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   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Struct<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">juridique</div>\n<div class=\"t m0 x6 h75 y7a0 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">La soci\u00e9t\u00e9 Ageas SA/NV, de<span class=\"_ _0\"></span> droit</div>\n<div class=\"t m0 x6 h75 y7a1 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">belge ayant son si\u00e8ge social <span class=\"_ _0\"></span>Rue du</div>\n<div class=\"t m0 x6 h75 y7a2 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">Marquis 1 \u00e0 1000 Bruxelles,<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x6 h75 y7a3 ff47 fs49 fc1d sc0 lsf5 ws10f\" style=\"z-index: 15;\">Belgique*<span class=\"ws0\">, est la soci\u00e9t\u00e9<span class=\"_ _0\"></span> m\u00e8re du </span></div>\n<div class=\"t m0 x6 h75 y7a4 ff47 fs49 fc1d sc0 lsf6 ws110\" style=\"z-index: 15;\">groupe Ageas. Le Rapport Annuel</div>\n<div class=\"t m0 x6 h75 y7a5 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">inclut les \u00c9tats f<span class=\"_ _0\"></span>inanciers</div>\n<div class=\"t m0 x6 h75 y7a6 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s du groupe Ageas <span class=\"_ _0\"></span>et les</div>\n<div class=\"t m0 x6 h75 y7a7 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">comptes annuels d\u2019Ageas SA/N<span class=\"ws10f\">V. </span></div>\n<div class=\"t m0 x6 h75 y7a8 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">Le groupe Ageas exerce des</div>\n<div class=\"t m0 x6 h75 y7a9 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">activit\u00e9s d'assurance vie, non-vie et</div>\n<div class=\"t m0 x6 h75 y7aa ff47 fs49 fc1d sc0 lsf6 ws110\" style=\"z-index: 15;\">de r\u00e9assurance en Europe et en</div>\n<div class=\"t m0 x6 h75 y7ab ff47 fs49 fc1d sc0 lsf5 ws10f\" style=\"z-index: 15;\">Asie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y7ac ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6e y7ad ff48 fs48 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _1fe\"> </span><span class=\"lsf1 ws108\">Veuillez noter que le si\u00e8ge social d\u2019Ageas sera situ\u00e9 </span></div>\n<div class=\"t m0 x3f h6e y7ae ff48 fs48 fc1d sc0 lsf1 ws108\" style=\"z-index: 15;\">au Manhattan Center Bruxelles, Avenue du Boulevard</div>\n<div class=\"t m0 x3f h6e y7af ff48 fs48 fc1d sc0 lsf1 ws107\" style=\"z-index: 15;\">21 <span class=\"ls0 ws0\">\u2013 <span class=\"_ _3\"></span></span><span class=\"ws108\">1210 Bruxelles \u00e0 partir du 21 avril 20</span>23.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y7b0 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x136 h62 y7b1 ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019actio<span class=\"_ _0\"></span>n Ageas est<span class=\"_ _0\"></span> cot\u00e9e sur le m<span class=\"_ _0\"></span>arch\u00e9 r\u00e9gl<span class=\"_ _0\"></span>ement\u00e9 d\u2019<span class=\"_ _0\"></span>Euronext<span class=\"_ _0\"></span> Brussel<span class=\"_ _0\"></span>s. Ageas<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>e \u00e0 un</div>\n<div class=\"t m0 x136 h62 y7b2 ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Program<span class=\"_ _0\"></span>me ADR spons<span class=\"_ _0\"></span>oris\u00e9 a<span class=\"_ _0\"></span>ux \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Unis. </span> </span></div>\n<div class=\"t m0 x136 h62 y7b3 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x136 h62 y7b4 ff45 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>naires connus<span class=\"_ _3\"></span> d\u2019Ageas SA/NV<span class=\"lsdc wse9\">, sur la base de<span class=\"_ _0\"></span>s notific<span class=\"_ _0\"></span>ations off<span class=\"_ _0\"></span>iciell<span class=\"_ _0\"></span>es, au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre </span></div>\n<div class=\"t m0 x136 h62 y7b5 ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">2022 sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x136 h62 y7b6 ff49 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4a\"> <span class=\"_ _41\"> </span><span class=\"ff45 lsf7 wseb\">F<span class=\"_ _3\"></span>osun<span class=\"_ _3\"></span></span><span class=\"ff45\">  <span class=\"_ _1ad\"> </span><span class=\"lsdc wse8\">10.<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\">1 %<span class=\"_ _3\"></span> ; </span></span></span></span></div>\n<div class=\"t m0 x136 h62 y7b7 ff49 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4a\"> <span class=\"_ _41\"> </span><span class=\"ff45 lsdd wse9\">B<span class=\"_ _3\"></span>lackRock,</span><span class=\"ff45\"> <span class=\"lsf8 ws111\">Inc</span> <span class=\"_ _3\"></span> <span class=\"_ _db\"> </span><span class=\"lsde wsea\">6,59<span class=\"_ _3\"></span></span> % <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y7b8 ff49 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4a\"> <span class=\"_ _41\"> </span><span class=\"ff45 lsf8 ws111\">F<span class=\"_ _3\"></span>PIM</span><span class=\"ff45\">-<span class=\"_ _3\"></span><span class=\"lsf9 ws112\">SFPI</span> <span class=\"_ _3\"></span> <span class=\"_ _164\"> </span><span class=\"lsde wsea\">6,33</span> <span class=\"_ _3\"></span>% . </span></span></div>\n<div class=\"t m0 x21b h62 y7b9 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y7ba ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV et ses fil<span class=\"_ _0\"></span>iales d\u00e9ti<span class=\"_ _0\"></span>ennent<span class=\"_ _0\"></span> 3<span class=\"lsf8 ws111\">,01<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">% d\u2019action<span class=\"_ _3\"></span>s propres. <span class=\"_ _3\"></span></span></span></span>Cette pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>lut les</div>\n<div class=\"t m0 x21b h62 y7bb ff45 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">actions li\u00e9e<span class=\"_ _3\"></span>s aux FRESH<span class=\"_ _3\"></span> (voir no<span class=\"_ _3\"></span>te 18 <span class=\"ff4a ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff45\"> </span></span>Capitaux <span class=\"_ _3\"></span>propres rev<span class=\"_ _3\"></span>enant aux a<span class=\"_ _3\"></span>ctionnaires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff4a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x21b h62 y7bc ff45 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">20<span class=\"ls0 ws0\"> <span class=\"ff4a\">\u00ab</span> <span class=\"lsde wseb\">De<span class=\"_ _3\"></span>ttes subordon<span class=\"wsea\">n\u00e9<span class=\"_ _3\"></span>es</span></span> <span class=\"ff4a\">\u00bb</span><span class=\"lsde wseb\">)<span class=\"_ _3\"></span>, aux pro<span class=\"_ _3\"></span>grammes d\u2019ac<span class=\"_ _3\"></span>tions restrein<span class=\"_ _3\"></span>tes et au<span class=\"_ _3\"></span>x programme<span class=\"_ _3\"></span>s de racha<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x21b h62 y7bd ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns (voir not<span class=\"_ _0\"></span>e 18 <span class=\"ff4a ls0 ws0\">\u00ab<span class=\"ff45\"> <span class=\"lsde wseb\">Capitau<span class=\"_ _3\"></span>x propres re<span class=\"_ _3\"></span>venant aux<span class=\"_ _3\"></span> actionnaires</span> <span class=\"_ _3\"></span></span>\u00bb</span><span class=\"wse8\">).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y7be ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y7bf ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">La struct<span class=\"_ _0\"></span>ure juridi<span class=\"_ _0\"></span>que au 31 d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>2<span class=\"ls0 ws0\">2 <span class=\"lsde wsfa\">se pr\u00e9se<span class=\"_ _3\"></span>nte actuellement<span class=\"_ _3\"></span> comme suit.</span> </span></div>\n<div class=\"t m0 x21b h62 y7c0 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c1 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c2 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c3 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c4 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c5 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c6 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c7 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c8 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c9 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7ca ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cb ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cc ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cd ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7ce ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cf ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7d0 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y7d1 ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Les entit\u00e9s en<span class=\"_ _3\"></span>ti\u00e8rement consoli<span class=\"_ _3\"></span>d\u00e9es d\u2019Ageas en Europ<span class=\"_ _3\"></span>e sont<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ageas UK Ltd. (10<span class=\"_ _0\"></span>0%) au Roya<span class=\"_ _0\"></span>ume<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x21b h62 y7d2 ff45 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Uni,<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Mille<span class=\"_ _3\"></span>nniumbcp Agea<span class=\"_ _3\"></span>s (51<span class=\"ls0 ws0\"> </span>%)<span class=\"_ _3\"></span>, M\u00e9dis (100<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">%), Ageas Port<span class=\"_ _0\"></span>ugal Vid<span class=\"_ _0\"></span>a (100<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">%) et Ageas Portugal </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y7d3 ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Seguros (100<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">%) au Por<span class=\"_ _3\"></span>tugal, e</span>t Agea<span class=\"_ _3\"></span>s France (100<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfa ws113\">%)</span></span></div>\n<div class=\"t m0 x76 h76 y7d4 ff45 fs4a fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3</div>\n<div class=\"t m0 x110 h62 y7d5 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">en France. La li<span class=\"_ _0\"></span>ste comp<span class=\"_ _0\"></span>l\u00e8te des </span></div>\n<div class=\"t m0 x21b h62 y7d6 ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises dans l<span class=\"_ _0\"></span>e p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re du grou<span class=\"_ _0\"></span>pe est publ<span class=\"_ _0\"></span>i\u00e9e dans <span class=\"ff4a ls0 ws0\">\u00ab<span class=\"ff45\"> <span class=\"lsde wseb\">Group Pub<span class=\"_ _3\"></span>lic Disclosure<span class=\"_ _3\"></span> QRTs</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff45\"> </span></span></div>\n<div class=\"t m0 x21b h62 y7d7 ff45 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble sur l<span class=\"_ _0\"></span>e site w<span class=\"_ _0\"></span>eb<span class=\"ls0 ws0\"> : <span class=\"fce lsde wsea\">htt<span class=\"_ _3\"></span>ps://www.ageas.co<span class=\"_ _3\"></span>m/investors/quart<span class=\"_ _3\"></span>erly</span><span class=\"fce\">-<span class=\"lsdc wse8\">results</span></span></span></div>\n<div class=\"t m0 x6 h75 y7d9 ff4a fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1fd\"> </span><span class=\"ff47 fs49\"> </span></div>\n<div class=\"t m0 x28 h62 y7da ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6e y7db ff48 fs48 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3  <span class=\"_ _ce\"> </span><span class=\"lsf1 ws108\">Ageas France est comptabilis\u00e9 comme \u00ab</span> <span class=\"lsf1 ws108\">d\u00e9tenu en vue de la vente</span> <span class=\"lsf1 ws108\">\u00bb selon la norme IFRS 5. Voir note 3.</span> </div>\n<div class=\"t m0 x21d h79 y7ea ff4d fs4b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%<span class=\"fs4c\"> Ageas Insurance International NV</span></div>\n<div class=\"t m0 xc h79 y7eb ff4d fs4b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas SA/NV</div>\n<div class=\"t m0 x14 h7a y7ec ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">44.7%</div>\n<div class=\"t m0 x36 h7a y7ed ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Royal Park</div>\n<div class=\"t m0 x35 h7a y7ee ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x171 h7a y7ef ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 x8c h7a y7f0 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 xc4 h7a y7f1 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageasfinlux SA</div>\n<div class=\"t m0 x1d2 h7a y7f0 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x8e h7a y7f1 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Goldpark</div>\n<div class=\"t m0 x21e h7a y7f2 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">International</div>\n<div class=\"t m0 x21e h7a y7f3 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x21f h7a y7f4 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">BV</div>\n<div class=\"t m0 xe2 h7a y7f5 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">75%</div>\n<div class=\"t m0 x1d1 h7a y7f6 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AG Insurance</div>\n<div class=\"t m0 x220 h7a y7f7 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 x60 h7a y7f8 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diff\u00e9rentes</div>\n<div class=\"t m0 xfb h7a y7f9 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">participations</div>\n<div class=\"t m0 x221 h7a y7fa ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas Asie</div>\n<div class=\"t m0 x110 h7a y7f8 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diff\u00e9rentes entit\u00e9s</div>\n<div class=\"t m0 x131 h7a y7f9 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">et participations</div>\n<div class=\"t m0 x76 h7a y7fa ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Europe Continentale</div>\n<div class=\"t m0 xc5 h7b y7fb ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr\u00e9sence au Portugal,</div>\n<div class=\"t m0 x110 h7b y7fc ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">en France et en Turquie</div>\n<div class=\"t m0 xd9 h7a y7fd ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x222 h7a y7fe ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas UK</div>\n<div class=\"t m0 xc1 h7a y7ff ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ltd.</div>\n<div class=\"t m0 x10f h7b y800 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr\u00e9sence en Chine,</div>\n<div class=\"t m0 x134 h7b y801 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Tha\u00eflande, Malaisie, Inde,</div>\n<div class=\"t m0 x13f h7b y802 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Philippines, Vietnam,</div>\n<div class=\"t m0 xfa h7b y803 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Hong Kong et Singapore</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 97px; height: 864px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x21c h65 y7e3 ff45 fs45 fc1f sc0 lse0 wsf0\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">high r</span><span class=\"fc1b sc0\">es</span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">lut</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">on or</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">gi</span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\">al</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">has</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">be</span><span class=\"fc1b sc0\">en pl</span><span class=\"fc1b sc0\">ac</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">d </span></div>\n<div class=\"t m0 x21c h65 y7e4 ff45 fs45 fc1f sc0 lse0 wsf0\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">n I</span><span class=\"fc1b sc0\">nde</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\">ign</span><span class=\"fc1b sc0\">.</span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></div>\n<div class=\"t m0 x74 h79 y7e9 ff4d fs4b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AGE<span class=\"fc1b sc0\">AS </span><span class=\"fc1b sc0\">SA/NV</span></div>\n<div class=\"t m0 x7e h69 y6bd ff4b fs46 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">1</span><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x21a h69 y6bf ff4b fs46 fc1e sc0 lse7 wsf8\" style=\"left: 610px; bottom: 1179px; z-index: 15;\"><span class=\"fc1b sc0\">St</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">uct</span><span class=\"fc1b sc0\">u</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">e j</span><span class=\"fc1b sc0\">u</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">di</span><span class=\"fc1b sc0\">q</span><span class=\"fc1b sc0\">ue</span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></div>\n<div class=\"t m0 x192 h62 y7dc ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> pu</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">pl</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e ar</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">a </span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">us</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> re</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">ai</span><span class=\"fc1b sc0\">n i</span><span class=\"fc1b sc0\">n </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">h</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e d</span><span class=\"fc1b sc0\">oc</span><span class=\"fc1b sc0\">um</span><span class=\"fc1b sc0\">e</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">nt</span><span class=\"fc1b sc0\">,</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> n</span><span class=\"fc1b sc0\">ec</span><span class=\"fc1b sc0\">e</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\">a</span><span class=\"fc1b sc0\">ry</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">f</span><span class=\"fc1b sc0\">o</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">r </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">e i</span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">pl</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">m</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">nt</span><span class=\"fc1b sc0\">at</span><span class=\"fc1b sc0\">i</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">n of</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">e W</span><span class=\"fc1b sc0\">or</span><span class=\"fc1b sc0\">d</span><span class=\"_ _0\"></span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\">-</span><span class=\"lsdc wseb\"><span class=\"fc1b sc0\">PD</span><span class=\"fc1b sc0\">F</span><span class=\"fc1b sc0\"> w</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">i</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">n I</span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\">d</span><span class=\"fc1b sc0\">es</span><span class=\"fc1b sc0\">i</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">g</span><span class=\"fc1b sc0\">n.</span><span class=\"fc1b sc0\"> T</span><span class=\"fc1b sc0\">h</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">pa</span><span class=\"fc1b sc0\">rt</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">s</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">c</span><span class=\"fc1b sc0\">ut</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">of</span><span class=\"fc1b sc0\">f</span><span class=\"fc1b sc0\"> w</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">hi</span><span class=\"fc1b sc0\">n I</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">nd</span><span class=\"fc1b sc0\">es</span><span class=\"fc1b sc0\">i</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">gn.</span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></span></span></div>\n<div class=\"t m0 x7 h6b y7dd ff4c fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">e </span><span class=\"fc1b sc0\">c</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">a</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">p</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">er</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">ti</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">tl</span><span class=\"fc1b sc0\">e i</span><span class=\"fc1b sc0\">s </span><span class=\"fc1b sc0\">PH</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">Y</span><span class=\"fc1b sc0\">SI</span><span class=\"fc1b sc0\">C</span><span class=\"fc1b sc0\">A</span><span class=\"fc1b sc0\">L</span><span class=\"fc1b sc0\"> i</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\"> I</span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\">d</span><span class=\"fc1b sc0\">e</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">si</span><span class=\"fc1b sc0\">g</span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\"> a</span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\">d</span><span class=\"fc1b sc0\"> </span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">sh</span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">u</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\">d</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\"> th</span><span class=\"fc1b sc0\">er</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">fo</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">e b</span><span class=\"fc1b sc0\">e </span><span class=\"fc1b sc0\">ch</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">ec</span><span class=\"fc1b sc0\">k</span><span class=\"fc1b sc0\">ed</span><span class=\"fc1b sc0\"> i</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\"> I</span><span class=\"fc1b sc0\">N</span><span class=\"fc1b sc0\">D</span><span class=\"fc1b sc0\">ESI</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">G</span><span class=\"fc1b sc0\">N</span><span class=\"fc1b sc0\">.</span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></div>\n<div class=\"t m0 x71 h62 y7de ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">O</span><span class=\"fc1b sc0\">n </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> p</span><span class=\"fc1b sc0\">ag</span><span class=\"fc1b sc0\">e </span><span class=\"fc1b sc0\">t</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">er</span><span class=\"fc1b sc0\">e i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> a </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">l</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e at</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">e </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">p r</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">g</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">h</span><span class=\"wseb\"><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> t</span><span class=\"fc1b sc0\">o m</span><span class=\"fc1b sc0\">ak</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> c</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\">e</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">a</span><span class=\"fc1b sc0\">r t</span><span class=\"fc1b sc0\">o </span><span class=\"fc1b sc0\">us</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">rs</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">w</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">c</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">h c</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">apt</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">r s</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">a</span><span class=\"fc1b sc0\">rt</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">he</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">e.</span><span class=\"_ _0\"></span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></span></div>\n<div class=\"t m0 x193 h62 y7df ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\">he</span><span class=\"fc1b sc0\"> t</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">x</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">f</span><span class=\"fc1b sc0\"> t</span><span class=\"fc1b sc0\">he</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\"> c</span><span class=\"fc1b sc0\">hap</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">er</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">n</span><span class=\"fc1b sc0\"> t</span><span class=\"fc1b sc0\">hi</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">d</span><span class=\"fc1b sc0\">oc</span><span class=\"fc1b sc0\">um</span><span class=\"fc1b sc0\">en</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> w</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\"> t</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">ere</span><span class=\"fc1b sc0\">f</span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">re</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\"> N</span><span class=\"fc1b sc0\">O</span><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">be</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">d</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\">pl</span><span class=\"fc1b sc0\">a</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\">y</span><span class=\"fc1b sc0\">ed</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">n t</span><span class=\"fc1b sc0\">he</span><span class=\"fc1b sc0\"> I</span><span class=\"fc1b sc0\">nde</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">gn</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">d</span><span class=\"fc1b sc0\">oc</span><span class=\"fc1b sc0\">um</span><span class=\"fc1b sc0\">en</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">.</span><span class=\"fc1b sc0\"> </span><span class=\"lsdc wseb\"><span class=\"fc1b sc0\">(I</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> w</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">al</span><span class=\"fc1b sc0\">s</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">o </span><span class=\"fc1b sc0\">b</span><span class=\"fc1b sc0\">e c</span><span class=\"fc1b sc0\">ut</span><span class=\"fc1b sc0\"> o</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\">f</span><span class=\"fc1b sc0\">f</span><span class=\"fc1b sc0\">).</span><span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></span></div>\n<div class=\"t m0 x21c h65 y7e0 ff45 fs45 fc1f sc0 lse0 wsf0\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\">hi</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> (</span><span class=\"fc1b sc0\">and</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">ne</span><span class=\"fc1b sc0\">x</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">)</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">a</span><span class=\"fc1b sc0\">ge i</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\"> s</span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">a</span><span class=\"fc1b sc0\">ll</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">n t</span><span class=\"fc1b sc0\">he</span><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x21c h65 y7e1 ff45 fs45 fc1f sc0 lse2 ws103\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">W</span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">d d</span><span class=\"fc1b sc0\">o</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\">c</span><span class=\"fc1b sc0\">u</span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">e</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\">nt</span><span class=\"fc1b sc0\">.</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\">h</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">s</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\"> is</span><span class=\"fc1b sc0\"> j</span><span class=\"fc1b sc0\">u</span><span class=\"fc1b sc0\">s</span><span class=\"fc1b sc0\">t</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">o</span><span class=\"fc1b sc0\"> i</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\">l</span><span class=\"fc1b sc0\">us</span><span class=\"fc1b sc0\">t</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">at</span><span class=\"_ _3\"></span><span class=\"fc1b sc0\">e </span></div>\n<div class=\"t m0 x21c h65 y7e2 ff45 fs45 fc1f sc0 lse0 wsee\" style=\"z-index: 15;\"><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">ha</span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\"> </span><span class=\"fc1b sc0\">t</span><span class=\"fc1b sc0\">he</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\"> w</span><span class=\"fc1b sc0\">i</span><span class=\"fc1b sc0\">ll</span><span class=\"fc1b sc0\"> be</span><span class=\"fc1b sc0\"> an</span><span class=\"_ _0\"></span><span class=\"fc1b sc0\"> i</span><span class=\"fc1b sc0\">m</span><span class=\"fc1b sc0\">age he</span><span class=\"fc1b sc0\">r</span><span class=\"fc1b sc0\">e</span><span class=\"fc1b sc0\">.</span><span class=\"fc1b sc0\"> </span><span class=\"lse5 wsf4\"><span class=\"fc1b sc0\">T</span><span class=\"fc1b sc0\">he</span><span class=\"fc1b sc0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 97px; height: 864px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9su<span class=\"_ _3\"></span>m\u00e9 des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">principes comptables</div>\n\n<div class=\"t m0 x6 h75 y7a0 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">Les <span class=\"lsf6 ws114\">pr\u00e9sents <span class=\"_ _3\"></span></span><span class=\"ws0\">\u00e9tats financ</span>iers</div>\n<div class=\"t m0 x6 h75 y7a1 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s d\u2019Ageas pour <span class=\"ws10f\">l\u2019an<span class=\"_ _0\"></span>n\u00e9e </span></div>\n<div class=\"t m0 x6 h75 y7a2 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2 <span class=\"_ _3\"></span>(\u00ab <span class=\"_ _3\"></span>\u00e9<span class=\"lsf5\">tats financiers </span></span></div>\n<div class=\"t m0 x6 h75 y7a3 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">consolid\u00e9s<span class=\"ls0 ws0\"> \u00bb</span><span class=\"ws115\">), y <span class=\"lsf6 ws110\">compri<span class=\"_ _3\"></span>s toutes les </span></span></div>\n<div class=\"t m0 x6 h75 y7a4 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">notes, sont \u00e9tablis conform\u00e9ment</div>\n<div class=\"t m0 x6 h75 y7a5 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au r\u00e9f\u00e9rentiel IFRS (<span class=\"ls0\">\u00ab <span class=\"lsf6 ws114\">International </span></span></div>\n<div class=\"t m0 x6 h75 y7a6 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Financial Reporting Standards<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) en</div>\n<div class=\"t m0 x6 h75 y7a7 ff51 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">vigueur au 1</div>\n<div class=\"t m0 xf7 h7c y804 ff51 fs4f fc15 sc0 lsfb ws117\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x223 h75 y805 ff51 fs49 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsf5 ws115\">janvier 202</span>2<span class=\"lsf6 ws116\">, tel<span class=\"_ _3\"></span> que </span></div>\n<div class=\"t m0 x6 h75 y806 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">publi\u00e9 par l\u2019IASB (<span class=\"ls0\">\u00ab </span><span class=\"ws10f\">International </span></div>\n<div class=\"t m0 x6 h75 y807 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Accounting Standards Board<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) et</div>\n<div class=\"t m0 x6 h75 y808 ff51 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">approuv\u00e9<span class=\"ls0 ws0\"> </span><span class=\"ws110\">par l\u2019Union eur<span class=\"_ _3\"></span>op</span>\u00e9enne</div>\n<div class=\"t m0 x6 h75 y809 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(UE) avec effet \u00e0 cette date<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 243px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 248px; width: 486px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 253px; width: 215px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y7ac ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y80a ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Conseil d<span class=\"_ _0\"></span>\u2019Adminis<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>on d\u2019Ageas<span class=\"_ _0\"></span> a autoris<span class=\"_ _0\"></span>\u00e9 la public<span class=\"_ _0\"></span>ation des p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>s \u00e9tats fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y80b ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consolid\u00e9s le<span class=\"_ _3\"></span> 28 mars <span class=\"_ _3\"></span>2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y80c ff52 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y80d ff52 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">R\u00e9f\u00e9rentiel comp<span class=\"_ _3\"></span>table<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y80e ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les principes<span class=\"_ _3\"></span> comptables a<span class=\"lsdc wse8\">ppliqu\u00e9s<span class=\"ls0 ws0\"> </span>dans <span class=\"wse9\">les pr<span class=\"_ _0\"></span>\u00e9sents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> \u00e9<span class=\"lsf0 ws104\">tats <span class=\"_ _3\"></span><span class=\"lsdc wse9\">financi<span class=\"_ _0\"></span>ers cons<span class=\"_ _0\"></span>olid\u00e9s sont<span class=\"_ _0\"></span> identiqu<span class=\"_ _0\"></span>es \u00e0 </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y80f ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ceux appl<span class=\"_ _0\"></span>iqu\u00e9s po<span class=\"_ _0\"></span>ur l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able clos l<span class=\"_ _0\"></span>e 31 d\u00e9cemb<span class=\"_ _0\"></span>re 202<span class=\"ls0 ws0\">1<span class=\"lsde wseb\">, \u00e0 l'exception<span class=\"_ _3\"></span> des <span class=\"wsea\">nouvea<span class=\"_ _3\"></span>ux </span></span></span></div>\n<div class=\"t m0 x21b h62 y810 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es ou des pr<span class=\"_ _0\"></span>incipes mo<span class=\"_ _0\"></span>difi\u00e9s <span class=\"lsde wsea\">\u00e9num\u00e9r\u00e9s <span class=\"wseb\">dans la<span class=\"_ _3\"></span> section<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">2.2 ci<span class=\"ls0 ws0\">-</span></span></span>apr\u00e8s<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y811 ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x21b h62 y812 ff4f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les pr\u00e9sen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">\u00e9tats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s so<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">pr\u00e9par\u00e9s<span class=\"_ _0\"></span> selon le pri<span class=\"_ _0\"></span>ncipe de la co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x21b h62 y813 ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019exploitatio<span class=\"_ _3\"></span>n de l\u2019ent<span class=\"_ _3\"></span>reprise (<span class=\"ff53 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff4f\"> </span></span>going con<span class=\"_ _3\"></span>cern<span class=\"ls0 ws0\"> <span class=\"ff53\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">) et sont pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s en e<span class=\"_ _0\"></span>uros, l\u2019eur<span class=\"_ _0\"></span>o \u00e9tant la <span class=\"lsde wsea\">monnaie<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y814 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>nnelle de l<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re d\u2019Ag<span class=\"_ _0\"></span>eas. Tous les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 arr<span class=\"_ _0\"></span>ondis au mil<span class=\"_ _0\"></span>lion le plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y815 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proche, sauf ind<span class=\"_ _3\"></span>ication contrai<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 62px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 67px; width: 486px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x21b h62 y816 ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y817 ff4f fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Les actifs et passifs comptabilis\u00e9s dans l\u2019<span class=\"ls0 ws0\">\u00e9<span class=\"lsf8 ws111\">ta<span class=\"_ _3\"></span>t <span class=\"lsdc wse8\">consolid\u00e9 <span class=\"lsde wsfa\">de la situation financi\u00e8re<span class=\"_ _3\"></span> d\u2019Ageas ont </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y818 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement une<span class=\"_ _3\"></span> dur\u00e9e de <span class=\"lsdc wseb\">vie sup\u00e9ri<span class=\"_ _0\"></span>eure \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">moi</span></span><span class=\"wse9\">s, \u00e0 l\u2019<span class=\"_ _0\"></span>excepti<span class=\"_ _0\"></span>on des rubr<span class=\"_ _0\"></span>iques t<span class=\"lsde wsea\">r\u00e9sorerie<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">et </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y819 ff4f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9quival<span class=\"_ _0\"></span>ents de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie, r\u00e9as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce et aut<span class=\"_ _0\"></span>res cr\u00e9<span class=\"_ _0\"></span>ances, <span class=\"_ _0\"></span>i<span class=\"wse8\">nt<span class=\"wse9\">\u00e9r\u00eat<span class=\"_ _0\"></span>s courus et<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs, p<span class=\"lsdd\">assifs </span></span></span></div>\n<div class=\"t m0 x21b h62 y81a ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"lsde wsea\">ssurance </span>dans les ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, <span class=\"_ _3\"></span></span>certains<span class=\"_ _0\"></span> emprunts<span class=\"_ _0\"></span> comme <span class=\"lsde wsea\">les </span></div>\n<div class=\"t m0 x21b h62 y81b ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rations d<span class=\"_ _3\"></span>e mise e<span class=\"_ _3\"></span>n pension<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"ls0 ws0\">i<span class=\"lsdc wse8\">nt\u00e9r\u00ea<span class=\"wseb\">ts cou<span class=\"_ _0\"></span>rus et a<span class=\"_ _0\"></span>utres pa<span class=\"_ _0\"></span>ssifs et<span class=\"_ _0\"></span> a<span class=\"lsdd ws11a\">ctifs et passifs d\u2019imp\u00f4ts </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y81c ff4f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 492px; height: 182px; width: 486px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x21b h62 y81d ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y81e ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>les normes <span class=\"_ _3\"></span>IFRS appli<span class=\"_ _3\"></span>qu\u00e9es dans le<span class=\"_ _3\"></span> cadre de<span class=\"_ _3\"></span> l\u2019\u00e9valuatio<span class=\"_ _3\"></span>n des acti<span class=\"_ _3\"></span>fs et pa<span class=\"_ _3\"></span>ssifs sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x21b h62 y81f ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsff ws112\">IAS<span class=\"_ _3\"></span> 1 <span class=\"lsdc wseb\">Pr\u00e9sentat<span class=\"_ _0\"></span>ion des \u00e9t<span class=\"_ _0\"></span>ats fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y820 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsff ws112\">IAS<span class=\"_ _3\"></span> 1<span class=\"lsde wsfa\">6 Immobilis<span class=\"_ _3\"></span>ations corpore<span class=\"_ _3\"></span>lles</span></span><span class=\"ff4f\"> ; </span></span></div>\n<div class=\"t m0 x21b h62 y821 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 19 Avantages du p<span class=\"_ _0\"></span>ersonn<span class=\"_ _0\"></span>el<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y822 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wseb\">IAS<span class=\"_ _3\"></span> 23 Co\u00fb<span class=\"_ _3\"></span>ts d\u2019emprunt (<span class=\"_ _3\"></span>pr\u00eats)</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y823 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 28 Participat<span class=\"_ _0\"></span>ions dans<span class=\"_ _0\"></span> des entre<span class=\"_ _0\"></span>prises as<span class=\"_ _0\"></span>soci\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y824 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f\">I<span class=\"_ _3\"></span><span class=\"lsdc wseb\">AS 32 Inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers<span class=\"ls0 ws0\"> - p<span class=\"lsde wsea\">r\u00e9<span class=\"_ _3\"></span>sentation</span> ;<span class=\"_ _3\"></span>  </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y825 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 36 D\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y826 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 38 I<span class=\"lsde wseb\">mmobilisa<span class=\"_ _3\"></span>tions incorpo<span class=\"_ _3\"></span>relles</span></span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y827 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f\">I<span class=\"_ _3\"></span><span class=\"lsdc wseb\">AS 39 Inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers <span class=\"ls0 ws0\">- c</span><span class=\"wse9\">omptabilis<span class=\"_ _0\"></span>ation et \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y828 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 40 Immeubles de p<span class=\"_ _0\"></span>lacement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y829 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wseb\">IF<span class=\"_ _3\"></span>RS 3 Regrou<span class=\"_ _3\"></span>pements d\u2019en<span class=\"_ _3\"></span>treprises</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y82a ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 4 Contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y82b ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wsfa\">IF<span class=\"_ _3\"></span>RS 7 Instruments f<span class=\"_ _3\"></span>inanciers</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>- i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations \u00e0<span class=\"_ _3\"></span> fournir</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x21b h62 y82c ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wsfa\">IF<span class=\"_ _3\"></span>RS 8 Secteurs op<span class=\"_ _3\"></span>\u00e9rationnels</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y82d ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 10 \u00c9tats fina<span class=\"_ _0\"></span>nciers co<span class=\"_ _0\"></span>nsolid\u00e9<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y82e ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 12 Informati<span class=\"_ _0\"></span>ons \u00e0 four<span class=\"_ _0\"></span>nir sur les int<span class=\"_ _0\"></span>\u00e9r\u00eats d\u00e9t<span class=\"_ _0\"></span>enus dans<span class=\"_ _0\"></span> d\u2019autres e<span class=\"_ _0\"></span>ntit\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y82f ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 13 \u00c9valuatio<span class=\"_ _0\"></span>n de la juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y830 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 15 <span class=\"lsde wsfa\">Produits des<span class=\"_ _3\"></span> activit\u00e9s ordinair<span class=\"_ _3\"></span>es tir\u00e9s des con<span class=\"_ _3\"></span>trats conclus avec<span class=\"_ _3\"></span> des clients</span></span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x21b h62 y831 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 16 Contrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 160px; height: 801px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 160px; height: 801px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff59 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff59 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Modifi<span class=\"_ _3\"></span>catio<span class=\"_ _3\"></span>n des<span class=\"_ _3\"></span> pri<span class=\"_ _3\"></span>ncipe<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>ptabl<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 la no<span class=\"_ _0\"></span>rme IAS 29 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span>Informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"lsde wsfa\">dans les </span></div>\n<div class=\"t m0 x6 h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>es hyper<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">inflation<span class=\"_ _0\"></span>nistes<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 x178 h76 y838 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdf h62 y839 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 20<span class=\"_ _0\"></span>22 pour les </span></div>\n<div class=\"t m0 x6 h62 y83a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers de s<span class=\"_ _0\"></span>es entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9<span class=\"ls0 ws0\">e</span>s Turq<span class=\"_ _0\"></span>ue <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Aksigorta<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">et </span></span></span></div>\n<div class=\"t m0 x6 h62 y83b ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">AgeSA<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff57 lsde wseb\">.<span class=\"_ _3\"></span> Plus d<span class=\"lsdc\">e d\u00e9tail</span></span><span class=\"ff57\"> <span class=\"lsdc wse9\">dans ce c<span class=\"lsde wsea\">adre</span></span> <span class=\"lsdc wse9\">est \u00e9num<span class=\"_ _0\"></span>\u00e9r\u00e9e dans l<span class=\"_ _0\"></span>a sectio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y83c ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2.7 ci<span class=\"ls0 ws0\">-</span><span class=\"wsea\">apr\u00e8<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y83d ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Modi<span class=\"_ _3\"></span>fications app<span class=\"_ _3\"></span>ort\u00e9es au<span class=\"_ _3\"></span>x normes <span class=\"_ _3\"></span>IFRS au cours<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x22d h62 y83e ff57 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y83f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">les </span></span></div>\n<div class=\"t m0 x6 h62 y840 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s apport\u00e9es<span class=\"_ _3\"></span> aux normes e<span class=\"_ _3\"></span>t interpr\u00e9<span class=\"_ _3\"></span>tations IFRS<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span></span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x6 h62 y841 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rentr\u00e9es en vigueur<span class=\"_ _3\"></span> au 1</div>\n<div class=\"t m0 xea h76 y842 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x49 h62 y843 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>, et qui ont \u00e9t\u00e9 app<span class=\"_ _3\"></span>rouv\u00e9e par </span></div>\n<div class=\"t m0 x6 h62 y844 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019UE,<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">n\u2019<span class=\"_ _3\"></span>ont pas impact\u00e9 de<span class=\"_ _3\"></span> mani\u00e8re signific<span class=\"_ _3\"></span>ative les princi<span class=\"_ _3\"></span>pes </span></span></div>\n<div class=\"t m0 x6 h62 y845 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptables ap<span class=\"_ _3\"></span>pliqu\u00e9s par<span class=\"_ _3\"></span> Ageas ains<span class=\"_ _3\"></span>i<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">que les pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9t<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">consolid\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y846 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re et d<span class=\"_ _0\"></span>e la perf<span class=\"_ _0\"></span>ormance f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00e8re d\u2019A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y847 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y848 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cons\u00e9q<span class=\"_ _0\"></span>uence dire<span class=\"_ _0\"></span>cte de la pan<span class=\"_ _0\"></span>d\u00e9mie de C<span class=\"_ _0\"></span>ovid<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">19, l\u2019IASB a<span class=\"_ _3\"></span> publi\u00e9 en<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y849 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mai 2020 des m<span class=\"_ _0\"></span>odific<span class=\"_ _0\"></span>ations <span class=\"ls0 ws0\">\u00e0 </span>la norme IF<span class=\"_ _0\"></span>RS 16 intit<span class=\"_ _0\"></span>ul\u00e9es<span class=\"_ _0\"></span> <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">A<span class=\"_ _3\"></span>ll\u00e9gements </span></span></span></div>\n<div class=\"t m0 x6 h62 y84a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyer li\u00e9s<span class=\"_ _0\"></span> \u00e0 la Covid<span class=\"ls0 ws0\">-</span><span class=\"wse8\">19<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span></span></span>. Ces modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns dispe<span class=\"_ _0\"></span>nsent le pr<span class=\"_ _0\"></span>eneur</div>\n<div class=\"t m0 x6 h62 y84b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appr<span class=\"_ _0\"></span>\u00e9cier si un al<span class=\"_ _0\"></span>l\u00e9geme<span class=\"_ _0\"></span>nt de loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direc<span class=\"_ _0\"></span>te de la</div>\n<div class=\"t m0 x6 h62 y84c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-</span>19,<span class=\"_ _0\"></span> qui est paya<span class=\"_ _0\"></span>ble avant ou \u00e0 l<span class=\"_ _0\"></span>a date limit<span class=\"_ _0\"></span>e du 30</div>\n<div class=\"t m0 x6 h62 y84d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juin 20<span class=\"_ _0\"></span>21, const<span class=\"_ _0\"></span>itue ou <span class=\"_ _0\"></span>non un<span class=\"_ _0\"></span>e modific<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>at de loc<span class=\"_ _0\"></span>ation. <span class=\"_ _0\"></span>En</div>\n<div class=\"t m0 x6 h62 y84e ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mars 2021<span class=\"_ _3\"></span>, l\u2019IASB a <span class=\"_ _3\"></span>prolong\u00e9 la <span class=\"_ _3\"></span>pratique <span class=\"_ _3\"></span>susmentionn\u00e9e <span class=\"_ _3\"></span>pour des<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">oyers </span></div>\n<div class=\"t m0 x6 h62 y84f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">payable av<span class=\"_ _0\"></span>ant ou \u00e0 la dat<span class=\"_ _0\"></span>e limite du 3<span class=\"_ _0\"></span>0 juin 2022. C<span class=\"_ _0\"></span>omme Ag<span class=\"_ _0\"></span>eas n\u2019a pas</div>\n<div class=\"t m0 x6 h62 y850 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>i\u00e9 d\u2019all\u00e9g<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>e loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direct<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y851 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19<span class=\"wseb\">, qui constitueraien<span class=\"_ _3\"></span>t une modi<span class=\"_ _3\"></span>fication d<span class=\"_ _3\"></span>e contrat </span></span></span></div>\n<div class=\"t m0 x6 h62 y852 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de locati<span class=\"_ _0\"></span>on, <span class=\"ls0 ws0\">c</span>es modif<span class=\"_ _0\"></span>ications<span class=\"_ _0\"></span> \u00e0 la norme n\u2019o<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span>pas impac<span class=\"_ _0\"></span>t\u00e9 les pr\u00e9s<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y853 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tats c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y854 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y855 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y856 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Afin de satis<span class=\"_ _0\"></span>faire a<span class=\"_ _0\"></span>ux nouvel<span class=\"_ _0\"></span>les exige<span class=\"_ _0\"></span>nces r\u00e9g<span class=\"_ _0\"></span>lementa<span class=\"_ _0\"></span>ires et du mar<span class=\"_ _0\"></span>ch\u00e9,</div>\n<div class=\"t m0 x6 h62 y857 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e taux r<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>iels da<span class=\"_ _0\"></span>ns le</div>\n<div class=\"t m0 x6 h62 y858 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9 <span class=\"wseb\">fina<span class=\"_ _3\"></span>ncier pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> les taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat ai<span class=\"_ _3\"></span>nsi que l<span class=\"_ _3\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y859 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> de paiement sont en<span class=\"_ _3\"></span> cours de r\u00e9forme e<span class=\"_ _3\"></span>t de transition</div>\n<div class=\"t m0 x6 h62 y85a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approfo<span class=\"_ _0\"></span>ndie. Cett<span class=\"_ _0\"></span>e r\u00e9form<span class=\"_ _0\"></span>e pourra<span class=\"_ _0\"></span>it mener \u00e0 la c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n et le</div>\n<div class=\"t m0 x6 h62 y85b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence comm<span class=\"_ _0\"></span>e l\u2019Eoni<span class=\"_ _0\"></span>a o<span class=\"wse8\">u </span></div>\n<div class=\"t m0 x6 h62 y85c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le Libor.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y85d ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y85e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00e9se<span class=\"_ _0\"></span>nts \u00e9tats<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9s de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re et<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x6 h62 y85f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re au 3<span class=\"_ _0\"></span>1 d\u00e9cembr<span class=\"_ _0\"></span>e 2022 comp<span class=\"_ _0\"></span>rennent u<span class=\"_ _0\"></span>ne valeur</div>\n<div class=\"t m0 x6 h62 y860 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">nominale d\u2019in<span class=\"_ _3\"></span>struments de couver<span class=\"_ _3\"></span>ture utilis\u00e9s dan<span class=\"_ _3\"></span>s des relations<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 y861 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure expos<span class=\"_ _0\"></span>\u00e9es \u00e0 l\u2019EU<span class=\"_ _0\"></span>RIBOR qui<span class=\"_ _0\"></span> s\u2019\u00e9l\u00e8ve<span class=\"ls0 ws0\"> <span class=\"lsf3 ws113\">\u00e0 EUR <span class=\"lsde wsea\">632</span></span> <span class=\"_ _3\"></span><span class=\"lsfe ws111\">millions<span class=\"_ _3\"></span> ainsi </span></span></div>\n<div class=\"t m0 x6 h62 y862 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qu\u2019une val<span class=\"_ _3\"></span>eur principale<span class=\"_ _3\"></span> de dette<span class=\"_ _3\"></span>s subordonn\u00e9e<span class=\"_ _3\"></span>s li\u00e9es \u00e0 u<span class=\"_ _3\"></span>n taux <span class=\"_ _3\"></span>flottant</div>\n<div class=\"t m0 x6 h62 y863 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019EURI<span class=\"_ _0\"></span>BOR qui s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve \u00e0 <span class=\"ls102 ws11d\">EUR <span class=\"lsde wseb\">210 millions. L\u2019E<span class=\"_ _3\"></span>URIBOR a b<span class=\"_ _3\"></span>ien \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y864 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reform\u00e9 e<span class=\"_ _0\"></span>n une m\u00e9tho<span class=\"_ _0\"></span>de hybri<span class=\"_ _0\"></span>de en 2019 et est<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>u de rester en</div>\n<div class=\"t m0 x6 h62 y865 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur d<span class=\"_ _0\"></span>ans un aveni<span class=\"_ _0\"></span>r proche<span class=\"_ _0\"></span>. Ainsi, les de<span class=\"_ _0\"></span>ux modif<span class=\"_ _0\"></span>ication<span class=\"_ _0\"></span>s aux norm<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y866 ff57 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">IFRS 9, IAS 39, IFRS<span class=\"_ _3\"></span> 7, IFRS 4 et IFRS<span class=\"_ _3\"></span> 16 intitul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff57\"> <span class=\"lsdc wse9\">R\u00e9forme des </span></span></span></div>\n<div class=\"t m0 x6 h62 y867 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsde wseb\">, publi\u00e9</span>e <span class=\"_ _3\"></span></span>par l\u2019IAS<span class=\"_ _0\"></span>B en septem<span class=\"_ _0\"></span>bre 2019 et</div>\n<div class=\"t m0 x6 h62 y868 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en ao\u00fbt 202<span class=\"_ _0\"></span>0, n\u2019ont pas im<span class=\"_ _0\"></span>pact\u00e9 les<span class=\"_ _0\"></span> pr\u00e9sents<span class=\"_ _0\"></span> \u00e9tats cons<span class=\"_ _0\"></span>olid\u00e9s d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y869 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> et de la p<span class=\"_ _0\"></span>erforma<span class=\"_ _0\"></span>nce fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y86a ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y86b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas cont<span class=\"_ _0\"></span>inue att<span class=\"_ _0\"></span>entive<span class=\"_ _0\"></span>ment \u00e0 suiv<span class=\"_ _0\"></span>re les \u00e9volut<span class=\"_ _0\"></span>ions li\u00e9<span class=\"_ _0\"></span>es \u00e0 la r\u00e9form<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y86c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e. Comme l<span class=\"_ _0\"></span>\u2019EURIBO<span class=\"_ _0\"></span>R pourr<span class=\"_ _0\"></span>ait \u00eatre</div>\n<div class=\"t m0 x6 h62 y86d ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suspendu un jour<span class=\"_ _3\"></span>, des positions<span class=\"_ _3\"></span> de repli sont pr\u00e9vu<span class=\"_ _3\"></span>s dans les nouveaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y86e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> afin de gara<span class=\"_ _0\"></span>ntir leur c<span class=\"_ _0\"></span>ontinuit<span class=\"_ _0\"></span>\u00e9 dans la sit<span class=\"_ _0\"></span>uation qu<span class=\"_ _0\"></span>e l\u2019EURI<span class=\"_ _0\"></span>BOR</div>\n<div class=\"t m0 x6 h62 y86f ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">soit suspendu<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y870 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y871 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre des modi<span class=\"_ _3\"></span>fications ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessus, les<span class=\"_ _0\"></span> normes et<span class=\"_ _0\"></span> interpr<span class=\"_ _0\"></span>\u00e9<span class=\"wse8\">tatio<span class=\"_ _0\"></span>ns </span></span></span></div>\n<div class=\"t m0 x1a h62 y872 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS, nouv<span class=\"_ _0\"></span>elles ou<span class=\"_ _0\"></span> r\u00e9vis\u00e9es,<span class=\"_ _0\"></span> ainsi que les m<span class=\"_ _0\"></span>odificat<span class=\"_ _0\"></span>ions ap<span class=\"_ _0\"></span>port\u00e9es<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 y873 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">normes et<span class=\"_ _0\"></span> inter<span class=\"_ _0\"></span>pr\u00e9tati<span class=\"_ _0\"></span>ons, su<span class=\"_ _0\"></span>ivantes s<span class=\"_ _0\"></span>ont ent<span class=\"_ _0\"></span>r\u00e9es en v<span class=\"_ _0\"></span>igueur <span class=\"_ _0\"></span>pour les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y874 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercices c<span class=\"_ _3\"></span>omptable<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9butant<span class=\"_ _0\"></span> le ou apr\u00e8s le 1</span></span></div>\n<div class=\"t m0 xfe h76 y875 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1d1 h62 y836 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2<span class=\"_ _3\"></span>022. <span class=\"lsdc wse8\">Aucune </span></span></div>\n<div class=\"t m0 x1a h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de c<span class=\"lsde wsfa\">es modifications </span><span class=\"wseb\">a eu un impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> s<span class=\"lsde wsea\">igni<span class=\"_ _3\"></span>ficati<span class=\"lsf7 ws11f\">f su<span class=\"_ _3\"></span>r</span></span> <span class=\"lsdc wse9\">les pr\u00e9sents \u00e9t<span class=\"_ _0\"></span>ats </span></span></span></div>\n<div class=\"t m0 x1a h62 y876 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re <span class=\"_ _0\"></span>et de la <span class=\"_ _0\"></span>perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y877 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y878 ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la norme IAS 16 in<span class=\"_ _3\"></span>titul\u00e9es </span>\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">Immobilisation<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 y879 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">corporelles <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wse9\">produit ant\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 l\u2019uti<span class=\"_ _0\"></span>lisation pr<span class=\"_ _0\"></span>\u00e9vue<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y87a ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la <span class=\"lsdc\">norme IAS 37 i<span class=\"_ _0\"></span>ntitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse9\">Contrats d<span class=\"_ _0\"></span>\u00e9ficit<span class=\"_ _0\"></span>aires <span class=\"ls0 ws0\">\u2013 </span></span></span></span></span></div>\n<div class=\"t m0 x133 h62 y87b ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt d\u2019<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du cont<span class=\"_ _0\"></span>rat<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></div>\n<div class=\"t m0 x1a h62 y87c ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsdc wse9\">Modifications<span class=\"_ _0\"></span> de la norme IFR<span class=\"_ _0\"></span>S 3 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">R\u00e9f\u00e9rences au<span class=\"_ _3\"></span> cadre </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 y87d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concept<span class=\"_ _0\"></span>uel de l<span class=\"_ _0\"></span>\u2019inform<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ;<span class=\"_ _3\"></span> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y87e ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">A<span class=\"_ _3\"></span>m\u00e9liorations <span class=\"_ _3\"></span>annuelles de<span class=\"_ _3\"></span>s normes IFRS<span class=\"_ _3\"></span> (cycle 201<span class=\"_ _3\"></span>8</span><span class=\"ff57\">-<span class=\"lsde wsea\">2020)</span> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6a h62 y87f ff57 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsdc wse9\">dificat<span class=\"_ _0\"></span>ions de la<span class=\"_ _0\"></span> norme IFRS 1 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Premi\u00e8<span class=\"_ _3\"></span>re adoption<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y880 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des normes IFRS<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsdc wseb\">, modificat<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span> la norme I<span class=\"_ _0\"></span>FRS 9 i<span class=\"_ _0\"></span>ntitul\u00e9<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 y881 ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments finan<span class=\"_ _3\"></span>ciers</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff57 lsde wseb\">, modificat<span class=\"_ _3\"></span>ions des e<span class=\"_ _3\"></span>xemples illus<span class=\"_ _3\"></span>tratifs </span></div>\n<div class=\"t m0 x6a h62 y882 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accomp<span class=\"_ _0\"></span>agnant la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>6 intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Contra<span class=\"_ _3\"></span>ts de </span></span></span><span class=\"wse8\">location<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x6a h62 y883 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de la norme IAS 41 int<span class=\"_ _3\"></span>itul\u00e9es </span><span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">Agricul<span class=\"_ _3\"></span>ture</span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n\n<div class=\"t m0 x1a h62 y884 ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Chan<span class=\"_ _3\"></span>gements a<span class=\"_ _3\"></span>ttendus aux no<span class=\"_ _3\"></span>rmes IFRS</span> </span></div>\n<div class=\"t m0 x1a h62 y885 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x1a h62 y886 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">aux norm<span class=\"_ _3\"></span>es et int<span class=\"_ _3\"></span>erpr\u00e9tations <span class=\"_ _3\"></span>IFRS <span class=\"lsf7\">ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span></span>dessous<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">entre</span></span>ront</div>\n<div class=\"t m0 x1a h62 y887 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en vigueu<span class=\"_ _0\"></span>r pour les exer<span class=\"_ _0\"></span>cices co<span class=\"_ _0\"></span>mptable<span class=\"ls0 ws0\">s </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou apr<span class=\"_ _0\"></span>\u00e8s le 1</div>\n<div class=\"t m0 x145 h76 y888 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x22e h62 y889 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88a ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">janvier 202<span class=\"lsdc wse8\">3.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1a h62 y88b ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019a<span class=\"_ _3\"></span> pas appliqu\u00e9<span class=\"_ _3\"></span> une norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span><span class=\"wsea\">interpr\u00e9<span class=\"_ _3\"></span>tation<span class=\"lsdc wse9\">, ou modificati<span class=\"_ _0\"></span>on aux </span></span></div>\n<div class=\"t m0 x1a h62 y88d ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes ou<span class=\"_ _3\"></span> interpr\u00e9tation<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">IFRS, qui <span class=\"lsdc wse9\">a \u00e9t\u00e9</span></span> </span><span class=\"wsea\">publi<span class=\"_ _3\"></span>\u00e9e<span class=\"ls0 ws0\"> </span></span>par l<span class=\"_ _3\"></span>\u2019IASB<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">mai<span class=\"_ _3\"></span>s </span></span><span class=\"wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y88e ff57 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">n\u2019est<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pas encore ren<span class=\"_ _3\"></span>tr\u00e9e en vigu<span class=\"_ _3\"></span>eur</span> <span class=\"lsde wsfa\">ou qui<span class=\"_ _3\"></span> n\u2019a pas encore \u00e9t\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y88f ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e p<span class=\"_ _3\"></span>ar l\u2019UE<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y890 ff57 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsdc wse9\">Extensi<span class=\"_ _0\"></span>on de l\u2019exe<span class=\"_ _0\"></span>mption te<span class=\"_ _0\"></span>mporai<span class=\"_ _0\"></span>re d\u2019appli<span class=\"_ _0\"></span>cation d<span class=\"_ _0\"></span>e la norme </span></span></div>\n<div class=\"t m0 x134 h62 y891 ff57 fs43 fc1e sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsde wsfa\">Mo<span class=\"_ _3\"></span>difications d\u2019<span class=\"_ _3\"></span><span class=\"lsf9 ws121\">IFRS 4</span></span> </span></div>\n<div class=\"t m0 x1a h62 y892 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019IASB a pu<span class=\"_ _0\"></span>bli\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">la norme</span> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">IFRS</span> <span class=\"_ _3\"></span></span>9 intitul<span class=\"_ _0\"></span>\u00e9e <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments financier<span class=\"_ _3\"></span>s</span> </span>\u00bb<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y893 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsde wsfa\">uillet 2014<span class=\"_ _3\"></span> et l\u2019UE a approu<span class=\"_ _3\"></span>v\u00e9 <span class=\"lsf8 ws111\">cette<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsea\">norme <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en novemb<span class=\"_ _0\"></span>re 2016. Bie<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x1a h62 y894 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span><span class=\"wseb\">9 s\u2019appl<span class=\"_ _0\"></span>ique <span class=\"wse9\">aux<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables<span class=\"ls0 ws0\"> </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou </span></span></div>\n<div class=\"t m0 x1a h62 y895 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">apr\u00e8s le 1</div>\n<div class=\"t m0 x3d h76 y896 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfb h62 y897 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2018<span class=\"_ _3\"></span>, Ageas a continu\u00e9 \u00e0 app<span class=\"_ _3\"></span>liquer la norm<span class=\"_ _3\"></span>e IA</span>S <span class=\"lsde wsea\">39<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 x1a h62 y898 ff57 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wseb\">Instrument<span class=\"_ _0\"></span>s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span><span class=\"ls0 ws0\">\u2013 c<span class=\"_ _3\"></span><span class=\"lsdc wse8\">omptabi<span class=\"_ _0\"></span>li<span class=\"wse9\">satio<span class=\"_ _0\"></span>n et \u00e9valu<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsf0 ws104\">. </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y899 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas a<span class=\"_ _0\"></span>ppliquer<span class=\"_ _0\"></span>a la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9 pour l<span class=\"_ _0\"></span>a premi<span class=\"_ _0\"></span>\u00e8re fois<span class=\"_ _0\"></span> pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y89a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble d\u00e9but<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 xa5 h76 y89b ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x80 h62 y89c ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>23. Les <span class=\"_ _3\"></span>paragraphes ci<span class=\"_ _3\"></span></span>-<span class=\"lsde wsea\">dessous<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y89d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">expliqu<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>raisons d<span class=\"_ _0\"></span>e cette <span class=\"_ _0\"></span>d\u00e9rog<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y89e ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y89f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fait qu\u2019<span class=\"_ _0\"></span>Ageas cont<span class=\"_ _0\"></span>inue \u00e0 appl<span class=\"_ _0\"></span>iquer la no<span class=\"_ _0\"></span>rme IAS 39 es<span class=\"_ _0\"></span>t conforme a<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y8a0 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">apport\u00e9es \u00e0 la I<span class=\"_ _0\"></span>FRS 4. L\u2019IA<span class=\"_ _0\"></span>SB a <span class=\"lsfe ws11a\">publi\u00e9<span class=\"ls0 ws0\"> </span></span>pour la premi\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y8a1 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">fois <span class=\"lsdc wse9\">des modificati<span class=\"_ _0\"></span>ons dans ce c<span class=\"_ _0\"></span><span class=\"lsde wsea\">adre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en septembre 20<span class=\"_ _0\"></span>16 (qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y8a2 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">approuv\u00e9e<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l\u2019UE en nov<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>17) et a reconf<span class=\"_ _0\"></span>irm\u00e9 en jui<span class=\"_ _0\"></span>n 2020 </span></span></div>\n<div class=\"t m0 x1a h62 y8a3 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">que les entrepri<span class=\"_ _3\"></span>ses d\u2019assuran<span class=\"lsdc wse9\">ce puissent appl<span class=\"_ _0\"></span>iquer si<span class=\"_ _0\"></span>multan\u00e9<span class=\"_ _0\"></span>ment les </span></div>\n<div class=\"t m0 x1a h62 y8a4 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span></span></span><span class=\"lsdc\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">et <span class=\"_ _3\"></span>IFRS 17 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a5 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span> <span class=\"lsdc wseb\">pour la premi<span class=\"_ _0\"></span>\u00e8re fois v<span class=\"_ _0\"></span>ia la <span class=\"_ _0\"></span>publicat<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span>s modifi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y8a6 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e la norme </span><span class=\"lsf8\">IFRS 4<span class=\"_ _3\"></span> </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extens<span class=\"_ _0\"></span>ion de l\u2019ex<span class=\"_ _0\"></span>emption t<span class=\"_ _0\"></span>empora<span class=\"_ _0\"></span>ire d\u2019appli<span class=\"_ _0\"></span>cation </span></div>\n<div class=\"t m0 x1a h62 y8a7 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la nor<span class=\"lsf3 ws113\">me IFRS 9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span><span class=\"lsde wsfa\">. L\u2019UE a appr<span class=\"_ _3\"></span>ouv\u00e9 ces modific<span class=\"_ _3\"></span>ations en d\u00e9cembre<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a8 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2020.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8a9 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8aa ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wsfa\">es modi<span class=\"_ _3\"></span>fications <span class=\"lsdc wse9\">de la norme <span class=\"lsf8 ws111\">IFRS</span></span></span> <span class=\"lsdc wse9\">4 <span class=\"_ _3\"></span>pr\u00e9voi<span class=\"_ _0\"></span>ent deux opt<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y8ab ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">l'effet<span class=\"_ _3\"></span> des dates d'entr\u00e9e<span class=\"_ _3\"></span> en vigueur diff\u00e9rent<span class=\"_ _3\"></span>es des normes </span></div>\n<div class=\"t m0 x1a h62 y8ac ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">9 <span class=\"_ _3\"></span><span class=\"lsde wsea\">(2018) <span class=\"lsf8 ws122\">e<span class=\"_ _3\"></span>t IFRS<span class=\"_ _3\"></span></span></span></span> <span class=\"lsde wsea\">17</span> <span class=\"lsde wsea\">(2<span class=\"_ _3\"></span>023)<span class=\"wsfa\">. Ces option<span class=\"_ _3\"></span>s sont </span></span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">l\u2019approche par </span></span></div>\n<div class=\"t m0 x1a h62 y8ad ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">superposition<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">l'exempt<span class=\"_ _0\"></span>ion tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019ap<span class=\"_ _0\"></span>plicatio<span class=\"_ _0\"></span>n de la <span class=\"_ _0\"></span>norme </span></span></div>\n<div class=\"t m0 x1a h62 y8ae ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> 9<span class=\"_ _3\"></span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019exempt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">te<span class=\"lsde wseb\">mporaire d</span></span>\u2019<span class=\"_ _3\"></span><span class=\"lsde wseb\">application<span class=\"_ _3\"></span> d</span></span><span class=\"wse9\">e la norme <span class=\"lsf8 ws111\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9<span class=\"_ _3\"></span> est une </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>ion facult<span class=\"_ _0\"></span>ative \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me IFRS 9 au pl<span class=\"_ _0\"></span>us tard</div>\n<div class=\"t m0 x6 h62 y8b3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les exe<span class=\"_ _0\"></span>rcices c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es commen<span class=\"_ _0\"></span>\u00e7ant le ou ap<span class=\"_ _0\"></span>r\u00e8s le 1</div>\n<div class=\"t m0 x177 h76 y8b4 ff5d fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9 h62 y8b5 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">janvier</div>\n<div class=\"t m0 x6 h62 y8b6 ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023<span class=\"ls0 ws0\">, <span class=\"lsdc wse9\">pour les entit\u00e9s dont<span class=\"_ _0\"></span> les activit<span class=\"_ _0\"></span>\u00e9s sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> li\u00e9es <span class=\"wse8\">\u00e0 </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b7 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9missi<span class=\"_ _0\"></span>on de cont<span class=\"_ _0\"></span>rats dans l<span class=\"_ _0\"></span>e champ d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">IFRS<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">4 </span></div>\n<div class=\"t m0 x6 h62 y8b8 ff5d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5f\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">Contrats d\u2019a<span class=\"_ _3\"></span>ssurance</span> <span class=\"ff5f\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">. Ageas a effect<span class=\"_ _0\"></span>u\u00e9 <span class=\"lsde wsea\">une <span class=\"lsfe ws11a\">telle<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>analyse </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9dom<span class=\"_ _0\"></span>inance \u00e0<span class=\"_ _0\"></span> la date de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence du 31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2015 et <span class=\"_ _3\"></span>en a </span></span></div>\n<div class=\"t m0 x6 h62 y8ba ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclu qu\u2019i<span class=\"_ _3\"></span>l r\u00e9pondait<span class=\"_ _3\"></span> aux crit\u00e8re<span class=\"_ _3\"></span>s d\u2019\u00e9ligibil<span class=\"_ _3\"></span>it\u00e9 pour<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">appliquer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">l\u2019exempt<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y8bb ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9. Cela signifie que<span class=\"_ _3\"></span></span> : </span></div>\n<div class=\"t m0 x6 h62 y8bc ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">a <span class=\"wse9\">valeur compt<span class=\"_ _0\"></span>able des pas<span class=\"_ _0\"></span>sifs d\u2019A<span class=\"_ _0\"></span>gea<span class=\"lsde wseb\">s r\u00e9sultant de <span class=\"_ _3\"></span>contrats dans<span class=\"_ _3\"></span> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8bd ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le champ d\u2019<span class=\"_ _3\"></span>application d<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS</span> <span class=\"lsdc wse8\">4 \u00e9tait<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">significati<span class=\"_ _3\"></span>ve par </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8be ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable t<span class=\"_ _0\"></span>otale de tous<span class=\"_ _0\"></span> les passif<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x5c h62 y8bf ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8c0 ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">e pourcen<span class=\"_ _3\"></span>tage de la valeur co<span class=\"_ _3\"></span>mptable totale de<span class=\"_ _3\"></span>s passifs d\u2019Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 y8c1 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 l\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span><span class=\"wseb\">rapport<span class=\"_ _0\"></span> \u00e0 la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable t<span class=\"_ _0\"></span>otale de<span class=\"_ _0\"></span> tous </span></div>\n<div class=\"t m0 x5c h62 y8c2 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les passi<span class=\"_ _3\"></span>fs d\u2019Ageas<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00e9tait</span> </span><span class=\"wsea\">sup\u00e9rie<span class=\"_ _3\"></span>ur <span class=\"lsdc wse9\">\u00e0 90<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8c3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse de pr\u00e9<span class=\"_ _0\"></span>dominanc<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">n\u2019a depuis <span class=\"_ _3\"></span></span>lors plus <span class=\"lsde wseb\">fait l\u2019objet d\u2019aucune </span></div>\n<div class=\"t m0 x1a h62 y8c4 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation, ca<span class=\"_ _0\"></span>r aucun ch<span class=\"_ _0\"></span>angement<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iel des act<span class=\"_ _0\"></span>ivit\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas</div>\n<div class=\"t m0 x1a h62 y8c5 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qui requerra<span class=\"_ _3\"></span>it une <span class=\"_ _3\"></span>tell<span class=\"lsdc\">e r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation n<span class=\"_ _0\"></span>\u2019a eu lie<span class=\"_ _0\"></span>u.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y8c6 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8c7 ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas \u00e9tant \u00e9ligi<span class=\"_ _3\"></span>ble pour <span class=\"wsea\">appliquer<span class=\"_ _3\"></span> </span>l\u2019exemp<span class=\"_ _3\"></span>tion temporaire<span class=\"_ _3\"></span> <span class=\"wsea\">d\u2019application </span></div>\n<div class=\"t m0 x1a h62 y8c8 ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la norm<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\"> </span><span class=\"wse9\">9, a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de proc<span class=\"_ _0\"></span>\u00e9der ains<span class=\"_ _0\"></span>i <span class=\"lsde wseb\">et d\u2019aligner<span class=\"_ _3\"></span> les date<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y8c9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re applic<span class=\"_ _0\"></span>ation des n<span class=\"_ _0\"></span>ormes IFR<span class=\"_ _0\"></span>S 9 et IFRS 17<span class=\"lsf0 ws104\">. <span class=\"lsde wsfa\">Afin de rendre les </span></span></div>\n<div class=\"t m0 x1a h62 y8ca ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9tats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s plus comparable<span class=\"_ _3\"></span> \u00e0 ceux des</div>\n<div class=\"t m0 x1a h62 y8cb ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises qui ap<span class=\"_ _0\"></span>pliquent<span class=\"_ _0\"></span> d\u00e9j\u00e0 la nor<span class=\"_ _0\"></span>me IFRS 9, Age<span class=\"_ _0\"></span>as publie l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y8cc ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">informations<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en ce qui concerne l<span class=\"_ _0\"></span>a juste val<span class=\"_ _0\"></span>eur et l'exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a h62 y8cd ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque d<span class=\"_ _0\"></span>e cr\u00e9dit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8ce ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8cf ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8d0 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 475px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 635px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6a0 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 672px; bottom: 797px; z-index: 15;\">Montant du changement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 669px; bottom: 782px; z-index: 15;\">de la juste valeur en 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 665px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 745px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 363px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 415px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 344px; bottom: 752px; z-index: 15;\">au test <span class=\"lsee wsf6\">SPPI<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 423px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 490px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 576px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 504px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 584px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(en millions d\u2019euros)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 372px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Titres de cr\u00e9ance, y <span class=\"_ _0\"></span>compris les titres structur<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 707px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 707px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 707px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 707px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 707px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 707px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff5d fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Actions et<span class=\"_ _0\"></span> <span class=\"lse5 ws100\">autr<span class=\"_ _3\"></span>es plac<span class=\"_ _3\"></span>ement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 692px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 692px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 677px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 662px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 662px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 662px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff5d fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 647px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 647px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 647px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 647px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 647px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 647px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 446px; bottom: 632px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 632px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 632px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Autres cr\u00e9ances <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 606px; height: 500px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 606px; height: 500px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 606px; height: 500px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x10 h65 y6de ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6de ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 397px; bottom: 1081px; z-index: 15;\">La correction de valeur pou<span class=\"_ _0\"></span>r pertes est mesur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 1050px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 1005px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 990px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 975px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 1035px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 367px; bottom: 1020px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 1005px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 990px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 975px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff61 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1035px; z-index: 15;\">Avec <span class=\"lse0 wsee\">r\u00e9duction de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 1020px; z-index: 15;\">valeur \u00e0 la date de<span class=\"_ _0\"></span> cl\u00f4ture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 471px; bottom: 1005px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 990px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 1005px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 990px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 975px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 wsf4\">9 <span class=\"_ _3\"></span>\u00a75.<span class=\"_ _3\"></span>5.15</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 1020px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 1005px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 990px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 945px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 930px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 915px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 900px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68f ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 885px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 871px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 871px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 871px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 856px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 856px; z-index: 15;\">6</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 856px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 841px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 841px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 841px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 841px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8f1 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8f2 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 794px; z-index: 15;\">La <span class=\"wsee\">correction de valeur pour pertes e<span class=\"_ _0\"></span>st mesur\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 778px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y699 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 763px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 718px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 703px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 688px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 718px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 703px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 688px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 748px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 365px; bottom: 733px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 718px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 703px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 688px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 480px; bottom: 748px; z-index: 15;\">Avec r\u00e9duction de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 733px; z-index: 15;\">valeur \u00e0 la <span class=\"lse5 ws100\">date de cl<span class=\"_ _3\"></span>\u00f4ture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 472px; bottom: 718px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 703px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 748px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 733px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 718px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 703px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 688px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 ws100\">9 \u00a7<span class=\"_ _3\"></span>5.5.1<span class=\"_ _3\"></span>5</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 733px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 718px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 703px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 658px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 658px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 643px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 643px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 628px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 613px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 598px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 584px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 584px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 569px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 569px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 569px; z-index: 15;\">4</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 569px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 569px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 569px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 554px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 554px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 554px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 554px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 554px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 554px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y904 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y905 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valeur comptable brute selon<span class=\"_ _0\"></span> la norme lAS<span class=\"ls0 ws0\"> </span>39 et juste<span class=\"_ _0\"></span> valeur des actifs <span class=\"wsed\">financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">r\u00e9pondant au test SPPI <span class=\"_ _0\"></span>et n\u2019ayant pas un <span class=\"_ _0\"></span>faible risque de cr\u00e9dit au<span class=\"_ _0\"></span> 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Valeur comptable brute en<span class=\"_ _0\"></span> application de la <span class=\"_ _0\"></span>norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y697 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 462px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Juste valeur <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 447px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Diff\u00e9rence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h67 y69b ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 432px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y90c ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90d ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90e ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">28 inti<span class=\"_ _3\"></span>tul\u00e9e </span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">Participation<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s entreprises </span></span></div>\n<div class=\"t m0 x6 h62 y90f ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span>requiert d\u2019une <span class=\"lsde wsea\">entreprise<span class=\"ls0 ws0\"> </span></span>qu\u2019ell<span class=\"_ _0\"></span>e adopte</div>\n<div class=\"t m0 x6 h62 y910 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des principes<span class=\"_ _3\"></span> comptables uniform<span class=\"_ _3\"></span>es lors de l\u2019u<span class=\"_ _3\"></span>sage de la mise en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y911 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9quivalence. Ageas<span class=\"_ _3\"></span> a temporairement<span class=\"_ _3\"></span> d\u00e9rog\u00e9 \u00e0 cette<span class=\"_ _3\"></span> r\u00e8gle pour son</div>\n<div class=\"t m0 x6 h62 y912 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e Ma<span class=\"_ _3\"></span>ybank Ageas H<span class=\"_ _3\"></span>oldings Berh<span class=\"_ _3\"></span>ad. Celle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span>ci applique<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y913 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span>9 depuis 20<span class=\"_ _0\"></span>18, alors q<span class=\"_ _0\"></span>u\u2019Agea<span class=\"_ _0\"></span>s a recours \u00e0 l\u2019<span class=\"_ _0\"></span>exempti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y914 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de la <span class=\"lsf3 ws10d\">norme IFRS<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">9 sur l<span class=\"_ _3\"></span>es m\u00eames exe<span class=\"_ _3\"></span>rcices </span></span></span></div>\n<div class=\"t m0 x6 h62 y915 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. Cette d\u00e9r<span class=\"_ _0\"></span>ogation \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">on des principes comptabl<span class=\"_ _3\"></span>es </span></span></span></div>\n<div class=\"t m0 x6 h62 y916 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">uniform<span class=\"_ _0\"></span>es est auto<span class=\"_ _0\"></span>ris\u00e9e par l<span class=\"lsde wseb\">e paragraphe 39I des <span class=\"wsfa\">m<span class=\"_ _3\"></span>odifications d</span>e<span class=\"_ _3\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y917 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"lsf8 ws0\">IFRS 4<span class=\"_ _3\"></span><span class=\"ls0\"> <span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extensio<span class=\"_ _0\"></span>n de l\u2019exem<span class=\"_ _0\"></span>ption tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019applic<span class=\"_ _0\"></span>ation de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y918 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IFRS<span class=\"_ _3\"></span> 9<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span><span class=\"lsdc wse9\">. Les \u00e9tats financi<span class=\"_ _0\"></span>ers de May<span class=\"_ _0\"></span>bank Agea<span class=\"_ _0\"></span>s Holding<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y919 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Berhad son<span class=\"_ _3\"></span>t disponible<span class=\"_ _3\"></span>s sur la<span class=\"_ _3\"></span> page<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span>  </span></div>\n<div class=\"t m0 x6 h62 y91a ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf0 ws104\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls102 ws11d\">we</span>-<span class=\"lsdc wse8\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">statements/</span><span class=\"fc15\">) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y932 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y933 ff61 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsf3 ws113\">IFRS 9 <span class=\"_ _3\"></span></span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">Instruments financi<span class=\"_ _3\"></span>ers</span> <span class=\"ff63\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h7e y934 ff65 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Pr\u00e9sent<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>es infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s compa<span class=\"_ _0\"></span>ratives <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y935 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span>ra les n<span class=\"_ _3\"></span>ormes IFRS 9<span class=\"_ _3\"></span> <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">Instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws10c\">et IFRS </span></span></span></div>\n<div class=\"t m0 x1a h62 y936 ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">17 <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span><span class=\"wseb\">Contrats d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span><span class=\"lsde\">(voi<span class=\"_ _3\"></span>r ci<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">dessous) </span><span class=\"lsde\">pour la prem<span class=\"_ _3\"></span>i\u00e8re fois<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsea\">pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y937 ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able <span class=\"lsde\">d\u00e9butant le 1er janv<span class=\"_ _3\"></span>ier 2023<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y938 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y939 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 oblig<span class=\"_ _0\"></span>e une entit\u00e9 \u00e0 ret<span class=\"_ _0\"></span>raite<span class=\"_ _0\"></span>r les infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span> relativ<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y93a ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 l\u2019exerc<span class=\"_ _0\"></span>ice com<span class=\"_ _0\"></span>ptable <span class=\"lsde wsfa\">2022 dans ses \u00e9tats financiers pour<span class=\"_ _3\"></span> l</span><span class=\"wse8\">\u2019exerci<span class=\"_ _0\"></span>ce </span></div>\n<div class=\"t m0 x1a h62 y93b ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">se termi<span class=\"_ _0\"></span>nant le 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>023.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 170px; height: 920px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 170px; height: 920px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 170px; height: 920px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 170px; height: 920px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 170px; height: 920px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Compte tenu de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">l\u2019<span class=\"lsdc wse8\">obligat<span class=\"_ _0\"></span>ion <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IFRS<span class=\"_ _3\"></span> 17<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-</span></span></span>dessus<span class=\"wse9\">, Ag<span class=\"_ _0\"></span>eas a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e retra<span class=\"_ _0\"></span>iter \u00e9ga<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons comp<span class=\"_ _0\"></span>aratives<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y8b3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers pour l<span class=\"lsdc wse9\">\u2019exercice co<span class=\"_ _0\"></span>mptable <span class=\"lsde wseb\">2022. Lors de la </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation des i<span class=\"_ _0\"></span>nform<span class=\"_ _0\"></span>ations com<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>ves sur les<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y93f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers,<span class=\"_ _3\"></span> Ageas appli<span class=\"_ _3\"></span>quera les <span class=\"_ _3\"></span><span class=\"wsea\">dispositions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la norme IFRS 9 sur l</span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">classement et l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> </span>et sur la <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">d\u00e9pr\u00e9ciati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">p<span class=\"_ _3\"></span>our</span> </span><span class=\"wseb\">tous ses </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff66 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">actifs financiers, en utilisant <span class=\"lsdc wseb\">de<span class=\"_ _0\"></span>s infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s raison<span class=\"_ _0\"></span>nables <span class=\"_ _0\"></span>et justif<span class=\"_ _0\"></span>iables </span></div>\n<div class=\"t m0 x6 h62 y942 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles au 1er ja<span class=\"_ _0\"></span>nvier 202<span class=\"_ _0\"></span>2. Ceci est en l<span class=\"_ _0\"></span>igne ave<span class=\"_ _0\"></span>c l'applic<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">de </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">la superposit<span class=\"_ _0\"></span>ion de class<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">inclut <span class=\"_ _3\"></span></span></span>dans les mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">norme IF<span class=\"_ _0\"></span>RS 17 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"lsde\">Premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d'IFRS 17 et d'<span class=\"_ _0\"></span>IFRS<span class=\"ls0 ws0\"> 9 </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations<span class=\"_ _3\"></span> comparatives</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">, qui a<span class=\"_ _3\"></span> \u00e9t\u00e9 pub<span class=\"_ _3\"></span>li\u00e9</span>e <span class=\"lsdc wse9\">par l'IASB en </span></div>\n<div class=\"t m0 x6 h62 y946 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2021<span class=\"_ _3\"></span> et a <span class=\"_ _3\"></span>\u00e9t\u00e9 approuv\u00e9<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l'UE en septe<span class=\"_ _0\"></span>mbre 20<span class=\"_ _0\"></span>22.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y947 ff69 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Principaux <span class=\"_ _3\"></span>changements ap<span class=\"_ _3\"></span>port\u00e9s par <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Par rapport \u00e0<span class=\"_ _3\"></span> la norme IAS 39, les prin<span class=\"_ _3\"></span>cipaux changemen<span class=\"_ _3\"></span>ts apport\u00e9s par</div>\n<div class=\"t m0 x6 h62 y949 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la nor<span class=\"lsde wsfa\">me IFRS 9 concernent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse9\">Le classement (et<span class=\"_ _0\"></span> l'\u00e9valuat<span class=\"_ _0\"></span>ion qui en r<span class=\"_ _0\"></span>\u00e9sulte) des<span class=\"_ _0\"></span> actifs fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x5c h62 y94b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse8\">L'applicatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">du mod\u00e8le<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wseb\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit a<span class=\"_ _3\"></span>ttendues</span> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span>. </span></span></span></div>\n<div class=\"t m0 x6 h7e y94d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 c<span class=\"lsdc wseb\">lassement et<span class=\"_ _0\"></span> \u00e9valuat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94e ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"lsde wseb\">s cat\u00e9gories de<span class=\"_ _3\"></span> <span class=\"lsdc\">classem<span class=\"_ _0\"></span>ent et d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nanciers </span></span></div>\n<div class=\"t m0 x6 h62 y94f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">selon la norme IA<span class=\"_ _3\"></span>S 39 (pour rappel<span class=\"_ _3\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wseb\">d\u00e9tenus jus<span class=\"_ _0\"></span>qu'\u00e0 <span class=\"lsfe ws11a\">leur<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00e9ch\u00e9ance</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">, </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y950 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsde wseb\">pr\u00ea<span class=\"_ _3\"></span>ts et cr\u00e9an<span class=\"_ _3\"></span>ces</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">disponibles \u00e0 la<span class=\"_ _3\"></span> vente</span></span> \u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9tenus \u00e0 d<span class=\"_ _0\"></span>es fins </span></span></div>\n<div class=\"t m0 x6 h62 y951 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">ou </span></span><span class=\"wse8\">instruments<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers d\u00e9sign\u00e9s <span class=\"_ _3\"></span></span></span></span>comme \u00e9t<span class=\"_ _0\"></span><span class=\"lsde wsea\">ant </span></div>\n<div class=\"t m0 x6 h62 y952 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9 <span class=\"wse9\">\u00e0 la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span>) ont \u00e9t\u00e9 rem<span class=\"_ _0\"></span>plac\u00e9es <span class=\"lsde wseb\">sous la norme<span class=\"ls0 ws0\"> </span></span>IFRS 9 par </span></div>\n<div class=\"t m0 x6 h62 y953 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trois prin<span class=\"_ _3\"></span>cipales base<span class=\"_ _3\"></span>s d'\u00e9valuation<span class=\"_ _3\"></span> (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span><span class=\"lsdc\">dire le co\u00fbt a<span class=\"_ _0\"></span>morti, l<span class=\"_ _0\"></span>a juste </span></div>\n<div class=\"t m0 x6 h62 y954 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9su<span class=\"_ _0\"></span>ltat glo<span class=\"_ _0\"></span>bal et la <span class=\"_ _0\"></span>juste</div>\n<div class=\"t m0 x6 h62 y955 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du r\u00e9s<span class=\"_ _0\"></span>ultat net<span class=\"_ _0\"></span><span class=\"wseb\">). Le c<span class=\"_ _0\"></span>lasseme<span class=\"_ _0\"></span>nt, et l'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion qu<span class=\"_ _0\"></span>i en </span></div>\n<div class=\"t m0 x6 h62 y956 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>e, des instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nanciers s<span class=\"_ _0\"></span>elon IFR<span class=\"_ _0\"></span>S 9 est g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y957 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">bas\u00e9e sur le mod\u00e8<span class=\"_ _3\"></span>le \u00e9conomique<span class=\"_ _3\"></span> dans lequel un acti<span class=\"_ _3\"></span>f financier est g\u00e9r<span class=\"_ _3\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y958 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et ses ca<span class=\"_ _0\"></span>ract\u00e9r<span class=\"_ _0\"></span>istique<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>les de fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y959 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u00e9<span class=\"_ _3\"></span>termin\u00e9 <span class=\"_ _3\"></span><span class=\"wsfa\">que la plus gran<span class=\"_ _3\"></span>de partie de ses<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s d\u2019empr<span class=\"_ _0\"></span>unt sero<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la juste vale<span class=\"_ _0\"></span>ur par le</div>\n<div class=\"t m0 x6 h62 y95c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">biais des a<span class=\"_ _0\"></span>utres \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du r\u00e9s<span class=\"_ _0\"></span>ultat glo<span class=\"_ _0\"></span>bal apr\u00e8s l<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y95d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale.<span class=\"_ _0\"></span> Cela d\u00e9co<span class=\"_ _0\"></span>ule de l'a<span class=\"_ _0\"></span>nalyse qui c<span class=\"_ _0\"></span>onclut que c<span class=\"_ _0\"></span>es inve<span class=\"lsdd\">stiss<span class=\"_ _0\"></span>ements </span></div>\n<div class=\"t m0 x6 h62 y95e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">satisfo<span class=\"_ _0\"></span>nt au crit\u00e8<span class=\"_ _0\"></span>re de<span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>rembours<span class=\"_ _0\"></span>ement de pri<span class=\"_ _0\"></span>ncipal et \u00e0 de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y95f ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">versem<span class=\"_ _0\"></span>ents d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r le princip<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsdd ws11a\">et car <span class=\"_ _3\"></span>ces investissements sont </span></span></div>\n<div class=\"t m0 x6 h62 y960 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> dans le c<span class=\"_ _0\"></span>adre d<span class=\"_ _0\"></span>u mod\u00e8l<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique do<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>ectif e<span class=\"_ _0\"></span>st atteint<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y961 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la fois par la p<span class=\"_ _0\"></span>ercepti<span class=\"_ _0\"></span>on de flux de <span class=\"lsde wseb\">tr\u00e9sorerie et par l<span class=\"_ _3\"></span>a vente <span class=\"_ _3\"></span>d\u2019actifs </span></div>\n<div class=\"t m0 x6 h62 y962 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Le mod\u00e8le \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue dont l\u2019<span class=\"_ _0\"></span>objectif es<span class=\"_ _0\"></span>t atteint<span class=\"_ _0\"></span> \u00e0 la fois par </span></span></div>\n<div class=\"t m0 x6 h62 y963 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la percept<span class=\"_ _0\"></span>ion de flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie et par la v<span class=\"_ _0\"></span>ente d\u2019act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x6 h62 y964 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>e fait que <span class=\"ls0 ws0\">c<span class=\"lsde wsfa\">es actifs financiers<span class=\"_ _3\"></span> sont d\u00e9tenus pour garan<span class=\"_ _3\"></span>tir les </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e (r\u00e9)as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y966 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">avec<span class=\"ls0 ws0\"> </span><span class=\"wse9\">parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re (voir <span class=\"lsf0 ws0\">section C. <span class=\"ff68 ls0\">\u00ab<span class=\"ff66\"> </span></span></span>IFRS 17 <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y967 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-<span class=\"lsdc wse8\">dessous).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les instr<span class=\"_ _0\"></span>uments de<span class=\"_ _0\"></span> capitaux pr<span class=\"_ _0\"></span>opres sont<span class=\"_ _0\"></span> toujou<span class=\"_ _0\"></span>rs \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste</div>\n<div class=\"t m0 x6 h62 y96a ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">valeur <span class=\"lsf7 wseb\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">la norme IFRS 9. Pour<span class=\"_ _3\"></span> la plus grande par<span class=\"_ _3\"></span>tie de ses </span></div>\n<div class=\"t m0 x6 h62 y96b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans des instrumen<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres</span></span><span class=\"wse9\">, Ageas a </span></div>\n<div class=\"t m0 x6 h62 y96c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d'a<span class=\"_ _0\"></span>ppliquer l<span class=\"_ _0\"></span>e choix irr<span class=\"_ _0\"></span>\u00e9vocabl<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>IFRS 9 de </span></span></div>\n<div class=\"t m0 x6 h62 y96d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y96e ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal (plu<span class=\"_ _3\"></span>t\u00f4t que dans<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">\u2019\u00e9tat <span class=\"wse9\">de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re)<span class=\"_ _3\"></span>. \u00c0 la date<span class=\"_ _3\"></span> de <span class=\"lsfe ws11a\">la <span class=\"_ _3\"></span></span><span class=\"wsfa\">d\u00e9comptabili<span class=\"_ _3\"></span>sation d<span class=\"lsdd wse9\">es </span></span>inve<span class=\"_ _3\"></span>stissements<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y970 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de capit<span class=\"_ _0\"></span>aux <span class=\"lsde\">propres, pour lesquel<span class=\"_ _3\"></span>s Ageas a <span class=\"_ _3\"></span>choisi de </span></div>\n<div class=\"t m0 x6 h62 y971 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y972 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, Ageas a l\u2019i<span class=\"_ _0\"></span>ntention d<span class=\"_ _0\"></span>e reclas<span class=\"_ _0\"></span>sifier les g<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 y973 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou les pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">r\u00e9alis\u00e9s, qui \u00e9taie<span class=\"_ _3\"></span>nt pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t reconnus dans</span> <span class=\"lsfe ws11a\">le<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y974 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat global<span class=\"_ _3\"></span>, des au<span class=\"_ _3\"></span>tres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat</div>\n<div class=\"t m0 x1a h62 y975 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">global v<span class=\"_ _0\"></span>ers les <span class=\"_ _0\"></span>r\u00e9sultat<span class=\"_ _0\"></span>s non d<span class=\"_ _0\"></span>istrib<span class=\"_ _0\"></span>u\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y976 ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y977 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 9 r<span class=\"_ _0\"></span>emplac<span class=\"_ _0\"></span>e le mod\u00e8<span class=\"_ _0\"></span>le de<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00ab</span> </span><span class=\"wse8\">perte<span class=\"ls0 ws0\">s </span></span><span class=\"lsf7\">subie<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span> </span>sou<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y978 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"wseb\">IAS 39 par u<span class=\"_ _3\"></span>n mod\u00e8le pro<span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">specti<span class=\"_ _3\"></span>f de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff66\"> </span></span></span></span>perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de cr\u00e9dit </span></span></div>\n<div class=\"t m0 x1a h62 y979 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">. Le nouve<span class=\"_ _3\"></span>au mod\u00e8le de<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsea\">per<span class=\"_ _3\"></span>te</span>s <span class=\"_ _3\"></span><span class=\"lsde wseb\">de cr\u00e9dit a<span class=\"_ _3\"></span>ttendue</span>s <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y97a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s'applique <span class=\"_ _3\"></span>aux investis<span class=\"_ _3\"></span>sements dans d<span class=\"_ _3\"></span>es instrumen<span class=\"_ _3\"></span>ts d<span class=\"lsdc wse8\">\u2019emprunt </span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x1a h62 y97b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i ou \u00e0 la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais des aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y97c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, aux cr\u00e9a<span class=\"_ _0\"></span>nces locat<span class=\"_ _0\"></span>ives, au<span class=\"_ _0\"></span>x cr\u00e9ances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">clients <span class=\"_ _0\"></span>et aux ac<span class=\"_ _0\"></span>tifs su<span class=\"_ _0\"></span>r contrat<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\">L</span><span class=\"wse9\">e mod\u00e8le de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>pertes<span class=\"_ _0\"></span> de cr\u00e9dit </span></div>\n<div class=\"t m0 x1a h62 y97e ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">attendues<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span><span class=\"wseb\">n\u2019e<span class=\"_ _3\"></span>st pas appli<span class=\"_ _3\"></span>cable aux i<span class=\"_ _3\"></span>nvestiss<span class=\"wsfa\">ements da<span class=\"_ _3\"></span>ns des </span></span></div>\n<div class=\"t m0 x1a h62 y97f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 9 impose \u00e0 un<span class=\"_ _0\"></span>e entit\u00e9<span class=\"_ _0\"></span> de comptab<span class=\"_ _0\"></span>iliser une <span class=\"lsde wsea\">provision<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour pert<span class=\"_ _0\"></span>es <span class=\"wse8\">au<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">montant des<span class=\"_ _3\"></span></span> </span><span class=\"wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pour<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span><span class=\"wsfa\">12<span class=\"_ _3\"></span> mois </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y983 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 venir <span class=\"wse9\">p<span class=\"_ _0\"></span>our les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns des inst<span class=\"_ _0\"></span>ruments d<span class=\"wse8\">\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y984 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> le risque de cr<span class=\"_ _0\"></span>\u00e9dit n'a pa<span class=\"_ _0\"></span>s augment<span class=\"_ _0\"></span>\u00e9 de mani\u00e8<span class=\"_ _0\"></span>re signific<span class=\"_ _0\"></span>ative</div>\n<div class=\"t m0 x1a h62 y985 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">depuis le<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsfe ws11a\">d<span class=\"_ _3\"></span>ire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsde wsfa\">tage 1). </span></span></div>\n<div class=\"t m0 x1a h62 y986 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>investissement<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s instruments d<span class=\"_ _3\"></span><span class=\"wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pour<span class=\"_ _3\"></span> lesquels </span></span></div>\n<div class=\"t m0 x1a h62 y987 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>r\u00e9dit a augm<span class=\"_ _0\"></span>ent\u00e9 de ma<span class=\"_ _0\"></span>ni\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">significative depui<span class=\"_ _3\"></span>s leur </span></span></div>\n<div class=\"t m0 x1a h62 y988 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsea\">dire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsdc wse9\">tage 2) ou po<span class=\"_ _0\"></span>ur les </span></span></div>\n<div class=\"t m0 x1a h62 y989 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d<span class=\"lsde wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span></span>en d\u00e9faut, pa<span class=\"_ _0\"></span>r exemple</div>\n<div class=\"t m0 x1a h62 y98a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par suite<span class=\"_ _3\"></span> d\u2019arri<span class=\"wsea\">\u00e9r\u00e9<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de paiement im<span class=\"_ _0\"></span>porta<span class=\"_ _0\"></span>ntes<span class=\"ls0 ws0\"> </span><span class=\"lsdd\">(c'est<span class=\"ls0 ws0\">-\u00e0-</span></span><span class=\"wseb\">dire class\u00e9s<span class=\"_ _0\"></span> en </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Etage 3), Ageas<span class=\"_ _3\"></span> c<span class=\"wsea\">omptabilisera<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>une <span class=\"lsfe ws11a\">pro<span class=\"_ _3\"></span>vision<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>pour pertes au mont<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x1a h62 y98c ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9gal aux<span class=\"_ _3\"></span> pertes de c<span class=\"_ _3\"></span>r\u00e9dit attendu<span class=\"_ _3\"></span>es pour<span class=\"_ _3\"></span> la dur\u00e9e de<span class=\"_ _3\"></span> vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y98d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Passifs financiers <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98e ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> </div>\n<div class=\"t m0 xa5 h62 y98f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la norme IFRS 9 n\u2019aura<span class=\"_ _3\"></span> aucun impact</div>\n<div class=\"t m0 x1a h62 y990 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif s<span class=\"_ _0\"></span>ur l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et le cl<span class=\"_ _0\"></span>assement<span class=\"_ _0\"></span> des pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nan<span class=\"lsf7\">ciers </span></div>\n<div class=\"t m0 x1a h62 y991 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y992 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilit\u00e9 de co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y993 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00c0 partir <span class=\"_ _0\"></span>de l\u2019exe<span class=\"_ _0\"></span>rcice c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e d\u00e9but<span class=\"_ _0\"></span>ant le <span class=\"_ _0\"></span>1er janv<span class=\"_ _0\"></span>ier 2023,<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a</div>\n<div class=\"t m0 x1a h62 y994 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion d\u2019\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> adopter l<span class=\"_ _0\"></span>es <span class=\"wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">re<span class=\"_ _0\"></span>latives<span class=\"_ _0\"></span> \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 y995 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ure so<span class=\"_ _0\"></span>us la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9. Il n\u2019<span class=\"_ _0\"></span>est pas a<span class=\"_ _0\"></span>ttendu</div>\n<div class=\"t m0 x1a h62 y996 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">que cela <span class=\"_ _0\"></span><span class=\"lsde\">aurait un<span class=\"_ _3\"></span> impact signi<span class=\"_ _3\"></span>ficatif par<span class=\"_ _3\"></span> rapport \u00e0<span class=\"_ _3\"></span> l'application<span class=\"_ _3\"></span> actuelle </span></div>\n<div class=\"t m0 x1a h62 y997 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des dispo<span class=\"_ _3\"></span>sitions<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de comptabilit<span class=\"_ _0\"></span>\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re sous <span class=\"_ _0\"></span>la norm<span class=\"_ _0\"></span>e IAS 39.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e y998 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y999 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la norm<span class=\"_ _0\"></span>e IFRS 9 p<span class=\"_ _0\"></span>ar les </span></span></div>\n<div class=\"t m0 x1a h62 y99a ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transition (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er janv<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x1a h62 y99b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wseb\">Estimation d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y99c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> de <span class=\"lsde wsfa\">la premi\u00e8re app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span>des<span class=\"_ _3\"></span> normes IFRS 9 et <span class=\"lsf3 ws10c\">IF<span class=\"_ _3\"></span>RS </span></span>17 au</div>\n<div class=\"t m0 x1a h62 y99d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1er janvi<span class=\"_ _0\"></span>er 2022<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span>. </span></div>\n<div class=\"t m0 x1a h62 y99e ff66 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">IFRS 17 </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsfa\">Cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e</span> <span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y99f ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019IASB <span class=\"_ _0\"></span>a publi<span class=\"_ _0\"></span>\u00e9 la norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 intit<span class=\"_ _0\"></span>ul\u00e9e <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse9\">Contrats<span class=\"_ _0\"></span> d\u2019assura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y9a0 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mai 2017 e<span class=\"_ _3\"></span>t a publi\u00e9<span class=\"_ _3\"></span> des modi<span class=\"_ _3\"></span>fications<span class=\"ls0 ws0\"> </span><span class=\"wsea\">de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la norme IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">en juin </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9a1 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2020. La no<span class=\"_ _0\"></span>rme IFRS 17<span class=\"ls0 ws0\"> </span>rem<span class=\"_ _0\"></span>placer<span class=\"_ _0\"></span>a la norme IFR<span class=\"_ _0\"></span>S 4 pour les exe<span class=\"_ _0\"></span>rcices</div>\n<div class=\"t m0 x1a h62 y9a2 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles <span class=\"lsde wseb\">d\u00e9butant le ou<span class=\"_ _3\"></span> apr\u00e8s le<span class=\"_ _3\"></span> 1er jan<span class=\"_ _3\"></span>vier 2023. A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y9a3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span> d\u00e8s lors.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 204px; height: 902px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 2021, l<span class=\"_ _3\"></span>\u2019UE a approuv\u00e9 la nor<span class=\"_ _3\"></span>me IFRS 17, y<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">compris<span class=\"_ _0\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span><span class=\"lsdd wse9\">s </span>de<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la <span class=\"_ _3\"></span>norme de <span class=\"_ _3\"></span>juin 2020. S<span class=\"_ _3\"></span>imultan\u00e9ment<span class=\"_ _3\"></span>, l\u2019UE a ap<span class=\"_ _3\"></span>prouv\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une exempt<span class=\"_ _0\"></span>ion europ<span class=\"_ _0\"></span>\u00e9enne <span class=\"wse8\">(f<span class=\"_ _0\"></span>acultat<span class=\"_ _0\"></span>ive) <span class=\"lsde wseb\">qui p</span><span class=\"wse9\">ermet \u00e0 <span class=\"lsde wsfa\">une entreprise </span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">de ne <span class=\"_ _0\"></span>pas appl<span class=\"_ _0\"></span>iquer la <span class=\"_ _0\"></span>disposit<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 de </span></div>\n<div class=\"t m0 x6 h62 y93f ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ne pas classer dans<span class=\"_ _3\"></span> un m\u00eame groupe des co<span class=\"_ _3\"></span>ntrats \u00e9mis \u00e0 plu<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">d\u2019un an </span></div>\n<div class=\"t m0 x6 h62 y940 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019interv<span class=\"_ _0\"></span>alle, cec<span class=\"_ _0\"></span>i pour les gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec</div>\n<div class=\"t m0 x6 h62 y941 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>irecte<span class=\"ls0 ws0\"> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">les groupes de c<span class=\"_ _3\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y942 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span>et avec de<span class=\"_ _0\"></span>s flux de</div>\n<div class=\"t m0 x6 h62 y943 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie mut<span class=\"_ _0\"></span>ualis\u00e9s<span class=\"_ _0\"></span> <span class=\"lsde wsea\">interg\u00e9n\u00e9rationn<span class=\"_ _3\"></span>els </span><span class=\"wse9\">avec des<span class=\"ls0 ws0\"> </span></span>autres c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s<span class=\"lsf0 ws104\">. </span></div>\n<div class=\"t m0 x6 h62 y944 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l<span class=\"_ _3\"></span>\u2019intent<span class=\"_ _3\"></span>ion</span> </span><span class=\"wsea\">d\u2019appl<span class=\"_ _3\"></span>iquer <span class=\"lsdc wse9\">cette exempt<span class=\"_ _0\"></span>ion pour un no<span class=\"_ _0\"></span>mbre lim<span class=\"_ _0\"></span>it\u00e9 de </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance av<span class=\"_ _0\"></span>ec partici<span class=\"_ _0\"></span>pation dir<span class=\"_ _0\"></span>ecte, afi<span class=\"_ _0\"></span>n de s\u2019alig<span class=\"_ _0\"></span>ner avec l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y946 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>e de march\u00e9 loc<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y947 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Champ d\u2019app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">17 </span><span class=\"ff6e\">\u00ab<span class=\"_ _3\"></span></span> C<span class=\"lsde wsea\">ontra<span class=\"_ _3\"></span>ts d\u2019assura<span class=\"_ _3\"></span>nce</span> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">s\u2019applique<span class=\"_ _3\"></span> pour</span> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">, <span class=\"lsde wsfa\">y compris les<span class=\"_ _3\"></span> contrats de r\u00e9assur<span class=\"_ _3\"></span>ance<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ff6b fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">\u00e9mis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y94b ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9tenus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94c ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re </span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mis. Ces contra<span class=\"_ _3\"></span>ts sont dans le<span class=\"_ _3\"></span> champ d\u2019applica<span class=\"lsdc wseb\">tion de la no<span class=\"_ _0\"></span>rme </span></div>\n<div class=\"t m0 x5c h62 y9a7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">\u00e0 condition que<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l\u2019</span></span><span class=\"wseb\">e<span class=\"_ _3\"></span>ntreprise d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">\u00e9mette<span class=\"_ _3\"></span> </span></span><span class=\"wsea\">\u00e9galemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9a8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Toutes les r\u00e9f\u00e9renc<span class=\"_ _3\"></span>es ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">de<span class=\"_ _3\"></span>ssous aux <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff6b\"> <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assurance<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb</span> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9ab ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'appl<span class=\"_ _0\"></span>iquent \u00e9g<span class=\"_ _0\"></span>alement a<span class=\"_ _0\"></span>ux contrat<span class=\"_ _0\"></span>s de r\u00e9ass<span class=\"_ _0\"></span>urance (\u00e0 la fo<span class=\"_ _0\"></span>is les</div>\n<div class=\"t m0 x6 h62 y9ac ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance d\u00e9t<span class=\"_ _0\"></span>enus et les<span class=\"_ _0\"></span> contrats de r<span class=\"_ _0\"></span>\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis<span class=\"_ _0\"></span>) et</div>\n<div class=\"t m0 x6 h62 y9ad ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les contr<span class=\"_ _0\"></span>ats d'inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent avec<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>ation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire, s<span class=\"_ _0\"></span>auf</div>\n<div class=\"t m0 x6 h62 y9ae ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indication con<span class=\"_ _3\"></span>traire.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y956 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">S\u00e9parat<span class=\"_ _0\"></span>ion des com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> d\u2019un contrat<span class=\"_ _0\"></span> d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y957 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance peut<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>dre un ou plus<span class=\"_ _0\"></span>ieurs co<span class=\"_ _0\"></span>m<span class=\"lsde wsea\">posants </span></div>\n<div class=\"t m0 x6 h62 y958 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui doive<span class=\"_ _0\"></span>nt \u00eatre s\u00e9pa<span class=\"_ _0\"></span>r\u00e9s du cont<span class=\"_ _0\"></span>rat d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e h\u00f4te et qui do<span class=\"_ _0\"></span>ivent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y959 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9s <span class=\"_ _3\"></span>en appliqua<span class=\"_ _3\"></span>nt une au<span class=\"_ _3\"></span>tre norme qu<span class=\"_ _3\"></span>e la norme<span class=\"_ _3\"></span> <span class=\"lsf8 ws0\">IFRS<span class=\"_ _3\"></span> 17. <span class=\"_ _3\"></span>A<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la date <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation init<span class=\"_ _0\"></span>iale du cont<span class=\"_ _0\"></span>rat, Ageas<span class=\"_ _0\"></span> \u00e9value, c<span class=\"_ _0\"></span>ontrat p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 y95b ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> si cela <span class=\"_ _0\"></span>pourra<span class=\"_ _0\"></span>it \u00eatre l<span class=\"_ _0\"></span><span class=\"wse9\">e cas. Voici d<span class=\"_ _0\"></span>es exemp<span class=\"_ _0\"></span>les de comp<span class=\"_ _0\"></span>osants </span></div>\n<div class=\"t m0 x6 h62 y95c ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pouvant n\u00e9cess<span class=\"_ _3\"></span>iter une s\u00e9paration<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y95d ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s d<span class=\"lsdc wse9\">\u00e9riv\u00e9s i<span class=\"_ _0\"></span>ncorpor<span class=\"_ _0\"></span>\u00e9s non \u00e9troit<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y95e ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s c<span class=\"lsdc wse9\">omposa<span class=\"_ _0\"></span>nts d'inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment dist<span class=\"_ _0\"></span>incts (IF<span class=\"_ _0\"></span>RS 17 four<span class=\"_ _0\"></span>nit les </span></span></span></div>\n<div class=\"t m0 x5c h62 y95f ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">crit\u00e8res pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> quand un<span class=\"_ _3\"></span> composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pas li\u00e9 \u00e0 l\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 y960 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">est d<span class=\"lsdc wse9\">istinct du c<span class=\"_ _0\"></span>ontrat h\u00f4t<span class=\"_ _0\"></span>e)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y961 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wsea\">U<span class=\"_ _3\"></span>ne</span><span class=\"ff6b\"> <span class=\"lsde wsea\">promesse<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de fournir au tit<span class=\"_ _0\"></span>ulaire d<span class=\"_ _0\"></span>es <span class=\"wse8\">biens </span><span class=\"lsdd\">distincts <span class=\"lsde wsfa\">ou de<span class=\"ls0 ws0\">s </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y962 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">services di<span class=\"_ _3\"></span>stincts autre<span class=\"_ _3\"></span>s que <span class=\"ls0 ws0\">d<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">es services</span> </span><span class=\"wsfa\">pr\u00e9vus au <span class=\"lsdc wse8\">contrat </span></span></div>\n<div class=\"t m0 x5c h62 y963 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y964 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y965 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s<span class=\"_ _3\"></span> incorpor\u00e9<span class=\"_ _3\"></span>s s\u00e9par\u00e9s e<span class=\"_ _3\"></span>t les compo<span class=\"_ _3\"></span>sants d'invest<span class=\"_ _3\"></span>issement</div>\n<div class=\"t m0 x6 h62 y966 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">distincts sont <span class=\"lsdd ws12a\">comptabilis\u00e9s comme s'il s'agissait d'instruments </span></div>\n<div class=\"t m0 x6 h62 y967 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers au<span class=\"_ _3\"></span>tonomes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y968 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s les \u00e9tape<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessus, <span class=\"_ _3\"></span>Ageas s\u00e9pare<span class=\"_ _3\"></span> du contr<span class=\"_ _3\"></span>at d'assuranc<span class=\"_ _3\"></span>e h\u00f4te </span></div>\n<div class=\"t m0 x6 h62 y96a ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>messe<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de fo<span class=\"_ _0\"></span>urnir a<span class=\"_ _0\"></span>u titula<span class=\"_ _0\"></span>ire des b<span class=\"_ _0\"></span>iens dis<span class=\"_ _0\"></span>tincts <span class=\"_ _0\"></span>ou des s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y96b ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distinct<span class=\"_ _0\"></span>s autre que de<span class=\"_ _0\"></span>s servic<span class=\"_ _0\"></span>es pr\u00e9vus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">au contrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e (tels que<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96c ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'administra<span class=\"_ _3\"></span>tion des pens<span class=\"_ _3\"></span>ions, la ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s risques, l<span class=\"_ _3\"></span>'assistance,<span class=\"_ _3\"></span> la</div>\n<div class=\"t m0 x6 h62 y96d ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n d'actif<span class=\"_ _0\"></span>s ou les s<span class=\"_ _0\"></span>ervice<span class=\"_ _0\"></span>s de gar<span class=\"_ _0\"></span>de) et les <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilise c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ff6b fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">contrats distincts avec les clients (c'e<span class=\"_ _0\"></span>st<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsde wseb\">dire, n<span class=\"_ _3\"></span>on comme de<span class=\"_ _3\"></span>s contrats<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff6b fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'a<span class=\"lsdc wse9\">ssurance), en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant la norm<span class=\"_ _0\"></span>e IFRS 15<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00ab</span> <span class=\"lsdd ws11a\">Produits des activit\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y970 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ordinaires<span class=\"_ _3\"></span> tir\u00e9s de con<span class=\"_ _3\"></span>trats con<span class=\"_ _3\"></span>clus avec de<span class=\"_ _3\"></span>s clients<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t m0 x6 h7e y9af ff6d fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Niveau <span class=\"lsde wseb\">de regroupement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9b0 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion et d'\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des contrat<span class=\"_ _3\"></span>s d\u2019assurance<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">, </span></span></span></div>\n<div class=\"t m0 x6 h62 y9b1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ide<span class=\"_ _0\"></span>ntifie de<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles et<span class=\"_ _0\"></span> des<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">groupes de<span class=\"_ _3\"></span> contrats </span></span></div>\n<div class=\"t m0 x6 h62 y9b2 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un portef<span class=\"_ _0\"></span>euille de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end des cont<span class=\"_ _0\"></span>rats <span class=\"lsde wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportent de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">risque</span>s <span class=\"lsfe ws11a\">similair<span class=\"_ _3\"></span>e</span>s <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">et </span></span><span class=\"wsfa\">qui<span class=\"_ _3\"></span> sont </span>g\u00e9r\u00e9s ensembl<span class=\"_ _3\"></span>e. Les</div>\n<div class=\"t m0 x1a h62 y9b5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance sont id<span class=\"_ _0\"></span>entifi\u00e9<span class=\"_ _0\"></span>s au niveau de l'<span class=\"_ _0\"></span>entit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y9b6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettric<span class=\"_ _0\"></span>e. Des<span class=\"ls0 ws0\"> </span>exem<span class=\"_ _0\"></span>ples de port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les dans les<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'Ageas s<span class=\"_ _0\"></span>ont Accid<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">s<span class=\"lsf0 ws10c\">, S</span></span>oins de S<span class=\"lsde wseb\">ant\u00e9, Incendie, Autom<span class=\"_ _3\"></span>obile<span class=\"ls0 ws0\">s</span>\u2026 Lo<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l<span class=\"lsde wsea\">eur<span class=\"ls0 ws0\"> </span></span>comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e, les cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont ajout<span class=\"_ _0\"></span>\u00e9s au</div>\n<div class=\"t m0 x1a h62 y9b9 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille ap<span class=\"_ _0\"></span>plica<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c0 des fin<span class=\"_ _3\"></span>s d\u2019\u00e9valuati<span class=\"_ _3\"></span>on <span class=\"lsdc\">des cont<span class=\"wse9\">r<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance, A<span class=\"_ _0\"></span>geas divis<span class=\"_ _0\"></span>e les </span></span></div>\n<div class=\"t m0 x1a h62 y9bc ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x1a h62 y9bd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 en</div>\n<div class=\"t m0 x1a h62 y9be ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">divisa<span class=\"_ _0\"></span>nt d'abor<span class=\"_ _0\"></span>d le port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en c<span class=\"_ _0\"></span>ohortes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9bf ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>(par exemple<span class=\"ls0 ws0\">,<span class=\"_ _3\"></span> </span><span class=\"wsea\">par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">ann\u00e9e d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>), afin de ga<span class=\"_ _0\"></span>rantir qu<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque cohor<span class=\"_ _3\"></span>te ne com<span class=\"_ _3\"></span>prend pas d<span class=\"_ _3\"></span>e contra<span class=\"_ _3\"></span>ts \u00e9mis \u00e0 p<span class=\"_ _3\"></span>lus d'un <span class=\"_ _3\"></span>an</div>\n<div class=\"t m0 x1a h62 y9c1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inter<span class=\"_ _0\"></span>valle. Ch<span class=\"_ _0\"></span>aque coh<span class=\"_ _0\"></span>orte ann<span class=\"_ _0\"></span>uelle est en<span class=\"_ _0\"></span>suite div<span class=\"_ _0\"></span>is\u00e9e en (au moi<span class=\"_ _0\"></span>ns)</div>\n<div class=\"t m0 x1a h62 y9c2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trois g<span class=\"_ _0\"></span>roupes d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> en fonct<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a renta<span class=\"_ _0\"></span>bilit\u00e9</div>\n<div class=\"t m0 x1a h62 y9c3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue de<span class=\"lsde wsfa\">s contrats sous<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">jacents<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y9c4 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span><span class=\"lsde\">qui, au moment<span class=\"_ _3\"></span> de la </span></span></span></div>\n<div class=\"t m0 x6a h62 y9c5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, sont d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">(s\u2019il </span></span>existe de tels</div>\n<div class=\"t m0 x6a h62 y9c6 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"ls0 ws0\">)<span class=\"_ _3\"></span> ; </span></div>\n<div class=\"t m0 x1a h62 y9c7 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance q<span class=\"_ _0\"></span>ui, <span class=\"lsde wsfa\">au moment<span class=\"ls0 ws0\"> </span></span>de la </span></span></div>\n<div class=\"t m0 x6a h62 y9c8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, n'ont pa<span class=\"_ _0\"></span>s de possib<span class=\"_ _0\"></span>ilit\u00e9 <span class=\"lsde wsea\">importante<span class=\"ls0 ws0\"> </span>de </span></div>\n<div class=\"t m0 x6a h62 y9c9 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devenir d<span class=\"_ _0\"></span>\u00e9ficitai<span class=\"_ _0\"></span>res par la su<span class=\"_ _0\"></span>ite (s\u2019il <span class=\"wseb\">ex<span class=\"_ _0\"></span>iste de t<span class=\"_ _0\"></span>els cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\">) ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ca ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wseb\">U<span class=\"_ _3\"></span>n groupe <span class=\"lsdc wse9\">constitu\u00e9 des aut<span class=\"_ _0\"></span>res cont<span class=\"_ _0\"></span>rats du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (s\u2019il exi<span class=\"_ _0\"></span>ste </span></span></span></div>\n<div class=\"t m0 x6a h62 y9cb ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tels cont<span class=\"_ _0\"></span>rats<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9cc ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d'ass<span class=\"_ _0\"></span>urance qu<span class=\"_ _0\"></span>i <span class=\"lsde wsea\">rel\u00e8veraient<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">de groupe<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x1a h62 y9ce ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">uniquement <span class=\"_ _3\"></span><span class=\"lsdc wse9\">parce que </span><span class=\"wseb\">les dispositions l\u00e9<span class=\"_ _3\"></span>gales ou r<span class=\"_ _3\"></span>\u00e9glementaires<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y9cf ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limite<span class=\"_ _0\"></span>nt la capacit<span class=\"_ _0\"></span>\u00e9 pratiq<span class=\"_ _0\"></span>ue de l\u2019entit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">\u00e9mett<span class=\"_ _0\"></span>rice <span class=\"lsde wseb\">de fixer un <span class=\"_ _3\"></span>prix ou un<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">niveau de presta<span class=\"_ _3\"></span>tion qui diff\u00e8re<span class=\"_ _3\"></span> en fonction des car<span class=\"_ _3\"></span>a<span class=\"lsdd ws11a\">ct\u00e9ristiques des </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff6b fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titulaires, <span class=\"lsdc wseb\">sont class<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e m\u00eame <span class=\"_ _0\"></span>groupe.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9d2 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Comptabilisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e et de</div>\n<div class=\"t m0 x1a h62 y9d4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis (<span class=\"_ _0\"></span>autres q<span class=\"_ _0\"></span>ue les cont<span class=\"_ _0\"></span>rats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 y9d5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire et l<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s de r\u00e9<span class=\"lsde wseb\">assurance d\u00e9tenus) </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son \u00e9t<span class=\"_ _0\"></span>at consol<span class=\"_ _0\"></span>id\u00e9 de la sit<span class=\"_ _0\"></span>uation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re \u00e0 partir de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9d7 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des dat<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9d8 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Le d\u00e9but de leur <span class=\"lsde wseb\">p\u00e9riode de couv<span class=\"_ _3\"></span>erture</span></span><span class=\"ff6b\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La date \u00e0 laquelle le pr<span class=\"_ _0\"></span>emier pai<span class=\"_ _0\"></span>ement d'un t<span class=\"_ _0\"></span>itulair<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>at </span></span></div>\n<div class=\"t m0 x6a h62 y9da ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> du groupe de<span class=\"_ _3\"></span>vient exig<span class=\"lsdc\">ible ou, lorsq<span class=\"_ _0\"></span>ue le co<span class=\"_ _0\"></span>ntrat n<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6a h62 y9db ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> pas de dat<span class=\"_ _0\"></span>e d\u2019ex<span class=\"_ _0\"></span>igibilit<span class=\"_ _0\"></span>\u00e9, lors<span class=\"_ _0\"></span>que le <span class=\"_ _0\"></span>premie<span class=\"_ _0\"></span>r paiement<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6a h62 y9dc ff6b fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">titulair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 ws11f\">est<span class=\"_ _3\"></span> re\u00e7u</span> <span class=\"_ _3\"></span>; <span class=\"lsde wsea\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9dd ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Lorsque les fai<span class=\"_ _0\"></span>ts e<span class=\"lsde\">t circonstances i<span class=\"_ _3\"></span>ndiquent que l<span class=\"_ _3\"></span>e groupe <span class=\"_ _3\"></span>de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance devi<span class=\"_ _0\"></span>ent d\u00e9fici<span class=\"_ _0\"></span>taire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise les<span class=\"_ _3\"></span> groupes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de contrats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire dans <span class=\"_ _3\"></span>son \u00e9tat c<span class=\"_ _3\"></span>onsolid\u00e9 de<span class=\"_ _3\"></span> la situation<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9e2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re lors<span class=\"_ _0\"></span>qu'Age<span class=\"_ _0\"></span>as devie<span class=\"_ _0\"></span>nt part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e y9e3 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thodes<span class=\"_ _0\"></span> d<span class=\"lsde wsea\">\u2019\u00e9valuation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9e4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas \u00e9va<span class=\"_ _0\"></span>lue des gro<span class=\"_ _0\"></span>upes de co<span class=\"_ _0\"></span>ntrats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en utilis<span class=\"_ _0\"></span>ant les</div>\n<div class=\"t m0 x1a h62 y9e5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> d'\u00e9<span class=\"lsde wsfa\">valuation suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h77 y9e6 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022</div>\n<div class=\"t m0 x2f h62 y9e7 ff6e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse8\">La <span class=\"wseb\">m\u00e9thode d</span>\u2019<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9n\u00e9ral</span>e<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00e9galement</span></span> </span>appel\u00e9 <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"ff6b\"> </span></span>m\u00e9thode </span></div>\n<div class=\"t m0 x133 h62 y9e8 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">par bloques de<span class=\"_ _3\"></span> construction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff6e\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 y9e9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode de la r\u00e9pa<span class=\"_ _0\"></span>rtition d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ea ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode</span><span class=\"ff6b\"> <span class=\"lsde wseb\">des honoraire<span class=\"_ _3\"></span>s variables<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale </span>\u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation init<span class=\"_ _0\"></span>iale<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> l<span class=\"lsdc wseb\">a m\u00e9thode</span> <span class=\"lsdc wse9\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation g<span class=\"_ _0\"></span>\u00e9n\u00e9rale,<span class=\"_ _0\"></span> les group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance s<span class=\"lsde wsea\">ont<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9valu\u00e9s lors de<span class=\"_ _3\"></span> l</span>eur<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">comptabilisat<span class=\"_ _0\"></span>ion ini<span class=\"_ _0\"></span>tiale com<span class=\"_ _0\"></span>me le </span></div>\n<div class=\"t m0 x6 h62 y93e ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93f ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">valeur act<span class=\"_ _0\"></span>u<span class=\"lsfe ws11a\">elle<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de leurs fl<span class=\"_ _0\"></span>ux de tr\u00e9<span class=\"_ _0\"></span>sorerie f<span class=\"_ _0\"></span>uturs<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">Un ajustement ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>e au titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">La ma<span class=\"lsde wsfa\">rge sur se<span class=\"_ _3\"></span>rvices contractuel<span class=\"_ _3\"></span>s</span></span><span class=\"ff70\">, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sauf si le <span class=\"lsde wseb\">groupe de <span class=\"wsea\">contra<span class=\"_ _3\"></span>t</span></span></span>s </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est d\u00e9fic<span class=\"_ _0\"></span>itaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La somme <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle <span class=\"_ _0\"></span>des flux <span class=\"_ _0\"></span>de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs <span class=\"lsde wsea\">estim\u00e9s <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ajust<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>u titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier est ap<span class=\"_ _0\"></span>pel\u00e9e <span class=\"lsfe ws11a\">les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">flux de </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex\u00e9c<span class=\"_ _0\"></span>ution d<span class=\"_ _0\"></span>u groupe de c<span class=\"_ _0\"></span>ontrats.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">flux de tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s i<span class=\"_ _0\"></span>nclus da<span class=\"_ _0\"></span>ns l\u2019\u00e9val<span class=\"_ _0\"></span>uation d<span class=\"lsde wseb\">\u2019un groupe </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats est d\u00e9ter<span class=\"_ _0\"></span>min\u00e9 en acc<span class=\"_ _0\"></span>ord avec les<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions dans l<span class=\"_ _0\"></span>a norme</div>\n<div class=\"t m0 x6 h62 y9f0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">relatives au p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\">s </span><span class=\"wsea\">con<span class=\"_ _3\"></span>trat<span class=\"ls0 ws0\">s<span class=\"lsf0 ws104\">. </span></span><span class=\"wseb\">Pou<span class=\"_ _3\"></span>r certains <span class=\"_ _3\"></span>groupes d<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits, le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">dispositi<span class=\"_ _0\"></span>ons relat<span class=\"_ _0\"></span>ives au p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s <span class=\"lsf7 wseb\">sous</span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme<span class=\"ls0 ws0\"> <span class=\"lsf8\">IF<span class=\"_ _3\"></span>RS 17<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">diff\u00e8rent de l<span class=\"_ _0\"></span>a <span class=\"lsde wsea\">pr<span class=\"wsfa\">atique actuel<span class=\"_ _3\"></span>le <span class=\"lsf7 wseb\">sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></span></span>la norme IFRS 4 ou<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s </span><span class=\"wseb\">(plus<span class=\"_ _0\"></span> court)<span class=\"_ _0\"></span> <span class=\"lsde wsea\">applicable <span class=\"_ _3\"></span></span><span class=\"wse9\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>e de mod\u00e9<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie <span class=\"wse9\">et de </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation <span class=\"ls109 ws129\">util<span class=\"_ _0\"></span>is\u00e9e <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17 est<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>re aux mod<span class=\"_ _0\"></span>\u00e8les </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> util<span class=\"lsf7 ws11f\">ise sous<span class=\"ls0 ws0\"> </span></span>Solvabilit\u00e9 II. P<span class=\"_ _0\"></span>our les pro<span class=\"_ _0\"></span>duits <span class=\"lsde wseb\">qui sont <span class=\"wsea\">\u00e9valu\u00e9s<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la m\u00e9tho<span class=\"_ _0\"></span>de <span class=\"lsde wseb\">d\u2019\u00e9valuation g\u00e9n\u00e9r<span class=\"_ _3\"></span>ale<span class=\"wsfa\">, les flux de tr\u00e9<span class=\"_ _3\"></span>sorerie fixes<span class=\"_ _3\"></span> sont </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s contr<span class=\"_ _0\"></span>at par c<span class=\"_ _0\"></span>ontrat. <span class=\"_ _0\"></span>Ensuit<span class=\"_ _0\"></span>e, ces flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>sorerie <span class=\"_ _0\"></span>projet\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9fa ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont regroup<span class=\"_ _3\"></span>\u00e9s en poin<span class=\"_ _3\"></span>ts de mo<span class=\"_ _3\"></span>d\u00e8le signifi<span class=\"_ _3\"></span>catifs. Le<span class=\"lsdc\">s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie </span></div>\n<div class=\"t m0 x6 h62 y9fb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 ces poi<span class=\"_ _0\"></span>nts de mod\u00e8l<span class=\"_ _0\"></span>e sont proj<span class=\"_ _0\"></span>et\u00e9s de mani<span class=\"_ _0\"></span>\u00e8re stoc<span class=\"_ _0\"></span>hastique p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 y9fc ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wseb\">d\u00e9river l<span class=\"_ _0\"></span>es flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie v<span class=\"_ _0\"></span>ariabl<span class=\"_ _0\"></span>es <span class=\"lsf0 ws104\">et </span><span class=\"wse9\">la valeur aj<span class=\"_ _0\"></span>ust\u00e9e de l'o<span class=\"_ _0\"></span>ption </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(au nivea<span class=\"_ _0\"></span>u du portefe<span class=\"_ _0\"></span>uille tot<span class=\"_ _0\"></span>al ou pour un gr<span class=\"_ _0\"></span>oupe de no<span class=\"_ _0\"></span>uv<span class=\"wse8\">eaux </span></div>\n<div class=\"t m0 x6 h62 y9fe ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"lsf0 ws104\">). <span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>ussi<span class=\"_ _3\"></span> <span class=\"lsdc\">bien les f<span class=\"_ _0\"></span>lux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>ue la va<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">saisissent l<span class=\"_ _3\"></span>a d\u00e9pendan<span class=\"_ _3\"></span>ce aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">variations</span> <span class=\"lsdc wse8\">de</span>s <span class=\"lsdc wse9\">variab<span class=\"_ _0\"></span>les financ<span class=\"_ _0\"></span>i\u00e8res neu<span class=\"_ _0\"></span>tre </span></span></div>\n<div class=\"t m0 x6 h62 ya00 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque (<span class=\"_ _0\"></span>par exemp<span class=\"_ _0\"></span>le, les ta<span class=\"_ _0\"></span>ux d'int\u00e9r<span class=\"_ _0\"></span>\u00eat, les <span class=\"wse8\">var<span class=\"_ _0\"></span>iations<span class=\"ls0 ws0\"> </span><span class=\"wse9\">du co<span class=\"_ _0\"></span>urs des </span></span></div>\n<div class=\"t m0 x6 h62 ya01 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> l'\u00e9valu<span class=\"_ _0\"></span>ation de l'i<span class=\"_ _0\"></span>mmobil<span class=\"_ _0\"></span>ier). E<span class=\"_ _0\"></span>nfin, les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 ya02 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variables <span class=\"_ _3\"></span>sont affect\u00e9<span class=\"_ _3\"></span>s aux group<span class=\"_ _3\"></span>es de co<span class=\"_ _3\"></span>ntrats reconnus<span class=\"_ _3\"></span> sous<span class=\"ls0 ws0\"> </span>l<span class=\"_ _3\"></span>a norme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya03 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et proc<span class=\"_ _0\"></span>essus uti<span class=\"_ _0\"></span>lis\u00e9s pou<span class=\"_ _0\"></span>r la project<span class=\"_ _0\"></span>ion et l'\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 ya06 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont<span class=\"_ _0\"></span> supervi<span class=\"_ _0\"></span>s\u00e9s et v<span class=\"_ _0\"></span>alid\u00e9s <span class=\"_ _0\"></span>par le <span class=\"ff74 ls0 ws0\">\u00ab<span class=\"ff70\"> </span></span><span class=\"lsde\">Model Control </span></div>\n<div class=\"t m0 x6 h62 ya07 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Board<span class=\"ls0 ws0\"> <span class=\"ff74\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">d'Ageas. To<span class=\"_ _0\"></span>ut changem<span class=\"_ _0\"></span>ent dans l<span class=\"_ _0\"></span>es m\u00e9thod<span class=\"_ _0\"></span>es et les proce<span class=\"_ _0\"></span>ssus </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'estim<span class=\"_ _0\"></span>ation des d<span class=\"_ _0\"></span>onn\u00e9es ut<span class=\"_ _0\"></span>ilis\u00e9s po<span class=\"_ _0\"></span>ur \u00e9value<span class=\"_ _0\"></span>r les cont<span class=\"_ _0\"></span>rats, ains<span class=\"_ _0\"></span>i que la</div>\n<div class=\"t m0 x6 h62 ya09 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">raison de chaque<span class=\"_ _3\"></span> changement et<span class=\"_ _3\"></span> le type de contrats<span class=\"_ _3\"></span> concern\u00e9s sont</div>\n<div class=\"t m0 x6 h62 ya0a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9s et vali<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0b ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales d<span class=\"_ _3\"></span>'Ageas d\u00e9termine<span class=\"_ _3\"></span>ront la valeur ac<span class=\"_ _3\"></span>tuelle des flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya0d ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs estim<span class=\"_ _0\"></span>\u00e9s en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> des tau<span class=\"_ _0\"></span>x d'actu<span class=\"_ _0\"></span>alisat<span class=\"_ _0\"></span>ion d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9s</div>\n<div class=\"t m0 x6 h62 ya0e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he des<span class=\"_ _0\"></span>cendant<span class=\"_ _0\"></span>e, align<span class=\"_ _0\"></span>\u00e9e sur l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>odologi<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 x6 h62 ya0f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II<span class=\"_ _0\"></span> (pilier 2).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya11 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement au tit<span class=\"_ _0\"></span>re du risqu<span class=\"_ _0\"></span>e non finan<span class=\"_ _0\"></span>cier refl\u00e8t<span class=\"_ _0\"></span>e l\u2019<span class=\"lsde wsfa\">indemnit\u00e9 qu'Ageas </span></div>\n<div class=\"t m0 x6 h62 ya12 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exige pou<span class=\"_ _0\"></span>r la prise en ch<span class=\"_ _0\"></span>arge de l\u2019inc<span class=\"_ _0\"></span>ertit<span class=\"_ _0\"></span>ude enco<span class=\"_ _0\"></span>urant le mont<span class=\"_ _0\"></span>ant et</div>\n<div class=\"t m0 x6 h62 ya13 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>ncier des<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie d\u2019un g<span class=\"_ _0\"></span>roupe de co<span class=\"_ _0\"></span>ntrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6 h62 ya14 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui est eng<span class=\"_ _0\"></span>endr\u00e9e pa<span class=\"_ _0\"></span>r le risque n<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>ier. Il couv<span class=\"_ _0\"></span>re le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 ya15 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>iel ains<span class=\"_ _0\"></span>i que d\u2019aut<span class=\"_ _0\"></span><span class=\"wseb\">res ris<span class=\"_ _0\"></span>ques no<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>iers, t<span class=\"_ _0\"></span>els que <span class=\"_ _0\"></span>le risq<span class=\"_ _0\"></span>ue </span></div>\n<div class=\"t m0 x6 h62 ya16 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de d\u00e9ch<span class=\"_ _0\"></span>\u00e9ance et l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de <span class=\"lsf8 ws111\">frais<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya17 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya18 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ca<span class=\"_ _0\"></span>lculero<span class=\"_ _0\"></span>nt l'aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>re de ris<span class=\"_ _0\"></span>que non</div>\n<div class=\"t m0 x6 h62 ya19 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er en utilis<span class=\"_ _0\"></span>ant une ap<span class=\"_ _0\"></span>proche d<span class=\"_ _0\"></span>e niveau de co<span class=\"_ _0\"></span>nfianc<span class=\"_ _0\"></span>e, ciblant l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya1a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">75\u00e8me pe<span class=\"_ _0\"></span>rcentile.<span class=\"_ _0\"></span> Aucun eff<span class=\"_ _0\"></span>et de<span class=\"ls0 ws0\"> </span>divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on de grou<span class=\"_ _0\"></span>pe n'est</div>\n<div class=\"t m0 x1a h62 ya1b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Sous r\u00e9s<span class=\"_ _0\"></span>erve d'u<span class=\"_ _0\"></span>ne appro<span class=\"_ _0\"></span>bation pa<span class=\"_ _0\"></span>r le niveau de d<span class=\"_ _0\"></span>irecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ya1c ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appropri<span class=\"_ _0\"></span>\u00e9, l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ris<span class=\"_ _0\"></span>que d<span class=\"ls109 ws129\">oit<span class=\"ls0 ws0\"> </span></span>incl<span class=\"_ _0\"></span>ure une tol<span class=\"_ _0\"></span>\u00e9rance po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya1d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9te<span class=\"_ _0\"></span>r ad\u00e9quat<span class=\"_ _0\"></span>ement les<span class=\"_ _0\"></span> risques et<span class=\"_ _0\"></span> incertit<span class=\"_ _0\"></span>udes \u00e9mer<span class=\"_ _0\"></span>gents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1e ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1f ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La marg<span class=\"_ _0\"></span>e sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>uels re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>e le prof<span class=\"_ _0\"></span>it non ac<span class=\"_ _0\"></span>quis s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya20 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un groupe de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance. <span class=\"wseb\">E<span class=\"_ _0\"></span>n cons\u00e9q<span class=\"_ _0\"></span>uence d<span class=\"_ _0\"></span>irecte, t<span class=\"_ _0\"></span>ous les </span></div>\n<div class=\"t m0 x1a h62 ya21 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains prov<span class=\"_ _0\"></span>enant d<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion au mome<span class=\"_ _0\"></span>nt de la</div>\n<div class=\"t m0 x1a h62 ya22 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le sont dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s. <span class=\"lsde wseb\">Ageas comptabilisera <span class=\"_ _3\"></span>ce pro</span>fit non</div>\n<div class=\"t m0 x1a h62 ya23 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis <span class=\"wse9\">li\u00e9 \u00e0 un g<span class=\"_ _0\"></span>roupe de cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce <span class=\"lsde wsfa\">dans son </span><span class=\"wseb\">\u00e9tat conso<span class=\"_ _0\"></span>lid\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 ya24 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la per<span class=\"_ _3\"></span>formance fi<span class=\"_ _3\"></span>nanci\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">sur <span class=\"lsfe ws11a\">la</span></span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">p\u00e9riode au c<span class=\"_ _0\"></span>ours de laq<span class=\"_ _0\"></span>uelle ell<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya25 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fournit l<span class=\"_ _0\"></span>es service<span class=\"_ _0\"></span>s pr\u00e9vus a<span class=\"_ _0\"></span>u contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Des un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x1a h62 ya26 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture pon<span class=\"_ _3\"></span>d\u00e9r\u00e9es s<span class=\"wsea\">eron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">utili<span class=\"_ _3\"></span>s\u00e9es pou</span></span>r les <span class=\"_ _3\"></span>produits d'a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x1a h62 ya27 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">multi<span class=\"ls0 ws0\">-</span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties, lors<span class=\"_ _3\"></span>que<span class=\"ls0 ws0\"> </span></span>pertine<span class=\"_ _3\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d\u2019obte<span class=\"_ _3\"></span>nir un pro<span class=\"_ _3\"></span>fil <span class=\"lsdc wse9\">de performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya28 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en ligne avec<span class=\"_ _0\"></span> la nature du c<span class=\"_ _0\"></span>ontrat.<span class=\"_ _0\"></span> Sinon, l'<span class=\"_ _0\"></span>unit\u00e9 de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 ya29 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">unique la p<span class=\"_ _0\"></span>lus pertine<span class=\"_ _0\"></span>nte <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">utilis\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya2a ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya2b ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wseb\">marge s<span class=\"_ _0\"></span>ur servi<span class=\"_ _0\"></span>ces cont<span class=\"_ _0\"></span>ractue<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'un grou<span class=\"_ _0\"></span>pe de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ya2c ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ne peut j<span class=\"_ _0\"></span>amais \u00eat<span class=\"_ _0\"></span>re n\u00e9gat<span class=\"_ _0\"></span>ive. D<span class=\"_ _0\"></span>ans une t<span class=\"_ _0\"></span>elle sit<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n, le gro<span class=\"_ _0\"></span>upe de</div>\n<div class=\"t m0 x1a h62 ya2d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance est d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>re (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire qu'il est<span class=\"_ _0\"></span> en positio<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x1a h62 ya2e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perte),<span class=\"_ _0\"></span> et tout<span class=\"_ _0\"></span>e perte e<span class=\"_ _0\"></span>st imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9e dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x1a h62 ya2f ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>a<span class=\"lsde wsfa\">nce financi\u00e8re.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9ca ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale</span> \u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e  </span></span></span></div>\n<div class=\"t m0 x1a h62 y9cb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e d\u2019un group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e0 la date de</div>\n<div class=\"t m0 x1a h62 y9cc ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cl\u00f4tur<span class=\"_ _0\"></span>e est la s<span class=\"_ _0\"></span>omme du <span class=\"_ _0\"></span>passif a<span class=\"_ _0\"></span>u titre d<span class=\"_ _0\"></span>e la couv<span class=\"_ _0\"></span>erture <span class=\"_ _0\"></span>restant<span class=\"_ _0\"></span>e, y</div>\n<div class=\"t m0 x1a h62 y9cd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> la marge sur se<span class=\"_ _0\"></span>rvices c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels ou l\u2019\u00e9l<span class=\"_ _0\"></span>\u00e9ment de p<span class=\"_ _0\"></span>erte du</div>\n<div class=\"t m0 x1a h62 y9ce ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif,<span class=\"_ _0\"></span> et du pas<span class=\"_ _0\"></span>sif au ti<span class=\"_ _0\"></span>tre des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es surv<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y9cf ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9c<span class=\"_ _0\"></span>ution son<span class=\"_ _0\"></span>t r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la fin de cha<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y9d1 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble en utilis<span class=\"_ _0\"></span>ant les es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>ns actuel<span class=\"_ _0\"></span>les des flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ya30 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie fut<span class=\"_ _3\"></span>urs, les t<span class=\"lsdc wse9\">aux d'actuali<span class=\"_ _0\"></span>sation act<span class=\"_ _0\"></span>uels et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ya31 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es de l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ri<span class=\"_ _0\"></span>sque non fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya32 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya33 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Lors de <span class=\"_ _3\"></span>la r\u00e9\u00e9valuati<span class=\"_ _3\"></span>on des f<span class=\"_ _3\"></span>lux de tr\u00e9s<span class=\"_ _3\"></span>orerie d'e<span class=\"_ _3\"></span>x\u00e9cution <span class=\"lsdc wse9\">du passif au </span></div>\n<div class=\"t m0 x1a h62 ya34 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la cou<span class=\"_ _0\"></span>vertu<span class=\"_ _0\"></span>re resta<span class=\"_ _0\"></span>nte au cours<span class=\"_ _0\"></span> d\u2019un<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">exerc<span class=\"_ _3\"></span>ice</span> </span><span class=\"wse8\">ult\u00e9rieur<span class=\"lsde wsfa\">, certaines<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya35 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9<span class=\"_ _0\"></span>cution s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es par rapp<span class=\"_ _0\"></span>ort \u00e0</div>\n<div class=\"t m0 x1a h62 ya36 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la marge sur s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uels et sero<span class=\"_ _0\"></span>nt donc rec<span class=\"_ _0\"></span>onnu<span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans l\u2019\u00e9tat </span></span></div>\n<div class=\"t m0 x1a h62 ya37 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sur la p\u00e9rio<span class=\"_ _0\"></span>de resta<span class=\"_ _0\"></span>nte au cours d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya38 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">laquelle Age<span class=\"_ _3\"></span>as fournit<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">d</span>es se<span class=\"_ _3\"></span>rvices pr\u00e9vus<span class=\"_ _3\"></span> au contrat<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span>. Les</div>\n<div class=\"t m0 x1a h62 ya39 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s refl\u00e9t<span class=\"_ _0\"></span>ant l\u2019\u00e9<span class=\"_ _0\"></span>coulem<span class=\"_ _0\"></span>ent du te<span class=\"_ _0\"></span>mps so<span class=\"_ _0\"></span>nt accum<span class=\"_ _0\"></span>ul\u00e9s s<span class=\"_ _0\"></span>ur la marg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya3a ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els, en <span class=\"_ _0\"></span>utilisant<span class=\"_ _0\"></span> les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion lo<span class=\"_ _0\"></span>rs de la</div>\n<div class=\"t m0 x1a h62 ya3b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le des cont<span class=\"_ _0\"></span>rats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9de ff72 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9parti<span class=\"_ _0\"></span>tion des pr<span class=\"_ _0\"></span>imes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 permet \u00e0 l\u2019<span class=\"_ _0\"></span>entit\u00e9 d\u2019<span class=\"_ _0\"></span>\u00e9valuer d<span class=\"_ _0\"></span>es group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9e0 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> qui r\u00e9ponden<span class=\"_ _3\"></span>t \u00e0 <span class=\"lsdc wse9\">certains crit<span class=\"_ _0\"></span>\u00e8res<span class=\"wseb\">, c<span class=\"_ _0\"></span>omme p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple les </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance qui<span class=\"_ _3\"></span> ont une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> couverture<span class=\"_ _3\"></span> qui n\u2019ex<span class=\"_ _3\"></span>c\u00e8de</div>\n<div class=\"t m0 x1a h62 y9e2 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas un a<span class=\"_ _0\"></span>n, selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span>r\u00e9parti<span class=\"_ _0\"></span>tion de<span class=\"_ _0\"></span>s primes <span class=\"_ _0\"></span><span class=\"wse9\">(au lieu de la </span></div>\n<div class=\"t m0 x1a h62 ya3c ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode d\u2019\u00e9<span class=\"_ _3\"></span>valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3d ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3e ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En appliquan<span class=\"_ _3\"></span>t la m\u00e9thode<span class=\"_ _3\"></span> de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes<span class=\"_ _3\"></span>, Ageas a</div>\n<div class=\"t m0 x1a h62 ya3f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion de com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>iser tous l<span class=\"_ _0\"></span>es flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e li\u00e9s aux fra<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 ya40 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'acqui<span class=\"_ _0\"></span>sition au m<span class=\"_ _0\"></span>oment o\u00f9 ell<span class=\"_ _0\"></span>e engag<span class=\"_ _0\"></span>e ces frais, p<span class=\"_ _0\"></span>ourvu que la p<span class=\"_ _0\"></span>\u00e9riode</div>\n<div class=\"t m0 x1a h62 ya41 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure <span class=\"lsfe ws11a\">initiale <span class=\"lsde wsfa\">au<span class=\"_ _3\"></span> moment de la comptab<span class=\"_ _3\"></span>ili</span></span>sation in<span class=\"_ _0\"></span>itiale des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya42 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assurance n\u2019e<span class=\"_ _3\"></span>xc\u00e8de pas un an<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 204px; height: 902px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> m\u00e9thode <span class=\"wseb\">de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes</span>,<span class=\"_ _3\"></span> le passif au titre<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la <span class=\"lsde wseb\">couverture restan<span class=\"_ _3\"></span>te </span>\u00e9gale, lors d<span class=\"_ _0\"></span>e la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale, les</div>\n<div class=\"t m0 x6 h62 y8b3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsdc wse9\">rimes re\u00e7u<span class=\"_ _0\"></span>es, le cas \u00e9ch\u00e9<span class=\"_ _0\"></span>ant, \u00e0 la date de l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. </span></div>\n<div class=\"t m0 x6 h62 y93e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, la valeur co<span class=\"_ _0\"></span>mptable d<span class=\"_ _0\"></span>u passif<span class=\"_ _0\"></span> au titre de la co<span class=\"_ _0\"></span>uverture</div>\n<div class=\"t m0 x6 h62 y93f ff75 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">restante est <span class=\"lsde wsea\">\u00e9valu\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9tant la valeur co<span class=\"_ _0\"></span>mptable a<span class=\"_ _0\"></span>u d\u00e9but de l<span class=\"lsf7 wseb\">\u2019exercice </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"wseb\">, p<span class=\"_ _3\"></span>lus les prim<span class=\"_ _3\"></span>es re\u00e7ues au <span class=\"_ _3\"></span>cours de<span class=\"_ _3\"></span> l<span class=\"lsf7\">\u2019exer<span class=\"_ _3\"></span>cice<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span></span><span class=\"wsfa\">moins<span class=\"_ _3\"></span> le </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"_ _0\"></span>\u00e0 titre d<span class=\"_ _0\"></span>e produi<span class=\"_ _0\"></span>t des act<span class=\"_ _0\"></span>ivit\u00e9s <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y942 ff75 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les se<span class=\"_ _3\"></span>rvice<span class=\"_ _3\"></span>s <span class=\"lsde wsfa\">de couvert<span class=\"_ _3\"></span>ure <span class=\"wseb\">fournis dura<span class=\"_ _3\"></span>nt cet<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"lsf7\">exerci<span class=\"_ _3\"></span>ce<span class=\"lsdc\">, et moins tout<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y943 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>d\u2019<span class=\"lsdc wse9\">investis<span class=\"_ _0\"></span>sement pay<span class=\"_ _0\"></span>\u00e9 ou transf<span class=\"_ _0\"></span>\u00e9r\u00e9 au pas<span class=\"_ _0\"></span>sif au tit<span class=\"_ _0\"></span>re des </span></div>\n<div class=\"t m0 x6 h62 y944 ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sinistres <span class=\"lsdc wse8\">survenus<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff75 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Si, \u00e0 <span class=\"lsdc wse9\">n\u2019importe qu<span class=\"_ _0\"></span>el mome<span class=\"_ _0\"></span>nt avant et au co<span class=\"_ _0\"></span>urs de la p\u00e9r<span class=\"_ _0\"></span>iode de </span></div>\n<div class=\"t m0 x6 h62 y9ed ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure, les<span class=\"_ _0\"></span> faits et<span class=\"_ _0\"></span> circons<span class=\"_ _0\"></span>tances<span class=\"_ _0\"></span> indiqu<span class=\"_ _0\"></span>ent qu\u2019<span class=\"_ _0\"></span>un gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ee ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> est d\u00e9fici<span class=\"_ _3\"></span>taire, Ageas<span class=\"_ _3\"></span> comptabilise<span class=\"_ _3\"></span> une perte <span class=\"_ _3\"></span>dans <span class=\"lsf7\">son<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00e9tat </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et augment<span class=\"_ _0\"></span>e le passif au<span class=\"_ _0\"></span> titre de la</div>\n<div class=\"t m0 x6 h62 y9f0 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure rest<span class=\"_ _0\"></span>ante dans la m<span class=\"_ _0\"></span>esure o\u00f9 <span class=\"lsdd ws11a\">les estimat<span class=\"_ _0\"></span>ions actuelles des flux </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tr\u00e9so<span class=\"_ _0\"></span>rerie <span class=\"wse8\">d\u2019ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">li<span class=\"_ _0\"></span>\u00e9s \u00e0 la co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re rest<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>passent <span class=\"_ _0\"></span>la </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le du pas<span class=\"_ _0\"></span>sif <span class=\"lsde wsfa\">au titre de la couverture<span class=\"_ _3\"></span> restante<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e <span class=\"wseb\">du passif<span class=\"_ _0\"></span> au titr<span class=\"_ _0\"></span>e des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenu<span class=\"_ _0\"></span>s d\u2019un </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>es \u00e9val<span class=\"_ _0\"></span>u\u00e9 selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode de la<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9partit<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> prime<span class=\"_ _0\"></span>s compre<span class=\"_ _0\"></span>nd la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>uelle des<span class=\"_ _0\"></span> flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 y9f7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ex\u00e9cut<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 au titre d<span class=\"_ _0\"></span>u risque non fi<span class=\"_ _0\"></span>nancier,<span class=\"_ _0\"></span> actual<span class=\"_ _0\"></span>is\u00e9 en utili<span class=\"_ _0\"></span>sa<span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des taux d\u2019actual<span class=\"_ _3\"></span>isation actuel<span class=\"_ _3\"></span>s, li\u00e9s aux sini<span class=\"_ _3\"></span>stres survenus<span class=\"_ _3\"></span> et les frais</div>\n<div class=\"t m0 x6 h62 y9f9 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui n\u2019ont pas<span class=\"_ _0\"></span> encor<span class=\"_ _0\"></span>e \u00e9t\u00e9 pay\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fb ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a l'i<span class=\"_ _0\"></span>ntention d'<span class=\"_ _0\"></span>appli<span class=\"_ _0\"></span>quer la m\u00e9th<span class=\"_ _0\"></span>ode de la r\u00e9p<span class=\"_ _0\"></span>artition des<span class=\"_ _0\"></span> primes</div>\n<div class=\"t m0 x6 h62 y9fc ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la plus g<span class=\"_ _0\"></span>rande pa<span class=\"_ _0\"></span>rtie des gro<span class=\"_ _0\"></span>upes de cont<span class=\"_ _0\"></span>rats \u00e9lig<span class=\"_ _0\"></span>ibles dan<span class=\"_ _0\"></span>s ses</div>\n<div class=\"t m0 x6 h62 y9fd ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">activit\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"ws11a\">vie et ses a<span class=\"_ _3\"></span>ctivit\u00e9s <span class=\"lsde wsea\">de </span></span><span class=\"lsdc\">r\u00e9assuranc<span class=\"_ _0\"></span>e. Ageas a \u00e9gal<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fe ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d\u2019\u00e9v<span class=\"_ _0\"></span>aluer un ens<span class=\"_ _0\"></span>emble li<span class=\"_ _0\"></span>mit\u00e9 de cont<span class=\"_ _0\"></span>rats dans s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ff ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsdc wse9\">ie, pour lesq<span class=\"_ _0\"></span>uels les ris<span class=\"_ _0\"></span>ques peuv<span class=\"_ _0\"></span>ent \u00eatre r<span class=\"_ _0\"></span>etarifi<span class=\"_ _0\"></span>\u00e9s sur une bas<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 ya00 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>le, selon la m<span class=\"_ _0\"></span>\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9partit<span class=\"_ _0\"></span>ion des p<span class=\"lsf3 ws10c\">rimes.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya45 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">La m\u00e9thod<span class=\"_ _0\"></span>e des <span class=\"lsde wsea\">honoraires<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">variables <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya46 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>exige qu'<span class=\"_ _0\"></span>une ent<span class=\"_ _0\"></span>it\u00e9 \u00e9v<span class=\"_ _0\"></span>alue les <span class=\"_ _0\"></span>groupe<span class=\"_ _0\"></span>s de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6 h62 ya47 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance avec<span class=\"_ _0\"></span> partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> la m\u00e9thod<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ya48 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">honoraires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">variables (<span class=\"lsdc wse9\">au lieu de la m\u00e9thode d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9n<span class=\"_ _0\"></span>\u00e9rale<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Sous la m\u00e9thode<span class=\"_ _3\"></span> d\u2019\u00e9valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le et la m\u00e9thode<span class=\"_ _3\"></span> des honoraires</div>\n<div class=\"t m0 x6 h62 ya4b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es, les flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">s<span class=\"_ _0\"></span>ont \u00e9valu<span class=\"_ _0\"></span>\u00e9s <span class=\"wse9\">de la m\u00ea<span class=\"_ _0\"></span>me </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mani\u00e8re. <span class=\"lsdc wse9\">En revanche, il exis<span class=\"_ _0\"></span>te une dif<span class=\"_ _0\"></span>f\u00e9rence da<span class=\"_ _0\"></span>ns l\u2019\u00e9va<span class=\"_ _0\"></span>luation de<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 ya4d ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels. <span class=\"lsdc wse9\">Lors de la comptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on initi<span class=\"_ _0\"></span>ale d'un </span></div>\n<div class=\"t m0 x6 h62 ya4e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assura<span class=\"_ _0\"></span>nce avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dir<span class=\"_ _0\"></span>ecte, il n'y a pas<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya4f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la <span class=\"lsde wsfa\">marge sur services contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>\u00e9valu\u00e9e se<span class=\"_ _0\"></span>lon la</div>\n<div class=\"t m0 x6 h62 ya50 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>n\u00e9rale ou s<span class=\"_ _0\"></span>elon la m\u00e9th<span class=\"_ _0\"></span>ode des hon<span class=\"_ _0\"></span>oraires</div>\n<div class=\"t m0 x6 h62 ya51 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Au cou<span class=\"_ _0\"></span>rs des <span class=\"lsde wsea\">ex</span>erc<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>mptables<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">ult\u00e9rieurs, la </span>marge sur </span></div>\n<div class=\"t m0 x6 h62 ya52 ff75 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">services contractuels<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un gr<span class=\"_ _0\"></span>oupe de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya53 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte, qu<span class=\"_ _0\"></span>i est <span class=\"lsde wsfa\">\u00e9valu\u00e9 selon la m\u00e9thode<span class=\"_ _3\"></span> des honoraires </span></div>\n<div class=\"t m0 x6 h62 ya54 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es<span class=\"wse9\">, est ajust<span class=\"_ _0\"></span>\u00e9e pour l<span class=\"_ _0\"></span>es <span class=\"wse8\">variati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse9\">des taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n et des </span></span></span></div>\n<div class=\"t m0 x6 h62 ya55 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">autr<span class=\"lsde wsfa\">es variables financi\u00e8res (en<span class=\"_ _3\"></span> application la<span class=\"_ _3\"></span> m\u00e9thode<span class=\"ls0 ws0\"> </span></span>d\u2019\u00e9valuati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ya56 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9n\u00e9rale<span class=\"lsdc wseb\">, ces modific<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sont <span class=\"lsde\">comptabilis\u00e9es dans l<span class=\"_ _3\"></span>\u2019\u00e9tat de la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya57 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya59 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"lsde wsfa\">m\u00e9thode des honora<span class=\"_ _3\"></span>ires variable<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">ne peut pas \u00eatr<span class=\"_ _0\"></span>e appliqu<span class=\"_ _0\"></span>\u00e9e aux </span></div>\n<div class=\"t m0 x6 h62 ya5a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d'assurance<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> V<span class=\"lsdc wse9\">ie avec partici<span class=\"_ _0\"></span>pation b\u00e9<span class=\"_ _0\"></span>n\u00e9fici<span class=\"_ _0\"></span>aire </span></span></div>\n<div class=\"t m0 x6 h62 ya5b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enti\u00e8re<span class=\"_ _0\"></span>ment disc<span class=\"_ _0\"></span>r\u00e9tion<span class=\"_ _0\"></span>naire et aux gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e r\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 ya5c ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(contr<span class=\"_ _0\"></span>ats de r\u00e9ass<span class=\"_ _0\"></span>urance d\u00e9t<span class=\"_ _0\"></span>enus et \u00e9m<span class=\"_ _0\"></span>is).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9b3 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Modific<span class=\"_ _0\"></span>ation et d\u00e9<span class=\"_ _0\"></span>compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Lorsque <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s modalit<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un contrat d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce sont mo<span class=\"_ _0\"></span>difi\u00e9es de </span></span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e substant<span class=\"_ _0\"></span>ielle, Ag<span class=\"_ _0\"></span>eas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lise le cont<span class=\"_ _0\"></span>rat initi<span class=\"_ _0\"></span>al et</div>\n<div class=\"t m0 x1a h62 y9b6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilise l<span class=\"_ _0\"></span>e contrat <span class=\"_ _0\"></span>modif<span class=\"_ _0\"></span>i\u00e9 comme<span class=\"_ _0\"></span> un nouv<span class=\"_ _0\"></span>eau cont<span class=\"_ _0\"></span>rat, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de crit\u00e8r<span class=\"_ _0\"></span>es sp\u00e9cifi<span class=\"_ _0\"></span>ques.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b9 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>impos<span class=\"_ _0\"></span>e qu'un co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">d'assurance soit d\u00e9compt<span class=\"_ _3\"></span>abilis\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lorsqu'il est<span class=\"_ _3\"></span> \u00e9teint.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya5d ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion dans<span class=\"_ _0\"></span> l'\u00e9tat <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya5e ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas pr\u00e9sen<span class=\"_ _3\"></span>te<span class=\"lsdc wse8\">ra<span class=\"ls0 ws0\"> </span><span class=\"wse9\">s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent dans s<span class=\"_ _0\"></span>on \u00e9tat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span><span class=\"wseb\">de la situati<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x1a h62 ya5f ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re la<span class=\"_ _3\"></span> valeur comptable des<span class=\"_ _3\"></span> portefeuilles de<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s : </span></div>\n<div class=\"t m0 x1a h62 ya60 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ontra<span class=\"wseb\">ts d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"wse9\">\u00e9mis q<span class=\"_ _0\"></span>ui sont des<span class=\"_ _0\"></span> actifs<span class=\"ls0 ws0\"> ; </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya61 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e9mis qui so<span class=\"_ _0\"></span>nt des passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">d\u00e9tenus<span class=\"ls0 ws0\"> </span></span>qui sont des actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya63 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenus</span> <span class=\"lsde wseb\">qui<span class=\"_ _3\"></span> sont de<span class=\"_ _3\"></span>s passifs.</span> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y982 ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion <span class=\"wse9\">dans<span class=\"_ _0\"></span> l\u2019\u00e9tat de la p<span class=\"_ _0\"></span>erforman<span class=\"_ _0\"></span>ce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans son <span class=\"lsdc wse9\">\u00e9tat consoli<span class=\"_ _0\"></span>d\u00e9 de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re, Ageas<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y984 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les r\u00e9sul<span class=\"_ _0\"></span>tats d<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce (co<span class=\"lsde\">nstitu\u00e9 des produits d<span class=\"wsea\">es<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y985 ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance moin<span class=\"_ _3\"></span>s les char<span class=\"_ _3\"></span>ges aff\u00e9ren<span class=\"_ _3\"></span>tes aux ac<span class=\"_ _3\"></span>tivit\u00e9s</div>\n<div class=\"t m0 x1a h62 y986 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"wsfa\">)<span class=\"_ _3\"></span> s\u00e9par\u00e9ment des produi<span class=\"_ _3\"></span>ts ou charges fina<span class=\"_ _3\"></span>nci\u00e8res </span></div>\n<div class=\"t m0 x1a h62 y987 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion des pro<span class=\"_ _0\"></span>duits des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et</div>\n<div class=\"t m0 x1a h62 y988 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wseb\">es charges<span class=\"_ _0\"></span> aff\u00e9re<span class=\"_ _0\"></span>nts aux a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>e base s<span class=\"_ _0\"></span>ur le co<span class=\"_ _0\"></span>ncept </span></div>\n<div class=\"t m0 x1a h62 y989 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des services<span class=\"_ _3\"></span> pr\u00e9vus a<span class=\"lsdc wseb\">u contrat <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance fo<span class=\"_ _0\"></span>urnis au c<span class=\"_ _0\"></span>ours d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y98a ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y98b ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y98c ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>posant<span class=\"lsef ws12b\">s <span class=\"lsde wsea\">d\u2019</span></span><span class=\"wse9\">inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment, qui<span class=\"_ _0\"></span> refl\u00e8tent l<span class=\"_ _0\"></span>es sommes<span class=\"_ _0\"></span> que l\u2019entit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya64 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est tenue de r<span class=\"_ _0\"></span>embours<span class=\"_ _0\"></span>er au titul<span class=\"_ _0\"></span>aire en vert<span class=\"_ _0\"></span>u d\u2019un cont<span class=\"_ _0\"></span>rat d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ya65 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en toutes c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances, qu<span class=\"_ _0\"></span>e l\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment assu<span class=\"_ _0\"></span>r\u00e9 s<span class=\"lsde wseb\">e produise ou<span class=\"_ _3\"></span> non, ne </span></div>\n<div class=\"t m0 x1a h62 ya66 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">seront p<span class=\"_ _0\"></span>as compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9tat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 de la perf<span class=\"_ _0\"></span>ormance</div>\n<div class=\"t m0 x1a h62 ya67 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re ma<span class=\"_ _3\"></span>is seront direc<span class=\"_ _3\"></span>tement comptabilis<span class=\"_ _3\"></span>\u00e9s dans l\u2019\u00e9tat con<span class=\"_ _3\"></span>solid\u00e9</div>\n<div class=\"t m0 x1a h62 ya68 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re. Af<span class=\"_ _0\"></span>in de d\u00e9ter<span class=\"_ _0\"></span>miner si un c<span class=\"_ _0\"></span>ontrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya69 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>d un compos<span class=\"_ _0\"></span>ant <span class=\"lsde wsea\">d\u2019<span class=\"ls0 ws0\">i</span></span>nvestiss<span class=\"_ _0\"></span>ement,<span class=\"_ _0\"></span> Ageas \u00e9va<span class=\"_ _0\"></span>lue \u00e0 la date de la</div>\n<div class=\"t m0 x1a h62 ya6a ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale du c<span class=\"_ _0\"></span>ontrat s<span class=\"_ _0\"></span>i <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span>un paiement<span class=\"_ _0\"></span> serait <span class=\"_ _0\"></span>due en t<span class=\"_ _0\"></span>outes</div>\n<div class=\"t m0 x1a h62 ya6b ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">circonstances<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsdc wseb\">. Pour \u00e9valu<span class=\"_ _0\"></span>er le crit<span class=\"_ _0\"></span>\u00e8re <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span><span class=\"wse9\">en toutes ci<span class=\"_ _0\"></span>rconst<span class=\"_ _0\"></span>ances<span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tous \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments possible<span class=\"_ _3\"></span>s qui<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9silient le cont<span class=\"_ _0\"></span>rat et qui d\u00e9<span class=\"_ _0\"></span>clenche<span class=\"_ _0\"></span>nt un </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>el paieme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>ulaire s<span class=\"_ _0\"></span>ont pr<span class=\"_ _0\"></span>is en com<span class=\"_ _0\"></span>pte. C<span class=\"_ _0\"></span>es \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x1a h62 ya6e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es sont la r\u00e9si<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on du contra<span class=\"_ _0\"></span>t par le titul<span class=\"_ _0\"></span>aire, l'\u00e9<span class=\"_ _0\"></span>ch\u00e9ance et<span class=\"_ _0\"></span> tous</div>\n<div class=\"t m0 x1a h62 ya6f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts assu<span class=\"_ _0\"></span>r\u00e9s (par exe<span class=\"_ _0\"></span>mple, le<span class=\"_ _0\"></span> d\u00e9c\u00e8s ou la surv<span class=\"_ _0\"></span>ie).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya70 ff77 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Produits ou charges<span class=\"_ _3\"></span> financi<span class=\"wsea\">ers<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya71 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Selon<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17, les<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion et l<span class=\"wseb\">a ma<span class=\"_ _0\"></span>rge </span></span></span></div>\n<div class=\"t m0 x1a h62 ya72 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdd wse9\">sont <span class=\"lsde wsea\">comptabilis<span class=\"_ _3\"></span>\u00e9s <span class=\"wseb\">sur un<span class=\"_ _3\"></span>e base ac<span class=\"_ _3\"></span>tualis\u00e9e, </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya73 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9ta<span class=\"_ _0\"></span>nt l<span class=\"wse8\">\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ancier <span class=\"lsde wseb\">des flux de tr\u00e9sor<span class=\"_ _3\"></span>erie. La n<span class=\"_ _3\"></span>orme IFRS 17<span class=\"_ _3\"></span> permet \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya74 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une entit<span class=\"_ _0\"></span>\u00e9 de pr\u00e9sent<span class=\"_ _0\"></span>er les eff<span class=\"_ _0\"></span>ets des vari<span class=\"_ _0\"></span>atio<span class=\"wseb\">ns <span class=\"_ _0\"></span>des taux<span class=\"_ _0\"></span> d'actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 ya75 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et d'autres varia<span class=\"_ _3\"></span>bles financi\u00e8re<span class=\"_ _3\"></span>s soit dans<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">l\u2019\u00e9tat d<span class=\"_ _0\"></span>e performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya76 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"lsdc wse9\">, soit en partie da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span>et en </span></div>\n<div class=\"t m0 x1a h62 ya77 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partie da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9sult<span class=\"_ _0\"></span>at glob<span class=\"_ _0\"></span>al, selon le c<span class=\"_ _0\"></span>hoix de la</div>\n<div class=\"t m0 x1a h62 ya78 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">m\u00e9thode comptab<span class=\"lsdc wse9\">le de l'entit\u00e9. Ag<span class=\"_ _0\"></span>eas a l\u2019inte<span class=\"_ _0\"></span>ntion de d<span class=\"_ _0\"></span>\u00e9sagr\u00e9<span class=\"_ _0\"></span>ger les </span></div>\n<div class=\"t m0 x1a h62 ya79 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effets <span class=\"_ _0\"></span>des variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>es taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n entre l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 ya7a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re <span class=\"lsdc wse9\">et les autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal pou<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x1a h62 ya7b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus gran<span class=\"_ _0\"></span>de partie de s<span class=\"_ _0\"></span>es portef<span class=\"_ _0\"></span>euille<span class=\"_ _0\"></span>s d'assura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 204px; height: 902px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Sous la <span class=\"_ _3\"></span>m\u00e9thode d\u2019\u00e9val<span class=\"_ _3\"></span>uation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le, la d\u00e9s<span class=\"_ _3\"></span>agr\u00e9gation c<span class=\"_ _3\"></span>onsiste \u00e0</div>\n<div class=\"t m0 x6 h62 y8b2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er dans l<span class=\"lsde wseb\">\u2019\u00e9tat de la performanc<span class=\"_ _3\"></span>e financi\u00e8re<span class=\"_ _3\"></span> </span>un montant d\u00e9t<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>n\u00e9</div>\n<div class=\"t m0 x6 h62 y8b3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une r\u00e9pa<span class=\"_ _0\"></span>rtition s<span class=\"_ _0\"></span>yst\u00e9mat<span class=\"_ _0\"></span>ique du to<span class=\"_ _0\"></span>tal des pro<span class=\"_ _0\"></span>duits <span class=\"lsde wsea\">ou charges </span></div>\n<div class=\"t m0 x6 h62 y93e ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">atte<span class=\"_ _0\"></span>ndus sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e du gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Lors<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation du g<span class=\"_ _0\"></span>roupe, <span class=\"lsf8 ws111\">tous<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les <span class=\"_ _3\"></span></span></span></span><span class=\"wse8\">montants<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y940 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9siduels<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">da<span class=\"_ _3\"></span>ns les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments du r\u00e9sul<span class=\"_ _3\"></span>tat global sont rec<span class=\"_ _3\"></span>lass\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y941 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Sous la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span><span class=\"lsde\">des honoraire<span class=\"_ _3\"></span>s variable<span class=\"_ _3\"></span>s<span class=\"lsdc\">, unique<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>orsque l'<span class=\"_ _0\"></span>entit\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> les <span class=\"lsf8 ws111\">actifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsf7\">sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsde\">jacents<span class=\"_ _3\"></span>, la d\u00e9sagr\u00e9ga<span class=\"_ _3\"></span>tion </span></span><span class=\"wse9\">consiste \u00e0 pr\u00e9s<span class=\"_ _0\"></span>enter </span></div>\n<div class=\"t m0 x6 h62 y945 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme produi<span class=\"_ _3\"></span>ts ou charge<span class=\"_ _3\"></span>s financi<span class=\"wsea\">er<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019assuran<span class=\"_ _0\"></span>ce dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re un m<span class=\"_ _0\"></span>ontant q<span class=\"_ _0\"></span>ui \u00e9limin<span class=\"_ _0\"></span>e les asym\u00e9t<span class=\"_ _0\"></span>ries</div>\n<div class=\"t m0 x6 h62 y9ed ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">com<span class=\"lsdc wse9\">ptables av<span class=\"_ _0\"></span>ec les prod<span class=\"_ _0\"></span>uits ou char<span class=\"_ _0\"></span>ges finan<span class=\"_ _0\"></span>c<span class=\"lsfe ws11a\">iers<span class=\"ls0 ws0\"> </span></span>d\u00e9coulant d<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ee ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents. Lors de l<span class=\"_ _0\"></span>a d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation, le<span class=\"_ _0\"></span>s montant<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9s dans l<span class=\"_ _0\"></span>es autres \u00e9<span class=\"_ _0\"></span>l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global y res<span class=\"_ _0\"></span>tent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y94b ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a pr</span>emi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de la norme IF<span class=\"_ _0\"></span>RS 17 par les </span></span></div>\n<div class=\"t m0 x6 h62 y9a6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on (c'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er ja<span class=\"_ _0\"></span>nvier</div>\n<div class=\"t m0 x6 h62 y9a7 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94f ff7a fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">Estimatio<span class=\"_ _0\"></span>n de l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re applic<span class=\"_ _0\"></span>ation des no<span class=\"_ _0\"></span>rmes </span></span></div>\n<div class=\"t m0 x22d h62 y950 ff7a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 &amp; IFRS 1<span class=\"_ _0\"></span>7 <span class=\"wse8\">au<span class=\"ls0 ws0\"> 1</span></span></div>\n<div class=\"t m0 x18f h76 y888 ff7a fs4a fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x174 h62 y889 ff7a fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya7e ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Toutes l<span class=\"_ _0\"></span>es fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ont<span class=\"_ _0\"></span> mat\u00e9ri<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span> finali<span class=\"_ _0\"></span>s\u00e9 leur<span class=\"_ _0\"></span> bilan</div>\n<div class=\"t m0 x6 h62 ya7f ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'ouvert<span class=\"_ _0\"></span>ure <span class=\"lsf7 wseb\">sous<span class=\"ls0 ws0\"> l<span class=\"_ _3\"></span><span class=\"lsde wsea\">es</span> <span class=\"lsde wsea\">norme<span class=\"_ _3\"></span></span>s <span class=\"lsf0 ws10c\">IFRS <span class=\"_ _3\"></span>9 et <span class=\"lsf3\">IFRS<span class=\"_ _3\"></span> </span></span></span></span><span class=\"wse9\">17 au 1</span></div>\n<div class=\"t m0 x102 h76 ya80 ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x136 h62 ya81 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2022 et </span></div>\n<div class=\"t m0 x6 h62 ya82 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectuent des<span class=\"_ _3\"></span> cl\u00f4tures parall\u00e8l<span class=\"_ _3\"></span>es pour l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble <span class=\"lsde wsea\">2022<span class=\"lsfe ws111\">. Alors </span></span></span></div>\n<div class=\"t m0 x6 h62 ya83 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que les <span class=\"_ _3\"></span>pr\u00e9paratifs d<span class=\"_ _3\"></span>e mise en \u0153<span class=\"_ _3\"></span><span class=\"lsdc wse9\">uvre au sei<span class=\"_ _0\"></span>n des <span class=\"wse8\">entrep<span class=\"_ _0\"></span>rises<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">associ\u00e9es </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya84 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">asiatiq<span class=\"_ _0\"></span>ues et turq<span class=\"_ _0\"></span>ues d'Age<span class=\"_ _0\"></span>as ont com<span class=\"_ _0\"></span>menc\u00e9 pl<span class=\"_ _0\"></span>us tard (conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 ya85 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9glem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on locale<span class=\"_ _0\"></span>), les entre<span class=\"_ _0\"></span>prises ass<span class=\"_ _0\"></span>oci\u00e9e<span class=\"_ _0\"></span>s les plus</div>\n<div class=\"t m0 x6 h62 ya86 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catives pr<span class=\"_ _0\"></span>ogress<span class=\"_ _0\"></span>ent bien p<span class=\"_ _0\"></span>our se conf<span class=\"_ _0\"></span>ormer \u00e0 la d<span class=\"_ _0\"></span>ate effect<span class=\"_ _0\"></span>ive du</div>\n<div class=\"t m0 x6 h62 ya87 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">1</div>\n<div class=\"t m0 x5d h76 ya88 ff7a fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x235 h62 ya89 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws12d\">janvier<span class=\"_ _3\"></span> 2<span class=\"lsde wsea\">023.</span></span> </div>\n<div class=\"t m0 x6 h62 ya8a ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8b ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 une att<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>n particuli<span class=\"_ _0\"></span>\u00e8re aux ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns <span class=\"lsde wsfa\">en mati\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 ya8c ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation <span class=\"wseb\">d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion de la <span class=\"_ _0\"></span>norme I<span class=\"_ _0\"></span>AS 8 <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsde wsfa\">M\u00e9thodes comptabl<span class=\"_ _3\"></span>es, </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya8d ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents d'es<span class=\"_ _0\"></span>timati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>ables et er<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> (<span class=\"lsde wseb\">de f<span class=\"_ _3\"></span>ournir des<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya8e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions con<span class=\"_ _0\"></span>nues ou rai<span class=\"_ _0\"></span>sonnab<span class=\"_ _0\"></span>lement est<span class=\"_ _0\"></span>imabl<span class=\"_ _0\"></span>es pour \u00e9val<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x6 h62 ya8f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'impact<span class=\"_ _0\"></span> possibl<span class=\"_ _0\"></span>e que <span class=\"wseb\">la pr<span class=\"_ _0\"></span>emi\u00e8re <span class=\"lsde\">application d<span class=\"ls0 ws0\">\u2019</span></span>une nouvel<span class=\"_ _0\"></span>le norme I<span class=\"_ _0\"></span>FRS </span></div>\n<div class=\"t m0 x6 h62 ya90 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aura sur<span class=\"_ _0\"></span> les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de <span class=\"_ _0\"></span>l'entit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de pre<span class=\"_ _0\"></span>mi\u00e8re</div>\n<div class=\"t m0 x6 h62 ya91 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">application<span class=\"lsdc wse9\">) et \u00e0 la d\u00e9claration p<span class=\"_ _0\"></span>u<span class=\"lsde wseb\">blique de l<span class=\"_ _3\"></span>\u2019autorit\u00e9 eur<span class=\"_ _3\"></span>op\u00e9enne de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya92 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">march\u00e9s financ<span class=\"_ _3\"></span>iers (ESMA) concernan<span class=\"_ _3\"></span>t <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsdc wse9\">La transparen<span class=\"_ _0\"></span>ce dans la mis<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 ya93 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en \u0153uvre de la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>7 contra<span class=\"_ _0\"></span>ts d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span><span class=\"lsf0 ws104\">, </span>c</span>ompte tenu de</div>\n<div class=\"t m0 x6 h62 ya94 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9tat d'<span class=\"_ _0\"></span>avancem<span class=\"_ _0\"></span>ent de la mise en \u0153<span class=\"_ _0\"></span>uvre au se<span class=\"_ _0\"></span>in de ses filia<span class=\"_ _0\"></span>les et <span class=\"lsf7 wseb\">ses </span></div>\n<div class=\"t m0 x6 h62 ya95 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises a<span class=\"lsf7 wseb\">ssoci\u00e9es<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya96 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya97 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les paragraphe<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _3\"></span> clarifient<span class=\"_ _3\"></span> l'impact de<span class=\"_ _3\"></span> la premi\u00e8re<span class=\"_ _3\"></span> applicat<span class=\"_ _3\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 ya98 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 et 17 pa<span class=\"_ _0\"></span>r les fi<span class=\"_ _0\"></span>liales <span class=\"_ _0\"></span>d'Ageas<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> </span></div>\n<div class=\"t m0 x6 h62 ya99 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire au 1</span></span></div>\n<div class=\"t m0 x1d h76 ya9a ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xa6 h62 ya9b ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya9c ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Bien qu'<span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>econnai<span class=\"_ _0\"></span>sse qu<span class=\"ls0 ws0\">e </span><span class=\"wse9\">la pr\u00e9s<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n d'info<span class=\"_ _0\"></span>rmatio<span class=\"lsdd\">ns </span></span></div>\n<div class=\"t m0 x6 h62 ya9e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de se<span class=\"_ _0\"></span>s filiales<span class=\"_ _0\"></span> ne donne qu'<span class=\"_ _0\"></span>une vue pa<span class=\"_ _0\"></span>rtielle de l'<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya9f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 estim\u00e9 d<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">la premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>des normes I<span class=\"_ _0\"></span>FRS 9 et 17,</div>\n<div class=\"t m0 x6 h62 yaa0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a conc<span class=\"_ _0\"></span>lu que la pr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ion d'info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>ns quanti<span class=\"_ _0\"></span>tatives<span class=\"_ _0\"></span> <span class=\"lsde wsea\">de<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">se<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span> ne ser<span class=\"_ _0\"></span>ait <span class=\"lsde wsea\">actuellement </span><span class=\"wse9\">pas conforme a<span class=\"_ _0\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 yaa2 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">en mati<span class=\"_ _0\"></span>\u00e8re de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion d\u2019inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ion sou<span class=\"_ _0\"></span>s la norm<span class=\"_ _0\"></span>e <span class=\"lsf8 ws111\">IAS </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">8. Ageas a l'i<span class=\"_ _0\"></span>ntenti<span class=\"_ _0\"></span>on de pr\u00e9se<span class=\"_ _0\"></span>nter l'imp<span class=\"_ _0\"></span>act de <span class=\"lsde wseb\">la premi\u00e8re appli<span class=\"_ _3\"></span>cation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yaa4 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 e<span class=\"lsf0 ws0\">t IFRS <span class=\"lsde wsea\">17 <span class=\"wsfa\">\u00e0 la date de</span></span><span class=\"ls0\"> <span class=\"ls109 ws129\">la</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">transition<span class=\"_ _3\"></span> </span></span></span>au sein de s<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yaa5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> et de ses en<span class=\"lsde wsfa\">treprises associ\u00e9es lors d'un<span class=\"_ _3\"></span>e pr\u00e9sentation s\u00e9<span class=\"_ _3\"></span>par\u00e9e </span></div>\n<div class=\"t m0 x6 h62 yaa6 ff7a fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mi<span class=\"ls0 ws0\">- <span class=\"lsde wsea\">2023 <span class=\"_ _3\"></span><span class=\"wsfa\">organis\u00e9e par<span class=\"_ _3\"></span> le d\u00e9partement rel<span class=\"_ _3\"></span>ation</span></span>s <span class=\"_ _3\"></span><span class=\"lsdd ws12a\">avec les investisseurs.</span> </span></div>\n<div class=\"t m0 x6 h62 yaa7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaa8 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas ne p<span class=\"_ _3\"></span>r\u00e9sente \u00e9gal<span class=\"_ _3\"></span>ement pas<span class=\"_ _3\"></span> d<span class=\"wsea\">es <span class=\"lsdc wse9\">estimatio<span class=\"_ _0\"></span>ns des impac<span class=\"_ _0\"></span>ts au 30 </span></span></div>\n<div class=\"t m0 x1a h62 yaa9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2022 o<span class=\"_ _0\"></span>u au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, co<span class=\"_ _0\"></span>mme ces est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns ne sont</div>\n<div class=\"t m0 x1a h62 yaaa ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsde wseb\">ctuelleme<span class=\"_ _3\"></span>nt pas enco<span class=\"_ _3\"></span>re connues<span class=\"_ _3\"></span> ou raisonnab<span class=\"_ _3\"></span>lement <span class=\"lsfe ws11a\">fiable<span class=\"_ _3\"></span>s</span>. Les </span></div>\n<div class=\"t m0 x1a h62 yaab ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts s<span class=\"_ _0\"></span>ur l\u2019\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et su<span class=\"_ _0\"></span>r le compte de</div>\n<div class=\"t m0 x1a h62 yaac ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at consoli<span class=\"_ _0\"></span>d\u00e9 \u00e0 ces dates s<span class=\"_ _0\"></span>eront pr<span class=\"_ _0\"></span>\u00e9sent\u00e9s<span class=\"_ _0\"></span> dans les \u00e9t<span class=\"_ _0\"></span>ats financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x1a h62 yaad ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span> ou les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s de <span class=\"lsde wseb\">l\u2019exercice comptable<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaae ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaaf ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En compar<span class=\"_ _0\"></span>aison aux<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s comptab<span class=\"_ _0\"></span>ilis\u00e9s dan<span class=\"_ _0\"></span>s l'\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la</div>\n<div class=\"t m0 x1a h62 yab1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> d\u2019Ageas a<span class=\"_ _0\"></span>u 1er ja<span class=\"_ _0\"></span>nvier 20<span class=\"_ _0\"></span>22 suiva<span class=\"_ _0\"></span>nt les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>AS</div>\n<div class=\"t m0 x1a h62 yab2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39 et IFRS 4, la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e applicat<span class=\"_ _0\"></span>ion des no<span class=\"_ _0\"></span>rmes IFRS 9 et<span class=\"_ _0\"></span> IFRS 17 au</div>\n<div class=\"t m0 x1a h62 yab3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sein des fil<span class=\"_ _0\"></span>iales d'A<span class=\"_ _0\"></span>geas a entra\u00ee<span class=\"_ _0\"></span>n\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yab4 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des actifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yab5 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab6 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une diminution du t<span class=\"_ _0\"></span>otal<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des capitaux p<span class=\"_ _3\"></span>ropres.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les impac<span class=\"_ _0\"></span>ts les plus im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>es de la prem<span class=\"_ _0\"></span>i\u00e8re appl<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es normes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yab9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 et IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">sur l\u2019\u00e9tat consolid<span class=\"_ _3\"></span>\u00e9 de la situati<span class=\"_ _3\"></span>on financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas </span></div>\n<div class=\"t m0 x1a h62 yaba ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x6a h76 yabb ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21a h62 yabc ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 (\u00e9galemen<span class=\"_ _3\"></span>t appel\u00e9 </span><span class=\"ff7d\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">l\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re </span></div>\n<div class=\"t m0 x1a h62 yabd ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ouvert<span class=\"_ _0\"></span>ure<span class=\"ff7d ls0 ws0\"> \u00bb</span><span class=\"wseb\">) sont cl<span class=\"_ _0\"></span>arifi\u00e9s c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x1a h7e yabe ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les ac<span class=\"_ _0\"></span>tifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yabf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n du total des ac<span class=\"_ _0\"></span>tifs est pr<span class=\"_ _0\"></span>incip<span class=\"lsde wsfa\">alement li\u00e9e \u00e0 l'application </span></div>\n<div class=\"t m0 x1a h62 yac0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dispos<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> dans la norm<span class=\"_ _0\"></span>e IFRS 9 sur l<span class=\"wseb\">e cl<span class=\"_ _0\"></span>assemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span>et l'\u00e9va<span class=\"_ _0\"></span>luation.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yac1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par rappo<span class=\"_ _0\"></span>rt \u00e0 la norme IA<span class=\"_ _0\"></span>S 39, une plus<span class=\"_ _0\"></span> grande part<span class=\"_ _0\"></span>ie des</div>\n<div class=\"t m0 x1a h62 yac2 ff7a fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">\u00e9valu\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 yac3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yac4 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yac5 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En app<span class=\"wseb\">liquant <span class=\"_ _3\"></span>la norme <span class=\"_ _3\"></span>IAS 39, Ageas<span class=\"_ _3\"></span> classifiai<span class=\"_ _3\"></span>t une part<span class=\"_ _3\"></span>ie de se<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yac6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d\u2019emp<span class=\"_ _0\"></span>runt com<span class=\"_ _0\"></span>me <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span><span class=\"wse8\">d\u00e9tenus </span></div>\n<div class=\"t m0 x1a h62 yac7 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu'<span class=\"_ _0\"></span>\u00e0 leur \u00e9ch\u00e9<span class=\"_ _0\"></span>ance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"wseb\">ou comme <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span></span>pr\u00eats et cr<span class=\"_ _0\"></span>\u00e9ances<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> <span class=\"lsde wseb\">et \u00e9valuait <span class=\"_ _3\"></span>ces </span></span></div>\n<div class=\"t m0 x1a h62 yac8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s par cons\u00e9<span class=\"_ _0\"></span>quent au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i. <span class=\"lsde wsfa\">Par suite de l</span><span class=\"wse8\">a </span></div>\n<div class=\"t m0 x1a h62 yac9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de l\u2019an<span class=\"_ _0\"></span>alyse du mod<span class=\"_ _0\"></span>\u00e8le \u00e9cono<span class=\"_ _0\"></span>mique da<span class=\"_ _0\"></span>ns lequel <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 yaca ff7a fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">investissements sont<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9r\u00e9</span>s <span class=\"_ _3\"></span>s<span class=\"lsde wsea\">ous</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">la norm<span class=\"_ _0\"></span>e IFRS 9<span class=\"_ _0\"></span>, et par<span class=\"_ _0\"></span>ce que ces </span></span></div>\n<div class=\"t m0 x1a h62 yacb ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s satisf<span class=\"_ _0\"></span>ont au crit\u00e8<span class=\"_ _0\"></span>re de <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span>rembourse<span class=\"_ _0\"></span>ment de princ<span class=\"_ _0\"></span>ipal et</div>\n<div class=\"t m0 x1a h62 yacc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des verse<span class=\"_ _0\"></span>ments d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eats s<span class=\"_ _0\"></span>ur le princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span></span>, une grande p<span class=\"_ _0\"></span>artie de ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yacd ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est \u00e9v<span class=\"_ _0\"></span>alu\u00e9e \u00e0 la<span class=\"_ _0\"></span> juste<span class=\"_ _0\"></span> valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x1a h62 yace ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal <span class=\"lsf7\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 9. \u00c0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yacf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, le gai<span class=\"_ _0\"></span>n ou la perte no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9 <span class=\"lsde wsea\">cumul\u00e9 </span>depuis l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span></div>\n<div class=\"t m0 x1a h62 yad0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"lsdd ws12a\">ial<span class=\"_ _0\"></span>e de ces investissements <span class=\"lsdc wse9\">a \u00e9t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">comptabilis\u00e9 dans </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yad1 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat<span class=\"_ _3\"></span> global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yad2 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yad3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie d<span class=\"_ _0\"></span>es invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents <span class=\"wse8\">par </span>Age<span class=\"_ _0\"></span>as dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 yad4 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019emprunt<span class=\"lsdc wse9\">, principalem<span class=\"_ _0\"></span>ent des inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments dan<span class=\"_ _0\"></span>s des fonds </span></div>\n<div class=\"t m0 x1a h62 yad5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt non cot<span class=\"_ _0\"></span>\u00e9s ou des fond<span class=\"_ _0\"></span>s <span class=\"lsde wseb\">cot\u00e9s en<span class=\"_ _3\"></span> bourse</span>, ne satisfont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yad6 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas au <span class=\"wseb\">crit\u00e8re d<span class=\"_ _3\"></span>e <span class=\"ff7d ls0 ws0\">\u00ab <span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">rembours<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>e princip<span class=\"_ _0\"></span>al et \u00e0 des vers<span class=\"_ _0\"></span>ements </span></span></div>\n<div class=\"t m0 x1a h62 yad7 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sur l<span class=\"_ _0\"></span>e princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"lsde\">sous l<span class=\"_ _3\"></span>a norme IFRS<span class=\"_ _3\"></span> 9. <span class=\"wsfa\">\u00c0 la da<span class=\"_ _3\"></span>te de <span class=\"ls109 ws129\">la </span></span></span></div>\n<div class=\"t m0 x1a h62 yad8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">a </span></div>\n<div class=\"t m0 xa1 h62 yad9 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">reclassifi\u00e9<span class=\"_ _3\"></span> et r\u00e9\u00e9valu\u00e9<span class=\"_ _3\"></span> <span class=\"lsf7\">ces </span></span></div>\n<div class=\"t m0 x1a h62 yada ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s \u00e0 la juste <span class=\"lsde wsfa\">valeur par le biais du </span>r\u00e9sultat net<span class=\"_ _0\"></span><span class=\"lsde wseb\">, alors que<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yadb ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ces inve<span class=\"_ _0\"></span>stisse<span class=\"_ _0\"></span>ments \u00e9t<span class=\"_ _0\"></span>aient \u00e9v<span class=\"_ _0\"></span>alu\u00e9s a<span class=\"_ _0\"></span>u co\u00fbt am<span class=\"_ _0\"></span>orti ou \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 yadc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat g<span class=\"_ _0\"></span>lobal <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IAS </span></div>\n<div class=\"t m0 x1a h62 yadd ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39. En outr<span class=\"_ _0\"></span>e, Ageas a d\u00e9s<span class=\"_ _0\"></span>ign\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> <span class=\"lsde wsfa\">tran<span class=\"_ _3\"></span>sition certains<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yade ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">i<span class=\"lsdc wse9\">nvestisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns des instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> <span class=\"lsde wsea\">d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"wsfa\">, qui couvrent des<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yadf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> <span class=\"lsf3 ws10c\">comme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">\u00e9valu\u00e9<span class=\"lsde wsea\">es<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">\u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par l<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 yae0 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais du<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9sultat net</span></span><span class=\"wseb\">, car cette d\u00e9<span class=\"_ _3\"></span>signation r\u00e9du<span class=\"_ _3\"></span>it les in<span class=\"_ _3\"></span>coh\u00e9rences </span></div>\n<div class=\"t m0 x1a h62 yae1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'\u00e9val<span class=\"_ _0\"></span>uation ou les<span class=\"_ _0\"></span> asym\u00e9tr<span class=\"_ _0\"></span>ies compt<span class=\"_ _0\"></span>ables avec<span class=\"_ _0\"></span> l'\u00e9val<span class=\"lsde wseb\">uation des passifs </span></div>\n<div class=\"t m0 x1a h62 yae2 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondants<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce ou <span class=\"lsde wsfa\">des contrats </span></div>\n<div class=\"t m0 x1a h62 yae3 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de </span><span class=\"ff81\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit attendu<span class=\"_ _3\"></span>es</span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dans<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IFR<span class=\"_ _0\"></span>S 9 <span class=\"wse9\">a entra\u00ee<span class=\"_ _0\"></span>n\u00e9e, \u00e0 la dat<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion, <span class=\"ls109 ws129\">la<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d'une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> de cr\u00e9dit<span class=\"_ _0\"></span> attendues<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y93e ff7f fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents d<span class=\"wseb\">\u2019em<span class=\"_ _0\"></span>prunt q<span class=\"_ _0\"></span>ui est </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9g\u00e8re<span class=\"_ _0\"></span>ment sup\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour pert<span class=\"_ _0\"></span>es subies qu<span class=\"_ _0\"></span>\u2019Ageas a<span class=\"lsf7 wseb\">vait<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">les m\u00eames instr<span class=\"_ _0\"></span>uments s<span class=\"_ _0\"></span>ous la norme<span class=\"_ _0\"></span> IAS 39. Cela </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coule d<span class=\"_ _0\"></span>u fait que la maj<span class=\"_ _0\"></span>orit\u00e9 des<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> <span class=\"wse8\">par <span class=\"lsde wseb\">Ageas dans d<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents d\u2019e<span class=\"_ _0\"></span>mprunt ont<span class=\"_ _0\"></span> une notati<span class=\"_ _0\"></span>on <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> </span></span><span class=\"wseb\">ayant vale<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x6 h62 y943 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsdd wse9\">(c'est</span>-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsfe ws11a\">dire<span class=\"_ _3\"></span></span>, <span class=\"lsde wsfa\">qu<span class=\"_ _3\"></span>'ils ont une notation<span class=\"_ _3\"></span> de risque de </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit de <span class=\"lsde wseb\">Baa3 ou BBB<span class=\"ls0 ws0\">- </span></span>ou sup\u00e9rieure) et n<span class=\"_ _0\"></span>e se caract\u00e9<span class=\"_ _0\"></span>risent do<span class=\"_ _0\"></span>nc pas</div>\n<div class=\"t m0 x6 h62 y945 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on signifi<span class=\"_ _0\"></span>cative du ri<span class=\"_ _0\"></span>sque de cr<span class=\"_ _0\"></span>\u00e9dit depu<span class=\"_ _0\"></span>is leur dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y946 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse8\">dire</span>,<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">class\u00e9s e<span class=\"_ _0\"></span>n Etage 1). Po<span class=\"_ _0\"></span>ur ces </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, Ageas co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>ise une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y9ee ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> des pert<span class=\"_ _0\"></span>es de c<span class=\"_ _0\"></span>r\u00e9dit att<span class=\"_ _0\"></span>endues <span class=\"_ _0\"></span>pour les <span class=\"_ _0\"></span>12 moi<span class=\"_ _0\"></span>s \u00e0 venir.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> norme<span class=\"ls0 ws0\"> </span><span class=\"wseb\">IAS<span class=\"_ _3\"></span> 39, Ageas <span class=\"lsdd wse9\">clas<span class=\"_ _3\"></span>sifiait<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">la plus gra<span class=\"_ _0\"></span>nde parti<span class=\"_ _0\"></span>e de </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ses investisseme<span class=\"_ _3\"></span>nts en instrumen<span class=\"_ _3\"></span>ts de capitaux prop<span class=\"_ _3\"></span>res <span class=\"lsf3 ws10c\">comme </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff81 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles \u00e0 <span class=\"_ _3\"></span>la vente<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff7f\"> <span class=\"lsdc wse8\">et</span> <span class=\"lsdc wse9\">\u00e9valuait c<span class=\"lsdd ws11a\">es investissements</span></span> <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ent \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur pa<span class=\"_ _0\"></span>r le biais<span class=\"_ _0\"></span> des aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments d<span class=\"_ _0\"></span>u r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global. E<span class=\"_ _0\"></span>n <span class=\"lsde wsea\">appliquant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>la norme IFR<span class=\"_ _0\"></span>S 9, Ageas a d<span class=\"_ _0\"></span>\u00e9cid\u00e9 de cont<span class=\"_ _0\"></span>inuer \u00e0</div>\n<div class=\"t m0 x6 h62 y9f5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuer l<span class=\"_ _0\"></span>a plus grand<span class=\"_ _0\"></span>e partie de s<span class=\"_ _0\"></span>es investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nts en instr<span class=\"_ _0\"></span>uments d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f6 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres \u00e0 la j<span class=\"_ _0\"></span>uste valeu<span class=\"_ _0\"></span>r par le biais<span class=\"_ _0\"></span> des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ments<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y9f7 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat glo<span class=\"_ _3\"></span>bal, en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>e choix i<span class=\"_ _3\"></span>rr\u00e9vocable<span class=\"ls0 ws0\"> </span>dan<span class=\"_ _3\"></span>s la nor<span class=\"_ _3\"></span>me IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ult<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>res de l<span class=\"ls0 ws0\">a </span><span class=\"wseb\">juste va<span class=\"_ _0\"></span>leur de c<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es dans le<span class=\"wsfa\">s<span class=\"_ _3\"></span> autre<span class=\"lsdd wse9\">s </span></span></div>\n<div class=\"t m0 x6 h62 y9fa ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y9fb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fc ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9tant donn\u00e9<span class=\"_ _3\"></span> que les in<span class=\"_ _3\"></span>vestissemen<span class=\"_ _3\"></span>ts dans des i<span class=\"_ _3\"></span>nstruments d<span class=\"_ _3\"></span>e capitau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y9fd ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres son<span class=\"_ _3\"></span>t hors du<span class=\"_ _3\"></span> champ d'appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff7f\"> </span></span><span class=\"wsea\">perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span>de </span></div>\n<div class=\"t m0 x6 h62 y9fe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit att<span class=\"_ _3\"></span>endue<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"ff81\">\u00bb</span> <span class=\"lsdc wse8\">dans</span> </span><span class=\"lsdc\">la norme I<span class=\"_ _0\"></span>FRS 9<span class=\"ls0 ws0\">, </span><span class=\"lsde\">et que <span class=\"_ _3\"></span><span class=\"lsdd ws11a\">les dispositions de </span><span class=\"wsea\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 9 doi<span class=\"wse8\">vent<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00eatre appliqu\u00e9e</span>s </span></span>de mani\u00e8re r\u00e9tros<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>e, le</div>\n<div class=\"t m0 x6 h62 ya00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al impact d<span class=\"_ _0\"></span>e la transit<span class=\"_ _0\"></span>ion conc<span class=\"_ _0\"></span>erne la d\u00e9c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h62 ya01 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">correct<span class=\"_ _0\"></span>ions de val<span class=\"_ _0\"></span>eur pour pert<span class=\"_ _0\"></span>es subi<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">qu'Ageas avai<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span>comptab<span class=\"_ _3\"></span>ilis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ya02 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ces investissements </span></span>sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IAS 39. <span class=\"lsdc wse9\">A la date de <span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff7f fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">tra<span class=\"ws0\">nsition, c<span class=\"lsdc wse9\">ela a eu un imp<span class=\"_ _0\"></span>act positif<span class=\"_ _0\"></span> sur le total de<span class=\"_ _0\"></span>s capita<span class=\"_ _0\"></span>ux propr<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 ya04 ff7f fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> 0<span class=\"_ _3\"></span>,<span class=\"lsfe ws111\">3 m<span class=\"_ _3\"></span>illiards<span class=\"lsde wsea\">).</span></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya06 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">la norme IAS<span class=\"_ _0\"></span> 39, les <span class=\"_ _0\"></span>pr\u00eats aux<span class=\"_ _0\"></span> titul<span class=\"_ _0\"></span>aires d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance </span></span></div>\n<div class=\"t m0 x6 h62 ya07 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9taient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s <span class=\"_ _0\"></span>en actifs<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers. C<span class=\"_ _0\"></span>onfor<span class=\"_ _0\"></span>m\u00e9ment au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 ya08 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la nor<span class=\"_ _0\"></span>me IFRS 17, A<span class=\"_ _0\"></span>geas a inclu<span class=\"_ _0\"></span>s les pr\u00eats <span class=\"lsde wsfa\">aux titulaires </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans l'\u00e9valuation des pa<span class=\"_ _3\"></span>ssifs des contra<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wse9\">de la norme IFRS 17 a ent<span class=\"_ _0\"></span>ra\u00een\u00e9 la </span></div>\n<div class=\"t m0 x6 h62 ya0d ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion de tous les mon<span class=\"_ _3\"></span>tants comptab<span class=\"lsfe ws11a\">ilis<span class=\"_ _3\"></span>\u00e9s </span><span class=\"wseb\">sous <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 4 pour l<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>d'acquisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s et la val<span class=\"_ _0\"></span>eur <span class=\"wseb\">d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n des </span></div>\n<div class=\"t m0 x6 h62 ya0f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya10 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse9\">Les montants relat<span class=\"_ _0\"></span>ifs aux f<span class=\"_ _0\"></span>rais d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9s<span class=\"_ _0\"></span> (EUR<span class=\"ls0 ws0\"> 0,<span class=\"lsf8 ws111\">.4 </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff7f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">milliard<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">) ont \u00e9t\u00e9 d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la date d<span class=\"_ _0\"></span>e <span class=\"lsfe ws11a\">la </span><span class=\"wseb\">transition, r<span class=\"_ _0\"></span>efl\u00e9ta<span class=\"_ _0\"></span>n<span class=\"lsf0 ws104\">t </span></span></span></div>\n<div class=\"t m0 x5c h62 ya12 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le choix<span class=\"_ _0\"></span> de princ<span class=\"_ _0\"></span>ipe com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>'Ageas <span class=\"_ _0\"></span>de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>er en ch<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x5c h62 ya13 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition au mom<span class=\"_ _0\"></span>ent qu\u2019A<span class=\"_ _0\"></span>geas enga<span class=\"_ _0\"></span>ge ces frais<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour </span></span></div>\n<div class=\"t m0 x5c h62 ya14 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"wseb\">vie \u00e9valu<span class=\"_ _0\"></span>\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a r\u00e9part<span class=\"_ _0\"></span>ition </span></div>\n<div class=\"t m0 x5c h62 ya15 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des primes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wseb\">Les montants r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s \u00e0 <span class=\"wse9\">la val<span class=\"_ _0\"></span>eur d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n des portef<span class=\"_ _0\"></span>euilles </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b4 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">(EUR</span> 0,<span class=\"_ _3\"></span></span><span class=\"wse9\">0 millia<span class=\"_ _0\"></span>rds) ont \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> car ils sont </span></div>\n<div class=\"t m0 x6a h62 y9b5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inclus da<span class=\"_ _0\"></span>ns l'\u00e9val<span class=\"_ _0\"></span>uation des p<span class=\"_ _0\"></span>assifs d<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e yae7 ff83 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les p<span class=\"_ _0\"></span>assifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wseb\">de la norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9 n\u2019a pas entrain\u00e9<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a h62 yae9 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reclassement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des passi<span class=\"_ _3\"></span>fs financier<span class=\"_ _3\"></span>s d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaea ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des passi<span class=\"_ _0\"></span>fs <span class=\"lsf8 ws111\">tota</span><span class=\"wse8\">ux<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est principal<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9e \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 ya5e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, <span class=\"wse8\">des </span>co<span class=\"_ _0\"></span>ntrats de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et</div>\n<div class=\"t m0 x1a h62 ya5f ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, en </span></div>\n<div class=\"t m0 x1a h62 ya60 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant les d<span class=\"_ _0\"></span>isposi<span class=\"_ _0\"></span>tions d<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation bas<span class=\"_ _0\"></span>\u00e9es su<span class=\"_ _0\"></span>r la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x1a h62 ya61 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inclut <span class=\"lsde wsfa\">dans la norme IFRS 17.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> a identif<span class=\"_ _0\"></span>i\u00e9, compt<span class=\"_ _0\"></span>abilis\u00e9 et<span class=\"_ _0\"></span> mesur\u00e9</div>\n<div class=\"t m0 x1a h62 yaeb ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque grou<span class=\"_ _3\"></span>pe de contra<span class=\"_ _3\"></span>ts d\u2019assurance<span class=\"_ _3\"></span>, de con<span class=\"_ _3\"></span>trats d<span class=\"lsdc wse9\">e r\u00e9assuranc<span class=\"_ _0\"></span>e et </span></div>\n<div class=\"t m0 x1a h62 yaec ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de <span class=\"lsde wseb\">contrats d\u2019i<span class=\"_ _3\"></span>nvestissement a<span class=\"_ _3\"></span>vec partic<span class=\"_ _3\"></span>ipation di<span class=\"_ _3\"></span>scr\u00e9tionnaire de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaed ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re r\u00e9tros<span class=\"_ _3\"></span>pective<span class=\"ls0 ws0\"> </span><span class=\"wsea\">(\u00e9g<span class=\"_ _3\"></span>alement<span class=\"ls0 ws0\"> </span>appe<span class=\"_ _3\"></span>l\u00e9 <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"_ _3\"></span></span></span>l\u2019approche<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">enti\u00e8rem<span class=\"_ _0\"></span>ent </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span>)</span><span class=\"wseb\">, comm<span class=\"_ _0\"></span>e si les <span class=\"wse8\">dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">dans la norme<span class=\"_ _3\"></span> <span class=\"lsf9 ws121\">IFRS 1<span class=\"_ _3\"></span>7 </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaef ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s'appliquaien<span class=\"_ _3\"></span>t \u00e0 ces groupes de<span class=\"_ _3\"></span> contrats <span class=\"wsea\">depuis <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la date de <span class=\"wse8\">leur </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale. C<span class=\"_ _0\"></span>ela comp<span class=\"_ _0\"></span>rend l'<span class=\"_ _0\"></span>identif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n, l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n et la</div>\n<div class=\"t m0 x1a h62 yaf1 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de tous les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(actifs li<span class=\"_ _0\"></span>\u00e9s aux)<span class=\"ls0 ws0\"> </span>flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie li\u00e9s aux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yaf2 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">frais <span class=\"lsdc wse8\">d'acquisiti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf3 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans cert<span class=\"_ _0\"></span>aines sit<span class=\"_ _0\"></span>uations,<span class=\"_ _0\"></span> Ageas n'a p<span class=\"_ _0\"></span>as \u00e9t\u00e9 en mes<span class=\"_ _0\"></span>ure d'\u00e9<span class=\"lsde wsea\">valuer un<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf5 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la </span><span class=\"lsde\">transition en app<span class=\"_ _3\"></span>liquant </span></div>\n<div class=\"t m0 x1a h62 yaf6 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'approche <span class=\"_ _3\"></span><span class=\"lsdc wse8\">enti\u00e8re<span class=\"_ _0\"></span>ment <span class=\"wseb\">r\u00e9tr<span class=\"_ _0\"></span>ospecti<span class=\"_ _0\"></span>ve. Ce fut<span class=\"_ _0\"></span> le cas a<span class=\"_ _0\"></span>lors que<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"lsdc wse9\">de comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">existants d'Age<span class=\"_ _3\"></span>as sur les flux de<span class=\"_ _3\"></span> tr\u00e9sorerie histori<span class=\"_ _3\"></span>ques <span class=\"wsea\">\u00e9taient<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 yaf9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">bas\u00e9es sur<span class=\"_ _3\"></span> des hypo<span class=\"_ _3\"></span>th\u00e8ses \u00e9labor\u00e9es <span class=\"_ _3\"></span>a posteriori<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yafa ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse8\">Certaines <span class=\"lsde wsfa\">informations raiso<span class=\"_ _3\"></span>nnables et justi<span class=\"_ _3\"></span>fiables sur les flux<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>historiques n<span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u2019\u00e9taie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">pas disponibles dans les syst\u00e8mes </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de co<span class=\"lsde wsea\">mptabilisation <span class=\"_ _3\"></span><span class=\"wsfa\">existants d'Ageas,<span class=\"_ _3\"></span> ou uniquement dis<span class=\"_ _3\"></span>ponibles \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 y9d4 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un niveau<span class=\"_ _3\"></span> d'agr\u00e9gation<span class=\"_ _3\"></span> sup\u00e9rieur o<span class=\"_ _3\"></span>u diff\u00e9rent<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9d5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions rel<span class=\"_ _0\"></span>atives au ni<span class=\"_ _0\"></span>veau de re<span class=\"_ _0\"></span>groupem<span class=\"_ _0\"></span>ent sous la no<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x6a h62 y9d6 ff7f fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y9d7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"wseb\">de compta<span class=\"_ _3\"></span>bilis<span class=\"lsdc wse8\">ation </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d8 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">existants ne<span class=\"_ _3\"></span> permett<span class=\"lsdc wse8\">aient<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">pas \u00e0 Ageas d<span class=\"_ _3\"></span>'<span class=\"lsf8 ws111\">esti<span class=\"_ _3\"></span>mer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>correctement l<span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x6a h62 y9d9 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>on de la m<span class=\"_ _0\"></span>arge su<span class=\"_ _0\"></span>r serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els a<span class=\"wse9\">vant<span class=\"_ _0\"></span> la date de </span></div>\n<div class=\"t m0 x6a h62 y9da ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on. Ces <span class=\"_ _0\"></span><span class=\"lsde wsea\">variations<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ont un impac<span class=\"_ _0\"></span>t sur la <span class=\"lsde wsfa\">marge sur services </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9db ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e transi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9dd ff7f fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Dans ces <span class=\"lsf8 ws111\">situa<span class=\"_ _3\"></span>t<span class=\"lsde wsea\">ions<span class=\"lsdc wse9\">, ces groupes d<span class=\"_ _0\"></span>e contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y9de ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la date de la trans<span class=\"_ _0\"></span>ition en a<span class=\"_ _0\"></span>ppliquant<span class=\"_ _0\"></span> <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wsea\">l\u2019ap<span class=\"_ _3\"></span>proche </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9df ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective m<span class=\"_ _0\"></span>odifi\u00e9e</div>\n<div class=\"t m0 x266 h62 yafb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsde wsea\">ou<span class=\"_ _3\"></span> </span><span class=\"ff81\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">l\u2019approche</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">fond\u00e9e sur <span class=\"wseb\">la j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span></span></span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x1a h62 yafc ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(voir ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">des<span class=\"_ _3\"></span>sous)<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. L'object<span class=\"_ _0\"></span>if de ces de<span class=\"_ _0\"></span>ux approc<span class=\"_ _0\"></span>hes alter<span class=\"_ _0\"></span>natives </span></span></span></div>\n<div class=\"t m0 x1a h62 yafd ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse8\">\u2019\u00e9valuat<span class=\"lsfe ws11a\">ion</span></span> <span class=\"lsdc wse9\">de la trans<span class=\"_ _0\"></span>ition es<span class=\"_ _0\"></span>t d'obte<span class=\"_ _0\"></span>nir le r\u00e9sult<span class=\"_ _0\"></span>at le plus<span class=\"_ _0\"></span> proche </span></div>\n<div class=\"t m0 x1a h62 yafe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible de<span class=\"_ _3\"></span> l'approche<span class=\"_ _3\"></span> <span class=\"wsea\">enti\u00e8rement<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">r\u00e9trospec<span class=\"_ _0\"></span>tive, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt des </span></span></div>\n<div class=\"t m0 x1a h62 yaff ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>aisonna<span class=\"_ _0\"></span>bles et <span class=\"_ _0\"></span>justifi<span class=\"_ _0\"></span>ables q<span class=\"_ _0\"></span>ui sont <span class=\"_ _0\"></span>disponi<span class=\"_ _0\"></span>bles sans<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 yb00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ni efforts<span class=\"_ _0\"></span> excessif<span class=\"_ _0\"></span>s \u00e0 la date de <span class=\"lsfe ws11a\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 267px; height: 839px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 267px; height: 839px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 267px; height: 839px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 267px; height: 839px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 267px; height: 839px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce dans ses ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>t\u00e9s<span class=\"ls0 ws0\"> N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 l\u2019<span class=\"_ _0\"></span>approc<span class=\"_ _0\"></span>he enti\u00e8re<span class=\"_ _0\"></span>ment r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive pour \u00e9v<span class=\"_ _0\"></span>aluer les</div>\n<div class=\"t m0 x6 h62 y8b3 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> au titre de la cou<span class=\"_ _0\"></span>verture r<span class=\"_ _0\"></span>estant<span class=\"_ _0\"></span>e li\u00e9 \u00e0 ces grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>ra<span class=\"lsf0 ws104\">ts </span></div>\n<div class=\"t m0 x6 h62 y93e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> passifs au t<span class=\"_ _0\"></span>itre des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenus l<span class=\"_ _0\"></span>i\u00e9 \u00e0 ces</div>\n<div class=\"t m0 x6 h62 y93f ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e ont \u00e9t\u00e9 \u00e9valu\u00e9s<span class=\"_ _3\"></span> en appliquant</div>\n<div class=\"t m0 x6 h62 y940 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019appr<span class=\"_ _0\"></span>oche enti\u00e8<span class=\"_ _0\"></span>rement r\u00e9t<span class=\"_ _0\"></span>rospec<span class=\"_ _0\"></span>tive pour les<span class=\"_ _0\"></span> ann\u00e9es d<span class=\"_ _0\"></span>e survena<span class=\"_ _0\"></span>nce les</div>\n<div class=\"t m0 x6 h62 y941 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plus r\u00e9cen<span class=\"_ _3\"></span>tes et en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>\u2019approche r\u00e9<span class=\"_ _3\"></span>trospective modi<span class=\"_ _3\"></span>fi\u00e9e pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y942 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ann\u00e9es d<span class=\"_ _0\"></span>e surven<span class=\"_ _0\"></span>ance ant\u00e9<span class=\"_ _0\"></span>rieurs \u00e0 20<span class=\"_ _0\"></span>16. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ses activit\u00e9s </span>V</span></span>ie, Ageas</div>\n<div class=\"t m0 x6 h62 y945 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a appliqu\u00e9 les appro<span class=\"_ _3\"></span>ches d<span class=\"lsfe ws11a\">\u2019\u00e9valua<span class=\"_ _3\"></span>tion<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de <span class=\"_ _3\"></span>transition<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>es groupes<span class=\"_ _3\"></span> de <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e9mis en 20<span class=\"_ _0\"></span>18 ou apr\u00e8s <span class=\"lsde wsea\">ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement \u00e9t\u00e9 \u00e9v<span class=\"_ _0\"></span>alu\u00e9s en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant l'appr<span class=\"_ _0\"></span>oche <span class=\"lsde wsea\">enti\u00e8rement </span></div>\n<div class=\"t m0 x5c h62 y9ee ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les groupes de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e9mis avan<span class=\"_ _0\"></span>t 2018 ont \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>'approche<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>fond\u00e9e sur<span class=\"ls0 ws0\"> </span>la ju<span class=\"_ _3\"></span>ste valeur<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wsfa\">L<span class=\"_ _3\"></span>es groupes de con<span class=\"lsdc wse9\">trats d'assur<span class=\"_ _0\"></span>ance avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation di<span class=\"wseb\">r<span class=\"_ _0\"></span>ecte ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9f2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 \u00e9valu<span class=\"_ _0\"></span>\u00e9s en appli<span class=\"_ _0\"></span>quant l'a<span class=\"_ _0\"></span>pproche r<span class=\"_ _0\"></span>\u00e9trosp<span class=\"_ _0\"></span>ective mo<span class=\"_ _0\"></span>difi\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 y9f5 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant l'app<span class=\"_ _0\"></span>roche r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive modif<span class=\"_ _0\"></span>i\u00e9e, Age<span class=\"_ _0\"></span>as a estim\u00e9 les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x6 h62 y9f6 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span><span class=\"wse8\">compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span><span class=\"lsde wseb\">ion initiale<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme les f<span class=\"_ _0\"></span>lux de <span class=\"_ _0\"></span>tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs \u00e0 la <span class=\"_ _0\"></span>date de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f8 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, ajust<span class=\"_ _0\"></span>\u00e9s pour les f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie r\u00e9e<span class=\"_ _0\"></span>llement<span class=\"_ _0\"></span> survenus<span class=\"_ _0\"></span> entre</div>\n<div class=\"t m0 x6 h62 y9f9 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la date de la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e et la date de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on. Une</div>\n<div class=\"t m0 x6 h62 y9fa ff84 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">simplific<span class=\"_ _0\"></span>a<span class=\"lsdc wse9\">tion sim<span class=\"_ _0\"></span>ilaire a \u00e9t<span class=\"_ _0\"></span>\u00e9 appliqu\u00e9<span class=\"_ _0\"></span>e aux estim<span class=\"_ _0\"></span>ations de l'<span class=\"_ _0\"></span>ajust<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fb ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au titre du ris<span class=\"_ _0\"></span>que non fi<span class=\"_ _0\"></span>nancier, q<span class=\"_ _0\"></span>ui a \u00e9t\u00e9 esti<span class=\"_ _0\"></span>m\u00e9 \u00e0 la date de <span class=\"lsde wsea\">la </span><span class=\"wse8\">transit<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 y9fc ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et a \u00e9t\u00e9 ajust<span class=\"_ _0\"></span>\u00e9 en foncti<span class=\"_ _0\"></span>on du d\u00e9ga<span class=\"_ _0\"></span>gement at<span class=\"_ _0\"></span>tendu du ri<span class=\"_ _0\"></span>sque avant<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y9fd ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">date de <span class=\"_ _3\"></span>transition. En<span class=\"_ _3\"></span> estimant l<span class=\"_ _3\"></span>e d\u00e9gagemen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">du risque<span class=\"_ _0\"></span>, r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9fe ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite au d\u00e9<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> du risque po<span class=\"_ _0\"></span>ur des co<span class=\"_ _0\"></span>ntrats sim<span class=\"_ _0\"></span>ilaires<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ff ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya00 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 ya01 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliquant l<span class=\"_ _3\"></span>'approche <span class=\"wsfa\">fond<span class=\"_ _3\"></span>\u00e9e sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la juste valeur,<span class=\"_ _0\"></span> Ageas a d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya02 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>ition co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00e9tant<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur du group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats <span class=\"lsde wsea\">d\u2019assurance </span><span class=\"wse8\">\u00e0 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e et les f<span class=\"_ _0\"></span>lux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du m\u00eam<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">groupe \u00e9valu\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en appliquan<span class=\"_ _3\"></span>t les <span class=\"wsea\">dis<span class=\"_ _3\"></span>positions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la normes IFRS 17 \u00e0 cet<span class=\"_ _0\"></span>te date.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya06 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya07 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9termi<span class=\"wsea\">nant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la juste val<span class=\"_ _0\"></span>eur d'un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e, </span></span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a ap<span class=\"_ _3\"></span>pliqu\u00e9 les<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la no<span class=\"_ _0\"></span>rme IFRS 13 <span class=\"ff87 ls0 ws0\">\u00ab<span class=\"ff84\"> </span></span>\u00c9valuat<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eu<span class=\"ls0 ws0\">r <span class=\"ff87\">\u00bb</span></span>, en tenant compt<span class=\"_ _0\"></span>e des \u00e9l\u00e9me<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya0a ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les hypoth\u00e8s<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs att<span class=\"_ _0\"></span>endus et<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0b ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tol<span class=\"_ _0\"></span>\u00e9rances <span class=\"_ _0\"></span>pour ris<span class=\"_ _0\"></span>ques s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es suiv<span class=\"_ _0\"></span>ant l\u2019<span class=\"_ _0\"></span>opinio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x5c h62 ya0c ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant au marc<span class=\"_ _0\"></span>h\u00e9, conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt aux <span class=\"lsde wsea\">dispositions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0d ff84 fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 13<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les taux d'actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n utilis\u00e9s p<span class=\"_ _0\"></span>our <span class=\"wse8\">\u00e9valu<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les</span> <span class=\"lsde wseb\">flu<span class=\"_ _3\"></span>x de tr\u00e9sore<span class=\"_ _3\"></span>rie </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">supposent u<span class=\"_ _3\"></span>ne r\u00e9mun\u00e9ration<span class=\"_ _3\"></span> du co\u00fbt<span class=\"_ _3\"></span> du capital<span class=\"_ _3\"></span> conforme <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x5c h62 ya10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et so<span class=\"_ _0\"></span>nt ajust<span class=\"_ _0\"></span>\u00e9s pour refl<span class=\"_ _0\"></span>\u00e9ter le ris<span class=\"_ _0\"></span>que de non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ex<span class=\"_ _0\"></span>\u00e9cution p<span class=\"_ _0\"></span><span class=\"lsde wsea\">ar<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas, en t<span class=\"_ _0\"></span>ant qu'\u00e9m<span class=\"_ _0\"></span>etteur d<span class=\"_ _0\"></span>es contrats<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 yb03 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les flux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e sont a<span class=\"_ _0\"></span>just\u00e9s <span class=\"_ _0\"></span>afin de<span class=\"ls0 ws0\"> </span><span class=\"wse9\">refl<span class=\"_ _0\"></span>\u00e9ter les mar<span class=\"_ _0\"></span>ges </span></span></span></div>\n<div class=\"t m0 x6a h62 yb04 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsfe ws11a\">\u00e9n\u00e9fic<span class=\"_ _3\"></span>iaires <span class=\"_ _3\"></span><span class=\"lsde wsea\">qu\u2019<span class=\"wsfa\">un participan<span class=\"_ _3\"></span>t au march\u00e9 </span>demande<span class=\"_ _3\"></span>rai</span></span> <span class=\"lsde wsea\">pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accepter les<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s en ver<span class=\"_ _3\"></span>tu du<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">groupe<span class=\"_ _3\"></span> de contrats et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb06 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>non direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb07 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y976 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les r\u00e9su<span class=\"_ _0\"></span>ltats d<span class=\"_ _0\"></span>e la juste v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>alcul<span class=\"_ _0\"></span>\u00e9e ont \u00e9t<span class=\"_ _0\"></span>\u00e9 comp<span class=\"_ _0\"></span>ar\u00e9s aux</div>\n<div class=\"t m0 x1a h62 y977 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs d<span class=\"_ _3\"></span>e march\u00e9 <span class=\"_ _3\"></span>co<span class=\"lsdc wse9\">uramment ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour offrir u<span class=\"_ _0\"></span>n confort<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y978 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y979 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour d\u00e9te<span class=\"_ _0\"></span>rminer le<span class=\"_ _0\"></span>s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on d'un grou<span class=\"_ _0\"></span>pe de</div>\n<div class=\"t m0 x1a h62 y97b ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> <span class=\"lsde wseb\">transition en app<span class=\"_ _3\"></span>liquant </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'approc<span class=\"_ _0\"></span>he de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur, <span class=\"_ _0\"></span>Ageas a e<span class=\"_ _0\"></span>stim\u00e9 l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"lsde wsea\">orerie </span></div>\n<div class=\"t m0 x1a h62 y97d ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion de mani<span class=\"_ _0\"></span>\u00e8re prosp<span class=\"_ _0\"></span>ectiv<span class=\"_ _0\"></span>e et a actuali<span class=\"_ _0\"></span>s\u00e9 ces flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x1a h62 y97e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion en uti<span class=\"_ _0\"></span>lisant les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion appl<span class=\"_ _0\"></span>icables \u00e0 la da<span class=\"_ _0\"></span>te de</div>\n<div class=\"t m0 x1a h62 y97f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition.<span class=\"_ _3\"></span> En outre, <span class=\"_ _3\"></span>Ageas a re<span class=\"_ _3\"></span>group\u00e9 les <span class=\"_ _3\"></span>contrats d<span class=\"_ _3\"></span>e plusieur<span class=\"_ _3\"></span>s cohortes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>en une seule<span class=\"_ _3\"></span> unit<span class=\"lsdc\">\u00e9 de compt<span class=\"_ _0\"></span>e \u00e0 des fi<span class=\"_ _0\"></span>ns de me<span class=\"_ _0\"></span>sure, ca<span class=\"_ _0\"></span>r ses </span></div>\n<div class=\"t m0 x1a h62 y981 ff84 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">syst\u00e8mes<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de comptabil<span class=\"_ _3\"></span>isation</span> <span class=\"lsde wsfa\">ne di<span class=\"_ _3\"></span>sposaient pas<span class=\"_ _3\"></span> d'informations </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>ables et ju<span class=\"_ _0\"></span>stifia<span class=\"_ _0\"></span>bles pour f<span class=\"_ _0\"></span>ournir les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions requ<span class=\"_ _0\"></span>ises par</div>\n<div class=\"t m0 x1a h62 y983 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes qui ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s contrats \u00e9mis<span class=\"_ _3\"></span> \u00e0 un an d\u2019intervalle<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y984 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou moins.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff88 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Estimation de<span class=\"_ _3\"></span> l\u2019impact sur les<span class=\"_ _3\"></span> capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En analysant la dim<span class=\"_ _3\"></span>inution des capi<span class=\"_ _3\"></span>taux propres \u00e0 la<span class=\"_ _3\"></span> date de la</div>\n<div class=\"t m0 x1a h62 yb0a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, une di<span class=\"_ _0\"></span>stinctio<span class=\"_ _0\"></span>n doit \u00eatre f<span class=\"_ _0\"></span>aite qua<span class=\"_ _0\"></span>nt \u00e0 l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 yb0b ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">application<span class=\"_ _3\"></span> des normes <span class=\"_ _3\"></span>IFRS 9 e<span class=\"_ _3\"></span>t IFRS 17 s<span class=\"_ _3\"></span>ur les c<span class=\"_ _3\"></span>apitaux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yb0c ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">xcluant les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal et sur le<span class=\"_ _0\"></span>s autres </span></div>\n<div class=\"t m0 x1a h62 yb0d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>a premi\u00e8re a<span class=\"_ _3\"></span>pplication<span class=\"_ _3\"></span> des norme<span class=\"_ _3\"></span>s IFRS 9 <span class=\"_ _3\"></span>et IFRS 17 p<span class=\"_ _3\"></span>ar les </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a e<span class=\"_ _0\"></span>ntra\u00een<span class=\"_ _0\"></span>\u00e9 une dimin<span class=\"_ _0\"></span>ution <span class=\"lsf0 ws104\">nette <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span></span>signific<span class=\"_ _0\"></span>ative des</div>\n<div class=\"t m0 x6a h62 y98d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res exclu<span class=\"_ _3\"></span>ant les<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.</div>\n<div class=\"t m0 x6a h62 y98e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette dimi<span class=\"_ _0\"></span>nutio<span class=\"_ _0\"></span>n provient pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation</div>\n<div class=\"t m0 x6a h62 yb10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des monta<span class=\"_ _0\"></span>nts qui \u00e9tai<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s sous la no<span class=\"_ _0\"></span>rme IFRS 4 pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6a h62 yb11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et la va<span class=\"_ _0\"></span>leur d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6a h62 yb12 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis, <span class=\"lsde wsfa\">partiellement compens\u00e9 par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion des correcti<span class=\"_ _3\"></span>ons de valeur pour per<span class=\"_ _3\"></span>tes subies</div>\n<div class=\"t m0 x6a h62 yb14 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> avait co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9es so<span class=\"_ _0\"></span>us la norme IA<span class=\"_ _0\"></span>S 39 pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6a h62 yb15 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb16 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">a premi<span class=\"_ _3\"></span>\u00e8re applica<span class=\"_ _3\"></span>tion</span> <span class=\"lsde wsfa\">des<span class=\"_ _3\"></span> normes IFRS 9 et IFRS <span class=\"wseb\">17 p<span class=\"_ _3\"></span>ar les </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb17 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a <span class=\"lsde wsea\">entra\u00een\u00e9 <span class=\"wseb\">une diminuti<span class=\"_ _3\"></span>on <span class=\"lsf0 ws104\">nette </span><span class=\"wsfa\">sign<span class=\"_ _3\"></span>ificative des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb18 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat global<span class=\"_ _3\"></span>, qui font partie<span class=\"_ _3\"></span> des capitaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6a h62 yb19 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres. C\u2019est la<span class=\"_ _3\"></span> partie des capit<span class=\"_ _3\"></span>aux propres o\u00f9 son<span class=\"_ _3\"></span>t comptabilis\u00e9s</div>\n<div class=\"t m0 x6a h62 ya70 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">es gains et pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur le<span class=\"_ _0\"></span>s <span class=\"lsfe ws11a\">inve<span class=\"lsdd\">stissements en </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya71 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers et s<span class=\"_ _3\"></span>ur les</span> <span class=\"lsde wsfa\">pa<span class=\"_ _3\"></span>ssifs de</span> </span><span class=\"wse9\">contrats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ya72 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">r\u00e9assurance.<span class=\"_ _3\"></span> La diminution<span class=\"_ _3\"></span> des aut<span class=\"_ _3\"></span>res \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat </span></span></div>\n<div class=\"t m0 x6a h62 ya73 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">global pro<span class=\"_ _3\"></span>vient princi<span class=\"_ _3\"></span>palement de l<span class=\"_ _3\"></span>a r\u00e9\u00e9valuat<span class=\"_ _3\"></span>ion des cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6a h62 ya74 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> t<span class=\"lsde wsea\">ransi<span class=\"_ _3\"></span>tion. </span></span></div>\n<div class=\"t m0 x6a h62 ya75 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at global p<span class=\"_ _0\"></span>rovie<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6a h62 ya76 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9\u00e9val<span class=\"_ _0\"></span>uation des<span class=\"_ _0\"></span> <span class=\"wseb\">investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> dans d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">financiers </span></span></span></div>\n<div class=\"t m0 x6a h62 ya77 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transiti<span class=\"_ _0\"></span>on suivant<span class=\"_ _0\"></span> leur reclas<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ous la norm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ya78 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9, dim<span class=\"_ _0\"></span>inu\u00e9 de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet</div>\n<div class=\"t m0 x6a h62 ya79 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous la norm<span class=\"_ _0\"></span>e IFRS 4.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 299px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 299px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 299px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 299px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 299px; height: 807px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous c<span class=\"_ _0\"></span>omprend l<span class=\"_ _0\"></span>es impact<span class=\"_ _0\"></span>s estim\u00e9s<span class=\"_ _0\"></span> les plus imp<span class=\"_ _0\"></span>ortantes<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re appli<span class=\"_ _0\"></span>cation de<span class=\"_ _0\"></span>s normes IF<span class=\"_ _0\"></span>RS 9 et IFRS 17 au 1</div>\n<div class=\"t m0 x26e h76 yb1b ff89 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26f h62 y834 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 </span></div>\n<div class=\"t m0 x6 h62 yb1c ff89 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">(en EUR mil<span class=\"_ _3\"></span>liards)<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 yb1d ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x269 h65 y699 ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Solde<span class=\"ls0 ws0\"> </span><span class=\"wsee\">au 1er<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69b ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 1034px; z-index: 15;\">janvier 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 511px; bottom: 1020px; z-index: 15;\">tel que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 504px; bottom: 1005px; z-index: 15;\">rapport\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 479px; bottom: 990px; z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 551px; bottom: 1034px; z-index: 15;\">Ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 575px; bottom: 1020px; z-index: 15;\">suite \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 562px; bottom: 1005px; z-index: 15;\">l'adoption<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 556px; bottom: 990px; z-index: 15;\">de l'IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69d ff89 fs45 fc1e sc0 lsee wsf6\" style=\"left: 630px; bottom: 990px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 682px; bottom: 1034px; z-index: 15;\">Ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 704px; bottom: 1020px; z-index: 15;\">suite \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff89 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 681px; bottom: 1005px; z-index: 15;\">l'adoption de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 990px; z-index: 15;\">l'IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">Solde r\u00e9vis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 771px; bottom: 1005px; z-index: 15;\">au 1er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 746px; bottom: 990px; z-index: 15;\">janvier 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 601px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc1e sc0 lse2 ws103\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _3\"></span>/IAS3<span class=\"_ _3\"></span>9 tel que ra<span class=\"_ _3\"></span>ppor<span class=\"_ _3\"></span>t\u00e9 <span class=\"wsf1\">pr\u00e9c<span class=\"_ _3\"></span>\u00e9demm<span class=\"_ _3\"></span>ent<span class=\"ff89 fc15 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc1e sc0 lse2 ws103\" style=\"left: 294px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _3\"></span>7/IFRS<span class=\"_ _3\"></span> 9 r\u00e9vis\u00e9<span class=\"ff89 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 945px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Placements financiers (Pr\u00eats inclus)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 930px; z-index: 15;\">Placements financiers (Pr\u00eats inclus)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Investissement provenant de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 915px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 900px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 900px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">en <span class=\"_ _3\"></span>unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x156 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 900px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 900px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 885px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 885px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 885px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 885px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 870px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 870px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 870px; z-index: 15;\">(1,<span class=\"_ _3\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 lse2 ws103\" style=\"left: 294px; bottom: 855px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s des <span class=\"lse0 wsf0\">contrats de r\u00e9assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x170 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 855px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 855px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 841px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 841px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 841px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Participations comptabilis\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 826px; z-index: 15;\">Participations comptabilis\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 811px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 811px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 811px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 796px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 796px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 796px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Goodwill et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 781px; z-index: 15;\">Goodwill et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">imm<span class=\"_ _3\"></span>obilisations incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 766px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">imm<span class=\"_ _3\"></span>obilisations incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 766px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 766px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lsee wsf6\" style=\"left: 294px; bottom: 752px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 752px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 582px; bottom: 752px; z-index: 15;\">(1,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 752px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 752px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 737px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 737px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 737px; z-index: 15;\">(0,<span class=\"_ _3\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 737px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 294px; bottom: 722px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 722px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 722px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6cb ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 722px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 722px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 692px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs provenant de contrats<span class=\"_ _0\"></span> en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 677px; z-index: 15;\">Passifs de contrats d'inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 677px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 677px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 677px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 677px; z-index: 15;\">(7,<span class=\"_ _3\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 677px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 662px; z-index: 15;\">Passifs de contrats d'assu<span class=\"_ _0\"></span>rance Vie/Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">Vie</span> </span></div>\n<div class=\"t m0 x170 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 662px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 662px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Passifs des contrats d'assurance Vie/Non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Vie</span> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 648px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 647px; bottom: 648px; z-index: 15;\">(3,<span class=\"_ _3\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 708px; bottom: 648px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Passifs de<span class=\"_ _3\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement Vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 633px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 708px; bottom: 633px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 294px; bottom: 618px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 618px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 618px; z-index: 15;\">(0,<span class=\"_ _3\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 618px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 294px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 603px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 603px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 588px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 588px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y697 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 582px; bottom: 588px; z-index: 15;\">(0,<span class=\"_ _3\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 588px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Passifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 573px; z-index: 15;\">Passifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 573px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 573px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 558px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 294px; bottom: 558px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 558px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y69b ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 558px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 544px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 544px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69d ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _3\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 544px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff8b fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff8b fs45 fc1e sc0 lse1 wsf6\" style=\"left: 294px; bottom: 529px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 529px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y69b ff8b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 582px; bottom: 529px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69b ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 529px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 529px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Capital souscrit et b\u00e9n\u00e9fices<span class=\"_ _0\"></span> non distribu\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 499px; z-index: 15;\">Capital souscrit et b\u00e9n\u00e9fices<span class=\"_ _0\"></span> non <span class=\"wsed\">distribu\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 499px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 499px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68c ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 499px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 499px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Autres \u00e9l\u00e9ments du r\u00e9sultat global<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 484px; z-index: 15;\">Autres \u00e9l\u00e9ments du r\u00e9sultat global<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 484px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 484px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6d1 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 484px; z-index: 15;\">(4,<span class=\"_ _3\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 484px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 469px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 469px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a6 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 469px; z-index: 15;\">(1,<span class=\"_ _3\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 469px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff8b fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff8b fs45 fc1e sc0 lsed ws106\" style=\"left: 294px; bottom: 454px; z-index: 15;\">Total Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 454px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 454px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y691 ff8b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 713px; bottom: 454px; z-index: 15;\">(7,<span class=\"_ _3\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 783px; bottom: 454px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 383px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 537px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 601px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 665px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 731px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff8b fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff8b fs45 fc1e sc0 lse2 wsf7\" style=\"left: 294px; bottom: 425px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 425px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 425px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 425px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 425px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ligne <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"lsdd\">Passifs </span><span class=\"wse8\">de<span class=\"ls0 ws0\"> </span></span>contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie/</span>N<span class=\"lsde wsea\">on</span>-<span class=\"_ _3\"></span>V<span class=\"ls109 ws129\">ie</span> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span> </span><span class=\"lsdd\">ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessu<span class=\"_ _3\"></span>s comprend un<span class=\"_ _3\"></span> montant<span class=\"_ _3\"></span> de marge s<span class=\"_ _3\"></span>ur services <span class=\"_ _3\"></span>contractuel<span class=\"_ _3\"></span>s de EUR 3<span class=\"_ _3\"></span> milliard</span>s<span class=\"_ _3\"></span>. </span></span></div>\n<div class=\"t m0 x6 h62 yb48 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb49 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb4a ff89 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsde wseb\">Autres modi<span class=\"_ _3\"></span>fications de<span class=\"_ _3\"></span>s normes I<span class=\"_ _3\"></span>FRS</span> </span></div>\n<div class=\"t m0 x6 h62 yb4b ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas est<span class=\"_ _0\"></span>ime que les aut<span class=\"_ _0\"></span>res mod<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ions \u00e0 venir da<span class=\"_ _0\"></span>ns les nor<span class=\"_ _0\"></span>mes et</div>\n<div class=\"t m0 x6 h62 yb4c ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS,<span class=\"_ _0\"></span> ainsi q<span class=\"_ _0\"></span>ue <span class=\"ls0 ws0\">d</span><span class=\"lsde\">es modific<span class=\"_ _3\"></span>ations aux<span class=\"_ _3\"></span> normes et </span></div>\n<div class=\"t m0 x6 h62 yb4d ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, qu<span class=\"_ _0\"></span>i entrero<span class=\"_ _0\"></span>nt en vigue<span class=\"_ _0\"></span>ur pour les ex<span class=\"_ _0\"></span>ercices</div>\n<div class=\"t m0 x6 h62 yb4e ff89 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span><span class=\"wsfa\">d\u00e9butant le<span class=\"_ _3\"></span> ou apr\u00e8s le 1</span></div>\n<div class=\"t m0 xbe h76 yb4f ff89 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdc h62 yb50 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 202<span class=\"_ _3\"></span>3,</span> <span class=\"lsde wsea\">n\u2019au<span class=\"lsdc wse9\">raient pas </span></span></div>\n<div class=\"t m0 x6 h62 yb51 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> sur les <span class=\"_ _0\"></span>\u00e9tats co<span class=\"_ _0\"></span>nsolid\u00e9s<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et</div>\n<div class=\"t m0 x6 h62 yb52 ff89 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la performanc<span class=\"_ _3\"></span>e financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas. Ne pas toute<span class=\"_ _3\"></span>s ces modification<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 yb53 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>ont d\u00e9j<span class=\"_ _0\"></span>\u00e0 \u00e9t\u00e9 ap<span class=\"_ _0\"></span>prouv\u00e9es<span class=\"_ _0\"></span> par l\u2019U<span class=\"_ _0\"></span>E.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb54 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb55 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ons des n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>FRS sont<span class=\"_ _0\"></span> les su<span class=\"_ _0\"></span>iv<span class=\"wse8\">antes<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yb56 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wseb\">Classement <span class=\"_ _0\"></span>des pass<span class=\"_ _0\"></span>ifs et t<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x133 h62 yb57 ff89 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que passifs<span class=\"_ _3\"></span> courant<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span></span><span class=\"wsfa\">ou non couran<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">s <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>;  </span></span></div>\n<div class=\"t m0 x1a h62 yb58 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsde wseb\">Pas<span class=\"_ _3\"></span>sifs non <span class=\"_ _3\"></span>courant</span>s <span class=\"_ _3\"></span><span class=\"lsdc wse8\">avec </span></span></span></div>\n<div class=\"t m0 x6a h62 yb59 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">clauses r<span class=\"_ _0\"></span>estrict<span class=\"_ _0\"></span>ives<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 yb5a ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 e<span class=\"_ _3\"></span>t de l\u2019\u00e9n<span class=\"_ _3\"></span>onc\u00e9 de pra<span class=\"_ _3\"></span>tiques en<span class=\"_ _3\"></span> IFR<span class=\"lsdc wse9\">S 2 </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5b ff89 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"wseb\">Informatio<span class=\"_ _0\"></span>ns \u00e0 fou<span class=\"_ _0\"></span>rnir sur<span class=\"_ _0\"></span> les m\u00e9tho<span class=\"_ _0\"></span>des co<span class=\"_ _0\"></span>mptable<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></span></div>\n<div class=\"t m0 x1a h62 yb5c ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 8 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wse9\">D\u00e9finition des<span class=\"_ _0\"></span> estimati<span class=\"_ _0\"></span>ons </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5d ff89 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 yb5e ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 12 intitul\u00e9e<span class=\"_ _3\"></span>s </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wse9\">Imp\u00f4t diff\u00e9r\u00e9 r<span class=\"_ _0\"></span>attach\u00e9 \u00e0 des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5f ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actifs <span class=\"_ _0\"></span>et des pas<span class=\"_ _0\"></span>sifs iss<span class=\"_ _0\"></span>us d\u2019u<span class=\"_ _0\"></span>ne m\u00eam<span class=\"_ _0\"></span>e trans<span class=\"lsf8 ws111\">action<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>; <span class=\"_ _3\"></span></span></span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb60 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsea\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span></span><span class=\"ff89\"> <span class=\"lsde wsea\">d\u2019<span class=\"lsdc wse9\">IFRS 16 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"wseb\">Passif l<span class=\"_ _0\"></span>ocatif d<span class=\"_ _0\"></span>ans une </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb61 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion de v<span class=\"_ _0\"></span>ente e<span class=\"_ _0\"></span>t de cess<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">bail</span> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 146px; height: 960px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 146px; height: 960px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 146px; height: 960px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff90 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span> </span></div>\n<div class=\"t m0 x6 h7d y835 ff90 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Estimations<span class=\"_ _0\"></span> comptables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La pr\u00e9parat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> pr\u00e9sents \u00e9<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s requ<span class=\"lsfe ws11a\">iert </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de c<span class=\"_ _0\"></span>ertains ju<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s, estim<span class=\"_ _0\"></span>ations et hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es<span class=\"lsde wseb\">, qui sont </span></div>\n<div class=\"t m0 x6 h62 y876 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">refl\u00e9t\u00e9<span class=\"_ _0\"></span>s dans le<span class=\"_ _0\"></span>s monta<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>is\u00e9s au c<span class=\"_ _0\"></span>ours de l<span class=\"_ _0\"></span>\u2019exe<span class=\"_ _0\"></span>rcice</div>\n<div class=\"t m0 x6 h62 y877 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble pour l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs, l<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits et l<span class=\"_ _0\"></span>es char<span class=\"_ _0\"></span>ges et les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y878 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span>s compta<span class=\"_ _0\"></span>bilis\u00e9s d<span class=\"_ _0\"></span>ans les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons \u00e0 fournir d<span class=\"_ _0\"></span>es pr\u00e9se<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x6 h62 y879 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s. Les jug<span class=\"_ _0\"></span>ements,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ions et hypot<span class=\"_ _0\"></span>h\u00e8ses</div>\n<div class=\"t m0 x6 h62 y87a ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s sont b<span class=\"_ _0\"></span>as\u00e9s su<span class=\"_ _0\"></span>r l\u2019exp\u00e9<span class=\"_ _0\"></span>rience e<span class=\"_ _0\"></span>t les i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions di<span class=\"_ _0\"></span>sponibl<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y87b ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re raisonna<span class=\"_ _3\"></span>ble \u00e0 la fin de la<span class=\"_ _3\"></span> p\u00e9riode de pr\u00e9senta<span class=\"_ _3\"></span>tion de</div>\n<div class=\"t m0 x6 h62 y87c ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019information<span class=\"_ _3\"></span> financi\u00e8re.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Chaque ju<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ion et hypot<span class=\"_ _0\"></span>h\u00e8se </span></span></div>\n<div class=\"t m0 x6 h62 y87d ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rec\u00e8le pa<span class=\"_ _0\"></span>r nature un c<span class=\"_ _0\"></span>ertain ris<span class=\"_ _0\"></span>que d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e ainsi qu\u2019<span class=\"_ _0\"></span>un risque</div>\n<div class=\"t m0 x6 h62 y87e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">important</span> <span class=\"lsde wseb\">(positif<span class=\"_ _3\"></span> ou n\u00e9gati<span class=\"_ _3\"></span>f) des valeu<span class=\"_ _3\"></span>rs comptable<span class=\"_ _3\"></span>s des </span></span></div>\n<div class=\"t m0 x6 h62 y87f ff8e fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">actifs et passifs au cours des exercices comptables suivants. Des</div>\n<div class=\"t m0 x1a h62 yb6e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>me<span class=\"wse9\">nts pote<span class=\"_ _0\"></span>ntiels so<span class=\"_ _0\"></span>nt recon<span class=\"_ _0\"></span>nus dans l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble dans </span></div>\n<div class=\"t m0 x1a h62 yb6f ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lequel le j<span class=\"_ _0\"></span>ugement,<span class=\"_ _0\"></span> l\u2019estim<span class=\"_ _0\"></span>ation ou l\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>e est ajust<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb70 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb71 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas n\u2019est pa<span class=\"_ _3\"></span>s actif en Ukraine<span class=\"_ _3\"></span> ni en Russie mais sui<span class=\"_ _3\"></span>t attentivemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yb72 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9vol<span class=\"_ _0\"></span>utions g<span class=\"_ _0\"></span>\u00e9opol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> dans ces<span class=\"_ _0\"></span> r\u00e9gions<span class=\"_ _0\"></span>, en part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er en <span class=\"wse9\">ce qu<span class=\"_ _0\"></span>i </span></div>\n<div class=\"t m0 x1a h62 yb73 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concerne l\u2019<span class=\"_ _3\"></span>impact macro<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">\u00e9conomi<span class=\"_ _0\"></span>que ind<span class=\"_ _0\"></span>irecte c<span class=\"_ _0\"></span>omme l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on futur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yb74 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat e<span class=\"_ _0\"></span>t des taux d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on sur les marc<span class=\"_ _0\"></span>h\u00e9s o\u00f9 Ag<span class=\"_ _0\"></span>eas est</div>\n<div class=\"t m0 x1a h62 yb75 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actif. Act<span class=\"_ _3\"></span>uellement, Ag<span class=\"_ _3\"></span>eas consid\u00e8re<span class=\"_ _3\"></span> les impa<span class=\"_ _3\"></span>cts directs<span class=\"_ _3\"></span> \u00e9tant</div>\n<div class=\"t m0 x1a h62 yb76 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">n\u00e9gligeables.<span class=\"_ _3\"></span> Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> les jugements,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">estimati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses </span></span></div>\n<div class=\"t m0 x1a h62 yb77 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 revus et<span class=\"_ _0\"></span> sont bi<span class=\"_ _0\"></span>en refl<span class=\"_ _0\"></span>\u00e9t\u00e9s dans<span class=\"_ _0\"></span> les val<span class=\"_ _0\"></span>eurs c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb78 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reconnues dans<span class=\"_ _3\"></span> les pr\u00e9sents \u00e9tat<span class=\"_ _3\"></span>s financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb79 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb7a ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous rep<span class=\"_ _3\"></span>rend les<span class=\"_ _3\"></span> incertitudes<span class=\"_ _3\"></span> li\u00e9es aux j<span class=\"_ _3\"></span>ugements, </span></span></div>\n<div class=\"t m0 x1a h62 yb7b ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> cl\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb7c ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb7d ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 yb7e ff8e fs43 fc1e sc0 lsf8 ws111\" style=\"z-index: 15;\">Acti<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb7f ff91 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb80 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 2</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb81 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb82 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb83 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 3</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb84 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb85 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">L\u2019ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de donn\u00e9es n<span class=\"_ _0\"></span>on observ<span class=\"_ _0\"></span>ables <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 yb86 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb87 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immeub<span class=\"_ _0\"></span>les de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb88 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb89 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Pr\u00eats<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb8a ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019<span class=\"_ _3\"></span>\u00e9valuation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb8b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">L\u2019utilisatio<span class=\"_ _0\"></span>n de diff\u00e9re<span class=\"_ _0\"></span>nts param<span class=\"_ _0\"></span>\u00e8tres tel<span class=\"_ _0\"></span>s que le sprea<span class=\"_ _0\"></span>d de <span class=\"lsde wsea\">cr\u00e9dit, </span></span></span></div>\n<div class=\"t m0 x5c h62 yb8c ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce et l<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb8d ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb8e ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es incerti<span class=\"_ _3\"></span>tudes d\u00e9termi<span class=\"_ _3\"></span>n\u00e9es par l<span class=\"_ _3\"></span>a composition<span class=\"_ _3\"></span> des </span></span></div>\n<div class=\"t m0 x5c h62 yb8f ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts, les activit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s et les \u00e9voluti<span class=\"_ _3\"></span>ons du</div>\n<div class=\"t m0 x5c h62 yb90 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb91 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Application des<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions po<span class=\"_ _0\"></span>ur les \u00e9cono<span class=\"_ _0\"></span>mies hyp<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x5c h62 yb92 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onn<span class=\"wse9\">ist<span class=\"_ _0\"></span>es et unit\u00e9 de<span class=\"_ _0\"></span> mesure<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb93 ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Test de d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation <span class=\"_ _3\"></span>du goodwill<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb94 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsfa\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion utilis\u00e9</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb95 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es variable<span class=\"_ _3\"></span>s financi\u00e8res<span class=\"_ _3\"></span> et \u00e9conomiqu<span class=\"_ _3\"></span>es</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb96 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb97 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La prime de risque<span class=\"_ _0\"></span> inh\u00e9rent<span class=\"_ _0\"></span>e \u00e0 l\u2019entit\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb98 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb99 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb9a ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actifs d'i<span class=\"_ _0\"></span>mp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb9b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb9c ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yb9d ff8e fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb9e ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> r\u00e9sultant<span class=\"_ _0\"></span> de contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb9f ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">V<span class=\"_ _3\"></span>ie</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x6a h62 yba0 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsea\">Les <span class=\"lsdc wse9\">hypoth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yba1 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">La courbe de <span class=\"_ _3\"></span>rendement att<span class=\"_ _3\"></span>endu utilis\u00e9e<span class=\"_ _3\"></span> dans le<span class=\"_ _3\"></span> test de </span></span></div>\n<div class=\"t m0 x134 h62 yba2 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif (<span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> </span></span><span class=\"lsde\">Liability Adequa<span class=\"_ _3\"></span>cy Test<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff93\">\u00bb</span><span class=\"lsf9 ws10b\">, LA<span class=\"_ _3\"></span>T)</span> </span></span></div>\n<div class=\"t m0 x6a h62 yba3 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le prof<span class=\"_ _0\"></span>il de r\u00e9inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent du port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de place<span class=\"_ _0\"></span>ments, le </span></span></div>\n<div class=\"t m0 x134 h62 yba4 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">spread de<span class=\"_ _3\"></span> risque de <span class=\"_ _3\"></span>cr\u00e9dit et<span class=\"_ _3\"></span> l\u2019\u00e9ch\u00e9ance,<span class=\"_ _3\"></span> lors<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la </span></div>\n<div class=\"t m0 x134 h62 yba5 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nation d<span class=\"_ _0\"></span>e l\u2019ajuste<span class=\"_ _0\"></span>ment LAT en<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> r</span></span><span class=\"wse8\">eflet<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x134 h62 yba6 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(shadow ac<span class=\"_ _0\"></span>counti<span class=\"_ _0\"></span>ng)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yba7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">N<span class=\"_ _3\"></span>on</span><span class=\"ff8e\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> : </span></span></div>\n<div class=\"t m0 x6a h62 yba8 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le co\u00fbt f<span class=\"_ _0\"></span>inal atte<span class=\"_ _0\"></span>ndu des sini<span class=\"_ _0\"></span>stres d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s \u00e0 la fi<span class=\"_ _0\"></span>n de l\u2019exer<span class=\"_ _0\"></span>cice </span></span></div>\n<div class=\"t m0 x134 h62 yba9 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 ybaa ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le co\u00fbt final<span class=\"_ _3\"></span> attendu de<span class=\"_ _3\"></span>s sinistre<span class=\"_ _3\"></span>s survenus, <span class=\"_ _3\"></span>mais non en<span class=\"_ _3\"></span>core </span></span></div>\n<div class=\"t m0 x134 h62 ybab ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s \u00e0 la <span class=\"wseb\">fin de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ybac ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les charges pour ajus<span class=\"_ _3\"></span>tement des sinistre<span class=\"_ _3\"></span>s</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x1a h7e ybad ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Obligations<span class=\"_ _3\"></span> en mati\u00e8re<span class=\"_ _3\"></span> de pension<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybae ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wse9\">hypoth\u00e8ses<span class=\"_ _0\"></span> actuari<span class=\"_ _0\"></span>elles util<span class=\"_ _0\"></span>is\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ybaf ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb0 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">L<span class=\"_ _3\"></span>\u2019inflation<span class=\"_ _3\"></span></span><span class=\"ff8e\"> <span class=\"lsdc wse9\">et les \u00e9volutio<span class=\"_ _0\"></span>ns des sala<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ybb1 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb2 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>a probabil<span class=\"_ _3\"></span>it\u00e9 d\u2019une obl<span class=\"_ _3\"></span><span class=\"wsfa\">igation actuel<span class=\"_ _3\"></span>le d\u00e9coulant d\u2019\u00e9<span class=\"_ _3\"></span>v\u00e9nements </span></span></span></div>\n<div class=\"t m0 x6a h62 ybb3 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pass\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybb4 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le calcul du monta<span class=\"_ _0\"></span>nt corres<span class=\"_ _0\"></span>pondant \u00e0<span class=\"_ _0\"></span> la meilleur<span class=\"_ _0\"></span>e estimat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e ybb5 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb6 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 220px; height: 602px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ybb8 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybb9 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybba ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse8\">notes<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 ces \u00e9t<span class=\"_ _0\"></span>ats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s <span class=\"lsde wsea\">incluent<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">une descript<span class=\"_ _0\"></span>ion d\u00e9ta<span class=\"_ _0\"></span>ill\u00e9e de l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de ces est<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses<span class=\"ls0 ws0\">, <span class=\"lsde wseb\">ainsi que leur<span class=\"_ _3\"></span> effet <span class=\"_ _3\"></span>sur <span class=\"wsea\">les </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybbb ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montants rappor<span class=\"_ _3\"></span>t\u00e9s<span class=\"lsdc wseb\">. La Not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse8\">4 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff8e\"> </span></span></span><span class=\"lsf7\">Gesti<span class=\"_ _3\"></span><span class=\"lsde\">on des <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb<span class=\"_ _3\"></span></span> </span>des <span class=\"_ _3\"></span>pr\u00e9sents \u00e9t<span class=\"_ _3\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s<span class=\"_ _3\"></span> d\u00e9crit la<span class=\"_ _3\"></span> mani\u00e8re <span class=\"_ _3\"></span>dont Ageas a<span class=\"_ _3\"></span>tt\u00e9nue les d<span class=\"_ _3\"></span>iff\u00e9rents </span></span></span></div>\n<div class=\"t m0 x6 h62 ybbc ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff97 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff97 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">\u00c9v\u00e9nements pos<span class=\"_ _3\"></span>t\u00e9rieurs \u00e0 <span class=\"_ _3\"></span>date de <span class=\"_ _3\"></span>la situatio<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x6 h7d ybbe ff97 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">financi\u00e8re<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y839 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9v\u00e9n<span class=\"_ _0\"></span>ements <span class=\"_ _0\"></span>post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 <span class=\"_ _0\"></span>la date<span class=\"_ _0\"></span> de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x6 h62 y83a ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">font r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence \u00e0 des<span class=\"_ _0\"></span> \u00e9v\u00e9nement<span class=\"_ _0\"></span>s, favor<span class=\"_ _0\"></span>ables ou no<span class=\"_ _0\"></span>n, qui se pro<span class=\"_ _0\"></span>duisent</div>\n<div class=\"t m0 x6 h62 y83b ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre <span class=\"wse9\">la fin de la p<span class=\"_ _0\"></span>\u00e9riode d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e <span class=\"wseb\">de la si<span class=\"_ _0\"></span>tuation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re et l<span class=\"_ _0\"></span>a </span></span></div>\n<div class=\"t m0 x6 h62 y83c ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date o\u00f9 \u00e0 <span class=\"_ _0\"></span>laquel<span class=\"_ _0\"></span>le le Co<span class=\"_ _0\"></span>nseil d\u2019<span class=\"_ _0\"></span>Admini<span class=\"_ _0\"></span>s<span class=\"lsde wsfa\">tration d\u2019Agea<span class=\"_ _3\"></span>s autorise la </span></div>\n<div class=\"t m0 x6 h62 ybbf ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">publication<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">pr\u00e9sents</span> </span><span class=\"lsdc\">\u00e9tats<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsolid\u00e9<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ybc0 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybc1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">On distingue<span class=\"_ _3\"></span> deux type<span class=\"_ _3\"></span>s d\u2019\u00e9v\u00e9nemen<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ybc2 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">es \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments qui c<span class=\"_ _3\"></span>ontribuent \u00e0<span class=\"_ _3\"></span> confirmer d<span class=\"_ _3\"></span>es situat<span class=\"_ _3\"></span>ions qui </span></span></span></div>\n<div class=\"t m0 x5c h62 ybc3 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">existai<span class=\"_ _0\"></span>ent \u00e0 la fin de la p\u00e9<span class=\"_ _0\"></span>riode de r<span class=\"_ _0\"></span>\u00e9f\u00e9renc<span class=\"_ _0\"></span>e et qui entr<span class=\"_ _0\"></span>a\u00eenent u<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 ybc4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment des mo<span class=\"_ _0\"></span>ntants com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s dans l<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pr\u00e9sents </span><span class=\"lsdd\">\u00e9tats </span></div>\n<div class=\"t m0 x5c h62 ybc5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ybc6 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">es \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments indiqu<span class=\"_ _3\"></span>ant des <span class=\"_ _3\"></span>c<span class=\"wsfa\">irconstances sur<span class=\"_ _3\"></span>venues </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ybc7 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">post\u00e9rieureme<span class=\"_ _3\"></span>nt \u00e0 la<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x5c h62 ybc8 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re e<span class=\"_ _3\"></span>t, qui ne conduisen<span class=\"_ _3\"></span>t pas \u00e0 un ajustement<span class=\"_ _3\"></span> des montants</div>\n<div class=\"t m0 x5c h62 ybc9 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s les<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">pr\u00e9sents</span> <span class=\"lsdc wse9\">\u00e9tats f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s </span></span></div>\n<div class=\"t m0 x5c h62 ybca ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas. La<span class=\"_ _3\"></span> nature de <span class=\"_ _3\"></span>l\u2019\u00e9v\u00e9nement e<span class=\"_ _3\"></span>t un<span class=\"lsdc wse9\">e estimatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de son impac<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x5c h62 ybcb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er, ou une d\u00e9cl<span class=\"_ _0\"></span>arati<span class=\"_ _0\"></span>on qu\u2019une t<span class=\"_ _0\"></span>elle esti<span class=\"_ _0\"></span>mation est i<span class=\"_ _0\"></span>mpossi<span class=\"_ _0\"></span>ble,</div>\n<div class=\"t m0 x5c h62 ybcc ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre fou<span class=\"_ _0\"></span>rnis.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ybcd ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybce ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un aper\u00e7u d<span class=\"_ _0\"></span>es \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 la date de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x6 h62 ybcf ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re se t<span class=\"_ _3\"></span>rouve \u00e0 la <span class=\"ls0 ws0\">n<span class=\"lsf8 ws111\">o<span class=\"_ _3\"></span>te</span> </span><span class=\"wsea\">4<span class=\"_ _3\"></span>4 <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00c9v\u00e9neme<span class=\"_ _0\"></span>nts post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 la date de </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybd0 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span> </span><span class=\"wse8\">de</span>s pr\u00e9s<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsdd ws12a\">\u00e9tats financiers </span></span></span></div>\n<div class=\"t m0 x6 h62 ybd1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consolid\u00e9s d\u2019A<span class=\"_ _3\"></span>geas.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d ybd2 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd3 ff97 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Information sur les secteurs op\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya89 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pr\u00e9sent\u00e9s pa<span class=\"_ _0\"></span>r <span class=\"lsde wseb\">Ageas correspo<span class=\"_ _3\"></span>ndent </span></span></span></div>\n<div class=\"t m0 x6 h62 ya8a ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">principalemen<span class=\"_ _3\"></span>t \u00e0 une s<span class=\"_ _3\"></span>egmentation g\u00e9<span class=\"_ _3\"></span>ographique.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">Cette segmentatio<span class=\"_ _3\"></span>n </span></div>\n<div class=\"t m0 x6 h62 ya8b ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">s\u2019articulan<span class=\"_ _3\"></span>t autour d\u2019activ<span class=\"_ _3\"></span>it\u00e9s qui, dans<span class=\"_ _3\"></span> une m\u00eame r\u00e9gion, </span></div>\n<div class=\"t m0 x6 h62 ya8c ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont de nature si<span class=\"_ _3\"></span>milaire, pr\u00e9sen<span class=\"_ _3\"></span>tent des caract\u00e9ri<span class=\"_ _3\"></span>stiques \u00e9conomiqu<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 ya8d ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">homog\u00e8nes et son<span class=\"_ _3\"></span>t g\u00e9r\u00e9s en cons\u00e9que<span class=\"_ _3\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya8e ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8f ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fin 2020, Ageas<span class=\"_ _3\"></span> a proc\u00e9d\u00e9 \u00e0 la nominat<span class=\"_ _3\"></span>ion de Filip Co<span class=\"wseb\">reman<span class=\"_ _3\"></span>s comme </span></div>\n<div class=\"t m0 x6 h62 ya90 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Directe<span class=\"_ _0\"></span>ur G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l Asie et d\u2019A<span class=\"_ _0\"></span>ntonio C<span class=\"_ _0\"></span>ano comme Di<span class=\"_ _0\"></span>recteu<span class=\"_ _0\"></span>r G\u00e9n\u00e9ral</div>\n<div class=\"t m0 x6 h62 ya91 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Europe. C<span class=\"_ _0\"></span>e changem<span class=\"_ _0\"></span>ent de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9s de de<span class=\"_ _0\"></span>ux membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 ya92 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comit\u00e9 Ex<span class=\"_ _0\"></span>\u00e9cutif d<span class=\"_ _0\"></span>\u2019Ageas ref<span class=\"_ _0\"></span>l\u00e8te l\u2019i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nce croiss<span class=\"_ _0\"></span>ante d\u2019u<span class=\"_ _0\"></span>ne attent<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya93 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9di\u00e9e aux<span class=\"_ _3\"></span> r\u00e9gions a<span class=\"_ _3\"></span>fin de r\u00e9p<span class=\"_ _3\"></span>ondre aux d<span class=\"_ _3\"></span>\u00e9fis <span class=\"lsdc wse9\">et opportunit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 ya94 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiques<span class=\"_ _3\"></span> de chaque r\u00e9<span class=\"_ _3\"></span>gion. En <span class=\"_ _3\"></span>cons\u00e9quence d<span class=\"_ _3\"></span>irecte de <span class=\"_ _3\"></span>ce</div>\n<div class=\"t m0 x6 h62 ya95 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ent, avec<span class=\"_ _0\"></span> effet par s<span class=\"_ _0\"></span>uite du plan st<span class=\"_ _0\"></span>rat\u00e9gi<span class=\"_ _0\"></span>que trienn<span class=\"_ _0\"></span>al, Age<span class=\"_ _0\"></span>as a</div>\n<div class=\"t m0 x6 h62 ya96 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>\u2019inclur<span class=\"_ _0\"></span>e <span class=\"lsde\">le pr\u00e9c\u00e9dent<span class=\"_ _3\"></span> secteur op\u00e9ra<span class=\"_ _3\"></span>tionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> </span></span><span class=\"wsea\">Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni</span> <span class=\"ff99\">\u00bb<span class=\"_ _3\"></span></span> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya97 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans le <span class=\"_ _3\"></span>pr\u00e9c\u00e9dent se<span class=\"_ _3\"></span>cteur op\u00e9rat<span class=\"_ _3\"></span>ionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"_ _3\"></span><span class=\"ls104 ws120\">Eu<span class=\"lsdc wse9\">rope C<span class=\"_ _0\"></span>ontinent<span class=\"_ _0\"></span>ale<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span></span>, qui a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya98 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour l\u2019<span class=\"_ _0\"></span>occasio<span class=\"_ _0\"></span>n \u00e9t\u00e9 re<span class=\"_ _0\"></span>nomm\u00e9 <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsde wsea\">Europe</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse9\">. Ce change<span class=\"_ _0\"></span>ment rent<span class=\"_ _0\"></span>re en </span></div>\n<div class=\"t m0 x6 h62 ya99 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur p<span class=\"_ _0\"></span>our l\u2019exe<span class=\"_ _0\"></span>rcice com<span class=\"_ _0\"></span>ptabl<span class=\"_ _0\"></span>e d\u00e9butant le 1</div>\n<div class=\"t m0 x172 h76 ya9a ff95 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xb9 h62 ya9b ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t m0 x6 h62 ya9c ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya9e ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">Belgique</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 ya9f ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsde wsea\">L<span class=\"_ _3\"></span>\u2019Europe</span><span class=\"ff95\"> <span class=\"lsde wseb\">(hor<span class=\"_ _3\"></span>s Belgique)<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws104\">; </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa0 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">L\u2019<span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>sie</span></span><span class=\"ff95\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">R\u00e9assurance</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa2 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">Le <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Compte</span></span><span class=\"ff95\"> <span class=\"lsde wsea\">G<span class=\"_ _3\"></span>\u00e9n\u00e9ral.</span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yaa4 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s au sein<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> qui ne <span class=\"_ _3\"></span>rel\u00e8vent pa<span class=\"_ _3\"></span>s de l\u2019ass<span class=\"_ _3\"></span>urance et<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">les </span></div>\n<div class=\"t m0 x6 h62 yaa5 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>\u2019\u00e9limi<span class=\"_ _0\"></span>nations<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9<span class=\"ls0 ws0\">e<span class=\"lsde wsfa\">s s\u00e9par\u00e9ment des ac<span class=\"_ _3\"></span>tivit\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 yaa6 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t <span class=\"lsfe ws111\">li\u00e9es<span class=\"_ _3\"></span> \u00e0 l\u2019<span class=\"lsdc wseb\">assurance. C<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>vit\u00e9s h<span class=\"_ _0\"></span>ors ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x6 h62 yaa7 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span><span class=\"lsde wseb\">\u00e9es dans l<span class=\"_ _3\"></span>e secteur<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span> <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span>,<span class=\"_ _3\"></span> <span class=\"lsde wsea\">qui </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaa8 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend des<span class=\"_ _3\"></span> \u00e9l\u00e9ments c<span class=\"_ _3\"></span>omme le <span class=\"_ _3\"></span>financement du <span class=\"_ _3\"></span>groupe ou <span class=\"_ _3\"></span>d\u2019autres</div>\n<div class=\"t m0 x1a h62 yaa9 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Le secteur<span class=\"_ _3\"></span> op\u00e9rationnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9<span class=\"_ _0\"></span>ral<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span> </span><span class=\"wse8\">inclut </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaaa ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en outre la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dans<span class=\"_ _0\"></span> Royal Par<span class=\"_ _0\"></span>k Investm<span class=\"_ _0\"></span>ents et les<span class=\"_ _0\"></span> p<span class=\"lsef wsea\">assifs li\u00e9s </span></div>\n<div class=\"t m0 x1a h62 yaab ff95 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">aux CASHE<span class=\"_ _3\"></span>S/RPN(I<span class=\"_ _3\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaac ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaad ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>ns ou tra<span class=\"_ _0\"></span>nsferts<span class=\"_ _0\"></span> entre s<span class=\"_ _0\"></span>ecteurs <span class=\"_ _0\"></span>op\u00e9rati<span class=\"_ _0\"></span>onnels<span class=\"_ _0\"></span> s\u2019eff<span class=\"_ _0\"></span>ectuent</div>\n<div class=\"t m0 x1a h62 yaae ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux cond<span class=\"_ _0\"></span>itions c<span class=\"_ _0\"></span>omme<span class=\"_ _0\"></span>rciales n<span class=\"_ _0\"></span>ormales <span class=\"_ _0\"></span>qui s\u2019a<span class=\"_ _0\"></span>pplique<span class=\"_ _0\"></span>raient <span class=\"_ _0\"></span>\u00e0 de tierc<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yaaf ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> non li\u00e9e<span class=\"_ _0\"></span>s. Les \u00e9l<span class=\"_ _0\"></span>iminat<span class=\"_ _0\"></span>ions son<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es s\u00e9par<span class=\"_ _0\"></span>\u00e9ment.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 508px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 135px; width: 352px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 513px; width: 352px; z-index: 3;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h7d ybd4 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff97 fs50 fc10 sc0 ls10e ws131\" style=\"z-index: 15;\">Princ<span class=\"_ _0\"></span>ipe<span class=\"ls10d ws130\">s de consolidation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y843 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00e9sent<span class=\"_ _3\"></span>s \u00e9<span class=\"lsdc wse9\">tats financ<span class=\"_ _0\"></span>iers cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>\u00e9s d\u2019Agea<span class=\"_ _0\"></span>s comprenn<span class=\"_ _0\"></span>ent les \u00e9tat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y844 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers d<span class=\"_ _3\"></span>\u2019Ageas SA/NV<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(la soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re) et de ses<span class=\"_ _0\"></span> filiales.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybd6 ff95 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Regroupement <span class=\"_ _3\"></span>d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybd7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A conditi<span class=\"_ _0\"></span>on qu\u2019un ens<span class=\"_ _0\"></span>emble i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s et d\u2019acti<span class=\"_ _0\"></span>fs acquis</div>\n<div class=\"t m0 x1a h62 ybd8 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">constituent <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une entrep<span class=\"_ _0\"></span>rise et <span class=\"wseb\">qu\u2019<span class=\"_ _0\"></span>Ageas ac<span class=\"_ _0\"></span>quis le c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e<span class=\"lsde\">, Ageas </span></span></span></div>\n<div class=\"t m0 x1a h62 ybd9 ff95 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> </span>le<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">regroupement d\u2019e<span class=\"_ _3\"></span>ntreprises <span class=\"wsea\">sel<span class=\"_ _3\"></span>on</span></span> <span class=\"lsdc wse9\">la m\u00e9thode d<span class=\"wse8\">e </span></span></span></div>\n<div class=\"t m0 x1a h62 ybda ff95 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019<span class=\"lsdc wse8\">acquis<span class=\"_ _0\"></span>ition. <span class=\"lsfe ws111\">Afin d\u2019</span><span class=\"wseb\">\u00eatre con<span class=\"_ _0\"></span>sid\u00e9r\u00e9 c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e entre<span class=\"_ _0\"></span>prise, l<span class=\"_ _0\"></span>\u2019e<span class=\"lsde wsea\">nsemble </span></span></span></div>\n<div class=\"t m0 x1a h62 ybdb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9s et d\u2019act<span class=\"_ _0\"></span>ifs acqu<span class=\"_ _0\"></span>is doit com<span class=\"_ _0\"></span>porter a<span class=\"_ _0\"></span>u moins une ent<span class=\"_ _0\"></span>r\u00e9e</div>\n<div class=\"t m0 x1a h62 ybdc ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un proce<span class=\"_ _0\"></span>ssus subst<span class=\"_ _0\"></span>antiel q<span class=\"_ _0\"></span>ui, ense<span class=\"_ _0\"></span>mble, cont<span class=\"_ _0\"></span>ribuent<span class=\"_ _0\"></span> de mani\u00e8re</div>\n<div class=\"t m0 x1a h62 ybdd ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nte \u00e0 la capac<span class=\"_ _0\"></span>it\u00e9 de cr\u00e9e<span class=\"_ _0\"></span>r des sorti<span class=\"_ _0\"></span>es. Le proc<span class=\"_ _0\"></span>essus (ou g<span class=\"_ _0\"></span>roupe</div>\n<div class=\"t m0 x1a h62 ybde ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de proc<span class=\"_ _0\"></span>essus) a<span class=\"_ _0\"></span>cquis est<span class=\"_ _0\"></span> consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 com<span class=\"_ _0\"></span>me ess<span class=\"_ _0\"></span>entiel s\u2019i<span class=\"_ _0\"></span>l est c<span class=\"_ _0\"></span>rucial p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x1a h62 ybdf ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la capacit<span class=\"_ _0\"></span>\u00e9 de contin<span class=\"_ _0\"></span>uer \u00e0 produi<span class=\"_ _0\"></span>re des extr<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\">s <span class=\"lsde wseb\">ou il <span class=\"_ _3\"></span>contribue de<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ybe0 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ante \u00e0 la c<span class=\"_ _0\"></span>apacit<span class=\"_ _0\"></span>\u00e9 de cont<span class=\"_ _0\"></span>inuer <span class=\"_ _0\"></span>\u00e0 produi<span class=\"_ _0\"></span>re des ext<span class=\"_ _0\"></span>rants<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe1 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybe2 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le co\u00fbt d\u2019u<span class=\"_ _0\"></span>ne acquisit<span class=\"_ _0\"></span>ion est l<span class=\"_ _0\"></span>a somme de la co<span class=\"_ _0\"></span>ntrepa<span class=\"_ _0\"></span>rtie transf<span class=\"_ _0\"></span>\u00e9r\u00e9e,</div>\n<div class=\"t m0 x1a h62 ybe3 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mesur\u00e9e <span class=\"_ _0\"></span>\u00e0 sa jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n, et <span class=\"lsde wsea\">du<span class=\"ls0 ws0\"> </span></span>montan<span class=\"_ _0\"></span>t de to<span class=\"_ _0\"></span>ute</div>\n<div class=\"t m0 x1a h62 ybe4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation ne d<span class=\"_ _0\"></span>onnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le dans l\u2019ent<span class=\"_ _0\"></span>repri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e. Pour</div>\n<div class=\"t m0 x1a h62 ybe5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque regr<span class=\"_ _3\"></span>oupement d\u2019en<span class=\"_ _3\"></span>treprises, Ag<span class=\"_ _3\"></span>ea<span class=\"lsdc wse9\">s a la possibi<span class=\"_ _0\"></span>lit\u00e9 d\u2019\u00e9<span class=\"_ _0\"></span>valuer les </span></div>\n<div class=\"t m0 x1a h62 ybe6 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations n<span class=\"_ _0\"></span>e donnant<span class=\"_ _0\"></span> pas le contr<span class=\"_ _0\"></span>\u00f4le dans l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e soit \u00e0</div>\n<div class=\"t m0 x1a h62 ybe7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur, soit<span class=\"_ _0\"></span> \u00e0 la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle de la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>lante dans l\u2019<span class=\"_ _0\"></span>actif net i<span class=\"_ _0\"></span>dentifi<span class=\"_ _0\"></span>able de l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e acquis<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe9 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybea ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans un <span class=\"lsdc wse9\">regroupement d\u2019<span class=\"_ _0\"></span>entre<span class=\"_ _0\"></span>prises r\u00e9a<span class=\"_ _0\"></span>lis\u00e9 par \u00e9t<span class=\"_ _0\"></span>apes, la p<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ybeb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue pa<span class=\"_ _0\"></span>r l\u2019acqu\u00e9<span class=\"_ _0\"></span>reur dans<span class=\"_ _0\"></span> l\u2019entre<span class=\"_ _0\"></span>prise acqu<span class=\"_ _0\"></span>ise est</div>\n<div class=\"t m0 x1a h62 ybec ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9e par rapp<span class=\"_ _0\"></span>ort \u00e0 la just<span class=\"_ _0\"></span>e valeur \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isition. L<span class=\"_ _0\"></span>e gain ou</div>\n<div class=\"t m0 x1a h62 ybed ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perte qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">est reconnu dans <span class=\"lsdc\">l\u2019\u00e9tat d</span></span></span>e la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x1a h62 ybee ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 393px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 398px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybef ff95 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf0 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les filial<span class=\"_ _3\"></span>es d\u00e9signent<span class=\"_ _3\"></span> les enti<span class=\"_ _3\"></span>t\u00e9s o\u00f9 Age<span class=\"_ _3\"></span>as a, dire<span class=\"_ _3\"></span>ctement ou<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ybf1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indirectemen<span class=\"_ _3\"></span>t, le pouvoir<span class=\"_ _3\"></span> de diri<span class=\"_ _3\"></span>ger les po<span class=\"_ _3\"></span>litiques f<span class=\"_ _3\"></span>inanci\u00e8res e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ybf2 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">afin d\u2019<span class=\"wse9\">obte<span class=\"_ _0\"></span>nir des av<span class=\"_ _0\"></span>antages d<span class=\"_ _0\"></span>e ces activit<span class=\"_ _0\"></span>\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ybf3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"ff99\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">contr\u00f4le</span><span class=\"ff99\"> <span class=\"_ _3\"></span>\u00bb</span><span class=\"lsde wseb\">). Pour<span class=\"_ _3\"></span> \u00e9value<span class=\"lsdc wse8\">r <span class=\"_ _3\"></span></span>si Ageas con<span class=\"_ _3\"></span>tr\u00f4le une <span class=\"_ _3\"></span><span class=\"lsdc wse9\">entit\u00e9,<span class=\"_ _0\"></span> l\u2019existen<span class=\"_ _0\"></span>ce et </span></span></div>\n<div class=\"t m0 x1a h62 ybf4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> des droit<span class=\"_ _0\"></span>s de vote pote<span class=\"_ _0\"></span>ntiels,<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iels pa<span class=\"_ _0\"></span>r nature,</div>\n<div class=\"t m0 x1a h62 ybf5 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>vement ex<span class=\"_ _0\"></span>er\u00e7abl<span class=\"_ _0\"></span>es ou effect<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>ibles, s<span class=\"_ _0\"></span>ont pris en</div>\n<div class=\"t m0 x1a h62 ybf6 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf7 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybf8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les filia<span class=\"_ _0\"></span>les sont cons<span class=\"_ _0\"></span>olid\u00e9<span class=\"_ _0\"></span>es \u00e0 dater du tr<span class=\"_ _0\"></span>ansfert<span class=\"_ _0\"></span> du contr\u00f4l<span class=\"_ _0\"></span>e ef<span class=\"lsf0 ws10c\">fectif \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ybf9 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas. <span class=\"_ _3\"></span><span class=\"lsdc wse8\">Invers<span class=\"_ _0\"></span>ement<span class=\"wseb\">,<span class=\"_ _0\"></span> elles n<span class=\"_ _0\"></span>e sont pl<span class=\"_ _0\"></span>us cons<span class=\"_ _0\"></span>olid\u00e9es <span class=\"_ _0\"></span>d\u00e8s que c<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4le </span></span></div>\n<div class=\"t m0 x1a h62 ybfa ff95 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">cesse. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfb ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybfc ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales ac<span class=\"_ _3\"></span>quises dans le<span class=\"_ _3\"></span> seul but d\u2019\u00eatre reven<span class=\"_ _3\"></span>dues sont</div>\n<div class=\"t m0 x1a h62 ybfd ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s comme actifs non<span class=\"_ _3\"></span> courants disponibl<span class=\"_ _3\"></span>es \u00e0 la vente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfe ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybff ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">intra<span class=\"ls0 ws0\">-</span></span><span class=\"wsea\">g<span class=\"_ _3\"></span>roupe<span class=\"ls0 ws0\"> (<span class=\"lsdc wseb\">les soldes et l<span class=\"_ _0\"></span>es gains <span class=\"_ _0\"></span>ou pertes<span class=\"_ _0\"></span> sur les </span></span></span></div>\n<div class=\"t m0 x1a h62 yc00 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons ent<span class=\"_ _0\"></span>re les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s <span class=\"lsde wsea\">d\u2019Ageas<span class=\"ls0 ws0\">) <span class=\"lsfe ws111\">sont \u00e9l<span class=\"_ _3\"></span>imin\u00e9</span>e<span class=\"lsdd wse9\">s.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 282px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 287px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 796px; width: 352px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Vente d\u2019u<span class=\"_ _0\"></span>ne portio<span class=\"_ _0\"></span>n des int\u00e9r<span class=\"_ _0\"></span>\u00eats de propri<span class=\"_ _0\"></span>\u00e9t\u00e9 dans u<span class=\"_ _0\"></span>ne filia<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les gains ou per<span class=\"_ _3\"></span>tes sur la vente d\u2019u<span class=\"_ _3\"></span>ne portion de<span class=\"lsdc wse9\">s int\u00e9r\u00eats de prop<span class=\"_ _0\"></span>ri\u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans un<span class=\"_ _0\"></span>e filiale <span class=\"_ _0\"></span>sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l<span class=\"_ _0\"></span>a fa\u00e7on<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas d\u2019absence de p<span class=\"_ _0\"></span>erte de cont<span class=\"_ _0\"></span>r\u00f4le, la t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion est </span></span></div>\n<div class=\"t m0 x5c h62 y93f ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> comme une transaction s<span class=\"_ _3\"></span>ur capitaux pro<span class=\"_ _3\"></span>pres</div>\n<div class=\"t m0 x5c h62 y940 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(trans<span class=\"_ _0\"></span>action av<span class=\"_ _0\"></span>ec les propr<span class=\"_ _0\"></span>i\u00e9taire<span class=\"_ _0\"></span>s en tant qu<span class=\"_ _0\"></span>e propri\u00e9t<span class=\"_ _0\"></span>ai<span class=\"lsde wsea\">re)<span class=\"ls0 ws0\"> ; </span>ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas de perte de contr<span class=\"_ _0\"></span>\u00f4le, la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9e dans </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re, calc<span class=\"_ _0\"></span>ul\u00e9e sur la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion tot<span class=\"_ _0\"></span>ale.</div>\n<div class=\"t m0 x5c h62 y943 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Tout int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nserv\u00e9 <span class=\"_ _0\"></span>dans l\u2019a<span class=\"_ _0\"></span>ncienn<span class=\"_ _0\"></span>e filia<span class=\"_ _0\"></span>le est mes<span class=\"_ _0\"></span>ur\u00e9 \u00e0 s<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x5c h62 y944 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur a<span class=\"_ _0\"></span>u moment<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rte de co<span class=\"_ _0\"></span>ntr\u00f4l<span class=\"_ _0\"></span>e. Toutef<span class=\"_ _0\"></span>ois, si<span class=\"_ _0\"></span> la pert<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x5c h62 y945 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4le condu<span class=\"_ _3\"></span>it \u00e0 une<span class=\"_ _3\"></span> contribution<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taire d\u2019u<span class=\"_ _0\"></span>ne filiale \u00e0 un<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x5c h62 y946 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">entrepris<span class=\"_ _0\"></span>e, le gain ou la p<span class=\"_ _0\"></span>erte est </span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 se<span class=\"_ _0\"></span>ulement \u00e0 ha<span class=\"_ _0\"></span>uteur de la p<span class=\"_ _0\"></span>ortion des<span class=\"_ _0\"></span> int\u00e9r\u00eat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x5c h62 y9ee ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propri\u00e9t\u00e9 qui on<span class=\"_ _3\"></span>t \u00e9t\u00e9 transf<span class=\"lsdc wse9\">\u00e9r\u00e9s aux autres i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>seurs,<span class=\"_ _0\"></span> ce qui </span></div>\n<div class=\"t m0 x5c h62 y9ef ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conduit<span class=\"_ _0\"></span> \u00e0 une comptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on d\u2019un gai<span class=\"_ _0\"></span>n partiel.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 866px; height: 241px; width: 346px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y94a ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y94c ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sur lesque<span class=\"_ _0\"></span>ls Ageas a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e notabl<span class=\"_ _0\"></span>e, c\u2019est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wse8\">dire </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu'elle p<span class=\"_ _0\"></span>artic<span class=\"lsde wseb\">ipe aux d\u00e9cisions d<span class=\"_ _3\"></span>es politiqu<span class=\"_ _3\"></span>es op\u00e9rationnel<span class=\"_ _3\"></span>les et </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res, ma<span class=\"_ _0\"></span>is n\u2019en exer<span class=\"_ _0\"></span>ce pas le cont<span class=\"_ _0\"></span>r\u00f4le<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ou l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e conj<span class=\"_ _0\"></span>oint<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es</div>\n<div class=\"t m0 x6 h62 y9aa ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon la <span class=\"_ _0\"></span>m\u00e9thode<span class=\"_ _0\"></span> de <span class=\"lsfe ws11a\">la </span>mise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence. L<span class=\"_ _0\"></span>ors de s<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ab ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wseb\">ilisation i<span class=\"_ _0\"></span>nitial<span class=\"_ _0\"></span>e, l\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent est<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"lsde wsfa\">au co\u00fbt, frais </span></span></div>\n<div class=\"t m0 x6 h62 y9ac ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action inc<span class=\"_ _0\"></span>lus. Lors d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ions ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es, la quote<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part dan<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ad ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>at net de l\u2019ex<span class=\"_ _0\"></span>ercice est<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y9ae ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse8\">comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> </span></span></span>quote<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">part </span></span><span class=\"wseb\">dans les r\u00e9s<span class=\"_ _3\"></span>ultats d\u2019ent<span class=\"_ _3\"></span>reprises </span></div>\n<div class=\"t m0 x6 h62 yc02 ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff9d\">\u00bb</span></span><span class=\"wse9\">. La quote<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part d\u2019Ageas da<span class=\"_ _3\"></span>ns les <span class=\"_ _3\"></span></span></span></span>variat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span>direct<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres ap<span class=\"_ _3\"></span>r\u00e8s acquisi<span class=\"_ _3\"></span>tion de l\u2019<span class=\"_ _3\"></span>entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e est</div>\n<div class=\"t m0 x6 h62 yc04 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at <span class=\"lsde wsea\">global<span class=\"wseb\">. Les </span></span></div>\n<div class=\"t m0 x6 h62 yc05 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span>s re\u00e7ues des<span class=\"_ _3\"></span> entreprises<span class=\"_ _3\"></span> associ\u00e9es r\u00e9d<span class=\"_ _3\"></span>uisent la<span class=\"_ _3\"></span> valeur</div>\n<div class=\"t m0 x6 h62 yc06 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya45 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya46 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les int\u00e9r<span class=\"_ _0\"></span>\u00eats dans d<span class=\"_ _0\"></span>es co<span class=\"ls0 ws0\">-</span>entrepri<span class=\"_ _0\"></span>ses, au tit<span class=\"_ _0\"></span>re desq<span class=\"_ _0\"></span>uels un cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x6 h62 ya47 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjoint<span class=\"_ _0\"></span> d\u2019un acco<span class=\"_ _0\"></span>rd donne \u00e0 A<span class=\"_ _0\"></span>geas des dro<span class=\"_ _0\"></span>its sur les ac<span class=\"_ _0\"></span>tifs nets<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya48 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019acco<span class=\"_ _0\"></span>rd conjo<span class=\"_ _0\"></span>int, sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">des investis<span class=\"_ _0\"></span>sements dans </span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des entreprises<span class=\"_ _3\"></span> associ\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 57px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values sur les tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>ns entre A<span class=\"_ _0\"></span>geas et les p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la m<span class=\"_ _0\"></span>ise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya4d ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9limin\u00e9es au<span class=\"_ _3\"></span> prorata <span class=\"_ _3\"></span>de la par<span class=\"_ _3\"></span>t d\u2019Ageas. <span class=\"_ _3\"></span>Les moins<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsfa\">values sont<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya4e ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9gale<span class=\"wsfa\">ment \u00e9lim<span class=\"_ _3\"></span>in\u00e9es<span class=\"ls0 ws0\">, <span class=\"_ _3\"></span></span>sauf si la transac<span class=\"_ _3\"></span>tion indique une<span class=\"_ _3\"></span> d\u00e9pr\u00e9ciation de </span></div>\n<div class=\"t m0 x6 h62 ya4f ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif c<span class=\"_ _0\"></span>\u00e9d\u00e9. L<span class=\"_ _0\"></span>es pertes<span class=\"_ _0\"></span> de vale<span class=\"_ _0\"></span>ur sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9<span class=\"_ _0\"></span>es jusqu<span class=\"_ _0\"></span>\u2019\u00e0 ce qu<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya50 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le de la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>e r\u00e9duis<span class=\"_ _0\"></span>e \u00e0 z\u00e9ro. <span class=\"_ _0\"></span>Les pert<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya51 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur sup<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires ne so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es que dans<span class=\"_ _0\"></span> la mesure o\u00f9</div>\n<div class=\"t m0 x6 h62 ya52 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas est soumi<span class=\"_ _3\"></span>s \u00e0 des obligatio<span class=\"_ _3\"></span>ns l\u00e9gales ou impl<span class=\"_ _3\"></span>icites, ou a effe<span class=\"_ _3\"></span>ctu\u00e9</div>\n<div class=\"t m0 x6 h62 ya53 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des paie<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>our le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>l\u2019entre<span class=\"_ _0\"></span>prise as<span class=\"_ _0\"></span>soci\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya54 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya55 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les int<span class=\"_ _0\"></span>\u00e9r\u00eats \u00e0 lon<span class=\"_ _0\"></span>g terme (co<span class=\"_ _0\"></span>mme les pr\u00eat<span class=\"_ _0\"></span>s inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s) dans une<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya56 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une <span class=\"lsdd\">co<span class=\"ls0 ws0\">-</span></span>entr<span class=\"_ _0\"></span>eprise q<span class=\"_ _0\"></span>ui font parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 ya57 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>\u2019entre<span class=\"_ _0\"></span>prise ass<span class=\"_ _0\"></span>oci\u00e9e ou la co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">entreprise<span class=\"_ _3\"></span>, mais </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour lesque<span class=\"_ _3\"></span>ls la m\u00e9t<span class=\"_ _3\"></span>hode de mi<span class=\"_ _3\"></span>se en \u00e9quiva<span class=\"_ _3\"></span>len<span class=\"wsfa\">ce ne s\u2019applique<span class=\"_ _3\"></span> pas, la </span></div>\n<div class=\"t m0 x6 h62 ya59 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">n<span class=\"lsde wsfa\">orme IAS<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">39 s\u2019applique<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 598px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 603px; width: 353px; z-index: 4;\"><br/></div>\n\n<div id=\"fs_W8P61MVC5S00000000000000000000\">\n<div style=\"z-index: 15;\">\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y970 ff9a fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Cessi<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de filiales,<span class=\"_ _0\"></span> de lign<span class=\"_ _0\"></span>es d\u2019act<span class=\"_ _0\"></span>ivit\u00e9 et <span class=\"_ _0\"></span>d\u2019actifs<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">non courant <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y971 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif no<span class=\"_ _0\"></span>n courant (o<span class=\"_ _0\"></span>u un group<span class=\"_ _0\"></span>e destin\u00e9 \u00e0 \u00eatr<span class=\"_ _0\"></span>e c\u00e9d\u00e9, comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 yc07 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiale) es<span class=\"_ _0\"></span>t class<span class=\"_ _0\"></span>\u00e9 comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> <span class=\"lsde wsfa\">d\u00e9tenu en vue<span class=\"_ _3\"></span> de la vente</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9a\"> <span class=\"lsdd ws11a\">s\u2019il est </span></span></span></div>\n<div class=\"t m0 x1a h62 y972 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent da<span class=\"_ _0\"></span>ns son \u00e9t<span class=\"_ _0\"></span>at actu<span class=\"_ _0\"></span>el et qu<span class=\"_ _0\"></span>e sa vent<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 y973 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hauteme<span class=\"_ _0\"></span>nt probab<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y974 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y975 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une vente est<span class=\"_ _0\"></span> hautem<span class=\"_ _0\"></span>ent <span class=\"lsde wseb\">probable lorsque<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yc08 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsf0\">Il<span class=\"_ _3\"></span> y <span class=\"lsdc wse9\">a un clair eng<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span> de la direct<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yae7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">Il<span class=\"_ _3\"></span> y a un programme<span class=\"_ _3\"></span> actif pour trouv<span class=\"_ _3\"></span>er un acheteur et<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">mener \u00e0 bi<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x6a h62 yae8 ff9a fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">le<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">plan</span> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wseb\">L\u2019actif est act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt comm<span class=\"_ _0\"></span>ercialis<span class=\"_ _0\"></span>\u00e9 en v<span class=\"_ _0\"></span>ue de la v<span class=\"_ _0\"></span>ente \u00e0 un<span class=\"_ _0\"></span> prix </span></span></div>\n<div class=\"t m0 x6a h62 yaea ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able par r<span class=\"_ _0\"></span>apport \u00e0 sa jus<span class=\"_ _0\"></span>te valeur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5d ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">La conclusion de l<span class=\"_ _0\"></span>a vente est att<span class=\"_ _0\"></span>endue da<span class=\"_ _0\"></span>ns les douz<span class=\"_ _0\"></span>e mois \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 ya5e ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compter de la<span class=\"_ _3\"></span> date de son classement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ya5f ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es mesures <span class=\"wsea\">requise<span class=\"_ _3\"></span>s</span></span><span class=\"ff9a\"> <span class=\"lsde wsea\">pour <span class=\"_ _3\"></span><span class=\"wseb\">mener le p<span class=\"_ _3\"></span>lan \u00e0 bi<span class=\"_ _3\"></span>en</span></span> <span class=\"lsde wseb\">indiquen<span class=\"_ _3\"></span>t qu\u2019il es<span class=\"_ _3\"></span>t </span></span></span></div>\n<div class=\"t m0 x6a h62 ya60 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peu probable<span class=\"_ _3\"></span> que des <span class=\"_ _3\"></span>changements <span class=\"_ _3\"></span><span class=\"wsea\">importants<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">soient app<span class=\"_ _0\"></span>ort\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">au </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya61 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plan ou que ce<span class=\"_ _0\"></span>lui<span class=\"ls0 ws0\">-</span>ci soit ret<span class=\"_ _0\"></span>ir\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya62 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs non co<span class=\"_ _3\"></span>urants (ou groupe<span class=\"_ _3\"></span>s destin\u00e9s \u00e0 \u00eatre<span class=\"_ _3\"></span> c\u00e9d\u00e9s) class\u00e9s</div>\n<div class=\"t m0 x1a h62 yaeb ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9t<span class=\"_ _0\"></span>enus e<span class=\"_ _0\"></span>n vue de <span class=\"_ _0\"></span>la vente s<span class=\"_ _0\"></span>ont \u00e9va<span class=\"_ _0\"></span>lu\u00e9s au <span class=\"_ _0\"></span>plus fai<span class=\"_ _0\"></span>ble de l<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x1a h62 yaec ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>eur just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur diminu<span class=\"_ _0\"></span>\u00e9e des f<span class=\"_ _0\"></span>rais de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x1a h62 yaed ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span><span class=\"lsde wsfa\">, les caract\u00e9ris<span class=\"_ _3\"></span>tiques suivantes<span class=\"_ _3\"></span> s\u2019appliquent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">L\u2019\u00e9valuation au p<span class=\"_ _0\"></span>lus faibl<span class=\"_ _0\"></span>e de la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et de la juste </span></span></div>\n<div class=\"t m0 x6a h62 yaef ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur diminu\u00e9e<span class=\"_ _3\"></span> des frais de la<span class=\"_ _3\"></span> vente ne s\u2019applique<span class=\"_ _3\"></span> pas aux actif<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6a h62 yaf0 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>\u00e9s de cette r\u00e8g<span class=\"_ _0\"></span>le, comm<span class=\"_ _0\"></span>e les obli<span class=\"_ _0\"></span>gations li<span class=\"_ _0\"></span>\u00e9es \u00e0 des cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6a h62 yaf1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de (re)ass<span class=\"_ _0\"></span>urance q<span class=\"_ _0\"></span>ui tombe<span class=\"_ _0\"></span>nt dans le ch<span class=\"_ _0\"></span>amp d\u2019app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la</div>\n<div class=\"t m0 x6a h62 yaf2 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 4, les act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers qui<span class=\"_ _0\"></span> tombent da<span class=\"_ _0\"></span>ns le champ</div>\n<div class=\"t m0 x6a h62 yaf3 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 3<span class=\"_ _0\"></span>9, des actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6a h62 yaf4 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tombent<span class=\"_ _0\"></span> dans le cham<span class=\"_ _0\"></span>p d\u2019applic<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>2 et des</div>\n<div class=\"t m0 x6a h62 yaf5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs g\u00e9<span class=\"_ _0\"></span><span class=\"lsde wseb\">n\u00e9r\u00e9s par d<span class=\"_ _3\"></span>es plans <span class=\"_ _3\"></span>de retraite <span class=\"_ _3\"></span>qui tomben<span class=\"_ _3\"></span>t dans le c<span class=\"_ _3\"></span>hamp </span></div>\n<div class=\"t m0 x6a h62 yaf6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yaf7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es actifs couran<span class=\"_ _3\"></span>ts et tous les passif<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> applicables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaf9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">Ne <span class=\"_ _3\"></span>sont ni d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s<span class=\"_ _0\"></span>, ni amort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yafa ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse8\">Pr\u00e9sent\u00e9s</span><span class=\"ff9a\"> <span class=\"lsde wseb\">s\u00e9par\u00e9ment dans <span class=\"_ _3\"></span>l\u2019\u00e9tat de <span class=\"lsdc wse9\">la situation finan<span class=\"_ _0\"></span>ci\u00e8re (<span class=\"_ _0\"></span>actifs et </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> ne sont <span class=\"_ _0\"></span>pas com<span class=\"_ _0\"></span>pens\u00e9s).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d4 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La date d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on d\u2019une <span class=\"_ _0\"></span>filial<span class=\"_ _0\"></span>e ou d\u2019u<span class=\"_ _0\"></span>n group<span class=\"_ _0\"></span>e destin<span class=\"_ _0\"></span>\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 es<span class=\"_ _0\"></span>t la</div>\n<div class=\"t m0 x1a h62 y9d5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date \u00e0 laque<span class=\"_ _0\"></span>lle le cont<span class=\"_ _0\"></span>r\u00f4le est tr<span class=\"_ _0\"></span>ansmi<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9tat con<span class=\"_ _0\"></span>solid\u00e9 de<span class=\"_ _0\"></span> la perform<span class=\"_ _0\"></span>ance finan<span class=\"_ _0\"></span>ci\u00e8re co<span class=\"_ _0\"></span>mprend l<span class=\"_ _0\"></span>es r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9d8 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019une fi<span class=\"_ _0\"></span>liale o<span class=\"_ _0\"></span>u d\u2019un gr<span class=\"_ _0\"></span>oupe d<span class=\"_ _0\"></span>estin\u00e9 \u00e0<span class=\"_ _0\"></span> \u00eatre c\u00e9<span class=\"_ _0\"></span>d\u00e9 jusq<span class=\"_ _0\"></span>u\u2019\u00e0 la dat<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 y9d9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession.<span class=\"_ _0\"></span> Le profit ou la pe<span class=\"_ _0\"></span>rte r\u00e9su<span class=\"_ _0\"></span>ltant de la ces<span class=\"_ _0\"></span>sion est l<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 y9da ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9db ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">e <span class=\"lsde wseb\">produi<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> vente</span></span> ;<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse9\">a valeur compt<span class=\"_ _0\"></span>able des act<span class=\"_ _0\"></span>ifs nets m<span class=\"_ _0\"></span>ajor\u00e9e d<span class=\"_ _0\"></span>e tout goodw<span class=\"_ _0\"></span>ill </span></span></span></div>\n<div class=\"t m0 x6a h62 y9dd ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>able et<span class=\"ls0 ws0\"> </span>des mo<span class=\"_ _0\"></span>ntants ac<span class=\"_ _0\"></span>cumul<span class=\"_ _0\"></span>\u00e9s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at du r\u00e9sul<span class=\"_ _0\"></span>tat glob<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x6a h62 y9de ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(par exem<span class=\"_ _0\"></span>ple, <span class=\"lsde wsfa\">les \u00e9carts<span class=\"ls0 ws0\"> </span></span>de change et <span class=\"ls0 ws0\">l<span class=\"lsde wseb\">es r\u00e9serves<span class=\"_ _3\"></span> disponible<span class=\"_ _3\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 y9df ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e0 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 y9e1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une activi<span class=\"_ _0\"></span>t\u00e9 aban<span class=\"_ _0\"></span>donn\u00e9e d\u00e9s<span class=\"_ _0\"></span>igne une<span class=\"_ _0\"></span> partie d\u2019Ag<span class=\"_ _0\"></span>eas qui a \u00e9t\u00e9 c<span class=\"_ _0\"></span>\u00e9d\u00e9e ou</div>\n<div class=\"t m0 x1a h62 y9e2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">class\u00e9e comme<span class=\"_ _3\"></span> d\u00e9tenue pour la vente et<span class=\"_ _3\"></span> qui<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya3c ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">R<span class=\"_ _3\"></span>epr\u00e9sent</span><span class=\"ff9a\">e <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une ligne d\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 princip<span class=\"_ _0\"></span>ale disti<span class=\"_ _0\"></span>ncte ou un<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">r\u00e9gion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya3d ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya3e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">F<span class=\"_ _3\"></span>ait</span><span class=\"ff9a\"> <span class=\"lsde wseb\">partie<span class=\"_ _3\"></span> d\u2019un plan<span class=\"_ _3\"></span> unique et<span class=\"_ _3\"></span> coordonn\u00e9 po<span class=\"_ _3\"></span>ur se s\u00e9p<span class=\"_ _3\"></span>arer d\u2019une </span></span></span></div>\n<div class=\"t m0 x6a h62 ya3f ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ligne d\u2019ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9 principa<span class=\"_ _0\"></span>le et distinc<span class=\"_ _0\"></span>te ou d\u2019un<span class=\"_ _0\"></span>e r\u00e9gion</div>\n<div class=\"t m0 x6a h62 ya40 ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span>ou<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya41 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdd wse9\">E<span class=\"_ _3\"></span>st</span><span class=\"ff9a\"> <span class=\"lsdc wse9\">une filial<span class=\"_ _0\"></span>e acquise ex<span class=\"_ _0\"></span>clusiv<span class=\"_ _0\"></span>ement en vu<span class=\"_ _0\"></span>e de la revent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya42 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats su<span class=\"_ _3\"></span>r les activit\u00e9s aba<span class=\"_ _3\"></span>ndonn\u00e9es sont repr<span class=\"_ _3\"></span>is distinctemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yc09 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 158px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 903px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 37px; width: 329px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 52px; width: 329px; z-index: 4;\"><br/></div>\n\n<br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ffa0 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ffa0 fs50 fc10 sc0 ls10f ws132\" style=\"z-index: 15;\">Op\u00e9r<span class=\"_ _3\"></span>atio<span class=\"_ _3\"></span>ns <span class=\"_ _3\"></span>en <span class=\"_ _3\"></span>monna<span class=\"_ _3\"></span>ie<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfd ws119\">\u00e9trang\u00e8res <span class=\"_ _3\"></span>et soldes</span> </span></div>\n<div class=\"t m0 x6 h62 y836 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9tablissem<span class=\"_ _3\"></span>ents \u00e9trangers d\u2019A<span class=\"_ _3\"></span>geas convertissen<span class=\"_ _3\"></span>t leurs op\u00e9ration<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y837 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">monnaie \u00e9trang\u00e8r<span class=\"_ _3\"></span>e au cou<span class=\"lsdc wseb\">rs de chang<span class=\"_ _0\"></span>e en vigu<span class=\"_ _0\"></span>eur \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"_ _0\"></span>la </span></div>\n<div class=\"t m0 x6 h62 y876 ff9e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y877 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y878 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9s<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on de l\u2019inf<span class=\"_ _0\"></span>ormati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re, les</div>\n<div class=\"t m0 x6 h62 y879 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> mon\u00e9tai<span class=\"_ _0\"></span>res \u00e9tra<span class=\"_ _0\"></span>ng\u00e8re sont c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s au cours de ch<span class=\"_ _0\"></span>ange en</div>\n<div style=\"z-index: 15;\">vigueu\n<div id=\"fs_96PR3OEZA800000000000000000000B\">\n<div style=\"font-family: 'times new roman', times; font-size: 10pt;\">\n<div class=\"pf w0 h0\" id=\"pf6h\">\n<div class=\"pc pc6d w0 h0\">\n<div>\n<div>\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div class=\"t m0 x6 h62 y87a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n\u00e0 cet<span class=\"_ _0\"></span>te date. Les<span class=\"_ _0\"></span> \u00e9carts d<span class=\"_ _0\"></span>e change r\u00e9<span class=\"_ _0\"></span>sultant d<span class=\"_ _0\"></span>e variati<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons d<span class=\"ls0 ws0\">u<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y87b ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt am<span class=\"_ _0\"></span>orti d\u2019u<span class=\"_ _0\"></span>n \u00e9l\u00e9me<span class=\"_ _0\"></span>nt mon\u00e9t<span class=\"_ _0\"></span>aire cl<span class=\"_ _0\"></span>assifi\u00e9 c<span class=\"_ _0\"></span>omme \u00e9t<span class=\"_ _0\"></span>ant dis<span class=\"_ _0\"></span>ponible <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y87c ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la vent<span class=\"_ _0\"></span>e sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rform<span class=\"_ _0\"></span>ance fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019autr<span class=\"_ _0\"></span>es gains et p<span class=\"_ _0\"></span>ertes li\u00e9s \u00e0 la v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>n de la juste va<span class=\"_ _0\"></span>leur de tels<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87e ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span><span class=\"wse9\">es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y87f ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y880 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y881 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">mon\u00e9<span class=\"_ _3\"></span>taires \u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt historique<span class=\"_ _3\"></span> sont convertis<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y882 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au cours de c<span class=\"_ _0\"></span>hange hist<span class=\"_ _0\"></span>orique e<span class=\"_ _0\"></span>n vigueur \u00e0 la dat<span class=\"_ _0\"></span>e de la trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y883 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taires \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 la just<span class=\"_ _0\"></span>e valeur so<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>is au </span></span></div>\n<div class=\"t m0 x6 h62 yc0b ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">cour<span class=\"lsdc wseb\">s de chang<span class=\"_ _0\"></span>e en vig<span class=\"_ _0\"></span>ueur au m<span class=\"_ _0\"></span>oment <span class=\"_ _0\"></span>o\u00f9 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 yc0c ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e. Les g<span class=\"_ _0\"></span>ains et pert<span class=\"_ _0\"></span>es d\u00e9co<span class=\"_ _0\"></span>ulant des \u00e9c<span class=\"_ _0\"></span>arts de ch<span class=\"_ _0\"></span>ange sont</div>\n<div class=\"t m0 x6 h62 yc0d ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la<span class=\"_ _3\"></span> performance finan<span class=\"_ _3\"></span>ci\u00e8re sous la rubr<span class=\"_ _3\"></span>ique</div>\n<div class=\"t m0 x6 h62 yc0e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons d\u2019\u00e9ca<span class=\"_ _0\"></span>rt de chan<span class=\"_ _0\"></span>ge, sauf s\u2019<span class=\"_ _0\"></span>ils se rapport<span class=\"_ _0\"></span>ent aux<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00e9l\u00e9ments non</span>-</span></div>\n<div class=\"t m0 x6 h62 yc0f ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"_ _0\"></span>res dont<span class=\"_ _0\"></span> les va<span class=\"_ _0\"></span>riations <span class=\"_ _0\"></span>de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc10 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc11 ff9e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Transactions<span class=\"_ _3\"></span> en <span class=\"wsea\">monnaie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>\u00e9trang\u00e8res<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yc12 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ation, Age<span class=\"_ _0\"></span>as conve<span class=\"_ _0\"></span>rtit l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situa<span class=\"_ _0\"></span>tion fina<span class=\"_ _0\"></span>nci\u00e8re</div>\n<div class=\"t m0 x6 h62 yc13 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>me<span class=\"wse9\">nt \u00e9tra<span class=\"_ _0\"></span>nger, dont l<span class=\"_ _0\"></span>a monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnelle n\u2019<span class=\"_ _0\"></span>est pas </span></div>\n<div class=\"t m0 x6 h62 yc14 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019euro et <span class=\"_ _3\"></span>dont l\u2019\u00e9con<span class=\"_ _3\"></span>omie n\u2019est <span class=\"_ _3\"></span>pas hyper<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e \u00e0 la fin d<span class=\"_ _0\"></span>e la </span></div>\n<div class=\"t m0 x6 h62 yc15 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re,<span class=\"_ _0\"></span> au cours en vig<span class=\"_ _0\"></span>ueur</div>\n<div class=\"t m0 x6 h62 yc16 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9se<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n de l\u2019infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re. L\u2019\u00e9t<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x6 h62 yc17 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et l\u2019\u00e9tat de fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie de ces</div>\n<div class=\"t m0 x6 h62 yc18 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sont conve<span class=\"_ _0\"></span>rtis au co<span class=\"_ _0\"></span>urs de chan<span class=\"_ _0\"></span>ge moyen po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 yc19 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able e<span class=\"_ _0\"></span>n cours <span class=\"_ _0\"></span>(ou except<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> au cour<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x6 h62 yc1a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la da<span class=\"_ _0\"></span>te de la tran<span class=\"_ _0\"></span>saction <span class=\"lsde wsfa\">si les cours de change </span></div>\n<div class=\"t m0 x6 h62 yc1b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fluctuent d<span class=\"_ _3\"></span>e mani\u00e8re <span class=\"_ _3\"></span>consid\u00e9rable).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc1c ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc1d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les \u00e9ca<span class=\"_ _0\"></span>rts de chang<span class=\"_ _0\"></span>e li\u00e9s aux \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 yc1e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trangers da<span class=\"_ _3\"></span>ns les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.<span class=\"_ _3\"></span> Lorsqu\u2019un</div>\n<div class=\"t m0 x6 h62 yc1f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9trange<span class=\"_ _0\"></span>r est c\u00e9d\u00e9, ce<span class=\"_ _0\"></span>s \u00e9carts de c<span class=\"_ _0\"></span>hange pr\u00e9<span class=\"_ _0\"></span>c\u00e9demm<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 yc20 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s les autres \u00e9l\u00e9<span class=\"_ _3\"></span>ments du r\u00e9sulta<span class=\"_ _3\"></span>t glob<span class=\"lsdc wseb\">al sont rec<span class=\"_ _0\"></span>lass\u00e9s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 yc21 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re \u00e0 t<span class=\"_ _0\"></span>itre de plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">ou moi<span class=\"_ _3\"></span>ns</span>-<span class=\"lsde wsea\">value<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yc22 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur la ve<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb93 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb94 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les \u00e9carts d<span class=\"_ _0\"></span>e change l<span class=\"_ _0\"></span>i\u00e9s aux \u00e9l\u00e9m<span class=\"_ _0\"></span>ents mon\u00e9t<span class=\"_ _0\"></span>aires, l<span class=\"_ _0\"></span>es empru<span class=\"_ _0\"></span>nts et</div>\n<div class=\"t m0 x6 h62 yb95 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s en monnai<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>\u00e9trang<span class=\"_ _0\"></span>\u00e8re, faisa<span class=\"_ _0\"></span>nt parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yb96 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9, so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yb97 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, sauf en cas d\u2019<span class=\"_ _0\"></span>ineffic<span class=\"_ _0\"></span>acit\u00e9 de la c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 yc23 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure. Au mo<span class=\"_ _0\"></span>ment de la so<span class=\"_ _0\"></span>rtie de l\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement net<span class=\"_ _0\"></span>, les</div>\n<div class=\"t m0 x1a h62 yc24 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span><span class=\"wse9\">e reconn<span class=\"_ _0\"></span>us pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du </span></div>\n<div class=\"t m0 x1a h62 yc25 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l sont rec<span class=\"_ _0\"></span>lassifi<span class=\"_ _0\"></span>\u00e9s dans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc26 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc27 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tout goodw<span class=\"_ _0\"></span>ill ou autr<span class=\"_ _0\"></span>es ajuste<span class=\"_ _0\"></span>ments de l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur proven<span class=\"_ _0\"></span>ant de</div>\n<div class=\"t m0 x1a h62 yc28 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019acquis<span class=\"_ _0\"></span>ition d\u2019<span class=\"_ _0\"></span>un \u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9tranger so<span class=\"_ _0\"></span>nt consid<span class=\"_ _0\"></span>\u00e9r\u00e9s co<span class=\"_ _0\"></span>mme actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yc29 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et passifs<span class=\"_ _0\"></span> de l\u2019\u00e9tabl<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt \u00e9trang<span class=\"_ _0\"></span>er et sont co<span class=\"_ _0\"></span>nvertis<span class=\"_ _0\"></span> au cours de</div>\n<div class=\"t m0 x1a h62 yc2a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la f<span class=\"_ _0\"></span>in de la p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>\u2019infor<span class=\"_ _0\"></span>mation</div>\n<div class=\"t m0 x1a h62 yc2b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re. A<span class=\"_ _3\"></span>geas comp<span class=\"_ _3\"></span>tabilise les <span class=\"_ _3\"></span>\u00e9carts d<span class=\"_ _3\"></span>e change r\u00e9<span class=\"_ _3\"></span>sultant dan<span class=\"_ _3\"></span>s les</div>\n<div class=\"t m0 x1a h62 yc2c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat gl<span class=\"lsdc wse9\">obal, jusqu\u2019au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a cession d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yc2d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9tabli<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt \u00e9tran<span class=\"_ _0\"></span>ger. A ce<span class=\"_ _0\"></span> moment<span class=\"_ _0\"></span>, les \u00e9c<span class=\"_ _0\"></span>arts de c<span class=\"_ _0\"></span>hange</div>\n<div class=\"t m0 x1a h62 yc2e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"_ _3\"></span> reconnus dans<span class=\"_ _3\"></span> les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments d<span class=\"_ _3\"></span>u r\u00e9sultat<span class=\"_ _3\"></span> global</div>\n<div class=\"t m0 x1a h62 yc2f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont recl<span class=\"_ _0\"></span>assifi\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc30 ff9e fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>lation <span class=\"lsde wsea\">en<span class=\"ls0 ws0\"> </span>Turquie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc31 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, l\u2019<span class=\"_ _0\"></span>\u00e9conom<span class=\"_ _0\"></span>ie Turqu<span class=\"_ _0\"></span>e est consid<span class=\"_ _0\"></span>\u00e9r\u00e9e \u00e9tant<span class=\"_ _0\"></span> hyper<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc32 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e conform\u00e9<span class=\"_ _0\"></span>ment aux dis<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 29</div>\n<div class=\"t m0 x1a h62 yc33 ffa1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wseb\">In<span class=\"_ _3\"></span>formation financ<span class=\"_ _3\"></span>i\u00e8re dan<span class=\"_ _3\"></span>s les \u00e9conomies<span class=\"_ _3\"></span> hyper</span>-<span class=\"lsdc wse8\">inflationnist<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ffa1\">\u00bb</span><span class=\"lsf0 ws10c\">. A </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yc34 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e, le t<span class=\"_ _0\"></span>aux cumu<span class=\"_ _0\"></span>l\u00e9 d\u2019inf<span class=\"_ _0\"></span>lation <span class=\"_ _0\"></span>Turque s<span class=\"_ _0\"></span>ur les t<span class=\"_ _0\"></span><span class=\"lsde\">rois ann\u00e9e<span class=\"_ _3\"></span>s exc\u00e8de </span></div>\n<div class=\"t m0 x1a h62 yc35 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les 100% (1<span class=\"_ _0\"></span>56%), selo<span class=\"_ _0\"></span>n l\u2019indic<span class=\"_ _0\"></span>e de prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc36 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. P<span class=\"_ _0\"></span>ar cons\u00e9q<span class=\"_ _0\"></span>uent, Ag<span class=\"_ _0\"></span>eas a pour la</div>\n<div class=\"t m0 x1a h62 yc37 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re fois ap<span class=\"_ _0\"></span>pliqu\u00e9,<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsoli<span class=\"_ _0\"></span>d\u00e9s, les</div>\n<div class=\"t m0 x1a h62 yc38 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions de la nor<span class=\"_ _0\"></span>me IAS 29 po<span class=\"_ _0\"></span>ur les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs de ses</div>\n<div class=\"t m0 x1a h62 yc39 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wsea\">Aksigor<span class=\"_ _3\"></span>ta</span> </span>\u00bb<span class=\"ff9e\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">et </span></span>\u00ab<span class=\"_ _3\"></span><span class=\"ff9e\"> <span class=\"lsde wsea\">AgeSA</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9e\">. </span></span></div>\n<div class=\"t m0 x1a h62 yc3a ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc3b ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S 29 impose qu<span class=\"_ _0\"></span>e les \u00e9tat<span class=\"_ _0\"></span>s financie<span class=\"_ _0\"></span>rs pr\u00e9pa<span class=\"_ _0\"></span>r\u00e9s en monn<span class=\"_ _0\"></span>aie</div>\n<div class=\"t m0 x1a h62 yc3c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trang\u00e8re <span class=\"_ _3\"></span>d\u2019une \u00e9conomie<span class=\"_ _3\"></span> \u00e9tant con<span class=\"_ _3\"></span>sid\u00e9r\u00e9e hyper<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"lsdc\">inflation<span class=\"_ _0\"></span>niste s<span class=\"_ _0\"></span>oient </span></div>\n<div class=\"t m0 x1a h62 yc3d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9s<span class=\"_ _0\"></span> en ter<span class=\"_ _0\"></span>mes de p<span class=\"_ _0\"></span><span class=\"wse9\">ouvoir d\u2019<span class=\"_ _0\"></span>achat \u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9riod<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 yc3e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span> Afin de d\u00e9t<span class=\"_ _0\"></span>erminer sa q<span class=\"_ _0\"></span>uote<span class=\"ls0 ws0\">-</span><span class=\"wse8\">part </span></div>\n<div class=\"t m0 x1a h62 yc3f ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans l\u2019actif<span class=\"_ _3\"></span> net ainsi que dans les<span class=\"_ _3\"></span> r\u00e9sultats d\u2019op\u00e9r<span class=\"_ _3\"></span>ation de ses</div>\n<div class=\"t m0 x1a h62 yc40 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue, Ageas<span class=\"_ _0\"></span> ajuste les<span class=\"_ _0\"></span> actifs et pa<span class=\"_ _0\"></span>ssifs non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc41 ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"lsdc wse9\">res exprim\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt histo<span class=\"_ _0\"></span>rique, les<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux propres ai<span class=\"_ _0\"></span>nsi que </span></div>\n<div class=\"t m0 x1a h62 yc42 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les \u00e9l\u00e9ments de<span class=\"_ _3\"></span> l\u2019\u00e9tat de la perf<span class=\"_ _3\"></span>ormance financi\u00e8re<span class=\"_ _3\"></span> pour la variation<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 yc43 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pouvoir d<span class=\"_ _0\"></span>\u2019achat, ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> l\u2019indice d<span class=\"_ _0\"></span>e prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc44 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. E<span class=\"_ _0\"></span>n deuxi\u00e8m<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">lieu, les \u00e9<span class=\"_ _3\"></span>tats financier<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yc45 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s s<span class=\"_ _0\"></span>ont conve<span class=\"_ _0\"></span>rtis en eur<span class=\"_ _0\"></span>o au cours de ch<span class=\"_ _0\"></span>ange en vi<span class=\"_ _0\"></span>gueur au 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1a h62 yc46 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2022<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc47 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc48 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conform<span class=\"_ _0\"></span>\u00e9ment aux<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 21 <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsf0 ws10c\">Effets des </span></span></span></div>\n<div class=\"t m0 x1a h62 yc49 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">variations des<span class=\"_ _3\"></span> cours de monnaies<span class=\"_ _3\"></span> \u00e9trang\u00e8res<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ffa1\">\u00bb</span><span class=\"lsdc wse9\">, les inform<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x1a h62 yc4a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comparat<span class=\"_ _0\"></span>ives de l\u2019<span class=\"_ _0\"></span>ex<span class=\"wseb\">ercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able 20<span class=\"_ _0\"></span>21 n\u2019ont <span class=\"_ _0\"></span>pas \u00e9t\u00e9 m<span class=\"_ _0\"></span>odifi<span class=\"_ _0\"></span>\u00e9es et </span></div>\n<div class=\"t m0 x1a h62 yc4b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a r<span class=\"_ _3\"></span>econnu l\u2019impa<span class=\"_ _3\"></span>ct r\u00e9sultan<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> premi\u00e8re app<span class=\"_ _3\"></span>lication de <span class=\"_ _3\"></span>la</div>\n<div class=\"t m0 x1a h62 yc4c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IAS 29<span class=\"_ _3\"></span> dans se<span class=\"_ _3\"></span>s capitaux<span class=\"_ _3\"></span> propres au<span class=\"_ _3\"></span> 1</div>\n<div class=\"t m0 x22 h76 yc4d ff9e fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfe h62 yc4e ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc4f ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc50 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019appli<span class=\"_ _0\"></span>cation de la no<span class=\"_ _0\"></span>rme IAS 2<span class=\"_ _0\"></span>9 a <span class=\"lsde wsea\">entra\u00een\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>un impact d<span class=\"_ _0\"></span>\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">(27) </span></span></div>\n<div class=\"t m0 x1a h62 yc51 ff9e fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">million<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">dans le<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">compte de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span>et un impact d<span class=\"lsde wsea\">\u2019EUR<span class=\"ls0 ws0\"> </span>147 </span></span></span></div>\n<div class=\"t m0 x1a h62 yc52 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat co<span class=\"_ _0\"></span>nsolid\u00e9 <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>des capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres de</div>\n<div class=\"t m0 x1a h62 yc53 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 330px; height: 776px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 330px; height: 776px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 330px; height: 776px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 330px; height: 776px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Cours de c<span class=\"_ _3\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e les cou<span class=\"_ _0\"></span>rs <span class=\"lsde wsfa\">de change des principales<span class=\"_ _3\"></span> </span><span class=\"wse8\">monnaies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour Agea<span class=\"_ _3\"></span>s.</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 417px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ffa2 fs45 fc1e sc0 lse5 ws100\" style=\"left: 455px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> en<span class=\"ls0 ws0\"> <span class=\"lse4 wsf7\">fin d\u2019exercice</span> </span></div>\n<div class=\"t m0 x65 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 670px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x192 h65 y699 ffa2 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 742px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">Moyens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc1e sc0 lse6 ws133\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">1 EUR =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 344px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 468px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 417px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Livre sterling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 1004px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 1004px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1004px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Dollar am\u00e9ricain<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 989px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 989px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 989px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 989px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Dollar Hong Kong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 974px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 974px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 974px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 974px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Livre turque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 959px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 959px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Yuan Renminbi chinois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 945px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 945px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 945px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 945px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Roupie indienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 930px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 930px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Ringgit malaisien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 915px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 915px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 915px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Peso philippin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 900px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 900px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Baht tha\u00eflandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 885px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 885px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 885px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 885px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Dong vietnamien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 870px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 870px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 643px; bottom: 870px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 870px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 859px; height: 247px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 859px; height: 247px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc59 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc5a ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d yc5b ffa5 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.8<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"ls110 ws134\">Bases d\u2019\u00e9va<span class=\"_ _0\"></span>luation<span class=\"_ _0\"></span> utilis\u00e9<span class=\"_ _0\"></span>es pour la </span></span></div>\n<div class=\"t m0 x6 h7d yc5c ffa5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">pr\u00e9paration des \u00e9tats financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc5d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des pas<span class=\"_ _0\"></span>sifs sont<span class=\"_ _0\"></span> effectu<span class=\"_ _0\"></span>\u00e9es </span></span></span></div>\n<div class=\"t m0 x6 h62 yc5e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des trans<span class=\"_ _0\"></span>actions s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 yc5f ffa2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">A<span class=\"_ _3\"></span>ctifs financier<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h62 yc60 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>ncier est t<span class=\"_ _0\"></span>out contr<span class=\"_ _0\"></span>at qui fait n<span class=\"_ _0\"></span>a\u00eetre un act<span class=\"_ _0\"></span>if financ<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x6 h62 yc61 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une enti<span class=\"_ _0\"></span>t\u00e9 et un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er ou un inst<span class=\"_ _0\"></span>rument<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de capitaux propre<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 yc62 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une aut<span class=\"_ _0\"></span>re entit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc63 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc64 ffa2 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Ageas classifie et mesure les act<span class=\"_ _0\"></span>ifs et les passifs financiers en f<span class=\"_ _0\"></span>onction</div>\n<div class=\"t m0 x6 h62 yc65 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des transa<span class=\"_ _3\"></span>ctions sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">jacentes<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yc66 ffa4 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Cla<span class=\"lsde wsea\">ssement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des actifs finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yc67 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le management d\u00e9<span class=\"_ _3\"></span>termine le clas<span class=\"_ _3\"></span>sement appropri\u00e9<span class=\"_ _3\"></span> des instruments</div>\n<div class=\"t m0 x6 h62 yc68 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers au mo<span class=\"_ _3\"></span>ment de leur acha<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yc69 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wsea\">D<span class=\"_ _3\"></span>\u00e9tenus <span class=\"lsdc wseb\">jusqu\u2019\u00e0 l\u2019\u00e9<span class=\"_ _0\"></span>ch\u00e9ance<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">les oblig<span class=\"_ _0\"></span>ations as<span class=\"_ _0\"></span>sorties<span class=\"_ _0\"></span> d\u2019une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc6a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e fixe que le m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent a l\u2019inte<span class=\"_ _0\"></span>ntion et la ca<span class=\"_ _0\"></span>pacit\u00e9 de</div>\n<div class=\"t m0 x5c h62 yc6b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tenir ju<span class=\"_ _0\"></span>squ\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc6c ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wseb\">Pr<span class=\"_ _3\"></span>\u00eats et cr\u00e9a<span class=\"_ _3\"></span>nces</span><span class=\"ffa2\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les obliga<span class=\"_ _3\"></span>tions avec paiem<span class=\"_ _3\"></span>ents fixes ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc6d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nables n<span class=\"_ _0\"></span>\u2019ayant<span class=\"_ _0\"></span> pas de c<span class=\"_ _0\"></span>ours c<span class=\"_ _0\"></span>ot\u00e9s sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et qui</div>\n<div class=\"t m0 x5c h62 yc6e ffa2 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">lo<span class=\"lsde wsfa\">rs de leur comptabil<span class=\"_ _3\"></span>isation initiale<span class=\"_ _3\"></span> ne sont pas d\u00e9si<span class=\"_ _3\"></span>gn\u00e9es comme </span></div>\n<div class=\"t m0 x5c h62 yc6f ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenues \u00e0 des<span class=\"_ _3\"></span> fins de transacti<span class=\"_ _3\"></span>on ou comme disponib<span class=\"_ _3\"></span>les \u00e0 la</div>\n<div class=\"t m0 x5c h62 yc70 ffa2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc71 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsdc wseb\">Disponibles \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les titres \u00e0 d\u00e9te<span class=\"_ _3\"></span>nir pour une p\u00e9riod<span class=\"_ _3\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc72 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9finie,<span class=\"_ _3\"></span> susceptible<span class=\"_ _3\"></span>s d\u2019\u00eatre <span class=\"_ _3\"></span>vendus pour r\u00e9<span class=\"_ _3\"></span>pondre \u00e0 <span class=\"_ _3\"></span>des b<span class=\"wsea\">esoins<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x5c h62 yc73 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de liquid<span class=\"_ _0\"></span>it\u00e9 ou \u00e0 des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat, de taux<span class=\"_ _0\"></span> de change</div>\n<div class=\"t m0 x5c h62 yc74 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de co<span class=\"_ _0\"></span>urs d\u2019act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc75 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsf0\">A<span class=\"_ _3\"></span>ctifs fina<span class=\"lsdc wse9\">nciers d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r par le biais d<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc76 ffa2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9sultat<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x5c h62 yc77 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsde wsfa\">D\u00e9tenus \u00e0 des fins de tran<span class=\"_ _3\"></span>saction</span><span class=\"ffa2\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">les titres qui sont<span class=\"_ _0\"></span> achet\u00e9s </span></span></span></div>\n<div class=\"t m0 x22d h62 yc78 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le bu<span class=\"lsde wsfa\">t de g\u00e9n\u00e9rer des profits \u00e0 cour<span class=\"_ _3\"></span>t terme<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x5c h62 yc79 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsdc wse9\">Des tit<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wseb\">financ<span class=\"_ _0\"></span>iers d<span class=\"_ _0\"></span>\u00e9sign\u00e9s <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du </span></span></span></div>\n<div class=\"t m0 x22d h62 yc7a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yc7b ffa4 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Evaluat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> actifs f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc7c ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les investisse<span class=\"_ _3\"></span>ments d\u00e9tenus jusqu\u2019<span class=\"_ _3\"></span>\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _3\"></span> sont mesur\u00e9s au co\u00fb<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yc7d ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorti so<span class=\"_ _0\"></span>us d\u00e9duct<span class=\"_ _0\"></span>ion de tout<span class=\"_ _0\"></span>e provision p<span class=\"_ _0\"></span>our d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on. Tout \u00e9ca<span class=\"_ _0\"></span>rt</div>\n<div class=\"t m0 x6 h62 yc7e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de juste val<span class=\"_ _0\"></span>eur par ra<span class=\"_ _0\"></span>pport au mo<span class=\"_ _0\"></span>ntant compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9 initia<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> li\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 yc7f ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de t<span class=\"_ _0\"></span>ransa<span class=\"_ _0\"></span>ction, des pr<span class=\"_ _0\"></span>imes ou des d<span class=\"_ _0\"></span>\u00e9cotes in<span class=\"_ _0\"></span>itiales,<span class=\"_ _0\"></span> est amort<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 yc80 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la dur\u00e9<span class=\"_ _0\"></span>e de vie de l\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt la m\u00e9th<span class=\"_ _0\"></span>ode du taux</div>\n<div class=\"t m0 x1a h62 yc81 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. Si<span class=\"_ _0\"></span> un actif<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance do<span class=\"_ _0\"></span>it faire <span class=\"_ _0\"></span>l\u2019objet</div>\n<div class=\"t m0 x1a h62 yc82 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on, la prov<span class=\"_ _0\"></span>ision po<span class=\"_ _0\"></span>ur d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en</div>\n<div class=\"t m0 x1a h62 yc83 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 751px; height: 73px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 57px; width: 341px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h62 yc84 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yc85 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pr\u00eat<span class=\"_ _0\"></span>s et cr<span class=\"_ _0\"></span>\u00e9ances so<span class=\"_ _0\"></span>nt mesu<span class=\"_ _0\"></span>r\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i sous <span class=\"_ _0\"></span>d\u00e9ducti<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 yc86 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>vision po<span class=\"_ _0\"></span><span class=\"wseb\">ur d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on. Lor<span class=\"_ _0\"></span>s de la co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initi<span class=\"_ _0\"></span>ale, les </span></div>\n<div class=\"t m0 x1a h62 yc87 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00eats et c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es sont m<span class=\"_ _0\"></span>esur\u00e9s <span class=\"_ _0\"></span>\u00e0 la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur y comp<span class=\"_ _0\"></span>ris les f<span class=\"_ _0\"></span>rais de</div>\n<div class=\"t m0 x1a h62 yc88 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les prime<span class=\"_ _0\"></span>s et d\u00e9c<span class=\"_ _0\"></span>otes in<span class=\"_ _0\"></span>itiales. <span class=\"_ _0\"></span>Le co\u00fbt<span class=\"_ _0\"></span> amorti <span class=\"_ _0\"></span>est calc<span class=\"_ _0\"></span>ul\u00e9</div>\n<div class=\"t m0 x1a h62 yc89 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant la m\u00e9th<span class=\"_ _0\"></span>ode du taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat ef<span class=\"_ _0\"></span>fectif<span class=\"ls0 ws0\"> </span>(TI<span class=\"_ _0\"></span>E), en pren<span class=\"_ _0\"></span>ant en</div>\n<div class=\"t m0 x1a h62 yc8a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte to<span class=\"_ _0\"></span>ute d\u00e9cot<span class=\"_ _0\"></span>e ou prime \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion et les<span class=\"_ _0\"></span> commissi<span class=\"_ _0\"></span>ons ou frais</div>\n<div class=\"t m0 x1a h62 yc8b ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui font<span class=\"_ _0\"></span> int\u00e9gr<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> parti<span class=\"_ _0\"></span>e du taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. L\u2019<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement</div>\n<div class=\"t m0 x1a h62 yc8c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du TIE est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 dans le co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat. Le<span class=\"_ _0\"></span>s gains et pe<span class=\"_ _0\"></span>rtes</div>\n<div class=\"t m0 x1a h62 yc8d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span><span class=\"wse9\">s\u00e9s dans l<span class=\"_ _0\"></span>e compte de r\u00e9s<span class=\"_ _0\"></span>ultat lo<span class=\"_ _0\"></span>rsque les<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts </span></div>\n<div class=\"t m0 x1a h62 yc8e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s ou d\u00e9<span class=\"_ _0\"></span>pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 577px; height: 152px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yc8f ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc90 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour les<span class=\"_ _0\"></span> instru<span class=\"_ _0\"></span>ments \u00e0 t<span class=\"_ _0\"></span>aux flott<span class=\"_ _0\"></span>ant, l<span class=\"_ _0\"></span>es flux <span class=\"_ _0\"></span>de tr\u00e9sor<span class=\"_ _0\"></span>erie so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 yc91 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riodiquemen<span class=\"_ _3\"></span>t r\u00e9estim\u00e9s<span class=\"_ _3\"></span> afin de <span class=\"_ _3\"></span>refl\u00e9ter les <span class=\"_ _3\"></span>mouvements de<span class=\"_ _3\"></span>s taux</div>\n<div class=\"t m0 x1a h62 yc92 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat du march<span class=\"_ _0\"></span>\u00e9. Si un instr<span class=\"_ _0\"></span>u<span class=\"wseb\">ment<span class=\"_ _0\"></span> \u00e0 taux fl<span class=\"_ _0\"></span>ottant a <span class=\"_ _0\"></span>\u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yc93 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale<span class=\"_ _0\"></span>ment \u00e0 un mont<span class=\"_ _0\"></span>ant (qu<span class=\"_ _0\"></span>asi) \u00e9gal<span class=\"_ _0\"></span> au montant re<span class=\"_ _0\"></span>mboursa<span class=\"_ _0\"></span>ble en</div>\n<div class=\"t m0 x1a h62 yc94 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al, la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion n\u2019a<span class=\"_ _0\"></span> pas d\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>e sur la v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x1a h62 yc95 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inst<span class=\"_ _0\"></span>rument et<span class=\"_ _0\"></span> il n\u2019y a pas d\u2019aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats re\u00e7u<span class=\"_ _0\"></span>s,</div>\n<div class=\"t m0 x1a h62 yc96 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compta<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>engag<span class=\"_ _0\"></span>ement. En r<span class=\"_ _0\"></span>evanche,<span class=\"_ _0\"></span> si un instru<span class=\"_ _0\"></span>ment \u00e0 taux</div>\n<div class=\"t m0 x1a h62 yc97 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> est acquis<span class=\"_ _0\"></span> avec une pri<span class=\"_ _0\"></span>me ou une d\u00e9c<span class=\"_ _0\"></span>ote signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ve, cette</div>\n<div class=\"t m0 x1a h62 yc98 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prime ou d\u00e9c<span class=\"_ _0\"></span>ote est am<span class=\"_ _0\"></span>ortie sur la du<span class=\"_ _0\"></span>r\u00e9e de vie att<span class=\"_ _0\"></span>endue de l<span class=\"_ _0\"></span>\u2019instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yc99 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et incl<span class=\"_ _0\"></span>use dans l<span class=\"_ _0\"></span>e calcu<span class=\"_ _0\"></span>l du TIE.<span class=\"_ _0\"></span> La val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able se<span class=\"_ _0\"></span>ra reca<span class=\"_ _0\"></span>lcul\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yc9a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour chaq<span class=\"_ _0\"></span>ue p\u00e9riode e<span class=\"_ _0\"></span>n \u00e9tablis<span class=\"_ _0\"></span>sant la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>alis\u00e9e<span class=\"_ _0\"></span> des flux de</div>\n<div class=\"t m0 x1a h62 yc9b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s a<span class=\"_ _0\"></span>u taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif \u00e0 ce mom<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">-<span class=\"lsf0\">l\u00e0. Tout </span></span></div>\n<div class=\"t m0 x1a h62 yc9c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment est co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9 en compte<span class=\"_ _0\"></span> de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc9d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 136px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 630px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 635px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 198px; height: 634px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 198px; height: 908px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 198px; height: 908px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations et</div>\n<div class=\"t m0 x6 h62 y8b2 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y8b3 ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">juste valeur. Les variations de juste valeur sont comptabilis\u00e9es <span class=\"wse9\"></span></div>\n<div class=\"t m0 x6 h62 y93e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments du</div>\n<div class=\"t m0 x6 h62 y93f ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9. Au</div>\n<div class=\"t m0 x6 h62 y940 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>e la ces<span class=\"_ _0\"></span>sion, <span class=\"_ _0\"></span>les variat<span class=\"_ _0\"></span>ions <span class=\"_ _0\"></span>accumul<span class=\"_ _0\"></span>\u00e9es de jus<span class=\"_ _0\"></span>te val<span class=\"_ _0\"></span><span class=\"lsde\">eur dans </span></div>\n<div class=\"t m0 x6 h62 y941 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres s<span class=\"_ _3\"></span>ont recycl\u00e9e<span class=\"_ _3\"></span>s via le<span class=\"_ _3\"></span> compte de <span class=\"_ _3\"></span>r\u00e9sultat. Le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> sur les tit<span class=\"_ _0\"></span>res dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9s via la</div>\n<div class=\"t m0 x6 h62 y943 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>u taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat effec<span class=\"_ _0\"></span>tif. L\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement p\u00e9<span class=\"_ _0\"></span>riodiq<span class=\"_ _0\"></span>ue et les</div>\n<div class=\"t m0 x6 h62 y944 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>our d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>ab<span class=\"lsde wsfa\">ilis\u00e9s dans le compte de<span class=\"_ _3\"></span> r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y945 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et les d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme des <span class=\"_ _0\"></span>produit<span class=\"_ _0\"></span>s lors <span class=\"_ _0\"></span>de leur</div>\n<div class=\"t m0 x6 h62 y946 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 345px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y9ed ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Aux portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>es d\u2019assu<span class=\"_ _0\"></span>rance o\u00f9 les p<span class=\"_ _0\"></span>rofits et pe<span class=\"_ _0\"></span>rtes non<span class=\"_ _0\"></span> r\u00e9alis\u00e9s su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y9ef ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> ont un impact direc<span class=\"_ _3\"></span>t sur l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssur<span class=\"lsdc wse8\">ance, </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, confor<span class=\"_ _0\"></span>m\u00e9ment \u00e0 l\u2019I<span class=\"_ _0\"></span>FRS 4. Cel<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>e que les vari<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span>s gains et pert<span class=\"_ _0\"></span>es non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s aff<span class=\"_ _0\"></span>ectent<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssurance et ne seron<span class=\"_ _3\"></span>t d\u00e8s lors pas inclus<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f3 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 167px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 546px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y97d ffab fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Date de <span class=\"lsde wsea\">transaction<span class=\"ls0 ws0\"> </span><span class=\"wseb\">et <span class=\"_ _3\"></span>de r\u00e8gl</span></span><span class=\"wse8\">ement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les ach<span class=\"_ _0\"></span>ats et vent<span class=\"_ _0\"></span>es d\u2019actif<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers imp<span class=\"_ _0\"></span>osant la liv<span class=\"_ _0\"></span>raison da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y97f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par des r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> ou par conve<span class=\"_ _0\"></span>ntion de mar<span class=\"_ _0\"></span>ch\u00e9</div>\n<div class=\"t m0 x1a h62 y980 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, qui est l<span class=\"_ _0\"></span>a date \u00e0 laquel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1a h62 y981 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas dev<span class=\"_ _0\"></span>ient part<span class=\"_ _0\"></span>ie aux disp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">contractuelles des actifs </span></span></div>\n<div class=\"t m0 x1a h62 y982 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y983 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les achats et<span class=\"_ _0\"></span> ventes \u00e0 te<span class=\"_ _0\"></span>rme autre<span class=\"_ _0\"></span>s que ceux im<span class=\"_ _0\"></span>posant<span class=\"_ _0\"></span> la livraiso<span class=\"_ _0\"></span>n dans</div>\n<div class=\"t m0 x1a h62 y985 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par la r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ation o<span class=\"_ _0\"></span>u la convent<span class=\"_ _0\"></span>ion de marc<span class=\"_ _0\"></span>h\u00e9 sont</div>\n<div class=\"t m0 x1a h62 y986 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> en tant q<span class=\"_ _0\"></span>ue trans<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s \u00e0 term<span class=\"_ _0\"></span>e sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9s jus<span class=\"_ _0\"></span>qu\u2019au</div>\n<div class=\"t m0 x1a h62 y987 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e8gle<span class=\"lsf0 ws104\">ment. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1a h7e yb0b ffab fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yb0c ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">IFRS des p<span class=\"_ _0\"></span>assifs f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>iers d\u00e9t<span class=\"_ _0\"></span>ermine l<span class=\"_ _0\"></span>eur \u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x1a h62 yb0d ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">leur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat de la m<span class=\"_ _0\"></span>ani\u00e8re su<span class=\"_ _0\"></span>ivante<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\"></span>Les passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais du<span class=\"ffa9\"><span class=\"lsdc wseb\"><span class=\"ls0 ws0\"><span class=\"lsde wsea\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb0f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de r\u00e9sultat incluent :<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y98d ffa9 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"><span class=\"lsdc wseb\">, <span class=\"_ _0\"></span>y </span></span></div>\n<div class=\"t m0 x134 h62 y98e ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compris le<span class=\"_ _3\"></span>s instrumen<span class=\"_ _3\"></span>ts d\u00e9riv\u00e9s ne<span class=\"_ _3\"></span> se quali<span class=\"_ _3\"></span>fiant pas <span class=\"_ _3\"></span>comme</div>\n<div class=\"t m0 x134 h62 yb10 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de couvert<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 yb11 ffa9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">ii)<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span>L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">es passifs finan<span class=\"_ _3\"></span>ciers qu\u2019Ageas a irr<span class=\"_ _3\"></span>\u00e9vocablement d\u00e9s<span class=\"_ _3\"></span>ign\u00e9s </span></span></div>\n<div class=\"t m0 x134 h62 yb12 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">lors de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale ou lors de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x134 h62 yb13 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">adoptio<span class=\"_ _0\"></span>n des IFRS co<span class=\"_ _0\"></span>mme d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais</div>\n<div class=\"t m0 x134 h62 yb14 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>, parce qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x134 h62 yb15 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e cont<span class=\"_ _0\"></span>rat h\u00f4te inc<span class=\"_ _0\"></span>lut un d\u00e9riv<span class=\"_ _0\"></span>\u00e9 incor<span class=\"_ _0\"></span>por\u00e9 qui dev<span class=\"_ _0\"></span>rait sino<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xfb h62 yb16 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00eatre s\u00e9par\u00e9,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 yb17 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er \u00e9limi<span class=\"_ _0\"></span>ne ou r<span class=\"lsde wseb\">\u00e9duit significat<span class=\"_ _3\"></span>ivement une </span></span></span></span></div>\n<div class=\"t m0 xfb h62 yb18 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incoh\u00e9r<span class=\"_ _0\"></span>ence dans l<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation ou la com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">non</span>-</span></div>\n<div class=\"t m0 xfb h62 yb19 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concordance<span class=\"_ _3\"></span> comptable<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"_ _3\"></span>, ou<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 ya70 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er rel\u00e8v<span class=\"_ _0\"></span>e d\u2019un grou<span class=\"_ _0\"></span>pe d\u2019actif<span class=\"_ _0\"></span>s et/ou de </span></span></span></div>\n<div class=\"t m0 xfb h62 ya71 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs g\u00e9r\u00e9s et d<span class=\"_ _0\"></span>ont la perf<span class=\"_ _0\"></span>ormance es<span class=\"_ _0\"></span>t \u00e9valu<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 xfb h62 ya72 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a <span class=\"lsde wsfa\">m\u00e9thode de la ju<span class=\"_ _3\"></span>ste valeur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya73 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wseb\">Les autres pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs sont i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 ya74 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion. Par l<span class=\"_ _0\"></span>a suite,</div>\n<div class=\"t m0 x6a h62 ya75 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> passifs <span class=\"lsde wsea\">financiers<span class=\"ls0 ws0\"> </span><span class=\"wseb\">sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti en<span class=\"_ _3\"></span> utilisant<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la m\u00e9tho<span class=\"_ _0\"></span>de du ta<span class=\"_ _0\"></span>ux d'in<span class=\"lsde\">t<span class=\"_ _0\"></span>\u00e9r\u00eat effe<span class=\"_ _3\"></span>ctif, avec<span class=\"_ _3\"></span> amortissement <span class=\"_ _3\"></span>p\u00e9riodique </span></div>\n<div class=\"t m0 x6a h62 ya77 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9 e<span class=\"_ _3\"></span>n compte de<span class=\"_ _3\"></span> r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya78 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya79 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les dettes subordon<span class=\"_ _3\"></span>n\u00e9es et les emprun<span class=\"_ _3\"></span>ts sont initia<span class=\"_ _3\"></span>lement</div>\n<div class=\"t m0 x1a h62 ya7a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> \u00e0 la juste vale<span class=\"_ _0\"></span>ur moins les<span class=\"_ _0\"></span> co\u00fbts de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 ya7b ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>urement<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amorti<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt <span class=\"wseb\">la m\u00e9t<span class=\"_ _0\"></span>hode du t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya7c ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if, avec am<span class=\"_ _0\"></span>ortisse<span class=\"_ _0\"></span>ment p\u00e9rio<span class=\"_ _0\"></span>dique en<span class=\"_ _0\"></span>regist<span class=\"_ _0\"></span>r\u00e9 en compte</div>\n<div class=\"t m0 x1a h62 yca8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 235px; height: 871px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y947 ffb1 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur est le mont<span class=\"_ _0\"></span>ant auq<span class=\"_ _0\"></span>uel un actif o<span class=\"_ _0\"></span>u un instrum<span class=\"_ _0\"></span>ent fina<span class=\"_ _0\"></span>ncier</div>\n<div class=\"t m0 x6 h62 y949 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">remis pourrai<span class=\"_ _3\"></span>t \u00eatre \u00e9<span class=\"_ _3\"></span>chang\u00e9 et un<span class=\"_ _3\"></span> passif r\u00e9g<span class=\"_ _3\"></span>l\u00e9, entre<span class=\"_ _3\"></span> parties bi<span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y94a ffaf fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">info<span class=\"lsde wseb\">r<span class=\"_ _3\"></span>m\u00e9es et <span class=\"_ _3\"></span>consentantes<span class=\"_ _3\"></span>, agissant da<span class=\"_ _3\"></span>ns des cond<span class=\"_ _3\"></span>itions de <span class=\"_ _3\"></span>pleine </span></div>\n<div class=\"t m0 x6 h62 y94b ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concurrence<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur pr\u00e9<span class=\"_ _0\"></span>sent\u00e9e est la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur nette (c<span class=\"_ _0\"></span>lean fai<span class=\"_ _0\"></span>r value),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffaf fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wseb\">dire la juste va<span class=\"_ _0\"></span>leur tot<span class=\"_ _0\"></span>ale moi<span class=\"_ _0\"></span>ns les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats <span class=\"_ _0\"></span>couru<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>o\u00fbts </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action. Le<span class=\"_ _0\"></span>s int\u00e9r\u00eat<span class=\"_ _0\"></span>s cour<span class=\"lsde wsfa\">us sont class\u00e9s s\u00e9par\u00e9ment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a9 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur d\u2019un pas<span class=\"_ _0\"></span>sif ou d\u2019un i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent de capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9ab ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">traduit l\u2019<span class=\"_ _3\"></span>effet du ri<span class=\"_ _3\"></span>sque de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span>perform<span class=\"_ _3\"></span>ance. Le ri<span class=\"_ _3\"></span>sque de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y9ac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lut, sa<span class=\"_ _0\"></span>ns s\u2019y li<span class=\"_ _0\"></span>miter, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e propr<span class=\"_ _0\"></span>e de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc05 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les princ<span class=\"_ _0\"></span>ipes de bas<span class=\"_ _0\"></span>e utilis\u00e9s l<span class=\"_ _0\"></span>ors de l\u2019<span class=\"wseb\">est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont </span></div>\n<div class=\"t m0 x6 h62 ya45 ffaf fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les su<span class=\"_ _3\"></span>ivant<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya46 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wseb\">M<span class=\"_ _3\"></span>aximisation du<span class=\"_ _3\"></span> recours <span class=\"_ _3\"></span>aux donn\u00e9es <span class=\"_ _3\"></span>(de march\u00e9<span class=\"_ _3\"></span>) observables<span class=\"_ _3\"></span> et </span></span></div>\n<div class=\"t m0 x5c h62 ya47 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">minimis<span class=\"_ _0\"></span>ation du re<span class=\"_ _0\"></span>cours aux d<span class=\"_ _0\"></span>onn\u00e9es<span class=\"_ _0\"></span> non observa<span class=\"_ _0\"></span>bles (co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x5c h62 ya48 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>ons et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>es)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya49 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>hang<span class=\"wsfa\">ement de m\u00e9t<span class=\"_ _3\"></span>hode d\u2019estimation<span class=\"_ _3\"></span> uniquem<span class=\"lsdc wse9\">ent lorsqu\u2019<span class=\"_ _0\"></span>une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya4a ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">am\u00e9lior<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> \u00eatre d\u00e9mo<span class=\"_ _0\"></span>ntr\u00e9e, o<span class=\"_ _0\"></span>u qu\u2019un cha<span class=\"_ _0\"></span>ngement es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x5c h62 ya4b ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire par s<span class=\"_ _0\"></span>uite des<span class=\"_ _0\"></span> modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de ma<span class=\"_ _0\"></span>rch\u00e9 ou</div>\n<div class=\"t m0 x5c h62 ya4c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la dispon<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors du calc<span class=\"_ _0\"></span>ul de la just<span class=\"_ _0\"></span>e valeur, la hi<span class=\"_ _0\"></span>\u00e9rarchi<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e est util<span class=\"_ _0\"></span>is\u00e9e pour</div>\n<div class=\"t m0 x6 h62 ya4f ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9t<span class=\"wse9\">ermi<span class=\"_ _0\"></span>ner la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fina<span class=\"_ _0\"></span>nciers p<span class=\"_ _0\"></span>ar des tech<span class=\"_ _0\"></span>niques </span></div>\n<div class=\"t m0 x6 h62 ya50 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation et po<span class=\"_ _0\"></span>ur la publi<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya51 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 1<span class=\"_ _3\"></span> : <span class=\"lsdc wseb\">les justes vale<span class=\"_ _0\"></span>urs so<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>es via l<span class=\"_ _0\"></span>es prix c<span class=\"_ _0\"></span>ot\u00e9s (n<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x5c h62 ya52 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s<span class=\"_ _0\"></span>) sur un marc<span class=\"_ _0\"></span>h\u00e9 actif pou<span class=\"_ _0\"></span>r des actif<span class=\"_ _0\"></span>s ou des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya53 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">identiques, ce<span class=\"_ _3\"></span> qui signifi<span class=\"lsdc wse9\">e que ces prix repr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x5c h62 ya54 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions r\u00e9<span class=\"_ _0\"></span>elles et int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nt r\u00e9guli\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> sur le march<span class=\"_ _0\"></span>\u00e9 dans</div>\n<div class=\"t m0 x5c h62 ya55 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des condit<span class=\"_ _0\"></span>ions de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce normal<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya56 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 2<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es autre<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 ya57 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des prix<span class=\"_ _0\"></span> cot\u00e9s au Nive<span class=\"_ _0\"></span>au<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">1 qui sont observab</span></span>les (sur le</div>\n<div class=\"t m0 x5c h62 ya58 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9), soi<span class=\"_ _3\"></span>t directemen<span class=\"_ _3\"></span>t (des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement (de<span class=\"_ _3\"></span>s donn\u00e9es</div>\n<div class=\"t m0 x5c h62 ya59 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e<span class=\"_ _0\"></span>s de prix, c<span class=\"_ _0\"></span>omme des ta<span class=\"_ _0\"></span>ux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat ou de chan<span class=\"_ _0\"></span>ge)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5a ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 3<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es qui ne<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya5b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas (t<span class=\"_ _0\"></span>otaleme<span class=\"_ _0\"></span>nt) bas\u00e9<span class=\"_ _0\"></span>es sur des donn<span class=\"_ _0\"></span>\u00e9es obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5c ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>o\u00fbt.</span><span class=\"ffaf\"> </span></span></div>\n<div class=\"t m0 x6 h62 ycaa ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ycab ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le niveau d<span class=\"_ _0\"></span>ans la hi\u00e9ra<span class=\"_ _0\"></span>rchie de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur dont re<span class=\"_ _0\"></span>l\u00e8ve enti\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ycac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r est d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>\u00e9 sur la b<span class=\"_ _0\"></span>ase <span class=\"lsde\">des donn\u00e9es du </span></div>\n<div class=\"t m0 x1a h62 ya1a ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau l<span class=\"_ _0\"></span>e plus f<span class=\"_ _0\"></span>aible qu<span class=\"_ _0\"></span>i soit si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif pou<span class=\"_ _0\"></span>r l\u2019\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n \u00e0 la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ya1b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son ent<span class=\"_ _0\"></span>i\u00e8ret\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1d ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9valua<span class=\"_ _3\"></span>tions de j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span> de niveau<span class=\"_ _3\"></span>x<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2 et</span> </span><span class=\"wsfa\">3 requi\u00e8ren<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 ya1e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion de tech<span class=\"_ _0\"></span>niques de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1f ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya20 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>nc<span class=\"wseb\">ier es<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 co<span class=\"_ _0\"></span>mme cot<span class=\"_ _0\"></span>\u00e9 sur un m<span class=\"_ _0\"></span>arch\u00e9 act<span class=\"_ _0\"></span>if si </span></div>\n<div class=\"t m0 x1a h62 ya21 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cours so<span class=\"_ _0\"></span>nt ais\u00e9m<span class=\"_ _0\"></span>ent et r\u00e9gu<span class=\"_ _0\"></span>li\u00e8r<span class=\"lsde wseb\">ement disponibles au<span class=\"_ _3\"></span>pr\u00e8s d'une </span></div>\n<div class=\"t m0 x1a h62 ya22 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsdc wse9\">ourse, d'un co<span class=\"_ _0\"></span>urtier, d'<span class=\"_ _0\"></span>un n\u00e9goc<span class=\"_ _0\"></span>iateu<span class=\"_ _0\"></span>r, d'un sect<span class=\"_ _0\"></span>eur d'act<span class=\"_ _0\"></span>ivit\u00e9, d'<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x1a h62 ya23 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service d'<span class=\"_ _0\"></span>\u00e9valu<span class=\"_ _0\"></span>ation des pri<span class=\"_ _0\"></span>x ou d'une<span class=\"_ _0\"></span> agence r\u00e9g<span class=\"_ _0\"></span>lementai<span class=\"_ _0\"></span>re et que <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 ya24 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prix repr\u00e9sen<span class=\"_ _3\"></span>tent des transactio<span class=\"_ _3\"></span>ns r\u00e9elles et inter<span class=\"_ _3\"></span>venant r\u00e9guli\u00e8r<span class=\"_ _3\"></span>ement</div>\n<div class=\"t m0 x1a h62 ya25 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ma<span class=\"_ _0\"></span>rch\u00e9 da<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce norm<span class=\"_ _0\"></span>ale. Lors<span class=\"_ _0\"></span>qu\u2019un</div>\n<div class=\"t m0 x1a h62 ya26 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ent fin<span class=\"_ _0\"></span>ancier e<span class=\"_ _0\"></span>st n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et liqui<span class=\"_ _0\"></span>de, son <span class=\"_ _0\"></span>prix</div>\n<div class=\"t m0 x1a h62 ya27 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa val<span class=\"_ _0\"></span>eur cot<span class=\"_ _0\"></span>\u00e9s sur le m<span class=\"_ _0\"></span>arch\u00e9 f<span class=\"_ _0\"></span>ourn<span class=\"wse9\">is<span class=\"_ _0\"></span>sent la mei<span class=\"_ _0\"></span>lleur<span class=\"_ _0\"></span>e indicat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x1a h62 ya28 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa juste va<span class=\"_ _0\"></span>leur. Au<span class=\"_ _0\"></span>cune modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n n\u2019est app<span class=\"_ _0\"></span>ort\u00e9e \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya29 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour d\u2019im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s, \u00e0 moins qu\u2019<span class=\"_ _0\"></span>il n\u2019y ait un acc<span class=\"_ _0\"></span>ord</div>\n<div class=\"t m0 x1a h62 ya2a ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraignant de<span class=\"_ _3\"></span> vendre les actio<span class=\"_ _3\"></span>ns \u00e0 des prix au<span class=\"_ _3\"></span>tres que ceux du</div>\n<div class=\"t m0 x1a h62 ya2b ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9. Le<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">rix cot\u00e9 sur le m<span class=\"_ _0\"></span>arch\u00e9 pour u<span class=\"_ _0\"></span>n actif d\u00e9t<span class=\"_ _0\"></span>enu ou un pass<span class=\"_ _0\"></span>if \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ya2c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettre est<span class=\"_ _0\"></span> le cours ve<span class=\"_ _0\"></span>ndeur act<span class=\"_ _0\"></span>uel, et,<span class=\"_ _0\"></span> pour un actif \u00e0 ac<span class=\"_ _0\"></span>qu\u00e9rir o<span class=\"_ _0\"></span>u un</div>\n<div class=\"t m0 x1a h62 ya2d ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif d\u00e9t<span class=\"_ _0\"></span>enu, le cou<span class=\"_ _0\"></span>rs achet<span class=\"_ _0\"></span>eur. Lor<span class=\"_ _0\"></span>squ\u2019Ag<span class=\"_ _0\"></span>eas poss\u00e8d<span class=\"_ _0\"></span>e des actifs<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 ya2e ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des passifs don<span class=\"_ _3\"></span>t les risques de mar<span class=\"_ _3\"></span>ch\u00e9 sont oppos\u00e9s, le<span class=\"_ _3\"></span> cours moyen</div>\n<div class=\"t m0 x1a h62 ya2f ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est utilis<span class=\"_ _0\"></span>\u00e9 pour d\u00e9t<span class=\"_ _0\"></span>ermine<span class=\"_ _0\"></span>r la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de r\u00e9duc<span class=\"_ _0\"></span>tion im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>e du volume ou<span class=\"_ _0\"></span> du niveau d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ycaf ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un actif ou un pa<span class=\"_ _0\"></span>ssif, les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions ou les<span class=\"_ _0\"></span> prix cot\u00e9s s<span class=\"_ _0\"></span>ont r\u00e9vis<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x1a h62 ycb0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une techni<span class=\"_ _0\"></span>que alte<span class=\"_ _0\"></span>rnative de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation ou plus<span class=\"_ _0\"></span>ieurs<span class=\"ls0 ws0\"> </span>tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>ar exemple t<span class=\"_ _0\"></span>echniq<span class=\"_ _0\"></span>ues de valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e) pe<span class=\"_ _0\"></span>uvent \u00eatre<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb2 ffaf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">utilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycb3 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycb4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>aucun pri<span class=\"_ _0\"></span>x n\u2019est dis<span class=\"_ _0\"></span>ponible s<span class=\"_ _0\"></span>ur un march<span class=\"_ _0\"></span>\u00e9 actif, les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycb5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont est<span class=\"_ _0\"></span>im\u00e9es e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e ou d\u2019aut<span class=\"_ _0\"></span>res m<span class=\"_ _0\"></span>\u00e9thodes<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb6 ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ati<span class=\"lsde wsfa\">on bas\u00e9es sur des donn\u00e9es obs<span class=\"_ _3\"></span>ervables sur le<span class=\"_ _3\"></span> march\u00e9 existant </span></div>\n<div class=\"t m0 x1a h62 ycb7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de rep<span class=\"_ _0\"></span>orting.<span class=\"_ _0\"></span> Les donn\u00e9<span class=\"_ _0\"></span>es peuvent<span class=\"_ _0\"></span> \u00eatre direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb8 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (par exemple,<span class=\"_ _3\"></span> des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement obser<span class=\"_ _3\"></span>vables (par<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycb9 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple, de<span class=\"_ _3\"></span>s donn\u00e9es d\u00e9r<span class=\"_ _3\"></span>iv\u00e9es de p<span class=\"_ _3\"></span>rix, comme<span class=\"_ _3\"></span> des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat ou<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ycba ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change). Quan<span class=\"_ _3\"></span>d Ageas u<span class=\"_ _3\"></span>tilise de<span class=\"_ _3\"></span>s donn\u00e9es quan<span class=\"_ _3\"></span>titatives no<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 ycbb ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles lors d<span class=\"_ _0\"></span>e l\u2019\u00e9valua<span class=\"_ _0\"></span>tion de la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r, ceux<span class=\"ls0 ws0\">-</span>ci ne so<span class=\"_ _0\"></span>nt pas</div>\n<div class=\"t m0 x1a h62 ycbc ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9labor<span class=\"_ _0\"></span>\u00e9es en inter<span class=\"_ _0\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycbd ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycbe ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas uti<span class=\"_ _0\"></span>lise les m\u00e9t<span class=\"_ _0\"></span>hodes de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation cour<span class=\"_ _0\"></span>amment pr<span class=\"_ _0\"></span>atiqu\u00e9<span class=\"_ _0\"></span>es par</div>\n<div class=\"t m0 x1a h62 ycbf ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les acteurs<span class=\"_ _3\"></span> de march\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">fixer le prix d'un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e8s lors que c<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycc0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> de valori<span class=\"_ _0\"></span>sation ont<span class=\"_ _0\"></span> prouv\u00e9 leu<span class=\"_ _0\"></span>r aptitu<span class=\"_ _0\"></span>de \u00e0 fournir de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc1 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indicat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>ables. Le<span class=\"_ _0\"></span>s m\u00e9tho<span class=\"_ _0\"></span>des d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on qui s<span class=\"_ _0\"></span>ont bien <span class=\"_ _0\"></span>\u00e9tablie<span class=\"_ _0\"></span>s sur</div>\n<div class=\"t m0 x1a h62 ycc2 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les march<span class=\"_ _0\"></span>\u00e9s financ<span class=\"_ _0\"></span>iers comp<span class=\"_ _0\"></span>rennent<span class=\"_ _0\"></span> les op\u00e9rati<span class=\"_ _0\"></span>ons de mar<span class=\"_ _0\"></span>ch\u00e9 r\u00e9cent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ycc3 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e (dont l<span class=\"_ _0\"></span>es mod\u00e8l<span class=\"_ _0\"></span>es d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ycc4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span>) et le co\u00fbt de rem<span class=\"_ _0\"></span>placem<span class=\"_ _0\"></span>ent actu<span class=\"_ _0\"></span>el. Une m\u00e9th<span class=\"_ _0\"></span>ode d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ycc5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">accepta<span class=\"_ _0\"></span>ble int\u00e8<span class=\"_ _0\"></span>gre tou<span class=\"_ _0\"></span>s les fac<span class=\"_ _0\"></span>teurs d<span class=\"_ _0\"></span>ont tie<span class=\"_ _0\"></span>ndraie<span class=\"_ _0\"></span>nt compte<span class=\"_ _0\"></span> les act<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycc6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du march\u00e9 lo<span class=\"_ _0\"></span>rs de la fixat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>ix,<span class=\"ls0 ws0\"> </span>et devrait<span class=\"_ _0\"></span> \u00eatre comp<span class=\"_ _0\"></span>atibl<span class=\"_ _0\"></span>e avec</div>\n<div class=\"t m0 x1a h62 ycc7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les m\u00e9tho<span class=\"_ _0\"></span>des \u00e9conom<span class=\"_ _0\"></span>iques r<span class=\"_ _0\"></span>econnue<span class=\"_ _0\"></span>s pour \u00e9val<span class=\"_ _0\"></span>uer les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc8 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> Ces techniques compor<span class=\"_ _3\"></span>tent des limites inh\u00e9<span class=\"_ _3\"></span>rentes, touchan<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ycc9 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le l\u2019esti<span class=\"_ _0\"></span>mation du t<span class=\"_ _0\"></span>aux d\u2019ac<span class=\"_ _0\"></span>tualisat<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 en fonct<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x1a h62 ycca ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. L\u2019util<span class=\"_ _3\"></span>isation d\u2019hypo<span class=\"_ _3\"></span>th\u00e8ses et de jugeme<span class=\"_ _3\"></span>nts diff\u00e9rentes<span class=\"_ _3\"></span>, pourrait</div>\n<div class=\"t m0 x1a h62 yccb ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produire une ju<span class=\"_ _3\"></span>ste valeur diff\u00e9ren<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yccc ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yccd ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> niveau <span class=\"_ _0\"></span>3 sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ensibl<span class=\"_ _0\"></span>es \u00e0 une v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ycce ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie futurs at<span class=\"_ _0\"></span>tendus et<span class=\"_ _0\"></span>, de ce fait, le<span class=\"_ _0\"></span>ur juste val<span class=\"_ _0\"></span>eur var<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 yccf ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">proportionn<span class=\"lsdc wse9\">ellement aux mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions de ces<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 ycd0 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments d<span class=\"_ _0\"></span>e nive<span class=\"_ _0\"></span>au 3 sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycd1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al (OCI).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 923px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 734px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et les hyp<span class=\"_ _0\"></span>oth\u00e8ses ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s lors<span class=\"ls0 ws0\"> </span>de la d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>ation de la</div>\n<div class=\"t m0 x6 h62 y8b2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9pe<span class=\"_ _0\"></span>ndent en gr<span class=\"_ _0\"></span>ande part<span class=\"_ _0\"></span>ie du fait que l'i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent soit ou</div>\n<div class=\"t m0 x6 h62 y8b3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur les m<span class=\"_ _0\"></span>arch\u00e9s fin<span class=\"_ _0\"></span>anciers,<span class=\"_ _0\"></span> et du type d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion qui</div>\n<div class=\"t m0 x6 h62 y93e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre ut<span class=\"_ _0\"></span>ilis\u00e9 da<span class=\"_ _0\"></span>ns les mod\u00e8le<span class=\"_ _0\"></span>s d'\u00e9valu<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y93f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sum\u00e9e<span class=\"_ _0\"></span>s les diff\u00e9<span class=\"_ _0\"></span>rentes m<span class=\"_ _0\"></span>\u00e9thodes de<span class=\"_ _0\"></span> traiteme<span class=\"_ _0\"></span>nt de la just<span class=\"_ _0\"></span>e valeur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">La juste valeur <span class=\"_ _0\"></span>des tit<span class=\"_ _0\"></span>res clas<span class=\"_ _0\"></span>s\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponible<span class=\"_ _0\"></span>s \u00e0 la vent<span class=\"_ _0\"></span>e ou \u00e0 </span></span></div>\n<div class=\"t m0 x5c h62 y941 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais du compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9e su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y942 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base des co<span class=\"_ _0\"></span>urs de marc<span class=\"_ _0\"></span>h\u00e9s actifs<span class=\"_ _0\"></span>. S\u2019il n\u2019y a pas d<span class=\"_ _0\"></span>e cours de</div>\n<div class=\"t m0 x5c h62 y943 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">actifs disponib<span class=\"_ _0\"></span>les, la jus<span class=\"_ _0\"></span>te valeur es<span class=\"_ _0\"></span>t d\u00e9ter<span class=\"_ _0\"></span>min\u00e9e sur la </span></span></div>\n<div class=\"t m0 x5c h62 y944 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">base de mod<span class=\"_ _0\"></span>\u00e8les d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation des fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie. <span class=\"lsff ws124\">En </span></div>\n<div class=\"t m0 x5c h62 y945 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>ulier pour les<span class=\"_ _0\"></span> titres a<span class=\"_ _0\"></span>doss\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actifs, le<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y946 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us utilis\u00e9s<span class=\"_ _0\"></span> tienne<span class=\"_ _0\"></span>nt compte de<span class=\"_ _0\"></span>s crit\u00e8r<span class=\"_ _0\"></span>es de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 y9ed ffb4 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">in<span class=\"lsdc wse9\">itiaux<span class=\"_ _0\"></span>, les param<span class=\"_ _0\"></span>\u00e8tres de l\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>eur (com<span class=\"_ _0\"></span>me \u00e2ge et not<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x5c h62 y9ee ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>), les ratios p<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\">-</span>valeu<span class=\"_ _0\"></span>r, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution pr\u00e9v<span class=\"_ _0\"></span>ue des prix de</div>\n<div class=\"t m0 x5c h62 y9ef ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> et des ta<span class=\"_ _3\"></span>ux attendus <span class=\"_ _3\"></span>de pr\u00e9paiem<span class=\"_ _3\"></span>ent. <span class=\"wsfa\">Les facteu<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x5c h62 y9f0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n reposent<span class=\"_ _0\"></span> sur une cou<span class=\"_ _0\"></span>rbe de swa<span class=\"_ _0\"></span>ps, plus un sp<span class=\"_ _0\"></span>read</div>\n<div class=\"t m0 x5c h62 y9f1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ref<span class=\"lsde wsfa\">l\u00e9tant le profil de ri<span class=\"_ _3\"></span>sque de l\u2019instrumen<span class=\"_ _3\"></span>t. Les justes<span class=\"_ _3\"></span> valeurs des </span></div>\n<div class=\"t m0 x5c h62 y9f2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">titres c<span class=\"_ _0\"></span>lass\u00e9s c<span class=\"_ _0\"></span>omme d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance (u<span class=\"_ _0\"></span>niquem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x5c h62 y9f3 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aires po<span class=\"_ _0\"></span>ur les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions \u00e0 f<span class=\"_ _0\"></span>ournir) s<span class=\"_ _0\"></span>ont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y9f4 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suivant les m\u00eames p<span class=\"_ _3\"></span>rincipes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f5 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">Les justes val<span class=\"_ _0\"></span>eurs des<span class=\"_ _0\"></span> instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>n<span class=\"lsde\">anciers d\u00e9riv\u00e9s<span class=\"_ _3\"></span> sont ob<span class=\"_ _3\"></span>tenues </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f6 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 partir <span class=\"_ _0\"></span>des marc<span class=\"_ _0\"></span>h\u00e9s act<span class=\"_ _0\"></span>ifs ou s<span class=\"_ _0\"></span>ont \u00e9tab<span class=\"_ _0\"></span>lies, s<span class=\"_ _0\"></span>elon le c<span class=\"_ _0\"></span>as, au m<span class=\"_ _0\"></span>oyen</div>\n<div class=\"t m0 x5c h62 y9f7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de mod\u00e8le<span class=\"_ _0\"></span>s d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie et de mod<span class=\"_ _0\"></span>\u00e8les</div>\n<div class=\"t m0 x5c h62 y9f8 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> options. Le<span class=\"_ _0\"></span>s prix de marc<span class=\"_ _0\"></span>h\u00e9 fournis<span class=\"_ _0\"></span>sent la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x5c h62 y9f9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur la plus<span class=\"_ _3\"></span> fiable pour <span class=\"lsdc wse9\">les d\u00e9riv\u00e9s n\u00e9<span class=\"_ _0\"></span>goci\u00e9s s<span class=\"_ _0\"></span>ur un march\u00e9 </span></div>\n<div class=\"t m0 x5c h62 y9fa ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">reconnu. Pour<span class=\"_ _3\"></span> les produ<span class=\"_ _3\"></span>its d\u00e9ri<span class=\"_ _3\"></span>v\u00e9s non n\u00e9goc<span class=\"_ _3\"></span>i\u00e9s sur un m<span class=\"_ _3\"></span>arch\u00e9</div>\n<div class=\"t m0 x5c h62 y9fb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reconn<span class=\"_ _0\"></span>u, on consid<span class=\"_ _0\"></span>\u00e8re que la just<span class=\"_ _0\"></span>e valeur est<span class=\"_ _0\"></span> la valeur q<span class=\"_ _0\"></span>ui pourr<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x5c h62 y9fc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00eatre r\u00e9alis<span class=\"_ _3\"></span>\u00e9e en c\u00e9dan<span class=\"_ _3\"></span>t ou en l<span class=\"_ _3\"></span>iquidant l<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>t d\u00e9riv\u00e9. Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y9fd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> qui influ<span class=\"_ _0\"></span>encent l'<span class=\"lsde wseb\">\u00e9valuation d'un produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9 indi<span class=\"_ _3\"></span>viduel </span></div>\n<div class=\"t m0 x5c h62 y9fe ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>nent la <span class=\"_ _0\"></span>qualit<span class=\"_ _0\"></span>\u00e9 de cr\u00e9d<span class=\"_ _0\"></span>it de la<span class=\"_ _0\"></span> contrep<span class=\"_ _0\"></span>artie et <span class=\"_ _0\"></span>la comp<span class=\"_ _0\"></span>lexit\u00e9</div>\n<div class=\"t m0 x5c h62 y9ff ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9. S<span class=\"_ _3\"></span>i ces fac<span class=\"_ _3\"></span>teurs diff\u00e8<span class=\"_ _3\"></span>rent des f<span class=\"_ _3\"></span>acteurs de<span class=\"_ _3\"></span> base qui</div>\n<div class=\"t m0 x5c h62 ya00 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wseb\">tende<span class=\"_ _3\"></span>nt le prix,<span class=\"_ _3\"></span> un ajus<span class=\"_ _3\"></span>tement au pri<span class=\"_ _3\"></span>x de march\u00e9<span class=\"_ _3\"></span> est pri<span class=\"_ _3\"></span>s en </span></div>\n<div class=\"t m0 x5c h62 ya01 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte. L<span class=\"_ _0\"></span><span class=\"wseb\">es m\u00e9th<span class=\"_ _0\"></span>odes d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion cour<span class=\"_ _0\"></span>antes <span class=\"_ _0\"></span>pour un s<span class=\"_ _0\"></span>wap de </span></div>\n<div class=\"t m0 x5c h62 ya02 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent un<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>aison d<span class=\"_ _0\"></span>u taux d<span class=\"_ _0\"></span>u swap av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x5c h62 ya03 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la courbe de tau<span class=\"_ _3\"></span>x actuelle du swap<span class=\"_ _3\"></span>. La courbe de taux du<span class=\"_ _3\"></span> swap est</div>\n<div class=\"t m0 x5c h62 ya04 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e d<span class=\"_ _0\"></span>es taux de ma<span class=\"_ _0\"></span>rch\u00e9 des sw<span class=\"_ _0\"></span>aps. Des p<span class=\"_ _0\"></span>rix d\u2019acha<span class=\"_ _0\"></span>t et de</div>\n<div class=\"t m0 x5c h62 ya05 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente sont<span class=\"_ _0\"></span> g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es pour des sw<span class=\"_ _0\"></span>aps de taux</div>\n<div class=\"t m0 x5c h62 ya06 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat coura<span class=\"_ _0\"></span>nts conclus<span class=\"_ _0\"></span> avec des co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ies dont<span class=\"_ _0\"></span> les titres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x5c h62 ya07 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">b\u00e9n\u00e9ficient d\u2019u<span class=\"_ _3\"></span>ne notation \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">investment g<span class=\"_ _3\"></span>rade<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wse9\">Les justes valeurs<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s priv\u00e9es n<span class=\"_ _0\"></span>on cot\u00e9es s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x5c h62 ya09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s au moyen de m<span class=\"_ _0\"></span>ultiples<span class=\"_ _0\"></span> de m<span class=\"lsde wsfa\">arch\u00e9 appropri\u00e9<span class=\"_ _3\"></span>s (par </span></div>\n<div class=\"t m0 x5c h62 ya0a ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> le ratio c<span class=\"_ _0\"></span>ours/b\u00e9<span class=\"_ _0\"></span>n\u00e9fices o<span class=\"_ _0\"></span>u le ratio cou<span class=\"_ _0\"></span>rs/flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 ya0b ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie)<span class=\"_ _3\"></span>, affin\u00e9s a<span class=\"_ _3\"></span>fin de re<span class=\"_ _3\"></span>fl\u00e9ter les<span class=\"_ _3\"></span> caract\u00e9rist<span class=\"_ _3\"></span>iques parti<span class=\"_ _3\"></span>culi\u00e8res</div>\n<div class=\"t m0 x5c h62 ya0c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur. Les<span class=\"_ _0\"></span> \u00e9valuati<span class=\"_ _0\"></span>ons de niv<span class=\"_ _0\"></span>eau 3 pour le ca<span class=\"_ _0\"></span>pital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 ya0d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> et le capit<span class=\"_ _0\"></span>al \u00e0 risque ut<span class=\"_ _0\"></span>ilisent l<span class=\"_ _0\"></span>es justes v<span class=\"_ _0\"></span>aleurs</div>\n<div class=\"t m0 x5c h62 ya0e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9<span class=\"_ _0\"></span>es dans les \u00e9ta<span class=\"_ _0\"></span>ts fina<span class=\"_ _0\"></span>nciers audit<span class=\"_ _0\"></span>\u00e9s des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 ya0f ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concern\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wseb\">L<span class=\"_ _3\"></span>es justes<span class=\"_ _3\"></span> valeurs des<span class=\"_ _3\"></span> emprunts e<span class=\"_ _3\"></span>t des emprun<span class=\"_ _3\"></span>ts subordonn\u00e9<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x5c h62 ya11 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mis sont \u00e9t<span class=\"_ _0\"></span>ablies au m<span class=\"_ _0\"></span>oyen de mo<span class=\"_ _0\"></span>d\u00e8les d\u2019a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x5c h62 ya12 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt les ta<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ux d\u2019int\u00e9r\u00eat marg<span class=\"_ _3\"></span>inaux cr\u00e9diteu<span class=\"_ _3\"></span>rs actuels </span></div>\n<div class=\"t m0 x5c h62 ya13 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> pour des emp<span class=\"_ _0\"></span>runts simi<span class=\"_ _0\"></span>laires<span class=\"_ _0\"></span>. En ce qui conc<span class=\"_ _0\"></span>erne les pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya14 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux varia<span class=\"_ _0\"></span>ble qui \u00e9vol<span class=\"_ _0\"></span>uent fr\u00e9<span class=\"_ _0\"></span>quemment<span class=\"_ _0\"></span> et ne pr\u00e9se<span class=\"_ _0\"></span>ntent aucu<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x5c h62 ya15 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative du <span class=\"_ _0\"></span>risque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, les jus<span class=\"_ _0\"></span>tes val<span class=\"_ _0\"></span>eurs s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x5c h62 ya16 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">liss\u00e9es pa<span class=\"_ _3\"></span><span class=\"lsdc wse9\">r la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le. Des mod<span class=\"_ _0\"></span>\u00e8les d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des </span></div>\n<div class=\"t m0 x5c h62 ya17 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span> sont utilis<span class=\"_ _0\"></span>\u00e9s pour \u00e9v<span class=\"_ _0\"></span>aluer les v<span class=\"_ _0\"></span>aleurs pl<span class=\"_ _0\"></span>afonds et<span class=\"_ _0\"></span> les clauses</div>\n<div class=\"t m0 x5c h62 ya18 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de remb<span class=\"_ _0\"></span>oursem<span class=\"_ _0\"></span>ent antic<span class=\"_ _0\"></span>ip\u00e9 pr\u00e9<span class=\"_ _0\"></span>vues dan<span class=\"_ _0\"></span>s les co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e pr\u00eat, <span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x5c h62 ya19 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui sont isol\u00e9e<span class=\"_ _3\"></span>s conform\u00e9men<span class=\"_ _3\"></span>t au r\u00e9f\u00e9rentiel I<span class=\"_ _3\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wsfa\">L<span class=\"_ _3\"></span>es justes valeur<span class=\"_ _3\"></span>s</span><span class=\"ffb4\"> <span class=\"lsde wseb\">des enga<span class=\"_ _3\"></span>gements e<span class=\"_ _3\"></span>t garanties h<span class=\"_ _3\"></span>ors bilan <span class=\"_ _3\"></span>se </span></span></span></div>\n<div class=\"t m0 x5c h62 ycd4 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">basent s<span class=\"_ _0\"></span>ur les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons act<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent fac<span class=\"_ _0\"></span>tur\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x133 h62 ycd5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">signature de con<span class=\"_ _3\"></span>trats similaire<span class=\"_ _3\"></span>s, compte tenu de<span class=\"_ _3\"></span>s autres condition<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x133 h62 ycd6 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et modalit<span class=\"_ _0\"></span>\u00e9s des cont<span class=\"_ _0\"></span>rats et de l<span class=\"_ _0\"></span>a solvabil<span class=\"_ _0\"></span>it\u00e9 des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd7 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycd8 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">instruments<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers qui ne sont<span class=\"_ _0\"></span> pas n\u00e9goci<span class=\"_ _0\"></span>\u00e9s sur des ma<span class=\"_ _0\"></span>rch\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ycd9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organis\u00e9s son<span class=\"_ _3\"></span>t souvent n\u00e9goci\u00e9s<span class=\"_ _3\"></span> sur des march\u00e9s de gr\u00e9<span class=\"_ _3\"></span> \u00e0 gr\u00e9 o\u00f9 des</div>\n<div class=\"t m0 x1a h62 ycda ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prix de marc<span class=\"_ _0\"></span>h\u00e9 peuv<span class=\"_ _0\"></span>ent \u00eatre obt<span class=\"_ _0\"></span>enus aup<span class=\"_ _0\"></span>r\u00e8s des op\u00e9r<span class=\"_ _0\"></span>ateurs o<span class=\"_ _0\"></span>u d'autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ycdb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>. Des prix sont<span class=\"_ _0\"></span> disponi<span class=\"_ _0\"></span>bles aupr<span class=\"_ _0\"></span>\u00e8s de di<span class=\"wseb\">ver<span class=\"_ _0\"></span>ses sou<span class=\"_ _0\"></span>rces </span></div>\n<div class=\"t m0 x1a h62 ycdc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour beauco<span class=\"_ _3\"></span>up d'instru<span class=\"_ _3\"></span>ments financ<span class=\"_ _3\"></span>iers n\u00e9goci\u00e9s<span class=\"_ _3\"></span> de mani\u00e8re<span class=\"_ _3\"></span> r\u00e9guli\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycdd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les marc<span class=\"_ _0\"></span>h\u00e9s de gr\u00e9 \u00e0 gr<span class=\"_ _0\"></span>\u00e9. Ces sourc<span class=\"_ _0\"></span>es comp<span class=\"_ _0\"></span>rennent<span class=\"ls0 ws0\"> : </span>la presse</div>\n<div class=\"t m0 x1a h62 ycde ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, di<span class=\"_ _3\"></span>verses publica<span class=\"_ _3\"></span>tions et services de<span class=\"_ _3\"></span> reporting financ<span class=\"_ _3\"></span>ier, ainsi</div>\n<div class=\"t m0 x1a h62 ycdf ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des tene<span class=\"_ _0\"></span>urs de ma<span class=\"_ _0\"></span>rch\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce0 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La<span class=\"ls0 ws0\"> </span><span class=\"wse9\">m\u00e9thod<span class=\"_ _0\"></span>ologie ut<span class=\"_ _0\"></span>ilis\u00e9e pou<span class=\"_ _0\"></span>r la d\u00e9term<span class=\"_ _0\"></span>inatio<span class=\"_ _0\"></span>n de la juste val<span class=\"_ _0\"></span>eur des </span></div>\n<div class=\"t m0 x1a h62 yce2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>ancier<span class=\"_ _0\"></span>s, com<span class=\"_ _0\"></span>me d\u00e9crit <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-</span><span class=\"wse9\">dessus, n<span class=\"_ _0\"></span>\u2019a pas \u00e9t\u00e9 mo<span class=\"_ _0\"></span>difi\u00e9e </span></div>\n<div class=\"t m0 x1a h62 yce3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite \u00e0 la pan<span class=\"_ _0\"></span>d\u00e9mie Cov<span class=\"_ _0\"></span>id<span class=\"ls0 ws0\">-</span><span class=\"wseb\">19. Da<span class=\"_ _0\"></span>ns le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant,<span class=\"_ _0\"></span> la d\u00e9te<span class=\"_ _0\"></span>rminati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x1a h62 yce4 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers tie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">compte d<span class=\"_ _0\"></span>es incert<span class=\"_ _0\"></span>itudes </span></div>\n<div class=\"t m0 x1a h62 yce5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">additionnelle<span class=\"_ _3\"></span>s li\u00e9es \u00e0 la pand\u00e9<span class=\"_ _3\"></span>mie Covid<span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yce6 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur l\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de ces m\u00e9th<span class=\"_ _0\"></span>odes de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 yce8 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses se t<span class=\"_ _0\"></span>rouvent<span class=\"_ _0\"></span> dans le<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s notes correspon<span class=\"_ _3\"></span>dantes de ces e<span class=\"lsdd wse9\">tats </span></span></div>\n<div class=\"t m0 x1a h62 yce9 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 772px; height: 309px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 924px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h7e ycad ffb8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compens<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s actif<span class=\"lsdd ws11a\">s et des passifs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycae ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs sont c<span class=\"_ _0\"></span>ompens\u00e9<span class=\"_ _0\"></span>s et le m<span class=\"_ _0\"></span>ontant <span class=\"_ _0\"></span>net</div>\n<div class=\"t m0 x1a h62 ycaf ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est i<span class=\"_ _0\"></span>nscrit da<span class=\"_ _0\"></span>ns l\u2019\u00e9t<span class=\"_ _0\"></span>at de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re s<span class=\"_ _0\"></span>\u2019il exist<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x1a h62 ycb0 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">droit l\u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt applic<span class=\"_ _0\"></span>able de c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nser les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x1a h62 ycb1 ffb4 fs43 fc15 sc0 ls109 ws104\" style=\"z-index: 15;\">qu\u2019il y a <span class=\"lsdc wse9\">une inte<span class=\"_ _0\"></span>ntion de pr<span class=\"_ _0\"></span>oc\u00e9der \u00e0 u<span class=\"_ _0\"></span>n r\u00e8gleme<span class=\"_ _0\"></span>nt net, ou de r\u00e9a<span class=\"_ _0\"></span>liser </span></div>\n<div class=\"t m0 x1a h62 ycb2 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019actif e<span class=\"_ _3\"></span>t de r\u00e9gler<span class=\"_ _3\"></span> le passi<span class=\"_ _3\"></span>f simultan\u00e9men<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 662px; height: 89px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 845px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya5a ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ya6f ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf0 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> pr\u00eat\u00e9s \u00e0 des<span class=\"_ _0\"></span> contrepa<span class=\"_ _0\"></span>rties rest<span class=\"_ _0\"></span>ent d<span class=\"wseb\">ans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la sit<span class=\"_ _0\"></span>uation </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. De m<span class=\"_ _0\"></span>\u00eame, l<span class=\"_ _0\"></span>es titres<span class=\"_ _0\"></span> emprunt<span class=\"_ _0\"></span>\u00e9s ne s<span class=\"_ _0\"></span>ont pas <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilis\u00e9s</div>\n<div class=\"t m0 x1a h62 ycf2 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span> Si les titres emprunt\u00e9s sont vendus</div>\n<div class=\"t m0 x1a h62 ycf3 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation de</div>\n<div class=\"t m0 x1a h62 ycf4 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer la</div>\n<div class=\"t m0 x1a h62 ycf5 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.</div>\n<div class=\"t m0 x1a h62 ycf6 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titres</div>\n<div class=\"t m0 x1a h62 ycf7 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb<span class=\"wsea\"><span class=\"ls0 ws0\"><span class=\"lsdc wse8\">.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 347px; height: 372px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ya78 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nts de tr\u00e9s<span class=\"_ _0\"></span>orerie <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya79 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La tr\u00e9so<span class=\"_ _0\"></span>rerie et les \u00e9qu<span class=\"_ _0\"></span>ivalent<span class=\"_ _0\"></span>s de tr\u00e9so<span class=\"_ _0\"></span>rerie com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt l\u2019enca<span class=\"_ _0\"></span>isse,</div>\n<div class=\"t m0 x1a h62 ya7a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les soldes dispo<span class=\"_ _3\"></span>nibles aupr\u00e8s de banqu<span class=\"_ _3\"></span>es (centrales)<span class=\"_ _3\"></span> et d\u2019autres<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya7b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers \u00e9ch\u00e9ant \u00e0<span class=\"_ _3\"></span> moins de trois <span class=\"lsdc wse9\">mois \u00e0 dater de le<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x1a h62 ya7c ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 252px; height: 73px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 235px; height: 871px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 225px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ycf9 ffbe fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Immeubles de pla<span class=\"_ _0\"></span>cement<span class=\"_ _0\"></span> et immeubl<span class=\"_ _0\"></span>es d\u00e9ten<span class=\"_ _0\"></span>us pour un us<span class=\"_ _0\"></span>age </span></span></div>\n<div class=\"t m0 x134 h62 ycfa ffbe fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ycfb ffc0 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus po<span class=\"_ _0\"></span>ur u<span class=\"lsde wseb\">sage propre<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles cla<span class=\"_ _0\"></span>ss\u00e9s com<span class=\"_ _0\"></span>me d\u00e9tenus po<span class=\"_ _0\"></span>ur usage pr<span class=\"_ _0\"></span>opre inc<span class=\"_ _0\"></span>luent<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ycfd ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">immeubles de<span class=\"_ _3\"></span> bureaux qu\u2019<span class=\"_ _3\"></span>Ageas occupe<span class=\"_ _3\"></span></span> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">immeub<span class=\"_ _0\"></span>les comm<span class=\"_ _0\"></span>erciaux ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour une act<span class=\"_ _0\"></span>ivit\u00e9 </span></span></span></div>\n<div class=\"t m0 x6a h62 ycff ffbe fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd01 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Tous les <span class=\"_ _3\"></span>biens immobili<span class=\"_ _3\"></span>ers pour u<span class=\"_ _3\"></span>sage propre <span class=\"_ _3\"></span>et les i<span class=\"_ _3\"></span>mmobilisation<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x1a h62 yd02 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 le<span class=\"_ _0\"></span>ur co\u00fbt dimi<span class=\"_ _0\"></span>nu\u00e9 du cumu<span class=\"_ _0\"></span>l des d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yd03 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(sauf les t<span class=\"_ _0\"></span>errains q<span class=\"_ _0\"></span>ui ne sont pas d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>) et du cumul de<span class=\"_ _0\"></span>s pertes de</div>\n<div class=\"t m0 x1a h62 yd04 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur. Le co\u00fbt<span class=\"_ _3\"></span> correspond \u00e0 la tr\u00e9<span class=\"_ _3\"></span>sorerie ou \u00e9quivalen<span class=\"_ _3\"></span>ts de tr\u00e9sorerie<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd05 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pay\u00e9s ou \u00e0 la jus<span class=\"_ _3\"></span>te valeur de tout<span class=\"_ _3\"></span>e au<span class=\"lsdc wse9\">tre contr<span class=\"_ _0\"></span>epartie do<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 yd06 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqu\u00e9ri<span class=\"_ _0\"></span>r un bien au mo<span class=\"_ _0\"></span>ment de son a<span class=\"_ _0\"></span>cquisit<span class=\"_ _0\"></span>ion ou de sa cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd07 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd08 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019amorti<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt des immeu<span class=\"_ _0\"></span>bles est r\u00e9p<span class=\"_ _0\"></span>arti de fa\u00e7<span class=\"_ _0\"></span>on lin\u00e9ai<span class=\"_ _0\"></span>re sur tout<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd09 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur dur\u00e9e<span class=\"_ _3\"></span> de vie \u00e9c<span class=\"_ _3\"></span>onomique. <span class=\"_ _3\"></span>La dur\u00e9e de<span class=\"_ _3\"></span> vie \u00e9cono<span class=\"_ _3\"></span>mique des</div>\n<div class=\"t m0 x1a h62 yd0a ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> informatique<span class=\"_ _3\"></span>s,<span class=\"ls0 ws0\"> </span>des burea<span class=\"_ _3\"></span>ux et de<span class=\"_ _3\"></span> l\u2019\u00e9quipemen<span class=\"_ _3\"></span>t est</div>\n<div class=\"t m0 x1a h62 yd0b ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e indiv<span class=\"_ _0\"></span>iduelle<span class=\"_ _0\"></span>ment pou<span class=\"_ _0\"></span>r chaque act<span class=\"_ _0\"></span>if. La dur<span class=\"_ _0\"></span>\u00e9e de vie</div>\n<div class=\"t m0 x1a h62 yd0c ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que des im<span class=\"_ _0\"></span>meubles<span class=\"_ _0\"></span> est d\u00e9term<span class=\"_ _0\"></span>in\u00e9e pou<span class=\"_ _0\"></span>r chaque pa<span class=\"_ _0\"></span>rtie</div>\n<div class=\"t m0 x1a h62 yd0d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cative dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ement (ap<span class=\"_ _0\"></span>proche pa<span class=\"_ _0\"></span>r compos<span class=\"_ _0\"></span>ants) et est re<span class=\"_ _0\"></span>vue \u00e0</div>\n<div class=\"t m0 x1a h62 yd0e ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>omptab<span class=\"wse9\">l<span class=\"_ _0\"></span>e. A cette fi<span class=\"_ _0\"></span>n, l\u2019imm<span class=\"_ _0\"></span>obilier est<span class=\"_ _0\"></span> subdivis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yd0f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en plusie<span class=\"_ _0\"></span>urs comp<span class=\"_ _0\"></span>osants, \u00e0 sa<span class=\"_ _0\"></span>voir<span class=\"ls0 ws0\"> : </span><span class=\"wseb\">la structu<span class=\"_ _0\"></span>re, les p<span class=\"_ _0\"></span>ortes et f<span class=\"_ _0\"></span>en\u00eatre<span class=\"_ _0\"></span>s, </span></div>\n<div class=\"t m0 x1a h62 yd10 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les instal<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques et l\u2019\u00e9qu<span class=\"_ _0\"></span>ipement<span class=\"_ _0\"></span>, le parac<span class=\"_ _0\"></span>h\u00e8veme<span class=\"_ _0\"></span>nt et les</div>\n<div class=\"t m0 x1a h62 yd11 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">finitions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yd12 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd13 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yd14 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La dur\u00e9e de vi<span class=\"_ _0\"></span>e \u00e9conomi<span class=\"_ _0\"></span>q<span class=\"wseb\">ue max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> diff\u00e9r<span class=\"_ _0\"></span>ents c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts se d\u00e9f<span class=\"_ _0\"></span>init co<span class=\"_ _0\"></span>mme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd15 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yd16 ffbe fs45 fc15 sc0 lsec ws109\" style=\"z-index: 15;\">Structure<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd18 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 622px; z-index: 15;\">50 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 610px; z-index: 15;\">70 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd19 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Portes et fen\u00eatres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd34 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 589px; z-index: 15;\">30 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 577px; z-index: 15;\">40 ans pour le <span class=\"wsed\">r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 yd1c ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Installations techniques et \u00e9quip<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd1e ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 556px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd1f ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd20 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 520px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd21 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">Parach\u00e8vement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd23 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 498px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd24 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd25 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 462px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Finitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 440px; z-index: 15;\">10 ans pour les burea<span class=\"_ _0\"></span>ux, les immeubles co<span class=\"_ _0\"></span>mmerciaux et le r\u00e9sident<span class=\"_ _0\"></span>iel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd28 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd29 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd2a ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les terrains ont un<span class=\"_ _0\"></span>e dur\u00e9e de vie il<span class=\"_ _0\"></span>limit\u00e9<span class=\"_ _0\"></span>e et ne sont d\u00e8s<span class=\"_ _0\"></span> lors pas am<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd2b ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wseb\">En<span class=\"_ _3\"></span> r\u00e8gle g<span class=\"_ _3\"></span>\u00e9n\u00e9rale, le<span class=\"_ _3\"></span>s valeurs r\u00e9<span class=\"_ _3\"></span>siduelles son<span class=\"_ _3\"></span>t estim\u00e9es \u00e0<span class=\"_ _3\"></span> z\u00e9ro</span><span class=\"ffbe\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd2c ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wsfa\">L<span class=\"_ _3\"></span>es frais de r\u00e9parati<span class=\"_ _3\"></span>on et d\u2019entre<span class=\"_ _3\"></span>tien sont inscri<span class=\"_ _3\"></span>ts au compte de r\u00e9sul<span class=\"_ _3\"></span>tat lorsque les d\u00e9pe<span class=\"_ _3\"></span>nses sont r\u00e9alis\u00e9e<span class=\"_ _3\"></span>s. Les d\u00e9penses <span class=\"wseb\">qui a<span class=\"_ _3\"></span>ugmentent le<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 yd2d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges li\u00e9s aux<span class=\"_ _0\"></span> biens immo<span class=\"_ _0\"></span>biliers ou a<span class=\"_ _0\"></span>ux immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>ons ou qui pro<span class=\"_ _0\"></span>longent<span class=\"_ _0\"></span> leur dur\u00e9<span class=\"_ _0\"></span>e d\u2019utilit<span class=\"_ _0\"></span>\u00e9 au<span class=\"ls0 ws0\">-</span><span class=\"wseb\">del\u00e0 de l<span class=\"_ _0\"></span>eur dur<span class=\"_ _0\"></span>\u00e9e d\u00e9fin<span class=\"_ _0\"></span>ie \u00e0 l\u2019o<span class=\"_ _0\"></span>rigine s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x5c h62 yd2e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inscrit<span class=\"_ _0\"></span>es \u00e0 l\u2019actif et<span class=\"_ _0\"></span> ensuit<span class=\"_ _0\"></span>e amorties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd2f ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les co\u00fbts d\u2019empru<span class=\"_ _0\"></span>nt pour fin<span class=\"_ _0\"></span>ancer la cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on d\u2019imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations co<span class=\"_ _0\"></span>rporell<span class=\"_ _0\"></span>es sont trait<span class=\"_ _0\"></span>\u00e9s de la m\u00eam<span class=\"_ _0\"></span>e fa\u00e7on que l<span class=\"_ _0\"></span>es co\u00fbts d<span class=\"lsde wseb\">\u2019emprunts des </span></span></span></div>\n<div class=\"t m0 x5c h62 yd30 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">immeubles <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de placem<span class=\"_ _0\"></span>ent. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 282px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 282px; height: 383px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 282px; height: 383px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 282px; height: 824px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 282px; height: 824px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 282px; height: 824px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc5 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles de pl<span class=\"_ _0\"></span>aceme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles de pl<span class=\"_ _0\"></span>acement d\u00e9<span class=\"_ _0\"></span>signent<span class=\"_ _0\"></span> les immeu<span class=\"_ _0\"></span>bles que d\u00e9ti<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y8b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pou<span class=\"_ _0\"></span>r en retirer d<span class=\"_ _0\"></span>es loyers o<span class=\"_ _0\"></span>u pour valor<span class=\"_ _0\"></span>iser le cap<span class=\"_ _0\"></span>ital. Agea<span class=\"_ _0\"></span>s peut</div>\n<div class=\"t m0 x6 h62 y93e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent utilis<span class=\"_ _0\"></span>er certa<span class=\"_ _0\"></span>ins de ces im<span class=\"_ _0\"></span>meubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres b<span class=\"_ _0\"></span>esoins. S<span class=\"_ _0\"></span>i les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s desti<span class=\"_ _0\"></span>n\u00e9s \u00e0 une util<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n propre</div>\n<div class=\"t m0 x6 h62 y940 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre vend<span class=\"_ _0\"></span>us s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent ou don<span class=\"_ _0\"></span>n\u00e9s en locat<span class=\"_ _0\"></span>ion s\u00e9pa<span class=\"_ _0\"></span>r\u00e9ment v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x6 h62 y941 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">financement,<span class=\"_ _3\"></span> ils sont inscrit<span class=\"_ _3\"></span>s sous la rubriqu<span class=\"_ _3\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffc3 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">imm<span class=\"lsdc wse9\">obilisati<span class=\"_ _0\"></span>ons corpo<span class=\"_ _0\"></span>relles.<span class=\"_ _0\"></span> Si les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 une ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y943 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre ne peuven<span class=\"_ _3\"></span>t \u00eatre vendus s\u00e9par\u00e9<span class=\"_ _3\"></span>ment, ils sont trai<span class=\"_ _3\"></span>t\u00e9s comme des</div>\n<div class=\"t m0 x6 h62 y944 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> seulem<span class=\"_ _0\"></span>ent si A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>en d\u00e9tie<span class=\"_ _0\"></span>nt qu'u<span class=\"_ _0\"></span>ne part</div>\n<div class=\"t m0 x6 h62 y945 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insignif<span class=\"_ _0\"></span>iante po<span class=\"_ _0\"></span>ur ses propr<span class=\"_ _0\"></span>es besoi<span class=\"_ _0\"></span>ns. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour des <span class=\"_ _3\"></span>motifs de c<span class=\"_ _3\"></span>omparaison, A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>e le mod\u00e8<span class=\"_ _3\"></span>le de co\u00fb<span class=\"_ _3\"></span>t tant</div>\n<div class=\"t m0 x6 h62 y9ee ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nts que pour l<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles d\u00e9te<span class=\"_ _0\"></span>nus</div>\n<div class=\"t m0 x6 h62 y9ef ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un usa<span class=\"_ _0\"></span>ge propre.<span class=\"_ _0\"></span> Apr\u00e8s com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>sation i<span class=\"_ _0\"></span>nitiale,<span class=\"_ _0\"></span> tous les</div>\n<div class=\"t m0 x6 h62 y9f0 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s au co\u00fbt<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>\u00e9 du cumul des d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsdc wse9\">en utilisant u<span class=\"_ _0\"></span>ne m\u00e9tho<span class=\"_ _0\"></span>de lin\u00e9air<span class=\"_ _0\"></span>e) et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. E<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y9f2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, l<span class=\"_ _0\"></span>es variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>de l\u2019im<span class=\"_ _0\"></span>meuble n<span class=\"_ _0\"></span>e sont</div>\n<div class=\"t m0 x6 h62 y9f3 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> ni dans l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat (s<span class=\"_ _0\"></span>auf en c<span class=\"_ _0\"></span>as de pe<span class=\"_ _0\"></span>rtes de</div>\n<div class=\"t m0 x6 h62 y9f4 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur) ni <span class=\"_ _3\"></span>dans les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span><span class=\"lsdc\">tat \u00e9te<span class=\"_ _0\"></span>ndu.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le et la dur\u00e9e d<span class=\"_ _0\"></span>e vie utile des<span class=\"_ _0\"></span> immeub<span class=\"_ _0\"></span>les de place<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y9f7 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9es p<span class=\"_ _0\"></span>our chaqu<span class=\"_ _0\"></span>e partie sig<span class=\"_ _0\"></span>nificat<span class=\"_ _0\"></span>ive dist<span class=\"_ _0\"></span>inctem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y9f8 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(approc<span class=\"_ _0\"></span>he par c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts) et s<span class=\"_ _0\"></span>ont re<span class=\"_ _0\"></span>vues \u00e0 cha<span class=\"_ _0\"></span>que fi<span class=\"_ _0\"></span>n d'exerc<span class=\"_ _0\"></span>ice</div>\n<div class=\"t m0 x6 h62 y9f9 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable. Po<span class=\"_ _3\"></span>ur les i<span class=\"_ _3\"></span>mmeubles de<span class=\"_ _3\"></span> placemen<span class=\"lsdc\">t, la m\u00eame du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x6 h62 y9fa ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> composa<span class=\"_ _0\"></span>nts est reten<span class=\"_ _0\"></span>ue que pou<span class=\"_ _0\"></span>r les immeu<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y9fb ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9tenus pour<span class=\"_ _3\"></span> usage prop<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fc ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fd ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas loue<span class=\"_ _3\"></span> ses immeub<span class=\"_ _3\"></span>les de pla<span class=\"_ _3\"></span>cement par l<span class=\"_ _3\"></span>e biais de<span class=\"_ _3\"></span> plusieurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9fe ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de bail non r\u00e9s<span class=\"_ _0\"></span>iliab<span class=\"_ _0\"></span>les. Cert<span class=\"_ _0\"></span>ains de ces c<span class=\"_ _0\"></span>ontrats pr<span class=\"_ _0\"></span>\u00e9voient u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y9ff ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clause de <span class=\"_ _3\"></span>renouvellemen<span class=\"_ _3\"></span>t pour des du<span class=\"_ _3\"></span>r\u00e9es diver<span class=\"_ _3\"></span>ses. Les re<span class=\"_ _3\"></span>venus</div>\n<div class=\"t m0 x6 h62 ya00 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">locatifs g\u00e9<span class=\"_ _3\"></span>n\u00e9r\u00e9s dans l<span class=\"_ _3\"></span>e cadre<span class=\"_ _3\"></span> de ces con<span class=\"_ _3\"></span>trats sont<span class=\"_ _3\"></span> comptabili<span class=\"_ _3\"></span>s\u00e9s de</div>\n<div class=\"t m0 x6 h62 ya01 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> bail comme produits<span class=\"_ _3\"></span> de placement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les trans<span class=\"_ _3\"></span>ferts vers o<span class=\"_ _3\"></span>u depuis l<span class=\"_ _3\"></span>a rubrique I<span class=\"_ _3\"></span>mmeubles de pl<span class=\"_ _3\"></span>acement n\u2019on<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ya04 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lieu qu\u2019en cas<span class=\"_ _3\"></span> de changement d\u2019aff<span class=\"_ _3\"></span>ectation<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>nent des im<span class=\"_ _0\"></span>meubl<span class=\"_ _0\"></span>es de </span></span></span></div>\n<div class=\"t m0 x5c h62 ya06 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt \u00e0 la fin de l\u2019oc<span class=\"_ _0\"></span>cupatio<span class=\"_ _0\"></span>n par le prop<span class=\"_ _0\"></span>ri\u00e9tair<span class=\"_ _0\"></span>e ou au d\u00e9but</div>\n<div class=\"t m0 x5c h62 ya07 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un cont<span class=\"_ _0\"></span>rat de locat<span class=\"_ _0\"></span>ion simpl<span class=\"_ _0\"></span>e \u00e0 un tiers ou \u00e0 la f<span class=\"_ _0\"></span>in des trava<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x5c h62 ya08 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">construction <span class=\"_ _3\"></span>ou de d\u00e9v<span class=\"_ _3\"></span>eloppement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ya09 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles d<span class=\"_ _0\"></span>e placeme<span class=\"_ _0\"></span>nt pas<span class=\"lsde wsfa\">sent en usage propre au d\u00e9but de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019occu<span class=\"_ _0\"></span>pation pa<span class=\"_ _0\"></span>r le propri\u00e9t<span class=\"_ _0\"></span>aire ou au d\u00e9<span class=\"_ _0\"></span>but des trav<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x5c h62 ya0b ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> dans l\u2019o<span class=\"_ _3\"></span>ptique d\u2019une v<span class=\"_ _3\"></span>ente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0c ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0d ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e le r\u00e9sulta<span class=\"_ _0\"></span>t d\u2019un cont<span class=\"_ _0\"></span>rat de cons<span class=\"_ _0\"></span>tructio<span class=\"_ _0\"></span>n peut \u00eatre d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya0e ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re fiab<span class=\"_ _3\"></span>le, les rec<span class=\"_ _3\"></span>ettes et l<span class=\"_ _3\"></span>es frais l<span class=\"_ _3\"></span>i\u00e9s a<span class=\"lsdc\">u contrat de <span class=\"_ _0\"></span>constru<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 x6 h62 ya0f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comme pr<span class=\"_ _0\"></span>oduit ou ch<span class=\"_ _0\"></span>arge resp<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment en fonct<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya10 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du degr\u00e9 d\u2019<span class=\"_ _0\"></span>ach\u00e8ve<span class=\"_ _0\"></span>ment de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 du c<span class=\"_ _0\"></span>ontrat \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya11 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>. Lorsqu\u2019<span class=\"_ _0\"></span>il est p<span class=\"_ _0\"></span>robable q<span class=\"_ _0\"></span>ue la t<span class=\"_ _0\"></span>otalit\u00e9 <span class=\"_ _0\"></span>des fra<span class=\"_ _0\"></span>is de</div>\n<div class=\"t m0 x6 h62 ya12 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contrat sera <span class=\"lsdc wse9\">sup\u00e9rieure au<span class=\"_ _0\"></span>x recettes<span class=\"_ _0\"></span>, la perte pr<span class=\"_ _0\"></span>\u00e9vue ser<span class=\"_ _0\"></span>a </span></div>\n<div class=\"t m0 x6 h62 ya13 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e dans<span class=\"_ _0\"></span> le compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 299px; height: 798px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 73px; width: 343px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 519px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ycaa ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e y9d5 ffc5 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019empr<span class=\"_ _3\"></span>unt sont g\u00e9n\u00e9raleme<span class=\"_ _3\"></span>nt pris en charge<span class=\"_ _3\"></span> d\u00e8s qu\u2019ils sont</div>\n<div class=\"t m0 x1a h62 y9d7 ffc3 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d8 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s d\u2019emp<span class=\"_ _0\"></span>runt qui s<span class=\"_ _0\"></span>ont dir<span class=\"_ _0\"></span>ecteme<span class=\"_ _0\"></span>nt imput<span class=\"_ _0\"></span>ables \u00e0 <span class=\"_ _0\"></span>l\u2019acquis<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>ou</div>\n<div class=\"t m0 x1a h62 y9da ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la constr<span class=\"_ _0\"></span>uction d\u2019<span class=\"_ _0\"></span>un actif so<span class=\"_ _0\"></span>nt capit<span class=\"lsde wseb\">alis\u00e9s pendant la p<span class=\"_ _3\"></span>\u00e9riode de </span></div>\n<div class=\"t m0 x1a h62 y9db ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction d<span class=\"_ _0\"></span>e l\u2019acti<span class=\"_ _0\"></span>f comm<span class=\"_ _0\"></span>e partie <span class=\"_ _0\"></span>du co\u00fbt d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span> cet act<span class=\"_ _0\"></span>if. La</div>\n<div class=\"t m0 x1a h62 y9dc ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>isation de<span class=\"_ _0\"></span> co\u00fbts d\u2019e<span class=\"_ _0\"></span>mprunt dev<span class=\"_ _0\"></span>rait comm<span class=\"_ _0\"></span>encer l<span class=\"_ _0\"></span>orsque<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 y9dd ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsde wseb\">d\u00e9penses<span class=\"_ _3\"></span> li\u00e9es \u00e0<span class=\"_ _3\"></span> cet actif<span class=\"_ _3\"></span> et les c<span class=\"_ _3\"></span>o\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt sont </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9df ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdd ws11a\">activit\u00e9s n<span class=\"lsdc wse9\">\u00e9cessair<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion pr\u00e9vu<span class=\"_ _0\"></span>e ou \u00e0 la vente </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9e0 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont en cours. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La capit<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des c<span class=\"_ _0\"></span>o\u00fbts d\u2019em<span class=\"_ _0\"></span>prunt<span class=\"_ _0\"></span> prend fi<span class=\"_ _0\"></span>n d\u00e8s qu<span class=\"_ _0\"></span>e l\u2019actif <span class=\"_ _0\"></span>est pr\u00eat</div>\n<div class=\"t m0 x1a h62 ya3c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour son aff<span class=\"_ _0\"></span>ectatio<span class=\"_ _0\"></span>n ou pour la vent<span class=\"_ _0\"></span>e. Si le d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent actif<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 ya3d ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">interrompu po<span class=\"_ _3\"></span>ur une <span class=\"_ _3\"></span>dur\u00e9e prolong\u00e9e<span class=\"_ _3\"></span>, la capi<span class=\"_ _3\"></span>talisation e<span class=\"_ _3\"></span>st suspendue<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x1a h62 ya3e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la constru<span class=\"_ _0\"></span>ction a lie<span class=\"_ _0\"></span>u en plusieu<span class=\"_ _0\"></span>rs parti<span class=\"_ _0\"></span>es et que l\u2019uti<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 ya3f ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque <span class=\"_ _0\"></span>partie est<span class=\"_ _0\"></span> possib<span class=\"_ _0\"></span>le par<span class=\"_ _0\"></span>all\u00e8lem<span class=\"_ _0\"></span>ent \u00e0 la p<span class=\"_ _0\"></span>oursuit<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 ya40 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">construction,<span class=\"_ _3\"></span> la capitalisation<span class=\"_ _3\"></span> prend fin pour ch<span class=\"_ _3\"></span>acune des par<span class=\"_ _3\"></span>ties lorsque</div>\n<div class=\"t m0 x1a h62 ya41 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">son ach\u00e8vement<span class=\"_ _3\"></span> est proche. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya42 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span>s li\u00e9s \u00e0 <span class=\"_ _0\"></span>un actif <span class=\"_ _0\"></span>pr\u00e9cis, <span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">taux r\u00e9el<span class=\"_ _0\"></span> y est </span></div>\n<div class=\"t m0 x1a h62 yc09 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Dans les aut<span class=\"_ _0\"></span>res cas, u<span class=\"_ _0\"></span>n co\u00fbt d\u2019e<span class=\"_ _0\"></span>mprunt moy<span class=\"_ _0\"></span>en pond\u00e9r<span class=\"_ _0\"></span>\u00e9 est</div>\n<div class=\"t m0 x1a h62 ycea ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">appliqu\u00e9. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 372px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 377px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 173px; height: 933px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 173px; height: 933px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div id=\"fs_JNWE8ZWN9C00000000000000000000\">\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les act<span class=\"_ _0\"></span>ifs qual<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9b<span class=\"_ _0\"></span>utant le ou av<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 x6 h62 yb1c ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les \u00e0 <span class=\"_ _3\"></span>l\u2019acquisition<span class=\"wsfa\">, \u00e0 l<span class=\"_ _3\"></span>a </span></div>\n<div class=\"t m0 x6 h62 yb1d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction ou \u00e0 la pr<span class=\"_ _0\"></span>oductio<span class=\"_ _0\"></span>n d\u2019un actif<span class=\"_ _0\"></span> qualifi\u00e9 (c<span class=\"_ _0\"></span>\u2019est<span class=\"ls0 ws0\">-\u00e0-</span>dire un actif q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 yd36 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a n\u00e9cessa<span class=\"_ _0\"></span>irement de<span class=\"_ _0\"></span>mand\u00e9 un<span class=\"_ _0\"></span>e p\u00e9riod<span class=\"_ _0\"></span>e importa<span class=\"_ _0\"></span>nte pour \u00eat<span class=\"_ _0\"></span>re pr\u00eat pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 yd37 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019usage p<span class=\"_ _0\"></span>r\u00e9vu ou pou<span class=\"_ _0\"></span>r la vente<span class=\"_ _0\"></span>) sont pris en cha<span class=\"_ _0\"></span>rge au mom<span class=\"_ _0\"></span>ent de leur<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd38 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">exigibilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 84px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 89px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x27a h76 yb1b ffc8 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd8 h62 y834 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2008<span class=\"_ _3\"></span>, les </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: -1px; bottom: -10px; height: 15px; width: 5px; z-index: 5;\"><br/></div>\n</div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 yd39 ffc8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Go<span class=\"_ _3\"></span>odwill et a<span class=\"_ _3\"></span><span class=\"lsdc wse9\">utres imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations i<span class=\"_ _0\"></span>ncorpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e yd3a ffca fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immobi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>ns incorp<span class=\"_ _0\"></span>orelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3b ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une immobilisat<span class=\"_ _3\"></span>ion incorporelle<span class=\"_ _3\"></span> est un \u00e9l\u00e9ment d\u2019a<span class=\"_ _3\"></span>ctif non mon\u00e9tai<span class=\"_ _3\"></span>re</div>\n<div class=\"t m0 x6 h62 yd3c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iable et est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i, et seuleme<span class=\"_ _0\"></span>nt s\u2019il est p<span class=\"_ _0\"></span>robabl<span class=\"_ _0\"></span>e que cet</div>\n<div class=\"t m0 x6 h62 yd3d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actif g\u00e9n\u00e9<span class=\"_ _0\"></span>rera des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e9conom<span class=\"_ _0\"></span>iques fut<span class=\"_ _0\"></span>urs et si le co\u00fbt<span class=\"_ _0\"></span> de l\u2019actif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd3e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiable<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3f ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd40 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immobilisa<span class=\"_ _3\"></span>tions incorporel<span class=\"_ _3\"></span>les sont reprises<span class=\"_ _3\"></span> dans l\u2019\u00e9tat de la s<span class=\"_ _3\"></span>ituation</div>\n<div class=\"t m0 x6 h62 yd41 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re \u00e0 leu<span class=\"_ _0\"></span>r co\u00fbt <span class=\"_ _0\"></span>diminu\u00e9 <span class=\"_ _0\"></span>du cumul <span class=\"_ _0\"></span>des amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ents et d<span class=\"_ _0\"></span>u cumu<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x6 h62 yd42 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es de valeur.<span class=\"_ _0\"></span> La valeu<span class=\"_ _0\"></span>r r\u00e9siduel<span class=\"_ _0\"></span>le et<span class=\"ls0 ws0\"> </span>la dur\u00e9e de<span class=\"_ _0\"></span> vie utile des</div>\n<div class=\"t m0 x6 h62 yd43 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> sont re<span class=\"_ _0\"></span>vues \u00e0 c<span class=\"_ _0\"></span>haque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice</div>\n<div class=\"t m0 x6 h62 yd44 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd45 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd46 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immobi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>ons incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>es dont la dur\u00e9<span class=\"_ _0\"></span>e de vie est d\u00e9f<span class=\"_ _0\"></span>inie sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd47 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9aire s<span class=\"_ _0\"></span>ur leur dur\u00e9e d<span class=\"_ _0\"></span>e vie utile es<span class=\"_ _0\"></span>tim\u00e9e.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 yd48 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">immobilis<span class=\"_ _0\"></span>at<span class=\"lsdc wse9\">ions inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles \u00e0 dur\u00e9<span class=\"_ _0\"></span>e de vie util<span class=\"_ _0\"></span>e ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, co<span class=\"_ _0\"></span>mme </span></div>\n<div class=\"t m0 x6 h62 yd49 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le goodwi<span class=\"_ _0\"></span>ll, ne sont<span class=\"_ _0\"></span> pas amorti<span class=\"_ _0\"></span>es, mais<span class=\"_ _0\"></span> sont en reva<span class=\"_ _0\"></span>nche soumis<span class=\"_ _0\"></span>es une</div>\n<div class=\"t m0 x6 h62 yd4a ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fois par an a<span class=\"_ _0\"></span>u moins \u00e0 un test<span class=\"_ _0\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation. To<span class=\"_ _0\"></span>ute pert<span class=\"_ _0\"></span>e de valeur</div>\n<div class=\"t m0 x6 h62 yd4b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9e est com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd4c ffca fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Valu<span class=\"lsdc wse9\">e of Business ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOBA)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd4d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la diff\u00e9r<span class=\"_ _0\"></span>ence entre l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur \u00e0 la date</div>\n<div class=\"t m0 x6 h62 yd4e ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> mesur\u00e9e sur la bas<span class=\"_ _3\"></span>e des principes<span class=\"_ _3\"></span> comptables d\u2019Agea<span class=\"_ _3\"></span>s et</div>\n<div class=\"t m0 x6 h62 yd4f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e ult\u00e9rieu<span class=\"_ _0\"></span>re d\u2019un port<span class=\"_ _0\"></span>efeui<span class=\"_ _0\"></span>lle de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x6 h62 yd50 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de place<span class=\"_ _0\"></span>ment acqui<span class=\"_ _0\"></span>s dans le ca<span class=\"_ _0\"></span>dre d\u2019une ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n d\u2019affai<span class=\"_ _0\"></span>res ou de</div>\n<div class=\"t m0 x6 h62 yd51 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd52 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd53 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e com<span class=\"_ _0\"></span>me une immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 yd54 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span>e sur la dur\u00e9<span class=\"_ _0\"></span>e de l\u2019exe<span class=\"_ _0\"></span>rcice au co<span class=\"_ _0\"></span>urs duqu<span class=\"_ _0\"></span>el les profit<span class=\"_ _0\"></span>s du</div>\n<div class=\"t m0 x6 h62 yd55 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>is ont \u00e9<span class=\"wse9\">t<span class=\"_ _0\"></span>\u00e9 compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span>. A chaque dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 yd56 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng, la VOBA<span class=\"_ _0\"></span> est inclus<span class=\"_ _0\"></span>e dans le test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> pour</div>\n<div class=\"t m0 x6 h62 yd57 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">v\u00e9rifie<span class=\"_ _0\"></span>r si les passif<span class=\"_ _0\"></span>s li\u00e9s aux c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et de plac<span class=\"_ _0\"></span>ement so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 yd58 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">ad\u00e9quats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd59 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Immobilisation<span class=\"_ _3\"></span>s corporell<span class=\"_ _3\"></span>es <span class=\"wsea\">g\u00e9n\u00e9r\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">en interne<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd5a ffc8 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">Les immobil<span class=\"_ _3\"></span>isat<span class=\"lsdc wseb\">ions incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> g\u00e9n\u00e9r\u00e9<span class=\"_ _0\"></span>es en int<span class=\"_ _0\"></span>erne s<span class=\"_ _0\"></span>ont insc<span class=\"_ _0\"></span>rites \u00e0 </span></div>\n<div class=\"t m0 x6 h62 yd5b ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif d<span class=\"_ _0\"></span>\u00e8s qu\u2019A<span class=\"_ _0\"></span>geas peut<span class=\"_ _0\"></span> d\u00e9mo<span class=\"_ _0\"></span>ntrer tout<span class=\"_ _0\"></span> ce qui<span class=\"_ _0\"></span> suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yd5c ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">faisab<span class=\"_ _0\"></span>ilit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>aire \u00e0 l<span class=\"_ _0\"></span>\u2019ach\u00e8ve<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x5c h62 yd5d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle e<span class=\"_ _0\"></span>n vue de sa mise en s<span class=\"_ _0\"></span>ervice ou d<span class=\"_ _0\"></span>e sa</div>\n<div class=\"t m0 x5c h62 yd5e ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd5f ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">So<span class=\"_ _3\"></span>n</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">intention d\u2019<span class=\"_ _0\"></span>achever l\u2019<span class=\"_ _0\"></span>immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle et d<span class=\"_ _0\"></span>e l\u2019utilis<span class=\"_ _0\"></span>er </span></span></span></div>\n<div class=\"t m0 x5c h62 yd60 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de la v<span class=\"_ _0\"></span>endre<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yd61 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wse9\">capacit\u00e9 \u00e0 ut<span class=\"_ _0\"></span>iliser ou \u00e0 ven<span class=\"_ _0\"></span>dre l\u2019im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lle<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 yd62 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">fa\u00e7on dont l<span class=\"_ _3\"></span>\u2019immobilisa<span class=\"_ _3\"></span>tion incorpo<span class=\"_ _3\"></span>relle g\u00e9n\u00e9rera<span class=\"_ _3\"></span> des a<span class=\"_ _3\"></span>vantages </span></span></span></div>\n<div class=\"t m0 x5c h62 yd63 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9conomiques fu<span class=\"_ _3\"></span>turs probables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd64 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">disponibilit\u00e9<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">de ressou<span class=\"_ _0\"></span>rces tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s, finan<span class=\"_ _0\"></span>ci\u00e8res<span class=\"_ _0\"></span> et autres<span class=\"_ _0\"></span>, </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yd65 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span> pour achever<span class=\"_ _3\"></span> le d\u00e9veloppe<span class=\"_ _3\"></span>ment et u<span class=\"_ _3\"></span>tiliser ou <span class=\"_ _3\"></span>vendre</div>\n<div class=\"t m0 x5c h62 yd66 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorporel<span class=\"_ _3\"></span>le<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 yd67 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wseb\">capacit\u00e9 \u00e0 <span class=\"_ _0\"></span>\u00e9value<span class=\"_ _0\"></span>r de fa\u00e7o<span class=\"_ _0\"></span>n fiab<span class=\"_ _0\"></span>le les d\u00e9<span class=\"_ _0\"></span>penses at<span class=\"_ _0\"></span>tribua<span class=\"_ _0\"></span>bles \u00e0 </span></span></span></div>\n<div class=\"t m0 x5c h62 yd68 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorpor<span class=\"_ _3\"></span>elle au c<span class=\"_ _3\"></span>ours de s<span class=\"_ _3\"></span>on d\u00e9veloppemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Seules le<span class=\"_ _3\"></span>s immobilisatio<span class=\"_ _3\"></span>ns incorporelle<span class=\"_ _3\"></span>s issues <span class=\"_ _3\"></span>d\u2019un d\u00e9velop<span class=\"_ _3\"></span>pement</div>\n<div class=\"t m0 x1a h62 yd6b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif. Les aut<span class=\"_ _0\"></span>res immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions incor<span class=\"_ _0\"></span>porel<span class=\"lsde wseb\">les g\u00e9n\u00e9r\u00e9es </span></div>\n<div class=\"t m0 x1a h62 yd6c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en inter<span class=\"_ _0\"></span>ne ne so<span class=\"_ _0\"></span>nt pas i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if et les <span class=\"_ _0\"></span>d\u00e9pense<span class=\"_ _0\"></span>s sont i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x1a h62 yd6d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat du<span class=\"_ _0\"></span>rant l\u2019an<span class=\"_ _0\"></span>n\u00e9e o\u00f9 ell<span class=\"_ _0\"></span>es sont enco<span class=\"_ _0\"></span>urues.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd6e ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6f ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les logiciel<span class=\"_ _3\"></span>s indispensables au<span class=\"_ _3\"></span> bon fonctionneme<span class=\"_ _3\"></span>nt du mat\u00e9riel</div>\n<div class=\"t m0 x1a h62 yd70 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique, c<span class=\"_ _0\"></span>omme le syst<span class=\"_ _0\"></span>\u00e8me d\u2019expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>on, font par<span class=\"_ _0\"></span>tie int\u00e9g<span class=\"_ _0\"></span>rante du</div>\n<div class=\"t m0 x1a h62 yd71 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mat\u00e9riel<span class=\"_ _0\"></span> infor<span class=\"_ _0\"></span>matique <span class=\"_ _0\"></span>et sont <span class=\"_ _0\"></span>repris p<span class=\"_ _0\"></span>armi les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd72 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporelles. <span class=\"_ _3\"></span>Lorsque <span class=\"_ _3\"></span>le logiciel <span class=\"_ _3\"></span>ne fait<span class=\"_ _3\"></span> pas partie<span class=\"_ _3\"></span> int\u00e9grante<span class=\"_ _3\"></span> du mat\u00e9riel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd73 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique en q<span class=\"_ _0\"></span>uestion,<span class=\"_ _0\"></span> les frais c<span class=\"_ _0\"></span>onsentis<span class=\"_ _0\"></span> au cours de la ph<span class=\"_ _0\"></span>ase de</div>\n<div class=\"t m0 x1a h62 yd74 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9veloppe<span class=\"lsdc wse9\">ment pour lesqu<span class=\"_ _0\"></span>els Ageas pe<span class=\"_ _0\"></span>ut prouv<span class=\"_ _0\"></span>er tous les c<span class=\"_ _0\"></span>rit\u00e8res </span></div>\n<div class=\"t m0 x1a h62 yd75 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9cit<span class=\"_ _0\"></span>\u00e9s sont i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if comme<span class=\"_ _0\"></span> les im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>incorpo<span class=\"_ _0\"></span>relles</div>\n<div class=\"t m0 x1a h62 yd76 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> selon la m\u00e9t<span class=\"_ _0\"></span>hode lin<span class=\"_ _0\"></span>\u00e9aire sur l<span class=\"_ _0\"></span>eur dur\u00e9e de v<span class=\"_ _0\"></span>ie utile. En</div>\n<div class=\"t m0 x1a h62 yd77 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ral, ces logi<span class=\"_ _3\"></span>ciels sont<span class=\"_ _3\"></span> amortis sur 5 ans au ma<span class=\"_ _3\"></span>ximum.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 656px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 766px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 200px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 882px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 803px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yd69 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 624px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 629px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ydc3 ffcd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.7<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws11a\">B<span class=\"_ _3\"></span>iens</span> <span class=\"lsde wsea\">lou\u00e9<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h7e ydc4 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en <span class=\"lsdc wse8\">qualit\u00e9<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">de baille<span class=\"wsea\">ur<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ydc5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les biens lou\u00e9s sur<span class=\"_ _3\"></span> la base de contrats<span class=\"_ _3\"></span> de location simple<span class=\"_ _3\"></span> sont repris</div>\n<div class=\"t m0 x6 h62 ydc6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at cons<span class=\"_ _0\"></span>olid\u00e9 de <span class=\"_ _0\"></span>la situ<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re d\u2019Age<span class=\"_ _0\"></span>as comm<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ydc7 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement (b\u00e2t<span class=\"_ _0\"></span>iments) et<span class=\"_ _0\"></span> des immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>ons corp<span class=\"_ _0\"></span>orelles</div>\n<div class=\"t m0 x6 h62 ydc8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(mat\u00e9ri<span class=\"_ _0\"></span>el et mat\u00e9ri<span class=\"_ _0\"></span>el roulant<span class=\"_ _0\"></span>). Ces bi<span class=\"_ _0\"></span>ens sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s au co\u00fbt av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x6 h62 ydc9 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion des d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciatio<span class=\"_ _0\"></span>ns cumul<span class=\"_ _0\"></span>\u00e9es. Les rev<span class=\"_ _0\"></span>enus loc<span class=\"_ _0\"></span>atifs, d\u00e9<span class=\"_ _0\"></span>ductio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydca ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite des inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s accord\u00e9s<span class=\"_ _0\"></span> aux pren<span class=\"_ _0\"></span>eurs, sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s de</div>\n<div class=\"t m0 x6 h62 ydcb ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> contrat de locatio<span class=\"_ _3\"></span>n. Les frais dire<span class=\"_ _3\"></span>cts</div>\n<div class=\"t m0 x6 h62 ydcc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiaux<span class=\"_ _0\"></span> consent<span class=\"_ _0\"></span>is par Agea<span class=\"_ _0\"></span>s sont ajou<span class=\"_ _0\"></span>t\u00e9s \u00e0 la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le du bien</div>\n<div class=\"t m0 x6 h62 ydcd ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lou\u00e9 et c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>harge su<span class=\"_ _0\"></span>r la dur<span class=\"_ _0\"></span>\u00e9e du co<span class=\"_ _0\"></span>ntrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydce ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la m\u00ea<span class=\"_ _0\"></span>me mani<span class=\"_ _0\"></span>\u00e8re que les<span class=\"_ _0\"></span> reve<span class=\"_ _0\"></span>nus locat<span class=\"_ _0\"></span>ifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydcf ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydd0 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas a \u00e9galement con<span class=\"_ _3\"></span>clu des contrats<span class=\"_ _3\"></span> de location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">financement<span class=\"_ _3\"></span>, en </span></div>\n<div class=\"t m0 x6 h62 ydd1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels la qua<span class=\"_ _0\"></span><span class=\"lsdd\">si<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">totalit\u00e9 d<span class=\"_ _0\"></span>es risques et<span class=\"_ _0\"></span> b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es inh\u00e9rent<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 ydd2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 des biens<span class=\"_ _0\"></span> lou\u00e9s, aut<span class=\"_ _0\"></span>res que la pr<span class=\"_ _0\"></span>opri\u00e9t\u00e9 j<span class=\"_ _0\"></span>uridiqu<span class=\"_ _0\"></span>e, sont c\u00e9d<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ydd3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au client. L<span class=\"_ _0\"></span>es biens<span class=\"_ _0\"></span> lou\u00e9s dans le c<span class=\"_ _0\"></span>adre d\u2019un c<span class=\"_ _0\"></span>ontrat d<span class=\"_ _0\"></span>e location<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ydd4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>ement sont<span class=\"_ _0\"></span> pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s co<span class=\"_ _0\"></span>mme une <span class=\"_ _0\"></span>cr\u00e9anc<span class=\"_ _0\"></span>e \u00e0 un mont<span class=\"_ _0\"></span>ant \u00e9ga<span class=\"_ _0\"></span>l \u00e0</div>\n<div class=\"t m0 x1a h62 ydd5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span> L\u2019inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment net</div>\n<div class=\"t m0 x1a h62 ydd6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le cont<span class=\"_ _0\"></span>rat de loc<span class=\"_ _0\"></span>ation est com<span class=\"_ _0\"></span>pos\u00e9 de l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle des</div>\n<div class=\"t m0 x1a h62 ydd7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loy<span class=\"_ _0\"></span>ers et de<span class=\"_ _0\"></span> toute v<span class=\"_ _0\"></span>aleur r\u00e9<span class=\"_ _0\"></span>siduell<span class=\"_ _0\"></span>e gara<span class=\"_ _0\"></span>ntie. L<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 ydd8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entre l'act<span class=\"_ _0\"></span>if et la vale<span class=\"_ _0\"></span>ur actue<span class=\"_ _0\"></span>lle de la cr\u00e9a<span class=\"_ _0\"></span>nce est enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9e comme</div>\n<div class=\"t m0 x1a h62 ydd9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit <span class=\"_ _3\"></span>financier non <span class=\"_ _3\"></span>acquis. Le<span class=\"_ _3\"></span> produit finan<span class=\"_ _3\"></span>cier est e<span class=\"_ _3\"></span>nregistr\u00e9 <span class=\"_ _3\"></span>sur la</div>\n<div class=\"t m0 x1a h62 ydda ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e du c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span> sur la b<span class=\"_ _0\"></span>ase d\u2019u<span class=\"_ _0\"></span>n sch\u00e9ma <span class=\"_ _0\"></span>qui refl<span class=\"_ _0\"></span>\u00e8te un t<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x1a h62 yddb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent p\u00e9ri<span class=\"_ _0\"></span>odique c<span class=\"_ _0\"></span>onstant<span class=\"_ _0\"></span> sur l\u2019en<span class=\"_ _0\"></span>cours d<span class=\"_ _0\"></span>e l\u2019inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment n<span class=\"_ _0\"></span>et en</div>\n<div class=\"t m0 x1a h62 yddc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de locatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>finance<span class=\"_ _0\"></span>ment. Les<span class=\"_ _0\"></span> co\u00fbts direc<span class=\"_ _0\"></span>ts initi<span class=\"_ _0\"></span>aux consent<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yddd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas so<span class=\"_ _0\"></span>nt inclus<span class=\"_ _0\"></span> dans le calc<span class=\"_ _0\"></span>ul initial d<span class=\"_ _0\"></span>e l\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt net dans</div>\n<div class=\"t m0 x1a h62 ydde ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le contrat d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on et r\u00e9duis<span class=\"_ _0\"></span>ent le mont<span class=\"_ _0\"></span>ant du pro<span class=\"_ _0\"></span>duit compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 yddf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e du co<span class=\"_ _0\"></span>ntrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yde0 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en q<span class=\"_ _3\"></span>ualit\u00e9 de <span class=\"_ _3\"></span>pren<span class=\"wsea\">eur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yde1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e des terrai<span class=\"_ _0\"></span>ns, des b\u00e2t<span class=\"_ _0\"></span>iment<span class=\"_ _0\"></span>s, du mat\u00e9ri<span class=\"_ _0\"></span>el et du mat\u00e9<span class=\"_ _0\"></span>riel</div>\n<div class=\"t m0 x1a h62 yde2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">roulant.<span class=\"_ _0\"></span> Les ter<span class=\"_ _0\"></span>mes des<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont n\u00e9go<span class=\"_ _0\"></span>ci\u00e9s</div>\n<div class=\"t m0 x1a h62 yde3 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">individuelleme<span class=\"_ _3\"></span>nt et contiennen<span class=\"_ _3\"></span>t une vaste gamme<span class=\"_ _3\"></span> de modalit\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde4 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yde5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un seul mo<span class=\"_ _0\"></span>d\u00e8le d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n s\u2019appliq<span class=\"_ _0\"></span>ue aux actif<span class=\"_ _0\"></span>s lou\u00e9s dans<span class=\"_ _0\"></span> l<span class=\"wseb\">e cadr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yde6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats de loca<span class=\"_ _0\"></span>tion simp<span class=\"_ _0\"></span>le et de contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">financement. </span></span></div>\n<div class=\"t m0 x1a h62 yde7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce <span class=\"_ _0\"></span>mod\u00e8le d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion, \u00e0 l<span class=\"_ _0\"></span>a concl<span class=\"_ _0\"></span>usion d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>, un dr<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x1a h62 yde8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019usage et<span class=\"_ _0\"></span> un passif<span class=\"_ _0\"></span> locatif so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde9 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydea ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif co<span class=\"_ _0\"></span>mprend la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s de loyers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydeb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span> qui ne sont pas<span class=\"_ _0\"></span> pay\u00e9s \u00e0 la dat<span class=\"_ _0\"></span>e de prise d\u2019<span class=\"_ _0\"></span>effet,<span class=\"_ _0\"></span> y compris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydec ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loyer<span class=\"_ _0\"></span>s \u00e0 faire sous c<span class=\"_ _0\"></span>ertaines<span class=\"_ _0\"></span> options ra<span class=\"_ _0\"></span>isonna<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x1a h62 yded ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019exte<span class=\"_ _0\"></span>nsion<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ydee ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">paiemen<span class=\"_ _3\"></span>ts fixes (<span class=\"_ _3\"></span>y compris e<span class=\"_ _3\"></span>n substanc<span class=\"_ _3\"></span>e) d\u00e9duction <span class=\"_ _3\"></span>faite de<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 ydef ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges incit<span class=\"_ _0\"></span>atifs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la locat<span class=\"_ _0\"></span>ion \u00e0 rec<span class=\"_ _0\"></span>evoir<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ydf0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wsfa\">paiemen<span class=\"_ _3\"></span>ts de loyers variabl<span class=\"_ _3\"></span>es qui sont fonctio<span class=\"_ _3\"></span>n d'un indice<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 ydf1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un taux,<span class=\"_ _0\"></span> \u00e9valu\u00e9s au m<span class=\"_ _0\"></span>oyen de l'i<span class=\"_ _0\"></span>ndice ou du ta<span class=\"_ _0\"></span>ux en vigueu<span class=\"_ _0\"></span>r \u00e0 la</div>\n<div class=\"t m0 x133 h62 ydf2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date de p<span class=\"_ _0\"></span>rise d'<span class=\"_ _0\"></span>effet<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ydf3 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsdc wse9\">sommes qu\u2019Ag<span class=\"_ _0\"></span>eas devr<span class=\"_ _0\"></span>ait payer a<span class=\"_ _0\"></span>u titre de la val<span class=\"_ _0\"></span>eur r\u00e9sid<span class=\"_ _0\"></span>uelle </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf4 ffcd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des<span class=\"ls0 ws0\"> </span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties donn\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ydf5 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsdc wse8\">Le</span><span class=\"ffcd\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">prix d'ex<span class=\"_ _0\"></span>ercice de t<span class=\"_ _0\"></span>oute opt<span class=\"_ _0\"></span>ion d'ach<span class=\"_ _0\"></span>at qu\u2019Age<span class=\"_ _0\"></span>as a la certit<span class=\"_ _0\"></span>ude </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able d'ex<span class=\"_ _0\"></span>ercer<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydf7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s exig\u00e9es <span class=\"_ _3\"></span>en cas de<span class=\"_ _3\"></span> r\u00e9siliation<span class=\"_ _3\"></span> anticip\u00e9e du<span class=\"_ _3\"></span> contrat de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, si la dur\u00e9<span class=\"_ _0\"></span>e du contrat d<span class=\"_ _0\"></span>e location pr<span class=\"_ _0\"></span>end en com<span class=\"_ _0\"></span>pte</div>\n<div class=\"t m0 x6a h62 ydf9 ffcd fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">l'exe<span class=\"_ _3\"></span>rcice<span class=\"_ _3\"></span> p<span class=\"lsde wsfa\">ar Ageas de ce<span class=\"_ _3\"></span>tte option.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydfa ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydfb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif est<span class=\"_ _0\"></span> calcul\u00e9 en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> le taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat impl<span class=\"_ _0\"></span>icite du</div>\n<div class=\"t m0 x1a h62 ydfc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n. S'il n\u2019est<span class=\"_ _0\"></span> pas possi<span class=\"_ _0\"></span>ble de d\u00e9ter<span class=\"_ _0\"></span>miner fac<span class=\"_ _0\"></span>ileme<span class=\"_ _0\"></span>nt ce</div>\n<div class=\"t m0 x1a h62 ydfd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux, le ta<span class=\"_ _0\"></span>ux d'emp<span class=\"_ _0\"></span>runt margi<span class=\"_ _0\"></span>nal d\u2019Ag<span class=\"_ _0\"></span>eas est util<span class=\"_ _0\"></span>is\u00e9. Ageas<span class=\"_ _0\"></span> utilise,</div>\n<div class=\"t m0 x1a h62 ydfe ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme taux d\u2019<span class=\"wseb\">empr<span class=\"_ _3\"></span>unt marginal<span class=\"_ _3\"></span>, une courbe<span class=\"_ _3\"></span> composite<span class=\"_ _3\"></span> largement </span></div>\n<div class=\"t m0 x1a h62 ydff ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble bas\u00e9e s<span class=\"_ _0\"></span>ur un \u00e9chant<span class=\"_ _0\"></span>illon d\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ions seco<span class=\"_ _0\"></span>ndair<span class=\"_ _0\"></span>es existant<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye00 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9metteurs fina<span class=\"_ _3\"></span>nciers dans la<span class=\"_ _3\"></span> fourchette A, aug<span class=\"_ _3\"></span>ment\u00e9 d\u2019une prime<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ye01 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque. Pour<span class=\"_ _3\"></span> les park<span class=\"_ _3\"></span>ings, un t<span class=\"_ _3\"></span>aux sans r<span class=\"_ _3\"></span>isque \u00e9gal <span class=\"_ _3\"></span>au contrat<span class=\"_ _3\"></span> d\u2019<span class=\"wsea\">\u00e9change </span></div>\n<div class=\"t m0 x1a h62 ye02 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d\u2019<span class=\"_ _0\"></span>une durat<span class=\"_ _0\"></span>ion simil<span class=\"_ _0\"></span>aire augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019u<span class=\"_ _0\"></span>ne prime de</div>\n<div class=\"t m0 x1a h62 ye03 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque s\u2019appli<span class=\"_ _3\"></span>que. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye04 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye05 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e du passif loc<span class=\"_ _0\"></span>atif aug<span class=\"_ _0\"></span>mente pa<span class=\"_ _0\"></span>r la suite pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye06 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sur le pass<span class=\"_ _0\"></span>if locatif et<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>e pour refl<span class=\"_ _0\"></span>\u00e9ter les pai<span class=\"_ _0\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye07 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">loyers eff<span class=\"_ _0\"></span>ectu\u00e9s<span class=\"_ _0\"></span>. Le passif l<span class=\"_ _0\"></span>ocatif est \u00e0 no<span class=\"_ _0\"></span>uveau mes<span class=\"_ _0\"></span>ur\u00e9 afin de<span class=\"_ _0\"></span> refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye08 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns du contr<span class=\"_ _0\"></span>at ou les chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> des paiem<span class=\"_ _0\"></span>ents de</div>\n<div class=\"t m0 x1a h62 ye09 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">loyers, don<span class=\"_ _3\"></span>t un changem<span class=\"_ _3\"></span>ent de l\u2019<span class=\"_ _3\"></span>indice ou du<span class=\"_ _3\"></span> taux uti<span class=\"_ _3\"></span>lis\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ye0a ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner ces pai<span class=\"_ _0\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 892px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 262px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 897px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 267px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>des int<span class=\"_ _0\"></span>\u00e9r\u00eats dus<span class=\"_ _0\"></span> au tit<span class=\"_ _0\"></span>re du pas<span class=\"_ _0\"></span>sif locat<span class=\"_ _0\"></span>if doit<span class=\"_ _0\"></span>, pour c<span class=\"_ _0\"></span>haque </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on, corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>re au produit<span class=\"_ _0\"></span> du solde du</div>\n<div class=\"t m0 x6 h62 y8b3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif l<span class=\"_ _0\"></span>ocatif et<span class=\"_ _0\"></span> du tau<span class=\"_ _0\"></span>x d'int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nstant p<span class=\"_ _0\"></span>our la p\u00e9<span class=\"_ _0\"></span>riode<span class=\"_ _0\"></span>. Le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 y93e ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts dus au ti<span class=\"_ _3\"></span>tre du <span class=\"_ _3\"></span>passif locati<span class=\"_ _3\"></span>f <span class=\"lsdc wse9\">est comptab<span class=\"_ _0\"></span>ilis\u00e9 dans<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y93f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> avec les loy<span class=\"_ _0\"></span>ers vari<span class=\"_ _0\"></span>ables pay<span class=\"_ _0\"></span>\u00e9s non pris e<span class=\"_ _0\"></span>n compte</div>\n<div class=\"t m0 x6 h62 y940 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lors de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du passif l<span class=\"_ _0\"></span>ocatif su<span class=\"_ _0\"></span>r la p\u00e9riod<span class=\"_ _0\"></span>e au cours de l<span class=\"_ _0\"></span>aquelle</div>\n<div class=\"t m0 x6 h62 y941 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">se produit l'\u00e9v<span class=\"_ _3\"></span>\u00e9nement ou la situa<span class=\"_ _3\"></span>tion qui est \u00e0 l<span class=\"_ _3\"></span>'origine de ces</div>\n<div class=\"t m0 x6 h62 y942 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le droi<span class=\"wseb\">t d'<span class=\"_ _0\"></span>usage es<span class=\"_ _0\"></span>t mesu<span class=\"_ _0\"></span>r\u00e9 au co<span class=\"_ _0\"></span>\u00fbt et inc<span class=\"_ _0\"></span>lut le p<span class=\"_ _0\"></span>assif loc<span class=\"_ _0\"></span>atif i<span class=\"_ _0\"></span>nitial </span></div>\n<div class=\"t m0 x6 h62 y945 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9, a<span class=\"_ _0\"></span>just\u00e9 du m<span class=\"_ _0\"></span>ontant des<span class=\"_ _0\"></span> loyers vers<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de pr<span class=\"_ _0\"></span>ise</div>\n<div class=\"t m0 x6 h62 y946 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'effet o<span class=\"_ _0\"></span>u avant cet<span class=\"_ _0\"></span>te date, d\u00e9d<span class=\"_ _0\"></span>uction fait<span class=\"_ _0\"></span>e des avant<span class=\"_ _0\"></span>ages<span class=\"_ _0\"></span> incitatif<span class=\"_ _0\"></span>s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y9ed ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n re\u00e7us, de<span class=\"_ _0\"></span>s co\u00fbts dir<span class=\"_ _0\"></span>ects init<span class=\"_ _0\"></span>iaux enga<span class=\"_ _0\"></span><span class=\"lsde wseb\">g\u00e9s par A<span class=\"_ _3\"></span>geas et d\u2019<span class=\"_ _3\"></span>une </span></div>\n<div class=\"t m0 x6 h62 y9ee ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on des co\u00fb<span class=\"_ _0\"></span>ts que le pre<span class=\"_ _0\"></span>neur dev<span class=\"_ _0\"></span>ra engager l<span class=\"_ _0\"></span>ors du</div>\n<div class=\"t m0 x6 h62 y9ef ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9mant\u00e8<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> et de l'enl\u00e8v<span class=\"_ _0\"></span>ement de l'a<span class=\"_ _0\"></span>ctif sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacent. </span> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, le droit d\u2019<span class=\"_ _0\"></span>usage est m<span class=\"_ _0\"></span>esur\u00e9 au co<span class=\"_ _0\"></span>\u00fbt moins le<span class=\"_ _0\"></span>s d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iations</div>\n<div class=\"t m0 x6 h62 y9f2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cumul\u00e9es<span class=\"_ _0\"></span> et moins<span class=\"_ _0\"></span> toute perte d<span class=\"_ _0\"></span>e valeur. L<span class=\"_ _0\"></span>e droit d'us<span class=\"_ _0\"></span>age est d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9</div>\n<div class=\"t m0 x6 h62 y9f3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9air<span class=\"_ _0\"></span>e sur la p<span class=\"_ _0\"></span>lus co<span class=\"_ _0\"></span>urte de<span class=\"_ _0\"></span>s p\u00e9riod<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : <span class=\"lsde wsfa\">dur\u00e9e de vie </span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile de l\u2019ac<span class=\"_ _0\"></span>tif et dur\u00e9<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on. Comm<span class=\"_ _0\"></span>e pour les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f5 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actifs non finan<span class=\"_ _3\"></span>cier, un droit<span class=\"_ _3\"></span> d'usage est d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>\u00e9 lorsque sa valeur<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">est sup\u00e9r<span class=\"_ _0\"></span>ieure au m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span> recouvrab<span class=\"_ _0\"></span>le. La d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on du </span></div>\n<div class=\"t m0 x6 h62 y9f7 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droit d'us<span class=\"_ _0\"></span>age et la co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>sation d<span class=\"_ _0\"></span>e toute pert<span class=\"_ _0\"></span>e de valeur s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y9f8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> dans le com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fa ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cas d\u2019<span class=\"_ _0\"></span>une nouve<span class=\"_ _0\"></span>lle mesu<span class=\"_ _0\"></span>re du passif l<span class=\"_ _0\"></span>ocatif pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x6 h62 y9fb ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s du<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">contrat de l<span class=\"_ _0\"></span>ocation o<span class=\"_ _0\"></span>u les ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9fc ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyers,<span class=\"_ _0\"></span> le droit d'us<span class=\"_ _0\"></span>age est ajus<span class=\"_ _0\"></span>t\u00e9 en cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus ne s\u2019appl<span class=\"_ _0\"></span>ique pas au<span class=\"_ _0\"></span>x contrat<span class=\"_ _0\"></span>s de </span></span></div>\n<div class=\"t m0 x6 h62 y9ff ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> de faible va<span class=\"_ _0\"></span>leur pou<span class=\"_ _0\"></span>r Ageas ou \u00e0 des c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya00 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n \u00e0 c<span class=\"wseb\">ourt te<span class=\"_ _0\"></span>rme, do<span class=\"_ _0\"></span>nt l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance \u00e0<span class=\"_ _0\"></span> la date <span class=\"_ _0\"></span>de prise<span class=\"_ _0\"></span> d\u2019effet <span class=\"_ _0\"></span>du </span></div>\n<div class=\"t m0 x6 h62 ya01 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n est inf\u00e9ri<span class=\"_ _0\"></span>eure ou \u00e9ga<span class=\"_ _0\"></span>le \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">mois. Pour c<span class=\"_ _3\"></span>es contrat<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya02 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de locat<span class=\"_ _0\"></span>ion, les <span class=\"_ _0\"></span>paieme<span class=\"_ _0\"></span>nts de l<span class=\"_ _0\"></span>oyers sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 ya03 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">charge da<span class=\"_ _0\"></span>ns le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at de fa\u00e7on li<span class=\"_ _0\"></span>n\u00e9aire su<span class=\"_ _0\"></span>r la dur\u00e9e du</div>\n<div class=\"t m0 x6 h62 ya04 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 561px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 566px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 571px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7e ya49 ffd4 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4a ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les paie<span class=\"_ _0\"></span>ments a<span class=\"_ _0\"></span>u titre <span class=\"_ _0\"></span>de la loc<span class=\"_ _0\"></span>ation sont<span class=\"_ _0\"></span> pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s co<span class=\"_ _0\"></span>mme des f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 ya4b ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>provenant d<span class=\"_ _3\"></span>es activit\u00e9s<span class=\"_ _3\"></span> op\u00e9rationne<span class=\"_ _3\"></span>lles dans l<span class=\"_ _3\"></span>e tableau</div>\n<div class=\"t m0 x6 h62 ya4c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 des flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e, dans<span class=\"_ _0\"></span> les \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">empru<span class=\"lsf8 ws111\">n<span class=\"_ _3\"></span>ts</span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 67px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y963 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.8<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse8\">Pr\u00eats</span> </span></div>\n<div class=\"t m0 x6 h62 y964 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> aux banques <span class=\"_ _3\"></span>(cr\u00e9ances <span class=\"_ _3\"></span>sur les banqu<span class=\"_ _3\"></span>es), les p<span class=\"_ _3\"></span>r\u00eats aux</div>\n<div class=\"t m0 x6 h62 y965 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pouvoir<span class=\"_ _0\"></span>s public<span class=\"_ _0\"></span>s et les<span class=\"_ _0\"></span> pr\u00eats \u00e0 l<span class=\"_ _0\"></span>a clien<span class=\"_ _0\"></span>t\u00e8le (c<span class=\"_ _0\"></span>r\u00e9ances s<span class=\"_ _0\"></span>ur la c<span class=\"_ _0\"></span>lient\u00e8l<span class=\"_ _0\"></span>e)</div>\n<div class=\"t m0 x6 h62 y966 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s pr\u00eats \u00e9mis par Ageas<span class=\"_ _3\"></span> en vertu desquels le<span class=\"_ _3\"></span>s fonds sont</div>\n<div class=\"t m0 x6 h62 y967 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>ement ver<span class=\"_ _0\"></span>s\u00e9s \u00e0 l<span class=\"_ _0\"></span>\u2019empru<span class=\"_ _0\"></span>nt<span class=\"wse9\">eur ou \u00e0 un a<span class=\"_ _0\"></span>gent de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">participat<span class=\"_ _3\"></span>ion. </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces pr\u00eats <span class=\"_ _3\"></span>sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y969 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96a ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> de cr\u00e9ance<span class=\"_ _3\"></span> acquis sur<span class=\"_ _3\"></span> le march\u00e9<span class=\"_ _3\"></span> primaire di<span class=\"_ _3\"></span>rectement aupr\u00e8<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y96b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur sont<span class=\"_ _0\"></span> enregist<span class=\"_ _0\"></span>r\u00e9s comm<span class=\"_ _0\"></span>e pr\u00eats, po<span class=\"_ _0\"></span>ur autant qu<span class=\"_ _0\"></span>\u2019il n\u2019y ait</div>\n<div class=\"t m0 x6 h62 y96c ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aucun ma<span class=\"_ _0\"></span>rch\u00e9 act<span class=\"_ _0\"></span>if pour c<span class=\"_ _0\"></span>es titr<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y96d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00eats \u00e9m<span class=\"_ _0\"></span>is ou acqu<span class=\"_ _0\"></span>is dans le but d\u2019<span class=\"_ _0\"></span>\u00eatre ven<span class=\"_ _0\"></span>dus ou titris<span class=\"_ _0\"></span>\u00e9s \u00e0 court<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y96f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme sont c<span class=\"_ _0\"></span>onsid\u00e9<span class=\"_ _0\"></span>r\u00e9s comme d<span class=\"_ _0\"></span>es actifs d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y970 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> d\u00e9sign\u00e9s com<span class=\"_ _3\"></span>me d\u00e9tenus \u00ab<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la juste val<span class=\"_ _0\"></span>eur par le biais<span class=\"_ _0\"></span> du </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span>\u00bb ou \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">disp<span class=\"_ _0\"></span>onibl<span class=\"wseb\">es<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb sont enregistr\u00e9<span class=\"_ _3\"></span>s tels </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y974 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quels \u00e0 leur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y975 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les engagement<span class=\"_ _3\"></span>s de pr\u00eat qui pr\u00e9vo<span class=\"_ _3\"></span>ient le tirage de<span class=\"_ _3\"></span> fonds pendant une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yae7 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u00e9term<span class=\"_ _0\"></span>in\u00e9e par <span class=\"_ _0\"></span>un r\u00e8gl<span class=\"_ _0\"></span>ement ou<span class=\"_ _0\"></span> des usa<span class=\"_ _0\"></span>ges de m<span class=\"_ _0\"></span>arch\u00e9 ne s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 yae8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pas compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaea ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>marginaux e<span class=\"_ _3\"></span>ncourus et <span class=\"_ _3\"></span>les commis<span class=\"_ _3\"></span>sions d\u2019\u00e9miss<span class=\"_ _3\"></span>ion de pr\u00ea<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ya5d ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7ues p<span class=\"_ _0\"></span>our la gara<span class=\"_ _0\"></span>ntie d\u2019un p<span class=\"_ _0\"></span>r\u00eat sont rep<span class=\"_ _0\"></span>ort\u00e9s et am<span class=\"_ _0\"></span>ortis sur l<span class=\"_ _0\"></span>a dur\u00e9e</div>\n<div class=\"t m0 x1a h62 ya5e ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du pr\u00eat au titre<span class=\"_ _3\"></span> de r\u00e9gularisat<span class=\"_ _3\"></span>ion du rendement.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e y97d ffd4 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> des <span class=\"lsdc wse8\">pr\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de c<span class=\"_ _0\"></span>r\u00e9dit pouv<span class=\"_ _0\"></span>ant entr<span class=\"_ _0\"></span>a\u00eener la d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x1a h62 y97f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que est \u00e9tab<span class=\"_ _0\"></span>li si des preu<span class=\"_ _0\"></span>ves object<span class=\"_ _0\"></span>ives ind<span class=\"_ _0\"></span>iquent qu<span class=\"_ _0\"></span>\u2019Ageas n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y980 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sera pas <span class=\"_ _0\"></span>en mesur<span class=\"_ _0\"></span>e de rec<span class=\"_ _0\"></span>ouvrer t<span class=\"_ _0\"></span>ous les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s dus co<span class=\"_ _0\"></span>mme le</div>\n<div class=\"t m0 x1a h62 y981 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> le contrat.<span class=\"_ _0\"></span> Le montant d<span class=\"_ _0\"></span>e la provisi<span class=\"_ _0\"></span>on est la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre la</div>\n<div class=\"t m0 x1a h62 y982 ffd2 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">valeu<span class=\"lsdc wse9\">r comptable et le m<span class=\"_ _0\"></span>ontant re<span class=\"_ _0\"></span>couvrab<span class=\"_ _0\"></span>le, \u00e0 savoir l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle </span></div>\n<div class=\"t m0 x1a h62 y983 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie atten<span class=\"_ _0\"></span>dus ou, le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant, la v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y984 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e moins les f<span class=\"_ _0\"></span>rais de vent<span class=\"_ _0\"></span>e si le pr\u00eat est g<span class=\"_ _0\"></span>aranti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y986 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion \u00ab<span class=\"ls0 ws0\"> </span>e<span class=\"_ _3\"></span>xistante, mai<span class=\"_ _3\"></span>s non d\u00e9cla<span class=\"_ _3\"></span>r\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span>(inc<span class=\"_ _3\"></span>urred but <span class=\"_ _3\"></span>not</div>\n<div class=\"t m0 x1a h62 y987 ffd2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reported<span class=\"ls0 ws0\"> </span><span class=\"wseb\">o<span class=\"_ _3\"></span>u IBNR) des<span class=\"_ _3\"></span> pr\u00eats e<span class=\"_ _3\"></span>st enregistr\u00e9e<span class=\"_ _3\"></span> lorsque d<span class=\"_ _3\"></span>es \u00e9l\u00e9ments<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y988 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs indique<span class=\"_ _0\"></span>nt que des pe<span class=\"_ _0\"></span>rtes son<span class=\"_ _0\"></span>t survenu<span class=\"_ _0\"></span>es dans le po<span class=\"_ _0\"></span>rtefeuil<span class=\"_ _0\"></span>le de</div>\n<div class=\"t m0 x1a h62 y989 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, sa<span class=\"_ _0\"></span>ns pour auta<span class=\"_ _0\"></span>nt avoir sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>uement id<span class=\"_ _0\"></span>entifi\u00e9 l<span class=\"_ _0\"></span>es pr\u00eats</div>\n<div class=\"t m0 x1a h62 y98a ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s. Cette d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion est <span class=\"wseb\">est<span class=\"_ _0\"></span>im\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a h62 y98b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>que des per<span class=\"_ _0\"></span>tes de cha<span class=\"_ _0\"></span>que compo<span class=\"_ _0\"></span>sant, af<span class=\"_ _0\"></span>in de refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y98c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjonct<span class=\"_ _0\"></span>ure \u00e9con<span class=\"_ _0\"></span>omique d<span class=\"_ _0\"></span>ans laque<span class=\"_ _0\"></span>lle les empr<span class=\"_ _0\"></span>unteurs<span class=\"_ _0\"></span> \u00e9voluent<span class=\"_ _0\"></span> et en</div>\n<div class=\"t m0 x1a h62 ya64 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des ris<span class=\"_ _0\"></span>ques li<span class=\"_ _0\"></span>\u00e9s au servic<span class=\"_ _0\"></span>e de dette ext<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ya65 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns pays sur la bas<span class=\"_ _0\"></span>e d'une \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du climat po<span class=\"_ _0\"></span>litiqu<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x1a h62 ya66 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya67 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> est enregistr\u00e9e c<span class=\"_ _3\"></span>omme diminution de<span class=\"_ _3\"></span> la valeur</div>\n<div class=\"t m0 x1a h62 ya69 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble des cr\u00e9an<span class=\"_ _0\"></span>ces sur les<span class=\"_ _0\"></span> banques<span class=\"_ _0\"></span> et sur la client<span class=\"_ _0\"></span>\u00e8le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sur les engage<span class=\"_ _3\"></span>ments de pr\u00eat rappor<span class=\"_ _3\"></span>t\u00e9s hors de l\u2019\u00e9tat<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re sont<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es en \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">provisions</span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>un pr\u00eat part<span class=\"_ _0\"></span>iculie<span class=\"_ _0\"></span>r est identif<span class=\"_ _0\"></span>i\u00e9 comm<span class=\"_ _0\"></span>e non reco<span class=\"_ _0\"></span>uvrable et q<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 ya6f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> voies de dro<span class=\"_ _0\"></span>it ont \u00e9t\u00e9 \u00e9p<span class=\"_ _0\"></span>uis\u00e9es,<span class=\"_ _0\"></span> le pr\u00eat est rad<span class=\"_ _0\"></span>i\u00e9 \u00e0 hauteu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1a h62 ycf0 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la charge<span class=\"_ _3\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>ation y af<span class=\"_ _3\"></span>f\u00e9rente, et<span class=\"_ _3\"></span> les recouv<span class=\"_ _3\"></span>reme<span class=\"wsfa\">nts ult\u00e9rieur<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">viendro<span class=\"_ _0\"></span>nt cr\u00e9dit<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 472px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 224px; width: 347px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y971 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya72 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.9<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9assurance et<span class=\"_ _0\"></span> <span class=\"lsde wsea\">autres<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">cr\u00e9anc<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ye0d ffd4 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye0e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>nd et/ou c\u00e8<span class=\"_ _0\"></span>de la r\u00e9ass<span class=\"_ _0\"></span>urance dans<span class=\"_ _0\"></span> le cadre no<span class=\"_ _0\"></span>rmal de ses</div>\n<div class=\"t m0 x1a h62 ye0f ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s. Les <span class=\"_ _0\"></span>montant<span class=\"_ _0\"></span>s de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 recev<span class=\"_ _0\"></span>oir co<span class=\"_ _0\"></span><span class=\"lsde wsea\">mprennent </span></div>\n<div class=\"t m0 x1a h62 ye10 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les soldes<span class=\"_ _0\"></span> d\u00e9biteu<span class=\"_ _0\"></span>rs dus par des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies</div>\n<div class=\"t m0 x1a h62 ye11 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et des<span class=\"_ _0\"></span> compagn<span class=\"_ _0\"></span>ies de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e pour les obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye12 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> c\u00e9d\u00e9es. Les montant<span class=\"_ _3\"></span>s recouvrables aup<span class=\"_ _3\"></span>r\u00e8s des</div>\n<div class=\"t m0 x1a h62 ye13 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>eurs et les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s dus aux r\u00e9a<span class=\"_ _0\"></span>ssureur<span class=\"_ _0\"></span>s sont estim<span class=\"_ _0\"></span>\u00e9s de</div>\n<div class=\"t m0 x1a h62 ye14 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e coh\u00e9rent<span class=\"_ _0\"></span>e par rapp<span class=\"_ _0\"></span>ort aux mont<span class=\"_ _0\"></span>ants li\u00e9s<span class=\"_ _0\"></span> aux polices<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ye15 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et con<span class=\"_ _0\"></span>form\u00e9m<span class=\"_ _0\"></span>ent au cont<span class=\"_ _0\"></span>rat de r\u00e9as<span class=\"_ _0\"></span>surance<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye16 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9assur<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l\u2019\u00e9<span class=\"_ _0\"></span>tat de la situ<span class=\"_ _0\"></span>ation fina<span class=\"_ _0\"></span>nci\u00e8re su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye17 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">une base brute sau<span class=\"_ _3\"></span>f si un droit de com<span class=\"_ _3\"></span>pensation exis<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 204px; height: 902px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffd8 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es cr\u00e9ance<span class=\"_ _0\"></span>s qui d\u00e9cou<span class=\"_ _0\"></span>lent de l\u2019ex<span class=\"_ _0\"></span>ercice n<span class=\"_ _0\"></span>ormal des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui sont<span class=\"_ _0\"></span> \u00e9mises <span class=\"_ _0\"></span>par Age<span class=\"_ _0\"></span>as sont i<span class=\"_ _0\"></span>nitialem<span class=\"_ _0\"></span>ent enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9es \u00e0 leu<span class=\"_ _0\"></span>r juste</div>\n<div class=\"t m0 x6 h62 y93e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur et e<span class=\"_ _0\"></span>nsuite \u00e9v<span class=\"_ _0\"></span>alu\u00e9es au co<span class=\"_ _0\"></span>\u00fbt amort<span class=\"_ _0\"></span>i sur la base d<span class=\"_ _0\"></span>e la m\u00e9thode d<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x6 h62 y93f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d'int\u00e9r\u00ea<span class=\"_ _3\"></span>t effectif, avec d\u00e9d<span class=\"_ _3\"></span>uction des \u00e9ventue<span class=\"_ _3\"></span>lles d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1024px; height: 83px; width: 344px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ye19 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">Co\u00fbts d'a<span class=\"_ _3\"></span>cquisition dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s (<span class=\"ffd9 ls0 ws0\">\u00ab<span class=\"ffd6\"> <span class=\"_ _3\"></span></span></span><span class=\"wseb\">Deferred acqui<span class=\"_ _3\"></span>sition cost<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"ffd9\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></div>\n<div class=\"t m0 x22d h62 ye1a ffd6 fs43 fc1e sc0 lsf3 ws10c\" style=\"z-index: 15;\">DAC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye1b ffd8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">G\u00e9n\u00e9ralit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1c ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019act<span class=\"_ _3\"></span>ivit\u00e9s d\u2019assuran<span class=\"_ _3\"></span>ce nouvelles ou<span class=\"_ _3\"></span> renouvel\u00e9es, tous vari<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x6 h62 ye1d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et d\u00e9pendan<span class=\"_ _3\"></span>t essenti<span class=\"lsdc wse9\">ellement de la pr<span class=\"_ _0\"></span>oducti<span class=\"_ _0\"></span>on de la nouvel<span class=\"_ _0\"></span>le activit<span class=\"_ _0\"></span>\u00e9, </span></div>\n<div class=\"t m0 x6 h62 ye1e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et am<span class=\"_ _0\"></span>ortis et r\u00e9su<span class=\"_ _0\"></span>ltent en<span class=\"_ _0\"></span> co\u00fbts d'acq<span class=\"_ _0\"></span>uisiti<span class=\"_ _0\"></span>on diff\u00e9r\u00e9<span class=\"_ _0\"></span>s (DAC).</div>\n<div class=\"t m0 x6 h62 ye1f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les DAC in<span class=\"_ _3\"></span>cluent princ<span class=\"_ _3\"></span>ipalement les<span class=\"_ _3\"></span> commissions<span class=\"_ _3\"></span>, les frai<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x6 h62 ye20 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption, d\u2019<span class=\"_ _0\"></span>agenc<span class=\"_ _0\"></span>e et d\u2019\u00e9miss<span class=\"_ _0\"></span>ion de polic<span class=\"_ _0\"></span>es. La m\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 ye21 ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'amor<span class=\"wse9\">t<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt se base su<span class=\"_ _0\"></span>r la prime acqu<span class=\"_ _0\"></span>ise atte<span class=\"_ _0\"></span>ndue ou les ma<span class=\"_ _0\"></span>rges </span></div>\n<div class=\"t m0 x6 h62 ye22 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">brutes es<span class=\"_ _3\"></span>tim\u00e9es. Les <span class=\"_ _3\"></span>DAC sont exam<span class=\"_ _3\"></span>in\u00e9s r\u00e9guli<span class=\"_ _3\"></span>\u00e8rement afin<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 ye23 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s\u2019assurer de<span class=\"_ _3\"></span> leur recouvrabili<span class=\"_ _3\"></span>t\u00e9 sur la base d\u2019est<span class=\"_ _3\"></span>imations des b\u00e9n\u00e9f<span class=\"_ _3\"></span>ices</div>\n<div class=\"t m0 x6 h62 ye24 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs g\u00e9<span class=\"_ _0\"></span>n\u00e9r\u00e9s par les<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye25 ffd8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en proporti<span class=\"_ _0\"></span>on des prim<span class=\"_ _0\"></span>es atten<span class=\"_ _0\"></span>dues<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye26 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les produits<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 ye27 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas sa<span class=\"_ _0\"></span>ns \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye28 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> en prop<span class=\"_ _0\"></span>ortion d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye29 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues. Le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">hypoth<span class=\"_ _0\"></span>\u00e8ses relat<span class=\"_ _0\"></span>ives aux<span class=\"_ _0\"></span> primes att<span class=\"_ _0\"></span>endue<span class=\"_ _0\"></span>s sont </span></div>\n<div class=\"t m0 x6 h62 ye2a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la date de l\u2019\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n de la police et s<span class=\"_ _0\"></span>ont appli<span class=\"_ _0\"></span>qu\u00e9es de</div>\n<div class=\"t m0 x6 h62 ye2b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re coh\u00e9ren<span class=\"_ _3\"></span>te pendant la dur\u00e9<span class=\"_ _3\"></span>e des contrats.<span class=\"_ _3\"></span> Les diff\u00e9rences en<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x6 h62 ye2c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>hiffres <span class=\"_ _0\"></span>r\u00e9els s<span class=\"_ _0\"></span>ont int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span>au compte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"lsf8 ws111\">ltat </span></div>\n<div class=\"t m0 x6 h62 ye2d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019exercice au<span class=\"_ _3\"></span> cours duquel ce<span class=\"_ _3\"></span>s \u00e9carts sont apparu<span class=\"_ _3\"></span>s. Les DAC de ces</div>\n<div class=\"t m0 x6 h62 ye2e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> sont g<span class=\"_ _0\"></span>\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement am<span class=\"_ _0\"></span>ortis sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e de vie t<span class=\"_ _0\"></span>otale d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ye2f ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">police.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye30 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec la m<span class=\"_ _0\"></span>arge brut<span class=\"_ _0\"></span>e estim\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye31 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les</span> </span><span class=\"wseb\">produits<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x6 h62 ye32 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas av<span class=\"_ _0\"></span>ec \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye33 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> sur la du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie est<span class=\"_ _0\"></span>im\u00e9e des</div>\n<div class=\"t m0 x6 h62 ye34 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en se fondant<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e de la mar<span class=\"_ _0\"></span>ge brute</div>\n<div class=\"t m0 x6 h62 ye35 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9e ou des b\u00e9n<span class=\"_ _3\"></span>\u00e9fices sur la ba<span class=\"_ _3\"></span>se du rendemen<span class=\"lsdc wse9\">t du placement </span></div>\n<div class=\"t m0 x6 h62 ye36 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>u. La marge br<span class=\"_ _0\"></span>ute estim<span class=\"_ _0\"></span>\u00e9e compr<span class=\"_ _0\"></span>end les pri<span class=\"_ _0\"></span>mes et le r\u00e9sult<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x6 h62 ye37 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt atten<span class=\"_ _0\"></span>du, dimin<span class=\"_ _0\"></span>u\u00e9 des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> et des char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 ye38 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rativ<span class=\"_ _0\"></span>es, des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes et des</div>\n<div class=\"t m0 x6 h62 ye39 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> s\u2019il y <span class=\"_ _0\"></span>a lieu. L<span class=\"_ _0\"></span>es <span class=\"lsde wsfa\">diff\u00e9rences entre le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 ye3a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats r\u00e9els et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es a<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye3b ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at de l\u2019exerc<span class=\"_ _0\"></span>ice au cours<span class=\"_ _0\"></span> duquel ces \u00e9c<span class=\"_ _0\"></span>arts so<span class=\"_ _0\"></span>nt apparus.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 ye3c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9<span class=\"_ _0\"></span>r\u00e9s sont aju<span class=\"_ _0\"></span>st\u00e9s \u00e0 l\u2019eff<span class=\"_ _0\"></span>et d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent des</div>\n<div class=\"t m0 x6 h62 ye3d ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains (pe<span class=\"_ _0\"></span>rtes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9<span class=\"lsde wseb\">s comptabilis\u00e9s dans le<span class=\"_ _3\"></span>s capitaux p<span class=\"_ _3\"></span>ropres </span></div>\n<div class=\"t m0 x6 h62 ye3e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme s\u2019i<span class=\"_ _0\"></span>ls avaie<span class=\"_ _0\"></span>nt \u00e9t\u00e9 r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s avec l\u2019<span class=\"_ _0\"></span>ajuste<span class=\"_ _0\"></span>ment corr<span class=\"_ _0\"></span>espondant<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 ye3f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains (per<span class=\"_ _3\"></span>tes) non r\u00e9al<span class=\"_ _3\"></span>is\u00e9s dans <span class=\"_ _3\"></span>les capitaux <span class=\"_ _3\"></span>propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye40 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec le<span class=\"_ _0\"></span>s primes ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye41 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de court<span class=\"_ _0\"></span>e dur\u00e9e<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ye42 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont amort<span class=\"_ _0\"></span>is sur la p\u00e9r<span class=\"_ _0\"></span>iode au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle les pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h62 ye43 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises sont acqui<span class=\"_ _3\"></span>ses. Les futurs<span class=\"_ _3\"></span> produits financie<span class=\"_ _3\"></span>rs, moyennant un<span class=\"_ _3\"></span> taux</div>\n<div class=\"t m0 x6 h62 ye44 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de rende<span class=\"_ _0\"></span>ment sa<span class=\"_ _0\"></span>ns risq<span class=\"_ _0\"></span>ue, sont <span class=\"_ _0\"></span>pris en c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>dans l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x6 h62 ye45 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">recouvrement de<span class=\"_ _3\"></span>s <span class=\"ls102 ws11d\">DAC.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye46 ffd8 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne <span class=\"_ _0\"></span>avec le<span class=\"_ _0\"></span>s recet<span class=\"_ _0\"></span>tes aff\u00e9r<span class=\"_ _0\"></span>entes a<span class=\"_ _0\"></span>u servic<span class=\"_ _0\"></span>e fourn<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye47 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> sans \u00e9l<span class=\"_ _0\"></span>\u00e9ment <span class=\"_ _0\"></span>de partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ye48 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re \u00e9mis par des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>r\u00e9voient<span class=\"_ _0\"></span> aussi</div>\n<div class=\"t m0 x1a h62 ye49 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bien la c<span class=\"_ _0\"></span>r\u00e9ation <span class=\"_ _0\"></span>d\u2019un inst<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt finan<span class=\"_ _0\"></span>cier que <span class=\"_ _0\"></span>la <span class=\"lsde wsfa\">fourniture de service<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ye4a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n de portefe<span class=\"_ _0\"></span>uille.<span class=\"_ _0\"></span> Lorsqu\u2019i<span class=\"_ _0\"></span>ls peuvent<span class=\"_ _0\"></span> \u00eatre clai<span class=\"_ _0\"></span>rement \u00e9t<span class=\"_ _0\"></span>ablis,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ye4b ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux relati<span class=\"_ _3\"></span>fs au droi<span class=\"_ _3\"></span>t de rendre<span class=\"_ _3\"></span> des ser<span class=\"_ _3\"></span>vices de ge<span class=\"_ _3\"></span>stion de</div>\n<div class=\"t m0 x1a h62 ye4c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille sont p<span class=\"_ _0\"></span>ort\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif et amo<span class=\"_ _0\"></span>rtis au fur et \u00e0 m<span class=\"_ _0\"></span>esure que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye4d ffd6 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">recettes y af<span class=\"lsdc wseb\">f\u00e9rentes s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9es. L<span class=\"_ _0\"></span>\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e y </span></div>\n<div class=\"t m0 x1a h62 ye4e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aff\u00e9re<span class=\"_ _0\"></span>nte est test<span class=\"_ _0\"></span>\u00e9e quant \u00e0 sa rec<span class=\"_ _0\"></span>ouvr<span class=\"_ _0\"></span>abilit\u00e9 \u00e0 cha<span class=\"_ _0\"></span>que date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye4f ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng. Les hon<span class=\"_ _0\"></span>oraires d<span class=\"_ _0\"></span>e gestion de p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille sur c<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x1a h62 ye50 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s co<span class=\"_ _0\"></span>mme reven<span class=\"_ _0\"></span>us lorsq<span class=\"_ _0\"></span>ue lesdit<span class=\"_ _0\"></span>s services<span class=\"_ _0\"></span> so<span class=\"lsde wsfa\">nt rendus.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 120px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 829px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 125px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 834px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ye51 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.11<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdd ws11a\">Passifs li\u00e9s \u00e0 </span></span>de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance (de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce) et de </span></span></div>\n<div class=\"t m0 x134 h62 ye52 ffd6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye53 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce (de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e) et de</div>\n<div class=\"t m0 x1a h62 ye54 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt sont l<span class=\"_ _0\"></span>i\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye55 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye56 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de r\u00e9ass<span class=\"_ _0\"></span>urance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye57 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de place<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> </span><span class=\"wseb\">avec <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6a h62 ye58 ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ye59 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'inv<span class=\"_ _0\"></span>estis<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ans \u00e9l\u00e9<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e partici<span class=\"_ _0\"></span>patio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6a h62 ye5a ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ye5b ffd8 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des contrats<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ye5c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pass<span class=\"_ _0\"></span>ifs rel<span class=\"_ _0\"></span>atifs au<span class=\"_ _0\"></span>x prene<span class=\"_ _0\"></span>urs d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont cl<span class=\"_ _0\"></span>ass\u00e9s su<span class=\"_ _0\"></span>r la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye5d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des caract\u00e9ri<span class=\"_ _3\"></span>stiques des contra<span class=\"_ _3\"></span>ts d\u2019assurance sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents et des<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ye5e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risques s<span class=\"_ _0\"></span>p\u00e9cif<span class=\"_ _0\"></span>iques \u00e0 c<span class=\"_ _0\"></span>es contr<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye5f ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wseb\">contrats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce so<span class=\"_ _0\"></span>nt les co<span class=\"_ _0\"></span>ntrats p<span class=\"_ _0\"></span>our les<span class=\"_ _0\"></span>quels A<span class=\"_ _0\"></span>geas a </span></span></span></div>\n<div class=\"t m0 x6a h62 ye60 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accept\u00e9 u<span class=\"_ _0\"></span>n risque d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>f d\u2019une autr<span class=\"_ _0\"></span>e partie (l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ye61 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titulai<span class=\"_ _0\"></span>re de la polic<span class=\"_ _0\"></span>e) en conv<span class=\"_ _0\"></span>enant d\u2019i<span class=\"_ _0\"></span>ndemnis<span class=\"_ _0\"></span>er le titul<span class=\"_ _0\"></span>aire de la</div>\n<div class=\"t m0 x6a h62 ye62 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">police si u<span class=\"_ _0\"></span>n \u00e9v\u00e9neme<span class=\"_ _0\"></span>nt futur inc<span class=\"_ _0\"></span>ertain sp\u00e9<span class=\"_ _0\"></span>cifi\u00e9 (l\u2019<span class=\"_ _0\"></span>\u00e9v\u00e9nem<span class=\"_ _0\"></span>ent assu<span class=\"_ _0\"></span>r\u00e9)</div>\n<div class=\"t m0 x6a h62 ye63 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cause un pr\u00e9<span class=\"_ _0\"></span>judice<span class=\"_ _0\"></span> au titulair<span class=\"_ _0\"></span>e de la polic<span class=\"_ _0\"></span>e. Le risqu<span class=\"_ _0\"></span>e d'assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6a h62 ye64 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est sign<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>if si, et<span class=\"_ _0\"></span> seuleme<span class=\"_ _0\"></span>nt si un \u00e9<span class=\"_ _0\"></span>v\u00e9nem<span class=\"_ _0\"></span>ent assur<span class=\"_ _0\"></span>\u00e9 peut o<span class=\"_ _0\"></span>bliger</div>\n<div class=\"t m0 x6a h62 ye65 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un assure<span class=\"_ _0\"></span>ur \u00e0 payer des<span class=\"_ _0\"></span> prestat<span class=\"_ _0\"></span>ions c<span class=\"lsde wseb\">ompl\u00e9mentaires signifi<span class=\"_ _3\"></span>catives </span></div>\n<div class=\"t m0 x6a h62 ye66 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans n'im<span class=\"_ _0\"></span>porte que<span class=\"_ _0\"></span>l sc\u00e9nario,<span class=\"_ _0\"></span> \u00e0 l'exclu<span class=\"_ _0\"></span>sion des sc<span class=\"_ _0\"></span>\u00e9narios<span class=\"_ _0\"></span> qui</div>\n<div class=\"t m0 x6a h62 ye67 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manque<span class=\"_ _0\"></span>nt de substan<span class=\"_ _0\"></span>ce comme<span class=\"_ _0\"></span>rciale (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wseb\">dire qui n'<span class=\"_ _0\"></span>ont auc<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6a h62 ye68 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effet pe<span class=\"_ _0\"></span>rcepti<span class=\"_ _0\"></span>ble sur l'<span class=\"_ _0\"></span>aspect<span class=\"_ _0\"></span> \u00e9conom<span class=\"_ _0\"></span>ique de l<span class=\"_ _0\"></span>a trans<span class=\"_ _0\"></span>action).<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6a h62 ye69 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance peu<span class=\"_ _3\"></span>vent aussi<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>transf\u00e9rer <span class=\"_ _3\"></span>un risque fi<span class=\"_ _3\"></span>nancier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye6a ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Les contrats d<span class=\"_ _0\"></span>e place<span class=\"_ _0\"></span>ment (a<span class=\"_ _0\"></span>vec ou s<span class=\"_ _0\"></span>ans \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x6a h62 ye6b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e) sont les con<span class=\"_ _3\"></span>trats qui transf\u00e8r<span class=\"_ _3\"></span>ent un risque financ<span class=\"_ _3\"></span>ier</div>\n<div class=\"t m0 x6a h62 ye6c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif. Le r<span class=\"_ _0\"></span>isque fi<span class=\"_ _0\"></span>nancier est<span class=\"_ _0\"></span> le risque d\u2019<span class=\"_ _0\"></span>une variat<span class=\"_ _0\"></span>ion fut<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6a h62 ye6d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible d\u2019<span class=\"_ _3\"></span>un o<span class=\"lsdc\">u de plusie<span class=\"_ _0\"></span>urs taux<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s, c<span class=\"_ _0\"></span>ours </span></div>\n<div class=\"t m0 x6a h62 ye6e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019instrumen<span class=\"_ _3\"></span>ts financiers,<span class=\"_ _3\"></span> prix de mati\u00e8res premi\u00e8<span class=\"_ _3\"></span>res, taux de</div>\n<div class=\"t m0 x6a h62 ye6f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change, ind<span class=\"_ _3\"></span>ices de p<span class=\"_ _3\"></span>rix ou de<span class=\"_ _3\"></span> taux, nota<span class=\"_ _3\"></span>tion de c<span class=\"_ _3\"></span>r\u00e9dit ou <span class=\"_ _3\"></span>index de</div>\n<div class=\"t m0 x6a h62 ye70 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit ou<span class=\"_ _3\"></span> d\u2019autres \u00e9l\u00e9me<span class=\"_ _3\"></span>nts variabl<span class=\"_ _3\"></span>es, \u00e0 condi<span class=\"_ _3\"></span>tion que, d<span class=\"_ _3\"></span>ans le <span class=\"_ _3\"></span>cas</div>\n<div class=\"t m0 x6a h62 ye71 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019une variabl<span class=\"_ _3\"></span>e non finan<span class=\"_ _3\"></span>ci\u00e8re, la<span class=\"_ _3\"></span> variable n<span class=\"_ _3\"></span>e soit pas<span class=\"_ _3\"></span> sp\u00e9cifiqu<span class=\"_ _3\"></span>e \u00e0</div>\n<div class=\"t m0 x6a h62 ye72 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye73 ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye74 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>at a \u00e9t\u00e9 c<span class=\"_ _0\"></span>lass\u00e9 c<span class=\"_ _0\"></span>omme cont<span class=\"_ _0\"></span>rat d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce, il re<span class=\"_ _0\"></span>ste un</div>\n<div class=\"t m0 x1a h62 ye75 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance pou<span class=\"_ _0\"></span>r le reste de sa du<span class=\"_ _0\"></span>r\u00e9e m\u00eame si l<span class=\"_ _0\"></span>e risque</div>\n<div class=\"t m0 x1a h62 ye76 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> se r\u00e9dui<span class=\"_ _3\"></span>t significati<span class=\"_ _3\"></span>vement d<span class=\"lsdc\">urant cette <span class=\"_ _0\"></span>p\u00e9riode,<span class=\"_ _0\"></span> sauf s<span class=\"_ _0\"></span>i tous </span></div>\n<div class=\"t m0 x1a h62 ye77 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les droits et<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions sont \u00e9t<span class=\"_ _0\"></span>eints o<span class=\"_ _0\"></span>u expir\u00e9s.<span class=\"_ _0\"></span> Les contrat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 ye78 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt peuve<span class=\"_ _0\"></span>nt, toutef<span class=\"_ _0\"></span>ois, \u00eatr<span class=\"_ _0\"></span>e reclass<span class=\"_ _0\"></span>\u00e9s en cont<span class=\"_ _0\"></span>rats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ye79 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">apr\u00e8s leur<span class=\"_ _3\"></span> prise de <span class=\"_ _3\"></span>cours si<span class=\"_ _3\"></span> le risque<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span> devient <span class=\"_ _3\"></span>significatif.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye7a ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye7b ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\"> </span>d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> les cont<span class=\"_ _0\"></span>rats<span class=\"_ _0\"></span> de r\u00e9ass<span class=\"_ _0\"></span>urance <span class=\"_ _0\"></span>et les c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x1a h62 ye7c ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d'investissem<span class=\"_ _3\"></span>ent avec \u00e9<span class=\"_ _3\"></span>l\u00e9ment de part<span class=\"_ _3\"></span>icipation d<span class=\"_ _3\"></span>iscr\u00e9tionnair<span class=\"_ _3\"></span>e sont</div>\n<div class=\"t m0 x1a h62 ye7d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">4. Les contrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ye7e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">placement qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s un risque finan<span class=\"_ _3\"></span>cier significatif so<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x1a h62 ye7f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsea\">39.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffdb fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">V<span class=\"ls109 ws129\">ie</span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ffdd fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Prestat<span class=\"_ _0\"></span>ions fut<span class=\"_ _0\"></span>ures \u00e0 <span class=\"_ _0\"></span>payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>contrats d\u2019a<span class=\"_ _3\"></span>ssurance <span class=\"ls0 ws0\">V</span><span class=\"lsdc\">ie, les futures <span class=\"_ _0\"></span>prestat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> \u00e0 payer s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x6 h62 ye83 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es selon la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a prime const<span class=\"_ _0\"></span>ante net<span class=\"_ _0\"></span>te (vale<span class=\"_ _0\"></span><span class=\"wse8\">ur </span></div>\n<div class=\"t m0 x6 h62 ye84 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie nets fut<span class=\"_ _0\"></span>urs) sur la ba<span class=\"_ _0\"></span>se d\u2019hyp<span class=\"_ _0\"></span>oth\u00e8ses</div>\n<div class=\"t m0 x6 h62 ye19 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actuarielle<span class=\"_ _3\"></span>s d\u00e9finies selon<span class=\"_ _3\"></span> l\u2019exp\u00e9rience pass\u00e9e<span class=\"_ _3\"></span> et les normes du se<span class=\"_ _3\"></span>cteur. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye85 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats av<span class=\"_ _0\"></span>ec parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent to<span class=\"_ _0\"></span>ut</div>\n<div class=\"t m0 x6 h62 ye86 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagement s<span class=\"_ _3\"></span>uppl\u00e9mentaire<span class=\"_ _3\"></span> refl\u00e9tant l<span class=\"_ _3\"></span>es dividende<span class=\"_ _3\"></span>s ou parti<span class=\"_ _3\"></span>cipations</div>\n<div class=\"t m0 x6 h62 yced ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contractuels.<span class=\"_ _3\"></span> Pour certains contra<span class=\"_ _3\"></span>ts sp\u00e9cifiques<span class=\"_ _3\"></span>, les prestations<span class=\"_ _3\"></span> futures</div>\n<div class=\"t m0 x6 h62 ycee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 payer ont \u00e9t<span class=\"_ _0\"></span>\u00e9 r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9es afin de r<span class=\"_ _0\"></span>efl\u00e9ter le<span class=\"_ _0\"></span>s taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 ycef ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>\u00e9s sur l<span class=\"_ _0\"></span>e march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y947 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y948 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nt sans part<span class=\"_ _0\"></span>ici<span class=\"lsde wsea\">pation </span></div>\n<div class=\"t m0 x6 h62 y949 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux b\u00e9n\u00e9fices<span class=\"_ _3\"></span> se composent prin<span class=\"_ _3\"></span>cipalement de cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6 h62 y94a ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en unit\u00e9s d<span class=\"_ _0\"></span>e compte, do<span class=\"_ _0\"></span>nt Ageas d<span class=\"_ _0\"></span>\u00e9tient les pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s pour le compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y94b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du souscr<span class=\"_ _0\"></span>ipteur et<span class=\"_ _0\"></span> les \u00e9value \u00e0 la jus<span class=\"_ _0\"></span>te valeur.<span class=\"_ _0\"></span> Les actio<span class=\"_ _0\"></span>ns propres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y94c ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenue<span class=\"_ _0\"></span>s pour l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de pren<span class=\"_ _0\"></span>eurs d\u2019as<span class=\"_ _0\"></span><span class=\"wse9\">suran<span class=\"_ _0\"></span>ce sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es. L<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte so<span class=\"_ _0\"></span>nt un type sp\u00e9<span class=\"_ _0\"></span>cifiqu<span class=\"_ _0\"></span>e de contrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V</span><span class=\"wse9\">ie r\u00e9gis pa<span class=\"_ _0\"></span>r l\u2019articl<span class=\"_ _0\"></span>e 25 de la Direc<span class=\"_ _0\"></span>tive eur<span class=\"_ _0\"></span>op\u00e9enn<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2002/83/<span class=\"_ _0\"></span>CE. Les<span class=\"_ _0\"></span> avantages<span class=\"_ _0\"></span> de ces contr<span class=\"_ _0\"></span>ats sont li<span class=\"_ _0\"></span>\u00e9s \u00e0 un OPCVM</div>\n<div class=\"t m0 x6 h62 y9a9 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(organi<span class=\"_ _0\"></span>sme de plac<span class=\"_ _0\"></span>ement col<span class=\"_ _0\"></span>lectif <span class=\"lsde wsfa\">en valeurs mobili\u00e8res), un pan<span class=\"_ _3\"></span>ier </span></div>\n<div class=\"t m0 x6 h62 y9aa ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ou une vale<span class=\"_ _0\"></span>ur de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce, ou \u00e0 une co<span class=\"_ _0\"></span>mbinai<span class=\"_ _0\"></span>son de ces</div>\n<div class=\"t m0 x6 h62 y9ab ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeurs ou u<span class=\"_ _0\"></span>nit\u00e9s tel<span class=\"_ _0\"></span>les que fix\u00e9<span class=\"_ _0\"></span>es dans les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span>. Les passif<span class=\"_ _0\"></span>s li\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ac ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats en uni<span class=\"_ _0\"></span>t\u00e9s de compt<span class=\"_ _0\"></span>e sont \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 leur val<span class=\"_ _0\"></span>eur unitai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y9ad ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(soit la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> du fonds dans l<span class=\"_ _0\"></span>equel les co<span class=\"_ _0\"></span>ntrats en un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x6 h62 y9ae ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compte sont inve<span class=\"_ _3\"></span>stis, divis\u00e9e par<span class=\"_ _3\"></span> le nombre d\u2019unit<span class=\"_ _3\"></span>\u00e9s qui composent le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonds), et<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions de just<span class=\"_ _0\"></span>e valeur s<span class=\"_ _0\"></span>ont imput<span class=\"_ _0\"></span>\u00e9es au compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yc03 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat. <span class=\"_ _3\"></span>La juste va<span class=\"_ _3\"></span>leur n\u2019est <span class=\"_ _3\"></span>jamais inf\u00e9ri<span class=\"_ _3\"></span>eure au mon<span class=\"_ _3\"></span>tant d\u00fb<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">lors du </span></span></div>\n<div class=\"t m0 x6 h62 yc04 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat, le c<span class=\"_ _0\"></span>as \u00e9ch\u00e9ant<span class=\"_ _0\"></span>, actua<span class=\"_ _0\"></span>lis\u00e9e de la p\u00e9<span class=\"_ _0\"></span>riode de pr<span class=\"_ _0\"></span>\u00e9avis obli<span class=\"_ _0\"></span>gatoi<span class=\"_ _0\"></span>re, le</div>\n<div class=\"t m0 x6 h62 yc05 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cas \u00e9ch\u00e9a<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc06 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya45 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> produit<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>portent <span class=\"_ _0\"></span>des gar<span class=\"_ _0\"></span>anties f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8res qu<span class=\"_ _0\"></span>i sont aus<span class=\"_ _0\"></span>si</div>\n<div class=\"t m0 x6 h62 ya46 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur et inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les pa<span class=\"_ _0\"></span>ssifs r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x6 h62 ya47 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> les variati<span class=\"_ _0\"></span>ons de la just<span class=\"_ _0\"></span>e valeur \u00e9t<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ya48 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> en compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>. Les risq<span class=\"_ _0\"></span>u<span class=\"lsde wsfa\">es d\u2019assurance son<span class=\"_ _3\"></span>t pris </span></div>\n<div class=\"t m0 x6 h62 ya49 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> sur la base d\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 78px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts et re<span class=\"_ _3\"></span>traits sont enregi<span class=\"_ _3\"></span>str\u00e9s directement dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la</div>\n<div class=\"t m0 x6 h62 ya4c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re comm<span class=\"_ _0\"></span>e des ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>u passif, s<span class=\"_ _0\"></span>ans effet s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 ya4d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y964 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Rendement mi<span class=\"_ _3\"></span>nimum <span class=\"wsea\">garan<span class=\"_ _3\"></span>ti<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y965 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>'assura<span class=\"_ _0\"></span>nce Vie ave<span class=\"_ _0\"></span>c rendeme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>um garanti,<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y966 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compos<span class=\"_ _0\"></span>ante fina<span class=\"_ _0\"></span>nce est m<span class=\"_ _0\"></span>esur\u00e9<span class=\"_ _0\"></span>e au co\u00fbt<span class=\"_ _0\"></span> amorti<span class=\"_ _0\"></span>. Les pas<span class=\"_ _0\"></span>sifs</div>\n<div class=\"t m0 x6 h62 y967 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 calcul<span class=\"_ _0\"></span>\u00e9s afin<span class=\"_ _0\"></span> de refl\u00e9t<span class=\"_ _0\"></span>er les t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x6 h62 y968 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us \u00e0 long term<span class=\"_ _0\"></span>e. Ces passi<span class=\"_ _0\"></span>fs supp<span class=\"_ _0\"></span>l\u00e9menta<span class=\"_ _0\"></span>ires <span class=\"wseb\">sont<span class=\"_ _0\"></span> calcul<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y969 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme l<span class=\"_ _0\"></span>a diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>\u00e9e et la <span class=\"_ _0\"></span>valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y96a ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des montan<span class=\"_ _3\"></span>ts garantis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96b ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96c ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs relatifs a<span class=\"_ _3\"></span>ux police<span class=\"_ _3\"></span>s \u00e0 annuit\u00e9s<span class=\"_ _3\"></span> au cours<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>\u00e9riode</div>\n<div class=\"t m0 x6 h62 y96d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'accum<span class=\"_ _0\"></span>ulation (c<span class=\"_ _0\"></span>onsti<span class=\"_ _0\"></span>tution de la re<span class=\"_ _0\"></span>nte) cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent aux sol<span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>is\u00e9s po<span class=\"lsde wsfa\">ur l\u2019assur\u00e9. Apr\u00e8s la p\u00e9riode<span class=\"_ _3\"></span> de constitution de<span class=\"_ _3\"></span> la rente, </span></div>\n<div class=\"t m0 x6 h62 y96f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pass<span class=\"_ _0\"></span>ifs cor<span class=\"_ _0\"></span>respond<span class=\"_ _0\"></span>ent \u00e0 la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e des v<span class=\"_ _0\"></span>erseme<span class=\"_ _0\"></span>nts de</div>\n<div class=\"t m0 x6 h62 y970 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rentes at<span class=\"_ _0\"></span>tendus<span class=\"_ _0\"></span> futurs<span class=\"_ _0\"></span>. Les va<span class=\"_ _0\"></span>riation<span class=\"_ _0\"></span>s de tabl<span class=\"_ _0\"></span>e de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 qui se s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y971 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produit<span class=\"_ _0\"></span>es au cours de<span class=\"_ _0\"></span>s exercic<span class=\"_ _0\"></span>es pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ents sont<span class=\"_ _0\"></span> enti\u00e8re<span class=\"_ _0\"></span>m<span class=\"lsde wseb\">ent int\u00e9gr\u00e9e<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 yc07 ffdb fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">\u00e0 ces passifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y972 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9l\u00e9ments de<span class=\"_ _3\"></span> participa<span class=\"_ _3\"></span>tion discr\u00e9tion<span class=\"_ _3\"></span>naire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y973 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des co<span class=\"_ _0\"></span>ntrats<span class=\"_ _0\"></span> d\u2019assu<span class=\"_ _0\"></span>rance et<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>r\u00e9voie<span class=\"_ _0\"></span>nt une</div>\n<div class=\"t m0 x1a h62 y974 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestation garan<span class=\"_ _3\"></span>tie. Certains<span class=\"_ _3\"></span> peuvent \u00e9galemen<span class=\"_ _3\"></span>t contenir un \u00e9l\u00e9men<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y975 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire. C<span class=\"_ _0\"></span>et \u00e9l\u00e9ment<span class=\"_ _0\"></span> donne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">au tit<span class=\"_ _0\"></span>ulai<span class=\"_ _0\"></span>re de ce </span></div>\n<div class=\"t m0 x1a h62 yc08 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrat le<span class=\"_ _3\"></span> droit de <span class=\"_ _3\"></span>recevoir, e<span class=\"_ _3\"></span>n plus de <span class=\"_ _3\"></span>l\u2019\u00e9l\u00e9men<span class=\"_ _3\"></span>t garanti, d<span class=\"_ _3\"></span>es prestat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x1a h62 yae7 ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yae8 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">repr\u00e9sent<span class=\"_ _0\"></span>ent prob<span class=\"_ _0\"></span>ableme<span class=\"_ _0\"></span>nt une quot<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span><span class=\"wseb\">part imp<span class=\"_ _0\"></span>ortante d<span class=\"_ _0\"></span>u total </span></span></span></span></div>\n<div class=\"t m0 x133 h62 yae9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages co<span class=\"_ _3\"></span>ntractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaea ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">D<span class=\"_ _3\"></span>ont</span><span class=\"ffdb\"> <span class=\"lsde wseb\">le mo<span class=\"_ _3\"></span>ntant ou l<span class=\"_ _3\"></span>'\u00e9ch\u00e9ance e<span class=\"_ _3\"></span>st contract<span class=\"_ _3\"></span>uellem<span class=\"lsdc wse9\">ent \u00e0 la discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya5d ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ya5e ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wseb\">sont contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>lement f<span class=\"_ _0\"></span>ond\u00e9es<span class=\"_ _0\"></span> sur<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya5f ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">perfo<span class=\"_ _0\"></span>rmance d'<span class=\"_ _0\"></span>un ensem<span class=\"_ _0\"></span>ble d\u00e9fin<span class=\"_ _0\"></span>i de contr<span class=\"_ _0\"></span>ats ou d'un ty<span class=\"_ _0\"></span>pe </span></span></span></div>\n<div class=\"t m0 x134 h62 ya60 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>at sp\u00e9cifi\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 ya61 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wseb\">es rendemen<span class=\"_ _3\"></span>ts de pla<span class=\"_ _3\"></span>cements r\u00e9al<span class=\"_ _3\"></span>is\u00e9s et/ou la<span class=\"_ _3\"></span>tents d'un </span></span></span></div>\n<div class=\"t m0 x134 h62 ya62 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d'act<span class=\"_ _0\"></span>ifs sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span><span class=\"wse8\">geas<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wsfa\">e r\u00e9sultat de la<span class=\"_ _3\"></span> soci\u00e9t\u00e9, d'un fond<span class=\"_ _3\"></span>s ou d'une autre en<span class=\"_ _3\"></span>tit\u00e9 qui </span></span></span></div>\n<div class=\"t m0 x134 h62 yaeb ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9met le cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaec ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance Vi<span class=\"_ _0\"></span>e et les<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de</div>\n<div class=\"t m0 x1a h62 yaee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt avec \u00e9l\u00e9m<span class=\"_ _0\"></span>ent de part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionn<span class=\"_ _0\"></span>aire, les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span>s b\u00e9n\u00e9ficiai<span class=\"_ _3\"></span>res acquise<span class=\"_ _3\"></span>s s<span class=\"lsdc wse9\">\u2019accum<span class=\"_ _0\"></span>ulent sur la ba<span class=\"_ _0\"></span>se du </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uel exig<span class=\"_ _0\"></span>ible calcu<span class=\"_ _0\"></span>l\u00e9 \u00e0 parti<span class=\"_ _0\"></span>r du revenu net<span class=\"_ _0\"></span> statuta<span class=\"_ _0\"></span>ire, en</div>\n<div class=\"t m0 x1a h62 yaf1 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des re<span class=\"_ _0\"></span>strict<span class=\"_ _0\"></span>ions et des mo<span class=\"_ _0\"></span>dalit<span class=\"_ _0\"></span>\u00e9s de paieme<span class=\"_ _0\"></span>nt. L\u2019\u00e9l\u00e9<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yaf2 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>iscr\u00e9ti<span class=\"_ _0\"></span>onnair<span class=\"_ _0\"></span>e consis<span class=\"_ _0\"></span>te en un engag<span class=\"_ _0\"></span>ement co<span class=\"_ _0\"></span>ndition<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x1a h62 yaf3 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 aux plu<span class=\"ls0 ws0\">s-<span class=\"lsde wseb\">values et moins<span class=\"_ _3\"></span></span>-</span>values lat<span class=\"_ _0\"></span>entes. Cet<span class=\"_ _0\"></span> engagem<span class=\"_ _0\"></span>ent deme<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1a h62 yaf4 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e8s lors dans<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-<span class=\"_ _3\"></span></span>values lat<span class=\"_ _0\"></span>entes inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x1a h62 yaf5 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res. D\u00e8<span class=\"_ _3\"></span>s que l\u2019enga<span class=\"_ _3\"></span>gement devien<span class=\"_ _3\"></span>t inconditio<span class=\"_ _3\"></span>nnel, le</div>\n<div class=\"t m0 x1a h62 yaf6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> concern\u00e9 es<span class=\"_ _0\"></span>t transf<span class=\"_ _0\"></span>\u00e9r\u00e9 dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Passifs de con<span class=\"_ _3\"></span>tra<span class=\"lsf0 ws104\">ts </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> Vie<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x1a h62 yaf8 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de plac<span class=\"_ _3\"></span>ement sans \u00e9l\u00e9men<span class=\"_ _3\"></span>t de participation d<span class=\"_ _3\"></span>iscr\u00e9tionnaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yafa ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont initia<span class=\"_ _3\"></span>lement comp<span class=\"_ _3\"></span>tabilis\u00e9s \u00e0<span class=\"_ _3\"></span> la juste <span class=\"_ _3\"></span>valeur et<span class=\"_ _3\"></span> ult\u00e9rieuremen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d2 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt amorti<span class=\"_ _3\"></span> et comptabi<span class=\"_ _3\"></span>lis\u00e9s comme<span class=\"_ _3\"></span> un engagemen<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y9d3 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya6b ffdd fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9riv\u00e9s incorpor<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6c ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui ne son<span class=\"_ _3\"></span>t pas \u00e9troitement<span class=\"_ _3\"></span> li\u00e9s aux contrats<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">h\u00f4tes sont<span class=\"_ _0\"></span> isol\u00e9s des<span class=\"_ _0\"></span> contrats h<span class=\"_ _0\"></span>\u00f4tes et<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya6e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>u compte de r\u00e9<span class=\"_ _0\"></span>sultat.<span class=\"_ _0\"></span> Les hypoth<span class=\"_ _0\"></span>\u00e8ses actu<span class=\"_ _0\"></span>arielles<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 ya6f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9exami<span class=\"_ _0\"></span>n\u00e9es \u00e0 c<span class=\"_ _0\"></span>haque c<span class=\"_ _0\"></span>l\u00f4ture c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">cons\u00e9quences de cette </span></span></div>\n<div class=\"t m0 x1a h62 ycf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9visi<span class=\"_ _0\"></span>on sont enre<span class=\"_ _0\"></span>gistr\u00e9<span class=\"_ _0\"></span>es au compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya71 ffdd fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9composition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya72 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La composan<span class=\"_ _3\"></span>te d\u00e9p\u00f4t d\u2019<span class=\"_ _3\"></span>un contra<span class=\"_ _3\"></span>t d\u2019assurance<span class=\"_ _3\"></span> doit \u00eatr<span class=\"_ _3\"></span>e s\u00e9par\u00e9e lo<span class=\"_ _3\"></span>rsque</div>\n<div class=\"t m0 x1a h62 ya73 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les deux condit<span class=\"_ _3\"></span>ions suivantes<span class=\"_ _3\"></span> sont remplies<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 ya74 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">compos<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>p\u00f4t (y co<span class=\"_ _0\"></span>mpris to<span class=\"_ _0\"></span>ute opt<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>acha<span class=\"lsde wsfa\">t incorpor\u00e9e) </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya75 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut \u00eatre<span class=\"_ _3\"></span> \u00e9valu\u00e9e s\u00e9<span class=\"_ _3\"></span>par\u00e9ment (c'es<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire sans pre<span class=\"_ _0\"></span>ndre en com<span class=\"_ _0\"></span>pte </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compos<span class=\"_ _0\"></span>ante ass<span class=\"_ _0\"></span>urance)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya77 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffdb\"> <span class=\"lsde wsfa\">m\u00e9thode<span class=\"_ _3\"></span>s comptables d\u2019Agea<span class=\"_ _3\"></span>s ne lui imposent pas<span class=\"_ _3\"></span>, par </span></span></span></div>\n<div class=\"t m0 x6a h62 ya78 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ailleurs, de<span class=\"_ _3\"></span> comptabiliser glob<span class=\"_ _3\"></span>alement les obliga<span class=\"_ _3\"></span>tions et les droi<span class=\"_ _3\"></span>ts</div>\n<div class=\"t m0 x6a h62 ya79 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par la<span class=\"_ _3\"></span> compo<span class=\"lsdc wse9\">sante d\u00e9p\u00f4t<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya7a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya7b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>lement, A<span class=\"_ _0\"></span>geas a compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 tous les dro<span class=\"_ _0\"></span>its et obli<span class=\"_ _0\"></span>gations re<span class=\"_ _0\"></span>latifs</div>\n<div class=\"t m0 x1a h62 ya7c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance \u00e9m<span class=\"_ _0\"></span>is selon s<span class=\"_ _0\"></span>es princip<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables. En</div>\n<div class=\"t m0 x1a h62 yca8 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>a pas com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9 de c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nte d\u00e9p\u00f4t<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca9 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s\u00e9par\u00e9e dan<span class=\"_ _3\"></span>s le cadre<span class=\"_ _3\"></span> de ses <span class=\"_ _3\"></span><span class=\"lsdc\">contrat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe1 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsf7 wseb\">vi<span class=\"_ _3\"></span>e</span> </span></div>\n\n<div class=\"t m0 x6 h7e ye81 ffe3 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fra<span class=\"_ _0\"></span>is de r\u00e8gl<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de r\u00e9aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de sin<span class=\"_ _0\"></span>istres <span class=\"_ _0\"></span>sont po<span class=\"_ _0\"></span>rt\u00e9s en</div>\n<div class=\"t m0 x6 h62 ye83 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat lo<span class=\"_ _0\"></span>rsqu\u2019ils<span class=\"_ _0\"></span> sont enc<span class=\"_ _0\"></span>ourus. L<span class=\"_ _0\"></span>es sinistr<span class=\"_ _0\"></span>es non r\u00e9gl<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 ye84 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais de r<span class=\"_ _0\"></span>\u00e9ajust<span class=\"_ _0\"></span>ement com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt des esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s pour sinis<span class=\"_ _0\"></span>tres</div>\n<div class=\"t m0 x6 h62 ye19 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s et des prov<span class=\"_ _0\"></span>isions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es exista<span class=\"_ _0\"></span>nts, mai<span class=\"_ _0\"></span>s non d\u00e9cla<span class=\"_ _0\"></span>r\u00e9s.</div>\n<div class=\"t m0 x6 h62 ye1a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span> sinistres<span class=\"_ _0\"></span> existant<span class=\"_ _0\"></span>s, mais non d<span class=\"_ _0\"></span>\u00e9clar\u00e9s<span class=\"_ _0\"></span> se basent su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ye85 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les exp\u00e9ri<span class=\"_ _0\"></span>ences an<span class=\"_ _0\"></span>t\u00e9rieur<span class=\"_ _0\"></span>es, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> en cours et</div>\n<div class=\"t m0 x6 h62 ye86 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t social, \u00e9<span class=\"_ _3\"></span>conomique et<span class=\"_ _3\"></span> juridique<span class=\"_ _3\"></span> actuel. Le<span class=\"_ _3\"></span>s paiements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yced ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relatifs a<span class=\"_ _0\"></span>ux sinist<span class=\"_ _0\"></span><span class=\"lsde wsea\">res <span class=\"ls0 ws0\">N</span>on<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie et les frais<span class=\"_ _0\"></span> de r\u00e9ajust<span class=\"_ _0\"></span>ement de<span class=\"_ _0\"></span>s sinistre<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 ycee ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repose<span class=\"_ _0\"></span>nt sur des pert<span class=\"_ _0\"></span>es atte<span class=\"_ _0\"></span>ndues est<span class=\"_ _0\"></span>im\u00e9es (ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duct<span class=\"_ _0\"></span>ion des</div>\n<div class=\"t m0 x6 h62 ycef ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remboursements<span class=\"_ _3\"></span>, r\u00e9cup\u00e9rations,<span class=\"_ _3\"></span> valeurs restantes<span class=\"_ _3\"></span> et subrogations) e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y947 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te<span class=\"_ _0\"></span>nt l\u2019\u00e9val<span class=\"_ _0\"></span>uation pa<span class=\"_ _0\"></span>r le manage<span class=\"_ _0\"></span>ment des niv<span class=\"_ _0\"></span>eaux d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y948 ffe1 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">att<span class=\"lsdc wse9\">endus, de<span class=\"_ _0\"></span>s frais de r\u00e8<span class=\"_ _0\"></span>glement de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, des risq<span class=\"_ _0\"></span>ues jurid<span class=\"_ _0\"></span>iques et </span></div>\n<div class=\"t m0 x6 h62 y949 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des tendances de<span class=\"_ _3\"></span> versement de paiemen<span class=\"_ _3\"></span>t de dommages. Le<span class=\"_ _3\"></span>s passifs</div>\n<div class=\"t m0 x6 h62 y94a ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">relatifs aux<span class=\"_ _3\"></span> sinistres \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">accidents de trav<span class=\"_ _0\"></span>ail<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb sont pr\u00e9sent<span class=\"_ _3\"></span>\u00e9s \u00e0 leu<span class=\"_ _3\"></span>r valeur </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y94b ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e nette.<span class=\"_ _0\"></span> Les passif<span class=\"_ _0\"></span>s constit<span class=\"_ _0\"></span>u\u00e9s perm<span class=\"_ _0\"></span>ettent de c<span class=\"_ _0\"></span>ouvrir l<span class=\"_ _0\"></span>e co\u00fbt</div>\n<div class=\"t m0 x6 h62 y94c ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">final ains<span class=\"_ _3\"></span>i que les<span class=\"_ _3\"></span> frais de <span class=\"_ _3\"></span>r\u00e9ajustemen<span class=\"_ _3\"></span>t des sinis<span class=\"_ _3\"></span>tres. Les <span class=\"_ _3\"></span>corrections</div>\n<div class=\"t m0 x6 h62 y9a6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en d\u00e9co<span class=\"_ _0\"></span>ulent sont<span class=\"_ _0\"></span> imput\u00e9<span class=\"_ _0\"></span>es au compte d<span class=\"_ _0\"></span>e r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019actual<span class=\"_ _3\"></span>ise ses<span class=\"_ _3\"></span> passifs pour<span class=\"_ _3\"></span> sinistres \u00e0<span class=\"_ _3\"></span> payer q<span class=\"_ _3\"></span>ue lorsqu\u2019i<span class=\"_ _3\"></span>l s\u2019agit</div>\n<div class=\"t m0 x6 h62 y9a9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de sinistr<span class=\"_ _0\"></span>es avec des<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s de paiem<span class=\"_ _0\"></span>ent fixes o<span class=\"_ _0\"></span>u d\u00e9termi<span class=\"_ _0\"></span>nables.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 740px; height: 330px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y951 ffe3 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Test de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif ou Lia<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>y Adequacy<span class=\"_ _0\"></span> Test<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y952 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas eff<span class=\"_ _0\"></span>ectu<span class=\"_ _0\"></span>e des tests<span class=\"_ _0\"></span> de suff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>u pass<span class=\"_ _0\"></span>if ou Lia<span class=\"_ _0\"></span>bility <span class=\"_ _0\"></span>Adequac<span class=\"_ _0\"></span>y</div>\n<div class=\"t m0 x6 h62 y953 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Test \u00e0 chaque p\u00e9rio<span class=\"_ _3\"></span>de de reporting<span class=\"_ _3\"></span> afin de s\u2019assurer que l<span class=\"_ _3\"></span>es passifs</div>\n<div class=\"t m0 x6 h62 y954 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> d\u00e9clar\u00e9<span class=\"wsfa\">s sont ad\u00e9q<span class=\"_ _3\"></span>uats.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y955 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un test dist<span class=\"_ _0\"></span>inct est eff<span class=\"_ _0\"></span>ectu\u00e9 pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y957 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdd ws11a\">L<span class=\"_ _3\"></span>es passifs Vie et les passifs <span class=\"lsde wseb\">maladie<span class=\"_ _3\"></span> similaire<span class=\"_ _3\"></span></span></span><span class=\"ffe1\"> <span class=\"lsdd ws11a\">\u00e0 des passifs </span>V<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">ie, </span></span></span></div>\n<div class=\"t m0 x5c h62 y958 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dont les <span class=\"_ _3\"></span>annuit\u00e9s d\u00e9co<span class=\"_ _3\"></span>ulant des pr<span class=\"_ _3\"></span>oduits <span class=\"ls0 ws0\">N<span class=\"_ _3\"></span></span><span class=\"wsea\">on<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> ;  </span></span></div>\n<div class=\"t m0 x6 h62 y959 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour pri<span class=\"_ _3\"></span>mes (non a<span class=\"_ _3\"></span>cquises) d\u00e9<span class=\"_ _3\"></span>coulant des <span class=\"_ _3\"></span>produits </span></span></div>\n<div class=\"t m0 x5c h62 y95a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des p<span class=\"lsde wseb\">roduits malad<span class=\"_ _3\"></span>ies non s<span class=\"_ _3\"></span>imilaires \u00e0<span class=\"_ _3\"></span> des produi<span class=\"_ _3\"></span>ts Vie</span></span> <span class=\"_ _3\"></span>;</div>\n<div class=\"t m0 x5c h62 y95b ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95c ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour s<span class=\"_ _3\"></span>inistres d\u00e9<span class=\"_ _3\"></span>coulant des<span class=\"_ _3\"></span> produits </span><span class=\"ffe1\">N<span class=\"_ _3\"></span><span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des </span></span></span></div>\n<div class=\"t m0 x5c h62 y95d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> maladi<span class=\"_ _0\"></span>es non simila<span class=\"_ _0\"></span>ires \u00e0 des<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie.</span> </span></div>\n<div class=\"t m0 x6 h62 y95e ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les bes<span class=\"_ _0\"></span>oins de ces t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif, A<span class=\"_ _0\"></span>geas cons<span class=\"_ _0\"></span>id\u00e8re</div>\n<div class=\"t m0 x6 h62 y960 ffe1 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">comme m<span class=\"lsde wseb\">ei<span class=\"_ _3\"></span>lleure esti<span class=\"_ _3\"></span>mation de <span class=\"_ _3\"></span>valorisation l<span class=\"_ _3\"></span>a valeur a<span class=\"_ _3\"></span>ctualis\u00e9e de<span class=\"_ _3\"></span> tous </span></div>\n<div class=\"t m0 x6 h62 y961 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels, <span class=\"_ _0\"></span>y compris<span class=\"_ _0\"></span> les flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y962 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons et les fra<span class=\"_ _0\"></span>is. Les li<span class=\"_ _0\"></span>mites des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y963 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II s<span class=\"_ _0\"></span>\u2019appl<span class=\"_ _0\"></span>iquent,<span class=\"_ _0\"></span> mais sont<span class=\"_ _0\"></span> limit\u00e9<span class=\"_ _0\"></span>es en <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">vi<span class=\"lsde wsfa\">e \u00e0 ceux qui </span></span></div>\n<div class=\"t m0 x6 h62 y964 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrent<span class=\"_ _0\"></span> dans le p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre des<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span>s au sens du r\u00e9f<span class=\"_ _0\"></span>\u00e9renti<span class=\"_ _0\"></span>el IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y965 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y966 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les pass<span class=\"_ _0\"></span>ifs d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e Vie (et les pa<span class=\"_ _0\"></span>ssifs ma<span class=\"_ _0\"></span>ladies si<span class=\"_ _0\"></span>milaire<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y967 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des passi<span class=\"_ _3\"></span>fs en <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ie, y compr<span class=\"_ _0\"></span>is les ann<span class=\"_ _0\"></span>uit\u00e9s d\u00e9c<span class=\"_ _0\"></span>oulant de la <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie), les </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tests d<span class=\"_ _0\"></span>e suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif <span class=\"wse9\">inc<span class=\"_ _0\"></span>luent \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y969 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des opti<span class=\"_ _0\"></span>ons et gar<span class=\"_ _0\"></span>anties inc<span class=\"_ _0\"></span>orpor\u00e9es<span class=\"_ _0\"></span> et du revenu</div>\n<div class=\"t m0 x6 h62 y96a ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent. Le r<span class=\"_ _0\"></span>evenu d'<span class=\"_ _0\"></span>investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt est c<span class=\"_ _0\"></span>alcul\u00e9<span class=\"_ _0\"></span> en utilis<span class=\"_ _0\"></span>ant le</div>\n<div class=\"t m0 x6 h62 y96b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>able c<span class=\"_ _0\"></span>ourant <span class=\"_ _0\"></span>du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e exist<span class=\"_ _0\"></span>ant, en s<span class=\"_ _0\"></span>e fond<span class=\"_ _0\"></span>ant sur</div>\n<div class=\"t m0 x6 h62 y96c ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">l\u2019hypot<span class=\"_ _0\"></span>h\u00e8<span class=\"wse9\">se que le<span class=\"_ _0\"></span>s r\u00e9invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nts apr\u00e8s \u00e9c<span class=\"_ _0\"></span>h\u00e9anc<span class=\"_ _0\"></span>e des instr<span class=\"_ _0\"></span>uments </span></div>\n<div class=\"t m0 x6 h62 y96d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers se fero<span class=\"_ _0\"></span>nt \u00e0 un taux sans<span class=\"_ _0\"></span> risque per<span class=\"_ _0\"></span>mettant \u00e0 u<span class=\"_ _0\"></span>ne soci\u00e9t<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x6 h62 y96e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment sp\u00e9ci<span class=\"_ _0\"></span>fique de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 sur la base d<span class=\"_ _0\"></span>e la m\u00e9tho<span class=\"_ _0\"></span>dologie</div>\n<div class=\"t m0 x6 h62 y96f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">AEAPP. P<span class=\"_ _0\"></span>our les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents dir<span class=\"_ _0\"></span>ects dans l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier, le rev<span class=\"_ _0\"></span>enu</div>\n<div class=\"t m0 x6 h62 y970 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatif r\u00e9<span class=\"_ _0\"></span>el jusqu\u2019<span class=\"_ _0\"></span>\u00e0 la proch<span class=\"_ _0\"></span>aine p\u00e9rio<span class=\"_ _0\"></span>de de reno<span class=\"_ _0\"></span>uvellem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y971 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est pris en c<span class=\"_ _0\"></span>ompte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc07 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y972 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">En <span class=\"ls0 ws0\">N</span>on<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">vie, la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle de t<span class=\"_ _0\"></span>ous les<span class=\"_ _0\"></span> flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie est<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e sur l<span class=\"_ _0\"></span>a base d<span class=\"_ _0\"></span>\u2019un taux<span class=\"_ _0\"></span> d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on sans<span class=\"_ _0\"></span> risque <span class=\"_ _0\"></span>permett<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y974 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un ajuste<span class=\"lsdc\">ment de volat<span class=\"_ _0\"></span>ilit\u00e9 pa<span class=\"_ _0\"></span>r soci\u00e9t<span class=\"_ _0\"></span>\u00e9 sp\u00e9cif<span class=\"_ _0\"></span>iqueme<span class=\"_ _0\"></span>nt, sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>de la </span></div>\n<div class=\"t m0 x1a h62 y975 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> AEAPP (apr\u00e8<span class=\"_ _3\"></span>s le dernie<span class=\"_ _3\"></span>r point l<span class=\"_ _3\"></span>iquide, on<span class=\"_ _3\"></span> utilise une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yc08 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">extrap<span class=\"_ _0\"></span>olation v<span class=\"_ _0\"></span>ers le p<span class=\"_ _0\"></span>oint ul<span class=\"_ _0\"></span>time ou <span class=\"_ _0\"></span>ultimat<span class=\"_ _0\"></span>e forwar<span class=\"_ _0\"></span>d rate<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute ins<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e dans les t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du <span class=\"lsdd ws12a\">p<span class=\"_ _0\"></span>assif est </span></div>\n<div class=\"t m0 x1a h62 yae9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat, s<span class=\"_ _0\"></span>oit sous fo<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x1a h62 yaea ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on des co\u00fbt<span class=\"_ _0\"></span>s d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9<span class=\"_ _0\"></span>s ou de la VOBA ou</div>\n<div class=\"t m0 x1a h62 ya5d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme pert<span class=\"_ _0\"></span>e. Si, lor<span class=\"_ _0\"></span>s d\u2019une p\u00e9r<span class=\"_ _0\"></span>iode ult\u00e9<span class=\"_ _0\"></span>rieure,<span class=\"_ _0\"></span> l\u2019insuff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>iminue, la</div>\n<div class=\"t m0 x1a h62 ya5e ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>on d\u2019in<span class=\"_ _0\"></span>suffis<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> extou<span class=\"_ _0\"></span>rn\u00e9e via <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r\u00e9su<span class=\"_ _0\"></span>ltat. U<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 ya5f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insuffis<span class=\"_ _0\"></span>ance est d<span class=\"_ _0\"></span>\u00e9finie c<span class=\"_ _0\"></span>omme<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya60 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">Une valeur actua<span class=\"_ _0\"></span>lis\u00e9e nett<span class=\"_ _0\"></span>e n\u00e9gativ<span class=\"_ _0\"></span>e de la marge fut<span class=\"_ _0\"></span>ure pour le<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x133 h62 ya61 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits en<span class=\"_ _3\"></span> Vie et m<span class=\"_ _3\"></span>aladies simi<span class=\"_ _3\"></span>laires aux <span class=\"_ _3\"></span>produits <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span></span>ie, y com<span class=\"_ _3\"></span>pris</div>\n<div class=\"t m0 x133 h62 ya62 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les annui<span class=\"_ _3\"></span>t\u00e9s d\u00e9coulan<span class=\"_ _3\"></span>t des produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsf7\">vie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya63 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">La di<span class=\"wseb\">ff\u00e9rence p<span class=\"_ _0\"></span>ositive <span class=\"_ _0\"></span>entre la v<span class=\"_ _0\"></span>aleur <span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>is\u00e9e nett<span class=\"_ _0\"></span>e des flu<span class=\"_ _0\"></span>x de </span></span></span></div>\n<div class=\"t m0 x6a h62 yaeb ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie et les r\u00e9s<span class=\"_ _0\"></span>erves cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dantes au s<span class=\"_ _0\"></span>ens du r\u00e9f\u00e9r<span class=\"_ _0\"></span>entiel</div>\n<div class=\"t m0 x6a h62 yaec ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">IFRS pour <span class=\"_ _3\"></span>les produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsdc\">vie et Vie no<span class=\"_ _0\"></span>n simila<span class=\"_ _0\"></span>ires \u00e0 d<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits </span></div>\n<div class=\"t m0 x133 h62 yaed ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsfe ws11a\">ie.</span> </div>\n<div class=\"t m0 x1a h62 yaee ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaef ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdd ws11a\">es tests de suffis<span class=\"lsdc wse9\">ance du passif ti<span class=\"_ _0\"></span>ennent <span class=\"lsf7 wseb\">comp</span>te de l\u2019effet<span class=\"_ _0\"></span> de la </span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">incluent, pour l<span class=\"_ _3\"></span>es investis<span class=\"_ _3\"></span>sements dire<span class=\"_ _3\"></span>cts en immob<span class=\"_ _3\"></span>ilier, </span></span></div>\n<div class=\"t m0 x1a h62 yaf1 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le revenu lo<span class=\"_ _0\"></span>catif r\u00e9el<span class=\"_ _0\"></span> jusqu\u2019\u00e0<span class=\"_ _0\"></span> la p\u00e9riode de r<span class=\"_ _0\"></span>enouv<span class=\"wseb\">el<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> contrac<span class=\"_ _0\"></span>tuelle </span></div>\n<div class=\"t m0 x1a h62 yaf2 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e. Les te<span class=\"_ _0\"></span>sts de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif sont<span class=\"_ _0\"></span> \u00e9tabl<span class=\"_ _0\"></span>is au n<span class=\"wse9\">iv<span class=\"_ _0\"></span>eau de </span></div>\n<div class=\"t m0 x1a h62 yaf3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gal<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si les exig<span class=\"_ _0\"></span>ences loc<span class=\"_ _0\"></span>ales de test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> d\u2019une fili<span class=\"_ _0\"></span>ale sont</div>\n<div class=\"t m0 x1a h62 yaf6 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">plus str<span class=\"_ _0\"></span>ictes qu<span class=\"_ _0\"></span>e celles<span class=\"_ _0\"></span> cit\u00e9es <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">avant, les en<span class=\"_ _3\"></span>tit\u00e9s locales appl<span class=\"_ _3\"></span>iquent les </span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">exigences local<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya66 ffe3 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Comptabilit\u00e9<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">reflet</span> <span class=\"lsdc wse9\">\u00bb (shado<span class=\"_ _0\"></span>w account<span class=\"_ _0\"></span>ing)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtain<span class=\"wse9\">es ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> d\u2019Ageas, l<span class=\"_ _0\"></span>a r\u00e9alis<span class=\"_ _0\"></span>ation des plu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span>values ou </span></div>\n<div class=\"t m0 x1a h62 ya68 ffe1 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">moins<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values a un impact di<span class=\"_ _0\"></span>rect sur l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on des pas<span class=\"_ _0\"></span>sifs </span></span></div>\n<div class=\"t m0 x1a h62 ya69 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ances et de<span class=\"_ _0\"></span>s co\u00fbts d'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nts. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtaines <span class=\"_ _0\"></span>de ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span>, Agea<span class=\"_ _0\"></span>s appliq<span class=\"_ _0\"></span>ue une c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 r<span class=\"_ _0\"></span>eflet</div>\n<div class=\"t m0 x1a h62 ya6c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s dispo<span class=\"_ _0\"></span>nibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya6d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des actifs<span class=\"_ _0\"></span> et passif<span class=\"_ _0\"></span>s qui en affect<span class=\"_ _0\"></span>ent l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on. Via la c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9</div>\n<div class=\"t m0 x1a h62 ya6e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reflet, les<span class=\"_ _0\"></span> plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moi<span class=\"_ _3\"></span>ns</span>-</span>values latent<span class=\"_ _0\"></span>es sur les ac<span class=\"_ _0\"></span>tifs disp<span class=\"_ _0\"></span>onibles</div>\n<div class=\"t m0 x1a h62 ya6f ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la vent<span class=\"_ _0\"></span>e, qui s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s<span class=\"wse9\">\u00e9es en capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres sans<span class=\"_ _0\"></span> affecte<span class=\"_ _0\"></span>r le </span></div>\n<div class=\"t m0 x1a h62 ycf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> affectent<span class=\"_ _0\"></span> la valoris<span class=\"_ _0\"></span>ation des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce (ou</div>\n<div class=\"t m0 x1a h62 ycf1 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des co\u00fbts <span class=\"_ _3\"></span>d\u2019acquisition<span class=\"_ _3\"></span> report\u00e9s ou<span class=\"_ _3\"></span> de la v<span class=\"_ _3\"></span>aleur actuel<span class=\"_ _3\"></span>le des b\u00e9n\u00e9<span class=\"_ _3\"></span>fices</div>\n<div class=\"t m0 x1a h62 ycf2 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">futurs) de la m\u00eam<span class=\"_ _3\"></span>e mani\u00e8re que le<span class=\"_ _3\"></span>s plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values et moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">values </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycf3 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis<span class=\"lsdd wse9\">\u00e9es. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cad<span class=\"_ _0\"></span>re de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet<span class=\"_ _0\"></span>, certaine<span class=\"_ _0\"></span>s des activit<span class=\"_ _0\"></span>\u00e9s d\u2019Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 ycf6 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prolongent le t<span class=\"_ _3\"></span>est de suffisan<span class=\"_ _3\"></span>ce du passif standard<span class=\"_ _3\"></span> avec un test de</div>\n<div class=\"t m0 x1a h62 ycf7 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif e<span class=\"_ _0\"></span>n compt<span class=\"_ _0\"></span>abilit\u00e9 r<span class=\"_ _0\"></span>eflet. D<span class=\"_ _0\"></span>ans le t<span class=\"_ _0\"></span>est de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du</div>\n<div class=\"t m0 x1a h62 ye88 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif en c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, le<span class=\"ls0 ws0\"> </span>monta<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es latent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ye89 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 dan<span class=\"_ _0\"></span>s les \u00ab<span class=\"ls0 ws0\"> </span>Autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat \u00e9t<span class=\"_ _0\"></span>endu<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">\u00bb, en exc\u00e8s </span></span></div>\n<div class=\"t m0 x1a h62 y9e3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du surpl<span class=\"_ _0\"></span>us r\u00e9sult<span class=\"_ _0\"></span>ant d<span class=\"_ _0\"></span>u test de s<span class=\"_ _0\"></span>uffis<span class=\"_ _0\"></span>ance du <span class=\"_ _0\"></span>passif s<span class=\"_ _0\"></span>tandar<span class=\"_ _0\"></span>d, est</div>\n<div class=\"t m0 x1a h62 y9e4 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 co<span class=\"_ _0\"></span>mme un passif<span class=\"_ _0\"></span> reflet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e5 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toutes les a<span class=\"_ _0\"></span>utres v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns de juste val<span class=\"_ _0\"></span>eur l<span class=\"lsdd ws11a\">atentes des actifs financiers </span></div>\n<div class=\"t m0 x1a h62 ye8a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span> (apr\u00e8s app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t\u00e9 reflet)</div>\n<div class=\"t m0 x1a h62 ye8b ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">assorties d\u2019\u00e9l<span class=\"_ _3\"></span>\u00e9ments de partic<span class=\"_ _3\"></span>ipation discr\u00e9ti<span class=\"_ _3\"></span>onnaire sont inc<span class=\"_ _3\"></span>luses</div>\n<div class=\"t m0 x1a h62 ye8c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>omposan<span class=\"_ _0\"></span>tes dist<span class=\"_ _0\"></span>inctes<span class=\"_ _0\"></span> des cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Une<span class=\"ls0 ws0\"> </span><span class=\"wseb\">provi<span class=\"_ _3\"></span>sion pour p<span class=\"_ _3\"></span>articipation a<span class=\"_ _3\"></span>ux b\u00e9n\u00e9<span class=\"_ _3\"></span>fices suppl\u00e9men<span class=\"_ _3\"></span>taire diff\u00e9r\u00e9e<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(deferred prof<span class=\"_ _3\"></span>it sharing liabi<span class=\"_ _3\"></span>lity <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsdc wseb\">DPL) es<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>e sur la b<span class=\"_ _0\"></span>ase </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une obl<span class=\"_ _0\"></span>igation i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e ou du monta<span class=\"_ _0\"></span>nt qui doit l\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> \u00eatre vers<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les diff<span class=\"_ _0\"></span>\u00e9rence<span class=\"_ _0\"></span>s entre le rev<span class=\"_ _0\"></span>enu et les g<span class=\"lsde wseb\">ains ou pertes non r\u00e9<span class=\"_ _3\"></span>alis\u00e9s, </span></div>\n<div class=\"t m0 x6 h62 y93f ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">statutaires e<span class=\"_ _3\"></span>t IFRS, inscrits<span class=\"_ _3\"></span> dans les capitaux<span class=\"_ _3\"></span> propres.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e ye19 ffe8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le traitemen<span class=\"_ _3\"></span>t comptable des contra<span class=\"_ _3\"></span>ts de r\u00e9assurance d\u00e9pend<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 ye85 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transfe<span class=\"_ _0\"></span>rt ou non d\u2019un r<span class=\"_ _0\"></span>isque d\u2019as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> au sein du cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye86 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yced ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats de r<span class=\"_ _0\"></span>\u00e9ass<span class=\"wse9\">u<span class=\"_ _0\"></span>rance qui t<span class=\"_ _0\"></span>ransf\u00e8re<span class=\"_ _0\"></span>nt un risq<span class=\"_ _0\"></span>ue d'assu<span class=\"_ _0\"></span>rance </span></div>\n<div class=\"t m0 x6 h62 ycee ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nt sont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s selo<span class=\"_ _0\"></span>n les contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycef ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y947 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de r\u00e9a<span class=\"_ _3\"></span>ssurance qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s de risque</div>\n<div class=\"t m0 x6 h62 y948 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis<span class=\"_ _0\"></span>\u00e9s selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode du d<span class=\"_ _0\"></span>\u00e9p\u00f4t et</div>\n<div class=\"t m0 x6 h62 y949 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont inclus da<span class=\"lsdc wse9\">ns les pr\u00eats ou emprunt<span class=\"_ _0\"></span>s comme act<span class=\"_ _0\"></span>ifs ou pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y94a ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers. Un act<span class=\"_ _0\"></span>if ou passif<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>r est compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur la base de la</div>\n<div class=\"t m0 x6 h62 y94b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ion pay\u00e9e o<span class=\"_ _0\"></span>u re\u00e7ue, di<span class=\"_ _0\"></span>minu\u00e9e de to<span class=\"_ _0\"></span>utes prim<span class=\"_ _0\"></span>es explic<span class=\"_ _0\"></span>iteme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94c ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9es ou c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sions \u00e0 c<span class=\"_ _0\"></span>onserv<span class=\"_ _0\"></span>er par l<span class=\"_ _0\"></span>e r\u00e9assu<span class=\"_ _0\"></span>r\u00e9. Les<span class=\"_ _0\"></span> mont<span class=\"lsdd wse9\">ants </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">per\u00e7us o<span class=\"_ _0\"></span>u vers\u00e9<span class=\"_ _0\"></span>s en vert<span class=\"_ _0\"></span>u de ces c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme</div>\n<div class=\"t m0 x6 h62 y9a7 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9p\u00f4ts e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e du taux<span class=\"_ _0\"></span> effectif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts<span class=\"_ _3\"></span> effectu\u00e9s p<span class=\"_ _3\"></span>ar les <span class=\"_ _3\"></span>r\u00e9assureurs <span class=\"_ _3\"></span>dans le c<span class=\"_ _3\"></span>adre de co<span class=\"_ _3\"></span>ntrats de</div>\n<div class=\"t m0 x6 h62 y9aa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance c\u00e9d<span class=\"_ _0\"></span>\u00e9s qui impli<span class=\"_ _0\"></span>quent le tr<span class=\"_ _0\"></span>ansfert d\u2019<span class=\"_ _0\"></span>un risqu<span class=\"_ _0\"></span>e d\u2019ass<span class=\"lsde wsea\">urance </span></div>\n<div class=\"t m0 x6 h62 y9ab ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent au mont<span class=\"_ _0\"></span>ant d\u00fb \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ac ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ae ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs li\u00e9s \u00e0<span class=\"_ _3\"></span> des activi<span class=\"_ _3\"></span>t\u00e9s de r\u00e9ass<span class=\"_ _3\"></span>urance c\u00e9d\u00e9es<span class=\"_ _3\"></span> qui ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e8<span class=\"_ _0\"></span>rent pas un<span class=\"_ _0\"></span> risque d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icatif pe<span class=\"_ _0\"></span>uvent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9r\u00e9s comm<span class=\"_ _3\"></span>e des passifs<span class=\"_ _3\"></span> financiers et comptabi<span class=\"_ _3\"></span>lis\u00e9s de la m\u00eame</div>\n<div class=\"t m0 x6 h62 yc04 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re que le<span class=\"_ _3\"></span>s autres passifs<span class=\"_ _3\"></span> financiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 393px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 493px; width: 348px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y959 ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Certificats <span class=\"lsdc wse8\">d'endetteme<span class=\"_ _0\"></span>nt<span class=\"lsde wseb\">, dettes subordonn<span class=\"_ _3\"></span>\u00e9es et au<span class=\"_ _3\"></span>tres </span></span></span></span></div>\n<div class=\"t m0 x22d h62 y95a ffe6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95b ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cert<span class=\"_ _0\"></span>ificats<span class=\"_ _0\"></span> d'endet<span class=\"_ _0\"></span>tement,<span class=\"_ _0\"></span> les det<span class=\"_ _0\"></span>tes su<span class=\"_ _0\"></span>bordonn<span class=\"_ _0\"></span>\u00e9es et a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x6 h62 y95c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span> sont <span class=\"wseb\">init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 leu<span class=\"_ _0\"></span>r juste v<span class=\"_ _0\"></span>aleur y co<span class=\"_ _0\"></span>mpris </span></div>\n<div class=\"t m0 x6 h62 y95d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les co\u00fbts d<span class=\"_ _0\"></span>e transac<span class=\"_ _0\"></span>tion direct<span class=\"_ _0\"></span>s. Ult\u00e9<span class=\"_ _0\"></span>rieureme<span class=\"_ _0\"></span>nt, ils sont<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt</div>\n<div class=\"t m0 x6 h62 y95e ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">amorti et tout \u00e9c<span class=\"_ _3\"></span>art entre le produ<span class=\"_ _3\"></span>it net et la valeur<span class=\"_ _3\"></span> de remboursemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y95f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est inscr<span class=\"_ _0\"></span>it au comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at selon<span class=\"_ _0\"></span> la m\u00e9thode d<span class=\"wseb\">u t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y960 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectif pour<span class=\"_ _3\"></span> l\u2019exercice au cours<span class=\"_ _3\"></span> duquel l\u2019emprun<span class=\"_ _3\"></span>t est contract\u00e9<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">qui peuv<span class=\"_ _0\"></span>ent \u00eatr<span class=\"_ _0\"></span>e conve<span class=\"_ _0\"></span>rtis en u<span class=\"_ _0\"></span>n nomb<span class=\"_ _0\"></span>re fixe d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y963 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres d\u2019Agea<span class=\"_ _3\"></span>s sont scind\u00e9s en<span class=\"_ _3\"></span> deux composantes lors de<span class=\"_ _3\"></span> leur</div>\n<div class=\"t m0 x6 h62 y964 ffe6 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>isation in<span class=\"_ _3\"></span>itiale<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x6 h62 y965 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsde wseb\">U<span class=\"_ _3\"></span>n instrumen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">de dette se calc<span class=\"_ _0\"></span>ule d\u2019abo<span class=\"_ _0\"></span>rd en d\u00e9ter<span class=\"_ _0\"></span>minant<span class=\"_ _0\"></span> la juste </span></span></span></div>\n<div class=\"t m0 x5c h62 y966 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur d\u2019u<span class=\"_ _3\"></span>ne dette si<span class=\"_ _3\"></span>milaire (en<span class=\"_ _3\"></span> ce compr<span class=\"_ _3\"></span>is tout d\u00e9<span class=\"_ _3\"></span>riv\u00e9 incorpor<span class=\"_ _3\"></span>\u00e9 non</div>\n<div class=\"t m0 x5c h62 y967 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>patif) q<span class=\"_ _0\"></span>ui n\u2019est pas ass<span class=\"_ _0\"></span>oci\u00e9e \u00e0 un<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">composante de<span class=\"_ _3\"></span> capitaux </span></div>\n<div class=\"t m0 x5c h62 y968 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">propres<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y969 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Un instrument de c<span class=\"_ _0\"></span>apitaux pr<span class=\"_ _0\"></span>opres, d<span class=\"_ _0\"></span>ont la vale<span class=\"_ _0\"></span>ur compt<span class=\"wse8\">ab<span class=\"_ _0\"></span>le </span></span></span></div>\n<div class=\"t m0 x5c h62 y96a ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sente l<span class=\"_ _3\"></span>\u2019option de<span class=\"_ _3\"></span> convertir l\u2019i<span class=\"_ _3\"></span>nstrument en<span class=\"_ _3\"></span> actions o<span class=\"_ _3\"></span>rdinaires,</div>\n<div class=\"t m0 x5c h62 y96b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019obtie<span class=\"_ _0\"></span>nt en soustr<span class=\"_ _0\"></span>ayant la v<span class=\"_ _0\"></span>aleur compt<span class=\"_ _0\"></span>able du pass<span class=\"_ _0\"></span>if fina<span class=\"_ _0\"></span>ncier du</div>\n<div class=\"t m0 x5c h62 y96c ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant de<span class=\"_ _3\"></span> l\u2019instrumen<span class=\"_ _3\"></span>t compos\u00e9 d<span class=\"_ _3\"></span>ans son ens<span class=\"_ _3\"></span>emble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96d ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si Ageas ach<span class=\"_ _0\"></span>\u00e8te ses pro<span class=\"_ _0\"></span>pres tit<span class=\"_ _0\"></span>res de cr\u00e9anc<span class=\"_ _0\"></span>e passif<span class=\"_ _0\"></span>s subord<span class=\"_ _0\"></span>on<span class=\"lsdd ws11a\">n\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y96f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> ceux<span class=\"ls0 ws0\">-</span>ci sont ret<span class=\"_ _0\"></span>ir\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yb03 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e de la dette et l<span class=\"_ _0\"></span>\u2019indemni<span class=\"_ _0\"></span>t\u00e9</div>\n<div class=\"t m0 x1a h62 yb04 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vers\u00e9e est i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>e au compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 36px; width: 320px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ye8f ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wseb\">Avantage<span class=\"_ _3\"></span>s du personne<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e ye4e ffe8 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Engagements d<span class=\"_ _3\"></span>e <span class=\"wsea\">retraite<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye4f ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas m<span class=\"lsdc wse9\">et en \u0153uvre une s\u00e9r<span class=\"_ _0\"></span>ie de r\u00e9gim<span class=\"_ _0\"></span>es de retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ye50 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> et de r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle de</div>\n<div class=\"t m0 x1a h62 ye90 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses acti<span class=\"_ _0\"></span>vit\u00e9s g<span class=\"_ _0\"></span>lobales, <span class=\"_ _0\"></span>dans le r<span class=\"_ _0\"></span>espect<span class=\"_ _0\"></span> des r\u00e9gl<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>ations loc<span class=\"_ _0\"></span>ales o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye91 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des pratique<span class=\"_ _3\"></span>s du secte<span class=\"_ _3\"></span>ur. Les r\u00e9gi<span class=\"_ _3\"></span>mes de re<span class=\"_ _3\"></span>traite son<span class=\"wsfa\">t g\u00e9<span class=\"_ _3\"></span>n\u00e9ralement </span></div>\n<div class=\"t m0 x1a h62 ye92 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>\u00e9s par des coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> vers\u00e9es \u00e0 des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies d\u2019ass<span class=\"_ _0\"></span>urance o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye93 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de fiduci<span class=\"_ _0\"></span>e. Le finan<span class=\"_ _0\"></span>cement est d\u00e9<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>n\u00e9 aux moye<span class=\"_ _0\"></span>ns de calcu<span class=\"_ _0\"></span>ls</div>\n<div class=\"t m0 x1a h62 ye94 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels p\u00e9ri<span class=\"_ _0\"></span>odiques<span class=\"_ _0\"></span>. Des actu<span class=\"_ _0\"></span>aires qua<span class=\"_ _0\"></span>lifi\u00e9s cal<span class=\"_ _0\"></span>culent les<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ye95 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e au mo<span class=\"lsde wseb\">ins une fois pa<span class=\"_ _3\"></span>r an.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye96 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye97 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions d\u00e9finie<span class=\"_ _3\"></span>s d\u00e9signent <span class=\"_ _3\"></span>les r\u00e9gimes <span class=\"_ _3\"></span>qui as<span class=\"_ _3\"></span>surent</div>\n<div class=\"t m0 x1a h62 ye98 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">un avant<span class=\"_ _0\"></span>age de r<span class=\"_ _0\"></span>etrait<span class=\"_ _0\"></span>e pour l'<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>\u00e9 d\u00e9pend<span class=\"_ _0\"></span>ant de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 ye99 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme l'\u00e2<span class=\"_ _0\"></span>ge et les ann<span class=\"_ _0\"></span>\u00e9es de servi<span class=\"_ _0\"></span>ce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye9a ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye9b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies d\u00e9s<span class=\"_ _0\"></span>ignent les r<span class=\"_ _0\"></span>\u00e9gim<span class=\"wseb\">es<span class=\"_ _0\"></span> de retr<span class=\"_ _0\"></span>aite en </span></div>\n<div class=\"t m0 x1a h62 ye9c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels Ag<span class=\"_ _0\"></span>eas verse d<span class=\"_ _0\"></span>es cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies.<span class=\"_ _0\"></span> Toutefoi<span class=\"_ _0\"></span>s dans le</div>\n<div class=\"t m0 x1a h62 ye9d ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la norme I<span class=\"_ _3\"></span>AS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">19, un r\u00e9gime \u00e0 cont<span class=\"_ _0\"></span>ribut<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies asso<span class=\"_ _0\"></span>rti </span></span></div>\n<div class=\"t m0 x1a h62 ye9e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un ren<span class=\"_ _0\"></span>dement d\u00e9<span class=\"_ _0\"></span>fini est tra<span class=\"_ _0\"></span>it\u00e9 comm<span class=\"_ _0\"></span>e un r\u00e9gime d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ye9f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies plut<span class=\"_ _0\"></span>\u00f4t qu\u2019\u00e0 co<span class=\"lsde wseb\">tisations d\u00e9finies en<span class=\"_ _3\"></span> raison du<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yea0 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rendement gar<span class=\"_ _3\"></span>anti (d\u00e9ter<span class=\"_ _3\"></span>min\u00e9 l\u00e9galemen<span class=\"_ _3\"></span>t) inclus <span class=\"_ _3\"></span>dans ces<span class=\"_ _3\"></span> r\u00e9gimes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yea1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yea2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les r\u00e9gimes \u00e0 prest<span class=\"_ _3\"></span>ations d\u00e9finie<span class=\"_ _3\"></span>s, les frais de</div>\n<div class=\"t m0 x1a h62 yea3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et les actifs<span class=\"_ _0\"></span> ou passifs q<span class=\"_ _0\"></span>ui d\u00e9coul<span class=\"_ _0\"></span>ent du r\u00e9g<span class=\"_ _0\"></span>ime de retr<span class=\"_ _0\"></span>aite sont</div>\n<div class=\"t m0 x1a h62 yea4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9s s<span class=\"_ _0\"></span>elon <span class=\"wse9\">la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e des unit\u00e9s de cr<span class=\"_ _0\"></span>\u00e9dit pr<span class=\"_ _0\"></span>ojet\u00e9es.<span class=\"_ _0\"></span> Dans cett<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yea5 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">m\u00e9thode<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 yea6 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Chaque p\u00e9riode d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9 donne dr<span class=\"_ _0\"></span>oit \u00e0 une unit<span class=\"_ _0\"></span>\u00e9 suppl\u00e9me<span class=\"_ _0\"></span>ntaire </span></span></div>\n<div class=\"t m0 x6a h62 yea7 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de droits<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions et chaqu<span class=\"_ _3\"></span>e unit\u00e9 <span class=\"_ _3\"></span>est \u00e9valu\u00e9e<span class=\"_ _3\"></span> s\u00e9par\u00e9ment a<span class=\"_ _3\"></span>fin</div>\n<div class=\"t m0 x6a h62 yea8 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de constit<span class=\"_ _0\"></span>uer l\u2019obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>on totale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yea9 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Le co\u00fbt de ces prestat<span class=\"_ _0\"></span>ions est im<span class=\"_ _0\"></span>put\u00e9 au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat afi<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x6a h62 yeaa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parti<span class=\"_ _0\"></span>r les co\u00fbts d<span class=\"_ _0\"></span>u r\u00e9gime de r<span class=\"_ _0\"></span>etraite s<span class=\"_ _0\"></span>ur les p\u00e9rio<span class=\"_ _0\"></span>des d\u2019act<span class=\"_ _0\"></span>ivit\u00e9</div>\n<div class=\"t m0 x6a h62 yeab ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des empl<span class=\"_ _0\"></span>oy\u00e9s<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yeac ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wseb\">L\u2019engagement<span class=\"_ _0\"></span> du r\u00e9gi<span class=\"_ _0\"></span>me de ret<span class=\"_ _0\"></span>raite <span class=\"_ _0\"></span>est \u00e9val<span class=\"_ _0\"></span>u\u00e9 \u00e0 la v<span class=\"_ _0\"></span>aleur </span></span></div>\n<div class=\"t m0 x6a h62 yead ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des <span class=\"_ _0\"></span>d\u00e9cais<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>s en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> les ta<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 yeae ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat d\u00e9<span class=\"_ _3\"></span>termin\u00e9s sur la base<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des rende<span class=\"_ _3\"></span>ments de <span class=\"_ _3\"></span>march\u00e9 </span></div>\n<div class=\"t m0 x6a h62 yeaf ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019obligation<span class=\"_ _3\"></span>s de soci\u00e9t<span class=\"_ _3\"></span>\u00e9s de bonne<span class=\"_ _3\"></span> qualit\u00e9 <span class=\"_ _3\"></span>dont la du<span class=\"_ _3\"></span>r\u00e9e r\u00e9siduel<span class=\"_ _3\"></span>le</div>\n<div class=\"t m0 x6a h62 yeb0 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ond plus ou<span class=\"_ _0\"></span> moins \u00e0 la dur<span class=\"_ _0\"></span>\u00e9e de l\u2019engag<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb2 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9\u00e9valua<span class=\"_ _3\"></span>tions, compre<span class=\"_ _3\"></span>nant les<span class=\"_ _3\"></span> gains ou<span class=\"_ _3\"></span> pertes actuar<span class=\"_ _3\"></span>iels,</div>\n<div class=\"t m0 x1a h62 yeb3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019incid<span class=\"_ _0\"></span>ence du plaf<span class=\"_ _0\"></span>ond d\u2019act<span class=\"_ _0\"></span>ifs et le ren<span class=\"_ _0\"></span>dement des<span class=\"_ _0\"></span> actifs du p<span class=\"_ _0\"></span>lan (hors</div>\n<div class=\"t m0 x1a h62 yeb4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s nets) s<span class=\"_ _0\"></span>ont imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9es d<span class=\"_ _0\"></span>ans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la</div>\n<div class=\"t m0 x1a h62 ye0d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re via les<span class=\"_ _0\"></span> Autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat \u00e9t<span class=\"_ _0\"></span>endu dur<span class=\"_ _0\"></span>ant la</div>\n<div class=\"t m0 x1a h62 ye0e ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode o\u00f9<span class=\"_ _3\"></span> elles sur<span class=\"_ _3\"></span>viennent. Les<span class=\"_ _3\"></span> r\u00e9\u00e9valua<span class=\"lsdc wse9\">tions ne sont pas re<span class=\"_ _0\"></span>class\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 ye0f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> durant les<span class=\"_ _0\"></span> p\u00e9riodes<span class=\"_ _0\"></span> ult\u00e9rieu<span class=\"_ _0\"></span>res. L\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat net es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 ye10 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9 en appli<span class=\"_ _0\"></span>quant u<span class=\"_ _0\"></span>n taux d<span class=\"_ _0\"></span>\u2019actual<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>au pass<span class=\"_ _0\"></span>if (ou \u00e0 <span class=\"_ _0\"></span>l\u2019actif<span class=\"_ _0\"></span>) net</div>\n<div class=\"t m0 x1a h62 ye11 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 \u00e0 la prest<span class=\"_ _0\"></span>ation d\u00e9f<span class=\"_ _0\"></span>inie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye12 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye13 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s des se<span class=\"_ _0\"></span>rvices p<span class=\"_ _0\"></span>ass\u00e9s s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x1a h62 ye14 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la premi\u00e8<span class=\"_ _0\"></span>re date ent<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye15 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">date de l<span class=\"_ _3\"></span>\u2019amendeme<span class=\"lsdc wse9\">nt ou de la restrict<span class=\"_ _0\"></span>ion du pl<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye16 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">date o\u00f9 Ag<span class=\"_ _0\"></span>eas compt<span class=\"_ _0\"></span>abilise l<span class=\"_ _0\"></span>es co\u00fbts de r<span class=\"_ _0\"></span>estruct<span class=\"_ _0\"></span>uration.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 786px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 791px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 235px; height: 871px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s qui so<span class=\"_ _0\"></span>utienn<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>passifs<span class=\"_ _0\"></span> de <span class=\"wse9\">ret<span class=\"_ _0\"></span>raite d\u2019un<span class=\"_ _0\"></span>e entit\u00e9, d<span class=\"_ _0\"></span>oivent </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9pondr<span class=\"_ _0\"></span>e \u00e0 certain<span class=\"_ _0\"></span>s crit\u00e8res<span class=\"_ _0\"></span> avant d\u2019\u00ea<span class=\"_ _0\"></span>tre class<span class=\"_ _0\"></span>\u00e9s parmi les<span class=\"_ _0\"></span> actifs de</div>\n<div class=\"t m0 x6 h62 y8b3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite adm<span class=\"_ _0\"></span>is. Ces <span class=\"_ _0\"></span>crit\u00e8r<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>nt sur l<span class=\"_ _0\"></span>e fait qu<span class=\"_ _0\"></span>e ces act<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x6 h62 y93e ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">doivent \u00eatre s\u00e9p<span class=\"_ _3\"></span>ar\u00e9s l\u00e9galement<span class=\"_ _3\"></span> d\u2019Ageas ou de ses cr\u00e9an<span class=\"_ _3\"></span>ciers. Si tel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pas l<span class=\"lsde wsfa\">e cas, les actifs seront repris sous<span class=\"_ _3\"></span> la rubrique corre<span class=\"_ _3\"></span>spondante </span></div>\n<div class=\"t m0 x6 h62 y940 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019\u00e9tat de la<span class=\"_ _3\"></span> situation finan<span class=\"_ _3\"></span>ci\u00e8re (placemen<span class=\"_ _3\"></span>ts, immobilisat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x6 h62 y941 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles, et<span class=\"_ _0\"></span>c.). Si l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s resp<span class=\"_ _0\"></span>ectent l<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res, ils<span class=\"_ _0\"></span> sont af<span class=\"_ _0\"></span>fect\u00e9s \u00e0</div>\n<div class=\"t m0 x6 h62 y942 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019oblig<span class=\"_ _0\"></span>ation de ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compens<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>ntr<span class=\"wseb\">e les j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s de re<span class=\"_ _0\"></span>traite et<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y945 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>ualis\u00e9<span class=\"_ _0\"></span>e des passif<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ifs aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 prest<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies</div>\n<div class=\"t m0 x6 h62 y946 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">peut r\u00e9sulter en<span class=\"_ _3\"></span> un montant n\u00e9gati<span class=\"_ _3\"></span>f (un actif). Si tel es<span class=\"_ _3\"></span>t le cas, l'acti<span class=\"_ _3\"></span>f</div>\n<div class=\"t m0 x6 h62 y9ed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ne pe<span class=\"_ _0\"></span>ut pas d\u00e9pa<span class=\"_ _0\"></span>sser la val<span class=\"_ _0\"></span>eur actua<span class=\"_ _0\"></span>lis\u00e9e de<span class=\"ls0 ws0\"> </span>tout<span class=\"_ _0\"></span> avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y9ee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que sous for<span class=\"_ _0\"></span>me de remb<span class=\"_ _0\"></span>ourseme<span class=\"_ _0\"></span>nts du r\u00e9gi<span class=\"_ _0\"></span>me ou de</div>\n<div class=\"t m0 x6 h62 y9ef ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>ons des co<span class=\"_ _0\"></span>tisati<span class=\"_ _0\"></span>ons futur<span class=\"_ _0\"></span>es au r\u00e9gime (p<span class=\"_ _0\"></span>lafon<span class=\"_ _0\"></span>d d\u2019actifs).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es qui octro<span class=\"_ _0\"></span>ient des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es sociaux \u00e0 lo<span class=\"_ _0\"></span>ng terme,<span class=\"_ _0\"></span> mais qui</div>\n<div class=\"t m0 x6 h62 y9f2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne sont pas de<span class=\"_ _0\"></span>s r\u00e9gimes<span class=\"_ _0\"></span> de retrait<span class=\"_ _0\"></span>e sont \u00e9va<span class=\"_ _0\"></span>lu\u00e9<span class=\"lsde wseb\">s \u00e0 la valeur<span class=\"_ _3\"></span> actuali<span class=\"_ _3\"></span>s\u00e9e </span></div>\n<div class=\"t m0 x6 h62 y9f3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au moyen <span class=\"_ _0\"></span>de la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span>des unit\u00e9<span class=\"_ _0\"></span>s de cr\u00e9<span class=\"_ _0\"></span>dit proj<span class=\"_ _0\"></span>et\u00e9es. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>ributio<span class=\"_ _0\"></span>ns d\u2019Ag<span class=\"_ _0\"></span>eas aux<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0 cotis<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f6 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites au com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e auquel el<span class=\"_ _0\"></span>les se</div>\n<div class=\"t m0 x6 h62 y9f7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapportent, \u00e0<span class=\"_ _3\"></span> l\u2019exception<span class=\"_ _3\"></span> des r\u00e9gi<span class=\"lsdc wse9\">mes de retraite \u00e0 cot<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f8 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">assortis d\u2019<span class=\"_ _3\"></span>un rendement<span class=\"_ _3\"></span> garanti do<span class=\"_ _3\"></span>nt le trai<span class=\"_ _3\"></span>tement compta<span class=\"_ _3\"></span>ble est le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f9 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame qu<span class=\"_ _0\"></span>e pour les<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ad ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons li\u00e9es aux<span class=\"_ _0\"></span> avantag<span class=\"_ _0\"></span>es post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ae ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Certaines e<span class=\"_ _3\"></span>ntreprises Ag<span class=\"_ _3\"></span>eas accordent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e0 leurs employ<span class=\"_ _0\"></span>\u00e9s retrai<span class=\"_ _0\"></span>t\u00e9s des </span></span></div>\n<div class=\"t m0 x6 h62 yc02 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges de post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">retraite c<span class=\"_ _0\"></span>omme de<span class=\"_ _0\"></span>s pr\u00eats \u00e0 t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat <span class=\"_ _0\"></span>pr\u00e9f\u00e9re<span class=\"_ _0\"></span>ntiel </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une assu<span class=\"_ _0\"></span>rance soins<span class=\"_ _0\"></span> de sant\u00e9. L<span class=\"_ _0\"></span>e droit \u00e0 ces av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s est en</div>\n<div class=\"t m0 x6 h62 yc04 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span> octroy\u00e9 <span class=\"_ _0\"></span>aux em<span class=\"_ _0\"></span>ploy\u00e9s q<span class=\"_ _0\"></span>ui rest<span class=\"_ _0\"></span>ent en se<span class=\"_ _0\"></span>rvice j<span class=\"_ _0\"></span>usqu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019\u00e2ge de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 yc05 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et ont attei<span class=\"_ _0\"></span>nt une anci<span class=\"_ _0\"></span>ennet\u00e9 mi<span class=\"_ _0\"></span>nimale. Le<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> attendus</div>\n<div class=\"t m0 x6 h62 yc06 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engendr\u00e9s p<span class=\"_ _3\"></span>ar l\u2019octroi<span class=\"_ _3\"></span> de ces <span class=\"_ _3\"></span>avantages s\u2019ac<span class=\"_ _3\"></span>cumulent sur <span class=\"_ _3\"></span>la p\u00e9riode<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya45 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019empl<span class=\"_ _0\"></span>oi selon une<span class=\"_ _0\"></span> m\u00e9thode si<span class=\"_ _0\"></span>milaire \u00e0 cel<span class=\"_ _0\"></span>le appliq<span class=\"_ _0\"></span>u\u00e9e aux pla<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 ya46 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies. La val<span class=\"_ _0\"></span>eur de ces obli<span class=\"_ _0\"></span>gation<span class=\"_ _0\"></span>s est</div>\n<div class=\"t m0 x6 h62 ya47 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e par de<span class=\"_ _0\"></span>s calculs act<span class=\"_ _0\"></span>uariel<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e y95e ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Options s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9rat<span class=\"_ _0\"></span>ion en act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des optio<span class=\"_ _0\"></span>ns sur acti<span class=\"_ _0\"></span>ons et des act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restreint<span class=\"_ _0\"></span>e, qu'il</div>\n<div class=\"t m0 x6 h62 y960 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'agiss<span class=\"_ _0\"></span>e de plans r<span class=\"_ _0\"></span>\u00e9gl\u00e9s en act<span class=\"_ _0\"></span>ions ou en esp<span class=\"_ _0\"></span>\u00e8ces, so<span class=\"_ _0\"></span>nt octroy\u00e9<span class=\"_ _0\"></span>es aux</div>\n<div class=\"t m0 x6 h62 y961 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs et a<span class=\"lsde wsfa\">ux employ\u00e9s pour servic<span class=\"_ _3\"></span>es re\u00e7us. La juste<span class=\"_ _3\"></span> valeur </span></div>\n<div class=\"t m0 x6 h62 y962 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des servic<span class=\"_ _0\"></span>es re\u00e7us<span class=\"_ _0\"></span> est \u00e9tabli<span class=\"_ _0\"></span>e par rapport<span class=\"_ _0\"></span> \u00e0 la juste val<span class=\"_ _0\"></span>eur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y963 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur actio<span class=\"_ _0\"></span>ns et des actio<span class=\"_ _0\"></span>ns \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 rest<span class=\"_ _0\"></span>reinte ac<span class=\"_ _0\"></span>cord\u00e9e<span class=\"_ _0\"></span>s. Les char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 y964 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des optio<span class=\"_ _0\"></span>ns sur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9r<span class=\"_ _0\"></span>ation en ac<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">sont </span></div>\n<div class=\"t m0 x6 h62 y965 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s \u00e0 la date d\u2019att<span class=\"_ _0\"></span>ributi<span class=\"_ _0\"></span>on sur la bas<span class=\"_ _0\"></span>e de la juste va<span class=\"_ _0\"></span>leur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y966 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des acti<span class=\"_ _0\"></span>ons \u00e0 cessibi<span class=\"_ _0\"></span>lit\u00e9 rest<span class=\"_ _0\"></span>reinte et<span class=\"_ _0\"></span> sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en compte d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y967 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, soit i<span class=\"_ _0\"></span>mm\u00e9di<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019attri<span class=\"_ _0\"></span>butio<span class=\"_ _0\"></span>n s\u2019il n\u2019y<span class=\"_ _0\"></span> a pas de</div>\n<div class=\"t m0 x6 h62 y968 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u2019acquis<span class=\"_ _0\"></span>ition des d<span class=\"_ _0\"></span>r<span class=\"lsde wsfa\">oits, soit prorata<span class=\"_ _3\"></span> temporis sur la p\u00e9r<span class=\"_ _3\"></span>iode </span></div>\n<div class=\"t m0 x6 h62 y969 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s options et<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns \u00e0 cessibil<span class=\"_ _0\"></span>it\u00e9 rest<span class=\"_ _0\"></span>reinte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96a ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96b ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plan<span class=\"_ _0\"></span>s r\u00e9gl\u00e9s<span class=\"_ _0\"></span> en inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y96c ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme une augmentat<span class=\"_ _3\"></span>ion des capitaux pr<span class=\"_ _3\"></span>opres et sont r\u00e9\u00e9v<span class=\"_ _3\"></span>alu\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y96d ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le nombre d'<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s jusqu'\u00e0 ce qu<span class=\"_ _0\"></span>e les condit<span class=\"_ _0\"></span>ions d'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion des dr<span class=\"_ _0\"></span>oits</div>\n<div class=\"t m0 x6 h62 y96e ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soient re<span class=\"_ _0\"></span>mplies.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y970 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plans r\u00e9gl\u00e9<span class=\"_ _3\"></span>s en esp\u00e8ces sont<span class=\"_ _3\"></span> comptabilis\u00e9s comm<span class=\"_ _3\"></span>e une</div>\n<div class=\"t m0 x6 h62 y971 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ation du pas<span class=\"_ _0\"></span>sif et sont r<span class=\"_ _0\"></span>\u00e9\u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la fois pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y972 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">nombr<span class=\"_ _0\"></span>e d'acti<span class=\"_ _0\"></span>ons jusqu'<span class=\"_ _0\"></span>\u00e0 ce qu<span class=\"_ _0\"></span>e les con<span class=\"_ _0\"></span>ditions <span class=\"_ _0\"></span>d'ac<span class=\"lsde\">quisition des </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y973 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits soi<span class=\"_ _0\"></span>ent rem<span class=\"_ _0\"></span>plies<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y974 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">variation</span> <span class=\"lsdc wse9\">de la juste valeur des<span class=\"_ _0\"></span> actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y975 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les charges r\u00e9\u00e9<span class=\"_ _3\"></span>valu\u00e9es sont comp<span class=\"_ _3\"></span>tabilis\u00e9es dans<span class=\"_ _3\"></span> le compte de r\u00e9sulta<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yae7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant la <span class=\"_ _3\"></span>p\u00e9riode d'a<span class=\"_ _3\"></span>cquisition de<span class=\"_ _3\"></span>s droits.<span class=\"_ _3\"></span> Les charges<span class=\"_ _3\"></span> li\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 yae8 ffeb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'exerci<span class=\"lsdc wseb\">ce en cours<span class=\"_ _0\"></span> et aux ex<span class=\"_ _0\"></span>ercices<span class=\"_ _0\"></span> ant\u00e9r<span class=\"_ _0\"></span>ieurs so<span class=\"_ _0\"></span>nt direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaea ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La just<span class=\"_ _0\"></span>e valeur d<span class=\"_ _0\"></span>es opti<span class=\"_ _0\"></span>ons sur ac<span class=\"_ _0\"></span>tions<span class=\"_ _0\"></span> se calc<span class=\"_ _0\"></span>ule d\u2019apr<span class=\"_ _0\"></span>\u00e8s un mo<span class=\"_ _0\"></span>d\u00e8le</div>\n<div class=\"t m0 x1a h62 ya5e ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019\u00e9valuation<span class=\"_ _3\"></span> des option<span class=\"_ _3\"></span>s qui prend<span class=\"_ _3\"></span> en comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5f ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">cours de l\u2019a<span class=\"_ _0\"></span>ction \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019octr<span class=\"_ _0\"></span>oi<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">prix d<span class=\"_ _3\"></span>'exer<span class=\"_ _3\"></span>cice</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ya61 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">dur\u00e9e pr\u00e9v<span class=\"_ _0\"></span>ue de l\u2019opt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">volati<span class=\"_ _0\"></span>lit\u00e9 atten<span class=\"_ _0\"></span>due de l\u2019act<span class=\"_ _0\"></span>if sous<span class=\"ls0 ws0\">-</span>jac<span class=\"_ _0\"></span>ent et les div<span class=\"_ _0\"></span>idendes </span></span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffeb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9vus<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yaeb ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">taux</span> <span class=\"lsdc wse9\">d\u2019int\u00e9r\u00eat sa<span class=\"_ _0\"></span>ns risque s<span class=\"_ _0\"></span>ur la dur\u00e9e de v<span class=\"_ _0\"></span>ie pr\u00e9vue d<span class=\"_ _0\"></span>e l\u2019option.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 835px; height: 262px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 309px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yaec ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e les optio<span class=\"_ _0\"></span>ns sont exer<span class=\"_ _0\"></span>c\u00e9es et de no<span class=\"_ _0\"></span>uvelles<span class=\"_ _0\"></span> actions \u00e9m<span class=\"_ _0\"></span>ises, le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yaee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recettes<span class=\"_ _0\"></span>, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des \u00e9vent<span class=\"_ _0\"></span>uels frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion, sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>\u00e9es au ca<span class=\"_ _0\"></span>pital s<span class=\"_ _0\"></span>ocial (va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale) <span class=\"_ _0\"></span>et l\u2019exc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde\">dent est enregi<span class=\"_ _3\"></span>str\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme prime<span class=\"_ _3\"></span> d\u2019\u00e9mission. D<span class=\"_ _3\"></span>ans le c<span class=\"_ _3\"></span>as o\u00f9 des<span class=\"_ _3\"></span> actions propre<span class=\"_ _3\"></span>s sont</div>\n<div class=\"t m0 x1a h62 yaf1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9es \u00e0 cette fi<span class=\"_ _0\"></span>n, elles ser<span class=\"_ _0\"></span>ont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es du post<span class=\"_ _0\"></span>e Action<span class=\"_ _0\"></span>s propres<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y989 ffed fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Droits de<span class=\"_ _3\"></span>s employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les droits des<span class=\"_ _3\"></span> employ\u00e9s aux vacan<span class=\"_ _3\"></span>ces annuelles et au<span class=\"_ _3\"></span>x cong\u00e9s</div>\n<div class=\"t m0 x1a h62 y98b ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 so<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> lorsque les m<span class=\"_ _0\"></span>ontants<span class=\"_ _0\"></span> en question</div>\n<div class=\"t m0 x1a h62 y98c ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre ve<span class=\"_ _0\"></span>rs\u00e9s au<span class=\"_ _0\"></span>x employ<span class=\"_ _0\"></span>\u00e9s. Une p<span class=\"_ _0\"></span>rovisi<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>onstit<span class=\"_ _0\"></span>u\u00e9e afin <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 ya64 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrir l<span class=\"_ _0\"></span>\u2019oblig<span class=\"_ _0\"></span>ation es<span class=\"_ _0\"></span>tim\u00e9e p<span class=\"_ _0\"></span>our les v<span class=\"_ _0\"></span>acance<span class=\"_ _0\"></span>s annue<span class=\"_ _0\"></span>lles et l<span class=\"_ _0\"></span>es cong\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ya65 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 e<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>e des serv<span class=\"_ _0\"></span>ices p<span class=\"_ _0\"></span>rest\u00e9s p<span class=\"_ _0\"></span>ar les em<span class=\"_ _0\"></span>ploy\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya66 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsdc wseb\">usqu\u2019\u00e0 la d<span class=\"_ _0\"></span>ate de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb11 ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.14<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Provisions<span class=\"_ _0\"></span> et \u00e9vent<span class=\"_ _0\"></span>ualit\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeaa ffed fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeab ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Passif do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> et l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce ne sont p<span class=\"_ _0\"></span>as encor<span class=\"_ _0\"></span>e connus av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x1a h62 yeac ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certitu<span class=\"_ _0\"></span>de. Des prov<span class=\"_ _0\"></span>isions s<span class=\"_ _0\"></span>ont constit<span class=\"_ _0\"></span>u\u00e9es s'<span class=\"_ _0\"></span>il existe un<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yead ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e (l\u00e9gale ou <span class=\"wseb\">i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e) de tr<span class=\"_ _0\"></span>ansf\u00e9re<span class=\"_ _0\"></span>r des av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s \u00e9conomi<span class=\"_ _0\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 yeae ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie,<span class=\"_ _0\"></span> r\u00e9sulta<span class=\"_ _0\"></span>nt d'un \u00e9v\u00e9n<span class=\"_ _0\"></span>ement pass<span class=\"_ _0\"></span>\u00e9 et si une</div>\n<div class=\"t m0 x1a h62 yeaf ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on fia<span class=\"_ _0\"></span>ble peut<span class=\"_ _0\"></span> \u00eatre r\u00e9<span class=\"_ _0\"></span>alis\u00e9e \u00e0 <span class=\"_ _0\"></span>la date <span class=\"_ _0\"></span>de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 yeb0 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re. De<span class=\"_ _3\"></span>s provisions son<span class=\"_ _3\"></span>t \u00e9tablies pour<span class=\"_ _3\"></span> certains contr<span class=\"lsdc wseb\">ats de </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e en vertu d<span class=\"_ _0\"></span>esquels A<span class=\"_ _0\"></span>geas est ten<span class=\"_ _0\"></span>u de payer en c<span class=\"_ _0\"></span>as de d\u00e9faut d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yeb2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nt. Les prov<span class=\"_ _0\"></span>isions so<span class=\"_ _0\"></span>nt estim<span class=\"_ _0\"></span>\u00e9es \u00e0 la lumi\u00e8r<span class=\"_ _0\"></span>e des fact<span class=\"_ _0\"></span>eurs et</div>\n<div class=\"t m0 x1a h62 yeb3 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions pert<span class=\"_ _0\"></span>inent<span class=\"_ _0\"></span>s connus \u00e0 la d<span class=\"_ _0\"></span>ate de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yeb4 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span>et sont ha<span class=\"_ _3\"></span>bituellement<span class=\"_ _3\"></span> actualis\u00e9<span class=\"lsdc wse9\">s au taux sans risq<span class=\"_ _0\"></span>ue.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 394px; height: 168px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 58px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 771px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 776px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 902px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ye7a ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.15<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Composant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span></span>s </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeba ffed fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Frais d\u2019\u00e9missi<span class=\"_ _3\"></span>on <span class=\"lsdc wse8\">d\u2019actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yebb ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les frais d\u2019<span class=\"_ _0\"></span>\u00e9missi<span class=\"_ _0\"></span>on de nouve<span class=\"_ _0\"></span>lles acti<span class=\"_ _0\"></span>ons ou d\u2019opt<span class=\"_ _0\"></span>ions sur act<span class=\"_ _0\"></span>ions da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 yebc ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un autre co<span class=\"_ _0\"></span>ntexte qu<span class=\"_ _0\"></span>e le regroup<span class=\"_ _0\"></span>ement d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises, sont<span class=\"_ _0\"></span> port\u00e9s en</div>\n<div class=\"t m0 x1a h62 yebd ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diminution d<span class=\"_ _3\"></span>es capitau<span class=\"_ _3\"></span>x propres, a<span class=\"_ _3\"></span>pr\u00e8s d\u00e9duc<span class=\"_ _3\"></span>tion des imp<span class=\"_ _3\"></span>\u00f4<span class=\"lsdc wse9\">ts sur les </span></div>\n<div class=\"t m0 x1a h62 yebe ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">revenus af<span class=\"_ _3\"></span>f\u00e9rents.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 83px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la soci\u00e9t<span class=\"_ _0\"></span>\u00e9 m\u00e8r<span class=\"_ _0\"></span>e ou ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s ach\u00e8te<span class=\"_ _0\"></span>nt des ac<span class=\"_ _0\"></span>tions Ag<span class=\"_ _0\"></span>eas ou</div>\n<div class=\"t m0 x6 h62 y8b3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqui\u00e8r<span class=\"_ _0\"></span>ent des dr<span class=\"_ _0\"></span>oits d\u2019ach<span class=\"_ _0\"></span>at d\u2019acti<span class=\"_ _0\"></span>ons, la r\u00e9mu<span class=\"_ _0\"></span>n\u00e9ratio<span class=\"_ _0\"></span>n pay\u00e9e, e<span class=\"_ _0\"></span>n ce</div>\n<div class=\"t m0 x6 h62 y93e fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> les frais de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion imput<span class=\"_ _0\"></span>ables, ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duc<span class=\"_ _0\"></span>tion des im<span class=\"_ _0\"></span>p<span class=\"lsf8 ws111\">\u00f4ts </span></div>\n<div class=\"t m0 x6 h62 y93f fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur les re<span class=\"_ _3\"></span>venus, est <span class=\"_ _3\"></span>enregistr\u00e9e<span class=\"_ _3\"></span> en d\u00e9duction<span class=\"_ _3\"></span> des capi<span class=\"_ _3\"></span>taux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y940 fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">totaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y942 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les dividend<span class=\"_ _3\"></span>es vers\u00e9s<span class=\"_ _3\"></span> sur les<span class=\"_ _3\"></span> actions propr<span class=\"_ _3\"></span>es qui son<span class=\"_ _3\"></span>t d\u00e9tenues p<span class=\"_ _3\"></span>ar des</div>\n<div class=\"t m0 x6 h62 y943 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises Age<span class=\"_ _0\"></span>as sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s lors<span class=\"_ _0\"></span> de la pr\u00e9par<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9tats</div>\n<div class=\"t m0 x6 h62 y944 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s Ageas d\u00e9<span class=\"_ _3\"></span>tenues par A<span class=\"_ _3\"></span>geasfinlux S<span class=\"_ _3\"></span>.A. dans le <span class=\"_ _3\"></span>cadre des</div>\n<div class=\"t m0 x6 h62 y9ed fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres <span class=\"_ _3\"></span>FRESH ne <span class=\"_ _3\"></span>sont pas a<span class=\"_ _3\"></span>ssorties du <span class=\"_ _3\"></span>droit</div>\n<div class=\"t m0 x6 h62 y9ee fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde ou au capit<span class=\"_ _0\"></span>al. Ces act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> \u00e9limin\u00e9<span class=\"_ _0\"></span>es lors du ca<span class=\"_ _0\"></span>lcul du</div>\n<div class=\"t m0 x6 h62 y9ef fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividende, <span class=\"_ _3\"></span>du b\u00e9n\u00e9fice <span class=\"_ _3\"></span>net et d<span class=\"_ _3\"></span>es capitaux <span class=\"_ _3\"></span>propres pa<span class=\"_ _3\"></span>r action. <span class=\"lsdc\">Le co\u00fbt </span></div>\n<div class=\"t m0 x6 h62 y9f0 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> des actio<span class=\"_ _3\"></span>ns est d\u00e9d<span class=\"_ _3\"></span>uit des <span class=\"_ _3\"></span>capitaux prop<span class=\"_ _3\"></span>res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 141px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 256px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y94b fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Instruments fina<span class=\"_ _3\"></span>nciers hybride<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9m<span class=\"_ _0\"></span>ents d\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs hybri<span class=\"_ _0\"></span>des (d<span class=\"_ _0\"></span>ettes et<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9a6 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">propres<span class=\"_ _0\"></span>) sont c<span class=\"_ _0\"></span>lass\u00e9s s<span class=\"_ _0\"></span>ous leu<span class=\"_ _0\"></span>r rubri<span class=\"_ _0\"></span>que res<span class=\"_ _0\"></span>pective <span class=\"_ _0\"></span>dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h62 y9a7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h7e y94f fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres composan<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y950 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de c<span class=\"_ _0\"></span>apitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es sont l<span class=\"_ _0\"></span>i\u00e9s aux as<span class=\"_ _0\"></span>pects</div>\n<div class=\"t m0 x6 h62 y951 fff0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">suivants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y952 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">M<span class=\"_ _3\"></span>ouvements</span><span class=\"fff0\"> <span class=\"lsde wsfa\">di<span class=\"_ _3\"></span>rects dans les<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s relatifs aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y953 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprises a<span class=\"_ _3\"></span>ssoci\u00e9es (v<span class=\"_ _3\"></span>oir paragraph<span class=\"_ _3\"></span>e 2.6)<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y954 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsf7 wseb\">D<span class=\"_ _3\"></span>evise<span class=\"_ _3\"></span>s</span><span class=\"fff0\"> <span class=\"lsde wseb\">\u00e9trang\u00e8<span class=\"_ _3\"></span>res (voir<span class=\"_ _3\"></span> paragraphe<span class=\"_ _3\"></span> 2.7)</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y955 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">P<span class=\"_ _3\"></span>lacements</span><span class=\"fff0\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles <span class=\"_ _3\"></span>\u00e0 la vente<span class=\"_ _3\"></span> (voir parag<span class=\"_ _3\"></span>raphe 2.8.1)</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y956 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">C<span class=\"_ _3\"></span>ouverture</span><span class=\"fff0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e (voir par<span class=\"_ _0\"></span>agraph<span class=\"_ _0\"></span>e 2.8.2)<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y957 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">\u00c9<span class=\"_ _3\"></span>l\u00e9ments</span><span class=\"fff0\"> <span class=\"lsdc wse9\">de participati<span class=\"_ _0\"></span>on discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire (voir pa<span class=\"_ _0\"></span>ragraph<span class=\"_ _0\"></span>e 2.8.11)<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y958 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsdc wse8\">Gains</span><span class=\"fff0\"> <span class=\"lsdc wse9\">et pertes act<span class=\"_ _0\"></span>uariels su<span class=\"_ _0\"></span>r les plans<span class=\"_ _0\"></span> \u00e0 prestatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es (voir </span></span></span></div>\n<div class=\"t m0 x5c h62 y959 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">paragraphe 2<span class=\"_ _3\"></span>.8.13)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y95a fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsdc wse8\">Options</span><span class=\"fff0\"> <span class=\"lsdc wseb\">sur acti<span class=\"_ _0\"></span>ons et <span class=\"_ _0\"></span>plans d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> gratuit<span class=\"_ _0\"></span>e<span class=\"lsde\">s (voir para<span class=\"_ _3\"></span>graphe </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y95b fff0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2.8.13)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsf8 ws111\">e<span class=\"_ _3\"></span>t </span> </span></div>\n<div class=\"t m0 x6 h62 y95c fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">D<span class=\"_ _3\"></span>ividende<span class=\"lsdc wse9\">, actions prop<span class=\"_ _0\"></span>res et annu<span class=\"_ _0\"></span>lation d'<span class=\"_ _0\"></span>actions.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yec0 fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.16<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Encaissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>brut<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye37 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Contrats de<span class=\"_ _3\"></span> courte d<span class=\"_ _3\"></span>ur\u00e9e et con<span class=\"_ _3\"></span>trats de lon<span class=\"_ _3\"></span>gue dur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye38 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de court<span class=\"_ _0\"></span>e dur\u00e9e est<span class=\"_ _0\"></span> un contrat<span class=\"_ _0\"></span> qui procu<span class=\"_ _0\"></span>re une</div>\n<div class=\"t m0 x6 h62 ye39 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure d\u2019ass<span class=\"_ _0\"></span>urance <span class=\"lsde wsfa\">pour une p\u00e9riode fixe de courte<span class=\"_ _3\"></span> dur\u00e9e et permet </span></div>\n<div class=\"t m0 x6 h62 ye3a fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 l\u2019assur<span class=\"_ _0\"></span>eur de r\u00e9si<span class=\"_ _0\"></span>lier le contr<span class=\"_ _0\"></span>at ou de l\u2019am<span class=\"_ _0\"></span>ender \u00e0 la fin de l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ye3b fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uelle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3c fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye3d fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de lon<span class=\"_ _0\"></span>gue dur\u00e9<span class=\"_ _0\"></span>e est un contr<span class=\"_ _0\"></span>at qui ne peut<span class=\"_ _0\"></span> pas</div>\n<div class=\"t m0 x6 h62 ye3e fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00eatre mod<span class=\"_ _0\"></span>ifi\u00e9 de m<span class=\"_ _0\"></span>ani\u00e8re <span class=\"_ _0\"></span>unilat\u00e9<span class=\"_ _0\"></span>rale, c<span class=\"_ _0\"></span>omme un c<span class=\"_ _0\"></span><span class=\"lsde\">ontrat non r\u00e9<span class=\"_ _3\"></span>siliable ou<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ye3f fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at \u00e0 renouvel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> garanti,<span class=\"_ _0\"></span> et qui n\u00e9ces<span class=\"_ _0\"></span>site l\u2019e<span class=\"_ _0\"></span>x\u00e9cutio<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x6 h62 yec1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts fonct<span class=\"_ _0\"></span>ions et serv<span class=\"_ _0\"></span>ices (y com<span class=\"_ _0\"></span>pris la couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d\u2019assur<span class=\"_ _0\"></span>ance)</div>\n<div class=\"t m0 x6 h62 yec2 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant une<span class=\"_ _3\"></span> p\u00e9riode de<span class=\"_ _3\"></span> longue du<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye42 fff2 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Primes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye43 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes rela<span class=\"_ _3\"></span>tives aux contra<span class=\"_ _3\"></span>ts de lon<span class=\"lsdc wse9\">gue dur\u00e9e d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e Vie et </span></div>\n<div class=\"t m0 x6 h62 ye44 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tion<span class=\"_ _0\"></span>naire aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 yec3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9es <span class=\"_ _3\"></span>en revenus <span class=\"_ _3\"></span>au moment o<span class=\"_ _3\"></span>\u00f9 elles <span class=\"_ _3\"></span>sont dues p<span class=\"_ _3\"></span>ar les ti<span class=\"_ _3\"></span>tulaires</div>\n<div class=\"t m0 x1a h62 yec4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats. Les pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns et frais de ges<span class=\"_ _0\"></span>tion fut<span class=\"_ _0\"></span>urs estim<span class=\"_ _0\"></span>\u00e9s sont</div>\n<div class=\"t m0 x1a h62 yec5 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9s en <span class=\"lsde wsfa\">parall\u00e8le aux revenus afin de re<span class=\"_ _3\"></span>conna\u00eetre les pro<span class=\"_ _3\"></span>fits </span></div>\n<div class=\"t m0 x1a h62 yec6 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par ces<span class=\"_ _3\"></span> contrats sur leur dur\u00e9e<span class=\"_ _3\"></span> de vie estim\u00e9e<span class=\"_ _3\"></span>. Ce</div>\n<div class=\"t m0 x1a h62 yec7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapproc<span class=\"_ _0\"></span>hement es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 par la d\u00e9ter<span class=\"_ _0\"></span>minati<span class=\"_ _0\"></span>on des pass<span class=\"_ _0\"></span>ifs des</div>\n<div class=\"t m0 x1a h62 yec8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et d'i<span class=\"_ _0\"></span>nvesti<span class=\"_ _0\"></span>ssement<span class=\"_ _0\"></span> avec partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yec9 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">b\u00e9n\u00e9fices, ai<span class=\"_ _0\"></span>nsi que par le re<span class=\"_ _0\"></span>port et l'<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement </span></span></div>\n<div class=\"t m0 x1a h62 yeca fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ur des frais d<span class=\"_ _0\"></span>\u2019acqui<span class=\"_ _0\"></span>sition des<span class=\"_ _0\"></span> contrats \u00e0 p<span class=\"_ _0\"></span>ayer d\u2019a<span class=\"_ _0\"></span>vance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yecb fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Primes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecc fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e courte dur<span class=\"_ _0\"></span>\u00e9e (princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws12d\">vie)<span class=\"_ _3\"></span>, les </span></span></div>\n<div class=\"t m0 x1a h62 yecd fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">primes \u00e9m<span class=\"_ _0\"></span>ises sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es \u00e0 l<span class=\"_ _0\"></span>a cr\u00e9ation d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>. Les primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yece fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reco<span class=\"_ _0\"></span>nnues en r\u00e9<span class=\"_ _0\"></span>sultat au ry<span class=\"_ _0\"></span>thme de leu<span class=\"_ _0\"></span>r acquis<span class=\"_ _0\"></span>ition au pr<span class=\"_ _0\"></span>orata de</div>\n<div class=\"t m0 x1a h62 yecf fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e de co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span>ure du contr<span class=\"_ _0\"></span>at. La provis<span class=\"_ _0\"></span>ion pou<span class=\"_ _0\"></span>r primes non</div>\n<div class=\"t m0 x1a h62 yed0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acquises<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ente la part d<span class=\"_ _0\"></span>es primes \u00e9m<span class=\"_ _0\"></span>ises relat<span class=\"_ _0\"></span>ive \u00e0 la dur\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore \u00e0 cou<span class=\"_ _0\"></span>rir de la co<span class=\"_ _0\"></span>uvertur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 851px; height: 251px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 267px; width: 351px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yed2 fff0 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8<span class=\"lsde wsea\">.17<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Int\u00e9r\u00eats</span></span><span class=\"wseb\">, dividendes et autres<span class=\"_ _3\"></span> produits de <span class=\"_ _3\"></span>placement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yed3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts et charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eat<span class=\"_ _3\"></span> sont comp<span class=\"_ _3\"></span>tabilis\u00e9s en r\u00e9<span class=\"_ _3\"></span>sultat pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yed4 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tous les <span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>orteurs <span class=\"_ _0\"></span>d\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s (qu\u2019i<span class=\"_ _0\"></span>ls soie<span class=\"_ _0\"></span>nt clas<span class=\"_ _0\"></span>s\u00e9s comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed5 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance, di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>les \u00e0 la v<span class=\"_ _0\"></span>ente,<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la juste </span></div>\n<div class=\"t m0 x1a h62 yed6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat, d\u00e9<span class=\"_ _0\"></span>riv\u00e9s ou aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s ou</div>\n<div class=\"t m0 x1a h62 yed7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span>) selon l<span class=\"_ _0\"></span>a compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de d\u00e9p<span class=\"_ _0\"></span>\u00f4t, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt le tau<span class=\"_ _0\"></span>x effect<span class=\"_ _0\"></span>if</div>\n<div class=\"t m0 x1a h62 yed8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9 au prix d\u2019ac<span class=\"_ _0\"></span>hat r\u00e9el in<span class=\"_ _0\"></span>cluant les<span class=\"_ _0\"></span> frais de tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>n directs.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 yed9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>int\u00e9r\u00eat inc<span class=\"_ _3\"></span>lue<span class=\"lsdc\">nt les cou<span class=\"_ _0\"></span>pons c<span class=\"_ _0\"></span>ourus su<span class=\"_ _0\"></span>r les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s \u00e0 taux </span></div>\n<div class=\"t m0 x1a h62 yeda fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fixes et<span class=\"_ _0\"></span> variab<span class=\"_ _0\"></span>les ainsi<span class=\"_ _0\"></span> que l\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>des frai<span class=\"_ _0\"></span>s de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, de</div>\n<div class=\"t m0 x1a h62 yedb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la d\u00e9cote o<span class=\"_ _0\"></span>u de la surcot<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yedc fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yedd fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n actif f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er a \u00e9t\u00e9 <span class=\"_ _0\"></span>ramen\u00e9<span class=\"_ _0\"></span> \u00e0 sa vale<span class=\"_ _0\"></span>ur estim<span class=\"_ _0\"></span>\u00e9e de</div>\n<div class=\"t m0 x1a h62 yede fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ement, les<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat sont<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ensuite comptabilis\u00e9s<span class=\"_ _3\"></span> sur la </span></span></div>\n<div class=\"t m0 x1a h62 yedf fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base du t<span class=\"_ _0\"></span>aux eff<span class=\"_ _0\"></span>ectif init<span class=\"_ _0\"></span>ial pou<span class=\"_ _0\"></span>r actu<span class=\"_ _0\"></span>aliser le<span class=\"_ _0\"></span>s flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie fut<span class=\"_ _0\"></span>urs en</div>\n<div class=\"t m0 x1a h62 yee0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la d\u00e9t<span class=\"_ _0\"></span>erminati<span class=\"_ _0\"></span>on du monta<span class=\"_ _0\"></span>nt recouv<span class=\"_ _0\"></span>rable.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee1 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee4 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee5 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas agi<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en tant que bai<span class=\"_ _0\"></span>lleur dans<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de locat<span class=\"_ _0\"></span>ion non </span></span></div>\n<div class=\"t m0 x1a h62 yee6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9silia<span class=\"_ _0\"></span>bles qui peu<span class=\"_ _0\"></span>vent pr<span class=\"_ _0\"></span>\u00e9voir des cl<span class=\"_ _0\"></span>auses de re<span class=\"_ _0\"></span>nouvell<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>our des</div>\n<div class=\"t m0 x1a h62 yee7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement et cert<span class=\"_ _0\"></span>ains imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus<span class=\"_ _0\"></span> pour usage</div>\n<div class=\"t m0 x1a h62 yee8 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre. Le re<span class=\"_ _3\"></span>venu locatif et les<span class=\"_ _3\"></span> autres revenus son<span class=\"_ _3\"></span>t comptabilis\u00e9<span class=\"lsf0 ws10c\">s, ne<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x1a h62 yee9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des incitan<span class=\"_ _3\"></span>ts \u00e0 la <span class=\"_ _3\"></span>location oc<span class=\"_ _3\"></span>troy\u00e9s aux pr<span class=\"_ _3\"></span>eneurs, de<span class=\"_ _3\"></span> mani\u00e8re l<span class=\"_ _3\"></span>in\u00e9aire,</div>\n<div class=\"t m0 x1a h62 yeea fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sauf s'il<span class=\"_ _3\"></span> est incon<span class=\"_ _3\"></span>testable que<span class=\"_ _3\"></span> les revenus<span class=\"_ _3\"></span> ne sont<span class=\"_ _3\"></span> pas per\u00e7us<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8rement a<span class=\"_ _0\"></span>u cours de la p\u00e9r<span class=\"_ _0\"></span>iode de loc<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 403px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 yeec fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.18<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Gains et pert<span class=\"_ _0\"></span>es r\u00e9alis\u00e9s<span class=\"_ _0\"></span> et non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yeed fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les <span class=\"wseb\">ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers cl<span class=\"_ _0\"></span>ass\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es \u00e0 la v<span class=\"_ _0\"></span>ente, </span></div>\n<div class=\"t m0 x1a h62 yeee fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les gains<span class=\"_ _0\"></span> et pert<span class=\"_ _0\"></span>es r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur <span class=\"_ _0\"></span>les vent<span class=\"_ _0\"></span>es et ce<span class=\"_ _0\"></span>ssions c<span class=\"_ _0\"></span>orres<span class=\"_ _0\"></span>pondent<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yeef fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la contre<span class=\"_ _0\"></span>partie re\u00e7<span class=\"_ _0\"></span>ue et la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table init<span class=\"_ _0\"></span>iale de</div>\n<div class=\"t m0 x1a h62 yef0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019actif v<span class=\"_ _0\"></span>endu, dimi<span class=\"_ _0\"></span>nu\u00e9e de to<span class=\"_ _0\"></span>utes les d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yef1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, apr\u00e8s aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de l\u2019impac<span class=\"_ _0\"></span>t \u00e9ventu<span class=\"_ _0\"></span>el de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x1a h62 yef2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure. Les<span class=\"_ _0\"></span> gains et<span class=\"_ _0\"></span> pertes<span class=\"_ _0\"></span> r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur les<span class=\"_ _0\"></span> ventes<span class=\"_ _0\"></span> sont inc<span class=\"_ _0\"></span>lus au</div>\n<div class=\"t m0 x1a h62 yef3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sult<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>enant de<span class=\"_ _0\"></span> ventes <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a h62 yef4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9\u00e9val<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 136px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 566px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 272px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 251px; height: 855px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 251px; height: 855px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste va<span class=\"_ _0\"></span>leur par le b<span class=\"_ _0\"></span>iais du</div>\n<div class=\"t m0 x6 h62 y8b2 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at, la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre<span class=\"_ _0\"></span> la val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a fin de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y8b3 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode de<span class=\"_ _3\"></span> reporting <span class=\"_ _3\"></span>en cours e<span class=\"_ _3\"></span>t \u00e0 la <span class=\"_ _3\"></span>fin de l<span class=\"_ _3\"></span>a p\u00e9riode de<span class=\"_ _3\"></span> reporting</div>\n<div class=\"t m0 x6 h62 y93e fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9c\u00e9<span class=\"wse9\">d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse dans le c<span class=\"_ _0\"></span>ompte de r<span class=\"_ _0\"></span>\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x6 h62 y93f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wse9\">R\u00e9sultat prove<span class=\"_ _0\"></span>nant de ve<span class=\"_ _0\"></span>ntes et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y940 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts d\u00e9riv\u00e9s,<span class=\"_ _0\"></span> la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la juste val<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x6 h62 y941 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u2019inclu<span class=\"_ _0\"></span>ant pas <span class=\"_ _0\"></span>la parti<span class=\"_ _0\"></span>e latent<span class=\"_ _0\"></span>e des int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">cl<span class=\"_ _0\"></span>ean fair <span class=\"lsfe ws11a\">value<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00bb) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y942 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9r<span class=\"_ _0\"></span>iode de r<span class=\"_ _0\"></span>eportin<span class=\"_ _0\"></span>g en cou<span class=\"_ _0\"></span>rs et \u00e0 l<span class=\"_ _0\"></span>a fin de <span class=\"_ _0\"></span>la p\u00e9rio<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x6 h62 y943 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse da<span class=\"_ _0\"></span>ns le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at dans la</div>\n<div class=\"t m0 x6 h62 y944 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">R\u00e9sult<span class=\"_ _0\"></span>at proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y945 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion ou de la d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciatio<span class=\"_ _0\"></span>n d\u2019un act<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er,</div>\n<div class=\"t m0 x6 h62 y9ed fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les gains et p<span class=\"_ _0\"></span>ertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ee fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">directement <span class=\"_ _3\"></span>en capitau<span class=\"_ _3\"></span>x propres so<span class=\"_ _3\"></span>nt recycl\u00e9s <span class=\"_ _3\"></span>via le comp<span class=\"_ _3\"></span>te de r\u00e9s<span class=\"_ _3\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x6 h62 y949 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.19<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Revenus de co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye23 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span><span class=\"lsde wsea\">au<span class=\"ls0 ws0\"> </span><span class=\"wseb\">taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat eff<span class=\"_ _3\"></span>ectif<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye24 fff5 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les commiss<span class=\"lsdc wse9\">ions i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9e<span class=\"_ _0\"></span>s au taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif d\u2019<span class=\"_ _0\"></span>un instr<span class=\"_ _0\"></span>ument </span></div>\n<div class=\"t m0 x6 h62 yef7 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financier sont<span class=\"_ _3\"></span> g\u00e9n\u00e9ralement trai<span class=\"_ _3\"></span>t\u00e9es comme un ajustem<span class=\"_ _3\"></span>ent du taux</div>\n<div class=\"t m0 x6 h62 y94d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. C\u2019est le c<span class=\"_ _0\"></span>as des com<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>ns sur pr\u00eat, pe<span class=\"_ _0\"></span>r\u00e7ues e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y94e fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation <span class=\"_ _0\"></span>fin<span class=\"wse9\">anc<span class=\"_ _0\"></span>i\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 y94f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019empru<span class=\"_ _0\"></span>nteur, l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion et l\u2019e<span class=\"_ _0\"></span>nregist<span class=\"_ _0\"></span>rement de g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>s, etc., et</div>\n<div class=\"t m0 x6 h62 y950 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement de<span class=\"_ _3\"></span>s commission<span class=\"_ _3\"></span>s de monta<span class=\"_ _3\"></span>ge per\u00e7ues lo<span class=\"_ _3\"></span>rs de <span class=\"_ _3\"></span>l\u2019\u00e9mission de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y951 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passifs fina<span class=\"_ _3\"></span>nciers \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. Ce<span class=\"_ _3\"></span>s deux types <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y952 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont report\u00e9<span class=\"_ _3\"></span>s et compt<span class=\"_ _3\"></span>abilis\u00e9s s<span class=\"_ _3\"></span>ous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">forme d\u2019ajust<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y953 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t r\u00e9el de l\u2019instru<span class=\"_ _3\"></span>ment financier sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacent, \u00e9<span class=\"_ _0\"></span>valu\u00e9 au co\u00fbt<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y954 fff5 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e l\u2019inst<span class=\"_ _0\"></span>rument f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er est v<span class=\"_ _0\"></span>aloris\u00e9 <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r via le c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x6 h62 y957 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at, les hon<span class=\"_ _0\"></span>oraires s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme prod<span class=\"_ _0\"></span>uits au</div>\n<div class=\"t m0 x6 h62 y958 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span><span class=\"wseb\">e la com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span> de l\u2019ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yef8 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a fournit<span class=\"_ _0\"></span>ure de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les commissions<span class=\"_ _3\"></span> sont g\u00e9n\u00e9ralemen<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme produits<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yefa fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>es servic<span class=\"_ _0\"></span>es sont prest<span class=\"_ _0\"></span>\u00e9s. S\u2019il<span class=\"_ _0\"></span> est improb<span class=\"_ _0\"></span>able qu\u2019<span class=\"_ _0\"></span>une conve<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 yefb fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eat soit ex<span class=\"_ _0\"></span>\u00e9cut\u00e9e et<span class=\"_ _0\"></span> que l\u2019en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> de pr\u00eat n\u2019es<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pas consid\u00e9r\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yec0 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e9riv\u00e9,<span class=\"_ _0\"></span> les commis<span class=\"_ _0\"></span>sions d\u2019<span class=\"_ _0\"></span>engageme<span class=\"_ _0\"></span>nt sont</div>\n<div class=\"t m0 x6 h62 yefc fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s en produi<span class=\"_ _3\"></span>ts au pror<span class=\"_ _3\"></span>ata de la<span class=\"_ _3\"></span> p\u00e9riode d\u2019e<span class=\"_ _3\"></span>ngagement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefd fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yefe fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>missions<span class=\"_ _0\"></span> de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>comme <span class=\"_ _0\"></span>acquises<span class=\"_ _0\"></span>,</div>\n<div class=\"t m0 x6 h62 yeff fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e comme reven<span class=\"_ _0\"></span>u a</div>\n<div class=\"t m0 x6 h62 yf00 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye3c fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es \u00e0 <span class=\"_ _0\"></span>la r\u00e9ali<span class=\"_ _0\"></span>sation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sous</div>\n<div class=\"t m0 x6 h7e ye3d fff7 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les commiss<span class=\"_ _3\"></span>ions provenant<span class=\"_ _3\"></span> de la n\u00e9go<span class=\"_ _3\"></span>ciation ou<span class=\"_ _3\"></span> de la pa<span class=\"_ _3\"></span>rticipation<span class=\"_ _3\"></span> \u00e0 la</div>\n<div class=\"t m0 x6 h62 ye3f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gociat<span class=\"_ _0\"></span>ion d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pour u<span class=\"_ _0\"></span>ne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">tierc<span class=\"_ _0\"></span>e partie, s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 yec1 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la r\u00e9al<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente.<span class=\"_ _3\"></span> Les produits de </span></span></div>\n<div class=\"t m0 x6 h62 yec2 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont comptab<span class=\"_ _3\"></span>ilis\u00e9s apr\u00e8s<span class=\"_ _3\"></span> ex\u00e9cution<span class=\"_ _3\"></span> de l\u2019engage<span class=\"_ _3\"></span>ment. Les</div>\n<div class=\"t m0 x6 h62 yf01 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">commiss<span class=\"_ _0\"></span>ions de s<span class=\"_ _0\"></span>yndicat<span class=\"_ _0\"></span>ion de p<span class=\"_ _0\"></span>r\u00eat sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yf02 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits lo<span class=\"_ _3\"></span>rsque la s<span class=\"_ _3\"></span>yndic<span class=\"lsdc wse9\">ation a \u00e9t\u00e9 men<span class=\"_ _0\"></span>\u00e9e \u00e0 terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye44 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye45 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits de<span class=\"_ _3\"></span> ces contrats de pla<span class=\"_ _3\"></span>cement, dont le ri<span class=\"_ _3\"></span>sque d\u2019assurance</div>\n<div class=\"t m0 x6 h62 yf03 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert n<span class=\"_ _0\"></span>\u2019est pas s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atif, cons<span class=\"_ _0\"></span>istent en d<span class=\"_ _0\"></span>es commis<span class=\"_ _0\"></span>sions co<span class=\"_ _0\"></span>uvrant la</div>\n<div class=\"t m0 x6 h62 yf04 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture d\u2019<span class=\"_ _3\"></span>assurance<span class=\"_ _3\"></span>, des commis<span class=\"_ _3\"></span>sions pour <span class=\"_ _3\"></span>frais d\u2019admin<span class=\"_ _3\"></span>istration e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yf05 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s de racha<span class=\"_ _3\"></span>t. Les comm<span class=\"_ _3\"></span>issions son<span class=\"_ _3\"></span>t comptabili<span class=\"_ _3\"></span>s\u00e9es en</div>\n<div class=\"t m0 x1a h62 ye49 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits lorsque<span class=\"_ _3\"></span> les services son<span class=\"_ _3\"></span>t fournis. Les<span class=\"_ _3\"></span> charges incluent le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ye4a fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions en cas de d<span class=\"_ _0\"></span>\u00e9c\u00e8s et les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats c<span class=\"_ _0\"></span>r\u00e9dit\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 31px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 677px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 20px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div id=\"fs_7JFAFP34C000000000000000000000\">\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yec6 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.20<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Imp\u00f4t <span class=\"lsf7 wseb\">su<span class=\"_ _3\"></span>r</span></span> </span><span class=\"wseb\">le<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e yf06 fff7 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Imp\u00f4t exi<span class=\"_ _0\"></span>gible<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf07 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019<span class=\"wse9\">imp\u00f4t<span class=\"_ _0\"></span> exigibl<span class=\"_ _0\"></span>e est le monta<span class=\"_ _0\"></span>nt des imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9s<span class=\"_ _0\"></span>ultat paya<span class=\"_ _0\"></span>bles </span></div>\n<div class=\"t m0 x1a h62 yf08 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(r\u00e9cup\u00e9<span class=\"_ _0\"></span>rables<span class=\"_ _0\"></span>) au titre du r\u00e9s<span class=\"_ _0\"></span>ultat imp<span class=\"_ _0\"></span>osable (p<span class=\"_ _0\"></span>erte fisc<span class=\"_ _0\"></span>ale) d\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 yf09 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e9riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecb fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yecc fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s sur le <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme u<span class=\"_ _0\"></span>ne char<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1a h62 yecd fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la l\u00e9gi<span class=\"_ _3\"></span>slation <span class=\"_ _3\"></span>fiscale appli<span class=\"_ _3\"></span>cable <span class=\"wsfa\">sur chaque<span class=\"_ _3\"></span> territoire o\u00f9 </span></div>\n<div class=\"t m0 x1a h62 yece fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices sont<span class=\"_ _0\"></span> r\u00e9alis\u00e9s. L<span class=\"_ _0\"></span>\u2019impac<span class=\"_ _0\"></span>t fiscal d<span class=\"_ _0\"></span>es pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yecf fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9cup\u00e9rable<span class=\"_ _3\"></span>s est enreg<span class=\"_ _3\"></span>istr\u00e9 comme un<span class=\"_ _3\"></span> actif d\u2019<span class=\"_ _3\"></span>imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9 s\u2019il e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 yed0 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e qu\u2019un <span class=\"_ _0\"></span>b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e taxab<span class=\"_ _0\"></span>le futu<span class=\"_ _0\"></span>r sera r<span class=\"_ _0\"></span>\u00e9alis\u00e9 s<span class=\"_ _0\"></span>ur leque<span class=\"_ _0\"></span>l les pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yed1 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">report\u00e9es pe<span class=\"_ _3\"></span>uvent \u00eatre<span class=\"_ _3\"></span> ut<span class=\"lsfe ws11a\">ilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yf0a fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf0b fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Si une entit\u00e9<span class=\"_ _3\"></span> l\u00e9gale \u00e9value qu\u2019<span class=\"_ _3\"></span>il n\u2019est pas probable<span class=\"_ _3\"></span> que l\u2019autorit\u00e9<span class=\"_ _3\"></span> fiscale</div>\n<div class=\"t m0 x1a h62 yf0c fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont elle re<span class=\"_ _0\"></span>l\u00e8ve acce<span class=\"_ _0\"></span>pte le trait<span class=\"_ _0\"></span>ement f<span class=\"_ _0\"></span>iscal appl<span class=\"_ _0\"></span>iqu\u00e9, cet<span class=\"_ _0\"></span>te entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gale</div>\n<div class=\"t m0 x1a h62 yf0d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>\u2019impact d<span class=\"_ _0\"></span>e cette inc<span class=\"_ _0\"></span>ertitude s<span class=\"_ _0\"></span>ur chaqu<span class=\"_ _0\"></span>e traitem<span class=\"_ _0\"></span>ent fiscal i<span class=\"_ _0\"></span>ncertai<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ye5b fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wse9\">utilisa<span class=\"_ _0\"></span>nt soit le mont<span class=\"_ _0\"></span>ant le plus pr<span class=\"_ _0\"></span>obable so<span class=\"_ _0\"></span>it la valeu<span class=\"_ _0\"></span>r attend<span class=\"_ _0\"></span>ue sur la </span></div>\n<div class=\"t m0 x1a h62 ye5c fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">base d\u2019une<span class=\"_ _3\"></span> vari\u00e9t\u00e9 d\u2019i<span class=\"_ _3\"></span>ssues possibl<span class=\"_ _3\"></span>es, selon l<span class=\"_ _3\"></span>a m\u00e9thode q<span class=\"_ _3\"></span>ui pr\u00e9dit au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye5d fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mieux la <span class=\"_ _0\"></span>r\u00e9solut<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span> l\u2019incert<span class=\"_ _0\"></span>itude.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yed9 fff7 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeda fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs d\u2019imp\u00f4ts <span class=\"_ _3\"></span>diff\u00e9r\u00e9s <span class=\"_ _3\"></span>sont les mon<span class=\"_ _3\"></span>tants d\u2019imp\u00f4<span class=\"_ _3\"></span>ts sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">le r\u00e9sultat </span></span></div>\n<div class=\"t m0 x1a h62 yedb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">payables au cou<span class=\"_ _3\"></span>rs de p\u00e9riodes fu<span class=\"_ _3\"></span>tures au titre de<span class=\"_ _3\"></span> diff\u00e9rences</div>\n<div class=\"t m0 x1a h62 yedc fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">temporelles<span class=\"_ _3\"></span> imposables. Les act<span class=\"_ _3\"></span>ifs d\u2019imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s sont les mont<span class=\"_ _3\"></span>ants</div>\n<div class=\"t m0 x1a h62 yedd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9sul<span class=\"_ _0\"></span>tat reco<span class=\"_ _0\"></span>uvrabl<span class=\"_ _0\"></span>es au cours d<span class=\"_ _0\"></span>e p\u00e9riodes<span class=\"_ _0\"></span> futures a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 yede fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>elles d\u00e9d<span class=\"_ _0\"></span>uctibl<span class=\"_ _0\"></span>es, du report<span class=\"_ _0\"></span> de pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yedf fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non utilis<span class=\"_ _0\"></span>\u00e9es et du rep<span class=\"_ _0\"></span>ort de cr\u00e9d<span class=\"_ _0\"></span>it d\u2019imp<span class=\"_ _0\"></span>\u00f4ts non util<span class=\"_ _0\"></span>is\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee0 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> sont enti<span class=\"_ _0\"></span>\u00e8rement i<span class=\"_ _0\"></span>mput\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yee2 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re selon<span class=\"_ _3\"></span> la m\u00e9thode du repo<span class=\"_ _3\"></span>rt d\u2019imp\u00f4ts var<span class=\"_ _3\"></span>iable et s\u2019appliqu<span class=\"_ _3\"></span>ent</div>\n<div class=\"t m0 x1a h62 yee3 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux diff\u00e9rence<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">temporai<span class=\"_ _0\"></span>res entre l<span class=\"_ _0\"></span>a base impos<span class=\"_ _0\"></span>able des<span class=\"_ _0\"></span> actifs et </span></span></div>\n<div class=\"t m0 x1a h62 yee4 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et les v<span class=\"_ _0\"></span>aleurs c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bles insc<span class=\"_ _0\"></span>rites d<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>\u00e9tats fin<span class=\"_ _0\"></span>ancie<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 yee5 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee6 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee7 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les taux ad<span class=\"_ _0\"></span>opt\u00e9s ou en co<span class=\"_ _0\"></span>urs d\u2019ado<span class=\"_ _0\"></span>ption \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yee8 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> sont appl<span class=\"_ _0\"></span>iqu\u00e9s p<span class=\"_ _0\"></span>our calc<span class=\"_ _0\"></span>uler les<span class=\"_ _0\"></span> im<span class=\"lsde\">p\u00f4ts diff\u00e9r\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yee9 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeea fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">probable qu\u2019un<span class=\"_ _3\"></span> b\u00e9n\u00e9fice imposabl<span class=\"_ _3\"></span>e futur suffisant<span class=\"_ _3\"></span> sera r\u00e9alis\u00e9 sur lequ<span class=\"_ _3\"></span>el</div>\n<div class=\"t m0 x1a h62 yf0e fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les diff\u00e9r<span class=\"_ _0\"></span>ences tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>es (ou une part<span class=\"_ _0\"></span>ie) pour<span class=\"_ _0\"></span>ront \u00eatr<span class=\"_ _0\"></span>e utilis\u00e9<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf0f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf10 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs d\u2019imp<span class=\"_ _3\"></span>\u00f4ts di<span class=\"lsdc wse9\">ff\u00e9r\u00e9s port<span class=\"_ _0\"></span>ent sur les dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>aires </span></div>\n<div class=\"t m0 x1a h62 yf11 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">imposables qui<span class=\"_ _3\"></span> d\u00e9coulent des<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s dans des filiale<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x1a h62 yf12 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es et co<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises, sa<span class=\"_ _0\"></span>uf si la date de l\u2019<span class=\"_ _0\"></span>extour<span class=\"_ _0\"></span>ne de</div>\n<div class=\"t m0 x1a h62 yf13 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence temp<span class=\"_ _0\"></span>oraire pe<span class=\"_ _0\"></span>ut \u00eatre cont<span class=\"_ _0\"></span>r\u00f4l\u00e9e et s\u2019i<span class=\"_ _0\"></span>l est proba<span class=\"_ _0\"></span>ble que ce<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x1a h62 yf14 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9cart ne se<span class=\"_ _0\"></span>ra pas extou<span class=\"_ _0\"></span>rn\u00e9 dans un<span class=\"_ _0\"></span> avenir pr<span class=\"_ _0\"></span>\u00e9visib<span class=\"_ _0\"></span>le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf15 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf16 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s cour<span class=\"_ _0\"></span>ants et di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s<span class=\"_ _0\"></span> relatif<span class=\"_ _0\"></span>s \u00e0 la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x1a h62 yf17 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s de l\u2019Etat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re qui sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeba fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">directement imp<span class=\"_ _3\"></span>ut\u00e9s ou cr\u00e9dit\u00e9s au<span class=\"_ _3\"></span>x capitaux propre<span class=\"_ _3\"></span>s (tels que<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 yebb fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nts disp<span class=\"_ _0\"></span>onibl<span class=\"_ _0\"></span>es \u00e0 la ven<span class=\"_ _0\"></span>te et l<span class=\"_ _0\"></span>es couv<span class=\"_ _0\"></span>ertures<span class=\"_ _0\"></span> de flux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yebc fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie) sont \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt port\u00e9s di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent au d\u00e9bit<span class=\"_ _0\"></span> ou au cr\u00e9dit<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 yebd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres et<span class=\"_ _0\"></span> sont ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent enreg<span class=\"_ _0\"></span>istr\u00e9s au c<span class=\"_ _0\"></span>ompte de</div>\n<div class=\"t m0 x1a h62 yebe fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at en m\u00eame tem<span class=\"_ _0\"></span>ps que le gain<span class=\"_ _0\"></span> ou la perte rep<span class=\"_ _0\"></span><span class=\"lsde wsea\">ort\u00e9(e).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 525px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 861px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 866px; width: 354px; z-index: 5;\"><br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 871px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 188px; height: 918px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff9 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.21<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">R\u00e9sulta<span class=\"_ _3\"></span>t par </span>action<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e de base pa<span class=\"_ _0\"></span>r action est c<span class=\"_ _0\"></span>alcul\u00e9 en div<span class=\"_ _0\"></span>isant le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span> net</div>\n<div class=\"t m0 x6 h62 y8b3 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">attribuable<span class=\"_ _3\"></span> aux actio<span class=\"_ _3\"></span>nnaires ordi<span class=\"_ _3\"></span>naires par<span class=\"_ _3\"></span> le nombre <span class=\"_ _3\"></span>moyen pond\u00e9r\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93e fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ordin<span class=\"_ _0\"></span>aires en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au cours<span class=\"_ _0\"></span> de <span class=\"wseb\">l\u2019exercic<span class=\"_ _0\"></span>e, \u00e0 l\u2019<span class=\"_ _0\"></span>exclusi<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y93f fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du nombre <span class=\"_ _3\"></span>moyen d\u2019acti<span class=\"_ _3\"></span>ons ordinaires <span class=\"_ _3\"></span>achet\u00e9es par<span class=\"_ _3\"></span> Ageas <span class=\"_ _3\"></span>et d\u00e9tenues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme act<span class=\"_ _0\"></span>ions pro<span class=\"_ _0\"></span>pres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour le calc<span class=\"_ _0\"></span>ul du b\u00e9n\u00e9f<span class=\"_ _0\"></span>ice dilu<span class=\"_ _0\"></span>\u00e9 par acti<span class=\"_ _0\"></span>on, le nombr<span class=\"_ _0\"></span>e moyen pond<span class=\"_ _0\"></span>\u00e9r\u00e9</div>\n<div class=\"t m0 x6 h62 y943 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s ordinaires <span class=\"_ _3\"></span>\u00e9mises est <span class=\"_ _3\"></span>corrig\u00e9 d<span class=\"_ _3\"></span>ans l\u2019hypoth\u00e8s<span class=\"_ _3\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y944 fff9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">conv<span class=\"lsdc wseb\">ersion de t<span class=\"_ _0\"></span>outes <span class=\"_ _0\"></span>les acti<span class=\"_ _0\"></span>ons ordi<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>ilutiv<span class=\"_ _0\"></span>es potent<span class=\"_ _0\"></span>ielles<span class=\"_ _0\"></span>, comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y945 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les dettes<span class=\"_ _0\"></span> convert<span class=\"_ _0\"></span>ibles, l<span class=\"_ _0\"></span>es actions pr<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>ielles,<span class=\"_ _0\"></span> les optio<span class=\"_ _0\"></span>ns sur</div>\n<div class=\"t m0 x1a h62 yf19 fff9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actions <span class=\"_ _0\"></span>et les ac<span class=\"_ _0\"></span>tions <span class=\"_ _0\"></span>\u00e0 cessib<span class=\"_ _0\"></span>ilit\u00e9 res<span class=\"_ _0\"></span>treinte <span class=\"_ _0\"></span>octroy<span class=\"_ _0\"></span>\u00e9es aux<span class=\"_ _0\"></span> employ\u00e9<span class=\"_ _0\"></span>s.</div>\n<div class=\"t m0 x1a h62 yf1a fff9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9missions<span class=\"_ _3\"></span> d\u2019actions poten<span class=\"_ _3\"></span>tielles ou \u00e9ven<span class=\"_ _3\"></span><span class=\"wseb\">tuelles sont<span class=\"_ _3\"></span> consid\u00e9r\u00e9es<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf1b fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme ay<span class=\"_ _0\"></span>ant un effet<span class=\"_ _0\"></span> de dilutio<span class=\"_ _0\"></span>n lorsque l<span class=\"_ _0\"></span>eur conv<span class=\"_ _0\"></span>ersion en act<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 ycfb fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entra\u00ee<span class=\"_ _0\"></span>ne une r\u00e9duc<span class=\"_ _0\"></span>tion du b\u00e9<span class=\"_ _0\"></span>n\u00e9fice net<span class=\"_ _0\"></span> par action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycfc fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfd fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019incid<span class=\"_ _0\"></span>ence des act<span class=\"_ _0\"></span>ivit\u00e9s a<span class=\"_ _0\"></span>bandonn<span class=\"_ _0\"></span>\u00e9es sur le r<span class=\"_ _0\"></span>\u00e9sultat de ba<span class=\"_ _0\"></span>se et sur le</div>\n<div class=\"t m0 x1a h62 ycfe fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at dilu\u00e9 par a<span class=\"_ _0\"></span>ction est ca<span class=\"_ _0\"></span>lcul\u00e9 e<span class=\"wseb\">n di<span class=\"_ _0\"></span>visant<span class=\"_ _0\"></span> le r\u00e9sul<span class=\"_ _0\"></span>tat net<span class=\"_ _0\"></span> avant </span></div>\n<div class=\"t m0 x1a h62 ycff fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s ab<span class=\"_ _3\"></span>andonn\u00e9es par<span class=\"_ _3\"></span> le nombr<span class=\"_ _3\"></span>e moyen p<span class=\"_ _3\"></span>ond\u00e9r\u00e9 d'actio<span class=\"_ _3\"></span>ns</div>\n<div class=\"t m0 x1a h62 yd00 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ordina<span class=\"_ _0\"></span>ires en circ<span class=\"_ _0\"></span>ulatio<span class=\"_ _0\"></span>n au cours de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, excepti<span class=\"_ _0\"></span>on faite du</div>\n<div class=\"t m0 x1a h62 yd01 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre mo<span class=\"_ _0\"></span>yen d\u2019act<span class=\"_ _0\"></span>ions ordi<span class=\"_ _0\"></span>naires a<span class=\"_ _0\"></span>cquises p<span class=\"_ _0\"></span>ar Ageas et<span class=\"_ _0\"></span> d\u00e9tenues</div>\n<div class=\"t m0 x1a h62 yd02 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour compt<span class=\"_ _0\"></span>e propre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 928px; height: 178px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 928px; height: 178px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 928px; height: 178px; width: 96%; z-index: 1;\"><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">A<span class=\"_ _1\"></span>cquisitions,<span class=\"_ _0\"></span> cessi<span class=\"_ _0\"></span>ons e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">groupe destin\u00e9 \u00e0 \u00eatre c\u00e9d\u00e9</div>\n<div class=\"t m0 x6 h87 yf1f fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">Les acquisitions et cession<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h87 yf20 fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">significatives suivantes on<span class=\"_ _0\"></span>t \u00e9t\u00e9</div>\n<div class=\"t m0 x6 h87 yf21 fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">r\u00e9alis\u00e9es en 2022 et en <span class=\"_ _0\"></span>2021. Les</div>\n<div class=\"t m0 x6 h87 yf22 fffe fs52 fc15 sc0 ls115 ws13a\" style=\"z-index: 15;\">d\u00e9tails sur les acquisitions et les</div>\n<div class=\"t m0 x6 h87 yf23 fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">cessions \u00e9ventuellement</div>\n<div class=\"t m0 x6 h87 yf24 fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">intervenues apr\u00e8s la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat</div>\n<div class=\"t m0 x6 h87 yf25 fffe fs52 fc15 sc0 ls116 ws13b\" style=\"z-index: 15;\">de<span class=\"ls0 ws0\"> <span class=\"ls115\">la situation financi\u00e8re figuren<span class=\"_ _0\"></span>t \u00e0 </span></span></div>\n<div class=\"t m0 x6 h87 yf26 fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">la note 44 <span class=\"ls0\">\u00ab <span class=\"ls116 ws13b\">\u00c9v\u00e9nements </span></span></div>\n<div class=\"t m0 x6 h87 yf27 fffe fs52 fc15 sc0 ls115 ws0\" style=\"z-index: 15;\">post\u00e9rieurs \u00e0 la date d<span class=\"_ _0\"></span>e l\u2019\u00e9tat de la</div>\n<div class=\"t m0 x6 h87 yf28 fffe fs52 fc15 sc0 ls116 ws13c\" style=\"z-index: 15;\">situation financi\u00e8re<span class=\"ls0 ws0\"> \u00bb<span class=\"_ _3\"></span>. </span></div>\n<div class=\"t m0 x6 h86 yf29 fffc fs51 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h88 yf2a ffff fs53 fc10 sc0 ls117 ws13d\" style=\"z-index: 15;\">3.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h88 yf2b ffff fs53 fc10 sc0 ls118 ws13e\" style=\"z-index: 15;\">Acquisitions en <span class=\"_ _3\"></span>2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h86 yf2c fffc fs51 fc1e sc0 ls112 ws138\" style=\"z-index: 15;\">Acquisition d<span class=\"_ _3\"></span>\u2019une par<span class=\"_ _3\"></span>ticipation supp<span class=\"_ _3\"></span>l\u00e9mentaire <span class=\"_ _3\"></span>dans AFLIC (A<span class=\"_ _3\"></span>sie<span class=\"ls0 ws0\">) </span></div>\n<div class=\"t m0 x21b h86 yf2d fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">Le 20 mai 202<span class=\"_ _0\"></span>2, Ageas a <span class=\"ws139\">si<span class=\"_ _0\"></span>gn\u00e9 <span class=\"ws137\">un acco<span class=\"_ _0\"></span>rd en vue d\u2019au<span class=\"_ _0\"></span>gmenter sa p<span class=\"_ _0\"></span>artici<span class=\"_ _0\"></span>pation dans<span class=\"_ _0\"></span> l\u2019entre<span class=\"_ _0\"></span>prise </span></span></div>\n<div class=\"t m0 x21b h86 yf2e fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>e Ageas Fe<span class=\"_ _0\"></span>deral Lif<span class=\"_ _0\"></span>e Insuran<span class=\"_ _0\"></span>ce Comp<span class=\"_ _0\"></span>any Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 7<span class=\"_ _0\"></span>4% pour une co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x21b h86 yf2f fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">en esp\u00e8ces<span class=\"_ _0\"></span> de INR 5,8 mil<span class=\"_ _0\"></span>liards<span class=\"_ _0\"></span>. Cette tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n a \u00e9t\u00e9 cl\u00f4tur<span class=\"_ _0\"></span>\u00e9e <span class=\"ls119 ws13f\">le <span class=\"ls112 ws138\">19 <span class=\"_ _3\"></span>septembre 2022<span class=\"_ _3\"></span>. Selon les </span></span></div>\n<div class=\"t m0 x21b h86 yf30 fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">normes IF<span class=\"_ _0\"></span>RS, cette tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion est cons<span class=\"_ _0\"></span>id\u00e9r\u00e9e c<span class=\"_ _0\"></span>omme une ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on par \u00e9tap<span class=\"_ _0\"></span>es, de sort<span class=\"_ _0\"></span>e que la</div>\n<div class=\"t m0 x21b h86 yf31 fffc fs51 fc15 sc0 ls114 ws138\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation <span class=\"_ _0\"></span>de 49% pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment d\u00e9t<span class=\"_ _0\"></span>enue est<span class=\"_ _0\"></span> trait\u00e9<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e si elle <span class=\"_ _0\"></span>avait \u00e9t<span class=\"_ _0\"></span>\u00e9 c\u00e9d\u00e9e <span class=\"ls112 ws136\">g\u00e9n\u00e9rant<span class=\"ls0 ws0\"> </span></span><span class=\"ws139\">une </span></div>\n<div class=\"t m0 x21b h86 yf32 fffc fs51 fc15 sc0 ls114 ws139\" style=\"z-index: 15;\">plus<span class=\"ls0 ws0\">-<span class=\"ls112 ws138\">value hors <span class=\"_ _3\"></span>tr\u00e9sorerie d<span class=\"ws136\">\u2019EU<span class=\"_ _3\"></span>R</span></span> 5<span class=\"ls119 ws140\">0 m<span class=\"_ _3\"></span>illions<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x21b h86 yf33 fffc fs51 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h86 yf34 fffc fs51 fc15 sc0 ls114 ws138\" style=\"z-index: 15;\">AFLIC a <span class=\"_ _0\"></span>\u00e9t\u00e9 cons<span class=\"_ _0\"></span>olid\u00e9e <span class=\"ls112 ws136\">par int\u00e9gration<span class=\"ls0 ws0\"> </span>glo<span class=\"_ _3\"></span>bale <span class=\"ws141\">dans le<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>groupe Ageas<span class=\"_ _3\"></span> \u00e0 partir du dernie<span class=\"_ _3\"></span>r trimestre de </span></span></div>\n<div class=\"t m0 x21b h86 yf35 fffc fs51 fc15 sc0 ls112 ws136\" style=\"z-index: 15;\">2022.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h86 yf36 fffc fs51 fc1e sc0 ls112 ws138\" style=\"z-index: 15;\">Soci\u00e9t\u00e9s imm<span class=\"_ _3\"></span>obili\u00e8res (Eur<span class=\"_ _3\"></span>ope)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h86 yf37 fffc fs51 fc15 sc0 ls112 ws136\" style=\"z-index: 15;\">Deux<span class=\"ls0 ws0\"> <span class=\"ls114 ws137\">soci\u00e9t\u00e9s imm<span class=\"_ _0\"></span>obili\u00e8res<span class=\"_ _0\"></span> ont \u00e9t\u00e9 conj<span class=\"_ _0\"></span>ointem<span class=\"_ _0\"></span>ent acquis<span class=\"_ _0\"></span>es par plus<span class=\"_ _0\"></span>ieurs en<span class=\"_ _0\"></span>tit\u00e9s du gr<span class=\"_ _0\"></span>oupe au </span></span></div>\n<div class=\"t m0 x21b h86 yf38 fffc fs51 fc15 sc0 ls112 ws138\" style=\"z-index: 15;\">Portugal. C<span class=\"_ _3\"></span>a<span class=\"ls114 ws137\">mpolid<span class=\"_ _0\"></span>e XXI a \u00e9t\u00e9 acqu<span class=\"_ _0\"></span>ise fin 202<span class=\"_ _0\"></span>1 pour un mont<span class=\"_ _0\"></span>ant d\u2019EU<span class=\"_ _0\"></span>R 30 millions et<span class=\"_ _0\"></span> SPPP au </span></div>\n<div class=\"t m0 x21b h86 yf39 fffc fs51 fc15 sc0 ls112 ws138\" style=\"z-index: 15;\">premier tri<span class=\"_ _3\"></span>mestre 2022 po<span class=\"_ _3\"></span>ur un mon<span class=\"_ _3\"></span>tant d\u2019EUR<span class=\"_ _3\"></span> 82 millions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h86 yf3a fffc fs51 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h86 yf3b fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">Milleni<span class=\"_ _0\"></span>umbcp Age<span class=\"_ _0\"></span>as d\u00e9tie<span class=\"_ _0\"></span>nt la majorit<span class=\"_ _0\"></span>\u00e9 des acti<span class=\"_ _0\"></span>ons. Ces soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s so<span class=\"_ _0\"></span>nt consol<span class=\"_ _0\"></span>id\u00e9es par i<span class=\"_ _0\"></span>nt\u00e9grat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x21b h86 yf3c fffc fs51 fc15 sc0 ls112 ws141\" style=\"z-index: 15;\">globale par le<span class=\"_ _3\"></span> grou<span class=\"ws138\">pe Ageas a<span class=\"_ _3\"></span>u 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h86 yf3d fffc fs51 fc1e sc0 ls114 ws138\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h86 yf3e fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">En juillet 2<span class=\"_ _0\"></span>022, AG Ins<span class=\"_ _0\"></span>urance a ac<span class=\"_ _0\"></span>quis 100%<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns du group<span class=\"_ _0\"></span>e Anima (5e plus<span class=\"_ _0\"></span> grand op\u00e9r<span class=\"_ _0\"></span>ateur</div>\n<div class=\"t m0 x21b h86 yf3f fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">belge de ma<span class=\"_ _0\"></span>isons de re<span class=\"_ _0\"></span>pos) pour u<span class=\"_ _0\"></span>n montan<span class=\"_ _0\"></span>t d\u2019EUR 335 m<span class=\"_ _0\"></span>illions.<span class=\"_ _0\"></span> Cette acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n est consi<span class=\"_ _0\"></span>d\u00e9r\u00e9e</div>\n<div class=\"t m0 x21b h86 yf40 fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">comme un reg<span class=\"_ _0\"></span>roupem<span class=\"_ _0\"></span>ent d'ent<span class=\"_ _0\"></span>reprise<span class=\"_ _0\"></span>s selon la no<span class=\"_ _0\"></span>rme IFRS 3. A<span class=\"_ _0\"></span>ucun good<span class=\"_ _0\"></span>will n'a \u00e9t\u00e9 co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9</div>\n<div class=\"t m0 x21b h86 yf41 fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">dans le bila<span class=\"_ _0\"></span>n d'ouvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x21b h88 yf42 ffff fs53 fc10 sc0 ls117 ws13d\" style=\"z-index: 15;\">3.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h88 yf43 ffff fs53 fc10 sc0 ls118 ws13e\" style=\"z-index: 15;\">Acquisitions en <span class=\"_ _3\"></span>2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h86 yf44 fffc fs51 fc1e sc0 ls112 ws138\" style=\"z-index: 15;\">AgeSA (ancie<span class=\"_ _3\"></span>nnement AvivaSA)<span class=\"_ _3\"></span> (Europe<span class=\"ls0 ws0\">) </span></div>\n<div class=\"t m0 x21b h86 yf45 fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">Le 5 mai 2021, A<span class=\"_ _0\"></span>geas a anno<span class=\"_ _0\"></span>nc\u00e9 avo<span class=\"_ _0\"></span>ir obtenu tout<span class=\"_ _0\"></span>es les<span class=\"_ _0\"></span> approbat<span class=\"_ _0\"></span>ions r\u00e9gl<span class=\"_ _0\"></span>ementai<span class=\"_ _0\"></span>r<span class=\"ls112 ws141\">es pour finaliser<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h86 yf46 fffc fs51 fc15 sc0 ls112 ws141\" style=\"z-index: 15;\">l'acquisitio<span class=\"_ _3\"></span>n, aupr\u00e8s d'Aviva<span class=\"_ _3\"></span> plc, d\u2019une partic<span class=\"_ _3\"></span>ipation de 40<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls114 ws137\">% dans la soci<span class=\"_ _0\"></span>\u00e9t\u00e9 turq<span class=\"_ _0\"></span>ue cot\u00e9e en bo<span class=\"_ _0\"></span>urse </span></span></div>\n<div class=\"t m0 x21b h86 yf47 fffc fs51 fc15 sc0 ls114 ws138\" style=\"z-index: 15;\">AgeSA, s<span class=\"_ _0\"></span>p\u00e9cial<span class=\"_ _0\"></span>is\u00e9e da<span class=\"_ _0\"></span>ns les as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>es vie et<span class=\"_ _0\"></span> les pens<span class=\"_ _0\"></span>ions. L<span class=\"_ _0\"></span>a cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e en esp<span class=\"_ _0\"></span>\u00e8ces s\u2019e<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x21b h86 yf48 fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">\u00e9lev\u00e9e \u00e0 GB<span class=\"_ _0\"></span>P 119 millio<span class=\"_ _0\"></span>ns (EUR 143 m<span class=\"_ _0\"></span>illions<span class=\"ls112 ws141\">, frais de transaction compris). La par<span class=\"_ _3\"></span>ticipation<span class=\"_ _3\"></span> dans </span></div>\n<div class=\"t m0 x21b h86 yf49 fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">AgeSA est pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>\u00e9e selon la m\u00e9t<span class=\"_ _0\"></span>hode de mi<span class=\"_ _0\"></span>se en \u00e9quiv<span class=\"_ _0\"></span>alence<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x21b h86 yf4a fffc fs51 fc1e sc0 ls114 ws138\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgique<span class=\"_ _0\"></span><span class=\"ls0 ws0\">) </span></div>\n<div class=\"t m0 x21b h86 yf4b fffc fs51 fc15 sc0 ls114 ws138\" style=\"z-index: 15;\">En 2021,<span class=\"_ _0\"></span> AG Insu<span class=\"_ _0\"></span>rance a <span class=\"_ _0\"></span>augment<span class=\"_ _0\"></span>\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dan<span class=\"_ _0\"></span>s CCN (C<span class=\"_ _0\"></span>entre <span class=\"_ _0\"></span>de Commu<span class=\"_ _0\"></span>nicati<span class=\"_ _0\"></span>on Nord,</div>\n<div class=\"t m0 x21b h86 yf4c fffc fs51 fc15 sc0 ls112 ws138\" style=\"z-index: 15;\">projet de <span class=\"ls114 ws137\">red\u00e9veloppeme<span class=\"_ _0\"></span>nt mixte \u00e0 B<span class=\"_ _0\"></span>ruxelles<span class=\"_ _0\"></span>) de 5% \u00e0 50%, mai<span class=\"_ _0\"></span>s continu<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>er l\u2019en<span class=\"_ _0\"></span>treprise </span></div>\n<div class=\"t m0 x21b h86 yf4d fffc fs51 fc15 sc0 ls114 ws137\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>e selon la m\u00e9t<span class=\"_ _0\"></span>hode de mis<span class=\"_ _0\"></span>e en \u00e9quiva<span class=\"_ _0\"></span>lence<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 160px; height: 801px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff105 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff105 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Cessions en <span class=\"_ _3\"></span>2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff103 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Tesco Und<span class=\"_ _0\"></span>erwrit<span class=\"_ _0\"></span>ing Ltd. <span class=\"lsde wsfa\">(TU) (Europe<span class=\"ls0 ws0\">) </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 <span class=\"lsde wseb\">octobre 2020, A<span class=\"_ _3\"></span>geas a a<span class=\"_ _3\"></span>nnonc\u00e9 un a<span class=\"_ _3\"></span>ccord portant <span class=\"_ _3\"></span>sur le<span class=\"_ _3\"></span> rachat </span></div>\n<div class=\"t m0 x6 h62 y876 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Tesco B<span class=\"_ _0\"></span>ank de la partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n de 50,1<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% d\u2019Ageas dans l<span class=\"_ _3\"></span>\u2019entreprise </span></span></div>\n<div class=\"t m0 x6 h62 y877 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>e Tesco Un<span class=\"_ _0\"></span>derwrit<span class=\"_ _0\"></span>ing Limit<span class=\"_ _0\"></span>ed. En con<span class=\"_ _0\"></span>s\u00e9quenc<span class=\"_ _0\"></span>e, la vale<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y878 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e associ\u00e9<span class=\"_ _0\"></span>e a \u00e9t\u00e9 pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e com<span class=\"_ _0\"></span>me d\u00e9t<span class=\"lsde wsfa\">enue en </span></div>\n<div class=\"t m0 x6 h62 y879 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la vent<span class=\"_ _0\"></span>e dans les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de 202<span class=\"_ _0\"></span>0. La vente<span class=\"_ _0\"></span> a \u00e9t\u00e9</div>\n<div class=\"t m0 x6 h62 y87a ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">finalis<span class=\"_ _0\"></span>\u00e9e le 4 mai 2021 p<span class=\"_ _0\"></span>our une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e en esp\u00e8c<span class=\"_ _0\"></span>es de GBP 112</div>\n<div class=\"t m0 x1a h62 yf55 ff103 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">millions. L\u2019imp<span class=\"_ _3\"></span>act de la vente s<span class=\"_ _3\"></span>ur les r\u00e9sulta<span class=\"_ _3\"></span>ts du premier semest<span class=\"_ _3\"></span>re 2021</div>\n<div class=\"t m0 x1a h62 yf56 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est un profit<span class=\"_ _0\"></span> d\u2019EUR 4,<span class=\"_ _0\"></span>2 millions.<span class=\"_ _0\"></span> Ce gain est r<span class=\"_ _0\"></span>\u00e9parti ent<span class=\"_ _0\"></span>re les rubr<span class=\"_ _0\"></span>iques</div>\n<div class=\"t m0 x1a h62 yf57 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Produits<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eats, di<span class=\"_ _3\"></span>videndes et <span class=\"_ _3\"></span>autres pr<span class=\"_ _3\"></span>oduits </span></span></div>\n<div class=\"t m0 x1a h62 yf58 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de placem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>\u00bb et \u00ab<span class=\"ls0 ws0\"> </span>R\u00e9sultat<span class=\"_ _0\"></span> proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9va<span class=\"_ _0\"></span>luations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> \u00bb. </span></div>\n<div class=\"t m0 x1a h62 yf59 ff103 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf5a ff103 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En 2021,<span class=\"_ _0\"></span> Transim<span class=\"_ _0\"></span>mo a \u00e9t<span class=\"_ _0\"></span>\u00e9 consoli<span class=\"_ _0\"></span>d\u00e9e pa<span class=\"_ _0\"></span>r int\u00e9gr<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> </span><span class=\"lsde\">globale par AG<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf5b ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce et n\u2019est pl<span class=\"_ _0\"></span>us pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9e selon l<span class=\"_ _0\"></span>a m\u00e9thod<span class=\"_ _0\"></span>e de mise en</div>\n<div class=\"t m0 x1a h62 yf5c ff103 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9quival<span class=\"_ _0\"></span>ence.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 944px; height: 162px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h7d yf5d ff105 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf5e ff105 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Actifs et <span class=\"_ _3\"></span>passifs des <span class=\"_ _3\"></span>entreprises <span class=\"_ _3\"></span>acquises <span class=\"_ _3\"></span>et c\u00e9d\u00e9es <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yf5f ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous pr\u00e9<span class=\"_ _3\"></span>sente les ac<span class=\"_ _3\"></span>tifs et p<span class=\"_ _3\"></span>assifs g\u00e9n\u00e9<span class=\"_ _3\"></span>r\u00e9s par le<span class=\"_ _3\"></span>s acquisi</span></span>tions et cessio<span class=\"_ _0\"></span>ns de filiale<span class=\"_ _0\"></span>s et d\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es associ<span class=\"_ _0\"></span>\u00e9es \u00e0 la date d\u2019<span class=\"_ _0\"></span>acquisi<span class=\"_ _0\"></span>tion</div>\n<div class=\"t m0 x6 h62 yf60 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou de cessi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yf61 ff103 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 492px; bottom: 798px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 798px; z-index: 15;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 663px; bottom: 798px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 760px; bottom: 798px; z-index: 15;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff103 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Actifs et passifs des en<span class=\"_ _0\"></span>treprises acquises et c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> <span class=\"lsec ws109\">tr\u00e9soreri<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 768px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 753px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 753px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68a ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 738px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff103 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yb68 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 723px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 708px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Placements dans des entrepri<span class=\"_ _0\"></span>ses associ\u00e9es,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">y compris les paiements, (remboursements) e<span class=\"_ _0\"></span>n capital <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 679px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 679px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 679px; z-index: 15;\">202<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 679px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 664px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 664px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles et<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 649px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 634px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 619px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 604px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff103 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 589px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18a h65 y69d ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 575px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 560px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles <span class=\"_ _0\"></span>et diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69d ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 545px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Int\u00e9r\u00eats courus et autres <span class=\"lse5 wsf4\">passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 530px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 530px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 515px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 515px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 500px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y797 ff106 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Actifs nets acquis / Actifs nets c\u00e9d\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 525px; bottom: 486px; z-index: 15;\">712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 486px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 696px; bottom: 486px; z-index: 15;\">233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 486px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 456px; z-index: 15;\">R\u00e9sultat sur cessions, brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 456px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 456px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff103 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 441px; z-index: 15;\">R\u00e9sultat sur cessions, net d'imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 441px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 441px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff103 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Tr\u00e9s<span class=\"_ _3\"></span>orer<span class=\"_ _3\"></span>ie <span class=\"lse0 wsee\">utilis\u00e9e pour les acquisitions / re\u00e7u<span class=\"_ _0\"></span>e des cessions<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 411px; z-index: 15;\">  </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Total des acquisitions /<span class=\"_ _0\"></span> Produits des cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 519px; bottom: 396px; z-index: 15;\">(712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 396px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 396px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 396px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Moins<span class=\"ls0 ws0\"> </span><span class=\"wsf0\">: Tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie acquis/c\u00e9d\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y6de ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 382px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Moins<span class=\"ls0 ws0\"> <span class=\"lsec wsff\">: Variation<span class=\"_ _0\"></span> hors t<span class=\"_ _0\"></span>r\u00e9sorerie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 367px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 367px; z-index: 15;\">(143)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Tr\u00e9sorerie utilis\u00e9e pour les acquisitions / re\u00e7ue des cessions<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x231 h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 519px; bottom: 352px; z-index: 15;\">(488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y6a0 ff106 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 352px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 352px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 341px; height: 765px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 341px; height: 765px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff113 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff113 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Groupe destin\u00e9 <span class=\"_ _3\"></span>\u00e0 \u00eat<span class=\"_ _3\"></span>re c\u00e9d\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff111 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas France<span class=\"_ _3\"></span> (Europe)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Au dernier t<span class=\"_ _0\"></span>rimest<span class=\"_ _0\"></span>re 2022, Ag<span class=\"_ _0\"></span>eas SA/<span class=\"_ _0\"></span>NV a d\u00e9cid\u00e9 de <span class=\"lsde wseb\">s'engager dans un </span></div>\n<div class=\"t m0 x6 h62 y876 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">process<span class=\"_ _0\"></span>us de cessi<span class=\"_ _0\"></span>on de ses act<span class=\"_ _0\"></span>ivit\u00e9s en Fra<span class=\"_ _0\"></span>nce. Cett<span class=\"_ _0\"></span>e cession r<span class=\"_ _0\"></span>\u00e9pond</div>\n<div class=\"t m0 x6 h62 y877 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">aux crit\u00e8<span class=\"_ _0\"></span>res de la norm<span class=\"_ _0\"></span>e IFRS 5 pour \u00eat<span class=\"_ _0\"></span>re class<span class=\"_ _0\"></span>\u00e9e comme d\u00e9t<span class=\"_ _0\"></span>enue en</div>\n<div class=\"t m0 x6 h62 y878 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la vent<span class=\"_ _0\"></span>e. La vente dev<span class=\"_ _0\"></span>rait \u00eat<span class=\"_ _0\"></span>re finalis<span class=\"_ _0\"></span>\u00e9e dans le cour<span class=\"_ _0\"></span>ant de</div>\n<div class=\"t m0 x6 h62 y879 ff111 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l'ann\u00e9e 20<span class=\"_ _3\"></span>23.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y87a ff111 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y87b ff111 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Par cons\u00e9quen<span class=\"_ _3\"></span>t, le<span class=\"lsdc wse9\">s actifs et passif<span class=\"_ _0\"></span>s au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 l<span class=\"_ _0\"></span>i\u00e9s \u00e0 Ageas </span></div>\n<div class=\"t m0 x6 h62 y87c ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">France (<span class=\"_ _0\"></span>et ses f<span class=\"_ _0\"></span>iliales<span class=\"_ _0\"></span>) ont \u00e9t<span class=\"_ _0\"></span>\u00e9 class\u00e9<span class=\"_ _0\"></span>s comm<span class=\"_ _0\"></span>e un grou<span class=\"_ _0\"></span>pe <span class=\"lsde wsfa\">destin\u00e9 \u00e0 \u00eatre </span></div>\n<div class=\"t m0 x6 h62 y87d ff111 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">c\u00e9d\u00e9<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et sont pr\u00e9sent\u00e9<span class=\"_ _0\"></span>s sous le pos<span class=\"_ _0\"></span>te \u00ab<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">Actif</span>s <span class=\"_ _3\"></span><span class=\"lsde wsea\">d\u00e9tenu</span>s <span class=\"_ _3\"></span><span class=\"lsde wsfa\">en vue de la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87e ff111 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb et \u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Dettes<span class=\"_ _0\"></span> li\u00e9es \u00e0 des act<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenu</span>s </span><span class=\"wseb\">en vue de la vent<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e <span class=\"lsdc wse9\">\u00bb dans </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87f ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9tats<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsolid\u00e9s<span class=\"_ _0\"></span>. Le gro<span class=\"_ _0\"></span>upe <span class=\"wse9\">dest<span class=\"_ _0\"></span>in\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 <span class=\"lsf0 ws104\">est </span></span></div>\n<div class=\"t m0 x6 h62 y880 ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9 sous l<span class=\"_ _0\"></span>e segment<span class=\"_ _0\"></span> \u00ab Euro<span class=\"_ _0\"></span>pe \u00bb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y881 ff111 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yfc2 ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Les vale<span class=\"_ _0\"></span>urs com<span class=\"_ _0\"></span>ptables<span class=\"_ _0\"></span> des pr<span class=\"_ _0\"></span>incipa<span class=\"_ _0\"></span>ux actif<span class=\"_ _0\"></span>s et pass<span class=\"_ _0\"></span>ifs d\u2019A<span class=\"_ _0\"></span>geas Fra<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 yfc3 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 se<span class=\"ls0 ws0\"> </span><span class=\"wseb\">r<span class=\"_ _0\"></span>\u00e9sument c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yfc4 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsf7 wseb\">P<span class=\"_ _3\"></span>lace<span class=\"lsde wsea\">m<span class=\"_ _3\"></span>ents <span class=\"wsfa\">disponi<span class=\"_ _3\"></span>bles \u00e0 la vente<span class=\"_ _3\"></span></span></span></span><span class=\"ff111\"> <span class=\"lsf3 ws10c\">EUR <span class=\"lsdc wse9\">2,4 milliards</span></span> ; </span></span></div>\n<div class=\"t m0 x1a h62 yfc5 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsde wsea\">P<span class=\"_ _3\"></span>lacement<span class=\"lsdd wse9\">s <span class=\"lsdc\">en unit\u00e9s de compte</span></span></span><span class=\"ff111\"> <span class=\"lsf3 ws10c\">EUR <span class=\"lsdc wseb\">1,5 mil<span class=\"_ _0\"></span>liards<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yfc6 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsdc wse9\">Passifs d\u2019assu<span class=\"_ _0\"></span>rance EUR<span class=\"_ _0\"></span> 2,4 milliar<span class=\"_ _0\"></span>ds<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yfc7 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsdc wse9\">Passifs li\u00e9s aux pr<span class=\"_ _0\"></span>oduits en u<span class=\"_ _0\"></span>nit\u00e9s de co<span class=\"_ _0\"></span>mpte EUR 1,5 m<span class=\"_ _0\"></span>illiar<span class=\"_ _0\"></span>ds.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yfc8 ff111 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yfc9 ff111 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Il existe \u00e9gale<span class=\"_ _3\"></span>ment une dette subor<span class=\"_ _3\"></span>donn\u00e9e <span class=\"wseb\">intragroupe<span class=\"_ _3\"></span> d\u2019EUR 55 </span></div>\n<div class=\"t m0 x1a h62 yfca ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au bilan d\u2019A<span class=\"_ _0\"></span>geas Fra<span class=\"_ _0\"></span>nce qui est \u00e9l<span class=\"_ _0\"></span>imin\u00e9e a<span class=\"_ _0\"></span>u niveau du gr<span class=\"_ _0\"></span>oupe</div>\n<div class=\"t m0 x1a h62 yfcb ff111 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Ageas. Les<span class=\"_ _3\"></span> capitaux pr<span class=\"_ _3\"></span>opres d\u2019Agea<span class=\"_ _3\"></span>s France au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022</div>\n<div class=\"t m0 x1a h62 yfcc ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019\u00e9l\u00e8v<span class=\"_ _0\"></span>ent \u00e0 EUR 222 m<span class=\"_ _0\"></span>illions.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 834px; height: 272px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 834px; height: 272px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls8f ws98\" style=\"z-index: 15;\">Ge<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ion<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">des risques</div>\n<div class=\"t m0 x6 h7d yf8f ff10b fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff10b fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Object<span class=\"_ _0\"></span>ifs de gestion<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x6 h7d yf91 ff10b fs50 fc10 sc0 ls10f ws132\" style=\"z-index: 15;\">risq<span class=\"_ _3\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 yf92 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">Ageas, en tant que prestat<span class=\"_ _0\"></span>aire</div>\n<div class=\"t m0 x6 h75 yf93 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">d\u2019assurance international,<span class=\"_ _0\"></span> cr\u00e9e de</div>\n<div class=\"t m0 x6 h75 yf94 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">la valeur par une gestio<span class=\"_ _0\"></span>n correcte et</div>\n<div class=\"t m0 x6 h75 yf95 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">efficace des risques d<span class=\"_ _0\"></span>\u2019assurance</div>\n<div class=\"t m0 x6 h75 yf96 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">dans une perspective individ<span class=\"_ _0\"></span>uelle</div>\n<div class=\"t m0 x6 h75 yf97 ff10c fs49 fc1d sc0 lsf6 ws110\" style=\"z-index: 15;\">ou de portefeuille global. Les</div>\n<div class=\"t m0 x6 h75 yf98 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">op\u00e9rations d\u2019assurance d\u2019Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x6 h75 yf99 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">couvrent les assurances<span class=\"ls0\"> </span>Vie et Non<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x6 h75 yf9a ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">vie et, de ce fait, s'<span class=\"_ _0\"></span>exposent \u00e0</div>\n<div class=\"t m0 x6 h75 yf9b ff10c fs49 fc1d sc0 lsf5 ws115\" style=\"z-index: 15;\">diff\u00e9rents risques susceptibles<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 yf9c ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">d\u2019avoir une incidence sur <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h75 yf9d ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9alisation des ob<span class=\"_ _0\"></span>jectifs de</div>\n<div class=\"t m0 x6 h75 yf9e ff10c fs49 fc1d sc0 lsf5 ws10f\" style=\"z-index: 15;\">l\u2019entreprise. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 yfa0 ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas s\u2019ef<span class=\"_ _0\"></span>force d<span class=\"_ _0\"></span>e prendre un<span class=\"_ _0\"></span>iqueme<span class=\"_ _0\"></span>nt des risqu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x21b h62 yfa1 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wseb\">d<span class=\"_ _3\"></span>ont il a<span class=\"_ _3\"></span> une bonne <span class=\"_ _3\"></span>compr\u00e9hension<span class=\"_ _3\"></span></span><span class=\"ff109\"> ;  </span></span></div>\n<div class=\"t m0 x21b h62 yfa2 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">correctement \u00e9v<span class=\"_ _0\"></span>aluabl<span class=\"_ _0\"></span>es et g\u00e9rab<span class=\"_ _0\"></span>les soit au niv<span class=\"_ _0\"></span>eau indi<span class=\"_ _0\"></span>vidue<span class=\"_ _0\"></span>l, soit au niv<span class=\"_ _0\"></span>eau du </span></span></div>\n<div class=\"t m0 x36 h62 yfa3 ff109 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">global</span> ; </span></div>\n<div class=\"t m0 x21b h62 yfa4 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wsfa\">to<span class=\"_ _3\"></span>l\u00e9rables (c\u2019e<span class=\"_ _3\"></span>st</span><span class=\"ff109\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsfa\">dire dans les<span class=\"_ _3\"></span> limites de l\u2019app\u00e9t<span class=\"_ _3\"></span>ence au risque d\u2019Agea<span class=\"_ _3\"></span>s)</span> ; </span></span></div>\n<div class=\"t m0 x21b h62 yfa5 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">qui pr\u00e9sentent u<span class=\"_ _0\"></span>n comprom<span class=\"_ _0\"></span>is risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">r\u00e9compen<span class=\"_ _0\"></span>se accept<span class=\"_ _0\"></span>able (com<span class=\"_ _0\"></span>pte tenu de l<span class=\"_ _0\"></span>\u2019<span class=\"lsde wsea\">engagement </span></span></span></span></span></div>\n<div class=\"t m0 x36 h62 yfa6 ff109 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> envers s<span class=\"_ _0\"></span>es part<span class=\"_ _0\"></span>ies pre<span class=\"_ _0\"></span>nantes<span class=\"_ _0\"></span> et la soc<span class=\"_ _0\"></span>i\u00e9t\u00e9 ain<span class=\"_ _0\"></span>si que d<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span>valeurs<span class=\"_ _0\"></span> de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e et de sa</div>\n<div class=\"t m0 x36 h62 yfa7 ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">cultur<span class=\"_ _0\"></span>e de risque).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 yfa8 ff109 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 yfa9 ff109 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> de gestion<span class=\"_ _3\"></span> du risque<span class=\"_ _3\"></span> d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h62 yfaa ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">une prise de risque<span class=\"_ _0\"></span> en accord av<span class=\"_ _0\"></span>ec la strat\u00e9<span class=\"_ _0\"></span>gie et dans le<span class=\"_ _0\"></span>s limites d<span class=\"_ _0\"></span>e l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ris<span class=\"_ _0\"></span>que<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 yfab ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wsfa\">l<span class=\"_ _3\"></span>a mise en place d\u2019in<span class=\"_ _3\"></span>citations approp<span class=\"_ _3\"></span>ri\u00e9es pour promou<span class=\"_ _3\"></span>voir une compr\u00e9hens<span class=\"_ _3\"></span>ion commune de </span></span></div>\n<div class=\"t m0 x36 h62 yfac ff109 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">notre c<span class=\"_ _0\"></span>ulture d<span class=\"_ _0\"></span>u risque<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x21b h62 yfad ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wseb\">l<span class=\"_ _3\"></span>a disponibi<span class=\"_ _3\"></span>lit\u00e9 d\u2019info<span class=\"_ _3\"></span>rmations appro<span class=\"_ _3\"></span>pri\u00e9es, oppo<span class=\"_ _3\"></span>rtunes et c<span class=\"_ _3\"></span>orrectes po<span class=\"_ _3\"></span>ur permet<span class=\"_ _3\"></span>tre des pris<span class=\"_ _3\"></span>es de </span></span></div>\n<div class=\"t m0 x36 h62 yfae ff109 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9cisions stra<span class=\"_ _3\"></span>t\u00e9giques ad\u00e9qua<span class=\"_ _3\"></span>tes<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x21b h62 yfaf ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">la mise en place d\u2019une g<span class=\"_ _0\"></span>ouverna<span class=\"_ _0\"></span>nce de ris<span class=\"_ _0\"></span>que appro<span class=\"_ _0\"></span>pri\u00e9e,<span class=\"_ _0\"></span> ad\u00e9quat<span class=\"_ _0\"></span>e et efficac<span class=\"_ _0\"></span>e qui puiss<span class=\"_ _0\"></span>e \u00eatre </span></span></div>\n<div class=\"t m0 x36 h62 yfb0 ff109 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9montr\u00e9e<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x21b h62 yfb1 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">la mise en place d\u2019un ca<span class=\"_ _0\"></span>dre ad\u00e9qu<span class=\"_ _0\"></span>at de polit<span class=\"_ _0\"></span>ique de Ge<span class=\"_ _0\"></span>stion des ris<span class=\"_ _0\"></span>ques d\u2019e<span class=\"_ _0\"></span>ntrep<span class=\"_ _0\"></span>rises (ERM<span class=\"_ _0\"></span>), </span></span></div>\n<div class=\"t m0 x36 h62 yfb2 ff109 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">avec limites et<span class=\"_ _3\"></span> normes minimales<span class=\"_ _3\"></span>, c<span class=\"lsdc wse9\">ompris et<span class=\"_ _0\"></span> int\u00e9gr\u00e9 da<span class=\"_ _0\"></span>ns les activ<span class=\"_ _0\"></span>it\u00e9s op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elles </span></div>\n<div class=\"t m0 x36 h62 yfb3 ff109 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">quotidiennes<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ;  </span></div>\n<div class=\"t m0 x21b h62 yfb4 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wsfa\">d<span class=\"_ _3\"></span>es processus de ges<span class=\"_ _3\"></span>tion des risques de<span class=\"_ _3\"></span> haut niveau e<span class=\"_ _3\"></span>t efficaces, facil<span class=\"_ _3\"></span>itant un reporting<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x36 h62 yfb5 ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risque jus<span class=\"_ _0\"></span>te et infor<span class=\"_ _0\"></span>matif qui re<span class=\"_ _0\"></span>nforce l<span class=\"_ _0\"></span>e process<span class=\"_ _0\"></span>us de prise de d<span class=\"_ _0\"></span>\u00e9cisio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x21b h62 yfb7 ff109 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">La culture du ri<span class=\"_ _3\"></span>sque constitue une<span class=\"_ _3\"></span> partie essentiel<span class=\"_ _3\"></span>le de la culture d\u2019e<span class=\"_ _3\"></span>ntreprise global<span class=\"_ _3\"></span>e que le Consei<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x21b h62 yfb8 ff109 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on, le M<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent Com<span class=\"_ _0\"></span>mittee (<span class=\"_ _0\"></span>ManCo) <span class=\"_ _0\"></span>et l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Commit<span class=\"_ _0\"></span>tee (Ex<span class=\"_ _0\"></span>Co) d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x21b h62 yfb9 ff109 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">cherchent \u00e0<span class=\"_ _3\"></span> promouvoir <span class=\"lsdc wse9\">et <span class=\"_ _3\"></span>\u00e0 ancrer. L<span class=\"_ _0\"></span>a culture d<span class=\"_ _0\"></span>u risque d\u2019<span class=\"_ _0\"></span>Ageas,<span class=\"_ _0\"></span> d\u00e9crite ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous, d\u00e9c<span class=\"_ _0\"></span>oule de sa </span></span></span></div>\n<div class=\"t m0 x21b h62 yfba ff109 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">culture d\u2019e<span class=\"_ _3\"></span>ntreprise. Le<span class=\"_ _3\"></span>s principes<span class=\"_ _3\"></span> de la cu<span class=\"_ _3\"></span>lture d\u2019en<span class=\"_ _3\"></span>treprise et<span class=\"_ _3\"></span> les \u00e9l\u00e9men<span class=\"_ _3\"></span>ts cl\u00e9s de<span class=\"_ _3\"></span> la culture<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x21b h62 yfbb ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risque gu<span class=\"_ _0\"></span>ident les act<span class=\"_ _0\"></span>ions et les<span class=\"_ _0\"></span> d\u00e9cisio<span class=\"_ _0\"></span>ns, et refl<span class=\"_ _0\"></span>\u00e8tent l\u2019\u00e9<span class=\"_ _0\"></span>tat d\u2019espr<span class=\"_ _0\"></span>it et l\u2019attit<span class=\"_ _0\"></span>ude att<span class=\"_ _0\"></span>endus au se<span class=\"_ _0\"></span>in de</div>\n<div class=\"t m0 x21b h62 yfbc ff109 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019entreprise<span class=\"_ _3\"></span>.</div>\n<div class=\"t m6 xbd h8d yfd1 ff117 fs56 fc14 sc0 ls11e ws146\" style=\"z-index: 15;\">1. CULTURE DE <span class=\"_ _3\"></span>RISQUE</div>\n<div class=\"t m0 x21 h8e yfd2 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">2    STRAT\u00c9GIE DES RISQUES, OBJECTIFS ET APP\u00c9TENCE AU RISQUE</div>\n<div class=\"t m0 x120 h8e yfe5 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">3    GOUVERNANCE DES RISQUES, TAXONOMIE DES RISQUES,</div>\n<div class=\"t m0 x13d h8e yfe6 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">CADRE DE POLITIQUE ET CADRE MOD\u00c8LE DE L\u2019ERM</div>\n<div class=\"t m2 x133 h8f yfd3 ff117 fs58 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">4    RISQUE DANS L\u2019EX\u00c9CUTION*</div>\n<div class=\"t m0 x4b h8e yfd5 ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Identification des risques</div>\n<div class=\"t ma x4b h90 yfd6 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Identification des risques \u00e9mergents et actuels</div>\n<div class=\"t ma x4b h90 yfd7 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Couvre la taxonomie des risques</div>\n<div class=\"t m0 x19 h8e yfd8 ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Suivi et Reporting</div>\n<div class=\"t ma x19 h90 yfd9 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">Suivi continu et</div>\n<div class=\"t ma x19 h90 yfda ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">suivi des expositions et actions</div>\n<div class=\"t m0 x54 h8e yfde ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Evaluation et hi\u00e9rarchisation</div>\n<div class=\"t ma x54 h90 yfdf ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Probabilit\u00e9 de risque et impact</div>\n<div class=\"t ma x54 h90 yfe0 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Risque inh\u00e9rent/r\u00e9siduel/risque r\u00e9siduel pr\u00e9vu</div>\n<div class=\"t m0 x6a h8e yfe1 ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">R\u00e9ponse et contr\u00f4le</div>\n<div class=\"t ma x6a h90 yfe2 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Att\u00e9nuation, \u00e9vitement, acceptation ou transfert</div>\n<div class=\"t ma x6a h90 yfe3 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Actions visant \u00e0 garantir le respect du niveau</div>\n<div class=\"t ma x6a h90 yfe4 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">  d\u2019app\u00e9tence au risque</div>\n<div class=\"t m0 x6a h8e yfd4 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">5    DONN\u00c9ES, IT ET INFRASTRUCTURE</div>\n<div class=\"t ma xa4 h8c yfcf ff116 fs55 fc21 sc0 ls0 ws0\" style=\"z-index: 15;\">Remarque - Le contr\u00f4le interne, la s\u00e9curit\u00e9 de l'information et la gestion des donn\u00e9es sont g\u00e9r\u00e9s dans le cadre de l'ERM.</div>\n<div class=\"t ma xa4 h8c yfd0 ff116 fs55 fc21 sc0 ls0 ws0\" style=\"z-index: 15;\">*En plus des 4A et 4B, d'autres rapports sur les risques existent et sont document\u00e9s dans le cadre de gestion des risques d'entreprise Ageas.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 84px; height: 877px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x162 h91 yfdb ff117 fs59 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">4.A <span class=\"ff118 fc15\">Rapport sur les principaux risques </span></div>\n<div class=\"t m0 x162 h92 yfdc ff118 fs59 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">       et les risques \u00e9mergents</div>\n<div class=\"t m0 x162 h91 yfdd ff117 fs59 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">4.B<span class=\"ff118 fc15\"> Processus EIRS</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 84px; height: 877px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yfe7 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">es \u00e9l\u00e9ments c<span class=\"_ _0\"></span>l\u00e9s de la cult<span class=\"_ _0\"></span>ure du risqu<span class=\"_ _0\"></span>e (et de l\u2019ent<span class=\"_ _0\"></span>reprise<span class=\"_ _0\"></span>) \u00e0 laquell<span class=\"_ _0\"></span>e aspire Ag<span class=\"_ _0\"></span>eas sont d\u00e9c<span class=\"_ _0\"></span>rits ci<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x29 h93 y1022 ff124 fs5a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">LES VALEURS DE NOTRE CULTURE DE RISQUE</div>\n<div class=\"t m0 xf6 h94 y1024 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous agissons toujours avec <span class=\"fc10\">\u00e9thique et int\u00e9grit\u00e9</span></div>\n<div class=\"t m0 xf6 h94 y1025 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous <span class=\"fc10\">partageons la responsabilit\u00e9</span> de maintenir</div>\n<div class=\"t m0 xf6 h94 y1026 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">notre culture de sensibilisation aux <span class=\"fc10\">risques</span> </div>\n<div class=\"t m0 xf6 h94 y1027 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00e0 tous les niveaux</div>\n<div class=\"t m0 xf6 h94 y1028 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous favorisons un environnement de</div>\n<div class=\"t m0 xf6 h94 y1029 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">communication ouverte<span class=\"fc15\"> et de remise en question </span></div>\n<div class=\"t m0 xf6 h94 y102a ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">efficace<span class=\"fc15\"> dans lequel les processus d\u00e9cisionnels </span></div>\n<div class=\"t m0 xf6 h94 y102b ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">encouragent l'adoption d'un large \u00e9ventail de</div>\n<div class=\"t m0 xf6 h94 y102c ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">points de vue et favorisent l'engagement</div>\n<div class=\"t m0 xf6 h94 y102d ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous <span class=\"fc10\">comprenons</span> \u00e0 la fois le <span class=\"fc10\">bien (risque en amont)</span> </div>\n<div class=\"t m0 xf6 h94 y102e ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">et le <span class=\"fc10\">mal (risque en aval)</span> qui peuvent na\u00eetre <span class=\"fc10\">des</span> </div>\n<div class=\"t m0 xf6 h94 y102f ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">d\u00e9cisions<span class=\"fc15\"> que nous prenons</span></div>\n<div class=\"t m0 xf6 h94 y1030 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous nous <span class=\"fc10\">approprions</span> et <span class=\"fc10\">prenons la responsabilit\u00e9 </span></div>\n<div class=\"t m0 xf6 h94 y1031 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">individuelle,<span class=\"fc15\"> en prenant des </span>d\u00e9cisions en temps</div>\n<div class=\"t m0 xf6 h94 y1032 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">opportun<span class=\"fc15\"> et en </span>rendant compte ouvertement<span class=\"fc15\"> </span></div>\n<div class=\"t m0 xf6 h94 y1033 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">des risques que nous prenons</div>\n<div class=\"t m0 xf6 h94 y1034 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous avons la structure de <span class=\"fc10\">profils, d\u2019incitants,</span> <span class=\"fc10\">de</span> </div>\n<div class=\"t m0 xf6 h94 y1035 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">r\u00e9compenses<span class=\"fc15\"> et de </span>r\u00e9munerations  ad\u00e9quates<span class=\"fc15\"> en </span></div>\n<div class=\"t m0 xf6 h94 y1036 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">coh\u00e9rence avec la <span class=\"fc10\">culture du risque </span></div>\n<div class=\"t m0 xf6 h94 y1037 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">que nous souhaitons</div>\n<div class=\"t m0 x33 h93 y1023 ff124 fs5a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">NOS VALEURS D\u2019ENTREPRISE</div>\n<div class=\"t m0 x33 h95 y1038 ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE CARE<span class=\"ff125 fc15\"> - en t\u00e9moignant du </span></div>\n<div class=\"t m0 x33 h95 y1039 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">respect et en aidant ceux qui nous entourent,</div>\n<div class=\"t m0 x33 h95 y103a ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">et en restant fid\u00e8les \u00e0 ce que nous sommes</div>\n<div class=\"t m0 x33 h95 y103b ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DARE<span class=\"ff127 fc22\"> <span class=\"ff125 fc15\">- repousser les limites sans </span></span></div>\n<div class=\"t m0 x33 h95 y103c ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">avoir peur de prendre des risques</div>\n<div class=\"t m0 x33 h95 y103d ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DELIVER</div>\n<div class=\"t m0 x33 h95 y103e ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">- en respectant nos promesses</div>\n<div class=\"t m0 x33 h95 y103f ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE SHARE<span class=\"ff125 fc15\"> - nos connaissances, </span></div>\n<div class=\"t m0 x33 h95 y1040 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">en insufflant de l\u2019inspiration aux autres et</div>\n<div class=\"t m0 x33 h95 y1041 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">en faisant b\u00e9n\u00e9ficier toutes nos parties prenantes</div>\n<div class=\"t m0 x33 h95 y1042 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">de notre r\u00e9ussite</div>\n<div class=\"t m0 x6 h62 yfec ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Afin de prom<span class=\"_ _0\"></span>ouvoir<span class=\"_ _0\"></span> la sensibi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n aux risq<span class=\"_ _0\"></span>ues et d\u2019anc<span class=\"_ _0\"></span>rer les val<span class=\"_ _0\"></span>eurs de la cult<span class=\"_ _0\"></span>ure du risq<span class=\"_ _0\"></span>ue \u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>elle de l\u2019or<span class=\"_ _0\"></span>ganis<span class=\"_ _0\"></span>ation, des<span class=\"_ _0\"></span> formati<span class=\"_ _0\"></span>ons r\u00e9gul<span class=\"_ _0\"></span>i\u00e8res sur</div>\n<div class=\"t m0 x6 h62 yfed ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">les risques<span class=\"_ _3\"></span> sont organis\u00e9es sous la<span class=\"_ _3\"></span> forme d\u2019e<span class=\"ls0 ws0\">-</span>le<span class=\"_ _3\"></span>arnings ou de s\u00e9anc<span class=\"_ _3\"></span>es sur place dan<span class=\"_ _3\"></span>s l\u2019ensemble du Groupe<span class=\"_ _3\"></span>. Le Corporate<span class=\"_ _3\"></span> Centre a cr\u00e9\u00e9 des ma<span class=\"_ _3\"></span>t\u00e9riels</div>\n<div class=\"t m0 x6 h62 yfee ff119 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">didactiques,<span class=\"_ _3\"></span> qui ont <span class=\"_ _3\"></span>ensuite <span class=\"lsdc wse9\">\u00e9t\u00e9 adapt\u00e9s aux bes<span class=\"_ _0\"></span>oins loc<span class=\"_ _0\"></span>aux, auxq<span class=\"_ _0\"></span>uels s'aj<span class=\"_ _0\"></span>outent d<span class=\"_ _0\"></span>es mat\u00e9ri<span class=\"_ _0\"></span>els d\u00e9cent<span class=\"_ _0\"></span>ralis<span class=\"_ _0\"></span>\u00e9s d\u00e9velo<span class=\"_ _0\"></span>pp\u00e9s par c<span class=\"_ _0\"></span>haque ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e. De </span></div>\n<div class=\"t m0 x6 h62 yfef ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame, i<span class=\"_ _0\"></span>l existe <span class=\"_ _0\"></span>une com<span class=\"_ _0\"></span>binaiso<span class=\"_ _0\"></span>n de for<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>ns oblig<span class=\"_ _0\"></span>atoires et<span class=\"_ _0\"></span> volont<span class=\"_ _0\"></span>aires. <span class=\"_ _0\"></span>En 202<span class=\"_ _0\"></span>2, les s\u00e9<span class=\"_ _0\"></span>ances d\u2019<span class=\"_ _0\"></span>\u00e9ducat<span class=\"_ _0\"></span>ion et d<span class=\"_ _0\"></span>e sensibi<span class=\"_ _0\"></span>lisa<span class=\"lsde wsfa\">tion au risque<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ont ab<span class=\"_ _3\"></span>ord\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 yff0 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, mais p<span class=\"_ _0\"></span>as exclus<span class=\"_ _0\"></span>ivement,<span class=\"_ _0\"></span> les point<span class=\"_ _0\"></span>s suivants<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"lsde wseb\">r<span class=\"_ _3\"></span>eporting de<span class=\"_ _3\"></span>s incidents <span class=\"_ _3\"></span>en mati\u00e8re<span class=\"_ _3\"></span> de risque,<span class=\"_ _3\"></span> mod\u00e8le des<span class=\"_ _3\"></span> trois li<span class=\"_ _3\"></span>gnes de d\u00e9fe<span class=\"_ _3\"></span>nse, forma<span class=\"_ _3\"></span>tion </span></span></div>\n<div class=\"t m0 x6 h62 yff1 ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">antifra<span class=\"_ _0\"></span>ude, cod<span class=\"_ _0\"></span>e de con<span class=\"_ _0\"></span>duite, c<span class=\"_ _0\"></span>ybers<span class=\"_ _0\"></span>\u00e9curit<span class=\"_ _0\"></span>\u00e9, RGPD,<span class=\"_ _0\"></span> s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019i<span class=\"_ _0\"></span>nformati<span class=\"_ _0\"></span>on, cont<span class=\"_ _0\"></span>r\u00f4le int<span class=\"_ _0\"></span>erne,<span class=\"ls0 ws0\"> </span><span class=\"lsde\">continuit\u00e9 des acti<span class=\"_ _3\"></span>vit\u00e9s et ri<span class=\"_ _3\"></span>sque op\u00e9ra<span class=\"_ _3\"></span>tionnel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yff2 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d yff3 ff11b fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yff4 ff11b fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Cadre de gest<span class=\"_ _0\"></span>ion des risqu<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yff5 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas d\u00e9fi<span class=\"_ _0\"></span>nit le risqu<span class=\"_ _0\"></span>e comme un<span class=\"_ _0\"></span> \u00e9cart obse<span class=\"_ _0\"></span>rv\u00e9 par rap<span class=\"_ _0\"></span>port \u00e0 des</div>\n<div class=\"t m0 x6 h62 yff6 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats attend<span class=\"_ _0\"></span>us, susce<span class=\"_ _0\"></span>ptible d<span class=\"_ _0\"></span>\u2019affect<span class=\"_ _0\"></span>er sa so<span class=\"lsde wsfa\">lvabilit\u00e9, son rendemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 yff7 ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa liq<span class=\"_ _0\"></span>uidit\u00e9,<span class=\"_ _0\"></span> ses obj<span class=\"_ _0\"></span>ectifs c<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>iaux ou s<span class=\"_ _0\"></span>es oppo<span class=\"_ _0\"></span>rtunit<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yff8 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yff9 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a \u00e9tab<span class=\"_ _0\"></span>li et mis en \u0153uv<span class=\"_ _0\"></span>re un cadr<span class=\"_ _0\"></span>e de Gesti<span class=\"_ _0\"></span>on des risqu<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yffa ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019entre<span class=\"_ _0\"></span>prises (<span class=\"_ _0\"></span>ERM) inspi<span class=\"_ _0\"></span>r\u00e9 par les cad<span class=\"_ _0\"></span>res du <span class=\"lsf3 ws10c\">COSO</span></div>\n<div class=\"t m0 x102 h76 yffb ff119 fs4a fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4</div>\n<div class=\"t m0 x21b h62 yffc ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">ERM et du </span></div>\n<div class=\"t m0 x6 h62 yffd ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">contr\u00f4le interne<span class=\"_ _3\"></span>, compos\u00e9 d\u2019\u00e9l\u00e9me<span class=\"_ _3\"></span>nts cl\u00e9s qui agissen<span class=\"_ _3\"></span>t comme une</div>\n<div class=\"t m0 x6 h62 yffe ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">fondati<span class=\"_ _0\"></span>on solide d<span class=\"_ _0\"></span>u syst\u00e8m<span class=\"_ _0\"></span>e de gestion des<span class=\"_ _0\"></span> risques.<span class=\"_ _0\"></span> L\u2019ERM peut<span class=\"_ _0\"></span> se</div>\n<div class=\"t m0 x6 h62 yfff ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9finir c<span class=\"_ _0\"></span>omme l<span class=\"_ _0\"></span>e process<span class=\"_ _0\"></span>us d\u2019i<span class=\"_ _0\"></span>dentific<span class=\"_ _0\"></span>ation sys<span class=\"_ _0\"></span>t\u00e9mat<span class=\"_ _0\"></span>ique et c<span class=\"_ _0\"></span>ompl\u00e8t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1000 ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">des risques cri<span class=\"_ _3\"></span>tiques, d\u2019\u00e9valua<span class=\"_ _3\"></span>tion de leur i<span class=\"lsdc wse9\">mpact et de mise en pl<span class=\"_ _0\"></span>ace de </span></div>\n<div class=\"t m0 x6 h62 y1001 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">strat\u00e9g<span class=\"_ _0\"></span>ies int\u00e9g<span class=\"_ _0\"></span>r\u00e9es pou<span class=\"_ _0\"></span>r offrir un<span class=\"_ _0\"></span>e assuranc<span class=\"_ _0\"></span>e raiso<span class=\"_ _0\"></span>nnable qua<span class=\"_ _0\"></span>nt \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1002 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alisat<span class=\"_ _0\"></span>ion des ob<span class=\"_ _0\"></span>jectifs<span class=\"_ _0\"></span> de la soci\u00e9t<span class=\"_ _0\"></span>\u00e9. Le cadre ER<span class=\"_ _0\"></span>M d\u2019Ageas<span class=\"_ _0\"></span> (d\u00e9crit</div>\n<div class=\"t m0 x6 h62 y1003 ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">dans le diagramme ci<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus) d\u00e9fi<span class=\"_ _0\"></span>nit les obj<span class=\"_ _0\"></span>ectifs de h<span class=\"_ _0\"></span>aut nivea<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y1004 ff119 fs43 fc1d sc0 lsdd wse9\" style=\"z-index: 15;\">suivants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h6b y1005 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse9\">d\u00e9finit u<span class=\"lsde wseb\">n niveau d\u2019<span class=\"ff11e\">a<span class=\"_ _3\"></span>pp\u00e9tence au <span class=\"_ _3\"></span>risque</span></span></span><span class=\"ff119\"> <span class=\"lsde wseb\">garan<span class=\"_ _3\"></span>tissant que <span class=\"_ _3\"></span>le risque </span></span></span></div>\n<div class=\"t m0 x133 h62 y1006 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019insolv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 est \u00e0 tout mom<span class=\"_ _0\"></span>ent g\u00e9r\u00e9 \u00e0 des<span class=\"_ _0\"></span> niveaux ac<span class=\"_ _0\"></span>cepta<span class=\"_ _0\"></span>bles et</div>\n<div class=\"t m0 x133 h62 y1007 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">que le profi<span class=\"_ _0\"></span>l de risque est<span class=\"_ _0\"></span> mainte<span class=\"_ _0\"></span>nu dans les l<span class=\"_ _0\"></span>imites \u00e9ta<span class=\"_ _0\"></span>blies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h6b y1008 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsfe ws11a\">i<span class=\"_ _3\"></span>nstille</span><span class=\"ff11e\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">une soli<span class=\"_ _0\"></span>de sen<span class=\"_ _0\"></span>sibilisa<span class=\"_ _0\"></span>tion \u00e0 l<span class=\"_ _0\"></span>a cultur<span class=\"_ _0\"></span>e de ri<span class=\"_ _0\"></span>sque <span class=\"ff119 lsde wsea\">gr\u00e2ce <span class=\"lsdc wse8\">\u00e0 </span></span></span></span></span></div>\n<div class=\"t m0 x133 h62 y1009 ff119 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">laquelle le<span class=\"_ _3\"></span>s managers <span class=\"_ _3\"></span>s\u2019acquitten<span class=\"_ _3\"></span>t de leurs<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x133 h62 y100a ff119 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">comprendre <span class=\"_ _3\"></span>et d\u2019\u00eatre<span class=\"_ _3\"></span> sensibles au<span class=\"_ _3\"></span>x risques <span class=\"_ _3\"></span>de leur a<span class=\"_ _3\"></span>ctivit\u00e9, pour<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x133 h62 y100b ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9rer de fa\u00e7<span class=\"_ _0\"></span>on ad\u00e9qu<span class=\"_ _0\"></span>ate et font p<span class=\"_ _0\"></span>reuve de tran<span class=\"_ _0\"></span>sparenc<span class=\"_ _0\"></span>e dans leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x133 h6b y100c ff119 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9clarat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> <span class=\"ff11e\">;</span> </span></div>\n<div class=\"t m0 x1a h6b y100d ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse8\">assure </span><span class=\"ff11e lsf0\">l\u2019identification et la validation, l\u2019<span class=\"lsdc wse9\">\u00e9valuati<span class=\"_ _0\"></span>on et la </span></span></span></div>\n<div class=\"t m0 x133 h6b y100e ff11e fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">hi\u00e9rar<span class=\"_ _0\"></span>chisati<span class=\"_ _0\"></span>on, la co<span class=\"_ _0\"></span>nsigna<span class=\"_ _0\"></span>tion, l<span class=\"_ _0\"></span>e suivi <span class=\"_ _0\"></span>et la ges<span class=\"_ _0\"></span>tion<span class=\"ff119 ls0 ws0\"> <span class=\"lsde wsea\">des </span></span></div>\n<div class=\"t m0 x6a h62 y100f ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques qu<span class=\"_ _0\"></span>i affecte<span class=\"_ _0\"></span>nt, ou peuv<span class=\"_ _0\"></span>ent affe<span class=\"_ _0\"></span>cter, la r\u00e9a<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6a h62 y1010 ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs strat<span class=\"_ _0\"></span>\u00e9giqu<span class=\"_ _0\"></span>es et op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1011 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse9\">contribue au proc<span class=\"_ _0\"></span>essus de pr<span class=\"_ _0\"></span>ise de d\u00e9ci<span class=\"_ _0\"></span>sion en fo<span class=\"_ _0\"></span>urnissant<span class=\"_ _0\"></span> aux </span></span></div>\n<div class=\"t m0 x6a h6b y1012 ff119 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9cideurs <span class=\"_ _3\"></span><span class=\"lsdc wse9\">des info<span class=\"_ _0\"></span>rmation<span class=\"_ _0\"></span>s sur les ris<span class=\"_ _0\"></span>ques <span class=\"ff11e\">actu<span class=\"_ _0\"></span>elles, co<span class=\"_ _0\"></span>h\u00e9rentes </span></span></div>\n<div class=\"t m0 x6a h6b y1013 ff11e fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">et fiable<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ;<span class=\"ff119\"> </span></span></div>\n<div class=\"t m0 x1a h6b y1014 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse9\">int\u00e8gre la <span class=\"ff11e\">gestio<span class=\"_ _0\"></span>n strat<span class=\"_ _0\"></span>\u00e9gique des r<span class=\"_ _0\"></span>isque<span class=\"_ _0\"></span>s<span class=\"ff119 ls0 ws0\"> </span><span class=\"ff119\">dans le proces<span class=\"_ _0\"></span>sus </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y1015 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">global de p<span class=\"_ _0\"></span>rise de d\u00e9cis<span class=\"_ _0\"></span>ion.</div>\n<div class=\"t m0 x6 h62 y1016 ff11d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1fd\"> </span><span class=\"ff119\"> </span></div>\n<div class=\"t m0 x28 h62 y1017 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6e y7db ff11f fs48 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4  <span class=\"_ _1ff\"> </span><span class=\"lsf1 ws108\">Com<span class=\"_ _3\"></span>mittee of sponsoring organisations of the treadway commission</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 97px; height: 1009px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 97px; height: 1009px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff122 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff122 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Organisation<span class=\"_ _0\"></span> et gouvernance de la <span class=\"ls110 ws134\">gestio<span class=\"_ _0\"></span>n des risques</span></div>\n<div class=\"t m0 x6 h62 y836 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Un cadre so<span class=\"_ _0\"></span>lide et effi<span class=\"_ _0\"></span>cace de go<span class=\"_ _0\"></span>uverna<span class=\"_ _0\"></span>nce de risq<span class=\"_ _0\"></span>ue, sous<span class=\"ls0 ws0\">-</span>te<span class=\"_ _0\"></span>ndu par</div>\n<div class=\"t m0 x6 h62 y837 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">une solid<span class=\"_ _0\"></span>e culture de r<span class=\"_ _0\"></span>isque, est<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>el \u00e0 l\u2019effic<span class=\"_ _0\"></span>acit\u00e9 glob<span class=\"_ _0\"></span>ale des</div>\n<div class=\"t m0 x6 h62 y876 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions de ges<span class=\"_ _0\"></span>tion des ri<span class=\"_ _0\"></span>sques d\u2019<span class=\"_ _0\"></span>Ageas. L<span class=\"_ _0\"></span>e Conseil d\u2019<span class=\"_ _0\"></span>Administ<span class=\"_ _0\"></span><span class=\"lsde wsea\">ration </span></div>\n<div class=\"t m0 x6 h62 y877 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">assume la<span class=\"_ _0\"></span> respons<span class=\"_ _0\"></span>abilit\u00e9 ul<span class=\"_ _0\"></span>time de la ge<span class=\"_ _0\"></span>stion gl<span class=\"_ _0\"></span>obale des<span class=\"_ _0\"></span> risques. I<span class=\"_ _0\"></span>l est</div>\n<div class=\"t m0 x6 h62 y878 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">assist<span class=\"_ _0\"></span>\u00e9 dans l\u2019exe<span class=\"_ _0\"></span>rcice de ses<span class=\"_ _0\"></span> fonctio<span class=\"_ _0\"></span>ns par plusi<span class=\"_ _0\"></span>eurs orga<span class=\"_ _0\"></span>nes de</div>\n<div class=\"t m0 x6 h62 y879 ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">gouvernance <span class=\"_ _3\"></span>cl\u00e9s, comme d<span class=\"_ _3\"></span>\u00e9crit ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessous et<span class=\"_ _0\"></span> expliqu<span class=\"_ _0\"></span>\u00e9 plus en d\u00e9t<span class=\"_ _0\"></span>ail </span></span></div>\n<div class=\"t m0 x1a h62 y1018 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">dans cett<span class=\"_ _0\"></span>e section (l<span class=\"_ _0\"></span>es respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9s li\u00e9es \u00e0 la g<span class=\"_ _0\"></span>estion de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 y1019 ff120 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">au contr\u00f4le in<span class=\"_ _3\"></span>terne sont expliqu\u00e9<span class=\"_ _3\"></span>es dans cette<span class=\"_ _3\"></span> section <span class=\"ls0 ws0\">\u2014 <span class=\"lsfe ws11a\">v<span class=\"_ _3\"></span>euillez</span>-<span class=\"_ _3\"></span><span class=\"lsf7 wseb\">vous<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y101a ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9rer \u00e0 la n<span class=\"_ _0\"></span>ote<span class=\"ls0 ws0\"> \u00ab <span class=\"ls104 ws120\">A.</span>6 <span class=\"_ _3\"></span></span>D\u00e9clar<span class=\"_ _0\"></span>ation de gouv<span class=\"_ _0\"></span>ernanc<span class=\"_ _0\"></span>e d\u2019ent<span class=\"_ _0\"></span>reprise<span class=\"ls0 ws0\"> </span>\u00bb du</div>\n<div class=\"t m0 x1a h62 y101b ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e9sent Rapp<span class=\"_ _3\"></span>ort annuel<span class=\"_ _3\"></span> pour les d<span class=\"_ _3\"></span>\u00e9tails de g<span class=\"_ _3\"></span>ouvernance con<span class=\"_ _3\"></span>cernant le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y101c ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">comit\u00e9s au <span class=\"_ _3\"></span>n<span class=\"lsdc wse9\">iveau du Con<span class=\"_ _0\"></span>seil d\u2019ad<span class=\"_ _0\"></span>ministr<span class=\"_ _0\"></span>ation, l\u2019<span class=\"_ _0\"></span>Execut<span class=\"_ _0\"></span>ive Comm<span class=\"_ _0\"></span>ittee et </span></div>\n<div class=\"t m0 x1a h62 y101d ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le Manageme<span class=\"_ _3\"></span>nt Committee.<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x23c h99 y104e ff129 fs5f fc10 sc0 ls11f ws147\" style=\"z-index: 15;\">CONSEI<span class=\"_ _3\"></span>L</div>\n<div class=\"t m0 x23c h99 y104f ff129 fs5f fc10 sc0 ls120 ws148\" style=\"z-index: 15;\">D\u2019<span class=\"_ _4\"></span>ADMINI<span class=\"_ _3\"></span>-</div>\n<div class=\"t m0 x23c h99 y1050 ff129 fs5f fc10 sc0 ls121 ws149\" style=\"z-index: 15;\">STR<span class=\"_ _3\"></span>A<span class=\"_ _1\"></span>TION</div>\n<div class=\"t m0 x23c h99 y1051 ff12a fs5f fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVE<span class=\"_ _3\"></span>AU 1</div>\n<div class=\"t m0 xae h9a y1056 ff129 fs60 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">CONSEIL D\u2019ADMINISTRATION</div>\n<div class=\"t m0 xde h99 y1057 ff129 fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISK &amp; CAPITAL COMMITTEE</div>\n<div class=\"t m0 x98 h99 y1057 ff129 fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AUDIT COMMITTEE</div>\n<div class=\"t m0 x23c h99 y104c ff129 fs5f fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">GROUPE</div>\n<div class=\"t m0 x23c h99 y104d ff12a fs5f fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 2</div>\n<div class=\"t m0 xb1 h9b y1058 ff129 fs5d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Executive Committee (CEO, CFO, CRO, MDA &amp; MDE)</div>\n<div class=\"t m0 x100 h9b y1059 ff129 fs5d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management Committee</div>\n<div class=\"t m0 x288 h98 y105a ff129 fs5e fc5 sc0 ls122 ws14a\" style=\"z-index: 15;\">Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x11b h98 y105b ff129 fs5e fc5 sc0 ls123 ws14b\" style=\"z-index: 15;\">Inv<span class=\"_ _0\"></span>estment</div>\n<div class=\"t m0 x289 h98 y105c ff129 fs5e fc5 sc0 ls124 ws14c\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x19 h98 y105a ff129 fs5e fc5 sc0 ls122 ws14a\" style=\"z-index: 15;\">Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x86 h98 y105b ff129 fs5e fc5 sc0 ls123 ws14b\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 x28a h98 y105c ff129 fs5e fc5 sc0 ls124 ws14c\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x28e h9c y1068 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas</div>\n<div class=\"t m0 x14 h9c y1069 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 xa4 h9c y106a ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Forum</div>\n<div class=\"t m0 x160 h9c y1068 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Model</div>\n<div class=\"t m0 xa8 h9c y1069 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Control</div>\n<div class=\"t m0 x160 h9c y106a ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Board</div>\n<div class=\"t m0 x36 h9c y1065 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Comit\u00e9s techniques</div>\n<div class=\"t m0 x9 h9c y1066 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">sp\u00e9cifiques</div>\n<div class=\"t m0 x28d h9c y1067 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">au risque</div>\n<div class=\"t m0 x33 h98 y105d ff129 fs5e fc5 sc0 ls125 ws14d\" style=\"z-index: 15;\">Fonction</div>\n<div class=\"t m0 x3c h98 y105e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>p Ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k</div>\n<div class=\"t m0 xc6 h98 y105f ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">GRO<span class=\"_ _3\"></span>U<span class=\"_ _3\"></span>P CI<span class=\"_ _3\"></span>S<span class=\"_ _3\"></span>O</div>\n<div class=\"t m0 x2f h98 y1060 ff129 fs5e fc5 sc0 ls125 ws14d\" style=\"z-index: 15;\">Fonction</div>\n<div class=\"t m0 x28b h98 y1061 ff129 fs5e fc5 sc0 ls126 ws14e\" style=\"z-index: 15;\">Actuar<span class=\"_ _0\"></span>ial Gro<span class=\"_ _0\"></span>up</div>\n<div class=\"t m0 x78 h98 y1062 ff129 fs5e fc5 sc0 ls127 ws14f\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>alidati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 xb5 h98 y1063 ff129 fs5e fc5 sc0 ls128 ws150\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t m0 x77 h98 y1064 ff129 fs5e fc5 sc0 ls129 ws151\" style=\"z-index: 15;\">Groupe</div>\n<div class=\"t m0 x10b h98 y1063 ff129 fs5e fc5 sc0 ls12a ws152\" style=\"z-index: 15;\">Compliance</div>\n<div class=\"t m0 x28c h98 y1064 ff129 fs5e fc5 sc0 ls129 ws151\" style=\"z-index: 15;\">Groupe</div>\n<div class=\"t m0 xe5 h98 y1063 ff129 fs5e fc5 sc0 ls123 ws14b\" style=\"z-index: 15;\">Audit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x220 h98 y1064 ff129 fs5e fc5 sc0 ls129 ws151\" style=\"z-index: 15;\">Groupe</div>\n<div class=\"t m0 x23c h99 y1047 ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">R\u00c9GIONS</div>\n<div class=\"t m0 x23c h99 y1048 ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">ET ENTIT\u00c9S</div>\n<div class=\"t m0 x23c h99 y1049 ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">OP\u00c9RATION-</div>\n<div class=\"t m0 x23c h99 y104a ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">NELLES</div>\n<div class=\"t m0 x23c h99 y104b ff12a fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 3</div>\n<div class=\"t m0 x178 h98 y106b ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Business</div>\n<div class=\"t m0 x9d h98 y106c ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management</div>\n<div class=\"t m0 x10e h9c y106f ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">   Comit\u00e9s d\u2019audit, de risque</div>\n<div class=\"t m0 xc7 h9c y1070 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">et de gestion des actifs-passifs</div>\n<div class=\"t m0 x28f h9c y1071 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">R\u00e9seau de gestion des risques</div>\n<div class=\"t m0 x290 h9c y1072 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(y compris les coordinateurs des</div>\n<div class=\"t m0 x6c h9c y1073 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">risques r\u00e9gionaux, les Risk Officers</div>\n<div class=\"t m0 x291 h9c y1074 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">des entit\u00e9s locales et les CISO*)</div>\n<div class=\"t m0 x10e h9c y1075 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Fonction actuarielle locale</div>\n<div class=\"t m2 x11 h98 y1045 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t m2 xd7 h98 y1046 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Local</div>\n<div class=\"t m2 x10b h98 y1052 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Conformit\u00e9</div>\n<div class=\"t m2 x63 h98 y1053 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Locale</div>\n<div class=\"t m0 xe5 h98 y1054 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Audit</div>\n<div class=\"t m0 xe5 h98 y1055 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Local</div>\n<div class=\"t m0 x28 h98 y106d ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 1</div>\n<div class=\"t m0 x20 h98 y106e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Prise de Risques</div>\n<div class=\"t m0 x60 h98 y106d ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 2</div>\n<div class=\"t m0 x47 h98 y106e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Contr\u00f4le Risque/Conformit\u00e9</div>\n<div class=\"t m0 x220 h98 y106d ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 3</div>\n<div class=\"t m0 xeb h98 y106e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Assurance</div>\n<div class=\"t mb x87 h9d y1076 ff128 fs62 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">*  Une ligne hi\u00e9rarchique fonctionnelle relie les CISO locaux \u00e0 la gestion locale des risques</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 423px; height: 683px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 423px; height: 683px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les org<span class=\"_ _0\"></span>anes suiv<span class=\"_ _0\"></span>ants c<span class=\"_ _0\"></span>onseill<span class=\"_ _0\"></span>ent in f<span class=\"_ _0\"></span>ine l\u2019E<span class=\"_ _0\"></span>xecutiv<span class=\"_ _0\"></span>e Commi<span class=\"_ _0\"></span>ttee et/<span class=\"_ _0\"></span>ou le</div>\n<div class=\"t m0 x6 h62 y8b2 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conseil d\u2019<span class=\"_ _0\"></span>Adminis<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>on, sauf s\u2019il<span class=\"_ _0\"></span>s ont re\u00e7u u<span class=\"_ _0\"></span>n mandat expl<span class=\"_ _0\"></span>icite de</div>\n<div class=\"t m0 x6 h62 y8b3 ff12b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">l\u2019Exec<span class=\"_ _0\"></span>utive <span class=\"wse9\">Commit<span class=\"_ _0\"></span>tee et/o<span class=\"_ _0\"></span>u du Conse<span class=\"_ _0\"></span>il d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on de pren<span class=\"_ _0\"></span>dre des </span></div>\n<div class=\"t m0 x6 h62 y93e ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9cisions dans<span class=\"_ _3\"></span> certaines missions<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye84 ff12b fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Ageas <span class=\"lsdc wse8\">Investment<span class=\"ls0 ws0\"> <span class=\"ls102 ws11d\">Comm<span class=\"_ _0\"></span>ittee<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ye19 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019Ageas Investment C<span class=\"_ _3\"></span>ommittee (AGICO)<span class=\"_ _3\"></span> conseille l\u2019Ex<span class=\"_ _3\"></span>ecutive</div>\n<div class=\"t m0 x6 h62 ye1a ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee et co<span class=\"_ _0\"></span>ntr\u00f4le <span class=\"_ _0\"></span>l'expos<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>globale d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s. Il c<span class=\"_ _0\"></span>onseill<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 ye85 ff12b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">manag<span class=\"lsdc wse9\">ement dans les<span class=\"_ _0\"></span> d\u00e9cisio<span class=\"_ _0\"></span>ns d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement. Son r<span class=\"_ _0\"></span>\u00f4le incl<span class=\"_ _0\"></span>ut </span></div>\n<div class=\"t m0 x6 h62 ye86 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent la f<span class=\"_ _0\"></span>ormulat<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>ecomman<span class=\"_ _0\"></span>dations<span class=\"_ _0\"></span> en mat<span class=\"_ _0\"></span>i\u00e8re d\u2019al<span class=\"_ _0\"></span>locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yced ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019actifs stra<span class=\"_ _3\"></span>t\u00e9giques et de ges<span class=\"_ _3\"></span>tion actif<span class=\"ls0 ws0\">-</span><span class=\"wseb\">pa<span class=\"_ _3\"></span>ssif (ALM), <span class=\"_ _3\"></span>il contri<span class=\"_ _3\"></span>bue \u00e0 </span></div>\n<div class=\"t m0 x6 h62 ycee ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019optimisati<span class=\"_ _3\"></span>on de la s<span class=\"_ _3\"></span>trat\u00e9gie d\u2019<span class=\"_ _3\"></span>investissemen<span class=\"_ _3\"></span>t conform\u00e9me<span class=\"lsdc\">nt au cadre </span></div>\n<div class=\"t m0 x6 h62 ycef ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de risques<span class=\"_ _0\"></span> et dans les<span class=\"_ _0\"></span> limites con<span class=\"_ _0\"></span>venues<span class=\"_ _0\"></span>. La fonct<span class=\"_ _0\"></span>ion Group R<span class=\"_ _0\"></span>isk</div>\n<div class=\"t m0 x6 h62 y947 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pe pour s\u2019a<span class=\"_ _0\"></span>ssurer qu<span class=\"_ _0\"></span>e des mesur<span class=\"_ _0\"></span>es d\u2019att\u00e9<span class=\"_ _0\"></span>nuation de<span class=\"_ _0\"></span>s risque<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x6 h62 y948 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prises lo<span class=\"_ _0\"></span>rsque cel<span class=\"_ _0\"></span>a s\u2019av\u00e8r<span class=\"_ _0\"></span>e n\u00e9cessa<span class=\"_ _0\"></span>ire. Ce com<span class=\"_ _0\"></span>it\u00e9 comp<span class=\"_ _0\"></span>rend un p\u00f4le</div>\n<div class=\"t m0 x6 h62 y949 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Asie et un p\u00f4<span class=\"_ _0\"></span>le Europe,<span class=\"_ _0\"></span> pour gara<span class=\"_ _0\"></span>ntir un<span class=\"lsde wseb\">e perspective r\u00e9gion<span class=\"_ _3\"></span>ale </span></div>\n<div class=\"t m0 x6 h62 y94a ff12b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pertine<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye24 ff12b fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas Risk Committee<span class=\"_ _3\"></span> (ARC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef7 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019Ageas<span class=\"_ _0\"></span> Risk Co<span class=\"_ _0\"></span>mmitte<span class=\"_ _0\"></span>e (ARC) c<span class=\"_ _0\"></span>onsei<span class=\"_ _0\"></span>lle l\u2019Ex<span class=\"_ _0\"></span>ecutive <span class=\"_ _0\"></span>Commi<span class=\"_ _0\"></span>ttee su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y94d ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> question<span class=\"_ _0\"></span>s li\u00e9es au ris<span class=\"_ _0\"></span>que. Il s\u2019<span class=\"_ _0\"></span>assure que t<span class=\"_ _0\"></span>ous les ris<span class=\"_ _0\"></span>ques qui</div>\n<div class=\"t m0 x6 h62 y94e ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e8sent eff<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment sur l<span class=\"_ _0\"></span>es objectif<span class=\"_ _0\"></span>s strat\u00e9<span class=\"_ _0\"></span>giques<span class=\"_ _0\"></span>, <span class=\"lsde wseb\">op\u00e9rationnels<span class=\"_ _3\"></span> et </span></div>\n<div class=\"t m0 x6 h62 y94f ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>sont rapideme<span class=\"_ _3\"></span>nt identifi\u00e9<span class=\"_ _3\"></span>s, mesur\u00e9s,<span class=\"_ _3\"></span> g\u00e9r\u00e9s, sig<span class=\"_ _3\"></span>nal\u00e9s et s<span class=\"_ _3\"></span>uivis</div>\n<div class=\"t m0 x6 h62 y950 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(au moye<span class=\"_ _0\"></span>n de lim<span class=\"_ _0\"></span>ites d\u2019<span class=\"_ _0\"></span>app\u00e9te<span class=\"_ _0\"></span>nce au ris<span class=\"_ _0\"></span>que ap<span class=\"_ _0\"></span>propri\u00e9<span class=\"_ _0\"></span>es), et q<span class=\"_ _0\"></span>ue la</div>\n<div class=\"t m0 x6 h62 y951 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gouver<span class=\"_ _0\"></span>nance et la st<span class=\"_ _0\"></span>ructure d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n des risques<span class=\"_ _0\"></span> ad\u00e9quat<span class=\"_ _0\"></span>es sont en</div>\n<div class=\"t m0 x6 h62 y952 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">place et<span class=\"_ _0\"></span> font l\u2019o<span class=\"_ _0\"></span>bjet d\u2019<span class=\"_ _0\"></span>un suivi <span class=\"_ _0\"></span>(comm<span class=\"_ _0\"></span>e stipul<span class=\"_ _0\"></span>\u00e9 par le c<span class=\"_ _0\"></span>adre ER<span class=\"_ _0\"></span>M). Le</div>\n<div class=\"t m0 x6 h62 y953 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Group Ch<span class=\"_ _0\"></span>ief Risk Off<span class=\"_ _0\"></span>icer, les<span class=\"_ _0\"></span> Chief Risk Of<span class=\"_ _0\"></span>ficers l<span class=\"_ _0\"></span>ocaux et r\u00e9<span class=\"_ _0\"></span>gionau<span class=\"_ _0\"></span>x et</div>\n<div class=\"t m0 x6 h62 y954 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les Chief<span class=\"_ _3\"></span> Financial O<span class=\"_ _3\"></span>fficers des<span class=\"_ _3\"></span> r\u00e9gions s<span class=\"_ _3\"></span>ont membres<span class=\"_ _3\"></span> de l'ARC, <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y955 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sorte qu<span class=\"_ _0\"></span>e les d\u00e9cis<span class=\"_ _0\"></span>ions et reco<span class=\"_ _0\"></span>mmand<span class=\"_ _0\"></span>ations de ce co<span class=\"_ _0\"></span>mit\u00e9 pr<span class=\"_ _0\"></span>ennent en</div>\n<div class=\"t m0 x6 h62 y956 ff12b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">consid\u00e9<span class=\"wsfa\">ration<span class=\"_ _3\"></span> les vues et l\u2019exp\u00e9r<span class=\"_ _3\"></span>ience des niveaux<span class=\"_ _3\"></span> op\u00e9rationnels<span class=\"_ _3\"></span>. Les </span></div>\n<div class=\"t m0 x6 h62 y957 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">questi<span class=\"_ _0\"></span>ons et m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>es de risque les<span class=\"_ _0\"></span> plus impo<span class=\"_ _0\"></span>rtante<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x6 h62 y958 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent revues<span class=\"_ _0\"></span> et arbitr<span class=\"_ _0\"></span>\u00e9es par l\u2019E<span class=\"_ _0\"></span>xecutive C<span class=\"_ _0\"></span>ommitt<span class=\"_ _0\"></span>ee et le Cons<span class=\"_ _0\"></span>eil.</div>\n<div class=\"t m0 x6 h62 y959 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L'ARC e<span class=\"_ _0\"></span>st lui<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">m\u00eame conseill\u00e9 par l\u2019Ageas<span class=\"_ _3\"></span> Risk Forum sur de<span class=\"_ _3\"></span>s</span> <span class=\"lsde wsea\">question<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9es au ca<span class=\"_ _0\"></span>dre de gest<span class=\"_ _0\"></span>ion des ris<span class=\"_ _0\"></span>ques et par l\u2019<span class=\"_ _0\"></span>Ageas M<span class=\"_ _0\"></span>odel Contr<span class=\"_ _0\"></span>ol</div>\n<div class=\"t m0 x6 h62 y95b ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Board qui s\u2019a<span class=\"_ _3\"></span>ssure que les mod\u00e8les<span class=\"_ _3\"></span> utilis\u00e9s sont appropri<span class=\"_ _3\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 y95c ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conviennent po<span class=\"_ _3\"></span>ur les <span class=\"_ _3\"></span>t\u00e2ches auxquelle<span class=\"_ _3\"></span>s ils doiv<span class=\"_ _3\"></span>ent servir.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yec0 ff12b fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Risk <span class=\"_ _3\"></span>Forum (ARF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefc ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019Ageas Risk Forum (AR<span class=\"_ _3\"></span>F) conseille l\u2019<span class=\"_ _3\"></span>Ageas Risk Committ<span class=\"_ _3\"></span>ee sur des</div>\n<div class=\"t m0 x6 h62 yefd ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">questi<span class=\"_ _0\"></span>ons li\u00e9es au c<span class=\"_ _0\"></span>adre de gest<span class=\"_ _0\"></span>ion du risq<span class=\"_ _0\"></span>ue d\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e. Le Group</div>\n<div class=\"t m0 x6 h62 yefe ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Risk Offi<span class=\"_ _3\"></span>cer et les<span class=\"_ _3\"></span> Risk Offi<span class=\"_ _3\"></span>cers r\u00e9gionau<span class=\"_ _3\"></span>x et locau<span class=\"_ _3\"></span>x sont memb<span class=\"_ _3\"></span>res de</div>\n<div class=\"t m0 x6 h62 yeff ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019ARF, qu<span class=\"_ _0\"></span>i assure l<span class=\"_ _0\"></span>e partage d<span class=\"_ _0\"></span>es connais<span class=\"_ _0\"></span>sances<span class=\"_ _0\"></span> et des bonn<span class=\"_ _0\"></span>es pratiq<span class=\"_ _0\"></span>ues</div>\n<div class=\"t m0 x6 h62 yf00 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour d\u00e9velo<span class=\"_ _3\"></span>pp<span class=\"lsdc wse9\">er et am\u00e9lior<span class=\"_ _0\"></span>er en perm<span class=\"_ _0\"></span>anence le c<span class=\"_ _0\"></span>adre d\u2019ER<span class=\"_ _0\"></span>M du </span></div>\n<div class=\"t m0 x6 h62 y1077 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Groupe. L\u2019ARF est l<span class=\"_ _3\"></span>ui<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">m\u00eame cons<span class=\"_ _0\"></span>eill\u00e9 par l<span class=\"_ _0\"></span>es Com<span class=\"_ _0\"></span>it\u00e9s tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1078 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consac<span class=\"_ _0\"></span>r\u00e9s aux diff<span class=\"_ _0\"></span>\u00e9rents ri<span class=\"_ _0\"></span>sques le c<span class=\"_ _0\"></span>as \u00e9ch\u00e9a<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e ff12b fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Model <span class=\"_ _3\"></span>Control Boa<span class=\"_ _3\"></span>rd (MCB)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3f ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019Ageas Model<span class=\"_ _3\"></span> Control B<span class=\"_ _3\"></span>oard (MCB) c<span class=\"_ _3\"></span>onseille l\u2019Ag<span class=\"_ _3\"></span>eas Risk C<span class=\"_ _3\"></span>ommit<span class=\"lsdc wse8\">tee </span></div>\n<div class=\"t m0 x6 h62 yec1 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur des ques<span class=\"_ _0\"></span>tions l<span class=\"_ _0\"></span>i\u00e9es aux mod<span class=\"_ _0\"></span>\u00e8les et m\u00e9t<span class=\"_ _0\"></span>hodolo<span class=\"_ _0\"></span>gies (et ass<span class=\"_ _0\"></span>ure une</div>\n<div class=\"t m0 x6 h62 yec2 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remont\u00e9e si n\u00e9<span class=\"_ _3\"></span>cessaire). Le MCB com<span class=\"_ _3\"></span>prend les Group<span class=\"_ _3\"></span> Risk Model</div>\n<div class=\"t m0 x6 h62 yf01 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Managers et<span class=\"_ _3\"></span> des repr\u00e9<span class=\"_ _3\"></span>sentants r\u00e9<span class=\"_ _3\"></span>gionaux et l<span class=\"_ _3\"></span>ocaux, afin <span class=\"_ _3\"></span>de garantir<span class=\"_ _3\"></span> une</div>\n<div class=\"t m0 x6 h62 yf02 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">bonne int<span class=\"_ _0\"></span>eracti<span class=\"_ _0\"></span>on avec les Mo<span class=\"_ _0\"></span>del Cont<span class=\"_ _0\"></span>rol Boards<span class=\"_ _0\"></span> au<span class=\"ls0 ws0\"> </span>niveau loc<span class=\"_ _0\"></span>al. Le</div>\n<div class=\"t m0 x6 h62 y1079 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">MCB s\u2019ass<span class=\"_ _0\"></span>ure que les<span class=\"_ _0\"></span> mod\u00e8les uti<span class=\"_ _0\"></span>lis\u00e9s so<span class=\"_ _0\"></span>nt ad\u00e9quat<span class=\"_ _0\"></span>s et adapt<span class=\"_ _0\"></span>\u00e9s aux</div>\n<div class=\"t m0 x6 h62 y107a ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">finalit<span class=\"_ _0\"></span>\u00e9s vis\u00e9es.<span class=\"_ _0\"></span> Le MCB est lui<span class=\"ls0 ws0\">-</span>m\u00eam<span class=\"_ _0\"></span>e consei<span class=\"_ _0\"></span>ll\u00e9 par les C<span class=\"_ _0\"></span>omit\u00e9s</div>\n<div class=\"t m0 x1a h62 ye49 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques sp\u00e9c<span class=\"_ _0\"></span>ifique<span class=\"_ _0\"></span>s risque<span class=\"_ _0\"></span>s le cas <span class=\"_ _0\"></span>\u00e9ch\u00e9ant<span class=\"_ _0\"></span>. Un Mod<span class=\"_ _0\"></span>el Cont<span class=\"_ _0\"></span>rol Boar<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a h62 ye4a ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifique e<span class=\"_ _3\"></span>st organi<span class=\"_ _3\"></span>s\u00e9 pour les <span class=\"_ _3\"></span>ques<span class=\"lsdc wse9\">tions relati<span class=\"_ _0\"></span>ves aux mod<span class=\"_ _0\"></span>\u00e8les et </span></div>\n<div class=\"t m0 x1a h62 ye4b ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques \u00e0 <span class=\"ls0 ws0\">A</span><span class=\"wseb\">geas SA/<span class=\"_ _0\"></span>NV. Il s<span class=\"_ _0\"></span>e conc<span class=\"_ _0\"></span>entre su<span class=\"_ _0\"></span>r des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> sp\u00e9cif<span class=\"_ _0\"></span>iques </span></div>\n<div class=\"t m0 x1a h62 ye4c ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au holdi<span class=\"_ _0\"></span>ng et su<span class=\"_ _0\"></span>r la r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yec8 ff12b fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Comit\u00e9s techniqu<span class=\"_ _3\"></span>es sp\u00e9cifiques<span class=\"_ _3\"></span> risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yec9 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les comit\u00e9s ri<span class=\"_ _3\"></span>sques techniques<span class=\"_ _3\"></span> sp\u00e9cifiques <span class=\"ls0 ws0\">\u2014<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">le comit\u00e9 tec<span class=\"_ _0\"></span>hnique de </span></span></div>\n<div class=\"t m0 x1a h62 yeca ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque financier<span class=\"_ _3\"></span> (Ageas Financial<span class=\"_ _3\"></span> Risk Technical<span class=\"_ _3\"></span> Committee), le comi<span class=\"_ _3\"></span>t\u00e9</div>\n<div class=\"t m0 x1a h62 y107b ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>que vie (<span class=\"_ _0\"></span>Ageas Li<span class=\"_ _0\"></span>fe Tec<span class=\"_ _0\"></span>hnical C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e), le c<span class=\"_ _0\"></span>omit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye51 ff12b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">vie<span class=\"_ _3\"></span> (Ageas Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">Life Techn<span class=\"_ _0\"></span>ical Com<span class=\"_ _0\"></span>mittee<span class=\"_ _0\"></span>) et l<span class=\"wseb\">e comit<span class=\"_ _0\"></span>\u00e9 techn<span class=\"_ _0\"></span>ique </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye52 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque op\u00e9ra<span class=\"_ _3\"></span>tionnel d\u2019Ageas (Ope<span class=\"_ _3\"></span>rational Ris<span class=\"_ _3\"></span>k Technical Commit<span class=\"_ _3\"></span>tee) <span class=\"ls0 ws0\">\u2014 </span></div>\n<div class=\"t m0 x1a h62 ye53 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">agissent<span class=\"_ _0\"></span> en tant<span class=\"_ _0\"></span> qu\u2019orga<span class=\"_ _0\"></span>nes tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s expert<span class=\"_ _0\"></span>s. Ils as<span class=\"_ _0\"></span>surent<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x1a h62 ye54 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">coh\u00e9rence de<span class=\"_ _3\"></span> la m\u00e9thodo<span class=\"_ _3\"></span>logie et <span class=\"_ _3\"></span>des mod\u00e8le<span class=\"_ _3\"></span>s dans l\u2019ens<span class=\"_ _3\"></span>emble des<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye55 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entit\u00e9s op\u00e9ra<span class=\"_ _3\"></span>tionnelles l<span class=\"_ _3\"></span>ocales d\u2019Ag<span class=\"_ _3\"></span>eas.<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ils ont un r\u00f4le de fac<span class=\"_ _0\"></span>ilitate<span class=\"_ _0\"></span>ur </span></span></div>\n<div class=\"t m0 x1a h62 ye56 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019ag<span class=\"_ _0\"></span>r\u00e9gatio<span class=\"_ _0\"></span>n des exig<span class=\"_ _0\"></span>ences des<span class=\"_ _0\"></span> entit\u00e9s op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>nnelles,<span class=\"_ _0\"></span> ils r\u00e9alis<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 ye57 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la coh\u00e9re<span class=\"_ _0\"></span>nce des plat<span class=\"_ _0\"></span>eformes<span class=\"_ _0\"></span> du Groupe A<span class=\"_ _0\"></span>geas mena<span class=\"_ _0\"></span>nt les \u00e9val<span class=\"_ _0\"></span>uations</div>\n<div class=\"t m0 x1a h62 ye58 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des risques<span class=\"_ _3\"></span> avec les<span class=\"_ _3\"></span> exigences o<span class=\"_ _3\"></span>p\u00e9rationnelle<span class=\"_ _3\"></span>s et r\u00e9glem<span class=\"_ _3\"></span>entaires</div>\n<div class=\"t m0 x1a h62 ye59 ff12b fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">globales. Ils a<span class=\"lsde wsfa\">gissent comme de<span class=\"_ _3\"></span>s instances consul<span class=\"_ _3\"></span>tatives \u00e0 l\u2019\u00e9gard<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x1a h62 ye5a ff12b fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">l\u2019ARF e<span class=\"_ _3\"></span>t du M<span class=\"_ _3\"></span>CB. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye5b ff12b fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction Gr<span class=\"_ _3\"></span>oup Risk<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye5c ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La fonctio<span class=\"_ _0\"></span>n Group Ris<span class=\"_ _0\"></span>k, pr\u00e9si<span class=\"_ _0\"></span>d\u00e9e par le C<span class=\"_ _0\"></span>hief Risk Off<span class=\"_ _0\"></span>icer (CR<span class=\"_ _0\"></span>O)</div>\n<div class=\"t m0 x1a h62 ye5d ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Groupe, est<span class=\"_ _3\"></span> charg\u00e9e d\u2019<span class=\"_ _3\"></span>effectuer le<span class=\"_ _3\"></span> suivi e<span class=\"_ _3\"></span>t le report<span class=\"_ _3\"></span>ing du prof<span class=\"_ _3\"></span>il de risq<span class=\"_ _3\"></span>ue</div>\n<div class=\"t m0 x1a h62 ye5e ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global du G<span class=\"_ _0\"></span>roupe, y co<span class=\"_ _0\"></span>mpris le prof<span class=\"_ _0\"></span>il de risqu<span class=\"_ _0\"></span>e agr\u00e9g\u00e9 des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises</div>\n<div class=\"t m0 x1a h62 ye5f ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La f<span class=\"_ _0\"></span>onction G<span class=\"_ _0\"></span>roup Risk a aus<span class=\"_ _0\"></span>si pour voc<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e concevoi<span class=\"_ _0\"></span>r,</div>\n<div class=\"t m0 x1a h62 ye60 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de propos<span class=\"_ _0\"></span>er et de mettr<span class=\"_ _0\"></span>e en \u0153uvre l<span class=\"_ _0\"></span>e cadre ERM,<span class=\"_ _0\"></span> de le docum<span class=\"_ _0\"></span>enter par</div>\n<div class=\"t m0 x1a h62 ye61 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la mise \u00e0<span class=\"_ _3\"></span> jour r\u00e9gu<span class=\"_ _3\"></span>li\u00e8re des<span class=\"_ _3\"></span> politiques E<span class=\"_ _3\"></span>RM. Elle <span class=\"_ _3\"></span>assure la per<span class=\"_ _3\"></span>ti<span class=\"wsfa\">nence du </span></div>\n<div class=\"t m0 x1a h62 ye62 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mod\u00e8le glob<span class=\"_ _3\"></span>al de gouv<span class=\"_ _3\"></span>ernance et i<span class=\"_ _3\"></span>nt\u00e8gre les<span class=\"_ _3\"></span> avis donn\u00e9s<span class=\"_ _3\"></span> par l<span class=\"_ _3\"></span>\u2019\u00e9quipe</div>\n<div class=\"t m0 x1a h62 ye63 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Model Val<span class=\"_ _0\"></span>idation i<span class=\"_ _0\"></span>nd\u00e9pe<span class=\"_ _0\"></span>ndante d\u2019<span class=\"_ _0\"></span>Ageas char<span class=\"_ _0\"></span>g\u00e9e de la val<span class=\"_ _0\"></span>idati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ye64 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e8les.<span class=\"_ _0\"></span> Elle coor<span class=\"_ _0\"></span>donne \u00e9gal<span class=\"_ _0\"></span>ement l<span class=\"_ _0\"></span>es grands pr<span class=\"_ _0\"></span>ojets li<span class=\"_ _0\"></span>\u00e9s au risqu<span class=\"_ _0\"></span>e. La</div>\n<div class=\"t m0 x1a h62 ye65 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fonction Group<span class=\"_ _3\"></span> Risk (\u00e9galement membre<span class=\"_ _3\"></span> d<span class=\"lsdc wse9\">u r\u00e9seau de dur<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9) </span></div>\n<div class=\"t m0 x1a h62 ye66 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019int\u00e9r<span class=\"_ _0\"></span>esse \u00e0 la ques<span class=\"_ _0\"></span>tion de la du<span class=\"_ _0\"></span>rabilit\u00e9 et<span class=\"_ _0\"></span> en suit les \u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns (plans<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye67 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la Com<span class=\"_ _3\"></span>mission europ<span class=\"_ _3\"></span>\u00e9enne, opinio<span class=\"_ _3\"></span>ns de l\u2019AEAPP<span class=\"_ _3\"></span> (Autorit\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye68 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Europ\u00e9e<span class=\"_ _0\"></span>nne des As<span class=\"_ _0\"></span>surances<span class=\"_ _0\"></span> et des Pens<span class=\"_ _0\"></span>ions Prof<span class=\"_ _0\"></span>ession<span class=\"_ _0\"></span>nelles),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye69 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9clarations <span class=\"_ _3\"></span>et changem<span class=\"_ _3\"></span>ents r\u00e9glemen<span class=\"_ _3\"></span><span class=\"wsfa\">taires, entre au<span class=\"_ _3\"></span>tres) et pr\u00e9pare<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ye6a ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s ad\u00e9quates.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye6b ff12b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye6c ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La s\u00e9curit\u00e9<span class=\"_ _3\"></span> de l\u2019information f<span class=\"_ _3\"></span>ait partie du cadre<span class=\"_ _3\"></span> ERM <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wse8\">l\u2019Executive </span></span></div>\n<div class=\"t m0 x1a h62 ye6d ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee (ExCo<span class=\"_ _0\"></span>) est respo<span class=\"_ _0\"></span>nsable en<span class=\"_ _0\"></span> dernier res<span class=\"_ _0\"></span>sort de la p<span class=\"_ _0\"></span>olitiqu<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1a h62 ye6e ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>n ains<span class=\"wseb\">i qu<span class=\"_ _0\"></span>e de la c<span class=\"_ _0\"></span>oncept<span class=\"_ _0\"></span>ion, de l<span class=\"_ _0\"></span>a mise e<span class=\"_ _0\"></span>n \u0153uvre </span></div>\n<div class=\"t m0 x1a h62 ye6f ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et du bon fonct<span class=\"_ _0\"></span>ionnem<span class=\"_ _0\"></span>ent des co<span class=\"_ _0\"></span>ntr\u00f4le<span class=\"_ _0\"></span>s corresp<span class=\"_ _0\"></span>ondants.<span class=\"_ _0\"></span> L\u2019ExCo c<span class=\"_ _0\"></span>onfie</div>\n<div class=\"t m0 x1a h62 ye70 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 quotidi<span class=\"_ _0\"></span>enne de ces di<span class=\"_ _0\"></span>sposit<span class=\"_ _0\"></span>ions au Gr<span class=\"_ _0\"></span>oup Chief</div>\n<div class=\"t m0 x1a h62 ye71 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Informat<span class=\"_ _0\"></span>ion Secu<span class=\"_ _0\"></span>rity Offic<span class=\"_ _0\"></span>er (CISO<span class=\"_ _0\"></span>) qui rend co<span class=\"_ _0\"></span>mpte au Sen<span class=\"_ _0\"></span>ior</div>\n<div class=\"t m0 x1a h62 ye72 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Management de<span class=\"_ _3\"></span> la<span class=\"ls0 ws0\"> </span>fo<span class=\"_ _3\"></span>nction Group <span class=\"_ _3\"></span>Risk. Le <span class=\"_ _3\"></span>CISO du Grou<span class=\"_ _3\"></span>pe et le<span class=\"_ _3\"></span>s CISO</div>\n<div class=\"t m0 x1a h62 ye73 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locaux d\u00e9v<span class=\"_ _0\"></span>eloppe<span class=\"_ _0\"></span>nt et g\u00e8rent<span class=\"_ _0\"></span> la strat\u00e9<span class=\"_ _0\"></span>gie et la poli<span class=\"_ _0\"></span>tique de s\u00e9c<span class=\"_ _0\"></span>urit\u00e9 de</div>\n<div class=\"t m0 x1a h62 ye74 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inform<span class=\"_ _0\"></span>ation q<span class=\"_ _0\"></span>ui sous<span class=\"ls0 ws0\">-</span>tend<span class=\"_ _0\"></span>ent le cadre de g<span class=\"_ _0\"></span>ouverna<span class=\"_ _0\"></span>nce de la s\u00e9c<span class=\"_ _0\"></span>urit\u00e9 de</div>\n<div class=\"t m0 x1a h62 ye75 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inform<span class=\"_ _0\"></span>ation et c<span class=\"_ _0\"></span>oordon<span class=\"_ _0\"></span>nent la s\u00e9c<span class=\"_ _0\"></span>urit\u00e9 de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion <span class=\"lsde wsfa\">dans l\u2019ensemble </span></div>\n<div class=\"t m0 x1a h62 ye76 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de l\u2019organi<span class=\"_ _3\"></span>sation. Le<span class=\"_ _3\"></span> CISO du G<span class=\"_ _3\"></span>roupe et <span class=\"_ _3\"></span>les CISO <span class=\"_ _3\"></span>locaux super<span class=\"_ _3\"></span>visent</div>\n<div class=\"t m0 x1a h62 ye77 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les prog<span class=\"_ _0\"></span>rammes <span class=\"_ _0\"></span>de s\u00e9cu<span class=\"_ _0\"></span>rit\u00e9 de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les init<span class=\"_ _0\"></span>iative<span class=\"_ _0\"></span>s qui y s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 ye78 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9es, et re<span class=\"_ _0\"></span>ndent co<span class=\"_ _0\"></span>mpte au moi<span class=\"_ _0\"></span>ns deux fo<span class=\"_ _0\"></span>is par an des ris<span class=\"_ _0\"></span>ques li\u00e9s \u00e0 la</div>\n<div class=\"t m0 x1a h62 ye79 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>et du niveau de m<span class=\"_ _0\"></span>aturit\u00e9<span class=\"_ _0\"></span> de celle<span class=\"ls0 ws0\">-<span class=\"lsdd ws11a\">ci aux comit\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ye7a ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de risques<span class=\"_ _0\"></span>/de pilot<span class=\"_ _0\"></span>age ad\u00e9q<span class=\"_ _0\"></span>uats, \u00e0 l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Manag<span class=\"_ _0\"></span>ement et au</div>\n<div class=\"t m0 x1a h62 ye7b ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conseil d\u2019<span class=\"_ _0\"></span>Adminis<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>on.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 251px; height: 855px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff12e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction Gr<span class=\"_ _3\"></span>oup Data P<span class=\"_ _3\"></span>rotection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Data Prot<span class=\"_ _0\"></span>ectio<span class=\"_ _0\"></span>n Officer (D<span class=\"_ _0\"></span>PO) est une f<span class=\"_ _0\"></span>onctio<span class=\"_ _0\"></span>n ind\u00e9pend<span class=\"_ _0\"></span>ante qui</div>\n<div class=\"t m0 x6 h62 y8b3 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">apporte un<span class=\"_ _3\"></span> sout<span class=\"wsfa\">ien ad\u00e9qua<span class=\"_ _3\"></span>t \u00e0 l\u2019\u00e9quipe de di<span class=\"_ _3\"></span>rection en ce qui con<span class=\"_ _3\"></span>cerne </span></div>\n<div class=\"t m0 x6 h62 y93e ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 d\u2019assu<span class=\"_ _0\"></span>rance de la c<span class=\"_ _0\"></span>onform<span class=\"_ _0\"></span>it\u00e9 au RGP<span class=\"_ _0\"></span>D. Le DPO</div>\n<div class=\"t m0 x6 h62 y93f ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>le le respect<span class=\"_ _0\"></span> du RGPD et de to<span class=\"_ _0\"></span>utes les loi<span class=\"_ _0\"></span>s et r\u00e9gle<span class=\"_ _0\"></span>mentati<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y940 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">applica<span class=\"_ _0\"></span>bles en m<span class=\"_ _0\"></span>ati\u00e8r<span class=\"_ _0\"></span>e de prot<span class=\"_ _0\"></span>ection de<span class=\"_ _0\"></span>s donn\u00e9<span class=\"_ _0\"></span>es (y co<span class=\"_ _0\"></span>mpris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ff12e fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">polit<span class=\"lsdc wse9\">iques intern<span class=\"_ _0\"></span>es d\u2019Agea<span class=\"_ _0\"></span>s) via des st<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>es et contr\u00f4l<span class=\"_ _0\"></span>es de gesti<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y942 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">idoines. Par<span class=\"_ _3\"></span> ailleurs, <span class=\"_ _3\"></span>il anal<span class=\"_ _3\"></span>yse les ri<span class=\"_ _3\"></span>sques li\u00e9s<span class=\"_ _3\"></span> \u00e0 la s\u00e9cur<span class=\"_ _3\"></span>it\u00e9 et <span class=\"_ _3\"></span>au respect</div>\n<div class=\"t m0 x6 h62 y943 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la vie priv<span class=\"_ _0\"></span>\u00e9e et des don<span class=\"_ _0\"></span>n\u00e9es \u00e0 car<span class=\"_ _0\"></span>act\u00e8re pers<span class=\"_ _0\"></span>onnel.<span class=\"_ _0\"></span> Le r\u00e9sultat<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y944 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces analys<span class=\"_ _0\"></span>es est pr\u00e9<span class=\"_ _0\"></span>sent\u00e9 au moi<span class=\"_ _0\"></span>ns une f<span class=\"lsde wseb\">ois par an au Co<span class=\"_ _3\"></span>nseil </span></div>\n<div class=\"t m0 x6 h62 y945 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on. Le DP<span class=\"_ _0\"></span>O signale l<span class=\"_ _0\"></span>es probl\u00e8<span class=\"_ _0\"></span>mes \u00e0 l\u2019Aut<span class=\"_ _0\"></span>orit\u00e9 de</div>\n<div class=\"t m0 x6 h62 y946 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">protect<span class=\"_ _0\"></span>ion des don<span class=\"_ _0\"></span>n\u00e9es loc<span class=\"_ _0\"></span>ale lorsq<span class=\"_ _0\"></span>u\u2019il est cert<span class=\"_ _0\"></span>ain que l\u2019e<span class=\"_ _0\"></span>ntit\u00e9 va la<span class=\"_ _0\"></span>ncer</div>\n<div class=\"t m0 x6 h62 y9ed ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">un traitemen<span class=\"_ _3\"></span>t de donn\u00e9es \u00e0 cara<span class=\"_ _3\"></span>ct\u00e8re personnel qui pou<span class=\"_ _3\"></span>rrait \u00eatre</div>\n<div class=\"t m0 x6 h62 y9ee ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dommageable<span class=\"_ _3\"></span> et/ou troubler les<span class=\"_ _3\"></span> personnes concern\u00e9e<span class=\"_ _3\"></span>s. Le DPO</div>\n<div class=\"t m0 x6 h62 y9ef ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">organise \u00e9g<span class=\"_ _3\"></span>alement des <span class=\"_ _3\"></span>programmes d<span class=\"_ _3\"></span>e formation<span class=\"_ _3\"></span> destin\u00e9es <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x6 h62 y9f0 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">personnel pour<span class=\"_ _3\"></span> que les obligatio<span class=\"_ _3\"></span>ns et les respons<span class=\"_ _3\"></span>abilit\u00e9s de chacun<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f1 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soient c<span class=\"_ _0\"></span>omprise<span class=\"_ _0\"></span>s au sei<span class=\"_ _0\"></span>n de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff12e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction a<span class=\"_ _3\"></span>ctuarielle de<span class=\"_ _3\"></span> Groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une fonction ind<span class=\"_ _3\"></span>\u00e9pendante qui<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">rend c<span class=\"_ _0\"></span>ompte dire<span class=\"_ _0\"></span>ctement<span class=\"_ _0\"></span> au CRO pour </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facilite<span class=\"_ _0\"></span>r la colla<span class=\"_ _0\"></span>boratio<span class=\"_ _0\"></span>n dans le syst<span class=\"_ _0\"></span>\u00e8me de gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues. Le</div>\n<div class=\"t m0 x6 h62 y9a8 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al r\u00f4le de la f<span class=\"_ _0\"></span>onction ac<span class=\"_ _0\"></span>tuarie<span class=\"_ _0\"></span>lle est d\u2019\u00e9<span class=\"_ _0\"></span>mettre des<span class=\"_ _0\"></span> Opinio<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x6 h62 y9a9 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actuarielle<span class=\"_ _3\"></span>s sur trois suje<span class=\"_ _3\"></span>ts cl\u00e9s (Provision<span class=\"_ _3\"></span>s techniques, Sousc<span class=\"_ _3\"></span>ription et</div>\n<div class=\"t m0 x6 h62 y9aa ff12e fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">R\u00e9as<span class=\"_ _3\"></span>su<span class=\"lsde wsfa\">rance) et pa<span class=\"_ _3\"></span>r ailleurs de coordo<span class=\"_ _3\"></span>nner le calcul<span class=\"_ _3\"></span> des provisions </span></div>\n<div class=\"t m0 x6 h62 y9ab ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">techniques ai<span class=\"_ _3\"></span>nsi que d\u2019<span class=\"_ _3\"></span>assurer une<span class=\"_ _3\"></span> certaine<span class=\"_ _3\"></span> coh\u00e9rence au<span class=\"_ _3\"></span> sein du</div>\n<div class=\"t m0 x6 h62 y9ac ff12e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Groupe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y954 ff12e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction Comp<span class=\"_ _3\"></span>liance de<span class=\"_ _3\"></span> Groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une fonction de<span class=\"_ _3\"></span> contr\u00f4le ind\u00e9pendan<span class=\"_ _3\"></span>te au sein d\u2019Agea<span class=\"_ _3\"></span>s qui vise \u00e0</div>\n<div class=\"t m0 x6 h62 y956 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fournir une<span class=\"_ _3\"></span> assurance <span class=\"_ _3\"></span>rais<span class=\"lsdc wse9\">onnable qu<span class=\"_ _0\"></span>e la soci\u00e9t\u00e9 et<span class=\"_ _0\"></span> ses collab<span class=\"_ _0\"></span>orateu<span class=\"_ _0\"></span>rs </span></div>\n<div class=\"t m0 x6 h62 y957 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se confor<span class=\"_ _0\"></span>ment aux lo<span class=\"_ _0\"></span>is, r\u00e9gle<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ions, r\u00e8g<span class=\"_ _0\"></span>les inter<span class=\"_ _0\"></span>nes et norm<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y958 ff12e fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">\u00e9thiques. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef8 ff12e fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Fonctio<span class=\"_ _0\"></span>n d\u2019Audit i<span class=\"_ _0\"></span>nterne de G<span class=\"_ _0\"></span>roupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La fonctio<span class=\"_ _0\"></span>n d\u2019audit<span class=\"_ _0\"></span> interne co<span class=\"_ _0\"></span>ntribue \u00e0<span class=\"_ _0\"></span> la r\u00e9alisat<span class=\"_ _0\"></span>ion des obj<span class=\"_ _0\"></span>ectifs</div>\n<div class=\"t m0 x6 h62 yefa ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019Ageas en fourn<span class=\"_ _3\"></span>issant une assuran<span class=\"_ _3\"></span>ce professionnell<span class=\"_ _3\"></span>e et ind\u00e9pendan<span class=\"_ _3\"></span>te</div>\n<div class=\"t m0 x6 h62 yefb ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sujet de l\u2019<span class=\"_ _0\"></span>efficac<span class=\"_ _0\"></span>it\u00e9 des proc<span class=\"_ _0\"></span>essus<span class=\"_ _0\"></span> de gouver<span class=\"_ _0\"></span>nance, de ges<span class=\"_ _0\"></span>tion des</div>\n<div class=\"t m0 x6 h62 yec0 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risques et de con<span class=\"_ _3\"></span>tr\u00f4le. Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> l\u2019Audit formule<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x6 h62 yefc ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recomma<span class=\"_ _0\"></span>ndati<span class=\"_ _0\"></span>ons en vue d\u2019o<span class=\"_ _0\"></span>ptimis<span class=\"_ _0\"></span>er ces proce<span class=\"_ _0\"></span>ssus.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y107c ff12e fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entit\u00e9s o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelles<span class=\"_ _0\"></span> ou entit\u00e9s c<span class=\"lsde wseb\">ontr\u00f4l\u00e9es locales (OpCo)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y107d ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Chaque enti<span class=\"_ _3\"></span>t\u00e9 op\u00e9rationnel<span class=\"_ _3\"></span>le est r<span class=\"_ _3\"></span>esponsable de<span class=\"_ _3\"></span> la mise <span class=\"_ _3\"></span>en place<span class=\"_ _3\"></span> d\u2019un</div>\n<div class=\"t m0 x1a h62 y107e ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cadre exh<span class=\"_ _0\"></span>austif d<span class=\"_ _0\"></span>e gestion des<span class=\"_ _0\"></span> risque<span class=\"_ _0\"></span>s et de la gesti<span class=\"_ _0\"></span>on de ses risq<span class=\"_ _0\"></span>ues</div>\n<div class=\"t m0 x1a h62 y107f ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t aux limi<span class=\"_ _3\"></span>tes, aux pol<span class=\"_ _3\"></span>itiques et<span class=\"_ _3\"></span> aux dire<span class=\"_ _3\"></span>ctives fix\u00e9es <span class=\"_ _3\"></span>par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1080 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autorit<span class=\"_ _0\"></span>\u00e9s r\u00e9glem<span class=\"_ _0\"></span><span class=\"lsde wseb\">entaires, le<span class=\"_ _3\"></span> Groupe Agea<span class=\"_ _3\"></span>s et son <span class=\"_ _3\"></span>Conseil </span></div>\n<div class=\"t m0 x1a h62 y1081 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on local<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1082 ff12e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1083 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Par aill<span class=\"_ _0\"></span>eurs, c<span class=\"_ _0\"></span>haque ent<span class=\"_ _0\"></span>it\u00e9 op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nelle l<span class=\"_ _0\"></span>ocale se <span class=\"_ _0\"></span>doit de m<span class=\"_ _0\"></span>ettre e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1084 ff12e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">place<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1085 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsde wsfa\">a<span class=\"_ _3\"></span>u niveau du Conseil<span class=\"_ _3\"></span> d\u2019Administration,<span class=\"_ _3\"></span> un Risk Committee<span class=\"_ _3\"></span> et un </span></span></div>\n<div class=\"t m0 x133 h62 y1086 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Audit Committee<span class=\"_ _3\"></span> pour aider le Conse<span class=\"_ _3\"></span>il d\u2019Administ<span class=\"lsdc wse9\">ration dans ses </span></div>\n<div class=\"t m0 x133 h62 y1087 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">travaux de<span class=\"_ _3\"></span> surveillanc<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1088 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un Management Ri<span class=\"_ _0\"></span>sk<span class=\"ls0 ws0\"> </span>Committ<span class=\"_ _0\"></span>ee, qui ai<span class=\"_ _0\"></span>de l\u2019\u00e9quip<span class=\"_ _0\"></span>e de direct<span class=\"_ _0\"></span>ion \u00e0 </span></span></div>\n<div class=\"t m0 x133 h62 y1089 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">bien comp<span class=\"_ _0\"></span>rendre l<span class=\"_ _0\"></span>es princip<span class=\"_ _0\"></span>aux risq<span class=\"_ _0\"></span>ues et \u00e0 mett<span class=\"_ _0\"></span>re en place le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x133 h62 y108a ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proc\u00e9dures ad<span class=\"_ _3\"></span>\u00e9quates de<span class=\"_ _3\"></span> gestion des<span class=\"_ _3\"></span> risques<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y108b ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un comit\u00e9 ALM notam<span class=\"_ _0\"></span>ment cha<span class=\"_ _0\"></span>rg\u00e9 du suiv<span class=\"_ _0\"></span>i des risqu<span class=\"_ _0\"></span>es de marc<span class=\"_ _0\"></span>h\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 y108c ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour assur<span class=\"_ _0\"></span>er une gest<span class=\"_ _0\"></span>ion conf<span class=\"_ _0\"></span>orme au ca<span class=\"_ _0\"></span>dre de gesti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x133 h62 y108d ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risques, dans<span class=\"_ _3\"></span> les limites convenue<span class=\"_ _3\"></span>s, et pour prendre<span class=\"_ _3\"></span> des d\u00e9cisions<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 y108e ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou \u00e9mettre<span class=\"_ _3\"></span> des recomma<span class=\"_ _3\"></span>ndations ALM <span class=\"_ _3\"></span>sp\u00e9cifiques<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y108f ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un comit\u00e9 local de co<span class=\"_ _0\"></span>ntr\u00f4le d<span class=\"_ _0\"></span>es mod\u00e8les qu<span class=\"_ _0\"></span>i assume la<span class=\"_ _0\"></span> coordin<span class=\"_ _0\"></span><span class=\"wse8\">ation </span></span></span></div>\n<div class=\"t m0 x6a h62 y1090 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avec le MCB d\u2019<span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1091 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">une fonction de ris<span class=\"_ _0\"></span>que (ou un Ris<span class=\"_ _0\"></span>k Officer<span class=\"_ _0\"></span>) pour sout<span class=\"_ _0\"></span>enir le Risk<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 y1092 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee, qui ass<span class=\"_ _0\"></span>ure le report<span class=\"_ _0\"></span>ing des ris<span class=\"_ _0\"></span>ques et tr<span class=\"_ _0\"></span>ansmet se<span class=\"_ _0\"></span>s avis</div>\n<div class=\"t m0 x6a h62 y1093 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au CEO loca<span class=\"_ _0\"></span>l, au Consei<span class=\"_ _0\"></span>l d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on local ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 la</div>\n<div class=\"t m0 x6a h62 y1094 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directi<span class=\"_ _0\"></span>on du Group<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1095 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse8\">une <span class=\"_ _3\"></span><span class=\"lsde wseb\">fonction actuari<span class=\"_ _3\"></span>elle conform<span class=\"_ _3\"></span>e aux ex<span class=\"_ _3\"></span>igences r\u00e9glemen<span class=\"_ _3\"></span>taires de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 y1096 ff12e fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">Solvabilit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">II</span> ; </span></div>\n<div class=\"t m0 x1a h62 y1097 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsde wsfa\">u<span class=\"_ _3\"></span>ne fonction Compl<span class=\"_ _3\"></span>iance qui con<span class=\"_ _3\"></span>seille les organe<span class=\"_ _3\"></span>s administrati<span class=\"_ _3\"></span>fs ou </span></span></div>\n<div class=\"t m0 x6a h62 y1098 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n en mati\u00e8r<span class=\"_ _0\"></span>e de confo<span class=\"_ _0\"></span>rmit\u00e9 \u00e0 la loi,<span class=\"_ _0\"></span> \u00e0 la r\u00e9glem<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n et</div>\n<div class=\"t m0 x6a h62 y1099 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>aintes a<span class=\"_ _0\"></span>dminist<span class=\"_ _0\"></span>ratives<span class=\"_ _0\"></span>, ainsi q<span class=\"lsde wseb\">u\u2019aux politiques du G<span class=\"_ _3\"></span>roupe </span></div>\n<div class=\"t m0 x6a h62 y109a ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et aux direct<span class=\"_ _0\"></span>ives loc<span class=\"_ _0\"></span>ales lors<span class=\"_ _0\"></span>que cell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ci fixent<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rainte<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6a h62 y109b ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire<span class=\"_ _0\"></span>s. La f<span class=\"_ _0\"></span>onction C<span class=\"_ _0\"></span>omplia<span class=\"_ _0\"></span>nce \u00e9va<span class=\"_ _0\"></span>lue l\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 y109c ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle des cha<span class=\"_ _0\"></span>ngements<span class=\"_ _0\"></span> du cadre<span class=\"_ _0\"></span> l\u00e9gal sur l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 de l<span class=\"_ _0\"></span>\u2019entit\u00e9</div>\n<div class=\"t m0 x6a h62 y109d ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>\u00e9e et d\u00e9tec<span class=\"_ _0\"></span>te les risq<span class=\"_ _0\"></span>ues d<span class=\"wseb\">e conf<span class=\"_ _0\"></span>ormit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 y109e ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un Chief Informat<span class=\"_ _0\"></span>ion Secu<span class=\"_ _0\"></span>rity Offi<span class=\"_ _0\"></span>cer (CIS<span class=\"_ _0\"></span>O) apport<span class=\"_ _0\"></span>ant son sout<span class=\"_ _0\"></span>ien </span></span></div>\n<div class=\"t m0 x6a h62 y109f ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">au Senior <span class=\"_ _3\"></span>Management l<span class=\"_ _3\"></span>ocal<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y10a0 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un Data Protecti<span class=\"_ _0\"></span>on Office<span class=\"_ _0\"></span>r (DPO) qui re<span class=\"_ _0\"></span>nd compt<span class=\"_ _0\"></span>e au niveau le p<span class=\"_ _0\"></span>lus </span></span></div>\n<div class=\"t m0 x6a h62 y10a1 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9lev\u00e9 de dir<span class=\"_ _0\"></span>ection l<span class=\"_ _0\"></span>ocale et est<span class=\"_ _0\"></span> la personn<span class=\"_ _0\"></span>e de contact p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6a h62 y10a2 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Autor<span class=\"_ _0\"></span>it\u00e9 de prot<span class=\"_ _0\"></span>ection de<span class=\"_ _0\"></span>s donn\u00e9es l<span class=\"_ _0\"></span>ocale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y10a3 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">une fonction d\u2019a<span class=\"_ _0\"></span>udit inte<span class=\"_ _0\"></span>rne qui \u00e9val<span class=\"_ _0\"></span>ue la perti<span class=\"_ _0\"></span>nence et l\u2019<span class=\"_ _0\"></span>efficac<span class=\"_ _0\"></span>it\u00e9 du </span></span></div>\n<div class=\"t m0 x6a h62 y10a4 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">syst\u00e8m<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>r\u00f4le int<span class=\"_ _0\"></span>erne et<span class=\"_ _0\"></span> d\u2019autr<span class=\"_ _0\"></span>es \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du sy<span class=\"_ _0\"></span>st\u00e8me <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6a h62 y10a5 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gouvernance d<span class=\"_ _3\"></span>es risques.<span class=\"_ _3\"></span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 440px; height: 666px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 440px; height: 666px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff132 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.3.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws12d\">Tro<span class=\"_ _3\"></span>is lign<span class=\"lsdc wse9\">es de d\u00e9fense</span></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a mis e<span class=\"_ _0\"></span>n \u0153uvre un mo<span class=\"_ _0\"></span>d\u00e8le de trois<span class=\"_ _0\"></span> lignes de d<span class=\"_ _0\"></span>\u00e9fense. L<span class=\"_ _0\"></span>es trois lig<span class=\"_ _0\"></span>nes ont po<span class=\"_ _0\"></span>ur object<span class=\"_ _0\"></span>if commu<span class=\"_ _0\"></span>n ultime d\u2019ai<span class=\"_ _0\"></span>der l\u2019or<span class=\"_ _0\"></span>ganis<span class=\"wseb\">at<span class=\"_ _0\"></span>ion \u00e0 at<span class=\"_ _0\"></span>teindr<span class=\"_ _0\"></span>e ses </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs tout en g\u00e9<span class=\"_ _0\"></span>rant effic<span class=\"_ _0\"></span>acement l<span class=\"_ _0\"></span>e risque. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 ha1 y1151 ff140 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">PREMI\u00c8RE LIGNE DE D\u00c9FENSE</div>\n<div class=\"t m0 x43 ha2 y1152 ff140 fs66 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Propri\u00e9taire de l\u2019entreprise)</div>\n<div class=\"t mc xf7 ha0 y1129 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Met en \u0153uvre <span class=\"_ _0\"></span>le cadre <span class=\"_ _0\"></span>de gestion <span class=\"_ _0\"></span>des risques <span class=\"_ _0\"></span>de</div>\n<div class=\"t mc xf7 ha0 y112a ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019entreprise</div>\n<div class=\"t mc xf7 ha0 y112b ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Incorpore une culture <span class=\"_ _0\"></span>du risque <span class=\"_ _0\"></span>appropri\u00e9e</div>\n<div class=\"t mc xf7 ha0 y112c ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Identifie, poss\u00e8de, mesure <span class=\"_ _0\"></span>et g\u00e8re <span class=\"_ _0\"></span>les risques <span class=\"_ _0\"></span>de</div>\n<div class=\"t mc xf7 ha0 y112d ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019entreprise, en veillant <span class=\"_ _0\"></span>\u00e0 ce <span class=\"_ _0\"></span>qu\u2019Ageas ne <span class=\"_ _0\"></span>soit pas <span class=\"_ _0\"></span>victime</div>\n<div class=\"t mc xf7 ha0 y112e ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">d\u2019\u00e9v\u00e9nements impr\u00e9vus</div>\n<div class=\"t mc xf7 ha0 y112f ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Met en \u0153uvre <span class=\"_ _0\"></span>des politiques <span class=\"_ _0\"></span>et des <span class=\"_ _0\"></span>contr\u00f4les de <span class=\"_ _0\"></span>gestion</div>\n<div class=\"t mc xf7 ha0 y1130 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">des risques (conform\u00e9ment <span class=\"_ _0\"></span>aux exigences <span class=\"_ _0\"></span>du Groupe <span class=\"_ _0\"></span>et \u00e0 <span class=\"_ _0\"></span></div>\n<div class=\"t mc xf7 ha0 y1131 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019app\u00e9tit pour le <span class=\"_ _0\"></span>risque) et <span class=\"_ _0\"></span>s\u2019assure que <span class=\"_ _0\"></span>ceux-ci fonction<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t mc xf7 ha0 y1132 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">nent efficacement au <span class=\"_ _0\"></span>jour le <span class=\"_ _0\"></span>jour</div>\n<div class=\"t mc xf7 ha0 y1133 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Identifie et met <span class=\"_ _0\"></span>en \u0153uvre <span class=\"_ _0\"></span>des actions <span class=\"_ _0\"></span>visant \u00e0 <span class=\"_ _0\"></span>g\u00e9rer les</div>\n<div class=\"t mc xf7 ha0 y1134 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">risques existants et <span class=\"_ _0\"></span>\u00e9mergents</div>\n<div class=\"t mc xf7 ha0 y1135 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Rend compte au <span class=\"_ _0\"></span>sujet de <span class=\"_ _0\"></span>la gestion <span class=\"_ _0\"></span>des risques, <span class=\"_ _0\"></span>y compris</div>\n<div class=\"t mc xf7 ha0 y1136 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019analyse de la <span class=\"_ _0\"></span>probabilit\u00e9 d\u2019atteindre <span class=\"_ _0\"></span>les objectifs <span class=\"_ _0\"></span>cl\u00e9s de <span class=\"_ _0\"></span></div>\n<div class=\"t mc xf7 ha0 y1137 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019entreprise</div>\n<div class=\"t mc xf7 ha0 y1138 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">D\u00e9montre au Conseil <span class=\"_ _0\"></span>d\u2019Administration et <span class=\"_ _0\"></span>au r\u00e9gulateur <span class=\"_ _0\"></span></div>\n<div class=\"t mc xf7 ha0 y1139 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">que les contr\u00f4les <span class=\"_ _0\"></span>des risques <span class=\"_ _0\"></span>sont ad\u00e9quats <span class=\"_ _0\"></span>et efficaces</div>\n<div class=\"t mc xf7 ha0 y113a ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Fonctionnement conforme \u00e0 <span class=\"_ _0\"></span>la r\u00e9glementation</div>\n<div class=\"t m0 x1e1 ha1 y1153 ff140 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DEUXI\u00c8ME LIGNE DE D\u00c9FENSE</div>\n<div class=\"t m0 x28b ha3 y1154 ff140 fs67 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Gestion des risques, conformit\u00e9, DPO, CISO et fonctions actuarielles)</div>\n<div class=\"t mc x2f ha0 y113d ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Conseille la direction <span class=\"_ _0\"></span>g\u00e9n\u00e9rale et <span class=\"_ _0\"></span>le Conseil <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y113e ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">d\u2019Administration sur la <span class=\"_ _0\"></span>d\u00e9finition de <span class=\"_ _0\"></span>strat\u00e9gies de <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y113f ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">haut niveau et <span class=\"_ _0\"></span>de l\u2019app\u00e9tence <span class=\"_ _0\"></span>agr\u00e9g\u00e9e au <span class=\"_ _0\"></span>risque.</div>\n<div class=\"t mc x2f ha0 y1140 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">\u00c9tablit et entretient <span class=\"_ _0\"></span>le cadre <span class=\"_ _0\"></span>de gestion <span class=\"_ _0\"></span>des risques <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y1141 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">de l\u2019entreprise</div>\n<div class=\"t mc x2f ha0 y1142 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Facilite, \u00e9value et <span class=\"_ _0\"></span>contr\u00f4le le <span class=\"_ _0\"></span>fonctionnement efficace <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y1143 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">du syst\u00e8me de <span class=\"_ _0\"></span>gestion des <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y1144 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Propose une \u00e9ducation <span class=\"_ _0\"></span>et une <span class=\"_ _0\"></span>formation aux <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y1145 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Agit en tant <span class=\"_ _0\"></span>que conseiller <span class=\"_ _0\"></span>ind\u00e9pendant en <span class=\"_ _0\"></span>mati\u00e8re de <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y1146 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">risques</div>\n<div class=\"t mc x2f ha0 y1147 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Surveille et remet <span class=\"_ _0\"></span>en question <span class=\"_ _0\"></span>les principaux <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y1148 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">et la mani\u00e8re <span class=\"_ _0\"></span>dont ils <span class=\"_ _0\"></span>sont mesur\u00e9s <span class=\"_ _0\"></span>et g\u00e9r\u00e9s</div>\n<div class=\"t mc x2f ha0 y1149 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Surveille le respect <span class=\"_ _0\"></span>de l\u2019app\u00e9tence <span class=\"_ _0\"></span>au risque <span class=\"_ _0\"></span>et des <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y114a ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">politiques en mati\u00e8re <span class=\"_ _0\"></span>de risque</div>\n<div class=\"t mc x2f ha0 y114b ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Supervise l\u2019utilisation efficace <span class=\"_ _0\"></span>des processus <span class=\"_ _0\"></span>et des <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y114c ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">contr\u00f4les relatifs aux <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y114d ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Surveille le respect <span class=\"_ _0\"></span>des r\u00e8glements <span class=\"_ _0\"></span>et informe <span class=\"_ _0\"></span>les</div>\n<div class=\"t mc x2f ha0 y114e ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">entreprises des exigences</div>\n<div class=\"t m0 xf6 ha1 y114f ff140 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">TROISI\u00c8ME LIGNE DE D\u00c9FENSE</div>\n<div class=\"t m0 x43 ha2 y1150 ff140 fs66 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Audit interne)</div>\n<div class=\"t mc xf7 ha0 y113b ff13f fs64 fc17 sc0 ls12b ws153\" style=\"z-index: 15;\">Fournit au Senior <span class=\"_ _0\"></span>Management et <span class=\"_ _0\"></span>au Conseil <span class=\"_ _0\"></span>d\u2019administration un <span class=\"_ _0\"></span>niveau raisonnable d\u2019assurance <span class=\"_ _0\"></span>ind\u00e9pendante sur <span class=\"_ _0\"></span>le</div>\n<div class=\"t mc xf7 ha0 y113c ff13f fs64 fc17 sc0 ls12b ws153\" style=\"z-index: 15;\">caract\u00e8re ad\u00e9quat et <span class=\"_ _0\"></span>efficace de <span class=\"_ _0\"></span>la gouvernance, <span class=\"_ _0\"></span>de la <span class=\"_ _0\"></span>gestion et du <span class=\"_ _0\"></span>contr\u00f4le des <span class=\"_ _0\"></span>risques</div>\n\n<div class=\"t m0 x6 h7d y10a8 ff134 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y10a9 ff134 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Objectifs<span class=\"ls0 ws0\"> <span class=\"ls100 ws11b\">de ges<span class=\"_ _3\"></span>tion <span class=\"_ _3\"></span>du <span class=\"_ _3\"></span>capita<span class=\"_ _3\"></span>l</span> </span></div>\n<div class=\"t m0 x6 h62 y10aa ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le capital<span class=\"_ _3\"></span> est une re<span class=\"_ _3\"></span>ssource ra<span class=\"_ _3\"></span>re et str<span class=\"_ _3\"></span>at\u00e9gique qui <span class=\"_ _3\"></span>requiert une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y10ab ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">approche de<span class=\"_ _3\"></span> gestion cl<span class=\"_ _3\"></span>airement d\u00e9f<span class=\"_ _3\"></span>inie, rigoureus<span class=\"_ _3\"></span>e et disci<span class=\"_ _3\"></span>plin\u00e9e afin<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y10ac ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er un d\u00e9plo<span class=\"_ _0\"></span>iement ef<span class=\"_ _0\"></span>ficace et<span class=\"_ _0\"></span> efficie<span class=\"_ _0\"></span>nt. L\u2019app<span class=\"_ _0\"></span>roche de gest<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x6 h62 y10ad ff132 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">capital que sui<span class=\"_ _3\"></span>t Ageas <span class=\"lsdc wse9\">vise \u00e0 \u00e9quili<span class=\"_ _0\"></span>brer les bes<span class=\"_ _0\"></span>oins et le<span class=\"_ _0\"></span>s demandes d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y10ae ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> parties pre<span class=\"_ _0\"></span>nante<span class=\"_ _0\"></span>s dont les act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>eurs en</div>\n<div class=\"t m0 x6 h62 y10af ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">dette, les<span class=\"_ _0\"></span> agences de n<span class=\"_ _0\"></span>otatio<span class=\"_ _0\"></span>n et les client<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10b0 ff132 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10b1 ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> de gestion<span class=\"_ _3\"></span> de capita<span class=\"_ _3\"></span>l d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10b2 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse9\">d\u2019optimiser la st<span class=\"_ _0\"></span>ructure<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d<span class=\"_ _0\"></span>e capital,<span class=\"_ _0\"></span> sa com<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n et son<span class=\"_ _0\"></span> allocat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x5c h62 y10b3 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y10b4 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wseb\">d\u2019assurer de l<span class=\"_ _0\"></span>a cr\u00e9ati<span class=\"_ _0\"></span>on de va<span class=\"_ _0\"></span>leur en f<span class=\"_ _0\"></span>inan\u00e7<span class=\"_ _0\"></span>ant une c<span class=\"_ _0\"></span>roissa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x5c h62 y10b5 ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">rentabl<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>u\u2019en pr<span class=\"_ _0\"></span>ot\u00e9gea<span class=\"_ _0\"></span>nt la via<span class=\"_ _0\"></span>bilit\u00e9 et<span class=\"_ _0\"></span> la rent<span class=\"_ _0\"></span>abilit\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y10b6 ff132 fs43 fc1d sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019activit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y10b7 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse8\">d\u2019assurer</span><span class=\"ff132\"> <span class=\"lsdc wse9\">des nive<span class=\"_ _0\"></span>aux de divi<span class=\"_ _0\"></span>dendes opt<span class=\"_ _0\"></span>imaux, t<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour le Group<span class=\"_ _3\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y10b8 ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">que pour s<span class=\"_ _0\"></span>es fil<span class=\"_ _0\"></span>iales.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10b9 ff132 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.4.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Cadre de gestio<span class=\"_ _0\"></span>n du capital<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ba ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Les object<span class=\"_ _0\"></span>ifs d\u2019Ag<span class=\"_ _0\"></span>eas en ce qui co<span class=\"_ _0\"></span>ncerne la g<span class=\"_ _0\"></span>estion du c<span class=\"_ _0\"></span>apital doi<span class=\"_ _0\"></span>vent</div>\n<div class=\"t m0 x6 h62 y10bb ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre attei<span class=\"_ _0\"></span>nts en adh\u00e9<span class=\"_ _0\"></span>rant \u00e0 des pr<span class=\"_ _0\"></span>ocessus cl<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt d\u00e9finis<span class=\"_ _0\"></span>. Ceux<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">ci </span></span></div>\n<div class=\"t m0 x6 h62 y10bc ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019appui<span class=\"_ _0\"></span>ent sur des po<span class=\"_ _0\"></span>litiq<span class=\"_ _0\"></span>ues et des proc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde wseb\">dures clairem<span class=\"_ _3\"></span>ent d\u00e9finie<span class=\"_ _3\"></span>s pour </span></div>\n<div class=\"t m0 x1a h62 y10bd ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">assurer que<span class=\"_ _3\"></span> les prat<span class=\"_ _3\"></span>iques de ge<span class=\"_ _3\"></span>stion du c<span class=\"_ _3\"></span>apital dan<span class=\"_ _3\"></span>s l\u2019ensemble<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 y10be ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Groupe et<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s op\u00e9r<span class=\"_ _0\"></span>ationnel<span class=\"_ _0\"></span>les sont<span class=\"_ _0\"></span> compr<span class=\"_ _0\"></span>ises,</div>\n<div class=\"t m0 x1a h62 y10bf ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9es et su<span class=\"_ _0\"></span>ivies (av<span class=\"_ _0\"></span>ec actions<span class=\"_ _0\"></span> correct<span class=\"_ _0\"></span>ives au bes<span class=\"_ _0\"></span>oin).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10c0 ff132 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10c1 ff132 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Le cadre de gest<span class=\"_ _3\"></span>ion du capital d\u2019Ag<span class=\"_ _3\"></span>eas d\u00e9finit des<span class=\"_ _3\"></span> r\u00e8gles et principe<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y10c2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pour les poi<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y10c3 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">planification<span class=\"_ _3\"></span></span></span><span class=\"ff132\"> <span class=\"lsdc wse9\">du capital<span class=\"_ _0\"></span>, soit la d\u00e9fi<span class=\"_ _0\"></span>nition du niv<span class=\"_ _0\"></span>eau de ca<span class=\"_ _0\"></span>pital que </span></span></span></div>\n<div class=\"t m0 x6a h62 y10c4 ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le Groupe <span class=\"_ _3\"></span>souhaite m<span class=\"_ _3\"></span>aintenir, e<span class=\"_ _3\"></span>t qui est <span class=\"_ _3\"></span>fonction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6a h62 y10c5 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wseb\">des exigences <span class=\"_ _3\"></span>l\u00e9gales et d<span class=\"_ _3\"></span>es modifica<span class=\"_ _3\"></span>tions attendu<span class=\"_ _3\"></span>es</span><span class=\"ff132\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 y10c6 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wsfa\">des exigences r<span class=\"wseb\">\u00e9gle<span class=\"_ _3\"></span>mentaires e<span class=\"_ _3\"></span>t des modifi<span class=\"_ _3\"></span>cations attend<span class=\"_ _3\"></span>ues</span></span><span class=\"ff132\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 y10c7 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wseb\">des am<span class=\"_ _0\"></span>bitions<span class=\"_ _0\"></span> de crois<span class=\"_ _0\"></span>sance <span class=\"_ _0\"></span>et des fu<span class=\"_ _0\"></span>turs en<span class=\"_ _0\"></span>gageme<span class=\"_ _0\"></span>nts de </span></span></div>\n<div class=\"t m0 x134 h62 y10c8 ff132 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 y10c9 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wse9\">de la polit<span class=\"_ _0\"></span>ique d\u2019a<span class=\"_ _0\"></span>pp\u00e9tenc<span class=\"_ _0\"></span>e au risqu<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y10ca ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wseb\">L\u2019allocation d<span class=\"_ _0\"></span>u capit<span class=\"_ _0\"></span>al, c\u2019est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire la d\u00e9termin<span class=\"_ _0\"></span>ation de l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y10cb ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">du capital<span class=\"_ _3\"></span> qu\u2019Ageas pr<span class=\"_ _3\"></span>\u00e9voit et <span class=\"_ _3\"></span>qui est fo<span class=\"_ _3\"></span>nction<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6a h62 y10cc ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wseb\">de l\u2019optimisation<span class=\"_ _3\"></span> du rapp<span class=\"_ _3\"></span>ort risque/<span class=\"_ _3\"></span>rendement</span><span class=\"ff132\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6a h62 y10cd ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wse9\">de la polit<span class=\"_ _0\"></span>ique de div<span class=\"_ _0\"></span>idende (et<span class=\"_ _0\"></span> les lev\u00e9e<span class=\"_ _0\"></span>s futures de c<span class=\"_ _0\"></span>apitau<span class=\"_ _0\"></span>x).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y10ce ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsde wsfa\">L<span class=\"_ _3\"></span>a structuration<span class=\"_ _3\"></span> du capital, soi<span class=\"_ _3\"></span>t le maintien d\u2019un \u00e9qu<span class=\"_ _3\"></span>ilibre eff<span class=\"_ _3\"></span>icace </span></span></div>\n<div class=\"t m0 x6a h62 y10cf ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">entre ca<span class=\"_ _0\"></span>pital et dett<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10d0 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsde wsfa\">L<span class=\"_ _3\"></span>a gouvernance<span class=\"_ _3\"></span> de gestion du capi<span class=\"_ _3\"></span>tal, c\u2019est</span><span class=\"ff132\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire la d\u00e9finit<span class=\"_ _0\"></span>ion de </span></span></span></div>\n<div class=\"t m0 x6a h62 y10d1 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00f4les et de r<span class=\"_ _0\"></span>esponsab<span class=\"_ _0\"></span>ilit\u00e9s cl<span class=\"_ _0\"></span>airs pou<span class=\"_ _0\"></span>r les person<span class=\"_ _0\"></span>nes et les org<span class=\"_ _0\"></span>anes</div>\n<div class=\"t m0 x6a h62 y10d2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de d\u00e9cisi<span class=\"_ _0\"></span>on qui part<span class=\"_ _0\"></span>icipent<span class=\"_ _0\"></span> aux proces<span class=\"_ _0\"></span>sus de gest<span class=\"_ _0\"></span>ion du capit<span class=\"_ _0\"></span>al.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 183px; height: 367px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 183px; height: 923px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 183px; height: 923px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff13a fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff13a fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">\u00c9valuation de la s<span class=\"ls111 ws135\">olvabilit\u00e9 et du <span class=\"_ _3\"></span>capital<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y836 ff138 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.5.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">Mes<span class=\"_ _3\"></span>ure de l\u2019ad\u00e9quat<span class=\"_ _3\"></span>ion du capital</span> </span></div>\n<div class=\"t m0 x6 h62 y837 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Dans le c<span class=\"_ _3\"></span>adre de So<span class=\"_ _3\"></span>lvabilit\u00e9 <span class=\"_ _3\"></span>II, Ageas util<span class=\"_ _3\"></span>ise un Mod\u00e8<span class=\"_ _3\"></span>le Interne <span class=\"_ _3\"></span>Partiel</div>\n<div class=\"t m0 x6 h62 y876 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">ou MIP afin de m<span class=\"_ _0\"></span>esurer s<span class=\"_ _0\"></span>es exigenc<span class=\"_ _0\"></span>es en capit<span class=\"_ _0\"></span>al de solvab<span class=\"_ _0\"></span>ilit\u00e9 (S<span class=\"_ _0\"></span>CR)</div>\n<div class=\"t m0 x6 h62 y877 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">selon le <span class=\"_ _0\"></span>Pilier <span class=\"_ _0\"></span>1. Ce MIP <span class=\"_ _0\"></span>associ<span class=\"_ _0\"></span>e la form<span class=\"_ _0\"></span>ule sta<span class=\"_ _0\"></span>n<span class=\"wse9\">dard de Solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 II </span></div>\n<div class=\"t m0 x6 h62 y878 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">avec le mod<span class=\"_ _0\"></span>\u00e8le inter<span class=\"_ _0\"></span>ne de risqu<span class=\"_ _0\"></span>e de souscri<span class=\"_ _0\"></span>ption Non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">Vie pour<span class=\"_ _3\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y879 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>ales entit<span class=\"_ _0\"></span>\u00e9s active<span class=\"_ _0\"></span>s en Non<span class=\"ls0 ws0\">-</span>Vie.<span class=\"_ _0\"></span> Ageas compl<span class=\"_ _0\"></span>\u00e8te le MIP du Pi<span class=\"_ _0\"></span>lier</div>\n<div class=\"t m0 x6 h62 y87a ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">1 par une est<span class=\"_ _0\"></span>imation int<span class=\"_ _0\"></span>erne pro<span class=\"_ _0\"></span>pre de ses ex<span class=\"_ _0\"></span>igences<span class=\"_ _0\"></span> en capital<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y87b ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">solvabilit\u00e9 <span class=\"_ _3\"></span>ou SCR</div>\n<div class=\"t m0 x1 h76 y10d4 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x99 h62 ybd4 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">selo<span class=\"lsdc wse9\">n le Pilier 2. En plus du M<span class=\"_ _0\"></span>od\u00e8le int<span class=\"_ _0\"></span>erne </span></span></div>\n<div class=\"t m0 x6 h62 y10d5 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">partiel non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie, le SCR</span></span></div>\n<div class=\"t m0 x99 h76 y10d6 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x1d h62 y10d7 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">renforce<span class=\"_ _3\"></span> la formule standard p<span class=\"_ _3\"></span>ar les </span></div>\n<div class=\"t m0 x6 h62 y10d8 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10d9 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsde wseb\">T<span class=\"_ _3\"></span>raitement du<span class=\"_ _3\"></span> <span class=\"wsfa\">risque de spread<span class=\"_ _3\"></span> revu</span></span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x6 h62 y10da ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Inclusion des ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>ns aux spre<span class=\"_ _0\"></span>ads fond<span class=\"_ _0\"></span>amenta<span class=\"_ _0\"></span>ux pour les tit<span class=\"_ _0\"></span>res </span></span></div>\n<div class=\"t m0 x5c h62 y10db ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">souverains <span class=\"_ _3\"></span>de l\u2019UE (<span class=\"_ _3\"></span>et \u00e9qu<span class=\"lsf7\">iva<span class=\"_ _3\"></span>lent<span class=\"_ _3\"></span>s)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y10dc ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Exclusion des spr<span class=\"_ _0\"></span>eads non f<span class=\"_ _0\"></span>ondame<span class=\"_ _0\"></span>ntaux sur l<span class=\"_ _0\"></span>es autres det<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10dd ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsde wseb\">M<span class=\"_ _3\"></span>od\u00e8le inter<span class=\"_ _3\"></span>ne pour l\u2019im<span class=\"_ _3\"></span>mobilier</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x6 h62 y10de ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Charge li\u00e9e au risq<span class=\"_ _0\"></span>ue d\u2019inflat<span class=\"_ _0\"></span>ion pour l<span class=\"_ _0\"></span>es accid<span class=\"_ _0\"></span>ents du tra<span class=\"_ _0\"></span>vail<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10df ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Exclusion des mes<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">transitoires</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10e0 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10e1 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x1a1 h76 y10e2 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xef h62 y10e3 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">est ensuite<span class=\"_ _3\"></span> compar\u00e9 au<span class=\"_ _3\"></span>x fonds<span class=\"_ _3\"></span> propres \u00e9l<span class=\"lsdc wse9\">igibles pour </span></span></div>\n<div class=\"t m0 x6 h62 y10e4 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner l\u2019ad\u00e9<span class=\"_ _0\"></span>quatio<span class=\"_ _0\"></span>n en capita<span class=\"_ _0\"></span>l global<span class=\"_ _0\"></span>e du Groupe,<span class=\"_ _0\"></span> donnant<span class=\"_ _0\"></span> le ratio</div>\n<div class=\"t m0 x6 h62 y10e5 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de Solvab<span class=\"_ _0\"></span>ilit\u00e9 II</div>\n<div class=\"t m0 xf7 h76 y10e6 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xe8 h62 y889 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t m0 x6 h62 y88a ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y88b ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pour plus d<span class=\"_ _0\"></span>e d\u00e9tails<span class=\"_ _0\"></span> sur Solvabi<span class=\"_ _0\"></span>lit\u00e9 II, ve<span class=\"_ _0\"></span>uillez co<span class=\"_ _0\"></span>nsulter \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt la</div>\n<div class=\"t m0 x6 h62 y88c ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">note 5 <span class=\"ls0 ws0\">\u2013 </span>Contr\u00f4le r\u00e9g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span>aire et so<span class=\"_ _0\"></span>lvabilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y88d ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y88e ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019ad\u00e9quation du<span class=\"_ _3\"></span> <span class=\"wseb\">capital glo<span class=\"_ _3\"></span>bale est v<span class=\"_ _3\"></span>\u00e9rifi\u00e9e au <span class=\"_ _3\"></span>niveau du<span class=\"_ _3\"></span> Groupe, </span></div>\n<div class=\"t m0 x6 h62 y88f ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riellem<span class=\"_ _0\"></span>ent et an<span class=\"_ _0\"></span>nuelle<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10e7 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsde wseb\">L<span class=\"_ _3\"></span>e Conseil<span class=\"_ _3\"></span> d\u2019Administra<span class=\"_ _3\"></span>tion d\u2019Ageas con<span class=\"_ _3\"></span>tr\u00f4le que <span class=\"_ _3\"></span>l\u2019ad\u00e9quation<span class=\"_ _3\"></span> du </span></span></div>\n<div class=\"t m0 x5c h62 y10e8 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span> est mai<span class=\"_ _0\"></span>ntenue <span class=\"_ _0\"></span>au jour l<span class=\"_ _0\"></span>e jour, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e d\u2019un <span class=\"_ _0\"></span>rapport <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x5c h62 y10e9 ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">solvabilit\u00e9 e<span class=\"_ _3\"></span>t de capital trime<span class=\"_ _3\"></span>striel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10ea ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Par ailleurs et de fa\u00e7<span class=\"_ _0\"></span>on proact<span class=\"_ _0\"></span>ive, le Cons<span class=\"_ _0\"></span>eil d\u2019Adm<span class=\"_ _0\"></span>inistrat<span class=\"_ _0\"></span>ion </span></span></div>\n<div class=\"t m0 x5c h62 y10eb ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9value et o<span class=\"_ _0\"></span>riente l\u2019<span class=\"_ _0\"></span>ad\u00e9quat<span class=\"_ _0\"></span>ion du capi<span class=\"_ _0\"></span>tal du Grou<span class=\"_ _0\"></span>pe dans une</div>\n<div class=\"t m0 x5c h62 y10ec ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">perspect<span class=\"_ _0\"></span>ive plur<span class=\"_ _0\"></span>iannue<span class=\"_ _0\"></span>lle, en ten<span class=\"_ _0\"></span>ant compt<span class=\"_ _0\"></span>e de la strat\u00e9<span class=\"_ _0\"></span>gie, de</div>\n<div class=\"t m0 x5c h62 y10ed ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019\u00e9volution<span class=\"_ _3\"></span> pr\u00e9vue des <span class=\"_ _3\"></span>activit\u00e9s o<span class=\"_ _3\"></span>p\u00e9rationnelle<span class=\"_ _3\"></span>s, et des hy<span class=\"_ _3\"></span>poth\u00e8se<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x5c h62 y10ee ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de risques<span class=\"_ _0\"></span>. Cela se fait<span class=\"_ _0\"></span> selon un pr<span class=\"_ _0\"></span>ocessus d<span class=\"_ _0\"></span>\u00e9nomm\u00e9 O<span class=\"_ _0\"></span>wn Risk &amp;</div>\n<div class=\"t m0 x5c h62 y10ef ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Solvency A<span class=\"_ _3\"></span>ssessment (ORSA)<span class=\"_ _3\"></span> int\u00e9gr\u00e9 d<span class=\"_ _3\"></span>ans le <span class=\"_ _3\"></span>budget plur<span class=\"_ _3\"></span>iannuel et<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y10f0 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le processu<span class=\"_ _3\"></span>s de plani<span class=\"_ _3\"></span>fication d\u2019Agea<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10f1 ff138 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.5.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">Cadr<span class=\"_ _3\"></span>e d\u2019app\u00e9tence a<span class=\"_ _3\"></span>u risque</span> </span></div>\n<div class=\"t m0 x6 h62 y10f2 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le cadre <span class=\"_ _3\"></span>d\u2019app\u00e9tence au<span class=\"_ _3\"></span> risque d\u00e9<span class=\"_ _3\"></span>finit des c<span class=\"_ _3\"></span>rit\u00e8res p<span class=\"lsdc wse9\">our formuler la </span></div>\n<div class=\"t m0 x6 h62 y10f3 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">volont\u00e9 du<span class=\"_ _3\"></span> management<span class=\"_ _3\"></span> de prendre <span class=\"_ _3\"></span>des ri<span class=\"_ _3\"></span>sques dans un <span class=\"_ _3\"></span>domaine</div>\n<div class=\"t m0 x6 h62 y10f4 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que. Le cad<span class=\"_ _0\"></span>re d\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ri<span class=\"_ _0\"></span>sque d\u2019Ag<span class=\"_ _0\"></span>eas s\u2019appl<span class=\"_ _0\"></span>ique \u00e0 tout<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y10f5 ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">les entit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelles<span class=\"_ _3\"></span> d\u2019Ageas (c\u2019est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span>d<span class=\"_ _3\"></span>ire les entit\u00e9s da<span class=\"_ _3\"></span>ns</div>\n<div class=\"t m0 x6 h62 y10f6 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">lesquelles A<span class=\"_ _3\"></span>geas d\u00e9tient<span class=\"_ _3\"></span>, directement<span class=\"_ _3\"></span> ou <span class=\"lsdc wse9\">indirecte<span class=\"_ _0\"></span>ment, le cont<span class=\"_ _0\"></span>r\u00f4le </span></div>\n<div class=\"t m0 x6 h62 y10f7 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnel)<span class=\"_ _3\"></span>, et dans <span class=\"_ _3\"></span>la mesure <span class=\"_ _3\"></span>du possible<span class=\"_ _3\"></span>, aux entr<span class=\"_ _3\"></span>eprises li\u00e9e<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y10f8 ff138 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">(c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsde wseb\">dire les<span class=\"_ _3\"></span> entit\u00e9s <span class=\"_ _3\"></span>dont Ageas e<span class=\"_ _3\"></span>st, direc<span class=\"_ _3\"></span>tement ou ind<span class=\"_ _3\"></span>irectement, </span></span></div>\n<div class=\"t m0 x1a h62 y10f9 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">action<span class=\"_ _0\"></span>naire, sans<span class=\"_ _0\"></span> d\u00e9tenir l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>onnel).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10fa ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10fb ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le cadre d\u2019<span class=\"_ _0\"></span>app\u00e9te<span class=\"_ _0\"></span>nce du risq<span class=\"_ _0\"></span>ue et d<span class=\"lsde wsfa\">e gestion du capital pr\u00e9<span class=\"_ _3\"></span>voit de </span></div>\n<div class=\"t m0 x1a h62 y10fc ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es actio<span class=\"_ _0\"></span>ns de gesti<span class=\"_ _0\"></span>on sur trois ax<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10fd ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10fe ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> du cadre<span class=\"_ _3\"></span> d\u2019app\u00e9tence <span class=\"_ _3\"></span>au risque <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y10ff ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">l\u2019exposition \u00e0 un<span class=\"_ _0\"></span>e s\u00e9rie de risq<span class=\"_ _0\"></span>ues imp<span class=\"_ _0\"></span>ortants d<span class=\"_ _0\"></span>e chaque ent<span class=\"_ _0\"></span>it\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 y1100 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e et du gr<span class=\"_ _0\"></span>oupe glo<span class=\"_ _0\"></span>balement<span class=\"_ _0\"></span> reste <span class=\"lsde\">s<span class=\"_ _0\"></span>ous des ni<span class=\"_ _3\"></span>veaux </span></div>\n<div class=\"t m0 x133 h62 y1101 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">connus, ac<span class=\"_ _0\"></span>cepta<span class=\"_ _0\"></span>bles et cont<span class=\"_ _0\"></span>r\u00f4l\u00e9s<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1102 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wseb\">les crit\u00e8res d<span class=\"_ _0\"></span>\u2019app\u00e9t<span class=\"_ _0\"></span>ence au <span class=\"_ _0\"></span>risque s<span class=\"_ _0\"></span>oient cl<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt d\u00e9fi<span class=\"_ _0\"></span>nis afi<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x133 h62 y1103 ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">les exposition<span class=\"_ _3\"></span>s et activit\u00e9s r\u00e9e<span class=\"_ _3\"></span>lles puissent<span class=\"_ _3\"></span> \u00eatre compar\u00e9es aux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 y1104 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">crit\u00e8r<span class=\"_ _0\"></span>es approuv<span class=\"_ _0\"></span>\u00e9s par le Cons<span class=\"_ _0\"></span>eil d\u2019Ad<span class=\"_ _0\"></span>ministr<span class=\"_ _0\"></span>ation, afi<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x133 h62 y1105 ff138 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">permettre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">le suivi et la<span class=\"_ _3\"></span> confirmation posi<span class=\"_ _3\"></span>tive que les risque<span class=\"_ _3\"></span>s sont </span></div>\n<div class=\"t m0 x133 h62 y1106 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>l\u00e9s et que le Co<span class=\"_ _0\"></span>nseil d\u2019A<span class=\"_ _0\"></span>dminist<span class=\"_ _0\"></span>ration pe<span class=\"_ _0\"></span>ut et veut acc<span class=\"_ _0\"></span>epter</div>\n<div class=\"t m0 x133 h62 y1107 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">ces exposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1108 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">les limites de risq<span class=\"_ _0\"></span>ue soient en li<span class=\"_ _0\"></span>en avec la ca<span class=\"_ _0\"></span>pacit\u00e9 d<span class=\"_ _0\"></span>e prise de </span></span></div>\n<div class=\"t m0 x133 h62 y1109 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques ef<span class=\"_ _0\"></span>fectiv<span class=\"_ _0\"></span>e de l\u2019entit<span class=\"_ _0\"></span>\u00e9 op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>le e<span class=\"lsde wsfa\">t du groupe, de mani\u00e8<span class=\"_ _3\"></span>re </span></div>\n<div class=\"t m0 x133 h62 y110a ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">transp<span class=\"_ _0\"></span>arente et<span class=\"_ _0\"></span> direct<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y110b ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y110c ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">En raison<span class=\"_ _3\"></span> de leur im<span class=\"_ _3\"></span>portance pour<span class=\"_ _3\"></span> la con<span class=\"_ _3\"></span>tinuit\u00e9 des <span class=\"_ _3\"></span>op\u00e9rations d<span class=\"_ _3\"></span>\u2019Ageas,</div>\n<div class=\"t m0 x1a h62 y110d ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">et pour la ca<span class=\"_ _0\"></span>pacit\u00e9 de cett<span class=\"_ _0\"></span>e derni<span class=\"_ _0\"></span>\u00e8re \u00e0 resp<span class=\"_ _0\"></span>ecter ses en<span class=\"_ _0\"></span>gageme<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x1a h62 y110e ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">envers ses <span class=\"_ _3\"></span>parties p<span class=\"_ _3\"></span>renantes, les<span class=\"_ _3\"></span> crit\u00e8res <span class=\"_ _3\"></span>suivants <span class=\"_ _3\"></span>sont requis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x1a h62 y110f ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1110 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 ls109 ws129\">Solvabilit\u00e9</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x133 h9e y1111 ff13d fs63 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _1ff\"> </span><span class=\"ff138 fs43 lsdc wse9\">La conso<span class=\"_ _0\"></span>mmation du r<span class=\"_ _0\"></span>isque (C<span class=\"_ _0\"></span>R, c\u2019est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">dire le ni<span class=\"_ _0\"></span>veau de </span></span></span></span></div>\n<div class=\"t m0 x134 h62 y1112 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span> tampon uti<span class=\"_ _0\"></span>lis\u00e9 par le pr<span class=\"_ _0\"></span>ofil de risq<span class=\"_ _0\"></span>ue actue<span class=\"_ _0\"></span>l,</div>\n<div class=\"t m0 x134 h62 y1113 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondant<span class=\"_ _0\"></span> \u00e0 une perte de 1 sur 3<span class=\"_ _0\"></span>0 ans) rest<span class=\"_ _0\"></span>e en de\u00e7\u00e0 du</div>\n<div class=\"t m0 x134 h62 y1114 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">budget d<span class=\"_ _0\"></span>\u2019app\u00e9t<span class=\"_ _0\"></span>ence au <span class=\"_ _0\"></span>risque <span class=\"_ _0\"></span>(AR), fi<span class=\"_ _0\"></span>x\u00e9 \u00e0 40% <span class=\"_ _0\"></span>des fond<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x134 h62 y1115 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">propres, ne<span class=\"_ _3\"></span>t des<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">div<span class=\"_ _3\"></span>idendes attendus<span class=\"_ _3\"></span>. </span></div>\n<div class=\"t m0 xfe h9f ybd2 ff13e fs63 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x133 h62 y98f ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wse9\">La cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on du capita<span class=\"_ _0\"></span>l (CC) res<span class=\"_ _0\"></span>te en de\u00e7\u00e0 du ca<span class=\"_ _0\"></span>pital cibl<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x134 h62 y990 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">(CCi), d\u00e9f<span class=\"_ _0\"></span>ini \u00e0 175%<span class=\"_ _0\"></span> du SCR</div>\n<div class=\"t m0 xbf h76 y1116 ff138 fs4a fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ls103 ws11e\">Ageas</span></div>\n<div class=\"t m0 x294 h62 y1117 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t m0 x1a h62 y1118 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1119 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse8\">R\u00e9sultat</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x133 h62 y111a ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wseb\">L\u2019\u00e9ca<span class=\"_ _0\"></span>rt par r<span class=\"_ _0\"></span>apport <span class=\"_ _0\"></span>au r\u00e9sult<span class=\"_ _0\"></span>at budg<span class=\"_ _0\"></span>\u00e9t\u00e9 sel<span class=\"_ _0\"></span>on les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>FRS </span></span></div>\n<div class=\"t m0 x134 h62 y111b ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de fin d\u2019ann<span class=\"_ _0\"></span>\u00e9e d\u00fb \u00e0 une pert<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00e8re combi<span class=\"_ _0\"></span>n\u00e9e de 1/10 es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x134 h62 y111c ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsde wseb\">imit\u00e9 \u00e0<span class=\"_ _3\"></span> 100</span> <span class=\"_ _3\"></span><span class=\"lsff ws124\">%.</span> </div>\n<div class=\"t m0 x133 h62 y111d ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wse9\">Avec le m<span class=\"_ _0\"></span>\u00e9canis<span class=\"_ _0\"></span>me suivant<span class=\"_ _0\"></span> d\u2019alert<span class=\"_ _0\"></span>e rapide<span class=\"ls0 ws0\"> : </span>L\u2019\u00e9cart par ra<span class=\"_ _0\"></span>pport </span></span></div>\n<div class=\"t m0 x134 h62 y111e ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au r\u00e9sult<span class=\"_ _0\"></span>at pr\u00e9vu s<span class=\"_ _0\"></span>elon les nor<span class=\"_ _0\"></span>mes IFRS de fi<span class=\"_ _0\"></span>n d\u2019ann\u00e9<span class=\"_ _0\"></span>e (le</div>\n<div class=\"t m0 x134 h62 y111f ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at pr\u00e9vis<span class=\"_ _0\"></span>ionnel <span class=\"_ _0\"></span>selon l<span class=\"_ _0\"></span>es norme<span class=\"_ _0\"></span>s IFRS s<span class=\"_ _0\"></span>i la pr\u00e9v<span class=\"_ _0\"></span>ision es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x134 h62 y1120 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure au budg<span class=\"_ _0\"></span>et) d\u00fb \u00e0 une pert<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00e8re combi<span class=\"_ _0\"></span>n<span class=\"lsde wsfa\">\u00e9e de </span></div>\n<div class=\"t m0 x134 h62 y1121 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">1/10 est lim<span class=\"_ _0\"></span>it\u00e9 \u00e0 100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%. </span> </span></div>\n<div class=\"t m0 x1a h62 y1122 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1123 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse8\">Liquidit\u00e9 </span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x133 h62 y1124 ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsde wseb\">Le ratio de <span class=\"_ _3\"></span>liquidit\u00e9 d<span class=\"_ _3\"></span>u sc\u00e9nario de<span class=\"_ _3\"></span> base e<span class=\"_ _3\"></span>st d\u2019au moi<span class=\"_ _3\"></span>ns 100</span><span class=\"ff138\"> <span class=\"lsff ws124\">%.</span> </span></span></div>\n<div class=\"t m0 x133 h62 y1125 ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wse9\">Le rati<span class=\"_ _0\"></span>o de liquidit<span class=\"_ _0\"></span>\u00e9 en situ<span class=\"_ _0\"></span>ation de str<span class=\"_ _0\"></span>ess est d\u2019a<span class=\"_ _0\"></span>u moins </span></span></div>\n<div class=\"t m0 x134 h62 y1126 ff138 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 346px; height: 760px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 346px; height: 760px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff144 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff144 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Taxonom<span class=\"_ _0\"></span>ie des risque<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Afin d\u2019as<span class=\"_ _0\"></span>surer un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he syst\u00e9mat<span class=\"_ _0\"></span>ique et co<span class=\"_ _0\"></span>mpl\u00e8te d<span class=\"_ _0\"></span>e l\u2019identi<span class=\"_ _0\"></span>ficati<span class=\"_ _0\"></span>on des risqu<span class=\"_ _0\"></span>es, Ageas a d\u00e9f<span class=\"_ _0\"></span>ini une<span class=\"_ _0\"></span> Taxonomi<span class=\"_ _0\"></span>e des risqu<span class=\"_ _0\"></span>e<span class=\"lsde wseb\">s qui couvre<span class=\"_ _3\"></span> les risques<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y837 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>aux qui peu<span class=\"_ _0\"></span>vent impa<span class=\"_ _0\"></span>cter le Gr<span class=\"_ _0\"></span>oupe. La Tax<span class=\"_ _0\"></span>onomie des<span class=\"_ _0\"></span> risques (c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _0\"></span>) est ali<span class=\"_ _0\"></span>gn\u00e9e s<span class=\"_ _0\"></span>ur les c<span class=\"_ _0\"></span>at\u00e9g<span class=\"lsde wsfa\">ories de risques de Solvab<span class=\"_ _3\"></span>ilit\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">II, <span class=\"_ _3\"></span>ce qui </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y876 ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">facilite <span class=\"_ _0\"></span>l\u2019alig<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span> du report<span class=\"_ _0\"></span>ing int<span class=\"_ _0\"></span>erne et ex<span class=\"_ _0\"></span>terne. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x86 ha5 y11b8 ff14b fs69 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES TOTAUX</div>\n<div class=\"t md x23c ha5 y11b9 ff14b fs69 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">TAXONOMIE DES RISQUES</div>\n<div class=\"t me x44 ha6 y11ba ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES</div>\n<div class=\"t me x48 ha6 y11bb ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">FINANCIERS</div>\n<div class=\"t m0 xee ha7 y11be ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de march\u00e9</div>\n<div class=\"t m0 x56 ha7 y11bf ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de d\u00e9faillance</div>\n<div class=\"t m0 x99 ha7 y11c0 ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de liquidit\u00e9</div>\n<div class=\"t m0 x285 ha7 y11c1 ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">(actifs et passifs)</div>\n<div class=\"t m0 x223 ha7 y11c2 ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque li\u00e9 aux actifs incorporels</div>\n<div class=\"t me x28e ha6 y11ba ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES</div>\n<div class=\"t me xd6 ha6 y11bb ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">D\u2019ASSURANCE</div>\n<div class=\"t m0 x36 ha7 y11df ff14c fs6b fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque en vie</div>\n<div class=\"t m0 x37 ha7 y11e0 ff14c fs6b fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque en non-vie</div>\n<div class=\"t m0 x34 ha7 y11e1 ff14c fs6b fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque sant\u00e9</div>\n<div class=\"t me x13f ha6 y11ba ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES</div>\n<div class=\"t me x21a ha6 y11bb ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">OP\u00c9RATIONNELS</div>\n<div class=\"t m0 x78 ha7 y11be ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Pratiques en mati\u00e8re d\u2019emploi</div>\n<div class=\"t m0 x78 ha7 y11c3 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">et s\u00e9curit\u00e9 sur le lieu de travail</div>\n<div class=\"t m0 x133 ha7 y11c4 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Ex\u00e9cution, livraison et</div>\n<div class=\"t m0 x74 ha7 y11c5 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">gestion des processus</div>\n<div class=\"t m0 x24 ha7 y11c6 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Technologie</div>\n<div class=\"t m0 x4b ha7 y11c7 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Fraude interne</div>\n<div class=\"t m0 x4b ha7 y11c8 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Fraude externe</div>\n<div class=\"t m0 x3c ha7 y11c9 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Dommages aux biens mat\u00e9riels</div>\n<div class=\"t m0 x3c ha7 y11ca ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">(y compris la s\u00e9curit\u00e9 physique)</div>\n<div class=\"t m0 x2f ha7 y11cb ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Clients, produits et pratiques</div>\n<div class=\"t m0 xc2 ha7 y11cc ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">commerciales et juridiques</div>\n<div class=\"t m0 x10f ha7 y11cd ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Conduite</div>\n<div class=\"t m0 x23 ha7 y11ce ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Conformit\u00e9 \u00e0 la</div>\n<div class=\"t m0 x4b ha7 y11cf ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">r\u00e9glementation</div>\n<div class=\"t m0 x4b ha7 y11d0 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Tierces parties</div>\n<div class=\"t m0 x73 ha7 y11d1 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Rapports statutaires,</div>\n<div class=\"t m0 x133 ha7 y11d2 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\"> divulgation et fiscalit\u00e9</div>\n<div class=\"t m0 x259 ha7 y11d3 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Continuit\u00e9 de l\u2019activit\u00e9,</div>\n<div class=\"t m0 x12f ha7 y11d4 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">gestion de crise et</div>\n<div class=\"t m0 xbd ha7 y11d5 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">r\u00e9silience op\u00e9rationnelle</div>\n<div class=\"t m0 x73 ha7 y11d6 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Gestion des donn\u00e9es</div>\n<div class=\"t m0 x75 ha7 y11d7 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">S\u00e9curit\u00e9 de l\u2019information</div>\n<div class=\"t m0 x139 ha7 y11d8 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">(y compris cyber)</div>\n<div class=\"t m0 x227 ha7 y11d9 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Mod\u00e8le</div>\n<div class=\"t me x10b ha6 y11bc ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES STRAT\u00c9GIQUES</div>\n<div class=\"t me x30 ha6 y11bd ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">ET COMMERCIAUX</div>\n<div class=\"t m0 xbc ha7 y11da ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque strat\u00e9gique</div>\n<div class=\"t m0 xb2 ha7 y11db ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00c9volution des risques</div>\n<div class=\"t m0 xc0 ha7 y11dc ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque sectoriel</div>\n<div class=\"t m0 xbc ha7 y11dd ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque syst\u00e9mique</div>\n<div class=\"t m0 xbf ha7 y11de ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de durabilit\u00e9</div>\n<div class=\"t m0 x6 h62 y1159 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">La Taxono<span class=\"_ _0\"></span>mie a \u00e9t\u00e9 mise \u00e0 j<span class=\"_ _0\"></span>our en 2020 de ma<span class=\"_ _0\"></span>ni\u00e8re \u00e0 in<span class=\"_ _0\"></span>clure</div>\n<div class=\"t m0 x6 h62 y115a ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">explic<span class=\"_ _0\"></span>itement l<span class=\"_ _0\"></span>e risque en mat<span class=\"_ _0\"></span>i\u00e8re de dur<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9, qui engl<span class=\"_ _0\"></span>obe le risqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y115b ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">environ<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span>al et le chang<span class=\"_ _0\"></span>ement cl<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>que, dans le c<span class=\"_ _0\"></span>adre d\u2019une mi<span class=\"_ _0\"></span>se</div>\n<div class=\"t m0 x6 h62 y115c ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 jour de<span class=\"_ _3\"></span> la Poli<span class=\"_ _3\"></span>tique de r<span class=\"_ _3\"></span>isque d\u2019Ageas,<span class=\"_ _3\"></span> l\u2019une de<span class=\"_ _3\"></span>s politique<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y115d ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">transve<span class=\"_ _0\"></span>rsales d<span class=\"_ _0\"></span>e notre s\u00e9ri<span class=\"_ _0\"></span>e de politi<span class=\"_ _0\"></span>ques en mati<span class=\"_ _0\"></span>\u00e8re de ris<span class=\"_ _0\"></span>que. Les</div>\n<div class=\"t m0 x6 h62 y115e ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>olitiq<span class=\"_ _0\"></span>ues en mat<span class=\"_ _0\"></span>i\u00e8re de <span class=\"_ _0\"></span>risque m<span class=\"_ _0\"></span>ises <span class=\"wse9\">\u00e0 jo<span class=\"_ _0\"></span>ur afin d'i<span class=\"_ _0\"></span>nt\u00e9gre<span class=\"_ _0\"></span>r des </span></div>\n<div class=\"t m0 x6 h62 y115f ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9rations<span class=\"_ _3\"></span> ESG sont notamment<span class=\"_ _3\"></span> la Politique d\u2019approb<span class=\"_ _3\"></span>ation des</div>\n<div class=\"t m0 x6 h62 y1160 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span>, la Polit<span class=\"_ _0\"></span>ique de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">traitance<span class=\"_ _0\"></span> et la Pol<span class=\"_ _0\"></span>itique<span class=\"_ _0\"></span> en mati<span class=\"_ _0\"></span>\u00e8re </span></span></div>\n<div class=\"t m0 x6 h62 y1161 ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019achat<span class=\"_ _0\"></span>s. Un Ca<span class=\"_ _0\"></span>dre d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>respons<span class=\"_ _0\"></span>able a \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt vu le</div>\n<div class=\"t m0 x6 h62 y1162 ff142 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">jour. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1163 ff142 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1164 ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Dans le c<span class=\"_ _3\"></span>adre de no<span class=\"_ _3\"></span>tre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">approche de l\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce respo<span class=\"_ _0\"></span>nsable,<span class=\"_ _0\"></span> nous </span></span></div>\n<div class=\"t m0 x6 h62 y1165 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">chercho<span class=\"_ _0\"></span>ns active<span class=\"_ _0\"></span>ment \u00e0 prop<span class=\"_ _0\"></span>oser des<span class=\"_ _0\"></span> produits tr<span class=\"_ _0\"></span>anspar<span class=\"_ _0\"></span>ents et des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1166 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">services qui pre<span class=\"_ _3\"></span>nnent en consid\u00e9r<span class=\"_ _3\"></span>ation les facteurs<span class=\"_ _3\"></span> de risques ESG<span class=\"_ _3\"></span>, y</div>\n<div class=\"t m0 x6 h62 y1167 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">compris l\u2019\u00e9volu<span class=\"_ _3\"></span>tion des compor<span class=\"_ _3\"></span>tements de consomma<span class=\"_ _3\"></span>tion, qui</div>\n<div class=\"t m0 x6 h62 y1168 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">promeuvent l\u2019<span class=\"_ _3\"></span>inclusion \u00e9conomique<span class=\"_ _3\"></span> et qui encouragen<span class=\"_ _3\"></span>t les</div>\n<div class=\"t m0 x6 h62 y1169 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">comport<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> responsa<span class=\"_ _0\"></span>bles sur le p<span class=\"_ _0\"></span>lan envir<span class=\"_ _0\"></span>onnement<span class=\"_ _0\"></span>al et soci<span class=\"_ _0\"></span>al de la</div>\n<div class=\"t m0 x6 h62 y116a ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">part des cli<span class=\"_ _0\"></span>ents. Nou<span class=\"_ _0\"></span>s visons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> \u00e0 limiter not<span class=\"_ _0\"></span>re exposit<span class=\"_ _0\"></span>ion nett<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y116b ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">aux risque<span class=\"_ _0\"></span>s physiq<span class=\"_ _0\"></span>ues susc<span class=\"_ _0\"></span>eptibles<span class=\"_ _0\"></span> d\u2019appa<span class=\"_ _0\"></span>ra\u00eetre en cas<span class=\"_ _0\"></span> de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y116c ff142 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alisation<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">des object<span class=\"_ _0\"></span>ifs de l\u2019Ac<span class=\"_ _0\"></span>cord de Pa<span class=\"_ _0\"></span>ris. Au trav<span class=\"_ _0\"></span>ers de </span></div>\n<div class=\"t m0 x1a h62 y116d ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019investisseme<span class=\"_ _3\"></span>nt responsabl<span class=\"_ _3\"></span>e, nous nous<span class=\"_ _3\"></span> effor\u00e7ons d<span class=\"_ _3\"></span>e g\u00e9rer <span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x1a h62 y116e ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">vuln\u00e9rabilit<span class=\"_ _3\"></span>\u00e9s potentielle<span class=\"_ _3\"></span>s et de<span class=\"_ _3\"></span> tirer par<span class=\"_ _3\"></span>ti des oppor<span class=\"_ _3\"></span>tunit\u00e9s qu\u2019e<span class=\"_ _3\"></span>ngendre</div>\n<div class=\"t m0 x1a h62 y116f ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">la trans<span class=\"_ _0\"></span>ition ve<span class=\"_ _0\"></span>rs une \u00e9c<span class=\"_ _0\"></span>onomie <span class=\"_ _0\"></span>\u00e0 faib<span class=\"_ _0\"></span>le intens<span class=\"_ _0\"></span>it\u00e9 de c<span class=\"_ _0\"></span>arbone.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1170 ff142 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1171 ff142 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">poli<span class=\"_ _3\"></span>tiques impliq<span class=\"_ _3\"></span>uent les<span class=\"_ _3\"></span> \u00e9l\u00e9ments suiv<span class=\"_ _3\"></span>ants<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsdc wse9\">les process<span class=\"_ _0\"></span>us et </span></span></span></div>\n<div class=\"t m0 x1a h62 y1172 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">contr\u00f4les con<span class=\"_ _3\"></span>tinueront d\u2019\u00eatre mi<span class=\"_ _3\"></span>s \u00e0 jour, et une assu<span class=\"_ _3\"></span>rance sera fourni<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x1a h62 y1173 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">quant \u00e0 leur c<span class=\"_ _0\"></span>oncepti<span class=\"_ _0\"></span>on et leur eff<span class=\"_ _0\"></span>icacit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; <span class=\"lsde wseb\">le<span class=\"_ _3\"></span>s produits<span class=\"_ _3\"></span> et services<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1174 ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">continueront <span class=\"_ _3\"></span>d\u2019\u00eatre adap<span class=\"_ _3\"></span>t\u00e9s afin d<span class=\"_ _3\"></span>e d\u00e9montrer<span class=\"_ _3\"></span> la pr<span class=\"lsdc wse9\">ise en consid\u00e9<span class=\"_ _0\"></span>ration </span></div>\n<div class=\"t m0 x1a h62 y1175 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">du change<span class=\"_ _0\"></span>ment cli<span class=\"_ _0\"></span>matique p<span class=\"_ _0\"></span>ar des struc<span class=\"_ _0\"></span>tures de go<span class=\"_ _0\"></span>uvernanc<span class=\"_ _0\"></span>e formel<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y1176 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">et la r\u00e9acti<span class=\"_ _0\"></span>on \u00e0 l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des ex<span class=\"_ _0\"></span>igences et<span class=\"_ _0\"></span> besoins de<span class=\"_ _0\"></span>s client<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1177 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">limites seron<span class=\"_ _3\"></span>t fix\u00e9es et les obje<span class=\"_ _3\"></span>ctifs \u00e9volueron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span></span><span class=\"wseb\">la gestion<span class=\"_ _3\"></span> par des <span class=\"_ _3\"></span>tiers </span></div>\n<div class=\"t m0 x1a h62 y1178 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">doit incl<span class=\"_ _0\"></span>ure une <span class=\"lsde wseb\">prise en consid\u00e9ra<span class=\"_ _3\"></span>tion appropr<span class=\"_ _3\"></span>i\u00e9e et d\u00e9m<span class=\"_ _3\"></span>ontr\u00e9e des<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1179 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">aspects ESG. Une \u00e9va<span class=\"_ _3\"></span>luation est r\u00e9alis<span class=\"_ _3\"></span>\u00e9e chaque ann\u00e9e<span class=\"_ _3\"></span> afin de v\u00e9rifier</div>\n<div class=\"t m0 x1a h62 y117a ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">le respe<span class=\"_ _0\"></span>ct de to<span class=\"_ _0\"></span>utes les e<span class=\"_ _0\"></span>xigenc<span class=\"_ _0\"></span>es de la <span class=\"_ _0\"></span>politiq<span class=\"_ _0\"></span>ue de ris<span class=\"_ _0\"></span>que, et <span class=\"_ _0\"></span>des pla<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y117b ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019actions s<span class=\"_ _3\"></span>ont \u00e9tabli<span class=\"_ _3\"></span>s pour cor<span class=\"_ _3\"></span>riger tout <span class=\"_ _3\"></span>manquement i<span class=\"_ _3\"></span>denti<span class=\"lsf8 ws111\">fi\u00e9<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y117c ff142 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y117d ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>ans l\u2019ex<span class=\"_ _0\"></span>\u00e9cution du c<span class=\"_ _0\"></span>ycle (d\u00e9c<span class=\"_ _0\"></span>rit dans le v<span class=\"_ _0\"></span>isuel rel<span class=\"_ _0\"></span>atif au cadr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y117e ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ERM \u00e0 l<span class=\"_ _0\"></span>a secti<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">4.1) et la Taxo<span class=\"_ _0\"></span>nomie de<span class=\"_ _0\"></span>s risques s<span class=\"_ _0\"></span>ont fondam<span class=\"_ _0\"></span>entaux </span></div>\n<div class=\"t m0 x1a h62 y117f ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pour nos pr<span class=\"_ _0\"></span>ocessu<span class=\"_ _0\"></span>s de reporti<span class=\"_ _0\"></span>ng des princ<span class=\"_ _0\"></span>ipaux ris<span class=\"_ _0\"></span>ques (<span class=\"_ _0\"></span>KRR) et des</div>\n<div class=\"t m0 x1a h62 y1180 ff142 fs43 fc1d sc0 lsf7 wseb\" style=\"z-index: 15;\">risqu<span class=\"lsdc wse9\">es \u00e9mergents (ER<span class=\"_ _0\"></span>R).</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 114px; height: 992px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 114px; height: 992px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y1182 ff146 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.6.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Repo<span class=\"_ _3\"></span>rting des<span class=\"_ _3\"></span> principaux r<span class=\"_ _3\"></span>isques (KRR)</span> </span></div>\n<div class=\"t m0 x6 h62 y1183 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le KRR cons<span class=\"_ _0\"></span>iste en un<span class=\"_ _0\"></span>e approch<span class=\"_ _0\"></span>e syst\u00e9mat<span class=\"_ _0\"></span>ique vis<span class=\"_ _0\"></span>ant \u00e0 ident<span class=\"_ _0\"></span>ifier et \u00e0</div>\n<div class=\"t m0 x6 h62 y1184 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">att\u00e9nuer les prin<span class=\"_ _3\"></span>cipaux risques<span class=\"_ _3\"></span> (existants) qui men<span class=\"_ _3\"></span>acent la r\u00e9alisa<span class=\"_ _3\"></span>tion</div>\n<div class=\"t m0 x6 h62 y1185 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">des object<span class=\"_ _3\"></span>ifs commerciau<span class=\"_ _3\"></span>x et s<span class=\"_ _3\"></span>trat\u00e9giques d\u2019Age<span class=\"_ _3\"></span><span class=\"lsdc\">as. Ce pr<span class=\"_ _0\"></span>ocessus<span class=\"_ _0\"></span> tient </span></div>\n<div class=\"t m0 x6 h62 y1186 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">compte de <span class=\"_ _3\"></span>tous les ty<span class=\"_ _3\"></span>pes de ri<span class=\"_ _3\"></span>sque repris da<span class=\"_ _3\"></span>ns notre <span class=\"_ _3\"></span>taxonomie des<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1187 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques po<span class=\"_ _0\"></span>ur ident<span class=\"_ _0\"></span>ifier les ri<span class=\"_ _0\"></span>sques pri<span class=\"_ _0\"></span>ncipaux<span class=\"_ _0\"></span>. Il analys<span class=\"_ _0\"></span>e les causes<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x6 h62 y1188 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques et<span class=\"_ _0\"></span> met en \u0153uvre d<span class=\"_ _0\"></span>es strat\u00e9<span class=\"_ _0\"></span>gies ad\u00e9q<span class=\"_ _0\"></span>uates de r\u00e9a<span class=\"_ _0\"></span>ction aux</div>\n<div class=\"t m0 x6 h62 y1189 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">risques. P<span class=\"_ _3\"></span>endant ce pro<span class=\"_ _3\"></span>cess<span class=\"lsdc wse9\">us, les risq<span class=\"_ _0\"></span>ues identif<span class=\"_ _0\"></span>i\u00e9s sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y118a ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9r\u00e9s par l<span class=\"_ _0\"></span>a m\u00e9thodol<span class=\"_ _0\"></span>ogie de not<span class=\"_ _0\"></span>ation des ris<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>Ageas. Des c<span class=\"_ _0\"></span>rit\u00e8res</div>\n<div class=\"t m0 x6 h62 y118b ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de probabi<span class=\"_ _0\"></span>lit\u00e9 et d\u2019<span class=\"_ _0\"></span>impact (f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>r et non fina<span class=\"_ _0\"></span>ncier) s<span class=\"_ _0\"></span>ont utili<span class=\"_ _0\"></span>s\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y118c ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner un nive<span class=\"_ _0\"></span>au de pr\u00e9occ<span class=\"_ _0\"></span>upati<span class=\"_ _0\"></span>on qui d\u00e9te<span class=\"_ _0\"></span>rmine qu<span class=\"_ _0\"></span>and des</div>\n<div class=\"t m0 x6 h62 y118d ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">mesu<span class=\"lsdc wse9\">res doivent<span class=\"_ _0\"></span> \u00eatre prise<span class=\"_ _0\"></span>s. Chaque ent<span class=\"_ _0\"></span>it\u00e9 con<span class=\"_ _0\"></span>tr\u00f4l\u00e9e (c<span class=\"_ _0\"></span>ompte te<span class=\"_ _0\"></span>nu </span></div>\n<div class=\"t m0 x6 h62 y118e ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent des f<span class=\"_ _0\"></span>iliales<span class=\"_ _0\"></span> le cas <span class=\"_ _0\"></span>\u00e9ch\u00e9ant<span class=\"_ _0\"></span>), \u00e9val<span class=\"_ _0\"></span>ue les p<span class=\"_ _0\"></span>rincipau<span class=\"_ _0\"></span>x risq<span class=\"_ _0\"></span>ues au</div>\n<div class=\"t m0 x6 h62 y118f ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">moins une f<span class=\"_ _0\"></span>ois par tri<span class=\"_ _0\"></span>mestre, et<span class=\"_ _0\"></span> les risques<span class=\"_ _0\"></span> les plus si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tifs sont</div>\n<div class=\"t m0 x6 h62 y1190 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9galement g\u00e9r\u00e9s<span class=\"_ _3\"></span> et communiqu\u00e9s au<span class=\"_ _3\"></span> niveau du Grou<span class=\"wseb\">pe.<span class=\"_ _3\"></span> Les principa<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y1191 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats de ce pro<span class=\"_ _0\"></span>cessus so<span class=\"_ _0\"></span>nt document<span class=\"_ _0\"></span>\u00e9s dans un R<span class=\"_ _0\"></span>apport d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y1192 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Risques<span class=\"_ _0\"></span> Princip<span class=\"_ _0\"></span>aux au niveau d<span class=\"_ _0\"></span>u Groupe tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1193 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1194 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Au 1er trimestre<span class=\"_ _3\"></span> 2022, Ageas a r\u00e9a<span class=\"_ _3\"></span>lis\u00e9 pour la premi\u00e8r<span class=\"_ _3\"></span>e fois une</div>\n<div class=\"t m0 x6 h62 y1195 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion approf<span class=\"_ _0\"></span>ondie des<span class=\"_ _0\"></span> cons\u00e9q<span class=\"_ _0\"></span>uences de l\u2019<span class=\"_ _0\"></span>agressi<span class=\"_ _0\"></span>on russe e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1196 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ukraine,<span class=\"_ _0\"></span> couvrant<span class=\"_ _0\"></span> (a) le cont<span class=\"_ _0\"></span>exte g\u00e9op<span class=\"_ _0\"></span>olitiq<span class=\"_ _0\"></span>ue et la s\u00e9que<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y1197 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ments, l<span class=\"_ _0\"></span>a r\u00e9act<span class=\"_ _0\"></span>ion int<span class=\"_ _0\"></span>ernatio<span class=\"_ _0\"></span>nale et<span class=\"_ _0\"></span> les sc\u00e9<span class=\"_ _0\"></span>narios<span class=\"_ _0\"></span> d\u2019escal<span class=\"_ _0\"></span>ade</div>\n<div class=\"t m0 x6 h62 y1198 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">potentiels,<span class=\"_ _3\"></span> (b) un br<span class=\"_ _3\"></span>ef aper\u00e7u<span class=\"_ _3\"></span> des principal<span class=\"_ _3\"></span>es cons\u00e9que<span class=\"_ _3\"></span>nces juridiq<span class=\"_ _3\"></span>ues</div>\n<div class=\"t m0 x6 h62 y1199 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019invas<span class=\"_ _0\"></span>ion, en se foc<span class=\"_ _0\"></span>alisan<span class=\"_ _0\"></span>t sur le droit e<span class=\"_ _0\"></span>urop\u00e9en,<span class=\"_ _0\"></span> (c) l\u2019ex<span class=\"_ _0\"></span>position</div>\n<div class=\"t m0 x6 h62 y119a ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e d\u2019Ageas (i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> et souscri<span class=\"_ _0\"></span>ption),<span class=\"_ _0\"></span> et (d) impact<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y119b ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">macro\u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ues du c<span class=\"_ _0\"></span>onflit. C<span class=\"_ _0\"></span>ette \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on a conc<span class=\"_ _0\"></span>lu que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y119c ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">soci\u00e9t\u00e9s<span class=\"_ _0\"></span> op\u00e9rat<span class=\"_ _0\"></span>ionnelles<span class=\"_ _0\"></span> d\u2019Age<span class=\"_ _0\"></span>as se caract\u00e9<span class=\"_ _0\"></span>risai<span class=\"_ _0\"></span>ent par une ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y119d ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e n\u00e9glige<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a Russi<span class=\"_ _0\"></span><span class=\"wse9\">e et \u00e0 l\u2019Ukra<span class=\"_ _0\"></span>ine, et aucu<span class=\"_ _0\"></span>ne expos<span class=\"_ _0\"></span>ition \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y119e ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">des perso<span class=\"_ _0\"></span>nnes ou ent<span class=\"_ _0\"></span>it\u00e9s sanc<span class=\"_ _0\"></span>tionn\u00e9<span class=\"_ _0\"></span>es n'a \u00e9t\u00e9 ide<span class=\"_ _0\"></span>ntifi\u00e9<span class=\"_ _0\"></span>e. Ageas a</div>\n<div class=\"t m0 x6 h62 y119f ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>\u00e9 son nive<span class=\"_ _0\"></span>au d\u2019alert<span class=\"_ _0\"></span>e en mati\u00e8r<span class=\"_ _0\"></span>e de cybers<span class=\"_ _0\"></span>\u00e9curit<span class=\"_ _0\"></span>\u00e9. Ageas</div>\n<div class=\"t m0 x6 h62 y11a0 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9exami<span class=\"_ _0\"></span>ne cette \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n en perma<span class=\"_ _0\"></span>nence en ten<span class=\"_ _0\"></span>ant compt<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 y11a1 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sur les risq<span class=\"_ _0\"></span>ues. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y11a2 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y11a3 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Les principaux<span class=\"_ _3\"></span> risques auxquels<span class=\"_ _3\"></span> a \u00e9t\u00e9 confront\u00e9 Ageas<span class=\"_ _3\"></span> en 2022 sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y11a4 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">le risque de taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y11a5 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">le risque d\u2019inflat<span class=\"_ _0\"></span>ion \u00e9lev<span class=\"_ _0\"></span>\u00e9e<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y11a6 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">l'applicatio<span class=\"_ _0\"></span>n de la norme IF<span class=\"_ _0\"></span>RS 9/17<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y11a7 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wseb\">les mouvement<span class=\"_ _0\"></span>s volat<span class=\"_ _0\"></span>ils/d\u00e9f<span class=\"_ _0\"></span>avorabl<span class=\"_ _0\"></span>es du m<span class=\"_ _0\"></span>arch\u00e9. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y11a8 ff14a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Risque de t<span class=\"_ _0\"></span>aux <span class=\"lsde wsea\">d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y11a9 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">La volat<span class=\"_ _0\"></span>ilit\u00e9 d<span class=\"_ _0\"></span>es taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat que les<span class=\"_ _0\"></span> march<span class=\"_ _0\"></span>\u00e9s avaie<span class=\"_ _0\"></span>nt antic<span class=\"_ _0\"></span>ip\u00e9e s\u2019<span class=\"_ _0\"></span>est</div>\n<div class=\"t m0 x6 h62 y11aa ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">concr\u00e9t<span class=\"_ _0\"></span>is\u00e9e, et <span class=\"_ _0\"></span>la hauss<span class=\"_ _0\"></span>e des ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat a s<span class=\"_ _0\"></span>oulev\u00e9 l<span class=\"_ _0\"></span>a quest<span class=\"_ _0\"></span>ion d\u2019u<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y11ab ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">rendement su<span class=\"_ _3\"></span>p\u00e9rieur pou<span class=\"_ _3\"></span>r les clien<span class=\"_ _3\"></span>ts dans l<span class=\"_ _3\"></span>\u2019activit\u00e9 \u00c9parg<span class=\"_ _3\"></span>ne<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">Vie et </span></span></div>\n<div class=\"t m0 x6 h62 y11ac ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>ns. Apr\u00e8s u<span class=\"_ _0\"></span>ne certai<span class=\"_ _0\"></span>ne r\u00e9ti<span class=\"lsde wseb\">cence, les banques de <span class=\"_ _3\"></span>d\u00e9tail on<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y11ad ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">commenc\u00e9 \u00e0<span class=\"_ _3\"></span> refl\u00e9ter c<span class=\"_ _3\"></span>ette hausse <span class=\"_ _3\"></span>des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat dans<span class=\"_ _3\"></span> leurs pr<span class=\"_ _3\"></span>opres</div>\n<div class=\"t m0 x6 h62 y11ae ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">taux de d\u00e9<span class=\"_ _3\"></span>p\u00f4t. La h<span class=\"_ _3\"></span>ausse rapide <span class=\"_ _3\"></span>des taux <span class=\"_ _3\"></span>exige une r<span class=\"_ _3\"></span>\u00e9activit\u00e9<span class=\"_ _3\"></span> accrue en</div>\n<div class=\"t m0 x6 h62 y11af ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">\u00c9pargne<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">Vie afin d\u2019\u00e9viter de p<span class=\"_ _0\"></span>erdre de<span class=\"_ _0\"></span>s encaisse<span class=\"_ _0\"></span>ments si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tifs. </span></span></div>\n<div class=\"t m0 x6 h62 y11b0 ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Toutefois, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e9tant donn<span class=\"_ _0\"></span>\u00e9 que les haus<span class=\"_ _0\"></span>ses de ta<span class=\"_ _0\"></span>ux sont pri<span class=\"_ _0\"></span>ses en compt<span class=\"_ _0\"></span>e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y11b1 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">court term<span class=\"_ _0\"></span>e et que le taux<span class=\"_ _0\"></span> \u00e0 10 ans a chut\u00e9 d<span class=\"_ _0\"></span>\u2019enviro<span class=\"_ _0\"></span>n 30<span class=\"ls0 ws0\"> </span>pb depuis le</div>\n<div class=\"t m0 x6 h62 y11b2 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9but de l\u2019a<span class=\"_ _0\"></span>nn\u00e9e 202<span class=\"_ _0\"></span>2, l\u2019augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on des taux d<span class=\"_ _0\"></span>es produit<span class=\"_ _0\"></span>s est plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y11b3 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">compliqu\u00e9e.<span class=\"_ _3\"></span> Dans la si<span class=\"_ _3\"></span>tuation ac<span class=\"_ _3\"></span>tuelle, la<span class=\"_ _3\"></span> hausse de<span class=\"_ _3\"></span>s tau<span class=\"lsdc wse9\">x d\u2019int\u00e9r\u00eat of<span class=\"_ _0\"></span>fre </span></div>\n<div class=\"t m0 x6 h62 y11b4 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">plus de <span class=\"_ _3\"></span>produits banca<span class=\"_ _3\"></span>ires alterna<span class=\"_ _3\"></span>tifs avec d<span class=\"_ _3\"></span>es rendements<span class=\"_ _3\"></span> attractifs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y11b5 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sont deve<span class=\"_ _0\"></span>nus dispon<span class=\"_ _0\"></span>ibles, c<span class=\"_ _0\"></span>e qui entra\u00ee<span class=\"_ _0\"></span>ne un risq<span class=\"_ _0\"></span>ue potenti<span class=\"_ _0\"></span>el pour les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y11b6 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">volumes en<span class=\"_ _3\"></span> bancassuranc<span class=\"_ _3\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb03 ff14a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Risque d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on \u00e9lev\u00e9e<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb04 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019inflat<span class=\"_ _0\"></span>ion a comm<span class=\"_ _0\"></span>enc\u00e9 \u00e0 mont<span class=\"_ _0\"></span>rer des si<span class=\"_ _0\"></span>gnes d'apa<span class=\"_ _0\"></span>isement<span class=\"_ _0\"></span> vers la fin de</div>\n<div class=\"t m0 x1a h62 yb05 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019ann\u00e9e 2022<span class=\"_ _3\"></span> apr\u00e8s les<span class=\"_ _3\"></span> sommets <span class=\"_ _3\"></span>observ\u00e9s dan<span class=\"_ _3\"></span>s de nombreu<span class=\"_ _3\"></span>x pays, la</div>\n<div class=\"t m0 x1a h62 yb06 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9acti<span class=\"_ _0\"></span>on mon\u00e9t<span class=\"_ _0\"></span>aire et <span class=\"_ _0\"></span>budg\u00e9ta<span class=\"_ _0\"></span>ire fac<span class=\"_ _0\"></span>e \u00e0 la Co<span class=\"_ _0\"></span>vid<span class=\"ls0 ws0\">-</span><span class=\"wse9\">19 et l\u2019inv<span class=\"_ _0\"></span>asion de </span></div>\n<div class=\"t m0 x1a h62 yb07 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Ukrai<span class=\"_ _0\"></span>ne par la Rus<span class=\"_ _0\"></span>sie. La BCE<span class=\"_ _0\"></span> et la BoE ont tou<span class=\"_ _0\"></span>tes deux<span class=\"_ _0\"></span> exprim\u00e9 leu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y976 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>on de conti<span class=\"_ _0\"></span>nuer \u00e0 relev<span class=\"_ _0\"></span>er leurs tau<span class=\"_ _0\"></span>x de mani\u00e8<span class=\"_ _0\"></span>re mesur\u00e9<span class=\"_ _0\"></span>e jusqu\u2019\u00e0</div>\n<div class=\"t m0 x1a h62 y977 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">ce que le<span class=\"_ _0\"></span>s persp<span class=\"_ _0\"></span>ectives<span class=\"_ _0\"></span> d\u2019infl<span class=\"_ _0\"></span>ation \u00e0 m<span class=\"_ _0\"></span>oyen te<span class=\"_ _0\"></span>rme soie<span class=\"_ _0\"></span>nt conf<span class=\"_ _0\"></span>ormes \u00e0</div>\n<div class=\"t m0 x1a h62 y978 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">leurs objec<span class=\"_ _3\"></span>tifs poli<span class=\"_ _3\"></span>tiques, et on<span class=\"_ _3\"></span> s\u2019attend <span class=\"_ _3\"></span>\u00e0 ce qu\u2019el<span class=\"_ _3\"></span>les appliqu<span class=\"_ _3\"></span>ent de</div>\n<div class=\"t m0 x1a h62 y979 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es hauss<span class=\"_ _0\"></span>es des t<span class=\"lsdd\">aux. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97a ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97b ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">M\u00eame si l<span class=\"_ _0\"></span>es cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>es direc<span class=\"_ _0\"></span>tes de l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9 Non<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">Vie </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sur le bilan s<span class=\"_ _0\"></span>ont jug\u00e9es m<span class=\"_ _0\"></span>oins imp<span class=\"_ _0\"></span>ortantes q<span class=\"_ _0\"></span>ue pour l\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 Vie, un</div>\n<div class=\"t m0 x1a h62 y97d ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">point d\u2019at<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>on sp\u00e9cifi<span class=\"_ _0\"></span>que conce<span class=\"_ _0\"></span>rne les ma<span class=\"_ _0\"></span>rch\u00e9s des ta<span class=\"_ _0\"></span>rifs, o\u00f9 les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97e ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ments des pr<span class=\"_ _0\"></span>imes Non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsfe ws111\">Vie <span class=\"_ _3\"></span>sur l\u2019i<span class=\"lsdc wse9\">nflation tend<span class=\"_ _0\"></span>ent \u00e0 accuse<span class=\"_ _0\"></span>r un </span></span></span></div>\n<div class=\"t m0 x1a h62 y97f ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">retard si<span class=\"_ _0\"></span>gnificat<span class=\"_ _0\"></span>if sur l\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n des sinis<span class=\"_ _0\"></span>tres. Ag<span class=\"_ _0\"></span>eas suit de pr<span class=\"_ _0\"></span>\u00e8s tous les</div>\n<div class=\"t m0 x1a h62 y980 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">aspects <span class=\"_ _0\"></span>de l\u2019act<span class=\"_ _0\"></span>ivit\u00e9 d<span class=\"_ _0\"></span>ans ces <span class=\"_ _0\"></span>conditi<span class=\"_ _0\"></span>ons d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n volat<span class=\"_ _0\"></span>ile sur l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y981 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9.<span class=\"_ _0\"></span> Le Grou<span class=\"_ _0\"></span>pe antic<span class=\"_ _0\"></span>ipe les<span class=\"_ _0\"></span> impact<span class=\"_ _0\"></span>s sur so<span class=\"_ _0\"></span>n r\u00e9sult<span class=\"_ _0\"></span>at et ti<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y982 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">en pa<span class=\"wseb\">rtic<span class=\"_ _0\"></span>ulier des<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> :  </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">Risque de r\u00e9serv<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span>impact de l\u2019inflat<span class=\"_ _0\"></span>ion \u00e9lev<span class=\"_ _0\"></span>\u00e9e sur les s<span class=\"_ _0\"></span>inistre<span class=\"_ _0\"></span>s en </span></span></div>\n<div class=\"t m0 x133 h62 y984 ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">Risque de prime</span><span class=\"ff146\"> : <span class=\"lsdc wse9\">besoin acc<span class=\"_ _0\"></span>ru d\u2019agil<span class=\"_ _0\"></span>it\u00e9 de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e (la vitess<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 y986 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de prise de d\u00e9<span class=\"_ _0\"></span>cisio<span class=\"_ _0\"></span>ns est de plus en p<span class=\"_ _0\"></span>lus cruci<span class=\"_ _0\"></span>ale, par ex<span class=\"_ _0\"></span>emple en</div>\n<div class=\"t m0 x133 h62 y987 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">mati\u00e8re d<span class=\"lsde wseb\">e r\u00e9vision des tarifs<span class=\"_ _3\"></span>, mais aussi<span class=\"_ _3\"></span> l\u2019agilit\u00e9 d<span class=\"_ _3\"></span>es domaines<span class=\"_ _3\"></span> cl\u00e9s </span></div>\n<div class=\"t m0 x133 h62 y988 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">comme Pro<span class=\"_ _0\"></span>duct, Com<span class=\"_ _0\"></span>mercial<span class=\"_ _0\"></span> &amp; Sales, ...<span class=\"_ _0\"></span>). Les cond<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> volatile<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x133 h62 y989 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pourrai<span class=\"_ _0\"></span>ent intens<span class=\"_ _0\"></span>ifier la c<span class=\"_ _0\"></span>oncurre<span class=\"_ _0\"></span>nce pour les p<span class=\"_ _0\"></span>arts de marc<span class=\"_ _0\"></span>h\u00e9. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">Impacts sur le pou<span class=\"_ _0\"></span>voir d\u2019ach<span class=\"_ _0\"></span>at financ<span class=\"_ _0\"></span>ier des m\u00e9n<span class=\"_ _0\"></span>ages.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsde wsea\">Pr<span class=\"_ _3\"></span>obabili<span class=\"lsdc wse9\">t\u00e9 accrue de fra<span class=\"_ _0\"></span>ude (y compr<span class=\"_ _0\"></span>is cyber cr<span class=\"_ _0\"></span>iminalit<span class=\"_ _0\"></span>\u00e9). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e yb0f ff14a fs43 fc1e sc0 lsf0 ws10c\" style=\"z-index: 15;\">IFRS 9/17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98d ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Les nouv<span class=\"_ _0\"></span>elles no<span class=\"_ _0\"></span>rmes c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es intro<span class=\"_ _0\"></span>duisent<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain no<span class=\"_ _0\"></span>mbre de</div>\n<div class=\"t m0 x1a h62 y98e ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques d\u2019<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion li\u00e9s \u00e0 l\u2019i<span class=\"_ _0\"></span>nterpr\u00e9t<span class=\"_ _0\"></span>ation et<span class=\"_ _0\"></span> \u00e0 la mise en \u0153uvr<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x1a h62 yb10 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9/17. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb11 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb12 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">M\u00eame si d\u2019<span class=\"_ _3\"></span>excellents <span class=\"_ _3\"></span>progr\u00e8s on<span class=\"_ _3\"></span>t \u00e9t\u00e9 a<span class=\"lsdc wse9\">ccomplis et si a<span class=\"_ _0\"></span>ucun prob<span class=\"_ _0\"></span>l\u00e8me </span></div>\n<div class=\"t m0 x1a h62 yb13 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif n\u2019a \u00e9t<span class=\"_ _0\"></span>\u00e9 signal<span class=\"_ _0\"></span>\u00e9 par les audit<span class=\"_ _0\"></span>eurs ext<span class=\"_ _0\"></span>ernes, Ag<span class=\"_ _0\"></span>eas adopt<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x1a h62 yb14 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">approche pruden<span class=\"_ _3\"></span>te afin de suivre<span class=\"_ _3\"></span> de pr\u00e8s l\u2019ex\u00e9cu<span class=\"_ _3\"></span>tion des normes IFRS<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yb15 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">9/17 co<span class=\"_ _0\"></span>mme un ri<span class=\"_ _0\"></span>sque cl<span class=\"_ _0\"></span>\u00e9 \u00e9tant <span class=\"_ _0\"></span>donn\u00e9 les<span class=\"_ _0\"></span> capacit<span class=\"_ _0\"></span>\u00e9s en <span class=\"_ _0\"></span>ressourc<span class=\"_ _0\"></span>es et</div>\n<div class=\"t m0 x1a h62 yb16 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019alignement<span class=\"_ _3\"></span> de<span class=\"lsfe ws12d\">s joint<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ventures<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e yeaf ff14a fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Mouvements v<span class=\"_ _3\"></span>olatils/d\u00e9favor<span class=\"_ _3\"></span>ables du m<span class=\"_ _3\"></span>arch\u00e9 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb0 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Outre le<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> \u00e0 moye<span class=\"_ _0\"></span>n terme (<span class=\"_ _0\"></span>par ex.<span class=\"_ _0\"></span> tensi<span class=\"_ _0\"></span>ons comm<span class=\"_ _0\"></span>ercial<span class=\"_ _0\"></span>es post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yeb1 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Brexit e<span class=\"_ _0\"></span>ntre l\u2019UE et<span class=\"_ _0\"></span> le Royaume<span class=\"ls0 ws0\">-</span>Uni<span class=\"_ _0\"></span>, tensio<span class=\"_ _0\"></span>ns entre les \u00c9<span class=\"_ _0\"></span>tats<span class=\"ls0 ws0\">-</span>Unis et la</div>\n<div class=\"t m0 x1a h62 yeb2 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Chine, guerre<span class=\"_ _3\"></span> russo<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ukrain<span class=\"_ _0\"></span>ienne...<span class=\"_ _0\"></span>), les effe<span class=\"_ _0\"></span>ts r\u00e9si<span class=\"lsde wsea\">duels<span class=\"ls0 ws0\"> </span></span>de la pand\u00e9<span class=\"_ _0\"></span>mie, </span></span></div>\n<div class=\"t m0 x1a h62 yeb3 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">en conjon<span class=\"_ _3\"></span>ction avec de<span class=\"_ _3\"></span>s mouvement<span class=\"_ _3\"></span>s volatils <span class=\"_ _3\"></span>du march\u00e9, en<span class=\"_ _3\"></span>tra\u00eenent de<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yeb4 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">impact <span class=\"_ _0\"></span>n\u00e9gatif<span class=\"_ _0\"></span>s potent<span class=\"_ _0\"></span>iels sur <span class=\"_ _0\"></span>les b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 et la li<span class=\"_ _0\"></span>quidit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye0d ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye0e ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas suit ce ri<span class=\"_ _3\"></span>sque de pr\u00e8s par de<span class=\"_ _3\"></span>s processus r\u00e9gul<span class=\"_ _3\"></span>iers de contr\u00f4le</div>\n<div class=\"t m0 x1a h62 ye0f ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">suivis d\u2019un<span class=\"_ _3\"></span> repo<span class=\"wsfa\">rting ain<span class=\"_ _3\"></span>si que par le biai<span class=\"_ _3\"></span>s de ses organes de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ye10 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">gouver<span class=\"_ _0\"></span>nance tels<span class=\"_ _0\"></span> que l'Inves<span class=\"_ _0\"></span>tment Co<span class=\"_ _0\"></span>mmittee.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye11 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye12 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pour tous les<span class=\"_ _0\"></span> risques c<span class=\"_ _0\"></span>l\u00e9s, Age<span class=\"_ _0\"></span>as poss\u00e8<span class=\"_ _0\"></span>de des proces<span class=\"_ _0\"></span>sus afin d<span class=\"_ _0\"></span>e suivre</div>\n<div class=\"t m0 x1a h62 ye13 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e8s l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n des risque<span class=\"_ _0\"></span>s et a d\u00e9fin<span class=\"_ _0\"></span>i des mesures<span class=\"_ _0\"></span> visant \u00e0 att<span class=\"_ _0\"></span>\u00e9nuer</div>\n<div class=\"t m0 x1a h62 ye14 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019expos<span class=\"_ _0\"></span>ition aux ris<span class=\"_ _0\"></span>ques.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 249px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 249px; height: 855px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff14d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.6.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Repo<span class=\"_ _3\"></span>rting sur<span class=\"_ _3\"></span> les risques<span class=\"_ _3\"></span> \u00e9mergents</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a \u00e9g<span class=\"_ _3\"></span>alement mis<span class=\"_ _3\"></span> en place u<span class=\"_ _3\"></span>n processus<span class=\"_ _3\"></span> pour les<span class=\"_ _3\"></span> risques</div>\n<div class=\"t m0 x6 h62 y8b3 ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9mergents. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93f ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les (r\u00e9)<span class=\"_ _0\"></span>assureu<span class=\"_ _0\"></span>rs font<span class=\"_ _0\"></span> face \u00e0 un <span class=\"_ _0\"></span>niveau d<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>t d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y940 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui semble \u00e9vol<span class=\"_ _3\"></span>uer toujours <span class=\"lsdc wse9\">plus rapidem<span class=\"_ _0\"></span>ent. La com<span class=\"_ _0\"></span>pr\u00e9hens<span class=\"_ _0\"></span>ion de ces </span></div>\n<div class=\"t m0 x6 h62 y941 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents peut ai<span class=\"_ _0\"></span>der Agea<span class=\"_ _0\"></span>s \u00e0 explore<span class=\"_ _0\"></span>r de nouvell<span class=\"_ _0\"></span>es opport<span class=\"_ _0\"></span>unit\u00e9s<span class=\"_ _0\"></span> ou</div>\n<div class=\"t m0 x6 h62 y942 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 mettre en \u0153uvre<span class=\"_ _3\"></span> des mesures d\u2019att\u00e9n<span class=\"_ _3\"></span>uation des ri<span class=\"_ _3\"></span>sques potentiels<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y943 ff14d fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">associ<span class=\"_ _3\"></span>\u00e9s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y945 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les risques \u00e9merge<span class=\"_ _3\"></span>nts d\u00e9rivent<span class=\"_ _3\"></span> des tendances \u00e9mergente<span class=\"_ _3\"></span>s (\u00e9volutions<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y946 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es et futur<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019env<span class=\"_ _0\"></span>ironne<span class=\"_ _0\"></span>ment inte<span class=\"_ _0\"></span>rne et ext<span class=\"_ _0\"></span>erne, y comp<span class=\"_ _0\"></span>ris</div>\n<div class=\"t m0 x6 h62 y9ed ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les object<span class=\"_ _0\"></span>ifs strat<span class=\"_ _0\"></span>\u00e9gique<span class=\"_ _0\"></span>s) susce<span class=\"_ _0\"></span>ptibles de d<span class=\"_ _0\"></span>evenir un<span class=\"_ _0\"></span>e menac<span class=\"_ _0\"></span>e/un</div>\n<div class=\"t m0 x6 h62 y9ee ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque pour l\u2019ac<span class=\"_ _3\"></span>tivit\u00e9 et qui, par<span class=\"_ _3\"></span> nature, sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">incertai<span class=\"_ _0\"></span>nes et dif<span class=\"_ _0\"></span>ficil<span class=\"_ _0\"></span>es \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">quantifier<span class=\"_ _3\"></span>. Les risqu<span class=\"_ _3\"></span>es \u00e9mergents p<span class=\"_ _3\"></span>euvent \u00e9ga<span class=\"_ _3\"></span>lement inclure<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x6 h62 y9f0 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tendanc<span class=\"_ _0\"></span>es qui ne sont<span class=\"_ _0\"></span> pas encor<span class=\"_ _0\"></span>e bien comp<span class=\"_ _0\"></span>rises (et qu<span class=\"_ _0\"></span>i finale<span class=\"_ _0\"></span>ment,</div>\n<div class=\"t m0 x6 h62 y9f1 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moyennant de meill<span class=\"_ _3\"></span>eures connaiss<span class=\"_ _3\"></span>ances, pourraie<span class=\"_ _3\"></span>nt se transformer en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">opportunit\u00e9s)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Group Stra<span class=\"_ _3\"></span><span class=\"lsdc wse9\">tegy dis<span class=\"_ _0\"></span>pose d'un pr<span class=\"_ _0\"></span>ocessus<span class=\"_ _0\"></span> Horizon Sc<span class=\"_ _0\"></span>an bien \u00e9t<span class=\"_ _0\"></span>abli qui </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>e une note aux t<span class=\"_ _0\"></span>endanc<span class=\"_ _0\"></span>es \u00e9merge<span class=\"_ _0\"></span>nts sur la bas<span class=\"_ _0\"></span>e d\u2019une an<span class=\"_ _0\"></span>alyse</div>\n<div class=\"t m0 x6 h62 y9f6 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">par l\u2019int<span class=\"_ _0\"></span>ellige<span class=\"_ _0\"></span>nce art<span class=\"_ _0\"></span>ificiel<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>\u2019avis des<span class=\"_ _0\"></span> collab<span class=\"_ _0\"></span>orateur<span class=\"_ _0\"></span>s de l\u2019e<span class=\"_ _0\"></span>nsembl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f7 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Groupe d\u2019<span class=\"_ _0\"></span>Ageas (pa<span class=\"_ _0\"></span>r le biais d\u2019<span class=\"_ _0\"></span>enqu\u00eat<span class=\"_ _0\"></span>es). Le proc<span class=\"_ _0\"></span>essus Ho<span class=\"_ _0\"></span>rizon</div>\n<div class=\"t m0 x6 h62 y9f8 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Scan est<span class=\"_ _0\"></span> renforc<span class=\"_ _0\"></span>\u00e9 par u<span class=\"_ _0\"></span>n groupe <span class=\"_ _0\"></span>de trav<span class=\"_ _0\"></span>ail Think<span class=\"_ _0\"></span>2030, <span class=\"_ _0\"></span>un group<span class=\"_ _0\"></span>e ax\u00e9</div>\n<div class=\"t m0 x6 h62 y9f9 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la strat<span class=\"_ _0\"></span>\u00e9gie \u00e0 long te<span class=\"_ _0\"></span>rme compos<span class=\"_ _0\"></span>\u00e9 de parti<span class=\"_ _0\"></span>es prenant<span class=\"_ _0\"></span>es prove<span class=\"_ _0\"></span>nant</div>\n<div class=\"t m0 x6 h62 y9fa ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des diff\u00e9r<span class=\"_ _0\"></span>entes ent<span class=\"_ _0\"></span>it\u00e9s du Gr<span class=\"_ _0\"></span>oupe Ageas<span class=\"_ _0\"></span>. Ces com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> contribue<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 y9fb ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9er le rad<span class=\"_ _0\"></span>ar Horizo<span class=\"_ _0\"></span>n Scan qui d\u00e9f<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">nit les points de focali<span class=\"_ _3\"></span>sation et les </span></div>\n<div class=\"t m0 x6 h62 y9fc ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">priorit<span class=\"_ _0\"></span>\u00e9s dans le ra<span class=\"_ _0\"></span>pport Hori<span class=\"_ _0\"></span>zon Sca<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">De nombreu<span class=\"_ _3\"></span>ses sources <span class=\"_ _3\"></span>externes (rap<span class=\"_ _3\"></span>ports du <span class=\"_ _3\"></span>secteur de<span class=\"_ _3\"></span> l\u2019assurance,</div>\n<div class=\"t m0 x6 h62 y9ff ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">forums, rappor<span class=\"_ _3\"></span>ts de pairs...)<span class=\"_ _3\"></span> fournissent des<span class=\"_ _3\"></span> contributions au pro<span class=\"_ _3\"></span>cessus</div>\n<div class=\"t m0 x6 h62 ya00 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de reporting sur<span class=\"_ _3\"></span> les risques \u00e9merg<span class=\"_ _3\"></span>e<span class=\"lsdc wse9\">nts., mais<span class=\"_ _0\"></span> le rapport<span class=\"_ _0\"></span> d\u2019Horiz<span class=\"_ _0\"></span>on Scan </span></div>\n<div class=\"t m0 x6 h62 ya01 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les rapp<span class=\"_ _0\"></span>orts sur les ris<span class=\"_ _0\"></span>ques \u00e9m<span class=\"_ _0\"></span>ergents<span class=\"_ _0\"></span> des soci\u00e9t<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 ya02 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gionales/op\u00e9<span class=\"_ _3\"></span>rationnelles<span class=\"_ _3\"></span> constituent la pr<span class=\"_ _3\"></span>incipale source de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya03 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contributions<span class=\"_ _3\"></span> pour le Reporting<span class=\"_ _3\"></span> sur les risques \u00e9<span class=\"_ _3\"></span>mergents du Groupe<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas suit<span class=\"_ _3\"></span> six dimension<span class=\"_ _3\"></span>s (PESTLE) p<span class=\"_ _3\"></span>our identi<span class=\"_ _3\"></span>fier les ris<span class=\"_ _3\"></span>ques</div>\n<div class=\"t m0 x6 h62 ya06 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9merge<span class=\"_ _0\"></span>nts possib<span class=\"_ _0\"></span>les, cr\u00e9a<span class=\"_ _0\"></span>nt ainsi un li<span class=\"_ _0\"></span>en clair av<span class=\"_ _0\"></span>ec sa strat\u00e9<span class=\"_ _0\"></span>gie (la</div>\n<div class=\"t m0 x6 h62 ya07 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plupart d<span class=\"_ _0\"></span>u temps, ces di<span class=\"_ _0\"></span>x dimens<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> inextric<span class=\"_ _0\"></span>ablem<span class=\"_ _0\"></span>ent li\u00e9es)<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya08 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsfe ws11a\">Po<span class=\"_ _3\"></span>litique</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">\u00c9<span class=\"_ _3\"></span>conomique</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">So<span class=\"_ _3\"></span>cial</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">T<span class=\"_ _3\"></span>echnologique</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0c ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">L<span class=\"_ _3\"></span>\u00e9gal</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0d ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">En<span class=\"_ _3\"></span>vironnemental</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0f ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a mis a<span class=\"_ _0\"></span>u point une m\u00e9t<span class=\"_ _0\"></span>hodolo<span class=\"_ _0\"></span>gie de notat<span class=\"_ _0\"></span>ion des ri<span class=\"_ _0\"></span>sques</div>\n<div class=\"t m0 x6 h62 ya10 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9merge<span class=\"_ _0\"></span>nts utilis<span class=\"_ _0\"></span>ant des crit<span class=\"_ _0\"></span>\u00e8res de prox<span class=\"_ _0\"></span>imit\u00e9 et d\u2019<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> pour d\u00e9fini<span class=\"_ _0\"></span>r la</div>\n<div class=\"t m0 x6 h62 ya11 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">marche \u00e0 su<span class=\"_ _0\"></span>ivre la plus in<span class=\"_ _0\"></span>diqu\u00e9<span class=\"_ _0\"></span>e. Les diff\u00e9<span class=\"_ _0\"></span>rentes te<span class=\"_ _0\"></span>ndances pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>ntes</div>\n<div class=\"t m0 x6 h62 ya12 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et les risques<span class=\"_ _3\"></span> correspondants son<span class=\"_ _3\"></span>t \u00e9valu\u00e9s de mani\u00e8re<span class=\"_ _3\"></span> \u00e0 d\u00e9termi<span class=\"lsdc wse9\">ner la </span></div>\n<div class=\"t m0 x6 h62 ya13 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9acti<span class=\"_ _0\"></span>on de la direc<span class=\"_ _0\"></span>tion et clas<span class=\"_ _0\"></span>s\u00e9es dans t<span class=\"_ _0\"></span>rois cat\u00e9<span class=\"_ _0\"></span>gories pa<span class=\"_ _0\"></span>r ordre de</div>\n<div class=\"t m0 x6 h62 ya14 ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">priorit\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 ya15 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsf3 ws10c\">A<span class=\"_ _3\"></span>CT </span><span class=\"ff14d\">-<span class=\"_ _3\"></span> <span class=\"lsde wseb\">risque<span class=\"_ _3\"></span>s que l\u2019organ<span class=\"_ _3\"></span>isation doi<span class=\"_ _3\"></span>t att\u00e9nuer</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya16 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">A<span class=\"_ _3\"></span>NALYSE </span><span class=\"ff14d\">-<span class=\"_ _3\"></span> <span class=\"lsde wseb\">risques <span class=\"_ _3\"></span>qui n\u00e9ces<span class=\"_ _3\"></span>sitent une ana<span class=\"_ _3\"></span>lyse plus <span class=\"_ _3\"></span>pouss\u00e9e </span></span></span></div>\n<div class=\"t m0 x5c h62 ya17 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(incert<span class=\"_ _0\"></span>itude \u00e9le<span class=\"_ _0\"></span>v\u00e9e ou risqu<span class=\"_ _0\"></span>es menti<span class=\"_ _0\"></span>onn\u00e9s fr\u00e9<span class=\"_ _0\"></span>quemme<span class=\"_ _0\"></span>nt par de<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x5c h62 ya18 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes et do<span class=\"_ _3\"></span>nt l\u2019impa<span class=\"_ _3\"></span>ct pour l\u2019o<span class=\"_ _3\"></span>rganisation<span class=\"_ _3\"></span> est diffi<span class=\"_ _3\"></span>cile \u00e0</div>\n<div class=\"t m0 x5c h62 ya19 ff14d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valuer<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">AW<span class=\"_ _3\"></span>ARE </span><span class=\"ff14d\">- <span class=\"_ _3\"></span><span class=\"lsdc wse9\">risques que l\u2019<span class=\"_ _0\"></span>organi<span class=\"_ _0\"></span>sation do<span class=\"_ _0\"></span>it tenir \u00e0 l\u2019\u0153<span class=\"_ _0\"></span>il<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ycd4 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y11e2 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le rapport<span class=\"_ _0\"></span> annuel su<span class=\"_ _0\"></span>r les risqu<span class=\"_ _0\"></span>es \u00e9merge<span class=\"_ _0\"></span>nts du Group<span class=\"_ _0\"></span>e est pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9</div>\n<div class=\"t m0 x6 h62 y11e3 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">aux organe<span class=\"_ _3\"></span>s charg\u00e9s d<span class=\"_ _3\"></span>e la gou<span class=\"_ _3\"></span>vernance du ri<span class=\"_ _3\"></span>sque, y c<span class=\"_ _3\"></span>ompris au<span class=\"_ _3\"></span> Conseil</div>\n<div class=\"t m0 x1a h62 y11e4 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on. Les me<span class=\"_ _0\"></span>sures pri<span class=\"_ _0\"></span>ses et l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n des risque<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y11e5 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9merge<span class=\"_ _0\"></span>nts font ens<span class=\"_ _0\"></span>uite l\u2019obj<span class=\"_ _0\"></span>et d\u2019un su<span class=\"_ _0\"></span>ivi trimes<span class=\"_ _0\"></span>triel da<span class=\"_ _0\"></span>ns le cadre du</div>\n<div class=\"t m0 x1a h62 y11e6 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapport du<span class=\"_ _3\"></span> Groupe sur<span class=\"_ _3\"></span> les prin<span class=\"_ _3\"></span>cipaux risque<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11e7 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11e8 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le radar des<span class=\"_ _0\"></span> risques \u00e9m<span class=\"_ _0\"></span>ergent<span class=\"_ _0\"></span>s du Grou<span class=\"_ _0\"></span>pe de 2022 ref<span class=\"_ _0\"></span>l\u00e8te<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de mani\u00e8re </span></span></div>\n<div class=\"t m0 x1a h62 y11e9 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>e les dom<span class=\"_ _0\"></span>aines c<span class=\"_ _0\"></span>onsid\u00e9r<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e les plu<span class=\"_ _0\"></span>s perti<span class=\"_ _0\"></span>nents po<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x1a h62 y11ea ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">secteur a<span class=\"_ _0\"></span>insi que pou<span class=\"_ _0\"></span>r la strat<span class=\"_ _0\"></span>\u00e9gie, les bus<span class=\"_ _0\"></span>iness lin<span class=\"_ _0\"></span>es et le mod\u00e8l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y11eb ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11ec ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11ed ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Par comparai<span class=\"_ _3\"></span>son avec 20<span class=\"_ _3\"></span>21, les tenda<span class=\"_ _3\"></span>nces \u00e9mergen<span class=\"_ _3\"></span>tes et le<span class=\"_ _3\"></span>s risques</div>\n<div class=\"t m0 x1a h62 y11ee ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">int\u00e9gr\u00e9s dan<span class=\"_ _3\"></span>s les act<span class=\"_ _3\"></span>ivit\u00e9s or<span class=\"lsdc wse9\">dinaires et/ou l<span class=\"_ _0\"></span>a strat\u00e9<span class=\"_ _0\"></span>gie ont \u00e9t\u00e9 ret<span class=\"_ _0\"></span>ir\u00e9s du </span></div>\n<div class=\"t m0 x1a h62 y11ef ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">radar. D<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>cas o\u00f9 c<span class=\"_ _0\"></span>es tenda<span class=\"_ _0\"></span>nces se s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>ncr\u00e9tis<span class=\"_ _0\"></span>\u00e9es com<span class=\"_ _0\"></span>me des</div>\n<div class=\"t m0 x1a h62 y11f0 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques cl<span class=\"_ _3\"></span>\u00e9s, elles s<span class=\"_ _3\"></span>ont signa<span class=\"_ _3\"></span>l\u00e9es et su<span class=\"_ _3\"></span>ivies par l<span class=\"_ _3\"></span>e biais du<span class=\"_ _3\"></span> rapport du<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y11f1 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Groupe sur<span class=\"_ _3\"></span> les princ<span class=\"_ _3\"></span>ipaux risque<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11f2 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11f3 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Fin 2022,<span class=\"_ _0\"></span> les princi<span class=\"_ _0\"></span>paux ris<span class=\"_ _0\"></span>ques \u00e9mer<span class=\"_ _0\"></span>gents (p<span class=\"_ _0\"></span>roximit<span class=\"_ _0\"></span>\u00e9 \u00e9lev\u00e9e, im<span class=\"_ _0\"></span>pact</div>\n<div class=\"t m0 x1a h62 y11f4 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mod\u00e9r\u00e9 \u00e0 \u00e9<span class=\"_ _3\"></span>lev\u00e9) pour<span class=\"_ _3\"></span> Ageas son<span class=\"_ _3\"></span>t les suiv<span class=\"_ _3\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y11f5 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsdc wse8\">Instabilit\u00e9 <span class=\"lsde wsfa\">g\u00e9opolitique / confli<span class=\"_ _3\"></span>ts commerciaux</span></span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x1a h62 y11f6 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsdc wse9\">Technologies de c<span class=\"_ _0\"></span>onduit<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y11f7 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wseb\">N<span class=\"_ _3\"></span>ouveaux besoi<span class=\"_ _3\"></span>ns &amp; atten<span class=\"_ _3\"></span>tes des clien<span class=\"_ _3\"></span>ts</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x1a h62 y11f8 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsfa\">R<span class=\"_ _3\"></span>obotique / IA /<span class=\"_ _3\"></span> Technologie</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x1a h7e y11f9 ff151 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Instabi<span class=\"_ _0\"></span>lit\u00e9 g\u00e9o<span class=\"_ _0\"></span>politiqu<span class=\"_ _0\"></span>e / conflits c<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>iaux <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y11fa ff151 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">(cat\u00e9gorie PE<span class=\"_ _3\"></span>STLE \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">P<span class=\"_ _3\"></span>olitique<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y11fb ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019insta<span class=\"_ _0\"></span>bilit\u00e9 et l<span class=\"_ _0\"></span>es incertit<span class=\"_ _0\"></span>udes pol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> s\u2019intens<span class=\"_ _0\"></span>ifient d<span class=\"_ _0\"></span>ans le mond<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y11fc ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entier. A<span class=\"_ _0\"></span>pr\u00e8s la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-</span>19, de nom<span class=\"_ _0\"></span>breuses \u00e9c<span class=\"_ _0\"></span>onomies<span class=\"_ _0\"></span> ont</div>\n<div class=\"t m0 x1a h62 y11fd ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rebondi, les<span class=\"_ _3\"></span> \u00e9changes commerciaux<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">se sont r<span class=\"_ _0\"></span>\u00e9tablis<span class=\"_ _0\"></span> et les ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y11fe ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reve<span class=\"_ _0\"></span>nues \u00e0 la nor<span class=\"_ _0\"></span>male dans le m<span class=\"_ _0\"></span>onde ent<span class=\"_ _0\"></span>ier. M\u00eame<span class=\"_ _0\"></span> avant le conf<span class=\"_ _0\"></span>lit</div>\n<div class=\"t m0 x1a h62 y11ff ff14d fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">russo<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"lsdc\">ukrainien,<span class=\"_ _0\"></span> les prix<span class=\"_ _0\"></span> de l\u2019\u00e9n<span class=\"_ _0\"></span>ergie <span class=\"_ _0\"></span>\u00e9taient e<span class=\"_ _0\"></span>n hauss<span class=\"_ _0\"></span>e (probl<span class=\"_ _0\"></span>\u00e8mes n<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 y1200 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9solus da<span class=\"_ _0\"></span>ns les cha\u00ee<span class=\"_ _0\"></span>nes d\u2019ap<span class=\"_ _0\"></span>provis<span class=\"_ _0\"></span>ionneme<span class=\"_ _0\"></span>nt). L\u2019inv<span class=\"_ _0\"></span>asion de l<span class=\"_ _0\"></span>\u2019Ukrain<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1201 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">a tou<span class=\"lsde wsfa\">tefois engendr\u00e9 de nouveaux<span class=\"_ _3\"></span> conflits commerciau<span class=\"_ _3\"></span>x internationau<span class=\"_ _3\"></span>x </span></div>\n<div class=\"t m0 x1a h62 y1202 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et des ten<span class=\"_ _3\"></span>sions g\u00e9opol<span class=\"_ _3\"></span>itiques. Le<span class=\"_ _3\"></span>s pays, \u00c9<span class=\"_ _3\"></span>tats et en<span class=\"_ _3\"></span>treprises <span class=\"_ _3\"></span>\u00e9valuent</div>\n<div class=\"t m0 x1a h62 y1203 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les domaine<span class=\"_ _3\"></span>s dans lesque<span class=\"_ _3\"></span>ls ils d<span class=\"_ _3\"></span>\u00e9pendent d<span class=\"_ _3\"></span>\u2019un pays/par<span class=\"_ _3\"></span>tenaire donn\u00e9<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x1a h62 y1204 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">examine<span class=\"_ _0\"></span>nt les m<span class=\"_ _0\"></span>oyens de s<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9tac<span class=\"_ _0\"></span>her<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb ou de r\u00e9<span class=\"_ _3\"></span>du<span class=\"lsdc\">ire leur </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1205 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pendance e<span class=\"_ _3\"></span>nvers ces pa<span class=\"_ _3\"></span>ys/partenaire<span class=\"_ _3\"></span>s (par ex.<span class=\"_ _3\"></span> onshoring,</div>\n<div class=\"t m0 x1a h62 y1206 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n, etc.). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1207 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1208 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'inflat<span class=\"_ _0\"></span>ion \u00e9lev<span class=\"_ _0\"></span>\u00e9e, les tau<span class=\"_ _0\"></span>x d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat en hauss<span class=\"_ _0\"></span>e et l\u2019incert<span class=\"_ _0\"></span>itude d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1209 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consom<span class=\"_ _0\"></span>mateurs af<span class=\"_ _0\"></span>fectent<span class=\"_ _0\"></span> les \u00e9cono<span class=\"_ _0\"></span>mies d\u2019E<span class=\"_ _0\"></span>urope, d\u2019<span class=\"_ _0\"></span>Asie orie<span class=\"_ _0\"></span>ntale et</div>\n<div class=\"t m0 x1a h62 y120a ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Asie du S<span class=\"_ _0\"></span>ud<span class=\"ls0 ws0\">-<span class=\"lsf0 ws10c\">Est. Qu\u2019un</span></span>e r\u00e9cession (<span class=\"_ _0\"></span>voire une d<span class=\"_ _0\"></span>\u00e9press<span class=\"_ _0\"></span>ion) soit ou n<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y120b ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 nos por<span class=\"_ _3\"></span>tes, il <span class=\"_ _3\"></span>est incontesta<span class=\"_ _3\"></span>ble qu\u2019une<span class=\"_ _3\"></span> p\u00e9riode di<span class=\"_ _3\"></span>fficile marq<span class=\"_ _3\"></span>u\u00e9e par u<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 y120c ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manque d<span class=\"_ _0\"></span>e confianc<span class=\"_ _0\"></span>e nous atte<span class=\"_ _0\"></span>nd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y120d ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y120e ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les grandes ten<span class=\"_ _3\"></span>dances d\u00e9mographiqu<span class=\"_ _3\"></span>es, environnementa<span class=\"_ _3\"></span>les et</div>\n<div class=\"t m0 x1a h62 y120f ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>ques v<span class=\"_ _0\"></span>ont prob<span class=\"_ _0\"></span>ablement<span class=\"_ _0\"></span> conti<span class=\"_ _0\"></span>nuer <span class=\"wse9\">de pro<span class=\"_ _0\"></span>voquer de<span class=\"_ _0\"></span>s migrati<span class=\"_ _0\"></span>ons </span></div>\n<div class=\"t m0 x1a h62 y1210 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au cours de la d\u00e9<span class=\"_ _0\"></span>cenni<span class=\"_ _0\"></span>e \u00e0 venir, ce q<span class=\"_ _0\"></span>ui pourrait<span class=\"_ _0\"></span> \u00e9galem<span class=\"_ _0\"></span>ent contri<span class=\"_ _0\"></span>buer \u00e0</div>\n<div class=\"t m0 x1a h62 y1211 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019instabilit<span class=\"_ _3\"></span>\u00e9 politique <span class=\"_ _3\"></span>des pays<span class=\"_ _3\"></span> concern\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1212 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les flux<span class=\"_ _3\"></span> migratoires <span class=\"_ _3\"></span>accrus dan<span class=\"_ _3\"></span>s certains pa<span class=\"_ _3\"></span>ys europ\u00e9en<span class=\"_ _3\"></span>s pourraien<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y1213 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">intensi<span class=\"_ _0\"></span>fier les t<span class=\"_ _0\"></span>ension<span class=\"_ _0\"></span>s socia<span class=\"_ _0\"></span>les. \u00c9ta<span class=\"_ _0\"></span>nt do<span class=\"lsde wsfa\">nn\u00e9 que la crise des migrations<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1214 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est l\u2019une d<span class=\"_ _0\"></span>es causes de l<span class=\"_ _0\"></span>\u2019essor d<span class=\"_ _0\"></span>es politi<span class=\"_ _0\"></span>ques iden<span class=\"_ _0\"></span>titaire<span class=\"_ _0\"></span>s, les parti<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y1215 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nationa<span class=\"_ _0\"></span>listes et p<span class=\"_ _0\"></span>opulist<span class=\"_ _0\"></span>es sembl<span class=\"_ _0\"></span>ent de plus en pl<span class=\"_ _0\"></span>us occupe<span class=\"_ _0\"></span>r le devant<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1216 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la s<span class=\"_ _3\"></span>c\u00e8ne dans de <span class=\"_ _3\"></span>nombreux pay<span class=\"_ _3\"></span>s europ\u00e9ens<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1217 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1218 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les cons\u00e9quen<span class=\"_ _3\"></span>ces du conflit rus<span class=\"_ _3\"></span>so<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ukrainie<span class=\"_ _0\"></span>n sont notam<span class=\"_ _0\"></span>ment l\u2019im<span class=\"_ _0\"></span>pact </span></span></div>\n<div class=\"t m0 x1a h62 y1219 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce des pays<span class=\"_ _0\"></span>, l'afflu<span class=\"_ _0\"></span>x de r\u00e9fugi<span class=\"_ _0\"></span>\u00e9s, la r\u00e9vis<span class=\"_ _0\"></span>ion \u00e0 la</div>\n<div class=\"t m0 x1a h62 y121a ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">baisse des<span class=\"_ _0\"></span> ambitio<span class=\"_ _0\"></span>ns en mati\u00e8<span class=\"_ _0\"></span>re de trans<span class=\"_ _0\"></span>ition \u00e9c<span class=\"_ _0\"></span>ologiqu<span class=\"_ _0\"></span>e, la</div>\n<div class=\"t m0 x1a h62 y121b ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9stabilisat<span class=\"_ _3\"></span>ion des p<span class=\"_ _3\"></span>ays vuln\u00e9rabl<span class=\"_ _3\"></span>es (MENA, B<span class=\"_ _3\"></span>alkans occiden<span class=\"_ _3\"></span>taux). Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y121c ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">craint<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>erna<span class=\"lsde\">nt l\u2019envergure de<span class=\"_ _3\"></span>s attaques<span class=\"_ _3\"></span> incitent le<span class=\"_ _3\"></span>s (r\u00e9<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">)assureurs </span></span></div>\n<div class=\"t m0 x1a h62 y121d ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 recherch<span class=\"_ _0\"></span>er de mani<span class=\"_ _0\"></span>\u00e8re plus pro<span class=\"_ _0\"></span>active de<span class=\"_ _0\"></span>s mani\u00e8<span class=\"_ _0\"></span>res d\u2019att<span class=\"_ _0\"></span>\u00e9nuer les</div>\n<div class=\"t m0 x1a h62 y121e ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La Chin<span class=\"_ _0\"></span>e pourrai<span class=\"_ _0\"></span>t \u00eatre l<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">b\u00e9n\u00e9ficiaire</span> <span class=\"_ _3\"></span></span><span class=\"wse9\">\u00bb ultime de ce con<span class=\"_ _0\"></span>flit en </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">absorbant la<span class=\"_ _3\"></span> meilleure<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">partie de <span class=\"_ _0\"></span>l\u2019\u00e9con<span class=\"_ _0\"></span>omie russ<span class=\"_ _0\"></span>e (p\u00e9t<span class=\"_ _0\"></span>role et g<span class=\"_ _0\"></span>az, bl\u00e9, </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> militaires)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93f ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les sc\u00e9nario<span class=\"_ _3\"></span>s de risque et les me<span class=\"_ _3\"></span>sures d\u2019att\u00e9nua<span class=\"_ _3\"></span>tion correspondan<span class=\"_ _3\"></span>tes</div>\n<div class=\"t m0 x6 h62 y940 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">font l\u2019obj<span class=\"_ _3\"></span>et d\u2019un <span class=\"_ _3\"></span>suivi au niv<span class=\"_ _3\"></span>eau du Conseil<span class=\"_ _3\"></span> d\u2019Adminis<span class=\"_ _3\"></span>tration. Le<span class=\"_ _3\"></span> Rapport</div>\n<div class=\"t m0 x6 h62 y941 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur les r<span class=\"_ _3\"></span>isques princi<span class=\"_ _3\"></span>paux du Grou<span class=\"_ _3\"></span>pe<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">assure \u00e9galem<span class=\"_ _0\"></span>ent un suiv<span class=\"_ _0\"></span>i de ces </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>opolitiq<span class=\"_ _0\"></span>ue \u00e9cha<span class=\"_ _0\"></span>ppe au c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e d\u2019Ag<span class=\"_ _0\"></span>eas,</div>\n<div class=\"t m0 x6 h62 y945 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mais le Grou<span class=\"_ _0\"></span>pe Ageas et se<span class=\"_ _0\"></span>s entit\u00e9<span class=\"_ _0\"></span>s locales co<span class=\"_ _0\"></span>ntinuent<span class=\"_ _0\"></span> de suivre de</div>\n<div class=\"t m0 x6 h62 y946 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e8s l\u2019\u00e9vol<span class=\"_ _3\"></span>ution des c<span class=\"_ _3\"></span>onflits g\u00e9<span class=\"_ _3\"></span>opolitiques <span class=\"_ _3\"></span>et de l\u2019i<span class=\"_ _3\"></span>nstabilit\u00e9 ain<span class=\"_ _3\"></span>si que<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">les </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts q<span class=\"_ _0\"></span>ui en d\u00e9coul<span class=\"_ _0\"></span>ent sur l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se et la strat<span class=\"_ _0\"></span>\u00e9gie afin d<span class=\"_ _0\"></span>e pr\u00e9par<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x6 h62 y9ee ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des plans de r<span class=\"_ _0\"></span>\u00e9action s<span class=\"_ _0\"></span>elon les be<span class=\"_ _0\"></span>soins. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y949 ff154 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Technologie <span class=\"_ _3\"></span>de conduit<span class=\"_ _3\"></span>e (cat\u00e9gorie<span class=\"_ _3\"></span> PESTLE<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsea\">Technolog<span class=\"_ _3\"></span>ique)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les avanc<span class=\"_ _0\"></span>\u00e9es tec<span class=\"_ _0\"></span>hnolog<span class=\"_ _0\"></span>iques s<span class=\"_ _0\"></span>ont en<span class=\"_ _0\"></span> train de <span class=\"_ _0\"></span>red\u00e9fin<span class=\"_ _0\"></span>ir la ma<span class=\"_ _0\"></span>ni\u00e8re so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94b ff152 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">nous<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">poss\u00e9dons et conduiso<span class=\"_ _3\"></span>ns nos voitures. Le<span class=\"_ _3\"></span> lancement de </span></span></div>\n<div class=\"t m0 x6 h62 y94c ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">technologies va<span class=\"_ _3\"></span> probablement<span class=\"_ _3\"></span> entra\u00eener un essor<span class=\"_ _3\"></span> des v\u00e9hicules</div>\n<div class=\"t m0 x6 h62 y9a6 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">partiellemen<span class=\"_ _3\"></span>t autonomes, et fi<span class=\"_ _3\"></span>nalement enti\u00e8rem<span class=\"_ _3\"></span>ent autonomes<span class=\"_ _3\"></span>, sur nos</div>\n<div class=\"t m0 x6 h62 y9a7 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">routes. Ce<span class=\"_ _0\"></span>la devrai<span class=\"_ _0\"></span>t avoir un im<span class=\"_ _0\"></span>pact maje<span class=\"_ _0\"></span>ur sur le sect<span class=\"_ _0\"></span>eur de</div>\n<div class=\"t m0 x6 h62 y9a8 ff152 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">l\u2019as<span class=\"_ _3\"></span>sur<span class=\"lsde\">ance,<span class=\"_ _3\"></span> en particuli<span class=\"_ _3\"></span>er en ce<span class=\"_ _3\"></span> qui concerne<span class=\"_ _3\"></span> l\u2019\u00e9volution <span class=\"_ _3\"></span>probable <span class=\"_ _3\"></span>de la </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fr\u00e9quen<span class=\"_ _0\"></span>ce et du co\u00fbt<span class=\"_ _0\"></span> des sinistr<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9aa ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ab ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les nouveaux di<span class=\"_ _3\"></span>spositifs de s\u00e9curi<span class=\"_ _3\"></span>t\u00e9 devraient r\u00e9du<span class=\"_ _3\"></span>ire la fr\u00e9quen<span class=\"_ _3\"></span>ce des</div>\n<div class=\"t m0 x6 h62 y9ac ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es, mais le<span class=\"_ _0\"></span>s co\u00fbts de r\u00e9<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>on et de rempl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> de ces</div>\n<div class=\"t m0 x6 h62 y9ad ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">v\u00e9hicules do<span class=\"_ _3\"></span>t\u00e9s de dispositifs tec<span class=\"_ _3\"></span>hniques compliq<span class=\"_ _3\"></span>u\u00e9s vont</div>\n<div class=\"t m0 x6 h62 y9ae ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9rableme<span class=\"_ _3\"></span>nt augmenter. Ce<span class=\"_ _3\"></span>tte tendance est d\u00e9j<span class=\"_ _3\"></span>\u00e0 \u00e0 l'\u0153uvr<span class=\"lsdc wse9\">e dans le </span></div>\n<div class=\"t m0 x6 h62 yc02 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille aut<span class=\"_ _0\"></span>omobi<span class=\"_ _0\"></span>le d\u2019Age<span class=\"_ _0\"></span>as. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc03 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc04 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Parall\u00e8lemen<span class=\"_ _3\"></span>t aux avanc\u00e9e<span class=\"_ _3\"></span>s de la<span class=\"_ _3\"></span> technologie<span class=\"_ _3\"></span> proprement d<span class=\"_ _3\"></span>ite, les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc05 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">constructeurs<span class=\"_ _3\"></span> vont \u00e9galement \u00eatre<span class=\"_ _3\"></span> en mesure de recuei<span class=\"_ _3\"></span>llir toujour<span class=\"_ _3\"></span>s plus</div>\n<div class=\"t m0 x6 h62 yc06 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de donn\u00e9es<span class=\"_ _0\"></span> pr\u00e9cie<span class=\"_ _0\"></span>uses sur les p<span class=\"_ _0\"></span>ersonnes<span class=\"_ _0\"></span> et leurs hab<span class=\"_ _0\"></span>itudes d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya45 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conduite, qu<span class=\"_ _3\"></span>i pourraien<span class=\"_ _3\"></span>t \u00eatre exp<span class=\"_ _3\"></span>loit\u00e9es pour<span class=\"_ _3\"></span> modifier <span class=\"_ _3\"></span>la dynamique</div>\n<div class=\"t m0 x6 h62 ya46 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">existant<span class=\"_ _0\"></span>e des cha\u00ee<span class=\"_ _0\"></span>nes d\u2019app<span class=\"_ _0\"></span>rovisio<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span>. Pour les as<span class=\"_ _0\"></span>sureurs,<span class=\"_ _0\"></span> l\u2019acc\u00e8s</div>\n<div class=\"t m0 x6 h62 ya47 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 ces donn\u00e9es pour<span class=\"_ _3\"></span>rait entra\u00eener une<span class=\"_ _3\"></span> modification<span class=\"_ _3\"></span> des pratiques de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya48 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption en pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt de propos<span class=\"_ _0\"></span>er des pro<span class=\"_ _0\"></span>duit<span class=\"lsdd ws12a\">s, service<span class=\"_ _0\"></span>s et </span></div>\n<div class=\"t m0 x6 h62 ya49 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contenus h<span class=\"_ _3\"></span>yperpersonnali<span class=\"_ _3\"></span>s\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4a ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">M\u00eame si les v\u00e9hi<span class=\"_ _3\"></span>cules enti\u00e8rement<span class=\"_ _3\"></span> autonomes ne son<span class=\"_ _3\"></span>t sans doute pas</div>\n<div class=\"t m0 x6 h62 ya4c ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore po<span class=\"_ _0\"></span>ur demai<span class=\"_ _0\"></span>n, les syst\u00e8m<span class=\"_ _0\"></span>es avanc<span class=\"_ _0\"></span>\u00e9s d\u2019aid<span class=\"_ _0\"></span>e \u00e0 la conduite (<span class=\"_ _0\"></span>ADAS)</div>\n<div class=\"t m0 x6 h62 ya4d ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9<span class=\"_ _0\"></span>j\u00e0 bien p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>s et dev<span class=\"_ _0\"></span>raient d<span class=\"_ _0\"></span>evenir p<span class=\"_ _0\"></span>lus soph<span class=\"_ _0\"></span>istiqu<span class=\"_ _0\"></span>\u00e9s et pl<span class=\"_ _0\"></span>us</div>\n<div class=\"t m0 x6 h62 ya4e ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9pa<span class=\"lsdc wse9\">ndus dans un av<span class=\"_ _0\"></span>enir proc<span class=\"_ _0\"></span>he. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya4f ff154 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">NB<span class=\"ls0 ws0\"> : <span class=\"lsde wseb\">Le<span class=\"_ _3\"></span>s v\u00e9hicules <span class=\"_ _3\"></span>enti\u00e8remen<span class=\"_ _3\"></span>t autonomes n\u2019<span class=\"_ _3\"></span>arriveront<span class=\"_ _3\"></span> probablement </span></span></div>\n<div class=\"t m0 x6 h7e ya50 ff154 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas avant au moins<span class=\"_ _3\"></span> 5 ans. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya51 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">De nombre<span class=\"_ _0\"></span>uses ini<span class=\"_ _0\"></span>tiatives o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 lanc<span class=\"_ _0\"></span>\u00e9es au sein du G<span class=\"_ _0\"></span>roupe, pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya53 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple u<span class=\"_ _0\"></span>n \u00e9cosys<span class=\"_ _0\"></span>t\u00e8me pour les v<span class=\"_ _0\"></span>\u00e9hicul<span class=\"_ _0\"></span>es \u00e9lectr<span class=\"_ _0\"></span>iques, l<span class=\"_ _0\"></span>e suivi et</div>\n<div class=\"t m0 x6 h62 ya54 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019interpr\u00e9t<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la l\u00e9<span class=\"_ _0\"></span>gislatio<span class=\"_ _0\"></span>n comm<span class=\"_ _0\"></span>e les syst<span class=\"_ _0\"></span>\u00e8mes a<span class=\"_ _0\"></span>utomat<span class=\"_ _0\"></span>is\u00e9s </span></div>\n<div class=\"t m0 x6 h62 ya55 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assist<span class=\"_ _0\"></span>ance au m<span class=\"_ _0\"></span>aintien de<span class=\"_ _0\"></span> voie, une pl<span class=\"_ _0\"></span>ong\u00e9e en prof<span class=\"_ _0\"></span>ondeu<span class=\"_ _0\"></span>r dans les</div>\n<div class=\"t m0 x6 h62 ya56 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es tech<span class=\"_ _0\"></span>nologi<span class=\"_ _0\"></span>es et ca<span class=\"_ _0\"></span>pacit\u00e9s <span class=\"_ _0\"></span>de cond<span class=\"_ _0\"></span>uite, le<span class=\"_ _0\"></span> suivi de<span class=\"_ _0\"></span>s co\u00fbts<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya57 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parat<span class=\"_ _0\"></span>ion des v\u00e9<span class=\"_ _0\"></span>hicules, l<span class=\"_ _0\"></span>es discuss<span class=\"_ _0\"></span>ions de pr\u00e9<span class=\"_ _0\"></span>par<span class=\"lsde wsfa\">ation op\u00e9rationnelle </span></div>\n<div class=\"t m0 x6 h62 ya58 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sur l\u2019ensemble<span class=\"_ _3\"></span> du r\u00e9seau de r\u00e9para<span class=\"_ _3\"></span>tion d\u2019Ageas..<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ff154 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Nouveaux be<span class=\"_ _3\"></span>soins et att<span class=\"_ _3\"></span>entes des <span class=\"_ _3\"></span>clients<span class=\"ff152 ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y970 ff154 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">(cat\u00e9gorie PE<span class=\"_ _3\"></span>STLE \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">E<span class=\"_ _3\"></span>nvironnemental<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y971 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion des be<span class=\"_ _0\"></span>soins des cli<span class=\"_ _0\"></span>ents et<span class=\"_ _0\"></span> le contexte inf<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>nniste r\u00e9<span class=\"_ _0\"></span>cent</div>\n<div class=\"t m0 x6 h62 yc07 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">poussent<span class=\"_ _0\"></span> les assur<span class=\"_ _0\"></span>eurs \u00e0 innov<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span>en qu\u00eate de cr<span class=\"_ _0\"></span>oissa<span class=\"_ _0\"></span>nce et \u00e0 devan<span class=\"_ _0\"></span>cer</div>\n<div class=\"t m0 x6 h62 y1221 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les nouv<span class=\"_ _0\"></span>elles m<span class=\"_ _0\"></span>enaces c<span class=\"_ _0\"></span>oncur<span class=\"_ _0\"></span>rentiel<span class=\"_ _0\"></span>les. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1222 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b3 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les attent<span class=\"_ _0\"></span>es des clie<span class=\"_ _0\"></span>nts et du marc<span class=\"_ _0\"></span>h\u00e9 en mati\u00e8<span class=\"_ _0\"></span>re de dura<span class=\"_ _0\"></span>bilit\u00e9 et de</div>\n<div class=\"t m0 x1a h62 y9b4 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 social<span class=\"_ _0\"></span>e sont e<span class=\"_ _0\"></span>n train <span class=\"_ _0\"></span>de chang<span class=\"_ _0\"></span>er, et l<span class=\"_ _0\"></span>es entrep<span class=\"_ _0\"></span>rises</div>\n<div class=\"t m0 x1a h62 y9b5 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> faire les bons<span class=\"_ _0\"></span> choix pour i<span class=\"_ _0\"></span>nt\u00e9gre<span class=\"_ _0\"></span>r les aspects<span class=\"_ _0\"></span> de durabi<span class=\"_ _0\"></span>lit\u00e9 \u00e0 leur</div>\n<div class=\"t m0 x1a h62 y9b6 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">strat\u00e9gie.<span class=\"_ _3\"></span> Il ne suffit cependa<span class=\"_ _3\"></span>nt pas de d\u00e9finir une<span class=\"_ _3\"></span> strat\u00e9gie, encore<span class=\"_ _3\"></span> faut<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 y9b7 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">il agir e<span class=\"_ _0\"></span>n cons\u00e9<span class=\"_ _0\"></span>quence.<span class=\"_ _0\"></span> La r\u00e9gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ion et l<span class=\"_ _0\"></span>es att<span class=\"_ _0\"></span>entes en m<span class=\"_ _0\"></span>ati\u00e8re d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b8 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">durabilit\u00e9 s\u2019<span class=\"_ _3\"></span>intensifient, ce qui<span class=\"_ _3\"></span> pourrait augm<span class=\"_ _3\"></span>enter les co\u00fbts</div>\n<div class=\"t m0 x1a h62 y9b9 ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9ratio<span class=\"lsdc wse9\">nnels et le risqu<span class=\"_ _0\"></span>e de r\u00e9putat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les mod\u00e8les comm<span class=\"_ _3\"></span>erciaux disrup<span class=\"_ _3\"></span>tifs bouleversent<span class=\"_ _3\"></span> certains segmen<span class=\"_ _3\"></span>ts du</div>\n<div class=\"t m0 x1a h62 y9bc ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 en r<span class=\"_ _0\"></span>\u00e9pondant<span class=\"_ _0\"></span> \u00e0 des besoi<span class=\"_ _0\"></span>ns insatisf<span class=\"_ _0\"></span>aits ou \u00e0 de no<span class=\"_ _0\"></span>uvelles</div>\n<div class=\"t m0 x1a h62 y9bd ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">demandes des<span class=\"_ _3\"></span> clients q<span class=\"_ _3\"></span>ui ont \u00e9<span class=\"_ _3\"></span>t\u00e9 ignor\u00e9s par<span class=\"_ _3\"></span> les pr<span class=\"_ _3\"></span>incipaux</div>\n<div class=\"t m0 x1a h62 y9be ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fournisseurs<span class=\"_ _3\"></span>. Ces mod\u00e8le<span class=\"_ _3\"></span>s se fondent <span class=\"_ _3\"></span>souvent s<span class=\"_ _3\"></span>ur l\u2019innova<span class=\"_ _3\"></span>tion dans le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9bf ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits et les<span class=\"_ _3\"></span> services, ce qui le<span class=\"_ _3\"></span>s aide \u00e0 cr\u00e9er une<span class=\"_ _3\"></span> nouvelle niche au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c0 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sein d\u2019un march\u00e9<span class=\"_ _3\"></span> ou \u00e0 cr\u00e9er un tout<span class=\"_ _3\"></span> nouveau march\u00e9. On pour<span class=\"_ _3\"></span>rait par</div>\n<div class=\"t m0 x1a h62 y9c1 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple imag<span class=\"_ _3\"></span>iner qu\u2019une<span class=\"_ _3\"></span> des gran<span class=\"_ _3\"></span>des entrepri<span class=\"_ _3\"></span>ses technolog<span class=\"_ _3\"></span>iques</div>\n<div class=\"t m0 x1a h62 y9c2 ff152 fs43 fc15 sc0 ls104 ws12b\" style=\"z-index: 15;\">(GAFA) e<span class=\"_ _0\"></span><span class=\"lsdc wse9\">ntre sur le mac<span class=\"_ _0\"></span>h\u00e9 de l\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"_ _0\"></span> utilis<span class=\"_ _0\"></span>e les donn\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 y9c3 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accumul\u00e9es s<span class=\"_ _3\"></span>ur les pe<span class=\"_ _3\"></span>rsonnes pour<span class=\"_ _3\"></span> d\u00e9terminer l<span class=\"_ _3\"></span>e niveau <span class=\"_ _3\"></span>de risque e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y9c4 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tarif<span class=\"_ _0\"></span>s en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9c5 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c6 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les compagnies d\u2019a<span class=\"_ _3\"></span>ssurances devraie<span class=\"_ _3\"></span>nt int\u00e9grer des<span class=\"_ _3\"></span> strat\u00e9gies de</div>\n<div class=\"t m0 x1a h62 y9c7 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">communi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span>/points<span class=\"_ _0\"></span> de contact<span class=\"_ _0\"></span> effic<span class=\"lsde wseb\">aces et r\u00e9guliers a<span class=\"_ _3\"></span>vec leurs </span></div>\n<div class=\"t m0 x1a h62 y9c8 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clients (m\u00eam<span class=\"_ _3\"></span>e si les <span class=\"_ _3\"></span>bonnes do<span class=\"_ _3\"></span>nn\u00e9es peuvent<span class=\"_ _3\"></span> aider \u00e0 <span class=\"_ _3\"></span>comprendre le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9c9 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">besoins <span class=\"_ _0\"></span>des cli<span class=\"_ _0\"></span>ents et <span class=\"_ _0\"></span>\u00e0 adapte<span class=\"_ _0\"></span>r sa co<span class=\"_ _0\"></span>mmunicat<span class=\"_ _0\"></span>ion, le f<span class=\"_ _0\"></span>ait d\u2019<span class=\"_ _0\"></span>adopte<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x1a h62 y9ca ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ton juste da<span class=\"_ _0\"></span>ns la comm<span class=\"_ _0\"></span>unicati<span class=\"_ _0\"></span>on, d\u2019ut<span class=\"_ _0\"></span>iliser les<span class=\"_ _0\"></span> m\u00e9dias ap<span class=\"_ _0\"></span>propri\u00e9s<span class=\"_ _0\"></span> selon</div>\n<div class=\"t m0 x1a h62 y9cb ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le public <span class=\"_ _3\"></span>cible,<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de simplifier l<span class=\"_ _0\"></span>a comm<span class=\"_ _0\"></span>unicati<span class=\"_ _0\"></span>on / les m<span class=\"_ _0\"></span>essag<span class=\"_ _0\"></span>es et </span></div>\n<div class=\"t m0 x1a h62 y9cc ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9g<span class=\"_ _0\"></span>rer des s<span class=\"_ _0\"></span>yst\u00e8m<span class=\"_ _0\"></span>es fiabl<span class=\"_ _0\"></span>es de so<span class=\"_ _0\"></span>utien aux<span class=\"_ _0\"></span> clients<span class=\"_ _0\"></span> peut r<span class=\"_ _0\"></span>enforce<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y9cd ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore pl<span class=\"_ _0\"></span>us la strat<span class=\"_ _0\"></span>\u00e9gie de comm<span class=\"_ _0\"></span>unicat<span class=\"_ _0\"></span>ions / poi<span class=\"_ _0\"></span>nts de contac<span class=\"_ _0\"></span>t). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ce ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cf ff152 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">L\u2019\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">inno<span class=\"_ _3\"></span>vation adjacen<span class=\"_ _3\"></span>te</span> <span class=\"lsdc wse9\">\u00bb est une tendanc<span class=\"_ _0\"></span>e plus r\u00e9c<span class=\"_ _0\"></span>ente<span class=\"ls0 ws0\"> : <span class=\"lsde wsea\">des </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">entrep<span class=\"wsfa\">rises fi<span class=\"_ _3\"></span>nanci\u00e8res adaptent<span class=\"_ _3\"></span> leurs produi<span class=\"_ _3\"></span>ts actuels pour les<span class=\"_ _3\"></span> porter </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur de no<span class=\"_ _3\"></span>uveaux march\u00e9<span class=\"_ _3\"></span>s et des <span class=\"_ _3\"></span>canaux num\u00e9riq<span class=\"_ _3\"></span>ues ou cr\u00e9<span class=\"_ _3\"></span>ent de</div>\n<div class=\"t m0 x1a h62 ya30 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nouvea<span class=\"_ _0\"></span>ux produit<span class=\"_ _0\"></span>s num\u00e9ri<span class=\"_ _0\"></span>ques pour l<span class=\"_ _0\"></span>es march<span class=\"_ _0\"></span>\u00e9s existant<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya31 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya32 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019hyperpersonna<span class=\"_ _3\"></span>lisation est la<span class=\"_ _3\"></span> partie de l\u2019exp\u00e9r<span class=\"_ _3\"></span>ience client qui<span class=\"_ _3\"></span> conc<span class=\"wsea\">erne </span></div>\n<div class=\"t m0 x1a h62 ya33 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019utilisa<span class=\"_ _3\"></span>tion de donn\u00e9es<span class=\"_ _3\"></span> pour o<span class=\"_ _3\"></span>ffrir aux cl<span class=\"_ _3\"></span>ients des <span class=\"_ _3\"></span>produits, de<span class=\"_ _3\"></span>s services</div>\n<div class=\"t m0 x1a h62 ya34 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et conten<span class=\"_ _0\"></span>us haute<span class=\"_ _0\"></span>ment perso<span class=\"_ _0\"></span>nnalis<span class=\"_ _0\"></span>\u00e9s, cibl\u00e9s et<span class=\"_ _0\"></span> pertine<span class=\"_ _0\"></span>nts.</div>\n<div class=\"t m0 x1a h62 ya35 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019hyperpersonna<span class=\"_ _3\"></span>lisation per<span class=\"_ _3\"></span>met aux en<span class=\"_ _3\"></span>treprises d\u2019ide<span class=\"_ _3\"></span>ntifier de<span class=\"_ _3\"></span>s d\u00e9tails</div>\n<div class=\"t m0 x1a h62 ya36 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">subtils con<span class=\"_ _3\"></span>cernant leurs<span class=\"_ _3\"></span> clients q<span class=\"_ _3\"></span>ue les de<span class=\"_ _3\"></span>g<span class=\"lsdc wse9\">r\u00e9s habit<span class=\"_ _0\"></span>uels de </span></div>\n<div class=\"t m0 x1a h62 ya37 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nalisat<span class=\"_ _0\"></span>ion ne sont pas<span class=\"_ _0\"></span> en mesure d<span class=\"_ _0\"></span>e saisir. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya38 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya39 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">De nombre<span class=\"_ _0\"></span>uses ini<span class=\"_ _0\"></span>tiatives t<span class=\"_ _0\"></span>ransvers<span class=\"_ _0\"></span>ales au se<span class=\"_ _0\"></span>in du Grou<span class=\"_ _0\"></span>pe sont en</div>\n<div class=\"t m0 x1a h62 ya3a ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cours afin d\u2019\u00e9t<span class=\"_ _3\"></span>udier les oppor<span class=\"_ _3\"></span>tunit\u00e9s et d\u2019att\u00e9nuer<span class=\"_ _3\"></span> les risques.<span class=\"_ _3\"></span> Ces</div>\n<div class=\"t m0 x1a h62 ya3b ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">initiat<span class=\"_ _0\"></span>ives inc<span class=\"_ _0\"></span>luent not<span class=\"_ _0\"></span>amme<span class=\"_ _0\"></span>nt, mais s<span class=\"_ _0\"></span>ans s\u2019y<span class=\"_ _0\"></span> limite<span class=\"wse9\">r,<span class=\"_ _0\"></span> la platef<span class=\"_ _0\"></span>orme </span></div>\n<div class=\"t m0 x1a h62 y1223 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019exp\u00e9r<span class=\"_ _0\"></span>ience cl<span class=\"_ _0\"></span>ient, l\u2019\u00e9c<span class=\"_ _0\"></span>osyst\u00e8<span class=\"_ _0\"></span>me de sant\u00e9, l<span class=\"_ _0\"></span>e nouveau m<span class=\"_ _0\"></span>oteur de</div>\n<div class=\"t m0 x1a h62 y1224 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">plateformes num<span class=\"_ _3\"></span>\u00e9riques, Impac<span class=\"_ _3\"></span>t24... En outre, de<span class=\"_ _3\"></span> nombreuses actions</div>\n<div class=\"t m0 x1a h62 y1225 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">locales son<span class=\"_ _3\"></span>t en cours au sein des<span class=\"_ _3\"></span> soci\u00e9t\u00e9s op\u00e9rationne<span class=\"_ _3\"></span>lles d\u2019Ageas<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9e1 ff154 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Robotique / IA<span class=\"_ _3\"></span> / Technologie (cat\u00e9go<span class=\"_ _3\"></span>r<span class=\"wseb\">ie PESTLE<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span><span class=\"wsea\">Tec<span class=\"_ _3\"></span>hnologique)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9e2 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La roboti<span class=\"_ _0\"></span>que, l\u2019IA e<span class=\"_ _0\"></span>t la technol<span class=\"_ _0\"></span>ogie per<span class=\"_ _0\"></span>mettent<span class=\"_ _0\"></span> aux entrep<span class=\"_ _0\"></span>rises, ent<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 ya3c ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres, d<span class=\"_ _0\"></span>e r\u00e9duire l<span class=\"_ _0\"></span>e co\u00fbt des t\u00e2c<span class=\"_ _0\"></span>hes routi<span class=\"_ _0\"></span>ni\u00e8res<span class=\"_ _0\"></span> et de r\u00e9affect<span class=\"_ _0\"></span>er cert<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 ya3d ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">collaborateur<span class=\"_ _3\"></span>s \u00e0 des t\u00e2ches plu<span class=\"_ _3\"></span>s cr\u00e9atives (reski<span class=\"_ _3\"></span>lling &amp; upskill<span class=\"_ _3\"></span>ing). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019IA est pr<span class=\"_ _3\"></span>\u00e9sent\u00e9e comme<span class=\"_ _3\"></span> une technol<span class=\"_ _3\"></span>ogie r\u00e9volu<span class=\"_ _3\"></span>tionnaire qui<span class=\"_ _3\"></span> va</div>\n<div class=\"t m0 x1a h62 ya40 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bouleve<span class=\"_ _0\"></span>rser le <span class=\"_ _0\"></span>monde, m<span class=\"_ _0\"></span>ais ell<span class=\"_ _0\"></span>e n\u2019est pa<span class=\"_ _0\"></span>s sans i<span class=\"_ _0\"></span>nconv<span class=\"_ _0\"></span>\u00e9nients.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 ya41 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">craint<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant le<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> macro<span class=\"_ _0\"></span>s associ<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019I<span class=\"_ _0\"></span>A sont not<span class=\"_ _0\"></span>amme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya42 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les atteint<span class=\"_ _0\"></span>es \u00e0 la vie pr<span class=\"_ _0\"></span>iv\u00e9e, les \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">deep fakes</span> </span>\u00bb, les b<span class=\"lsde wseb\">iais algorithmi<span class=\"_ _3\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 ya43 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les pertes d\u2019emp<span class=\"_ _3\"></span>lois dues \u00e0 l\u2019auto<span class=\"_ _3\"></span>matisation, les in\u00e9<span class=\"_ _3\"></span>galit\u00e9s</div>\n<div class=\"t m0 x1a h62 yc09 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">socio\u00e9conomique<span class=\"_ _3\"></span>s et m\u00eame<span class=\"_ _3\"></span> l\u2019automatisa<span class=\"_ _3\"></span>tion des arm<span class=\"_ _3\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Cela \u00e9tant<span class=\"_ _0\"></span> dit, la lis<span class=\"_ _0\"></span>te des nouv<span class=\"_ _0\"></span>elles tech<span class=\"_ _0\"></span>nologi<span class=\"_ _0\"></span>es \u00e9merge<span class=\"_ _0\"></span>ntes et des</div>\n<div class=\"t m0 x6 h62 y8b2 ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">perc\u00e9es t<span class=\"_ _0\"></span>echnolo<span class=\"_ _0\"></span>giques es<span class=\"_ _0\"></span>t infini<span class=\"_ _0\"></span>e et \u00e9volue s<span class=\"_ _0\"></span>ur de nombre<span class=\"_ _0\"></span>ux front<span class=\"_ _0\"></span>s, et</div>\n<div class=\"t m0 x6 h62 y8b3 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">ces prog<span class=\"_ _0\"></span>r\u00e8s se s<span class=\"_ _0\"></span>ont enco<span class=\"_ _0\"></span>re acc\u00e9l<span class=\"_ _0\"></span>\u00e9r\u00e9s av<span class=\"_ _0\"></span>ec la cr<span class=\"_ _0\"></span>ise san<span class=\"_ _0\"></span>itaire <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x6 h62 y93e ff156 fs43 fc1d sc0 lsf7 wseb\" style=\"z-index: 15;\">Covid<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">19. M\u00eame si toutes<span class=\"_ _0\"></span> les avanc<span class=\"_ _0\"></span>\u00e9es ne sont p<span class=\"_ _0\"></span>as n\u00e9cess<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9volutionnai<span class=\"_ _3\"></span>res, certaine<span class=\"_ _3\"></span>s technologie<span class=\"_ _3\"></span>s pourraien<span class=\"_ _3\"></span>t modifier n<span class=\"_ _3\"></span>os</div>\n<div class=\"t m0 x6 h62 y940 ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8res de<span class=\"_ _3\"></span> vivre et d<span class=\"_ _3\"></span>e travail<span class=\"_ _3\"></span>ler et do<span class=\"_ _3\"></span>nner naissanc<span class=\"_ _3\"></span>e \u00e0 des <span class=\"_ _3\"></span>produits e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y941 ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">services en<span class=\"_ _3\"></span>ti\u00e8rement nou<span class=\"_ _3\"></span>veaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff156 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Des init<span class=\"_ _0\"></span>iatives t<span class=\"_ _0\"></span>ransve<span class=\"_ _0\"></span>rsales <span class=\"_ _0\"></span>au sein <span class=\"_ _0\"></span>du Group<span class=\"_ _0\"></span>e sont en<span class=\"_ _0\"></span> cours af<span class=\"_ _0\"></span>in</div>\n<div class=\"t m0 x6 h62 y944 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9tudi<span class=\"_ _0\"></span>er les op<span class=\"_ _0\"></span>portun<span class=\"_ _0\"></span>it\u00e9s et <span class=\"_ _0\"></span>d\u2019att\u00e9n<span class=\"_ _0\"></span>uer les r<span class=\"_ _0\"></span>isques. I<span class=\"_ _0\"></span>l s\u2019ag<span class=\"_ _0\"></span>it nota<span class=\"_ _0\"></span>mment</div>\n<div class=\"t m0 x1a h62 yf19 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">des init<span class=\"_ _0\"></span>iative<span class=\"_ _0\"></span>s suivant<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">communaut<span class=\"_ _0\"></span>\u00e9s de l\u2019IA et d<span class=\"_ _0\"></span>e la robotiq<span class=\"_ _0\"></span>ue, </span></div>\n<div class=\"t m0 x1a h62 yf1a ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de t<span class=\"_ _0\"></span>ravail s<span class=\"_ _0\"></span>ur la gestion et<span class=\"_ _0\"></span> la gouver<span class=\"_ _0\"></span>nance des do<span class=\"_ _0\"></span>nn\u00e9es,</div>\n<div class=\"t m0 x1a h62 yf1b ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">automat<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n intell<span class=\"_ _0\"></span>igente,<span class=\"_ _0\"></span> program<span class=\"_ _0\"></span>me de f<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span><span class=\"wse9\">n sur la cr\u00e9<span class=\"_ _0\"></span>ation de </span></div>\n<div class=\"t m0 x1a h62 ycfb ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>our l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e par la t<span class=\"_ _0\"></span>echnol<span class=\"_ _0\"></span>ogie, p<span class=\"_ _0\"></span>rojet \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">Dat<span class=\"_ _0\"></span>a robot<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">\u00bb... En </span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">outre, les s<span class=\"_ _0\"></span>oci\u00e9t\u00e9s<span class=\"_ _0\"></span> op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>es d\u2019Ageas s<span class=\"_ _0\"></span>uivent c<span class=\"_ _0\"></span>ette tenda<span class=\"_ _0\"></span>nce par le</div>\n<div class=\"t m0 x1a h62 ycfd ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">biais de la go<span class=\"_ _0\"></span>uvernan<span class=\"_ _0\"></span>ce local<span class=\"_ _0\"></span>e dans le cadr<span class=\"_ _0\"></span>e de forums et<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycfe ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">conf\u00e9rences <span class=\"_ _3\"></span>externes et<span class=\"_ _3\"></span>, da<span class=\"lsdc wse9\">ns certain<span class=\"_ _0\"></span>s cas, l\u2019IA et l<span class=\"_ _0\"></span>es nouvelle<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycff ff156 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">technologies so<span class=\"_ _3\"></span>nt d\u00e9j\u00e0 int\u00e9gr\u00e9e<span class=\"_ _3\"></span>s dans le cadre de<span class=\"_ _3\"></span>s activit\u00e9s ordina<span class=\"_ _3\"></span>ires</div>\n<div class=\"t m0 x1a h62 yd00 ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019entre<span class=\"_ _0\"></span>prise. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1226 ff156 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1227 ff156 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le radar d<span class=\"_ _3\"></span>es risques \u00e9<span class=\"_ _3\"></span>mergents du<span class=\"_ _3\"></span> Groupe ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessous ref<span class=\"_ _0\"></span>l\u00e8te les r<span class=\"_ _0\"></span>isques \u00e9me<span class=\"_ _0\"></span>rgents l<span class=\"_ _0\"></span>es plus per<span class=\"lsde wseb\">tinents pour les activ<span class=\"_ _3\"></span>it\u00e9s de l\u2019e<span class=\"_ _3\"></span>ntreprise iden<span class=\"_ _3\"></span>tifi\u00e9s dans <span class=\"_ _3\"></span>le </span></span></span></div>\n<div class=\"t m0 x6 h62 y1229 ff156 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">cadre du proces<span class=\"_ _3\"></span>sus consacr\u00e9 aux risq<span class=\"_ _3\"></span>ues \u00e9mergents de 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m3 x292 ha8 y1264 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Proximit\u00e9</div>\n<div class=\"t m3 x15 ha8 y1261 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">0-3 ans<span class=\"_ _66\"> </span>3 \u00e0 5 ans<span class=\"_ _62\"> </span>Plus de 5 ans</div>\n<div class=\"t m3 xa3 ha8 y125f ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00c9lev\u00e9e<span class=\"_ _114\"> </span>Moyen<span class=\"_ _200\"> </span>Faible</div>\n<div class=\"t m0 xc8 ha8 y126a ff15d fs6c fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 x110 ha8 y1268 ff15d fs6c fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Conscience<span class=\"_ _203\"></span>Conscience</div>\n<div class=\"t m0 x3c haa y126c ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Mobilit\u00e9 en tant que service</div>\n<div class=\"t m0 x297 haa y126e ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00c9volution d\u00e9mographique</div>\n<div class=\"t m0 x296 haa y126d ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Internet des objets</div>\n<div class=\"t m0 x110 ha8 y1267 ff15d fs6c fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Conscience</div>\n<div class=\"t m0 x295 ha8 y1269 ff15d fs6c fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 x27c ha9 y1262 ff15e fs6d fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">Politique<span class=\"_ _b7\"> </span><span class=\"fc15\">\u00c9conomique<span class=\"_ _201\"> </span><span class=\"fc16\">Social<span class=\"_ _1dc\"> </span><span class=\"fc18\">T<span class=\"_ _0\"></span>echnologique<span class=\"_ _201\"> </span><span class=\"fce\">L\u00e9gal<span class=\"_ _b7\"> </span><span class=\"fc17\">Environnemental</span></span></span></span></span></div>\n<div class=\"t m0 x295 haa y126b ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Avenir de la sant\u00e9</div>\n<div class=\"t mf x180 haa y126f ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Instabilit\u00e9 g\u00e9opolitique /</div>\n<div class=\"t mf x180 haa y1270 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Conflits commerciaux</div>\n<div class=\"t m0 xc8 ha8 y1265 ff15d fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Action</div>\n<div class=\"t mf x107 haa y126f ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Technologies de conduite</div>\n<div class=\"t m0 xd5 ha8 y1265 ff15d fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Action<span class=\"_ _202\"> </span><span class=\"fc17\">Analyse</span></div>\n<div class=\"t mf x107 haa y1271 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nouveaux besoins &amp;</div>\n<div class=\"t mf x107 haa y1272 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">attentes des clients</div>\n<div class=\"t mf x107 haa y1273 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Robotique / IA / Technologie</div>\n<div class=\"t m0 xc8 ha8 y1266 ff15d fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Action</div>\n<div class=\"t m0 x288 haa y1274 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Big Data / Accessibilit\u00e9,</div>\n<div class=\"t m0 xaa haa y1275 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">disponibilit\u00e9 &amp; utilisation</div>\n<div class=\"t m0 x28 haa y1276 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00e9thique des donn\u00e9es</div>\n<div class=\"t m0 x15f haa y1277 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Reskilling &amp; Upskilling</div>\n<div class=\"t m0 xc8 ha8 y1260 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Majeur<span class=\"_ _104\"> </span>Moyen<span class=\"_ _e6\"> </span>Mineur</div>\n<div class=\"t m0 x59 ha8 y1263 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Impact</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 206px; height: 900px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 206px; height: 900px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h6b y8b1 ff159 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.6.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"ff15b lsde wsfa\">S<span class=\"_ _3\"></span>ous les projecteurs<span class=\"_ _3\"></span></span><span class=\"ff15b\"> :</span>  </span></div>\n<div class=\"t m0 x22d h62 y8b2 ff159 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9valuation des ri<span class=\"_ _3\"></span>sques li\u00e9s au chan<span class=\"_ _3\"></span>gemen<span class=\"lsfe ws12d\">t climat<span class=\"_ _3\"></span>ique</span></div>\n<div class=\"t m0 x6 h62 y8b3 ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Les principaux<span class=\"_ _3\"></span> risques auxquels<span class=\"_ _3\"></span> Ageas est expos\u00e9 en<span class=\"_ _3\"></span> raison du</div>\n<div class=\"t m0 x6 h62 y93e ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ent clim<span class=\"_ _0\"></span>atique s<span class=\"_ _0\"></span>ont le risque de c<span class=\"_ _0\"></span>r\u00e9dit, l<span class=\"_ _0\"></span>e risque de mar<span class=\"_ _0\"></span>ch\u00e9, le</div>\n<div class=\"t m0 x6 h62 y93f ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">risque d'assura<span class=\"_ _3\"></span>nce g\u00e9n\u00e9rale e<span class=\"_ _3\"></span>t le risque d'assura<span class=\"_ _3\"></span>nce<span class=\"ls0 ws0\">-</span>vie. La<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> effets du ris<span class=\"_ _0\"></span>que clim<span class=\"_ _0\"></span>atique sur<span class=\"ls0 ws0\"> </span>n<span class=\"_ _0\"></span>os portefe<span class=\"_ _0\"></span>uilles es<span class=\"_ _0\"></span>t un</div>\n<div class=\"t m0 x6 h62 y941 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">domain<span class=\"_ _0\"></span>e d'int\u00e9r<span class=\"_ _0\"></span>\u00eat imp<span class=\"_ _0\"></span>ortant c<span class=\"_ _0\"></span>ar la co<span class=\"_ _0\"></span>mpr\u00e9he<span class=\"_ _0\"></span>nsion et l<span class=\"_ _0\"></span>a gesti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 y942 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">impacts cl<span class=\"_ _3\"></span>imatiques sero<span class=\"_ _3\"></span>nt essenti<span class=\"_ _3\"></span>elles \u00e9labore<span class=\"_ _3\"></span>r des r\u00e9p<span class=\"_ _3\"></span>onses</div>\n<div class=\"t m0 x6 h62 y943 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">strat\u00e9g<span class=\"_ _0\"></span>iques et ma<span class=\"_ _0\"></span>intenir n<span class=\"_ _0\"></span>otre r\u00e9si<span class=\"_ _0\"></span>lience \u00e0 lo<span class=\"_ _0\"></span>ng terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y122d ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Suite \u00e0 <span class=\"_ _3\"></span>la premi\u00e8re <span class=\"_ _3\"></span>int\u00e9gration<span class=\"_ _3\"></span> de diff\u00e9r<span class=\"_ _3\"></span>ents sc\u00e9nario<span class=\"_ _3\"></span>s de changemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y122e ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>que dans no<span class=\"_ _0\"></span>tre ORSA 20<span class=\"_ _0\"></span>21, cett<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>\u00e9 n'a cess\u00e9 d'<span class=\"_ _0\"></span>\u00eatre affi<span class=\"_ _0\"></span>n\u00e9e.</div>\n<div class=\"t m0 x1a h62 y122f ff159 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">sc\u00e9nari<span class=\"_ _3\"></span>os, qui cou<span class=\"_ _3\"></span>vrent des h<span class=\"_ _3\"></span>orizons temp<span class=\"_ _3\"></span>orels de m<span class=\"_ _3\"></span>oyen \u00e0 lon<span class=\"_ _3\"></span>g </span></div>\n<div class=\"t m0 x1a h62 y1230 ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">terme, cherchen<span class=\"_ _3\"></span>t \u00e0 mieux comprendr<span class=\"_ _3\"></span>e les impacts po<span class=\"_ _3\"></span>tentiels du risque<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1231 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de transit<span class=\"_ _0\"></span>ion et du<span class=\"ls0 ws0\"> </span>risq<span class=\"_ _0\"></span>ue physi<span class=\"_ _0\"></span>que sur nos act<span class=\"_ _0\"></span>ifs et nos pa<span class=\"_ _0\"></span>ssifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1232 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1233 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1234 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1235 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Aux fins <span class=\"_ _0\"></span>de l\u2019OR<span class=\"_ _0\"></span>SA, l\u2019acc<span class=\"_ _0\"></span>ent a \u00e9t<span class=\"_ _0\"></span>\u00e9 mis \u00e0 l<span class=\"_ _0\"></span>\u2019\u00e9chell<span class=\"_ _0\"></span>e du Gro<span class=\"_ _0\"></span>upe sur l<span class=\"_ _0\"></span>es deux<span class=\"_ _0\"></span> canaux <span class=\"_ _0\"></span>de trans<span class=\"_ _0\"></span>mission s<span class=\"_ _0\"></span>uivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x29 hab y1278 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de transitio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x12e hab y1279 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; risque phy<span class=\"_ _1\"></span>sique</div>\n<div class=\"t m0 x83 hab y1278 ff15f fs6f fc5 sc0 ls12c ws154\" style=\"z-index: 15;\">\u00c9v<span class=\"_ _0\"></span>olution</div>\n<div class=\"t m0 x17c hab y1279 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00e9conomique</div>\n<div class=\"t m0 x219 hab y1278 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Inv<span class=\"_ _0\"></span>estissemen<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 xbc hab y1279 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; ALM</div>\n<div class=\"t m0 x193 hab y127a ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque phy<span class=\"_ _1\"></span>sique</div>\n<div class=\"t m0 x10e hac y127b ff15f fs70 fc5 sc0 ls12d ws155\" style=\"z-index: 15;\">\u00c9v<span class=\"_ _0\"></span>olution</div>\n<div class=\"t m0 x6c hac y127c ff15f fs70 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">des conditions</div>\n<div class=\"t m0 x17d hac y127d ff15f fs70 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">m\u00e9t\u00e9or<span class=\"_ _0\"></span>ologiques</div>\n<div class=\"t m0 x15b hab y127e ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de</div>\n<div class=\"t m0 xc hab y127f ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">catastrophe natur<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x6 h62 y1239 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pour un Gro<span class=\"_ _0\"></span>upe d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme Ageas<span class=\"_ _0\"></span>, le risqu<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion,</div>\n<div class=\"t m0 x6 h62 y123a ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">suscept<span class=\"_ _0\"></span>ible de r\u00e9s<span class=\"_ _0\"></span>ulter de ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts import<span class=\"_ _0\"></span>ants en mat<span class=\"_ _0\"></span>i\u00e8re de</div>\n<div class=\"t m0 x6 h62 y123b ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ue, de tec<span class=\"_ _0\"></span>hnologie,<span class=\"_ _0\"></span> de march\u00e9 et<span class=\"_ _0\"></span> de comport<span class=\"_ _0\"></span>ement des c<span class=\"_ _0\"></span>lients,<span class=\"_ _0\"></span> se</div>\n<div class=\"t m0 x6 h62 y123c ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">situe principal<span class=\"_ _3\"></span>ement du c\u00f4t\u00e9 des ac<span class=\"_ _3\"></span>tifs du bilan vi<span class=\"_ _3\"></span>a des changement<span class=\"_ _3\"></span>s d<span class=\"lsdc wse8\">e </span></div>\n<div class=\"t m0 x6 h62 y123d ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation imp<span class=\"_ _0\"></span>ortant<span class=\"_ _0\"></span>s, des actif<span class=\"_ _0\"></span>s bloqu\u00e9s et<span class=\"_ _0\"></span> des chang<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y123e ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">taux de d<span class=\"_ _0\"></span>\u00e9faut e<span class=\"_ _0\"></span>n tant q<span class=\"_ _0\"></span>ue r\u00e9su<span class=\"_ _0\"></span>ltat de<span class=\"_ _0\"></span> la transit<span class=\"_ _0\"></span>ion ve<span class=\"_ _0\"></span>rs une \u00e9c<span class=\"_ _0\"></span>onomie <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y123f ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">faibles \u00e9mission<span class=\"_ _3\"></span>s de carbone.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1240 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1241 ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Pour les inves<span class=\"_ _3\"></span>tissements, Ageas in<span class=\"_ _3\"></span>t\u00e8gre des crit\u00e8res<span class=\"_ _3\"></span> de durabilit\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1242 ff159 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">(environnem<span class=\"wsfa\">en<span class=\"_ _3\"></span>t, social et gouvernanc<span class=\"_ _3\"></span>e) dans ses proces<span class=\"_ _3\"></span>sus de </span></div>\n<div class=\"t m0 x6 h62 y1243 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">recherc<span class=\"_ _0\"></span>he et d'inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment. Ell<span class=\"_ _0\"></span>e a mis en plac<span class=\"_ _0\"></span>e un cadre</div>\n<div class=\"t m0 x6 h62 y1244 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">d'investissem<span class=\"_ _3\"></span>ent respons<span class=\"_ _3\"></span>able (RIF) <span class=\"_ _3\"></span>pour int\u00e9gre<span class=\"_ _3\"></span>r les ri<span class=\"_ _3\"></span>sques de</div>\n<div class=\"t m0 x6 h62 y1245 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">durabi<span class=\"_ _0\"></span>lit\u00e9 dans <span class=\"_ _0\"></span>les d\u00e9c<span class=\"_ _0\"></span>isions d'<span class=\"_ _0\"></span>invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt sur la <span class=\"_ _0\"></span>base \u00e0 l<span class=\"_ _0\"></span>a fois d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1246 ff159 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'excl<span class=\"_ _0\"></span>usion et de m\u00e9t<span class=\"_ _0\"></span>hodol<span class=\"_ _0\"></span>ogies de n<span class=\"_ _0\"></span>otation E<span class=\"_ _0\"></span>SG qui </span></div>\n<div class=\"t m0 x6 h62 y1247 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>rent les in<span class=\"_ _0\"></span>vestiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> sur des actif<span class=\"_ _0\"></span>s pr\u00e9sent<span class=\"_ _0\"></span>ant une mei<span class=\"_ _0\"></span>lleure</div>\n<div class=\"t m0 x6 h62 y1248 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance ES<span class=\"_ _0\"></span>G global<span class=\"_ _0\"></span>e et des <span class=\"_ _0\"></span>risques d<span class=\"_ _0\"></span>e dura<span class=\"_ _0\"></span>bilit\u00e9 pl<span class=\"_ _0\"></span>us faib<span class=\"_ _0\"></span>les. Le</div>\n<div class=\"t m0 x6 h62 y1249 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">RIF couvre<span class=\"_ _3\"></span> l'int\u00e9gration<span class=\"_ _3\"></span> ESG, l<span class=\"_ _3\"></span>'investissemen<span class=\"_ _3\"></span>t d'impact, <span class=\"_ _3\"></span>le f<span class=\"wsea\">iltrage<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y124a ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d'exclus<span class=\"_ _0\"></span>ion, les ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span>s net z\u00e9ro et l'<span class=\"_ _0\"></span>engagem<span class=\"_ _0\"></span>ent. En 202<span class=\"_ _0\"></span>2, Ageas<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 y124b ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent devenu m<span class=\"_ _0\"></span>embre de la N<span class=\"_ _0\"></span>et Zero Ass<span class=\"_ _0\"></span>et Owner All<span class=\"_ _0\"></span>iance, qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 y124c ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">s'engage \u00e0<span class=\"_ _3\"></span> r\u00e9duire l<span class=\"_ _3\"></span>es \u00e9mission<span class=\"_ _3\"></span>s financ\u00e9es d<span class=\"_ _3\"></span>e 50 % d<span class=\"_ _3\"></span>'ici 2030 e<span class=\"_ _3\"></span>t \u00e0</div>\n<div class=\"t m0 x1a h62 y124d ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9carb<span class=\"_ _0\"></span>oniser ent<span class=\"_ _0\"></span>i\u00e8rement<span class=\"_ _0\"></span> le portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>e d'i<span class=\"lsde wseb\">ci 2050.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y124e ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y124f ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque p<span class=\"_ _0\"></span>hysiqu<span class=\"_ _0\"></span>e aigu et chro<span class=\"_ _0\"></span>nique, ass<span class=\"_ _0\"></span>oci\u00e9 \u00e0 une au<span class=\"_ _0\"></span>gment<span class=\"_ _0\"></span>ation des</div>\n<div class=\"t m0 x1a h62 y1250 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es et des per<span class=\"_ _0\"></span>tes, a un imp<span class=\"_ _0\"></span>act sur nos pas<span class=\"_ _0\"></span>sifs tec<span class=\"_ _0\"></span>hniqu<span class=\"_ _0\"></span>es par le</div>\n<div class=\"t m0 x1a h62 y1251 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">biais de<span class=\"_ _3\"></span> changements d<span class=\"_ _3\"></span>ans la <span class=\"_ _3\"></span>demande de p<span class=\"_ _3\"></span>roduits e<span class=\"_ _3\"></span>t services<span class=\"_ _3\"></span> et de</div>\n<div class=\"t m0 x1a h62 y1252 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">changements da<span class=\"_ _3\"></span>ns les ra<span class=\"_ _3\"></span>tios sinist<span class=\"_ _3\"></span>res/b\u00e9n\u00e9fices.<span class=\"_ _3\"></span> Les risque<span class=\"_ _3\"></span>s li\u00e9s au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1253 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">climat les<span class=\"_ _0\"></span> plus perti<span class=\"_ _0\"></span>nents po<span class=\"_ _0\"></span>ur les port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de souscr<span class=\"_ _0\"></span>iptio<span class=\"_ _0\"></span>n d'Ageas</div>\n<div class=\"t m0 x1a h62 y1254 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">sont les <span class=\"_ _0\"></span>inondat<span class=\"_ _0\"></span>ions, l<span class=\"_ _0\"></span>es temp<span class=\"_ _0\"></span>\u00eates, le<span class=\"_ _0\"></span>s affais<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, les i<span class=\"_ _0\"></span>ncendies <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 y1255 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">for\u00eat, les<span class=\"_ _0\"></span> vagues de c<span class=\"_ _0\"></span>haleur et,<span class=\"_ _0\"></span> dans une moi<span class=\"_ _0\"></span>ndre mesu<span class=\"_ _0\"></span>re, la pollut<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y1256 ff159 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">atmosp<span class=\"_ _0\"></span>h\u00e9r<span class=\"lsde wsea\">ique.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1257 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1258 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Les stre<span class=\"_ _0\"></span>ss tests<span class=\"_ _0\"></span> li\u00e9s a<span class=\"_ _0\"></span>u climat <span class=\"_ _0\"></span>r\u00e9alis<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e cadre <span class=\"_ _0\"></span>de l'ORS<span class=\"_ _0\"></span>A</div>\n<div class=\"t m0 x1a h62 y1259 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">examine<span class=\"_ _0\"></span>nt un certa<span class=\"_ _0\"></span>in nombre d<span class=\"_ _0\"></span>e ces p\u00e9ril<span class=\"_ _0\"></span>s afin de mie<span class=\"_ _0\"></span>ux compr<span class=\"_ _0\"></span>endre</div>\n<div class=\"t m0 x1a h62 y125a ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">les impact<span class=\"_ _0\"></span>s potent<span class=\"_ _0\"></span>iels \u00e0 moyen et<span class=\"_ _0\"></span> long terme et<span class=\"_ _0\"></span> d'ident<span class=\"_ _0\"></span>ifier les<span class=\"_ _0\"></span> actions</div>\n<div class=\"t m0 x1a h62 y125b ff159 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 235px; height: 871px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le premier<span class=\"_ _3\"></span> canal de <span class=\"_ _3\"></span>transmission <span class=\"_ _3\"></span>concerne l<span class=\"_ _3\"></span>\u2019impact (macro<span class=\"_ _3\"></span>)\u00e9conomique</div>\n<div class=\"t m0 x6 h62 y8b2 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du change<span class=\"_ _0\"></span>ment cli<span class=\"_ _0\"></span>matique a<span class=\"_ _0\"></span>u travers<span class=\"_ _0\"></span> de ses effets<span class=\"_ _0\"></span> sur les prix d<span class=\"_ _0\"></span>es actifs</div>\n<div class=\"t m0 x6 h62 y8b3 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers e<span class=\"_ _3\"></span>t les var<span class=\"_ _3\"></span>iables mac<span class=\"_ _3\"></span>ro\u00e9conomiques<span class=\"_ _3\"></span> telles que <span class=\"_ _3\"></span>les tau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y93e ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat et l\u2019i<span class=\"_ _0\"></span><span class=\"wse9\">nflatio<span class=\"_ _0\"></span>n. En outre, l<span class=\"_ _0\"></span>a valeur d<span class=\"_ _0\"></span>e certains<span class=\"_ _0\"></span> types d\u2019act<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y93f ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pourrait<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">conna\u00eet<span class=\"_ _0\"></span>re une bais<span class=\"_ _0\"></span>se signif<span class=\"_ _0\"></span>icative,<span class=\"_ _0\"></span> que ce soit p<span class=\"_ _0\"></span>ar une hauss<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du co\u00fbt du cap<span class=\"_ _0\"></span>ital ou par un ri<span class=\"_ _0\"></span>sque per\u00e7<span class=\"_ _0\"></span>u plus \u00e9lev<span class=\"_ _0\"></span>\u00e9 en raison de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y941 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nature de le<span class=\"_ _0\"></span>urs acti<span class=\"_ _0\"></span>vit\u00e9s ou de le<span class=\"_ _0\"></span>ur emplac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> Cela pour<span class=\"_ _0\"></span>rait avoir un</div>\n<div class=\"t m0 x6 h62 y942 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impact di<span class=\"_ _0\"></span>rect sur Age<span class=\"_ _0\"></span>as et ses fili<span class=\"_ _0\"></span>ales par un c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nt de valeu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x6 h62 y943 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>insi qu<span class=\"_ _0\"></span>e de la va<span class=\"_ _0\"></span>leur \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue de</div>\n<div class=\"t m0 x6 h62 y944 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ses passif<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance \u00e0 plus<span class=\"_ _0\"></span> long term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le deuxi\u00e8me cana<span class=\"_ _3\"></span>l de transmis<span class=\"_ _3\"></span>sion concerne les change<span class=\"_ _3\"></span>m<span class=\"lsdd wse9\">ents </span></div>\n<div class=\"t m0 x6 h62 y9ed ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9ophys<span class=\"_ _0\"></span>iques prov<span class=\"_ _0\"></span>oqu\u00e9s p<span class=\"_ _0\"></span>ar l\u2019\u00e9volut<span class=\"_ _0\"></span>ion des co<span class=\"_ _0\"></span>nditions<span class=\"_ _0\"></span> climati<span class=\"_ _0\"></span>ques.</div>\n<div class=\"t m0 x6 h62 y9ee ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas et ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s souscriv<span class=\"_ _0\"></span>ent des cou<span class=\"_ _0\"></span>vertures<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance li\u00e9<span class=\"_ _0\"></span>es \u00e0</div>\n<div class=\"t m0 x6 h62 y9ef ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dange<span class=\"_ _0\"></span>rs sp\u00e9cif<span class=\"_ _0\"></span>iques do<span class=\"_ _0\"></span>nt la fr\u00e9quen<span class=\"_ _0\"></span>ce et/o<span class=\"_ _0\"></span>u la gravit\u00e9 pe<span class=\"_ _0\"></span>uvent sub<span class=\"_ _0\"></span>ir</div>\n<div class=\"t m0 x6 h62 y9f0 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un impact n<span class=\"_ _0\"></span>\u00e9gatif. C<span class=\"_ _0\"></span>es dange<span class=\"_ _0\"></span>rs sont pri<span class=\"_ _0\"></span>nc<span class=\"lsde wseb\">ipalement couver<span class=\"_ _3\"></span>ts par de<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">Vie, mais l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on des taux de m<span class=\"_ _0\"></span>ortalit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourrai<span class=\"_ _0\"></span>t \u00e9galem<span class=\"_ _0\"></span>ent avoir un i<span class=\"_ _0\"></span>mpact sur l\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce Vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Sur la base de ce qu<span class=\"_ _0\"></span>i pr\u00e9c\u00e8d<span class=\"_ _0\"></span>e, deux s\u00e9ri<span class=\"_ _0\"></span>es d\u2019\u00e9tu<span class=\"_ _0\"></span>des ont \u00e9t\u00e9 r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f5 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour l\u2019ORSA<span class=\"_ _3\"></span> 2022<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff160 lsdc wseb\">Une simulati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de crise \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle du G<span class=\"_ _0\"></span>roupe pour l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f7 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consolid\u00e9es eu<span class=\"_ _3\"></span>rop\u00e9ennes a<span class=\"_ _3\"></span>vec la r\u00e9al<span class=\"_ _3\"></span>isation d<span class=\"_ _3\"></span>\u2019une projectio<span class=\"_ _3\"></span>n \u00e0 long</div>\n<div class=\"t m0 x5c h62 y9f8 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme des act<span class=\"_ _0\"></span>ifs d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de la positi<span class=\"_ _0\"></span>on de gestion ac<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 y9f9 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passif dans<span class=\"_ _3\"></span> diff\u00e9rent<span class=\"_ _3\"></span>s sc\u00e9narios <span class=\"_ _3\"></span>climatiques<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff160 lsde wseb\">D<span class=\"_ _3\"></span>iff\u00e9rentes a<span class=\"_ _3\"></span>nalyses sp\u00e9<span class=\"lsdc wse9\">cifiques, quant<span class=\"_ _0\"></span>itativ<span class=\"_ _0\"></span>es et qual<span class=\"_ _0\"></span>itatives<span class=\"_ _0\"></span>, </span></span></span></div>\n<div class=\"t m0 x5c h62 y9fb ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>ant des ris<span class=\"_ _0\"></span>ques de res<span class=\"_ _0\"></span>ponsab<span class=\"_ _0\"></span>ilit\u00e9 de so<span class=\"_ _0\"></span>uscripti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yc02 ff164 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9finit<span class=\"_ _0\"></span>ion du sc\u00e9n<span class=\"_ _0\"></span>ario<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc03 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La simulat<span class=\"_ _0\"></span>ion de cris<span class=\"_ _0\"></span>e relativ<span class=\"_ _0\"></span>e \u00e0 la gestion ac<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\">-</span>passif<span class=\"_ _0\"></span> et aux</div>\n<div class=\"t m0 x6 h62 yc04 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est une <span class=\"_ _0\"></span>\u00e9volut<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a simulat<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>rise cli<span class=\"_ _0\"></span>matiq<span class=\"_ _0\"></span>u<span class=\"wse8\">e </span></div>\n<div class=\"t m0 x6 h62 yc05 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9alis\u00e9e pour l\u2019O<span class=\"_ _3\"></span>RSA 2021, qui s<span class=\"_ _3\"></span>\u2019inspirait elle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">m\u00eame du sc\u00e9n<span class=\"_ _0\"></span>ario </span></span></div>\n<div class=\"t m0 x6 h62 yc06 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">explorat<span class=\"_ _0\"></span>oire bie<span class=\"_ _0\"></span>nnal 2021 d<span class=\"_ _0\"></span>u PRA. La sim<span class=\"_ _0\"></span>ulation d<span class=\"_ _0\"></span>e crise ORS<span class=\"_ _0\"></span>A 2021</div>\n<div class=\"t m0 x6 h62 ya45 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait pris c<span class=\"_ _0\"></span>omme poi<span class=\"_ _0\"></span>nt de d\u00e9part l<span class=\"_ _0\"></span>es facteu<span class=\"_ _0\"></span>rs de stres<span class=\"_ _0\"></span>s du PRA, ma<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x6 h62 ya46 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour l\u2019OR<span class=\"_ _0\"></span>SA 2022,<span class=\"_ _0\"></span> Ageas a utili<span class=\"_ _0\"></span>s\u00e9 des proj<span class=\"_ _0\"></span>ections ma<span class=\"_ _0\"></span>c<span class=\"lsde wsea\">ro\u00e9conomiques </span></div>\n<div class=\"t m0 x6 h62 ya47 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et financi\u00e8res<span class=\"_ _3\"></span> fournies par Moody\u2019<span class=\"_ _3\"></span>s Analytics. Dans<span class=\"_ _3\"></span> les deux cas, le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 ya48 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">donn\u00e9es entran<span class=\"_ _3\"></span>tes initiales u<span class=\"_ _3\"></span>tilis\u00e9es ont \u00e9t\u00e9 am\u00e9l<span class=\"_ _3\"></span>ior\u00e9es au moyen d\u2019u<span class=\"_ _3\"></span>ne</div>\n<div class=\"t m0 x6 h62 ya49 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie int<span class=\"_ _0\"></span>erne afin<span class=\"_ _0\"></span> de d\u00e9finir d<span class=\"_ _0\"></span>es facteu<span class=\"_ _0\"></span>rs de stre<span class=\"_ _0\"></span>ss plus</div>\n<div class=\"t m0 x6 h62 ya4a ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">granulaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4b ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4c ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La simulat<span class=\"_ _0\"></span>ion de cri<span class=\"lsde wsfa\">se comprenait trois sc\u00e9narios cl<span class=\"_ _3\"></span>imatiques alterna<span class=\"_ _3\"></span>tifs </span></div>\n<div class=\"t m0 x6 h62 ya4d ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compar\u00e9s au sc\u00e9na<span class=\"_ _3\"></span>rio de base. L\u2019horiz<span class=\"_ _3\"></span>on temporel con<span class=\"_ _3\"></span>sid\u00e9r\u00e9 \u00e9tait 2045<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x6 h62 ya4e ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Un d\u00e9veloppem<span class=\"_ _3\"></span>ent futur<span class=\"_ _3\"></span> potentiel <span class=\"_ _3\"></span>consisterait <span class=\"_ _3\"></span>\u00e0 allonger d<span class=\"_ _3\"></span>avantage</div>\n<div class=\"t m0 x6 h62 ya4f ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019horizon de<span class=\"_ _3\"></span> projection<span class=\"_ _3\"></span> tout en n<span class=\"_ _3\"></span>otant que<span class=\"_ _3\"></span> cela ne <span class=\"_ _3\"></span>ferait que<span class=\"_ _3\"></span> mu<span class=\"ls109 ws104\">ltiplier les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">incertitudes<span class=\"_ _3\"></span> li\u00e9es au sc\u00e9nari<span class=\"_ _3\"></span>o. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya51 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le r\u00e9cit sou<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacent des t<span class=\"_ _3\"></span>rois sc\u00e9narios \u00e9tai<span class=\"_ _3\"></span>t le suivant</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 ya53 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6b ya54 ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff165 lsef ws10b\">Sc\u00e9nario de politique pr\u00e9co<span class=\"_ _0\"></span>ce<span class=\"ls0 ws0\"> :<span class=\"ff160\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">des changements<span class=\"_ _3\"></span> de politique </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya55 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">visant \u00e0 par<span class=\"_ _0\"></span>venir \u00e0 la neut<span class=\"_ _0\"></span>ralit<span class=\"_ _0\"></span>\u00e9 carbon<span class=\"_ _0\"></span>e en 2050 sont<span class=\"_ _0\"></span> mis en \u0153uvre</div>\n<div class=\"t m0 x5c h62 ya56 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">imm\u00e9diatemen<span class=\"_ _3\"></span>t. Ces change<span class=\"_ _3\"></span>ments de pol<span class=\"_ _3\"></span>itique (par<span class=\"_ _3\"></span> ex. la</div>\n<div class=\"t m0 x5c h62 ya57 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tarificat<span class=\"_ _0\"></span>ion du ca<span class=\"_ _0\"></span>rbone) se ref<span class=\"_ _0\"></span>l\u00e8tent d<span class=\"_ _0\"></span>ans les prix d<span class=\"_ _0\"></span>es actifs<span class=\"_ _0\"></span> et les</div>\n<div class=\"t m0 x5c h62 ya58 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs <span class=\"_ _3\"></span>macro\u00e9conomiques<span class=\"_ _3\"></span> et sont <span class=\"_ _3\"></span>absorb\u00e9s prog<span class=\"_ _3\"></span>ressivement<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 ya59 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sur l\u2019horizon<span class=\"_ _3\"></span> de projection. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6b ya5b ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff165 lsef ws10b\">Sc\u00e9nario de politique tardiv<span class=\"_ _0\"></span>e<span class=\"ff160 ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsdc wse9\">les chang<span class=\"_ _0\"></span>ements de p<span class=\"_ _0\"></span>olitiques<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya5c ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">visant \u00e0 par<span class=\"_ _0\"></span>venir \u00e0 la neut<span class=\"_ _0\"></span>ralit<span class=\"_ _0\"></span>\u00e9 carbon<span class=\"_ _0\"></span>e en 2050 sont<span class=\"_ _0\"></span> retard\u00e9s</div>\n<div class=\"t m0 x5c h62 ycaa ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu\u2019e<span class=\"_ _0\"></span>n 2031. Ce ret<span class=\"_ _0\"></span>ard entra\u00ee<span class=\"_ _0\"></span>ne une tra<span class=\"_ _0\"></span>nsitio<span class=\"_ _0\"></span>n moins prog<span class=\"_ _0\"></span>ressiv<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 ycab ff160 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">plus d\u00e9sordo<span class=\"_ _3\"></span>nn\u00e9e. Il s<span class=\"_ _3\"></span>'ensuit une<span class=\"_ _3\"></span> r\u00e9vision p<span class=\"_ _3\"></span>lus abrupte <span class=\"_ _3\"></span>des prix<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ycac ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des actifs<span class=\"_ _0\"></span> et un choc plus<span class=\"_ _0\"></span> grave po<span class=\"_ _0\"></span>ur les indicat<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x5c h62 y1280 ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">macro\u00e9conomiqu<span class=\"_ _3\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h6b ycd5 ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff165 lsdc wseb\">Sc\u00e9nario de p<span class=\"_ _0\"></span>olitiq<span class=\"_ _0\"></span>ue actu<span class=\"_ _0\"></span>elle<span class=\"ff160 ls0 ws0\"> : <span class=\"lsde wseb\">aucune<span class=\"_ _3\"></span> nouvelle m<span class=\"_ _3\"></span>esure poli<span class=\"_ _3\"></span>tique </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ycd6 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pris<span class=\"_ _0\"></span>e et la transi<span class=\"_ _0\"></span>tion vers<span class=\"_ _0\"></span> la neutra<span class=\"_ _0\"></span>lit\u00e9 car<span class=\"_ _0\"></span>bone n\u2019a pas<span class=\"_ _0\"></span> lieu.</div>\n<div class=\"t m0 x6a h62 ycd7 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019accent<span class=\"_ _0\"></span> est mis sur les<span class=\"_ _0\"></span> risques p<span class=\"_ _0\"></span>hysiqu<span class=\"_ _0\"></span>es tandis q<span class=\"_ _0\"></span>ue le</div>\n<div class=\"t m0 x6a h62 ycd8 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">changement clima<span class=\"_ _3\"></span>tique se poursui<span class=\"_ _3\"></span>t sans opposition.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd9 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycda ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les trois sc\u00e9na<span class=\"_ _3\"></span>rios d\u00e9crits ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessus ent<span class=\"_ _0\"></span>ra\u00eene<span class=\"_ _0\"></span>nt des traj<span class=\"_ _0\"></span>ectoir<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycdb ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diff\u00e9rentes<span class=\"_ _3\"></span> pour les var<span class=\"_ _3\"></span>iables macro\u00e9<span class=\"_ _3\"></span>conomiques <span class=\"_ _3\"></span>comme le P<span class=\"_ _3\"></span>IB, les</div>\n<div class=\"t m0 x1a h62 ycdc ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et l\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on, ainsi q<span class=\"_ _0\"></span>ue pour les v<span class=\"_ _0\"></span>aleurs des<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ycdd ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'autr<span class=\"_ _0\"></span>es varia<span class=\"_ _0\"></span>bles fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>es. Ces \u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns sont <span class=\"_ _0\"></span>ensuit<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>\u00e9es</div>\n<div class=\"t m0 x1a h62 ycde ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">sc\u00e9nario d<span class=\"_ _3\"></span>e r\u00e9f\u00e9ren<span class=\"lsf7\">ce<span class=\"_ _3\"></span></span></span> </span>\u00bb ne pr\u00e9sentant<span class=\"_ _0\"></span> aucun eff<span class=\"_ _0\"></span>et du chan<span class=\"_ _0\"></span>gement</div>\n<div class=\"t m0 x1a h62 ycdf ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>que. Cett<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he permet d\u2019<span class=\"_ _0\"></span>exprime<span class=\"_ _0\"></span>r les effets<span class=\"_ _0\"></span> climati<span class=\"_ _0\"></span>ques</div>\n<div class=\"t m0 x1a h62 yce0 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> chocs \u00e0 appl<span class=\"_ _0\"></span>iquer au bil<span class=\"_ _0\"></span>an exist<span class=\"_ _0\"></span>ant. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce1 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce2 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les sc\u00e9nari<span class=\"_ _3\"></span>os choisis d<span class=\"_ _3\"></span>\u2019inspirent de<span class=\"_ _3\"></span>s sc\u00e9nario<span class=\"_ _3\"></span>s dits \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>de Phase 2<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span></div>\n<div class=\"t m0 x1a h62 yce3 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9s p<span class=\"_ _0\"></span>ar le Networ<span class=\"_ _0\"></span>k for<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">Green<span class=\"lsf8 ws111\">\u00ecng<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsfa\">the Financi<span class=\"_ _3\"></span>al System (NGFS). </span></span></div>\n<div class=\"t m0 x1a h62 yce4 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Moody\u2019s Anal<span class=\"_ _3\"></span>ytics a ut<span class=\"_ _3\"></span>ilis\u00e9 ces<span class=\"_ _3\"></span> sc\u00e9narios comm<span class=\"_ _3\"></span>e point de<span class=\"_ _3\"></span> d\u00e9part de<span class=\"_ _3\"></span> ses</div>\n<div class=\"t m0 x1a h62 yce5 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">projections <span class=\"_ _3\"></span>macro\u00e9conomiques<span class=\"_ _3\"></span> en utili<span class=\"_ _3\"></span>sant sa pr<span class=\"_ _3\"></span>opre m\u00e9thodo<span class=\"_ _3\"></span>logie</div>\n<div class=\"t m0 x1a h62 yce6 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exclusiv<span class=\"_ _0\"></span>e. Ageas<span class=\"_ _0\"></span> a ensu<span class=\"_ _0\"></span>ite enri<span class=\"_ _0\"></span>chi les<span class=\"_ _0\"></span> sc\u00e9nari<span class=\"_ _0\"></span>os de Moo<span class=\"_ _0\"></span>dy\u2019s pa<span class=\"_ _0\"></span>r des</div>\n<div class=\"t m0 x1a h62 yce7 ff160 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">chocs plus gr<span class=\"lsde wseb\">anulaires<span class=\"_ _3\"></span>, notamment en<span class=\"_ _3\"></span> ce qui <span class=\"_ _3\"></span>concerne le<span class=\"_ _3\"></span>s actions,<span class=\"_ _3\"></span> les </span></div>\n<div class=\"t m0 x1a h62 yce8 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions d\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es et l\u2019immo<span class=\"_ _0\"></span>bilier.<span class=\"_ _0\"></span> Cette couc<span class=\"_ _0\"></span>he supp<span class=\"_ _0\"></span>l\u00e9menta<span class=\"_ _0\"></span>ire</div>\n<div class=\"t m0 x1a h62 yce9 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">interne <span class=\"_ _0\"></span>\u00e9tait co<span class=\"_ _0\"></span>n\u00e7ue po<span class=\"_ _0\"></span>ur mieux<span class=\"_ _0\"></span> refl\u00e9t<span class=\"_ _0\"></span>er la sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 clim<span class=\"_ _0\"></span>atique <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x1a h62 y1281 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ur la base de car<span class=\"_ _0\"></span>act\u00e9ri<span class=\"_ _0\"></span>stiques<span class=\"_ _0\"></span> sectori<span class=\"_ _0\"></span>elles (po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y11f9 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les action<span class=\"_ _0\"></span>s et les obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> d\u2019entrep<span class=\"_ _0\"></span>rises) et p<span class=\"_ _0\"></span>hysiqu<span class=\"_ _0\"></span>es (pour</div>\n<div class=\"t m0 x1a h62 y11fa ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019immobilier)<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11fb ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11fc ff160 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les chocs d\u00e9crits ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 appl<span class=\"_ _0\"></span>iqu\u00e9s au po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille </span></span></div>\n<div class=\"t m0 x1a h62 y11fd ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent \u00e0 un nivea<span class=\"_ _0\"></span>u granula<span class=\"_ _0\"></span>ire. En out<span class=\"_ _0\"></span>re, les pass<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x1a h62 y11fe ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 r\u00e9\u00e9val<span class=\"_ _0\"></span>u\u00e9s sur la bas<span class=\"_ _0\"></span>e des impac<span class=\"_ _0\"></span>ts pr\u00e9vus s<span class=\"_ _0\"></span>ur la</div>\n<div class=\"t m0 x1a h62 y11ff ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">courbe sans ri<span class=\"_ _3\"></span>sque. Les entit\u00e9s<span class=\"_ _3\"></span> locales ont \u00e9ga<span class=\"_ _3\"></span>lement refl\u00e9t\u00e9 ces<span class=\"_ _3\"></span> chocs</div>\n<div class=\"t m0 x1a h62 y1200 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans leurs ex<span class=\"_ _0\"></span>igenc<span class=\"_ _0\"></span>es de fonds pr<span class=\"_ _0\"></span>opres.<span class=\"_ _0\"></span> Toutes les pr<span class=\"_ _0\"></span>ojecti<span class=\"_ _0\"></span>ons ont \u00e9t\u00e9</div>\n<div class=\"t m0 x1a h62 y1201 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9alis\u00e9es en su<span class=\"_ _3\"></span>pposant un bilan<span class=\"_ _3\"></span> statique. Autrement<span class=\"_ _3\"></span> dit, les m\u00eames</div>\n<div class=\"t m0 x1a h62 y1202 ff160 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">actifs et p<span class=\"lsdc wseb\">assifs ont<span class=\"_ _0\"></span> \u00e9t\u00e9 pris e<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>id\u00e9ratio<span class=\"_ _0\"></span>n sur l\u2019<span class=\"_ _0\"></span>ensembl<span class=\"_ _0\"></span>e de l\u2019h<span class=\"_ _0\"></span>orizon </span></div>\n<div class=\"t m0 x1a h62 y1203 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de project<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1204 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1205 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le sc\u00e9n<span class=\"_ _0\"></span>ario de po<span class=\"_ _0\"></span>litique pr<span class=\"_ _0\"></span>\u00e9coce<span class=\"_ _0\"></span>, la transit<span class=\"_ _0\"></span>ion clima<span class=\"_ _0\"></span>tique est</div>\n<div class=\"t m0 x1a h62 y1206 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consid\u00e9<span class=\"_ _0\"></span>r\u00e9e com<span class=\"_ _0\"></span>me un ch<span class=\"_ _0\"></span>oc exog<span class=\"_ _0\"></span>\u00e8ne pou<span class=\"_ _0\"></span>r les taux<span class=\"_ _0\"></span> d\u2019infl<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>ette</div>\n<div class=\"t m0 x1a h62 y1207 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsea\">gree<span class=\"_ _3\"></span>nflation</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">\u00bb pousse le<span class=\"_ _3\"></span>s banques c<span class=\"_ _3\"></span>entr<span class=\"lsdc wse9\">ales \u00e0 maint<span class=\"_ _0\"></span>enir des taux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1208 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat plus \u00e9lev<span class=\"_ _0\"></span>\u00e9s afin d\u2019a<span class=\"_ _0\"></span>ncrer les<span class=\"_ _0\"></span> attentes<span class=\"_ _0\"></span> en mati\u00e8r<span class=\"_ _0\"></span>e d\u2019inflat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1209 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c0 partir de 2026<span class=\"_ _3\"></span>, ce choc exog\u00e8ne<span class=\"_ _3\"></span> pousse les taux sans<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x1a h62 y120a ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nettem<span class=\"_ _0\"></span>ent \u00e0 la haus<span class=\"_ _0\"></span>se tout au lon<span class=\"_ _0\"></span>g de la p\u00e9riod<span class=\"_ _0\"></span>e transit<span class=\"_ _0\"></span>oire jusqu<span class=\"_ _0\"></span>\u2019en</div>\n<div class=\"t m0 x1a h62 y120b ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2035. En 20<span class=\"_ _0\"></span>45, on estim<span class=\"_ _0\"></span>e que le choc<span class=\"_ _0\"></span> est absorb<span class=\"_ _0\"></span>\u00e9 et que les taux<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y120c ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat re<span class=\"_ _3\"></span>trouvent leur \u00e9ta<span class=\"_ _3\"></span>t d\u2019\u00e9quilibre.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y120d ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y120e ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le sc\u00e9n<span class=\"_ _0\"></span>ario de po<span class=\"_ _0\"></span>litique t<span class=\"_ _0\"></span>ardive,<span class=\"_ _0\"></span> il n\u2019y a pas de basc<span class=\"_ _0\"></span>ulement<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x1a h62 y120f ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2026 \u00e9tan<span class=\"_ _3\"></span>t donn\u00e9 que<span class=\"_ _3\"></span> les poli<span class=\"_ _3\"></span>tiques clima<span class=\"_ _3\"></span>tiques ne <span class=\"_ _3\"></span>sont pas en<span class=\"_ _3\"></span>core en</div>\n<div class=\"t m0 x1a h62 y1210 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">vigueur. En<span class=\"_ _3\"></span> 2035, la <span class=\"_ _3\"></span>r\u00e9action i<span class=\"wsfa\">ni<span class=\"_ _3\"></span>tiale des banqu<span class=\"_ _3\"></span>es centrales cons<span class=\"_ _3\"></span>iste \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1211 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9duir<span class=\"_ _0\"></span>e les taux dir<span class=\"_ _0\"></span>ecteurs af<span class=\"_ _0\"></span>in d'appo<span class=\"_ _0\"></span>rter le sout<span class=\"_ _0\"></span>ien mon<span class=\"_ _0\"></span>\u00e9taire</div>\n<div class=\"t m0 x1a h62 y1212 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour f<span class=\"_ _0\"></span>aire f<span class=\"_ _0\"></span>ace au c<span class=\"_ _0\"></span>hoc so<span class=\"_ _0\"></span>udain de l<span class=\"_ _0\"></span>a tran<span class=\"_ _0\"></span>sition.<span class=\"_ _0\"></span> Apr\u00e8s c<span class=\"_ _0\"></span>ela,</div>\n<div class=\"t m0 x1a h62 y1213 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat a<span class=\"_ _0\"></span>ugmente<span class=\"_ _0\"></span>nt \u00e9tant d<span class=\"_ _0\"></span>onn\u00e9 que les<span class=\"_ _0\"></span> politiqu<span class=\"_ _0\"></span>es climat<span class=\"_ _0\"></span>iques</div>\n<div class=\"t m0 x1a h62 y1214 ff160 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">mise<span class=\"_ _3\"></span><span class=\"lsdc wse9\">s en \u0153uvre pr<span class=\"_ _0\"></span>ovoque<span class=\"_ _0\"></span>nt une augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des pres<span class=\"_ _0\"></span>sions </span></div>\n<div class=\"t m0 x1a h62 y1215 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>es et des co\u00fbt<span class=\"_ _0\"></span>s de financ<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1216 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1217 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le sc\u00e9nario<span class=\"_ _3\"></span> de politi<span class=\"_ _3\"></span>que actuelle<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">suppose qu\u2019<span class=\"_ _3\"></span>aucune modifica<span class=\"_ _3\"></span>tion </span></div>\n<div class=\"t m0 x1a h62 y1218 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">substant<span class=\"_ _0\"></span>ielle des<span class=\"_ _0\"></span> politiq<span class=\"_ _0\"></span>ues climat<span class=\"_ _0\"></span>iques<span class=\"_ _0\"></span> n\u2019a lieu sur l\u2019h<span class=\"_ _0\"></span>orizon de</div>\n<div class=\"t m0 x1a h62 y1219 ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">projection.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y121a ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les taux<span class=\"_ _3\"></span> d\u2019in<span class=\"lsdc wse9\">t\u00e9r\u00eat refl<span class=\"_ _0\"></span>\u00e8tent cet \u00e9t<span class=\"_ _0\"></span>at de fait, a<span class=\"_ _0\"></span>ucune inf<span class=\"_ _0\"></span>lation </span></div>\n<div class=\"t m0 x1a h62 y121b ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire n<span class=\"_ _0\"></span>\u2019appar<span class=\"_ _0\"></span>a\u00eet et les ban<span class=\"_ _0\"></span>ques cent<span class=\"_ _0\"></span>rales ne d<span class=\"_ _0\"></span>oivent pa<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y121c ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9agir. L<span class=\"_ _0\"></span>es taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat res<span class=\"_ _0\"></span>tent \u00e0 l\u2019\u00e9qu<span class=\"_ _0\"></span>ilibre et<span class=\"_ _0\"></span> ne connais<span class=\"_ _0\"></span>sent auc<span class=\"_ _0\"></span>une</div>\n<div class=\"t m0 x1a h62 y121d ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ubstant<span class=\"_ _0\"></span>ielle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 141px; height: 965px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ff168 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Conclusion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques enc<span class=\"_ _0\"></span>ourus so<span class=\"_ _0\"></span>nt \u00e0 la f<span class=\"_ _0\"></span>ois inc<span class=\"_ _0\"></span>ertains et<span class=\"_ _0\"></span> pourt<span class=\"_ _0\"></span>ant tot<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b3 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9visi<span class=\"_ _0\"></span>bles. La co<span class=\"_ _0\"></span>mbinais<span class=\"_ _0\"></span>on exacte de<span class=\"_ _0\"></span>s risque<span class=\"_ _0\"></span>s physiq<span class=\"_ _0\"></span>ues et de</div>\n<div class=\"t m0 x6 h62 y93e ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition q<span class=\"_ _3\"></span>ui \u00e9mergeront<span class=\"_ _3\"></span> est incer<span class=\"_ _3\"></span>taine, mais <span class=\"_ _3\"></span>soit nous po<span class=\"_ _3\"></span>ursuivrons<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notre t<span class=\"_ _0\"></span>rajectoi<span class=\"_ _0\"></span>re actue<span class=\"_ _0\"></span>lle d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>s et fer<span class=\"_ _0\"></span>ons fac<span class=\"_ _0\"></span>e \u00e0 des ri<span class=\"_ _0\"></span>sques</div>\n<div class=\"t m0 x6 h62 y940 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">physiques p<span class=\"_ _3\"></span>lus importan<span class=\"_ _3\"></span>ts, soit nou<span class=\"_ _3\"></span>s modifie<span class=\"_ _3\"></span>rons notre <span class=\"_ _3\"></span>trajectoire <span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y941 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9duisa<span class=\"_ _0\"></span>nt les \u00e9mis<span class=\"_ _0\"></span>sions et fe<span class=\"_ _0\"></span>rons face \u00e0 des<span class=\"_ _0\"></span> risques d<span class=\"_ _0\"></span>e transiti<span class=\"_ _0\"></span>on plus</div>\n<div class=\"t m0 x6 h62 y942 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bien qu'a<span class=\"_ _0\"></span>ucune te<span class=\"_ _0\"></span>ntative n'<span class=\"_ _0\"></span>ait \u00e9t\u00e9 fait<span class=\"_ _0\"></span>e pour atta<span class=\"_ _0\"></span>cher une pr<span class=\"_ _0\"></span>obabil<span class=\"_ _0\"></span>it\u00e9 \u00e0</div>\n<div class=\"t m0 x6 h62 y945 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'un d<span class=\"wsfa\">es s<span class=\"_ _3\"></span>c\u00e9narios envisag\u00e9s<span class=\"_ _3\"></span>, l'accent mondial<span class=\"_ _3\"></span> actuel sur la<span class=\"_ _3\"></span> limitation </span></div>\n<div class=\"t m0 x6 h62 y946 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des \u00e9mission<span class=\"_ _3\"></span>s de CO</div>\n<div class=\"t m0 x55 h76 y10d6 ff166 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">2</div>\n<div class=\"t m0 x31 h62 y10d7 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">, souten<span class=\"_ _0\"></span>u par des init<span class=\"_ _0\"></span>iativ<span class=\"_ _0\"></span>es telles qu<span class=\"_ _0\"></span>e l'Acco<span class=\"_ _0\"></span>rd de</div>\n<div class=\"t m0 x6 h62 y10d8 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Paris et les engage<span class=\"_ _3\"></span>ments des gouvern<span class=\"_ _3\"></span>ements \u00e0 atteindre<span class=\"_ _3\"></span> le statut z\u00e9ro</div>\n<div class=\"t m0 x6 h62 y10d9 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">net d'ici 2050,<span class=\"_ _3\"></span> indique un risque<span class=\"_ _3\"></span> de transition<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d'une</span> </span>transition vers une</div>\n<div class=\"t m0 x6 h62 y10da ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>e \u00e0 faibl<span class=\"_ _0\"></span>es \u00e9miss<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e carbon<span class=\"_ _0\"></span>e est pro<span class=\"_ _0\"></span>bable. <span class=\"_ _0\"></span>N\u00e9anmoi<span class=\"_ _0\"></span>ns, il</div>\n<div class=\"t m0 x6 h62 y10db ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">existe un<span class=\"_ _0\"></span>e incertit<span class=\"_ _0\"></span>ude cons<span class=\"_ _0\"></span>id\u00e9rabl<span class=\"_ _0\"></span>e quant \u00e0 l'\u00e9t<span class=\"_ _0\"></span>endue de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on et \u00e0</div>\n<div class=\"t m0 x6 h62 y10dc ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9chelle d<span class=\"_ _3\"></span>e temps as<span class=\"_ _3\"></span>soci\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10dd ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10de ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Alors que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e d'invest<span class=\"_ _0\"></span>isse<span class=\"_ _0\"></span>ment d'Age<span class=\"_ _0\"></span>as <span class=\"wseb\">consis<span class=\"_ _0\"></span>tant \u00e0 s<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y10df ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>rer dava<span class=\"_ _0\"></span>ntage sur les<span class=\"_ _0\"></span> secteu<span class=\"_ _0\"></span>rs r\u00e9sili<span class=\"_ _0\"></span>ents aux ris<span class=\"_ _0\"></span>ques cli<span class=\"_ _0\"></span>matiques<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y10e0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est un facte<span class=\"_ _0\"></span>ur cl\u00e9 d'att<span class=\"_ _0\"></span>\u00e9nuati<span class=\"_ _0\"></span>on du risque d<span class=\"_ _0\"></span>e transit<span class=\"_ _0\"></span>ion, une r\u00e9<span class=\"_ _0\"></span>ponse</div>\n<div class=\"t m0 x6 h62 y10e1 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">strat\u00e9gique con<span class=\"_ _3\"></span>tinue au changemen<span class=\"_ _3\"></span>t climatique ser<span class=\"_ _3\"></span>a n\u00e9cessaire \u00e0</div>\n<div class=\"t m0 x6 h62 y1283 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mesure que les<span class=\"_ _3\"></span> demandes et les at<span class=\"lsdc wseb\">tentes de n<span class=\"_ _0\"></span>os client<span class=\"_ _0\"></span>s \u00e9volu<span class=\"_ _0\"></span>ent. Su<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x6 h62 y1284 ff166 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">base des impacts relativement modestes sur nos actifs et passifs dans</div>\n<div class=\"t m0 x6 h62 y1285 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les r\u00e9sult<span class=\"_ _0\"></span>ats des te<span class=\"_ _0\"></span>sts, et de not<span class=\"_ _0\"></span>re confianc<span class=\"_ _0\"></span>e dans l'ex<span class=\"_ _0\"></span>\u00e9cuti<span class=\"_ _0\"></span>on de nos</div>\n<div class=\"t m0 x6 h62 y1286 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiat<span class=\"_ _0\"></span>ives de d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent dura<span class=\"_ _0\"></span>ble Impact<span class=\"_ _0\"></span>24, nous n'<span class=\"_ _0\"></span>envisa<span class=\"_ _0\"></span>geons pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1287 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que le<span class=\"ls0 ws0\"> </span>risqu<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion repr<span class=\"_ _0\"></span>\u00e9sente une m<span class=\"_ _0\"></span>enace im<span class=\"_ _0\"></span>portante p<span class=\"_ _0\"></span>our la</div>\n<div class=\"t m0 x6 h62 y1288 ff166 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">solvabili<span class=\"_ _3\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1289 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y128a ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il en va de m\u00eame p<span class=\"_ _0\"></span>our les ris<span class=\"_ _0\"></span>ques physi<span class=\"_ _0\"></span>ques avec<span class=\"_ _0\"></span> l'augment<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y128b ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9vue <span class=\"_ _0\"></span>des risqu<span class=\"_ _0\"></span>es les p<span class=\"_ _0\"></span>lus perti<span class=\"_ _0\"></span>nents<span class=\"_ _0\"></span> pour no<span class=\"_ _0\"></span>s m\u00e9tiers<span class=\"_ _0\"></span> jug\u00e9s</div>\n<div class=\"t m0 x6 h62 y128c ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ma\u00eetrisables,<span class=\"_ _3\"></span> notamment <span class=\"_ _3\"></span>en assurance<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie par la t<span class=\"wseb\">arific<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>t la </span></span></span></div>\n<div class=\"t m0 x6 h62 y128d ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance. Cel<span class=\"_ _0\"></span>a dit, ces de<span class=\"_ _0\"></span>ux facte<span class=\"_ _0\"></span>urs d'att<span class=\"_ _0\"></span>\u00e9nuatio<span class=\"_ _0\"></span>n peuvent av<span class=\"_ _0\"></span>oir</div>\n<div class=\"t m0 x6 h62 y128e ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>nes limit<span class=\"_ _0\"></span>es, car cert<span class=\"_ _0\"></span>aines r\u00e9g<span class=\"_ _0\"></span>ions peuve<span class=\"_ _0\"></span>nt \u00eatre to<span class=\"_ _0\"></span>uch\u00e9es de</div>\n<div class=\"t m0 x6 h62 y128f ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re di<span class=\"_ _3\"></span>sproportionn\u00e9e<span class=\"_ _3\"></span> par les r<span class=\"_ _3\"></span>isques ph<span class=\"_ _3\"></span>ysiques du c<span class=\"_ _3\"></span>hangement</div>\n<div class=\"t m0 x6 h62 y1290 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>que et des p<span class=\"_ _0\"></span>robl\u00e8mes<span class=\"_ _0\"></span> peuvent<span class=\"_ _0\"></span> surgir conc<span class=\"_ _0\"></span>ernant<span class=\"_ _0\"></span> l'abor<span class=\"_ _0\"></span>dabilit\u00e9 et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1291 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la disponi<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 de la couvert<span class=\"_ _0\"></span>ure des ri<span class=\"_ _0\"></span>sques de r\u00e9as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1292 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1293 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Il est tr<span class=\"_ _0\"></span>\u00e8s impor<span class=\"_ _0\"></span>tant de<span class=\"_ _0\"></span> reconn<span class=\"_ _0\"></span>a\u00eetre q<span class=\"_ _0\"></span>ue ces po<span class=\"_ _0\"></span>ints de v<span class=\"_ _0\"></span>ue sont f<span class=\"_ _0\"></span>orm\u00e9s</div>\n<div class=\"t m0 x6 h62 y1294 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en s'appuy<span class=\"_ _0\"></span>ant sur l<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es au mome<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6 h62 y1295 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'\u00e9val<span class=\"_ _0\"></span>uation et s<span class=\"_ _0\"></span>ur l'inc<span class=\"_ _0\"></span>ert<span class=\"lsde wsfa\">itude inh\u00e9rente \u00e0 la mod\u00e9lisation d<span class=\"_ _3\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y1296 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents clim<span class=\"_ _0\"></span>atique<span class=\"_ _0\"></span>s. Nous rec<span class=\"_ _0\"></span>onnaiss<span class=\"_ _0\"></span>ons que la mod<span class=\"_ _0\"></span>\u00e9lisati<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1297 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">climat e<span class=\"_ _0\"></span>n est \u00e0 s<span class=\"_ _0\"></span>es balbut<span class=\"_ _0\"></span>iement<span class=\"_ _0\"></span>s et cet<span class=\"_ _0\"></span>te visi<span class=\"_ _0\"></span>on sera <span class=\"_ _0\"></span>r\u00e9guli\u00e8r<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 x6 h62 y1298 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approfo<span class=\"_ _0\"></span>ndie et mis<span class=\"_ _0\"></span>e \u00e0 jour \u00e0 mesur<span class=\"_ _0\"></span>e que davant<span class=\"_ _0\"></span>age d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions et de</div>\n<div class=\"t m0 x6 h62 y1299 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mod\u00e8les reco<span class=\"_ _3\"></span>nnus deviendron<span class=\"_ _3\"></span>t disponi<span class=\"_ _3\"></span>bles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y129a ff168 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actions et<span class=\"_ _0\"></span> perspect<span class=\"_ _0\"></span>ives<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y129b ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019analys<span class=\"_ _0\"></span>e du chan<span class=\"_ _0\"></span>gement clim<span class=\"_ _0\"></span>atiqu<span class=\"_ _0\"></span>e contin<span class=\"_ _0\"></span>ue d'\u00eatre act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y129c ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9velopp\u00e9e. <span class=\"_ _3\"></span>Les action<span class=\"_ _3\"></span>s au niveau<span class=\"_ _3\"></span> du Group<span class=\"_ _3\"></span>e identifi\u00e9es <span class=\"_ _3\"></span>sont le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y129d ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y129e ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">D<span class=\"_ _3\"></span>\u00e9velopper e<span class=\"_ _3\"></span>t remettre en<span class=\"_ _3\"></span> question<span class=\"_ _3\"></span> des sc\u00e9nario<span class=\"_ _3\"></span>s pour mesure<span class=\"_ _3\"></span>r </span></span></div>\n<div class=\"t m0 x5c h62 y129f ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019impact des ri<span class=\"_ _3\"></span>sques de transit<span class=\"_ _3\"></span>ion et des risque<span class=\"_ _3\"></span>s physiques sur le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x5c h62 y12a0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et la gestio<span class=\"_ _0\"></span>n actif<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">passif.</span> </span></div>\n<div class=\"t m0 x6 h62 y12a1 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">Continuer d\u2019aff<span class=\"_ _0\"></span>iner la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9 des invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents en port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x5c h62 y12a2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en termes<span class=\"_ _0\"></span> de se<span class=\"_ _0\"></span>nsibilit\u00e9 <span class=\"_ _0\"></span>aux ris<span class=\"_ _0\"></span>ques cli<span class=\"_ _0\"></span>matiqu<span class=\"_ _0\"></span>es .<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y12a3 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">D\u00e9velopper dav<span class=\"_ _0\"></span>antage l'<span class=\"_ _0\"></span>analys<span class=\"_ _0\"></span>e des p\u00e9rils da<span class=\"_ _0\"></span>ns les entit<span class=\"_ _0\"></span>\u00e9s o\u00f9 les </span></span></div>\n<div class=\"t m0 x5c h62 y12a4 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9rils pe<span class=\"_ _0\"></span>uvent dev<span class=\"_ _0\"></span>enir plus pe<span class=\"_ _0\"></span>rtinent<span class=\"_ _0\"></span>s \u00e0 plus lon<span class=\"_ _0\"></span>g terme et am<span class=\"_ _0\"></span>\u00e9liore<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y12a5 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'analyse des<span class=\"_ _3\"></span> p\u00e9rils pour les ent<span class=\"_ _3\"></span>it\u00e9s o\u00f9 les donn\u00e9e<span class=\"_ _3\"></span>s sont plus</div>\n<div class=\"t m0 x5c h62 y12a6 ff166 fs43 fc15 sc0 ls109 ws111\" style=\"z-index: 15;\">limit\u00e9es l.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12a7 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">D<span class=\"_ _3\"></span>\u00e9velopper de<span class=\"_ _3\"></span>s capacit\u00e9s<span class=\"_ _3\"></span> pour la r\u00e9a<span class=\"_ _3\"></span>lisation <span class=\"_ _3\"></span>d\u2019\u00e9tudes simil<span class=\"_ _3\"></span>aires </span></span></div>\n<div class=\"t m0 x133 h62 y12a8 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">po<span class=\"wse9\">ur les pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ions d\u2019A<span class=\"_ _0\"></span>geas en As<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12a9 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">\u00c9tudier comment<span class=\"_ _0\"></span> \u00e9value<span class=\"_ _0\"></span>r les risqu<span class=\"_ _0\"></span>es de respon<span class=\"_ _0\"></span>sabilit<span class=\"_ _0\"></span>\u00e9, qui sont<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x133 h62 y12aa ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hors cham<span class=\"_ _0\"></span>p d\u2019appli<span class=\"_ _0\"></span>cation jus<span class=\"_ _0\"></span>qu\u2019\u00e0 pr\u00e9<span class=\"_ _0\"></span>sent.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y12ab ff16b fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y12ac ff16b fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">D\u00e9tails des <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>expositions aux <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12ad ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La pr\u00e9s<span class=\"_ _0\"></span>ente sect<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>rit les <span class=\"_ _0\"></span>diff\u00e9r<span class=\"_ _0\"></span>ents typ<span class=\"_ _0\"></span>es de ris<span class=\"_ _0\"></span>ques <span class=\"lsf0 ws104\">et </span></div>\n<div class=\"t m0 x1a h62 y12ae ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tions au ri<span class=\"_ _0\"></span>sque d\u2019A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12af ff166 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Risque financ<span class=\"_ _0\"></span>ier<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12b0 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ier co<span class=\"_ _0\"></span>uvre l\u2019e<span class=\"_ _0\"></span>nsemble <span class=\"_ _0\"></span>des risq<span class=\"_ _0\"></span>ues relat<span class=\"_ _0\"></span>ifs \u00e0 l<span class=\"_ _0\"></span>a valeu<span class=\"_ _0\"></span>r et \u00e0</div>\n<div class=\"t m0 x1a h62 y12b1 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perform<span class=\"_ _0\"></span>ance des<span class=\"_ _0\"></span> actifs et pas<span class=\"_ _0\"></span>sifs, susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les d\u2019alt<span class=\"_ _0\"></span>\u00e9rer la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9,</div>\n<div class=\"t m0 x1a h62 y12b2 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le rendemen<span class=\"_ _3\"></span>t et la li<span class=\"_ _3\"></span>quidit\u00e9 en<span class=\"_ _3\"></span> raison de<span class=\"_ _3\"></span> mo<span class=\"lsdc wse9\">dificatio<span class=\"_ _0\"></span>ns de la conj<span class=\"_ _0\"></span>oncture </span></div>\n<div class=\"t m0 x1a h62 y12b3 ff166 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re. <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">\u00c0 sav<span class=\"_ _3\"></span>oir<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y12b4 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">R<span class=\"_ _3\"></span>isque de m<span class=\"_ _3\"></span>arch\u00e9</span><span class=\"ff166\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12b5 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">R<span class=\"_ _3\"></span>isque de d<span class=\"_ _3\"></span>\u00e9faillance</span><span class=\"ff166\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12b6 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">Risque de liquidit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12b7 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 ls109 ws104\">Risque li\u00e9</span><span class=\"ff166\"> <span class=\"lsde wseb\">aux ac<span class=\"_ _3\"></span>tifs incorporel<span class=\"_ _3\"></span>s</span> </span></span></div>\n<div class=\"t m0 x1a h62 y12b8 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12b9 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>r est le risqu<span class=\"_ _0\"></span>e majeur po<span class=\"_ _0\"></span>ur bon nom<span class=\"_ _0\"></span>bre d\u2019entit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 y12ba ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s d\u2019Ageas<span class=\"_ _3\"></span>. Le cadre de<span class=\"_ _3\"></span> risqu<span class=\"lsdc wse9\">e en place dans tout<span class=\"_ _0\"></span>es les </span></div>\n<div class=\"t m0 x1a h62 y12bb ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons allie de<span class=\"_ _0\"></span>s politiq<span class=\"_ _0\"></span>ues d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement, des<span class=\"_ _0\"></span> limites,<span class=\"_ _0\"></span> des tests de</div>\n<div class=\"t m0 x1a h62 y12bc ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">stress et<span class=\"_ _0\"></span> un suiv<span class=\"_ _0\"></span>i r\u00e9guli<span class=\"_ _0\"></span>er afin d<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4ler l<span class=\"_ _0\"></span>a nature <span class=\"_ _0\"></span>et le nive<span class=\"_ _0\"></span>au des</div>\n<div class=\"t m0 x1a h62 y12bd ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs et d\u2019ass<span class=\"_ _0\"></span>urer que le<span class=\"_ _0\"></span>s risques p<span class=\"_ _0\"></span>ris sont ap<span class=\"_ _0\"></span>propri\u00e9s<span class=\"_ _0\"></span> tant</div>\n<div class=\"t m0 x1a h62 y12be ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour l<span class=\"lsdc wse9\">e client que pou<span class=\"_ _0\"></span>r l\u2019actio<span class=\"_ _0\"></span>nnaire et so<span class=\"_ _0\"></span>nt ad\u00e9qu<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> r\u00e9compe<span class=\"_ _0\"></span>ns\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12bf ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12c0 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entit\u00e9s op\u00e9r<span class=\"_ _3\"></span>ationnelles lo<span class=\"_ _3\"></span>cales d\u00e9terminent<span class=\"_ _3\"></span> la composition glob<span class=\"_ _3\"></span>ale</div>\n<div class=\"t m0 x1a h62 y12c1 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des actifs<span class=\"_ _0\"></span> sur la base d\u2019<span class=\"_ _0\"></span>\u00e9tudes vis<span class=\"_ _0\"></span>ant \u00e0 ident<span class=\"_ _0\"></span>ifier les<span class=\"_ _0\"></span> meilleu<span class=\"_ _0\"></span>rs actifs</div>\n<div class=\"t m0 x1a h62 y12c2 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">strat\u00e9giques<span class=\"_ _3\"></span> et leur a<span class=\"_ _3\"></span>d\u00e9quation dan<span class=\"_ _3\"></span>s une persp<span class=\"_ _3\"></span>ective ALM, <span class=\"_ _3\"></span>ainsi qu\u2019\u00e0<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y12c3 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectu<span class=\"_ _0\"></span>er un suivi r\u00e9g<span class=\"_ _0\"></span>ulier de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on et des pers<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>es du march\u00e9</div>\n<div class=\"t m0 x1a h62 y12c4 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">afin de d\u00e9c<span class=\"_ _0\"></span>ider des<span class=\"_ _0\"></span> allocatio<span class=\"_ _0\"></span>ns tactiq<span class=\"_ _0\"></span>ues. Pou<span class=\"_ _0\"></span>r d\u00e9finir un po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille</div>\n<div class=\"t m0 x1a h62 y12c5 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cible ad\u00e9quat<span class=\"_ _3\"></span>, le processus de d\u00e9<span class=\"_ _3\"></span>cision doit re<span class=\"_ _3\"></span>specter un \u00e9quilibre<span class=\"_ _3\"></span> entre</div>\n<div class=\"t m0 x1a h62 y12c6 ff166 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">app\u00e9tenc<span class=\"wseb\">e au<span class=\"_ _3\"></span> risque, ex<span class=\"_ _3\"></span>igences de<span class=\"_ _3\"></span> capitaux p<span class=\"_ _3\"></span>ropres, risqu<span class=\"_ _3\"></span>es et </span></div>\n<div class=\"t m0 x1a h62 y12c7 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent \u00e0 lon<span class=\"_ _0\"></span>g terme,<span class=\"_ _0\"></span> attent<span class=\"_ _0\"></span>es des pr<span class=\"_ _0\"></span>eneurs <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance, c<span class=\"_ _0\"></span>ontrai<span class=\"_ _0\"></span>ntes</div>\n<div class=\"t m0 x1a h62 y12c8 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s b\u00e9n\u00e9fici<span class=\"_ _0\"></span>aires, q<span class=\"_ _0\"></span>uestion<span class=\"_ _0\"></span>s fiscales<span class=\"_ _0\"></span> et de liquidit<span class=\"_ _0\"></span>\u00e9. La</div>\n<div class=\"t m0 x1a h62 y12c9 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">missio<span class=\"_ _0\"></span>n de la fo<span class=\"_ _0\"></span>nction <span class=\"_ _0\"></span>Group Ri<span class=\"_ _0\"></span>sk incl<span class=\"_ _0\"></span>ut le su<span class=\"_ _0\"></span>ivi de l\u2019<span class=\"_ _0\"></span>app<span class=\"lsde\">\u00e9tence agr\u00e9g\u00e9e </span></div>\n<div class=\"t m0 x1a h62 y12ca ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque p<span class=\"_ _0\"></span>ar rapport a<span class=\"_ _0\"></span>ux exposit<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> en ce qui conce<span class=\"_ _0\"></span>rne les risq<span class=\"_ _0\"></span>ues</div>\n<div class=\"t m0 x1a h62 y12cb ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers et une col<span class=\"_ _0\"></span>laborat<span class=\"_ _0\"></span>ion avec l<span class=\"_ _0\"></span>es entit\u00e9s l<span class=\"_ _0\"></span>ocales pou<span class=\"_ _0\"></span>r d\u00e9velo<span class=\"_ _0\"></span>pper</div>\n<div class=\"t m0 x1a h62 y12cc ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les meill<span class=\"_ _0\"></span>eures poli<span class=\"_ _0\"></span>tiques et<span class=\"_ _0\"></span> pratiqu<span class=\"_ _0\"></span>es qui doiv<span class=\"_ _0\"></span>ent \u00eatre ado<span class=\"_ _0\"></span>pt\u00e9es pa<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 y12cd ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conseils<span class=\"_ _0\"></span> locaux af<span class=\"_ _0\"></span>in d\u2019ass<span class=\"_ _0\"></span>urer qu\u2019el<span class=\"_ _0\"></span>les s\u2019int<span class=\"_ _0\"></span>\u00e8grent<span class=\"_ _0\"></span> dans l\u2019act<span class=\"_ _0\"></span>ivit\u00e9 loc<span class=\"_ _0\"></span>ale</div>\n<div class=\"t m0 x1a h62 y12ce ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e y12cf ff168 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1.1<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque de m<span class=\"_ _3\"></span>arch\u00e9</span> </span></div>\n<div class=\"t m0 x1a h62 y12d0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e march\u00e9 d\u00e9c<span class=\"_ _0\"></span>oule d\u2019alt<span class=\"_ _0\"></span>\u00e9ra<span class=\"_ _0\"></span>tions pr\u00e9j<span class=\"_ _0\"></span>udiciab<span class=\"_ _0\"></span>les de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y12d1 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, dir<span class=\"_ _3\"></span>ectement ou ind<span class=\"_ _3\"></span>irectement dues<span class=\"_ _3\"></span> \u00e0 des fluctuations<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 y12d2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau et<span class=\"_ _0\"></span> de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 des<span class=\"ls0 ws0\"> </span><span class=\"wse9\">prix<span class=\"_ _0\"></span> du march<span class=\"_ _0\"></span>\u00e9 des actifs et<span class=\"_ _0\"></span> des passifs<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12d3 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Il se d\u00e9c<span class=\"_ _0\"></span>ompose <span class=\"_ _0\"></span>en une s<span class=\"_ _0\"></span>\u00e9rie de <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> : </span></div>\n<div class=\"t m0 x1a h62 y12d4 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wsfa\">Risqu<span class=\"_ _3\"></span>e de taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t</span> </span></div>\n<div class=\"t m0 x1a h62 y12d5 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wseb\">Risqu<span class=\"_ _3\"></span>e de cours</span> </span></div>\n<div class=\"t m0 x1a h62 y12d6 ff166 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _16b\"> </span><span class=\"lsde wseb\">Risque de<span class=\"_ _3\"></span> spread</span> </span></div>\n<div class=\"t m0 x1a h62 y12d7 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wseb\">Risqu<span class=\"_ _3\"></span>e de change</span> </span></div>\n<div class=\"t m0 x1a h62 y12d8 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsfe ws111\">Risqu<span class=\"_ _3\"></span>e immobil<span class=\"_ _3\"></span>ier</span> </span></div>\n<div class=\"t m0 x1a h62 y12d9 ff166 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1dc\"> </span><span class=\"lsdc wse9\">Risque de concent<span class=\"_ _0\"></span>ration<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12da ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">g.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span></span>Risque d\u2019infl<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12db ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12dc ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les sensib<span class=\"_ _3\"></span>ilit\u00e9s pr\u00e9sent<span class=\"_ _3\"></span>\u00e9es dans <span class=\"_ _3\"></span>cette note e<span class=\"_ _3\"></span>xcluent l\u2019imp<span class=\"_ _3\"></span>act dans l<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y12dd ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>ne donn<span class=\"_ _0\"></span>ant pas l<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>\u00f4le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 245px; width: 344px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 157px; height: 949px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff16d fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws10d\">R<span class=\"_ _3\"></span>ISQUE DE<span class=\"_ _3\"></span> TAUX D\u2019INTE<span class=\"_ _3\"></span>RET</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat exis<span class=\"_ _0\"></span>te pour tous<span class=\"_ _0\"></span> les actifs et<span class=\"_ _0\"></span> passifs s<span class=\"_ _0\"></span><span class=\"lsde wsea\">ensibles </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la st<span class=\"_ _0\"></span>ructure <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatili<span class=\"_ _0\"></span>t\u00e9 des t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat. C<span class=\"_ _0\"></span>ela</div>\n<div class=\"t m0 x6 h62 y93e ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vaut pour les s<span class=\"_ _3\"></span>tructures \u00e0 terme r\u00e9el<span class=\"_ _3\"></span>les ou nominale<span class=\"_ _3\"></span>s. Le risque d\u00e9coule<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la diff\u00e9r<span class=\"_ _0\"></span>ence de sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 des actif<span class=\"_ _0\"></span>s et des passif<span class=\"_ _0\"></span>s aux vari<span class=\"_ _0\"></span>ations</div>\n<div class=\"t m0 x6 h62 y940 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des taux<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eat et <span class=\"_ _3\"></span>de <span class=\"lsdc wse9\">la volatilit\u00e9 as<span class=\"_ _0\"></span>soci\u00e9<span class=\"_ _0\"></span>e, qui peut av<span class=\"_ _0\"></span>oir un impac<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y941 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span> et la positi<span class=\"_ _0\"></span>on de solva<span class=\"_ _0\"></span>bilit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on, le s<span class=\"_ _0\"></span>uivi et l<span class=\"_ _0\"></span>e contr\u00f4<span class=\"_ _0\"></span>le de so<span class=\"_ _0\"></span>n risqu<span class=\"_ _0\"></span>e de taux<span class=\"_ _0\"></span> d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x6 h62 y944 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas rec<span class=\"_ _0\"></span>ourt \u00e0 diff<span class=\"_ _0\"></span>\u00e9rents ind<span class=\"_ _0\"></span>icateu<span class=\"_ _0\"></span>rs, p<span class=\"lsde wseb\">armi lesquels l\u2019an<span class=\"_ _3\"></span>alyse de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x6 h62 y945 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concord<span class=\"_ _0\"></span>ance (mis<span class=\"_ _0\"></span>match) de<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e et les simul<span class=\"_ _0\"></span>ations de</div>\n<div class=\"t m0 x1a h62 yf19 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">crise (st<span class=\"_ _0\"></span>ress tests<span class=\"_ _0\"></span>). Les polit<span class=\"_ _0\"></span>iques d<span class=\"_ _0\"></span>\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et d\u2019ALM im<span class=\"_ _0\"></span>posent</div>\n<div class=\"t m0 x1a h62 yf1a ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement <span class=\"_ _3\"></span>une concorda<span class=\"_ _3\"></span>nce \u00e9lev\u00e9e<span class=\"_ _3\"></span>, sauf d\u00e9r<span class=\"_ _3\"></span>ogation d\u00fbmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yf1b ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e. Po<span class=\"_ _3\"></span>ur le l<span class=\"_ _3\"></span>ong t<span class=\"wsfa\">erme, la<span class=\"_ _3\"></span> concordance (matching<span class=\"_ _3\"></span>) peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 ycfb ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">difficil<span class=\"_ _0\"></span>e \u00e0 r\u00e9alis<span class=\"_ _0\"></span>er, faute d\u2019<span class=\"_ _0\"></span>actifs a<span class=\"_ _0\"></span>d\u00e9quats.<span class=\"_ _0\"></span> La strat\u00e9<span class=\"_ _0\"></span>gie de match<span class=\"_ _0\"></span>ing sera</div>\n<div class=\"t m0 x1a h62 ycfc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donc d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9e en f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> de l\u2019app\u00e9te<span class=\"_ _0\"></span>nce au risq<span class=\"_ _0\"></span>ue, de la disp<span class=\"_ _0\"></span>onibil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x1a h62 ycfd ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> (\u00e0 long ter<span class=\"_ _0\"></span>me), des taux<span class=\"_ _0\"></span> de march<span class=\"_ _0\"></span>\u00e9 actuels et<span class=\"_ _0\"></span> pr\u00e9vus, et<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 ycfe ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveaux <span class=\"_ _0\"></span>de gara<span class=\"_ _0\"></span>ntie. D<span class=\"_ _0\"></span>es instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> d\u00e9riv\u00e9s s<span class=\"_ _0\"></span>ont pa<span class=\"_ _0\"></span>rfois ut<span class=\"_ _0\"></span>ilis\u00e9s <span class=\"_ _0\"></span>pour</div>\n<div class=\"t m0 x1a h62 ycff ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couvrir le risque<span class=\"_ _3\"></span> de taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat. Veuillez remarq<span class=\"_ _3\"></span>uer que le ri<span class=\"_ _3\"></span>sque li\u00e9</div>\n<div class=\"t m0 x1a h62 yd00 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat f<span class=\"_ _0\"></span>aibles a \u00e9t\u00e9 d\u00e9f<span class=\"_ _0\"></span>ini comm<span class=\"_ _0\"></span>e un risqu<span class=\"_ _0\"></span>e strat\u00e9gi<span class=\"_ _0\"></span>que avec</div>\n<div class=\"t m0 x1a h62 yd01 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une attent<span class=\"_ _0\"></span>ion sp\u00e9c<span class=\"_ _0\"></span>ifique po<span class=\"_ _0\"></span>ur <span class=\"wseb\">la str<span class=\"_ _0\"></span>ucture d<span class=\"_ _0\"></span>e co\u00fbts f<span class=\"_ _0\"></span>ixes/v<span class=\"_ _0\"></span>ariables<span class=\"_ _0\"></span>.</span></div>\n<div class=\"t m0 x6 h62 y1227 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1229 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s mo<span class=\"_ _0\"></span>ntre l\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et su<span class=\"_ _0\"></span>r les cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres <span class=\"_ _0\"></span>en IFRS d<span class=\"_ _0\"></span>\u2019une ba<span class=\"_ _0\"></span>isse des<span class=\"_ _0\"></span> taux d\u2019<span class=\"_ _0\"></span><span class=\"wse9\">int\u00e9r\u00eat p<span class=\"_ _0\"></span>our </span></span></div>\n<div class=\"t m0 x6 h62 y122a ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les entit\u00e9s con<span class=\"_ _3\"></span>solid\u00e9es. Un choc<span class=\"_ _3\"></span> haussier/bai<span class=\"_ _3\"></span>ssier est appliqu\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">correspondan<span class=\"_ _3\"></span>t \u00e0 une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> rendement<span class=\"_ _3\"></span> d\u20191/30 an<span class=\"_ _3\"></span>s (environ 75<span class=\"_ _3\"></span> pb en m<span class=\"_ _3\"></span>oyenne) </span></div>\n<div class=\"t m0 x6 h62 y122b ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certain<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s utilis<span class=\"_ _0\"></span>ent une m\u00e9t<span class=\"_ _0\"></span>hode simpl<span class=\"_ _0\"></span>ifi\u00e9e av<span class=\"_ _0\"></span>ec prise e<span class=\"_ _0\"></span>n consid\u00e9r<span class=\"_ _0\"></span>ation d\u2019u<span class=\"_ _0\"></span>n stress p<span class=\"_ _0\"></span>arall\u00e8l<span class=\"_ _0\"></span>e de 100<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pb.</span> </span></div>\n<div class=\"t m0 x6 h62 y12df ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 488px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 693px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 784px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 446px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 448px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 446px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 569px; bottom: 829px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 533px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 523px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 556px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 652px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 654px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 652px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 776px; bottom: 829px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 740px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 730px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 763px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 487px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 589px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 693px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Taux d'int\u00e9r\u00eat en baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 754px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 754px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68c ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 754px; z-index: 15;\">4</div>\n<div class=\"t m0 x40 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 754px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Taux d'int\u00e9r\u00eat en hausse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 471px; bottom: 739px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 561px; bottom: 739px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 739px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 739px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y12e7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e8 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e9 ff16d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> COURS</span> </span></div>\n<div class=\"t m0 x6 h62 y12ea ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e cours d\u00e9co<span class=\"_ _0\"></span>ule de la sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019actifs<span class=\"_ _0\"></span>, de passif<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x6 h62 y12eb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019instr<span class=\"_ _0\"></span>uments f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs aux v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des <span class=\"_ _0\"></span>niveaux <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x6 h62 y12ec ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des cours<span class=\"_ _0\"></span> des act<span class=\"_ _0\"></span>ions o<span class=\"_ _0\"></span>u de leur <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>ent, ce q<span class=\"_ _0\"></span>ui peu<span class=\"_ _0\"></span>t avoir un <span class=\"_ _0\"></span>impact</div>\n<div class=\"t m0 x6 h62 y12ed ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et la positi<span class=\"_ _0\"></span>on de solvab<span class=\"_ _0\"></span>ilit\u00e9.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y12ee ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12ef ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque es<span class=\"_ _0\"></span>t contr\u00f4l<span class=\"_ _0\"></span>\u00e9 en fixant des<span class=\"_ _0\"></span> limites<span class=\"_ _0\"></span> bas\u00e9es su<span class=\"_ _0\"></span>r l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au</div>\n<div class=\"t m0 x6 h62 y12f0 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et p<span class=\"_ _0\"></span>ar des politi<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement qu<span class=\"_ _0\"></span>i impose<span class=\"_ _0\"></span>nt la mise en</div>\n<div class=\"t m0 x6 h62 y12f1 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">place d\u2019u<span class=\"_ _0\"></span>ne s\u00e9rie de c<span class=\"_ _0\"></span>ontr\u00f4les,<span class=\"_ _0\"></span> et notamm<span class=\"_ _0\"></span>ent des mes<span class=\"_ _0\"></span>ures \u00e0 pren<span class=\"_ _0\"></span>dre en</div>\n<div class=\"t m0 x6 h62 y12f2 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cas de bai<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">se de valeur s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative. La g<span class=\"_ _0\"></span>estion p<span class=\"_ _0\"></span>roactiv<span class=\"_ _0\"></span>e ant\u00e9rie<span class=\"_ _0\"></span>ure de </span></div>\n<div class=\"t m0 x1a h62 y12f3 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce risqu<span class=\"_ _0\"></span>e a permis de r\u00e9<span class=\"_ _0\"></span>duire rapi<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> l\u2019exposit<span class=\"_ _0\"></span>ion au risq<span class=\"_ _0\"></span>ue sur</div>\n<div class=\"t m0 x1a h62 y12f4 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions p<span class=\"_ _0\"></span>ar le biais de ve<span class=\"_ _0\"></span>ntes et de couv<span class=\"_ _0\"></span>erture<span class=\"_ _0\"></span>s. Cela cont<span class=\"_ _0\"></span>ribue \u00e0 \u00e9vit<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 y12f5 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es et \u00e0 p<span class=\"_ _0\"></span>r\u00e9serv<span class=\"_ _0\"></span>er la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 des c<span class=\"_ _0\"></span>ompag<span class=\"lsde wsfa\">nies d\u2019assurances </span></div>\n<div class=\"t m0 x1a h62 y12f6 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tout au <span class=\"_ _0\"></span>long d\u2019un<span class=\"_ _0\"></span>e crise f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12f7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12f8 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9term<span class=\"_ _0\"></span>ine l\u2019exp<span class=\"_ _0\"></span>ositi<span class=\"_ _0\"></span>on sur actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x1a h62 y12f9 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fonction de<span class=\"_ _3\"></span> la r\u00e9ali<span class=\"_ _3\"></span>t\u00e9 \u00e9conomique<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span> et des<span class=\"_ _3\"></span> risques sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacents. </span></span></div>\n<div class=\"t m0 x1a h62 y12fa ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019exposi<span class=\"_ _0\"></span>tion \u00e9co<span class=\"_ _0\"></span>nomiq<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\"> </span><span class=\"wseb\">totale s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns, en j<span class=\"_ _0\"></span>uste va<span class=\"_ _0\"></span>leur, est </span></div>\n<div class=\"t m0 x1a h62 y12fb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l<span class=\"_ _0\"></span>e tabl<span class=\"_ _0\"></span>eau ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous, selon une appro<span class=\"_ _3\"></span>che bas\u00e9e sur le </span></span></div>\n<div class=\"t m0 x1a h62 y12fc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et av<span class=\"_ _0\"></span>ec rappro<span class=\"_ _0\"></span>chement<span class=\"_ _0\"></span> des chiff<span class=\"_ _0\"></span>res publi<span class=\"_ _0\"></span>\u00e9s en IFRS.</div>\n<div class=\"t m0 x6 h62 y12fd ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12fe ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 503px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 503px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff16d fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xfd h65 y797 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y797 ff170 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Placements directs en actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 472px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 472px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Fonds de <span class=\"wsee\">placement en actions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 457px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 457px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 443px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement (Private equity)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 443px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 443px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 428px; z-index: 15;\">Fonds de r\u00e9partition d'actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 428px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 428px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff16f fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Exposition \u00e9conomique totale sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 413px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 413px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 398px; z-index: 15;\">Fonds obligataires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 398px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 398px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Fonds du march\u00e9 mon\u00e9taire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 383px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 383px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Fonds <span class=\"lsee wsff\">immob<span class=\"_ _3\"></span>iliers (SIC<span class=\"_ _3\"></span>AFI/REIT<span class=\"_ _3\"></span>S)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 368px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 368px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Exposition totale en IFRS des actions et autres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 354px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 354px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 339px; z-index: 15;\">Dont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xfd h67 y68c ff16f fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">Disponibles \u00e0 la vente <span class=\"_ _0\"></span>(voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 324px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 324px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 309px; z-index: 15;\">D\u00e9tenus \u00e0 la juste va<span class=\"_ _0\"></span>leur (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 309px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 309px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 298px; height: 808px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 298px; height: 808px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 298px; height: 808px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 298px; height: 808px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">dessous mo<span class=\"_ _0\"></span>ntre l\u2019<span class=\"_ _0\"></span>incide<span class=\"_ _0\"></span>nce brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et s<span class=\"_ _0\"></span>ur les c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> propres<span class=\"_ _0\"></span> en IFR<span class=\"_ _0\"></span>S d\u2019un c<span class=\"_ _0\"></span>hoc sur a<span class=\"_ _0\"></span>ctions <span class=\"lsde wsea\">correspondant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une bai<span class=\"_ _3\"></span>sse d\u20191/30 <span class=\"_ _3\"></span>d\u2019ann\u00e9e de<span class=\"_ _3\"></span> p\u00e9riode de r<span class=\"_ _3\"></span>endement (e<span class=\"_ _3\"></span>nviron 30<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">% pour les act<span class=\"_ _0\"></span>ions cot\u00e9<span class=\"_ _0\"></span>es dans l\u2019E<span class=\"_ _0\"></span>EE) pour les ent<span class=\"_ _0\"></span><span class=\"wseb\">it\u00e9s c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y6a0 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff175 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 532px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 620px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 708px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff172 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Actions <span class=\"ls0 ws0\">\u2013 <span class=\"lse5 ws100\">ri<span class=\"_ _3\"></span>sque \u00e0 l<span class=\"_ _3\"></span>a bais<span class=\"_ _3\"></span>se</span> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 959px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 959px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1319 ff172 fs43 fc20 sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> SPREAD</span> </span></div>\n<div class=\"t m0 x6 h62 y131a ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e spread r\u00e9s<span class=\"_ _0\"></span>ulte de la se<span class=\"_ _0\"></span>nsibilit<span class=\"_ _0\"></span>\u00e9 de la vale<span class=\"_ _0\"></span>ur d\u2019actif<span class=\"_ _0\"></span>s, de</div>\n<div class=\"t m0 x6 h62 y131b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et d\u2019instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>nanciers<span class=\"_ _0\"></span> aux variat<span class=\"_ _0\"></span>ions du ni<span class=\"_ _0\"></span>veau ou de la</div>\n<div class=\"t m0 x6 h62 y131c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>it\u00e9 des s<span class=\"_ _0\"></span>preads s<span class=\"_ _0\"></span>ur la st<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e \u00e0 terme <span class=\"_ _0\"></span>de taux d<span class=\"_ _0\"></span>\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"lsf7\">sans </span></div>\n<div class=\"t m0 x6 h62 y131d ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131f ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nte des pass<span class=\"_ _0\"></span>ifs d\u2019Age<span class=\"_ _0\"></span>as sont rel<span class=\"_ _0\"></span>ativeme<span class=\"_ _0\"></span>nt illiq<span class=\"_ _0\"></span>uides.</div>\n<div class=\"t m0 x6 h62 y1320 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas s\u2019ef<span class=\"_ _0\"></span>force g<span class=\"_ _0\"></span>\u00e9n\u00e9rale<span class=\"_ _0\"></span>ment de d\u00e9t<span class=\"_ _0\"></span>enir ses act<span class=\"_ _0\"></span>ifs obli<span class=\"_ _0\"></span>gataire<span class=\"_ _0\"></span>s jusqu\u2019\u00e0</div>\n<div class=\"t m0 x6 h62 y1321 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">leur \u00e9ch<span class=\"_ _0\"></span>\u00e9ance.<span class=\"_ _0\"></span> Cela lim<span class=\"_ _0\"></span>ite sen<span class=\"_ _0\"></span>sibleme<span class=\"_ _0\"></span>nt l\u2019inc<span class=\"_ _0\"></span>idence <span class=\"_ _0\"></span>\u00e0 long t<span class=\"_ _0\"></span>erme du</div>\n<div class=\"t m0 x6 h62 y1322 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque de spread<span class=\"_ _3\"></span> \u00e9tant donn\u00e9 <span class=\"lsdc wse9\">qu\u2019Ageas d\u00e9t<span class=\"_ _0\"></span>ient g\u00e9<span class=\"_ _0\"></span>n\u00e9ralem<span class=\"_ _0\"></span>ent ces act<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y1323 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e \u00e0 hauteu<span class=\"_ _0\"></span>r de ses pass<span class=\"_ _0\"></span>ifs illiq<span class=\"_ _0\"></span>uides \u00e0 long t<span class=\"_ _0\"></span>erme. Bie<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1324 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que la volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 cou<span class=\"_ _0\"></span>rt terme pu<span class=\"_ _0\"></span>isse \u00eatre si<span class=\"_ _0\"></span>gnificat<span class=\"_ _0\"></span>ive, il est<span class=\"_ _0\"></span> peu</div>\n<div class=\"t m0 x6 h62 y1325 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">probable qu\u2019<span class=\"_ _3\"></span>Ageas soit <span class=\"_ _3\"></span>contraint d<span class=\"_ _3\"></span>e les c\u00e9de<span class=\"_ _3\"></span>r \u00e0 vil<span class=\"_ _3\"></span> prix, m\u00eame <span class=\"_ _3\"></span>s\u2019il peu<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x6 h62 y1326 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cider d<span class=\"_ _0\"></span>e les liquide<span class=\"_ _0\"></span>r s\u2019il est<span class=\"_ _0\"></span>ime que c\u2019es<span class=\"_ _0\"></span>t la meilleu<span class=\"_ _0\"></span>re d\u00e9cis<span class=\"_ _0\"></span>ion \u00e0</div>\n<div class=\"t m0 x6 h62 y1327 ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prendre.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1328 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1329 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que la sensi<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 \u00e0 long</div>\n<div class=\"t m0 x6 h62 y132a ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme du risque<span class=\"_ _3\"></span> de spread est simi<span class=\"_ _3\"></span>laire au concept<span class=\"_ _3\"></span> de \u00ab<span class=\"ls0 ws0\"> </span>Correction<span class=\"_ _3\"></span> pour</div>\n<div class=\"t m0 x6 h62 y132b ff172 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">vola<span class=\"_ _3\"></span>tili<span class=\"_ _3\"></span>t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb<span class=\"_ _3\"></span> dans Solv<span class=\"_ _3\"></span>abilit\u00e9 <span class=\"wsfa\">II,<span class=\"_ _3\"></span> mais en tenant comp<span class=\"_ _3\"></span>te des </span></span></span></div>\n<div class=\"t m0 x1a h62 y132c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">caract\u00e9<span class=\"_ _0\"></span>ristiq<span class=\"_ _0\"></span>ues sp\u00e9c<span class=\"_ _0\"></span>ifiques<span class=\"_ _0\"></span> de son p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille. C<span class=\"_ _0\"></span>eci est<span class=\"_ _0\"></span> consid\u00e9<span class=\"_ _0\"></span>r\u00e9</div>\n<div class=\"t m0 x1a h62 y132d ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme plus<span class=\"_ _0\"></span> confor<span class=\"_ _0\"></span>me au mod\u00e8l<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>onnel d\u2019Ag<span class=\"_ _0\"></span>eas, qui \u00e9v<span class=\"_ _0\"></span>ite</div>\n<div class=\"t m0 x1a h62 y132e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement la r\u00e9<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on de pertes de c<span class=\"_ _0\"></span>apital,<span class=\"_ _0\"></span> contrair<span class=\"_ _0\"></span>ement \u00e0 un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y132f ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">approche stric<span class=\"_ _3\"></span>te par \u00e9val<span class=\"lsdc wse9\">uation au prix<span class=\"_ _0\"></span> du march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1330 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas trai<span class=\"_ _0\"></span>te le risque d<span class=\"_ _0\"></span>e spread da<span class=\"_ _0\"></span>ns SCR</div>\n<div class=\"t m0 x11e h76 y1331 ff172 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xda h62 y1332 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">, de la mani\u00e8r<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1333 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsdc wse9\">Inclusion du taux<span class=\"_ _0\"></span> fondame<span class=\"_ _0\"></span>ntal pour l<span class=\"_ _0\"></span>es exposit<span class=\"_ _0\"></span>ions en ti<span class=\"_ _0\"></span>tres </span></span></div>\n<div class=\"t m0 x133 h62 y1334 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">souverains eur<span class=\"_ _3\"></span>op\u00e9ens et \u00e9quival<span class=\"_ _3\"></span>ents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1335 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsfe ws11a\">E<span class=\"_ _3\"></span>xclusion</span><span class=\"ff172\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">du spread n<span class=\"_ _0\"></span>on fon<span class=\"_ _0\"></span>dament<span class=\"_ _0\"></span>al sur les <span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>dettes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y1336 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1337 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les sensi<span class=\"_ _0\"></span>bilit\u00e9s p<span class=\"_ _0\"></span>rises en con<span class=\"_ _0\"></span>sid\u00e9rat<span class=\"_ _0\"></span>ion pour l\u2019<span class=\"_ _0\"></span>impact d<span class=\"_ _0\"></span>\u2019un \u00e9lar<span class=\"_ _0\"></span>gissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1338 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des spreads de<span class=\"_ _3\"></span> cr\u00e9dit sur le compte<span class=\"_ _3\"></span> de r\u00e9sultat et sur<span class=\"_ _3\"></span> les fonds propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1339 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en IFRS d\u00e9<span class=\"_ _3\"></span>pendent<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la notation de cr<span class=\"_ _0\"></span>\u00e9dit et de la du<span class=\"_ _0\"></span>ration de l\u2019<span class=\"_ _0\"></span>actif </span></span></div>\n<div class=\"t m0 x1a h62 y133a ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consid\u00e9r\u00e9. Ce<span class=\"_ _3\"></span>s chocs <span class=\"_ _3\"></span>correspondent \u00e0<span class=\"_ _3\"></span> une p\u00e9ri<span class=\"_ _3\"></span>ode de rende<span class=\"_ _3\"></span>ment de</div>\n<div class=\"t m0 x1a h62 y133b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1/30 et se sit<span class=\"_ _0\"></span>uent entr<span class=\"_ _0\"></span>e +70 pb pour l<span class=\"_ _0\"></span>es actifs n<span class=\"_ _0\"></span>ot\u00e9s AAA et +2<span class=\"_ _0\"></span>00 pb</div>\n<div class=\"t m0 x1a h62 y133c ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour les<span class=\"_ _3\"></span> actifs not\u00e9s<span class=\"_ _3\"></span> BBB. Cer<span class=\"_ _3\"></span>taines entit\u00e9<span class=\"_ _3\"></span>s op\u00e9rationnel<span class=\"_ _3\"></span>les appliq<span class=\"lsdc wse8\">uent </span></div>\n<div class=\"t m0 x1a h62 y133d ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une m\u00e9thode<span class=\"_ _3\"></span> simplifi\u00e9e <span class=\"_ _3\"></span>dans laquell<span class=\"_ _3\"></span>e l\u2019ensembl<span class=\"_ _3\"></span>e du portefe<span class=\"_ _3\"></span>uille de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y133e ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit subit<span class=\"_ _3\"></span> un choc de +100 pb.</div>\n<div class=\"t m0 x6 h62 y133f ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1340 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1341 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span>capitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es en I<span class=\"_ _0\"></span>FRS d\u2019u<span class=\"_ _0\"></span>n choc de<span class=\"_ _0\"></span> spread s<span class=\"_ _0\"></span>u<span class=\"lsfe ws12d\">r la </span></span></div>\n<div class=\"t m0 x6 h62 y1342 ff172 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sensi<span class=\"lsde wsfa\">bilit\u00e9 des cours.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 hae y1343 ff172 fs71 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 haf y1344 ff172 fs72 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 532px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y691 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 532px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 532px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 532px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff172 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Risque de spread <span class=\"ls0 ws0\">- </span>\u00c9largissement des spread<span class=\"_ _0\"></span>s de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 457px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 457px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 457px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 457px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y134b ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134c ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134d ff172 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> CHANGE</span> </span></div>\n<div class=\"t m0 x6 h62 y134e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e change na\u00ee<span class=\"_ _0\"></span>t de la sens<span class=\"_ _0\"></span>ibilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et<span class=\"_ _0\"></span> de passifs au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 y134f ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variations du<span class=\"_ _3\"></span> niveau <span class=\"_ _3\"></span>des cours de<span class=\"_ _3\"></span> change en<span class=\"_ _3\"></span> cas de<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsea\">concord<span class=\"_ _3\"></span>ance </span></div>\n<div class=\"t m0 x6 h62 y1350 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de devise des<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span> et des <span class=\"wseb\">passifs.<span class=\"_ _0\"></span> Au niv<span class=\"_ _0\"></span>eau du G<span class=\"_ _0\"></span>roupe, c<span class=\"_ _0\"></span>ela </span></div>\n<div class=\"t m0 x6 h62 y1351 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend les<span class=\"_ _3\"></span> situation<span class=\"_ _3\"></span>s o\u00f9 Ageas d\u00e9<span class=\"_ _3\"></span>tient de<span class=\"_ _3\"></span>s actifs (<span class=\"_ _3\"></span>filiales et</div>\n<div class=\"t m0 x6 h62 y1352 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span>) ou des<span class=\"_ _0\"></span> passif<span class=\"_ _0\"></span>s (de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt) lib<span class=\"_ _0\"></span>ell\u00e9s en</div>\n<div class=\"t m0 x6 h62 y1353 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> devises<span class=\"_ _0\"></span> que l\u2019euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1354 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1355 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La politiq<span class=\"_ _0\"></span>ue de place<span class=\"_ _0\"></span>ment d\u2019A<span class=\"_ _0\"></span>geas limit<span class=\"_ _0\"></span>e ce risque,<span class=\"_ _0\"></span> car elle imp<span class=\"_ _0\"></span>ose de</div>\n<div class=\"t m0 x1a h62 y1356 ff172 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> la non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">concorda<span class=\"_ _3\"></span>nce de de<span class=\"_ _3\"></span>vises entre <span class=\"_ _3\"></span>actifs e<span class=\"_ _3\"></span>t passifs <span class=\"_ _3\"></span>dans les </span></span></div>\n<div class=\"t m0 x1a h62 y1357 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span>, et m\u00eame, d<span class=\"_ _0\"></span>ans la plupa<span class=\"_ _0\"></span>rt des cas, d<span class=\"_ _0\"></span>e l\u2019\u00e9limin<span class=\"_ _0\"></span>er. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1358 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1359 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a pou<span class=\"_ _0\"></span>r politiqu<span class=\"_ _0\"></span>e de ne pas co<span class=\"_ _0\"></span>uvrir les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements en ac<span class=\"_ _0\"></span>tions</div>\n<div class=\"t m0 x1a h62 y135a ff172 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">et les f<span class=\"lsdc wseb\">inance<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>ermane<span class=\"_ _0\"></span>nts en dev<span class=\"_ _0\"></span>ises des<span class=\"_ _0\"></span> filial<span class=\"_ _0\"></span>es et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 y135b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es. Ageas<span class=\"_ _0\"></span> accepte l<span class=\"_ _0\"></span>a non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">concord<span class=\"_ _0\"></span>ance li<span class=\"_ _0\"></span>\u00e9e \u00e0 ses<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y135c ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> op\u00e9rant d<span class=\"_ _0\"></span>ans des dev<span class=\"_ _0\"></span>ises diff\u00e9r<span class=\"_ _0\"></span>entes de l\u2019<span class=\"_ _0\"></span>euro com<span class=\"_ _0\"></span>me la</div>\n<div class=\"t m0 x1a h62 y135d ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cons\u00e9quence de<span class=\"_ _3\"></span> son statut de grou<span class=\"_ _3\"></span>pe internationa<span class=\"_ _3\"></span>l.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 273px; height: 833px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 273px; height: 833px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 273px; height: 833px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 273px; height: 833px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">princ<span class=\"_ _3\"></span>ipales expos<span class=\"_ _3\"></span>itions au r<span class=\"_ _3\"></span>isque de c<span class=\"_ _3\"></span>hange au 3<span class=\"_ _3\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">d\u00e9cembre<span class=\"_ _3\"></span> figurent dans<span class=\"_ _3\"></span> le tableau ci<span class=\"ls0 ws0\">-</span></span>d<span class=\"_ _3\"></span>essous. Le<span class=\"_ _3\"></span>s chiffres p<span class=\"_ _3\"></span>r\u00e9sent\u00e9s sont d<span class=\"_ _3\"></span>es exposi<span class=\"_ _3\"></span>tions nettes </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(actifs m<span class=\"_ _0\"></span>oins pass<span class=\"_ _0\"></span>ifs), apr<span class=\"_ _0\"></span>\u00e8s toute co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re libell\u00e9<span class=\"_ _0\"></span>e en euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 1049px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 931px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 931px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 931px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 931px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 931px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 931px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 931px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 931px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 931px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1366 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 899px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 899px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 899px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 899px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 899px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 899px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 899px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 899px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 899px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 899px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 899px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 899px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 869px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 869px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 869px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 869px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 869px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 869px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 869px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 869px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 869px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 869px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 869px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 869px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 854px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 854px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 854px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 839px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 839px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 839px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 839px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 839px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 839px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 839px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 839px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 839px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 839px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 839px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 839px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 839px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 824px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 824px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 809px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 809px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 809px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 809px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 809px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 809px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 809px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 809px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 809px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 809px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 809px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 809px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 809px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 781px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 781px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 781px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 781px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 781px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 781px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 781px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 781px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 781px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 781px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1371 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1372 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1373 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1374 ff178 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf0\">RISQUE IMMOBILIER</span> </span></div>\n<div class=\"t m0 x6 h62 y1375 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque im<span class=\"_ _0\"></span>mobili<span class=\"_ _0\"></span>er d\u00e9coul<span class=\"_ _0\"></span>e de la sensi<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et de p<span class=\"_ _0\"></span>assifs au</div>\n<div class=\"t m0 x6 h62 y1376 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau o<span class=\"_ _0\"></span>u \u00e0 la vo<span class=\"_ _0\"></span>latilit\u00e9 <span class=\"_ _0\"></span>des cour<span class=\"_ _0\"></span>s des bi<span class=\"_ _0\"></span>ens imme<span class=\"_ _0\"></span>ubles ou <span class=\"_ _0\"></span>de leu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1377 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">rendement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1378 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1379 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9fini<span class=\"_ _0\"></span>t son exposi<span class=\"_ _0\"></span>tion \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x6 h62 y137a ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a valeur de ma<span class=\"_ _0\"></span>rch\u00e9 des act<span class=\"_ _0\"></span>ifs, et y inc<span class=\"_ _0\"></span>lut les act<span class=\"_ _0\"></span>ifs d\u00e9te<span class=\"_ _0\"></span>nus pour</div>\n<div class=\"t m0 x6 h62 y137b ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte pr<span class=\"_ _0\"></span>opre, et l<span class=\"_ _0\"></span>a norme IFR<span class=\"_ _0\"></span>S16 Contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion. L\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y137c ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consid\u00e9<span class=\"_ _0\"></span>r\u00e9e diff\u00e8<span class=\"_ _0\"></span>re de l\u2019exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e confor<span class=\"_ _0\"></span>m\u00e9ment<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 y137d ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions IFRS,<span class=\"_ _0\"></span> qui exclut<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">val<span class=\"_ _3\"></span>u<span class=\"lsdc wse9\">es latentes. L<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y137e ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tableau c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous identi<span class=\"_ _3\"></span>fie ce qu\u2019Ageas con<span class=\"_ _3\"></span>sid\u00e8re comme son </span></span></div>\n<div class=\"t m0 x1a h62 y137f ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposit<span class=\"_ _0\"></span>ion \u00e9cono<span class=\"_ _0\"></span>mique \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er et \u00e9tab<span class=\"_ _0\"></span>lit le rapp<span class=\"_ _0\"></span>rochem<span class=\"_ _0\"></span>ent par</div>\n<div class=\"t m0 x1a h62 y1380 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport a<span class=\"_ _0\"></span>ux chiffr<span class=\"_ _0\"></span>es publi\u00e9s s<span class=\"_ _0\"></span>elon les I<span class=\"_ _0\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1381 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1382 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, A<span class=\"lsde wseb\">geas suit un mod\u00e8le<span class=\"_ _3\"></span> interne pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1383 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilier dan<span class=\"_ _0\"></span>s ses princi<span class=\"_ _0\"></span>pales fil<span class=\"_ _0\"></span>iales, da<span class=\"_ _0\"></span>ns lesqu<span class=\"_ _0\"></span>elles le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y1384 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>ier est t<span class=\"_ _0\"></span>rait\u00e9 s<span class=\"_ _0\"></span>elon l\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e9con<span class=\"_ _0\"></span>omique <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-</span>jace<span class=\"_ _0\"></span>nte, plut<span class=\"_ _0\"></span>\u00f4t</div>\n<div class=\"t m0 x1a h62 y1385 ff178 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que selon<span class=\"_ _3\"></span> la classi<span class=\"_ _3\"></span>fication IFRS<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x6 h62 y1386 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1387 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 544px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69d ff17a fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 498px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 498px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">et parkings (voir note 16)</span> </div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 469px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente (voir note 15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 454px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 454px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff17b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse2 ws103\">(<span class=\"_ _3\"></span>au co\u00fbt amo<span class=\"_ _3\"></span>rti)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 439px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 439px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Fonds immobiliers (en juste valeur)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 424px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 424px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff17b fs45 fc1e sc0 ls106 ws0\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Exposition IFR<span class=\"_ _3\"></span>S sur immobilier<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 409px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 409px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff17a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 379px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsee\">values latentes (exposition \u00e9conomique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 365px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 365px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre (voir note 1<span class=\"_ _0\"></span>6)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 350px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 350px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff17b fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Exposition \u00e9conomique totale sur immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 335px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 335px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 324px; height: 782px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 324px; height: 782px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 324px; height: 782px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 324px; height: 782px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ff17f fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span><span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span>s en IFRS d\u2019un choc<span class=\"_ _3\"></span> immobilier correspond<span class=\"_ _3\"></span>ant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une p\u00e9ri<span class=\"_ _3\"></span>ode de re<span class=\"_ _3\"></span>ndement de<span class=\"_ _3\"></span> 1/30 (en moy<span class=\"_ _3\"></span>enne 14<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfa ws113\">%).</span> </span></div>\n<div class=\"t m0 x6 h62 y93e ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 542px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 714px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff17d fs45 fc1e sc0 lse5 ws100\" style=\"left: 499px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 503px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 499px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 568px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 557px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 590px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 662px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff17d fs45 fc1e sc0 lse5 wsf4\" style=\"left: 684px; bottom: 1004px; z-index: 15;\">compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 671px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 729px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 762px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 542px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 714px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Risque immobilier \u00e0 la <span class=\"_ _0\"></span>baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1319 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">F. <span class=\"ls0 ws0\"> <span class=\"_ _41\"> </span><span class=\"ls102 ws124\">RISQU<span class=\"_ _0\"></span>E DE CONCENTRATI<span class=\"_ _0\"></span>ON DU MARCH\u00c9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y131a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation d\u00e9c<span class=\"_ _0\"></span>oule d\u2019un m<span class=\"_ _0\"></span>anque de di<span class=\"_ _0\"></span>versific<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x6 h62 y131b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d\u2019ac<span class=\"_ _0\"></span>tifs d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019<span class=\"_ _0\"></span>une impo<span class=\"_ _0\"></span>rtante ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on \u00e0 un seul</div>\n<div class=\"t m0 x6 h62 y131c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mette<span class=\"_ _0\"></span>ur de titres ou \u00e0 u<span class=\"_ _0\"></span>n groupe d\u2019<span class=\"_ _0\"></span>\u00e9mette<span class=\"_ _0\"></span>urs de titres l<span class=\"_ _0\"></span>i\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131d ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>er d\u2019expos<span class=\"_ _0\"></span>itions cu<span class=\"_ _0\"></span>mul\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y131f ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">importantes <span class=\"_ _3\"></span>\u00e0 une cont<span class=\"_ _3\"></span>repartie uni<span class=\"_ _3\"></span>que ou d\u2019une<span class=\"_ _3\"></span> expositio<span class=\"_ _3\"></span>n c<span class=\"lsdc\">umul\u00e9e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1320 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une s\u00e9ri<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies pos<span class=\"_ _0\"></span>itivem<span class=\"_ _0\"></span>ent cor<span class=\"_ _0\"></span>r\u00e9l\u00e9es (<span class=\"_ _0\"></span>par ex<span class=\"_ _0\"></span>emple,</div>\n<div class=\"t m0 x6 h62 y1321 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ant une ten<span class=\"_ _0\"></span>dance \u00e0 la d\u00e9f<span class=\"_ _0\"></span>ailla<span class=\"_ _0\"></span>nce dans des<span class=\"_ _0\"></span> circonst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 y1322 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">similai<span class=\"_ _0\"></span>res), susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les de prod<span class=\"_ _0\"></span>uire une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion subst<span class=\"_ _0\"></span>antiel<span class=\"_ _0\"></span>le \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1323 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite d\u2019u<span class=\"_ _0\"></span>ne faillit<span class=\"_ _0\"></span>e ou d\u2019un d\u00e9fa<span class=\"_ _0\"></span>ut de paiem<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">nt. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1324 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1325 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il est d\u00e8s lors f<span class=\"_ _0\"></span>ondam<span class=\"_ _0\"></span>ental que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e de risque de c<span class=\"_ _0\"></span>r\u00e9dit d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x6 h62 y1326 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vise \u00e0 \u00e9vit<span class=\"_ _0\"></span>er les conc<span class=\"_ _0\"></span>entratio<span class=\"_ _0\"></span>ns par la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9, la liqui<span class=\"_ _0\"></span>dit\u00e9 et la</div>\n<div class=\"t m0 x6 h62 y1327 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n des port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es. Chaq<span class=\"_ _0\"></span>ue entit\u00e9 o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelle l<span class=\"_ _0\"></span>ocale</div>\n<div class=\"t m0 x6 h62 y1328 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e8re de man<span class=\"_ _0\"></span>i\u00e8re auto<span class=\"_ _0\"></span>nome ses p<span class=\"_ _0\"></span>ropres li<span class=\"_ _0\"></span>mites de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, pr<span class=\"_ _0\"></span>enant</div>\n<div class=\"t m0 x6 h62 y1329 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en consid\u00e9<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n sa situatio<span class=\"_ _0\"></span>n partic<span class=\"_ _0\"></span>uli\u00e8re et les<span class=\"_ _0\"></span> \u00e9vent<span class=\"_ _0\"></span>uelles cont<span class=\"_ _0\"></span>raintes</div>\n<div class=\"t m0 x6 h62 y132a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>u Groupe.<span class=\"_ _0\"></span> Chaque ent<span class=\"_ _0\"></span>it\u00e9 op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle locale d<span class=\"_ _0\"></span>oit prati<span class=\"_ _0\"></span>quer</div>\n<div class=\"t m0 x6 h62 y132b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>\u00f4le permane<span class=\"_ _0\"></span>nt. Le rep<span class=\"_ _0\"></span>orting p\u00e9r<span class=\"_ _0\"></span>iodiqu<span class=\"_ _0\"></span>e permet au Gr<span class=\"_ _0\"></span>oupe de</div>\n<div class=\"t m0 x6 h62 y1398 ff17d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">v\u00e9ri<span class=\"_ _3\"></span>fi<span class=\"lsdc wse9\">er ces limites et<span class=\"_ _0\"></span> de suivre l<span class=\"_ _0\"></span>a position gl<span class=\"_ _0\"></span>obale.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1399 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y139a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour g\u00e9re<span class=\"_ _0\"></span>r la concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n du risque<span class=\"_ _0\"></span> de cr\u00e9dit, la po<span class=\"_ _0\"></span>litique d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y139b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e cr\u00e9dit d\u2019<span class=\"_ _0\"></span>Ageas vis<span class=\"_ _0\"></span>e \u00e0 r\u00e9parti<span class=\"_ _0\"></span>r le risque de cr<span class=\"_ _0\"></span>\u00e9dit entr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y139c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts secte<span class=\"_ _0\"></span>urs et pays.<span class=\"_ _0\"></span> Ageas g\u00e8r<span class=\"_ _0\"></span>e ses princi<span class=\"_ _0\"></span>pales ex<span class=\"_ _0\"></span>position<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y139d ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des entit\u00e9s<span class=\"_ _3\"></span> individue<span class=\"_ _3\"></span>lles, groupe<span class=\"_ _3\"></span>s d\u2019entrepr<span class=\"_ _3\"></span>ises (Total O<span class=\"_ _3\"></span>ne Obligor<span class=\"_ _3\"></span>) et</div>\n<div class=\"t m0 x6 h62 y139e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres co<span class=\"_ _0\"></span>ncentr<span class=\"_ _0\"></span>ations pot<span class=\"_ _0\"></span>entiell<span class=\"_ _0\"></span>es, comm<span class=\"_ _0\"></span>e les secteu<span class=\"_ _0\"></span>rs et zones</div>\n<div class=\"t m0 x1a h62 y139f ff17d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9ographiques<span class=\"_ _3\"></span>, de mani\u00e8re \u00e0 abou<span class=\"_ _3\"></span>tir \u00e0 une diversifi<span class=\"_ _3\"></span>cation appropr<span class=\"_ _3\"></span>i\u00e9e et</div>\n<div class=\"t m0 x1a h62 y13a0 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 permett<span class=\"_ _0\"></span>re l\u2019i<span class=\"_ _0\"></span>dentif<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es risq<span class=\"_ _0\"></span>ues de co<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>ration s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 886px; height: 15px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 508px; height: 409px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 y13a1 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf3 ws10c\">RISQUE <span class=\"_ _3\"></span>D\u2019INFLATI<span class=\"_ _3\"></span>ON</span> </span></div>\n<div class=\"t m0 x1a h62 y13a2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on provie<span class=\"_ _0\"></span>nt de l\u2019im<span class=\"_ _0\"></span>pact du niv<span class=\"_ _0\"></span>eau ou de la volat<span class=\"_ _0\"></span>ilit\u00e9 des</div>\n<div class=\"t m0 x1a h62 y13a3 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019inf<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n sur la valeur de<span class=\"_ _0\"></span>s actifs<span class=\"_ _0\"></span> et passifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y13a4 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13a5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne che<span class=\"_ _0\"></span>rche pas<span class=\"_ _0\"></span> activeme<span class=\"_ _0\"></span>nt \u00e0 s\u2019expos<span class=\"_ _0\"></span>er au risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation, ma<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 y13a6 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9cider<span class=\"_ _3\"></span> de d\u00e9tenir<span class=\"_ _3\"></span> des ac<span class=\"_ _3\"></span>tifs dont l<span class=\"_ _3\"></span>es rendemen<span class=\"_ _3\"></span>ts sont</div>\n<div class=\"t m0 x1a h62 y13a7 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">explic<span class=\"_ _0\"></span>itement li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019infl<span class=\"_ _0\"></span>ation. En o<span class=\"_ _0\"></span>utre, certa<span class=\"_ _0\"></span>ins passi<span class=\"_ _0\"></span>fs d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x1a h62 y13a8 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont li\u00e9s ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>ement ou im<span class=\"_ _0\"></span>plicite<span class=\"_ _0\"></span>ment aux ta<span class=\"_ _0\"></span>ux d\u2019infl<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">L</span>e risque</div>\n<div class=\"t m0 x1a h62 y13a9 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inflat<span class=\"_ _0\"></span>ion peut<span class=\"_ _0\"></span> se manife<span class=\"_ _0\"></span>ster de diff<span class=\"_ _0\"></span>\u00e9rent<span class=\"_ _0\"></span>es mani\u00e8r<span class=\"_ _0\"></span>es, comme des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y13aa ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pens<span class=\"_ _0\"></span>es et des co\u00fbt<span class=\"_ _0\"></span>s des sinis<span class=\"_ _0\"></span>tres plus \u00e9l<span class=\"_ _0\"></span>ev\u00e9s que pr<span class=\"_ _0\"></span>\u00e9vu. <span class=\"lsde wsea\">Les </span></div>\n<div class=\"t m0 x1a h62 y13ab ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span>vie sont<span class=\"_ _0\"></span> g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement <span class=\"_ _0\"></span>exprim<span class=\"_ _0\"></span>\u00e9s en ter<span class=\"_ _0\"></span>mes</div>\n<div class=\"t m0 x1a h62 y13ac ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">nominaux, mai<span class=\"_ _3\"></span>s pour la <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie et la sant\u00e9, l'inf<span class=\"_ _0\"></span>lation p<span class=\"_ _0\"></span>eut entr<span class=\"_ _0\"></span>a\u00eener des </span></span></div>\n<div class=\"t m0 x1a h62 y13ad ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es plus <span class=\"lsde wsfa\">\u00e9lev\u00e9s que pr\u00e9vu en termes<span class=\"_ _3\"></span> de tarification. Cela<span class=\"_ _3\"></span> peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 y13ae ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">att\u00e9nu\u00e9 par<span class=\"_ _3\"></span> un examen<span class=\"_ _3\"></span> p\u00e9riodique d<span class=\"_ _3\"></span>es pri<span class=\"_ _3\"></span>x des produi<span class=\"_ _3\"></span>ts et par d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y13af ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4les <span class=\"_ _3\"></span>dans le pr<span class=\"_ _3\"></span>ocessus de ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\">.  </span></div>\n<div class=\"t m0 x1a h62 y13b0 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13b1 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Quand Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que le risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation <span class=\"lsde wseb\">n\u2019est pas ad\u00e9qua<span class=\"_ _3\"></span>tement </span></div>\n<div class=\"t m0 x1a h62 y13b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert a<span class=\"_ _0\"></span>u titre du r\u00e9g<span class=\"_ _0\"></span>ime r\u00e9gle<span class=\"_ _0\"></span>mentair<span class=\"_ _0\"></span>e de fonds pr<span class=\"_ _0\"></span>opres ou pa<span class=\"_ _0\"></span>r des</div>\n<div class=\"t m0 x1a h62 y13b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodes in<span class=\"_ _3\"></span>directes, i<span class=\"_ _3\"></span>l peut en<span class=\"_ _3\"></span>visager un <span class=\"_ _3\"></span>ajout expli<span class=\"_ _3\"></span>cite pour le<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x1a h62 y13b4 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inflat<span class=\"_ _0\"></span>ion dans l<span class=\"_ _0\"></span>e cadre du Pil<span class=\"_ _0\"></span>ier II. C\u2019est<span class=\"_ _0\"></span> le cas actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dans les</div>\n<div class=\"t m0 x1a h62 y13b5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pays pr\u00e9s<span class=\"_ _0\"></span>entant <span class=\"lsde wsfa\">un risque d\u2019inflation importan<span class=\"_ _3\"></span>t li\u00e9 aux annui<span class=\"_ _3\"></span>t\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y13b6 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coula<span class=\"_ _0\"></span>nt des poli<span class=\"_ _0\"></span>ces accide<span class=\"_ _0\"></span>nts du trav<span class=\"_ _0\"></span>ail.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 507px; height: 599px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 507px; height: 599px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 507px; height: 599px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 507px; height: 599px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ion du r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, venti<span class=\"_ _0\"></span>l\u00e9 par t<span class=\"_ _0\"></span>ype et s<span class=\"_ _0\"></span>elon la l<span class=\"_ _0\"></span>ocalis<span class=\"_ _0\"></span>ation des <span class=\"_ _0\"></span>entit\u00e9s<span class=\"_ _0\"></span> d\u2019Agea<span class=\"_ _0\"></span>s, au 31<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1065px; z-index: 15;\">Gouvernem<span class=\"lse5 wsf4\">ents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 1050px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 1035px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 1050px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 1035px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 1035px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 1035px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 1035px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y69b ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 1035px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 586px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x18a h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 931px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13ce ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13cf ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d1 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 855px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 840px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 825px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 840px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 825px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 825px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 825px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 825px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13d5 ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 825px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 705px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y13e0 ff184 fs48 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _15a\"> </span><span class=\"lsf1 ws108\">Le poste Compte g\u00e9n\u00e9ral et \u00e9liminations est essentiellement li\u00e9 au programme de r\u00e9assurance et \u00e0 la tr\u00e9sorerie du Groupe.</span> </div>\n<div class=\"t m0 x6 h62 y13e1 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e3 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous fourn<span class=\"_ _3\"></span>it des information<span class=\"_ _3\"></span>s sur la concentra<span class=\"_ _3\"></span>tion du risque de<span class=\"_ _3\"></span> cr\u00e9dit et la </span></span>localisat<span class=\"_ _0\"></span>ion des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, au 31<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9c<span class=\"_ _0\"></span>embre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y13e4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e6 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 581px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 566px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 551px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 566px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 551px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 551px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 551px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 551px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13ea ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 551px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x3f h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13f4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13f5 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 354px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6cb ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 339px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 324px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6cb ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 339px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 324px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 324px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 324px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 324px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 324px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 164px; height: 942px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 164px; height: 942px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 164px; height: 942px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente les pri<span class=\"_ _0\"></span>ncipa<span class=\"_ _0\"></span>les expos<span class=\"_ _0\"></span>itions s<span class=\"_ _0\"></span>ur les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s m\u00e8res (u<span class=\"_ _0\"></span>ltimes<span class=\"_ _0\"></span>), mesur<span class=\"_ _0\"></span>\u00e9es \u00e0 la juste v<span class=\"_ _0\"></span>aleur, avec<span class=\"_ _0\"></span> leur notat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Top 10 des expositions les<span class=\"_ _0\"></span> plus \u00e9lev\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff187 fs45 fc1e sc0 lse2 ws103\" style=\"left: 475px; bottom: 1065px; z-index: 15;\">Group<span class=\"_ _3\"></span>e de <span class=\"lse0 wsed\">notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x233 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 633px; bottom: 1065px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 731px; bottom: 1065px; z-index: 15;\">Valeur nominale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Royaume de Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 506px; bottom: 1035px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1035px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1035px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">R\u00e9publique fran\u00e7aise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 1020px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1020px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9publique portugaise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1005px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Royaume d'Espagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 502px; bottom: 990px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 990px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">R\u00e9publique d'Autriche<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 975px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 975px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 960px; z-index: 15;\">R\u00e9publique italienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 960px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 xd4 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 960px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">R\u00e9publique f\u00e9d\u00e9rale d'Allemagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 945px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Banque europ\u00e9enne d\u2019investissemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 931px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 931px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 931px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">R\u00e9publique de L'inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 916px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 916px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff187 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 901px; z-index: 15;\">BNP Par<span class=\"_ _3\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6ed ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 901px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff189 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68f ff189 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 654px; bottom: 886px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 886px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1409 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y140a ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Royaum<span class=\"_ _0\"></span>e de Belgi<span class=\"_ _0\"></span>que reste l<span class=\"_ _0\"></span>a <span class=\"lsde wseb\">principal<span class=\"_ _3\"></span>e contrepart<span class=\"_ _3\"></span>ie conform\u00e9me<span class=\"_ _3\"></span>nt \u00e0 la <span class=\"_ _3\"></span>strat\u00e9gie de<span class=\"_ _3\"></span> rapatrieme<span class=\"_ _3\"></span>nt vers l<span class=\"_ _3\"></span>e pays d\u2019<span class=\"_ _3\"></span>origine, au <span class=\"_ _3\"></span>prix de<span class=\"_ _3\"></span> l\u2019accroissemen<span class=\"_ _3\"></span>t du </span></div>\n<div class=\"t m0 x6 h62 y140b ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 828px; height: 278px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 828px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y140c ff18a fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.1.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque de d<span class=\"_ _3\"></span>\u00e9faillance</span> </span></div>\n<div class=\"t m0 x6 h62 y140d ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end deux so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y140e ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _26\"> </span><span class=\"lsde wseb\">Risque de<span class=\"_ _3\"></span> d\u00e9faillance<span class=\"_ _3\"></span> d\u2019investi<span class=\"_ _3\"></span>ssement</span> </span></div>\n<div class=\"t m0 x6 h62 y140f ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _26\"> </span></span><span class=\"wse9\">Risque de d\u00e9f<span class=\"_ _0\"></span>aut de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1410 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1411 ff187 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les exposi<span class=\"_ _3\"></span>tions au cr\u00e9<span class=\"_ _3\"></span>dit sont <span class=\"_ _3\"></span>indiqu\u00e9es \u00e0<span class=\"_ _3\"></span> la note<span class=\"_ _3\"></span> 9 \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Tr\u00e9sorerie et<span class=\"_ _0\"></span> \u00e9quival<span class=\"_ _0\"></span>ents de tr\u00e9s<span class=\"_ _0\"></span>orerie<span class=\"ls0 ws0\"> </span>\u00bb, \u00e0 la not<span class=\"_ _0\"></span>e 12 \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">Pr\u00eats</span> </span>\u00bb, \u00e0 la note 27 \u00ab<span class=\"ls0 ws0\"> </span>D\u00e9riv\u00e9s d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y1412 ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des fins de tran<span class=\"_ _3\"></span>saction<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb et \u00e0 la note 28 \u00ab</span> </span><span class=\"wsea\">Engagement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y1413 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1414 ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">apr\u00e8s pr\u00e9<span class=\"_ _3\"></span>sente des in<span class=\"_ _3\"></span>formations <span class=\"_ _3\"></span>sur l\u2019exposit<span class=\"_ _3\"></span>ion au ris<span class=\"_ _3\"></span>que de cr\u00e9<span class=\"_ _3\"></span>dit apr\u00e8s d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation, <span class=\"_ _3\"></span>au 31 d\u00e9<span class=\"_ _3\"></span>cembre.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 298px; bottom: 635px; z-index: 15;\">Encours de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 289px; bottom: 620px; z-index: 15;\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 383px; bottom: 650px; z-index: 15;\">D\u00e9pr\u00e9ciation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 376px; bottom: 635px; z-index: 15;\">pour <span class=\"wsee\">risque de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2a9 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 620px; z-index: 15;\">cr\u00e9dit sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 504px; bottom: 650px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 491px; bottom: 635px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 620px; z-index: 15;\">couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 570px; bottom: 635px; z-index: 15;\">Encours de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 561px; bottom: 620px; z-index: 15;\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 656px; bottom: 650px; z-index: 15;\">D\u00e9pr\u00e9ciation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 649px; bottom: 635px; z-index: 15;\">pour <span class=\"wsee\">risque de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2a9 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 640px; bottom: 620px; z-index: 15;\">cr\u00e9dit sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 650px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 763px; bottom: 635px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 753px; bottom: 620px; z-index: 15;\">couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 343px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 433px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 524px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Placements porteurs d'int\u00e9r\u00eats<span class=\"_ _0\"></span> (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 590px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 590px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 590px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 610px; bottom: 590px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 590px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 590px; z-index: 15;\">350,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Pr\u00eats (voir note 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 575px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 575px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 575px; z-index: 15;\">57,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 575px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 575px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 575px; z-index: 15;\">58,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Autres cr\u00e9ances (voir note 14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 560px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 560px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 560px; z-index: 15;\">58,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 560px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 560px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 560px; z-index: 15;\">162,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 343px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 433px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 524px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff189 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Total de<span class=\"_ _0\"></span> la d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 327px; bottom: 530px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 530px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 530px; z-index: 15;\">62,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 530px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 530px; z-index: 15;\">(98)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 765px; bottom: 530px; z-index: 15;\">121,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y141f ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1420 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1421 ff187 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">A. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsde wseb\">RISQUE DE D\u00c9FAIL<span class=\"_ _3\"></span>LANCE D\u2019INVESTISSEM<span class=\"_ _3\"></span>ENT</span> </span></div>\n<div class=\"t m0 x6 h62 y1422 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement repr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>e risque de d\u00e9f<span class=\"_ _0\"></span>aut</div>\n<div class=\"t m0 x6 h62 y1423 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> d\u2019un d\u00e9bit<span class=\"_ _0\"></span>eur <span class=\"lsde wseb\">d\u2019Ageas. C\u2019est le <span class=\"_ _3\"></span>risque de <span class=\"_ _3\"></span>spread fondam<span class=\"_ _3\"></span>ental. </span></div>\n<div class=\"t m0 x6 h62 y1424 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les mouv<span class=\"_ _0\"></span>ements <span class=\"_ _0\"></span>de vale<span class=\"_ _0\"></span>ur dus \u00e0 l<span class=\"_ _0\"></span>a volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ourt ter<span class=\"_ _0\"></span>me du ma<span class=\"_ _0\"></span>rch\u00e9</div>\n<div class=\"t m0 x6 h62 y1425 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont cou<span class=\"_ _0\"></span>verts p<span class=\"_ _0\"></span>ar le ris<span class=\"_ _0\"></span>que de m<span class=\"_ _0\"></span>arch\u00e9. C<span class=\"_ _0\"></span>ela n\u2019e<span class=\"_ _0\"></span>nglobe <span class=\"_ _0\"></span>pas les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1426 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>s par le risq<span class=\"_ _0\"></span>ue de d\u00e9faut de l<span class=\"_ _0\"></span>a contre<span class=\"_ _0\"></span>partie (v<span class=\"_ _0\"></span>oir sect<span class=\"_ _0\"></span>ion B.<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1427 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1428 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque s<span class=\"_ _0\"></span>e g\u00e8re \u00e0 l\u2019ai<span class=\"_ _0\"></span>de de limites<span class=\"_ _0\"></span> qui tienn<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e du type</div>\n<div class=\"t m0 x6 h62 y1429 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>u risque <span class=\"_ _0\"></span>de cr\u00e9di<span class=\"_ _0\"></span>t, de la qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>du cr\u00e9dit,<span class=\"_ _0\"></span> de l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e s\u2019il</div>\n<div class=\"t m0 x6 h62 y142a ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">y a lieu, mais au<span class=\"_ _3\"></span>ssi par une superv<span class=\"_ _3\"></span>ision r\u00e9guli\u00e8re et<span class=\"_ _3\"></span> par des syst\u00e8me<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y142b ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019alerte rapide<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y142c ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y142d ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les exposition<span class=\"_ _3\"></span>s en inv<span class=\"lsdc wseb\">estissem<span class=\"_ _0\"></span>ents fo<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>et d\u2019un m<span class=\"_ _0\"></span>onitor<span class=\"_ _0\"></span>ing par l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y142e ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais d\u2019un rappor<span class=\"_ _3\"></span>t trimestriel<span class=\"_ _3\"></span> sur les franchis<span class=\"_ _3\"></span>sements de limites<span class=\"_ _3\"></span> ou \u00ab</div>\n<div class=\"t m0 x6 h62 y142f ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Limit Brea<span class=\"_ _0\"></span>ch Repo<span class=\"_ _0\"></span>rt \u00bb. Les limit<span class=\"_ _0\"></span>es sont anal<span class=\"_ _0\"></span>ys\u00e9es en ju<span class=\"_ _0\"></span>ste valeu<span class=\"_ _0\"></span>r selon</div>\n<div class=\"t m0 x6 h62 y1430 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on des ac<span class=\"_ _0\"></span>tifs. <span class=\"_ _0\"></span>Les limit<span class=\"_ _0\"></span>es corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ent aux<span class=\"_ _0\"></span> cat\u00e9<span class=\"lsde wsea\">gories </span></div>\n<div class=\"t m0 x6 h62 y1431 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es ci<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">apr\u00e8s.</span> </span></div>\n<div class=\"t m0 x6 h62 y1432 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1433 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les limit<span class=\"_ _0\"></span>es sur l<span class=\"_ _0\"></span>es obl<span class=\"_ _0\"></span>igations s<span class=\"_ _0\"></span>ouve<span class=\"_ _0\"></span>raines s<span class=\"_ _0\"></span>ont d\u00e9f<span class=\"_ _0\"></span>inies pa<span class=\"_ _0\"></span>r pays d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1434 ff187 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plusieurs m<span class=\"_ _3\"></span>ani\u00e8res<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1435 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1436 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wsea\">M<span class=\"_ _3\"></span>acro</span><span class=\"ff187\">-<span class=\"lsde wseb\">limi<span class=\"_ _3\"></span>tes, d\u00e9finie<span class=\"_ _3\"></span>s en pourcen<span class=\"_ _3\"></span>tage du pr<span class=\"_ _3\"></span>oduit int\u00e9ri<span class=\"_ _3\"></span>eur brut </span></span></span></div>\n<div class=\"t m0 x133 h62 y1437 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(PIB), d<span class=\"_ _0\"></span>e la dette publ<span class=\"_ _0\"></span>ique et des ac<span class=\"_ _0\"></span>tifs inve<span class=\"_ _0\"></span>stis.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1438 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wseb\">Limites \u00ab Total<span class=\"_ _0\"></span> On<span class=\"lsde\">e Obligor \u00bb (d<span class=\"_ _3\"></span>\u00e9biteur solida<span class=\"_ _3\"></span>ire unique) </span></span></span></div>\n<div class=\"t m0 x133 h62 y1439 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondant \u00e0 <span class=\"_ _0\"></span>l\u2019exp<span class=\"_ _0\"></span>osition m<span class=\"_ _0\"></span>aximal<span class=\"_ _0\"></span>e \u00e0 un d\u00e9b<span class=\"_ _0\"></span>iteur s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x133 h62 y143a ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des notations<span class=\"_ _3\"></span> de cr\u00e9dit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y143b ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Restrictions d\u2019<span class=\"_ _0\"></span>inves<span class=\"_ _0\"></span>tisseme<span class=\"_ _0\"></span>nt et de r\u00e9inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> : <span class=\"lsfe ws11a\">les </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y143c ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e0 des tit<span class=\"_ _0\"></span>res souver<span class=\"_ _0\"></span>ains not<span class=\"_ _0\"></span>\u00e9s BBB ne</div>\n<div class=\"t m0 x133 h62 y143d ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sont<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">autoris\u00e9es <span class=\"_ _0\"></span>que sou<span class=\"_ _0\"></span>s r\u00e9serv<span class=\"_ _0\"></span>e d\u2019une <span class=\"_ _0\"></span>perspe<span class=\"_ _0\"></span>ctive st<span class=\"_ _0\"></span>able. A<span class=\"_ _0\"></span>ucun </span></span></div>\n<div class=\"t m0 x133 h62 y143e ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">nouvel i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>sement e<span class=\"_ _0\"></span>n titres<span class=\"_ _0\"></span> souve<span class=\"_ _0\"></span>rains d<span class=\"_ _0\"></span>ont la not<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x133 h62 y143f ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 BBB n\u2019<span class=\"_ _0\"></span>est possib<span class=\"_ _0\"></span>le sans l\u2019ap<span class=\"_ _0\"></span>probat<span class=\"_ _0\"></span>ion de l\u2019Age<span class=\"_ _0\"></span>as Risk</div>\n<div class=\"t m0 x133 h62 y1440 ff187 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">Committee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1441 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1442 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les limit<span class=\"_ _0\"></span>es sur l<span class=\"_ _0\"></span>es obl<span class=\"_ _0\"></span>igations <span class=\"_ _0\"></span>d\u2019entre<span class=\"_ _0\"></span>prises s<span class=\"_ _0\"></span>ont <span class=\"lsde wsfa\">\u00e9galement d\u00e9finies par </span></div>\n<div class=\"t m0 x1a h62 y1443 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de multipl<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1444 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Exposition tot<span class=\"_ _0\"></span>ale en oblig<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises en po<span class=\"_ _0\"></span>urcentag<span class=\"_ _0\"></span>e du </span></span></div>\n<div class=\"t m0 x6a h62 y1445 ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1446 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wsfa\">L<span class=\"_ _3\"></span>imites en fonction d<span class=\"_ _3\"></span>u capital de sol<span class=\"_ _3\"></span>vabilit\u00e9 requi<span class=\"_ _3\"></span>s pour le risque<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6a h62 y1447 ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">spread<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1448 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wseb\">L<span class=\"_ _3\"></span>imites par <span class=\"_ _3\"></span>secteur sur<span class=\"_ _3\"></span> la base<span class=\"_ _3\"></span> des notation<span class=\"_ _3\"></span>s de cr\u00e9d<span class=\"ls109 ws129\">it</span></span><span class=\"ff187\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1449 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Monitoring de l\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on conce<span class=\"_ _0\"></span>ntr\u00e9e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y144a ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse8\">Limites</span><span class=\"ff187\"> <span class=\"lsde wseb\">Total One<span class=\"_ _3\"></span> Obligor</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 158px; height: 948px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 158px; height: 948px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 158px; height: 948px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les notation<span class=\"_ _3\"></span>s de cr\u00e9di<span class=\"_ _3\"></span>t appliqu\u00e9e<span class=\"_ _3\"></span>s par Ageas<span class=\"_ _3\"></span> sont les <span class=\"_ _3\"></span>deuxi\u00e8mes mei<span class=\"_ _3\"></span>lleures no<span class=\"_ _3\"></span>tations de<span class=\"_ _3\"></span> Moody\u2019s, Fi<span class=\"_ _3\"></span>tch et S<span class=\"_ _3\"></span>tandard &amp; Poor\u2019<span class=\"_ _3\"></span>s. Pour des<span class=\"_ _3\"></span> types</div>\n<div class=\"t m0 x6 h62 y8b2 ff18d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tions s<span class=\"_ _0\"></span><span class=\"lsde\">p\u00e9cifiques, i<span class=\"_ _3\"></span>l est pos<span class=\"_ _3\"></span>sible d\u2019a<span class=\"_ _3\"></span>voir recours<span class=\"_ _3\"></span> \u00e0 d\u2019autre<span class=\"_ _3\"></span>s agences de<span class=\"_ _3\"></span> notation co<span class=\"_ _3\"></span>mme AM Best<span class=\"_ _3\"></span> pour les con<span class=\"_ _3\"></span>treparties <span class=\"_ _3\"></span>de r\u00e9assuran<span class=\"_ _3\"></span>c<span class=\"lsdc wse9\">e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">paragraphes<span class=\"_ _3\"></span> suivants donne<span class=\"_ _3\"></span>nt de plus<span class=\"_ _3\"></span> amples d<span class=\"_ _3\"></span>\u00e9tails sur <span class=\"_ _3\"></span>la quali<span class=\"_ _3\"></span>t\u00e9 de cr\u00e9dit<span class=\"_ _3\"></span> des pr\u00ea<span class=\"_ _3\"></span>ts, des plac<span class=\"_ _3\"></span>ements por<span class=\"_ _3\"></span>teurs d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>ts, <span class=\"wsfa\">des oblig<span class=\"_ _3\"></span>ations d\u2019\u00c9tat, de<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y93e ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> d\u2019entrepri<span class=\"_ _3\"></span>ses, des va<span class=\"_ _3\"></span>leurs bancaire<span class=\"_ _3\"></span>s banques e<span class=\"_ _3\"></span>t autres <span class=\"_ _3\"></span>valeurs finan<span class=\"_ _3\"></span>ci\u00e8res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye84 ff18f fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"_ _195\"> </span><span class=\"lsdc wse8\">Pr\u00eats </span> </div>\n<div class=\"t m0 x6 h62 ye19 ff18d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des pr\u00eats<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 970px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 956px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 970px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 726px; bottom: 956px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 940px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y69b ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y69b ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 925px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69d ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 925px; z-index: 15;\">1.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69d ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 925px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 910px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 910px; z-index: 15;\">2.225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 910px; z-index: 15;\">2.335<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">2.429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 896px; z-index: 15;\">2.262<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 881px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 881px; z-index: 15;\">617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 881px; z-index: 15;\">331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 866px; z-index: 15;\">6.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 866px; z-index: 15;\">6.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6a6 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6a6 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 836px; z-index: 15;\">7.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 836px; z-index: 15;\">7.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 yb68 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 821px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 yb68 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 821px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff18d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Valeur totale brute des<span class=\"_ _0\"></span> investissements en pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y694 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 806px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y694 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 806px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 792px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 792px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 792px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff190 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Valeur totale nette des investissements en pr\u00eats (voir note 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y694 ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 777px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y694 ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 777px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1467 ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y1468 ff18f fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">2 <span class=\"_ _195\"> </span><span class=\"lsde wseb\">Placements po<span class=\"_ _3\"></span>rteurs d\u2019i<span class=\"_ _3\"></span>nt\u00e9r\u00eats</span> </div>\n<div class=\"t m0 x6 h62 y1469 ff18d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la qual<span class=\"_ _0\"></span>it\u00e9 de c<span class=\"_ _0\"></span>r\u00e9dit de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements <span class=\"wse9\">p<span class=\"_ _0\"></span>orteu<span class=\"_ _0\"></span>rs d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y146a ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 682px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 667px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 682px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 726px; bottom: 667px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 637px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6de ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 637px; z-index: 15;\">3.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6de ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">4.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff18d fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 622px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 622px; z-index: 15;\">20.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 622px; z-index: 15;\">27.883<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 607px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y6a0 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 607px; z-index: 15;\">4.787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 607px; z-index: 15;\">6.432<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 592px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 592px; z-index: 15;\">10.940<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 592px; z-index: 15;\">13.820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68a ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 578px; z-index: 15;\">39.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68a ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 578px; z-index: 15;\">52.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Inf\u00e9rieur au niveau <span class=\"wsed\">d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 563px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 563px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 548px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 548px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Valeur totale nette des inv<span class=\"_ _0\"></span>estissements en titres p<span class=\"_ _0\"></span>orteurs d\u2019int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 533px; z-index: 15;\">42.316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 533px; z-index: 15;\">54.074<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 518px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 518px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 518px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff190 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Valeur totale brute des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68f ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68f ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6ed ff190 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">en ti<span class=\"_ _3\"></span>tres porteurs d'int\u00e9r\u00eats (voir note 10)</span> </div>\n<div class=\"t m0 xff h67 y6ed ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 489px; z-index: 15;\">42.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6ed ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 489px; z-index: 15;\">54.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 478px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 478px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 478px; height: 628px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">3 <span class=\"_ _195\"> </span><span class=\"lsdc wse9\">Obligat<span class=\"_ _0\"></span>ions d\u2019\u00c9t<span class=\"_ _0\"></span>at<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> souver<span class=\"_ _0\"></span>aines.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69d ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 1019px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69d ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">A la juste valeur par le<span class=\"_ _0\"></span> biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 989px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> souvera<span class=\"_ _0\"></span>ines (<span class=\"_ _0\"></span>voir not<span class=\"_ _0\"></span>e 10)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xff h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 974px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 974px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 947px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 932px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 932px; z-index: 15;\">2.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 932px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 918px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 918px; z-index: 15;\">19.188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 918px; z-index: 15;\">25.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 903px; z-index: 15;\">A</div>\n<div class=\"t m0 x12d h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 903px; z-index: 15;\">571<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 903px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 888px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 888px; z-index: 15;\">4.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 888px; z-index: 15;\">6.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 873px; z-index: 15;\">Total des <span class=\"lse5 wsf4\">invest<span class=\"_ _3\"></span>issem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xff h65 y697 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 873px; z-index: 15;\">26.696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y697 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 873px; z-index: 15;\">35.447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 858px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y699 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x1 h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 858px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 843px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 843px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 829px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab </span>inf\u00e9rieur au niveau d\u2019investissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 829px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 829px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 802px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsf0\">des obligations souveraines</span> </span></div>\n<div class=\"t m0 xff h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 802px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 802px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y1488 ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _195\"> </span><span class=\"lsde wseb\">Obligations<span class=\"_ _3\"></span> d\u2019entreprise </span> </div>\n<div class=\"t m0 x6 h62 y1489 ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> d\u2019entrep<span class=\"_ _0\"></span>rises.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y148a ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 723px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 721px; bottom: 723px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 69px; bottom: 707px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h68 y797 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h68 y797 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 693px; z-index: 15;\">9.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 <span class=\"wsed\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y797 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 678px; z-index: 15;\">123<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y797 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> d\u2019entre<span class=\"_ _0\"></span>prise<span class=\"_ _0\"></span>s (voir n<span class=\"_ _0\"></span>ote 10)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12b h67 y68f ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 663px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68f ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 663px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 636px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6de ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 636px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6de ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 636px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 621px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 621px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 621px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 606px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 606px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 606px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 591px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 591px; z-index: 15;\">2.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 591px; z-index: 15;\">3.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 577px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 577px; z-index: 15;\">4.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 577px; z-index: 15;\">6.368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 562px; z-index: 15;\">8.141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 562px; z-index: 15;\">10.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 547px; z-index: 15;\">228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 547px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 532px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 532px; z-index: 15;\">843<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 517px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab<span class=\"ff192\"> </span></span>inf\u00e9rieur au niveau d\u2019investisse<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12b h65 y797 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 517px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y797 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 517px; z-index: 15;\">1.006<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 490px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> d\u2019entre<span class=\"_ _0\"></span>prise<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12b h67 y697 ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 490px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y697 ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 490px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y149c ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _195\"> </span><span class=\"lsdc wse9\">Valeurs b<span class=\"_ _0\"></span>ancair<span class=\"_ _0\"></span>es et autres<span class=\"_ _0\"></span> valeurs fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y149d ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous d<span class=\"_ _0\"></span>onne d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations s<span class=\"_ _0\"></span>ur la <span class=\"wse9\">q<span class=\"_ _0\"></span>ualit\u00e9 de cr<span class=\"_ _0\"></span>\u00e9dit des o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons d\u2019inst<span class=\"_ _0\"></span>itution<span class=\"_ _0\"></span>s bancai<span class=\"_ _0\"></span>res et d\u2019aut<span class=\"_ _0\"></span>res valeu<span class=\"_ _0\"></span>rs financ<span class=\"_ _0\"></span>i\u00e8res.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y149e ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 556px; bottom: 412px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 723px; bottom: 412px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 67px; bottom: 396px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 396px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 396px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y699 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 381px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 381px; z-index: 15;\">5.566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 381px; z-index: 15;\">6.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 366px; z-index: 15;\">A la juste valeur par<span class=\"_ _0\"></span> le biais du comp<span class=\"_ _0\"></span>te de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 366px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 366px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 352px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 352px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 799px; bottom: 352px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y69b ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 67px; bottom: 337px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsee\">des valeurs bancaires et autres va<span class=\"_ _0\"></span>leurs financi\u00e8res (voir <span class=\"_ _0\"></span>note 10)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12e h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 337px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 337px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 65px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 325px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 325px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 310px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 310px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 310px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y691 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 67px; bottom: 295px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 295px; z-index: 15;\">1.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 295px; z-index: 15;\">1.719<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a6 ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 67px; bottom: 280px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 280px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 280px; z-index: 15;\">1.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y694 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 67px; bottom: 265px; z-index: 15;\">A</div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 265px; z-index: 15;\">1.470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 265px; z-index: 15;\">1.544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68f ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 67px; bottom: 250px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 250px; z-index: 15;\">1.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 250px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y694 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 236px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 236px; z-index: 15;\">4.818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.007<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68f ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 221px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y68f ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 221px; z-index: 15;\">7</div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 206px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 206px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 206px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 191px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab<span class=\"ff192\"> </span></span>inf\u00e9rieur au niveau d\u2019investisse<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 191px; z-index: 15;\">1.063<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 191px; z-index: 15;\">842<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 65px; bottom: 179px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 179px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 799px; bottom: 179px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 67px; bottom: 164px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsee\">des valeurs bancaires et autres va<span class=\"_ _0\"></span>leurs financi\u00e8res<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12e h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 164px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 164px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 153px; height: 953px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 153px; height: 953px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 153px; height: 953px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff197 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> D\u00c9FAUT<span class=\"_ _3\"></span> DE CONT<span class=\"_ _3\"></span>REPARTIE</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de d\u00e9f<span class=\"_ _0\"></span>aut de c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie e<span class=\"_ _0\"></span>st le ris<span class=\"_ _0\"></span>que de pe<span class=\"_ _0\"></span>rtes pot<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>lles</div>\n<div class=\"t m0 x6 h62 y8b3 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dues \u00e0 une d\u00e9f<span class=\"_ _0\"></span>aillanc<span class=\"_ _0\"></span>e inatte<span class=\"_ _0\"></span>ndue ou \u00e0 la d\u00e9t<span class=\"_ _0\"></span>\u00e9riorat<span class=\"_ _0\"></span>ion de la qua<span class=\"_ _0\"></span>lit\u00e9 de</div>\n<div class=\"t m0 x6 h62 y93e ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit de<span class=\"_ _3\"></span> contreparties <span class=\"_ _3\"></span>ou de d\u00e9b<span class=\"_ _3\"></span>iteurs. Le<span class=\"_ _3\"></span> risque de<span class=\"_ _3\"></span> d\u00e9faut <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y93f ff197 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrepartie <span class=\"_ _3\"></span><span class=\"wsfa\">englobe aus<span class=\"_ _3\"></span>si les contrats visan<span class=\"_ _3\"></span>t \u00e0 att\u00e9nuer les ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y940 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(comme l<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds de r\u00e9<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce, les<span class=\"_ _0\"></span> titris<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>et les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s),<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y941 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie, le<span class=\"_ _3\"></span>s cr\u00e9ances sur des<span class=\"_ _3\"></span> interm\u00e9diaires<span class=\"_ _3\"></span>, les portefeuille<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019hypot<span class=\"_ _0\"></span>h\u00e8que div<span class=\"_ _0\"></span>ersifi\u00e9s<span class=\"_ _0\"></span>, et d\u2019aut<span class=\"_ _0\"></span>res exposit<span class=\"_ _0\"></span>ions de cr<span class=\"_ _0\"></span>\u00e9dit <span class=\"lsde wsfa\">non couvertes </span></div>\n<div class=\"t m0 x6 h62 y943 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par aille<span class=\"_ _0\"></span>urs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y945 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de d\u00e9f<span class=\"_ _0\"></span>aut de c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie p<span class=\"_ _0\"></span>eut surv<span class=\"_ _0\"></span>enir \u00e0 c<span class=\"_ _0\"></span>ause de <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h62 y946 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e ou d\u2019a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ed ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019att\u00e9n<span class=\"_ _0\"></span>uation de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span>. Ageas mi<span class=\"_ _0\"></span>nimise les<span class=\"_ _0\"></span> risques par l<span class=\"_ _0\"></span>e recours<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y9ee ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des polit<span class=\"_ _0\"></span>iques <span class=\"_ _0\"></span>de s\u00e9lect<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>o<span class=\"wse9\">ntre<span class=\"_ _0\"></span>parties<span class=\"_ _0\"></span>, \u00e0 des exige<span class=\"_ _0\"></span>nces de </span></div>\n<div class=\"t m0 x6 h62 y9ef ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>es et \u00e0 la divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au sein d\u2019A<span class=\"_ _0\"></span>geas, ce ris<span class=\"_ _0\"></span>que est att<span class=\"_ _0\"></span>\u00e9nu\u00e9 par la mi<span class=\"_ _0\"></span>se en \u0153uvre d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y9f2 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ue d\u2019Age<span class=\"_ _0\"></span>as en mati\u00e8<span class=\"_ _0\"></span>re de risqu<span class=\"_ _0\"></span>e de d\u00e9faill<span class=\"_ _0\"></span>ance et par u<span class=\"_ _0\"></span>n suivi</div>\n<div class=\"t m0 x6 h62 y9f3 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">strict d<span class=\"_ _0\"></span>es posit<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>eparties <span class=\"_ _0\"></span>en d\u00e9fa<span class=\"_ _0\"></span>ut pot<span class=\"wse9\">e<span class=\"_ _0\"></span>ntiel. La </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n et l\u2019\u00e9vit<span class=\"_ _0\"></span>ement des ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons asso<span class=\"_ _0\"></span>rties de<span class=\"_ _0\"></span> notations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f5 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faibles<span class=\"_ _0\"></span> sont des \u00e9l\u00e9m<span class=\"_ _0\"></span>ents cl\u00e9s<span class=\"_ _0\"></span> de l\u2019att\u00e9n<span class=\"_ _0\"></span>uation de ce r<span class=\"_ _0\"></span>isque.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise une d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> pour risqu<span class=\"_ _3\"></span>e de cr\u00e9di<span class=\"_ _3\"></span>t sp\u00e9cifique <span class=\"_ _3\"></span>s\u2019il</div>\n<div class=\"t m0 x6 h62 y9f8 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">y a une preuve o<span class=\"_ _0\"></span>bjectiv<span class=\"_ _0\"></span>e qu\u2019Age<span class=\"_ _0\"></span>as ne sera pas \u00e0 m\u00ea<span class=\"_ _0\"></span>me de r\u00e9cup\u00e9<span class=\"_ _0\"></span>rer</div>\n<div class=\"t m0 x6 h62 y9f9 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tous les mont<span class=\"_ _0\"></span>ants co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dus. Le m<span class=\"_ _0\"></span>ontant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y9fa ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est \u00e9gal<span class=\"_ _0\"></span> \u00e0 la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre l<span class=\"_ _0\"></span>a valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble et l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 y9fb ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">recouvrable. E<span class=\"_ _3\"></span>n cas de<span class=\"_ _3\"></span> titres n<span class=\"_ _3\"></span>\u00e9goci\u00e9s sur<span class=\"_ _3\"></span> un march\u00e9<span class=\"_ _3\"></span>, le mon<span class=\"_ _3\"></span>tant</div>\n<div class=\"t m0 x6 h62 y9fc ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>d \u00e0 le<span class=\"wse9\">ur j<span class=\"_ _0\"></span>uste vale<span class=\"_ _0\"></span>ur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sont bas\u00e9es sur<span class=\"_ _3\"></span> l\u2019estimation de re<span class=\"_ _3\"></span>couvrement la plu<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y9ff ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cent<span class=\"_ _0\"></span>e, faite par A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> ; </span>elles repr\u00e9s<span class=\"_ _0\"></span>entent la p<span class=\"_ _0\"></span>erte qu\u2019A<span class=\"_ _0\"></span>geas pr\u00e9v<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x6 h62 ya00 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de subir<span class=\"_ _3\"></span>. Ageas proc\u00e8<span class=\"_ _3\"></span>de \u00e0 des <span class=\"_ _3\"></span>r\u00e9ductions de<span class=\"_ _3\"></span> valeur dans<span class=\"_ _3\"></span> le cas,<span class=\"_ _3\"></span> par</div>\n<div class=\"t m0 x6 h62 ya01 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> o\u00f9 la proc\u00e9<span class=\"_ _0\"></span>dure de fail<span class=\"_ _0\"></span>lite du d\u00e9<span class=\"_ _0\"></span>biteur est<span class=\"_ _0\"></span> \u00e0 son terme et que</div>\n<div class=\"t m0 x6 h62 ya02 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les s\u00fbret<span class=\"_ _0\"></span>\u00e9s ont \u00e9t\u00e9 \u00e9pu<span class=\"_ _0\"></span>is\u00e9es, o\u00f9 l<span class=\"_ _0\"></span>e d\u00e9bite<span class=\"_ _0\"></span>ur et/ou le gar<span class=\"_ _0\"></span>ant sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya03 ff197 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">inso<span class=\"lsdc wse9\">lvables, o\u00f9 tout<span class=\"_ _0\"></span>es les voies<span class=\"_ _0\"></span> de recouv<span class=\"_ _0\"></span>rement ha<span class=\"_ _0\"></span>bituel<span class=\"_ _0\"></span>les ont \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9puis\u00e9es, ou enco<span class=\"_ _3\"></span>re lorsque le<span class=\"_ _3\"></span> seuil de perte \u00e9cono<span class=\"_ _3\"></span>mique (c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse8\">dire </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le moment <span class=\"_ _3\"></span>\u00e0 partir d<span class=\"_ _3\"></span>uquel les <span class=\"_ _3\"></span>d\u00e9penses d\u00e9pa<span class=\"_ _3\"></span>ssent les m<span class=\"_ _3\"></span>ontants</div>\n<div class=\"t m0 x6 h62 ya06 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ables) e<span class=\"_ _0\"></span>st attei<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 608px; width: 352px; z-index: 3;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7e ya4b ff199 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.1.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque de liquidit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff197 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">risque de l<span class=\"_ _0\"></span>iquidit<span class=\"_ _0\"></span>\u00e9 est le risqu<span class=\"_ _0\"></span>e de ne pas \u00eatre e<span class=\"_ _0\"></span>n mesure de li<span class=\"_ _0\"></span>quider </span></div>\n<div class=\"t m0 x6 h62 ya4d ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des placem<span class=\"_ _0\"></span>ents ou d\u2019a<span class=\"_ _0\"></span>utres act<span class=\"_ _0\"></span>ifs en vue de r<span class=\"_ _0\"></span>\u00e9gler des en<span class=\"_ _0\"></span>gagem<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 ya4e ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers \u00e9chus<span class=\"_ _0\"></span>. Par exemp<span class=\"_ _0\"></span>le, ceci p<span class=\"_ _0\"></span>eut se produ<span class=\"_ _0\"></span>ire lorsq<span class=\"_ _0\"></span>ue des</div>\n<div class=\"t m0 x6 h62 ya4f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>es inatte<span class=\"_ _0\"></span>ndues de r\u00e8g<span class=\"_ _0\"></span>lements<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie, \u00e9mis<span class=\"_ _0\"></span>es par des</div>\n<div class=\"t m0 x6 h62 ya50 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">assur\u00e9s<span class=\"_ _0\"></span> ou par d\u2019<span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>cocont<span class=\"_ _0\"></span>ractant<span class=\"_ _0\"></span>s, ne pe<span class=\"_ _0\"></span>uvent pas<span class=\"_ _0\"></span> \u00eatre sat<span class=\"_ _0\"></span>isfait<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 ya51 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sans enco<span class=\"_ _0\"></span>urir de pert<span class=\"_ _0\"></span>es inacc<span class=\"_ _0\"></span>eptable<span class=\"_ _0\"></span>s ou sans mett<span class=\"_ _0\"></span>re en p\u00e9ril l\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9,</div>\n<div class=\"t m0 x6 h62 ya52 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 cause de co<span class=\"_ _0\"></span>ntraint<span class=\"_ _0\"></span>es relativ<span class=\"_ _0\"></span>es \u00e0 la liqu<span class=\"_ _0\"></span>idation d\u2019<span class=\"_ _0\"></span>actifs.<span class=\"_ _0\"></span> Ces contr<span class=\"_ _0\"></span>aintes</div>\n<div class=\"t m0 x6 h62 ya53 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre struct<span class=\"_ _0\"></span>urell<span class=\"_ _0\"></span>es ou proven<span class=\"_ _0\"></span>ir de boul<span class=\"_ _0\"></span>eversem<span class=\"_ _0\"></span>ents sur les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya54 ff197 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya55 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya56 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les engagem<span class=\"_ _3\"></span>ents financ<span class=\"_ _3\"></span>iers d\u2019Ageas e<span class=\"_ _3\"></span>t de <span class=\"_ _3\"></span>ses entit\u00e9s op<span class=\"_ _3\"></span>\u00e9rationnelle<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 ya57 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> sont souve<span class=\"_ _0\"></span>nt \u00e0 long term<span class=\"_ _0\"></span>e. Quant a<span class=\"_ _0\"></span>ux actifs d\u00e9t<span class=\"_ _0\"></span>enus pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb03 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">honorer, il<span class=\"_ _3\"></span>s sont g\u00e9n\u00e9ra<span class=\"_ _3\"></span>lement \u00e0 <span class=\"_ _3\"></span>long terme <span class=\"_ _3\"></span>et peuvent<span class=\"_ _3\"></span> s\u2019av\u00e9re<span class=\"lsdc wse8\">r </span></div>\n<div class=\"t m0 x1a h62 yb04 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">illiqui<span class=\"_ _0\"></span>des. Les si<span class=\"_ _0\"></span>nistres<span class=\"_ _0\"></span> et autres sort<span class=\"_ _0\"></span>ies de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e peuvent \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 yb05 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">impr\u00e9visibles<span class=\"_ _3\"></span> et sensibl<span class=\"_ _3\"></span>ement diff\u00e9rent<span class=\"_ _3\"></span>s des mon<span class=\"_ _3\"></span>tants attendu<span class=\"_ _3\"></span>s. En</div>\n<div class=\"t m0 x1a h62 yb06 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019absence de<span class=\"_ _3\"></span> ressources<span class=\"_ _3\"></span> liquides<span class=\"_ _3\"></span> permettant d<span class=\"_ _3\"></span>\u2019honorer d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yb07 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagements <span class=\"_ _3\"></span>financiers<span class=\"_ _3\"></span> lorsqu\u2019ils <span class=\"_ _3\"></span>viennent \u00e0<span class=\"_ _3\"></span> \u00e9ch\u00e9ance, <span class=\"_ _3\"></span>il <span class=\"wsfa\">faut emprunt<span class=\"_ _3\"></span>er </span></div>\n<div class=\"t m0 x1a h62 y976 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des fonds liquide<span class=\"_ _3\"></span>s, voire vendre<span class=\"_ _3\"></span> des actifs illiqu<span class=\"_ _3\"></span>ides (moyennant<span class=\"_ _3\"></span>, bien</div>\n<div class=\"t m0 x1a h62 y977 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">souvent, une<span class=\"_ _3\"></span> forte per<span class=\"_ _3\"></span>te de vale<span class=\"_ _3\"></span>ur) pour hon<span class=\"_ _3\"></span>orer ces <span class=\"_ _3\"></span>engagements<span class=\"_ _3\"></span>. Des</div>\n<div class=\"t m0 x1a h62 y978 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pertes peuven<span class=\"_ _3\"></span>t r\u00e9sulter de d\u00e9cotes<span class=\"_ _3\"></span> qu\u2019il faudrait<span class=\"_ _3\"></span> consentir pour liqui<span class=\"_ _3\"></span>der</div>\n<div class=\"t m0 x1a h62 y979 ff197 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">certains actifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y97a ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97b ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En tant<span class=\"ls0 ws0\"> </span><span class=\"wseb\">qu<span class=\"_ _3\"></span>e groupe d\u2019a<span class=\"_ _3\"></span>ssurance, Agea<span class=\"_ _3\"></span>s est g\u00e9n\u00e9r<span class=\"_ _3\"></span>alement g\u00e9n\u00e9ra<span class=\"_ _3\"></span>teur de </span></div>\n<div class=\"t m0 x1a h62 y97c ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie, et<span class=\"_ _3\"></span> ce risque est donc<span class=\"_ _3\"></span> relativement r\u00e9du<span class=\"_ _3\"></span>it. Ageas conserve<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une posit<span class=\"_ _0\"></span>ion de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie de ma<span class=\"_ _0\"></span>ni\u00e8re \u00e0 <span class=\"_ _0\"></span>pouvoir f<span class=\"_ _0\"></span>aire f<span class=\"_ _0\"></span>ace, le c<span class=\"_ _0\"></span>as</div>\n<div class=\"t m0 x1a h62 y97e ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9ant<span class=\"_ _0\"></span>, \u00e0 des situat<span class=\"_ _0\"></span>ions de liq<span class=\"_ _0\"></span>uidit\u00e9 di<span class=\"_ _0\"></span>fficil<span class=\"_ _0\"></span>es. Une att<span class=\"_ _0\"></span>ention part<span class=\"_ _0\"></span>iculi\u00e8<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y97f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est port\u00e9<span class=\"_ _0\"></span>e aux messa<span class=\"_ _0\"></span>ges des ba<span class=\"_ _0\"></span>nques cent<span class=\"_ _0\"></span>rales qu<span class=\"_ _0\"></span>ant aux \u00e9v<span class=\"_ _0\"></span>olutions<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>elles de le<span class=\"_ _0\"></span>ur politiq<span class=\"_ _0\"></span>ue mon\u00e9t<span class=\"_ _0\"></span>aire. Les ve<span class=\"_ _0\"></span>rsement<span class=\"_ _0\"></span>s de divide<span class=\"_ _0\"></span>ndes</div>\n<div class=\"t m0 x1a h62 y981 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux actionnaire<span class=\"_ _3\"></span>s et les frais de<span class=\"_ _3\"></span> si\u00e8ge sont financ<span class=\"_ _3\"></span>\u00e9s par les remon<span class=\"_ _3\"></span>t\u00e9es de</div>\n<div class=\"t m0 x1a h62 y982 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividendes d<span class=\"_ _3\"></span>es compagni<span class=\"wsfa\">es<span class=\"_ _3\"></span> d\u2019assurance op\u00e9ra<span class=\"_ _3\"></span>tionnelles d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les caus<span class=\"_ _0\"></span>es de ri<span class=\"_ _0\"></span>sque de l<span class=\"_ _0\"></span>iquidit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y985 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> se vent<span class=\"_ _0\"></span>iler en \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s suscept<span class=\"_ _0\"></span>ibles <span class=\"_ _0\"></span>de cr\u00e9e<span class=\"_ _0\"></span>r une au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y986 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soudain<span class=\"_ _0\"></span>e du bes<span class=\"_ _0\"></span>oin de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie et en \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s susce<span class=\"_ _0\"></span>ptibles<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 y987 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9duire, cont<span class=\"lsdc wseb\">re toute attent<span class=\"_ _0\"></span>e, la di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>ilit\u00e9 des<span class=\"_ _0\"></span> resso<span class=\"_ _0\"></span>urces <span class=\"_ _0\"></span>esp\u00e9r\u00e9<span class=\"_ _0\"></span>es en </span></div>\n<div class=\"t m0 x1a h62 y988 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de bes<span class=\"_ _0\"></span>oins de tr\u00e9s<span class=\"_ _0\"></span>orerie. <span class=\"lsde wsfa\">Les types de risque de liquidit\u00e9<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y989 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont les s<span class=\"_ _0\"></span>uivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y98a ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff199 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 \u00e0 la sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n <span class=\"ff197 lsde wseb\">est le ri<span class=\"_ _3\"></span>sque qu\u2019Ageas<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 y98b ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une entit\u00e9<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span>le locale s<span class=\"_ _3\"></span>oit<span class=\"ls0 ws0\"> </span>tenu(e)<span class=\"_ _3\"></span> de payer<span class=\"_ _3\"></span> un montant</div>\n<div class=\"t m0 x133 h62 y98c ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">important <span class=\"_ _3\"></span>pour couvrir<span class=\"_ _3\"></span> des change<span class=\"_ _3\"></span>ments inatten<span class=\"_ _3\"></span>dus du</div>\n<div class=\"t m0 x133 h62 ya64 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportemen<span class=\"_ _3\"></span>t du consomma<span class=\"_ _3\"></span>teur (risque<span class=\"_ _3\"></span> de renonc<span class=\"_ _3\"></span>iation), une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 ya65 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">hausse souda<span class=\"_ _3\"></span>ine de la<span class=\"_ _3\"></span> fr\u00e9quence<span class=\"_ _3\"></span> des sinis<span class=\"_ _3\"></span>tres ou de<span class=\"_ _3\"></span>s sinistres</div>\n<div class=\"t m0 x133 h62 ya66 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nts et <span class=\"wse8\">soud<span class=\"_ _0\"></span>ains<span class=\"lsde wseb\">, d\u00e9coulant d\u2019\u00e9v\u00e9n<span class=\"_ _3\"></span>ements majeu<span class=\"wsfa\">rs ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 ya67 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">catastrophique<span class=\"_ _3\"></span>s (comme des temp\u00eates,<span class=\"_ _3\"></span> des nuages de cendre<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x133 h62 ya68 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une \u00e9pid<span class=\"_ _0\"></span>\u00e9mie de grip<span class=\"_ _0\"></span>pe, etc.).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya69 ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff197 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 du <span class=\"wse8\">marc<span class=\"_ _0\"></span>h\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est le ris<span class=\"_ _0\"></span>que qu<span class=\"_ _0\"></span>e le proc<span class=\"_ _0\"></span>essus d<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya6a ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente lui<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">m\u00eame entr<span class=\"_ _3\"></span>a\u00eene des pertes du<span class=\"_ _3\"></span>es aux conditions d<span class=\"_ _3\"></span>e march\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 ya6b ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00e0 des conc<span class=\"_ _0\"></span>entrat<span class=\"_ _0\"></span>ions \u00e9le<span class=\"lsf7 wseb\">v\u00e9es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff199 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 de fina<span class=\"_ _0\"></span>ncement <span class=\"ff197\">es<span class=\"_ _0\"></span>t le risqu<span class=\"_ _0\"></span>e qu\u2019Agea<span class=\"_ _0\"></span>s ou une </span></span></span></div>\n<div class=\"t m0 x133 h62 ya6d ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9 op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nelle loc<span class=\"_ _0\"></span>ale ne soit p<span class=\"_ _0\"></span>as en mesure d<span class=\"_ _0\"></span>\u2019obte<span class=\"_ _0\"></span>nir</div>\n<div class=\"t m0 x133 h62 ya6e ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suffisamment<span class=\"_ _3\"></span> de fonds externes<span class=\"_ _3\"></span>, si leurs actif<span class=\"_ _3\"></span>s sont <span class=\"wsea\">illiquides<span class=\"_ _3\"></span><span class=\"wseb\">, au </span></span></div>\n<div class=\"t m0 x133 h62 ya6f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment o<span class=\"_ _0\"></span>\u00f9 ils en auraie<span class=\"_ _0\"></span>nt besoin (p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple pour fai<span class=\"_ _0\"></span>re face \u00e0 un</div>\n<div class=\"t m0 x133 h62 ycf0 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ant inatte<span class=\"_ _0\"></span>ndu). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycf1 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf2 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour pouv<span class=\"_ _0\"></span>oir r\u00e9pon<span class=\"_ _0\"></span>dre \u00e0 l\u2019ens<span class=\"_ _0\"></span>emble des<span class=\"_ _0\"></span> besoins de li<span class=\"_ _0\"></span>quidit<span class=\"_ _0\"></span>\u00e9, chaque</div>\n<div class=\"t m0 x1a h62 ycf3 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9 do<span class=\"_ _0\"></span>it identif<span class=\"_ _0\"></span>ier et ass<span class=\"_ _0\"></span>urer le suivi du r<span class=\"_ _0\"></span>isque de liq<span class=\"_ _0\"></span>uidit<span class=\"_ _0\"></span>\u00e9 de mani\u00e8r<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ycf4 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conna\u00eet<span class=\"_ _0\"></span>re et co<span class=\"_ _0\"></span>mprendr<span class=\"_ _0\"></span>e au mie<span class=\"_ _0\"></span>ux les cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces sus<span class=\"_ _0\"></span>ceptibl<span class=\"_ _0\"></span>e<span class=\"lsde\">s de </span></div>\n<div class=\"t m0 x1a h62 ycf5 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donner nai<span class=\"_ _0\"></span>ssance \u00e0 des<span class=\"_ _0\"></span> probl\u00e8m<span class=\"_ _0\"></span>es de liqu<span class=\"_ _0\"></span>idit\u00e9 (pa<span class=\"_ _0\"></span>r exemple,<span class=\"_ _0\"></span> une</div>\n<div class=\"t m0 x1a h62 ycf6 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9t\u00e9rio<span class=\"_ _0\"></span>ration i<span class=\"_ _0\"></span>nattend<span class=\"_ _0\"></span>ue du pr<span class=\"_ _0\"></span>ofil d\u2019<span class=\"_ _0\"></span>extinct<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>passifs,<span class=\"_ _0\"></span> renonc<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycf7 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en masse, ra<span class=\"_ _0\"></span>lentis<span class=\"_ _0\"></span>sement da<span class=\"_ _0\"></span>ns les nouv<span class=\"_ _0\"></span>elles aff<span class=\"_ _0\"></span>aires, cha<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x1a h62 ye88 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">notatio<span class=\"_ _0\"></span>n, etc.), ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 ass<span class=\"_ _0\"></span>urer que<span class=\"_ _0\"></span> sa propre ca<span class=\"_ _0\"></span>pacit\u00e9 de r<span class=\"_ _0\"></span>\u00e9actio<span class=\"_ _0\"></span>n soit</div>\n<div class=\"t m0 x1a h62 ye89 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">claire (<span class=\"_ _0\"></span>par exem<span class=\"_ _0\"></span>ple, li<span class=\"_ _0\"></span>quidit\u00e9 <span class=\"_ _0\"></span>des actif<span class=\"_ _0\"></span>s en ca<span class=\"_ _0\"></span>s de cris<span class=\"_ _0\"></span>e). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 797px; width: 354px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 284px; height: 214px; width: 347px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 283px; height: 823px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 283px; height: 823px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une vue <span class=\"_ _3\"></span>d\u2019ensemble de<span class=\"_ _3\"></span>s sorties <span class=\"_ _3\"></span>de tr\u00e9sorerie<span class=\"_ _3\"></span> attendues d<span class=\"_ _3\"></span>\u00e9coulant de<span class=\"_ _3\"></span>s passifs d<span class=\"_ _3\"></span>\u2019assurance (au<span class=\"_ _3\"></span>tres qu\u2019en u<span class=\"_ _3\"></span>nit\u00e9s de<span class=\"_ _3\"></span> compte) est<span class=\"_ _3\"></span> <span class=\"lsf7\">disp</span><span class=\"wsfa\">oni<span class=\"_ _3\"></span>ble ci<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">de<span class=\"_ _3\"></span>ssous.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e refl\u00e8te<span class=\"_ _0\"></span>nt une meill<span class=\"_ _0\"></span>eure est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n actuarie<span class=\"_ _0\"></span>lle sur la b<span class=\"_ _0\"></span>ase des limit<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II. Il convi<span class=\"_ _0\"></span>ent de noter q<span class=\"_ _0\"></span>ue les sorti<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y8b3 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie de pass<span class=\"_ _0\"></span>ifs agr\u00e9<span class=\"_ _0\"></span>g\u00e9s du Grou<span class=\"_ _0\"></span>pe ne sont pas ut<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> \u00e0 des fins de<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">gestion, car les liquidi<span class=\"_ _3\"></span>t\u00e9s sont g\u00e9r\u00e9es a<span class=\"_ _3\"></span>u sein des compagnies<span class=\"_ _3\"></span> d\u2019assurance </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">individuelle<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Sorties nettes de tr\u00e9sorerie <span class=\"_ _0\"></span>sur passifs d'assurance au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 485px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 1004px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 1004px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 625px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 638px; bottom: 1004px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 706px; bottom: 1004px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 762px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1004px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 587px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 726px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y14c8 ff19c fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Passifs de<span class=\"_ _3\"></span>s <span class=\"lse0 wsee\">assur\u00e9s, hors activit\u00e9s en<span class=\"_ _0\"></span> unit\u00e9s de compte, ne<span class=\"_ _0\"></span>ts de r\u00e9assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 973px; z-index: 15;\">8.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 973px; z-index: 15;\">7.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 973px; z-index: 15;\">5.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 704px; bottom: 973px; z-index: 15;\">5.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 973px; z-index: 15;\">5.911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14c9 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14ca ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff19c fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y152b ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Sorties nettes de tr\u00e9sorerie <span class=\"_ _0\"></span>sur passifs d'assurance au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 485px; bottom: 926px; z-index: 15;\">Ann\u00e9e 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 926px; z-index: 15;\">Ann\u00e9e 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 911px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 625px; bottom: 926px; z-index: 15;\">Ann\u00e9e 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 638px; bottom: 911px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 693px; bottom: 926px; z-index: 15;\">Ann\u00e9e 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 706px; bottom: 911px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 762px; bottom: 926px; z-index: 15;\">Ann\u00e9e 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 587px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 726px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px; z-index: 15;\">Passifs des assur\u00e9s, hors<span class=\"_ _0\"></span> activit\u00e9s en unit\u00e9s de c<span class=\"_ _0\"></span>ompte, nets de r\u00e9a<span class=\"_ _0\"></span>ssurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 881px; z-index: 15;\">8.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 881px; z-index: 15;\">6.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 881px; z-index: 15;\">6.275<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 704px; bottom: 881px; z-index: 15;\">4.759<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 881px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 870px; height: 236px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y14d1 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14d2 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y14d3 ff19e fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1.4<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque li\u00e9<span class=\"_ _3\"></span> aux actifs <span class=\"_ _3\"></span>incorporels</span> </span></div>\n<div class=\"t m0 x6 h62 y14d4 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Risque de pe<span class=\"_ _0\"></span>rte et/<span class=\"_ _0\"></span>ou d\u2019\u00e9vol<span class=\"_ _0\"></span>ution d\u00e9f<span class=\"_ _0\"></span>avorab<span class=\"_ _0\"></span>le de la valeu<span class=\"_ _0\"></span>r des actifs</div>\n<div class=\"t m0 x6 h62 y14d5 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>rels, ent<span class=\"_ _0\"></span>ra\u00eenant u<span class=\"_ _0\"></span>ne atteint<span class=\"_ _0\"></span>e des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus sur</div>\n<div class=\"t m0 x6 h62 y14d6 ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ces actifs incorp<span class=\"_ _3\"></span>orels. Les ac<span class=\"_ _3\"></span>tifs incorporels peu<span class=\"_ _3\"></span>vent \u00eatre entre<span class=\"_ _3\"></span> autres la</div>\n<div class=\"t m0 x6 h62 y14d7 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>uelle de<span class=\"_ _0\"></span>s b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es futurs<span class=\"_ _0\"></span>, des conc<span class=\"_ _0\"></span>essions d<span class=\"_ _0\"></span>e parking et<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y14d8 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 intel<span class=\"_ _0\"></span>lectuel<span class=\"_ _0\"></span>le.</div>\n<div class=\"t m0 x2e1 h7e y14d9 ff19f fs44 fc19 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff19e fs43 fc15 lsdd ws11a\">Les actifs c<span class=\"lsdc wse9\">lass\u00e9s en tant q<span class=\"_ _0\"></span>u'immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ions </span></span></div>\n<div class=\"t m0 x6 h7e y14da ff19e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">incorporelles<span class=\"_ _3\"></span> selon les normes<span class=\"_ _3\"></span> IFRS mais \u00e9conomiquem<span class=\"_ _3\"></span>ent soumis \u00e0</div>\n<div class=\"t m0 x6 h7e y14db ff19e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des risque<span class=\"_ _0\"></span>s sp\u00e9cif<span class=\"_ _0\"></span>iques (p<span class=\"_ _0\"></span>ar exemple<span class=\"_ _0\"></span>, l'immo<span class=\"_ _0\"></span>bilier) so<span class=\"_ _0\"></span>nt inclus da<span class=\"_ _0\"></span>ns la</div>\n<div class=\"t m0 x6 h62 y14dc ff19e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vue du ca<span class=\"_ _0\"></span>pital i<span class=\"_ _0\"></span>nterne so<span class=\"_ _0\"></span>us le pil<span class=\"_ _0\"></span>ier 2<span class=\"ff19c ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14dd ff19c fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">Ri<span class=\"_ _3\"></span>sques de passifs d<span class=\"_ _3\"></span>\u2019assurance</span> </span></div>\n<div class=\"t m0 x6 h62 y14de ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risqu<span class=\"lsde wseb\">e de passifs d\u2019assuran<span class=\"_ _3\"></span>ce englobe<span class=\"_ _3\"></span> l\u2019ensemble<span class=\"_ _3\"></span> des risque<span class=\"_ _3\"></span>s de </span></div>\n<div class=\"t m0 x6 h62 y14df ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9coula<span class=\"_ _0\"></span>nt de d\u00e9vi<span class=\"_ _0\"></span>ations de l<span class=\"_ _0\"></span>a sinistr<span class=\"_ _0\"></span>alit\u00e9 dues</div>\n<div class=\"t m0 x6 h62 y14e0 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des incert<span class=\"_ _0\"></span>itudes et au t<span class=\"_ _0\"></span>iming des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, ainsi qu<span class=\"_ _0\"></span>e de d\u00e9viati<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y14e1 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans les <span class=\"_ _3\"></span>co\u00fbts et <span class=\"_ _3\"></span>renonciations,<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux hypo<span class=\"lsdc\">th\u00e8ses sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x6 h62 y14e2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>es au moment<span class=\"_ _0\"></span> de la souscr<span class=\"_ _0\"></span>iption des p<span class=\"_ _0\"></span>olices.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14e3 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14e4 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les risque<span class=\"_ _0\"></span>s vie incl<span class=\"_ _0\"></span>uent le risqu<span class=\"_ _0\"></span>e de morta<span class=\"_ _0\"></span>lit\u00e9, le risq<span class=\"_ _0\"></span>ue de long<span class=\"_ _0\"></span>\u00e9vit\u00e9, le</div>\n<div class=\"t m0 x6 h62 y14e5 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque d<span class=\"_ _0\"></span>\u2019invali<span class=\"_ _0\"></span>dit\u00e9, l<span class=\"_ _0\"></span>e risque <span class=\"_ _0\"></span>de mor<span class=\"_ _0\"></span>bidit\u00e9 (l<span class=\"_ _0\"></span>e risque <span class=\"_ _0\"></span>de mal<span class=\"_ _0\"></span>adie gr<span class=\"_ _0\"></span>ave) et</div>\n<div class=\"t m0 x6 h62 y14e6 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de r<span class=\"_ _0\"></span>enonciat<span class=\"_ _0\"></span>ion et de r\u00e9t<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span><span class=\"wseb\">n, le ris<span class=\"_ _0\"></span>que de d<span class=\"_ _0\"></span>\u00e9penses,<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y14e7 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque d<span class=\"_ _0\"></span>e catast<span class=\"_ _0\"></span>rophe et<span class=\"_ _0\"></span> le ris<span class=\"_ _0\"></span>que de r\u00e9v<span class=\"_ _0\"></span>ision.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14e8 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14e9 ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"ls0 ws0\">s <span class=\"lsde wsea\">risque</span>s<span class=\"_ _3\"></span> <span class=\"lsde wsea\">non</span>-<span class=\"_ _3\"></span><span class=\"lsfe ws12d\">vie incl<span class=\"_ _3\"></span>u<span class=\"lsde wsea\">en</span></span></span><span class=\"wse9\">t le risque<span class=\"_ _0\"></span> de r\u00e9serve,<span class=\"_ _0\"></span> le risque de pr<span class=\"_ _0\"></span>ime et </span></div>\n<div class=\"t m0 x6 h62 y14ea ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>atastr<span class=\"_ _0\"></span>ophe. Le ris<span class=\"_ _0\"></span>que de r\u00e9se<span class=\"_ _0\"></span>rve conc<span class=\"_ _0\"></span>erne les dos<span class=\"_ _0\"></span>siers de</div>\n<div class=\"t m0 x6 h62 y14eb ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es en cours et<span class=\"_ _0\"></span> le <span class=\"lsde wsfa\">risque de prime co<span class=\"_ _3\"></span>ncerne des sinist<span class=\"_ _3\"></span>res futurs </span></div>\n<div class=\"t m0 x6 h62 y14ec ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont les sin<span class=\"_ _0\"></span>istres li<span class=\"_ _0\"></span>\u00e9s au risqu<span class=\"_ _0\"></span>e de catast<span class=\"_ _0\"></span>rophe s<span class=\"_ _0\"></span>ont exclus.<span class=\"_ _0\"></span> Le risque d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y14ed ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>rophe d\u00e9c<span class=\"_ _0\"></span>oule de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es prov<span class=\"_ _0\"></span>oqu\u00e9s <span class=\"_ _0\"></span>par des c<span class=\"_ _0\"></span>atastr<span class=\"_ _0\"></span>ophes</div>\n<div class=\"t m0 x6 h62 y14ee ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">naturel<span class=\"_ _0\"></span>les ou caus<span class=\"_ _0\"></span>\u00e9s par l\u2019hom<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14ef ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14f0 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Chaque enti<span class=\"_ _3\"></span>t\u00e9 g\u00e8re les<span class=\"_ _3\"></span> risques d\u2019<span class=\"_ _3\"></span>ass<span class=\"lsdc\">urance e<span class=\"_ _0\"></span>n recour<span class=\"_ _0\"></span>ant \u00e0 un<span class=\"_ _0\"></span>e s\u00e9rie </span></div>\n<div class=\"t m0 x6 h62 y14f1 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019outils<span class=\"_ _0\"></span> combina<span class=\"_ _0\"></span>bles, com<span class=\"_ _0\"></span>me la politi<span class=\"_ _0\"></span>que de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n, la politi<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x6 h62 y14f2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appr<span class=\"_ _0\"></span>obation d<span class=\"_ _0\"></span>es produits<span class=\"_ _0\"></span>, la polit<span class=\"_ _0\"></span>ique de prov<span class=\"_ _0\"></span>isions<span class=\"_ _0\"></span>, la politi<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x6 h62 y14f3 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n des sinistr<span class=\"_ _0\"></span>es et la polit<span class=\"_ _0\"></span>ique de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e. Une atte<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 y14f4 ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>uli\u00e8re <span class=\"wseb\">est <span class=\"_ _0\"></span>accord\u00e9<span class=\"_ _0\"></span>e \u00e0 la con<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce ent<span class=\"_ _0\"></span>re le seg<span class=\"_ _0\"></span>ment de c<span class=\"_ _0\"></span>lient\u00e8<span class=\"_ _0\"></span>le </span></div>\n<div class=\"t m0 x6 h62 y14f5 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui ach\u00e8t<span class=\"_ _0\"></span>e un produit<span class=\"_ _0\"></span> et les hypot<span class=\"_ _0\"></span>h\u00e8ses so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-</span><span class=\"wseb\">jacentes<span class=\"_ _0\"></span> de cli<span class=\"_ _0\"></span>ent\u00e8le </span></div>\n<div class=\"t m0 x6 h62 y14f6 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">formul\u00e9<span class=\"_ _0\"></span>es au moment<span class=\"_ _0\"></span> de la conce<span class=\"_ _0\"></span>ption et de la ta<span class=\"_ _0\"></span>rificat<span class=\"_ _0\"></span>ion de ce pro<span class=\"_ _0\"></span>duit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14f7 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14f8 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les polit<span class=\"_ _0\"></span>iques <span class=\"_ _0\"></span>de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n sont ad<span class=\"_ _0\"></span>opt\u00e9es <span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9che<span class=\"_ _0\"></span>l<span class=\"wse9\">on local,<span class=\"_ _0\"></span> dans le </span></div>\n<div class=\"t m0 x6 h62 y14f9 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la gestion g<span class=\"_ _3\"></span>\u00e9n\u00e9rale du<span class=\"_ _3\"></span> risque d\u2019e<span class=\"_ _3\"></span>ntreprise. E<span class=\"_ _3\"></span>lles int\u00e8gr<span class=\"_ _3\"></span>ent des</div>\n<div class=\"t m0 x6 h62 y14fa ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proc\u00e9dures de co<span class=\"_ _3\"></span>ntr\u00f4le par des ac<span class=\"_ _3\"></span>tuaires, qui analy<span class=\"_ _3\"></span>sent les pertes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y14fb ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectives. Un<span class=\"_ _3\"></span>e s\u00e9rie d\u2019indicateur<span class=\"_ _3\"></span>s et d\u2019outil<span class=\"_ _3\"></span>s d\u2019analyse statis<span class=\"_ _3\"></span>tique sont</div>\n<div class=\"t m0 x1a h62 y14fc ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">utilis\u00e9s pour<span class=\"_ _3\"></span> affiner l<span class=\"lsdc wse9\">es normes de sou<span class=\"_ _0\"></span>scripti<span class=\"_ _0\"></span>on afin d\u2019a<span class=\"_ _0\"></span>m\u00e9liore<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y14fd ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019histo<span class=\"_ _0\"></span>rique des p<span class=\"_ _0\"></span>ertes et de v<span class=\"_ _0\"></span>eiller \u00e0 un aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt ad\u00e9quat<span class=\"_ _0\"></span> des prix.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y14fe ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a hb3 y14ff ff19c fs73 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"fs43 lsdc wseb\">geas et ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">fixent le<span class=\"_ _0\"></span>urs prime<span class=\"_ _0\"></span>s \u00e0 un niveau tel<span class=\"_ _0\"></span> que les primes<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1500 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7ues,<span class=\"_ _0\"></span> major\u00e9<span class=\"_ _0\"></span>es du revenu d<span class=\"_ _0\"></span>\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt qu\u2019el<span class=\"_ _0\"></span>les g\u00e9n\u00e8<span class=\"_ _0\"></span>rent,</div>\n<div class=\"t m0 x1a h62 y1501 ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9p<span class=\"lsdc wse9\">assent le tot<span class=\"_ _0\"></span>al du monta<span class=\"_ _0\"></span>nt des sinis<span class=\"_ _0\"></span>tres, de le<span class=\"_ _0\"></span>ur co\u00fbt de gest<span class=\"_ _0\"></span>ion et </span></div>\n<div class=\"t m0 x1a h62 y1502 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du co\u00fbt de gest<span class=\"_ _0\"></span>ion de l\u2019ent<span class=\"_ _0\"></span>it\u00e9. La pe<span class=\"_ _0\"></span>rtinenc<span class=\"_ _0\"></span>e de la tarifi<span class=\"_ _0\"></span>cation es<span class=\"_ _0\"></span>t test\u00e9e</div>\n<div class=\"t m0 x1a h62 y1503 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant des techn<span class=\"_ _0\"></span>iques et d<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>eurs de perf<span class=\"_ _0\"></span>orman<span class=\"_ _0\"></span>ce cl\u00e9s</div>\n<div class=\"t m0 x1a h62 y1504 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques pour u<span class=\"_ _0\"></span>n portefe<span class=\"_ _0\"></span>uille do<span class=\"_ _0\"></span>nn\u00e9, tant<span class=\"ls0 ws0\"> </span>a pri<span class=\"_ _0\"></span>ori (par ex<span class=\"_ _0\"></span>emple des</div>\n<div class=\"t m0 x1a h62 y1505 ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tests de rentabi<span class=\"_ _3\"></span>lit\u00e9) qu\u2019a po<span class=\"_ _3\"></span>steriori (par ex<span class=\"_ _3\"></span>emple l\u2019Embedded<span class=\"_ _3\"></span> value ou</div>\n<div class=\"t m0 x1a h62 y1506 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ratios c<span class=\"_ _0\"></span>ombin\u00e9<span class=\"_ _0\"></span>s).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1507 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1508 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les facteur<span class=\"_ _3\"></span>s pris en<span class=\"_ _3\"></span> consid\u00e9rati<span class=\"_ _3\"></span>on pour la <span class=\"_ _3\"></span>tarification<span class=\"_ _3\"></span> de l\u2019assuran<span class=\"_ _3\"></span>ce</div>\n<div class=\"t m0 x1a h62 y1509 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">varient<span class=\"_ _0\"></span> en fonctio<span class=\"_ _0\"></span>n des produ<span class=\"_ _0\"></span>its, de la co<span class=\"_ _0\"></span>uverture et<span class=\"_ _0\"></span> des prest<span class=\"_ _0\"></span>a<span class=\"lsf8 ws111\">tions<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y150a ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">offertes<span class=\"_ _0\"></span>. <span class=\"lsde wsfa\">Cependant, ils<span class=\"_ _3\"></span> incluent g\u00e9n\u00e9ralem<span class=\"_ _3\"></span>ent<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y150b ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsf7 wseb\">l<span class=\"_ _3\"></span>es <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sinistr<span class=\"_ _0\"></span>es attend<span class=\"_ _0\"></span>us par titu<span class=\"_ _0\"></span>laire de pol<span class=\"_ _0\"></span>ice et les pr<span class=\"_ _0\"></span>estati<span class=\"_ _0\"></span>ons </span></span></span></div>\n<div class=\"t m0 x133 h62 y150c ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span>es \u00e0 payer<span class=\"_ _3\"></span>, ainsi q<span class=\"_ _3\"></span>ue leur <span class=\"_ _3\"></span>timing<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y150d ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wse9\">le niveau et la nature d<span class=\"_ _0\"></span>e la variabi<span class=\"_ _0\"></span>lit\u00e9 assoc<span class=\"_ _0\"></span>i\u00e9e aux pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns </span></span></div>\n<div class=\"t m0 x133 h62 y150e ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues, ce qui<span class=\"_ _3\"></span> in<span class=\"lsdc wse9\">clut l\u2019anal<span class=\"_ _0\"></span>yse des st<span class=\"_ _0\"></span>atistiq<span class=\"_ _0\"></span>ues de sinis<span class=\"_ _0\"></span>tralit\u00e9,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x133 h62 y150f ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la p<span class=\"_ _0\"></span>rise en com<span class=\"_ _0\"></span>pte de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n de la jurisp<span class=\"_ _0\"></span>rudence,<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x133 h62 y1510 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique<span class=\"_ _3\"></span> et des <span class=\"_ _3\"></span>tendances d\u00e9mog<span class=\"_ _3\"></span>raphiques<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1511 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wse9\">d\u2019autres co\u00fbts d<span class=\"_ _0\"></span>e product<span class=\"_ _0\"></span>ion du prod<span class=\"_ _0\"></span>uit consi<span class=\"_ _0\"></span>d\u00e9r\u00e9, tels q<span class=\"_ _0\"></span>ue les </span></span></div>\n<div class=\"t m0 x133 h62 y1512 ff19c fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">co\u00fbts de distr<span class=\"lsdc wse9\">ibution,<span class=\"_ _0\"></span> de market<span class=\"_ _0\"></span>ing, de gest<span class=\"_ _0\"></span>ion des pol<span class=\"_ _0\"></span>ices et des </span></div>\n<div class=\"t m0 x133 h62 y1513 ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sinistres<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1514 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsde wsfa\">l<span class=\"_ _3\"></span>es conditions f<span class=\"_ _3\"></span>inanci\u00e8res, en ce<span class=\"_ _3\"></span> qu\u2019elles re<span class=\"_ _3\"></span>fl\u00e8tent la valeur<span class=\"_ _3\"></span> temps </span></span></div>\n<div class=\"t m0 x133 h62 y1515 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019arge<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1516 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wseb\">les exigences <span class=\"_ _0\"></span>de solva<span class=\"_ _0\"></span>bilit\u00e9<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y1517 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wse9\">les niveaux de rent<span class=\"_ _0\"></span>abilit\u00e9 v<span class=\"_ _0\"></span>is\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y1518 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsde wsfa\">l<span class=\"_ _3\"></span>es conditions du<span class=\"_ _3\"></span> march\u00e9 de l\u2019as<span class=\"_ _3\"></span>surance, n<span class=\"lsdc wse9\">otamment<span class=\"_ _0\"></span> la tarificat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6a h62 y1519 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliqu\u00e9e pa<span class=\"_ _3\"></span>r les co<span class=\"_ _3\"></span>ncurrents pou<span class=\"_ _3\"></span>r des produ<span class=\"_ _3\"></span>its similaires<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y151a ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y151b ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour son <span class=\"_ _3\"></span>exposition <span class=\"_ _3\"></span>aux risque<span class=\"_ _3\"></span>s pr\u00e9cit\u00e9s, Ag<span class=\"_ _3\"></span>eas b\u00e9n\u00e9<span class=\"_ _3\"></span>ficie de la</div>\n<div class=\"t m0 x1a h62 y151c ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diversifica<span class=\"_ _3\"></span>tion en zone<span class=\"_ _3\"></span>s g\u00e9ographiques<span class=\"_ _3\"></span>, lignes d<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>ts et m\u00eame</div>\n<div class=\"t m0 x1a h62 y151d ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> <span class=\"wse9\">de risque d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, et n\u2019e<span class=\"_ _0\"></span>st donc pas ex<span class=\"_ _0\"></span>pos\u00e9 \u00e0 des </span></div>\n<div class=\"t m0 x1a h62 y151e ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>rations<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>es de ris<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e. En<span class=\"_ _0\"></span> outre, l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y151f ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e du Groupe A<span class=\"_ _0\"></span>geas ont mis e<span class=\"_ _0\"></span>n place des</div>\n<div class=\"t m0 x1a h62 y1520 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mesures<span class=\"_ _0\"></span> d\u2019att\u00e9nu<span class=\"_ _0\"></span>ation sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es qui minim<span class=\"_ _0\"></span>isent ces ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons aux</div>\n<div class=\"t m0 x1a h62 y1521 ff19c fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">risq<span class=\"lsdc wse9\">ues. Il peut s\u2019agir de p<span class=\"_ _0\"></span>\u00e9nalit\u00e9s<span class=\"_ _0\"></span> en cas de ren<span class=\"_ _0\"></span>onciati<span class=\"_ _0\"></span>on et/ou </span></div>\n<div class=\"t m0 x1a h62 y1522 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> en vale<span class=\"_ _0\"></span>ur de marc<span class=\"_ _0\"></span>h\u00e9 pour <span class=\"_ _0\"></span>limite<span class=\"_ _0\"></span>r les pert<span class=\"_ _0\"></span>es de la</div>\n<div class=\"t m0 x1a h62 y1523 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compagn<span class=\"_ _0\"></span>ie d\u2019ass<span class=\"_ _0\"></span>urance et d<span class=\"_ _0\"></span>es trait<span class=\"_ _0\"></span>\u00e9s de r\u00e9assur<span class=\"_ _0\"></span>ance r\u00e9du<span class=\"_ _0\"></span>isant</div>\n<div class=\"t m0 x1a h62 y1524 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019expos<span class=\"_ _0\"></span>ition \u00e0 des pert<span class=\"_ _0\"></span>es impo<span class=\"_ _0\"></span>rtantes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 192px; height: 914px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 192px; height: 914px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour le s<span class=\"_ _3\"></span>uivi des r<span class=\"_ _3\"></span>isques<span class=\"wsfa\">, Ageas<span class=\"_ _3\"></span> prend en consid\u00e9rat<span class=\"_ _3\"></span>ion l\u2019exigence de<span class=\"_ _3\"></span> fonds propres (SC<span class=\"_ _3\"></span>R) Solvabilit\u00e9 I<span class=\"_ _3\"></span>I par sous<span class=\"ls0 ws0\">-</span>ri<span class=\"_ _3\"></span>sque. Le tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span>dessous p<span class=\"_ _3\"></span>r\u00e9sente</div>\n<div class=\"t m0 x6 h62 y8b2 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le SCR p<span class=\"_ _0\"></span>our chaq<span class=\"_ _0\"></span>ue type d<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de sous<span class=\"_ _0\"></span>cripti<span class=\"_ _0\"></span>on, ind<span class=\"_ _0\"></span>iquant le<span class=\"_ _0\"></span>s niveau<span class=\"_ _0\"></span>x de ris<span class=\"_ _0\"></span>que relat<span class=\"_ _0\"></span>ifs et l<span class=\"_ _0\"></span>a conso<span class=\"_ _0\"></span>mmation <span class=\"_ _0\"></span>de capit<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y152c ff1a2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Composition du SCR li<span class=\"_ _0\"></span>\u00e9 au risque d'assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y152c ff1a2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 536px; bottom: 1050px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y152c ff1a2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 723px; bottom: 1050px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Risque de souscription en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 587px; bottom: 1035px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 1035px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y152c ff1a2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Risque de souscription en as<span class=\"_ _0\"></span>surance sant\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y152c ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1020px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y152c ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 1020px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Risque de souscription en non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 xfd h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1005px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 1005px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y152d ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y152e ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y152f ff1a4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.2.1.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"_ _a4\"> </span> <span class=\"lsdc wseb\">Risque <span class=\"_ _0\"></span>de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y1530 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en vi<span class=\"_ _0\"></span>e d\u00e9coule de<span class=\"_ _0\"></span>s engage<span class=\"_ _0\"></span>ments en</div>\n<div class=\"t m0 x6 h62 y1531 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">assurance vie, en<span class=\"_ _3\"></span> fonction des<span class=\"_ _3\"></span> dangers couverts et de<span class=\"_ _3\"></span>s processus</div>\n<div class=\"t m0 x6 h62 y1532 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnels<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff1a4 lsdc wse9\">utilis\u00e9s da<span class=\"_ _0\"></span>ns les code<span class=\"_ _0\"></span>s de conduit<span class=\"_ _0\"></span>e<span class=\"ff1a2 ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x6 h62 y1533 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1534 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en vi<span class=\"_ _0\"></span>e englobe pri<span class=\"_ _0\"></span>ncipal<span class=\"_ _0\"></span>ement le ris<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x6 h62 y1535 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mortali<span class=\"_ _0\"></span>t\u00e9 et de long<span class=\"_ _0\"></span>\u00e9vit\u00e9, d<span class=\"_ _0\"></span>\u2019invali<span class=\"_ _0\"></span>dit\u00e9 et de mor<span class=\"_ _0\"></span>bidit\u00e9,<span class=\"_ _0\"></span> de renonc<span class=\"_ _0\"></span>iation et</div>\n<div class=\"t m0 x6 h62 y1536 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9tent<span class=\"_ _0\"></span>ion, de co\u00fbt<span class=\"_ _0\"></span> de la vie, de r\u00e9v<span class=\"_ _0\"></span>ision et de<span class=\"_ _0\"></span> catastr<span class=\"_ _0\"></span>ophe. La</div>\n<div class=\"t m0 x6 h62 y1537 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e sectio<span class=\"_ _0\"></span>n d\u00e9crit ces r<span class=\"_ _0\"></span>isques (<span class=\"_ _0\"></span>de A \u00e0 F) et contie<span class=\"_ _0\"></span>nt ensuit<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x6 h62 y1538 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9capitulati<span class=\"_ _3\"></span>f<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de la mani\u00e8<span class=\"_ _0\"></span>re dont<span class=\"_ _0\"></span> ils sont<span class=\"_ _0\"></span> g\u00e9r\u00e9s <span class=\"_ _0\"></span>dans les s<span class=\"_ _0\"></span>oci\u00e9t\u00e9s<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1539 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s d\u2019Ageas<span class=\"_ _3\"></span> (G).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y153a ff1a2 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">A <span class=\"_ _1d9\"> </span><span class=\"lsf3 ws10d\">RIS<span class=\"_ _3\"></span>QUE DE MORT<span class=\"_ _3\"></span>ALIT\u00c9 /<span class=\"_ _3\"></span> DE LONG\u00c9VIT\u00c9</span> </div>\n<div class=\"t m0 x6 h62 y153b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e mortalit<span class=\"_ _0\"></span>\u00e9 est le risqu<span class=\"_ _0\"></span>e de perte ou de d\u00e9<span class=\"_ _0\"></span>gradat<span class=\"_ _0\"></span>ion de la</div>\n<div class=\"t m0 x6 h62 y153c ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, \u00e0 la suit<span class=\"_ _0\"></span>e de fluct<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span> du niveau, d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y153d ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la tenda<span class=\"_ _0\"></span>nce ou d<span class=\"_ _0\"></span>e la volat<span class=\"_ _0\"></span>ilit\u00e9 d<span class=\"_ _0\"></span>es taux<span class=\"_ _0\"></span> de morta<span class=\"_ _0\"></span>lit\u00e9, lo<span class=\"_ _0\"></span>rsqu\u2019u<span class=\"_ _0\"></span>ne hauss<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y153e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du taux de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 entra\u00eene u<span class=\"_ _0\"></span>ne augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y153f ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> tables de mort<span class=\"_ _0\"></span>alit\u00e9 ut<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> pour la tar<span class=\"_ _0\"></span>ificatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1540 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pr\u00e9voient des marg<span class=\"_ _3\"></span>es prudentiel<span class=\"_ _3\"></span>les. Conform\u00e9ment<span class=\"_ _3\"></span> a<span class=\"lsdc wse9\">ux pratiqu<span class=\"_ _0\"></span>es du </span></div>\n<div class=\"t m0 x6 h62 y1541 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">secteur,<span class=\"_ _0\"></span> les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>les d\u2019Ag<span class=\"_ _0\"></span>eas utilis<span class=\"_ _0\"></span>ent la popul<span class=\"_ _0\"></span>ation de</div>\n<div class=\"t m0 x6 h62 y1542 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tables ba<span class=\"_ _0\"></span>s\u00e9es sur l<span class=\"_ _0\"></span>\u2019exp\u00e9ri<span class=\"_ _0\"></span>ence avec<span class=\"_ _0\"></span> des majorat<span class=\"_ _0\"></span>ions de s\u00e9c<span class=\"_ _0\"></span>urit\u00e9</div>\n<div class=\"t m0 x6 h62 y1543 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ad\u00e9quat<span class=\"_ _0\"></span>es. La r\u00e9vi<span class=\"_ _0\"></span>sion annu<span class=\"_ _0\"></span>elle des hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> est n\u00e9cess<span class=\"_ _0\"></span>aire pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1544 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comparer la<span class=\"_ _3\"></span> mortalit\u00e9 a<span class=\"_ _3\"></span>ttendue du<span class=\"_ _3\"></span> po<span class=\"lsdc\">rtefeuil<span class=\"_ _0\"></span>le \u00e0 l\u2019ex<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>nce effect<span class=\"_ _0\"></span>ive. </span></div>\n<div class=\"t m0 x6 h62 y1545 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse reco<span class=\"_ _0\"></span>urt \u00e0 une s\u00e9r<span class=\"_ _0\"></span>ie de crit\u00e8r<span class=\"_ _0\"></span>es comme l\u2019\u00e2<span class=\"_ _0\"></span>ge, l\u2019an<span class=\"_ _0\"></span>n\u00e9e de la</div>\n<div class=\"t m0 x6 h62 y1546 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">police,<span class=\"_ _0\"></span> la somme assu<span class=\"_ _0\"></span>r\u00e9e et d\u2019aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments li\u00e9s<span class=\"_ _0\"></span> \u00e0 la souscri<span class=\"_ _0\"></span>ption. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1547 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1548 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de long<span class=\"_ _0\"></span>\u00e9vit\u00e9 es<span class=\"_ _0\"></span>t le ris<span class=\"_ _0\"></span>que de p<span class=\"_ _0\"></span>erte ou <span class=\"_ _0\"></span>de d\u00e9grad<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y1549 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, \u00e0 la suit<span class=\"_ _0\"></span>e de fluct<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span> du niveau, d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y154a ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la tenda<span class=\"_ _0\"></span>nce ou d<span class=\"_ _0\"></span>e la volat<span class=\"_ _0\"></span>ilit\u00e9 d<span class=\"_ _0\"></span>es taux<span class=\"_ _0\"></span> de morta<span class=\"_ _0\"></span>lit\u00e9, lo<span class=\"_ _0\"></span>rsqu\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y154b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>on du taux de m<span class=\"_ _0\"></span>ortalit<span class=\"_ _0\"></span>\u00e9 entra\u00ee<span class=\"_ _0\"></span>ne une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on des passi<span class=\"_ _0\"></span>fs</div>\n<div class=\"t m0 x6 h62 y154c ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span>. Le risque de long\u00e9<span class=\"_ _3\"></span>vit\u00e9 est g\u00e9r\u00e9 pa<span class=\"lsdc wse9\">r la r\u00e9vision annu<span class=\"_ _0\"></span>elle de </span></div>\n<div class=\"t m0 x6 h62 y154d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019exp\u00e9r<span class=\"_ _0\"></span>ience en ma<span class=\"_ _0\"></span>ti\u00e8re de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 au sein du portef<span class=\"_ _0\"></span>euil<span class=\"_ _0\"></span>le. Lorsqu<span class=\"_ _0\"></span>\u2019il</div>\n<div class=\"t m0 x6 h62 y154e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019av\u00e8r<span class=\"_ _0\"></span>e que la long\u00e9v<span class=\"_ _0\"></span>it\u00e9 augm<span class=\"_ _0\"></span>ente plus<span class=\"_ _0\"></span> vite que ne le pr<span class=\"_ _0\"></span>\u00e9voient les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y154f ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses des ta<span class=\"_ _0\"></span>bles de mort<span class=\"_ _0\"></span>alit\u00e9, d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires</div>\n<div class=\"t m0 x6 h62 y1550 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont \u00e9ta<span class=\"_ _0\"></span>blies et<span class=\"_ _0\"></span> la tar<span class=\"wse9\">if<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es nouve<span class=\"_ _0\"></span>aux produ<span class=\"_ _0\"></span>its est ada<span class=\"_ _0\"></span>pt\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1551 ff1a2 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws113\">R<span class=\"_ _3\"></span>ISQUE D\u2019<span class=\"_ _3\"></span>INVALIDI<span class=\"_ _3\"></span>T\u00c9 ET D<span class=\"_ _3\"></span>E MORB<span class=\"_ _3\"></span>IDIT\u00c9</span> </span></div>\n<div class=\"t m0 x6 h62 y1552 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d\u2019<span class=\"_ _0\"></span>invalid<span class=\"_ _0\"></span>it\u00e9 et de mor<span class=\"_ _0\"></span>bidit\u00e9 e<span class=\"_ _0\"></span>st le risque d<span class=\"_ _0\"></span>e perte ou de</div>\n<div class=\"t m0 x6 h62 y1553 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9gradat<span class=\"_ _0\"></span>ion de la val<span class=\"_ _0\"></span>eur des pas<span class=\"_ _0\"></span>sifs d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la suite de</div>\n<div class=\"t m0 x6 h62 y1554 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fluctuation<span class=\"_ _3\"></span>s du niveau, de la te<span class=\"_ _3\"></span>ndance ou<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de la volatil<span class=\"_ _0\"></span>it\u00e9 des<span class=\"_ _0\"></span> taux </span></span></div>\n<div class=\"t m0 x6 h62 y1555 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inval<span class=\"_ _0\"></span>idit\u00e9, d<span class=\"_ _0\"></span>e malad<span class=\"_ _0\"></span>ie ou de m<span class=\"_ _0\"></span>orbidit<span class=\"_ _0\"></span>\u00e9. Il p<span class=\"_ _0\"></span>eut se mat<span class=\"_ _0\"></span>\u00e9rial<span class=\"_ _0\"></span>iser pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1556 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple d<span class=\"_ _0\"></span>ans des port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les invali<span class=\"_ _0\"></span>dit\u00e9, so<span class=\"_ _0\"></span>ins de sant<span class=\"_ _0\"></span>\u00e9, ou accid<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y1557 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du travai<span class=\"_ _0\"></span>l. Les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance d<span class=\"_ _0\"></span>\u2019Ageas at<span class=\"_ _0\"></span>t\u00e9nuent l<span class=\"_ _0\"></span>e risque</div>\n<div class=\"t m0 x6 h62 y1558 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inval<span class=\"_ _0\"></span>idit\u00e9 en rec<span class=\"_ _0\"></span>ourant \u00e0 des<span class=\"_ _0\"></span> strat\u00e9<span class=\"_ _0\"></span>gies de s\u00e9lec<span class=\"_ _0\"></span>tion m\u00e9d<span class=\"_ _0\"></span>icale et pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1559 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une couvert<span class=\"_ _3\"></span>ure de r\u00e9a<span class=\"_ _3\"></span>ssurance app<span class=\"_ _3\"></span>ropri\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y155a ff1a2 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws10d\">RI<span class=\"_ _3\"></span>SQUE DE RENO<span class=\"_ _3\"></span>NCIATIO<span class=\"_ _3\"></span>N ET DE R\u00c9T<span class=\"_ _3\"></span>ENTION</span> </span></div>\n<div class=\"t m0 x6 h62 y155b ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de reno<span class=\"_ _0\"></span>nciati<span class=\"_ _0\"></span>on est l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de pert<span class=\"_ _0\"></span>e ou de d<span class=\"_ _0\"></span>\u00e9gradat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y155c ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, \u00e0 la suit<span class=\"_ _0\"></span>e de flu<span class=\"lsde wsfa\">ctuations du niveau ou </span></div>\n<div class=\"t m0 x6 h62 y155d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la volat<span class=\"_ _0\"></span>ilit\u00e9 des tau<span class=\"_ _0\"></span>x de renonc<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n aux polices<span class=\"_ _0\"></span> ou de r\u00e9tent<span class=\"_ _0\"></span>ion, qui</div>\n<div class=\"t m0 x6 h62 y155e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incluent<span class=\"_ _0\"></span> les renou<span class=\"_ _0\"></span>vellem<span class=\"_ _0\"></span>ents, les r<span class=\"_ _0\"></span>achats,<span class=\"_ _0\"></span> les r\u00e9duct<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes</div>\n<div class=\"t m0 x6 h62 y155f ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proprement di<span class=\"_ _3\"></span>tes ou <span class=\"_ _3\"></span>d\u2019autres fa<span class=\"_ _3\"></span>cteurs de r\u00e9d<span class=\"_ _3\"></span>uction des<span class=\"_ _3\"></span> primes. Il<span class=\"_ _3\"></span> est \u00e0</div>\n<div class=\"t m0 x1a h62 y1560 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">noter que l\u2019<span class=\"_ _0\"></span>expres<span class=\"_ _0\"></span><span class=\"lsf7 ws12a\">sion \u00ab<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">risque de r\u00e9tent<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span>\u00bb est auss<span class=\"_ _0\"></span>i utilis<span class=\"_ _0\"></span>\u00e9e pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y1561 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9signe<span class=\"_ _0\"></span>r la volati<span class=\"_ _0\"></span>lit\u00e9 dans la d<span class=\"_ _0\"></span>isparit<span class=\"_ _0\"></span>ion de prime<span class=\"_ _0\"></span>s \u00e0 la suite d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1562 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renonci<span class=\"_ _0\"></span>ations, l<span class=\"_ _0\"></span>e r\u00e9tabl<span class=\"_ _0\"></span>issement<span class=\"_ _0\"></span> de primes ay<span class=\"_ _0\"></span>ant fait l\u2019o<span class=\"_ _0\"></span>bjet d\u2019un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1563 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">renonciation<span class=\"_ _3\"></span>, les annulations<span class=\"_ _3\"></span> durant la p\u00e9riode<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u2019essai<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00bb, et les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1564 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">rachats. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1565 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1566 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concev<span class=\"_ _0\"></span>oir et tarif<span class=\"_ _0\"></span>er des polic<span class=\"_ _0\"></span>es d\u2019ass<span class=\"_ _0\"></span>urance re<span class=\"_ _0\"></span>quiert \u00e9g<span class=\"_ _0\"></span>aleme<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x1a h62 y1567 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">poser des hy<span class=\"_ _0\"></span>poth\u00e8<span class=\"_ _0\"></span>ses quant a<span class=\"_ _0\"></span>ux co\u00fbts<span class=\"_ _0\"></span> de commerci<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 y1568 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on des p<span class=\"_ _0\"></span>olices <span class=\"_ _0\"></span>jusqu\u2019a<span class=\"_ _0\"></span>u moment <span class=\"_ _0\"></span>de leur<span class=\"_ _0\"></span> r\u00e9sili<span class=\"_ _0\"></span>ation ou <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 y1569 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur \u00e9ch\u00e9an<span class=\"_ _3\"></span>ce, ainsi q<span class=\"_ _3\"></span>u\u2019au taux d<span class=\"_ _3\"></span>e r\u00e9tention<span class=\"_ _3\"></span> \u00e0<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pr\u00e9voir<span class=\"_ _3\"></span>. Nous identifion<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y156a ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le risque d<span class=\"_ _3\"></span>\u2019apparition<span class=\"_ _3\"></span> d\u2019un \u00e9cart<span class=\"_ _3\"></span> avec les <span class=\"_ _3\"></span>donn\u00e9es r\u00e9el<span class=\"_ _3\"></span>les et <span class=\"_ _3\"></span>son</div>\n<div class=\"t m0 x1a h62 y156b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incidenc<span class=\"_ _0\"></span>e potent<span class=\"_ _0\"></span>ielle d\u00e8s l<span class=\"_ _0\"></span>e stade de d\u00e9v<span class=\"_ _0\"></span>eloppeme<span class=\"_ _0\"></span>nt du prod<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> ; <span class=\"lsde wsfa\">il peu<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y156c ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre att\u00e9n<span class=\"_ _0\"></span>u\u00e9 dans le c<span class=\"_ _0\"></span>oncept m\u00ea<span class=\"_ _0\"></span>me du produ<span class=\"_ _0\"></span>it. Par ex<span class=\"_ _0\"></span>emple, le re<span class=\"_ _0\"></span>cours</div>\n<div class=\"t m0 x1a h62 y156d ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 des p\u00e9n<span class=\"_ _3\"></span>alit\u00e9s en c<span class=\"_ _3\"></span><span class=\"lsdc wse9\">as de rachat<span class=\"_ _0\"></span> anticip<span class=\"_ _0\"></span>\u00e9 ou \u00e0 des prime<span class=\"_ _0\"></span>s de fid\u00e9lit<span class=\"_ _0\"></span>\u00e9, \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y156e ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des frais<span class=\"_ _3\"></span> initiaux ou<span class=\"_ _3\"></span> \u00e0 un \u00e9<span class=\"_ _3\"></span>talement des <span class=\"_ _3\"></span>commissions pay<span class=\"_ _3\"></span>\u00e9es aux</div>\n<div class=\"t m0 x1a h62 y156f ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distrib<span class=\"_ _0\"></span>uteurs po<span class=\"_ _0\"></span>ur mettre les<span class=\"_ _0\"></span> int\u00e9r\u00eat<span class=\"_ _0\"></span>s de tous en con<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce, ou \u00e0 un</div>\n<div class=\"t m0 x1a h62 y1570 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment de l<span class=\"_ _0\"></span>a valeur <span class=\"_ _0\"></span>de marc<span class=\"_ _0\"></span>h\u00e9 o\u00f9 les <span class=\"_ _0\"></span>risques<span class=\"_ _0\"></span> sont ent<span class=\"_ _0\"></span>i\u00e8reme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 y1571 ff1a2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">su<span class=\"lsdc\">pport\u00e9s<span class=\"_ _0\"></span> par les titul<span class=\"_ _0\"></span>aires de po<span class=\"_ _0\"></span>lice en cas<span class=\"_ _0\"></span> de renonci<span class=\"_ _0\"></span>ation. Su<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y1572 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns march<span class=\"_ _0\"></span>\u00e9s, les inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s fiscaux<span class=\"_ _0\"></span> att\u00e9n<span class=\"_ _0\"></span>uent auss<span class=\"_ _0\"></span>i le ris<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x1a h62 y1573 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">renonciation<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1574 ff1a2 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"ls104 ws12b\">RISQUE DE CO\u00db<span class=\"_ _0\"></span>T DE LA VIE<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1575 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9pens<span class=\"_ _0\"></span>es en vie est le r<span class=\"_ _0\"></span>isque de pe<span class=\"_ _0\"></span>rte ou de d\u00e9gr<span class=\"_ _0\"></span>adatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1576 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la vale<span class=\"lsde wseb\">ur des passifs d\u2019a<span class=\"_ _3\"></span>ssurance \u00e0 l<span class=\"_ _3\"></span>a suite de<span class=\"_ _3\"></span> fluctuation<span class=\"_ _3\"></span>s du ni<span class=\"_ _3\"></span>veau, </span></div>\n<div class=\"t m0 x1a h62 y1577 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la tendan<span class=\"_ _0\"></span>ce ou de la vol<span class=\"_ _0\"></span>atilit\u00e9 d<span class=\"_ _0\"></span>es co\u00fbts enc<span class=\"_ _0\"></span>ourus po<span class=\"_ _0\"></span>ur honorer l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1578 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance ou de r\u00e9<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Le ris<span class=\"_ _0\"></span>que de d\u00e9pe<span class=\"_ _0\"></span>nses</div>\n<div class=\"t m0 x1a h62 y1579 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">survient lorsq<span class=\"_ _3\"></span>ue les co\u00fbts anti<span class=\"_ _3\"></span>cip\u00e9s au moment de la<span class=\"_ _3\"></span> tarif<span class=\"lsdc wse9\">ication de la </span></div>\n<div class=\"t m0 x1a h62 y157a ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">garantie sont so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">estim\u00e9s par <span class=\"_ _0\"></span>rappor<span class=\"_ _0\"></span>t aux co\u00fbt<span class=\"_ _0\"></span>s r\u00e9el<span class=\"_ _0\"></span>s s\u2019accum<span class=\"_ _0\"></span>ulant </span></span></div>\n<div class=\"t m0 x1a h62 y157b ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">durant l\u2019ann\u00e9<span class=\"_ _3\"></span>e suivan<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y157c ff1a2 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span></span><span class=\"ws12b\">RISQUE DE R\u00c9VI<span class=\"_ _0\"></span>SION<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y157d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e r\u00e9visi<span class=\"_ _0\"></span>on est le risq<span class=\"_ _0\"></span>ue de perte ou d<span class=\"_ _0\"></span>e d\u00e9gradat<span class=\"_ _0\"></span>ion de la</div>\n<div class=\"t m0 x1a h62 y157e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e0 la suit<span class=\"_ _0\"></span>e de fluctu<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> <span class=\"wseb\">du niveau, <span class=\"_ _0\"></span>de la </span></div>\n<div class=\"t m0 x1a h62 y157f ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tendanc<span class=\"_ _0\"></span>e ou de l<span class=\"_ _0\"></span>a volat<span class=\"_ _0\"></span>ilit\u00e9 des t<span class=\"_ _0\"></span>aux d<span class=\"_ _0\"></span>e r\u00e9visi<span class=\"_ _0\"></span>on appli<span class=\"_ _0\"></span>qu\u00e9s a<span class=\"_ _0\"></span>ux annuit<span class=\"_ _0\"></span>\u00e9s,</div>\n<div class=\"t m0 x1a h62 y1580 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en raison d<span class=\"_ _0\"></span>e modifi<span class=\"_ _0\"></span>cations d<span class=\"_ _0\"></span>e l\u2019enviro<span class=\"_ _0\"></span>nnement l<span class=\"_ _0\"></span>\u00e9gal ou de l\u2019<span class=\"_ _0\"></span>\u00e9tat de sant<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y1581 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perso<span class=\"_ _0\"></span>nne assur\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1582 ff1a2 fs43 fc1e sc0 lsef ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"lsf3 ws10d\">RISQUES DE<span class=\"_ _3\"></span> CATASTROP<span class=\"_ _3\"></span>HE </span> </span></div>\n<div class=\"t m0 x1a h62 y1583 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de cata<span class=\"_ _0\"></span>strop<span class=\"_ _0\"></span>he en vi<span class=\"_ _0\"></span>e <span class=\"lsde\">d\u00e9coule d\u2019\u00e9v\u00e9ne<span class=\"_ _3\"></span>ments extr\u00eame<span class=\"_ _3\"></span>s ou </span></div>\n<div class=\"t m0 x1a h62 y1584 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">excepti<span class=\"_ _0\"></span>onnels <span class=\"_ _0\"></span>qui mett<span class=\"_ _0\"></span>ent la v<span class=\"_ _0\"></span>ie en dan<span class=\"_ _0\"></span>ger, c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e explos<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y1585 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">nucl\u00e9aire, une<span class=\"_ _3\"></span> nouvelle pand\u00e9m<span class=\"_ _3\"></span>ie infectieuse, des ac<span class=\"_ _3\"></span>tes de terrori<span class=\"_ _3\"></span>sme</div>\n<div class=\"t m0 x1a h62 y1586 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou des cat<span class=\"_ _0\"></span>astrop<span class=\"_ _0\"></span>hes nat<span class=\"_ _0\"></span>urell<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1587 ff1a2 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _1ff\"> </span></span><span class=\"ws112\">GESTION D<span class=\"_ _0\"></span>ES RIS<span class=\"_ _0\"></span>QUES VI<span class=\"_ _0\"></span>E DAN<span class=\"_ _0\"></span>S LES S<span class=\"_ _0\"></span>OCI\u00c9T<span class=\"_ _0\"></span>\u00c9S </span></div>\n<div class=\"t m0 x73 h62 y1588 ff1a2 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D\u2019ASSURANC<span class=\"_ _0\"></span>E <span class=\"lsff ws124\">D\u2019AGEAS <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1589 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques de s<span class=\"_ _0\"></span>ouscript<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>n vie sont<span class=\"_ _0\"></span> suivis <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du re<span class=\"_ _0\"></span>porting</div>\n<div class=\"t m0 x1a h62 y158a ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riel inte<span class=\"_ _0\"></span>rne sur le ris<span class=\"_ _0\"></span>que, qui p<span class=\"_ _0\"></span>ermet de mie<span class=\"_ _0\"></span>ux appr\u00e9h<span class=\"_ _0\"></span>ender</div>\n<div class=\"t m0 x1a h62 y158b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019expos<span class=\"_ _0\"></span>ition \u00e0 cert<span class=\"_ _0\"></span>ains \u00e9v\u00e9n<span class=\"_ _0\"></span>ements et<span class=\"_ _0\"></span> leur \u00e9vol<span class=\"_ _0\"></span>ution. L<span class=\"_ _0\"></span>a plupart de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y158c ff1a2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entit\u00e9s <span class=\"wse9\">op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>nnelles d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance vie sont ex<span class=\"_ _0\"></span>pos\u00e9<span class=\"_ _0\"></span>es \u00e0 des </span></div>\n<div class=\"t m0 x1a h62 y158d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts simi<span class=\"_ _0\"></span>laires, c<span class=\"_ _0\"></span>omme des re<span class=\"_ _0\"></span>nonciat<span class=\"_ _0\"></span>ions (en ma<span class=\"_ _0\"></span>sse), des<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 y158e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou des \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments to<span class=\"_ _0\"></span>uchant la m<span class=\"_ _0\"></span>ortalit<span class=\"_ _0\"></span>\u00e9 et/ou la lon<span class=\"_ _0\"></span>g\u00e9vit\u00e9.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 145px; height: 961px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 145px; height: 961px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1a6 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"ls104 ws12b\">SENSIBILI<span class=\"_ _0\"></span>T\u00c9S DES PR<span class=\"_ _0\"></span>OVISI<span class=\"_ _0\"></span>ONS T<span class=\"_ _0\"></span>ECHNIQ<span class=\"_ _0\"></span>UES <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019outil pri<span class=\"_ _3\"></span>ncipal d\u2019Ag<span class=\"_ _3\"></span>eas pou<span class=\"lsdc wse9\">r le suivi de la sensi<span class=\"_ _0\"></span>bilit\u00e9 de<span class=\"_ _0\"></span>s passifs </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1a6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie aux risq<span class=\"_ _0\"></span>ues de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n est le repo<span class=\"_ _0\"></span>rting tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ris<span class=\"_ _0\"></span>que, q<span class=\"_ _0\"></span>ui conti<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>exigenc<span class=\"_ _0\"></span>es de fo<span class=\"_ _0\"></span>nds pro<span class=\"_ _0\"></span>pres par <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y93f ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. Pour le<span class=\"_ _3\"></span>s entit\u00e9s consolid\u00e9<span class=\"_ _3\"></span>es soumises \u00e0 Solva<span class=\"_ _3\"></span>bilit\u00e9 II ou \u00e0 de<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y940 ff1a6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9<span class=\"wse9\">gimes \u00e9<span class=\"_ _0\"></span>quivale<span class=\"_ _0\"></span>nts, ces ex<span class=\"_ _0\"></span>igences d<span class=\"_ _0\"></span>e fonds pro<span class=\"_ _0\"></span>pres ref<span class=\"_ _0\"></span>l\u00e8tent l\u2019i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x6 h62 y941 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur les f<span class=\"_ _0\"></span>onds pr<span class=\"_ _0\"></span>opres S<span class=\"_ _0\"></span>olvabilit<span class=\"_ _0\"></span>\u00e9 II se<span class=\"_ _0\"></span>lon des <span class=\"_ _0\"></span>hypoth\u00e8s<span class=\"_ _0\"></span>es de so<span class=\"_ _0\"></span>uscri<span class=\"_ _0\"></span>ption</div>\n<div class=\"t m0 x6 h62 y942 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">marqu\u00e9<span class=\"_ _0\"></span>es par un stre<span class=\"_ _0\"></span>ss \u00e9lev\u00e9 (p<span class=\"_ _0\"></span>ar ex. taux de r<span class=\"_ _0\"></span>enonciat<span class=\"_ _0\"></span>ion, ta<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x6 h62 y943 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mortali<span class=\"_ _0\"></span>t\u00e9, taux de h<span class=\"_ _0\"></span>andicap et<span class=\"_ _0\"></span> de morbi<span class=\"_ _0\"></span>dit\u00e9, <span class=\"lsde wseb\">frais...) corresponda<span class=\"_ _3\"></span>nt \u00e0 un </span></div>\n<div class=\"t m0 x6 h62 y944 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">stress de <span class=\"_ _3\"></span>1 sur 200.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La maje<span class=\"_ _0\"></span>ure part<span class=\"_ _0\"></span>ie des p<span class=\"_ _0\"></span>rovisio<span class=\"_ _0\"></span>ns techn<span class=\"_ _0\"></span>iques V<span class=\"_ _0\"></span>ie d\u2019Ag<span class=\"_ _0\"></span>eas conc<span class=\"_ _0\"></span>ernent<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 y9ed ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>\u00e9pargne et d<span class=\"_ _3\"></span>e pension.<span class=\"_ _3\"></span> En cons\u00e9quen<span class=\"_ _3\"></span>ce, les p<span class=\"_ _3\"></span>rincipales<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">incertitudes<span class=\"_ _3\"></span> pour les passifs<span class=\"_ _3\"></span> d\u2019assurance vie<span class=\"_ _3\"></span> d\u2019Ageas sont li\u00e9es a<span class=\"wsea\">ux<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques de<span class=\"_ _3\"></span> march\u00e9 comme<span class=\"_ _3\"></span> le niveau<span class=\"_ _3\"></span> de spread <span class=\"_ _3\"></span>obligataire, <span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x6 h62 y9f0 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ents des ac<span class=\"_ _0\"></span>tifs risq<span class=\"_ _0\"></span>u\u00e9s et la str<span class=\"_ _0\"></span>ucture d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9anc<span class=\"_ _0\"></span>e des taux</div>\n<div class=\"t m0 x6 h62 y9f1 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat plut\u00f4t<span class=\"_ _0\"></span> qu\u2019aux<span class=\"_ _0\"></span> risqu<span class=\"_ _0\"></span>es de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n comm<span class=\"_ _0\"></span>e le taux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f2 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">renonciation<span class=\"_ _3\"></span>, la mortal<span class=\"_ _3\"></span>it\u00e9 ou le<span class=\"_ _3\"></span>s risques de<span class=\"_ _3\"></span> frais. Po<span class=\"_ _3\"></span>ur les p<span class=\"_ _3\"></span>roduits de</div>\n<div class=\"t m0 x6 h62 y9f3 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">protect<span class=\"_ _0\"></span>ion, d\u2019an<span class=\"_ _0\"></span>nuit\u00e9s et<span class=\"_ _0\"></span> de sant\u00e9, l\u2019i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nce relat<span class=\"_ _0\"></span>ive des ris<span class=\"_ _0\"></span>ques de</div>\n<div class=\"t m0 x6 h62 y9f4 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption peut<span class=\"_ _0\"></span> \u00eatre plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e pou<span class=\"_ _0\"></span>r les entit<span class=\"_ _0\"></span>\u00e9s indiv<span class=\"_ _0\"></span>iduelles m<span class=\"_ _0\"></span>ais ces</div>\n<div class=\"t m0 x6 h62 y9f5 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques ne<span class=\"_ _3\"></span> sont pas le<span class=\"_ _3\"></span>s plus i<span class=\"_ _3\"></span>mportants au <span class=\"_ _3\"></span>niveau du<span class=\"_ _3\"></span> Groupe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">De ce fait, Ageas<span class=\"_ _3\"></span> ne publie pas r\u00e9<span class=\"wseb\">gul<span class=\"_ _3\"></span>i\u00e8rement les<span class=\"_ _3\"></span> sensibilit<span class=\"_ _3\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de p<span class=\"_ _0\"></span>remier o<span class=\"_ _0\"></span>rdre au niv<span class=\"_ _0\"></span>eau du Group<span class=\"_ _0\"></span>e. Ces risq<span class=\"_ _0\"></span>ues sont</div>\n<div class=\"t m0 x6 h62 y9f9 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surveil<span class=\"_ _0\"></span>l\u00e9s dans le c<span class=\"_ _0\"></span>adre du repo<span class=\"_ _0\"></span>rting r\u00e9g<span class=\"_ _0\"></span>ulier sur l<span class=\"_ _0\"></span>e risque qu<span class=\"_ _0\"></span>i adopte un</div>\n<div class=\"t m0 x6 h62 y9fa ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">point de v<span class=\"_ _0\"></span>ue \u00e9con<span class=\"_ _0\"></span>omique.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ae ff1a8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.2.2<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wsfa\">Risques de sous<span class=\"_ _3\"></span>cription non</span>-<span class=\"lsfe ws11a\">v<span class=\"_ _3\"></span>ie</span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les risques de<span class=\"_ _3\"></span> sou<span class=\"wseb\">scription non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span>vie englo<span class=\"_ _3\"></span>bent princ<span class=\"_ _3\"></span>ipalement les </span></div>\n<div class=\"t m0 x6 h62 yc03 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de r<span class=\"_ _0\"></span>\u00e9serve,<span class=\"_ _0\"></span> de prime, de cat<span class=\"_ _0\"></span>astro<span class=\"_ _0\"></span>phe et de ren<span class=\"_ _0\"></span>onciation<span class=\"_ _0\"></span>. La</div>\n<div class=\"t m0 x6 h62 yc04 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e secti<span class=\"_ _0\"></span>on d\u00e9cri<span class=\"_ _0\"></span>t ces r<span class=\"_ _0\"></span>isques (<span class=\"_ _0\"></span>A \u00e0 D) et c<span class=\"_ _0\"></span>ontient<span class=\"_ _0\"></span> un r\u00e9ca<span class=\"_ _0\"></span>pitul<span class=\"_ _0\"></span>atif de</div>\n<div class=\"t m0 x6 h62 yc05 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur ges<span class=\"_ _3\"></span>tion au sein<span class=\"_ _3\"></span> des ent<span class=\"_ _3\"></span>it\u00e9s op\u00e9rationn<span class=\"_ _3\"></span>elles d\u2019Agea<span class=\"_ _3\"></span>s (E) e<span class=\"_ _3\"></span>t d<span class=\"wsfa\">es ratios </span></div>\n<div class=\"t m0 x6 h62 yc06 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de perte (F),<span class=\"_ _0\"></span> des sensi<span class=\"_ _0\"></span>bilit\u00e9s<span class=\"_ _0\"></span> en risque no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie (G)<span class=\"_ _3\"></span> et des pr<span class=\"_ _3\"></span>ovisions </span></span></div>\n<div class=\"t m0 x6 h62 ya45 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour sinis<span class=\"_ _0\"></span>tres non r<span class=\"_ _0\"></span>\u00e9gl\u00e9s (H).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95c ff1a6 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">A <span class=\"_ _1d9\"> </span><span class=\"lsde wseb\">RISQUE<span class=\"_ _3\"></span> DE R\u00c9SERVE </span> </div>\n<div class=\"t m0 x6 h62 y95d ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>erve est<span class=\"_ _0\"></span> li\u00e9 aux<span class=\"_ _0\"></span> sinist<span class=\"_ _0\"></span>res en co<span class=\"_ _0\"></span>urs et r<span class=\"_ _0\"></span>epr\u00e9se<span class=\"_ _0\"></span>nte le</div>\n<div class=\"t m0 x6 h62 y95e ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque de<span class=\"_ _3\"></span> d\u00e9gradation<span class=\"_ _3\"></span> des passi<span class=\"_ _3\"></span>fs d\u2019assuranc<span class=\"_ _3\"></span>e \u00e0 la s<span class=\"_ _3\"></span>uite de flu<span class=\"_ _3\"></span>ctuations</div>\n<div class=\"t m0 x6 h62 y95f ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du moment<span class=\"_ _0\"></span> et du montant<span class=\"_ _0\"></span> des r\u00e8gle<span class=\"_ _0\"></span>ments et d<span class=\"_ _0\"></span>es frais de sini<span class=\"_ _0\"></span>stres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefe ff1a6 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws113\">R<span class=\"_ _3\"></span>ISQUE DE<span class=\"_ _3\"></span> PRIME</span> </span></div>\n<div class=\"t m0 x6 h62 yeff ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le risque<span class=\"_ _3\"></span> de prime n<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsf7 ws12a\">vie<span class=\"_ _3\"></span> e</span></span>st le<span class=\"_ _3\"></span> risque que<span class=\"_ _3\"></span> la pri<span class=\"_ _3\"></span>me ne soit <span class=\"_ _3\"></span>pas</div>\n<div class=\"t m0 x6 h62 yf00 ff1a6 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">suffisante pour couvrir tous les <span class=\"_ _0\"></span>passifs, y compris les sinistr<span class=\"_ _0\"></span>es et les</div>\n<div class=\"t m0 x6 h62 y1077 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">frais, r\u00e9s<span class=\"_ _0\"></span>ultant<span class=\"_ _0\"></span> de fluctuat<span class=\"_ _0\"></span>ions de la fr<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e et de la gravi<span class=\"_ _0\"></span>t\u00e9 des</div>\n<div class=\"t m0 x6 h62 y1078 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es, du mome<span class=\"_ _0\"></span>nt du r\u00e8gl<span class=\"_ _0\"></span>ement des si<span class=\"_ _0\"></span>nistres et<span class=\"_ _0\"></span> de la d\u00e9grad<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y1591 ff1a6 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">des co<span class=\"_ _3\"></span><span class=\"lsf8 ws111\">\u00fbts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1592 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1593 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pert<span class=\"_ _0\"></span>es sur sini<span class=\"_ _0\"></span>stres peuv<span class=\"_ _0\"></span>ent s\u2019\u00e9c<span class=\"_ _0\"></span>arter du r\u00e9s<span class=\"_ _0\"></span>ultat att<span class=\"_ _0\"></span>endu pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1594 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diverses<span class=\"_ _0\"></span> raisons.<span class=\"_ _0\"></span> L\u2019analy<span class=\"_ _0\"></span>se des sinis<span class=\"_ _0\"></span>tres diff<span class=\"_ _0\"></span>\u00e8re sel<span class=\"_ _0\"></span>on la longueu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x6 h62 y1595 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">leur r\u00e8<span class=\"_ _0\"></span>glement.<span class=\"_ _0\"></span> Par exem<span class=\"_ _0\"></span>ple, l<span class=\"_ _0\"></span>es sinist<span class=\"_ _0\"></span>res \u00e0 r<span class=\"_ _0\"></span>\u00e8glement<span class=\"_ _0\"></span> rapide,<span class=\"_ _0\"></span> comme</div>\n<div class=\"t m0 x6 h62 y1596 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les sinist<span class=\"_ _0\"></span>res autom<span class=\"_ _0\"></span>obiles et im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>iers, <span class=\"lsde wseb\">sont habituellement d\u00e9<span class=\"_ _3\"></span>clar\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ye49 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans un d\u00e9l<span class=\"_ _0\"></span>ai de quelqu<span class=\"_ _0\"></span>es jours \u00e0 qu<span class=\"_ _0\"></span>elques s<span class=\"_ _0\"></span>emaines e<span class=\"_ _0\"></span>t indemnis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ye4a ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peu apr\u00e8s.<span class=\"_ _0\"></span> Les sinis<span class=\"_ _0\"></span>tres \u00e0 r\u00e8gle<span class=\"_ _0\"></span>ment plus lo<span class=\"_ _0\"></span>ng, comm<span class=\"_ _0\"></span>e les domma<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x1a h62 ye4b ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporels e<span class=\"_ _3\"></span>t la respo<span class=\"_ _3\"></span>nsabilit\u00e9 civ<span class=\"_ _3\"></span>ile, peuven<span class=\"_ _3\"></span>t durer plu<span class=\"_ _3\"></span>sieurs ann\u00e9e<span class=\"_ _3\"></span>s.</div>\n<div class=\"t m0 x1a h62 ye4c ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans les <span class=\"_ _3\"></span>dossiers qui<span class=\"_ _3\"></span> s<span class=\"wsfa\">e r\u00e8glent \u00e0 long<span class=\"_ _3\"></span> terme, il peut arr<span class=\"_ _3\"></span>iver que des </span></div>\n<div class=\"t m0 x1a h62 ye4d ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>es \u00e0 l\u2019\u00e9v\u00e9<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span>, tell<span class=\"_ _0\"></span>es que le t<span class=\"_ _0\"></span>raitem<span class=\"_ _0\"></span>ent m\u00e9<span class=\"_ _0\"></span>dical</div>\n<div class=\"t m0 x1a h62 ye4e ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire, de par le<span class=\"_ _0\"></span>ur nature m<span class=\"_ _0\"></span>\u00eame, ne soi<span class=\"_ _0\"></span>ent pas dis<span class=\"_ _0\"></span>ponibles<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye4f ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">facilement. E<span class=\"_ _3\"></span>n outre, d<span class=\"_ _3\"></span>ans les do<span class=\"_ _3\"></span>ssiers \u00e0 r<span class=\"_ _3\"></span>\u00e8glement de <span class=\"_ _3\"></span>longue dur\u00e9e<span class=\"_ _3\"></span>,</div>\n<div class=\"t m0 x1a h62 ye50 ff1a6 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019ana<span class=\"lsdc wseb\">lyse des pe<span class=\"_ _0\"></span>rtes est <span class=\"_ _0\"></span>plus co<span class=\"_ _0\"></span>mplexe,<span class=\"_ _0\"></span> demand<span class=\"_ _0\"></span>e davant<span class=\"_ _0\"></span>age de t<span class=\"_ _0\"></span>ravail </span></div>\n<div class=\"t m0 x1a h62 ye90 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et est s<span class=\"_ _0\"></span>oumise \u00e0 <span class=\"_ _0\"></span>davanta<span class=\"_ _0\"></span>ge d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>es que l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e des d<span class=\"_ _0\"></span>ossiers<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 ye91 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e8glement rap<span class=\"_ _3\"></span>ide.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye92 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye93 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entit\u00e9s d\u2019a<span class=\"_ _3\"></span>ssurance d\u2019Ageas ti<span class=\"_ _3\"></span>ennent compte de l\u2019e<span class=\"_ _3\"></span>xp\u00e9rience</div>\n<div class=\"t m0 x1a h62 ye94 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas dan<span class=\"_ _3\"></span>s des cas <span class=\"_ _3\"></span>similaires <span class=\"_ _3\"></span>et des<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">tendances hist<span class=\"_ _0\"></span>oriqu<span class=\"_ _0\"></span>es telles q<span class=\"_ _0\"></span>ue </span></span></div>\n<div class=\"t m0 x1a h62 ye95 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les sch\u00e9m<span class=\"_ _0\"></span>as de mise en r<span class=\"_ _0\"></span>\u00e9serve, l<span class=\"_ _0\"></span>a croissa<span class=\"_ _0\"></span>nce des ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>ns, les</div>\n<div class=\"t m0 x1a h62 ye96 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indemnisations<span class=\"_ _3\"></span>, le ni<span class=\"_ _3\"></span>veau des de<span class=\"_ _3\"></span>mandes d\u2019inde<span class=\"_ _3\"></span>mnit\u00e9 encore<span class=\"_ _3\"></span> impay\u00e9es</div>\n<div class=\"t m0 x1a h62 ye97 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en suspens<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e des d\u00e9cis<span class=\"_ _0\"></span>ions de just<span class=\"_ _0\"></span>ice et de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ye98 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que. Dan<span class=\"_ _0\"></span>s le cas o\u00f9 cett<span class=\"_ _0\"></span>e exp\u00e9rie<span class=\"_ _0\"></span>nce est jug<span class=\"_ _0\"></span>\u00e9e soit ins<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nte</div>\n<div class=\"t m0 x1a h62 ye99 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou totalemen<span class=\"_ _3\"></span>t absente pou<span class=\"_ _3\"></span>r cause de<span class=\"_ _3\"></span> la na<span class=\"_ _3\"></span>ture sp\u00e9cifique <span class=\"_ _3\"></span>du sinis<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x22e h76 y1597 ff1a6 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">5</div>\n<div class=\"t m0 xe0 h62 y1598 ff1a6 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">,</div>\n<div class=\"t m0 x1a h62 y1599 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas s\u2019<span class=\"_ _0\"></span>appuie s<span class=\"_ _0\"></span>ur des s<span class=\"_ _0\"></span>ources <span class=\"_ _0\"></span>et \u00e9val<span class=\"_ _0\"></span>uations f<span class=\"_ _0\"></span>iables<span class=\"_ _0\"></span> (inter<span class=\"_ _0\"></span>nes et</div>\n<div class=\"t m0 x1a h62 y159a ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">extern<span class=\"_ _0\"></span>es) tout en res<span class=\"_ _0\"></span>pectant s<span class=\"_ _0\"></span>a positi<span class=\"_ _0\"></span>on de risqu<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y159b ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y159c ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour limi<span class=\"_ _3\"></span>ter l<span class=\"lsdc wse9\">e risque de sinis<span class=\"_ _0\"></span>tre, les ent<span class=\"_ _0\"></span>it\u00e9s d\u2019as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce d\u2019Age<span class=\"_ _0\"></span>as </span></div>\n<div class=\"t m0 x1a h62 y159d ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uent des r\u00e8g<span class=\"_ _0\"></span>les d\u2019acc<span class=\"_ _0\"></span>eptati<span class=\"_ _0\"></span>on et des polit<span class=\"_ _0\"></span>iques d\u2019<span class=\"_ _0\"></span>acceptat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 y159e ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques.<span class=\"_ _0\"></span> La tarific<span class=\"_ _0\"></span>ation est<span class=\"_ _0\"></span> d\u00e9finie p<span class=\"_ _0\"></span>ar segment<span class=\"_ _0\"></span> de client<span class=\"_ _0\"></span>\u00e8le et par</div>\n<div class=\"t m0 x1a h62 y159f ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cat\u00e9go<span class=\"_ _0\"></span>rie d\u2019activ<span class=\"_ _0\"></span>it\u00e9, sur la ba<span class=\"_ _0\"></span>se des infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>ns ou des att<span class=\"_ _0\"></span>e<span class=\"wse8\">ntes </span></div>\n<div class=\"t m0 x1a h62 y15a0 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>es aux \u00e9vol<span class=\"_ _0\"></span>utions fut<span class=\"_ _0\"></span>ures en ma<span class=\"_ _0\"></span>ti\u00e8re de fr<span class=\"_ _0\"></span>\u00e9quence<span class=\"_ _0\"></span> et de gravit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y15a1 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des sini<span class=\"_ _0\"></span>stres. L<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e d\u2019Age<span class=\"_ _0\"></span>as tirent<span class=\"_ _0\"></span> en out<span class=\"_ _0\"></span>re prof<span class=\"_ _0\"></span>it de la</div>\n<div class=\"t m0 x1a h62 y15a2 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n de leur<span class=\"_ _0\"></span>s risq<span class=\"_ _0\"></span>ues due \u00e0 <span class=\"_ _0\"></span>leur pr\u00e9s<span class=\"_ _0\"></span>ence <span class=\"_ _0\"></span>dans un l<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x1a h62 y15a3 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9venta<span class=\"_ _0\"></span>il de sp\u00e9cial<span class=\"_ _0\"></span>it\u00e9s de l\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce non<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie et dans <span class=\"_ _3\"></span>un grand nom<span class=\"_ _3\"></span>bre </span></span></div>\n<div class=\"t m0 x1a h62 y15a4 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de zones g\u00e9o<span class=\"_ _0\"></span>graph<span class=\"_ _0\"></span>iques. Si cet<span class=\"_ _0\"></span>te dive<span class=\"_ _0\"></span>rsificat<span class=\"_ _0\"></span>ion ne r\u00e9du<span class=\"_ _0\"></span>it pas le</div>\n<div class=\"t m0 x1a h62 y15a5 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> moyen d<span class=\"_ _0\"></span>es sini<span class=\"_ _0\"></span>stres, el<span class=\"_ _0\"></span>le att<span class=\"_ _0\"></span>\u00e9nue se<span class=\"_ _0\"></span>nsiblem<span class=\"_ _0\"></span>ent la va<span class=\"_ _0\"></span>riation <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 y15a6 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">leur nombre et,<span class=\"_ _3\"></span> par voie de cons\u00e9quen<span class=\"_ _3\"></span>ce, le risque. Le<span class=\"_ _3\"></span> risque de</div>\n<div class=\"t m0 x1a h62 y15a7 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sinistres d<span class=\"_ _3\"></span>\u2019un monta<span class=\"lsdc wse9\">nt exception<span class=\"_ _0\"></span>nellement<span class=\"_ _0\"></span> \u00e9lev\u00e9 est r\u00e9<span class=\"_ _0\"></span>duit par des<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y15a8 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limites p<span class=\"_ _0\"></span>ar police,<span class=\"_ _0\"></span> par la gest<span class=\"_ _0\"></span>ion du risq<span class=\"_ _0\"></span>ue de concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n et par des</div>\n<div class=\"t m0 x1a h62 y15a9 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accords de<span class=\"_ _3\"></span> r\u00e9assurance<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15aa ff1a6 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> CATASTROP<span class=\"_ _3\"></span>HE</span> </span></div>\n<div class=\"t m0 x1a h62 y15ab ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e catast<span class=\"_ _0\"></span>rophe est le ris<span class=\"_ _0\"></span>que de si<span class=\"_ _0\"></span>nistre d<span class=\"_ _0\"></span>\u00fb \u00e0 des catast<span class=\"_ _0\"></span>rophes</div>\n<div class=\"t m0 x1a h62 y15ac ff1a6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">naturelles <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"_ _3\"></span></span><span class=\"wsfa\">temp\u00eates, tremblem<span class=\"_ _3\"></span>ents de terre, gel<span class=\"_ _3\"></span> intense, inonda<span class=\"_ _3\"></span>tions, </span></div>\n<div class=\"t m0 x1a h62 y15ad ff1a6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">tsunamis <span class=\"ls0 ws0\">\u2013<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">ou d\u2019origine hu<span class=\"_ _0\"></span>maine <span class=\"ls0 ws0\">\u2013 </span>terroris<span class=\"_ _0\"></span>me, expl<span class=\"_ _0\"></span>osion ou acc<span class=\"_ _0\"></span>idents </span></span></div>\n<div class=\"t m0 x1a h62 y15ae ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impliqu<span class=\"_ _0\"></span>ant un gran<span class=\"_ _0\"></span>d nombre de vic<span class=\"_ _0\"></span>times<span class=\"_ _0\"></span> ou aux impac<span class=\"_ _0\"></span>ts collat\u00e9<span class=\"_ _0\"></span>raux</div>\n<div class=\"t m0 x1a h62 y15af ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(polluti<span class=\"_ _0\"></span>on ou inte<span class=\"_ _0\"></span>rrupti<span class=\"_ _0\"></span>on d\u2019activ<span class=\"_ _0\"></span>it\u00e9).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15b0 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15b1 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019att\u00e9n<span class=\"_ _0\"></span>uation du r<span class=\"_ _0\"></span>isq<span class=\"lsde wseb\">ue de catastrophe <span class=\"_ _3\"></span>se fait pa<span class=\"_ _3\"></span>r la ge<span class=\"_ _3\"></span>stion du ri<span class=\"_ _3\"></span>sque de </span></div>\n<div class=\"t m0 x1a h62 y15b2 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ration et<span class=\"_ _0\"></span> la r\u00e9assur<span class=\"_ _0\"></span>ance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15b3 ff1a6 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> RENONC<span class=\"_ _3\"></span>IATION</span> </span></div>\n<div class=\"t m0 x1a h62 y15b4 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le risque de ren<span class=\"_ _3\"></span>onciation est li<span class=\"_ _3\"></span>\u00e9 aux primes future<span class=\"_ _3\"></span>s incluses dans la<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y15b5 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">provisi<span class=\"_ _0\"></span>on pour prim<span class=\"_ _0\"></span>es lorsq<span class=\"_ _0\"></span>u\u2019un b\u00e9n<span class=\"_ _0\"></span>\u00e9fice atten<span class=\"_ _0\"></span>du est pr\u00e9v<span class=\"_ _0\"></span>u. Le risqu<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15b6 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renonci<span class=\"_ _0\"></span>ation est le ri<span class=\"_ _0\"></span>sque d\u2019<span class=\"_ _0\"></span>un plus gran<span class=\"_ _0\"></span>d nombre de re<span class=\"_ _0\"></span>nonciat<span class=\"_ _0\"></span>ions que</div>\n<div class=\"t m0 x1a h62 y15b7 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce qui est att<span class=\"_ _0\"></span>endu, ent<span class=\"_ _0\"></span>ra\u00eenant<span class=\"_ _0\"></span> un b\u00e9n\u00e9f<span class=\"_ _0\"></span>ice inf\u00e9r<span class=\"_ _0\"></span>ieur \u00e0 la pr\u00e9v<span class=\"_ _0\"></span>ision.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 298px; height: 808px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 298px; height: 808px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1aa fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span></span><span class=\"ws12b\">GESTION DES<span class=\"_ _0\"></span> RISQUE<span class=\"_ _0\"></span>S NON<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">VIE DANS LES<span class=\"_ _3\"></span> ENTIT\u00c9S </span></span></span></div>\n<div class=\"t m0 x16b h62 y8b2 ff1aa fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">OP\u00c9RATIONNELLES D\u2019AGEAS<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La gesti<span class=\"lsde wsfa\">on du risque non<span class=\"ls0 ws0\">-</span></span>vie au sein d\u2019<span class=\"_ _0\"></span>Ageas suit<span class=\"_ _0\"></span> les instru<span class=\"_ _0\"></span>ctions et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directi<span class=\"_ _0\"></span>ves en mati<span class=\"_ _0\"></span>\u00e8re de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n et de prise d<span class=\"_ _0\"></span>e risque.<span class=\"_ _0\"></span> Elles sont</div>\n<div class=\"t m0 x6 h62 y93f ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises pour chaque<span class=\"_ _3\"></span> entit\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie du Grou<span class=\"_ _0\"></span>pe et inclue<span class=\"_ _0\"></span>nt notamm<span class=\"_ _0\"></span>ent les </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e8gles d\u2019accept<span class=\"_ _3\"></span>ation du risque, des<span class=\"_ _3\"></span> directives pour <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s sinist<span class=\"_ _3\"></span>res, la </span></div>\n<div class=\"t m0 x6 h62 y941 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et sa ges<span class=\"_ _0\"></span>tion.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Au niveau du Group<span class=\"_ _3\"></span>e, plusieurs sch\u00e9mas<span class=\"_ _3\"></span> de reporting son<span class=\"_ _3\"></span>t pr\u00e9vus pour,</div>\n<div class=\"t m0 x6 h62 y944 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le, des rap<span class=\"_ _0\"></span>ports sur<span class=\"_ _0\"></span> les indic<span class=\"_ _0\"></span>ateurs cl<span class=\"_ _0\"></span>\u00e9s de perfor<span class=\"_ _0\"></span>mance, d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y945 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tests d<span class=\"_ _0\"></span>e suffisa<span class=\"_ _0\"></span>nce des<span class=\"_ _0\"></span> r\u00e9serv<span class=\"_ _0\"></span>es de pri<span class=\"_ _0\"></span>mes et d<span class=\"_ _0\"></span>e sinist<span class=\"_ _0\"></span>res. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Par ail<span class=\"lsdc\">leurs, un mo<span class=\"_ _0\"></span>d\u00e8le int<span class=\"_ _0\"></span>erne a \u00e9t<span class=\"_ _0\"></span>\u00e9 constr<span class=\"_ _0\"></span>uit po<span class=\"_ _0\"></span>ur mieux<span class=\"_ _0\"></span> g\u00e9rer l<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9ee ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption en n<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-</span>vie pour les ent<span class=\"_ _0\"></span>it\u00e9s et le G<span class=\"_ _0\"></span>roupe. Le</div>\n<div class=\"t m0 x6 h62 y9ef ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e8le est<span class=\"_ _0\"></span> utilis\u00e9 po<span class=\"_ _0\"></span>ur trouve<span class=\"_ _0\"></span>r les progr<span class=\"_ _0\"></span>ammes de r<span class=\"_ _0\"></span>\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y9f0 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">optimaux<span class=\"_ _0\"></span> afin de limi<span class=\"_ _0\"></span>ter les ris<span class=\"_ _0\"></span>ques en no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>vie des entit<span class=\"_ _0\"></span>\u00e9s mai<span class=\"lsdd ws11a\">s aussi </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour \u00e9vit<span class=\"_ _0\"></span>er le risqu<span class=\"_ _0\"></span>e de concent<span class=\"_ _0\"></span>ration da<span class=\"_ _0\"></span>ns l\u2019ens<span class=\"_ _0\"></span>emble du Gro<span class=\"_ _0\"></span>upe. Les</div>\n<div class=\"t m0 x6 h62 y9f2 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es li\u00e9s <span class=\"_ _0\"></span>aux \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments m<span class=\"_ _0\"></span>\u00e9t\u00e9orol<span class=\"_ _0\"></span>ogique<span class=\"_ _0\"></span>s const<span class=\"_ _0\"></span>ituent u<span class=\"_ _0\"></span>n exempl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de concent<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>e risques<span class=\"_ _0\"></span> pour le Grou<span class=\"_ _0\"></span>pe. Les cha<span class=\"_ _0\"></span>ngements<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>ques sont p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span>i\u00e8reme<span class=\"_ _0\"></span>nt import<span class=\"_ _0\"></span>ants dans<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ce contexte<span class=\"_ _3\"></span>. Pour la </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments n<span class=\"_ _0\"></span>aturel<span class=\"_ _0\"></span>s, des mo<span class=\"_ _0\"></span>d\u00e8les ex<span class=\"_ _0\"></span>ternes s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 y15bb ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s. Ageas ass<span class=\"_ _0\"></span>ure un suiv<span class=\"_ _0\"></span>i permane<span class=\"_ _0\"></span>nt de l\u2019eff<span class=\"_ _0\"></span>et des chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y15bc ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>ques sur ces<span class=\"_ _0\"></span> mod\u00e8les et m<span class=\"_ _0\"></span>aintient<span class=\"_ _0\"></span> un \u00e9chang<span class=\"_ _0\"></span>e constant<span class=\"_ _0\"></span> avec les</div>\n<div class=\"t m0 x1a h62 y15bd ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>aires des<span class=\"_ _0\"></span> mod\u00e8les.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15be ff1aa fs43 fc1e sc0 lsef ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"lsf3 ws113\">RATIOS <span class=\"_ _3\"></span>DE PERTES</span> </span></div>\n<div class=\"t m0 x1a h62 y15bf ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un ratio de pe<span class=\"_ _0\"></span>rtes est un<span class=\"_ _0\"></span>e mesure s<span class=\"_ _0\"></span>imple util<span class=\"_ _0\"></span>is\u00e9e po<span class=\"_ _0\"></span>ur v\u00e9rifie<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y15c0 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019ad\u00e9q<span class=\"_ _0\"></span>uation de la pa<span class=\"_ _0\"></span>rt du taux de pr<span class=\"_ _0\"></span>imes n\u00e9go<span class=\"_ _0\"></span>ci\u00e9e sur l<span class=\"_ _0\"></span>e march\u00e9 po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y15c1 ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couvrir le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> d\u2019assurance. I<span class=\"_ _3\"></span>l s\u2019agi<span class=\"_ _3\"></span>t d\u2019un ratio<span class=\"_ _3\"></span> entre le<span class=\"_ _3\"></span> co\u00fbt</div>\n<div class=\"t m0 x1a h62 y15c2 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total (est<span class=\"_ _0\"></span>im\u00e9) des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> divis\u00e9s pa<span class=\"_ _0\"></span>r les primes<span class=\"_ _0\"></span> acquise<span class=\"_ _0\"></span>s. Le ratio</div>\n<div class=\"t m0 x1a h62 y15c3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">combin\u00e9 es<span class=\"_ _0\"></span>t l\u2019amal<span class=\"_ _0\"></span>game du rat<span class=\"_ _0\"></span>io de pertes et<span class=\"_ _0\"></span> du ratio de<span class=\"_ _0\"></span> co\u00fbts (y</div>\n<div class=\"t m0 x1a h62 y15c4 ff1aa fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">compris les commissions).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15c5 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15c6 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019un point<span class=\"_ _0\"></span> de vue g\u00e9n\u00e9ra<span class=\"_ _0\"></span>l, on peut s\u2019<span class=\"_ _0\"></span>attend<span class=\"_ _0\"></span>re \u00e0 un ratio com<span class=\"_ _0\"></span>bin\u00e9 sous</div>\n<div class=\"t m0 x1a h62 y15c7 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les 100<span class=\"ls0 ws0\"> </span>% av<span class=\"_ _3\"></span>ec une cible de 96<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">%. En rais<span class=\"_ _0\"></span>on de la v<span class=\"_ _0\"></span>aria<span class=\"wse9\">bili<span class=\"_ _0\"></span>t\u00e9 intri<span class=\"_ _0\"></span>ns\u00e8que </span></span></span></div>\n<div class=\"t m0 x1a h62 y15c8 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des proces<span class=\"_ _0\"></span>sus de sin<span class=\"_ _0\"></span>istre et /o<span class=\"_ _0\"></span>u de l\u2019ineff<span class=\"_ _0\"></span>icacit<span class=\"_ _0\"></span>\u00e9 des primes<span class=\"_ _0\"></span>, on peut</div>\n<div class=\"t m0 x1a h62 y15c9 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observe<span class=\"_ _0\"></span>r sporadi<span class=\"_ _0\"></span>quement<span class=\"_ _0\"></span> un ratio co<span class=\"_ _0\"></span>mbin\u00e9 d\u00e9p<span class=\"_ _0\"></span>assant l<span class=\"_ _0\"></span>es 100<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">%. Cette </span></span></div>\n<div class=\"t m0 x1a h62 y15ca ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on est pris<span class=\"_ _0\"></span>e en compte da<span class=\"_ _0\"></span>ns la gesti<span class=\"_ _0\"></span>on des risqu<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">vie (voir </span></span></div>\n<div class=\"t m0 x1a h62 y15cb ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">point E ci<span class=\"ls0 ws0\">-</span><span class=\"wse8\">dess<span class=\"_ _0\"></span>us). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y15cc ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15cd ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le ratio c<span class=\"_ _0\"></span>ombin\u00e9 <span class=\"_ _0\"></span>et le rat<span class=\"_ _0\"></span>io de p<span class=\"_ _0\"></span>ertes s<span class=\"_ _0\"></span>e trouve<span class=\"_ _0\"></span>nt \u00e0 la not<span class=\"_ _0\"></span>e 8</div>\n<div class=\"t m0 x1a h62 y15ce ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wseb\">Information s<span class=\"_ _0\"></span>ur les s<span class=\"_ _0\"></span>ecteurs<span class=\"_ _0\"></span> op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.</span></span></div>\n<div class=\"t m0 x6 h62 y15cf ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y15d0 ff1aa fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _1ff\"> </span></span><span class=\"ws12b\">SENSIBILI<span class=\"_ _0\"></span>T\u00c9S DES PR<span class=\"_ _0\"></span>OVISI<span class=\"_ _0\"></span>ONS T<span class=\"_ _0\"></span>ECHNIQ<span class=\"_ _0\"></span>UES<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y15d1 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les sensi<span class=\"_ _0\"></span>bilit\u00e9s e<span class=\"_ _0\"></span>n non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">vie dans le tableau<span class=\"_ _3\"></span> ci</span>-</span>dessous pr\u00e9s<span class=\"_ _0\"></span>entent l\u2019<span class=\"_ _0\"></span>impact s<span class=\"_ _0\"></span>ur le r\u00e9sult<span class=\"_ _0\"></span>at avant im<span class=\"_ _0\"></span>p\u00f4ts d\u2019u<span class=\"_ _0\"></span>ne baisse de 1<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% des cha<span class=\"_ _0\"></span>rges te<span class=\"_ _0\"></span>lles </span></div>\n<div class=\"t m0 x6 h62 y15d2 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019incl<span class=\"_ _0\"></span>uses dans l<span class=\"_ _0\"></span>e compte d<span class=\"_ _0\"></span>e r\u00e9sultat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 et d\u2019une haus<span class=\"_ _0\"></span>se de 5<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">% des co\u00fbts de sinis<span class=\"_ _3\"></span>tres tels qu\u2019inclus<span class=\"_ _3\"></span> dans le compte de r\u00e9<span class=\"_ _3\"></span>sultat consolid\u00e9<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 643px; z-index: 15;\">Sensibilit\u00e9s en non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1aa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6d1 ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 541px; bottom: 672px; z-index: 15;\">Impact sur le r\u00e9sultat <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 562px; bottom: 657px; z-index: 15;\">avant imp\u00f4ts au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 550px; bottom: 643px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6d1 ff1aa fs45 fc1e sc0 lse5 ws100\" style=\"left: 713px; bottom: 672px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsf0\">le r\u00e9sultat </span> </span></div>\n<div class=\"t m0 x6e h65 y68c ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 734px; bottom: 657px; z-index: 15;\">avant imp\u00f4ts au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 722px; bottom: 643px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y68c ff1aa fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff1aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff1aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 612px; z-index: 15;\">Charges <span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">1<span class=\"_ _3\"></span>0 %</span> </span></div>\n<div class=\"t m0 x14f h65 y691 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 612px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 612px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Co\u00fbts de sinistres 5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 597px; z-index: 15;\">(132)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 597px; z-index: 15;\">(126)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y15da ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y15db ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y15dc ff1aa fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"ls104 ws12b\">TABLEAU DES<span class=\"_ _0\"></span> PROVI<span class=\"_ _0\"></span>SIONS P<span class=\"_ _0\"></span>OUR SINI<span class=\"_ _0\"></span>STRE<span class=\"_ _0\"></span>S \u00c0 R\u00c9GLER<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y15dd ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les provisions<span class=\"_ _3\"></span> pour sinistres e<span class=\"_ _3\"></span>t frais de sinis<span class=\"_ _3\"></span>tres comptabilis\u00e9e<span class=\"_ _3\"></span>s dans</div>\n<div class=\"t m0 x6 h62 y15de ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re sont a<span class=\"_ _0\"></span>nalys\u00e9es<span class=\"_ _0\"></span> par ann\u00e9e de s<span class=\"_ _0\"></span>urvena<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y15df ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des accidents,<span class=\"_ _3\"></span> par les actuaire<span class=\"_ _3\"></span>s et les gestionnai<span class=\"_ _3\"></span>res de sinistr<span class=\"_ _3\"></span>es. Les</div>\n<div class=\"t m0 x6 h62 y15e0 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">provisi<span class=\"_ _0\"></span>ons pour p<span class=\"_ _0\"></span>aiements et<span class=\"_ _0\"></span> pertes son<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span> repr\u00e9sent\u00e9es<span class=\"_ _3\"></span> dans un tableau </span></div>\n<div class=\"t m0 x6 h62 y15e1 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 deux di<span class=\"_ _0\"></span>mensio<span class=\"_ _0\"></span>ns temp<span class=\"_ _0\"></span>orelles<span class=\"ls0 ws0\"> : </span><span class=\"lsde\">ann\u00e9e de <span class=\"_ _3\"></span>survenance des<span class=\"_ _3\"></span> accidents </span></div>\n<div class=\"t m0 x6 h62 y15e2 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(vertic<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span>) et ann\u00e9<span class=\"_ _0\"></span>e calendr<span class=\"_ _0\"></span>ier (ou ann\u00e9<span class=\"_ _0\"></span>e de d\u00e9vel<span class=\"_ _0\"></span>oppeme<span class=\"_ _0\"></span>nt,</div>\n<div class=\"t m0 x6 h62 y15e3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">horizont<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span>). Le tria<span class=\"_ _0\"></span>ngle de liq<span class=\"_ _0\"></span>uidati<span class=\"_ _0\"></span>on montre c<span class=\"_ _0\"></span>omment \u00e9v<span class=\"_ _0\"></span>oluent</div>\n<div class=\"t m0 x6 h62 y15e4 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les provisions<span class=\"_ _3\"></span> pour sinist<span class=\"wseb\">res n<span class=\"_ _3\"></span>on r\u00e9gl\u00e9s en<span class=\"_ _3\"></span> fonction<span class=\"_ _3\"></span> des paiemen<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x6 h62 y15e5 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectu<span class=\"_ _0\"></span>\u00e9s et des nouv<span class=\"_ _0\"></span>elles est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns de perte<span class=\"_ _0\"></span>s d\u00e9finiti<span class=\"_ _0\"></span>ves \u00e0 la date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y15e6 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re cons<span class=\"_ _0\"></span>id\u00e9r\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y15e7 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15e8 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les sin<span class=\"_ _0\"></span>istres<span class=\"_ _0\"></span> concern<span class=\"_ _0\"></span>\u00e9s sont li\u00e9s<span class=\"_ _0\"></span> \u00e0 des contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance au</div>\n<div class=\"t m0 x1a h62 y15e9 ff1aa fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">sens des IFRS, y compris <span class=\"lsde wsfa\">les contra<span class=\"_ _3\"></span>ts Accident et Mal<span class=\"_ _3\"></span>adie, Dommages </span></div>\n<div class=\"t m0 x1a h62 y15ea ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">aux biens <span class=\"_ _3\"></span>et risques <span class=\"_ _3\"></span>divers, don<span class=\"_ _3\"></span>t les pr<span class=\"_ _3\"></span>ovisions peu<span class=\"_ _3\"></span>vent \u00eatre i<span class=\"_ _3\"></span>nt\u00e9gr\u00e9es</div>\n<div class=\"t m0 x1a h62 y15eb ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans un form<span class=\"_ _0\"></span>at tria<span class=\"_ _0\"></span>ngulaire.<span class=\"_ _0\"></span> Tous les chi<span class=\"_ _0\"></span>ffres so<span class=\"_ _0\"></span>nt non actu<span class=\"_ _0\"></span>alis\u00e9s. Le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y15ec ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">provisions pou<span class=\"_ _3\"></span>r sinistre<span class=\"_ _3\"></span>s qui son<span class=\"_ _3\"></span>t actualis\u00e9es<span class=\"_ _3\"></span> de mani\u00e8re <span class=\"_ _3\"></span>similaire<span class=\"_ _3\"></span> a<span class=\"lsdd wse9\">ux </span></div>\n<div class=\"t m0 x1a h62 y15ed ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques util<span class=\"_ _0\"></span>is\u00e9es e<span class=\"_ _0\"></span>n assura<span class=\"_ _0\"></span>nce vie<span class=\"_ _0\"></span> (par ex<span class=\"_ _0\"></span>emple, le<span class=\"_ _0\"></span>s inval<span class=\"_ _0\"></span>idit\u00e9s</div>\n<div class=\"t m0 x1a h62 y15ee ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perman<span class=\"_ _0\"></span>entes ou les<span class=\"_ _0\"></span> rentes de d\u00e9c<span class=\"_ _0\"></span>\u00e8s dans le c<span class=\"_ _0\"></span>adre d\u2019as<span class=\"_ _0\"></span>surances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y15ef ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accident<span class=\"_ _0\"></span>s du trava<span class=\"_ _0\"></span>il ou d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span>s automo<span class=\"_ _0\"></span>biles) so<span class=\"_ _0\"></span>nt incluses<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x1a h62 y15f0 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les rubriques<span class=\"_ _3\"></span> de rapprochement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15f1 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15f2 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Tous les montan<span class=\"_ _3\"></span>ts dans le tableau<span class=\"_ _3\"></span> sont calcul\u00e9s au<span class=\"_ _3\"></span> taux de change</div>\n<div class=\"t m0 x1a h62 y15f3 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">applicable fi<span class=\"_ _3\"></span>n 202<span class=\"ls0 ws0\">2<span class=\"lsf0 ws104\">. </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 368px; height: 738px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 368px; height: 738px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1ad fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> provis<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r sinist<span class=\"_ _0\"></span>res \u00e0 r\u00e9<span class=\"_ _0\"></span>gler, pa<span class=\"_ _0\"></span>r ann\u00e9e <span class=\"_ _0\"></span>de surve<span class=\"_ _0\"></span>nance de<span class=\"_ _0\"></span> l\u2019acci<span class=\"_ _0\"></span>dent, s<span class=\"_ _0\"></span>e pr\u00e9sent<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Ann\u00e9e de <span class=\"wsf0\">survenance de l\u2019accident<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1050px; z-index: 15;\">2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 418px; bottom: 1050px; z-index: 15;\">2014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 463px; bottom: 1050px; z-index: 15;\">2015<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 506px; bottom: 1050px; z-index: 15;\">2016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 1050px; z-index: 15;\">2017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 596px; bottom: 1050px; z-index: 15;\">2018<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 640px; bottom: 1050px; z-index: 15;\">2019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 686px; bottom: 1050px; z-index: 15;\">2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 732px; bottom: 1050px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Paiements en<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">N</div>\n<div class=\"t m0 x17b h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 377px; bottom: 1005px; z-index: 15;\">969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 1005px; z-index: 15;\">1.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 468px; bottom: 1005px; z-index: 15;\">954<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">1.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 1005px; z-index: 15;\">1.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">1.084<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 1005px; z-index: 15;\">1.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 1005px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1005px; z-index: 15;\">1.253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 990px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 377px; bottom: 990px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 990px; z-index: 15;\">472<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 468px; bottom: 990px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 990px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 990px; z-index: 15;\">475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 990px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 990px; z-index: 15;\">447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 990px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 737px; bottom: 990px; z-index: 15;\">562<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 975px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 377px; bottom: 975px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 468px; bottom: 975px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 975px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 975px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 975px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 960px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 960px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 960px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 960px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 960px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 960px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 652px; bottom: 960px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 945px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 945px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 945px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 945px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 931px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 931px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 931px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 931px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 931px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 916px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 916px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 916px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 916px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 901px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 901px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 901px; z-index: 15;\">4</div>\n<div class=\"t m0 x197 h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 479px; bottom: 901px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 886px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 388px; bottom: 886px; z-index: 15;\">8</div>\n<div class=\"t m0 x19a h65 y68f ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 886px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 871px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 388px; bottom: 871px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Charges de sinistres<span class=\"ls0 ws0\"> : </span><span class=\"wsed\">(P<span class=\"_ _3\"></span>aiements <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">cum<span class=\"_ _3\"></span>ul\u00e9s + provisions p<span class=\"_ _0\"></span>our sinistres en cours)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\">N</div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 812px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 812px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 812px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 812px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 812px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 812px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 812px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 812px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 812px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 812px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 797px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 797px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 797px; z-index: 15;\">2.054<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 797px; z-index: 15;\">1.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 797px; z-index: 15;\">2.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 797px; z-index: 15;\">2.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 797px; z-index: 15;\">2.166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 797px; z-index: 15;\">2.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 797px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 797px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 782px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 782px; z-index: 15;\">1.896<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 782px; z-index: 15;\">2.061<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 782px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 782px; z-index: 15;\">2.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 782px; z-index: 15;\">2.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 782px; z-index: 15;\">2.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 782px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 782px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 767px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 767px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 767px; z-index: 15;\">2.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 767px; z-index: 15;\">1.948<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 767px; z-index: 15;\">2.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 767px; z-index: 15;\">2.048<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 767px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 767px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 752px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 752px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 752px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 752px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 752px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 752px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 752px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 738px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 738px; z-index: 15;\">1.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 738px; z-index: 15;\">1.997<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 738px; z-index: 15;\">1.906<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 738px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 738px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 723px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 723px; z-index: 15;\">1.874<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 723px; z-index: 15;\">1.988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 723px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 723px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 708px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 708px; z-index: 15;\">1.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 708px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 708px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 693px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 693px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 693px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 678px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 678px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 391px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 437px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 482px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 526px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 570px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 615px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 660px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 705px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 751px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Perte d\u00e9finitive, estim\u00e9e \u00e0<span class=\"_ _0\"></span> la date initiale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 370px; bottom: 648px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 416px; bottom: 648px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 648px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 505px; bottom: 648px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 648px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 648px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 648px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 648px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 648px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 648px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Perte d\u00e9finitive, estim\u00e9e pou<span class=\"_ _0\"></span>r l'ann\u00e9e ant\u00e9rieure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 370px; bottom: 634px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 416px; bottom: 634px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 634px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 505px; bottom: 634px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 634px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 634px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 634px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 634px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 634px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 lse2 ws103\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Pert<span class=\"_ _3\"></span>e d\u00e9fin<span class=\"_ _3\"></span>itiv<span class=\"_ _3\"></span>e, estim<span class=\"_ _3\"></span>\u00e9e pour<span class=\"_ _3\"></span> <span class=\"lse0 wsee\">l\u2019ann\u00e9e en cours<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 370px; bottom: 619px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 416px; bottom: 619px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 619px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 505px; bottom: 619px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 619px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 619px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 619px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 619px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 619px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 619px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Exc\u00e9dent (d\u00e9ficit) de l\u2019<span class=\"_ _0\"></span>ann\u00e9e en cours <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xae h65 y160a ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"z-index: 15;\">188<span class=\"ls0 ws0\"> <span class=\"_ _206\"> </span></span>115<span class=\"ls0 ws0\"> <span class=\"_ _19a\"> </span></span>73<span class=\"ls0 ws0\"> <span class=\"_ _cd\"> </span></span>248<span class=\"ls0 ws0\"> <span class=\"_ _206\"> </span></span>152<span class=\"ls0 ws0\"> <span class=\"_ _206\"> </span></span>110<span class=\"ls0 ws0\"> <span class=\"_ _19a\"> </span></span>69<span class=\"ls0 ws0\"> <span class=\"_ _197\"> </span></span>89<span class=\"ls0 ws0\"> <span class=\"_ _165\"> </span></span>(41)<span class=\"ls0 ws0\"> <span class=\"_ _15d\"> </span> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">par rapport \u00e0 l\u2019ann\u00e9e de l\u2019accident initiale</span> </div>\n<div class=\"t m0 x184 h65 y160d ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Exc\u00e9dent (d\u00e9ficit) de l\u2019<span class=\"_ _0\"></span>ann\u00e9e en cours <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y160f ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">par rapport aux ann\u00e9es ant\u00e9rieures</span> </div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 383px; bottom: 560px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 422px; bottom: 560px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 474px; bottom: 560px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 560px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 562px; bottom: 560px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 607px; bottom: 560px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 560px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 560px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 735px; bottom: 560px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Provisions pour sinistres e<span class=\"_ _0\"></span>n cours avant 2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 528px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Provisions pour sinistres e<span class=\"_ _0\"></span>n cours de 2013 \u00e0<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">3.311<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Autres passifs pour sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">(non inclus dans le <span class=\"_ _0\"></span>tableau)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 484px; z-index: 15;\">2.295<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Sinistres relatifs \u00e0 des accidents du travail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px; z-index: 15;\">et des soins de sant\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 454px; z-index: 15;\">1.698<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Total des r\u00e9serves pour <span class=\"_ _0\"></span>sinistres dans l'\u00e9tat de la<span class=\"_ _0\"></span> situation financi\u00e8re <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h67 y6a6 ff1af fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h67 y6a6 ff1af fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 439px; z-index: 15;\">7.827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1618 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1619 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y161a ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u de d\u00e9velo<span class=\"_ _0\"></span>ppement<span class=\"_ _0\"></span> des provis<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es \u00e0 r\u00e9gler pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y161b ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ann\u00e9e d\u2019acciden<span class=\"_ _3\"></span>t (voir ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus) montre l\u2019<span class=\"_ _0\"></span>\u00e9volut<span class=\"_ _0\"></span>ion de la <span class=\"wseb\">pert<span class=\"_ _0\"></span>e totale </span></span></span></div>\n<div class=\"t m0 x6 h62 y161c ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9finitive (pa<span class=\"_ _3\"></span>iements effectu\u00e9<span class=\"_ _3\"></span>s et provisions<span class=\"_ _3\"></span> pour sinistres en cour<span class=\"_ _3\"></span>s)</div>\n<div class=\"t m0 x6 h62 y161d ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour chaque ann\u00e9e<span class=\"_ _3\"></span> d\u2019accident indiv<span class=\"_ _3\"></span>iduelle (comme ind<span class=\"_ _3\"></span>iqu\u00e9 dans la</div>\n<div class=\"t m0 x6 h62 y161e ff1ad fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">colonne), po<span class=\"_ _3\"></span>ur chaque an<span class=\"_ _3\"></span>n\u00e9e de d\u00e9<span class=\"_ _3\"></span>veloppement (<span class=\"_ _3\"></span>comme indiqu\u00e9<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y161f ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la ligne) d<span class=\"_ _0\"></span>epuis l\u2019a<span class=\"_ _0\"></span>nn\u00e9e de surv<span class=\"_ _0\"></span>enance jus<span class=\"_ _0\"></span><span class=\"wseb\">qu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019ann\u00e9e d<span class=\"_ _0\"></span>e report<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x6 h62 y1620 ff1ad fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2. </span></div>\n<div class=\"t m0 x6 h62 y1621 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1622 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le triangl<span class=\"_ _0\"></span>e relatif a<span class=\"_ _0\"></span>ux Paieme<span class=\"_ _0\"></span>nts pr\u00e9s<span class=\"_ _0\"></span>ente le mont<span class=\"_ _0\"></span>ant des pre<span class=\"_ _0\"></span>station<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1623 ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des sinistres,<span class=\"_ _3\"></span> nettes de recouvr<span class=\"_ _3\"></span>ement, brutes de r\u00e9a<span class=\"_ _3\"></span>ssurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1624 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1625 ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le second triangle<span class=\"_ _3\"></span> relatif aux Char<span class=\"_ _3\"></span>ges de sinistre<span class=\"_ _3\"></span>s en cours pr\u00e9sen<span class=\"_ _3\"></span>te la</div>\n<div class=\"t m0 x6 h62 y1626 ff1ad fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">somme des <span class=\"_ _3\"></span>paiements cumul<span class=\"_ _3\"></span>\u00e9s et les <span class=\"_ _3\"></span>provisions <span class=\"_ _3\"></span>INB(E)R (sini<span class=\"_ _3\"></span>stres</div>\n<div class=\"t m0 x1a h62 y1627 ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">encourus, mais<span class=\"_ _3\"></span> non d\u00e9clar\u00e9s ou sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-</span><span class=\"wseb\">\u00e9valu\u00e9s)<span class=\"_ _3\"></span> pour chaque<span class=\"_ _3\"></span> ann\u00e9e </span></div>\n<div class=\"t m0 x1a h62 y1628 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acci<span class=\"_ _0\"></span>dent. Ce mo<span class=\"_ _0\"></span>ntant est b<span class=\"_ _0\"></span>rut de r\u00e9ass<span class=\"_ _0\"></span>urance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1629 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y162a ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que Perte d\u00e9f<span class=\"_ _0\"></span>initiv<span class=\"_ _0\"></span>e, estim<span class=\"_ _0\"></span>\u00e9e \u00e0 la date init<span class=\"_ _0\"></span>iale d\u2019acc<span class=\"_ _0\"></span>ident, \u00e0 la</div>\n<div class=\"t m0 x1a h62 y162b ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date de l\u2019ex<span class=\"_ _0\"></span>ercice ant<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>r et \u00e0 la date de l\u2019ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>ourant ref<span class=\"_ _0\"></span>l\u00e8te le</div>\n<div class=\"t m0 x1a h62 y162c ff1ad fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fait qu<span class=\"_ _0\"></span>e l\u2019esti<span class=\"_ _0\"></span>mation f<span class=\"_ _0\"></span>luctue <span class=\"_ _0\"></span>en fonct<span class=\"_ _0\"></span>ion des i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions re<span class=\"_ _0\"></span>cueil<span class=\"_ _0\"></span>lies sur</div>\n<div class=\"t m0 x1a h62 y162d ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les sinistre<span class=\"_ _3\"></span>s. Plus la p\u00e9riode de<span class=\"_ _3\"></span> d\u00e9veloppement<span class=\"_ _3\"></span> d\u2019un sinistre est lon<span class=\"_ _3\"></span>gue,</div>\n<div class=\"t m0 x1a h62 y162e ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus l\u2019est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la perte d<span class=\"_ _0\"></span>\u00e9finitiv<span class=\"_ _0\"></span>e est pr\u00e9c<span class=\"_ _0\"></span>ise.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y162f ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1630 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> de la rubriq<span class=\"_ _0\"></span>ue des Prov<span class=\"_ _0\"></span>isions Tot<span class=\"_ _0\"></span>ales des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x1a h62 y1631 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re est d\u00e9t<span class=\"_ _0\"></span>aill\u00e9 so<span class=\"_ _0\"></span>us 19.4 <span class=\"ls0 ws0\">\u2013 </span>Passifs r\u00e9s<span class=\"_ _0\"></span>ultant</div>\n<div class=\"t m0 x1a h62 y1632 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 192px; height: 914px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 192px; height: 914px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff1b3 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.2.3<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsdc wse9\">Risque sa<span class=\"_ _0\"></span>nt\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en so<span class=\"_ _0\"></span>ins de sant\u00e9 d<span class=\"_ _0\"></span>\u00e9coule de l<span class=\"_ _0\"></span>a souscri<span class=\"_ _0\"></span>ption</div>\n<div class=\"t m0 x6 h62 y8b3 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019oblig<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>ans le c<span class=\"_ _0\"></span>adre d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>es soins <span class=\"_ _0\"></span>de sant<span class=\"_ _0\"></span>\u00e9, que ce s<span class=\"_ _0\"></span>oit sur</div>\n<div class=\"t m0 x6 h62 y93e ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une base sim<span class=\"_ _0\"></span>ilaire \u00e0 l\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce vie ou non,<span class=\"_ _0\"></span> en raison \u00e0 la f<span class=\"_ _0\"></span>ois des</div>\n<div class=\"t m0 x6 h62 y93f ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dangers couver<span class=\"_ _3\"></span>ts et des processu<span class=\"_ _3\"></span>s op\u00e9ration<span class=\"wsea\">nels.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du risq<span class=\"_ _0\"></span>ue d\u2019ass<span class=\"_ _0\"></span>urance soi<span class=\"_ _0\"></span>ns de sant\u00e9 s<span class=\"_ _0\"></span>e r\u00e9parti<span class=\"_ _0\"></span>ssent en</div>\n<div class=\"t m0 x6 h62 y942 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fonction de deux<span class=\"_ _3\"></span> types de passifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : <span class=\"lsdc wse9\">en cas de similitude a<span class=\"_ _0\"></span>vec le risqu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vie ou d\u2019une m<span class=\"_ _0\"></span>od\u00e9lisa<span class=\"_ _0\"></span>tion bas<span class=\"_ _0\"></span>\u00e9e sur des tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>res \u00e0 celle<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y944 ff1b1 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">utilis\u00e9es pour les passifs vie, il c<span class=\"lsdc wse9\">on<span class=\"_ _0\"></span>vient de se r<span class=\"_ _0\"></span>\u00e9f\u00e9rer \u00e0 la s<span class=\"_ _0\"></span>ection </span></div>\n<div class=\"t m0 x6 h62 y945 ff1b1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.2.1.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> - <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en v<span class=\"_ _0\"></span>ie. Pour les pa<span class=\"_ _0\"></span>ssifs<span class=\"_ _0\"></span> similair<span class=\"_ _0\"></span>es \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des passi<span class=\"_ _3\"></span>fs non<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">vie ou mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s de <span class=\"_ _0\"></span>mani\u00e8re s<span class=\"_ _0\"></span>imilai<span class=\"_ _0\"></span>re, il c<span class=\"_ _0\"></span>onvient d<span class=\"_ _0\"></span>e se </span></div>\n<div class=\"t m0 x6 h62 y9ed ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9rer \u00e0 la s<span class=\"_ _0\"></span>ection 4.<span class=\"_ _0\"></span>7.2.2 <span class=\"ls0 ws0\">- </span>Risques de so<span class=\"_ _0\"></span>uscript<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie.</span> </span></div>\n<div class=\"t m0 x6 h62 y948 ff1b1 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsf7 wseb\">R<span class=\"_ _3\"></span>isque<span class=\"_ _3\"></span><span class=\"lsde wsfa\">s op\u00e9rationnel<span class=\"_ _3\"></span>s</span></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques op\u00e9r<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>nels sont<span class=\"_ _0\"></span> d\u00e9fin<span class=\"_ _0\"></span>is comm<span class=\"_ _0\"></span>e le risq<span class=\"_ _0\"></span>ue de pe<span class=\"_ _0\"></span>rtes du<span class=\"_ _0\"></span>es \u00e0</div>\n<div class=\"t m0 x6 h62 y94a ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">une inad\u00e9quation<span class=\"_ _3\"></span> ou \u00e0 une d\u00e9faillan<span class=\"_ _3\"></span>ce des proc\u00e9dures<span class=\"_ _3\"></span>, du personnel,</div>\n<div class=\"t m0 x6 h62 y94b ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des syst\u00e8mes<span class=\"_ _3\"></span> internes,<span class=\"_ _3\"></span> ou des \u00e9<span class=\"_ _3\"></span>v\u00e9nements e<span class=\"_ _3\"></span>xternes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas consid\u00e8re<span class=\"_ _3\"></span> les risques op\u00e9ra<span class=\"_ _3\"></span>tionnels comme<span class=\"ls0 ws0\"> </span>un<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x6 h62 y9a7 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsea\">g\u00e9n\u00e9<span class=\"_ _3\"></span>rique</span> <span class=\"lsdc wse9\">\u00bb qui comprend un ce<span class=\"_ _0\"></span>rtain nomb<span class=\"_ _0\"></span>re de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>es en mat<span class=\"_ _0\"></span>i\u00e8re d\u2019e<span class=\"_ _0\"></span>mploi et<span class=\"_ _0\"></span> s\u00e9curit<span class=\"_ _0\"></span>\u00e9 sur l<span class=\"_ _0\"></span>e lieu d<span class=\"_ _0\"></span>e travai<span class=\"_ _0\"></span>l, ex\u00e9cut<span class=\"_ _0\"></span>ion,</div>\n<div class=\"t m0 x6 h62 y9a9 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">livraison et ge<span class=\"_ _3\"></span>stion des proce<span class=\"_ _3\"></span>ssus, technologie<span class=\"_ _3\"></span>, fraude interne<span class=\"_ _3\"></span>, fraude</div>\n<div class=\"t m0 x6 h62 y9aa ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">externe, dom<span class=\"_ _3\"></span>mages aux a<span class=\"_ _3\"></span>ctifs phys<span class=\"lsdc\">iques (y com<span class=\"_ _0\"></span>pris la s<span class=\"_ _0\"></span>\u00e9curit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9ab ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">physique), c<span class=\"_ _3\"></span>lients, p<span class=\"_ _3\"></span>roduits, prat<span class=\"_ _3\"></span>iques commercia<span class=\"_ _3\"></span>les et jur<span class=\"_ _3\"></span>idiques,</div>\n<div class=\"t m0 x6 h62 y9ac ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9ontologie,<span class=\"_ _3\"></span> conformit\u00e9 r<span class=\"_ _3\"></span>\u00e9glementaire, <span class=\"_ _3\"></span>tierces pa<span class=\"_ _3\"></span>rties, rap<span class=\"_ _3\"></span>ports l\u00e9gaux<span class=\"_ _3\"></span>,</div>\n<div class=\"t m0 x6 h62 y9ad ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">divulgat<span class=\"_ _0\"></span>ion et fisc<span class=\"_ _0\"></span>alit\u00e9, co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 de l\u2019act<span class=\"_ _0\"></span>ivit\u00e9, ges<span class=\"_ _0\"></span>tion de cris<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 y9ae ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9silience op\u00e9<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ratio<span class=\"_ _0\"></span>nnelle, ge<span class=\"_ _0\"></span>stion des<span class=\"_ _0\"></span> donn\u00e9es,<span class=\"_ _0\"></span> s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 yc02 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(y comp<span class=\"_ _0\"></span>ris cyb<span class=\"_ _0\"></span>ern\u00e9tiq<span class=\"_ _0\"></span>ue) et ri<span class=\"_ _0\"></span>sque li<span class=\"_ _0\"></span>\u00e9 aux mo<span class=\"_ _0\"></span>d\u00e8les. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc03 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc04 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Afin d\u2019as<span class=\"_ _0\"></span>surer un<span class=\"_ _0\"></span>e gestion ad<span class=\"_ _0\"></span>\u00e9quate d<span class=\"_ _0\"></span>es risqu<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>ionnels<span class=\"_ _0\"></span>, Ageas a</div>\n<div class=\"t m0 x6 h62 yc05 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mis en \u0153uvr<span class=\"_ _0\"></span>e des polit<span class=\"_ _0\"></span>iques et pro<span class=\"_ _0\"></span>cessus \u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9chelle d<span class=\"_ _0\"></span>u Groupe qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 yc06 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">couv<span class=\"lsdc wse9\">rent diff\u00e9r<span class=\"_ _0\"></span>ents suj<span class=\"_ _0\"></span>ets, et not<span class=\"_ _0\"></span>amment<span class=\"ls0 ws0\"> :  </span></span></div>\n<div class=\"t m0 x6 h62 ya45 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 ls109 ws129\">la <span class=\"_ _3\"></span><span class=\"lsdc wse9\">gestion de l<span class=\"_ _0\"></span>a contin<span class=\"_ _0\"></span>uit\u00e9 des act<span class=\"_ _0\"></span>ivit\u00e9<span class=\"_ _0\"></span>s (Busines<span class=\"_ _0\"></span>s Contin<span class=\"_ _0\"></span>uity </span></span></span></div>\n<div class=\"t m0 x5c h62 ya46 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Management)<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 ya47 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">la gestion du risqu<span class=\"_ _0\"></span>e de fraude<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya48 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">la s\u00e9curit\u00e9 inform<span class=\"_ _0\"></span>atiqu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsde wseb\">l<span class=\"_ _3\"></span>a gestion d<span class=\"_ _3\"></span>es donn\u00e9e<span class=\"_ _3\"></span>s</span><span class=\"ff1b1\"> ; </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wseb\">l\u2019outsourcin<span class=\"_ _0\"></span>g et les ac<span class=\"_ _0\"></span>hats<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya4b ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse8\">l\u2019approche <span class=\"wse9\">Treat<span class=\"_ _0\"></span>ing Your C<span class=\"_ _0\"></span>ustomer F<span class=\"_ _0\"></span>airly (trai<span class=\"_ _0\"></span>tement \u00e9<span class=\"_ _0\"></span>quita<span class=\"_ _0\"></span>ble du </span></span></span></div>\n<div class=\"t m0 x5c h62 ya4c ff1b1 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">client)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya4d ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wseb\">la gestion des i<span class=\"_ _0\"></span>ncident<span class=\"_ _0\"></span>s et la c<span class=\"_ _0\"></span>ollect<span class=\"_ _0\"></span>e des do<span class=\"_ _0\"></span>nn\u00e9es su<span class=\"_ _0\"></span>r les pert<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> ;  </span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">l\u2019\u00e9valuation de l\u2019<span class=\"_ _0\"></span>ad\u00e9qu<span class=\"_ _0\"></span>ation du co<span class=\"_ _0\"></span>ntr\u00f4le int<span class=\"_ _0\"></span>erne<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya4f ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 ls109 ws129\">l\u2019identificatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">des princi<span class=\"_ _0\"></span>paux risq<span class=\"_ _0\"></span>ues et le proc<span class=\"_ _0\"></span>essus de re<span class=\"_ _0\"></span>portin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya50 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya51 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La strat\u00e9<span class=\"_ _0\"></span>gie d\u2019att<span class=\"_ _0\"></span>\u00e9nuation d<span class=\"_ _0\"></span>es risqu<span class=\"_ _0\"></span>es op\u00e9rati<span class=\"_ _0\"></span>onnels<span class=\"_ _0\"></span> d\u2019Ageas<span class=\"_ _0\"></span> consiste \u00e0</div>\n<div class=\"t m0 x6 h62 ya52 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">minimiser, via<span class=\"_ _3\"></span> un syst\u00e8me de con<span class=\"_ _3\"></span>tr\u00f4le interne<span class=\"_ _3\"></span> (ICS) solide et robus<span class=\"_ _3\"></span>te,</div>\n<div class=\"t m0 x6 h62 ya53 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les dysfon<span class=\"_ _3\"></span>ctionnements ou<span class=\"_ _3\"></span> d\u00e9faillance<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els dus \u00e0<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x6 h62 ya54 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">facteurs interne<span class=\"_ _3\"></span>s ou externes et qui<span class=\"_ _3\"></span> pourraient p<span class=\"lsdc wseb\">orter atteint<span class=\"_ _0\"></span>e \u00e0 notre </span></div>\n<div class=\"t m0 x6 h62 ya55 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9putat<span class=\"_ _0\"></span>ion et/ou en<span class=\"_ _0\"></span>tra\u00eene<span class=\"_ _0\"></span>r des pertes f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res. Les init<span class=\"_ _0\"></span>iativ<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya56 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">formati<span class=\"_ _0\"></span>on \u00e0 la c<span class=\"_ _0\"></span>ulture d<span class=\"_ _0\"></span>u risqu<span class=\"_ _0\"></span>e font p<span class=\"_ _0\"></span>artie int<span class=\"_ _0\"></span>\u00e9grant<span class=\"_ _0\"></span>e des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x6 h62 ya57 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entit\u00e9s <span class=\"_ _0\"></span>d\u2019Agea<span class=\"_ _0\"></span>s car ell<span class=\"_ _0\"></span>es sont c<span class=\"_ _0\"></span>rucial<span class=\"_ _0\"></span>es pour <span class=\"_ _0\"></span>assurer <span class=\"_ _0\"></span>une bon<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 ya58 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compr\u00e9hension<span class=\"_ _3\"></span> de la par<span class=\"_ _3\"></span>t <span class=\"wsfa\">des collabora<span class=\"_ _3\"></span>teurs de leur<span class=\"_ _3\"></span>s r\u00f4les et </span></div>\n<div class=\"t m0 x6 h62 ya59 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9s dans la ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y972 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas su<span class=\"_ _0\"></span>it la fo<span class=\"_ _0\"></span>rmule st<span class=\"_ _0\"></span>andar<span class=\"_ _0\"></span>d pour calc<span class=\"_ _0\"></span>uler l<span class=\"_ _0\"></span>e capital <span class=\"_ _0\"></span>de risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y973 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">op\u00e9rationnel.<span class=\"_ _3\"></span> Ageas a \u00e9galemen<span class=\"_ _3\"></span>t mis en \u0153uvre une approch<span class=\"_ _3\"></span>e de</div>\n<div class=\"t m0 x1a h62 y974 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sc\u00e9nari<span class=\"_ _0\"></span>os bas\u00e9e sur d<span class=\"_ _0\"></span>es jugem<span class=\"_ _0\"></span>ents d\u2019ex<span class=\"_ _0\"></span>perts et d<span class=\"lsde wseb\">es donn\u00e9es internes et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y975 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">extern<span class=\"_ _0\"></span>es. Pour ch<span class=\"_ _0\"></span>aque sc\u00e9n<span class=\"_ _0\"></span>ario de ris<span class=\"_ _0\"></span>que op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>l, la fr\u00e9que<span class=\"_ _0\"></span>nce et</div>\n<div class=\"t m0 x1a h62 yc08 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la s\u00e9v\u00e9rit<span class=\"_ _0\"></span>\u00e9 estim\u00e9<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>nverties<span class=\"_ _0\"></span> dans la pert<span class=\"_ _0\"></span>e potenti<span class=\"_ _0\"></span>elle la plus</div>\n<div class=\"t m0 x1a h62 yae7 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e et da<span class=\"_ _0\"></span>ns la pert<span class=\"_ _0\"></span>e potent<span class=\"_ _0\"></span>ielle <span class=\"_ _0\"></span>dans le pi<span class=\"_ _0\"></span>re des c<span class=\"_ _0\"></span>as. Les<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 yae8 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des sc\u00e9nario<span class=\"_ _3\"></span>s son<span class=\"lsdc wse9\">t utilis\u00e9s<span class=\"_ _0\"></span> pour d\u00e9ter<span class=\"_ _0\"></span>miner si le ca<span class=\"_ _0\"></span>pital de ris<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x1a h62 yae9 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnel c<span class=\"_ _0\"></span>alcul\u00e9 a<span class=\"_ _0\"></span>vec la f<span class=\"_ _0\"></span>ormule s<span class=\"_ _0\"></span>tanda<span class=\"_ _0\"></span>rd est suff<span class=\"_ _0\"></span>isant<span class=\"_ _0\"></span> pour c<span class=\"_ _0\"></span>ouvrir</div>\n<div class=\"t m0 x1a h62 yaea ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les principau<span class=\"_ _3\"></span>x risques op\u00e9rationne<span class=\"_ _3\"></span>ls.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y97b ff1b1 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Risques strat<span class=\"_ _0\"></span>\u00e9giqu<span class=\"_ _0\"></span>es et com<span class=\"_ _0\"></span>merciau<span class=\"_ _0\"></span>x<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y97c ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Cette cat<span class=\"_ _0\"></span>\u00e9gori<span class=\"_ _0\"></span>e de ris<span class=\"_ _0\"></span>ques eng<span class=\"_ _0\"></span>lobe le<span class=\"_ _0\"></span>s facte<span class=\"_ _0\"></span>urs inte<span class=\"lsde\">rnes et externes </span></div>\n<div class=\"t m0 x1a h62 y97d ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suscepti<span class=\"_ _0\"></span>bles d\u2019i<span class=\"_ _0\"></span>mpact<span class=\"_ _0\"></span>er la capacit<span class=\"_ _0\"></span>\u00e9 d\u2019Ageas<span class=\"_ _0\"></span> \u00e0 accompl<span class=\"_ _0\"></span>ir ses plans<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97e ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnels et<span class=\"_ _0\"></span> \u00e0 atteindr<span class=\"_ _0\"></span>e ses objec<span class=\"_ _0\"></span>tifs ains<span class=\"_ _0\"></span>i qu\u2019\u00e0 se posit<span class=\"_ _0\"></span>ionner po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y97f ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alise<span class=\"_ _0\"></span>r une crois<span class=\"_ _0\"></span>sance cont<span class=\"_ _0\"></span>inue et une c<span class=\"_ _0\"></span>r\u00e9atio<span class=\"_ _0\"></span>n de valeur.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Deux des p<span class=\"_ _3\"></span>rincipaux ri<span class=\"_ _3\"></span>sques strat\u00e9giq<span class=\"_ _3\"></span>ues et <span class=\"_ _3\"></span>commerciaux aux<span class=\"_ _3\"></span>quels le</div>\n<div class=\"t m0 x1a h62 y982 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Groupe A<span class=\"_ _0\"></span>geas s<span class=\"_ _0\"></span>\u2019est tro<span class=\"_ _0\"></span>uv\u00e9 conf<span class=\"_ _0\"></span>ront\u00e9 <span class=\"_ _0\"></span>en 2022 s<span class=\"_ _0\"></span>ont rest<span class=\"_ _0\"></span>\u00e9s le r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y983 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et le ris<span class=\"_ _0\"></span>que d\u2019inf<span class=\"_ _0\"></span>lation a<span class=\"_ _0\"></span>ccrue<span class=\"ls0 ws0\">. </span>La secti<span class=\"_ _0\"></span>on 4.6 four<span class=\"_ _0\"></span>nit des</div>\n<div class=\"t m0 x1a h62 y984 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions plus<span class=\"_ _0\"></span> d\u00e9taill<span class=\"_ _0\"></span>\u00e9es sur ce poi<span class=\"_ _0\"></span>nt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff1b3 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.4.1<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque stra<span class=\"_ _3\"></span>t\u00e9gique </span> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les risqu<span class=\"lsdc wse9\">es port\u00e9s par l\u2019o<span class=\"_ _0\"></span>rganisat<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019u<span class=\"_ _0\"></span>ne mauv<span class=\"_ _0\"></span>aise </span></div>\n<div class=\"t m0 x1a h62 yb0a ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compr\u00e9h<span class=\"_ _0\"></span>ension et<span class=\"_ _0\"></span> traduct<span class=\"_ _0\"></span>ion de la str<span class=\"_ _0\"></span>at\u00e9gie,<span class=\"_ _0\"></span> de niveaux d<span class=\"_ _0\"></span>\u2019incert<span class=\"_ _0\"></span>itude</div>\n<div class=\"t m0 x1a h62 yb0b ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(risque<span class=\"_ _0\"></span>) mal d\u00e9ter<span class=\"_ _0\"></span>min\u00e9s ass<span class=\"_ _0\"></span>oci\u00e9s \u00e0 la st<span class=\"_ _0\"></span>rat\u00e9gi<span class=\"_ _0\"></span>e, et/ou des d\u00e9f<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yb0c ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rencont<span class=\"_ _0\"></span>r\u00e9s lor<span class=\"_ _0\"></span>s des \u00e9t<span class=\"_ _0\"></span>apes de m<span class=\"_ _0\"></span>ise en pl<span class=\"_ _0\"></span>ace. Il i<span class=\"_ _0\"></span>nclut l<span class=\"_ _0\"></span>es risqu<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb0d ff1b1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">Risque de <span class=\"lsde wseb\">mod\u00e8le op\u00e9ra<span class=\"_ _3\"></span>tionnel</span></span><span class=\"ff1b1\"> :<span class=\"_ _3\"></span>  </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque po<span class=\"_ _0\"></span>rt\u00e9 par l\u2019or<span class=\"_ _0\"></span>ganisat<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>oulant de n<span class=\"_ _0\"></span>otre mod<span class=\"_ _0\"></span>\u00e8le</div>\n<div class=\"t m0 x6a h62 y98d ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activ<span class=\"_ _0\"></span>it\u00e9 (et qui a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e sur les d\u00e9c<span class=\"_ _0\"></span>isions c<span class=\"_ _0\"></span>ommerci<span class=\"_ _0\"></span>ales que</div>\n<div class=\"t m0 x6a h62 y98e ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">nous prenon<span class=\"_ _3\"></span>s).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb10 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">Risque de partena<span class=\"_ _0\"></span>riat<span class=\"ls0 ws0\"> :  </span></span></span></div>\n<div class=\"t m0 x6a h62 yb11 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque po<span class=\"_ _0\"></span>rt\u00e9 par l\u2019or<span class=\"_ _0\"></span>ganisat<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>oul<span class=\"lsde wseb\">ant des partenaria<span class=\"_ _3\"></span>ts, de la<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb12 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9pendance<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">aux canaux de distri<span class=\"_ _0\"></span>bution l<span class=\"_ _0\"></span>i\u00e9s aux part<span class=\"_ _0\"></span>enaires<span class=\"_ _0\"></span>, du </span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4le op\u00e9<span class=\"_ _3\"></span>rationnel l<span class=\"_ _3\"></span>imit\u00e9 inh\u00e9ren<span class=\"_ _3\"></span>t aux coen<span class=\"_ _3\"></span>treprises, d<span class=\"_ _3\"></span>e l\u2019offre <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6a h62 yb14 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s d\u2019assur<span class=\"_ _0\"></span>ance dans l<span class=\"_ _0\"></span>e cadre d\u2019<span class=\"_ _0\"></span>un \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9cosyst\u00e8<span class=\"_ _0\"></span>me de </span></div>\n<div class=\"t m0 x6a h62 yb15 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">partenariat<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb \u00e9largi (pa<span class=\"_ _0\"></span>r exemple l\u2019<span class=\"_ _0\"></span>as<span class=\"lsde wseb\">sociation de prod<span class=\"_ _3\"></span>uits </span></span></span></div>\n<div class=\"t m0 x6a h62 yb16 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance \u00e0 des pr<span class=\"_ _0\"></span>estatai<span class=\"_ _0\"></span>res comm<span class=\"_ _0\"></span>e Amazon,<span class=\"_ _0\"></span> des acteurs d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 yb17 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">services aux<span class=\"_ _3\"></span> foyers connect\u00e9s)<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb18 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb19 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le cadre <span class=\"_ _3\"></span>de gestion <span class=\"_ _3\"></span>des risque<span class=\"_ _3\"></span>s strat\u00e9gique<span class=\"_ _3\"></span>s du Group<span class=\"_ _3\"></span>e Ageas e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 ya70 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">solide po<span class=\"_ _0\"></span>ur antici<span class=\"_ _0\"></span>per ces ris<span class=\"_ _0\"></span>ques, les sui<span class=\"_ _0\"></span>vre et les att<span class=\"_ _0\"></span>\u00e9nuer. L<span class=\"_ _0\"></span>e rapport</div>\n<div class=\"t m0 x1a h62 ya71 ff1b1 fs43 fc15 sc0 ls104 ws120\" style=\"z-index: 15;\">OR<span class=\"lsde wsfa\">SA contient une \u00e9valuat<span class=\"_ _3\"></span>ion de l\u2019ad\u00e9quation<span class=\"_ _3\"></span> globale de la<span class=\"_ _3\"></span> solvabilit\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya72 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la p\u00e9ri<span class=\"_ _0\"></span>ode budg\u00e9t<span class=\"_ _0\"></span>\u00e9e de 3 ans (b<span class=\"_ _0\"></span>udget plu<span class=\"_ _0\"></span>riannuel<span class=\"_ _0\"></span>) qui incl<span class=\"_ _0\"></span>ut les</div>\n<div class=\"t m0 x1a h62 ya73 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risques strat\u00e9gi<span class=\"_ _3\"></span>ques.<span class=\"fc19 ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ye0e ff1b3 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque li\u00e9<span class=\"_ _3\"></span> aux changemen<span class=\"_ _3\"></span>ts </span> </span></div>\n<div class=\"t m0 x1a h62 ye0f ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les risques<span class=\"_ _3\"></span> port\u00e9s par<span class=\"_ _3\"></span> l\u2019organisa<span class=\"_ _3\"></span>tion d\u00e9coulan<span class=\"_ _3\"></span>t des chang<span class=\"_ _3\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye10 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directi<span class=\"_ _0\"></span>on (par exe<span class=\"_ _0\"></span>mple prog<span class=\"_ _0\"></span>rammes et<span class=\"_ _0\"></span> projets) o<span class=\"_ _0\"></span>u d\u2019une inca<span class=\"_ _0\"></span>pacit\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 ye11 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019adapt<span class=\"_ _0\"></span>er suffis<span class=\"_ _0\"></span>amment ra<span class=\"_ _0\"></span>pideme<span class=\"_ _0\"></span>nt aux \u00e9vol<span class=\"_ _0\"></span>utions d<span class=\"_ _0\"></span>u march\u00e9 et du</div>\n<div class=\"t m0 x1a h62 ye12 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">secteur (<span class=\"_ _0\"></span>par exempl<span class=\"_ _0\"></span>e r\u00e9glem<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>ns et produi<span class=\"_ _0\"></span>ts). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 235px; height: 871px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff1b8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque sectori<span class=\"_ _3\"></span>el </span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1b6 fs43 fc19 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques d\u00e9c<span class=\"_ _0\"></span>oulant d<span class=\"_ _0\"></span>e facteu<span class=\"_ _0\"></span>rs inte<span class=\"_ _0\"></span>rnes et/<span class=\"_ _0\"></span>ou envi<span class=\"_ _0\"></span>ronnem<span class=\"_ _0\"></span>entaux</div>\n<div class=\"t m0 x6 h62 y8b3 ff1b6 fs43 fc19 sc0 lsde wsfa\" style=\"z-index: 15;\">externes, comme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93e ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wseb\">l\u2019environnem<span class=\"_ _0\"></span>ent mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"wse9\">\u00e9conomi<span class=\"_ _0\"></span>que d\u00e9cou<span class=\"_ _0\"></span>lant de fact<span class=\"_ _0\"></span>eurs </span></span></span></div>\n<div class=\"t m0 x5c h62 y93f ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>ques, com<span class=\"_ _0\"></span>me l\u2019infl<span class=\"_ _0\"></span>ation, la d<span class=\"_ _0\"></span>\u00e9flati<span class=\"_ _0\"></span>on, le ch\u00f4m<span class=\"_ _0\"></span>age,<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">les </span></span></div>\n<div class=\"t m0 x5c h62 y940 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9voluti<span class=\"_ _0\"></span>ons du c<span class=\"_ _0\"></span>omportem<span class=\"_ _0\"></span>ent ou <span class=\"_ _0\"></span>de la co<span class=\"_ _0\"></span>nfiance d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y941 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consom<span class=\"_ _0\"></span>mateurs,<span class=\"_ _0\"></span> peut av<span class=\"_ _0\"></span>oir un i<span class=\"_ _0\"></span>mpact<span class=\"_ _0\"></span> sur l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9.<span class=\"_ _0\"></span> Les tau<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x5c h62 y942 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat, l\u2019inf<span class=\"_ _0\"></span>lation et la d<span class=\"_ _0\"></span>\u00e9flatio<span class=\"_ _0\"></span>n peuvent aus<span class=\"_ _0\"></span>si se mat\u00e9<span class=\"_ _0\"></span>rialiser v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x5c h62 y943 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des risques fina<span class=\"_ _3\"></span>nciers et/ou d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>;  </span></div>\n<div class=\"t m0 x6 h62 y944 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">l<span class=\"_ _3\"></span>a g\u00e9opoliti<span class=\"_ _3\"></span>que qui peu<span class=\"_ _3\"></span><span class=\"lsdc wse9\">t affect<span class=\"_ _0\"></span>er notre capa<span class=\"_ _0\"></span>cit\u00e9 \u00e0 maint<span class=\"_ _0\"></span>enir / </span></span></span></div>\n<div class=\"t m0 x5c h62 y945 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9velopper <span class=\"_ _3\"></span>des activi<span class=\"_ _3\"></span>t\u00e9s dans le<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts pays o\u00f9 n<span class=\"_ _3\"></span>ous somme<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x5c h62 y946 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>s ou pr\u00e9voy<span class=\"_ _0\"></span>ons d\u2019\u00eatr<span class=\"_ _0\"></span>e pr\u00e9sent<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ;  </span></div>\n<div class=\"t m0 x6 h62 y9ed ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">l<span class=\"_ _3\"></span>a propension<span class=\"_ _3\"></span> des client<span class=\"_ _3\"></span>s \u00e0 change<span class=\"_ _3\"></span>r de compo<span class=\"_ _3\"></span>rtements et <span class=\"_ _3\"></span>leurs </span></span></div>\n<div class=\"t m0 x5c h62 y9ee ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">changements de<span class=\"_ _3\"></span> comportemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">l<span class=\"_ _3\"></span>\u2019innovation <span class=\"_ _3\"></span>due \u00e0</span><span class=\"ff1b6\"> <span class=\"lsde wseb\">des<span class=\"_ _3\"></span> facteurs i<span class=\"_ _3\"></span>nternes (pro<span class=\"_ _3\"></span>pres services<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> et lancemen<span class=\"_ _3\"></span>t de produi<span class=\"_ _3\"></span>ts) et e<span class=\"_ _3\"></span>xternes (blo<span class=\"_ _3\"></span>ckchain,</div>\n<div class=\"t m0 x5c h62 y9f1 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">v\u00e9hicules <span class=\"_ _3\"></span>autonomes, et<span class=\"_ _3\"></span>c.)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wseb\">les risques</span><span class=\"ff1b6\"> <span class=\"lsdc wse9\">dus \u00e0 une m<span class=\"_ _0\"></span>odific<span class=\"_ _0\"></span>ation du co<span class=\"_ _0\"></span>ntexte co<span class=\"_ _0\"></span>ncurre<span class=\"_ _0\"></span>ntiel ou de </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f3 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la positi<span class=\"_ _0\"></span>on de march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9a7 ff1b8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.4 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque syst\u00e9mi<span class=\"_ _0\"></span>que <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e dysfonct<span class=\"_ _0\"></span>ionne<span class=\"_ _0\"></span>ment des or<span class=\"_ _0\"></span>ganisat<span class=\"_ _0\"></span>ions de ser<span class=\"_ _0\"></span>vices</div>\n<div class=\"t m0 x6 h62 y9a9 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers qui a potent<span class=\"_ _0\"></span>iell<span class=\"_ _0\"></span>ement de s\u00e9<span class=\"_ _0\"></span>rieuses co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nces pou<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x6 h62 y9aa ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">syst\u00e8m<span class=\"_ _0\"></span>e financie<span class=\"_ _0\"></span>r et/ ou l\u2019\u00e9c<span class=\"_ _0\"></span>onomie r<span class=\"_ _0\"></span>\u00e9elle. Les \u00e9v<span class=\"_ _0\"></span>\u00e9nem<span class=\"_ _0\"></span>ents de risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 y9ab ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">syst\u00e9mique peu<span class=\"_ _3\"></span>vent trouver leur<span class=\"_ _3\"></span> origine chez Ageas<span class=\"_ _3\"></span>, s\u2019y propager<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">ou ne </span></div>\n<div class=\"t m0 x6 h62 y9ac ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pas y p\u00e9n\u00e9t<span class=\"_ _0\"></span>rer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y954 ff1b8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.5 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque de durabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y955 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de d<span class=\"_ _0\"></span>urabil<span class=\"_ _0\"></span>it\u00e9 est un \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span> environ<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span>al, social o<span class=\"_ _0\"></span>u de</div>\n<div class=\"t m0 x6 h62 y956 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gouver<span class=\"_ _0\"></span>nance (ES<span class=\"_ _0\"></span>G) incerta<span class=\"_ _0\"></span>in qui, s\u2019il<span class=\"_ _0\"></span> se produit<span class=\"_ _0\"></span>, peut avoi<span class=\"_ _0\"></span>r un impact</div>\n<div class=\"t m0 x6 h62 y957 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gatif<span class=\"_ _0\"></span> important<span class=\"_ _0\"></span> sur Agea<span class=\"_ _0\"></span>s. Il inclut l<span class=\"_ _0\"></span>es possib<span class=\"_ _0\"></span>ilit\u00e9s do<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">peut dispo<span class=\"_ _3\"></span>ser </span></span></div>\n<div class=\"t m0 x6 h62 y958 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas en ra<span class=\"_ _0\"></span>ison de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n des facteur<span class=\"_ _0\"></span>s enviro<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span>aux ou</div>\n<div class=\"t m0 x6 h62 y959 ff1b6 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sociaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95a ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95b ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019envir<span class=\"_ _0\"></span>onneme<span class=\"_ _0\"></span>nt est li<span class=\"_ _0\"></span>\u00e9 \u00e0 la q<span class=\"_ _0\"></span>ualit\u00e9 et<span class=\"_ _0\"></span> au fonct<span class=\"_ _0\"></span>ionnem<span class=\"_ _0\"></span>ent de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y95c ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019envir<span class=\"_ _0\"></span>onneme<span class=\"_ _0\"></span>nt et des syst<span class=\"_ _0\"></span>\u00e8mes nat<span class=\"_ _0\"></span>urels, ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 not<span class=\"_ _0\"></span>re contr<span class=\"_ _0\"></span>ibution</div>\n<div class=\"t m0 x6 h62 y95d ff1b6 fs43 fc15 sc0 ls109 ws111\" style=\"z-index: 15;\">positive v<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsf7 ws12a\">vi<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span> ceux<span class=\"_ _3\"></span></span>-<span class=\"lsdd wse9\">ci.</span> </span></div>\n<div class=\"t m0 x6 h62 y95e ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95f ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">e soc<span class=\"_ _3\"></span>ial est li<span class=\"_ _3\"></span>\u00e9 aux droi<span class=\"_ _3\"></span>ts, au bie<span class=\"_ _3\"></span>n</span>-<span class=\"lsdc wse9\">\u00eatre et aux int\u00e9<span class=\"_ _0\"></span>r\u00eats des pers<span class=\"_ _0\"></span>onnes et </span></div>\n<div class=\"t m0 x6 h62 y960 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des communaut\u00e9s<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La gouver<span class=\"_ _0\"></span>nance po<span class=\"_ _0\"></span>rte sur des \u00e9l<span class=\"_ _0\"></span>\u00e9ments<span class=\"_ _0\"></span> tels que la str<span class=\"_ _0\"></span>ucture du c<span class=\"_ _0\"></span>onseil</div>\n<div class=\"t m0 x6 h62 y963 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on, la taill<span class=\"_ _0\"></span>e, la r\u00e9mu<span class=\"_ _0\"></span>n\u00e9ratio<span class=\"_ _0\"></span>n des dirig<span class=\"_ _0\"></span>eants, les<span class=\"_ _0\"></span> droits des</div>\n<div class=\"t m0 x6 h62 y964 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires,<span class=\"_ _3\"></span> l<span class=\"wseb\">\u2019interaction<span class=\"_ _3\"></span> avec le<span class=\"_ _3\"></span>s parties pre<span class=\"_ _3\"></span>nantes...<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y966 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les impacts<span class=\"_ _3\"></span> des risques<span class=\"_ _3\"></span> ESG sont<span class=\"_ _3\"></span> envisag\u00e9s e<span class=\"_ _3\"></span>t rapport\u00e9s<span class=\"_ _3\"></span> sur deux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y967 ff1b6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">axes<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 y968 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wse8\">Risque <span class=\"lsde wsea\">physique</span></span><span class=\"ff1b6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">(risques d<span class=\"_ _0\"></span>\u00e9coulant<span class=\"_ _0\"></span> des effet<span class=\"_ _0\"></span>s physiq<span class=\"_ _0\"></span>ues du </span></span></span></div>\n<div class=\"t m0 x5c h62 y969 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">changement clima<span class=\"_ _3\"></span>tique) <span class=\"ls0 ws0\">\u2013 <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e9valuer<span class=\"_ _0\"></span> l\u2019impa<span class=\"_ _0\"></span>ct sur l\u2019<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rise de la<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 y96a ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concr\u00e9t<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n des risqu<span class=\"_ _0\"></span>es physiq<span class=\"_ _0\"></span>ues (par ex<span class=\"_ _0\"></span>emple, d<span class=\"_ _0\"></span>ommages<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6a h62 ye49 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille im<span class=\"_ _0\"></span>mobili<span class=\"_ _0\"></span>er, bien<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">\u00eatre des pers<span class=\"_ _0\"></span>onnes en ra<span class=\"_ _0\"></span>ison de </span></span></div>\n<div class=\"t m0 x6a h62 ye4a ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">confinements<span class=\"_ _3\"></span> prolong\u00e9s<span class=\"_ _3\"></span> / changemen<span class=\"_ _3\"></span>ts rapides <span class=\"_ _3\"></span>dans la cu<span class=\"_ _3\"></span>lture du</div>\n<div class=\"t m0 x6a h62 ye4b ff1b6 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">travail, technologie...). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye4c ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wse9\">Risque de tra<span class=\"lsf7 wseb\">nsition<span class=\"_ _3\"></span></span></span><span class=\"ff1b6\"> \u2013 <span class=\"_ _3\"></span><span class=\"lsde wseb\">(risques d<span class=\"_ _3\"></span>\u00e9coulant de l<span class=\"_ _3\"></span>a transi<span class=\"_ _3\"></span>tion vers u<span class=\"_ _3\"></span>ne </span></span></span></div>\n<div class=\"t m0 x6a h62 ye4d ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>e \u00e0 faibl<span class=\"_ _0\"></span>e inte<span class=\"_ _0\"></span>nsit\u00e9 de c<span class=\"_ _0\"></span>arbon<span class=\"_ _0\"></span>e et r\u00e9s<span class=\"_ _0\"></span>iliente f<span class=\"_ _0\"></span>ace au <span class=\"_ _0\"></span>climat<span class=\"_ _0\"></span>)</div>\n<div class=\"t m0 x6a h62 ye4e ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 <span class=\"lsde wseb\">\u00e9v<span class=\"_ _3\"></span>aluer l\u2019impa<span class=\"_ _3\"></span>ct sur l\u2019en<span class=\"_ _3\"></span>treprise de<span class=\"_ _3\"></span>s mesures d<span class=\"_ _3\"></span>e transiti<span class=\"_ _3\"></span>on prises </span></div>\n<div class=\"t m0 x6a h62 ye4f ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ou en cours de d\u00e9ploi<span class=\"_ _3\"></span>ement pour soute<span class=\"_ _3\"></span>nir une \u00e9conomie plu<span class=\"_ _3\"></span>s verte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y107b ff1b6 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">R\u00e9a<span class=\"_ _3\"></span>ssurance</span> </span></div>\n<div class=\"t m0 x1a h62 ye51 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Quand c<span class=\"_ _0\"></span>ela s\u2019av<span class=\"_ _0\"></span>\u00e8re util<span class=\"_ _0\"></span>e, les ent<span class=\"_ _0\"></span>it\u00e9s d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance d\u2019A<span class=\"_ _0\"></span>geas co<span class=\"_ _0\"></span>ncluent<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 ye52 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance afi<span class=\"_ _0\"></span>n de limite<span class=\"_ _0\"></span>r leur expos<span class=\"_ _0\"></span>itio<span class=\"wseb\">n a<span class=\"_ _0\"></span>ux pert<span class=\"_ _0\"></span>es de </span></div>\n<div class=\"t m0 x1a h62 ye53 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption. Cet<span class=\"_ _0\"></span>te r\u00e9ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>eut s\u2019org<span class=\"_ _0\"></span>aniser pol<span class=\"_ _0\"></span>ice par p<span class=\"_ _0\"></span>olice (par</div>\n<div class=\"t m0 x1a h62 ye54 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque) o<span class=\"_ _0\"></span>u pour un port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (par \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment). C<span class=\"_ _0\"></span>es \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 ye55 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concernent <span class=\"_ _3\"></span>surtout des <span class=\"_ _3\"></span>ph\u00e9nom\u00e8nes m<span class=\"_ _3\"></span>\u00e9t\u00e9orologique<span class=\"_ _3\"></span>s (par exempl<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x1a h62 ye56 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ouragans<span class=\"_ _0\"></span>, s\u00e9isme<span class=\"_ _0\"></span>s et inond<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span>) ou ayan<span class=\"lsde wseb\">t une cause hu<span class=\"_ _3\"></span>maine, des </span></div>\n<div class=\"t m0 x1a h62 ye57 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sinistres <span class=\"_ _3\"></span>multiples dus <span class=\"_ _3\"></span>\u00e0 un \u00e9v\u00e9<span class=\"_ _3\"></span>nement provoq<span class=\"_ _3\"></span>u\u00e9 par une<span class=\"_ _3\"></span> seule</div>\n<div class=\"t m0 x1a h62 ye58 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>ne. Le cho<span class=\"_ _0\"></span>ix de l<span class=\"_ _0\"></span>a compag<span class=\"_ _0\"></span>nie de r\u00e9<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce rep<span class=\"_ _0\"></span>ose</div>\n<div class=\"t m0 x1a h62 ye59 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt sur des cons<span class=\"_ _0\"></span>id\u00e9rat<span class=\"_ _0\"></span>ions de ta<span class=\"_ _0\"></span>rificat<span class=\"_ _0\"></span>ion et de ris<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x1a h62 ye5a ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9faut de<span class=\"_ _0\"></span>s contre<span class=\"_ _0\"></span>parties.<span class=\"_ _0\"></span> La gestio<span class=\"_ _0\"></span>n du risque d<span class=\"_ _0\"></span>e d\u00e9faut des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1638 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contreparties<span class=\"_ _3\"></span> est int\u00e9<span class=\"_ _3\"></span>gr\u00e9e dans l<span class=\"_ _3\"></span>a gestion g<span class=\"_ _3\"></span>lobale du<span class=\"_ _3\"></span> risque de<span class=\"_ _3\"></span> cr\u00e9dit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1639 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y163a ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En 2018, Ageas a ob<span class=\"_ _3\"></span>tenu une licence en Vie<span class=\"_ _3\"></span> et en Non<span class=\"ls0 ws0\">-</span>vie pou<span class=\"_ _3\"></span>r <span class=\"wsea\">Ageas </span></div>\n<div class=\"t m0 x1a h62 y163b ff1b6 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">SA/NV<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">en<span class=\"_ _3\"></span> Belgique. </span> </span></div>\n<div class=\"t m0 x1a h62 y163c ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y163d ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La logique<span class=\"_ _3\"></span> derri\u00e8re l<span class=\"_ _3\"></span>\u2019obtention d<span class=\"_ _3\"></span>\u2019une licence <span class=\"_ _3\"></span>pour Ageas SA<span class=\"_ _3\"></span>/NV<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">est </span></span></div>\n<div class=\"t m0 x1a h62 y163e ff1b6 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019optim<span class=\"lsdc wse9\">isation du progr<span class=\"_ _0\"></span>amme de r\u00e9a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce du Group<span class=\"_ _0\"></span>e Ageas en </span></div>\n<div class=\"t m0 x1a h62 y163f ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">harmon<span class=\"_ _0\"></span>isant les pr<span class=\"_ _0\"></span>ofils de ris<span class=\"_ _0\"></span>que entre l<span class=\"_ _0\"></span>es diff\u00e9r<span class=\"_ _0\"></span>entes li<span class=\"_ _0\"></span>mites et ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1640 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contr\u00f4l\u00e9es,<span class=\"_ _3\"></span> et d\u2019am\u00e9liorer la fongi<span class=\"_ _3\"></span>bilit\u00e9 du capit<span class=\"_ _3\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1641 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1642 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s vis<span class=\"_ _0\"></span>\u00e9es p<span class=\"_ _0\"></span>ar a r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e intern<span class=\"_ _0\"></span>e sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1643 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wseb\">AG Insurance,<span class=\"_ _0\"></span> <span class=\"lsfe ws11a\">Belgique<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1644 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">Ag<span class=\"_ _3\"></span>eas Insuran<span class=\"_ _3\"></span>ce Limited,<span class=\"_ _3\"></span> Royaume</span><span class=\"ff1b6\">-<span class=\"lsf3 ws10c\">Un<span class=\"_ _3\"></span>i</span> </span></span></div>\n<div class=\"t m0 x1a h62 y1645 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wse9\">Ageas Ocidental,<span class=\"_ _0\"></span> Portu<span class=\"_ _0\"></span>gal<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1646 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">Ag<span class=\"_ _3\"></span>eas Seguros<span class=\"_ _3\"></span> Non</span><span class=\"ff1b6\">-<span class=\"lsdc wse9\">vie, Portugal<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1647 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">M<span class=\"_ _3\"></span>edis, Portug<span class=\"_ _3\"></span>al</span><span class=\"ff1b6\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1648 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">Ag<span class=\"_ _3\"></span>eas France</span><span class=\"ff1b6\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1649 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 ls102 ws11d\">Des</span><span class=\"ff1b6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">NCP (participa<span class=\"_ _3\"></span>tions ne<span class=\"_ _3\"></span> donnant pas <span class=\"_ _3\"></span>le contr\u00f4l<span class=\"_ _3\"></span>e) sp\u00e9cifiq<span class=\"_ _3\"></span>ues, </span></span></span></div>\n<div class=\"t m0 x6a h62 y164a ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme en Th<span class=\"_ _0\"></span>a\u00eflande,<span class=\"_ _0\"></span> en Turqui<span class=\"_ _0\"></span>e et en Inde<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y164b ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y164c ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conform<span class=\"_ _0\"></span>\u00e9ment \u00e0 son<span class=\"ls0 ws0\"> </span>n<span class=\"_ _0\"></span>iveau d\u2019a<span class=\"_ _0\"></span>pp\u00e9tenc<span class=\"_ _0\"></span>e au risque,<span class=\"_ _0\"></span> <span class=\"lsde wseb\">Ageas SA/NV<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y164d ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">att\u00e9nu<span class=\"_ _0\"></span>e une partie de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> des activit<span class=\"_ _0\"></span>\u00e9s conce<span class=\"_ _0\"></span>rn\u00e9es par l\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y164e ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ures de r\u00e9t<span class=\"_ _0\"></span>rocess<span class=\"_ _0\"></span>ion en fav<span class=\"_ _0\"></span>eur du Group<span class=\"_ _0\"></span>e et/ou de</div>\n<div class=\"t m0 x1a h62 y164f ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ures prot<span class=\"_ _0\"></span>\u00e9geant so<span class=\"_ _0\"></span>n propre bi<span class=\"_ _0\"></span>lan. <span class=\"lsde wseb\">Ageas SA/NV<span class=\"ls0 ws0\"> <span class=\"lsf7 ws12a\">so<span class=\"_ _3\"></span>uscri<span class=\"_ _3\"></span>t au<span class=\"_ _3\"></span>ssi </span></span></span></div>\n<div class=\"t m0 x1a h62 y1650 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des trait\u00e9s prop<span class=\"_ _3\"></span>ortionnels co<span class=\"_ _3\"></span>uvrant une part<span class=\"_ _3\"></span>ie de l\u2019activit\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">vie des </span></span></div>\n<div class=\"t m0 x1a h62 y1651 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>ne donn<span class=\"_ _0\"></span>ant pas l<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>\u00f4le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1652 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb6 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">La<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">gouvern<span class=\"_ _0\"></span>ance a \u00e9t\u00e9 ad<span class=\"_ _0\"></span>apt\u00e9e pou<span class=\"_ _0\"></span>r respecte<span class=\"_ _0\"></span>r le cadre de gest<span class=\"_ _0\"></span>ion des </span></div>\n<div class=\"t m0 x1a h62 yeb7 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques d\u2019<span class=\"_ _0\"></span>Ageas et op<span class=\"_ _0\"></span>\u00e9rer<span class=\"ls0 ws0\"> </span>en son se<span class=\"_ _0\"></span>in ainsi qu<span class=\"_ _0\"></span>e pour d\u00e9fi<span class=\"_ _0\"></span>nir le cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x1a h62 yeb8 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de processu<span class=\"_ _3\"></span>s en accord<span class=\"_ _3\"></span> avec le<span class=\"_ _3\"></span>s normes du<span class=\"_ _3\"></span> Groupe.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 314px; height: 792px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 314px; height: 792px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous pr\u00e9<span class=\"_ _3\"></span>sente des in<span class=\"_ _3\"></span>formations <span class=\"_ _3\"></span>relatives \u00e0<span class=\"_ _3\"></span> la r\u00e9ten<span class=\"_ _3\"></span>tion de r<span class=\"_ _3\"></span>isques par l<span class=\"_ _3\"></span>igne de <span class=\"_ _3\"></span>produits au <span class=\"_ _3\"></span>sein d\u2019Ageas<span class=\"_ _3\"></span> (en mill<span class=\"_ _3\"></span>ions d\u2019eu</span></span><span class=\"wse8\">ros).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1bb fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff1bb fs45 fc1e sc0 lse0 wsee\" style=\"left: 575px; bottom: 1065px; z-index: 15;\">R\u00e9tention la <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y699 ff1bb fs45 fc1e sc0 lse0 wsee\" style=\"left: 537px; bottom: 1050px; z-index: 15;\">plus \u00e9lev\u00e9e par risque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y697 ff1bb fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 1065px; z-index: 15;\">R\u00e9tention la plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y699 ff1bb fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 1050px; z-index: 15;\">par \u00e9v\u00e8nement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff1bd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Gamme de produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff1bb fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1bb fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1bb fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Responsabilit\u00e9 civile automobile<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y6a0 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y69b ff1bb fs45 fc15 sc0 lsec ws109\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Terrorisme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1005px; z-index: 15;\">4</div>\n<div class=\"t m0 xe8 h65 y69b ff1bb fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1005px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1bb fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 990px; z-index: 15;\">4</div>\n<div class=\"t m0 x14f h65 y6a0 ff1bb fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 990px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1bb fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Responsabilit\u00e9 civile g\u00e9n\u00e9rale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 975px; z-index: 15;\">5</div>\n<div class=\"t m0 x55 h65 y68c ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1bb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Accidents du travail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68a ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y6a6 ff1bb fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Assurance<span class=\"_ _0\"></span> <span class=\"lse0 wsf0\">individuelle accidents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y6a6 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x6 h62 y1654 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1655 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1656 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u pr\u00e9sent<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt le plus \u00e9lev<span class=\"_ _0\"></span>\u00e9 (plaf<span class=\"_ _0\"></span>onn\u00e9 pour u<span class=\"_ _0\"></span>ne p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1657 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de rendem<span class=\"_ _0\"></span>ent de 200 ans<span class=\"_ _0\"></span>) par risqu<span class=\"_ _0\"></span>e dans tout<span class=\"_ _0\"></span>es les ent<span class=\"_ _0\"></span>it\u00e9s du Grou<span class=\"_ _0\"></span>pe</div>\n<div class=\"t m0 x6 h62 y1658 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour des couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>es simila<span class=\"_ _0\"></span>ires pour l<span class=\"_ _0\"></span>esquell<span class=\"_ _0\"></span>es le Group<span class=\"_ _0\"></span>e Ageas</div>\n<div class=\"t m0 x6 h62 y1659 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assume la<span class=\"_ _0\"></span> respons<span class=\"_ _0\"></span>abilit\u00e9 d\u2019<span class=\"_ _0\"></span>att\u00e9nu<span class=\"_ _0\"></span>ation des r<span class=\"_ _0\"></span>isques \u00e9<span class=\"_ _0\"></span>mergents<span class=\"ls0 ws0\"> : <span class=\"lsf0 ws104\">tout </span></span></div>\n<div class=\"t m0 x6 h62 y165a ff1bb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant exc<span class=\"_ _3\"></span>\u00e9dant celui <span class=\"_ _3\"></span>figurant dan<span class=\"_ _3\"></span>s le <span class=\"_ _3\"></span>tableau est <span class=\"_ _3\"></span>transf\u00e9r\u00e9 \u00e0 d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y165b ff1bb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>eurs ti<span class=\"_ _0\"></span>ers pour c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>ure. L\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion d\u00e9p<span class=\"_ _0\"></span>end du ty<span class=\"_ _0\"></span>pe</div>\n<div class=\"t m0 x6 h62 y165c ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment couv<span class=\"_ _0\"></span>ert par ces ac<span class=\"_ _0\"></span><span class=\"lsde wsfa\">cords de r\u00e9assuran<span class=\"_ _3\"></span>ce<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">soit par ris<span class=\"_ _0\"></span>que </span></span></span></div>\n<div class=\"t m0 x6 h62 y165d ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">individ<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent, soit p<span class=\"_ _0\"></span>ar \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent). En out<span class=\"_ _0\"></span>re, comm<span class=\"_ _0\"></span>e les couvert<span class=\"_ _0\"></span>ures</div>\n<div class=\"t m0 x6 h62 y165e ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>rophe pour a<span class=\"_ _0\"></span>utomobi<span class=\"_ _0\"></span>le (autr<span class=\"_ _0\"></span>e) ont \u00e9t\u00e9 int\u00e9<span class=\"_ _0\"></span>gr\u00e9es da<span class=\"_ _0\"></span>ns le trait\u00e9 de</div>\n<div class=\"t m0 x6 h62 y165f ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance des bi<span class=\"_ _0\"></span>ens, la r\u00e9te<span class=\"_ _0\"></span>ntion m<span class=\"_ _0\"></span>entionn<span class=\"_ _0\"></span>\u00e9e est le mont<span class=\"_ _0\"></span>ant maxi<span class=\"_ _0\"></span>mal</div>\n<div class=\"t m0 x6 h62 y1660 ff1bb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">auqu<span class=\"lsdc wse9\">el est expos<span class=\"_ _0\"></span>\u00e9 le Groupe Ag<span class=\"_ _0\"></span>eas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1661 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la r\u00e9te<span class=\"_ _0\"></span>ntion par \u00e9v<span class=\"_ _0\"></span>\u00e8neme<span class=\"_ _0\"></span>nt, nous<span class=\"_ _0\"></span> tenons com<span class=\"_ _0\"></span>pte de l\u2019exp<span class=\"_ _0\"></span>osition</div>\n<div class=\"t m0 x1a h62 y1662 ff1bb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">maxima<span class=\"_ _0\"></span>le combi<span class=\"_ _0\"></span>n\u00e9e d\u2019AI<span class=\"_ _0\"></span>L, AGI<span class=\"_ _0\"></span> et <span class=\"lsde\">Ageas SA/NV<span class=\"ls0 ws0\"> </span>d<span class=\"_ _3\"></span>\u00e9tenue en r\u00e9<span class=\"_ _3\"></span>tention.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1663 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1664 ff1bb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes c\u00e9d\u00e9es a<span class=\"_ _3\"></span>ux r\u00e9assureurs pa<span class=\"_ _3\"></span>r ligne de produi<span class=\"_ _3\"></span>ts sont</div>\n<div class=\"t m0 x1a h62 y1665 ff1bb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pr\u00e9sent\u00e9es dan<span class=\"_ _3\"></span>s la note 30 \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">Primes d\u2019as<span class=\"_ _3\"></span>surance<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 730px; height: 376px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 730px; height: 376px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Contr\u00f4le r\u00e9gleme<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">et sol<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abil<span class=\"_ _3\"></span>it\u00e9</div>\n<div class=\"t m0 x6 h75 y7a0 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Ageas SA/NV est la soci\u00e9t\u00e9 m\u00e8<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h75 y7a1 ff1c1 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">ultime du Groupe Ageas. La Banque</div>\n<div class=\"t m0 x6 h75 y7a2 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">nationale de Belgique (<span class=\"_ _0\"></span>BNB) a</div>\n<div class=\"t m0 x6 h75 y7a3 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">qualifi\u00e9 Ageas SA/NV de hold<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x6 h75 y7a4 ff1c1 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019assurance. <span class=\"ws0\">En juin 2018, la BNB a </span></div>\n<div class=\"t m0 x6 h75 y7a5 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">octroy\u00e9 \u00e0 Ageas SA/NV une<span class=\"ls0\"> </span><span class=\"ws10f\">licence </span></div>\n<div class=\"t m0 x6 h75 y7a6 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">pour souscrire des activit\u00e9s d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y7a7 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9assurance vie et non<span class=\"ls0\">-</span><span class=\"ws10f\">vie.</span><span class=\"ff1c2 ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La BNB est l\u2019<span class=\"_ _0\"></span>autorit<span class=\"_ _0\"></span>\u00e9 de supervis<span class=\"_ _0\"></span>ion du gro<span class=\"_ _0\"></span>upe et, \u00e0 ce tit<span class=\"_ _0\"></span>re re\u00e7oit des<span class=\"_ _0\"></span> rapport<span class=\"_ _0\"></span>s sp\u00e9cif<span class=\"_ _0\"></span>iques qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x21b h62 y1669 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">forment l<span class=\"_ _0\"></span>a base de la su<span class=\"_ _0\"></span>pervisi<span class=\"_ _0\"></span>on prude<span class=\"_ _0\"></span>ntielle a<span class=\"_ _0\"></span>u niveau du gr<span class=\"_ _0\"></span>oupe. Dans<span class=\"_ _0\"></span> son r\u00f4le d\u2019a<span class=\"_ _0\"></span>utorit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x21b h62 y166a ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">supervision du grou<span class=\"_ _3\"></span>pe, la BNB facil<span class=\"_ _3\"></span>ite le contr\u00f4le du<span class=\"_ _3\"></span> groupe v<span class=\"wseb\">ia un<span class=\"_ _3\"></span> coll\u00e8ge d<span class=\"_ _3\"></span>e supervis<span class=\"_ _3\"></span>eurs. Les </span></div>\n<div class=\"t m0 x21b h62 y166b ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">supervi<span class=\"_ _0\"></span>seurs da<span class=\"_ _0\"></span>ns les pays m<span class=\"_ _0\"></span>embres de l<span class=\"_ _0\"></span>\u2019EEE o\u00f9 Age<span class=\"_ _0\"></span>as exerce s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s sont re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s dans</div>\n<div class=\"t m0 x21b h62 y166c ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce coll\u00e8g<span class=\"_ _0\"></span>e. Le coll\u00e8ge,<span class=\"_ _0\"></span> qui op\u00e8re d<span class=\"_ _0\"></span>ans le cad<span class=\"_ _0\"></span>re des r\u00e8gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ions eur<span class=\"_ _0\"></span>op\u00e9enn<span class=\"_ _0\"></span>es, s\u2019ass<span class=\"_ _0\"></span>ure de la</div>\n<div class=\"t m0 x21b h62 y166d ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">collaboration<span class=\"_ _3\"></span>, de l\u2019\u00e9change d<span class=\"lsdc wse9\">\u2019informatio<span class=\"_ _0\"></span>ns et de la consu<span class=\"_ _0\"></span>ltation m<span class=\"_ _0\"></span>utuell<span class=\"_ _0\"></span>e entre les aut<span class=\"_ _0\"></span>orit\u00e9s d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x21b h62 y166e ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surveil<span class=\"_ _0\"></span>lance et pr<span class=\"_ _0\"></span>omeut p<span class=\"_ _0\"></span>ar ailleurs<span class=\"_ _0\"></span> la converg<span class=\"_ _0\"></span>ence des act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>e surveil<span class=\"_ _0\"></span>lance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y166f ff1c3 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">5.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1670 ff1c3 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Exigences et capital disponible selon <span class=\"_ _3\"></span>Solvabilit\u00e9 II <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsfd ws119\">Mod\u00e8le I<span class=\"_ _3\"></span>nterne </span></span></div>\n<div class=\"t m0 x21b h7d y1671 ff1c3 fs50 fc10 sc0 ls12f ws157\" style=\"z-index: 15;\">Part<span class=\"_ _3\"></span>iel <span class=\"_ _3\"></span>(pili<span class=\"_ _3\"></span>er 1<span class=\"_ _3\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1672 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Depuis le <span class=\"_ _3\"></span>1</div>\n<div class=\"t m0 x173 h76 y1673 ff1bf fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xb h62 y1672 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2016, Age<span class=\"_ _0\"></span>as est superv<span class=\"_ _0\"></span>is\u00e9, au niv<span class=\"_ _0\"></span>eau cons<span class=\"_ _0\"></span>olid\u00e9,<span class=\"_ _0\"></span> sur la base du cad<span class=\"_ _0\"></span>re </span></div>\n<div class=\"t m0 x21b h62 y1674 ff1bf fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">Solvabilit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">II et appliq<span class=\"_ _0\"></span>ue un Mod\u00e8l<span class=\"_ _0\"></span>e Intern<span class=\"_ _0\"></span>e Partiel (MI<span class=\"_ _0\"></span>P), <span class=\"lsde wsea\">pour </span>le reporti<span class=\"_ _0\"></span>ng du pilier 1,<span class=\"_ _0\"></span> les princ<span class=\"_ _0\"></span>ipaux </span></span></div>\n<div class=\"t m0 x21b h62 y1675 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">vie <span class=\"_ _3\"></span></span></span><span class=\"lsf7\">sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsea\">mod\u00e9lis\u00e9<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span><span class=\"wsfa\">selon des<span class=\"_ _3\"></span> formules sp\u00e9cifiqu<span class=\"_ _3\"></span>es \u00e0 Ageas,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>au lieu de<span class=\"_ _3\"></span> l\u2019approche<span class=\"_ _3\"></span> selon</div>\n<div class=\"t m0 x21b h62 y1676 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la formule<span class=\"_ _3\"></span> standard.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1677 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1678 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les ent<span class=\"_ _0\"></span>it\u00e9s total<span class=\"_ _0\"></span>ement co<span class=\"_ _0\"></span>nsolid\u00e9<span class=\"_ _0\"></span>es, le p\u00e9ri<span class=\"_ _0\"></span>m\u00e8tre de<span class=\"_ _0\"></span> consolidat<span class=\"_ _0\"></span>ion de Solv<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it\u00e9 II est</div>\n<div class=\"t m0 x21b h62 y1679 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comparable au<span class=\"_ _3\"></span> p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de consol<span class=\"_ _3\"></span>idation selon<span class=\"_ _3\"></span> IFRS<span class=\"lsdc\">, \u00e0 l\u2019except<span class=\"_ _0\"></span>ion d\u2019I<span class=\"_ _0\"></span>nterpark<span class=\"_ _0\"></span>ing qui <span class=\"_ _0\"></span>est </span></div>\n<div class=\"t m0 x21b h62 y167a ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proportionnell<span class=\"_ _3\"></span>ement co<span class=\"lsdc wse9\">nsolid\u00e9 sel<span class=\"_ _0\"></span>on Solva<span class=\"_ _0\"></span>bilit\u00e9 II et e<span class=\"_ _0\"></span>nti\u00e8reme<span class=\"_ _0\"></span>nt consol<span class=\"_ _0\"></span>id\u00e9 en IFRS<span class=\"lsfe ws111\">. Depuis le </span></span></div>\n<div class=\"t m0 x21b h62 y167b ff1bf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quatri\u00e8<span class=\"_ _0\"></span>me trim<span class=\"_ _0\"></span>estre 20<span class=\"_ _0\"></span>22, le <span class=\"_ _0\"></span>p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de co<span class=\"_ _0\"></span>nsolidat<span class=\"_ _0\"></span>ion inc<span class=\"_ _0\"></span>lut Age<span class=\"_ _0\"></span>as Feder<span class=\"_ _0\"></span>al Life I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y167c ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Company Lt<span class=\"_ _0\"></span>d. (AFLI<span class=\"_ _0\"></span>C).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y167d ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y167e ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 202<span class=\"ls0 ws0\">2<span class=\"_ _3\"></span><span class=\"lsdc wse9\">, Ageas Fra<span class=\"_ _0\"></span>nce a re\u00e7u l\u2019aut<span class=\"_ _0\"></span>orisat<span class=\"_ _0\"></span>ion de l\u2019aut<span class=\"_ _0\"></span>orit\u00e9 d<span class=\"lsde wseb\">e supervision fran\u00e7aise<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x21b h62 y167f ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9er Age<span class=\"_ _0\"></span>as Retra<span class=\"_ _0\"></span>ite, un fon<span class=\"_ _0\"></span>ds de retrait<span class=\"_ _0\"></span>e profess<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>le suppl\u00e9<span class=\"_ _0\"></span>menta<span class=\"_ _0\"></span>ire (FRP<span class=\"_ _0\"></span>S). Depuis<span class=\"_ _0\"></span> le</div>\n<div class=\"t m0 x21b h62 y1680 ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatri\u00e8me trime<span class=\"_ _3\"></span>stre 2022, Ageas<span class=\"_ _3\"></span> Retraite est incl<span class=\"_ _3\"></span>us dans le p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de consolidation<span class=\"_ _3\"></span> en</div>\n<div class=\"t m0 x21b h62 y1681 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">confor<span class=\"_ _0\"></span>mit\u00e9 au r\u00e8gl<span class=\"_ _0\"></span>es secto<span class=\"_ _0\"></span>rielles en v<span class=\"_ _0\"></span>igueur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1682 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1683 ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">europ\u00e9ennes <span class=\"_ _3\"></span><span class=\"lsf7 wseb\">sont <span class=\"_ _3\"></span><span class=\"lsdc\">toutes exc<span class=\"_ _0\"></span>lues d<span class=\"_ _0\"></span>es fonds<span class=\"_ _0\"></span> propres<span class=\"_ _0\"></span> et de l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x21b h62 y1684 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">solvabilit\u00e9 <span class=\"_ _3\"></span>requise, car<span class=\"_ _3\"></span> les r\u00e9gi<span class=\"_ _3\"></span>mes de so<span class=\"_ _3\"></span>lvabilit\u00e9 app<span class=\"_ _3\"></span>licables s<span class=\"_ _3\"></span>ont <span class=\"wsea\">consid\u00e9r\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>non \u00e9qui<span class=\"_ _3\"></span>valents \u00e0</div>\n<div class=\"t m0 x21b h62 y1685 ff1bf fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">Solvabilit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">II. <span class=\"lsde wsfa\">Depuis le<span class=\"_ _3\"></span> <span class=\"wseb\">quatri\u00e8me tri<span class=\"_ _3\"></span>mestre 2021<span class=\"_ _3\"></span>, AgeSA, l<span class=\"_ _3\"></span>\u2019entrepri<span class=\"lsdc wse9\">se associ\u00e9e en T<span class=\"_ _0\"></span>urquie ac<span class=\"_ _0\"></span>quise </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1686 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en mai 2021, <span class=\"lsdd\">est<span class=\"ls0 ws0\"> </span></span>in<span class=\"_ _0\"></span>cluse da<span class=\"_ _0\"></span>ns le p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re des cal<span class=\"_ _0\"></span>culs de sol<span class=\"_ _0\"></span>vabilit<span class=\"_ _0\"></span>\u00e9 du group<span class=\"_ _0\"></span>e. AgeSA pa<span class=\"_ _0\"></span>rtage</div>\n<div class=\"t m0 x21b h62 y1687 ff1bf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avec Age<span class=\"_ _0\"></span>as ses r<span class=\"_ _0\"></span>\u00e9sultats<span class=\"_ _0\"></span> sur b<span class=\"_ _0\"></span>ase de S<span class=\"_ _0\"></span>olvabilit<span class=\"_ _0\"></span>\u00e9 II qui <span class=\"_ _0\"></span>sont i<span class=\"_ _0\"></span>nclus pr<span class=\"_ _0\"></span>oporti<span class=\"_ _0\"></span>onnelle<span class=\"_ _0\"></span>ment, s<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x21b h62 y1688 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ge de divers<span class=\"_ _0\"></span>ificatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1689 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y168a ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le Mod<span class=\"_ _3\"></span>\u00e8le Interne<span class=\"_ _3\"></span> Partiel (<span class=\"_ _3\"></span>MIP), Ageas<span class=\"_ _3\"></span> applique <span class=\"lsf7\">l<span class=\"_ _3\"></span>es </span><span class=\"wsfa\">m<span class=\"_ _3\"></span>esures transitoire<span class=\"_ _3\"></span>s aux provision<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y168b ff1bf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques au Po<span class=\"_ _0\"></span>rtugal<span class=\"_ _0\"></span> et en Fr<span class=\"_ _0\"></span>ance ains<span class=\"_ _0\"></span>i que <span class=\"wse9\">la c<span class=\"_ _0\"></span>lause de \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">grandfathering</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00bb sur les dettes </span></span></span></div>\n<div class=\"t m0 x21b h62 y168c ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">hybrides \u00e9mises<span class=\"_ _3\"></span><span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 223px; height: 738px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 223px; height: 738px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">a r\u00e9concilia<span class=\"lsf8 ws111\">tion</span></span> <span class=\"lsde wsfa\">des capitaux prop<span class=\"_ _3\"></span>res sous IFRS <span class=\"lsf0 ws104\">et <span class=\"_ _3\"></span></span><span class=\"wseb\">des fond<span class=\"_ _3\"></span>s propres</span></span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9ligible<span class=\"_ _3\"></span>s</span> <span class=\"lsde wseb\">sous So<span class=\"_ _3\"></span>lvabilit\u00e9</span> <span class=\"lsf0 ws104\">II <span class=\"_ _3\"></span><span class=\"lsdc wseb\">ainsi que l<span class=\"_ _0\"></span>e rati<span class=\"_ _0\"></span>o de solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">selon<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Mod\u00e8le Interne </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1c6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Partiel s<span class=\"_ _0\"></span>ont les <span class=\"_ _0\"></span>suiva<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 552px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y699 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 723px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y697 ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y697 ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y697 ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff1c8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Capitaux propres IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1019px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y69d ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1004px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 989px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 989px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y69b ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y69b ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff1c8 fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Passifs subordonn\u00e9s \u00e9ligibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 959px; z-index: 15;\">2.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">2.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff1c8 fs45 fc1e sc0 lse1 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Changem<span class=\"_ _0\"></span>ents<span class=\"_ _0\"></span> de p\u00e9<span class=\"_ _0\"></span>rim\u00e8tre<span class=\"_ _0\"></span> en va<span class=\"_ _0\"></span>leur <span class=\"_ _0\"></span>IFRS<span class=\"ls0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 597px; bottom: 930px; z-index: 15;\">(4.893)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 930px; z-index: 15;\">(5.646)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Exclusion des dividendes at<span class=\"_ _0\"></span>tendus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 915px; z-index: 15;\">(270)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Consolidation proportionnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 900px; z-index: 15;\">(318)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 900px; z-index: 15;\">(295)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">D\u00e9comptabilisation d\u2019entreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px; z-index: 15;\">(4.305)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 885px; z-index: 15;\">(4.856)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Ecarts de valeur <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9<span class=\"_ _3\"></span>s)</span> </span></div>\n<div class=\"t m0 x193 h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 855px; z-index: 15;\">2.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 855px; z-index: 15;\">(2.348)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">R\u00e9\u00e9valuation d\u2019immeubles de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 841px; z-index: 15;\">1.718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 826px; z-index: 15;\">D\u00e9comptabilisation des concessions de <span class=\"wsed\">parking<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 826px; z-index: 15;\">(576)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 826px; z-index: 15;\">(407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">D\u00e9comptabilisation du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 811px; z-index: 15;\">(602)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 811px; z-index: 15;\">(610)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 796px; z-index: 15;\">R\u00e9\u00e9valuation d\u2019\u00e9l\u00e9ments du bilan<span class=\"_ _0\"></span> li\u00e9s aux assurances<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">- </span>(non audit\u00e9e)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y699 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y699 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 781px; z-index: 15;\">(provisions techniques, cr\u00e9ances de<span class=\"_ _0\"></span> r\u00e9assurance, VOBA et<span class=\"_ _0\"></span> co\u00fbts d\u2019acquisitions diff\u00e9r\u00e9s)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 781px; z-index: 15;\">3.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.036)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">R\u00e9\u00e9valuation d\u2019actifs non comp<span class=\"_ _0\"></span>tabilis\u00e9s en juste <span class=\"_ _0\"></span>valeur en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y69d ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y69d ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span>, pr\u00eats, pr\u00eats hypoth\u00e9caires)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 752px; z-index: 15;\">(1.256)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 752px; z-index: 15;\">3.384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Impact fiscal sur les \u00e9c<span class=\"_ _0\"></span>arts de valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 737px; z-index: 15;\">(851)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6cb ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 722px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6cb ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 722px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68a ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68a ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff1c8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s fonds<span class=\"_ _0\"></span> propr<span class=\"_ _0\"></span>es Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9)</span> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 692px; z-index: 15;\">8.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">8.985<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Fonds propres non transf\u00e9rables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 677px; z-index: 15;\">(987)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.029)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff1c8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s fonds<span class=\"_ _0\"></span> propr<span class=\"_ _0\"></span>es Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II \u00e9lig<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsed ws105\">(non audit\u00e9)</span> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 662px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Capital requis du groupe sous le mod\u00e8le interne partiel (SCR) <span class=\"ls0 ws0\">- </span><span class=\"wsee\">(non audit\u00e9)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y694 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 648px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y694 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 648px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff1c8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Ratio de<span class=\"_ _0\"></span> <span class=\"lsed ws106\">fonds propres<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xff h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 596px; bottom: 633px; z-index: 15;\">206,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 633px; z-index: 15;\">188,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y168d ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y168e ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y694 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 722px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y6de ff1c8 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 570px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6de ff1c8 fs45 fc20 sc0 ls0 ws0\" style=\"left: 624px; bottom: 570px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6de ff1c8 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 570px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 555px; z-index: 15;\">Total des fonds propres Solvabilit\u00e9 II \u00e9ligibles <span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x55 h65 y697 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 555px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 555px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 540px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsed ws106\">(non <span class=\"_ _3\"></span>audit\u00e9s), dont</span> :<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x193 h67 y6de ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 540px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 540px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 525px; z-index: 15;\">Tier<span class=\"_ _3\"></span> 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 525px; z-index: 15;\">5.028<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 525px; z-index: 15;\">5.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1c6 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 511px; z-index: 15;\">Tier 1 re<span class=\"_ _3\"></span>stricte<span class=\"_ _3\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 511px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a0 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 511px; z-index: 15;\">1.164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 496px; z-index: 15;\">Tier<span class=\"_ _3\"></span> 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 496px; z-index: 15;\">1.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 496px; z-index: 15;\">1.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 481px; z-index: 15;\">Tier<span class=\"_ _3\"></span> 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 481px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 481px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1697 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1698 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1699 ff1c6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les fonds<span class=\"_ _3\"></span> propres on<span class=\"_ _3\"></span>t <span class=\"lsdc wse8\">baiss\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">7.956 millio<span class=\"_ _0\"></span>ns au quat<span class=\"_ _0\"></span>ri\u00e8me tri<span class=\"_ _0\"></span>mestre 20<span class=\"_ _0\"></span>21 \u00e0 EUR<span class=\"ls0 ws0\"> </span>7.13<span class=\"_ _0\"></span>7 millio<span class=\"_ _0\"></span>ns au quatri<span class=\"_ _0\"></span>\u00e8me trim<span class=\"_ _0\"></span>estre<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2022</span>. </span>Ce mouvement es<span class=\"_ _0\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y169a ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsde wsea\">rincipa<span class=\"_ _3\"></span>lement d\u00fb</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 diff\u00e9r<span class=\"_ _0\"></span>entes t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>apital <span class=\"_ _0\"></span>(inclua<span class=\"_ _0\"></span>nt le rac<span class=\"_ _0\"></span>hat d\u2019ac<span class=\"_ _0\"></span>tions, l<span class=\"_ _0\"></span>es tran<span class=\"_ _0\"></span>sactions<span class=\"_ _0\"></span> Fresh <span class=\"_ _0\"></span>e<span class=\"wse9\">t le payem<span class=\"_ _0\"></span>ent du divid<span class=\"_ _0\"></span>ende int<span class=\"_ _0\"></span>\u00e9rimair<span class=\"_ _0\"></span>e) ainsi<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y169b ff1c6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>evolutio<span class=\"_ _0\"></span>n d\u00e9fav<span class=\"_ _0\"></span>orable d<span class=\"_ _0\"></span>es marc<span class=\"_ _0\"></span>h\u00e9s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span>(action<span class=\"_ _0\"></span>s, taux d<span class=\"_ _0\"></span>\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats et inf<span class=\"_ _0\"></span>lation<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">. </span><span class=\"lsde\">Ces ef<span class=\"_ _3\"></span>fets sont<span class=\"_ _3\"></span> partiellemen<span class=\"_ _3\"></span>t compens\u00e9s pa<span class=\"_ _3\"></span>r l\u2019inclu<span class=\"_ _3\"></span>sion d\u2019AFLIC </span></div>\n<div class=\"t m0 x6 h62 y169c ff1c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le p\u00e9ri<span class=\"_ _0\"></span>m\u00e8tre de co<span class=\"_ _0\"></span>nsolid<span class=\"_ _0\"></span>ation et la soli<span class=\"_ _0\"></span>de g\u00e9n\u00e9r<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ation de capi<span class=\"_ _3\"></span>tal des op\u00e9rations<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y169d ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y169e ff1c6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les fonds propr<span class=\"_ _3\"></span>es non transf\u00e9rable<span class=\"_ _3\"></span>s sont li\u00e9s \u00e0 des<span class=\"_ _3\"></span> participations<span class=\"_ _3\"></span> de tiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 344px; height: 762px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 344px; height: 762px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compos<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s exigenc<span class=\"_ _0\"></span>es de solva<span class=\"_ _0\"></span>bilit\u00e9 du ca<span class=\"_ _0\"></span>pital se pr<span class=\"_ _0\"></span>\u00e9sente co<span class=\"_ _0\"></span>mme suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ca fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y697 ff1ca fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y697 ff1ca fs45 fc1e sc0 lse0 wsed\" style=\"left: 721px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Risque de march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">4.263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">5.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Risque de d\u00e9faut de co<span class=\"_ _0\"></span>ntrepartie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 1020px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Risque de souscription en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1005px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Risque de souscription en as<span class=\"_ _0\"></span>surance sant\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 990px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 990px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Risque de souscription en non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 xf8 h65 y68c ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 975px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68c ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 975px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Diversification entre ces risques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y68a ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 960px; z-index: 15;\">(2.001)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y68a ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 960px; z-index: 15;\">(1.673)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Risques non <span class=\"wsed\">diversifiables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 945px; z-index: 15;\">575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">552<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Absorption de pertes p<span class=\"_ _0\"></span>ar des provisions techn<span class=\"_ _0\"></span>iques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y691 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 931px; z-index: 15;\">(1.922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y691 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 931px; z-index: 15;\">(1.378)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Absorption de pertes p<span class=\"_ _0\"></span>ar des imp\u00f4ts report\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 916px; z-index: 15;\">(624)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 916px; z-index: 15;\">(755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff1cc fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Capital requis du group<span class=\"_ _3\"></span>e sous<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc1e sc0 ls0 ws0\" style=\"left: 631px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff1cc fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 886px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">le mod\u00e8le int<span class=\"_ _0\"></span>erne pa<span class=\"_ _0\"></span>rtiel<span class=\"_ _0\"></span> (SCR) <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9)</span> </span></span></div>\n<div class=\"t m0 xf7 h67 y68f ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 607px; bottom: 886px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68f ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 886px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Impact du mod\u00e8le interne non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie sur le risque de sous<span class=\"_ _0\"></span>cription non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></span></span></div>\n<div class=\"t m0 xf8 h65 y699 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y699 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Impact du mod\u00e8le interne non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">vie sur la diversification et autres risques</span> </span></div>\n<div class=\"t m0 x223 h65 y697 ff1ca fs45 fc15 sc0 lsec ws109\" style=\"left: 614px; bottom: 842px; z-index: 15;\">(6<span class=\"ls0 ws0\">2) </span></div>\n<div class=\"t m0 x12b h65 y697 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 842px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Impact du mod\u00e8le interne non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">sur l\u2019absorption des pertes par des imp\u00f4t<span class=\"_ _0\"></span>s <span class=\"lse5 wsf4\">repor<span class=\"_ _3\"></span>t\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 812px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 812px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff1cc fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Capita<span class=\"_ _0\"></span>l conso<span class=\"_ _0\"></span>lid\u00e9 re<span class=\"_ _0\"></span>quis sel<span class=\"_ _0\"></span>on la for<span class=\"_ _0\"></span>mule s<span class=\"_ _0\"></span>tandar<span class=\"_ _0\"></span>d Solva<span class=\"_ _0\"></span>bilit\u00e9<span class=\"_ _0\"></span> II <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9)</span> </span></div>\n<div class=\"t m0 xf7 h67 y6a0 ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 607px; bottom: 797px; z-index: 15;\">3.<span class=\"ls0 ws0\">5</span>55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y6a0 ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">4.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16a0 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16a1 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d y16a2 ff1cd fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">5.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y16a3 ff1cd fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Gestion<span class=\"_ _0\"></span> du capital d\u2019Ag<span class=\"_ _0\"></span>eas selon<span class=\"_ _0\"></span> Solvabil<span class=\"_ _0\"></span>it\u00e9 II <span class=\"ls0 ws0\">\u2013 </span></div>\n<div class=\"t m0 x6 h7d y16a4 ff1cd fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">SCR</div>\n<div class=\"t m0 x14e hb4 y16a5 ff1cd fs4a fc10 sc0 ls130 ws158\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x23c h7d y16a6 ff1cd fs50 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ls10f ws132\">(pi<span class=\"_ _3\"></span>lier<span class=\"_ _3\"></span> 2 <span class=\"_ _3\"></span></span>- <span class=\"_ _3\"></span><span class=\"lsfd ws119\">non audit\u00e9s<span class=\"_ _3\"></span>)</span></div>\n<div class=\"t m0 x6 h62 y16a7 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas cons<span class=\"_ _0\"></span>id\u00e8re qu\u2019<span class=\"_ _0\"></span>une base de c<span class=\"_ _0\"></span>apital s<span class=\"_ _0\"></span>olide est un<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>it\u00e9 pour</div>\n<div class=\"t m0 x6 h62 y16a8 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urances<span class=\"_ _0\"></span> individ<span class=\"_ _0\"></span>uelle<span class=\"_ _0\"></span>s, \u00e0 la fois comm<span class=\"_ _0\"></span>e avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y16a9 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concurr<span class=\"_ _0\"></span>entiel <span class=\"_ _0\"></span>et comm<span class=\"_ _0\"></span>e soutie<span class=\"_ _0\"></span>nt \u00e0 la c<span class=\"_ _0\"></span>roissanc<span class=\"_ _0\"></span>e fut<span class=\"_ _0\"></span>ure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16aa ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16ab ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion de so<span class=\"_ _0\"></span>n capital, A<span class=\"_ _0\"></span>geas uti<span class=\"_ _0\"></span>lise une ap<span class=\"_ _0\"></span>proche int<span class=\"_ _0\"></span>erne,</div>\n<div class=\"t m0 x6 h62 y16ac ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fond\u00e9e s<span class=\"_ _0\"></span>ur le Mod\u00e8le I<span class=\"_ _0\"></span>nterne Pa<span class=\"_ _0\"></span>rtiel av<span class=\"_ _0\"></span>ec un risque d<span class=\"_ _0\"></span>e spread aj<span class=\"_ _0\"></span>ust\u00e9, en</div>\n<div class=\"t m0 x6 h62 y16ad ff1ca fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">appliquant un Mod\u00e8<span class=\"_ _3\"></span>le Interne pour l\u2019<span class=\"_ _3\"></span>Immobilier (\u00e0 comp<span class=\"_ _3\"></span>ter de 2016), le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y16ae ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait d<span class=\"_ _0\"></span>e mesures t<span class=\"_ _0\"></span>ransit<span class=\"_ _0\"></span>oires (\u00e0 l\u2019ex<span class=\"_ _0\"></span>cepti<span class=\"_ _0\"></span>on de la<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">clause de \u00ab</span> <span class=\"lsde wsea\">gr<span class=\"_ _3\"></span>and</span>-</span></div>\n<div class=\"t m0 x6 h62 y16af ff1ca fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb sur les dettes hybr<span class=\"_ _0\"></span>ides \u00e9mi<span class=\"_ _0\"></span>ses et le prol<span class=\"_ _0\"></span>ongeme<span class=\"_ _0\"></span>nt de d\u00e9lais de </span></span></div>\n<div class=\"t m0 x6 h62 y16b0 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng) et un ajus<span class=\"_ _0\"></span>tement p<span class=\"_ _0\"></span>our la just<span class=\"_ _0\"></span>e valorisat<span class=\"_ _0\"></span>ion des r\u00e9<span class=\"_ _0\"></span>serves a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x6 h62 y16b1 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wse8\">19. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y16b2 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y16b3 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Selon c<span class=\"_ _0\"></span>et ajust<span class=\"_ _0\"></span>ement, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de spr<span class=\"_ _0\"></span>ead est c<span class=\"_ _0\"></span>alcul\u00e9 s<span class=\"_ _0\"></span>ur la p<span class=\"_ _0\"></span>artie</div>\n<div class=\"t m0 x1a h62 y16b4 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fondame<span class=\"_ _0\"></span>ntale du ri<span class=\"_ _0\"></span>sque de sp<span class=\"_ _0\"></span>read pour to<span class=\"_ _0\"></span>utes les obl<span class=\"_ _0\"></span>igatio<span class=\"_ _0\"></span>ns. Cela</div>\n<div class=\"t m0 x1a h62 y16b5 ff1ca fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">introduit <span class=\"_ _3\"></span>une charge S<span class=\"_ _3\"></span>CR pour le<span class=\"_ _3\"></span>s obligation<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> de l\u2019UE e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y16b6 ff1ca fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminue la charge<span class=\"_ _3\"></span> de risque de spread<span class=\"_ _3\"></span> pour toutes les au<span class=\"_ _3\"></span>tres</div>\n<div class=\"t m0 x1a h62 y16b7 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions. L<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s sont v<span class=\"_ _0\"></span>aloris\u00e9<span class=\"_ _0\"></span>es \u00e0 la<span class=\"ls0 ws0\"> </span><span class=\"wse9\">val<span class=\"_ _0\"></span>eur nette </span></div>\n<div class=\"t m0 x1a h62 y16b8 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e en uti<span class=\"_ _0\"></span>lisant<span class=\"_ _0\"></span> une cou<span class=\"_ _0\"></span>rbe de ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat com<span class=\"_ _0\"></span>me recom<span class=\"_ _0\"></span>mand\u00e9</div>\n<div class=\"t m0 x1a h62 y16b9 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par l\u2019AEA<span class=\"_ _0\"></span>PP, mais au l<span class=\"_ _0\"></span>ieu d\u2019ut<span class=\"_ _0\"></span>iliser l\u2019a<span class=\"_ _0\"></span>justem<span class=\"_ _0\"></span>ent de vola<span class=\"_ _0\"></span>tilit\u00e9 st<span class=\"_ _0\"></span>andard,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y16ba ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les ent<span class=\"_ _0\"></span>reprises<span class=\"_ _0\"></span> appli<span class=\"_ _0\"></span>quent un<span class=\"_ _0\"></span> ajuste<span class=\"_ _0\"></span>ment de v<span class=\"_ _0\"></span>olatil<span class=\"_ _0\"></span>it\u00e9 sp\u00e9c<span class=\"_ _0\"></span>ifique <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x1a h62 y16bb ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e ou utilis<span class=\"_ _0\"></span>ent un mod<span class=\"_ _0\"></span>\u00e8le des pert<span class=\"_ _0\"></span>es attend<span class=\"_ _0\"></span>ues, bas<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 y16bc ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compos<span class=\"_ _0\"></span>ition de leu<span class=\"_ _0\"></span>r portef<span class=\"_ _0\"></span>euille sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>ue d\u2019actif<span class=\"_ _0\"></span>s. Ce SCR est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y16bd ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appel\u00e9 SC<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x60 h76 y16be ff1ca fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 487px; height: 619px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x15c h62 y16bf ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 487px; height: 619px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x1a1 h76 y16c4 ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xef h62 y834 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">peut \u00eatre ra<span class=\"_ _0\"></span>pproch\u00e9 d<span class=\"_ _0\"></span>u SCR Mod\u00e8l<span class=\"_ _0\"></span>e Intern<span class=\"_ _0\"></span>e Partiel c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 yb1c ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y697 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y697 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 722px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6de ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1d1 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">SCR Mo<span class=\"_ _3\"></span>d\u00e8le In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>e Par<span class=\"_ _3\"></span>tiel <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lsed ws101\">Groupe</span> </span></div>\n<div class=\"t m0 x193 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Exclusion de l\u2019impact du Co<span class=\"_ _0\"></span>mpte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1020px; z-index: 15;\">(79)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1d1 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">SCR Mo<span class=\"_ _3\"></span>d\u00e8le In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>e Par<span class=\"_ _3\"></span>tiel <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">Assurance</span> </span></div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 1005px; z-index: 15;\">3.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">4.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Impact du Mod\u00e8le Inter<span class=\"_ _0\"></span>ne Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 990px; z-index: 15;\">(125)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 990px; z-index: 15;\">(184)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Risque de spread additionnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 975px; z-index: 15;\">3</div>\n<div class=\"t m0 x14f h65 y68c ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 975px; z-index: 15;\">252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Moins la diversification<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 960px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68a ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 960px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Moins les ajustements pour<span class=\"_ _0\"></span> provisions techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x223 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 945px; z-index: 15;\">(156)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Moins la mitigation des per<span class=\"_ _0\"></span>tes fiscales report\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 931px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y6a6 ff1d1 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 69px; bottom: 916px; z-index: 15;\">SCR</div>\n<div class=\"t m0 x1d5 hb5 y16c5 ff1d1 fs74 fc1e sc0 ls10d ws130\" style=\"left: 87px; bottom: 915px; z-index: 15;\">ageas</div>\n<div class=\"t m0 x1d4 h67 y6a6 ff1d1 fs45 fc1e sc0 ls0 ws0\" style=\"left: 103px; bottom: 916px; z-index: 15;\"> <span class=\"lse0 wsed\">d'Assurance</span> </div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 916px; z-index: 15;\">3.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 916px; z-index: 15;\">4.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16c6 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16c7 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 722px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 853px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 853px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 853px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff1d1 fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Fonds propres Solvabilit\u00e9 II <span class=\"_ _3\"></span>\u00e9ligibles au niveau Groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff1d1 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">sur la b<span class=\"_ _3\"></span>ase du Mod\u00e8le Interne Partiel</span> </div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 823px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 823px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Exclusion du Compte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 808px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 794px; z-index: 15;\">R\u00e9\u00e9valuation des <span class=\"wsf0\">provisions technique<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y699 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 794px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y699 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 794px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1cf fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Comptabilisation des concessions de parking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 779px; z-index: 15;\">499<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 779px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 764px; z-index: 15;\">Recalcul du non transf\u00e9rable<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69d ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 764px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69d ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 764px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1d1 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 749px; z-index: 15;\">Fonds pr<span class=\"_ _0\"></span>opres<span class=\"_ _0\"></span> d'assur<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span> Solvab<span class=\"_ _0\"></span>ilit\u00e9 II</div>\n<div class=\"t m0 xee hb5 y16cc ff1d1 fs74 fc1e sc0 ls10d ws130\" style=\"left: 240px; bottom: 748px; z-index: 15;\">ageas</div>\n<div class=\"t m0 x2f6 h67 y69b ff1d1 fs45 fc1e sc0 ls0 ws0\" style=\"left: 257px; bottom: 749px; z-index: 15;\"> <span class=\"ls106 ws126\">\u00e9ligible<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 749px; z-index: 15;\">7.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">7.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16cd ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16ce ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16cf ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x1a1 h76 y16d0 ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xef h62 y16d1 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">pour les act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>\u2019assuran<span class=\"_ _0\"></span>ce <span class=\"wse8\">a <span class=\"lsde wsea\">diminu\u00e9 <span class=\"lsfe ws11a\">d\u2019EU<span class=\"_ _3\"></span>R<span class=\"ls0 ws0\"> </span></span></span>4.033 </span></span></div>\n<div class=\"t m0 x6 h62 y16d2 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au quatri<span class=\"_ _0\"></span>\u00e8me trimes<span class=\"_ _0\"></span>tre<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">2021 \u00e0 3.284 million<span class=\"_ _3\"></span>s au quatri\u00e8me </span></span></div>\n<div class=\"t m0 x6 h62 y16d3 ff1cf fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">trimestre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2022 essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt en raiso<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">des facteurs<span class=\"_ _3\"></span></span> <span class=\"lsf7 wseb\">sui<span class=\"_ _3\"></span>vants<span class=\"_ _3\"></span></span> : <span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6 h6b y16d4 ff1d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d3\"> <span class=\"_ _41\"> </span><span class=\"ff1d1 lsdc wseb\">La baisse du ri<span class=\"_ _0\"></span>sque <span class=\"lsf9 ws112\">de </span><span class=\"wse8\">march\u00e9<span class=\"ls0 ws0\"> <span class=\"ff1cf lsde wsfa\">en raison</span><span class=\"ff1cf\"> <span class=\"lsde wseb\">du niveau<span class=\"_ _3\"></span> de risque <span class=\"_ _3\"></span>li\u00e9s </span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y16d5 ff1cf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux a<span class=\"lsdc wse9\">ctions et au ma<span class=\"_ _0\"></span>rch\u00e9 immo<span class=\"_ _0\"></span>bilier pl<span class=\"_ _0\"></span>us bas (rec<span class=\"_ _0\"></span>lassifi<span class=\"_ _0\"></span>cations e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x5c h62 y16d6 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions in<span class=\"_ _0\"></span>vesties<span class=\"_ _0\"></span> sur le long<span class=\"ls0 ws0\">-</span>term<span class=\"_ _0\"></span>e et am\u00e9li<span class=\"_ _0\"></span>oration d<span class=\"_ _0\"></span>u profil de</div>\n<div class=\"t m0 x5c h62 y16d7 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque du p<span class=\"_ _0\"></span>ortefeu<span class=\"_ _0\"></span>ille imm<span class=\"_ _0\"></span>obilier<span class=\"_ _0\"></span>) ainsi que d<span class=\"_ _0\"></span>es mouvem<span class=\"_ _0\"></span>ents des</div>\n<div class=\"t m0 x5c h62 y16d8 ff1cf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9s finan<span class=\"_ _3\"></span>ciers (aug<span class=\"_ _3\"></span>mentation des <span class=\"_ _3\"></span>taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eats et r<span class=\"_ _3\"></span>epli des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h62 y16d9 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9s<span class=\"_ _0\"></span> boursie<span class=\"_ _0\"></span>rs).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6b y16da ff1d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d3\"> <span class=\"_ _41\"> </span><span class=\"ff1d1 lsdc wseb\">L\u2019augmentatio<span class=\"_ _0\"></span>n des r<span class=\"_ _0\"></span>isques d<span class=\"_ _0\"></span>e sousc<span class=\"_ _0\"></span>ription<span class=\"_ _0\"></span><span class=\"ff1cf ls0 ws0\"> <span class=\"lsde wseb\">en raison<span class=\"_ _3\"></span> de </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y16db ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de c<span class=\"_ _0\"></span>essati<span class=\"_ _0\"></span>on en vie plus<span class=\"_ _0\"></span> \u00e9lev\u00e9s (li\u00e9<span class=\"_ _0\"></span>s aux taux d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s)</div>\n<div class=\"t m0 x5c h62 y16dc ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que d\u2019<span class=\"_ _0\"></span>une r\u00e9tent<span class=\"_ _0\"></span>ion sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e des risque<span class=\"_ _0\"></span>s non<span class=\"ls0 ws0\">-</span>vie dans le</div>\n<div class=\"t m0 x5c h62 y16dd ff1cf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">programme de<span class=\"_ _3\"></span> r\u00e9assurance<span class=\"_ _3\"></span> et du d\u00e9<span class=\"_ _3\"></span>veloppement <span class=\"lsdc wse8\">d\u2019</span><span class=\"wsfa\">Ageas Re<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y16de ff1d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d3\"> <span class=\"_ _41\"> </span><span class=\"ff1cf lsde wsfa\">C<span class=\"_ _3\"></span>es hausses sont par<span class=\"_ _3\"></span>tiellement compens<span class=\"_ _3\"></span>\u00e9es par des change<span class=\"_ _3\"></span>ment </span></span></div>\n<div class=\"t m0 x133 h62 y16df ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>es mod\u00e8les<span class=\"_ _0\"></span> ainsi qu\u2019<span class=\"_ _0\"></span>une plus gra<span class=\"_ _0\"></span>nde capaci<span class=\"_ _0\"></span>t\u00e9</div>\n<div class=\"t m0 x133 h6b y16e0 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019absor<span class=\"_ _0\"></span>ption des<span class=\"_ _0\"></span> pertes des<span class=\"_ _0\"></span> provisio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques.<span class=\"ff1d1 ls0 ws0\"> <span class=\"ff1cf\"> </span></span></div>\n<div class=\"t m0 x1a h62 y16e1 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y16e2 ff1cf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Depuis 2021<span class=\"_ _3\"></span>, la capaci<span class=\"_ _3\"></span>t\u00e9 d\u2019absorp<span class=\"_ _3\"></span>tion des per<span class=\"_ _3\"></span>tes des pro<span class=\"_ _3\"></span>visions</div>\n<div class=\"t m0 x1a h62 y16e3 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques compr<span class=\"_ _0\"></span>end un <span class=\"ff1d3 ls0 ws0\">\u00ab<span class=\"ff1cf\"> <span class=\"lsde wsfa\">overflow acc<span class=\"_ _3\"></span>ount</span> </span>\u00bb<span class=\"_ _3\"></span></span>. Ce compt<span class=\"_ _0\"></span>e a \u00e9t\u00e9</div>\n<div class=\"t m0 x1a h62 y16e4 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">introdu<span class=\"_ _0\"></span>it dans le cadr<span class=\"_ _0\"></span>e de la mod\u00e9l<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n afin de mie<span class=\"_ _0\"></span>ux refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y16e5 ff1cf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n du r\u00e9sul<span class=\"_ _0\"></span>tat. Le<span class=\"_ _0\"></span> mod\u00e8l<span class=\"_ _0\"></span>e pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ent r\u00e9al<span class=\"_ _0\"></span>isait d<span class=\"_ _0\"></span>es plus<span class=\"ls0 ws0\">-</span><span class=\"lsf7\">va</span><span class=\"wse9\">lues et </span></div>\n<div class=\"t m0 x1a h62 y16e6 ff1cf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">moins<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values en lien avec l<span class=\"_ _0\"></span>es limites de<span class=\"_ _0\"></span>s contrat<span class=\"_ _0\"></span>s Solvabi<span class=\"_ _0\"></span>lit\u00e9 II (v<span class=\"_ _0\"></span>ue de </span></span></div>\n<div class=\"t m0 x1a h62 y16e7 ff1cf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">liquida<span class=\"_ _0\"></span>tion) d<span class=\"_ _0\"></span>onnant<span class=\"_ _0\"></span> une visi<span class=\"_ _0\"></span>on d\u00e9fo<span class=\"_ _0\"></span>rm\u00e9e de l<span class=\"_ _0\"></span>a marg<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00e8re fut<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1a h62 y16e8 ff1cf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y16e9 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y16ea ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x4b h76 y16eb ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x221 h62 y16ec ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a diminu<span class=\"_ _0\"></span>\u00e9 malgr\u00e9 l\u2019<span class=\"_ _0\"></span>inclus<span class=\"_ _0\"></span>ion d\u2019AF<span class=\"_ _0\"></span>LIC dans le<span class=\"_ _0\"></span> p\u00e9rim\u00e8tre d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y16ed ff1cf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>dation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y16ee ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16ef ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16f0 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6cb ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 552px; bottom: 435px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6cb ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 723px; bottom: 435px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 486px; bottom: 420px; z-index: 15;\">Fonds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 568px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsee\" style=\"left: 591px; bottom: 420px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 657px; bottom: 420px; z-index: 15;\">Fonds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsee\" style=\"left: 764px; bottom: 420px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 yb68 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 406px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 548px; bottom: 406px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 584px; bottom: 406px; z-index: 15;\">solvabilit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 yb68 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 406px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 720px; bottom: 406px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 757px; bottom: 406px; z-index: 15;\">solvabilit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 512px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 375px; z-index: 15;\">5.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 375px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 375px; z-index: 15;\">241,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 375px; z-index: 15;\">6.116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 375px; z-index: 15;\">2.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 375px; z-index: 15;\">212,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 360px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 360px; z-index: 15;\">1.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 360px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 360px; z-index: 15;\">183,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 360px; z-index: 15;\">1.923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 360px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 360px; z-index: 15;\">165,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 345px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 345px; z-index: 15;\">441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 345px; z-index: 15;\">205,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 345px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 345px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 345px; z-index: 15;\">223,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Compte G\u00e9n\u00e9ral <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 331px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 331px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 331px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 331px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Les \u00e9liminations et la<span class=\"_ _0\"></span> diversification *<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 316px; z-index: 15;\">(1.355)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 316px; z-index: 15;\">(471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 316px; z-index: 15;\">(1.713)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 316px; z-index: 15;\">(531)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Total Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 301px; z-index: 15;\">7.337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 301px; z-index: 15;\">3.363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 301px; z-index: 15;\">218,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 301px; z-index: 15;\">8.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 718px; bottom: 301px; z-index: 15;\">4.128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 301px; z-index: 15;\">197,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y16fb ff1d4 fs48 fc15 sc0 lsf1 ws159\" style=\"z-index: 15;\">(*) Inclut l'Inde (AFLIC) depuis <span class=\"_ _3\"></span>Q4 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16fc ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16fd ff1cf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">ratio ci<span class=\"_ _0\"></span>ble de ca<span class=\"_ _0\"></span>pital es<span class=\"_ _0\"></span>t d\u00e9fin<span class=\"_ _0\"></span>i \u00e0 175<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% sur la bas<span class=\"_ _0\"></span>e du SCR</span></span></div>\n<div class=\"t m0 xa0 h76 y16fe ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xb h62 y16ff ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 242px; height: 864px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 242px; height: 864px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9mun\u00e9ration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et a<span class=\"_ _4\"></span>vantages</div>\n<div class=\"t m0 x6 h7d yf8f ff1d7 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff1d7 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Avantages du <span class=\"_ _3\"></span>personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 y1702 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La pr\u00e9sente note traite des</div>\n<div class=\"t m0 x6 h75 y1703 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y1704 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y1705 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et des indemnit\u00e9s de cessat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h75 y1706 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019em<span class=\"ws0\">ploi. Les avantages </span></div>\n<div class=\"t m0 x6 h75 y1707 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">post\u00e9rieurs \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i sont les</div>\n<div class=\"t m0 x6 h75 y1708 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages du personnel, co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x6 h75 y1709 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9gimes de retraite et <span class=\"_ _0\"></span>les soins</div>\n<div class=\"t m0 x6 h75 y170a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">m\u00e9dicaux post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y170b ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables au moment de la</div>\n<div class=\"t m0 x6 h75 y170c ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cessation de la relation de<span class=\"_ _0\"></span> travail.</div>\n<div class=\"t m0 x6 h75 y170d ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y170e ff1d8 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">octroy\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"ws110\">a<span class=\"_ _3\"></span>u personnel sont des </span></div>\n<div class=\"t m0 x6 h75 y170f ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages qui ne viennent pa<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1710 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(totalement) \u00e0 \u00e9ch\u00e9ance dans <span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x6 h75 y1711 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">douze mois qui suivent la p\u00e9riode</div>\n<div class=\"t m0 x6 h75 y1712 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au cours de laquelle l<span class=\"_ _0\"></span>es employ\u00e9s</div>\n<div class=\"t m0 x6 h75 y1713 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ont rendu les services</div>\n<div class=\"t m0 x6 h75 y1714 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">correspondants, comme les p<span class=\"_ _0\"></span>rimes</div>\n<div class=\"t m0 x6 h75 y1715 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019anciennet\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf5\">et les prestations pour </span></span></div>\n<div class=\"t m0 x6 h75 y1716 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">invalidit<span class=\"lsf6 ws110\">\u00e9 de longue dur\u00e9e. Les </span></div>\n<div class=\"t m0 x6 h75 y1717 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">indemnit\u00e9s de cessation d\u2019<span class=\"_ _0\"></span>emploi</div>\n<div class=\"t m0 x6 h75 y1718 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont des avantages du person<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x6 h75 y1719 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables lors de la cessatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h75 y171a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">anticip\u00e9e du contrat de tr<span class=\"_ _0\"></span>avail de</div>\n<div class=\"t m0 x6 h75 y171b ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">l\u2019employ\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y171c ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y171d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y171e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente un r\u00e9ca<span class=\"_ _0\"></span>pitul<span class=\"_ _0\"></span>atif des pas<span class=\"_ _0\"></span>sifs (act<span class=\"_ _0\"></span>ifs) li\u00e9s a<span class=\"_ _0\"></span>ux avanta<span class=\"_ _0\"></span>ges du <span class=\"lsde wsea\">personnel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y171f ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1d5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Avantages post\u00e9rieurs \u00e0 l'e<span class=\"_ _0\"></span>mploi <span class=\"ls0 ws0\">- </span>R\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\">- </span><span class=\"wsed\">pensions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Dettes relatives \u00e0 d'aut<span class=\"_ _0\"></span>res avantages du personnel \u00e0<span class=\"_ _0\"></span> long terme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y694 ff1da fs45 fc1e sc0 lse0 wsf0\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Total des passifs (actifs) nets li\u00e9s \u00e0 des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 696px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1727 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1728 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1729 ff1d5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs e<span class=\"_ _3\"></span>t co\u00fbts de service li\u00e9<span class=\"_ _3\"></span>s sont calcul\u00e9s se<span class=\"_ _3\"></span>lon la m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es.</div>\n<div class=\"t m0 x21b h62 y172a ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cette m\u00e9thod<span class=\"_ _3\"></span>e consiste <span class=\"_ _3\"></span>\u00e0 prendre <span class=\"_ _3\"></span>en charge <span class=\"_ _3\"></span>l\u2019obligation<span class=\"_ _3\"></span> g\u00e9n\u00e9r\u00e9e au <span class=\"_ _3\"></span>titre des <span class=\"_ _3\"></span>droits a<span class=\"_ _3\"></span>cquis, mais</div>\n<div class=\"t m0 x21b h62 y172b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e su<span class=\"_ _0\"></span>r les bases d<span class=\"_ _0\"></span>es prest<span class=\"_ _0\"></span>ations fut<span class=\"_ _0\"></span>ures et des pr<span class=\"_ _0\"></span>incip<span class=\"_ _0\"></span>es d\u2019attri<span class=\"_ _0\"></span>bution<span class=\"_ _0\"></span> des droits d\u00e9f<span class=\"_ _0\"></span>inie pa<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x21b h62 y172c ff1d5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9gime.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y172d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y172e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des pres<span class=\"_ _0\"></span>tations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es est la vale<span class=\"_ _0\"></span>ur nette act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>\u00e9e des avant<span class=\"_ _0\"></span>ages att<span class=\"_ _0\"></span>ribu\u00e9s au</div>\n<div class=\"t m0 x21b h62 y172f ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant mes<span class=\"_ _0\"></span>ur\u00e9s \u00e0 l<span class=\"_ _0\"></span>a date d<span class=\"_ _0\"></span>e report<span class=\"_ _0\"></span>ing. Le c<span class=\"_ _0\"></span>o\u00fbt des<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de la <span class=\"_ _0\"></span>p\u00e9riode <span class=\"_ _0\"></span>en cour<span class=\"_ _0\"></span>s est la <span class=\"_ _0\"></span>valeur</div>\n<div class=\"t m0 x21b h62 y1730 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nette act<span class=\"_ _0\"></span>ualis\u00e9e d<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges reven<span class=\"_ _0\"></span>ant au part<span class=\"_ _0\"></span>icipant<span class=\"_ _0\"></span> rattach\u00e9s a<span class=\"_ _0\"></span>ux servi<span class=\"_ _0\"></span>ces dura<span class=\"_ _0\"></span>nt l\u2019ann\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1731 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1732 ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>de pension<span class=\"_ _3\"></span> englobent l<span class=\"_ _3\"></span>es charges d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eats ne<span class=\"_ _3\"></span>ttes, calcul<span class=\"_ _3\"></span>\u00e9es en appl<span class=\"_ _3\"></span>iquant le <span class=\"_ _3\"></span>taux</div>\n<div class=\"t m0 x21b h62 y1733 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n au passif n<span class=\"_ _0\"></span>et de pension.<span class=\"_ _0\"></span> Le taux d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation est u<span class=\"_ _0\"></span>n taux utilis<span class=\"_ _0\"></span>\u00e9 pour les</div>\n<div class=\"t m0 x21b h62 y1734 ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions d\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses de tr<span class=\"_ _0\"></span>\u00e8s bonn<span class=\"_ _0\"></span>e qualit<span class=\"_ _0\"></span>\u00e9 lors<span class=\"_ _0\"></span>qu\u2019il y a <span class=\"_ _0\"></span>un march<span class=\"_ _0\"></span>\u00e9 actif <span class=\"_ _0\"></span>pour ce t<span class=\"_ _0\"></span>ype d\u2019<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>on,</div>\n<div class=\"t m0 x21b h62 y1735 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un <span class=\"lsde wseb\">taux utilis\u00e9<span class=\"_ _3\"></span> pour les <span class=\"_ _3\"></span>obligations s<span class=\"_ _3\"></span>ouveraines<span class=\"_ _3\"></span> dans les a<span class=\"_ _3\"></span>utres march\u00e9<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1736 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1737 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> actifs po<span class=\"_ _0\"></span>urraient<span class=\"_ _0\"></span> \u00eatre limit<span class=\"_ _0\"></span>\u00e9s \u00e0 leur mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e sous la form<span class=\"_ _0\"></span>e d\u2019une r\u00e9<span class=\"_ _0\"></span>duction des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1738 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cotisat<span class=\"_ _0\"></span>ions futu<span class=\"_ _0\"></span>res ou un rem<span class=\"_ _0\"></span>boursem<span class=\"_ _0\"></span>ent en esp\u00e8<span class=\"_ _0\"></span>ces (plaf<span class=\"_ _0\"></span>onnem<span class=\"_ _0\"></span>ent de l\u2019act<span class=\"_ _0\"></span>if). En ou<span class=\"lsde wsfa\">tre, il pourrait y </span></div>\n<div class=\"t m0 x21b h62 y1739 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u2019un passif<span class=\"_ _0\"></span> provena<span class=\"_ _0\"></span>nt d\u2019une exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y173a ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y173b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de prof<span class=\"_ _0\"></span>its et pert<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>iels pour av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019emp<span class=\"_ _0\"></span>loi se fait<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x21b h62 y173c ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>a<span class=\"lsde wseb\">t global <span class=\"_ _3\"></span>consolid\u00e9 (Ot<span class=\"_ _3\"></span>her Comprehen<span class=\"_ _3\"></span>sive Income)<span class=\"_ _3\"></span> tandis q<span class=\"_ _3\"></span>ue les pro<span class=\"_ _3\"></span>fits et per<span class=\"_ _3\"></span>tes actuariel<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y173d ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les <span class=\"_ _0\"></span>autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e0 lon<span class=\"_ _0\"></span>g terme e<span class=\"_ _0\"></span>t des i<span class=\"_ _0\"></span>ndemnit<span class=\"_ _0\"></span>\u00e9s de c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n d\u2019emp<span class=\"_ _0\"></span>loi sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y173e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 220px; height: 741px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 220px; height: 741px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 220px; height: 741px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 220px; height: 741px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1dd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">A<span class=\"_ _3\"></span>vantages post<span class=\"_ _3\"></span>\u00e9rieurs \u00e0 <span class=\"wsea\">l<span class=\"_ _3\"></span>\u2019emploi</span></span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ff1df fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestati<span class=\"_ _0\"></span>ons d\u00e9fin<span class=\"_ _0\"></span>ies et autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h7e ye82 ff1df fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">l'emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas g\u00e8r<span class=\"_ _0\"></span>e plusie<span class=\"_ _0\"></span>urs r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies qui<span class=\"_ _0\"></span> couvrent la</div>\n<div class=\"t m0 x6 h62 ye84 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">majorit\u00e9 de<span class=\"_ _3\"></span>s membr<span class=\"wsfa\">es de son<span class=\"_ _3\"></span> personnel<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye19 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye1a ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 prestation<span class=\"_ _3\"></span>s d\u00e9finie<span class=\"_ _3\"></span>s pr\u00e9voient <span class=\"_ _3\"></span>des prestation<span class=\"_ _3\"></span>s cal<span class=\"lsdc wse8\">cul\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ye85 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n du nombr<span class=\"_ _0\"></span>e d\u2019ann\u00e9<span class=\"_ _0\"></span>es de servi<span class=\"_ _0\"></span>ce et du nive<span class=\"_ _0\"></span>au de la</div>\n<div class=\"t m0 x6 h62 ye86 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9ration.<span class=\"_ _3\"></span> Les obli<span class=\"_ _3\"></span>gations de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t d\u00e9termin\u00e9es <span class=\"_ _3\"></span>sur la<span class=\"_ _3\"></span> base</div>\n<div class=\"t m0 x6 h62 yced ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des tables<span class=\"_ _3\"></span> de mortali<span class=\"_ _3\"></span>t\u00e9, de l<span class=\"_ _3\"></span>a rotation d<span class=\"_ _3\"></span>u personnel<span class=\"_ _3\"></span>, des projec<span class=\"_ _3\"></span>tions</div>\n<div class=\"t m0 x6 h62 ycee ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">salariales <span class=\"_ _3\"></span>et des pe<span class=\"_ _3\"></span>rspectives \u00e9co<span class=\"_ _3\"></span>nomiques, t<span class=\"_ _3\"></span>el<span class=\"lsdc wse9\">les que l\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on et le </span></div>\n<div class=\"t m0 x6 h62 ycef ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019actual<span class=\"_ _3\"></span>isation. Les tau<span class=\"_ _3\"></span>x d\u2019actualisati<span class=\"_ _3\"></span>on sont d\u00e9termin\u00e9s<span class=\"_ _3\"></span> par pays</div>\n<div class=\"t m0 x6 h62 y947 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou par r\u00e9<span class=\"_ _0\"></span>gion sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>du ren<span class=\"_ _0\"></span>dement (<span class=\"_ _0\"></span>\u00e0 la date <span class=\"_ _0\"></span>d\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce)</div>\n<div class=\"t m0 x6 h62 y948 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019oblig<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises not<span class=\"_ _0\"></span>\u00e9es AA. Ces<span class=\"_ _0\"></span> plans \u00e0 prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9finies<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y949 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposent<span class=\"_ _0\"></span> le group<span class=\"_ _0\"></span>e \u00e0 des<span class=\"ls0 ws0\"> </span>risques ac<span class=\"_ _0\"></span>tuari<span class=\"_ _0\"></span>els comme l<span class=\"_ _0\"></span>e risque de</div>\n<div class=\"t m0 x6 h62 y94a ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">long\u00e9vit<span class=\"_ _0\"></span>\u00e9, de ch<span class=\"_ _0\"></span>ange, d<span class=\"_ _0\"></span>e taux et<span class=\"_ _0\"></span> de marc<span class=\"_ _0\"></span>h\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y94c ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Outre les<span class=\"_ _0\"></span> retraites<span class=\"_ _0\"></span>, les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i compren<span class=\"_ _0\"></span>nent</div>\n<div class=\"t m0 x6 h62 y9a6 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent d\u2019aut<span class=\"_ _0\"></span>res ch<span class=\"_ _0\"></span>arges co<span class=\"_ _0\"></span>mme le re<span class=\"_ _0\"></span>mbours<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>d\u2019une part<span class=\"_ _0\"></span>ie de</div>\n<div class=\"t m0 x6 h62 y9a7 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la prime<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance s<span class=\"_ _0\"></span>oins de s<span class=\"_ _0\"></span>ant\u00e9,<span class=\"ls0 ws0\"> </span><span class=\"wse9\">qui co<span class=\"_ _0\"></span>ntinue d\u2019\u00eat<span class=\"_ _0\"></span>re octro<span class=\"_ _0\"></span>y\u00e9e apr\u00e8s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9part \u00e0 la ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y950 ff1df fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">R\u00e9gimes<span class=\"_ _0\"></span> de ret<span class=\"_ _0\"></span>raite \u00e0 cot<span class=\"_ _0\"></span>isat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y951 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>pte en outr<span class=\"_ _0\"></span>e, \u00e0 l\u2019\u00e9che<span class=\"_ _0\"></span>lle mond<span class=\"_ _0\"></span>iale, un ce<span class=\"_ _0\"></span>rtain nom<span class=\"_ _0\"></span>bre de</div>\n<div class=\"t m0 x6 h62 y952 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite \u00e0 c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons d\u00e9f<span class=\"_ _0\"></span>inies. <span class=\"_ _0\"></span>Dans le ca<span class=\"_ _0\"></span>dre de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y953 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ce type,<span class=\"_ _0\"></span> l\u2019em<span class=\"wse9\">pl<span class=\"_ _0\"></span>oyeur s\u2019e<span class=\"_ _0\"></span>ngage un<span class=\"_ _0\"></span>iquement<span class=\"_ _0\"></span> \u00e0 payer les c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons </span></div>\n<div class=\"t m0 x6 h62 y954 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es confo<span class=\"_ _0\"></span>rm\u00e9ment aux<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s pr\u00e9vu<span class=\"_ _0\"></span>es dans le r\u00e8g<span class=\"_ _0\"></span>lement de</div>\n<div class=\"t m0 x6 h62 y955 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pension.<span class=\"_ _0\"></span> Les cotis<span class=\"_ _0\"></span>ations de l<span class=\"_ _0\"></span>\u2019employ<span class=\"_ _0\"></span>eur aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 cot<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y956 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> s\u2019\u00e9lev<span class=\"_ _0\"></span>aient \u00e0 <span class=\"_ _0\"></span>EUR 9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">millions en 2022 (2021</span> <span class=\"_ _3\"></span>: <span class=\"lsf3 ws10c\">EUR<span class=\"_ _3\"></span></span> </span><span class=\"wse9\">11 millions) </span></div>\n<div class=\"t m0 x6 h62 y957 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">t sont comptab<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> en Frais de pe<span class=\"_ _0\"></span>rsonnel (v<span class=\"_ _0\"></span>oir note 40<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y958 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1744 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En Belgiqu<span class=\"_ _0\"></span>e, Ageas<span class=\"_ _0\"></span> a d\u00e9fini des pl<span class=\"_ _0\"></span>ans de retr<span class=\"_ _0\"></span>aite \u00e0 cotis<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies,</div>\n<div class=\"t m0 x1a h62 y1745 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span> conform<span class=\"_ _0\"></span>\u00e9ment \u00e0 <span class=\"_ _0\"></span>la Loi du <span class=\"_ _0\"></span>28 Avri<span class=\"_ _0\"></span>l 2003 c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant les <span class=\"_ _0\"></span>pension<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y1746 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s (r\u00e9gimes<span class=\"_ _3\"></span> WAP/LPC). Ces<span class=\"_ _3\"></span> plans engag<span class=\"lsdc\">ent l\u2019employ<span class=\"_ _0\"></span>eur </span></div>\n<div class=\"t m0 x1a h62 y1747 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au paiem<span class=\"_ _0\"></span>ent de c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent aux t<span class=\"_ _0\"></span>ermes d<span class=\"_ _0\"></span>u plan, et<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 y1748 ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">garantir un rende<span class=\"_ _3\"></span>ment minimum li\u00e9<span class=\"_ _3\"></span> au rendement de<span class=\"_ _3\"></span>s obligations d\u2019\u00c9ta<span class=\"_ _3\"></span>t,</div>\n<div class=\"t m0 x1a h62 y1749 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous r\u00e9se<span class=\"_ _0\"></span>rve d\u2019un pl<span class=\"_ _0\"></span>ancher d<span class=\"_ _0\"></span>e 1,75% et d\u2019u<span class=\"_ _0\"></span>n plafon<span class=\"_ _0\"></span>d de 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y174a ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y174b ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La loi du 18 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>5 visant \u00e0 gar<span class=\"_ _0\"></span>an<span class=\"lsde wsfa\">tir la p\u00e9rennit\u00e9 et le<span class=\"_ _3\"></span> caract\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y174c ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">social <span class=\"_ _0\"></span>des pens<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>pl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> et visant<span class=\"_ _0\"></span> \u00e0 renf<span class=\"_ _0\"></span>orcer l<span class=\"_ _0\"></span>e caract<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 y174d ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux pen<span class=\"_ _3\"></span>sions de ret<span class=\"_ _3\"></span>raite, modi<span class=\"_ _3\"></span>fie</div>\n<div class=\"t m0 x1a h62 y174e ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019engagemen<span class=\"_ _3\"></span>t de l\u2019employeur pou<span class=\"_ _3\"></span>r ces plans. A par<span class=\"_ _3\"></span>tir du 1</div>\n<div class=\"t m0 xf5 h76 y174f ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21e h62 ybd4 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">janvier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y10d5 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">2016, le t<span class=\"_ _0\"></span>aux d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">ga<span class=\"_ _0\"></span>ranti par l\u2019<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>eur est \u00e9gal \u00e0 un p<span class=\"_ _0\"></span>ourcent<span class=\"_ _0\"></span>age </span></div>\n<div class=\"t m0 x1a h62 y1750 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(65%) de la moy<span class=\"_ _0\"></span>enne au 1</div>\n<div class=\"t m0 xe h76 y1751 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd h62 yf5d ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">juin sur les 24<span class=\"_ _3\"></span> derniers mois<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x1a h62 y1752 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ents des ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns lin\u00e9air<span class=\"_ _0\"></span>es de l'Et<span class=\"_ _0\"></span>at belge \u00e0 10 an<span class=\"_ _0\"></span>s. Ce taux</div>\n<div class=\"t m0 x1a h62 y1753 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est appli<span class=\"_ _0\"></span>qu\u00e9 au 1</div>\n<div class=\"t m0 x118 h76 y1754 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x62 h62 y1755 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">janvier d<span class=\"_ _0\"></span>e l\u2019ann<span class=\"_ _0\"></span>\u00e9e suiva<span class=\"_ _0\"></span>nte. Ce c<span class=\"_ _0\"></span>alcul do<span class=\"_ _0\"></span>nne un t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 y1756 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat garant<span class=\"_ _0\"></span>i de 1,75% au 1</div>\n<div class=\"t m0 x219 h76 y1757 ff1dd fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x54 h62 yf5f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022 (1,75% a<span class=\"_ _0\"></span>u 1</span></div>\n<div class=\"t m0 xf5 h76 y1757 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21e h62 yf5f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">janvier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf60 ff1dd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf61 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1758 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En raison d<span class=\"_ _0\"></span>e cette gar<span class=\"_ _0\"></span>antie de ren<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> minimum,<span class=\"_ _0\"></span> les plans W<span class=\"_ _0\"></span>AP/LP<span class=\"_ _0\"></span>C</div>\n<div class=\"t m0 x1a h62 y1759 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne constit<span class=\"_ _0\"></span>uent pas de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 contrib<span class=\"_ _0\"></span>utions d\u00e9f<span class=\"_ _0\"></span>inies au s<span class=\"_ _0\"></span>ens strict d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y175a ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IAS<span class=\"_ _0\"></span> 19. La norm<span class=\"_ _0\"></span>e IAS 19 n\u2019ab<span class=\"_ _0\"></span>orde tout<span class=\"_ _0\"></span>efois pas la</div>\n<div class=\"t m0 x1a h62 y175b ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion des pla<span class=\"_ _0\"></span>ns hybride<span class=\"_ _0\"></span>s et la modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n de la loi le 1</div>\n<div class=\"t m0 x17f h76 y175c ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xf1 h62 y10e3 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10e4 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>016 a facil<span class=\"_ _0\"></span>it\u00e9 la compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation de ces pl<span class=\"_ _0\"></span>ans en uti<span class=\"_ _0\"></span>lisant la</div>\n<div class=\"t m0 x1a h62 y10e5 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de <span class=\"_ _3\"></span>cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es. Ainsi<span class=\"_ _3\"></span>, Ageas a<span class=\"_ _3\"></span> estim\u00e9 le<span class=\"_ _3\"></span> passif</div>\n<div class=\"t m0 x1a h62 y175d ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cotis<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies au 1</div>\n<div class=\"t m0 x110 h76 y175e ff1dd fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1cd h62 y175f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">janvier 20<span class=\"_ _0\"></span>16 selo<span class=\"_ _0\"></span>n la nor<span class=\"_ _0\"></span>me IAS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">19.</span> </span></span></div>\n<div class=\"t m0 x1a h62 y1760 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1761 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e le d\u00e9tail des<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x1a h62 y1762 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la situati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre rel<span class=\"_ _0\"></span>atifs aux o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons de</div>\n<div class=\"t m0 x1a h62 y1763 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pension \u00e0 p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies et aux aut<span class=\"_ _0\"></span>res ava<span class=\"_ _0\"></span>ntages p<span class=\"_ _0\"></span>ost\u00e9rieu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1764 ff1dd fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1765 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1766 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 577px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 512px; bottom: 547px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y68a ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 576px; bottom: 577px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 542px; bottom: 562px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 547px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 547px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68a ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 577px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 710px; bottom: 562px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 547px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 547px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 517px; z-index: 15;\">Valeur actuelle des obl<span class=\"_ _0\"></span>igations financ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 517px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 517px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y797 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y797 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 502px; z-index: 15;\">Valeur actuelle des obl<span class=\"_ _0\"></span>igations <span class=\"wsed\">non<span class=\"ls0 ws0\">-</span>financ\u00e9es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 502px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 502px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 502px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 502px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 487px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 597px; bottom: 487px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 487px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 487px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>des r\u00e9gimes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 472px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 472px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6ed ff1e0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 457px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 457px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 457px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 457px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 442px; z-index: 15;\">Plafonnement de l'actif/exigence<span class=\"_ _0\"></span> de financement minima<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 442px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 442px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6d3 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6d3 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1dd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Autres montants <span class=\"wsee\">comptabilis\u00e9s dans l\u2019\u00e9tat<span class=\"_ _0\"></span> de la situation financi\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 427px; z-index: 15;\">2</div>\n<div class=\"t m0 x2c h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 614px; bottom: 427px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 413px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 413px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 413px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 413px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Montants repris dans l'\u00e9ta<span class=\"_ _0\"></span>t de la situation fina<span class=\"_ _0\"></span>nci\u00e8re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x41 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 530px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 620px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 368px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 368px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 368px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 368px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 353px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 353px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 353px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 353px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 338px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 338px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 338px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 327px; height: 779px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 327px; height: 779px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 327px; height: 779px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s des r\u00e9gi<span class=\"_ _0\"></span>mes \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9finies<span class=\"_ _0\"></span> sont inclus<span class=\"_ _0\"></span> dans le post<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff1e2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> <span class=\"wse9\">courus et aut<span class=\"_ _0\"></span>res pass<span class=\"_ _0\"></span>ifs (voir<span class=\"_ _0\"></span> note 24) tan<span class=\"_ _0\"></span>dis que les act<span class=\"_ _0\"></span>ifs de </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces r\u00e9gim<span class=\"_ _0\"></span>es sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats<span class=\"_ _0\"></span> courus et aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y93e ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 15).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Puisqu<span class=\"_ _0\"></span>e Ageas <span class=\"_ _0\"></span>est une in<span class=\"_ _0\"></span>stitut<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sp\u00e9cial<span class=\"_ _0\"></span>is\u00e9e da<span class=\"_ _0\"></span>ns la ges<span class=\"_ _0\"></span>tion</div>\n<div class=\"t m0 x6 h62 y941 ff1e2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages du<span class=\"_ _3\"></span> personnel (<span class=\"lsdc wse9\">Employee Ben<span class=\"_ _0\"></span>efits), c<span class=\"_ _0\"></span>ertains de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y942 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de retrait<span class=\"_ _0\"></span>e du person<span class=\"_ _0\"></span>nel sont ass<span class=\"_ _0\"></span>ur\u00e9s aup<span class=\"_ _0\"></span>r\u00e8s de com<span class=\"_ _0\"></span>pagnies</div>\n<div class=\"t m0 x6 h62 y943 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ances d\u2019<span class=\"_ _0\"></span>Ageas. En ve<span class=\"_ _0\"></span>rtu des IF<span class=\"_ _0\"></span>RS, les act<span class=\"_ _0\"></span>ifs auxqu<span class=\"_ _0\"></span>els ces</div>\n<div class=\"t m0 x6 h62 y944 ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9gimes de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t adoss\u00e9s<span class=\"_ _3\"></span> ne r\u00e9ponden<span class=\"_ _3\"></span>t pas aux con<span class=\"_ _3\"></span>ditions pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yf19 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre \u00e9ligi<span class=\"_ _0\"></span>bles et ne do<span class=\"_ _0\"></span>ivent do<span class=\"_ _0\"></span>nc pas \u00eatre co<span class=\"_ _0\"></span>nsid\u00e9r<span class=\"_ _0\"></span>\u00e9s comme d<span class=\"_ _0\"></span>es actifs</div>\n<div class=\"t m0 x1a h62 yf1a ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du plan. C<span class=\"_ _3\"></span>\u2019est pourq<span class=\"_ _3\"></span>uoi ils <span class=\"_ _3\"></span>sont class\u00e9s <span class=\"_ _3\"></span>comme \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">n<span class=\"_ _3\"></span>on financ\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 yf1b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfb ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019un point<span class=\"_ _0\"></span> de vue \u00e9cono<span class=\"_ _0\"></span>mique, le pa<span class=\"_ _0\"></span>ssif d\u00e9fi<span class=\"_ _0\"></span>ni net est com<span class=\"_ _0\"></span>pens\u00e9 pa<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 ycfc ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs du p<span class=\"_ _0\"></span>lan non \u00e9li<span class=\"_ _0\"></span>gibles que d<span class=\"_ _0\"></span>\u00e9tient Ag<span class=\"_ _0\"></span>eas (2022:<span class=\"_ _0\"></span> EUR 543 mil<span class=\"_ _0\"></span>lio<span class=\"lsde wsea\">ns<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">544). D\u00e8s <span class=\"_ _0\"></span>lors, le p<span class=\"_ _0\"></span>assif <span class=\"_ _0\"></span>(actif) n<span class=\"_ _0\"></span>et s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span><span class=\"wseb\">milli<span class=\"_ _3\"></span>ons en 202<span class=\"_ _3\"></span>2 (2021: E<span class=\"_ _3\"></span>UR<span class=\"ls0 ws0\"> </span></span>184<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millions<span class=\"_ _0\"></span>) pour des ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ions de </span></span></div>\n<div class=\"t m0 x1a h62 ycff ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1226 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1227 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente l\u2019\u00e9<span class=\"_ _0\"></span>voluti<span class=\"_ _0\"></span>on des p<span class=\"_ _0\"></span>assifs <span class=\"_ _0\"></span>(actifs) <span class=\"_ _0\"></span>nets des <span class=\"_ _0\"></span>r\u00e9gime<span class=\"_ _0\"></span>s \u00e0 prest<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"_ _0\"></span> tels qu<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1229 ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y122a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 860px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 845px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 860px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 845px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 785px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 785px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 785px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 785px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 785px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total des charges des <span class=\"_ _0\"></span>r\u00e9gimes \u00e0 prestations d\u00e9finie<span class=\"_ _0\"></span>s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 770px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 770px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 770px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 770px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> <span class=\"wsed\">l'employeur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 726px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 726px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 711px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 711px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 711px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 681px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 681px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 681px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 681px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 652px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 652px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 652px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 652px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y178a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178c ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous nou<span class=\"_ _3\"></span>s montre <span class=\"_ _3\"></span>les variation<span class=\"_ _3\"></span>s des obliga<span class=\"_ _3\"></span>tions des<span class=\"_ _3\"></span> r\u00e9gimes \u00e0 <span class=\"_ _3\"></span>prestations d\u00e9fi<span class=\"_ _3\"></span>nies.</span> </span></div>\n<div class=\"t m0 x6 h62 y178d ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 573px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 558px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 573px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 558px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 498px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 498px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 498px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 498px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 483px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 483px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 483px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 483px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Charges d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 468px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 468px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 439px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 439px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 439px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 439px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 409px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 409px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 394px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 394px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 394px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 379px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 379px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 379px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 364px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 349px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 349px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 349px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 349px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 349px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y179e ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y179f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17a0 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es actifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17a1 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 271px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 271px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 271px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Juste valeur des actifs des <span class=\"lse2 ws103\">r\u00e9gim<span class=\"_ _3\"></span>es au 1er j<span class=\"_ _3\"></span>anvie<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 240px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 240px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1e2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 226px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 226px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 226px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 211px; z-index: 15;\">R\u00e9\u00e9valuation (rendement des a<span class=\"_ _0\"></span>ctifs des plans hors effe<span class=\"_ _0\"></span>t du taux d\u2019int\u00e9r\u00eat)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 211px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 211px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 196px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 196px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 196px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 181px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 181px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 181px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 166px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 166px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 166px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 151px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 151px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 151px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 136px; z-index: 15;\">Juste valeur des actifs des r\u00e9gimes au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 136px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 136px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 125px; height: 981px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les changem<span class=\"_ _0\"></span>ents dans<span class=\"_ _0\"></span> le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif<span class=\"_ _0\"></span> et/ou l\u2019exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nancem<span class=\"_ _0\"></span>ent minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier</span> </div>\n<div class=\"t m0 xe8 h67 y6a0 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1005px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17c3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif est li<span class=\"_ _0\"></span>\u00e9 aux entit<span class=\"_ _0\"></span>\u00e9s Ageas a<span class=\"_ _0\"></span>u <span class=\"wse8\">Portug<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17c6 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s affect<span class=\"_ _0\"></span>ant le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at li\u00e9s aux r\u00e9<span class=\"_ _0\"></span>gimes \u00e0 pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es et aux autre<span class=\"_ _0\"></span>s avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h62 y17c8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019emplo<span class=\"_ _0\"></span>i pour l\u2019ex<span class=\"_ _0\"></span>ercice cl\u00f4t<span class=\"_ _0\"></span>ur\u00e9 au 31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y17c9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 849px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 849px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 543px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">prestations d\u00e9finies</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 849px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 709px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">post\u00e9rieurs \u00e0 l'emploi</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 820px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 789px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 789px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eat nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 774px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 745px; z-index: 15;\">R\u00e8glements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Total des charges des r\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 730px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 730px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y17d3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats nett<span class=\"_ _0\"></span>es sont inc<span class=\"_ _0\"></span>luses dans<span class=\"_ _0\"></span> les Charg<span class=\"_ _0\"></span>es financ<span class=\"_ _0\"></span>i\u00e8res (voi<span class=\"_ _0\"></span>r note 37). T<span class=\"_ _0\"></span>ous les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts figure<span class=\"_ _0\"></span>nt da<span class=\"lsde wseb\">ns les Frais de <span class=\"_ _3\"></span>personnel </span></div>\n<div class=\"t m0 x6 h62 y17d6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17d7 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente la c<span class=\"_ _0\"></span>ompos<span class=\"_ _0\"></span>ition des<span class=\"_ _0\"></span> r\u00e9\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>ns en fin <span class=\"_ _0\"></span>d\u2019ann\u00e9<span class=\"_ _0\"></span>e, au 31 d<span class=\"_ _0\"></span>\u00e9cembr<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17d9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 604px; z-index: 15;\">R\u00e9gies \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 589px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 604px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 589px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Rendement des actifs du plan<span class=\"_ _0\"></span> hors effet du <span class=\"_ _0\"></span>taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">R\u00e9\u00e9valuation du plafonnemen<span class=\"_ _0\"></span>t de l'actif/de l'exigence d<span class=\"_ _0\"></span>e financement minimal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Pertes (profits) actuarielles rela<span class=\"_ _0\"></span>tives \u00e0:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses d\u00e9mograp<span class=\"_ _0\"></span>hiques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 499px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">5</div>\n<div class=\"t m0 x64 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses financi\u00e8res</span> </div>\n<div class=\"t m0 x231 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 484px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 484px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 484px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 484px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des ajustements \u00e0 l\u2019exp\u00e9rience</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 469px; z-index: 15;\">0</div>\n<div class=\"t m0 x6 h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 469px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">R\u00e9\u00e9valuation du passif (de l'actif) d\u00e9fini net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 517px; bottom: 455px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 455px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 455px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 455px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17e4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e5 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9\u00e9val<span class=\"_ _0\"></span>uation du pa<span class=\"_ _0\"></span>ssif net li<span class=\"_ _0\"></span>\u00e9 \u00e0 des r\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies est</div>\n<div class=\"t m0 x6 h62 y17e7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat du r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> global (OC<span class=\"_ _0\"></span>I). Les r\u00e9\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>ons des</div>\n<div class=\"t m0 x6 h62 y17e8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs des<span class=\"_ _0\"></span> plans consi<span class=\"_ _0\"></span>stent ess<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>llement e<span class=\"_ _0\"></span>n l\u2019\u00e9cart en<span class=\"_ _0\"></span>tre le ren<span class=\"_ _0\"></span>dement</div>\n<div class=\"t m0 x6 h62 y17e9 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> des actifs<span class=\"_ _0\"></span> des plans et<span class=\"_ _0\"></span> le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation atte<span class=\"_ _0\"></span>ndu. Les</div>\n<div class=\"t m0 x6 h62 y17ea ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e l\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des prest<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>\u00e9finies r<span class=\"_ _0\"></span>efl\u00e8tent l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y17eb ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des hypoth\u00e8<span class=\"_ _3\"></span>ses actuarielle<span class=\"_ _3\"></span>s (d\u00e9mographi<span class=\"_ _3\"></span>ques et</div>\n<div class=\"t m0 x6 h62 y17ec ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res) et les<span class=\"_ _0\"></span> ajuste<span class=\"_ _0\"></span>ments indu<span class=\"_ _0\"></span>its par l\u2019ex<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>nce.</div>\n<div class=\"t m0 x1a h62 y17ed ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9coulant<span class=\"_ _0\"></span> de l\u2019exp\u00e9<span class=\"_ _0\"></span>rience co<span class=\"_ _0\"></span>nsistent<span class=\"_ _0\"></span> en des prof<span class=\"_ _0\"></span>its et</div>\n<div class=\"t m0 x1a h62 y17ee ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>rovenant d<span class=\"_ _0\"></span>\u2019\u00e9carts e<span class=\"_ _0\"></span>ntre les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles en d<span class=\"_ _0\"></span>\u00e9but</div>\n<div class=\"t m0 x1a h62 y17ef ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ann\u00e9e et <span class=\"_ _3\"></span>l\u2019exp\u00e9rienc<span class=\"_ _3\"></span>e effective <span class=\"_ _3\"></span>pendant l<span class=\"_ _3\"></span>\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 304px; height: 802px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 304px; height: 802px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 304px; height: 802px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 304px; height: 802px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre la du<span class=\"_ _0\"></span>r\u00e9e moyen<span class=\"_ _0\"></span>ne pond\u00e9r<span class=\"_ _0\"></span>\u00e9e en ann\u00e9<span class=\"_ _0\"></span>es de l\u2019obli<span class=\"_ _0\"></span>gation au t<span class=\"_ _0\"></span>itre des pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fin<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 581px; bottom: 1065px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 546px; bottom: 1050px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 1065px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 1050px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Dur\u00e9e moyenne pond\u00e9r\u00e9e de l'obligation des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f1 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f3 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es princi<span class=\"_ _0\"></span>pales hypot<span class=\"_ _0\"></span>h\u00e8ses ac<span class=\"_ _0\"></span>tuarie<span class=\"_ _0\"></span>lles util<span class=\"_ _0\"></span>is\u00e9es pou<span class=\"_ _0\"></span>r les pays de la z<span class=\"_ _0\"></span>one euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f4 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x87 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 941px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 926px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 941px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 926px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 583px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 668px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 692px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 754px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 738px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">d'actualisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 866px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 866px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 866px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 866px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 866px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 866px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 866px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 866px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 851px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 851px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 851px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 851px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Augmentation future des retraites (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 836px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 836px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 836px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 836px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">\u00c9volution des co\u00fbts <span class=\"wsed\">m\u00e9dicau<span class=\"_ _0\"></span>x<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 822px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 822px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17fe ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17ff ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1800 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation su<span class=\"_ _0\"></span>r les pensio<span class=\"_ _0\"></span>ns est pond<span class=\"_ _0\"></span>\u00e9r\u00e9 par le pass<span class=\"_ _0\"></span>if (l\u2019ac<span class=\"_ _0\"></span>tif)</div>\n<div class=\"t m0 x6 h62 y1801 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9fin<span class=\"_ _0\"></span>ies. Les<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e les p<span class=\"_ _0\"></span>lus impo<span class=\"_ _0\"></span>rtants s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1802 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt en Belgiq<span class=\"_ _0\"></span>ue et sont ass<span class=\"_ _0\"></span>ortis de taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n allant d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1803 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">3,80% \u00e0 4,10%<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1804 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les hauss<span class=\"_ _0\"></span>es sal<span class=\"_ _0\"></span>ariales f<span class=\"_ _0\"></span>utures<span class=\"_ _0\"></span> varie<span class=\"_ _0\"></span>nt en 20<span class=\"_ _0\"></span>22 de 2,9<span class=\"_ _0\"></span>0% pour l<span class=\"_ _0\"></span>e groupe<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1805 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des employ<span class=\"_ _0\"></span>\u00e9s \u00e2g\u00e9s,<span class=\"_ _0\"></span> \u00e0 5,80% pour le<span class=\"_ _0\"></span>s employ\u00e9s<span class=\"_ _0\"></span> plus jeunes<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1806 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1807 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1808 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les hypot<span class=\"_ _0\"></span><span class=\"lsde wseb\">h\u00e8ses princ<span class=\"_ _3\"></span>ipales actuari<span class=\"_ _3\"></span>elles rete<span class=\"_ _3\"></span>nues pour <span class=\"_ _3\"></span>les autres p<span class=\"_ _3\"></span>ays.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1809 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 651px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 651px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 651px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 620px; z-index: 15;\">Taux d'actualisation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 620px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 777px; bottom: 620px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180c ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180d ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180e ff1ec fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La zone e<span class=\"_ _3\"></span>uro repr\u00e9sen<span class=\"_ _3\"></span>te 83% du<span class=\"_ _3\"></span> total des <span class=\"_ _3\"></span>obligations d<span class=\"_ _3\"></span>es r\u00e9gi<span class=\"_ _3\"></span>mes \u00e0</div>\n<div class=\"t m0 x6 h62 y180f ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestations<span class=\"_ _3\"></span> d\u00e9finies d\u2019Ageas<span class=\"_ _3\"></span>. Les autres pays ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1810 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions au Roy<span class=\"_ _0\"></span>aume<span class=\"ls0 ws0\">-</span>Uni. L<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x6 h62 y1811 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pays <span class=\"_ _0\"></span>en deho<span class=\"_ _0\"></span>rs de la z<span class=\"_ _0\"></span>one eur<span class=\"_ _0\"></span>o et au R<span class=\"_ _0\"></span>oyaum<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-U</span><span class=\"wse9\">ni n\u2019ont pas </span></div>\n<div class=\"t m0 x6 h62 y1812 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1813 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1814 ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une variation d\u2019un<span class=\"_ _3\"></span> pour cent des hypoth<span class=\"_ _3\"></span>\u00e8ses actuariel<span class=\"_ _3\"></span>les aurait l\u2019e<span class=\"_ _3\"></span>ffet</div>\n<div class=\"t m0 x1a h62 y1815 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant s<span class=\"_ _0\"></span>ur l\u2019ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ion au tit<span class=\"_ _0\"></span>re des p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies pou<span class=\"_ _0\"></span>r les pl<span class=\"_ _0\"></span>ans de</div>\n<div class=\"t m0 x1a h62 y1816 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies et les aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages <span class=\"lsde wsfa\">post\u00e9rieurs \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1817 ff1ec fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1818 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1819 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 449px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 519px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 449px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 434px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 449px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 434px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 434px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 419px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 389px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 389px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 389px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 389px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de taux d'a<span class=\"_ _0\"></span>ctualisation<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 344px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 344px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 344px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 344px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 344px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 330px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 330px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 685px; bottom: 330px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 330px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Incidence de la modification des hausses salariales futures estim\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 285px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 285px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 285px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 270px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 270px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 270px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de hausse de<span class=\"_ _0\"></span>s pensions<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 226px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 519px; bottom: 226px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 226px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 211px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 513px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 599px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 906px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 200px; height: 906px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 200px; height: 906px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 200px; height: 906px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une variat<span class=\"_ _0\"></span>ion d\u2019u<span class=\"_ _0\"></span>n pour cent des<span class=\"_ _0\"></span> hypoth\u00e8<span class=\"_ _0\"></span>ses de taux<span class=\"_ _0\"></span> d\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"lsde wsfa\">co\u00fbts m\u00e9dicaux aurait l\u2019effe<span class=\"_ _3\"></span>t suivant sur l\u2019obl<span class=\"_ _3\"></span>igation au tit<span class=\"_ _3\"></span>re des prestation<span class=\"_ _3\"></span>s d\u00e9finies, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les f<span class=\"_ _0\"></span>rais m<span class=\"_ _0\"></span>\u00e9dicaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y699 ff1f0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">Soins m\u00e9dicaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Incidence des modifications d<span class=\"_ _0\"></span>es <span class=\"wsf0\">hypoth\u00e8ses en soins m\u00e9dicaux et des taux attendus<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 959px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1831 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1832 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1833 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs des r\u00e9<span class=\"_ _0\"></span>gimes se pr<span class=\"_ _0\"></span>\u00e9sente c<span class=\"_ _0\"></span>omme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1834 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 866px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 835px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 835px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 835px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 835px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 821px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 821px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 821px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 821px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 806px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 806px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 806px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 806px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 791px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 791px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 791px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 791px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Tr\u00e9s<span class=\"_ _3\"></span>orer<span class=\"_ _3\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 776px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 776px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 776px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 776px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 761px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 761px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 761px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 761px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 746px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 746px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs des<span class=\"_ _3\"></span> r\u00e9gimes se <span class=\"lsdc wseb\">composent<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt de tit<span class=\"_ _0\"></span>res \u00e0 r<span class=\"_ _0\"></span>evenu </span></div>\n<div class=\"t m0 x6 h62 y1842 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fixe, puis<span class=\"_ _3\"></span> d\u2019actions<span class=\"_ _3\"></span>, de fonds<span class=\"_ _3\"></span> immobiliers <span class=\"_ _3\"></span>et de con<span class=\"_ _3\"></span>trats de<span class=\"_ _3\"></span> placement</div>\n<div class=\"t m0 x6 h62 y1843 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclus aup<span class=\"_ _3\"></span>r\u00e8s de compag<span class=\"_ _3\"></span>nies d\u2019as<span class=\"_ _3\"></span>surance. La <span class=\"_ _3\"></span>politique in<span class=\"_ _3\"></span>terne de</div>\n<div class=\"t m0 x6 h62 y1844 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt d\u2019Ag<span class=\"_ _0\"></span>eas pr\u00e9c<span class=\"_ _0\"></span>ise qu<span class=\"_ _0\"></span>\u2019il convi<span class=\"_ _0\"></span>ent d\u2019\u00e9<span class=\"_ _0\"></span>viter d\u2019i<span class=\"_ _0\"></span>nvest<span class=\"_ _0\"></span>ir dans d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y1845 ff1f0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prod<span class=\"wseb\">uits d\u00e9r<span class=\"_ _3\"></span>iv\u00e9s et sur<span class=\"_ _3\"></span> des marc<span class=\"_ _3\"></span>h\u00e9s \u00e9mergen<span class=\"_ _3\"></span>ts en vue <span class=\"_ _3\"></span>de financ<span class=\"_ _3\"></span>er des </span></div>\n<div class=\"t m0 x1a h62 y1846 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite. L<span class=\"_ _0\"></span>e montant<span class=\"_ _0\"></span> sous l<span class=\"_ _0\"></span>a rubri<span class=\"_ _0\"></span>que Aut<span class=\"_ _0\"></span>res est li<span class=\"_ _0\"></span>\u00e9 aux de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y1847 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fonds diversi<span class=\"_ _3\"></span>fi\u00e9s au Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni.</span> </span></div>\n<div class=\"t m0 x1a h62 y1848 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1849 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs non \u00e9l<span class=\"_ _0\"></span>igibles po<span class=\"_ _0\"></span>ur des obli<span class=\"_ _0\"></span><span class=\"lsde wsfa\">gations de r<span class=\"lsdc wseb\">etraite se </span></span></div>\n<div class=\"t m0 x1a h62 y184a ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e comme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y184b ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184c ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 538px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 559px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 559px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 559px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 559px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 544px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 529px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 529px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 529px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Obligations convertibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 514px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 514px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 514px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 499px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 499px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 499px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 484px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y184d ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184e ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184f ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ada<span class=\"_ _0\"></span>pte grad<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent sa politi<span class=\"_ _0\"></span>que d\u2019all<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> afin</div>\n<div class=\"t m0 x6 h62 y1850 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er une conc<span class=\"_ _0\"></span>ordanc<span class=\"_ _0\"></span>e \u00e9troite en<span class=\"_ _0\"></span>tre la dur<span class=\"_ _0\"></span>ation de ses act<span class=\"_ _0\"></span>ifs et cel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y1851 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de ses engagements<span class=\"_ _3\"></span> de pension.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1852 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1853 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les cotis<span class=\"_ _0\"></span>ations des<span class=\"_ _0\"></span> employe<span class=\"_ _0\"></span>urs qui doiv<span class=\"_ _0\"></span>ent \u00eatre pay<span class=\"_ _0\"></span>\u00e9es pou<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 y1854 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">avantages p<span class=\"_ _3\"></span>ost\u00e9rieurs <span class=\"_ _3\"></span>\u00e0 l\u2019emploi<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">our l\u2019exer<span class=\"_ _0\"></span>cice se te<span class=\"_ _0\"></span>rminant le<span class=\"_ _0\"></span> <span class=\"lsde wsea\">31 </span></span></div>\n<div class=\"t m0 x1a h62 y1855 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cembr<span class=\"_ _0\"></span>e 2022 se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1856 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1857 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x18 h65 y6a6 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 754px; bottom: 343px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 719px; bottom: 328px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y6a6 ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Cotisations aux actifs du plan<span class=\"_ _0\"></span> attendues pour l'ann\u00e9e p<span class=\"_ _0\"></span>rochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6ed ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 283px; z-index: 15;\">Cotisations attendues aux <span class=\"_ _0\"></span>actifs non \u00e9ligibles pour l'<span class=\"_ _0\"></span>ann\u00e9e prochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 283px; z-index: 15;\">32<span class=\"fc19 ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 272px; height: 834px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 272px; height: 834px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 272px; height: 834px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 272px; height: 834px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s \u00e0 long<span class=\"_ _3\"></span> terme accord<span class=\"_ _3\"></span>\u00e9s au pers<span class=\"_ _3\"></span>onnel</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e accord<span class=\"_ _0\"></span>\u00e9s au <span class=\"lsde wsfa\">personnel comprennen<span class=\"_ _3\"></span>t les primes<span class=\"_ _3\"></span> d\u2019anciennet\u00e9. Le<span class=\"_ _3\"></span> tableau pr\u00e9sente les<span class=\"_ _3\"></span> passifs nets. Le<span class=\"_ _3\"></span>s passifs li\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges du pers<span class=\"_ _0\"></span>onnel \u00e0 lon<span class=\"_ _0\"></span>g terme fig<span class=\"_ _0\"></span>urent dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re sous Int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus et<span class=\"ls0 ws0\"> </span>autr<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> (voir note 2<span class=\"_ _0\"></span>4).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 623px; bottom: 1003px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1003px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1862 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1863 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1864 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions des pas<span class=\"_ _0\"></span>sifs en<span class=\"_ _0\"></span> cours d\u2019ex<span class=\"_ _0\"></span>ercice, li<span class=\"_ _0\"></span>\u00e9s aux autr<span class=\"_ _0\"></span>es avantag<span class=\"_ _0\"></span>es \u00e0 long ter<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1865 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsee\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Passifs nets au 1er jan<span class=\"_ _0\"></span>vier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 623px; bottom: 879px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 786px; bottom: 879px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 864px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 864px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Passifs nets au 31 d\u00e9<span class=\"_ _0\"></span>cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 835px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y186c ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186d ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186e ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la fou<span class=\"_ _0\"></span>rchette<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses actua<span class=\"_ _0\"></span>rielles r<span class=\"_ _0\"></span>etenu<span class=\"_ _0\"></span>es dans le ca<span class=\"_ _0\"></span>lcul des pas<span class=\"_ _0\"></span>sifs li\u00e9s aux<span class=\"_ _0\"></span> autres av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> \u00e0 long term<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y186f ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accord\u00e9s au<span class=\"_ _3\"></span> personnel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1870 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 740px; z-index: 15;\">  </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 551px; bottom: 740px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 740px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 615px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 725px; z-index: 15;\">  </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 740px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 779px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 551px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 695px; z-index: 15;\">Taux d'actualisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 695px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 695px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 695px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 695px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 680px; z-index: 15;\">Augmentations de salaires <span class=\"_ _0\"></span>futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 680px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 680px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 680px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 680px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1876 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1877 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1878 ff1f5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">charges li\u00e9es<span class=\"_ _0\"></span> aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>\u00e9s au pers<span class=\"_ _0\"></span>onnel figu<span class=\"_ _0\"></span>rent ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous. Les charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eats<span class=\"_ _3\"></span> figurent dan<span class=\"_ _3\"></span>s les Ch<span class=\"_ _3\"></span>arges </span></span></span></div>\n<div class=\"t m0 x6 h62 y1879 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8res (<span class=\"_ _3\"></span>voir note<span class=\"_ _3\"></span> 37). Tou<span class=\"_ _3\"></span>tes les a<span class=\"_ _3\"></span>utres charge<span class=\"_ _3\"></span>s se retrou<span class=\"_ _3\"></span>vent sous l<span class=\"_ _3\"></span>e poste Frai<span class=\"_ _3\"></span>s de person<span class=\"_ _3\"></span>nel (voir <span class=\"_ _3\"></span>note 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y187a ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 557px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Pertes (gains) actuariels nets <span class=\"_ _0\"></span>comptabilis\u00e9s imm\u00e9diatement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 543px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 543px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1f8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y69b ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 621px; bottom: 528px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1880 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1881 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>demnit\u00e9s de <span class=\"_ _3\"></span>cessation d<span class=\"_ _3\"></span>\u2019emploi</span> </span></div>\n<div class=\"t m0 x6 h62 y1882 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les indemni<span class=\"_ _3\"></span>t\u00e9s de ces<span class=\"_ _3\"></span>sation d\u2019emplo<span class=\"_ _3\"></span>i sont de<span class=\"_ _3\"></span>s avantages <span class=\"_ _3\"></span>du personnel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1883 ff1f5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">payable<span class=\"_ _0\"></span>s suite <span class=\"_ _0\"></span>\u00e0 soit u<span class=\"_ _0\"></span>ne d\u00e9cisi<span class=\"_ _0\"></span>on de l\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ise de m<span class=\"_ _0\"></span>ettre fi<span class=\"_ _0\"></span>n \u00e0 l\u2019em<span class=\"_ _0\"></span>ploi</div>\n<div class=\"t m0 x6 h62 y1884 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avant la dat<span class=\"_ _0\"></span>e normal<span class=\"_ _0\"></span>e de mise \u00e0 la ret<span class=\"_ _0\"></span>raite, soit<span class=\"_ _0\"></span> une d\u00e9ci<span class=\"_ _0\"></span>sion du memb<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y1885 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du person<span class=\"_ _0\"></span>nel de part<span class=\"_ _0\"></span>ir volont<span class=\"_ _0\"></span>airem<span class=\"_ _0\"></span>ent <span class=\"lsde wsfa\">en \u00e9change de ces indem<span class=\"_ _3\"></span>nit\u00e9s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1886 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1887 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1888 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s li\u00e9s aux aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages du</div>\n<div class=\"t m0 x1a h62 y1889 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">personnel \u00e0<span class=\"_ _3\"></span> long ter<span class=\"_ _3\"></span>me figurant<span class=\"_ _3\"></span> dans l\u2019\u00e9tat <span class=\"_ _3\"></span>de la s<span class=\"_ _3\"></span>ituation finan<span class=\"_ _3\"></span>ci\u00e8re,</div>\n<div class=\"t m0 x1a h62 y188a ff1f5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans la rubrique<span class=\"_ _3\"></span> Int\u00e9r\u00eats courus<span class=\"_ _3\"></span> et autres passi<span class=\"_ _3\"></span>f<span class=\"wseb\">s (voir not<span class=\"_ _3\"></span>e 24).</span></div>\n<div class=\"t m0 x6 h62 y188b ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 386px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 386px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y68c ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y1890 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1891 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1892 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre les v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des passif<span class=\"_ _0\"></span>s pour in<span class=\"_ _0\"></span>demnit\u00e9s<span class=\"_ _0\"></span> de fin de cont<span class=\"_ _0\"></span>rat en cour<span class=\"_ _0\"></span>s <span class=\"lsde wsea\">d\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1893 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs nets au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 232px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 232px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 217px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 217px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 217px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 202px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Passifs nets au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 176px; height: 930px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 176px; height: 930px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 176px; height: 930px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es li\u00e9es au<span class=\"_ _0\"></span>x indemnit<span class=\"_ _0\"></span>\u00e9s de cess<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>emploi so<span class=\"_ _0\"></span>nt pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9es <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span>dessou<span class=\"_ _0\"></span>s. Les cha<span class=\"_ _0\"></span>rges d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats s<span class=\"_ _0\"></span>ont inclus<span class=\"_ _0\"></span>es dans les Ch<span class=\"_ _0\"></span>arges fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y8b2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 37). Tout<span class=\"_ _0\"></span>es les autre<span class=\"_ _0\"></span>s charges<span class=\"_ _0\"></span> figurent<span class=\"_ _0\"></span> dans les Fra<span class=\"_ _0\"></span>is de perso<span class=\"_ _0\"></span>nnel (voi<span class=\"_ _0\"></span>r note 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y69b ff1fd fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y18a5 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18a6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y14c9 ff1fe fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y18a7 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Plans d\u2019op<span class=\"_ _0\"></span>tions sur<span class=\"_ _0\"></span> actions dest<span class=\"_ _0\"></span>in\u00e9s au perso<span class=\"_ _0\"></span>nnel</div>\n<div class=\"t m0 x6 h7d y18a8 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">et program<span class=\"_ _0\"></span>mes de r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration<span class=\"_ _0\"></span>s en actions<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18a9 ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas fait usage<span class=\"_ _3\"></span> de la possibilit\u00e9 de<span class=\"_ _3\"></span> r\u00e9tribuer ses col<span class=\"_ _3\"></span>laborateurs et</div>\n<div class=\"t m0 x6 h62 y18aa ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">membres <span class=\"_ _0\"></span>de l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Commit<span class=\"_ _0\"></span>tee et du<span class=\"_ _0\"></span> Manag<span class=\"_ _0\"></span>ement C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e en</div>\n<div class=\"t m0 x6 h62 y18ab ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions o<span class=\"_ _0\"></span>u en instrum<span class=\"_ _0\"></span>ents li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actions<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18ac ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18ad ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces avant<span class=\"_ _0\"></span>ages peuv<span class=\"_ _0\"></span>ent pren<span class=\"_ _0\"></span>dre la form<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18ae ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">d\u2019actions \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 <span class=\"wse8\">res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y18af ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsde wseb\">d<span class=\"_ _3\"></span>e r\u00e9mun\u00e9rati<span class=\"_ _3\"></span>on en action<span class=\"_ _3\"></span>s.</span><span class=\"ff1fa\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18b0 ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les membr<span class=\"_ _0\"></span>es de l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee et d<span class=\"_ _0\"></span>u Manage<span class=\"_ _0\"></span>ment Com<span class=\"_ _0\"></span>mittee</div>\n<div class=\"t m0 x6 h62 y18b2 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ient d\u2019<span class=\"_ _0\"></span>un plan d<span class=\"_ _0\"></span>\u2019int\u00e9r<span class=\"_ _0\"></span>essement<span class=\"_ _0\"></span> \u00e0 long t<span class=\"_ _0\"></span>erme (<span class=\"_ _0\"></span>\u00ab<span class=\"ls0 ws0\"> </span><span class=\"lsde\">Long Te<span class=\"_ _3\"></span>rm </span></div>\n<div class=\"t m0 x6 h62 y18b3 ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Incentiv<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb ou LTI). Ce p<span class=\"_ _0\"></span>lan consis<span class=\"_ _0\"></span>te en l\u2019oct<span class=\"_ _0\"></span>ro<span class=\"lsde wseb\">i d\u2019actions de </span></span></div>\n<div class=\"t m0 x6 h62 y18b4 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance qu<span class=\"_ _0\"></span>i sont ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span> 3 ans et <span class=\"_ _0\"></span>demi ap<span class=\"_ _0\"></span>r\u00e8s leur<span class=\"_ _0\"></span> octroi. <span class=\"_ _0\"></span>Le</div>\n<div class=\"t m0 x1a h62 y18b5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0 octroyer d<span class=\"_ _0\"></span>ans le cadre de c<span class=\"_ _0\"></span>e plan se base s<span class=\"_ _0\"></span>ur la</div>\n<div class=\"t m0 x1a h62 y18b6 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">note de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 d\u2019<span class=\"_ _0\"></span>Ageas (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Ageas Business Score<span class=\"_ _3\"></span></span> </span>\u00bb), qui d\u00e9pe<span class=\"_ _0\"></span>nd de la</div>\n<div class=\"t m0 x1a h62 y18b7 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9alisation<span class=\"_ _3\"></span> des KPI de <span class=\"_ _3\"></span>l\u2019entrepris<span class=\"_ _3\"></span>e. L\u2019acqui<span class=\"_ _3\"></span>sition apr\u00e8s<span class=\"_ _3\"></span> 3 ans e<span class=\"_ _3\"></span>t demi est<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y18b8 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soumis<span class=\"_ _0\"></span>e \u00e0 une me<span class=\"_ _0\"></span>sure de l<span class=\"_ _0\"></span>a perfo<span class=\"_ _0\"></span>rmance r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e du re<span class=\"_ _0\"></span>ndement t<span class=\"_ _0\"></span>otal</div>\n<div class=\"t m0 x1a h62 y18b9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (tota<span class=\"_ _0\"></span>l shareho<span class=\"_ _0\"></span>lder ret<span class=\"_ _0\"></span>urn, TSR) p<span class=\"_ _0\"></span>ar rapport<span class=\"_ _0\"></span> \u00e0 un</div>\n<div class=\"t m0 x1a h62 y18ba ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">groupe de <span class=\"_ _3\"></span>comparaison<span class=\"_ _3\"></span>. Apr\u00e8s leur<span class=\"_ _3\"></span> acquisition<span class=\"_ _3\"></span>, les action<span class=\"_ _3\"></span>s devront \u00ea<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x1a h62 y18bb ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">conser<span class=\"wse9\">v<span class=\"_ _0\"></span>\u00e9es pend<span class=\"_ _0\"></span>ant 1 an et demi (<span class=\"_ _0\"></span>5 ans en tout \u00e0 co<span class=\"_ _0\"></span>mpter de la d<span class=\"_ _0\"></span>ate </span></div>\n<div class=\"t m0 x1a h62 y18bc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019octr<span class=\"_ _0\"></span>oi). Apr\u00e8s c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode de bloc<span class=\"_ _0\"></span>age, les b\u00e9n<span class=\"_ _0\"></span>\u00e9ficia<span class=\"_ _0\"></span>ires peuve<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 y18bd ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vendre l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons acqu<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ans cert<span class=\"_ _0\"></span>aines co<span class=\"_ _0\"></span>nditio<span class=\"_ _0\"></span>ns confo<span class=\"_ _0\"></span>rmes \u00e0 l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1a h62 y18be ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Politique de R\u00e9m<span class=\"_ _3\"></span>un\u00e9ration. De<span class=\"_ _3\"></span>s d\u00e9tails suppl\u00e9me<span class=\"_ _3\"></span>ntaires s<span class=\"lsdc wseb\">ur le plan s<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y18bf ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt dans le rapp<span class=\"_ _0\"></span>ort du Rem<span class=\"_ _0\"></span>unerati<span class=\"_ _0\"></span>on Commit<span class=\"_ _0\"></span>tee \u00e0 la sect<span class=\"_ _0\"></span>ion A<span class=\"ls0 ws0\"> </span><span class=\"wse8\">6.7. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y18c0 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18c1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour 2018,<span class=\"_ _0\"></span> un total de 35.<span class=\"_ _0\"></span>612 actio<span class=\"_ _0\"></span>ns de perfo<span class=\"_ _0\"></span>rmance so<span class=\"_ _0\"></span>nt desti<span class=\"_ _0\"></span>n\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 y18c2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. Po<span class=\"_ _0\"></span>ur 2019, un t<span class=\"_ _0\"></span>otal de 51.<span class=\"_ _0\"></span>393 action<span class=\"_ _0\"></span>s de <span class=\"lsde wsea\">performance </span></div>\n<div class=\"t m0 x1a h62 y18c3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont re\u00e7u un e<span class=\"_ _0\"></span>ngageme<span class=\"_ _0\"></span>nt d\u2019oct<span class=\"_ _0\"></span>roi et pour 2<span class=\"_ _0\"></span>020, un tota<span class=\"_ _0\"></span>l de 53.269</div>\n<div class=\"t m0 x1a h62 y18c4 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions d<span class=\"_ _0\"></span>e perform<span class=\"_ _0\"></span>ance sont<span class=\"_ _0\"></span> appel\u00e9e<span class=\"_ _0\"></span>s \u00e0 \u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. P<span class=\"_ _0\"></span>our 2021, un</div>\n<div class=\"t m0 x1a h62 y18c5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de 53.<span class=\"_ _0\"></span>918 sont<span class=\"_ _0\"></span> appel\u00e9es \u00e0 \u00eat<span class=\"_ _0\"></span>re octroy<span class=\"_ _0\"></span>\u00e9es.</div>\n<div class=\"t m0 x6 h62 y18c6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c7 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c8 ff1fa fs43 fc15 sc0 lsdc ws12d\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nn\u00e9e de perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e 2022, un t<span class=\"_ _0\"></span>otal de 42.<span class=\"_ _0\"></span>530 acti<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span>de performa<span class=\"_ _0\"></span>nce sont d<span class=\"_ _0\"></span>estin\u00e9es<span class=\"_ _0\"></span> \u00e0 \u00eatre octro<span class=\"_ _0\"></span>y\u00e9es aux me<span class=\"_ _0\"></span>mbres d<span class=\"_ _0\"></span>e l\u2019Execut<span class=\"_ _0\"></span>ive Com<span class=\"_ _0\"></span>mittee et</div>\n<div class=\"t m0 x6 h62 y18c9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"fc19 ls0 ws0\"> <span class=\"fc15\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18ca ff1fa fs43 fc19 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18cb ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>engagem<span class=\"_ _0\"></span>ents e<span class=\"_ _0\"></span>n actio<span class=\"_ _0\"></span>ns \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte dur<span class=\"_ _0\"></span>ant l\u2019a<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r les mem<span class=\"_ _0\"></span>bres de l<span class=\"_ _0\"></span>\u2019Exec<span class=\"_ _0\"></span>utive<span class=\"ls0 ws0\"> C<span class=\"lsde wsfa\">ommittee et </span></span></span></div>\n<div class=\"t m0 x6 h62 y18cc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18cd ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 561px; z-index: 15;\">(nombre d'actions en millie<span class=\"_ _0\"></span>rs)<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 561px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 561px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18d2 ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nombre d'actions nouvellement oc<span class=\"_ _0\"></span>troy\u00e9es<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y18d2 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 529px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y18d2 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d4 ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 1er mars<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 648px; bottom: 513px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 513px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> (annul\u00e9es) <span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 497px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x43 h65 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 497px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 481px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> acquises<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 481px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x188 h65 y18d1 ff1fa fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 481px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 466px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 31 d\u00e9cembre<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y18cf ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 466px; z-index: 15;\">  </div>\n<div class=\"t m0 x188 h67 y18cf ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 466px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18d8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18d9 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18da ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9mun\u00e9ration<span class=\"_ _0\"></span>s en actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18db ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En 2020, 2021 e<span class=\"_ _3\"></span>t <span class=\"wseb\">2022, Ageas <span class=\"_ _3\"></span>a lanc\u00e9 un<span class=\"_ _3\"></span> programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9ratio<span class=\"_ _3\"></span>ns </span></div>\n<div class=\"t m0 x6 h62 y18dc ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en acti<span class=\"_ _0\"></span>ons pour s<span class=\"_ _0\"></span>on sen<span class=\"_ _0\"></span>ior man<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span>. En fo<span class=\"_ _0\"></span>nction de<span class=\"_ _0\"></span> la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x6 h62 y18dd ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e de l\u2019acti<span class=\"_ _0\"></span>on Ageas par c<span class=\"_ _0\"></span>ompar<span class=\"_ _0\"></span>aison \u00e0 un gro<span class=\"_ _0\"></span>upe de pairs<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y18de ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cours des<span class=\"_ _0\"></span> trois<span class=\"_ _0\"></span> ann\u00e9es<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span> le lanc<span class=\"_ _0\"></span>ement de <span class=\"_ _0\"></span>chacun d<span class=\"_ _0\"></span>es plans<span class=\"_ _0\"></span> et de</div>\n<div class=\"t m0 x6 h62 y18df ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons li\u00e9es au m<span class=\"_ _0\"></span>aintie<span class=\"_ _0\"></span>n en poste dans<span class=\"_ _0\"></span> la soci\u00e9t<span class=\"_ _0\"></span>\u00e9, les membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y18e0 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">senior manage<span class=\"_ _3\"></span>ment recevron<span class=\"_ _3\"></span>t un paiem<span class=\"_ _3\"></span>ent en es<span class=\"_ _3\"></span>p\u00e8ces \u00e9gal \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18e1 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e2 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 13<span class=\"_ _0\"></span>5.480 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>023 </span></span></div>\n<div class=\"t m0 x133 h62 y18e3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>20)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e4 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wseb\">entre 0 et la val<span class=\"_ _0\"></span>eur de 1<span class=\"_ _0\"></span>41.400 <span class=\"_ _0\"></span><span class=\"lsde\">actions Ageas<span class=\"_ _3\"></span> au 1er<span class=\"_ _3\"></span> avril 2024<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 y18e5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>21)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e6 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 15<span class=\"_ _0\"></span>1.200 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>025 </span></span></div>\n<div class=\"t m0 x133 h62 y18e7 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>22).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y18e8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif de c<span class=\"_ _0\"></span>es transa<span class=\"_ _0\"></span>ctions r\u00e9<span class=\"_ _0\"></span>gl\u00e9es en esp<span class=\"_ _0\"></span>\u00e8ces est d<span class=\"_ _0\"></span>\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la</div>\n<div class=\"t m0 x1a h62 y18ea ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juste va<span class=\"_ _0\"></span>leur \u00e0 c<span class=\"_ _0\"></span>haque dat<span class=\"_ _0\"></span>e de cl<span class=\"_ _0\"></span>\u00f4ture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 281px; height: 685px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 281px; height: 825px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 281px; height: 825px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 281px; height: 825px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls131 ws15a\" style=\"z-index: 15;\">Pa<span class=\"_ _3\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">li\u00e9es</div>\n<div class=\"t m0 x6 h75 y7a0 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">La loi du 28 avril 202<span class=\"_ _0\"></span>0 transposant</div>\n<div class=\"t m0 x6 h75 y7a1 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">la directive 2017/828 du <span class=\"_ _0\"></span>Parlement</div>\n<div class=\"t m0 x6 h75 y7a2 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">europ\u00e9en et du Conseil (la</div>\n<div class=\"t m0 x6 h75 y7a3 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">deuxi\u00e8me directive relativ<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h75 y7a4 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">droits des actionnaires ou <span class=\"_ _0\"></span>SRD II) a</div>\n<div class=\"t m0 x6 h75 y7a5 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">introduit un nouveau r\u00e9gime pour</div>\n<div class=\"t m0 x6 h75 y7a6 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les transactions avec d<span class=\"_ _0\"></span>es parties<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x6 h75 y7a7 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">li\u00e9es, qui est app<span class=\"_ _0\"></span>licable \u00e0 tous les</div>\n<div class=\"t m0 x6 h75 y7a8 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">membres du groupe Ageas et est</div>\n<div class=\"t m0 x6 h75 y7a9 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entr\u00e9e en vigueur le 16 mai<span class=\"_ _0\"></span> 2020.</div>\n<div class=\"t m0 x6 h75 y7aa ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Entre autres \u00e9l\u00e9ments, ce n<span class=\"_ _0\"></span>ouveau</div>\n<div class=\"t m0 x6 h75 y7ab ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9gime entra\u00eene l\u2019obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h75 y18ed ff203 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">renforc\u00e9e pour Ageas <span class=\"_ _3\"></span>de rapporter</div>\n<div class=\"t m0 x6 h75 y18ee ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sur l\u2019application de la p<span class=\"_ _0\"></span>roc\u00e9dure de</div>\n<div class=\"t m0 x6 h75 y18ef ff203 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">transactions avec d<span class=\"ws0\">es parties li\u00e9es, </span></div>\n<div class=\"t m0 x6 h75 y18f0 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">imm\u00e9diatement au moment de la</div>\n<div class=\"t m0 x6 h75 y18f1 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">conclusion de la transact<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x6 h75 y18f2 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">m\u00eame que dans le rapport annuel</div>\n<div class=\"t m0 x6 h75 y18f3 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">de l\u2019ann\u00e9e correspondante.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18f4 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y18f5 ff201 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les part<span class=\"_ _0\"></span>ies li\u00e9<span class=\"_ _0\"></span>es \u00e0 Ageas<span class=\"_ _0\"></span> sont le<span class=\"_ _0\"></span>s entre<span class=\"_ _0\"></span>prises<span class=\"_ _0\"></span> associ\u00e9<span class=\"_ _0\"></span>es et c<span class=\"_ _0\"></span>oentrep<span class=\"_ _0\"></span>rises, l<span class=\"_ _0\"></span>es fonds <span class=\"_ _0\"></span>de pens<span class=\"_ _0\"></span>ion, les</div>\n<div class=\"t m0 x21b h62 y18f6 ff201 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">membres du <span class=\"_ _3\"></span><span class=\"lsdc\">Consei<span class=\"_ _0\"></span>l d\u2019Admi<span class=\"_ _0\"></span>nistrat<span class=\"_ _0\"></span>ion d\u2019A<span class=\"_ _0\"></span>geas (ex<span class=\"_ _0\"></span>\u00e9cutif<span class=\"_ _0\"></span>s et no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span><span class=\"wse9\">ex\u00e9cutifs<span class=\"_ _0\"></span>), les mem<span class=\"_ _0\"></span>bres de </span></span></div>\n<div class=\"t m0 x21b h62 y18f7 ff201 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee<span class=\"_ _0\"></span>, les me<span class=\"_ _0\"></span>mbres d<span class=\"_ _0\"></span>e la famil<span class=\"_ _0\"></span>le proc<span class=\"_ _0\"></span>he des p<span class=\"_ _0\"></span>ersonn<span class=\"_ _0\"></span>es susme<span class=\"_ _0\"></span>ntion<span class=\"_ _0\"></span>n\u00e9es, les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y18f8 ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9s c<span class=\"_ _0\"></span>ontr\u00f4l\u00e9<span class=\"_ _0\"></span>es ou influ<span class=\"_ _0\"></span>enc\u00e9es not<span class=\"_ _0\"></span>ablem<span class=\"_ _0\"></span>ent par tout<span class=\"_ _0\"></span>e person<span class=\"_ _0\"></span>ne susment<span class=\"_ _0\"></span>ionn\u00e9<span class=\"_ _0\"></span>e, ainsi qu<span class=\"_ _0\"></span><span class=\"wseb\">e toute </span></div>\n<div class=\"t m0 x21b h62 y18f9 ff201 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre en<span class=\"_ _3\"></span>tit\u00e9 li\u00e9e. Da<span class=\"_ _3\"></span>ns le cad<span class=\"_ _3\"></span>re de ses a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s, Ageas es<span class=\"_ _3\"></span>t fr\u00e9quemmen<span class=\"_ _3\"></span>t amen\u00e9 \u00e0<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y18fa ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectu<span class=\"_ _0\"></span>er des trans<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> avec des p<span class=\"_ _0\"></span>arties li<span class=\"_ _0\"></span>\u00e9es. Ces tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ons porte<span class=\"_ _0\"></span>nt essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent sur des</div>\n<div class=\"t m0 x21b h62 y18fb ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, des<span class=\"_ _0\"></span> d\u00e9p\u00f4ts et<span class=\"_ _0\"></span> des contrat<span class=\"_ _0\"></span>s de r\u00e9assur<span class=\"_ _0\"></span>ance. E<span class=\"wseb\">n <span class=\"_ _0\"></span>princip<span class=\"_ _0\"></span>es, tout<span class=\"_ _0\"></span>es les t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ions av<span class=\"_ _0\"></span>ec des </span></div>\n<div class=\"t m0 x21b h62 y18fc ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">parties li\u00e9e<span class=\"_ _3\"></span>s se font aux condition<span class=\"_ _3\"></span>s du march\u00e9 tell<span class=\"_ _3\"></span>es qu\u2019elles s\u2019a<span class=\"_ _3\"></span>ppliquent aux pa<span class=\"_ _3\"></span>rties non li\u00e9es<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y18fd ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y18fe ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cad<span class=\"_ _0\"></span>re des activi<span class=\"_ _0\"></span>t\u00e9s norm<span class=\"_ _0\"></span>ales de cr\u00e9<span class=\"_ _0\"></span>dit, les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s d\u2019A<span class=\"_ _0\"></span>geas peuv<span class=\"_ _0\"></span>ent octr<span class=\"_ _0\"></span>oyer des pr<span class=\"_ _0\"></span>\u00eats ou</div>\n<div class=\"t m0 x21b h62 y18ff ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des garanti<span class=\"lsdc wse9\">es bancaires \u00e0 des m<span class=\"_ _0\"></span>embres du C<span class=\"_ _0\"></span>onseil d<span class=\"_ _0\"></span>\u2019Admini<span class=\"_ _0\"></span>stratio<span class=\"_ _0\"></span>n ou des mem<span class=\"_ _0\"></span>bres de l\u2019Ex<span class=\"_ _0\"></span>ecutive </span></div>\n<div class=\"t m0 x21b h62 y1900 ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee ou des me<span class=\"_ _0\"></span>mbres de le<span class=\"_ _0\"></span>ur famill<span class=\"_ _0\"></span>e proche.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1901 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1902 ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span>, aucun pr\u00eat, cr\u00e9di<span class=\"_ _3\"></span>t ou garantie banca<span class=\"_ _3\"></span>ire, en cours ou n<span class=\"_ _3\"></span>ouveau, n\u2019\u00e9tai<span class=\"_ _3\"></span>t octroy\u00e9</div>\n<div class=\"t m0 x21b h62 y1903 ff201 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">aux membres<span class=\"_ _3\"></span> du Consei<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019Admini<span class=\"_ _0\"></span>stratio<span class=\"_ _0\"></span>n ou de l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee o<span class=\"_ _0\"></span>u \u00e0 des membr<span class=\"_ _0\"></span>es de leur </span></span></div>\n<div class=\"t m0 x21b h62 y1904 ff201 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">famill<span class=\"_ _0\"></span>e proche.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1905 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1906 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"lsde wsfa\">u cours de<span class=\"_ _3\"></span> l\u2019ann\u00e9e 202</span>2<span class=\"lsde wsfa\">,<span class=\"_ _3\"></span> aucune transaction<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">ayant</span></span> <span class=\"lsdc wse9\">eu lieu au s<span class=\"_ _0\"></span>ein du gro<span class=\"_ _0\"></span>upe Ageas <span class=\"wse8\">n\u2019<span class=\"_ _0\"></span><span class=\"wse9\">a donn\u00e9 li<span class=\"_ _0\"></span>eu </span></span></span></div>\n<div class=\"t m0 x21b h62 y1907 ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 l\u2019application<span class=\"_ _3\"></span> de la proc\u00e9dure<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1908 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1909 ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s et les soldes ou<span class=\"_ _3\"></span>ver<span class=\"lsdc wse9\">ts entre les e<span class=\"_ _0\"></span>ntit\u00e9s du gr<span class=\"_ _0\"></span>oupe Ageas<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9es par int<span class=\"_ _0\"></span>\u00e9grati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x21b h62 y190a ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">globale sont<span class=\"_ _3\"></span> \u00e9limin\u00e9s. Les tabl<span class=\"_ _3\"></span>eaux ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessou<span class=\"_ _3\"></span>s pr\u00e9sentent<span class=\"_ _3\"></span> les solde<span class=\"_ _3\"></span>s ouverts a<span class=\"_ _3\"></span>vec les en<span class=\"_ _3\"></span>treprises </span></div>\n<div class=\"t m0 x21b h62 y190b ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h63 y190c ff201 fs44 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff201 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 680px; bottom: 454px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 454px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff201 fs45 fc1e sc0 lse5 ws100\" style=\"left: 325px; bottom: 439px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e de r\u00e9s<span class=\"_ _3\"></span>ultat<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse0 wsee\">parties li\u00e9es</span> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff201 fs45 fc1e sc0 ls0 ws0\" style=\"left: 612px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 yb68 ff204 fs45 fc1e sc0 ls0 ws0\" style=\"left: 794px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 424px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 409px; z-index: 15;\">Primes d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 409px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 394px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h65 y694 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 394px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 379px; z-index: 15;\">Gains r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d3 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 699px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 379px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 364px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 364px; z-index: 15;\">4</div>\n<div class=\"t m0 x5c h65 y697 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 364px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6de ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 349px; z-index: 15;\">Variations des provisions pour<span class=\"_ _0\"></span> contrats d\u2019assurance et de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6de ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 349px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6de ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 349px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 335px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 335px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 335px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y190f ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1910 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff201 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 288px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6de ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 680px; bottom: 288px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 288px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff201 fs45 fc1e sc0 lse5 ws100\" style=\"left: 325px; bottom: 272px; z-index: 15;\">\u00c9tat d<span class=\"_ _3\"></span>e la <span class=\"lse0 wsf0\">situation financi\u00e8re <span class=\"ls0 ws0\">- </span><span class=\"wsee\">part<span class=\"_ _3\"></span>ies li\u00e9es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x70 h68 y69b ff204 fs45 fc1e sc0 ls0 ws0\" style=\"left: 699px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 y69b ff204 fs45 fc1e sc0 ls0 ws0\" style=\"left: 794px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 257px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 257px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Part des r\u00e9assureurs, cr\u00e9ances commerciales et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 242px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 242px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 227px; z-index: 15;\">Pr\u00eats \u00e0 des parties li\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 227px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 227px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff201 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 212px; z-index: 15;\">Autres act<span class=\"_ _3\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 212px; z-index: 15;\">9</div>\n<div class=\"t m0 x5c h65 y68c ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 212px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 198px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 198px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 198px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 183px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats d'assurance et de <span class=\"_ _0\"></span>placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 183px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 183px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 168px; z-index: 15;\">Certificats d'endettement, dettes <span class=\"_ _0\"></span>subordonn\u00e9es et autres emprun<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 168px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 168px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 153px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 153px; z-index: 15;\">9</div>\n<div class=\"t m0 x64 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 153px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 142px; height: 819px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 142px; height: 819px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff208 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion des pr<span class=\"_ _0\"></span>\u00eats \u00e0 des parti<span class=\"_ _0\"></span>es li\u00e9es au c<span class=\"_ _0\"></span>ours de l\u2019e<span class=\"_ _0\"></span>xercic<span class=\"_ _0\"></span>e cl\u00f4tur\u00e9 au 3<span class=\"_ _0\"></span>1 d\u00e9cemb<span class=\"_ _0\"></span>re se pr\u00e9se<span class=\"_ _0\"></span>nte comme su<span class=\"_ _0\"></span>it.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff208 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff208 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff208 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff208 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff208 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6de ff20a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6de ff20a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff20b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Pr\u00eats \u00e0 des parties li\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y697 ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y697 ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Augmentations ou avances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Remboursements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69b ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1005px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69b ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 1005px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 990px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff208 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff20b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Pr\u00eats \u00e0 des parties li\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 975px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 975px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 964px; height: 142px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 964px; height: 142px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Informat<span class=\"_ _3\"></span>ion su<span class=\"_ _3\"></span>r les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">sec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>eurs op\u00e9ra<span class=\"_ _1\"></span>t<span class=\"_ _3\"></span>ionnels</div>\n<div class=\"t m0 x6 h7d yf8f ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff20f fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Information<span class=\"_ _0\"></span> g\u00e9n\u00e9rale <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1921 ff20d fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Secteurs op<span class=\"_ _3\"></span>\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1922 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas s\u2019organ<span class=\"_ _3\"></span>ise en <span class=\"lsf7\">ci<span class=\"_ _3\"></span>nq<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">secteurs op\u00e9ra<span class=\"_ _3\"></span>tionnels<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1923 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wsfa\">Be<span class=\"_ _3\"></span>lgique (BE)</span><span class=\"ff20d\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y1924 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wseb\">Eu<span class=\"_ _3\"></span>rope (hor<span class=\"_ _3\"></span>s Belgique)</span><span class=\"ff20d\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y1925 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsf7 wseb\">A<span class=\"_ _3\"></span>sie<span class=\"_ _3\"></span></span><span class=\"ff20d\"> ; </span></span></div>\n<div class=\"t m0 x6 h62 y1926 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wsea\">R<span class=\"_ _3\"></span>\u00e9assurance</span><span class=\"ff20d\"> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x6 h62 y1927 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wseb\">C<span class=\"_ _3\"></span>ompte G\u00e9n\u00e9ra<span class=\"_ _3\"></span>l.</span><span class=\"ff20d\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1928 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1929 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a <span class=\"_ _3\"></span>consid\u00e9r\u00e9 que<span class=\"_ _3\"></span> la mani\u00e8<span class=\"_ _3\"></span>re la plus<span class=\"_ _3\"></span> appropri\u00e9e de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pr\u00e9sent<span class=\"_ _0\"></span>er le </span></div>\n<div class=\"t m0 x6 h62 y192a ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reporting sect<span class=\"_ _3\"></span>oriel selon le<span class=\"_ _3\"></span>s normes IFRS est de proc<span class=\"_ _3\"></span>\u00e9der par r\u00e9gion<span class=\"_ _3\"></span> o\u00f9</div>\n<div class=\"t m0 x6 h62 y192b ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas op\u00e8re<span class=\"_ _3\"></span>, c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"wsfa\">dire<span class=\"_ _3\"></span> la Belgique, l\u2019Europe<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>(hors Belg<span class=\"_ _3\"></span>ique)<span class=\"lsfe ws111\">, l\u2019A<span class=\"_ _3\"></span>sie et </span></span></div>\n<div class=\"t m0 x6 h62 y192c ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la R\u00e9assu<span class=\"_ _0\"></span>rance. En out<span class=\"_ _0\"></span>re, Age<span class=\"_ _0\"></span>as pr\u00e9sent<span class=\"_ _0\"></span>e les activ<span class=\"_ _0\"></span>it\u00e9s ne rel<span class=\"_ _0\"></span>evant pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y192d ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t de l\u2019assur<span class=\"_ _3\"></span><span class=\"lsdc\">ance, c<span class=\"_ _0\"></span>omme le f<span class=\"_ _0\"></span>inancem<span class=\"_ _0\"></span>ent d<span class=\"_ _0\"></span>u groupe <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x6 h62 y192e ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> activ<span class=\"_ _0\"></span>it\u00e9s de ho<span class=\"_ _0\"></span>lding,<span class=\"_ _0\"></span> par le bi<span class=\"_ _0\"></span>ais du C<span class=\"_ _0\"></span>ompte G<span class=\"_ _0\"></span>\u00e9n\u00e9ral, <span class=\"_ _0\"></span>qui est</div>\n<div class=\"t m0 x6 h62 y192f ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trait\u00e9 c<span class=\"_ _0\"></span>omme un s<span class=\"_ _0\"></span>ecteur <span class=\"_ _0\"></span>op\u00e9rat<span class=\"_ _0\"></span>ionnel <span class=\"_ _0\"></span>distinct<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1930 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1931 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette app<span class=\"_ _0\"></span>roche sec<span class=\"_ _0\"></span>toriell<span class=\"_ _0\"></span>e est coh\u00e9r<span class=\"_ _0\"></span>ente avec l<span class=\"_ _0\"></span>e champ de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1932 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">responsabili<span class=\"_ _3\"></span>t\u00e9s manag\u00e9ria<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1933 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1934 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tr<span class=\"wseb\">ansaction<span class=\"_ _3\"></span>s entre l<span class=\"_ _3\"></span>es secteurs<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span>s s'effectuen<span class=\"_ _3\"></span>t aux </span></div>\n<div class=\"t m0 x6 h62 y1935 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">conditions norma<span class=\"_ _3\"></span>les de march\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1936 ff20d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e8gles de r\u00e9<span class=\"_ _0\"></span>partit<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1937 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Selon le mo<span class=\"_ _0\"></span>d\u00e8le op\u00e9r<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>nel d\u2019Agea<span class=\"_ _0\"></span>s, les entit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance inc<span class=\"_ _0\"></span>luent</div>\n<div class=\"t m0 x6 h62 y1938 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le reporting<span class=\"_ _3\"></span> des fon<span class=\"_ _3\"></span>ctions de <span class=\"_ _3\"></span>support direc<span class=\"_ _3\"></span>tement dans<span class=\"_ _3\"></span> leurs secteur<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1939 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"lsde wsea\">p\u00e9ration<span class=\"_ _3\"></span>nels.</span> </div>\n<div class=\"t m0 x6 h62 y193a ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y193b ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lors de l<span class=\"_ _0\"></span>\u2019allocat<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>ubriqu<span class=\"_ _0\"></span>es de l\u2019<span class=\"_ _0\"></span>\u00e9tat de <span class=\"_ _0\"></span>la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y193c ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">secteurs, <span class=\"_ _3\"></span>l\u2019approche <span class=\"_ _3\"></span>appliqu\u00e9e est<span class=\"_ _3\"></span> une appr<span class=\"_ _3\"></span>oche ascenda<span class=\"_ _3\"></span>nte (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">bottom</span>-</span></div>\n<div class=\"t m0 x6 h62 y193d ff20d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">up<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb) bas\u00e9e <span class=\"_ _3\"></span>sur les p<span class=\"_ _3\"></span>roduits vendu<span class=\"_ _3\"></span>s aux clien<span class=\"_ _3\"></span>ts externe<span class=\"_ _3\"></span>s. </span> </span></div>\n<div class=\"t m0 x6 h62 y193e ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y193f ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les \u00e9l<span class=\"_ _0\"></span>\u00e9ments de l<span class=\"_ _0\"></span>\u2019\u00e9tat de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span><span class=\"lsde wseb\">re qui ne<span class=\"_ _3\"></span> se rapport<span class=\"_ _3\"></span>ent </span></div>\n<div class=\"t m0 x6 h62 y1940 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pas \u00e0 de<span class=\"_ _3\"></span>s produits ven<span class=\"_ _3\"></span>dus \u00e0 des<span class=\"_ _3\"></span> clients, Age<span class=\"_ _3\"></span>as applique<span class=\"_ _3\"></span> une</div>\n<div class=\"t m0 x6 h62 y1941 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> sur mesure<span class=\"_ _3\"></span> adapt\u00e9e au<span class=\"_ _3\"></span> mod\u00e8le d'<span class=\"_ _3\"></span>entreprise <span class=\"_ _3\"></span>sp\u00e9cifique du<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1942 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">secteur <span class=\"_ _0\"></span>qui fait<span class=\"_ _0\"></span> l\u2019objet <span class=\"_ _0\"></span>du rep<span class=\"_ _0\"></span>orting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1943 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h7d yf8f ff20f fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">8.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d yf90 ff20f fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Belgique (BE)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1921 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance en B<span class=\"_ _0\"></span>elgiqu<span class=\"_ _0\"></span>e, men\u00e9es<span class=\"_ _0\"></span> sous la d\u00e9nom<span class=\"_ _0\"></span>inati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1922 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019AG Ins<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> s\u2019app<span class=\"_ _0\"></span>uient s<span class=\"_ _0\"></span>ur une lo<span class=\"_ _0\"></span>ngue hist<span class=\"_ _0\"></span>oire. <span class=\"_ _0\"></span>AG Insur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x1a h62 y1923 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> 100% d\u2019<span class=\"_ _0\"></span>AG Rea<span class=\"_ _0\"></span>l Estate, <span class=\"_ _0\"></span>qui g\u00e8r<span class=\"_ _0\"></span>e ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ili\u00e8res.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1924 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1925 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">AG Insurance s\u2019adr<span class=\"_ _3\"></span>esse aux parti<span class=\"_ _3\"></span>culiers, aux PME e<span class=\"_ _3\"></span>t aux grandes</div>\n<div class=\"t m0 x1a h62 y1926 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises, et pr<span class=\"_ _0\"></span>opose \u00e0 cett<span class=\"_ _0\"></span>e client<span class=\"_ _0\"></span>\u00e8le une gam<span class=\"_ _0\"></span>me compl<span class=\"_ _0\"></span>\u00e8te de</div>\n<div class=\"t m0 x1a h62 y1927 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance vi<span class=\"_ _3\"></span>e et non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie par le biais<span class=\"_ _0\"></span> de diff\u00e9r<span class=\"_ _0\"></span>ents cana<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 y1928 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">courtiers ind\u00e9pe<span class=\"_ _3\"></span>ndants et canau<span class=\"_ _3\"></span>x bancaires de BNP<span class=\"_ _3\"></span> Paribas Fortis</div>\n<div class=\"t m0 x1a h62 y1929 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">SA/NV et de se<span class=\"_ _0\"></span>s filial<span class=\"_ _0\"></span>es. AG Empl<span class=\"_ _0\"></span>oyee Ben<span class=\"_ _0\"></span>efits est la di<span class=\"_ _0\"></span>vision</div>\n<div class=\"t m0 x1a h62 y192a ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cialemen<span class=\"_ _3\"></span>t charg<span class=\"lsdc wse9\">\u00e9e de la product<span class=\"_ _0\"></span>ion de prod<span class=\"_ _0\"></span>uits d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e pension </span></div>\n<div class=\"t m0 x1a h62 y192b ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et soins de sant<span class=\"_ _0\"></span>\u00e9, aux gr<span class=\"_ _0\"></span>andes entr<span class=\"_ _0\"></span>eprises<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1944 ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1945 ff20f fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1946 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le secteur<span class=\"_ _3\"></span> Europe engl<span class=\"_ _3\"></span>obe les a<span class=\"_ _3\"></span>ctivit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance eur<span class=\"_ _3\"></span>op\u00e9ennes <span class=\"_ _3\"></span>hors</div>\n<div class=\"t m0 x1a h62 y1947 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Belgique. Ageas<span class=\"_ _3\"></span> est actif en Portuga<span class=\"_ _3\"></span>l, France, R<span class=\"lsdc wse8\">oyaume<span class=\"ls0 ws0\">-</span><span class=\"wse9\">Uni et Tur<span class=\"_ _0\"></span>quie. </span></span></div>\n<div class=\"t m0 x1a h62 y1948 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La gamm<span class=\"_ _0\"></span>e de prod<span class=\"_ _0\"></span>uits dist<span class=\"_ _0\"></span>ribu\u00e9<span class=\"_ _0\"></span>s inclut<span class=\"_ _0\"></span> des ass<span class=\"_ _0\"></span>urances v<span class=\"_ _0\"></span>ie (Port<span class=\"_ _0\"></span>ugal,</div>\n<div class=\"t m0 x1a h62 y1949 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">France et Tu<span class=\"_ _0\"></span>rquie) et<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie (Portug<span class=\"_ _3\"></span>al, Royaume</span>-<span class=\"_ _3\"></span><span class=\"lsde wseb\">Uni et T<span class=\"_ _3\"></span>urquie). </span></span></div>\n<div class=\"t m0 x1a h62 y194a ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019acc\u00e8s a<span class=\"_ _0\"></span>ux march<span class=\"_ _0\"></span>\u00e9s est facil<span class=\"_ _0\"></span>it\u00e9 par une s\u00e9<span class=\"_ _0\"></span>rie de part<span class=\"_ _0\"></span>enariats av<span class=\"_ _0\"></span>ec des</div>\n<div class=\"t m0 x1a h62 y194b ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acteurs cl<span class=\"_ _0\"></span>\u00e9s, jouis<span class=\"_ _0\"></span>sant d\u2019u<span class=\"_ _0\"></span>ne positio<span class=\"_ _0\"></span>n int\u00e9r<span class=\"_ _0\"></span>essant<span class=\"_ _0\"></span>e sur leurs marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x1a h62 y194c ff20d fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">respectifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y194d ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y194e ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019activ<span class=\"_ _0\"></span>it\u00e9 brita<span class=\"_ _0\"></span>nnique d<span class=\"_ _0\"></span>\u2019Ageas se t<span class=\"_ _0\"></span>raduit par l<span class=\"_ _0\"></span>\u2019implant<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>un des</div>\n<div class=\"t m0 x1a h62 y194f ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">grands assu<span class=\"_ _3\"></span>reurs dommages<span class=\"_ _3\"></span> du pays <span class=\"_ _3\"></span>qui recour<span class=\"_ _3\"></span>t \u00e0 une st<span class=\"_ _3\"></span>rat\u00e9gie de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1950 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span> multicanal p<span class=\"_ _3\"></span>ar le biai<span class=\"_ _3\"></span>s de cour<span class=\"_ _3\"></span>tiers, de pa<span class=\"_ _3\"></span>rtenaire<span class=\"lsdc\">s d\u2019affinit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y1951 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de ses prop<span class=\"_ _0\"></span>res agent<span class=\"_ _0\"></span>s. La visio<span class=\"_ _0\"></span>n est de croit<span class=\"_ _0\"></span>re de fa\u00e7on r<span class=\"_ _0\"></span>entable su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1952 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le march\u00e9 de l\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance domm<span class=\"_ _0\"></span>ages au R<span class=\"_ _0\"></span>oyaume<span class=\"ls0 ws0\">-</span><span class=\"wseb\">Uni v<span class=\"_ _0\"></span>ia l\u2019of<span class=\"_ _0\"></span>fre d\u2019u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x1a h62 y1953 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vaste ga<span class=\"_ _0\"></span>mme de s<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns d\u2019assu<span class=\"_ _0\"></span>rances<span class=\"_ _0\"></span>, en met<span class=\"_ _0\"></span>tant l<span class=\"_ _0\"></span>\u2019accent s<span class=\"_ _0\"></span>ur les</div>\n<div class=\"t m0 x1a h62 y1954 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>es pour p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span>iers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1955 ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1956 ff20f fs50 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"ls132 ws15b\">sie</span> </div>\n<div class=\"t m0 x1a h62 y1957 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas est act<span class=\"_ _0\"></span>if dans<span class=\"_ _0\"></span> plusieurs p<span class=\"_ _0\"></span>ays d'As<span class=\"_ _0\"></span>ie et dispos<span class=\"_ _0\"></span>e d'un bur<span class=\"_ _0\"></span>eau</div>\n<div class=\"t m0 x1a h62 y1958 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gional bas\u00e9<span class=\"_ _3\"></span> \u00e0 Hong Kong. Les acti<span class=\"_ _3\"></span>vit\u00e9s sont organis\u00e9es s<span class=\"_ _3\"></span>ous forme de</div>\n<div class=\"t m0 x1a h62 y1959 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coentr<span class=\"_ _0\"></span>eprises av<span class=\"_ _0\"></span>ec des inst<span class=\"_ _0\"></span>itutio<span class=\"_ _0\"></span>ns financi<span class=\"_ _0\"></span>\u00e8res et des p<span class=\"_ _0\"></span>artenai<span class=\"_ _0\"></span>res locau<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x1a h62 y195a ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de premier<span class=\"_ _3\"></span> plan en C<span class=\"_ _3\"></span>hine, en <span class=\"_ _3\"></span>Malaisie, en<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Tha\u00eflande,<span class=\"_ _0\"></span> en Inde, aux </span></span></div>\n<div class=\"t m0 x1a h62 y195b ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Philippines et<span class=\"_ _3\"></span> au Vietnam. Ces ac<span class=\"_ _3\"></span>tivit\u00e9s sont comp<span class=\"_ _3\"></span>tabilis\u00e9es comme<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x1a h62 y195c ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es sou<span class=\"_ _0\"></span>s IFRS, \u00e0 l'<span class=\"_ _0\"></span>excepti<span class=\"_ _0\"></span>on d'AFLI<span class=\"_ _0\"></span>C qui est</div>\n<div class=\"t m0 x1a h62 y195d ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9e par int<span class=\"_ _0\"></span>\u00e9gratio<span class=\"_ _0\"></span>n global<span class=\"_ _0\"></span>e depuis 20<span class=\"_ _0\"></span>22. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 144px; height: 817px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 144px; height: 817px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 144px; height: 817px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff216 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff214 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s de r\u00e9as<span class=\"_ _3\"></span>surance d\u2019Age<span class=\"_ _3\"></span>as SA/NV son<span class=\"_ _3\"></span>t d\u00e9clar\u00e9es <span class=\"_ _3\"></span>dans le</div>\n<div class=\"t m0 x6 h62 y837 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">segment<span class=\"_ _0\"></span> R\u00e9assura<span class=\"_ _0\"></span>nce. Ces act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>nent la r\u00e9<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y876 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oupe et la r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e de tiers.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Compte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y836 ff214 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le Compt<span class=\"_ _0\"></span>e G\u00e9n\u00e9<span class=\"_ _0\"></span>ral compr<span class=\"_ _0\"></span>end les <span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s non <span class=\"_ _0\"></span>li\u00e9es au c<span class=\"_ _0\"></span>\u0153ur du m<span class=\"_ _0\"></span>\u00e9tier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y837 ff214 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de l\u2019ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> comm<span class=\"_ _0\"></span>e les act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u Groupe<span class=\"_ _0\"></span> et autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y876 ff214 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Il incl<span class=\"_ _3\"></span>ut en outre la par<span class=\"_ _3\"></span>ticipation dans R<span class=\"_ _3\"></span>oyal Park</div>\n<div class=\"t m0 x1a h62 y877 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments et les<span class=\"_ _0\"></span> passifs li<span class=\"_ _0\"></span>\u00e9s \u00e0 la RPN(I<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y878 ff214 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d ybd4 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd5 ff216 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">\u00c9tat <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>la si<span class=\"_ _3\"></span>tuati<span class=\"_ _3\"></span>on fi<span class=\"_ _3\"></span>nanci<span class=\"_ _3\"></span>\u00e8<span class=\"lsfd ws119\">re pa<span class=\"_ _3\"></span>r secteur <span class=\"_ _3\"></span>op\u00e9rationnel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 877px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 877px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 877px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 877px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 877px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 892px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 877px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff214 fs45 fc1e sc0 lse5 ws100\" style=\"left: 594px; bottom: 892px; z-index: 15;\">Tota<span class=\"_ _3\"></span>l de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 877px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69d ff214 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 892px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 877px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 892px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff214 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 877px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y69b ff214 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 877px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff214 fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 861px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 846px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 846px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 846px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 846px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 846px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 846px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 846px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 846px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 832px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 832px; z-index: 15;\">38.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 832px; z-index: 15;\">6.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 832px; z-index: 15;\">1.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 832px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 832px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 832px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 832px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 832px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 832px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 817px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 817px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 817px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 817px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 817px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 802px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 802px; z-index: 15;\">14.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 802px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 802px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 802px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 802px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 802px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 802px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 802px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 787px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 787px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 787px; z-index: 15;\">4.274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 787px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 787px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 787px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 772px; z-index: 15;\">Participation comptabilis\u00e9e selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 757px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 757px; z-index: 15;\">271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 757px; z-index: 15;\">4.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 757px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 757px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 743px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 743px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 743px; z-index: 15;\">1.971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 743px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 743px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 743px; z-index: 15;\">(1.632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 743px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 743px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 743px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 743px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 728px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 728px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 728px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 728px; z-index: 15;\">1</div>\n<div class=\"t m0 x197 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 728px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 728px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 713px; z-index: 15;\">820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 713px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 713px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 713px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 713px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 713px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 698px; z-index: 15;\">1.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 698px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 698px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 698px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 698px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 698px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 698px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 698px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 698px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 683px; z-index: 15;\">2.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 683px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 683px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 683px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 683px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 683px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions <span class=\"wsed\">incorporelles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 668px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 668px; z-index: 15;\">703<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 668px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 639px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 639px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 639px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 639px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 639px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 639px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 639px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 639px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 639px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 639px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 594px; z-index: 15;\">23.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 594px; z-index: 15;\">574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 594px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 594px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 594px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 594px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 594px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 594px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 594px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 579px; z-index: 15;\">24.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 579px; z-index: 15;\">4.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 564px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 564px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 564px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Passifs r\u00e9sultant des <span class=\"wsee\">contrats d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 549px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 549px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 549px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 549px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 535px; z-index: 15;\">1.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 535px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 535px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 535px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 535px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 535px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 520px; z-index: 15;\">3.803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 520px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 520px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 520px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 520px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 520px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 520px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 520px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 520px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 505px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 505px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 505px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 505px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 505px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 490px; z-index: 15;\">Passifs d\u2019<span class=\"_ _3\"></span>imp\u00f4ts <span class=\"lse0 wsed\">diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 490px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 490px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 490px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 490px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 490px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 475px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 460px; z-index: 15;\">2.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 460px; z-index: 15;\">439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 460px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 460px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 460px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 460px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 460px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 460px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 460px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 445px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 445px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 445px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 445px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 445px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 445px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Dettes li\u00e9es \u00e0 des a<span class=\"_ _0\"></span>ctifs d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 431px; z-index: 15;\">3.982<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 431px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 431px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 431px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 431px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff217 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 416px; z-index: 15;\">71.270<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 416px; z-index: 15;\">17.108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 416px; z-index: 15;\">1.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 416px; z-index: 15;\">1.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 416px; z-index: 15;\">(1.633)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 416px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 416px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 416px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 416px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 386px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 386px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 386px; z-index: 15;\">2.043<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 386px; z-index: 15;\">4.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 386px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 386px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 386px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 386px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 386px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 386px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 371px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 371px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 371px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 371px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 371px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 371px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 356px; z-index: 15;\">2.647<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 356px; z-index: 15;\">2.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 356px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 493px; bottom: 356px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 356px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 356px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 356px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 356px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 356px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff217 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 327px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 327px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 327px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 327px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 327px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 327px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 327px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 327px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 327px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 297px; z-index: 15;\">7.369<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 297px; z-index: 15;\">3.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 297px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 297px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 297px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 297px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 286px; height: 820px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 286px; height: 820px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 286px; height: 820px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 434px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff219 fs45 fc1e sc0 lse5 ws100\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _3\"></span>l de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff219 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff219 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff219 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 1004px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 1004px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 1004px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 1004px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 989px; z-index: 15;\">47.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 369px; bottom: 989px; z-index: 15;\">11.161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 989px; z-index: 15;\">1.458<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a0 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">2.850<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 974px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 974px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 959px; z-index: 15;\">13.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 959px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 959px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 959px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 959px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 959px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 959px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 945px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 945px; z-index: 15;\">6.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 915px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 915px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 915px; z-index: 15;\">4.811<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 915px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 915px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 900px; z-index: 15;\">1.353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 900px; z-index: 15;\">2.119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 900px; z-index: 15;\">9</div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 900px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 900px; z-index: 15;\">(1.575)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 900px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 900px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 900px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 885px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 885px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 885px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 885px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 870px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 870px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 870px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 870px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 855px; z-index: 15;\">1.493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 855px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 855px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 855px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 855px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 855px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 855px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 841px; z-index: 15;\">1.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 841px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 841px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 841px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 841px; z-index: 15;\">8</div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 826px; z-index: 15;\">604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 826px; z-index: 15;\">718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 826px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 826px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 796px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 796px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 796px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 796px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 796px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 796px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 796px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 796px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18f h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 284px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 752px; z-index: 15;\">25.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 752px; z-index: 15;\">3.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 752px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 752px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 752px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 752px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 737px; z-index: 15;\">25.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 737px; z-index: 15;\">5.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 737px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 722px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 722px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 722px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 722px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 707px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 707px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 707px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 707px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 707px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 692px; z-index: 15;\">1.143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 692px; z-index: 15;\">317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 692px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 692px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 692px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff219 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 677px; z-index: 15;\">3.608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 677px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 677px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 677px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 677px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x197 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 677px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 662px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 662px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 662px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 648px; z-index: 15;\">878<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 648px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 648px; z-index: 15;\">1</div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 648px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 648px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 648px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff219 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 633px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 633px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Int\u00e9r\u00eats courus et <span class=\"wsee\">autres passifs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 618px; z-index: 15;\">2.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 618px; z-index: 15;\">509<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 618px; z-index: 15;\">9</div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 618px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 618px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 618px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 618px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 618px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 618px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 603px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 603px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 603px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 603px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 603px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff21c fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 588px; z-index: 15;\">75.299<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 588px; z-index: 15;\">19.602<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 442px; bottom: 588px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 588px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 588px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 588px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 588px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 588px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 588px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 558px; z-index: 15;\">5.025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 558px; z-index: 15;\">2.400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 558px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 558px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 558px; z-index: 15;\">3</div>\n<div class=\"t m0 x2f2 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 558px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 558px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 558px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 558px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 544px; z-index: 15;\">1.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 544px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 544px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 544px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 529px; z-index: 15;\">6.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 529px; z-index: 15;\">2.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 529px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 529px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y69b ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 529px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 529px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 529px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff21c fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 499px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 499px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 499px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 499px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 499px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 499px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 499px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 499px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 499px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 469px; z-index: 15;\">6.111<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 469px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 442px; bottom: 469px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 469px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 469px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 469px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 458px; height: 585px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 458px; height: 585px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 458px; height: 585px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff220 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff220 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Compte de r\u00e9sultat par secteur op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff21e fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y69b ff21e fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lsec wsff\">Primes brutes \u00e9<span class=\"_ _0\"></span>mises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 1004px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 1004px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 1004px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 1004px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 1004px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 989px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 989px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 989px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lse0 wsee\">Pr<span class=\"_ _3\"></span>imes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 974px; z-index: 15;\">(853)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 974px; z-index: 15;\">(1.013)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 974px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 974px; z-index: 15;\">(91)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 974px; z-index: 15;\">1.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes <span class=\"lse5 wsf4\">acquises<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 959px; z-index: 15;\">4.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 959px; z-index: 15;\">2.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 959px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 959px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 959px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 959px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">de placement</span> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 930px; z-index: 15;\">2.386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 930px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 930px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 930px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 930px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9sultat provenant de ventes et de <span class=\"wsed\">r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 900px; z-index: 15;\">313<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 900px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 900px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 900px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 900px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\">1</div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 870px; z-index: 15;\">(1.844)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 870px; z-index: 15;\">(697)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 870px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 870px; z-index: 15;\">1</div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 870px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 870px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 841px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 841px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 841px; z-index: 15;\">253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 826px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 826px; z-index: 15;\">436<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x19a h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 826px; z-index: 15;\">(507)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 811px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 811px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 811px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 811px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 811px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 796px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 796px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 796px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 796px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 796px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 796px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 796px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 796px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lsee ws102\">S<span class=\"_ _3\"></span>inistre<span class=\"_ _3\"></span>s et <span class=\"lse0 wsee\">prestations d'assurance, bruts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 752px; z-index: 15;\">(5.468)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 752px; z-index: 15;\">(2.110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 752px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 752px; z-index: 15;\">(993)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 752px; z-index: 15;\">923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 752px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lse0 wsee\">Sini<span class=\"_ _3\"></span>stres et prestations d'as<span class=\"_ _0\"></span>surance, r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 737px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 737px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 737px; z-index: 15;\">(896)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 722px; z-index: 15;\">(4.932)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 722px; z-index: 15;\">(1.540)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 722px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 722px; z-index: 15;\">(954)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 722px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 722px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6cb ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 707px; z-index: 15;\">1.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 707px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 707px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 692px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 692px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 692px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 692px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 692px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 692px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 677px; z-index: 15;\">(119)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 677px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 677px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 677px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 677px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 334px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 662px; z-index: 15;\">4</div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 648px; z-index: 15;\">(704)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 648px; z-index: 15;\">(406)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 648px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 648px; z-index: 15;\">(530)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 648px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 633px; z-index: 15;\">(622)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 633px; z-index: 15;\">(234)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 633px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 633px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 633px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 633px; z-index: 15;\">3</div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 633px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 618px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 618px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 618px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 618px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 618px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 618px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 618px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 311px; bottom: 603px; z-index: 15;\">(5.755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 603px; z-index: 15;\">(1.939)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 431px; bottom: 603px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 484px; bottom: 603px; z-index: 15;\">(1.498)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 603px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 603px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 603px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 731px; bottom: 603px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 603px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 573px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 573px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 573px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 573px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 573px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y699 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 573px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 573px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y699 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 544px; z-index: 15;\">(169)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 544px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 544px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 544px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 514px; z-index: 15;\">639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 514px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 514px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 514px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 499px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 499px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 484px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 484px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 484px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 484px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 611px; bottom: 484px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 484px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 484px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 454px; z-index: 15;\">6.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 454px; z-index: 15;\">2.739<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 454px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 454px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 454px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 454px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Total des produits <span class=\"lse5 wsf4\">internes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 440px; z-index: 15;\">(354)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 440px; z-index: 15;\">(608)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 440px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 440px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 440px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 440px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 425px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 425px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 425px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 425px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 425px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 425px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 425px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 425px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 425px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff21e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de <span class=\"lsde wseb\">participation discr\u00e9t<span class=\"_ _3\"></span>ionnaire) </span></div>\n<div class=\"t m0 x6 h62 yb48 ff21e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb49 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 326px; bottom: 316px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 316px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 316px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 316px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 330px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 316px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y694 ff21e fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 330px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 316px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y68f ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 316px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff21e fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 316px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff222 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff21e fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 285px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 285px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 285px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 285px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 285px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 285px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 285px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 270px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 270px; z-index: 15;\">778<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 270px; z-index: 15;\">561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 270px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 270px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 255px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 255px; z-index: 15;\">6.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 255px; z-index: 15;\">3.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 441px; bottom: 255px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 255px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 255px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 255px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 255px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 255px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 244px; height: 862px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 244px; height: 862px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 244px; height: 862px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 326px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff224 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff224 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 1004px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 1004px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 1004px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 1004px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 989px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 989px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 989px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 989px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 974px; z-index: 15;\">(806)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 974px; z-index: 15;\">(1.050)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 974px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 974px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 959px; z-index: 15;\">4.934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 959px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 959px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 959px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 959px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">produits de placement</span> </div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 930px; z-index: 15;\">2.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 930px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 930px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 930px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 930px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 900px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 900px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ce h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 900px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 900px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\">2</div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 870px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 870px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 870px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsed\">la <span class=\"_ _3\"></span><span class=\"wsee\">m\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 841px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 841px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 841px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 841px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 826px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 826px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x19a h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 826px; z-index: 15;\">(534)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 811px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 811px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 811px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 811px; z-index: 15;\">8</div>\n<div class=\"t m0 x197 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 811px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 811px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total des produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 796px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 796px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 796px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 796px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 796px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 667px; bottom: 796px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 796px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 796px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rances brutes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 752px; z-index: 15;\">(5.574)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 752px; z-index: 15;\">(2.121)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 752px; z-index: 15;\">(892)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 752px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 737px; z-index: 15;\">513<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 737px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 737px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 737px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 722px; z-index: 15;\">(5.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 722px; z-index: 15;\">(1.582)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 722px; z-index: 15;\">(857)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 722px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 722px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 707px; z-index: 15;\">(1.167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 707px; z-index: 15;\">(405)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 692px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 692px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 692px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 692px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 692px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 692px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 677px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 677px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 677px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 662px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 648px; z-index: 15;\">(718)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 648px; z-index: 15;\">(472)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 648px; z-index: 15;\">(558)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 648px; z-index: 15;\">535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 633px; z-index: 15;\">(560)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 633px; z-index: 15;\">(237)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 633px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 633px; z-index: 15;\">0</div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 633px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 633px; z-index: 15;\">4</div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 633px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 618px; z-index: 15;\">(872)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 618px; z-index: 15;\">(351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 618px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 618px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 618px; z-index: 15;\">4</div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 618px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 618px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 618px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff227 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 310px; bottom: 603px; z-index: 15;\">(8.502)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 603px; z-index: 15;\">(3.068)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 436px; bottom: 603px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 484px; bottom: 603px; z-index: 15;\">(1.423)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 603px; z-index: 15;\">566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 603px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 603px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 731px; bottom: 603px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 763px; bottom: 603px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 573px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 573px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 573px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 573px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 573px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y699 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 573px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 573px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y699 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\">2</div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 544px; z-index: 15;\">(136)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 544px; z-index: 15;\">(59)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 544px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 544px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 514px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 514px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 514px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 514px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 499px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 499px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 499px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 484px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 484px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 484px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 484px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 484px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 484px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 484px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 454px; z-index: 15;\">9.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 454px; z-index: 15;\">3.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 454px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 454px; z-index: 15;\">0</div>\n<div class=\"t m0 x2f2 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 454px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 454px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 454px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Total des produits <span class=\"lse5 wsf4\">internes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 440px; z-index: 15;\">(326)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 440px; z-index: 15;\">(596)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 440px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 440px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 440px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 440px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff227 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 425px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 425px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 425px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 425px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 425px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 425px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 667px; bottom: 425px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 425px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 425px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff224 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de <span class=\"lsde wseb\">participation discr\u00e9t<span class=\"_ _3\"></span>ionnaire) </span></div>\n<div class=\"t m0 x6 h62 yb48 ff224 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb49 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 325px; bottom: 316px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 337px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 434px; bottom: 316px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 450px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 460px; bottom: 316px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 513px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 316px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 330px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 316px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y694 ff224 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 330px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 316px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y68f ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 698px; bottom: 316px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff224 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 316px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff227 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff224 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 285px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 285px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 489px; bottom: 285px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 285px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 285px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 728px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 285px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 270px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 270px; z-index: 15;\">927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 270px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 270px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 270px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 270px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 255px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 315px; bottom: 255px; z-index: 15;\">6.675<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 255px; z-index: 15;\">4.081<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 450px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 489px; bottom: 255px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 255px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 255px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 728px; bottom: 255px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 255px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 244px; height: 799px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 244px; height: 799px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 244px; height: 799px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff22c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">8.10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff22c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">\u00c9tat <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>la si<span class=\"_ _3\"></span>tuati<span class=\"_ _3\"></span>on fi<span class=\"_ _3\"></span>nanci<span class=\"_ _3\"></span>\u00e8re <span class=\"_ _3\"></span>ventil<span class=\"_ _3\"></span>\u00e9 e<span class=\"_ _3\"></span>n Vi<span class=\"_ _3\"></span>e et <span class=\"_ _3\"></span>Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">vie </span> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x8 h65 y69b ff22a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 421px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 464px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y699 ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 570px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff22a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 644px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x341 h65 y69b ff22a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 1004px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 1004px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 1004px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 989px; z-index: 15;\">40.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 989px; z-index: 15;\">6.170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 989px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 989px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 974px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 974px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 974px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 959px; z-index: 15;\">13.693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 959px; z-index: 15;\">1.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 959px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 959px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 959px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 959px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon la<span class=\"_ _0\"></span> m\u00e9thode de la <span class=\"_ _0\"></span>mise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 930px; z-index: 15;\">4.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 930px; z-index: 15;\">810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 930px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 915px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 915px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 915px; z-index: 15;\">(291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 915px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 915px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 915px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 900px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 885px; z-index: 15;\">683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 885px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 885px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 885px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 870px; z-index: 15;\">1.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 870px; z-index: 15;\">558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 870px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 870px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 870px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 870px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 855px; z-index: 15;\">1.858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 855px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 855px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 855px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 841px; z-index: 15;\">1.190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 841px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 811px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 811px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 811px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 811px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 811px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 811px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 811px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x34b h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 375px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 766px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 766px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 766px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 766px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 707px; z-index: 15;\">1.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 707px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 707px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 707px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff22a fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 692px; z-index: 15;\">3.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 692px; z-index: 15;\">397<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 yb68 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 692px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 692px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 692px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 677px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x176 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 677px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 677px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 677px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 662px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 662px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 662px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 662px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 662px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 662px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 633px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 633px; z-index: 15;\">855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 633px; z-index: 15;\">(290)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 633px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 633px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 633px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 633px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 618px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 618px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 618px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 618px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Dettes li\u00e9es \u00e0 des a<span class=\"_ _0\"></span>ctifs d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 603px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 603px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff22d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 588px; z-index: 15;\">80.839<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 588px; z-index: 15;\">9.717<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 588px; z-index: 15;\">(333)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 588px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 588px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 588px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 588px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 558px; z-index: 15;\">5.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 558px; z-index: 15;\">2.393<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 558px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 558px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 558px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 558px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 558px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 544px; z-index: 15;\">928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 544px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 544px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 544px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 529px; z-index: 15;\">6.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 529px; z-index: 15;\">2.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 529px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 529px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 529px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff22d fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 499px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 499px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 499px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 499px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 499px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 499px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 499px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 469px; z-index: 15;\">7.305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 469px; z-index: 15;\">5.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 469px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 469px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 469px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 458px; height: 648px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 458px; height: 648px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 458px; height: 648px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff22f fs45 fc1e sc0 lse4 wsf3\" style=\"left: 421px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 464px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 570px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff22f fs45 fc1e sc0 lse5 wsf4\" style=\"left: 644px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff22f fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22f fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 1004px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 1004px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 989px; z-index: 15;\">52.720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 989px; z-index: 15;\">7.229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x176 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de <span class=\"lse5 wsf4\">placemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 974px; z-index: 15;\">2.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 974px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 959px; z-index: 15;\">12.704<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 959px; z-index: 15;\">1.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 959px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 959px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 959px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 959px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon la<span class=\"_ _0\"></span> m\u00e9thode de la <span class=\"_ _0\"></span>mise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 930px; z-index: 15;\">4.535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 930px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 915px; z-index: 15;\">457<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 915px; z-index: 15;\">1.959<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 915px; z-index: 15;\">(359)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 900px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 900px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 885px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 885px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 885px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 885px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 870px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 870px; z-index: 15;\">836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 870px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 870px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 870px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 870px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 855px; z-index: 15;\">1.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 855px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 855px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 855px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 855px; z-index: 15;\">8</div>\n<div class=\"t m0 x232 h65 y68f ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 841px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 841px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 826px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 811px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 811px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 811px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x34b h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 375px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 766px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 766px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 766px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 766px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 707px; z-index: 15;\">1.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff22f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 692px; z-index: 15;\">3.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 692px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 yb68 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x1d4 h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 677px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 677px; z-index: 15;\">9</div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 677px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 677px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 662px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 662px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 662px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 662px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 633px; z-index: 15;\">2.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 633px; z-index: 15;\">1.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 633px; z-index: 15;\">(357)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 618px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 618px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff232 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 603px; z-index: 15;\">85.619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 603px; z-index: 15;\">9.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 603px; z-index: 15;\">(397)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 573px; z-index: 15;\">9.076<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 573px; z-index: 15;\">3.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 573px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 573px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 573px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 573px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 573px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 558px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 558px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 558px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 558px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 558px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 544px; z-index: 15;\">10.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 544px; z-index: 15;\">3.677<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 545px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff232 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 514px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 514px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 514px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 484px; z-index: 15;\">3.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 484px; z-index: 15;\">5.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 484px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 484px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 473px; height: 570px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 473px; height: 570px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 473px; height: 570px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff236 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff236 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Compte de<span class=\"_ _0\"></span> r\u00e9sultat vent<span class=\"_ _0\"></span>il\u00e9 en Vie et Non<span class=\"ls0 ws0\">-<span class=\"ls11d ws144\">vie</span> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff234 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y699 ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff234 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x341 h65 y69b ff234 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes <span class=\"lse5 wsf4\">\u00e9mises<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 1004px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 1004px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 1004px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 974px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 974px; z-index: 15;\">(450)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 974px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 959px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 959px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 959px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits de <span class=\"wsed\">placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 945px; z-index: 15;\">2.377<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 945px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 945px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 945px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 945px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 915px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 915px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 915px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 915px; z-index: 15;\">1</div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s contrats en uni<span class=\"_ _0\"></span>t\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 870px; z-index: 15;\">254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\">7</div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 870px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 870px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 855px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 855px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 855px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 855px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 841px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 841px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 841px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 841px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 841px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 841px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 841px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 826px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 826px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 826px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 826px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 826px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 826px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 826px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, bruts<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 781px; z-index: 15;\">(4.822)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 781px; z-index: 15;\">(2.913)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 781px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, part des r\u00e9assure<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x176 h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 766px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 766px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 766px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 766px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 766px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Sinistres et prestations <span class=\"wsee\">d'assurance, nets<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 752px; z-index: 15;\">(4.805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 752px; z-index: 15;\">(2.681)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 752px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 752px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 722px; z-index: 15;\">(128)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 722px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6cb ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 722px; z-index: 15;\">2</div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 722px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 722px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 722px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 707px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 707px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x18b h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 692px; z-index: 15;\">4</div>\n<div class=\"t m0 x18b h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 790px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 677px; z-index: 15;\">(349)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 677px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 677px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 662px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 662px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 662px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 648px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 648px; z-index: 15;\">(577)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 648px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 648px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 648px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 648px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 410px; bottom: 633px; z-index: 15;\">(4.317)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 470px; bottom: 633px; z-index: 15;\">(4.522)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 547px; bottom: 633px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 633px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 633px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 633px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 633px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 603px; z-index: 15;\">933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 603px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 603px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 603px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 603px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 603px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 573px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 573px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 573px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 573px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 544px; z-index: 15;\">793<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 544px; z-index: 15;\">276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y69d ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 544px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 544px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69d ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 529px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 529px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 529px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 529px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 514px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 514px; z-index: 15;\">225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 514px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6d1 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 514px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 484px; z-index: 15;\">5.220<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 484px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 484px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 484px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 484px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total des produits inter<span class=\"_ _0\"></span>nes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 469px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 469px; z-index: 15;\">3</div>\n<div class=\"t m0 x195 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 469px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 469px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 469px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 469px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 454px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 454px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 454px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 454px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 454px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 454px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 454px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y199d ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199e ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199f ff234 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de pa<span class=\"_ _0\"></span>rticip<span class=\"lsde wseb\">ation discr\u00e9tionnaire) </span></div>\n<div class=\"t m0 x6 h62 y19a0 ff234 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y19a1 ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 360px; z-index: 15;\"> </div>\n<div id=\"fs_QNTFD0MCHC00000000000000000000\">\n<div class=\"t m0 x1a0 h65 y68f ff234 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 345px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 345px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y691 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 345px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 360px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 345px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff234 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 360px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 345px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y691 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 345px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff234 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 345px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff234 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 315px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 315px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 315px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 315px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 315px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 315px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 315px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 300px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 300px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 300px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 300px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 285px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 285px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 285px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 285px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 832px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 274px; height: 832px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 274px; height: 832px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff23a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff23a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff23a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 1004px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 1004px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 974px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 974px; z-index: 15;\">(432)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 959px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 959px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 959px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 959px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 945px; z-index: 15;\">2.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 945px; z-index: 15;\">263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 945px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 945px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 945px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 915px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 915px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 915px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s contrats en uni<span class=\"_ _0\"></span>t\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 870px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 870px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 870px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 870px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 870px; z-index: 15;\">1</div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 870px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 855px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 855px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 855px; z-index: 15;\">1</div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 855px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 855px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 841px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 841px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 841px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 841px; z-index: 15;\">8</div>\n<div class=\"t m0 x1d4 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 841px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 841px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 826px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 826px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 826px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 826px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 826px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 720px; bottom: 826px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 826px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, bruts<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 781px; z-index: 15;\">(4.914)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 781px; z-index: 15;\">(2.847)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 781px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 781px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, part des r\u00e9assure<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x176 h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 766px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 766px; z-index: 15;\">269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 766px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 766px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 752px; z-index: 15;\">(4.897)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 752px; z-index: 15;\">(2.578)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 752px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 722px; z-index: 15;\">(82)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 722px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6cb ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 722px; z-index: 15;\">2</div>\n<div class=\"t m0 x1df h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 722px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 722px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 722px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x195 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 692px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 692px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 677px; z-index: 15;\">(410)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 677px; z-index: 15;\">(803)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 677px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 662px; z-index: 15;\">(417)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 662px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 662px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 662px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 648px; z-index: 15;\">(700)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 648px; z-index: 15;\">(541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 648px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 648px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 648px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 648px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 410px; bottom: 633px; z-index: 15;\">(8.117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 470px; bottom: 633px; z-index: 15;\">(4.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 547px; bottom: 633px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 633px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 633px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 726px; bottom: 633px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 761px; bottom: 633px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 603px; z-index: 15;\">1.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 603px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 603px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 603px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 603px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y699 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 603px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 603px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Charges d'imp\u00f4ts sur le <span class=\"lse2 wsf1\">r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 573px; z-index: 15;\">(145)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 573px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 573px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 573px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 544px; z-index: 15;\">888<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 544px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 544px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 544px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69d ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 544px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d7 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 529px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 529px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 529px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 529px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 514px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 514px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 514px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6d1 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 514px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 484px; z-index: 15;\">9.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 484px; z-index: 15;\">4.754<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 484px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 484px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 484px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total des produits inter<span class=\"_ _0\"></span>nes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 469px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x195 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 469px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 469px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 469px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 469px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 454px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 454px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 454px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 454px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 454px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 720px; bottom: 454px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 454px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y199d ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199e ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199f ff23a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019encaissemen<span class=\"_ _3\"></span>t brut (somm<span class=\"_ _3\"></span>e des primes<span class=\"_ _3\"></span> brutes <span class=\"_ _3\"></span>\u00e9mises et de<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">primes prov<span class=\"_ _0\"></span>enant de co<span class=\"_ _0\"></span>ntrats de p<span class=\"_ _0\"></span>lacement<span class=\"_ _0\"></span> sans \u00e9l\u00e9<span class=\"_ _0\"></span>ment de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire) </span></div>\n<div class=\"t m0 x6 h62 y19a0 ff23a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y19a1 ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 360px; z-index: 15;\"> </div>\n<div id=\"fs_MOVS5FNQ6800000000000000000000\">\n<div class=\"t m0 x1a0 h65 y68f ff23a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 345px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 345px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y691 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 345px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 360px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 345px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff23a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 360px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 345px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y691 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 345px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff23a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 345px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff23a fs45 fc15 sc0 lsec ws109\" style=\"left: 69px; bottom: 315px; z-index: 15;\">Primes <span class=\"lse5 ws100\">brutes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 315px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 315px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 315px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 315px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 315px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 285px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 285px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 285px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 285px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 274px; height: 769px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 274px; height: 769px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff242 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">8.12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff242 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">R\u00e9sultat d'exploitation de l\u2019assurance</div>\n<div class=\"t m0 x6 h62 y836 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nalyse des<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance, Age<span class=\"_ _0\"></span>as utilis<span class=\"_ _0\"></span>e le concept<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y837 ff240 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at d'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y876 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y877 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le r\u00e9sult<span class=\"_ _0\"></span>at d\u2019explo<span class=\"_ _0\"></span>itatio<span class=\"_ _0\"></span>n inclut les<span class=\"_ _0\"></span> primes nett<span class=\"_ _0\"></span>es acqui<span class=\"_ _0\"></span>ses, les fr<span class=\"_ _0\"></span>ais, le</div>\n<div class=\"t m0 x6 h62 y878 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">revenu d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> attribu\u00e9 et<span class=\"_ _0\"></span> les plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">values </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y879 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alis\u00e9<span class=\"_ _0\"></span>es, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des sinis<span class=\"_ _0\"></span>tres et avant<span class=\"_ _0\"></span>ages net<span class=\"_ _0\"></span>s et de toutes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87a ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les charges op\u00e9<span class=\"_ _3\"></span>rationnelles, don<span class=\"_ _3\"></span>t les fr<span class=\"lsdc wse9\">ais de r\u00e8gle<span class=\"_ _0\"></span>ment de sini<span class=\"_ _0\"></span>stres, les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y87b ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">frais d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>, les commis<span class=\"_ _0\"></span>sions et aut<span class=\"_ _0\"></span>res char<span class=\"_ _0\"></span>ges, attr<span class=\"_ _0\"></span>ibu\u00e9s aux</div>\n<div class=\"t m0 x6 h62 y87c ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et/o<span class=\"_ _0\"></span>u d\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent. La dif<span class=\"_ _0\"></span>f\u00e9rence ent<span class=\"_ _0\"></span>re le</div>\n<div class=\"t m0 x6 h62 y87d ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at op\u00e9rati<span class=\"_ _0\"></span>onnel et le r<span class=\"_ _0\"></span>\u00e9sultat av<span class=\"_ _0\"></span>ant imp\u00f4t<span class=\"_ _0\"></span>s, consis<span class=\"_ _0\"></span>te en tous l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y87e ff240 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">revenus <span class=\"lsdc wse9\">et les co\u00fbts non attri<span class=\"_ _0\"></span>bu\u00e9s aux<span class=\"_ _0\"></span> contrats d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance et/o<span class=\"_ _0\"></span>u </span></div>\n<div class=\"t m0 x6 h62 y87f ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent et, par co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nt, non d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9s dans l<span class=\"_ _0\"></span>e r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yf58 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnel <span class=\"_ _3\"></span>ou le r<span class=\"_ _3\"></span>\u00e9sultat de<span class=\"_ _3\"></span>s partenariat<span class=\"_ _3\"></span>s non conso<span class=\"_ _3\"></span>lid\u00e9s. Les</div>\n<div class=\"t m0 x1a h62 y19aa ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions des m<span class=\"_ _0\"></span>esures alt<span class=\"_ _0\"></span>ernati<span class=\"_ _0\"></span>ves de la perf<span class=\"_ _0\"></span>orman<span class=\"_ _0\"></span>ce sont don<span class=\"_ _0\"></span>n\u00e9e<span class=\"lsef ws12b\">s </span></div>\n<div class=\"t m0 x1a h62 y19ab ff240 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">sous les tableaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y19ac ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y19ad ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans ses s<span class=\"_ _3\"></span>ecteurs op\u00e9ra<span class=\"_ _3\"></span>tionnels d\u2019a<span class=\"_ _3\"></span>ssurance, Ag<span class=\"_ _3\"></span>eas g\u00e8re ses<span class=\"_ _3\"></span> activit\u00e9s<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y19ae ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">vie et no<span class=\"_ _3\"></span>n<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">vie s\u00e9par\u00e9<span class=\"_ _0\"></span>ment. L<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9 vie i<span class=\"_ _0\"></span>nclut des<span class=\"_ _0\"></span> contra<span class=\"_ _0\"></span>ts d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y19af ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvrant<span class=\"_ _0\"></span> des risq<span class=\"_ _0\"></span>ues li\u00e9s \u00e0 la vi<span class=\"_ _0\"></span>e et au d\u00e9c\u00e8s des p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span><span class=\"lsdd ws11a\">iers. L\u2019activit\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y19b0 ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vie comprend \u00e9ga<span class=\"_ _3\"></span>lement des con<span class=\"_ _3\"></span>trats de placement a<span class=\"_ _3\"></span>vec ou sans</div>\n<div class=\"t m0 x1a h62 y19b1 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ment de <span class=\"_ _3\"></span>participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire. L\u2019activ<span class=\"_ _3\"></span>it\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">vie com<span class=\"_ _0\"></span>prend </span></div>\n<div class=\"t m0 x1a h62 y19b2 ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatre branche<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wseb\">Maladie &amp;<span class=\"_ _3\"></span> Accidents<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsf8 ws111\">A<span class=\"_ _3\"></span>uto</span> <span class=\"_ _3\"></span>; <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Incendi<span class=\"_ _0\"></span>e et autres<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y19b3 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dommages aux<span class=\"_ _3\"></span> biens (couv<span class=\"_ _3\"></span>rant le r<span class=\"_ _3\"></span>isque de<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pertes affectant<span class=\"_ _0\"></span> des biens </span></span></div>\n<div class=\"t m0 x1a h62 y19b4 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou des pass<span class=\"_ _0\"></span>ifs patrim<span class=\"_ _0\"></span>oniaux<span class=\"_ _0\"></span> ou de passifs d<span class=\"_ _0\"></span>us \u00e0 des sinis<span class=\"_ _0\"></span>tres) et Aut<span class=\"_ _0\"></span>res.</div>\n<div class=\"t m0 x6 h62 y19b5 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y19b6 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y19b7 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la ma<span class=\"_ _0\"></span>rge op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle des d<span class=\"_ _0\"></span>iff\u00e9re<span class=\"_ _0\"></span>nts sect<span class=\"_ _0\"></span>eurs et s<span class=\"_ _0\"></span>egment<span class=\"_ _0\"></span>s d'act<span class=\"_ _0\"></span>ivit\u00e9 et l<span class=\"_ _0\"></span>eur ra<span class=\"_ _0\"></span>pproch<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec le r\u00e9s<span class=\"_ _0\"></span>ulta<span class=\"wse9\">t ava<span class=\"_ _0\"></span>nt imp\u00f4t<span class=\"_ _0\"></span><span class=\"lsdd\">s.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 782px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb7e ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div id=\"fs_PB8HRZ2FGG00000000000000000000\">\n<div class=\"t m0 x1d4 h65 y69b ff240 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 337px; bottom: 782px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 782px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 797px; z-index: 15;\"> </div>\n<div id=\"fs_SQPKWXOKNK00000000000000000000\">\n<div class=\"t m0 x1d7 h65 y69b ff240 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 440px; bottom: 782px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 782px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 797px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 782px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsee\" style=\"left: 598px; bottom: 797px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 585px; bottom: 782px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff240 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 653px; bottom: 797px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 782px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 797px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff240 fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 782px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff240 fs45 fc1e sc0 lse1 wsef\" style=\"left: 778px; bottom: 797px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 782px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Encaissement brut en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 752px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 752px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 752px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 752px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 752px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Encaissement brut non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 737px; z-index: 15;\">2.403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 737px; z-index: 15;\">2.157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 737px; z-index: 15;\">1.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 737px; z-index: 15;\">(1.466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 737px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 737px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 737px; z-index: 15;\">4.638<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges op\u00e9rationnelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 722px; z-index: 15;\">(642)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 722px; z-index: 15;\">(447)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 722px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 722px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x2a9 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 722px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 722px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits garantis</span> </div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 693px; z-index: 15;\">414<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 693px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 693px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 693px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 678px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 678px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 663px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 663px; z-index: 15;\">469<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 663px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Maladie et Accidents</span> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 633px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 633px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 633px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 633px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 633px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Automobile</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 618px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 618px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x197 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 618px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 618px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 618px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Incendie et autres dom<span class=\"_ _0\"></span>mages aux biens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 603px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 603px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 603px; z-index: 15;\">8</div>\n<div class=\"t m0 x156 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 603px; z-index: 15;\">3</div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 603px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 603px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Autres</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 589px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 589px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 589px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 589px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 589px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 589px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 589px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 574px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x341 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 574px; z-index: 15;\">227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 574px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y6a0 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 574px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y6a0 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 574px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y6a0 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 574px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff244 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 559px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 559px; z-index: 15;\">696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 559px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x2c4 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 559px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 559px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 559px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 559px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span> non affect\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 529px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 443px; bottom: 529px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 529px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 529px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Autres r\u00e9sultats non techniques (y compris courtage)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 514px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 514px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 514px; z-index: 15;\">9</div>\n<div class=\"t m0 x1de h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 514px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 514px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 514px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 514px; z-index: 15;\">374<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff244 fs45 fc20 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 499px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 334px; bottom: 499px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 388px; bottom: 499px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 443px; bottom: 499px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 507px; bottom: 499px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68c ff244 fs45 fc20 sc0 ls0 ws0\" style=\"left: 574px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 608px; bottom: 499px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 670px; bottom: 499px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68c ff244 fs45 fc20 sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 774px; bottom: 499px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff244 fs45 fc1e sc0 lse5 ws100\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Indi<span class=\"_ _3\"></span>cateu<span class=\"_ _3\"></span>rs cl\u00e9<span class=\"_ _3\"></span>s de per<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>ance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Marge de souscription nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 455px; z-index: 15;\"> <span class=\"lse0 wsed\">0,01%</span> </div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 455px; z-index: 15;\"> <span class=\"lse0 wsed\">0,33%</span> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 455px; z-index: 15;\">(4,92%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 455px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Marge d'investissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,77%</span> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,39%</span> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">5,29%</span> </div>\n<div class=\"t m0 x1de h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,80%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,80%</span> </div>\n<div class=\"t m0 x184 h65 y694 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,78%</span> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,37%</span> </div>\n<div class=\"t m0 x2f2 h65 y694 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 425px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,76%</span> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,76%</span> </div>\n<div class=\"t m0 x184 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 410px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts garantis<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,89%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">1,05%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,61%</span> </div>\n<div class=\"t m0 x2f2 h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 410px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,91%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,91%</span> </div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 396px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,41%</span> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,31%</span> </div>\n<div class=\"t m0 x1d3 h68 y699 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 381px; z-index: 15;\">(0,19%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,36%</span> </div>\n<div class=\"t m0 x196 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,36%</span> </div>\n<div class=\"t m0 x184 h65 y697 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 366px; z-index: 15;\">Charges op\u00e9rationnelles en <span class=\"_ _0\"></span>% <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des fonds sous gestion (annualis\u00e9s) en <span class=\"_ _0\"></span>vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,57%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">2,68%</span> </div>\n<div class=\"t m0 x230 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">9,82%</span> </div>\n<div class=\"t m0 x155 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,51%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,51%</span> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 321px; z-index: 15;\">Indicateurs cl\u00e9s de performan<span class=\"_ _0\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 306px; z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">32,0%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">36,4%</span> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,3%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,3%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Ratio de sinistralit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">58,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">66,4%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,9%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,2%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,2%</span> </div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">92,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">98,4%</span> </div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">99,3%</span> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">96,5%</span> </div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">96,5%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 262px; z-index: 15;\"> <span class=\"lse0 wsed\">14,8%</span> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">4,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">2,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,8<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 774px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,8<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 232px; z-index: 15;\">63.860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 232px; z-index: 15;\">12.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 435px; bottom: 232px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 232px; z-index: 15;\">1.714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 232px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 232px; z-index: 15;\">77.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 232px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 232px; z-index: 15;\">77.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 221px; height: 885px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 221px; height: 885px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 221px; height: 885px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff246 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 337px; bottom: 1066px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 1066px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff246 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 440px; bottom: 1066px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1066px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 1081px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 1066px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6de ff246 fs45 fc1e sc0 lse0 wsee\" style=\"left: 598px; bottom: 1081px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 585px; bottom: 1066px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff246 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 653px; bottom: 1081px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 1066px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div id=\"fs_20MOLW5Q0W00000000000000000000\">\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 1081px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff246 fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 1066px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div id=\"fs_ULI3NTTQ4W00000000000000000000\">\n<div class=\"t m0 x19a h65 y6de ff246 fs45 fc1e sc0 lse1 wsef\" style=\"left: 778px; bottom: 1081px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 1066px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n</div>\n</div>\n<div class=\"t m0 x184 h65 y69d ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Encaissement brut en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 1035px; z-index: 15;\">4.366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 1035px; z-index: 15;\">1.853<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 1035px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 1035px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1035px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Encaissement brut non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 1021px; z-index: 15;\">2.309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 1021px; z-index: 15;\">2.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69d ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1021px; z-index: 15;\">1.579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 1021px; z-index: 15;\">(1.527)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69d ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 1021px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1021px; z-index: 15;\">4.587<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Charges op\u00e9rationnelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 1006px; z-index: 15;\">(623)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 1006px; z-index: 15;\">(437)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 1006px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 1006px; z-index: 15;\">2</div>\n<div class=\"t m0 x2a9 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 976px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits garantis</span> </div>\n<div class=\"t m0 x341 h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 976px; z-index: 15;\">448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 976px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x156 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x341 h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 961px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 961px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 961px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 961px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 946px; z-index: 15;\">R\u00e9sultat <span class=\"wsee\">op\u00e9rationnel vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 946px; z-index: 15;\">497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 946px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 946px; z-index: 15;\">1</div>\n<div class=\"t m0 x156 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 946px; z-index: 15;\">1</div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 946px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6a6 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6a6 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 946px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Maladie et Accidents</span> </div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 917px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 917px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 917px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 917px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Automobile</span> </div>\n<div class=\"t m0 x341 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 902px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 902px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 902px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 902px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 887px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Incendie et autres dom<span class=\"_ _0\"></span>mages aux biens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 887px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 887px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 887px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 887px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 872px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Autres</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 872px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 397px; bottom: 872px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 872px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 872px; z-index: 15;\">6</div>\n<div class=\"t m0 x1dd h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 872px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 872px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 872px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 857px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 857px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 857px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 857px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 857px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 857px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 857px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 857px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff249 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 842px; z-index: 15;\">622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 842px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 842px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 842px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 842px; z-index: 15;\">943<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff248 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y697 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 842px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 842px; z-index: 15;\">945<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6a0 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span> non affect\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 813px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 443px; bottom: 813px; z-index: 15;\">427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 813px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 813px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 679px; bottom: 813px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 813px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Autres <span class=\"wsf0\">r\u00e9sultats non techniques (y compris courtage)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 798px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 397px; bottom: 798px; z-index: 15;\">7</div>\n<div class=\"t m0 x1df h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 798px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 798px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 798px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 664px; bottom: 798px; z-index: 15;\">(209)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 798px; z-index: 15;\">(152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff249 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 783px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 783px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 783px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 443px; bottom: 783px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 783px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 783px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 664px; bottom: 783px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 783px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d0 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 783px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff249 fs45 fc1e sc0 lse5 ws100\" style=\"left: 69px; bottom: 753px; z-index: 15;\">Indi<span class=\"_ _3\"></span>cateu<span class=\"_ _3\"></span>rs cl\u00e9<span class=\"_ _3\"></span>s de per<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>ance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Marge de souscription nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,01%</span> </div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,40%</span> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 485px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">13,29%</span> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,10%</span> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,10%</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Marge d'investissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,82%</span> </div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,35%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x184 h65 y797 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,83%</span> </div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,75%</span> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 485px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">13,29%</span> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,82%</span> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,82%</span> </div>\n<div class=\"t m0 x184 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts garantis<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">0,97%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">1,08%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 485px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">13,29%</span> </div>\n<div class=\"t m0 x155 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">0,99%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">0,99%</span> </div>\n<div class=\"t m0 x184 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle</span> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 664px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,37%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,32%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,35%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,35%</span> </div>\n<div class=\"t m0 x184 h65 y694 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Charges op\u00e9rationnelles en <span class=\"_ _0\"></span>% <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 634px; z-index: 15;\">des fonds sous gestion<span class=\"_ _0\"></span> (annualis\u00e9s) en vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,41%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,49%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">6,40%</span> </div>\n<div class=\"t m0 x155 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x184 h67 y697 ff249 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Indicateurs cl\u00e9s de performan<span class=\"_ _0\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">33,2%</span> </div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">61,6%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">38,4%</span> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">34,8%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">34,8%</span> </div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Ratio de sinistralit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">65,0%</span> </div>\n<div class=\"t m0 x14d h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">118,3%</span> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">57,2%</span> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">60,6%</span> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">60,6%</span> </div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">98,2%</span> </div>\n<div class=\"t m0 x14d h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">179,9%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">95,6%</span> </div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">95,4%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">95,4%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 326px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">8,3<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 545px; z-index: 15;\"> <span class=\"lse0 wsed\">25,8%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,0<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">8,0<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 774px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">8,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x184 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Passifs techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 516px; z-index: 15;\">67.349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 516px; z-index: 15;\">18.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 516px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 516px; z-index: 15;\">(1.551)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 516px; z-index: 15;\">86.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 516px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 516px; z-index: 15;\">86.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 505px; height: 570px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 505px; height: 570px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff24b fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9finit<span class=\"_ _0\"></span>ions des me<span class=\"_ _0\"></span>sures alt<span class=\"_ _0\"></span>ernativ<span class=\"_ _0\"></span>es de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e dans les tab<span class=\"_ _0\"></span>leaux<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h65 yd9d ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat de souscription net<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">La di<span class=\"_ _0\"></span>ff\u00e9rence entre les primes<span class=\"_ _0\"></span> nettes acquises et l<span class=\"_ _0\"></span>a somme des paiemen<span class=\"_ _0\"></span>ts r\u00e9els et des variations <span class=\"_ _0\"></span>des passifs d\u2019assurance, <span class=\"_ _0\"></span>d\u00e9duction faite de la </span></div>\n<div class=\"t m0 xe9 h65 y1a0e ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">r\u00e9assurance. Le r\u00e9sultat es<span class=\"_ _0\"></span>t pr\u00e9sent\u00e9 net des cha<span class=\"_ _0\"></span>rges allou\u00e9es au tr<span class=\"_ _0\"></span>aitement des sinistres, des f<span class=\"_ _0\"></span>rais g\u00e9n\u00e9raux, des commi<span class=\"_ _0\"></span>ssions et de r\u00e9assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a0f ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Marge de <span class=\"wsf0\">souscription nette<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span></span>En <span class=\"_ _0\"></span>assurance vie, le r\u00e9sultat de<span class=\"_ _0\"></span> souscription net annualis\u00e9<span class=\"_ _0\"></span> en pourcentage des pas<span class=\"_ _0\"></span>sifs nets moyens au cou<span class=\"_ _0\"></span>rs de la p\u00e9riode con<span class=\"wsf0\">sid\u00e9<span class=\"_ _0\"></span>r\u00e9e. En </span></div>\n<div class=\"t m0 xe9 h65 y1a10 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">assurance Non<span class=\"ls0 ws0\">-</span><span class=\"wsee\">vie, le r\u00e9sultat de souscriptio<span class=\"_ _0\"></span>n divis\u00e9 par la prime<span class=\"_ _0\"></span> nette acquise.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a11 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat d\u2019inves<span class=\"wsee\">tissement net<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span>: <span class=\"_ _15a\"> </span></span>La somme des revenus d\u2019investissement et d<span class=\"_ _0\"></span>es plus<span class=\"ls0 ws0\">-</span>values ou moins<span class=\"ls0 ws0\">-</span>values r\u00e9alis\u00e9es sur<span class=\"_ _0\"></span> les actifs couvrant le<span class=\"_ _0\"></span>s passifs d\u2019assurance, apr<span class=\"_ _0\"></span>\u00e8s </span></div>\n<div class=\"t m0 xe9 h65 y1a12 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d\u00e9duction des frais de <span class=\"_ _0\"></span>gestion li\u00e9s aux placemen<span class=\"_ _0\"></span>ts. Le r\u00e9sultat d\u2019investisse<span class=\"_ _0\"></span>ment en Vie est \u00e9galemen<span class=\"_ _0\"></span>t ajust\u00e9 du montant allou\u00e9<span class=\"_ _0\"></span> aux titulaires de</div>\n<div class=\"t m0 xe9 h65 y1a13 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">police en int\u00e9r\u00eat garan<span class=\"_ _0\"></span>ti et participation aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices. Le r\u00e9sultat d\u2019i<span class=\"_ _0\"></span>nvestissement en Accidents &amp;<span class=\"_ _0\"></span> Vie (partie de Non<span class=\"ls0 ws0\">-</span>vie) est \u00e9gal<span class=\"_ _0\"></span>ement corrig\u00e9 de</div>\n<div class=\"t m0 xe9 h65 y1a14 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat garanti qui a \u00e9<span class=\"_ _0\"></span>t\u00e9 comptabilis\u00e9 en pa<span class=\"_ _0\"></span>ssifs d\u2019assuranc<span class=\"lse5 wsf4\">e. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a15 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Marge d\u2019investissement nette<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span>: <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">En assurance<span class=\"_ _0\"></span> vie, le r\u00e9sultat d\u2019investissemen<span class=\"_ _0\"></span>t annualis\u00e9 divis\u00e9 par <span class=\"_ _0\"></span>le passif net moyen <span class=\"_ _0\"></span>d\u2019assurance<span class=\"ls0 ws0\">-</span>vie au cours de la p\u00e9<span class=\"_ _0\"></span>riode consid\u00e9r\u00e9e. En </span></div>\n<div class=\"t m0 xe9 h65 y1a16 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">assurance Non<span class=\"ls0 ws0\">-</span><span class=\"wsee\">vie, le r\u00e9sultat d\u2019investissement divi<span class=\"_ _0\"></span>s\u00e9 par la prime n<span class=\"_ _0\"></span>ette acqui<span class=\"lse5 wsf4\">se.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h65 y1a17 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat op\u00e9rationnel net<span class=\"ls0 ws0\"> <span class=\"_ _b7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">La som<span class=\"_ _0\"></span>me du r\u00e9sultat de souscrip<span class=\"_ _0\"></span>tion net, du r\u00e9sultat d<span class=\"_ _0\"></span>\u2019investissement et des autres<span class=\"_ _0\"></span> r\u00e9sultats attribu\u00e9s aux <span class=\"_ _0\"></span>contrats d\u2019assurance et/ou </span></div>\n<div class=\"t m0 xe9 h65 y1a18 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d\u2019investissements. La diff\u00e9rence en<span class=\"_ _0\"></span>tre le r\u00e9sultat op\u00e9rationnel<span class=\"_ _0\"></span> et le r\u00e9sultat a<span class=\"_ _0\"></span>vant imp\u00f4ts, consiste en<span class=\"_ _0\"></span> tous les revenus et<span class=\"_ _0\"></span> les co\u00fbts non a<span class=\"_ _0\"></span>ttribu\u00e9s aux</div>\n<div class=\"t m0 xe9 h65 y1a19 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">contrats d\u2019assurance et/ou <span class=\"_ _0\"></span>d\u2019investissement et, par cons\u00e9que<span class=\"_ _0\"></span>nt, non d\u00e9clar\u00e9s dan<span class=\"_ _0\"></span>s le r\u00e9sultat op\u00e9rationnel ou<span class=\"_ _0\"></span> le r\u00e9sultat des<span class=\"ls0 ws0\"> </span><span class=\"wsf0\">partenariats non </span></div>\n<div class=\"t m0 xe9 h65 y1a1a ff24b fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">consolid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1b ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Marge op\u00e9rationnelle net<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> <span class=\"_ _42\"> </span>: <span class=\"_ _207\"> </span></span><span class=\"wsf0\">En assu</span>rance vie, le r\u00e9sultat op\u00e9<span class=\"_ _0\"></span>rationnel annualis\u00e9 de<span class=\"_ _0\"></span> la p\u00e9riode divis\u00e9 par la<span class=\"_ _0\"></span> moyenne des passif<span class=\"_ _0\"></span>s nets d\u2019assurance vie.<span class=\"_ _0\"></span> En assura<span class=\"wsf0\">nce non<span class=\"ls0 ws0\">-<span class=\"lse2 ws103\">vie, l<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 xe9 h65 y1a1c ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">r\u00e9sultat op\u00e9rationnel divis\u00e9 pa<span class=\"_ _0\"></span>r la prime nette <span class=\"_ _0\"></span>acquise.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1d ff24b fs45 fc15 sc0 lse5 ws100\" style=\"z-index: 15;\">Prim<span class=\"_ _3\"></span>e nett<span class=\"_ _3\"></span>e acqu<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> <span class=\"_ _162\"> </span>: <span class=\"_ _207\"> </span><span class=\"lse0 wsf0\">Les pr<span class=\"_ _3\"></span>imes \u00e9mises en non</span>-<span class=\"lse0 wsf0\">vie qui cou<span class=\"wsee\">vrent les risques pour <span class=\"_ _0\"></span>la p\u00e9riode en cours <span class=\"_ _0\"></span>nettes des primes pay\u00e9es<span class=\"_ _0\"></span> aux r\u00e9assureurs et d<span class=\"_ _0\"></span>es variations de </span></span></span></div>\n<div class=\"t m0 xe9 h65 y1a1e ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">primes non acquises.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1f ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> <span class=\"_ _184\"> </span>: <span class=\"_ _15a\"> </span></span><span class=\"wsee\">Charges en pourcentage des primes nettes a<span class=\"_ _0\"></span>cquises. Les charges i<span class=\"_ _0\"></span>ncluent les co\u00fbts internes de g<span class=\"_ _0\"></span>estion des sinistres et<span class=\"_ _0\"></span> les commissions, d\u00e9du<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 xe9 h65 y1a20 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">faite de la r\u00e9assurance<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a21 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio de sinistres<span class=\"ls0 ws0\"> <span class=\"_ _198\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _207\"> </span></span><span class=\"wsee\">Co\u00fbt des sinistres, d\u00e9duction <span class=\"_ _0\"></span>faite de la r\u00e9assurance,<span class=\"_ _0\"></span> en pourcentage de<span class=\"_ _0\"></span>s primes nettes acquises.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a22 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _d6\"> </span>: <span class=\"_ _207\"> </span></span><span class=\"wsee\">Une mesure de la rentabilit\u00e9 en non<span class=\"ls0 ws0\">-</span>vie \u00e9gale au<span class=\"_ _0\"></span> ratio entre les cha<span class=\"_ _0\"></span>rges totales de l\u2019assur<span class=\"_ _0\"></span>eur et les primes net<span class=\"_ _0\"></span>tes acquises. Il s'agit des<span class=\"_ _0\"></span> charges </span></div>\n<div class=\"t m0 xe9 h65 y1a23 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">totales en pourcentage des<span class=\"_ _0\"></span> primes nettes acquises<span class=\"_ _0\"></span>. Il s\u2019agit de la so<span class=\"_ _0\"></span>mme du ratio de sini<span class=\"_ _0\"></span>stralit\u00e9 et du ratio de<span class=\"_ _0\"></span> charges.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 723px; height: 383px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 723px; height: 383px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 723px; height: 383px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">T<span class=\"_ _53\"></span>r\u00e9sorerie et \u00e9quiv<span class=\"_ _0\"></span>ale<span class=\"_ _3\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">de tr\u00e9<span class=\"_ _3\"></span>sorerie</div>\n<div class=\"t m0 x6 h75 y1a2b ff251 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La rubrique Tr\u00e9sorerie et</div>\n<div class=\"t m0 x6 h75 y1a2c ff251 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">\u00e9quivalents de tr\u00e9sorerie comprend</div>\n<div class=\"t m0 x6 h75 y1a2d ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les fonds en caisse, <span class=\"_ _0\"></span>les d\u00e9p\u00f4ts \u00e0</div>\n<div class=\"t m0 x6 h75 y1a2e ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">vue et d\u2019autres instrument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1a2f ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financiers ayant une <span class=\"ws10f\">\u00e9ch\u00e9ance<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h75 y1a30 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">inf\u00e9rieure \u00e0 trois mois \u00e0 <span class=\"_ _0\"></span>compter de</div>\n<div class=\"t m0 x6 h75 y1a31 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">leur date d\u2019acquisition.<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff24f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x184 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff24f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Fonds en caisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff24f fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Cr\u00e9ances sur les banq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff253 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Total tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 683px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 683px; height: 278px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 683px; height: 278px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 683px; height: 278px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pla<span class=\"_ _0\"></span>cemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">fina<span class=\"_ _3\"></span>nciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff258 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les placements financiers s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y1a2c ff258 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u00e9composent comme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a3c ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a3d ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x4 h65 y1a33 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 608px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff256 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance</span> </div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Disponibles \u00e0 la vente</span> </div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 656px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">A la juste valeur par<span class=\"_ _0\"></span> le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions</span> </div>\n<div class=\"t m0 x16b h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68f ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 712px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 580px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 691px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">sur placements disponibles<span class=\"_ _0\"></span> \u00e0 la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 662px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 580px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff25a fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a45 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a46 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a47 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plac<span class=\"_ _0\"></span>ements f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers disp<span class=\"_ _0\"></span>onibles<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte d\u2019EU<span class=\"_ _0\"></span>R 2.424 <span class=\"_ _0\"></span>millio<span class=\"_ _0\"></span>ns d\u00e9te<span class=\"_ _0\"></span>nus par <span class=\"_ _0\"></span>Ageas Fr<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x21b h62 y1a48 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ont \u00e9t\u00e9 <span class=\"_ _0\"></span><span class=\"wse9\">reclass<span class=\"_ _0\"></span>\u00e9s vers la li<span class=\"_ _0\"></span>gne \u00ab actifs<span class=\"_ _0\"></span> d\u00e9tenus en v<span class=\"_ _0\"></span>ue de la vent<span class=\"_ _0\"></span>e \u00bb au 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x21b h7d y1a49 ff25b fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1a4a ff25b fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Placements d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6ed ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 489px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 474px; z-index: 15;\">d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 504px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6ed ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 658px; bottom: 489px; z-index: 15;\">\u00e9mises par des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 675px; bottom: 474px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff256 fs45 fce sc0 lse1 wsef\" style=\"left: 774px; bottom: 474px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 444px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 <span class=\"wsef\">l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 429px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier 2021</span> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 414px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 399px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 399px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 384px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 370px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 355px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 629px; bottom: 355px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 355px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 355px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 340px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 325px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 633px; bottom: 325px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 325px; z-index: 15;\">8</div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 325px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 310px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 295px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 295px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 703px; bottom: 295px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 295px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 280px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 266px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 266px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 266px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 266px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 236px; z-index: 15;\">Juste valeur au 31 <span class=\"_ _0\"></span><span class=\"wsf0\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 236px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 221px; z-index: 15;\">Juste valeur au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 221px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 221px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 221px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a5f ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a60 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a61 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur des obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> d\u2019\u00c9tat cla<span class=\"_ _0\"></span>ssifi<span class=\"_ _0\"></span>\u00e9es comme de<span class=\"_ _0\"></span>s placem<span class=\"_ _0\"></span>ents d\u00e9ten<span class=\"_ _0\"></span>us jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x21b h62 y1a62 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se base sur le<span class=\"_ _0\"></span>s cours cot<span class=\"_ _0\"></span>\u00e9s sur les mar<span class=\"_ _0\"></span>ch\u00e9s act<span class=\"_ _0\"></span>ifs (nive<span class=\"_ _0\"></span>au 1).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 147px; height: 413px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 147px; height: 814px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 147px; height: 814px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 147px; height: 814px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 147px; height: 814px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 147px; height: 814px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff25f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le t<span class=\"_ _3\"></span>ableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dessous f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>nt les obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>ons souv<span class=\"_ _0\"></span>eraines<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es comme <span class=\"_ _0\"></span>d\u00e9tenues<span class=\"_ _0\"></span> jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance,<span class=\"_ _0\"></span> par pays <span class=\"_ _0\"></span>d\u2019orig<span class=\"_ _0\"></span>ine, au 3<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9cembre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 532px; bottom: 1065px;\">Co\u00fbt historique/amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 748px; bottom: 1065px;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1035px;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 1020px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px;\">Gouvernement indien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1005px;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1005px;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 990px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 990px;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 945px;\"> </div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px;\"> </div>\n<div class=\"t m0 x184 h68 y6d1 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 914px;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 914px;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 899px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 899px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 899px;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 885px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 885px;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x184 h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 240px; height: 866px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 240px; height: 866px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 240px; height: 866px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 258px; height: 848px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 258px; height: 848px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 848px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 258px; height: 848px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 258px; height: 848px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 258px; height: 848px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 413px; height: 693px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 413px; height: 693px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 413px; height: 693px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 140px; height: 966px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 140px; height: 966px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 140px; height: 966px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 140px; height: 966px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 140px; height: 966px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 140px; height: 966px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1b2e ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b31 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b32 ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de t<span class=\"_ _3\"></span>ransaction sont<span class=\"_ _3\"></span> bas\u00e9s selon une</div>\n<div class=\"t m0 x6 h62 y1b33 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion de nive<span class=\"_ _0\"></span>au 2 (donn\u00e9es<span class=\"_ _0\"></span> observa<span class=\"_ _0\"></span>bles sur d<span class=\"_ _0\"></span>es march\u00e9s<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span>).</div>\n<div class=\"t m0 x6 h62 y1b34 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir \u00e9gal<span class=\"_ _0\"></span>ement la not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">27 </span><span class=\"ff279\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">Produits d<span class=\"_ _3\"></span>\u00e9riv\u00e9s</span> <span class=\"ff279\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">pour de<span class=\"_ _3\"></span>s d\u00e9tails </span></span></div>\n<div class=\"t m0 x6 h62 y1b35 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 549px; height: 104px; width: 339px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1b36 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b37 ff27c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Pr\u00eats <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>titre<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b38 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le <span class=\"lsde wseb\">cadre de contra<span class=\"_ _3\"></span>ts de pr\u00eat<span class=\"_ _3\"></span>s de titre<span class=\"_ _3\"></span>s, nous avon<span class=\"_ _3\"></span>s autoris\u00e9<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1b39 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tiers \u00e0 util<span class=\"_ _0\"></span>iser cert<span class=\"_ _0\"></span>ains de nos tit<span class=\"_ _0\"></span>res penda<span class=\"_ _0\"></span>nt une p\u00e9r<span class=\"_ _0\"></span>iode limit<span class=\"_ _0\"></span>\u00e9e, apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1b3a ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quoi les t<span class=\"_ _0\"></span>itres n<span class=\"_ _0\"></span>ous so<span class=\"_ _0\"></span>nt restit<span class=\"_ _0\"></span>u\u00e9s. Pe<span class=\"_ _0\"></span>ndant c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode, <span class=\"_ _0\"></span>nous</div>\n<div class=\"t m0 x6 h62 y1b3b ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">continuons \u00e0<span class=\"_ _3\"></span> percevoir<span class=\"_ _3\"></span> les reven<span class=\"_ _3\"></span>us que ce<span class=\"_ _3\"></span>s titres g\u00e9<span class=\"_ _3\"></span>n\u00e8<span class=\"wsfa\">rent. Nous </span></div>\n<div class=\"t m0 x6 h62 y1b3c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ions \u00e9ga<span class=\"_ _0\"></span>lement de ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> sous la form<span class=\"_ _0\"></span>e d'autre<span class=\"_ _0\"></span>s titres av<span class=\"_ _0\"></span>ec un</div>\n<div class=\"t m0 x6 h62 y1b3d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d'au moins 1<span class=\"_ _0\"></span>05%. \u00c0 la fin de l'<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, ces acc<span class=\"_ _0\"></span>ords</div>\n<div class=\"t m0 x6 h62 y1b3e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrai<span class=\"_ _0\"></span>ent un m<span class=\"_ _0\"></span>ontant d<span class=\"_ _0\"></span>\u2019EUR 6<span class=\"_ _0\"></span>91 mill<span class=\"_ _0\"></span>ions (E<span class=\"_ _0\"></span>UR 738 m<span class=\"_ _0\"></span>illions l<span class=\"_ _0\"></span>\u2019an</div>\n<div class=\"t m0 x6 h62 y1b3f ff276 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dernie<span class=\"_ _0\"></span>r).<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.6 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1b31 ff27c fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Int\u00e9r\u00eat<span class=\"_ _0\"></span>s dans des e<span class=\"ls111 ws135\">ntit\u00e9s structur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a h7d y1b40 ff27c fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">consolid\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b41 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Insuran<span class=\"_ _3\"></span>ce, une filiale du<span class=\"_ _3\"></span> Groupe Ageas, d\u00e9tien<span class=\"_ _3\"></span>t des titres qui<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1b42 ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sentent <span class=\"_ _3\"></span>un int\u00e9r\u00eat<span class=\"_ _3\"></span> (par le bi<span class=\"_ _3\"></span>ais de la<span class=\"_ _3\"></span> r\u00e9ception<span class=\"_ _3\"></span> du princi<span class=\"_ _3\"></span>pal et de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b43 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>) dans des ent<span class=\"_ _0\"></span>it\u00e9s st<span class=\"_ _0\"></span>ructur\u00e9<span class=\"_ _0\"></span>es qu\u2019il n<span class=\"_ _0\"></span>e consolid<span class=\"_ _0\"></span>e pas. Les ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1b44 ff276 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">struct<span class=\"lsdc wse9\">ur\u00e9es<span class=\"_ _0\"></span> investi<span class=\"_ _0\"></span>ssent dans d<span class=\"_ _0\"></span>es cr\u00e9an<span class=\"_ _0\"></span>ces hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et des </span></div>\n<div class=\"t m0 x1a h62 y1b45 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation et g<span class=\"_ _0\"></span>\u00e9n\u00e8re<span class=\"_ _0\"></span>nt des fon<span class=\"_ _0\"></span>ds via l<span class=\"_ _0\"></span>\u2019\u00e9miss<span class=\"_ _0\"></span>ion de tit<span class=\"_ _0\"></span>res ou d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1b46 ff276 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">parts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b47 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b48 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s et parts str<span class=\"_ _0\"></span>uctur\u00e9s s<span class=\"_ _0\"></span>ont ins<span class=\"_ _0\"></span>crits au post<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">placement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1b49 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Mis \u00e0 part ce<span class=\"_ _0\"></span>s titres e<span class=\"lsde wseb\">t parts, AG<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">Insurance n<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1b4a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> pas d\u2019autre int<span class=\"_ _0\"></span>\u00e9r\u00eat da<span class=\"_ _0\"></span>ns ces ent<span class=\"_ _0\"></span>it\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es<span class=\"_ _0\"></span>. L\u2019expos<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y1b4b ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">maximale \u00e0 une per<span class=\"_ _3\"></span>te d\u2019AG Insuranc<span class=\"_ _3\"></span>e est limit\u00e9e \u00e0<span class=\"_ _3\"></span> la valeur comptable<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b4c ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des titres<span class=\"_ _3\"></span> et parts<span class=\"_ _3\"></span> d\u00e9tenus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b4d ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b4e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La valeu<span class=\"_ _0\"></span>r compt<span class=\"_ _0\"></span>able de l\u2019<span class=\"_ _0\"></span>int\u00e9r<span class=\"_ _0\"></span>\u00eat d\u00e9ten<span class=\"_ _0\"></span>u par <span class=\"lsde wsea\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insurance dans l<span class=\"_ _3\"></span>e fonds </span></span></div>\n<div class=\"t m0 x1a h62 y1b4f ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eats hy<span class=\"_ _0\"></span>poth\u00e9c<span class=\"_ _0\"></span>aires s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>319 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> au 31 d\u00e9cem<span class=\"_ _0\"></span>bre</div>\n<div class=\"t m0 x1a h62 y1b50 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2022 (EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">410 millions au 31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21). La <span class=\"_ _3\"></span>valeur compt<span class=\"_ _3\"></span>able de </span></span></div>\n<div class=\"t m0 x1a h62 y1b51 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Insurance dans des cr\u00e9ances<span class=\"_ _3\"></span> adoss\u00e9es \u00e0 des </span></span></div>\n<div class=\"t m0 x1a h62 y1b52 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve <span class=\"lsff ws112\">\u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">28 millions au 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1b53 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(EUR 35 mil<span class=\"_ _0\"></span>lions au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>021). La val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable de</div>\n<div class=\"t m0 x1a h62 y1b54 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> </span>Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e dans l<span class=\"_ _0\"></span>e Capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">investissement </span></span></div>\n<div class=\"t m0 x1a h62 y1b55 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(Privat<span class=\"_ _0\"></span>e equity) s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">173 millions au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1b56 ff276 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">27<span class=\"_ _3\"></span> millions<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cembre 2021).</span></span></div>\n<div class=\"t m0 xab h9f y1b57 ff279 fs63 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b58 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b59 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b5a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fonds de p<span class=\"_ _0\"></span>r\u00eats hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es est tota<span class=\"_ _0\"></span>lement d\u00e9t<span class=\"_ _0\"></span>enu par</div>\n<div class=\"t m0 x1a h62 y1b5b ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">Insurance et<span class=\"_ _0\"></span> l\u2019act<span class=\"_ _0\"></span>if total <span class=\"_ _0\"></span>des cr\u00e9<span class=\"_ _0\"></span>ances a<span class=\"_ _0\"></span>doss\u00e9es<span class=\"_ _0\"></span> \u00e0 des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y1b5c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n s\u2019\u00e9l\u00e8ve \u00e0 EU<span class=\"_ _0\"></span>R 196 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 2022 (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">339 </span></div>\n<div class=\"t m0 x1a h62 y1b5d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au 31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span>re 2021).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 155px; height: 498px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 952px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 952px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 952px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 952px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 154px; height: 952px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Immeubles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">de plac<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x6 h75 y1a2b ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les immeubles de placement</div>\n<div class=\"t m0 x6 h75 y1a2c ff27f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">comprennent principalement des</div>\n<div class=\"t m0 x6 h75 y1a2d ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">immeubles de bureaux et \u00e0 u<span class=\"_ _0\"></span>sage</div>\n<div class=\"t m0 x6 h75 y1a2e ff27f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">commercial.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b61 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 816px;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 618px; bottom: 816px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 731px; bottom: 816px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 335px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 801px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 786px;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 786px;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 771px;\">D\u00e9pr\u00e9ciations sur immeubles de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 771px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 771px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 756px;\">Total immeubles de pl<span class=\"_ _3\"></span>acement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 756px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b62 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b63 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 709px;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 709px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 709px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 694px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 679px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 679px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 679px;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 664px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68f ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 664px;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68f ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 664px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 335px; bottom: 649px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 649px;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 649px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 634px;\">Augmentations/acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 634px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 791px; bottom: 634px;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 619px;\">Am\u00e9liorations/r\u00e9novations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 619px;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 619px;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 604px;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 604px;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 604px;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 590px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 590px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 590px;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 575px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 575px;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 575px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 560px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 545px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 545px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 545px;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 530px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de <span class=\"lse5 ws100\">la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1e h65 y6cb ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 530px;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y6cb ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 530px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 515px;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 515px;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 515px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 500px;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 500px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 500px;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 486px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 486px;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 486px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 471px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 471px;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 471px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 456px;\"> </div>\n<div class=\"t m0 x147 h68 y691 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 441px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 441px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 441px;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 426px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 426px;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y694 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 426px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 411px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y699 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 411px;\"> </div>\n<div class=\"t m0 x14e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 411px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 397px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 397px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 397px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 382px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 367px;\">Montant net en immeubles de placement au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 367px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 367px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b7b ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7c ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7d ff27d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au 31 d\u00e9ce<span class=\"_ _3\"></span>mbre 2022 e<span class=\"_ _3\"></span>t au 31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>, aucune <span class=\"_ _3\"></span>propri\u00e9t\u00e9 n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9 <span class=\"_ _3\"></span>mise en ga<span class=\"_ _3\"></span>rantie</div>\n<div class=\"t m0 x3b h62 y1b7e ff27d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir auss<span class=\"_ _0\"></span>i note 21 <span class=\"ff282 ls0 ws0\">\u00ab<span class=\"ff27d\"> <span class=\"lsde wsea\">Emprunts</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 293px; height: 668px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 293px; height: 668px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 293px; height: 668px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 293px; height: 668px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Des \u00e9valua<span class=\"_ _3\"></span>tions annuelle<span class=\"_ _3\"></span>s, faisant<span class=\"_ _3\"></span> appel \u00e0 de<span class=\"_ _3\"></span>s \u00e9valuateurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9pendants<span class=\"_ _3\"></span> qui changen<span class=\"_ _3\"></span>t selon une r<span class=\"_ _3\"></span>otation de<span class=\"_ _3\"></span> trois ans<span class=\"_ _3\"></span>, couvren<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y8b3 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quasi t<span class=\"_ _0\"></span>ous les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> Les just<span class=\"_ _0\"></span>es vale<span class=\"_ _0\"></span>urs (niv<span class=\"_ _0\"></span>eau 3)</div>\n<div class=\"t m0 x6 h62 y93e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se fonde<span class=\"_ _0\"></span>nt sur des don<span class=\"_ _0\"></span>n\u00e9es de marc<span class=\"_ _0\"></span>h\u00e9 non obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span> et/ou s<span class=\"lsde wseb\">ur des </span></div>\n<div class=\"t m0 x6 h62 y93f ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s. <span class=\"_ _0\"></span>Les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie at<span class=\"_ _0\"></span>tendus s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y940 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> se fondent sur des donn\u00e9<span class=\"_ _3\"></span>es attendues de ta<span class=\"_ _3\"></span>ux de</div>\n<div class=\"t m0 x6 h62 y941 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">croissa<span class=\"_ _0\"></span>nce des rev<span class=\"_ _0\"></span>enus locat<span class=\"_ _0\"></span>ifs, de p\u00e9r<span class=\"_ _0\"></span>iodes de v<span class=\"_ _0\"></span>acance,<span class=\"_ _0\"></span> de taux</div>\n<div class=\"t m0 x6 h62 y942 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019occup<span class=\"_ _0\"></span>ation, d<span class=\"_ _0\"></span>\u2019inci<span class=\"_ _0\"></span>tants \u00e0 l<span class=\"_ _0\"></span>a locati<span class=\"_ _0\"></span>on comm<span class=\"_ _0\"></span>e des p\u00e9<span class=\"_ _0\"></span>riod<span class=\"wse9\">es loc<span class=\"_ _0\"></span>atives<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y943 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gratuit<span class=\"_ _0\"></span>es ou d\u2019autr<span class=\"_ _0\"></span>es co\u00fbts no<span class=\"_ _0\"></span>n imput\u00e9s<span class=\"_ _0\"></span> aux locat<span class=\"_ _0\"></span>aires. A<span class=\"_ _0\"></span>geas actu<span class=\"_ _0\"></span>alise</div>\n<div class=\"t m0 x1a h62 y1b86 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les flux de tr<span class=\"_ _0\"></span>\u00e9sorer<span class=\"_ _0\"></span>ie nets att<span class=\"_ _0\"></span>endus en re<span class=\"_ _0\"></span>courant \u00e0 de<span class=\"_ _0\"></span>s taux</div>\n<div class=\"t m0 x1a h62 y1b87 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n ajust\u00e9s<span class=\"_ _0\"></span> pour le risq<span class=\"_ _0\"></span>ue. L\u2019est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n au taux</div>\n<div class=\"t m0 x1a h62 y122d ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n prend <span class=\"_ _0\"></span>en compt<span class=\"_ _0\"></span>e d\u2019aut<span class=\"_ _0\"></span>res fac<span class=\"_ _0\"></span>teurs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">co<span class=\"_ _0\"></span>mme la qualit<span class=\"_ _0\"></span>\u00e9 du </span></div>\n<div class=\"t m0 x1a h62 y122e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e2timent<span class=\"_ _0\"></span> et sa localis<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e qualit\u00e9,<span class=\"_ _0\"></span> deuxi\u00e8<span class=\"_ _0\"></span>me qualit\u00e9<span class=\"_ _0\"></span>), qualit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y122f ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cr\u00e9dit d<span class=\"_ _0\"></span>u locataire et<span class=\"_ _0\"></span> dur\u00e9e du b<span class=\"_ _0\"></span>ail. Pour le<span class=\"_ _0\"></span>s projets d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1230 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> immobilier (<span class=\"_ _3\"></span>c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"lsdc\">dire, en cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on), la <span class=\"_ _0\"></span>juste v<span class=\"_ _0\"></span>aleur </span></div>\n<div class=\"t m0 x1a h62 y1231 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspond au co<span class=\"_ _3\"></span>\u00fbt jusqu\u2019\u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">ce que l\u2019<span class=\"_ _3\"></span>immeuble soi<span class=\"_ _3\"></span>t op\u00e9rationnel<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1232 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b88 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1234 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 923px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 923px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 908px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 893px;\">Juste valeur appuy\u00e9e sur d<span class=\"_ _0\"></span>es indications du m<span class=\"_ _0\"></span>arch\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 893px;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 893px;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 878px;\">Juste valeur d\u00e9termin\u00e9e par \u00e9<span class=\"_ _0\"></span>valuation ind\u00e9pendante<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 878px;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 878px;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 863px;\">Juste valeur <span class=\"lse1 wsf6\">totale<span class=\"_ _0\"></span> des imme<span class=\"_ _0\"></span>ubles<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 863px;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 863px;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px;\">Valeur comptable totale (y<span class=\"_ _0\"></span> compris passif locatif)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 848px;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 848px;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 833px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 833px;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 833px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"_ _0\"></span> des preneurs d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 819px;\"> </div>\n<div class=\"t m0 x16 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 819px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff284 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 804px;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 804px;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 804px;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 789px;\">Gains et pertes non r\u00e9alis\u00e9s nets (non comptabilis\u00e9s en capitaux propres)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 789px;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 789px;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b92 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b93 ff284 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Immeubles lou\u00e9s<span class=\"_ _3\"></span> sous <span class=\"lsdc wse8\">contrat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>imple<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y1b94 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e certai<span class=\"_ _0\"></span>ns actifs (p<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>alement d<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles de plac<span class=\"_ _0\"></span>ement) \u00e0<span class=\"_ _0\"></span> des parties ext<span class=\"_ _0\"></span>ern<span class=\"_ _0\"></span>es dans le cad<span class=\"_ _0\"></span>re de contr<span class=\"_ _0\"></span>ats de lo<span class=\"wse8\">cat<span class=\"_ _0\"></span>ion <span class=\"wse9\">simpl<span class=\"_ _0\"></span>e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y1b95 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts minim<span class=\"_ _0\"></span>aux au titre d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on \u00e0 recevoi<span class=\"_ _0\"></span>r pour les co<span class=\"_ _0\"></span>ntrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n non r\u00e9sili<span class=\"_ _0\"></span>ables s\u2019<span class=\"_ _0\"></span>\u00e9l\u00e8vent au 3<span class=\"_ _0\"></span>1 d\u00e9cembre<span class=\"ls0 ws0\"> \u00e0 : </span></div>\n<div class=\"t m0 x6 h62 y1b96 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 679px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 679px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px;\">Jusqu'\u00e0 3 mois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 648px;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 648px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 633px;\">De 3 moi<span class=\"_ _3\"></span>s \u00e0 1 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 633px;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 619px;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 619px;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 619px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 604px;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 604px;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 604px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 589px;\">De 3 \u00e0 4<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse0 wsed\">ans</span> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 589px;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 589px;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 574px;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 574px;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 574px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 559px;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 559px;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 559px;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px;\">Total des paiements non actualis\u00e9s \u00e0 recevoir au titre des contrats de location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 544px;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ba0 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba1 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba2 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 97<span class=\"ls0 ws0\"> </span>mil<span class=\"_ _0\"></span>lions en 20<span class=\"_ _0\"></span>22 dans le T<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> paiements m<span class=\"_ _0\"></span>inima<span class=\"_ _0\"></span>ux \u00e0 recevoi<span class=\"_ _0\"></span>r dans le <span class=\"lsde wsfa\">cadre de contrats de loca<span class=\"_ _3\"></span>tion non r\u00e9siliabl<span class=\"_ _3\"></span>es concerne </span></div>\n<div class=\"t m0 x6 h62 y1ba3 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des immobilisa<span class=\"_ _3\"></span>tions corporelle<span class=\"_ _3\"></span>s (2021: EUR 66<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">millions<span class=\"_ _0\"></span>). Le rest<span class=\"_ _0\"></span>e se ra<span class=\"_ _0\"></span>pporte <span class=\"_ _0\"></span>\u00e0 des imm<span class=\"_ _0\"></span>eubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 471px; height: 635px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 471px; height: 635px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 210px; height: 751px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 210px; height: 751px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 210px; height: 751px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 210px; height: 751px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 210px; height: 751px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 210px; height: 751px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1bcb ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bcc ff292 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">D\u00e9pr\u00e9<span class=\"_ _3\"></span>ciati<span class=\"_ _3\"></span>ons <span class=\"_ _3\"></span>des p<span class=\"_ _3\"></span>r\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 474px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> </span><span class=\"wsee\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 772px; z-index: 15;\">sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 604px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> d</span><span class=\"wsee\">e cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 772px; z-index: 15;\">s<span class=\"lse0 wsed\">p\u00e9cifique</span> </div>\n<div id=\"fs_326B7TH8R400000000000000000000\">\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x184 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff294 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des pr\u00eats i<span class=\"_ _0\"></span>rr\u00e9couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff294 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x6 h62 y1bd4 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bd5 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bdf ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1be0 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 360px; height: 746px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 360px; height: 746px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 360px; height: 746px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 360px; height: 746px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 360px; height: 746px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 360px; height: 746px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>pation<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>pta<span class=\"_ _3\"></span>bil<span class=\"_ _3\"></span>is\u00e9es selon<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">la m\u00e9thode de la m<span class=\"_ _3\"></span>ise en \u00e9quivalence</div>\n<div class=\"t m0 x6 h75 y1a2b ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les principaux placements d<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x6 h75 y1a2c ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des entreprises associ\u00e9es et</div>\n<div class=\"t m0 x6 h75 y1a2d ff298 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> <span class=\"lsf6 ws110\">sont indiqu\u00e9</span>e<span class=\"lsf5\">s dans </span></span></div>\n<div class=\"t m0 x6 h75 y1a2e ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">le tableau ci<span class=\"ls0\">-</span>dessous. Le</div>\n<div class=\"t m0 x6 h75 y1a2f ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">pourcentage d\u2019int\u00e9r\u00eat peut varier</div>\n<div class=\"t m0 x6 h75 y1a30 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">dans le cas o\u00f9 il y a de m<span class=\"_ _0\"></span>ultiples</div>\n<div class=\"t m0 x6 h75 y1a31 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entreprises associ\u00e9es et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y1bf1 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">coentreprises dans un m\u00eame p<span class=\"_ _0\"></span>ays</div>\n<div class=\"t m0 x6 h75 y1bf2 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avec diff\u00e9rents pourcentag<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h75 y1bf3 ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participation d\u00e9tenus par le groupe. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x1de h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 787px; z-index: 15;\">int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bf4 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1bf5 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 687px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 666px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 753px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Entreprises associ\u00e9es et coen<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 756px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 553px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 741px; z-index: 15;\">Tha\u00eflande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 557px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse5 wsf4\">30,87<span class=\"_ _3\"></span>%</span> </span></div>\n<div class=\"t m0 x1b h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 727px; z-index: 15;\">Malaisie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 712px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse4 wsf3\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 697px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 682px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 667px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 652px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y183e ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 637px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 623px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 608px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 593px; z-index: 15;\">Philippines<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 578px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 563px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68c ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 534px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">General Insurance Company Limited</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 534px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 534px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 534px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 534px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lsee wsff\" style=\"left: 325px; bottom: 519px; z-index: 15;\">EPB NV <span class=\"lse0 wsee\">(Eurocommercial properties)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 519px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 519px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 519px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 519px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 504px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 504px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 504px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 504px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 504px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 489px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 489px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 474px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 474px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 459px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 459px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 459px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c05 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c06 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c07 ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e Ageas <span class=\"lsde wseb\">Federal Life </span></div>\n<div class=\"t m0 x21b h62 y1c08 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce Comp<span class=\"_ _0\"></span>any Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>) de 49 %<span class=\"_ _0\"></span> \u00e0 74 %. C<span class=\"_ _0\"></span>ette op\u00e9<span class=\"_ _0\"></span>ration e<span class=\"_ _0\"></span>st cons<span class=\"_ _0\"></span>id\u00e9r\u00e9<span class=\"_ _0\"></span>e comme u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x21b h62 y1c09 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion pa<span class=\"_ _0\"></span>r \u00e9tapes,<span class=\"_ _0\"></span> la part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de 49%<span class=\"_ _0\"></span> pr\u00e9c\u00e9<span class=\"_ _0\"></span>demment<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>e est donc<span class=\"_ _0\"></span> trait\u00e9<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e si</div>\n<div class=\"t m0 x21b h62 y1c0a ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">elle ava<span class=\"_ _0\"></span>it \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e (vo<span class=\"_ _0\"></span>ir note <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> et cessi<span class=\"_ _0\"></span>ons po<span class=\"wse9\">u<span class=\"_ _0\"></span>r plus de d\u00e9t<span class=\"_ _0\"></span>ails).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1c0b ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c0c ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 une r\u00e9duct<span class=\"_ _0\"></span>ion de val<span class=\"_ _0\"></span>eur d\u2019EU<span class=\"_ _0\"></span>R 29 million e<span class=\"_ _0\"></span>n 2022 sur sa pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion dans</div>\n<div class=\"t m0 x21b h62 y1c0d ff296 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _3\"></span> General Insuran<span class=\"_ _3\"></span>ce Company Limited<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 307px; height: 654px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 307px; height: 654px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 307px; height: 654px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 307px; height: 654px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 307px; height: 654px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff29b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>es d\u00e9ta<span class=\"_ _0\"></span>ils <span class=\"wse9\">des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9tho<span class=\"_ _0\"></span>de de la mise en \u00e9q<span class=\"_ _0\"></span>uival<span class=\"_ _0\"></span>ence<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 991px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff29b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 258px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 1020px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 1035px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 1020px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 991px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 1065px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 1050px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 1035px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 1020px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 1020px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 1020px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 682px; bottom: 1050px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 1035px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 1006px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 991px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 960px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 960px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 960px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 960px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 960px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 960px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 960px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 960px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 945px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 945px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 945px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 945px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 945px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 945px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 931px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 931px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 931px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 931px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 931px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 931px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 931px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 916px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 916px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 916px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 916px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 916px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 916px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 901px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 901px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 901px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 901px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 901px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 901px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 901px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 901px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 901px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 886px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 285px; bottom: 886px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 886px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 886px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 886px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 886px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 871px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 871px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 871px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 871px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 871px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 871px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 871px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 871px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 856px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 856px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 856px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 856px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 856px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 856px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 856px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 856px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 842px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 842px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 842px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 842px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 842px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 842px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 842px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 842px; z-index: 15;\">7</div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 827px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 827px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 827px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 827px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 827px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 827px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 827px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 827px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 812px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 812px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 812px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 812px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 812px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 812px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 812px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 812px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 812px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 797px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 797px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 797px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 797px; z-index: 15;\">5</div>\n<div class=\"t m0 x197 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 797px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 797px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 797px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 782px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 782px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 782px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 782px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 782px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 782px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 782px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 782px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Ageas <span class=\"wsee\">Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 738px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 738px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 738px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 738px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 738px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 738px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 738px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 738px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 723px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 723px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 723px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 723px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 723px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 723px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 723px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 723px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 708px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 708px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 708px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 708px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 708px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 708px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 708px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 708px; z-index: 15;\">3</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Royal <span class=\"lsee wsff\">Park I<span class=\"_ _3\"></span>nvestments<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Goodwill associ\u00e9 et d\u00e9pr\u00e9cia<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 678px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 663px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 663px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 663px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 648px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 648px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 529px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 559px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 258px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 559px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 573px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 559px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 529px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 603px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 588px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 573px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 559px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 559px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 573px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 559px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 680px; bottom: 588px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 573px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 544px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 529px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a0 ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 498px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 498px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 498px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 498px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 498px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 498px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 498px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 498px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 484px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 484px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 484px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 484px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 484px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 484px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 484px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 484px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 469px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 469px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 469px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 469px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 469px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 469px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 469px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 469px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 454px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 454px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 454px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 454px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 454px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 454px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 439px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 439px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 439px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 439px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 439px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 439px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 439px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 424px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 424px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 424px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 424px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 424px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 424px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 424px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 424px; z-index: 15;\">8</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 409px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 409px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 409px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 409px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 409px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 409px; z-index: 15;\">6</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 394px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 394px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 394px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 394px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 394px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 394px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 380px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 380px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 380px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 380px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 380px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 380px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 380px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 380px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 380px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 365px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 365px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 365px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 365px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 365px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 365px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 365px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 365px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 365px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 350px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 350px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 350px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 350px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 350px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 350px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 350px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 350px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 350px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 350px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 335px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 335px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 335px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 335px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 335px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 335px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 335px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 335px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 335px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 320px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 320px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 320px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 320px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 320px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 320px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 320px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 320px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 320px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 305px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 305px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 305px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 305px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 305px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 305px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 305px; z-index: 15;\">4</div>\n<div class=\"t m0 x176 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 305px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 290px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 276px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 276px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 276px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 276px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 276px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 276px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 276px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 261px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 261px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 261px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 261px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 261px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 261px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 261px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 261px; z-index: 15;\">2</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 246px; z-index: 15;\">MB Ageas <span class=\"lse5 ws100\">Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 246px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 246px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 246px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 246px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 246px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 246px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 246px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 246px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Goodwill associ\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 216px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 201px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 201px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 201px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 187px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 187px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 187px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 176px; height: 930px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 176px; height: 930px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 176px; height: 930px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 176px; height: 930px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es et coent<span class=\"_ _3\"></span>reprises<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">sont s<span class=\"_ _0\"></span>oumises<span class=\"_ _0\"></span> \u00e0 des </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restrict<span class=\"_ _0\"></span>ions en mat<span class=\"_ _0\"></span>i\u00e8re de div<span class=\"_ _0\"></span>idende e<span class=\"_ _0\"></span>n raison des<span class=\"_ _0\"></span> exigenc<span class=\"_ _0\"></span>es minim<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y8b3 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de solvabi<span class=\"_ _0\"></span>lit\u00e9 et de<span class=\"_ _0\"></span> capital imp<span class=\"_ _0\"></span>os\u00e9es par le<span class=\"_ _0\"></span>s r\u00e9gulat<span class=\"_ _0\"></span>eurs dans l<span class=\"_ _0\"></span>es pays</div>\n<div class=\"t m0 x6 h62 y93e ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">o\u00f9 elles<span class=\"_ _3\"></span> op\u00e8rent. Le<span class=\"_ _3\"></span>s dividendes<span class=\"_ _3\"></span> pay\u00e9s sont<span class=\"_ _3\"></span> parfois s<span class=\"_ _3\"></span>oumis \u00e0 l\u2019a<span class=\"_ _3\"></span>ccord</div>\n<div class=\"t m0 x6 h62 y93f ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>naires des <span class=\"_ _3\"></span>soci\u00e9t\u00e9s par<span class=\"_ _3\"></span>tenaires. <span class=\"lsdc\">Dans certai<span class=\"_ _0\"></span>ns cas, l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y940 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consensus est requ<span class=\"_ _3\"></span>is avant qu\u2019un<span class=\"_ _3\"></span> dividende ne soit<span class=\"_ _3\"></span> d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 ff2a0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (co<span class=\"_ _0\"></span>ncerna<span class=\"_ _0\"></span>nt des part<span class=\"_ _0\"></span>ies qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 y943 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion dans u<span class=\"_ _0\"></span>ne soci\u00e9t\u00e9 o<span class=\"_ _0\"></span>\u00f9 Ageas ne d\u00e9ti<span class=\"_ _0\"></span>ent pas</div>\n<div class=\"t m0 x6 h62 y944 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le contr\u00f4le<span class=\"_ _3\"></span>) peuvent i<span class=\"_ _3\"></span>nclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y945 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0\">d<span class=\"_ _3\"></span><span class=\"lsdc wse9\">es clauses sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es sur les dr<span class=\"_ _0\"></span>oits de vot<span class=\"_ _0\"></span>e ou la distri<span class=\"_ _0\"></span>bution d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 yf1a ff2a0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yf1b ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 ycfb ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9goc<span class=\"_ _0\"></span>ier les acti<span class=\"_ _0\"></span>ons qu\u2019el<span class=\"_ _0\"></span>les d\u00e9tie<span class=\"_ _0\"></span>nnent av<span class=\"_ _0\"></span>ant un</div>\n<div class=\"t m0 x133 h62 ycfc ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">certain temps<span class=\"_ _3\"></span> ou sans approbation p<span class=\"_ _3\"></span>r\u00e9alable de t<span class=\"wseb\">outes<span class=\"_ _3\"></span> les par<span class=\"_ _3\"></span>ties<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 une ou pl<span class=\"_ _0\"></span>usieurs </span></span></div>\n<div class=\"t m0 x6a h62 ycfe ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>arties \u00e0 la co<span class=\"_ _0\"></span>nvention d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>nnaires,<span class=\"_ _0\"></span> y compris la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ycff ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de calcul so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente utili<span class=\"_ _3\"></span>s\u00e9e pour valoris<span class=\"_ _3\"></span>er les actions</span> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yd00 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9res<span class=\"_ _0\"></span>sement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 yd01 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 yd02 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yd03 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de non<span class=\"ls0 ws0\">-</span>concu<span class=\"_ _0\"></span>rrence li<span class=\"_ _0\"></span>\u00e9es \u00e0 la vent<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6a h62 yd04 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd05 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y122b ff2a0 fs43 fce sc0 lsf7 wseb\" style=\"z-index: 15;\">Roya<span class=\"lsdc wse9\">l Park Investment<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y12df ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s la ces<span class=\"_ _0\"></span>sion des ac<span class=\"_ _0\"></span>tifs et le r\u00e8<span class=\"_ _0\"></span>glement d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span>, l'activ<span class=\"_ _0\"></span>it\u00e9 resta<span class=\"_ _0\"></span>nte de RPI se li<span class=\"_ _0\"></span>mite esse<span class=\"_ _0\"></span>ntiell<span class=\"_ _0\"></span>ement \u00e0 la ges<span class=\"_ _0\"></span>tion des lit<span class=\"_ _0\"></span>iges impl<span class=\"_ _0\"></span>iquant un ce<span class=\"_ _0\"></span>rtain</div>\n<div class=\"t m0 x6 h62 y1c30 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>institut<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>res am\u00e9ric<span class=\"_ _0\"></span>aines.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 818px; height: 288px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 818px; height: 288px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 818px; height: 288px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 818px; height: 288px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 818px; height: 288px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9assura<span class=\"_ _3\"></span>nce e<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">autres cr\u00e9a<span class=\"_ _3\"></span>nces</div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">part de la<span class=\"_ _0\"></span> r\u00e9assurance dans les pa<span class=\"_ _0\"></span>ssifs li\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">aux contrats d'assurance et aux contrats d'investissement</span> </div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cr\u00e9ances sur preneurs d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Commissions \u00e0 recevoir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Cr\u00e9ances sur interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Cr\u00e9ances n\u00e9es d'op\u00e9rations d<span class=\"_ _0\"></span>e r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut la TVA et d\u2019<span class=\"_ _0\"></span>autres tax<span class=\"_ _0\"></span>es indir<span class=\"_ _0\"></span>ectes, ains<span class=\"_ _0\"></span>i que le pai<span class=\"_ _0\"></span>ement ant<span class=\"_ _0\"></span>icip\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span>0,3 millio<span class=\"_ _0\"></span>ns (2021: EU<span class=\"_ _0\"></span>R 109 mill<span class=\"_ _0\"></span>ions) \u00e0 Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x6 h62 y1c38 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Forsett<span class=\"_ _0\"></span>lement (v<span class=\"_ _0\"></span>oir la not<span class=\"_ _0\"></span>e 25 Provisi<span class=\"_ _0\"></span>ons).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c39 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Variation des d\u00e9pr\u00e9ciations su<span class=\"_ _0\"></span>r la r\u00e9assurance et les<span class=\"_ _0\"></span> autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Augmentation des <span class=\"wsed\">d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Annulation de cr\u00e9ances irr\u00e9<span class=\"_ _0\"></span>couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c3c ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c3d ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 406px; z-index: 15;\">\u00c9volution de la quote<span class=\"ls0 ws0\">-</span>part de la<span class=\"_ _0\"></span> r\u00e9assurance dans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 391px; z-index: 15;\">les passifs li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats d'assurance et<span class=\"_ _0\"></span> de placement <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Autres augmentations nettes par le biais du compte de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x16 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 257px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y1a33 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 231px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 231px; height: 730px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 231px; height: 730px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Int<span class=\"_ _1\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et autres actifs</div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Co\u00fbts d\u2019acquisition diff\u00e9r\u00e9s (<span class=\"_ _0\"></span>deferred acquisition costs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Autres charges diff\u00e9r\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits courus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des <span class=\"_ _0\"></span>fins de <span class=\"wsed\">couverture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits cou<span class=\"_ _3\"></span>rus consisten<span class=\"_ _3\"></span>t essentiellemen<span class=\"_ _3\"></span>t en produits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats</div>\n<div class=\"t m0 x6 h62 y1c38 ff2aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">courus sur<span class=\"_ _3\"></span> obligations <span class=\"_ _3\"></span>souveraines (<span class=\"_ _3\"></span>2022: EUR<span class=\"_ _3\"></span> 634 millio<span class=\"_ _3\"></span>ns<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span></span><span class=\"wsea\">2021: </span></div>\n<div class=\"t m0 x6 h62 y1c39 ff2aa fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">657 millions) et ob<span class=\"_ _0\"></span>ligati<span class=\"_ _0\"></span>ons d\u2019ent<span class=\"_ _0\"></span>reprises<span class=\"_ _0\"></span> (2022: E<span class=\"_ _0\"></span>UR 198 mill<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c4c ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span> 212 milli<span class=\"_ _0\"></span>ons).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c4d ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c4e ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb com<span class=\"_ _0\"></span>prend pri<span class=\"_ _0\"></span>ncipale<span class=\"_ _0\"></span>ment des <span class=\"lsfe ws11a\">immeubles </span></div>\n<div class=\"t m0 x1a h62 y1c4f ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">destin<span class=\"_ _0\"></span>\u00e9s \u00e0 la revent<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1c50 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c51 ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir la note 2<span class=\"_ _0\"></span>7 Produits<span class=\"_ _0\"></span> D\u00e9riv\u00e9s<span class=\"_ _0\"></span> pour plus d<span class=\"_ _0\"></span>e d\u00e9tails su<span class=\"_ _0\"></span>r les produ<span class=\"_ _0\"></span>its</div>\n<div class=\"t m0 x1a h62 y1c52 ff2aa fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9riv\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c53 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1c54 ff2aa fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019a<span class=\"_ _3\"></span>cquisition di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c55 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2ad fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs <span class=\"lse0 wsee\">d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Autres achats et ventes d\u2019<span class=\"_ _0\"></span>activit\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Autres ajustements (y compris le<span class=\"_ _0\"></span>s \u00e9carts de conversion<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ad fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 333px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 333px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 333px; height: 628px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">Immobilisations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">corporelles</div>\n<div class=\"t m0 x6 h75 y1a2b ff2b2 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les immobilisations corporell<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h75 y1a2c ff2b2 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">incluent les immeubles d<span class=\"_ _0\"></span>e bureaux</div>\n<div class=\"t m0 x6 h75 y1a2d ff2b2 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et les parkings <span class=\"ws10f\">publics.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1c63 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c64 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y1a33 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 587px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y1a33 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 720px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 786px; z-index: 15;\">1.430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">1.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Terrains et constructions pour<span class=\"_ _0\"></span> usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 771px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 771px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6a6 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 756px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6a6 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 756px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Biens mobiliers, v\u00e9hicules et mat\u00e9riel informatique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 741px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2b3 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 727px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 727px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c65 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c66 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68f ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 543px; bottom: 665px; z-index: 15;\">Terrains et constructions pour<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 564px; bottom: 650px; z-index: 15;\">usage propre et parkin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff2b0 fs45 fce sc0 lse0 wsf0\" style=\"left: 733px; bottom: 679px; z-index: 15;\">Biens mobiliers,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68f ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 749px; bottom: 665px; z-index: 15;\">v\u00e9hicules et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y697 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 712px; bottom: 650px; z-index: 15;\">mat\u00e9riel informatique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y697 ff2b0 fs45 fce sc0 lsec ws109\" style=\"left: 558px; bottom: 619px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 569px; bottom: 604px; z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 601px; bottom: 634px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 619px; z-index: 15;\">(droit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 604px; z-index: 15;\">d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y697 ff2b0 fs45 fce sc0 lsec ws109\" style=\"left: 692px; bottom: 619px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 703px; bottom: 604px; z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 735px; bottom: 634px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 619px; z-index: 15;\">(droit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 748px; bottom: 604px; z-index: 15;\">d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y694 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2b3 fs45 fce sc0 lsed ws101\" style=\"left: 325px; bottom: 574px; z-index: 15;\">Co\u00fbt <span class=\"ws105\">d'acquisiti<span class=\"_ _3\"></span>on au 1er janvier<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 574px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 574px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 713px; bottom: 574px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 574px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2b0 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 559px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs<span class=\"ff2b3 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9tenus en vue de la vente</span> </div>\n<div class=\"t m0 x170 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 595px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 544px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 529px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 579px; bottom: 529px; z-index: 15;\">378<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 529px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 529px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 515px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 515px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 515px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 515px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 578px; bottom: 500px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 500px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 712px; bottom: 500px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 500px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 485px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 485px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 485px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 485px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2b3 fs45 fce sc0 lsed ws106\" style=\"left: 325px; bottom: 470px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 470px; z-index: 15;\">2.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 470px; z-index: 15;\">748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 713px; bottom: 470px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 470px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff2b3 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 440px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 440px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 440px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 708px; bottom: 440px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 440px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2b0 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs<span class=\"ff2b3 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 411px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9tenus en vue de la vente</span> </div>\n<div class=\"t m0 x170 h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 595px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 657px; bottom: 411px; z-index: 15;\">5</div>\n<div class=\"t m0 x1de h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 724px; bottom: 411px; z-index: 15;\">3</div>\n<div class=\"t m0 x170 h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 396px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 584px; bottom: 396px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 396px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 381px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 578px; bottom: 381px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 381px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 712px; bottom: 381px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 381px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 366px; z-index: 15;\">Extourne des amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 595px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 729px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite aux cessions</span> </div>\n<div class=\"t m0 x1de h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 590px; bottom: 351px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 657px; bottom: 351px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ce h65 y6a0 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 351px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 351px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y69b ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 336px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 584px; bottom: 336px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 724px; bottom: 336px; z-index: 15;\">4</div>\n<div class=\"t m0 x1de h65 y69b ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 336px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 322px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 322px; z-index: 15;\">(814)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 322px; z-index: 15;\">(219)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 708px; bottom: 322px; z-index: 15;\">(257)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 322px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2b3 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 292px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 578px; bottom: 292px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y68a ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 277px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 584px; bottom: 277px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 729px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b3 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 262px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 578px; bottom: 262px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b3 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 232px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 232px; z-index: 15;\">1.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 232px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 713px; bottom: 232px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 232px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 221px; height: 740px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 221px; height: 740px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x199 h65 y697 ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 507px; bottom: 1096px; z-index: 15;\">Terrains et constructions pour<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 524px; bottom: 1082px; z-index: 15;\"> <span class=\"lse0 wsf0\">usage propre</span> <span class=\"lse5 ws100\">et<span class=\"_ _3\"></span> parki<span class=\"_ _3\"></span>ngs</span> </div>\n<div class=\"t m0 x1a1 h65 y697 ff2b7 fs45 fce sc0 lse0 wsf0\" style=\"left: 732px; bottom: 1096px; z-index: 15;\">Biens mobiliers,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1082px; z-index: 15;\"> <span class=\"lse0 wsee\">v\u00e9hicules et mat\u00e9riel informatique</span> </div>\n<div class=\"t m0 x184 h65 y69d ff2b7 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1051px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1082px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y69d ff2b7 fs45 fce sc0 lsec wsff\" style=\"left: 474px; bottom: 1051px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span> propre<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 563px; bottom: 1066px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69d ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 554px; bottom: 1051px; z-index: 15;\">(droit d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y69d ff2b7 fs45 fce sc0 lsec wsff\" style=\"left: 645px; bottom: 1051px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span> propre<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 735px; bottom: 1066px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69d ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 726px; bottom: 1051px; z-index: 15;\">(droit d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2b9 fs45 fce sc0 lsed ws101\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Co\u00fbt <span class=\"ws105\">d'acquisiti<span class=\"_ _3\"></span>on au 1er janvier<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18a h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 1021px; z-index: 15;\">1.938<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 1021px; z-index: 15;\">613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 1021px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 1021px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 1006px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1006px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 1006px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1006px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 991px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 991px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 991px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 991px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 991px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 976px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 976px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 976px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b9 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 961px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 961px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 961px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 961px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 961px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b9 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 932px; z-index: 15;\">(738)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 604px; bottom: 932px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 932px; z-index: 15;\">(247)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 932px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 917px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 917px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 917px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 917px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 917px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 902px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 535px; bottom: 902px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 902px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 902px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 902px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 887px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 535px; bottom: 887px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 887px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2b9 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 872px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 604px; bottom: 872px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 872px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 872px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2b9 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 524px; bottom: 842px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y697 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 828px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x23a h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2b9 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 813px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y69b ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 524px; bottom: 813px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2b9 fs45 fc28 sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 540px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 711px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2b9 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 783px; z-index: 15;\">1.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 783px; z-index: 15;\">470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 783px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 783px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c96 ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c97 ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1c98 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 159 <span class=\"lsde wsfa\">millions d\u2019immobilisations corp<span class=\"_ _3\"></span>orelles a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y1c99 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">donn\u00e9 en ga<span class=\"_ _3\"></span>ge comme g<span class=\"_ _3\"></span>arantie (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span>EUR 166</div>\n<div class=\"t m0 x6 h62 y1c9a ff2b7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 695px; height: 56px; width: 325px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c9b ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c9c ff2b7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immeubles autr<span class=\"_ _3\"></span>es que des parking<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s chaque<span class=\"_ _3\"></span> ann\u00e9e,</div>\n<div class=\"t m0 x6 h62 y1c9d ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par des \u00e9<span class=\"_ _3\"></span>valuateurs in<span class=\"_ _3\"></span>d\u00e9pendants ex<span class=\"_ _3\"></span>ternes, qui <span class=\"_ _3\"></span>changent sel<span class=\"_ _3\"></span>on une</div>\n<div class=\"t m0 x6 h62 y1c9e ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rotatio<span class=\"_ _0\"></span>n d<span class=\"wseb\">e trois<span class=\"_ _0\"></span> ans. Les<span class=\"_ _0\"></span> justes <span class=\"_ _0\"></span>valeurs s<span class=\"_ _0\"></span>e basent<span class=\"_ _0\"></span> sur un<span class=\"_ _0\"></span>e \u00e9valuat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x6 h62 y1c9f ff2b7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">niveau<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">3.</span> </span></div>\n<div class=\"t m0 x6 h62 y1ca0 ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ca1 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas d\u00e9t<span class=\"_ _0\"></span>ermine les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs des pa<span class=\"_ _0\"></span>rkings en re<span class=\"_ _0\"></span>coura<span class=\"_ _0\"></span>nt \u00e0 des</div>\n<div class=\"t m0 x6 h62 y1ca2 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e8les i<span class=\"_ _0\"></span>nternes<span class=\"_ _0\"></span> qui utilis<span class=\"_ _0\"></span>ent aussi de<span class=\"_ _0\"></span>s donn\u00e9es de m<span class=\"_ _0\"></span>arch\u00e9<span class=\"_ _0\"></span>s non</div>\n<div class=\"t m0 x1a h62 y1ca3 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (niveau <span class=\"lsdc wse9\">3). Les justes val<span class=\"_ _0\"></span>eurs qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"_ _0\"></span>nt sont </span></div>\n<div class=\"t m0 x1a h62 y1ca4 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">calibr\u00e9es <span class=\"_ _3\"></span>sur la base<span class=\"_ _3\"></span> de donn\u00e9es<span class=\"_ _3\"></span> de march\u00e9 <span class=\"_ _3\"></span>disponibles e<span class=\"_ _3\"></span>t/ou de</div>\n<div class=\"t m0 x1a h62 y1ca5 ff2b7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions. D<span class=\"_ _0\"></span>es tec<span class=\"_ _0\"></span>hniques <span class=\"_ _0\"></span>de valo<span class=\"_ _0\"></span>risation<span class=\"_ _0\"></span> de nive<span class=\"_ _0\"></span>au 3 sont<span class=\"_ _0\"></span> utilis<span class=\"_ _0\"></span>\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ca6 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les pa<span class=\"_ _0\"></span>rkings et<span class=\"_ _0\"></span> font princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt appel \u00e0 des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x1a h62 y1ca7 ff2b7 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">act<span class=\"lsdc wseb\">ualis\u00e9<span class=\"_ _0\"></span>s. Les fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e atten<span class=\"_ _0\"></span>dus des p<span class=\"_ _0\"></span>arkings t<span class=\"_ _0\"></span>ienn<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y1ca8 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019inflat<span class=\"_ _0\"></span>ion att<span class=\"_ _0\"></span>endue et de la c<span class=\"_ _0\"></span>roissanc<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique dans<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 y1ca9 ff2b7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>ntes zo<span class=\"_ _0\"></span>nes de p<span class=\"_ _0\"></span>arking, <span class=\"_ _0\"></span>notamm<span class=\"_ _0\"></span>ent. Les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie nets<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1caa ff2b7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us sont a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>\u00e9s en util<span class=\"_ _0\"></span>isant d<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019actu<span class=\"wse9\">a<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n ajust\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y1cab ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour le risq<span class=\"_ _0\"></span>ue. L\u2019es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>n du taux d\u2019act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion pren<span class=\"_ _0\"></span>d en compt<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y1cac ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qualit\u00e9 du <span class=\"_ _3\"></span>parking et<span class=\"_ _3\"></span> sa locali<span class=\"_ _3\"></span>sation, entre<span class=\"_ _3\"></span> autres c<span class=\"_ _3\"></span>rit\u00e8res.</div>\n<div class=\"t m0 x6 h62 y1cad ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cae ff2b7 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s terrains et con<span class=\"_ _3\"></span>structions pour<span class=\"_ _3\"></span> usage propre et par<span class=\"_ _3\"></span>kings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1caf ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y68c ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 500px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68c ff2b7 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 500px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2b9 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total de<span class=\"_ _0\"></span> la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> des ter<span class=\"_ _0\"></span>rains e<span class=\"_ _0\"></span>t constr<span class=\"_ _0\"></span>uctio<span class=\"_ _0\"></span>ns pour<span class=\"_ _0\"></span> usage pr<span class=\"_ _0\"></span>opre et<span class=\"_ _0\"></span> parki<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 469px; z-index: 15;\">1.837<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Valeur comptable totale (y<span class=\"_ _0\"></span> compris passif locatif)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 454px; z-index: 15;\">1.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 454px; z-index: 15;\">1.114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff2b9 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Gains (pertes) non r\u00e9alis\u00e9s bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 yb68 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 440px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 yb68 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 440px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2b7 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 425px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 425px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2b9 fs45 fce sc0 lse1 wsef\" style=\"left: 69px; bottom: 410px; z-index: 15;\">Gains <span class=\"lse0 wsf0\">(pertes) non r\u00e9alis\u00e9s<span class=\"_ _0\"></span> nets (non comptabilis\u00e9s en capitaux propres)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y6d3 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 410px; z-index: 15;\">563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 410px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 399px; height: 706px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 399px; height: 706px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>t a<span class=\"_ _3\"></span>utres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">imm<span class=\"_ _3\"></span>obi<span class=\"_ _3\"></span>lis<span class=\"_ _3\"></span>ation<span class=\"_ _3\"></span>s incorporel<span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Concessions de services d<span class=\"_ _0\"></span>e parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2bc fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres immobilisations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2be fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e</div>\n<div class=\"t m0 x6 h62 y1cbb ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74%<span class=\"_ _0\"></span>. Un</div>\n<div class=\"t m0 x6 h62 y1cbc ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l d\u2019EUR 5 mi<span class=\"_ _0\"></span>llions a \u00e9t\u00e9 c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9 suit<span class=\"_ _0\"></span>e \u00e0 cette trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cbd ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cbe ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des licenc<span class=\"_ _0\"></span>es d'expl<span class=\"_ _0\"></span>oitatio<span class=\"_ _0\"></span>n ont \u00e9t\u00e9 ac<span class=\"_ _0\"></span>quises \u00e0 la su<span class=\"_ _0\"></span>ite de l'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1cbf ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Ani<span class=\"_ _0\"></span>ma. Cet<span class=\"_ _0\"></span>te immobil<span class=\"_ _0\"></span>isation i<span class=\"_ _0\"></span>ncorp<span class=\"lsde wseb\">orelle est comptabilis\u00e9e <span class=\"_ _3\"></span>dans </span></div>\n<div class=\"t m0 x6 h62 y1cc0 ff2bc fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00ab Aut<span class=\"_ _0\"></span>res imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>relles \u00bb<span class=\"_ _0\"></span> et a une <span class=\"_ _0\"></span>dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 y1cc1 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e. A<span class=\"_ _0\"></span>u 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022, cet<span class=\"_ _0\"></span>te immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on inco<span class=\"_ _0\"></span>rporelle a</div>\n<div class=\"t m0 x1a h62 y1cc2 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 soumi<span class=\"_ _0\"></span>se \u00e0 un test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation et un m<span class=\"_ _0\"></span>ontant d'E<span class=\"_ _0\"></span>UR 4 millio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 y1cc3 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation a \u00e9t\u00e9 co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cc4 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1cc5 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions du goo<span class=\"_ _0\"></span>dwill, d<span class=\"_ _0\"></span>e la VOBA et des c<span class=\"_ _0\"></span>oncess<span class=\"_ _0\"></span>ions de serv<span class=\"_ _0\"></span>ices</div>\n<div class=\"t m0 x1a h62 y1cc6 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de parkin<span class=\"_ _0\"></span>gs public<span class=\"_ _0\"></span>s se pr\u00e9se<span class=\"_ _0\"></span>ntent co<span class=\"_ _0\"></span>mme suit.</div>\n<div class=\"t m0 x6 h62 y1cc7 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cc8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x193 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff2bc fs45 fce sc0 lse4 wsf3\" style=\"left: 408px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6de ff2bc fs45 fce sc0 lse3 wsf2\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 523px; z-index: 15;\">  </div>\n<div class=\"t m0 x156 h65 y697 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 523px; z-index: 15;\">Concessions de services<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6de ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 508px; z-index: 15;\">de parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 402px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 702px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 711px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> <span class=\"wsed\">cessions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 710px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> <span class=\"lse5 wsf4\">vent<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 313px; z-index: 15;\">Charges d'amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 313px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 630px; bottom: 313px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 313px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 313px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 284px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x18a h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 239px; z-index: 15;\">D\u00e9pr\u00e9ciations <span class=\"wsee\">cumul\u00e9es au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 209px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 209px; z-index: 15;\">1</div>\n<div class=\"t m0 x18a h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 209px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2be fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 195px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 636px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 154px; height: 807px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2c2 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Un test d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciatio<span class=\"_ _0\"></span>n du good<span class=\"_ _0\"></span>will es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 tous l<span class=\"_ _0\"></span>es ans \u00e0 <span class=\"_ _0\"></span>la cl\u00f4t<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 y8b3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019exerc<span class=\"_ _0\"></span>ice en comp<span class=\"_ _0\"></span>arant la va<span class=\"_ _0\"></span>leur rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e des unit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y93e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ratrices de<span class=\"_ _3\"></span> tr\u00e9sorerie ou cash<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">generati<span class=\"_ _0\"></span>ng units (C<span class=\"_ _0\"></span>GU), \u00e0 la <span class=\"lsde wsea\">valeur </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble. La val<span class=\"_ _0\"></span>eur recouv<span class=\"_ _0\"></span>rable est<span class=\"_ _0\"></span> la valeur l<span class=\"_ _0\"></span>a plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e entre la</div>\n<div class=\"t m0 x6 h62 y940 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur d<span class=\"_ _0\"></span>\u2019usage <span class=\"_ _0\"></span>et la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r diminu<span class=\"_ _0\"></span>\u00e9e des c<span class=\"_ _0\"></span>o\u00fbts de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e. Le typ<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y941 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019entit<span class=\"_ _0\"></span>\u00e9 acquis<span class=\"_ _0\"></span>e, le ni<span class=\"_ _0\"></span>veau d\u2019<span class=\"_ _0\"></span>int\u00e9grat<span class=\"_ _0\"></span>ion op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elle et de</div>\n<div class=\"t m0 x6 h62 y942 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">management <span class=\"_ _3\"></span>commun d\u00e9termin<span class=\"_ _3\"></span>ent la d\u00e9<span class=\"_ _3\"></span>finiti<span class=\"lsdc\">on des CG<span class=\"_ _0\"></span>U. Sur la <span class=\"_ _0\"></span>base </span></div>\n<div class=\"t m0 x6 h62 y943 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de ces crit<span class=\"_ _0\"></span>\u00e8res, Agea<span class=\"_ _0\"></span>s a d\u00e9sign\u00e9 l<span class=\"_ _0\"></span>es CGU au niv<span class=\"_ _0\"></span>eau pays.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>ecouvra<span class=\"_ _0\"></span>ble d\u2019une C<span class=\"_ _0\"></span>GU est \u00e9val<span class=\"_ _0\"></span>u\u00e9e \u00e0 l\u2019aide du<span class=\"_ _0\"></span> mod\u00e8le</div>\n<div class=\"t m0 x1a h62 yf1a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n des flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des b\u00e9n<span class=\"_ _0\"></span>\u00e9fices fut<span class=\"_ _0\"></span>urs an<span class=\"_ _0\"></span>ticip\u00e9s<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yf1b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CGU. Les pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses util<span class=\"_ _0\"></span>is\u00e9es dans<span class=\"_ _0\"></span> le mod\u00e8le de fl<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x1a h62 ycfb ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>d\u00e9pendent de<span class=\"_ _3\"></span> l\u2019apport e<span class=\"_ _3\"></span>xprimant les <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>variables</div>\n<div class=\"t m0 x1a h62 ycfc ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8res et<span class=\"_ _3\"></span> \u00e9conomiques, y comp<span class=\"_ _3\"></span>ris le taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat sans risqu<span class=\"_ _3\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ycfd ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un pays donn<span class=\"_ _0\"></span>\u00e9 et une pri<span class=\"_ _0\"></span>me pour exp<span class=\"_ _0\"></span>rimer le ris<span class=\"_ _0\"></span>que inh\u00e9<span class=\"_ _0\"></span>rent de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9</div>\n<div class=\"t m0 x1a h62 ycfe ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant \u00eat<span class=\"_ _0\"></span>re \u00e9valu\u00e9<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces varia<span class=\"_ _0\"></span>bles sont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es sur la base d<span class=\"_ _0\"></span>u jugeme<span class=\"_ _0\"></span>nt du</div>\n<div class=\"t m0 x1a h62 yd01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment. Si l\u2019<span class=\"_ _0\"></span>entit\u00e9 est<span class=\"_ _0\"></span> cot\u00e9e en bou<span class=\"_ _0\"></span>rse, son c<span class=\"_ _0\"></span>ours bours<span class=\"_ _0\"></span>ier est</div>\n<div class=\"t m0 x1a h62 yd02 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 comme u<span class=\"_ _0\"></span>n \u00e9l\u00e9ment<span class=\"_ _0\"></span> de l\u2019\u00e9valu<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd03 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd04 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd05 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ventil<span class=\"_ _0\"></span>ation du <span class=\"lsde wseb\">goodwill et des d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> pour les p<span class=\"_ _3\"></span>rincipales un<span class=\"_ _3\"></span>it\u00e9s g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trices de <span class=\"_ _3\"></span>tr\u00e9sorerie au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 se <span class=\"_ _3\"></span>pr\u00e9sente <span class=\"_ _3\"></span>comme su<span class=\"lsf0 ws104\">it.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 311px; bottom: 860px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 299px; bottom: 845px; z-index: 15;\">du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 403px; bottom: 845px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 533px; bottom: 860px; z-index: 15;\">Montants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 845px; z-index: 15;\">nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 845px; z-index: 15;\">Secteur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 860px; z-index: 15;\">M\u00e9thode utilis\u00e9e pour<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff2c2 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 845px; z-index: 15;\">le montant recouvrable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c2 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 830px; z-index: 15;\">Unit\u00e9 <span class=\"lse0 wsee\">g\u00e9n\u00e9ratrice de tr\u00e9sorerie (CGU)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 343px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 569px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 815px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y69b ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 815px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 815px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Ageas (UK)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 800px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 800px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 800px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 800px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 800px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 785px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 785px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 453px; bottom: 785px; z-index: 15;\">3</div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 785px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 785px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2c4 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 328px; bottom: 770px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 447px; bottom: 770px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 770px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce5 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce6 ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ce7 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le goodwil<span class=\"_ _3\"></span>l publi\u00e9 pour<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Ageas Port<span class=\"_ _0\"></span>ugal s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>337 mi<span class=\"_ _0\"></span>llions </span></div>\n<div class=\"t m0 x6 h62 y1ce8 ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsfa\">EUR 337 mi<span class=\"_ _3\"></span>llions). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ce9 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cea ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>us, sur</div>\n<div class=\"t m0 x6 h62 y1ceb ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x6 h62 y1cec ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le manageme<span class=\"_ _3\"></span>nt d\u2019Ageas c<span class=\"_ _3\"></span>ouvrant une <span class=\"_ _3\"></span>p\u00e9riod<span class=\"lsdc\">e de trois an<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ced ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cee ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations po<span class=\"_ _0\"></span>st\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 cette p<span class=\"_ _0\"></span>\u00e9riode o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 extr<span class=\"_ _0\"></span>apol\u00e9es \u00e0 p<span class=\"_ _0\"></span>artir</div>\n<div class=\"t m0 x6 h62 y1cef ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un taux<span class=\"_ _0\"></span> de cr<span class=\"_ _0\"></span>oissanc<span class=\"_ _0\"></span>e de 2,0 p<span class=\"_ _0\"></span>our cent<span class=\"_ _0\"></span>, ce qu<span class=\"_ _0\"></span>i repr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1cf0 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue au Portu<span class=\"_ _0\"></span>gal. Le tau<span class=\"_ _0\"></span>x d\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de 8,6 pour ce<span class=\"_ _0\"></span>nt (2021: 8,<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x6 h62 y1cf1 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour cent) ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">se b<span class=\"_ _0\"></span>ase su<span class=\"_ _0\"></span>r un taux <span class=\"_ _0\"></span>moyen d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ri<span class=\"_ _0\"></span>sque, u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x6 h62 y1cf2 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surcote li<span class=\"_ _0\"></span>\u00e9e au risq<span class=\"_ _0\"></span>ue et un coeff<span class=\"_ _0\"></span>icient<span class=\"_ _0\"></span> b\u00eata. Le test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion a</div>\n<div class=\"t m0 x6 h62 y1cf3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montr\u00e9 qu<span class=\"_ _0\"></span>e le montan<span class=\"_ _0\"></span>t recouv<span class=\"_ _0\"></span>rable d\u00e9pas<span class=\"_ _0\"></span>sait la va<span class=\"_ _0\"></span>leur compt<span class=\"_ _0\"></span>able de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y1cf4 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">CGU, goodwi<span class=\"_ _3\"></span>ll inclus. Pa<span class=\"_ _3\"></span>r cons\u00e9quent,<span class=\"_ _3\"></span> le goodw<span class=\"_ _3\"></span>ill pour Ag<span class=\"_ _3\"></span>eas Portuga<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x6 h62 y1cf5 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019a pas \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cf6 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cf7 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill</div>\n<div class=\"t m0 x6 h62 y1cf8 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour Ageas<span class=\"_ _0\"></span> Portug<span class=\"_ _0\"></span>al ne serait<span class=\"_ _0\"></span> pas d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 si le taux de<span class=\"_ _0\"></span> croissanc<span class=\"_ _0\"></span>e \u00e9tait</div>\n<div class=\"t m0 x6 h62 y1cf9 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fortement n\u00e9ga<span class=\"_ _3\"></span>tif ou si le taux d\u2019ac<span class=\"_ _3\"></span>tualisation augmen<span class=\"_ _3\"></span>tait de plus de<span class=\"_ _3\"></span> 10,6</div>\n<div class=\"t m0 x6 h62 y1cfa ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfb ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas UK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfc ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll pour Ageas<span class=\"_ _0\"></span> UK s'\u00e9l\u00e8v<span class=\"_ _0\"></span>e \u00e0 GBP<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">235 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">GBP 235 </span></span></div>\n<div class=\"t m0 x1a h62 y1cfd ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions). Le<span class=\"_ _3\"></span> goodwil<span class=\"_ _3\"></span>l net apr<span class=\"_ _3\"></span>\u00e8s d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> s\u2019\u00e9l\u00e8ve \u00e0<span class=\"_ _3\"></span> GBP<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">210 mil<span class=\"_ _3\"></span>lions </span></div>\n<div class=\"t m0 x1a h62 y1cfe ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wseb\">GBP 210<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1cff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span><span class=\"wseb\">us, sur </span></div>\n<div class=\"t m0 x1a h62 y1d01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x1a h62 y1d02 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">le management d\u2019Ag<span class=\"_ _3\"></span>eas couvrant une p\u00e9r<span class=\"_ _3\"></span>iode de trois<span class=\"_ _3\"></span> ans. Les</div>\n<div class=\"t m0 x1a h62 y1d03 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions post<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es \u00e0 cette p\u00e9<span class=\"_ _0\"></span>riode ont \u00e9t<span class=\"_ _0\"></span>\u00e9 extrapo<span class=\"_ _0\"></span>l\u00e9es \u00e0 part<span class=\"_ _0\"></span>ir d\u2019un</div>\n<div class=\"t m0 x1a h62 y1d04 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux de croissanc<span class=\"_ _3\"></span>e de 2,0<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pour cent, ce qui rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e l\u2019infl<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x1a h62 y1d05 ff2c2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d07 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation de 5,<span class=\"_ _0\"></span>9 pour cent (2<span class=\"_ _0\"></span>021: 5,9 po<span class=\"_ _0\"></span>ur cent) ut<span class=\"_ _0\"></span>ilis\u00e9 se</div>\n<div class=\"t m0 x1a h62 y1d08 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base sur <span class=\"_ _0\"></span>un taux <span class=\"_ _0\"></span>moyen d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ris<span class=\"_ _0\"></span>que, u<span class=\"_ _0\"></span>ne surco<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>\u00e9e au ris<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y1d09 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un coeff<span class=\"_ _0\"></span>icient b\u00ea<span class=\"_ _0\"></span>ta. Le test de d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion a mont<span class=\"_ _0\"></span>r\u00e9 que le mont<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able d\u00e9<span class=\"_ _0\"></span>passait<span class=\"_ _0\"></span> la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table de <span class=\"_ _0\"></span>la CGU,<span class=\"_ _0\"></span> goodwi<span class=\"_ _0\"></span>ll inclus<span class=\"_ _0\"></span>, le</div>\n<div class=\"t m0 x1a h62 y1d0b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l n\u2019a donc pas<span class=\"_ _0\"></span> \u00e9t\u00e9 d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0c ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d0d ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill de</div>\n<div class=\"t m0 x1a h62 y1d0e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'activit\u00e9 bri<span class=\"_ _3\"></span>tannique ne serai<span class=\"_ _3\"></span>t pas d\u00e9<span class=\"lsdc wseb\">pr\u00e9ci\u00e9 si l<span class=\"_ _0\"></span>e taux d<span class=\"_ _0\"></span>e croiss<span class=\"_ _0\"></span>ance \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1d0f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">long terme \u00e9t<span class=\"_ _0\"></span>ait n\u00e9gat<span class=\"_ _0\"></span>if et le taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n augmen<span class=\"_ _0\"></span>tait de plus d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1d10 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">6,2 pour<span class=\"_ _3\"></span> cent.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 382px; height: 724px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 382px; height: 724px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 382px; height: 724px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 382px; height: 724px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 382px; height: 724px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2c6 fs43 fce sc0 lsde wsea\" style=\"z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut le good<span class=\"_ _0\"></span>will en Belg<span class=\"_ _0\"></span>ique et en In<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ff2c6 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Plan d\u2019am<span class=\"_ _0\"></span>ortiss<span class=\"_ _0\"></span>ement de la VO<span class=\"_ _0\"></span>BA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le princi<span class=\"_ _0\"></span>pal contr<span class=\"_ _0\"></span>ibuteu<span class=\"_ _0\"></span>r \u00e0 la VOBA est Ag<span class=\"_ _0\"></span>eas Fede<span class=\"_ _0\"></span>ral Life Ins<span class=\"_ _0\"></span>urance Co<span class=\"_ _0\"></span>mpany Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>). Les char<span class=\"_ _0\"></span>ges d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent atte<span class=\"_ _0\"></span>ndues de la V<span class=\"_ _0\"></span>OBA se</div>\n<div class=\"t m0 x6 h62 ye84 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye19 ff2c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x13 h65 y699 ff2c6 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d h65 y699 ff2c6 fs45 fce sc0 lsee ws102\" style=\"left: 650px; bottom: 986px; z-index: 15;\">Amortiss<span class=\"_ _3\"></span>ements est<span class=\"_ _3\"></span>im\u00e9s de la VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h68 y697 ff2c8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2c6 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Au<span class=\"ls0 ws0\">-<span class=\"lse0 wsed\">del\u00e0</span> </span></div>\n<div class=\"t m0 x39 h65 y6a6 ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2c9 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y691 ff2c9 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 856px; height: 250px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 856px; height: 250px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 856px; height: 250px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>ux propres re<span class=\"_ _0\"></span>v<span class=\"_ _1\"></span>en<span class=\"_ _3\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">aux actionna<span class=\"_ _3\"></span>ires</div>\n<div class=\"t m0 x6 h75 y1a2b ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h75 y1a2c ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">composition des capitaux prop<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h75 y1a2d ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">revenant aux actionnaires<span class=\"_ _0\"></span> au 31</div>\n<div class=\"t m0 x6 h75 y1a2e ff2cd fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u00e9cembre 2022. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div id=\"fs_D596F2VW7400000000000000000000\">\n<div class=\"t m0 x184 h65 y1a33 ff2cb fs45 fce sc0 lse4 ws15e\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Capital souscrit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6a0 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Actions ordinaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div style=\"; bottom: 771px; z-index: 15;\">R\u00e9serve d\n\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">e primes d\u2019\u00e9<span class=\"_ _0\"></span>mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres r\u00e9serves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">\u00c9carts de conversion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 727px; z-index: 15;\">R\u00e9sultat net revenant aux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Gains et pertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2ce fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Capit<span class=\"_ _3\"></span>aux p<span class=\"_ _3\"></span>ropr<span class=\"_ _3\"></span>es reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x acti<span class=\"_ _3\"></span>onnai<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y699 ff2ce fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 324px; bottom: 687px; height: 139px; width: 479px; z-index: 4;\"><br/></div>\n\n</div>\n</div>\n<div class=\"t m0 x21b h7d y1d1f ff2cf fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1d20 ff2cf fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Actions \u00e9mises et nombre potentiel d\u2019actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d21 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans la mes<span class=\"_ _0\"></span>ure perm<span class=\"_ _0\"></span>ise par les r\u00e8<span class=\"_ _0\"></span>gles et r\u00e9g<span class=\"_ _0\"></span>lementat<span class=\"_ _0\"></span>ions,<span class=\"_ _0\"></span> et dans l\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de la Soc<span class=\"_ _0\"></span>i\u00e9t\u00e9, le Con<span class=\"_ _0\"></span>seil</div>\n<div class=\"t m0 x21b h62 y1d22 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on d\u2019Age<span class=\"_ _0\"></span>as a \u00e9t\u00e9 autor<span class=\"_ _0\"></span>is\u00e9, pour un<span class=\"_ _0\"></span>e p\u00e9riode d<span class=\"_ _0\"></span>e trois ans (2<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\">22-<span class=\"lsde wsfa\">20<span class=\"_ _3\"></span>24) par</span> <span class=\"lsfe ws11a\">l\u2019A<span class=\"_ _3\"></span>ssembl\u00e9e<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x21b h62 y1d23 ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">G\u00e9n\u00e9rale de<span class=\"_ _3\"></span>s Actionnaire<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">qui s\u2019est te<span class=\"_ _0\"></span>nue le 18 mai 20<span class=\"_ _0\"></span><span class=\"ls0 ws0\">2<span class=\"lsdc wse9\">2, \u00e0 augmenter l<span class=\"_ _0\"></span>e capital s<span class=\"_ _0\"></span>ocial d\u2019u<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x21b h62 y1d24 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> maximum d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> 1</span><span class=\"wse8\">50<span class=\"lsf8 ws111\">.00<span class=\"lsde wsfa\">0.000 \u00e0 de<span class=\"_ _3\"></span>s fins g\u00e9n\u00e9rale<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1d25 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d26 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Appliq<span class=\"_ _0\"></span>u\u00e9e \u00e0 une val<span class=\"_ _0\"></span>eur fract<span class=\"_ _0\"></span>ionnell<span class=\"_ _0\"></span>e d\u2019EUR 7,92,<span class=\"_ _0\"></span> cette aut<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on perme<span class=\"_ _0\"></span>t l\u2019\u00e9miss<span class=\"_ _0\"></span>ion d\u2019un m<span class=\"_ _0\"></span>aximum</div>\n<div class=\"t m0 x21b h62 y1d27 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 18.950.<span class=\"_ _0\"></span>000 d\u2019ac<span class=\"_ _0\"></span>tions rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>ant envi<span class=\"_ _0\"></span>ron 10<span class=\"ls0 ws0\"> </span>% du capit<span class=\"_ _0\"></span>al social t<span class=\"_ _0\"></span>otal actu<span class=\"_ _0\"></span>el de la Soci\u00e9t<span class=\"_ _0\"></span>\u00e9. Cett<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y1d28 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>ation pe<span class=\"_ _0\"></span>rmet \u00e9gale<span class=\"_ _0\"></span><span class=\"wseb\">ment \u00e0 <span class=\"_ _0\"></span>la Soci\u00e9t<span class=\"_ _0\"></span>\u00e9 de r\u00e9<span class=\"_ _0\"></span>pondre \u00e0 s<span class=\"_ _0\"></span>es obli<span class=\"_ _0\"></span>gations <span class=\"_ _0\"></span>prises <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de </span></div>\n<div class=\"t m0 x21b h62 y1d29 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9miss<span class=\"_ _0\"></span>ion de cert<span class=\"_ _0\"></span>ains inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs. <span class=\"lsde wsfa\">Des actions peuvent \u00e9gal<span class=\"_ _3\"></span>ement \u00eatre \u00e9mi<span class=\"_ _3\"></span>ses en raison </span></div>\n<div class=\"t m0 x21b h62 y1d2a ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la m\u00e9thod<span class=\"_ _0\"></span>e dite \u00ab<span class=\"ls0 ws0\"> </span>M\u00e9th<span class=\"_ _0\"></span>ode altern<span class=\"_ _0\"></span>ative de pa<span class=\"_ _0\"></span>iement de<span class=\"_ _0\"></span>s coupons<span class=\"ls0 ws0\"> </span>\u00bb (<span class=\"ff2d0 ls0 ws0\">\u00ab<span class=\"ff2cb\"> <span class=\"lsde wseb\">alternative cou</span></span></span><span class=\"wse8\">pon </span></div>\n<div class=\"t m0 x21b h62 y1d2b ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">settlem<span class=\"_ _0\"></span>ent metho<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\"> <span class=\"ff2d0\">\u00bb</span></span>, ACSM), incl<span class=\"_ _0\"></span>use dans ce<span class=\"_ _0\"></span>rtains ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts fina<span class=\"_ _0\"></span>nciers hy<span class=\"_ _0\"></span>brides (p<span class=\"_ _0\"></span>our plus de</div>\n<div class=\"t m0 x21b h62 y1d2c ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tails consul<span class=\"_ _3\"></span>ter la note<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">43 <span class=\"ff2d0 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff2cb\"> <span class=\"lsdc wse9\">Passifs \u00e9v<span class=\"_ _0\"></span>entuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"ff2d0\">\u00bb</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et la note 20 </span><span class=\"ff2d0\">\u00ab</span> <span class=\"lsde wsfa\">Dettes subordonn\u00e9<span class=\"_ _3\"></span>es</span> <span class=\"ff2d0\">\u00bb</span><span class=\"lsf0 ws104\">). <span class=\"_ _3\"></span></span> </span></span></span></span></span></div>\n\n<div class=\"t m0 x21b h62 y1d2d ff2cb fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d2e ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s propres s<span class=\"_ _3\"></span>ont des <span class=\"_ _3\"></span>actions \u00e9mise<span class=\"_ _3\"></span>s ordi<span class=\"lsdc wse9\">naires qui ont<span class=\"_ _0\"></span> \u00e9t\u00e9 rachet<span class=\"_ _0\"></span>\u00e9es par Age<span class=\"_ _0\"></span>as. Les act<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x21b h62 y1d2f ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont d\u00e9dui<span class=\"_ _3\"></span>tes des cap<span class=\"_ _3\"></span>itaux propre<span class=\"_ _3\"></span>s et comp<span class=\"_ _3\"></span>tabilis\u00e9es dan<span class=\"_ _3\"></span>s les Autre<span class=\"_ _3\"></span>s r\u00e9serves.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d30 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d31 ff2cb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le nomb<span class=\"_ _0\"></span>re total d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>ns prop<span class=\"_ _0\"></span>res (6,<span class=\"_ _0\"></span>1 millio<span class=\"_ _0\"></span>ns) est c<span class=\"_ _0\"></span>onstitu<span class=\"_ _0\"></span>\u00e9 d\u2019act<span class=\"_ _0\"></span>ions d\u00e9t<span class=\"_ _0\"></span>enues <span class=\"_ _0\"></span>au titre <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x21b h62 y1d32 ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019instrumen<span class=\"_ _3\"></span>t FRESH (<span class=\"lsf8 ws111\">1,2<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">milli</span></span></span><span class=\"wseb\">ons, voir note<span class=\"_ _3\"></span> 20.1), des<span class=\"_ _3\"></span> actions <span class=\"_ _3\"></span>sous<span class=\"ls0 ws0\">-</span></span>jacentes au<span class=\"_ _3\"></span>x titres FRESH</div>\n<div class=\"t m0 x21b h62 y1d33 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9s (2,8 mill<span class=\"_ _0\"></span>ions, voi<span class=\"_ _0\"></span>r note 20.<span class=\"_ _0\"></span>1) et d\u2019actio<span class=\"_ _0\"></span>ns d\u00e9ten<span class=\"_ _0\"></span>ues dans le c<span class=\"_ _0\"></span>adre du pro<span class=\"_ _0\"></span>gramme de r<span class=\"_ _0\"></span>achat</div>\n<div class=\"t m0 x21b h62 y1d34 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns (2,1 mil<span class=\"_ _0\"></span>lions), do<span class=\"_ _0\"></span>nt 0,1 mil<span class=\"_ _0\"></span>lion d\u2019act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> utilis\u00e9es<span class=\"_ _0\"></span> pour le pr<span class=\"_ _0\"></span>ogramme d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x21b h62 y1d35 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cessibi<span class=\"_ _0\"></span>lit\u00e9 restr<span class=\"_ _0\"></span>einte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 262px; height: 146px; width: 487px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 261px; height: 700px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 261px; height: 700px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 261px; height: 700px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2d2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Programme de<span class=\"_ _3\"></span> rachat d\u2019<span class=\"_ _3\"></span>actions 2021<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">202<span class=\"ls0 ws0\">2 </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 11 ao\u00fbt 202<span class=\"_ _0\"></span>1, Ageas a a<span class=\"_ _0\"></span>nnonc\u00e9 un<span class=\"_ _0\"></span> nouveau prog<span class=\"_ _0\"></span>ramme de rac<span class=\"_ _0\"></span>hat</div>\n<div class=\"t m0 x6 h62 y8b3 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns en vigue<span class=\"_ _0\"></span>ur du 1</div>\n<div class=\"t m0 xa3 h76 y8b4 ff2d2 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x2f6 h62 y8b5 ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">septemb<span class=\"_ _0\"></span>re 202<span class=\"_ _0\"></span>1 au 29 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>22 pour <span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6 h62 y8b6 ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>150 millions<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b7 ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b8 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019Assembl\u00e9e G<span class=\"_ _3\"></span>\u00e9n\u00e9rale extrao<span class=\"_ _3\"></span>rdinaire d<span class=\"_ _3\"></span>es Actionnai<span class=\"_ _3\"></span>res d\u2019Ageas SA<span class=\"_ _3\"></span>/NV</div>\n<div class=\"t m0 x6 h62 y8b9 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du 18 mai <span class=\"lsde wsea\">202</span>2 a appr<span class=\"_ _0\"></span>ouv\u00e9 l\u2019an<span class=\"_ _0\"></span>nulation d<span class=\"_ _0\"></span>e 1.301.<span class=\"_ _0\"></span>941 acti<span class=\"_ _0\"></span>ons. En</div>\n<div class=\"t m0 x6 h62 y8ba ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, le n<span class=\"_ _0\"></span>ombre tot<span class=\"_ _0\"></span>al d\u2019acti<span class=\"_ _0\"></span>ons en circ<span class=\"_ _0\"></span>ulatio<span class=\"lsde wsfa\">n est r\u00e9duit \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y8bb ff2d2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">189.731.<span class=\"_ _0\"></span>187.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d38 ff2d2 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Program<span class=\"_ _0\"></span>me d\u2019act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit\u00e9 res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d39 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a <span class=\"_ _3\"></span>cr\u00e9\u00e9 des p<span class=\"_ _3\"></span>rogrammes d\u2019ac<span class=\"_ _3\"></span>tions \u00e0 c<span class=\"_ _3\"></span>essibilit\u00e9 res<span class=\"_ _3\"></span>treinte pour<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x1a h62 y1d3a ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">membres d<span class=\"_ _0\"></span>e l\u2019Exec<span class=\"_ _0\"></span>utive and M<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent Commi<span class=\"_ _0\"></span>ttee (voi<span class=\"_ _0\"></span>r aussi not<span class=\"_ _0\"></span>e 6</div>\n<div class=\"t m0 x1a h62 y1d3b ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">point 6.<span class=\"_ _0\"></span>2 <span class=\"ff2d4 ls0 ws0\">\u00ab<span class=\"ff2d2\"> </span></span><span class=\"lsde\">Plans<span class=\"_ _3\"></span> d\u2019options <span class=\"_ _3\"></span>sur actions de<span class=\"_ _3\"></span>stin\u00e9s au <span class=\"_ _3\"></span>personnel e<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 y1d3c ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9rations<span class=\"_ _3\"></span> en actions<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff2d4\">\u00bb</span><span class=\"lsdc wse8\">).</span> </span></div>\n<div class=\"t m0 x1a h62 y1d3d ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d y10d7 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d3e ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Actions en circulation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2d2 fs45 fce sc0 lse4 ws15e\" style=\"left: 69px; bottom: 861px; z-index: 15;\">En milliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 537px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69d ff2d2 fs45 fce sc0 lse2 wsf1\" style=\"left: 539px; bottom: 861px; z-index: 15;\">\u00e9mis<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 652px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69d ff2d2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 861px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 767px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff2d2 fs45 fce sc0 lse0 wsee\" style=\"left: 744px; bottom: 861px; z-index: 15;\">en circulation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h68 y69b ff2d6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 831px; z-index: 15;\">Nombre d\u2019actions au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 831px; z-index: 15;\">194.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 831px; z-index: 15;\">(7.591)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 831px; z-index: 15;\">186.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 816px; z-index: 15;\">Annulation d'actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 538px; bottom: 816px; z-index: 15;\">(3.520)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 816px; z-index: 15;\">3.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6cb ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Solde des actions ach<span class=\"_ _0\"></span>et\u00e9es/vendues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 801px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 801px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Utilis\u00e9es pour les plan<span class=\"_ _0\"></span>s d\u2019actions destin\u00e9s \u00e0 la di<span class=\"_ _0\"></span>rection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre d\u2019actions au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 771px; z-index: 15;\">191.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 771px; z-index: 15;\">(5.296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 771px; z-index: 15;\">185.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Annulation d'actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 538px; bottom: 756px; z-index: 15;\">(1.302)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 756px; z-index: 15;\">1.302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde des actions ach<span class=\"_ _0\"></span>et\u00e9es/vendues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y691 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 742px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 742px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 742px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Utilis\u00e9es pour les plan<span class=\"_ _0\"></span>s d\u2019actions destin\u00e9s \u00e0 la di<span class=\"_ _0\"></span>rection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 727px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Nombre d\u2019actions au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 712px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 712px; z-index: 15;\">(6.075)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 712px; z-index: 15;\">183.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d4b ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d4c ff2d5 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Actions donnant le <span class=\"_ _3\"></span>droit de <span class=\"_ _3\"></span>vote et <span class=\"_ _3\"></span><span class=\"ls10f ws132\">droit<span class=\"_ _3\"></span> au<span class=\"_ _3\"></span> di<span class=\"_ _3\"></span>vide<span class=\"_ _3\"></span>nde<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1d4d ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2d2 fs45 fce sc0 lse4 ws15e\" style=\"left: 69px; bottom: 602px; z-index: 15;\">En milliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 602px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff2d7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Nombre d'actions \u00e9mises a<span class=\"_ _0\"></span>u 31 d\u00e9cembre 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x226 h67 y6de ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 571px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 556px; z-index: 15;\">Actions ne donnant ni <span class=\"_ _0\"></span>droit au dividende ni dr<span class=\"_ _0\"></span>oit de vote<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Actions d\u00e9tenues par Ageas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 542px; z-index: 15;\">4.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Actions li\u00e9es aux FRESH<span class=\"_ _0\"></span> (voir note 20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y69b ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 527px; z-index: 15;\">1.219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Actions li\u00e9es <span class=\"wsf0\">aux CASHES (voir notes<span class=\"_ _0\"></span> 23 et 43)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 512px; z-index: 15;\">3.473<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2d7 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions donnant droit au di<span class=\"_ _3\"></span>vidende et au droit de vo<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x226 h67 y68c ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 497px; z-index: 15;\">180.197<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d54 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d55 ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">\u00c9carts de conversion</div>\n<div class=\"t m0 x6 h62 y1d56 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9serve d<span class=\"_ _0\"></span>e conver<span class=\"_ _0\"></span>sion de devi<span class=\"_ _0\"></span>ses est un \u00e9<span class=\"_ _0\"></span>l\u00e9ment dis<span class=\"_ _0\"></span>tinct des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1d57 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux act<span class=\"_ _3\"></span>ionnaires dan<span class=\"_ _3\"></span>s lequel son<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y1d58 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> les \u00e9carts de c<span class=\"_ _0\"></span>onversi<span class=\"_ _0\"></span>on, r\u00e9su<span class=\"_ _0\"></span>ltant de la con<span class=\"_ _0\"></span>versi<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 y1d59 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats et de la d\u00e9te<span class=\"_ _0\"></span>ntion d\u2019act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s \u00e9trang\u00e8<span class=\"_ _0\"></span>res repri<span class=\"_ _0\"></span>ses dans les<span class=\"_ _0\"></span> \u00c9tats</div>\n<div class=\"t m0 x6 h62 y1d5a ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d5b ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d5c ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne cou<span class=\"_ _0\"></span>vre les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> nets dans des ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> n\u2019utilis<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y1d5d ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas l\u2019eu<span class=\"_ _0\"></span>ro comm<span class=\"_ _0\"></span>e monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e que si l<span class=\"_ _0\"></span>\u2019incid<span class=\"_ _0\"></span>ence de</div>\n<div class=\"t m0 x1a h62 y1d5e ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mouvements de cha<span class=\"_ _3\"></span>nge potentiels es<span class=\"_ _3\"></span>t consid\u00e9r\u00e9e comme<span class=\"_ _3\"></span> d\u00e9passant</div>\n<div class=\"t m0 x1a h62 y1d5f ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ris<span class=\"_ _0\"></span>que d\u2019Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 313px; height: 146px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 313px; height: 793px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 313px; height: 793px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 313px; height: 793px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2da fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2da fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Gains et pert<span class=\"_ _0\"></span>es non r\u00e9alis<span class=\"_ _0\"></span>\u00e9s inclus da<span class=\"ls10d ws130\">n<span class=\"_ _0\"></span>s les Capitaux p<span class=\"_ _3\"></span>ropres revenant aux actionnaires <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y836 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les gains <span class=\"_ _3\"></span>et pertes n<span class=\"_ _3\"></span>on r\u00e9alis\u00e9s<span class=\"_ _3\"></span> tels qu\u2019in<span class=\"_ _3\"></span>clus dans <span class=\"_ _3\"></span>les Capitaux<span class=\"_ _3\"></span> propres rev<span class=\"_ _3\"></span>enant aux a<span class=\"_ _3\"></span>ctionnaires <span class=\"_ _3\"></span>se pr\u00e9senten<span class=\"_ _3\"></span>t comme su<span class=\"_ _3\"></span>it.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 1003px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 988px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 973px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 1018px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 1003px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 988px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 973px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 1003px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 988px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 973px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 1003px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 988px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 973px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 1003px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 988px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 973px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 973px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 310px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 506px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y694 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 749px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 779px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 764px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 749px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 793px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 779px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 764px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 749px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 793px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 779px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 764px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 749px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 779px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 764px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 749px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 779px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 764px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 749px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 749px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 718px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 718px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 718px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 718px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 718px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 704px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 704px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 704px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 659px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 659px; z-index: 15;\">9</div>\n<div class=\"t m0 x235 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 659px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 659px; z-index: 15;\">3</div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 659px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 644px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 327px; bottom: 644px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 629px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 315px; bottom: 629px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 629px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 629px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 yb68 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 608px; bottom: 629px; z-index: 15;\">8</div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 629px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 629px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d75 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d76 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d77 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d\u00e9<span class=\"_ _0\"></span>sign\u00e9s<span class=\"_ _0\"></span> et \u00e9ligi<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y1d78 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme co<span class=\"_ _0\"></span>uverture de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9e<span class=\"_ _0\"></span>s au titre de</div>\n<div class=\"t m0 x6 h62 y1d79 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains ou<span class=\"_ _3\"></span> pertes non <span class=\"_ _3\"></span>r\u00e9alis\u00e9s en<span class=\"_ _3\"></span> Capitaux <span class=\"_ _3\"></span>propres. Tou<span class=\"_ _3\"></span>te inefficac<span class=\"_ _3\"></span>it\u00e9 de</div>\n<div class=\"t m0 x6 h62 y1d7a ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure est imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9e en<span class=\"ls0 ws0\"> </span>compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d7b ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d7c ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas conc<span class=\"_ _0\"></span>lut des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce qui pr\u00e9s<span class=\"_ _0\"></span>entent n<span class=\"_ _0\"></span>on seulem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y1d7d ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des \u00e9l\u00e9ment<span class=\"_ _3\"></span>s de garan<span class=\"_ _3\"></span>tie, mais \u00e9g<span class=\"_ _3\"></span>alement d\u2019au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s dont le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1d7e ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montants et <span class=\"_ _3\"></span>le calen<span class=\"_ _3\"></span>drier de d\u00e9<span class=\"_ _3\"></span>claration<span class=\"_ _3\"></span> et de pai<span class=\"_ _3\"></span>ement sont <span class=\"lsdc wse9\">laiss\u00e9s \u00e0 la </span></div>\n<div class=\"t m0 x1a h62 y1d7f ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">seule dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>n d\u2019Age<span class=\"_ _0\"></span>as. En f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> des dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>les et</div>\n<div class=\"t m0 x1a h62 y1d80 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9gales,<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions non r<span class=\"_ _0\"></span>\u00e9alis\u00e9es<span class=\"_ _0\"></span> de la juste va<span class=\"_ _0\"></span>leur des act<span class=\"_ _0\"></span>ifs li\u00e9s \u00e0</div>\n<div class=\"t m0 x1a h62 y1d81 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces contrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es, a<span class=\"_ _0\"></span>pr\u00e8s applic<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la comptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 y1d82 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">reflet, c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> p<span class=\"lsde wsfa\">ropres revenant au<span class=\"_ _3\"></span>x actionnaires, au t<span class=\"_ _3\"></span>itre </span></div>\n<div class=\"t m0 x1a h62 y1d83 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9l\u00e9m<span class=\"_ _0\"></span>ent de parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re et de gains<span class=\"_ _0\"></span> et pertes n<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1d84 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"_ _0\"></span> porta<span class=\"_ _0\"></span>nt sur de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements di<span class=\"_ _0\"></span>sponi<span class=\"_ _0\"></span>bles \u00e0 la v<span class=\"_ _0\"></span>ente.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 477px; height: 629px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 477px; height: 629px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 477px; height: 629px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 477px; height: 629px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns de gains et p<span class=\"_ _0\"></span>ertes non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s te<span class=\"_ _0\"></span>ls qu\u2019incl<span class=\"_ _0\"></span>us dans les <span class=\"lsde wseb\">C<span class=\"_ _0\"></span>apitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux actionna<span class=\"_ _3\"></span>ires se p<span class=\"_ _3\"></span>r\u00e9sentent com<span class=\"_ _3\"></span>me suit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1050px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 394px; bottom: 1035px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 400px; bottom: 1020px; z-index: 15;\">\u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y697 ff2de fs45 fce sc0 lse3 wsf1\" style=\"left: 454px; bottom: 1065px; z-index: 15;\">Reclass\u00e9s co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 481px; bottom: 1050px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 465px; bottom: 1035px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 485px; bottom: 1020px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y697 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 1050px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2de fs45 fce sc0 lse3 wsf2\" style=\"left: 577px; bottom: 1035px; z-index: 15;\">associ\u00e9es <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff2de fs45 fce sc0 ls106 ws126\" style=\"left: 553px; bottom: 1020px; z-index: 15;\">et <span class=\"lse0 wsed\">coentreprises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff2de fs45 fce sc0 lse0 wsf0\" style=\"left: 667px; bottom: 1035px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 668px; bottom: 1020px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6a0 ff2de fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1020px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Acquisitions et cessions de<span class=\"_ _0\"></span>s participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 886px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y697 ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 692px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 763px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Acquisitions et cessions d'e<span class=\"_ _0\"></span>ntreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la <span class=\"wsf0\">mise en \u00e9quivalen<span class=\"_ _0\"></span>ce<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 708px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 692px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d96 ff2e1 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d97 ff2e1 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Capacit\u00e9 de dividende <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h62 y1d98 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas s<span class=\"_ _0\"></span>ont soum<span class=\"_ _0\"></span>ises \u00e0 d<span class=\"_ _0\"></span>es rest<span class=\"_ _0\"></span>rictio<span class=\"_ _0\"></span>ns l\u00e9gale<span class=\"_ _0\"></span>s en ce q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 y1d99 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt des divid<span class=\"_ _0\"></span>endes qu\u2019<span class=\"_ _0\"></span>elles peuv<span class=\"_ _0\"></span>ent attri<span class=\"_ _0\"></span>buer \u00e0 leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x6 h62 y1d9a ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">actionnaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d9b ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d9c ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En vertu <span class=\"_ _0\"></span>du Code<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">des</span> </span><span class=\"wse9\">soci\u00e9t<span class=\"_ _0\"></span>\u00e9s belge<span class=\"_ _0\"></span>, 5<span class=\"ls0 ws0\"> </span>% du b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e net annue<span class=\"_ _0\"></span>l de la </span></div>\n<div class=\"t m0 x6 h62 y1d9d ff2de fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">soci\u00e9<span class=\"_ _3\"></span><span class=\"lsdc\">t\u00e9 doit \u00eat<span class=\"_ _0\"></span>re affec<span class=\"_ _0\"></span>t\u00e9 \u00e0 la r<span class=\"_ _0\"></span>\u00e9serve l<span class=\"_ _0\"></span>\u00e9gale j<span class=\"_ _0\"></span>usqu\u2019\u00e0 c<span class=\"_ _0\"></span>e qu\u2019el<span class=\"_ _0\"></span>le atte<span class=\"_ _0\"></span>igne </span></div>\n<div class=\"t m0 x6 h62 y1d9e ff2de fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">10<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% du capita<span class=\"_ _0\"></span>l social. L<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 ne pe<span class=\"_ _0\"></span>ut pas dava<span class=\"_ _0\"></span>ntage pay<span class=\"_ _0\"></span>er de </span></div>\n<div class=\"t m0 x6 h62 y1d9f ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de si l\u2019acti<span class=\"_ _0\"></span>f net de la soci<span class=\"_ _0\"></span>\u00e9t\u00e9 tombe,<span class=\"_ _0\"></span> ou tombait<span class=\"_ _0\"></span> \u00e0 la suite de ce</div>\n<div class=\"t m0 x6 h62 y1da0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de, en de\u00e7<span class=\"_ _0\"></span>\u00e0 d'un monta<span class=\"_ _0\"></span>nt \u00e9gal \u00e0 la so<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">du capital <span class=\"_ _3\"></span>lib\u00e9r\u00e9 et </span></span></div>\n<div class=\"t m0 x6 h62 y1da1 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des r\u00e9serves ind<span class=\"_ _3\"></span>isponibles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1da3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mati\u00e8r<span class=\"_ _0\"></span>e de dividen<span class=\"_ _0\"></span>des, les fi<span class=\"_ _0\"></span>liales et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es asso<span class=\"_ _0\"></span>ci\u00e9es sont</div>\n<div class=\"t m0 x6 h62 y1da4 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement s<span class=\"_ _3\"></span>oumises \u00e0 de<span class=\"_ _3\"></span>s restrictions <span class=\"_ _3\"></span>d\u00e9coulant<span class=\"_ _3\"></span> de normes</div>\n<div class=\"t m0 x6 h62 y1da5 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ad\u00e9quation <span class=\"_ _3\"></span>des capitaux<span class=\"_ _3\"></span> propres e<span class=\"_ _3\"></span>t de sol<span class=\"_ _3\"></span>vabilit\u00e9 impos\u00e9e<span class=\"_ _3\"></span>s par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1da6 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organes d<span class=\"lsdc wse9\">e contr\u00f4le loc<span class=\"_ _0\"></span>aux dans les<span class=\"_ _0\"></span> pays o\u00f9 ces fi<span class=\"_ _0\"></span>liales so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>es, </span></div>\n<div class=\"t m0 x6 h62 y1da7 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et de conv<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>ns d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res. Da<span class=\"_ _0\"></span>ns certa<span class=\"_ _0\"></span>ins cas, <span class=\"_ _0\"></span>un cons<span class=\"_ _0\"></span>ensus e<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y1da8 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires es<span class=\"_ _3\"></span>t requis pour qu\u2019un<span class=\"_ _3\"></span> dividende soi<span class=\"_ _3\"></span>t d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da9 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1daa ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre, les con<span class=\"_ _3\"></span>ventions d\u2019actionn<span class=\"_ _3\"></span>aires (concernan<span class=\"_ _3\"></span>t des par<span class=\"lsdc wse9\">ties qui </span></div>\n<div class=\"t m0 x6 h62 y1dab ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion ne donn<span class=\"_ _0\"></span>ant pas le cont<span class=\"_ _0\"></span>r\u00f4le d<span class=\"_ _0\"></span>ans des fili<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y1dac ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas) pe<span class=\"_ _3\"></span>uvent inclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y1dad ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses sp\u00e9c<span class=\"_ _0\"></span>ifiques su<span class=\"_ _0\"></span>r les droit<span class=\"_ _0\"></span>s de vote ou la dis<span class=\"_ _0\"></span>tribut<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x5c h62 y1dae ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1daf ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 y1db0 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9g<span class=\"_ _0\"></span>ocier l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons avant<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain temps<span class=\"_ _0\"></span> ou sans</div>\n<div class=\"t m0 x133 h62 y1db1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approbat<span class=\"_ _0\"></span>ion pr\u00e9<span class=\"_ _0\"></span>alable de to<span class=\"_ _0\"></span>utes les part<span class=\"_ _0\"></span>ies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db2 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 d\u2019aut<span class=\"_ _0\"></span>res partie<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x133 h62 y1db3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convent<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, y comp<span class=\"_ _0\"></span>ris la m\u00e9tho<span class=\"_ _0\"></span>de de calc<span class=\"_ _0\"></span>ul <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x133 h62 y1db4 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e utilis\u00e9e po<span class=\"_ _0\"></span>ur valori<span class=\"_ _0\"></span>ser les act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db5 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9ress<span class=\"_ _0\"></span>ement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 y1db6 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 y1db7 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db8 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span>concurre<span class=\"_ _0\"></span>nce li\u00e9es \u00e0 la v<span class=\"_ _0\"></span>ente de </span></span></div>\n<div class=\"t m0 x6a h62 y1db9 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dba ff2de fs43 fc28 sc0 lsde wseb\" style=\"z-index: 15;\">Dividende pro<span class=\"_ _3\"></span>pos\u00e9 pour 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dbb ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Vu la pos<span class=\"_ _0\"></span>ition d<span class=\"_ _0\"></span>e fonds p<span class=\"_ _0\"></span>ropres t<span class=\"_ _0\"></span>oujou<span class=\"_ _0\"></span>rs solide,<span class=\"_ _0\"></span> le Co<span class=\"_ _0\"></span>nseil</div>\n<div class=\"t m0 x1a h62 y1dbc ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on propos<span class=\"_ _0\"></span>e pour app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>n lors de l\u2019ass<span class=\"_ _0\"></span>embl\u00e9e g<span class=\"_ _0\"></span>\u00e9n\u00e9rale</div>\n<div class=\"t m0 x1a h62 y1dbd ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des actio<span class=\"wsea\">nnaire<span class=\"_ _3\"></span>s, </span>un divi<span class=\"_ _3\"></span>dende final d\u2019E<span class=\"_ _3\"></span>UR <span class=\"wsea\">1,50<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">par action ven<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x1a h62 y1dbe ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019ajout<span class=\"_ _0\"></span>er \u00e0 l\u2019acom<span class=\"_ _0\"></span>pte sur divi<span class=\"_ _0\"></span>dende d\u2019<span class=\"_ _0\"></span>EUR 1,50 ve<span class=\"_ _0\"></span>rs\u00e9 en octob<span class=\"_ _0\"></span>re 2022.</div>\n<div class=\"t m0 x1a h62 y1dbf ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cela porte le di<span class=\"_ _3\"></span>vidende total<span class=\"_ _3\"></span> sur <span class=\"wsea\">2022<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 EU<span class=\"_ _3\"></span>R 3,00 par<span class=\"_ _3\"></span> action, u<span class=\"_ _3\"></span>ne </span></span></div>\n<div class=\"t m0 x1a h62 y1dc0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hausse de 9 % pa<span class=\"_ _0\"></span>r rapport \u00e0 l\u2019<span class=\"_ _0\"></span>ann\u00e9e pa<span class=\"_ _0\"></span>ss\u00e9e, po<span class=\"_ _0\"></span>ur un montant<span class=\"_ _0\"></span> d\u2019E<span class=\"ls102 ws11d\">UR </span></div>\n<div class=\"t m0 x1a h62 y1dc1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">541 milli<span class=\"_ _0\"></span>ons de paiem<span class=\"_ _0\"></span>ent de divi<span class=\"_ _0\"></span>dendes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 414px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 241px; height: 865px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 241px; height: 865px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 241px; height: 865px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Rendement sur capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas calc<span class=\"_ _0\"></span>ule le re<span class=\"_ _0\"></span>ndement su<span class=\"_ _0\"></span>r capita<span class=\"_ _0\"></span>ux propres e<span class=\"_ _0\"></span>n se fonda<span class=\"_ _0\"></span>nt sur un r\u00e9su<span class=\"_ _0\"></span>ltat sur 12 m<span class=\"_ _0\"></span>ois annua<span class=\"_ _0\"></span>lis\u00e9 et la moy<span class=\"_ _0\"></span>enne nett<span class=\"_ _0\"></span>e des c<span class=\"lsde wsfa\">apitaux propres au d\u00e9b<span class=\"_ _3\"></span>ut </span></div>\n<div class=\"t m0 x6 h62 y837 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et \u00e0 la fin de la p\u00e9r<span class=\"_ _0\"></span>iode<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y876 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement sur capitaux p<span class=\"_ _0\"></span>ropres assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(hors profits et pertes latents)</span> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1dc7 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1dc8 ff2e6 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">B\u00e9n\u00e9fice par <span class=\"_ _3\"></span>action <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dc9 ff2e4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant d\u00e9ta<span class=\"_ _0\"></span>ille le c<span class=\"_ _0\"></span>alcul <span class=\"_ _0\"></span>du r\u00e9sult<span class=\"_ _0\"></span>at par ac<span class=\"_ _0\"></span>tion.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dca ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h68 y69b ff2e7 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2e8 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 800px; z-index: 15;\">R\u00e9sul<span class=\"_ _3\"></span>tat n<span class=\"_ _3\"></span>et reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x <span class=\"lse0 wsed\">actionnaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 607px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre moyen pond\u00e9r\u00e9 d'a<span class=\"_ _0\"></span>ctions ordinaires pour le <span class=\"_ _0\"></span>b\u00e9n\u00e9fice de base pa<span class=\"_ _0\"></span>r action (en milliers)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Ajustements pour<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">- <span class=\"_ _3\"></span><span class=\"lse0 wsee\">actions \u00e0 cessibilit\u00e9<span class=\"_ _0\"></span> restreinte (en milliers) p<span class=\"_ _0\"></span>otentiellement attribuables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2e8 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Nombre<span class=\"_ _0\"></span> moyen p<span class=\"_ _0\"></span>ond\u00e9r<span class=\"_ _0\"></span>\u00e9 d'act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>dinair<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2e8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1\">pour le b\u00e9<span class=\"_ _0\"></span>n\u00e9fice<span class=\"_ _0\"></span> dilu\u00e9<span class=\"_ _0\"></span> par a<span class=\"_ _0\"></span>ction<span class=\"_ _0\"></span> (en m<span class=\"_ _0\"></span>illier<span class=\"_ _0\"></span>s)<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x43 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 765px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">R\u00e9sultat de base par action (en euros par action)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">R\u00e9sultat dilu\u00e9 par ac<span class=\"_ _0\"></span>tion (en euros par action)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y196f ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd7 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd8 ff2e4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ne donnant <span class=\"_ _3\"></span>pas de d<span class=\"_ _3\"></span>roit au d<span class=\"_ _3\"></span>ividende ni<span class=\"_ _3\"></span> de droit<span class=\"_ _3\"></span> de vote, le<span class=\"_ _3\"></span>s actions</div>\n<div class=\"t m0 x6 h62 y1dd9 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas li\u00e9<span class=\"_ _0\"></span>es aux FRES<span class=\"_ _0\"></span>H ont \u00e9t\u00e9 excl<span class=\"_ _0\"></span>ues du calc<span class=\"_ _0\"></span>ul du r\u00e9sult<span class=\"_ _0\"></span>at par acti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dda ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ddb ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actio<span class=\"_ _0\"></span>ns Ageas \u00e9m<span class=\"_ _0\"></span>ises dans l<span class=\"_ _0\"></span>e cadre des CA<span class=\"_ _0\"></span>SHES sont<span class=\"_ _0\"></span> inclus<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1ddc ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>d<span class=\"lsde wseb\">inaires bien<span class=\"_ _3\"></span> qu\u2019elles<span class=\"_ _3\"></span> ne donnent<span class=\"_ _3\"></span> pas de dro<span class=\"_ _3\"></span>it au </span></div>\n<div class=\"t m0 x1a h62 y1ddd ff2e4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dividende ni de<span class=\"_ _3\"></span> droit de vote.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 577px; height: 342px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 577px; height: 529px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 577px; height: 529px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 577px; height: 529px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h7d y1de4 ff2ec fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1de5 ff2ec fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats d\u2019ass<span class=\"_ _3\"></span>urance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">pour prestations d'assurance futures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 720px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2ee fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 676px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 646px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1df0 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df1 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df2 ff2ea fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es les var<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des cont<span class=\"_ _0\"></span>rats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie (brut<span class=\"_ _0\"></span> de r\u00e9assura<span class=\"_ _0\"></span>nce et avant<span class=\"_ _0\"></span> \u00e9limin<span class=\"_ _0\"></span>at<span class=\"wse8\">ions<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y1df3 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 553px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 553px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 553px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2ee fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 523px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 523px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 523px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 508px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 508px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 493px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 493px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 493px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Acquisitions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 479px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 464px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 464px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 464px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 449px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 449px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 449px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 434px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 434px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 434px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 419px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 419px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 419px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 404px; z-index: 15;\">Diff\u00e9rences de changes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 404px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 389px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 389px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 375px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 375px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e01 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e02 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e03 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e04 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">values lat<span class=\"_ _0\"></span>entes su<span class=\"_ _0\"></span>r le portef<span class=\"_ _0\"></span>euille de<span class=\"_ _0\"></span> placement<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e05 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e06 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span>Autres aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span>s, y comp<span class=\"_ _0\"></span>ris la couv<span class=\"_ _0\"></span>erture de ris<span class=\"_ _0\"></span>ques<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb </span></div>\n<div class=\"t m0 x6 h62 y1e07 ff2ea fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">concerne sur<span class=\"_ _3\"></span>tout la consommation<span class=\"_ _3\"></span> d\u2019assurance et de ri<span class=\"_ _3\"></span>sques actu<span class=\"wsea\">ariels<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1e08 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> incluses d<span class=\"_ _0\"></span>ans les cont<span class=\"_ _0\"></span>rats, et v<span class=\"_ _0\"></span>arie d\u00e8s lors e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e09 ff2ea fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">fonction des volumes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1e0a ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e0b ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie n\u2019a pas \u00e9t<span class=\"_ _0\"></span>\u00e9 signific<span class=\"_ _0\"></span>atif en 202<span class=\"_ _0\"></span>2</div>\n<div class=\"t m0 x1a h62 y1e0c ff2ea fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ni en 2021<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 222px; height: 739px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 222px; height: 739px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 222px; height: 739px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 222px; height: 739px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 222px; height: 739px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f3 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f3 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats de <span class=\"_ _3\"></span>placement <span class=\"_ _3\"></span>vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y699 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Passifs pour prestations d'assuran<span class=\"_ _0\"></span>ce futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> <span class=\"wsed\">polices<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x193 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2f5 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e0f ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e10 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2f5 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2f5 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e1b ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1c ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1d ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e1e ff2f1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">values l<span class=\"_ _0\"></span>atentes<span class=\"_ _0\"></span> sur le <span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille de<span class=\"_ _0\"></span> placem<span class=\"_ _0\"></span>ents. L<span class=\"_ _0\"></span>e transf<span class=\"_ _0\"></span>ert de p<span class=\"_ _0\"></span>assifs</div>\n<div class=\"t m0 x6 h62 y1e1f ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt li\u00e9 \u00e0 des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s intern<span class=\"_ _0\"></span>es entre port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les de</div>\n<div class=\"t m0 x6 h62 y1e20 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits. La<span class=\"_ _3\"></span> rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Autres aj<span class=\"_ _3\"></span>ustemen<span class=\"lsdc wse9\">ts, y compris la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6 h62 y1e21 ff2f1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb<span class=\"_ _3\"></span> concerne s<span class=\"_ _3\"></span>urtout la<span class=\"_ _3\"></span> consommation<span class=\"_ _3\"></span> d\u2019assurance <span class=\"_ _3\"></span>et de ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y1e22 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels pour le<span class=\"_ _0\"></span>s garanti<span class=\"_ _0\"></span>es inclus<span class=\"_ _0\"></span>es dans les<span class=\"_ _0\"></span> contrats,<span class=\"_ _0\"></span> et varie d\u00e8s l<span class=\"_ _0\"></span>ors</div>\n<div class=\"t m0 x6 h62 y1e23 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des volum<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e24 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1e25 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e26 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> vie n\u2019a pas \u00e9t\u00e9 si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tif en</div>\n<div class=\"t m0 x1a h62 y1e27 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2022 ni en<span class=\"_ _3\"></span> 2021.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 625px; height: 481px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 625px; height: 481px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 625px; height: 481px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f9 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f9 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats en <span class=\"_ _3\"></span>unit\u00e9s <span class=\"_ _3\"></span>de comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contrats de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff2fa fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e31 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e32 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e33 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019assura<span class=\"_ _0\"></span>nce en unit<span class=\"_ _0\"></span>\u00e9s de com<span class=\"_ _0\"></span>pte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e34 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acquisitions de filiales <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Diff\u00e9rences de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6ed ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent en <span class=\"lsde wsfa\">unit\u00e9s de compte.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e35 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 669px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 669px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 669px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 638px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 624px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 624px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 624px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 609px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 609px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 594px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 594px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Transfert de <span class=\"lse3 wsf2\">passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 579px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 579px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 564px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 564px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 549px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 549px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 535px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 535px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e40 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e41 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e42 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le transf<span class=\"_ _0\"></span>ert de pas<span class=\"_ _0\"></span>sifs trad<span class=\"_ _0\"></span>uit essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s internes<span class=\"_ _0\"></span> entre dif<span class=\"_ _0\"></span>f\u00e9rent<span class=\"_ _0\"></span>s types de co<span class=\"_ _0\"></span>ntrat. La r<span class=\"_ _0\"></span>ubrique \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res ajust<span class=\"_ _0\"></span>ements, y co<span class=\"_ _0\"></span>mpris la</div>\n<div class=\"t m0 x6 h62 y1e43 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de risq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span>\u00bb concern<span class=\"_ _0\"></span>e surtou<span class=\"_ _0\"></span>t la consom<span class=\"_ _0\"></span>mation d<span class=\"_ _0\"></span>\u2019assura<span class=\"_ _0\"></span>nce et de ris<span class=\"_ _0\"></span>ques actu<span class=\"_ _0\"></span>ariels<span class=\"_ _0\"></span> pour les gar<span class=\"_ _0\"></span>anties co<span class=\"_ _0\"></span>mpl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> incluses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y1e44 ff2f7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 445px; height: 661px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 445px; height: 661px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 445px; height: 661px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 445px; height: 661px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 445px; height: 661px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2ff fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2ff fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats d\u2019ass<span class=\"_ _3\"></span>ur<span class=\"ls11d ws144\">ance non<span class=\"ls0 ws0\">-</span>vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">R\u00e9serves<span class=\"_ _3\"></span> pour sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 945px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e47 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e48 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e49 ff2fd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les variations<span class=\"_ _3\"></span> des passifs r\u00e9sult<span class=\"_ _3\"></span>ant de contrats d\u2019a<span class=\"_ _3\"></span>ssurance li\u00e9s au<span class=\"_ _3\"></span>x contrats d\u2019assuran<span class=\"_ _3\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie (brut de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et avant \u00e9l<span class=\"_ _0\"></span>iminati<span class=\"_ _0\"></span>ons) se </span></span></div>\n<div class=\"t m0 x6 h62 y1e4a ff2fd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e4b ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 806px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 806px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff300 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff301 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 775px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 775px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 775px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Acquisitions / Cessions de<span class=\"_ _0\"></span> filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span> l\u2019exercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 745px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 745px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 731px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 731px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 731px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 716px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 516px; bottom: 716px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 716px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 701px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 701px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 701px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 686px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 686px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 686px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 671px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 510px; bottom: 671px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 671px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Variation des passifs (de l\u2019e<span class=\"_ _0\"></span>xercice en cours et<span class=\"_ _0\"></span> des exercices ant\u00e9rieurs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 656px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 642px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 642px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 627px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 627px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 627px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 612px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 612px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 612px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Ajustement de la comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 597px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 582px; z-index: 15;\">Autres changements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 582px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 582px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff301 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 567px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 567px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 556px; height: 550px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 556px; height: 550px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 556px; height: 550px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 556px; height: 550px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 556px; height: 550px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff305 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff305 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Tests de suff<span class=\"_ _0\"></span>isance<span class=\"_ _0\"></span> du passif d'assu<span class=\"_ _0\"></span>rance (Insu<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span> Liability<span class=\"_ _0\"></span> Adequacy<span class=\"_ _0\"></span> Testing)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff303 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les tests<span class=\"_ _3\"></span> effectu\u00e9s \u00e0<span class=\"_ _3\"></span> fin 2022<span class=\"_ _3\"></span> ont con<span class=\"_ _3\"></span>firm\u00e9 l\u2019ad\u00e9<span class=\"_ _3\"></span>quation des p<span class=\"_ _3\"></span>assifs <span class=\"lsdc\">d\u2019assuranc<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e69 ff303 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9capit<span class=\"_ _0\"></span>ulatif d<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance par sec<span class=\"_ _0\"></span>teur op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6a ff303 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente u<span class=\"_ _0\"></span>n aper\u00e7u d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> constit<span class=\"_ _0\"></span>u\u00e9s par sec<span class=\"_ _0\"></span>teur op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6b ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 956px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x64 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 692px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 956px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 925px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff303 fs45 fce sc0 lsec ws109\" style=\"left: 426px; bottom: 940px; z-index: 15;\">Primes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 402px; bottom: 925px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 940px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 505px; bottom: 925px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 605px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69d ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 925px; z-index: 15;\">V<span class=\"lse4 wsf3\">ie</span> </div>\n<div class=\"t m0 x195 h65 y69b ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 673px; bottom: 940px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 668px; bottom: 925px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69b ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 940px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 925px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 850px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 835px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 683px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e72 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e73 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 773px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 426px; bottom: 759px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x41 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 696px; bottom: 773px; z-index: 15;\">R\u00e9partition des provision<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y68f ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 759px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 728px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff303 fs45 fce sc0 lsec ws109\" style=\"left: 418px; bottom: 743px; z-index: 15;\">Primes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 393px; bottom: 728px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 743px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 500px; bottom: 728px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 602px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 610px; bottom: 728px; z-index: 15;\">vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 670px; bottom: 743px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 728px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 743px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 766px; bottom: 728px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 668px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 653px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 698px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 424px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 512px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 681px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 627px; height: 479px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 627px; height: 479px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 627px; height: 479px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Det<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">sub<span class=\"_ _3\"></span>ordonn<span class=\"_ _3\"></span>\u00e9es</div>\n<div class=\"t m0 x23a h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 552px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Emises par <span class=\"lse0 wsf0\">Ageasfinlux S.A.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1 h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Billets restreints avec droits acquis Tier 1 FRESH<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Emises par A<span class=\"_ _3\"></span>geas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Titres subordonn\u00e9s perp\u00e9tuels \u00e0 <span class=\"_ _0\"></span>taux fixe \u00e0 revalorisa<span class=\"_ _0\"></span>tion temporaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse5 ws100\">T<span class=\"_ _3\"></span>itr<span class=\"_ _3\"></span>es Tier 1 r<span class=\"_ _3\"></span>estr<span class=\"_ _3\"></span>eints<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 xf7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0 <span class=\"ls106 ws0\">flottant Tier 2<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Emises par AG Insura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Pr\u00eat subordonn\u00e9 \u00e0 taux fixe puis flottant Tier 2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Obligations subordonn\u00e9es remboursables par anticipation \u00e0 taux fixe puis flottan<span class=\"_ _0\"></span>t Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Emises par Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Pr\u00eat subordonn\u00e9 restreint ave<span class=\"_ _0\"></span>c droits acquis rembou<span class=\"_ _0\"></span>rsable par anticipation \u00e0 <span class=\"_ _0\"></span>taux fixe puis flottan<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff30c fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total des dettes subordonn<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x122 h65 y69d ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 469px; bottom: 576px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 557px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 65px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y69b ff30c fs45 fce sc0 ls0 ws0\" style=\"left: 635px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xfd h68 y69b ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 801px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff30c fs45 fce sc0 lse0 wsee\" style=\"left: 67px; bottom: 545px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6cb ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 530px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68a ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 67px; bottom: 515px; z-index: 15;\">Rachat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 yb68 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 500px; z-index: 15;\">Gains r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 486px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres (voir 20.1 pour plu<span class=\"_ _0\"></span>s de d\u00e9tails)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y6a6 ff30c fs45 fce sc0 lse2 ws103\" style=\"left: 67px; bottom: 471px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e84 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e85 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e86 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des dettes<span class=\"_ _0\"></span> subord<span class=\"_ _0\"></span>onn\u00e9es en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 so<span class=\"_ _0\"></span>nt des posit<span class=\"_ _0\"></span>ions ass<span class=\"_ _0\"></span>orties d\u2019<span class=\"_ _0\"></span>une \u00e9ch\u00e9<span class=\"_ _0\"></span>ance de plus d<span class=\"_ _0\"></span>e 5 ans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e87 ff30d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e88 ff30d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Billets restreints avec droits<span class=\"ls0 ws0\"> <span class=\"ls110 ws134\">acquis Tier 1 FRESH</span></span></div>\n<div class=\"t m0 x6 h62 y1e89 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 7 mai 2002, A<span class=\"_ _0\"></span>geasfi<span class=\"_ _0\"></span>nlux S.A. a \u00e9<span class=\"_ _0\"></span>mis des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers sans</div>\n<div class=\"t m0 x6 h62 y1e8a ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">date d'\u00e9ch\u00e9an<span class=\"_ _3\"></span>ce, intitul\u00e9s F<span class=\"_ _3\"></span>RESH (titres hybride<span class=\"_ _3\"></span><span class=\"wseb\">s, subordonn\u00e9<span class=\"_ _3\"></span>s et </span></div>\n<div class=\"t m0 x6 h62 y1e8b ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">index\u00e9s<span class=\"_ _0\"></span>, \u00e0 taux f<span class=\"_ _0\"></span>lottan<span class=\"_ _0\"></span>t <span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">Floating<span class=\"_ _3\"></span> Rate Equity</span>-<span class=\"_ _3\"></span></span><span class=\"lsde\">linked Subordi<span class=\"_ _3\"></span>nated </span></div>\n<div class=\"t m0 x6 h62 y1e8c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Hybrid capi<span class=\"_ _3\"></span>tal securi<span class=\"_ _3\"></span>ties) pour un<span class=\"_ _3\"></span> montant t<span class=\"_ _3\"></span>otal en p<span class=\"_ _3\"></span>rincipal d\u2019EU<span class=\"_ _3\"></span>R 1.250</div>\n<div class=\"t m0 x6 h62 y1e8d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span>, au taux flo<span class=\"_ _0\"></span>ttant de l'<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3 mois plus 135 p<span class=\"_ _0\"></span>oints de bas<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x6 h62 y1e8e ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces titres <span class=\"_ _3\"></span>n'ont pas<span class=\"_ _3\"></span> de date<span class=\"_ _3\"></span> d'\u00e9ch\u00e9ance, m<span class=\"_ _3\"></span>ais peuven<span class=\"_ _3\"></span>t \u00eatre \u00e9chang\u00e9<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e8f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contre d<span class=\"_ _0\"></span>es actions A<span class=\"_ _0\"></span>geas au prix<span class=\"_ _0\"></span> d\u2019EUR 315 p<span class=\"_ _0\"></span>ar action \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e90 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du porteu<span class=\"_ _0\"></span>r. Les titr<span class=\"_ _0\"></span>es seront a<span class=\"_ _0\"></span>utomati<span class=\"_ _0\"></span>quement c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e91 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas si le co<span class=\"_ _0\"></span>urs de l'act<span class=\"_ _0\"></span>ion Agea<span class=\"_ _0\"></span>s est sup\u00e9<span class=\"_ _0\"></span>rieur ou \u00e9ga<span class=\"_ _0\"></span>l \u00e0 EUR 472,<span class=\"_ _0\"></span>50</div>\n<div class=\"t m0 x6 h62 y1e92 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pe<span class=\"wseb\">ndant <span class=\"_ _0\"></span>vingt j<span class=\"_ _0\"></span>ours de<span class=\"_ _0\"></span> bourse <span class=\"_ _0\"></span>cons\u00e9cut<span class=\"_ _0\"></span>ifs. C<span class=\"_ _0\"></span>es titres <span class=\"_ _0\"></span>se qualif<span class=\"_ _0\"></span>ient </span></div>\n<div class=\"t m0 x6 h62 y1e93 ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme capital<span class=\"_ _3\"></span> Tier 1 avec droits acqui<span class=\"_ _3\"></span>s (grandfathere<span class=\"_ _3\"></span>d) selon</div>\n<div class=\"t m0 x6 h62 y1e94 ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II <span class=\"_ _0\"></span>et sont<span class=\"_ _0\"></span> not\u00e9s A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s, Baa2<span class=\"_ _3\"></span> par Mood<span class=\"_ _3\"></span>y\u2019s </span></div>\n<div class=\"t m0 x6 h62 y1e95 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et BBB par Fit<span class=\"_ _0\"></span>ch.</div>\n<div class=\"t m0 x1a h62 y1e96 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 \u00e9mis p<span class=\"_ _0\"></span>ar Ageasf<span class=\"_ _0\"></span>inlu<span class=\"lsde wseb\">x S.A., et Ageas<span class=\"_ _3\"></span> SA/NV agissai<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y1e97 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tant que cod<span class=\"_ _0\"></span>\u00e9bitric<span class=\"_ _0\"></span>e. Le mont<span class=\"_ _0\"></span>ant princ<span class=\"_ _0\"></span>ipal des tit<span class=\"_ _0\"></span>res ne sera pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e98 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rs\u00e9 en num\u00e9r<span class=\"_ _0\"></span>aire. Les<span class=\"_ _0\"></span> 1,2 million d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> actuelle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 y1e99 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en circul<span class=\"_ _0\"></span>ation qu'<span class=\"_ _0\"></span>Ageasf<span class=\"_ _0\"></span>inlux S.<span class=\"_ _0\"></span>A. a mises en ga<span class=\"_ _0\"></span>rantie au p<span class=\"_ _0\"></span>rofit des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9a ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tent<span class=\"_ _0\"></span>eurs de FRE<span class=\"_ _0\"></span>SH const<span class=\"_ _0\"></span>ituent le s<span class=\"_ _0\"></span>eul recou<span class=\"_ _0\"></span>rs pour ces d\u00e9t<span class=\"_ _0\"></span>enteu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1e9b ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'\u00e9gard de la cod<span class=\"_ _3\"></span>\u00e9bitrice quant<span class=\"_ _3\"></span> au montant en prin<span class=\"_ _3\"></span>cipal. Dans l'a<span class=\"_ _3\"></span>ttente de</div>\n<div class=\"t m0 x1a h62 y1e9c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9change de<span class=\"_ _3\"></span>s FRESH con<span class=\"_ _3\"></span>tre des ac<span class=\"_ _3\"></span>tions Ageas, <span class=\"_ _3\"></span>ces action<span class=\"_ _3\"></span>s Ageas ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont assort<span class=\"_ _0\"></span>ies d'a<span class=\"_ _0\"></span>ucun droit \u00e0 di<span class=\"_ _0\"></span>viden<span class=\"_ _0\"></span>de ni droit de vot<span class=\"_ _0\"></span>e (le<span class=\"ls0 ws0\"> </span><span class=\"wse8\">nombr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y1e9e ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'actio<span class=\"_ _0\"></span>ns Ageas d<span class=\"_ _0\"></span>\u00e9clar\u00e9 en ci<span class=\"_ _0\"></span>rculat<span class=\"_ _0\"></span>ion au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre 202<span class=\"_ _0\"></span>2 incluent</div>\n<div class=\"t m0 x1a h62 y1e9f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9j\u00e0 les 1,<span class=\"_ _0\"></span>2 million d'<span class=\"_ _0\"></span>actions A<span class=\"_ _0\"></span>geas \u00e9mis<span class=\"_ _0\"></span>es dans l'o<span class=\"_ _0\"></span>bjectif<span class=\"_ _0\"></span> de cet</div>\n<div class=\"t m0 x1a h62 y1ea0 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>e).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 136px; height: 825px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 136px; height: 825px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 136px; height: 825px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 136px; height: 825px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de non<span class=\"ls0 ws0\">-</span>pai<span class=\"_ _0\"></span>ement de d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur les actio<span class=\"_ _0\"></span>ns Ageas, o<span class=\"_ _0\"></span>u si le</div>\n<div class=\"t m0 x6 h62 y8b2 ff310 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsde wseb\">ntant des di<span class=\"_ _3\"></span>videndes d\u00e9cl<span class=\"_ _3\"></span>ar\u00e9s est in<span class=\"_ _3\"></span>f\u00e9rieur \u00e0 <span class=\"_ _3\"></span>un certain <span class=\"_ _3\"></span>seuil pour<span class=\"_ _3\"></span> un </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercice do<span class=\"_ _3\"></span>nn\u00e9 (rendemen<span class=\"_ _3\"></span>t de divi<span class=\"_ _3\"></span>dende inf\u00e9rieur<span class=\"_ _3\"></span> \u00e0 0,5<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">%), ainsi qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans certa<span class=\"_ _3\"></span>ines autres <span class=\"_ _3\"></span>circonstances<span class=\"_ _3\"></span> exceptionnel<span class=\"_ _3\"></span>les, le pa<span class=\"_ _3\"></span>iement de</div>\n<div class=\"t m0 x6 h62 y93f ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coupons s'<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>uera en ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on d'un m\u00e9c<span class=\"_ _0\"></span>anism<span class=\"_ _0\"></span>e appel\u00e9 M\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 y940 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">alternat<span class=\"_ _0\"></span>ive de r\u00e8g<span class=\"_ _0\"></span>lement d<span class=\"_ _0\"></span>u coupon (A<span class=\"_ _0\"></span>lternat<span class=\"_ _0\"></span>ive Coupo<span class=\"_ _0\"></span>n Settlem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y941 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Method <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> </span><span class=\"wsfa\">ACSM). Le<span class=\"_ _3\"></span> m\u00e9canisme ACSM impl<span class=\"_ _3\"></span>ique l'\u00e9missio<span class=\"_ _3\"></span>n de </span></div>\n<div class=\"t m0 x6 h62 y942 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es actions<span class=\"_ _0\"></span> Ageas et leu<span class=\"_ _0\"></span>r remise au<span class=\"_ _0\"></span>x d\u00e9tente<span class=\"_ _0\"></span>urs des FRE<span class=\"_ _0\"></span>SH. A ce</div>\n<div class=\"t m0 x6 h62 y943 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour, tous l<span class=\"_ _0\"></span>es coupon<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 pay\u00e9s<span class=\"_ _0\"></span> en num\u00e9r<span class=\"_ _0\"></span><span class=\"wseb\">aire. En c<span class=\"_ _0\"></span>as de </span></div>\n<div class=\"t m0 x6 h62 y944 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clenc<span class=\"_ _0\"></span>hement d<span class=\"_ _0\"></span>e l\u2019ACSM,<span class=\"_ _0\"></span> si le capital a<span class=\"_ _0\"></span>utoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est</div>\n<div class=\"t m0 x6 h62 y945 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">insuffisant <span class=\"_ _3\"></span>pour perme<span class=\"_ _3\"></span>ttre \u00e0 Ageas<span class=\"_ _3\"></span> SA/NV d\u2019honorer<span class=\"_ _3\"></span> l\u2019oblig<span class=\"_ _3\"></span>ation ACSM,</div>\n<div class=\"t m0 x6 h62 y946 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e8glem<span class=\"_ _0\"></span>ent du coupo<span class=\"_ _0\"></span>n est report<span class=\"_ _0\"></span>\u00e9 jusq<span class=\"_ _0\"></span>u\u2019au mome<span class=\"_ _0\"></span>nt o\u00f9 la poss<span class=\"_ _0\"></span>ibilit\u00e9</div>\n<div class=\"t m0 x6 h62 y9ed ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9mission d\u2019a<span class=\"_ _3\"></span>ctions sera restau<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ee ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ef ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 novem<span class=\"_ _0\"></span>bre 2019, A<span class=\"_ _0\"></span>geas a lanc<span class=\"_ _0\"></span>\u00e9, via sa fil<span class=\"_ _0\"></span>iale d\u00e9ten<span class=\"_ _0\"></span>ue \u00e0 100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A., une <span class=\"_ _0\"></span>offre d\u2019<span class=\"_ _0\"></span>achat e<span class=\"_ _0\"></span>n num\u00e9r<span class=\"_ _0\"></span>aire de l<span class=\"_ _0\"></span>a total<span class=\"_ _0\"></span>it\u00e9 des t<span class=\"_ _0\"></span>itres</div>\n<div class=\"t m0 x6 h62 y9f1 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">FRESH e<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>lation.<span class=\"_ _0\"></span> Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A. a sim<span class=\"_ _0\"></span>ultan\u00e9m<span class=\"_ _0\"></span>ent lanc<span class=\"_ _0\"></span>\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9f2 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sollicit<span class=\"_ _0\"></span>ation <span class=\"_ _0\"></span>de conse<span class=\"_ _0\"></span>ntement<span class=\"_ _0\"></span> pour <span class=\"wse9\">pe<span class=\"_ _0\"></span>rmettre l\u2019<span class=\"_ _0\"></span>achat de<span class=\"_ _0\"></span>s titres FR<span class=\"_ _0\"></span>ESH. </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le consent<span class=\"_ _0\"></span>ement d\u2019a<span class=\"_ _0\"></span>u moins la ma<span class=\"_ _0\"></span>jorit\u00e9 du m<span class=\"_ _0\"></span>ontant pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span> cumul\u00e9 en</div>\n<div class=\"t m0 x6 h62 y9f4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation de FRE<span class=\"_ _0\"></span>SH est n\u00e9c<span class=\"_ _0\"></span>essaire po<span class=\"_ _0\"></span>ur que la pro<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x6 h62 y9f5 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des condi<span class=\"_ _3\"></span>tions de ces<span class=\"_ _3\"></span> titres <span class=\"_ _3\"></span>soit adopt\u00e9e<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 3 janvier 2<span class=\"_ _0\"></span>020, Ageas<span class=\"_ _0\"></span> a ann<span class=\"wseb\">onc\u00e9 <span class=\"_ _0\"></span>qu\u2019au t<span class=\"_ _0\"></span>otal 65,<span class=\"_ _0\"></span>50<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff310 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">818<span class=\"_ _3\"></span>.750.000) du<span class=\"_ _3\"></span> montant nominal cum<span class=\"_ _3\"></span>ul\u00e9 en circulation<span class=\"_ _3\"></span> des titres </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">FRESH ont<span class=\"_ _0\"></span> \u00e9t\u00e9 offert<span class=\"_ _0\"></span>s et accept<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019achat.<span class=\"_ _0\"></span> En cons\u00e9q<span class=\"_ _0\"></span>uence, a<span class=\"_ _0\"></span>u d\u00e9but</div>\n<div class=\"t m0 x6 h62 y9fa ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du 2e trimestre<span class=\"_ _3\"></span> 2020, Ageas a achet\u00e9<span class=\"_ _3\"></span> des titres FRESH rep<span class=\"_ _3\"></span>r\u00e9sentant un</div>\n<div class=\"t m0 x6 h62 y9fb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> de princip<span class=\"_ _0\"></span>al <span class=\"lsf8 ws0\">total<span class=\"_ _3\"></span> d\u2019E<span class=\"_ _3\"></span>UR<span class=\"ls0\"> </span></span>47.250.000 ap<span class=\"_ _0\"></span>r\u00e8s une proc<span class=\"_ _0\"></span>\u00e9dure de</div>\n<div class=\"t m0 x6 h62 y9fc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wseb\">reverse inqu<span class=\"_ _0\"></span>iry \u00bb pa<span class=\"_ _0\"></span>r un d\u00e9t<span class=\"_ _0\"></span>enteur ti<span class=\"_ _0\"></span>ers. Tou<span class=\"_ _0\"></span>s les t<span class=\"_ _0\"></span>itres FR<span class=\"_ _0\"></span>ESH </span></div>\n<div class=\"t m0 x6 h62 y9fd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">achet\u00e9s e<span class=\"_ _0\"></span>n 2020 ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9chang<span class=\"_ _0\"></span>\u00e9s en 2.749.<span class=\"_ _0\"></span>206 acti<span class=\"_ _0\"></span>ons sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jac<span class=\"_ _0\"></span>entes </span></div>\n<div class=\"t m0 x6 h62 y9fe ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019Ageas SA/NV. Ce<span class=\"_ _3\"></span>s actions sont reco<span class=\"_ _3\"></span>nnues au bilan du Gr<span class=\"_ _3\"></span>oupe en tant</div>\n<div class=\"t m0 x6 h62 y9ff ff310 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">qu\u2019acti<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons de tr\u00e9<span class=\"_ _3\"></span>sorerie et<span class=\"_ _3\"></span> ne donnen<span class=\"_ _3\"></span>t droit ni<span class=\"_ _3\"></span> \u00e0 dividende<span class=\"_ _3\"></span> ni \u00e0 d<span class=\"_ _3\"></span>roit de </span></div>\n<div class=\"t m0 x6 h62 ya00 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vote. Le <span class=\"_ _0\"></span>nombre t<span class=\"_ _0\"></span>otal d<span class=\"_ _0\"></span>\u2019actions<span class=\"_ _0\"></span> d\u2019Ageas<span class=\"_ _0\"></span> SA/NV <span class=\"_ _0\"></span>en circu<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n \u00e0 la suit<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cette op\u00e9<span class=\"_ _0\"></span>ration re<span class=\"_ _0\"></span>ste inc<span class=\"_ _0\"></span>hang\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours du qu<span class=\"_ _0\"></span>atri\u00e8m<span class=\"_ _0\"></span>e trimestr<span class=\"_ _0\"></span>e 2022, Age<span class=\"_ _0\"></span>as SA/NV a ac<span class=\"_ _0\"></span>quis pou<span class=\"_ _0\"></span>r un</div>\n<div class=\"t m0 x6 h62 ya04 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant total <span class=\"lsdc wse9\">d\u2019EUR 233,25 mill<span class=\"_ _0\"></span>ions de tit<span class=\"_ _0\"></span>res FRESH<span class=\"_ _0\"></span> \u00e9mis en 2002 p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 ya05 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> Les EUR 233,<span class=\"_ _0\"></span>25 milli<span class=\"_ _0\"></span>ons de titres<span class=\"_ _0\"></span> FRESH ac<span class=\"_ _0\"></span>quis sont</div>\n<div class=\"t m0 x6 h62 ya06 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>ement d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V et n'ont pa<span class=\"_ _0\"></span>s encore \u00e9t<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ya07 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. P<span class=\"_ _0\"></span>ar cons\u00e9qu<span class=\"_ _0\"></span>ent, au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2<span class=\"_ _0\"></span>022, un</div>\n<div class=\"t m0 x6 h62 ya08 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mont<span class=\"lsdc wse9\">ant total de EU<span class=\"_ _0\"></span>R 384 milli<span class=\"_ _0\"></span>ons en princ<span class=\"_ _0\"></span>ipal rest<span class=\"_ _0\"></span>e en circul<span class=\"_ _0\"></span>ation au </span></div>\n<div class=\"t m0 x6 h62 ya09 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _3\"></span>'Ageasfinlux S.A.<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Les EUR 233,<span class=\"_ _0\"></span>25 millio<span class=\"_ _0\"></span>ns sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s au </span></div>\n<div class=\"t m0 x6 h62 ya0a ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau du<span class=\"_ _3\"></span> groupe Ageas<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">Veuille<span class=\"_ _3\"></span>z</span>-<span class=\"lsdc wse9\">vous r\u00e9f\u00e9r<span class=\"_ _0\"></span>er \u00e0 la note 32 pour l'<span class=\"_ _0\"></span>impact </span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en r\u00e9sult<span class=\"_ _0\"></span>e sur le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at conso<span class=\"_ _0\"></span>lid<span class=\"wse8\">\u00e9.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7d yafb ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ea9 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Bill<span class=\"_ _3\"></span>ets subordon<span class=\"_ _3\"></span>n\u00e9s \u00e0 <span class=\"_ _3\"></span>taux fixe<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x6 h7d y1eaa ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1eab ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eac ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 novem<span class=\"_ _0\"></span>bre 2020, A<span class=\"_ _0\"></span>geas SA/<span class=\"_ _0\"></span>NV a \u00e9mis des<span class=\"_ _0\"></span> titres de cr\u00e9<span class=\"_ _0\"></span>ance sou<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1ead ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la forme d\u2019EUR 500 mi<span class=\"_ _3\"></span>llions de bille<span class=\"_ _3\"></span>ts subordonn\u00e9s \u00e0 tau<span class=\"_ _3\"></span>x fixe \u00e0 flo<span class=\"lsf0 ws104\">ttant </span></div>\n<div class=\"t m0 x6 h62 y1eae ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 2051.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eaf ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1eb0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Billet<span class=\"_ _0\"></span>s sont ass<span class=\"_ _0\"></span>ortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 1,8<span class=\"_ _0\"></span>75<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% payabl<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y1eb1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>lement jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion (24 nov<span class=\"_ _0\"></span>embre</div>\n<div class=\"t m0 x6 h62 y1eb2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2031). \u00c0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion, le coup<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>dra d\u00fb</div>\n<div class=\"t m0 x6 h62 y1eb3 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">t<span class=\"lsdc wse9\">rimestriel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> \u00e0 un taux flotta<span class=\"_ _0\"></span>nt corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nt \u00e0 l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 mois </span></div>\n<div class=\"t m0 x6 h62 y1eb4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>\u00e9 d\u2019un \u00e9cart<span class=\"_ _0\"></span> de cr\u00e9dit in<span class=\"_ _0\"></span>itial et<span class=\"_ _0\"></span> d\u2019une majo<span class=\"_ _0\"></span>ration de 10<span class=\"_ _0\"></span>0 points</div>\n<div class=\"t m0 x1a h62 y1eb5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de base. On not<span class=\"_ _0\"></span>era qu\u2019<span class=\"_ _0\"></span>Ageas peut<span class=\"_ _0\"></span>, \u00e0 sa discr<span class=\"_ _0\"></span>\u00e9tion, d<span class=\"_ _0\"></span>\u00e9cider d\u2019a<span class=\"_ _0\"></span>ppeler</div>\n<div class=\"t m0 x1a h62 y1eb6 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019instr<span class=\"_ _0\"></span>ument le 24 m<span class=\"_ _0\"></span>ai 2031, soit<span class=\"_ _0\"></span> 6 mois ava<span class=\"_ _0\"></span>nt la premi\u00e8<span class=\"_ _0\"></span>re date de</div>\n<div class=\"t m0 x1a h62 y1eb7 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9initialisat<span class=\"_ _3\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1eb8 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1eb9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al Tier 2 pou<span class=\"_ _0\"></span>r le Group<span class=\"_ _0\"></span>e Ageas ains<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 y1eba ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que pour Age<span class=\"_ _0\"></span>as SA/NV s<span class=\"_ _0\"></span>elon Solv<span class=\"_ _0\"></span>abilit\u00e9 II et<span class=\"_ _0\"></span> est not\u00e9 A<span class=\"ls0 ws0\">- <span class=\"lsde wseb\">par Standard<span class=\"_ _3\"></span> &amp; </span></span></div>\n<div class=\"t m0 x1a h62 y1ebb ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Poor\u2019s e<span class=\"_ _0\"></span>t Fitch. <span class=\"_ _0\"></span>Il est<span class=\"_ _0\"></span> cot\u00e9 su<span class=\"_ _0\"></span>r le marc<span class=\"_ _0\"></span>h\u00e9 r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de <span class=\"_ _0\"></span>la Bou<span class=\"_ _0\"></span>rse de</div>\n<div class=\"t m0 x1a h62 y1ebc ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Luxembourg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd4 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Titr<span class=\"_ _3\"></span>es subordonn<span class=\"_ _3\"></span>\u00e9s perp\u00e9t<span class=\"_ _3\"></span>uels \u00e0 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1ebd ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">taux fixe \u00e0 <span class=\"_ _3\"></span>revalorisation temporaire <span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Tier</span> <span class=\"_ _3\"></span><span class=\"ls100 ws11b\">1 </span></span></div>\n<div class=\"t m0 x1a h7d y1ebe ff312 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">(Perpetual Subordinated<span class=\"_ _0\"></span> Fixed Rate Resettable</div>\n<div class=\"t m0 x1a h7d y1ebf ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Temporary Write<span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Down R<span class=\"_ _3\"></span>estricted Tier <span class=\"_ _3\"></span>1 Notes)</span> </span></div>\n<div class=\"t m0 x1a h62 y1ec0 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2019<span class=\"_ _3\"></span>, Ageas SA<span class=\"_ _3\"></span>/NV a \u00e9mis d<span class=\"_ _3\"></span>es titres de<span class=\"_ _3\"></span> de<span class=\"lsf8 ws111\">tte<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ec2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">subord<span class=\"_ _0\"></span>onn\u00e9e pour un m<span class=\"_ _0\"></span>ontant t<span class=\"_ _0\"></span>otal d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"wseb\">750 milli<span class=\"_ _0\"></span>ons sou<span class=\"_ _0\"></span>s la form<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 y1ec3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">titres subo<span class=\"_ _3\"></span>rdonn\u00e9s perp\u00e9<span class=\"_ _3\"></span>tuels \u00e0 <span class=\"_ _3\"></span>taux fixe \u00e0<span class=\"_ _3\"></span> revaloris<span class=\"_ _3\"></span>ation temporaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ec4 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(Perpetual<span class=\"_ _3\"></span> Subordinated Fixed Ra<span class=\"_ _3\"></span>te Resettable Tempora<span class=\"_ _3\"></span>ry Write<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Do<span class=\"_ _3\"></span>wn </span></span></div>\n<div class=\"t m0 x1a h62 y1ec5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ec6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s sont a<span class=\"lsde wseb\">ssortis d\u2019un coupon<span class=\"_ _3\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>% payable<span class=\"_ _0\"></span> annuellem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1ec8 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avec reva<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion en juin 2<span class=\"_ _0\"></span>030 (pas de maj<span class=\"_ _0\"></span>orati<span class=\"_ _0\"></span>on) et tous les c<span class=\"_ _0\"></span>inq ans</div>\n<div class=\"t m0 x1a h62 y1ec9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la suit<span class=\"_ _0\"></span>e. Les titr<span class=\"_ _0\"></span>es n'ont pas de d<span class=\"_ _0\"></span>ate d'\u00e9ch<span class=\"_ _0\"></span>\u00e9ance pr<span class=\"_ _0\"></span>\u00e9vue et, sa<span class=\"_ _0\"></span>uf</div>\n<div class=\"t m0 x1a h62 y1eca ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans cert<span class=\"_ _0\"></span>aines cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces limi<span class=\"_ _0\"></span>t\u00e9es, ne pe<span class=\"_ _0\"></span>uvent pas \u00eat<span class=\"_ _0\"></span>re r<span class=\"wseb\">achet<span class=\"_ _0\"></span>\u00e9s par </span></div>\n<div class=\"t m0 x1a h62 y1ecb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV avan<span class=\"_ _0\"></span>t la p\u00e9riode d<span class=\"_ _0\"></span>e six mois pr\u00e9c<span class=\"_ _0\"></span>\u00e9dant j<span class=\"_ _0\"></span>uin 2030.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ecc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ecd ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> ont le <span class=\"_ _3\"></span>statut de c<span class=\"_ _3\"></span>apital Tier<span class=\"_ _3\"></span> 1 restrei<span class=\"_ _3\"></span>nt pour le<span class=\"_ _3\"></span> Groupe Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1ece ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Ils <span class=\"_ _3\"></span>sont no<span class=\"_ _3\"></span>t\u00e9s BBB+ par</div>\n<div class=\"t m0 x1a h62 y1ecf ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s et BB<span class=\"_ _3\"></span>B par F<span class=\"_ _3\"></span>itch<span class=\"lsdc\">. Ils sont c<span class=\"_ _0\"></span>ot\u00e9s s<span class=\"_ _0\"></span>ur le ma<span class=\"_ _0\"></span>rch\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y1ed0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de la Bou<span class=\"_ _0\"></span>rse de Luxe<span class=\"_ _0\"></span>mbourg.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ed1 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ed2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le produi<span class=\"_ _0\"></span>t net de l\u2019\u00e9m<span class=\"_ _0\"></span>ission a se<span class=\"_ _0\"></span>rvi aux beso<span class=\"_ _0\"></span>ins g\u00e9n\u00e9r<span class=\"_ _0\"></span>aux du Gro<span class=\"_ _0\"></span>upe et</div>\n<div class=\"t m0 x1a h62 y1ed3 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 renforcer la<span class=\"_ _3\"></span> solvabilit\u00e9 r\u00e9gleme<span class=\"_ _3\"></span>ntaire du Groupe<span class=\"_ _3\"></span> et de ses filiales<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ed4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>es, notam<span class=\"_ _0\"></span>ment en re<span class=\"_ _0\"></span>mpla\u00e7ant<span class=\"_ _0\"></span> les<span class=\"ls0 ws0\"> </span>titres FR<span class=\"_ _0\"></span>ESH dont l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1ed5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat a \u00e9t\u00e9 p<span class=\"_ _0\"></span>ropos\u00e9 pa<span class=\"_ _0\"></span>r Ageas en 2<span class=\"_ _0\"></span>019 (voir n<span class=\"_ _0\"></span>ote 20.1<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y89c ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1ed6 ff312 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Ageas SA/N<span class=\"_ _0\"></span>V Titres subo<span class=\"_ _0\"></span>rdonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux fixe \u00e0</div>\n<div class=\"t m0 x1a h7d y1ed7 ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x1a h7d y1ed8 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10 avril 20<span class=\"_ _0\"></span>19, Ageas<span class=\"_ _0\"></span> SA/NV a \u00e9mi<span class=\"_ _0\"></span>s ses premie<span class=\"_ _0\"></span>rs titre<span class=\"_ _0\"></span>s de <span class=\"wse8\">cr\u00e9ance </span></div>\n<div class=\"t m0 x1a h62 yafc ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sous la f<span class=\"_ _0\"></span>orme d\u2019<span class=\"_ _0\"></span>EUR 50<span class=\"_ _0\"></span>0 millio<span class=\"_ _0\"></span>ns de ti<span class=\"_ _0\"></span>tres sub<span class=\"_ _0\"></span>ordonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0</div>\n<div class=\"t m0 x1a h62 yafd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 204<span class=\"_ _0\"></span>9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaff ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces Billet<span class=\"_ _0\"></span>s sont as<span class=\"_ _0\"></span>sortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 3,2<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% payable<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yb00 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuellemen<span class=\"_ _3\"></span>t jusqu\u2019\u00e0 la<span class=\"_ _3\"></span> premi\u00e8re da<span class=\"_ _3\"></span>te de rach<span class=\"_ _3\"></span>at (2 jui<span class=\"_ _3\"></span>llet 2029)<span class=\"lsdc wse9\">. \u00c0 <span class=\"_ _3\"></span>la </span></div>\n<div class=\"t m0 x1a h62 yb01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re date d\u2019ap<span class=\"_ _0\"></span>pel, le cou<span class=\"_ _0\"></span>pon devien<span class=\"_ _0\"></span>dra d\u00fb trim<span class=\"_ _0\"></span>estrie<span class=\"_ _0\"></span>llement \u00e0 un</div>\n<div class=\"t m0 x1a h62 yd95 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux flot<span class=\"_ _0\"></span>tant c<span class=\"_ _0\"></span>orrespo<span class=\"_ _0\"></span>ndant \u00e0 <span class=\"_ _0\"></span>l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 moi<span class=\"_ _0\"></span>s augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019<span class=\"_ _0\"></span>un \u00e9cart <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 yd96 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit initial<span class=\"_ _3\"></span> et d\u2019une majorat<span class=\"_ _3\"></span>ion de 100 points de<span class=\"_ _3\"></span> base.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd97 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd98 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al de Niv<span class=\"_ _0\"></span>eau 2<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pour le Groupe Agea<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 yd99 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Il e<span class=\"_ _3\"></span>st not\u00e9 A<span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x1a h62 yd9a ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s et<span class=\"_ _0\"></span> Fitch. Il est c<span class=\"_ _0\"></span>ot\u00e9 sur le ma<span class=\"_ _0\"></span>rch\u00e9 r\u00e9gl<span class=\"_ _0\"></span>ement\u00e9 de la</div>\n<div class=\"t m0 x1a h62 y1ed9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bourse de L<span class=\"_ _0\"></span>uxembou<span class=\"_ _0\"></span>rg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 172px; height: 934px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Pr\u00eat <span class=\"_ _3\"></span><span class=\"ls111 ws135\">subordonn\u00e9 \u00e0 taux fixe puis <span class=\"_ _3\"></span></span></div>\n<div class=\"t m0 x6 h7d ybbe ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1edb ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1edc ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 27 juin 20<span class=\"_ _0\"></span>19, Ageas et B<span class=\"_ _0\"></span>NP Paribas<span class=\"_ _0\"></span> Cardif ont<span class=\"_ _0\"></span> accord\u00e9 u<span class=\"_ _0\"></span>n pr\u00eat</div>\n<div class=\"t m0 x6 h62 y1edd ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">subordonn\u00e9 d\u2019E<span class=\"_ _3\"></span>UR 300 millions au tau<span class=\"_ _3\"></span>x annuel fixe de<span class=\"_ _3\"></span> 3,25% (Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1ede ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">EUR 225 mil<span class=\"_ _0\"></span>lions<span class=\"ls0 ws0\"> ; </span>BNP Pariba<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s Cardif<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 75 millio<span class=\"_ _0\"></span>ns) en </span></span></span></div>\n<div class=\"t m0 x6 h62 y1edf ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement pa<span class=\"_ _0\"></span>rtiel des U<span class=\"_ _0\"></span>SD 550 milli<span class=\"_ _0\"></span>ons de titre<span class=\"_ _0\"></span>s rachet\u00e9s<span class=\"_ _0\"></span> en mars</div>\n<div class=\"t m0 x6 h62 y1ee0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2019. Le pr<span class=\"_ _0\"></span>\u00eat inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s entre Agea<span class=\"_ _3\"></span>s et AG <span class=\"_ _3\"></span>Insurance est<span class=\"_ _3\"></span> \u00e9limin\u00e9 au<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1ee1 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _0\"></span>u groupe<span class=\"_ _0\"></span> Ageas.<span class=\"_ _0\"></span> Ces tit<span class=\"_ _0\"></span>res sont<span class=\"_ _0\"></span> rembo<span class=\"_ _0\"></span>ursables<span class=\"_ _0\"></span>, \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1ee2 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'AG Insuranc<span class=\"lsdc wse9\">e, en tout, mais non en pa<span class=\"_ _0\"></span>rtie, \u00e0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 y1ee3 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat (27<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsdc wse9\">2029) ou \u00e0 toute autre dat<span class=\"_ _0\"></span>e de paie<span class=\"_ _0\"></span>ment d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eats </span></span></div>\n<div class=\"t m0 x6 h62 y1ee4 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A leur pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de rachat<span class=\"_ _0\"></span>, les titres<span class=\"_ _0\"></span> portero<span class=\"_ _0\"></span>nt un int\u00e9r<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x6 h62 y1ee5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux flott<span class=\"_ _0\"></span>ant corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ant \u00e0 l'Eur<span class=\"_ _0\"></span>ibor \u00e0 trois m<span class=\"_ _0\"></span>ois plus<span class=\"ls0 ws0\"> </span><span class=\"wse8\">3,80<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% par </span></span></div>\n<div class=\"t m0 x6 h62 y1ee6 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">an, pay<span class=\"_ _0\"></span>able tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yabc ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ee7 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Ti<span class=\"_ _3\"></span>tres subo<span class=\"_ _3\"></span>rdonn\u00e9s \u00e0 <span class=\"_ _3\"></span>taux <span class=\"_ _3\"></span>fixe Tie<span class=\"_ _3\"></span>r 2</div>\n<div class=\"t m0 x6 h7d y1ee8 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">(Fixed Rate <span class=\"_ _3\"></span>Reset D<span class=\"_ _3\"></span>ated Subordinat<span class=\"_ _3\"></span>ed Tier 2 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h7d y1ee9 ff316 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Notes)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y889 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 31 mars 201<span class=\"_ _0\"></span>5, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">400</span> <span class=\"lsde wseb\">million<span class=\"_ _3\"></span>s d'obliga<span class=\"_ _3\"></span>tions </span></span></div>\n<div class=\"t m0 x6 h62 y88a ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">subordonn\u00e9es <span class=\"_ _3\"></span>Tier 2 p<span class=\"_ _3\"></span>ortant un <span class=\"_ _3\"></span>taux d<span class=\"lsdc wse9\">'int\u00e9r\u00eat de 3,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et ayant une </span></div>\n<div class=\"t m0 x6 h62 y88b ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dur\u00e9e de vie de<span class=\"_ _3\"></span> 32<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ans. Les t<span class=\"_ _0\"></span>itres s<span class=\"_ _0\"></span>ont rembo<span class=\"_ _0\"></span>ursabl<span class=\"_ _0\"></span>es, \u00e0 la <span class=\"_ _0\"></span>discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></div>\n<div class=\"t m0 x6 h62 y88c ff314 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'AG<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Insuranc<span class=\"_ _0\"></span>e, en tout,<span class=\"_ _0\"></span> mais non en part<span class=\"_ _0\"></span>ie, \u00e0 la prem<span class=\"_ _0\"></span>i\u00e8re date de </span></span></div>\n<div class=\"t m0 x6 h62 y88d ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat, le<span class=\"_ _3\"></span> 30<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">juin 2027 ou \u00e0 t<span class=\"_ _0\"></span>oute a<span class=\"_ _0\"></span>utre dat<span class=\"_ _0\"></span>e de pai<span class=\"_ _0\"></span>ement d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y88e ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A la prem<span class=\"_ _0\"></span>i\u00e8re date d<span class=\"_ _0\"></span>e rachat et \u00e0 ch<span class=\"_ _0\"></span>aque cinq<span class=\"_ _0\"></span>ui\u00e8me</div>\n<div class=\"t m0 x6 h62 y88f ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">anniver<span class=\"_ _0\"></span>saire d<span class=\"_ _0\"></span>e la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de rac<span class=\"_ _0\"></span>hat, le t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat s<span class=\"_ _0\"></span>era ref<span class=\"_ _0\"></span>ix\u00e9</div>\n<div class=\"t m0 x6 h62 y10e7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour \u00eatre \u00e9<span class=\"_ _0\"></span>gal \u00e0 la somm<span class=\"_ _0\"></span>e du taux 5<span class=\"ls0 ws0\">-</span>year eur<span class=\"_ _0\"></span>o mid swap et<span class=\"_ _0\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%. </span></span></div>\n<div class=\"t m0 x6 h62 y10e8 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les titr<span class=\"_ _0\"></span>es sont c<span class=\"_ _0\"></span>ot\u00e9s \u00e0 la <span class=\"_ _0\"></span>Bourse <span class=\"_ _0\"></span>de Luxem<span class=\"_ _0\"></span>bourg <span class=\"_ _0\"></span>et se qual<span class=\"_ _0\"></span>ifient c<span class=\"_ _0\"></span>o<span class=\"lsf3 ws10c\">mme </span></div>\n<div class=\"t m0 x6 h62 y10e9 ff314 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">capital T<span class=\"_ _3\"></span>ier<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">2 selon Solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 II et s<span class=\"_ _0\"></span>ont not\u00e9s<span class=\"_ _0\"></span> A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Stan<span class=\"_ _3\"></span>dard &amp; Poor\u2019<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ea ff314 fs43 fc15 sc0 lsf0 ws0\" style=\"z-index: 15;\">et Fitch.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff316 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _3\"></span>Obligations subordonn\u00e9es</div>\n<div class=\"t m0 x1a h7d ybbe ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">remboursables pa<span class=\"_ _3\"></span>r anticipation <span class=\"_ _3\"></span>\u00e0 taux <span class=\"_ _3\"></span>fixe puis <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1edb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Fixed <span class=\"_ _3\"></span>to Floating Callable</div>\n<div class=\"t m0 x1a h7d y1eea ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Subordinated Tier 2 Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12ab ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsea\">18<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d\u00e9cembre 201<span class=\"_ _0\"></span>3, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">450</span> <span class=\"lsfe ws11a\">milli<span class=\"_ _3\"></span>ons </span></span></span></div>\n<div class=\"t m0 x1a h62 y1eeb ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'obligation<span class=\"_ _3\"></span>s subordonn\u00e9es rem<span class=\"_ _3\"></span>boursables par ant<span class=\"_ _3\"></span>icipation \u00e0 taux<span class=\"_ _3\"></span> fixe</div>\n<div class=\"t m0 x1a h62 y1eec ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">puis flott<span class=\"_ _0\"></span>ant Tier 2 \u00e0 un ta<span class=\"_ _0\"></span>ux de 5,25<span class=\"ls0 ws0\"> </span>% et ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie de</div>\n<div class=\"t m0 x1a h62 y1eed ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">ans. Ces <span class=\"_ _3\"></span>titres sont<span class=\"_ _3\"></span> remboursabl<span class=\"_ _3\"></span>es, \u00e0 la<span class=\"_ _3\"></span> discr\u00e9tion<span class=\"_ _3\"></span> d'AG I</span></span>nsurance,</div>\n<div class=\"t m0 x1a h62 y1eee ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en tout, ma<span class=\"_ _0\"></span>is non en parti<span class=\"_ _0\"></span>e, \u00e0 la premi<span class=\"_ _0\"></span>\u00e8re date de rac<span class=\"_ _0\"></span>hat (18<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsde wsea\">2024) </span></span></div>\n<div class=\"t m0 x1a h62 y1eef ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou \u00e0 tou<span class=\"_ _3\"></span>te autre date<span class=\"_ _3\"></span> de paiem<span class=\"_ _3\"></span>ent d'int\u00e9r\u00ea<span class=\"_ _3\"></span>ts ult\u00e9rieur<span class=\"_ _3\"></span>e. A leur<span class=\"_ _3\"></span> premi\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ef0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date de rach<span class=\"_ _0\"></span>at, les titr<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>ront un int\u00e9<span class=\"_ _0\"></span>r\u00eat \u00e0 taux flot<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y1ef1 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span> \u00e0 l'Euribor \u00e0 troi<span class=\"_ _3\"></span>s mo<span class=\"lsdc wse9\">is plus 4,1<span class=\"_ _0\"></span>36<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">% par an, payable<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ef2 ff314 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">trimestriellement. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ef3 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef4 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 sousc<span class=\"_ _0\"></span>rits pa<span class=\"_ _0\"></span>r Ageas SA/N<span class=\"_ _0\"></span>V (EUR<span class=\"ls0 ws0\"> </span>350 mi<span class=\"_ _0\"></span>llions) et<span class=\"_ _0\"></span> par</div>\n<div class=\"t m0 x1a h62 y1ef6 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _3\"></span>Fortis SA<span class=\"_ _3\"></span>/NV (EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">100 millions) et s<span class=\"_ _0\"></span>ont cot\u00e9s \u00e0 la B<span class=\"_ _0\"></span>ourse </span></span></div>\n<div class=\"t m0 x1a h62 y1ef7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Luxemb<span class=\"_ _0\"></span>ourg. Les<span class=\"_ _0\"></span> titres se qua<span class=\"_ _0\"></span>lifie<span class=\"_ _0\"></span>nt comme cap<span class=\"_ _0\"></span>ital Tie<span class=\"_ _0\"></span>r 2 <span class=\"wse8\">selon </span></div>\n<div class=\"t m0 x1a h62 y1ef8 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Solvabilit\u00e9<span class=\"_ _3\"></span> II et sont not\u00e9es A<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par Standa<span class=\"_ _0\"></span>rd &amp; Poor\u2019s et F<span class=\"_ _0\"></span>itch. La pa<span class=\"_ _0\"></span>rt </span></span></div>\n<div class=\"t m0 x1a h62 y1ef9 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscrit<span class=\"_ _0\"></span>e par Agea<span class=\"_ _0\"></span>s SA/NV est \u00e9<span class=\"_ _0\"></span>limin\u00e9e,<span class=\"_ _0\"></span> car il s'ag<span class=\"_ _0\"></span>it d'une tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1efa ff314 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">intra<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">groupe<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x1a h7d y1111 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1efb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Milleniumbcp Pr\u00eat subordonn\u00e9 restreint avec</div>\n<div class=\"t m0 x1a h7d y1efc ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">droits acquis remboursable par anticipatio<span class=\"ls110 ws134\">n<span class=\"_ _0\"></span> \u00e0 taux </span></div>\n<div class=\"t m0 x1a h7d y1efd ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">fixe puis flottant <span class=\"ls0 ws0\">- <span class=\"lsfd ws119\">T<span class=\"_ _3\"></span>ier 1 <span class=\"_ _3\"></span>(Fixed</span>-</span>to<span class=\"ls0 ws0\">-<span class=\"ls10d ws130\">Floating <span class=\"_ _3\"></span>Callable </span></span></div>\n<div class=\"t m0 x1a h7d y1efe ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _3\"></span>Restricted Tier 1 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1eff ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya89 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 5 d\u00e9cemb<span class=\"_ _0\"></span>re 2014, Ag<span class=\"_ _0\"></span>eas Insur<span class=\"_ _0\"></span>ance Inte<span class=\"_ _0\"></span>rnati<span class=\"_ _0\"></span>onal N.V. (5<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span>%) (AII) et</div>\n<div class=\"t m0 x1a h62 ya8a ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BCP Inv<span class=\"_ _0\"></span>estments<span class=\"_ _0\"></span> B.V. (<span class=\"_ _0\"></span>49<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">%) ont accord\u00e9 un pr\u00ea<span class=\"_ _3\"></span>t subordonn\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya8b ff314 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">120 <span class=\"lsde wsfa\">mill<span class=\"_ _3\"></span>ions \u00e0 Millenniumb<span class=\"_ _3\"></span>cp Ageas au taux annuel<span class=\"_ _3\"></span> de 4,75</span></span> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x1a h62 ya8c ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">jusqu\u2019\u00e0 la premi<span class=\"_ _3\"></span>\u00e8re date de rembour<span class=\"_ _3\"></span>sement en d\u00e9cembre 2019<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x1a h62 ya8d ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e au taux Euri<span class=\"_ _0\"></span>bor \u00e0 six mois<span class=\"_ _0\"></span> plus 475 poi<span class=\"_ _0\"></span>nts de base pa<span class=\"_ _0\"></span>r an. Au 2</div>\n<div class=\"t m0 x2e2 h76 y1f00 ff314 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2e3 h62 y1f01 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f02 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trimestre 20<span class=\"_ _3\"></span>20, l\u2019empru<span class=\"_ _3\"></span>nt d\u00e9tenu pr<span class=\"_ _3\"></span>\u00e9c\u00e9demment p<span class=\"_ _3\"></span>ar Ageas I<span class=\"_ _3\"></span>nsurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1f03 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Intern<span class=\"_ _0\"></span>ational a \u00e9t<span class=\"_ _0\"></span>\u00e9 transf\u00e9<span class=\"_ _0\"></span>r\u00e9 au bilan d\u2019<span class=\"_ _0\"></span>Ageas SA/<span class=\"_ _0\"></span>NV. <span class=\"lsde wsfa\">La part souscrite </span></div>\n<div class=\"t m0 x1a h62 y1f04 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas S<span class=\"_ _0\"></span>A/NV est \u00e9l<span class=\"_ _0\"></span>imin\u00e9e,<span class=\"_ _0\"></span> car il s\u2019ag<span class=\"_ _0\"></span>it d\u2019une tran<span class=\"_ _0\"></span>sacti<span class=\"_ _0\"></span>on intra<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 y1f05 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupe. Les tit<span class=\"_ _3\"></span>res se qualifient<span class=\"_ _3\"></span> comme capital Tier 1<span class=\"_ _3\"></span> avec droits acquis<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1f06 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(grandf<span class=\"_ _0\"></span>athere<span class=\"_ _0\"></span>d) selon So<span class=\"_ _0\"></span>lvabilit<span class=\"_ _0\"></span>\u00e9 II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 440px; height: 666px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 440px; height: 666px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 440px; height: 666px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 440px; height: 666px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Emprun<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Op\u00e9rations de mise en pen<span class=\"_ _0\"></span>sion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Dettes envers les banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Fonds des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres emprunts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total des dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les op\u00e9rations de<span class=\"_ _3\"></span> mise en pension<span class=\"_ _3\"></span> sont essentielleme<span class=\"_ _3\"></span>nt des emprunt<span class=\"_ _3\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y1f0b ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">court terme garan<span class=\"_ _3\"></span>tis qui sont ut<span class=\"_ _3\"></span>ilis\u00e9s pour cou<span class=\"_ _3\"></span>vrir des placement<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1f0c ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques dont<span class=\"_ _0\"></span> les taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat so<span class=\"_ _0\"></span>nt r\u00e9visa<span class=\"_ _0\"></span>bles et \u00e0 des fi<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 y1f0d ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gestion de<span class=\"_ _3\"></span>s liquidit\u00e9<span class=\"lsf0 ws104\">s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f0e ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0f ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a don<span class=\"_ _0\"></span>n\u00e9 en gage de l\u2019i<span class=\"_ _0\"></span>mmobi<span class=\"_ _0\"></span>lier comme g<span class=\"_ _0\"></span>aranti<span class=\"_ _0\"></span>e de pr\u00eats et</div>\n<div class=\"t m0 x6 h62 y1f10 ff318 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>our une v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"lsde\">159 millio<span class=\"_ _3\"></span>ns (2021<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span>EUR<span class=\"_ _3\"></span> 166 </span></div>\n<div class=\"t m0 x6 h62 y1f11 ff318 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f12 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f13 ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> comptable <span class=\"_ _3\"></span>des emprunts<span class=\"_ _3\"></span> est une ap<span class=\"_ _3\"></span>proximation r<span class=\"_ _3\"></span>aisonnable</div>\n<div class=\"t m0 x1a h62 y1f14 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de leur just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> dans la mesu<span class=\"_ _0\"></span>re o\u00f9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">les \u00e9ch\u00e9ances des<span class=\"_ _3\"></span> contrats son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y1f15 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 un an (mi<span class=\"_ _0\"></span>ses en pensi<span class=\"_ _0\"></span>on) et/o<span class=\"_ _0\"></span>u les contr<span class=\"_ _0\"></span>ats port<span class=\"_ _0\"></span>ent un taux</div>\n<div class=\"t m0 x1a h62 y1f16 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> (pr\u00eats ba<span class=\"_ _0\"></span>ncaires<span class=\"_ _0\"></span>). En cons\u00e9<span class=\"_ _0\"></span>quence, l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur se fonde su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1f17 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des donn\u00e9<span class=\"_ _0\"></span>es de march<span class=\"_ _0\"></span>\u00e9 observa<span class=\"_ _0\"></span>bles (niv<span class=\"_ _0\"></span>eau<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2).</span> </span></div>\n<div class=\"t m0 x1a h62 y1f18 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f19 ff318 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Ces passifs locatifs sont act<span class=\"lsde wsfa\">ualis\u00e9s en ut<span class=\"_ _3\"></span>ilisant le taux<span class=\"_ _3\"></span> d\u2019emprunt </span></div>\n<div class=\"t m0 x1a h62 y1f1a ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">margin<span class=\"_ _0\"></span>al du preneur et<span class=\"_ _0\"></span> la charge d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s relativ<span class=\"_ _0\"></span>e au passif<span class=\"_ _0\"></span> locatif es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y1f1b ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e s\u00e9par\u00e9<span class=\"_ _0\"></span>ment des c<span class=\"_ _0\"></span>harges de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation du dro<span class=\"_ _0\"></span>it d\u2019utili<span class=\"_ _0\"></span>sation<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y1f1c ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f1d ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 477px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 477px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff31a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 446px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 446px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Transferts vers les pas<span class=\"_ _0\"></span>sifs d\u00e9t\u00e9nus en vue de<span class=\"_ _0\"></span> la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 431px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y69b ff31a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69d ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 401px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 401px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Paiements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 387px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 387px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres <span class=\"wsed\">variations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 372px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 372px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff31a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 357px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f29 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie n<span class=\"_ _0\"></span>on actuali<span class=\"_ _0\"></span>s\u00e9s des em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> hors pass<span class=\"_ _0\"></span>ifs locat<span class=\"_ _0\"></span>ifs, regro<span class=\"_ _0\"></span>up\u00e9s par cl<span class=\"_ _0\"></span>asse d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>nte au</div>\n<div class=\"t m0 x6 h62 y1f2a ff318 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y1f2b ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 263px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 263px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 263px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 232px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 232px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 217px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 217px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 217px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 202px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 202px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 202px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 188px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 188px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff31a fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 173px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 173px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 162px; height: 799px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 799px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 162px; height: 799px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 162px; height: 799px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 162px; height: 799px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce de la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d, la filial<span class=\"_ _0\"></span>e du Group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Interp<span class=\"_ _0\"></span>arking (d<span class=\"_ _0\"></span>\u00e9tenue \u00e0 51%<span class=\"_ _0\"></span> par AG Insur<span class=\"_ _0\"></span>ance) a pu b\u00e9<span class=\"_ _0\"></span>n\u00e9ficie<span class=\"_ _0\"></span>r au</div>\n<div class=\"t m0 x6 h62 y8b3 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premie<span class=\"_ _0\"></span>r semestr<span class=\"_ _0\"></span>e 2021 de d\u00e9ro<span class=\"_ _0\"></span>gatio<span class=\"_ _0\"></span>ns li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y93e ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'empru<span class=\"_ _0\"></span>nt. En cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e, les empru<span class=\"_ _0\"></span>nts banc<span class=\"_ _0\"></span>aires \u00e0 long te<span class=\"_ _0\"></span>rme, pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y93f ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> des d\u00e9ro<span class=\"_ _0\"></span>gations ont<span class=\"_ _0\"></span> \u00e9t\u00e9 obte<span class=\"_ _0\"></span>nues, ont \u00e9t\u00e9 r<span class=\"_ _0\"></span>eclass\u00e9s<span class=\"_ _0\"></span> de long</div>\n<div class=\"t m0 x1a h62 y1f33 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme \u00e0 cou<span class=\"_ _0\"></span>rt terme. Les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">activit<span class=\"_ _0\"></span>\u00e9s d'Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g se sont dep<span class=\"_ _0\"></span>uis </span></span></div>\n<div class=\"t m0 x1a h62 y1f34 ff31d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">redress\u00e9es, ce<span class=\"_ _3\"></span> qui a permis \u00e0 Interpa<span class=\"_ _3\"></span>rking de respe<span class=\"_ _3\"></span>cter ses</div>\n<div class=\"t m0 x1a h62 y1f35 ff31d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>. De ce f<span class=\"_ _0\"></span>ait, un e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span> banca<span class=\"_ _0\"></span>ire \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x1a h62 y1f36 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 491 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> a \u00e9t\u00e9 reclas<span class=\"_ _0\"></span>s\u00e9 de court te<span class=\"_ _0\"></span>rme \u00e0 long t<span class=\"_ _0\"></span>erme \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y1f37 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cl\u00f4tur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f38 ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f39 ff31d fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Dettes de c<span class=\"_ _0\"></span>ontrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n en tant que p<span class=\"_ _0\"></span>reneur (no<span class=\"_ _0\"></span>n actual<span class=\"_ _0\"></span>is\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f3a ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 xb1 h65 y699 ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 955px; z-index: 15;\">Paiements minimaux li\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b4 h65 y69b ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 694px; bottom: 940px; z-index: 15;\">\u00e0 des contrats de loca<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 880px; z-index: 15;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 865px; z-index: 15;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 850px; z-index: 15;\">De 3 \u00e0 4 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 835px; z-index: 15;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff31f fs45 fc28 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 609px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 781px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Charges locatives annuelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff31d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Charges financi\u00e8res futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 765px; height: 341px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 765px; height: 341px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 765px; height: 341px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Im<span class=\"_ _2\"></span>p\u00f4t<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span> et<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">imp\u00f4ts diff\u00e9r\u00e9s</div>\n<div class=\"t m0 x6 h62 y1a2a ff321 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>fs et passifs <span class=\"_ _3\"></span>d\u2019imp\u00f4ts di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> se pr\u00e9<span class=\"_ _3\"></span>sentent comme <span class=\"wsea\">s<span class=\"_ _3\"></span>uit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f4e ff321 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff321 fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 801px; z-index: 15;\">\u00c9tat de la situation <span class=\"_ _0\"></span>financi\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b5 h65 y69d ff321 fs45 fce sc0 lse5 ws100\" style=\"left: 721px; bottom: 801px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e de r\u00e9s<span class=\"_ _3\"></span>ultat<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff321 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s li\u00e9s \u00e0<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Placements financiers (disponibles<span class=\"_ _0\"></span> \u00e0 la vente)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 755px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 755px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 755px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 755px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 741px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y6a6 ff321 fs45 fc15 sc0 lse2 ws103\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s \u00e0 la clie<span class=\"_ _3\"></span>nt\u00e8le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 726px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 726px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff321 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 711px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 711px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 711px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 711px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Immobilisations incorporelles (hor<span class=\"_ _0\"></span>s goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x3f h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x64 h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 681px; z-index: 15;\">R\u00e9serves pour sinistres e<span class=\"_ _0\"></span>t polices d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 681px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 681px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 681px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Certificats d'endettement et de<span class=\"_ _0\"></span>ttes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 651px; z-index: 15;\">Provisions pour pensions et a<span class=\"_ _0\"></span>vantages post\u00e9rieurs \u00e0 l'e<span class=\"_ _0\"></span>mploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 651px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 651px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 637px; z-index: 15;\">7</div>\n<div class=\"t m0 x3f h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 637px; z-index: 15;\">8</div>\n<div class=\"t m0 x2b h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Charges \u00e0 imputer et p<span class=\"_ _0\"></span>roduits \u00e0 reporter<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 622px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 622px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 607px; z-index: 15;\">Pertes fiscales non utili<span class=\"_ _0\"></span>s\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69d ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 607px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69d ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 607px; z-index: 15;\">106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 607px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 607px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 592px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 592px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 592px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 592px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 592px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6d1 ff323 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 577px; z-index: 15;\">Actifs<span class=\"_ _0\"></span> d'imp\u00f4<span class=\"_ _0\"></span>ts diff\u00e9r<span class=\"_ _0\"></span>\u00e9s br<span class=\"_ _0\"></span>uts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6d1 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 523px; bottom: 577px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 577px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6d1 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 694px; bottom: 577px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d1 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 577px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y68c ff321 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Actifs d'<span class=\"_ _3\"></span>imp\u00f4ts <span class=\"lse0 wsf0\">diff\u00e9r\u00e9s non comptabilis\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68c ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68c ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 562px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff323 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 523px; bottom: 547px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y691 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 547px; z-index: 15;\">1.013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 694px; bottom: 547px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y691 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 547px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff321 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s li\u00e9s<span class=\"_ _0\"></span> \u00e0<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Placements financiers (disponibles<span class=\"_ _0\"></span> \u00e0 la vente)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 503px; z-index: 15;\">(654)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 503px; z-index: 15;\">1.489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 503px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 503px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 488px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 488px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 488px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 488px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 488px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff321 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 473px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s \u00e0 la <span class=\"lse0 wsed\">client\u00e8le<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 473px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff321 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 458px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 458px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 458px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 458px; z-index: 15;\">7</div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 458px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Immobilisations incorporelles (hor<span class=\"_ _0\"></span>s goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 444px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 444px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y697 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 429px; z-index: 15;\">Certificats d'endettement et de<span class=\"_ _0\"></span>ttes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 414px; z-index: 15;\">Autres provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 414px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 399px; z-index: 15;\">Co\u00fbts d\u2019acquisition de polices diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 399px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 399px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 399px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 399px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 384px; z-index: 15;\">Charges diff\u00e9r\u00e9es et produits <span class=\"_ _0\"></span>courus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 369px; z-index: 15;\">R\u00e9serves r\u00e9alis\u00e9es non imposables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 369px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 369px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 354px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 354px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 354px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 354px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68c ff323 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Total des passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y68c ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 517px; bottom: 340px; z-index: 15;\">(210)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68c ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 340px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y68c ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 340px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff323 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 310px; z-index: 15;\">Produits (charges) d'imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y6a6 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h67 y6a6 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 694px; bottom: 310px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 788px; bottom: 310px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff323 fs45 fce sc0 lse5 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Acti<span class=\"_ _3\"></span>fs (p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s) n<span class=\"_ _3\"></span>ets <span class=\"lsec wsf5\">d'impots differ<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 523px; bottom: 280px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 604px; bottom: 280px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 269px; height: 692px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 269px; height: 692px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>fs et passifs <span class=\"_ _3\"></span>d\u2019imp\u00f4ts di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s son<span class=\"_ _3\"></span>t compens\u00e9s <span class=\"_ _3\"></span>lorsqu\u2019il e<span class=\"_ _3\"></span>xiste un d<span class=\"_ _3\"></span>roit l\u00e9gal<span class=\"_ _3\"></span> de compen<span class=\"_ _3\"></span>sation des<span class=\"_ _3\"></span> actifs d\u2019i<span class=\"_ _3\"></span>mp\u00f4ts ex<span class=\"lsdc wse9\">igibles par les<span class=\"_ _0\"></span> passifs d\u2019i<span class=\"_ _0\"></span>mp\u00f4ts </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exigibles e<span class=\"_ _3\"></span>t qu\u2019ils <span class=\"_ _3\"></span>concernent le<span class=\"_ _3\"></span>s m\u00eames au<span class=\"_ _3\"></span>torit\u00e9s fis<span class=\"_ _3\"></span>cales. Les<span class=\"_ _3\"></span> montants dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat <span class=\"_ _3\"></span>de la si<span class=\"_ _3\"></span>tuation finan<span class=\"_ _3\"></span>ci\u00e8re<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">apr\u00e8s comp<span class=\"_ _3\"></span>ensation se pr\u00e9<span class=\"_ _3\"></span>sentent comme </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff326 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff326 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff326 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff326 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff326 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff326 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff326 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff326 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1003px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1003px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff326 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 988px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 988px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff328 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff328 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 973px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y68c ff328 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 973px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f6f ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f70 ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f71 ff326 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Au 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>022, les<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span> d'imp\u00f4t<span class=\"_ _0\"></span>s coura<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en</div>\n<div class=\"t m0 x6 h62 y1f72 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>'\u00e9l\u00e8ve<span class=\"_ _0\"></span>nt \u00e0 EUR 34 mill<span class=\"_ _0\"></span>ions (202<span class=\"_ _0\"></span>1: EUR (42) mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1f73 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en passif d'<span class=\"_ _0\"></span>imp\u00f4ts<span class=\"_ _0\"></span> courants<span class=\"_ _0\"></span>). Les actif<span class=\"_ _0\"></span>s d'imp<span class=\"_ _0\"></span>\u00f4ts diff\u00e9<span class=\"_ _0\"></span>r\u00e9s nets</div>\n<div class=\"t m0 x6 h62 y1f74 ff326 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s s'\u00e9l\u00e8vent \u00e0 EUR<span class=\"_ _3\"></span> 684 millions (2021<span class=\"_ _3\"></span>:</div>\n<div class=\"t m0 x6 h62 y1f75 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">EUR (841) m<span class=\"_ _0\"></span>illions<span class=\"_ _0\"></span> en passifs d'<span class=\"_ _0\"></span>imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> nets).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f76 ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f77 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1f78 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">probable que<span class=\"_ _3\"></span> le b\u00e9n\u00e9<span class=\"_ _3\"></span>fice im<span class=\"wsfa\">posable fut<span class=\"_ _3\"></span>ur sera suffisan<span class=\"_ _3\"></span>t pour utiliser le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y1f79 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs d\u2019<span class=\"_ _0\"></span>imp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s.<span class=\"_ _0\"></span> Des actifs d\u2019<span class=\"_ _0\"></span>imp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s o<span class=\"_ _0\"></span>nt \u00e9t\u00e9</div>\n<div class=\"t m0 x6 h62 y1f7a ff326 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> sur des p<span class=\"_ _0\"></span>ertes fi<span class=\"_ _0\"></span>scales<span class=\"_ _0\"></span> (reconn<span class=\"_ _0\"></span>ues) no<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>\u00e9es et s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y1f7b ff326 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des cr\u00e9dits d\u2019i<span class=\"_ _3\"></span>mp\u00f4t inutilis\u00e9s pour<span class=\"_ _3\"></span> une valeur fi<span class=\"_ _3\"></span>scale estim\u00e9e d\u2019EUR<span class=\"_ _3\"></span> 73</div>\n<div class=\"t m0 x1a h62 y1f7c ff326 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">mil<span class=\"lsde wseb\">lions<span class=\"_ _3\"></span> (2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 79 millions<span class=\"_ _0\"></span>). Les pert<span class=\"_ _0\"></span>es fisc<span class=\"_ _0\"></span>ales qui n\u2019o<span class=\"_ _0\"></span>nt pas \u00e9t\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1f7d ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8vent<span class=\"_ _0\"></span> \u00e0 EUR<span class=\"ls0 ws0\"> </span>3.374<span class=\"_ _0\"></span> millions au 31<span class=\"ls0 ws0\"> </span>d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1a h62 y1f7e ff326 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">EUR 3.200 m<span class=\"_ _0\"></span>illions<span class=\"_ _0\"></span>). L\u2019es<span class=\"_ _0\"></span>sentiel <span class=\"_ _0\"></span>de la p<span class=\"_ _0\"></span>osition e<span class=\"_ _0\"></span>n pertes<span class=\"_ _0\"></span> fiscal<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y1f7f ff326 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(reconn<span class=\"_ _0\"></span>ues) re<span class=\"_ _0\"></span>port\u00e9es t<span class=\"_ _0\"></span>rouve s<span class=\"_ _0\"></span>on orig<span class=\"_ _0\"></span>ine dans<span class=\"ls0 ws0\"> </span><span class=\"wse9\">l<span class=\"_ _0\"></span>a liquidat<span class=\"_ _0\"></span>ion de Brus<span class=\"_ _0\"></span>sels </span></div>\n<div class=\"t m0 x1a h62 y1f80 ff326 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Liquidation Ho<span class=\"_ _3\"></span>lding (l\u2019ancienne<span class=\"_ _3\"></span> Fortis Brussel<span class=\"_ _3\"></span>s, la soci\u00e9t\u00e9 qui<span class=\"_ _3\"></span> d\u00e9tenait</div>\n<div class=\"t m0 x1a h62 y1f81 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019ensemble d<span class=\"_ _3\"></span>es activi<span class=\"_ _3\"></span>t\u00e9s bancaire<span class=\"_ _3\"></span>s de Fortis)<span class=\"_ _3\"></span>. Du poin<span class=\"_ _3\"></span>t de vue <span class=\"_ _3\"></span>fiscal, la<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1f82 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perte sur l<span class=\"_ _0\"></span>a vente de Fort<span class=\"_ _0\"></span>is Bank ne s\u2019e<span class=\"_ _0\"></span>st mat\u00e9r<span class=\"_ _0\"></span>ialis\u00e9e<span class=\"_ _0\"></span> qu\u2019au mom<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x1a h62 y1f83 ff326 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">la liqu<span class=\"_ _3\"></span>id<span class=\"lsdc wse8\">ation.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 774px; height: 332px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 774px; height: 332px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">RPN(I)</div>\n<div class=\"t m0 x6 h75 y7a0 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">La RPN(<span class=\"lsf6 ws110\">I) est un instrument </span></div>\n<div class=\"t m0 x6 h75 y7a1 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financier qui donne lieu<span class=\"_ _0\"></span> \u00e0 des</div>\n<div class=\"t m0 x6 h75 y7a2 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">paiements trimestriels, \u00e0<span class=\"_ _0\"></span> ou de BNP</div>\n<div class=\"t m0 x6 h75 y7a3 ff32c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">Paribas Fortis SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f91 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1f92 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV a \u00e9mis de<span class=\"_ _0\"></span>s titres C<span class=\"_ _0\"></span>ASHES en 20<span class=\"_ _0\"></span>07, avec Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V comme</div>\n<div class=\"t m0 x21b h62 y1f93 ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cod\u00e9biteur. Les<span class=\"_ _3\"></span> CASHES sont des ti<span class=\"_ _3\"></span>tres \u00e9changeables en<span class=\"_ _3\"></span> actions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ageas \u00e0 un prix fix\u00e9 d\u2019<span class=\"_ _0\"></span>avance </span></span></div>\n<div class=\"t m0 x21b h62 y1f94 ff32a fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">239,40 par actio<span class=\"_ _0\"></span>n. BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV et<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV faisa<span class=\"_ _0\"></span>ient \u00e0 l\u2019\u00e9po<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>ie du </span></span></div>\n<div class=\"t m0 x21b h62 y1f95 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Fo<span class=\"_ _0\"></span>rtis et av<span class=\"_ _0\"></span>aient mis e<span class=\"_ _0\"></span>n place un syst<span class=\"_ _0\"></span>\u00e8me de Rel<span class=\"_ _0\"></span>ative Perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e Note, des<span class=\"_ _0\"></span>tin\u00e9 \u00e0 att\u00e9n<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x21b h62 y1f96 ff32a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la volat<span class=\"_ _0\"></span>ilit\u00e9 c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e sur les<span class=\"ls0 ws0\"> </span><span class=\"wse9\">act<span class=\"_ _0\"></span>ions Age<span class=\"_ _0\"></span>as et sur la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es CASH<span class=\"_ _0\"></span>ES dans les liv<span class=\"_ _0\"></span>res de </span></div>\n<div class=\"t m0 x21b h62 y1f97 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV. Lor<span class=\"_ _0\"></span>s de la scissi<span class=\"_ _0\"></span>on de Fortis<span class=\"_ _0\"></span> en 2009, BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis SA/<span class=\"_ _0\"></span>NV et</div>\n<div class=\"t m0 x21b h62 y1f98 ff32a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas o<span class=\"_ _0\"></span>nt conve<span class=\"_ _0\"></span>nu de pay<span class=\"_ _0\"></span>er un int<span class=\"_ _0\"></span>\u00e9r\u00eat<span class=\"_ _0\"></span> sur un mo<span class=\"_ _0\"></span>ntant d<span class=\"_ _0\"></span>e r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce d\u00e9fi<span class=\"_ _0\"></span>ni dans l<span class=\"_ _0\"></span>e cadre <span class=\"_ _0\"></span>de cett<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1f99 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Relativ<span class=\"_ _0\"></span>e Perform<span class=\"_ _0\"></span>ance Not<span class=\"_ _0\"></span>e. Le paiem<span class=\"_ _0\"></span>ent d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el est valor<span class=\"_ _0\"></span>is\u00e9 comm<span class=\"_ _0\"></span>e un instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y1f9a ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier e<span class=\"_ _3\"></span>t appel\u00e9 R<span class=\"_ _3\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1f9b ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1f9c ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La RPN(I<span class=\"_ _0\"></span>) existe dan<span class=\"_ _0\"></span>s la mesur<span class=\"_ _0\"></span>e o\u00f9 les titres C<span class=\"_ _0\"></span>ASHES res<span class=\"_ _0\"></span>tent en cir<span class=\"_ _0\"></span>culati<span class=\"_ _0\"></span>on. A l\u2019orig<span class=\"_ _0\"></span>ine, en 200<span class=\"_ _0\"></span>7,</div>\n<div class=\"t m0 x21b h62 y1f9d ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">12.000 titres<span class=\"_ _3\"></span> CASHES ont \u00e9t\u00e9 \u00e9mi<span class=\"lsdc wse9\">s. En f\u00e9vrier 2012, B<span class=\"_ _0\"></span>NP Parib<span class=\"_ _0\"></span>as a lanc\u00e9 un<span class=\"_ _0\"></span>e offre sur les C<span class=\"_ _0\"></span>ASHES<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x21b h62 y1f9e ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 un prix de 47,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et a \u00e9chang\u00e9 7.<span class=\"_ _0\"></span>553 titres C<span class=\"_ _0\"></span>ASHES<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. A<span class=\"_ _0\"></span>geas a</div>\n<div class=\"t m0 x21b h62 y1f9f ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convenu d<span class=\"_ _0\"></span>e payer EU<span class=\"_ _0\"></span>R 287 milli<span class=\"_ _0\"></span>ons d'ind<span class=\"_ _0\"></span>emnit\u00e9 \u00e0 BNP P<span class=\"_ _0\"></span>aribas,<span class=\"_ _0\"></span> car l\u2019\u00e9ch<span class=\"_ _0\"></span>ange a d\u00e9cl<span class=\"_ _0\"></span>ench\u00e9</div>\n<div class=\"t m0 x21b h62 y1fa0 ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'annulation<span class=\"_ _3\"></span> pr<span class=\"lsdc wse9\">o rata du passif<span class=\"_ _0\"></span> RPN(I).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1fa1 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fa2 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mai 2015, A<span class=\"_ _0\"></span>geas et BNP P<span class=\"_ _0\"></span>aribas o<span class=\"_ _0\"></span>nt conven<span class=\"_ _0\"></span>u que BNP Par<span class=\"_ _0\"></span>ibas pouv<span class=\"_ _0\"></span>ait rachet<span class=\"_ _0\"></span>er des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x21b h62 y1fa3 ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aupr\u00e8s d'inve<span class=\"_ _3\"></span>stisseurs particul<span class=\"_ _3\"></span>iers \u00e0 tout moment<span class=\"_ _3\"></span>, sous r\u00e9serve que le<span class=\"_ _3\"></span>s titres achet\u00e9s so<span class=\"_ _3\"></span>ient</div>\n<div class=\"t m0 x21b h62 y1fa4 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. L<span class=\"_ _0\"></span>ors de cet \u00e9c<span class=\"_ _0\"></span>hange, la pa<span class=\"_ _0\"></span>rt au pro rata du p<span class=\"_ _0\"></span>assif RP<span class=\"_ _0\"></span>N(I) ser<span class=\"_ _0\"></span>ait r\u00e9gl\u00e9e</div>\n<div class=\"t m0 x21b h62 y1fa5 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 BNP Pari<span class=\"_ _0\"></span>bas et Ageas r<span class=\"_ _0\"></span>ecevrait<span class=\"_ _0\"></span> une indem<span class=\"_ _0\"></span>nit\u00e9 de rup<span class=\"_ _0\"></span>ture d\u00e9pe<span class=\"_ _0\"></span>ndant du pr<span class=\"_ _0\"></span>ix auquel B<span class=\"_ _0\"></span>NP Pariba<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y1fa6 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait r\u00e9u<span class=\"_ _0\"></span>ssi \u00e0 ache<span class=\"_ _0\"></span>ter les CASH<span class=\"_ _0\"></span>ES.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fa7 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fa8 ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au cours de<span class=\"_ _3\"></span>s neuf p<span class=\"_ _3\"></span>remiers mois<span class=\"_ _3\"></span> de 2016<span class=\"_ _3\"></span>, BNP Paribas<span class=\"_ _3\"></span> a achet\u00e9 e<span class=\"_ _3\"></span>t \u00e9chang\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>656 CASHES<span class=\"_ _3\"></span> dans le</div>\n<div class=\"t m0 x21b h62 y1fa9 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cadre de cet<span class=\"_ _0\"></span> accord. Ag<span class=\"_ _0\"></span>eas a vers\u00e9 E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">44<span class=\"ls0 ws0\"> </span></span>millions<span class=\"_ _0\"></span> pour le r\u00e8gl<span class=\"_ _0\"></span>ement au p<span class=\"_ _0\"></span>ro rata du RPN<span class=\"_ _0\"></span>(I), apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1faa ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de l\u2019inde<span class=\"_ _0\"></span>mnit\u00e9 de ru<span class=\"_ _0\"></span>pture per<span class=\"_ _0\"></span>\u00e7ue. Cet ac<span class=\"_ _0\"></span>cord ent<span class=\"_ _0\"></span>re Ageas et BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> a expir\u00e9 fin</div>\n<div class=\"t m0 x21b h62 y1fab ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2016 et n\u2019a pas<span class=\"_ _3\"></span> \u00e9t\u00e9 reconduit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fac ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fad ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au cours du<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">deuxi\u00e8me se<span class=\"_ _0\"></span>mestre de 2<span class=\"_ _0\"></span>022, Agea<span class=\"_ _0\"></span>s a rembours<span class=\"_ _0\"></span>\u00e9 une part<span class=\"_ _0\"></span>ie du RPN(I<span class=\"_ _0\"></span>) pour un mont<span class=\"_ _0\"></span>ant </span></span></div>\n<div class=\"t m0 x21b h62 y1fae ff32a fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'EUR<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">46<span class=\"_ _3\"></span>,6</span> <span class=\"lsfe ws11a\">mil<span class=\"_ _3\"></span>lions.</span> </span></div>\n<div class=\"t m0 x21b h62 y1faf ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fb0 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, il r<span class=\"_ _0\"></span>este 3.3<span class=\"_ _0\"></span>26 CASH<span class=\"_ _0\"></span>ES en circul<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 349px; height: 612px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 349px; height: 612px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 349px; height: 612px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff330 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Montant<span class=\"_ _0\"></span> de r\u00e9f\u00e9ren<span class=\"_ _0\"></span>ce et int\u00e9r\u00eat<span class=\"_ _0\"></span>s pay\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence s<span class=\"_ _0\"></span>e calcul<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e suit<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre EU<span class=\"_ _0\"></span>R 2.350 mill<span class=\"_ _0\"></span>ions et la va<span class=\"_ _0\"></span>leur de marc<span class=\"_ _0\"></span>h\u00e9 de </span></span></div>\n<div class=\"t m0 x3b5 h62 y93e ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">13 millio<span class=\"_ _0\"></span>ns d\u2019actio<span class=\"_ _0\"></span>ns Ageas<span class=\"_ _0\"></span> dans lesque<span class=\"_ _0\"></span>lles l\u2019i<span class=\"_ _0\"></span>nstrumen<span class=\"_ _0\"></span>t est</div>\n<div class=\"t m0 x3b5 h62 y93f ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9, moins<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x6 h62 y940 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre les<span class=\"_ _0\"></span> EUR 3.00<span class=\"_ _0\"></span>0 million<span class=\"_ _0\"></span>s \u00e9mis et la val<span class=\"_ _0\"></span>eur de </span></span></div>\n<div class=\"t m0 x3b5 h62 y941 ff330 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">march<span class=\"lsdc wse9\">\u00e9 <span class=\"_ _3\"></span>des CASH<span class=\"_ _0\"></span>ES telle qu<span class=\"_ _0\"></span>e cot\u00e9e \u00e0 la Bours<span class=\"_ _0\"></span>e de Luxem<span class=\"_ _0\"></span>bourg, </span></div>\n<div class=\"t m0 x3b5 h62 y942 ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">multipli\u00e9e par<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">le n<span class=\"_ _0\"></span>ombre de tit<span class=\"_ _0\"></span>res CASH<span class=\"_ _0\"></span>ES en circu<span class=\"_ _0\"></span>lation (3.<span class=\"_ _0\"></span>326 au </span></span></div>\n<div class=\"t m0 x3b5 h62 y944 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre</span> <span class=\"lsde wseb\">2022)<span class=\"_ _3\"></span> divis\u00e9 <span class=\"_ _3\"></span>par le no<span class=\"_ _3\"></span>mbre de CAS<span class=\"_ _3\"></span>HES \u00e9mis \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x3b5 h62 y945 ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'origine (1<span class=\"_ _3\"></span>2.000).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pai<span class=\"_ _0\"></span>e des int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 BNP Pari<span class=\"_ _0\"></span>bas Forti<span class=\"_ _0\"></span>s SA/NV <span class=\"wseb\">su<span class=\"_ _0\"></span>r le mont<span class=\"_ _0\"></span>ant de </span></div>\n<div class=\"t m0 x6 h62 y9ee ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e moyen d<span class=\"_ _0\"></span>u trimestr<span class=\"_ _0\"></span>e (si le r\u00e9sul<span class=\"_ _0\"></span>tat de l\u2019op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>n ci<span class=\"ls0 ws0\">-</span>dessus est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ef ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gatif<span class=\"_ _0\"></span>, c\u2019est BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV qui eff<span class=\"_ _0\"></span>ectue un pai<span class=\"_ _0\"></span>ement \u00e0</div>\n<div class=\"t m0 x6 h62 y9f0 ff330 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">les int\u00e9r\u00eat<span class=\"_ _0\"></span>s se calc<span class=\"_ _0\"></span>ulent a<span class=\"_ _0\"></span>u taux <span class=\"_ _0\"></span>Euribor \u00e0 t<span class=\"_ _0\"></span>rois <span class=\"_ _0\"></span>mois plus<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">90<span class=\"ls0 ws0\"> </span><span class=\"wse9\">points de ba<span class=\"_ _0\"></span>se. Ageas a g<span class=\"_ _0\"></span>ag\u00e9 5,5<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% du t<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>s AG </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce en circ<span class=\"_ _0\"></span>ulation en fav<span class=\"_ _0\"></span>eur de BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis SA/N<span class=\"_ _0\"></span>V.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff330 fs43 fce sc0 lsdc wse8\" style=\"z-index: 15;\">Valoris<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span> une notion de tran<span class=\"_ _3\"></span>sfert pour \u00e9valuer<span class=\"_ _3\"></span> la juste valeur<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 y9a8 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif RPN<span class=\"_ _0\"></span>(I). L\u2019IF<span class=\"_ _0\"></span>RS 13 d\u00e9fi<span class=\"_ _0\"></span>nit la just<span class=\"_ _0\"></span>e valeur comm<span class=\"_ _0\"></span>e le prix q<span class=\"_ _0\"></span>ui serait<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7u \u00e0 l\u2019oc<span class=\"_ _0\"></span>casion de l<span class=\"_ _0\"></span>a vente d\u2019u<span class=\"_ _0\"></span>n actif, ou le p<span class=\"_ _0\"></span>rix qui sera<span class=\"_ _0\"></span>it pay\u00e9 po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y15bb ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>rer une dett<span class=\"_ _0\"></span>e, dans le<span class=\"_ _0\"></span> cadre d\u2019un<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>on conclu<span class=\"_ _0\"></span>e \u00e0 des</div>\n<div class=\"t m0 x1a h62 y15bc ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons norm<span class=\"_ _0\"></span>ales par des i<span class=\"_ _0\"></span>nterven<span class=\"_ _0\"></span>ants de mar<span class=\"_ _0\"></span>ch\u00e9, \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y15bd ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation. I<span class=\"_ _0\"></span>l s\u2019ag<span class=\"_ _0\"></span>it expli<span class=\"_ _0\"></span>citement<span class=\"_ _0\"></span> d\u2019un p<span class=\"_ _0\"></span>rix de so<span class=\"_ _0\"></span>rtie, so<span class=\"_ _0\"></span>it un pri<span class=\"_ _0\"></span>x pay\u00e9</div>\n<div class=\"t m0 x1a h62 y1fb2 ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour tra<span class=\"_ _0\"></span>nsf\u00e9re<span class=\"_ _0\"></span>r un pass<span class=\"_ _0\"></span>if. Lo<span class=\"_ _0\"></span>rsque ce<span class=\"_ _0\"></span>s prix o<span class=\"_ _0\"></span>u cours n<span class=\"_ _0\"></span>e sont pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb3 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles et que le p<span class=\"_ _0\"></span>assif est d\u00e9t<span class=\"_ _0\"></span>enu com<span class=\"_ _0\"></span>me actif par un<span class=\"_ _0\"></span>e autre e<span class=\"_ _0\"></span>ntit\u00e9,</div>\n<div class=\"t m0 x1a h62 y1fb4 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le passif do<span class=\"_ _0\"></span>it \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 du point<span class=\"_ _0\"></span> de vue de l\u2019int<span class=\"_ _0\"></span>erven<span class=\"_ _0\"></span>ant de march<span class=\"_ _0\"></span>\u00e9 qui</div>\n<div class=\"t m0 x1a h62 y1fb5 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> l\u2019actif. A<span class=\"_ _0\"></span><span class=\"lsde wsfa\">geas valorise<span class=\"_ _3\"></span> ce passif au montan<span class=\"_ _3\"></span>t de r\u00e9f\u00e9rence.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1fb6 ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fb7 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce de la RPN<span class=\"_ _0\"></span>(I) est bas\u00e9 s<span class=\"_ _0\"></span>ur le cours des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb8 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CASHES et<span class=\"_ _0\"></span> de l\u2019actio<span class=\"_ _0\"></span>n Ageas. L<span class=\"_ _0\"></span>e montant d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a diminu\u00e9,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb9 ff330 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">520,4</span> <span class=\"lsdc wse9\">millions \u00e0 la f<span class=\"_ _0\"></span>in de l\u2019ann<span class=\"_ _0\"></span>\u00e9e 2021 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">334,3</span> </span>millio<span class=\"_ _0\"></span>ns au </span></span></div>\n<div class=\"t m0 x1a h62 y1fba ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span><span class=\"wse9\">re 2022,<span class=\"_ _0\"></span> en raison du r\u00e8<span class=\"_ _0\"></span>glement pa<span class=\"_ _0\"></span>rtiel de l<span class=\"_ _0\"></span>a RPN(I) et d\u2019<span class=\"_ _0\"></span>une </span></div>\n<div class=\"t m0 x1a h62 y1fbb ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">baisse du <span class=\"_ _3\"></span>cours des CA<span class=\"_ _3\"></span>SHES de 95<span class=\"_ _3\"></span>,61<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% au 31</span> <span class=\"lsdc wse8\">d\u00e9cembre</span> <span class=\"lsdc wse9\">20<span class=\"_ _0\"></span>21 \u00e0 </span></span></div>\n<div class=\"t m0 x1a h62 y1fbc ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">79,17<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% au 31</span> </span>d\u00e9cembre<span class=\"ls0 ws0\"> </span><span class=\"wse9\">2022,<span class=\"_ _0\"></span> qui a \u00e9t\u00e9 part<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent compen<span class=\"_ _0\"></span>s\u00e9 par la </span></div>\n<div class=\"t m0 x1a h62 y1fbd ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminution du<span class=\"_ _3\"></span> cours de l\u2019action Agea<span class=\"_ _3\"></span>s de EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">45,55 \u00e0 EUR</span> </span><span class=\"wsea\">41,42 </span></div>\n<div class=\"t m0 x1a h62 y1fbe ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">du<span class=\"lsde wsfa\">rant la m\u00eame p\u00e9riode<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y15cb ff330 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Sensibilit\u00e9<span class=\"_ _3\"></span> de la valeur du passi<span class=\"_ _3\"></span>f RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15cc ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, c<span class=\"_ _0\"></span>haque hau<span class=\"_ _0\"></span>sse de 1<span class=\"ls0 ws0\"> </span>% du cours<span class=\"_ _0\"></span> des CASHE<span class=\"_ _0\"></span>S,</div>\n<div class=\"t m0 x1a h62 y15cd ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9<span class=\"_ _0\"></span>e en po<span class=\"_ _0\"></span>urcentag<span class=\"_ _0\"></span>e de sa va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale,<span class=\"_ _0\"></span> entra\u00ee<span class=\"_ _0\"></span>ne une</div>\n<div class=\"t m0 x1a h62 y15ce ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">augmentation<span class=\"_ _3\"></span> d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">8,3 millions du m<span class=\"_ _0\"></span>ontant de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e, tandis qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y15cf ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsde wseb\">haque h<span class=\"_ _3\"></span>ausse d\u2019EUR<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">1,00 du cours de l<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>n Ageas entr<span class=\"_ _0\"></span>a\u00eene une </span></div>\n<div class=\"t m0 x1a h62 y1fbf ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">baisse d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wseb\">3,5 mi<span class=\"_ _0\"></span>llions d<span class=\"_ _0\"></span>u montan<span class=\"_ _0\"></span>t de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 739px; height: 367px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 739px; height: 367px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 739px; height: 367px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">autres passifs</div>\n\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eats courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres charges courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xe8 h65 y68f ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Autres prestations \u00e0 lo<span class=\"_ _0\"></span>ng terme accord\u00e9es au per<span class=\"_ _0\"></span>sonnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Prestations \u00e0 court ter<span class=\"_ _0\"></span>me accord\u00e9es au personnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Passifs li\u00e9s aux options de<span class=\"_ _0\"></span> vente sur PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 637px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Dettes commerciales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Dettes envers les agen<span class=\"_ _0\"></span>ts, preneurs d'assurance e<span class=\"_ _0\"></span>t interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">TVA et autres imp\u00f4ts \u00e0<span class=\"_ _0\"></span> payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Dividendes \u00e0 payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Dettes envers les r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff336 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1fc1 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc2 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc3 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une inform<span class=\"_ _0\"></span>ation pl<span class=\"_ _0\"></span>us d\u00e9tail<span class=\"_ _0\"></span>l\u00e9e sur les pas<span class=\"_ _0\"></span>sifs li\u00e9s<span class=\"_ _0\"></span> \u00e0 des avanta<span class=\"_ _0\"></span>ges du</div>\n<div class=\"t m0 x6 h62 y1fc4 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e \u00e0 la not<span class=\"_ _0\"></span>e 6, point 6.1 <span class=\"ff337 ls0 ws0\">\u00ab<span class=\"ff334\"> </span></span><span class=\"wseb\">Avant<span class=\"_ _0\"></span>ages du </span></div>\n<div class=\"t m0 x6 h62 y1fc5 ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">personnel<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff337\">\u00bb</span><span class=\"lsf0 ws104\">. </span> </span></div>\n<div class=\"t m0 x6 h62 y1fc6 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fc7 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le poste \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res passif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb compre<span class=\"_ _0\"></span>nd les d<span class=\"_ _0\"></span>ettes li<span class=\"_ _0\"></span>\u00e9es \u00e0 la <span class=\"_ _0\"></span>compens<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x1a h62 y1fc8 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des op\u00e9rat<span class=\"_ _0\"></span>ions sur t<span class=\"_ _0\"></span>itres, les<span class=\"_ _0\"></span> gara<span class=\"wseb\">nti<span class=\"_ _0\"></span>es sur <span class=\"wse9\">sw<span class=\"_ _0\"></span>ap de taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat<span class=\"lsfe ws111\">, les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1fc9 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">liquidit<span class=\"_ _0\"></span>\u00e9s re\u00e7ue<span class=\"_ _0\"></span>s en attent<span class=\"_ _0\"></span>e d'affect<span class=\"_ _0\"></span>ation aux<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et les</div>\n<div class=\"t m0 x1a h62 y1fca ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">petites d\u00e9<span class=\"_ _0\"></span>penses<span class=\"_ _0\"></span> \u00e0 payer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1fcb ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fcc ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s peuv<span class=\"_ _0\"></span>ent \u00eatre tro<span class=\"_ _0\"></span>uv\u00e9s dan<span class=\"_ _0\"></span>s la Note 27</div>\n<div class=\"t m0 x1a h62 y1fcd ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 381px; height: 444px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 381px; height: 580px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 381px; height: 580px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 381px; height: 580px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 381px; height: 580px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 381px; height: 580px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff339 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts di<span class=\"wsfa\">ff\u00e9r\u00e9s et<span class=\"_ _3\"></span> les montants acqui<span class=\"_ _3\"></span>s sont consid\u00e9r\u00e9s<span class=\"_ _3\"></span> \u00eatre des passifs \u00e0<span class=\"_ _3\"></span> court terme dont l\u2019\u00e9<span class=\"_ _3\"></span>ch\u00e9ance est inf\u00e9ri<span class=\"_ _3\"></span>eure \u00e0 un an. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b3 ff339 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tableaux<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-</span>dessous pr\u00e9s<span class=\"_ _3\"></span>entent les flu<span class=\"_ _3\"></span>x de tr\u00e9sorerie non<span class=\"_ _3\"></span> actualis\u00e9s des<span class=\"_ _3\"></span> Dettes commerciales<span class=\"_ _3\"></span>, Dettes envers le<span class=\"_ _3\"></span>s agents, preneurs<span class=\"_ _3\"></span> d\u2019assura<span class=\"lsdc wseb\">nce et </span></div>\n<div class=\"t m0 x6 h62 y93e ff339 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>, TVA et autr<span class=\"_ _0\"></span>es imp\u00f4ts<span class=\"_ _0\"></span> \u00e0 payer, Dett<span class=\"_ _0\"></span>es enve<span class=\"_ _0\"></span>rs les r\u00e9ass<span class=\"_ _0\"></span>ureurs et A<span class=\"_ _0\"></span>utres dett<span class=\"_ _0\"></span>es, clas<span class=\"_ _0\"></span>s\u00e9s par gr<span class=\"wseb\">o<span class=\"_ _0\"></span>upe d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 1018px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 1018px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 1018px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 1018px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a0 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69b ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 927px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 927px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 927px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 927px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 yb68 ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 871px; height: 235px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 871px; height: 235px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 871px; height: 235px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Pro<span class=\"_ _1\"></span>visions</div>\n<div class=\"t m0 x6 h75 y7a0 ff33f fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">Les provisions concer<span class=\"_ _3\"></span>nent</div>\n<div class=\"t m0 x6 h75 y7a1 ff33f fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">principalement les litiges judici<span class=\"_ _0\"></span>aires</div>\n<div class=\"t m0 x6 h75 y7a2 ff33f fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">et diverses r\u00e9organisations. Elles</div>\n<div class=\"t m0 x6 h75 y7a3 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont bas\u00e9es sur les meilleu<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h75 y7a4 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">estimations disponibles en fin<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h75 y7a5 ff33f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">p\u00e9riode, selon le jugement du</div>\n<div class=\"t m0 x6 h75 y7a6 ff33f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">management et le plus souvent</div>\n<div class=\"t m0 x6 h75 y7a7 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">\u00e9tay\u00e9es par l\u2019opinio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h75 y7a8 ff33f fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">conse<span class=\"lsf5 ws0\">illers juridiques. Le mo<span class=\"_ _0\"></span>ment </span></div>\n<div class=\"t m0 x6 h75 y7a9 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des sorties de tr\u00e9sorerie<span class=\"_ _0\"></span> relatives \u00e0</div>\n<div class=\"t m0 x6 h75 y7aa ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ces provisions est par natu<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h75 y7ab ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">incertain \u00e9tant donn<span class=\"_ _0\"></span>\u00e9 le caract\u00e8re</div>\n<div class=\"t m0 x6 h75 y18ed ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">impr\u00e9visible de l\u2019issue et d<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h75 y18ee ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">de r\u00e8glement des litiges. <span class=\"_ _0\"></span>Il convient</div>\n<div class=\"t m0 x6 h75 y18ef ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">de consulter la note 43 <span class=\"ls0\">\u00ab </span><span class=\"ws10f\">Passifs </span></div>\n<div class=\"t m0 x6 h75 y18f0 ff33f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">\u00e9ventuels<span class=\"ls0 ws0\"> \u00bb <span class=\"_ _3\"></span><span class=\"lsf6 ws114\">po</span><span class=\"lsf5\">ur la description des </span></span></div>\n<div class=\"t m0 x6 h75 y18f1 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">affaires en cours.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff33d fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">R\u00e8glement gl<span class=\"_ _3\"></span>obal li\u00e9 <span class=\"_ _3\"></span>aux \u00e9v\u00e9nemen<span class=\"_ _3\"></span>ts Fortis <span class=\"_ _3\"></span>de 2007 et<span class=\"_ _3\"></span> 2008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1669 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le 14 mar<span class=\"_ _3\"></span>s 2016, Agea<span class=\"_ _3\"></span>s et les <span class=\"_ _3\"></span>organisatio<span class=\"_ _3\"></span>ns de plai<span class=\"_ _3\"></span>gnants Demino<span class=\"_ _3\"></span>r, Stichting<span class=\"_ _3\"></span> FortisEffe<span class=\"_ _3\"></span>ct, Stichting<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y166a ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>or Claims Ag<span class=\"_ _0\"></span>ainst Fort<span class=\"_ _0\"></span>is (SIC<span class=\"_ _0\"></span>AF) et VEB ont<span class=\"_ _0\"></span> annonc\u00e9 un<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>ition de r\u00e8<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span> de toutes</div>\n<div class=\"t m0 x21b h62 y166b ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les proc\u00e9dur<span class=\"_ _3\"></span>es civiles<span class=\"_ _3\"></span> li\u00e9es \u00e0 <span class=\"_ _3\"></span>l\u2019h\u00e9ritage <span class=\"_ _3\"></span>de l\u2019ancien g<span class=\"_ _3\"></span>roupe Forti<span class=\"_ _3\"></span>s pour les<span class=\"_ _3\"></span> \u00e9v\u00e9nements de<span class=\"_ _3\"></span> 2007 et<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y166c ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008 pour un m<span class=\"_ _0\"></span>ontant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"lsfe ws11a\">m<span class=\"_ _3\"></span>illiard. <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x21b h62 y166d ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y166e ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le 14 mar<span class=\"_ _3\"></span>s 2016 \u00e9gale<span class=\"_ _3\"></span>ment, Ageas<span class=\"_ _3\"></span> a annonc\u00e9 <span class=\"_ _3\"></span>avoir about<span class=\"_ _3\"></span>i \u00e0 un ac<span class=\"_ _3\"></span>cord ave<span class=\"wsfa\">c les as<span class=\"_ _3\"></span>sureurs D&amp;O, </span></div>\n<div class=\"t m0 x21b h62 y1fd5 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les D&amp;O impl<span class=\"_ _0\"></span>iqu\u00e9s da<span class=\"_ _0\"></span>ns les litig<span class=\"_ _0\"></span>es et BNP Pa<span class=\"_ _0\"></span>ribas Fort<span class=\"_ _0\"></span>is pour r\u00e9g<span class=\"_ _0\"></span>ler un monta<span class=\"_ _0\"></span>nt d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">290</span> <span class=\"lsfe ws11a\">millions.</span> </span></div>\n<div class=\"t m0 x21b h62 y1fd6 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fd7 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 mars 201<span class=\"_ _0\"></span>7, la Cour d<span class=\"_ _0\"></span>\u2019Appel d\u2019A<span class=\"_ _0\"></span>msterd<span class=\"_ _0\"></span>am a tenu une s\u00e9<span class=\"_ _0\"></span>ance pub<span class=\"_ _0\"></span>lique au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x21b h62 y1fd8 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">elle a enten<span class=\"_ _0\"></span>du la dema<span class=\"_ _0\"></span>nde de d\u00e9cl<span class=\"_ _0\"></span>aration du<span class=\"_ _0\"></span> caract\u00e8<span class=\"_ _0\"></span>re contr<span class=\"_ _0\"></span>aignant d<span class=\"_ _0\"></span>u r\u00e8glem<span class=\"_ _0\"></span>ent ainsi<span class=\"_ _0\"></span> que les</div>\n<div class=\"t m0 x21b h62 y1fd9 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">argume<span class=\"_ _0\"></span>nts d\u00e9pos<span class=\"_ _0\"></span>\u00e9s \u00e0 son encont<span class=\"_ _0\"></span>re. Le 16 jui<span class=\"_ _0\"></span>n 2017, la Co<span class=\"_ _0\"></span>ur a pris la d\u00e9ci<span class=\"_ _0\"></span>sion pro<span class=\"_ _0\"></span>visoire de<span class=\"_ _0\"></span> ne pas</div>\n<div class=\"t m0 x21b h62 y1fda ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9clarer le<span class=\"_ _3\"></span> r\u00e8glemen<span class=\"_ _3\"></span>t contraignan<span class=\"_ _3\"></span>t dans sa <span class=\"_ _3\"></span>forme initia<span class=\"_ _3\"></span>le. Le 12 <span class=\"_ _3\"></span>d\u00e9cembre 2<span class=\"_ _3\"></span>017, les dem<span class=\"_ _3\"></span>andeurs ont</div>\n<div class=\"t m0 x21b h62 y1fdb ff33d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9pos<span class=\"lsdc wse9\">\u00e9 un r\u00e8glement<span class=\"_ _0\"></span> r\u00e9vis\u00e9 et mo<span class=\"_ _0\"></span>difi\u00e9<span class=\"_ _0\"></span> aupr\u00e8s de la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam. Ce r\u00e8<span class=\"_ _0\"></span>glement </span></div>\n<div class=\"t m0 x21b h62 y1fdc ff33d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">modifi\u00e9 a tenu co<span class=\"_ _3\"></span>mpte des princi<span class=\"_ _3\"></span>pales pr\u00e9occupation<span class=\"_ _3\"></span>s de la Cour et aug<span class=\"_ _3\"></span>ment\u00e9 le budget glo<span class=\"_ _3\"></span>bal</div>\n<div class=\"t m0 x21b h62 y1fdd ff33d fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">10<span class=\"_ _3\"></span>0</span> <span class=\"lsde wsfa\">millions p<span class=\"_ _3\"></span>our le porter \u00e0 EU<span class=\"_ _3\"></span>R</span> <span class=\"lsf8 ws111\">1,3<span class=\"_ _3\"></span></span> </span>milliar<span class=\"_ _3\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fde ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fdf ff33d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 13 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>18, la <span class=\"lsde\">Cour d\u2019Appel d\u2019Amsterda<span class=\"_ _3\"></span>m a d\u00e9clar\u00e9<span class=\"_ _3\"></span> le r\u00e8gl<span class=\"_ _3\"></span>ement contraig<span class=\"_ _3\"></span>nant pour <span class=\"_ _3\"></span>les </span></div>\n<div class=\"t m0 x21b h62 y1fe0 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actionnaires <span class=\"_ _3\"></span>admissible<span class=\"_ _3\"></span>s (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-<span class=\"lsdc wse9\">dire les person<span class=\"_ _0\"></span>nes ayant<span class=\"_ _0\"></span> d\u00e9tenu des ac<span class=\"_ _0\"></span>tions Fo<span class=\"_ _0\"></span>rtis \u00e0 tout mo<span class=\"_ _0\"></span>ment </span></span></div>\n<div class=\"t m0 x21b h62 y1fe1 ff33d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e des ma<span class=\"_ _0\"></span>rch\u00e9s le <span class=\"_ _0\"></span>28 f\u00e9vr<span class=\"_ _0\"></span>ier 2007 <span class=\"_ _0\"></span>et la cl\u00f4t<span class=\"_ _0\"></span>ure des<span class=\"_ _0\"></span> march<span class=\"_ _0\"></span>\u00e9s le 14 o<span class=\"_ _0\"></span>ctobre<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2008), </span></span></div>\n<div class=\"t m0 x21b h62 y1fe2 ff33d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la loi n\u00e9erlandai<span class=\"_ _3\"></span>se sur le r\u00e8glemen<span class=\"_ _3\"></span>t collectif de<span class=\"_ _3\"></span>s dommages de masse<span class=\"_ _3\"></span> (\u00ab Wet</div>\n<div class=\"t m0 x21b h62 y1fe3 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Collect<span class=\"_ _0\"></span>ieve Afwi<span class=\"_ _0\"></span>kkeli<span class=\"_ _0\"></span>ng Massasc<span class=\"_ _0\"></span>hade \u00bb ou \u00ab WCA<span class=\"_ _0\"></span>M \u00bb). En d\u00e9cl<span class=\"_ _0\"></span>arant le r\u00e8g<span class=\"_ _0\"></span>lement co<span class=\"_ _0\"></span>ntraign<span class=\"_ _0\"></span>ant, la</div>\n<div class=\"t m0 x21b h62 y1fe4 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cour a e<span class=\"_ _3\"></span>stim\u00e9 que l<span class=\"_ _3\"></span>\u2019indemnisation<span class=\"_ _3\"></span> propos\u00e9e da<span class=\"_ _3\"></span>ns le cad<span class=\"_ _3\"></span>re du r\u00e8<span class=\"wsfa\">gle<span class=\"_ _3\"></span>ment \u00e9tait rais<span class=\"_ _3\"></span>onnable et que le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y1fe5 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">organis<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e plaignant<span class=\"_ _0\"></span>s Demin<span class=\"_ _0\"></span>or, SICA<span class=\"_ _0\"></span>F et Fortis<span class=\"_ _0\"></span>Effect \u00e9ta<span class=\"_ _0\"></span>ient suff<span class=\"_ _0\"></span>isamme<span class=\"_ _0\"></span>nt repr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ives</div>\n<div class=\"t m0 x21b h62 y1fe6 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts des b\u00e9n\u00e9<span class=\"_ _3\"></span>ficiaires du<span class=\"_ _3\"></span> r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fe7 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fe8 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 21 d\u00e9cem<span class=\"_ _0\"></span>bre 2018, A<span class=\"_ _0\"></span>geas a anno<span class=\"_ _0\"></span>nc\u00e9 sa d\u00e9cis<span class=\"_ _0\"></span>ion d\u2019ant<span class=\"_ _0\"></span>iciper et<span class=\"_ _0\"></span> de clarifi<span class=\"_ _0\"></span>er la situat<span class=\"_ _0\"></span>ion en</div>\n<div class=\"t m0 x21b h62 y1fe9 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renon\u00e7<span class=\"_ _0\"></span>ant \u00e0 son droit d<span class=\"_ _0\"></span>e r\u00e9siliat<span class=\"_ _0\"></span>ion. Par c<span class=\"_ _0\"></span>ons\u00e9q<span class=\"_ _0\"></span>uent, le r\u00e8gl<span class=\"_ _0\"></span>ement est<span class=\"_ _0\"></span> devenu d\u00e9f<span class=\"_ _0\"></span>initif. L<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x21b h62 y1fea ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9p\u00f4t des<span class=\"_ _0\"></span> demandes<span class=\"_ _0\"></span> a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juill<span class=\"_ _0\"></span>et 2018 et s\u2019<span class=\"_ _0\"></span>est termin<span class=\"_ _0\"></span>\u00e9e le 28 juill<span class=\"_ _0\"></span>et 2019. A<span class=\"_ _0\"></span>u 31</div>\n<div class=\"t m0 x21b h62 y1feb ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 20<span class=\"_ _3\"></span>22, un monta<span class=\"_ _3\"></span>nt d\u2019EUR 1.3<span class=\"_ _3\"></span>09 millio<span class=\"wsfa\">ns<span class=\"_ _3\"></span> avait d\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"_ _3\"></span>y\u00e9 aux actionnair<span class=\"_ _3\"></span>es admissibles<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1fec ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fed ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion d\u2019un n<span class=\"_ _0\"></span>ombre lim<span class=\"_ _0\"></span>it\u00e9 de</div>\n<div class=\"t m0 x21b h62 y1fee ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">demandes non<span class=\"_ _3\"></span> r\u00e9solues. L<span class=\"_ _3\"></span>es derni\u00e8<span class=\"_ _3\"></span>res tranche<span class=\"_ _3\"></span>s d\u2019indemnisa<span class=\"_ _3\"></span>tion ont \u00e9t\u00e9<span class=\"_ _3\"></span> pay\u00e9es f<span class=\"_ _3\"></span>in ao\u00fbt 202<span class=\"_ _3\"></span>2. Les</div>\n<div class=\"t m0 x21b h62 y1fef ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts pot<span class=\"_ _0\"></span>ent<span class=\"lsde wseb\">iels pour les d<span class=\"_ _3\"></span>emandes non<span class=\"_ _3\"></span> r\u00e9solues qu<span class=\"_ _3\"></span>\u2019Ageas s\u2019e<span class=\"_ _3\"></span>st engag\u00e9e \u00e0 <span class=\"_ _3\"></span>prendre en<span class=\"_ _3\"></span> charge so<span class=\"_ _3\"></span>nt </span></div>\n<div class=\"t m0 x21b h62 y1ff0 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverts par<span class=\"_ _3\"></span> la provi<span class=\"_ _3\"></span>sion mentionn<span class=\"_ _3\"></span>\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">dessous.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1ff1 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1ff2 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux \u00e9l\u00e9ments<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>rovision d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">1,3<span class=\"_ _3\"></span></span> <span class=\"lsfe ws111\">million <span class=\"_ _3\"></span>au 31</span> <span class=\"_ _3\"></span></span>d\u00e9cembre 2022<span class=\"_ _3\"></span> <span class=\"wsea\">(31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _3\"></span>embre </span></div>\n<div class=\"t m0 x21b h62 y1ff3 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">114 <span class=\"wse9\">millio<span class=\"_ _0\"></span>ns) sont les s<span class=\"_ _0\"></span>uivants<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff4 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsf3 ws10c\">E<span class=\"_ _3\"></span>UR</span><span class=\"ff33d\"> <span class=\"lsdc wseb\">1.309 millio<span class=\"_ _0\"></span>ns li\u00e9s <span class=\"_ _0\"></span>\u00e0 l'acco<span class=\"_ _0\"></span>rd de r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> WCAM<span class=\"ls0 ws0\"> ;  </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff5 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsf3 ws113\">E<span class=\"_ _3\"></span>UR 1</span><span class=\"ff33d\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millio<span class=\"_ _0\"></span>n li\u00e9s au risqu<span class=\"_ _0\"></span>e extr\u00eam<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff6 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsfe ws11a\">m<span class=\"_ _3\"></span>oins</span><span class=\"ff33d\"> <span class=\"lsf3 ws10c\">EUR<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">1.309 m<span class=\"_ _3\"></span>illions d\u00e9<span class=\"_ _3\"></span>j\u00e0 vers\u00e9s au<span class=\"_ _3\"></span>x actionnair<span class=\"_ _3\"></span>es admissibles<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 192px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 192px; height: 769px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 192px; height: 769px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff344 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les montan<span class=\"_ _3\"></span>ts sont com<span class=\"_ _3\"></span>ptabilis\u00e9s s<span class=\"_ _3\"></span>ous la ru<span class=\"_ _3\"></span>brique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Provisions<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00bb dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et so<span class=\"_ _0\"></span>us la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Variation d<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s</span> <span class=\"lsde wseb\">\u00bb dans </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff344 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff344 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93e ff344 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les prov<span class=\"_ _0\"></span>isions <span class=\"_ _0\"></span>ont \u00e9vol<span class=\"_ _0\"></span>u\u00e9 com<span class=\"_ _0\"></span>me suit<span class=\"_ _0\"></span> durant l<span class=\"_ _0\"></span>\u2019exercic<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff344 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff344 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff344 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff346 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 987px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 987px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff344 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 972px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Augmentation (diminution) des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 943px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 943px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Provisions utilis\u00e9es au cours de l'exercice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 928px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff344 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 913px; z-index: 15;\">\u00c9car<span class=\"_ _3\"></span>ts de <span class=\"lse0 wsf0\">change et autres<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 913px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y6a6 ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 913px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6d1 ff346 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y6d1 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 898px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d1 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 887px; height: 219px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 887px; height: 219px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 887px; height: 219px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Part<span class=\"_ _3\"></span>icipations n<span class=\"_ _3\"></span>e donna<span class=\"_ _3\"></span>nt</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">pa<span class=\"_ _3\"></span>s le contr\u00f4le</div>\n<div class=\"t m0 x6 h75 y1a2b ff34a fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant <span class=\"lsf6 ws114\">pr\u00e9sente</span><span class=\"ls0\"> l<span class=\"ls136 ws161\">es </span></span></div>\n<div class=\"t m0 x6 h75 y1a2c ff34a fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">informations sur les<span class=\"ls0 ws0\"> <span class=\"lsf5 ws10f\">principales </span></span></div>\n<div class=\"t m0 x6 h75 y1a2d ff34a fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participations ne donnant pas le</div>\n<div class=\"t m0 x6 h75 y1a2e ff34a fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">contr\u00f4le (PNC) dans les <span class=\"_ _0\"></span>soci\u00e9t\u00e9s du</div>\n<div class=\"t m0 x6 h75 y1a2f ff34a fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">groupe Ageas<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x21b h62 yf8f ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y1a33 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 501px; bottom: 816px; z-index: 15;\">% de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 473px; bottom: 802px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 yb68 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 476px; bottom: 787px; z-index: 15;\">ne donnant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 507px; bottom: 772px; z-index: 15;\">pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y6a6 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 480px; bottom: 757px; z-index: 15;\">le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 543px; bottom: 802px; z-index: 15;\">R\u00e9sultat <span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 566px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 547px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y1a33 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 577px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y1a33 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 816px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 802px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 621px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 602px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 611px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 816px; z-index: 15;\">% de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 802px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 yb68 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 787px; z-index: 15;\">ne donnant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 772px; z-index: 15;\">pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y6a6 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 646px; bottom: 757px; z-index: 15;\">le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 708px; bottom: 802px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 731px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 721px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y1a33 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y1a33 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 762px; bottom: 816px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 768px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68a ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 yb68 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y691 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6a6 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 522px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 577px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 632px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6d3 ff348 fs45 fce sc0 lse0 wsf0\" style=\"left: 323px; bottom: 729px; z-index: 15;\">Soci\u00e9t\u00e9s du groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 522px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 577px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 632px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y697 ff348 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 323px; bottom: 715px; z-index: 15;\">AG Insurance (Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 715px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 561px; bottom: 715px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 715px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 715px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 715px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 715px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6de ff348 fs45 fc15 sc0 lse2 ws103\" style=\"left: 323px; bottom: 700px; z-index: 15;\">AG Real Es<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 685px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">(inc<span class=\"_ _3\"></span>lus dans AG Insurance)</span> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 670px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">principalement PNC Interparking</span> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 655px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">pour 49% d\u00e9tenu</span> </div>\n<div class=\"t m0 x1d0 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 655px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 566px; bottom: 655px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 655px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 655px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 655px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 655px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 640px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">par les actionnaires minoritaires</span> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 625px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">d'AG Real Estate</span> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68a ff348 fs45 fc15 sc0 lse0 wsee\" style=\"left: 323px; bottom: 611px; z-index: 15;\">Millenniumbcp Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6a6 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">(inc<span class=\"_ _3\"></span>lus dans Europe)</span> </div>\n<div class=\"t m0 x1d0 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 596px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 566px; bottom: 596px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 596px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 596px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 596px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 596px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y691 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 581px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 581px; z-index: 15;\">1</div>\n<div class=\"t m0 x8 h65 y691 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 581px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 581px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 581px; z-index: 15;\">3</div>\n<div class=\"t m0 x2d7 h67 y6a6 ff34b fs45 fce sc0 lse5 ws100\" style=\"left: 323px; bottom: 566px; z-index: 15;\">Total<span class=\"_ _3\"></span> PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff34b fs45 fce sc0 ls0 ws0\" style=\"left: 522px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 561px; bottom: 566px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 566px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff34b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 726px; bottom: 566px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 566px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y200a ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y200b ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y200c ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns ne donna<span class=\"_ _0\"></span>nt pas le cont<span class=\"_ _0\"></span>r\u00f4le (PN<span class=\"_ _0\"></span>C) repr\u00e9<span class=\"_ _0\"></span>sentent<span class=\"_ _0\"></span> la partici<span class=\"_ _0\"></span>pation d\u2019u<span class=\"_ _0\"></span>ne tierc<span class=\"_ _0\"></span>e partie</div>\n<div class=\"t m0 x21b h62 y200d ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres des f<span class=\"_ _0\"></span>iliales<span class=\"_ _0\"></span> d\u2019Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y200e ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y200f ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n de la ligne \u00ab Aut<span class=\"_ _0\"></span>res \u00bb est li\u00e9<span class=\"_ _0\"></span>e \u00e0 la participat<span class=\"_ _0\"></span>ion da<span class=\"_ _0\"></span>ns Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y2010 ff348 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">Comp<span class=\"lsde wseb\">any L<span class=\"_ _3\"></span>td (AFLIC)<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y2011 ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2012 ff348 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce a accor<span class=\"_ _3\"></span>d\u00e9 \u00e0 Par<span class=\"_ _3\"></span>kimo, un ac<span class=\"_ _3\"></span>tionnaire mino<span class=\"_ _3\"></span>ritaire d<span class=\"_ _3\"></span>\u2019Interparking, <span class=\"_ _3\"></span>une option<span class=\"_ _3\"></span> de vente </span></div>\n<div class=\"t m0 x21b h62 y2013 ff348 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">inconditionne<span class=\"_ _3\"></span>lle sur sa part<span class=\"_ _3\"></span>icipation de 10<span class=\"_ _3\"></span>,05<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% dans Interp<span class=\"_ _0\"></span>arking.<span class=\"_ _0\"></span> L\u2019optio<span class=\"_ _0\"></span>n de vente a \u00e9t\u00e9 v<span class=\"_ _0\"></span>aloris\u00e9<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x21b h62 y2014 ff348 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 la jus<span class=\"_ _3\"></span>te valeur d<span class=\"_ _3\"></span>u montant <span class=\"_ _3\"></span>du r\u00e8glem<span class=\"_ _3\"></span>e<span class=\"lsdc wse9\">nt attend<span class=\"_ _0\"></span>u \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">114 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsea\">EUR</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">108 millions)<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x21b h62 y2015 ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 24 Int\u00e9r\u00eat<span class=\"_ _0\"></span>s courus et aut<span class=\"_ _0\"></span>res pass<span class=\"_ _0\"></span>ifs).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2016 ff348 fs43 fce sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2017 ff348 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les d\u00e9t<span class=\"_ _0\"></span>ails de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re <span class=\"_ _0\"></span>d\u2019AG Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont in<span class=\"_ _0\"></span>clus d<span class=\"_ _0\"></span>ans la not<span class=\"_ _0\"></span>e 8</div>\n<div class=\"t m0 x21b h62 y2018 ff34c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff348\"> <span class=\"lsdc wseb\">Information s<span class=\"_ _0\"></span>ur les s<span class=\"_ _0\"></span>ecteur<span class=\"_ _0\"></span>s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff34c\">\u00bb</span></span><span class=\"lsde\">. Le<span class=\"_ _3\"></span></span><span class=\"wse9\">s d\u00e9tail<span class=\"_ _0\"></span>s sur l\u2019aut<span class=\"_ _0\"></span>re filiale qu<span class=\"_ _0\"></span>e d\u00e9tient<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x21b h62 y2019 ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions ne do<span class=\"_ _0\"></span>nnant pas l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x21b h62 y201a ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 518px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff348 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 222px; z-index: 15;\">Informations financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 208px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">(consid\u00e9r\u00e9 \u00e0 100%)</span> </div>\n<div class=\"t m0 x1d0 h65 y6d3 ff348 fs45 fce sc0 lse1 wsef\" style=\"left: 496px; bottom: 252px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 508px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 489px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 208px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6d3 ff348 fs45 fce sc0 lse3 wsf2\" style=\"left: 548px; bottom: 252px; z-index: 15;\">Passif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 562px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 543px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 208px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 593px; bottom: 267px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 252px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 599px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 208px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d3 ff348 fs45 fce sc0 lse1 wsef\" style=\"left: 660px; bottom: 252px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 653px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 664px; bottom: 208px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y6d3 ff348 fs45 fce sc0 lse3 wsf2\" style=\"left: 714px; bottom: 252px; z-index: 15;\">Passif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 728px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 709px; bottom: 222px; z-index: 15;\">31 <span class=\"lse5 wsf4\">d\u00e9c<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 720px; bottom: 208px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 267px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 762px; bottom: 252px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 763px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 208px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 237px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 518px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 628px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 180px; z-index: 15;\">Filiale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 518px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 628px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 165px; z-index: 15;\">Millenniumbcp Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 165px; z-index: 15;\">8.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 550px; bottom: 165px; z-index: 15;\">8.476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 165px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 165px; z-index: 15;\">10.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 716px; bottom: 165px; z-index: 15;\">9.846<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 165px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 154px; height: 807px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pro<span class=\"_ _0\"></span>duits d\u00e9riv<span class=\"_ _1\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y2032 ff34e fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\">Contrat<span class=\"_ _0\"></span>s sur ta<span class=\"_ _0\"></span>ux de cha<span class=\"_ _0\"></span>nge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y2033 ff34e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les f<span class=\"lsdc wseb\">utures so<span class=\"_ _0\"></span>nt des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>ont le <span class=\"_ _0\"></span>r\u00e8gleme<span class=\"_ _0\"></span>nt se f<span class=\"_ _0\"></span>ait \u00e0 un co<span class=\"_ _0\"></span>urs et \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y2034 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une date fut<span class=\"_ _0\"></span>ure sp\u00e9ci<span class=\"_ _0\"></span>fi\u00e9s, qui s<span class=\"_ _0\"></span>ont n\u00e9goci<span class=\"_ _0\"></span>ables dan<span class=\"_ _0\"></span>s un march<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y2035 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">organis<span class=\"_ _0\"></span>\u00e9. Les forw<span class=\"_ _0\"></span>ards sont<span class=\"_ _0\"></span> des contr<span class=\"_ _0\"></span>ats de gr\u00e9 \u00e0 gr\u00e9,<span class=\"_ _0\"></span> dont le r\u00e8gle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y2036 ff34e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">intervient \u00e0 une<span class=\"_ _3\"></span> date future sp\u00e9c<span class=\"_ _3\"></span>ifi\u00e9e \u00e0 un prix n\u00e9go<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ci\u00e9 \u00e0 l\u2019avanc<span class=\"_ _0\"></span>e. Les </span></div>\n<div class=\"t m0 x6 h62 y2037 ff34e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de futu<span class=\"_ _0\"></span>res et f<span class=\"_ _0\"></span>orwards<span class=\"_ _0\"></span> sont d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> pour co<span class=\"_ _0\"></span>uvrir</div>\n<div class=\"t m0 x6 h62 y2038 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>hange s<span class=\"_ _0\"></span>ur des actifs<span class=\"_ _0\"></span> libell<span class=\"_ _0\"></span>\u00e9s en devise<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2039 ff34e fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\">Contrat<span class=\"_ _0\"></span>s sur ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et s<span class=\"_ _0\"></span>waps d<span class=\"_ _0\"></span>e devis<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y203a ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats de swaps<span class=\"_ _0\"></span> sont des acc<span class=\"_ _0\"></span>ords entr<span class=\"_ _0\"></span>e deux part<span class=\"_ _0\"></span>ies d<span class=\"lsde wsea\">\u2019\u00e9changer </span></div>\n<div class=\"t m0 x1a h62 y203b ff34e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des s\u00e9ri<span class=\"_ _0\"></span>es de fl<span class=\"_ _0\"></span>ux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>e d\u2019autr<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"_ _0\"></span>orerie. <span class=\"_ _0\"></span>Les</div>\n<div class=\"t m0 x1a h62 y203c ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts interv<span class=\"_ _0\"></span>iennent<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r notionn<span class=\"_ _0\"></span>elle des sw<span class=\"_ _0\"></span>aps. Age<span class=\"_ _0\"></span>as</div>\n<div class=\"t m0 x1a h62 y203d ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilise l<span class=\"_ _0\"></span>es swaps de t<span class=\"_ _0\"></span>aux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat au pre<span class=\"_ _0\"></span>mier chef po<span class=\"_ _0\"></span>ur g\u00e9rer les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x1a h62 y203e ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie prov<span class=\"_ _0\"></span>enant d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"ls0 ws0\"> </span>re\u00e7<span class=\"_ _0\"></span>us ou pay\u00e9s et<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de swaps</div>\n<div class=\"t m0 x1a h62 y203f ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de monnai<span class=\"_ _0\"></span>es \u00e9trang\u00e8<span class=\"_ _0\"></span>res pour g\u00e9<span class=\"_ _0\"></span>rer les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie en dev<span class=\"_ _0\"></span>ises.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pro<span class=\"_ _0\"></span>duits d\u00e9riv<span class=\"_ _1\"></span>\u00e9s</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 695px; height: 266px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 695px; height: 266px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 695px; height: 266px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff355 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 lse1 wsef\" style=\"left: 363px; bottom: 1049px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 1049px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 725px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 1034px; z-index: 15;\">Montan<span class=\"ls0 ws0\">t </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1019px; z-index: 15;\">notionn<span class=\"ls0 ws0\">el </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 1034px; z-index: 15;\">Montant <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 365px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y69d ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Contrats sur taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Contrats sur actions et indi<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 751px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 751px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 736px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 736px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 736px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 736px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 736px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 721px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 721px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 691px; z-index: 15;\">De gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span>gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 691px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 677px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 677px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 677px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 677px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 666px; height: 440px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y2055 ff355 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">D\u00e9riv\u00e9s de <span class=\"_ _3\"></span>couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 yb68 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 598px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 yb68 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 598px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 363px; bottom: 582px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y694 ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 582px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff353 fs45 fce sc0 lsee wsf6\" style=\"left: 607px; bottom: 582px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff353 fs45 fce sc0 lsee wsf6\" style=\"left: 725px; bottom: 582px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 507px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 507px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 507px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 663px; bottom: 507px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 507px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 507px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 492px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 492px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 492px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 663px; bottom: 492px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 492px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 492px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Contrats sur taux d'int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 447px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 432px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 432px; z-index: 15;\">758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 432px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 432px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 432px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 432px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 432px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 432px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 418px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 418px; z-index: 15;\">858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 418px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 418px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 418px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 418px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 418px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 418px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 388px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 415px; bottom: 388px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 388px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 541px; bottom: 388px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 388px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 388px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 388px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 388px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 358px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 358px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 358px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 343px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 343px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 343px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 343px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 328px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 328px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 328px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 299px; z-index: 15;\">De <span class=\"lse5 wsf4\">gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span><span class=\"ws100\">gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 299px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6ed ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6ed ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 299px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 299px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 299px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 299px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 299px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 299px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 284px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 415px; bottom: 284px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 284px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 541px; bottom: 284px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 284px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 284px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 284px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 284px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 273px; height: 833px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 273px; height: 833px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 273px; height: 833px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Engagemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">hors bilan</div>\n<div class=\"t m0 x6 h75 y1a2b ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Les engagements hors bilan re\u00e7us</div>\n<div class=\"t m0 x6 h75 y1a2c ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">et donn\u00e9s se pr\u00e9sentent comme</div>\n<div class=\"t m0 x6 h75 y1a2d ff35b fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c63 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c64 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 720px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Engagements re\u00e7us<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Lignes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff359 fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Suret<span class=\"_ _3\"></span>\u00e9s et g<span class=\"_ _3\"></span>arant<span class=\"_ _3\"></span>ies re\u00e7<span class=\"_ _3\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Autres droits hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 687px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff35d fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total<span class=\"_ _3\"></span> re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Engagements donn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, lettres de cr\u00e9dit<span class=\"_ _0\"></span> financi\u00e8res et lettres de <span class=\"_ _0\"></span>cr\u00e9dit de bonne fin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Lignes de cr\u00e9dit dispon<span class=\"_ _0\"></span>ibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Suret\u00e9s et garanties donn\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s et cr<span class=\"_ _3\"></span>\u00e9ances c<span class=\"_ _3\"></span>onfi\u00e9<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 637px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 637px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Droits et engagements en cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Engagements immobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Autres engagements hors bilan<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff35d fs45 fce sc0 lsed ws106\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Total donn\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y206d ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206e ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206f ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majeur<span class=\"_ _0\"></span>e partie de<span class=\"_ _0\"></span>s engage<span class=\"_ _0\"></span>ments re\u00e7<span class=\"_ _0\"></span>us consis<span class=\"_ _0\"></span>te en des s\u00fb<span class=\"_ _0\"></span>ret\u00e9s et gar<span class=\"_ _0\"></span>anties r<span class=\"_ _0\"></span>e\u00e7ues sur de<span class=\"_ _0\"></span>s pr\u00eats</div>\n<div class=\"t m0 x21b h62 y2070 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e9caires r\u00e9<span class=\"_ _0\"></span>sident<span class=\"_ _0\"></span>iels et, dans<span class=\"_ _0\"></span> une moindr<span class=\"_ _0\"></span>e mesur<span class=\"_ _0\"></span>e, sur des pr\u00eat<span class=\"_ _0\"></span>s \u00e0 des assur<span class=\"_ _0\"></span>\u00e9s ou des pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y2071 ff359 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">commerciaux. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2072 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2073 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les autres<span class=\"_ _3\"></span> engagements<span class=\"_ _3\"></span> hors bilan<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cemb<span class=\"lsdc wse9\">re 2022 incl<span class=\"_ _0\"></span>uent EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">250 millions<span class=\"_ _0\"></span> d\u2019offres<span class=\"_ _0\"></span> de </span></span></span></div>\n<div class=\"t m0 x21b h62 y2074 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit en<span class=\"_ _3\"></span> attente (31<span class=\"_ _3\"></span> d\u00e9cembre 2<span class=\"_ _3\"></span>021<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsdc wse9\">521 millions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x21b h62 y2075 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2076 ff359 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9cembre 2021,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Ageas SA/<span class=\"_ _0\"></span>NV a conclu deux<span class=\"_ _0\"></span> facilit<span class=\"_ _0\"></span>\u00e9s de cr\u00e9dit r<span class=\"_ _0\"></span>enouve<span class=\"_ _0\"></span>lables<span class=\"_ _0\"></span>, EUR 250 mi<span class=\"_ _0\"></span>llions </span></span></div>\n<div class=\"t m0 x21b h62 y2077 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'une dur<span class=\"_ _0\"></span>\u00e9e de 3 ans et<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsde wsfa\">250 millions d<span class=\"_ _3\"></span>'une dur\u00e9e de </span></span>5 ans, chacune av<span class=\"_ _0\"></span>ec la poss<span class=\"_ _0\"></span>ibilit\u00e9 de</div>\n<div class=\"t m0 x21b h62 y2078 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prolon<span class=\"_ _0\"></span>ger d'un an l<span class=\"_ _0\"></span>a date d\u2019expi<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n. Ceci est in<span class=\"_ _0\"></span>clus dans<span class=\"_ _0\"></span> la rubriq<span class=\"_ _0\"></span>ue \u00ab lignes de cr<span class=\"_ _0\"></span>\u00e9dit re\u00e7u<span class=\"_ _0\"></span>es \u00bb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 379px; height: 582px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 379px; height: 582px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 379px; height: 582px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 379px; height: 582px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Juste v<span class=\"_ _1\"></span>a<span class=\"_ _3\"></span>leur des acti<span class=\"_ _3\"></span>fs et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">passifs fin<span class=\"_ _3\"></span>anciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff362 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x6 h75 y1a2c ff362 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">justes valeurs d\u2019a<span class=\"ws0\">ctifs et pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h75 y1a2d ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">financiers qui sont comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h75 y1a2e ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">au co\u00fbt amorti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 602px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 531px; bottom: 787px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 592px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 655px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 711px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 774px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fce sc0 lse1 wsef\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 756px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Placements financiers d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 741px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 741px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 741px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff360 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 727px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 727px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 709px; bottom: 727px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 727px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 712px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 712px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 712px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 712px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff363 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Total des actifs fina<span class=\"_ _0\"></span>nciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 649px; bottom: 697px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 709px; bottom: 697px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 545px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 617px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 676px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 736px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 795px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fce sc0 lse3 wsf2\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y183e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 652px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 652px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 652px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 652px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Emprunts, hors passifs locatif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 637px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 637px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 637px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff363 fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y69b ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 623px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 654px; bottom: 623px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 714px; bottom: 623px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1e81 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1e82 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2088 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la juste val<span class=\"_ _0\"></span>eur des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers non act<span class=\"_ _0\"></span>ivement<span class=\"_ _0\"></span> n\u00e9goci\u00e9s s<span class=\"_ _0\"></span>ur des marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x21b h62 y2089 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers peut se r<span class=\"_ _0\"></span>\u00e9capit<span class=\"_ _0\"></span>uler comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y208a ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 531px; z-index: 15;\">Type d'instrument<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsf0\" style=\"left: 405px; bottom: 531px; z-index: 15;\">Produits Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 507px; bottom: 531px; z-index: 15;\">Calcul de la juste vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 405px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 507px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 501px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">\u00e9ch\u00e9ance fixe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 501px; z-index: 15;\">Comptes courants,</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 489px; z-index: 15;\">comptes d\u2019\u00e9pargne etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 501px; z-index: 15;\">Valeur nominale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x15d h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse3 wsf1\" style=\"left: 405px; bottom: 464px; z-index: 15;\">Avances \u00e0 ter<span class=\"_ _0\"></span>me fixe,</div>\n<div class=\"t m0 x116 h65 y2091 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">d\u00e9p\u00f4ts etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 507px; bottom: 464px; z-index: 15;\">M\u00e9thodologie d'actualisation des flux de tr\u00e9sorerie<span class=\"ls0 ws0\"> ; </span><span class=\"wsee\">la courbe de taux </span></div>\n<div class=\"t m0 x10f h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d'actualisation utilis\u00e9e est la<span class=\"_ _0\"></span> courbe de swaps plu<span class=\"_ _0\"></span>s le spread (actifs) <span class=\"_ _0\"></span>ou la</div>\n<div class=\"t m0 x10f h65 y2092 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">courbe de swaps moins le spread (pass<span class=\"wsee\">ifs). Le spread se <span class=\"_ _0\"></span>base sur la </span></div>\n<div class=\"t m0 x10f h65 y2093 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">marge commerciale calcul\u00e9e su<span class=\"_ _0\"></span>r la base de la mo<span class=\"_ _0\"></span>yenne de la nouvelle</div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 416px; z-index: 15;\">production au cours de<span class=\"_ _0\"></span>s 3 derniers mois.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 392px; z-index: 15;\">Instruments avec</div>\n<div class=\"t m0 x15d h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 392px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires et</div>\n<div class=\"t m0 x116 h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">autres instruments</div>\n<div class=\"t m0 x116 h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">avec option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 392px; z-index: 15;\">Le <span class=\"wsee\">produit est scind\u00e9 entre, d'une pa<span class=\"_ _0\"></span>rt, un composant lin<span class=\"_ _0\"></span>\u00e9aire (non </span></div>\n<div class=\"t m0 x10f h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">optionnel) \u00e9valu\u00e9 en u<span class=\"_ _0\"></span>tilisant une m\u00e9thode d'a<span class=\"_ _0\"></span>ctualisation des flux de</div>\n<div class=\"t m0 x10f h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">tr\u00e9sorerie, et, d'autre p<span class=\"_ _0\"></span>art, un composant opti<span class=\"_ _0\"></span>onnel, \u00e9valu\u00e9 en se basant</div>\n<div class=\"t m0 x184 h65 y6d1 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 356px; z-index: 15;\">sur le mod\u00e8le d'\u00e9valuat<span class=\"_ _0\"></span>ion des options.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 332px; z-index: 15;\">Obligations</div>\n<div class=\"t m0 x15d h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">subordonn\u00e9es et</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 308px; z-index: 15;\">cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 405px; bottom: 332px; z-index: 15;\">Actifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 332px; z-index: 15;\">Valorisation sur la base de<span class=\"_ _0\"></span> cotations de court<span class=\"_ _0\"></span>iers dans un march\u00e9 inactif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x10f h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x15d h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">investissement</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 260px; z-index: 15;\">(Priv<span class=\"_ _3\"></span>ate eq<span class=\"_ _3\"></span>uity)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-<span class=\"lse5 wsf4\">inv<span class=\"_ _3\"></span>estis<span class=\"_ _3\"></span>seme<span class=\"_ _3\"></span>nt </span></span></div>\n<div class=\"t m0 x116 h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">et Participation non</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 260px; z-index: 15;\">cot\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 284px; z-index: 15;\">En <span class=\"wsee\">g\u00e9n\u00e9ral, les principes d'\u00e9valuation d<span class=\"_ _0\"></span>e la European Ven<span class=\"_ _0\"></span>ture Capital </span></div>\n<div class=\"t m0 x10f h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Association sont appliqu\u00e9s, u<span class=\"_ _0\"></span>tilisant des ratios tels que<span class=\"_ _0\"></span> valeurs de</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 260px; z-index: 15;\">l'entreprise/EBITDA, cours/b\u00e9n\u00e9fices, co<span class=\"_ _0\"></span>urs/flux de tr\u00e9sorerie, e<span class=\"_ _0\"></span>tc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 235px; z-index: 15;\">Actions</div>\n<div class=\"t m0 x15d h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">privil\u00e9gi\u00e9es (non</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 211px; z-index: 15;\">cot\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse4 wsf7\" style=\"left: 405px; bottom: 235px; z-index: 15;\">Actions privil\u00e9gi\u00e9es <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 235px; z-index: 15;\">Si l'action est consid\u00e9r\u00e9e c<span class=\"_ _0\"></span>omme un instrument<span class=\"_ _0\"></span> d'endettement, un</div>\n<div class=\"t m0 x10f h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">mod\u00e8le d'actualisation des flux<span class=\"_ _0\"></span> de tr\u00e9sorerie est u<span class=\"_ _0\"></span>tilis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 761px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 200px; height: 761px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 200px; height: 761px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 200px; height: 761px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique un<span class=\"_ _0\"></span>e politiqu<span class=\"_ _0\"></span>e pour pouv<span class=\"_ _0\"></span>oir quantif<span class=\"_ _0\"></span>ier et surv<span class=\"_ _0\"></span>eiller<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incertit<span class=\"_ _0\"></span>udes li\u00e9e<span class=\"_ _0\"></span>s au calcul<span class=\"_ _0\"></span> des justes v<span class=\"_ _0\"></span>aleurs au m<span class=\"_ _0\"></span>oyen de m\u00e9t<span class=\"_ _0\"></span>hodes de</div>\n<div class=\"t m0 x6 h62 y8b3 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation et de m<span class=\"_ _0\"></span>od\u00e8les i<span class=\"_ _0\"></span>nternes.<span class=\"_ _0\"></span> Les incert<span class=\"_ _0\"></span>itudes<span class=\"_ _0\"></span> li\u00e9es sont un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y93e ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">caract\u00e9ristiqu<span class=\"_ _3\"></span>e du con<span class=\"_ _3\"></span>cept de \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>risque de<span class=\"_ _3\"></span> mod\u00e8le<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x6 h62 y93f ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e mod\u00e8le sur<span class=\"_ _0\"></span>vient lo<span class=\"_ _0\"></span>rsque la t<span class=\"_ _0\"></span>arificat<span class=\"_ _0\"></span>ion des <span class=\"lsde wseb\">produits requiert </span></div>\n<div class=\"t m0 x6 h62 y941 ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des techni<span class=\"_ _3\"></span>ques d\u2019\u00e9valua<span class=\"_ _3\"></span>tion non en<span class=\"_ _3\"></span>core standardi<span class=\"_ _3\"></span>s\u00e9es ou <span class=\"_ _3\"></span>pour</div>\n<div class=\"t m0 x6 h62 y942 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lesquelles le<span class=\"_ _3\"></span>s donn\u00e9es ne sont pas<span class=\"_ _3\"></span> directement obser<span class=\"_ _3\"></span>vables dans le</div>\n<div class=\"t m0 x6 h62 y943 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et n<span class=\"_ _0\"></span>\u00e9cessit<span class=\"_ _0\"></span>ant d\u00e8s lors l<span class=\"_ _0\"></span>\u2019utilis<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>hypoth\u00e8s<span class=\"_ _0\"></span>es pour ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y944 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">donn\u00e9es elles<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">m\u00eames.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le d\u00e9velo<span class=\"_ _0\"></span>ppement de n<span class=\"_ _0\"></span><span class=\"lsde wseb\">ouveaux produi<span class=\"_ _3\"></span>ts sophisti<span class=\"_ _3\"></span>qu\u00e9s dans l<span class=\"_ _3\"></span>e march\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9ed ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est acc<span class=\"_ _0\"></span>ompagn<span class=\"_ _0\"></span>\u00e9 de la mise au poi<span class=\"_ _0\"></span>nt de mod\u00e8l<span class=\"_ _0\"></span>es math\u00e9<span class=\"_ _0\"></span>matiqu<span class=\"_ _0\"></span>es pour</div>\n<div class=\"t m0 x6 h62 y9ee ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les tarife<span class=\"_ _0\"></span>r. Ces mod\u00e8<span class=\"_ _0\"></span>les repos<span class=\"_ _0\"></span>ent \u00e0 leur t<span class=\"_ _0\"></span>our sur des hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es quant</div>\n<div class=\"t m0 x1a h62 ycf9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au compo<span class=\"_ _0\"></span>rtement<span class=\"_ _0\"></span> stocha<span class=\"_ _0\"></span>stique <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ables s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse9\">jacent<span class=\"_ _0\"></span>es, algor<span class=\"_ _0\"></span>ithmes </span></div>\n<div class=\"t m0 x1a h62 ycfa ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">num<span class=\"lsdc wse9\">\u00e9riques et a<span class=\"_ _0\"></span>utres app<span class=\"_ _0\"></span>roximati<span class=\"_ _0\"></span>ons \u00e9vent<span class=\"_ _0\"></span>uelles<span class=\"_ _0\"></span> pour refl\u00e9t<span class=\"_ _0\"></span>er la </span></div>\n<div class=\"t m0 x1a h62 y20a7 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>it\u00e9 des i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20a8 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20a9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es de bas<span class=\"_ _0\"></span>e d\u2019un m<span class=\"_ _0\"></span>od\u00e8le <span class=\"_ _0\"></span>d\u00e9pend<span class=\"_ _0\"></span>ant des</div>\n<div class=\"t m0 x1a h62 y20aa ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons g\u00e9n\u00e9<span class=\"_ _0\"></span>rales de mar<span class=\"_ _0\"></span>ch\u00e9 (par ex<span class=\"_ _0\"></span>emple, ce<span class=\"_ _0\"></span>rtains t<span class=\"_ _0\"></span>aux d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x1a h62 y20ab ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">volatilit\u00e9s<span class=\"_ _0\"></span>) pr\u00e9vala<span class=\"_ _0\"></span>nt au mome<span class=\"_ _0\"></span>nt o\u00f9 est le mod<span class=\"_ _0\"></span>\u00e8le est con\u00e7<span class=\"_ _0\"></span>u. En cas </span></div>\n<div class=\"t m0 x1a h62 y20ac ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de net ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nt conj<span class=\"_ _0\"></span>oncture<span class=\"_ _0\"></span>l, rien <span class=\"_ _0\"></span>ne garant<span class=\"_ _0\"></span>it que l<span class=\"_ _0\"></span>e mod\u00e8l<span class=\"_ _0\"></span>e contin<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y20ad ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de donner des<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>ats proba<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20ae ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20af ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute inc<span class=\"_ _0\"></span>ertitu<span class=\"_ _0\"></span>de li\u00e9e au mod<span class=\"_ _0\"></span>\u00e8le est quant<span class=\"_ _0\"></span>ifi\u00e9e aus<span class=\"_ _0\"></span>si pr\u00e9cis<span class=\"_ _0\"></span>\u00e9ment qu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y20b0 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>e et sert de base \u00e0 u<span class=\"_ _0\"></span>n ajustem<span class=\"_ _0\"></span>ent de la just<span class=\"_ _0\"></span>e valeur ca<span class=\"_ _0\"></span>lcul\u00e9e pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y20b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les techni<span class=\"_ _0\"></span>ques de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et les mod<span class=\"_ _0\"></span>\u00e8les inte<span class=\"_ _0\"></span>rnes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 881px; height: 225px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 881px; height: 225px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 881px; height: 225px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 881px; height: 225px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h75 y1a2b ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">L\u2019encaissement brut en assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a2c ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Vie repr\u00e9sente les primes re<span class=\"_ _0\"></span>\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a2d ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">par les compagnies d\u2019as<span class=\"_ _0\"></span>surance sur</div>\n<div class=\"t m0 x6 h75 y1a2e ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les contrats d\u2019assurance <span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x6 h75 y1a2f ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement \u00e9mis. Les primes <span class=\"_ _0\"></span>re\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a30 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">provenant de contrats d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a31 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et contrats de placement<span class=\"_ _0\"></span> assortis</div>\n<div class=\"t m0 x6 h75 y1bf1 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u2019un \u00e9l\u00e9ment de partic<span class=\"ws114\">ipation </span></div>\n<div class=\"t m0 x6 h75 y1bf2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">discr\u00e9tionnaire sont comptabilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y1bf3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en compte de r\u00e9sultat. Les primes</div>\n<div class=\"t m0 x6 h75 y20bf ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">re\u00e7ues provenant de contrats de</div>\n<div class=\"t m0 x6 h75 y20c0 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement sans \u00e9l\u00e9ment de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y20c1 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">participation discr\u00e9tionn<span class=\"_ _0\"></span>aire, \u00e0</div>\n<div class=\"t m0 x6 h75 y20c2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">savoir essentiellement des contrats</div>\n<div class=\"t m0 x6 h75 y20c3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en unit\u00e9s de compte, sont</div>\n<div class=\"t m0 x6 h75 y20c4 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">directement comptabilis\u00e9e<span class=\"lsf6 ws110\">s c<span class=\"_ _0\"></span>omme </span></div>\n<div class=\"t m0 x6 h75 y20c5 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">passifs (comptabilit\u00e9 de d\u00e9p\u00f4t). Les</div>\n<div class=\"t m0 x6 h75 y20c6 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">commissions sont comptab<span class=\"_ _0\"></span>ilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y20c7 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en produits de commissions dans</div>\n<div class=\"t m0 x6 h75 y20c8 ff36c fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">l\u2019\u00e9tat du r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20c9 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20ca ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff36a fs45 fc15 sc0 lse3 ws125\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Encaissemen<span class=\"_ _0\"></span>t Vie bru<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Encaissement Non<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">vie brut<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et <span class=\"wsed\">\u00e9liminations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Encaissement brut total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 656px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 767px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a39 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20cb ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Primes d'assurance Vie ne<span class=\"_ _0\"></span>ttes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Prim<span class=\"_ _3\"></span>es d'as<span class=\"_ _3\"></span>sur<span class=\"_ _3\"></span>ance Non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie acquises nettes</span> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Total des primes d'assurance acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 661px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 772px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 392px; height: 569px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 392px; height: 569px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 392px; height: 569px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 392px; height: 569px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 392px; height: 569px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h63 y834 ff372 fs44 fc29 sc0 ls137 ws162\" style=\"z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd9d ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff374 fs45 fc29 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Contr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats en<span class=\"_ _0\"></span> unit\u00e9s<span class=\"_ _0\"></span> de compt<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1005px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Contrats non investis en<span class=\"_ _3\"></span> unit\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 960px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 960px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 945px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff375 fs45 fc2a sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Total des assurances groupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 601px; bottom: 931px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 916px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 901px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 901px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff375 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total des assurances <span class=\"wsed\">individuell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats non<span class=\"_ _0\"></span> invest<span class=\"_ _0\"></span>is en un<span class=\"_ _0\"></span>it\u00e9s de c<span class=\"_ _0\"></span>ompte<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 871px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 871px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Contrats d'investissement avec \u00e9l\u00e9ment de participation discr\u00e9<span class=\"_ _0\"></span>tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 827px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 827px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 812px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 812px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement avec<span class=\"_ _0\"></span> \u00e9l\u00e9ment de participation discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 797px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Revenu<span class=\"_ _0\"></span> de prime<span class=\"_ _0\"></span>s Vie br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 767px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 767px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 738px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 738px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 723px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 723px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Encaissement en comptabili<span class=\"_ _3\"></span>t\u00e9 de d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 708px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 708px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Encaissement Vie brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 678px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 678px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20d4 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20d5 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 631px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 631px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 601px; z-index: 15;\">Revenu de primes Vie <span class=\"_ _0\"></span>brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 601px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 601px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 586px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 586px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 586px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Primes d'assurance Vie nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 571px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 571px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20da ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h63 y20db ff372 fs44 fc29 sc0 lsdf ws163\" style=\"z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"ls137 ws162\">vie</span> </span></div>\n<div class=\"t m0 x6 h62 y20dc ff372 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La cat\u00e9g<span class=\"_ _0\"></span>orie \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Dommages aux biens e<span class=\"_ _3\"></span>t risques divers</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00bb <span class=\"wseb\">compre<span class=\"_ _3\"></span>nd les pri<span class=\"_ _3\"></span>mes Automobi<span class=\"_ _3\"></span>le, Incendi<span class=\"_ _3\"></span>e et Autre<span class=\"_ _3\"></span>s dommages au<span class=\"_ _3\"></span>x biens e<span class=\"_ _3\"></span>t autres</span></span> </span></div>\n<div class=\"t m0 x6 h62 y20dd ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 462px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 526px; bottom: 477px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 529px; bottom: 462px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 477px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 615px; bottom: 462px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\">  </div>\n<div class=\"t m0 x5b h65 y697 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 776px; bottom: 462px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 431px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 431px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 431px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 416px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 416px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 416px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 401px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 401px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 401px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 387px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 387px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 387px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Part des r\u00e9assureurs dans <span class=\"_ _0\"></span>les primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 563px; bottom: 372px; z-index: 15;\">2</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 372px; z-index: 15;\">6</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 372px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 357px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 357px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 295px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 525px; bottom: 310px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 527px; bottom: 295px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 310px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y797 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 616px; bottom: 295px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 310px; z-index: 15;\">  </div>\n<div class=\"t m0 x70 h65 y797 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 778px; bottom: 295px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 265px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 265px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 265px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 265px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 250px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 235px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 235px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 235px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 220px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 220px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 220px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Part des r\u00e9assureurs dans les <span class=\"wsee\">primes non acquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x298 h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 205px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 205px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 190px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 190px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 190px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 179px; height: 927px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 179px; height: 927px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 179px; height: 927px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 179px; height: 927px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 179px; height: 927px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff377 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous figure<span class=\"_ _3\"></span> la r\u00e9partit<span class=\"_ _3\"></span>ion des primes d\u2019a<span class=\"_ _3\"></span>ssurance Non</span>-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie acquis<span class=\"_ _0\"></span>es nett<span class=\"_ _0\"></span>es par sect<span class=\"_ _0\"></span>eur op\u00e9rat<span class=\"_ _0\"></span>ionnel.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x184 h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 1065px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1050px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 1065px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 1050px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y699 ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 975px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20e9 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20ea ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 913px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 898px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 913px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 898px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y68a ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 898px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 838px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 823px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 797px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 797px; height: 309px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 797px; height: 309px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"_ _0\"></span>, dividendes et autres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits d<span class=\"_ _0\"></span>e plac<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Produits <span class=\"wsee\">d'int\u00e9r\u00eats sur les pr\u00eats aux <span class=\"_ _0\"></span>banques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les pr\u00eats aux clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les d\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transaction et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y694 ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividendes sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Revenus locatifs d'immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Revenus locatifs de parcs de stationnement couverts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits <span class=\"lse0 wsf0\">d'int\u00e9r\u00eats, divide<span class=\"_ _0\"></span>ndes et autres produits de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff37c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les reve<span class=\"_ _0\"></span>nus loc<span class=\"_ _0\"></span>atifs d<span class=\"_ _0\"></span>es park<span class=\"_ _0\"></span>ings, en <span class=\"_ _0\"></span>partic<span class=\"_ _0\"></span>ulier ce<span class=\"_ _0\"></span>ux situ\u00e9<span class=\"_ _0\"></span>s dans l<span class=\"_ _0\"></span>es a\u00e9rop<span class=\"_ _0\"></span>orts et <span class=\"_ _0\"></span>centres<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">villes, ont s<span class=\"_ _0\"></span>ubi un impa<span class=\"_ _0\"></span>ct n\u00e9gatif<span class=\"_ _0\"></span> en 2021 en rais<span class=\"_ _0\"></span>on de la </span></span></div>\n<div class=\"t m0 x6 h62 y2089 ff37c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 549px; height: 412px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 549px; height: 412px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 549px; height: 412px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9sult<span class=\"_ _3\"></span>at des v<span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">et r\u00e9\u00e9<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>al<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ations</div>\n<div class=\"t m0 xf8 h65 y1a33 ff381 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff381 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Titres de dette class\u00e9s co<span class=\"_ _0\"></span>mme disponibles \u00e0 la ve<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 786px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff381 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Actions class\u00e9es comme disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff381 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Instruments financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsee\">values (moins<span class=\"ls0 ws0\">-</span>values) sur la vente d'ac<span class=\"_ _0\"></span>tions de filiales<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y68f ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68f ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y694 ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Participations comptabilis\u00e9es selon la<span class=\"_ _0\"></span> m\u00e9thode de la m<span class=\"_ _0\"></span>ise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff381 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y699 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 697px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y694 ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Actifs et passifs d\u00e9tenus \u00e0<span class=\"_ _0\"></span> la juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">par le biais <span class=\"_ _3\"></span>du compte de <span class=\"wsed\">r\u00e9sultat</span></span> </div>\n<div class=\"t m0 x16 h65 y699 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">R\u00e9sultats de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y183e ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 652px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 637px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff383 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total du r\u00e9sultat des ventes et r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff383 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff383 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme d\u00e9c<span class=\"_ _0\"></span>rit dans l<span class=\"_ _0\"></span>a Note 20, Agea<span class=\"_ _0\"></span>s SA/NV a ac<span class=\"_ _0\"></span>quis au cours<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y2089 ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatri\u00e8me trime<span class=\"_ _3\"></span>stre 2022 un montan<span class=\"_ _3\"></span>t nominal total d\u2019E<span class=\"_ _3\"></span>UR 233.250.000</div>\n<div class=\"t m0 x6 h62 y208a ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">millions de ti<span class=\"_ _3\"></span>tres FRESH qui avaie<span class=\"_ _3\"></span>nt \u00e9t\u00e9 \u00e9mis en<span class=\"_ _3\"></span> 2002 par Ageasfinlu<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y20f3 ff381 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">S.A<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">L'acquisit<span class=\"_ _0\"></span>ion a entr<span class=\"_ _0\"></span>a\u00een\u00e9 la d\u00e9co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n du passif<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y20f4 ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span> dans l'\u00e9tat consol<span class=\"_ _3\"></span>id\u00e9 de la situa<span class=\"_ _3\"></span>tion financi\u00e8re du<span class=\"_ _3\"></span> groupe</div>\n<div class=\"t m0 x6 h62 y20f5 ff381 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas, g\u00e9n\u00e9ra<span class=\"_ _3\"></span>nt un<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> </span><span class=\"wsea\">plus<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">v<span class=\"_ _3\"></span>alue</span> </span>d\u2019<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">EUR </span><span class=\"wsfa\">146,3<span class=\"_ _3\"></span> millions. Cela<span class=\"_ _3\"></span> comprend </span></span></div>\n<div class=\"t m0 x6 h62 y20f6 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> l'effet<span class=\"_ _0\"></span> combin\u00e9 de<span class=\"_ _0\"></span> la plus<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">value</span> <span class=\"_ _3\"></span></span>sur la d\u00e9com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y20f7 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du passif et<span class=\"_ _0\"></span> de la plus<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">value</span> </span>sur le r\u00e9sult<span class=\"_ _0\"></span>at de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>couverture d<span class=\"_ _0\"></span>e flux de</div>\n<div class=\"t m0 x6 h62 y20f8 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie assoc<span class=\"_ _0\"></span>i\u00e9e (swa<span class=\"_ _0\"></span>p de taux d'in<span class=\"_ _0\"></span>t\u00e9r\u00eat), ref<span class=\"_ _0\"></span>l\u00e9t<span class=\"wseb\">\u00e9 \u00e0 <span class=\"_ _0\"></span>la fois d<span class=\"_ _0\"></span>ans les </span></div>\n<div class=\"t m0 x6 h62 y20f9 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lignes \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Aut<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb et \u00ab</span> <span class=\"_ _3\"></span></span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span> de la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb dans le tabl<span class=\"_ _0\"></span>eau ci<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 x6 h62 y20fa ff381 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">dessus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20fb ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20fc ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La ligne \u00ab Autres<span class=\"_ _3\"></span> \u00bb comprend \u00e9galeme<span class=\"_ _3\"></span>nt une plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">value de </span></span><span class=\"wsea\">GBP <span class=\"lsdc wse8\">47,5 </span></span></div>\n<div class=\"t m0 x1a h62 y20fd ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> (avant imp<span class=\"_ _0\"></span>\u00f4ts) prov<span class=\"_ _0\"></span>enant de l<span class=\"_ _0\"></span>a vente du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y20fe ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs d'<span class=\"_ _0\"></span>assuran<span class=\"wseb\">c<span class=\"_ _0\"></span>e pour l<span class=\"_ _0\"></span>es ent<span class=\"_ _0\"></span>reprise<span class=\"_ _0\"></span>s au Roya<span class=\"_ _0\"></span>ume<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Uni.</span> </span></span></div>\n<div class=\"t m0 x1a h62 y20ff ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2100 ff381 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2022, <span class=\"_ _3\"></span>Ageas a augm<span class=\"_ _3\"></span>ent\u00e9 sa par<span class=\"_ _3\"></span>ticipation d<span class=\"_ _3\"></span>ans <span class=\"lsdc wse9\">l\u2019entrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y2101 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74<span class=\"ls0 ws0\">%<span class=\"lsf0 ws104\">. </span></span></div>\n<div class=\"t m0 x1a h62 y2102 ff381 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Selon l<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">norme</span>s IFRS, c<span class=\"_ _0\"></span>ette tr<span class=\"_ _0\"></span>ansac<span class=\"_ _0\"></span>tion est c<span class=\"_ _0\"></span>onsid\u00e9<span class=\"_ _0\"></span>r\u00e9e com<span class=\"_ _0\"></span>me une</div>\n<div class=\"t m0 x1a h62 y2103 ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">acquisition par<span class=\"_ _3\"></span> <span class=\"wsea\">\u00e9tapes, <span class=\"_ _3\"></span></span>de sorte que la par<span class=\"_ _3\"></span>ticipation de<span class=\"_ _3\"></span> 49%</div>\n<div class=\"t m0 x1a h62 y2104 ff381 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue <span class=\"_ _0\"></span>a \u00e9t\u00e9 tr<span class=\"_ _0\"></span>ait\u00e9e c<span class=\"_ _0\"></span>omme si e<span class=\"_ _0\"></span>lle avait<span class=\"_ _0\"></span> \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e et</div>\n<div class=\"t m0 x1a h62 y2105 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">value hors tr\u00e9so<span class=\"_ _3\"></span>rerie d<span class=\"ls102 ws11d\">\u2019EUR </span></span></span>50 millions a \u00e9t<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9r\u00e9e (v<span class=\"_ _0\"></span>oir</div>\n<div class=\"t m0 x1a h62 y2106 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">note 3 Acq<span class=\"_ _0\"></span>uisitions<span class=\"_ _0\"></span> et cessions<span class=\"_ _0\"></span> pour plus<span class=\"_ _0\"></span> de d\u00e9tails<span class=\"_ _0\"></span>). Cette plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">value<span class=\"_ _3\"></span></span> <span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x1a h62 y2107 ff381 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9t\u00e9 inc<span class=\"_ _0\"></span>lus<span class=\"ls0 ws0\">e <span class=\"lsde wsfa\">dans la lign<span class=\"_ _3\"></span>e \u00ab </span></span>Particip<span class=\"_ _0\"></span>ations c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>selon la</div>\n<div class=\"t m0 x1a h62 y2108 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>e la mise en \u00e9qu<span class=\"_ _0\"></span>ivalenc<span class=\"_ _0\"></span>e \u00bb<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 376px; height: 585px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 376px; height: 585px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>oduits d\u2019i<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>estissement<span class=\"_ _0\"></span> pro<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>enant</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de con<span class=\"_ _0\"></span>trats en unit\u00e9s de compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 xf8 h65 y1a33 ff386 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff386 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff388 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s <span class=\"ls0 ws0\">\u2013 <span class=\"lsee wsf6\">cont<span class=\"_ _3\"></span>rats <span class=\"_ _3\"></span></span></span><span class=\"wsed\">d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y68c ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 786px; z-index: 15;\">(428)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y691 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 771px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">(2.643)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d\u2019investissement <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68f ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Produits d\u2019investissement <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff389 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Produits d\u2019investissement r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff386 fs45 fc2c sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff386 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff386 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff389 fs45 fc29 sc0 lse5 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total<span class=\"_ _3\"></span> produ<span class=\"_ _3\"></span>its <span class=\"_ _3\"></span>d'in<span class=\"_ _3\"></span>vest<span class=\"_ _3\"></span>issem<span class=\"_ _3\"></span>ent li<span class=\"_ _3\"></span>\u00e9s \u00e0 <span class=\"_ _3\"></span>des c<span class=\"_ _3\"></span>ontr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 595px; bottom: 667px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 656px; height: 305px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 656px; height: 305px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 656px; height: 305px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">Reve<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>u<span class=\"_ _51\"></span>s<span class=\"_ _3\"></span> d<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">commissions</div>\n<div class=\"t m0 xf8 h65 y1a33 ff38c fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff38c fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Commissions de r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff38c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commissions d'assurance et de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Gestion <span class=\"lse2 wsf1\">d\u2019ac<span class=\"_ _3\"></span>tifs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Garanties et engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xce h65 y691 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres commissions pour services financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff38e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s comm<span class=\"_ _0\"></span>issio<span class=\"_ _0\"></span>ns per\u00e7<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff38e fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff38e fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff38c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff38c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff38c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Autres commi<span class=\"_ _3\"></span>ssions pour<span class=\"_ _3\"></span> services <span class=\"_ _3\"></span>financiers</span> </span>\u00bb comprend princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt des commi<span class=\"_ _0\"></span>ssions<span class=\"_ _0\"></span> re\u00e7ues par <span class=\"lsde wsfa\">Ageas de soci\u00e9t\u00e9s de courtage pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1cbb ff38c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la vente de p<span class=\"_ _0\"></span>olices d\u2019as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e0 des part<span class=\"_ _0\"></span>ies tierc<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 638px; height: 323px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 638px; height: 323px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 638px; height: 323px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits</div>\n<div class=\"t m0 xf8 h65 y1a33 ff391 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff391 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff391 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gains sur la vente des<span class=\"_ _0\"></span> b\u00e2timents destin\u00e9s \u00e0 la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff391 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Recouvrement de charges <span class=\"_ _0\"></span>salariales et autres de <span class=\"_ _0\"></span>tiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff393 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse1 wsf6\">des autres<span class=\"_ _0\"></span> produ<span class=\"_ _0\"></span>its<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y691 ff393 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff393 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a39 ff391 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20cb ff391 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2114 ff391 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le total <span class=\"_ _3\"></span>des autres<span class=\"_ _3\"></span> produits c<span class=\"_ _3\"></span>omprend le<span class=\"_ _3\"></span> produit de<span class=\"_ _3\"></span> la vent<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x6 h62 y2115 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'imme<span class=\"_ _0\"></span>ubles dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 la reve<span class=\"_ _0\"></span>nte li\u00e9s<span class=\"_ _0\"></span> aux projets d<span class=\"_ _0\"></span>e d\u00e9velo<span class=\"_ _0\"></span>ppement</div>\n<div class=\"t m0 x6 h62 y2116 ff391 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">immobilier AG<span class=\"_ _3\"></span>RE pour un<span class=\"_ _3\"></span> montant d<span class=\"_ _3\"></span>\u2019EUR 128,1 m<span class=\"_ _3\"></span>illions (2<span class=\"_ _3\"></span>021: EUR</div>\n<div class=\"t m0 x1a h62 y2117 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">128,3 mill<span class=\"_ _0\"></span>ions), la r<span class=\"_ _0\"></span>efactu<span class=\"_ _0\"></span>ration de fr<span class=\"_ _0\"></span>ais de servic<span class=\"_ _0\"></span>e li\u00e9s au<span class=\"_ _0\"></span>x activit\u00e9<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 y2118 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, le chiff<span class=\"_ _0\"></span>re d'affa<span class=\"_ _0\"></span>ires des soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> et la refactu<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y2119 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de p<span class=\"_ _0\"></span>ersonne<span class=\"_ _0\"></span>l et autres \u00e0 des<span class=\"_ _0\"></span> tiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 652px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 652px; height: 309px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 652px; height: 309px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sin<span class=\"_ _3\"></span>istres et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">pres<span class=\"_ _0\"></span>tations d\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 xf8 h65 y1a33 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff396 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Assurance<span class=\"_ _0\"></span> Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Assurance Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x193 h65 y691 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff398 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Total des sinistres et prestations d'assurance, net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 741px; z-index: 15;\">7.484<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">7.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a39 ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20cb ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff396 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Prestations et rachats, bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 664px; z-index: 15;\">5.096<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 664px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Variations des passifs li\u00e9s <span class=\"_ _0\"></span>\u00e0 des contrats d'assurance e<span class=\"_ _0\"></span>t d'investissement, brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 649px; z-index: 15;\">(274)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 649px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssur<span class=\"_ _0\"></span>ance Vie<span class=\"_ _0\"></span>, brut<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 634px; z-index: 15;\">4.822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 634px; z-index: 15;\">4.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Sinistres et prestations, part des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce Vie<span class=\"_ _0\"></span>, net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 604px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 604px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y211c ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y211d ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff396 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 557px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 557px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Sinistres pay\u00e9s, bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">2.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">2.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Variation des passifs li\u00e9s \u00e0<span class=\"_ _0\"></span> des contrats d'ass<span class=\"_ _0\"></span>urance, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 512px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 512px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance N<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-</span>vie, br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 497px; z-index: 15;\">2.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 497px; z-index: 15;\">2.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Sinistres pay\u00e9s, <span class=\"wsf0\">part des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y68a ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 482px; z-index: 15;\">(191)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 482px; z-index: 15;\">(193)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Variation des passifs pour <span class=\"_ _0\"></span>sinistres, part des r\u00e9assu<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 468px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 468px; z-index: 15;\">(76)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssur<span class=\"_ _0\"></span>ance N<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">vie, net</span> </span></div>\n<div class=\"t m0 x193 h67 y68a ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 453px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 453px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 442px; height: 519px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 442px; height: 519px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 442px; height: 519px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8res</div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Emprunts aupr\u00e8s de <span class=\"wsed\">banques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d\u00e9riv\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff39d fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total des charges financ<span class=\"_ _0\"></span>i\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 701px; height: 260px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _52\"></span>a<span class=\"_ _3\"></span>riations des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">d\u00e9pr<span class=\"_ _3\"></span>\u00e9ciat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a0 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a0 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Placements en actions et a<span class=\"_ _0\"></span>utres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Investissements en titres d<span class=\"_ _0\"></span>e cr\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x55 h65 y6a6 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3a0 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 741px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Participations comptabilis\u00e9es selon la<span class=\"_ _0\"></span> m\u00e9thode de la m<span class=\"_ _0\"></span>ise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 712px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 712px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff3a0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">2</div>\n<div class=\"t m0 x55 h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">1</div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff3a0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y183e ff3a2 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">variations des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y183e ff3a2 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y183e ff3a2 fs45 fc29 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff3a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff3a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff3a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une perte de v<span class=\"_ _0\"></span>aleur d\u2019EU<span class=\"_ _0\"></span>R 29 milli<span class=\"_ _0\"></span>ons a \u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9e dans la l<span class=\"_ _0\"></span>igne \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>ns <span class=\"wseb\">compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span><span class=\"wse9\">mise en \u00e9quiv<span class=\"_ _0\"></span>alenc<span class=\"_ _0\"></span>e \u00bb, </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c38 ff3a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e \u00e0 la partici<span class=\"_ _0\"></span>pation d<span class=\"_ _0\"></span>ans Royal<span class=\"_ _0\"></span> Sundara<span class=\"_ _0\"></span>m Genera<span class=\"_ _0\"></span>l Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny <span class=\"wse8\">Limite<span class=\"_ _0\"></span>d.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 579px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 579px; height: 382px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 579px; height: 382px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls139 ws165\" style=\"z-index: 15;\">p<span class=\"_ _2\"></span>ay\u00e9<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a5 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a5 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3a5 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Titres<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xce h65 y68c ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">1.087<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Commissions sur gestion d\u2019a<span class=\"_ _0\"></span>ctifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y6a6 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Droits de garde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y691 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres charges de commis<span class=\"_ _0\"></span>sions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff3a7 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse0 wsf0\">des commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff3a7 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff3a7 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 701px; height: 260px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _1\"></span>ra<span class=\"_ _3\"></span>is de</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">personnel</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges salariales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges sociales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Charges li\u00e9es aux r\u00e9gimes de<span class=\"_ _0\"></span> retraite \u00e0 prestations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Charges li\u00e9es \u00e0 des r\u00e9<span class=\"_ _0\"></span>gimes de retraite \u00e0 co<span class=\"_ _0\"></span>tisations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 xe8 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">R\u00e9mun\u00e9ration fond\u00e9e sur des actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff3ac fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> de per<span class=\"_ _0\"></span>sonnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb comprend</span> </span></span>principal<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>\u2019autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y1f0b ff3aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel \u00e0 cou<span class=\"_ _0\"></span>rt term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f0c ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y212c ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La note 6 point<span class=\"_ _0\"></span> 6.1 <span class=\"ff3ad ls0 ws0\">\u00ab<span class=\"ff3aa\"> <span class=\"lsde wseb\">Avantages<span class=\"_ _3\"></span> du personne<span class=\"_ _3\"></span>l</span> </span>\u00bb<span class=\"ff3aa\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">reprend plus<span class=\"_ _3\"></span> en d\u00e9tail </span></span></span></div>\n<div class=\"t m0 x1a h62 y212d ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l'<span class=\"_ _0\"></span>emploi e<span class=\"_ _0\"></span>t les autres<span class=\"_ _0\"></span> avantage<span class=\"_ _0\"></span>s \u00e0 long</div>\n<div class=\"t m0 x1a h62 y212e ff3aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme accord\u00e9s<span class=\"_ _3\"></span> au personnel, y<span class=\"_ _3\"></span> compris les charge<span class=\"_ _3\"></span>s de <span class=\"wseb\">retraite<span class=\"_ _3\"></span> li\u00e9es </span></div>\n<div class=\"t m0 x1a h62 y212f ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies et \u00e0 coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 592px; height: 369px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 592px; height: 369px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 592px; height: 369px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 592px; height: 369px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 592px; height: 369px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6a0 ff3b1 fs45 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Immeubles \u00e0 usage propre<span class=\"_ _0\"></span> et parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Biens mobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y699 ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Logiciels acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Logiciels d\u00e9velopp\u00e9s en interne<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y183e ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres immobilisations <span class=\"wsed\">incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Autres charges de loca<span class=\"_ _0\"></span>tion et frais y aff\u00e9rents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Paiements variables au <span class=\"_ _0\"></span>titre de la location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> \u00e0 usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Honoraires professionnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 504px; z-index: 15;\">D\u00e9pr\u00e9ciation des co\u00fbts d'acquisi<span class=\"_ _0\"></span>tion diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing et relations publiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Co\u00fbts informatiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Charges de maintenance e<span class=\"_ _0\"></span>t de r\u00e9paration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Co\u00fbt de la vente des<span class=\"_ _0\"></span> immeubles d\u00e9tenus en<span class=\"_ _0\"></span> vue de la revente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff3b1 fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Total <span class=\"_ _0\"></span>des a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>harges<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y2135 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2136 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2137 ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L'op\u00e9rateur <span class=\"_ _3\"></span>de parking<span class=\"_ _3\"></span> <span class=\"lsdc\">d'Ageas I<span class=\"_ _0\"></span>nterp<span class=\"_ _0\"></span>arking a <span class=\"_ _0\"></span>conclu d<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds selo<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y2138 ff3af fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> un loy<span class=\"_ _0\"></span>er vari<span class=\"_ _0\"></span>able est p<span class=\"_ _0\"></span>ay\u00e9 po<span class=\"_ _0\"></span>ur les pa<span class=\"_ _0\"></span>rkings.<span class=\"_ _0\"></span> Les cha<span class=\"_ _0\"></span>rges</div>\n<div class=\"t m0 x6 h62 y2139 ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locativ<span class=\"_ _0\"></span>es varia<span class=\"_ _0\"></span>bles sont pl<span class=\"_ _0\"></span>us \u00e9lev\u00e9es<span class=\"_ _0\"></span> en 2022 suit<span class=\"_ _0\"></span>e \u00e0 la repris<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y213a ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'impact de<span class=\"_ _3\"></span> la pand\u00e9<span class=\"_ _3\"></span>mie de Covid<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y213b ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y213c ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Loyers et<span class=\"_ _0\"></span> autres<span class=\"_ _0\"></span> char<span class=\"lsde\">ges directes li\u00e9es a<span class=\"_ _3\"></span>ux immeuble<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y213d ff3af fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb est en part<span class=\"_ _0\"></span>ie compens<span class=\"_ _0\"></span>\u00e9e par des pr<span class=\"_ _0\"></span>oduits t<span class=\"_ _0\"></span>els que </span></div>\n<div class=\"t m0 x1a h62 y213e ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s \u00e0 la note 35 Aut<span class=\"_ _0\"></span>res pro<span class=\"_ _0\"></span>duits. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 294px; height: 667px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 294px; height: 667px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 294px; height: 667px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff3b6 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff3b6 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours des<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es 2022 et 202<span class=\"_ _0\"></span>1, ces <span class=\"lsde wsfa\">honoraires se ventilen<span class=\"_ _3\"></span>t comme suit<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ce<span class=\"_ _3\"></span>s services son<span class=\"_ _3\"></span>t d\u00e9finis comme les mis<span class=\"_ _3\"></span>sions de contr\u00f4le des<span class=\"_ _3\"></span> Comptes annuels, de<span class=\"_ _3\"></span>s \u00c9tats financ<span class=\"_ _3\"></span>iers consolid\u00e9s<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y876 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la r<span class=\"_ _0\"></span>evue lim<span class=\"_ _0\"></span>it\u00e9e des \u00c9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers inte<span class=\"_ _0\"></span>rm\u00e9diai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y877 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> li\u00e9s au<span class=\"_ _3\"></span>x services <span class=\"_ _3\"></span>d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsdd ws12a\">ces services incluent les a<span class=\"lsdc wse9\">utres t<span class=\"_ _0\"></span>ravaux rel<span class=\"_ _0\"></span>atifs \u00e0 des pr<span class=\"_ _0\"></span>ospect<span class=\"_ _0\"></span>us, les trav<span class=\"_ _0\"></span>aux d'aud<span class=\"_ _0\"></span>it non stan<span class=\"_ _0\"></span>dard </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y878 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les autres<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de consu<span class=\"_ _0\"></span>ltance non li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019aud<span class=\"_ _0\"></span>it statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y879 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r conseil<span class=\"_ _3\"></span>s fiscaux</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y87a ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">a<span class=\"_ _3\"></span>utres honor<span class=\"_ _3\"></span>aires pour <span class=\"_ _3\"></span>services non</span><span class=\"ff3b4\">-<span class=\"_ _3\"></span><span class=\"lsde wsea\">audit</span> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ces<span class=\"_ _3\"></span> services repr\u00e9sen<span class=\"_ _3\"></span>tent princip<span class=\"lsdc wse9\">alement des act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s de support<span class=\"_ _0\"></span> et de consu<span class=\"_ _0\"></span>ltance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87b ff3b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 538px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 500px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 496px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 506px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 599px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 588px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 593px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 710px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 672px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 668px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 678px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 777px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 771px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 760px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 765px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Honoraires pour services li\u00e9s<span class=\"_ _0\"></span> <span class=\"wsf0\">aux services d'audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Honoraires pour services fi<span class=\"_ _0\"></span>scaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Autres honoraires pour services<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d3 ff3b9 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 778px; height: 328px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 778px; height: 328px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 778px; height: 328px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges d<span class=\"_ _3\"></span>\u2019imp\u00f4<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">sur le r\u00e9<span class=\"_ _0\"></span>sulta<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges d'imp\u00f4ts exigibles de<span class=\"_ _0\"></span> la p\u00e9riode en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Ajustements des imp\u00f4ts exigible<span class=\"_ _0\"></span>s des p\u00e9riodes pr\u00e9c\u00e9den<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 771px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 771px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Total des charges d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 729px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s aff\u00e9rents \u00e0 la<span class=\"_ _0\"></span> p\u00e9riode en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 729px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 729px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Impact des changements de<span class=\"_ _0\"></span> taux d'imposition sur<span class=\"_ _0\"></span> les imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x16 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 715px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s r\u00e9sultant de<span class=\"_ _0\"></span> la r\u00e9duction ou (de la<span class=\"_ _0\"></span> reprise)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 685px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">d'actifs d'imp\u00f4ts diff\u00e9r\u00e9s</span> </div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 670px; z-index: 15;\">Pertes fiscales non rec<span class=\"_ _0\"></span>onnues ant\u00e9rieurement, cr\u00e9dits d'i<span class=\"_ _0\"></span>mp\u00f4ts et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 655px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">diff\u00e9rences temporelles r\u00e9duisant la charge d'imp\u00f4t diff\u00e9r\u00e9</span> </div>\n<div class=\"t m0 xce h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 655px; z-index: 15;\">3</div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 655px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3bc fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 640px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"lse2 wsf7\">(produi<span class=\"_ _3\"></span>ts) d'<span class=\"_ _3\"></span>imp\u00f4t<span class=\"_ _3\"></span> diff<span class=\"_ _3\"></span>\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h67 y6a0 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 614px; bottom: 640px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h67 y6a0 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 779px; bottom: 640px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff3bc fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges (pr<span class=\"_ _0\"></span>oduits)<span class=\"_ _0\"></span> d'imp<span class=\"_ _0\"></span>\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y797 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 613px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y797 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 613px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y2146 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2147 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2148 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente le <span class=\"_ _0\"></span>rappro<span class=\"_ _0\"></span>chement e<span class=\"_ _0\"></span>ntre l<span class=\"_ _0\"></span>\u2019imp\u00f4t s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 y2149 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at atten<span class=\"_ _0\"></span>du et l\u2019i<span class=\"_ _0\"></span>mp\u00f4t su<span class=\"_ _0\"></span>r le <span class=\"lsde wsfa\">r\u00e9sultat r\u00e9el. \u00c9tant donn\u00e9<span class=\"_ _3\"></span> que la </span></div>\n<div class=\"t m0 x6 h62 y214a ff3ba fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consolidation<span class=\"_ _3\"></span> du reporting finan<span class=\"_ _3\"></span>cier se fait au<span class=\"_ _3\"></span> niveau de la holding<span class=\"_ _3\"></span> m\u00e8re</div>\n<div class=\"t m0 x6 h62 y214b ff3ba fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">belge, Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V, le taux d\u2019im<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ion \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">groupe</span> </span>\u00bb est d\u00e9termin\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x6 h62 y214c ff3ba fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le taux d\u2019im<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on des soci<span class=\"_ _0\"></span>\u00e9t\u00e9s appli<span class=\"_ _0\"></span>cable en Be<span class=\"_ _0\"></span>lgique.<span class=\"_ _0\"></span> Les \u00e9carts</div>\n<div class=\"t m0 x1a h62 y214d ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la <span class=\"wse9\">c<span class=\"_ _0\"></span>harge f<span class=\"_ _0\"></span>iscale att<span class=\"_ _0\"></span>endue et eff<span class=\"_ _0\"></span>ective s<span class=\"_ _0\"></span>ur les reve<span class=\"_ _0\"></span>nus dans le<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y214e ff3ba fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diff\u00e9rentes<span class=\"_ _3\"></span> juridictions <span class=\"_ _3\"></span>dans lesque<span class=\"_ _3\"></span>lles op\u00e8re <span class=\"_ _3\"></span>le groupe<span class=\"_ _3\"></span> Ageas, dues<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 y214f ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des lois<span class=\"_ _0\"></span> et r\u00e9gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>scales l<span class=\"_ _0\"></span>ocales, <span class=\"_ _0\"></span>sont ment<span class=\"_ _0\"></span>ionn<span class=\"_ _0\"></span>\u00e9s aux ta<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y2150 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impos<span class=\"_ _0\"></span>ition a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>les dans <span class=\"_ _0\"></span>ces ju<span class=\"_ _0\"></span>ridicti<span class=\"_ _0\"></span>ons et se<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9partiss<span class=\"_ _0\"></span>ent entre l<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y2151 ff3ba fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubriques ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">apr\u00e8s.</span></div>\n<div class=\"t m0 x6 h62 y2152 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff3ba fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y68f ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 473px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68f ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 473px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 445px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 445px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Taux d'imposition applicable au<span class=\"_ _0\"></span> niveau groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 430px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 766px; bottom: 430px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Charges d'imp\u00f4ts attendues su<span class=\"_ _0\"></span>r le r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 416px; z-index: 15;\">308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff3bc fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Hausse (baisse) des imp\u00f4ts locaux r\u00e9sultant de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x55 h67 y69b ff3bc fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff3bc fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 386px; z-index: 15;\">Revenus exon\u00e9r\u00e9s (y compris dividende et plus<span class=\"ls0 ws0\">-</span><span class=\"wsed\">values)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 386px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 386px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Part dans le r\u00e9sultat n<span class=\"_ _0\"></span>et des entreprises associ\u00e9es<span class=\"_ _0\"></span> et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 371px; z-index: 15;\">(62)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 371px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">El\u00e9ments non admis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 356px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 356px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Pertes fiscales non comptabilis\u00e9es<span class=\"_ _0\"></span> ant\u00e9rieurement et \u00e9carts <span class=\"_ _0\"></span><span class=\"wsed\">temporaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6cb ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 341px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6cb ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 341px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 326px; z-index: 15;\">R\u00e9ductions et reprises de r<span class=\"_ _0\"></span>\u00e9duction d'actifs d'imp\u00f4ts di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s y compris<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">les pertes fiscales de l'exercice consid\u00e9r\u00e9es<span class=\"_ _0\"></span> comme non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">recouvrables<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xce h65 yb68 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 312px; z-index: 15;\">4</div>\n<div class=\"t m0 xe8 h65 yb68 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 312px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Impact de la variation <span class=\"_ _0\"></span>de taux d'imposition su<span class=\"_ _0\"></span>r les diff\u00e9rences <span class=\"wsed\">temporelles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x16 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 297px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 282px; z-index: 15;\">Incidence du diff\u00e9rentiel de <span class=\"_ _0\"></span>taux d'imposition \u00e9trangers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 282px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 267px; z-index: 15;\">Ajustements pour imp\u00f4ts courant<span class=\"_ _0\"></span>s et diff\u00e9r\u00e9s relatifs \u00e0 de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y694 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 267px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y694 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 267px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Imp\u00f4t diff\u00e9r\u00e9 sur placements dans des filiales, entreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls106 ws126\">et <span class=\"_ _3\"></span><span class=\"lse0 wsed\">coentreprises</span></span> </div>\n<div class=\"t m0 xe8 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 237px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 237px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 222px; z-index: 15;\">Imp\u00f4t local sur les rev<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 222px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 222px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 208px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(Taxes au niveau national, de l\u2019agglom\u00e9ration urb<span class=\"_ _0\"></span>aine, cantonales, communales<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 208px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 208px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 193px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 193px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 193px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff3bc fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 178px; z-index: 15;\">Charge<span class=\"_ _0\"></span>s (pr<span class=\"_ _0\"></span>oduits)<span class=\"_ _0\"></span> r\u00e9el<span class=\"_ _0\"></span>les d'<span class=\"_ _0\"></span>imp\u00f4ts<span class=\"_ _0\"></span> sur le<span class=\"_ _0\"></span> r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 178px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 178px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 167px; height: 794px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 167px; height: 794px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 2%; bottom: 167px; height: 794px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">\u00e9ve<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>t<span class=\"_ _51\"></span>u<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 x6 h7d yf8f ff3c2 fs50 fce sc0 ls10b ws12e\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff3c2 fs50 fce sc0 lsfd ws119\" style=\"z-index: 15;\">Passifs <span class=\"_ _3\"></span>\u00e9ventuels relatifs <span class=\"_ _3\"></span>aux</div>\n<div class=\"t m0 x6 h7d yf91 ff3c2 fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">proc\u00e9dures judiciaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 yf92 ff3c3 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">A l\u2019instar de tout groupe financier,</div>\n<div class=\"t m0 x6 h75 yf93 ff3c3 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">le <span class=\"lsf6 ws110\">groupe Ageas est impliqu\u00e9, en </span></div>\n<div class=\"t m0 x6 h75 yf94 ff3c3 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">tant que partie d\u00e9fender<span class=\"_ _3\"></span>esse, dans</div>\n<div class=\"t m0 x6 h75 yf95 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">une s\u00e9rie d\u2019action<span class=\"_ _0\"></span>s, de litiges et de</div>\n<div class=\"t m0 x6 h75 yf96 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">proc\u00e9dures judiciaires d\u00e9<span class=\"_ _0\"></span>coulant du</div>\n<div class=\"t m0 x6 h75 yf97 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cours normal de ses act<span class=\"_ _0\"></span>ivit\u00e9s.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x6 h62 y2176 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2177 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Par aill<span class=\"_ _0\"></span>eurs, \u00e0 l<span class=\"_ _0\"></span>a suite <span class=\"_ _0\"></span>des \u00e9v\u00e9n<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> et des f<span class=\"_ _0\"></span>aits inte<span class=\"_ _0\"></span>rvenus <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de<span class=\"_ _0\"></span> l\u2019a<span class=\"lsde\">ncien groupe </span></div>\n<div class=\"t m0 x21b h62 y2178 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Fortis ent<span class=\"_ _0\"></span>re mai 2007 et<span class=\"_ _0\"></span> octobr<span class=\"_ _0\"></span>e 2008 (l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion d'\u00e9l\u00e9<span class=\"_ _0\"></span>ments d'A<span class=\"_ _0\"></span>BN AMRO et l\u2019<span class=\"_ _0\"></span>augment<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x21b h62 y2179 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">capital en sept<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">octobre 200<span class=\"_ _0\"></span>7, l\u2019anno<span class=\"_ _0\"></span>nce du plan d<span class=\"_ _0\"></span>e solvabil<span class=\"_ _0\"></span>it\u00e9 en juin<span class=\"_ _0\"></span> 2008, la cessi<span class=\"_ _0\"></span>on des </span></span></div>\n<div class=\"t m0 x21b h62 y217a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s bancai<span class=\"_ _0\"></span>res et des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>aises<span class=\"ls0 ws0\"> </span>d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en septemb<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">octobre 2008)<span class=\"_ _3\"></span>, Ageas </span></span></div>\n<div class=\"t m0 x21b h62 y217b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est impli<span class=\"_ _0\"></span>qu\u00e9 dans un c<span class=\"_ _0\"></span>ertain n<span class=\"_ _0\"></span>ombre d'act<span class=\"_ _0\"></span>ions en jus<span class=\"_ _0\"></span>tice. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y217c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y217d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 mars 201<span class=\"_ _0\"></span>6, Ageas a co<span class=\"_ _0\"></span>nvenu d'<span class=\"_ _0\"></span>un r\u00e8gleme<span class=\"_ _0\"></span>nt pour<span class=\"_ _0\"></span> un montant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"_ _3\"></span></span>millia<span class=\"_ _0\"></span>rd avec</div>\n<div class=\"t m0 x21b h62 y217e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">plusieurs organ<span class=\"_ _3\"></span>isations de pla<span class=\"_ _3\"></span>ignants, repr\u00e9s<span class=\"_ _3\"></span>entatives d'une<span class=\"_ _3\"></span> <span class=\"wseb\">s\u00e9rie d'actionna<span class=\"_ _3\"></span>ires dans pl<span class=\"_ _3\"></span>usieurs </span></div>\n<div class=\"t m0 x21b h62 y217f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ures coll<span class=\"_ _0\"></span>ectives d<span class=\"_ _0\"></span>evant les t<span class=\"_ _0\"></span>ribunaux<span class=\"_ _0\"></span> belges et<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>ais. Le 23 mai 2<span class=\"_ _0\"></span>016, les pa<span class=\"_ _0\"></span>rties au</div>\n<div class=\"t m0 x21b h62 y2180 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e8glement,<span class=\"_ _3\"></span> c'est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire Ageas, D<span class=\"_ _0\"></span>eminor, St<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g FortisEf<span class=\"_ _0\"></span>fect, St<span class=\"_ _0\"></span>ichting I<span class=\"_ _0\"></span>nvesto<span class=\"_ _0\"></span>r Claims Ag<span class=\"_ _0\"></span>ainst </span></span></div>\n<div class=\"t m0 x21b h62 y2181 ff3c0 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Fortis, VEB et Stichting<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">FORset<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span> ont demand<span class=\"_ _0\"></span>\u00e9 \u00e0 la Cour d'A<span class=\"_ _0\"></span>ppel d'Am<span class=\"_ _0\"></span>sterdam d<span class=\"_ _0\"></span>e d\u00e9clare<span class=\"_ _0\"></span>r le </span></span></div>\n<div class=\"t m0 x21b h62 y2182 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>aignant p<span class=\"_ _0\"></span>our tous les ac<span class=\"_ _0\"></span>tionna<span class=\"_ _0\"></span>ires Fort<span class=\"_ _0\"></span>is \u00e9ligibl<span class=\"_ _0\"></span>es qui n\u2019a<span class=\"_ _0\"></span>uraient<span class=\"_ _0\"></span> pas exerc<span class=\"_ _0\"></span>\u00e9 leur</div>\n<div class=\"t m0 x21b h62 y2183 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-</span>out dura<span class=\"_ _0\"></span>nt une cert<span class=\"_ _0\"></span>aine p\u00e9r<span class=\"_ _0\"></span>iode, conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent \u00e0 la loi n\u00e9er<span class=\"_ _0\"></span>landais<span class=\"_ _0\"></span>e sur le r\u00e8g<span class=\"_ _0\"></span>lement</div>\n<div class=\"t m0 x21b h62 y2184 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">collect<span class=\"_ _0\"></span>if de dom<span class=\"_ _0\"></span>mages d<span class=\"_ _0\"></span>e masse (<span class=\"_ _0\"></span>Wet Co<span class=\"_ _0\"></span>llecti<span class=\"_ _0\"></span>eve Afwi<span class=\"_ _0\"></span>kkeling <span class=\"_ _0\"></span>Massasc<span class=\"_ _0\"></span>hade).<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a \u00e9gale<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y2185 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu un ac<span class=\"_ _0\"></span>cord avec<span class=\"_ _0\"></span> Me Arnauts<span class=\"_ _0\"></span> et Me Lenss<span class=\"_ _0\"></span>ens, deux<span class=\"_ _0\"></span> avocats qui o<span class=\"_ _0\"></span>nt intent<span class=\"_ _0\"></span>\u00e9 des actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x21b h62 y2186 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">justice con<span class=\"_ _3\"></span>tre Ageas <span class=\"_ _3\"></span>au nom de<span class=\"_ _3\"></span> plusieurs <span class=\"_ _3\"></span>plaignants, e<span class=\"_ _3\"></span>t en<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">2017<span class=\"_ _3\"></span> avec la soci\u00e9t\u00e9<span class=\"_ _3\"></span> luxembourgeoise<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h62 y2187 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Archand s.\u00e0<span class=\"_ _3\"></span>.r.l. et se<span class=\"_ _3\"></span>s affili\u00e9s <span class=\"_ _3\"></span>pour sou<span class=\"_ _3\"></span>tenir le <span class=\"_ _3\"></span>r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2188 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2189 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 16 juin 20<span class=\"_ _0\"></span>17, la Cour a pri<span class=\"_ _0\"></span>s la d\u00e9cisio<span class=\"_ _0\"></span>n provis<span class=\"_ _0\"></span>oire de ne p<span class=\"_ _0\"></span>as d\u00e9clar<span class=\"_ _0\"></span>er le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x21b h62 y218a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans sa form<span class=\"_ _0\"></span>e initi<span class=\"_ _0\"></span>ale. Le 16 oct<span class=\"_ _0\"></span>obre 2017,<span class=\"_ _0\"></span> Ageas a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de cons<span class=\"_ _0\"></span>entir un<span class=\"_ _0\"></span> dernier eff<span class=\"_ _0\"></span>ort</div>\n<div class=\"t m0 x21b h62 y218b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire d<span class=\"_ _0\"></span>\u2019EUR 10<span class=\"_ _0\"></span>0 millions.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y218c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y218d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 d\u00e9cem<span class=\"_ _0\"></span>bre 2017, le<span class=\"_ _0\"></span>s parties<span class=\"_ _0\"></span> ont d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un accord de r<span class=\"_ _0\"></span>\u00e8gleme<span class=\"_ _0\"></span>nt modifi\u00e9 et<span class=\"_ _0\"></span> r\u00e9vis\u00e9 a<span class=\"_ _0\"></span>upr\u00e8s de la</div>\n<div class=\"t m0 x21b h62 y218e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cour. Consumenten<span class=\"_ _3\"></span>claim, qui \u00e9ta<span class=\"_ _3\"></span>it oppos\u00e9e au r\u00e8glem<span class=\"_ _3\"></span>ent sous sa forme<span class=\"_ _3\"></span> initiale de 2016,<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">a acc<span class=\"_ _0\"></span>ept\u00e9 </span></div>\n<div class=\"t m0 x21b h62 y218f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de soute<span class=\"_ _0\"></span>nir le r\u00e8gle<span class=\"_ _0\"></span>ment de 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2190 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2191 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 13 juill<span class=\"_ _0\"></span>et 2018, la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam a d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9 le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt pour les</div>\n<div class=\"t m0 x21b h62 y2192 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire les pers<span class=\"_ _0\"></span>onnes ay<span class=\"_ _0\"></span>ant d\u00e9ten<span class=\"_ _0\"></span>u des action<span class=\"_ _0\"></span>s Fortis \u00e0 to<span class=\"_ _0\"></span>ut moment </span></span></div>\n<div class=\"t m0 x21b h62 y2193 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e de<span class=\"lsde wsfa\">s march\u00e9s le 28 f\u00e9vrier 2007<span class=\"_ _3\"></span> et la cl\u00f4ture de<span class=\"_ _3\"></span>s march\u00e9s le 14 oct<span class=\"_ _3\"></span>obre 2008). Agea<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y2194 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a renonc\u00e9 \u00e0 son dro<span class=\"_ _3\"></span>it de r\u00e9siliat<span class=\"_ _3\"></span>ion le 21 d\u00e9cembre 2018 r<span class=\"_ _3\"></span>endant le r\u00e8gleme<span class=\"_ _3\"></span>nt d\u00e9finitiveme<span class=\"_ _3\"></span>nt final.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2195 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2196 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Actio<span class=\"_ _0\"></span>nnaires A<span class=\"_ _0\"></span>dmissi<span class=\"_ _0\"></span>bles avai<span class=\"_ _0\"></span>ent donc dr<span class=\"_ _0\"></span>oit \u00e0 une inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour <span class=\"lsde wseb\">les \u00e9v\u00e9nements de 2<span class=\"_ _3\"></span>007<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x21b h62 y2197 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008, sous<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span> d'une d\u00e9ch<span class=\"_ _0\"></span>arge comp<span class=\"_ _0\"></span>l\u00e8te de res<span class=\"_ _0\"></span>ponsab<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 l'\u00e9<span class=\"_ _0\"></span>gard de ces \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x21b h62 y2198 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">confor<span class=\"_ _0\"></span>m\u00e9ment aux<span class=\"_ _0\"></span> (autres) m<span class=\"_ _0\"></span>odalit<span class=\"_ _0\"></span>\u00e9s de l'acco<span class=\"_ _0\"></span>rd de r\u00e8gl<span class=\"_ _0\"></span>ement. Ce<span class=\"_ _0\"></span>la signif<span class=\"_ _0\"></span>ie en outre q<span class=\"_ _0\"></span>ue les</div>\n<div class=\"t m0 x21b h62 y2199 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es qui n'av<span class=\"_ _0\"></span>aient pas ex<span class=\"_ _0\"></span>erc\u00e9 leur<span class=\"_ _0\"></span> option de no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">participation<span class=\"_ _3\"></span> dans les<span class=\"_ _3\"></span> d\u00e9lais </span></span></div>\n<div class=\"t m0 x21b h62 y219a ff3c0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">(c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dire au plu<span class=\"_ _0\"></span>s tard le 31 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>8), qu\u2019i<span class=\"_ _0\"></span>ls aient ou non d<span class=\"_ _0\"></span>\u00e9pos\u00e9 un fo<span class=\"_ _0\"></span>rmulai<span class=\"_ _0\"></span>re de </span></div>\n<div class=\"t m0 x21b h62 y219b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e dans les tem<span class=\"_ _0\"></span>ps, \u00e9taie<span class=\"_ _0\"></span>nt r\u00e9put\u00e9<span class=\"_ _0\"></span>s de droit av<span class=\"_ _0\"></span>oir acco<span class=\"_ _0\"></span>rd\u00e9 cette d\u00e9<span class=\"_ _0\"></span>charge de r<span class=\"_ _0\"></span>esponsa<span class=\"_ _0\"></span>bilit\u00e9 et</div>\n<div class=\"t m0 x21b h62 y219c ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir ren<span class=\"_ _0\"></span>onc\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 tout<span class=\"_ _0\"></span> droit e<span class=\"_ _0\"></span>n lien av<span class=\"_ _0\"></span>ec les \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 239px; height: 722px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 239px; height: 722px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 239px; height: 722px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 239px; height: 722px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La p\u00e9rio<span class=\"_ _0\"></span>de de d\u00e9p\u00f4t des d<span class=\"_ _0\"></span>emande<span class=\"_ _0\"></span>s a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juillet<span class=\"_ _0\"></span> 2018 et</div>\n<div class=\"t m0 x6 h62 y8b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est ter<span class=\"_ _0\"></span>min\u00e9e le 2<span class=\"_ _0\"></span>8 juillet 20<span class=\"_ _0\"></span>19. Au 31 d\u00e9c<span class=\"_ _0\"></span>embre 202<span class=\"_ _0\"></span>2, un monta<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y8b3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 1.<span class=\"_ _0\"></span>309 milli<span class=\"_ _0\"></span>ons avait d<span class=\"_ _0\"></span>\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"lsde wseb\">y\u00e9 aux Actionnaires<span class=\"_ _3\"></span> Admissibles </span></div>\n<div class=\"t m0 x6 h62 y93e ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une prov<span class=\"_ _0\"></span>ision re<span class=\"_ _0\"></span>stante d\u2019<span class=\"_ _0\"></span>EUR 1,3 mill<span class=\"_ _0\"></span>ion avait \u00e9t<span class=\"_ _0\"></span>\u00e9 reconn<span class=\"_ _0\"></span>ue pour le</div>\n<div class=\"t m0 x6 h62 y93f ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent (voir not<span class=\"_ _0\"></span>e 25 <span class=\"ff3c9 ls0 ws0\">\u00ab<span class=\"ff3c7\"> <span class=\"lsf7 wseb\">Pro<span class=\"_ _3\"></span>visio<span class=\"_ _3\"></span>ns</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse8\">).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y942 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019un nombre<span class=\"_ _3\"></span> limit\u00e9 de<span class=\"_ _3\"></span> demandes non<span class=\"_ _3\"></span> r\u00e9so<span class=\"wsfa\">lues. Le<span class=\"_ _3\"></span>s derni\u00e8res tranc<span class=\"_ _3\"></span>hes </span></div>\n<div class=\"t m0 x6 h62 y943 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on ont \u00e9t\u00e9 pay<span class=\"_ _0\"></span>\u00e9es fin ao\u00fbt<span class=\"_ _0\"></span> 2022. Les co<span class=\"_ _0\"></span>\u00fbts potent<span class=\"_ _0\"></span>iels pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y944 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les demandes non<span class=\"_ _3\"></span> r\u00e9solues qu\u2019Ageas<span class=\"_ _3\"></span> s\u2019est engag\u00e9e \u00e0 pre<span class=\"_ _3\"></span>ndre en</div>\n<div class=\"t m0 x6 h62 y945 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">charge sont cou<span class=\"_ _3\"></span>verts par la provis<span class=\"_ _3\"></span>ion mentionn\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">dessus.</span> </span></div>\n<div class=\"t m0 x6 h7d y843 ff3ca fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">Proc<span class=\"ls0 ws0\">\u00e9<span class=\"ls100 ws11b\">dure<span class=\"_ _3\"></span>s R<span class=\"lsfd ws119\">\u00e9s<span class=\"_ _3\"></span>iduelles</span></span> </span></div>\n<div class=\"t m0 x6 h62 yf5f ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Maintenant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">que le r\u00e8gle<span class=\"_ _0\"></span>ment est d<span class=\"_ _0\"></span>evenu d\u00e9fi<span class=\"_ _0\"></span>nitif, l<span class=\"_ _0\"></span>es parties<span class=\"_ _0\"></span> qui \u00e9taient<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yf60 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en faveur <span class=\"_ _3\"></span>du r\u00e8glemen<span class=\"_ _3\"></span>t se son<span class=\"_ _3\"></span>t engag\u00e9es \u00e0<span class=\"_ _3\"></span> mettre fi<span class=\"_ _3\"></span>n \u00e0 leurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yf61 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proc\u00e9dures j<span class=\"_ _3\"></span>udiciaires. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1758 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1759 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>es qui ont rem<span class=\"_ _0\"></span>is un avis de r<span class=\"_ _0\"></span>enonci<span class=\"_ _0\"></span>ation dans l<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h62 y175a ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peuvent repr<span class=\"_ _3\"></span>endre leur<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">proc\u00e9dur<span class=\"_ _0\"></span>es judici<span class=\"_ _0\"></span>aires aux<span class=\"_ _0\"></span> Pays<span class=\"ls0 ws0\">-</span>Bas ou, le cas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y175b ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9ch\u00e9ant, repr<span class=\"_ _3\"></span>endre ou <span class=\"_ _3\"></span>poursuivre<span class=\"_ _3\"></span> leurs proc\u00e9du<span class=\"_ _3\"></span>res judicia<span class=\"_ _3\"></span>ires en</div>\n<div class=\"t m0 x6 h62 y219e ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Belgique.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y219f ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y21a0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans les <span class=\"_ _3\"></span>paragraphes <span class=\"_ _3\"></span>suivants, no<span class=\"_ _3\"></span>us fournissons<span class=\"_ _3\"></span> un aper\u00e7u<span class=\"_ _3\"></span> complet de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y21a1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> proc\u00e9d<span class=\"_ _0\"></span>ures r\u00e9sid<span class=\"_ _0\"></span>uelles qui<span class=\"_ _0\"></span> \u00e9taient so<span class=\"_ _0\"></span>it termin<span class=\"_ _0\"></span>\u00e9es en <span class=\"lsde wseb\">2022, soit </span></div>\n<div class=\"t m0 x6 h62 y21a2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019\u00e9taie<span class=\"_ _0\"></span>nt pas term<span class=\"_ _0\"></span>in\u00e9es au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>022. Cell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsdd ws12a\">ci constituent les </span></span></div>\n<div class=\"t m0 x6 h62 y21a3 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs \u00e9ven<span class=\"_ _3\"></span>tuels sans provision<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y21a4 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wseb\">Aux Pays</span>-<span class=\"lsde wsea\">Ba<span class=\"_ _3\"></span>s </span> </span></div>\n<div class=\"t m0 x6 h7e y21a5 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Cebu<span class=\"_ _3\"></span>lon</span> </span></div>\n<div class=\"t m0 x6 h62 y21a6 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 14 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>20, la s<span class=\"_ _0\"></span>oci\u00e9t\u00e9 d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> n\u00e9erla<span class=\"_ _0\"></span>ndaise C<span class=\"_ _0\"></span>ebulo<span class=\"_ _0\"></span>n a</div>\n<div class=\"t m0 x6 h62 y21a7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engag\u00e9 des<span class=\"_ _3\"></span> poursuites <span class=\"_ _3\"></span>judiciaires <span class=\"_ _3\"></span>co<span class=\"lsdc\">ntre Agea<span class=\"_ _0\"></span>s et cert<span class=\"_ _0\"></span>ains </span></div>\n<div class=\"t m0 x6 h62 y21a8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cod\u00e9fe<span class=\"_ _0\"></span>ndeurs c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant la pr<span class=\"_ _0\"></span>\u00e9tendu<span class=\"_ _0\"></span>e commun<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n trom<span class=\"_ _0\"></span>peuse en</div>\n<div class=\"t m0 x6 h62 y21a9 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2007<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">2008. En sa qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>d'ancien<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>naire de F<span class=\"_ _0\"></span>ortis,<span class=\"_ _0\"></span> Cebulo<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y21aa ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9clame u<span class=\"_ _0\"></span>ne indem<span class=\"_ _0\"></span>nit\u00e9 pour les<span class=\"_ _0\"></span> dommag<span class=\"_ _0\"></span>es pr\u00e9ten<span class=\"_ _0\"></span>dumen<span class=\"_ _0\"></span>t subis. Le</div>\n<div class=\"t m0 x6 h62 y21ab ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tribuna<span class=\"_ _0\"></span>l comp\u00e9te<span class=\"_ _0\"></span>nt est le Tri<span class=\"_ _0\"></span>bunal de Pre<span class=\"_ _0\"></span>mi\u00e8re Ins<span class=\"_ _0\"></span>tance d'U<span class=\"_ _0\"></span>trecht<span class=\"_ _0\"></span>. Une</div>\n<div class=\"t m0 x6 h62 y21ac ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audienc<span class=\"_ _0\"></span>e d\u2019intro<span class=\"_ _0\"></span>ducti<span class=\"_ _0\"></span>on a eu lieu le 9 sept<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>020 \u00e0 Utrec<span class=\"_ _0\"></span>ht. Les</div>\n<div class=\"t m0 x6 h62 y21ad ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parties \u00e9c<span class=\"_ _3\"></span>hangent actuel<span class=\"_ _3\"></span>lement leur<span class=\"_ _3\"></span>s conclusions<span class=\"_ _3\"></span> \u00e9crites.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y21ae ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>vestisseur i<span class=\"_ _3\"></span>ndividuel h<span class=\"_ _3\"></span>ollandais</span> </span></div>\n<div class=\"t m0 x6 h62 y21af ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le 29 janvier 2021<span class=\"_ _3\"></span>, un investisse<span class=\"_ _3\"></span>ur individuel hol<span class=\"_ _3\"></span>landais <span class=\"lsdc wse9\">a intent\u00e9 une </span></div>\n<div class=\"t m0 x6 h62 y21b0 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ure contr<span class=\"_ _0\"></span>e Ageas.<span class=\"_ _0\"></span> Il a r\u00e9c<span class=\"_ _0\"></span>lam\u00e9 un<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatio<span class=\"_ _0\"></span>n pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y21b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dommag<span class=\"_ _0\"></span>es pr\u00e9te<span class=\"_ _0\"></span>ndument<span class=\"_ _0\"></span> subis en rais<span class=\"_ _0\"></span>on de la crise F<span class=\"_ _0\"></span>ortis en 2<span class=\"_ _0\"></span>007<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y21b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008. Le tr<span class=\"_ _0\"></span>ibunal com<span class=\"_ _0\"></span>p\u00e9tent est<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de Premi<span class=\"_ _0\"></span>\u00e8re Instan<span class=\"_ _0\"></span>ce</div>\n<div class=\"t m0 x6 h62 y21b3 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Utrecht. U<span class=\"_ _3\"></span>ne audien<span class=\"_ _3\"></span>ce d\u2019introduct<span class=\"_ _3\"></span>ion a eu l<span class=\"_ _3\"></span>ieu <span class=\"lsdc wse9\">le 10 mars 2021. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y21b4 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> se sont <span class=\"_ _0\"></span>mises d\u2019<span class=\"_ _0\"></span>accor<span class=\"_ _0\"></span>d pour met<span class=\"_ _0\"></span>tre fin<span class=\"_ _0\"></span> \u00e0 la proc<span class=\"_ _0\"></span>\u00e9dure <span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x6 h62 y21b5 ff3c7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">juin<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">202<span class=\"_ _3\"></span>2.</span> </span></div>\n<div class=\"t m0 x6 h62 y21b6 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">En Belgique</span> </span></div>\n<div class=\"t m0 x6 h7e y21b7 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Modr<span class=\"_ _3\"></span>ikamen</span> </span></div>\n<div class=\"t m0 x6 h62 y21b8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une s\u00e9rie d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>naires re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s par Me Mo<span class=\"_ _0\"></span>drikamen o<span class=\"_ _0\"></span>nt entam\u00e9<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y21b9 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 28 ja<span class=\"_ _0\"></span>nvier 200<span class=\"_ _0\"></span>9 devant le T<span class=\"_ _0\"></span>ribunal de <span class=\"lsde wsfa\">Commerce de </span></div>\n<div class=\"t m0 x6 h62 y21ba ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es, dema<span class=\"_ _0\"></span>ndant init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt l\u2019annu<span class=\"_ _0\"></span>lation de la v<span class=\"_ _0\"></span>ente d\u2019A<span class=\"_ _0\"></span>SR \u00e0 l\u2019\u00c9tat</div>\n<div class=\"t m0 x1a h62 y21bb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9erla<span class=\"_ _0\"></span>ndais et de la v<span class=\"_ _0\"></span>ente de Fort<span class=\"_ _0\"></span>is Banqu<span class=\"_ _0\"></span>e \u00e0 la SFPI (et ensu<span class=\"_ _0\"></span>ite \u00e0 BNP</div>\n<div class=\"t m0 x1a h62 y21bc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Paribas<span class=\"_ _0\"></span>) ou des inde<span class=\"_ _0\"></span>mnit\u00e9s co<span class=\"_ _0\"></span>mpens<span class=\"_ _0\"></span>atoires.<span class=\"_ _0\"></span> Le 8 d\u00e9cembr<span class=\"_ _0\"></span>e 2009, le</div>\n<div class=\"t m0 x1a h62 y21bd ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Tribunal s\u2019est<span class=\"_ _3\"></span> notamment d\u00e9clar\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">incomp\u00e9te<span class=\"_ _0\"></span>nt pour con<span class=\"_ _0\"></span>na\u00eetre d\u2019<span class=\"_ _0\"></span>une </span></span></div>\n<div class=\"t m0 x1a h62 y21be ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">affaire i<span class=\"_ _0\"></span>mpliqu<span class=\"_ _0\"></span>ant des part<span class=\"_ _0\"></span>ies d\u00e9fe<span class=\"_ _0\"></span>nderess<span class=\"_ _0\"></span>es n\u00e9erla<span class=\"_ _0\"></span>ndaises<span class=\"_ _0\"></span>. Le 17</div>\n<div class=\"t m0 x1a h62 y21bf ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>013, la Cour d<span class=\"_ _0\"></span>\u2019Appel d<span class=\"_ _0\"></span>e Bruxell<span class=\"_ _0\"></span>es a confirm<span class=\"_ _0\"></span>\u00e9 le jugeme<span class=\"_ _0\"></span>nt rendu</div>\n<div class=\"t m0 x1a h62 y21c0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en premi\u00e8<span class=\"_ _0\"></span>re instan<span class=\"_ _0\"></span>ce. En juill<span class=\"_ _0\"></span>et 2014, Me M<span class=\"_ _0\"></span>odrika<span class=\"_ _0\"></span>men a d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x1a h62 y21c1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi e<span class=\"_ _0\"></span>n Cassati<span class=\"_ _0\"></span>on sur ce poi<span class=\"_ _0\"></span>nt. La Cour de Ca<span class=\"_ _0\"></span>ssatio<span class=\"_ _0\"></span>n a rejet\u00e9 le<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21c2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi,<span class=\"_ _0\"></span> le 23 octobr<span class=\"_ _0\"></span>e 2015. Me M<span class=\"_ _0\"></span>odrikam<span class=\"_ _0\"></span>en a poursu<span class=\"_ _0\"></span>ivi la proc\u00e9<span class=\"_ _0\"></span>dure</div>\n<div class=\"t m0 x1a h62 y21c3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en cours dev<span class=\"_ _0\"></span>ant le Tr<span class=\"_ _0\"></span>ibunal de C<span class=\"_ _0\"></span>ommerce r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e \u00e0 la vente de For<span class=\"_ _0\"></span>tis</div>\n<div class=\"t m0 x1a h62 y21c4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Banque vi<span class=\"_ _0\"></span>sant l\u2019o<span class=\"_ _0\"></span>btention d<span class=\"_ _0\"></span>e dommag<span class=\"_ _0\"></span>es et int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 payer p<span class=\"_ _0\"></span>ar BNP</div>\n<div class=\"t m0 x1a h62 y21c5 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Par<span class=\"lsdc wse9\">ibas \u00e0 Ageas,<span class=\"_ _0\"></span> et par Ageas<span class=\"_ _0\"></span> aux plaigna<span class=\"_ _0\"></span>nts. Dans<span class=\"_ _0\"></span> un jugement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y21c6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaire du 4 no<span class=\"_ _0\"></span>vembre 2<span class=\"_ _0\"></span>014, la Cou<span class=\"_ _0\"></span>r a d\u00e9clar\u00e9 ir<span class=\"_ _0\"></span>recevab<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y21c7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">environ 50<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% des demand<span class=\"_ _0\"></span>es origin<span class=\"_ _0\"></span>ales. Le 29 av<span class=\"_ _0\"></span>ril 2016,<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de </span></span></div>\n<div class=\"t m0 x1a h62 y21c8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Commerc<span class=\"_ _0\"></span>e de Bruxel<span class=\"_ _0\"></span>les a d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e suspen<span class=\"_ _0\"></span>dre la proc<span class=\"_ _0\"></span>\u00e9dure dan<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y21c9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019attent<span class=\"_ _0\"></span>e du r\u00e9s<span class=\"_ _0\"></span>ultat de<span class=\"_ _0\"></span> la proc<span class=\"_ _0\"></span>\u00e9dure p<span class=\"_ _0\"></span>\u00e9nale. C<span class=\"_ _0\"></span>ette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e a</div>\n<div class=\"t m0 x1a h62 y21ca ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mainten<span class=\"_ _0\"></span>ant \u00e9t\u00e9 r\u00e9a<span class=\"_ _0\"></span>ctiv\u00e9e et l<span class=\"_ _0\"></span>es partie<span class=\"_ _0\"></span>s \u00e9change<span class=\"_ _0\"></span>nt leurs co<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x1a h62 y21cb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites.<span class=\"_ _0\"></span> Rien n\u2019est<span class=\"_ _0\"></span> plus dema<span class=\"_ _0\"></span>nd\u00e9 \u00e0 Ageas d<span class=\"_ _0\"></span>ans cett<span class=\"_ _0\"></span>e proc\u00e9dur<span class=\"_ _0\"></span>e. Le 7</div>\n<div class=\"t m0 x1a h62 y21cc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2020,<span class=\"_ _0\"></span> Ageas a co<span class=\"_ _0\"></span>nclu un accor<span class=\"_ _0\"></span>d de r\u00e8glem<span class=\"_ _0\"></span>ent avec <span class=\"lsde wseb\">Me Modrikamen </span></div>\n<div class=\"t m0 x1a h62 y21cd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et ses clie<span class=\"_ _0\"></span>nts qui ont exe<span class=\"_ _0\"></span>rc\u00e9 leur f<span class=\"_ _0\"></span>acult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">out, en vertu duquel<span class=\"_ _3\"></span> ces </span></span></div>\n<div class=\"t m0 x1a h62 y21ce ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nes ne pour<span class=\"_ _0\"></span>suivent pl<span class=\"_ _0\"></span>us cette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e contre Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21cf ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span>Deminor </span></div>\n<div class=\"t m0 x1a h62 y21d0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un certai<span class=\"_ _0\"></span>n nombre d\u2019<span class=\"_ _0\"></span>actionn<span class=\"_ _0\"></span>aires in<span class=\"_ _0\"></span>dividu<span class=\"_ _0\"></span>els rasse<span class=\"_ _0\"></span>mbl\u00e9s aut<span class=\"_ _0\"></span>our de</div>\n<div class=\"t m0 x1a h62 y21d1 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Deminor <span class=\"_ _3\"></span>International (<span class=\"_ _3\"></span>actuellement d\u00e9<span class=\"_ _3\"></span>nomm\u00e9 DRS Be<span class=\"_ _3\"></span>lgium) ont<span class=\"_ _3\"></span> intent\u00e9</div>\n<div class=\"t m0 x1a h62 y21d2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 13 ja<span class=\"_ _0\"></span>nvier 201<span class=\"_ _0\"></span>0 devant le T<span class=\"_ _0\"></span>ribunal de C<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1a h62 y21d3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es pour r\u00e9cl<span class=\"_ _0\"></span>amer des d<span class=\"_ _0\"></span>ommages et<span class=\"_ _0\"></span> int\u00e9r\u00eats,<span class=\"_ _0\"></span> en se pr\u00e9val<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y21d4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une com<span class=\"_ _0\"></span>munica<span class=\"_ _0\"></span>tion d\u00e9fic<span class=\"_ _0\"></span>iente vo<span class=\"_ _0\"></span>ire trompe<span class=\"_ _0\"></span>use de la part<span class=\"_ _0\"></span> de Fortis<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21d5 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">durant la<span class=\"_ _3\"></span> p\u00e9ri<span class=\"wsfa\">ode allant de<span class=\"_ _3\"></span> mars 2007 \u00e0 octobre<span class=\"_ _3\"></span> 2008. Le 28 avri<span class=\"_ _3\"></span>l 2014, </span></div>\n<div class=\"t m0 x1a h62 y21d6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le Tribun<span class=\"_ _0\"></span>al a d\u00e9clar<span class=\"_ _0\"></span>\u00e9, dans un ju<span class=\"_ _0\"></span>gement int<span class=\"_ _0\"></span>erloc<span class=\"_ _0\"></span>utoire, q<span class=\"_ _0\"></span>ue quelqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y21d7 ff3c7 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">25<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% des dem<span class=\"_ _0\"></span>andes \u00e9t<span class=\"_ _0\"></span>aient i<span class=\"_ _0\"></span>rreceva<span class=\"_ _0\"></span>bles. L<span class=\"_ _0\"></span>es part<span class=\"_ _0\"></span>ies sont<span class=\"_ _0\"></span> en trai<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x1a h62 y21d8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc\u00e9<span class=\"_ _0\"></span>dure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21d9 ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span><span class=\"ls13b wseb\">Autres actions pour le c<span class=\"_ _0\"></span>ompte d\u2019actionnair<span class=\"_ _0\"></span>es individuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y21da ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 septem<span class=\"_ _0\"></span>bre 2012,<span class=\"_ _0\"></span> Patrip<span class=\"_ _0\"></span>art, un (anci<span class=\"_ _0\"></span>en) acti<span class=\"_ _0\"></span>onnaire<span class=\"_ _0\"></span> Fortis, et sa</div>\n<div class=\"t m0 x1a h62 y21db ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re, Patr<span class=\"_ _0\"></span>invest,<span class=\"_ _0\"></span> ont intent<span class=\"_ _0\"></span>\u00e9, devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Comm<span class=\"_ _0\"></span>erce</div>\n<div class=\"t m0 x1a h62 y21dc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Bruxel<span class=\"_ _0\"></span>les, une act<span class=\"_ _0\"></span>ion en dom<span class=\"_ _0\"></span>mages et int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r la base</div>\n<div class=\"t m0 x1a h62 y21dd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inform<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u00e9failla<span class=\"_ _0\"></span>nte ou trom<span class=\"_ _0\"></span>peuse da<span class=\"_ _0\"></span>ns le context<span class=\"_ _0\"></span>e de l\u2019\u00e9mi<span class=\"_ _0\"></span>ssion de</div>\n<div class=\"t m0 x1a h62 y21de ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits de 2<span class=\"_ _0\"></span>007. Le 1er f\u00e9v<span class=\"_ _0\"></span>rier 201<span class=\"_ _0\"></span>6, le Tribu<span class=\"_ _0\"></span>nal a enti\u00e8r<span class=\"_ _0\"></span>ement re<span class=\"_ _0\"></span>jet\u00e9 la</div>\n<div class=\"t m0 x1a h62 y21df ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e. Le 16 mars 20<span class=\"_ _0\"></span>16, Patri<span class=\"_ _0\"></span>nvest a fait<span class=\"_ _0\"></span> appel dev<span class=\"_ _0\"></span>ant la Cour</div>\n<div class=\"t m0 x1a h62 y21e0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Appel de<span class=\"_ _3\"></span> Bruxelles. L<span class=\"_ _3\"></span>es partie<span class=\"_ _3\"></span>s \u00e9changent <span class=\"_ _3\"></span>leurs derni\u00e8<span class=\"_ _3\"></span>res conclus<span class=\"lsfe ws11a\">ion<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y21e1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites et<span class=\"_ _0\"></span> attendent<span class=\"_ _0\"></span> une date de pl<span class=\"_ _0\"></span>aidoir<span class=\"_ _0\"></span>ie et la d\u00e9cis<span class=\"_ _0\"></span>ion de la Cou<span class=\"_ _0\"></span>r pour</div>\n<div class=\"t m0 x1a h62 y21e2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">laquell<span class=\"_ _0\"></span>e aucune d<span class=\"_ _0\"></span>ate n\u2019a \u00e9t\u00e9 p<span class=\"_ _0\"></span>our l\u2019ins<span class=\"_ _0\"></span>tant fix\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21e3 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21e4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 29 avril 20<span class=\"_ _0\"></span>13, une s\u00e9r<span class=\"_ _0\"></span>ie d\u2019acti<span class=\"_ _0\"></span>onnaires<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s par Me Ar<span class=\"_ _0\"></span>nauts</div>\n<div class=\"t m0 x1a h62 y21e5 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on en domma<span class=\"_ _0\"></span>ges et int\u00e9<span class=\"_ _0\"></span>r\u00eats deva<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">le Tribunal<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x1a h62 y21e6 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Commerce de<span class=\"_ _3\"></span> Bruxelles,<span class=\"_ _3\"></span> invoquant l<span class=\"_ _3\"></span>a communi<span class=\"_ _3\"></span>cation par Fo<span class=\"_ _3\"></span>rtis en 2007<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y21e7 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et en 2008 d\u2019i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions inc<span class=\"_ _0\"></span>ompl\u00e8tes<span class=\"_ _0\"></span> ou trompe<span class=\"_ _0\"></span>uses. Cett<span class=\"_ _0\"></span>e action \u00e9t<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x1a h62 y21e8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente de<span class=\"_ _0\"></span> l\u2019issue d<span class=\"_ _0\"></span>e la proc\u00e9d<span class=\"_ _0\"></span>ure au p\u00e9nal. L<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y21e9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21ea ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21eb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 septe<span class=\"_ _0\"></span>mbre 2013,<span class=\"_ _0\"></span> certains<span class=\"_ _0\"></span> (ancien<span class=\"_ _0\"></span>s) action<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>e Fortis,</div>\n<div class=\"t m0 x1a h62 y21ec ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s par M<span class=\"_ _0\"></span>e Lenssens<span class=\"_ _0\"></span>, ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on simila<span class=\"_ _0\"></span>ire au civil<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ed ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Premi\u00e8r<span class=\"_ _0\"></span>e Instan<span class=\"_ _0\"></span>ce de Bruxel<span class=\"_ _0\"></span>les. Cett<span class=\"_ _0\"></span>e action \u00e9ta<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1a h62 y21ee ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente<span class=\"ls0 ws0\"> </span>de l\u2019i<span class=\"_ _0\"></span>ssue de la pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e au p\u00e9nal. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ef ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 220px; height: 886px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 220px; height: 886px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 220px; height: 886px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3ce fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">Clauses contractuelle<span class=\"_ _3\"></span>s d\u2019exon\u00e9ration</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2008, <span class=\"_ _3\"></span>Fortis a acc<span class=\"_ _3\"></span>ord\u00e9 \u00e0 cer<span class=\"_ _3\"></span>tains ancien<span class=\"_ _3\"></span>s dirigeants<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs, au moment<span class=\"_ _0\"></span> de leur d\u00e9pa<span class=\"_ _0\"></span>rt, une cl<span class=\"_ _0\"></span>ause cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y93e ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on couv<span class=\"_ _0\"></span>rant les<span class=\"_ _0\"></span> frais de <span class=\"_ _0\"></span>d\u00e9fens<span class=\"_ _0\"></span>e et, dans<span class=\"_ _0\"></span> certain<span class=\"_ _0\"></span>s cas,</div>\n<div class=\"t m0 x6 h62 y93f ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9galement les<span class=\"_ _3\"></span> cons\u00e9quences financi\u00e8<span class=\"_ _3\"></span>res de toute d\u00e9cision<span class=\"_ _3\"></span> judiciaire,<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019hy<span class=\"_ _0\"></span>poth\u00e8se o<span class=\"_ _0\"></span>\u00f9 des proc\u00e9d<span class=\"_ _0\"></span>ures en j<span class=\"_ _0\"></span>ustice ser<span class=\"_ _0\"></span>aient int<span class=\"_ _0\"></span>ent\u00e9es co<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y941 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces perso<span class=\"_ _0\"></span>nnes sur la bas<span class=\"_ _0\"></span>e de leurs m<span class=\"_ _0\"></span>andats ex<span class=\"_ _0\"></span>erc\u00e9s au sei<span class=\"_ _0\"></span>n du group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y942 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fortis. Ageas con<span class=\"_ _3\"></span>teste la validi<span class=\"_ _3\"></span>t\u00e9 de ces engagemen<span class=\"_ _3\"></span>ts d\u2019indemnisation</div>\n<div class=\"t m0 x6 h62 y943 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour ce <span class=\"_ _0\"></span>qui conc<span class=\"_ _0\"></span>erne la c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>ure des c<span class=\"_ _0\"></span>ons\u00e9qu<span class=\"_ _0\"></span>ences f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res de</div>\n<div class=\"t m0 x6 h62 y944 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cisions <span class=\"_ _3\"></span>de justice.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ou<span class=\"lsdc wseb\">tre, Age<span class=\"_ _0\"></span>as a, co<span class=\"_ _0\"></span>mme il est<span class=\"_ _0\"></span> d\u2019usag<span class=\"_ _0\"></span>e pour c<span class=\"_ _0\"></span>e type d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>actions, </span></div>\n<div class=\"t m0 x6 h62 y9ed ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu des<span class=\"_ _0\"></span> convent<span class=\"_ _0\"></span>ions avec pl<span class=\"_ _0\"></span>usieur<span class=\"_ _0\"></span>s institut<span class=\"_ _0\"></span>ions fina<span class=\"_ _0\"></span>nci\u00e8res<span class=\"_ _0\"></span> qui ont</div>\n<div class=\"t m0 x6 h62 y9ee ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facilit\u00e9 l<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent d\u2019act<span class=\"_ _0\"></span>ions Fort<span class=\"_ _0\"></span>is lors des au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ions de ca<span class=\"_ _0\"></span>pital</div>\n<div class=\"t m0 x6 h62 y9ef ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 2007<span class=\"ls0 ws0\">-</span><span class=\"wseb\">2008.<span class=\"_ _0\"></span> Ces co<span class=\"_ _0\"></span>nvention<span class=\"_ _0\"></span>s conti<span class=\"_ _0\"></span>ennent d<span class=\"_ _0\"></span>es c<span class=\"lsde wsfa\">lauses d\u2019exon\u00e9ration </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui, dans ce<span class=\"_ _0\"></span>rtaines<span class=\"_ _0\"></span> conditi<span class=\"_ _0\"></span>ons, entr<span class=\"_ _0\"></span>a\u00eenent des<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour A<span class=\"_ _0\"></span>geas. C<span class=\"_ _0\"></span>ertaine<span class=\"_ _0\"></span>s de ces i<span class=\"_ _0\"></span>nstitut<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f2 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont impl<span class=\"_ _0\"></span>iqu\u00e9es da<span class=\"_ _0\"></span>ns les proc<span class=\"_ _0\"></span>\u00e9dures jur<span class=\"_ _0\"></span>idique<span class=\"_ _0\"></span>s d\u00e9crites<span class=\"_ _0\"></span> dans la</div>\n<div class=\"t m0 x6 h62 y9f3 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e note.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans la per<span class=\"_ _3\"></span>spective <span class=\"_ _3\"></span>d'un r<span class=\"lsdc wse9\">\u00e8glement avec<span class=\"_ _0\"></span> les sousc<span class=\"_ _0\"></span>ripteurs<span class=\"_ _0\"></span> d'assur<span class=\"_ _0\"></span>ances </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de respon<span class=\"_ _0\"></span>sabilit<span class=\"_ _0\"></span>\u00e9 Directo<span class=\"_ _0\"></span>rs &amp; Officer<span class=\"_ _0\"></span>s (D&amp;O) et Pu<span class=\"_ _0\"></span>blic Offer<span class=\"_ _0\"></span>ing of</div>\n<div class=\"t m0 x6 h62 y9f7 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Securit<span class=\"_ _0\"></span>ies Ins<span class=\"_ _0\"></span>urance (<span class=\"_ _0\"></span>POSI), <span class=\"_ _0\"></span>destin<span class=\"_ _0\"></span>\u00e9es \u00e0 couv<span class=\"_ _0\"></span>rir les <span class=\"_ _0\"></span>risques p<span class=\"_ _0\"></span>otenti<span class=\"_ _0\"></span>els</div>\n<div class=\"t m0 x6 h62 y9f8 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">li\u00e9s aux<span class=\"_ _0\"></span> \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents et <span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>ons ayant<span class=\"_ _0\"></span> marqu<span class=\"_ _0\"></span>\u00e9 l'anci<span class=\"_ _0\"></span>en group<span class=\"_ _0\"></span>e Forti<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9f9 ff3ce fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2007</span>-</span><span class=\"wse9\">2008, Ageas a octr<span class=\"_ _0\"></span>oy\u00e9 une clau<span class=\"_ _0\"></span>se d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x6 h62 y9fa ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 en faveur des<span class=\"_ _0\"></span> assureu<span class=\"_ _0\"></span>rs pour le mont<span class=\"_ _0\"></span>ant agr<span class=\"_ _0\"></span>\u00e9g\u00e9 de la</div>\n<div class=\"t m0 x6 h62 y9fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure des pol<span class=\"_ _0\"></span>ices conc<span class=\"_ _0\"></span>ern\u00e9es.<span class=\"_ _0\"></span> En outre,<span class=\"_ _0\"></span> Ageas a acco<span class=\"_ _0\"></span>rd\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9fc ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indemn<span class=\"_ _0\"></span>it\u00e9 et des<span class=\"_ _0\"></span> clause<span class=\"_ _0\"></span>s d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">anciens ad<span class=\"_ _0\"></span>minist<span class=\"_ _0\"></span>rateurs et<span class=\"_ _0\"></span> dirigea<span class=\"_ _0\"></span>nts de Fort<span class=\"_ _0\"></span>is et \u00e0 BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is,</div>\n<div class=\"t m0 x6 h62 y9fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour leurs<span class=\"_ _0\"></span> frais de d\u00e9fe<span class=\"_ _0\"></span>nse futurs<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>\u2019aux admi<span class=\"_ _0\"></span>nistrate<span class=\"_ _0\"></span>urs des de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9ff ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fondations n\u00e9erl<span class=\"_ _3\"></span>andaises cr\u00e9\u00e9e<span class=\"_ _3\"></span>s dans le contexte d<span class=\"_ _3\"></span>u r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f2 ff3d0 fs50 fce sc0 lsfc ws118\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f3 ff3d0 fs50 fce sc0 ls110 ws134\" style=\"z-index: 15;\">Passif<span class=\"_ _0\"></span>s \u00e9ventuel<span class=\"_ _0\"></span>s sur des instru<span class=\"_ _0\"></span>ments hy<span class=\"ls12f ws157\">brides </span></div>\n<div class=\"t m0 x6 h7d y21f4 ff3d0 fs50 fce sc0 ls11d ws144\" style=\"z-index: 15;\">d\u2019anciennes filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y897 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2007, <span class=\"_ _3\"></span>BNP Paribas <span class=\"_ _3\"></span>Fortis SA/NV<span class=\"_ _3\"></span> a \u00e9mis de<span class=\"_ _3\"></span>s CASHES (Con<span class=\"_ _3\"></span>vertible</div>\n<div class=\"t m0 x6 h62 y898 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">And Subordina<span class=\"_ _3\"></span>ted Hybrid<span class=\"_ _3\"></span> Equity<span class=\"ls0 ws0\">-</span>l<span class=\"_ _3\"></span>inked Secur<span class=\"_ _3\"></span>ities), Ageas <span class=\"_ _3\"></span>SA/NV</div>\n<div class=\"t m0 x6 h62 y899 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">agissant<span class=\"_ _0\"></span> en tant que cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>r (BNP Par<span class=\"_ _0\"></span>ibas SA/<span class=\"_ _0\"></span>NV \u00e9tait \u00e0 ce mom<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y21f5 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une fili<span class=\"_ _0\"></span>ale). D<span class=\"_ _0\"></span>es 12.000 t<span class=\"_ _0\"></span>itres<span class=\"ls0 ws0\"> </span><span class=\"lsde\">originellement \u00e9mis, 3<span class=\"_ _3\"></span>.326 resten<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y21f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation, repr<span class=\"_ _0\"></span>\u00e9senta<span class=\"_ _0\"></span>nt un mont<span class=\"_ _0\"></span>ant nomina<span class=\"_ _0\"></span>l total d\u2019E<span class=\"_ _0\"></span>UR 831,5 mi<span class=\"_ _0\"></span>llions. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21f7 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21f8 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les CASHE<span class=\"_ _0\"></span>S n\u2019ont<span class=\"_ _0\"></span> pas de date d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance et ne s<span class=\"_ _0\"></span>ont pas</div>\n<div class=\"t m0 x1a h62 y21f9 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsables en nu<span class=\"_ _0\"></span>m\u00e9rair<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span>ils ne peuvent qu\u2019<span class=\"_ _0\"></span>\u00eatre \u00e9chan<span class=\"_ _0\"></span>g\u00e9s cont<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y21fa ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s Ageas \u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">un prix d\u2019EU<span class=\"_ _0\"></span>R 239,40 par ac<span class=\"_ _0\"></span>tion. Ils<span class=\"_ _0\"></span> sont </span></span></div>\n<div class=\"t m0 x1a h62 y21fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt \u00e9chan<span class=\"_ _0\"></span>g\u00e9s en acti<span class=\"_ _0\"></span>ons Ageas s<span class=\"_ _0\"></span>i le cours de l\u2019<span class=\"_ _0\"></span>action Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 y21fc ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est \u00e9gal ou su<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 EUR 359,1<span class=\"_ _0\"></span>0 pendant vi<span class=\"_ _0\"></span>ngt jours<span class=\"_ _0\"></span> de cotatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y21fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9c<span class=\"_ _0\"></span>utifs. BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV d\u00e9tie<span class=\"_ _0\"></span>nt 3.473.<span class=\"_ _0\"></span>271 acti<span class=\"_ _0\"></span>ons Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en v<span class=\"lsde wsfa\">ue de l\u2019\u00e9change potent<span class=\"_ _3\"></span>iel des CASHES. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y21ff ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2200 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Concernant <span class=\"_ _3\"></span>le montant <span class=\"_ _3\"></span>nominal, les<span class=\"_ _3\"></span> d\u00e9tenteurs<span class=\"_ _3\"></span> des CASHES<span class=\"_ _3\"></span> ne</div>\n<div class=\"t m0 x1a h62 y2201 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> exercer,<span class=\"_ _0\"></span> contre n\u2019im<span class=\"_ _0\"></span>porte le<span class=\"_ _0\"></span>quel des cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>rs, qu\u2019u<span class=\"_ _0\"></span>n recours<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y2202 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portant<span class=\"_ _0\"></span> sur les action<span class=\"_ _0\"></span>s Ageas d\u00e9t<span class=\"_ _0\"></span>enues pa<span class=\"_ _0\"></span>r BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y2203 ff3ce fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">ces actions so<span class=\"lsdc wse9\">nt mises en ga<span class=\"_ _0\"></span>ge en faveur d<span class=\"_ _0\"></span>e ces d\u00e9tent<span class=\"_ _0\"></span>eurs. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y2204 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2205 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis SA/N<span class=\"_ _0\"></span>V paie l<span class=\"_ _0\"></span>e coupo<span class=\"_ _0\"></span>n des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x1a h62 y2206 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riellem<span class=\"_ _0\"></span>ent \u00e0 ter<span class=\"_ _0\"></span>me \u00e9chu,<span class=\"_ _0\"></span> \u00e0 un tau<span class=\"_ _0\"></span>x variab<span class=\"_ _0\"></span>le, bas<span class=\"_ _0\"></span>\u00e9 sur l\u2019<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3</div>\n<div class=\"t m0 x1a h62 y2207 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mois + 200 po<span class=\"_ _0\"></span>ints de bas<span class=\"_ _0\"></span>e, jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9chan<span class=\"_ _0\"></span>ge des titre<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y2208 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas. D<span class=\"_ _0\"></span>ans le cas o\u00f9 Ag<span class=\"_ _0\"></span>eas ne d\u00e9cl<span class=\"_ _0\"></span>are aucun d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur ses</div>\n<div class=\"t m0 x1a h62 y2209 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> ou que le divi<span class=\"_ _0\"></span>dende ann<span class=\"_ _0\"></span>onc\u00e9 est inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 u<span class=\"_ _0\"></span>n certain se<span class=\"_ _0\"></span>uil</div>\n<div class=\"t m0 x1a h62 y220a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un exe<span class=\"_ _0\"></span>rcice donn<span class=\"_ _0\"></span>\u00e9 (rende<span class=\"_ _0\"></span>ment de div<span class=\"_ _0\"></span>idende inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 0,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%), </span></span></div>\n<div class=\"t m0 x1a h62 y220b ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que da<span class=\"_ _0\"></span>ns certai<span class=\"_ _0\"></span>nes autr<span class=\"_ _0\"></span>es circon<span class=\"_ _0\"></span>stances,<span class=\"_ _0\"></span> le paieme<span class=\"_ _0\"></span>nt de coupons<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y220c ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsde wseb\">oit \u00ea<span class=\"_ _3\"></span>tre r\u00e9gl\u00e9 <span class=\"_ _3\"></span>par Ageas SA<span class=\"_ _3\"></span>/NV par l\u2019<span class=\"_ _3\"></span>\u00e9mission de<span class=\"_ _3\"></span> nouvelles ac<span class=\"_ _3\"></span>tions </span></div>\n<div class=\"t m0 x1a h62 y220d ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t au m\u00e9canisme<span class=\"_ _3\"></span> appel\u00e9 m\u00e9<span class=\"_ _3\"></span>thode altern<span class=\"_ _3\"></span>ative de r\u00e8<span class=\"_ _3\"></span>glement</div>\n<div class=\"t m0 x1a h62 y220e ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du coupon<span class=\"_ _3\"></span> (Alternative <span class=\"_ _3\"></span>Coupon Se<span class=\"_ _3\"></span>ttlement Method <span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse9\">ACSM) tandis q<span class=\"_ _0\"></span>ue </span></span></div>\n<div class=\"t m0 x1a h62 y220f ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV dev<span class=\"_ _0\"></span>rait \u00e9mett<span class=\"_ _0\"></span>re des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9ligibles a<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x1a h62 y2210 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre d\u2019i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nts Tier 1 hybr<span class=\"_ _0\"></span>ides au prof<span class=\"_ _0\"></span>it d\u2019Age<span class=\"_ _0\"></span>as en comp<span class=\"_ _0\"></span>ensati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y2211 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des coupons<span class=\"_ _3\"></span> ainsi pay\u00e9s<span class=\"_ _3\"></span> par Agea<span class=\"_ _3\"></span>s SA/NV. En <span class=\"_ _3\"></span>cas de d\u00e9<span class=\"_ _3\"></span>clenchement</div>\n<div class=\"t m0 x1a h62 y2212 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ACSM<span class=\"_ _0\"></span>, si le capita<span class=\"_ _0\"></span>l autoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est ins<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nt pour per<span class=\"_ _0\"></span>mettre</div>\n<div class=\"t m0 x1a h62 y2213 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 Ageas SA<span class=\"_ _3\"></span>/NV de r\u00e9gl<span class=\"_ _3\"></span>er l'oblig<span class=\"lsdc wse9\">ation ACSM, le r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> du coupon </span></div>\n<div class=\"t m0 x1a h62 y2214 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sera repo<span class=\"_ _0\"></span>rt\u00e9 jusq<span class=\"_ _0\"></span>u'au mome<span class=\"_ _0\"></span>nt o\u00f9 la possib<span class=\"_ _0\"></span>ilit\u00e9 d'\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n d'actio<span class=\"_ _0\"></span>ns sera</div>\n<div class=\"t m0 x1a h62 y2215 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">restaur\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2216 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2217 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans un accord con<span class=\"_ _3\"></span>clu en 2012, d\u00e9bouch<span class=\"_ _3\"></span>ant notamment sur<span class=\"_ _3\"></span> l\u2019offre</div>\n<div class=\"t m0 x1a h62 y2218 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019achat de<span class=\"_ _3\"></span>s CASHES et <span class=\"_ _3\"></span>leur \u00e9change <span class=\"_ _3\"></span>subs\u00e9quent,<span class=\"_ _3\"></span> Ageas a a<span class=\"_ _3\"></span>ccept\u00e9 de</div>\n<div class=\"t m0 x1a h62 y2219 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">payer <span class=\"lsdc wse9\">une indemnit<span class=\"_ _0\"></span>\u00e9 annuelle \u00e0 BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis S<span class=\"_ _0\"></span>A/NV \u00e9quiv<span class=\"_ _0\"></span>alent<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y221a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde major<span class=\"_ _0\"></span>\u00e9 sur les acti<span class=\"_ _0\"></span>ons que d\u00e9ti<span class=\"_ _0\"></span>ent BNP P<span class=\"_ _0\"></span>aribas Fo<span class=\"_ _0\"></span>rtis</div>\n<div class=\"t m0 x1a h62 y221b ff3ce fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 471px; height: 635px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 471px; height: 635px; width: 96%; z-index: 1;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">\u00c9<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>\u00e9nements po<span class=\"_ _0\"></span>st<span class=\"_ _1\"></span>\u00e9rieurs \u00e0 la da<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de l<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>\u00e9<span class=\"_ _0\"></span>tat de la situation fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8re</div>\n<div class=\"t m0 x6 h62 y222c ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tre<span class=\"lsde wsfa\">mblement de terre </span><span class=\"wse8\">d\u00e9vastat<span class=\"_ _0\"></span>eur <span class=\"wseb\">qui s\u2019es<span class=\"_ _0\"></span>t produ<span class=\"_ _0\"></span>it en f\u00e9v<span class=\"_ _0\"></span>rier 202<span class=\"_ _0\"></span>3 en Turq<span class=\"_ _0\"></span>uie ne <span class=\"_ _0\"></span>devrait p<span class=\"_ _0\"></span>as avoi<span class=\"_ _0\"></span>r d\u2019imp<span class=\"_ _0\"></span>act sig<span class=\"_ _0\"></span>nificatif<span class=\"_ _0\"></span> sur le<span class=\"_ _0\"></span>s \u00e9tats<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs </span></span></div>\n<div class=\"t m0 x6 h62 y222d ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s d<span class=\"ls0 ws0\">\u2019<span class=\"lsde wsea\">Ageas.</span> </span></div>\n<div class=\"t m0 x6 h62 y222e ff3d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y222f ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 13 mars 202<span class=\"_ _0\"></span>3, Ageas a a<span class=\"_ _0\"></span>nnonc\u00e9 qu<span class=\"_ _0\"></span>e des n\u00e9goc<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> exclusiv<span class=\"_ _0\"></span>es ont \u00e9t<span class=\"_ _0\"></span>\u00e9 entam\u00e9es av<span class=\"_ _0\"></span>ec La Mut<span class=\"_ _0\"></span>uelle Epar<span class=\"_ _0\"></span>gne Retr<span class=\"_ _0\"></span>aite Pr\u00e9v<span class=\"_ _0\"></span>oyance C<span class=\"_ _0\"></span>arac (\u00ab Car<span class=\"_ _0\"></span>ac \u00bb)</div>\n<div class=\"t m0 x6 h62 y2230 ff3d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour la c<span class=\"_ _0\"></span>ession d<span class=\"_ _0\"></span>e ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> fran\u00e7<span class=\"_ _0\"></span>aises. C<span class=\"_ _0\"></span>ette tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sera s<span class=\"_ _0\"></span>oumise <span class=\"_ _0\"></span>aux app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>ns r\u00e9gl<span class=\"_ _0\"></span>ementa<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y2231 ff3d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2232 ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Suite aux<span class=\"_ _0\"></span> r\u00e9cents \u00e9v<span class=\"_ _0\"></span>\u00e9nements<span class=\"_ _0\"></span> de Credit S<span class=\"_ _0\"></span>uisse et Si<span class=\"_ _0\"></span>licon Va<span class=\"_ _0\"></span>lley<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Bank, Ageas <span class=\"_ _3\"></span>a analys\u00e9<span class=\"_ _3\"></span> son exposi<span class=\"_ _3\"></span>tion sur le<span class=\"_ _3\"></span>s banques <span class=\"_ _3\"></span>r\u00e9gionales Am<span class=\"_ _3\"></span>\u00e9ricaines et<span class=\"_ _3\"></span> Credit </span></span></div>\n<div class=\"t m0 x6 h62 y2233 ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Suisse/<span class=\"_ _0\"></span>UBS et a concl<span class=\"_ _0\"></span>u que l'exp<span class=\"_ _0\"></span>osition g<span class=\"_ _0\"></span>lobale d'<span class=\"_ _0\"></span>Ageas n'es<span class=\"_ _0\"></span>t pas <span class=\"lsde wsea\">important<span class=\"ls0 ws0\">e</span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 680px; height: 281px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 2%; bottom: 680px; height: 281px; width: 96%; z-index: 1;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNotesAndOtherExplanatoryInformationExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag558": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Struct<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">juridique</div>\n<div class=\"t m0 x6 h75 y7a0 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">La soci\u00e9t\u00e9 Ageas SA/NV, de<span class=\"_ _0\"></span> droit</div>\n<div class=\"t m0 x6 h75 y7a1 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">belge ayant son si\u00e8ge social <span class=\"_ _0\"></span>Rue du</div>\n<div class=\"t m0 x6 h75 y7a2 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">Marquis 1 \u00e0 1000 Bruxelles,<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x6 h75 y7a3 ff47 fs49 fc1d sc0 lsf5 ws10f\" style=\"z-index: 15;\">Belgique*<span class=\"ws0\">, est la soci\u00e9t\u00e9<span class=\"_ _0\"></span> m\u00e8re du </span></div>\n<div class=\"t m0 x6 h75 y7a4 ff47 fs49 fc1d sc0 lsf6 ws110\" style=\"z-index: 15;\">groupe Ageas. Le Rapport Annuel</div>\n<div class=\"t m0 x6 h75 y7a5 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">inclut les \u00c9tats f<span class=\"_ _0\"></span>inanciers</div>\n<div class=\"t m0 x6 h75 y7a6 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s du groupe Ageas <span class=\"_ _0\"></span>et les</div>\n<div class=\"t m0 x6 h75 y7a7 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">comptes annuels d\u2019Ageas SA/N<span class=\"ws10f\">V. </span></div>\n<div class=\"t m0 x6 h75 y7a8 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">Le groupe Ageas exerce des</div>\n<div class=\"t m0 x6 h75 y7a9 ff47 fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">activit\u00e9s d'assurance vie, non-vie et</div>\n<div class=\"t m0 x6 h75 y7aa ff47 fs49 fc1d sc0 lsf6 ws110\" style=\"z-index: 15;\">de r\u00e9assurance en Europe et en</div>\n<div class=\"t m0 x6 h75 y7ab ff47 fs49 fc1d sc0 lsf5 ws10f\" style=\"z-index: 15;\">Asie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y7ac ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6e y7ad ff48 fs48 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _1fe\"> </span><span class=\"lsf1 ws108\">Veuillez noter que le si\u00e8ge social d\u2019Ageas sera situ\u00e9 </span></div>\n<div class=\"t m0 x3f h6e y7ae ff48 fs48 fc1d sc0 lsf1 ws108\" style=\"z-index: 15;\">au Manhattan Center Bruxelles, Avenue du Boulevard</div>\n<div class=\"t m0 x3f h6e y7af ff48 fs48 fc1d sc0 lsf1 ws107\" style=\"z-index: 15;\">21 <span class=\"ls0 ws0\">\u2013 <span class=\"_ _3\"></span></span><span class=\"ws108\">1210 Bruxelles \u00e0 partir du 21 avril 20</span>23.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y7b0 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x136 h62 y7b1 ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019actio<span class=\"_ _0\"></span>n Ageas est<span class=\"_ _0\"></span> cot\u00e9e sur le m<span class=\"_ _0\"></span>arch\u00e9 r\u00e9gl<span class=\"_ _0\"></span>ement\u00e9 d\u2019<span class=\"_ _0\"></span>Euronext<span class=\"_ _0\"></span> Brussel<span class=\"_ _0\"></span>s. Ageas<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>e \u00e0 un</div>\n<div class=\"t m0 x136 h62 y7b2 ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Program<span class=\"_ _0\"></span>me ADR spons<span class=\"_ _0\"></span>oris\u00e9 a<span class=\"_ _0\"></span>ux \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Unis. </span> </span></div>\n<div class=\"t m0 x136 h62 y7b3 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x136 h62 y7b4 ff45 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>naires connus<span class=\"_ _3\"></span> d\u2019Ageas SA/NV<span class=\"lsdc wse9\">, sur la base de<span class=\"_ _0\"></span>s notific<span class=\"_ _0\"></span>ations off<span class=\"_ _0\"></span>iciell<span class=\"_ _0\"></span>es, au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre </span></div>\n<div class=\"t m0 x136 h62 y7b5 ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">2022 sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x136 h62 y7b6 ff49 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4a\"> <span class=\"_ _41\"> </span><span class=\"ff45 lsf7 wseb\">F<span class=\"_ _3\"></span>osun<span class=\"_ _3\"></span></span><span class=\"ff45\">  <span class=\"_ _1ad\"> </span><span class=\"lsdc wse8\">10.<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\">1 %<span class=\"_ _3\"></span> ; </span></span></span></span></div>\n<div class=\"t m0 x136 h62 y7b7 ff49 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4a\"> <span class=\"_ _41\"> </span><span class=\"ff45 lsdd wse9\">B<span class=\"_ _3\"></span>lackRock,</span><span class=\"ff45\"> <span class=\"lsf8 ws111\">Inc</span> <span class=\"_ _3\"></span> <span class=\"_ _db\"> </span><span class=\"lsde wsea\">6,59<span class=\"_ _3\"></span></span> % <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y7b8 ff49 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff4a\"> <span class=\"_ _41\"> </span><span class=\"ff45 lsf8 ws111\">F<span class=\"_ _3\"></span>PIM</span><span class=\"ff45\">-<span class=\"_ _3\"></span><span class=\"lsf9 ws112\">SFPI</span> <span class=\"_ _3\"></span> <span class=\"_ _164\"> </span><span class=\"lsde wsea\">6,33</span> <span class=\"_ _3\"></span>% . </span></span></div>\n<div class=\"t m0 x21b h62 y7b9 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y7ba ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV et ses fil<span class=\"_ _0\"></span>iales d\u00e9ti<span class=\"_ _0\"></span>ennent<span class=\"_ _0\"></span> 3<span class=\"lsf8 ws111\">,01<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">% d\u2019action<span class=\"_ _3\"></span>s propres. <span class=\"_ _3\"></span></span></span></span>Cette pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>lut les</div>\n<div class=\"t m0 x21b h62 y7bb ff45 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">actions li\u00e9e<span class=\"_ _3\"></span>s aux FRESH<span class=\"_ _3\"></span> (voir no<span class=\"_ _3\"></span>te 18 <span class=\"ff4a ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff45\"> </span></span>Capitaux <span class=\"_ _3\"></span>propres rev<span class=\"_ _3\"></span>enant aux a<span class=\"_ _3\"></span>ctionnaires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff4a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x21b h62 y7bc ff45 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">20<span class=\"ls0 ws0\"> <span class=\"ff4a\">\u00ab</span> <span class=\"lsde wseb\">De<span class=\"_ _3\"></span>ttes subordon<span class=\"wsea\">n\u00e9<span class=\"_ _3\"></span>es</span></span> <span class=\"ff4a\">\u00bb</span><span class=\"lsde wseb\">)<span class=\"_ _3\"></span>, aux pro<span class=\"_ _3\"></span>grammes d\u2019ac<span class=\"_ _3\"></span>tions restrein<span class=\"_ _3\"></span>tes et au<span class=\"_ _3\"></span>x programme<span class=\"_ _3\"></span>s de racha<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x21b h62 y7bd ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns (voir not<span class=\"_ _0\"></span>e 18 <span class=\"ff4a ls0 ws0\">\u00ab<span class=\"ff45\"> <span class=\"lsde wseb\">Capitau<span class=\"_ _3\"></span>x propres re<span class=\"_ _3\"></span>venant aux<span class=\"_ _3\"></span> actionnaires</span> <span class=\"_ _3\"></span></span>\u00bb</span><span class=\"wse8\">).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y7be ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y7bf ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">La struct<span class=\"_ _0\"></span>ure juridi<span class=\"_ _0\"></span>que au 31 d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>2<span class=\"ls0 ws0\">2 <span class=\"lsde wsfa\">se pr\u00e9se<span class=\"_ _3\"></span>nte actuellement<span class=\"_ _3\"></span> comme suit.</span> </span></div>\n<div class=\"t m0 x21b h62 y7c0 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c1 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c2 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c3 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c4 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c5 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c6 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c7 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c8 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7c9 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7ca ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cb ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cc ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cd ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7ce ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7cf ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y7d0 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y7d1 ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Les entit\u00e9s en<span class=\"_ _3\"></span>ti\u00e8rement consoli<span class=\"_ _3\"></span>d\u00e9es d\u2019Ageas en Europ<span class=\"_ _3\"></span>e sont<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ageas UK Ltd. (10<span class=\"_ _0\"></span>0%) au Roya<span class=\"_ _0\"></span>ume<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x21b h62 y7d2 ff45 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Uni,<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Mille<span class=\"_ _3\"></span>nniumbcp Agea<span class=\"_ _3\"></span>s (51<span class=\"ls0 ws0\"> </span>%)<span class=\"_ _3\"></span>, M\u00e9dis (100<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">%), Ageas Port<span class=\"_ _0\"></span>ugal Vid<span class=\"_ _0\"></span>a (100<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">%) et Ageas Portugal </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y7d3 ff45 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Seguros (100<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">%) au Por<span class=\"_ _3\"></span>tugal, e</span>t Agea<span class=\"_ _3\"></span>s France (100<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfa ws113\">%)</span></span></div>\n<div class=\"t m0 x76 h76 y7d4 ff45 fs4a fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3</div>\n<div class=\"t m0 x110 h62 y7d5 ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">en France. La li<span class=\"_ _0\"></span>ste comp<span class=\"_ _0\"></span>l\u00e8te des </span></div>\n<div class=\"t m0 x21b h62 y7d6 ff45 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises dans l<span class=\"_ _0\"></span>e p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re du grou<span class=\"_ _0\"></span>pe est publ<span class=\"_ _0\"></span>i\u00e9e dans <span class=\"ff4a ls0 ws0\">\u00ab<span class=\"ff45\"> <span class=\"lsde wseb\">Group Pub<span class=\"_ _3\"></span>lic Disclosure<span class=\"_ _3\"></span> QRTs</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff45\"> </span></span></div>\n<div class=\"t m0 x21b h62 y7d7 ff45 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble sur l<span class=\"_ _0\"></span>e site w<span class=\"_ _0\"></span>eb<span class=\"ls0 ws0\"> : <span class=\"fce lsde wsea\">htt<span class=\"_ _3\"></span>ps://www.ageas.co<span class=\"_ _3\"></span>m/investors/quart<span class=\"_ _3\"></span>erly</span><span class=\"fce\">-<span class=\"lsdc wse8\">results</span></span></span></div>\n<div class=\"t m0 x6 h75 y7d9 ff4a fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1fd\"> </span><span class=\"ff47 fs49\"> </span></div>\n<div class=\"t m0 x28 h62 y7da ff45 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6e y7db ff48 fs48 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">3  <span class=\"_ _ce\"> </span><span class=\"lsf1 ws108\">Ageas France est comptabilis\u00e9 comme \u00ab</span> <span class=\"lsf1 ws108\">d\u00e9tenu en vue de la vente</span> <span class=\"lsf1 ws108\">\u00bb selon la norme IFRS 5. Voir note 3.</span> </div>\n<div class=\"t m0 x21d h79 y7ea ff4d fs4b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%<span class=\"fs4c\"> Ageas Insurance International NV</span></div>\n<div class=\"t m0 xc h79 y7eb ff4d fs4b fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas SA/NV</div>\n<div class=\"t m0 x14 h7a y7ec ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">44.7%</div>\n<div class=\"t m0 x36 h7a y7ed ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Royal Park</div>\n<div class=\"t m0 x35 h7a y7ee ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x171 h7a y7ef ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 x8c h7a y7f0 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 xc4 h7a y7f1 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageasfinlux SA</div>\n<div class=\"t m0 x1d2 h7a y7f0 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x8e h7a y7f1 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Goldpark</div>\n<div class=\"t m0 x21e h7a y7f2 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">International</div>\n<div class=\"t m0 x21e h7a y7f3 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Investments</div>\n<div class=\"t m0 x21f h7a y7f4 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">BV</div>\n<div class=\"t m0 xe2 h7a y7f5 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">75%</div>\n<div class=\"t m0 x1d1 h7a y7f6 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AG Insurance</div>\n<div class=\"t m0 x220 h7a y7f7 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">SA/NV</div>\n<div class=\"t m0 x60 h7a y7f8 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diff\u00e9rentes</div>\n<div class=\"t m0 xfb h7a y7f9 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">participations</div>\n<div class=\"t m0 x221 h7a y7fa ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas Asie</div>\n<div class=\"t m0 x110 h7a y7f8 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Diff\u00e9rentes entit\u00e9s</div>\n<div class=\"t m0 x131 h7a y7f9 ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">et participations</div>\n<div class=\"t m0 x76 h7a y7fa ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Europe Continentale</div>\n<div class=\"t m0 xc5 h7b y7fb ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr\u00e9sence au Portugal,</div>\n<div class=\"t m0 x110 h7b y7fc ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">en France et en Turquie</div>\n<div class=\"t m0 xd9 h7a y7fd ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">100%</div>\n<div class=\"t m0 x222 h7a y7fe ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas UK</div>\n<div class=\"t m0 xc1 h7a y7ff ff4d fs4d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Ltd.</div>\n<div class=\"t m0 x10f h7b y800 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr\u00e9sence en Chine,</div>\n<div class=\"t m0 x134 h7b y801 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Tha\u00eflande, Malaisie, Inde,</div>\n<div class=\"t m0 x13f h7b y802 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Philippines, Vietnam,</div>\n<div class=\"t m0 xfa h7b y803 ff4e fs4e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Hong Kong et Singapore</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 97px; height: 864px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfLegalStructureExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag314": {
   "value": "Ageas",
   "dimensions": {
    "concept": "ifrs-full:NameOfReportingEntityOrOtherMeansOfIdentification",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag311": {
   "value": "SA/NV",
   "dimensions": {
    "concept": "ifrs-full:LegalFormOfEntity",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag318": {
   "value": "Rue duMarquis 1 \u00e0 1000 Bruxelles",
   "dimensions": {
    "concept": "ifrs-full:DomicileOfEntity",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag310": {
   "value": "Belgique",
   "dimensions": {
    "concept": "ifrs-full:CountryOfIncorporation",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag316": {
   "value": "exerce desactivit\u00e9s d'assurance vie, non-vie etde r\u00e9assurance",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfNatureOfEntitysOperationsAndPrincipalActivities",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag315": {
   "value": "Europe et enAsie",
   "dimensions": {
    "concept": "ifrs-full:PrincipalPlaceOfBusiness",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag312": {
   "value": "Ageas SA/NV",
   "dimensions": {
    "concept": "ifrs-full:NameOfUltimateParentOfGroup",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag377": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9su<span class=\"_ _3\"></span>m\u00e9 des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">principes comptables</div>\n\n<div class=\"t m0 x6 h75 y7a0 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">Les <span class=\"lsf6 ws114\">pr\u00e9sents <span class=\"_ _3\"></span></span><span class=\"ws0\">\u00e9tats financ</span>iers</div>\n<div class=\"t m0 x6 h75 y7a1 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s d\u2019Ageas pour <span class=\"ws10f\">l\u2019an<span class=\"_ _0\"></span>n\u00e9e </span></div>\n<div class=\"t m0 x6 h75 y7a2 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2 <span class=\"_ _3\"></span>(\u00ab <span class=\"_ _3\"></span>\u00e9<span class=\"lsf5\">tats financiers </span></span></div>\n<div class=\"t m0 x6 h75 y7a3 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">consolid\u00e9s<span class=\"ls0 ws0\"> \u00bb</span><span class=\"ws115\">), y <span class=\"lsf6 ws110\">compri<span class=\"_ _3\"></span>s toutes les </span></span></div>\n<div class=\"t m0 x6 h75 y7a4 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">notes, sont \u00e9tablis conform\u00e9ment</div>\n<div class=\"t m0 x6 h75 y7a5 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au r\u00e9f\u00e9rentiel IFRS (<span class=\"ls0\">\u00ab <span class=\"lsf6 ws114\">International </span></span></div>\n<div class=\"t m0 x6 h75 y7a6 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Financial Reporting Standards<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) en</div>\n<div class=\"t m0 x6 h75 y7a7 ff51 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">vigueur au 1</div>\n<div class=\"t m0 xf7 h7c y804 ff51 fs4f fc15 sc0 lsfb ws117\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x223 h75 y805 ff51 fs49 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsf5 ws115\">janvier 202</span>2<span class=\"lsf6 ws116\">, tel<span class=\"_ _3\"></span> que </span></div>\n<div class=\"t m0 x6 h75 y806 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">publi\u00e9 par l\u2019IASB (<span class=\"ls0\">\u00ab </span><span class=\"ws10f\">International </span></div>\n<div class=\"t m0 x6 h75 y807 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Accounting Standards Board<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) et</div>\n<div class=\"t m0 x6 h75 y808 ff51 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">approuv\u00e9<span class=\"ls0 ws0\"> </span><span class=\"ws110\">par l\u2019Union eur<span class=\"_ _3\"></span>op</span>\u00e9enne</div>\n<div class=\"t m0 x6 h75 y809 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(UE) avec effet \u00e0 cette date<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 243px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 248px; width: 486px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 253px; width: 215px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y7ac ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y80a ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Conseil d<span class=\"_ _0\"></span>\u2019Adminis<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>on d\u2019Ageas<span class=\"_ _0\"></span> a autoris<span class=\"_ _0\"></span>\u00e9 la public<span class=\"_ _0\"></span>ation des p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>s \u00e9tats fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y80b ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consolid\u00e9s le<span class=\"_ _3\"></span> 28 mars <span class=\"_ _3\"></span>2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y80c ff52 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y80d ff52 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">R\u00e9f\u00e9rentiel comp<span class=\"_ _3\"></span>table<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y80e ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les principes<span class=\"_ _3\"></span> comptables a<span class=\"lsdc wse8\">ppliqu\u00e9s<span class=\"ls0 ws0\"> </span>dans <span class=\"wse9\">les pr<span class=\"_ _0\"></span>\u00e9sents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> \u00e9<span class=\"lsf0 ws104\">tats <span class=\"_ _3\"></span><span class=\"lsdc wse9\">financi<span class=\"_ _0\"></span>ers cons<span class=\"_ _0\"></span>olid\u00e9s sont<span class=\"_ _0\"></span> identiqu<span class=\"_ _0\"></span>es \u00e0 </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y80f ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ceux appl<span class=\"_ _0\"></span>iqu\u00e9s po<span class=\"_ _0\"></span>ur l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able clos l<span class=\"_ _0\"></span>e 31 d\u00e9cemb<span class=\"_ _0\"></span>re 202<span class=\"ls0 ws0\">1<span class=\"lsde wseb\">, \u00e0 l'exception<span class=\"_ _3\"></span> des <span class=\"wsea\">nouvea<span class=\"_ _3\"></span>ux </span></span></span></div>\n<div class=\"t m0 x21b h62 y810 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>es ou des pr<span class=\"_ _0\"></span>incipes mo<span class=\"_ _0\"></span>difi\u00e9s <span class=\"lsde wsea\">\u00e9num\u00e9r\u00e9s <span class=\"wseb\">dans la<span class=\"_ _3\"></span> section<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">2.2 ci<span class=\"ls0 ws0\">-</span></span></span>apr\u00e8s<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y811 ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x21b h62 y812 ff4f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les pr\u00e9sen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">\u00e9tats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s so<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">pr\u00e9par\u00e9s<span class=\"_ _0\"></span> selon le pri<span class=\"_ _0\"></span>ncipe de la co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x21b h62 y813 ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019exploitatio<span class=\"_ _3\"></span>n de l\u2019ent<span class=\"_ _3\"></span>reprise (<span class=\"ff53 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff4f\"> </span></span>going con<span class=\"_ _3\"></span>cern<span class=\"ls0 ws0\"> <span class=\"ff53\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">) et sont pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s en e<span class=\"_ _0\"></span>uros, l\u2019eur<span class=\"_ _0\"></span>o \u00e9tant la <span class=\"lsde wsea\">monnaie<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y814 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>nnelle de l<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re d\u2019Ag<span class=\"_ _0\"></span>eas. Tous les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 arr<span class=\"_ _0\"></span>ondis au mil<span class=\"_ _0\"></span>lion le plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y815 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proche, sauf ind<span class=\"_ _3\"></span>ication contrai<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 62px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 67px; width: 486px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x21b h62 y816 ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y817 ff4f fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Les actifs et passifs comptabilis\u00e9s dans l\u2019<span class=\"ls0 ws0\">\u00e9<span class=\"lsf8 ws111\">ta<span class=\"_ _3\"></span>t <span class=\"lsdc wse8\">consolid\u00e9 <span class=\"lsde wsfa\">de la situation financi\u00e8re<span class=\"_ _3\"></span> d\u2019Ageas ont </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y818 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement une<span class=\"_ _3\"></span> dur\u00e9e de <span class=\"lsdc wseb\">vie sup\u00e9ri<span class=\"_ _0\"></span>eure \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">moi</span></span><span class=\"wse9\">s, \u00e0 l\u2019<span class=\"_ _0\"></span>excepti<span class=\"_ _0\"></span>on des rubr<span class=\"_ _0\"></span>iques t<span class=\"lsde wsea\">r\u00e9sorerie<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">et </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y819 ff4f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9quival<span class=\"_ _0\"></span>ents de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie, r\u00e9as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce et aut<span class=\"_ _0\"></span>res cr\u00e9<span class=\"_ _0\"></span>ances, <span class=\"_ _0\"></span>i<span class=\"wse8\">nt<span class=\"wse9\">\u00e9r\u00eat<span class=\"_ _0\"></span>s courus et<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs, p<span class=\"lsdd\">assifs </span></span></span></div>\n<div class=\"t m0 x21b h62 y81a ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"lsde wsea\">ssurance </span>dans les ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, <span class=\"_ _3\"></span></span>certains<span class=\"_ _0\"></span> emprunts<span class=\"_ _0\"></span> comme <span class=\"lsde wsea\">les </span></div>\n<div class=\"t m0 x21b h62 y81b ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rations d<span class=\"_ _3\"></span>e mise e<span class=\"_ _3\"></span>n pension<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"ls0 ws0\">i<span class=\"lsdc wse8\">nt\u00e9r\u00ea<span class=\"wseb\">ts cou<span class=\"_ _0\"></span>rus et a<span class=\"_ _0\"></span>utres pa<span class=\"_ _0\"></span>ssifs et<span class=\"_ _0\"></span> a<span class=\"lsdd ws11a\">ctifs et passifs d\u2019imp\u00f4ts </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y81c ff4f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 492px; height: 182px; width: 486px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x21b h62 y81d ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y81e ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>les normes <span class=\"_ _3\"></span>IFRS appli<span class=\"_ _3\"></span>qu\u00e9es dans le<span class=\"_ _3\"></span> cadre de<span class=\"_ _3\"></span> l\u2019\u00e9valuatio<span class=\"_ _3\"></span>n des acti<span class=\"_ _3\"></span>fs et pa<span class=\"_ _3\"></span>ssifs sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x21b h62 y81f ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsff ws112\">IAS<span class=\"_ _3\"></span> 1 <span class=\"lsdc wseb\">Pr\u00e9sentat<span class=\"_ _0\"></span>ion des \u00e9t<span class=\"_ _0\"></span>ats fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y820 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsff ws112\">IAS<span class=\"_ _3\"></span> 1<span class=\"lsde wsfa\">6 Immobilis<span class=\"_ _3\"></span>ations corpore<span class=\"_ _3\"></span>lles</span></span><span class=\"ff4f\"> ; </span></span></div>\n<div class=\"t m0 x21b h62 y821 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 19 Avantages du p<span class=\"_ _0\"></span>ersonn<span class=\"_ _0\"></span>el<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y822 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wseb\">IAS<span class=\"_ _3\"></span> 23 Co\u00fb<span class=\"_ _3\"></span>ts d\u2019emprunt (<span class=\"_ _3\"></span>pr\u00eats)</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y823 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 28 Participat<span class=\"_ _0\"></span>ions dans<span class=\"_ _0\"></span> des entre<span class=\"_ _0\"></span>prises as<span class=\"_ _0\"></span>soci\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y824 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f\">I<span class=\"_ _3\"></span><span class=\"lsdc wseb\">AS 32 Inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers<span class=\"ls0 ws0\"> - p<span class=\"lsde wsea\">r\u00e9<span class=\"_ _3\"></span>sentation</span> ;<span class=\"_ _3\"></span>  </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y825 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 36 D\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y826 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 38 I<span class=\"lsde wseb\">mmobilisa<span class=\"_ _3\"></span>tions incorpo<span class=\"_ _3\"></span>relles</span></span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y827 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f\">I<span class=\"_ _3\"></span><span class=\"lsdc wseb\">AS 39 Inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers <span class=\"ls0 ws0\">- c</span><span class=\"wse9\">omptabilis<span class=\"_ _0\"></span>ation et \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y828 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IAS 40 Immeubles de p<span class=\"_ _0\"></span>lacement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y829 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wseb\">IF<span class=\"_ _3\"></span>RS 3 Regrou<span class=\"_ _3\"></span>pements d\u2019en<span class=\"_ _3\"></span>treprises</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y82a ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 4 Contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y82b ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wsfa\">IF<span class=\"_ _3\"></span>RS 7 Instruments f<span class=\"_ _3\"></span>inanciers</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>- i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations \u00e0<span class=\"_ _3\"></span> fournir</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x21b h62 y82c ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsde wsfa\">IF<span class=\"_ _3\"></span>RS 8 Secteurs op<span class=\"_ _3\"></span>\u00e9rationnels</span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x21b h62 y82d ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 10 \u00c9tats fina<span class=\"_ _0\"></span>nciers co<span class=\"_ _0\"></span>nsolid\u00e9<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y82e ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 12 Informati<span class=\"_ _0\"></span>ons \u00e0 four<span class=\"_ _0\"></span>nir sur les int<span class=\"_ _0\"></span>\u00e9r\u00eats d\u00e9t<span class=\"_ _0\"></span>enus dans<span class=\"_ _0\"></span> d\u2019autres e<span class=\"_ _0\"></span>ntit\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y82f ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 13 \u00c9valuatio<span class=\"_ _0\"></span>n de la juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 y830 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 15 <span class=\"lsde wsfa\">Produits des<span class=\"_ _3\"></span> activit\u00e9s ordinair<span class=\"_ _3\"></span>es tir\u00e9s des con<span class=\"_ _3\"></span>trats conclus avec<span class=\"_ _3\"></span> des clients</span></span><span class=\"ff4f\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x21b h62 y831 ff54 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff53\"> <span class=\"_ _41\"> </span><span class=\"ff4f lsdc wse9\">IFRS 16 Contrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 160px; height: 801px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff59 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff59 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Modifi<span class=\"_ _3\"></span>catio<span class=\"_ _3\"></span>n des<span class=\"_ _3\"></span> pri<span class=\"_ _3\"></span>ncipe<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>ptabl<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 la no<span class=\"_ _0\"></span>rme IAS 29 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span>Informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"lsde wsfa\">dans les </span></div>\n<div class=\"t m0 x6 h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>es hyper<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">inflation<span class=\"_ _0\"></span>nistes<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 x178 h76 y838 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdf h62 y839 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 20<span class=\"_ _0\"></span>22 pour les </span></div>\n<div class=\"t m0 x6 h62 y83a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers de s<span class=\"_ _0\"></span>es entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9<span class=\"ls0 ws0\">e</span>s Turq<span class=\"_ _0\"></span>ue <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Aksigorta<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">et </span></span></span></div>\n<div class=\"t m0 x6 h62 y83b ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">AgeSA<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff57 lsde wseb\">.<span class=\"_ _3\"></span> Plus d<span class=\"lsdc\">e d\u00e9tail</span></span><span class=\"ff57\"> <span class=\"lsdc wse9\">dans ce c<span class=\"lsde wsea\">adre</span></span> <span class=\"lsdc wse9\">est \u00e9num<span class=\"_ _0\"></span>\u00e9r\u00e9e dans l<span class=\"_ _0\"></span>a sectio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y83c ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2.7 ci<span class=\"ls0 ws0\">-</span><span class=\"wsea\">apr\u00e8<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y83d ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Modi<span class=\"_ _3\"></span>fications app<span class=\"_ _3\"></span>ort\u00e9es au<span class=\"_ _3\"></span>x normes <span class=\"_ _3\"></span>IFRS au cours<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x22d h62 y83e ff57 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y83f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">les </span></span></div>\n<div class=\"t m0 x6 h62 y840 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s apport\u00e9es<span class=\"_ _3\"></span> aux normes e<span class=\"_ _3\"></span>t interpr\u00e9<span class=\"_ _3\"></span>tations IFRS<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span></span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x6 h62 y841 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rentr\u00e9es en vigueur<span class=\"_ _3\"></span> au 1</div>\n<div class=\"t m0 xea h76 y842 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x49 h62 y843 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>, et qui ont \u00e9t\u00e9 app<span class=\"_ _3\"></span>rouv\u00e9e par </span></div>\n<div class=\"t m0 x6 h62 y844 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019UE,<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">n\u2019<span class=\"_ _3\"></span>ont pas impact\u00e9 de<span class=\"_ _3\"></span> mani\u00e8re signific<span class=\"_ _3\"></span>ative les princi<span class=\"_ _3\"></span>pes </span></span></div>\n<div class=\"t m0 x6 h62 y845 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptables ap<span class=\"_ _3\"></span>pliqu\u00e9s par<span class=\"_ _3\"></span> Ageas ains<span class=\"_ _3\"></span>i<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">que les pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9t<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">consolid\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y846 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re et d<span class=\"_ _0\"></span>e la perf<span class=\"_ _0\"></span>ormance f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00e8re d\u2019A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y847 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y848 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cons\u00e9q<span class=\"_ _0\"></span>uence dire<span class=\"_ _0\"></span>cte de la pan<span class=\"_ _0\"></span>d\u00e9mie de C<span class=\"_ _0\"></span>ovid<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">19, l\u2019IASB a<span class=\"_ _3\"></span> publi\u00e9 en<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y849 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mai 2020 des m<span class=\"_ _0\"></span>odific<span class=\"_ _0\"></span>ations <span class=\"ls0 ws0\">\u00e0 </span>la norme IF<span class=\"_ _0\"></span>RS 16 intit<span class=\"_ _0\"></span>ul\u00e9es<span class=\"_ _0\"></span> <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">A<span class=\"_ _3\"></span>ll\u00e9gements </span></span></span></div>\n<div class=\"t m0 x6 h62 y84a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyer li\u00e9s<span class=\"_ _0\"></span> \u00e0 la Covid<span class=\"ls0 ws0\">-</span><span class=\"wse8\">19<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span></span></span>. Ces modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns dispe<span class=\"_ _0\"></span>nsent le pr<span class=\"_ _0\"></span>eneur</div>\n<div class=\"t m0 x6 h62 y84b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appr<span class=\"_ _0\"></span>\u00e9cier si un al<span class=\"_ _0\"></span>l\u00e9geme<span class=\"_ _0\"></span>nt de loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direc<span class=\"_ _0\"></span>te de la</div>\n<div class=\"t m0 x6 h62 y84c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-</span>19,<span class=\"_ _0\"></span> qui est paya<span class=\"_ _0\"></span>ble avant ou \u00e0 l<span class=\"_ _0\"></span>a date limit<span class=\"_ _0\"></span>e du 30</div>\n<div class=\"t m0 x6 h62 y84d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juin 20<span class=\"_ _0\"></span>21, const<span class=\"_ _0\"></span>itue ou <span class=\"_ _0\"></span>non un<span class=\"_ _0\"></span>e modific<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>at de loc<span class=\"_ _0\"></span>ation. <span class=\"_ _0\"></span>En</div>\n<div class=\"t m0 x6 h62 y84e ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mars 2021<span class=\"_ _3\"></span>, l\u2019IASB a <span class=\"_ _3\"></span>prolong\u00e9 la <span class=\"_ _3\"></span>pratique <span class=\"_ _3\"></span>susmentionn\u00e9e <span class=\"_ _3\"></span>pour des<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">oyers </span></div>\n<div class=\"t m0 x6 h62 y84f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">payable av<span class=\"_ _0\"></span>ant ou \u00e0 la dat<span class=\"_ _0\"></span>e limite du 3<span class=\"_ _0\"></span>0 juin 2022. C<span class=\"_ _0\"></span>omme Ag<span class=\"_ _0\"></span>eas n\u2019a pas</div>\n<div class=\"t m0 x6 h62 y850 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>i\u00e9 d\u2019all\u00e9g<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>e loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direct<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y851 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19<span class=\"wseb\">, qui constitueraien<span class=\"_ _3\"></span>t une modi<span class=\"_ _3\"></span>fication d<span class=\"_ _3\"></span>e contrat </span></span></span></div>\n<div class=\"t m0 x6 h62 y852 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de locati<span class=\"_ _0\"></span>on, <span class=\"ls0 ws0\">c</span>es modif<span class=\"_ _0\"></span>ications<span class=\"_ _0\"></span> \u00e0 la norme n\u2019o<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span>pas impac<span class=\"_ _0\"></span>t\u00e9 les pr\u00e9s<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y853 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tats c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y854 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y855 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y856 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Afin de satis<span class=\"_ _0\"></span>faire a<span class=\"_ _0\"></span>ux nouvel<span class=\"_ _0\"></span>les exige<span class=\"_ _0\"></span>nces r\u00e9g<span class=\"_ _0\"></span>lementa<span class=\"_ _0\"></span>ires et du mar<span class=\"_ _0\"></span>ch\u00e9,</div>\n<div class=\"t m0 x6 h62 y857 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e taux r<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>iels da<span class=\"_ _0\"></span>ns le</div>\n<div class=\"t m0 x6 h62 y858 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9 <span class=\"wseb\">fina<span class=\"_ _3\"></span>ncier pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> les taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat ai<span class=\"_ _3\"></span>nsi que l<span class=\"_ _3\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y859 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> de paiement sont en<span class=\"_ _3\"></span> cours de r\u00e9forme e<span class=\"_ _3\"></span>t de transition</div>\n<div class=\"t m0 x6 h62 y85a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approfo<span class=\"_ _0\"></span>ndie. Cett<span class=\"_ _0\"></span>e r\u00e9form<span class=\"_ _0\"></span>e pourra<span class=\"_ _0\"></span>it mener \u00e0 la c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n et le</div>\n<div class=\"t m0 x6 h62 y85b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence comm<span class=\"_ _0\"></span>e l\u2019Eoni<span class=\"_ _0\"></span>a o<span class=\"wse8\">u </span></div>\n<div class=\"t m0 x6 h62 y85c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le Libor.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y85d ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y85e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00e9se<span class=\"_ _0\"></span>nts \u00e9tats<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9s de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re et<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x6 h62 y85f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re au 3<span class=\"_ _0\"></span>1 d\u00e9cembr<span class=\"_ _0\"></span>e 2022 comp<span class=\"_ _0\"></span>rennent u<span class=\"_ _0\"></span>ne valeur</div>\n<div class=\"t m0 x6 h62 y860 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">nominale d\u2019in<span class=\"_ _3\"></span>struments de couver<span class=\"_ _3\"></span>ture utilis\u00e9s dan<span class=\"_ _3\"></span>s des relations<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 y861 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure expos<span class=\"_ _0\"></span>\u00e9es \u00e0 l\u2019EU<span class=\"_ _0\"></span>RIBOR qui<span class=\"_ _0\"></span> s\u2019\u00e9l\u00e8ve<span class=\"ls0 ws0\"> <span class=\"lsf3 ws113\">\u00e0 EUR <span class=\"lsde wsea\">632</span></span> <span class=\"_ _3\"></span><span class=\"lsfe ws111\">millions<span class=\"_ _3\"></span> ainsi </span></span></div>\n<div class=\"t m0 x6 h62 y862 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qu\u2019une val<span class=\"_ _3\"></span>eur principale<span class=\"_ _3\"></span> de dette<span class=\"_ _3\"></span>s subordonn\u00e9e<span class=\"_ _3\"></span>s li\u00e9es \u00e0 u<span class=\"_ _3\"></span>n taux <span class=\"_ _3\"></span>flottant</div>\n<div class=\"t m0 x6 h62 y863 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019EURI<span class=\"_ _0\"></span>BOR qui s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve \u00e0 <span class=\"ls102 ws11d\">EUR <span class=\"lsde wseb\">210 millions. L\u2019E<span class=\"_ _3\"></span>URIBOR a b<span class=\"_ _3\"></span>ien \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y864 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reform\u00e9 e<span class=\"_ _0\"></span>n une m\u00e9tho<span class=\"_ _0\"></span>de hybri<span class=\"_ _0\"></span>de en 2019 et est<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>u de rester en</div>\n<div class=\"t m0 x6 h62 y865 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur d<span class=\"_ _0\"></span>ans un aveni<span class=\"_ _0\"></span>r proche<span class=\"_ _0\"></span>. Ainsi, les de<span class=\"_ _0\"></span>ux modif<span class=\"_ _0\"></span>ication<span class=\"_ _0\"></span>s aux norm<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y866 ff57 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">IFRS 9, IAS 39, IFRS<span class=\"_ _3\"></span> 7, IFRS 4 et IFRS<span class=\"_ _3\"></span> 16 intitul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff57\"> <span class=\"lsdc wse9\">R\u00e9forme des </span></span></span></div>\n<div class=\"t m0 x6 h62 y867 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsde wseb\">, publi\u00e9</span>e <span class=\"_ _3\"></span></span>par l\u2019IAS<span class=\"_ _0\"></span>B en septem<span class=\"_ _0\"></span>bre 2019 et</div>\n<div class=\"t m0 x6 h62 y868 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en ao\u00fbt 202<span class=\"_ _0\"></span>0, n\u2019ont pas im<span class=\"_ _0\"></span>pact\u00e9 les<span class=\"_ _0\"></span> pr\u00e9sents<span class=\"_ _0\"></span> \u00e9tats cons<span class=\"_ _0\"></span>olid\u00e9s d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y869 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> et de la p<span class=\"_ _0\"></span>erforma<span class=\"_ _0\"></span>nce fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y86a ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y86b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas cont<span class=\"_ _0\"></span>inue att<span class=\"_ _0\"></span>entive<span class=\"_ _0\"></span>ment \u00e0 suiv<span class=\"_ _0\"></span>re les \u00e9volut<span class=\"_ _0\"></span>ions li\u00e9<span class=\"_ _0\"></span>es \u00e0 la r\u00e9form<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y86c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e. Comme l<span class=\"_ _0\"></span>\u2019EURIBO<span class=\"_ _0\"></span>R pourr<span class=\"_ _0\"></span>ait \u00eatre</div>\n<div class=\"t m0 x6 h62 y86d ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suspendu un jour<span class=\"_ _3\"></span>, des positions<span class=\"_ _3\"></span> de repli sont pr\u00e9vu<span class=\"_ _3\"></span>s dans les nouveaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y86e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> afin de gara<span class=\"_ _0\"></span>ntir leur c<span class=\"_ _0\"></span>ontinuit<span class=\"_ _0\"></span>\u00e9 dans la sit<span class=\"_ _0\"></span>uation qu<span class=\"_ _0\"></span>e l\u2019EURI<span class=\"_ _0\"></span>BOR</div>\n<div class=\"t m0 x6 h62 y86f ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">soit suspendu<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y870 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y871 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre des modi<span class=\"_ _3\"></span>fications ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessus, les<span class=\"_ _0\"></span> normes et<span class=\"_ _0\"></span> interpr<span class=\"_ _0\"></span>\u00e9<span class=\"wse8\">tatio<span class=\"_ _0\"></span>ns </span></span></span></div>\n<div class=\"t m0 x1a h62 y872 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS, nouv<span class=\"_ _0\"></span>elles ou<span class=\"_ _0\"></span> r\u00e9vis\u00e9es,<span class=\"_ _0\"></span> ainsi que les m<span class=\"_ _0\"></span>odificat<span class=\"_ _0\"></span>ions ap<span class=\"_ _0\"></span>port\u00e9es<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 y873 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">normes et<span class=\"_ _0\"></span> inter<span class=\"_ _0\"></span>pr\u00e9tati<span class=\"_ _0\"></span>ons, su<span class=\"_ _0\"></span>ivantes s<span class=\"_ _0\"></span>ont ent<span class=\"_ _0\"></span>r\u00e9es en v<span class=\"_ _0\"></span>igueur <span class=\"_ _0\"></span>pour les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y874 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercices c<span class=\"_ _3\"></span>omptable<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9butant<span class=\"_ _0\"></span> le ou apr\u00e8s le 1</span></span></div>\n<div class=\"t m0 xfe h76 y875 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1d1 h62 y836 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2<span class=\"_ _3\"></span>022. <span class=\"lsdc wse8\">Aucune </span></span></div>\n<div class=\"t m0 x1a h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de c<span class=\"lsde wsfa\">es modifications </span><span class=\"wseb\">a eu un impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> s<span class=\"lsde wsea\">igni<span class=\"_ _3\"></span>ficati<span class=\"lsf7 ws11f\">f su<span class=\"_ _3\"></span>r</span></span> <span class=\"lsdc wse9\">les pr\u00e9sents \u00e9t<span class=\"_ _0\"></span>ats </span></span></span></div>\n<div class=\"t m0 x1a h62 y876 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re <span class=\"_ _0\"></span>et de la <span class=\"_ _0\"></span>perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y877 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y878 ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la norme IAS 16 in<span class=\"_ _3\"></span>titul\u00e9es </span>\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">Immobilisation<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 y879 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">corporelles <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wse9\">produit ant\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 l\u2019uti<span class=\"_ _0\"></span>lisation pr<span class=\"_ _0\"></span>\u00e9vue<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y87a ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la <span class=\"lsdc\">norme IAS 37 i<span class=\"_ _0\"></span>ntitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse9\">Contrats d<span class=\"_ _0\"></span>\u00e9ficit<span class=\"_ _0\"></span>aires <span class=\"ls0 ws0\">\u2013 </span></span></span></span></span></div>\n<div class=\"t m0 x133 h62 y87b ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt d\u2019<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du cont<span class=\"_ _0\"></span>rat<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></div>\n<div class=\"t m0 x1a h62 y87c ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsdc wse9\">Modifications<span class=\"_ _0\"></span> de la norme IFR<span class=\"_ _0\"></span>S 3 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">R\u00e9f\u00e9rences au<span class=\"_ _3\"></span> cadre </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 y87d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concept<span class=\"_ _0\"></span>uel de l<span class=\"_ _0\"></span>\u2019inform<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ;<span class=\"_ _3\"></span> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y87e ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">A<span class=\"_ _3\"></span>m\u00e9liorations <span class=\"_ _3\"></span>annuelles de<span class=\"_ _3\"></span>s normes IFRS<span class=\"_ _3\"></span> (cycle 201<span class=\"_ _3\"></span>8</span><span class=\"ff57\">-<span class=\"lsde wsea\">2020)</span> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6a h62 y87f ff57 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsdc wse9\">dificat<span class=\"_ _0\"></span>ions de la<span class=\"_ _0\"></span> norme IFRS 1 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Premi\u00e8<span class=\"_ _3\"></span>re adoption<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y880 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des normes IFRS<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsdc wseb\">, modificat<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span> la norme I<span class=\"_ _0\"></span>FRS 9 i<span class=\"_ _0\"></span>ntitul\u00e9<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 y881 ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments finan<span class=\"_ _3\"></span>ciers</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff57 lsde wseb\">, modificat<span class=\"_ _3\"></span>ions des e<span class=\"_ _3\"></span>xemples illus<span class=\"_ _3\"></span>tratifs </span></div>\n<div class=\"t m0 x6a h62 y882 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accomp<span class=\"_ _0\"></span>agnant la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>6 intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Contra<span class=\"_ _3\"></span>ts de </span></span></span><span class=\"wse8\">location<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x6a h62 y883 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de la norme IAS 41 int<span class=\"_ _3\"></span>itul\u00e9es </span><span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">Agricul<span class=\"_ _3\"></span>ture</span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n\n<div class=\"t m0 x1a h62 y884 ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Chan<span class=\"_ _3\"></span>gements a<span class=\"_ _3\"></span>ttendus aux no<span class=\"_ _3\"></span>rmes IFRS</span> </span></div>\n<div class=\"t m0 x1a h62 y885 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x1a h62 y886 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">aux norm<span class=\"_ _3\"></span>es et int<span class=\"_ _3\"></span>erpr\u00e9tations <span class=\"_ _3\"></span>IFRS <span class=\"lsf7\">ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span></span>dessous<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">entre</span></span>ront</div>\n<div class=\"t m0 x1a h62 y887 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en vigueu<span class=\"_ _0\"></span>r pour les exer<span class=\"_ _0\"></span>cices co<span class=\"_ _0\"></span>mptable<span class=\"ls0 ws0\">s </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou apr<span class=\"_ _0\"></span>\u00e8s le 1</div>\n<div class=\"t m0 x145 h76 y888 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x22e h62 y889 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88a ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">janvier 202<span class=\"lsdc wse8\">3.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1a h62 y88b ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019a<span class=\"_ _3\"></span> pas appliqu\u00e9<span class=\"_ _3\"></span> une norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span><span class=\"wsea\">interpr\u00e9<span class=\"_ _3\"></span>tation<span class=\"lsdc wse9\">, ou modificati<span class=\"_ _0\"></span>on aux </span></span></div>\n<div class=\"t m0 x1a h62 y88d ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes ou<span class=\"_ _3\"></span> interpr\u00e9tation<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">IFRS, qui <span class=\"lsdc wse9\">a \u00e9t\u00e9</span></span> </span><span class=\"wsea\">publi<span class=\"_ _3\"></span>\u00e9e<span class=\"ls0 ws0\"> </span></span>par l<span class=\"_ _3\"></span>\u2019IASB<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">mai<span class=\"_ _3\"></span>s </span></span><span class=\"wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y88e ff57 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">n\u2019est<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pas encore ren<span class=\"_ _3\"></span>tr\u00e9e en vigu<span class=\"_ _3\"></span>eur</span> <span class=\"lsde wsfa\">ou qui<span class=\"_ _3\"></span> n\u2019a pas encore \u00e9t\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y88f ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e p<span class=\"_ _3\"></span>ar l\u2019UE<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y890 ff57 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsdc wse9\">Extensi<span class=\"_ _0\"></span>on de l\u2019exe<span class=\"_ _0\"></span>mption te<span class=\"_ _0\"></span>mporai<span class=\"_ _0\"></span>re d\u2019appli<span class=\"_ _0\"></span>cation d<span class=\"_ _0\"></span>e la norme </span></span></div>\n<div class=\"t m0 x134 h62 y891 ff57 fs43 fc1e sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsde wsfa\">Mo<span class=\"_ _3\"></span>difications d\u2019<span class=\"_ _3\"></span><span class=\"lsf9 ws121\">IFRS 4</span></span> </span></div>\n<div class=\"t m0 x1a h62 y892 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019IASB a pu<span class=\"_ _0\"></span>bli\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">la norme</span> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">IFRS</span> <span class=\"_ _3\"></span></span>9 intitul<span class=\"_ _0\"></span>\u00e9e <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments financier<span class=\"_ _3\"></span>s</span> </span>\u00bb<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y893 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsde wsfa\">uillet 2014<span class=\"_ _3\"></span> et l\u2019UE a approu<span class=\"_ _3\"></span>v\u00e9 <span class=\"lsf8 ws111\">cette<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsea\">norme <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en novemb<span class=\"_ _0\"></span>re 2016. Bie<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x1a h62 y894 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span><span class=\"wseb\">9 s\u2019appl<span class=\"_ _0\"></span>ique <span class=\"wse9\">aux<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables<span class=\"ls0 ws0\"> </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou </span></span></div>\n<div class=\"t m0 x1a h62 y895 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">apr\u00e8s le 1</div>\n<div class=\"t m0 x3d h76 y896 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfb h62 y897 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2018<span class=\"_ _3\"></span>, Ageas a continu\u00e9 \u00e0 app<span class=\"_ _3\"></span>liquer la norm<span class=\"_ _3\"></span>e IA</span>S <span class=\"lsde wsea\">39<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 x1a h62 y898 ff57 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wseb\">Instrument<span class=\"_ _0\"></span>s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span><span class=\"ls0 ws0\">\u2013 c<span class=\"_ _3\"></span><span class=\"lsdc wse8\">omptabi<span class=\"_ _0\"></span>li<span class=\"wse9\">satio<span class=\"_ _0\"></span>n et \u00e9valu<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsf0 ws104\">. </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y899 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas a<span class=\"_ _0\"></span>ppliquer<span class=\"_ _0\"></span>a la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9 pour l<span class=\"_ _0\"></span>a premi<span class=\"_ _0\"></span>\u00e8re fois<span class=\"_ _0\"></span> pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y89a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble d\u00e9but<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 xa5 h76 y89b ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x80 h62 y89c ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>23. Les <span class=\"_ _3\"></span>paragraphes ci<span class=\"_ _3\"></span></span>-<span class=\"lsde wsea\">dessous<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y89d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">expliqu<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>raisons d<span class=\"_ _0\"></span>e cette <span class=\"_ _0\"></span>d\u00e9rog<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y89e ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y89f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fait qu\u2019<span class=\"_ _0\"></span>Ageas cont<span class=\"_ _0\"></span>inue \u00e0 appl<span class=\"_ _0\"></span>iquer la no<span class=\"_ _0\"></span>rme IAS 39 es<span class=\"_ _0\"></span>t conforme a<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y8a0 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">apport\u00e9es \u00e0 la I<span class=\"_ _0\"></span>FRS 4. L\u2019IA<span class=\"_ _0\"></span>SB a <span class=\"lsfe ws11a\">publi\u00e9<span class=\"ls0 ws0\"> </span></span>pour la premi\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y8a1 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">fois <span class=\"lsdc wse9\">des modificati<span class=\"_ _0\"></span>ons dans ce c<span class=\"_ _0\"></span><span class=\"lsde wsea\">adre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en septembre 20<span class=\"_ _0\"></span>16 (qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y8a2 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">approuv\u00e9e<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l\u2019UE en nov<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>17) et a reconf<span class=\"_ _0\"></span>irm\u00e9 en jui<span class=\"_ _0\"></span>n 2020 </span></span></div>\n<div class=\"t m0 x1a h62 y8a3 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">que les entrepri<span class=\"_ _3\"></span>ses d\u2019assuran<span class=\"lsdc wse9\">ce puissent appl<span class=\"_ _0\"></span>iquer si<span class=\"_ _0\"></span>multan\u00e9<span class=\"_ _0\"></span>ment les </span></div>\n<div class=\"t m0 x1a h62 y8a4 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span></span></span><span class=\"lsdc\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">et <span class=\"_ _3\"></span>IFRS 17 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a5 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span> <span class=\"lsdc wseb\">pour la premi<span class=\"_ _0\"></span>\u00e8re fois v<span class=\"_ _0\"></span>ia la <span class=\"_ _0\"></span>publicat<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span>s modifi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y8a6 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e la norme </span><span class=\"lsf8\">IFRS 4<span class=\"_ _3\"></span> </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extens<span class=\"_ _0\"></span>ion de l\u2019ex<span class=\"_ _0\"></span>emption t<span class=\"_ _0\"></span>empora<span class=\"_ _0\"></span>ire d\u2019appli<span class=\"_ _0\"></span>cation </span></div>\n<div class=\"t m0 x1a h62 y8a7 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la nor<span class=\"lsf3 ws113\">me IFRS 9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span><span class=\"lsde wsfa\">. L\u2019UE a appr<span class=\"_ _3\"></span>ouv\u00e9 ces modific<span class=\"_ _3\"></span>ations en d\u00e9cembre<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a8 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2020.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8a9 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8aa ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wsfa\">es modi<span class=\"_ _3\"></span>fications <span class=\"lsdc wse9\">de la norme <span class=\"lsf8 ws111\">IFRS</span></span></span> <span class=\"lsdc wse9\">4 <span class=\"_ _3\"></span>pr\u00e9voi<span class=\"_ _0\"></span>ent deux opt<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y8ab ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">l'effet<span class=\"_ _3\"></span> des dates d'entr\u00e9e<span class=\"_ _3\"></span> en vigueur diff\u00e9rent<span class=\"_ _3\"></span>es des normes </span></div>\n<div class=\"t m0 x1a h62 y8ac ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">9 <span class=\"_ _3\"></span><span class=\"lsde wsea\">(2018) <span class=\"lsf8 ws122\">e<span class=\"_ _3\"></span>t IFRS<span class=\"_ _3\"></span></span></span></span> <span class=\"lsde wsea\">17</span> <span class=\"lsde wsea\">(2<span class=\"_ _3\"></span>023)<span class=\"wsfa\">. Ces option<span class=\"_ _3\"></span>s sont </span></span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">l\u2019approche par </span></span></div>\n<div class=\"t m0 x1a h62 y8ad ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">superposition<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">l'exempt<span class=\"_ _0\"></span>ion tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019ap<span class=\"_ _0\"></span>plicatio<span class=\"_ _0\"></span>n de la <span class=\"_ _0\"></span>norme </span></span></div>\n<div class=\"t m0 x1a h62 y8ae ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> 9<span class=\"_ _3\"></span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019exempt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">te<span class=\"lsde wseb\">mporaire d</span></span>\u2019<span class=\"_ _3\"></span><span class=\"lsde wseb\">application<span class=\"_ _3\"></span> d</span></span><span class=\"wse9\">e la norme <span class=\"lsf8 ws111\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9<span class=\"_ _3\"></span> est une </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>ion facult<span class=\"_ _0\"></span>ative \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me IFRS 9 au pl<span class=\"_ _0\"></span>us tard</div>\n<div class=\"t m0 x6 h62 y8b3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les exe<span class=\"_ _0\"></span>rcices c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es commen<span class=\"_ _0\"></span>\u00e7ant le ou ap<span class=\"_ _0\"></span>r\u00e8s le 1</div>\n<div class=\"t m0 x177 h76 y8b4 ff5d fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9 h62 y8b5 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">janvier</div>\n<div class=\"t m0 x6 h62 y8b6 ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023<span class=\"ls0 ws0\">, <span class=\"lsdc wse9\">pour les entit\u00e9s dont<span class=\"_ _0\"></span> les activit<span class=\"_ _0\"></span>\u00e9s sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> li\u00e9es <span class=\"wse8\">\u00e0 </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b7 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9missi<span class=\"_ _0\"></span>on de cont<span class=\"_ _0\"></span>rats dans l<span class=\"_ _0\"></span>e champ d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">IFRS<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">4 </span></div>\n<div class=\"t m0 x6 h62 y8b8 ff5d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5f\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">Contrats d\u2019a<span class=\"_ _3\"></span>ssurance</span> <span class=\"ff5f\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">. Ageas a effect<span class=\"_ _0\"></span>u\u00e9 <span class=\"lsde wsea\">une <span class=\"lsfe ws11a\">telle<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>analyse </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9dom<span class=\"_ _0\"></span>inance \u00e0<span class=\"_ _0\"></span> la date de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence du 31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2015 et <span class=\"_ _3\"></span>en a </span></span></div>\n<div class=\"t m0 x6 h62 y8ba ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclu qu\u2019i<span class=\"_ _3\"></span>l r\u00e9pondait<span class=\"_ _3\"></span> aux crit\u00e8re<span class=\"_ _3\"></span>s d\u2019\u00e9ligibil<span class=\"_ _3\"></span>it\u00e9 pour<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">appliquer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">l\u2019exempt<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y8bb ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9. Cela signifie que<span class=\"_ _3\"></span></span> : </span></div>\n<div class=\"t m0 x6 h62 y8bc ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">a <span class=\"wse9\">valeur compt<span class=\"_ _0\"></span>able des pas<span class=\"_ _0\"></span>sifs d\u2019A<span class=\"_ _0\"></span>gea<span class=\"lsde wseb\">s r\u00e9sultant de <span class=\"_ _3\"></span>contrats dans<span class=\"_ _3\"></span> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8bd ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le champ d\u2019<span class=\"_ _3\"></span>application d<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS</span> <span class=\"lsdc wse8\">4 \u00e9tait<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">significati<span class=\"_ _3\"></span>ve par </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8be ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable t<span class=\"_ _0\"></span>otale de tous<span class=\"_ _0\"></span> les passif<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x5c h62 y8bf ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8c0 ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">e pourcen<span class=\"_ _3\"></span>tage de la valeur co<span class=\"_ _3\"></span>mptable totale de<span class=\"_ _3\"></span>s passifs d\u2019Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 y8c1 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 l\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span><span class=\"wseb\">rapport<span class=\"_ _0\"></span> \u00e0 la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable t<span class=\"_ _0\"></span>otale de<span class=\"_ _0\"></span> tous </span></div>\n<div class=\"t m0 x5c h62 y8c2 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les passi<span class=\"_ _3\"></span>fs d\u2019Ageas<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00e9tait</span> </span><span class=\"wsea\">sup\u00e9rie<span class=\"_ _3\"></span>ur <span class=\"lsdc wse9\">\u00e0 90<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8c3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse de pr\u00e9<span class=\"_ _0\"></span>dominanc<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">n\u2019a depuis <span class=\"_ _3\"></span></span>lors plus <span class=\"lsde wseb\">fait l\u2019objet d\u2019aucune </span></div>\n<div class=\"t m0 x1a h62 y8c4 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation, ca<span class=\"_ _0\"></span>r aucun ch<span class=\"_ _0\"></span>angement<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iel des act<span class=\"_ _0\"></span>ivit\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas</div>\n<div class=\"t m0 x1a h62 y8c5 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qui requerra<span class=\"_ _3\"></span>it une <span class=\"_ _3\"></span>tell<span class=\"lsdc\">e r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation n<span class=\"_ _0\"></span>\u2019a eu lie<span class=\"_ _0\"></span>u.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y8c6 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8c7 ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas \u00e9tant \u00e9ligi<span class=\"_ _3\"></span>ble pour <span class=\"wsea\">appliquer<span class=\"_ _3\"></span> </span>l\u2019exemp<span class=\"_ _3\"></span>tion temporaire<span class=\"_ _3\"></span> <span class=\"wsea\">d\u2019application </span></div>\n<div class=\"t m0 x1a h62 y8c8 ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la norm<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\"> </span><span class=\"wse9\">9, a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de proc<span class=\"_ _0\"></span>\u00e9der ains<span class=\"_ _0\"></span>i <span class=\"lsde wseb\">et d\u2019aligner<span class=\"_ _3\"></span> les date<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y8c9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re applic<span class=\"_ _0\"></span>ation des n<span class=\"_ _0\"></span>ormes IFR<span class=\"_ _0\"></span>S 9 et IFRS 17<span class=\"lsf0 ws104\">. <span class=\"lsde wsfa\">Afin de rendre les </span></span></div>\n<div class=\"t m0 x1a h62 y8ca ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9tats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s plus comparable<span class=\"_ _3\"></span> \u00e0 ceux des</div>\n<div class=\"t m0 x1a h62 y8cb ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises qui ap<span class=\"_ _0\"></span>pliquent<span class=\"_ _0\"></span> d\u00e9j\u00e0 la nor<span class=\"_ _0\"></span>me IFRS 9, Age<span class=\"_ _0\"></span>as publie l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y8cc ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">informations<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en ce qui concerne l<span class=\"_ _0\"></span>a juste val<span class=\"_ _0\"></span>eur et l'exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a h62 y8cd ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque d<span class=\"_ _0\"></span>e cr\u00e9dit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8ce ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8cf ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8d0 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 475px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 635px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6a0 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 672px; bottom: 797px; z-index: 15;\">Montant du changement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 669px; bottom: 782px; z-index: 15;\">de la juste valeur en 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 665px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 745px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 363px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 415px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 344px; bottom: 752px; z-index: 15;\">au test <span class=\"lsee wsf6\">SPPI<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 423px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 490px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 576px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 504px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 584px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(en millions d\u2019euros)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 372px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Titres de cr\u00e9ance, y <span class=\"_ _0\"></span>compris les titres structur<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 707px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 707px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 707px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 707px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 707px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 707px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff5d fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Actions et<span class=\"_ _0\"></span> <span class=\"lse5 ws100\">autr<span class=\"_ _3\"></span>es plac<span class=\"_ _3\"></span>ement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 692px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 692px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 677px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 662px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 662px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 662px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff5d fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 647px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 647px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 647px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 647px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 647px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 647px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 446px; bottom: 632px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 632px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 632px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Autres cr\u00e9ances <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 606px; height: 500px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 606px; height: 500px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x10 h65 y6de ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6de ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 397px; bottom: 1081px; z-index: 15;\">La correction de valeur pou<span class=\"_ _0\"></span>r pertes est mesur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 1050px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 1005px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 990px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 975px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 1035px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 367px; bottom: 1020px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 1005px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 990px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 975px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff61 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1035px; z-index: 15;\">Avec <span class=\"lse0 wsee\">r\u00e9duction de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 1020px; z-index: 15;\">valeur \u00e0 la date de<span class=\"_ _0\"></span> cl\u00f4ture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 471px; bottom: 1005px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 990px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 1005px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 990px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 975px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 wsf4\">9 <span class=\"_ _3\"></span>\u00a75.<span class=\"_ _3\"></span>5.15</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 1020px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 1005px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 990px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 945px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 930px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 915px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 900px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68f ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 885px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 871px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 871px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 871px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 856px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 856px; z-index: 15;\">6</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 856px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 841px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 841px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 841px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 841px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8f1 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8f2 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 794px; z-index: 15;\">La <span class=\"wsee\">correction de valeur pour pertes e<span class=\"_ _0\"></span>st mesur\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 778px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y699 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 763px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 718px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 703px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 688px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 718px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 703px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 688px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 748px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 365px; bottom: 733px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 718px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 703px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 688px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 480px; bottom: 748px; z-index: 15;\">Avec r\u00e9duction de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 733px; z-index: 15;\">valeur \u00e0 la <span class=\"lse5 ws100\">date de cl<span class=\"_ _3\"></span>\u00f4ture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 472px; bottom: 718px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 703px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 748px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 733px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 718px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 703px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 688px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 ws100\">9 \u00a7<span class=\"_ _3\"></span>5.5.1<span class=\"_ _3\"></span>5</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 733px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 718px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 703px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 658px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 658px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 643px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 643px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 628px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 613px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 598px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 584px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 584px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 569px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 569px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 569px; z-index: 15;\">4</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 569px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 569px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 569px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 554px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 554px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 554px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 554px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 554px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 554px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y904 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y905 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valeur comptable brute selon<span class=\"_ _0\"></span> la norme lAS<span class=\"ls0 ws0\"> </span>39 et juste<span class=\"_ _0\"></span> valeur des actifs <span class=\"wsed\">financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">r\u00e9pondant au test SPPI <span class=\"_ _0\"></span>et n\u2019ayant pas un <span class=\"_ _0\"></span>faible risque de cr\u00e9dit au<span class=\"_ _0\"></span> 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Valeur comptable brute en<span class=\"_ _0\"></span> application de la <span class=\"_ _0\"></span>norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y697 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 462px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Juste valeur <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 447px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Diff\u00e9rence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h67 y69b ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 432px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y90c ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90d ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90e ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">28 inti<span class=\"_ _3\"></span>tul\u00e9e </span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">Participation<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s entreprises </span></span></div>\n<div class=\"t m0 x6 h62 y90f ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span>requiert d\u2019une <span class=\"lsde wsea\">entreprise<span class=\"ls0 ws0\"> </span></span>qu\u2019ell<span class=\"_ _0\"></span>e adopte</div>\n<div class=\"t m0 x6 h62 y910 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des principes<span class=\"_ _3\"></span> comptables uniform<span class=\"_ _3\"></span>es lors de l\u2019u<span class=\"_ _3\"></span>sage de la mise en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y911 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9quivalence. Ageas<span class=\"_ _3\"></span> a temporairement<span class=\"_ _3\"></span> d\u00e9rog\u00e9 \u00e0 cette<span class=\"_ _3\"></span> r\u00e8gle pour son</div>\n<div class=\"t m0 x6 h62 y912 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e Ma<span class=\"_ _3\"></span>ybank Ageas H<span class=\"_ _3\"></span>oldings Berh<span class=\"_ _3\"></span>ad. Celle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span>ci applique<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y913 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span>9 depuis 20<span class=\"_ _0\"></span>18, alors q<span class=\"_ _0\"></span>u\u2019Agea<span class=\"_ _0\"></span>s a recours \u00e0 l\u2019<span class=\"_ _0\"></span>exempti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y914 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de la <span class=\"lsf3 ws10d\">norme IFRS<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">9 sur l<span class=\"_ _3\"></span>es m\u00eames exe<span class=\"_ _3\"></span>rcices </span></span></span></div>\n<div class=\"t m0 x6 h62 y915 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. Cette d\u00e9r<span class=\"_ _0\"></span>ogation \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">on des principes comptabl<span class=\"_ _3\"></span>es </span></span></span></div>\n<div class=\"t m0 x6 h62 y916 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">uniform<span class=\"_ _0\"></span>es est auto<span class=\"_ _0\"></span>ris\u00e9e par l<span class=\"lsde wseb\">e paragraphe 39I des <span class=\"wsfa\">m<span class=\"_ _3\"></span>odifications d</span>e<span class=\"_ _3\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y917 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"lsf8 ws0\">IFRS 4<span class=\"_ _3\"></span><span class=\"ls0\"> <span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extensio<span class=\"_ _0\"></span>n de l\u2019exem<span class=\"_ _0\"></span>ption tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019applic<span class=\"_ _0\"></span>ation de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y918 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IFRS<span class=\"_ _3\"></span> 9<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span><span class=\"lsdc wse9\">. Les \u00e9tats financi<span class=\"_ _0\"></span>ers de May<span class=\"_ _0\"></span>bank Agea<span class=\"_ _0\"></span>s Holding<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y919 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Berhad son<span class=\"_ _3\"></span>t disponible<span class=\"_ _3\"></span>s sur la<span class=\"_ _3\"></span> page<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span>  </span></div>\n<div class=\"t m0 x6 h62 y91a ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf0 ws104\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls102 ws11d\">we</span>-<span class=\"lsdc wse8\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">statements/</span><span class=\"fc15\">) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y932 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y933 ff61 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsf3 ws113\">IFRS 9 <span class=\"_ _3\"></span></span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">Instruments financi<span class=\"_ _3\"></span>ers</span> <span class=\"ff63\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h7e y934 ff65 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Pr\u00e9sent<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>es infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s compa<span class=\"_ _0\"></span>ratives <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y935 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span>ra les n<span class=\"_ _3\"></span>ormes IFRS 9<span class=\"_ _3\"></span> <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">Instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws10c\">et IFRS </span></span></span></div>\n<div class=\"t m0 x1a h62 y936 ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">17 <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span><span class=\"wseb\">Contrats d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span><span class=\"lsde\">(voi<span class=\"_ _3\"></span>r ci<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">dessous) </span><span class=\"lsde\">pour la prem<span class=\"_ _3\"></span>i\u00e8re fois<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsea\">pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y937 ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able <span class=\"lsde\">d\u00e9butant le 1er janv<span class=\"_ _3\"></span>ier 2023<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y938 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y939 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 oblig<span class=\"_ _0\"></span>e une entit\u00e9 \u00e0 ret<span class=\"_ _0\"></span>raite<span class=\"_ _0\"></span>r les infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span> relativ<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y93a ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 l\u2019exerc<span class=\"_ _0\"></span>ice com<span class=\"_ _0\"></span>ptable <span class=\"lsde wsfa\">2022 dans ses \u00e9tats financiers pour<span class=\"_ _3\"></span> l</span><span class=\"wse8\">\u2019exerci<span class=\"_ _0\"></span>ce </span></div>\n<div class=\"t m0 x1a h62 y93b ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">se termi<span class=\"_ _0\"></span>nant le 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>023.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 170px; height: 920px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 170px; height: 920px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 170px; height: 920px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 170px; height: 920px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Compte tenu de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">l\u2019<span class=\"lsdc wse8\">obligat<span class=\"_ _0\"></span>ion <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IFRS<span class=\"_ _3\"></span> 17<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-</span></span></span>dessus<span class=\"wse9\">, Ag<span class=\"_ _0\"></span>eas a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e retra<span class=\"_ _0\"></span>iter \u00e9ga<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons comp<span class=\"_ _0\"></span>aratives<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y8b3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers pour l<span class=\"lsdc wse9\">\u2019exercice co<span class=\"_ _0\"></span>mptable <span class=\"lsde wseb\">2022. Lors de la </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation des i<span class=\"_ _0\"></span>nform<span class=\"_ _0\"></span>ations com<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>ves sur les<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y93f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers,<span class=\"_ _3\"></span> Ageas appli<span class=\"_ _3\"></span>quera les <span class=\"_ _3\"></span><span class=\"wsea\">dispositions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la norme IFRS 9 sur l</span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">classement et l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> </span>et sur la <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">d\u00e9pr\u00e9ciati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">p<span class=\"_ _3\"></span>our</span> </span><span class=\"wseb\">tous ses </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff66 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">actifs financiers, en utilisant <span class=\"lsdc wseb\">de<span class=\"_ _0\"></span>s infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s raison<span class=\"_ _0\"></span>nables <span class=\"_ _0\"></span>et justif<span class=\"_ _0\"></span>iables </span></div>\n<div class=\"t m0 x6 h62 y942 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles au 1er ja<span class=\"_ _0\"></span>nvier 202<span class=\"_ _0\"></span>2. Ceci est en l<span class=\"_ _0\"></span>igne ave<span class=\"_ _0\"></span>c l'applic<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">de </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">la superposit<span class=\"_ _0\"></span>ion de class<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">inclut <span class=\"_ _3\"></span></span></span>dans les mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">norme IF<span class=\"_ _0\"></span>RS 17 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"lsde\">Premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d'IFRS 17 et d'<span class=\"_ _0\"></span>IFRS<span class=\"ls0 ws0\"> 9 </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations<span class=\"_ _3\"></span> comparatives</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">, qui a<span class=\"_ _3\"></span> \u00e9t\u00e9 pub<span class=\"_ _3\"></span>li\u00e9</span>e <span class=\"lsdc wse9\">par l'IASB en </span></div>\n<div class=\"t m0 x6 h62 y946 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2021<span class=\"_ _3\"></span> et a <span class=\"_ _3\"></span>\u00e9t\u00e9 approuv\u00e9<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l'UE en septe<span class=\"_ _0\"></span>mbre 20<span class=\"_ _0\"></span>22.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y947 ff69 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Principaux <span class=\"_ _3\"></span>changements ap<span class=\"_ _3\"></span>port\u00e9s par <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Par rapport \u00e0<span class=\"_ _3\"></span> la norme IAS 39, les prin<span class=\"_ _3\"></span>cipaux changemen<span class=\"_ _3\"></span>ts apport\u00e9s par</div>\n<div class=\"t m0 x6 h62 y949 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la nor<span class=\"lsde wsfa\">me IFRS 9 concernent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse9\">Le classement (et<span class=\"_ _0\"></span> l'\u00e9valuat<span class=\"_ _0\"></span>ion qui en r<span class=\"_ _0\"></span>\u00e9sulte) des<span class=\"_ _0\"></span> actifs fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x5c h62 y94b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse8\">L'applicatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">du mod\u00e8le<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wseb\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit a<span class=\"_ _3\"></span>ttendues</span> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span>. </span></span></span></div>\n<div class=\"t m0 x6 h7e y94d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 c<span class=\"lsdc wseb\">lassement et<span class=\"_ _0\"></span> \u00e9valuat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94e ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"lsde wseb\">s cat\u00e9gories de<span class=\"_ _3\"></span> <span class=\"lsdc\">classem<span class=\"_ _0\"></span>ent et d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nanciers </span></span></div>\n<div class=\"t m0 x6 h62 y94f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">selon la norme IA<span class=\"_ _3\"></span>S 39 (pour rappel<span class=\"_ _3\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wseb\">d\u00e9tenus jus<span class=\"_ _0\"></span>qu'\u00e0 <span class=\"lsfe ws11a\">leur<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00e9ch\u00e9ance</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">, </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y950 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsde wseb\">pr\u00ea<span class=\"_ _3\"></span>ts et cr\u00e9an<span class=\"_ _3\"></span>ces</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">disponibles \u00e0 la<span class=\"_ _3\"></span> vente</span></span> \u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9tenus \u00e0 d<span class=\"_ _0\"></span>es fins </span></span></div>\n<div class=\"t m0 x6 h62 y951 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">ou </span></span><span class=\"wse8\">instruments<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers d\u00e9sign\u00e9s <span class=\"_ _3\"></span></span></span></span>comme \u00e9t<span class=\"_ _0\"></span><span class=\"lsde wsea\">ant </span></div>\n<div class=\"t m0 x6 h62 y952 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9 <span class=\"wse9\">\u00e0 la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span>) ont \u00e9t\u00e9 rem<span class=\"_ _0\"></span>plac\u00e9es <span class=\"lsde wseb\">sous la norme<span class=\"ls0 ws0\"> </span></span>IFRS 9 par </span></div>\n<div class=\"t m0 x6 h62 y953 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trois prin<span class=\"_ _3\"></span>cipales base<span class=\"_ _3\"></span>s d'\u00e9valuation<span class=\"_ _3\"></span> (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span><span class=\"lsdc\">dire le co\u00fbt a<span class=\"_ _0\"></span>morti, l<span class=\"_ _0\"></span>a juste </span></div>\n<div class=\"t m0 x6 h62 y954 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9su<span class=\"_ _0\"></span>ltat glo<span class=\"_ _0\"></span>bal et la <span class=\"_ _0\"></span>juste</div>\n<div class=\"t m0 x6 h62 y955 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du r\u00e9s<span class=\"_ _0\"></span>ultat net<span class=\"_ _0\"></span><span class=\"wseb\">). Le c<span class=\"_ _0\"></span>lasseme<span class=\"_ _0\"></span>nt, et l'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion qu<span class=\"_ _0\"></span>i en </span></div>\n<div class=\"t m0 x6 h62 y956 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>e, des instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nanciers s<span class=\"_ _0\"></span>elon IFR<span class=\"_ _0\"></span>S 9 est g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y957 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">bas\u00e9e sur le mod\u00e8<span class=\"_ _3\"></span>le \u00e9conomique<span class=\"_ _3\"></span> dans lequel un acti<span class=\"_ _3\"></span>f financier est g\u00e9r<span class=\"_ _3\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y958 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et ses ca<span class=\"_ _0\"></span>ract\u00e9r<span class=\"_ _0\"></span>istique<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>les de fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y959 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u00e9<span class=\"_ _3\"></span>termin\u00e9 <span class=\"_ _3\"></span><span class=\"wsfa\">que la plus gran<span class=\"_ _3\"></span>de partie de ses<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s d\u2019empr<span class=\"_ _0\"></span>unt sero<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la juste vale<span class=\"_ _0\"></span>ur par le</div>\n<div class=\"t m0 x6 h62 y95c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">biais des a<span class=\"_ _0\"></span>utres \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du r\u00e9s<span class=\"_ _0\"></span>ultat glo<span class=\"_ _0\"></span>bal apr\u00e8s l<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y95d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale.<span class=\"_ _0\"></span> Cela d\u00e9co<span class=\"_ _0\"></span>ule de l'a<span class=\"_ _0\"></span>nalyse qui c<span class=\"_ _0\"></span>onclut que c<span class=\"_ _0\"></span>es inve<span class=\"lsdd\">stiss<span class=\"_ _0\"></span>ements </span></div>\n<div class=\"t m0 x6 h62 y95e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">satisfo<span class=\"_ _0\"></span>nt au crit\u00e8<span class=\"_ _0\"></span>re de<span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>rembours<span class=\"_ _0\"></span>ement de pri<span class=\"_ _0\"></span>ncipal et \u00e0 de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y95f ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">versem<span class=\"_ _0\"></span>ents d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r le princip<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsdd ws11a\">et car <span class=\"_ _3\"></span>ces investissements sont </span></span></div>\n<div class=\"t m0 x6 h62 y960 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> dans le c<span class=\"_ _0\"></span>adre d<span class=\"_ _0\"></span>u mod\u00e8l<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique do<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>ectif e<span class=\"_ _0\"></span>st atteint<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y961 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la fois par la p<span class=\"_ _0\"></span>ercepti<span class=\"_ _0\"></span>on de flux de <span class=\"lsde wseb\">tr\u00e9sorerie et par l<span class=\"_ _3\"></span>a vente <span class=\"_ _3\"></span>d\u2019actifs </span></div>\n<div class=\"t m0 x6 h62 y962 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Le mod\u00e8le \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue dont l\u2019<span class=\"_ _0\"></span>objectif es<span class=\"_ _0\"></span>t atteint<span class=\"_ _0\"></span> \u00e0 la fois par </span></span></div>\n<div class=\"t m0 x6 h62 y963 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la percept<span class=\"_ _0\"></span>ion de flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie et par la v<span class=\"_ _0\"></span>ente d\u2019act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x6 h62 y964 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>e fait que <span class=\"ls0 ws0\">c<span class=\"lsde wsfa\">es actifs financiers<span class=\"_ _3\"></span> sont d\u00e9tenus pour garan<span class=\"_ _3\"></span>tir les </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e (r\u00e9)as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y966 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">avec<span class=\"ls0 ws0\"> </span><span class=\"wse9\">parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re (voir <span class=\"lsf0 ws0\">section C. <span class=\"ff68 ls0\">\u00ab<span class=\"ff66\"> </span></span></span>IFRS 17 <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y967 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-<span class=\"lsdc wse8\">dessous).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les instr<span class=\"_ _0\"></span>uments de<span class=\"_ _0\"></span> capitaux pr<span class=\"_ _0\"></span>opres sont<span class=\"_ _0\"></span> toujou<span class=\"_ _0\"></span>rs \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste</div>\n<div class=\"t m0 x6 h62 y96a ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">valeur <span class=\"lsf7 wseb\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">la norme IFRS 9. Pour<span class=\"_ _3\"></span> la plus grande par<span class=\"_ _3\"></span>tie de ses </span></div>\n<div class=\"t m0 x6 h62 y96b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans des instrumen<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres</span></span><span class=\"wse9\">, Ageas a </span></div>\n<div class=\"t m0 x6 h62 y96c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d'a<span class=\"_ _0\"></span>ppliquer l<span class=\"_ _0\"></span>e choix irr<span class=\"_ _0\"></span>\u00e9vocabl<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>IFRS 9 de </span></span></div>\n<div class=\"t m0 x6 h62 y96d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y96e ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal (plu<span class=\"_ _3\"></span>t\u00f4t que dans<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">\u2019\u00e9tat <span class=\"wse9\">de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re)<span class=\"_ _3\"></span>. \u00c0 la date<span class=\"_ _3\"></span> de <span class=\"lsfe ws11a\">la <span class=\"_ _3\"></span></span><span class=\"wsfa\">d\u00e9comptabili<span class=\"_ _3\"></span>sation d<span class=\"lsdd wse9\">es </span></span>inve<span class=\"_ _3\"></span>stissements<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y970 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de capit<span class=\"_ _0\"></span>aux <span class=\"lsde\">propres, pour lesquel<span class=\"_ _3\"></span>s Ageas a <span class=\"_ _3\"></span>choisi de </span></div>\n<div class=\"t m0 x6 h62 y971 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y972 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, Ageas a l\u2019i<span class=\"_ _0\"></span>ntention d<span class=\"_ _0\"></span>e reclas<span class=\"_ _0\"></span>sifier les g<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 y973 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou les pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">r\u00e9alis\u00e9s, qui \u00e9taie<span class=\"_ _3\"></span>nt pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t reconnus dans</span> <span class=\"lsfe ws11a\">le<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y974 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat global<span class=\"_ _3\"></span>, des au<span class=\"_ _3\"></span>tres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat</div>\n<div class=\"t m0 x1a h62 y975 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">global v<span class=\"_ _0\"></span>ers les <span class=\"_ _0\"></span>r\u00e9sultat<span class=\"_ _0\"></span>s non d<span class=\"_ _0\"></span>istrib<span class=\"_ _0\"></span>u\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y976 ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y977 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 9 r<span class=\"_ _0\"></span>emplac<span class=\"_ _0\"></span>e le mod\u00e8<span class=\"_ _0\"></span>le de<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00ab</span> </span><span class=\"wse8\">perte<span class=\"ls0 ws0\">s </span></span><span class=\"lsf7\">subie<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span> </span>sou<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y978 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"wseb\">IAS 39 par u<span class=\"_ _3\"></span>n mod\u00e8le pro<span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">specti<span class=\"_ _3\"></span>f de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff66\"> </span></span></span></span>perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de cr\u00e9dit </span></span></div>\n<div class=\"t m0 x1a h62 y979 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">. Le nouve<span class=\"_ _3\"></span>au mod\u00e8le de<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsea\">per<span class=\"_ _3\"></span>te</span>s <span class=\"_ _3\"></span><span class=\"lsde wseb\">de cr\u00e9dit a<span class=\"_ _3\"></span>ttendue</span>s <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y97a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s'applique <span class=\"_ _3\"></span>aux investis<span class=\"_ _3\"></span>sements dans d<span class=\"_ _3\"></span>es instrumen<span class=\"_ _3\"></span>ts d<span class=\"lsdc wse8\">\u2019emprunt </span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x1a h62 y97b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i ou \u00e0 la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais des aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y97c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, aux cr\u00e9a<span class=\"_ _0\"></span>nces locat<span class=\"_ _0\"></span>ives, au<span class=\"_ _0\"></span>x cr\u00e9ances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">clients <span class=\"_ _0\"></span>et aux ac<span class=\"_ _0\"></span>tifs su<span class=\"_ _0\"></span>r contrat<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\">L</span><span class=\"wse9\">e mod\u00e8le de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>pertes<span class=\"_ _0\"></span> de cr\u00e9dit </span></div>\n<div class=\"t m0 x1a h62 y97e ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">attendues<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span><span class=\"wseb\">n\u2019e<span class=\"_ _3\"></span>st pas appli<span class=\"_ _3\"></span>cable aux i<span class=\"_ _3\"></span>nvestiss<span class=\"wsfa\">ements da<span class=\"_ _3\"></span>ns des </span></span></div>\n<div class=\"t m0 x1a h62 y97f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 9 impose \u00e0 un<span class=\"_ _0\"></span>e entit\u00e9<span class=\"_ _0\"></span> de comptab<span class=\"_ _0\"></span>iliser une <span class=\"lsde wsea\">provision<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour pert<span class=\"_ _0\"></span>es <span class=\"wse8\">au<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">montant des<span class=\"_ _3\"></span></span> </span><span class=\"wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pour<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span><span class=\"wsfa\">12<span class=\"_ _3\"></span> mois </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y983 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 venir <span class=\"wse9\">p<span class=\"_ _0\"></span>our les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns des inst<span class=\"_ _0\"></span>ruments d<span class=\"wse8\">\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y984 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> le risque de cr<span class=\"_ _0\"></span>\u00e9dit n'a pa<span class=\"_ _0\"></span>s augment<span class=\"_ _0\"></span>\u00e9 de mani\u00e8<span class=\"_ _0\"></span>re signific<span class=\"_ _0\"></span>ative</div>\n<div class=\"t m0 x1a h62 y985 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">depuis le<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsfe ws11a\">d<span class=\"_ _3\"></span>ire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsde wsfa\">tage 1). </span></span></div>\n<div class=\"t m0 x1a h62 y986 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>investissement<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s instruments d<span class=\"_ _3\"></span><span class=\"wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pour<span class=\"_ _3\"></span> lesquels </span></span></div>\n<div class=\"t m0 x1a h62 y987 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>r\u00e9dit a augm<span class=\"_ _0\"></span>ent\u00e9 de ma<span class=\"_ _0\"></span>ni\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">significative depui<span class=\"_ _3\"></span>s leur </span></span></div>\n<div class=\"t m0 x1a h62 y988 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsea\">dire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsdc wse9\">tage 2) ou po<span class=\"_ _0\"></span>ur les </span></span></div>\n<div class=\"t m0 x1a h62 y989 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d<span class=\"lsde wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span></span>en d\u00e9faut, pa<span class=\"_ _0\"></span>r exemple</div>\n<div class=\"t m0 x1a h62 y98a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par suite<span class=\"_ _3\"></span> d\u2019arri<span class=\"wsea\">\u00e9r\u00e9<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de paiement im<span class=\"_ _0\"></span>porta<span class=\"_ _0\"></span>ntes<span class=\"ls0 ws0\"> </span><span class=\"lsdd\">(c'est<span class=\"ls0 ws0\">-\u00e0-</span></span><span class=\"wseb\">dire class\u00e9s<span class=\"_ _0\"></span> en </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Etage 3), Ageas<span class=\"_ _3\"></span> c<span class=\"wsea\">omptabilisera<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>une <span class=\"lsfe ws11a\">pro<span class=\"_ _3\"></span>vision<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>pour pertes au mont<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x1a h62 y98c ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9gal aux<span class=\"_ _3\"></span> pertes de c<span class=\"_ _3\"></span>r\u00e9dit attendu<span class=\"_ _3\"></span>es pour<span class=\"_ _3\"></span> la dur\u00e9e de<span class=\"_ _3\"></span> vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y98d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Passifs financiers <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98e ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> </div>\n<div class=\"t m0 xa5 h62 y98f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la norme IFRS 9 n\u2019aura<span class=\"_ _3\"></span> aucun impact</div>\n<div class=\"t m0 x1a h62 y990 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif s<span class=\"_ _0\"></span>ur l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et le cl<span class=\"_ _0\"></span>assement<span class=\"_ _0\"></span> des pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nan<span class=\"lsf7\">ciers </span></div>\n<div class=\"t m0 x1a h62 y991 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y992 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilit\u00e9 de co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y993 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00c0 partir <span class=\"_ _0\"></span>de l\u2019exe<span class=\"_ _0\"></span>rcice c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e d\u00e9but<span class=\"_ _0\"></span>ant le <span class=\"_ _0\"></span>1er janv<span class=\"_ _0\"></span>ier 2023,<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a</div>\n<div class=\"t m0 x1a h62 y994 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion d\u2019\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> adopter l<span class=\"_ _0\"></span>es <span class=\"wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">re<span class=\"_ _0\"></span>latives<span class=\"_ _0\"></span> \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 y995 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ure so<span class=\"_ _0\"></span>us la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9. Il n\u2019<span class=\"_ _0\"></span>est pas a<span class=\"_ _0\"></span>ttendu</div>\n<div class=\"t m0 x1a h62 y996 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">que cela <span class=\"_ _0\"></span><span class=\"lsde\">aurait un<span class=\"_ _3\"></span> impact signi<span class=\"_ _3\"></span>ficatif par<span class=\"_ _3\"></span> rapport \u00e0<span class=\"_ _3\"></span> l'application<span class=\"_ _3\"></span> actuelle </span></div>\n<div class=\"t m0 x1a h62 y997 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des dispo<span class=\"_ _3\"></span>sitions<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de comptabilit<span class=\"_ _0\"></span>\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re sous <span class=\"_ _0\"></span>la norm<span class=\"_ _0\"></span>e IAS 39.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e y998 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y999 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la norm<span class=\"_ _0\"></span>e IFRS 9 p<span class=\"_ _0\"></span>ar les </span></span></div>\n<div class=\"t m0 x1a h62 y99a ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transition (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er janv<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x1a h62 y99b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wseb\">Estimation d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y99c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> de <span class=\"lsde wsfa\">la premi\u00e8re app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span>des<span class=\"_ _3\"></span> normes IFRS 9 et <span class=\"lsf3 ws10c\">IF<span class=\"_ _3\"></span>RS </span></span>17 au</div>\n<div class=\"t m0 x1a h62 y99d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1er janvi<span class=\"_ _0\"></span>er 2022<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span>. </span></div>\n<div class=\"t m0 x1a h62 y99e ff66 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">IFRS 17 </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsfa\">Cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e</span> <span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y99f ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019IASB <span class=\"_ _0\"></span>a publi<span class=\"_ _0\"></span>\u00e9 la norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 intit<span class=\"_ _0\"></span>ul\u00e9e <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse9\">Contrats<span class=\"_ _0\"></span> d\u2019assura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y9a0 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mai 2017 e<span class=\"_ _3\"></span>t a publi\u00e9<span class=\"_ _3\"></span> des modi<span class=\"_ _3\"></span>fications<span class=\"ls0 ws0\"> </span><span class=\"wsea\">de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la norme IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">en juin </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9a1 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2020. La no<span class=\"_ _0\"></span>rme IFRS 17<span class=\"ls0 ws0\"> </span>rem<span class=\"_ _0\"></span>placer<span class=\"_ _0\"></span>a la norme IFR<span class=\"_ _0\"></span>S 4 pour les exe<span class=\"_ _0\"></span>rcices</div>\n<div class=\"t m0 x1a h62 y9a2 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles <span class=\"lsde wseb\">d\u00e9butant le ou<span class=\"_ _3\"></span> apr\u00e8s le<span class=\"_ _3\"></span> 1er jan<span class=\"_ _3\"></span>vier 2023. A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y9a3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span> d\u00e8s lors.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 2021, l<span class=\"_ _3\"></span>\u2019UE a approuv\u00e9 la nor<span class=\"_ _3\"></span>me IFRS 17, y<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">compris<span class=\"_ _0\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span><span class=\"lsdd wse9\">s </span>de<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la <span class=\"_ _3\"></span>norme de <span class=\"_ _3\"></span>juin 2020. S<span class=\"_ _3\"></span>imultan\u00e9ment<span class=\"_ _3\"></span>, l\u2019UE a ap<span class=\"_ _3\"></span>prouv\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une exempt<span class=\"_ _0\"></span>ion europ<span class=\"_ _0\"></span>\u00e9enne <span class=\"wse8\">(f<span class=\"_ _0\"></span>acultat<span class=\"_ _0\"></span>ive) <span class=\"lsde wseb\">qui p</span><span class=\"wse9\">ermet \u00e0 <span class=\"lsde wsfa\">une entreprise </span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">de ne <span class=\"_ _0\"></span>pas appl<span class=\"_ _0\"></span>iquer la <span class=\"_ _0\"></span>disposit<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 de </span></div>\n<div class=\"t m0 x6 h62 y93f ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ne pas classer dans<span class=\"_ _3\"></span> un m\u00eame groupe des co<span class=\"_ _3\"></span>ntrats \u00e9mis \u00e0 plu<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">d\u2019un an </span></div>\n<div class=\"t m0 x6 h62 y940 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019interv<span class=\"_ _0\"></span>alle, cec<span class=\"_ _0\"></span>i pour les gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec</div>\n<div class=\"t m0 x6 h62 y941 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>irecte<span class=\"ls0 ws0\"> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">les groupes de c<span class=\"_ _3\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y942 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span>et avec de<span class=\"_ _0\"></span>s flux de</div>\n<div class=\"t m0 x6 h62 y943 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie mut<span class=\"_ _0\"></span>ualis\u00e9s<span class=\"_ _0\"></span> <span class=\"lsde wsea\">interg\u00e9n\u00e9rationn<span class=\"_ _3\"></span>els </span><span class=\"wse9\">avec des<span class=\"ls0 ws0\"> </span></span>autres c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s<span class=\"lsf0 ws104\">. </span></div>\n<div class=\"t m0 x6 h62 y944 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l<span class=\"_ _3\"></span>\u2019intent<span class=\"_ _3\"></span>ion</span> </span><span class=\"wsea\">d\u2019appl<span class=\"_ _3\"></span>iquer <span class=\"lsdc wse9\">cette exempt<span class=\"_ _0\"></span>ion pour un no<span class=\"_ _0\"></span>mbre lim<span class=\"_ _0\"></span>it\u00e9 de </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance av<span class=\"_ _0\"></span>ec partici<span class=\"_ _0\"></span>pation dir<span class=\"_ _0\"></span>ecte, afi<span class=\"_ _0\"></span>n de s\u2019alig<span class=\"_ _0\"></span>ner avec l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y946 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>e de march\u00e9 loc<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y947 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Champ d\u2019app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">17 </span><span class=\"ff6e\">\u00ab<span class=\"_ _3\"></span></span> C<span class=\"lsde wsea\">ontra<span class=\"_ _3\"></span>ts d\u2019assura<span class=\"_ _3\"></span>nce</span> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">s\u2019applique<span class=\"_ _3\"></span> pour</span> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">, <span class=\"lsde wsfa\">y compris les<span class=\"_ _3\"></span> contrats de r\u00e9assur<span class=\"_ _3\"></span>ance<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ff6b fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">\u00e9mis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y94b ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9tenus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94c ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re </span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mis. Ces contra<span class=\"_ _3\"></span>ts sont dans le<span class=\"_ _3\"></span> champ d\u2019applica<span class=\"lsdc wseb\">tion de la no<span class=\"_ _0\"></span>rme </span></div>\n<div class=\"t m0 x5c h62 y9a7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">\u00e0 condition que<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l\u2019</span></span><span class=\"wseb\">e<span class=\"_ _3\"></span>ntreprise d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">\u00e9mette<span class=\"_ _3\"></span> </span></span><span class=\"wsea\">\u00e9galemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9a8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Toutes les r\u00e9f\u00e9renc<span class=\"_ _3\"></span>es ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">de<span class=\"_ _3\"></span>ssous aux <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff6b\"> <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assurance<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb</span> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9ab ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'appl<span class=\"_ _0\"></span>iquent \u00e9g<span class=\"_ _0\"></span>alement a<span class=\"_ _0\"></span>ux contrat<span class=\"_ _0\"></span>s de r\u00e9ass<span class=\"_ _0\"></span>urance (\u00e0 la fo<span class=\"_ _0\"></span>is les</div>\n<div class=\"t m0 x6 h62 y9ac ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance d\u00e9t<span class=\"_ _0\"></span>enus et les<span class=\"_ _0\"></span> contrats de r<span class=\"_ _0\"></span>\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis<span class=\"_ _0\"></span>) et</div>\n<div class=\"t m0 x6 h62 y9ad ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les contr<span class=\"_ _0\"></span>ats d'inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent avec<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>ation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire, s<span class=\"_ _0\"></span>auf</div>\n<div class=\"t m0 x6 h62 y9ae ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indication con<span class=\"_ _3\"></span>traire.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y956 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">S\u00e9parat<span class=\"_ _0\"></span>ion des com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> d\u2019un contrat<span class=\"_ _0\"></span> d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y957 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance peut<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>dre un ou plus<span class=\"_ _0\"></span>ieurs co<span class=\"_ _0\"></span>m<span class=\"lsde wsea\">posants </span></div>\n<div class=\"t m0 x6 h62 y958 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui doive<span class=\"_ _0\"></span>nt \u00eatre s\u00e9pa<span class=\"_ _0\"></span>r\u00e9s du cont<span class=\"_ _0\"></span>rat d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e h\u00f4te et qui do<span class=\"_ _0\"></span>ivent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y959 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9s <span class=\"_ _3\"></span>en appliqua<span class=\"_ _3\"></span>nt une au<span class=\"_ _3\"></span>tre norme qu<span class=\"_ _3\"></span>e la norme<span class=\"_ _3\"></span> <span class=\"lsf8 ws0\">IFRS<span class=\"_ _3\"></span> 17. <span class=\"_ _3\"></span>A<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la date <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation init<span class=\"_ _0\"></span>iale du cont<span class=\"_ _0\"></span>rat, Ageas<span class=\"_ _0\"></span> \u00e9value, c<span class=\"_ _0\"></span>ontrat p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 y95b ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> si cela <span class=\"_ _0\"></span>pourra<span class=\"_ _0\"></span>it \u00eatre l<span class=\"_ _0\"></span><span class=\"wse9\">e cas. Voici d<span class=\"_ _0\"></span>es exemp<span class=\"_ _0\"></span>les de comp<span class=\"_ _0\"></span>osants </span></div>\n<div class=\"t m0 x6 h62 y95c ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pouvant n\u00e9cess<span class=\"_ _3\"></span>iter une s\u00e9paration<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y95d ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s d<span class=\"lsdc wse9\">\u00e9riv\u00e9s i<span class=\"_ _0\"></span>ncorpor<span class=\"_ _0\"></span>\u00e9s non \u00e9troit<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y95e ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s c<span class=\"lsdc wse9\">omposa<span class=\"_ _0\"></span>nts d'inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment dist<span class=\"_ _0\"></span>incts (IF<span class=\"_ _0\"></span>RS 17 four<span class=\"_ _0\"></span>nit les </span></span></span></div>\n<div class=\"t m0 x5c h62 y95f ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">crit\u00e8res pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> quand un<span class=\"_ _3\"></span> composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pas li\u00e9 \u00e0 l\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 y960 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">est d<span class=\"lsdc wse9\">istinct du c<span class=\"_ _0\"></span>ontrat h\u00f4t<span class=\"_ _0\"></span>e)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y961 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wsea\">U<span class=\"_ _3\"></span>ne</span><span class=\"ff6b\"> <span class=\"lsde wsea\">promesse<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de fournir au tit<span class=\"_ _0\"></span>ulaire d<span class=\"_ _0\"></span>es <span class=\"wse8\">biens </span><span class=\"lsdd\">distincts <span class=\"lsde wsfa\">ou de<span class=\"ls0 ws0\">s </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y962 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">services di<span class=\"_ _3\"></span>stincts autre<span class=\"_ _3\"></span>s que <span class=\"ls0 ws0\">d<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">es services</span> </span><span class=\"wsfa\">pr\u00e9vus au <span class=\"lsdc wse8\">contrat </span></span></div>\n<div class=\"t m0 x5c h62 y963 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y964 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y965 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s<span class=\"_ _3\"></span> incorpor\u00e9<span class=\"_ _3\"></span>s s\u00e9par\u00e9s e<span class=\"_ _3\"></span>t les compo<span class=\"_ _3\"></span>sants d'invest<span class=\"_ _3\"></span>issement</div>\n<div class=\"t m0 x6 h62 y966 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">distincts sont <span class=\"lsdd ws12a\">comptabilis\u00e9s comme s'il s'agissait d'instruments </span></div>\n<div class=\"t m0 x6 h62 y967 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers au<span class=\"_ _3\"></span>tonomes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y968 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s les \u00e9tape<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessus, <span class=\"_ _3\"></span>Ageas s\u00e9pare<span class=\"_ _3\"></span> du contr<span class=\"_ _3\"></span>at d'assuranc<span class=\"_ _3\"></span>e h\u00f4te </span></div>\n<div class=\"t m0 x6 h62 y96a ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>messe<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de fo<span class=\"_ _0\"></span>urnir a<span class=\"_ _0\"></span>u titula<span class=\"_ _0\"></span>ire des b<span class=\"_ _0\"></span>iens dis<span class=\"_ _0\"></span>tincts <span class=\"_ _0\"></span>ou des s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y96b ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distinct<span class=\"_ _0\"></span>s autre que de<span class=\"_ _0\"></span>s servic<span class=\"_ _0\"></span>es pr\u00e9vus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">au contrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e (tels que<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96c ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'administra<span class=\"_ _3\"></span>tion des pens<span class=\"_ _3\"></span>ions, la ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s risques, l<span class=\"_ _3\"></span>'assistance,<span class=\"_ _3\"></span> la</div>\n<div class=\"t m0 x6 h62 y96d ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n d'actif<span class=\"_ _0\"></span>s ou les s<span class=\"_ _0\"></span>ervice<span class=\"_ _0\"></span>s de gar<span class=\"_ _0\"></span>de) et les <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilise c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ff6b fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">contrats distincts avec les clients (c'e<span class=\"_ _0\"></span>st<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsde wseb\">dire, n<span class=\"_ _3\"></span>on comme de<span class=\"_ _3\"></span>s contrats<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff6b fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'a<span class=\"lsdc wse9\">ssurance), en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant la norm<span class=\"_ _0\"></span>e IFRS 15<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00ab</span> <span class=\"lsdd ws11a\">Produits des activit\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y970 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ordinaires<span class=\"_ _3\"></span> tir\u00e9s de con<span class=\"_ _3\"></span>trats con<span class=\"_ _3\"></span>clus avec de<span class=\"_ _3\"></span>s clients<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t m0 x6 h7e y9af ff6d fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Niveau <span class=\"lsde wseb\">de regroupement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9b0 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion et d'\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des contrat<span class=\"_ _3\"></span>s d\u2019assurance<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">, </span></span></span></div>\n<div class=\"t m0 x6 h62 y9b1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ide<span class=\"_ _0\"></span>ntifie de<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles et<span class=\"_ _0\"></span> des<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">groupes de<span class=\"_ _3\"></span> contrats </span></span></div>\n<div class=\"t m0 x6 h62 y9b2 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un portef<span class=\"_ _0\"></span>euille de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end des cont<span class=\"_ _0\"></span>rats <span class=\"lsde wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportent de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">risque</span>s <span class=\"lsfe ws11a\">similair<span class=\"_ _3\"></span>e</span>s <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">et </span></span><span class=\"wsfa\">qui<span class=\"_ _3\"></span> sont </span>g\u00e9r\u00e9s ensembl<span class=\"_ _3\"></span>e. Les</div>\n<div class=\"t m0 x1a h62 y9b5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance sont id<span class=\"_ _0\"></span>entifi\u00e9<span class=\"_ _0\"></span>s au niveau de l'<span class=\"_ _0\"></span>entit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y9b6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettric<span class=\"_ _0\"></span>e. Des<span class=\"ls0 ws0\"> </span>exem<span class=\"_ _0\"></span>ples de port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les dans les<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'Ageas s<span class=\"_ _0\"></span>ont Accid<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">s<span class=\"lsf0 ws10c\">, S</span></span>oins de S<span class=\"lsde wseb\">ant\u00e9, Incendie, Autom<span class=\"_ _3\"></span>obile<span class=\"ls0 ws0\">s</span>\u2026 Lo<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l<span class=\"lsde wsea\">eur<span class=\"ls0 ws0\"> </span></span>comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e, les cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont ajout<span class=\"_ _0\"></span>\u00e9s au</div>\n<div class=\"t m0 x1a h62 y9b9 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille ap<span class=\"_ _0\"></span>plica<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c0 des fin<span class=\"_ _3\"></span>s d\u2019\u00e9valuati<span class=\"_ _3\"></span>on <span class=\"lsdc\">des cont<span class=\"wse9\">r<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance, A<span class=\"_ _0\"></span>geas divis<span class=\"_ _0\"></span>e les </span></span></div>\n<div class=\"t m0 x1a h62 y9bc ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x1a h62 y9bd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 en</div>\n<div class=\"t m0 x1a h62 y9be ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">divisa<span class=\"_ _0\"></span>nt d'abor<span class=\"_ _0\"></span>d le port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en c<span class=\"_ _0\"></span>ohortes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9bf ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>(par exemple<span class=\"ls0 ws0\">,<span class=\"_ _3\"></span> </span><span class=\"wsea\">par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">ann\u00e9e d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>), afin de ga<span class=\"_ _0\"></span>rantir qu<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque cohor<span class=\"_ _3\"></span>te ne com<span class=\"_ _3\"></span>prend pas d<span class=\"_ _3\"></span>e contra<span class=\"_ _3\"></span>ts \u00e9mis \u00e0 p<span class=\"_ _3\"></span>lus d'un <span class=\"_ _3\"></span>an</div>\n<div class=\"t m0 x1a h62 y9c1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inter<span class=\"_ _0\"></span>valle. Ch<span class=\"_ _0\"></span>aque coh<span class=\"_ _0\"></span>orte ann<span class=\"_ _0\"></span>uelle est en<span class=\"_ _0\"></span>suite div<span class=\"_ _0\"></span>is\u00e9e en (au moi<span class=\"_ _0\"></span>ns)</div>\n<div class=\"t m0 x1a h62 y9c2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trois g<span class=\"_ _0\"></span>roupes d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> en fonct<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a renta<span class=\"_ _0\"></span>bilit\u00e9</div>\n<div class=\"t m0 x1a h62 y9c3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue de<span class=\"lsde wsfa\">s contrats sous<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">jacents<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y9c4 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span><span class=\"lsde\">qui, au moment<span class=\"_ _3\"></span> de la </span></span></span></div>\n<div class=\"t m0 x6a h62 y9c5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, sont d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">(s\u2019il </span></span>existe de tels</div>\n<div class=\"t m0 x6a h62 y9c6 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"ls0 ws0\">)<span class=\"_ _3\"></span> ; </span></div>\n<div class=\"t m0 x1a h62 y9c7 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance q<span class=\"_ _0\"></span>ui, <span class=\"lsde wsfa\">au moment<span class=\"ls0 ws0\"> </span></span>de la </span></span></div>\n<div class=\"t m0 x6a h62 y9c8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, n'ont pa<span class=\"_ _0\"></span>s de possib<span class=\"_ _0\"></span>ilit\u00e9 <span class=\"lsde wsea\">importante<span class=\"ls0 ws0\"> </span>de </span></div>\n<div class=\"t m0 x6a h62 y9c9 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devenir d<span class=\"_ _0\"></span>\u00e9ficitai<span class=\"_ _0\"></span>res par la su<span class=\"_ _0\"></span>ite (s\u2019il <span class=\"wseb\">ex<span class=\"_ _0\"></span>iste de t<span class=\"_ _0\"></span>els cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\">) ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ca ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wseb\">U<span class=\"_ _3\"></span>n groupe <span class=\"lsdc wse9\">constitu\u00e9 des aut<span class=\"_ _0\"></span>res cont<span class=\"_ _0\"></span>rats du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (s\u2019il exi<span class=\"_ _0\"></span>ste </span></span></span></div>\n<div class=\"t m0 x6a h62 y9cb ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tels cont<span class=\"_ _0\"></span>rats<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9cc ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d'ass<span class=\"_ _0\"></span>urance qu<span class=\"_ _0\"></span>i <span class=\"lsde wsea\">rel\u00e8veraient<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">de groupe<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x1a h62 y9ce ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">uniquement <span class=\"_ _3\"></span><span class=\"lsdc wse9\">parce que </span><span class=\"wseb\">les dispositions l\u00e9<span class=\"_ _3\"></span>gales ou r<span class=\"_ _3\"></span>\u00e9glementaires<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y9cf ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limite<span class=\"_ _0\"></span>nt la capacit<span class=\"_ _0\"></span>\u00e9 pratiq<span class=\"_ _0\"></span>ue de l\u2019entit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">\u00e9mett<span class=\"_ _0\"></span>rice <span class=\"lsde wseb\">de fixer un <span class=\"_ _3\"></span>prix ou un<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">niveau de presta<span class=\"_ _3\"></span>tion qui diff\u00e8re<span class=\"_ _3\"></span> en fonction des car<span class=\"_ _3\"></span>a<span class=\"lsdd ws11a\">ct\u00e9ristiques des </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff6b fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titulaires, <span class=\"lsdc wseb\">sont class<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e m\u00eame <span class=\"_ _0\"></span>groupe.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9d2 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Comptabilisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e et de</div>\n<div class=\"t m0 x1a h62 y9d4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis (<span class=\"_ _0\"></span>autres q<span class=\"_ _0\"></span>ue les cont<span class=\"_ _0\"></span>rats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 y9d5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire et l<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s de r\u00e9<span class=\"lsde wseb\">assurance d\u00e9tenus) </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son \u00e9t<span class=\"_ _0\"></span>at consol<span class=\"_ _0\"></span>id\u00e9 de la sit<span class=\"_ _0\"></span>uation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re \u00e0 partir de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9d7 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des dat<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9d8 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Le d\u00e9but de leur <span class=\"lsde wseb\">p\u00e9riode de couv<span class=\"_ _3\"></span>erture</span></span><span class=\"ff6b\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La date \u00e0 laquelle le pr<span class=\"_ _0\"></span>emier pai<span class=\"_ _0\"></span>ement d'un t<span class=\"_ _0\"></span>itulair<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>at </span></span></div>\n<div class=\"t m0 x6a h62 y9da ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> du groupe de<span class=\"_ _3\"></span>vient exig<span class=\"lsdc\">ible ou, lorsq<span class=\"_ _0\"></span>ue le co<span class=\"_ _0\"></span>ntrat n<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6a h62 y9db ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> pas de dat<span class=\"_ _0\"></span>e d\u2019ex<span class=\"_ _0\"></span>igibilit<span class=\"_ _0\"></span>\u00e9, lors<span class=\"_ _0\"></span>que le <span class=\"_ _0\"></span>premie<span class=\"_ _0\"></span>r paiement<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6a h62 y9dc ff6b fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">titulair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 ws11f\">est<span class=\"_ _3\"></span> re\u00e7u</span> <span class=\"_ _3\"></span>; <span class=\"lsde wsea\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9dd ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Lorsque les fai<span class=\"_ _0\"></span>ts e<span class=\"lsde\">t circonstances i<span class=\"_ _3\"></span>ndiquent que l<span class=\"_ _3\"></span>e groupe <span class=\"_ _3\"></span>de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance devi<span class=\"_ _0\"></span>ent d\u00e9fici<span class=\"_ _0\"></span>taire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise les<span class=\"_ _3\"></span> groupes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de contrats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire dans <span class=\"_ _3\"></span>son \u00e9tat c<span class=\"_ _3\"></span>onsolid\u00e9 de<span class=\"_ _3\"></span> la situation<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9e2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re lors<span class=\"_ _0\"></span>qu'Age<span class=\"_ _0\"></span>as devie<span class=\"_ _0\"></span>nt part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e y9e3 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thodes<span class=\"_ _0\"></span> d<span class=\"lsde wsea\">\u2019\u00e9valuation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9e4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas \u00e9va<span class=\"_ _0\"></span>lue des gro<span class=\"_ _0\"></span>upes de co<span class=\"_ _0\"></span>ntrats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en utilis<span class=\"_ _0\"></span>ant les</div>\n<div class=\"t m0 x1a h62 y9e5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> d'\u00e9<span class=\"lsde wsfa\">valuation suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h77 y9e6 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022</div>\n<div class=\"t m0 x2f h62 y9e7 ff6e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse8\">La <span class=\"wseb\">m\u00e9thode d</span>\u2019<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9n\u00e9ral</span>e<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00e9galement</span></span> </span>appel\u00e9 <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"ff6b\"> </span></span>m\u00e9thode </span></div>\n<div class=\"t m0 x133 h62 y9e8 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">par bloques de<span class=\"_ _3\"></span> construction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff6e\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 y9e9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode de la r\u00e9pa<span class=\"_ _0\"></span>rtition d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ea ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode</span><span class=\"ff6b\"> <span class=\"lsde wseb\">des honoraire<span class=\"_ _3\"></span>s variables<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale </span>\u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation init<span class=\"_ _0\"></span>iale<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> l<span class=\"lsdc wseb\">a m\u00e9thode</span> <span class=\"lsdc wse9\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation g<span class=\"_ _0\"></span>\u00e9n\u00e9rale,<span class=\"_ _0\"></span> les group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance s<span class=\"lsde wsea\">ont<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9valu\u00e9s lors de<span class=\"_ _3\"></span> l</span>eur<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">comptabilisat<span class=\"_ _0\"></span>ion ini<span class=\"_ _0\"></span>tiale com<span class=\"_ _0\"></span>me le </span></div>\n<div class=\"t m0 x6 h62 y93e ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93f ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">valeur act<span class=\"_ _0\"></span>u<span class=\"lsfe ws11a\">elle<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de leurs fl<span class=\"_ _0\"></span>ux de tr\u00e9<span class=\"_ _0\"></span>sorerie f<span class=\"_ _0\"></span>uturs<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">Un ajustement ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>e au titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">La ma<span class=\"lsde wsfa\">rge sur se<span class=\"_ _3\"></span>rvices contractuel<span class=\"_ _3\"></span>s</span></span><span class=\"ff70\">, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sauf si le <span class=\"lsde wseb\">groupe de <span class=\"wsea\">contra<span class=\"_ _3\"></span>t</span></span></span>s </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est d\u00e9fic<span class=\"_ _0\"></span>itaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La somme <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle <span class=\"_ _0\"></span>des flux <span class=\"_ _0\"></span>de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs <span class=\"lsde wsea\">estim\u00e9s <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ajust<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>u titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier est ap<span class=\"_ _0\"></span>pel\u00e9e <span class=\"lsfe ws11a\">les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">flux de </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex\u00e9c<span class=\"_ _0\"></span>ution d<span class=\"_ _0\"></span>u groupe de c<span class=\"_ _0\"></span>ontrats.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">flux de tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s i<span class=\"_ _0\"></span>nclus da<span class=\"_ _0\"></span>ns l\u2019\u00e9val<span class=\"_ _0\"></span>uation d<span class=\"lsde wseb\">\u2019un groupe </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats est d\u00e9ter<span class=\"_ _0\"></span>min\u00e9 en acc<span class=\"_ _0\"></span>ord avec les<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions dans l<span class=\"_ _0\"></span>a norme</div>\n<div class=\"t m0 x6 h62 y9f0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">relatives au p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\">s </span><span class=\"wsea\">con<span class=\"_ _3\"></span>trat<span class=\"ls0 ws0\">s<span class=\"lsf0 ws104\">. </span></span><span class=\"wseb\">Pou<span class=\"_ _3\"></span>r certains <span class=\"_ _3\"></span>groupes d<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits, le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">dispositi<span class=\"_ _0\"></span>ons relat<span class=\"_ _0\"></span>ives au p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s <span class=\"lsf7 wseb\">sous</span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme<span class=\"ls0 ws0\"> <span class=\"lsf8\">IF<span class=\"_ _3\"></span>RS 17<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">diff\u00e8rent de l<span class=\"_ _0\"></span>a <span class=\"lsde wsea\">pr<span class=\"wsfa\">atique actuel<span class=\"_ _3\"></span>le <span class=\"lsf7 wseb\">sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></span></span>la norme IFRS 4 ou<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s </span><span class=\"wseb\">(plus<span class=\"_ _0\"></span> court)<span class=\"_ _0\"></span> <span class=\"lsde wsea\">applicable <span class=\"_ _3\"></span></span><span class=\"wse9\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>e de mod\u00e9<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie <span class=\"wse9\">et de </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation <span class=\"ls109 ws129\">util<span class=\"_ _0\"></span>is\u00e9e <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17 est<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>re aux mod<span class=\"_ _0\"></span>\u00e8les </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> util<span class=\"lsf7 ws11f\">ise sous<span class=\"ls0 ws0\"> </span></span>Solvabilit\u00e9 II. P<span class=\"_ _0\"></span>our les pro<span class=\"_ _0\"></span>duits <span class=\"lsde wseb\">qui sont <span class=\"wsea\">\u00e9valu\u00e9s<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la m\u00e9tho<span class=\"_ _0\"></span>de <span class=\"lsde wseb\">d\u2019\u00e9valuation g\u00e9n\u00e9r<span class=\"_ _3\"></span>ale<span class=\"wsfa\">, les flux de tr\u00e9<span class=\"_ _3\"></span>sorerie fixes<span class=\"_ _3\"></span> sont </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s contr<span class=\"_ _0\"></span>at par c<span class=\"_ _0\"></span>ontrat. <span class=\"_ _0\"></span>Ensuit<span class=\"_ _0\"></span>e, ces flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>sorerie <span class=\"_ _0\"></span>projet\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9fa ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont regroup<span class=\"_ _3\"></span>\u00e9s en poin<span class=\"_ _3\"></span>ts de mo<span class=\"_ _3\"></span>d\u00e8le signifi<span class=\"_ _3\"></span>catifs. Le<span class=\"lsdc\">s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie </span></div>\n<div class=\"t m0 x6 h62 y9fb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 ces poi<span class=\"_ _0\"></span>nts de mod\u00e8l<span class=\"_ _0\"></span>e sont proj<span class=\"_ _0\"></span>et\u00e9s de mani<span class=\"_ _0\"></span>\u00e8re stoc<span class=\"_ _0\"></span>hastique p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 y9fc ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wseb\">d\u00e9river l<span class=\"_ _0\"></span>es flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie v<span class=\"_ _0\"></span>ariabl<span class=\"_ _0\"></span>es <span class=\"lsf0 ws104\">et </span><span class=\"wse9\">la valeur aj<span class=\"_ _0\"></span>ust\u00e9e de l'o<span class=\"_ _0\"></span>ption </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(au nivea<span class=\"_ _0\"></span>u du portefe<span class=\"_ _0\"></span>uille tot<span class=\"_ _0\"></span>al ou pour un gr<span class=\"_ _0\"></span>oupe de no<span class=\"_ _0\"></span>uv<span class=\"wse8\">eaux </span></div>\n<div class=\"t m0 x6 h62 y9fe ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"lsf0 ws104\">). <span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>ussi<span class=\"_ _3\"></span> <span class=\"lsdc\">bien les f<span class=\"_ _0\"></span>lux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>ue la va<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">saisissent l<span class=\"_ _3\"></span>a d\u00e9pendan<span class=\"_ _3\"></span>ce aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">variations</span> <span class=\"lsdc wse8\">de</span>s <span class=\"lsdc wse9\">variab<span class=\"_ _0\"></span>les financ<span class=\"_ _0\"></span>i\u00e8res neu<span class=\"_ _0\"></span>tre </span></span></div>\n<div class=\"t m0 x6 h62 ya00 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque (<span class=\"_ _0\"></span>par exemp<span class=\"_ _0\"></span>le, les ta<span class=\"_ _0\"></span>ux d'int\u00e9r<span class=\"_ _0\"></span>\u00eat, les <span class=\"wse8\">var<span class=\"_ _0\"></span>iations<span class=\"ls0 ws0\"> </span><span class=\"wse9\">du co<span class=\"_ _0\"></span>urs des </span></span></div>\n<div class=\"t m0 x6 h62 ya01 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> l'\u00e9valu<span class=\"_ _0\"></span>ation de l'i<span class=\"_ _0\"></span>mmobil<span class=\"_ _0\"></span>ier). E<span class=\"_ _0\"></span>nfin, les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 ya02 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variables <span class=\"_ _3\"></span>sont affect\u00e9<span class=\"_ _3\"></span>s aux group<span class=\"_ _3\"></span>es de co<span class=\"_ _3\"></span>ntrats reconnus<span class=\"_ _3\"></span> sous<span class=\"ls0 ws0\"> </span>l<span class=\"_ _3\"></span>a norme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya03 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et proc<span class=\"_ _0\"></span>essus uti<span class=\"_ _0\"></span>lis\u00e9s pou<span class=\"_ _0\"></span>r la project<span class=\"_ _0\"></span>ion et l'\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 ya06 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont<span class=\"_ _0\"></span> supervi<span class=\"_ _0\"></span>s\u00e9s et v<span class=\"_ _0\"></span>alid\u00e9s <span class=\"_ _0\"></span>par le <span class=\"ff74 ls0 ws0\">\u00ab<span class=\"ff70\"> </span></span><span class=\"lsde\">Model Control </span></div>\n<div class=\"t m0 x6 h62 ya07 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Board<span class=\"ls0 ws0\"> <span class=\"ff74\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">d'Ageas. To<span class=\"_ _0\"></span>ut changem<span class=\"_ _0\"></span>ent dans l<span class=\"_ _0\"></span>es m\u00e9thod<span class=\"_ _0\"></span>es et les proce<span class=\"_ _0\"></span>ssus </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'estim<span class=\"_ _0\"></span>ation des d<span class=\"_ _0\"></span>onn\u00e9es ut<span class=\"_ _0\"></span>ilis\u00e9s po<span class=\"_ _0\"></span>ur \u00e9value<span class=\"_ _0\"></span>r les cont<span class=\"_ _0\"></span>rats, ains<span class=\"_ _0\"></span>i que la</div>\n<div class=\"t m0 x6 h62 ya09 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">raison de chaque<span class=\"_ _3\"></span> changement et<span class=\"_ _3\"></span> le type de contrats<span class=\"_ _3\"></span> concern\u00e9s sont</div>\n<div class=\"t m0 x6 h62 ya0a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9s et vali<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0b ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales d<span class=\"_ _3\"></span>'Ageas d\u00e9termine<span class=\"_ _3\"></span>ront la valeur ac<span class=\"_ _3\"></span>tuelle des flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya0d ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs estim<span class=\"_ _0\"></span>\u00e9s en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> des tau<span class=\"_ _0\"></span>x d'actu<span class=\"_ _0\"></span>alisat<span class=\"_ _0\"></span>ion d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9s</div>\n<div class=\"t m0 x6 h62 ya0e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he des<span class=\"_ _0\"></span>cendant<span class=\"_ _0\"></span>e, align<span class=\"_ _0\"></span>\u00e9e sur l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>odologi<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 x6 h62 ya0f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II<span class=\"_ _0\"></span> (pilier 2).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya11 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement au tit<span class=\"_ _0\"></span>re du risqu<span class=\"_ _0\"></span>e non finan<span class=\"_ _0\"></span>cier refl\u00e8t<span class=\"_ _0\"></span>e l\u2019<span class=\"lsde wsfa\">indemnit\u00e9 qu'Ageas </span></div>\n<div class=\"t m0 x6 h62 ya12 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exige pou<span class=\"_ _0\"></span>r la prise en ch<span class=\"_ _0\"></span>arge de l\u2019inc<span class=\"_ _0\"></span>ertit<span class=\"_ _0\"></span>ude enco<span class=\"_ _0\"></span>urant le mont<span class=\"_ _0\"></span>ant et</div>\n<div class=\"t m0 x6 h62 ya13 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>ncier des<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie d\u2019un g<span class=\"_ _0\"></span>roupe de co<span class=\"_ _0\"></span>ntrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6 h62 ya14 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui est eng<span class=\"_ _0\"></span>endr\u00e9e pa<span class=\"_ _0\"></span>r le risque n<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>ier. Il couv<span class=\"_ _0\"></span>re le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 ya15 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>iel ains<span class=\"_ _0\"></span>i que d\u2019aut<span class=\"_ _0\"></span><span class=\"wseb\">res ris<span class=\"_ _0\"></span>ques no<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>iers, t<span class=\"_ _0\"></span>els que <span class=\"_ _0\"></span>le risq<span class=\"_ _0\"></span>ue </span></div>\n<div class=\"t m0 x6 h62 ya16 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de d\u00e9ch<span class=\"_ _0\"></span>\u00e9ance et l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de <span class=\"lsf8 ws111\">frais<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya17 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya18 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ca<span class=\"_ _0\"></span>lculero<span class=\"_ _0\"></span>nt l'aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>re de ris<span class=\"_ _0\"></span>que non</div>\n<div class=\"t m0 x6 h62 ya19 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er en utilis<span class=\"_ _0\"></span>ant une ap<span class=\"_ _0\"></span>proche d<span class=\"_ _0\"></span>e niveau de co<span class=\"_ _0\"></span>nfianc<span class=\"_ _0\"></span>e, ciblant l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya1a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">75\u00e8me pe<span class=\"_ _0\"></span>rcentile.<span class=\"_ _0\"></span> Aucun eff<span class=\"_ _0\"></span>et de<span class=\"ls0 ws0\"> </span>divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on de grou<span class=\"_ _0\"></span>pe n'est</div>\n<div class=\"t m0 x1a h62 ya1b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Sous r\u00e9s<span class=\"_ _0\"></span>erve d'u<span class=\"_ _0\"></span>ne appro<span class=\"_ _0\"></span>bation pa<span class=\"_ _0\"></span>r le niveau de d<span class=\"_ _0\"></span>irecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ya1c ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appropri<span class=\"_ _0\"></span>\u00e9, l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ris<span class=\"_ _0\"></span>que d<span class=\"ls109 ws129\">oit<span class=\"ls0 ws0\"> </span></span>incl<span class=\"_ _0\"></span>ure une tol<span class=\"_ _0\"></span>\u00e9rance po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya1d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9te<span class=\"_ _0\"></span>r ad\u00e9quat<span class=\"_ _0\"></span>ement les<span class=\"_ _0\"></span> risques et<span class=\"_ _0\"></span> incertit<span class=\"_ _0\"></span>udes \u00e9mer<span class=\"_ _0\"></span>gents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1e ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1f ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La marg<span class=\"_ _0\"></span>e sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>uels re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>e le prof<span class=\"_ _0\"></span>it non ac<span class=\"_ _0\"></span>quis s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya20 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un groupe de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance. <span class=\"wseb\">E<span class=\"_ _0\"></span>n cons\u00e9q<span class=\"_ _0\"></span>uence d<span class=\"_ _0\"></span>irecte, t<span class=\"_ _0\"></span>ous les </span></div>\n<div class=\"t m0 x1a h62 ya21 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains prov<span class=\"_ _0\"></span>enant d<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion au mome<span class=\"_ _0\"></span>nt de la</div>\n<div class=\"t m0 x1a h62 ya22 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le sont dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s. <span class=\"lsde wseb\">Ageas comptabilisera <span class=\"_ _3\"></span>ce pro</span>fit non</div>\n<div class=\"t m0 x1a h62 ya23 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis <span class=\"wse9\">li\u00e9 \u00e0 un g<span class=\"_ _0\"></span>roupe de cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce <span class=\"lsde wsfa\">dans son </span><span class=\"wseb\">\u00e9tat conso<span class=\"_ _0\"></span>lid\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 ya24 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la per<span class=\"_ _3\"></span>formance fi<span class=\"_ _3\"></span>nanci\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">sur <span class=\"lsfe ws11a\">la</span></span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">p\u00e9riode au c<span class=\"_ _0\"></span>ours de laq<span class=\"_ _0\"></span>uelle ell<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya25 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fournit l<span class=\"_ _0\"></span>es service<span class=\"_ _0\"></span>s pr\u00e9vus a<span class=\"_ _0\"></span>u contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Des un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x1a h62 ya26 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture pon<span class=\"_ _3\"></span>d\u00e9r\u00e9es s<span class=\"wsea\">eron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">utili<span class=\"_ _3\"></span>s\u00e9es pou</span></span>r les <span class=\"_ _3\"></span>produits d'a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x1a h62 ya27 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">multi<span class=\"ls0 ws0\">-</span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties, lors<span class=\"_ _3\"></span>que<span class=\"ls0 ws0\"> </span></span>pertine<span class=\"_ _3\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d\u2019obte<span class=\"_ _3\"></span>nir un pro<span class=\"_ _3\"></span>fil <span class=\"lsdc wse9\">de performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya28 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en ligne avec<span class=\"_ _0\"></span> la nature du c<span class=\"_ _0\"></span>ontrat.<span class=\"_ _0\"></span> Sinon, l'<span class=\"_ _0\"></span>unit\u00e9 de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 ya29 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">unique la p<span class=\"_ _0\"></span>lus pertine<span class=\"_ _0\"></span>nte <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">utilis\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya2a ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya2b ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wseb\">marge s<span class=\"_ _0\"></span>ur servi<span class=\"_ _0\"></span>ces cont<span class=\"_ _0\"></span>ractue<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'un grou<span class=\"_ _0\"></span>pe de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ya2c ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ne peut j<span class=\"_ _0\"></span>amais \u00eat<span class=\"_ _0\"></span>re n\u00e9gat<span class=\"_ _0\"></span>ive. D<span class=\"_ _0\"></span>ans une t<span class=\"_ _0\"></span>elle sit<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n, le gro<span class=\"_ _0\"></span>upe de</div>\n<div class=\"t m0 x1a h62 ya2d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance est d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>re (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire qu'il est<span class=\"_ _0\"></span> en positio<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x1a h62 ya2e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perte),<span class=\"_ _0\"></span> et tout<span class=\"_ _0\"></span>e perte e<span class=\"_ _0\"></span>st imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9e dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x1a h62 ya2f ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>a<span class=\"lsde wsfa\">nce financi\u00e8re.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9ca ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale</span> \u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e  </span></span></span></div>\n<div class=\"t m0 x1a h62 y9cb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e d\u2019un group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e0 la date de</div>\n<div class=\"t m0 x1a h62 y9cc ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cl\u00f4tur<span class=\"_ _0\"></span>e est la s<span class=\"_ _0\"></span>omme du <span class=\"_ _0\"></span>passif a<span class=\"_ _0\"></span>u titre d<span class=\"_ _0\"></span>e la couv<span class=\"_ _0\"></span>erture <span class=\"_ _0\"></span>restant<span class=\"_ _0\"></span>e, y</div>\n<div class=\"t m0 x1a h62 y9cd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> la marge sur se<span class=\"_ _0\"></span>rvices c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels ou l\u2019\u00e9l<span class=\"_ _0\"></span>\u00e9ment de p<span class=\"_ _0\"></span>erte du</div>\n<div class=\"t m0 x1a h62 y9ce ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif,<span class=\"_ _0\"></span> et du pas<span class=\"_ _0\"></span>sif au ti<span class=\"_ _0\"></span>tre des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es surv<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y9cf ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9c<span class=\"_ _0\"></span>ution son<span class=\"_ _0\"></span>t r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la fin de cha<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y9d1 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble en utilis<span class=\"_ _0\"></span>ant les es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>ns actuel<span class=\"_ _0\"></span>les des flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ya30 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie fut<span class=\"_ _3\"></span>urs, les t<span class=\"lsdc wse9\">aux d'actuali<span class=\"_ _0\"></span>sation act<span class=\"_ _0\"></span>uels et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ya31 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es de l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ri<span class=\"_ _0\"></span>sque non fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya32 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya33 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Lors de <span class=\"_ _3\"></span>la r\u00e9\u00e9valuati<span class=\"_ _3\"></span>on des f<span class=\"_ _3\"></span>lux de tr\u00e9s<span class=\"_ _3\"></span>orerie d'e<span class=\"_ _3\"></span>x\u00e9cution <span class=\"lsdc wse9\">du passif au </span></div>\n<div class=\"t m0 x1a h62 ya34 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la cou<span class=\"_ _0\"></span>vertu<span class=\"_ _0\"></span>re resta<span class=\"_ _0\"></span>nte au cours<span class=\"_ _0\"></span> d\u2019un<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">exerc<span class=\"_ _3\"></span>ice</span> </span><span class=\"wse8\">ult\u00e9rieur<span class=\"lsde wsfa\">, certaines<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya35 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9<span class=\"_ _0\"></span>cution s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es par rapp<span class=\"_ _0\"></span>ort \u00e0</div>\n<div class=\"t m0 x1a h62 ya36 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la marge sur s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uels et sero<span class=\"_ _0\"></span>nt donc rec<span class=\"_ _0\"></span>onnu<span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans l\u2019\u00e9tat </span></span></div>\n<div class=\"t m0 x1a h62 ya37 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sur la p\u00e9rio<span class=\"_ _0\"></span>de resta<span class=\"_ _0\"></span>nte au cours d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya38 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">laquelle Age<span class=\"_ _3\"></span>as fournit<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">d</span>es se<span class=\"_ _3\"></span>rvices pr\u00e9vus<span class=\"_ _3\"></span> au contrat<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span>. Les</div>\n<div class=\"t m0 x1a h62 ya39 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s refl\u00e9t<span class=\"_ _0\"></span>ant l\u2019\u00e9<span class=\"_ _0\"></span>coulem<span class=\"_ _0\"></span>ent du te<span class=\"_ _0\"></span>mps so<span class=\"_ _0\"></span>nt accum<span class=\"_ _0\"></span>ul\u00e9s s<span class=\"_ _0\"></span>ur la marg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya3a ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els, en <span class=\"_ _0\"></span>utilisant<span class=\"_ _0\"></span> les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion lo<span class=\"_ _0\"></span>rs de la</div>\n<div class=\"t m0 x1a h62 ya3b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le des cont<span class=\"_ _0\"></span>rats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9de ff72 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9parti<span class=\"_ _0\"></span>tion des pr<span class=\"_ _0\"></span>imes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 permet \u00e0 l\u2019<span class=\"_ _0\"></span>entit\u00e9 d\u2019<span class=\"_ _0\"></span>\u00e9valuer d<span class=\"_ _0\"></span>es group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9e0 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> qui r\u00e9ponden<span class=\"_ _3\"></span>t \u00e0 <span class=\"lsdc wse9\">certains crit<span class=\"_ _0\"></span>\u00e8res<span class=\"wseb\">, c<span class=\"_ _0\"></span>omme p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple les </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance qui<span class=\"_ _3\"></span> ont une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> couverture<span class=\"_ _3\"></span> qui n\u2019ex<span class=\"_ _3\"></span>c\u00e8de</div>\n<div class=\"t m0 x1a h62 y9e2 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas un a<span class=\"_ _0\"></span>n, selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span>r\u00e9parti<span class=\"_ _0\"></span>tion de<span class=\"_ _0\"></span>s primes <span class=\"_ _0\"></span><span class=\"wse9\">(au lieu de la </span></div>\n<div class=\"t m0 x1a h62 ya3c ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode d\u2019\u00e9<span class=\"_ _3\"></span>valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3d ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3e ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En appliquan<span class=\"_ _3\"></span>t la m\u00e9thode<span class=\"_ _3\"></span> de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes<span class=\"_ _3\"></span>, Ageas a</div>\n<div class=\"t m0 x1a h62 ya3f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion de com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>iser tous l<span class=\"_ _0\"></span>es flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e li\u00e9s aux fra<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 ya40 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'acqui<span class=\"_ _0\"></span>sition au m<span class=\"_ _0\"></span>oment o\u00f9 ell<span class=\"_ _0\"></span>e engag<span class=\"_ _0\"></span>e ces frais, p<span class=\"_ _0\"></span>ourvu que la p<span class=\"_ _0\"></span>\u00e9riode</div>\n<div class=\"t m0 x1a h62 ya41 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure <span class=\"lsfe ws11a\">initiale <span class=\"lsde wsfa\">au<span class=\"_ _3\"></span> moment de la comptab<span class=\"_ _3\"></span>ili</span></span>sation in<span class=\"_ _0\"></span>itiale des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya42 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assurance n\u2019e<span class=\"_ _3\"></span>xc\u00e8de pas un an<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> m\u00e9thode <span class=\"wseb\">de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes</span>,<span class=\"_ _3\"></span> le passif au titre<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la <span class=\"lsde wseb\">couverture restan<span class=\"_ _3\"></span>te </span>\u00e9gale, lors d<span class=\"_ _0\"></span>e la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale, les</div>\n<div class=\"t m0 x6 h62 y8b3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsdc wse9\">rimes re\u00e7u<span class=\"_ _0\"></span>es, le cas \u00e9ch\u00e9<span class=\"_ _0\"></span>ant, \u00e0 la date de l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. </span></div>\n<div class=\"t m0 x6 h62 y93e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, la valeur co<span class=\"_ _0\"></span>mptable d<span class=\"_ _0\"></span>u passif<span class=\"_ _0\"></span> au titre de la co<span class=\"_ _0\"></span>uverture</div>\n<div class=\"t m0 x6 h62 y93f ff75 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">restante est <span class=\"lsde wsea\">\u00e9valu\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9tant la valeur co<span class=\"_ _0\"></span>mptable a<span class=\"_ _0\"></span>u d\u00e9but de l<span class=\"lsf7 wseb\">\u2019exercice </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"wseb\">, p<span class=\"_ _3\"></span>lus les prim<span class=\"_ _3\"></span>es re\u00e7ues au <span class=\"_ _3\"></span>cours de<span class=\"_ _3\"></span> l<span class=\"lsf7\">\u2019exer<span class=\"_ _3\"></span>cice<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span></span><span class=\"wsfa\">moins<span class=\"_ _3\"></span> le </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"_ _0\"></span>\u00e0 titre d<span class=\"_ _0\"></span>e produi<span class=\"_ _0\"></span>t des act<span class=\"_ _0\"></span>ivit\u00e9s <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y942 ff75 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les se<span class=\"_ _3\"></span>rvice<span class=\"_ _3\"></span>s <span class=\"lsde wsfa\">de couvert<span class=\"_ _3\"></span>ure <span class=\"wseb\">fournis dura<span class=\"_ _3\"></span>nt cet<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"lsf7\">exerci<span class=\"_ _3\"></span>ce<span class=\"lsdc\">, et moins tout<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y943 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>d\u2019<span class=\"lsdc wse9\">investis<span class=\"_ _0\"></span>sement pay<span class=\"_ _0\"></span>\u00e9 ou transf<span class=\"_ _0\"></span>\u00e9r\u00e9 au pas<span class=\"_ _0\"></span>sif au tit<span class=\"_ _0\"></span>re des </span></div>\n<div class=\"t m0 x6 h62 y944 ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sinistres <span class=\"lsdc wse8\">survenus<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff75 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Si, \u00e0 <span class=\"lsdc wse9\">n\u2019importe qu<span class=\"_ _0\"></span>el mome<span class=\"_ _0\"></span>nt avant et au co<span class=\"_ _0\"></span>urs de la p\u00e9r<span class=\"_ _0\"></span>iode de </span></div>\n<div class=\"t m0 x6 h62 y9ed ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure, les<span class=\"_ _0\"></span> faits et<span class=\"_ _0\"></span> circons<span class=\"_ _0\"></span>tances<span class=\"_ _0\"></span> indiqu<span class=\"_ _0\"></span>ent qu\u2019<span class=\"_ _0\"></span>un gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ee ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> est d\u00e9fici<span class=\"_ _3\"></span>taire, Ageas<span class=\"_ _3\"></span> comptabilise<span class=\"_ _3\"></span> une perte <span class=\"_ _3\"></span>dans <span class=\"lsf7\">son<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00e9tat </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et augment<span class=\"_ _0\"></span>e le passif au<span class=\"_ _0\"></span> titre de la</div>\n<div class=\"t m0 x6 h62 y9f0 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure rest<span class=\"_ _0\"></span>ante dans la m<span class=\"_ _0\"></span>esure o\u00f9 <span class=\"lsdd ws11a\">les estimat<span class=\"_ _0\"></span>ions actuelles des flux </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tr\u00e9so<span class=\"_ _0\"></span>rerie <span class=\"wse8\">d\u2019ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">li<span class=\"_ _0\"></span>\u00e9s \u00e0 la co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re rest<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>passent <span class=\"_ _0\"></span>la </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le du pas<span class=\"_ _0\"></span>sif <span class=\"lsde wsfa\">au titre de la couverture<span class=\"_ _3\"></span> restante<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e <span class=\"wseb\">du passif<span class=\"_ _0\"></span> au titr<span class=\"_ _0\"></span>e des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenu<span class=\"_ _0\"></span>s d\u2019un </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>es \u00e9val<span class=\"_ _0\"></span>u\u00e9 selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode de la<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9partit<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> prime<span class=\"_ _0\"></span>s compre<span class=\"_ _0\"></span>nd la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>uelle des<span class=\"_ _0\"></span> flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 y9f7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ex\u00e9cut<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 au titre d<span class=\"_ _0\"></span>u risque non fi<span class=\"_ _0\"></span>nancier,<span class=\"_ _0\"></span> actual<span class=\"_ _0\"></span>is\u00e9 en utili<span class=\"_ _0\"></span>sa<span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des taux d\u2019actual<span class=\"_ _3\"></span>isation actuel<span class=\"_ _3\"></span>s, li\u00e9s aux sini<span class=\"_ _3\"></span>stres survenus<span class=\"_ _3\"></span> et les frais</div>\n<div class=\"t m0 x6 h62 y9f9 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui n\u2019ont pas<span class=\"_ _0\"></span> encor<span class=\"_ _0\"></span>e \u00e9t\u00e9 pay\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fb ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a l'i<span class=\"_ _0\"></span>ntention d'<span class=\"_ _0\"></span>appli<span class=\"_ _0\"></span>quer la m\u00e9th<span class=\"_ _0\"></span>ode de la r\u00e9p<span class=\"_ _0\"></span>artition des<span class=\"_ _0\"></span> primes</div>\n<div class=\"t m0 x6 h62 y9fc ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la plus g<span class=\"_ _0\"></span>rande pa<span class=\"_ _0\"></span>rtie des gro<span class=\"_ _0\"></span>upes de cont<span class=\"_ _0\"></span>rats \u00e9lig<span class=\"_ _0\"></span>ibles dan<span class=\"_ _0\"></span>s ses</div>\n<div class=\"t m0 x6 h62 y9fd ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">activit\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"ws11a\">vie et ses a<span class=\"_ _3\"></span>ctivit\u00e9s <span class=\"lsde wsea\">de </span></span><span class=\"lsdc\">r\u00e9assuranc<span class=\"_ _0\"></span>e. Ageas a \u00e9gal<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fe ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d\u2019\u00e9v<span class=\"_ _0\"></span>aluer un ens<span class=\"_ _0\"></span>emble li<span class=\"_ _0\"></span>mit\u00e9 de cont<span class=\"_ _0\"></span>rats dans s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ff ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsdc wse9\">ie, pour lesq<span class=\"_ _0\"></span>uels les ris<span class=\"_ _0\"></span>ques peuv<span class=\"_ _0\"></span>ent \u00eatre r<span class=\"_ _0\"></span>etarifi<span class=\"_ _0\"></span>\u00e9s sur une bas<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 ya00 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>le, selon la m<span class=\"_ _0\"></span>\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9partit<span class=\"_ _0\"></span>ion des p<span class=\"lsf3 ws10c\">rimes.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya45 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">La m\u00e9thod<span class=\"_ _0\"></span>e des <span class=\"lsde wsea\">honoraires<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">variables <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya46 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>exige qu'<span class=\"_ _0\"></span>une ent<span class=\"_ _0\"></span>it\u00e9 \u00e9v<span class=\"_ _0\"></span>alue les <span class=\"_ _0\"></span>groupe<span class=\"_ _0\"></span>s de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6 h62 ya47 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance avec<span class=\"_ _0\"></span> partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> la m\u00e9thod<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ya48 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">honoraires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">variables (<span class=\"lsdc wse9\">au lieu de la m\u00e9thode d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9n<span class=\"_ _0\"></span>\u00e9rale<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Sous la m\u00e9thode<span class=\"_ _3\"></span> d\u2019\u00e9valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le et la m\u00e9thode<span class=\"_ _3\"></span> des honoraires</div>\n<div class=\"t m0 x6 h62 ya4b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es, les flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">s<span class=\"_ _0\"></span>ont \u00e9valu<span class=\"_ _0\"></span>\u00e9s <span class=\"wse9\">de la m\u00ea<span class=\"_ _0\"></span>me </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mani\u00e8re. <span class=\"lsdc wse9\">En revanche, il exis<span class=\"_ _0\"></span>te une dif<span class=\"_ _0\"></span>f\u00e9rence da<span class=\"_ _0\"></span>ns l\u2019\u00e9va<span class=\"_ _0\"></span>luation de<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 ya4d ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels. <span class=\"lsdc wse9\">Lors de la comptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on initi<span class=\"_ _0\"></span>ale d'un </span></div>\n<div class=\"t m0 x6 h62 ya4e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assura<span class=\"_ _0\"></span>nce avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dir<span class=\"_ _0\"></span>ecte, il n'y a pas<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya4f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la <span class=\"lsde wsfa\">marge sur services contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>\u00e9valu\u00e9e se<span class=\"_ _0\"></span>lon la</div>\n<div class=\"t m0 x6 h62 ya50 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>n\u00e9rale ou s<span class=\"_ _0\"></span>elon la m\u00e9th<span class=\"_ _0\"></span>ode des hon<span class=\"_ _0\"></span>oraires</div>\n<div class=\"t m0 x6 h62 ya51 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Au cou<span class=\"_ _0\"></span>rs des <span class=\"lsde wsea\">ex</span>erc<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>mptables<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">ult\u00e9rieurs, la </span>marge sur </span></div>\n<div class=\"t m0 x6 h62 ya52 ff75 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">services contractuels<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un gr<span class=\"_ _0\"></span>oupe de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya53 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte, qu<span class=\"_ _0\"></span>i est <span class=\"lsde wsfa\">\u00e9valu\u00e9 selon la m\u00e9thode<span class=\"_ _3\"></span> des honoraires </span></div>\n<div class=\"t m0 x6 h62 ya54 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es<span class=\"wse9\">, est ajust<span class=\"_ _0\"></span>\u00e9e pour l<span class=\"_ _0\"></span>es <span class=\"wse8\">variati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse9\">des taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n et des </span></span></span></div>\n<div class=\"t m0 x6 h62 ya55 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">autr<span class=\"lsde wsfa\">es variables financi\u00e8res (en<span class=\"_ _3\"></span> application la<span class=\"_ _3\"></span> m\u00e9thode<span class=\"ls0 ws0\"> </span></span>d\u2019\u00e9valuati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ya56 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9n\u00e9rale<span class=\"lsdc wseb\">, ces modific<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sont <span class=\"lsde\">comptabilis\u00e9es dans l<span class=\"_ _3\"></span>\u2019\u00e9tat de la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya57 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya59 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"lsde wsfa\">m\u00e9thode des honora<span class=\"_ _3\"></span>ires variable<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">ne peut pas \u00eatr<span class=\"_ _0\"></span>e appliqu<span class=\"_ _0\"></span>\u00e9e aux </span></div>\n<div class=\"t m0 x6 h62 ya5a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d'assurance<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> V<span class=\"lsdc wse9\">ie avec partici<span class=\"_ _0\"></span>pation b\u00e9<span class=\"_ _0\"></span>n\u00e9fici<span class=\"_ _0\"></span>aire </span></span></div>\n<div class=\"t m0 x6 h62 ya5b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enti\u00e8re<span class=\"_ _0\"></span>ment disc<span class=\"_ _0\"></span>r\u00e9tion<span class=\"_ _0\"></span>naire et aux gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e r\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 ya5c ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(contr<span class=\"_ _0\"></span>ats de r\u00e9ass<span class=\"_ _0\"></span>urance d\u00e9t<span class=\"_ _0\"></span>enus et \u00e9m<span class=\"_ _0\"></span>is).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9b3 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Modific<span class=\"_ _0\"></span>ation et d\u00e9<span class=\"_ _0\"></span>compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Lorsque <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s modalit<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un contrat d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce sont mo<span class=\"_ _0\"></span>difi\u00e9es de </span></span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e substant<span class=\"_ _0\"></span>ielle, Ag<span class=\"_ _0\"></span>eas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lise le cont<span class=\"_ _0\"></span>rat initi<span class=\"_ _0\"></span>al et</div>\n<div class=\"t m0 x1a h62 y9b6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilise l<span class=\"_ _0\"></span>e contrat <span class=\"_ _0\"></span>modif<span class=\"_ _0\"></span>i\u00e9 comme<span class=\"_ _0\"></span> un nouv<span class=\"_ _0\"></span>eau cont<span class=\"_ _0\"></span>rat, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de crit\u00e8r<span class=\"_ _0\"></span>es sp\u00e9cifi<span class=\"_ _0\"></span>ques.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b9 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>impos<span class=\"_ _0\"></span>e qu'un co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">d'assurance soit d\u00e9compt<span class=\"_ _3\"></span>abilis\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lorsqu'il est<span class=\"_ _3\"></span> \u00e9teint.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya5d ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion dans<span class=\"_ _0\"></span> l'\u00e9tat <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya5e ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas pr\u00e9sen<span class=\"_ _3\"></span>te<span class=\"lsdc wse8\">ra<span class=\"ls0 ws0\"> </span><span class=\"wse9\">s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent dans s<span class=\"_ _0\"></span>on \u00e9tat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span><span class=\"wseb\">de la situati<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x1a h62 ya5f ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re la<span class=\"_ _3\"></span> valeur comptable des<span class=\"_ _3\"></span> portefeuilles de<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s : </span></div>\n<div class=\"t m0 x1a h62 ya60 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ontra<span class=\"wseb\">ts d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"wse9\">\u00e9mis q<span class=\"_ _0\"></span>ui sont des<span class=\"_ _0\"></span> actifs<span class=\"ls0 ws0\"> ; </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya61 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e9mis qui so<span class=\"_ _0\"></span>nt des passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">d\u00e9tenus<span class=\"ls0 ws0\"> </span></span>qui sont des actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya63 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenus</span> <span class=\"lsde wseb\">qui<span class=\"_ _3\"></span> sont de<span class=\"_ _3\"></span>s passifs.</span> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y982 ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion <span class=\"wse9\">dans<span class=\"_ _0\"></span> l\u2019\u00e9tat de la p<span class=\"_ _0\"></span>erforman<span class=\"_ _0\"></span>ce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans son <span class=\"lsdc wse9\">\u00e9tat consoli<span class=\"_ _0\"></span>d\u00e9 de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re, Ageas<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y984 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les r\u00e9sul<span class=\"_ _0\"></span>tats d<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce (co<span class=\"lsde\">nstitu\u00e9 des produits d<span class=\"wsea\">es<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y985 ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance moin<span class=\"_ _3\"></span>s les char<span class=\"_ _3\"></span>ges aff\u00e9ren<span class=\"_ _3\"></span>tes aux ac<span class=\"_ _3\"></span>tivit\u00e9s</div>\n<div class=\"t m0 x1a h62 y986 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"wsfa\">)<span class=\"_ _3\"></span> s\u00e9par\u00e9ment des produi<span class=\"_ _3\"></span>ts ou charges fina<span class=\"_ _3\"></span>nci\u00e8res </span></div>\n<div class=\"t m0 x1a h62 y987 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion des pro<span class=\"_ _0\"></span>duits des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et</div>\n<div class=\"t m0 x1a h62 y988 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wseb\">es charges<span class=\"_ _0\"></span> aff\u00e9re<span class=\"_ _0\"></span>nts aux a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>e base s<span class=\"_ _0\"></span>ur le co<span class=\"_ _0\"></span>ncept </span></div>\n<div class=\"t m0 x1a h62 y989 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des services<span class=\"_ _3\"></span> pr\u00e9vus a<span class=\"lsdc wseb\">u contrat <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance fo<span class=\"_ _0\"></span>urnis au c<span class=\"_ _0\"></span>ours d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y98a ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y98b ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y98c ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>posant<span class=\"lsef ws12b\">s <span class=\"lsde wsea\">d\u2019</span></span><span class=\"wse9\">inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment, qui<span class=\"_ _0\"></span> refl\u00e8tent l<span class=\"_ _0\"></span>es sommes<span class=\"_ _0\"></span> que l\u2019entit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya64 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est tenue de r<span class=\"_ _0\"></span>embours<span class=\"_ _0\"></span>er au titul<span class=\"_ _0\"></span>aire en vert<span class=\"_ _0\"></span>u d\u2019un cont<span class=\"_ _0\"></span>rat d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ya65 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en toutes c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances, qu<span class=\"_ _0\"></span>e l\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment assu<span class=\"_ _0\"></span>r\u00e9 s<span class=\"lsde wseb\">e produise ou<span class=\"_ _3\"></span> non, ne </span></div>\n<div class=\"t m0 x1a h62 ya66 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">seront p<span class=\"_ _0\"></span>as compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9tat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 de la perf<span class=\"_ _0\"></span>ormance</div>\n<div class=\"t m0 x1a h62 ya67 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re ma<span class=\"_ _3\"></span>is seront direc<span class=\"_ _3\"></span>tement comptabilis<span class=\"_ _3\"></span>\u00e9s dans l\u2019\u00e9tat con<span class=\"_ _3\"></span>solid\u00e9</div>\n<div class=\"t m0 x1a h62 ya68 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re. Af<span class=\"_ _0\"></span>in de d\u00e9ter<span class=\"_ _0\"></span>miner si un c<span class=\"_ _0\"></span>ontrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya69 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>d un compos<span class=\"_ _0\"></span>ant <span class=\"lsde wsea\">d\u2019<span class=\"ls0 ws0\">i</span></span>nvestiss<span class=\"_ _0\"></span>ement,<span class=\"_ _0\"></span> Ageas \u00e9va<span class=\"_ _0\"></span>lue \u00e0 la date de la</div>\n<div class=\"t m0 x1a h62 ya6a ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale du c<span class=\"_ _0\"></span>ontrat s<span class=\"_ _0\"></span>i <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span>un paiement<span class=\"_ _0\"></span> serait <span class=\"_ _0\"></span>due en t<span class=\"_ _0\"></span>outes</div>\n<div class=\"t m0 x1a h62 ya6b ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">circonstances<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsdc wseb\">. Pour \u00e9valu<span class=\"_ _0\"></span>er le crit<span class=\"_ _0\"></span>\u00e8re <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span><span class=\"wse9\">en toutes ci<span class=\"_ _0\"></span>rconst<span class=\"_ _0\"></span>ances<span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tous \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments possible<span class=\"_ _3\"></span>s qui<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9silient le cont<span class=\"_ _0\"></span>rat et qui d\u00e9<span class=\"_ _0\"></span>clenche<span class=\"_ _0\"></span>nt un </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>el paieme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>ulaire s<span class=\"_ _0\"></span>ont pr<span class=\"_ _0\"></span>is en com<span class=\"_ _0\"></span>pte. C<span class=\"_ _0\"></span>es \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x1a h62 ya6e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es sont la r\u00e9si<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on du contra<span class=\"_ _0\"></span>t par le titul<span class=\"_ _0\"></span>aire, l'\u00e9<span class=\"_ _0\"></span>ch\u00e9ance et<span class=\"_ _0\"></span> tous</div>\n<div class=\"t m0 x1a h62 ya6f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts assu<span class=\"_ _0\"></span>r\u00e9s (par exe<span class=\"_ _0\"></span>mple, le<span class=\"_ _0\"></span> d\u00e9c\u00e8s ou la surv<span class=\"_ _0\"></span>ie).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya70 ff77 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Produits ou charges<span class=\"_ _3\"></span> financi<span class=\"wsea\">ers<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya71 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Selon<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17, les<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion et l<span class=\"wseb\">a ma<span class=\"_ _0\"></span>rge </span></span></span></div>\n<div class=\"t m0 x1a h62 ya72 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdd wse9\">sont <span class=\"lsde wsea\">comptabilis<span class=\"_ _3\"></span>\u00e9s <span class=\"wseb\">sur un<span class=\"_ _3\"></span>e base ac<span class=\"_ _3\"></span>tualis\u00e9e, </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya73 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9ta<span class=\"_ _0\"></span>nt l<span class=\"wse8\">\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ancier <span class=\"lsde wseb\">des flux de tr\u00e9sor<span class=\"_ _3\"></span>erie. La n<span class=\"_ _3\"></span>orme IFRS 17<span class=\"_ _3\"></span> permet \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya74 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une entit<span class=\"_ _0\"></span>\u00e9 de pr\u00e9sent<span class=\"_ _0\"></span>er les eff<span class=\"_ _0\"></span>ets des vari<span class=\"_ _0\"></span>atio<span class=\"wseb\">ns <span class=\"_ _0\"></span>des taux<span class=\"_ _0\"></span> d'actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 ya75 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et d'autres varia<span class=\"_ _3\"></span>bles financi\u00e8re<span class=\"_ _3\"></span>s soit dans<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">l\u2019\u00e9tat d<span class=\"_ _0\"></span>e performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya76 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"lsdc wse9\">, soit en partie da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span>et en </span></div>\n<div class=\"t m0 x1a h62 ya77 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partie da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9sult<span class=\"_ _0\"></span>at glob<span class=\"_ _0\"></span>al, selon le c<span class=\"_ _0\"></span>hoix de la</div>\n<div class=\"t m0 x1a h62 ya78 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">m\u00e9thode comptab<span class=\"lsdc wse9\">le de l'entit\u00e9. Ag<span class=\"_ _0\"></span>eas a l\u2019inte<span class=\"_ _0\"></span>ntion de d<span class=\"_ _0\"></span>\u00e9sagr\u00e9<span class=\"_ _0\"></span>ger les </span></div>\n<div class=\"t m0 x1a h62 ya79 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effets <span class=\"_ _0\"></span>des variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>es taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n entre l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 ya7a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re <span class=\"lsdc wse9\">et les autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal pou<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x1a h62 ya7b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus gran<span class=\"_ _0\"></span>de partie de s<span class=\"_ _0\"></span>es portef<span class=\"_ _0\"></span>euille<span class=\"_ _0\"></span>s d'assura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Sous la <span class=\"_ _3\"></span>m\u00e9thode d\u2019\u00e9val<span class=\"_ _3\"></span>uation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le, la d\u00e9s<span class=\"_ _3\"></span>agr\u00e9gation c<span class=\"_ _3\"></span>onsiste \u00e0</div>\n<div class=\"t m0 x6 h62 y8b2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er dans l<span class=\"lsde wseb\">\u2019\u00e9tat de la performanc<span class=\"_ _3\"></span>e financi\u00e8re<span class=\"_ _3\"></span> </span>un montant d\u00e9t<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>n\u00e9</div>\n<div class=\"t m0 x6 h62 y8b3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une r\u00e9pa<span class=\"_ _0\"></span>rtition s<span class=\"_ _0\"></span>yst\u00e9mat<span class=\"_ _0\"></span>ique du to<span class=\"_ _0\"></span>tal des pro<span class=\"_ _0\"></span>duits <span class=\"lsde wsea\">ou charges </span></div>\n<div class=\"t m0 x6 h62 y93e ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">atte<span class=\"_ _0\"></span>ndus sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e du gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Lors<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation du g<span class=\"_ _0\"></span>roupe, <span class=\"lsf8 ws111\">tous<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les <span class=\"_ _3\"></span></span></span></span><span class=\"wse8\">montants<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y940 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9siduels<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">da<span class=\"_ _3\"></span>ns les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments du r\u00e9sul<span class=\"_ _3\"></span>tat global sont rec<span class=\"_ _3\"></span>lass\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y941 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Sous la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span><span class=\"lsde\">des honoraire<span class=\"_ _3\"></span>s variable<span class=\"_ _3\"></span>s<span class=\"lsdc\">, unique<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>orsque l'<span class=\"_ _0\"></span>entit\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> les <span class=\"lsf8 ws111\">actifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsf7\">sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsde\">jacents<span class=\"_ _3\"></span>, la d\u00e9sagr\u00e9ga<span class=\"_ _3\"></span>tion </span></span><span class=\"wse9\">consiste \u00e0 pr\u00e9s<span class=\"_ _0\"></span>enter </span></div>\n<div class=\"t m0 x6 h62 y945 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme produi<span class=\"_ _3\"></span>ts ou charge<span class=\"_ _3\"></span>s financi<span class=\"wsea\">er<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019assuran<span class=\"_ _0\"></span>ce dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re un m<span class=\"_ _0\"></span>ontant q<span class=\"_ _0\"></span>ui \u00e9limin<span class=\"_ _0\"></span>e les asym\u00e9t<span class=\"_ _0\"></span>ries</div>\n<div class=\"t m0 x6 h62 y9ed ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">com<span class=\"lsdc wse9\">ptables av<span class=\"_ _0\"></span>ec les prod<span class=\"_ _0\"></span>uits ou char<span class=\"_ _0\"></span>ges finan<span class=\"_ _0\"></span>c<span class=\"lsfe ws11a\">iers<span class=\"ls0 ws0\"> </span></span>d\u00e9coulant d<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ee ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents. Lors de l<span class=\"_ _0\"></span>a d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation, le<span class=\"_ _0\"></span>s montant<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9s dans l<span class=\"_ _0\"></span>es autres \u00e9<span class=\"_ _0\"></span>l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global y res<span class=\"_ _0\"></span>tent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y94b ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a pr</span>emi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de la norme IF<span class=\"_ _0\"></span>RS 17 par les </span></span></div>\n<div class=\"t m0 x6 h62 y9a6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on (c'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er ja<span class=\"_ _0\"></span>nvier</div>\n<div class=\"t m0 x6 h62 y9a7 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94f ff7a fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">Estimatio<span class=\"_ _0\"></span>n de l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re applic<span class=\"_ _0\"></span>ation des no<span class=\"_ _0\"></span>rmes </span></span></div>\n<div class=\"t m0 x22d h62 y950 ff7a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 &amp; IFRS 1<span class=\"_ _0\"></span>7 <span class=\"wse8\">au<span class=\"ls0 ws0\"> 1</span></span></div>\n<div class=\"t m0 x18f h76 y888 ff7a fs4a fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x174 h62 y889 ff7a fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya7e ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Toutes l<span class=\"_ _0\"></span>es fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ont<span class=\"_ _0\"></span> mat\u00e9ri<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span> finali<span class=\"_ _0\"></span>s\u00e9 leur<span class=\"_ _0\"></span> bilan</div>\n<div class=\"t m0 x6 h62 ya7f ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'ouvert<span class=\"_ _0\"></span>ure <span class=\"lsf7 wseb\">sous<span class=\"ls0 ws0\"> l<span class=\"_ _3\"></span><span class=\"lsde wsea\">es</span> <span class=\"lsde wsea\">norme<span class=\"_ _3\"></span></span>s <span class=\"lsf0 ws10c\">IFRS <span class=\"_ _3\"></span>9 et <span class=\"lsf3\">IFRS<span class=\"_ _3\"></span> </span></span></span></span><span class=\"wse9\">17 au 1</span></div>\n<div class=\"t m0 x102 h76 ya80 ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x136 h62 ya81 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2022 et </span></div>\n<div class=\"t m0 x6 h62 ya82 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectuent des<span class=\"_ _3\"></span> cl\u00f4tures parall\u00e8l<span class=\"_ _3\"></span>es pour l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble <span class=\"lsde wsea\">2022<span class=\"lsfe ws111\">. Alors </span></span></span></div>\n<div class=\"t m0 x6 h62 ya83 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que les <span class=\"_ _3\"></span>pr\u00e9paratifs d<span class=\"_ _3\"></span>e mise en \u0153<span class=\"_ _3\"></span><span class=\"lsdc wse9\">uvre au sei<span class=\"_ _0\"></span>n des <span class=\"wse8\">entrep<span class=\"_ _0\"></span>rises<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">associ\u00e9es </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya84 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">asiatiq<span class=\"_ _0\"></span>ues et turq<span class=\"_ _0\"></span>ues d'Age<span class=\"_ _0\"></span>as ont com<span class=\"_ _0\"></span>menc\u00e9 pl<span class=\"_ _0\"></span>us tard (conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 ya85 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9glem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on locale<span class=\"_ _0\"></span>), les entre<span class=\"_ _0\"></span>prises ass<span class=\"_ _0\"></span>oci\u00e9e<span class=\"_ _0\"></span>s les plus</div>\n<div class=\"t m0 x6 h62 ya86 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catives pr<span class=\"_ _0\"></span>ogress<span class=\"_ _0\"></span>ent bien p<span class=\"_ _0\"></span>our se conf<span class=\"_ _0\"></span>ormer \u00e0 la d<span class=\"_ _0\"></span>ate effect<span class=\"_ _0\"></span>ive du</div>\n<div class=\"t m0 x6 h62 ya87 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">1</div>\n<div class=\"t m0 x5d h76 ya88 ff7a fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x235 h62 ya89 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws12d\">janvier<span class=\"_ _3\"></span> 2<span class=\"lsde wsea\">023.</span></span> </div>\n<div class=\"t m0 x6 h62 ya8a ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8b ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 une att<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>n particuli<span class=\"_ _0\"></span>\u00e8re aux ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns <span class=\"lsde wsfa\">en mati\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 ya8c ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation <span class=\"wseb\">d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion de la <span class=\"_ _0\"></span>norme I<span class=\"_ _0\"></span>AS 8 <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsde wsfa\">M\u00e9thodes comptabl<span class=\"_ _3\"></span>es, </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya8d ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents d'es<span class=\"_ _0\"></span>timati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>ables et er<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> (<span class=\"lsde wseb\">de f<span class=\"_ _3\"></span>ournir des<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya8e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions con<span class=\"_ _0\"></span>nues ou rai<span class=\"_ _0\"></span>sonnab<span class=\"_ _0\"></span>lement est<span class=\"_ _0\"></span>imabl<span class=\"_ _0\"></span>es pour \u00e9val<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x6 h62 ya8f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'impact<span class=\"_ _0\"></span> possibl<span class=\"_ _0\"></span>e que <span class=\"wseb\">la pr<span class=\"_ _0\"></span>emi\u00e8re <span class=\"lsde\">application d<span class=\"ls0 ws0\">\u2019</span></span>une nouvel<span class=\"_ _0\"></span>le norme I<span class=\"_ _0\"></span>FRS </span></div>\n<div class=\"t m0 x6 h62 ya90 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aura sur<span class=\"_ _0\"></span> les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de <span class=\"_ _0\"></span>l'entit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de pre<span class=\"_ _0\"></span>mi\u00e8re</div>\n<div class=\"t m0 x6 h62 ya91 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">application<span class=\"lsdc wse9\">) et \u00e0 la d\u00e9claration p<span class=\"_ _0\"></span>u<span class=\"lsde wseb\">blique de l<span class=\"_ _3\"></span>\u2019autorit\u00e9 eur<span class=\"_ _3\"></span>op\u00e9enne de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya92 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">march\u00e9s financ<span class=\"_ _3\"></span>iers (ESMA) concernan<span class=\"_ _3\"></span>t <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsdc wse9\">La transparen<span class=\"_ _0\"></span>ce dans la mis<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 ya93 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en \u0153uvre de la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>7 contra<span class=\"_ _0\"></span>ts d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span><span class=\"lsf0 ws104\">, </span>c</span>ompte tenu de</div>\n<div class=\"t m0 x6 h62 ya94 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9tat d'<span class=\"_ _0\"></span>avancem<span class=\"_ _0\"></span>ent de la mise en \u0153<span class=\"_ _0\"></span>uvre au se<span class=\"_ _0\"></span>in de ses filia<span class=\"_ _0\"></span>les et <span class=\"lsf7 wseb\">ses </span></div>\n<div class=\"t m0 x6 h62 ya95 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises a<span class=\"lsf7 wseb\">ssoci\u00e9es<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya96 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya97 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les paragraphe<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _3\"></span> clarifient<span class=\"_ _3\"></span> l'impact de<span class=\"_ _3\"></span> la premi\u00e8re<span class=\"_ _3\"></span> applicat<span class=\"_ _3\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 ya98 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 et 17 pa<span class=\"_ _0\"></span>r les fi<span class=\"_ _0\"></span>liales <span class=\"_ _0\"></span>d'Ageas<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> </span></div>\n<div class=\"t m0 x6 h62 ya99 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire au 1</span></span></div>\n<div class=\"t m0 x1d h76 ya9a ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xa6 h62 ya9b ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya9c ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Bien qu'<span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>econnai<span class=\"_ _0\"></span>sse qu<span class=\"ls0 ws0\">e </span><span class=\"wse9\">la pr\u00e9s<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n d'info<span class=\"_ _0\"></span>rmatio<span class=\"lsdd\">ns </span></span></div>\n<div class=\"t m0 x6 h62 ya9e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de se<span class=\"_ _0\"></span>s filiales<span class=\"_ _0\"></span> ne donne qu'<span class=\"_ _0\"></span>une vue pa<span class=\"_ _0\"></span>rtielle de l'<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya9f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 estim\u00e9 d<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">la premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>des normes I<span class=\"_ _0\"></span>FRS 9 et 17,</div>\n<div class=\"t m0 x6 h62 yaa0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a conc<span class=\"_ _0\"></span>lu que la pr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ion d'info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>ns quanti<span class=\"_ _0\"></span>tatives<span class=\"_ _0\"></span> <span class=\"lsde wsea\">de<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">se<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span> ne ser<span class=\"_ _0\"></span>ait <span class=\"lsde wsea\">actuellement </span><span class=\"wse9\">pas conforme a<span class=\"_ _0\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 yaa2 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">en mati<span class=\"_ _0\"></span>\u00e8re de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion d\u2019inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ion sou<span class=\"_ _0\"></span>s la norm<span class=\"_ _0\"></span>e <span class=\"lsf8 ws111\">IAS </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">8. Ageas a l'i<span class=\"_ _0\"></span>ntenti<span class=\"_ _0\"></span>on de pr\u00e9se<span class=\"_ _0\"></span>nter l'imp<span class=\"_ _0\"></span>act de <span class=\"lsde wseb\">la premi\u00e8re appli<span class=\"_ _3\"></span>cation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yaa4 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 e<span class=\"lsf0 ws0\">t IFRS <span class=\"lsde wsea\">17 <span class=\"wsfa\">\u00e0 la date de</span></span><span class=\"ls0\"> <span class=\"ls109 ws129\">la</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">transition<span class=\"_ _3\"></span> </span></span></span>au sein de s<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yaa5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> et de ses en<span class=\"lsde wsfa\">treprises associ\u00e9es lors d'un<span class=\"_ _3\"></span>e pr\u00e9sentation s\u00e9<span class=\"_ _3\"></span>par\u00e9e </span></div>\n<div class=\"t m0 x6 h62 yaa6 ff7a fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mi<span class=\"ls0 ws0\">- <span class=\"lsde wsea\">2023 <span class=\"_ _3\"></span><span class=\"wsfa\">organis\u00e9e par<span class=\"_ _3\"></span> le d\u00e9partement rel<span class=\"_ _3\"></span>ation</span></span>s <span class=\"_ _3\"></span><span class=\"lsdd ws12a\">avec les investisseurs.</span> </span></div>\n<div class=\"t m0 x6 h62 yaa7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaa8 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas ne p<span class=\"_ _3\"></span>r\u00e9sente \u00e9gal<span class=\"_ _3\"></span>ement pas<span class=\"_ _3\"></span> d<span class=\"wsea\">es <span class=\"lsdc wse9\">estimatio<span class=\"_ _0\"></span>ns des impac<span class=\"_ _0\"></span>ts au 30 </span></span></div>\n<div class=\"t m0 x1a h62 yaa9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2022 o<span class=\"_ _0\"></span>u au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, co<span class=\"_ _0\"></span>mme ces est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns ne sont</div>\n<div class=\"t m0 x1a h62 yaaa ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsde wseb\">ctuelleme<span class=\"_ _3\"></span>nt pas enco<span class=\"_ _3\"></span>re connues<span class=\"_ _3\"></span> ou raisonnab<span class=\"_ _3\"></span>lement <span class=\"lsfe ws11a\">fiable<span class=\"_ _3\"></span>s</span>. Les </span></div>\n<div class=\"t m0 x1a h62 yaab ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts s<span class=\"_ _0\"></span>ur l\u2019\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et su<span class=\"_ _0\"></span>r le compte de</div>\n<div class=\"t m0 x1a h62 yaac ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at consoli<span class=\"_ _0\"></span>d\u00e9 \u00e0 ces dates s<span class=\"_ _0\"></span>eront pr<span class=\"_ _0\"></span>\u00e9sent\u00e9s<span class=\"_ _0\"></span> dans les \u00e9t<span class=\"_ _0\"></span>ats financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x1a h62 yaad ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span> ou les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s de <span class=\"lsde wseb\">l\u2019exercice comptable<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaae ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaaf ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En compar<span class=\"_ _0\"></span>aison aux<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s comptab<span class=\"_ _0\"></span>ilis\u00e9s dan<span class=\"_ _0\"></span>s l'\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la</div>\n<div class=\"t m0 x1a h62 yab1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> d\u2019Ageas a<span class=\"_ _0\"></span>u 1er ja<span class=\"_ _0\"></span>nvier 20<span class=\"_ _0\"></span>22 suiva<span class=\"_ _0\"></span>nt les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>AS</div>\n<div class=\"t m0 x1a h62 yab2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39 et IFRS 4, la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e applicat<span class=\"_ _0\"></span>ion des no<span class=\"_ _0\"></span>rmes IFRS 9 et<span class=\"_ _0\"></span> IFRS 17 au</div>\n<div class=\"t m0 x1a h62 yab3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sein des fil<span class=\"_ _0\"></span>iales d'A<span class=\"_ _0\"></span>geas a entra\u00ee<span class=\"_ _0\"></span>n\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yab4 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des actifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yab5 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab6 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une diminution du t<span class=\"_ _0\"></span>otal<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des capitaux p<span class=\"_ _3\"></span>ropres.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les impac<span class=\"_ _0\"></span>ts les plus im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>es de la prem<span class=\"_ _0\"></span>i\u00e8re appl<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es normes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yab9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 et IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">sur l\u2019\u00e9tat consolid<span class=\"_ _3\"></span>\u00e9 de la situati<span class=\"_ _3\"></span>on financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas </span></div>\n<div class=\"t m0 x1a h62 yaba ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x6a h76 yabb ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21a h62 yabc ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 (\u00e9galemen<span class=\"_ _3\"></span>t appel\u00e9 </span><span class=\"ff7d\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">l\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re </span></div>\n<div class=\"t m0 x1a h62 yabd ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ouvert<span class=\"_ _0\"></span>ure<span class=\"ff7d ls0 ws0\"> \u00bb</span><span class=\"wseb\">) sont cl<span class=\"_ _0\"></span>arifi\u00e9s c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x1a h7e yabe ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les ac<span class=\"_ _0\"></span>tifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yabf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n du total des ac<span class=\"_ _0\"></span>tifs est pr<span class=\"_ _0\"></span>incip<span class=\"lsde wsfa\">alement li\u00e9e \u00e0 l'application </span></div>\n<div class=\"t m0 x1a h62 yac0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dispos<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> dans la norm<span class=\"_ _0\"></span>e IFRS 9 sur l<span class=\"wseb\">e cl<span class=\"_ _0\"></span>assemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span>et l'\u00e9va<span class=\"_ _0\"></span>luation.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yac1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par rappo<span class=\"_ _0\"></span>rt \u00e0 la norme IA<span class=\"_ _0\"></span>S 39, une plus<span class=\"_ _0\"></span> grande part<span class=\"_ _0\"></span>ie des</div>\n<div class=\"t m0 x1a h62 yac2 ff7a fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">\u00e9valu\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 yac3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yac4 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yac5 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En app<span class=\"wseb\">liquant <span class=\"_ _3\"></span>la norme <span class=\"_ _3\"></span>IAS 39, Ageas<span class=\"_ _3\"></span> classifiai<span class=\"_ _3\"></span>t une part<span class=\"_ _3\"></span>ie de se<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yac6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d\u2019emp<span class=\"_ _0\"></span>runt com<span class=\"_ _0\"></span>me <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span><span class=\"wse8\">d\u00e9tenus </span></div>\n<div class=\"t m0 x1a h62 yac7 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu'<span class=\"_ _0\"></span>\u00e0 leur \u00e9ch\u00e9<span class=\"_ _0\"></span>ance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"wseb\">ou comme <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span></span>pr\u00eats et cr<span class=\"_ _0\"></span>\u00e9ances<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> <span class=\"lsde wseb\">et \u00e9valuait <span class=\"_ _3\"></span>ces </span></span></div>\n<div class=\"t m0 x1a h62 yac8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s par cons\u00e9<span class=\"_ _0\"></span>quent au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i. <span class=\"lsde wsfa\">Par suite de l</span><span class=\"wse8\">a </span></div>\n<div class=\"t m0 x1a h62 yac9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de l\u2019an<span class=\"_ _0\"></span>alyse du mod<span class=\"_ _0\"></span>\u00e8le \u00e9cono<span class=\"_ _0\"></span>mique da<span class=\"_ _0\"></span>ns lequel <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 yaca ff7a fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">investissements sont<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9r\u00e9</span>s <span class=\"_ _3\"></span>s<span class=\"lsde wsea\">ous</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">la norm<span class=\"_ _0\"></span>e IFRS 9<span class=\"_ _0\"></span>, et par<span class=\"_ _0\"></span>ce que ces </span></span></div>\n<div class=\"t m0 x1a h62 yacb ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s satisf<span class=\"_ _0\"></span>ont au crit\u00e8<span class=\"_ _0\"></span>re de <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span>rembourse<span class=\"_ _0\"></span>ment de princ<span class=\"_ _0\"></span>ipal et</div>\n<div class=\"t m0 x1a h62 yacc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des verse<span class=\"_ _0\"></span>ments d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eats s<span class=\"_ _0\"></span>ur le princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span></span>, une grande p<span class=\"_ _0\"></span>artie de ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yacd ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est \u00e9v<span class=\"_ _0\"></span>alu\u00e9e \u00e0 la<span class=\"_ _0\"></span> juste<span class=\"_ _0\"></span> valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x1a h62 yace ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal <span class=\"lsf7\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 9. \u00c0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yacf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, le gai<span class=\"_ _0\"></span>n ou la perte no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9 <span class=\"lsde wsea\">cumul\u00e9 </span>depuis l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span></div>\n<div class=\"t m0 x1a h62 yad0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"lsdd ws12a\">ial<span class=\"_ _0\"></span>e de ces investissements <span class=\"lsdc wse9\">a \u00e9t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">comptabilis\u00e9 dans </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yad1 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat<span class=\"_ _3\"></span> global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yad2 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yad3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie d<span class=\"_ _0\"></span>es invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents <span class=\"wse8\">par </span>Age<span class=\"_ _0\"></span>as dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 yad4 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019emprunt<span class=\"lsdc wse9\">, principalem<span class=\"_ _0\"></span>ent des inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments dan<span class=\"_ _0\"></span>s des fonds </span></div>\n<div class=\"t m0 x1a h62 yad5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt non cot<span class=\"_ _0\"></span>\u00e9s ou des fond<span class=\"_ _0\"></span>s <span class=\"lsde wseb\">cot\u00e9s en<span class=\"_ _3\"></span> bourse</span>, ne satisfont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yad6 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas au <span class=\"wseb\">crit\u00e8re d<span class=\"_ _3\"></span>e <span class=\"ff7d ls0 ws0\">\u00ab <span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">rembours<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>e princip<span class=\"_ _0\"></span>al et \u00e0 des vers<span class=\"_ _0\"></span>ements </span></span></div>\n<div class=\"t m0 x1a h62 yad7 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sur l<span class=\"_ _0\"></span>e princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"lsde\">sous l<span class=\"_ _3\"></span>a norme IFRS<span class=\"_ _3\"></span> 9. <span class=\"wsfa\">\u00c0 la da<span class=\"_ _3\"></span>te de <span class=\"ls109 ws129\">la </span></span></span></div>\n<div class=\"t m0 x1a h62 yad8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">a </span></div>\n<div class=\"t m0 xa1 h62 yad9 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">reclassifi\u00e9<span class=\"_ _3\"></span> et r\u00e9\u00e9valu\u00e9<span class=\"_ _3\"></span> <span class=\"lsf7\">ces </span></span></div>\n<div class=\"t m0 x1a h62 yada ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s \u00e0 la juste <span class=\"lsde wsfa\">valeur par le biais du </span>r\u00e9sultat net<span class=\"_ _0\"></span><span class=\"lsde wseb\">, alors que<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yadb ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ces inve<span class=\"_ _0\"></span>stisse<span class=\"_ _0\"></span>ments \u00e9t<span class=\"_ _0\"></span>aient \u00e9v<span class=\"_ _0\"></span>alu\u00e9s a<span class=\"_ _0\"></span>u co\u00fbt am<span class=\"_ _0\"></span>orti ou \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 yadc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat g<span class=\"_ _0\"></span>lobal <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IAS </span></div>\n<div class=\"t m0 x1a h62 yadd ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39. En outr<span class=\"_ _0\"></span>e, Ageas a d\u00e9s<span class=\"_ _0\"></span>ign\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> <span class=\"lsde wsfa\">tran<span class=\"_ _3\"></span>sition certains<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yade ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">i<span class=\"lsdc wse9\">nvestisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns des instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> <span class=\"lsde wsea\">d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"wsfa\">, qui couvrent des<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yadf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> <span class=\"lsf3 ws10c\">comme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">\u00e9valu\u00e9<span class=\"lsde wsea\">es<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">\u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par l<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 yae0 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais du<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9sultat net</span></span><span class=\"wseb\">, car cette d\u00e9<span class=\"_ _3\"></span>signation r\u00e9du<span class=\"_ _3\"></span>it les in<span class=\"_ _3\"></span>coh\u00e9rences </span></div>\n<div class=\"t m0 x1a h62 yae1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'\u00e9val<span class=\"_ _0\"></span>uation ou les<span class=\"_ _0\"></span> asym\u00e9tr<span class=\"_ _0\"></span>ies compt<span class=\"_ _0\"></span>ables avec<span class=\"_ _0\"></span> l'\u00e9val<span class=\"lsde wseb\">uation des passifs </span></div>\n<div class=\"t m0 x1a h62 yae2 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondants<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce ou <span class=\"lsde wsfa\">des contrats </span></div>\n<div class=\"t m0 x1a h62 yae3 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de </span><span class=\"ff81\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit attendu<span class=\"_ _3\"></span>es</span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dans<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IFR<span class=\"_ _0\"></span>S 9 <span class=\"wse9\">a entra\u00ee<span class=\"_ _0\"></span>n\u00e9e, \u00e0 la dat<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion, <span class=\"ls109 ws129\">la<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d'une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> de cr\u00e9dit<span class=\"_ _0\"></span> attendues<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y93e ff7f fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents d<span class=\"wseb\">\u2019em<span class=\"_ _0\"></span>prunt q<span class=\"_ _0\"></span>ui est </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9g\u00e8re<span class=\"_ _0\"></span>ment sup\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour pert<span class=\"_ _0\"></span>es subies qu<span class=\"_ _0\"></span>\u2019Ageas a<span class=\"lsf7 wseb\">vait<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">les m\u00eames instr<span class=\"_ _0\"></span>uments s<span class=\"_ _0\"></span>ous la norme<span class=\"_ _0\"></span> IAS 39. Cela </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coule d<span class=\"_ _0\"></span>u fait que la maj<span class=\"_ _0\"></span>orit\u00e9 des<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> <span class=\"wse8\">par <span class=\"lsde wseb\">Ageas dans d<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents d\u2019e<span class=\"_ _0\"></span>mprunt ont<span class=\"_ _0\"></span> une notati<span class=\"_ _0\"></span>on <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> </span></span><span class=\"wseb\">ayant vale<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x6 h62 y943 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsdd wse9\">(c'est</span>-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsfe ws11a\">dire<span class=\"_ _3\"></span></span>, <span class=\"lsde wsfa\">qu<span class=\"_ _3\"></span>'ils ont une notation<span class=\"_ _3\"></span> de risque de </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit de <span class=\"lsde wseb\">Baa3 ou BBB<span class=\"ls0 ws0\">- </span></span>ou sup\u00e9rieure) et n<span class=\"_ _0\"></span>e se caract\u00e9<span class=\"_ _0\"></span>risent do<span class=\"_ _0\"></span>nc pas</div>\n<div class=\"t m0 x6 h62 y945 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on signifi<span class=\"_ _0\"></span>cative du ri<span class=\"_ _0\"></span>sque de cr<span class=\"_ _0\"></span>\u00e9dit depu<span class=\"_ _0\"></span>is leur dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y946 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse8\">dire</span>,<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">class\u00e9s e<span class=\"_ _0\"></span>n Etage 1). Po<span class=\"_ _0\"></span>ur ces </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, Ageas co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>ise une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y9ee ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> des pert<span class=\"_ _0\"></span>es de c<span class=\"_ _0\"></span>r\u00e9dit att<span class=\"_ _0\"></span>endues <span class=\"_ _0\"></span>pour les <span class=\"_ _0\"></span>12 moi<span class=\"_ _0\"></span>s \u00e0 venir.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> norme<span class=\"ls0 ws0\"> </span><span class=\"wseb\">IAS<span class=\"_ _3\"></span> 39, Ageas <span class=\"lsdd wse9\">clas<span class=\"_ _3\"></span>sifiait<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">la plus gra<span class=\"_ _0\"></span>nde parti<span class=\"_ _0\"></span>e de </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ses investisseme<span class=\"_ _3\"></span>nts en instrumen<span class=\"_ _3\"></span>ts de capitaux prop<span class=\"_ _3\"></span>res <span class=\"lsf3 ws10c\">comme </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff81 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles \u00e0 <span class=\"_ _3\"></span>la vente<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff7f\"> <span class=\"lsdc wse8\">et</span> <span class=\"lsdc wse9\">\u00e9valuait c<span class=\"lsdd ws11a\">es investissements</span></span> <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ent \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur pa<span class=\"_ _0\"></span>r le biais<span class=\"_ _0\"></span> des aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments d<span class=\"_ _0\"></span>u r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global. E<span class=\"_ _0\"></span>n <span class=\"lsde wsea\">appliquant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>la norme IFR<span class=\"_ _0\"></span>S 9, Ageas a d<span class=\"_ _0\"></span>\u00e9cid\u00e9 de cont<span class=\"_ _0\"></span>inuer \u00e0</div>\n<div class=\"t m0 x6 h62 y9f5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuer l<span class=\"_ _0\"></span>a plus grand<span class=\"_ _0\"></span>e partie de s<span class=\"_ _0\"></span>es investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nts en instr<span class=\"_ _0\"></span>uments d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f6 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres \u00e0 la j<span class=\"_ _0\"></span>uste valeu<span class=\"_ _0\"></span>r par le biais<span class=\"_ _0\"></span> des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ments<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y9f7 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat glo<span class=\"_ _3\"></span>bal, en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>e choix i<span class=\"_ _3\"></span>rr\u00e9vocable<span class=\"ls0 ws0\"> </span>dan<span class=\"_ _3\"></span>s la nor<span class=\"_ _3\"></span>me IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ult<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>res de l<span class=\"ls0 ws0\">a </span><span class=\"wseb\">juste va<span class=\"_ _0\"></span>leur de c<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es dans le<span class=\"wsfa\">s<span class=\"_ _3\"></span> autre<span class=\"lsdd wse9\">s </span></span></div>\n<div class=\"t m0 x6 h62 y9fa ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y9fb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fc ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9tant donn\u00e9<span class=\"_ _3\"></span> que les in<span class=\"_ _3\"></span>vestissemen<span class=\"_ _3\"></span>ts dans des i<span class=\"_ _3\"></span>nstruments d<span class=\"_ _3\"></span>e capitau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y9fd ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres son<span class=\"_ _3\"></span>t hors du<span class=\"_ _3\"></span> champ d'appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff7f\"> </span></span><span class=\"wsea\">perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span>de </span></div>\n<div class=\"t m0 x6 h62 y9fe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit att<span class=\"_ _3\"></span>endue<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"ff81\">\u00bb</span> <span class=\"lsdc wse8\">dans</span> </span><span class=\"lsdc\">la norme I<span class=\"_ _0\"></span>FRS 9<span class=\"ls0 ws0\">, </span><span class=\"lsde\">et que <span class=\"_ _3\"></span><span class=\"lsdd ws11a\">les dispositions de </span><span class=\"wsea\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 9 doi<span class=\"wse8\">vent<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00eatre appliqu\u00e9e</span>s </span></span>de mani\u00e8re r\u00e9tros<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>e, le</div>\n<div class=\"t m0 x6 h62 ya00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al impact d<span class=\"_ _0\"></span>e la transit<span class=\"_ _0\"></span>ion conc<span class=\"_ _0\"></span>erne la d\u00e9c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h62 ya01 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">correct<span class=\"_ _0\"></span>ions de val<span class=\"_ _0\"></span>eur pour pert<span class=\"_ _0\"></span>es subi<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">qu'Ageas avai<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span>comptab<span class=\"_ _3\"></span>ilis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ya02 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ces investissements </span></span>sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IAS 39. <span class=\"lsdc wse9\">A la date de <span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff7f fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">tra<span class=\"ws0\">nsition, c<span class=\"lsdc wse9\">ela a eu un imp<span class=\"_ _0\"></span>act positif<span class=\"_ _0\"></span> sur le total de<span class=\"_ _0\"></span>s capita<span class=\"_ _0\"></span>ux propr<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 ya04 ff7f fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> 0<span class=\"_ _3\"></span>,<span class=\"lsfe ws111\">3 m<span class=\"_ _3\"></span>illiards<span class=\"lsde wsea\">).</span></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya06 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">la norme IAS<span class=\"_ _0\"></span> 39, les <span class=\"_ _0\"></span>pr\u00eats aux<span class=\"_ _0\"></span> titul<span class=\"_ _0\"></span>aires d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance </span></span></div>\n<div class=\"t m0 x6 h62 ya07 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9taient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s <span class=\"_ _0\"></span>en actifs<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers. C<span class=\"_ _0\"></span>onfor<span class=\"_ _0\"></span>m\u00e9ment au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 ya08 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la nor<span class=\"_ _0\"></span>me IFRS 17, A<span class=\"_ _0\"></span>geas a inclu<span class=\"_ _0\"></span>s les pr\u00eats <span class=\"lsde wsfa\">aux titulaires </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans l'\u00e9valuation des pa<span class=\"_ _3\"></span>ssifs des contra<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wse9\">de la norme IFRS 17 a ent<span class=\"_ _0\"></span>ra\u00een\u00e9 la </span></div>\n<div class=\"t m0 x6 h62 ya0d ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion de tous les mon<span class=\"_ _3\"></span>tants comptab<span class=\"lsfe ws11a\">ilis<span class=\"_ _3\"></span>\u00e9s </span><span class=\"wseb\">sous <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 4 pour l<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>d'acquisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s et la val<span class=\"_ _0\"></span>eur <span class=\"wseb\">d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n des </span></div>\n<div class=\"t m0 x6 h62 ya0f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya10 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse9\">Les montants relat<span class=\"_ _0\"></span>ifs aux f<span class=\"_ _0\"></span>rais d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9s<span class=\"_ _0\"></span> (EUR<span class=\"ls0 ws0\"> 0,<span class=\"lsf8 ws111\">.4 </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff7f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">milliard<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">) ont \u00e9t\u00e9 d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la date d<span class=\"_ _0\"></span>e <span class=\"lsfe ws11a\">la </span><span class=\"wseb\">transition, r<span class=\"_ _0\"></span>efl\u00e9ta<span class=\"_ _0\"></span>n<span class=\"lsf0 ws104\">t </span></span></span></div>\n<div class=\"t m0 x5c h62 ya12 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le choix<span class=\"_ _0\"></span> de princ<span class=\"_ _0\"></span>ipe com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>'Ageas <span class=\"_ _0\"></span>de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>er en ch<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x5c h62 ya13 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition au mom<span class=\"_ _0\"></span>ent qu\u2019A<span class=\"_ _0\"></span>geas enga<span class=\"_ _0\"></span>ge ces frais<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour </span></span></div>\n<div class=\"t m0 x5c h62 ya14 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"wseb\">vie \u00e9valu<span class=\"_ _0\"></span>\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a r\u00e9part<span class=\"_ _0\"></span>ition </span></div>\n<div class=\"t m0 x5c h62 ya15 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des primes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wseb\">Les montants r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s \u00e0 <span class=\"wse9\">la val<span class=\"_ _0\"></span>eur d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n des portef<span class=\"_ _0\"></span>euilles </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b4 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">(EUR</span> 0,<span class=\"_ _3\"></span></span><span class=\"wse9\">0 millia<span class=\"_ _0\"></span>rds) ont \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> car ils sont </span></div>\n<div class=\"t m0 x6a h62 y9b5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inclus da<span class=\"_ _0\"></span>ns l'\u00e9val<span class=\"_ _0\"></span>uation des p<span class=\"_ _0\"></span>assifs d<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e yae7 ff83 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les p<span class=\"_ _0\"></span>assifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wseb\">de la norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9 n\u2019a pas entrain\u00e9<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a h62 yae9 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reclassement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des passi<span class=\"_ _3\"></span>fs financier<span class=\"_ _3\"></span>s d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaea ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des passi<span class=\"_ _0\"></span>fs <span class=\"lsf8 ws111\">tota</span><span class=\"wse8\">ux<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est principal<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9e \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 ya5e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, <span class=\"wse8\">des </span>co<span class=\"_ _0\"></span>ntrats de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et</div>\n<div class=\"t m0 x1a h62 ya5f ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, en </span></div>\n<div class=\"t m0 x1a h62 ya60 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant les d<span class=\"_ _0\"></span>isposi<span class=\"_ _0\"></span>tions d<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation bas<span class=\"_ _0\"></span>\u00e9es su<span class=\"_ _0\"></span>r la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x1a h62 ya61 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inclut <span class=\"lsde wsfa\">dans la norme IFRS 17.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> a identif<span class=\"_ _0\"></span>i\u00e9, compt<span class=\"_ _0\"></span>abilis\u00e9 et<span class=\"_ _0\"></span> mesur\u00e9</div>\n<div class=\"t m0 x1a h62 yaeb ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque grou<span class=\"_ _3\"></span>pe de contra<span class=\"_ _3\"></span>ts d\u2019assurance<span class=\"_ _3\"></span>, de con<span class=\"_ _3\"></span>trats d<span class=\"lsdc wse9\">e r\u00e9assuranc<span class=\"_ _0\"></span>e et </span></div>\n<div class=\"t m0 x1a h62 yaec ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de <span class=\"lsde wseb\">contrats d\u2019i<span class=\"_ _3\"></span>nvestissement a<span class=\"_ _3\"></span>vec partic<span class=\"_ _3\"></span>ipation di<span class=\"_ _3\"></span>scr\u00e9tionnaire de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaed ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re r\u00e9tros<span class=\"_ _3\"></span>pective<span class=\"ls0 ws0\"> </span><span class=\"wsea\">(\u00e9g<span class=\"_ _3\"></span>alement<span class=\"ls0 ws0\"> </span>appe<span class=\"_ _3\"></span>l\u00e9 <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"_ _3\"></span></span></span>l\u2019approche<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">enti\u00e8rem<span class=\"_ _0\"></span>ent </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span>)</span><span class=\"wseb\">, comm<span class=\"_ _0\"></span>e si les <span class=\"wse8\">dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">dans la norme<span class=\"_ _3\"></span> <span class=\"lsf9 ws121\">IFRS 1<span class=\"_ _3\"></span>7 </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaef ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s'appliquaien<span class=\"_ _3\"></span>t \u00e0 ces groupes de<span class=\"_ _3\"></span> contrats <span class=\"wsea\">depuis <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la date de <span class=\"wse8\">leur </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale. C<span class=\"_ _0\"></span>ela comp<span class=\"_ _0\"></span>rend l'<span class=\"_ _0\"></span>identif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n, l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n et la</div>\n<div class=\"t m0 x1a h62 yaf1 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de tous les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(actifs li<span class=\"_ _0\"></span>\u00e9s aux)<span class=\"ls0 ws0\"> </span>flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie li\u00e9s aux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yaf2 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">frais <span class=\"lsdc wse8\">d'acquisiti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf3 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans cert<span class=\"_ _0\"></span>aines sit<span class=\"_ _0\"></span>uations,<span class=\"_ _0\"></span> Ageas n'a p<span class=\"_ _0\"></span>as \u00e9t\u00e9 en mes<span class=\"_ _0\"></span>ure d'\u00e9<span class=\"lsde wsea\">valuer un<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf5 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la </span><span class=\"lsde\">transition en app<span class=\"_ _3\"></span>liquant </span></div>\n<div class=\"t m0 x1a h62 yaf6 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'approche <span class=\"_ _3\"></span><span class=\"lsdc wse8\">enti\u00e8re<span class=\"_ _0\"></span>ment <span class=\"wseb\">r\u00e9tr<span class=\"_ _0\"></span>ospecti<span class=\"_ _0\"></span>ve. Ce fut<span class=\"_ _0\"></span> le cas a<span class=\"_ _0\"></span>lors que<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"lsdc wse9\">de comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">existants d'Age<span class=\"_ _3\"></span>as sur les flux de<span class=\"_ _3\"></span> tr\u00e9sorerie histori<span class=\"_ _3\"></span>ques <span class=\"wsea\">\u00e9taient<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 yaf9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">bas\u00e9es sur<span class=\"_ _3\"></span> des hypo<span class=\"_ _3\"></span>th\u00e8ses \u00e9labor\u00e9es <span class=\"_ _3\"></span>a posteriori<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yafa ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse8\">Certaines <span class=\"lsde wsfa\">informations raiso<span class=\"_ _3\"></span>nnables et justi<span class=\"_ _3\"></span>fiables sur les flux<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>historiques n<span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u2019\u00e9taie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">pas disponibles dans les syst\u00e8mes </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de co<span class=\"lsde wsea\">mptabilisation <span class=\"_ _3\"></span><span class=\"wsfa\">existants d'Ageas,<span class=\"_ _3\"></span> ou uniquement dis<span class=\"_ _3\"></span>ponibles \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 y9d4 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un niveau<span class=\"_ _3\"></span> d'agr\u00e9gation<span class=\"_ _3\"></span> sup\u00e9rieur o<span class=\"_ _3\"></span>u diff\u00e9rent<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9d5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions rel<span class=\"_ _0\"></span>atives au ni<span class=\"_ _0\"></span>veau de re<span class=\"_ _0\"></span>groupem<span class=\"_ _0\"></span>ent sous la no<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x6a h62 y9d6 ff7f fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y9d7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"wseb\">de compta<span class=\"_ _3\"></span>bilis<span class=\"lsdc wse8\">ation </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d8 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">existants ne<span class=\"_ _3\"></span> permett<span class=\"lsdc wse8\">aient<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">pas \u00e0 Ageas d<span class=\"_ _3\"></span>'<span class=\"lsf8 ws111\">esti<span class=\"_ _3\"></span>mer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>correctement l<span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x6a h62 y9d9 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>on de la m<span class=\"_ _0\"></span>arge su<span class=\"_ _0\"></span>r serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els a<span class=\"wse9\">vant<span class=\"_ _0\"></span> la date de </span></div>\n<div class=\"t m0 x6a h62 y9da ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on. Ces <span class=\"_ _0\"></span><span class=\"lsde wsea\">variations<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ont un impac<span class=\"_ _0\"></span>t sur la <span class=\"lsde wsfa\">marge sur services </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9db ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e transi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9dd ff7f fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Dans ces <span class=\"lsf8 ws111\">situa<span class=\"_ _3\"></span>t<span class=\"lsde wsea\">ions<span class=\"lsdc wse9\">, ces groupes d<span class=\"_ _0\"></span>e contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y9de ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la date de la trans<span class=\"_ _0\"></span>ition en a<span class=\"_ _0\"></span>ppliquant<span class=\"_ _0\"></span> <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wsea\">l\u2019ap<span class=\"_ _3\"></span>proche </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9df ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective m<span class=\"_ _0\"></span>odifi\u00e9e</div>\n<div class=\"t m0 x266 h62 yafb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsde wsea\">ou<span class=\"_ _3\"></span> </span><span class=\"ff81\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">l\u2019approche</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">fond\u00e9e sur <span class=\"wseb\">la j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span></span></span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x1a h62 yafc ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(voir ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">des<span class=\"_ _3\"></span>sous)<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. L'object<span class=\"_ _0\"></span>if de ces de<span class=\"_ _0\"></span>ux approc<span class=\"_ _0\"></span>hes alter<span class=\"_ _0\"></span>natives </span></span></span></div>\n<div class=\"t m0 x1a h62 yafd ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse8\">\u2019\u00e9valuat<span class=\"lsfe ws11a\">ion</span></span> <span class=\"lsdc wse9\">de la trans<span class=\"_ _0\"></span>ition es<span class=\"_ _0\"></span>t d'obte<span class=\"_ _0\"></span>nir le r\u00e9sult<span class=\"_ _0\"></span>at le plus<span class=\"_ _0\"></span> proche </span></div>\n<div class=\"t m0 x1a h62 yafe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible de<span class=\"_ _3\"></span> l'approche<span class=\"_ _3\"></span> <span class=\"wsea\">enti\u00e8rement<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">r\u00e9trospec<span class=\"_ _0\"></span>tive, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt des </span></span></div>\n<div class=\"t m0 x1a h62 yaff ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>aisonna<span class=\"_ _0\"></span>bles et <span class=\"_ _0\"></span>justifi<span class=\"_ _0\"></span>ables q<span class=\"_ _0\"></span>ui sont <span class=\"_ _0\"></span>disponi<span class=\"_ _0\"></span>bles sans<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 yb00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ni efforts<span class=\"_ _0\"></span> excessif<span class=\"_ _0\"></span>s \u00e0 la date de <span class=\"lsfe ws11a\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 267px; height: 839px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 267px; height: 839px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 267px; height: 839px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 267px; height: 839px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce dans ses ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>t\u00e9s<span class=\"ls0 ws0\"> N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 l\u2019<span class=\"_ _0\"></span>approc<span class=\"_ _0\"></span>he enti\u00e8re<span class=\"_ _0\"></span>ment r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive pour \u00e9v<span class=\"_ _0\"></span>aluer les</div>\n<div class=\"t m0 x6 h62 y8b3 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> au titre de la cou<span class=\"_ _0\"></span>verture r<span class=\"_ _0\"></span>estant<span class=\"_ _0\"></span>e li\u00e9 \u00e0 ces grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>ra<span class=\"lsf0 ws104\">ts </span></div>\n<div class=\"t m0 x6 h62 y93e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> passifs au t<span class=\"_ _0\"></span>itre des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenus l<span class=\"_ _0\"></span>i\u00e9 \u00e0 ces</div>\n<div class=\"t m0 x6 h62 y93f ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e ont \u00e9t\u00e9 \u00e9valu\u00e9s<span class=\"_ _3\"></span> en appliquant</div>\n<div class=\"t m0 x6 h62 y940 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019appr<span class=\"_ _0\"></span>oche enti\u00e8<span class=\"_ _0\"></span>rement r\u00e9t<span class=\"_ _0\"></span>rospec<span class=\"_ _0\"></span>tive pour les<span class=\"_ _0\"></span> ann\u00e9es d<span class=\"_ _0\"></span>e survena<span class=\"_ _0\"></span>nce les</div>\n<div class=\"t m0 x6 h62 y941 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plus r\u00e9cen<span class=\"_ _3\"></span>tes et en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>\u2019approche r\u00e9<span class=\"_ _3\"></span>trospective modi<span class=\"_ _3\"></span>fi\u00e9e pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y942 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ann\u00e9es d<span class=\"_ _0\"></span>e surven<span class=\"_ _0\"></span>ance ant\u00e9<span class=\"_ _0\"></span>rieurs \u00e0 20<span class=\"_ _0\"></span>16. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ses activit\u00e9s </span>V</span></span>ie, Ageas</div>\n<div class=\"t m0 x6 h62 y945 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a appliqu\u00e9 les appro<span class=\"_ _3\"></span>ches d<span class=\"lsfe ws11a\">\u2019\u00e9valua<span class=\"_ _3\"></span>tion<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de <span class=\"_ _3\"></span>transition<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>es groupes<span class=\"_ _3\"></span> de <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e9mis en 20<span class=\"_ _0\"></span>18 ou apr\u00e8s <span class=\"lsde wsea\">ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement \u00e9t\u00e9 \u00e9v<span class=\"_ _0\"></span>alu\u00e9s en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant l'appr<span class=\"_ _0\"></span>oche <span class=\"lsde wsea\">enti\u00e8rement </span></div>\n<div class=\"t m0 x5c h62 y9ee ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les groupes de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e9mis avan<span class=\"_ _0\"></span>t 2018 ont \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>'approche<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>fond\u00e9e sur<span class=\"ls0 ws0\"> </span>la ju<span class=\"_ _3\"></span>ste valeur<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wsfa\">L<span class=\"_ _3\"></span>es groupes de con<span class=\"lsdc wse9\">trats d'assur<span class=\"_ _0\"></span>ance avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation di<span class=\"wseb\">r<span class=\"_ _0\"></span>ecte ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9f2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 \u00e9valu<span class=\"_ _0\"></span>\u00e9s en appli<span class=\"_ _0\"></span>quant l'a<span class=\"_ _0\"></span>pproche r<span class=\"_ _0\"></span>\u00e9trosp<span class=\"_ _0\"></span>ective mo<span class=\"_ _0\"></span>difi\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 y9f5 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant l'app<span class=\"_ _0\"></span>roche r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive modif<span class=\"_ _0\"></span>i\u00e9e, Age<span class=\"_ _0\"></span>as a estim\u00e9 les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x6 h62 y9f6 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span><span class=\"wse8\">compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span><span class=\"lsde wseb\">ion initiale<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme les f<span class=\"_ _0\"></span>lux de <span class=\"_ _0\"></span>tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs \u00e0 la <span class=\"_ _0\"></span>date de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f8 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, ajust<span class=\"_ _0\"></span>\u00e9s pour les f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie r\u00e9e<span class=\"_ _0\"></span>llement<span class=\"_ _0\"></span> survenus<span class=\"_ _0\"></span> entre</div>\n<div class=\"t m0 x6 h62 y9f9 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la date de la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e et la date de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on. Une</div>\n<div class=\"t m0 x6 h62 y9fa ff84 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">simplific<span class=\"_ _0\"></span>a<span class=\"lsdc wse9\">tion sim<span class=\"_ _0\"></span>ilaire a \u00e9t<span class=\"_ _0\"></span>\u00e9 appliqu\u00e9<span class=\"_ _0\"></span>e aux estim<span class=\"_ _0\"></span>ations de l'<span class=\"_ _0\"></span>ajust<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fb ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au titre du ris<span class=\"_ _0\"></span>que non fi<span class=\"_ _0\"></span>nancier, q<span class=\"_ _0\"></span>ui a \u00e9t\u00e9 esti<span class=\"_ _0\"></span>m\u00e9 \u00e0 la date de <span class=\"lsde wsea\">la </span><span class=\"wse8\">transit<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 y9fc ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et a \u00e9t\u00e9 ajust<span class=\"_ _0\"></span>\u00e9 en foncti<span class=\"_ _0\"></span>on du d\u00e9ga<span class=\"_ _0\"></span>gement at<span class=\"_ _0\"></span>tendu du ri<span class=\"_ _0\"></span>sque avant<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y9fd ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">date de <span class=\"_ _3\"></span>transition. En<span class=\"_ _3\"></span> estimant l<span class=\"_ _3\"></span>e d\u00e9gagemen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">du risque<span class=\"_ _0\"></span>, r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9fe ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite au d\u00e9<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> du risque po<span class=\"_ _0\"></span>ur des co<span class=\"_ _0\"></span>ntrats sim<span class=\"_ _0\"></span>ilaires<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ff ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya00 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 ya01 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliquant l<span class=\"_ _3\"></span>'approche <span class=\"wsfa\">fond<span class=\"_ _3\"></span>\u00e9e sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la juste valeur,<span class=\"_ _0\"></span> Ageas a d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya02 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>ition co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00e9tant<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur du group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats <span class=\"lsde wsea\">d\u2019assurance </span><span class=\"wse8\">\u00e0 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e et les f<span class=\"_ _0\"></span>lux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du m\u00eam<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">groupe \u00e9valu\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en appliquan<span class=\"_ _3\"></span>t les <span class=\"wsea\">dis<span class=\"_ _3\"></span>positions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la normes IFRS 17 \u00e0 cet<span class=\"_ _0\"></span>te date.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya06 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya07 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9termi<span class=\"wsea\">nant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la juste val<span class=\"_ _0\"></span>eur d'un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e, </span></span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a ap<span class=\"_ _3\"></span>pliqu\u00e9 les<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la no<span class=\"_ _0\"></span>rme IFRS 13 <span class=\"ff87 ls0 ws0\">\u00ab<span class=\"ff84\"> </span></span>\u00c9valuat<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eu<span class=\"ls0 ws0\">r <span class=\"ff87\">\u00bb</span></span>, en tenant compt<span class=\"_ _0\"></span>e des \u00e9l\u00e9me<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya0a ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les hypoth\u00e8s<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs att<span class=\"_ _0\"></span>endus et<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0b ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tol<span class=\"_ _0\"></span>\u00e9rances <span class=\"_ _0\"></span>pour ris<span class=\"_ _0\"></span>ques s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es suiv<span class=\"_ _0\"></span>ant l\u2019<span class=\"_ _0\"></span>opinio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x5c h62 ya0c ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant au marc<span class=\"_ _0\"></span>h\u00e9, conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt aux <span class=\"lsde wsea\">dispositions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0d ff84 fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 13<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les taux d'actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n utilis\u00e9s p<span class=\"_ _0\"></span>our <span class=\"wse8\">\u00e9valu<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les</span> <span class=\"lsde wseb\">flu<span class=\"_ _3\"></span>x de tr\u00e9sore<span class=\"_ _3\"></span>rie </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">supposent u<span class=\"_ _3\"></span>ne r\u00e9mun\u00e9ration<span class=\"_ _3\"></span> du co\u00fbt<span class=\"_ _3\"></span> du capital<span class=\"_ _3\"></span> conforme <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x5c h62 ya10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et so<span class=\"_ _0\"></span>nt ajust<span class=\"_ _0\"></span>\u00e9s pour refl<span class=\"_ _0\"></span>\u00e9ter le ris<span class=\"_ _0\"></span>que de non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ex<span class=\"_ _0\"></span>\u00e9cution p<span class=\"_ _0\"></span><span class=\"lsde wsea\">ar<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas, en t<span class=\"_ _0\"></span>ant qu'\u00e9m<span class=\"_ _0\"></span>etteur d<span class=\"_ _0\"></span>es contrats<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 yb03 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les flux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e sont a<span class=\"_ _0\"></span>just\u00e9s <span class=\"_ _0\"></span>afin de<span class=\"ls0 ws0\"> </span><span class=\"wse9\">refl<span class=\"_ _0\"></span>\u00e9ter les mar<span class=\"_ _0\"></span>ges </span></span></span></div>\n<div class=\"t m0 x6a h62 yb04 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsfe ws11a\">\u00e9n\u00e9fic<span class=\"_ _3\"></span>iaires <span class=\"_ _3\"></span><span class=\"lsde wsea\">qu\u2019<span class=\"wsfa\">un participan<span class=\"_ _3\"></span>t au march\u00e9 </span>demande<span class=\"_ _3\"></span>rai</span></span> <span class=\"lsde wsea\">pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accepter les<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s en ver<span class=\"_ _3\"></span>tu du<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">groupe<span class=\"_ _3\"></span> de contrats et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb06 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>non direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb07 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y976 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les r\u00e9su<span class=\"_ _0\"></span>ltats d<span class=\"_ _0\"></span>e la juste v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>alcul<span class=\"_ _0\"></span>\u00e9e ont \u00e9t<span class=\"_ _0\"></span>\u00e9 comp<span class=\"_ _0\"></span>ar\u00e9s aux</div>\n<div class=\"t m0 x1a h62 y977 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs d<span class=\"_ _3\"></span>e march\u00e9 <span class=\"_ _3\"></span>co<span class=\"lsdc wse9\">uramment ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour offrir u<span class=\"_ _0\"></span>n confort<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y978 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y979 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour d\u00e9te<span class=\"_ _0\"></span>rminer le<span class=\"_ _0\"></span>s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on d'un grou<span class=\"_ _0\"></span>pe de</div>\n<div class=\"t m0 x1a h62 y97b ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> <span class=\"lsde wseb\">transition en app<span class=\"_ _3\"></span>liquant </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'approc<span class=\"_ _0\"></span>he de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur, <span class=\"_ _0\"></span>Ageas a e<span class=\"_ _0\"></span>stim\u00e9 l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"lsde wsea\">orerie </span></div>\n<div class=\"t m0 x1a h62 y97d ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion de mani<span class=\"_ _0\"></span>\u00e8re prosp<span class=\"_ _0\"></span>ectiv<span class=\"_ _0\"></span>e et a actuali<span class=\"_ _0\"></span>s\u00e9 ces flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x1a h62 y97e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion en uti<span class=\"_ _0\"></span>lisant les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion appl<span class=\"_ _0\"></span>icables \u00e0 la da<span class=\"_ _0\"></span>te de</div>\n<div class=\"t m0 x1a h62 y97f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition.<span class=\"_ _3\"></span> En outre, <span class=\"_ _3\"></span>Ageas a re<span class=\"_ _3\"></span>group\u00e9 les <span class=\"_ _3\"></span>contrats d<span class=\"_ _3\"></span>e plusieur<span class=\"_ _3\"></span>s cohortes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>en une seule<span class=\"_ _3\"></span> unit<span class=\"lsdc\">\u00e9 de compt<span class=\"_ _0\"></span>e \u00e0 des fi<span class=\"_ _0\"></span>ns de me<span class=\"_ _0\"></span>sure, ca<span class=\"_ _0\"></span>r ses </span></div>\n<div class=\"t m0 x1a h62 y981 ff84 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">syst\u00e8mes<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de comptabil<span class=\"_ _3\"></span>isation</span> <span class=\"lsde wsfa\">ne di<span class=\"_ _3\"></span>sposaient pas<span class=\"_ _3\"></span> d'informations </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>ables et ju<span class=\"_ _0\"></span>stifia<span class=\"_ _0\"></span>bles pour f<span class=\"_ _0\"></span>ournir les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions requ<span class=\"_ _0\"></span>ises par</div>\n<div class=\"t m0 x1a h62 y983 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes qui ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s contrats \u00e9mis<span class=\"_ _3\"></span> \u00e0 un an d\u2019intervalle<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y984 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou moins.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff88 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Estimation de<span class=\"_ _3\"></span> l\u2019impact sur les<span class=\"_ _3\"></span> capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En analysant la dim<span class=\"_ _3\"></span>inution des capi<span class=\"_ _3\"></span>taux propres \u00e0 la<span class=\"_ _3\"></span> date de la</div>\n<div class=\"t m0 x1a h62 yb0a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, une di<span class=\"_ _0\"></span>stinctio<span class=\"_ _0\"></span>n doit \u00eatre f<span class=\"_ _0\"></span>aite qua<span class=\"_ _0\"></span>nt \u00e0 l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 yb0b ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">application<span class=\"_ _3\"></span> des normes <span class=\"_ _3\"></span>IFRS 9 e<span class=\"_ _3\"></span>t IFRS 17 s<span class=\"_ _3\"></span>ur les c<span class=\"_ _3\"></span>apitaux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yb0c ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">xcluant les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal et sur le<span class=\"_ _0\"></span>s autres </span></div>\n<div class=\"t m0 x1a h62 yb0d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>a premi\u00e8re a<span class=\"_ _3\"></span>pplication<span class=\"_ _3\"></span> des norme<span class=\"_ _3\"></span>s IFRS 9 <span class=\"_ _3\"></span>et IFRS 17 p<span class=\"_ _3\"></span>ar les </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a e<span class=\"_ _0\"></span>ntra\u00een<span class=\"_ _0\"></span>\u00e9 une dimin<span class=\"_ _0\"></span>ution <span class=\"lsf0 ws104\">nette <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span></span>signific<span class=\"_ _0\"></span>ative des</div>\n<div class=\"t m0 x6a h62 y98d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res exclu<span class=\"_ _3\"></span>ant les<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.</div>\n<div class=\"t m0 x6a h62 y98e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette dimi<span class=\"_ _0\"></span>nutio<span class=\"_ _0\"></span>n provient pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation</div>\n<div class=\"t m0 x6a h62 yb10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des monta<span class=\"_ _0\"></span>nts qui \u00e9tai<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s sous la no<span class=\"_ _0\"></span>rme IFRS 4 pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6a h62 yb11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et la va<span class=\"_ _0\"></span>leur d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6a h62 yb12 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis, <span class=\"lsde wsfa\">partiellement compens\u00e9 par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion des correcti<span class=\"_ _3\"></span>ons de valeur pour per<span class=\"_ _3\"></span>tes subies</div>\n<div class=\"t m0 x6a h62 yb14 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> avait co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9es so<span class=\"_ _0\"></span>us la norme IA<span class=\"_ _0\"></span>S 39 pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6a h62 yb15 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb16 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">a premi<span class=\"_ _3\"></span>\u00e8re applica<span class=\"_ _3\"></span>tion</span> <span class=\"lsde wsfa\">des<span class=\"_ _3\"></span> normes IFRS 9 et IFRS <span class=\"wseb\">17 p<span class=\"_ _3\"></span>ar les </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb17 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a <span class=\"lsde wsea\">entra\u00een\u00e9 <span class=\"wseb\">une diminuti<span class=\"_ _3\"></span>on <span class=\"lsf0 ws104\">nette </span><span class=\"wsfa\">sign<span class=\"_ _3\"></span>ificative des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb18 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat global<span class=\"_ _3\"></span>, qui font partie<span class=\"_ _3\"></span> des capitaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6a h62 yb19 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres. C\u2019est la<span class=\"_ _3\"></span> partie des capit<span class=\"_ _3\"></span>aux propres o\u00f9 son<span class=\"_ _3\"></span>t comptabilis\u00e9s</div>\n<div class=\"t m0 x6a h62 ya70 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">es gains et pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur le<span class=\"_ _0\"></span>s <span class=\"lsfe ws11a\">inve<span class=\"lsdd\">stissements en </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya71 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers et s<span class=\"_ _3\"></span>ur les</span> <span class=\"lsde wsfa\">pa<span class=\"_ _3\"></span>ssifs de</span> </span><span class=\"wse9\">contrats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ya72 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">r\u00e9assurance.<span class=\"_ _3\"></span> La diminution<span class=\"_ _3\"></span> des aut<span class=\"_ _3\"></span>res \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat </span></span></div>\n<div class=\"t m0 x6a h62 ya73 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">global pro<span class=\"_ _3\"></span>vient princi<span class=\"_ _3\"></span>palement de l<span class=\"_ _3\"></span>a r\u00e9\u00e9valuat<span class=\"_ _3\"></span>ion des cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6a h62 ya74 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> t<span class=\"lsde wsea\">ransi<span class=\"_ _3\"></span>tion. </span></span></div>\n<div class=\"t m0 x6a h62 ya75 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at global p<span class=\"_ _0\"></span>rovie<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6a h62 ya76 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9\u00e9val<span class=\"_ _0\"></span>uation des<span class=\"_ _0\"></span> <span class=\"wseb\">investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> dans d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">financiers </span></span></span></div>\n<div class=\"t m0 x6a h62 ya77 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transiti<span class=\"_ _0\"></span>on suivant<span class=\"_ _0\"></span> leur reclas<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ous la norm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ya78 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9, dim<span class=\"_ _0\"></span>inu\u00e9 de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet</div>\n<div class=\"t m0 x6a h62 ya79 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous la norm<span class=\"_ _0\"></span>e IFRS 4.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 299px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 299px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 299px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 299px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous c<span class=\"_ _0\"></span>omprend l<span class=\"_ _0\"></span>es impact<span class=\"_ _0\"></span>s estim\u00e9s<span class=\"_ _0\"></span> les plus imp<span class=\"_ _0\"></span>ortantes<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re appli<span class=\"_ _0\"></span>cation de<span class=\"_ _0\"></span>s normes IF<span class=\"_ _0\"></span>RS 9 et IFRS 17 au 1</div>\n<div class=\"t m0 x26e h76 yb1b ff89 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26f h62 y834 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 </span></div>\n<div class=\"t m0 x6 h62 yb1c ff89 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">(en EUR mil<span class=\"_ _3\"></span>liards)<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 yb1d ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x269 h65 y699 ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Solde<span class=\"ls0 ws0\"> </span><span class=\"wsee\">au 1er<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69b ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 1034px; z-index: 15;\">janvier 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 511px; bottom: 1020px; z-index: 15;\">tel que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 504px; bottom: 1005px; z-index: 15;\">rapport\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 479px; bottom: 990px; z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 551px; bottom: 1034px; z-index: 15;\">Ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 575px; bottom: 1020px; z-index: 15;\">suite \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 562px; bottom: 1005px; z-index: 15;\">l'adoption<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 556px; bottom: 990px; z-index: 15;\">de l'IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69d ff89 fs45 fc1e sc0 lsee wsf6\" style=\"left: 630px; bottom: 990px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 682px; bottom: 1034px; z-index: 15;\">Ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 704px; bottom: 1020px; z-index: 15;\">suite \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff89 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 681px; bottom: 1005px; z-index: 15;\">l'adoption de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 990px; z-index: 15;\">l'IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">Solde r\u00e9vis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 771px; bottom: 1005px; z-index: 15;\">au 1er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 746px; bottom: 990px; z-index: 15;\">janvier 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 601px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc1e sc0 lse2 ws103\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _3\"></span>/IAS3<span class=\"_ _3\"></span>9 tel que ra<span class=\"_ _3\"></span>ppor<span class=\"_ _3\"></span>t\u00e9 <span class=\"wsf1\">pr\u00e9c<span class=\"_ _3\"></span>\u00e9demm<span class=\"_ _3\"></span>ent<span class=\"ff89 fc15 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc1e sc0 lse2 ws103\" style=\"left: 294px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _3\"></span>7/IFRS<span class=\"_ _3\"></span> 9 r\u00e9vis\u00e9<span class=\"ff89 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 945px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Placements financiers (Pr\u00eats inclus)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 930px; z-index: 15;\">Placements financiers (Pr\u00eats inclus)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Investissement provenant de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 915px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 900px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 900px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">en <span class=\"_ _3\"></span>unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x156 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 900px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 900px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 885px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 885px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 885px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 885px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 870px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 870px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 870px; z-index: 15;\">(1,<span class=\"_ _3\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 lse2 ws103\" style=\"left: 294px; bottom: 855px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s des <span class=\"lse0 wsf0\">contrats de r\u00e9assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x170 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 855px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 855px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 841px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 841px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 841px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Participations comptabilis\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 826px; z-index: 15;\">Participations comptabilis\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 811px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 811px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 811px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 796px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 796px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 796px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Goodwill et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 781px; z-index: 15;\">Goodwill et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">imm<span class=\"_ _3\"></span>obilisations incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 766px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">imm<span class=\"_ _3\"></span>obilisations incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 766px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 766px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lsee wsf6\" style=\"left: 294px; bottom: 752px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 752px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 582px; bottom: 752px; z-index: 15;\">(1,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 752px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 752px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 737px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 737px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 737px; z-index: 15;\">(0,<span class=\"_ _3\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 737px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 294px; bottom: 722px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 722px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 722px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6cb ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 722px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 722px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 692px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs provenant de contrats<span class=\"_ _0\"></span> en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 677px; z-index: 15;\">Passifs de contrats d'inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 677px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 677px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 677px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 677px; z-index: 15;\">(7,<span class=\"_ _3\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 677px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 662px; z-index: 15;\">Passifs de contrats d'assu<span class=\"_ _0\"></span>rance Vie/Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">Vie</span> </span></div>\n<div class=\"t m0 x170 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 662px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 662px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Passifs des contrats d'assurance Vie/Non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Vie</span> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 648px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 647px; bottom: 648px; z-index: 15;\">(3,<span class=\"_ _3\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 708px; bottom: 648px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Passifs de<span class=\"_ _3\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement Vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 633px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 708px; bottom: 633px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 294px; bottom: 618px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 618px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 618px; z-index: 15;\">(0,<span class=\"_ _3\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 618px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 294px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 603px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 603px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 588px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 588px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y697 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 582px; bottom: 588px; z-index: 15;\">(0,<span class=\"_ _3\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 588px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Passifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 573px; z-index: 15;\">Passifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 573px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 573px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 558px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 294px; bottom: 558px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 558px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y69b ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 558px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 544px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 544px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69d ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _3\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 544px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff8b fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff8b fs45 fc1e sc0 lse1 wsf6\" style=\"left: 294px; bottom: 529px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 529px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y69b ff8b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 582px; bottom: 529px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69b ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 529px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 529px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Capital souscrit et b\u00e9n\u00e9fices<span class=\"_ _0\"></span> non distribu\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 499px; z-index: 15;\">Capital souscrit et b\u00e9n\u00e9fices<span class=\"_ _0\"></span> non <span class=\"wsed\">distribu\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 499px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 499px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68c ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 499px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 499px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Autres \u00e9l\u00e9ments du r\u00e9sultat global<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 484px; z-index: 15;\">Autres \u00e9l\u00e9ments du r\u00e9sultat global<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 484px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 484px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6d1 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 484px; z-index: 15;\">(4,<span class=\"_ _3\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 484px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 469px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 469px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a6 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 469px; z-index: 15;\">(1,<span class=\"_ _3\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 469px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff8b fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff8b fs45 fc1e sc0 lsed ws106\" style=\"left: 294px; bottom: 454px; z-index: 15;\">Total Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 454px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 454px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y691 ff8b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 713px; bottom: 454px; z-index: 15;\">(7,<span class=\"_ _3\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 783px; bottom: 454px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 383px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 537px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 601px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 665px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 731px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff8b fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff8b fs45 fc1e sc0 lse2 wsf7\" style=\"left: 294px; bottom: 425px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 425px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 425px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 425px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 425px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ligne <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"lsdd\">Passifs </span><span class=\"wse8\">de<span class=\"ls0 ws0\"> </span></span>contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie/</span>N<span class=\"lsde wsea\">on</span>-<span class=\"_ _3\"></span>V<span class=\"ls109 ws129\">ie</span> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span> </span><span class=\"lsdd\">ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessu<span class=\"_ _3\"></span>s comprend un<span class=\"_ _3\"></span> montant<span class=\"_ _3\"></span> de marge s<span class=\"_ _3\"></span>ur services <span class=\"_ _3\"></span>contractuel<span class=\"_ _3\"></span>s de EUR 3<span class=\"_ _3\"></span> milliard</span>s<span class=\"_ _3\"></span>. </span></span></div>\n<div class=\"t m0 x6 h62 yb48 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb49 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb4a ff89 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsde wseb\">Autres modi<span class=\"_ _3\"></span>fications de<span class=\"_ _3\"></span>s normes I<span class=\"_ _3\"></span>FRS</span> </span></div>\n<div class=\"t m0 x6 h62 yb4b ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas est<span class=\"_ _0\"></span>ime que les aut<span class=\"_ _0\"></span>res mod<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ions \u00e0 venir da<span class=\"_ _0\"></span>ns les nor<span class=\"_ _0\"></span>mes et</div>\n<div class=\"t m0 x6 h62 yb4c ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS,<span class=\"_ _0\"></span> ainsi q<span class=\"_ _0\"></span>ue <span class=\"ls0 ws0\">d</span><span class=\"lsde\">es modific<span class=\"_ _3\"></span>ations aux<span class=\"_ _3\"></span> normes et </span></div>\n<div class=\"t m0 x6 h62 yb4d ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, qu<span class=\"_ _0\"></span>i entrero<span class=\"_ _0\"></span>nt en vigue<span class=\"_ _0\"></span>ur pour les ex<span class=\"_ _0\"></span>ercices</div>\n<div class=\"t m0 x6 h62 yb4e ff89 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span><span class=\"wsfa\">d\u00e9butant le<span class=\"_ _3\"></span> ou apr\u00e8s le 1</span></div>\n<div class=\"t m0 xbe h76 yb4f ff89 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdc h62 yb50 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 202<span class=\"_ _3\"></span>3,</span> <span class=\"lsde wsea\">n\u2019au<span class=\"lsdc wse9\">raient pas </span></span></div>\n<div class=\"t m0 x6 h62 yb51 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> sur les <span class=\"_ _0\"></span>\u00e9tats co<span class=\"_ _0\"></span>nsolid\u00e9s<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et</div>\n<div class=\"t m0 x6 h62 yb52 ff89 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la performanc<span class=\"_ _3\"></span>e financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas. Ne pas toute<span class=\"_ _3\"></span>s ces modification<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 yb53 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>ont d\u00e9j<span class=\"_ _0\"></span>\u00e0 \u00e9t\u00e9 ap<span class=\"_ _0\"></span>prouv\u00e9es<span class=\"_ _0\"></span> par l\u2019U<span class=\"_ _0\"></span>E.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb54 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb55 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ons des n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>FRS sont<span class=\"_ _0\"></span> les su<span class=\"_ _0\"></span>iv<span class=\"wse8\">antes<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yb56 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wseb\">Classement <span class=\"_ _0\"></span>des pass<span class=\"_ _0\"></span>ifs et t<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x133 h62 yb57 ff89 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que passifs<span class=\"_ _3\"></span> courant<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span></span><span class=\"wsfa\">ou non couran<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">s <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>;  </span></span></div>\n<div class=\"t m0 x1a h62 yb58 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsde wseb\">Pas<span class=\"_ _3\"></span>sifs non <span class=\"_ _3\"></span>courant</span>s <span class=\"_ _3\"></span><span class=\"lsdc wse8\">avec </span></span></span></div>\n<div class=\"t m0 x6a h62 yb59 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">clauses r<span class=\"_ _0\"></span>estrict<span class=\"_ _0\"></span>ives<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 yb5a ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 e<span class=\"_ _3\"></span>t de l\u2019\u00e9n<span class=\"_ _3\"></span>onc\u00e9 de pra<span class=\"_ _3\"></span>tiques en<span class=\"_ _3\"></span> IFR<span class=\"lsdc wse9\">S 2 </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5b ff89 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"wseb\">Informatio<span class=\"_ _0\"></span>ns \u00e0 fou<span class=\"_ _0\"></span>rnir sur<span class=\"_ _0\"></span> les m\u00e9tho<span class=\"_ _0\"></span>des co<span class=\"_ _0\"></span>mptable<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></span></div>\n<div class=\"t m0 x1a h62 yb5c ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 8 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wse9\">D\u00e9finition des<span class=\"_ _0\"></span> estimati<span class=\"_ _0\"></span>ons </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5d ff89 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 yb5e ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 12 intitul\u00e9e<span class=\"_ _3\"></span>s </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wse9\">Imp\u00f4t diff\u00e9r\u00e9 r<span class=\"_ _0\"></span>attach\u00e9 \u00e0 des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5f ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actifs <span class=\"_ _0\"></span>et des pas<span class=\"_ _0\"></span>sifs iss<span class=\"_ _0\"></span>us d\u2019u<span class=\"_ _0\"></span>ne m\u00eam<span class=\"_ _0\"></span>e trans<span class=\"lsf8 ws111\">action<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>; <span class=\"_ _3\"></span></span></span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb60 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsea\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span></span><span class=\"ff89\"> <span class=\"lsde wsea\">d\u2019<span class=\"lsdc wse9\">IFRS 16 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"wseb\">Passif l<span class=\"_ _0\"></span>ocatif d<span class=\"_ _0\"></span>ans une </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb61 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion de v<span class=\"_ _0\"></span>ente e<span class=\"_ _0\"></span>t de cess<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">bail</span> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 146px; height: 960px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 146px; height: 960px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff90 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span> </span></div>\n<div class=\"t m0 x6 h7d y835 ff90 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Estimations<span class=\"_ _0\"></span> comptables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La pr\u00e9parat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> pr\u00e9sents \u00e9<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s requ<span class=\"lsfe ws11a\">iert </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de c<span class=\"_ _0\"></span>ertains ju<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s, estim<span class=\"_ _0\"></span>ations et hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es<span class=\"lsde wseb\">, qui sont </span></div>\n<div class=\"t m0 x6 h62 y876 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">refl\u00e9t\u00e9<span class=\"_ _0\"></span>s dans le<span class=\"_ _0\"></span>s monta<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>is\u00e9s au c<span class=\"_ _0\"></span>ours de l<span class=\"_ _0\"></span>\u2019exe<span class=\"_ _0\"></span>rcice</div>\n<div class=\"t m0 x6 h62 y877 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble pour l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs, l<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits et l<span class=\"_ _0\"></span>es char<span class=\"_ _0\"></span>ges et les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y878 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span>s compta<span class=\"_ _0\"></span>bilis\u00e9s d<span class=\"_ _0\"></span>ans les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons \u00e0 fournir d<span class=\"_ _0\"></span>es pr\u00e9se<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x6 h62 y879 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s. Les jug<span class=\"_ _0\"></span>ements,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ions et hypot<span class=\"_ _0\"></span>h\u00e8ses</div>\n<div class=\"t m0 x6 h62 y87a ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s sont b<span class=\"_ _0\"></span>as\u00e9s su<span class=\"_ _0\"></span>r l\u2019exp\u00e9<span class=\"_ _0\"></span>rience e<span class=\"_ _0\"></span>t les i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions di<span class=\"_ _0\"></span>sponibl<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y87b ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re raisonna<span class=\"_ _3\"></span>ble \u00e0 la fin de la<span class=\"_ _3\"></span> p\u00e9riode de pr\u00e9senta<span class=\"_ _3\"></span>tion de</div>\n<div class=\"t m0 x6 h62 y87c ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019information<span class=\"_ _3\"></span> financi\u00e8re.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Chaque ju<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ion et hypot<span class=\"_ _0\"></span>h\u00e8se </span></span></div>\n<div class=\"t m0 x6 h62 y87d ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rec\u00e8le pa<span class=\"_ _0\"></span>r nature un c<span class=\"_ _0\"></span>ertain ris<span class=\"_ _0\"></span>que d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e ainsi qu\u2019<span class=\"_ _0\"></span>un risque</div>\n<div class=\"t m0 x6 h62 y87e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">important</span> <span class=\"lsde wseb\">(positif<span class=\"_ _3\"></span> ou n\u00e9gati<span class=\"_ _3\"></span>f) des valeu<span class=\"_ _3\"></span>rs comptable<span class=\"_ _3\"></span>s des </span></span></div>\n<div class=\"t m0 x6 h62 y87f ff8e fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">actifs et passifs au cours des exercices comptables suivants. Des</div>\n<div class=\"t m0 x1a h62 yb6e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>me<span class=\"wse9\">nts pote<span class=\"_ _0\"></span>ntiels so<span class=\"_ _0\"></span>nt recon<span class=\"_ _0\"></span>nus dans l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble dans </span></div>\n<div class=\"t m0 x1a h62 yb6f ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lequel le j<span class=\"_ _0\"></span>ugement,<span class=\"_ _0\"></span> l\u2019estim<span class=\"_ _0\"></span>ation ou l\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>e est ajust<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb70 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb71 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas n\u2019est pa<span class=\"_ _3\"></span>s actif en Ukraine<span class=\"_ _3\"></span> ni en Russie mais sui<span class=\"_ _3\"></span>t attentivemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yb72 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9vol<span class=\"_ _0\"></span>utions g<span class=\"_ _0\"></span>\u00e9opol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> dans ces<span class=\"_ _0\"></span> r\u00e9gions<span class=\"_ _0\"></span>, en part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er en <span class=\"wse9\">ce qu<span class=\"_ _0\"></span>i </span></div>\n<div class=\"t m0 x1a h62 yb73 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concerne l\u2019<span class=\"_ _3\"></span>impact macro<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">\u00e9conomi<span class=\"_ _0\"></span>que ind<span class=\"_ _0\"></span>irecte c<span class=\"_ _0\"></span>omme l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on futur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yb74 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat e<span class=\"_ _0\"></span>t des taux d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on sur les marc<span class=\"_ _0\"></span>h\u00e9s o\u00f9 Ag<span class=\"_ _0\"></span>eas est</div>\n<div class=\"t m0 x1a h62 yb75 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actif. Act<span class=\"_ _3\"></span>uellement, Ag<span class=\"_ _3\"></span>eas consid\u00e8re<span class=\"_ _3\"></span> les impa<span class=\"_ _3\"></span>cts directs<span class=\"_ _3\"></span> \u00e9tant</div>\n<div class=\"t m0 x1a h62 yb76 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">n\u00e9gligeables.<span class=\"_ _3\"></span> Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> les jugements,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">estimati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses </span></span></div>\n<div class=\"t m0 x1a h62 yb77 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 revus et<span class=\"_ _0\"></span> sont bi<span class=\"_ _0\"></span>en refl<span class=\"_ _0\"></span>\u00e9t\u00e9s dans<span class=\"_ _0\"></span> les val<span class=\"_ _0\"></span>eurs c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb78 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reconnues dans<span class=\"_ _3\"></span> les pr\u00e9sents \u00e9tat<span class=\"_ _3\"></span>s financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb79 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb7a ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous rep<span class=\"_ _3\"></span>rend les<span class=\"_ _3\"></span> incertitudes<span class=\"_ _3\"></span> li\u00e9es aux j<span class=\"_ _3\"></span>ugements, </span></span></div>\n<div class=\"t m0 x1a h62 yb7b ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> cl\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb7c ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb7d ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 yb7e ff8e fs43 fc1e sc0 lsf8 ws111\" style=\"z-index: 15;\">Acti<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb7f ff91 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb80 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 2</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb81 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb82 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb83 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 3</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb84 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb85 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">L\u2019ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de donn\u00e9es n<span class=\"_ _0\"></span>on observ<span class=\"_ _0\"></span>ables <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 yb86 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb87 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immeub<span class=\"_ _0\"></span>les de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb88 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb89 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Pr\u00eats<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb8a ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019<span class=\"_ _3\"></span>\u00e9valuation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb8b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">L\u2019utilisatio<span class=\"_ _0\"></span>n de diff\u00e9re<span class=\"_ _0\"></span>nts param<span class=\"_ _0\"></span>\u00e8tres tel<span class=\"_ _0\"></span>s que le sprea<span class=\"_ _0\"></span>d de <span class=\"lsde wsea\">cr\u00e9dit, </span></span></span></div>\n<div class=\"t m0 x5c h62 yb8c ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce et l<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb8d ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb8e ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es incerti<span class=\"_ _3\"></span>tudes d\u00e9termi<span class=\"_ _3\"></span>n\u00e9es par l<span class=\"_ _3\"></span>a composition<span class=\"_ _3\"></span> des </span></span></div>\n<div class=\"t m0 x5c h62 yb8f ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts, les activit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s et les \u00e9voluti<span class=\"_ _3\"></span>ons du</div>\n<div class=\"t m0 x5c h62 yb90 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb91 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Application des<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions po<span class=\"_ _0\"></span>ur les \u00e9cono<span class=\"_ _0\"></span>mies hyp<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x5c h62 yb92 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onn<span class=\"wse9\">ist<span class=\"_ _0\"></span>es et unit\u00e9 de<span class=\"_ _0\"></span> mesure<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb93 ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Test de d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation <span class=\"_ _3\"></span>du goodwill<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb94 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsfa\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion utilis\u00e9</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb95 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es variable<span class=\"_ _3\"></span>s financi\u00e8res<span class=\"_ _3\"></span> et \u00e9conomiqu<span class=\"_ _3\"></span>es</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb96 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb97 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La prime de risque<span class=\"_ _0\"></span> inh\u00e9rent<span class=\"_ _0\"></span>e \u00e0 l\u2019entit\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb98 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb99 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb9a ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actifs d'i<span class=\"_ _0\"></span>mp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb9b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb9c ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yb9d ff8e fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb9e ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> r\u00e9sultant<span class=\"_ _0\"></span> de contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb9f ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">V<span class=\"_ _3\"></span>ie</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x6a h62 yba0 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsea\">Les <span class=\"lsdc wse9\">hypoth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yba1 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">La courbe de <span class=\"_ _3\"></span>rendement att<span class=\"_ _3\"></span>endu utilis\u00e9e<span class=\"_ _3\"></span> dans le<span class=\"_ _3\"></span> test de </span></span></div>\n<div class=\"t m0 x134 h62 yba2 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif (<span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> </span></span><span class=\"lsde\">Liability Adequa<span class=\"_ _3\"></span>cy Test<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff93\">\u00bb</span><span class=\"lsf9 ws10b\">, LA<span class=\"_ _3\"></span>T)</span> </span></span></div>\n<div class=\"t m0 x6a h62 yba3 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le prof<span class=\"_ _0\"></span>il de r\u00e9inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent du port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de place<span class=\"_ _0\"></span>ments, le </span></span></div>\n<div class=\"t m0 x134 h62 yba4 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">spread de<span class=\"_ _3\"></span> risque de <span class=\"_ _3\"></span>cr\u00e9dit et<span class=\"_ _3\"></span> l\u2019\u00e9ch\u00e9ance,<span class=\"_ _3\"></span> lors<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la </span></div>\n<div class=\"t m0 x134 h62 yba5 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nation d<span class=\"_ _0\"></span>e l\u2019ajuste<span class=\"_ _0\"></span>ment LAT en<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> r</span></span><span class=\"wse8\">eflet<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x134 h62 yba6 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(shadow ac<span class=\"_ _0\"></span>counti<span class=\"_ _0\"></span>ng)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yba7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">N<span class=\"_ _3\"></span>on</span><span class=\"ff8e\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> : </span></span></div>\n<div class=\"t m0 x6a h62 yba8 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le co\u00fbt f<span class=\"_ _0\"></span>inal atte<span class=\"_ _0\"></span>ndu des sini<span class=\"_ _0\"></span>stres d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s \u00e0 la fi<span class=\"_ _0\"></span>n de l\u2019exer<span class=\"_ _0\"></span>cice </span></span></div>\n<div class=\"t m0 x134 h62 yba9 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 ybaa ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le co\u00fbt final<span class=\"_ _3\"></span> attendu de<span class=\"_ _3\"></span>s sinistre<span class=\"_ _3\"></span>s survenus, <span class=\"_ _3\"></span>mais non en<span class=\"_ _3\"></span>core </span></span></div>\n<div class=\"t m0 x134 h62 ybab ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s \u00e0 la <span class=\"wseb\">fin de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ybac ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les charges pour ajus<span class=\"_ _3\"></span>tement des sinistre<span class=\"_ _3\"></span>s</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x1a h7e ybad ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Obligations<span class=\"_ _3\"></span> en mati\u00e8re<span class=\"_ _3\"></span> de pension<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybae ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wse9\">hypoth\u00e8ses<span class=\"_ _0\"></span> actuari<span class=\"_ _0\"></span>elles util<span class=\"_ _0\"></span>is\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ybaf ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb0 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">L<span class=\"_ _3\"></span>\u2019inflation<span class=\"_ _3\"></span></span><span class=\"ff8e\"> <span class=\"lsdc wse9\">et les \u00e9volutio<span class=\"_ _0\"></span>ns des sala<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ybb1 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb2 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>a probabil<span class=\"_ _3\"></span>it\u00e9 d\u2019une obl<span class=\"_ _3\"></span><span class=\"wsfa\">igation actuel<span class=\"_ _3\"></span>le d\u00e9coulant d\u2019\u00e9<span class=\"_ _3\"></span>v\u00e9nements </span></span></span></div>\n<div class=\"t m0 x6a h62 ybb3 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pass\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybb4 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le calcul du monta<span class=\"_ _0\"></span>nt corres<span class=\"_ _0\"></span>pondant \u00e0<span class=\"_ _0\"></span> la meilleur<span class=\"_ _0\"></span>e estimat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e ybb5 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb6 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 220px; height: 602px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ybb8 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybb9 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybba ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse8\">notes<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 ces \u00e9t<span class=\"_ _0\"></span>ats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s <span class=\"lsde wsea\">incluent<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">une descript<span class=\"_ _0\"></span>ion d\u00e9ta<span class=\"_ _0\"></span>ill\u00e9e de l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de ces est<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses<span class=\"ls0 ws0\">, <span class=\"lsde wseb\">ainsi que leur<span class=\"_ _3\"></span> effet <span class=\"_ _3\"></span>sur <span class=\"wsea\">les </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybbb ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montants rappor<span class=\"_ _3\"></span>t\u00e9s<span class=\"lsdc wseb\">. La Not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse8\">4 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff8e\"> </span></span></span><span class=\"lsf7\">Gesti<span class=\"_ _3\"></span><span class=\"lsde\">on des <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb<span class=\"_ _3\"></span></span> </span>des <span class=\"_ _3\"></span>pr\u00e9sents \u00e9t<span class=\"_ _3\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s<span class=\"_ _3\"></span> d\u00e9crit la<span class=\"_ _3\"></span> mani\u00e8re <span class=\"_ _3\"></span>dont Ageas a<span class=\"_ _3\"></span>tt\u00e9nue les d<span class=\"_ _3\"></span>iff\u00e9rents </span></span></span></div>\n<div class=\"t m0 x6 h62 ybbc ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff97 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff97 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">\u00c9v\u00e9nements pos<span class=\"_ _3\"></span>t\u00e9rieurs \u00e0 <span class=\"_ _3\"></span>date de <span class=\"_ _3\"></span>la situatio<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x6 h7d ybbe ff97 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">financi\u00e8re<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y839 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9v\u00e9n<span class=\"_ _0\"></span>ements <span class=\"_ _0\"></span>post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 <span class=\"_ _0\"></span>la date<span class=\"_ _0\"></span> de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x6 h62 y83a ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">font r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence \u00e0 des<span class=\"_ _0\"></span> \u00e9v\u00e9nement<span class=\"_ _0\"></span>s, favor<span class=\"_ _0\"></span>ables ou no<span class=\"_ _0\"></span>n, qui se pro<span class=\"_ _0\"></span>duisent</div>\n<div class=\"t m0 x6 h62 y83b ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre <span class=\"wse9\">la fin de la p<span class=\"_ _0\"></span>\u00e9riode d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e <span class=\"wseb\">de la si<span class=\"_ _0\"></span>tuation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re et l<span class=\"_ _0\"></span>a </span></span></div>\n<div class=\"t m0 x6 h62 y83c ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date o\u00f9 \u00e0 <span class=\"_ _0\"></span>laquel<span class=\"_ _0\"></span>le le Co<span class=\"_ _0\"></span>nseil d\u2019<span class=\"_ _0\"></span>Admini<span class=\"_ _0\"></span>s<span class=\"lsde wsfa\">tration d\u2019Agea<span class=\"_ _3\"></span>s autorise la </span></div>\n<div class=\"t m0 x6 h62 ybbf ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">publication<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">pr\u00e9sents</span> </span><span class=\"lsdc\">\u00e9tats<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsolid\u00e9<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ybc0 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybc1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">On distingue<span class=\"_ _3\"></span> deux type<span class=\"_ _3\"></span>s d\u2019\u00e9v\u00e9nemen<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ybc2 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">es \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments qui c<span class=\"_ _3\"></span>ontribuent \u00e0<span class=\"_ _3\"></span> confirmer d<span class=\"_ _3\"></span>es situat<span class=\"_ _3\"></span>ions qui </span></span></span></div>\n<div class=\"t m0 x5c h62 ybc3 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">existai<span class=\"_ _0\"></span>ent \u00e0 la fin de la p\u00e9<span class=\"_ _0\"></span>riode de r<span class=\"_ _0\"></span>\u00e9f\u00e9renc<span class=\"_ _0\"></span>e et qui entr<span class=\"_ _0\"></span>a\u00eenent u<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 ybc4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment des mo<span class=\"_ _0\"></span>ntants com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s dans l<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pr\u00e9sents </span><span class=\"lsdd\">\u00e9tats </span></div>\n<div class=\"t m0 x5c h62 ybc5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ybc6 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">es \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments indiqu<span class=\"_ _3\"></span>ant des <span class=\"_ _3\"></span>c<span class=\"wsfa\">irconstances sur<span class=\"_ _3\"></span>venues </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ybc7 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">post\u00e9rieureme<span class=\"_ _3\"></span>nt \u00e0 la<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x5c h62 ybc8 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re e<span class=\"_ _3\"></span>t, qui ne conduisen<span class=\"_ _3\"></span>t pas \u00e0 un ajustement<span class=\"_ _3\"></span> des montants</div>\n<div class=\"t m0 x5c h62 ybc9 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s les<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">pr\u00e9sents</span> <span class=\"lsdc wse9\">\u00e9tats f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s </span></span></div>\n<div class=\"t m0 x5c h62 ybca ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas. La<span class=\"_ _3\"></span> nature de <span class=\"_ _3\"></span>l\u2019\u00e9v\u00e9nement e<span class=\"_ _3\"></span>t un<span class=\"lsdc wse9\">e estimatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de son impac<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x5c h62 ybcb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er, ou une d\u00e9cl<span class=\"_ _0\"></span>arati<span class=\"_ _0\"></span>on qu\u2019une t<span class=\"_ _0\"></span>elle esti<span class=\"_ _0\"></span>mation est i<span class=\"_ _0\"></span>mpossi<span class=\"_ _0\"></span>ble,</div>\n<div class=\"t m0 x5c h62 ybcc ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre fou<span class=\"_ _0\"></span>rnis.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ybcd ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybce ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un aper\u00e7u d<span class=\"_ _0\"></span>es \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 la date de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x6 h62 ybcf ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re se t<span class=\"_ _3\"></span>rouve \u00e0 la <span class=\"ls0 ws0\">n<span class=\"lsf8 ws111\">o<span class=\"_ _3\"></span>te</span> </span><span class=\"wsea\">4<span class=\"_ _3\"></span>4 <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00c9v\u00e9neme<span class=\"_ _0\"></span>nts post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 la date de </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybd0 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span> </span><span class=\"wse8\">de</span>s pr\u00e9s<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsdd ws12a\">\u00e9tats financiers </span></span></span></div>\n<div class=\"t m0 x6 h62 ybd1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consolid\u00e9s d\u2019A<span class=\"_ _3\"></span>geas.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d ybd2 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd3 ff97 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Information sur les secteurs op\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya89 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pr\u00e9sent\u00e9s pa<span class=\"_ _0\"></span>r <span class=\"lsde wseb\">Ageas correspo<span class=\"_ _3\"></span>ndent </span></span></span></div>\n<div class=\"t m0 x6 h62 ya8a ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">principalemen<span class=\"_ _3\"></span>t \u00e0 une s<span class=\"_ _3\"></span>egmentation g\u00e9<span class=\"_ _3\"></span>ographique.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">Cette segmentatio<span class=\"_ _3\"></span>n </span></div>\n<div class=\"t m0 x6 h62 ya8b ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">s\u2019articulan<span class=\"_ _3\"></span>t autour d\u2019activ<span class=\"_ _3\"></span>it\u00e9s qui, dans<span class=\"_ _3\"></span> une m\u00eame r\u00e9gion, </span></div>\n<div class=\"t m0 x6 h62 ya8c ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont de nature si<span class=\"_ _3\"></span>milaire, pr\u00e9sen<span class=\"_ _3\"></span>tent des caract\u00e9ri<span class=\"_ _3\"></span>stiques \u00e9conomiqu<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 ya8d ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">homog\u00e8nes et son<span class=\"_ _3\"></span>t g\u00e9r\u00e9s en cons\u00e9que<span class=\"_ _3\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya8e ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8f ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fin 2020, Ageas<span class=\"_ _3\"></span> a proc\u00e9d\u00e9 \u00e0 la nominat<span class=\"_ _3\"></span>ion de Filip Co<span class=\"wseb\">reman<span class=\"_ _3\"></span>s comme </span></div>\n<div class=\"t m0 x6 h62 ya90 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Directe<span class=\"_ _0\"></span>ur G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l Asie et d\u2019A<span class=\"_ _0\"></span>ntonio C<span class=\"_ _0\"></span>ano comme Di<span class=\"_ _0\"></span>recteu<span class=\"_ _0\"></span>r G\u00e9n\u00e9ral</div>\n<div class=\"t m0 x6 h62 ya91 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Europe. C<span class=\"_ _0\"></span>e changem<span class=\"_ _0\"></span>ent de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9s de de<span class=\"_ _0\"></span>ux membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 ya92 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comit\u00e9 Ex<span class=\"_ _0\"></span>\u00e9cutif d<span class=\"_ _0\"></span>\u2019Ageas ref<span class=\"_ _0\"></span>l\u00e8te l\u2019i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nce croiss<span class=\"_ _0\"></span>ante d\u2019u<span class=\"_ _0\"></span>ne attent<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya93 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9di\u00e9e aux<span class=\"_ _3\"></span> r\u00e9gions a<span class=\"_ _3\"></span>fin de r\u00e9p<span class=\"_ _3\"></span>ondre aux d<span class=\"_ _3\"></span>\u00e9fis <span class=\"lsdc wse9\">et opportunit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 ya94 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiques<span class=\"_ _3\"></span> de chaque r\u00e9<span class=\"_ _3\"></span>gion. En <span class=\"_ _3\"></span>cons\u00e9quence d<span class=\"_ _3\"></span>irecte de <span class=\"_ _3\"></span>ce</div>\n<div class=\"t m0 x6 h62 ya95 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ent, avec<span class=\"_ _0\"></span> effet par s<span class=\"_ _0\"></span>uite du plan st<span class=\"_ _0\"></span>rat\u00e9gi<span class=\"_ _0\"></span>que trienn<span class=\"_ _0\"></span>al, Age<span class=\"_ _0\"></span>as a</div>\n<div class=\"t m0 x6 h62 ya96 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>\u2019inclur<span class=\"_ _0\"></span>e <span class=\"lsde\">le pr\u00e9c\u00e9dent<span class=\"_ _3\"></span> secteur op\u00e9ra<span class=\"_ _3\"></span>tionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> </span></span><span class=\"wsea\">Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni</span> <span class=\"ff99\">\u00bb<span class=\"_ _3\"></span></span> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya97 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans le <span class=\"_ _3\"></span>pr\u00e9c\u00e9dent se<span class=\"_ _3\"></span>cteur op\u00e9rat<span class=\"_ _3\"></span>ionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"_ _3\"></span><span class=\"ls104 ws120\">Eu<span class=\"lsdc wse9\">rope C<span class=\"_ _0\"></span>ontinent<span class=\"_ _0\"></span>ale<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span></span>, qui a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya98 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour l\u2019<span class=\"_ _0\"></span>occasio<span class=\"_ _0\"></span>n \u00e9t\u00e9 re<span class=\"_ _0\"></span>nomm\u00e9 <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsde wsea\">Europe</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse9\">. Ce change<span class=\"_ _0\"></span>ment rent<span class=\"_ _0\"></span>re en </span></div>\n<div class=\"t m0 x6 h62 ya99 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur p<span class=\"_ _0\"></span>our l\u2019exe<span class=\"_ _0\"></span>rcice com<span class=\"_ _0\"></span>ptabl<span class=\"_ _0\"></span>e d\u00e9butant le 1</div>\n<div class=\"t m0 x172 h76 ya9a ff95 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xb9 h62 ya9b ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t m0 x6 h62 ya9c ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya9e ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">Belgique</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 ya9f ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsde wsea\">L<span class=\"_ _3\"></span>\u2019Europe</span><span class=\"ff95\"> <span class=\"lsde wseb\">(hor<span class=\"_ _3\"></span>s Belgique)<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws104\">; </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa0 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">L\u2019<span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>sie</span></span><span class=\"ff95\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">R\u00e9assurance</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa2 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">Le <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Compte</span></span><span class=\"ff95\"> <span class=\"lsde wsea\">G<span class=\"_ _3\"></span>\u00e9n\u00e9ral.</span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yaa4 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s au sein<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> qui ne <span class=\"_ _3\"></span>rel\u00e8vent pa<span class=\"_ _3\"></span>s de l\u2019ass<span class=\"_ _3\"></span>urance et<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">les </span></div>\n<div class=\"t m0 x6 h62 yaa5 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>\u2019\u00e9limi<span class=\"_ _0\"></span>nations<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9<span class=\"ls0 ws0\">e<span class=\"lsde wsfa\">s s\u00e9par\u00e9ment des ac<span class=\"_ _3\"></span>tivit\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 yaa6 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t <span class=\"lsfe ws111\">li\u00e9es<span class=\"_ _3\"></span> \u00e0 l\u2019<span class=\"lsdc wseb\">assurance. C<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>vit\u00e9s h<span class=\"_ _0\"></span>ors ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x6 h62 yaa7 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span><span class=\"lsde wseb\">\u00e9es dans l<span class=\"_ _3\"></span>e secteur<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span> <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span>,<span class=\"_ _3\"></span> <span class=\"lsde wsea\">qui </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaa8 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend des<span class=\"_ _3\"></span> \u00e9l\u00e9ments c<span class=\"_ _3\"></span>omme le <span class=\"_ _3\"></span>financement du <span class=\"_ _3\"></span>groupe ou <span class=\"_ _3\"></span>d\u2019autres</div>\n<div class=\"t m0 x1a h62 yaa9 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Le secteur<span class=\"_ _3\"></span> op\u00e9rationnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9<span class=\"_ _0\"></span>ral<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span> </span><span class=\"wse8\">inclut </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaaa ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en outre la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dans<span class=\"_ _0\"></span> Royal Par<span class=\"_ _0\"></span>k Investm<span class=\"_ _0\"></span>ents et les<span class=\"_ _0\"></span> p<span class=\"lsef wsea\">assifs li\u00e9s </span></div>\n<div class=\"t m0 x1a h62 yaab ff95 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">aux CASHE<span class=\"_ _3\"></span>S/RPN(I<span class=\"_ _3\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaac ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaad ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>ns ou tra<span class=\"_ _0\"></span>nsferts<span class=\"_ _0\"></span> entre s<span class=\"_ _0\"></span>ecteurs <span class=\"_ _0\"></span>op\u00e9rati<span class=\"_ _0\"></span>onnels<span class=\"_ _0\"></span> s\u2019eff<span class=\"_ _0\"></span>ectuent</div>\n<div class=\"t m0 x1a h62 yaae ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux cond<span class=\"_ _0\"></span>itions c<span class=\"_ _0\"></span>omme<span class=\"_ _0\"></span>rciales n<span class=\"_ _0\"></span>ormales <span class=\"_ _0\"></span>qui s\u2019a<span class=\"_ _0\"></span>pplique<span class=\"_ _0\"></span>raient <span class=\"_ _0\"></span>\u00e0 de tierc<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yaaf ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> non li\u00e9e<span class=\"_ _0\"></span>s. Les \u00e9l<span class=\"_ _0\"></span>iminat<span class=\"_ _0\"></span>ions son<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es s\u00e9par<span class=\"_ _0\"></span>\u00e9ment.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 508px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 135px; width: 352px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 513px; width: 352px; z-index: 3;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h7d ybd4 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff97 fs50 fc10 sc0 ls10e ws131\" style=\"z-index: 15;\">Princ<span class=\"_ _0\"></span>ipe<span class=\"ls10d ws130\">s de consolidation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y843 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00e9sent<span class=\"_ _3\"></span>s \u00e9<span class=\"lsdc wse9\">tats financ<span class=\"_ _0\"></span>iers cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>\u00e9s d\u2019Agea<span class=\"_ _0\"></span>s comprenn<span class=\"_ _0\"></span>ent les \u00e9tat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y844 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers d<span class=\"_ _3\"></span>\u2019Ageas SA/NV<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(la soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re) et de ses<span class=\"_ _0\"></span> filiales.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybd6 ff95 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Regroupement <span class=\"_ _3\"></span>d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybd7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A conditi<span class=\"_ _0\"></span>on qu\u2019un ens<span class=\"_ _0\"></span>emble i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s et d\u2019acti<span class=\"_ _0\"></span>fs acquis</div>\n<div class=\"t m0 x1a h62 ybd8 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">constituent <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une entrep<span class=\"_ _0\"></span>rise et <span class=\"wseb\">qu\u2019<span class=\"_ _0\"></span>Ageas ac<span class=\"_ _0\"></span>quis le c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e<span class=\"lsde\">, Ageas </span></span></span></div>\n<div class=\"t m0 x1a h62 ybd9 ff95 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> </span>le<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">regroupement d\u2019e<span class=\"_ _3\"></span>ntreprises <span class=\"wsea\">sel<span class=\"_ _3\"></span>on</span></span> <span class=\"lsdc wse9\">la m\u00e9thode d<span class=\"wse8\">e </span></span></span></div>\n<div class=\"t m0 x1a h62 ybda ff95 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019<span class=\"lsdc wse8\">acquis<span class=\"_ _0\"></span>ition. <span class=\"lsfe ws111\">Afin d\u2019</span><span class=\"wseb\">\u00eatre con<span class=\"_ _0\"></span>sid\u00e9r\u00e9 c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e entre<span class=\"_ _0\"></span>prise, l<span class=\"_ _0\"></span>\u2019e<span class=\"lsde wsea\">nsemble </span></span></span></div>\n<div class=\"t m0 x1a h62 ybdb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9s et d\u2019act<span class=\"_ _0\"></span>ifs acqu<span class=\"_ _0\"></span>is doit com<span class=\"_ _0\"></span>porter a<span class=\"_ _0\"></span>u moins une ent<span class=\"_ _0\"></span>r\u00e9e</div>\n<div class=\"t m0 x1a h62 ybdc ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un proce<span class=\"_ _0\"></span>ssus subst<span class=\"_ _0\"></span>antiel q<span class=\"_ _0\"></span>ui, ense<span class=\"_ _0\"></span>mble, cont<span class=\"_ _0\"></span>ribuent<span class=\"_ _0\"></span> de mani\u00e8re</div>\n<div class=\"t m0 x1a h62 ybdd ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nte \u00e0 la capac<span class=\"_ _0\"></span>it\u00e9 de cr\u00e9e<span class=\"_ _0\"></span>r des sorti<span class=\"_ _0\"></span>es. Le proc<span class=\"_ _0\"></span>essus (ou g<span class=\"_ _0\"></span>roupe</div>\n<div class=\"t m0 x1a h62 ybde ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de proc<span class=\"_ _0\"></span>essus) a<span class=\"_ _0\"></span>cquis est<span class=\"_ _0\"></span> consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 com<span class=\"_ _0\"></span>me ess<span class=\"_ _0\"></span>entiel s\u2019i<span class=\"_ _0\"></span>l est c<span class=\"_ _0\"></span>rucial p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x1a h62 ybdf ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la capacit<span class=\"_ _0\"></span>\u00e9 de contin<span class=\"_ _0\"></span>uer \u00e0 produi<span class=\"_ _0\"></span>re des extr<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\">s <span class=\"lsde wseb\">ou il <span class=\"_ _3\"></span>contribue de<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ybe0 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ante \u00e0 la c<span class=\"_ _0\"></span>apacit<span class=\"_ _0\"></span>\u00e9 de cont<span class=\"_ _0\"></span>inuer <span class=\"_ _0\"></span>\u00e0 produi<span class=\"_ _0\"></span>re des ext<span class=\"_ _0\"></span>rants<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe1 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybe2 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le co\u00fbt d\u2019u<span class=\"_ _0\"></span>ne acquisit<span class=\"_ _0\"></span>ion est l<span class=\"_ _0\"></span>a somme de la co<span class=\"_ _0\"></span>ntrepa<span class=\"_ _0\"></span>rtie transf<span class=\"_ _0\"></span>\u00e9r\u00e9e,</div>\n<div class=\"t m0 x1a h62 ybe3 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mesur\u00e9e <span class=\"_ _0\"></span>\u00e0 sa jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n, et <span class=\"lsde wsea\">du<span class=\"ls0 ws0\"> </span></span>montan<span class=\"_ _0\"></span>t de to<span class=\"_ _0\"></span>ute</div>\n<div class=\"t m0 x1a h62 ybe4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation ne d<span class=\"_ _0\"></span>onnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le dans l\u2019ent<span class=\"_ _0\"></span>repri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e. Pour</div>\n<div class=\"t m0 x1a h62 ybe5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque regr<span class=\"_ _3\"></span>oupement d\u2019en<span class=\"_ _3\"></span>treprises, Ag<span class=\"_ _3\"></span>ea<span class=\"lsdc wse9\">s a la possibi<span class=\"_ _0\"></span>lit\u00e9 d\u2019\u00e9<span class=\"_ _0\"></span>valuer les </span></div>\n<div class=\"t m0 x1a h62 ybe6 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations n<span class=\"_ _0\"></span>e donnant<span class=\"_ _0\"></span> pas le contr<span class=\"_ _0\"></span>\u00f4le dans l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e soit \u00e0</div>\n<div class=\"t m0 x1a h62 ybe7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur, soit<span class=\"_ _0\"></span> \u00e0 la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle de la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>lante dans l\u2019<span class=\"_ _0\"></span>actif net i<span class=\"_ _0\"></span>dentifi<span class=\"_ _0\"></span>able de l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e acquis<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe9 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybea ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans un <span class=\"lsdc wse9\">regroupement d\u2019<span class=\"_ _0\"></span>entre<span class=\"_ _0\"></span>prises r\u00e9a<span class=\"_ _0\"></span>lis\u00e9 par \u00e9t<span class=\"_ _0\"></span>apes, la p<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ybeb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue pa<span class=\"_ _0\"></span>r l\u2019acqu\u00e9<span class=\"_ _0\"></span>reur dans<span class=\"_ _0\"></span> l\u2019entre<span class=\"_ _0\"></span>prise acqu<span class=\"_ _0\"></span>ise est</div>\n<div class=\"t m0 x1a h62 ybec ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9e par rapp<span class=\"_ _0\"></span>ort \u00e0 la just<span class=\"_ _0\"></span>e valeur \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isition. L<span class=\"_ _0\"></span>e gain ou</div>\n<div class=\"t m0 x1a h62 ybed ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perte qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">est reconnu dans <span class=\"lsdc\">l\u2019\u00e9tat d</span></span></span>e la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x1a h62 ybee ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 393px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 398px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybef ff95 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf0 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les filial<span class=\"_ _3\"></span>es d\u00e9signent<span class=\"_ _3\"></span> les enti<span class=\"_ _3\"></span>t\u00e9s o\u00f9 Age<span class=\"_ _3\"></span>as a, dire<span class=\"_ _3\"></span>ctement ou<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ybf1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indirectemen<span class=\"_ _3\"></span>t, le pouvoir<span class=\"_ _3\"></span> de diri<span class=\"_ _3\"></span>ger les po<span class=\"_ _3\"></span>litiques f<span class=\"_ _3\"></span>inanci\u00e8res e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ybf2 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">afin d\u2019<span class=\"wse9\">obte<span class=\"_ _0\"></span>nir des av<span class=\"_ _0\"></span>antages d<span class=\"_ _0\"></span>e ces activit<span class=\"_ _0\"></span>\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ybf3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"ff99\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">contr\u00f4le</span><span class=\"ff99\"> <span class=\"_ _3\"></span>\u00bb</span><span class=\"lsde wseb\">). Pour<span class=\"_ _3\"></span> \u00e9value<span class=\"lsdc wse8\">r <span class=\"_ _3\"></span></span>si Ageas con<span class=\"_ _3\"></span>tr\u00f4le une <span class=\"_ _3\"></span><span class=\"lsdc wse9\">entit\u00e9,<span class=\"_ _0\"></span> l\u2019existen<span class=\"_ _0\"></span>ce et </span></span></div>\n<div class=\"t m0 x1a h62 ybf4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> des droit<span class=\"_ _0\"></span>s de vote pote<span class=\"_ _0\"></span>ntiels,<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iels pa<span class=\"_ _0\"></span>r nature,</div>\n<div class=\"t m0 x1a h62 ybf5 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>vement ex<span class=\"_ _0\"></span>er\u00e7abl<span class=\"_ _0\"></span>es ou effect<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>ibles, s<span class=\"_ _0\"></span>ont pris en</div>\n<div class=\"t m0 x1a h62 ybf6 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf7 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybf8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les filia<span class=\"_ _0\"></span>les sont cons<span class=\"_ _0\"></span>olid\u00e9<span class=\"_ _0\"></span>es \u00e0 dater du tr<span class=\"_ _0\"></span>ansfert<span class=\"_ _0\"></span> du contr\u00f4l<span class=\"_ _0\"></span>e ef<span class=\"lsf0 ws10c\">fectif \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ybf9 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas. <span class=\"_ _3\"></span><span class=\"lsdc wse8\">Invers<span class=\"_ _0\"></span>ement<span class=\"wseb\">,<span class=\"_ _0\"></span> elles n<span class=\"_ _0\"></span>e sont pl<span class=\"_ _0\"></span>us cons<span class=\"_ _0\"></span>olid\u00e9es <span class=\"_ _0\"></span>d\u00e8s que c<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4le </span></span></div>\n<div class=\"t m0 x1a h62 ybfa ff95 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">cesse. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfb ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybfc ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales ac<span class=\"_ _3\"></span>quises dans le<span class=\"_ _3\"></span> seul but d\u2019\u00eatre reven<span class=\"_ _3\"></span>dues sont</div>\n<div class=\"t m0 x1a h62 ybfd ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s comme actifs non<span class=\"_ _3\"></span> courants disponibl<span class=\"_ _3\"></span>es \u00e0 la vente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfe ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybff ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">intra<span class=\"ls0 ws0\">-</span></span><span class=\"wsea\">g<span class=\"_ _3\"></span>roupe<span class=\"ls0 ws0\"> (<span class=\"lsdc wseb\">les soldes et l<span class=\"_ _0\"></span>es gains <span class=\"_ _0\"></span>ou pertes<span class=\"_ _0\"></span> sur les </span></span></span></div>\n<div class=\"t m0 x1a h62 yc00 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons ent<span class=\"_ _0\"></span>re les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s <span class=\"lsde wsea\">d\u2019Ageas<span class=\"ls0 ws0\">) <span class=\"lsfe ws111\">sont \u00e9l<span class=\"_ _3\"></span>imin\u00e9</span>e<span class=\"lsdd wse9\">s.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 282px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 287px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 796px; width: 352px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Vente d\u2019u<span class=\"_ _0\"></span>ne portio<span class=\"_ _0\"></span>n des int\u00e9r<span class=\"_ _0\"></span>\u00eats de propri<span class=\"_ _0\"></span>\u00e9t\u00e9 dans u<span class=\"_ _0\"></span>ne filia<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les gains ou per<span class=\"_ _3\"></span>tes sur la vente d\u2019u<span class=\"_ _3\"></span>ne portion de<span class=\"lsdc wse9\">s int\u00e9r\u00eats de prop<span class=\"_ _0\"></span>ri\u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans un<span class=\"_ _0\"></span>e filiale <span class=\"_ _0\"></span>sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l<span class=\"_ _0\"></span>a fa\u00e7on<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas d\u2019absence de p<span class=\"_ _0\"></span>erte de cont<span class=\"_ _0\"></span>r\u00f4le, la t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion est </span></span></div>\n<div class=\"t m0 x5c h62 y93f ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> comme une transaction s<span class=\"_ _3\"></span>ur capitaux pro<span class=\"_ _3\"></span>pres</div>\n<div class=\"t m0 x5c h62 y940 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(trans<span class=\"_ _0\"></span>action av<span class=\"_ _0\"></span>ec les propr<span class=\"_ _0\"></span>i\u00e9taire<span class=\"_ _0\"></span>s en tant qu<span class=\"_ _0\"></span>e propri\u00e9t<span class=\"_ _0\"></span>ai<span class=\"lsde wsea\">re)<span class=\"ls0 ws0\"> ; </span>ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas de perte de contr<span class=\"_ _0\"></span>\u00f4le, la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9e dans </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re, calc<span class=\"_ _0\"></span>ul\u00e9e sur la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion tot<span class=\"_ _0\"></span>ale.</div>\n<div class=\"t m0 x5c h62 y943 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Tout int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nserv\u00e9 <span class=\"_ _0\"></span>dans l\u2019a<span class=\"_ _0\"></span>ncienn<span class=\"_ _0\"></span>e filia<span class=\"_ _0\"></span>le est mes<span class=\"_ _0\"></span>ur\u00e9 \u00e0 s<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x5c h62 y944 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur a<span class=\"_ _0\"></span>u moment<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rte de co<span class=\"_ _0\"></span>ntr\u00f4l<span class=\"_ _0\"></span>e. Toutef<span class=\"_ _0\"></span>ois, si<span class=\"_ _0\"></span> la pert<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x5c h62 y945 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4le condu<span class=\"_ _3\"></span>it \u00e0 une<span class=\"_ _3\"></span> contribution<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taire d\u2019u<span class=\"_ _0\"></span>ne filiale \u00e0 un<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x5c h62 y946 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">entrepris<span class=\"_ _0\"></span>e, le gain ou la p<span class=\"_ _0\"></span>erte est </span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 se<span class=\"_ _0\"></span>ulement \u00e0 ha<span class=\"_ _0\"></span>uteur de la p<span class=\"_ _0\"></span>ortion des<span class=\"_ _0\"></span> int\u00e9r\u00eat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x5c h62 y9ee ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propri\u00e9t\u00e9 qui on<span class=\"_ _3\"></span>t \u00e9t\u00e9 transf<span class=\"lsdc wse9\">\u00e9r\u00e9s aux autres i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>seurs,<span class=\"_ _0\"></span> ce qui </span></div>\n<div class=\"t m0 x5c h62 y9ef ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conduit<span class=\"_ _0\"></span> \u00e0 une comptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on d\u2019un gai<span class=\"_ _0\"></span>n partiel.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 866px; height: 241px; width: 346px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y94a ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y94c ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sur lesque<span class=\"_ _0\"></span>ls Ageas a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e notabl<span class=\"_ _0\"></span>e, c\u2019est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wse8\">dire </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu'elle p<span class=\"_ _0\"></span>artic<span class=\"lsde wseb\">ipe aux d\u00e9cisions d<span class=\"_ _3\"></span>es politiqu<span class=\"_ _3\"></span>es op\u00e9rationnel<span class=\"_ _3\"></span>les et </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res, ma<span class=\"_ _0\"></span>is n\u2019en exer<span class=\"_ _0\"></span>ce pas le cont<span class=\"_ _0\"></span>r\u00f4le<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ou l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e conj<span class=\"_ _0\"></span>oint<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es</div>\n<div class=\"t m0 x6 h62 y9aa ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon la <span class=\"_ _0\"></span>m\u00e9thode<span class=\"_ _0\"></span> de <span class=\"lsfe ws11a\">la </span>mise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence. L<span class=\"_ _0\"></span>ors de s<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ab ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wseb\">ilisation i<span class=\"_ _0\"></span>nitial<span class=\"_ _0\"></span>e, l\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent est<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"lsde wsfa\">au co\u00fbt, frais </span></span></div>\n<div class=\"t m0 x6 h62 y9ac ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action inc<span class=\"_ _0\"></span>lus. Lors d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ions ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es, la quote<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part dan<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ad ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>at net de l\u2019ex<span class=\"_ _0\"></span>ercice est<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y9ae ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse8\">comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> </span></span></span>quote<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">part </span></span><span class=\"wseb\">dans les r\u00e9s<span class=\"_ _3\"></span>ultats d\u2019ent<span class=\"_ _3\"></span>reprises </span></div>\n<div class=\"t m0 x6 h62 yc02 ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff9d\">\u00bb</span></span><span class=\"wse9\">. La quote<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part d\u2019Ageas da<span class=\"_ _3\"></span>ns les <span class=\"_ _3\"></span></span></span></span>variat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span>direct<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres ap<span class=\"_ _3\"></span>r\u00e8s acquisi<span class=\"_ _3\"></span>tion de l\u2019<span class=\"_ _3\"></span>entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e est</div>\n<div class=\"t m0 x6 h62 yc04 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at <span class=\"lsde wsea\">global<span class=\"wseb\">. Les </span></span></div>\n<div class=\"t m0 x6 h62 yc05 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span>s re\u00e7ues des<span class=\"_ _3\"></span> entreprises<span class=\"_ _3\"></span> associ\u00e9es r\u00e9d<span class=\"_ _3\"></span>uisent la<span class=\"_ _3\"></span> valeur</div>\n<div class=\"t m0 x6 h62 yc06 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya45 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya46 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les int\u00e9r<span class=\"_ _0\"></span>\u00eats dans d<span class=\"_ _0\"></span>es co<span class=\"ls0 ws0\">-</span>entrepri<span class=\"_ _0\"></span>ses, au tit<span class=\"_ _0\"></span>re desq<span class=\"_ _0\"></span>uels un cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x6 h62 ya47 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjoint<span class=\"_ _0\"></span> d\u2019un acco<span class=\"_ _0\"></span>rd donne \u00e0 A<span class=\"_ _0\"></span>geas des dro<span class=\"_ _0\"></span>its sur les ac<span class=\"_ _0\"></span>tifs nets<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya48 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019acco<span class=\"_ _0\"></span>rd conjo<span class=\"_ _0\"></span>int, sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">des investis<span class=\"_ _0\"></span>sements dans </span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des entreprises<span class=\"_ _3\"></span> associ\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 57px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values sur les tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>ns entre A<span class=\"_ _0\"></span>geas et les p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la m<span class=\"_ _0\"></span>ise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya4d ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9limin\u00e9es au<span class=\"_ _3\"></span> prorata <span class=\"_ _3\"></span>de la par<span class=\"_ _3\"></span>t d\u2019Ageas. <span class=\"_ _3\"></span>Les moins<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsfa\">values sont<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya4e ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9gale<span class=\"wsfa\">ment \u00e9lim<span class=\"_ _3\"></span>in\u00e9es<span class=\"ls0 ws0\">, <span class=\"_ _3\"></span></span>sauf si la transac<span class=\"_ _3\"></span>tion indique une<span class=\"_ _3\"></span> d\u00e9pr\u00e9ciation de </span></div>\n<div class=\"t m0 x6 h62 ya4f ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif c<span class=\"_ _0\"></span>\u00e9d\u00e9. L<span class=\"_ _0\"></span>es pertes<span class=\"_ _0\"></span> de vale<span class=\"_ _0\"></span>ur sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9<span class=\"_ _0\"></span>es jusqu<span class=\"_ _0\"></span>\u2019\u00e0 ce qu<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya50 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le de la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>e r\u00e9duis<span class=\"_ _0\"></span>e \u00e0 z\u00e9ro. <span class=\"_ _0\"></span>Les pert<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya51 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur sup<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires ne so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es que dans<span class=\"_ _0\"></span> la mesure o\u00f9</div>\n<div class=\"t m0 x6 h62 ya52 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas est soumi<span class=\"_ _3\"></span>s \u00e0 des obligatio<span class=\"_ _3\"></span>ns l\u00e9gales ou impl<span class=\"_ _3\"></span>icites, ou a effe<span class=\"_ _3\"></span>ctu\u00e9</div>\n<div class=\"t m0 x6 h62 ya53 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des paie<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>our le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>l\u2019entre<span class=\"_ _0\"></span>prise as<span class=\"_ _0\"></span>soci\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya54 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya55 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les int<span class=\"_ _0\"></span>\u00e9r\u00eats \u00e0 lon<span class=\"_ _0\"></span>g terme (co<span class=\"_ _0\"></span>mme les pr\u00eat<span class=\"_ _0\"></span>s inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s) dans une<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya56 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une <span class=\"lsdd\">co<span class=\"ls0 ws0\">-</span></span>entr<span class=\"_ _0\"></span>eprise q<span class=\"_ _0\"></span>ui font parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 ya57 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>\u2019entre<span class=\"_ _0\"></span>prise ass<span class=\"_ _0\"></span>oci\u00e9e ou la co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">entreprise<span class=\"_ _3\"></span>, mais </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour lesque<span class=\"_ _3\"></span>ls la m\u00e9t<span class=\"_ _3\"></span>hode de mi<span class=\"_ _3\"></span>se en \u00e9quiva<span class=\"_ _3\"></span>len<span class=\"wsfa\">ce ne s\u2019applique<span class=\"_ _3\"></span> pas, la </span></div>\n<div class=\"t m0 x6 h62 ya59 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">n<span class=\"lsde wsfa\">orme IAS<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">39 s\u2019applique<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 598px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 603px; width: 353px; z-index: 4;\"><br/></div>\n\n<div id=\"fs_W8P61MVC5S00000000000000000000\">\n<div style=\"z-index: 15;\">\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y970 ff9a fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Cessi<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de filiales,<span class=\"_ _0\"></span> de lign<span class=\"_ _0\"></span>es d\u2019act<span class=\"_ _0\"></span>ivit\u00e9 et <span class=\"_ _0\"></span>d\u2019actifs<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">non courant <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y971 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif no<span class=\"_ _0\"></span>n courant (o<span class=\"_ _0\"></span>u un group<span class=\"_ _0\"></span>e destin\u00e9 \u00e0 \u00eatr<span class=\"_ _0\"></span>e c\u00e9d\u00e9, comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 yc07 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiale) es<span class=\"_ _0\"></span>t class<span class=\"_ _0\"></span>\u00e9 comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> <span class=\"lsde wsfa\">d\u00e9tenu en vue<span class=\"_ _3\"></span> de la vente</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9a\"> <span class=\"lsdd ws11a\">s\u2019il est </span></span></span></div>\n<div class=\"t m0 x1a h62 y972 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent da<span class=\"_ _0\"></span>ns son \u00e9t<span class=\"_ _0\"></span>at actu<span class=\"_ _0\"></span>el et qu<span class=\"_ _0\"></span>e sa vent<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 y973 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hauteme<span class=\"_ _0\"></span>nt probab<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y974 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y975 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une vente est<span class=\"_ _0\"></span> hautem<span class=\"_ _0\"></span>ent <span class=\"lsde wseb\">probable lorsque<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yc08 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsf0\">Il<span class=\"_ _3\"></span> y <span class=\"lsdc wse9\">a un clair eng<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span> de la direct<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yae7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">Il<span class=\"_ _3\"></span> y a un programme<span class=\"_ _3\"></span> actif pour trouv<span class=\"_ _3\"></span>er un acheteur et<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">mener \u00e0 bi<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x6a h62 yae8 ff9a fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">le<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">plan</span> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wseb\">L\u2019actif est act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt comm<span class=\"_ _0\"></span>ercialis<span class=\"_ _0\"></span>\u00e9 en v<span class=\"_ _0\"></span>ue de la v<span class=\"_ _0\"></span>ente \u00e0 un<span class=\"_ _0\"></span> prix </span></span></div>\n<div class=\"t m0 x6a h62 yaea ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able par r<span class=\"_ _0\"></span>apport \u00e0 sa jus<span class=\"_ _0\"></span>te valeur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5d ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">La conclusion de l<span class=\"_ _0\"></span>a vente est att<span class=\"_ _0\"></span>endue da<span class=\"_ _0\"></span>ns les douz<span class=\"_ _0\"></span>e mois \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 ya5e ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compter de la<span class=\"_ _3\"></span> date de son classement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ya5f ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es mesures <span class=\"wsea\">requise<span class=\"_ _3\"></span>s</span></span><span class=\"ff9a\"> <span class=\"lsde wsea\">pour <span class=\"_ _3\"></span><span class=\"wseb\">mener le p<span class=\"_ _3\"></span>lan \u00e0 bi<span class=\"_ _3\"></span>en</span></span> <span class=\"lsde wseb\">indiquen<span class=\"_ _3\"></span>t qu\u2019il es<span class=\"_ _3\"></span>t </span></span></span></div>\n<div class=\"t m0 x6a h62 ya60 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peu probable<span class=\"_ _3\"></span> que des <span class=\"_ _3\"></span>changements <span class=\"_ _3\"></span><span class=\"wsea\">importants<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">soient app<span class=\"_ _0\"></span>ort\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">au </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya61 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plan ou que ce<span class=\"_ _0\"></span>lui<span class=\"ls0 ws0\">-</span>ci soit ret<span class=\"_ _0\"></span>ir\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya62 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs non co<span class=\"_ _3\"></span>urants (ou groupe<span class=\"_ _3\"></span>s destin\u00e9s \u00e0 \u00eatre<span class=\"_ _3\"></span> c\u00e9d\u00e9s) class\u00e9s</div>\n<div class=\"t m0 x1a h62 yaeb ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9t<span class=\"_ _0\"></span>enus e<span class=\"_ _0\"></span>n vue de <span class=\"_ _0\"></span>la vente s<span class=\"_ _0\"></span>ont \u00e9va<span class=\"_ _0\"></span>lu\u00e9s au <span class=\"_ _0\"></span>plus fai<span class=\"_ _0\"></span>ble de l<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x1a h62 yaec ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>eur just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur diminu<span class=\"_ _0\"></span>\u00e9e des f<span class=\"_ _0\"></span>rais de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x1a h62 yaed ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span><span class=\"lsde wsfa\">, les caract\u00e9ris<span class=\"_ _3\"></span>tiques suivantes<span class=\"_ _3\"></span> s\u2019appliquent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">L\u2019\u00e9valuation au p<span class=\"_ _0\"></span>lus faibl<span class=\"_ _0\"></span>e de la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et de la juste </span></span></div>\n<div class=\"t m0 x6a h62 yaef ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur diminu\u00e9e<span class=\"_ _3\"></span> des frais de la<span class=\"_ _3\"></span> vente ne s\u2019applique<span class=\"_ _3\"></span> pas aux actif<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6a h62 yaf0 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>\u00e9s de cette r\u00e8g<span class=\"_ _0\"></span>le, comm<span class=\"_ _0\"></span>e les obli<span class=\"_ _0\"></span>gations li<span class=\"_ _0\"></span>\u00e9es \u00e0 des cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6a h62 yaf1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de (re)ass<span class=\"_ _0\"></span>urance q<span class=\"_ _0\"></span>ui tombe<span class=\"_ _0\"></span>nt dans le ch<span class=\"_ _0\"></span>amp d\u2019app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la</div>\n<div class=\"t m0 x6a h62 yaf2 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 4, les act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers qui<span class=\"_ _0\"></span> tombent da<span class=\"_ _0\"></span>ns le champ</div>\n<div class=\"t m0 x6a h62 yaf3 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 3<span class=\"_ _0\"></span>9, des actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6a h62 yaf4 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tombent<span class=\"_ _0\"></span> dans le cham<span class=\"_ _0\"></span>p d\u2019applic<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>2 et des</div>\n<div class=\"t m0 x6a h62 yaf5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs g\u00e9<span class=\"_ _0\"></span><span class=\"lsde wseb\">n\u00e9r\u00e9s par d<span class=\"_ _3\"></span>es plans <span class=\"_ _3\"></span>de retraite <span class=\"_ _3\"></span>qui tomben<span class=\"_ _3\"></span>t dans le c<span class=\"_ _3\"></span>hamp </span></div>\n<div class=\"t m0 x6a h62 yaf6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yaf7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es actifs couran<span class=\"_ _3\"></span>ts et tous les passif<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> applicables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaf9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">Ne <span class=\"_ _3\"></span>sont ni d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s<span class=\"_ _0\"></span>, ni amort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yafa ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse8\">Pr\u00e9sent\u00e9s</span><span class=\"ff9a\"> <span class=\"lsde wseb\">s\u00e9par\u00e9ment dans <span class=\"_ _3\"></span>l\u2019\u00e9tat de <span class=\"lsdc wse9\">la situation finan<span class=\"_ _0\"></span>ci\u00e8re (<span class=\"_ _0\"></span>actifs et </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> ne sont <span class=\"_ _0\"></span>pas com<span class=\"_ _0\"></span>pens\u00e9s).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d4 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La date d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on d\u2019une <span class=\"_ _0\"></span>filial<span class=\"_ _0\"></span>e ou d\u2019u<span class=\"_ _0\"></span>n group<span class=\"_ _0\"></span>e destin<span class=\"_ _0\"></span>\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 es<span class=\"_ _0\"></span>t la</div>\n<div class=\"t m0 x1a h62 y9d5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date \u00e0 laque<span class=\"_ _0\"></span>lle le cont<span class=\"_ _0\"></span>r\u00f4le est tr<span class=\"_ _0\"></span>ansmi<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9tat con<span class=\"_ _0\"></span>solid\u00e9 de<span class=\"_ _0\"></span> la perform<span class=\"_ _0\"></span>ance finan<span class=\"_ _0\"></span>ci\u00e8re co<span class=\"_ _0\"></span>mprend l<span class=\"_ _0\"></span>es r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9d8 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019une fi<span class=\"_ _0\"></span>liale o<span class=\"_ _0\"></span>u d\u2019un gr<span class=\"_ _0\"></span>oupe d<span class=\"_ _0\"></span>estin\u00e9 \u00e0<span class=\"_ _0\"></span> \u00eatre c\u00e9<span class=\"_ _0\"></span>d\u00e9 jusq<span class=\"_ _0\"></span>u\u2019\u00e0 la dat<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 y9d9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession.<span class=\"_ _0\"></span> Le profit ou la pe<span class=\"_ _0\"></span>rte r\u00e9su<span class=\"_ _0\"></span>ltant de la ces<span class=\"_ _0\"></span>sion est l<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 y9da ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9db ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">e <span class=\"lsde wseb\">produi<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> vente</span></span> ;<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse9\">a valeur compt<span class=\"_ _0\"></span>able des act<span class=\"_ _0\"></span>ifs nets m<span class=\"_ _0\"></span>ajor\u00e9e d<span class=\"_ _0\"></span>e tout goodw<span class=\"_ _0\"></span>ill </span></span></span></div>\n<div class=\"t m0 x6a h62 y9dd ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>able et<span class=\"ls0 ws0\"> </span>des mo<span class=\"_ _0\"></span>ntants ac<span class=\"_ _0\"></span>cumul<span class=\"_ _0\"></span>\u00e9s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at du r\u00e9sul<span class=\"_ _0\"></span>tat glob<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x6a h62 y9de ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(par exem<span class=\"_ _0\"></span>ple, <span class=\"lsde wsfa\">les \u00e9carts<span class=\"ls0 ws0\"> </span></span>de change et <span class=\"ls0 ws0\">l<span class=\"lsde wseb\">es r\u00e9serves<span class=\"_ _3\"></span> disponible<span class=\"_ _3\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 y9df ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e0 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 y9e1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une activi<span class=\"_ _0\"></span>t\u00e9 aban<span class=\"_ _0\"></span>donn\u00e9e d\u00e9s<span class=\"_ _0\"></span>igne une<span class=\"_ _0\"></span> partie d\u2019Ag<span class=\"_ _0\"></span>eas qui a \u00e9t\u00e9 c<span class=\"_ _0\"></span>\u00e9d\u00e9e ou</div>\n<div class=\"t m0 x1a h62 y9e2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">class\u00e9e comme<span class=\"_ _3\"></span> d\u00e9tenue pour la vente et<span class=\"_ _3\"></span> qui<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya3c ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">R<span class=\"_ _3\"></span>epr\u00e9sent</span><span class=\"ff9a\">e <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une ligne d\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 princip<span class=\"_ _0\"></span>ale disti<span class=\"_ _0\"></span>ncte ou un<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">r\u00e9gion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya3d ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya3e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">F<span class=\"_ _3\"></span>ait</span><span class=\"ff9a\"> <span class=\"lsde wseb\">partie<span class=\"_ _3\"></span> d\u2019un plan<span class=\"_ _3\"></span> unique et<span class=\"_ _3\"></span> coordonn\u00e9 po<span class=\"_ _3\"></span>ur se s\u00e9p<span class=\"_ _3\"></span>arer d\u2019une </span></span></span></div>\n<div class=\"t m0 x6a h62 ya3f ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ligne d\u2019ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9 principa<span class=\"_ _0\"></span>le et distinc<span class=\"_ _0\"></span>te ou d\u2019un<span class=\"_ _0\"></span>e r\u00e9gion</div>\n<div class=\"t m0 x6a h62 ya40 ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span>ou<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya41 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdd wse9\">E<span class=\"_ _3\"></span>st</span><span class=\"ff9a\"> <span class=\"lsdc wse9\">une filial<span class=\"_ _0\"></span>e acquise ex<span class=\"_ _0\"></span>clusiv<span class=\"_ _0\"></span>ement en vu<span class=\"_ _0\"></span>e de la revent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya42 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats su<span class=\"_ _3\"></span>r les activit\u00e9s aba<span class=\"_ _3\"></span>ndonn\u00e9es sont repr<span class=\"_ _3\"></span>is distinctemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yc09 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 158px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 903px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 37px; width: 329px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 52px; width: 329px; z-index: 4;\"><br/></div>\n\n<br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ffa0 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ffa0 fs50 fc10 sc0 ls10f ws132\" style=\"z-index: 15;\">Op\u00e9r<span class=\"_ _3\"></span>atio<span class=\"_ _3\"></span>ns <span class=\"_ _3\"></span>en <span class=\"_ _3\"></span>monna<span class=\"_ _3\"></span>ie<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfd ws119\">\u00e9trang\u00e8res <span class=\"_ _3\"></span>et soldes</span> </span></div>\n<div class=\"t m0 x6 h62 y836 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9tablissem<span class=\"_ _3\"></span>ents \u00e9trangers d\u2019A<span class=\"_ _3\"></span>geas convertissen<span class=\"_ _3\"></span>t leurs op\u00e9ration<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y837 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">monnaie \u00e9trang\u00e8r<span class=\"_ _3\"></span>e au cou<span class=\"lsdc wseb\">rs de chang<span class=\"_ _0\"></span>e en vigu<span class=\"_ _0\"></span>eur \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"_ _0\"></span>la </span></div>\n<div class=\"t m0 x6 h62 y876 ff9e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y877 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y878 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9s<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on de l\u2019inf<span class=\"_ _0\"></span>ormati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re, les</div>\n<div class=\"t m0 x6 h62 y879 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> mon\u00e9tai<span class=\"_ _0\"></span>res \u00e9tra<span class=\"_ _0\"></span>ng\u00e8re sont c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s au cours de ch<span class=\"_ _0\"></span>ange en</div>\n<div style=\"z-index: 15;\">vigueu\n<div id=\"fs_96PR3OEZA800000000000000000000B\">\n<div style=\"font-family: 'times new roman', times; font-size: 10pt;\">\n<div class=\"pf w0 h0\" id=\"pf6h\">\n<div class=\"pc pc6d w0 h0\">\n<div>\n<div>\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div class=\"t m0 x6 h62 y87a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n\u00e0 cet<span class=\"_ _0\"></span>te date. Les<span class=\"_ _0\"></span> \u00e9carts d<span class=\"_ _0\"></span>e change r\u00e9<span class=\"_ _0\"></span>sultant d<span class=\"_ _0\"></span>e variati<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons d<span class=\"ls0 ws0\">u<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y87b ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt am<span class=\"_ _0\"></span>orti d\u2019u<span class=\"_ _0\"></span>n \u00e9l\u00e9me<span class=\"_ _0\"></span>nt mon\u00e9t<span class=\"_ _0\"></span>aire cl<span class=\"_ _0\"></span>assifi\u00e9 c<span class=\"_ _0\"></span>omme \u00e9t<span class=\"_ _0\"></span>ant dis<span class=\"_ _0\"></span>ponible <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y87c ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la vent<span class=\"_ _0\"></span>e sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rform<span class=\"_ _0\"></span>ance fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019autr<span class=\"_ _0\"></span>es gains et p<span class=\"_ _0\"></span>ertes li\u00e9s \u00e0 la v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>n de la juste va<span class=\"_ _0\"></span>leur de tels<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87e ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span><span class=\"wse9\">es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y87f ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y880 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y881 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">mon\u00e9<span class=\"_ _3\"></span>taires \u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt historique<span class=\"_ _3\"></span> sont convertis<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y882 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au cours de c<span class=\"_ _0\"></span>hange hist<span class=\"_ _0\"></span>orique e<span class=\"_ _0\"></span>n vigueur \u00e0 la dat<span class=\"_ _0\"></span>e de la trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y883 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taires \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 la just<span class=\"_ _0\"></span>e valeur so<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>is au </span></span></div>\n<div class=\"t m0 x6 h62 yc0b ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">cour<span class=\"lsdc wseb\">s de chang<span class=\"_ _0\"></span>e en vig<span class=\"_ _0\"></span>ueur au m<span class=\"_ _0\"></span>oment <span class=\"_ _0\"></span>o\u00f9 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 yc0c ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e. Les g<span class=\"_ _0\"></span>ains et pert<span class=\"_ _0\"></span>es d\u00e9co<span class=\"_ _0\"></span>ulant des \u00e9c<span class=\"_ _0\"></span>arts de ch<span class=\"_ _0\"></span>ange sont</div>\n<div class=\"t m0 x6 h62 yc0d ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la<span class=\"_ _3\"></span> performance finan<span class=\"_ _3\"></span>ci\u00e8re sous la rubr<span class=\"_ _3\"></span>ique</div>\n<div class=\"t m0 x6 h62 yc0e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons d\u2019\u00e9ca<span class=\"_ _0\"></span>rt de chan<span class=\"_ _0\"></span>ge, sauf s\u2019<span class=\"_ _0\"></span>ils se rapport<span class=\"_ _0\"></span>ent aux<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00e9l\u00e9ments non</span>-</span></div>\n<div class=\"t m0 x6 h62 yc0f ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"_ _0\"></span>res dont<span class=\"_ _0\"></span> les va<span class=\"_ _0\"></span>riations <span class=\"_ _0\"></span>de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc10 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc11 ff9e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Transactions<span class=\"_ _3\"></span> en <span class=\"wsea\">monnaie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>\u00e9trang\u00e8res<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yc12 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ation, Age<span class=\"_ _0\"></span>as conve<span class=\"_ _0\"></span>rtit l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situa<span class=\"_ _0\"></span>tion fina<span class=\"_ _0\"></span>nci\u00e8re</div>\n<div class=\"t m0 x6 h62 yc13 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>me<span class=\"wse9\">nt \u00e9tra<span class=\"_ _0\"></span>nger, dont l<span class=\"_ _0\"></span>a monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnelle n\u2019<span class=\"_ _0\"></span>est pas </span></div>\n<div class=\"t m0 x6 h62 yc14 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019euro et <span class=\"_ _3\"></span>dont l\u2019\u00e9con<span class=\"_ _3\"></span>omie n\u2019est <span class=\"_ _3\"></span>pas hyper<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e \u00e0 la fin d<span class=\"_ _0\"></span>e la </span></div>\n<div class=\"t m0 x6 h62 yc15 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re,<span class=\"_ _0\"></span> au cours en vig<span class=\"_ _0\"></span>ueur</div>\n<div class=\"t m0 x6 h62 yc16 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9se<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n de l\u2019infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re. L\u2019\u00e9t<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x6 h62 yc17 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et l\u2019\u00e9tat de fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie de ces</div>\n<div class=\"t m0 x6 h62 yc18 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sont conve<span class=\"_ _0\"></span>rtis au co<span class=\"_ _0\"></span>urs de chan<span class=\"_ _0\"></span>ge moyen po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 yc19 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able e<span class=\"_ _0\"></span>n cours <span class=\"_ _0\"></span>(ou except<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> au cour<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x6 h62 yc1a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la da<span class=\"_ _0\"></span>te de la tran<span class=\"_ _0\"></span>saction <span class=\"lsde wsfa\">si les cours de change </span></div>\n<div class=\"t m0 x6 h62 yc1b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fluctuent d<span class=\"_ _3\"></span>e mani\u00e8re <span class=\"_ _3\"></span>consid\u00e9rable).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc1c ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc1d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les \u00e9ca<span class=\"_ _0\"></span>rts de chang<span class=\"_ _0\"></span>e li\u00e9s aux \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 yc1e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trangers da<span class=\"_ _3\"></span>ns les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.<span class=\"_ _3\"></span> Lorsqu\u2019un</div>\n<div class=\"t m0 x6 h62 yc1f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9trange<span class=\"_ _0\"></span>r est c\u00e9d\u00e9, ce<span class=\"_ _0\"></span>s \u00e9carts de c<span class=\"_ _0\"></span>hange pr\u00e9<span class=\"_ _0\"></span>c\u00e9demm<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 yc20 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s les autres \u00e9l\u00e9<span class=\"_ _3\"></span>ments du r\u00e9sulta<span class=\"_ _3\"></span>t glob<span class=\"lsdc wseb\">al sont rec<span class=\"_ _0\"></span>lass\u00e9s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 yc21 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re \u00e0 t<span class=\"_ _0\"></span>itre de plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">ou moi<span class=\"_ _3\"></span>ns</span>-<span class=\"lsde wsea\">value<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yc22 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur la ve<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb93 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb94 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les \u00e9carts d<span class=\"_ _0\"></span>e change l<span class=\"_ _0\"></span>i\u00e9s aux \u00e9l\u00e9m<span class=\"_ _0\"></span>ents mon\u00e9t<span class=\"_ _0\"></span>aires, l<span class=\"_ _0\"></span>es empru<span class=\"_ _0\"></span>nts et</div>\n<div class=\"t m0 x6 h62 yb95 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s en monnai<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>\u00e9trang<span class=\"_ _0\"></span>\u00e8re, faisa<span class=\"_ _0\"></span>nt parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yb96 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9, so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yb97 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, sauf en cas d\u2019<span class=\"_ _0\"></span>ineffic<span class=\"_ _0\"></span>acit\u00e9 de la c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 yc23 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure. Au mo<span class=\"_ _0\"></span>ment de la so<span class=\"_ _0\"></span>rtie de l\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement net<span class=\"_ _0\"></span>, les</div>\n<div class=\"t m0 x1a h62 yc24 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span><span class=\"wse9\">e reconn<span class=\"_ _0\"></span>us pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du </span></div>\n<div class=\"t m0 x1a h62 yc25 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l sont rec<span class=\"_ _0\"></span>lassifi<span class=\"_ _0\"></span>\u00e9s dans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc26 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc27 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tout goodw<span class=\"_ _0\"></span>ill ou autr<span class=\"_ _0\"></span>es ajuste<span class=\"_ _0\"></span>ments de l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur proven<span class=\"_ _0\"></span>ant de</div>\n<div class=\"t m0 x1a h62 yc28 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019acquis<span class=\"_ _0\"></span>ition d\u2019<span class=\"_ _0\"></span>un \u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9tranger so<span class=\"_ _0\"></span>nt consid<span class=\"_ _0\"></span>\u00e9r\u00e9s co<span class=\"_ _0\"></span>mme actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yc29 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et passifs<span class=\"_ _0\"></span> de l\u2019\u00e9tabl<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt \u00e9trang<span class=\"_ _0\"></span>er et sont co<span class=\"_ _0\"></span>nvertis<span class=\"_ _0\"></span> au cours de</div>\n<div class=\"t m0 x1a h62 yc2a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la f<span class=\"_ _0\"></span>in de la p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>\u2019infor<span class=\"_ _0\"></span>mation</div>\n<div class=\"t m0 x1a h62 yc2b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re. A<span class=\"_ _3\"></span>geas comp<span class=\"_ _3\"></span>tabilise les <span class=\"_ _3\"></span>\u00e9carts d<span class=\"_ _3\"></span>e change r\u00e9<span class=\"_ _3\"></span>sultant dan<span class=\"_ _3\"></span>s les</div>\n<div class=\"t m0 x1a h62 yc2c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat gl<span class=\"lsdc wse9\">obal, jusqu\u2019au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a cession d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yc2d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9tabli<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt \u00e9tran<span class=\"_ _0\"></span>ger. A ce<span class=\"_ _0\"></span> moment<span class=\"_ _0\"></span>, les \u00e9c<span class=\"_ _0\"></span>arts de c<span class=\"_ _0\"></span>hange</div>\n<div class=\"t m0 x1a h62 yc2e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"_ _3\"></span> reconnus dans<span class=\"_ _3\"></span> les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments d<span class=\"_ _3\"></span>u r\u00e9sultat<span class=\"_ _3\"></span> global</div>\n<div class=\"t m0 x1a h62 yc2f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont recl<span class=\"_ _0\"></span>assifi\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc30 ff9e fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>lation <span class=\"lsde wsea\">en<span class=\"ls0 ws0\"> </span>Turquie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc31 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, l\u2019<span class=\"_ _0\"></span>\u00e9conom<span class=\"_ _0\"></span>ie Turqu<span class=\"_ _0\"></span>e est consid<span class=\"_ _0\"></span>\u00e9r\u00e9e \u00e9tant<span class=\"_ _0\"></span> hyper<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc32 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e conform\u00e9<span class=\"_ _0\"></span>ment aux dis<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 29</div>\n<div class=\"t m0 x1a h62 yc33 ffa1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wseb\">In<span class=\"_ _3\"></span>formation financ<span class=\"_ _3\"></span>i\u00e8re dan<span class=\"_ _3\"></span>s les \u00e9conomies<span class=\"_ _3\"></span> hyper</span>-<span class=\"lsdc wse8\">inflationnist<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ffa1\">\u00bb</span><span class=\"lsf0 ws10c\">. A </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yc34 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e, le t<span class=\"_ _0\"></span>aux cumu<span class=\"_ _0\"></span>l\u00e9 d\u2019inf<span class=\"_ _0\"></span>lation <span class=\"_ _0\"></span>Turque s<span class=\"_ _0\"></span>ur les t<span class=\"_ _0\"></span><span class=\"lsde\">rois ann\u00e9e<span class=\"_ _3\"></span>s exc\u00e8de </span></div>\n<div class=\"t m0 x1a h62 yc35 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les 100% (1<span class=\"_ _0\"></span>56%), selo<span class=\"_ _0\"></span>n l\u2019indic<span class=\"_ _0\"></span>e de prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc36 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. P<span class=\"_ _0\"></span>ar cons\u00e9q<span class=\"_ _0\"></span>uent, Ag<span class=\"_ _0\"></span>eas a pour la</div>\n<div class=\"t m0 x1a h62 yc37 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re fois ap<span class=\"_ _0\"></span>pliqu\u00e9,<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsoli<span class=\"_ _0\"></span>d\u00e9s, les</div>\n<div class=\"t m0 x1a h62 yc38 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions de la nor<span class=\"_ _0\"></span>me IAS 29 po<span class=\"_ _0\"></span>ur les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs de ses</div>\n<div class=\"t m0 x1a h62 yc39 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wsea\">Aksigor<span class=\"_ _3\"></span>ta</span> </span>\u00bb<span class=\"ff9e\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">et </span></span>\u00ab<span class=\"_ _3\"></span><span class=\"ff9e\"> <span class=\"lsde wsea\">AgeSA</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9e\">. </span></span></div>\n<div class=\"t m0 x1a h62 yc3a ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc3b ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S 29 impose qu<span class=\"_ _0\"></span>e les \u00e9tat<span class=\"_ _0\"></span>s financie<span class=\"_ _0\"></span>rs pr\u00e9pa<span class=\"_ _0\"></span>r\u00e9s en monn<span class=\"_ _0\"></span>aie</div>\n<div class=\"t m0 x1a h62 yc3c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trang\u00e8re <span class=\"_ _3\"></span>d\u2019une \u00e9conomie<span class=\"_ _3\"></span> \u00e9tant con<span class=\"_ _3\"></span>sid\u00e9r\u00e9e hyper<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"lsdc\">inflation<span class=\"_ _0\"></span>niste s<span class=\"_ _0\"></span>oient </span></div>\n<div class=\"t m0 x1a h62 yc3d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9s<span class=\"_ _0\"></span> en ter<span class=\"_ _0\"></span>mes de p<span class=\"_ _0\"></span><span class=\"wse9\">ouvoir d\u2019<span class=\"_ _0\"></span>achat \u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9riod<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 yc3e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span> Afin de d\u00e9t<span class=\"_ _0\"></span>erminer sa q<span class=\"_ _0\"></span>uote<span class=\"ls0 ws0\">-</span><span class=\"wse8\">part </span></div>\n<div class=\"t m0 x1a h62 yc3f ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans l\u2019actif<span class=\"_ _3\"></span> net ainsi que dans les<span class=\"_ _3\"></span> r\u00e9sultats d\u2019op\u00e9r<span class=\"_ _3\"></span>ation de ses</div>\n<div class=\"t m0 x1a h62 yc40 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue, Ageas<span class=\"_ _0\"></span> ajuste les<span class=\"_ _0\"></span> actifs et pa<span class=\"_ _0\"></span>ssifs non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc41 ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"lsdc wse9\">res exprim\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt histo<span class=\"_ _0\"></span>rique, les<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux propres ai<span class=\"_ _0\"></span>nsi que </span></div>\n<div class=\"t m0 x1a h62 yc42 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les \u00e9l\u00e9ments de<span class=\"_ _3\"></span> l\u2019\u00e9tat de la perf<span class=\"_ _3\"></span>ormance financi\u00e8re<span class=\"_ _3\"></span> pour la variation<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 yc43 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pouvoir d<span class=\"_ _0\"></span>\u2019achat, ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> l\u2019indice d<span class=\"_ _0\"></span>e prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc44 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. E<span class=\"_ _0\"></span>n deuxi\u00e8m<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">lieu, les \u00e9<span class=\"_ _3\"></span>tats financier<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yc45 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s s<span class=\"_ _0\"></span>ont conve<span class=\"_ _0\"></span>rtis en eur<span class=\"_ _0\"></span>o au cours de ch<span class=\"_ _0\"></span>ange en vi<span class=\"_ _0\"></span>gueur au 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1a h62 yc46 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2022<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc47 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc48 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conform<span class=\"_ _0\"></span>\u00e9ment aux<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 21 <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsf0 ws10c\">Effets des </span></span></span></div>\n<div class=\"t m0 x1a h62 yc49 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">variations des<span class=\"_ _3\"></span> cours de monnaies<span class=\"_ _3\"></span> \u00e9trang\u00e8res<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ffa1\">\u00bb</span><span class=\"lsdc wse9\">, les inform<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x1a h62 yc4a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comparat<span class=\"_ _0\"></span>ives de l\u2019<span class=\"_ _0\"></span>ex<span class=\"wseb\">ercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able 20<span class=\"_ _0\"></span>21 n\u2019ont <span class=\"_ _0\"></span>pas \u00e9t\u00e9 m<span class=\"_ _0\"></span>odifi<span class=\"_ _0\"></span>\u00e9es et </span></div>\n<div class=\"t m0 x1a h62 yc4b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a r<span class=\"_ _3\"></span>econnu l\u2019impa<span class=\"_ _3\"></span>ct r\u00e9sultan<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> premi\u00e8re app<span class=\"_ _3\"></span>lication de <span class=\"_ _3\"></span>la</div>\n<div class=\"t m0 x1a h62 yc4c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IAS 29<span class=\"_ _3\"></span> dans se<span class=\"_ _3\"></span>s capitaux<span class=\"_ _3\"></span> propres au<span class=\"_ _3\"></span> 1</div>\n<div class=\"t m0 x22 h76 yc4d ff9e fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfe h62 yc4e ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc4f ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc50 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019appli<span class=\"_ _0\"></span>cation de la no<span class=\"_ _0\"></span>rme IAS 2<span class=\"_ _0\"></span>9 a <span class=\"lsde wsea\">entra\u00een\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>un impact d<span class=\"_ _0\"></span>\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">(27) </span></span></div>\n<div class=\"t m0 x1a h62 yc51 ff9e fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">million<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">dans le<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">compte de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span>et un impact d<span class=\"lsde wsea\">\u2019EUR<span class=\"ls0 ws0\"> </span>147 </span></span></span></div>\n<div class=\"t m0 x1a h62 yc52 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat co<span class=\"_ _0\"></span>nsolid\u00e9 <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>des capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres de</div>\n<div class=\"t m0 x1a h62 yc53 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 330px; height: 776px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 330px; height: 776px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 330px; height: 776px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Cours de c<span class=\"_ _3\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e les cou<span class=\"_ _0\"></span>rs <span class=\"lsde wsfa\">de change des principales<span class=\"_ _3\"></span> </span><span class=\"wse8\">monnaies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour Agea<span class=\"_ _3\"></span>s.</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 417px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ffa2 fs45 fc1e sc0 lse5 ws100\" style=\"left: 455px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> en<span class=\"ls0 ws0\"> <span class=\"lse4 wsf7\">fin d\u2019exercice</span> </span></div>\n<div class=\"t m0 x65 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 670px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x192 h65 y699 ffa2 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 742px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">Moyens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc1e sc0 lse6 ws133\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">1 EUR =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 344px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 468px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 417px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Livre sterling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 1004px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 1004px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1004px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Dollar am\u00e9ricain<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 989px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 989px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 989px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 989px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Dollar Hong Kong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 974px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 974px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 974px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 974px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Livre turque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 959px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 959px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Yuan Renminbi chinois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 945px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 945px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 945px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 945px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Roupie indienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 930px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 930px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Ringgit malaisien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 915px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 915px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 915px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Peso philippin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 900px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 900px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Baht tha\u00eflandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 885px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 885px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 885px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 885px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Dong vietnamien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 870px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 870px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 643px; bottom: 870px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 870px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 859px; height: 247px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 859px; height: 247px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc59 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc5a ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d yc5b ffa5 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.8<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"ls110 ws134\">Bases d\u2019\u00e9va<span class=\"_ _0\"></span>luation<span class=\"_ _0\"></span> utilis\u00e9<span class=\"_ _0\"></span>es pour la </span></span></div>\n<div class=\"t m0 x6 h7d yc5c ffa5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">pr\u00e9paration des \u00e9tats financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc5d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des pas<span class=\"_ _0\"></span>sifs sont<span class=\"_ _0\"></span> effectu<span class=\"_ _0\"></span>\u00e9es </span></span></span></div>\n<div class=\"t m0 x6 h62 yc5e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des trans<span class=\"_ _0\"></span>actions s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 yc5f ffa2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">A<span class=\"_ _3\"></span>ctifs financier<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h62 yc60 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>ncier est t<span class=\"_ _0\"></span>out contr<span class=\"_ _0\"></span>at qui fait n<span class=\"_ _0\"></span>a\u00eetre un act<span class=\"_ _0\"></span>if financ<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x6 h62 yc61 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une enti<span class=\"_ _0\"></span>t\u00e9 et un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er ou un inst<span class=\"_ _0\"></span>rument<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de capitaux propre<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 yc62 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une aut<span class=\"_ _0\"></span>re entit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc63 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc64 ffa2 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Ageas classifie et mesure les act<span class=\"_ _0\"></span>ifs et les passifs financiers en f<span class=\"_ _0\"></span>onction</div>\n<div class=\"t m0 x6 h62 yc65 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des transa<span class=\"_ _3\"></span>ctions sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">jacentes<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yc66 ffa4 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Cla<span class=\"lsde wsea\">ssement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des actifs finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yc67 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le management d\u00e9<span class=\"_ _3\"></span>termine le clas<span class=\"_ _3\"></span>sement appropri\u00e9<span class=\"_ _3\"></span> des instruments</div>\n<div class=\"t m0 x6 h62 yc68 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers au mo<span class=\"_ _3\"></span>ment de leur acha<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yc69 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wsea\">D<span class=\"_ _3\"></span>\u00e9tenus <span class=\"lsdc wseb\">jusqu\u2019\u00e0 l\u2019\u00e9<span class=\"_ _0\"></span>ch\u00e9ance<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">les oblig<span class=\"_ _0\"></span>ations as<span class=\"_ _0\"></span>sorties<span class=\"_ _0\"></span> d\u2019une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc6a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e fixe que le m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent a l\u2019inte<span class=\"_ _0\"></span>ntion et la ca<span class=\"_ _0\"></span>pacit\u00e9 de</div>\n<div class=\"t m0 x5c h62 yc6b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tenir ju<span class=\"_ _0\"></span>squ\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc6c ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wseb\">Pr<span class=\"_ _3\"></span>\u00eats et cr\u00e9a<span class=\"_ _3\"></span>nces</span><span class=\"ffa2\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les obliga<span class=\"_ _3\"></span>tions avec paiem<span class=\"_ _3\"></span>ents fixes ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc6d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nables n<span class=\"_ _0\"></span>\u2019ayant<span class=\"_ _0\"></span> pas de c<span class=\"_ _0\"></span>ours c<span class=\"_ _0\"></span>ot\u00e9s sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et qui</div>\n<div class=\"t m0 x5c h62 yc6e ffa2 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">lo<span class=\"lsde wsfa\">rs de leur comptabil<span class=\"_ _3\"></span>isation initiale<span class=\"_ _3\"></span> ne sont pas d\u00e9si<span class=\"_ _3\"></span>gn\u00e9es comme </span></div>\n<div class=\"t m0 x5c h62 yc6f ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenues \u00e0 des<span class=\"_ _3\"></span> fins de transacti<span class=\"_ _3\"></span>on ou comme disponib<span class=\"_ _3\"></span>les \u00e0 la</div>\n<div class=\"t m0 x5c h62 yc70 ffa2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc71 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsdc wseb\">Disponibles \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les titres \u00e0 d\u00e9te<span class=\"_ _3\"></span>nir pour une p\u00e9riod<span class=\"_ _3\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc72 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9finie,<span class=\"_ _3\"></span> susceptible<span class=\"_ _3\"></span>s d\u2019\u00eatre <span class=\"_ _3\"></span>vendus pour r\u00e9<span class=\"_ _3\"></span>pondre \u00e0 <span class=\"_ _3\"></span>des b<span class=\"wsea\">esoins<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x5c h62 yc73 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de liquid<span class=\"_ _0\"></span>it\u00e9 ou \u00e0 des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat, de taux<span class=\"_ _0\"></span> de change</div>\n<div class=\"t m0 x5c h62 yc74 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de co<span class=\"_ _0\"></span>urs d\u2019act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc75 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsf0\">A<span class=\"_ _3\"></span>ctifs fina<span class=\"lsdc wse9\">nciers d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r par le biais d<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc76 ffa2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9sultat<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x5c h62 yc77 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsde wsfa\">D\u00e9tenus \u00e0 des fins de tran<span class=\"_ _3\"></span>saction</span><span class=\"ffa2\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">les titres qui sont<span class=\"_ _0\"></span> achet\u00e9s </span></span></span></div>\n<div class=\"t m0 x22d h62 yc78 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le bu<span class=\"lsde wsfa\">t de g\u00e9n\u00e9rer des profits \u00e0 cour<span class=\"_ _3\"></span>t terme<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x5c h62 yc79 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsdc wse9\">Des tit<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wseb\">financ<span class=\"_ _0\"></span>iers d<span class=\"_ _0\"></span>\u00e9sign\u00e9s <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du </span></span></span></div>\n<div class=\"t m0 x22d h62 yc7a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yc7b ffa4 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Evaluat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> actifs f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc7c ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les investisse<span class=\"_ _3\"></span>ments d\u00e9tenus jusqu\u2019<span class=\"_ _3\"></span>\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _3\"></span> sont mesur\u00e9s au co\u00fb<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yc7d ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorti so<span class=\"_ _0\"></span>us d\u00e9duct<span class=\"_ _0\"></span>ion de tout<span class=\"_ _0\"></span>e provision p<span class=\"_ _0\"></span>our d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on. Tout \u00e9ca<span class=\"_ _0\"></span>rt</div>\n<div class=\"t m0 x6 h62 yc7e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de juste val<span class=\"_ _0\"></span>eur par ra<span class=\"_ _0\"></span>pport au mo<span class=\"_ _0\"></span>ntant compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9 initia<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> li\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 yc7f ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de t<span class=\"_ _0\"></span>ransa<span class=\"_ _0\"></span>ction, des pr<span class=\"_ _0\"></span>imes ou des d<span class=\"_ _0\"></span>\u00e9cotes in<span class=\"_ _0\"></span>itiales,<span class=\"_ _0\"></span> est amort<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 yc80 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la dur\u00e9<span class=\"_ _0\"></span>e de vie de l\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt la m\u00e9th<span class=\"_ _0\"></span>ode du taux</div>\n<div class=\"t m0 x1a h62 yc81 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. Si<span class=\"_ _0\"></span> un actif<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance do<span class=\"_ _0\"></span>it faire <span class=\"_ _0\"></span>l\u2019objet</div>\n<div class=\"t m0 x1a h62 yc82 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on, la prov<span class=\"_ _0\"></span>ision po<span class=\"_ _0\"></span>ur d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en</div>\n<div class=\"t m0 x1a h62 yc83 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 751px; height: 73px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 57px; width: 341px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h62 yc84 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yc85 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pr\u00eat<span class=\"_ _0\"></span>s et cr<span class=\"_ _0\"></span>\u00e9ances so<span class=\"_ _0\"></span>nt mesu<span class=\"_ _0\"></span>r\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i sous <span class=\"_ _0\"></span>d\u00e9ducti<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 yc86 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>vision po<span class=\"_ _0\"></span><span class=\"wseb\">ur d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on. Lor<span class=\"_ _0\"></span>s de la co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initi<span class=\"_ _0\"></span>ale, les </span></div>\n<div class=\"t m0 x1a h62 yc87 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00eats et c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es sont m<span class=\"_ _0\"></span>esur\u00e9s <span class=\"_ _0\"></span>\u00e0 la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur y comp<span class=\"_ _0\"></span>ris les f<span class=\"_ _0\"></span>rais de</div>\n<div class=\"t m0 x1a h62 yc88 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les prime<span class=\"_ _0\"></span>s et d\u00e9c<span class=\"_ _0\"></span>otes in<span class=\"_ _0\"></span>itiales. <span class=\"_ _0\"></span>Le co\u00fbt<span class=\"_ _0\"></span> amorti <span class=\"_ _0\"></span>est calc<span class=\"_ _0\"></span>ul\u00e9</div>\n<div class=\"t m0 x1a h62 yc89 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant la m\u00e9th<span class=\"_ _0\"></span>ode du taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat ef<span class=\"_ _0\"></span>fectif<span class=\"ls0 ws0\"> </span>(TI<span class=\"_ _0\"></span>E), en pren<span class=\"_ _0\"></span>ant en</div>\n<div class=\"t m0 x1a h62 yc8a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte to<span class=\"_ _0\"></span>ute d\u00e9cot<span class=\"_ _0\"></span>e ou prime \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion et les<span class=\"_ _0\"></span> commissi<span class=\"_ _0\"></span>ons ou frais</div>\n<div class=\"t m0 x1a h62 yc8b ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui font<span class=\"_ _0\"></span> int\u00e9gr<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> parti<span class=\"_ _0\"></span>e du taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. L\u2019<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement</div>\n<div class=\"t m0 x1a h62 yc8c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du TIE est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 dans le co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat. Le<span class=\"_ _0\"></span>s gains et pe<span class=\"_ _0\"></span>rtes</div>\n<div class=\"t m0 x1a h62 yc8d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span><span class=\"wse9\">s\u00e9s dans l<span class=\"_ _0\"></span>e compte de r\u00e9s<span class=\"_ _0\"></span>ultat lo<span class=\"_ _0\"></span>rsque les<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts </span></div>\n<div class=\"t m0 x1a h62 yc8e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s ou d\u00e9<span class=\"_ _0\"></span>pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 577px; height: 152px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yc8f ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc90 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour les<span class=\"_ _0\"></span> instru<span class=\"_ _0\"></span>ments \u00e0 t<span class=\"_ _0\"></span>aux flott<span class=\"_ _0\"></span>ant, l<span class=\"_ _0\"></span>es flux <span class=\"_ _0\"></span>de tr\u00e9sor<span class=\"_ _0\"></span>erie so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 yc91 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riodiquemen<span class=\"_ _3\"></span>t r\u00e9estim\u00e9s<span class=\"_ _3\"></span> afin de <span class=\"_ _3\"></span>refl\u00e9ter les <span class=\"_ _3\"></span>mouvements de<span class=\"_ _3\"></span>s taux</div>\n<div class=\"t m0 x1a h62 yc92 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat du march<span class=\"_ _0\"></span>\u00e9. Si un instr<span class=\"_ _0\"></span>u<span class=\"wseb\">ment<span class=\"_ _0\"></span> \u00e0 taux fl<span class=\"_ _0\"></span>ottant a <span class=\"_ _0\"></span>\u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yc93 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale<span class=\"_ _0\"></span>ment \u00e0 un mont<span class=\"_ _0\"></span>ant (qu<span class=\"_ _0\"></span>asi) \u00e9gal<span class=\"_ _0\"></span> au montant re<span class=\"_ _0\"></span>mboursa<span class=\"_ _0\"></span>ble en</div>\n<div class=\"t m0 x1a h62 yc94 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al, la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion n\u2019a<span class=\"_ _0\"></span> pas d\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>e sur la v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x1a h62 yc95 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inst<span class=\"_ _0\"></span>rument et<span class=\"_ _0\"></span> il n\u2019y a pas d\u2019aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats re\u00e7u<span class=\"_ _0\"></span>s,</div>\n<div class=\"t m0 x1a h62 yc96 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compta<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>engag<span class=\"_ _0\"></span>ement. En r<span class=\"_ _0\"></span>evanche,<span class=\"_ _0\"></span> si un instru<span class=\"_ _0\"></span>ment \u00e0 taux</div>\n<div class=\"t m0 x1a h62 yc97 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> est acquis<span class=\"_ _0\"></span> avec une pri<span class=\"_ _0\"></span>me ou une d\u00e9c<span class=\"_ _0\"></span>ote signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ve, cette</div>\n<div class=\"t m0 x1a h62 yc98 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prime ou d\u00e9c<span class=\"_ _0\"></span>ote est am<span class=\"_ _0\"></span>ortie sur la du<span class=\"_ _0\"></span>r\u00e9e de vie att<span class=\"_ _0\"></span>endue de l<span class=\"_ _0\"></span>\u2019instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yc99 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et incl<span class=\"_ _0\"></span>use dans l<span class=\"_ _0\"></span>e calcu<span class=\"_ _0\"></span>l du TIE.<span class=\"_ _0\"></span> La val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able se<span class=\"_ _0\"></span>ra reca<span class=\"_ _0\"></span>lcul\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yc9a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour chaq<span class=\"_ _0\"></span>ue p\u00e9riode e<span class=\"_ _0\"></span>n \u00e9tablis<span class=\"_ _0\"></span>sant la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>alis\u00e9e<span class=\"_ _0\"></span> des flux de</div>\n<div class=\"t m0 x1a h62 yc9b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s a<span class=\"_ _0\"></span>u taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif \u00e0 ce mom<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">-<span class=\"lsf0\">l\u00e0. Tout </span></span></div>\n<div class=\"t m0 x1a h62 yc9c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment est co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9 en compte<span class=\"_ _0\"></span> de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc9d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 136px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 630px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 635px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 198px; height: 634px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 198px; height: 908px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations et</div>\n<div class=\"t m0 x6 h62 y8b2 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y8b3 ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">juste valeur. Les variations de juste valeur sont comptabilis\u00e9es <span class=\"wse9\"></span></div>\n<div class=\"t m0 x6 h62 y93e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments du</div>\n<div class=\"t m0 x6 h62 y93f ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9. Au</div>\n<div class=\"t m0 x6 h62 y940 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>e la ces<span class=\"_ _0\"></span>sion, <span class=\"_ _0\"></span>les variat<span class=\"_ _0\"></span>ions <span class=\"_ _0\"></span>accumul<span class=\"_ _0\"></span>\u00e9es de jus<span class=\"_ _0\"></span>te val<span class=\"_ _0\"></span><span class=\"lsde\">eur dans </span></div>\n<div class=\"t m0 x6 h62 y941 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres s<span class=\"_ _3\"></span>ont recycl\u00e9e<span class=\"_ _3\"></span>s via le<span class=\"_ _3\"></span> compte de <span class=\"_ _3\"></span>r\u00e9sultat. Le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> sur les tit<span class=\"_ _0\"></span>res dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9s via la</div>\n<div class=\"t m0 x6 h62 y943 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>u taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat effec<span class=\"_ _0\"></span>tif. L\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement p\u00e9<span class=\"_ _0\"></span>riodiq<span class=\"_ _0\"></span>ue et les</div>\n<div class=\"t m0 x6 h62 y944 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>our d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>ab<span class=\"lsde wsfa\">ilis\u00e9s dans le compte de<span class=\"_ _3\"></span> r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y945 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et les d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme des <span class=\"_ _0\"></span>produit<span class=\"_ _0\"></span>s lors <span class=\"_ _0\"></span>de leur</div>\n<div class=\"t m0 x6 h62 y946 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 345px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y9ed ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Aux portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>es d\u2019assu<span class=\"_ _0\"></span>rance o\u00f9 les p<span class=\"_ _0\"></span>rofits et pe<span class=\"_ _0\"></span>rtes non<span class=\"_ _0\"></span> r\u00e9alis\u00e9s su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y9ef ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> ont un impact direc<span class=\"_ _3\"></span>t sur l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssur<span class=\"lsdc wse8\">ance, </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, confor<span class=\"_ _0\"></span>m\u00e9ment \u00e0 l\u2019I<span class=\"_ _0\"></span>FRS 4. Cel<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>e que les vari<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span>s gains et pert<span class=\"_ _0\"></span>es non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s aff<span class=\"_ _0\"></span>ectent<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssurance et ne seron<span class=\"_ _3\"></span>t d\u00e8s lors pas inclus<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f3 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 167px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 546px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y97d ffab fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Date de <span class=\"lsde wsea\">transaction<span class=\"ls0 ws0\"> </span><span class=\"wseb\">et <span class=\"_ _3\"></span>de r\u00e8gl</span></span><span class=\"wse8\">ement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les ach<span class=\"_ _0\"></span>ats et vent<span class=\"_ _0\"></span>es d\u2019actif<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers imp<span class=\"_ _0\"></span>osant la liv<span class=\"_ _0\"></span>raison da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y97f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par des r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> ou par conve<span class=\"_ _0\"></span>ntion de mar<span class=\"_ _0\"></span>ch\u00e9</div>\n<div class=\"t m0 x1a h62 y980 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, qui est l<span class=\"_ _0\"></span>a date \u00e0 laquel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1a h62 y981 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas dev<span class=\"_ _0\"></span>ient part<span class=\"_ _0\"></span>ie aux disp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">contractuelles des actifs </span></span></div>\n<div class=\"t m0 x1a h62 y982 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y983 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les achats et<span class=\"_ _0\"></span> ventes \u00e0 te<span class=\"_ _0\"></span>rme autre<span class=\"_ _0\"></span>s que ceux im<span class=\"_ _0\"></span>posant<span class=\"_ _0\"></span> la livraiso<span class=\"_ _0\"></span>n dans</div>\n<div class=\"t m0 x1a h62 y985 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par la r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ation o<span class=\"_ _0\"></span>u la convent<span class=\"_ _0\"></span>ion de marc<span class=\"_ _0\"></span>h\u00e9 sont</div>\n<div class=\"t m0 x1a h62 y986 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> en tant q<span class=\"_ _0\"></span>ue trans<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s \u00e0 term<span class=\"_ _0\"></span>e sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9s jus<span class=\"_ _0\"></span>qu\u2019au</div>\n<div class=\"t m0 x1a h62 y987 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e8gle<span class=\"lsf0 ws104\">ment. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1a h7e yb0b ffab fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yb0c ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">IFRS des p<span class=\"_ _0\"></span>assifs f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>iers d\u00e9t<span class=\"_ _0\"></span>ermine l<span class=\"_ _0\"></span>eur \u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x1a h62 yb0d ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">leur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat de la m<span class=\"_ _0\"></span>ani\u00e8re su<span class=\"_ _0\"></span>ivante<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\"></span>Les passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais du<span class=\"ffa9\"><span class=\"lsdc wseb\"><span class=\"ls0 ws0\"><span class=\"lsde wsea\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb0f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de r\u00e9sultat incluent :<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y98d ffa9 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"><span class=\"lsdc wseb\">, <span class=\"_ _0\"></span>y </span></span></div>\n<div class=\"t m0 x134 h62 y98e ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compris le<span class=\"_ _3\"></span>s instrumen<span class=\"_ _3\"></span>ts d\u00e9riv\u00e9s ne<span class=\"_ _3\"></span> se quali<span class=\"_ _3\"></span>fiant pas <span class=\"_ _3\"></span>comme</div>\n<div class=\"t m0 x134 h62 yb10 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de couvert<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 yb11 ffa9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">ii)<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span>L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">es passifs finan<span class=\"_ _3\"></span>ciers qu\u2019Ageas a irr<span class=\"_ _3\"></span>\u00e9vocablement d\u00e9s<span class=\"_ _3\"></span>ign\u00e9s </span></span></div>\n<div class=\"t m0 x134 h62 yb12 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">lors de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale ou lors de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x134 h62 yb13 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">adoptio<span class=\"_ _0\"></span>n des IFRS co<span class=\"_ _0\"></span>mme d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais</div>\n<div class=\"t m0 x134 h62 yb14 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>, parce qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x134 h62 yb15 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e cont<span class=\"_ _0\"></span>rat h\u00f4te inc<span class=\"_ _0\"></span>lut un d\u00e9riv<span class=\"_ _0\"></span>\u00e9 incor<span class=\"_ _0\"></span>por\u00e9 qui dev<span class=\"_ _0\"></span>rait sino<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xfb h62 yb16 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00eatre s\u00e9par\u00e9,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 yb17 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er \u00e9limi<span class=\"_ _0\"></span>ne ou r<span class=\"lsde wseb\">\u00e9duit significat<span class=\"_ _3\"></span>ivement une </span></span></span></span></div>\n<div class=\"t m0 xfb h62 yb18 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incoh\u00e9r<span class=\"_ _0\"></span>ence dans l<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation ou la com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">non</span>-</span></div>\n<div class=\"t m0 xfb h62 yb19 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concordance<span class=\"_ _3\"></span> comptable<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"_ _3\"></span>, ou<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 ya70 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er rel\u00e8v<span class=\"_ _0\"></span>e d\u2019un grou<span class=\"_ _0\"></span>pe d\u2019actif<span class=\"_ _0\"></span>s et/ou de </span></span></span></div>\n<div class=\"t m0 xfb h62 ya71 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs g\u00e9r\u00e9s et d<span class=\"_ _0\"></span>ont la perf<span class=\"_ _0\"></span>ormance es<span class=\"_ _0\"></span>t \u00e9valu<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 xfb h62 ya72 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a <span class=\"lsde wsfa\">m\u00e9thode de la ju<span class=\"_ _3\"></span>ste valeur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya73 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wseb\">Les autres pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs sont i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 ya74 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion. Par l<span class=\"_ _0\"></span>a suite,</div>\n<div class=\"t m0 x6a h62 ya75 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> passifs <span class=\"lsde wsea\">financiers<span class=\"ls0 ws0\"> </span><span class=\"wseb\">sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti en<span class=\"_ _3\"></span> utilisant<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la m\u00e9tho<span class=\"_ _0\"></span>de du ta<span class=\"_ _0\"></span>ux d'in<span class=\"lsde\">t<span class=\"_ _0\"></span>\u00e9r\u00eat effe<span class=\"_ _3\"></span>ctif, avec<span class=\"_ _3\"></span> amortissement <span class=\"_ _3\"></span>p\u00e9riodique </span></div>\n<div class=\"t m0 x6a h62 ya77 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9 e<span class=\"_ _3\"></span>n compte de<span class=\"_ _3\"></span> r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya78 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya79 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les dettes subordon<span class=\"_ _3\"></span>n\u00e9es et les emprun<span class=\"_ _3\"></span>ts sont initia<span class=\"_ _3\"></span>lement</div>\n<div class=\"t m0 x1a h62 ya7a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> \u00e0 la juste vale<span class=\"_ _0\"></span>ur moins les<span class=\"_ _0\"></span> co\u00fbts de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 ya7b ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>urement<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amorti<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt <span class=\"wseb\">la m\u00e9t<span class=\"_ _0\"></span>hode du t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya7c ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if, avec am<span class=\"_ _0\"></span>ortisse<span class=\"_ _0\"></span>ment p\u00e9rio<span class=\"_ _0\"></span>dique en<span class=\"_ _0\"></span>regist<span class=\"_ _0\"></span>r\u00e9 en compte</div>\n<div class=\"t m0 x1a h62 yca8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y947 ffb1 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur est le mont<span class=\"_ _0\"></span>ant auq<span class=\"_ _0\"></span>uel un actif o<span class=\"_ _0\"></span>u un instrum<span class=\"_ _0\"></span>ent fina<span class=\"_ _0\"></span>ncier</div>\n<div class=\"t m0 x6 h62 y949 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">remis pourrai<span class=\"_ _3\"></span>t \u00eatre \u00e9<span class=\"_ _3\"></span>chang\u00e9 et un<span class=\"_ _3\"></span> passif r\u00e9g<span class=\"_ _3\"></span>l\u00e9, entre<span class=\"_ _3\"></span> parties bi<span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y94a ffaf fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">info<span class=\"lsde wseb\">r<span class=\"_ _3\"></span>m\u00e9es et <span class=\"_ _3\"></span>consentantes<span class=\"_ _3\"></span>, agissant da<span class=\"_ _3\"></span>ns des cond<span class=\"_ _3\"></span>itions de <span class=\"_ _3\"></span>pleine </span></div>\n<div class=\"t m0 x6 h62 y94b ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concurrence<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur pr\u00e9<span class=\"_ _0\"></span>sent\u00e9e est la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur nette (c<span class=\"_ _0\"></span>lean fai<span class=\"_ _0\"></span>r value),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffaf fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wseb\">dire la juste va<span class=\"_ _0\"></span>leur tot<span class=\"_ _0\"></span>ale moi<span class=\"_ _0\"></span>ns les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats <span class=\"_ _0\"></span>couru<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>o\u00fbts </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action. Le<span class=\"_ _0\"></span>s int\u00e9r\u00eat<span class=\"_ _0\"></span>s cour<span class=\"lsde wsfa\">us sont class\u00e9s s\u00e9par\u00e9ment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a9 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur d\u2019un pas<span class=\"_ _0\"></span>sif ou d\u2019un i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent de capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9ab ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">traduit l\u2019<span class=\"_ _3\"></span>effet du ri<span class=\"_ _3\"></span>sque de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span>perform<span class=\"_ _3\"></span>ance. Le ri<span class=\"_ _3\"></span>sque de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y9ac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lut, sa<span class=\"_ _0\"></span>ns s\u2019y li<span class=\"_ _0\"></span>miter, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e propr<span class=\"_ _0\"></span>e de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc05 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les princ<span class=\"_ _0\"></span>ipes de bas<span class=\"_ _0\"></span>e utilis\u00e9s l<span class=\"_ _0\"></span>ors de l\u2019<span class=\"wseb\">est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont </span></div>\n<div class=\"t m0 x6 h62 ya45 ffaf fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les su<span class=\"_ _3\"></span>ivant<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya46 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wseb\">M<span class=\"_ _3\"></span>aximisation du<span class=\"_ _3\"></span> recours <span class=\"_ _3\"></span>aux donn\u00e9es <span class=\"_ _3\"></span>(de march\u00e9<span class=\"_ _3\"></span>) observables<span class=\"_ _3\"></span> et </span></span></div>\n<div class=\"t m0 x5c h62 ya47 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">minimis<span class=\"_ _0\"></span>ation du re<span class=\"_ _0\"></span>cours aux d<span class=\"_ _0\"></span>onn\u00e9es<span class=\"_ _0\"></span> non observa<span class=\"_ _0\"></span>bles (co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x5c h62 ya48 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>ons et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>es)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya49 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>hang<span class=\"wsfa\">ement de m\u00e9t<span class=\"_ _3\"></span>hode d\u2019estimation<span class=\"_ _3\"></span> uniquem<span class=\"lsdc wse9\">ent lorsqu\u2019<span class=\"_ _0\"></span>une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya4a ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">am\u00e9lior<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> \u00eatre d\u00e9mo<span class=\"_ _0\"></span>ntr\u00e9e, o<span class=\"_ _0\"></span>u qu\u2019un cha<span class=\"_ _0\"></span>ngement es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x5c h62 ya4b ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire par s<span class=\"_ _0\"></span>uite des<span class=\"_ _0\"></span> modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de ma<span class=\"_ _0\"></span>rch\u00e9 ou</div>\n<div class=\"t m0 x5c h62 ya4c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la dispon<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors du calc<span class=\"_ _0\"></span>ul de la just<span class=\"_ _0\"></span>e valeur, la hi<span class=\"_ _0\"></span>\u00e9rarchi<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e est util<span class=\"_ _0\"></span>is\u00e9e pour</div>\n<div class=\"t m0 x6 h62 ya4f ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9t<span class=\"wse9\">ermi<span class=\"_ _0\"></span>ner la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fina<span class=\"_ _0\"></span>nciers p<span class=\"_ _0\"></span>ar des tech<span class=\"_ _0\"></span>niques </span></div>\n<div class=\"t m0 x6 h62 ya50 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation et po<span class=\"_ _0\"></span>ur la publi<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya51 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 1<span class=\"_ _3\"></span> : <span class=\"lsdc wseb\">les justes vale<span class=\"_ _0\"></span>urs so<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>es via l<span class=\"_ _0\"></span>es prix c<span class=\"_ _0\"></span>ot\u00e9s (n<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x5c h62 ya52 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s<span class=\"_ _0\"></span>) sur un marc<span class=\"_ _0\"></span>h\u00e9 actif pou<span class=\"_ _0\"></span>r des actif<span class=\"_ _0\"></span>s ou des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya53 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">identiques, ce<span class=\"_ _3\"></span> qui signifi<span class=\"lsdc wse9\">e que ces prix repr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x5c h62 ya54 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions r\u00e9<span class=\"_ _0\"></span>elles et int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nt r\u00e9guli\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> sur le march<span class=\"_ _0\"></span>\u00e9 dans</div>\n<div class=\"t m0 x5c h62 ya55 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des condit<span class=\"_ _0\"></span>ions de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce normal<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya56 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 2<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es autre<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 ya57 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des prix<span class=\"_ _0\"></span> cot\u00e9s au Nive<span class=\"_ _0\"></span>au<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">1 qui sont observab</span></span>les (sur le</div>\n<div class=\"t m0 x5c h62 ya58 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9), soi<span class=\"_ _3\"></span>t directemen<span class=\"_ _3\"></span>t (des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement (de<span class=\"_ _3\"></span>s donn\u00e9es</div>\n<div class=\"t m0 x5c h62 ya59 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e<span class=\"_ _0\"></span>s de prix, c<span class=\"_ _0\"></span>omme des ta<span class=\"_ _0\"></span>ux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat ou de chan<span class=\"_ _0\"></span>ge)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5a ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 3<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es qui ne<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya5b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas (t<span class=\"_ _0\"></span>otaleme<span class=\"_ _0\"></span>nt) bas\u00e9<span class=\"_ _0\"></span>es sur des donn<span class=\"_ _0\"></span>\u00e9es obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5c ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>o\u00fbt.</span><span class=\"ffaf\"> </span></span></div>\n<div class=\"t m0 x6 h62 ycaa ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ycab ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le niveau d<span class=\"_ _0\"></span>ans la hi\u00e9ra<span class=\"_ _0\"></span>rchie de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur dont re<span class=\"_ _0\"></span>l\u00e8ve enti\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ycac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r est d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>\u00e9 sur la b<span class=\"_ _0\"></span>ase <span class=\"lsde\">des donn\u00e9es du </span></div>\n<div class=\"t m0 x1a h62 ya1a ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau l<span class=\"_ _0\"></span>e plus f<span class=\"_ _0\"></span>aible qu<span class=\"_ _0\"></span>i soit si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif pou<span class=\"_ _0\"></span>r l\u2019\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n \u00e0 la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ya1b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son ent<span class=\"_ _0\"></span>i\u00e8ret\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1d ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9valua<span class=\"_ _3\"></span>tions de j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span> de niveau<span class=\"_ _3\"></span>x<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2 et</span> </span><span class=\"wsfa\">3 requi\u00e8ren<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 ya1e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion de tech<span class=\"_ _0\"></span>niques de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1f ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya20 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>nc<span class=\"wseb\">ier es<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 co<span class=\"_ _0\"></span>mme cot<span class=\"_ _0\"></span>\u00e9 sur un m<span class=\"_ _0\"></span>arch\u00e9 act<span class=\"_ _0\"></span>if si </span></div>\n<div class=\"t m0 x1a h62 ya21 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cours so<span class=\"_ _0\"></span>nt ais\u00e9m<span class=\"_ _0\"></span>ent et r\u00e9gu<span class=\"_ _0\"></span>li\u00e8r<span class=\"lsde wseb\">ement disponibles au<span class=\"_ _3\"></span>pr\u00e8s d'une </span></div>\n<div class=\"t m0 x1a h62 ya22 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsdc wse9\">ourse, d'un co<span class=\"_ _0\"></span>urtier, d'<span class=\"_ _0\"></span>un n\u00e9goc<span class=\"_ _0\"></span>iateu<span class=\"_ _0\"></span>r, d'un sect<span class=\"_ _0\"></span>eur d'act<span class=\"_ _0\"></span>ivit\u00e9, d'<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x1a h62 ya23 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service d'<span class=\"_ _0\"></span>\u00e9valu<span class=\"_ _0\"></span>ation des pri<span class=\"_ _0\"></span>x ou d'une<span class=\"_ _0\"></span> agence r\u00e9g<span class=\"_ _0\"></span>lementai<span class=\"_ _0\"></span>re et que <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 ya24 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prix repr\u00e9sen<span class=\"_ _3\"></span>tent des transactio<span class=\"_ _3\"></span>ns r\u00e9elles et inter<span class=\"_ _3\"></span>venant r\u00e9guli\u00e8r<span class=\"_ _3\"></span>ement</div>\n<div class=\"t m0 x1a h62 ya25 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ma<span class=\"_ _0\"></span>rch\u00e9 da<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce norm<span class=\"_ _0\"></span>ale. Lors<span class=\"_ _0\"></span>qu\u2019un</div>\n<div class=\"t m0 x1a h62 ya26 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ent fin<span class=\"_ _0\"></span>ancier e<span class=\"_ _0\"></span>st n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et liqui<span class=\"_ _0\"></span>de, son <span class=\"_ _0\"></span>prix</div>\n<div class=\"t m0 x1a h62 ya27 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa val<span class=\"_ _0\"></span>eur cot<span class=\"_ _0\"></span>\u00e9s sur le m<span class=\"_ _0\"></span>arch\u00e9 f<span class=\"_ _0\"></span>ourn<span class=\"wse9\">is<span class=\"_ _0\"></span>sent la mei<span class=\"_ _0\"></span>lleur<span class=\"_ _0\"></span>e indicat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x1a h62 ya28 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa juste va<span class=\"_ _0\"></span>leur. Au<span class=\"_ _0\"></span>cune modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n n\u2019est app<span class=\"_ _0\"></span>ort\u00e9e \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya29 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour d\u2019im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s, \u00e0 moins qu\u2019<span class=\"_ _0\"></span>il n\u2019y ait un acc<span class=\"_ _0\"></span>ord</div>\n<div class=\"t m0 x1a h62 ya2a ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraignant de<span class=\"_ _3\"></span> vendre les actio<span class=\"_ _3\"></span>ns \u00e0 des prix au<span class=\"_ _3\"></span>tres que ceux du</div>\n<div class=\"t m0 x1a h62 ya2b ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9. Le<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">rix cot\u00e9 sur le m<span class=\"_ _0\"></span>arch\u00e9 pour u<span class=\"_ _0\"></span>n actif d\u00e9t<span class=\"_ _0\"></span>enu ou un pass<span class=\"_ _0\"></span>if \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ya2c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettre est<span class=\"_ _0\"></span> le cours ve<span class=\"_ _0\"></span>ndeur act<span class=\"_ _0\"></span>uel, et,<span class=\"_ _0\"></span> pour un actif \u00e0 ac<span class=\"_ _0\"></span>qu\u00e9rir o<span class=\"_ _0\"></span>u un</div>\n<div class=\"t m0 x1a h62 ya2d ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif d\u00e9t<span class=\"_ _0\"></span>enu, le cou<span class=\"_ _0\"></span>rs achet<span class=\"_ _0\"></span>eur. Lor<span class=\"_ _0\"></span>squ\u2019Ag<span class=\"_ _0\"></span>eas poss\u00e8d<span class=\"_ _0\"></span>e des actifs<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 ya2e ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des passifs don<span class=\"_ _3\"></span>t les risques de mar<span class=\"_ _3\"></span>ch\u00e9 sont oppos\u00e9s, le<span class=\"_ _3\"></span> cours moyen</div>\n<div class=\"t m0 x1a h62 ya2f ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est utilis<span class=\"_ _0\"></span>\u00e9 pour d\u00e9t<span class=\"_ _0\"></span>ermine<span class=\"_ _0\"></span>r la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de r\u00e9duc<span class=\"_ _0\"></span>tion im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>e du volume ou<span class=\"_ _0\"></span> du niveau d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ycaf ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un actif ou un pa<span class=\"_ _0\"></span>ssif, les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions ou les<span class=\"_ _0\"></span> prix cot\u00e9s s<span class=\"_ _0\"></span>ont r\u00e9vis<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x1a h62 ycb0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une techni<span class=\"_ _0\"></span>que alte<span class=\"_ _0\"></span>rnative de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation ou plus<span class=\"_ _0\"></span>ieurs<span class=\"ls0 ws0\"> </span>tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>ar exemple t<span class=\"_ _0\"></span>echniq<span class=\"_ _0\"></span>ues de valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e) pe<span class=\"_ _0\"></span>uvent \u00eatre<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb2 ffaf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">utilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycb3 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycb4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>aucun pri<span class=\"_ _0\"></span>x n\u2019est dis<span class=\"_ _0\"></span>ponible s<span class=\"_ _0\"></span>ur un march<span class=\"_ _0\"></span>\u00e9 actif, les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycb5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont est<span class=\"_ _0\"></span>im\u00e9es e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e ou d\u2019aut<span class=\"_ _0\"></span>res m<span class=\"_ _0\"></span>\u00e9thodes<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb6 ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ati<span class=\"lsde wsfa\">on bas\u00e9es sur des donn\u00e9es obs<span class=\"_ _3\"></span>ervables sur le<span class=\"_ _3\"></span> march\u00e9 existant </span></div>\n<div class=\"t m0 x1a h62 ycb7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de rep<span class=\"_ _0\"></span>orting.<span class=\"_ _0\"></span> Les donn\u00e9<span class=\"_ _0\"></span>es peuvent<span class=\"_ _0\"></span> \u00eatre direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb8 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (par exemple,<span class=\"_ _3\"></span> des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement obser<span class=\"_ _3\"></span>vables (par<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycb9 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple, de<span class=\"_ _3\"></span>s donn\u00e9es d\u00e9r<span class=\"_ _3\"></span>iv\u00e9es de p<span class=\"_ _3\"></span>rix, comme<span class=\"_ _3\"></span> des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat ou<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ycba ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change). Quan<span class=\"_ _3\"></span>d Ageas u<span class=\"_ _3\"></span>tilise de<span class=\"_ _3\"></span>s donn\u00e9es quan<span class=\"_ _3\"></span>titatives no<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 ycbb ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles lors d<span class=\"_ _0\"></span>e l\u2019\u00e9valua<span class=\"_ _0\"></span>tion de la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r, ceux<span class=\"ls0 ws0\">-</span>ci ne so<span class=\"_ _0\"></span>nt pas</div>\n<div class=\"t m0 x1a h62 ycbc ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9labor<span class=\"_ _0\"></span>\u00e9es en inter<span class=\"_ _0\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycbd ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycbe ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas uti<span class=\"_ _0\"></span>lise les m\u00e9t<span class=\"_ _0\"></span>hodes de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation cour<span class=\"_ _0\"></span>amment pr<span class=\"_ _0\"></span>atiqu\u00e9<span class=\"_ _0\"></span>es par</div>\n<div class=\"t m0 x1a h62 ycbf ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les acteurs<span class=\"_ _3\"></span> de march\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">fixer le prix d'un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e8s lors que c<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycc0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> de valori<span class=\"_ _0\"></span>sation ont<span class=\"_ _0\"></span> prouv\u00e9 leu<span class=\"_ _0\"></span>r aptitu<span class=\"_ _0\"></span>de \u00e0 fournir de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc1 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indicat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>ables. Le<span class=\"_ _0\"></span>s m\u00e9tho<span class=\"_ _0\"></span>des d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on qui s<span class=\"_ _0\"></span>ont bien <span class=\"_ _0\"></span>\u00e9tablie<span class=\"_ _0\"></span>s sur</div>\n<div class=\"t m0 x1a h62 ycc2 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les march<span class=\"_ _0\"></span>\u00e9s financ<span class=\"_ _0\"></span>iers comp<span class=\"_ _0\"></span>rennent<span class=\"_ _0\"></span> les op\u00e9rati<span class=\"_ _0\"></span>ons de mar<span class=\"_ _0\"></span>ch\u00e9 r\u00e9cent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ycc3 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e (dont l<span class=\"_ _0\"></span>es mod\u00e8l<span class=\"_ _0\"></span>es d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ycc4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span>) et le co\u00fbt de rem<span class=\"_ _0\"></span>placem<span class=\"_ _0\"></span>ent actu<span class=\"_ _0\"></span>el. Une m\u00e9th<span class=\"_ _0\"></span>ode d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ycc5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">accepta<span class=\"_ _0\"></span>ble int\u00e8<span class=\"_ _0\"></span>gre tou<span class=\"_ _0\"></span>s les fac<span class=\"_ _0\"></span>teurs d<span class=\"_ _0\"></span>ont tie<span class=\"_ _0\"></span>ndraie<span class=\"_ _0\"></span>nt compte<span class=\"_ _0\"></span> les act<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycc6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du march\u00e9 lo<span class=\"_ _0\"></span>rs de la fixat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>ix,<span class=\"ls0 ws0\"> </span>et devrait<span class=\"_ _0\"></span> \u00eatre comp<span class=\"_ _0\"></span>atibl<span class=\"_ _0\"></span>e avec</div>\n<div class=\"t m0 x1a h62 ycc7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les m\u00e9tho<span class=\"_ _0\"></span>des \u00e9conom<span class=\"_ _0\"></span>iques r<span class=\"_ _0\"></span>econnue<span class=\"_ _0\"></span>s pour \u00e9val<span class=\"_ _0\"></span>uer les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc8 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> Ces techniques compor<span class=\"_ _3\"></span>tent des limites inh\u00e9<span class=\"_ _3\"></span>rentes, touchan<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ycc9 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le l\u2019esti<span class=\"_ _0\"></span>mation du t<span class=\"_ _0\"></span>aux d\u2019ac<span class=\"_ _0\"></span>tualisat<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 en fonct<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x1a h62 ycca ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. L\u2019util<span class=\"_ _3\"></span>isation d\u2019hypo<span class=\"_ _3\"></span>th\u00e8ses et de jugeme<span class=\"_ _3\"></span>nts diff\u00e9rentes<span class=\"_ _3\"></span>, pourrait</div>\n<div class=\"t m0 x1a h62 yccb ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produire une ju<span class=\"_ _3\"></span>ste valeur diff\u00e9ren<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yccc ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yccd ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> niveau <span class=\"_ _0\"></span>3 sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ensibl<span class=\"_ _0\"></span>es \u00e0 une v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ycce ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie futurs at<span class=\"_ _0\"></span>tendus et<span class=\"_ _0\"></span>, de ce fait, le<span class=\"_ _0\"></span>ur juste val<span class=\"_ _0\"></span>eur var<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 yccf ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">proportionn<span class=\"lsdc wse9\">ellement aux mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions de ces<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 ycd0 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments d<span class=\"_ _0\"></span>e nive<span class=\"_ _0\"></span>au 3 sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycd1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al (OCI).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 923px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 734px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et les hyp<span class=\"_ _0\"></span>oth\u00e8ses ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s lors<span class=\"ls0 ws0\"> </span>de la d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>ation de la</div>\n<div class=\"t m0 x6 h62 y8b2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9pe<span class=\"_ _0\"></span>ndent en gr<span class=\"_ _0\"></span>ande part<span class=\"_ _0\"></span>ie du fait que l'i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent soit ou</div>\n<div class=\"t m0 x6 h62 y8b3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur les m<span class=\"_ _0\"></span>arch\u00e9s fin<span class=\"_ _0\"></span>anciers,<span class=\"_ _0\"></span> et du type d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion qui</div>\n<div class=\"t m0 x6 h62 y93e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre ut<span class=\"_ _0\"></span>ilis\u00e9 da<span class=\"_ _0\"></span>ns les mod\u00e8le<span class=\"_ _0\"></span>s d'\u00e9valu<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y93f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sum\u00e9e<span class=\"_ _0\"></span>s les diff\u00e9<span class=\"_ _0\"></span>rentes m<span class=\"_ _0\"></span>\u00e9thodes de<span class=\"_ _0\"></span> traiteme<span class=\"_ _0\"></span>nt de la just<span class=\"_ _0\"></span>e valeur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">La juste valeur <span class=\"_ _0\"></span>des tit<span class=\"_ _0\"></span>res clas<span class=\"_ _0\"></span>s\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponible<span class=\"_ _0\"></span>s \u00e0 la vent<span class=\"_ _0\"></span>e ou \u00e0 </span></span></div>\n<div class=\"t m0 x5c h62 y941 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais du compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9e su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y942 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base des co<span class=\"_ _0\"></span>urs de marc<span class=\"_ _0\"></span>h\u00e9s actifs<span class=\"_ _0\"></span>. S\u2019il n\u2019y a pas d<span class=\"_ _0\"></span>e cours de</div>\n<div class=\"t m0 x5c h62 y943 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">actifs disponib<span class=\"_ _0\"></span>les, la jus<span class=\"_ _0\"></span>te valeur es<span class=\"_ _0\"></span>t d\u00e9ter<span class=\"_ _0\"></span>min\u00e9e sur la </span></span></div>\n<div class=\"t m0 x5c h62 y944 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">base de mod<span class=\"_ _0\"></span>\u00e8les d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation des fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie. <span class=\"lsff ws124\">En </span></div>\n<div class=\"t m0 x5c h62 y945 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>ulier pour les<span class=\"_ _0\"></span> titres a<span class=\"_ _0\"></span>doss\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actifs, le<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y946 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us utilis\u00e9s<span class=\"_ _0\"></span> tienne<span class=\"_ _0\"></span>nt compte de<span class=\"_ _0\"></span>s crit\u00e8r<span class=\"_ _0\"></span>es de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 y9ed ffb4 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">in<span class=\"lsdc wse9\">itiaux<span class=\"_ _0\"></span>, les param<span class=\"_ _0\"></span>\u00e8tres de l\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>eur (com<span class=\"_ _0\"></span>me \u00e2ge et not<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x5c h62 y9ee ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>), les ratios p<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\">-</span>valeu<span class=\"_ _0\"></span>r, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution pr\u00e9v<span class=\"_ _0\"></span>ue des prix de</div>\n<div class=\"t m0 x5c h62 y9ef ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> et des ta<span class=\"_ _3\"></span>ux attendus <span class=\"_ _3\"></span>de pr\u00e9paiem<span class=\"_ _3\"></span>ent. <span class=\"wsfa\">Les facteu<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x5c h62 y9f0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n reposent<span class=\"_ _0\"></span> sur une cou<span class=\"_ _0\"></span>rbe de swa<span class=\"_ _0\"></span>ps, plus un sp<span class=\"_ _0\"></span>read</div>\n<div class=\"t m0 x5c h62 y9f1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ref<span class=\"lsde wsfa\">l\u00e9tant le profil de ri<span class=\"_ _3\"></span>sque de l\u2019instrumen<span class=\"_ _3\"></span>t. Les justes<span class=\"_ _3\"></span> valeurs des </span></div>\n<div class=\"t m0 x5c h62 y9f2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">titres c<span class=\"_ _0\"></span>lass\u00e9s c<span class=\"_ _0\"></span>omme d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance (u<span class=\"_ _0\"></span>niquem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x5c h62 y9f3 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aires po<span class=\"_ _0\"></span>ur les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions \u00e0 f<span class=\"_ _0\"></span>ournir) s<span class=\"_ _0\"></span>ont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y9f4 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suivant les m\u00eames p<span class=\"_ _3\"></span>rincipes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f5 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">Les justes val<span class=\"_ _0\"></span>eurs des<span class=\"_ _0\"></span> instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>n<span class=\"lsde\">anciers d\u00e9riv\u00e9s<span class=\"_ _3\"></span> sont ob<span class=\"_ _3\"></span>tenues </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f6 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 partir <span class=\"_ _0\"></span>des marc<span class=\"_ _0\"></span>h\u00e9s act<span class=\"_ _0\"></span>ifs ou s<span class=\"_ _0\"></span>ont \u00e9tab<span class=\"_ _0\"></span>lies, s<span class=\"_ _0\"></span>elon le c<span class=\"_ _0\"></span>as, au m<span class=\"_ _0\"></span>oyen</div>\n<div class=\"t m0 x5c h62 y9f7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de mod\u00e8le<span class=\"_ _0\"></span>s d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie et de mod<span class=\"_ _0\"></span>\u00e8les</div>\n<div class=\"t m0 x5c h62 y9f8 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> options. Le<span class=\"_ _0\"></span>s prix de marc<span class=\"_ _0\"></span>h\u00e9 fournis<span class=\"_ _0\"></span>sent la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x5c h62 y9f9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur la plus<span class=\"_ _3\"></span> fiable pour <span class=\"lsdc wse9\">les d\u00e9riv\u00e9s n\u00e9<span class=\"_ _0\"></span>goci\u00e9s s<span class=\"_ _0\"></span>ur un march\u00e9 </span></div>\n<div class=\"t m0 x5c h62 y9fa ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">reconnu. Pour<span class=\"_ _3\"></span> les produ<span class=\"_ _3\"></span>its d\u00e9ri<span class=\"_ _3\"></span>v\u00e9s non n\u00e9goc<span class=\"_ _3\"></span>i\u00e9s sur un m<span class=\"_ _3\"></span>arch\u00e9</div>\n<div class=\"t m0 x5c h62 y9fb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reconn<span class=\"_ _0\"></span>u, on consid<span class=\"_ _0\"></span>\u00e8re que la just<span class=\"_ _0\"></span>e valeur est<span class=\"_ _0\"></span> la valeur q<span class=\"_ _0\"></span>ui pourr<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x5c h62 y9fc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00eatre r\u00e9alis<span class=\"_ _3\"></span>\u00e9e en c\u00e9dan<span class=\"_ _3\"></span>t ou en l<span class=\"_ _3\"></span>iquidant l<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>t d\u00e9riv\u00e9. Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y9fd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> qui influ<span class=\"_ _0\"></span>encent l'<span class=\"lsde wseb\">\u00e9valuation d'un produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9 indi<span class=\"_ _3\"></span>viduel </span></div>\n<div class=\"t m0 x5c h62 y9fe ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>nent la <span class=\"_ _0\"></span>qualit<span class=\"_ _0\"></span>\u00e9 de cr\u00e9d<span class=\"_ _0\"></span>it de la<span class=\"_ _0\"></span> contrep<span class=\"_ _0\"></span>artie et <span class=\"_ _0\"></span>la comp<span class=\"_ _0\"></span>lexit\u00e9</div>\n<div class=\"t m0 x5c h62 y9ff ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9. S<span class=\"_ _3\"></span>i ces fac<span class=\"_ _3\"></span>teurs diff\u00e8<span class=\"_ _3\"></span>rent des f<span class=\"_ _3\"></span>acteurs de<span class=\"_ _3\"></span> base qui</div>\n<div class=\"t m0 x5c h62 ya00 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wseb\">tende<span class=\"_ _3\"></span>nt le prix,<span class=\"_ _3\"></span> un ajus<span class=\"_ _3\"></span>tement au pri<span class=\"_ _3\"></span>x de march\u00e9<span class=\"_ _3\"></span> est pri<span class=\"_ _3\"></span>s en </span></div>\n<div class=\"t m0 x5c h62 ya01 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte. L<span class=\"_ _0\"></span><span class=\"wseb\">es m\u00e9th<span class=\"_ _0\"></span>odes d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion cour<span class=\"_ _0\"></span>antes <span class=\"_ _0\"></span>pour un s<span class=\"_ _0\"></span>wap de </span></div>\n<div class=\"t m0 x5c h62 ya02 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent un<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>aison d<span class=\"_ _0\"></span>u taux d<span class=\"_ _0\"></span>u swap av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x5c h62 ya03 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la courbe de tau<span class=\"_ _3\"></span>x actuelle du swap<span class=\"_ _3\"></span>. La courbe de taux du<span class=\"_ _3\"></span> swap est</div>\n<div class=\"t m0 x5c h62 ya04 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e d<span class=\"_ _0\"></span>es taux de ma<span class=\"_ _0\"></span>rch\u00e9 des sw<span class=\"_ _0\"></span>aps. Des p<span class=\"_ _0\"></span>rix d\u2019acha<span class=\"_ _0\"></span>t et de</div>\n<div class=\"t m0 x5c h62 ya05 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente sont<span class=\"_ _0\"></span> g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es pour des sw<span class=\"_ _0\"></span>aps de taux</div>\n<div class=\"t m0 x5c h62 ya06 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat coura<span class=\"_ _0\"></span>nts conclus<span class=\"_ _0\"></span> avec des co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ies dont<span class=\"_ _0\"></span> les titres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x5c h62 ya07 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">b\u00e9n\u00e9ficient d\u2019u<span class=\"_ _3\"></span>ne notation \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">investment g<span class=\"_ _3\"></span>rade<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wse9\">Les justes valeurs<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s priv\u00e9es n<span class=\"_ _0\"></span>on cot\u00e9es s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x5c h62 ya09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s au moyen de m<span class=\"_ _0\"></span>ultiples<span class=\"_ _0\"></span> de m<span class=\"lsde wsfa\">arch\u00e9 appropri\u00e9<span class=\"_ _3\"></span>s (par </span></div>\n<div class=\"t m0 x5c h62 ya0a ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> le ratio c<span class=\"_ _0\"></span>ours/b\u00e9<span class=\"_ _0\"></span>n\u00e9fices o<span class=\"_ _0\"></span>u le ratio cou<span class=\"_ _0\"></span>rs/flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 ya0b ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie)<span class=\"_ _3\"></span>, affin\u00e9s a<span class=\"_ _3\"></span>fin de re<span class=\"_ _3\"></span>fl\u00e9ter les<span class=\"_ _3\"></span> caract\u00e9rist<span class=\"_ _3\"></span>iques parti<span class=\"_ _3\"></span>culi\u00e8res</div>\n<div class=\"t m0 x5c h62 ya0c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur. Les<span class=\"_ _0\"></span> \u00e9valuati<span class=\"_ _0\"></span>ons de niv<span class=\"_ _0\"></span>eau 3 pour le ca<span class=\"_ _0\"></span>pital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 ya0d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> et le capit<span class=\"_ _0\"></span>al \u00e0 risque ut<span class=\"_ _0\"></span>ilisent l<span class=\"_ _0\"></span>es justes v<span class=\"_ _0\"></span>aleurs</div>\n<div class=\"t m0 x5c h62 ya0e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9<span class=\"_ _0\"></span>es dans les \u00e9ta<span class=\"_ _0\"></span>ts fina<span class=\"_ _0\"></span>nciers audit<span class=\"_ _0\"></span>\u00e9s des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 ya0f ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concern\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wseb\">L<span class=\"_ _3\"></span>es justes<span class=\"_ _3\"></span> valeurs des<span class=\"_ _3\"></span> emprunts e<span class=\"_ _3\"></span>t des emprun<span class=\"_ _3\"></span>ts subordonn\u00e9<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x5c h62 ya11 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mis sont \u00e9t<span class=\"_ _0\"></span>ablies au m<span class=\"_ _0\"></span>oyen de mo<span class=\"_ _0\"></span>d\u00e8les d\u2019a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x5c h62 ya12 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt les ta<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ux d\u2019int\u00e9r\u00eat marg<span class=\"_ _3\"></span>inaux cr\u00e9diteu<span class=\"_ _3\"></span>rs actuels </span></div>\n<div class=\"t m0 x5c h62 ya13 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> pour des emp<span class=\"_ _0\"></span>runts simi<span class=\"_ _0\"></span>laires<span class=\"_ _0\"></span>. En ce qui conc<span class=\"_ _0\"></span>erne les pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya14 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux varia<span class=\"_ _0\"></span>ble qui \u00e9vol<span class=\"_ _0\"></span>uent fr\u00e9<span class=\"_ _0\"></span>quemment<span class=\"_ _0\"></span> et ne pr\u00e9se<span class=\"_ _0\"></span>ntent aucu<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x5c h62 ya15 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative du <span class=\"_ _0\"></span>risque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, les jus<span class=\"_ _0\"></span>tes val<span class=\"_ _0\"></span>eurs s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x5c h62 ya16 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">liss\u00e9es pa<span class=\"_ _3\"></span><span class=\"lsdc wse9\">r la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le. Des mod<span class=\"_ _0\"></span>\u00e8les d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des </span></div>\n<div class=\"t m0 x5c h62 ya17 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span> sont utilis<span class=\"_ _0\"></span>\u00e9s pour \u00e9v<span class=\"_ _0\"></span>aluer les v<span class=\"_ _0\"></span>aleurs pl<span class=\"_ _0\"></span>afonds et<span class=\"_ _0\"></span> les clauses</div>\n<div class=\"t m0 x5c h62 ya18 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de remb<span class=\"_ _0\"></span>oursem<span class=\"_ _0\"></span>ent antic<span class=\"_ _0\"></span>ip\u00e9 pr\u00e9<span class=\"_ _0\"></span>vues dan<span class=\"_ _0\"></span>s les co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e pr\u00eat, <span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x5c h62 ya19 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui sont isol\u00e9e<span class=\"_ _3\"></span>s conform\u00e9men<span class=\"_ _3\"></span>t au r\u00e9f\u00e9rentiel I<span class=\"_ _3\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wsfa\">L<span class=\"_ _3\"></span>es justes valeur<span class=\"_ _3\"></span>s</span><span class=\"ffb4\"> <span class=\"lsde wseb\">des enga<span class=\"_ _3\"></span>gements e<span class=\"_ _3\"></span>t garanties h<span class=\"_ _3\"></span>ors bilan <span class=\"_ _3\"></span>se </span></span></span></div>\n<div class=\"t m0 x5c h62 ycd4 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">basent s<span class=\"_ _0\"></span>ur les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons act<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent fac<span class=\"_ _0\"></span>tur\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x133 h62 ycd5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">signature de con<span class=\"_ _3\"></span>trats similaire<span class=\"_ _3\"></span>s, compte tenu de<span class=\"_ _3\"></span>s autres condition<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x133 h62 ycd6 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et modalit<span class=\"_ _0\"></span>\u00e9s des cont<span class=\"_ _0\"></span>rats et de l<span class=\"_ _0\"></span>a solvabil<span class=\"_ _0\"></span>it\u00e9 des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd7 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycd8 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">instruments<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers qui ne sont<span class=\"_ _0\"></span> pas n\u00e9goci<span class=\"_ _0\"></span>\u00e9s sur des ma<span class=\"_ _0\"></span>rch\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ycd9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organis\u00e9s son<span class=\"_ _3\"></span>t souvent n\u00e9goci\u00e9s<span class=\"_ _3\"></span> sur des march\u00e9s de gr\u00e9<span class=\"_ _3\"></span> \u00e0 gr\u00e9 o\u00f9 des</div>\n<div class=\"t m0 x1a h62 ycda ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prix de marc<span class=\"_ _0\"></span>h\u00e9 peuv<span class=\"_ _0\"></span>ent \u00eatre obt<span class=\"_ _0\"></span>enus aup<span class=\"_ _0\"></span>r\u00e8s des op\u00e9r<span class=\"_ _0\"></span>ateurs o<span class=\"_ _0\"></span>u d'autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ycdb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>. Des prix sont<span class=\"_ _0\"></span> disponi<span class=\"_ _0\"></span>bles aupr<span class=\"_ _0\"></span>\u00e8s de di<span class=\"wseb\">ver<span class=\"_ _0\"></span>ses sou<span class=\"_ _0\"></span>rces </span></div>\n<div class=\"t m0 x1a h62 ycdc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour beauco<span class=\"_ _3\"></span>up d'instru<span class=\"_ _3\"></span>ments financ<span class=\"_ _3\"></span>iers n\u00e9goci\u00e9s<span class=\"_ _3\"></span> de mani\u00e8re<span class=\"_ _3\"></span> r\u00e9guli\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycdd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les marc<span class=\"_ _0\"></span>h\u00e9s de gr\u00e9 \u00e0 gr<span class=\"_ _0\"></span>\u00e9. Ces sourc<span class=\"_ _0\"></span>es comp<span class=\"_ _0\"></span>rennent<span class=\"ls0 ws0\"> : </span>la presse</div>\n<div class=\"t m0 x1a h62 ycde ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, di<span class=\"_ _3\"></span>verses publica<span class=\"_ _3\"></span>tions et services de<span class=\"_ _3\"></span> reporting financ<span class=\"_ _3\"></span>ier, ainsi</div>\n<div class=\"t m0 x1a h62 ycdf ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des tene<span class=\"_ _0\"></span>urs de ma<span class=\"_ _0\"></span>rch\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce0 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La<span class=\"ls0 ws0\"> </span><span class=\"wse9\">m\u00e9thod<span class=\"_ _0\"></span>ologie ut<span class=\"_ _0\"></span>ilis\u00e9e pou<span class=\"_ _0\"></span>r la d\u00e9term<span class=\"_ _0\"></span>inatio<span class=\"_ _0\"></span>n de la juste val<span class=\"_ _0\"></span>eur des </span></div>\n<div class=\"t m0 x1a h62 yce2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>ancier<span class=\"_ _0\"></span>s, com<span class=\"_ _0\"></span>me d\u00e9crit <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-</span><span class=\"wse9\">dessus, n<span class=\"_ _0\"></span>\u2019a pas \u00e9t\u00e9 mo<span class=\"_ _0\"></span>difi\u00e9e </span></div>\n<div class=\"t m0 x1a h62 yce3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite \u00e0 la pan<span class=\"_ _0\"></span>d\u00e9mie Cov<span class=\"_ _0\"></span>id<span class=\"ls0 ws0\">-</span><span class=\"wseb\">19. Da<span class=\"_ _0\"></span>ns le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant,<span class=\"_ _0\"></span> la d\u00e9te<span class=\"_ _0\"></span>rminati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x1a h62 yce4 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers tie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">compte d<span class=\"_ _0\"></span>es incert<span class=\"_ _0\"></span>itudes </span></div>\n<div class=\"t m0 x1a h62 yce5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">additionnelle<span class=\"_ _3\"></span>s li\u00e9es \u00e0 la pand\u00e9<span class=\"_ _3\"></span>mie Covid<span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yce6 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur l\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de ces m\u00e9th<span class=\"_ _0\"></span>odes de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 yce8 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses se t<span class=\"_ _0\"></span>rouvent<span class=\"_ _0\"></span> dans le<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s notes correspon<span class=\"_ _3\"></span>dantes de ces e<span class=\"lsdd wse9\">tats </span></span></div>\n<div class=\"t m0 x1a h62 yce9 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 772px; height: 309px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 924px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h7e ycad ffb8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compens<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s actif<span class=\"lsdd ws11a\">s et des passifs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycae ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs sont c<span class=\"_ _0\"></span>ompens\u00e9<span class=\"_ _0\"></span>s et le m<span class=\"_ _0\"></span>ontant <span class=\"_ _0\"></span>net</div>\n<div class=\"t m0 x1a h62 ycaf ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est i<span class=\"_ _0\"></span>nscrit da<span class=\"_ _0\"></span>ns l\u2019\u00e9t<span class=\"_ _0\"></span>at de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re s<span class=\"_ _0\"></span>\u2019il exist<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x1a h62 ycb0 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">droit l\u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt applic<span class=\"_ _0\"></span>able de c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nser les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x1a h62 ycb1 ffb4 fs43 fc15 sc0 ls109 ws104\" style=\"z-index: 15;\">qu\u2019il y a <span class=\"lsdc wse9\">une inte<span class=\"_ _0\"></span>ntion de pr<span class=\"_ _0\"></span>oc\u00e9der \u00e0 u<span class=\"_ _0\"></span>n r\u00e8gleme<span class=\"_ _0\"></span>nt net, ou de r\u00e9a<span class=\"_ _0\"></span>liser </span></div>\n<div class=\"t m0 x1a h62 ycb2 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019actif e<span class=\"_ _3\"></span>t de r\u00e9gler<span class=\"_ _3\"></span> le passi<span class=\"_ _3\"></span>f simultan\u00e9men<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 662px; height: 89px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 845px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya5a ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ya6f ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf0 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> pr\u00eat\u00e9s \u00e0 des<span class=\"_ _0\"></span> contrepa<span class=\"_ _0\"></span>rties rest<span class=\"_ _0\"></span>ent d<span class=\"wseb\">ans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la sit<span class=\"_ _0\"></span>uation </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. De m<span class=\"_ _0\"></span>\u00eame, l<span class=\"_ _0\"></span>es titres<span class=\"_ _0\"></span> emprunt<span class=\"_ _0\"></span>\u00e9s ne s<span class=\"_ _0\"></span>ont pas <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilis\u00e9s</div>\n<div class=\"t m0 x1a h62 ycf2 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span> Si les titres emprunt\u00e9s sont vendus</div>\n<div class=\"t m0 x1a h62 ycf3 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation de</div>\n<div class=\"t m0 x1a h62 ycf4 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer la</div>\n<div class=\"t m0 x1a h62 ycf5 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.</div>\n<div class=\"t m0 x1a h62 ycf6 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titres</div>\n<div class=\"t m0 x1a h62 ycf7 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb<span class=\"wsea\"><span class=\"ls0 ws0\"><span class=\"lsdc wse8\">.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 347px; height: 372px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ya78 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nts de tr\u00e9s<span class=\"_ _0\"></span>orerie <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya79 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La tr\u00e9so<span class=\"_ _0\"></span>rerie et les \u00e9qu<span class=\"_ _0\"></span>ivalent<span class=\"_ _0\"></span>s de tr\u00e9so<span class=\"_ _0\"></span>rerie com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt l\u2019enca<span class=\"_ _0\"></span>isse,</div>\n<div class=\"t m0 x1a h62 ya7a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les soldes dispo<span class=\"_ _3\"></span>nibles aupr\u00e8s de banqu<span class=\"_ _3\"></span>es (centrales)<span class=\"_ _3\"></span> et d\u2019autres<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya7b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers \u00e9ch\u00e9ant \u00e0<span class=\"_ _3\"></span> moins de trois <span class=\"lsdc wse9\">mois \u00e0 dater de le<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x1a h62 ya7c ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 252px; height: 73px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 225px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ycf9 ffbe fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Immeubles de pla<span class=\"_ _0\"></span>cement<span class=\"_ _0\"></span> et immeubl<span class=\"_ _0\"></span>es d\u00e9ten<span class=\"_ _0\"></span>us pour un us<span class=\"_ _0\"></span>age </span></span></div>\n<div class=\"t m0 x134 h62 ycfa ffbe fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ycfb ffc0 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus po<span class=\"_ _0\"></span>ur u<span class=\"lsde wseb\">sage propre<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles cla<span class=\"_ _0\"></span>ss\u00e9s com<span class=\"_ _0\"></span>me d\u00e9tenus po<span class=\"_ _0\"></span>ur usage pr<span class=\"_ _0\"></span>opre inc<span class=\"_ _0\"></span>luent<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ycfd ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">immeubles de<span class=\"_ _3\"></span> bureaux qu\u2019<span class=\"_ _3\"></span>Ageas occupe<span class=\"_ _3\"></span></span> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">immeub<span class=\"_ _0\"></span>les comm<span class=\"_ _0\"></span>erciaux ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour une act<span class=\"_ _0\"></span>ivit\u00e9 </span></span></span></div>\n<div class=\"t m0 x6a h62 ycff ffbe fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd01 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Tous les <span class=\"_ _3\"></span>biens immobili<span class=\"_ _3\"></span>ers pour u<span class=\"_ _3\"></span>sage propre <span class=\"_ _3\"></span>et les i<span class=\"_ _3\"></span>mmobilisation<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x1a h62 yd02 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 le<span class=\"_ _0\"></span>ur co\u00fbt dimi<span class=\"_ _0\"></span>nu\u00e9 du cumu<span class=\"_ _0\"></span>l des d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yd03 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(sauf les t<span class=\"_ _0\"></span>errains q<span class=\"_ _0\"></span>ui ne sont pas d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>) et du cumul de<span class=\"_ _0\"></span>s pertes de</div>\n<div class=\"t m0 x1a h62 yd04 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur. Le co\u00fbt<span class=\"_ _3\"></span> correspond \u00e0 la tr\u00e9<span class=\"_ _3\"></span>sorerie ou \u00e9quivalen<span class=\"_ _3\"></span>ts de tr\u00e9sorerie<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd05 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pay\u00e9s ou \u00e0 la jus<span class=\"_ _3\"></span>te valeur de tout<span class=\"_ _3\"></span>e au<span class=\"lsdc wse9\">tre contr<span class=\"_ _0\"></span>epartie do<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 yd06 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqu\u00e9ri<span class=\"_ _0\"></span>r un bien au mo<span class=\"_ _0\"></span>ment de son a<span class=\"_ _0\"></span>cquisit<span class=\"_ _0\"></span>ion ou de sa cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd07 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd08 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019amorti<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt des immeu<span class=\"_ _0\"></span>bles est r\u00e9p<span class=\"_ _0\"></span>arti de fa\u00e7<span class=\"_ _0\"></span>on lin\u00e9ai<span class=\"_ _0\"></span>re sur tout<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd09 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur dur\u00e9e<span class=\"_ _3\"></span> de vie \u00e9c<span class=\"_ _3\"></span>onomique. <span class=\"_ _3\"></span>La dur\u00e9e de<span class=\"_ _3\"></span> vie \u00e9cono<span class=\"_ _3\"></span>mique des</div>\n<div class=\"t m0 x1a h62 yd0a ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> informatique<span class=\"_ _3\"></span>s,<span class=\"ls0 ws0\"> </span>des burea<span class=\"_ _3\"></span>ux et de<span class=\"_ _3\"></span> l\u2019\u00e9quipemen<span class=\"_ _3\"></span>t est</div>\n<div class=\"t m0 x1a h62 yd0b ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e indiv<span class=\"_ _0\"></span>iduelle<span class=\"_ _0\"></span>ment pou<span class=\"_ _0\"></span>r chaque act<span class=\"_ _0\"></span>if. La dur<span class=\"_ _0\"></span>\u00e9e de vie</div>\n<div class=\"t m0 x1a h62 yd0c ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que des im<span class=\"_ _0\"></span>meubles<span class=\"_ _0\"></span> est d\u00e9term<span class=\"_ _0\"></span>in\u00e9e pou<span class=\"_ _0\"></span>r chaque pa<span class=\"_ _0\"></span>rtie</div>\n<div class=\"t m0 x1a h62 yd0d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cative dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ement (ap<span class=\"_ _0\"></span>proche pa<span class=\"_ _0\"></span>r compos<span class=\"_ _0\"></span>ants) et est re<span class=\"_ _0\"></span>vue \u00e0</div>\n<div class=\"t m0 x1a h62 yd0e ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>omptab<span class=\"wse9\">l<span class=\"_ _0\"></span>e. A cette fi<span class=\"_ _0\"></span>n, l\u2019imm<span class=\"_ _0\"></span>obilier est<span class=\"_ _0\"></span> subdivis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yd0f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en plusie<span class=\"_ _0\"></span>urs comp<span class=\"_ _0\"></span>osants, \u00e0 sa<span class=\"_ _0\"></span>voir<span class=\"ls0 ws0\"> : </span><span class=\"wseb\">la structu<span class=\"_ _0\"></span>re, les p<span class=\"_ _0\"></span>ortes et f<span class=\"_ _0\"></span>en\u00eatre<span class=\"_ _0\"></span>s, </span></div>\n<div class=\"t m0 x1a h62 yd10 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les instal<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques et l\u2019\u00e9qu<span class=\"_ _0\"></span>ipement<span class=\"_ _0\"></span>, le parac<span class=\"_ _0\"></span>h\u00e8veme<span class=\"_ _0\"></span>nt et les</div>\n<div class=\"t m0 x1a h62 yd11 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">finitions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yd12 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd13 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yd14 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La dur\u00e9e de vi<span class=\"_ _0\"></span>e \u00e9conomi<span class=\"_ _0\"></span>q<span class=\"wseb\">ue max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> diff\u00e9r<span class=\"_ _0\"></span>ents c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts se d\u00e9f<span class=\"_ _0\"></span>init co<span class=\"_ _0\"></span>mme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd15 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yd16 ffbe fs45 fc15 sc0 lsec ws109\" style=\"z-index: 15;\">Structure<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd18 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 622px; z-index: 15;\">50 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 610px; z-index: 15;\">70 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd19 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Portes et fen\u00eatres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd34 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 589px; z-index: 15;\">30 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 577px; z-index: 15;\">40 ans pour le <span class=\"wsed\">r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 yd1c ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Installations techniques et \u00e9quip<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd1e ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 556px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd1f ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd20 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 520px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd21 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">Parach\u00e8vement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd23 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 498px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd24 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd25 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 462px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Finitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 440px; z-index: 15;\">10 ans pour les burea<span class=\"_ _0\"></span>ux, les immeubles co<span class=\"_ _0\"></span>mmerciaux et le r\u00e9sident<span class=\"_ _0\"></span>iel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd28 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd29 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd2a ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les terrains ont un<span class=\"_ _0\"></span>e dur\u00e9e de vie il<span class=\"_ _0\"></span>limit\u00e9<span class=\"_ _0\"></span>e et ne sont d\u00e8s<span class=\"_ _0\"></span> lors pas am<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd2b ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wseb\">En<span class=\"_ _3\"></span> r\u00e8gle g<span class=\"_ _3\"></span>\u00e9n\u00e9rale, le<span class=\"_ _3\"></span>s valeurs r\u00e9<span class=\"_ _3\"></span>siduelles son<span class=\"_ _3\"></span>t estim\u00e9es \u00e0<span class=\"_ _3\"></span> z\u00e9ro</span><span class=\"ffbe\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd2c ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wsfa\">L<span class=\"_ _3\"></span>es frais de r\u00e9parati<span class=\"_ _3\"></span>on et d\u2019entre<span class=\"_ _3\"></span>tien sont inscri<span class=\"_ _3\"></span>ts au compte de r\u00e9sul<span class=\"_ _3\"></span>tat lorsque les d\u00e9pe<span class=\"_ _3\"></span>nses sont r\u00e9alis\u00e9e<span class=\"_ _3\"></span>s. Les d\u00e9penses <span class=\"wseb\">qui a<span class=\"_ _3\"></span>ugmentent le<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 yd2d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges li\u00e9s aux<span class=\"_ _0\"></span> biens immo<span class=\"_ _0\"></span>biliers ou a<span class=\"_ _0\"></span>ux immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>ons ou qui pro<span class=\"_ _0\"></span>longent<span class=\"_ _0\"></span> leur dur\u00e9<span class=\"_ _0\"></span>e d\u2019utilit<span class=\"_ _0\"></span>\u00e9 au<span class=\"ls0 ws0\">-</span><span class=\"wseb\">del\u00e0 de l<span class=\"_ _0\"></span>eur dur<span class=\"_ _0\"></span>\u00e9e d\u00e9fin<span class=\"_ _0\"></span>ie \u00e0 l\u2019o<span class=\"_ _0\"></span>rigine s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x5c h62 yd2e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inscrit<span class=\"_ _0\"></span>es \u00e0 l\u2019actif et<span class=\"_ _0\"></span> ensuit<span class=\"_ _0\"></span>e amorties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd2f ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les co\u00fbts d\u2019empru<span class=\"_ _0\"></span>nt pour fin<span class=\"_ _0\"></span>ancer la cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on d\u2019imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations co<span class=\"_ _0\"></span>rporell<span class=\"_ _0\"></span>es sont trait<span class=\"_ _0\"></span>\u00e9s de la m\u00eam<span class=\"_ _0\"></span>e fa\u00e7on que l<span class=\"_ _0\"></span>es co\u00fbts d<span class=\"lsde wseb\">\u2019emprunts des </span></span></span></div>\n<div class=\"t m0 x5c h62 yd30 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">immeubles <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de placem<span class=\"_ _0\"></span>ent. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 282px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 282px; height: 383px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 282px; height: 383px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 282px; height: 824px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 282px; height: 824px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc5 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles de pl<span class=\"_ _0\"></span>aceme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles de pl<span class=\"_ _0\"></span>acement d\u00e9<span class=\"_ _0\"></span>signent<span class=\"_ _0\"></span> les immeu<span class=\"_ _0\"></span>bles que d\u00e9ti<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y8b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pou<span class=\"_ _0\"></span>r en retirer d<span class=\"_ _0\"></span>es loyers o<span class=\"_ _0\"></span>u pour valor<span class=\"_ _0\"></span>iser le cap<span class=\"_ _0\"></span>ital. Agea<span class=\"_ _0\"></span>s peut</div>\n<div class=\"t m0 x6 h62 y93e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent utilis<span class=\"_ _0\"></span>er certa<span class=\"_ _0\"></span>ins de ces im<span class=\"_ _0\"></span>meubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres b<span class=\"_ _0\"></span>esoins. S<span class=\"_ _0\"></span>i les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s desti<span class=\"_ _0\"></span>n\u00e9s \u00e0 une util<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n propre</div>\n<div class=\"t m0 x6 h62 y940 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre vend<span class=\"_ _0\"></span>us s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent ou don<span class=\"_ _0\"></span>n\u00e9s en locat<span class=\"_ _0\"></span>ion s\u00e9pa<span class=\"_ _0\"></span>r\u00e9ment v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x6 h62 y941 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">financement,<span class=\"_ _3\"></span> ils sont inscrit<span class=\"_ _3\"></span>s sous la rubriqu<span class=\"_ _3\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffc3 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">imm<span class=\"lsdc wse9\">obilisati<span class=\"_ _0\"></span>ons corpo<span class=\"_ _0\"></span>relles.<span class=\"_ _0\"></span> Si les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 une ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y943 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre ne peuven<span class=\"_ _3\"></span>t \u00eatre vendus s\u00e9par\u00e9<span class=\"_ _3\"></span>ment, ils sont trai<span class=\"_ _3\"></span>t\u00e9s comme des</div>\n<div class=\"t m0 x6 h62 y944 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> seulem<span class=\"_ _0\"></span>ent si A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>en d\u00e9tie<span class=\"_ _0\"></span>nt qu'u<span class=\"_ _0\"></span>ne part</div>\n<div class=\"t m0 x6 h62 y945 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insignif<span class=\"_ _0\"></span>iante po<span class=\"_ _0\"></span>ur ses propr<span class=\"_ _0\"></span>es besoi<span class=\"_ _0\"></span>ns. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour des <span class=\"_ _3\"></span>motifs de c<span class=\"_ _3\"></span>omparaison, A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>e le mod\u00e8<span class=\"_ _3\"></span>le de co\u00fb<span class=\"_ _3\"></span>t tant</div>\n<div class=\"t m0 x6 h62 y9ee ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nts que pour l<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles d\u00e9te<span class=\"_ _0\"></span>nus</div>\n<div class=\"t m0 x6 h62 y9ef ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un usa<span class=\"_ _0\"></span>ge propre.<span class=\"_ _0\"></span> Apr\u00e8s com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>sation i<span class=\"_ _0\"></span>nitiale,<span class=\"_ _0\"></span> tous les</div>\n<div class=\"t m0 x6 h62 y9f0 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s au co\u00fbt<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>\u00e9 du cumul des d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsdc wse9\">en utilisant u<span class=\"_ _0\"></span>ne m\u00e9tho<span class=\"_ _0\"></span>de lin\u00e9air<span class=\"_ _0\"></span>e) et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. E<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y9f2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, l<span class=\"_ _0\"></span>es variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>de l\u2019im<span class=\"_ _0\"></span>meuble n<span class=\"_ _0\"></span>e sont</div>\n<div class=\"t m0 x6 h62 y9f3 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> ni dans l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat (s<span class=\"_ _0\"></span>auf en c<span class=\"_ _0\"></span>as de pe<span class=\"_ _0\"></span>rtes de</div>\n<div class=\"t m0 x6 h62 y9f4 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur) ni <span class=\"_ _3\"></span>dans les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span><span class=\"lsdc\">tat \u00e9te<span class=\"_ _0\"></span>ndu.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le et la dur\u00e9e d<span class=\"_ _0\"></span>e vie utile des<span class=\"_ _0\"></span> immeub<span class=\"_ _0\"></span>les de place<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y9f7 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9es p<span class=\"_ _0\"></span>our chaqu<span class=\"_ _0\"></span>e partie sig<span class=\"_ _0\"></span>nificat<span class=\"_ _0\"></span>ive dist<span class=\"_ _0\"></span>inctem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y9f8 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(approc<span class=\"_ _0\"></span>he par c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts) et s<span class=\"_ _0\"></span>ont re<span class=\"_ _0\"></span>vues \u00e0 cha<span class=\"_ _0\"></span>que fi<span class=\"_ _0\"></span>n d'exerc<span class=\"_ _0\"></span>ice</div>\n<div class=\"t m0 x6 h62 y9f9 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable. Po<span class=\"_ _3\"></span>ur les i<span class=\"_ _3\"></span>mmeubles de<span class=\"_ _3\"></span> placemen<span class=\"lsdc\">t, la m\u00eame du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x6 h62 y9fa ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> composa<span class=\"_ _0\"></span>nts est reten<span class=\"_ _0\"></span>ue que pou<span class=\"_ _0\"></span>r les immeu<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y9fb ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9tenus pour<span class=\"_ _3\"></span> usage prop<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fc ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fd ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas loue<span class=\"_ _3\"></span> ses immeub<span class=\"_ _3\"></span>les de pla<span class=\"_ _3\"></span>cement par l<span class=\"_ _3\"></span>e biais de<span class=\"_ _3\"></span> plusieurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9fe ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de bail non r\u00e9s<span class=\"_ _0\"></span>iliab<span class=\"_ _0\"></span>les. Cert<span class=\"_ _0\"></span>ains de ces c<span class=\"_ _0\"></span>ontrats pr<span class=\"_ _0\"></span>\u00e9voient u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y9ff ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clause de <span class=\"_ _3\"></span>renouvellemen<span class=\"_ _3\"></span>t pour des du<span class=\"_ _3\"></span>r\u00e9es diver<span class=\"_ _3\"></span>ses. Les re<span class=\"_ _3\"></span>venus</div>\n<div class=\"t m0 x6 h62 ya00 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">locatifs g\u00e9<span class=\"_ _3\"></span>n\u00e9r\u00e9s dans l<span class=\"_ _3\"></span>e cadre<span class=\"_ _3\"></span> de ces con<span class=\"_ _3\"></span>trats sont<span class=\"_ _3\"></span> comptabili<span class=\"_ _3\"></span>s\u00e9s de</div>\n<div class=\"t m0 x6 h62 ya01 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> bail comme produits<span class=\"_ _3\"></span> de placement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les trans<span class=\"_ _3\"></span>ferts vers o<span class=\"_ _3\"></span>u depuis l<span class=\"_ _3\"></span>a rubrique I<span class=\"_ _3\"></span>mmeubles de pl<span class=\"_ _3\"></span>acement n\u2019on<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ya04 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lieu qu\u2019en cas<span class=\"_ _3\"></span> de changement d\u2019aff<span class=\"_ _3\"></span>ectation<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>nent des im<span class=\"_ _0\"></span>meubl<span class=\"_ _0\"></span>es de </span></span></span></div>\n<div class=\"t m0 x5c h62 ya06 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt \u00e0 la fin de l\u2019oc<span class=\"_ _0\"></span>cupatio<span class=\"_ _0\"></span>n par le prop<span class=\"_ _0\"></span>ri\u00e9tair<span class=\"_ _0\"></span>e ou au d\u00e9but</div>\n<div class=\"t m0 x5c h62 ya07 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un cont<span class=\"_ _0\"></span>rat de locat<span class=\"_ _0\"></span>ion simpl<span class=\"_ _0\"></span>e \u00e0 un tiers ou \u00e0 la f<span class=\"_ _0\"></span>in des trava<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x5c h62 ya08 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">construction <span class=\"_ _3\"></span>ou de d\u00e9v<span class=\"_ _3\"></span>eloppement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ya09 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles d<span class=\"_ _0\"></span>e placeme<span class=\"_ _0\"></span>nt pas<span class=\"lsde wsfa\">sent en usage propre au d\u00e9but de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019occu<span class=\"_ _0\"></span>pation pa<span class=\"_ _0\"></span>r le propri\u00e9t<span class=\"_ _0\"></span>aire ou au d\u00e9<span class=\"_ _0\"></span>but des trav<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x5c h62 ya0b ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> dans l\u2019o<span class=\"_ _3\"></span>ptique d\u2019une v<span class=\"_ _3\"></span>ente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0c ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0d ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e le r\u00e9sulta<span class=\"_ _0\"></span>t d\u2019un cont<span class=\"_ _0\"></span>rat de cons<span class=\"_ _0\"></span>tructio<span class=\"_ _0\"></span>n peut \u00eatre d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya0e ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re fiab<span class=\"_ _3\"></span>le, les rec<span class=\"_ _3\"></span>ettes et l<span class=\"_ _3\"></span>es frais l<span class=\"_ _3\"></span>i\u00e9s a<span class=\"lsdc\">u contrat de <span class=\"_ _0\"></span>constru<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 x6 h62 ya0f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comme pr<span class=\"_ _0\"></span>oduit ou ch<span class=\"_ _0\"></span>arge resp<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment en fonct<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya10 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du degr\u00e9 d\u2019<span class=\"_ _0\"></span>ach\u00e8ve<span class=\"_ _0\"></span>ment de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 du c<span class=\"_ _0\"></span>ontrat \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya11 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>. Lorsqu\u2019<span class=\"_ _0\"></span>il est p<span class=\"_ _0\"></span>robable q<span class=\"_ _0\"></span>ue la t<span class=\"_ _0\"></span>otalit\u00e9 <span class=\"_ _0\"></span>des fra<span class=\"_ _0\"></span>is de</div>\n<div class=\"t m0 x6 h62 ya12 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contrat sera <span class=\"lsdc wse9\">sup\u00e9rieure au<span class=\"_ _0\"></span>x recettes<span class=\"_ _0\"></span>, la perte pr<span class=\"_ _0\"></span>\u00e9vue ser<span class=\"_ _0\"></span>a </span></div>\n<div class=\"t m0 x6 h62 ya13 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e dans<span class=\"_ _0\"></span> le compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 299px; height: 798px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 73px; width: 343px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 519px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ycaa ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e y9d5 ffc5 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019empr<span class=\"_ _3\"></span>unt sont g\u00e9n\u00e9raleme<span class=\"_ _3\"></span>nt pris en charge<span class=\"_ _3\"></span> d\u00e8s qu\u2019ils sont</div>\n<div class=\"t m0 x1a h62 y9d7 ffc3 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d8 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s d\u2019emp<span class=\"_ _0\"></span>runt qui s<span class=\"_ _0\"></span>ont dir<span class=\"_ _0\"></span>ecteme<span class=\"_ _0\"></span>nt imput<span class=\"_ _0\"></span>ables \u00e0 <span class=\"_ _0\"></span>l\u2019acquis<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>ou</div>\n<div class=\"t m0 x1a h62 y9da ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la constr<span class=\"_ _0\"></span>uction d\u2019<span class=\"_ _0\"></span>un actif so<span class=\"_ _0\"></span>nt capit<span class=\"lsde wseb\">alis\u00e9s pendant la p<span class=\"_ _3\"></span>\u00e9riode de </span></div>\n<div class=\"t m0 x1a h62 y9db ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction d<span class=\"_ _0\"></span>e l\u2019acti<span class=\"_ _0\"></span>f comm<span class=\"_ _0\"></span>e partie <span class=\"_ _0\"></span>du co\u00fbt d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span> cet act<span class=\"_ _0\"></span>if. La</div>\n<div class=\"t m0 x1a h62 y9dc ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>isation de<span class=\"_ _0\"></span> co\u00fbts d\u2019e<span class=\"_ _0\"></span>mprunt dev<span class=\"_ _0\"></span>rait comm<span class=\"_ _0\"></span>encer l<span class=\"_ _0\"></span>orsque<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 y9dd ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsde wseb\">d\u00e9penses<span class=\"_ _3\"></span> li\u00e9es \u00e0<span class=\"_ _3\"></span> cet actif<span class=\"_ _3\"></span> et les c<span class=\"_ _3\"></span>o\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt sont </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9df ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdd ws11a\">activit\u00e9s n<span class=\"lsdc wse9\">\u00e9cessair<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion pr\u00e9vu<span class=\"_ _0\"></span>e ou \u00e0 la vente </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9e0 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont en cours. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La capit<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des c<span class=\"_ _0\"></span>o\u00fbts d\u2019em<span class=\"_ _0\"></span>prunt<span class=\"_ _0\"></span> prend fi<span class=\"_ _0\"></span>n d\u00e8s qu<span class=\"_ _0\"></span>e l\u2019actif <span class=\"_ _0\"></span>est pr\u00eat</div>\n<div class=\"t m0 x1a h62 ya3c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour son aff<span class=\"_ _0\"></span>ectatio<span class=\"_ _0\"></span>n ou pour la vent<span class=\"_ _0\"></span>e. Si le d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent actif<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 ya3d ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">interrompu po<span class=\"_ _3\"></span>ur une <span class=\"_ _3\"></span>dur\u00e9e prolong\u00e9e<span class=\"_ _3\"></span>, la capi<span class=\"_ _3\"></span>talisation e<span class=\"_ _3\"></span>st suspendue<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x1a h62 ya3e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la constru<span class=\"_ _0\"></span>ction a lie<span class=\"_ _0\"></span>u en plusieu<span class=\"_ _0\"></span>rs parti<span class=\"_ _0\"></span>es et que l\u2019uti<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 ya3f ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque <span class=\"_ _0\"></span>partie est<span class=\"_ _0\"></span> possib<span class=\"_ _0\"></span>le par<span class=\"_ _0\"></span>all\u00e8lem<span class=\"_ _0\"></span>ent \u00e0 la p<span class=\"_ _0\"></span>oursuit<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 ya40 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">construction,<span class=\"_ _3\"></span> la capitalisation<span class=\"_ _3\"></span> prend fin pour ch<span class=\"_ _3\"></span>acune des par<span class=\"_ _3\"></span>ties lorsque</div>\n<div class=\"t m0 x1a h62 ya41 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">son ach\u00e8vement<span class=\"_ _3\"></span> est proche. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya42 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span>s li\u00e9s \u00e0 <span class=\"_ _0\"></span>un actif <span class=\"_ _0\"></span>pr\u00e9cis, <span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">taux r\u00e9el<span class=\"_ _0\"></span> y est </span></div>\n<div class=\"t m0 x1a h62 yc09 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Dans les aut<span class=\"_ _0\"></span>res cas, u<span class=\"_ _0\"></span>n co\u00fbt d\u2019e<span class=\"_ _0\"></span>mprunt moy<span class=\"_ _0\"></span>en pond\u00e9r<span class=\"_ _0\"></span>\u00e9 est</div>\n<div class=\"t m0 x1a h62 ycea ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">appliqu\u00e9. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 372px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 377px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 173px; height: 933px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div id=\"fs_JNWE8ZWN9C00000000000000000000\">\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les act<span class=\"_ _0\"></span>ifs qual<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9b<span class=\"_ _0\"></span>utant le ou av<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 x6 h62 yb1c ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les \u00e0 <span class=\"_ _3\"></span>l\u2019acquisition<span class=\"wsfa\">, \u00e0 l<span class=\"_ _3\"></span>a </span></div>\n<div class=\"t m0 x6 h62 yb1d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction ou \u00e0 la pr<span class=\"_ _0\"></span>oductio<span class=\"_ _0\"></span>n d\u2019un actif<span class=\"_ _0\"></span> qualifi\u00e9 (c<span class=\"_ _0\"></span>\u2019est<span class=\"ls0 ws0\">-\u00e0-</span>dire un actif q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 yd36 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a n\u00e9cessa<span class=\"_ _0\"></span>irement de<span class=\"_ _0\"></span>mand\u00e9 un<span class=\"_ _0\"></span>e p\u00e9riod<span class=\"_ _0\"></span>e importa<span class=\"_ _0\"></span>nte pour \u00eat<span class=\"_ _0\"></span>re pr\u00eat pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 yd37 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019usage p<span class=\"_ _0\"></span>r\u00e9vu ou pou<span class=\"_ _0\"></span>r la vente<span class=\"_ _0\"></span>) sont pris en cha<span class=\"_ _0\"></span>rge au mom<span class=\"_ _0\"></span>ent de leur<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd38 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">exigibilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 84px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 89px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x27a h76 yb1b ffc8 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd8 h62 y834 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2008<span class=\"_ _3\"></span>, les </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: -1px; bottom: -10px; height: 15px; width: 5px; z-index: 5;\"><br/></div>\n</div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 yd39 ffc8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Go<span class=\"_ _3\"></span>odwill et a<span class=\"_ _3\"></span><span class=\"lsdc wse9\">utres imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations i<span class=\"_ _0\"></span>ncorpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e yd3a ffca fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immobi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>ns incorp<span class=\"_ _0\"></span>orelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3b ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une immobilisat<span class=\"_ _3\"></span>ion incorporelle<span class=\"_ _3\"></span> est un \u00e9l\u00e9ment d\u2019a<span class=\"_ _3\"></span>ctif non mon\u00e9tai<span class=\"_ _3\"></span>re</div>\n<div class=\"t m0 x6 h62 yd3c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iable et est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i, et seuleme<span class=\"_ _0\"></span>nt s\u2019il est p<span class=\"_ _0\"></span>robabl<span class=\"_ _0\"></span>e que cet</div>\n<div class=\"t m0 x6 h62 yd3d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actif g\u00e9n\u00e9<span class=\"_ _0\"></span>rera des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e9conom<span class=\"_ _0\"></span>iques fut<span class=\"_ _0\"></span>urs et si le co\u00fbt<span class=\"_ _0\"></span> de l\u2019actif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd3e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiable<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3f ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd40 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immobilisa<span class=\"_ _3\"></span>tions incorporel<span class=\"_ _3\"></span>les sont reprises<span class=\"_ _3\"></span> dans l\u2019\u00e9tat de la s<span class=\"_ _3\"></span>ituation</div>\n<div class=\"t m0 x6 h62 yd41 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re \u00e0 leu<span class=\"_ _0\"></span>r co\u00fbt <span class=\"_ _0\"></span>diminu\u00e9 <span class=\"_ _0\"></span>du cumul <span class=\"_ _0\"></span>des amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ents et d<span class=\"_ _0\"></span>u cumu<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x6 h62 yd42 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es de valeur.<span class=\"_ _0\"></span> La valeu<span class=\"_ _0\"></span>r r\u00e9siduel<span class=\"_ _0\"></span>le et<span class=\"ls0 ws0\"> </span>la dur\u00e9e de<span class=\"_ _0\"></span> vie utile des</div>\n<div class=\"t m0 x6 h62 yd43 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> sont re<span class=\"_ _0\"></span>vues \u00e0 c<span class=\"_ _0\"></span>haque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice</div>\n<div class=\"t m0 x6 h62 yd44 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd45 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd46 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immobi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>ons incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>es dont la dur\u00e9<span class=\"_ _0\"></span>e de vie est d\u00e9f<span class=\"_ _0\"></span>inie sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd47 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9aire s<span class=\"_ _0\"></span>ur leur dur\u00e9e d<span class=\"_ _0\"></span>e vie utile es<span class=\"_ _0\"></span>tim\u00e9e.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 yd48 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">immobilis<span class=\"_ _0\"></span>at<span class=\"lsdc wse9\">ions inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles \u00e0 dur\u00e9<span class=\"_ _0\"></span>e de vie util<span class=\"_ _0\"></span>e ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, co<span class=\"_ _0\"></span>mme </span></div>\n<div class=\"t m0 x6 h62 yd49 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le goodwi<span class=\"_ _0\"></span>ll, ne sont<span class=\"_ _0\"></span> pas amorti<span class=\"_ _0\"></span>es, mais<span class=\"_ _0\"></span> sont en reva<span class=\"_ _0\"></span>nche soumis<span class=\"_ _0\"></span>es une</div>\n<div class=\"t m0 x6 h62 yd4a ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fois par an a<span class=\"_ _0\"></span>u moins \u00e0 un test<span class=\"_ _0\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation. To<span class=\"_ _0\"></span>ute pert<span class=\"_ _0\"></span>e de valeur</div>\n<div class=\"t m0 x6 h62 yd4b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9e est com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd4c ffca fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Valu<span class=\"lsdc wse9\">e of Business ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOBA)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd4d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la diff\u00e9r<span class=\"_ _0\"></span>ence entre l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur \u00e0 la date</div>\n<div class=\"t m0 x6 h62 yd4e ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> mesur\u00e9e sur la bas<span class=\"_ _3\"></span>e des principes<span class=\"_ _3\"></span> comptables d\u2019Agea<span class=\"_ _3\"></span>s et</div>\n<div class=\"t m0 x6 h62 yd4f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e ult\u00e9rieu<span class=\"_ _0\"></span>re d\u2019un port<span class=\"_ _0\"></span>efeui<span class=\"_ _0\"></span>lle de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x6 h62 yd50 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de place<span class=\"_ _0\"></span>ment acqui<span class=\"_ _0\"></span>s dans le ca<span class=\"_ _0\"></span>dre d\u2019une ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n d\u2019affai<span class=\"_ _0\"></span>res ou de</div>\n<div class=\"t m0 x6 h62 yd51 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd52 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd53 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e com<span class=\"_ _0\"></span>me une immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 yd54 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span>e sur la dur\u00e9<span class=\"_ _0\"></span>e de l\u2019exe<span class=\"_ _0\"></span>rcice au co<span class=\"_ _0\"></span>urs duqu<span class=\"_ _0\"></span>el les profit<span class=\"_ _0\"></span>s du</div>\n<div class=\"t m0 x6 h62 yd55 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>is ont \u00e9<span class=\"wse9\">t<span class=\"_ _0\"></span>\u00e9 compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span>. A chaque dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 yd56 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng, la VOBA<span class=\"_ _0\"></span> est inclus<span class=\"_ _0\"></span>e dans le test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> pour</div>\n<div class=\"t m0 x6 h62 yd57 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">v\u00e9rifie<span class=\"_ _0\"></span>r si les passif<span class=\"_ _0\"></span>s li\u00e9s aux c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et de plac<span class=\"_ _0\"></span>ement so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 yd58 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">ad\u00e9quats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd59 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Immobilisation<span class=\"_ _3\"></span>s corporell<span class=\"_ _3\"></span>es <span class=\"wsea\">g\u00e9n\u00e9r\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">en interne<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd5a ffc8 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">Les immobil<span class=\"_ _3\"></span>isat<span class=\"lsdc wseb\">ions incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> g\u00e9n\u00e9r\u00e9<span class=\"_ _0\"></span>es en int<span class=\"_ _0\"></span>erne s<span class=\"_ _0\"></span>ont insc<span class=\"_ _0\"></span>rites \u00e0 </span></div>\n<div class=\"t m0 x6 h62 yd5b ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif d<span class=\"_ _0\"></span>\u00e8s qu\u2019A<span class=\"_ _0\"></span>geas peut<span class=\"_ _0\"></span> d\u00e9mo<span class=\"_ _0\"></span>ntrer tout<span class=\"_ _0\"></span> ce qui<span class=\"_ _0\"></span> suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yd5c ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">faisab<span class=\"_ _0\"></span>ilit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>aire \u00e0 l<span class=\"_ _0\"></span>\u2019ach\u00e8ve<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x5c h62 yd5d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle e<span class=\"_ _0\"></span>n vue de sa mise en s<span class=\"_ _0\"></span>ervice ou d<span class=\"_ _0\"></span>e sa</div>\n<div class=\"t m0 x5c h62 yd5e ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd5f ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">So<span class=\"_ _3\"></span>n</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">intention d\u2019<span class=\"_ _0\"></span>achever l\u2019<span class=\"_ _0\"></span>immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle et d<span class=\"_ _0\"></span>e l\u2019utilis<span class=\"_ _0\"></span>er </span></span></span></div>\n<div class=\"t m0 x5c h62 yd60 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de la v<span class=\"_ _0\"></span>endre<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yd61 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wse9\">capacit\u00e9 \u00e0 ut<span class=\"_ _0\"></span>iliser ou \u00e0 ven<span class=\"_ _0\"></span>dre l\u2019im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lle<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 yd62 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">fa\u00e7on dont l<span class=\"_ _3\"></span>\u2019immobilisa<span class=\"_ _3\"></span>tion incorpo<span class=\"_ _3\"></span>relle g\u00e9n\u00e9rera<span class=\"_ _3\"></span> des a<span class=\"_ _3\"></span>vantages </span></span></span></div>\n<div class=\"t m0 x5c h62 yd63 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9conomiques fu<span class=\"_ _3\"></span>turs probables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd64 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">disponibilit\u00e9<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">de ressou<span class=\"_ _0\"></span>rces tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s, finan<span class=\"_ _0\"></span>ci\u00e8res<span class=\"_ _0\"></span> et autres<span class=\"_ _0\"></span>, </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yd65 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span> pour achever<span class=\"_ _3\"></span> le d\u00e9veloppe<span class=\"_ _3\"></span>ment et u<span class=\"_ _3\"></span>tiliser ou <span class=\"_ _3\"></span>vendre</div>\n<div class=\"t m0 x5c h62 yd66 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorporel<span class=\"_ _3\"></span>le<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 yd67 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wseb\">capacit\u00e9 \u00e0 <span class=\"_ _0\"></span>\u00e9value<span class=\"_ _0\"></span>r de fa\u00e7o<span class=\"_ _0\"></span>n fiab<span class=\"_ _0\"></span>le les d\u00e9<span class=\"_ _0\"></span>penses at<span class=\"_ _0\"></span>tribua<span class=\"_ _0\"></span>bles \u00e0 </span></span></span></div>\n<div class=\"t m0 x5c h62 yd68 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorpor<span class=\"_ _3\"></span>elle au c<span class=\"_ _3\"></span>ours de s<span class=\"_ _3\"></span>on d\u00e9veloppemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Seules le<span class=\"_ _3\"></span>s immobilisatio<span class=\"_ _3\"></span>ns incorporelle<span class=\"_ _3\"></span>s issues <span class=\"_ _3\"></span>d\u2019un d\u00e9velop<span class=\"_ _3\"></span>pement</div>\n<div class=\"t m0 x1a h62 yd6b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif. Les aut<span class=\"_ _0\"></span>res immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions incor<span class=\"_ _0\"></span>porel<span class=\"lsde wseb\">les g\u00e9n\u00e9r\u00e9es </span></div>\n<div class=\"t m0 x1a h62 yd6c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en inter<span class=\"_ _0\"></span>ne ne so<span class=\"_ _0\"></span>nt pas i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if et les <span class=\"_ _0\"></span>d\u00e9pense<span class=\"_ _0\"></span>s sont i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x1a h62 yd6d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat du<span class=\"_ _0\"></span>rant l\u2019an<span class=\"_ _0\"></span>n\u00e9e o\u00f9 ell<span class=\"_ _0\"></span>es sont enco<span class=\"_ _0\"></span>urues.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd6e ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6f ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les logiciel<span class=\"_ _3\"></span>s indispensables au<span class=\"_ _3\"></span> bon fonctionneme<span class=\"_ _3\"></span>nt du mat\u00e9riel</div>\n<div class=\"t m0 x1a h62 yd70 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique, c<span class=\"_ _0\"></span>omme le syst<span class=\"_ _0\"></span>\u00e8me d\u2019expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>on, font par<span class=\"_ _0\"></span>tie int\u00e9g<span class=\"_ _0\"></span>rante du</div>\n<div class=\"t m0 x1a h62 yd71 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mat\u00e9riel<span class=\"_ _0\"></span> infor<span class=\"_ _0\"></span>matique <span class=\"_ _0\"></span>et sont <span class=\"_ _0\"></span>repris p<span class=\"_ _0\"></span>armi les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd72 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporelles. <span class=\"_ _3\"></span>Lorsque <span class=\"_ _3\"></span>le logiciel <span class=\"_ _3\"></span>ne fait<span class=\"_ _3\"></span> pas partie<span class=\"_ _3\"></span> int\u00e9grante<span class=\"_ _3\"></span> du mat\u00e9riel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd73 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique en q<span class=\"_ _0\"></span>uestion,<span class=\"_ _0\"></span> les frais c<span class=\"_ _0\"></span>onsentis<span class=\"_ _0\"></span> au cours de la ph<span class=\"_ _0\"></span>ase de</div>\n<div class=\"t m0 x1a h62 yd74 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9veloppe<span class=\"lsdc wse9\">ment pour lesqu<span class=\"_ _0\"></span>els Ageas pe<span class=\"_ _0\"></span>ut prouv<span class=\"_ _0\"></span>er tous les c<span class=\"_ _0\"></span>rit\u00e8res </span></div>\n<div class=\"t m0 x1a h62 yd75 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9cit<span class=\"_ _0\"></span>\u00e9s sont i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if comme<span class=\"_ _0\"></span> les im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>incorpo<span class=\"_ _0\"></span>relles</div>\n<div class=\"t m0 x1a h62 yd76 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> selon la m\u00e9t<span class=\"_ _0\"></span>hode lin<span class=\"_ _0\"></span>\u00e9aire sur l<span class=\"_ _0\"></span>eur dur\u00e9e de v<span class=\"_ _0\"></span>ie utile. En</div>\n<div class=\"t m0 x1a h62 yd77 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ral, ces logi<span class=\"_ _3\"></span>ciels sont<span class=\"_ _3\"></span> amortis sur 5 ans au ma<span class=\"_ _3\"></span>ximum.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 656px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 766px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 200px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 882px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 803px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yd69 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 624px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 629px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ydc3 ffcd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.7<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws11a\">B<span class=\"_ _3\"></span>iens</span> <span class=\"lsde wsea\">lou\u00e9<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h7e ydc4 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en <span class=\"lsdc wse8\">qualit\u00e9<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">de baille<span class=\"wsea\">ur<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ydc5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les biens lou\u00e9s sur<span class=\"_ _3\"></span> la base de contrats<span class=\"_ _3\"></span> de location simple<span class=\"_ _3\"></span> sont repris</div>\n<div class=\"t m0 x6 h62 ydc6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at cons<span class=\"_ _0\"></span>olid\u00e9 de <span class=\"_ _0\"></span>la situ<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re d\u2019Age<span class=\"_ _0\"></span>as comm<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ydc7 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement (b\u00e2t<span class=\"_ _0\"></span>iments) et<span class=\"_ _0\"></span> des immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>ons corp<span class=\"_ _0\"></span>orelles</div>\n<div class=\"t m0 x6 h62 ydc8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(mat\u00e9ri<span class=\"_ _0\"></span>el et mat\u00e9ri<span class=\"_ _0\"></span>el roulant<span class=\"_ _0\"></span>). Ces bi<span class=\"_ _0\"></span>ens sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s au co\u00fbt av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x6 h62 ydc9 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion des d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciatio<span class=\"_ _0\"></span>ns cumul<span class=\"_ _0\"></span>\u00e9es. Les rev<span class=\"_ _0\"></span>enus loc<span class=\"_ _0\"></span>atifs, d\u00e9<span class=\"_ _0\"></span>ductio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydca ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite des inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s accord\u00e9s<span class=\"_ _0\"></span> aux pren<span class=\"_ _0\"></span>eurs, sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s de</div>\n<div class=\"t m0 x6 h62 ydcb ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> contrat de locatio<span class=\"_ _3\"></span>n. Les frais dire<span class=\"_ _3\"></span>cts</div>\n<div class=\"t m0 x6 h62 ydcc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiaux<span class=\"_ _0\"></span> consent<span class=\"_ _0\"></span>is par Agea<span class=\"_ _0\"></span>s sont ajou<span class=\"_ _0\"></span>t\u00e9s \u00e0 la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le du bien</div>\n<div class=\"t m0 x6 h62 ydcd ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lou\u00e9 et c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>harge su<span class=\"_ _0\"></span>r la dur<span class=\"_ _0\"></span>\u00e9e du co<span class=\"_ _0\"></span>ntrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydce ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la m\u00ea<span class=\"_ _0\"></span>me mani<span class=\"_ _0\"></span>\u00e8re que les<span class=\"_ _0\"></span> reve<span class=\"_ _0\"></span>nus locat<span class=\"_ _0\"></span>ifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydcf ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydd0 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas a \u00e9galement con<span class=\"_ _3\"></span>clu des contrats<span class=\"_ _3\"></span> de location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">financement<span class=\"_ _3\"></span>, en </span></div>\n<div class=\"t m0 x6 h62 ydd1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels la qua<span class=\"_ _0\"></span><span class=\"lsdd\">si<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">totalit\u00e9 d<span class=\"_ _0\"></span>es risques et<span class=\"_ _0\"></span> b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es inh\u00e9rent<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 ydd2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 des biens<span class=\"_ _0\"></span> lou\u00e9s, aut<span class=\"_ _0\"></span>res que la pr<span class=\"_ _0\"></span>opri\u00e9t\u00e9 j<span class=\"_ _0\"></span>uridiqu<span class=\"_ _0\"></span>e, sont c\u00e9d<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ydd3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au client. L<span class=\"_ _0\"></span>es biens<span class=\"_ _0\"></span> lou\u00e9s dans le c<span class=\"_ _0\"></span>adre d\u2019un c<span class=\"_ _0\"></span>ontrat d<span class=\"_ _0\"></span>e location<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ydd4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>ement sont<span class=\"_ _0\"></span> pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s co<span class=\"_ _0\"></span>mme une <span class=\"_ _0\"></span>cr\u00e9anc<span class=\"_ _0\"></span>e \u00e0 un mont<span class=\"_ _0\"></span>ant \u00e9ga<span class=\"_ _0\"></span>l \u00e0</div>\n<div class=\"t m0 x1a h62 ydd5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span> L\u2019inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment net</div>\n<div class=\"t m0 x1a h62 ydd6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le cont<span class=\"_ _0\"></span>rat de loc<span class=\"_ _0\"></span>ation est com<span class=\"_ _0\"></span>pos\u00e9 de l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle des</div>\n<div class=\"t m0 x1a h62 ydd7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loy<span class=\"_ _0\"></span>ers et de<span class=\"_ _0\"></span> toute v<span class=\"_ _0\"></span>aleur r\u00e9<span class=\"_ _0\"></span>siduell<span class=\"_ _0\"></span>e gara<span class=\"_ _0\"></span>ntie. L<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 ydd8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entre l'act<span class=\"_ _0\"></span>if et la vale<span class=\"_ _0\"></span>ur actue<span class=\"_ _0\"></span>lle de la cr\u00e9a<span class=\"_ _0\"></span>nce est enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9e comme</div>\n<div class=\"t m0 x1a h62 ydd9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit <span class=\"_ _3\"></span>financier non <span class=\"_ _3\"></span>acquis. Le<span class=\"_ _3\"></span> produit finan<span class=\"_ _3\"></span>cier est e<span class=\"_ _3\"></span>nregistr\u00e9 <span class=\"_ _3\"></span>sur la</div>\n<div class=\"t m0 x1a h62 ydda ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e du c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span> sur la b<span class=\"_ _0\"></span>ase d\u2019u<span class=\"_ _0\"></span>n sch\u00e9ma <span class=\"_ _0\"></span>qui refl<span class=\"_ _0\"></span>\u00e8te un t<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x1a h62 yddb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent p\u00e9ri<span class=\"_ _0\"></span>odique c<span class=\"_ _0\"></span>onstant<span class=\"_ _0\"></span> sur l\u2019en<span class=\"_ _0\"></span>cours d<span class=\"_ _0\"></span>e l\u2019inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment n<span class=\"_ _0\"></span>et en</div>\n<div class=\"t m0 x1a h62 yddc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de locatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>finance<span class=\"_ _0\"></span>ment. Les<span class=\"_ _0\"></span> co\u00fbts direc<span class=\"_ _0\"></span>ts initi<span class=\"_ _0\"></span>aux consent<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yddd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas so<span class=\"_ _0\"></span>nt inclus<span class=\"_ _0\"></span> dans le calc<span class=\"_ _0\"></span>ul initial d<span class=\"_ _0\"></span>e l\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt net dans</div>\n<div class=\"t m0 x1a h62 ydde ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le contrat d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on et r\u00e9duis<span class=\"_ _0\"></span>ent le mont<span class=\"_ _0\"></span>ant du pro<span class=\"_ _0\"></span>duit compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 yddf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e du co<span class=\"_ _0\"></span>ntrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yde0 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en q<span class=\"_ _3\"></span>ualit\u00e9 de <span class=\"_ _3\"></span>pren<span class=\"wsea\">eur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yde1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e des terrai<span class=\"_ _0\"></span>ns, des b\u00e2t<span class=\"_ _0\"></span>iment<span class=\"_ _0\"></span>s, du mat\u00e9ri<span class=\"_ _0\"></span>el et du mat\u00e9<span class=\"_ _0\"></span>riel</div>\n<div class=\"t m0 x1a h62 yde2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">roulant.<span class=\"_ _0\"></span> Les ter<span class=\"_ _0\"></span>mes des<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont n\u00e9go<span class=\"_ _0\"></span>ci\u00e9s</div>\n<div class=\"t m0 x1a h62 yde3 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">individuelleme<span class=\"_ _3\"></span>nt et contiennen<span class=\"_ _3\"></span>t une vaste gamme<span class=\"_ _3\"></span> de modalit\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde4 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yde5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un seul mo<span class=\"_ _0\"></span>d\u00e8le d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n s\u2019appliq<span class=\"_ _0\"></span>ue aux actif<span class=\"_ _0\"></span>s lou\u00e9s dans<span class=\"_ _0\"></span> l<span class=\"wseb\">e cadr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yde6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats de loca<span class=\"_ _0\"></span>tion simp<span class=\"_ _0\"></span>le et de contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">financement. </span></span></div>\n<div class=\"t m0 x1a h62 yde7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce <span class=\"_ _0\"></span>mod\u00e8le d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion, \u00e0 l<span class=\"_ _0\"></span>a concl<span class=\"_ _0\"></span>usion d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>, un dr<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x1a h62 yde8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019usage et<span class=\"_ _0\"></span> un passif<span class=\"_ _0\"></span> locatif so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde9 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydea ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif co<span class=\"_ _0\"></span>mprend la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s de loyers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydeb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span> qui ne sont pas<span class=\"_ _0\"></span> pay\u00e9s \u00e0 la dat<span class=\"_ _0\"></span>e de prise d\u2019<span class=\"_ _0\"></span>effet,<span class=\"_ _0\"></span> y compris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydec ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loyer<span class=\"_ _0\"></span>s \u00e0 faire sous c<span class=\"_ _0\"></span>ertaines<span class=\"_ _0\"></span> options ra<span class=\"_ _0\"></span>isonna<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x1a h62 yded ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019exte<span class=\"_ _0\"></span>nsion<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ydee ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">paiemen<span class=\"_ _3\"></span>ts fixes (<span class=\"_ _3\"></span>y compris e<span class=\"_ _3\"></span>n substanc<span class=\"_ _3\"></span>e) d\u00e9duction <span class=\"_ _3\"></span>faite de<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 ydef ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges incit<span class=\"_ _0\"></span>atifs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la locat<span class=\"_ _0\"></span>ion \u00e0 rec<span class=\"_ _0\"></span>evoir<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ydf0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wsfa\">paiemen<span class=\"_ _3\"></span>ts de loyers variabl<span class=\"_ _3\"></span>es qui sont fonctio<span class=\"_ _3\"></span>n d'un indice<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 ydf1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un taux,<span class=\"_ _0\"></span> \u00e9valu\u00e9s au m<span class=\"_ _0\"></span>oyen de l'i<span class=\"_ _0\"></span>ndice ou du ta<span class=\"_ _0\"></span>ux en vigueu<span class=\"_ _0\"></span>r \u00e0 la</div>\n<div class=\"t m0 x133 h62 ydf2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date de p<span class=\"_ _0\"></span>rise d'<span class=\"_ _0\"></span>effet<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ydf3 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsdc wse9\">sommes qu\u2019Ag<span class=\"_ _0\"></span>eas devr<span class=\"_ _0\"></span>ait payer a<span class=\"_ _0\"></span>u titre de la val<span class=\"_ _0\"></span>eur r\u00e9sid<span class=\"_ _0\"></span>uelle </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf4 ffcd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des<span class=\"ls0 ws0\"> </span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties donn\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ydf5 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsdc wse8\">Le</span><span class=\"ffcd\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">prix d'ex<span class=\"_ _0\"></span>ercice de t<span class=\"_ _0\"></span>oute opt<span class=\"_ _0\"></span>ion d'ach<span class=\"_ _0\"></span>at qu\u2019Age<span class=\"_ _0\"></span>as a la certit<span class=\"_ _0\"></span>ude </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able d'ex<span class=\"_ _0\"></span>ercer<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydf7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s exig\u00e9es <span class=\"_ _3\"></span>en cas de<span class=\"_ _3\"></span> r\u00e9siliation<span class=\"_ _3\"></span> anticip\u00e9e du<span class=\"_ _3\"></span> contrat de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, si la dur\u00e9<span class=\"_ _0\"></span>e du contrat d<span class=\"_ _0\"></span>e location pr<span class=\"_ _0\"></span>end en com<span class=\"_ _0\"></span>pte</div>\n<div class=\"t m0 x6a h62 ydf9 ffcd fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">l'exe<span class=\"_ _3\"></span>rcice<span class=\"_ _3\"></span> p<span class=\"lsde wsfa\">ar Ageas de ce<span class=\"_ _3\"></span>tte option.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydfa ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydfb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif est<span class=\"_ _0\"></span> calcul\u00e9 en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> le taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat impl<span class=\"_ _0\"></span>icite du</div>\n<div class=\"t m0 x1a h62 ydfc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n. S'il n\u2019est<span class=\"_ _0\"></span> pas possi<span class=\"_ _0\"></span>ble de d\u00e9ter<span class=\"_ _0\"></span>miner fac<span class=\"_ _0\"></span>ileme<span class=\"_ _0\"></span>nt ce</div>\n<div class=\"t m0 x1a h62 ydfd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux, le ta<span class=\"_ _0\"></span>ux d'emp<span class=\"_ _0\"></span>runt margi<span class=\"_ _0\"></span>nal d\u2019Ag<span class=\"_ _0\"></span>eas est util<span class=\"_ _0\"></span>is\u00e9. Ageas<span class=\"_ _0\"></span> utilise,</div>\n<div class=\"t m0 x1a h62 ydfe ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme taux d\u2019<span class=\"wseb\">empr<span class=\"_ _3\"></span>unt marginal<span class=\"_ _3\"></span>, une courbe<span class=\"_ _3\"></span> composite<span class=\"_ _3\"></span> largement </span></div>\n<div class=\"t m0 x1a h62 ydff ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble bas\u00e9e s<span class=\"_ _0\"></span>ur un \u00e9chant<span class=\"_ _0\"></span>illon d\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ions seco<span class=\"_ _0\"></span>ndair<span class=\"_ _0\"></span>es existant<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye00 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9metteurs fina<span class=\"_ _3\"></span>nciers dans la<span class=\"_ _3\"></span> fourchette A, aug<span class=\"_ _3\"></span>ment\u00e9 d\u2019une prime<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ye01 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque. Pour<span class=\"_ _3\"></span> les park<span class=\"_ _3\"></span>ings, un t<span class=\"_ _3\"></span>aux sans r<span class=\"_ _3\"></span>isque \u00e9gal <span class=\"_ _3\"></span>au contrat<span class=\"_ _3\"></span> d\u2019<span class=\"wsea\">\u00e9change </span></div>\n<div class=\"t m0 x1a h62 ye02 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d\u2019<span class=\"_ _0\"></span>une durat<span class=\"_ _0\"></span>ion simil<span class=\"_ _0\"></span>aire augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019u<span class=\"_ _0\"></span>ne prime de</div>\n<div class=\"t m0 x1a h62 ye03 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque s\u2019appli<span class=\"_ _3\"></span>que. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye04 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye05 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e du passif loc<span class=\"_ _0\"></span>atif aug<span class=\"_ _0\"></span>mente pa<span class=\"_ _0\"></span>r la suite pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye06 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sur le pass<span class=\"_ _0\"></span>if locatif et<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>e pour refl<span class=\"_ _0\"></span>\u00e9ter les pai<span class=\"_ _0\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye07 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">loyers eff<span class=\"_ _0\"></span>ectu\u00e9s<span class=\"_ _0\"></span>. Le passif l<span class=\"_ _0\"></span>ocatif est \u00e0 no<span class=\"_ _0\"></span>uveau mes<span class=\"_ _0\"></span>ur\u00e9 afin de<span class=\"_ _0\"></span> refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye08 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns du contr<span class=\"_ _0\"></span>at ou les chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> des paiem<span class=\"_ _0\"></span>ents de</div>\n<div class=\"t m0 x1a h62 ye09 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">loyers, don<span class=\"_ _3\"></span>t un changem<span class=\"_ _3\"></span>ent de l\u2019<span class=\"_ _3\"></span>indice ou du<span class=\"_ _3\"></span> taux uti<span class=\"_ _3\"></span>lis\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ye0a ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner ces pai<span class=\"_ _0\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 892px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 262px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 897px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 267px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>des int<span class=\"_ _0\"></span>\u00e9r\u00eats dus<span class=\"_ _0\"></span> au tit<span class=\"_ _0\"></span>re du pas<span class=\"_ _0\"></span>sif locat<span class=\"_ _0\"></span>if doit<span class=\"_ _0\"></span>, pour c<span class=\"_ _0\"></span>haque </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on, corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>re au produit<span class=\"_ _0\"></span> du solde du</div>\n<div class=\"t m0 x6 h62 y8b3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif l<span class=\"_ _0\"></span>ocatif et<span class=\"_ _0\"></span> du tau<span class=\"_ _0\"></span>x d'int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nstant p<span class=\"_ _0\"></span>our la p\u00e9<span class=\"_ _0\"></span>riode<span class=\"_ _0\"></span>. Le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 y93e ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts dus au ti<span class=\"_ _3\"></span>tre du <span class=\"_ _3\"></span>passif locati<span class=\"_ _3\"></span>f <span class=\"lsdc wse9\">est comptab<span class=\"_ _0\"></span>ilis\u00e9 dans<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y93f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> avec les loy<span class=\"_ _0\"></span>ers vari<span class=\"_ _0\"></span>ables pay<span class=\"_ _0\"></span>\u00e9s non pris e<span class=\"_ _0\"></span>n compte</div>\n<div class=\"t m0 x6 h62 y940 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lors de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du passif l<span class=\"_ _0\"></span>ocatif su<span class=\"_ _0\"></span>r la p\u00e9riod<span class=\"_ _0\"></span>e au cours de l<span class=\"_ _0\"></span>aquelle</div>\n<div class=\"t m0 x6 h62 y941 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">se produit l'\u00e9v<span class=\"_ _3\"></span>\u00e9nement ou la situa<span class=\"_ _3\"></span>tion qui est \u00e0 l<span class=\"_ _3\"></span>'origine de ces</div>\n<div class=\"t m0 x6 h62 y942 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le droi<span class=\"wseb\">t d'<span class=\"_ _0\"></span>usage es<span class=\"_ _0\"></span>t mesu<span class=\"_ _0\"></span>r\u00e9 au co<span class=\"_ _0\"></span>\u00fbt et inc<span class=\"_ _0\"></span>lut le p<span class=\"_ _0\"></span>assif loc<span class=\"_ _0\"></span>atif i<span class=\"_ _0\"></span>nitial </span></div>\n<div class=\"t m0 x6 h62 y945 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9, a<span class=\"_ _0\"></span>just\u00e9 du m<span class=\"_ _0\"></span>ontant des<span class=\"_ _0\"></span> loyers vers<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de pr<span class=\"_ _0\"></span>ise</div>\n<div class=\"t m0 x6 h62 y946 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'effet o<span class=\"_ _0\"></span>u avant cet<span class=\"_ _0\"></span>te date, d\u00e9d<span class=\"_ _0\"></span>uction fait<span class=\"_ _0\"></span>e des avant<span class=\"_ _0\"></span>ages<span class=\"_ _0\"></span> incitatif<span class=\"_ _0\"></span>s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y9ed ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n re\u00e7us, de<span class=\"_ _0\"></span>s co\u00fbts dir<span class=\"_ _0\"></span>ects init<span class=\"_ _0\"></span>iaux enga<span class=\"_ _0\"></span><span class=\"lsde wseb\">g\u00e9s par A<span class=\"_ _3\"></span>geas et d\u2019<span class=\"_ _3\"></span>une </span></div>\n<div class=\"t m0 x6 h62 y9ee ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on des co\u00fb<span class=\"_ _0\"></span>ts que le pre<span class=\"_ _0\"></span>neur dev<span class=\"_ _0\"></span>ra engager l<span class=\"_ _0\"></span>ors du</div>\n<div class=\"t m0 x6 h62 y9ef ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9mant\u00e8<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> et de l'enl\u00e8v<span class=\"_ _0\"></span>ement de l'a<span class=\"_ _0\"></span>ctif sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacent. </span> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, le droit d\u2019<span class=\"_ _0\"></span>usage est m<span class=\"_ _0\"></span>esur\u00e9 au co<span class=\"_ _0\"></span>\u00fbt moins le<span class=\"_ _0\"></span>s d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iations</div>\n<div class=\"t m0 x6 h62 y9f2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cumul\u00e9es<span class=\"_ _0\"></span> et moins<span class=\"_ _0\"></span> toute perte d<span class=\"_ _0\"></span>e valeur. L<span class=\"_ _0\"></span>e droit d'us<span class=\"_ _0\"></span>age est d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9</div>\n<div class=\"t m0 x6 h62 y9f3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9air<span class=\"_ _0\"></span>e sur la p<span class=\"_ _0\"></span>lus co<span class=\"_ _0\"></span>urte de<span class=\"_ _0\"></span>s p\u00e9riod<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : <span class=\"lsde wsfa\">dur\u00e9e de vie </span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile de l\u2019ac<span class=\"_ _0\"></span>tif et dur\u00e9<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on. Comm<span class=\"_ _0\"></span>e pour les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f5 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actifs non finan<span class=\"_ _3\"></span>cier, un droit<span class=\"_ _3\"></span> d'usage est d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>\u00e9 lorsque sa valeur<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">est sup\u00e9r<span class=\"_ _0\"></span>ieure au m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span> recouvrab<span class=\"_ _0\"></span>le. La d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on du </span></div>\n<div class=\"t m0 x6 h62 y9f7 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droit d'us<span class=\"_ _0\"></span>age et la co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>sation d<span class=\"_ _0\"></span>e toute pert<span class=\"_ _0\"></span>e de valeur s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y9f8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> dans le com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fa ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cas d\u2019<span class=\"_ _0\"></span>une nouve<span class=\"_ _0\"></span>lle mesu<span class=\"_ _0\"></span>re du passif l<span class=\"_ _0\"></span>ocatif pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x6 h62 y9fb ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s du<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">contrat de l<span class=\"_ _0\"></span>ocation o<span class=\"_ _0\"></span>u les ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9fc ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyers,<span class=\"_ _0\"></span> le droit d'us<span class=\"_ _0\"></span>age est ajus<span class=\"_ _0\"></span>t\u00e9 en cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus ne s\u2019appl<span class=\"_ _0\"></span>ique pas au<span class=\"_ _0\"></span>x contrat<span class=\"_ _0\"></span>s de </span></span></div>\n<div class=\"t m0 x6 h62 y9ff ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> de faible va<span class=\"_ _0\"></span>leur pou<span class=\"_ _0\"></span>r Ageas ou \u00e0 des c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya00 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n \u00e0 c<span class=\"wseb\">ourt te<span class=\"_ _0\"></span>rme, do<span class=\"_ _0\"></span>nt l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance \u00e0<span class=\"_ _0\"></span> la date <span class=\"_ _0\"></span>de prise<span class=\"_ _0\"></span> d\u2019effet <span class=\"_ _0\"></span>du </span></div>\n<div class=\"t m0 x6 h62 ya01 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n est inf\u00e9ri<span class=\"_ _0\"></span>eure ou \u00e9ga<span class=\"_ _0\"></span>le \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">mois. Pour c<span class=\"_ _3\"></span>es contrat<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya02 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de locat<span class=\"_ _0\"></span>ion, les <span class=\"_ _0\"></span>paieme<span class=\"_ _0\"></span>nts de l<span class=\"_ _0\"></span>oyers sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 ya03 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">charge da<span class=\"_ _0\"></span>ns le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at de fa\u00e7on li<span class=\"_ _0\"></span>n\u00e9aire su<span class=\"_ _0\"></span>r la dur\u00e9e du</div>\n<div class=\"t m0 x6 h62 ya04 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 561px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 566px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 571px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7e ya49 ffd4 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4a ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les paie<span class=\"_ _0\"></span>ments a<span class=\"_ _0\"></span>u titre <span class=\"_ _0\"></span>de la loc<span class=\"_ _0\"></span>ation sont<span class=\"_ _0\"></span> pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s co<span class=\"_ _0\"></span>mme des f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 ya4b ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>provenant d<span class=\"_ _3\"></span>es activit\u00e9s<span class=\"_ _3\"></span> op\u00e9rationne<span class=\"_ _3\"></span>lles dans l<span class=\"_ _3\"></span>e tableau</div>\n<div class=\"t m0 x6 h62 ya4c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 des flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e, dans<span class=\"_ _0\"></span> les \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">empru<span class=\"lsf8 ws111\">n<span class=\"_ _3\"></span>ts</span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 67px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y963 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.8<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse8\">Pr\u00eats</span> </span></div>\n<div class=\"t m0 x6 h62 y964 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> aux banques <span class=\"_ _3\"></span>(cr\u00e9ances <span class=\"_ _3\"></span>sur les banqu<span class=\"_ _3\"></span>es), les p<span class=\"_ _3\"></span>r\u00eats aux</div>\n<div class=\"t m0 x6 h62 y965 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pouvoir<span class=\"_ _0\"></span>s public<span class=\"_ _0\"></span>s et les<span class=\"_ _0\"></span> pr\u00eats \u00e0 l<span class=\"_ _0\"></span>a clien<span class=\"_ _0\"></span>t\u00e8le (c<span class=\"_ _0\"></span>r\u00e9ances s<span class=\"_ _0\"></span>ur la c<span class=\"_ _0\"></span>lient\u00e8l<span class=\"_ _0\"></span>e)</div>\n<div class=\"t m0 x6 h62 y966 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s pr\u00eats \u00e9mis par Ageas<span class=\"_ _3\"></span> en vertu desquels le<span class=\"_ _3\"></span>s fonds sont</div>\n<div class=\"t m0 x6 h62 y967 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>ement ver<span class=\"_ _0\"></span>s\u00e9s \u00e0 l<span class=\"_ _0\"></span>\u2019empru<span class=\"_ _0\"></span>nt<span class=\"wse9\">eur ou \u00e0 un a<span class=\"_ _0\"></span>gent de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">participat<span class=\"_ _3\"></span>ion. </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces pr\u00eats <span class=\"_ _3\"></span>sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y969 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96a ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> de cr\u00e9ance<span class=\"_ _3\"></span> acquis sur<span class=\"_ _3\"></span> le march\u00e9<span class=\"_ _3\"></span> primaire di<span class=\"_ _3\"></span>rectement aupr\u00e8<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y96b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur sont<span class=\"_ _0\"></span> enregist<span class=\"_ _0\"></span>r\u00e9s comm<span class=\"_ _0\"></span>e pr\u00eats, po<span class=\"_ _0\"></span>ur autant qu<span class=\"_ _0\"></span>\u2019il n\u2019y ait</div>\n<div class=\"t m0 x6 h62 y96c ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aucun ma<span class=\"_ _0\"></span>rch\u00e9 act<span class=\"_ _0\"></span>if pour c<span class=\"_ _0\"></span>es titr<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y96d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00eats \u00e9m<span class=\"_ _0\"></span>is ou acqu<span class=\"_ _0\"></span>is dans le but d\u2019<span class=\"_ _0\"></span>\u00eatre ven<span class=\"_ _0\"></span>dus ou titris<span class=\"_ _0\"></span>\u00e9s \u00e0 court<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y96f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme sont c<span class=\"_ _0\"></span>onsid\u00e9<span class=\"_ _0\"></span>r\u00e9s comme d<span class=\"_ _0\"></span>es actifs d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y970 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> d\u00e9sign\u00e9s com<span class=\"_ _3\"></span>me d\u00e9tenus \u00ab<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la juste val<span class=\"_ _0\"></span>eur par le biais<span class=\"_ _0\"></span> du </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span>\u00bb ou \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">disp<span class=\"_ _0\"></span>onibl<span class=\"wseb\">es<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb sont enregistr\u00e9<span class=\"_ _3\"></span>s tels </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y974 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quels \u00e0 leur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y975 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les engagement<span class=\"_ _3\"></span>s de pr\u00eat qui pr\u00e9vo<span class=\"_ _3\"></span>ient le tirage de<span class=\"_ _3\"></span> fonds pendant une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yae7 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u00e9term<span class=\"_ _0\"></span>in\u00e9e par <span class=\"_ _0\"></span>un r\u00e8gl<span class=\"_ _0\"></span>ement ou<span class=\"_ _0\"></span> des usa<span class=\"_ _0\"></span>ges de m<span class=\"_ _0\"></span>arch\u00e9 ne s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 yae8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pas compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaea ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>marginaux e<span class=\"_ _3\"></span>ncourus et <span class=\"_ _3\"></span>les commis<span class=\"_ _3\"></span>sions d\u2019\u00e9miss<span class=\"_ _3\"></span>ion de pr\u00ea<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ya5d ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7ues p<span class=\"_ _0\"></span>our la gara<span class=\"_ _0\"></span>ntie d\u2019un p<span class=\"_ _0\"></span>r\u00eat sont rep<span class=\"_ _0\"></span>ort\u00e9s et am<span class=\"_ _0\"></span>ortis sur l<span class=\"_ _0\"></span>a dur\u00e9e</div>\n<div class=\"t m0 x1a h62 ya5e ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du pr\u00eat au titre<span class=\"_ _3\"></span> de r\u00e9gularisat<span class=\"_ _3\"></span>ion du rendement.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e y97d ffd4 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> des <span class=\"lsdc wse8\">pr\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de c<span class=\"_ _0\"></span>r\u00e9dit pouv<span class=\"_ _0\"></span>ant entr<span class=\"_ _0\"></span>a\u00eener la d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x1a h62 y97f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que est \u00e9tab<span class=\"_ _0\"></span>li si des preu<span class=\"_ _0\"></span>ves object<span class=\"_ _0\"></span>ives ind<span class=\"_ _0\"></span>iquent qu<span class=\"_ _0\"></span>\u2019Ageas n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y980 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sera pas <span class=\"_ _0\"></span>en mesur<span class=\"_ _0\"></span>e de rec<span class=\"_ _0\"></span>ouvrer t<span class=\"_ _0\"></span>ous les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s dus co<span class=\"_ _0\"></span>mme le</div>\n<div class=\"t m0 x1a h62 y981 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> le contrat.<span class=\"_ _0\"></span> Le montant d<span class=\"_ _0\"></span>e la provisi<span class=\"_ _0\"></span>on est la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre la</div>\n<div class=\"t m0 x1a h62 y982 ffd2 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">valeu<span class=\"lsdc wse9\">r comptable et le m<span class=\"_ _0\"></span>ontant re<span class=\"_ _0\"></span>couvrab<span class=\"_ _0\"></span>le, \u00e0 savoir l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle </span></div>\n<div class=\"t m0 x1a h62 y983 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie atten<span class=\"_ _0\"></span>dus ou, le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant, la v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y984 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e moins les f<span class=\"_ _0\"></span>rais de vent<span class=\"_ _0\"></span>e si le pr\u00eat est g<span class=\"_ _0\"></span>aranti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y986 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion \u00ab<span class=\"ls0 ws0\"> </span>e<span class=\"_ _3\"></span>xistante, mai<span class=\"_ _3\"></span>s non d\u00e9cla<span class=\"_ _3\"></span>r\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span>(inc<span class=\"_ _3\"></span>urred but <span class=\"_ _3\"></span>not</div>\n<div class=\"t m0 x1a h62 y987 ffd2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reported<span class=\"ls0 ws0\"> </span><span class=\"wseb\">o<span class=\"_ _3\"></span>u IBNR) des<span class=\"_ _3\"></span> pr\u00eats e<span class=\"_ _3\"></span>st enregistr\u00e9e<span class=\"_ _3\"></span> lorsque d<span class=\"_ _3\"></span>es \u00e9l\u00e9ments<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y988 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs indique<span class=\"_ _0\"></span>nt que des pe<span class=\"_ _0\"></span>rtes son<span class=\"_ _0\"></span>t survenu<span class=\"_ _0\"></span>es dans le po<span class=\"_ _0\"></span>rtefeuil<span class=\"_ _0\"></span>le de</div>\n<div class=\"t m0 x1a h62 y989 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, sa<span class=\"_ _0\"></span>ns pour auta<span class=\"_ _0\"></span>nt avoir sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>uement id<span class=\"_ _0\"></span>entifi\u00e9 l<span class=\"_ _0\"></span>es pr\u00eats</div>\n<div class=\"t m0 x1a h62 y98a ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s. Cette d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion est <span class=\"wseb\">est<span class=\"_ _0\"></span>im\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a h62 y98b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>que des per<span class=\"_ _0\"></span>tes de cha<span class=\"_ _0\"></span>que compo<span class=\"_ _0\"></span>sant, af<span class=\"_ _0\"></span>in de refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y98c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjonct<span class=\"_ _0\"></span>ure \u00e9con<span class=\"_ _0\"></span>omique d<span class=\"_ _0\"></span>ans laque<span class=\"_ _0\"></span>lle les empr<span class=\"_ _0\"></span>unteurs<span class=\"_ _0\"></span> \u00e9voluent<span class=\"_ _0\"></span> et en</div>\n<div class=\"t m0 x1a h62 ya64 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des ris<span class=\"_ _0\"></span>ques li<span class=\"_ _0\"></span>\u00e9s au servic<span class=\"_ _0\"></span>e de dette ext<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ya65 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns pays sur la bas<span class=\"_ _0\"></span>e d'une \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du climat po<span class=\"_ _0\"></span>litiqu<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x1a h62 ya66 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya67 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> est enregistr\u00e9e c<span class=\"_ _3\"></span>omme diminution de<span class=\"_ _3\"></span> la valeur</div>\n<div class=\"t m0 x1a h62 ya69 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble des cr\u00e9an<span class=\"_ _0\"></span>ces sur les<span class=\"_ _0\"></span> banques<span class=\"_ _0\"></span> et sur la client<span class=\"_ _0\"></span>\u00e8le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sur les engage<span class=\"_ _3\"></span>ments de pr\u00eat rappor<span class=\"_ _3\"></span>t\u00e9s hors de l\u2019\u00e9tat<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re sont<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es en \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">provisions</span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>un pr\u00eat part<span class=\"_ _0\"></span>iculie<span class=\"_ _0\"></span>r est identif<span class=\"_ _0\"></span>i\u00e9 comm<span class=\"_ _0\"></span>e non reco<span class=\"_ _0\"></span>uvrable et q<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 ya6f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> voies de dro<span class=\"_ _0\"></span>it ont \u00e9t\u00e9 \u00e9p<span class=\"_ _0\"></span>uis\u00e9es,<span class=\"_ _0\"></span> le pr\u00eat est rad<span class=\"_ _0\"></span>i\u00e9 \u00e0 hauteu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1a h62 ycf0 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la charge<span class=\"_ _3\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>ation y af<span class=\"_ _3\"></span>f\u00e9rente, et<span class=\"_ _3\"></span> les recouv<span class=\"_ _3\"></span>reme<span class=\"wsfa\">nts ult\u00e9rieur<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">viendro<span class=\"_ _0\"></span>nt cr\u00e9dit<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 472px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 224px; width: 347px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y971 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya72 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.9<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9assurance et<span class=\"_ _0\"></span> <span class=\"lsde wsea\">autres<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">cr\u00e9anc<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ye0d ffd4 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye0e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>nd et/ou c\u00e8<span class=\"_ _0\"></span>de la r\u00e9ass<span class=\"_ _0\"></span>urance dans<span class=\"_ _0\"></span> le cadre no<span class=\"_ _0\"></span>rmal de ses</div>\n<div class=\"t m0 x1a h62 ye0f ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s. Les <span class=\"_ _0\"></span>montant<span class=\"_ _0\"></span>s de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 recev<span class=\"_ _0\"></span>oir co<span class=\"_ _0\"></span><span class=\"lsde wsea\">mprennent </span></div>\n<div class=\"t m0 x1a h62 ye10 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les soldes<span class=\"_ _0\"></span> d\u00e9biteu<span class=\"_ _0\"></span>rs dus par des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies</div>\n<div class=\"t m0 x1a h62 ye11 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et des<span class=\"_ _0\"></span> compagn<span class=\"_ _0\"></span>ies de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e pour les obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye12 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> c\u00e9d\u00e9es. Les montant<span class=\"_ _3\"></span>s recouvrables aup<span class=\"_ _3\"></span>r\u00e8s des</div>\n<div class=\"t m0 x1a h62 ye13 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>eurs et les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s dus aux r\u00e9a<span class=\"_ _0\"></span>ssureur<span class=\"_ _0\"></span>s sont estim<span class=\"_ _0\"></span>\u00e9s de</div>\n<div class=\"t m0 x1a h62 ye14 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e coh\u00e9rent<span class=\"_ _0\"></span>e par rapp<span class=\"_ _0\"></span>ort aux mont<span class=\"_ _0\"></span>ants li\u00e9s<span class=\"_ _0\"></span> aux polices<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ye15 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et con<span class=\"_ _0\"></span>form\u00e9m<span class=\"_ _0\"></span>ent au cont<span class=\"_ _0\"></span>rat de r\u00e9as<span class=\"_ _0\"></span>surance<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye16 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9assur<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l\u2019\u00e9<span class=\"_ _0\"></span>tat de la situ<span class=\"_ _0\"></span>ation fina<span class=\"_ _0\"></span>nci\u00e8re su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye17 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">une base brute sau<span class=\"_ _3\"></span>f si un droit de com<span class=\"_ _3\"></span>pensation exis<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 204px; height: 902px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffd8 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es cr\u00e9ance<span class=\"_ _0\"></span>s qui d\u00e9cou<span class=\"_ _0\"></span>lent de l\u2019ex<span class=\"_ _0\"></span>ercice n<span class=\"_ _0\"></span>ormal des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui sont<span class=\"_ _0\"></span> \u00e9mises <span class=\"_ _0\"></span>par Age<span class=\"_ _0\"></span>as sont i<span class=\"_ _0\"></span>nitialem<span class=\"_ _0\"></span>ent enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9es \u00e0 leu<span class=\"_ _0\"></span>r juste</div>\n<div class=\"t m0 x6 h62 y93e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur et e<span class=\"_ _0\"></span>nsuite \u00e9v<span class=\"_ _0\"></span>alu\u00e9es au co<span class=\"_ _0\"></span>\u00fbt amort<span class=\"_ _0\"></span>i sur la base d<span class=\"_ _0\"></span>e la m\u00e9thode d<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x6 h62 y93f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d'int\u00e9r\u00ea<span class=\"_ _3\"></span>t effectif, avec d\u00e9d<span class=\"_ _3\"></span>uction des \u00e9ventue<span class=\"_ _3\"></span>lles d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1024px; height: 83px; width: 344px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ye19 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">Co\u00fbts d'a<span class=\"_ _3\"></span>cquisition dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s (<span class=\"ffd9 ls0 ws0\">\u00ab<span class=\"ffd6\"> <span class=\"_ _3\"></span></span></span><span class=\"wseb\">Deferred acqui<span class=\"_ _3\"></span>sition cost<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"ffd9\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></div>\n<div class=\"t m0 x22d h62 ye1a ffd6 fs43 fc1e sc0 lsf3 ws10c\" style=\"z-index: 15;\">DAC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye1b ffd8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">G\u00e9n\u00e9ralit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1c ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019act<span class=\"_ _3\"></span>ivit\u00e9s d\u2019assuran<span class=\"_ _3\"></span>ce nouvelles ou<span class=\"_ _3\"></span> renouvel\u00e9es, tous vari<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x6 h62 ye1d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et d\u00e9pendan<span class=\"_ _3\"></span>t essenti<span class=\"lsdc wse9\">ellement de la pr<span class=\"_ _0\"></span>oducti<span class=\"_ _0\"></span>on de la nouvel<span class=\"_ _0\"></span>le activit<span class=\"_ _0\"></span>\u00e9, </span></div>\n<div class=\"t m0 x6 h62 ye1e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et am<span class=\"_ _0\"></span>ortis et r\u00e9su<span class=\"_ _0\"></span>ltent en<span class=\"_ _0\"></span> co\u00fbts d'acq<span class=\"_ _0\"></span>uisiti<span class=\"_ _0\"></span>on diff\u00e9r\u00e9<span class=\"_ _0\"></span>s (DAC).</div>\n<div class=\"t m0 x6 h62 ye1f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les DAC in<span class=\"_ _3\"></span>cluent princ<span class=\"_ _3\"></span>ipalement les<span class=\"_ _3\"></span> commissions<span class=\"_ _3\"></span>, les frai<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x6 h62 ye20 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption, d\u2019<span class=\"_ _0\"></span>agenc<span class=\"_ _0\"></span>e et d\u2019\u00e9miss<span class=\"_ _0\"></span>ion de polic<span class=\"_ _0\"></span>es. La m\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 ye21 ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'amor<span class=\"wse9\">t<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt se base su<span class=\"_ _0\"></span>r la prime acqu<span class=\"_ _0\"></span>ise atte<span class=\"_ _0\"></span>ndue ou les ma<span class=\"_ _0\"></span>rges </span></div>\n<div class=\"t m0 x6 h62 ye22 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">brutes es<span class=\"_ _3\"></span>tim\u00e9es. Les <span class=\"_ _3\"></span>DAC sont exam<span class=\"_ _3\"></span>in\u00e9s r\u00e9guli<span class=\"_ _3\"></span>\u00e8rement afin<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 ye23 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s\u2019assurer de<span class=\"_ _3\"></span> leur recouvrabili<span class=\"_ _3\"></span>t\u00e9 sur la base d\u2019est<span class=\"_ _3\"></span>imations des b\u00e9n\u00e9f<span class=\"_ _3\"></span>ices</div>\n<div class=\"t m0 x6 h62 ye24 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs g\u00e9<span class=\"_ _0\"></span>n\u00e9r\u00e9s par les<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye25 ffd8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en proporti<span class=\"_ _0\"></span>on des prim<span class=\"_ _0\"></span>es atten<span class=\"_ _0\"></span>dues<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye26 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les produits<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 ye27 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas sa<span class=\"_ _0\"></span>ns \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye28 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> en prop<span class=\"_ _0\"></span>ortion d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye29 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues. Le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">hypoth<span class=\"_ _0\"></span>\u00e8ses relat<span class=\"_ _0\"></span>ives aux<span class=\"_ _0\"></span> primes att<span class=\"_ _0\"></span>endue<span class=\"_ _0\"></span>s sont </span></div>\n<div class=\"t m0 x6 h62 ye2a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la date de l\u2019\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n de la police et s<span class=\"_ _0\"></span>ont appli<span class=\"_ _0\"></span>qu\u00e9es de</div>\n<div class=\"t m0 x6 h62 ye2b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re coh\u00e9ren<span class=\"_ _3\"></span>te pendant la dur\u00e9<span class=\"_ _3\"></span>e des contrats.<span class=\"_ _3\"></span> Les diff\u00e9rences en<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x6 h62 ye2c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>hiffres <span class=\"_ _0\"></span>r\u00e9els s<span class=\"_ _0\"></span>ont int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span>au compte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"lsf8 ws111\">ltat </span></div>\n<div class=\"t m0 x6 h62 ye2d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019exercice au<span class=\"_ _3\"></span> cours duquel ce<span class=\"_ _3\"></span>s \u00e9carts sont apparu<span class=\"_ _3\"></span>s. Les DAC de ces</div>\n<div class=\"t m0 x6 h62 ye2e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> sont g<span class=\"_ _0\"></span>\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement am<span class=\"_ _0\"></span>ortis sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e de vie t<span class=\"_ _0\"></span>otale d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ye2f ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">police.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye30 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec la m<span class=\"_ _0\"></span>arge brut<span class=\"_ _0\"></span>e estim\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye31 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les</span> </span><span class=\"wseb\">produits<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x6 h62 ye32 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas av<span class=\"_ _0\"></span>ec \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye33 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> sur la du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie est<span class=\"_ _0\"></span>im\u00e9e des</div>\n<div class=\"t m0 x6 h62 ye34 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en se fondant<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e de la mar<span class=\"_ _0\"></span>ge brute</div>\n<div class=\"t m0 x6 h62 ye35 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9e ou des b\u00e9n<span class=\"_ _3\"></span>\u00e9fices sur la ba<span class=\"_ _3\"></span>se du rendemen<span class=\"lsdc wse9\">t du placement </span></div>\n<div class=\"t m0 x6 h62 ye36 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>u. La marge br<span class=\"_ _0\"></span>ute estim<span class=\"_ _0\"></span>\u00e9e compr<span class=\"_ _0\"></span>end les pri<span class=\"_ _0\"></span>mes et le r\u00e9sult<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x6 h62 ye37 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt atten<span class=\"_ _0\"></span>du, dimin<span class=\"_ _0\"></span>u\u00e9 des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> et des char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 ye38 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rativ<span class=\"_ _0\"></span>es, des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes et des</div>\n<div class=\"t m0 x6 h62 ye39 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> s\u2019il y <span class=\"_ _0\"></span>a lieu. L<span class=\"_ _0\"></span>es <span class=\"lsde wsfa\">diff\u00e9rences entre le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 ye3a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats r\u00e9els et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es a<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye3b ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at de l\u2019exerc<span class=\"_ _0\"></span>ice au cours<span class=\"_ _0\"></span> duquel ces \u00e9c<span class=\"_ _0\"></span>arts so<span class=\"_ _0\"></span>nt apparus.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 ye3c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9<span class=\"_ _0\"></span>r\u00e9s sont aju<span class=\"_ _0\"></span>st\u00e9s \u00e0 l\u2019eff<span class=\"_ _0\"></span>et d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent des</div>\n<div class=\"t m0 x6 h62 ye3d ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains (pe<span class=\"_ _0\"></span>rtes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9<span class=\"lsde wseb\">s comptabilis\u00e9s dans le<span class=\"_ _3\"></span>s capitaux p<span class=\"_ _3\"></span>ropres </span></div>\n<div class=\"t m0 x6 h62 ye3e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme s\u2019i<span class=\"_ _0\"></span>ls avaie<span class=\"_ _0\"></span>nt \u00e9t\u00e9 r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s avec l\u2019<span class=\"_ _0\"></span>ajuste<span class=\"_ _0\"></span>ment corr<span class=\"_ _0\"></span>espondant<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 ye3f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains (per<span class=\"_ _3\"></span>tes) non r\u00e9al<span class=\"_ _3\"></span>is\u00e9s dans <span class=\"_ _3\"></span>les capitaux <span class=\"_ _3\"></span>propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye40 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec le<span class=\"_ _0\"></span>s primes ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye41 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de court<span class=\"_ _0\"></span>e dur\u00e9e<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ye42 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont amort<span class=\"_ _0\"></span>is sur la p\u00e9r<span class=\"_ _0\"></span>iode au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle les pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h62 ye43 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises sont acqui<span class=\"_ _3\"></span>ses. Les futurs<span class=\"_ _3\"></span> produits financie<span class=\"_ _3\"></span>rs, moyennant un<span class=\"_ _3\"></span> taux</div>\n<div class=\"t m0 x6 h62 ye44 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de rende<span class=\"_ _0\"></span>ment sa<span class=\"_ _0\"></span>ns risq<span class=\"_ _0\"></span>ue, sont <span class=\"_ _0\"></span>pris en c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>dans l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x6 h62 ye45 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">recouvrement de<span class=\"_ _3\"></span>s <span class=\"ls102 ws11d\">DAC.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye46 ffd8 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne <span class=\"_ _0\"></span>avec le<span class=\"_ _0\"></span>s recet<span class=\"_ _0\"></span>tes aff\u00e9r<span class=\"_ _0\"></span>entes a<span class=\"_ _0\"></span>u servic<span class=\"_ _0\"></span>e fourn<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye47 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> sans \u00e9l<span class=\"_ _0\"></span>\u00e9ment <span class=\"_ _0\"></span>de partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ye48 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re \u00e9mis par des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>r\u00e9voient<span class=\"_ _0\"></span> aussi</div>\n<div class=\"t m0 x1a h62 ye49 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bien la c<span class=\"_ _0\"></span>r\u00e9ation <span class=\"_ _0\"></span>d\u2019un inst<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt finan<span class=\"_ _0\"></span>cier que <span class=\"_ _0\"></span>la <span class=\"lsde wsfa\">fourniture de service<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ye4a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n de portefe<span class=\"_ _0\"></span>uille.<span class=\"_ _0\"></span> Lorsqu\u2019i<span class=\"_ _0\"></span>ls peuvent<span class=\"_ _0\"></span> \u00eatre clai<span class=\"_ _0\"></span>rement \u00e9t<span class=\"_ _0\"></span>ablis,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ye4b ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux relati<span class=\"_ _3\"></span>fs au droi<span class=\"_ _3\"></span>t de rendre<span class=\"_ _3\"></span> des ser<span class=\"_ _3\"></span>vices de ge<span class=\"_ _3\"></span>stion de</div>\n<div class=\"t m0 x1a h62 ye4c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille sont p<span class=\"_ _0\"></span>ort\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif et amo<span class=\"_ _0\"></span>rtis au fur et \u00e0 m<span class=\"_ _0\"></span>esure que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye4d ffd6 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">recettes y af<span class=\"lsdc wseb\">f\u00e9rentes s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9es. L<span class=\"_ _0\"></span>\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e y </span></div>\n<div class=\"t m0 x1a h62 ye4e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aff\u00e9re<span class=\"_ _0\"></span>nte est test<span class=\"_ _0\"></span>\u00e9e quant \u00e0 sa rec<span class=\"_ _0\"></span>ouvr<span class=\"_ _0\"></span>abilit\u00e9 \u00e0 cha<span class=\"_ _0\"></span>que date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye4f ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng. Les hon<span class=\"_ _0\"></span>oraires d<span class=\"_ _0\"></span>e gestion de p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille sur c<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x1a h62 ye50 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s co<span class=\"_ _0\"></span>mme reven<span class=\"_ _0\"></span>us lorsq<span class=\"_ _0\"></span>ue lesdit<span class=\"_ _0\"></span>s services<span class=\"_ _0\"></span> so<span class=\"lsde wsfa\">nt rendus.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 120px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 829px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 125px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 834px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ye51 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.11<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdd ws11a\">Passifs li\u00e9s \u00e0 </span></span>de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance (de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce) et de </span></span></div>\n<div class=\"t m0 x134 h62 ye52 ffd6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye53 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce (de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e) et de</div>\n<div class=\"t m0 x1a h62 ye54 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt sont l<span class=\"_ _0\"></span>i\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye55 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye56 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de r\u00e9ass<span class=\"_ _0\"></span>urance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye57 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de place<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> </span><span class=\"wseb\">avec <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6a h62 ye58 ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ye59 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'inv<span class=\"_ _0\"></span>estis<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ans \u00e9l\u00e9<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e partici<span class=\"_ _0\"></span>patio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6a h62 ye5a ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ye5b ffd8 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des contrats<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ye5c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pass<span class=\"_ _0\"></span>ifs rel<span class=\"_ _0\"></span>atifs au<span class=\"_ _0\"></span>x prene<span class=\"_ _0\"></span>urs d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont cl<span class=\"_ _0\"></span>ass\u00e9s su<span class=\"_ _0\"></span>r la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye5d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des caract\u00e9ri<span class=\"_ _3\"></span>stiques des contra<span class=\"_ _3\"></span>ts d\u2019assurance sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents et des<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ye5e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risques s<span class=\"_ _0\"></span>p\u00e9cif<span class=\"_ _0\"></span>iques \u00e0 c<span class=\"_ _0\"></span>es contr<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye5f ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wseb\">contrats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce so<span class=\"_ _0\"></span>nt les co<span class=\"_ _0\"></span>ntrats p<span class=\"_ _0\"></span>our les<span class=\"_ _0\"></span>quels A<span class=\"_ _0\"></span>geas a </span></span></span></div>\n<div class=\"t m0 x6a h62 ye60 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accept\u00e9 u<span class=\"_ _0\"></span>n risque d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>f d\u2019une autr<span class=\"_ _0\"></span>e partie (l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ye61 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titulai<span class=\"_ _0\"></span>re de la polic<span class=\"_ _0\"></span>e) en conv<span class=\"_ _0\"></span>enant d\u2019i<span class=\"_ _0\"></span>ndemnis<span class=\"_ _0\"></span>er le titul<span class=\"_ _0\"></span>aire de la</div>\n<div class=\"t m0 x6a h62 ye62 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">police si u<span class=\"_ _0\"></span>n \u00e9v\u00e9neme<span class=\"_ _0\"></span>nt futur inc<span class=\"_ _0\"></span>ertain sp\u00e9<span class=\"_ _0\"></span>cifi\u00e9 (l\u2019<span class=\"_ _0\"></span>\u00e9v\u00e9nem<span class=\"_ _0\"></span>ent assu<span class=\"_ _0\"></span>r\u00e9)</div>\n<div class=\"t m0 x6a h62 ye63 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cause un pr\u00e9<span class=\"_ _0\"></span>judice<span class=\"_ _0\"></span> au titulair<span class=\"_ _0\"></span>e de la polic<span class=\"_ _0\"></span>e. Le risqu<span class=\"_ _0\"></span>e d'assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6a h62 ye64 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est sign<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>if si, et<span class=\"_ _0\"></span> seuleme<span class=\"_ _0\"></span>nt si un \u00e9<span class=\"_ _0\"></span>v\u00e9nem<span class=\"_ _0\"></span>ent assur<span class=\"_ _0\"></span>\u00e9 peut o<span class=\"_ _0\"></span>bliger</div>\n<div class=\"t m0 x6a h62 ye65 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un assure<span class=\"_ _0\"></span>ur \u00e0 payer des<span class=\"_ _0\"></span> prestat<span class=\"_ _0\"></span>ions c<span class=\"lsde wseb\">ompl\u00e9mentaires signifi<span class=\"_ _3\"></span>catives </span></div>\n<div class=\"t m0 x6a h62 ye66 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans n'im<span class=\"_ _0\"></span>porte que<span class=\"_ _0\"></span>l sc\u00e9nario,<span class=\"_ _0\"></span> \u00e0 l'exclu<span class=\"_ _0\"></span>sion des sc<span class=\"_ _0\"></span>\u00e9narios<span class=\"_ _0\"></span> qui</div>\n<div class=\"t m0 x6a h62 ye67 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manque<span class=\"_ _0\"></span>nt de substan<span class=\"_ _0\"></span>ce comme<span class=\"_ _0\"></span>rciale (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wseb\">dire qui n'<span class=\"_ _0\"></span>ont auc<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6a h62 ye68 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effet pe<span class=\"_ _0\"></span>rcepti<span class=\"_ _0\"></span>ble sur l'<span class=\"_ _0\"></span>aspect<span class=\"_ _0\"></span> \u00e9conom<span class=\"_ _0\"></span>ique de l<span class=\"_ _0\"></span>a trans<span class=\"_ _0\"></span>action).<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6a h62 ye69 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance peu<span class=\"_ _3\"></span>vent aussi<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>transf\u00e9rer <span class=\"_ _3\"></span>un risque fi<span class=\"_ _3\"></span>nancier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye6a ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Les contrats d<span class=\"_ _0\"></span>e place<span class=\"_ _0\"></span>ment (a<span class=\"_ _0\"></span>vec ou s<span class=\"_ _0\"></span>ans \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x6a h62 ye6b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e) sont les con<span class=\"_ _3\"></span>trats qui transf\u00e8r<span class=\"_ _3\"></span>ent un risque financ<span class=\"_ _3\"></span>ier</div>\n<div class=\"t m0 x6a h62 ye6c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif. Le r<span class=\"_ _0\"></span>isque fi<span class=\"_ _0\"></span>nancier est<span class=\"_ _0\"></span> le risque d\u2019<span class=\"_ _0\"></span>une variat<span class=\"_ _0\"></span>ion fut<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6a h62 ye6d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible d\u2019<span class=\"_ _3\"></span>un o<span class=\"lsdc\">u de plusie<span class=\"_ _0\"></span>urs taux<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s, c<span class=\"_ _0\"></span>ours </span></div>\n<div class=\"t m0 x6a h62 ye6e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019instrumen<span class=\"_ _3\"></span>ts financiers,<span class=\"_ _3\"></span> prix de mati\u00e8res premi\u00e8<span class=\"_ _3\"></span>res, taux de</div>\n<div class=\"t m0 x6a h62 ye6f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change, ind<span class=\"_ _3\"></span>ices de p<span class=\"_ _3\"></span>rix ou de<span class=\"_ _3\"></span> taux, nota<span class=\"_ _3\"></span>tion de c<span class=\"_ _3\"></span>r\u00e9dit ou <span class=\"_ _3\"></span>index de</div>\n<div class=\"t m0 x6a h62 ye70 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit ou<span class=\"_ _3\"></span> d\u2019autres \u00e9l\u00e9me<span class=\"_ _3\"></span>nts variabl<span class=\"_ _3\"></span>es, \u00e0 condi<span class=\"_ _3\"></span>tion que, d<span class=\"_ _3\"></span>ans le <span class=\"_ _3\"></span>cas</div>\n<div class=\"t m0 x6a h62 ye71 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019une variabl<span class=\"_ _3\"></span>e non finan<span class=\"_ _3\"></span>ci\u00e8re, la<span class=\"_ _3\"></span> variable n<span class=\"_ _3\"></span>e soit pas<span class=\"_ _3\"></span> sp\u00e9cifiqu<span class=\"_ _3\"></span>e \u00e0</div>\n<div class=\"t m0 x6a h62 ye72 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye73 ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye74 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>at a \u00e9t\u00e9 c<span class=\"_ _0\"></span>lass\u00e9 c<span class=\"_ _0\"></span>omme cont<span class=\"_ _0\"></span>rat d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce, il re<span class=\"_ _0\"></span>ste un</div>\n<div class=\"t m0 x1a h62 ye75 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance pou<span class=\"_ _0\"></span>r le reste de sa du<span class=\"_ _0\"></span>r\u00e9e m\u00eame si l<span class=\"_ _0\"></span>e risque</div>\n<div class=\"t m0 x1a h62 ye76 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> se r\u00e9dui<span class=\"_ _3\"></span>t significati<span class=\"_ _3\"></span>vement d<span class=\"lsdc\">urant cette <span class=\"_ _0\"></span>p\u00e9riode,<span class=\"_ _0\"></span> sauf s<span class=\"_ _0\"></span>i tous </span></div>\n<div class=\"t m0 x1a h62 ye77 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les droits et<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions sont \u00e9t<span class=\"_ _0\"></span>eints o<span class=\"_ _0\"></span>u expir\u00e9s.<span class=\"_ _0\"></span> Les contrat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 ye78 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt peuve<span class=\"_ _0\"></span>nt, toutef<span class=\"_ _0\"></span>ois, \u00eatr<span class=\"_ _0\"></span>e reclass<span class=\"_ _0\"></span>\u00e9s en cont<span class=\"_ _0\"></span>rats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ye79 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">apr\u00e8s leur<span class=\"_ _3\"></span> prise de <span class=\"_ _3\"></span>cours si<span class=\"_ _3\"></span> le risque<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span> devient <span class=\"_ _3\"></span>significatif.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye7a ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye7b ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\"> </span>d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> les cont<span class=\"_ _0\"></span>rats<span class=\"_ _0\"></span> de r\u00e9ass<span class=\"_ _0\"></span>urance <span class=\"_ _0\"></span>et les c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x1a h62 ye7c ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d'investissem<span class=\"_ _3\"></span>ent avec \u00e9<span class=\"_ _3\"></span>l\u00e9ment de part<span class=\"_ _3\"></span>icipation d<span class=\"_ _3\"></span>iscr\u00e9tionnair<span class=\"_ _3\"></span>e sont</div>\n<div class=\"t m0 x1a h62 ye7d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">4. Les contrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ye7e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">placement qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s un risque finan<span class=\"_ _3\"></span>cier significatif so<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x1a h62 ye7f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsea\">39.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffdb fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">V<span class=\"ls109 ws129\">ie</span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ffdd fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Prestat<span class=\"_ _0\"></span>ions fut<span class=\"_ _0\"></span>ures \u00e0 <span class=\"_ _0\"></span>payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>contrats d\u2019a<span class=\"_ _3\"></span>ssurance <span class=\"ls0 ws0\">V</span><span class=\"lsdc\">ie, les futures <span class=\"_ _0\"></span>prestat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> \u00e0 payer s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x6 h62 ye83 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es selon la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a prime const<span class=\"_ _0\"></span>ante net<span class=\"_ _0\"></span>te (vale<span class=\"_ _0\"></span><span class=\"wse8\">ur </span></div>\n<div class=\"t m0 x6 h62 ye84 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie nets fut<span class=\"_ _0\"></span>urs) sur la ba<span class=\"_ _0\"></span>se d\u2019hyp<span class=\"_ _0\"></span>oth\u00e8ses</div>\n<div class=\"t m0 x6 h62 ye19 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actuarielle<span class=\"_ _3\"></span>s d\u00e9finies selon<span class=\"_ _3\"></span> l\u2019exp\u00e9rience pass\u00e9e<span class=\"_ _3\"></span> et les normes du se<span class=\"_ _3\"></span>cteur. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye85 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats av<span class=\"_ _0\"></span>ec parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent to<span class=\"_ _0\"></span>ut</div>\n<div class=\"t m0 x6 h62 ye86 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagement s<span class=\"_ _3\"></span>uppl\u00e9mentaire<span class=\"_ _3\"></span> refl\u00e9tant l<span class=\"_ _3\"></span>es dividende<span class=\"_ _3\"></span>s ou parti<span class=\"_ _3\"></span>cipations</div>\n<div class=\"t m0 x6 h62 yced ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contractuels.<span class=\"_ _3\"></span> Pour certains contra<span class=\"_ _3\"></span>ts sp\u00e9cifiques<span class=\"_ _3\"></span>, les prestations<span class=\"_ _3\"></span> futures</div>\n<div class=\"t m0 x6 h62 ycee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 payer ont \u00e9t<span class=\"_ _0\"></span>\u00e9 r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9es afin de r<span class=\"_ _0\"></span>efl\u00e9ter le<span class=\"_ _0\"></span>s taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 ycef ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>\u00e9s sur l<span class=\"_ _0\"></span>e march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y947 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y948 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nt sans part<span class=\"_ _0\"></span>ici<span class=\"lsde wsea\">pation </span></div>\n<div class=\"t m0 x6 h62 y949 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux b\u00e9n\u00e9fices<span class=\"_ _3\"></span> se composent prin<span class=\"_ _3\"></span>cipalement de cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6 h62 y94a ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en unit\u00e9s d<span class=\"_ _0\"></span>e compte, do<span class=\"_ _0\"></span>nt Ageas d<span class=\"_ _0\"></span>\u00e9tient les pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s pour le compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y94b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du souscr<span class=\"_ _0\"></span>ipteur et<span class=\"_ _0\"></span> les \u00e9value \u00e0 la jus<span class=\"_ _0\"></span>te valeur.<span class=\"_ _0\"></span> Les actio<span class=\"_ _0\"></span>ns propres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y94c ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenue<span class=\"_ _0\"></span>s pour l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de pren<span class=\"_ _0\"></span>eurs d\u2019as<span class=\"_ _0\"></span><span class=\"wse9\">suran<span class=\"_ _0\"></span>ce sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es. L<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte so<span class=\"_ _0\"></span>nt un type sp\u00e9<span class=\"_ _0\"></span>cifiqu<span class=\"_ _0\"></span>e de contrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V</span><span class=\"wse9\">ie r\u00e9gis pa<span class=\"_ _0\"></span>r l\u2019articl<span class=\"_ _0\"></span>e 25 de la Direc<span class=\"_ _0\"></span>tive eur<span class=\"_ _0\"></span>op\u00e9enn<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2002/83/<span class=\"_ _0\"></span>CE. Les<span class=\"_ _0\"></span> avantages<span class=\"_ _0\"></span> de ces contr<span class=\"_ _0\"></span>ats sont li<span class=\"_ _0\"></span>\u00e9s \u00e0 un OPCVM</div>\n<div class=\"t m0 x6 h62 y9a9 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(organi<span class=\"_ _0\"></span>sme de plac<span class=\"_ _0\"></span>ement col<span class=\"_ _0\"></span>lectif <span class=\"lsde wsfa\">en valeurs mobili\u00e8res), un pan<span class=\"_ _3\"></span>ier </span></div>\n<div class=\"t m0 x6 h62 y9aa ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ou une vale<span class=\"_ _0\"></span>ur de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce, ou \u00e0 une co<span class=\"_ _0\"></span>mbinai<span class=\"_ _0\"></span>son de ces</div>\n<div class=\"t m0 x6 h62 y9ab ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeurs ou u<span class=\"_ _0\"></span>nit\u00e9s tel<span class=\"_ _0\"></span>les que fix\u00e9<span class=\"_ _0\"></span>es dans les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span>. Les passif<span class=\"_ _0\"></span>s li\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ac ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats en uni<span class=\"_ _0\"></span>t\u00e9s de compt<span class=\"_ _0\"></span>e sont \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 leur val<span class=\"_ _0\"></span>eur unitai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y9ad ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(soit la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> du fonds dans l<span class=\"_ _0\"></span>equel les co<span class=\"_ _0\"></span>ntrats en un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x6 h62 y9ae ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compte sont inve<span class=\"_ _3\"></span>stis, divis\u00e9e par<span class=\"_ _3\"></span> le nombre d\u2019unit<span class=\"_ _3\"></span>\u00e9s qui composent le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonds), et<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions de just<span class=\"_ _0\"></span>e valeur s<span class=\"_ _0\"></span>ont imput<span class=\"_ _0\"></span>\u00e9es au compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yc03 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat. <span class=\"_ _3\"></span>La juste va<span class=\"_ _3\"></span>leur n\u2019est <span class=\"_ _3\"></span>jamais inf\u00e9ri<span class=\"_ _3\"></span>eure au mon<span class=\"_ _3\"></span>tant d\u00fb<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">lors du </span></span></div>\n<div class=\"t m0 x6 h62 yc04 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat, le c<span class=\"_ _0\"></span>as \u00e9ch\u00e9ant<span class=\"_ _0\"></span>, actua<span class=\"_ _0\"></span>lis\u00e9e de la p\u00e9<span class=\"_ _0\"></span>riode de pr<span class=\"_ _0\"></span>\u00e9avis obli<span class=\"_ _0\"></span>gatoi<span class=\"_ _0\"></span>re, le</div>\n<div class=\"t m0 x6 h62 yc05 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cas \u00e9ch\u00e9a<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc06 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya45 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> produit<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>portent <span class=\"_ _0\"></span>des gar<span class=\"_ _0\"></span>anties f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8res qu<span class=\"_ _0\"></span>i sont aus<span class=\"_ _0\"></span>si</div>\n<div class=\"t m0 x6 h62 ya46 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur et inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les pa<span class=\"_ _0\"></span>ssifs r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x6 h62 ya47 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> les variati<span class=\"_ _0\"></span>ons de la just<span class=\"_ _0\"></span>e valeur \u00e9t<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ya48 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> en compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>. Les risq<span class=\"_ _0\"></span>u<span class=\"lsde wsfa\">es d\u2019assurance son<span class=\"_ _3\"></span>t pris </span></div>\n<div class=\"t m0 x6 h62 ya49 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> sur la base d\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 78px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts et re<span class=\"_ _3\"></span>traits sont enregi<span class=\"_ _3\"></span>str\u00e9s directement dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la</div>\n<div class=\"t m0 x6 h62 ya4c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re comm<span class=\"_ _0\"></span>e des ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>u passif, s<span class=\"_ _0\"></span>ans effet s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 ya4d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y964 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Rendement mi<span class=\"_ _3\"></span>nimum <span class=\"wsea\">garan<span class=\"_ _3\"></span>ti<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y965 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>'assura<span class=\"_ _0\"></span>nce Vie ave<span class=\"_ _0\"></span>c rendeme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>um garanti,<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y966 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compos<span class=\"_ _0\"></span>ante fina<span class=\"_ _0\"></span>nce est m<span class=\"_ _0\"></span>esur\u00e9<span class=\"_ _0\"></span>e au co\u00fbt<span class=\"_ _0\"></span> amorti<span class=\"_ _0\"></span>. Les pas<span class=\"_ _0\"></span>sifs</div>\n<div class=\"t m0 x6 h62 y967 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 calcul<span class=\"_ _0\"></span>\u00e9s afin<span class=\"_ _0\"></span> de refl\u00e9t<span class=\"_ _0\"></span>er les t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x6 h62 y968 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us \u00e0 long term<span class=\"_ _0\"></span>e. Ces passi<span class=\"_ _0\"></span>fs supp<span class=\"_ _0\"></span>l\u00e9menta<span class=\"_ _0\"></span>ires <span class=\"wseb\">sont<span class=\"_ _0\"></span> calcul<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y969 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme l<span class=\"_ _0\"></span>a diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>\u00e9e et la <span class=\"_ _0\"></span>valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y96a ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des montan<span class=\"_ _3\"></span>ts garantis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96b ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96c ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs relatifs a<span class=\"_ _3\"></span>ux police<span class=\"_ _3\"></span>s \u00e0 annuit\u00e9s<span class=\"_ _3\"></span> au cours<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>\u00e9riode</div>\n<div class=\"t m0 x6 h62 y96d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'accum<span class=\"_ _0\"></span>ulation (c<span class=\"_ _0\"></span>onsti<span class=\"_ _0\"></span>tution de la re<span class=\"_ _0\"></span>nte) cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent aux sol<span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>is\u00e9s po<span class=\"lsde wsfa\">ur l\u2019assur\u00e9. Apr\u00e8s la p\u00e9riode<span class=\"_ _3\"></span> de constitution de<span class=\"_ _3\"></span> la rente, </span></div>\n<div class=\"t m0 x6 h62 y96f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pass<span class=\"_ _0\"></span>ifs cor<span class=\"_ _0\"></span>respond<span class=\"_ _0\"></span>ent \u00e0 la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e des v<span class=\"_ _0\"></span>erseme<span class=\"_ _0\"></span>nts de</div>\n<div class=\"t m0 x6 h62 y970 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rentes at<span class=\"_ _0\"></span>tendus<span class=\"_ _0\"></span> futurs<span class=\"_ _0\"></span>. Les va<span class=\"_ _0\"></span>riation<span class=\"_ _0\"></span>s de tabl<span class=\"_ _0\"></span>e de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 qui se s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y971 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produit<span class=\"_ _0\"></span>es au cours de<span class=\"_ _0\"></span>s exercic<span class=\"_ _0\"></span>es pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ents sont<span class=\"_ _0\"></span> enti\u00e8re<span class=\"_ _0\"></span>m<span class=\"lsde wseb\">ent int\u00e9gr\u00e9e<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 yc07 ffdb fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">\u00e0 ces passifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y972 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9l\u00e9ments de<span class=\"_ _3\"></span> participa<span class=\"_ _3\"></span>tion discr\u00e9tion<span class=\"_ _3\"></span>naire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y973 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des co<span class=\"_ _0\"></span>ntrats<span class=\"_ _0\"></span> d\u2019assu<span class=\"_ _0\"></span>rance et<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>r\u00e9voie<span class=\"_ _0\"></span>nt une</div>\n<div class=\"t m0 x1a h62 y974 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestation garan<span class=\"_ _3\"></span>tie. Certains<span class=\"_ _3\"></span> peuvent \u00e9galemen<span class=\"_ _3\"></span>t contenir un \u00e9l\u00e9men<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y975 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire. C<span class=\"_ _0\"></span>et \u00e9l\u00e9ment<span class=\"_ _0\"></span> donne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">au tit<span class=\"_ _0\"></span>ulai<span class=\"_ _0\"></span>re de ce </span></div>\n<div class=\"t m0 x1a h62 yc08 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrat le<span class=\"_ _3\"></span> droit de <span class=\"_ _3\"></span>recevoir, e<span class=\"_ _3\"></span>n plus de <span class=\"_ _3\"></span>l\u2019\u00e9l\u00e9men<span class=\"_ _3\"></span>t garanti, d<span class=\"_ _3\"></span>es prestat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x1a h62 yae7 ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yae8 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">repr\u00e9sent<span class=\"_ _0\"></span>ent prob<span class=\"_ _0\"></span>ableme<span class=\"_ _0\"></span>nt une quot<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span><span class=\"wseb\">part imp<span class=\"_ _0\"></span>ortante d<span class=\"_ _0\"></span>u total </span></span></span></span></div>\n<div class=\"t m0 x133 h62 yae9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages co<span class=\"_ _3\"></span>ntractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaea ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">D<span class=\"_ _3\"></span>ont</span><span class=\"ffdb\"> <span class=\"lsde wseb\">le mo<span class=\"_ _3\"></span>ntant ou l<span class=\"_ _3\"></span>'\u00e9ch\u00e9ance e<span class=\"_ _3\"></span>st contract<span class=\"_ _3\"></span>uellem<span class=\"lsdc wse9\">ent \u00e0 la discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya5d ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ya5e ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wseb\">sont contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>lement f<span class=\"_ _0\"></span>ond\u00e9es<span class=\"_ _0\"></span> sur<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya5f ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">perfo<span class=\"_ _0\"></span>rmance d'<span class=\"_ _0\"></span>un ensem<span class=\"_ _0\"></span>ble d\u00e9fin<span class=\"_ _0\"></span>i de contr<span class=\"_ _0\"></span>ats ou d'un ty<span class=\"_ _0\"></span>pe </span></span></span></div>\n<div class=\"t m0 x134 h62 ya60 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>at sp\u00e9cifi\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 ya61 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wseb\">es rendemen<span class=\"_ _3\"></span>ts de pla<span class=\"_ _3\"></span>cements r\u00e9al<span class=\"_ _3\"></span>is\u00e9s et/ou la<span class=\"_ _3\"></span>tents d'un </span></span></span></div>\n<div class=\"t m0 x134 h62 ya62 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d'act<span class=\"_ _0\"></span>ifs sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span><span class=\"wse8\">geas<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wsfa\">e r\u00e9sultat de la<span class=\"_ _3\"></span> soci\u00e9t\u00e9, d'un fond<span class=\"_ _3\"></span>s ou d'une autre en<span class=\"_ _3\"></span>tit\u00e9 qui </span></span></span></div>\n<div class=\"t m0 x134 h62 yaeb ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9met le cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaec ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance Vi<span class=\"_ _0\"></span>e et les<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de</div>\n<div class=\"t m0 x1a h62 yaee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt avec \u00e9l\u00e9m<span class=\"_ _0\"></span>ent de part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionn<span class=\"_ _0\"></span>aire, les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span>s b\u00e9n\u00e9ficiai<span class=\"_ _3\"></span>res acquise<span class=\"_ _3\"></span>s s<span class=\"lsdc wse9\">\u2019accum<span class=\"_ _0\"></span>ulent sur la ba<span class=\"_ _0\"></span>se du </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uel exig<span class=\"_ _0\"></span>ible calcu<span class=\"_ _0\"></span>l\u00e9 \u00e0 parti<span class=\"_ _0\"></span>r du revenu net<span class=\"_ _0\"></span> statuta<span class=\"_ _0\"></span>ire, en</div>\n<div class=\"t m0 x1a h62 yaf1 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des re<span class=\"_ _0\"></span>strict<span class=\"_ _0\"></span>ions et des mo<span class=\"_ _0\"></span>dalit<span class=\"_ _0\"></span>\u00e9s de paieme<span class=\"_ _0\"></span>nt. L\u2019\u00e9l\u00e9<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yaf2 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>iscr\u00e9ti<span class=\"_ _0\"></span>onnair<span class=\"_ _0\"></span>e consis<span class=\"_ _0\"></span>te en un engag<span class=\"_ _0\"></span>ement co<span class=\"_ _0\"></span>ndition<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x1a h62 yaf3 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 aux plu<span class=\"ls0 ws0\">s-<span class=\"lsde wseb\">values et moins<span class=\"_ _3\"></span></span>-</span>values lat<span class=\"_ _0\"></span>entes. Cet<span class=\"_ _0\"></span> engagem<span class=\"_ _0\"></span>ent deme<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1a h62 yaf4 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e8s lors dans<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-<span class=\"_ _3\"></span></span>values lat<span class=\"_ _0\"></span>entes inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x1a h62 yaf5 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res. D\u00e8<span class=\"_ _3\"></span>s que l\u2019enga<span class=\"_ _3\"></span>gement devien<span class=\"_ _3\"></span>t inconditio<span class=\"_ _3\"></span>nnel, le</div>\n<div class=\"t m0 x1a h62 yaf6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> concern\u00e9 es<span class=\"_ _0\"></span>t transf<span class=\"_ _0\"></span>\u00e9r\u00e9 dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Passifs de con<span class=\"_ _3\"></span>tra<span class=\"lsf0 ws104\">ts </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> Vie<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x1a h62 yaf8 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de plac<span class=\"_ _3\"></span>ement sans \u00e9l\u00e9men<span class=\"_ _3\"></span>t de participation d<span class=\"_ _3\"></span>iscr\u00e9tionnaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yafa ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont initia<span class=\"_ _3\"></span>lement comp<span class=\"_ _3\"></span>tabilis\u00e9s \u00e0<span class=\"_ _3\"></span> la juste <span class=\"_ _3\"></span>valeur et<span class=\"_ _3\"></span> ult\u00e9rieuremen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d2 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt amorti<span class=\"_ _3\"></span> et comptabi<span class=\"_ _3\"></span>lis\u00e9s comme<span class=\"_ _3\"></span> un engagemen<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y9d3 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya6b ffdd fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9riv\u00e9s incorpor<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6c ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui ne son<span class=\"_ _3\"></span>t pas \u00e9troitement<span class=\"_ _3\"></span> li\u00e9s aux contrats<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">h\u00f4tes sont<span class=\"_ _0\"></span> isol\u00e9s des<span class=\"_ _0\"></span> contrats h<span class=\"_ _0\"></span>\u00f4tes et<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya6e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>u compte de r\u00e9<span class=\"_ _0\"></span>sultat.<span class=\"_ _0\"></span> Les hypoth<span class=\"_ _0\"></span>\u00e8ses actu<span class=\"_ _0\"></span>arielles<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 ya6f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9exami<span class=\"_ _0\"></span>n\u00e9es \u00e0 c<span class=\"_ _0\"></span>haque c<span class=\"_ _0\"></span>l\u00f4ture c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">cons\u00e9quences de cette </span></span></div>\n<div class=\"t m0 x1a h62 ycf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9visi<span class=\"_ _0\"></span>on sont enre<span class=\"_ _0\"></span>gistr\u00e9<span class=\"_ _0\"></span>es au compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya71 ffdd fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9composition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya72 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La composan<span class=\"_ _3\"></span>te d\u00e9p\u00f4t d\u2019<span class=\"_ _3\"></span>un contra<span class=\"_ _3\"></span>t d\u2019assurance<span class=\"_ _3\"></span> doit \u00eatr<span class=\"_ _3\"></span>e s\u00e9par\u00e9e lo<span class=\"_ _3\"></span>rsque</div>\n<div class=\"t m0 x1a h62 ya73 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les deux condit<span class=\"_ _3\"></span>ions suivantes<span class=\"_ _3\"></span> sont remplies<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 ya74 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">compos<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>p\u00f4t (y co<span class=\"_ _0\"></span>mpris to<span class=\"_ _0\"></span>ute opt<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>acha<span class=\"lsde wsfa\">t incorpor\u00e9e) </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya75 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut \u00eatre<span class=\"_ _3\"></span> \u00e9valu\u00e9e s\u00e9<span class=\"_ _3\"></span>par\u00e9ment (c'es<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire sans pre<span class=\"_ _0\"></span>ndre en com<span class=\"_ _0\"></span>pte </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compos<span class=\"_ _0\"></span>ante ass<span class=\"_ _0\"></span>urance)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya77 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffdb\"> <span class=\"lsde wsfa\">m\u00e9thode<span class=\"_ _3\"></span>s comptables d\u2019Agea<span class=\"_ _3\"></span>s ne lui imposent pas<span class=\"_ _3\"></span>, par </span></span></span></div>\n<div class=\"t m0 x6a h62 ya78 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ailleurs, de<span class=\"_ _3\"></span> comptabiliser glob<span class=\"_ _3\"></span>alement les obliga<span class=\"_ _3\"></span>tions et les droi<span class=\"_ _3\"></span>ts</div>\n<div class=\"t m0 x6a h62 ya79 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par la<span class=\"_ _3\"></span> compo<span class=\"lsdc wse9\">sante d\u00e9p\u00f4t<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya7a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya7b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>lement, A<span class=\"_ _0\"></span>geas a compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 tous les dro<span class=\"_ _0\"></span>its et obli<span class=\"_ _0\"></span>gations re<span class=\"_ _0\"></span>latifs</div>\n<div class=\"t m0 x1a h62 ya7c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance \u00e9m<span class=\"_ _0\"></span>is selon s<span class=\"_ _0\"></span>es princip<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables. En</div>\n<div class=\"t m0 x1a h62 yca8 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>a pas com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9 de c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nte d\u00e9p\u00f4t<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca9 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s\u00e9par\u00e9e dan<span class=\"_ _3\"></span>s le cadre<span class=\"_ _3\"></span> de ses <span class=\"_ _3\"></span><span class=\"lsdc\">contrat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe1 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsf7 wseb\">vi<span class=\"_ _3\"></span>e</span> </span></div>\n\n<div class=\"t m0 x6 h7e ye81 ffe3 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fra<span class=\"_ _0\"></span>is de r\u00e8gl<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de r\u00e9aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de sin<span class=\"_ _0\"></span>istres <span class=\"_ _0\"></span>sont po<span class=\"_ _0\"></span>rt\u00e9s en</div>\n<div class=\"t m0 x6 h62 ye83 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat lo<span class=\"_ _0\"></span>rsqu\u2019ils<span class=\"_ _0\"></span> sont enc<span class=\"_ _0\"></span>ourus. L<span class=\"_ _0\"></span>es sinistr<span class=\"_ _0\"></span>es non r\u00e9gl<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 ye84 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais de r<span class=\"_ _0\"></span>\u00e9ajust<span class=\"_ _0\"></span>ement com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt des esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s pour sinis<span class=\"_ _0\"></span>tres</div>\n<div class=\"t m0 x6 h62 ye19 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s et des prov<span class=\"_ _0\"></span>isions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es exista<span class=\"_ _0\"></span>nts, mai<span class=\"_ _0\"></span>s non d\u00e9cla<span class=\"_ _0\"></span>r\u00e9s.</div>\n<div class=\"t m0 x6 h62 ye1a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span> sinistres<span class=\"_ _0\"></span> existant<span class=\"_ _0\"></span>s, mais non d<span class=\"_ _0\"></span>\u00e9clar\u00e9s<span class=\"_ _0\"></span> se basent su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ye85 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les exp\u00e9ri<span class=\"_ _0\"></span>ences an<span class=\"_ _0\"></span>t\u00e9rieur<span class=\"_ _0\"></span>es, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> en cours et</div>\n<div class=\"t m0 x6 h62 ye86 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t social, \u00e9<span class=\"_ _3\"></span>conomique et<span class=\"_ _3\"></span> juridique<span class=\"_ _3\"></span> actuel. Le<span class=\"_ _3\"></span>s paiements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yced ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relatifs a<span class=\"_ _0\"></span>ux sinist<span class=\"_ _0\"></span><span class=\"lsde wsea\">res <span class=\"ls0 ws0\">N</span>on<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie et les frais<span class=\"_ _0\"></span> de r\u00e9ajust<span class=\"_ _0\"></span>ement de<span class=\"_ _0\"></span>s sinistre<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 ycee ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repose<span class=\"_ _0\"></span>nt sur des pert<span class=\"_ _0\"></span>es atte<span class=\"_ _0\"></span>ndues est<span class=\"_ _0\"></span>im\u00e9es (ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duct<span class=\"_ _0\"></span>ion des</div>\n<div class=\"t m0 x6 h62 ycef ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remboursements<span class=\"_ _3\"></span>, r\u00e9cup\u00e9rations,<span class=\"_ _3\"></span> valeurs restantes<span class=\"_ _3\"></span> et subrogations) e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y947 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te<span class=\"_ _0\"></span>nt l\u2019\u00e9val<span class=\"_ _0\"></span>uation pa<span class=\"_ _0\"></span>r le manage<span class=\"_ _0\"></span>ment des niv<span class=\"_ _0\"></span>eaux d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y948 ffe1 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">att<span class=\"lsdc wse9\">endus, de<span class=\"_ _0\"></span>s frais de r\u00e8<span class=\"_ _0\"></span>glement de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, des risq<span class=\"_ _0\"></span>ues jurid<span class=\"_ _0\"></span>iques et </span></div>\n<div class=\"t m0 x6 h62 y949 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des tendances de<span class=\"_ _3\"></span> versement de paiemen<span class=\"_ _3\"></span>t de dommages. Le<span class=\"_ _3\"></span>s passifs</div>\n<div class=\"t m0 x6 h62 y94a ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">relatifs aux<span class=\"_ _3\"></span> sinistres \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">accidents de trav<span class=\"_ _0\"></span>ail<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb sont pr\u00e9sent<span class=\"_ _3\"></span>\u00e9s \u00e0 leu<span class=\"_ _3\"></span>r valeur </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y94b ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e nette.<span class=\"_ _0\"></span> Les passif<span class=\"_ _0\"></span>s constit<span class=\"_ _0\"></span>u\u00e9s perm<span class=\"_ _0\"></span>ettent de c<span class=\"_ _0\"></span>ouvrir l<span class=\"_ _0\"></span>e co\u00fbt</div>\n<div class=\"t m0 x6 h62 y94c ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">final ains<span class=\"_ _3\"></span>i que les<span class=\"_ _3\"></span> frais de <span class=\"_ _3\"></span>r\u00e9ajustemen<span class=\"_ _3\"></span>t des sinis<span class=\"_ _3\"></span>tres. Les <span class=\"_ _3\"></span>corrections</div>\n<div class=\"t m0 x6 h62 y9a6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en d\u00e9co<span class=\"_ _0\"></span>ulent sont<span class=\"_ _0\"></span> imput\u00e9<span class=\"_ _0\"></span>es au compte d<span class=\"_ _0\"></span>e r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019actual<span class=\"_ _3\"></span>ise ses<span class=\"_ _3\"></span> passifs pour<span class=\"_ _3\"></span> sinistres \u00e0<span class=\"_ _3\"></span> payer q<span class=\"_ _3\"></span>ue lorsqu\u2019i<span class=\"_ _3\"></span>l s\u2019agit</div>\n<div class=\"t m0 x6 h62 y9a9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de sinistr<span class=\"_ _0\"></span>es avec des<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s de paiem<span class=\"_ _0\"></span>ent fixes o<span class=\"_ _0\"></span>u d\u00e9termi<span class=\"_ _0\"></span>nables.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 740px; height: 330px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y951 ffe3 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Test de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif ou Lia<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>y Adequacy<span class=\"_ _0\"></span> Test<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y952 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas eff<span class=\"_ _0\"></span>ectu<span class=\"_ _0\"></span>e des tests<span class=\"_ _0\"></span> de suff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>u pass<span class=\"_ _0\"></span>if ou Lia<span class=\"_ _0\"></span>bility <span class=\"_ _0\"></span>Adequac<span class=\"_ _0\"></span>y</div>\n<div class=\"t m0 x6 h62 y953 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Test \u00e0 chaque p\u00e9rio<span class=\"_ _3\"></span>de de reporting<span class=\"_ _3\"></span> afin de s\u2019assurer que l<span class=\"_ _3\"></span>es passifs</div>\n<div class=\"t m0 x6 h62 y954 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> d\u00e9clar\u00e9<span class=\"wsfa\">s sont ad\u00e9q<span class=\"_ _3\"></span>uats.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y955 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un test dist<span class=\"_ _0\"></span>inct est eff<span class=\"_ _0\"></span>ectu\u00e9 pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y957 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdd ws11a\">L<span class=\"_ _3\"></span>es passifs Vie et les passifs <span class=\"lsde wseb\">maladie<span class=\"_ _3\"></span> similaire<span class=\"_ _3\"></span></span></span><span class=\"ffe1\"> <span class=\"lsdd ws11a\">\u00e0 des passifs </span>V<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">ie, </span></span></span></div>\n<div class=\"t m0 x5c h62 y958 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dont les <span class=\"_ _3\"></span>annuit\u00e9s d\u00e9co<span class=\"_ _3\"></span>ulant des pr<span class=\"_ _3\"></span>oduits <span class=\"ls0 ws0\">N<span class=\"_ _3\"></span></span><span class=\"wsea\">on<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> ;  </span></span></div>\n<div class=\"t m0 x6 h62 y959 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour pri<span class=\"_ _3\"></span>mes (non a<span class=\"_ _3\"></span>cquises) d\u00e9<span class=\"_ _3\"></span>coulant des <span class=\"_ _3\"></span>produits </span></span></div>\n<div class=\"t m0 x5c h62 y95a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des p<span class=\"lsde wseb\">roduits malad<span class=\"_ _3\"></span>ies non s<span class=\"_ _3\"></span>imilaires \u00e0<span class=\"_ _3\"></span> des produi<span class=\"_ _3\"></span>ts Vie</span></span> <span class=\"_ _3\"></span>;</div>\n<div class=\"t m0 x5c h62 y95b ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95c ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour s<span class=\"_ _3\"></span>inistres d\u00e9<span class=\"_ _3\"></span>coulant des<span class=\"_ _3\"></span> produits </span><span class=\"ffe1\">N<span class=\"_ _3\"></span><span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des </span></span></span></div>\n<div class=\"t m0 x5c h62 y95d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> maladi<span class=\"_ _0\"></span>es non simila<span class=\"_ _0\"></span>ires \u00e0 des<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie.</span> </span></div>\n<div class=\"t m0 x6 h62 y95e ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les bes<span class=\"_ _0\"></span>oins de ces t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif, A<span class=\"_ _0\"></span>geas cons<span class=\"_ _0\"></span>id\u00e8re</div>\n<div class=\"t m0 x6 h62 y960 ffe1 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">comme m<span class=\"lsde wseb\">ei<span class=\"_ _3\"></span>lleure esti<span class=\"_ _3\"></span>mation de <span class=\"_ _3\"></span>valorisation l<span class=\"_ _3\"></span>a valeur a<span class=\"_ _3\"></span>ctualis\u00e9e de<span class=\"_ _3\"></span> tous </span></div>\n<div class=\"t m0 x6 h62 y961 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels, <span class=\"_ _0\"></span>y compris<span class=\"_ _0\"></span> les flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y962 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons et les fra<span class=\"_ _0\"></span>is. Les li<span class=\"_ _0\"></span>mites des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y963 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II s<span class=\"_ _0\"></span>\u2019appl<span class=\"_ _0\"></span>iquent,<span class=\"_ _0\"></span> mais sont<span class=\"_ _0\"></span> limit\u00e9<span class=\"_ _0\"></span>es en <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">vi<span class=\"lsde wsfa\">e \u00e0 ceux qui </span></span></div>\n<div class=\"t m0 x6 h62 y964 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrent<span class=\"_ _0\"></span> dans le p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre des<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span>s au sens du r\u00e9f<span class=\"_ _0\"></span>\u00e9renti<span class=\"_ _0\"></span>el IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y965 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y966 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les pass<span class=\"_ _0\"></span>ifs d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e Vie (et les pa<span class=\"_ _0\"></span>ssifs ma<span class=\"_ _0\"></span>ladies si<span class=\"_ _0\"></span>milaire<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y967 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des passi<span class=\"_ _3\"></span>fs en <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ie, y compr<span class=\"_ _0\"></span>is les ann<span class=\"_ _0\"></span>uit\u00e9s d\u00e9c<span class=\"_ _0\"></span>oulant de la <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie), les </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tests d<span class=\"_ _0\"></span>e suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif <span class=\"wse9\">inc<span class=\"_ _0\"></span>luent \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y969 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des opti<span class=\"_ _0\"></span>ons et gar<span class=\"_ _0\"></span>anties inc<span class=\"_ _0\"></span>orpor\u00e9es<span class=\"_ _0\"></span> et du revenu</div>\n<div class=\"t m0 x6 h62 y96a ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent. Le r<span class=\"_ _0\"></span>evenu d'<span class=\"_ _0\"></span>investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt est c<span class=\"_ _0\"></span>alcul\u00e9<span class=\"_ _0\"></span> en utilis<span class=\"_ _0\"></span>ant le</div>\n<div class=\"t m0 x6 h62 y96b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>able c<span class=\"_ _0\"></span>ourant <span class=\"_ _0\"></span>du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e exist<span class=\"_ _0\"></span>ant, en s<span class=\"_ _0\"></span>e fond<span class=\"_ _0\"></span>ant sur</div>\n<div class=\"t m0 x6 h62 y96c ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">l\u2019hypot<span class=\"_ _0\"></span>h\u00e8<span class=\"wse9\">se que le<span class=\"_ _0\"></span>s r\u00e9invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nts apr\u00e8s \u00e9c<span class=\"_ _0\"></span>h\u00e9anc<span class=\"_ _0\"></span>e des instr<span class=\"_ _0\"></span>uments </span></div>\n<div class=\"t m0 x6 h62 y96d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers se fero<span class=\"_ _0\"></span>nt \u00e0 un taux sans<span class=\"_ _0\"></span> risque per<span class=\"_ _0\"></span>mettant \u00e0 u<span class=\"_ _0\"></span>ne soci\u00e9t<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x6 h62 y96e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment sp\u00e9ci<span class=\"_ _0\"></span>fique de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 sur la base d<span class=\"_ _0\"></span>e la m\u00e9tho<span class=\"_ _0\"></span>dologie</div>\n<div class=\"t m0 x6 h62 y96f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">AEAPP. P<span class=\"_ _0\"></span>our les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents dir<span class=\"_ _0\"></span>ects dans l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier, le rev<span class=\"_ _0\"></span>enu</div>\n<div class=\"t m0 x6 h62 y970 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatif r\u00e9<span class=\"_ _0\"></span>el jusqu\u2019<span class=\"_ _0\"></span>\u00e0 la proch<span class=\"_ _0\"></span>aine p\u00e9rio<span class=\"_ _0\"></span>de de reno<span class=\"_ _0\"></span>uvellem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y971 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est pris en c<span class=\"_ _0\"></span>ompte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc07 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y972 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">En <span class=\"ls0 ws0\">N</span>on<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">vie, la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle de t<span class=\"_ _0\"></span>ous les<span class=\"_ _0\"></span> flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie est<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e sur l<span class=\"_ _0\"></span>a base d<span class=\"_ _0\"></span>\u2019un taux<span class=\"_ _0\"></span> d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on sans<span class=\"_ _0\"></span> risque <span class=\"_ _0\"></span>permett<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y974 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un ajuste<span class=\"lsdc\">ment de volat<span class=\"_ _0\"></span>ilit\u00e9 pa<span class=\"_ _0\"></span>r soci\u00e9t<span class=\"_ _0\"></span>\u00e9 sp\u00e9cif<span class=\"_ _0\"></span>iqueme<span class=\"_ _0\"></span>nt, sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>de la </span></div>\n<div class=\"t m0 x1a h62 y975 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> AEAPP (apr\u00e8<span class=\"_ _3\"></span>s le dernie<span class=\"_ _3\"></span>r point l<span class=\"_ _3\"></span>iquide, on<span class=\"_ _3\"></span> utilise une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yc08 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">extrap<span class=\"_ _0\"></span>olation v<span class=\"_ _0\"></span>ers le p<span class=\"_ _0\"></span>oint ul<span class=\"_ _0\"></span>time ou <span class=\"_ _0\"></span>ultimat<span class=\"_ _0\"></span>e forwar<span class=\"_ _0\"></span>d rate<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute ins<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e dans les t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du <span class=\"lsdd ws12a\">p<span class=\"_ _0\"></span>assif est </span></div>\n<div class=\"t m0 x1a h62 yae9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat, s<span class=\"_ _0\"></span>oit sous fo<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x1a h62 yaea ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on des co\u00fbt<span class=\"_ _0\"></span>s d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9<span class=\"_ _0\"></span>s ou de la VOBA ou</div>\n<div class=\"t m0 x1a h62 ya5d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme pert<span class=\"_ _0\"></span>e. Si, lor<span class=\"_ _0\"></span>s d\u2019une p\u00e9r<span class=\"_ _0\"></span>iode ult\u00e9<span class=\"_ _0\"></span>rieure,<span class=\"_ _0\"></span> l\u2019insuff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>iminue, la</div>\n<div class=\"t m0 x1a h62 ya5e ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>on d\u2019in<span class=\"_ _0\"></span>suffis<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> extou<span class=\"_ _0\"></span>rn\u00e9e via <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r\u00e9su<span class=\"_ _0\"></span>ltat. U<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 ya5f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insuffis<span class=\"_ _0\"></span>ance est d<span class=\"_ _0\"></span>\u00e9finie c<span class=\"_ _0\"></span>omme<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya60 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">Une valeur actua<span class=\"_ _0\"></span>lis\u00e9e nett<span class=\"_ _0\"></span>e n\u00e9gativ<span class=\"_ _0\"></span>e de la marge fut<span class=\"_ _0\"></span>ure pour le<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x133 h62 ya61 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits en<span class=\"_ _3\"></span> Vie et m<span class=\"_ _3\"></span>aladies simi<span class=\"_ _3\"></span>laires aux <span class=\"_ _3\"></span>produits <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span></span>ie, y com<span class=\"_ _3\"></span>pris</div>\n<div class=\"t m0 x133 h62 ya62 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les annui<span class=\"_ _3\"></span>t\u00e9s d\u00e9coulan<span class=\"_ _3\"></span>t des produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsf7\">vie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya63 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">La di<span class=\"wseb\">ff\u00e9rence p<span class=\"_ _0\"></span>ositive <span class=\"_ _0\"></span>entre la v<span class=\"_ _0\"></span>aleur <span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>is\u00e9e nett<span class=\"_ _0\"></span>e des flu<span class=\"_ _0\"></span>x de </span></span></span></div>\n<div class=\"t m0 x6a h62 yaeb ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie et les r\u00e9s<span class=\"_ _0\"></span>erves cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dantes au s<span class=\"_ _0\"></span>ens du r\u00e9f\u00e9r<span class=\"_ _0\"></span>entiel</div>\n<div class=\"t m0 x6a h62 yaec ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">IFRS pour <span class=\"_ _3\"></span>les produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsdc\">vie et Vie no<span class=\"_ _0\"></span>n simila<span class=\"_ _0\"></span>ires \u00e0 d<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits </span></div>\n<div class=\"t m0 x133 h62 yaed ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsfe ws11a\">ie.</span> </div>\n<div class=\"t m0 x1a h62 yaee ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaef ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdd ws11a\">es tests de suffis<span class=\"lsdc wse9\">ance du passif ti<span class=\"_ _0\"></span>ennent <span class=\"lsf7 wseb\">comp</span>te de l\u2019effet<span class=\"_ _0\"></span> de la </span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">incluent, pour l<span class=\"_ _3\"></span>es investis<span class=\"_ _3\"></span>sements dire<span class=\"_ _3\"></span>cts en immob<span class=\"_ _3\"></span>ilier, </span></span></div>\n<div class=\"t m0 x1a h62 yaf1 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le revenu lo<span class=\"_ _0\"></span>catif r\u00e9el<span class=\"_ _0\"></span> jusqu\u2019\u00e0<span class=\"_ _0\"></span> la p\u00e9riode de r<span class=\"_ _0\"></span>enouv<span class=\"wseb\">el<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> contrac<span class=\"_ _0\"></span>tuelle </span></div>\n<div class=\"t m0 x1a h62 yaf2 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e. Les te<span class=\"_ _0\"></span>sts de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif sont<span class=\"_ _0\"></span> \u00e9tabl<span class=\"_ _0\"></span>is au n<span class=\"wse9\">iv<span class=\"_ _0\"></span>eau de </span></div>\n<div class=\"t m0 x1a h62 yaf3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gal<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si les exig<span class=\"_ _0\"></span>ences loc<span class=\"_ _0\"></span>ales de test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> d\u2019une fili<span class=\"_ _0\"></span>ale sont</div>\n<div class=\"t m0 x1a h62 yaf6 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">plus str<span class=\"_ _0\"></span>ictes qu<span class=\"_ _0\"></span>e celles<span class=\"_ _0\"></span> cit\u00e9es <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">avant, les en<span class=\"_ _3\"></span>tit\u00e9s locales appl<span class=\"_ _3\"></span>iquent les </span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">exigences local<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya66 ffe3 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Comptabilit\u00e9<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">reflet</span> <span class=\"lsdc wse9\">\u00bb (shado<span class=\"_ _0\"></span>w account<span class=\"_ _0\"></span>ing)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtain<span class=\"wse9\">es ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> d\u2019Ageas, l<span class=\"_ _0\"></span>a r\u00e9alis<span class=\"_ _0\"></span>ation des plu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span>values ou </span></div>\n<div class=\"t m0 x1a h62 ya68 ffe1 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">moins<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values a un impact di<span class=\"_ _0\"></span>rect sur l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on des pas<span class=\"_ _0\"></span>sifs </span></span></div>\n<div class=\"t m0 x1a h62 ya69 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ances et de<span class=\"_ _0\"></span>s co\u00fbts d'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nts. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtaines <span class=\"_ _0\"></span>de ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span>, Agea<span class=\"_ _0\"></span>s appliq<span class=\"_ _0\"></span>ue une c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 r<span class=\"_ _0\"></span>eflet</div>\n<div class=\"t m0 x1a h62 ya6c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s dispo<span class=\"_ _0\"></span>nibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya6d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des actifs<span class=\"_ _0\"></span> et passif<span class=\"_ _0\"></span>s qui en affect<span class=\"_ _0\"></span>ent l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on. Via la c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9</div>\n<div class=\"t m0 x1a h62 ya6e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reflet, les<span class=\"_ _0\"></span> plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moi<span class=\"_ _3\"></span>ns</span>-</span>values latent<span class=\"_ _0\"></span>es sur les ac<span class=\"_ _0\"></span>tifs disp<span class=\"_ _0\"></span>onibles</div>\n<div class=\"t m0 x1a h62 ya6f ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la vent<span class=\"_ _0\"></span>e, qui s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s<span class=\"wse9\">\u00e9es en capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres sans<span class=\"_ _0\"></span> affecte<span class=\"_ _0\"></span>r le </span></div>\n<div class=\"t m0 x1a h62 ycf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> affectent<span class=\"_ _0\"></span> la valoris<span class=\"_ _0\"></span>ation des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce (ou</div>\n<div class=\"t m0 x1a h62 ycf1 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des co\u00fbts <span class=\"_ _3\"></span>d\u2019acquisition<span class=\"_ _3\"></span> report\u00e9s ou<span class=\"_ _3\"></span> de la v<span class=\"_ _3\"></span>aleur actuel<span class=\"_ _3\"></span>le des b\u00e9n\u00e9<span class=\"_ _3\"></span>fices</div>\n<div class=\"t m0 x1a h62 ycf2 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">futurs) de la m\u00eam<span class=\"_ _3\"></span>e mani\u00e8re que le<span class=\"_ _3\"></span>s plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values et moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">values </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycf3 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis<span class=\"lsdd wse9\">\u00e9es. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cad<span class=\"_ _0\"></span>re de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet<span class=\"_ _0\"></span>, certaine<span class=\"_ _0\"></span>s des activit<span class=\"_ _0\"></span>\u00e9s d\u2019Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 ycf6 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prolongent le t<span class=\"_ _3\"></span>est de suffisan<span class=\"_ _3\"></span>ce du passif standard<span class=\"_ _3\"></span> avec un test de</div>\n<div class=\"t m0 x1a h62 ycf7 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif e<span class=\"_ _0\"></span>n compt<span class=\"_ _0\"></span>abilit\u00e9 r<span class=\"_ _0\"></span>eflet. D<span class=\"_ _0\"></span>ans le t<span class=\"_ _0\"></span>est de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du</div>\n<div class=\"t m0 x1a h62 ye88 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif en c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, le<span class=\"ls0 ws0\"> </span>monta<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es latent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ye89 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 dan<span class=\"_ _0\"></span>s les \u00ab<span class=\"ls0 ws0\"> </span>Autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat \u00e9t<span class=\"_ _0\"></span>endu<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">\u00bb, en exc\u00e8s </span></span></div>\n<div class=\"t m0 x1a h62 y9e3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du surpl<span class=\"_ _0\"></span>us r\u00e9sult<span class=\"_ _0\"></span>ant d<span class=\"_ _0\"></span>u test de s<span class=\"_ _0\"></span>uffis<span class=\"_ _0\"></span>ance du <span class=\"_ _0\"></span>passif s<span class=\"_ _0\"></span>tandar<span class=\"_ _0\"></span>d, est</div>\n<div class=\"t m0 x1a h62 y9e4 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 co<span class=\"_ _0\"></span>mme un passif<span class=\"_ _0\"></span> reflet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e5 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toutes les a<span class=\"_ _0\"></span>utres v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns de juste val<span class=\"_ _0\"></span>eur l<span class=\"lsdd ws11a\">atentes des actifs financiers </span></div>\n<div class=\"t m0 x1a h62 ye8a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span> (apr\u00e8s app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t\u00e9 reflet)</div>\n<div class=\"t m0 x1a h62 ye8b ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">assorties d\u2019\u00e9l<span class=\"_ _3\"></span>\u00e9ments de partic<span class=\"_ _3\"></span>ipation discr\u00e9ti<span class=\"_ _3\"></span>onnaire sont inc<span class=\"_ _3\"></span>luses</div>\n<div class=\"t m0 x1a h62 ye8c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>omposan<span class=\"_ _0\"></span>tes dist<span class=\"_ _0\"></span>inctes<span class=\"_ _0\"></span> des cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Une<span class=\"ls0 ws0\"> </span><span class=\"wseb\">provi<span class=\"_ _3\"></span>sion pour p<span class=\"_ _3\"></span>articipation a<span class=\"_ _3\"></span>ux b\u00e9n\u00e9<span class=\"_ _3\"></span>fices suppl\u00e9men<span class=\"_ _3\"></span>taire diff\u00e9r\u00e9e<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(deferred prof<span class=\"_ _3\"></span>it sharing liabi<span class=\"_ _3\"></span>lity <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsdc wseb\">DPL) es<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>e sur la b<span class=\"_ _0\"></span>ase </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une obl<span class=\"_ _0\"></span>igation i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e ou du monta<span class=\"_ _0\"></span>nt qui doit l\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> \u00eatre vers<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les diff<span class=\"_ _0\"></span>\u00e9rence<span class=\"_ _0\"></span>s entre le rev<span class=\"_ _0\"></span>enu et les g<span class=\"lsde wseb\">ains ou pertes non r\u00e9<span class=\"_ _3\"></span>alis\u00e9s, </span></div>\n<div class=\"t m0 x6 h62 y93f ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">statutaires e<span class=\"_ _3\"></span>t IFRS, inscrits<span class=\"_ _3\"></span> dans les capitaux<span class=\"_ _3\"></span> propres.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e ye19 ffe8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le traitemen<span class=\"_ _3\"></span>t comptable des contra<span class=\"_ _3\"></span>ts de r\u00e9assurance d\u00e9pend<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 ye85 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transfe<span class=\"_ _0\"></span>rt ou non d\u2019un r<span class=\"_ _0\"></span>isque d\u2019as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> au sein du cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye86 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yced ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats de r<span class=\"_ _0\"></span>\u00e9ass<span class=\"wse9\">u<span class=\"_ _0\"></span>rance qui t<span class=\"_ _0\"></span>ransf\u00e8re<span class=\"_ _0\"></span>nt un risq<span class=\"_ _0\"></span>ue d'assu<span class=\"_ _0\"></span>rance </span></div>\n<div class=\"t m0 x6 h62 ycee ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nt sont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s selo<span class=\"_ _0\"></span>n les contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycef ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y947 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de r\u00e9a<span class=\"_ _3\"></span>ssurance qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s de risque</div>\n<div class=\"t m0 x6 h62 y948 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis<span class=\"_ _0\"></span>\u00e9s selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode du d<span class=\"_ _0\"></span>\u00e9p\u00f4t et</div>\n<div class=\"t m0 x6 h62 y949 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont inclus da<span class=\"lsdc wse9\">ns les pr\u00eats ou emprunt<span class=\"_ _0\"></span>s comme act<span class=\"_ _0\"></span>ifs ou pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y94a ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers. Un act<span class=\"_ _0\"></span>if ou passif<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>r est compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur la base de la</div>\n<div class=\"t m0 x6 h62 y94b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ion pay\u00e9e o<span class=\"_ _0\"></span>u re\u00e7ue, di<span class=\"_ _0\"></span>minu\u00e9e de to<span class=\"_ _0\"></span>utes prim<span class=\"_ _0\"></span>es explic<span class=\"_ _0\"></span>iteme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94c ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9es ou c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sions \u00e0 c<span class=\"_ _0\"></span>onserv<span class=\"_ _0\"></span>er par l<span class=\"_ _0\"></span>e r\u00e9assu<span class=\"_ _0\"></span>r\u00e9. Les<span class=\"_ _0\"></span> mont<span class=\"lsdd wse9\">ants </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">per\u00e7us o<span class=\"_ _0\"></span>u vers\u00e9<span class=\"_ _0\"></span>s en vert<span class=\"_ _0\"></span>u de ces c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme</div>\n<div class=\"t m0 x6 h62 y9a7 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9p\u00f4ts e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e du taux<span class=\"_ _0\"></span> effectif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts<span class=\"_ _3\"></span> effectu\u00e9s p<span class=\"_ _3\"></span>ar les <span class=\"_ _3\"></span>r\u00e9assureurs <span class=\"_ _3\"></span>dans le c<span class=\"_ _3\"></span>adre de co<span class=\"_ _3\"></span>ntrats de</div>\n<div class=\"t m0 x6 h62 y9aa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance c\u00e9d<span class=\"_ _0\"></span>\u00e9s qui impli<span class=\"_ _0\"></span>quent le tr<span class=\"_ _0\"></span>ansfert d\u2019<span class=\"_ _0\"></span>un risqu<span class=\"_ _0\"></span>e d\u2019ass<span class=\"lsde wsea\">urance </span></div>\n<div class=\"t m0 x6 h62 y9ab ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent au mont<span class=\"_ _0\"></span>ant d\u00fb \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ac ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ae ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs li\u00e9s \u00e0<span class=\"_ _3\"></span> des activi<span class=\"_ _3\"></span>t\u00e9s de r\u00e9ass<span class=\"_ _3\"></span>urance c\u00e9d\u00e9es<span class=\"_ _3\"></span> qui ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e8<span class=\"_ _0\"></span>rent pas un<span class=\"_ _0\"></span> risque d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icatif pe<span class=\"_ _0\"></span>uvent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9r\u00e9s comm<span class=\"_ _3\"></span>e des passifs<span class=\"_ _3\"></span> financiers et comptabi<span class=\"_ _3\"></span>lis\u00e9s de la m\u00eame</div>\n<div class=\"t m0 x6 h62 yc04 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re que le<span class=\"_ _3\"></span>s autres passifs<span class=\"_ _3\"></span> financiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 393px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 493px; width: 348px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y959 ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Certificats <span class=\"lsdc wse8\">d'endetteme<span class=\"_ _0\"></span>nt<span class=\"lsde wseb\">, dettes subordonn<span class=\"_ _3\"></span>\u00e9es et au<span class=\"_ _3\"></span>tres </span></span></span></span></div>\n<div class=\"t m0 x22d h62 y95a ffe6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95b ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cert<span class=\"_ _0\"></span>ificats<span class=\"_ _0\"></span> d'endet<span class=\"_ _0\"></span>tement,<span class=\"_ _0\"></span> les det<span class=\"_ _0\"></span>tes su<span class=\"_ _0\"></span>bordonn<span class=\"_ _0\"></span>\u00e9es et a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x6 h62 y95c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span> sont <span class=\"wseb\">init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 leu<span class=\"_ _0\"></span>r juste v<span class=\"_ _0\"></span>aleur y co<span class=\"_ _0\"></span>mpris </span></div>\n<div class=\"t m0 x6 h62 y95d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les co\u00fbts d<span class=\"_ _0\"></span>e transac<span class=\"_ _0\"></span>tion direct<span class=\"_ _0\"></span>s. Ult\u00e9<span class=\"_ _0\"></span>rieureme<span class=\"_ _0\"></span>nt, ils sont<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt</div>\n<div class=\"t m0 x6 h62 y95e ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">amorti et tout \u00e9c<span class=\"_ _3\"></span>art entre le produ<span class=\"_ _3\"></span>it net et la valeur<span class=\"_ _3\"></span> de remboursemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y95f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est inscr<span class=\"_ _0\"></span>it au comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at selon<span class=\"_ _0\"></span> la m\u00e9thode d<span class=\"wseb\">u t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y960 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectif pour<span class=\"_ _3\"></span> l\u2019exercice au cours<span class=\"_ _3\"></span> duquel l\u2019emprun<span class=\"_ _3\"></span>t est contract\u00e9<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">qui peuv<span class=\"_ _0\"></span>ent \u00eatr<span class=\"_ _0\"></span>e conve<span class=\"_ _0\"></span>rtis en u<span class=\"_ _0\"></span>n nomb<span class=\"_ _0\"></span>re fixe d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y963 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres d\u2019Agea<span class=\"_ _3\"></span>s sont scind\u00e9s en<span class=\"_ _3\"></span> deux composantes lors de<span class=\"_ _3\"></span> leur</div>\n<div class=\"t m0 x6 h62 y964 ffe6 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>isation in<span class=\"_ _3\"></span>itiale<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x6 h62 y965 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsde wseb\">U<span class=\"_ _3\"></span>n instrumen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">de dette se calc<span class=\"_ _0\"></span>ule d\u2019abo<span class=\"_ _0\"></span>rd en d\u00e9ter<span class=\"_ _0\"></span>minant<span class=\"_ _0\"></span> la juste </span></span></span></div>\n<div class=\"t m0 x5c h62 y966 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur d\u2019u<span class=\"_ _3\"></span>ne dette si<span class=\"_ _3\"></span>milaire (en<span class=\"_ _3\"></span> ce compr<span class=\"_ _3\"></span>is tout d\u00e9<span class=\"_ _3\"></span>riv\u00e9 incorpor<span class=\"_ _3\"></span>\u00e9 non</div>\n<div class=\"t m0 x5c h62 y967 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>patif) q<span class=\"_ _0\"></span>ui n\u2019est pas ass<span class=\"_ _0\"></span>oci\u00e9e \u00e0 un<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">composante de<span class=\"_ _3\"></span> capitaux </span></div>\n<div class=\"t m0 x5c h62 y968 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">propres<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y969 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Un instrument de c<span class=\"_ _0\"></span>apitaux pr<span class=\"_ _0\"></span>opres, d<span class=\"_ _0\"></span>ont la vale<span class=\"_ _0\"></span>ur compt<span class=\"wse8\">ab<span class=\"_ _0\"></span>le </span></span></span></div>\n<div class=\"t m0 x5c h62 y96a ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sente l<span class=\"_ _3\"></span>\u2019option de<span class=\"_ _3\"></span> convertir l\u2019i<span class=\"_ _3\"></span>nstrument en<span class=\"_ _3\"></span> actions o<span class=\"_ _3\"></span>rdinaires,</div>\n<div class=\"t m0 x5c h62 y96b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019obtie<span class=\"_ _0\"></span>nt en soustr<span class=\"_ _0\"></span>ayant la v<span class=\"_ _0\"></span>aleur compt<span class=\"_ _0\"></span>able du pass<span class=\"_ _0\"></span>if fina<span class=\"_ _0\"></span>ncier du</div>\n<div class=\"t m0 x5c h62 y96c ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant de<span class=\"_ _3\"></span> l\u2019instrumen<span class=\"_ _3\"></span>t compos\u00e9 d<span class=\"_ _3\"></span>ans son ens<span class=\"_ _3\"></span>emble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96d ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si Ageas ach<span class=\"_ _0\"></span>\u00e8te ses pro<span class=\"_ _0\"></span>pres tit<span class=\"_ _0\"></span>res de cr\u00e9anc<span class=\"_ _0\"></span>e passif<span class=\"_ _0\"></span>s subord<span class=\"_ _0\"></span>on<span class=\"lsdd ws11a\">n\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y96f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> ceux<span class=\"ls0 ws0\">-</span>ci sont ret<span class=\"_ _0\"></span>ir\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yb03 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e de la dette et l<span class=\"_ _0\"></span>\u2019indemni<span class=\"_ _0\"></span>t\u00e9</div>\n<div class=\"t m0 x1a h62 yb04 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vers\u00e9e est i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>e au compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 36px; width: 320px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ye8f ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wseb\">Avantage<span class=\"_ _3\"></span>s du personne<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e ye4e ffe8 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Engagements d<span class=\"_ _3\"></span>e <span class=\"wsea\">retraite<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye4f ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas m<span class=\"lsdc wse9\">et en \u0153uvre une s\u00e9r<span class=\"_ _0\"></span>ie de r\u00e9gim<span class=\"_ _0\"></span>es de retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ye50 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> et de r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle de</div>\n<div class=\"t m0 x1a h62 ye90 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses acti<span class=\"_ _0\"></span>vit\u00e9s g<span class=\"_ _0\"></span>lobales, <span class=\"_ _0\"></span>dans le r<span class=\"_ _0\"></span>espect<span class=\"_ _0\"></span> des r\u00e9gl<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>ations loc<span class=\"_ _0\"></span>ales o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye91 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des pratique<span class=\"_ _3\"></span>s du secte<span class=\"_ _3\"></span>ur. Les r\u00e9gi<span class=\"_ _3\"></span>mes de re<span class=\"_ _3\"></span>traite son<span class=\"wsfa\">t g\u00e9<span class=\"_ _3\"></span>n\u00e9ralement </span></div>\n<div class=\"t m0 x1a h62 ye92 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>\u00e9s par des coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> vers\u00e9es \u00e0 des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies d\u2019ass<span class=\"_ _0\"></span>urance o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye93 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de fiduci<span class=\"_ _0\"></span>e. Le finan<span class=\"_ _0\"></span>cement est d\u00e9<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>n\u00e9 aux moye<span class=\"_ _0\"></span>ns de calcu<span class=\"_ _0\"></span>ls</div>\n<div class=\"t m0 x1a h62 ye94 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels p\u00e9ri<span class=\"_ _0\"></span>odiques<span class=\"_ _0\"></span>. Des actu<span class=\"_ _0\"></span>aires qua<span class=\"_ _0\"></span>lifi\u00e9s cal<span class=\"_ _0\"></span>culent les<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ye95 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e au mo<span class=\"lsde wseb\">ins une fois pa<span class=\"_ _3\"></span>r an.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye96 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye97 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions d\u00e9finie<span class=\"_ _3\"></span>s d\u00e9signent <span class=\"_ _3\"></span>les r\u00e9gimes <span class=\"_ _3\"></span>qui as<span class=\"_ _3\"></span>surent</div>\n<div class=\"t m0 x1a h62 ye98 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">un avant<span class=\"_ _0\"></span>age de r<span class=\"_ _0\"></span>etrait<span class=\"_ _0\"></span>e pour l'<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>\u00e9 d\u00e9pend<span class=\"_ _0\"></span>ant de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 ye99 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme l'\u00e2<span class=\"_ _0\"></span>ge et les ann<span class=\"_ _0\"></span>\u00e9es de servi<span class=\"_ _0\"></span>ce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye9a ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye9b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies d\u00e9s<span class=\"_ _0\"></span>ignent les r<span class=\"_ _0\"></span>\u00e9gim<span class=\"wseb\">es<span class=\"_ _0\"></span> de retr<span class=\"_ _0\"></span>aite en </span></div>\n<div class=\"t m0 x1a h62 ye9c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels Ag<span class=\"_ _0\"></span>eas verse d<span class=\"_ _0\"></span>es cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies.<span class=\"_ _0\"></span> Toutefoi<span class=\"_ _0\"></span>s dans le</div>\n<div class=\"t m0 x1a h62 ye9d ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la norme I<span class=\"_ _3\"></span>AS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">19, un r\u00e9gime \u00e0 cont<span class=\"_ _0\"></span>ribut<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies asso<span class=\"_ _0\"></span>rti </span></span></div>\n<div class=\"t m0 x1a h62 ye9e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un ren<span class=\"_ _0\"></span>dement d\u00e9<span class=\"_ _0\"></span>fini est tra<span class=\"_ _0\"></span>it\u00e9 comm<span class=\"_ _0\"></span>e un r\u00e9gime d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ye9f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies plut<span class=\"_ _0\"></span>\u00f4t qu\u2019\u00e0 co<span class=\"lsde wseb\">tisations d\u00e9finies en<span class=\"_ _3\"></span> raison du<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yea0 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rendement gar<span class=\"_ _3\"></span>anti (d\u00e9ter<span class=\"_ _3\"></span>min\u00e9 l\u00e9galemen<span class=\"_ _3\"></span>t) inclus <span class=\"_ _3\"></span>dans ces<span class=\"_ _3\"></span> r\u00e9gimes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yea1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yea2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les r\u00e9gimes \u00e0 prest<span class=\"_ _3\"></span>ations d\u00e9finie<span class=\"_ _3\"></span>s, les frais de</div>\n<div class=\"t m0 x1a h62 yea3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et les actifs<span class=\"_ _0\"></span> ou passifs q<span class=\"_ _0\"></span>ui d\u00e9coul<span class=\"_ _0\"></span>ent du r\u00e9g<span class=\"_ _0\"></span>ime de retr<span class=\"_ _0\"></span>aite sont</div>\n<div class=\"t m0 x1a h62 yea4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9s s<span class=\"_ _0\"></span>elon <span class=\"wse9\">la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e des unit\u00e9s de cr<span class=\"_ _0\"></span>\u00e9dit pr<span class=\"_ _0\"></span>ojet\u00e9es.<span class=\"_ _0\"></span> Dans cett<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yea5 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">m\u00e9thode<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 yea6 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Chaque p\u00e9riode d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9 donne dr<span class=\"_ _0\"></span>oit \u00e0 une unit<span class=\"_ _0\"></span>\u00e9 suppl\u00e9me<span class=\"_ _0\"></span>ntaire </span></span></div>\n<div class=\"t m0 x6a h62 yea7 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de droits<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions et chaqu<span class=\"_ _3\"></span>e unit\u00e9 <span class=\"_ _3\"></span>est \u00e9valu\u00e9e<span class=\"_ _3\"></span> s\u00e9par\u00e9ment a<span class=\"_ _3\"></span>fin</div>\n<div class=\"t m0 x6a h62 yea8 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de constit<span class=\"_ _0\"></span>uer l\u2019obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>on totale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yea9 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Le co\u00fbt de ces prestat<span class=\"_ _0\"></span>ions est im<span class=\"_ _0\"></span>put\u00e9 au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat afi<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x6a h62 yeaa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parti<span class=\"_ _0\"></span>r les co\u00fbts d<span class=\"_ _0\"></span>u r\u00e9gime de r<span class=\"_ _0\"></span>etraite s<span class=\"_ _0\"></span>ur les p\u00e9rio<span class=\"_ _0\"></span>des d\u2019act<span class=\"_ _0\"></span>ivit\u00e9</div>\n<div class=\"t m0 x6a h62 yeab ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des empl<span class=\"_ _0\"></span>oy\u00e9s<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yeac ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wseb\">L\u2019engagement<span class=\"_ _0\"></span> du r\u00e9gi<span class=\"_ _0\"></span>me de ret<span class=\"_ _0\"></span>raite <span class=\"_ _0\"></span>est \u00e9val<span class=\"_ _0\"></span>u\u00e9 \u00e0 la v<span class=\"_ _0\"></span>aleur </span></span></div>\n<div class=\"t m0 x6a h62 yead ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des <span class=\"_ _0\"></span>d\u00e9cais<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>s en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> les ta<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 yeae ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat d\u00e9<span class=\"_ _3\"></span>termin\u00e9s sur la base<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des rende<span class=\"_ _3\"></span>ments de <span class=\"_ _3\"></span>march\u00e9 </span></div>\n<div class=\"t m0 x6a h62 yeaf ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019obligation<span class=\"_ _3\"></span>s de soci\u00e9t<span class=\"_ _3\"></span>\u00e9s de bonne<span class=\"_ _3\"></span> qualit\u00e9 <span class=\"_ _3\"></span>dont la du<span class=\"_ _3\"></span>r\u00e9e r\u00e9siduel<span class=\"_ _3\"></span>le</div>\n<div class=\"t m0 x6a h62 yeb0 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ond plus ou<span class=\"_ _0\"></span> moins \u00e0 la dur<span class=\"_ _0\"></span>\u00e9e de l\u2019engag<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb2 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9\u00e9valua<span class=\"_ _3\"></span>tions, compre<span class=\"_ _3\"></span>nant les<span class=\"_ _3\"></span> gains ou<span class=\"_ _3\"></span> pertes actuar<span class=\"_ _3\"></span>iels,</div>\n<div class=\"t m0 x1a h62 yeb3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019incid<span class=\"_ _0\"></span>ence du plaf<span class=\"_ _0\"></span>ond d\u2019act<span class=\"_ _0\"></span>ifs et le ren<span class=\"_ _0\"></span>dement des<span class=\"_ _0\"></span> actifs du p<span class=\"_ _0\"></span>lan (hors</div>\n<div class=\"t m0 x1a h62 yeb4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s nets) s<span class=\"_ _0\"></span>ont imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9es d<span class=\"_ _0\"></span>ans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la</div>\n<div class=\"t m0 x1a h62 ye0d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re via les<span class=\"_ _0\"></span> Autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat \u00e9t<span class=\"_ _0\"></span>endu dur<span class=\"_ _0\"></span>ant la</div>\n<div class=\"t m0 x1a h62 ye0e ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode o\u00f9<span class=\"_ _3\"></span> elles sur<span class=\"_ _3\"></span>viennent. Les<span class=\"_ _3\"></span> r\u00e9\u00e9valua<span class=\"lsdc wse9\">tions ne sont pas re<span class=\"_ _0\"></span>class\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 ye0f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> durant les<span class=\"_ _0\"></span> p\u00e9riodes<span class=\"_ _0\"></span> ult\u00e9rieu<span class=\"_ _0\"></span>res. L\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat net es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 ye10 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9 en appli<span class=\"_ _0\"></span>quant u<span class=\"_ _0\"></span>n taux d<span class=\"_ _0\"></span>\u2019actual<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>au pass<span class=\"_ _0\"></span>if (ou \u00e0 <span class=\"_ _0\"></span>l\u2019actif<span class=\"_ _0\"></span>) net</div>\n<div class=\"t m0 x1a h62 ye11 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 \u00e0 la prest<span class=\"_ _0\"></span>ation d\u00e9f<span class=\"_ _0\"></span>inie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye12 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye13 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s des se<span class=\"_ _0\"></span>rvices p<span class=\"_ _0\"></span>ass\u00e9s s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x1a h62 ye14 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la premi\u00e8<span class=\"_ _0\"></span>re date ent<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye15 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">date de l<span class=\"_ _3\"></span>\u2019amendeme<span class=\"lsdc wse9\">nt ou de la restrict<span class=\"_ _0\"></span>ion du pl<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye16 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">date o\u00f9 Ag<span class=\"_ _0\"></span>eas compt<span class=\"_ _0\"></span>abilise l<span class=\"_ _0\"></span>es co\u00fbts de r<span class=\"_ _0\"></span>estruct<span class=\"_ _0\"></span>uration.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 786px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 791px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s qui so<span class=\"_ _0\"></span>utienn<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>passifs<span class=\"_ _0\"></span> de <span class=\"wse9\">ret<span class=\"_ _0\"></span>raite d\u2019un<span class=\"_ _0\"></span>e entit\u00e9, d<span class=\"_ _0\"></span>oivent </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9pondr<span class=\"_ _0\"></span>e \u00e0 certain<span class=\"_ _0\"></span>s crit\u00e8res<span class=\"_ _0\"></span> avant d\u2019\u00ea<span class=\"_ _0\"></span>tre class<span class=\"_ _0\"></span>\u00e9s parmi les<span class=\"_ _0\"></span> actifs de</div>\n<div class=\"t m0 x6 h62 y8b3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite adm<span class=\"_ _0\"></span>is. Ces <span class=\"_ _0\"></span>crit\u00e8r<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>nt sur l<span class=\"_ _0\"></span>e fait qu<span class=\"_ _0\"></span>e ces act<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x6 h62 y93e ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">doivent \u00eatre s\u00e9p<span class=\"_ _3\"></span>ar\u00e9s l\u00e9galement<span class=\"_ _3\"></span> d\u2019Ageas ou de ses cr\u00e9an<span class=\"_ _3\"></span>ciers. Si tel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pas l<span class=\"lsde wsfa\">e cas, les actifs seront repris sous<span class=\"_ _3\"></span> la rubrique corre<span class=\"_ _3\"></span>spondante </span></div>\n<div class=\"t m0 x6 h62 y940 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019\u00e9tat de la<span class=\"_ _3\"></span> situation finan<span class=\"_ _3\"></span>ci\u00e8re (placemen<span class=\"_ _3\"></span>ts, immobilisat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x6 h62 y941 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles, et<span class=\"_ _0\"></span>c.). Si l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s resp<span class=\"_ _0\"></span>ectent l<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res, ils<span class=\"_ _0\"></span> sont af<span class=\"_ _0\"></span>fect\u00e9s \u00e0</div>\n<div class=\"t m0 x6 h62 y942 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019oblig<span class=\"_ _0\"></span>ation de ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compens<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>ntr<span class=\"wseb\">e les j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s de re<span class=\"_ _0\"></span>traite et<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y945 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>ualis\u00e9<span class=\"_ _0\"></span>e des passif<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ifs aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 prest<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies</div>\n<div class=\"t m0 x6 h62 y946 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">peut r\u00e9sulter en<span class=\"_ _3\"></span> un montant n\u00e9gati<span class=\"_ _3\"></span>f (un actif). Si tel es<span class=\"_ _3\"></span>t le cas, l'acti<span class=\"_ _3\"></span>f</div>\n<div class=\"t m0 x6 h62 y9ed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ne pe<span class=\"_ _0\"></span>ut pas d\u00e9pa<span class=\"_ _0\"></span>sser la val<span class=\"_ _0\"></span>eur actua<span class=\"_ _0\"></span>lis\u00e9e de<span class=\"ls0 ws0\"> </span>tout<span class=\"_ _0\"></span> avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y9ee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que sous for<span class=\"_ _0\"></span>me de remb<span class=\"_ _0\"></span>ourseme<span class=\"_ _0\"></span>nts du r\u00e9gi<span class=\"_ _0\"></span>me ou de</div>\n<div class=\"t m0 x6 h62 y9ef ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>ons des co<span class=\"_ _0\"></span>tisati<span class=\"_ _0\"></span>ons futur<span class=\"_ _0\"></span>es au r\u00e9gime (p<span class=\"_ _0\"></span>lafon<span class=\"_ _0\"></span>d d\u2019actifs).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es qui octro<span class=\"_ _0\"></span>ient des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es sociaux \u00e0 lo<span class=\"_ _0\"></span>ng terme,<span class=\"_ _0\"></span> mais qui</div>\n<div class=\"t m0 x6 h62 y9f2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne sont pas de<span class=\"_ _0\"></span>s r\u00e9gimes<span class=\"_ _0\"></span> de retrait<span class=\"_ _0\"></span>e sont \u00e9va<span class=\"_ _0\"></span>lu\u00e9<span class=\"lsde wseb\">s \u00e0 la valeur<span class=\"_ _3\"></span> actuali<span class=\"_ _3\"></span>s\u00e9e </span></div>\n<div class=\"t m0 x6 h62 y9f3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au moyen <span class=\"_ _0\"></span>de la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span>des unit\u00e9<span class=\"_ _0\"></span>s de cr\u00e9<span class=\"_ _0\"></span>dit proj<span class=\"_ _0\"></span>et\u00e9es. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>ributio<span class=\"_ _0\"></span>ns d\u2019Ag<span class=\"_ _0\"></span>eas aux<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0 cotis<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f6 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites au com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e auquel el<span class=\"_ _0\"></span>les se</div>\n<div class=\"t m0 x6 h62 y9f7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapportent, \u00e0<span class=\"_ _3\"></span> l\u2019exception<span class=\"_ _3\"></span> des r\u00e9gi<span class=\"lsdc wse9\">mes de retraite \u00e0 cot<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f8 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">assortis d\u2019<span class=\"_ _3\"></span>un rendement<span class=\"_ _3\"></span> garanti do<span class=\"_ _3\"></span>nt le trai<span class=\"_ _3\"></span>tement compta<span class=\"_ _3\"></span>ble est le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f9 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame qu<span class=\"_ _0\"></span>e pour les<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ad ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons li\u00e9es aux<span class=\"_ _0\"></span> avantag<span class=\"_ _0\"></span>es post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ae ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Certaines e<span class=\"_ _3\"></span>ntreprises Ag<span class=\"_ _3\"></span>eas accordent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e0 leurs employ<span class=\"_ _0\"></span>\u00e9s retrai<span class=\"_ _0\"></span>t\u00e9s des </span></span></div>\n<div class=\"t m0 x6 h62 yc02 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges de post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">retraite c<span class=\"_ _0\"></span>omme de<span class=\"_ _0\"></span>s pr\u00eats \u00e0 t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat <span class=\"_ _0\"></span>pr\u00e9f\u00e9re<span class=\"_ _0\"></span>ntiel </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une assu<span class=\"_ _0\"></span>rance soins<span class=\"_ _0\"></span> de sant\u00e9. L<span class=\"_ _0\"></span>e droit \u00e0 ces av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s est en</div>\n<div class=\"t m0 x6 h62 yc04 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span> octroy\u00e9 <span class=\"_ _0\"></span>aux em<span class=\"_ _0\"></span>ploy\u00e9s q<span class=\"_ _0\"></span>ui rest<span class=\"_ _0\"></span>ent en se<span class=\"_ _0\"></span>rvice j<span class=\"_ _0\"></span>usqu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019\u00e2ge de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 yc05 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et ont attei<span class=\"_ _0\"></span>nt une anci<span class=\"_ _0\"></span>ennet\u00e9 mi<span class=\"_ _0\"></span>nimale. Le<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> attendus</div>\n<div class=\"t m0 x6 h62 yc06 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engendr\u00e9s p<span class=\"_ _3\"></span>ar l\u2019octroi<span class=\"_ _3\"></span> de ces <span class=\"_ _3\"></span>avantages s\u2019ac<span class=\"_ _3\"></span>cumulent sur <span class=\"_ _3\"></span>la p\u00e9riode<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya45 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019empl<span class=\"_ _0\"></span>oi selon une<span class=\"_ _0\"></span> m\u00e9thode si<span class=\"_ _0\"></span>milaire \u00e0 cel<span class=\"_ _0\"></span>le appliq<span class=\"_ _0\"></span>u\u00e9e aux pla<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 ya46 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies. La val<span class=\"_ _0\"></span>eur de ces obli<span class=\"_ _0\"></span>gation<span class=\"_ _0\"></span>s est</div>\n<div class=\"t m0 x6 h62 ya47 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e par de<span class=\"_ _0\"></span>s calculs act<span class=\"_ _0\"></span>uariel<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e y95e ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Options s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9rat<span class=\"_ _0\"></span>ion en act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des optio<span class=\"_ _0\"></span>ns sur acti<span class=\"_ _0\"></span>ons et des act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restreint<span class=\"_ _0\"></span>e, qu'il</div>\n<div class=\"t m0 x6 h62 y960 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'agiss<span class=\"_ _0\"></span>e de plans r<span class=\"_ _0\"></span>\u00e9gl\u00e9s en act<span class=\"_ _0\"></span>ions ou en esp<span class=\"_ _0\"></span>\u00e8ces, so<span class=\"_ _0\"></span>nt octroy\u00e9<span class=\"_ _0\"></span>es aux</div>\n<div class=\"t m0 x6 h62 y961 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs et a<span class=\"lsde wsfa\">ux employ\u00e9s pour servic<span class=\"_ _3\"></span>es re\u00e7us. La juste<span class=\"_ _3\"></span> valeur </span></div>\n<div class=\"t m0 x6 h62 y962 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des servic<span class=\"_ _0\"></span>es re\u00e7us<span class=\"_ _0\"></span> est \u00e9tabli<span class=\"_ _0\"></span>e par rapport<span class=\"_ _0\"></span> \u00e0 la juste val<span class=\"_ _0\"></span>eur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y963 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur actio<span class=\"_ _0\"></span>ns et des actio<span class=\"_ _0\"></span>ns \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 rest<span class=\"_ _0\"></span>reinte ac<span class=\"_ _0\"></span>cord\u00e9e<span class=\"_ _0\"></span>s. Les char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 y964 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des optio<span class=\"_ _0\"></span>ns sur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9r<span class=\"_ _0\"></span>ation en ac<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">sont </span></div>\n<div class=\"t m0 x6 h62 y965 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s \u00e0 la date d\u2019att<span class=\"_ _0\"></span>ributi<span class=\"_ _0\"></span>on sur la bas<span class=\"_ _0\"></span>e de la juste va<span class=\"_ _0\"></span>leur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y966 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des acti<span class=\"_ _0\"></span>ons \u00e0 cessibi<span class=\"_ _0\"></span>lit\u00e9 rest<span class=\"_ _0\"></span>reinte et<span class=\"_ _0\"></span> sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en compte d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y967 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, soit i<span class=\"_ _0\"></span>mm\u00e9di<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019attri<span class=\"_ _0\"></span>butio<span class=\"_ _0\"></span>n s\u2019il n\u2019y<span class=\"_ _0\"></span> a pas de</div>\n<div class=\"t m0 x6 h62 y968 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u2019acquis<span class=\"_ _0\"></span>ition des d<span class=\"_ _0\"></span>r<span class=\"lsde wsfa\">oits, soit prorata<span class=\"_ _3\"></span> temporis sur la p\u00e9r<span class=\"_ _3\"></span>iode </span></div>\n<div class=\"t m0 x6 h62 y969 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s options et<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns \u00e0 cessibil<span class=\"_ _0\"></span>it\u00e9 rest<span class=\"_ _0\"></span>reinte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96a ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96b ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plan<span class=\"_ _0\"></span>s r\u00e9gl\u00e9s<span class=\"_ _0\"></span> en inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y96c ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme une augmentat<span class=\"_ _3\"></span>ion des capitaux pr<span class=\"_ _3\"></span>opres et sont r\u00e9\u00e9v<span class=\"_ _3\"></span>alu\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y96d ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le nombre d'<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s jusqu'\u00e0 ce qu<span class=\"_ _0\"></span>e les condit<span class=\"_ _0\"></span>ions d'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion des dr<span class=\"_ _0\"></span>oits</div>\n<div class=\"t m0 x6 h62 y96e ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soient re<span class=\"_ _0\"></span>mplies.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y970 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plans r\u00e9gl\u00e9<span class=\"_ _3\"></span>s en esp\u00e8ces sont<span class=\"_ _3\"></span> comptabilis\u00e9s comm<span class=\"_ _3\"></span>e une</div>\n<div class=\"t m0 x6 h62 y971 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ation du pas<span class=\"_ _0\"></span>sif et sont r<span class=\"_ _0\"></span>\u00e9\u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la fois pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y972 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">nombr<span class=\"_ _0\"></span>e d'acti<span class=\"_ _0\"></span>ons jusqu'<span class=\"_ _0\"></span>\u00e0 ce qu<span class=\"_ _0\"></span>e les con<span class=\"_ _0\"></span>ditions <span class=\"_ _0\"></span>d'ac<span class=\"lsde\">quisition des </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y973 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits soi<span class=\"_ _0\"></span>ent rem<span class=\"_ _0\"></span>plies<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y974 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">variation</span> <span class=\"lsdc wse9\">de la juste valeur des<span class=\"_ _0\"></span> actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y975 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les charges r\u00e9\u00e9<span class=\"_ _3\"></span>valu\u00e9es sont comp<span class=\"_ _3\"></span>tabilis\u00e9es dans<span class=\"_ _3\"></span> le compte de r\u00e9sulta<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yae7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant la <span class=\"_ _3\"></span>p\u00e9riode d'a<span class=\"_ _3\"></span>cquisition de<span class=\"_ _3\"></span>s droits.<span class=\"_ _3\"></span> Les charges<span class=\"_ _3\"></span> li\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 yae8 ffeb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'exerci<span class=\"lsdc wseb\">ce en cours<span class=\"_ _0\"></span> et aux ex<span class=\"_ _0\"></span>ercices<span class=\"_ _0\"></span> ant\u00e9r<span class=\"_ _0\"></span>ieurs so<span class=\"_ _0\"></span>nt direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaea ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La just<span class=\"_ _0\"></span>e valeur d<span class=\"_ _0\"></span>es opti<span class=\"_ _0\"></span>ons sur ac<span class=\"_ _0\"></span>tions<span class=\"_ _0\"></span> se calc<span class=\"_ _0\"></span>ule d\u2019apr<span class=\"_ _0\"></span>\u00e8s un mo<span class=\"_ _0\"></span>d\u00e8le</div>\n<div class=\"t m0 x1a h62 ya5e ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019\u00e9valuation<span class=\"_ _3\"></span> des option<span class=\"_ _3\"></span>s qui prend<span class=\"_ _3\"></span> en comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5f ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">cours de l\u2019a<span class=\"_ _0\"></span>ction \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019octr<span class=\"_ _0\"></span>oi<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">prix d<span class=\"_ _3\"></span>'exer<span class=\"_ _3\"></span>cice</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ya61 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">dur\u00e9e pr\u00e9v<span class=\"_ _0\"></span>ue de l\u2019opt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">volati<span class=\"_ _0\"></span>lit\u00e9 atten<span class=\"_ _0\"></span>due de l\u2019act<span class=\"_ _0\"></span>if sous<span class=\"ls0 ws0\">-</span>jac<span class=\"_ _0\"></span>ent et les div<span class=\"_ _0\"></span>idendes </span></span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffeb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9vus<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yaeb ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">taux</span> <span class=\"lsdc wse9\">d\u2019int\u00e9r\u00eat sa<span class=\"_ _0\"></span>ns risque s<span class=\"_ _0\"></span>ur la dur\u00e9e de v<span class=\"_ _0\"></span>ie pr\u00e9vue d<span class=\"_ _0\"></span>e l\u2019option.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 835px; height: 262px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 309px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yaec ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e les optio<span class=\"_ _0\"></span>ns sont exer<span class=\"_ _0\"></span>c\u00e9es et de no<span class=\"_ _0\"></span>uvelles<span class=\"_ _0\"></span> actions \u00e9m<span class=\"_ _0\"></span>ises, le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yaee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recettes<span class=\"_ _0\"></span>, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des \u00e9vent<span class=\"_ _0\"></span>uels frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion, sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>\u00e9es au ca<span class=\"_ _0\"></span>pital s<span class=\"_ _0\"></span>ocial (va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale) <span class=\"_ _0\"></span>et l\u2019exc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde\">dent est enregi<span class=\"_ _3\"></span>str\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme prime<span class=\"_ _3\"></span> d\u2019\u00e9mission. D<span class=\"_ _3\"></span>ans le c<span class=\"_ _3\"></span>as o\u00f9 des<span class=\"_ _3\"></span> actions propre<span class=\"_ _3\"></span>s sont</div>\n<div class=\"t m0 x1a h62 yaf1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9es \u00e0 cette fi<span class=\"_ _0\"></span>n, elles ser<span class=\"_ _0\"></span>ont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es du post<span class=\"_ _0\"></span>e Action<span class=\"_ _0\"></span>s propres<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y989 ffed fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Droits de<span class=\"_ _3\"></span>s employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les droits des<span class=\"_ _3\"></span> employ\u00e9s aux vacan<span class=\"_ _3\"></span>ces annuelles et au<span class=\"_ _3\"></span>x cong\u00e9s</div>\n<div class=\"t m0 x1a h62 y98b ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 so<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> lorsque les m<span class=\"_ _0\"></span>ontants<span class=\"_ _0\"></span> en question</div>\n<div class=\"t m0 x1a h62 y98c ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre ve<span class=\"_ _0\"></span>rs\u00e9s au<span class=\"_ _0\"></span>x employ<span class=\"_ _0\"></span>\u00e9s. Une p<span class=\"_ _0\"></span>rovisi<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>onstit<span class=\"_ _0\"></span>u\u00e9e afin <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 ya64 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrir l<span class=\"_ _0\"></span>\u2019oblig<span class=\"_ _0\"></span>ation es<span class=\"_ _0\"></span>tim\u00e9e p<span class=\"_ _0\"></span>our les v<span class=\"_ _0\"></span>acance<span class=\"_ _0\"></span>s annue<span class=\"_ _0\"></span>lles et l<span class=\"_ _0\"></span>es cong\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ya65 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 e<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>e des serv<span class=\"_ _0\"></span>ices p<span class=\"_ _0\"></span>rest\u00e9s p<span class=\"_ _0\"></span>ar les em<span class=\"_ _0\"></span>ploy\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya66 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsdc wseb\">usqu\u2019\u00e0 la d<span class=\"_ _0\"></span>ate de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb11 ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.14<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Provisions<span class=\"_ _0\"></span> et \u00e9vent<span class=\"_ _0\"></span>ualit\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeaa ffed fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeab ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Passif do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> et l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce ne sont p<span class=\"_ _0\"></span>as encor<span class=\"_ _0\"></span>e connus av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x1a h62 yeac ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certitu<span class=\"_ _0\"></span>de. Des prov<span class=\"_ _0\"></span>isions s<span class=\"_ _0\"></span>ont constit<span class=\"_ _0\"></span>u\u00e9es s'<span class=\"_ _0\"></span>il existe un<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yead ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e (l\u00e9gale ou <span class=\"wseb\">i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e) de tr<span class=\"_ _0\"></span>ansf\u00e9re<span class=\"_ _0\"></span>r des av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s \u00e9conomi<span class=\"_ _0\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 yeae ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie,<span class=\"_ _0\"></span> r\u00e9sulta<span class=\"_ _0\"></span>nt d'un \u00e9v\u00e9n<span class=\"_ _0\"></span>ement pass<span class=\"_ _0\"></span>\u00e9 et si une</div>\n<div class=\"t m0 x1a h62 yeaf ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on fia<span class=\"_ _0\"></span>ble peut<span class=\"_ _0\"></span> \u00eatre r\u00e9<span class=\"_ _0\"></span>alis\u00e9e \u00e0 <span class=\"_ _0\"></span>la date <span class=\"_ _0\"></span>de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 yeb0 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re. De<span class=\"_ _3\"></span>s provisions son<span class=\"_ _3\"></span>t \u00e9tablies pour<span class=\"_ _3\"></span> certains contr<span class=\"lsdc wseb\">ats de </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e en vertu d<span class=\"_ _0\"></span>esquels A<span class=\"_ _0\"></span>geas est ten<span class=\"_ _0\"></span>u de payer en c<span class=\"_ _0\"></span>as de d\u00e9faut d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yeb2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nt. Les prov<span class=\"_ _0\"></span>isions so<span class=\"_ _0\"></span>nt estim<span class=\"_ _0\"></span>\u00e9es \u00e0 la lumi\u00e8r<span class=\"_ _0\"></span>e des fact<span class=\"_ _0\"></span>eurs et</div>\n<div class=\"t m0 x1a h62 yeb3 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions pert<span class=\"_ _0\"></span>inent<span class=\"_ _0\"></span>s connus \u00e0 la d<span class=\"_ _0\"></span>ate de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yeb4 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span>et sont ha<span class=\"_ _3\"></span>bituellement<span class=\"_ _3\"></span> actualis\u00e9<span class=\"lsdc wse9\">s au taux sans risq<span class=\"_ _0\"></span>ue.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 394px; height: 168px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 58px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 771px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 776px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 902px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ye7a ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.15<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Composant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span></span>s </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeba ffed fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Frais d\u2019\u00e9missi<span class=\"_ _3\"></span>on <span class=\"lsdc wse8\">d\u2019actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yebb ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les frais d\u2019<span class=\"_ _0\"></span>\u00e9missi<span class=\"_ _0\"></span>on de nouve<span class=\"_ _0\"></span>lles acti<span class=\"_ _0\"></span>ons ou d\u2019opt<span class=\"_ _0\"></span>ions sur act<span class=\"_ _0\"></span>ions da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 yebc ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un autre co<span class=\"_ _0\"></span>ntexte qu<span class=\"_ _0\"></span>e le regroup<span class=\"_ _0\"></span>ement d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises, sont<span class=\"_ _0\"></span> port\u00e9s en</div>\n<div class=\"t m0 x1a h62 yebd ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diminution d<span class=\"_ _3\"></span>es capitau<span class=\"_ _3\"></span>x propres, a<span class=\"_ _3\"></span>pr\u00e8s d\u00e9duc<span class=\"_ _3\"></span>tion des imp<span class=\"_ _3\"></span>\u00f4<span class=\"lsdc wse9\">ts sur les </span></div>\n<div class=\"t m0 x1a h62 yebe ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">revenus af<span class=\"_ _3\"></span>f\u00e9rents.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 83px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la soci\u00e9t<span class=\"_ _0\"></span>\u00e9 m\u00e8r<span class=\"_ _0\"></span>e ou ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s ach\u00e8te<span class=\"_ _0\"></span>nt des ac<span class=\"_ _0\"></span>tions Ag<span class=\"_ _0\"></span>eas ou</div>\n<div class=\"t m0 x6 h62 y8b3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqui\u00e8r<span class=\"_ _0\"></span>ent des dr<span class=\"_ _0\"></span>oits d\u2019ach<span class=\"_ _0\"></span>at d\u2019acti<span class=\"_ _0\"></span>ons, la r\u00e9mu<span class=\"_ _0\"></span>n\u00e9ratio<span class=\"_ _0\"></span>n pay\u00e9e, e<span class=\"_ _0\"></span>n ce</div>\n<div class=\"t m0 x6 h62 y93e fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> les frais de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion imput<span class=\"_ _0\"></span>ables, ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duc<span class=\"_ _0\"></span>tion des im<span class=\"_ _0\"></span>p<span class=\"lsf8 ws111\">\u00f4ts </span></div>\n<div class=\"t m0 x6 h62 y93f fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur les re<span class=\"_ _3\"></span>venus, est <span class=\"_ _3\"></span>enregistr\u00e9e<span class=\"_ _3\"></span> en d\u00e9duction<span class=\"_ _3\"></span> des capi<span class=\"_ _3\"></span>taux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y940 fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">totaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y942 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les dividend<span class=\"_ _3\"></span>es vers\u00e9s<span class=\"_ _3\"></span> sur les<span class=\"_ _3\"></span> actions propr<span class=\"_ _3\"></span>es qui son<span class=\"_ _3\"></span>t d\u00e9tenues p<span class=\"_ _3\"></span>ar des</div>\n<div class=\"t m0 x6 h62 y943 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises Age<span class=\"_ _0\"></span>as sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s lors<span class=\"_ _0\"></span> de la pr\u00e9par<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9tats</div>\n<div class=\"t m0 x6 h62 y944 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s Ageas d\u00e9<span class=\"_ _3\"></span>tenues par A<span class=\"_ _3\"></span>geasfinlux S<span class=\"_ _3\"></span>.A. dans le <span class=\"_ _3\"></span>cadre des</div>\n<div class=\"t m0 x6 h62 y9ed fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres <span class=\"_ _3\"></span>FRESH ne <span class=\"_ _3\"></span>sont pas a<span class=\"_ _3\"></span>ssorties du <span class=\"_ _3\"></span>droit</div>\n<div class=\"t m0 x6 h62 y9ee fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde ou au capit<span class=\"_ _0\"></span>al. Ces act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> \u00e9limin\u00e9<span class=\"_ _0\"></span>es lors du ca<span class=\"_ _0\"></span>lcul du</div>\n<div class=\"t m0 x6 h62 y9ef fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividende, <span class=\"_ _3\"></span>du b\u00e9n\u00e9fice <span class=\"_ _3\"></span>net et d<span class=\"_ _3\"></span>es capitaux <span class=\"_ _3\"></span>propres pa<span class=\"_ _3\"></span>r action. <span class=\"lsdc\">Le co\u00fbt </span></div>\n<div class=\"t m0 x6 h62 y9f0 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> des actio<span class=\"_ _3\"></span>ns est d\u00e9d<span class=\"_ _3\"></span>uit des <span class=\"_ _3\"></span>capitaux prop<span class=\"_ _3\"></span>res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 141px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 256px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y94b fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Instruments fina<span class=\"_ _3\"></span>nciers hybride<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9m<span class=\"_ _0\"></span>ents d\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs hybri<span class=\"_ _0\"></span>des (d<span class=\"_ _0\"></span>ettes et<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9a6 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">propres<span class=\"_ _0\"></span>) sont c<span class=\"_ _0\"></span>lass\u00e9s s<span class=\"_ _0\"></span>ous leu<span class=\"_ _0\"></span>r rubri<span class=\"_ _0\"></span>que res<span class=\"_ _0\"></span>pective <span class=\"_ _0\"></span>dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h62 y9a7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h7e y94f fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres composan<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y950 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de c<span class=\"_ _0\"></span>apitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es sont l<span class=\"_ _0\"></span>i\u00e9s aux as<span class=\"_ _0\"></span>pects</div>\n<div class=\"t m0 x6 h62 y951 fff0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">suivants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y952 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">M<span class=\"_ _3\"></span>ouvements</span><span class=\"fff0\"> <span class=\"lsde wsfa\">di<span class=\"_ _3\"></span>rects dans les<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s relatifs aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y953 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprises a<span class=\"_ _3\"></span>ssoci\u00e9es (v<span class=\"_ _3\"></span>oir paragraph<span class=\"_ _3\"></span>e 2.6)<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y954 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsf7 wseb\">D<span class=\"_ _3\"></span>evise<span class=\"_ _3\"></span>s</span><span class=\"fff0\"> <span class=\"lsde wseb\">\u00e9trang\u00e8<span class=\"_ _3\"></span>res (voir<span class=\"_ _3\"></span> paragraphe<span class=\"_ _3\"></span> 2.7)</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y955 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">P<span class=\"_ _3\"></span>lacements</span><span class=\"fff0\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles <span class=\"_ _3\"></span>\u00e0 la vente<span class=\"_ _3\"></span> (voir parag<span class=\"_ _3\"></span>raphe 2.8.1)</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y956 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">C<span class=\"_ _3\"></span>ouverture</span><span class=\"fff0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e (voir par<span class=\"_ _0\"></span>agraph<span class=\"_ _0\"></span>e 2.8.2)<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y957 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">\u00c9<span class=\"_ _3\"></span>l\u00e9ments</span><span class=\"fff0\"> <span class=\"lsdc wse9\">de participati<span class=\"_ _0\"></span>on discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire (voir pa<span class=\"_ _0\"></span>ragraph<span class=\"_ _0\"></span>e 2.8.11)<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y958 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsdc wse8\">Gains</span><span class=\"fff0\"> <span class=\"lsdc wse9\">et pertes act<span class=\"_ _0\"></span>uariels su<span class=\"_ _0\"></span>r les plans<span class=\"_ _0\"></span> \u00e0 prestatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es (voir </span></span></span></div>\n<div class=\"t m0 x5c h62 y959 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">paragraphe 2<span class=\"_ _3\"></span>.8.13)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y95a fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsdc wse8\">Options</span><span class=\"fff0\"> <span class=\"lsdc wseb\">sur acti<span class=\"_ _0\"></span>ons et <span class=\"_ _0\"></span>plans d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> gratuit<span class=\"_ _0\"></span>e<span class=\"lsde\">s (voir para<span class=\"_ _3\"></span>graphe </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y95b fff0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2.8.13)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsf8 ws111\">e<span class=\"_ _3\"></span>t </span> </span></div>\n<div class=\"t m0 x6 h62 y95c fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">D<span class=\"_ _3\"></span>ividende<span class=\"lsdc wse9\">, actions prop<span class=\"_ _0\"></span>res et annu<span class=\"_ _0\"></span>lation d'<span class=\"_ _0\"></span>actions.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yec0 fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.16<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Encaissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>brut<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye37 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Contrats de<span class=\"_ _3\"></span> courte d<span class=\"_ _3\"></span>ur\u00e9e et con<span class=\"_ _3\"></span>trats de lon<span class=\"_ _3\"></span>gue dur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye38 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de court<span class=\"_ _0\"></span>e dur\u00e9e est<span class=\"_ _0\"></span> un contrat<span class=\"_ _0\"></span> qui procu<span class=\"_ _0\"></span>re une</div>\n<div class=\"t m0 x6 h62 ye39 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure d\u2019ass<span class=\"_ _0\"></span>urance <span class=\"lsde wsfa\">pour une p\u00e9riode fixe de courte<span class=\"_ _3\"></span> dur\u00e9e et permet </span></div>\n<div class=\"t m0 x6 h62 ye3a fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 l\u2019assur<span class=\"_ _0\"></span>eur de r\u00e9si<span class=\"_ _0\"></span>lier le contr<span class=\"_ _0\"></span>at ou de l\u2019am<span class=\"_ _0\"></span>ender \u00e0 la fin de l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ye3b fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uelle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3c fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye3d fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de lon<span class=\"_ _0\"></span>gue dur\u00e9<span class=\"_ _0\"></span>e est un contr<span class=\"_ _0\"></span>at qui ne peut<span class=\"_ _0\"></span> pas</div>\n<div class=\"t m0 x6 h62 ye3e fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00eatre mod<span class=\"_ _0\"></span>ifi\u00e9 de m<span class=\"_ _0\"></span>ani\u00e8re <span class=\"_ _0\"></span>unilat\u00e9<span class=\"_ _0\"></span>rale, c<span class=\"_ _0\"></span>omme un c<span class=\"_ _0\"></span><span class=\"lsde\">ontrat non r\u00e9<span class=\"_ _3\"></span>siliable ou<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ye3f fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at \u00e0 renouvel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> garanti,<span class=\"_ _0\"></span> et qui n\u00e9ces<span class=\"_ _0\"></span>site l\u2019e<span class=\"_ _0\"></span>x\u00e9cutio<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x6 h62 yec1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts fonct<span class=\"_ _0\"></span>ions et serv<span class=\"_ _0\"></span>ices (y com<span class=\"_ _0\"></span>pris la couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d\u2019assur<span class=\"_ _0\"></span>ance)</div>\n<div class=\"t m0 x6 h62 yec2 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant une<span class=\"_ _3\"></span> p\u00e9riode de<span class=\"_ _3\"></span> longue du<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye42 fff2 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Primes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye43 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes rela<span class=\"_ _3\"></span>tives aux contra<span class=\"_ _3\"></span>ts de lon<span class=\"lsdc wse9\">gue dur\u00e9e d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e Vie et </span></div>\n<div class=\"t m0 x6 h62 ye44 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tion<span class=\"_ _0\"></span>naire aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 yec3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9es <span class=\"_ _3\"></span>en revenus <span class=\"_ _3\"></span>au moment o<span class=\"_ _3\"></span>\u00f9 elles <span class=\"_ _3\"></span>sont dues p<span class=\"_ _3\"></span>ar les ti<span class=\"_ _3\"></span>tulaires</div>\n<div class=\"t m0 x1a h62 yec4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats. Les pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns et frais de ges<span class=\"_ _0\"></span>tion fut<span class=\"_ _0\"></span>urs estim<span class=\"_ _0\"></span>\u00e9s sont</div>\n<div class=\"t m0 x1a h62 yec5 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9s en <span class=\"lsde wsfa\">parall\u00e8le aux revenus afin de re<span class=\"_ _3\"></span>conna\u00eetre les pro<span class=\"_ _3\"></span>fits </span></div>\n<div class=\"t m0 x1a h62 yec6 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par ces<span class=\"_ _3\"></span> contrats sur leur dur\u00e9e<span class=\"_ _3\"></span> de vie estim\u00e9e<span class=\"_ _3\"></span>. Ce</div>\n<div class=\"t m0 x1a h62 yec7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapproc<span class=\"_ _0\"></span>hement es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 par la d\u00e9ter<span class=\"_ _0\"></span>minati<span class=\"_ _0\"></span>on des pass<span class=\"_ _0\"></span>ifs des</div>\n<div class=\"t m0 x1a h62 yec8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et d'i<span class=\"_ _0\"></span>nvesti<span class=\"_ _0\"></span>ssement<span class=\"_ _0\"></span> avec partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yec9 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">b\u00e9n\u00e9fices, ai<span class=\"_ _0\"></span>nsi que par le re<span class=\"_ _0\"></span>port et l'<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement </span></span></div>\n<div class=\"t m0 x1a h62 yeca fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ur des frais d<span class=\"_ _0\"></span>\u2019acqui<span class=\"_ _0\"></span>sition des<span class=\"_ _0\"></span> contrats \u00e0 p<span class=\"_ _0\"></span>ayer d\u2019a<span class=\"_ _0\"></span>vance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yecb fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Primes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecc fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e courte dur<span class=\"_ _0\"></span>\u00e9e (princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws12d\">vie)<span class=\"_ _3\"></span>, les </span></span></div>\n<div class=\"t m0 x1a h62 yecd fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">primes \u00e9m<span class=\"_ _0\"></span>ises sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es \u00e0 l<span class=\"_ _0\"></span>a cr\u00e9ation d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>. Les primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yece fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reco<span class=\"_ _0\"></span>nnues en r\u00e9<span class=\"_ _0\"></span>sultat au ry<span class=\"_ _0\"></span>thme de leu<span class=\"_ _0\"></span>r acquis<span class=\"_ _0\"></span>ition au pr<span class=\"_ _0\"></span>orata de</div>\n<div class=\"t m0 x1a h62 yecf fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e de co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span>ure du contr<span class=\"_ _0\"></span>at. La provis<span class=\"_ _0\"></span>ion pou<span class=\"_ _0\"></span>r primes non</div>\n<div class=\"t m0 x1a h62 yed0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acquises<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ente la part d<span class=\"_ _0\"></span>es primes \u00e9m<span class=\"_ _0\"></span>ises relat<span class=\"_ _0\"></span>ive \u00e0 la dur\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore \u00e0 cou<span class=\"_ _0\"></span>rir de la co<span class=\"_ _0\"></span>uvertur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 851px; height: 251px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 267px; width: 351px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yed2 fff0 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8<span class=\"lsde wsea\">.17<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Int\u00e9r\u00eats</span></span><span class=\"wseb\">, dividendes et autres<span class=\"_ _3\"></span> produits de <span class=\"_ _3\"></span>placement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yed3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts et charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eat<span class=\"_ _3\"></span> sont comp<span class=\"_ _3\"></span>tabilis\u00e9s en r\u00e9<span class=\"_ _3\"></span>sultat pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yed4 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tous les <span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>orteurs <span class=\"_ _0\"></span>d\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s (qu\u2019i<span class=\"_ _0\"></span>ls soie<span class=\"_ _0\"></span>nt clas<span class=\"_ _0\"></span>s\u00e9s comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed5 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance, di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>les \u00e0 la v<span class=\"_ _0\"></span>ente,<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la juste </span></div>\n<div class=\"t m0 x1a h62 yed6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat, d\u00e9<span class=\"_ _0\"></span>riv\u00e9s ou aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s ou</div>\n<div class=\"t m0 x1a h62 yed7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span>) selon l<span class=\"_ _0\"></span>a compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de d\u00e9p<span class=\"_ _0\"></span>\u00f4t, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt le tau<span class=\"_ _0\"></span>x effect<span class=\"_ _0\"></span>if</div>\n<div class=\"t m0 x1a h62 yed8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9 au prix d\u2019ac<span class=\"_ _0\"></span>hat r\u00e9el in<span class=\"_ _0\"></span>cluant les<span class=\"_ _0\"></span> frais de tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>n directs.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 yed9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>int\u00e9r\u00eat inc<span class=\"_ _3\"></span>lue<span class=\"lsdc\">nt les cou<span class=\"_ _0\"></span>pons c<span class=\"_ _0\"></span>ourus su<span class=\"_ _0\"></span>r les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s \u00e0 taux </span></div>\n<div class=\"t m0 x1a h62 yeda fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fixes et<span class=\"_ _0\"></span> variab<span class=\"_ _0\"></span>les ainsi<span class=\"_ _0\"></span> que l\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>des frai<span class=\"_ _0\"></span>s de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, de</div>\n<div class=\"t m0 x1a h62 yedb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la d\u00e9cote o<span class=\"_ _0\"></span>u de la surcot<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yedc fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yedd fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n actif f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er a \u00e9t\u00e9 <span class=\"_ _0\"></span>ramen\u00e9<span class=\"_ _0\"></span> \u00e0 sa vale<span class=\"_ _0\"></span>ur estim<span class=\"_ _0\"></span>\u00e9e de</div>\n<div class=\"t m0 x1a h62 yede fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ement, les<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat sont<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ensuite comptabilis\u00e9s<span class=\"_ _3\"></span> sur la </span></span></div>\n<div class=\"t m0 x1a h62 yedf fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base du t<span class=\"_ _0\"></span>aux eff<span class=\"_ _0\"></span>ectif init<span class=\"_ _0\"></span>ial pou<span class=\"_ _0\"></span>r actu<span class=\"_ _0\"></span>aliser le<span class=\"_ _0\"></span>s flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie fut<span class=\"_ _0\"></span>urs en</div>\n<div class=\"t m0 x1a h62 yee0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la d\u00e9t<span class=\"_ _0\"></span>erminati<span class=\"_ _0\"></span>on du monta<span class=\"_ _0\"></span>nt recouv<span class=\"_ _0\"></span>rable.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee1 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee4 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee5 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas agi<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en tant que bai<span class=\"_ _0\"></span>lleur dans<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de locat<span class=\"_ _0\"></span>ion non </span></span></div>\n<div class=\"t m0 x1a h62 yee6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9silia<span class=\"_ _0\"></span>bles qui peu<span class=\"_ _0\"></span>vent pr<span class=\"_ _0\"></span>\u00e9voir des cl<span class=\"_ _0\"></span>auses de re<span class=\"_ _0\"></span>nouvell<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>our des</div>\n<div class=\"t m0 x1a h62 yee7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement et cert<span class=\"_ _0\"></span>ains imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus<span class=\"_ _0\"></span> pour usage</div>\n<div class=\"t m0 x1a h62 yee8 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre. Le re<span class=\"_ _3\"></span>venu locatif et les<span class=\"_ _3\"></span> autres revenus son<span class=\"_ _3\"></span>t comptabilis\u00e9<span class=\"lsf0 ws10c\">s, ne<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x1a h62 yee9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des incitan<span class=\"_ _3\"></span>ts \u00e0 la <span class=\"_ _3\"></span>location oc<span class=\"_ _3\"></span>troy\u00e9s aux pr<span class=\"_ _3\"></span>eneurs, de<span class=\"_ _3\"></span> mani\u00e8re l<span class=\"_ _3\"></span>in\u00e9aire,</div>\n<div class=\"t m0 x1a h62 yeea fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sauf s'il<span class=\"_ _3\"></span> est incon<span class=\"_ _3\"></span>testable que<span class=\"_ _3\"></span> les revenus<span class=\"_ _3\"></span> ne sont<span class=\"_ _3\"></span> pas per\u00e7us<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8rement a<span class=\"_ _0\"></span>u cours de la p\u00e9r<span class=\"_ _0\"></span>iode de loc<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 403px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 yeec fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.18<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Gains et pert<span class=\"_ _0\"></span>es r\u00e9alis\u00e9s<span class=\"_ _0\"></span> et non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yeed fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les <span class=\"wseb\">ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers cl<span class=\"_ _0\"></span>ass\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es \u00e0 la v<span class=\"_ _0\"></span>ente, </span></div>\n<div class=\"t m0 x1a h62 yeee fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les gains<span class=\"_ _0\"></span> et pert<span class=\"_ _0\"></span>es r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur <span class=\"_ _0\"></span>les vent<span class=\"_ _0\"></span>es et ce<span class=\"_ _0\"></span>ssions c<span class=\"_ _0\"></span>orres<span class=\"_ _0\"></span>pondent<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yeef fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la contre<span class=\"_ _0\"></span>partie re\u00e7<span class=\"_ _0\"></span>ue et la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table init<span class=\"_ _0\"></span>iale de</div>\n<div class=\"t m0 x1a h62 yef0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019actif v<span class=\"_ _0\"></span>endu, dimi<span class=\"_ _0\"></span>nu\u00e9e de to<span class=\"_ _0\"></span>utes les d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yef1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, apr\u00e8s aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de l\u2019impac<span class=\"_ _0\"></span>t \u00e9ventu<span class=\"_ _0\"></span>el de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x1a h62 yef2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure. Les<span class=\"_ _0\"></span> gains et<span class=\"_ _0\"></span> pertes<span class=\"_ _0\"></span> r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur les<span class=\"_ _0\"></span> ventes<span class=\"_ _0\"></span> sont inc<span class=\"_ _0\"></span>lus au</div>\n<div class=\"t m0 x1a h62 yef3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sult<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>enant de<span class=\"_ _0\"></span> ventes <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a h62 yef4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9\u00e9val<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 136px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 566px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 272px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 251px; height: 855px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste va<span class=\"_ _0\"></span>leur par le b<span class=\"_ _0\"></span>iais du</div>\n<div class=\"t m0 x6 h62 y8b2 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at, la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre<span class=\"_ _0\"></span> la val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a fin de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y8b3 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode de<span class=\"_ _3\"></span> reporting <span class=\"_ _3\"></span>en cours e<span class=\"_ _3\"></span>t \u00e0 la <span class=\"_ _3\"></span>fin de l<span class=\"_ _3\"></span>a p\u00e9riode de<span class=\"_ _3\"></span> reporting</div>\n<div class=\"t m0 x6 h62 y93e fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9c\u00e9<span class=\"wse9\">d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse dans le c<span class=\"_ _0\"></span>ompte de r<span class=\"_ _0\"></span>\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x6 h62 y93f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wse9\">R\u00e9sultat prove<span class=\"_ _0\"></span>nant de ve<span class=\"_ _0\"></span>ntes et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y940 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts d\u00e9riv\u00e9s,<span class=\"_ _0\"></span> la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la juste val<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x6 h62 y941 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u2019inclu<span class=\"_ _0\"></span>ant pas <span class=\"_ _0\"></span>la parti<span class=\"_ _0\"></span>e latent<span class=\"_ _0\"></span>e des int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">cl<span class=\"_ _0\"></span>ean fair <span class=\"lsfe ws11a\">value<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00bb) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y942 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9r<span class=\"_ _0\"></span>iode de r<span class=\"_ _0\"></span>eportin<span class=\"_ _0\"></span>g en cou<span class=\"_ _0\"></span>rs et \u00e0 l<span class=\"_ _0\"></span>a fin de <span class=\"_ _0\"></span>la p\u00e9rio<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x6 h62 y943 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse da<span class=\"_ _0\"></span>ns le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at dans la</div>\n<div class=\"t m0 x6 h62 y944 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">R\u00e9sult<span class=\"_ _0\"></span>at proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y945 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion ou de la d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciatio<span class=\"_ _0\"></span>n d\u2019un act<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er,</div>\n<div class=\"t m0 x6 h62 y9ed fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les gains et p<span class=\"_ _0\"></span>ertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ee fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">directement <span class=\"_ _3\"></span>en capitau<span class=\"_ _3\"></span>x propres so<span class=\"_ _3\"></span>nt recycl\u00e9s <span class=\"_ _3\"></span>via le comp<span class=\"_ _3\"></span>te de r\u00e9s<span class=\"_ _3\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x6 h62 y949 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.19<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Revenus de co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye23 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span><span class=\"lsde wsea\">au<span class=\"ls0 ws0\"> </span><span class=\"wseb\">taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat eff<span class=\"_ _3\"></span>ectif<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye24 fff5 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les commiss<span class=\"lsdc wse9\">ions i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9e<span class=\"_ _0\"></span>s au taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif d\u2019<span class=\"_ _0\"></span>un instr<span class=\"_ _0\"></span>ument </span></div>\n<div class=\"t m0 x6 h62 yef7 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financier sont<span class=\"_ _3\"></span> g\u00e9n\u00e9ralement trai<span class=\"_ _3\"></span>t\u00e9es comme un ajustem<span class=\"_ _3\"></span>ent du taux</div>\n<div class=\"t m0 x6 h62 y94d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. C\u2019est le c<span class=\"_ _0\"></span>as des com<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>ns sur pr\u00eat, pe<span class=\"_ _0\"></span>r\u00e7ues e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y94e fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation <span class=\"_ _0\"></span>fin<span class=\"wse9\">anc<span class=\"_ _0\"></span>i\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 y94f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019empru<span class=\"_ _0\"></span>nteur, l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion et l\u2019e<span class=\"_ _0\"></span>nregist<span class=\"_ _0\"></span>rement de g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>s, etc., et</div>\n<div class=\"t m0 x6 h62 y950 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement de<span class=\"_ _3\"></span>s commission<span class=\"_ _3\"></span>s de monta<span class=\"_ _3\"></span>ge per\u00e7ues lo<span class=\"_ _3\"></span>rs de <span class=\"_ _3\"></span>l\u2019\u00e9mission de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y951 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passifs fina<span class=\"_ _3\"></span>nciers \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. Ce<span class=\"_ _3\"></span>s deux types <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y952 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont report\u00e9<span class=\"_ _3\"></span>s et compt<span class=\"_ _3\"></span>abilis\u00e9s s<span class=\"_ _3\"></span>ous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">forme d\u2019ajust<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y953 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t r\u00e9el de l\u2019instru<span class=\"_ _3\"></span>ment financier sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacent, \u00e9<span class=\"_ _0\"></span>valu\u00e9 au co\u00fbt<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y954 fff5 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e l\u2019inst<span class=\"_ _0\"></span>rument f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er est v<span class=\"_ _0\"></span>aloris\u00e9 <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r via le c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x6 h62 y957 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at, les hon<span class=\"_ _0\"></span>oraires s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme prod<span class=\"_ _0\"></span>uits au</div>\n<div class=\"t m0 x6 h62 y958 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span><span class=\"wseb\">e la com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span> de l\u2019ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yef8 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a fournit<span class=\"_ _0\"></span>ure de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les commissions<span class=\"_ _3\"></span> sont g\u00e9n\u00e9ralemen<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme produits<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yefa fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>es servic<span class=\"_ _0\"></span>es sont prest<span class=\"_ _0\"></span>\u00e9s. S\u2019il<span class=\"_ _0\"></span> est improb<span class=\"_ _0\"></span>able qu\u2019<span class=\"_ _0\"></span>une conve<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 yefb fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eat soit ex<span class=\"_ _0\"></span>\u00e9cut\u00e9e et<span class=\"_ _0\"></span> que l\u2019en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> de pr\u00eat n\u2019es<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pas consid\u00e9r\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yec0 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e9riv\u00e9,<span class=\"_ _0\"></span> les commis<span class=\"_ _0\"></span>sions d\u2019<span class=\"_ _0\"></span>engageme<span class=\"_ _0\"></span>nt sont</div>\n<div class=\"t m0 x6 h62 yefc fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s en produi<span class=\"_ _3\"></span>ts au pror<span class=\"_ _3\"></span>ata de la<span class=\"_ _3\"></span> p\u00e9riode d\u2019e<span class=\"_ _3\"></span>ngagement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefd fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yefe fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>missions<span class=\"_ _0\"></span> de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>comme <span class=\"_ _0\"></span>acquises<span class=\"_ _0\"></span>,</div>\n<div class=\"t m0 x6 h62 yeff fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e comme reven<span class=\"_ _0\"></span>u a</div>\n<div class=\"t m0 x6 h62 yf00 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye3c fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es \u00e0 <span class=\"_ _0\"></span>la r\u00e9ali<span class=\"_ _0\"></span>sation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sous</div>\n<div class=\"t m0 x6 h7e ye3d fff7 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les commiss<span class=\"_ _3\"></span>ions provenant<span class=\"_ _3\"></span> de la n\u00e9go<span class=\"_ _3\"></span>ciation ou<span class=\"_ _3\"></span> de la pa<span class=\"_ _3\"></span>rticipation<span class=\"_ _3\"></span> \u00e0 la</div>\n<div class=\"t m0 x6 h62 ye3f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gociat<span class=\"_ _0\"></span>ion d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pour u<span class=\"_ _0\"></span>ne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">tierc<span class=\"_ _0\"></span>e partie, s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 yec1 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la r\u00e9al<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente.<span class=\"_ _3\"></span> Les produits de </span></span></div>\n<div class=\"t m0 x6 h62 yec2 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont comptab<span class=\"_ _3\"></span>ilis\u00e9s apr\u00e8s<span class=\"_ _3\"></span> ex\u00e9cution<span class=\"_ _3\"></span> de l\u2019engage<span class=\"_ _3\"></span>ment. Les</div>\n<div class=\"t m0 x6 h62 yf01 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">commiss<span class=\"_ _0\"></span>ions de s<span class=\"_ _0\"></span>yndicat<span class=\"_ _0\"></span>ion de p<span class=\"_ _0\"></span>r\u00eat sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yf02 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits lo<span class=\"_ _3\"></span>rsque la s<span class=\"_ _3\"></span>yndic<span class=\"lsdc wse9\">ation a \u00e9t\u00e9 men<span class=\"_ _0\"></span>\u00e9e \u00e0 terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye44 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye45 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits de<span class=\"_ _3\"></span> ces contrats de pla<span class=\"_ _3\"></span>cement, dont le ri<span class=\"_ _3\"></span>sque d\u2019assurance</div>\n<div class=\"t m0 x6 h62 yf03 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert n<span class=\"_ _0\"></span>\u2019est pas s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atif, cons<span class=\"_ _0\"></span>istent en d<span class=\"_ _0\"></span>es commis<span class=\"_ _0\"></span>sions co<span class=\"_ _0\"></span>uvrant la</div>\n<div class=\"t m0 x6 h62 yf04 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture d\u2019<span class=\"_ _3\"></span>assurance<span class=\"_ _3\"></span>, des commis<span class=\"_ _3\"></span>sions pour <span class=\"_ _3\"></span>frais d\u2019admin<span class=\"_ _3\"></span>istration e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yf05 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s de racha<span class=\"_ _3\"></span>t. Les comm<span class=\"_ _3\"></span>issions son<span class=\"_ _3\"></span>t comptabili<span class=\"_ _3\"></span>s\u00e9es en</div>\n<div class=\"t m0 x1a h62 ye49 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits lorsque<span class=\"_ _3\"></span> les services son<span class=\"_ _3\"></span>t fournis. Les<span class=\"_ _3\"></span> charges incluent le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ye4a fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions en cas de d<span class=\"_ _0\"></span>\u00e9c\u00e8s et les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats c<span class=\"_ _0\"></span>r\u00e9dit\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 31px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 677px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 20px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div id=\"fs_7JFAFP34C000000000000000000000\">\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yec6 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.20<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Imp\u00f4t <span class=\"lsf7 wseb\">su<span class=\"_ _3\"></span>r</span></span> </span><span class=\"wseb\">le<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e yf06 fff7 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Imp\u00f4t exi<span class=\"_ _0\"></span>gible<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf07 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019<span class=\"wse9\">imp\u00f4t<span class=\"_ _0\"></span> exigibl<span class=\"_ _0\"></span>e est le monta<span class=\"_ _0\"></span>nt des imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9s<span class=\"_ _0\"></span>ultat paya<span class=\"_ _0\"></span>bles </span></div>\n<div class=\"t m0 x1a h62 yf08 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(r\u00e9cup\u00e9<span class=\"_ _0\"></span>rables<span class=\"_ _0\"></span>) au titre du r\u00e9s<span class=\"_ _0\"></span>ultat imp<span class=\"_ _0\"></span>osable (p<span class=\"_ _0\"></span>erte fisc<span class=\"_ _0\"></span>ale) d\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 yf09 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e9riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecb fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yecc fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s sur le <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme u<span class=\"_ _0\"></span>ne char<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1a h62 yecd fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la l\u00e9gi<span class=\"_ _3\"></span>slation <span class=\"_ _3\"></span>fiscale appli<span class=\"_ _3\"></span>cable <span class=\"wsfa\">sur chaque<span class=\"_ _3\"></span> territoire o\u00f9 </span></div>\n<div class=\"t m0 x1a h62 yece fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices sont<span class=\"_ _0\"></span> r\u00e9alis\u00e9s. L<span class=\"_ _0\"></span>\u2019impac<span class=\"_ _0\"></span>t fiscal d<span class=\"_ _0\"></span>es pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yecf fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9cup\u00e9rable<span class=\"_ _3\"></span>s est enreg<span class=\"_ _3\"></span>istr\u00e9 comme un<span class=\"_ _3\"></span> actif d\u2019<span class=\"_ _3\"></span>imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9 s\u2019il e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 yed0 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e qu\u2019un <span class=\"_ _0\"></span>b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e taxab<span class=\"_ _0\"></span>le futu<span class=\"_ _0\"></span>r sera r<span class=\"_ _0\"></span>\u00e9alis\u00e9 s<span class=\"_ _0\"></span>ur leque<span class=\"_ _0\"></span>l les pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yed1 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">report\u00e9es pe<span class=\"_ _3\"></span>uvent \u00eatre<span class=\"_ _3\"></span> ut<span class=\"lsfe ws11a\">ilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yf0a fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf0b fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Si une entit\u00e9<span class=\"_ _3\"></span> l\u00e9gale \u00e9value qu\u2019<span class=\"_ _3\"></span>il n\u2019est pas probable<span class=\"_ _3\"></span> que l\u2019autorit\u00e9<span class=\"_ _3\"></span> fiscale</div>\n<div class=\"t m0 x1a h62 yf0c fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont elle re<span class=\"_ _0\"></span>l\u00e8ve acce<span class=\"_ _0\"></span>pte le trait<span class=\"_ _0\"></span>ement f<span class=\"_ _0\"></span>iscal appl<span class=\"_ _0\"></span>iqu\u00e9, cet<span class=\"_ _0\"></span>te entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gale</div>\n<div class=\"t m0 x1a h62 yf0d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>\u2019impact d<span class=\"_ _0\"></span>e cette inc<span class=\"_ _0\"></span>ertitude s<span class=\"_ _0\"></span>ur chaqu<span class=\"_ _0\"></span>e traitem<span class=\"_ _0\"></span>ent fiscal i<span class=\"_ _0\"></span>ncertai<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ye5b fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wse9\">utilisa<span class=\"_ _0\"></span>nt soit le mont<span class=\"_ _0\"></span>ant le plus pr<span class=\"_ _0\"></span>obable so<span class=\"_ _0\"></span>it la valeu<span class=\"_ _0\"></span>r attend<span class=\"_ _0\"></span>ue sur la </span></div>\n<div class=\"t m0 x1a h62 ye5c fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">base d\u2019une<span class=\"_ _3\"></span> vari\u00e9t\u00e9 d\u2019i<span class=\"_ _3\"></span>ssues possibl<span class=\"_ _3\"></span>es, selon l<span class=\"_ _3\"></span>a m\u00e9thode q<span class=\"_ _3\"></span>ui pr\u00e9dit au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye5d fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mieux la <span class=\"_ _0\"></span>r\u00e9solut<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span> l\u2019incert<span class=\"_ _0\"></span>itude.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yed9 fff7 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeda fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs d\u2019imp\u00f4ts <span class=\"_ _3\"></span>diff\u00e9r\u00e9s <span class=\"_ _3\"></span>sont les mon<span class=\"_ _3\"></span>tants d\u2019imp\u00f4<span class=\"_ _3\"></span>ts sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">le r\u00e9sultat </span></span></div>\n<div class=\"t m0 x1a h62 yedb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">payables au cou<span class=\"_ _3\"></span>rs de p\u00e9riodes fu<span class=\"_ _3\"></span>tures au titre de<span class=\"_ _3\"></span> diff\u00e9rences</div>\n<div class=\"t m0 x1a h62 yedc fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">temporelles<span class=\"_ _3\"></span> imposables. Les act<span class=\"_ _3\"></span>ifs d\u2019imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s sont les mont<span class=\"_ _3\"></span>ants</div>\n<div class=\"t m0 x1a h62 yedd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9sul<span class=\"_ _0\"></span>tat reco<span class=\"_ _0\"></span>uvrabl<span class=\"_ _0\"></span>es au cours d<span class=\"_ _0\"></span>e p\u00e9riodes<span class=\"_ _0\"></span> futures a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 yede fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>elles d\u00e9d<span class=\"_ _0\"></span>uctibl<span class=\"_ _0\"></span>es, du report<span class=\"_ _0\"></span> de pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yedf fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non utilis<span class=\"_ _0\"></span>\u00e9es et du rep<span class=\"_ _0\"></span>ort de cr\u00e9d<span class=\"_ _0\"></span>it d\u2019imp<span class=\"_ _0\"></span>\u00f4ts non util<span class=\"_ _0\"></span>is\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee0 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> sont enti<span class=\"_ _0\"></span>\u00e8rement i<span class=\"_ _0\"></span>mput\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yee2 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re selon<span class=\"_ _3\"></span> la m\u00e9thode du repo<span class=\"_ _3\"></span>rt d\u2019imp\u00f4ts var<span class=\"_ _3\"></span>iable et s\u2019appliqu<span class=\"_ _3\"></span>ent</div>\n<div class=\"t m0 x1a h62 yee3 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux diff\u00e9rence<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">temporai<span class=\"_ _0\"></span>res entre l<span class=\"_ _0\"></span>a base impos<span class=\"_ _0\"></span>able des<span class=\"_ _0\"></span> actifs et </span></span></div>\n<div class=\"t m0 x1a h62 yee4 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et les v<span class=\"_ _0\"></span>aleurs c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bles insc<span class=\"_ _0\"></span>rites d<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>\u00e9tats fin<span class=\"_ _0\"></span>ancie<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 yee5 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee6 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee7 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les taux ad<span class=\"_ _0\"></span>opt\u00e9s ou en co<span class=\"_ _0\"></span>urs d\u2019ado<span class=\"_ _0\"></span>ption \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yee8 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> sont appl<span class=\"_ _0\"></span>iqu\u00e9s p<span class=\"_ _0\"></span>our calc<span class=\"_ _0\"></span>uler les<span class=\"_ _0\"></span> im<span class=\"lsde\">p\u00f4ts diff\u00e9r\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yee9 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeea fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">probable qu\u2019un<span class=\"_ _3\"></span> b\u00e9n\u00e9fice imposabl<span class=\"_ _3\"></span>e futur suffisant<span class=\"_ _3\"></span> sera r\u00e9alis\u00e9 sur lequ<span class=\"_ _3\"></span>el</div>\n<div class=\"t m0 x1a h62 yf0e fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les diff\u00e9r<span class=\"_ _0\"></span>ences tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>es (ou une part<span class=\"_ _0\"></span>ie) pour<span class=\"_ _0\"></span>ront \u00eatr<span class=\"_ _0\"></span>e utilis\u00e9<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf0f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf10 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs d\u2019imp<span class=\"_ _3\"></span>\u00f4ts di<span class=\"lsdc wse9\">ff\u00e9r\u00e9s port<span class=\"_ _0\"></span>ent sur les dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>aires </span></div>\n<div class=\"t m0 x1a h62 yf11 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">imposables qui<span class=\"_ _3\"></span> d\u00e9coulent des<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s dans des filiale<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x1a h62 yf12 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es et co<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises, sa<span class=\"_ _0\"></span>uf si la date de l\u2019<span class=\"_ _0\"></span>extour<span class=\"_ _0\"></span>ne de</div>\n<div class=\"t m0 x1a h62 yf13 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence temp<span class=\"_ _0\"></span>oraire pe<span class=\"_ _0\"></span>ut \u00eatre cont<span class=\"_ _0\"></span>r\u00f4l\u00e9e et s\u2019i<span class=\"_ _0\"></span>l est proba<span class=\"_ _0\"></span>ble que ce<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x1a h62 yf14 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9cart ne se<span class=\"_ _0\"></span>ra pas extou<span class=\"_ _0\"></span>rn\u00e9 dans un<span class=\"_ _0\"></span> avenir pr<span class=\"_ _0\"></span>\u00e9visib<span class=\"_ _0\"></span>le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf15 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf16 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s cour<span class=\"_ _0\"></span>ants et di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s<span class=\"_ _0\"></span> relatif<span class=\"_ _0\"></span>s \u00e0 la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x1a h62 yf17 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s de l\u2019Etat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re qui sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeba fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">directement imp<span class=\"_ _3\"></span>ut\u00e9s ou cr\u00e9dit\u00e9s au<span class=\"_ _3\"></span>x capitaux propre<span class=\"_ _3\"></span>s (tels que<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 yebb fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nts disp<span class=\"_ _0\"></span>onibl<span class=\"_ _0\"></span>es \u00e0 la ven<span class=\"_ _0\"></span>te et l<span class=\"_ _0\"></span>es couv<span class=\"_ _0\"></span>ertures<span class=\"_ _0\"></span> de flux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yebc fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie) sont \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt port\u00e9s di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent au d\u00e9bit<span class=\"_ _0\"></span> ou au cr\u00e9dit<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 yebd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres et<span class=\"_ _0\"></span> sont ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent enreg<span class=\"_ _0\"></span>istr\u00e9s au c<span class=\"_ _0\"></span>ompte de</div>\n<div class=\"t m0 x1a h62 yebe fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at en m\u00eame tem<span class=\"_ _0\"></span>ps que le gain<span class=\"_ _0\"></span> ou la perte rep<span class=\"_ _0\"></span><span class=\"lsde wsea\">ort\u00e9(e).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 525px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 861px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 866px; width: 354px; z-index: 5;\"><br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 871px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 188px; height: 918px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff9 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.21<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">R\u00e9sulta<span class=\"_ _3\"></span>t par </span>action<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e de base pa<span class=\"_ _0\"></span>r action est c<span class=\"_ _0\"></span>alcul\u00e9 en div<span class=\"_ _0\"></span>isant le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span> net</div>\n<div class=\"t m0 x6 h62 y8b3 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">attribuable<span class=\"_ _3\"></span> aux actio<span class=\"_ _3\"></span>nnaires ordi<span class=\"_ _3\"></span>naires par<span class=\"_ _3\"></span> le nombre <span class=\"_ _3\"></span>moyen pond\u00e9r\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93e fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ordin<span class=\"_ _0\"></span>aires en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au cours<span class=\"_ _0\"></span> de <span class=\"wseb\">l\u2019exercic<span class=\"_ _0\"></span>e, \u00e0 l\u2019<span class=\"_ _0\"></span>exclusi<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y93f fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du nombre <span class=\"_ _3\"></span>moyen d\u2019acti<span class=\"_ _3\"></span>ons ordinaires <span class=\"_ _3\"></span>achet\u00e9es par<span class=\"_ _3\"></span> Ageas <span class=\"_ _3\"></span>et d\u00e9tenues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme act<span class=\"_ _0\"></span>ions pro<span class=\"_ _0\"></span>pres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour le calc<span class=\"_ _0\"></span>ul du b\u00e9n\u00e9f<span class=\"_ _0\"></span>ice dilu<span class=\"_ _0\"></span>\u00e9 par acti<span class=\"_ _0\"></span>on, le nombr<span class=\"_ _0\"></span>e moyen pond<span class=\"_ _0\"></span>\u00e9r\u00e9</div>\n<div class=\"t m0 x6 h62 y943 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s ordinaires <span class=\"_ _3\"></span>\u00e9mises est <span class=\"_ _3\"></span>corrig\u00e9 d<span class=\"_ _3\"></span>ans l\u2019hypoth\u00e8s<span class=\"_ _3\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y944 fff9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">conv<span class=\"lsdc wseb\">ersion de t<span class=\"_ _0\"></span>outes <span class=\"_ _0\"></span>les acti<span class=\"_ _0\"></span>ons ordi<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>ilutiv<span class=\"_ _0\"></span>es potent<span class=\"_ _0\"></span>ielles<span class=\"_ _0\"></span>, comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y945 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les dettes<span class=\"_ _0\"></span> convert<span class=\"_ _0\"></span>ibles, l<span class=\"_ _0\"></span>es actions pr<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>ielles,<span class=\"_ _0\"></span> les optio<span class=\"_ _0\"></span>ns sur</div>\n<div class=\"t m0 x1a h62 yf19 fff9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actions <span class=\"_ _0\"></span>et les ac<span class=\"_ _0\"></span>tions <span class=\"_ _0\"></span>\u00e0 cessib<span class=\"_ _0\"></span>ilit\u00e9 res<span class=\"_ _0\"></span>treinte <span class=\"_ _0\"></span>octroy<span class=\"_ _0\"></span>\u00e9es aux<span class=\"_ _0\"></span> employ\u00e9<span class=\"_ _0\"></span>s.</div>\n<div class=\"t m0 x1a h62 yf1a fff9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9missions<span class=\"_ _3\"></span> d\u2019actions poten<span class=\"_ _3\"></span>tielles ou \u00e9ven<span class=\"_ _3\"></span><span class=\"wseb\">tuelles sont<span class=\"_ _3\"></span> consid\u00e9r\u00e9es<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf1b fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme ay<span class=\"_ _0\"></span>ant un effet<span class=\"_ _0\"></span> de dilutio<span class=\"_ _0\"></span>n lorsque l<span class=\"_ _0\"></span>eur conv<span class=\"_ _0\"></span>ersion en act<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 ycfb fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entra\u00ee<span class=\"_ _0\"></span>ne une r\u00e9duc<span class=\"_ _0\"></span>tion du b\u00e9<span class=\"_ _0\"></span>n\u00e9fice net<span class=\"_ _0\"></span> par action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycfc fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfd fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019incid<span class=\"_ _0\"></span>ence des act<span class=\"_ _0\"></span>ivit\u00e9s a<span class=\"_ _0\"></span>bandonn<span class=\"_ _0\"></span>\u00e9es sur le r<span class=\"_ _0\"></span>\u00e9sultat de ba<span class=\"_ _0\"></span>se et sur le</div>\n<div class=\"t m0 x1a h62 ycfe fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at dilu\u00e9 par a<span class=\"_ _0\"></span>ction est ca<span class=\"_ _0\"></span>lcul\u00e9 e<span class=\"wseb\">n di<span class=\"_ _0\"></span>visant<span class=\"_ _0\"></span> le r\u00e9sul<span class=\"_ _0\"></span>tat net<span class=\"_ _0\"></span> avant </span></div>\n<div class=\"t m0 x1a h62 ycff fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s ab<span class=\"_ _3\"></span>andonn\u00e9es par<span class=\"_ _3\"></span> le nombr<span class=\"_ _3\"></span>e moyen p<span class=\"_ _3\"></span>ond\u00e9r\u00e9 d'actio<span class=\"_ _3\"></span>ns</div>\n<div class=\"t m0 x1a h62 yd00 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ordina<span class=\"_ _0\"></span>ires en circ<span class=\"_ _0\"></span>ulatio<span class=\"_ _0\"></span>n au cours de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, excepti<span class=\"_ _0\"></span>on faite du</div>\n<div class=\"t m0 x1a h62 yd01 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre mo<span class=\"_ _0\"></span>yen d\u2019act<span class=\"_ _0\"></span>ions ordi<span class=\"_ _0\"></span>naires a<span class=\"_ _0\"></span>cquises p<span class=\"_ _0\"></span>ar Ageas et<span class=\"_ _0\"></span> d\u00e9tenues</div>\n<div class=\"t m0 x1a h62 yd02 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour compt<span class=\"_ _0\"></span>e propre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 928px; height: 178px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 928px; height: 178px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSummaryOfSignificantAccountingPoliciesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag308": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9su<span class=\"_ _3\"></span>m\u00e9 des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">principes comptables</div>\n\n<div class=\"t m0 x6 h75 y7a0 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">Les <span class=\"lsf6 ws114\">pr\u00e9sents <span class=\"_ _3\"></span></span><span class=\"ws0\">\u00e9tats financ</span>iers</div>\n<div class=\"t m0 x6 h75 y7a1 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s d\u2019Ageas pour <span class=\"ws10f\">l\u2019an<span class=\"_ _0\"></span>n\u00e9e </span></div>\n<div class=\"t m0 x6 h75 y7a2 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2 <span class=\"_ _3\"></span>(\u00ab <span class=\"_ _3\"></span>\u00e9<span class=\"lsf5\">tats financiers </span></span></div>\n<div class=\"t m0 x6 h75 y7a3 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">consolid\u00e9s<span class=\"ls0 ws0\"> \u00bb</span><span class=\"ws115\">), y <span class=\"lsf6 ws110\">compri<span class=\"_ _3\"></span>s toutes les </span></span></div>\n<div class=\"t m0 x6 h75 y7a4 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">notes, sont \u00e9tablis conform\u00e9ment</div>\n<div class=\"t m0 x6 h75 y7a5 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au r\u00e9f\u00e9rentiel IFRS (<span class=\"ls0\">\u00ab <span class=\"lsf6 ws114\">International </span></span></div>\n<div class=\"t m0 x6 h75 y7a6 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Financial Reporting Standards<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) en</div>\n<div class=\"t m0 x6 h75 y7a7 ff51 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">vigueur au 1</div>\n<div class=\"t m0 xf7 h7c y804 ff51 fs4f fc15 sc0 lsfb ws117\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x223 h75 y805 ff51 fs49 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsf5 ws115\">janvier 202</span>2<span class=\"lsf6 ws116\">, tel<span class=\"_ _3\"></span> que </span></div>\n<div class=\"t m0 x6 h75 y806 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">publi\u00e9 par l\u2019IASB (<span class=\"ls0\">\u00ab </span><span class=\"ws10f\">International </span></div>\n<div class=\"t m0 x6 h75 y807 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Accounting Standards Board<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) et</div>\n<div class=\"t m0 x6 h75 y808 ff51 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">approuv\u00e9<span class=\"ls0 ws0\"> </span><span class=\"ws110\">par l\u2019Union eur<span class=\"_ _3\"></span>op</span>\u00e9enne</div>\n<div class=\"t m0 x6 h75 y809 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(UE) avec effet \u00e0 cette date<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 243px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 248px; width: 486px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 253px; width: 215px; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag317": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9su<span class=\"_ _3\"></span>m\u00e9 des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">principes comptables</div>\n\n<div class=\"t m0 x6 h75 y7a0 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">Les <span class=\"lsf6 ws114\">pr\u00e9sents <span class=\"_ _3\"></span></span><span class=\"ws0\">\u00e9tats financ</span>iers</div>\n<div class=\"t m0 x6 h75 y7a1 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s d\u2019Ageas pour <span class=\"ws10f\">l\u2019an<span class=\"_ _0\"></span>n\u00e9e </span></div>\n<div class=\"t m0 x6 h75 y7a2 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2 <span class=\"_ _3\"></span>(\u00ab <span class=\"_ _3\"></span>\u00e9<span class=\"lsf5\">tats financiers </span></span></div>\n<div class=\"t m0 x6 h75 y7a3 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">consolid\u00e9s<span class=\"ls0 ws0\"> \u00bb</span><span class=\"ws115\">), y <span class=\"lsf6 ws110\">compri<span class=\"_ _3\"></span>s toutes les </span></span></div>\n<div class=\"t m0 x6 h75 y7a4 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">notes, sont \u00e9tablis conform\u00e9ment</div>\n<div class=\"t m0 x6 h75 y7a5 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au r\u00e9f\u00e9rentiel IFRS (<span class=\"ls0\">\u00ab <span class=\"lsf6 ws114\">International </span></span></div>\n<div class=\"t m0 x6 h75 y7a6 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Financial Reporting Standards<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) en</div>\n<div class=\"t m0 x6 h75 y7a7 ff51 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">vigueur au 1</div>\n<div class=\"t m0 xf7 h7c y804 ff51 fs4f fc15 sc0 lsfb ws117\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x223 h75 y805 ff51 fs49 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsf5 ws115\">janvier 202</span>2<span class=\"lsf6 ws116\">, tel<span class=\"_ _3\"></span> que </span></div>\n<div class=\"t m0 x6 h75 y806 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">publi\u00e9 par l\u2019IASB (<span class=\"ls0\">\u00ab </span><span class=\"ws10f\">International </span></div>\n<div class=\"t m0 x6 h75 y807 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Accounting Standards Board<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) et</div>\n<div class=\"t m0 x6 h75 y808 ff51 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">approuv\u00e9<span class=\"ls0 ws0\"> </span><span class=\"ws110\">par l\u2019Union eur<span class=\"_ _3\"></span>op</span>\u00e9enne</div>\n<div class=\"t m0 x6 h75 y809 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(UE) avec effet \u00e0 cette date<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 243px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 248px; width: 486px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:StatementOfIFRSCompliance",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag313": {
   "value": "\n<div class=\"t m0 x6 h75 y7a0 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">Les <span class=\"lsf6 ws114\">pr\u00e9sents <span class=\"_ _3\"></span></span><span class=\"ws0\">\u00e9tats financ</span>iers</div>\n<div class=\"t m0 x6 h75 y7a1 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">consolid\u00e9s d\u2019Ageas pour <span class=\"ws10f\">l\u2019an<span class=\"_ _0\"></span>n\u00e9e </span></div>\n<div class=\"t m0 x6 h75 y7a2 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2 <span class=\"_ _3\"></span>(\u00ab <span class=\"_ _3\"></span>\u00e9<span class=\"lsf5\">tats financiers </span></span></div>\n<div class=\"t m0 x6 h75 y7a3 ff51 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">consolid\u00e9s<span class=\"ls0 ws0\"> \u00bb</span><span class=\"ws115\">), y <span class=\"lsf6 ws110\">compri<span class=\"_ _3\"></span>s toutes les </span></span></div>\n<div class=\"t m0 x6 h75 y7a4 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">notes, sont \u00e9tablis conform\u00e9ment</div>\n<div class=\"t m0 x6 h75 y7a5 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au r\u00e9f\u00e9rentiel IFRS (<span class=\"ls0\">\u00ab <span class=\"lsf6 ws114\">International </span></span></div>\n<div class=\"t m0 x6 h75 y7a6 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Financial Reporting Standards<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) en</div>\n<div class=\"t m0 x6 h75 y7a7 ff51 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">vigueur au 1</div>\n<div class=\"t m0 xf7 h7c y804 ff51 fs4f fc15 sc0 lsfb ws117\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x223 h75 y805 ff51 fs49 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsf5 ws115\">janvier 202</span>2<span class=\"lsf6 ws116\">, tel<span class=\"_ _3\"></span> que </span></div>\n<div class=\"t m0 x6 h75 y806 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">publi\u00e9 par l\u2019IASB (<span class=\"ls0\">\u00ab </span><span class=\"ws10f\">International </span></div>\n<div class=\"t m0 x6 h75 y807 ff51 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Accounting Standards Board<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00bb</span>) et</div>\n<div class=\"t m0 x6 h75 y808 ff51 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">approuv\u00e9<span class=\"ls0 ws0\"> </span><span class=\"ws110\">par l\u2019Union eur<span class=\"_ _3\"></span>op</span>\u00e9enne</div>\n<div class=\"t m0 x6 h75 y809 ff51 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(UE) avec effet \u00e0 cette date<span class=\"_ _0\"></span>.<span class=\"ls0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 596px; height: 243px; width: 486px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x21b h62 y812 ff4f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les pr\u00e9sen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">\u00e9tats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s so<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">pr\u00e9par\u00e9s<span class=\"_ _0\"></span> selon le pri<span class=\"_ _0\"></span>ncipe de la co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x21b h62 y813 ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019exploitatio<span class=\"_ _3\"></span>n de l\u2019ent<span class=\"_ _3\"></span>reprise (<span class=\"ff53 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff4f\"> </span></span>going con<span class=\"_ _3\"></span>cern<span class=\"ls0 ws0\"> <span class=\"ff53\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">) et sont pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s en e<span class=\"_ _0\"></span>uros, l\u2019eur<span class=\"_ _0\"></span>o \u00e9tant la <span class=\"lsde wsea\">monnaie<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y814 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>nnelle de l<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re d\u2019Ag<span class=\"_ _0\"></span>eas. Tous les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 arr<span class=\"_ _0\"></span>ondis au mil<span class=\"_ _0\"></span>lion le plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y815 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proche, sauf ind<span class=\"_ _3\"></span>ication contrai<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 62px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 67px; width: 486px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x21b h62 y816 ff4f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y817 ff4f fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Les actifs et passifs comptabilis\u00e9s dans l\u2019<span class=\"ls0 ws0\">\u00e9<span class=\"lsf8 ws111\">ta<span class=\"_ _3\"></span>t <span class=\"lsdc wse8\">consolid\u00e9 <span class=\"lsde wsfa\">de la situation financi\u00e8re<span class=\"_ _3\"></span> d\u2019Ageas ont </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y818 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement une<span class=\"_ _3\"></span> dur\u00e9e de <span class=\"lsdc wseb\">vie sup\u00e9ri<span class=\"_ _0\"></span>eure \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">moi</span></span><span class=\"wse9\">s, \u00e0 l\u2019<span class=\"_ _0\"></span>excepti<span class=\"_ _0\"></span>on des rubr<span class=\"_ _0\"></span>iques t<span class=\"lsde wsea\">r\u00e9sorerie<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">et </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y819 ff4f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9quival<span class=\"_ _0\"></span>ents de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie, r\u00e9as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce et aut<span class=\"_ _0\"></span>res cr\u00e9<span class=\"_ _0\"></span>ances, <span class=\"_ _0\"></span>i<span class=\"wse8\">nt<span class=\"wse9\">\u00e9r\u00eat<span class=\"_ _0\"></span>s courus et<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs, p<span class=\"lsdd\">assifs </span></span></span></div>\n<div class=\"t m0 x21b h62 y81a ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"lsde wsea\">ssurance </span>dans les ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, <span class=\"_ _3\"></span></span>certains<span class=\"_ _0\"></span> emprunts<span class=\"_ _0\"></span> comme <span class=\"lsde wsea\">les </span></div>\n<div class=\"t m0 x21b h62 y81b ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rations d<span class=\"_ _3\"></span>e mise e<span class=\"_ _3\"></span>n pension<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"ls0 ws0\">i<span class=\"lsdc wse8\">nt\u00e9r\u00ea<span class=\"wseb\">ts cou<span class=\"_ _0\"></span>rus et a<span class=\"_ _0\"></span>utres pa<span class=\"_ _0\"></span>ssifs et<span class=\"_ _0\"></span> a<span class=\"lsdd ws11a\">ctifs et passifs d\u2019imp\u00f4ts </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y81c ff4f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 492px; height: 182px; width: 486px; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGeneralInformationAboutFinancialStatementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag309": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x21b h62 y812 ff4f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les pr\u00e9sen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">\u00e9tats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s so<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">pr\u00e9par\u00e9s<span class=\"_ _0\"></span> selon le pri<span class=\"_ _0\"></span>ncipe de la co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x21b h62 y813 ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019exploitatio<span class=\"_ _3\"></span>n de l\u2019ent<span class=\"_ _3\"></span>reprise (<span class=\"ff53 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff4f\"> </span></span>going con<span class=\"_ _3\"></span>cern<span class=\"ls0 ws0\"> <span class=\"ff53\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">) et sont pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s en e<span class=\"_ _0\"></span>uros, l\u2019eur<span class=\"_ _0\"></span>o \u00e9tant la <span class=\"lsde wsea\">monnaie<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y814 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>nnelle de l<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re d\u2019Ag<span class=\"_ _0\"></span>eas. Tous les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 arr<span class=\"_ _0\"></span>ondis au mil<span class=\"_ _0\"></span>lion le plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y815 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proche, sauf ind<span class=\"_ _3\"></span>ication contrai<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 62px; width: 486px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 67px; width: 486px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoingConcernExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag319": {
   "value": "\n<div class=\"t m0 x21b h62 y812 ff4f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les pr\u00e9sen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">\u00e9tats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s so<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">pr\u00e9par\u00e9s<span class=\"_ _0\"></span> selon le pri<span class=\"_ _0\"></span>ncipe de la co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x21b h62 y813 ff4f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019exploitatio<span class=\"_ _3\"></span>n de l\u2019ent<span class=\"_ _3\"></span>reprise (<span class=\"ff53 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff4f\"> </span></span>going con<span class=\"_ _3\"></span>cern<span class=\"ls0 ws0\"> <span class=\"ff53\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">) et sont pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s en e<span class=\"_ _0\"></span>uros, l\u2019eur<span class=\"_ _0\"></span>o \u00e9tant la <span class=\"lsde wsea\">monnaie<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y814 ff4f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>nnelle de l<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re d\u2019Ag<span class=\"_ _0\"></span>eas. Tous les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 arr<span class=\"_ _0\"></span>ondis au mil<span class=\"_ _0\"></span>lion le plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y815 ff4f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proche, sauf ind<span class=\"_ _3\"></span>ication contrai<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 602px; height: 62px; width: 486px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFunctionalCurrencyExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag380": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff59 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff59 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Modifi<span class=\"_ _3\"></span>catio<span class=\"_ _3\"></span>n des<span class=\"_ _3\"></span> pri<span class=\"_ _3\"></span>ncipe<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>ptabl<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 la no<span class=\"_ _0\"></span>rme IAS 29 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span>Informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"lsde wsfa\">dans les </span></div>\n<div class=\"t m0 x6 h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>es hyper<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">inflation<span class=\"_ _0\"></span>nistes<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 x178 h76 y838 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdf h62 y839 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 20<span class=\"_ _0\"></span>22 pour les </span></div>\n<div class=\"t m0 x6 h62 y83a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers de s<span class=\"_ _0\"></span>es entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9<span class=\"ls0 ws0\">e</span>s Turq<span class=\"_ _0\"></span>ue <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Aksigorta<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">et </span></span></span></div>\n<div class=\"t m0 x6 h62 y83b ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">AgeSA<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff57 lsde wseb\">.<span class=\"_ _3\"></span> Plus d<span class=\"lsdc\">e d\u00e9tail</span></span><span class=\"ff57\"> <span class=\"lsdc wse9\">dans ce c<span class=\"lsde wsea\">adre</span></span> <span class=\"lsdc wse9\">est \u00e9num<span class=\"_ _0\"></span>\u00e9r\u00e9e dans l<span class=\"_ _0\"></span>a sectio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y83c ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2.7 ci<span class=\"ls0 ws0\">-</span><span class=\"wsea\">apr\u00e8<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y83d ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Modi<span class=\"_ _3\"></span>fications app<span class=\"_ _3\"></span>ort\u00e9es au<span class=\"_ _3\"></span>x normes <span class=\"_ _3\"></span>IFRS au cours<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x22d h62 y83e ff57 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y83f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">les </span></span></div>\n<div class=\"t m0 x6 h62 y840 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s apport\u00e9es<span class=\"_ _3\"></span> aux normes e<span class=\"_ _3\"></span>t interpr\u00e9<span class=\"_ _3\"></span>tations IFRS<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span></span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x6 h62 y841 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rentr\u00e9es en vigueur<span class=\"_ _3\"></span> au 1</div>\n<div class=\"t m0 xea h76 y842 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x49 h62 y843 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>, et qui ont \u00e9t\u00e9 app<span class=\"_ _3\"></span>rouv\u00e9e par </span></div>\n<div class=\"t m0 x6 h62 y844 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019UE,<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">n\u2019<span class=\"_ _3\"></span>ont pas impact\u00e9 de<span class=\"_ _3\"></span> mani\u00e8re signific<span class=\"_ _3\"></span>ative les princi<span class=\"_ _3\"></span>pes </span></span></div>\n<div class=\"t m0 x6 h62 y845 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptables ap<span class=\"_ _3\"></span>pliqu\u00e9s par<span class=\"_ _3\"></span> Ageas ains<span class=\"_ _3\"></span>i<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">que les pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9t<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">consolid\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y846 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re et d<span class=\"_ _0\"></span>e la perf<span class=\"_ _0\"></span>ormance f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00e8re d\u2019A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y847 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y848 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cons\u00e9q<span class=\"_ _0\"></span>uence dire<span class=\"_ _0\"></span>cte de la pan<span class=\"_ _0\"></span>d\u00e9mie de C<span class=\"_ _0\"></span>ovid<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">19, l\u2019IASB a<span class=\"_ _3\"></span> publi\u00e9 en<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y849 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mai 2020 des m<span class=\"_ _0\"></span>odific<span class=\"_ _0\"></span>ations <span class=\"ls0 ws0\">\u00e0 </span>la norme IF<span class=\"_ _0\"></span>RS 16 intit<span class=\"_ _0\"></span>ul\u00e9es<span class=\"_ _0\"></span> <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">A<span class=\"_ _3\"></span>ll\u00e9gements </span></span></span></div>\n<div class=\"t m0 x6 h62 y84a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyer li\u00e9s<span class=\"_ _0\"></span> \u00e0 la Covid<span class=\"ls0 ws0\">-</span><span class=\"wse8\">19<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span></span></span>. Ces modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns dispe<span class=\"_ _0\"></span>nsent le pr<span class=\"_ _0\"></span>eneur</div>\n<div class=\"t m0 x6 h62 y84b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appr<span class=\"_ _0\"></span>\u00e9cier si un al<span class=\"_ _0\"></span>l\u00e9geme<span class=\"_ _0\"></span>nt de loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direc<span class=\"_ _0\"></span>te de la</div>\n<div class=\"t m0 x6 h62 y84c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-</span>19,<span class=\"_ _0\"></span> qui est paya<span class=\"_ _0\"></span>ble avant ou \u00e0 l<span class=\"_ _0\"></span>a date limit<span class=\"_ _0\"></span>e du 30</div>\n<div class=\"t m0 x6 h62 y84d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juin 20<span class=\"_ _0\"></span>21, const<span class=\"_ _0\"></span>itue ou <span class=\"_ _0\"></span>non un<span class=\"_ _0\"></span>e modific<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>at de loc<span class=\"_ _0\"></span>ation. <span class=\"_ _0\"></span>En</div>\n<div class=\"t m0 x6 h62 y84e ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mars 2021<span class=\"_ _3\"></span>, l\u2019IASB a <span class=\"_ _3\"></span>prolong\u00e9 la <span class=\"_ _3\"></span>pratique <span class=\"_ _3\"></span>susmentionn\u00e9e <span class=\"_ _3\"></span>pour des<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">oyers </span></div>\n<div class=\"t m0 x6 h62 y84f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">payable av<span class=\"_ _0\"></span>ant ou \u00e0 la dat<span class=\"_ _0\"></span>e limite du 3<span class=\"_ _0\"></span>0 juin 2022. C<span class=\"_ _0\"></span>omme Ag<span class=\"_ _0\"></span>eas n\u2019a pas</div>\n<div class=\"t m0 x6 h62 y850 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>i\u00e9 d\u2019all\u00e9g<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>e loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direct<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y851 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19<span class=\"wseb\">, qui constitueraien<span class=\"_ _3\"></span>t une modi<span class=\"_ _3\"></span>fication d<span class=\"_ _3\"></span>e contrat </span></span></span></div>\n<div class=\"t m0 x6 h62 y852 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de locati<span class=\"_ _0\"></span>on, <span class=\"ls0 ws0\">c</span>es modif<span class=\"_ _0\"></span>ications<span class=\"_ _0\"></span> \u00e0 la norme n\u2019o<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span>pas impac<span class=\"_ _0\"></span>t\u00e9 les pr\u00e9s<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y853 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tats c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y854 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y855 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y856 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Afin de satis<span class=\"_ _0\"></span>faire a<span class=\"_ _0\"></span>ux nouvel<span class=\"_ _0\"></span>les exige<span class=\"_ _0\"></span>nces r\u00e9g<span class=\"_ _0\"></span>lementa<span class=\"_ _0\"></span>ires et du mar<span class=\"_ _0\"></span>ch\u00e9,</div>\n<div class=\"t m0 x6 h62 y857 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e taux r<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>iels da<span class=\"_ _0\"></span>ns le</div>\n<div class=\"t m0 x6 h62 y858 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9 <span class=\"wseb\">fina<span class=\"_ _3\"></span>ncier pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> les taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat ai<span class=\"_ _3\"></span>nsi que l<span class=\"_ _3\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y859 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> de paiement sont en<span class=\"_ _3\"></span> cours de r\u00e9forme e<span class=\"_ _3\"></span>t de transition</div>\n<div class=\"t m0 x6 h62 y85a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approfo<span class=\"_ _0\"></span>ndie. Cett<span class=\"_ _0\"></span>e r\u00e9form<span class=\"_ _0\"></span>e pourra<span class=\"_ _0\"></span>it mener \u00e0 la c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n et le</div>\n<div class=\"t m0 x6 h62 y85b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence comm<span class=\"_ _0\"></span>e l\u2019Eoni<span class=\"_ _0\"></span>a o<span class=\"wse8\">u </span></div>\n<div class=\"t m0 x6 h62 y85c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le Libor.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y85d ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y85e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00e9se<span class=\"_ _0\"></span>nts \u00e9tats<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9s de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re et<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x6 h62 y85f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re au 3<span class=\"_ _0\"></span>1 d\u00e9cembr<span class=\"_ _0\"></span>e 2022 comp<span class=\"_ _0\"></span>rennent u<span class=\"_ _0\"></span>ne valeur</div>\n<div class=\"t m0 x6 h62 y860 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">nominale d\u2019in<span class=\"_ _3\"></span>struments de couver<span class=\"_ _3\"></span>ture utilis\u00e9s dan<span class=\"_ _3\"></span>s des relations<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 y861 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure expos<span class=\"_ _0\"></span>\u00e9es \u00e0 l\u2019EU<span class=\"_ _0\"></span>RIBOR qui<span class=\"_ _0\"></span> s\u2019\u00e9l\u00e8ve<span class=\"ls0 ws0\"> <span class=\"lsf3 ws113\">\u00e0 EUR <span class=\"lsde wsea\">632</span></span> <span class=\"_ _3\"></span><span class=\"lsfe ws111\">millions<span class=\"_ _3\"></span> ainsi </span></span></div>\n<div class=\"t m0 x6 h62 y862 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qu\u2019une val<span class=\"_ _3\"></span>eur principale<span class=\"_ _3\"></span> de dette<span class=\"_ _3\"></span>s subordonn\u00e9e<span class=\"_ _3\"></span>s li\u00e9es \u00e0 u<span class=\"_ _3\"></span>n taux <span class=\"_ _3\"></span>flottant</div>\n<div class=\"t m0 x6 h62 y863 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019EURI<span class=\"_ _0\"></span>BOR qui s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve \u00e0 <span class=\"ls102 ws11d\">EUR <span class=\"lsde wseb\">210 millions. L\u2019E<span class=\"_ _3\"></span>URIBOR a b<span class=\"_ _3\"></span>ien \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y864 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reform\u00e9 e<span class=\"_ _0\"></span>n une m\u00e9tho<span class=\"_ _0\"></span>de hybri<span class=\"_ _0\"></span>de en 2019 et est<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>u de rester en</div>\n<div class=\"t m0 x6 h62 y865 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur d<span class=\"_ _0\"></span>ans un aveni<span class=\"_ _0\"></span>r proche<span class=\"_ _0\"></span>. Ainsi, les de<span class=\"_ _0\"></span>ux modif<span class=\"_ _0\"></span>ication<span class=\"_ _0\"></span>s aux norm<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y866 ff57 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">IFRS 9, IAS 39, IFRS<span class=\"_ _3\"></span> 7, IFRS 4 et IFRS<span class=\"_ _3\"></span> 16 intitul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff57\"> <span class=\"lsdc wse9\">R\u00e9forme des </span></span></span></div>\n<div class=\"t m0 x6 h62 y867 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsde wseb\">, publi\u00e9</span>e <span class=\"_ _3\"></span></span>par l\u2019IAS<span class=\"_ _0\"></span>B en septem<span class=\"_ _0\"></span>bre 2019 et</div>\n<div class=\"t m0 x6 h62 y868 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en ao\u00fbt 202<span class=\"_ _0\"></span>0, n\u2019ont pas im<span class=\"_ _0\"></span>pact\u00e9 les<span class=\"_ _0\"></span> pr\u00e9sents<span class=\"_ _0\"></span> \u00e9tats cons<span class=\"_ _0\"></span>olid\u00e9s d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y869 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> et de la p<span class=\"_ _0\"></span>erforma<span class=\"_ _0\"></span>nce fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y86a ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y86b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas cont<span class=\"_ _0\"></span>inue att<span class=\"_ _0\"></span>entive<span class=\"_ _0\"></span>ment \u00e0 suiv<span class=\"_ _0\"></span>re les \u00e9volut<span class=\"_ _0\"></span>ions li\u00e9<span class=\"_ _0\"></span>es \u00e0 la r\u00e9form<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y86c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e. Comme l<span class=\"_ _0\"></span>\u2019EURIBO<span class=\"_ _0\"></span>R pourr<span class=\"_ _0\"></span>ait \u00eatre</div>\n<div class=\"t m0 x6 h62 y86d ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suspendu un jour<span class=\"_ _3\"></span>, des positions<span class=\"_ _3\"></span> de repli sont pr\u00e9vu<span class=\"_ _3\"></span>s dans les nouveaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y86e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> afin de gara<span class=\"_ _0\"></span>ntir leur c<span class=\"_ _0\"></span>ontinuit<span class=\"_ _0\"></span>\u00e9 dans la sit<span class=\"_ _0\"></span>uation qu<span class=\"_ _0\"></span>e l\u2019EURI<span class=\"_ _0\"></span>BOR</div>\n<div class=\"t m0 x6 h62 y86f ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">soit suspendu<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y870 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y871 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre des modi<span class=\"_ _3\"></span>fications ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessus, les<span class=\"_ _0\"></span> normes et<span class=\"_ _0\"></span> interpr<span class=\"_ _0\"></span>\u00e9<span class=\"wse8\">tatio<span class=\"_ _0\"></span>ns </span></span></span></div>\n<div class=\"t m0 x1a h62 y872 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS, nouv<span class=\"_ _0\"></span>elles ou<span class=\"_ _0\"></span> r\u00e9vis\u00e9es,<span class=\"_ _0\"></span> ainsi que les m<span class=\"_ _0\"></span>odificat<span class=\"_ _0\"></span>ions ap<span class=\"_ _0\"></span>port\u00e9es<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 y873 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">normes et<span class=\"_ _0\"></span> inter<span class=\"_ _0\"></span>pr\u00e9tati<span class=\"_ _0\"></span>ons, su<span class=\"_ _0\"></span>ivantes s<span class=\"_ _0\"></span>ont ent<span class=\"_ _0\"></span>r\u00e9es en v<span class=\"_ _0\"></span>igueur <span class=\"_ _0\"></span>pour les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y874 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercices c<span class=\"_ _3\"></span>omptable<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9butant<span class=\"_ _0\"></span> le ou apr\u00e8s le 1</span></span></div>\n<div class=\"t m0 xfe h76 y875 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1d1 h62 y836 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2<span class=\"_ _3\"></span>022. <span class=\"lsdc wse8\">Aucune </span></span></div>\n<div class=\"t m0 x1a h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de c<span class=\"lsde wsfa\">es modifications </span><span class=\"wseb\">a eu un impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> s<span class=\"lsde wsea\">igni<span class=\"_ _3\"></span>ficati<span class=\"lsf7 ws11f\">f su<span class=\"_ _3\"></span>r</span></span> <span class=\"lsdc wse9\">les pr\u00e9sents \u00e9t<span class=\"_ _0\"></span>ats </span></span></span></div>\n<div class=\"t m0 x1a h62 y876 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re <span class=\"_ _0\"></span>et de la <span class=\"_ _0\"></span>perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y877 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y878 ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la norme IAS 16 in<span class=\"_ _3\"></span>titul\u00e9es </span>\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">Immobilisation<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 y879 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">corporelles <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wse9\">produit ant\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 l\u2019uti<span class=\"_ _0\"></span>lisation pr<span class=\"_ _0\"></span>\u00e9vue<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y87a ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la <span class=\"lsdc\">norme IAS 37 i<span class=\"_ _0\"></span>ntitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse9\">Contrats d<span class=\"_ _0\"></span>\u00e9ficit<span class=\"_ _0\"></span>aires <span class=\"ls0 ws0\">\u2013 </span></span></span></span></span></div>\n<div class=\"t m0 x133 h62 y87b ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt d\u2019<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du cont<span class=\"_ _0\"></span>rat<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></div>\n<div class=\"t m0 x1a h62 y87c ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsdc wse9\">Modifications<span class=\"_ _0\"></span> de la norme IFR<span class=\"_ _0\"></span>S 3 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">R\u00e9f\u00e9rences au<span class=\"_ _3\"></span> cadre </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 y87d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concept<span class=\"_ _0\"></span>uel de l<span class=\"_ _0\"></span>\u2019inform<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ;<span class=\"_ _3\"></span> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y87e ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">A<span class=\"_ _3\"></span>m\u00e9liorations <span class=\"_ _3\"></span>annuelles de<span class=\"_ _3\"></span>s normes IFRS<span class=\"_ _3\"></span> (cycle 201<span class=\"_ _3\"></span>8</span><span class=\"ff57\">-<span class=\"lsde wsea\">2020)</span> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6a h62 y87f ff57 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsdc wse9\">dificat<span class=\"_ _0\"></span>ions de la<span class=\"_ _0\"></span> norme IFRS 1 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Premi\u00e8<span class=\"_ _3\"></span>re adoption<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y880 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des normes IFRS<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsdc wseb\">, modificat<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span> la norme I<span class=\"_ _0\"></span>FRS 9 i<span class=\"_ _0\"></span>ntitul\u00e9<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 y881 ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments finan<span class=\"_ _3\"></span>ciers</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff57 lsde wseb\">, modificat<span class=\"_ _3\"></span>ions des e<span class=\"_ _3\"></span>xemples illus<span class=\"_ _3\"></span>tratifs </span></div>\n<div class=\"t m0 x6a h62 y882 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accomp<span class=\"_ _0\"></span>agnant la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>6 intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Contra<span class=\"_ _3\"></span>ts de </span></span></span><span class=\"wse8\">location<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x6a h62 y883 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de la norme IAS 41 int<span class=\"_ _3\"></span>itul\u00e9es </span><span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">Agricul<span class=\"_ _3\"></span>ture</span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n\n<div class=\"t m0 x1a h62 y884 ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Chan<span class=\"_ _3\"></span>gements a<span class=\"_ _3\"></span>ttendus aux no<span class=\"_ _3\"></span>rmes IFRS</span> </span></div>\n<div class=\"t m0 x1a h62 y885 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x1a h62 y886 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">aux norm<span class=\"_ _3\"></span>es et int<span class=\"_ _3\"></span>erpr\u00e9tations <span class=\"_ _3\"></span>IFRS <span class=\"lsf7\">ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span></span>dessous<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">entre</span></span>ront</div>\n<div class=\"t m0 x1a h62 y887 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en vigueu<span class=\"_ _0\"></span>r pour les exer<span class=\"_ _0\"></span>cices co<span class=\"_ _0\"></span>mptable<span class=\"ls0 ws0\">s </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou apr<span class=\"_ _0\"></span>\u00e8s le 1</div>\n<div class=\"t m0 x145 h76 y888 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x22e h62 y889 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88a ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">janvier 202<span class=\"lsdc wse8\">3.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1a h62 y88b ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019a<span class=\"_ _3\"></span> pas appliqu\u00e9<span class=\"_ _3\"></span> une norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span><span class=\"wsea\">interpr\u00e9<span class=\"_ _3\"></span>tation<span class=\"lsdc wse9\">, ou modificati<span class=\"_ _0\"></span>on aux </span></span></div>\n<div class=\"t m0 x1a h62 y88d ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes ou<span class=\"_ _3\"></span> interpr\u00e9tation<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">IFRS, qui <span class=\"lsdc wse9\">a \u00e9t\u00e9</span></span> </span><span class=\"wsea\">publi<span class=\"_ _3\"></span>\u00e9e<span class=\"ls0 ws0\"> </span></span>par l<span class=\"_ _3\"></span>\u2019IASB<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">mai<span class=\"_ _3\"></span>s </span></span><span class=\"wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y88e ff57 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">n\u2019est<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pas encore ren<span class=\"_ _3\"></span>tr\u00e9e en vigu<span class=\"_ _3\"></span>eur</span> <span class=\"lsde wsfa\">ou qui<span class=\"_ _3\"></span> n\u2019a pas encore \u00e9t\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y88f ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e p<span class=\"_ _3\"></span>ar l\u2019UE<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y890 ff57 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsdc wse9\">Extensi<span class=\"_ _0\"></span>on de l\u2019exe<span class=\"_ _0\"></span>mption te<span class=\"_ _0\"></span>mporai<span class=\"_ _0\"></span>re d\u2019appli<span class=\"_ _0\"></span>cation d<span class=\"_ _0\"></span>e la norme </span></span></div>\n<div class=\"t m0 x134 h62 y891 ff57 fs43 fc1e sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsde wsfa\">Mo<span class=\"_ _3\"></span>difications d\u2019<span class=\"_ _3\"></span><span class=\"lsf9 ws121\">IFRS 4</span></span> </span></div>\n<div class=\"t m0 x1a h62 y892 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019IASB a pu<span class=\"_ _0\"></span>bli\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">la norme</span> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">IFRS</span> <span class=\"_ _3\"></span></span>9 intitul<span class=\"_ _0\"></span>\u00e9e <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments financier<span class=\"_ _3\"></span>s</span> </span>\u00bb<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y893 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsde wsfa\">uillet 2014<span class=\"_ _3\"></span> et l\u2019UE a approu<span class=\"_ _3\"></span>v\u00e9 <span class=\"lsf8 ws111\">cette<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsea\">norme <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en novemb<span class=\"_ _0\"></span>re 2016. Bie<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x1a h62 y894 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span><span class=\"wseb\">9 s\u2019appl<span class=\"_ _0\"></span>ique <span class=\"wse9\">aux<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables<span class=\"ls0 ws0\"> </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou </span></span></div>\n<div class=\"t m0 x1a h62 y895 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">apr\u00e8s le 1</div>\n<div class=\"t m0 x3d h76 y896 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfb h62 y897 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2018<span class=\"_ _3\"></span>, Ageas a continu\u00e9 \u00e0 app<span class=\"_ _3\"></span>liquer la norm<span class=\"_ _3\"></span>e IA</span>S <span class=\"lsde wsea\">39<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 x1a h62 y898 ff57 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wseb\">Instrument<span class=\"_ _0\"></span>s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span><span class=\"ls0 ws0\">\u2013 c<span class=\"_ _3\"></span><span class=\"lsdc wse8\">omptabi<span class=\"_ _0\"></span>li<span class=\"wse9\">satio<span class=\"_ _0\"></span>n et \u00e9valu<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsf0 ws104\">. </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y899 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas a<span class=\"_ _0\"></span>ppliquer<span class=\"_ _0\"></span>a la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9 pour l<span class=\"_ _0\"></span>a premi<span class=\"_ _0\"></span>\u00e8re fois<span class=\"_ _0\"></span> pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y89a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble d\u00e9but<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 xa5 h76 y89b ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x80 h62 y89c ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>23. Les <span class=\"_ _3\"></span>paragraphes ci<span class=\"_ _3\"></span></span>-<span class=\"lsde wsea\">dessous<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y89d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">expliqu<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>raisons d<span class=\"_ _0\"></span>e cette <span class=\"_ _0\"></span>d\u00e9rog<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y89e ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y89f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fait qu\u2019<span class=\"_ _0\"></span>Ageas cont<span class=\"_ _0\"></span>inue \u00e0 appl<span class=\"_ _0\"></span>iquer la no<span class=\"_ _0\"></span>rme IAS 39 es<span class=\"_ _0\"></span>t conforme a<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y8a0 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">apport\u00e9es \u00e0 la I<span class=\"_ _0\"></span>FRS 4. L\u2019IA<span class=\"_ _0\"></span>SB a <span class=\"lsfe ws11a\">publi\u00e9<span class=\"ls0 ws0\"> </span></span>pour la premi\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y8a1 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">fois <span class=\"lsdc wse9\">des modificati<span class=\"_ _0\"></span>ons dans ce c<span class=\"_ _0\"></span><span class=\"lsde wsea\">adre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en septembre 20<span class=\"_ _0\"></span>16 (qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y8a2 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">approuv\u00e9e<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l\u2019UE en nov<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>17) et a reconf<span class=\"_ _0\"></span>irm\u00e9 en jui<span class=\"_ _0\"></span>n 2020 </span></span></div>\n<div class=\"t m0 x1a h62 y8a3 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">que les entrepri<span class=\"_ _3\"></span>ses d\u2019assuran<span class=\"lsdc wse9\">ce puissent appl<span class=\"_ _0\"></span>iquer si<span class=\"_ _0\"></span>multan\u00e9<span class=\"_ _0\"></span>ment les </span></div>\n<div class=\"t m0 x1a h62 y8a4 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span></span></span><span class=\"lsdc\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">et <span class=\"_ _3\"></span>IFRS 17 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a5 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span> <span class=\"lsdc wseb\">pour la premi<span class=\"_ _0\"></span>\u00e8re fois v<span class=\"_ _0\"></span>ia la <span class=\"_ _0\"></span>publicat<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span>s modifi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y8a6 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e la norme </span><span class=\"lsf8\">IFRS 4<span class=\"_ _3\"></span> </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extens<span class=\"_ _0\"></span>ion de l\u2019ex<span class=\"_ _0\"></span>emption t<span class=\"_ _0\"></span>empora<span class=\"_ _0\"></span>ire d\u2019appli<span class=\"_ _0\"></span>cation </span></div>\n<div class=\"t m0 x1a h62 y8a7 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la nor<span class=\"lsf3 ws113\">me IFRS 9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span><span class=\"lsde wsfa\">. L\u2019UE a appr<span class=\"_ _3\"></span>ouv\u00e9 ces modific<span class=\"_ _3\"></span>ations en d\u00e9cembre<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a8 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2020.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8a9 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8aa ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wsfa\">es modi<span class=\"_ _3\"></span>fications <span class=\"lsdc wse9\">de la norme <span class=\"lsf8 ws111\">IFRS</span></span></span> <span class=\"lsdc wse9\">4 <span class=\"_ _3\"></span>pr\u00e9voi<span class=\"_ _0\"></span>ent deux opt<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y8ab ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">l'effet<span class=\"_ _3\"></span> des dates d'entr\u00e9e<span class=\"_ _3\"></span> en vigueur diff\u00e9rent<span class=\"_ _3\"></span>es des normes </span></div>\n<div class=\"t m0 x1a h62 y8ac ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">9 <span class=\"_ _3\"></span><span class=\"lsde wsea\">(2018) <span class=\"lsf8 ws122\">e<span class=\"_ _3\"></span>t IFRS<span class=\"_ _3\"></span></span></span></span> <span class=\"lsde wsea\">17</span> <span class=\"lsde wsea\">(2<span class=\"_ _3\"></span>023)<span class=\"wsfa\">. Ces option<span class=\"_ _3\"></span>s sont </span></span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">l\u2019approche par </span></span></div>\n<div class=\"t m0 x1a h62 y8ad ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">superposition<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">l'exempt<span class=\"_ _0\"></span>ion tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019ap<span class=\"_ _0\"></span>plicatio<span class=\"_ _0\"></span>n de la <span class=\"_ _0\"></span>norme </span></span></div>\n<div class=\"t m0 x1a h62 y8ae ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> 9<span class=\"_ _3\"></span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019exempt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">te<span class=\"lsde wseb\">mporaire d</span></span>\u2019<span class=\"_ _3\"></span><span class=\"lsde wseb\">application<span class=\"_ _3\"></span> d</span></span><span class=\"wse9\">e la norme <span class=\"lsf8 ws111\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9<span class=\"_ _3\"></span> est une </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>ion facult<span class=\"_ _0\"></span>ative \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me IFRS 9 au pl<span class=\"_ _0\"></span>us tard</div>\n<div class=\"t m0 x6 h62 y8b3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les exe<span class=\"_ _0\"></span>rcices c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es commen<span class=\"_ _0\"></span>\u00e7ant le ou ap<span class=\"_ _0\"></span>r\u00e8s le 1</div>\n<div class=\"t m0 x177 h76 y8b4 ff5d fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9 h62 y8b5 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">janvier</div>\n<div class=\"t m0 x6 h62 y8b6 ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023<span class=\"ls0 ws0\">, <span class=\"lsdc wse9\">pour les entit\u00e9s dont<span class=\"_ _0\"></span> les activit<span class=\"_ _0\"></span>\u00e9s sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> li\u00e9es <span class=\"wse8\">\u00e0 </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b7 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9missi<span class=\"_ _0\"></span>on de cont<span class=\"_ _0\"></span>rats dans l<span class=\"_ _0\"></span>e champ d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">IFRS<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">4 </span></div>\n<div class=\"t m0 x6 h62 y8b8 ff5d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5f\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">Contrats d\u2019a<span class=\"_ _3\"></span>ssurance</span> <span class=\"ff5f\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">. Ageas a effect<span class=\"_ _0\"></span>u\u00e9 <span class=\"lsde wsea\">une <span class=\"lsfe ws11a\">telle<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>analyse </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9dom<span class=\"_ _0\"></span>inance \u00e0<span class=\"_ _0\"></span> la date de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence du 31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2015 et <span class=\"_ _3\"></span>en a </span></span></div>\n<div class=\"t m0 x6 h62 y8ba ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclu qu\u2019i<span class=\"_ _3\"></span>l r\u00e9pondait<span class=\"_ _3\"></span> aux crit\u00e8re<span class=\"_ _3\"></span>s d\u2019\u00e9ligibil<span class=\"_ _3\"></span>it\u00e9 pour<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">appliquer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">l\u2019exempt<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y8bb ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9. Cela signifie que<span class=\"_ _3\"></span></span> : </span></div>\n<div class=\"t m0 x6 h62 y8bc ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">a <span class=\"wse9\">valeur compt<span class=\"_ _0\"></span>able des pas<span class=\"_ _0\"></span>sifs d\u2019A<span class=\"_ _0\"></span>gea<span class=\"lsde wseb\">s r\u00e9sultant de <span class=\"_ _3\"></span>contrats dans<span class=\"_ _3\"></span> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8bd ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le champ d\u2019<span class=\"_ _3\"></span>application d<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS</span> <span class=\"lsdc wse8\">4 \u00e9tait<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">significati<span class=\"_ _3\"></span>ve par </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8be ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable t<span class=\"_ _0\"></span>otale de tous<span class=\"_ _0\"></span> les passif<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x5c h62 y8bf ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8c0 ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">e pourcen<span class=\"_ _3\"></span>tage de la valeur co<span class=\"_ _3\"></span>mptable totale de<span class=\"_ _3\"></span>s passifs d\u2019Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 y8c1 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 l\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span><span class=\"wseb\">rapport<span class=\"_ _0\"></span> \u00e0 la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable t<span class=\"_ _0\"></span>otale de<span class=\"_ _0\"></span> tous </span></div>\n<div class=\"t m0 x5c h62 y8c2 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les passi<span class=\"_ _3\"></span>fs d\u2019Ageas<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00e9tait</span> </span><span class=\"wsea\">sup\u00e9rie<span class=\"_ _3\"></span>ur <span class=\"lsdc wse9\">\u00e0 90<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8c3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse de pr\u00e9<span class=\"_ _0\"></span>dominanc<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">n\u2019a depuis <span class=\"_ _3\"></span></span>lors plus <span class=\"lsde wseb\">fait l\u2019objet d\u2019aucune </span></div>\n<div class=\"t m0 x1a h62 y8c4 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation, ca<span class=\"_ _0\"></span>r aucun ch<span class=\"_ _0\"></span>angement<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iel des act<span class=\"_ _0\"></span>ivit\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas</div>\n<div class=\"t m0 x1a h62 y8c5 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qui requerra<span class=\"_ _3\"></span>it une <span class=\"_ _3\"></span>tell<span class=\"lsdc\">e r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation n<span class=\"_ _0\"></span>\u2019a eu lie<span class=\"_ _0\"></span>u.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y8c6 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8c7 ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas \u00e9tant \u00e9ligi<span class=\"_ _3\"></span>ble pour <span class=\"wsea\">appliquer<span class=\"_ _3\"></span> </span>l\u2019exemp<span class=\"_ _3\"></span>tion temporaire<span class=\"_ _3\"></span> <span class=\"wsea\">d\u2019application </span></div>\n<div class=\"t m0 x1a h62 y8c8 ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la norm<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\"> </span><span class=\"wse9\">9, a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de proc<span class=\"_ _0\"></span>\u00e9der ains<span class=\"_ _0\"></span>i <span class=\"lsde wseb\">et d\u2019aligner<span class=\"_ _3\"></span> les date<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y8c9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re applic<span class=\"_ _0\"></span>ation des n<span class=\"_ _0\"></span>ormes IFR<span class=\"_ _0\"></span>S 9 et IFRS 17<span class=\"lsf0 ws104\">. <span class=\"lsde wsfa\">Afin de rendre les </span></span></div>\n<div class=\"t m0 x1a h62 y8ca ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9tats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s plus comparable<span class=\"_ _3\"></span> \u00e0 ceux des</div>\n<div class=\"t m0 x1a h62 y8cb ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises qui ap<span class=\"_ _0\"></span>pliquent<span class=\"_ _0\"></span> d\u00e9j\u00e0 la nor<span class=\"_ _0\"></span>me IFRS 9, Age<span class=\"_ _0\"></span>as publie l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y8cc ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">informations<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en ce qui concerne l<span class=\"_ _0\"></span>a juste val<span class=\"_ _0\"></span>eur et l'exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a h62 y8cd ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque d<span class=\"_ _0\"></span>e cr\u00e9dit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8ce ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8cf ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8d0 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 475px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 635px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6a0 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 672px; bottom: 797px; z-index: 15;\">Montant du changement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 669px; bottom: 782px; z-index: 15;\">de la juste valeur en 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 665px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 745px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 363px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 415px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 344px; bottom: 752px; z-index: 15;\">au test <span class=\"lsee wsf6\">SPPI<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 423px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 490px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 576px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 504px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 584px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(en millions d\u2019euros)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 372px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Titres de cr\u00e9ance, y <span class=\"_ _0\"></span>compris les titres structur<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 707px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 707px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 707px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 707px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 707px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 707px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff5d fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Actions et<span class=\"_ _0\"></span> <span class=\"lse5 ws100\">autr<span class=\"_ _3\"></span>es plac<span class=\"_ _3\"></span>ement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 692px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 692px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 677px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 662px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 662px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 662px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff5d fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 647px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 647px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 647px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 647px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 647px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 647px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 446px; bottom: 632px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 632px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 632px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Autres cr\u00e9ances <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 606px; height: 500px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x10 h65 y6de ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6de ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 397px; bottom: 1081px; z-index: 15;\">La correction de valeur pou<span class=\"_ _0\"></span>r pertes est mesur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 1050px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 1005px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 990px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 975px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 1035px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 367px; bottom: 1020px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 1005px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 990px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 975px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff61 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1035px; z-index: 15;\">Avec <span class=\"lse0 wsee\">r\u00e9duction de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 1020px; z-index: 15;\">valeur \u00e0 la date de<span class=\"_ _0\"></span> cl\u00f4ture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 471px; bottom: 1005px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 990px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 1005px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 990px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 975px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 wsf4\">9 <span class=\"_ _3\"></span>\u00a75.<span class=\"_ _3\"></span>5.15</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 1020px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 1005px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 990px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 945px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 930px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 915px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 900px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68f ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 885px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 871px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 871px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 871px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 856px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 856px; z-index: 15;\">6</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 856px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 841px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 841px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 841px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 841px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8f1 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8f2 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 794px; z-index: 15;\">La <span class=\"wsee\">correction de valeur pour pertes e<span class=\"_ _0\"></span>st mesur\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 778px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y699 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 763px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 718px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 703px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 688px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 718px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 703px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 688px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 748px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 365px; bottom: 733px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 718px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 703px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 688px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 480px; bottom: 748px; z-index: 15;\">Avec r\u00e9duction de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 733px; z-index: 15;\">valeur \u00e0 la <span class=\"lse5 ws100\">date de cl<span class=\"_ _3\"></span>\u00f4ture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 472px; bottom: 718px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 703px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 748px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 733px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 718px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 703px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 688px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 ws100\">9 \u00a7<span class=\"_ _3\"></span>5.5.1<span class=\"_ _3\"></span>5</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 733px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 718px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 703px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 658px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 658px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 643px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 643px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 628px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 613px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 598px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 584px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 584px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 569px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 569px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 569px; z-index: 15;\">4</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 569px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 569px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 569px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 554px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 554px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 554px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 554px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 554px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 554px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y904 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y905 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valeur comptable brute selon<span class=\"_ _0\"></span> la norme lAS<span class=\"ls0 ws0\"> </span>39 et juste<span class=\"_ _0\"></span> valeur des actifs <span class=\"wsed\">financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">r\u00e9pondant au test SPPI <span class=\"_ _0\"></span>et n\u2019ayant pas un <span class=\"_ _0\"></span>faible risque de cr\u00e9dit au<span class=\"_ _0\"></span> 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Valeur comptable brute en<span class=\"_ _0\"></span> application de la <span class=\"_ _0\"></span>norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y697 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 462px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Juste valeur <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 447px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Diff\u00e9rence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h67 y69b ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 432px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y90c ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90d ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90e ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">28 inti<span class=\"_ _3\"></span>tul\u00e9e </span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">Participation<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s entreprises </span></span></div>\n<div class=\"t m0 x6 h62 y90f ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span>requiert d\u2019une <span class=\"lsde wsea\">entreprise<span class=\"ls0 ws0\"> </span></span>qu\u2019ell<span class=\"_ _0\"></span>e adopte</div>\n<div class=\"t m0 x6 h62 y910 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des principes<span class=\"_ _3\"></span> comptables uniform<span class=\"_ _3\"></span>es lors de l\u2019u<span class=\"_ _3\"></span>sage de la mise en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y911 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9quivalence. Ageas<span class=\"_ _3\"></span> a temporairement<span class=\"_ _3\"></span> d\u00e9rog\u00e9 \u00e0 cette<span class=\"_ _3\"></span> r\u00e8gle pour son</div>\n<div class=\"t m0 x6 h62 y912 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e Ma<span class=\"_ _3\"></span>ybank Ageas H<span class=\"_ _3\"></span>oldings Berh<span class=\"_ _3\"></span>ad. Celle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span>ci applique<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y913 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span>9 depuis 20<span class=\"_ _0\"></span>18, alors q<span class=\"_ _0\"></span>u\u2019Agea<span class=\"_ _0\"></span>s a recours \u00e0 l\u2019<span class=\"_ _0\"></span>exempti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y914 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de la <span class=\"lsf3 ws10d\">norme IFRS<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">9 sur l<span class=\"_ _3\"></span>es m\u00eames exe<span class=\"_ _3\"></span>rcices </span></span></span></div>\n<div class=\"t m0 x6 h62 y915 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. Cette d\u00e9r<span class=\"_ _0\"></span>ogation \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">on des principes comptabl<span class=\"_ _3\"></span>es </span></span></span></div>\n<div class=\"t m0 x6 h62 y916 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">uniform<span class=\"_ _0\"></span>es est auto<span class=\"_ _0\"></span>ris\u00e9e par l<span class=\"lsde wseb\">e paragraphe 39I des <span class=\"wsfa\">m<span class=\"_ _3\"></span>odifications d</span>e<span class=\"_ _3\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y917 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"lsf8 ws0\">IFRS 4<span class=\"_ _3\"></span><span class=\"ls0\"> <span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extensio<span class=\"_ _0\"></span>n de l\u2019exem<span class=\"_ _0\"></span>ption tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019applic<span class=\"_ _0\"></span>ation de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y918 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IFRS<span class=\"_ _3\"></span> 9<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span><span class=\"lsdc wse9\">. Les \u00e9tats financi<span class=\"_ _0\"></span>ers de May<span class=\"_ _0\"></span>bank Agea<span class=\"_ _0\"></span>s Holding<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y919 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Berhad son<span class=\"_ _3\"></span>t disponible<span class=\"_ _3\"></span>s sur la<span class=\"_ _3\"></span> page<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span>  </span></div>\n<div class=\"t m0 x6 h62 y91a ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf0 ws104\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls102 ws11d\">we</span>-<span class=\"lsdc wse8\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">statements/</span><span class=\"fc15\">) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y932 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y933 ff61 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsf3 ws113\">IFRS 9 <span class=\"_ _3\"></span></span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">Instruments financi<span class=\"_ _3\"></span>ers</span> <span class=\"ff63\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h7e y934 ff65 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Pr\u00e9sent<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>es infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s compa<span class=\"_ _0\"></span>ratives <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y935 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span>ra les n<span class=\"_ _3\"></span>ormes IFRS 9<span class=\"_ _3\"></span> <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">Instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws10c\">et IFRS </span></span></span></div>\n<div class=\"t m0 x1a h62 y936 ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">17 <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span><span class=\"wseb\">Contrats d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span><span class=\"lsde\">(voi<span class=\"_ _3\"></span>r ci<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">dessous) </span><span class=\"lsde\">pour la prem<span class=\"_ _3\"></span>i\u00e8re fois<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsea\">pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y937 ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able <span class=\"lsde\">d\u00e9butant le 1er janv<span class=\"_ _3\"></span>ier 2023<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y938 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y939 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 oblig<span class=\"_ _0\"></span>e une entit\u00e9 \u00e0 ret<span class=\"_ _0\"></span>raite<span class=\"_ _0\"></span>r les infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span> relativ<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y93a ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 l\u2019exerc<span class=\"_ _0\"></span>ice com<span class=\"_ _0\"></span>ptable <span class=\"lsde wsfa\">2022 dans ses \u00e9tats financiers pour<span class=\"_ _3\"></span> l</span><span class=\"wse8\">\u2019exerci<span class=\"_ _0\"></span>ce </span></div>\n<div class=\"t m0 x1a h62 y93b ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">se termi<span class=\"_ _0\"></span>nant le 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>023.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 170px; height: 920px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 170px; height: 920px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 170px; height: 920px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Compte tenu de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">l\u2019<span class=\"lsdc wse8\">obligat<span class=\"_ _0\"></span>ion <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IFRS<span class=\"_ _3\"></span> 17<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-</span></span></span>dessus<span class=\"wse9\">, Ag<span class=\"_ _0\"></span>eas a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e retra<span class=\"_ _0\"></span>iter \u00e9ga<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons comp<span class=\"_ _0\"></span>aratives<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y8b3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers pour l<span class=\"lsdc wse9\">\u2019exercice co<span class=\"_ _0\"></span>mptable <span class=\"lsde wseb\">2022. Lors de la </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation des i<span class=\"_ _0\"></span>nform<span class=\"_ _0\"></span>ations com<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>ves sur les<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y93f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers,<span class=\"_ _3\"></span> Ageas appli<span class=\"_ _3\"></span>quera les <span class=\"_ _3\"></span><span class=\"wsea\">dispositions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la norme IFRS 9 sur l</span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">classement et l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> </span>et sur la <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">d\u00e9pr\u00e9ciati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">p<span class=\"_ _3\"></span>our</span> </span><span class=\"wseb\">tous ses </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff66 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">actifs financiers, en utilisant <span class=\"lsdc wseb\">de<span class=\"_ _0\"></span>s infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s raison<span class=\"_ _0\"></span>nables <span class=\"_ _0\"></span>et justif<span class=\"_ _0\"></span>iables </span></div>\n<div class=\"t m0 x6 h62 y942 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles au 1er ja<span class=\"_ _0\"></span>nvier 202<span class=\"_ _0\"></span>2. Ceci est en l<span class=\"_ _0\"></span>igne ave<span class=\"_ _0\"></span>c l'applic<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">de </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">la superposit<span class=\"_ _0\"></span>ion de class<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">inclut <span class=\"_ _3\"></span></span></span>dans les mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">norme IF<span class=\"_ _0\"></span>RS 17 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"lsde\">Premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d'IFRS 17 et d'<span class=\"_ _0\"></span>IFRS<span class=\"ls0 ws0\"> 9 </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations<span class=\"_ _3\"></span> comparatives</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">, qui a<span class=\"_ _3\"></span> \u00e9t\u00e9 pub<span class=\"_ _3\"></span>li\u00e9</span>e <span class=\"lsdc wse9\">par l'IASB en </span></div>\n<div class=\"t m0 x6 h62 y946 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2021<span class=\"_ _3\"></span> et a <span class=\"_ _3\"></span>\u00e9t\u00e9 approuv\u00e9<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l'UE en septe<span class=\"_ _0\"></span>mbre 20<span class=\"_ _0\"></span>22.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y947 ff69 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Principaux <span class=\"_ _3\"></span>changements ap<span class=\"_ _3\"></span>port\u00e9s par <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Par rapport \u00e0<span class=\"_ _3\"></span> la norme IAS 39, les prin<span class=\"_ _3\"></span>cipaux changemen<span class=\"_ _3\"></span>ts apport\u00e9s par</div>\n<div class=\"t m0 x6 h62 y949 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la nor<span class=\"lsde wsfa\">me IFRS 9 concernent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse9\">Le classement (et<span class=\"_ _0\"></span> l'\u00e9valuat<span class=\"_ _0\"></span>ion qui en r<span class=\"_ _0\"></span>\u00e9sulte) des<span class=\"_ _0\"></span> actifs fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x5c h62 y94b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse8\">L'applicatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">du mod\u00e8le<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wseb\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit a<span class=\"_ _3\"></span>ttendues</span> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span>. </span></span></span></div>\n<div class=\"t m0 x6 h7e y94d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 c<span class=\"lsdc wseb\">lassement et<span class=\"_ _0\"></span> \u00e9valuat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94e ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"lsde wseb\">s cat\u00e9gories de<span class=\"_ _3\"></span> <span class=\"lsdc\">classem<span class=\"_ _0\"></span>ent et d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nanciers </span></span></div>\n<div class=\"t m0 x6 h62 y94f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">selon la norme IA<span class=\"_ _3\"></span>S 39 (pour rappel<span class=\"_ _3\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wseb\">d\u00e9tenus jus<span class=\"_ _0\"></span>qu'\u00e0 <span class=\"lsfe ws11a\">leur<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00e9ch\u00e9ance</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">, </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y950 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsde wseb\">pr\u00ea<span class=\"_ _3\"></span>ts et cr\u00e9an<span class=\"_ _3\"></span>ces</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">disponibles \u00e0 la<span class=\"_ _3\"></span> vente</span></span> \u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9tenus \u00e0 d<span class=\"_ _0\"></span>es fins </span></span></div>\n<div class=\"t m0 x6 h62 y951 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">ou </span></span><span class=\"wse8\">instruments<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers d\u00e9sign\u00e9s <span class=\"_ _3\"></span></span></span></span>comme \u00e9t<span class=\"_ _0\"></span><span class=\"lsde wsea\">ant </span></div>\n<div class=\"t m0 x6 h62 y952 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9 <span class=\"wse9\">\u00e0 la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span>) ont \u00e9t\u00e9 rem<span class=\"_ _0\"></span>plac\u00e9es <span class=\"lsde wseb\">sous la norme<span class=\"ls0 ws0\"> </span></span>IFRS 9 par </span></div>\n<div class=\"t m0 x6 h62 y953 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trois prin<span class=\"_ _3\"></span>cipales base<span class=\"_ _3\"></span>s d'\u00e9valuation<span class=\"_ _3\"></span> (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span><span class=\"lsdc\">dire le co\u00fbt a<span class=\"_ _0\"></span>morti, l<span class=\"_ _0\"></span>a juste </span></div>\n<div class=\"t m0 x6 h62 y954 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9su<span class=\"_ _0\"></span>ltat glo<span class=\"_ _0\"></span>bal et la <span class=\"_ _0\"></span>juste</div>\n<div class=\"t m0 x6 h62 y955 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du r\u00e9s<span class=\"_ _0\"></span>ultat net<span class=\"_ _0\"></span><span class=\"wseb\">). Le c<span class=\"_ _0\"></span>lasseme<span class=\"_ _0\"></span>nt, et l'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion qu<span class=\"_ _0\"></span>i en </span></div>\n<div class=\"t m0 x6 h62 y956 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>e, des instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nanciers s<span class=\"_ _0\"></span>elon IFR<span class=\"_ _0\"></span>S 9 est g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y957 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">bas\u00e9e sur le mod\u00e8<span class=\"_ _3\"></span>le \u00e9conomique<span class=\"_ _3\"></span> dans lequel un acti<span class=\"_ _3\"></span>f financier est g\u00e9r<span class=\"_ _3\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y958 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et ses ca<span class=\"_ _0\"></span>ract\u00e9r<span class=\"_ _0\"></span>istique<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>les de fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y959 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u00e9<span class=\"_ _3\"></span>termin\u00e9 <span class=\"_ _3\"></span><span class=\"wsfa\">que la plus gran<span class=\"_ _3\"></span>de partie de ses<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s d\u2019empr<span class=\"_ _0\"></span>unt sero<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la juste vale<span class=\"_ _0\"></span>ur par le</div>\n<div class=\"t m0 x6 h62 y95c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">biais des a<span class=\"_ _0\"></span>utres \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du r\u00e9s<span class=\"_ _0\"></span>ultat glo<span class=\"_ _0\"></span>bal apr\u00e8s l<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y95d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale.<span class=\"_ _0\"></span> Cela d\u00e9co<span class=\"_ _0\"></span>ule de l'a<span class=\"_ _0\"></span>nalyse qui c<span class=\"_ _0\"></span>onclut que c<span class=\"_ _0\"></span>es inve<span class=\"lsdd\">stiss<span class=\"_ _0\"></span>ements </span></div>\n<div class=\"t m0 x6 h62 y95e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">satisfo<span class=\"_ _0\"></span>nt au crit\u00e8<span class=\"_ _0\"></span>re de<span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>rembours<span class=\"_ _0\"></span>ement de pri<span class=\"_ _0\"></span>ncipal et \u00e0 de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y95f ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">versem<span class=\"_ _0\"></span>ents d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r le princip<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsdd ws11a\">et car <span class=\"_ _3\"></span>ces investissements sont </span></span></div>\n<div class=\"t m0 x6 h62 y960 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> dans le c<span class=\"_ _0\"></span>adre d<span class=\"_ _0\"></span>u mod\u00e8l<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique do<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>ectif e<span class=\"_ _0\"></span>st atteint<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y961 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la fois par la p<span class=\"_ _0\"></span>ercepti<span class=\"_ _0\"></span>on de flux de <span class=\"lsde wseb\">tr\u00e9sorerie et par l<span class=\"_ _3\"></span>a vente <span class=\"_ _3\"></span>d\u2019actifs </span></div>\n<div class=\"t m0 x6 h62 y962 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Le mod\u00e8le \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue dont l\u2019<span class=\"_ _0\"></span>objectif es<span class=\"_ _0\"></span>t atteint<span class=\"_ _0\"></span> \u00e0 la fois par </span></span></div>\n<div class=\"t m0 x6 h62 y963 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la percept<span class=\"_ _0\"></span>ion de flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie et par la v<span class=\"_ _0\"></span>ente d\u2019act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x6 h62 y964 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>e fait que <span class=\"ls0 ws0\">c<span class=\"lsde wsfa\">es actifs financiers<span class=\"_ _3\"></span> sont d\u00e9tenus pour garan<span class=\"_ _3\"></span>tir les </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e (r\u00e9)as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y966 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">avec<span class=\"ls0 ws0\"> </span><span class=\"wse9\">parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re (voir <span class=\"lsf0 ws0\">section C. <span class=\"ff68 ls0\">\u00ab<span class=\"ff66\"> </span></span></span>IFRS 17 <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y967 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-<span class=\"lsdc wse8\">dessous).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les instr<span class=\"_ _0\"></span>uments de<span class=\"_ _0\"></span> capitaux pr<span class=\"_ _0\"></span>opres sont<span class=\"_ _0\"></span> toujou<span class=\"_ _0\"></span>rs \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste</div>\n<div class=\"t m0 x6 h62 y96a ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">valeur <span class=\"lsf7 wseb\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">la norme IFRS 9. Pour<span class=\"_ _3\"></span> la plus grande par<span class=\"_ _3\"></span>tie de ses </span></div>\n<div class=\"t m0 x6 h62 y96b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans des instrumen<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres</span></span><span class=\"wse9\">, Ageas a </span></div>\n<div class=\"t m0 x6 h62 y96c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d'a<span class=\"_ _0\"></span>ppliquer l<span class=\"_ _0\"></span>e choix irr<span class=\"_ _0\"></span>\u00e9vocabl<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>IFRS 9 de </span></span></div>\n<div class=\"t m0 x6 h62 y96d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y96e ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal (plu<span class=\"_ _3\"></span>t\u00f4t que dans<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">\u2019\u00e9tat <span class=\"wse9\">de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re)<span class=\"_ _3\"></span>. \u00c0 la date<span class=\"_ _3\"></span> de <span class=\"lsfe ws11a\">la <span class=\"_ _3\"></span></span><span class=\"wsfa\">d\u00e9comptabili<span class=\"_ _3\"></span>sation d<span class=\"lsdd wse9\">es </span></span>inve<span class=\"_ _3\"></span>stissements<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y970 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de capit<span class=\"_ _0\"></span>aux <span class=\"lsde\">propres, pour lesquel<span class=\"_ _3\"></span>s Ageas a <span class=\"_ _3\"></span>choisi de </span></div>\n<div class=\"t m0 x6 h62 y971 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y972 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, Ageas a l\u2019i<span class=\"_ _0\"></span>ntention d<span class=\"_ _0\"></span>e reclas<span class=\"_ _0\"></span>sifier les g<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 y973 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou les pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">r\u00e9alis\u00e9s, qui \u00e9taie<span class=\"_ _3\"></span>nt pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t reconnus dans</span> <span class=\"lsfe ws11a\">le<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y974 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat global<span class=\"_ _3\"></span>, des au<span class=\"_ _3\"></span>tres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat</div>\n<div class=\"t m0 x1a h62 y975 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">global v<span class=\"_ _0\"></span>ers les <span class=\"_ _0\"></span>r\u00e9sultat<span class=\"_ _0\"></span>s non d<span class=\"_ _0\"></span>istrib<span class=\"_ _0\"></span>u\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y976 ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y977 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 9 r<span class=\"_ _0\"></span>emplac<span class=\"_ _0\"></span>e le mod\u00e8<span class=\"_ _0\"></span>le de<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00ab</span> </span><span class=\"wse8\">perte<span class=\"ls0 ws0\">s </span></span><span class=\"lsf7\">subie<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span> </span>sou<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y978 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"wseb\">IAS 39 par u<span class=\"_ _3\"></span>n mod\u00e8le pro<span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">specti<span class=\"_ _3\"></span>f de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff66\"> </span></span></span></span>perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de cr\u00e9dit </span></span></div>\n<div class=\"t m0 x1a h62 y979 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">. Le nouve<span class=\"_ _3\"></span>au mod\u00e8le de<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsea\">per<span class=\"_ _3\"></span>te</span>s <span class=\"_ _3\"></span><span class=\"lsde wseb\">de cr\u00e9dit a<span class=\"_ _3\"></span>ttendue</span>s <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y97a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s'applique <span class=\"_ _3\"></span>aux investis<span class=\"_ _3\"></span>sements dans d<span class=\"_ _3\"></span>es instrumen<span class=\"_ _3\"></span>ts d<span class=\"lsdc wse8\">\u2019emprunt </span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x1a h62 y97b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i ou \u00e0 la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais des aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y97c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, aux cr\u00e9a<span class=\"_ _0\"></span>nces locat<span class=\"_ _0\"></span>ives, au<span class=\"_ _0\"></span>x cr\u00e9ances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">clients <span class=\"_ _0\"></span>et aux ac<span class=\"_ _0\"></span>tifs su<span class=\"_ _0\"></span>r contrat<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\">L</span><span class=\"wse9\">e mod\u00e8le de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>pertes<span class=\"_ _0\"></span> de cr\u00e9dit </span></div>\n<div class=\"t m0 x1a h62 y97e ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">attendues<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span><span class=\"wseb\">n\u2019e<span class=\"_ _3\"></span>st pas appli<span class=\"_ _3\"></span>cable aux i<span class=\"_ _3\"></span>nvestiss<span class=\"wsfa\">ements da<span class=\"_ _3\"></span>ns des </span></span></div>\n<div class=\"t m0 x1a h62 y97f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 9 impose \u00e0 un<span class=\"_ _0\"></span>e entit\u00e9<span class=\"_ _0\"></span> de comptab<span class=\"_ _0\"></span>iliser une <span class=\"lsde wsea\">provision<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour pert<span class=\"_ _0\"></span>es <span class=\"wse8\">au<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">montant des<span class=\"_ _3\"></span></span> </span><span class=\"wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pour<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span><span class=\"wsfa\">12<span class=\"_ _3\"></span> mois </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y983 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 venir <span class=\"wse9\">p<span class=\"_ _0\"></span>our les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns des inst<span class=\"_ _0\"></span>ruments d<span class=\"wse8\">\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y984 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> le risque de cr<span class=\"_ _0\"></span>\u00e9dit n'a pa<span class=\"_ _0\"></span>s augment<span class=\"_ _0\"></span>\u00e9 de mani\u00e8<span class=\"_ _0\"></span>re signific<span class=\"_ _0\"></span>ative</div>\n<div class=\"t m0 x1a h62 y985 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">depuis le<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsfe ws11a\">d<span class=\"_ _3\"></span>ire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsde wsfa\">tage 1). </span></span></div>\n<div class=\"t m0 x1a h62 y986 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>investissement<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s instruments d<span class=\"_ _3\"></span><span class=\"wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pour<span class=\"_ _3\"></span> lesquels </span></span></div>\n<div class=\"t m0 x1a h62 y987 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>r\u00e9dit a augm<span class=\"_ _0\"></span>ent\u00e9 de ma<span class=\"_ _0\"></span>ni\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">significative depui<span class=\"_ _3\"></span>s leur </span></span></div>\n<div class=\"t m0 x1a h62 y988 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsea\">dire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsdc wse9\">tage 2) ou po<span class=\"_ _0\"></span>ur les </span></span></div>\n<div class=\"t m0 x1a h62 y989 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d<span class=\"lsde wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span></span>en d\u00e9faut, pa<span class=\"_ _0\"></span>r exemple</div>\n<div class=\"t m0 x1a h62 y98a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par suite<span class=\"_ _3\"></span> d\u2019arri<span class=\"wsea\">\u00e9r\u00e9<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de paiement im<span class=\"_ _0\"></span>porta<span class=\"_ _0\"></span>ntes<span class=\"ls0 ws0\"> </span><span class=\"lsdd\">(c'est<span class=\"ls0 ws0\">-\u00e0-</span></span><span class=\"wseb\">dire class\u00e9s<span class=\"_ _0\"></span> en </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Etage 3), Ageas<span class=\"_ _3\"></span> c<span class=\"wsea\">omptabilisera<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>une <span class=\"lsfe ws11a\">pro<span class=\"_ _3\"></span>vision<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>pour pertes au mont<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x1a h62 y98c ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9gal aux<span class=\"_ _3\"></span> pertes de c<span class=\"_ _3\"></span>r\u00e9dit attendu<span class=\"_ _3\"></span>es pour<span class=\"_ _3\"></span> la dur\u00e9e de<span class=\"_ _3\"></span> vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y98d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Passifs financiers <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98e ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> </div>\n<div class=\"t m0 xa5 h62 y98f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la norme IFRS 9 n\u2019aura<span class=\"_ _3\"></span> aucun impact</div>\n<div class=\"t m0 x1a h62 y990 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif s<span class=\"_ _0\"></span>ur l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et le cl<span class=\"_ _0\"></span>assement<span class=\"_ _0\"></span> des pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nan<span class=\"lsf7\">ciers </span></div>\n<div class=\"t m0 x1a h62 y991 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y992 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilit\u00e9 de co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y993 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00c0 partir <span class=\"_ _0\"></span>de l\u2019exe<span class=\"_ _0\"></span>rcice c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e d\u00e9but<span class=\"_ _0\"></span>ant le <span class=\"_ _0\"></span>1er janv<span class=\"_ _0\"></span>ier 2023,<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a</div>\n<div class=\"t m0 x1a h62 y994 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion d\u2019\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> adopter l<span class=\"_ _0\"></span>es <span class=\"wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">re<span class=\"_ _0\"></span>latives<span class=\"_ _0\"></span> \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 y995 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ure so<span class=\"_ _0\"></span>us la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9. Il n\u2019<span class=\"_ _0\"></span>est pas a<span class=\"_ _0\"></span>ttendu</div>\n<div class=\"t m0 x1a h62 y996 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">que cela <span class=\"_ _0\"></span><span class=\"lsde\">aurait un<span class=\"_ _3\"></span> impact signi<span class=\"_ _3\"></span>ficatif par<span class=\"_ _3\"></span> rapport \u00e0<span class=\"_ _3\"></span> l'application<span class=\"_ _3\"></span> actuelle </span></div>\n<div class=\"t m0 x1a h62 y997 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des dispo<span class=\"_ _3\"></span>sitions<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de comptabilit<span class=\"_ _0\"></span>\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re sous <span class=\"_ _0\"></span>la norm<span class=\"_ _0\"></span>e IAS 39.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e y998 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y999 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la norm<span class=\"_ _0\"></span>e IFRS 9 p<span class=\"_ _0\"></span>ar les </span></span></div>\n<div class=\"t m0 x1a h62 y99a ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transition (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er janv<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x1a h62 y99b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wseb\">Estimation d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y99c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> de <span class=\"lsde wsfa\">la premi\u00e8re app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span>des<span class=\"_ _3\"></span> normes IFRS 9 et <span class=\"lsf3 ws10c\">IF<span class=\"_ _3\"></span>RS </span></span>17 au</div>\n<div class=\"t m0 x1a h62 y99d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1er janvi<span class=\"_ _0\"></span>er 2022<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span>. </span></div>\n<div class=\"t m0 x1a h62 y99e ff66 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">IFRS 17 </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsfa\">Cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e</span> <span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y99f ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019IASB <span class=\"_ _0\"></span>a publi<span class=\"_ _0\"></span>\u00e9 la norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 intit<span class=\"_ _0\"></span>ul\u00e9e <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse9\">Contrats<span class=\"_ _0\"></span> d\u2019assura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y9a0 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mai 2017 e<span class=\"_ _3\"></span>t a publi\u00e9<span class=\"_ _3\"></span> des modi<span class=\"_ _3\"></span>fications<span class=\"ls0 ws0\"> </span><span class=\"wsea\">de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la norme IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">en juin </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9a1 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2020. La no<span class=\"_ _0\"></span>rme IFRS 17<span class=\"ls0 ws0\"> </span>rem<span class=\"_ _0\"></span>placer<span class=\"_ _0\"></span>a la norme IFR<span class=\"_ _0\"></span>S 4 pour les exe<span class=\"_ _0\"></span>rcices</div>\n<div class=\"t m0 x1a h62 y9a2 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles <span class=\"lsde wseb\">d\u00e9butant le ou<span class=\"_ _3\"></span> apr\u00e8s le<span class=\"_ _3\"></span> 1er jan<span class=\"_ _3\"></span>vier 2023. A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y9a3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span> d\u00e8s lors.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 2021, l<span class=\"_ _3\"></span>\u2019UE a approuv\u00e9 la nor<span class=\"_ _3\"></span>me IFRS 17, y<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">compris<span class=\"_ _0\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span><span class=\"lsdd wse9\">s </span>de<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la <span class=\"_ _3\"></span>norme de <span class=\"_ _3\"></span>juin 2020. S<span class=\"_ _3\"></span>imultan\u00e9ment<span class=\"_ _3\"></span>, l\u2019UE a ap<span class=\"_ _3\"></span>prouv\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une exempt<span class=\"_ _0\"></span>ion europ<span class=\"_ _0\"></span>\u00e9enne <span class=\"wse8\">(f<span class=\"_ _0\"></span>acultat<span class=\"_ _0\"></span>ive) <span class=\"lsde wseb\">qui p</span><span class=\"wse9\">ermet \u00e0 <span class=\"lsde wsfa\">une entreprise </span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">de ne <span class=\"_ _0\"></span>pas appl<span class=\"_ _0\"></span>iquer la <span class=\"_ _0\"></span>disposit<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 de </span></div>\n<div class=\"t m0 x6 h62 y93f ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ne pas classer dans<span class=\"_ _3\"></span> un m\u00eame groupe des co<span class=\"_ _3\"></span>ntrats \u00e9mis \u00e0 plu<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">d\u2019un an </span></div>\n<div class=\"t m0 x6 h62 y940 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019interv<span class=\"_ _0\"></span>alle, cec<span class=\"_ _0\"></span>i pour les gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec</div>\n<div class=\"t m0 x6 h62 y941 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>irecte<span class=\"ls0 ws0\"> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">les groupes de c<span class=\"_ _3\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y942 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span>et avec de<span class=\"_ _0\"></span>s flux de</div>\n<div class=\"t m0 x6 h62 y943 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie mut<span class=\"_ _0\"></span>ualis\u00e9s<span class=\"_ _0\"></span> <span class=\"lsde wsea\">interg\u00e9n\u00e9rationn<span class=\"_ _3\"></span>els </span><span class=\"wse9\">avec des<span class=\"ls0 ws0\"> </span></span>autres c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s<span class=\"lsf0 ws104\">. </span></div>\n<div class=\"t m0 x6 h62 y944 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l<span class=\"_ _3\"></span>\u2019intent<span class=\"_ _3\"></span>ion</span> </span><span class=\"wsea\">d\u2019appl<span class=\"_ _3\"></span>iquer <span class=\"lsdc wse9\">cette exempt<span class=\"_ _0\"></span>ion pour un no<span class=\"_ _0\"></span>mbre lim<span class=\"_ _0\"></span>it\u00e9 de </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance av<span class=\"_ _0\"></span>ec partici<span class=\"_ _0\"></span>pation dir<span class=\"_ _0\"></span>ecte, afi<span class=\"_ _0\"></span>n de s\u2019alig<span class=\"_ _0\"></span>ner avec l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y946 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>e de march\u00e9 loc<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y947 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Champ d\u2019app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">17 </span><span class=\"ff6e\">\u00ab<span class=\"_ _3\"></span></span> C<span class=\"lsde wsea\">ontra<span class=\"_ _3\"></span>ts d\u2019assura<span class=\"_ _3\"></span>nce</span> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">s\u2019applique<span class=\"_ _3\"></span> pour</span> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">, <span class=\"lsde wsfa\">y compris les<span class=\"_ _3\"></span> contrats de r\u00e9assur<span class=\"_ _3\"></span>ance<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ff6b fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">\u00e9mis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y94b ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9tenus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94c ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re </span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mis. Ces contra<span class=\"_ _3\"></span>ts sont dans le<span class=\"_ _3\"></span> champ d\u2019applica<span class=\"lsdc wseb\">tion de la no<span class=\"_ _0\"></span>rme </span></div>\n<div class=\"t m0 x5c h62 y9a7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">\u00e0 condition que<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l\u2019</span></span><span class=\"wseb\">e<span class=\"_ _3\"></span>ntreprise d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">\u00e9mette<span class=\"_ _3\"></span> </span></span><span class=\"wsea\">\u00e9galemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9a8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Toutes les r\u00e9f\u00e9renc<span class=\"_ _3\"></span>es ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">de<span class=\"_ _3\"></span>ssous aux <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff6b\"> <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assurance<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb</span> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9ab ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'appl<span class=\"_ _0\"></span>iquent \u00e9g<span class=\"_ _0\"></span>alement a<span class=\"_ _0\"></span>ux contrat<span class=\"_ _0\"></span>s de r\u00e9ass<span class=\"_ _0\"></span>urance (\u00e0 la fo<span class=\"_ _0\"></span>is les</div>\n<div class=\"t m0 x6 h62 y9ac ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance d\u00e9t<span class=\"_ _0\"></span>enus et les<span class=\"_ _0\"></span> contrats de r<span class=\"_ _0\"></span>\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis<span class=\"_ _0\"></span>) et</div>\n<div class=\"t m0 x6 h62 y9ad ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les contr<span class=\"_ _0\"></span>ats d'inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent avec<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>ation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire, s<span class=\"_ _0\"></span>auf</div>\n<div class=\"t m0 x6 h62 y9ae ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indication con<span class=\"_ _3\"></span>traire.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y956 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">S\u00e9parat<span class=\"_ _0\"></span>ion des com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> d\u2019un contrat<span class=\"_ _0\"></span> d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y957 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance peut<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>dre un ou plus<span class=\"_ _0\"></span>ieurs co<span class=\"_ _0\"></span>m<span class=\"lsde wsea\">posants </span></div>\n<div class=\"t m0 x6 h62 y958 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui doive<span class=\"_ _0\"></span>nt \u00eatre s\u00e9pa<span class=\"_ _0\"></span>r\u00e9s du cont<span class=\"_ _0\"></span>rat d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e h\u00f4te et qui do<span class=\"_ _0\"></span>ivent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y959 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9s <span class=\"_ _3\"></span>en appliqua<span class=\"_ _3\"></span>nt une au<span class=\"_ _3\"></span>tre norme qu<span class=\"_ _3\"></span>e la norme<span class=\"_ _3\"></span> <span class=\"lsf8 ws0\">IFRS<span class=\"_ _3\"></span> 17. <span class=\"_ _3\"></span>A<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la date <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation init<span class=\"_ _0\"></span>iale du cont<span class=\"_ _0\"></span>rat, Ageas<span class=\"_ _0\"></span> \u00e9value, c<span class=\"_ _0\"></span>ontrat p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 y95b ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> si cela <span class=\"_ _0\"></span>pourra<span class=\"_ _0\"></span>it \u00eatre l<span class=\"_ _0\"></span><span class=\"wse9\">e cas. Voici d<span class=\"_ _0\"></span>es exemp<span class=\"_ _0\"></span>les de comp<span class=\"_ _0\"></span>osants </span></div>\n<div class=\"t m0 x6 h62 y95c ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pouvant n\u00e9cess<span class=\"_ _3\"></span>iter une s\u00e9paration<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y95d ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s d<span class=\"lsdc wse9\">\u00e9riv\u00e9s i<span class=\"_ _0\"></span>ncorpor<span class=\"_ _0\"></span>\u00e9s non \u00e9troit<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y95e ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s c<span class=\"lsdc wse9\">omposa<span class=\"_ _0\"></span>nts d'inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment dist<span class=\"_ _0\"></span>incts (IF<span class=\"_ _0\"></span>RS 17 four<span class=\"_ _0\"></span>nit les </span></span></span></div>\n<div class=\"t m0 x5c h62 y95f ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">crit\u00e8res pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> quand un<span class=\"_ _3\"></span> composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pas li\u00e9 \u00e0 l\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 y960 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">est d<span class=\"lsdc wse9\">istinct du c<span class=\"_ _0\"></span>ontrat h\u00f4t<span class=\"_ _0\"></span>e)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y961 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wsea\">U<span class=\"_ _3\"></span>ne</span><span class=\"ff6b\"> <span class=\"lsde wsea\">promesse<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de fournir au tit<span class=\"_ _0\"></span>ulaire d<span class=\"_ _0\"></span>es <span class=\"wse8\">biens </span><span class=\"lsdd\">distincts <span class=\"lsde wsfa\">ou de<span class=\"ls0 ws0\">s </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y962 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">services di<span class=\"_ _3\"></span>stincts autre<span class=\"_ _3\"></span>s que <span class=\"ls0 ws0\">d<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">es services</span> </span><span class=\"wsfa\">pr\u00e9vus au <span class=\"lsdc wse8\">contrat </span></span></div>\n<div class=\"t m0 x5c h62 y963 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y964 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y965 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s<span class=\"_ _3\"></span> incorpor\u00e9<span class=\"_ _3\"></span>s s\u00e9par\u00e9s e<span class=\"_ _3\"></span>t les compo<span class=\"_ _3\"></span>sants d'invest<span class=\"_ _3\"></span>issement</div>\n<div class=\"t m0 x6 h62 y966 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">distincts sont <span class=\"lsdd ws12a\">comptabilis\u00e9s comme s'il s'agissait d'instruments </span></div>\n<div class=\"t m0 x6 h62 y967 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers au<span class=\"_ _3\"></span>tonomes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y968 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s les \u00e9tape<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessus, <span class=\"_ _3\"></span>Ageas s\u00e9pare<span class=\"_ _3\"></span> du contr<span class=\"_ _3\"></span>at d'assuranc<span class=\"_ _3\"></span>e h\u00f4te </span></div>\n<div class=\"t m0 x6 h62 y96a ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>messe<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de fo<span class=\"_ _0\"></span>urnir a<span class=\"_ _0\"></span>u titula<span class=\"_ _0\"></span>ire des b<span class=\"_ _0\"></span>iens dis<span class=\"_ _0\"></span>tincts <span class=\"_ _0\"></span>ou des s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y96b ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distinct<span class=\"_ _0\"></span>s autre que de<span class=\"_ _0\"></span>s servic<span class=\"_ _0\"></span>es pr\u00e9vus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">au contrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e (tels que<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96c ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'administra<span class=\"_ _3\"></span>tion des pens<span class=\"_ _3\"></span>ions, la ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s risques, l<span class=\"_ _3\"></span>'assistance,<span class=\"_ _3\"></span> la</div>\n<div class=\"t m0 x6 h62 y96d ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n d'actif<span class=\"_ _0\"></span>s ou les s<span class=\"_ _0\"></span>ervice<span class=\"_ _0\"></span>s de gar<span class=\"_ _0\"></span>de) et les <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilise c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ff6b fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">contrats distincts avec les clients (c'e<span class=\"_ _0\"></span>st<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsde wseb\">dire, n<span class=\"_ _3\"></span>on comme de<span class=\"_ _3\"></span>s contrats<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff6b fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'a<span class=\"lsdc wse9\">ssurance), en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant la norm<span class=\"_ _0\"></span>e IFRS 15<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00ab</span> <span class=\"lsdd ws11a\">Produits des activit\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y970 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ordinaires<span class=\"_ _3\"></span> tir\u00e9s de con<span class=\"_ _3\"></span>trats con<span class=\"_ _3\"></span>clus avec de<span class=\"_ _3\"></span>s clients<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t m0 x6 h7e y9af ff6d fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Niveau <span class=\"lsde wseb\">de regroupement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9b0 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion et d'\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des contrat<span class=\"_ _3\"></span>s d\u2019assurance<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">, </span></span></span></div>\n<div class=\"t m0 x6 h62 y9b1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ide<span class=\"_ _0\"></span>ntifie de<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles et<span class=\"_ _0\"></span> des<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">groupes de<span class=\"_ _3\"></span> contrats </span></span></div>\n<div class=\"t m0 x6 h62 y9b2 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un portef<span class=\"_ _0\"></span>euille de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end des cont<span class=\"_ _0\"></span>rats <span class=\"lsde wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportent de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">risque</span>s <span class=\"lsfe ws11a\">similair<span class=\"_ _3\"></span>e</span>s <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">et </span></span><span class=\"wsfa\">qui<span class=\"_ _3\"></span> sont </span>g\u00e9r\u00e9s ensembl<span class=\"_ _3\"></span>e. Les</div>\n<div class=\"t m0 x1a h62 y9b5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance sont id<span class=\"_ _0\"></span>entifi\u00e9<span class=\"_ _0\"></span>s au niveau de l'<span class=\"_ _0\"></span>entit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y9b6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettric<span class=\"_ _0\"></span>e. Des<span class=\"ls0 ws0\"> </span>exem<span class=\"_ _0\"></span>ples de port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les dans les<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'Ageas s<span class=\"_ _0\"></span>ont Accid<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">s<span class=\"lsf0 ws10c\">, S</span></span>oins de S<span class=\"lsde wseb\">ant\u00e9, Incendie, Autom<span class=\"_ _3\"></span>obile<span class=\"ls0 ws0\">s</span>\u2026 Lo<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l<span class=\"lsde wsea\">eur<span class=\"ls0 ws0\"> </span></span>comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e, les cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont ajout<span class=\"_ _0\"></span>\u00e9s au</div>\n<div class=\"t m0 x1a h62 y9b9 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille ap<span class=\"_ _0\"></span>plica<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c0 des fin<span class=\"_ _3\"></span>s d\u2019\u00e9valuati<span class=\"_ _3\"></span>on <span class=\"lsdc\">des cont<span class=\"wse9\">r<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance, A<span class=\"_ _0\"></span>geas divis<span class=\"_ _0\"></span>e les </span></span></div>\n<div class=\"t m0 x1a h62 y9bc ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x1a h62 y9bd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 en</div>\n<div class=\"t m0 x1a h62 y9be ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">divisa<span class=\"_ _0\"></span>nt d'abor<span class=\"_ _0\"></span>d le port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en c<span class=\"_ _0\"></span>ohortes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9bf ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>(par exemple<span class=\"ls0 ws0\">,<span class=\"_ _3\"></span> </span><span class=\"wsea\">par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">ann\u00e9e d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>), afin de ga<span class=\"_ _0\"></span>rantir qu<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque cohor<span class=\"_ _3\"></span>te ne com<span class=\"_ _3\"></span>prend pas d<span class=\"_ _3\"></span>e contra<span class=\"_ _3\"></span>ts \u00e9mis \u00e0 p<span class=\"_ _3\"></span>lus d'un <span class=\"_ _3\"></span>an</div>\n<div class=\"t m0 x1a h62 y9c1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inter<span class=\"_ _0\"></span>valle. Ch<span class=\"_ _0\"></span>aque coh<span class=\"_ _0\"></span>orte ann<span class=\"_ _0\"></span>uelle est en<span class=\"_ _0\"></span>suite div<span class=\"_ _0\"></span>is\u00e9e en (au moi<span class=\"_ _0\"></span>ns)</div>\n<div class=\"t m0 x1a h62 y9c2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trois g<span class=\"_ _0\"></span>roupes d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> en fonct<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a renta<span class=\"_ _0\"></span>bilit\u00e9</div>\n<div class=\"t m0 x1a h62 y9c3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue de<span class=\"lsde wsfa\">s contrats sous<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">jacents<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y9c4 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span><span class=\"lsde\">qui, au moment<span class=\"_ _3\"></span> de la </span></span></span></div>\n<div class=\"t m0 x6a h62 y9c5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, sont d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">(s\u2019il </span></span>existe de tels</div>\n<div class=\"t m0 x6a h62 y9c6 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"ls0 ws0\">)<span class=\"_ _3\"></span> ; </span></div>\n<div class=\"t m0 x1a h62 y9c7 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance q<span class=\"_ _0\"></span>ui, <span class=\"lsde wsfa\">au moment<span class=\"ls0 ws0\"> </span></span>de la </span></span></div>\n<div class=\"t m0 x6a h62 y9c8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, n'ont pa<span class=\"_ _0\"></span>s de possib<span class=\"_ _0\"></span>ilit\u00e9 <span class=\"lsde wsea\">importante<span class=\"ls0 ws0\"> </span>de </span></div>\n<div class=\"t m0 x6a h62 y9c9 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devenir d<span class=\"_ _0\"></span>\u00e9ficitai<span class=\"_ _0\"></span>res par la su<span class=\"_ _0\"></span>ite (s\u2019il <span class=\"wseb\">ex<span class=\"_ _0\"></span>iste de t<span class=\"_ _0\"></span>els cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\">) ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ca ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wseb\">U<span class=\"_ _3\"></span>n groupe <span class=\"lsdc wse9\">constitu\u00e9 des aut<span class=\"_ _0\"></span>res cont<span class=\"_ _0\"></span>rats du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (s\u2019il exi<span class=\"_ _0\"></span>ste </span></span></span></div>\n<div class=\"t m0 x6a h62 y9cb ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tels cont<span class=\"_ _0\"></span>rats<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9cc ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d'ass<span class=\"_ _0\"></span>urance qu<span class=\"_ _0\"></span>i <span class=\"lsde wsea\">rel\u00e8veraient<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">de groupe<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x1a h62 y9ce ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">uniquement <span class=\"_ _3\"></span><span class=\"lsdc wse9\">parce que </span><span class=\"wseb\">les dispositions l\u00e9<span class=\"_ _3\"></span>gales ou r<span class=\"_ _3\"></span>\u00e9glementaires<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y9cf ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limite<span class=\"_ _0\"></span>nt la capacit<span class=\"_ _0\"></span>\u00e9 pratiq<span class=\"_ _0\"></span>ue de l\u2019entit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">\u00e9mett<span class=\"_ _0\"></span>rice <span class=\"lsde wseb\">de fixer un <span class=\"_ _3\"></span>prix ou un<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">niveau de presta<span class=\"_ _3\"></span>tion qui diff\u00e8re<span class=\"_ _3\"></span> en fonction des car<span class=\"_ _3\"></span>a<span class=\"lsdd ws11a\">ct\u00e9ristiques des </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff6b fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titulaires, <span class=\"lsdc wseb\">sont class<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e m\u00eame <span class=\"_ _0\"></span>groupe.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9d2 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Comptabilisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e et de</div>\n<div class=\"t m0 x1a h62 y9d4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis (<span class=\"_ _0\"></span>autres q<span class=\"_ _0\"></span>ue les cont<span class=\"_ _0\"></span>rats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 y9d5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire et l<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s de r\u00e9<span class=\"lsde wseb\">assurance d\u00e9tenus) </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son \u00e9t<span class=\"_ _0\"></span>at consol<span class=\"_ _0\"></span>id\u00e9 de la sit<span class=\"_ _0\"></span>uation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re \u00e0 partir de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9d7 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des dat<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9d8 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Le d\u00e9but de leur <span class=\"lsde wseb\">p\u00e9riode de couv<span class=\"_ _3\"></span>erture</span></span><span class=\"ff6b\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La date \u00e0 laquelle le pr<span class=\"_ _0\"></span>emier pai<span class=\"_ _0\"></span>ement d'un t<span class=\"_ _0\"></span>itulair<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>at </span></span></div>\n<div class=\"t m0 x6a h62 y9da ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> du groupe de<span class=\"_ _3\"></span>vient exig<span class=\"lsdc\">ible ou, lorsq<span class=\"_ _0\"></span>ue le co<span class=\"_ _0\"></span>ntrat n<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6a h62 y9db ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> pas de dat<span class=\"_ _0\"></span>e d\u2019ex<span class=\"_ _0\"></span>igibilit<span class=\"_ _0\"></span>\u00e9, lors<span class=\"_ _0\"></span>que le <span class=\"_ _0\"></span>premie<span class=\"_ _0\"></span>r paiement<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6a h62 y9dc ff6b fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">titulair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 ws11f\">est<span class=\"_ _3\"></span> re\u00e7u</span> <span class=\"_ _3\"></span>; <span class=\"lsde wsea\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9dd ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Lorsque les fai<span class=\"_ _0\"></span>ts e<span class=\"lsde\">t circonstances i<span class=\"_ _3\"></span>ndiquent que l<span class=\"_ _3\"></span>e groupe <span class=\"_ _3\"></span>de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance devi<span class=\"_ _0\"></span>ent d\u00e9fici<span class=\"_ _0\"></span>taire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise les<span class=\"_ _3\"></span> groupes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de contrats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire dans <span class=\"_ _3\"></span>son \u00e9tat c<span class=\"_ _3\"></span>onsolid\u00e9 de<span class=\"_ _3\"></span> la situation<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9e2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re lors<span class=\"_ _0\"></span>qu'Age<span class=\"_ _0\"></span>as devie<span class=\"_ _0\"></span>nt part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e y9e3 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thodes<span class=\"_ _0\"></span> d<span class=\"lsde wsea\">\u2019\u00e9valuation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9e4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas \u00e9va<span class=\"_ _0\"></span>lue des gro<span class=\"_ _0\"></span>upes de co<span class=\"_ _0\"></span>ntrats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en utilis<span class=\"_ _0\"></span>ant les</div>\n<div class=\"t m0 x1a h62 y9e5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> d'\u00e9<span class=\"lsde wsfa\">valuation suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h77 y9e6 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022</div>\n<div class=\"t m0 x2f h62 y9e7 ff6e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse8\">La <span class=\"wseb\">m\u00e9thode d</span>\u2019<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9n\u00e9ral</span>e<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00e9galement</span></span> </span>appel\u00e9 <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"ff6b\"> </span></span>m\u00e9thode </span></div>\n<div class=\"t m0 x133 h62 y9e8 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">par bloques de<span class=\"_ _3\"></span> construction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff6e\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 y9e9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode de la r\u00e9pa<span class=\"_ _0\"></span>rtition d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ea ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode</span><span class=\"ff6b\"> <span class=\"lsde wseb\">des honoraire<span class=\"_ _3\"></span>s variables<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale </span>\u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation init<span class=\"_ _0\"></span>iale<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> l<span class=\"lsdc wseb\">a m\u00e9thode</span> <span class=\"lsdc wse9\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation g<span class=\"_ _0\"></span>\u00e9n\u00e9rale,<span class=\"_ _0\"></span> les group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance s<span class=\"lsde wsea\">ont<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9valu\u00e9s lors de<span class=\"_ _3\"></span> l</span>eur<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">comptabilisat<span class=\"_ _0\"></span>ion ini<span class=\"_ _0\"></span>tiale com<span class=\"_ _0\"></span>me le </span></div>\n<div class=\"t m0 x6 h62 y93e ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93f ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">valeur act<span class=\"_ _0\"></span>u<span class=\"lsfe ws11a\">elle<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de leurs fl<span class=\"_ _0\"></span>ux de tr\u00e9<span class=\"_ _0\"></span>sorerie f<span class=\"_ _0\"></span>uturs<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">Un ajustement ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>e au titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">La ma<span class=\"lsde wsfa\">rge sur se<span class=\"_ _3\"></span>rvices contractuel<span class=\"_ _3\"></span>s</span></span><span class=\"ff70\">, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sauf si le <span class=\"lsde wseb\">groupe de <span class=\"wsea\">contra<span class=\"_ _3\"></span>t</span></span></span>s </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est d\u00e9fic<span class=\"_ _0\"></span>itaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La somme <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle <span class=\"_ _0\"></span>des flux <span class=\"_ _0\"></span>de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs <span class=\"lsde wsea\">estim\u00e9s <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ajust<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>u titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier est ap<span class=\"_ _0\"></span>pel\u00e9e <span class=\"lsfe ws11a\">les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">flux de </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex\u00e9c<span class=\"_ _0\"></span>ution d<span class=\"_ _0\"></span>u groupe de c<span class=\"_ _0\"></span>ontrats.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">flux de tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s i<span class=\"_ _0\"></span>nclus da<span class=\"_ _0\"></span>ns l\u2019\u00e9val<span class=\"_ _0\"></span>uation d<span class=\"lsde wseb\">\u2019un groupe </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats est d\u00e9ter<span class=\"_ _0\"></span>min\u00e9 en acc<span class=\"_ _0\"></span>ord avec les<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions dans l<span class=\"_ _0\"></span>a norme</div>\n<div class=\"t m0 x6 h62 y9f0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">relatives au p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\">s </span><span class=\"wsea\">con<span class=\"_ _3\"></span>trat<span class=\"ls0 ws0\">s<span class=\"lsf0 ws104\">. </span></span><span class=\"wseb\">Pou<span class=\"_ _3\"></span>r certains <span class=\"_ _3\"></span>groupes d<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits, le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">dispositi<span class=\"_ _0\"></span>ons relat<span class=\"_ _0\"></span>ives au p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s <span class=\"lsf7 wseb\">sous</span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme<span class=\"ls0 ws0\"> <span class=\"lsf8\">IF<span class=\"_ _3\"></span>RS 17<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">diff\u00e8rent de l<span class=\"_ _0\"></span>a <span class=\"lsde wsea\">pr<span class=\"wsfa\">atique actuel<span class=\"_ _3\"></span>le <span class=\"lsf7 wseb\">sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></span></span>la norme IFRS 4 ou<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s </span><span class=\"wseb\">(plus<span class=\"_ _0\"></span> court)<span class=\"_ _0\"></span> <span class=\"lsde wsea\">applicable <span class=\"_ _3\"></span></span><span class=\"wse9\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>e de mod\u00e9<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie <span class=\"wse9\">et de </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation <span class=\"ls109 ws129\">util<span class=\"_ _0\"></span>is\u00e9e <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17 est<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>re aux mod<span class=\"_ _0\"></span>\u00e8les </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> util<span class=\"lsf7 ws11f\">ise sous<span class=\"ls0 ws0\"> </span></span>Solvabilit\u00e9 II. P<span class=\"_ _0\"></span>our les pro<span class=\"_ _0\"></span>duits <span class=\"lsde wseb\">qui sont <span class=\"wsea\">\u00e9valu\u00e9s<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la m\u00e9tho<span class=\"_ _0\"></span>de <span class=\"lsde wseb\">d\u2019\u00e9valuation g\u00e9n\u00e9r<span class=\"_ _3\"></span>ale<span class=\"wsfa\">, les flux de tr\u00e9<span class=\"_ _3\"></span>sorerie fixes<span class=\"_ _3\"></span> sont </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s contr<span class=\"_ _0\"></span>at par c<span class=\"_ _0\"></span>ontrat. <span class=\"_ _0\"></span>Ensuit<span class=\"_ _0\"></span>e, ces flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>sorerie <span class=\"_ _0\"></span>projet\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9fa ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont regroup<span class=\"_ _3\"></span>\u00e9s en poin<span class=\"_ _3\"></span>ts de mo<span class=\"_ _3\"></span>d\u00e8le signifi<span class=\"_ _3\"></span>catifs. Le<span class=\"lsdc\">s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie </span></div>\n<div class=\"t m0 x6 h62 y9fb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 ces poi<span class=\"_ _0\"></span>nts de mod\u00e8l<span class=\"_ _0\"></span>e sont proj<span class=\"_ _0\"></span>et\u00e9s de mani<span class=\"_ _0\"></span>\u00e8re stoc<span class=\"_ _0\"></span>hastique p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 y9fc ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wseb\">d\u00e9river l<span class=\"_ _0\"></span>es flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie v<span class=\"_ _0\"></span>ariabl<span class=\"_ _0\"></span>es <span class=\"lsf0 ws104\">et </span><span class=\"wse9\">la valeur aj<span class=\"_ _0\"></span>ust\u00e9e de l'o<span class=\"_ _0\"></span>ption </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(au nivea<span class=\"_ _0\"></span>u du portefe<span class=\"_ _0\"></span>uille tot<span class=\"_ _0\"></span>al ou pour un gr<span class=\"_ _0\"></span>oupe de no<span class=\"_ _0\"></span>uv<span class=\"wse8\">eaux </span></div>\n<div class=\"t m0 x6 h62 y9fe ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"lsf0 ws104\">). <span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>ussi<span class=\"_ _3\"></span> <span class=\"lsdc\">bien les f<span class=\"_ _0\"></span>lux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>ue la va<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">saisissent l<span class=\"_ _3\"></span>a d\u00e9pendan<span class=\"_ _3\"></span>ce aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">variations</span> <span class=\"lsdc wse8\">de</span>s <span class=\"lsdc wse9\">variab<span class=\"_ _0\"></span>les financ<span class=\"_ _0\"></span>i\u00e8res neu<span class=\"_ _0\"></span>tre </span></span></div>\n<div class=\"t m0 x6 h62 ya00 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque (<span class=\"_ _0\"></span>par exemp<span class=\"_ _0\"></span>le, les ta<span class=\"_ _0\"></span>ux d'int\u00e9r<span class=\"_ _0\"></span>\u00eat, les <span class=\"wse8\">var<span class=\"_ _0\"></span>iations<span class=\"ls0 ws0\"> </span><span class=\"wse9\">du co<span class=\"_ _0\"></span>urs des </span></span></div>\n<div class=\"t m0 x6 h62 ya01 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> l'\u00e9valu<span class=\"_ _0\"></span>ation de l'i<span class=\"_ _0\"></span>mmobil<span class=\"_ _0\"></span>ier). E<span class=\"_ _0\"></span>nfin, les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 ya02 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variables <span class=\"_ _3\"></span>sont affect\u00e9<span class=\"_ _3\"></span>s aux group<span class=\"_ _3\"></span>es de co<span class=\"_ _3\"></span>ntrats reconnus<span class=\"_ _3\"></span> sous<span class=\"ls0 ws0\"> </span>l<span class=\"_ _3\"></span>a norme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya03 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et proc<span class=\"_ _0\"></span>essus uti<span class=\"_ _0\"></span>lis\u00e9s pou<span class=\"_ _0\"></span>r la project<span class=\"_ _0\"></span>ion et l'\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 ya06 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont<span class=\"_ _0\"></span> supervi<span class=\"_ _0\"></span>s\u00e9s et v<span class=\"_ _0\"></span>alid\u00e9s <span class=\"_ _0\"></span>par le <span class=\"ff74 ls0 ws0\">\u00ab<span class=\"ff70\"> </span></span><span class=\"lsde\">Model Control </span></div>\n<div class=\"t m0 x6 h62 ya07 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Board<span class=\"ls0 ws0\"> <span class=\"ff74\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">d'Ageas. To<span class=\"_ _0\"></span>ut changem<span class=\"_ _0\"></span>ent dans l<span class=\"_ _0\"></span>es m\u00e9thod<span class=\"_ _0\"></span>es et les proce<span class=\"_ _0\"></span>ssus </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'estim<span class=\"_ _0\"></span>ation des d<span class=\"_ _0\"></span>onn\u00e9es ut<span class=\"_ _0\"></span>ilis\u00e9s po<span class=\"_ _0\"></span>ur \u00e9value<span class=\"_ _0\"></span>r les cont<span class=\"_ _0\"></span>rats, ains<span class=\"_ _0\"></span>i que la</div>\n<div class=\"t m0 x6 h62 ya09 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">raison de chaque<span class=\"_ _3\"></span> changement et<span class=\"_ _3\"></span> le type de contrats<span class=\"_ _3\"></span> concern\u00e9s sont</div>\n<div class=\"t m0 x6 h62 ya0a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9s et vali<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0b ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales d<span class=\"_ _3\"></span>'Ageas d\u00e9termine<span class=\"_ _3\"></span>ront la valeur ac<span class=\"_ _3\"></span>tuelle des flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya0d ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs estim<span class=\"_ _0\"></span>\u00e9s en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> des tau<span class=\"_ _0\"></span>x d'actu<span class=\"_ _0\"></span>alisat<span class=\"_ _0\"></span>ion d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9s</div>\n<div class=\"t m0 x6 h62 ya0e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he des<span class=\"_ _0\"></span>cendant<span class=\"_ _0\"></span>e, align<span class=\"_ _0\"></span>\u00e9e sur l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>odologi<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 x6 h62 ya0f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II<span class=\"_ _0\"></span> (pilier 2).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya11 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement au tit<span class=\"_ _0\"></span>re du risqu<span class=\"_ _0\"></span>e non finan<span class=\"_ _0\"></span>cier refl\u00e8t<span class=\"_ _0\"></span>e l\u2019<span class=\"lsde wsfa\">indemnit\u00e9 qu'Ageas </span></div>\n<div class=\"t m0 x6 h62 ya12 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exige pou<span class=\"_ _0\"></span>r la prise en ch<span class=\"_ _0\"></span>arge de l\u2019inc<span class=\"_ _0\"></span>ertit<span class=\"_ _0\"></span>ude enco<span class=\"_ _0\"></span>urant le mont<span class=\"_ _0\"></span>ant et</div>\n<div class=\"t m0 x6 h62 ya13 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>ncier des<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie d\u2019un g<span class=\"_ _0\"></span>roupe de co<span class=\"_ _0\"></span>ntrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6 h62 ya14 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui est eng<span class=\"_ _0\"></span>endr\u00e9e pa<span class=\"_ _0\"></span>r le risque n<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>ier. Il couv<span class=\"_ _0\"></span>re le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 ya15 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>iel ains<span class=\"_ _0\"></span>i que d\u2019aut<span class=\"_ _0\"></span><span class=\"wseb\">res ris<span class=\"_ _0\"></span>ques no<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>iers, t<span class=\"_ _0\"></span>els que <span class=\"_ _0\"></span>le risq<span class=\"_ _0\"></span>ue </span></div>\n<div class=\"t m0 x6 h62 ya16 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de d\u00e9ch<span class=\"_ _0\"></span>\u00e9ance et l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de <span class=\"lsf8 ws111\">frais<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya17 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya18 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ca<span class=\"_ _0\"></span>lculero<span class=\"_ _0\"></span>nt l'aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>re de ris<span class=\"_ _0\"></span>que non</div>\n<div class=\"t m0 x6 h62 ya19 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er en utilis<span class=\"_ _0\"></span>ant une ap<span class=\"_ _0\"></span>proche d<span class=\"_ _0\"></span>e niveau de co<span class=\"_ _0\"></span>nfianc<span class=\"_ _0\"></span>e, ciblant l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya1a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">75\u00e8me pe<span class=\"_ _0\"></span>rcentile.<span class=\"_ _0\"></span> Aucun eff<span class=\"_ _0\"></span>et de<span class=\"ls0 ws0\"> </span>divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on de grou<span class=\"_ _0\"></span>pe n'est</div>\n<div class=\"t m0 x1a h62 ya1b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Sous r\u00e9s<span class=\"_ _0\"></span>erve d'u<span class=\"_ _0\"></span>ne appro<span class=\"_ _0\"></span>bation pa<span class=\"_ _0\"></span>r le niveau de d<span class=\"_ _0\"></span>irecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ya1c ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appropri<span class=\"_ _0\"></span>\u00e9, l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ris<span class=\"_ _0\"></span>que d<span class=\"ls109 ws129\">oit<span class=\"ls0 ws0\"> </span></span>incl<span class=\"_ _0\"></span>ure une tol<span class=\"_ _0\"></span>\u00e9rance po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya1d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9te<span class=\"_ _0\"></span>r ad\u00e9quat<span class=\"_ _0\"></span>ement les<span class=\"_ _0\"></span> risques et<span class=\"_ _0\"></span> incertit<span class=\"_ _0\"></span>udes \u00e9mer<span class=\"_ _0\"></span>gents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1e ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1f ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La marg<span class=\"_ _0\"></span>e sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>uels re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>e le prof<span class=\"_ _0\"></span>it non ac<span class=\"_ _0\"></span>quis s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya20 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un groupe de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance. <span class=\"wseb\">E<span class=\"_ _0\"></span>n cons\u00e9q<span class=\"_ _0\"></span>uence d<span class=\"_ _0\"></span>irecte, t<span class=\"_ _0\"></span>ous les </span></div>\n<div class=\"t m0 x1a h62 ya21 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains prov<span class=\"_ _0\"></span>enant d<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion au mome<span class=\"_ _0\"></span>nt de la</div>\n<div class=\"t m0 x1a h62 ya22 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le sont dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s. <span class=\"lsde wseb\">Ageas comptabilisera <span class=\"_ _3\"></span>ce pro</span>fit non</div>\n<div class=\"t m0 x1a h62 ya23 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis <span class=\"wse9\">li\u00e9 \u00e0 un g<span class=\"_ _0\"></span>roupe de cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce <span class=\"lsde wsfa\">dans son </span><span class=\"wseb\">\u00e9tat conso<span class=\"_ _0\"></span>lid\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 ya24 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la per<span class=\"_ _3\"></span>formance fi<span class=\"_ _3\"></span>nanci\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">sur <span class=\"lsfe ws11a\">la</span></span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">p\u00e9riode au c<span class=\"_ _0\"></span>ours de laq<span class=\"_ _0\"></span>uelle ell<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya25 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fournit l<span class=\"_ _0\"></span>es service<span class=\"_ _0\"></span>s pr\u00e9vus a<span class=\"_ _0\"></span>u contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Des un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x1a h62 ya26 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture pon<span class=\"_ _3\"></span>d\u00e9r\u00e9es s<span class=\"wsea\">eron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">utili<span class=\"_ _3\"></span>s\u00e9es pou</span></span>r les <span class=\"_ _3\"></span>produits d'a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x1a h62 ya27 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">multi<span class=\"ls0 ws0\">-</span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties, lors<span class=\"_ _3\"></span>que<span class=\"ls0 ws0\"> </span></span>pertine<span class=\"_ _3\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d\u2019obte<span class=\"_ _3\"></span>nir un pro<span class=\"_ _3\"></span>fil <span class=\"lsdc wse9\">de performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya28 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en ligne avec<span class=\"_ _0\"></span> la nature du c<span class=\"_ _0\"></span>ontrat.<span class=\"_ _0\"></span> Sinon, l'<span class=\"_ _0\"></span>unit\u00e9 de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 ya29 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">unique la p<span class=\"_ _0\"></span>lus pertine<span class=\"_ _0\"></span>nte <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">utilis\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya2a ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya2b ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wseb\">marge s<span class=\"_ _0\"></span>ur servi<span class=\"_ _0\"></span>ces cont<span class=\"_ _0\"></span>ractue<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'un grou<span class=\"_ _0\"></span>pe de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ya2c ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ne peut j<span class=\"_ _0\"></span>amais \u00eat<span class=\"_ _0\"></span>re n\u00e9gat<span class=\"_ _0\"></span>ive. D<span class=\"_ _0\"></span>ans une t<span class=\"_ _0\"></span>elle sit<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n, le gro<span class=\"_ _0\"></span>upe de</div>\n<div class=\"t m0 x1a h62 ya2d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance est d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>re (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire qu'il est<span class=\"_ _0\"></span> en positio<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x1a h62 ya2e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perte),<span class=\"_ _0\"></span> et tout<span class=\"_ _0\"></span>e perte e<span class=\"_ _0\"></span>st imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9e dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x1a h62 ya2f ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>a<span class=\"lsde wsfa\">nce financi\u00e8re.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9ca ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale</span> \u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e  </span></span></span></div>\n<div class=\"t m0 x1a h62 y9cb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e d\u2019un group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e0 la date de</div>\n<div class=\"t m0 x1a h62 y9cc ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cl\u00f4tur<span class=\"_ _0\"></span>e est la s<span class=\"_ _0\"></span>omme du <span class=\"_ _0\"></span>passif a<span class=\"_ _0\"></span>u titre d<span class=\"_ _0\"></span>e la couv<span class=\"_ _0\"></span>erture <span class=\"_ _0\"></span>restant<span class=\"_ _0\"></span>e, y</div>\n<div class=\"t m0 x1a h62 y9cd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> la marge sur se<span class=\"_ _0\"></span>rvices c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels ou l\u2019\u00e9l<span class=\"_ _0\"></span>\u00e9ment de p<span class=\"_ _0\"></span>erte du</div>\n<div class=\"t m0 x1a h62 y9ce ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif,<span class=\"_ _0\"></span> et du pas<span class=\"_ _0\"></span>sif au ti<span class=\"_ _0\"></span>tre des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es surv<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y9cf ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9c<span class=\"_ _0\"></span>ution son<span class=\"_ _0\"></span>t r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la fin de cha<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y9d1 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble en utilis<span class=\"_ _0\"></span>ant les es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>ns actuel<span class=\"_ _0\"></span>les des flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ya30 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie fut<span class=\"_ _3\"></span>urs, les t<span class=\"lsdc wse9\">aux d'actuali<span class=\"_ _0\"></span>sation act<span class=\"_ _0\"></span>uels et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ya31 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es de l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ri<span class=\"_ _0\"></span>sque non fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya32 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya33 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Lors de <span class=\"_ _3\"></span>la r\u00e9\u00e9valuati<span class=\"_ _3\"></span>on des f<span class=\"_ _3\"></span>lux de tr\u00e9s<span class=\"_ _3\"></span>orerie d'e<span class=\"_ _3\"></span>x\u00e9cution <span class=\"lsdc wse9\">du passif au </span></div>\n<div class=\"t m0 x1a h62 ya34 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la cou<span class=\"_ _0\"></span>vertu<span class=\"_ _0\"></span>re resta<span class=\"_ _0\"></span>nte au cours<span class=\"_ _0\"></span> d\u2019un<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">exerc<span class=\"_ _3\"></span>ice</span> </span><span class=\"wse8\">ult\u00e9rieur<span class=\"lsde wsfa\">, certaines<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya35 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9<span class=\"_ _0\"></span>cution s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es par rapp<span class=\"_ _0\"></span>ort \u00e0</div>\n<div class=\"t m0 x1a h62 ya36 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la marge sur s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uels et sero<span class=\"_ _0\"></span>nt donc rec<span class=\"_ _0\"></span>onnu<span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans l\u2019\u00e9tat </span></span></div>\n<div class=\"t m0 x1a h62 ya37 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sur la p\u00e9rio<span class=\"_ _0\"></span>de resta<span class=\"_ _0\"></span>nte au cours d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya38 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">laquelle Age<span class=\"_ _3\"></span>as fournit<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">d</span>es se<span class=\"_ _3\"></span>rvices pr\u00e9vus<span class=\"_ _3\"></span> au contrat<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span>. Les</div>\n<div class=\"t m0 x1a h62 ya39 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s refl\u00e9t<span class=\"_ _0\"></span>ant l\u2019\u00e9<span class=\"_ _0\"></span>coulem<span class=\"_ _0\"></span>ent du te<span class=\"_ _0\"></span>mps so<span class=\"_ _0\"></span>nt accum<span class=\"_ _0\"></span>ul\u00e9s s<span class=\"_ _0\"></span>ur la marg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya3a ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els, en <span class=\"_ _0\"></span>utilisant<span class=\"_ _0\"></span> les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion lo<span class=\"_ _0\"></span>rs de la</div>\n<div class=\"t m0 x1a h62 ya3b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le des cont<span class=\"_ _0\"></span>rats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9de ff72 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9parti<span class=\"_ _0\"></span>tion des pr<span class=\"_ _0\"></span>imes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 permet \u00e0 l\u2019<span class=\"_ _0\"></span>entit\u00e9 d\u2019<span class=\"_ _0\"></span>\u00e9valuer d<span class=\"_ _0\"></span>es group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9e0 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> qui r\u00e9ponden<span class=\"_ _3\"></span>t \u00e0 <span class=\"lsdc wse9\">certains crit<span class=\"_ _0\"></span>\u00e8res<span class=\"wseb\">, c<span class=\"_ _0\"></span>omme p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple les </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance qui<span class=\"_ _3\"></span> ont une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> couverture<span class=\"_ _3\"></span> qui n\u2019ex<span class=\"_ _3\"></span>c\u00e8de</div>\n<div class=\"t m0 x1a h62 y9e2 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas un a<span class=\"_ _0\"></span>n, selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span>r\u00e9parti<span class=\"_ _0\"></span>tion de<span class=\"_ _0\"></span>s primes <span class=\"_ _0\"></span><span class=\"wse9\">(au lieu de la </span></div>\n<div class=\"t m0 x1a h62 ya3c ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode d\u2019\u00e9<span class=\"_ _3\"></span>valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3d ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3e ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En appliquan<span class=\"_ _3\"></span>t la m\u00e9thode<span class=\"_ _3\"></span> de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes<span class=\"_ _3\"></span>, Ageas a</div>\n<div class=\"t m0 x1a h62 ya3f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion de com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>iser tous l<span class=\"_ _0\"></span>es flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e li\u00e9s aux fra<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 ya40 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'acqui<span class=\"_ _0\"></span>sition au m<span class=\"_ _0\"></span>oment o\u00f9 ell<span class=\"_ _0\"></span>e engag<span class=\"_ _0\"></span>e ces frais, p<span class=\"_ _0\"></span>ourvu que la p<span class=\"_ _0\"></span>\u00e9riode</div>\n<div class=\"t m0 x1a h62 ya41 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure <span class=\"lsfe ws11a\">initiale <span class=\"lsde wsfa\">au<span class=\"_ _3\"></span> moment de la comptab<span class=\"_ _3\"></span>ili</span></span>sation in<span class=\"_ _0\"></span>itiale des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya42 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assurance n\u2019e<span class=\"_ _3\"></span>xc\u00e8de pas un an<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> m\u00e9thode <span class=\"wseb\">de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes</span>,<span class=\"_ _3\"></span> le passif au titre<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la <span class=\"lsde wseb\">couverture restan<span class=\"_ _3\"></span>te </span>\u00e9gale, lors d<span class=\"_ _0\"></span>e la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale, les</div>\n<div class=\"t m0 x6 h62 y8b3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsdc wse9\">rimes re\u00e7u<span class=\"_ _0\"></span>es, le cas \u00e9ch\u00e9<span class=\"_ _0\"></span>ant, \u00e0 la date de l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. </span></div>\n<div class=\"t m0 x6 h62 y93e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, la valeur co<span class=\"_ _0\"></span>mptable d<span class=\"_ _0\"></span>u passif<span class=\"_ _0\"></span> au titre de la co<span class=\"_ _0\"></span>uverture</div>\n<div class=\"t m0 x6 h62 y93f ff75 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">restante est <span class=\"lsde wsea\">\u00e9valu\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9tant la valeur co<span class=\"_ _0\"></span>mptable a<span class=\"_ _0\"></span>u d\u00e9but de l<span class=\"lsf7 wseb\">\u2019exercice </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"wseb\">, p<span class=\"_ _3\"></span>lus les prim<span class=\"_ _3\"></span>es re\u00e7ues au <span class=\"_ _3\"></span>cours de<span class=\"_ _3\"></span> l<span class=\"lsf7\">\u2019exer<span class=\"_ _3\"></span>cice<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span></span><span class=\"wsfa\">moins<span class=\"_ _3\"></span> le </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"_ _0\"></span>\u00e0 titre d<span class=\"_ _0\"></span>e produi<span class=\"_ _0\"></span>t des act<span class=\"_ _0\"></span>ivit\u00e9s <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y942 ff75 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les se<span class=\"_ _3\"></span>rvice<span class=\"_ _3\"></span>s <span class=\"lsde wsfa\">de couvert<span class=\"_ _3\"></span>ure <span class=\"wseb\">fournis dura<span class=\"_ _3\"></span>nt cet<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"lsf7\">exerci<span class=\"_ _3\"></span>ce<span class=\"lsdc\">, et moins tout<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y943 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>d\u2019<span class=\"lsdc wse9\">investis<span class=\"_ _0\"></span>sement pay<span class=\"_ _0\"></span>\u00e9 ou transf<span class=\"_ _0\"></span>\u00e9r\u00e9 au pas<span class=\"_ _0\"></span>sif au tit<span class=\"_ _0\"></span>re des </span></div>\n<div class=\"t m0 x6 h62 y944 ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sinistres <span class=\"lsdc wse8\">survenus<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff75 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Si, \u00e0 <span class=\"lsdc wse9\">n\u2019importe qu<span class=\"_ _0\"></span>el mome<span class=\"_ _0\"></span>nt avant et au co<span class=\"_ _0\"></span>urs de la p\u00e9r<span class=\"_ _0\"></span>iode de </span></div>\n<div class=\"t m0 x6 h62 y9ed ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure, les<span class=\"_ _0\"></span> faits et<span class=\"_ _0\"></span> circons<span class=\"_ _0\"></span>tances<span class=\"_ _0\"></span> indiqu<span class=\"_ _0\"></span>ent qu\u2019<span class=\"_ _0\"></span>un gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ee ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> est d\u00e9fici<span class=\"_ _3\"></span>taire, Ageas<span class=\"_ _3\"></span> comptabilise<span class=\"_ _3\"></span> une perte <span class=\"_ _3\"></span>dans <span class=\"lsf7\">son<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00e9tat </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et augment<span class=\"_ _0\"></span>e le passif au<span class=\"_ _0\"></span> titre de la</div>\n<div class=\"t m0 x6 h62 y9f0 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure rest<span class=\"_ _0\"></span>ante dans la m<span class=\"_ _0\"></span>esure o\u00f9 <span class=\"lsdd ws11a\">les estimat<span class=\"_ _0\"></span>ions actuelles des flux </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tr\u00e9so<span class=\"_ _0\"></span>rerie <span class=\"wse8\">d\u2019ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">li<span class=\"_ _0\"></span>\u00e9s \u00e0 la co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re rest<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>passent <span class=\"_ _0\"></span>la </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le du pas<span class=\"_ _0\"></span>sif <span class=\"lsde wsfa\">au titre de la couverture<span class=\"_ _3\"></span> restante<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e <span class=\"wseb\">du passif<span class=\"_ _0\"></span> au titr<span class=\"_ _0\"></span>e des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenu<span class=\"_ _0\"></span>s d\u2019un </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>es \u00e9val<span class=\"_ _0\"></span>u\u00e9 selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode de la<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9partit<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> prime<span class=\"_ _0\"></span>s compre<span class=\"_ _0\"></span>nd la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>uelle des<span class=\"_ _0\"></span> flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 y9f7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ex\u00e9cut<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 au titre d<span class=\"_ _0\"></span>u risque non fi<span class=\"_ _0\"></span>nancier,<span class=\"_ _0\"></span> actual<span class=\"_ _0\"></span>is\u00e9 en utili<span class=\"_ _0\"></span>sa<span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des taux d\u2019actual<span class=\"_ _3\"></span>isation actuel<span class=\"_ _3\"></span>s, li\u00e9s aux sini<span class=\"_ _3\"></span>stres survenus<span class=\"_ _3\"></span> et les frais</div>\n<div class=\"t m0 x6 h62 y9f9 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui n\u2019ont pas<span class=\"_ _0\"></span> encor<span class=\"_ _0\"></span>e \u00e9t\u00e9 pay\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fb ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a l'i<span class=\"_ _0\"></span>ntention d'<span class=\"_ _0\"></span>appli<span class=\"_ _0\"></span>quer la m\u00e9th<span class=\"_ _0\"></span>ode de la r\u00e9p<span class=\"_ _0\"></span>artition des<span class=\"_ _0\"></span> primes</div>\n<div class=\"t m0 x6 h62 y9fc ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la plus g<span class=\"_ _0\"></span>rande pa<span class=\"_ _0\"></span>rtie des gro<span class=\"_ _0\"></span>upes de cont<span class=\"_ _0\"></span>rats \u00e9lig<span class=\"_ _0\"></span>ibles dan<span class=\"_ _0\"></span>s ses</div>\n<div class=\"t m0 x6 h62 y9fd ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">activit\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"ws11a\">vie et ses a<span class=\"_ _3\"></span>ctivit\u00e9s <span class=\"lsde wsea\">de </span></span><span class=\"lsdc\">r\u00e9assuranc<span class=\"_ _0\"></span>e. Ageas a \u00e9gal<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fe ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d\u2019\u00e9v<span class=\"_ _0\"></span>aluer un ens<span class=\"_ _0\"></span>emble li<span class=\"_ _0\"></span>mit\u00e9 de cont<span class=\"_ _0\"></span>rats dans s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ff ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsdc wse9\">ie, pour lesq<span class=\"_ _0\"></span>uels les ris<span class=\"_ _0\"></span>ques peuv<span class=\"_ _0\"></span>ent \u00eatre r<span class=\"_ _0\"></span>etarifi<span class=\"_ _0\"></span>\u00e9s sur une bas<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 ya00 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>le, selon la m<span class=\"_ _0\"></span>\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9partit<span class=\"_ _0\"></span>ion des p<span class=\"lsf3 ws10c\">rimes.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya45 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">La m\u00e9thod<span class=\"_ _0\"></span>e des <span class=\"lsde wsea\">honoraires<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">variables <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya46 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>exige qu'<span class=\"_ _0\"></span>une ent<span class=\"_ _0\"></span>it\u00e9 \u00e9v<span class=\"_ _0\"></span>alue les <span class=\"_ _0\"></span>groupe<span class=\"_ _0\"></span>s de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6 h62 ya47 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance avec<span class=\"_ _0\"></span> partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> la m\u00e9thod<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ya48 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">honoraires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">variables (<span class=\"lsdc wse9\">au lieu de la m\u00e9thode d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9n<span class=\"_ _0\"></span>\u00e9rale<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Sous la m\u00e9thode<span class=\"_ _3\"></span> d\u2019\u00e9valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le et la m\u00e9thode<span class=\"_ _3\"></span> des honoraires</div>\n<div class=\"t m0 x6 h62 ya4b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es, les flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">s<span class=\"_ _0\"></span>ont \u00e9valu<span class=\"_ _0\"></span>\u00e9s <span class=\"wse9\">de la m\u00ea<span class=\"_ _0\"></span>me </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mani\u00e8re. <span class=\"lsdc wse9\">En revanche, il exis<span class=\"_ _0\"></span>te une dif<span class=\"_ _0\"></span>f\u00e9rence da<span class=\"_ _0\"></span>ns l\u2019\u00e9va<span class=\"_ _0\"></span>luation de<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 ya4d ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels. <span class=\"lsdc wse9\">Lors de la comptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on initi<span class=\"_ _0\"></span>ale d'un </span></div>\n<div class=\"t m0 x6 h62 ya4e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assura<span class=\"_ _0\"></span>nce avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dir<span class=\"_ _0\"></span>ecte, il n'y a pas<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya4f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la <span class=\"lsde wsfa\">marge sur services contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>\u00e9valu\u00e9e se<span class=\"_ _0\"></span>lon la</div>\n<div class=\"t m0 x6 h62 ya50 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>n\u00e9rale ou s<span class=\"_ _0\"></span>elon la m\u00e9th<span class=\"_ _0\"></span>ode des hon<span class=\"_ _0\"></span>oraires</div>\n<div class=\"t m0 x6 h62 ya51 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Au cou<span class=\"_ _0\"></span>rs des <span class=\"lsde wsea\">ex</span>erc<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>mptables<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">ult\u00e9rieurs, la </span>marge sur </span></div>\n<div class=\"t m0 x6 h62 ya52 ff75 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">services contractuels<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un gr<span class=\"_ _0\"></span>oupe de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya53 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte, qu<span class=\"_ _0\"></span>i est <span class=\"lsde wsfa\">\u00e9valu\u00e9 selon la m\u00e9thode<span class=\"_ _3\"></span> des honoraires </span></div>\n<div class=\"t m0 x6 h62 ya54 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es<span class=\"wse9\">, est ajust<span class=\"_ _0\"></span>\u00e9e pour l<span class=\"_ _0\"></span>es <span class=\"wse8\">variati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse9\">des taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n et des </span></span></span></div>\n<div class=\"t m0 x6 h62 ya55 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">autr<span class=\"lsde wsfa\">es variables financi\u00e8res (en<span class=\"_ _3\"></span> application la<span class=\"_ _3\"></span> m\u00e9thode<span class=\"ls0 ws0\"> </span></span>d\u2019\u00e9valuati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ya56 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9n\u00e9rale<span class=\"lsdc wseb\">, ces modific<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sont <span class=\"lsde\">comptabilis\u00e9es dans l<span class=\"_ _3\"></span>\u2019\u00e9tat de la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya57 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya59 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"lsde wsfa\">m\u00e9thode des honora<span class=\"_ _3\"></span>ires variable<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">ne peut pas \u00eatr<span class=\"_ _0\"></span>e appliqu<span class=\"_ _0\"></span>\u00e9e aux </span></div>\n<div class=\"t m0 x6 h62 ya5a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d'assurance<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> V<span class=\"lsdc wse9\">ie avec partici<span class=\"_ _0\"></span>pation b\u00e9<span class=\"_ _0\"></span>n\u00e9fici<span class=\"_ _0\"></span>aire </span></span></div>\n<div class=\"t m0 x6 h62 ya5b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enti\u00e8re<span class=\"_ _0\"></span>ment disc<span class=\"_ _0\"></span>r\u00e9tion<span class=\"_ _0\"></span>naire et aux gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e r\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 ya5c ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(contr<span class=\"_ _0\"></span>ats de r\u00e9ass<span class=\"_ _0\"></span>urance d\u00e9t<span class=\"_ _0\"></span>enus et \u00e9m<span class=\"_ _0\"></span>is).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9b3 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Modific<span class=\"_ _0\"></span>ation et d\u00e9<span class=\"_ _0\"></span>compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Lorsque <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s modalit<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un contrat d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce sont mo<span class=\"_ _0\"></span>difi\u00e9es de </span></span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e substant<span class=\"_ _0\"></span>ielle, Ag<span class=\"_ _0\"></span>eas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lise le cont<span class=\"_ _0\"></span>rat initi<span class=\"_ _0\"></span>al et</div>\n<div class=\"t m0 x1a h62 y9b6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilise l<span class=\"_ _0\"></span>e contrat <span class=\"_ _0\"></span>modif<span class=\"_ _0\"></span>i\u00e9 comme<span class=\"_ _0\"></span> un nouv<span class=\"_ _0\"></span>eau cont<span class=\"_ _0\"></span>rat, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de crit\u00e8r<span class=\"_ _0\"></span>es sp\u00e9cifi<span class=\"_ _0\"></span>ques.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b9 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>impos<span class=\"_ _0\"></span>e qu'un co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">d'assurance soit d\u00e9compt<span class=\"_ _3\"></span>abilis\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lorsqu'il est<span class=\"_ _3\"></span> \u00e9teint.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya5d ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion dans<span class=\"_ _0\"></span> l'\u00e9tat <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya5e ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas pr\u00e9sen<span class=\"_ _3\"></span>te<span class=\"lsdc wse8\">ra<span class=\"ls0 ws0\"> </span><span class=\"wse9\">s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent dans s<span class=\"_ _0\"></span>on \u00e9tat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span><span class=\"wseb\">de la situati<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x1a h62 ya5f ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re la<span class=\"_ _3\"></span> valeur comptable des<span class=\"_ _3\"></span> portefeuilles de<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s : </span></div>\n<div class=\"t m0 x1a h62 ya60 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ontra<span class=\"wseb\">ts d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"wse9\">\u00e9mis q<span class=\"_ _0\"></span>ui sont des<span class=\"_ _0\"></span> actifs<span class=\"ls0 ws0\"> ; </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya61 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e9mis qui so<span class=\"_ _0\"></span>nt des passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">d\u00e9tenus<span class=\"ls0 ws0\"> </span></span>qui sont des actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya63 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenus</span> <span class=\"lsde wseb\">qui<span class=\"_ _3\"></span> sont de<span class=\"_ _3\"></span>s passifs.</span> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y982 ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion <span class=\"wse9\">dans<span class=\"_ _0\"></span> l\u2019\u00e9tat de la p<span class=\"_ _0\"></span>erforman<span class=\"_ _0\"></span>ce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans son <span class=\"lsdc wse9\">\u00e9tat consoli<span class=\"_ _0\"></span>d\u00e9 de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re, Ageas<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y984 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les r\u00e9sul<span class=\"_ _0\"></span>tats d<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce (co<span class=\"lsde\">nstitu\u00e9 des produits d<span class=\"wsea\">es<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y985 ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance moin<span class=\"_ _3\"></span>s les char<span class=\"_ _3\"></span>ges aff\u00e9ren<span class=\"_ _3\"></span>tes aux ac<span class=\"_ _3\"></span>tivit\u00e9s</div>\n<div class=\"t m0 x1a h62 y986 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"wsfa\">)<span class=\"_ _3\"></span> s\u00e9par\u00e9ment des produi<span class=\"_ _3\"></span>ts ou charges fina<span class=\"_ _3\"></span>nci\u00e8res </span></div>\n<div class=\"t m0 x1a h62 y987 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion des pro<span class=\"_ _0\"></span>duits des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et</div>\n<div class=\"t m0 x1a h62 y988 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wseb\">es charges<span class=\"_ _0\"></span> aff\u00e9re<span class=\"_ _0\"></span>nts aux a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>e base s<span class=\"_ _0\"></span>ur le co<span class=\"_ _0\"></span>ncept </span></div>\n<div class=\"t m0 x1a h62 y989 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des services<span class=\"_ _3\"></span> pr\u00e9vus a<span class=\"lsdc wseb\">u contrat <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance fo<span class=\"_ _0\"></span>urnis au c<span class=\"_ _0\"></span>ours d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y98a ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y98b ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y98c ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>posant<span class=\"lsef ws12b\">s <span class=\"lsde wsea\">d\u2019</span></span><span class=\"wse9\">inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment, qui<span class=\"_ _0\"></span> refl\u00e8tent l<span class=\"_ _0\"></span>es sommes<span class=\"_ _0\"></span> que l\u2019entit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya64 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est tenue de r<span class=\"_ _0\"></span>embours<span class=\"_ _0\"></span>er au titul<span class=\"_ _0\"></span>aire en vert<span class=\"_ _0\"></span>u d\u2019un cont<span class=\"_ _0\"></span>rat d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ya65 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en toutes c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances, qu<span class=\"_ _0\"></span>e l\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment assu<span class=\"_ _0\"></span>r\u00e9 s<span class=\"lsde wseb\">e produise ou<span class=\"_ _3\"></span> non, ne </span></div>\n<div class=\"t m0 x1a h62 ya66 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">seront p<span class=\"_ _0\"></span>as compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9tat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 de la perf<span class=\"_ _0\"></span>ormance</div>\n<div class=\"t m0 x1a h62 ya67 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re ma<span class=\"_ _3\"></span>is seront direc<span class=\"_ _3\"></span>tement comptabilis<span class=\"_ _3\"></span>\u00e9s dans l\u2019\u00e9tat con<span class=\"_ _3\"></span>solid\u00e9</div>\n<div class=\"t m0 x1a h62 ya68 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re. Af<span class=\"_ _0\"></span>in de d\u00e9ter<span class=\"_ _0\"></span>miner si un c<span class=\"_ _0\"></span>ontrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya69 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>d un compos<span class=\"_ _0\"></span>ant <span class=\"lsde wsea\">d\u2019<span class=\"ls0 ws0\">i</span></span>nvestiss<span class=\"_ _0\"></span>ement,<span class=\"_ _0\"></span> Ageas \u00e9va<span class=\"_ _0\"></span>lue \u00e0 la date de la</div>\n<div class=\"t m0 x1a h62 ya6a ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale du c<span class=\"_ _0\"></span>ontrat s<span class=\"_ _0\"></span>i <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span>un paiement<span class=\"_ _0\"></span> serait <span class=\"_ _0\"></span>due en t<span class=\"_ _0\"></span>outes</div>\n<div class=\"t m0 x1a h62 ya6b ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">circonstances<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsdc wseb\">. Pour \u00e9valu<span class=\"_ _0\"></span>er le crit<span class=\"_ _0\"></span>\u00e8re <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span><span class=\"wse9\">en toutes ci<span class=\"_ _0\"></span>rconst<span class=\"_ _0\"></span>ances<span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tous \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments possible<span class=\"_ _3\"></span>s qui<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9silient le cont<span class=\"_ _0\"></span>rat et qui d\u00e9<span class=\"_ _0\"></span>clenche<span class=\"_ _0\"></span>nt un </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>el paieme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>ulaire s<span class=\"_ _0\"></span>ont pr<span class=\"_ _0\"></span>is en com<span class=\"_ _0\"></span>pte. C<span class=\"_ _0\"></span>es \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x1a h62 ya6e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es sont la r\u00e9si<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on du contra<span class=\"_ _0\"></span>t par le titul<span class=\"_ _0\"></span>aire, l'\u00e9<span class=\"_ _0\"></span>ch\u00e9ance et<span class=\"_ _0\"></span> tous</div>\n<div class=\"t m0 x1a h62 ya6f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts assu<span class=\"_ _0\"></span>r\u00e9s (par exe<span class=\"_ _0\"></span>mple, le<span class=\"_ _0\"></span> d\u00e9c\u00e8s ou la surv<span class=\"_ _0\"></span>ie).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya70 ff77 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Produits ou charges<span class=\"_ _3\"></span> financi<span class=\"wsea\">ers<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya71 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Selon<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17, les<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion et l<span class=\"wseb\">a ma<span class=\"_ _0\"></span>rge </span></span></span></div>\n<div class=\"t m0 x1a h62 ya72 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdd wse9\">sont <span class=\"lsde wsea\">comptabilis<span class=\"_ _3\"></span>\u00e9s <span class=\"wseb\">sur un<span class=\"_ _3\"></span>e base ac<span class=\"_ _3\"></span>tualis\u00e9e, </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya73 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9ta<span class=\"_ _0\"></span>nt l<span class=\"wse8\">\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ancier <span class=\"lsde wseb\">des flux de tr\u00e9sor<span class=\"_ _3\"></span>erie. La n<span class=\"_ _3\"></span>orme IFRS 17<span class=\"_ _3\"></span> permet \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya74 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une entit<span class=\"_ _0\"></span>\u00e9 de pr\u00e9sent<span class=\"_ _0\"></span>er les eff<span class=\"_ _0\"></span>ets des vari<span class=\"_ _0\"></span>atio<span class=\"wseb\">ns <span class=\"_ _0\"></span>des taux<span class=\"_ _0\"></span> d'actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 ya75 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et d'autres varia<span class=\"_ _3\"></span>bles financi\u00e8re<span class=\"_ _3\"></span>s soit dans<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">l\u2019\u00e9tat d<span class=\"_ _0\"></span>e performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya76 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"lsdc wse9\">, soit en partie da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span>et en </span></div>\n<div class=\"t m0 x1a h62 ya77 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partie da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9sult<span class=\"_ _0\"></span>at glob<span class=\"_ _0\"></span>al, selon le c<span class=\"_ _0\"></span>hoix de la</div>\n<div class=\"t m0 x1a h62 ya78 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">m\u00e9thode comptab<span class=\"lsdc wse9\">le de l'entit\u00e9. Ag<span class=\"_ _0\"></span>eas a l\u2019inte<span class=\"_ _0\"></span>ntion de d<span class=\"_ _0\"></span>\u00e9sagr\u00e9<span class=\"_ _0\"></span>ger les </span></div>\n<div class=\"t m0 x1a h62 ya79 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effets <span class=\"_ _0\"></span>des variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>es taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n entre l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 ya7a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re <span class=\"lsdc wse9\">et les autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal pou<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x1a h62 ya7b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus gran<span class=\"_ _0\"></span>de partie de s<span class=\"_ _0\"></span>es portef<span class=\"_ _0\"></span>euille<span class=\"_ _0\"></span>s d'assura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Sous la <span class=\"_ _3\"></span>m\u00e9thode d\u2019\u00e9val<span class=\"_ _3\"></span>uation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le, la d\u00e9s<span class=\"_ _3\"></span>agr\u00e9gation c<span class=\"_ _3\"></span>onsiste \u00e0</div>\n<div class=\"t m0 x6 h62 y8b2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er dans l<span class=\"lsde wseb\">\u2019\u00e9tat de la performanc<span class=\"_ _3\"></span>e financi\u00e8re<span class=\"_ _3\"></span> </span>un montant d\u00e9t<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>n\u00e9</div>\n<div class=\"t m0 x6 h62 y8b3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une r\u00e9pa<span class=\"_ _0\"></span>rtition s<span class=\"_ _0\"></span>yst\u00e9mat<span class=\"_ _0\"></span>ique du to<span class=\"_ _0\"></span>tal des pro<span class=\"_ _0\"></span>duits <span class=\"lsde wsea\">ou charges </span></div>\n<div class=\"t m0 x6 h62 y93e ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">atte<span class=\"_ _0\"></span>ndus sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e du gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Lors<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation du g<span class=\"_ _0\"></span>roupe, <span class=\"lsf8 ws111\">tous<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les <span class=\"_ _3\"></span></span></span></span><span class=\"wse8\">montants<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y940 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9siduels<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">da<span class=\"_ _3\"></span>ns les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments du r\u00e9sul<span class=\"_ _3\"></span>tat global sont rec<span class=\"_ _3\"></span>lass\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y941 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Sous la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span><span class=\"lsde\">des honoraire<span class=\"_ _3\"></span>s variable<span class=\"_ _3\"></span>s<span class=\"lsdc\">, unique<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>orsque l'<span class=\"_ _0\"></span>entit\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> les <span class=\"lsf8 ws111\">actifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsf7\">sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsde\">jacents<span class=\"_ _3\"></span>, la d\u00e9sagr\u00e9ga<span class=\"_ _3\"></span>tion </span></span><span class=\"wse9\">consiste \u00e0 pr\u00e9s<span class=\"_ _0\"></span>enter </span></div>\n<div class=\"t m0 x6 h62 y945 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme produi<span class=\"_ _3\"></span>ts ou charge<span class=\"_ _3\"></span>s financi<span class=\"wsea\">er<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019assuran<span class=\"_ _0\"></span>ce dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re un m<span class=\"_ _0\"></span>ontant q<span class=\"_ _0\"></span>ui \u00e9limin<span class=\"_ _0\"></span>e les asym\u00e9t<span class=\"_ _0\"></span>ries</div>\n<div class=\"t m0 x6 h62 y9ed ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">com<span class=\"lsdc wse9\">ptables av<span class=\"_ _0\"></span>ec les prod<span class=\"_ _0\"></span>uits ou char<span class=\"_ _0\"></span>ges finan<span class=\"_ _0\"></span>c<span class=\"lsfe ws11a\">iers<span class=\"ls0 ws0\"> </span></span>d\u00e9coulant d<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ee ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents. Lors de l<span class=\"_ _0\"></span>a d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation, le<span class=\"_ _0\"></span>s montant<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9s dans l<span class=\"_ _0\"></span>es autres \u00e9<span class=\"_ _0\"></span>l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global y res<span class=\"_ _0\"></span>tent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y94b ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a pr</span>emi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de la norme IF<span class=\"_ _0\"></span>RS 17 par les </span></span></div>\n<div class=\"t m0 x6 h62 y9a6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on (c'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er ja<span class=\"_ _0\"></span>nvier</div>\n<div class=\"t m0 x6 h62 y9a7 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94f ff7a fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">Estimatio<span class=\"_ _0\"></span>n de l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re applic<span class=\"_ _0\"></span>ation des no<span class=\"_ _0\"></span>rmes </span></span></div>\n<div class=\"t m0 x22d h62 y950 ff7a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 &amp; IFRS 1<span class=\"_ _0\"></span>7 <span class=\"wse8\">au<span class=\"ls0 ws0\"> 1</span></span></div>\n<div class=\"t m0 x18f h76 y888 ff7a fs4a fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x174 h62 y889 ff7a fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya7e ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Toutes l<span class=\"_ _0\"></span>es fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ont<span class=\"_ _0\"></span> mat\u00e9ri<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span> finali<span class=\"_ _0\"></span>s\u00e9 leur<span class=\"_ _0\"></span> bilan</div>\n<div class=\"t m0 x6 h62 ya7f ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'ouvert<span class=\"_ _0\"></span>ure <span class=\"lsf7 wseb\">sous<span class=\"ls0 ws0\"> l<span class=\"_ _3\"></span><span class=\"lsde wsea\">es</span> <span class=\"lsde wsea\">norme<span class=\"_ _3\"></span></span>s <span class=\"lsf0 ws10c\">IFRS <span class=\"_ _3\"></span>9 et <span class=\"lsf3\">IFRS<span class=\"_ _3\"></span> </span></span></span></span><span class=\"wse9\">17 au 1</span></div>\n<div class=\"t m0 x102 h76 ya80 ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x136 h62 ya81 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2022 et </span></div>\n<div class=\"t m0 x6 h62 ya82 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectuent des<span class=\"_ _3\"></span> cl\u00f4tures parall\u00e8l<span class=\"_ _3\"></span>es pour l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble <span class=\"lsde wsea\">2022<span class=\"lsfe ws111\">. Alors </span></span></span></div>\n<div class=\"t m0 x6 h62 ya83 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que les <span class=\"_ _3\"></span>pr\u00e9paratifs d<span class=\"_ _3\"></span>e mise en \u0153<span class=\"_ _3\"></span><span class=\"lsdc wse9\">uvre au sei<span class=\"_ _0\"></span>n des <span class=\"wse8\">entrep<span class=\"_ _0\"></span>rises<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">associ\u00e9es </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya84 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">asiatiq<span class=\"_ _0\"></span>ues et turq<span class=\"_ _0\"></span>ues d'Age<span class=\"_ _0\"></span>as ont com<span class=\"_ _0\"></span>menc\u00e9 pl<span class=\"_ _0\"></span>us tard (conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 ya85 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9glem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on locale<span class=\"_ _0\"></span>), les entre<span class=\"_ _0\"></span>prises ass<span class=\"_ _0\"></span>oci\u00e9e<span class=\"_ _0\"></span>s les plus</div>\n<div class=\"t m0 x6 h62 ya86 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catives pr<span class=\"_ _0\"></span>ogress<span class=\"_ _0\"></span>ent bien p<span class=\"_ _0\"></span>our se conf<span class=\"_ _0\"></span>ormer \u00e0 la d<span class=\"_ _0\"></span>ate effect<span class=\"_ _0\"></span>ive du</div>\n<div class=\"t m0 x6 h62 ya87 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">1</div>\n<div class=\"t m0 x5d h76 ya88 ff7a fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x235 h62 ya89 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws12d\">janvier<span class=\"_ _3\"></span> 2<span class=\"lsde wsea\">023.</span></span> </div>\n<div class=\"t m0 x6 h62 ya8a ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8b ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 une att<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>n particuli<span class=\"_ _0\"></span>\u00e8re aux ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns <span class=\"lsde wsfa\">en mati\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 ya8c ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation <span class=\"wseb\">d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion de la <span class=\"_ _0\"></span>norme I<span class=\"_ _0\"></span>AS 8 <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsde wsfa\">M\u00e9thodes comptabl<span class=\"_ _3\"></span>es, </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya8d ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents d'es<span class=\"_ _0\"></span>timati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>ables et er<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> (<span class=\"lsde wseb\">de f<span class=\"_ _3\"></span>ournir des<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya8e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions con<span class=\"_ _0\"></span>nues ou rai<span class=\"_ _0\"></span>sonnab<span class=\"_ _0\"></span>lement est<span class=\"_ _0\"></span>imabl<span class=\"_ _0\"></span>es pour \u00e9val<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x6 h62 ya8f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'impact<span class=\"_ _0\"></span> possibl<span class=\"_ _0\"></span>e que <span class=\"wseb\">la pr<span class=\"_ _0\"></span>emi\u00e8re <span class=\"lsde\">application d<span class=\"ls0 ws0\">\u2019</span></span>une nouvel<span class=\"_ _0\"></span>le norme I<span class=\"_ _0\"></span>FRS </span></div>\n<div class=\"t m0 x6 h62 ya90 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aura sur<span class=\"_ _0\"></span> les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de <span class=\"_ _0\"></span>l'entit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de pre<span class=\"_ _0\"></span>mi\u00e8re</div>\n<div class=\"t m0 x6 h62 ya91 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">application<span class=\"lsdc wse9\">) et \u00e0 la d\u00e9claration p<span class=\"_ _0\"></span>u<span class=\"lsde wseb\">blique de l<span class=\"_ _3\"></span>\u2019autorit\u00e9 eur<span class=\"_ _3\"></span>op\u00e9enne de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya92 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">march\u00e9s financ<span class=\"_ _3\"></span>iers (ESMA) concernan<span class=\"_ _3\"></span>t <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsdc wse9\">La transparen<span class=\"_ _0\"></span>ce dans la mis<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 ya93 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en \u0153uvre de la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>7 contra<span class=\"_ _0\"></span>ts d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span><span class=\"lsf0 ws104\">, </span>c</span>ompte tenu de</div>\n<div class=\"t m0 x6 h62 ya94 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9tat d'<span class=\"_ _0\"></span>avancem<span class=\"_ _0\"></span>ent de la mise en \u0153<span class=\"_ _0\"></span>uvre au se<span class=\"_ _0\"></span>in de ses filia<span class=\"_ _0\"></span>les et <span class=\"lsf7 wseb\">ses </span></div>\n<div class=\"t m0 x6 h62 ya95 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises a<span class=\"lsf7 wseb\">ssoci\u00e9es<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya96 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya97 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les paragraphe<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _3\"></span> clarifient<span class=\"_ _3\"></span> l'impact de<span class=\"_ _3\"></span> la premi\u00e8re<span class=\"_ _3\"></span> applicat<span class=\"_ _3\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 ya98 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 et 17 pa<span class=\"_ _0\"></span>r les fi<span class=\"_ _0\"></span>liales <span class=\"_ _0\"></span>d'Ageas<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> </span></div>\n<div class=\"t m0 x6 h62 ya99 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire au 1</span></span></div>\n<div class=\"t m0 x1d h76 ya9a ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xa6 h62 ya9b ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya9c ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Bien qu'<span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>econnai<span class=\"_ _0\"></span>sse qu<span class=\"ls0 ws0\">e </span><span class=\"wse9\">la pr\u00e9s<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n d'info<span class=\"_ _0\"></span>rmatio<span class=\"lsdd\">ns </span></span></div>\n<div class=\"t m0 x6 h62 ya9e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de se<span class=\"_ _0\"></span>s filiales<span class=\"_ _0\"></span> ne donne qu'<span class=\"_ _0\"></span>une vue pa<span class=\"_ _0\"></span>rtielle de l'<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya9f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 estim\u00e9 d<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">la premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>des normes I<span class=\"_ _0\"></span>FRS 9 et 17,</div>\n<div class=\"t m0 x6 h62 yaa0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a conc<span class=\"_ _0\"></span>lu que la pr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ion d'info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>ns quanti<span class=\"_ _0\"></span>tatives<span class=\"_ _0\"></span> <span class=\"lsde wsea\">de<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">se<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span> ne ser<span class=\"_ _0\"></span>ait <span class=\"lsde wsea\">actuellement </span><span class=\"wse9\">pas conforme a<span class=\"_ _0\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 yaa2 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">en mati<span class=\"_ _0\"></span>\u00e8re de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion d\u2019inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ion sou<span class=\"_ _0\"></span>s la norm<span class=\"_ _0\"></span>e <span class=\"lsf8 ws111\">IAS </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">8. Ageas a l'i<span class=\"_ _0\"></span>ntenti<span class=\"_ _0\"></span>on de pr\u00e9se<span class=\"_ _0\"></span>nter l'imp<span class=\"_ _0\"></span>act de <span class=\"lsde wseb\">la premi\u00e8re appli<span class=\"_ _3\"></span>cation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yaa4 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 e<span class=\"lsf0 ws0\">t IFRS <span class=\"lsde wsea\">17 <span class=\"wsfa\">\u00e0 la date de</span></span><span class=\"ls0\"> <span class=\"ls109 ws129\">la</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">transition<span class=\"_ _3\"></span> </span></span></span>au sein de s<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yaa5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> et de ses en<span class=\"lsde wsfa\">treprises associ\u00e9es lors d'un<span class=\"_ _3\"></span>e pr\u00e9sentation s\u00e9<span class=\"_ _3\"></span>par\u00e9e </span></div>\n<div class=\"t m0 x6 h62 yaa6 ff7a fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mi<span class=\"ls0 ws0\">- <span class=\"lsde wsea\">2023 <span class=\"_ _3\"></span><span class=\"wsfa\">organis\u00e9e par<span class=\"_ _3\"></span> le d\u00e9partement rel<span class=\"_ _3\"></span>ation</span></span>s <span class=\"_ _3\"></span><span class=\"lsdd ws12a\">avec les investisseurs.</span> </span></div>\n<div class=\"t m0 x6 h62 yaa7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaa8 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas ne p<span class=\"_ _3\"></span>r\u00e9sente \u00e9gal<span class=\"_ _3\"></span>ement pas<span class=\"_ _3\"></span> d<span class=\"wsea\">es <span class=\"lsdc wse9\">estimatio<span class=\"_ _0\"></span>ns des impac<span class=\"_ _0\"></span>ts au 30 </span></span></div>\n<div class=\"t m0 x1a h62 yaa9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2022 o<span class=\"_ _0\"></span>u au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, co<span class=\"_ _0\"></span>mme ces est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns ne sont</div>\n<div class=\"t m0 x1a h62 yaaa ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsde wseb\">ctuelleme<span class=\"_ _3\"></span>nt pas enco<span class=\"_ _3\"></span>re connues<span class=\"_ _3\"></span> ou raisonnab<span class=\"_ _3\"></span>lement <span class=\"lsfe ws11a\">fiable<span class=\"_ _3\"></span>s</span>. Les </span></div>\n<div class=\"t m0 x1a h62 yaab ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts s<span class=\"_ _0\"></span>ur l\u2019\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et su<span class=\"_ _0\"></span>r le compte de</div>\n<div class=\"t m0 x1a h62 yaac ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at consoli<span class=\"_ _0\"></span>d\u00e9 \u00e0 ces dates s<span class=\"_ _0\"></span>eront pr<span class=\"_ _0\"></span>\u00e9sent\u00e9s<span class=\"_ _0\"></span> dans les \u00e9t<span class=\"_ _0\"></span>ats financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x1a h62 yaad ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span> ou les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s de <span class=\"lsde wseb\">l\u2019exercice comptable<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaae ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaaf ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En compar<span class=\"_ _0\"></span>aison aux<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s comptab<span class=\"_ _0\"></span>ilis\u00e9s dan<span class=\"_ _0\"></span>s l'\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la</div>\n<div class=\"t m0 x1a h62 yab1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> d\u2019Ageas a<span class=\"_ _0\"></span>u 1er ja<span class=\"_ _0\"></span>nvier 20<span class=\"_ _0\"></span>22 suiva<span class=\"_ _0\"></span>nt les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>AS</div>\n<div class=\"t m0 x1a h62 yab2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39 et IFRS 4, la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e applicat<span class=\"_ _0\"></span>ion des no<span class=\"_ _0\"></span>rmes IFRS 9 et<span class=\"_ _0\"></span> IFRS 17 au</div>\n<div class=\"t m0 x1a h62 yab3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sein des fil<span class=\"_ _0\"></span>iales d'A<span class=\"_ _0\"></span>geas a entra\u00ee<span class=\"_ _0\"></span>n\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yab4 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des actifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yab5 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab6 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une diminution du t<span class=\"_ _0\"></span>otal<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des capitaux p<span class=\"_ _3\"></span>ropres.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les impac<span class=\"_ _0\"></span>ts les plus im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>es de la prem<span class=\"_ _0\"></span>i\u00e8re appl<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es normes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yab9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 et IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">sur l\u2019\u00e9tat consolid<span class=\"_ _3\"></span>\u00e9 de la situati<span class=\"_ _3\"></span>on financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas </span></div>\n<div class=\"t m0 x1a h62 yaba ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x6a h76 yabb ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21a h62 yabc ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 (\u00e9galemen<span class=\"_ _3\"></span>t appel\u00e9 </span><span class=\"ff7d\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">l\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re </span></div>\n<div class=\"t m0 x1a h62 yabd ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ouvert<span class=\"_ _0\"></span>ure<span class=\"ff7d ls0 ws0\"> \u00bb</span><span class=\"wseb\">) sont cl<span class=\"_ _0\"></span>arifi\u00e9s c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x1a h7e yabe ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les ac<span class=\"_ _0\"></span>tifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yabf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n du total des ac<span class=\"_ _0\"></span>tifs est pr<span class=\"_ _0\"></span>incip<span class=\"lsde wsfa\">alement li\u00e9e \u00e0 l'application </span></div>\n<div class=\"t m0 x1a h62 yac0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dispos<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> dans la norm<span class=\"_ _0\"></span>e IFRS 9 sur l<span class=\"wseb\">e cl<span class=\"_ _0\"></span>assemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span>et l'\u00e9va<span class=\"_ _0\"></span>luation.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yac1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par rappo<span class=\"_ _0\"></span>rt \u00e0 la norme IA<span class=\"_ _0\"></span>S 39, une plus<span class=\"_ _0\"></span> grande part<span class=\"_ _0\"></span>ie des</div>\n<div class=\"t m0 x1a h62 yac2 ff7a fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">\u00e9valu\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 yac3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yac4 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yac5 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En app<span class=\"wseb\">liquant <span class=\"_ _3\"></span>la norme <span class=\"_ _3\"></span>IAS 39, Ageas<span class=\"_ _3\"></span> classifiai<span class=\"_ _3\"></span>t une part<span class=\"_ _3\"></span>ie de se<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yac6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d\u2019emp<span class=\"_ _0\"></span>runt com<span class=\"_ _0\"></span>me <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span><span class=\"wse8\">d\u00e9tenus </span></div>\n<div class=\"t m0 x1a h62 yac7 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu'<span class=\"_ _0\"></span>\u00e0 leur \u00e9ch\u00e9<span class=\"_ _0\"></span>ance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"wseb\">ou comme <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span></span>pr\u00eats et cr<span class=\"_ _0\"></span>\u00e9ances<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> <span class=\"lsde wseb\">et \u00e9valuait <span class=\"_ _3\"></span>ces </span></span></div>\n<div class=\"t m0 x1a h62 yac8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s par cons\u00e9<span class=\"_ _0\"></span>quent au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i. <span class=\"lsde wsfa\">Par suite de l</span><span class=\"wse8\">a </span></div>\n<div class=\"t m0 x1a h62 yac9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de l\u2019an<span class=\"_ _0\"></span>alyse du mod<span class=\"_ _0\"></span>\u00e8le \u00e9cono<span class=\"_ _0\"></span>mique da<span class=\"_ _0\"></span>ns lequel <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 yaca ff7a fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">investissements sont<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9r\u00e9</span>s <span class=\"_ _3\"></span>s<span class=\"lsde wsea\">ous</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">la norm<span class=\"_ _0\"></span>e IFRS 9<span class=\"_ _0\"></span>, et par<span class=\"_ _0\"></span>ce que ces </span></span></div>\n<div class=\"t m0 x1a h62 yacb ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s satisf<span class=\"_ _0\"></span>ont au crit\u00e8<span class=\"_ _0\"></span>re de <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span>rembourse<span class=\"_ _0\"></span>ment de princ<span class=\"_ _0\"></span>ipal et</div>\n<div class=\"t m0 x1a h62 yacc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des verse<span class=\"_ _0\"></span>ments d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eats s<span class=\"_ _0\"></span>ur le princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span></span>, une grande p<span class=\"_ _0\"></span>artie de ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yacd ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est \u00e9v<span class=\"_ _0\"></span>alu\u00e9e \u00e0 la<span class=\"_ _0\"></span> juste<span class=\"_ _0\"></span> valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x1a h62 yace ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal <span class=\"lsf7\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 9. \u00c0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yacf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, le gai<span class=\"_ _0\"></span>n ou la perte no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9 <span class=\"lsde wsea\">cumul\u00e9 </span>depuis l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span></div>\n<div class=\"t m0 x1a h62 yad0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"lsdd ws12a\">ial<span class=\"_ _0\"></span>e de ces investissements <span class=\"lsdc wse9\">a \u00e9t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">comptabilis\u00e9 dans </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yad1 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat<span class=\"_ _3\"></span> global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yad2 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yad3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie d<span class=\"_ _0\"></span>es invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents <span class=\"wse8\">par </span>Age<span class=\"_ _0\"></span>as dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 yad4 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019emprunt<span class=\"lsdc wse9\">, principalem<span class=\"_ _0\"></span>ent des inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments dan<span class=\"_ _0\"></span>s des fonds </span></div>\n<div class=\"t m0 x1a h62 yad5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt non cot<span class=\"_ _0\"></span>\u00e9s ou des fond<span class=\"_ _0\"></span>s <span class=\"lsde wseb\">cot\u00e9s en<span class=\"_ _3\"></span> bourse</span>, ne satisfont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yad6 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas au <span class=\"wseb\">crit\u00e8re d<span class=\"_ _3\"></span>e <span class=\"ff7d ls0 ws0\">\u00ab <span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">rembours<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>e princip<span class=\"_ _0\"></span>al et \u00e0 des vers<span class=\"_ _0\"></span>ements </span></span></div>\n<div class=\"t m0 x1a h62 yad7 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sur l<span class=\"_ _0\"></span>e princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"lsde\">sous l<span class=\"_ _3\"></span>a norme IFRS<span class=\"_ _3\"></span> 9. <span class=\"wsfa\">\u00c0 la da<span class=\"_ _3\"></span>te de <span class=\"ls109 ws129\">la </span></span></span></div>\n<div class=\"t m0 x1a h62 yad8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">a </span></div>\n<div class=\"t m0 xa1 h62 yad9 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">reclassifi\u00e9<span class=\"_ _3\"></span> et r\u00e9\u00e9valu\u00e9<span class=\"_ _3\"></span> <span class=\"lsf7\">ces </span></span></div>\n<div class=\"t m0 x1a h62 yada ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s \u00e0 la juste <span class=\"lsde wsfa\">valeur par le biais du </span>r\u00e9sultat net<span class=\"_ _0\"></span><span class=\"lsde wseb\">, alors que<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yadb ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ces inve<span class=\"_ _0\"></span>stisse<span class=\"_ _0\"></span>ments \u00e9t<span class=\"_ _0\"></span>aient \u00e9v<span class=\"_ _0\"></span>alu\u00e9s a<span class=\"_ _0\"></span>u co\u00fbt am<span class=\"_ _0\"></span>orti ou \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 yadc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat g<span class=\"_ _0\"></span>lobal <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IAS </span></div>\n<div class=\"t m0 x1a h62 yadd ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39. En outr<span class=\"_ _0\"></span>e, Ageas a d\u00e9s<span class=\"_ _0\"></span>ign\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> <span class=\"lsde wsfa\">tran<span class=\"_ _3\"></span>sition certains<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yade ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">i<span class=\"lsdc wse9\">nvestisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns des instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> <span class=\"lsde wsea\">d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"wsfa\">, qui couvrent des<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yadf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> <span class=\"lsf3 ws10c\">comme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">\u00e9valu\u00e9<span class=\"lsde wsea\">es<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">\u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par l<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 yae0 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais du<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9sultat net</span></span><span class=\"wseb\">, car cette d\u00e9<span class=\"_ _3\"></span>signation r\u00e9du<span class=\"_ _3\"></span>it les in<span class=\"_ _3\"></span>coh\u00e9rences </span></div>\n<div class=\"t m0 x1a h62 yae1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'\u00e9val<span class=\"_ _0\"></span>uation ou les<span class=\"_ _0\"></span> asym\u00e9tr<span class=\"_ _0\"></span>ies compt<span class=\"_ _0\"></span>ables avec<span class=\"_ _0\"></span> l'\u00e9val<span class=\"lsde wseb\">uation des passifs </span></div>\n<div class=\"t m0 x1a h62 yae2 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondants<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce ou <span class=\"lsde wsfa\">des contrats </span></div>\n<div class=\"t m0 x1a h62 yae3 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de </span><span class=\"ff81\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit attendu<span class=\"_ _3\"></span>es</span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dans<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IFR<span class=\"_ _0\"></span>S 9 <span class=\"wse9\">a entra\u00ee<span class=\"_ _0\"></span>n\u00e9e, \u00e0 la dat<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion, <span class=\"ls109 ws129\">la<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d'une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> de cr\u00e9dit<span class=\"_ _0\"></span> attendues<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y93e ff7f fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents d<span class=\"wseb\">\u2019em<span class=\"_ _0\"></span>prunt q<span class=\"_ _0\"></span>ui est </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9g\u00e8re<span class=\"_ _0\"></span>ment sup\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour pert<span class=\"_ _0\"></span>es subies qu<span class=\"_ _0\"></span>\u2019Ageas a<span class=\"lsf7 wseb\">vait<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">les m\u00eames instr<span class=\"_ _0\"></span>uments s<span class=\"_ _0\"></span>ous la norme<span class=\"_ _0\"></span> IAS 39. Cela </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coule d<span class=\"_ _0\"></span>u fait que la maj<span class=\"_ _0\"></span>orit\u00e9 des<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> <span class=\"wse8\">par <span class=\"lsde wseb\">Ageas dans d<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents d\u2019e<span class=\"_ _0\"></span>mprunt ont<span class=\"_ _0\"></span> une notati<span class=\"_ _0\"></span>on <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> </span></span><span class=\"wseb\">ayant vale<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x6 h62 y943 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsdd wse9\">(c'est</span>-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsfe ws11a\">dire<span class=\"_ _3\"></span></span>, <span class=\"lsde wsfa\">qu<span class=\"_ _3\"></span>'ils ont une notation<span class=\"_ _3\"></span> de risque de </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit de <span class=\"lsde wseb\">Baa3 ou BBB<span class=\"ls0 ws0\">- </span></span>ou sup\u00e9rieure) et n<span class=\"_ _0\"></span>e se caract\u00e9<span class=\"_ _0\"></span>risent do<span class=\"_ _0\"></span>nc pas</div>\n<div class=\"t m0 x6 h62 y945 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on signifi<span class=\"_ _0\"></span>cative du ri<span class=\"_ _0\"></span>sque de cr<span class=\"_ _0\"></span>\u00e9dit depu<span class=\"_ _0\"></span>is leur dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y946 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse8\">dire</span>,<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">class\u00e9s e<span class=\"_ _0\"></span>n Etage 1). Po<span class=\"_ _0\"></span>ur ces </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, Ageas co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>ise une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y9ee ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> des pert<span class=\"_ _0\"></span>es de c<span class=\"_ _0\"></span>r\u00e9dit att<span class=\"_ _0\"></span>endues <span class=\"_ _0\"></span>pour les <span class=\"_ _0\"></span>12 moi<span class=\"_ _0\"></span>s \u00e0 venir.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> norme<span class=\"ls0 ws0\"> </span><span class=\"wseb\">IAS<span class=\"_ _3\"></span> 39, Ageas <span class=\"lsdd wse9\">clas<span class=\"_ _3\"></span>sifiait<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">la plus gra<span class=\"_ _0\"></span>nde parti<span class=\"_ _0\"></span>e de </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ses investisseme<span class=\"_ _3\"></span>nts en instrumen<span class=\"_ _3\"></span>ts de capitaux prop<span class=\"_ _3\"></span>res <span class=\"lsf3 ws10c\">comme </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff81 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles \u00e0 <span class=\"_ _3\"></span>la vente<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff7f\"> <span class=\"lsdc wse8\">et</span> <span class=\"lsdc wse9\">\u00e9valuait c<span class=\"lsdd ws11a\">es investissements</span></span> <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ent \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur pa<span class=\"_ _0\"></span>r le biais<span class=\"_ _0\"></span> des aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments d<span class=\"_ _0\"></span>u r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global. E<span class=\"_ _0\"></span>n <span class=\"lsde wsea\">appliquant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>la norme IFR<span class=\"_ _0\"></span>S 9, Ageas a d<span class=\"_ _0\"></span>\u00e9cid\u00e9 de cont<span class=\"_ _0\"></span>inuer \u00e0</div>\n<div class=\"t m0 x6 h62 y9f5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuer l<span class=\"_ _0\"></span>a plus grand<span class=\"_ _0\"></span>e partie de s<span class=\"_ _0\"></span>es investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nts en instr<span class=\"_ _0\"></span>uments d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f6 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres \u00e0 la j<span class=\"_ _0\"></span>uste valeu<span class=\"_ _0\"></span>r par le biais<span class=\"_ _0\"></span> des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ments<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y9f7 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat glo<span class=\"_ _3\"></span>bal, en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>e choix i<span class=\"_ _3\"></span>rr\u00e9vocable<span class=\"ls0 ws0\"> </span>dan<span class=\"_ _3\"></span>s la nor<span class=\"_ _3\"></span>me IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ult<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>res de l<span class=\"ls0 ws0\">a </span><span class=\"wseb\">juste va<span class=\"_ _0\"></span>leur de c<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es dans le<span class=\"wsfa\">s<span class=\"_ _3\"></span> autre<span class=\"lsdd wse9\">s </span></span></div>\n<div class=\"t m0 x6 h62 y9fa ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y9fb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fc ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9tant donn\u00e9<span class=\"_ _3\"></span> que les in<span class=\"_ _3\"></span>vestissemen<span class=\"_ _3\"></span>ts dans des i<span class=\"_ _3\"></span>nstruments d<span class=\"_ _3\"></span>e capitau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y9fd ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres son<span class=\"_ _3\"></span>t hors du<span class=\"_ _3\"></span> champ d'appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff7f\"> </span></span><span class=\"wsea\">perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span>de </span></div>\n<div class=\"t m0 x6 h62 y9fe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit att<span class=\"_ _3\"></span>endue<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"ff81\">\u00bb</span> <span class=\"lsdc wse8\">dans</span> </span><span class=\"lsdc\">la norme I<span class=\"_ _0\"></span>FRS 9<span class=\"ls0 ws0\">, </span><span class=\"lsde\">et que <span class=\"_ _3\"></span><span class=\"lsdd ws11a\">les dispositions de </span><span class=\"wsea\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 9 doi<span class=\"wse8\">vent<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00eatre appliqu\u00e9e</span>s </span></span>de mani\u00e8re r\u00e9tros<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>e, le</div>\n<div class=\"t m0 x6 h62 ya00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al impact d<span class=\"_ _0\"></span>e la transit<span class=\"_ _0\"></span>ion conc<span class=\"_ _0\"></span>erne la d\u00e9c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h62 ya01 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">correct<span class=\"_ _0\"></span>ions de val<span class=\"_ _0\"></span>eur pour pert<span class=\"_ _0\"></span>es subi<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">qu'Ageas avai<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span>comptab<span class=\"_ _3\"></span>ilis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ya02 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ces investissements </span></span>sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IAS 39. <span class=\"lsdc wse9\">A la date de <span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff7f fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">tra<span class=\"ws0\">nsition, c<span class=\"lsdc wse9\">ela a eu un imp<span class=\"_ _0\"></span>act positif<span class=\"_ _0\"></span> sur le total de<span class=\"_ _0\"></span>s capita<span class=\"_ _0\"></span>ux propr<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 ya04 ff7f fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> 0<span class=\"_ _3\"></span>,<span class=\"lsfe ws111\">3 m<span class=\"_ _3\"></span>illiards<span class=\"lsde wsea\">).</span></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya06 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">la norme IAS<span class=\"_ _0\"></span> 39, les <span class=\"_ _0\"></span>pr\u00eats aux<span class=\"_ _0\"></span> titul<span class=\"_ _0\"></span>aires d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance </span></span></div>\n<div class=\"t m0 x6 h62 ya07 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9taient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s <span class=\"_ _0\"></span>en actifs<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers. C<span class=\"_ _0\"></span>onfor<span class=\"_ _0\"></span>m\u00e9ment au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 ya08 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la nor<span class=\"_ _0\"></span>me IFRS 17, A<span class=\"_ _0\"></span>geas a inclu<span class=\"_ _0\"></span>s les pr\u00eats <span class=\"lsde wsfa\">aux titulaires </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans l'\u00e9valuation des pa<span class=\"_ _3\"></span>ssifs des contra<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wse9\">de la norme IFRS 17 a ent<span class=\"_ _0\"></span>ra\u00een\u00e9 la </span></div>\n<div class=\"t m0 x6 h62 ya0d ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion de tous les mon<span class=\"_ _3\"></span>tants comptab<span class=\"lsfe ws11a\">ilis<span class=\"_ _3\"></span>\u00e9s </span><span class=\"wseb\">sous <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 4 pour l<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>d'acquisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s et la val<span class=\"_ _0\"></span>eur <span class=\"wseb\">d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n des </span></div>\n<div class=\"t m0 x6 h62 ya0f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya10 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse9\">Les montants relat<span class=\"_ _0\"></span>ifs aux f<span class=\"_ _0\"></span>rais d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9s<span class=\"_ _0\"></span> (EUR<span class=\"ls0 ws0\"> 0,<span class=\"lsf8 ws111\">.4 </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff7f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">milliard<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">) ont \u00e9t\u00e9 d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la date d<span class=\"_ _0\"></span>e <span class=\"lsfe ws11a\">la </span><span class=\"wseb\">transition, r<span class=\"_ _0\"></span>efl\u00e9ta<span class=\"_ _0\"></span>n<span class=\"lsf0 ws104\">t </span></span></span></div>\n<div class=\"t m0 x5c h62 ya12 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le choix<span class=\"_ _0\"></span> de princ<span class=\"_ _0\"></span>ipe com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>'Ageas <span class=\"_ _0\"></span>de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>er en ch<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x5c h62 ya13 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition au mom<span class=\"_ _0\"></span>ent qu\u2019A<span class=\"_ _0\"></span>geas enga<span class=\"_ _0\"></span>ge ces frais<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour </span></span></div>\n<div class=\"t m0 x5c h62 ya14 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"wseb\">vie \u00e9valu<span class=\"_ _0\"></span>\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a r\u00e9part<span class=\"_ _0\"></span>ition </span></div>\n<div class=\"t m0 x5c h62 ya15 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des primes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wseb\">Les montants r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s \u00e0 <span class=\"wse9\">la val<span class=\"_ _0\"></span>eur d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n des portef<span class=\"_ _0\"></span>euilles </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b4 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">(EUR</span> 0,<span class=\"_ _3\"></span></span><span class=\"wse9\">0 millia<span class=\"_ _0\"></span>rds) ont \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> car ils sont </span></div>\n<div class=\"t m0 x6a h62 y9b5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inclus da<span class=\"_ _0\"></span>ns l'\u00e9val<span class=\"_ _0\"></span>uation des p<span class=\"_ _0\"></span>assifs d<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e yae7 ff83 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les p<span class=\"_ _0\"></span>assifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wseb\">de la norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9 n\u2019a pas entrain\u00e9<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a h62 yae9 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reclassement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des passi<span class=\"_ _3\"></span>fs financier<span class=\"_ _3\"></span>s d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaea ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des passi<span class=\"_ _0\"></span>fs <span class=\"lsf8 ws111\">tota</span><span class=\"wse8\">ux<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est principal<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9e \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 ya5e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, <span class=\"wse8\">des </span>co<span class=\"_ _0\"></span>ntrats de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et</div>\n<div class=\"t m0 x1a h62 ya5f ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, en </span></div>\n<div class=\"t m0 x1a h62 ya60 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant les d<span class=\"_ _0\"></span>isposi<span class=\"_ _0\"></span>tions d<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation bas<span class=\"_ _0\"></span>\u00e9es su<span class=\"_ _0\"></span>r la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x1a h62 ya61 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inclut <span class=\"lsde wsfa\">dans la norme IFRS 17.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> a identif<span class=\"_ _0\"></span>i\u00e9, compt<span class=\"_ _0\"></span>abilis\u00e9 et<span class=\"_ _0\"></span> mesur\u00e9</div>\n<div class=\"t m0 x1a h62 yaeb ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque grou<span class=\"_ _3\"></span>pe de contra<span class=\"_ _3\"></span>ts d\u2019assurance<span class=\"_ _3\"></span>, de con<span class=\"_ _3\"></span>trats d<span class=\"lsdc wse9\">e r\u00e9assuranc<span class=\"_ _0\"></span>e et </span></div>\n<div class=\"t m0 x1a h62 yaec ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de <span class=\"lsde wseb\">contrats d\u2019i<span class=\"_ _3\"></span>nvestissement a<span class=\"_ _3\"></span>vec partic<span class=\"_ _3\"></span>ipation di<span class=\"_ _3\"></span>scr\u00e9tionnaire de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaed ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re r\u00e9tros<span class=\"_ _3\"></span>pective<span class=\"ls0 ws0\"> </span><span class=\"wsea\">(\u00e9g<span class=\"_ _3\"></span>alement<span class=\"ls0 ws0\"> </span>appe<span class=\"_ _3\"></span>l\u00e9 <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"_ _3\"></span></span></span>l\u2019approche<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">enti\u00e8rem<span class=\"_ _0\"></span>ent </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span>)</span><span class=\"wseb\">, comm<span class=\"_ _0\"></span>e si les <span class=\"wse8\">dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">dans la norme<span class=\"_ _3\"></span> <span class=\"lsf9 ws121\">IFRS 1<span class=\"_ _3\"></span>7 </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaef ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s'appliquaien<span class=\"_ _3\"></span>t \u00e0 ces groupes de<span class=\"_ _3\"></span> contrats <span class=\"wsea\">depuis <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la date de <span class=\"wse8\">leur </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale. C<span class=\"_ _0\"></span>ela comp<span class=\"_ _0\"></span>rend l'<span class=\"_ _0\"></span>identif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n, l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n et la</div>\n<div class=\"t m0 x1a h62 yaf1 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de tous les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(actifs li<span class=\"_ _0\"></span>\u00e9s aux)<span class=\"ls0 ws0\"> </span>flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie li\u00e9s aux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yaf2 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">frais <span class=\"lsdc wse8\">d'acquisiti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf3 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans cert<span class=\"_ _0\"></span>aines sit<span class=\"_ _0\"></span>uations,<span class=\"_ _0\"></span> Ageas n'a p<span class=\"_ _0\"></span>as \u00e9t\u00e9 en mes<span class=\"_ _0\"></span>ure d'\u00e9<span class=\"lsde wsea\">valuer un<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf5 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la </span><span class=\"lsde\">transition en app<span class=\"_ _3\"></span>liquant </span></div>\n<div class=\"t m0 x1a h62 yaf6 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'approche <span class=\"_ _3\"></span><span class=\"lsdc wse8\">enti\u00e8re<span class=\"_ _0\"></span>ment <span class=\"wseb\">r\u00e9tr<span class=\"_ _0\"></span>ospecti<span class=\"_ _0\"></span>ve. Ce fut<span class=\"_ _0\"></span> le cas a<span class=\"_ _0\"></span>lors que<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"lsdc wse9\">de comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">existants d'Age<span class=\"_ _3\"></span>as sur les flux de<span class=\"_ _3\"></span> tr\u00e9sorerie histori<span class=\"_ _3\"></span>ques <span class=\"wsea\">\u00e9taient<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 yaf9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">bas\u00e9es sur<span class=\"_ _3\"></span> des hypo<span class=\"_ _3\"></span>th\u00e8ses \u00e9labor\u00e9es <span class=\"_ _3\"></span>a posteriori<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yafa ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse8\">Certaines <span class=\"lsde wsfa\">informations raiso<span class=\"_ _3\"></span>nnables et justi<span class=\"_ _3\"></span>fiables sur les flux<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>historiques n<span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u2019\u00e9taie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">pas disponibles dans les syst\u00e8mes </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de co<span class=\"lsde wsea\">mptabilisation <span class=\"_ _3\"></span><span class=\"wsfa\">existants d'Ageas,<span class=\"_ _3\"></span> ou uniquement dis<span class=\"_ _3\"></span>ponibles \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 y9d4 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un niveau<span class=\"_ _3\"></span> d'agr\u00e9gation<span class=\"_ _3\"></span> sup\u00e9rieur o<span class=\"_ _3\"></span>u diff\u00e9rent<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9d5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions rel<span class=\"_ _0\"></span>atives au ni<span class=\"_ _0\"></span>veau de re<span class=\"_ _0\"></span>groupem<span class=\"_ _0\"></span>ent sous la no<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x6a h62 y9d6 ff7f fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y9d7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"wseb\">de compta<span class=\"_ _3\"></span>bilis<span class=\"lsdc wse8\">ation </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d8 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">existants ne<span class=\"_ _3\"></span> permett<span class=\"lsdc wse8\">aient<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">pas \u00e0 Ageas d<span class=\"_ _3\"></span>'<span class=\"lsf8 ws111\">esti<span class=\"_ _3\"></span>mer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>correctement l<span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x6a h62 y9d9 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>on de la m<span class=\"_ _0\"></span>arge su<span class=\"_ _0\"></span>r serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els a<span class=\"wse9\">vant<span class=\"_ _0\"></span> la date de </span></div>\n<div class=\"t m0 x6a h62 y9da ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on. Ces <span class=\"_ _0\"></span><span class=\"lsde wsea\">variations<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ont un impac<span class=\"_ _0\"></span>t sur la <span class=\"lsde wsfa\">marge sur services </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9db ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e transi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9dd ff7f fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Dans ces <span class=\"lsf8 ws111\">situa<span class=\"_ _3\"></span>t<span class=\"lsde wsea\">ions<span class=\"lsdc wse9\">, ces groupes d<span class=\"_ _0\"></span>e contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y9de ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la date de la trans<span class=\"_ _0\"></span>ition en a<span class=\"_ _0\"></span>ppliquant<span class=\"_ _0\"></span> <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wsea\">l\u2019ap<span class=\"_ _3\"></span>proche </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9df ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective m<span class=\"_ _0\"></span>odifi\u00e9e</div>\n<div class=\"t m0 x266 h62 yafb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsde wsea\">ou<span class=\"_ _3\"></span> </span><span class=\"ff81\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">l\u2019approche</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">fond\u00e9e sur <span class=\"wseb\">la j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span></span></span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x1a h62 yafc ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(voir ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">des<span class=\"_ _3\"></span>sous)<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. L'object<span class=\"_ _0\"></span>if de ces de<span class=\"_ _0\"></span>ux approc<span class=\"_ _0\"></span>hes alter<span class=\"_ _0\"></span>natives </span></span></span></div>\n<div class=\"t m0 x1a h62 yafd ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse8\">\u2019\u00e9valuat<span class=\"lsfe ws11a\">ion</span></span> <span class=\"lsdc wse9\">de la trans<span class=\"_ _0\"></span>ition es<span class=\"_ _0\"></span>t d'obte<span class=\"_ _0\"></span>nir le r\u00e9sult<span class=\"_ _0\"></span>at le plus<span class=\"_ _0\"></span> proche </span></div>\n<div class=\"t m0 x1a h62 yafe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible de<span class=\"_ _3\"></span> l'approche<span class=\"_ _3\"></span> <span class=\"wsea\">enti\u00e8rement<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">r\u00e9trospec<span class=\"_ _0\"></span>tive, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt des </span></span></div>\n<div class=\"t m0 x1a h62 yaff ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>aisonna<span class=\"_ _0\"></span>bles et <span class=\"_ _0\"></span>justifi<span class=\"_ _0\"></span>ables q<span class=\"_ _0\"></span>ui sont <span class=\"_ _0\"></span>disponi<span class=\"_ _0\"></span>bles sans<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 yb00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ni efforts<span class=\"_ _0\"></span> excessif<span class=\"_ _0\"></span>s \u00e0 la date de <span class=\"lsfe ws11a\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 267px; height: 839px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 267px; height: 839px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 267px; height: 839px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce dans ses ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>t\u00e9s<span class=\"ls0 ws0\"> N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 l\u2019<span class=\"_ _0\"></span>approc<span class=\"_ _0\"></span>he enti\u00e8re<span class=\"_ _0\"></span>ment r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive pour \u00e9v<span class=\"_ _0\"></span>aluer les</div>\n<div class=\"t m0 x6 h62 y8b3 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> au titre de la cou<span class=\"_ _0\"></span>verture r<span class=\"_ _0\"></span>estant<span class=\"_ _0\"></span>e li\u00e9 \u00e0 ces grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>ra<span class=\"lsf0 ws104\">ts </span></div>\n<div class=\"t m0 x6 h62 y93e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> passifs au t<span class=\"_ _0\"></span>itre des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenus l<span class=\"_ _0\"></span>i\u00e9 \u00e0 ces</div>\n<div class=\"t m0 x6 h62 y93f ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e ont \u00e9t\u00e9 \u00e9valu\u00e9s<span class=\"_ _3\"></span> en appliquant</div>\n<div class=\"t m0 x6 h62 y940 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019appr<span class=\"_ _0\"></span>oche enti\u00e8<span class=\"_ _0\"></span>rement r\u00e9t<span class=\"_ _0\"></span>rospec<span class=\"_ _0\"></span>tive pour les<span class=\"_ _0\"></span> ann\u00e9es d<span class=\"_ _0\"></span>e survena<span class=\"_ _0\"></span>nce les</div>\n<div class=\"t m0 x6 h62 y941 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plus r\u00e9cen<span class=\"_ _3\"></span>tes et en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>\u2019approche r\u00e9<span class=\"_ _3\"></span>trospective modi<span class=\"_ _3\"></span>fi\u00e9e pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y942 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ann\u00e9es d<span class=\"_ _0\"></span>e surven<span class=\"_ _0\"></span>ance ant\u00e9<span class=\"_ _0\"></span>rieurs \u00e0 20<span class=\"_ _0\"></span>16. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ses activit\u00e9s </span>V</span></span>ie, Ageas</div>\n<div class=\"t m0 x6 h62 y945 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a appliqu\u00e9 les appro<span class=\"_ _3\"></span>ches d<span class=\"lsfe ws11a\">\u2019\u00e9valua<span class=\"_ _3\"></span>tion<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de <span class=\"_ _3\"></span>transition<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>es groupes<span class=\"_ _3\"></span> de <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e9mis en 20<span class=\"_ _0\"></span>18 ou apr\u00e8s <span class=\"lsde wsea\">ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement \u00e9t\u00e9 \u00e9v<span class=\"_ _0\"></span>alu\u00e9s en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant l'appr<span class=\"_ _0\"></span>oche <span class=\"lsde wsea\">enti\u00e8rement </span></div>\n<div class=\"t m0 x5c h62 y9ee ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les groupes de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e9mis avan<span class=\"_ _0\"></span>t 2018 ont \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>'approche<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>fond\u00e9e sur<span class=\"ls0 ws0\"> </span>la ju<span class=\"_ _3\"></span>ste valeur<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wsfa\">L<span class=\"_ _3\"></span>es groupes de con<span class=\"lsdc wse9\">trats d'assur<span class=\"_ _0\"></span>ance avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation di<span class=\"wseb\">r<span class=\"_ _0\"></span>ecte ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9f2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 \u00e9valu<span class=\"_ _0\"></span>\u00e9s en appli<span class=\"_ _0\"></span>quant l'a<span class=\"_ _0\"></span>pproche r<span class=\"_ _0\"></span>\u00e9trosp<span class=\"_ _0\"></span>ective mo<span class=\"_ _0\"></span>difi\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 y9f5 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant l'app<span class=\"_ _0\"></span>roche r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive modif<span class=\"_ _0\"></span>i\u00e9e, Age<span class=\"_ _0\"></span>as a estim\u00e9 les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x6 h62 y9f6 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span><span class=\"wse8\">compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span><span class=\"lsde wseb\">ion initiale<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme les f<span class=\"_ _0\"></span>lux de <span class=\"_ _0\"></span>tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs \u00e0 la <span class=\"_ _0\"></span>date de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f8 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, ajust<span class=\"_ _0\"></span>\u00e9s pour les f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie r\u00e9e<span class=\"_ _0\"></span>llement<span class=\"_ _0\"></span> survenus<span class=\"_ _0\"></span> entre</div>\n<div class=\"t m0 x6 h62 y9f9 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la date de la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e et la date de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on. Une</div>\n<div class=\"t m0 x6 h62 y9fa ff84 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">simplific<span class=\"_ _0\"></span>a<span class=\"lsdc wse9\">tion sim<span class=\"_ _0\"></span>ilaire a \u00e9t<span class=\"_ _0\"></span>\u00e9 appliqu\u00e9<span class=\"_ _0\"></span>e aux estim<span class=\"_ _0\"></span>ations de l'<span class=\"_ _0\"></span>ajust<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fb ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au titre du ris<span class=\"_ _0\"></span>que non fi<span class=\"_ _0\"></span>nancier, q<span class=\"_ _0\"></span>ui a \u00e9t\u00e9 esti<span class=\"_ _0\"></span>m\u00e9 \u00e0 la date de <span class=\"lsde wsea\">la </span><span class=\"wse8\">transit<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 y9fc ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et a \u00e9t\u00e9 ajust<span class=\"_ _0\"></span>\u00e9 en foncti<span class=\"_ _0\"></span>on du d\u00e9ga<span class=\"_ _0\"></span>gement at<span class=\"_ _0\"></span>tendu du ri<span class=\"_ _0\"></span>sque avant<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y9fd ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">date de <span class=\"_ _3\"></span>transition. En<span class=\"_ _3\"></span> estimant l<span class=\"_ _3\"></span>e d\u00e9gagemen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">du risque<span class=\"_ _0\"></span>, r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9fe ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite au d\u00e9<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> du risque po<span class=\"_ _0\"></span>ur des co<span class=\"_ _0\"></span>ntrats sim<span class=\"_ _0\"></span>ilaires<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ff ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya00 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 ya01 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliquant l<span class=\"_ _3\"></span>'approche <span class=\"wsfa\">fond<span class=\"_ _3\"></span>\u00e9e sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la juste valeur,<span class=\"_ _0\"></span> Ageas a d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya02 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>ition co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00e9tant<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur du group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats <span class=\"lsde wsea\">d\u2019assurance </span><span class=\"wse8\">\u00e0 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e et les f<span class=\"_ _0\"></span>lux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du m\u00eam<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">groupe \u00e9valu\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en appliquan<span class=\"_ _3\"></span>t les <span class=\"wsea\">dis<span class=\"_ _3\"></span>positions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la normes IFRS 17 \u00e0 cet<span class=\"_ _0\"></span>te date.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya06 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya07 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9termi<span class=\"wsea\">nant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la juste val<span class=\"_ _0\"></span>eur d'un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e, </span></span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a ap<span class=\"_ _3\"></span>pliqu\u00e9 les<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la no<span class=\"_ _0\"></span>rme IFRS 13 <span class=\"ff87 ls0 ws0\">\u00ab<span class=\"ff84\"> </span></span>\u00c9valuat<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eu<span class=\"ls0 ws0\">r <span class=\"ff87\">\u00bb</span></span>, en tenant compt<span class=\"_ _0\"></span>e des \u00e9l\u00e9me<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya0a ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les hypoth\u00e8s<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs att<span class=\"_ _0\"></span>endus et<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0b ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tol<span class=\"_ _0\"></span>\u00e9rances <span class=\"_ _0\"></span>pour ris<span class=\"_ _0\"></span>ques s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es suiv<span class=\"_ _0\"></span>ant l\u2019<span class=\"_ _0\"></span>opinio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x5c h62 ya0c ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant au marc<span class=\"_ _0\"></span>h\u00e9, conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt aux <span class=\"lsde wsea\">dispositions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0d ff84 fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 13<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les taux d'actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n utilis\u00e9s p<span class=\"_ _0\"></span>our <span class=\"wse8\">\u00e9valu<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les</span> <span class=\"lsde wseb\">flu<span class=\"_ _3\"></span>x de tr\u00e9sore<span class=\"_ _3\"></span>rie </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">supposent u<span class=\"_ _3\"></span>ne r\u00e9mun\u00e9ration<span class=\"_ _3\"></span> du co\u00fbt<span class=\"_ _3\"></span> du capital<span class=\"_ _3\"></span> conforme <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x5c h62 ya10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et so<span class=\"_ _0\"></span>nt ajust<span class=\"_ _0\"></span>\u00e9s pour refl<span class=\"_ _0\"></span>\u00e9ter le ris<span class=\"_ _0\"></span>que de non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ex<span class=\"_ _0\"></span>\u00e9cution p<span class=\"_ _0\"></span><span class=\"lsde wsea\">ar<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas, en t<span class=\"_ _0\"></span>ant qu'\u00e9m<span class=\"_ _0\"></span>etteur d<span class=\"_ _0\"></span>es contrats<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 yb03 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les flux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e sont a<span class=\"_ _0\"></span>just\u00e9s <span class=\"_ _0\"></span>afin de<span class=\"ls0 ws0\"> </span><span class=\"wse9\">refl<span class=\"_ _0\"></span>\u00e9ter les mar<span class=\"_ _0\"></span>ges </span></span></span></div>\n<div class=\"t m0 x6a h62 yb04 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsfe ws11a\">\u00e9n\u00e9fic<span class=\"_ _3\"></span>iaires <span class=\"_ _3\"></span><span class=\"lsde wsea\">qu\u2019<span class=\"wsfa\">un participan<span class=\"_ _3\"></span>t au march\u00e9 </span>demande<span class=\"_ _3\"></span>rai</span></span> <span class=\"lsde wsea\">pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accepter les<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s en ver<span class=\"_ _3\"></span>tu du<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">groupe<span class=\"_ _3\"></span> de contrats et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb06 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>non direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb07 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y976 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les r\u00e9su<span class=\"_ _0\"></span>ltats d<span class=\"_ _0\"></span>e la juste v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>alcul<span class=\"_ _0\"></span>\u00e9e ont \u00e9t<span class=\"_ _0\"></span>\u00e9 comp<span class=\"_ _0\"></span>ar\u00e9s aux</div>\n<div class=\"t m0 x1a h62 y977 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs d<span class=\"_ _3\"></span>e march\u00e9 <span class=\"_ _3\"></span>co<span class=\"lsdc wse9\">uramment ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour offrir u<span class=\"_ _0\"></span>n confort<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y978 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y979 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour d\u00e9te<span class=\"_ _0\"></span>rminer le<span class=\"_ _0\"></span>s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on d'un grou<span class=\"_ _0\"></span>pe de</div>\n<div class=\"t m0 x1a h62 y97b ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> <span class=\"lsde wseb\">transition en app<span class=\"_ _3\"></span>liquant </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'approc<span class=\"_ _0\"></span>he de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur, <span class=\"_ _0\"></span>Ageas a e<span class=\"_ _0\"></span>stim\u00e9 l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"lsde wsea\">orerie </span></div>\n<div class=\"t m0 x1a h62 y97d ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion de mani<span class=\"_ _0\"></span>\u00e8re prosp<span class=\"_ _0\"></span>ectiv<span class=\"_ _0\"></span>e et a actuali<span class=\"_ _0\"></span>s\u00e9 ces flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x1a h62 y97e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion en uti<span class=\"_ _0\"></span>lisant les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion appl<span class=\"_ _0\"></span>icables \u00e0 la da<span class=\"_ _0\"></span>te de</div>\n<div class=\"t m0 x1a h62 y97f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition.<span class=\"_ _3\"></span> En outre, <span class=\"_ _3\"></span>Ageas a re<span class=\"_ _3\"></span>group\u00e9 les <span class=\"_ _3\"></span>contrats d<span class=\"_ _3\"></span>e plusieur<span class=\"_ _3\"></span>s cohortes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>en une seule<span class=\"_ _3\"></span> unit<span class=\"lsdc\">\u00e9 de compt<span class=\"_ _0\"></span>e \u00e0 des fi<span class=\"_ _0\"></span>ns de me<span class=\"_ _0\"></span>sure, ca<span class=\"_ _0\"></span>r ses </span></div>\n<div class=\"t m0 x1a h62 y981 ff84 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">syst\u00e8mes<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de comptabil<span class=\"_ _3\"></span>isation</span> <span class=\"lsde wsfa\">ne di<span class=\"_ _3\"></span>sposaient pas<span class=\"_ _3\"></span> d'informations </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>ables et ju<span class=\"_ _0\"></span>stifia<span class=\"_ _0\"></span>bles pour f<span class=\"_ _0\"></span>ournir les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions requ<span class=\"_ _0\"></span>ises par</div>\n<div class=\"t m0 x1a h62 y983 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes qui ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s contrats \u00e9mis<span class=\"_ _3\"></span> \u00e0 un an d\u2019intervalle<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y984 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou moins.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff88 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Estimation de<span class=\"_ _3\"></span> l\u2019impact sur les<span class=\"_ _3\"></span> capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En analysant la dim<span class=\"_ _3\"></span>inution des capi<span class=\"_ _3\"></span>taux propres \u00e0 la<span class=\"_ _3\"></span> date de la</div>\n<div class=\"t m0 x1a h62 yb0a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, une di<span class=\"_ _0\"></span>stinctio<span class=\"_ _0\"></span>n doit \u00eatre f<span class=\"_ _0\"></span>aite qua<span class=\"_ _0\"></span>nt \u00e0 l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 yb0b ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">application<span class=\"_ _3\"></span> des normes <span class=\"_ _3\"></span>IFRS 9 e<span class=\"_ _3\"></span>t IFRS 17 s<span class=\"_ _3\"></span>ur les c<span class=\"_ _3\"></span>apitaux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yb0c ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">xcluant les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal et sur le<span class=\"_ _0\"></span>s autres </span></div>\n<div class=\"t m0 x1a h62 yb0d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>a premi\u00e8re a<span class=\"_ _3\"></span>pplication<span class=\"_ _3\"></span> des norme<span class=\"_ _3\"></span>s IFRS 9 <span class=\"_ _3\"></span>et IFRS 17 p<span class=\"_ _3\"></span>ar les </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a e<span class=\"_ _0\"></span>ntra\u00een<span class=\"_ _0\"></span>\u00e9 une dimin<span class=\"_ _0\"></span>ution <span class=\"lsf0 ws104\">nette <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span></span>signific<span class=\"_ _0\"></span>ative des</div>\n<div class=\"t m0 x6a h62 y98d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res exclu<span class=\"_ _3\"></span>ant les<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.</div>\n<div class=\"t m0 x6a h62 y98e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette dimi<span class=\"_ _0\"></span>nutio<span class=\"_ _0\"></span>n provient pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation</div>\n<div class=\"t m0 x6a h62 yb10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des monta<span class=\"_ _0\"></span>nts qui \u00e9tai<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s sous la no<span class=\"_ _0\"></span>rme IFRS 4 pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6a h62 yb11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et la va<span class=\"_ _0\"></span>leur d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6a h62 yb12 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis, <span class=\"lsde wsfa\">partiellement compens\u00e9 par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion des correcti<span class=\"_ _3\"></span>ons de valeur pour per<span class=\"_ _3\"></span>tes subies</div>\n<div class=\"t m0 x6a h62 yb14 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> avait co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9es so<span class=\"_ _0\"></span>us la norme IA<span class=\"_ _0\"></span>S 39 pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6a h62 yb15 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb16 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">a premi<span class=\"_ _3\"></span>\u00e8re applica<span class=\"_ _3\"></span>tion</span> <span class=\"lsde wsfa\">des<span class=\"_ _3\"></span> normes IFRS 9 et IFRS <span class=\"wseb\">17 p<span class=\"_ _3\"></span>ar les </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb17 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a <span class=\"lsde wsea\">entra\u00een\u00e9 <span class=\"wseb\">une diminuti<span class=\"_ _3\"></span>on <span class=\"lsf0 ws104\">nette </span><span class=\"wsfa\">sign<span class=\"_ _3\"></span>ificative des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb18 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat global<span class=\"_ _3\"></span>, qui font partie<span class=\"_ _3\"></span> des capitaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6a h62 yb19 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres. C\u2019est la<span class=\"_ _3\"></span> partie des capit<span class=\"_ _3\"></span>aux propres o\u00f9 son<span class=\"_ _3\"></span>t comptabilis\u00e9s</div>\n<div class=\"t m0 x6a h62 ya70 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">es gains et pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur le<span class=\"_ _0\"></span>s <span class=\"lsfe ws11a\">inve<span class=\"lsdd\">stissements en </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya71 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers et s<span class=\"_ _3\"></span>ur les</span> <span class=\"lsde wsfa\">pa<span class=\"_ _3\"></span>ssifs de</span> </span><span class=\"wse9\">contrats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ya72 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">r\u00e9assurance.<span class=\"_ _3\"></span> La diminution<span class=\"_ _3\"></span> des aut<span class=\"_ _3\"></span>res \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat </span></span></div>\n<div class=\"t m0 x6a h62 ya73 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">global pro<span class=\"_ _3\"></span>vient princi<span class=\"_ _3\"></span>palement de l<span class=\"_ _3\"></span>a r\u00e9\u00e9valuat<span class=\"_ _3\"></span>ion des cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6a h62 ya74 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> t<span class=\"lsde wsea\">ransi<span class=\"_ _3\"></span>tion. </span></span></div>\n<div class=\"t m0 x6a h62 ya75 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at global p<span class=\"_ _0\"></span>rovie<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6a h62 ya76 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9\u00e9val<span class=\"_ _0\"></span>uation des<span class=\"_ _0\"></span> <span class=\"wseb\">investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> dans d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">financiers </span></span></span></div>\n<div class=\"t m0 x6a h62 ya77 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transiti<span class=\"_ _0\"></span>on suivant<span class=\"_ _0\"></span> leur reclas<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ous la norm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ya78 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9, dim<span class=\"_ _0\"></span>inu\u00e9 de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet</div>\n<div class=\"t m0 x6a h62 ya79 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous la norm<span class=\"_ _0\"></span>e IFRS 4.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 299px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 299px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 299px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous c<span class=\"_ _0\"></span>omprend l<span class=\"_ _0\"></span>es impact<span class=\"_ _0\"></span>s estim\u00e9s<span class=\"_ _0\"></span> les plus imp<span class=\"_ _0\"></span>ortantes<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re appli<span class=\"_ _0\"></span>cation de<span class=\"_ _0\"></span>s normes IF<span class=\"_ _0\"></span>RS 9 et IFRS 17 au 1</div>\n<div class=\"t m0 x26e h76 yb1b ff89 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26f h62 y834 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 </span></div>\n<div class=\"t m0 x6 h62 yb1c ff89 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">(en EUR mil<span class=\"_ _3\"></span>liards)<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 yb1d ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x269 h65 y699 ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 487px; bottom: 1049px; z-index: 15;\">Solde<span class=\"ls0 ws0\"> </span><span class=\"wsee\">au 1er<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69b ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 1034px; z-index: 15;\">janvier 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 511px; bottom: 1020px; z-index: 15;\">tel que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 504px; bottom: 1005px; z-index: 15;\">rapport\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 479px; bottom: 990px; z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 551px; bottom: 1034px; z-index: 15;\">Ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 575px; bottom: 1020px; z-index: 15;\">suite \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 562px; bottom: 1005px; z-index: 15;\">l'adoption<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 556px; bottom: 990px; z-index: 15;\">de l'IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69d ff89 fs45 fc1e sc0 lsee wsf6\" style=\"left: 630px; bottom: 990px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff89 fs45 fc1e sc0 lse0 wsed\" style=\"left: 682px; bottom: 1034px; z-index: 15;\">Ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 704px; bottom: 1020px; z-index: 15;\">suite \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff89 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 681px; bottom: 1005px; z-index: 15;\">l'adoption de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 990px; z-index: 15;\">l'IFRS 17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 746px; bottom: 1020px; z-index: 15;\">Solde r\u00e9vis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 771px; bottom: 1005px; z-index: 15;\">au 1er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69d ff89 fs45 fc1e sc0 lse0 wsee\" style=\"left: 746px; bottom: 990px; z-index: 15;\">janvier 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 601px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 294px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc1e sc0 lse2 ws103\" style=\"left: 69px; bottom: 959px; z-index: 15;\">IFRS4<span class=\"_ _3\"></span>/IAS3<span class=\"_ _3\"></span>9 tel que ra<span class=\"_ _3\"></span>ppor<span class=\"_ _3\"></span>t\u00e9 <span class=\"wsf1\">pr\u00e9c<span class=\"_ _3\"></span>\u00e9demm<span class=\"_ _3\"></span>ent<span class=\"ff89 fc15 ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc1e sc0 lse2 ws103\" style=\"left: 294px; bottom: 959px; z-index: 15;\">IFRS 1<span class=\"_ _3\"></span>7/IFRS<span class=\"_ _3\"></span> 9 r\u00e9vis\u00e9<span class=\"ff89 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 945px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 945px; z-index: 15;\">1,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 945px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 945px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Placements financiers (Pr\u00eats inclus)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 930px; z-index: 15;\">Placements financiers (Pr\u00eats inclus)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">74,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 930px; z-index: 15;\">0,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 930px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 930px; z-index: 15;\">74,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Investissement provenant de<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 915px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 900px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 900px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">en <span class=\"_ _3\"></span>unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x156 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 900px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 900px; z-index: 15;\">21,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 885px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 885px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 885px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 885px; z-index: 15;\">3,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 870px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 870px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 870px; z-index: 15;\">(1,<span class=\"_ _3\"></span>3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 870px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 lse2 ws103\" style=\"left: 294px; bottom: 855px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s des <span class=\"lse0 wsf0\">contrats de r\u00e9assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x170 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 855px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 855px; z-index: 15;\">0,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 841px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 841px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 841px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Participations comptabilis\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 826px; z-index: 15;\">Participations comptabilis\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 811px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 811px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 811px; z-index: 15;\">5,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 796px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 796px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 796px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Goodwill et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 781px; z-index: 15;\">Goodwill et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">imm<span class=\"_ _3\"></span>obilisations incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 766px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">imm<span class=\"_ _3\"></span>obilisations incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 766px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 766px; z-index: 15;\">1,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lsee wsf6\" style=\"left: 294px; bottom: 752px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 752px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 582px; bottom: 752px; z-index: 15;\">(1,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 752px; z-index: 15;\">2,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 752px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 737px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 737px; z-index: 15;\">2,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 737px; z-index: 15;\">(0,<span class=\"_ _3\"></span>4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68a ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 737px; z-index: 15;\">1,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 294px; bottom: 722px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 722px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 722px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6cb ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 722px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y6cb ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 722px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y68a ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 692px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs provenant de contrats<span class=\"_ _0\"></span> en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 677px; z-index: 15;\">Passifs de contrats d'inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 677px; z-index: 15;\">18,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 677px; z-index: 15;\">0,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 677px; z-index: 15;\">3,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 677px; z-index: 15;\">(7,<span class=\"_ _3\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y691 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 677px; z-index: 15;\">14,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 662px; z-index: 15;\">Passifs de contrats d'assu<span class=\"_ _0\"></span>rance Vie/Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">Vie</span> </span></div>\n<div class=\"t m0 x170 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6d3 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 662px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6d3 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 662px; z-index: 15;\">80,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Passifs des contrats d'assurance Vie/Non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Vie</span> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 648px; z-index: 15;\">36,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 647px; bottom: 648px; z-index: 15;\">(3,<span class=\"_ _3\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 708px; bottom: 648px; z-index: 15;\">(33,4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Passifs de<span class=\"_ _3\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement Vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 633px; z-index: 15;\">30,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 708px; bottom: 633px; z-index: 15;\">(30,6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 294px; bottom: 618px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 618px; z-index: 15;\">3,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y694 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 618px; z-index: 15;\">(0,<span class=\"_ _3\"></span>1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 618px; z-index: 15;\">3,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 294px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 603px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 603px; z-index: 15;\">0,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 588px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 588px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y697 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 582px; bottom: 588px; z-index: 15;\">(0,<span class=\"_ _3\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y697 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 588px; z-index: 15;\">0,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Passifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 573px; z-index: 15;\">Passifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 573px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y699 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y699 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 573px; z-index: 15;\">2,7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 558px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff89 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 294px; bottom: 558px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 558px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y69b ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 558px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 544px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 544px; z-index: 15;\">2,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69d ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 544px; z-index: 15;\">(0,<span class=\"_ _3\"></span>6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69d ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 544px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff8b fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff8b fs45 fc1e sc0 lse1 wsf6\" style=\"left: 294px; bottom: 529px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 529px; z-index: 15;\">96,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y69b ff8b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 582px; bottom: 529px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69b ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 529px; z-index: 15;\">8,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y69b ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 529px; z-index: 15;\">104,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 537px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 601px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6d1 ff8b fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Capital souscrit et b\u00e9n\u00e9fices<span class=\"_ _0\"></span> non distribu\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 499px; z-index: 15;\">Capital souscrit et b\u00e9n\u00e9fices<span class=\"_ _0\"></span> non <span class=\"wsed\">distribu\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 499px; z-index: 15;\">8,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 499px; z-index: 15;\">0,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68c ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 499px; z-index: 15;\">(0,<span class=\"_ _3\"></span>5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 499px; z-index: 15;\">7,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Autres \u00e9l\u00e9ments du r\u00e9sultat global<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 484px; z-index: 15;\">Autres \u00e9l\u00e9ments du r\u00e9sultat global<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 484px; z-index: 15;\">3,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 484px; z-index: 15;\">1,4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6d1 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 484px; z-index: 15;\">(4,<span class=\"_ _3\"></span>7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 484px; z-index: 15;\">0,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 469px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 469px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 588px; bottom: 469px; z-index: 15;\">0,6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff89 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a6 ff89 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 713px; bottom: 469px; z-index: 15;\">(1,<span class=\"_ _3\"></span>8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff89 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 469px; z-index: 15;\">1,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff8b fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff8b fs45 fc1e sc0 lsed ws106\" style=\"left: 294px; bottom: 454px; z-index: 15;\">Total Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 454px; z-index: 15;\">14,2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 454px; z-index: 15;\">2,3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h67 y691 ff8b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 713px; bottom: 454px; z-index: 15;\">(7,<span class=\"_ _3\"></span>0)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y691 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 783px; bottom: 454px; z-index: 15;\">9,5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 383px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 537px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 601px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 665px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 731px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 yb68 ff89 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff8b fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff8b fs45 fc1e sc0 lse2 wsf7\" style=\"left: 294px; bottom: 425px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 425px; z-index: 15;\">111,1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 425px; z-index: 15;\">1,8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff8b fs45 fc1e sc0 ls0 ws0\" style=\"left: 665px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 425px; z-index: 15;\">1,0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y694 ff8b fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 425px; z-index: 15;\">113,9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ligne <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"lsdd\">Passifs </span><span class=\"wse8\">de<span class=\"ls0 ws0\"> </span></span>contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie/</span>N<span class=\"lsde wsea\">on</span>-<span class=\"_ _3\"></span>V<span class=\"ls109 ws129\">ie</span> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span> </span><span class=\"lsdd\">ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessu<span class=\"_ _3\"></span>s comprend un<span class=\"_ _3\"></span> montant<span class=\"_ _3\"></span> de marge s<span class=\"_ _3\"></span>ur services <span class=\"_ _3\"></span>contractuel<span class=\"_ _3\"></span>s de EUR 3<span class=\"_ _3\"></span> milliard</span>s<span class=\"_ _3\"></span>. </span></span></div>\n<div class=\"t m0 x6 h62 yb48 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb49 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb4a ff89 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsde wseb\">Autres modi<span class=\"_ _3\"></span>fications de<span class=\"_ _3\"></span>s normes I<span class=\"_ _3\"></span>FRS</span> </span></div>\n<div class=\"t m0 x6 h62 yb4b ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas est<span class=\"_ _0\"></span>ime que les aut<span class=\"_ _0\"></span>res mod<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>ions \u00e0 venir da<span class=\"_ _0\"></span>ns les nor<span class=\"_ _0\"></span>mes et</div>\n<div class=\"t m0 x6 h62 yb4c ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS,<span class=\"_ _0\"></span> ainsi q<span class=\"_ _0\"></span>ue <span class=\"ls0 ws0\">d</span><span class=\"lsde\">es modific<span class=\"_ _3\"></span>ations aux<span class=\"_ _3\"></span> normes et </span></div>\n<div class=\"t m0 x6 h62 yb4d ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, qu<span class=\"_ _0\"></span>i entrero<span class=\"_ _0\"></span>nt en vigue<span class=\"_ _0\"></span>ur pour les ex<span class=\"_ _0\"></span>ercices</div>\n<div class=\"t m0 x6 h62 yb4e ff89 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span><span class=\"wsfa\">d\u00e9butant le<span class=\"_ _3\"></span> ou apr\u00e8s le 1</span></div>\n<div class=\"t m0 xbe h76 yb4f ff89 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdc h62 yb50 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 202<span class=\"_ _3\"></span>3,</span> <span class=\"lsde wsea\">n\u2019au<span class=\"lsdc wse9\">raient pas </span></span></div>\n<div class=\"t m0 x6 h62 yb51 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> sur les <span class=\"_ _0\"></span>\u00e9tats co<span class=\"_ _0\"></span>nsolid\u00e9s<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et</div>\n<div class=\"t m0 x6 h62 yb52 ff89 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la performanc<span class=\"_ _3\"></span>e financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas. Ne pas toute<span class=\"_ _3\"></span>s ces modification<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 yb53 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>ont d\u00e9j<span class=\"_ _0\"></span>\u00e0 \u00e9t\u00e9 ap<span class=\"_ _0\"></span>prouv\u00e9es<span class=\"_ _0\"></span> par l\u2019U<span class=\"_ _0\"></span>E.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb54 ff89 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb55 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ons des n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>FRS sont<span class=\"_ _0\"></span> les su<span class=\"_ _0\"></span>iv<span class=\"wse8\">antes<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yb56 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wseb\">Classement <span class=\"_ _0\"></span>des pass<span class=\"_ _0\"></span>ifs et t<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x133 h62 yb57 ff89 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que passifs<span class=\"_ _3\"></span> courant<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span></span><span class=\"wsfa\">ou non couran<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">s <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>;  </span></span></div>\n<div class=\"t m0 x1a h62 yb58 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsde wseb\">Pas<span class=\"_ _3\"></span>sifs non <span class=\"_ _3\"></span>courant</span>s <span class=\"_ _3\"></span><span class=\"lsdc wse8\">avec </span></span></span></div>\n<div class=\"t m0 x6a h62 yb59 ff89 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">clauses r<span class=\"_ _0\"></span>estrict<span class=\"_ _0\"></span>ives<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 yb5a ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 1 e<span class=\"_ _3\"></span>t de l\u2019\u00e9n<span class=\"_ _3\"></span>onc\u00e9 de pra<span class=\"_ _3\"></span>tiques en<span class=\"_ _3\"></span> IFR<span class=\"lsdc wse9\">S 2 </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5b ff89 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"wseb\">Informatio<span class=\"_ _0\"></span>ns \u00e0 fou<span class=\"_ _0\"></span>rnir sur<span class=\"_ _0\"></span> les m\u00e9tho<span class=\"_ _0\"></span>des co<span class=\"_ _0\"></span>mptable<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></span></div>\n<div class=\"t m0 x1a h62 yb5c ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 8 intitul\u00e9es<span class=\"_ _3\"></span> </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wse9\">D\u00e9finition des<span class=\"_ _0\"></span> estimati<span class=\"_ _0\"></span>ons </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5d ff89 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 yb5e ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> d\u2019IAS 12 intitul\u00e9e<span class=\"_ _3\"></span>s </span>\u00ab<span class=\"ff89\"> <span class=\"lsdc wse9\">Imp\u00f4t diff\u00e9r\u00e9 r<span class=\"_ _0\"></span>attach\u00e9 \u00e0 des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb5f ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actifs <span class=\"_ _0\"></span>et des pas<span class=\"_ _0\"></span>sifs iss<span class=\"_ _0\"></span>us d\u2019u<span class=\"_ _0\"></span>ne m\u00eam<span class=\"_ _0\"></span>e trans<span class=\"lsf8 ws111\">action<span class=\"ls0 ws0\"> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>; <span class=\"_ _3\"></span></span></span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb60 ff8d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff8c\"> <span class=\"_ _41\"> </span><span class=\"ff89 lsde wsea\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span></span><span class=\"ff89\"> <span class=\"lsde wsea\">d\u2019<span class=\"lsdc wse9\">IFRS 16 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff8c ls0 ws0\">\u00ab<span class=\"ff89\"> </span></span><span class=\"wseb\">Passif l<span class=\"_ _0\"></span>ocatif d<span class=\"_ _0\"></span>ans une </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb61 ff89 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion de v<span class=\"_ _0\"></span>ente e<span class=\"_ _0\"></span>t de cess<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">bail</span> <span class=\"ff8c\">\u00bb<span class=\"_ _3\"></span></span>.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 146px; height: 960px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff90 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span> </span></div>\n<div class=\"t m0 x6 h7d y835 ff90 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Estimations<span class=\"_ _0\"></span> comptables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La pr\u00e9parat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> pr\u00e9sents \u00e9<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s requ<span class=\"lsfe ws11a\">iert </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de c<span class=\"_ _0\"></span>ertains ju<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s, estim<span class=\"_ _0\"></span>ations et hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es<span class=\"lsde wseb\">, qui sont </span></div>\n<div class=\"t m0 x6 h62 y876 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">refl\u00e9t\u00e9<span class=\"_ _0\"></span>s dans le<span class=\"_ _0\"></span>s monta<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>is\u00e9s au c<span class=\"_ _0\"></span>ours de l<span class=\"_ _0\"></span>\u2019exe<span class=\"_ _0\"></span>rcice</div>\n<div class=\"t m0 x6 h62 y877 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble pour l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs, l<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits et l<span class=\"_ _0\"></span>es char<span class=\"_ _0\"></span>ges et les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y878 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span>s compta<span class=\"_ _0\"></span>bilis\u00e9s d<span class=\"_ _0\"></span>ans les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons \u00e0 fournir d<span class=\"_ _0\"></span>es pr\u00e9se<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x6 h62 y879 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s. Les jug<span class=\"_ _0\"></span>ements,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ions et hypot<span class=\"_ _0\"></span>h\u00e8ses</div>\n<div class=\"t m0 x6 h62 y87a ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s sont b<span class=\"_ _0\"></span>as\u00e9s su<span class=\"_ _0\"></span>r l\u2019exp\u00e9<span class=\"_ _0\"></span>rience e<span class=\"_ _0\"></span>t les i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions di<span class=\"_ _0\"></span>sponibl<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y87b ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re raisonna<span class=\"_ _3\"></span>ble \u00e0 la fin de la<span class=\"_ _3\"></span> p\u00e9riode de pr\u00e9senta<span class=\"_ _3\"></span>tion de</div>\n<div class=\"t m0 x6 h62 y87c ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019information<span class=\"_ _3\"></span> financi\u00e8re.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Chaque ju<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ion et hypot<span class=\"_ _0\"></span>h\u00e8se </span></span></div>\n<div class=\"t m0 x6 h62 y87d ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rec\u00e8le pa<span class=\"_ _0\"></span>r nature un c<span class=\"_ _0\"></span>ertain ris<span class=\"_ _0\"></span>que d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e ainsi qu\u2019<span class=\"_ _0\"></span>un risque</div>\n<div class=\"t m0 x6 h62 y87e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">important</span> <span class=\"lsde wseb\">(positif<span class=\"_ _3\"></span> ou n\u00e9gati<span class=\"_ _3\"></span>f) des valeu<span class=\"_ _3\"></span>rs comptable<span class=\"_ _3\"></span>s des </span></span></div>\n<div class=\"t m0 x6 h62 y87f ff8e fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">actifs et passifs au cours des exercices comptables suivants. Des</div>\n<div class=\"t m0 x1a h62 yb6e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>me<span class=\"wse9\">nts pote<span class=\"_ _0\"></span>ntiels so<span class=\"_ _0\"></span>nt recon<span class=\"_ _0\"></span>nus dans l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble dans </span></div>\n<div class=\"t m0 x1a h62 yb6f ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lequel le j<span class=\"_ _0\"></span>ugement,<span class=\"_ _0\"></span> l\u2019estim<span class=\"_ _0\"></span>ation ou l\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>e est ajust<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb70 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb71 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas n\u2019est pa<span class=\"_ _3\"></span>s actif en Ukraine<span class=\"_ _3\"></span> ni en Russie mais sui<span class=\"_ _3\"></span>t attentivemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yb72 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9vol<span class=\"_ _0\"></span>utions g<span class=\"_ _0\"></span>\u00e9opol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> dans ces<span class=\"_ _0\"></span> r\u00e9gions<span class=\"_ _0\"></span>, en part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er en <span class=\"wse9\">ce qu<span class=\"_ _0\"></span>i </span></div>\n<div class=\"t m0 x1a h62 yb73 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concerne l\u2019<span class=\"_ _3\"></span>impact macro<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">\u00e9conomi<span class=\"_ _0\"></span>que ind<span class=\"_ _0\"></span>irecte c<span class=\"_ _0\"></span>omme l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on futur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yb74 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat e<span class=\"_ _0\"></span>t des taux d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on sur les marc<span class=\"_ _0\"></span>h\u00e9s o\u00f9 Ag<span class=\"_ _0\"></span>eas est</div>\n<div class=\"t m0 x1a h62 yb75 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actif. Act<span class=\"_ _3\"></span>uellement, Ag<span class=\"_ _3\"></span>eas consid\u00e8re<span class=\"_ _3\"></span> les impa<span class=\"_ _3\"></span>cts directs<span class=\"_ _3\"></span> \u00e9tant</div>\n<div class=\"t m0 x1a h62 yb76 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">n\u00e9gligeables.<span class=\"_ _3\"></span> Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> les jugements,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">estimati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses </span></span></div>\n<div class=\"t m0 x1a h62 yb77 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 revus et<span class=\"_ _0\"></span> sont bi<span class=\"_ _0\"></span>en refl<span class=\"_ _0\"></span>\u00e9t\u00e9s dans<span class=\"_ _0\"></span> les val<span class=\"_ _0\"></span>eurs c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb78 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reconnues dans<span class=\"_ _3\"></span> les pr\u00e9sents \u00e9tat<span class=\"_ _3\"></span>s financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb79 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb7a ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous rep<span class=\"_ _3\"></span>rend les<span class=\"_ _3\"></span> incertitudes<span class=\"_ _3\"></span> li\u00e9es aux j<span class=\"_ _3\"></span>ugements, </span></span></div>\n<div class=\"t m0 x1a h62 yb7b ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> cl\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb7c ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb7d ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 yb7e ff8e fs43 fc1e sc0 lsf8 ws111\" style=\"z-index: 15;\">Acti<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb7f ff91 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb80 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 2</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb81 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb82 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb83 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 3</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb84 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb85 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">L\u2019ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de donn\u00e9es n<span class=\"_ _0\"></span>on observ<span class=\"_ _0\"></span>ables <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 yb86 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb87 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immeub<span class=\"_ _0\"></span>les de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb88 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb89 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Pr\u00eats<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb8a ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019<span class=\"_ _3\"></span>\u00e9valuation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb8b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">L\u2019utilisatio<span class=\"_ _0\"></span>n de diff\u00e9re<span class=\"_ _0\"></span>nts param<span class=\"_ _0\"></span>\u00e8tres tel<span class=\"_ _0\"></span>s que le sprea<span class=\"_ _0\"></span>d de <span class=\"lsde wsea\">cr\u00e9dit, </span></span></span></div>\n<div class=\"t m0 x5c h62 yb8c ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce et l<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb8d ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb8e ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es incerti<span class=\"_ _3\"></span>tudes d\u00e9termi<span class=\"_ _3\"></span>n\u00e9es par l<span class=\"_ _3\"></span>a composition<span class=\"_ _3\"></span> des </span></span></div>\n<div class=\"t m0 x5c h62 yb8f ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts, les activit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s et les \u00e9voluti<span class=\"_ _3\"></span>ons du</div>\n<div class=\"t m0 x5c h62 yb90 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb91 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Application des<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions po<span class=\"_ _0\"></span>ur les \u00e9cono<span class=\"_ _0\"></span>mies hyp<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x5c h62 yb92 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onn<span class=\"wse9\">ist<span class=\"_ _0\"></span>es et unit\u00e9 de<span class=\"_ _0\"></span> mesure<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb93 ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Test de d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation <span class=\"_ _3\"></span>du goodwill<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb94 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsfa\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion utilis\u00e9</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb95 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es variable<span class=\"_ _3\"></span>s financi\u00e8res<span class=\"_ _3\"></span> et \u00e9conomiqu<span class=\"_ _3\"></span>es</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb96 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb97 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La prime de risque<span class=\"_ _0\"></span> inh\u00e9rent<span class=\"_ _0\"></span>e \u00e0 l\u2019entit\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb98 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb99 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb9a ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actifs d'i<span class=\"_ _0\"></span>mp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb9b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb9c ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yb9d ff8e fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb9e ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> r\u00e9sultant<span class=\"_ _0\"></span> de contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb9f ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">V<span class=\"_ _3\"></span>ie</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x6a h62 yba0 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsea\">Les <span class=\"lsdc wse9\">hypoth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yba1 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">La courbe de <span class=\"_ _3\"></span>rendement att<span class=\"_ _3\"></span>endu utilis\u00e9e<span class=\"_ _3\"></span> dans le<span class=\"_ _3\"></span> test de </span></span></div>\n<div class=\"t m0 x134 h62 yba2 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif (<span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> </span></span><span class=\"lsde\">Liability Adequa<span class=\"_ _3\"></span>cy Test<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff93\">\u00bb</span><span class=\"lsf9 ws10b\">, LA<span class=\"_ _3\"></span>T)</span> </span></span></div>\n<div class=\"t m0 x6a h62 yba3 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le prof<span class=\"_ _0\"></span>il de r\u00e9inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent du port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de place<span class=\"_ _0\"></span>ments, le </span></span></div>\n<div class=\"t m0 x134 h62 yba4 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">spread de<span class=\"_ _3\"></span> risque de <span class=\"_ _3\"></span>cr\u00e9dit et<span class=\"_ _3\"></span> l\u2019\u00e9ch\u00e9ance,<span class=\"_ _3\"></span> lors<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la </span></div>\n<div class=\"t m0 x134 h62 yba5 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nation d<span class=\"_ _0\"></span>e l\u2019ajuste<span class=\"_ _0\"></span>ment LAT en<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> r</span></span><span class=\"wse8\">eflet<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x134 h62 yba6 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(shadow ac<span class=\"_ _0\"></span>counti<span class=\"_ _0\"></span>ng)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yba7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">N<span class=\"_ _3\"></span>on</span><span class=\"ff8e\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> : </span></span></div>\n<div class=\"t m0 x6a h62 yba8 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le co\u00fbt f<span class=\"_ _0\"></span>inal atte<span class=\"_ _0\"></span>ndu des sini<span class=\"_ _0\"></span>stres d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s \u00e0 la fi<span class=\"_ _0\"></span>n de l\u2019exer<span class=\"_ _0\"></span>cice </span></span></div>\n<div class=\"t m0 x134 h62 yba9 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 ybaa ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le co\u00fbt final<span class=\"_ _3\"></span> attendu de<span class=\"_ _3\"></span>s sinistre<span class=\"_ _3\"></span>s survenus, <span class=\"_ _3\"></span>mais non en<span class=\"_ _3\"></span>core </span></span></div>\n<div class=\"t m0 x134 h62 ybab ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s \u00e0 la <span class=\"wseb\">fin de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ybac ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les charges pour ajus<span class=\"_ _3\"></span>tement des sinistre<span class=\"_ _3\"></span>s</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x1a h7e ybad ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Obligations<span class=\"_ _3\"></span> en mati\u00e8re<span class=\"_ _3\"></span> de pension<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybae ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wse9\">hypoth\u00e8ses<span class=\"_ _0\"></span> actuari<span class=\"_ _0\"></span>elles util<span class=\"_ _0\"></span>is\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ybaf ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb0 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">L<span class=\"_ _3\"></span>\u2019inflation<span class=\"_ _3\"></span></span><span class=\"ff8e\"> <span class=\"lsdc wse9\">et les \u00e9volutio<span class=\"_ _0\"></span>ns des sala<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ybb1 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb2 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>a probabil<span class=\"_ _3\"></span>it\u00e9 d\u2019une obl<span class=\"_ _3\"></span><span class=\"wsfa\">igation actuel<span class=\"_ _3\"></span>le d\u00e9coulant d\u2019\u00e9<span class=\"_ _3\"></span>v\u00e9nements </span></span></span></div>\n<div class=\"t m0 x6a h62 ybb3 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pass\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybb4 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le calcul du monta<span class=\"_ _0\"></span>nt corres<span class=\"_ _0\"></span>pondant \u00e0<span class=\"_ _0\"></span> la meilleur<span class=\"_ _0\"></span>e estimat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e ybb5 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb6 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 220px; height: 602px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ybb8 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybb9 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybba ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse8\">notes<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 ces \u00e9t<span class=\"_ _0\"></span>ats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s <span class=\"lsde wsea\">incluent<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">une descript<span class=\"_ _0\"></span>ion d\u00e9ta<span class=\"_ _0\"></span>ill\u00e9e de l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de ces est<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses<span class=\"ls0 ws0\">, <span class=\"lsde wseb\">ainsi que leur<span class=\"_ _3\"></span> effet <span class=\"_ _3\"></span>sur <span class=\"wsea\">les </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybbb ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montants rappor<span class=\"_ _3\"></span>t\u00e9s<span class=\"lsdc wseb\">. La Not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse8\">4 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff8e\"> </span></span></span><span class=\"lsf7\">Gesti<span class=\"_ _3\"></span><span class=\"lsde\">on des <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb<span class=\"_ _3\"></span></span> </span>des <span class=\"_ _3\"></span>pr\u00e9sents \u00e9t<span class=\"_ _3\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s<span class=\"_ _3\"></span> d\u00e9crit la<span class=\"_ _3\"></span> mani\u00e8re <span class=\"_ _3\"></span>dont Ageas a<span class=\"_ _3\"></span>tt\u00e9nue les d<span class=\"_ _3\"></span>iff\u00e9rents </span></span></span></div>\n<div class=\"t m0 x6 h62 ybbc ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 141px; height: 965px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesAccountingEstimatesAndErrorsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag379": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff59 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff59 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Modifi<span class=\"_ _3\"></span>catio<span class=\"_ _3\"></span>n des<span class=\"_ _3\"></span> pri<span class=\"_ _3\"></span>ncipe<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>ptabl<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 la no<span class=\"_ _0\"></span>rme IAS 29 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span>Informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"lsde wsfa\">dans les </span></div>\n<div class=\"t m0 x6 h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>es hyper<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">inflation<span class=\"_ _0\"></span>nistes<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 x178 h76 y838 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xdf h62 y839 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 20<span class=\"_ _0\"></span>22 pour les </span></div>\n<div class=\"t m0 x6 h62 y83a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers de s<span class=\"_ _0\"></span>es entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9<span class=\"ls0 ws0\">e</span>s Turq<span class=\"_ _0\"></span>ue <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Aksigorta<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">et </span></span></span></div>\n<div class=\"t m0 x6 h62 y83b ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">AgeSA<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff57 lsde wseb\">.<span class=\"_ _3\"></span> Plus d<span class=\"lsdc\">e d\u00e9tail</span></span><span class=\"ff57\"> <span class=\"lsdc wse9\">dans ce c<span class=\"lsde wsea\">adre</span></span> <span class=\"lsdc wse9\">est \u00e9num<span class=\"_ _0\"></span>\u00e9r\u00e9e dans l<span class=\"_ _0\"></span>a sectio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y83c ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2.7 ci<span class=\"ls0 ws0\">-</span><span class=\"wsea\">apr\u00e8<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y83d ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Modi<span class=\"_ _3\"></span>fications app<span class=\"_ _3\"></span>ort\u00e9es au<span class=\"_ _3\"></span>x normes <span class=\"_ _3\"></span>IFRS au cours<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x22d h62 y83e ff57 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y83f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">les </span></span></div>\n<div class=\"t m0 x6 h62 y840 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s apport\u00e9es<span class=\"_ _3\"></span> aux normes e<span class=\"_ _3\"></span>t interpr\u00e9<span class=\"_ _3\"></span>tations IFRS<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span></span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x6 h62 y841 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rentr\u00e9es en vigueur<span class=\"_ _3\"></span> au 1</div>\n<div class=\"t m0 xea h76 y842 ff57 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x49 h62 y843 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>, et qui ont \u00e9t\u00e9 app<span class=\"_ _3\"></span>rouv\u00e9e par </span></div>\n<div class=\"t m0 x6 h62 y844 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019UE,<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">n\u2019<span class=\"_ _3\"></span>ont pas impact\u00e9 de<span class=\"_ _3\"></span> mani\u00e8re signific<span class=\"_ _3\"></span>ative les princi<span class=\"_ _3\"></span>pes </span></span></div>\n<div class=\"t m0 x6 h62 y845 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptables ap<span class=\"_ _3\"></span>pliqu\u00e9s par<span class=\"_ _3\"></span> Ageas ains<span class=\"_ _3\"></span>i<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">que les pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9t<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">consolid\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y846 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re et d<span class=\"_ _0\"></span>e la perf<span class=\"_ _0\"></span>ormance f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>i\u00e8re d\u2019A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y847 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y848 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cons\u00e9q<span class=\"_ _0\"></span>uence dire<span class=\"_ _0\"></span>cte de la pan<span class=\"_ _0\"></span>d\u00e9mie de C<span class=\"_ _0\"></span>ovid<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">19, l\u2019IASB a<span class=\"_ _3\"></span> publi\u00e9 en<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y849 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mai 2020 des m<span class=\"_ _0\"></span>odific<span class=\"_ _0\"></span>ations <span class=\"ls0 ws0\">\u00e0 </span>la norme IF<span class=\"_ _0\"></span>RS 16 intit<span class=\"_ _0\"></span>ul\u00e9es<span class=\"_ _0\"></span> <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsea\">A<span class=\"_ _3\"></span>ll\u00e9gements </span></span></span></div>\n<div class=\"t m0 x6 h62 y84a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyer li\u00e9s<span class=\"_ _0\"></span> \u00e0 la Covid<span class=\"ls0 ws0\">-</span><span class=\"wse8\">19<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span></span></span>. Ces modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns dispe<span class=\"_ _0\"></span>nsent le pr<span class=\"_ _0\"></span>eneur</div>\n<div class=\"t m0 x6 h62 y84b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appr<span class=\"_ _0\"></span>\u00e9cier si un al<span class=\"_ _0\"></span>l\u00e9geme<span class=\"_ _0\"></span>nt de loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direc<span class=\"_ _0\"></span>te de la</div>\n<div class=\"t m0 x6 h62 y84c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-</span>19,<span class=\"_ _0\"></span> qui est paya<span class=\"_ _0\"></span>ble avant ou \u00e0 l<span class=\"_ _0\"></span>a date limit<span class=\"_ _0\"></span>e du 30</div>\n<div class=\"t m0 x6 h62 y84d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juin 20<span class=\"_ _0\"></span>21, const<span class=\"_ _0\"></span>itue ou <span class=\"_ _0\"></span>non un<span class=\"_ _0\"></span>e modific<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>at de loc<span class=\"_ _0\"></span>ation. <span class=\"_ _0\"></span>En</div>\n<div class=\"t m0 x6 h62 y84e ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mars 2021<span class=\"_ _3\"></span>, l\u2019IASB a <span class=\"_ _3\"></span>prolong\u00e9 la <span class=\"_ _3\"></span>pratique <span class=\"_ _3\"></span>susmentionn\u00e9e <span class=\"_ _3\"></span>pour des<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">oyers </span></div>\n<div class=\"t m0 x6 h62 y84f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">payable av<span class=\"_ _0\"></span>ant ou \u00e0 la dat<span class=\"_ _0\"></span>e limite du 3<span class=\"_ _0\"></span>0 juin 2022. C<span class=\"_ _0\"></span>omme Ag<span class=\"_ _0\"></span>eas n\u2019a pas</div>\n<div class=\"t m0 x6 h62 y850 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>i\u00e9 d\u2019all\u00e9g<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>e loyer en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce direct<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y851 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19<span class=\"wseb\">, qui constitueraien<span class=\"_ _3\"></span>t une modi<span class=\"_ _3\"></span>fication d<span class=\"_ _3\"></span>e contrat </span></span></span></div>\n<div class=\"t m0 x6 h62 y852 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de locati<span class=\"_ _0\"></span>on, <span class=\"ls0 ws0\">c</span>es modif<span class=\"_ _0\"></span>ications<span class=\"_ _0\"></span> \u00e0 la norme n\u2019o<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span>pas impac<span class=\"_ _0\"></span>t\u00e9 les pr\u00e9s<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y853 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tats c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re et<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y854 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y855 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y856 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Afin de satis<span class=\"_ _0\"></span>faire a<span class=\"_ _0\"></span>ux nouvel<span class=\"_ _0\"></span>les exige<span class=\"_ _0\"></span>nces r\u00e9g<span class=\"_ _0\"></span>lementa<span class=\"_ _0\"></span>ires et du mar<span class=\"_ _0\"></span>ch\u00e9,</div>\n<div class=\"t m0 x6 h62 y857 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e taux r<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>iels da<span class=\"_ _0\"></span>ns le</div>\n<div class=\"t m0 x6 h62 y858 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9 <span class=\"wseb\">fina<span class=\"_ _3\"></span>ncier pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> les taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat ai<span class=\"_ _3\"></span>nsi que l<span class=\"_ _3\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y859 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> de paiement sont en<span class=\"_ _3\"></span> cours de r\u00e9forme e<span class=\"_ _3\"></span>t de transition</div>\n<div class=\"t m0 x6 h62 y85a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approfo<span class=\"_ _0\"></span>ndie. Cett<span class=\"_ _0\"></span>e r\u00e9form<span class=\"_ _0\"></span>e pourra<span class=\"_ _0\"></span>it mener \u00e0 la c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n et le</div>\n<div class=\"t m0 x6 h62 y85b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence comm<span class=\"_ _0\"></span>e l\u2019Eoni<span class=\"_ _0\"></span>a o<span class=\"wse8\">u </span></div>\n<div class=\"t m0 x6 h62 y85c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le Libor.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y85d ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y85e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00e9se<span class=\"_ _0\"></span>nts \u00e9tats<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9s de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re et<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x6 h62 y85f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re au 3<span class=\"_ _0\"></span>1 d\u00e9cembr<span class=\"_ _0\"></span>e 2022 comp<span class=\"_ _0\"></span>rennent u<span class=\"_ _0\"></span>ne valeur</div>\n<div class=\"t m0 x6 h62 y860 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">nominale d\u2019in<span class=\"_ _3\"></span>struments de couver<span class=\"_ _3\"></span>ture utilis\u00e9s dan<span class=\"_ _3\"></span>s des relations<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 y861 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure expos<span class=\"_ _0\"></span>\u00e9es \u00e0 l\u2019EU<span class=\"_ _0\"></span>RIBOR qui<span class=\"_ _0\"></span> s\u2019\u00e9l\u00e8ve<span class=\"ls0 ws0\"> <span class=\"lsf3 ws113\">\u00e0 EUR <span class=\"lsde wsea\">632</span></span> <span class=\"_ _3\"></span><span class=\"lsfe ws111\">millions<span class=\"_ _3\"></span> ainsi </span></span></div>\n<div class=\"t m0 x6 h62 y862 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qu\u2019une val<span class=\"_ _3\"></span>eur principale<span class=\"_ _3\"></span> de dette<span class=\"_ _3\"></span>s subordonn\u00e9e<span class=\"_ _3\"></span>s li\u00e9es \u00e0 u<span class=\"_ _3\"></span>n taux <span class=\"_ _3\"></span>flottant</div>\n<div class=\"t m0 x6 h62 y863 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019EURI<span class=\"_ _0\"></span>BOR qui s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve \u00e0 <span class=\"ls102 ws11d\">EUR <span class=\"lsde wseb\">210 millions. L\u2019E<span class=\"_ _3\"></span>URIBOR a b<span class=\"_ _3\"></span>ien \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y864 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reform\u00e9 e<span class=\"_ _0\"></span>n une m\u00e9tho<span class=\"_ _0\"></span>de hybri<span class=\"_ _0\"></span>de en 2019 et est<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>u de rester en</div>\n<div class=\"t m0 x6 h62 y865 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur d<span class=\"_ _0\"></span>ans un aveni<span class=\"_ _0\"></span>r proche<span class=\"_ _0\"></span>. Ainsi, les de<span class=\"_ _0\"></span>ux modif<span class=\"_ _0\"></span>ication<span class=\"_ _0\"></span>s aux norm<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y866 ff57 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">IFRS 9, IAS 39, IFRS<span class=\"_ _3\"></span> 7, IFRS 4 et IFRS<span class=\"_ _3\"></span> 16 intitul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff57\"> <span class=\"lsdc wse9\">R\u00e9forme des </span></span></span></div>\n<div class=\"t m0 x6 h62 y867 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsde wseb\">, publi\u00e9</span>e <span class=\"_ _3\"></span></span>par l\u2019IAS<span class=\"_ _0\"></span>B en septem<span class=\"_ _0\"></span>bre 2019 et</div>\n<div class=\"t m0 x6 h62 y868 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en ao\u00fbt 202<span class=\"_ _0\"></span>0, n\u2019ont pas im<span class=\"_ _0\"></span>pact\u00e9 les<span class=\"_ _0\"></span> pr\u00e9sents<span class=\"_ _0\"></span> \u00e9tats cons<span class=\"_ _0\"></span>olid\u00e9s d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y869 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> et de la p<span class=\"_ _0\"></span>erforma<span class=\"_ _0\"></span>nce fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y86a ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y86b ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas cont<span class=\"_ _0\"></span>inue att<span class=\"_ _0\"></span>entive<span class=\"_ _0\"></span>ment \u00e0 suiv<span class=\"_ _0\"></span>re les \u00e9volut<span class=\"_ _0\"></span>ions li\u00e9<span class=\"_ _0\"></span>es \u00e0 la r\u00e9form<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y86c ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e. Comme l<span class=\"_ _0\"></span>\u2019EURIBO<span class=\"_ _0\"></span>R pourr<span class=\"_ _0\"></span>ait \u00eatre</div>\n<div class=\"t m0 x6 h62 y86d ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suspendu un jour<span class=\"_ _3\"></span>, des positions<span class=\"_ _3\"></span> de repli sont pr\u00e9vu<span class=\"_ _3\"></span>s dans les nouveaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y86e ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> afin de gara<span class=\"_ _0\"></span>ntir leur c<span class=\"_ _0\"></span>ontinuit<span class=\"_ _0\"></span>\u00e9 dans la sit<span class=\"_ _0\"></span>uation qu<span class=\"_ _0\"></span>e l\u2019EURI<span class=\"_ _0\"></span>BOR</div>\n<div class=\"t m0 x6 h62 y86f ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">soit suspendu<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y870 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y871 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre des modi<span class=\"_ _3\"></span>fications ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessus, les<span class=\"_ _0\"></span> normes et<span class=\"_ _0\"></span> interpr<span class=\"_ _0\"></span>\u00e9<span class=\"wse8\">tatio<span class=\"_ _0\"></span>ns </span></span></span></div>\n<div class=\"t m0 x1a h62 y872 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS, nouv<span class=\"_ _0\"></span>elles ou<span class=\"_ _0\"></span> r\u00e9vis\u00e9es,<span class=\"_ _0\"></span> ainsi que les m<span class=\"_ _0\"></span>odificat<span class=\"_ _0\"></span>ions ap<span class=\"_ _0\"></span>port\u00e9es<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 y873 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">normes et<span class=\"_ _0\"></span> inter<span class=\"_ _0\"></span>pr\u00e9tati<span class=\"_ _0\"></span>ons, su<span class=\"_ _0\"></span>ivantes s<span class=\"_ _0\"></span>ont ent<span class=\"_ _0\"></span>r\u00e9es en v<span class=\"_ _0\"></span>igueur <span class=\"_ _0\"></span>pour les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y874 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercices c<span class=\"_ _3\"></span>omptable<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9butant<span class=\"_ _0\"></span> le ou apr\u00e8s le 1</span></span></div>\n<div class=\"t m0 xfe h76 y875 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1d1 h62 y836 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2<span class=\"_ _3\"></span>022. <span class=\"lsdc wse8\">Aucune </span></span></div>\n<div class=\"t m0 x1a h62 y837 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de c<span class=\"lsde wsfa\">es modifications </span><span class=\"wseb\">a eu un impact<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> s<span class=\"lsde wsea\">igni<span class=\"_ _3\"></span>ficati<span class=\"lsf7 ws11f\">f su<span class=\"_ _3\"></span>r</span></span> <span class=\"lsdc wse9\">les pr\u00e9sents \u00e9t<span class=\"_ _0\"></span>ats </span></span></span></div>\n<div class=\"t m0 x1a h62 y876 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re <span class=\"_ _0\"></span>et de la <span class=\"_ _0\"></span>perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y877 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y878 ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wsfa\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la norme IAS 16 in<span class=\"_ _3\"></span>titul\u00e9es </span>\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">Immobilisation<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 y879 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">corporelles <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wse9\">produit ant\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 l\u2019uti<span class=\"_ _0\"></span>lisation pr<span class=\"_ _0\"></span>\u00e9vue<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y87a ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">M<span class=\"_ _3\"></span>odifications<span class=\"_ _3\"></span> de la <span class=\"lsdc\">norme IAS 37 i<span class=\"_ _0\"></span>ntitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse9\">Contrats d<span class=\"_ _0\"></span>\u00e9ficit<span class=\"_ _0\"></span>aires <span class=\"ls0 ws0\">\u2013 </span></span></span></span></span></div>\n<div class=\"t m0 x133 h62 y87b ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt d\u2019<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du cont<span class=\"_ _0\"></span>rat<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ; </span></div>\n<div class=\"t m0 x1a h62 y87c ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsdc wse9\">Modifications<span class=\"_ _0\"></span> de la norme IFR<span class=\"_ _0\"></span>S 3 intit<span class=\"_ _0\"></span>ul\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">R\u00e9f\u00e9rences au<span class=\"_ _3\"></span> cadre </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 y87d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concept<span class=\"_ _0\"></span>uel de l<span class=\"_ _0\"></span>\u2019inform<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> ;<span class=\"_ _3\"></span> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y87e ff5b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5a\"> <span class=\"_ _41\"> </span><span class=\"ff57 lsde wseb\">A<span class=\"_ _3\"></span>m\u00e9liorations <span class=\"_ _3\"></span>annuelles de<span class=\"_ _3\"></span>s normes IFRS<span class=\"_ _3\"></span> (cycle 201<span class=\"_ _3\"></span>8</span><span class=\"ff57\">-<span class=\"lsde wsea\">2020)</span> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6a h62 y87f ff57 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsdc wse9\">dificat<span class=\"_ _0\"></span>ions de la<span class=\"_ _0\"></span> norme IFRS 1 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Premi\u00e8<span class=\"_ _3\"></span>re adoption<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y880 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des normes IFRS<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsdc wseb\">, modificat<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span> la norme I<span class=\"_ _0\"></span>FRS 9 i<span class=\"_ _0\"></span>ntitul\u00e9<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 y881 ff5a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments finan<span class=\"_ _3\"></span>ciers</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff57 lsde wseb\">, modificat<span class=\"_ _3\"></span>ions des e<span class=\"_ _3\"></span>xemples illus<span class=\"_ _3\"></span>tratifs </span></div>\n<div class=\"t m0 x6a h62 y882 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accomp<span class=\"_ _0\"></span>agnant la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>6 intitul<span class=\"_ _0\"></span>\u00e9es <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wseb\">Contra<span class=\"_ _3\"></span>ts de </span></span></span><span class=\"wse8\">location<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x6a h62 y883 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de la norme IAS 41 int<span class=\"_ _3\"></span>itul\u00e9es </span><span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">Agricul<span class=\"_ _3\"></span>ture</span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n\n<div class=\"t m0 x1a h62 y884 ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Chan<span class=\"_ _3\"></span>gements a<span class=\"_ _3\"></span>ttendus aux no<span class=\"_ _3\"></span>rmes IFRS</span> </span></div>\n<div class=\"t m0 x1a h62 y885 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x1a h62 y886 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">aux norm<span class=\"_ _3\"></span>es et int<span class=\"_ _3\"></span>erpr\u00e9tations <span class=\"_ _3\"></span>IFRS <span class=\"lsf7\">ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span></span>dessous<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">entre</span></span>ront</div>\n<div class=\"t m0 x1a h62 y887 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en vigueu<span class=\"_ _0\"></span>r pour les exer<span class=\"_ _0\"></span>cices co<span class=\"_ _0\"></span>mptable<span class=\"ls0 ws0\">s </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou apr<span class=\"_ _0\"></span>\u00e8s le 1</div>\n<div class=\"t m0 x145 h76 y888 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x22e h62 y889 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88a ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">janvier 202<span class=\"lsdc wse8\">3.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1a h62 y88b ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019a<span class=\"_ _3\"></span> pas appliqu\u00e9<span class=\"_ _3\"></span> une norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span><span class=\"wsea\">interpr\u00e9<span class=\"_ _3\"></span>tation<span class=\"lsdc wse9\">, ou modificati<span class=\"_ _0\"></span>on aux </span></span></div>\n<div class=\"t m0 x1a h62 y88d ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes ou<span class=\"_ _3\"></span> interpr\u00e9tation<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">IFRS, qui <span class=\"lsdc wse9\">a \u00e9t\u00e9</span></span> </span><span class=\"wsea\">publi<span class=\"_ _3\"></span>\u00e9e<span class=\"ls0 ws0\"> </span></span>par l<span class=\"_ _3\"></span>\u2019IASB<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">mai<span class=\"_ _3\"></span>s </span></span><span class=\"wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y88e ff57 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">n\u2019est<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pas encore ren<span class=\"_ _3\"></span>tr\u00e9e en vigu<span class=\"_ _3\"></span>eur</span> <span class=\"lsde wsfa\">ou qui<span class=\"_ _3\"></span> n\u2019a pas encore \u00e9t\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y88f ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e p<span class=\"_ _3\"></span>ar l\u2019UE<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y890 ff57 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsdc wse9\">Extensi<span class=\"_ _0\"></span>on de l\u2019exe<span class=\"_ _0\"></span>mption te<span class=\"_ _0\"></span>mporai<span class=\"_ _0\"></span>re d\u2019appli<span class=\"_ _0\"></span>cation d<span class=\"_ _0\"></span>e la norme </span></span></div>\n<div class=\"t m0 x134 h62 y891 ff57 fs43 fc1e sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsde wsfa\">Mo<span class=\"_ _3\"></span>difications d\u2019<span class=\"_ _3\"></span><span class=\"lsf9 ws121\">IFRS 4</span></span> </span></div>\n<div class=\"t m0 x1a h62 y892 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019IASB a pu<span class=\"_ _0\"></span>bli\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">la norme</span> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">IFRS</span> <span class=\"_ _3\"></span></span>9 intitul<span class=\"_ _0\"></span>\u00e9e <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments financier<span class=\"_ _3\"></span>s</span> </span>\u00bb<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y893 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsde wsfa\">uillet 2014<span class=\"_ _3\"></span> et l\u2019UE a approu<span class=\"_ _3\"></span>v\u00e9 <span class=\"lsf8 ws111\">cette<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsea\">norme <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en novemb<span class=\"_ _0\"></span>re 2016. Bie<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x1a h62 y894 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span><span class=\"wseb\">9 s\u2019appl<span class=\"_ _0\"></span>ique <span class=\"wse9\">aux<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables<span class=\"ls0 ws0\"> </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou </span></span></div>\n<div class=\"t m0 x1a h62 y895 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">apr\u00e8s le 1</div>\n<div class=\"t m0 x3d h76 y896 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfb h62 y897 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2018<span class=\"_ _3\"></span>, Ageas a continu\u00e9 \u00e0 app<span class=\"_ _3\"></span>liquer la norm<span class=\"_ _3\"></span>e IA</span>S <span class=\"lsde wsea\">39<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 x1a h62 y898 ff57 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wseb\">Instrument<span class=\"_ _0\"></span>s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span><span class=\"ls0 ws0\">\u2013 c<span class=\"_ _3\"></span><span class=\"lsdc wse8\">omptabi<span class=\"_ _0\"></span>li<span class=\"wse9\">satio<span class=\"_ _0\"></span>n et \u00e9valu<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsf0 ws104\">. </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y899 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas a<span class=\"_ _0\"></span>ppliquer<span class=\"_ _0\"></span>a la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9 pour l<span class=\"_ _0\"></span>a premi<span class=\"_ _0\"></span>\u00e8re fois<span class=\"_ _0\"></span> pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y89a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble d\u00e9but<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 xa5 h76 y89b ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x80 h62 y89c ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>23. Les <span class=\"_ _3\"></span>paragraphes ci<span class=\"_ _3\"></span></span>-<span class=\"lsde wsea\">dessous<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y89d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">expliqu<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>raisons d<span class=\"_ _0\"></span>e cette <span class=\"_ _0\"></span>d\u00e9rog<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y89e ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y89f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fait qu\u2019<span class=\"_ _0\"></span>Ageas cont<span class=\"_ _0\"></span>inue \u00e0 appl<span class=\"_ _0\"></span>iquer la no<span class=\"_ _0\"></span>rme IAS 39 es<span class=\"_ _0\"></span>t conforme a<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y8a0 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">apport\u00e9es \u00e0 la I<span class=\"_ _0\"></span>FRS 4. L\u2019IA<span class=\"_ _0\"></span>SB a <span class=\"lsfe ws11a\">publi\u00e9<span class=\"ls0 ws0\"> </span></span>pour la premi\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y8a1 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">fois <span class=\"lsdc wse9\">des modificati<span class=\"_ _0\"></span>ons dans ce c<span class=\"_ _0\"></span><span class=\"lsde wsea\">adre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en septembre 20<span class=\"_ _0\"></span>16 (qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y8a2 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">approuv\u00e9e<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l\u2019UE en nov<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>17) et a reconf<span class=\"_ _0\"></span>irm\u00e9 en jui<span class=\"_ _0\"></span>n 2020 </span></span></div>\n<div class=\"t m0 x1a h62 y8a3 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">que les entrepri<span class=\"_ _3\"></span>ses d\u2019assuran<span class=\"lsdc wse9\">ce puissent appl<span class=\"_ _0\"></span>iquer si<span class=\"_ _0\"></span>multan\u00e9<span class=\"_ _0\"></span>ment les </span></div>\n<div class=\"t m0 x1a h62 y8a4 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span></span></span><span class=\"lsdc\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">et <span class=\"_ _3\"></span>IFRS 17 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a5 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span> <span class=\"lsdc wseb\">pour la premi<span class=\"_ _0\"></span>\u00e8re fois v<span class=\"_ _0\"></span>ia la <span class=\"_ _0\"></span>publicat<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span>s modifi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y8a6 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e la norme </span><span class=\"lsf8\">IFRS 4<span class=\"_ _3\"></span> </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extens<span class=\"_ _0\"></span>ion de l\u2019ex<span class=\"_ _0\"></span>emption t<span class=\"_ _0\"></span>empora<span class=\"_ _0\"></span>ire d\u2019appli<span class=\"_ _0\"></span>cation </span></div>\n<div class=\"t m0 x1a h62 y8a7 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la nor<span class=\"lsf3 ws113\">me IFRS 9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span><span class=\"lsde wsfa\">. L\u2019UE a appr<span class=\"_ _3\"></span>ouv\u00e9 ces modific<span class=\"_ _3\"></span>ations en d\u00e9cembre<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a8 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2020.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8a9 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8aa ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wsfa\">es modi<span class=\"_ _3\"></span>fications <span class=\"lsdc wse9\">de la norme <span class=\"lsf8 ws111\">IFRS</span></span></span> <span class=\"lsdc wse9\">4 <span class=\"_ _3\"></span>pr\u00e9voi<span class=\"_ _0\"></span>ent deux opt<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y8ab ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">l'effet<span class=\"_ _3\"></span> des dates d'entr\u00e9e<span class=\"_ _3\"></span> en vigueur diff\u00e9rent<span class=\"_ _3\"></span>es des normes </span></div>\n<div class=\"t m0 x1a h62 y8ac ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">9 <span class=\"_ _3\"></span><span class=\"lsde wsea\">(2018) <span class=\"lsf8 ws122\">e<span class=\"_ _3\"></span>t IFRS<span class=\"_ _3\"></span></span></span></span> <span class=\"lsde wsea\">17</span> <span class=\"lsde wsea\">(2<span class=\"_ _3\"></span>023)<span class=\"wsfa\">. Ces option<span class=\"_ _3\"></span>s sont </span></span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">l\u2019approche par </span></span></div>\n<div class=\"t m0 x1a h62 y8ad ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">superposition<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">l'exempt<span class=\"_ _0\"></span>ion tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019ap<span class=\"_ _0\"></span>plicatio<span class=\"_ _0\"></span>n de la <span class=\"_ _0\"></span>norme </span></span></div>\n<div class=\"t m0 x1a h62 y8ae ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> 9<span class=\"_ _3\"></span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019exempt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">te<span class=\"lsde wseb\">mporaire d</span></span>\u2019<span class=\"_ _3\"></span><span class=\"lsde wseb\">application<span class=\"_ _3\"></span> d</span></span><span class=\"wse9\">e la norme <span class=\"lsf8 ws111\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9<span class=\"_ _3\"></span> est une </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>ion facult<span class=\"_ _0\"></span>ative \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me IFRS 9 au pl<span class=\"_ _0\"></span>us tard</div>\n<div class=\"t m0 x6 h62 y8b3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les exe<span class=\"_ _0\"></span>rcices c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es commen<span class=\"_ _0\"></span>\u00e7ant le ou ap<span class=\"_ _0\"></span>r\u00e8s le 1</div>\n<div class=\"t m0 x177 h76 y8b4 ff5d fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9 h62 y8b5 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">janvier</div>\n<div class=\"t m0 x6 h62 y8b6 ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023<span class=\"ls0 ws0\">, <span class=\"lsdc wse9\">pour les entit\u00e9s dont<span class=\"_ _0\"></span> les activit<span class=\"_ _0\"></span>\u00e9s sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> li\u00e9es <span class=\"wse8\">\u00e0 </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b7 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9missi<span class=\"_ _0\"></span>on de cont<span class=\"_ _0\"></span>rats dans l<span class=\"_ _0\"></span>e champ d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">IFRS<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">4 </span></div>\n<div class=\"t m0 x6 h62 y8b8 ff5d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5f\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">Contrats d\u2019a<span class=\"_ _3\"></span>ssurance</span> <span class=\"ff5f\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">. Ageas a effect<span class=\"_ _0\"></span>u\u00e9 <span class=\"lsde wsea\">une <span class=\"lsfe ws11a\">telle<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>analyse </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9dom<span class=\"_ _0\"></span>inance \u00e0<span class=\"_ _0\"></span> la date de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence du 31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2015 et <span class=\"_ _3\"></span>en a </span></span></div>\n<div class=\"t m0 x6 h62 y8ba ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclu qu\u2019i<span class=\"_ _3\"></span>l r\u00e9pondait<span class=\"_ _3\"></span> aux crit\u00e8re<span class=\"_ _3\"></span>s d\u2019\u00e9ligibil<span class=\"_ _3\"></span>it\u00e9 pour<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">appliquer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">l\u2019exempt<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y8bb ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9. Cela signifie que<span class=\"_ _3\"></span></span> : </span></div>\n<div class=\"t m0 x6 h62 y8bc ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">a <span class=\"wse9\">valeur compt<span class=\"_ _0\"></span>able des pas<span class=\"_ _0\"></span>sifs d\u2019A<span class=\"_ _0\"></span>gea<span class=\"lsde wseb\">s r\u00e9sultant de <span class=\"_ _3\"></span>contrats dans<span class=\"_ _3\"></span> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8bd ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le champ d\u2019<span class=\"_ _3\"></span>application d<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS</span> <span class=\"lsdc wse8\">4 \u00e9tait<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">significati<span class=\"_ _3\"></span>ve par </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8be ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable t<span class=\"_ _0\"></span>otale de tous<span class=\"_ _0\"></span> les passif<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x5c h62 y8bf ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8c0 ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">e pourcen<span class=\"_ _3\"></span>tage de la valeur co<span class=\"_ _3\"></span>mptable totale de<span class=\"_ _3\"></span>s passifs d\u2019Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 y8c1 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 l\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span><span class=\"wseb\">rapport<span class=\"_ _0\"></span> \u00e0 la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable t<span class=\"_ _0\"></span>otale de<span class=\"_ _0\"></span> tous </span></div>\n<div class=\"t m0 x5c h62 y8c2 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les passi<span class=\"_ _3\"></span>fs d\u2019Ageas<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00e9tait</span> </span><span class=\"wsea\">sup\u00e9rie<span class=\"_ _3\"></span>ur <span class=\"lsdc wse9\">\u00e0 90<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8c3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse de pr\u00e9<span class=\"_ _0\"></span>dominanc<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">n\u2019a depuis <span class=\"_ _3\"></span></span>lors plus <span class=\"lsde wseb\">fait l\u2019objet d\u2019aucune </span></div>\n<div class=\"t m0 x1a h62 y8c4 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation, ca<span class=\"_ _0\"></span>r aucun ch<span class=\"_ _0\"></span>angement<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iel des act<span class=\"_ _0\"></span>ivit\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas</div>\n<div class=\"t m0 x1a h62 y8c5 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qui requerra<span class=\"_ _3\"></span>it une <span class=\"_ _3\"></span>tell<span class=\"lsdc\">e r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation n<span class=\"_ _0\"></span>\u2019a eu lie<span class=\"_ _0\"></span>u.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y8c6 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8c7 ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas \u00e9tant \u00e9ligi<span class=\"_ _3\"></span>ble pour <span class=\"wsea\">appliquer<span class=\"_ _3\"></span> </span>l\u2019exemp<span class=\"_ _3\"></span>tion temporaire<span class=\"_ _3\"></span> <span class=\"wsea\">d\u2019application </span></div>\n<div class=\"t m0 x1a h62 y8c8 ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la norm<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\"> </span><span class=\"wse9\">9, a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de proc<span class=\"_ _0\"></span>\u00e9der ains<span class=\"_ _0\"></span>i <span class=\"lsde wseb\">et d\u2019aligner<span class=\"_ _3\"></span> les date<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y8c9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re applic<span class=\"_ _0\"></span>ation des n<span class=\"_ _0\"></span>ormes IFR<span class=\"_ _0\"></span>S 9 et IFRS 17<span class=\"lsf0 ws104\">. <span class=\"lsde wsfa\">Afin de rendre les </span></span></div>\n<div class=\"t m0 x1a h62 y8ca ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9tats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s plus comparable<span class=\"_ _3\"></span> \u00e0 ceux des</div>\n<div class=\"t m0 x1a h62 y8cb ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises qui ap<span class=\"_ _0\"></span>pliquent<span class=\"_ _0\"></span> d\u00e9j\u00e0 la nor<span class=\"_ _0\"></span>me IFRS 9, Age<span class=\"_ _0\"></span>as publie l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y8cc ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">informations<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en ce qui concerne l<span class=\"_ _0\"></span>a juste val<span class=\"_ _0\"></span>eur et l'exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a h62 y8cd ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque d<span class=\"_ _0\"></span>e cr\u00e9dit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8ce ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8cf ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8d0 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 475px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 635px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6a0 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 672px; bottom: 797px; z-index: 15;\">Montant du changement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 669px; bottom: 782px; z-index: 15;\">de la juste valeur en 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 665px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 745px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 363px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 415px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 344px; bottom: 752px; z-index: 15;\">au test <span class=\"lsee wsf6\">SPPI<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 423px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 490px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 576px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 504px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 584px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(en millions d\u2019euros)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 372px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Titres de cr\u00e9ance, y <span class=\"_ _0\"></span>compris les titres structur<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 707px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 707px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 707px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 707px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 707px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 707px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff5d fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Actions et<span class=\"_ _0\"></span> <span class=\"lse5 ws100\">autr<span class=\"_ _3\"></span>es plac<span class=\"_ _3\"></span>ement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 692px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 692px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 677px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 662px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 662px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 662px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff5d fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 647px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 647px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 647px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 647px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 647px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 647px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 446px; bottom: 632px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 632px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 632px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Autres cr\u00e9ances <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 606px; height: 500px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x10 h65 y6de ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6de ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 397px; bottom: 1081px; z-index: 15;\">La correction de valeur pou<span class=\"_ _0\"></span>r pertes est mesur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 1050px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 1005px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 990px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 975px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 1035px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 367px; bottom: 1020px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 1005px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 990px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 975px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff61 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1035px; z-index: 15;\">Avec <span class=\"lse0 wsee\">r\u00e9duction de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 1020px; z-index: 15;\">valeur \u00e0 la date de<span class=\"_ _0\"></span> cl\u00f4ture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 471px; bottom: 1005px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 990px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 1005px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 990px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 975px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 wsf4\">9 <span class=\"_ _3\"></span>\u00a75.<span class=\"_ _3\"></span>5.15</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 1020px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 1005px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 990px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 945px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 930px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 915px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 900px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68f ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 885px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 871px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 871px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 871px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 856px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 856px; z-index: 15;\">6</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 856px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 841px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 841px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 841px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 841px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8f1 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8f2 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 794px; z-index: 15;\">La <span class=\"wsee\">correction de valeur pour pertes e<span class=\"_ _0\"></span>st mesur\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 778px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y699 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 763px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 718px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 703px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 688px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 718px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 703px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 688px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 748px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 365px; bottom: 733px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 718px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 703px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 688px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 480px; bottom: 748px; z-index: 15;\">Avec r\u00e9duction de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 733px; z-index: 15;\">valeur \u00e0 la <span class=\"lse5 ws100\">date de cl<span class=\"_ _3\"></span>\u00f4ture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 472px; bottom: 718px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 703px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 748px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 733px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 718px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 703px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 688px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 ws100\">9 \u00a7<span class=\"_ _3\"></span>5.5.1<span class=\"_ _3\"></span>5</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 733px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 718px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 703px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 658px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 658px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 643px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 643px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 628px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 613px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 598px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 584px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 584px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 569px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 569px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 569px; z-index: 15;\">4</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 569px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 569px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 569px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 554px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 554px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 554px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 554px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 554px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 554px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y904 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y905 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valeur comptable brute selon<span class=\"_ _0\"></span> la norme lAS<span class=\"ls0 ws0\"> </span>39 et juste<span class=\"_ _0\"></span> valeur des actifs <span class=\"wsed\">financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">r\u00e9pondant au test SPPI <span class=\"_ _0\"></span>et n\u2019ayant pas un <span class=\"_ _0\"></span>faible risque de cr\u00e9dit au<span class=\"_ _0\"></span> 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Valeur comptable brute en<span class=\"_ _0\"></span> application de la <span class=\"_ _0\"></span>norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y697 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 462px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Juste valeur <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 447px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Diff\u00e9rence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h67 y69b ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 432px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y90c ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90d ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90e ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">28 inti<span class=\"_ _3\"></span>tul\u00e9e </span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">Participation<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s entreprises </span></span></div>\n<div class=\"t m0 x6 h62 y90f ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span>requiert d\u2019une <span class=\"lsde wsea\">entreprise<span class=\"ls0 ws0\"> </span></span>qu\u2019ell<span class=\"_ _0\"></span>e adopte</div>\n<div class=\"t m0 x6 h62 y910 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des principes<span class=\"_ _3\"></span> comptables uniform<span class=\"_ _3\"></span>es lors de l\u2019u<span class=\"_ _3\"></span>sage de la mise en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y911 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9quivalence. Ageas<span class=\"_ _3\"></span> a temporairement<span class=\"_ _3\"></span> d\u00e9rog\u00e9 \u00e0 cette<span class=\"_ _3\"></span> r\u00e8gle pour son</div>\n<div class=\"t m0 x6 h62 y912 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e Ma<span class=\"_ _3\"></span>ybank Ageas H<span class=\"_ _3\"></span>oldings Berh<span class=\"_ _3\"></span>ad. Celle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span>ci applique<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y913 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span>9 depuis 20<span class=\"_ _0\"></span>18, alors q<span class=\"_ _0\"></span>u\u2019Agea<span class=\"_ _0\"></span>s a recours \u00e0 l\u2019<span class=\"_ _0\"></span>exempti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y914 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de la <span class=\"lsf3 ws10d\">norme IFRS<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">9 sur l<span class=\"_ _3\"></span>es m\u00eames exe<span class=\"_ _3\"></span>rcices </span></span></span></div>\n<div class=\"t m0 x6 h62 y915 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. Cette d\u00e9r<span class=\"_ _0\"></span>ogation \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">on des principes comptabl<span class=\"_ _3\"></span>es </span></span></span></div>\n<div class=\"t m0 x6 h62 y916 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">uniform<span class=\"_ _0\"></span>es est auto<span class=\"_ _0\"></span>ris\u00e9e par l<span class=\"lsde wseb\">e paragraphe 39I des <span class=\"wsfa\">m<span class=\"_ _3\"></span>odifications d</span>e<span class=\"_ _3\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y917 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"lsf8 ws0\">IFRS 4<span class=\"_ _3\"></span><span class=\"ls0\"> <span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extensio<span class=\"_ _0\"></span>n de l\u2019exem<span class=\"_ _0\"></span>ption tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019applic<span class=\"_ _0\"></span>ation de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y918 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IFRS<span class=\"_ _3\"></span> 9<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span><span class=\"lsdc wse9\">. Les \u00e9tats financi<span class=\"_ _0\"></span>ers de May<span class=\"_ _0\"></span>bank Agea<span class=\"_ _0\"></span>s Holding<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y919 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Berhad son<span class=\"_ _3\"></span>t disponible<span class=\"_ _3\"></span>s sur la<span class=\"_ _3\"></span> page<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span>  </span></div>\n<div class=\"t m0 x6 h62 y91a ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf0 ws104\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls102 ws11d\">we</span>-<span class=\"lsdc wse8\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">statements/</span><span class=\"fc15\">) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y932 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y933 ff61 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsf3 ws113\">IFRS 9 <span class=\"_ _3\"></span></span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">Instruments financi<span class=\"_ _3\"></span>ers</span> <span class=\"ff63\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h7e y934 ff65 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Pr\u00e9sent<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>es infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s compa<span class=\"_ _0\"></span>ratives <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y935 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span>ra les n<span class=\"_ _3\"></span>ormes IFRS 9<span class=\"_ _3\"></span> <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">Instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws10c\">et IFRS </span></span></span></div>\n<div class=\"t m0 x1a h62 y936 ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">17 <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span><span class=\"wseb\">Contrats d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span><span class=\"lsde\">(voi<span class=\"_ _3\"></span>r ci<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">dessous) </span><span class=\"lsde\">pour la prem<span class=\"_ _3\"></span>i\u00e8re fois<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsea\">pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y937 ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able <span class=\"lsde\">d\u00e9butant le 1er janv<span class=\"_ _3\"></span>ier 2023<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y938 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y939 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 oblig<span class=\"_ _0\"></span>e une entit\u00e9 \u00e0 ret<span class=\"_ _0\"></span>raite<span class=\"_ _0\"></span>r les infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span> relativ<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y93a ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 l\u2019exerc<span class=\"_ _0\"></span>ice com<span class=\"_ _0\"></span>ptable <span class=\"lsde wsfa\">2022 dans ses \u00e9tats financiers pour<span class=\"_ _3\"></span> l</span><span class=\"wse8\">\u2019exerci<span class=\"_ _0\"></span>ce </span></div>\n<div class=\"t m0 x1a h62 y93b ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">se termi<span class=\"_ _0\"></span>nant le 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>023.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 170px; height: 920px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 170px; height: 920px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Compte tenu de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">l\u2019<span class=\"lsdc wse8\">obligat<span class=\"_ _0\"></span>ion <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IFRS<span class=\"_ _3\"></span> 17<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-</span></span></span>dessus<span class=\"wse9\">, Ag<span class=\"_ _0\"></span>eas a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e retra<span class=\"_ _0\"></span>iter \u00e9ga<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons comp<span class=\"_ _0\"></span>aratives<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y8b3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers pour l<span class=\"lsdc wse9\">\u2019exercice co<span class=\"_ _0\"></span>mptable <span class=\"lsde wseb\">2022. Lors de la </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation des i<span class=\"_ _0\"></span>nform<span class=\"_ _0\"></span>ations com<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>ves sur les<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y93f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers,<span class=\"_ _3\"></span> Ageas appli<span class=\"_ _3\"></span>quera les <span class=\"_ _3\"></span><span class=\"wsea\">dispositions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la norme IFRS 9 sur l</span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">classement et l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> </span>et sur la <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">d\u00e9pr\u00e9ciati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">p<span class=\"_ _3\"></span>our</span> </span><span class=\"wseb\">tous ses </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff66 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">actifs financiers, en utilisant <span class=\"lsdc wseb\">de<span class=\"_ _0\"></span>s infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s raison<span class=\"_ _0\"></span>nables <span class=\"_ _0\"></span>et justif<span class=\"_ _0\"></span>iables </span></div>\n<div class=\"t m0 x6 h62 y942 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles au 1er ja<span class=\"_ _0\"></span>nvier 202<span class=\"_ _0\"></span>2. Ceci est en l<span class=\"_ _0\"></span>igne ave<span class=\"_ _0\"></span>c l'applic<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">de </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">la superposit<span class=\"_ _0\"></span>ion de class<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">inclut <span class=\"_ _3\"></span></span></span>dans les mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">norme IF<span class=\"_ _0\"></span>RS 17 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"lsde\">Premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d'IFRS 17 et d'<span class=\"_ _0\"></span>IFRS<span class=\"ls0 ws0\"> 9 </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations<span class=\"_ _3\"></span> comparatives</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">, qui a<span class=\"_ _3\"></span> \u00e9t\u00e9 pub<span class=\"_ _3\"></span>li\u00e9</span>e <span class=\"lsdc wse9\">par l'IASB en </span></div>\n<div class=\"t m0 x6 h62 y946 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2021<span class=\"_ _3\"></span> et a <span class=\"_ _3\"></span>\u00e9t\u00e9 approuv\u00e9<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l'UE en septe<span class=\"_ _0\"></span>mbre 20<span class=\"_ _0\"></span>22.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y947 ff69 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Principaux <span class=\"_ _3\"></span>changements ap<span class=\"_ _3\"></span>port\u00e9s par <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Par rapport \u00e0<span class=\"_ _3\"></span> la norme IAS 39, les prin<span class=\"_ _3\"></span>cipaux changemen<span class=\"_ _3\"></span>ts apport\u00e9s par</div>\n<div class=\"t m0 x6 h62 y949 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la nor<span class=\"lsde wsfa\">me IFRS 9 concernent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse9\">Le classement (et<span class=\"_ _0\"></span> l'\u00e9valuat<span class=\"_ _0\"></span>ion qui en r<span class=\"_ _0\"></span>\u00e9sulte) des<span class=\"_ _0\"></span> actifs fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x5c h62 y94b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse8\">L'applicatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">du mod\u00e8le<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wseb\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit a<span class=\"_ _3\"></span>ttendues</span> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span>. </span></span></span></div>\n<div class=\"t m0 x6 h7e y94d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 c<span class=\"lsdc wseb\">lassement et<span class=\"_ _0\"></span> \u00e9valuat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94e ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"lsde wseb\">s cat\u00e9gories de<span class=\"_ _3\"></span> <span class=\"lsdc\">classem<span class=\"_ _0\"></span>ent et d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nanciers </span></span></div>\n<div class=\"t m0 x6 h62 y94f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">selon la norme IA<span class=\"_ _3\"></span>S 39 (pour rappel<span class=\"_ _3\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wseb\">d\u00e9tenus jus<span class=\"_ _0\"></span>qu'\u00e0 <span class=\"lsfe ws11a\">leur<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00e9ch\u00e9ance</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">, </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y950 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsde wseb\">pr\u00ea<span class=\"_ _3\"></span>ts et cr\u00e9an<span class=\"_ _3\"></span>ces</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">disponibles \u00e0 la<span class=\"_ _3\"></span> vente</span></span> \u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9tenus \u00e0 d<span class=\"_ _0\"></span>es fins </span></span></div>\n<div class=\"t m0 x6 h62 y951 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">ou </span></span><span class=\"wse8\">instruments<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers d\u00e9sign\u00e9s <span class=\"_ _3\"></span></span></span></span>comme \u00e9t<span class=\"_ _0\"></span><span class=\"lsde wsea\">ant </span></div>\n<div class=\"t m0 x6 h62 y952 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9 <span class=\"wse9\">\u00e0 la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span>) ont \u00e9t\u00e9 rem<span class=\"_ _0\"></span>plac\u00e9es <span class=\"lsde wseb\">sous la norme<span class=\"ls0 ws0\"> </span></span>IFRS 9 par </span></div>\n<div class=\"t m0 x6 h62 y953 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trois prin<span class=\"_ _3\"></span>cipales base<span class=\"_ _3\"></span>s d'\u00e9valuation<span class=\"_ _3\"></span> (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span><span class=\"lsdc\">dire le co\u00fbt a<span class=\"_ _0\"></span>morti, l<span class=\"_ _0\"></span>a juste </span></div>\n<div class=\"t m0 x6 h62 y954 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9su<span class=\"_ _0\"></span>ltat glo<span class=\"_ _0\"></span>bal et la <span class=\"_ _0\"></span>juste</div>\n<div class=\"t m0 x6 h62 y955 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du r\u00e9s<span class=\"_ _0\"></span>ultat net<span class=\"_ _0\"></span><span class=\"wseb\">). Le c<span class=\"_ _0\"></span>lasseme<span class=\"_ _0\"></span>nt, et l'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion qu<span class=\"_ _0\"></span>i en </span></div>\n<div class=\"t m0 x6 h62 y956 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>e, des instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nanciers s<span class=\"_ _0\"></span>elon IFR<span class=\"_ _0\"></span>S 9 est g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y957 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">bas\u00e9e sur le mod\u00e8<span class=\"_ _3\"></span>le \u00e9conomique<span class=\"_ _3\"></span> dans lequel un acti<span class=\"_ _3\"></span>f financier est g\u00e9r<span class=\"_ _3\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y958 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et ses ca<span class=\"_ _0\"></span>ract\u00e9r<span class=\"_ _0\"></span>istique<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>les de fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y959 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u00e9<span class=\"_ _3\"></span>termin\u00e9 <span class=\"_ _3\"></span><span class=\"wsfa\">que la plus gran<span class=\"_ _3\"></span>de partie de ses<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s d\u2019empr<span class=\"_ _0\"></span>unt sero<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la juste vale<span class=\"_ _0\"></span>ur par le</div>\n<div class=\"t m0 x6 h62 y95c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">biais des a<span class=\"_ _0\"></span>utres \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du r\u00e9s<span class=\"_ _0\"></span>ultat glo<span class=\"_ _0\"></span>bal apr\u00e8s l<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y95d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale.<span class=\"_ _0\"></span> Cela d\u00e9co<span class=\"_ _0\"></span>ule de l'a<span class=\"_ _0\"></span>nalyse qui c<span class=\"_ _0\"></span>onclut que c<span class=\"_ _0\"></span>es inve<span class=\"lsdd\">stiss<span class=\"_ _0\"></span>ements </span></div>\n<div class=\"t m0 x6 h62 y95e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">satisfo<span class=\"_ _0\"></span>nt au crit\u00e8<span class=\"_ _0\"></span>re de<span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>rembours<span class=\"_ _0\"></span>ement de pri<span class=\"_ _0\"></span>ncipal et \u00e0 de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y95f ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">versem<span class=\"_ _0\"></span>ents d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r le princip<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsdd ws11a\">et car <span class=\"_ _3\"></span>ces investissements sont </span></span></div>\n<div class=\"t m0 x6 h62 y960 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> dans le c<span class=\"_ _0\"></span>adre d<span class=\"_ _0\"></span>u mod\u00e8l<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique do<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>ectif e<span class=\"_ _0\"></span>st atteint<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y961 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la fois par la p<span class=\"_ _0\"></span>ercepti<span class=\"_ _0\"></span>on de flux de <span class=\"lsde wseb\">tr\u00e9sorerie et par l<span class=\"_ _3\"></span>a vente <span class=\"_ _3\"></span>d\u2019actifs </span></div>\n<div class=\"t m0 x6 h62 y962 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Le mod\u00e8le \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue dont l\u2019<span class=\"_ _0\"></span>objectif es<span class=\"_ _0\"></span>t atteint<span class=\"_ _0\"></span> \u00e0 la fois par </span></span></div>\n<div class=\"t m0 x6 h62 y963 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la percept<span class=\"_ _0\"></span>ion de flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie et par la v<span class=\"_ _0\"></span>ente d\u2019act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x6 h62 y964 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>e fait que <span class=\"ls0 ws0\">c<span class=\"lsde wsfa\">es actifs financiers<span class=\"_ _3\"></span> sont d\u00e9tenus pour garan<span class=\"_ _3\"></span>tir les </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e (r\u00e9)as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y966 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">avec<span class=\"ls0 ws0\"> </span><span class=\"wse9\">parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re (voir <span class=\"lsf0 ws0\">section C. <span class=\"ff68 ls0\">\u00ab<span class=\"ff66\"> </span></span></span>IFRS 17 <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y967 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-<span class=\"lsdc wse8\">dessous).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les instr<span class=\"_ _0\"></span>uments de<span class=\"_ _0\"></span> capitaux pr<span class=\"_ _0\"></span>opres sont<span class=\"_ _0\"></span> toujou<span class=\"_ _0\"></span>rs \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste</div>\n<div class=\"t m0 x6 h62 y96a ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">valeur <span class=\"lsf7 wseb\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">la norme IFRS 9. Pour<span class=\"_ _3\"></span> la plus grande par<span class=\"_ _3\"></span>tie de ses </span></div>\n<div class=\"t m0 x6 h62 y96b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans des instrumen<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres</span></span><span class=\"wse9\">, Ageas a </span></div>\n<div class=\"t m0 x6 h62 y96c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d'a<span class=\"_ _0\"></span>ppliquer l<span class=\"_ _0\"></span>e choix irr<span class=\"_ _0\"></span>\u00e9vocabl<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>IFRS 9 de </span></span></div>\n<div class=\"t m0 x6 h62 y96d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y96e ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal (plu<span class=\"_ _3\"></span>t\u00f4t que dans<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">\u2019\u00e9tat <span class=\"wse9\">de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re)<span class=\"_ _3\"></span>. \u00c0 la date<span class=\"_ _3\"></span> de <span class=\"lsfe ws11a\">la <span class=\"_ _3\"></span></span><span class=\"wsfa\">d\u00e9comptabili<span class=\"_ _3\"></span>sation d<span class=\"lsdd wse9\">es </span></span>inve<span class=\"_ _3\"></span>stissements<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y970 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de capit<span class=\"_ _0\"></span>aux <span class=\"lsde\">propres, pour lesquel<span class=\"_ _3\"></span>s Ageas a <span class=\"_ _3\"></span>choisi de </span></div>\n<div class=\"t m0 x6 h62 y971 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y972 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, Ageas a l\u2019i<span class=\"_ _0\"></span>ntention d<span class=\"_ _0\"></span>e reclas<span class=\"_ _0\"></span>sifier les g<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 y973 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou les pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">r\u00e9alis\u00e9s, qui \u00e9taie<span class=\"_ _3\"></span>nt pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t reconnus dans</span> <span class=\"lsfe ws11a\">le<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y974 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat global<span class=\"_ _3\"></span>, des au<span class=\"_ _3\"></span>tres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat</div>\n<div class=\"t m0 x1a h62 y975 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">global v<span class=\"_ _0\"></span>ers les <span class=\"_ _0\"></span>r\u00e9sultat<span class=\"_ _0\"></span>s non d<span class=\"_ _0\"></span>istrib<span class=\"_ _0\"></span>u\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y976 ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y977 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 9 r<span class=\"_ _0\"></span>emplac<span class=\"_ _0\"></span>e le mod\u00e8<span class=\"_ _0\"></span>le de<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00ab</span> </span><span class=\"wse8\">perte<span class=\"ls0 ws0\">s </span></span><span class=\"lsf7\">subie<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span> </span>sou<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y978 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"wseb\">IAS 39 par u<span class=\"_ _3\"></span>n mod\u00e8le pro<span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">specti<span class=\"_ _3\"></span>f de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff66\"> </span></span></span></span>perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de cr\u00e9dit </span></span></div>\n<div class=\"t m0 x1a h62 y979 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">. Le nouve<span class=\"_ _3\"></span>au mod\u00e8le de<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsea\">per<span class=\"_ _3\"></span>te</span>s <span class=\"_ _3\"></span><span class=\"lsde wseb\">de cr\u00e9dit a<span class=\"_ _3\"></span>ttendue</span>s <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y97a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s'applique <span class=\"_ _3\"></span>aux investis<span class=\"_ _3\"></span>sements dans d<span class=\"_ _3\"></span>es instrumen<span class=\"_ _3\"></span>ts d<span class=\"lsdc wse8\">\u2019emprunt </span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x1a h62 y97b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i ou \u00e0 la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais des aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y97c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, aux cr\u00e9a<span class=\"_ _0\"></span>nces locat<span class=\"_ _0\"></span>ives, au<span class=\"_ _0\"></span>x cr\u00e9ances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">clients <span class=\"_ _0\"></span>et aux ac<span class=\"_ _0\"></span>tifs su<span class=\"_ _0\"></span>r contrat<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\">L</span><span class=\"wse9\">e mod\u00e8le de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>pertes<span class=\"_ _0\"></span> de cr\u00e9dit </span></div>\n<div class=\"t m0 x1a h62 y97e ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">attendues<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span><span class=\"wseb\">n\u2019e<span class=\"_ _3\"></span>st pas appli<span class=\"_ _3\"></span>cable aux i<span class=\"_ _3\"></span>nvestiss<span class=\"wsfa\">ements da<span class=\"_ _3\"></span>ns des </span></span></div>\n<div class=\"t m0 x1a h62 y97f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 9 impose \u00e0 un<span class=\"_ _0\"></span>e entit\u00e9<span class=\"_ _0\"></span> de comptab<span class=\"_ _0\"></span>iliser une <span class=\"lsde wsea\">provision<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour pert<span class=\"_ _0\"></span>es <span class=\"wse8\">au<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">montant des<span class=\"_ _3\"></span></span> </span><span class=\"wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pour<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span><span class=\"wsfa\">12<span class=\"_ _3\"></span> mois </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y983 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 venir <span class=\"wse9\">p<span class=\"_ _0\"></span>our les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns des inst<span class=\"_ _0\"></span>ruments d<span class=\"wse8\">\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y984 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> le risque de cr<span class=\"_ _0\"></span>\u00e9dit n'a pa<span class=\"_ _0\"></span>s augment<span class=\"_ _0\"></span>\u00e9 de mani\u00e8<span class=\"_ _0\"></span>re signific<span class=\"_ _0\"></span>ative</div>\n<div class=\"t m0 x1a h62 y985 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">depuis le<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsfe ws11a\">d<span class=\"_ _3\"></span>ire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsde wsfa\">tage 1). </span></span></div>\n<div class=\"t m0 x1a h62 y986 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>investissement<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s instruments d<span class=\"_ _3\"></span><span class=\"wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pour<span class=\"_ _3\"></span> lesquels </span></span></div>\n<div class=\"t m0 x1a h62 y987 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>r\u00e9dit a augm<span class=\"_ _0\"></span>ent\u00e9 de ma<span class=\"_ _0\"></span>ni\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">significative depui<span class=\"_ _3\"></span>s leur </span></span></div>\n<div class=\"t m0 x1a h62 y988 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsea\">dire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsdc wse9\">tage 2) ou po<span class=\"_ _0\"></span>ur les </span></span></div>\n<div class=\"t m0 x1a h62 y989 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d<span class=\"lsde wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span></span>en d\u00e9faut, pa<span class=\"_ _0\"></span>r exemple</div>\n<div class=\"t m0 x1a h62 y98a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par suite<span class=\"_ _3\"></span> d\u2019arri<span class=\"wsea\">\u00e9r\u00e9<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de paiement im<span class=\"_ _0\"></span>porta<span class=\"_ _0\"></span>ntes<span class=\"ls0 ws0\"> </span><span class=\"lsdd\">(c'est<span class=\"ls0 ws0\">-\u00e0-</span></span><span class=\"wseb\">dire class\u00e9s<span class=\"_ _0\"></span> en </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Etage 3), Ageas<span class=\"_ _3\"></span> c<span class=\"wsea\">omptabilisera<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>une <span class=\"lsfe ws11a\">pro<span class=\"_ _3\"></span>vision<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>pour pertes au mont<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x1a h62 y98c ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9gal aux<span class=\"_ _3\"></span> pertes de c<span class=\"_ _3\"></span>r\u00e9dit attendu<span class=\"_ _3\"></span>es pour<span class=\"_ _3\"></span> la dur\u00e9e de<span class=\"_ _3\"></span> vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y98d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Passifs financiers <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98e ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> </div>\n<div class=\"t m0 xa5 h62 y98f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la norme IFRS 9 n\u2019aura<span class=\"_ _3\"></span> aucun impact</div>\n<div class=\"t m0 x1a h62 y990 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif s<span class=\"_ _0\"></span>ur l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et le cl<span class=\"_ _0\"></span>assement<span class=\"_ _0\"></span> des pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nan<span class=\"lsf7\">ciers </span></div>\n<div class=\"t m0 x1a h62 y991 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y992 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilit\u00e9 de co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y993 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00c0 partir <span class=\"_ _0\"></span>de l\u2019exe<span class=\"_ _0\"></span>rcice c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e d\u00e9but<span class=\"_ _0\"></span>ant le <span class=\"_ _0\"></span>1er janv<span class=\"_ _0\"></span>ier 2023,<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a</div>\n<div class=\"t m0 x1a h62 y994 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion d\u2019\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> adopter l<span class=\"_ _0\"></span>es <span class=\"wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">re<span class=\"_ _0\"></span>latives<span class=\"_ _0\"></span> \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 y995 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ure so<span class=\"_ _0\"></span>us la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9. Il n\u2019<span class=\"_ _0\"></span>est pas a<span class=\"_ _0\"></span>ttendu</div>\n<div class=\"t m0 x1a h62 y996 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">que cela <span class=\"_ _0\"></span><span class=\"lsde\">aurait un<span class=\"_ _3\"></span> impact signi<span class=\"_ _3\"></span>ficatif par<span class=\"_ _3\"></span> rapport \u00e0<span class=\"_ _3\"></span> l'application<span class=\"_ _3\"></span> actuelle </span></div>\n<div class=\"t m0 x1a h62 y997 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des dispo<span class=\"_ _3\"></span>sitions<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de comptabilit<span class=\"_ _0\"></span>\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re sous <span class=\"_ _0\"></span>la norm<span class=\"_ _0\"></span>e IAS 39.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e y998 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y999 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la norm<span class=\"_ _0\"></span>e IFRS 9 p<span class=\"_ _0\"></span>ar les </span></span></div>\n<div class=\"t m0 x1a h62 y99a ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transition (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er janv<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x1a h62 y99b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wseb\">Estimation d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y99c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> de <span class=\"lsde wsfa\">la premi\u00e8re app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span>des<span class=\"_ _3\"></span> normes IFRS 9 et <span class=\"lsf3 ws10c\">IF<span class=\"_ _3\"></span>RS </span></span>17 au</div>\n<div class=\"t m0 x1a h62 y99d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1er janvi<span class=\"_ _0\"></span>er 2022<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span>. </span></div>\n<div class=\"t m0 x1a h62 y99e ff66 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">IFRS 17 </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsfa\">Cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e</span> <span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y99f ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019IASB <span class=\"_ _0\"></span>a publi<span class=\"_ _0\"></span>\u00e9 la norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 intit<span class=\"_ _0\"></span>ul\u00e9e <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse9\">Contrats<span class=\"_ _0\"></span> d\u2019assura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y9a0 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mai 2017 e<span class=\"_ _3\"></span>t a publi\u00e9<span class=\"_ _3\"></span> des modi<span class=\"_ _3\"></span>fications<span class=\"ls0 ws0\"> </span><span class=\"wsea\">de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la norme IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">en juin </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9a1 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2020. La no<span class=\"_ _0\"></span>rme IFRS 17<span class=\"ls0 ws0\"> </span>rem<span class=\"_ _0\"></span>placer<span class=\"_ _0\"></span>a la norme IFR<span class=\"_ _0\"></span>S 4 pour les exe<span class=\"_ _0\"></span>rcices</div>\n<div class=\"t m0 x1a h62 y9a2 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles <span class=\"lsde wseb\">d\u00e9butant le ou<span class=\"_ _3\"></span> apr\u00e8s le<span class=\"_ _3\"></span> 1er jan<span class=\"_ _3\"></span>vier 2023. A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y9a3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span> d\u00e8s lors.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 2021, l<span class=\"_ _3\"></span>\u2019UE a approuv\u00e9 la nor<span class=\"_ _3\"></span>me IFRS 17, y<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">compris<span class=\"_ _0\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span><span class=\"lsdd wse9\">s </span>de<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la <span class=\"_ _3\"></span>norme de <span class=\"_ _3\"></span>juin 2020. S<span class=\"_ _3\"></span>imultan\u00e9ment<span class=\"_ _3\"></span>, l\u2019UE a ap<span class=\"_ _3\"></span>prouv\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une exempt<span class=\"_ _0\"></span>ion europ<span class=\"_ _0\"></span>\u00e9enne <span class=\"wse8\">(f<span class=\"_ _0\"></span>acultat<span class=\"_ _0\"></span>ive) <span class=\"lsde wseb\">qui p</span><span class=\"wse9\">ermet \u00e0 <span class=\"lsde wsfa\">une entreprise </span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">de ne <span class=\"_ _0\"></span>pas appl<span class=\"_ _0\"></span>iquer la <span class=\"_ _0\"></span>disposit<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 de </span></div>\n<div class=\"t m0 x6 h62 y93f ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ne pas classer dans<span class=\"_ _3\"></span> un m\u00eame groupe des co<span class=\"_ _3\"></span>ntrats \u00e9mis \u00e0 plu<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">d\u2019un an </span></div>\n<div class=\"t m0 x6 h62 y940 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019interv<span class=\"_ _0\"></span>alle, cec<span class=\"_ _0\"></span>i pour les gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec</div>\n<div class=\"t m0 x6 h62 y941 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>irecte<span class=\"ls0 ws0\"> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">les groupes de c<span class=\"_ _3\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y942 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span>et avec de<span class=\"_ _0\"></span>s flux de</div>\n<div class=\"t m0 x6 h62 y943 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie mut<span class=\"_ _0\"></span>ualis\u00e9s<span class=\"_ _0\"></span> <span class=\"lsde wsea\">interg\u00e9n\u00e9rationn<span class=\"_ _3\"></span>els </span><span class=\"wse9\">avec des<span class=\"ls0 ws0\"> </span></span>autres c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s<span class=\"lsf0 ws104\">. </span></div>\n<div class=\"t m0 x6 h62 y944 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l<span class=\"_ _3\"></span>\u2019intent<span class=\"_ _3\"></span>ion</span> </span><span class=\"wsea\">d\u2019appl<span class=\"_ _3\"></span>iquer <span class=\"lsdc wse9\">cette exempt<span class=\"_ _0\"></span>ion pour un no<span class=\"_ _0\"></span>mbre lim<span class=\"_ _0\"></span>it\u00e9 de </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance av<span class=\"_ _0\"></span>ec partici<span class=\"_ _0\"></span>pation dir<span class=\"_ _0\"></span>ecte, afi<span class=\"_ _0\"></span>n de s\u2019alig<span class=\"_ _0\"></span>ner avec l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y946 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>e de march\u00e9 loc<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y947 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Champ d\u2019app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">17 </span><span class=\"ff6e\">\u00ab<span class=\"_ _3\"></span></span> C<span class=\"lsde wsea\">ontra<span class=\"_ _3\"></span>ts d\u2019assura<span class=\"_ _3\"></span>nce</span> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">s\u2019applique<span class=\"_ _3\"></span> pour</span> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">, <span class=\"lsde wsfa\">y compris les<span class=\"_ _3\"></span> contrats de r\u00e9assur<span class=\"_ _3\"></span>ance<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ff6b fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">\u00e9mis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y94b ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9tenus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94c ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re </span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mis. Ces contra<span class=\"_ _3\"></span>ts sont dans le<span class=\"_ _3\"></span> champ d\u2019applica<span class=\"lsdc wseb\">tion de la no<span class=\"_ _0\"></span>rme </span></div>\n<div class=\"t m0 x5c h62 y9a7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">\u00e0 condition que<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l\u2019</span></span><span class=\"wseb\">e<span class=\"_ _3\"></span>ntreprise d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">\u00e9mette<span class=\"_ _3\"></span> </span></span><span class=\"wsea\">\u00e9galemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9a8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Toutes les r\u00e9f\u00e9renc<span class=\"_ _3\"></span>es ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">de<span class=\"_ _3\"></span>ssous aux <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff6b\"> <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assurance<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb</span> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9ab ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'appl<span class=\"_ _0\"></span>iquent \u00e9g<span class=\"_ _0\"></span>alement a<span class=\"_ _0\"></span>ux contrat<span class=\"_ _0\"></span>s de r\u00e9ass<span class=\"_ _0\"></span>urance (\u00e0 la fo<span class=\"_ _0\"></span>is les</div>\n<div class=\"t m0 x6 h62 y9ac ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance d\u00e9t<span class=\"_ _0\"></span>enus et les<span class=\"_ _0\"></span> contrats de r<span class=\"_ _0\"></span>\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis<span class=\"_ _0\"></span>) et</div>\n<div class=\"t m0 x6 h62 y9ad ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les contr<span class=\"_ _0\"></span>ats d'inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent avec<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>ation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire, s<span class=\"_ _0\"></span>auf</div>\n<div class=\"t m0 x6 h62 y9ae ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indication con<span class=\"_ _3\"></span>traire.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y956 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">S\u00e9parat<span class=\"_ _0\"></span>ion des com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> d\u2019un contrat<span class=\"_ _0\"></span> d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y957 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance peut<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>dre un ou plus<span class=\"_ _0\"></span>ieurs co<span class=\"_ _0\"></span>m<span class=\"lsde wsea\">posants </span></div>\n<div class=\"t m0 x6 h62 y958 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui doive<span class=\"_ _0\"></span>nt \u00eatre s\u00e9pa<span class=\"_ _0\"></span>r\u00e9s du cont<span class=\"_ _0\"></span>rat d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e h\u00f4te et qui do<span class=\"_ _0\"></span>ivent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y959 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9s <span class=\"_ _3\"></span>en appliqua<span class=\"_ _3\"></span>nt une au<span class=\"_ _3\"></span>tre norme qu<span class=\"_ _3\"></span>e la norme<span class=\"_ _3\"></span> <span class=\"lsf8 ws0\">IFRS<span class=\"_ _3\"></span> 17. <span class=\"_ _3\"></span>A<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la date <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation init<span class=\"_ _0\"></span>iale du cont<span class=\"_ _0\"></span>rat, Ageas<span class=\"_ _0\"></span> \u00e9value, c<span class=\"_ _0\"></span>ontrat p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 y95b ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> si cela <span class=\"_ _0\"></span>pourra<span class=\"_ _0\"></span>it \u00eatre l<span class=\"_ _0\"></span><span class=\"wse9\">e cas. Voici d<span class=\"_ _0\"></span>es exemp<span class=\"_ _0\"></span>les de comp<span class=\"_ _0\"></span>osants </span></div>\n<div class=\"t m0 x6 h62 y95c ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pouvant n\u00e9cess<span class=\"_ _3\"></span>iter une s\u00e9paration<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y95d ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s d<span class=\"lsdc wse9\">\u00e9riv\u00e9s i<span class=\"_ _0\"></span>ncorpor<span class=\"_ _0\"></span>\u00e9s non \u00e9troit<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y95e ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s c<span class=\"lsdc wse9\">omposa<span class=\"_ _0\"></span>nts d'inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment dist<span class=\"_ _0\"></span>incts (IF<span class=\"_ _0\"></span>RS 17 four<span class=\"_ _0\"></span>nit les </span></span></span></div>\n<div class=\"t m0 x5c h62 y95f ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">crit\u00e8res pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> quand un<span class=\"_ _3\"></span> composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pas li\u00e9 \u00e0 l\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 y960 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">est d<span class=\"lsdc wse9\">istinct du c<span class=\"_ _0\"></span>ontrat h\u00f4t<span class=\"_ _0\"></span>e)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y961 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wsea\">U<span class=\"_ _3\"></span>ne</span><span class=\"ff6b\"> <span class=\"lsde wsea\">promesse<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de fournir au tit<span class=\"_ _0\"></span>ulaire d<span class=\"_ _0\"></span>es <span class=\"wse8\">biens </span><span class=\"lsdd\">distincts <span class=\"lsde wsfa\">ou de<span class=\"ls0 ws0\">s </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y962 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">services di<span class=\"_ _3\"></span>stincts autre<span class=\"_ _3\"></span>s que <span class=\"ls0 ws0\">d<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">es services</span> </span><span class=\"wsfa\">pr\u00e9vus au <span class=\"lsdc wse8\">contrat </span></span></div>\n<div class=\"t m0 x5c h62 y963 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y964 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y965 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s<span class=\"_ _3\"></span> incorpor\u00e9<span class=\"_ _3\"></span>s s\u00e9par\u00e9s e<span class=\"_ _3\"></span>t les compo<span class=\"_ _3\"></span>sants d'invest<span class=\"_ _3\"></span>issement</div>\n<div class=\"t m0 x6 h62 y966 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">distincts sont <span class=\"lsdd ws12a\">comptabilis\u00e9s comme s'il s'agissait d'instruments </span></div>\n<div class=\"t m0 x6 h62 y967 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers au<span class=\"_ _3\"></span>tonomes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y968 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s les \u00e9tape<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessus, <span class=\"_ _3\"></span>Ageas s\u00e9pare<span class=\"_ _3\"></span> du contr<span class=\"_ _3\"></span>at d'assuranc<span class=\"_ _3\"></span>e h\u00f4te </span></div>\n<div class=\"t m0 x6 h62 y96a ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>messe<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de fo<span class=\"_ _0\"></span>urnir a<span class=\"_ _0\"></span>u titula<span class=\"_ _0\"></span>ire des b<span class=\"_ _0\"></span>iens dis<span class=\"_ _0\"></span>tincts <span class=\"_ _0\"></span>ou des s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y96b ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distinct<span class=\"_ _0\"></span>s autre que de<span class=\"_ _0\"></span>s servic<span class=\"_ _0\"></span>es pr\u00e9vus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">au contrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e (tels que<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96c ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'administra<span class=\"_ _3\"></span>tion des pens<span class=\"_ _3\"></span>ions, la ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s risques, l<span class=\"_ _3\"></span>'assistance,<span class=\"_ _3\"></span> la</div>\n<div class=\"t m0 x6 h62 y96d ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n d'actif<span class=\"_ _0\"></span>s ou les s<span class=\"_ _0\"></span>ervice<span class=\"_ _0\"></span>s de gar<span class=\"_ _0\"></span>de) et les <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilise c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ff6b fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">contrats distincts avec les clients (c'e<span class=\"_ _0\"></span>st<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsde wseb\">dire, n<span class=\"_ _3\"></span>on comme de<span class=\"_ _3\"></span>s contrats<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff6b fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'a<span class=\"lsdc wse9\">ssurance), en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant la norm<span class=\"_ _0\"></span>e IFRS 15<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00ab</span> <span class=\"lsdd ws11a\">Produits des activit\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y970 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ordinaires<span class=\"_ _3\"></span> tir\u00e9s de con<span class=\"_ _3\"></span>trats con<span class=\"_ _3\"></span>clus avec de<span class=\"_ _3\"></span>s clients<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t m0 x6 h7e y9af ff6d fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Niveau <span class=\"lsde wseb\">de regroupement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9b0 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion et d'\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des contrat<span class=\"_ _3\"></span>s d\u2019assurance<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">, </span></span></span></div>\n<div class=\"t m0 x6 h62 y9b1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ide<span class=\"_ _0\"></span>ntifie de<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles et<span class=\"_ _0\"></span> des<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">groupes de<span class=\"_ _3\"></span> contrats </span></span></div>\n<div class=\"t m0 x6 h62 y9b2 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un portef<span class=\"_ _0\"></span>euille de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end des cont<span class=\"_ _0\"></span>rats <span class=\"lsde wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportent de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">risque</span>s <span class=\"lsfe ws11a\">similair<span class=\"_ _3\"></span>e</span>s <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">et </span></span><span class=\"wsfa\">qui<span class=\"_ _3\"></span> sont </span>g\u00e9r\u00e9s ensembl<span class=\"_ _3\"></span>e. Les</div>\n<div class=\"t m0 x1a h62 y9b5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance sont id<span class=\"_ _0\"></span>entifi\u00e9<span class=\"_ _0\"></span>s au niveau de l'<span class=\"_ _0\"></span>entit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y9b6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettric<span class=\"_ _0\"></span>e. Des<span class=\"ls0 ws0\"> </span>exem<span class=\"_ _0\"></span>ples de port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les dans les<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'Ageas s<span class=\"_ _0\"></span>ont Accid<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">s<span class=\"lsf0 ws10c\">, S</span></span>oins de S<span class=\"lsde wseb\">ant\u00e9, Incendie, Autom<span class=\"_ _3\"></span>obile<span class=\"ls0 ws0\">s</span>\u2026 Lo<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l<span class=\"lsde wsea\">eur<span class=\"ls0 ws0\"> </span></span>comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e, les cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont ajout<span class=\"_ _0\"></span>\u00e9s au</div>\n<div class=\"t m0 x1a h62 y9b9 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille ap<span class=\"_ _0\"></span>plica<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c0 des fin<span class=\"_ _3\"></span>s d\u2019\u00e9valuati<span class=\"_ _3\"></span>on <span class=\"lsdc\">des cont<span class=\"wse9\">r<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance, A<span class=\"_ _0\"></span>geas divis<span class=\"_ _0\"></span>e les </span></span></div>\n<div class=\"t m0 x1a h62 y9bc ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x1a h62 y9bd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 en</div>\n<div class=\"t m0 x1a h62 y9be ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">divisa<span class=\"_ _0\"></span>nt d'abor<span class=\"_ _0\"></span>d le port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en c<span class=\"_ _0\"></span>ohortes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9bf ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>(par exemple<span class=\"ls0 ws0\">,<span class=\"_ _3\"></span> </span><span class=\"wsea\">par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">ann\u00e9e d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>), afin de ga<span class=\"_ _0\"></span>rantir qu<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque cohor<span class=\"_ _3\"></span>te ne com<span class=\"_ _3\"></span>prend pas d<span class=\"_ _3\"></span>e contra<span class=\"_ _3\"></span>ts \u00e9mis \u00e0 p<span class=\"_ _3\"></span>lus d'un <span class=\"_ _3\"></span>an</div>\n<div class=\"t m0 x1a h62 y9c1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inter<span class=\"_ _0\"></span>valle. Ch<span class=\"_ _0\"></span>aque coh<span class=\"_ _0\"></span>orte ann<span class=\"_ _0\"></span>uelle est en<span class=\"_ _0\"></span>suite div<span class=\"_ _0\"></span>is\u00e9e en (au moi<span class=\"_ _0\"></span>ns)</div>\n<div class=\"t m0 x1a h62 y9c2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trois g<span class=\"_ _0\"></span>roupes d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> en fonct<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a renta<span class=\"_ _0\"></span>bilit\u00e9</div>\n<div class=\"t m0 x1a h62 y9c3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue de<span class=\"lsde wsfa\">s contrats sous<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">jacents<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y9c4 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span><span class=\"lsde\">qui, au moment<span class=\"_ _3\"></span> de la </span></span></span></div>\n<div class=\"t m0 x6a h62 y9c5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, sont d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">(s\u2019il </span></span>existe de tels</div>\n<div class=\"t m0 x6a h62 y9c6 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"ls0 ws0\">)<span class=\"_ _3\"></span> ; </span></div>\n<div class=\"t m0 x1a h62 y9c7 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance q<span class=\"_ _0\"></span>ui, <span class=\"lsde wsfa\">au moment<span class=\"ls0 ws0\"> </span></span>de la </span></span></div>\n<div class=\"t m0 x6a h62 y9c8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, n'ont pa<span class=\"_ _0\"></span>s de possib<span class=\"_ _0\"></span>ilit\u00e9 <span class=\"lsde wsea\">importante<span class=\"ls0 ws0\"> </span>de </span></div>\n<div class=\"t m0 x6a h62 y9c9 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devenir d<span class=\"_ _0\"></span>\u00e9ficitai<span class=\"_ _0\"></span>res par la su<span class=\"_ _0\"></span>ite (s\u2019il <span class=\"wseb\">ex<span class=\"_ _0\"></span>iste de t<span class=\"_ _0\"></span>els cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\">) ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ca ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wseb\">U<span class=\"_ _3\"></span>n groupe <span class=\"lsdc wse9\">constitu\u00e9 des aut<span class=\"_ _0\"></span>res cont<span class=\"_ _0\"></span>rats du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (s\u2019il exi<span class=\"_ _0\"></span>ste </span></span></span></div>\n<div class=\"t m0 x6a h62 y9cb ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tels cont<span class=\"_ _0\"></span>rats<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9cc ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d'ass<span class=\"_ _0\"></span>urance qu<span class=\"_ _0\"></span>i <span class=\"lsde wsea\">rel\u00e8veraient<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">de groupe<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x1a h62 y9ce ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">uniquement <span class=\"_ _3\"></span><span class=\"lsdc wse9\">parce que </span><span class=\"wseb\">les dispositions l\u00e9<span class=\"_ _3\"></span>gales ou r<span class=\"_ _3\"></span>\u00e9glementaires<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y9cf ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limite<span class=\"_ _0\"></span>nt la capacit<span class=\"_ _0\"></span>\u00e9 pratiq<span class=\"_ _0\"></span>ue de l\u2019entit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">\u00e9mett<span class=\"_ _0\"></span>rice <span class=\"lsde wseb\">de fixer un <span class=\"_ _3\"></span>prix ou un<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">niveau de presta<span class=\"_ _3\"></span>tion qui diff\u00e8re<span class=\"_ _3\"></span> en fonction des car<span class=\"_ _3\"></span>a<span class=\"lsdd ws11a\">ct\u00e9ristiques des </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff6b fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titulaires, <span class=\"lsdc wseb\">sont class<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e m\u00eame <span class=\"_ _0\"></span>groupe.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9d2 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Comptabilisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e et de</div>\n<div class=\"t m0 x1a h62 y9d4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis (<span class=\"_ _0\"></span>autres q<span class=\"_ _0\"></span>ue les cont<span class=\"_ _0\"></span>rats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 y9d5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire et l<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s de r\u00e9<span class=\"lsde wseb\">assurance d\u00e9tenus) </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son \u00e9t<span class=\"_ _0\"></span>at consol<span class=\"_ _0\"></span>id\u00e9 de la sit<span class=\"_ _0\"></span>uation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re \u00e0 partir de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9d7 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des dat<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9d8 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Le d\u00e9but de leur <span class=\"lsde wseb\">p\u00e9riode de couv<span class=\"_ _3\"></span>erture</span></span><span class=\"ff6b\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La date \u00e0 laquelle le pr<span class=\"_ _0\"></span>emier pai<span class=\"_ _0\"></span>ement d'un t<span class=\"_ _0\"></span>itulair<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>at </span></span></div>\n<div class=\"t m0 x6a h62 y9da ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> du groupe de<span class=\"_ _3\"></span>vient exig<span class=\"lsdc\">ible ou, lorsq<span class=\"_ _0\"></span>ue le co<span class=\"_ _0\"></span>ntrat n<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6a h62 y9db ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> pas de dat<span class=\"_ _0\"></span>e d\u2019ex<span class=\"_ _0\"></span>igibilit<span class=\"_ _0\"></span>\u00e9, lors<span class=\"_ _0\"></span>que le <span class=\"_ _0\"></span>premie<span class=\"_ _0\"></span>r paiement<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6a h62 y9dc ff6b fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">titulair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 ws11f\">est<span class=\"_ _3\"></span> re\u00e7u</span> <span class=\"_ _3\"></span>; <span class=\"lsde wsea\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9dd ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Lorsque les fai<span class=\"_ _0\"></span>ts e<span class=\"lsde\">t circonstances i<span class=\"_ _3\"></span>ndiquent que l<span class=\"_ _3\"></span>e groupe <span class=\"_ _3\"></span>de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance devi<span class=\"_ _0\"></span>ent d\u00e9fici<span class=\"_ _0\"></span>taire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise les<span class=\"_ _3\"></span> groupes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de contrats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire dans <span class=\"_ _3\"></span>son \u00e9tat c<span class=\"_ _3\"></span>onsolid\u00e9 de<span class=\"_ _3\"></span> la situation<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9e2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re lors<span class=\"_ _0\"></span>qu'Age<span class=\"_ _0\"></span>as devie<span class=\"_ _0\"></span>nt part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e y9e3 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thodes<span class=\"_ _0\"></span> d<span class=\"lsde wsea\">\u2019\u00e9valuation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9e4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas \u00e9va<span class=\"_ _0\"></span>lue des gro<span class=\"_ _0\"></span>upes de co<span class=\"_ _0\"></span>ntrats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en utilis<span class=\"_ _0\"></span>ant les</div>\n<div class=\"t m0 x1a h62 y9e5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> d'\u00e9<span class=\"lsde wsfa\">valuation suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h77 y9e6 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022</div>\n<div class=\"t m0 x2f h62 y9e7 ff6e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse8\">La <span class=\"wseb\">m\u00e9thode d</span>\u2019<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9n\u00e9ral</span>e<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00e9galement</span></span> </span>appel\u00e9 <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"ff6b\"> </span></span>m\u00e9thode </span></div>\n<div class=\"t m0 x133 h62 y9e8 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">par bloques de<span class=\"_ _3\"></span> construction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff6e\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 y9e9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode de la r\u00e9pa<span class=\"_ _0\"></span>rtition d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ea ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode</span><span class=\"ff6b\"> <span class=\"lsde wseb\">des honoraire<span class=\"_ _3\"></span>s variables<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale </span>\u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation init<span class=\"_ _0\"></span>iale<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> l<span class=\"lsdc wseb\">a m\u00e9thode</span> <span class=\"lsdc wse9\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation g<span class=\"_ _0\"></span>\u00e9n\u00e9rale,<span class=\"_ _0\"></span> les group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance s<span class=\"lsde wsea\">ont<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9valu\u00e9s lors de<span class=\"_ _3\"></span> l</span>eur<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">comptabilisat<span class=\"_ _0\"></span>ion ini<span class=\"_ _0\"></span>tiale com<span class=\"_ _0\"></span>me le </span></div>\n<div class=\"t m0 x6 h62 y93e ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93f ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">valeur act<span class=\"_ _0\"></span>u<span class=\"lsfe ws11a\">elle<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de leurs fl<span class=\"_ _0\"></span>ux de tr\u00e9<span class=\"_ _0\"></span>sorerie f<span class=\"_ _0\"></span>uturs<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">Un ajustement ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>e au titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">La ma<span class=\"lsde wsfa\">rge sur se<span class=\"_ _3\"></span>rvices contractuel<span class=\"_ _3\"></span>s</span></span><span class=\"ff70\">, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sauf si le <span class=\"lsde wseb\">groupe de <span class=\"wsea\">contra<span class=\"_ _3\"></span>t</span></span></span>s </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est d\u00e9fic<span class=\"_ _0\"></span>itaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La somme <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle <span class=\"_ _0\"></span>des flux <span class=\"_ _0\"></span>de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs <span class=\"lsde wsea\">estim\u00e9s <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ajust<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>u titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier est ap<span class=\"_ _0\"></span>pel\u00e9e <span class=\"lsfe ws11a\">les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">flux de </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex\u00e9c<span class=\"_ _0\"></span>ution d<span class=\"_ _0\"></span>u groupe de c<span class=\"_ _0\"></span>ontrats.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">flux de tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s i<span class=\"_ _0\"></span>nclus da<span class=\"_ _0\"></span>ns l\u2019\u00e9val<span class=\"_ _0\"></span>uation d<span class=\"lsde wseb\">\u2019un groupe </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats est d\u00e9ter<span class=\"_ _0\"></span>min\u00e9 en acc<span class=\"_ _0\"></span>ord avec les<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions dans l<span class=\"_ _0\"></span>a norme</div>\n<div class=\"t m0 x6 h62 y9f0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">relatives au p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\">s </span><span class=\"wsea\">con<span class=\"_ _3\"></span>trat<span class=\"ls0 ws0\">s<span class=\"lsf0 ws104\">. </span></span><span class=\"wseb\">Pou<span class=\"_ _3\"></span>r certains <span class=\"_ _3\"></span>groupes d<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits, le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">dispositi<span class=\"_ _0\"></span>ons relat<span class=\"_ _0\"></span>ives au p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s <span class=\"lsf7 wseb\">sous</span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme<span class=\"ls0 ws0\"> <span class=\"lsf8\">IF<span class=\"_ _3\"></span>RS 17<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">diff\u00e8rent de l<span class=\"_ _0\"></span>a <span class=\"lsde wsea\">pr<span class=\"wsfa\">atique actuel<span class=\"_ _3\"></span>le <span class=\"lsf7 wseb\">sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></span></span>la norme IFRS 4 ou<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s </span><span class=\"wseb\">(plus<span class=\"_ _0\"></span> court)<span class=\"_ _0\"></span> <span class=\"lsde wsea\">applicable <span class=\"_ _3\"></span></span><span class=\"wse9\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>e de mod\u00e9<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie <span class=\"wse9\">et de </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation <span class=\"ls109 ws129\">util<span class=\"_ _0\"></span>is\u00e9e <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17 est<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>re aux mod<span class=\"_ _0\"></span>\u00e8les </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> util<span class=\"lsf7 ws11f\">ise sous<span class=\"ls0 ws0\"> </span></span>Solvabilit\u00e9 II. P<span class=\"_ _0\"></span>our les pro<span class=\"_ _0\"></span>duits <span class=\"lsde wseb\">qui sont <span class=\"wsea\">\u00e9valu\u00e9s<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la m\u00e9tho<span class=\"_ _0\"></span>de <span class=\"lsde wseb\">d\u2019\u00e9valuation g\u00e9n\u00e9r<span class=\"_ _3\"></span>ale<span class=\"wsfa\">, les flux de tr\u00e9<span class=\"_ _3\"></span>sorerie fixes<span class=\"_ _3\"></span> sont </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s contr<span class=\"_ _0\"></span>at par c<span class=\"_ _0\"></span>ontrat. <span class=\"_ _0\"></span>Ensuit<span class=\"_ _0\"></span>e, ces flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>sorerie <span class=\"_ _0\"></span>projet\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9fa ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont regroup<span class=\"_ _3\"></span>\u00e9s en poin<span class=\"_ _3\"></span>ts de mo<span class=\"_ _3\"></span>d\u00e8le signifi<span class=\"_ _3\"></span>catifs. Le<span class=\"lsdc\">s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie </span></div>\n<div class=\"t m0 x6 h62 y9fb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 ces poi<span class=\"_ _0\"></span>nts de mod\u00e8l<span class=\"_ _0\"></span>e sont proj<span class=\"_ _0\"></span>et\u00e9s de mani<span class=\"_ _0\"></span>\u00e8re stoc<span class=\"_ _0\"></span>hastique p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 y9fc ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wseb\">d\u00e9river l<span class=\"_ _0\"></span>es flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie v<span class=\"_ _0\"></span>ariabl<span class=\"_ _0\"></span>es <span class=\"lsf0 ws104\">et </span><span class=\"wse9\">la valeur aj<span class=\"_ _0\"></span>ust\u00e9e de l'o<span class=\"_ _0\"></span>ption </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(au nivea<span class=\"_ _0\"></span>u du portefe<span class=\"_ _0\"></span>uille tot<span class=\"_ _0\"></span>al ou pour un gr<span class=\"_ _0\"></span>oupe de no<span class=\"_ _0\"></span>uv<span class=\"wse8\">eaux </span></div>\n<div class=\"t m0 x6 h62 y9fe ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"lsf0 ws104\">). <span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>ussi<span class=\"_ _3\"></span> <span class=\"lsdc\">bien les f<span class=\"_ _0\"></span>lux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>ue la va<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">saisissent l<span class=\"_ _3\"></span>a d\u00e9pendan<span class=\"_ _3\"></span>ce aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">variations</span> <span class=\"lsdc wse8\">de</span>s <span class=\"lsdc wse9\">variab<span class=\"_ _0\"></span>les financ<span class=\"_ _0\"></span>i\u00e8res neu<span class=\"_ _0\"></span>tre </span></span></div>\n<div class=\"t m0 x6 h62 ya00 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque (<span class=\"_ _0\"></span>par exemp<span class=\"_ _0\"></span>le, les ta<span class=\"_ _0\"></span>ux d'int\u00e9r<span class=\"_ _0\"></span>\u00eat, les <span class=\"wse8\">var<span class=\"_ _0\"></span>iations<span class=\"ls0 ws0\"> </span><span class=\"wse9\">du co<span class=\"_ _0\"></span>urs des </span></span></div>\n<div class=\"t m0 x6 h62 ya01 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> l'\u00e9valu<span class=\"_ _0\"></span>ation de l'i<span class=\"_ _0\"></span>mmobil<span class=\"_ _0\"></span>ier). E<span class=\"_ _0\"></span>nfin, les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 ya02 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variables <span class=\"_ _3\"></span>sont affect\u00e9<span class=\"_ _3\"></span>s aux group<span class=\"_ _3\"></span>es de co<span class=\"_ _3\"></span>ntrats reconnus<span class=\"_ _3\"></span> sous<span class=\"ls0 ws0\"> </span>l<span class=\"_ _3\"></span>a norme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya03 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et proc<span class=\"_ _0\"></span>essus uti<span class=\"_ _0\"></span>lis\u00e9s pou<span class=\"_ _0\"></span>r la project<span class=\"_ _0\"></span>ion et l'\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 ya06 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont<span class=\"_ _0\"></span> supervi<span class=\"_ _0\"></span>s\u00e9s et v<span class=\"_ _0\"></span>alid\u00e9s <span class=\"_ _0\"></span>par le <span class=\"ff74 ls0 ws0\">\u00ab<span class=\"ff70\"> </span></span><span class=\"lsde\">Model Control </span></div>\n<div class=\"t m0 x6 h62 ya07 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Board<span class=\"ls0 ws0\"> <span class=\"ff74\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">d'Ageas. To<span class=\"_ _0\"></span>ut changem<span class=\"_ _0\"></span>ent dans l<span class=\"_ _0\"></span>es m\u00e9thod<span class=\"_ _0\"></span>es et les proce<span class=\"_ _0\"></span>ssus </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'estim<span class=\"_ _0\"></span>ation des d<span class=\"_ _0\"></span>onn\u00e9es ut<span class=\"_ _0\"></span>ilis\u00e9s po<span class=\"_ _0\"></span>ur \u00e9value<span class=\"_ _0\"></span>r les cont<span class=\"_ _0\"></span>rats, ains<span class=\"_ _0\"></span>i que la</div>\n<div class=\"t m0 x6 h62 ya09 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">raison de chaque<span class=\"_ _3\"></span> changement et<span class=\"_ _3\"></span> le type de contrats<span class=\"_ _3\"></span> concern\u00e9s sont</div>\n<div class=\"t m0 x6 h62 ya0a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9s et vali<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0b ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales d<span class=\"_ _3\"></span>'Ageas d\u00e9termine<span class=\"_ _3\"></span>ront la valeur ac<span class=\"_ _3\"></span>tuelle des flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya0d ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs estim<span class=\"_ _0\"></span>\u00e9s en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> des tau<span class=\"_ _0\"></span>x d'actu<span class=\"_ _0\"></span>alisat<span class=\"_ _0\"></span>ion d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9s</div>\n<div class=\"t m0 x6 h62 ya0e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he des<span class=\"_ _0\"></span>cendant<span class=\"_ _0\"></span>e, align<span class=\"_ _0\"></span>\u00e9e sur l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>odologi<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 x6 h62 ya0f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II<span class=\"_ _0\"></span> (pilier 2).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya11 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement au tit<span class=\"_ _0\"></span>re du risqu<span class=\"_ _0\"></span>e non finan<span class=\"_ _0\"></span>cier refl\u00e8t<span class=\"_ _0\"></span>e l\u2019<span class=\"lsde wsfa\">indemnit\u00e9 qu'Ageas </span></div>\n<div class=\"t m0 x6 h62 ya12 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exige pou<span class=\"_ _0\"></span>r la prise en ch<span class=\"_ _0\"></span>arge de l\u2019inc<span class=\"_ _0\"></span>ertit<span class=\"_ _0\"></span>ude enco<span class=\"_ _0\"></span>urant le mont<span class=\"_ _0\"></span>ant et</div>\n<div class=\"t m0 x6 h62 ya13 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>ncier des<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie d\u2019un g<span class=\"_ _0\"></span>roupe de co<span class=\"_ _0\"></span>ntrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6 h62 ya14 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui est eng<span class=\"_ _0\"></span>endr\u00e9e pa<span class=\"_ _0\"></span>r le risque n<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>ier. Il couv<span class=\"_ _0\"></span>re le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 ya15 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>iel ains<span class=\"_ _0\"></span>i que d\u2019aut<span class=\"_ _0\"></span><span class=\"wseb\">res ris<span class=\"_ _0\"></span>ques no<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>iers, t<span class=\"_ _0\"></span>els que <span class=\"_ _0\"></span>le risq<span class=\"_ _0\"></span>ue </span></div>\n<div class=\"t m0 x6 h62 ya16 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de d\u00e9ch<span class=\"_ _0\"></span>\u00e9ance et l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de <span class=\"lsf8 ws111\">frais<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya17 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya18 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ca<span class=\"_ _0\"></span>lculero<span class=\"_ _0\"></span>nt l'aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>re de ris<span class=\"_ _0\"></span>que non</div>\n<div class=\"t m0 x6 h62 ya19 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er en utilis<span class=\"_ _0\"></span>ant une ap<span class=\"_ _0\"></span>proche d<span class=\"_ _0\"></span>e niveau de co<span class=\"_ _0\"></span>nfianc<span class=\"_ _0\"></span>e, ciblant l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya1a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">75\u00e8me pe<span class=\"_ _0\"></span>rcentile.<span class=\"_ _0\"></span> Aucun eff<span class=\"_ _0\"></span>et de<span class=\"ls0 ws0\"> </span>divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on de grou<span class=\"_ _0\"></span>pe n'est</div>\n<div class=\"t m0 x1a h62 ya1b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Sous r\u00e9s<span class=\"_ _0\"></span>erve d'u<span class=\"_ _0\"></span>ne appro<span class=\"_ _0\"></span>bation pa<span class=\"_ _0\"></span>r le niveau de d<span class=\"_ _0\"></span>irecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ya1c ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appropri<span class=\"_ _0\"></span>\u00e9, l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ris<span class=\"_ _0\"></span>que d<span class=\"ls109 ws129\">oit<span class=\"ls0 ws0\"> </span></span>incl<span class=\"_ _0\"></span>ure une tol<span class=\"_ _0\"></span>\u00e9rance po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya1d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9te<span class=\"_ _0\"></span>r ad\u00e9quat<span class=\"_ _0\"></span>ement les<span class=\"_ _0\"></span> risques et<span class=\"_ _0\"></span> incertit<span class=\"_ _0\"></span>udes \u00e9mer<span class=\"_ _0\"></span>gents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1e ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1f ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La marg<span class=\"_ _0\"></span>e sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>uels re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>e le prof<span class=\"_ _0\"></span>it non ac<span class=\"_ _0\"></span>quis s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya20 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un groupe de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance. <span class=\"wseb\">E<span class=\"_ _0\"></span>n cons\u00e9q<span class=\"_ _0\"></span>uence d<span class=\"_ _0\"></span>irecte, t<span class=\"_ _0\"></span>ous les </span></div>\n<div class=\"t m0 x1a h62 ya21 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains prov<span class=\"_ _0\"></span>enant d<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion au mome<span class=\"_ _0\"></span>nt de la</div>\n<div class=\"t m0 x1a h62 ya22 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le sont dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s. <span class=\"lsde wseb\">Ageas comptabilisera <span class=\"_ _3\"></span>ce pro</span>fit non</div>\n<div class=\"t m0 x1a h62 ya23 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis <span class=\"wse9\">li\u00e9 \u00e0 un g<span class=\"_ _0\"></span>roupe de cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce <span class=\"lsde wsfa\">dans son </span><span class=\"wseb\">\u00e9tat conso<span class=\"_ _0\"></span>lid\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 ya24 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la per<span class=\"_ _3\"></span>formance fi<span class=\"_ _3\"></span>nanci\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">sur <span class=\"lsfe ws11a\">la</span></span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">p\u00e9riode au c<span class=\"_ _0\"></span>ours de laq<span class=\"_ _0\"></span>uelle ell<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya25 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fournit l<span class=\"_ _0\"></span>es service<span class=\"_ _0\"></span>s pr\u00e9vus a<span class=\"_ _0\"></span>u contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Des un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x1a h62 ya26 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture pon<span class=\"_ _3\"></span>d\u00e9r\u00e9es s<span class=\"wsea\">eron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">utili<span class=\"_ _3\"></span>s\u00e9es pou</span></span>r les <span class=\"_ _3\"></span>produits d'a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x1a h62 ya27 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">multi<span class=\"ls0 ws0\">-</span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties, lors<span class=\"_ _3\"></span>que<span class=\"ls0 ws0\"> </span></span>pertine<span class=\"_ _3\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d\u2019obte<span class=\"_ _3\"></span>nir un pro<span class=\"_ _3\"></span>fil <span class=\"lsdc wse9\">de performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya28 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en ligne avec<span class=\"_ _0\"></span> la nature du c<span class=\"_ _0\"></span>ontrat.<span class=\"_ _0\"></span> Sinon, l'<span class=\"_ _0\"></span>unit\u00e9 de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 ya29 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">unique la p<span class=\"_ _0\"></span>lus pertine<span class=\"_ _0\"></span>nte <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">utilis\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya2a ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya2b ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wseb\">marge s<span class=\"_ _0\"></span>ur servi<span class=\"_ _0\"></span>ces cont<span class=\"_ _0\"></span>ractue<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'un grou<span class=\"_ _0\"></span>pe de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ya2c ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ne peut j<span class=\"_ _0\"></span>amais \u00eat<span class=\"_ _0\"></span>re n\u00e9gat<span class=\"_ _0\"></span>ive. D<span class=\"_ _0\"></span>ans une t<span class=\"_ _0\"></span>elle sit<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n, le gro<span class=\"_ _0\"></span>upe de</div>\n<div class=\"t m0 x1a h62 ya2d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance est d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>re (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire qu'il est<span class=\"_ _0\"></span> en positio<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x1a h62 ya2e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perte),<span class=\"_ _0\"></span> et tout<span class=\"_ _0\"></span>e perte e<span class=\"_ _0\"></span>st imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9e dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x1a h62 ya2f ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>a<span class=\"lsde wsfa\">nce financi\u00e8re.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9ca ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale</span> \u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e  </span></span></span></div>\n<div class=\"t m0 x1a h62 y9cb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e d\u2019un group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e0 la date de</div>\n<div class=\"t m0 x1a h62 y9cc ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cl\u00f4tur<span class=\"_ _0\"></span>e est la s<span class=\"_ _0\"></span>omme du <span class=\"_ _0\"></span>passif a<span class=\"_ _0\"></span>u titre d<span class=\"_ _0\"></span>e la couv<span class=\"_ _0\"></span>erture <span class=\"_ _0\"></span>restant<span class=\"_ _0\"></span>e, y</div>\n<div class=\"t m0 x1a h62 y9cd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> la marge sur se<span class=\"_ _0\"></span>rvices c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels ou l\u2019\u00e9l<span class=\"_ _0\"></span>\u00e9ment de p<span class=\"_ _0\"></span>erte du</div>\n<div class=\"t m0 x1a h62 y9ce ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif,<span class=\"_ _0\"></span> et du pas<span class=\"_ _0\"></span>sif au ti<span class=\"_ _0\"></span>tre des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es surv<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y9cf ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9c<span class=\"_ _0\"></span>ution son<span class=\"_ _0\"></span>t r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la fin de cha<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y9d1 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble en utilis<span class=\"_ _0\"></span>ant les es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>ns actuel<span class=\"_ _0\"></span>les des flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ya30 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie fut<span class=\"_ _3\"></span>urs, les t<span class=\"lsdc wse9\">aux d'actuali<span class=\"_ _0\"></span>sation act<span class=\"_ _0\"></span>uels et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ya31 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es de l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ri<span class=\"_ _0\"></span>sque non fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya32 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya33 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Lors de <span class=\"_ _3\"></span>la r\u00e9\u00e9valuati<span class=\"_ _3\"></span>on des f<span class=\"_ _3\"></span>lux de tr\u00e9s<span class=\"_ _3\"></span>orerie d'e<span class=\"_ _3\"></span>x\u00e9cution <span class=\"lsdc wse9\">du passif au </span></div>\n<div class=\"t m0 x1a h62 ya34 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la cou<span class=\"_ _0\"></span>vertu<span class=\"_ _0\"></span>re resta<span class=\"_ _0\"></span>nte au cours<span class=\"_ _0\"></span> d\u2019un<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">exerc<span class=\"_ _3\"></span>ice</span> </span><span class=\"wse8\">ult\u00e9rieur<span class=\"lsde wsfa\">, certaines<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya35 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9<span class=\"_ _0\"></span>cution s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es par rapp<span class=\"_ _0\"></span>ort \u00e0</div>\n<div class=\"t m0 x1a h62 ya36 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la marge sur s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uels et sero<span class=\"_ _0\"></span>nt donc rec<span class=\"_ _0\"></span>onnu<span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans l\u2019\u00e9tat </span></span></div>\n<div class=\"t m0 x1a h62 ya37 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sur la p\u00e9rio<span class=\"_ _0\"></span>de resta<span class=\"_ _0\"></span>nte au cours d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya38 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">laquelle Age<span class=\"_ _3\"></span>as fournit<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">d</span>es se<span class=\"_ _3\"></span>rvices pr\u00e9vus<span class=\"_ _3\"></span> au contrat<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span>. Les</div>\n<div class=\"t m0 x1a h62 ya39 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s refl\u00e9t<span class=\"_ _0\"></span>ant l\u2019\u00e9<span class=\"_ _0\"></span>coulem<span class=\"_ _0\"></span>ent du te<span class=\"_ _0\"></span>mps so<span class=\"_ _0\"></span>nt accum<span class=\"_ _0\"></span>ul\u00e9s s<span class=\"_ _0\"></span>ur la marg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya3a ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els, en <span class=\"_ _0\"></span>utilisant<span class=\"_ _0\"></span> les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion lo<span class=\"_ _0\"></span>rs de la</div>\n<div class=\"t m0 x1a h62 ya3b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le des cont<span class=\"_ _0\"></span>rats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9de ff72 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9parti<span class=\"_ _0\"></span>tion des pr<span class=\"_ _0\"></span>imes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 permet \u00e0 l\u2019<span class=\"_ _0\"></span>entit\u00e9 d\u2019<span class=\"_ _0\"></span>\u00e9valuer d<span class=\"_ _0\"></span>es group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9e0 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> qui r\u00e9ponden<span class=\"_ _3\"></span>t \u00e0 <span class=\"lsdc wse9\">certains crit<span class=\"_ _0\"></span>\u00e8res<span class=\"wseb\">, c<span class=\"_ _0\"></span>omme p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple les </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance qui<span class=\"_ _3\"></span> ont une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> couverture<span class=\"_ _3\"></span> qui n\u2019ex<span class=\"_ _3\"></span>c\u00e8de</div>\n<div class=\"t m0 x1a h62 y9e2 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas un a<span class=\"_ _0\"></span>n, selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span>r\u00e9parti<span class=\"_ _0\"></span>tion de<span class=\"_ _0\"></span>s primes <span class=\"_ _0\"></span><span class=\"wse9\">(au lieu de la </span></div>\n<div class=\"t m0 x1a h62 ya3c ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode d\u2019\u00e9<span class=\"_ _3\"></span>valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3d ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3e ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En appliquan<span class=\"_ _3\"></span>t la m\u00e9thode<span class=\"_ _3\"></span> de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes<span class=\"_ _3\"></span>, Ageas a</div>\n<div class=\"t m0 x1a h62 ya3f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion de com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>iser tous l<span class=\"_ _0\"></span>es flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e li\u00e9s aux fra<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 ya40 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'acqui<span class=\"_ _0\"></span>sition au m<span class=\"_ _0\"></span>oment o\u00f9 ell<span class=\"_ _0\"></span>e engag<span class=\"_ _0\"></span>e ces frais, p<span class=\"_ _0\"></span>ourvu que la p<span class=\"_ _0\"></span>\u00e9riode</div>\n<div class=\"t m0 x1a h62 ya41 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure <span class=\"lsfe ws11a\">initiale <span class=\"lsde wsfa\">au<span class=\"_ _3\"></span> moment de la comptab<span class=\"_ _3\"></span>ili</span></span>sation in<span class=\"_ _0\"></span>itiale des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya42 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assurance n\u2019e<span class=\"_ _3\"></span>xc\u00e8de pas un an<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> m\u00e9thode <span class=\"wseb\">de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes</span>,<span class=\"_ _3\"></span> le passif au titre<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la <span class=\"lsde wseb\">couverture restan<span class=\"_ _3\"></span>te </span>\u00e9gale, lors d<span class=\"_ _0\"></span>e la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale, les</div>\n<div class=\"t m0 x6 h62 y8b3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsdc wse9\">rimes re\u00e7u<span class=\"_ _0\"></span>es, le cas \u00e9ch\u00e9<span class=\"_ _0\"></span>ant, \u00e0 la date de l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. </span></div>\n<div class=\"t m0 x6 h62 y93e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, la valeur co<span class=\"_ _0\"></span>mptable d<span class=\"_ _0\"></span>u passif<span class=\"_ _0\"></span> au titre de la co<span class=\"_ _0\"></span>uverture</div>\n<div class=\"t m0 x6 h62 y93f ff75 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">restante est <span class=\"lsde wsea\">\u00e9valu\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9tant la valeur co<span class=\"_ _0\"></span>mptable a<span class=\"_ _0\"></span>u d\u00e9but de l<span class=\"lsf7 wseb\">\u2019exercice </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"wseb\">, p<span class=\"_ _3\"></span>lus les prim<span class=\"_ _3\"></span>es re\u00e7ues au <span class=\"_ _3\"></span>cours de<span class=\"_ _3\"></span> l<span class=\"lsf7\">\u2019exer<span class=\"_ _3\"></span>cice<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span></span><span class=\"wsfa\">moins<span class=\"_ _3\"></span> le </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"_ _0\"></span>\u00e0 titre d<span class=\"_ _0\"></span>e produi<span class=\"_ _0\"></span>t des act<span class=\"_ _0\"></span>ivit\u00e9s <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y942 ff75 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les se<span class=\"_ _3\"></span>rvice<span class=\"_ _3\"></span>s <span class=\"lsde wsfa\">de couvert<span class=\"_ _3\"></span>ure <span class=\"wseb\">fournis dura<span class=\"_ _3\"></span>nt cet<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"lsf7\">exerci<span class=\"_ _3\"></span>ce<span class=\"lsdc\">, et moins tout<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y943 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>d\u2019<span class=\"lsdc wse9\">investis<span class=\"_ _0\"></span>sement pay<span class=\"_ _0\"></span>\u00e9 ou transf<span class=\"_ _0\"></span>\u00e9r\u00e9 au pas<span class=\"_ _0\"></span>sif au tit<span class=\"_ _0\"></span>re des </span></div>\n<div class=\"t m0 x6 h62 y944 ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sinistres <span class=\"lsdc wse8\">survenus<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff75 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Si, \u00e0 <span class=\"lsdc wse9\">n\u2019importe qu<span class=\"_ _0\"></span>el mome<span class=\"_ _0\"></span>nt avant et au co<span class=\"_ _0\"></span>urs de la p\u00e9r<span class=\"_ _0\"></span>iode de </span></div>\n<div class=\"t m0 x6 h62 y9ed ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure, les<span class=\"_ _0\"></span> faits et<span class=\"_ _0\"></span> circons<span class=\"_ _0\"></span>tances<span class=\"_ _0\"></span> indiqu<span class=\"_ _0\"></span>ent qu\u2019<span class=\"_ _0\"></span>un gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ee ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> est d\u00e9fici<span class=\"_ _3\"></span>taire, Ageas<span class=\"_ _3\"></span> comptabilise<span class=\"_ _3\"></span> une perte <span class=\"_ _3\"></span>dans <span class=\"lsf7\">son<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00e9tat </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et augment<span class=\"_ _0\"></span>e le passif au<span class=\"_ _0\"></span> titre de la</div>\n<div class=\"t m0 x6 h62 y9f0 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure rest<span class=\"_ _0\"></span>ante dans la m<span class=\"_ _0\"></span>esure o\u00f9 <span class=\"lsdd ws11a\">les estimat<span class=\"_ _0\"></span>ions actuelles des flux </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tr\u00e9so<span class=\"_ _0\"></span>rerie <span class=\"wse8\">d\u2019ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">li<span class=\"_ _0\"></span>\u00e9s \u00e0 la co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re rest<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>passent <span class=\"_ _0\"></span>la </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le du pas<span class=\"_ _0\"></span>sif <span class=\"lsde wsfa\">au titre de la couverture<span class=\"_ _3\"></span> restante<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e <span class=\"wseb\">du passif<span class=\"_ _0\"></span> au titr<span class=\"_ _0\"></span>e des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenu<span class=\"_ _0\"></span>s d\u2019un </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>es \u00e9val<span class=\"_ _0\"></span>u\u00e9 selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode de la<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9partit<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> prime<span class=\"_ _0\"></span>s compre<span class=\"_ _0\"></span>nd la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>uelle des<span class=\"_ _0\"></span> flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 y9f7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ex\u00e9cut<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 au titre d<span class=\"_ _0\"></span>u risque non fi<span class=\"_ _0\"></span>nancier,<span class=\"_ _0\"></span> actual<span class=\"_ _0\"></span>is\u00e9 en utili<span class=\"_ _0\"></span>sa<span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des taux d\u2019actual<span class=\"_ _3\"></span>isation actuel<span class=\"_ _3\"></span>s, li\u00e9s aux sini<span class=\"_ _3\"></span>stres survenus<span class=\"_ _3\"></span> et les frais</div>\n<div class=\"t m0 x6 h62 y9f9 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui n\u2019ont pas<span class=\"_ _0\"></span> encor<span class=\"_ _0\"></span>e \u00e9t\u00e9 pay\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fb ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a l'i<span class=\"_ _0\"></span>ntention d'<span class=\"_ _0\"></span>appli<span class=\"_ _0\"></span>quer la m\u00e9th<span class=\"_ _0\"></span>ode de la r\u00e9p<span class=\"_ _0\"></span>artition des<span class=\"_ _0\"></span> primes</div>\n<div class=\"t m0 x6 h62 y9fc ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la plus g<span class=\"_ _0\"></span>rande pa<span class=\"_ _0\"></span>rtie des gro<span class=\"_ _0\"></span>upes de cont<span class=\"_ _0\"></span>rats \u00e9lig<span class=\"_ _0\"></span>ibles dan<span class=\"_ _0\"></span>s ses</div>\n<div class=\"t m0 x6 h62 y9fd ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">activit\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"ws11a\">vie et ses a<span class=\"_ _3\"></span>ctivit\u00e9s <span class=\"lsde wsea\">de </span></span><span class=\"lsdc\">r\u00e9assuranc<span class=\"_ _0\"></span>e. Ageas a \u00e9gal<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fe ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d\u2019\u00e9v<span class=\"_ _0\"></span>aluer un ens<span class=\"_ _0\"></span>emble li<span class=\"_ _0\"></span>mit\u00e9 de cont<span class=\"_ _0\"></span>rats dans s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ff ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsdc wse9\">ie, pour lesq<span class=\"_ _0\"></span>uels les ris<span class=\"_ _0\"></span>ques peuv<span class=\"_ _0\"></span>ent \u00eatre r<span class=\"_ _0\"></span>etarifi<span class=\"_ _0\"></span>\u00e9s sur une bas<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 ya00 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>le, selon la m<span class=\"_ _0\"></span>\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9partit<span class=\"_ _0\"></span>ion des p<span class=\"lsf3 ws10c\">rimes.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya45 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">La m\u00e9thod<span class=\"_ _0\"></span>e des <span class=\"lsde wsea\">honoraires<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">variables <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya46 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>exige qu'<span class=\"_ _0\"></span>une ent<span class=\"_ _0\"></span>it\u00e9 \u00e9v<span class=\"_ _0\"></span>alue les <span class=\"_ _0\"></span>groupe<span class=\"_ _0\"></span>s de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6 h62 ya47 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance avec<span class=\"_ _0\"></span> partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> la m\u00e9thod<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ya48 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">honoraires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">variables (<span class=\"lsdc wse9\">au lieu de la m\u00e9thode d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9n<span class=\"_ _0\"></span>\u00e9rale<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Sous la m\u00e9thode<span class=\"_ _3\"></span> d\u2019\u00e9valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le et la m\u00e9thode<span class=\"_ _3\"></span> des honoraires</div>\n<div class=\"t m0 x6 h62 ya4b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es, les flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">s<span class=\"_ _0\"></span>ont \u00e9valu<span class=\"_ _0\"></span>\u00e9s <span class=\"wse9\">de la m\u00ea<span class=\"_ _0\"></span>me </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mani\u00e8re. <span class=\"lsdc wse9\">En revanche, il exis<span class=\"_ _0\"></span>te une dif<span class=\"_ _0\"></span>f\u00e9rence da<span class=\"_ _0\"></span>ns l\u2019\u00e9va<span class=\"_ _0\"></span>luation de<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 ya4d ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels. <span class=\"lsdc wse9\">Lors de la comptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on initi<span class=\"_ _0\"></span>ale d'un </span></div>\n<div class=\"t m0 x6 h62 ya4e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assura<span class=\"_ _0\"></span>nce avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dir<span class=\"_ _0\"></span>ecte, il n'y a pas<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya4f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la <span class=\"lsde wsfa\">marge sur services contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>\u00e9valu\u00e9e se<span class=\"_ _0\"></span>lon la</div>\n<div class=\"t m0 x6 h62 ya50 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>n\u00e9rale ou s<span class=\"_ _0\"></span>elon la m\u00e9th<span class=\"_ _0\"></span>ode des hon<span class=\"_ _0\"></span>oraires</div>\n<div class=\"t m0 x6 h62 ya51 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Au cou<span class=\"_ _0\"></span>rs des <span class=\"lsde wsea\">ex</span>erc<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>mptables<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">ult\u00e9rieurs, la </span>marge sur </span></div>\n<div class=\"t m0 x6 h62 ya52 ff75 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">services contractuels<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un gr<span class=\"_ _0\"></span>oupe de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya53 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte, qu<span class=\"_ _0\"></span>i est <span class=\"lsde wsfa\">\u00e9valu\u00e9 selon la m\u00e9thode<span class=\"_ _3\"></span> des honoraires </span></div>\n<div class=\"t m0 x6 h62 ya54 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es<span class=\"wse9\">, est ajust<span class=\"_ _0\"></span>\u00e9e pour l<span class=\"_ _0\"></span>es <span class=\"wse8\">variati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse9\">des taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n et des </span></span></span></div>\n<div class=\"t m0 x6 h62 ya55 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">autr<span class=\"lsde wsfa\">es variables financi\u00e8res (en<span class=\"_ _3\"></span> application la<span class=\"_ _3\"></span> m\u00e9thode<span class=\"ls0 ws0\"> </span></span>d\u2019\u00e9valuati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ya56 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9n\u00e9rale<span class=\"lsdc wseb\">, ces modific<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sont <span class=\"lsde\">comptabilis\u00e9es dans l<span class=\"_ _3\"></span>\u2019\u00e9tat de la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya57 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya59 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"lsde wsfa\">m\u00e9thode des honora<span class=\"_ _3\"></span>ires variable<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">ne peut pas \u00eatr<span class=\"_ _0\"></span>e appliqu<span class=\"_ _0\"></span>\u00e9e aux </span></div>\n<div class=\"t m0 x6 h62 ya5a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d'assurance<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> V<span class=\"lsdc wse9\">ie avec partici<span class=\"_ _0\"></span>pation b\u00e9<span class=\"_ _0\"></span>n\u00e9fici<span class=\"_ _0\"></span>aire </span></span></div>\n<div class=\"t m0 x6 h62 ya5b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enti\u00e8re<span class=\"_ _0\"></span>ment disc<span class=\"_ _0\"></span>r\u00e9tion<span class=\"_ _0\"></span>naire et aux gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e r\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 ya5c ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(contr<span class=\"_ _0\"></span>ats de r\u00e9ass<span class=\"_ _0\"></span>urance d\u00e9t<span class=\"_ _0\"></span>enus et \u00e9m<span class=\"_ _0\"></span>is).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9b3 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Modific<span class=\"_ _0\"></span>ation et d\u00e9<span class=\"_ _0\"></span>compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Lorsque <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s modalit<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un contrat d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce sont mo<span class=\"_ _0\"></span>difi\u00e9es de </span></span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e substant<span class=\"_ _0\"></span>ielle, Ag<span class=\"_ _0\"></span>eas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lise le cont<span class=\"_ _0\"></span>rat initi<span class=\"_ _0\"></span>al et</div>\n<div class=\"t m0 x1a h62 y9b6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilise l<span class=\"_ _0\"></span>e contrat <span class=\"_ _0\"></span>modif<span class=\"_ _0\"></span>i\u00e9 comme<span class=\"_ _0\"></span> un nouv<span class=\"_ _0\"></span>eau cont<span class=\"_ _0\"></span>rat, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de crit\u00e8r<span class=\"_ _0\"></span>es sp\u00e9cifi<span class=\"_ _0\"></span>ques.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b9 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>impos<span class=\"_ _0\"></span>e qu'un co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">d'assurance soit d\u00e9compt<span class=\"_ _3\"></span>abilis\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lorsqu'il est<span class=\"_ _3\"></span> \u00e9teint.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya5d ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion dans<span class=\"_ _0\"></span> l'\u00e9tat <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya5e ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas pr\u00e9sen<span class=\"_ _3\"></span>te<span class=\"lsdc wse8\">ra<span class=\"ls0 ws0\"> </span><span class=\"wse9\">s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent dans s<span class=\"_ _0\"></span>on \u00e9tat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span><span class=\"wseb\">de la situati<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x1a h62 ya5f ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re la<span class=\"_ _3\"></span> valeur comptable des<span class=\"_ _3\"></span> portefeuilles de<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s : </span></div>\n<div class=\"t m0 x1a h62 ya60 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ontra<span class=\"wseb\">ts d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"wse9\">\u00e9mis q<span class=\"_ _0\"></span>ui sont des<span class=\"_ _0\"></span> actifs<span class=\"ls0 ws0\"> ; </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya61 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e9mis qui so<span class=\"_ _0\"></span>nt des passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">d\u00e9tenus<span class=\"ls0 ws0\"> </span></span>qui sont des actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya63 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenus</span> <span class=\"lsde wseb\">qui<span class=\"_ _3\"></span> sont de<span class=\"_ _3\"></span>s passifs.</span> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y982 ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion <span class=\"wse9\">dans<span class=\"_ _0\"></span> l\u2019\u00e9tat de la p<span class=\"_ _0\"></span>erforman<span class=\"_ _0\"></span>ce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans son <span class=\"lsdc wse9\">\u00e9tat consoli<span class=\"_ _0\"></span>d\u00e9 de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re, Ageas<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y984 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les r\u00e9sul<span class=\"_ _0\"></span>tats d<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce (co<span class=\"lsde\">nstitu\u00e9 des produits d<span class=\"wsea\">es<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y985 ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance moin<span class=\"_ _3\"></span>s les char<span class=\"_ _3\"></span>ges aff\u00e9ren<span class=\"_ _3\"></span>tes aux ac<span class=\"_ _3\"></span>tivit\u00e9s</div>\n<div class=\"t m0 x1a h62 y986 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"wsfa\">)<span class=\"_ _3\"></span> s\u00e9par\u00e9ment des produi<span class=\"_ _3\"></span>ts ou charges fina<span class=\"_ _3\"></span>nci\u00e8res </span></div>\n<div class=\"t m0 x1a h62 y987 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion des pro<span class=\"_ _0\"></span>duits des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et</div>\n<div class=\"t m0 x1a h62 y988 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wseb\">es charges<span class=\"_ _0\"></span> aff\u00e9re<span class=\"_ _0\"></span>nts aux a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>e base s<span class=\"_ _0\"></span>ur le co<span class=\"_ _0\"></span>ncept </span></div>\n<div class=\"t m0 x1a h62 y989 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des services<span class=\"_ _3\"></span> pr\u00e9vus a<span class=\"lsdc wseb\">u contrat <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance fo<span class=\"_ _0\"></span>urnis au c<span class=\"_ _0\"></span>ours d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y98a ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y98b ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y98c ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>posant<span class=\"lsef ws12b\">s <span class=\"lsde wsea\">d\u2019</span></span><span class=\"wse9\">inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment, qui<span class=\"_ _0\"></span> refl\u00e8tent l<span class=\"_ _0\"></span>es sommes<span class=\"_ _0\"></span> que l\u2019entit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya64 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est tenue de r<span class=\"_ _0\"></span>embours<span class=\"_ _0\"></span>er au titul<span class=\"_ _0\"></span>aire en vert<span class=\"_ _0\"></span>u d\u2019un cont<span class=\"_ _0\"></span>rat d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ya65 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en toutes c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances, qu<span class=\"_ _0\"></span>e l\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment assu<span class=\"_ _0\"></span>r\u00e9 s<span class=\"lsde wseb\">e produise ou<span class=\"_ _3\"></span> non, ne </span></div>\n<div class=\"t m0 x1a h62 ya66 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">seront p<span class=\"_ _0\"></span>as compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9tat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 de la perf<span class=\"_ _0\"></span>ormance</div>\n<div class=\"t m0 x1a h62 ya67 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re ma<span class=\"_ _3\"></span>is seront direc<span class=\"_ _3\"></span>tement comptabilis<span class=\"_ _3\"></span>\u00e9s dans l\u2019\u00e9tat con<span class=\"_ _3\"></span>solid\u00e9</div>\n<div class=\"t m0 x1a h62 ya68 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re. Af<span class=\"_ _0\"></span>in de d\u00e9ter<span class=\"_ _0\"></span>miner si un c<span class=\"_ _0\"></span>ontrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya69 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>d un compos<span class=\"_ _0\"></span>ant <span class=\"lsde wsea\">d\u2019<span class=\"ls0 ws0\">i</span></span>nvestiss<span class=\"_ _0\"></span>ement,<span class=\"_ _0\"></span> Ageas \u00e9va<span class=\"_ _0\"></span>lue \u00e0 la date de la</div>\n<div class=\"t m0 x1a h62 ya6a ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale du c<span class=\"_ _0\"></span>ontrat s<span class=\"_ _0\"></span>i <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span>un paiement<span class=\"_ _0\"></span> serait <span class=\"_ _0\"></span>due en t<span class=\"_ _0\"></span>outes</div>\n<div class=\"t m0 x1a h62 ya6b ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">circonstances<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsdc wseb\">. Pour \u00e9valu<span class=\"_ _0\"></span>er le crit<span class=\"_ _0\"></span>\u00e8re <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span><span class=\"wse9\">en toutes ci<span class=\"_ _0\"></span>rconst<span class=\"_ _0\"></span>ances<span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tous \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments possible<span class=\"_ _3\"></span>s qui<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9silient le cont<span class=\"_ _0\"></span>rat et qui d\u00e9<span class=\"_ _0\"></span>clenche<span class=\"_ _0\"></span>nt un </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>el paieme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>ulaire s<span class=\"_ _0\"></span>ont pr<span class=\"_ _0\"></span>is en com<span class=\"_ _0\"></span>pte. C<span class=\"_ _0\"></span>es \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x1a h62 ya6e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es sont la r\u00e9si<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on du contra<span class=\"_ _0\"></span>t par le titul<span class=\"_ _0\"></span>aire, l'\u00e9<span class=\"_ _0\"></span>ch\u00e9ance et<span class=\"_ _0\"></span> tous</div>\n<div class=\"t m0 x1a h62 ya6f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts assu<span class=\"_ _0\"></span>r\u00e9s (par exe<span class=\"_ _0\"></span>mple, le<span class=\"_ _0\"></span> d\u00e9c\u00e8s ou la surv<span class=\"_ _0\"></span>ie).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya70 ff77 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Produits ou charges<span class=\"_ _3\"></span> financi<span class=\"wsea\">ers<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya71 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Selon<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17, les<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion et l<span class=\"wseb\">a ma<span class=\"_ _0\"></span>rge </span></span></span></div>\n<div class=\"t m0 x1a h62 ya72 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdd wse9\">sont <span class=\"lsde wsea\">comptabilis<span class=\"_ _3\"></span>\u00e9s <span class=\"wseb\">sur un<span class=\"_ _3\"></span>e base ac<span class=\"_ _3\"></span>tualis\u00e9e, </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya73 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9ta<span class=\"_ _0\"></span>nt l<span class=\"wse8\">\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ancier <span class=\"lsde wseb\">des flux de tr\u00e9sor<span class=\"_ _3\"></span>erie. La n<span class=\"_ _3\"></span>orme IFRS 17<span class=\"_ _3\"></span> permet \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya74 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une entit<span class=\"_ _0\"></span>\u00e9 de pr\u00e9sent<span class=\"_ _0\"></span>er les eff<span class=\"_ _0\"></span>ets des vari<span class=\"_ _0\"></span>atio<span class=\"wseb\">ns <span class=\"_ _0\"></span>des taux<span class=\"_ _0\"></span> d'actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 ya75 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et d'autres varia<span class=\"_ _3\"></span>bles financi\u00e8re<span class=\"_ _3\"></span>s soit dans<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">l\u2019\u00e9tat d<span class=\"_ _0\"></span>e performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya76 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"lsdc wse9\">, soit en partie da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span>et en </span></div>\n<div class=\"t m0 x1a h62 ya77 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partie da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9sult<span class=\"_ _0\"></span>at glob<span class=\"_ _0\"></span>al, selon le c<span class=\"_ _0\"></span>hoix de la</div>\n<div class=\"t m0 x1a h62 ya78 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">m\u00e9thode comptab<span class=\"lsdc wse9\">le de l'entit\u00e9. Ag<span class=\"_ _0\"></span>eas a l\u2019inte<span class=\"_ _0\"></span>ntion de d<span class=\"_ _0\"></span>\u00e9sagr\u00e9<span class=\"_ _0\"></span>ger les </span></div>\n<div class=\"t m0 x1a h62 ya79 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effets <span class=\"_ _0\"></span>des variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>es taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n entre l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 ya7a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re <span class=\"lsdc wse9\">et les autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal pou<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x1a h62 ya7b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus gran<span class=\"_ _0\"></span>de partie de s<span class=\"_ _0\"></span>es portef<span class=\"_ _0\"></span>euille<span class=\"_ _0\"></span>s d'assura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 204px; height: 902px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Sous la <span class=\"_ _3\"></span>m\u00e9thode d\u2019\u00e9val<span class=\"_ _3\"></span>uation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le, la d\u00e9s<span class=\"_ _3\"></span>agr\u00e9gation c<span class=\"_ _3\"></span>onsiste \u00e0</div>\n<div class=\"t m0 x6 h62 y8b2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er dans l<span class=\"lsde wseb\">\u2019\u00e9tat de la performanc<span class=\"_ _3\"></span>e financi\u00e8re<span class=\"_ _3\"></span> </span>un montant d\u00e9t<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>n\u00e9</div>\n<div class=\"t m0 x6 h62 y8b3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une r\u00e9pa<span class=\"_ _0\"></span>rtition s<span class=\"_ _0\"></span>yst\u00e9mat<span class=\"_ _0\"></span>ique du to<span class=\"_ _0\"></span>tal des pro<span class=\"_ _0\"></span>duits <span class=\"lsde wsea\">ou charges </span></div>\n<div class=\"t m0 x6 h62 y93e ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">atte<span class=\"_ _0\"></span>ndus sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e du gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Lors<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation du g<span class=\"_ _0\"></span>roupe, <span class=\"lsf8 ws111\">tous<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les <span class=\"_ _3\"></span></span></span></span><span class=\"wse8\">montants<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y940 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9siduels<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">da<span class=\"_ _3\"></span>ns les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments du r\u00e9sul<span class=\"_ _3\"></span>tat global sont rec<span class=\"_ _3\"></span>lass\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y941 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Sous la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span><span class=\"lsde\">des honoraire<span class=\"_ _3\"></span>s variable<span class=\"_ _3\"></span>s<span class=\"lsdc\">, unique<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>orsque l'<span class=\"_ _0\"></span>entit\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> les <span class=\"lsf8 ws111\">actifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsf7\">sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsde\">jacents<span class=\"_ _3\"></span>, la d\u00e9sagr\u00e9ga<span class=\"_ _3\"></span>tion </span></span><span class=\"wse9\">consiste \u00e0 pr\u00e9s<span class=\"_ _0\"></span>enter </span></div>\n<div class=\"t m0 x6 h62 y945 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme produi<span class=\"_ _3\"></span>ts ou charge<span class=\"_ _3\"></span>s financi<span class=\"wsea\">er<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019assuran<span class=\"_ _0\"></span>ce dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re un m<span class=\"_ _0\"></span>ontant q<span class=\"_ _0\"></span>ui \u00e9limin<span class=\"_ _0\"></span>e les asym\u00e9t<span class=\"_ _0\"></span>ries</div>\n<div class=\"t m0 x6 h62 y9ed ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">com<span class=\"lsdc wse9\">ptables av<span class=\"_ _0\"></span>ec les prod<span class=\"_ _0\"></span>uits ou char<span class=\"_ _0\"></span>ges finan<span class=\"_ _0\"></span>c<span class=\"lsfe ws11a\">iers<span class=\"ls0 ws0\"> </span></span>d\u00e9coulant d<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ee ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents. Lors de l<span class=\"_ _0\"></span>a d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation, le<span class=\"_ _0\"></span>s montant<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9s dans l<span class=\"_ _0\"></span>es autres \u00e9<span class=\"_ _0\"></span>l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global y res<span class=\"_ _0\"></span>tent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y94b ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a pr</span>emi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de la norme IF<span class=\"_ _0\"></span>RS 17 par les </span></span></div>\n<div class=\"t m0 x6 h62 y9a6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on (c'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er ja<span class=\"_ _0\"></span>nvier</div>\n<div class=\"t m0 x6 h62 y9a7 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94f ff7a fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">Estimatio<span class=\"_ _0\"></span>n de l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re applic<span class=\"_ _0\"></span>ation des no<span class=\"_ _0\"></span>rmes </span></span></div>\n<div class=\"t m0 x22d h62 y950 ff7a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 &amp; IFRS 1<span class=\"_ _0\"></span>7 <span class=\"wse8\">au<span class=\"ls0 ws0\"> 1</span></span></div>\n<div class=\"t m0 x18f h76 y888 ff7a fs4a fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x174 h62 y889 ff7a fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya7e ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Toutes l<span class=\"_ _0\"></span>es fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ont<span class=\"_ _0\"></span> mat\u00e9ri<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span> finali<span class=\"_ _0\"></span>s\u00e9 leur<span class=\"_ _0\"></span> bilan</div>\n<div class=\"t m0 x6 h62 ya7f ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'ouvert<span class=\"_ _0\"></span>ure <span class=\"lsf7 wseb\">sous<span class=\"ls0 ws0\"> l<span class=\"_ _3\"></span><span class=\"lsde wsea\">es</span> <span class=\"lsde wsea\">norme<span class=\"_ _3\"></span></span>s <span class=\"lsf0 ws10c\">IFRS <span class=\"_ _3\"></span>9 et <span class=\"lsf3\">IFRS<span class=\"_ _3\"></span> </span></span></span></span><span class=\"wse9\">17 au 1</span></div>\n<div class=\"t m0 x102 h76 ya80 ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x136 h62 ya81 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2022 et </span></div>\n<div class=\"t m0 x6 h62 ya82 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectuent des<span class=\"_ _3\"></span> cl\u00f4tures parall\u00e8l<span class=\"_ _3\"></span>es pour l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble <span class=\"lsde wsea\">2022<span class=\"lsfe ws111\">. Alors </span></span></span></div>\n<div class=\"t m0 x6 h62 ya83 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que les <span class=\"_ _3\"></span>pr\u00e9paratifs d<span class=\"_ _3\"></span>e mise en \u0153<span class=\"_ _3\"></span><span class=\"lsdc wse9\">uvre au sei<span class=\"_ _0\"></span>n des <span class=\"wse8\">entrep<span class=\"_ _0\"></span>rises<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">associ\u00e9es </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya84 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">asiatiq<span class=\"_ _0\"></span>ues et turq<span class=\"_ _0\"></span>ues d'Age<span class=\"_ _0\"></span>as ont com<span class=\"_ _0\"></span>menc\u00e9 pl<span class=\"_ _0\"></span>us tard (conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 ya85 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9glem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on locale<span class=\"_ _0\"></span>), les entre<span class=\"_ _0\"></span>prises ass<span class=\"_ _0\"></span>oci\u00e9e<span class=\"_ _0\"></span>s les plus</div>\n<div class=\"t m0 x6 h62 ya86 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catives pr<span class=\"_ _0\"></span>ogress<span class=\"_ _0\"></span>ent bien p<span class=\"_ _0\"></span>our se conf<span class=\"_ _0\"></span>ormer \u00e0 la d<span class=\"_ _0\"></span>ate effect<span class=\"_ _0\"></span>ive du</div>\n<div class=\"t m0 x6 h62 ya87 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">1</div>\n<div class=\"t m0 x5d h76 ya88 ff7a fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x235 h62 ya89 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws12d\">janvier<span class=\"_ _3\"></span> 2<span class=\"lsde wsea\">023.</span></span> </div>\n<div class=\"t m0 x6 h62 ya8a ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8b ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 une att<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>n particuli<span class=\"_ _0\"></span>\u00e8re aux ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns <span class=\"lsde wsfa\">en mati\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 ya8c ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation <span class=\"wseb\">d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion de la <span class=\"_ _0\"></span>norme I<span class=\"_ _0\"></span>AS 8 <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsde wsfa\">M\u00e9thodes comptabl<span class=\"_ _3\"></span>es, </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya8d ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents d'es<span class=\"_ _0\"></span>timati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>ables et er<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> (<span class=\"lsde wseb\">de f<span class=\"_ _3\"></span>ournir des<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya8e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions con<span class=\"_ _0\"></span>nues ou rai<span class=\"_ _0\"></span>sonnab<span class=\"_ _0\"></span>lement est<span class=\"_ _0\"></span>imabl<span class=\"_ _0\"></span>es pour \u00e9val<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x6 h62 ya8f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'impact<span class=\"_ _0\"></span> possibl<span class=\"_ _0\"></span>e que <span class=\"wseb\">la pr<span class=\"_ _0\"></span>emi\u00e8re <span class=\"lsde\">application d<span class=\"ls0 ws0\">\u2019</span></span>une nouvel<span class=\"_ _0\"></span>le norme I<span class=\"_ _0\"></span>FRS </span></div>\n<div class=\"t m0 x6 h62 ya90 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aura sur<span class=\"_ _0\"></span> les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de <span class=\"_ _0\"></span>l'entit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de pre<span class=\"_ _0\"></span>mi\u00e8re</div>\n<div class=\"t m0 x6 h62 ya91 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">application<span class=\"lsdc wse9\">) et \u00e0 la d\u00e9claration p<span class=\"_ _0\"></span>u<span class=\"lsde wseb\">blique de l<span class=\"_ _3\"></span>\u2019autorit\u00e9 eur<span class=\"_ _3\"></span>op\u00e9enne de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya92 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">march\u00e9s financ<span class=\"_ _3\"></span>iers (ESMA) concernan<span class=\"_ _3\"></span>t <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsdc wse9\">La transparen<span class=\"_ _0\"></span>ce dans la mis<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 ya93 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en \u0153uvre de la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>7 contra<span class=\"_ _0\"></span>ts d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span><span class=\"lsf0 ws104\">, </span>c</span>ompte tenu de</div>\n<div class=\"t m0 x6 h62 ya94 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9tat d'<span class=\"_ _0\"></span>avancem<span class=\"_ _0\"></span>ent de la mise en \u0153<span class=\"_ _0\"></span>uvre au se<span class=\"_ _0\"></span>in de ses filia<span class=\"_ _0\"></span>les et <span class=\"lsf7 wseb\">ses </span></div>\n<div class=\"t m0 x6 h62 ya95 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises a<span class=\"lsf7 wseb\">ssoci\u00e9es<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya96 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya97 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les paragraphe<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _3\"></span> clarifient<span class=\"_ _3\"></span> l'impact de<span class=\"_ _3\"></span> la premi\u00e8re<span class=\"_ _3\"></span> applicat<span class=\"_ _3\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 ya98 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 et 17 pa<span class=\"_ _0\"></span>r les fi<span class=\"_ _0\"></span>liales <span class=\"_ _0\"></span>d'Ageas<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> </span></div>\n<div class=\"t m0 x6 h62 ya99 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire au 1</span></span></div>\n<div class=\"t m0 x1d h76 ya9a ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xa6 h62 ya9b ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya9c ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Bien qu'<span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>econnai<span class=\"_ _0\"></span>sse qu<span class=\"ls0 ws0\">e </span><span class=\"wse9\">la pr\u00e9s<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n d'info<span class=\"_ _0\"></span>rmatio<span class=\"lsdd\">ns </span></span></div>\n<div class=\"t m0 x6 h62 ya9e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de se<span class=\"_ _0\"></span>s filiales<span class=\"_ _0\"></span> ne donne qu'<span class=\"_ _0\"></span>une vue pa<span class=\"_ _0\"></span>rtielle de l'<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya9f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 estim\u00e9 d<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">la premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>des normes I<span class=\"_ _0\"></span>FRS 9 et 17,</div>\n<div class=\"t m0 x6 h62 yaa0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a conc<span class=\"_ _0\"></span>lu que la pr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ion d'info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>ns quanti<span class=\"_ _0\"></span>tatives<span class=\"_ _0\"></span> <span class=\"lsde wsea\">de<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">se<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span> ne ser<span class=\"_ _0\"></span>ait <span class=\"lsde wsea\">actuellement </span><span class=\"wse9\">pas conforme a<span class=\"_ _0\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 yaa2 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">en mati<span class=\"_ _0\"></span>\u00e8re de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion d\u2019inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ion sou<span class=\"_ _0\"></span>s la norm<span class=\"_ _0\"></span>e <span class=\"lsf8 ws111\">IAS </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">8. Ageas a l'i<span class=\"_ _0\"></span>ntenti<span class=\"_ _0\"></span>on de pr\u00e9se<span class=\"_ _0\"></span>nter l'imp<span class=\"_ _0\"></span>act de <span class=\"lsde wseb\">la premi\u00e8re appli<span class=\"_ _3\"></span>cation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yaa4 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 e<span class=\"lsf0 ws0\">t IFRS <span class=\"lsde wsea\">17 <span class=\"wsfa\">\u00e0 la date de</span></span><span class=\"ls0\"> <span class=\"ls109 ws129\">la</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">transition<span class=\"_ _3\"></span> </span></span></span>au sein de s<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yaa5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> et de ses en<span class=\"lsde wsfa\">treprises associ\u00e9es lors d'un<span class=\"_ _3\"></span>e pr\u00e9sentation s\u00e9<span class=\"_ _3\"></span>par\u00e9e </span></div>\n<div class=\"t m0 x6 h62 yaa6 ff7a fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mi<span class=\"ls0 ws0\">- <span class=\"lsde wsea\">2023 <span class=\"_ _3\"></span><span class=\"wsfa\">organis\u00e9e par<span class=\"_ _3\"></span> le d\u00e9partement rel<span class=\"_ _3\"></span>ation</span></span>s <span class=\"_ _3\"></span><span class=\"lsdd ws12a\">avec les investisseurs.</span> </span></div>\n<div class=\"t m0 x6 h62 yaa7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaa8 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas ne p<span class=\"_ _3\"></span>r\u00e9sente \u00e9gal<span class=\"_ _3\"></span>ement pas<span class=\"_ _3\"></span> d<span class=\"wsea\">es <span class=\"lsdc wse9\">estimatio<span class=\"_ _0\"></span>ns des impac<span class=\"_ _0\"></span>ts au 30 </span></span></div>\n<div class=\"t m0 x1a h62 yaa9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2022 o<span class=\"_ _0\"></span>u au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, co<span class=\"_ _0\"></span>mme ces est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns ne sont</div>\n<div class=\"t m0 x1a h62 yaaa ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsde wseb\">ctuelleme<span class=\"_ _3\"></span>nt pas enco<span class=\"_ _3\"></span>re connues<span class=\"_ _3\"></span> ou raisonnab<span class=\"_ _3\"></span>lement <span class=\"lsfe ws11a\">fiable<span class=\"_ _3\"></span>s</span>. Les </span></div>\n<div class=\"t m0 x1a h62 yaab ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts s<span class=\"_ _0\"></span>ur l\u2019\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et su<span class=\"_ _0\"></span>r le compte de</div>\n<div class=\"t m0 x1a h62 yaac ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at consoli<span class=\"_ _0\"></span>d\u00e9 \u00e0 ces dates s<span class=\"_ _0\"></span>eront pr<span class=\"_ _0\"></span>\u00e9sent\u00e9s<span class=\"_ _0\"></span> dans les \u00e9t<span class=\"_ _0\"></span>ats financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x1a h62 yaad ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span> ou les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s de <span class=\"lsde wseb\">l\u2019exercice comptable<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaae ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaaf ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En compar<span class=\"_ _0\"></span>aison aux<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s comptab<span class=\"_ _0\"></span>ilis\u00e9s dan<span class=\"_ _0\"></span>s l'\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la</div>\n<div class=\"t m0 x1a h62 yab1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> d\u2019Ageas a<span class=\"_ _0\"></span>u 1er ja<span class=\"_ _0\"></span>nvier 20<span class=\"_ _0\"></span>22 suiva<span class=\"_ _0\"></span>nt les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>AS</div>\n<div class=\"t m0 x1a h62 yab2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39 et IFRS 4, la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e applicat<span class=\"_ _0\"></span>ion des no<span class=\"_ _0\"></span>rmes IFRS 9 et<span class=\"_ _0\"></span> IFRS 17 au</div>\n<div class=\"t m0 x1a h62 yab3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sein des fil<span class=\"_ _0\"></span>iales d'A<span class=\"_ _0\"></span>geas a entra\u00ee<span class=\"_ _0\"></span>n\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yab4 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des actifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yab5 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab6 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une diminution du t<span class=\"_ _0\"></span>otal<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des capitaux p<span class=\"_ _3\"></span>ropres.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les impac<span class=\"_ _0\"></span>ts les plus im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>es de la prem<span class=\"_ _0\"></span>i\u00e8re appl<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es normes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yab9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 et IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">sur l\u2019\u00e9tat consolid<span class=\"_ _3\"></span>\u00e9 de la situati<span class=\"_ _3\"></span>on financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas </span></div>\n<div class=\"t m0 x1a h62 yaba ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x6a h76 yabb ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21a h62 yabc ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 (\u00e9galemen<span class=\"_ _3\"></span>t appel\u00e9 </span><span class=\"ff7d\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">l\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re </span></div>\n<div class=\"t m0 x1a h62 yabd ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ouvert<span class=\"_ _0\"></span>ure<span class=\"ff7d ls0 ws0\"> \u00bb</span><span class=\"wseb\">) sont cl<span class=\"_ _0\"></span>arifi\u00e9s c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x1a h7e yabe ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les ac<span class=\"_ _0\"></span>tifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yabf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n du total des ac<span class=\"_ _0\"></span>tifs est pr<span class=\"_ _0\"></span>incip<span class=\"lsde wsfa\">alement li\u00e9e \u00e0 l'application </span></div>\n<div class=\"t m0 x1a h62 yac0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dispos<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> dans la norm<span class=\"_ _0\"></span>e IFRS 9 sur l<span class=\"wseb\">e cl<span class=\"_ _0\"></span>assemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span>et l'\u00e9va<span class=\"_ _0\"></span>luation.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yac1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par rappo<span class=\"_ _0\"></span>rt \u00e0 la norme IA<span class=\"_ _0\"></span>S 39, une plus<span class=\"_ _0\"></span> grande part<span class=\"_ _0\"></span>ie des</div>\n<div class=\"t m0 x1a h62 yac2 ff7a fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">\u00e9valu\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 yac3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yac4 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yac5 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En app<span class=\"wseb\">liquant <span class=\"_ _3\"></span>la norme <span class=\"_ _3\"></span>IAS 39, Ageas<span class=\"_ _3\"></span> classifiai<span class=\"_ _3\"></span>t une part<span class=\"_ _3\"></span>ie de se<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yac6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d\u2019emp<span class=\"_ _0\"></span>runt com<span class=\"_ _0\"></span>me <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span><span class=\"wse8\">d\u00e9tenus </span></div>\n<div class=\"t m0 x1a h62 yac7 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu'<span class=\"_ _0\"></span>\u00e0 leur \u00e9ch\u00e9<span class=\"_ _0\"></span>ance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"wseb\">ou comme <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span></span>pr\u00eats et cr<span class=\"_ _0\"></span>\u00e9ances<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> <span class=\"lsde wseb\">et \u00e9valuait <span class=\"_ _3\"></span>ces </span></span></div>\n<div class=\"t m0 x1a h62 yac8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s par cons\u00e9<span class=\"_ _0\"></span>quent au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i. <span class=\"lsde wsfa\">Par suite de l</span><span class=\"wse8\">a </span></div>\n<div class=\"t m0 x1a h62 yac9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de l\u2019an<span class=\"_ _0\"></span>alyse du mod<span class=\"_ _0\"></span>\u00e8le \u00e9cono<span class=\"_ _0\"></span>mique da<span class=\"_ _0\"></span>ns lequel <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 yaca ff7a fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">investissements sont<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9r\u00e9</span>s <span class=\"_ _3\"></span>s<span class=\"lsde wsea\">ous</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">la norm<span class=\"_ _0\"></span>e IFRS 9<span class=\"_ _0\"></span>, et par<span class=\"_ _0\"></span>ce que ces </span></span></div>\n<div class=\"t m0 x1a h62 yacb ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s satisf<span class=\"_ _0\"></span>ont au crit\u00e8<span class=\"_ _0\"></span>re de <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span>rembourse<span class=\"_ _0\"></span>ment de princ<span class=\"_ _0\"></span>ipal et</div>\n<div class=\"t m0 x1a h62 yacc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des verse<span class=\"_ _0\"></span>ments d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eats s<span class=\"_ _0\"></span>ur le princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span></span>, une grande p<span class=\"_ _0\"></span>artie de ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yacd ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est \u00e9v<span class=\"_ _0\"></span>alu\u00e9e \u00e0 la<span class=\"_ _0\"></span> juste<span class=\"_ _0\"></span> valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x1a h62 yace ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal <span class=\"lsf7\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 9. \u00c0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yacf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, le gai<span class=\"_ _0\"></span>n ou la perte no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9 <span class=\"lsde wsea\">cumul\u00e9 </span>depuis l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span></div>\n<div class=\"t m0 x1a h62 yad0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"lsdd ws12a\">ial<span class=\"_ _0\"></span>e de ces investissements <span class=\"lsdc wse9\">a \u00e9t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">comptabilis\u00e9 dans </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yad1 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat<span class=\"_ _3\"></span> global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yad2 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yad3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie d<span class=\"_ _0\"></span>es invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents <span class=\"wse8\">par </span>Age<span class=\"_ _0\"></span>as dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 yad4 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019emprunt<span class=\"lsdc wse9\">, principalem<span class=\"_ _0\"></span>ent des inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments dan<span class=\"_ _0\"></span>s des fonds </span></div>\n<div class=\"t m0 x1a h62 yad5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt non cot<span class=\"_ _0\"></span>\u00e9s ou des fond<span class=\"_ _0\"></span>s <span class=\"lsde wseb\">cot\u00e9s en<span class=\"_ _3\"></span> bourse</span>, ne satisfont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yad6 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas au <span class=\"wseb\">crit\u00e8re d<span class=\"_ _3\"></span>e <span class=\"ff7d ls0 ws0\">\u00ab <span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">rembours<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>e princip<span class=\"_ _0\"></span>al et \u00e0 des vers<span class=\"_ _0\"></span>ements </span></span></div>\n<div class=\"t m0 x1a h62 yad7 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sur l<span class=\"_ _0\"></span>e princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"lsde\">sous l<span class=\"_ _3\"></span>a norme IFRS<span class=\"_ _3\"></span> 9. <span class=\"wsfa\">\u00c0 la da<span class=\"_ _3\"></span>te de <span class=\"ls109 ws129\">la </span></span></span></div>\n<div class=\"t m0 x1a h62 yad8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">a </span></div>\n<div class=\"t m0 xa1 h62 yad9 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">reclassifi\u00e9<span class=\"_ _3\"></span> et r\u00e9\u00e9valu\u00e9<span class=\"_ _3\"></span> <span class=\"lsf7\">ces </span></span></div>\n<div class=\"t m0 x1a h62 yada ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s \u00e0 la juste <span class=\"lsde wsfa\">valeur par le biais du </span>r\u00e9sultat net<span class=\"_ _0\"></span><span class=\"lsde wseb\">, alors que<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yadb ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ces inve<span class=\"_ _0\"></span>stisse<span class=\"_ _0\"></span>ments \u00e9t<span class=\"_ _0\"></span>aient \u00e9v<span class=\"_ _0\"></span>alu\u00e9s a<span class=\"_ _0\"></span>u co\u00fbt am<span class=\"_ _0\"></span>orti ou \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 yadc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat g<span class=\"_ _0\"></span>lobal <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IAS </span></div>\n<div class=\"t m0 x1a h62 yadd ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39. En outr<span class=\"_ _0\"></span>e, Ageas a d\u00e9s<span class=\"_ _0\"></span>ign\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> <span class=\"lsde wsfa\">tran<span class=\"_ _3\"></span>sition certains<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yade ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">i<span class=\"lsdc wse9\">nvestisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns des instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> <span class=\"lsde wsea\">d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"wsfa\">, qui couvrent des<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yadf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> <span class=\"lsf3 ws10c\">comme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">\u00e9valu\u00e9<span class=\"lsde wsea\">es<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">\u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par l<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 yae0 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais du<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9sultat net</span></span><span class=\"wseb\">, car cette d\u00e9<span class=\"_ _3\"></span>signation r\u00e9du<span class=\"_ _3\"></span>it les in<span class=\"_ _3\"></span>coh\u00e9rences </span></div>\n<div class=\"t m0 x1a h62 yae1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'\u00e9val<span class=\"_ _0\"></span>uation ou les<span class=\"_ _0\"></span> asym\u00e9tr<span class=\"_ _0\"></span>ies compt<span class=\"_ _0\"></span>ables avec<span class=\"_ _0\"></span> l'\u00e9val<span class=\"lsde wseb\">uation des passifs </span></div>\n<div class=\"t m0 x1a h62 yae2 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondants<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce ou <span class=\"lsde wsfa\">des contrats </span></div>\n<div class=\"t m0 x1a h62 yae3 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de </span><span class=\"ff81\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit attendu<span class=\"_ _3\"></span>es</span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dans<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IFR<span class=\"_ _0\"></span>S 9 <span class=\"wse9\">a entra\u00ee<span class=\"_ _0\"></span>n\u00e9e, \u00e0 la dat<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion, <span class=\"ls109 ws129\">la<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d'une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> de cr\u00e9dit<span class=\"_ _0\"></span> attendues<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y93e ff7f fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents d<span class=\"wseb\">\u2019em<span class=\"_ _0\"></span>prunt q<span class=\"_ _0\"></span>ui est </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9g\u00e8re<span class=\"_ _0\"></span>ment sup\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour pert<span class=\"_ _0\"></span>es subies qu<span class=\"_ _0\"></span>\u2019Ageas a<span class=\"lsf7 wseb\">vait<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">les m\u00eames instr<span class=\"_ _0\"></span>uments s<span class=\"_ _0\"></span>ous la norme<span class=\"_ _0\"></span> IAS 39. Cela </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coule d<span class=\"_ _0\"></span>u fait que la maj<span class=\"_ _0\"></span>orit\u00e9 des<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> <span class=\"wse8\">par <span class=\"lsde wseb\">Ageas dans d<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents d\u2019e<span class=\"_ _0\"></span>mprunt ont<span class=\"_ _0\"></span> une notati<span class=\"_ _0\"></span>on <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> </span></span><span class=\"wseb\">ayant vale<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x6 h62 y943 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsdd wse9\">(c'est</span>-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsfe ws11a\">dire<span class=\"_ _3\"></span></span>, <span class=\"lsde wsfa\">qu<span class=\"_ _3\"></span>'ils ont une notation<span class=\"_ _3\"></span> de risque de </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit de <span class=\"lsde wseb\">Baa3 ou BBB<span class=\"ls0 ws0\">- </span></span>ou sup\u00e9rieure) et n<span class=\"_ _0\"></span>e se caract\u00e9<span class=\"_ _0\"></span>risent do<span class=\"_ _0\"></span>nc pas</div>\n<div class=\"t m0 x6 h62 y945 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on signifi<span class=\"_ _0\"></span>cative du ri<span class=\"_ _0\"></span>sque de cr<span class=\"_ _0\"></span>\u00e9dit depu<span class=\"_ _0\"></span>is leur dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y946 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse8\">dire</span>,<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">class\u00e9s e<span class=\"_ _0\"></span>n Etage 1). Po<span class=\"_ _0\"></span>ur ces </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, Ageas co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>ise une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y9ee ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> des pert<span class=\"_ _0\"></span>es de c<span class=\"_ _0\"></span>r\u00e9dit att<span class=\"_ _0\"></span>endues <span class=\"_ _0\"></span>pour les <span class=\"_ _0\"></span>12 moi<span class=\"_ _0\"></span>s \u00e0 venir.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> norme<span class=\"ls0 ws0\"> </span><span class=\"wseb\">IAS<span class=\"_ _3\"></span> 39, Ageas <span class=\"lsdd wse9\">clas<span class=\"_ _3\"></span>sifiait<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">la plus gra<span class=\"_ _0\"></span>nde parti<span class=\"_ _0\"></span>e de </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ses investisseme<span class=\"_ _3\"></span>nts en instrumen<span class=\"_ _3\"></span>ts de capitaux prop<span class=\"_ _3\"></span>res <span class=\"lsf3 ws10c\">comme </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff81 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles \u00e0 <span class=\"_ _3\"></span>la vente<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff7f\"> <span class=\"lsdc wse8\">et</span> <span class=\"lsdc wse9\">\u00e9valuait c<span class=\"lsdd ws11a\">es investissements</span></span> <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ent \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur pa<span class=\"_ _0\"></span>r le biais<span class=\"_ _0\"></span> des aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments d<span class=\"_ _0\"></span>u r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global. E<span class=\"_ _0\"></span>n <span class=\"lsde wsea\">appliquant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>la norme IFR<span class=\"_ _0\"></span>S 9, Ageas a d<span class=\"_ _0\"></span>\u00e9cid\u00e9 de cont<span class=\"_ _0\"></span>inuer \u00e0</div>\n<div class=\"t m0 x6 h62 y9f5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuer l<span class=\"_ _0\"></span>a plus grand<span class=\"_ _0\"></span>e partie de s<span class=\"_ _0\"></span>es investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nts en instr<span class=\"_ _0\"></span>uments d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f6 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres \u00e0 la j<span class=\"_ _0\"></span>uste valeu<span class=\"_ _0\"></span>r par le biais<span class=\"_ _0\"></span> des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ments<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y9f7 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat glo<span class=\"_ _3\"></span>bal, en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>e choix i<span class=\"_ _3\"></span>rr\u00e9vocable<span class=\"ls0 ws0\"> </span>dan<span class=\"_ _3\"></span>s la nor<span class=\"_ _3\"></span>me IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ult<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>res de l<span class=\"ls0 ws0\">a </span><span class=\"wseb\">juste va<span class=\"_ _0\"></span>leur de c<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es dans le<span class=\"wsfa\">s<span class=\"_ _3\"></span> autre<span class=\"lsdd wse9\">s </span></span></div>\n<div class=\"t m0 x6 h62 y9fa ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y9fb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fc ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9tant donn\u00e9<span class=\"_ _3\"></span> que les in<span class=\"_ _3\"></span>vestissemen<span class=\"_ _3\"></span>ts dans des i<span class=\"_ _3\"></span>nstruments d<span class=\"_ _3\"></span>e capitau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y9fd ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres son<span class=\"_ _3\"></span>t hors du<span class=\"_ _3\"></span> champ d'appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff7f\"> </span></span><span class=\"wsea\">perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span>de </span></div>\n<div class=\"t m0 x6 h62 y9fe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit att<span class=\"_ _3\"></span>endue<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"ff81\">\u00bb</span> <span class=\"lsdc wse8\">dans</span> </span><span class=\"lsdc\">la norme I<span class=\"_ _0\"></span>FRS 9<span class=\"ls0 ws0\">, </span><span class=\"lsde\">et que <span class=\"_ _3\"></span><span class=\"lsdd ws11a\">les dispositions de </span><span class=\"wsea\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 9 doi<span class=\"wse8\">vent<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00eatre appliqu\u00e9e</span>s </span></span>de mani\u00e8re r\u00e9tros<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>e, le</div>\n<div class=\"t m0 x6 h62 ya00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al impact d<span class=\"_ _0\"></span>e la transit<span class=\"_ _0\"></span>ion conc<span class=\"_ _0\"></span>erne la d\u00e9c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h62 ya01 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">correct<span class=\"_ _0\"></span>ions de val<span class=\"_ _0\"></span>eur pour pert<span class=\"_ _0\"></span>es subi<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">qu'Ageas avai<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span>comptab<span class=\"_ _3\"></span>ilis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ya02 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ces investissements </span></span>sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IAS 39. <span class=\"lsdc wse9\">A la date de <span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff7f fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">tra<span class=\"ws0\">nsition, c<span class=\"lsdc wse9\">ela a eu un imp<span class=\"_ _0\"></span>act positif<span class=\"_ _0\"></span> sur le total de<span class=\"_ _0\"></span>s capita<span class=\"_ _0\"></span>ux propr<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 ya04 ff7f fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> 0<span class=\"_ _3\"></span>,<span class=\"lsfe ws111\">3 m<span class=\"_ _3\"></span>illiards<span class=\"lsde wsea\">).</span></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya06 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">la norme IAS<span class=\"_ _0\"></span> 39, les <span class=\"_ _0\"></span>pr\u00eats aux<span class=\"_ _0\"></span> titul<span class=\"_ _0\"></span>aires d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance </span></span></div>\n<div class=\"t m0 x6 h62 ya07 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9taient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s <span class=\"_ _0\"></span>en actifs<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers. C<span class=\"_ _0\"></span>onfor<span class=\"_ _0\"></span>m\u00e9ment au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 ya08 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la nor<span class=\"_ _0\"></span>me IFRS 17, A<span class=\"_ _0\"></span>geas a inclu<span class=\"_ _0\"></span>s les pr\u00eats <span class=\"lsde wsfa\">aux titulaires </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans l'\u00e9valuation des pa<span class=\"_ _3\"></span>ssifs des contra<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wse9\">de la norme IFRS 17 a ent<span class=\"_ _0\"></span>ra\u00een\u00e9 la </span></div>\n<div class=\"t m0 x6 h62 ya0d ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion de tous les mon<span class=\"_ _3\"></span>tants comptab<span class=\"lsfe ws11a\">ilis<span class=\"_ _3\"></span>\u00e9s </span><span class=\"wseb\">sous <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 4 pour l<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>d'acquisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s et la val<span class=\"_ _0\"></span>eur <span class=\"wseb\">d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n des </span></div>\n<div class=\"t m0 x6 h62 ya0f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya10 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse9\">Les montants relat<span class=\"_ _0\"></span>ifs aux f<span class=\"_ _0\"></span>rais d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9s<span class=\"_ _0\"></span> (EUR<span class=\"ls0 ws0\"> 0,<span class=\"lsf8 ws111\">.4 </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff7f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">milliard<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">) ont \u00e9t\u00e9 d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la date d<span class=\"_ _0\"></span>e <span class=\"lsfe ws11a\">la </span><span class=\"wseb\">transition, r<span class=\"_ _0\"></span>efl\u00e9ta<span class=\"_ _0\"></span>n<span class=\"lsf0 ws104\">t </span></span></span></div>\n<div class=\"t m0 x5c h62 ya12 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le choix<span class=\"_ _0\"></span> de princ<span class=\"_ _0\"></span>ipe com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>'Ageas <span class=\"_ _0\"></span>de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>er en ch<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x5c h62 ya13 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition au mom<span class=\"_ _0\"></span>ent qu\u2019A<span class=\"_ _0\"></span>geas enga<span class=\"_ _0\"></span>ge ces frais<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour </span></span></div>\n<div class=\"t m0 x5c h62 ya14 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"wseb\">vie \u00e9valu<span class=\"_ _0\"></span>\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a r\u00e9part<span class=\"_ _0\"></span>ition </span></div>\n<div class=\"t m0 x5c h62 ya15 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des primes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wseb\">Les montants r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s \u00e0 <span class=\"wse9\">la val<span class=\"_ _0\"></span>eur d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n des portef<span class=\"_ _0\"></span>euilles </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b4 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">(EUR</span> 0,<span class=\"_ _3\"></span></span><span class=\"wse9\">0 millia<span class=\"_ _0\"></span>rds) ont \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> car ils sont </span></div>\n<div class=\"t m0 x6a h62 y9b5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inclus da<span class=\"_ _0\"></span>ns l'\u00e9val<span class=\"_ _0\"></span>uation des p<span class=\"_ _0\"></span>assifs d<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e yae7 ff83 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les p<span class=\"_ _0\"></span>assifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wseb\">de la norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9 n\u2019a pas entrain\u00e9<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a h62 yae9 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reclassement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des passi<span class=\"_ _3\"></span>fs financier<span class=\"_ _3\"></span>s d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaea ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des passi<span class=\"_ _0\"></span>fs <span class=\"lsf8 ws111\">tota</span><span class=\"wse8\">ux<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est principal<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9e \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 ya5e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, <span class=\"wse8\">des </span>co<span class=\"_ _0\"></span>ntrats de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et</div>\n<div class=\"t m0 x1a h62 ya5f ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, en </span></div>\n<div class=\"t m0 x1a h62 ya60 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant les d<span class=\"_ _0\"></span>isposi<span class=\"_ _0\"></span>tions d<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation bas<span class=\"_ _0\"></span>\u00e9es su<span class=\"_ _0\"></span>r la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x1a h62 ya61 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inclut <span class=\"lsde wsfa\">dans la norme IFRS 17.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> a identif<span class=\"_ _0\"></span>i\u00e9, compt<span class=\"_ _0\"></span>abilis\u00e9 et<span class=\"_ _0\"></span> mesur\u00e9</div>\n<div class=\"t m0 x1a h62 yaeb ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque grou<span class=\"_ _3\"></span>pe de contra<span class=\"_ _3\"></span>ts d\u2019assurance<span class=\"_ _3\"></span>, de con<span class=\"_ _3\"></span>trats d<span class=\"lsdc wse9\">e r\u00e9assuranc<span class=\"_ _0\"></span>e et </span></div>\n<div class=\"t m0 x1a h62 yaec ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de <span class=\"lsde wseb\">contrats d\u2019i<span class=\"_ _3\"></span>nvestissement a<span class=\"_ _3\"></span>vec partic<span class=\"_ _3\"></span>ipation di<span class=\"_ _3\"></span>scr\u00e9tionnaire de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaed ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re r\u00e9tros<span class=\"_ _3\"></span>pective<span class=\"ls0 ws0\"> </span><span class=\"wsea\">(\u00e9g<span class=\"_ _3\"></span>alement<span class=\"ls0 ws0\"> </span>appe<span class=\"_ _3\"></span>l\u00e9 <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"_ _3\"></span></span></span>l\u2019approche<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">enti\u00e8rem<span class=\"_ _0\"></span>ent </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span>)</span><span class=\"wseb\">, comm<span class=\"_ _0\"></span>e si les <span class=\"wse8\">dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">dans la norme<span class=\"_ _3\"></span> <span class=\"lsf9 ws121\">IFRS 1<span class=\"_ _3\"></span>7 </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaef ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s'appliquaien<span class=\"_ _3\"></span>t \u00e0 ces groupes de<span class=\"_ _3\"></span> contrats <span class=\"wsea\">depuis <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la date de <span class=\"wse8\">leur </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale. C<span class=\"_ _0\"></span>ela comp<span class=\"_ _0\"></span>rend l'<span class=\"_ _0\"></span>identif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n, l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n et la</div>\n<div class=\"t m0 x1a h62 yaf1 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de tous les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(actifs li<span class=\"_ _0\"></span>\u00e9s aux)<span class=\"ls0 ws0\"> </span>flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie li\u00e9s aux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yaf2 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">frais <span class=\"lsdc wse8\">d'acquisiti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf3 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans cert<span class=\"_ _0\"></span>aines sit<span class=\"_ _0\"></span>uations,<span class=\"_ _0\"></span> Ageas n'a p<span class=\"_ _0\"></span>as \u00e9t\u00e9 en mes<span class=\"_ _0\"></span>ure d'\u00e9<span class=\"lsde wsea\">valuer un<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf5 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la </span><span class=\"lsde\">transition en app<span class=\"_ _3\"></span>liquant </span></div>\n<div class=\"t m0 x1a h62 yaf6 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'approche <span class=\"_ _3\"></span><span class=\"lsdc wse8\">enti\u00e8re<span class=\"_ _0\"></span>ment <span class=\"wseb\">r\u00e9tr<span class=\"_ _0\"></span>ospecti<span class=\"_ _0\"></span>ve. Ce fut<span class=\"_ _0\"></span> le cas a<span class=\"_ _0\"></span>lors que<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"lsdc wse9\">de comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">existants d'Age<span class=\"_ _3\"></span>as sur les flux de<span class=\"_ _3\"></span> tr\u00e9sorerie histori<span class=\"_ _3\"></span>ques <span class=\"wsea\">\u00e9taient<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 yaf9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">bas\u00e9es sur<span class=\"_ _3\"></span> des hypo<span class=\"_ _3\"></span>th\u00e8ses \u00e9labor\u00e9es <span class=\"_ _3\"></span>a posteriori<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yafa ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse8\">Certaines <span class=\"lsde wsfa\">informations raiso<span class=\"_ _3\"></span>nnables et justi<span class=\"_ _3\"></span>fiables sur les flux<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>historiques n<span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u2019\u00e9taie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">pas disponibles dans les syst\u00e8mes </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de co<span class=\"lsde wsea\">mptabilisation <span class=\"_ _3\"></span><span class=\"wsfa\">existants d'Ageas,<span class=\"_ _3\"></span> ou uniquement dis<span class=\"_ _3\"></span>ponibles \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 y9d4 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un niveau<span class=\"_ _3\"></span> d'agr\u00e9gation<span class=\"_ _3\"></span> sup\u00e9rieur o<span class=\"_ _3\"></span>u diff\u00e9rent<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9d5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions rel<span class=\"_ _0\"></span>atives au ni<span class=\"_ _0\"></span>veau de re<span class=\"_ _0\"></span>groupem<span class=\"_ _0\"></span>ent sous la no<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x6a h62 y9d6 ff7f fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y9d7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"wseb\">de compta<span class=\"_ _3\"></span>bilis<span class=\"lsdc wse8\">ation </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d8 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">existants ne<span class=\"_ _3\"></span> permett<span class=\"lsdc wse8\">aient<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">pas \u00e0 Ageas d<span class=\"_ _3\"></span>'<span class=\"lsf8 ws111\">esti<span class=\"_ _3\"></span>mer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>correctement l<span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x6a h62 y9d9 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>on de la m<span class=\"_ _0\"></span>arge su<span class=\"_ _0\"></span>r serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els a<span class=\"wse9\">vant<span class=\"_ _0\"></span> la date de </span></div>\n<div class=\"t m0 x6a h62 y9da ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on. Ces <span class=\"_ _0\"></span><span class=\"lsde wsea\">variations<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ont un impac<span class=\"_ _0\"></span>t sur la <span class=\"lsde wsfa\">marge sur services </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9db ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e transi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9dd ff7f fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Dans ces <span class=\"lsf8 ws111\">situa<span class=\"_ _3\"></span>t<span class=\"lsde wsea\">ions<span class=\"lsdc wse9\">, ces groupes d<span class=\"_ _0\"></span>e contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y9de ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la date de la trans<span class=\"_ _0\"></span>ition en a<span class=\"_ _0\"></span>ppliquant<span class=\"_ _0\"></span> <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wsea\">l\u2019ap<span class=\"_ _3\"></span>proche </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9df ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective m<span class=\"_ _0\"></span>odifi\u00e9e</div>\n<div class=\"t m0 x266 h62 yafb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsde wsea\">ou<span class=\"_ _3\"></span> </span><span class=\"ff81\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">l\u2019approche</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">fond\u00e9e sur <span class=\"wseb\">la j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span></span></span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x1a h62 yafc ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(voir ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">des<span class=\"_ _3\"></span>sous)<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. L'object<span class=\"_ _0\"></span>if de ces de<span class=\"_ _0\"></span>ux approc<span class=\"_ _0\"></span>hes alter<span class=\"_ _0\"></span>natives </span></span></span></div>\n<div class=\"t m0 x1a h62 yafd ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse8\">\u2019\u00e9valuat<span class=\"lsfe ws11a\">ion</span></span> <span class=\"lsdc wse9\">de la trans<span class=\"_ _0\"></span>ition es<span class=\"_ _0\"></span>t d'obte<span class=\"_ _0\"></span>nir le r\u00e9sult<span class=\"_ _0\"></span>at le plus<span class=\"_ _0\"></span> proche </span></div>\n<div class=\"t m0 x1a h62 yafe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible de<span class=\"_ _3\"></span> l'approche<span class=\"_ _3\"></span> <span class=\"wsea\">enti\u00e8rement<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">r\u00e9trospec<span class=\"_ _0\"></span>tive, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt des </span></span></div>\n<div class=\"t m0 x1a h62 yaff ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>aisonna<span class=\"_ _0\"></span>bles et <span class=\"_ _0\"></span>justifi<span class=\"_ _0\"></span>ables q<span class=\"_ _0\"></span>ui sont <span class=\"_ _0\"></span>disponi<span class=\"_ _0\"></span>bles sans<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 yb00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ni efforts<span class=\"_ _0\"></span> excessif<span class=\"_ _0\"></span>s \u00e0 la date de <span class=\"lsfe ws11a\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 267px; height: 839px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 267px; height: 839px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce dans ses ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>t\u00e9s<span class=\"ls0 ws0\"> N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 l\u2019<span class=\"_ _0\"></span>approc<span class=\"_ _0\"></span>he enti\u00e8re<span class=\"_ _0\"></span>ment r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive pour \u00e9v<span class=\"_ _0\"></span>aluer les</div>\n<div class=\"t m0 x6 h62 y8b3 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> au titre de la cou<span class=\"_ _0\"></span>verture r<span class=\"_ _0\"></span>estant<span class=\"_ _0\"></span>e li\u00e9 \u00e0 ces grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>ra<span class=\"lsf0 ws104\">ts </span></div>\n<div class=\"t m0 x6 h62 y93e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> passifs au t<span class=\"_ _0\"></span>itre des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenus l<span class=\"_ _0\"></span>i\u00e9 \u00e0 ces</div>\n<div class=\"t m0 x6 h62 y93f ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e ont \u00e9t\u00e9 \u00e9valu\u00e9s<span class=\"_ _3\"></span> en appliquant</div>\n<div class=\"t m0 x6 h62 y940 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019appr<span class=\"_ _0\"></span>oche enti\u00e8<span class=\"_ _0\"></span>rement r\u00e9t<span class=\"_ _0\"></span>rospec<span class=\"_ _0\"></span>tive pour les<span class=\"_ _0\"></span> ann\u00e9es d<span class=\"_ _0\"></span>e survena<span class=\"_ _0\"></span>nce les</div>\n<div class=\"t m0 x6 h62 y941 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plus r\u00e9cen<span class=\"_ _3\"></span>tes et en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>\u2019approche r\u00e9<span class=\"_ _3\"></span>trospective modi<span class=\"_ _3\"></span>fi\u00e9e pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y942 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ann\u00e9es d<span class=\"_ _0\"></span>e surven<span class=\"_ _0\"></span>ance ant\u00e9<span class=\"_ _0\"></span>rieurs \u00e0 20<span class=\"_ _0\"></span>16. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ses activit\u00e9s </span>V</span></span>ie, Ageas</div>\n<div class=\"t m0 x6 h62 y945 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a appliqu\u00e9 les appro<span class=\"_ _3\"></span>ches d<span class=\"lsfe ws11a\">\u2019\u00e9valua<span class=\"_ _3\"></span>tion<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de <span class=\"_ _3\"></span>transition<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>es groupes<span class=\"_ _3\"></span> de <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e9mis en 20<span class=\"_ _0\"></span>18 ou apr\u00e8s <span class=\"lsde wsea\">ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement \u00e9t\u00e9 \u00e9v<span class=\"_ _0\"></span>alu\u00e9s en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant l'appr<span class=\"_ _0\"></span>oche <span class=\"lsde wsea\">enti\u00e8rement </span></div>\n<div class=\"t m0 x5c h62 y9ee ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les groupes de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e9mis avan<span class=\"_ _0\"></span>t 2018 ont \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>'approche<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>fond\u00e9e sur<span class=\"ls0 ws0\"> </span>la ju<span class=\"_ _3\"></span>ste valeur<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wsfa\">L<span class=\"_ _3\"></span>es groupes de con<span class=\"lsdc wse9\">trats d'assur<span class=\"_ _0\"></span>ance avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation di<span class=\"wseb\">r<span class=\"_ _0\"></span>ecte ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9f2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 \u00e9valu<span class=\"_ _0\"></span>\u00e9s en appli<span class=\"_ _0\"></span>quant l'a<span class=\"_ _0\"></span>pproche r<span class=\"_ _0\"></span>\u00e9trosp<span class=\"_ _0\"></span>ective mo<span class=\"_ _0\"></span>difi\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 y9f5 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant l'app<span class=\"_ _0\"></span>roche r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive modif<span class=\"_ _0\"></span>i\u00e9e, Age<span class=\"_ _0\"></span>as a estim\u00e9 les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x6 h62 y9f6 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span><span class=\"wse8\">compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span><span class=\"lsde wseb\">ion initiale<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme les f<span class=\"_ _0\"></span>lux de <span class=\"_ _0\"></span>tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs \u00e0 la <span class=\"_ _0\"></span>date de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f8 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, ajust<span class=\"_ _0\"></span>\u00e9s pour les f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie r\u00e9e<span class=\"_ _0\"></span>llement<span class=\"_ _0\"></span> survenus<span class=\"_ _0\"></span> entre</div>\n<div class=\"t m0 x6 h62 y9f9 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la date de la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e et la date de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on. Une</div>\n<div class=\"t m0 x6 h62 y9fa ff84 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">simplific<span class=\"_ _0\"></span>a<span class=\"lsdc wse9\">tion sim<span class=\"_ _0\"></span>ilaire a \u00e9t<span class=\"_ _0\"></span>\u00e9 appliqu\u00e9<span class=\"_ _0\"></span>e aux estim<span class=\"_ _0\"></span>ations de l'<span class=\"_ _0\"></span>ajust<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fb ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au titre du ris<span class=\"_ _0\"></span>que non fi<span class=\"_ _0\"></span>nancier, q<span class=\"_ _0\"></span>ui a \u00e9t\u00e9 esti<span class=\"_ _0\"></span>m\u00e9 \u00e0 la date de <span class=\"lsde wsea\">la </span><span class=\"wse8\">transit<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 y9fc ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et a \u00e9t\u00e9 ajust<span class=\"_ _0\"></span>\u00e9 en foncti<span class=\"_ _0\"></span>on du d\u00e9ga<span class=\"_ _0\"></span>gement at<span class=\"_ _0\"></span>tendu du ri<span class=\"_ _0\"></span>sque avant<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y9fd ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">date de <span class=\"_ _3\"></span>transition. En<span class=\"_ _3\"></span> estimant l<span class=\"_ _3\"></span>e d\u00e9gagemen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">du risque<span class=\"_ _0\"></span>, r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9fe ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite au d\u00e9<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> du risque po<span class=\"_ _0\"></span>ur des co<span class=\"_ _0\"></span>ntrats sim<span class=\"_ _0\"></span>ilaires<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ff ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya00 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 ya01 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliquant l<span class=\"_ _3\"></span>'approche <span class=\"wsfa\">fond<span class=\"_ _3\"></span>\u00e9e sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la juste valeur,<span class=\"_ _0\"></span> Ageas a d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya02 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>ition co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00e9tant<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur du group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats <span class=\"lsde wsea\">d\u2019assurance </span><span class=\"wse8\">\u00e0 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e et les f<span class=\"_ _0\"></span>lux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du m\u00eam<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">groupe \u00e9valu\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en appliquan<span class=\"_ _3\"></span>t les <span class=\"wsea\">dis<span class=\"_ _3\"></span>positions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la normes IFRS 17 \u00e0 cet<span class=\"_ _0\"></span>te date.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya06 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya07 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9termi<span class=\"wsea\">nant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la juste val<span class=\"_ _0\"></span>eur d'un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e, </span></span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a ap<span class=\"_ _3\"></span>pliqu\u00e9 les<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la no<span class=\"_ _0\"></span>rme IFRS 13 <span class=\"ff87 ls0 ws0\">\u00ab<span class=\"ff84\"> </span></span>\u00c9valuat<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eu<span class=\"ls0 ws0\">r <span class=\"ff87\">\u00bb</span></span>, en tenant compt<span class=\"_ _0\"></span>e des \u00e9l\u00e9me<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya0a ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les hypoth\u00e8s<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs att<span class=\"_ _0\"></span>endus et<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0b ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tol<span class=\"_ _0\"></span>\u00e9rances <span class=\"_ _0\"></span>pour ris<span class=\"_ _0\"></span>ques s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es suiv<span class=\"_ _0\"></span>ant l\u2019<span class=\"_ _0\"></span>opinio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x5c h62 ya0c ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant au marc<span class=\"_ _0\"></span>h\u00e9, conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt aux <span class=\"lsde wsea\">dispositions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0d ff84 fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 13<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les taux d'actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n utilis\u00e9s p<span class=\"_ _0\"></span>our <span class=\"wse8\">\u00e9valu<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les</span> <span class=\"lsde wseb\">flu<span class=\"_ _3\"></span>x de tr\u00e9sore<span class=\"_ _3\"></span>rie </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">supposent u<span class=\"_ _3\"></span>ne r\u00e9mun\u00e9ration<span class=\"_ _3\"></span> du co\u00fbt<span class=\"_ _3\"></span> du capital<span class=\"_ _3\"></span> conforme <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x5c h62 ya10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et so<span class=\"_ _0\"></span>nt ajust<span class=\"_ _0\"></span>\u00e9s pour refl<span class=\"_ _0\"></span>\u00e9ter le ris<span class=\"_ _0\"></span>que de non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ex<span class=\"_ _0\"></span>\u00e9cution p<span class=\"_ _0\"></span><span class=\"lsde wsea\">ar<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas, en t<span class=\"_ _0\"></span>ant qu'\u00e9m<span class=\"_ _0\"></span>etteur d<span class=\"_ _0\"></span>es contrats<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 yb03 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les flux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e sont a<span class=\"_ _0\"></span>just\u00e9s <span class=\"_ _0\"></span>afin de<span class=\"ls0 ws0\"> </span><span class=\"wse9\">refl<span class=\"_ _0\"></span>\u00e9ter les mar<span class=\"_ _0\"></span>ges </span></span></span></div>\n<div class=\"t m0 x6a h62 yb04 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsfe ws11a\">\u00e9n\u00e9fic<span class=\"_ _3\"></span>iaires <span class=\"_ _3\"></span><span class=\"lsde wsea\">qu\u2019<span class=\"wsfa\">un participan<span class=\"_ _3\"></span>t au march\u00e9 </span>demande<span class=\"_ _3\"></span>rai</span></span> <span class=\"lsde wsea\">pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accepter les<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s en ver<span class=\"_ _3\"></span>tu du<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">groupe<span class=\"_ _3\"></span> de contrats et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb06 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>non direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb07 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y976 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les r\u00e9su<span class=\"_ _0\"></span>ltats d<span class=\"_ _0\"></span>e la juste v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>alcul<span class=\"_ _0\"></span>\u00e9e ont \u00e9t<span class=\"_ _0\"></span>\u00e9 comp<span class=\"_ _0\"></span>ar\u00e9s aux</div>\n<div class=\"t m0 x1a h62 y977 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs d<span class=\"_ _3\"></span>e march\u00e9 <span class=\"_ _3\"></span>co<span class=\"lsdc wse9\">uramment ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour offrir u<span class=\"_ _0\"></span>n confort<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y978 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y979 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour d\u00e9te<span class=\"_ _0\"></span>rminer le<span class=\"_ _0\"></span>s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on d'un grou<span class=\"_ _0\"></span>pe de</div>\n<div class=\"t m0 x1a h62 y97b ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> <span class=\"lsde wseb\">transition en app<span class=\"_ _3\"></span>liquant </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'approc<span class=\"_ _0\"></span>he de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur, <span class=\"_ _0\"></span>Ageas a e<span class=\"_ _0\"></span>stim\u00e9 l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"lsde wsea\">orerie </span></div>\n<div class=\"t m0 x1a h62 y97d ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion de mani<span class=\"_ _0\"></span>\u00e8re prosp<span class=\"_ _0\"></span>ectiv<span class=\"_ _0\"></span>e et a actuali<span class=\"_ _0\"></span>s\u00e9 ces flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x1a h62 y97e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion en uti<span class=\"_ _0\"></span>lisant les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion appl<span class=\"_ _0\"></span>icables \u00e0 la da<span class=\"_ _0\"></span>te de</div>\n<div class=\"t m0 x1a h62 y97f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition.<span class=\"_ _3\"></span> En outre, <span class=\"_ _3\"></span>Ageas a re<span class=\"_ _3\"></span>group\u00e9 les <span class=\"_ _3\"></span>contrats d<span class=\"_ _3\"></span>e plusieur<span class=\"_ _3\"></span>s cohortes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>en une seule<span class=\"_ _3\"></span> unit<span class=\"lsdc\">\u00e9 de compt<span class=\"_ _0\"></span>e \u00e0 des fi<span class=\"_ _0\"></span>ns de me<span class=\"_ _0\"></span>sure, ca<span class=\"_ _0\"></span>r ses </span></div>\n<div class=\"t m0 x1a h62 y981 ff84 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">syst\u00e8mes<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de comptabil<span class=\"_ _3\"></span>isation</span> <span class=\"lsde wsfa\">ne di<span class=\"_ _3\"></span>sposaient pas<span class=\"_ _3\"></span> d'informations </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>ables et ju<span class=\"_ _0\"></span>stifia<span class=\"_ _0\"></span>bles pour f<span class=\"_ _0\"></span>ournir les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions requ<span class=\"_ _0\"></span>ises par</div>\n<div class=\"t m0 x1a h62 y983 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes qui ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s contrats \u00e9mis<span class=\"_ _3\"></span> \u00e0 un an d\u2019intervalle<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y984 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou moins.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff88 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Estimation de<span class=\"_ _3\"></span> l\u2019impact sur les<span class=\"_ _3\"></span> capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En analysant la dim<span class=\"_ _3\"></span>inution des capi<span class=\"_ _3\"></span>taux propres \u00e0 la<span class=\"_ _3\"></span> date de la</div>\n<div class=\"t m0 x1a h62 yb0a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, une di<span class=\"_ _0\"></span>stinctio<span class=\"_ _0\"></span>n doit \u00eatre f<span class=\"_ _0\"></span>aite qua<span class=\"_ _0\"></span>nt \u00e0 l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 yb0b ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">application<span class=\"_ _3\"></span> des normes <span class=\"_ _3\"></span>IFRS 9 e<span class=\"_ _3\"></span>t IFRS 17 s<span class=\"_ _3\"></span>ur les c<span class=\"_ _3\"></span>apitaux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yb0c ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">xcluant les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal et sur le<span class=\"_ _0\"></span>s autres </span></div>\n<div class=\"t m0 x1a h62 yb0d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>a premi\u00e8re a<span class=\"_ _3\"></span>pplication<span class=\"_ _3\"></span> des norme<span class=\"_ _3\"></span>s IFRS 9 <span class=\"_ _3\"></span>et IFRS 17 p<span class=\"_ _3\"></span>ar les </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a e<span class=\"_ _0\"></span>ntra\u00een<span class=\"_ _0\"></span>\u00e9 une dimin<span class=\"_ _0\"></span>ution <span class=\"lsf0 ws104\">nette <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span></span>signific<span class=\"_ _0\"></span>ative des</div>\n<div class=\"t m0 x6a h62 y98d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res exclu<span class=\"_ _3\"></span>ant les<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.</div>\n<div class=\"t m0 x6a h62 y98e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette dimi<span class=\"_ _0\"></span>nutio<span class=\"_ _0\"></span>n provient pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation</div>\n<div class=\"t m0 x6a h62 yb10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des monta<span class=\"_ _0\"></span>nts qui \u00e9tai<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s sous la no<span class=\"_ _0\"></span>rme IFRS 4 pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6a h62 yb11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et la va<span class=\"_ _0\"></span>leur d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6a h62 yb12 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis, <span class=\"lsde wsfa\">partiellement compens\u00e9 par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion des correcti<span class=\"_ _3\"></span>ons de valeur pour per<span class=\"_ _3\"></span>tes subies</div>\n<div class=\"t m0 x6a h62 yb14 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> avait co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9es so<span class=\"_ _0\"></span>us la norme IA<span class=\"_ _0\"></span>S 39 pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6a h62 yb15 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb16 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">a premi<span class=\"_ _3\"></span>\u00e8re applica<span class=\"_ _3\"></span>tion</span> <span class=\"lsde wsfa\">des<span class=\"_ _3\"></span> normes IFRS 9 et IFRS <span class=\"wseb\">17 p<span class=\"_ _3\"></span>ar les </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb17 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a <span class=\"lsde wsea\">entra\u00een\u00e9 <span class=\"wseb\">une diminuti<span class=\"_ _3\"></span>on <span class=\"lsf0 ws104\">nette </span><span class=\"wsfa\">sign<span class=\"_ _3\"></span>ificative des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb18 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat global<span class=\"_ _3\"></span>, qui font partie<span class=\"_ _3\"></span> des capitaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6a h62 yb19 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres. C\u2019est la<span class=\"_ _3\"></span> partie des capit<span class=\"_ _3\"></span>aux propres o\u00f9 son<span class=\"_ _3\"></span>t comptabilis\u00e9s</div>\n<div class=\"t m0 x6a h62 ya70 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">es gains et pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur le<span class=\"_ _0\"></span>s <span class=\"lsfe ws11a\">inve<span class=\"lsdd\">stissements en </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya71 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers et s<span class=\"_ _3\"></span>ur les</span> <span class=\"lsde wsfa\">pa<span class=\"_ _3\"></span>ssifs de</span> </span><span class=\"wse9\">contrats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ya72 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">r\u00e9assurance.<span class=\"_ _3\"></span> La diminution<span class=\"_ _3\"></span> des aut<span class=\"_ _3\"></span>res \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat </span></span></div>\n<div class=\"t m0 x6a h62 ya73 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">global pro<span class=\"_ _3\"></span>vient princi<span class=\"_ _3\"></span>palement de l<span class=\"_ _3\"></span>a r\u00e9\u00e9valuat<span class=\"_ _3\"></span>ion des cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6a h62 ya74 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> t<span class=\"lsde wsea\">ransi<span class=\"_ _3\"></span>tion. </span></span></div>\n<div class=\"t m0 x6a h62 ya75 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at global p<span class=\"_ _0\"></span>rovie<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6a h62 ya76 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9\u00e9val<span class=\"_ _0\"></span>uation des<span class=\"_ _0\"></span> <span class=\"wseb\">investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> dans d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">financiers </span></span></span></div>\n<div class=\"t m0 x6a h62 ya77 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transiti<span class=\"_ _0\"></span>on suivant<span class=\"_ _0\"></span> leur reclas<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ous la norm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ya78 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9, dim<span class=\"_ _0\"></span>inu\u00e9 de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet</div>\n<div class=\"t m0 x6a h62 ya79 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous la norm<span class=\"_ _0\"></span>e IFRS 4.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 299px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 299px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfChangesInAccountingPoliciesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag378": {
   "value": "\n<div class=\"t m0 x1a h62 y884 ff57 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Chan<span class=\"_ _3\"></span>gements a<span class=\"_ _3\"></span>ttendus aux no<span class=\"_ _3\"></span>rmes IFRS</span> </span></div>\n<div class=\"t m0 x1a h62 y885 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les normes<span class=\"_ _0\"></span> et interpr<span class=\"_ _0\"></span>\u00e9tatio<span class=\"_ _0\"></span>ns IFRS, nou<span class=\"_ _0\"></span>velles o<span class=\"_ _0\"></span>u r\u00e9vis\u00e9es<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x1a h62 y886 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">aux norm<span class=\"_ _3\"></span>es et int<span class=\"_ _3\"></span>erpr\u00e9tations <span class=\"_ _3\"></span>IFRS <span class=\"lsf7\">ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span></span>dessous<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">entre</span></span>ront</div>\n<div class=\"t m0 x1a h62 y887 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en vigueu<span class=\"_ _0\"></span>r pour les exer<span class=\"_ _0\"></span>cices co<span class=\"_ _0\"></span>mptable<span class=\"ls0 ws0\">s </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou apr<span class=\"_ _0\"></span>\u00e8s le 1</div>\n<div class=\"t m0 x145 h76 y888 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x22e h62 y889 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88a ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">janvier 202<span class=\"lsdc wse8\">3.<span class=\"ls0 ws0\">  </span></span></div>\n<div class=\"t m0 x1a h62 y88b ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y88c ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019a<span class=\"_ _3\"></span> pas appliqu\u00e9<span class=\"_ _3\"></span> une norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span><span class=\"wsea\">interpr\u00e9<span class=\"_ _3\"></span>tation<span class=\"lsdc wse9\">, ou modificati<span class=\"_ _0\"></span>on aux </span></span></div>\n<div class=\"t m0 x1a h62 y88d ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes ou<span class=\"_ _3\"></span> interpr\u00e9tation<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">IFRS, qui <span class=\"lsdc wse9\">a \u00e9t\u00e9</span></span> </span><span class=\"wsea\">publi<span class=\"_ _3\"></span>\u00e9e<span class=\"ls0 ws0\"> </span></span>par l<span class=\"_ _3\"></span>\u2019IASB<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">mai<span class=\"_ _3\"></span>s </span></span><span class=\"wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y88e ff57 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">n\u2019est<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pas encore ren<span class=\"_ _3\"></span>tr\u00e9e en vigu<span class=\"_ _3\"></span>eur</span> <span class=\"lsde wsfa\">ou qui<span class=\"_ _3\"></span> n\u2019a pas encore \u00e9t\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y88f ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e p<span class=\"_ _3\"></span>ar l\u2019UE<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y890 ff57 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsdc wse9\">Extensi<span class=\"_ _0\"></span>on de l\u2019exe<span class=\"_ _0\"></span>mption te<span class=\"_ _0\"></span>mporai<span class=\"_ _0\"></span>re d\u2019appli<span class=\"_ _0\"></span>cation d<span class=\"_ _0\"></span>e la norme </span></span></div>\n<div class=\"t m0 x134 h62 y891 ff57 fs43 fc1e sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 9 <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"lsde wsfa\">Mo<span class=\"_ _3\"></span>difications d\u2019<span class=\"_ _3\"></span><span class=\"lsf9 ws121\">IFRS 4</span></span> </span></div>\n<div class=\"t m0 x1a h62 y892 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019IASB a pu<span class=\"_ _0\"></span>bli\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">la norme</span> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">IFRS</span> <span class=\"_ _3\"></span></span>9 intitul<span class=\"_ _0\"></span>\u00e9e <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"lsde wsfa\">Ins<span class=\"_ _3\"></span>truments financier<span class=\"_ _3\"></span>s</span> </span>\u00bb<span class=\"ff57\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y893 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsde wsfa\">uillet 2014<span class=\"_ _3\"></span> et l\u2019UE a approu<span class=\"_ _3\"></span>v\u00e9 <span class=\"lsf8 ws111\">cette<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsea\">norme <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en novemb<span class=\"_ _0\"></span>re 2016. Bie<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x1a h62 y894 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span><span class=\"wseb\">9 s\u2019appl<span class=\"_ _0\"></span>ique <span class=\"wse9\">aux<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables<span class=\"ls0 ws0\"> </span>d\u00e9but<span class=\"_ _0\"></span>ant le ou </span></span></div>\n<div class=\"t m0 x1a h62 y895 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">apr\u00e8s le 1</div>\n<div class=\"t m0 x3d h76 y896 ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfb h62 y897 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2018<span class=\"_ _3\"></span>, Ageas a continu\u00e9 \u00e0 app<span class=\"_ _3\"></span>liquer la norm<span class=\"_ _3\"></span>e IA</span>S <span class=\"lsde wsea\">39<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 x1a h62 y898 ff57 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wseb\">Instrument<span class=\"_ _0\"></span>s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span><span class=\"ls0 ws0\">\u2013 c<span class=\"_ _3\"></span><span class=\"lsdc wse8\">omptabi<span class=\"_ _0\"></span>li<span class=\"wse9\">satio<span class=\"_ _0\"></span>n et \u00e9valu<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span><span class=\"lsf0 ws104\">. </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y899 ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas a<span class=\"_ _0\"></span>ppliquer<span class=\"_ _0\"></span>a la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9 pour l<span class=\"_ _0\"></span>a premi<span class=\"_ _0\"></span>\u00e8re fois<span class=\"_ _0\"></span> pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y89a ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble d\u00e9but<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 xa5 h76 y89b ff57 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x80 h62 y89c ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>23. Les <span class=\"_ _3\"></span>paragraphes ci<span class=\"_ _3\"></span></span>-<span class=\"lsde wsea\">dessous<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y89d ff57 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">expliqu<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>raisons d<span class=\"_ _0\"></span>e cette <span class=\"_ _0\"></span>d\u00e9rog<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y89e ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y89f ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fait qu\u2019<span class=\"_ _0\"></span>Ageas cont<span class=\"_ _0\"></span>inue \u00e0 appl<span class=\"_ _0\"></span>iquer la no<span class=\"_ _0\"></span>rme IAS 39 es<span class=\"_ _0\"></span>t conforme a<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y8a0 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">apport\u00e9es \u00e0 la I<span class=\"_ _0\"></span>FRS 4. L\u2019IA<span class=\"_ _0\"></span>SB a <span class=\"lsfe ws11a\">publi\u00e9<span class=\"ls0 ws0\"> </span></span>pour la premi\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y8a1 ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">fois <span class=\"lsdc wse9\">des modificati<span class=\"_ _0\"></span>ons dans ce c<span class=\"_ _0\"></span><span class=\"lsde wsea\">adre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en septembre 20<span class=\"_ _0\"></span>16 (qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y8a2 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">approuv\u00e9e<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l\u2019UE en nov<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>17) et a reconf<span class=\"_ _0\"></span>irm\u00e9 en jui<span class=\"_ _0\"></span>n 2020 </span></span></div>\n<div class=\"t m0 x1a h62 y8a3 ff57 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">que les entrepri<span class=\"_ _3\"></span>ses d\u2019assuran<span class=\"lsdc wse9\">ce puissent appl<span class=\"_ _0\"></span>iquer si<span class=\"_ _0\"></span>multan\u00e9<span class=\"_ _0\"></span>ment les </span></div>\n<div class=\"t m0 x1a h62 y8a4 ff57 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> <span class=\"_ _3\"></span></span></span><span class=\"lsdc\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> </span><span class=\"wse9\">et <span class=\"_ _3\"></span>IFRS 17 <span class=\"ff5a ls0 ws0\">\u00ab<span class=\"ff57\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a5 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span> <span class=\"lsdc wseb\">pour la premi<span class=\"_ _0\"></span>\u00e8re fois v<span class=\"_ _0\"></span>ia la <span class=\"_ _0\"></span>publicat<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span>s modifi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y8a6 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e la norme </span><span class=\"lsf8\">IFRS 4<span class=\"_ _3\"></span> </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extens<span class=\"_ _0\"></span>ion de l\u2019ex<span class=\"_ _0\"></span>emption t<span class=\"_ _0\"></span>empora<span class=\"_ _0\"></span>ire d\u2019appli<span class=\"_ _0\"></span>cation </span></div>\n<div class=\"t m0 x1a h62 y8a7 ff57 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la nor<span class=\"lsf3 ws113\">me IFRS 9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff5a\">\u00bb</span><span class=\"lsde wsfa\">. L\u2019UE a appr<span class=\"_ _3\"></span>ouv\u00e9 ces modific<span class=\"_ _3\"></span>ations en d\u00e9cembre<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8a8 ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2020.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8a9 ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8aa ff57 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wsfa\">es modi<span class=\"_ _3\"></span>fications <span class=\"lsdc wse9\">de la norme <span class=\"lsf8 ws111\">IFRS</span></span></span> <span class=\"lsdc wse9\">4 <span class=\"_ _3\"></span>pr\u00e9voi<span class=\"_ _0\"></span>ent deux opt<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y8ab ff57 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">l'effet<span class=\"_ _3\"></span> des dates d'entr\u00e9e<span class=\"_ _3\"></span> en vigueur diff\u00e9rent<span class=\"_ _3\"></span>es des normes </span></div>\n<div class=\"t m0 x1a h62 y8ac ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">9 <span class=\"_ _3\"></span><span class=\"lsde wsea\">(2018) <span class=\"lsf8 ws122\">e<span class=\"_ _3\"></span>t IFRS<span class=\"_ _3\"></span></span></span></span> <span class=\"lsde wsea\">17</span> <span class=\"lsde wsea\">(2<span class=\"_ _3\"></span>023)<span class=\"wsfa\">. Ces option<span class=\"_ _3\"></span>s sont </span></span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">l\u2019approche par </span></span></div>\n<div class=\"t m0 x1a h62 y8ad ff57 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">superposition<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5a\">\u00bb</span> <span class=\"lsf0 ws104\">e<span class=\"_ _3\"></span>t </span><span class=\"ff5a\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">l'exempt<span class=\"_ _0\"></span>ion tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019ap<span class=\"_ _0\"></span>plicatio<span class=\"_ _0\"></span>n de la <span class=\"_ _0\"></span>norme </span></span></div>\n<div class=\"t m0 x1a h62 y8ae ff57 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">IFRS<span class=\"ls0 ws0\"> 9<span class=\"_ _3\"></span> <span class=\"ff5a\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 173px; height: 614px; width: 352px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019exempt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">te<span class=\"lsde wseb\">mporaire d</span></span>\u2019<span class=\"_ _3\"></span><span class=\"lsde wseb\">application<span class=\"_ _3\"></span> d</span></span><span class=\"wse9\">e la norme <span class=\"lsf8 ws111\">IFRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9<span class=\"_ _3\"></span> est une </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>ion facult<span class=\"_ _0\"></span>ative \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me IFRS 9 au pl<span class=\"_ _0\"></span>us tard</div>\n<div class=\"t m0 x6 h62 y8b3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les exe<span class=\"_ _0\"></span>rcices c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es commen<span class=\"_ _0\"></span>\u00e7ant le ou ap<span class=\"_ _0\"></span>r\u00e8s le 1</div>\n<div class=\"t m0 x177 h76 y8b4 ff5d fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9 h62 y8b5 ff5d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">janvier</div>\n<div class=\"t m0 x6 h62 y8b6 ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023<span class=\"ls0 ws0\">, <span class=\"lsdc wse9\">pour les entit\u00e9s dont<span class=\"_ _0\"></span> les activit<span class=\"_ _0\"></span>\u00e9s sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> li\u00e9es <span class=\"wse8\">\u00e0 </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b7 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9missi<span class=\"_ _0\"></span>on de cont<span class=\"_ _0\"></span>rats dans l<span class=\"_ _0\"></span>e champ d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de la nor<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">IFRS<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">4 </span></div>\n<div class=\"t m0 x6 h62 y8b8 ff5d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">inti<span class=\"_ _3\"></span>tul\u00e9e<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff5f\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">Contrats d\u2019a<span class=\"_ _3\"></span>ssurance</span> <span class=\"ff5f\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">. Ageas a effect<span class=\"_ _0\"></span>u\u00e9 <span class=\"lsde wsea\">une <span class=\"lsfe ws11a\">telle<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>analyse </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9dom<span class=\"_ _0\"></span>inance \u00e0<span class=\"_ _0\"></span> la date de r\u00e9f\u00e9r<span class=\"_ _0\"></span>ence du 31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2015 et <span class=\"_ _3\"></span>en a </span></span></div>\n<div class=\"t m0 x6 h62 y8ba ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclu qu\u2019i<span class=\"_ _3\"></span>l r\u00e9pondait<span class=\"_ _3\"></span> aux crit\u00e8re<span class=\"_ _3\"></span>s d\u2019\u00e9ligibil<span class=\"_ _3\"></span>it\u00e9 pour<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">appliquer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">l\u2019exempt<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y8bb ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019a<span class=\"_ _0\"></span>pplicat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9. Cela signifie que<span class=\"_ _3\"></span></span> : </span></div>\n<div class=\"t m0 x6 h62 y8bc ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">a <span class=\"wse9\">valeur compt<span class=\"_ _0\"></span>able des pas<span class=\"_ _0\"></span>sifs d\u2019A<span class=\"_ _0\"></span>gea<span class=\"lsde wseb\">s r\u00e9sultant de <span class=\"_ _3\"></span>contrats dans<span class=\"_ _3\"></span> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8bd ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le champ d\u2019<span class=\"_ _3\"></span>application d<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS</span> <span class=\"lsdc wse8\">4 \u00e9tait<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">significati<span class=\"_ _3\"></span>ve par </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y8be ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable t<span class=\"_ _0\"></span>otale de tous<span class=\"_ _0\"></span> les passif<span class=\"_ _0\"></span>s d\u2019Age<span class=\"_ _0\"></span>as<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x5c h62 y8bf ff5d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8c0 ff60 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff5f\"> <span class=\"_ _41\"> </span><span class=\"ff5d\">L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">e pourcen<span class=\"_ _3\"></span>tage de la valeur co<span class=\"_ _3\"></span>mptable totale de<span class=\"_ _3\"></span>s passifs d\u2019Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 y8c1 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 l\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>ar<span class=\"ls0 ws0\"> </span><span class=\"wseb\">rapport<span class=\"_ _0\"></span> \u00e0 la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable t<span class=\"_ _0\"></span>otale de<span class=\"_ _0\"></span> tous </span></div>\n<div class=\"t m0 x5c h62 y8c2 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les passi<span class=\"_ _3\"></span>fs d\u2019Ageas<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00e9tait</span> </span><span class=\"wsea\">sup\u00e9rie<span class=\"_ _3\"></span>ur <span class=\"lsdc wse9\">\u00e0 90<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y8c3 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse de pr\u00e9<span class=\"_ _0\"></span>dominanc<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">n\u2019a depuis <span class=\"_ _3\"></span></span>lors plus <span class=\"lsde wseb\">fait l\u2019objet d\u2019aucune </span></div>\n<div class=\"t m0 x1a h62 y8c4 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation, ca<span class=\"_ _0\"></span>r aucun ch<span class=\"_ _0\"></span>angement<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iel des act<span class=\"_ _0\"></span>ivit\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas</div>\n<div class=\"t m0 x1a h62 y8c5 ff5d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qui requerra<span class=\"_ _3\"></span>it une <span class=\"_ _3\"></span>tell<span class=\"lsdc\">e r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation n<span class=\"_ _0\"></span>\u2019a eu lie<span class=\"_ _0\"></span>u.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y8c6 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y8c7 ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas \u00e9tant \u00e9ligi<span class=\"_ _3\"></span>ble pour <span class=\"wsea\">appliquer<span class=\"_ _3\"></span> </span>l\u2019exemp<span class=\"_ _3\"></span>tion temporaire<span class=\"_ _3\"></span> <span class=\"wsea\">d\u2019application </span></div>\n<div class=\"t m0 x1a h62 y8c8 ff5d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la norm<span class=\"_ _0\"></span>e IFRS<span class=\"ls0 ws0\"> </span><span class=\"wse9\">9, a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de proc<span class=\"_ _0\"></span>\u00e9der ains<span class=\"_ _0\"></span>i <span class=\"lsde wseb\">et d\u2019aligner<span class=\"_ _3\"></span> les date<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y8c9 ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re applic<span class=\"_ _0\"></span>ation des n<span class=\"_ _0\"></span>ormes IFR<span class=\"_ _0\"></span>S 9 et IFRS 17<span class=\"lsf0 ws104\">. <span class=\"lsde wsfa\">Afin de rendre les </span></span></div>\n<div class=\"t m0 x1a h62 y8ca ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9tats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s plus comparable<span class=\"_ _3\"></span> \u00e0 ceux des</div>\n<div class=\"t m0 x1a h62 y8cb ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises qui ap<span class=\"_ _0\"></span>pliquent<span class=\"_ _0\"></span> d\u00e9j\u00e0 la nor<span class=\"_ _0\"></span>me IFRS 9, Age<span class=\"_ _0\"></span>as publie l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y8cc ff5d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">informations<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en ce qui concerne l<span class=\"_ _0\"></span>a juste val<span class=\"_ _0\"></span>eur et l'exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x1a h62 y8cd ff5d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque d<span class=\"_ _0\"></span>e cr\u00e9dit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y8ce ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8cf ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8d0 ff5d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 475px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a0 ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 635px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6a0 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 672px; bottom: 797px; z-index: 15;\">Montant du changement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 669px; bottom: 782px; z-index: 15;\">de la juste valeur en 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 665px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 745px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 363px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 415px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 344px; bottom: 752px; z-index: 15;\">au test <span class=\"lsee wsf6\">SPPI<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 423px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 490px; bottom: 782px; z-index: 15;\">Juste valeur au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 767px; z-index: 15;\">R\u00e9pond <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 576px; bottom: 767px; z-index: 15;\">Ne r\u00e9pond pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 504px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff5d fs45 fc1e sc0 lsee wsff\" style=\"left: 584px; bottom: 752px; z-index: 15;\">au test <span class=\"_ _3\"></span>SPPI<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff5d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(en millions d\u2019euros)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 372px; bottom: 721px; z-index: 15;\">1.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 721px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 532px; bottom: 721px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 721px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 721px; z-index: 15;\">(775)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 721px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Titres de cr\u00e9ance, y <span class=\"_ _0\"></span>compris les titres structur<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 707px; z-index: 15;\">42.685<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 464px; bottom: 707px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 707px; z-index: 15;\">55.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 707px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 707px; z-index: 15;\">(13.220)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 707px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff5d fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Actions et<span class=\"_ _0\"></span> <span class=\"lse5 ws100\">autr<span class=\"_ _3\"></span>es plac<span class=\"_ _3\"></span>ement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 692px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 692px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6a6 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 692px; z-index: 15;\">(1.456)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 677px; z-index: 15;\">126<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x3f h65 y797 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y797 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 662px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 662px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 625px; bottom: 662px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff5d fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 647px; z-index: 15;\">13.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 647px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 647px; z-index: 15;\">15.155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 647px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 647px; z-index: 15;\">(1.764)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y691 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 647px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 446px; bottom: 632px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 555px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 632px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 632px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y6d3 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 632px; z-index: 15;\">(3.104)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff5d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Autres cr\u00e9ances <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 617px; z-index: 15;\">678<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 474px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 617px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff5d fs45 fc15 sc0 ls0 ws0\" style=\"left: 635px; bottom: 617px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff5d fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 617px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 606px; height: 500px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x10 h65 y6de ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1081px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6de ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 397px; bottom: 1081px; z-index: 15;\">La correction de valeur pou<span class=\"_ _0\"></span>r pertes est mesur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 1065px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 1050px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 1005px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 990px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 975px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 1035px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 367px; bottom: 1020px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 1005px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 990px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 975px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff61 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1035px; z-index: 15;\">Avec <span class=\"lse0 wsee\">r\u00e9duction de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 1020px; z-index: 15;\">valeur \u00e0 la date de<span class=\"_ _0\"></span> cl\u00f4ture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 471px; bottom: 1005px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 990px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y694 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 1035px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 1005px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 990px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 975px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 wsf4\">9 <span class=\"_ _3\"></span>\u00a75.<span class=\"_ _3\"></span>5.15</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 1020px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 1005px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 990px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 975px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 945px; z-index: 15;\">5.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 930px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 930px; z-index: 15;\">23.022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 915px; z-index: 15;\">10.921<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 900px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 900px; z-index: 15;\">11.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y691 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68f ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 885px; z-index: 15;\">51.577<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y68f ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 871px; z-index: 15;\">347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 871px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y694 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 871px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 856px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 856px; z-index: 15;\">6</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 856px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 856px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 856px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 841px; z-index: 15;\">58.439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 841px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 841px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 841px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y697 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 841px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8f1 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8f2 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 794px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y694 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 778px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y699 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 763px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 794px; z-index: 15;\">La <span class=\"wsee\">correction de valeur pour pertes e<span class=\"_ _0\"></span>st mesur\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y694 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 381px; bottom: 778px; z-index: 15;\">\u00e0 un montant \u00e9gal \u00e0 la<span class=\"_ _0\"></span> dur\u00e9e de vie de<span class=\"_ _0\"></span>s pertes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y699 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 409px; bottom: 763px; z-index: 15;\">attendues (<span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span>expected credit loss<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lse2 ws103\">, ECL)</span> </span></div>\n<div class=\"t m0 x184 h65 y69d ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 733px; z-index: 15;\">Valeur comptable brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 718px; z-index: 15;\">en application de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 703px; z-index: 15;\">pour les actifs financier<span class=\"_ _0\"></span>s qui r\u00e9pondent<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 688px; z-index: 15;\">au test SPPI au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1cf h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 232px; bottom: 718px; z-index: 15;\">\u00e0 un montant \u00e9gal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 241px; bottom: 703px; z-index: 15;\">aux ECL sur les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 244px; bottom: 688px; z-index: 15;\">12 mois \u00e0 venir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 388px; bottom: 748px; z-index: 15;\">Risque de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 365px; bottom: 733px; z-index: 15;\">cr\u00e9dit fortement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 350px; bottom: 718px; z-index: 15;\">augment\u00e9 depuis la<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 312px; bottom: 703px; z-index: 15;\">comptabilisation initiale, mais <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 330px; bottom: 688px; z-index: 15;\">sans r\u00e9duction de vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 480px; bottom: 748px; z-index: 15;\">Avec r\u00e9duction de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 448px; bottom: 733px; z-index: 15;\">valeur \u00e0 la <span class=\"lse5 ws100\">date de cl<span class=\"_ _3\"></span>\u00f4ture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 472px; bottom: 718px; z-index: 15;\">(mais pas d\u00e9pr\u00e9ci\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 475px; bottom: 703px; z-index: 15;\">d\u00e8s leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 487px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff61 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 748px; z-index: 15;\">Cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 609px; bottom: 733px; z-index: 15;\">commerciales et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 610px; bottom: 718px; z-index: 15;\">autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 615px; bottom: 703px; z-index: 15;\">\u00e9valu\u00e9es selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff61 fs45 fc1e sc0 ls106 ws126\" style=\"left: 613px; bottom: 688px; z-index: 15;\">IFRS<span class=\"ls0 ws0\"> <span class=\"lse5 ws100\">9 \u00a7<span class=\"_ _3\"></span>5.5.1<span class=\"_ _3\"></span>5</span> </span></div>\n<div class=\"t m0 x18b h65 y69d ff61 fs45 fc1e sc0 lsee ws102\" style=\"left: 732px; bottom: 733px; z-index: 15;\">Actifs fin<span class=\"_ _3\"></span>anciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 740px; bottom: 718px; z-index: 15;\">d\u00e9pr\u00e9ci\u00e9s d\u00e8s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 735px; bottom: 703px; z-index: 15;\">leur acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 733px; bottom: 688px; z-index: 15;\">ou leur cr\u00e9ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 748px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69d ff61 fs45 fc1e sc0 ls0 ws0\" style=\"left: 304px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 304px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 428px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 552px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 674px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 673px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 658px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 658px; z-index: 15;\">5.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68c ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 658px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff61 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 643px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 643px; z-index: 15;\">30.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y68a ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 643px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\">A</div>\n<div class=\"t m0 x196 h65 y6a6 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 628px; z-index: 15;\">13.749<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6a6 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff61 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 613px; z-index: 15;\">14.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y797 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 613px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 598px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 598px; z-index: 15;\">64.594<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23c h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h67 y6a6 ff64 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 584px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 289px; bottom: 584px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 584px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6ed ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 584px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 674px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x10 h65 y6ed ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 584px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 569px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 281px; bottom: 569px; z-index: 15;\">4.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68f ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 422px; bottom: 569px; z-index: 15;\">4</div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 569px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 569px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68f ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 569px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff64 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 554px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 276px; bottom: 554px; z-index: 15;\">69.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 554px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 542px; bottom: 554px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 554px; z-index: 15;\">952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y694 ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 554px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y904 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y905 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Valeur comptable brute selon<span class=\"_ _0\"></span> la norme lAS<span class=\"ls0 ws0\"> </span>39 et juste<span class=\"_ _0\"></span> valeur des actifs <span class=\"wsed\">financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">r\u00e9pondant au test SPPI <span class=\"_ _0\"></span>et n\u2019ayant pas un <span class=\"_ _0\"></span>faible risque de cr\u00e9dit au<span class=\"_ _0\"></span> 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h65 y699 ff61 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Valeur comptable brute en<span class=\"_ _0\"></span> application de la <span class=\"_ _0\"></span>norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsed\">39<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y697 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 462px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Juste valeur <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 447px; z-index: 15;\">1.401<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff61 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Diff\u00e9rence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h67 y69b ff64 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 432px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y90c ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90d ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y90e ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">28 inti<span class=\"_ _3\"></span>tul\u00e9e </span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">Participation<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s entreprises </span></span></div>\n<div class=\"t m0 x6 h62 y90f ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span>requiert d\u2019une <span class=\"lsde wsea\">entreprise<span class=\"ls0 ws0\"> </span></span>qu\u2019ell<span class=\"_ _0\"></span>e adopte</div>\n<div class=\"t m0 x6 h62 y910 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des principes<span class=\"_ _3\"></span> comptables uniform<span class=\"_ _3\"></span>es lors de l\u2019u<span class=\"_ _3\"></span>sage de la mise en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y911 ff61 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9quivalence. Ageas<span class=\"_ _3\"></span> a temporairement<span class=\"_ _3\"></span> d\u00e9rog\u00e9 \u00e0 cette<span class=\"_ _3\"></span> r\u00e8gle pour son</div>\n<div class=\"t m0 x6 h62 y912 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e Ma<span class=\"_ _3\"></span>ybank Ageas H<span class=\"_ _3\"></span>oldings Berh<span class=\"_ _3\"></span>ad. Celle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span>ci applique<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y913 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> </span>9 depuis 20<span class=\"_ _0\"></span>18, alors q<span class=\"_ _0\"></span>u\u2019Agea<span class=\"_ _0\"></span>s a recours \u00e0 l\u2019<span class=\"_ _0\"></span>exempti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y914 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tempora<span class=\"_ _0\"></span>ire d\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de la <span class=\"lsf3 ws10d\">norme IFRS<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">9 sur l<span class=\"_ _3\"></span>es m\u00eames exe<span class=\"_ _3\"></span>rcices </span></span></span></div>\n<div class=\"t m0 x6 h62 y915 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. Cette d\u00e9r<span class=\"_ _0\"></span>ogation \u00e0 l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">on des principes comptabl<span class=\"_ _3\"></span>es </span></span></span></div>\n<div class=\"t m0 x6 h62 y916 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">uniform<span class=\"_ _0\"></span>es est auto<span class=\"_ _0\"></span>ris\u00e9e par l<span class=\"lsde wseb\">e paragraphe 39I des <span class=\"wsfa\">m<span class=\"_ _3\"></span>odifications d</span>e<span class=\"_ _3\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y917 ff61 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"lsf8 ws0\">IFRS 4<span class=\"_ _3\"></span><span class=\"ls0\"> <span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Extensio<span class=\"_ _0\"></span>n de l\u2019exem<span class=\"_ _0\"></span>ption tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>e d\u2019applic<span class=\"_ _0\"></span>ation de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y918 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IFRS<span class=\"_ _3\"></span> 9<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span><span class=\"lsdc wse9\">. Les \u00e9tats financi<span class=\"_ _0\"></span>ers de May<span class=\"_ _0\"></span>bank Agea<span class=\"_ _0\"></span>s Holding<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y919 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Berhad son<span class=\"_ _3\"></span>t disponible<span class=\"_ _3\"></span>s sur la<span class=\"_ _3\"></span> page<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span>  </span></div>\n<div class=\"t m0 x6 h62 y91a ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"fce lsf0 ws104\">https://myetiqa.com/who</span><span class=\"fce\">-<span class=\"ls102 ws11d\">we</span>-<span class=\"lsdc wse8\">are/financia<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">statements/</span><span class=\"fc15\">) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y932 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y933 ff61 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _59\"> </span><span class=\"lsf3 ws113\">IFRS 9 <span class=\"_ _3\"></span></span><span class=\"ff63\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">Instruments financi<span class=\"_ _3\"></span>ers</span> <span class=\"ff63\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h7e y934 ff65 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Pr\u00e9sent<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>es infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s compa<span class=\"_ _0\"></span>ratives <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y935 ff61 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span>ra les n<span class=\"_ _3\"></span>ormes IFRS 9<span class=\"_ _3\"></span> <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">Instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws10c\">et IFRS </span></span></span></div>\n<div class=\"t m0 x1a h62 y936 ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">17 <span class=\"ff63 ls0 ws0\">\u00ab<span class=\"ff61\"> </span></span><span class=\"wseb\">Contrats d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"ff63\">\u00bb</span> </span><span class=\"lsde\">(voi<span class=\"_ _3\"></span>r ci<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">dessous) </span><span class=\"lsde\">pour la prem<span class=\"_ _3\"></span>i\u00e8re fois<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsea\">pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y937 ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able <span class=\"lsde\">d\u00e9butant le 1er janv<span class=\"_ _3\"></span>ier 2023<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y938 ff61 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y939 ff61 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 oblig<span class=\"_ _0\"></span>e une entit\u00e9 \u00e0 ret<span class=\"_ _0\"></span>raite<span class=\"_ _0\"></span>r les infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span> relativ<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y93a ff61 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 l\u2019exerc<span class=\"_ _0\"></span>ice com<span class=\"_ _0\"></span>ptable <span class=\"lsde wsfa\">2022 dans ses \u00e9tats financiers pour<span class=\"_ _3\"></span> l</span><span class=\"wse8\">\u2019exerci<span class=\"_ _0\"></span>ce </span></div>\n<div class=\"t m0 x1a h62 y93b ff61 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">se termi<span class=\"_ _0\"></span>nant le 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>023.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 170px; height: 920px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Compte tenu de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">l\u2019<span class=\"lsdc wse8\">obligat<span class=\"_ _0\"></span>ion <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IFRS<span class=\"_ _3\"></span> 17<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-</span></span></span>dessus<span class=\"wse9\">, Ag<span class=\"_ _0\"></span>eas a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e retra<span class=\"_ _0\"></span>iter \u00e9ga<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons comp<span class=\"_ _0\"></span>aratives<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y8b3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers pour l<span class=\"lsdc wse9\">\u2019exercice co<span class=\"_ _0\"></span>mptable <span class=\"lsde wseb\">2022. Lors de la </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation des i<span class=\"_ _0\"></span>nform<span class=\"_ _0\"></span>ations com<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>ves sur les<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y93f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers,<span class=\"_ _3\"></span> Ageas appli<span class=\"_ _3\"></span>quera les <span class=\"_ _3\"></span><span class=\"wsea\">dispositions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la norme IFRS 9 sur l</span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">classement et l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> </span>et sur la <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">d\u00e9pr\u00e9ciati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">p<span class=\"_ _3\"></span>our</span> </span><span class=\"wseb\">tous ses </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff66 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">actifs financiers, en utilisant <span class=\"lsdc wseb\">de<span class=\"_ _0\"></span>s infor<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s raison<span class=\"_ _0\"></span>nables <span class=\"_ _0\"></span>et justif<span class=\"_ _0\"></span>iables </span></div>\n<div class=\"t m0 x6 h62 y942 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles au 1er ja<span class=\"_ _0\"></span>nvier 202<span class=\"_ _0\"></span>2. Ceci est en l<span class=\"_ _0\"></span>igne ave<span class=\"_ _0\"></span>c l'applic<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">de </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wse9\">la superposit<span class=\"_ _0\"></span>ion de class<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">inclut <span class=\"_ _3\"></span></span></span>dans les mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">norme IF<span class=\"_ _0\"></span>RS 17 int<span class=\"_ _0\"></span>itul\u00e9<span class=\"_ _0\"></span>es <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"lsde\">Premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d'IFRS 17 et d'<span class=\"_ _0\"></span>IFRS<span class=\"ls0 ws0\"> 9 </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 i<span class=\"_ _3\"></span><span class=\"lsde wsfa\">nformations<span class=\"_ _3\"></span> comparatives</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">, qui a<span class=\"_ _3\"></span> \u00e9t\u00e9 pub<span class=\"_ _3\"></span>li\u00e9</span>e <span class=\"lsdc wse9\">par l'IASB en </span></div>\n<div class=\"t m0 x6 h62 y946 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2021<span class=\"_ _3\"></span> et a <span class=\"_ _3\"></span>\u00e9t\u00e9 approuv\u00e9<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par l'UE en septe<span class=\"_ _0\"></span>mbre 20<span class=\"_ _0\"></span>22.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y947 ff69 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Principaux <span class=\"_ _3\"></span>changements ap<span class=\"_ _3\"></span>port\u00e9s par <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Par rapport \u00e0<span class=\"_ _3\"></span> la norme IAS 39, les prin<span class=\"_ _3\"></span>cipaux changemen<span class=\"_ _3\"></span>ts apport\u00e9s par</div>\n<div class=\"t m0 x6 h62 y949 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la nor<span class=\"lsde wsfa\">me IFRS 9 concernent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse9\">Le classement (et<span class=\"_ _0\"></span> l'\u00e9valuat<span class=\"_ _0\"></span>ion qui en r<span class=\"_ _0\"></span>\u00e9sulte) des<span class=\"_ _0\"></span> actifs fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x5c h62 y94b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff6a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff68\"> <span class=\"_ _41\"> </span><span class=\"ff66 lsdc wse8\">L'applicatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">du mod\u00e8le<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wseb\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit a<span class=\"_ _3\"></span>ttendues</span> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span>. </span></span></span></div>\n<div class=\"t m0 x6 h7e y94d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 c<span class=\"lsdc wseb\">lassement et<span class=\"_ _0\"></span> \u00e9valuat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94e ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"lsde wseb\">s cat\u00e9gories de<span class=\"_ _3\"></span> <span class=\"lsdc\">classem<span class=\"_ _0\"></span>ent et d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nanciers </span></span></div>\n<div class=\"t m0 x6 h62 y94f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">selon la norme IA<span class=\"_ _3\"></span>S 39 (pour rappel<span class=\"_ _3\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> <span class=\"lsdc wseb\">d\u00e9tenus jus<span class=\"_ _0\"></span>qu'\u00e0 <span class=\"lsfe ws11a\">leur<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00e9ch\u00e9ance</span> <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">, </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y950 ff68 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff66\"> <span class=\"lsde wseb\">pr\u00ea<span class=\"_ _3\"></span>ts et cr\u00e9an<span class=\"_ _3\"></span>ces</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">disponibles \u00e0 la<span class=\"_ _3\"></span> vente</span></span> \u00bb<span class=\"_ _3\"></span><span class=\"ff66 lsf0 ws104\">, </span>\u00ab<span class=\"ff66\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">d\u00e9tenus \u00e0 d<span class=\"_ _0\"></span>es fins </span></span></div>\n<div class=\"t m0 x6 h62 y951 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">ou </span></span><span class=\"wse8\">instruments<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers d\u00e9sign\u00e9s <span class=\"_ _3\"></span></span></span></span>comme \u00e9t<span class=\"_ _0\"></span><span class=\"lsde wsea\">ant </span></div>\n<div class=\"t m0 x6 h62 y952 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9 <span class=\"wse9\">\u00e0 la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span>) ont \u00e9t\u00e9 rem<span class=\"_ _0\"></span>plac\u00e9es <span class=\"lsde wseb\">sous la norme<span class=\"ls0 ws0\"> </span></span>IFRS 9 par </span></div>\n<div class=\"t m0 x6 h62 y953 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trois prin<span class=\"_ _3\"></span>cipales base<span class=\"_ _3\"></span>s d'\u00e9valuation<span class=\"_ _3\"></span> (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span><span class=\"lsdc\">dire le co\u00fbt a<span class=\"_ _0\"></span>morti, l<span class=\"_ _0\"></span>a juste </span></div>\n<div class=\"t m0 x6 h62 y954 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9su<span class=\"_ _0\"></span>ltat glo<span class=\"_ _0\"></span>bal et la <span class=\"_ _0\"></span>juste</div>\n<div class=\"t m0 x6 h62 y955 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du r\u00e9s<span class=\"_ _0\"></span>ultat net<span class=\"_ _0\"></span><span class=\"wseb\">). Le c<span class=\"_ _0\"></span>lasseme<span class=\"_ _0\"></span>nt, et l'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion qu<span class=\"_ _0\"></span>i en </span></div>\n<div class=\"t m0 x6 h62 y956 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>e, des instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nanciers s<span class=\"_ _0\"></span>elon IFR<span class=\"_ _0\"></span>S 9 est g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y957 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">bas\u00e9e sur le mod\u00e8<span class=\"_ _3\"></span>le \u00e9conomique<span class=\"_ _3\"></span> dans lequel un acti<span class=\"_ _3\"></span>f financier est g\u00e9r<span class=\"_ _3\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y958 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et ses ca<span class=\"_ _0\"></span>ract\u00e9r<span class=\"_ _0\"></span>istique<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>les de fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y959 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u00e9<span class=\"_ _3\"></span>termin\u00e9 <span class=\"_ _3\"></span><span class=\"wsfa\">que la plus gran<span class=\"_ _3\"></span>de partie de ses<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s d\u2019empr<span class=\"_ _0\"></span>unt sero<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la juste vale<span class=\"_ _0\"></span>ur par le</div>\n<div class=\"t m0 x6 h62 y95c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">biais des a<span class=\"_ _0\"></span>utres \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du r\u00e9s<span class=\"_ _0\"></span>ultat glo<span class=\"_ _0\"></span>bal apr\u00e8s l<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y95d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale.<span class=\"_ _0\"></span> Cela d\u00e9co<span class=\"_ _0\"></span>ule de l'a<span class=\"_ _0\"></span>nalyse qui c<span class=\"_ _0\"></span>onclut que c<span class=\"_ _0\"></span>es inve<span class=\"lsdd\">stiss<span class=\"_ _0\"></span>ements </span></div>\n<div class=\"t m0 x6 h62 y95e ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">satisfo<span class=\"_ _0\"></span>nt au crit\u00e8<span class=\"_ _0\"></span>re de<span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>rembours<span class=\"_ _0\"></span>ement de pri<span class=\"_ _0\"></span>ncipal et \u00e0 de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y95f ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">versem<span class=\"_ _0\"></span>ents d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r le princip<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsdd ws11a\">et car <span class=\"_ _3\"></span>ces investissements sont </span></span></div>\n<div class=\"t m0 x6 h62 y960 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> dans le c<span class=\"_ _0\"></span>adre d<span class=\"_ _0\"></span>u mod\u00e8l<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique do<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>ectif e<span class=\"_ _0\"></span>st atteint<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y961 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la fois par la p<span class=\"_ _0\"></span>ercepti<span class=\"_ _0\"></span>on de flux de <span class=\"lsde wseb\">tr\u00e9sorerie et par l<span class=\"_ _3\"></span>a vente <span class=\"_ _3\"></span>d\u2019actifs </span></div>\n<div class=\"t m0 x6 h62 y962 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Le mod\u00e8le \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue dont l\u2019<span class=\"_ _0\"></span>objectif es<span class=\"_ _0\"></span>t atteint<span class=\"_ _0\"></span> \u00e0 la fois par </span></span></div>\n<div class=\"t m0 x6 h62 y963 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la percept<span class=\"_ _0\"></span>ion de flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie et par la v<span class=\"_ _0\"></span>ente d\u2019act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x6 h62 y964 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>e fait que <span class=\"ls0 ws0\">c<span class=\"lsde wsfa\">es actifs financiers<span class=\"_ _3\"></span> sont d\u00e9tenus pour garan<span class=\"_ _3\"></span>tir les </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e (r\u00e9)as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y966 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">avec<span class=\"ls0 ws0\"> </span><span class=\"wse9\">parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re (voir <span class=\"lsf0 ws0\">section C. <span class=\"ff68 ls0\">\u00ab<span class=\"ff66\"> </span></span></span>IFRS 17 <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse8\">Contrat<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y967 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> <span class=\"lsf7 wseb\">ci<span class=\"_ _3\"></span></span>-<span class=\"lsdc wse8\">dessous).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les instr<span class=\"_ _0\"></span>uments de<span class=\"_ _0\"></span> capitaux pr<span class=\"_ _0\"></span>opres sont<span class=\"_ _0\"></span> toujou<span class=\"_ _0\"></span>rs \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste</div>\n<div class=\"t m0 x6 h62 y96a ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">valeur <span class=\"lsf7 wseb\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">la norme IFRS 9. Pour<span class=\"_ _3\"></span> la plus grande par<span class=\"_ _3\"></span>tie de ses </span></div>\n<div class=\"t m0 x6 h62 y96b ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans des instrumen<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres</span></span><span class=\"wse9\">, Ageas a </span></div>\n<div class=\"t m0 x6 h62 y96c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d'a<span class=\"_ _0\"></span>ppliquer l<span class=\"_ _0\"></span>e choix irr<span class=\"_ _0\"></span>\u00e9vocabl<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>IFRS 9 de </span></span></div>\n<div class=\"t m0 x6 h62 y96d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y96e ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal (plu<span class=\"_ _3\"></span>t\u00f4t que dans<span class=\"_ _3\"></span> l<span class=\"lsdc wse8\">\u2019\u00e9tat <span class=\"wse9\">de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re)<span class=\"_ _3\"></span>. \u00c0 la date<span class=\"_ _3\"></span> de <span class=\"lsfe ws11a\">la <span class=\"_ _3\"></span></span><span class=\"wsfa\">d\u00e9comptabili<span class=\"_ _3\"></span>sation d<span class=\"lsdd wse9\">es </span></span>inve<span class=\"_ _3\"></span>stissements<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y970 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de capit<span class=\"_ _0\"></span>aux <span class=\"lsde\">propres, pour lesquel<span class=\"_ _3\"></span>s Ageas a <span class=\"_ _3\"></span>choisi de </span></div>\n<div class=\"t m0 x6 h62 y971 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ul<span class=\"_ _0\"></span>t\u00e9rieu<span class=\"_ _0\"></span>res de leur jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r dans les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y972 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, Ageas a l\u2019i<span class=\"_ _0\"></span>ntention d<span class=\"_ _0\"></span>e reclas<span class=\"_ _0\"></span>sifier les g<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 y973 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou les pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">r\u00e9alis\u00e9s, qui \u00e9taie<span class=\"_ _3\"></span>nt pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t reconnus dans</span> <span class=\"lsfe ws11a\">le<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y974 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat global<span class=\"_ _3\"></span>, des au<span class=\"_ _3\"></span>tres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat</div>\n<div class=\"t m0 x1a h62 y975 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">global v<span class=\"_ _0\"></span>ers les <span class=\"_ _0\"></span>r\u00e9sultat<span class=\"_ _0\"></span>s non d<span class=\"_ _0\"></span>istrib<span class=\"_ _0\"></span>u\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y976 ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Actifs financiers <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y977 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 9 r<span class=\"_ _0\"></span>emplac<span class=\"_ _0\"></span>e le mod\u00e8<span class=\"_ _0\"></span>le de<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00ab</span> </span><span class=\"wse8\">perte<span class=\"ls0 ws0\">s </span></span><span class=\"lsf7\">subie<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span> </span>sou<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y978 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme <span class=\"_ _3\"></span><span class=\"wseb\">IAS 39 par u<span class=\"_ _3\"></span>n mod\u00e8le pro<span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">specti<span class=\"_ _3\"></span>f de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff66\"> </span></span></span></span>perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de cr\u00e9dit </span></span></div>\n<div class=\"t m0 x1a h62 y979 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\">s <span class=\"ff68\">\u00bb<span class=\"_ _3\"></span></span><span class=\"lsde wseb\">. Le nouve<span class=\"_ _3\"></span>au mod\u00e8le de<span class=\"_ _3\"></span> </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsea\">per<span class=\"_ _3\"></span>te</span>s <span class=\"_ _3\"></span><span class=\"lsde wseb\">de cr\u00e9dit a<span class=\"_ _3\"></span>ttendue</span>s <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y97a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s'applique <span class=\"_ _3\"></span>aux investis<span class=\"_ _3\"></span>sements dans d<span class=\"_ _3\"></span>es instrumen<span class=\"_ _3\"></span>ts d<span class=\"lsdc wse8\">\u2019emprunt </span><span class=\"wsfa\">qui sont </span></div>\n<div class=\"t m0 x1a h62 y97b ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i ou \u00e0 la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais des aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x1a h62 y97c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, aux cr\u00e9a<span class=\"_ _0\"></span>nces locat<span class=\"_ _0\"></span>ives, au<span class=\"_ _0\"></span>x cr\u00e9ances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">clients <span class=\"_ _0\"></span>et aux ac<span class=\"_ _0\"></span>tifs su<span class=\"_ _0\"></span>r contrat<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\">L</span><span class=\"wse9\">e mod\u00e8le de <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span>pertes<span class=\"_ _0\"></span> de cr\u00e9dit </span></div>\n<div class=\"t m0 x1a h62 y97e ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">attendues<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff68\">\u00bb</span> </span><span class=\"wseb\">n\u2019e<span class=\"_ _3\"></span>st pas appli<span class=\"_ _3\"></span>cable aux i<span class=\"_ _3\"></span>nvestiss<span class=\"wsfa\">ements da<span class=\"_ _3\"></span>ns des </span></span></div>\n<div class=\"t m0 x1a h62 y97f ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 9 impose \u00e0 un<span class=\"_ _0\"></span>e entit\u00e9<span class=\"_ _0\"></span> de comptab<span class=\"_ _0\"></span>iliser une <span class=\"lsde wsea\">provision<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour pert<span class=\"_ _0\"></span>es <span class=\"wse8\">au<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">montant des<span class=\"_ _3\"></span></span> </span><span class=\"wseb\">pertes d<span class=\"_ _0\"></span>e cr\u00e9dit at<span class=\"_ _0\"></span>tendu<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">pour<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span><span class=\"wsfa\">12<span class=\"_ _3\"></span> mois </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y983 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 venir <span class=\"wse9\">p<span class=\"_ _0\"></span>our les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns des inst<span class=\"_ _0\"></span>ruments d<span class=\"wse8\">\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y984 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> le risque de cr<span class=\"_ _0\"></span>\u00e9dit n'a pa<span class=\"_ _0\"></span>s augment<span class=\"_ _0\"></span>\u00e9 de mani\u00e8<span class=\"_ _0\"></span>re signific<span class=\"_ _0\"></span>ative</div>\n<div class=\"t m0 x1a h62 y985 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">depuis le<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsfe ws11a\">d<span class=\"_ _3\"></span>ire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsde wsfa\">tage 1). </span></span></div>\n<div class=\"t m0 x1a h62 y986 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>investissement<span class=\"_ _3\"></span>s dans de<span class=\"_ _3\"></span>s instruments d<span class=\"_ _3\"></span><span class=\"wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pour<span class=\"_ _3\"></span> lesquels </span></span></div>\n<div class=\"t m0 x1a h62 y987 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>r\u00e9dit a augm<span class=\"_ _0\"></span>ent\u00e9 de ma<span class=\"_ _0\"></span>ni\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">significative depui<span class=\"_ _3\"></span>s leur </span></span></div>\n<div class=\"t m0 x1a h62 y988 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsea\">dire</span> <span class=\"lsdc wse9\">class\u00e9s en </span>E<span class=\"lsdc wse9\">tage 2) ou po<span class=\"_ _0\"></span>ur les </span></span></div>\n<div class=\"t m0 x1a h62 y989 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d<span class=\"lsde wsea\">\u2019emprunt<span class=\"ls0 ws0\"> </span></span>en d\u00e9faut, pa<span class=\"_ _0\"></span>r exemple</div>\n<div class=\"t m0 x1a h62 y98a ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par suite<span class=\"_ _3\"></span> d\u2019arri<span class=\"wsea\">\u00e9r\u00e9<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de paiement im<span class=\"_ _0\"></span>porta<span class=\"_ _0\"></span>ntes<span class=\"ls0 ws0\"> </span><span class=\"lsdd\">(c'est<span class=\"ls0 ws0\">-\u00e0-</span></span><span class=\"wseb\">dire class\u00e9s<span class=\"_ _0\"></span> en </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Etage 3), Ageas<span class=\"_ _3\"></span> c<span class=\"wsea\">omptabilisera<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>une <span class=\"lsfe ws11a\">pro<span class=\"_ _3\"></span>vision<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>pour pertes au mont<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x1a h62 y98c ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9gal aux<span class=\"_ _3\"></span> pertes de c<span class=\"_ _3\"></span>r\u00e9dit attendu<span class=\"_ _3\"></span>es pour<span class=\"_ _3\"></span> la dur\u00e9e de<span class=\"_ _3\"></span> vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y98d ff69 fs43 fc1e sc0 lsdd ws12a\" style=\"z-index: 15;\">Passifs financiers <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98e ff66 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> </div>\n<div class=\"t m0 xa5 h62 y98f ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de la norme IFRS 9 n\u2019aura<span class=\"_ _3\"></span> aucun impact</div>\n<div class=\"t m0 x1a h62 y990 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif s<span class=\"_ _0\"></span>ur l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et le cl<span class=\"_ _0\"></span>assement<span class=\"_ _0\"></span> des pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nan<span class=\"lsf7\">ciers </span></div>\n<div class=\"t m0 x1a h62 y991 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y992 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilit\u00e9 de co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y993 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00c0 partir <span class=\"_ _0\"></span>de l\u2019exe<span class=\"_ _0\"></span>rcice c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e d\u00e9but<span class=\"_ _0\"></span>ant le <span class=\"_ _0\"></span>1er janv<span class=\"_ _0\"></span>ier 2023,<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a</div>\n<div class=\"t m0 x1a h62 y994 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion d\u2019\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> adopter l<span class=\"_ _0\"></span>es <span class=\"wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">re<span class=\"_ _0\"></span>latives<span class=\"_ _0\"></span> \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 y995 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ure so<span class=\"_ _0\"></span>us la no<span class=\"_ _0\"></span>rme IFR<span class=\"_ _0\"></span>S 9. Il n\u2019<span class=\"_ _0\"></span>est pas a<span class=\"_ _0\"></span>ttendu</div>\n<div class=\"t m0 x1a h62 y996 ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">que cela <span class=\"_ _0\"></span><span class=\"lsde\">aurait un<span class=\"_ _3\"></span> impact signi<span class=\"_ _3\"></span>ficatif par<span class=\"_ _3\"></span> rapport \u00e0<span class=\"_ _3\"></span> l'application<span class=\"_ _3\"></span> actuelle </span></div>\n<div class=\"t m0 x1a h62 y997 ff66 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des dispo<span class=\"_ _3\"></span>sitions<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de comptabilit<span class=\"_ _0\"></span>\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re sous <span class=\"_ _0\"></span>la norm<span class=\"_ _0\"></span>e IAS 39.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e y998 ff69 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y999 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la norm<span class=\"_ _0\"></span>e IFRS 9 p<span class=\"_ _0\"></span>ar les </span></span></div>\n<div class=\"t m0 x1a h62 y99a ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transition (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er janv<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x1a h62 y99b ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wseb\">Estimation d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y99c ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> de <span class=\"lsde wsfa\">la premi\u00e8re app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span>des<span class=\"_ _3\"></span> normes IFRS 9 et <span class=\"lsf3 ws10c\">IF<span class=\"_ _3\"></span>RS </span></span>17 au</div>\n<div class=\"t m0 x1a h62 y99d ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1er janvi<span class=\"_ _0\"></span>er 2022<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span>. </span></div>\n<div class=\"t m0 x1a h62 y99e ff66 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">IFRS 17 </span><span class=\"ff68\">\u00ab</span> <span class=\"lsde wsfa\">Cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e</span> <span class=\"ff68\">\u00bb</span> </span></div>\n<div class=\"t m0 x1a h62 y99f ff66 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019IASB <span class=\"_ _0\"></span>a publi<span class=\"_ _0\"></span>\u00e9 la norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 intit<span class=\"_ _0\"></span>ul\u00e9e <span class=\"ff68 ls0 ws0\">\u00ab<span class=\"ff66\"> </span></span><span class=\"wse9\">Contrats<span class=\"_ _0\"></span> d\u2019assura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> <span class=\"ff68\">\u00bb</span> <span class=\"lsde wsea\">en </span></span></span></div>\n<div class=\"t m0 x1a h62 y9a0 ff66 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mai 2017 e<span class=\"_ _3\"></span>t a publi\u00e9<span class=\"_ _3\"></span> des modi<span class=\"_ _3\"></span>fications<span class=\"ls0 ws0\"> </span><span class=\"wsea\">de<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la norme IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">en juin </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9a1 ff66 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2020. La no<span class=\"_ _0\"></span>rme IFRS 17<span class=\"ls0 ws0\"> </span>rem<span class=\"_ _0\"></span>placer<span class=\"_ _0\"></span>a la norme IFR<span class=\"_ _0\"></span>S 4 pour les exe<span class=\"_ _0\"></span>rcices</div>\n<div class=\"t m0 x1a h62 y9a2 ff66 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bles <span class=\"lsde wseb\">d\u00e9butant le ou<span class=\"_ _3\"></span> apr\u00e8s le<span class=\"_ _3\"></span> 1er jan<span class=\"_ _3\"></span>vier 2023. A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y9a3 ff66 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span> d\u00e8s lors.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 2021, l<span class=\"_ _3\"></span>\u2019UE a approuv\u00e9 la nor<span class=\"_ _3\"></span>me IFRS 17, y<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">compris<span class=\"_ _0\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span><span class=\"lsdd wse9\">s </span>de<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la <span class=\"_ _3\"></span>norme de <span class=\"_ _3\"></span>juin 2020. S<span class=\"_ _3\"></span>imultan\u00e9ment<span class=\"_ _3\"></span>, l\u2019UE a ap<span class=\"_ _3\"></span>prouv\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une exempt<span class=\"_ _0\"></span>ion europ<span class=\"_ _0\"></span>\u00e9enne <span class=\"wse8\">(f<span class=\"_ _0\"></span>acultat<span class=\"_ _0\"></span>ive) <span class=\"lsde wseb\">qui p</span><span class=\"wse9\">ermet \u00e0 <span class=\"lsde wsfa\">une entreprise </span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">de ne <span class=\"_ _0\"></span>pas appl<span class=\"_ _0\"></span>iquer la <span class=\"_ _0\"></span>disposit<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a norme I<span class=\"_ _0\"></span>FRS 1<span class=\"_ _0\"></span>7 de </span></div>\n<div class=\"t m0 x6 h62 y93f ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ne pas classer dans<span class=\"_ _3\"></span> un m\u00eame groupe des co<span class=\"_ _3\"></span>ntrats \u00e9mis \u00e0 plu<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">d\u2019un an </span></div>\n<div class=\"t m0 x6 h62 y940 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019interv<span class=\"_ _0\"></span>alle, cec<span class=\"_ _0\"></span>i pour les gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec</div>\n<div class=\"t m0 x6 h62 y941 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>irecte<span class=\"ls0 ws0\"> </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">les groupes de c<span class=\"_ _3\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y942 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> </span>et avec de<span class=\"_ _0\"></span>s flux de</div>\n<div class=\"t m0 x6 h62 y943 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie mut<span class=\"_ _0\"></span>ualis\u00e9s<span class=\"_ _0\"></span> <span class=\"lsde wsea\">interg\u00e9n\u00e9rationn<span class=\"_ _3\"></span>els </span><span class=\"wse9\">avec des<span class=\"ls0 ws0\"> </span></span>autres c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s<span class=\"lsf0 ws104\">. </span></div>\n<div class=\"t m0 x6 h62 y944 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l<span class=\"_ _3\"></span>\u2019intent<span class=\"_ _3\"></span>ion</span> </span><span class=\"wsea\">d\u2019appl<span class=\"_ _3\"></span>iquer <span class=\"lsdc wse9\">cette exempt<span class=\"_ _0\"></span>ion pour un no<span class=\"_ _0\"></span>mbre lim<span class=\"_ _0\"></span>it\u00e9 de </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance av<span class=\"_ _0\"></span>ec partici<span class=\"_ _0\"></span>pation dir<span class=\"_ _0\"></span>ecte, afi<span class=\"_ _0\"></span>n de s\u2019alig<span class=\"_ _0\"></span>ner avec l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y946 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>e de march\u00e9 loc<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y947 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Champ d\u2019app<span class=\"_ _3\"></span>lication<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">17 </span><span class=\"ff6e\">\u00ab<span class=\"_ _3\"></span></span> C<span class=\"lsde wsea\">ontra<span class=\"_ _3\"></span>ts d\u2019assura<span class=\"_ _3\"></span>nce</span> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">s\u2019applique<span class=\"_ _3\"></span> pour</span> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">, <span class=\"lsde wsfa\">y compris les<span class=\"_ _3\"></span> contrats de r\u00e9assur<span class=\"_ _3\"></span>ance<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ff6b fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">\u00e9mis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y94b ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9tenus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94c ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Les contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re </span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mis. Ces contra<span class=\"_ _3\"></span>ts sont dans le<span class=\"_ _3\"></span> champ d\u2019applica<span class=\"lsdc wseb\">tion de la no<span class=\"_ _0\"></span>rme </span></div>\n<div class=\"t m0 x5c h62 y9a7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">\u00e0 condition que<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">l\u2019</span></span><span class=\"wseb\">e<span class=\"_ _3\"></span>ntreprise d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">\u00e9mette<span class=\"_ _3\"></span> </span></span><span class=\"wsea\">\u00e9galemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9a8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Toutes les r\u00e9f\u00e9renc<span class=\"_ _3\"></span>es ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">de<span class=\"_ _3\"></span>ssous aux <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff6b\"> <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assurance<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb</span> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9ab ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'appl<span class=\"_ _0\"></span>iquent \u00e9g<span class=\"_ _0\"></span>alement a<span class=\"_ _0\"></span>ux contrat<span class=\"_ _0\"></span>s de r\u00e9ass<span class=\"_ _0\"></span>urance (\u00e0 la fo<span class=\"_ _0\"></span>is les</div>\n<div class=\"t m0 x6 h62 y9ac ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance d\u00e9t<span class=\"_ _0\"></span>enus et les<span class=\"_ _0\"></span> contrats de r<span class=\"_ _0\"></span>\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis<span class=\"_ _0\"></span>) et</div>\n<div class=\"t m0 x6 h62 y9ad ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les contr<span class=\"_ _0\"></span>ats d'inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent avec<span class=\"_ _0\"></span> particip<span class=\"_ _0\"></span>ation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire, s<span class=\"_ _0\"></span>auf</div>\n<div class=\"t m0 x6 h62 y9ae ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indication con<span class=\"_ _3\"></span>traire.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y956 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">S\u00e9parat<span class=\"_ _0\"></span>ion des com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> d\u2019un contrat<span class=\"_ _0\"></span> d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y957 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance peut<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>dre un ou plus<span class=\"_ _0\"></span>ieurs co<span class=\"_ _0\"></span>m<span class=\"lsde wsea\">posants </span></div>\n<div class=\"t m0 x6 h62 y958 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui doive<span class=\"_ _0\"></span>nt \u00eatre s\u00e9pa<span class=\"_ _0\"></span>r\u00e9s du cont<span class=\"_ _0\"></span>rat d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e h\u00f4te et qui do<span class=\"_ _0\"></span>ivent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y959 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9s <span class=\"_ _3\"></span>en appliqua<span class=\"_ _3\"></span>nt une au<span class=\"_ _3\"></span>tre norme qu<span class=\"_ _3\"></span>e la norme<span class=\"_ _3\"></span> <span class=\"lsf8 ws0\">IFRS<span class=\"_ _3\"></span> 17. <span class=\"_ _3\"></span>A<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la date <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation init<span class=\"_ _0\"></span>iale du cont<span class=\"_ _0\"></span>rat, Ageas<span class=\"_ _0\"></span> \u00e9value, c<span class=\"_ _0\"></span>ontrat p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 y95b ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> si cela <span class=\"_ _0\"></span>pourra<span class=\"_ _0\"></span>it \u00eatre l<span class=\"_ _0\"></span><span class=\"wse9\">e cas. Voici d<span class=\"_ _0\"></span>es exemp<span class=\"_ _0\"></span>les de comp<span class=\"_ _0\"></span>osants </span></div>\n<div class=\"t m0 x6 h62 y95c ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pouvant n\u00e9cess<span class=\"_ _3\"></span>iter une s\u00e9paration<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y95d ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s d<span class=\"lsdc wse9\">\u00e9riv\u00e9s i<span class=\"_ _0\"></span>ncorpor<span class=\"_ _0\"></span>\u00e9s non \u00e9troit<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y95e ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdd ws11a\">De<span class=\"_ _3\"></span>s c<span class=\"lsdc wse9\">omposa<span class=\"_ _0\"></span>nts d'inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment dist<span class=\"_ _0\"></span>incts (IF<span class=\"_ _0\"></span>RS 17 four<span class=\"_ _0\"></span>nit les </span></span></span></div>\n<div class=\"t m0 x5c h62 y95f ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">crit\u00e8res pour<span class=\"_ _3\"></span> d\u00e9terminer<span class=\"_ _3\"></span> quand un<span class=\"_ _3\"></span> composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pas li\u00e9 \u00e0 l\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 y960 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">est d<span class=\"lsdc wse9\">istinct du c<span class=\"_ _0\"></span>ontrat h\u00f4t<span class=\"_ _0\"></span>e)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y961 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wsea\">U<span class=\"_ _3\"></span>ne</span><span class=\"ff6b\"> <span class=\"lsde wsea\">promesse<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">de fournir au tit<span class=\"_ _0\"></span>ulaire d<span class=\"_ _0\"></span>es <span class=\"wse8\">biens </span><span class=\"lsdd\">distincts <span class=\"lsde wsfa\">ou de<span class=\"ls0 ws0\">s </span></span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y962 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">services di<span class=\"_ _3\"></span>stincts autre<span class=\"_ _3\"></span>s que <span class=\"ls0 ws0\">d<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">es services</span> </span><span class=\"wsfa\">pr\u00e9vus au <span class=\"lsdc wse8\">contrat </span></span></div>\n<div class=\"t m0 x5c h62 y963 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y964 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y965 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s<span class=\"_ _3\"></span> incorpor\u00e9<span class=\"_ _3\"></span>s s\u00e9par\u00e9s e<span class=\"_ _3\"></span>t les compo<span class=\"_ _3\"></span>sants d'invest<span class=\"_ _3\"></span>issement</div>\n<div class=\"t m0 x6 h62 y966 ff6b fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">distincts sont <span class=\"lsdd ws12a\">comptabilis\u00e9s comme s'il s'agissait d'instruments </span></div>\n<div class=\"t m0 x6 h62 y967 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers au<span class=\"_ _3\"></span>tonomes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y968 ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y969 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s les \u00e9tape<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessus, <span class=\"_ _3\"></span>Ageas s\u00e9pare<span class=\"_ _3\"></span> du contr<span class=\"_ _3\"></span>at d'assuranc<span class=\"_ _3\"></span>e h\u00f4te </span></div>\n<div class=\"t m0 x6 h62 y96a ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>messe<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de fo<span class=\"_ _0\"></span>urnir a<span class=\"_ _0\"></span>u titula<span class=\"_ _0\"></span>ire des b<span class=\"_ _0\"></span>iens dis<span class=\"_ _0\"></span>tincts <span class=\"_ _0\"></span>ou des s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y96b ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distinct<span class=\"_ _0\"></span>s autre que de<span class=\"_ _0\"></span>s servic<span class=\"_ _0\"></span>es pr\u00e9vus<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">au contrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e (tels que<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96c ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'administra<span class=\"_ _3\"></span>tion des pens<span class=\"_ _3\"></span>ions, la ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s risques, l<span class=\"_ _3\"></span>'assistance,<span class=\"_ _3\"></span> la</div>\n<div class=\"t m0 x6 h62 y96d ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n d'actif<span class=\"_ _0\"></span>s ou les s<span class=\"_ _0\"></span>ervice<span class=\"_ _0\"></span>s de gar<span class=\"_ _0\"></span>de) et les <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilise c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ff6b fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">contrats distincts avec les clients (c'e<span class=\"_ _0\"></span>st<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsde wseb\">dire, n<span class=\"_ _3\"></span>on comme de<span class=\"_ _3\"></span>s contrats<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y96f ff6b fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'a<span class=\"lsdc wse9\">ssurance), en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant la norm<span class=\"_ _0\"></span>e IFRS 15<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00ab</span> <span class=\"lsdd ws11a\">Produits des activit\u00e9s </span></span></span></div>\n<div class=\"t m0 x6 h62 y970 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ordinaires<span class=\"_ _3\"></span> tir\u00e9s de con<span class=\"_ _3\"></span>trats con<span class=\"_ _3\"></span>clus avec de<span class=\"_ _3\"></span>s clients<span class=\"ls0 ws0\"> <span class=\"ff6e\">\u00bb<span class=\"_ _3\"></span></span>. </span></div>\n<div class=\"t m0 x6 h7e y9af ff6d fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Niveau <span class=\"lsde wseb\">de regroupement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9b0 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion et d'\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des contrat<span class=\"_ _3\"></span>s d\u2019assurance<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">, </span></span></span></div>\n<div class=\"t m0 x6 h62 y9b1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ide<span class=\"_ _0\"></span>ntifie de<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles et<span class=\"_ _0\"></span> des<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">groupes de<span class=\"_ _3\"></span> contrats </span></span></div>\n<div class=\"t m0 x6 h62 y9b2 ff6b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un portef<span class=\"_ _0\"></span>euille de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end des cont<span class=\"_ _0\"></span>rats <span class=\"lsde wsea\">qui </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportent de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">risque</span>s <span class=\"lsfe ws11a\">similair<span class=\"_ _3\"></span>e</span>s <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">et </span></span><span class=\"wsfa\">qui<span class=\"_ _3\"></span> sont </span>g\u00e9r\u00e9s ensembl<span class=\"_ _3\"></span>e. Les</div>\n<div class=\"t m0 x1a h62 y9b5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance sont id<span class=\"_ _0\"></span>entifi\u00e9<span class=\"_ _0\"></span>s au niveau de l'<span class=\"_ _0\"></span>entit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y9b6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettric<span class=\"_ _0\"></span>e. Des<span class=\"ls0 ws0\"> </span>exem<span class=\"_ _0\"></span>ples de port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les dans les<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b7 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'Ageas s<span class=\"_ _0\"></span>ont Accid<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">s<span class=\"lsf0 ws10c\">, S</span></span>oins de S<span class=\"lsde wseb\">ant\u00e9, Incendie, Autom<span class=\"_ _3\"></span>obile<span class=\"ls0 ws0\">s</span>\u2026 Lo<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l<span class=\"lsde wsea\">eur<span class=\"ls0 ws0\"> </span></span>comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e, les cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont ajout<span class=\"_ _0\"></span>\u00e9s au</div>\n<div class=\"t m0 x1a h62 y9b9 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille ap<span class=\"_ _0\"></span>plica<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c0 des fin<span class=\"_ _3\"></span>s d\u2019\u00e9valuati<span class=\"_ _3\"></span>on <span class=\"lsdc\">des cont<span class=\"wse9\">r<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance, A<span class=\"_ _0\"></span>geas divis<span class=\"_ _0\"></span>e les </span></span></div>\n<div class=\"t m0 x1a h62 y9bc ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x1a h62 y9bd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 en</div>\n<div class=\"t m0 x1a h62 y9be ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">divisa<span class=\"_ _0\"></span>nt d'abor<span class=\"_ _0\"></span>d le port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance en c<span class=\"_ _0\"></span>ohortes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9bf ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>(par exemple<span class=\"ls0 ws0\">,<span class=\"_ _3\"></span> </span><span class=\"wsea\">par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">ann\u00e9e d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>), afin de ga<span class=\"_ _0\"></span>rantir qu<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque cohor<span class=\"_ _3\"></span>te ne com<span class=\"_ _3\"></span>prend pas d<span class=\"_ _3\"></span>e contra<span class=\"_ _3\"></span>ts \u00e9mis \u00e0 p<span class=\"_ _3\"></span>lus d'un <span class=\"_ _3\"></span>an</div>\n<div class=\"t m0 x1a h62 y9c1 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inter<span class=\"_ _0\"></span>valle. Ch<span class=\"_ _0\"></span>aque coh<span class=\"_ _0\"></span>orte ann<span class=\"_ _0\"></span>uelle est en<span class=\"_ _0\"></span>suite div<span class=\"_ _0\"></span>is\u00e9e en (au moi<span class=\"_ _0\"></span>ns)</div>\n<div class=\"t m0 x1a h62 y9c2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trois g<span class=\"_ _0\"></span>roupes d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> en fonct<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a renta<span class=\"_ _0\"></span>bilit\u00e9</div>\n<div class=\"t m0 x1a h62 y9c3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue de<span class=\"lsde wsfa\">s contrats sous<span class=\"ls0 ws0\">-</span></span><span class=\"wse8\">jacents<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y9c4 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span><span class=\"lsde\">qui, au moment<span class=\"_ _3\"></span> de la </span></span></span></div>\n<div class=\"t m0 x6a h62 y9c5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, sont d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">(s\u2019il </span></span>existe de tels</div>\n<div class=\"t m0 x6a h62 y9c6 ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"ls0 ws0\">)<span class=\"_ _3\"></span> ; </span></div>\n<div class=\"t m0 x1a h62 y9c7 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Un groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance q<span class=\"_ _0\"></span>ui, <span class=\"lsde wsfa\">au moment<span class=\"ls0 ws0\"> </span></span>de la </span></span></div>\n<div class=\"t m0 x6a h62 y9c8 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, n'ont pa<span class=\"_ _0\"></span>s de possib<span class=\"_ _0\"></span>ilit\u00e9 <span class=\"lsde wsea\">importante<span class=\"ls0 ws0\"> </span>de </span></div>\n<div class=\"t m0 x6a h62 y9c9 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devenir d<span class=\"_ _0\"></span>\u00e9ficitai<span class=\"_ _0\"></span>res par la su<span class=\"_ _0\"></span>ite (s\u2019il <span class=\"wseb\">ex<span class=\"_ _0\"></span>iste de t<span class=\"_ _0\"></span>els cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\">) ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ca ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsde wseb\">U<span class=\"_ _3\"></span>n groupe <span class=\"lsdc wse9\">constitu\u00e9 des aut<span class=\"_ _0\"></span>res cont<span class=\"_ _0\"></span>rats du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (s\u2019il exi<span class=\"_ _0\"></span>ste </span></span></span></div>\n<div class=\"t m0 x6a h62 y9cb ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tels cont<span class=\"_ _0\"></span>rats<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9cc ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cd ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d'ass<span class=\"_ _0\"></span>urance qu<span class=\"_ _0\"></span>i <span class=\"lsde wsea\">rel\u00e8veraient<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">de groupe<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x1a h62 y9ce ff6b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">uniquement <span class=\"_ _3\"></span><span class=\"lsdc wse9\">parce que </span><span class=\"wseb\">les dispositions l\u00e9<span class=\"_ _3\"></span>gales ou r<span class=\"_ _3\"></span>\u00e9glementaires<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y9cf ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limite<span class=\"_ _0\"></span>nt la capacit<span class=\"_ _0\"></span>\u00e9 pratiq<span class=\"_ _0\"></span>ue de l\u2019entit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">\u00e9mett<span class=\"_ _0\"></span>rice <span class=\"lsde wseb\">de fixer un <span class=\"_ _3\"></span>prix ou un<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">niveau de presta<span class=\"_ _3\"></span>tion qui diff\u00e8re<span class=\"_ _3\"></span> en fonction des car<span class=\"_ _3\"></span>a<span class=\"lsdd ws11a\">ct\u00e9ristiques des </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff6b fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titulaires, <span class=\"lsdc wseb\">sont class<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e m\u00eame <span class=\"_ _0\"></span>groupe.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9d2 ff6d fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Comptabilisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e et de</div>\n<div class=\"t m0 x1a h62 y9d4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance \u00e9mis (<span class=\"_ _0\"></span>autres q<span class=\"_ _0\"></span>ue les cont<span class=\"_ _0\"></span>rats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 y9d5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire et l<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s de r\u00e9<span class=\"lsde wseb\">assurance d\u00e9tenus) </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son \u00e9t<span class=\"_ _0\"></span>at consol<span class=\"_ _0\"></span>id\u00e9 de la sit<span class=\"_ _0\"></span>uation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re \u00e0 partir de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9d7 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des dat<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9d8 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">Le d\u00e9but de leur <span class=\"lsde wseb\">p\u00e9riode de couv<span class=\"_ _3\"></span>erture</span></span><span class=\"ff6b\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y9d9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La date \u00e0 laquelle le pr<span class=\"_ _0\"></span>emier pai<span class=\"_ _0\"></span>ement d'un t<span class=\"_ _0\"></span>itulair<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>at </span></span></div>\n<div class=\"t m0 x6a h62 y9da ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> du groupe de<span class=\"_ _3\"></span>vient exig<span class=\"lsdc\">ible ou, lorsq<span class=\"_ _0\"></span>ue le co<span class=\"_ _0\"></span>ntrat n<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6a h62 y9db ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> pas de dat<span class=\"_ _0\"></span>e d\u2019ex<span class=\"_ _0\"></span>igibilit<span class=\"_ _0\"></span>\u00e9, lors<span class=\"_ _0\"></span>que le <span class=\"_ _0\"></span>premie<span class=\"_ _0\"></span>r paiement<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6a h62 y9dc ff6b fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">titulair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsf7 ws11f\">est<span class=\"_ _3\"></span> re\u00e7u</span> <span class=\"_ _3\"></span>; <span class=\"lsde wsea\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9dd ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wseb\">Lorsque les fai<span class=\"_ _0\"></span>ts e<span class=\"lsde\">t circonstances i<span class=\"_ _3\"></span>ndiquent que l<span class=\"_ _3\"></span>e groupe <span class=\"_ _3\"></span>de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance devi<span class=\"_ _0\"></span>ent d\u00e9fici<span class=\"_ _0\"></span>taire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff6b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e0 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise les<span class=\"_ _3\"></span> groupes<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de contrats d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff6b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire dans <span class=\"_ _3\"></span>son \u00e9tat c<span class=\"_ _3\"></span>onsolid\u00e9 de<span class=\"_ _3\"></span> la situation<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9e2 ff6b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re lors<span class=\"_ _0\"></span>qu'Age<span class=\"_ _0\"></span>as devie<span class=\"_ _0\"></span>nt part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e y9e3 ff6d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thodes<span class=\"_ _0\"></span> d<span class=\"lsde wsea\">\u2019\u00e9valuation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9e4 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas \u00e9va<span class=\"_ _0\"></span>lue des gro<span class=\"_ _0\"></span>upes de co<span class=\"_ _0\"></span>ntrats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en utilis<span class=\"_ _0\"></span>ant les</div>\n<div class=\"t m0 x1a h62 y9e5 ff6b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> d'\u00e9<span class=\"lsde wsfa\">valuation suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h77 y9e6 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022</div>\n<div class=\"t m0 x2f h62 y9e7 ff6e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse8\">La <span class=\"wseb\">m\u00e9thode d</span>\u2019<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9n\u00e9ral</span>e<span class=\"lsf0 ws104\">, <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00e9galement</span></span> </span>appel\u00e9 <span class=\"ff6e ls0 ws0\">\u00ab<span class=\"ff6b\"> </span></span>m\u00e9thode </span></div>\n<div class=\"t m0 x133 h62 y9e8 ff6b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">par bloques de<span class=\"_ _3\"></span> construction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff6e\">\u00bb</span>; </span></div>\n<div class=\"t m0 x1a h62 y9e9 ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode de la r\u00e9pa<span class=\"_ _0\"></span>rtition d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9ea ff6f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff6e\"> <span class=\"_ _41\"> </span><span class=\"ff6b lsdc wse9\">La m\u00e9thode</span><span class=\"ff6b\"> <span class=\"lsde wseb\">des honoraire<span class=\"_ _3\"></span>s variables<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale </span>\u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation init<span class=\"_ _0\"></span>iale<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> l<span class=\"lsdc wseb\">a m\u00e9thode</span> <span class=\"lsdc wse9\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation g<span class=\"_ _0\"></span>\u00e9n\u00e9rale,<span class=\"_ _0\"></span> les group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance s<span class=\"lsde wsea\">ont<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9valu\u00e9s lors de<span class=\"_ _3\"></span> l</span>eur<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">comptabilisat<span class=\"_ _0\"></span>ion ini<span class=\"_ _0\"></span>tiale com<span class=\"_ _0\"></span>me le </span></div>\n<div class=\"t m0 x6 h62 y93e ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93f ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">valeur act<span class=\"_ _0\"></span>u<span class=\"lsfe ws11a\">elle<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de leurs fl<span class=\"_ _0\"></span>ux de tr\u00e9<span class=\"_ _0\"></span>sorerie f<span class=\"_ _0\"></span>uturs<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">Un ajustement ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>e au titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y941 ff73 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff74\"> <span class=\"_ _41\"> </span><span class=\"ff70 lsdc wse9\">La ma<span class=\"lsde wsfa\">rge sur se<span class=\"_ _3\"></span>rvices contractuel<span class=\"_ _3\"></span>s</span></span><span class=\"ff70\">, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sauf si le <span class=\"lsde wseb\">groupe de <span class=\"wsea\">contra<span class=\"_ _3\"></span>t</span></span></span>s </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est d\u00e9fic<span class=\"_ _0\"></span>itaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La somme <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle <span class=\"_ _0\"></span>des flux <span class=\"_ _0\"></span>de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs <span class=\"lsde wsea\">estim\u00e9s <span class=\"lsf0 ws104\">et </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ajust<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>u titre du ris<span class=\"_ _0\"></span>que non fina<span class=\"_ _0\"></span>ncier est ap<span class=\"_ _0\"></span>pel\u00e9e <span class=\"lsfe ws11a\">les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">flux de </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex\u00e9c<span class=\"_ _0\"></span>ution d<span class=\"_ _0\"></span>u groupe de c<span class=\"_ _0\"></span>ontrats.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">flux de tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s i<span class=\"_ _0\"></span>nclus da<span class=\"_ _0\"></span>ns l\u2019\u00e9val<span class=\"_ _0\"></span>uation d<span class=\"lsde wseb\">\u2019un groupe </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats est d\u00e9ter<span class=\"_ _0\"></span>min\u00e9 en acc<span class=\"_ _0\"></span>ord avec les<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions dans l<span class=\"_ _0\"></span>a norme</div>\n<div class=\"t m0 x6 h62 y9f0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17 <span class=\"lsde wsfa\">relatives au p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de<span class=\"ls0 ws0\">s </span><span class=\"wsea\">con<span class=\"_ _3\"></span>trat<span class=\"ls0 ws0\">s<span class=\"lsf0 ws104\">. </span></span><span class=\"wseb\">Pou<span class=\"_ _3\"></span>r certains <span class=\"_ _3\"></span>groupes d<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits, le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">dispositi<span class=\"_ _0\"></span>ons relat<span class=\"_ _0\"></span>ives au p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre d<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s <span class=\"lsf7 wseb\">sous</span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">norme<span class=\"ls0 ws0\"> <span class=\"lsf8\">IF<span class=\"_ _3\"></span>RS 17<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">diff\u00e8rent de l<span class=\"_ _0\"></span>a <span class=\"lsde wsea\">pr<span class=\"wsfa\">atique actuel<span class=\"_ _3\"></span>le <span class=\"lsf7 wseb\">sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></span></span>la norme IFRS 4 ou<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de<span class=\"ls0 ws0\">s </span><span class=\"wse8\">contrat<span class=\"ls0 ws0\">s </span><span class=\"wseb\">(plus<span class=\"_ _0\"></span> court)<span class=\"_ _0\"></span> <span class=\"lsde wsea\">applicable <span class=\"_ _3\"></span></span><span class=\"wse9\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>e de mod\u00e9<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie <span class=\"wse9\">et de </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation <span class=\"ls109 ws129\">util<span class=\"_ _0\"></span>is\u00e9e <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17 est<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>re aux mod<span class=\"_ _0\"></span>\u00e8les </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> util<span class=\"lsf7 ws11f\">ise sous<span class=\"ls0 ws0\"> </span></span>Solvabilit\u00e9 II. P<span class=\"_ _0\"></span>our les pro<span class=\"_ _0\"></span>duits <span class=\"lsde wseb\">qui sont <span class=\"wsea\">\u00e9valu\u00e9s<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la m\u00e9tho<span class=\"_ _0\"></span>de <span class=\"lsde wseb\">d\u2019\u00e9valuation g\u00e9n\u00e9r<span class=\"_ _3\"></span>ale<span class=\"wsfa\">, les flux de tr\u00e9<span class=\"_ _3\"></span>sorerie fixes<span class=\"_ _3\"></span> sont </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s contr<span class=\"_ _0\"></span>at par c<span class=\"_ _0\"></span>ontrat. <span class=\"_ _0\"></span>Ensuit<span class=\"_ _0\"></span>e, ces flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>sorerie <span class=\"_ _0\"></span>projet\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9fa ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont regroup<span class=\"_ _3\"></span>\u00e9s en poin<span class=\"_ _3\"></span>ts de mo<span class=\"_ _3\"></span>d\u00e8le signifi<span class=\"_ _3\"></span>catifs. Le<span class=\"lsdc\">s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie </span></div>\n<div class=\"t m0 x6 h62 y9fb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9s \u00e0 ces poi<span class=\"_ _0\"></span>nts de mod\u00e8l<span class=\"_ _0\"></span>e sont proj<span class=\"_ _0\"></span>et\u00e9s de mani<span class=\"_ _0\"></span>\u00e8re stoc<span class=\"_ _0\"></span>hastique p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 y9fc ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wseb\">d\u00e9river l<span class=\"_ _0\"></span>es flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie v<span class=\"_ _0\"></span>ariabl<span class=\"_ _0\"></span>es <span class=\"lsf0 ws104\">et </span><span class=\"wse9\">la valeur aj<span class=\"_ _0\"></span>ust\u00e9e de l'o<span class=\"_ _0\"></span>ption </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(au nivea<span class=\"_ _0\"></span>u du portefe<span class=\"_ _0\"></span>uille tot<span class=\"_ _0\"></span>al ou pour un gr<span class=\"_ _0\"></span>oupe de no<span class=\"_ _0\"></span>uv<span class=\"wse8\">eaux </span></div>\n<div class=\"t m0 x6 h62 y9fe ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats<span class=\"lsf0 ws104\">). <span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>ussi<span class=\"_ _3\"></span> <span class=\"lsdc\">bien les f<span class=\"_ _0\"></span>lux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>ue la va<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">saisissent l<span class=\"_ _3\"></span>a d\u00e9pendan<span class=\"_ _3\"></span>ce aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">variations</span> <span class=\"lsdc wse8\">de</span>s <span class=\"lsdc wse9\">variab<span class=\"_ _0\"></span>les financ<span class=\"_ _0\"></span>i\u00e8res neu<span class=\"_ _0\"></span>tre </span></span></div>\n<div class=\"t m0 x6 h62 ya00 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque (<span class=\"_ _0\"></span>par exemp<span class=\"_ _0\"></span>le, les ta<span class=\"_ _0\"></span>ux d'int\u00e9r<span class=\"_ _0\"></span>\u00eat, les <span class=\"wse8\">var<span class=\"_ _0\"></span>iations<span class=\"ls0 ws0\"> </span><span class=\"wse9\">du co<span class=\"_ _0\"></span>urs des </span></span></div>\n<div class=\"t m0 x6 h62 ya01 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> l'\u00e9valu<span class=\"_ _0\"></span>ation de l'i<span class=\"_ _0\"></span>mmobil<span class=\"_ _0\"></span>ier). E<span class=\"_ _0\"></span>nfin, les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 ya02 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variables <span class=\"_ _3\"></span>sont affect\u00e9<span class=\"_ _3\"></span>s aux group<span class=\"_ _3\"></span>es de co<span class=\"_ _3\"></span>ntrats reconnus<span class=\"_ _3\"></span> sous<span class=\"ls0 ws0\"> </span>l<span class=\"_ _3\"></span>a norme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya03 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et proc<span class=\"_ _0\"></span>essus uti<span class=\"_ _0\"></span>lis\u00e9s pou<span class=\"_ _0\"></span>r la project<span class=\"_ _0\"></span>ion et l'\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 ya06 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont<span class=\"_ _0\"></span> supervi<span class=\"_ _0\"></span>s\u00e9s et v<span class=\"_ _0\"></span>alid\u00e9s <span class=\"_ _0\"></span>par le <span class=\"ff74 ls0 ws0\">\u00ab<span class=\"ff70\"> </span></span><span class=\"lsde\">Model Control </span></div>\n<div class=\"t m0 x6 h62 ya07 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Board<span class=\"ls0 ws0\"> <span class=\"ff74\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">d'Ageas. To<span class=\"_ _0\"></span>ut changem<span class=\"_ _0\"></span>ent dans l<span class=\"_ _0\"></span>es m\u00e9thod<span class=\"_ _0\"></span>es et les proce<span class=\"_ _0\"></span>ssus </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'estim<span class=\"_ _0\"></span>ation des d<span class=\"_ _0\"></span>onn\u00e9es ut<span class=\"_ _0\"></span>ilis\u00e9s po<span class=\"_ _0\"></span>ur \u00e9value<span class=\"_ _0\"></span>r les cont<span class=\"_ _0\"></span>rats, ains<span class=\"_ _0\"></span>i que la</div>\n<div class=\"t m0 x6 h62 ya09 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">raison de chaque<span class=\"_ _3\"></span> changement et<span class=\"_ _3\"></span> le type de contrats<span class=\"_ _3\"></span> concern\u00e9s sont</div>\n<div class=\"t m0 x6 h62 ya0a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9s et vali<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0b ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales d<span class=\"_ _3\"></span>'Ageas d\u00e9termine<span class=\"_ _3\"></span>ront la valeur ac<span class=\"_ _3\"></span>tuelle des flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya0d ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs estim<span class=\"_ _0\"></span>\u00e9s en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> des tau<span class=\"_ _0\"></span>x d'actu<span class=\"_ _0\"></span>alisat<span class=\"_ _0\"></span>ion d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9s</div>\n<div class=\"t m0 x6 h62 ya0e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he des<span class=\"_ _0\"></span>cendant<span class=\"_ _0\"></span>e, align<span class=\"_ _0\"></span>\u00e9e sur l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>odologi<span class=\"_ _0\"></span>e utilis<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 x6 h62 ya0f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous Solv<span class=\"_ _0\"></span>abilit\u00e9 II<span class=\"_ _0\"></span> (pilier 2).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya11 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement au tit<span class=\"_ _0\"></span>re du risqu<span class=\"_ _0\"></span>e non finan<span class=\"_ _0\"></span>cier refl\u00e8t<span class=\"_ _0\"></span>e l\u2019<span class=\"lsde wsfa\">indemnit\u00e9 qu'Ageas </span></div>\n<div class=\"t m0 x6 h62 ya12 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exige pou<span class=\"_ _0\"></span>r la prise en ch<span class=\"_ _0\"></span>arge de l\u2019inc<span class=\"_ _0\"></span>ertit<span class=\"_ _0\"></span>ude enco<span class=\"_ _0\"></span>urant le mont<span class=\"_ _0\"></span>ant et</div>\n<div class=\"t m0 x6 h62 ya13 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>ncier des<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie d\u2019un g<span class=\"_ _0\"></span>roupe de co<span class=\"_ _0\"></span>ntrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6 h62 ya14 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui est eng<span class=\"_ _0\"></span>endr\u00e9e pa<span class=\"_ _0\"></span>r le risque n<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>ier. Il couv<span class=\"_ _0\"></span>re le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 ya15 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>iel ains<span class=\"_ _0\"></span>i que d\u2019aut<span class=\"_ _0\"></span><span class=\"wseb\">res ris<span class=\"_ _0\"></span>ques no<span class=\"_ _0\"></span>n financ<span class=\"_ _0\"></span>iers, t<span class=\"_ _0\"></span>els que <span class=\"_ _0\"></span>le risq<span class=\"_ _0\"></span>ue </span></div>\n<div class=\"t m0 x6 h62 ya16 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de d\u00e9ch<span class=\"_ _0\"></span>\u00e9ance et l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de <span class=\"lsf8 ws111\">frais<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya17 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya18 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ca<span class=\"_ _0\"></span>lculero<span class=\"_ _0\"></span>nt l'aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>re de ris<span class=\"_ _0\"></span>que non</div>\n<div class=\"t m0 x6 h62 ya19 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>er en utilis<span class=\"_ _0\"></span>ant une ap<span class=\"_ _0\"></span>proche d<span class=\"_ _0\"></span>e niveau de co<span class=\"_ _0\"></span>nfianc<span class=\"_ _0\"></span>e, ciblant l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya1a ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">75\u00e8me pe<span class=\"_ _0\"></span>rcentile.<span class=\"_ _0\"></span> Aucun eff<span class=\"_ _0\"></span>et de<span class=\"ls0 ws0\"> </span>divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on de grou<span class=\"_ _0\"></span>pe n'est</div>\n<div class=\"t m0 x1a h62 ya1b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Sous r\u00e9s<span class=\"_ _0\"></span>erve d'u<span class=\"_ _0\"></span>ne appro<span class=\"_ _0\"></span>bation pa<span class=\"_ _0\"></span>r le niveau de d<span class=\"_ _0\"></span>irecti<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ya1c ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appropri<span class=\"_ _0\"></span>\u00e9, l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ris<span class=\"_ _0\"></span>que d<span class=\"ls109 ws129\">oit<span class=\"ls0 ws0\"> </span></span>incl<span class=\"_ _0\"></span>ure une tol<span class=\"_ _0\"></span>\u00e9rance po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya1d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9te<span class=\"_ _0\"></span>r ad\u00e9quat<span class=\"_ _0\"></span>ement les<span class=\"_ _0\"></span> risques et<span class=\"_ _0\"></span> incertit<span class=\"_ _0\"></span>udes \u00e9mer<span class=\"_ _0\"></span>gents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1e ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1f ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La marg<span class=\"_ _0\"></span>e sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntract<span class=\"_ _0\"></span>uels re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>e le prof<span class=\"_ _0\"></span>it non ac<span class=\"_ _0\"></span>quis s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 ya20 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un groupe de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance. <span class=\"wseb\">E<span class=\"_ _0\"></span>n cons\u00e9q<span class=\"_ _0\"></span>uence d<span class=\"_ _0\"></span>irecte, t<span class=\"_ _0\"></span>ous les </span></div>\n<div class=\"t m0 x1a h62 ya21 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains prov<span class=\"_ _0\"></span>enant d<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion au mome<span class=\"_ _0\"></span>nt de la</div>\n<div class=\"t m0 x1a h62 ya22 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le sont dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s. <span class=\"lsde wseb\">Ageas comptabilisera <span class=\"_ _3\"></span>ce pro</span>fit non</div>\n<div class=\"t m0 x1a h62 ya23 ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis <span class=\"wse9\">li\u00e9 \u00e0 un g<span class=\"_ _0\"></span>roupe de cont<span class=\"_ _0\"></span>rats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce <span class=\"lsde wsfa\">dans son </span><span class=\"wseb\">\u00e9tat conso<span class=\"_ _0\"></span>lid\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 ya24 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la per<span class=\"_ _3\"></span>formance fi<span class=\"_ _3\"></span>nanci\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">sur <span class=\"lsfe ws11a\">la</span></span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">p\u00e9riode au c<span class=\"_ _0\"></span>ours de laq<span class=\"_ _0\"></span>uelle ell<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya25 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fournit l<span class=\"_ _0\"></span>es service<span class=\"_ _0\"></span>s pr\u00e9vus a<span class=\"_ _0\"></span>u contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Des un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x1a h62 ya26 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture pon<span class=\"_ _3\"></span>d\u00e9r\u00e9es s<span class=\"wsea\">eron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">utili<span class=\"_ _3\"></span>s\u00e9es pou</span></span>r les <span class=\"_ _3\"></span>produits d'a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x1a h62 ya27 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">multi<span class=\"ls0 ws0\">-</span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties, lors<span class=\"_ _3\"></span>que<span class=\"ls0 ws0\"> </span></span>pertine<span class=\"_ _3\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d\u2019obte<span class=\"_ _3\"></span>nir un pro<span class=\"_ _3\"></span>fil <span class=\"lsdc wse9\">de performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya28 ff70 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse9\">en ligne avec<span class=\"_ _0\"></span> la nature du c<span class=\"_ _0\"></span>ontrat.<span class=\"_ _0\"></span> Sinon, l'<span class=\"_ _0\"></span>unit\u00e9 de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 ya29 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">unique la p<span class=\"_ _0\"></span>lus pertine<span class=\"_ _0\"></span>nte <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">utilis\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya2a ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya2b ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wseb\">marge s<span class=\"_ _0\"></span>ur servi<span class=\"_ _0\"></span>ces cont<span class=\"_ _0\"></span>ractue<span class=\"_ _0\"></span>ls<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'un grou<span class=\"_ _0\"></span>pe de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ya2c ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ne peut j<span class=\"_ _0\"></span>amais \u00eat<span class=\"_ _0\"></span>re n\u00e9gat<span class=\"_ _0\"></span>ive. D<span class=\"_ _0\"></span>ans une t<span class=\"_ _0\"></span>elle sit<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n, le gro<span class=\"_ _0\"></span>upe de</div>\n<div class=\"t m0 x1a h62 ya2d ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance est d\u00e9f<span class=\"_ _0\"></span>icitai<span class=\"_ _0\"></span>re (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire qu'il est<span class=\"_ _0\"></span> en positio<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x1a h62 ya2e ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perte),<span class=\"_ _0\"></span> et tout<span class=\"_ _0\"></span>e perte e<span class=\"_ _0\"></span>st imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9e dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x1a h62 ya2f ff70 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>a<span class=\"lsde wsfa\">nce financi\u00e8re.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e y9ca ff72 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">M<span class=\"lsde wsea\">\u00e9thode</span> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\">g<span class=\"lsde wsea\">\u00e9n\u00e9rale</span> \u2013<span class=\"_ _3\"></span> \u00e9</span><span class=\"wse9\">valuation ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e  </span></span></span></div>\n<div class=\"t m0 x1a h62 y9cb ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e d\u2019un group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e0 la date de</div>\n<div class=\"t m0 x1a h62 y9cc ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cl\u00f4tur<span class=\"_ _0\"></span>e est la s<span class=\"_ _0\"></span>omme du <span class=\"_ _0\"></span>passif a<span class=\"_ _0\"></span>u titre d<span class=\"_ _0\"></span>e la couv<span class=\"_ _0\"></span>erture <span class=\"_ _0\"></span>restant<span class=\"_ _0\"></span>e, y</div>\n<div class=\"t m0 x1a h62 y9cd ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> la marge sur se<span class=\"_ _0\"></span>rvices c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels ou l\u2019\u00e9l<span class=\"_ _0\"></span>\u00e9ment de p<span class=\"_ _0\"></span>erte du</div>\n<div class=\"t m0 x1a h62 y9ce ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif,<span class=\"_ _0\"></span> et du pas<span class=\"_ _0\"></span>sif au ti<span class=\"_ _0\"></span>tre des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es surv<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y9cf ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d0 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9c<span class=\"_ _0\"></span>ution son<span class=\"_ _0\"></span>t r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la fin de cha<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y9d1 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble en utilis<span class=\"_ _0\"></span>ant les es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>ns actuel<span class=\"_ _0\"></span>les des flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ya30 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie fut<span class=\"_ _3\"></span>urs, les t<span class=\"lsdc wse9\">aux d'actuali<span class=\"_ _0\"></span>sation act<span class=\"_ _0\"></span>uels et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ya31 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es de l'ajus<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> au titre du ri<span class=\"_ _0\"></span>sque non fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya32 ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya33 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Lors de <span class=\"_ _3\"></span>la r\u00e9\u00e9valuati<span class=\"_ _3\"></span>on des f<span class=\"_ _3\"></span>lux de tr\u00e9s<span class=\"_ _3\"></span>orerie d'e<span class=\"_ _3\"></span>x\u00e9cution <span class=\"lsdc wse9\">du passif au </span></div>\n<div class=\"t m0 x1a h62 ya34 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la cou<span class=\"_ _0\"></span>vertu<span class=\"_ _0\"></span>re resta<span class=\"_ _0\"></span>nte au cours<span class=\"_ _0\"></span> d\u2019un<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">exerc<span class=\"_ _3\"></span>ice</span> </span><span class=\"wse8\">ult\u00e9rieur<span class=\"lsde wsfa\">, certaines<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya35 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie d'ex\u00e9<span class=\"_ _0\"></span>cution s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es par rapp<span class=\"_ _0\"></span>ort \u00e0</div>\n<div class=\"t m0 x1a h62 ya36 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la marge sur s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uels et sero<span class=\"_ _0\"></span>nt donc rec<span class=\"_ _0\"></span>onnu<span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans l\u2019\u00e9tat </span></span></div>\n<div class=\"t m0 x1a h62 ya37 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sur la p\u00e9rio<span class=\"_ _0\"></span>de resta<span class=\"_ _0\"></span>nte au cours d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya38 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">laquelle Age<span class=\"_ _3\"></span>as fournit<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">d</span>es se<span class=\"_ _3\"></span>rvices pr\u00e9vus<span class=\"_ _3\"></span> au contrat<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span>. Les</div>\n<div class=\"t m0 x1a h62 ya39 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s refl\u00e9t<span class=\"_ _0\"></span>ant l\u2019\u00e9<span class=\"_ _0\"></span>coulem<span class=\"_ _0\"></span>ent du te<span class=\"_ _0\"></span>mps so<span class=\"_ _0\"></span>nt accum<span class=\"_ _0\"></span>ul\u00e9s s<span class=\"_ _0\"></span>ur la marg<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya3a ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els, en <span class=\"_ _0\"></span>utilisant<span class=\"_ _0\"></span> les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion lo<span class=\"_ _0\"></span>rs de la</div>\n<div class=\"t m0 x1a h62 ya3b ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le des cont<span class=\"_ _0\"></span>rats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9de ff72 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">M\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9parti<span class=\"_ _0\"></span>tion des pr<span class=\"_ _0\"></span>imes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IF<span class=\"_ _0\"></span>RS 17 permet \u00e0 l\u2019<span class=\"_ _0\"></span>entit\u00e9 d\u2019<span class=\"_ _0\"></span>\u00e9valuer d<span class=\"_ _0\"></span>es group<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9e0 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> qui r\u00e9ponden<span class=\"_ _3\"></span>t \u00e0 <span class=\"lsdc wse9\">certains crit<span class=\"_ _0\"></span>\u00e8res<span class=\"wseb\">, c<span class=\"_ _0\"></span>omme p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple les </span></span></div>\n<div class=\"t m0 x1a h62 y9e1 ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance qui<span class=\"_ _3\"></span> ont une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> couverture<span class=\"_ _3\"></span> qui n\u2019ex<span class=\"_ _3\"></span>c\u00e8de</div>\n<div class=\"t m0 x1a h62 y9e2 ff70 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas un a<span class=\"_ _0\"></span>n, selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span>r\u00e9parti<span class=\"_ _0\"></span>tion de<span class=\"_ _0\"></span>s primes <span class=\"_ _0\"></span><span class=\"wse9\">(au lieu de la </span></div>\n<div class=\"t m0 x1a h62 ya3c ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode d\u2019\u00e9<span class=\"_ _3\"></span>valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3d ff70 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3e ff70 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En appliquan<span class=\"_ _3\"></span>t la m\u00e9thode<span class=\"_ _3\"></span> de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes<span class=\"_ _3\"></span>, Ageas a</div>\n<div class=\"t m0 x1a h62 ya3f ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019intent<span class=\"_ _0\"></span>ion de com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>iser tous l<span class=\"_ _0\"></span>es flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e li\u00e9s aux fra<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 ya40 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'acqui<span class=\"_ _0\"></span>sition au m<span class=\"_ _0\"></span>oment o\u00f9 ell<span class=\"_ _0\"></span>e engag<span class=\"_ _0\"></span>e ces frais, p<span class=\"_ _0\"></span>ourvu que la p<span class=\"_ _0\"></span>\u00e9riode</div>\n<div class=\"t m0 x1a h62 ya41 ff70 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure <span class=\"lsfe ws11a\">initiale <span class=\"lsde wsfa\">au<span class=\"_ _3\"></span> moment de la comptab<span class=\"_ _3\"></span>ili</span></span>sation in<span class=\"_ _0\"></span>itiale des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya42 ff70 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assurance n\u2019e<span class=\"_ _3\"></span>xc\u00e8de pas un an<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> m\u00e9thode <span class=\"wseb\">de la<span class=\"_ _3\"></span> r\u00e9partition <span class=\"_ _3\"></span>des primes</span>,<span class=\"_ _3\"></span> le passif au titre<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la <span class=\"lsde wseb\">couverture restan<span class=\"_ _3\"></span>te </span>\u00e9gale, lors d<span class=\"_ _0\"></span>e la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale, les</div>\n<div class=\"t m0 x6 h62 y8b3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsdc wse9\">rimes re\u00e7u<span class=\"_ _0\"></span>es, le cas \u00e9ch\u00e9<span class=\"_ _0\"></span>ant, \u00e0 la date de l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. </span></div>\n<div class=\"t m0 x6 h62 y93e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, la valeur co<span class=\"_ _0\"></span>mptable d<span class=\"_ _0\"></span>u passif<span class=\"_ _0\"></span> au titre de la co<span class=\"_ _0\"></span>uverture</div>\n<div class=\"t m0 x6 h62 y93f ff75 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">restante est <span class=\"lsde wsea\">\u00e9valu\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9tant la valeur co<span class=\"_ _0\"></span>mptable a<span class=\"_ _0\"></span>u d\u00e9but de l<span class=\"lsf7 wseb\">\u2019exercice </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y940 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"wseb\">, p<span class=\"_ _3\"></span>lus les prim<span class=\"_ _3\"></span>es re\u00e7ues au <span class=\"_ _3\"></span>cours de<span class=\"_ _3\"></span> l<span class=\"lsf7\">\u2019exer<span class=\"_ _3\"></span>cice<span class=\"_ _3\"></span><span class=\"ls0 ws0\">, </span></span><span class=\"wsfa\">moins<span class=\"_ _3\"></span> le </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"_ _0\"></span>\u00e0 titre d<span class=\"_ _0\"></span>e produi<span class=\"_ _0\"></span>t des act<span class=\"_ _0\"></span>ivit\u00e9s <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y942 ff75 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les se<span class=\"_ _3\"></span>rvice<span class=\"_ _3\"></span>s <span class=\"lsde wsfa\">de couvert<span class=\"_ _3\"></span>ure <span class=\"wseb\">fournis dura<span class=\"_ _3\"></span>nt cet<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"lsf7\">exerci<span class=\"_ _3\"></span>ce<span class=\"lsdc\">, et moins tout<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y943 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">composant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>d\u2019<span class=\"lsdc wse9\">investis<span class=\"_ _0\"></span>sement pay<span class=\"_ _0\"></span>\u00e9 ou transf<span class=\"_ _0\"></span>\u00e9r\u00e9 au pas<span class=\"_ _0\"></span>sif au tit<span class=\"_ _0\"></span>re des </span></div>\n<div class=\"t m0 x6 h62 y944 ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sinistres <span class=\"lsdc wse8\">survenus<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff75 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Si, \u00e0 <span class=\"lsdc wse9\">n\u2019importe qu<span class=\"_ _0\"></span>el mome<span class=\"_ _0\"></span>nt avant et au co<span class=\"_ _0\"></span>urs de la p\u00e9r<span class=\"_ _0\"></span>iode de </span></div>\n<div class=\"t m0 x6 h62 y9ed ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure, les<span class=\"_ _0\"></span> faits et<span class=\"_ _0\"></span> circons<span class=\"_ _0\"></span>tances<span class=\"_ _0\"></span> indiqu<span class=\"_ _0\"></span>ent qu\u2019<span class=\"_ _0\"></span>un gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ee ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> est d\u00e9fici<span class=\"_ _3\"></span>taire, Ageas<span class=\"_ _3\"></span> comptabilise<span class=\"_ _3\"></span> une perte <span class=\"_ _3\"></span>dans <span class=\"lsf7\">son<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00e9tat </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et augment<span class=\"_ _0\"></span>e le passif au<span class=\"_ _0\"></span> titre de la</div>\n<div class=\"t m0 x6 h62 y9f0 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure rest<span class=\"_ _0\"></span>ante dans la m<span class=\"_ _0\"></span>esure o\u00f9 <span class=\"lsdd ws11a\">les estimat<span class=\"_ _0\"></span>ions actuelles des flux </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de tr\u00e9so<span class=\"_ _0\"></span>rerie <span class=\"wse8\">d\u2019ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">li<span class=\"_ _0\"></span>\u00e9s \u00e0 la co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re rest<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>passent <span class=\"_ _0\"></span>la </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le du pas<span class=\"_ _0\"></span>sif <span class=\"lsde wsfa\">au titre de la couverture<span class=\"_ _3\"></span> restante<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e <span class=\"wseb\">du passif<span class=\"_ _0\"></span> au titr<span class=\"_ _0\"></span>e des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenu<span class=\"_ _0\"></span>s d\u2019un </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>es \u00e9val<span class=\"_ _0\"></span>u\u00e9 selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode de la<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9partit<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> prime<span class=\"_ _0\"></span>s compre<span class=\"_ _0\"></span>nd la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>uelle des<span class=\"_ _0\"></span> flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x6 h62 y9f7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ex\u00e9cut<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 au titre d<span class=\"_ _0\"></span>u risque non fi<span class=\"_ _0\"></span>nancier,<span class=\"_ _0\"></span> actual<span class=\"_ _0\"></span>is\u00e9 en utili<span class=\"_ _0\"></span>sa<span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des taux d\u2019actual<span class=\"_ _3\"></span>isation actuel<span class=\"_ _3\"></span>s, li\u00e9s aux sini<span class=\"_ _3\"></span>stres survenus<span class=\"_ _3\"></span> et les frais</div>\n<div class=\"t m0 x6 h62 y9f9 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui n\u2019ont pas<span class=\"_ _0\"></span> encor<span class=\"_ _0\"></span>e \u00e9t\u00e9 pay\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fb ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a l'i<span class=\"_ _0\"></span>ntention d'<span class=\"_ _0\"></span>appli<span class=\"_ _0\"></span>quer la m\u00e9th<span class=\"_ _0\"></span>ode de la r\u00e9p<span class=\"_ _0\"></span>artition des<span class=\"_ _0\"></span> primes</div>\n<div class=\"t m0 x6 h62 y9fc ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la plus g<span class=\"_ _0\"></span>rande pa<span class=\"_ _0\"></span>rtie des gro<span class=\"_ _0\"></span>upes de cont<span class=\"_ _0\"></span>rats \u00e9lig<span class=\"_ _0\"></span>ibles dan<span class=\"_ _0\"></span>s ses</div>\n<div class=\"t m0 x6 h62 y9fd ff75 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">activit\u00e9s <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"ws11a\">vie et ses a<span class=\"_ _3\"></span>ctivit\u00e9s <span class=\"lsde wsea\">de </span></span><span class=\"lsdc\">r\u00e9assuranc<span class=\"_ _0\"></span>e. Ageas a \u00e9gal<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fe ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'intent<span class=\"_ _0\"></span>ion d\u2019\u00e9v<span class=\"_ _0\"></span>aluer un ens<span class=\"_ _0\"></span>emble li<span class=\"_ _0\"></span>mit\u00e9 de cont<span class=\"_ _0\"></span>rats dans s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ff ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsdc wse9\">ie, pour lesq<span class=\"_ _0\"></span>uels les ris<span class=\"_ _0\"></span>ques peuv<span class=\"_ _0\"></span>ent \u00eatre r<span class=\"_ _0\"></span>etarifi<span class=\"_ _0\"></span>\u00e9s sur une bas<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 ya00 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>le, selon la m<span class=\"_ _0\"></span>\u00e9thode d<span class=\"_ _0\"></span>e la r\u00e9partit<span class=\"_ _0\"></span>ion des p<span class=\"lsf3 ws10c\">rimes.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya45 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">La m\u00e9thod<span class=\"_ _0\"></span>e des <span class=\"lsde wsea\">honoraires<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">variables <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya46 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>exige qu'<span class=\"_ _0\"></span>une ent<span class=\"_ _0\"></span>it\u00e9 \u00e9v<span class=\"_ _0\"></span>alue les <span class=\"_ _0\"></span>groupe<span class=\"_ _0\"></span>s de cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6 h62 ya47 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance avec<span class=\"_ _0\"></span> partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> la m\u00e9thod<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ya48 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">honoraires<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">variables (<span class=\"lsdc wse9\">au lieu de la m\u00e9thode d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9n<span class=\"_ _0\"></span>\u00e9rale<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Sous la m\u00e9thode<span class=\"_ _3\"></span> d\u2019\u00e9valuation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le et la m\u00e9thode<span class=\"_ _3\"></span> des honoraires</div>\n<div class=\"t m0 x6 h62 ya4b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es, les flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie d'ex<span class=\"_ _0\"></span>\u00e9cution <span class=\"wseb\">s<span class=\"_ _0\"></span>ont \u00e9valu<span class=\"_ _0\"></span>\u00e9s <span class=\"wse9\">de la m\u00ea<span class=\"_ _0\"></span>me </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mani\u00e8re. <span class=\"lsdc wse9\">En revanche, il exis<span class=\"_ _0\"></span>te une dif<span class=\"_ _0\"></span>f\u00e9rence da<span class=\"_ _0\"></span>ns l\u2019\u00e9va<span class=\"_ _0\"></span>luation de<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 ya4d ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels. <span class=\"lsdc wse9\">Lors de la comptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on initi<span class=\"_ _0\"></span>ale d'un </span></div>\n<div class=\"t m0 x6 h62 ya4e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> d'assura<span class=\"_ _0\"></span>nce avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dir<span class=\"_ _0\"></span>ecte, il n'y a pas<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya4f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la <span class=\"lsde wsfa\">marge sur services contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>\u00e9valu\u00e9e se<span class=\"_ _0\"></span>lon la</div>\n<div class=\"t m0 x6 h62 ya50 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>n\u00e9rale ou s<span class=\"_ _0\"></span>elon la m\u00e9th<span class=\"_ _0\"></span>ode des hon<span class=\"_ _0\"></span>oraires</div>\n<div class=\"t m0 x6 h62 ya51 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Au cou<span class=\"_ _0\"></span>rs des <span class=\"lsde wsea\">ex</span>erc<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>mptables<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">ult\u00e9rieurs, la </span>marge sur </span></div>\n<div class=\"t m0 x6 h62 ya52 ff75 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">services contractuels<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un gr<span class=\"_ _0\"></span>oupe de co<span class=\"_ _0\"></span>ntrats d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce avec<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya53 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation di<span class=\"_ _0\"></span>recte, qu<span class=\"_ _0\"></span>i est <span class=\"lsde wsfa\">\u00e9valu\u00e9 selon la m\u00e9thode<span class=\"_ _3\"></span> des honoraires </span></div>\n<div class=\"t m0 x6 h62 ya54 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">variabl<span class=\"_ _0\"></span>es<span class=\"wse9\">, est ajust<span class=\"_ _0\"></span>\u00e9e pour l<span class=\"_ _0\"></span>es <span class=\"wse8\">variati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse9\">des taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n et des </span></span></span></div>\n<div class=\"t m0 x6 h62 ya55 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">autr<span class=\"lsde wsfa\">es variables financi\u00e8res (en<span class=\"_ _3\"></span> application la<span class=\"_ _3\"></span> m\u00e9thode<span class=\"ls0 ws0\"> </span></span>d\u2019\u00e9valuati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ya56 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9n\u00e9rale<span class=\"lsdc wseb\">, ces modific<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sont <span class=\"lsde\">comptabilis\u00e9es dans l<span class=\"_ _3\"></span>\u2019\u00e9tat de la<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya57 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re<span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya59 ff75 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"lsde wsfa\">m\u00e9thode des honora<span class=\"_ _3\"></span>ires variable<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">ne peut pas \u00eatr<span class=\"_ _0\"></span>e appliqu<span class=\"_ _0\"></span>\u00e9e aux </span></div>\n<div class=\"t m0 x6 h62 ya5a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d'assurance<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> V<span class=\"lsdc wse9\">ie avec partici<span class=\"_ _0\"></span>pation b\u00e9<span class=\"_ _0\"></span>n\u00e9fici<span class=\"_ _0\"></span>aire </span></span></div>\n<div class=\"t m0 x6 h62 ya5b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enti\u00e8re<span class=\"_ _0\"></span>ment disc<span class=\"_ _0\"></span>r\u00e9tion<span class=\"_ _0\"></span>naire et aux gr<span class=\"_ _0\"></span>oupes de c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e r\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 ya5c ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(contr<span class=\"_ _0\"></span>ats de r\u00e9ass<span class=\"_ _0\"></span>urance d\u00e9t<span class=\"_ _0\"></span>enus et \u00e9m<span class=\"_ _0\"></span>is).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9b3 ff77 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Modific<span class=\"_ _0\"></span>ation et d\u00e9<span class=\"_ _0\"></span>compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b4 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Lorsque <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s modalit<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d'un contrat d'<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce sont mo<span class=\"_ _0\"></span>difi\u00e9es de </span></span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e substant<span class=\"_ _0\"></span>ielle, Ag<span class=\"_ _0\"></span>eas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lise le cont<span class=\"_ _0\"></span>rat initi<span class=\"_ _0\"></span>al et</div>\n<div class=\"t m0 x1a h62 y9b6 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilise l<span class=\"_ _0\"></span>e contrat <span class=\"_ _0\"></span>modif<span class=\"_ _0\"></span>i\u00e9 comme<span class=\"_ _0\"></span> un nouv<span class=\"_ _0\"></span>eau cont<span class=\"_ _0\"></span>rat, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b7 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de crit\u00e8r<span class=\"_ _0\"></span>es sp\u00e9cifi<span class=\"_ _0\"></span>ques.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b8 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b9 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La norm<span class=\"_ _0\"></span>e IFRS 17 <span class=\"_ _0\"></span>impos<span class=\"_ _0\"></span>e qu'un co<span class=\"_ _0\"></span>ntrat<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">d'assurance soit d\u00e9compt<span class=\"_ _3\"></span>abilis\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lorsqu'il est<span class=\"_ _3\"></span> \u00e9teint.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya5d ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion dans<span class=\"_ _0\"></span> l'\u00e9tat <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya5e ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas pr\u00e9sen<span class=\"_ _3\"></span>te<span class=\"lsdc wse8\">ra<span class=\"ls0 ws0\"> </span><span class=\"wse9\">s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent dans s<span class=\"_ _0\"></span>on \u00e9tat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span><span class=\"wseb\">de la situati<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x1a h62 ya5f ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re la<span class=\"_ _3\"></span> valeur comptable des<span class=\"_ _3\"></span> portefeuilles de<span class=\"_ _3\"></span><span class=\"ls0 ws0\">s : </span></div>\n<div class=\"t m0 x1a h62 ya60 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ontra<span class=\"wseb\">ts d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance <span class=\"wse9\">\u00e9mis q<span class=\"_ _0\"></span>ui sont des<span class=\"_ _0\"></span> actifs<span class=\"ls0 ws0\"> ; </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya61 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e9mis qui so<span class=\"_ _0\"></span>nt des passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">d\u00e9tenus<span class=\"ls0 ws0\"> </span></span>qui sont des actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya63 ff78 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff79\"> <span class=\"_ _41\"> </span><span class=\"ff75\">C<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ontrats de r<span class=\"_ _0\"></span>\u00e9assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenus</span> <span class=\"lsde wseb\">qui<span class=\"_ _3\"></span> sont de<span class=\"_ _3\"></span>s passifs.</span> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y982 ff77 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion et pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion <span class=\"wse9\">dans<span class=\"_ _0\"></span> l\u2019\u00e9tat de la p<span class=\"_ _0\"></span>erforman<span class=\"_ _0\"></span>ce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans son <span class=\"lsdc wse9\">\u00e9tat consoli<span class=\"_ _0\"></span>d\u00e9 de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re, Ageas<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>era </span></div>\n<div class=\"t m0 x1a h62 y984 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les r\u00e9sul<span class=\"_ _0\"></span>tats d<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d'as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce (co<span class=\"lsde\">nstitu\u00e9 des produits d<span class=\"wsea\">es<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y985 ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance moin<span class=\"_ _3\"></span>s les char<span class=\"_ _3\"></span>ges aff\u00e9ren<span class=\"_ _3\"></span>tes aux ac<span class=\"_ _3\"></span>tivit\u00e9s</div>\n<div class=\"t m0 x1a h62 y986 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"wsfa\">)<span class=\"_ _3\"></span> s\u00e9par\u00e9ment des produi<span class=\"_ _3\"></span>ts ou charges fina<span class=\"_ _3\"></span>nci\u00e8res </span></div>\n<div class=\"t m0 x1a h62 y987 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion des pro<span class=\"_ _0\"></span>duits des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et</div>\n<div class=\"t m0 x1a h62 y988 ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wseb\">es charges<span class=\"_ _0\"></span> aff\u00e9re<span class=\"_ _0\"></span>nts aux a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>e base s<span class=\"_ _0\"></span>ur le co<span class=\"_ _0\"></span>ncept </span></div>\n<div class=\"t m0 x1a h62 y989 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des services<span class=\"_ _3\"></span> pr\u00e9vus a<span class=\"lsdc wseb\">u contrat <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance fo<span class=\"_ _0\"></span>urnis au c<span class=\"_ _0\"></span>ours d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y98a ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x1a h62 y98b ff75 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y98c ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>posant<span class=\"lsef ws12b\">s <span class=\"lsde wsea\">d\u2019</span></span><span class=\"wse9\">inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment, qui<span class=\"_ _0\"></span> refl\u00e8tent l<span class=\"_ _0\"></span>es sommes<span class=\"_ _0\"></span> que l\u2019entit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya64 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est tenue de r<span class=\"_ _0\"></span>embours<span class=\"_ _0\"></span>er au titul<span class=\"_ _0\"></span>aire en vert<span class=\"_ _0\"></span>u d\u2019un cont<span class=\"_ _0\"></span>rat d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ya65 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en toutes c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances, qu<span class=\"_ _0\"></span>e l\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment assu<span class=\"_ _0\"></span>r\u00e9 s<span class=\"lsde wseb\">e produise ou<span class=\"_ _3\"></span> non, ne </span></div>\n<div class=\"t m0 x1a h62 ya66 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">seront p<span class=\"_ _0\"></span>as compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9tat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 de la perf<span class=\"_ _0\"></span>ormance</div>\n<div class=\"t m0 x1a h62 ya67 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re ma<span class=\"_ _3\"></span>is seront direc<span class=\"_ _3\"></span>tement comptabilis<span class=\"_ _3\"></span>\u00e9s dans l\u2019\u00e9tat con<span class=\"_ _3\"></span>solid\u00e9</div>\n<div class=\"t m0 x1a h62 ya68 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re. Af<span class=\"_ _0\"></span>in de d\u00e9ter<span class=\"_ _0\"></span>miner si un c<span class=\"_ _0\"></span>ontrat d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya69 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>d un compos<span class=\"_ _0\"></span>ant <span class=\"lsde wsea\">d\u2019<span class=\"ls0 ws0\">i</span></span>nvestiss<span class=\"_ _0\"></span>ement,<span class=\"_ _0\"></span> Ageas \u00e9va<span class=\"_ _0\"></span>lue \u00e0 la date de la</div>\n<div class=\"t m0 x1a h62 ya6a ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale du c<span class=\"_ _0\"></span>ontrat s<span class=\"_ _0\"></span>i <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span>un paiement<span class=\"_ _0\"></span> serait <span class=\"_ _0\"></span>due en t<span class=\"_ _0\"></span>outes</div>\n<div class=\"t m0 x1a h62 ya6b ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">circonstances<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsdc wseb\">. Pour \u00e9valu<span class=\"_ _0\"></span>er le crit<span class=\"_ _0\"></span>\u00e8re <span class=\"ff79 ls0 ws0\">\u00ab<span class=\"ff75\"> </span></span><span class=\"wse9\">en toutes ci<span class=\"_ _0\"></span>rconst<span class=\"_ _0\"></span>ances<span class=\"ls0 ws0\"> <span class=\"ff79\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff75 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tous \u00e9v\u00e9ne<span class=\"_ _3\"></span>ments possible<span class=\"_ _3\"></span>s qui<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9silient le cont<span class=\"_ _0\"></span>rat et qui d\u00e9<span class=\"_ _0\"></span>clenche<span class=\"_ _0\"></span>nt un </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>el paieme<span class=\"_ _0\"></span>nt au tit<span class=\"_ _0\"></span>ulaire s<span class=\"_ _0\"></span>ont pr<span class=\"_ _0\"></span>is en com<span class=\"_ _0\"></span>pte. C<span class=\"_ _0\"></span>es \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x1a h62 ya6e ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es sont la r\u00e9si<span class=\"_ _0\"></span>liati<span class=\"_ _0\"></span>on du contra<span class=\"_ _0\"></span>t par le titul<span class=\"_ _0\"></span>aire, l'\u00e9<span class=\"_ _0\"></span>ch\u00e9ance et<span class=\"_ _0\"></span> tous</div>\n<div class=\"t m0 x1a h62 ya6f ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts assu<span class=\"_ _0\"></span>r\u00e9s (par exe<span class=\"_ _0\"></span>mple, le<span class=\"_ _0\"></span> d\u00e9c\u00e8s ou la surv<span class=\"_ _0\"></span>ie).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya70 ff77 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Produits ou charges<span class=\"_ _3\"></span> financi<span class=\"wsea\">ers<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya71 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Selon<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 17, les<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion et l<span class=\"wseb\">a ma<span class=\"_ _0\"></span>rge </span></span></span></div>\n<div class=\"t m0 x1a h62 ya72 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdd wse9\">sont <span class=\"lsde wsea\">comptabilis<span class=\"_ _3\"></span>\u00e9s <span class=\"wseb\">sur un<span class=\"_ _3\"></span>e base ac<span class=\"_ _3\"></span>tualis\u00e9e, </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya73 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e9ta<span class=\"_ _0\"></span>nt l<span class=\"wse8\">\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ancier <span class=\"lsde wseb\">des flux de tr\u00e9sor<span class=\"_ _3\"></span>erie. La n<span class=\"_ _3\"></span>orme IFRS 17<span class=\"_ _3\"></span> permet \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya74 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une entit<span class=\"_ _0\"></span>\u00e9 de pr\u00e9sent<span class=\"_ _0\"></span>er les eff<span class=\"_ _0\"></span>ets des vari<span class=\"_ _0\"></span>atio<span class=\"wseb\">ns <span class=\"_ _0\"></span>des taux<span class=\"_ _0\"></span> d'actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 ya75 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et d'autres varia<span class=\"_ _3\"></span>bles financi\u00e8re<span class=\"_ _3\"></span>s soit dans<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">l\u2019\u00e9tat d<span class=\"_ _0\"></span>e performa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x1a h62 ya76 ff75 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"lsdc wse9\">, soit en partie da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de la pe<span class=\"_ _0\"></span>rforma<span class=\"_ _0\"></span>nce financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"ls0 ws0\"> </span>et en </span></div>\n<div class=\"t m0 x1a h62 ya77 ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partie da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9sult<span class=\"_ _0\"></span>at glob<span class=\"_ _0\"></span>al, selon le c<span class=\"_ _0\"></span>hoix de la</div>\n<div class=\"t m0 x1a h62 ya78 ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">m\u00e9thode comptab<span class=\"lsdc wse9\">le de l'entit\u00e9. Ag<span class=\"_ _0\"></span>eas a l\u2019inte<span class=\"_ _0\"></span>ntion de d<span class=\"_ _0\"></span>\u00e9sagr\u00e9<span class=\"_ _0\"></span>ger les </span></div>\n<div class=\"t m0 x1a h62 ya79 ff75 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effets <span class=\"_ _0\"></span>des variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>es taux d'<span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n entre l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 ya7a ff75 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">performance fina<span class=\"_ _3\"></span>nci\u00e8re <span class=\"lsdc wse9\">et les autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal pou<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x1a h62 ya7b ff75 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus gran<span class=\"_ _0\"></span>de partie de s<span class=\"_ _0\"></span>es portef<span class=\"_ _0\"></span>euille<span class=\"_ _0\"></span>s d'assura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 204px; height: 902px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Sous la <span class=\"_ _3\"></span>m\u00e9thode d\u2019\u00e9val<span class=\"_ _3\"></span>uation g\u00e9n\u00e9ra<span class=\"_ _3\"></span>le, la d\u00e9s<span class=\"_ _3\"></span>agr\u00e9gation c<span class=\"_ _3\"></span>onsiste \u00e0</div>\n<div class=\"t m0 x6 h62 y8b2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>er dans l<span class=\"lsde wseb\">\u2019\u00e9tat de la performanc<span class=\"_ _3\"></span>e financi\u00e8re<span class=\"_ _3\"></span> </span>un montant d\u00e9t<span class=\"_ _0\"></span>ermi<span class=\"_ _0\"></span>n\u00e9</div>\n<div class=\"t m0 x6 h62 y8b3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une r\u00e9pa<span class=\"_ _0\"></span>rtition s<span class=\"_ _0\"></span>yst\u00e9mat<span class=\"_ _0\"></span>ique du to<span class=\"_ _0\"></span>tal des pro<span class=\"_ _0\"></span>duits <span class=\"lsde wsea\">ou charges </span></div>\n<div class=\"t m0 x6 h62 y93e ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"wseb\">atte<span class=\"_ _0\"></span>ndus sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e du gro<span class=\"_ _0\"></span>upe de c<span class=\"_ _0\"></span>ontrats </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance. Lors<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation du g<span class=\"_ _0\"></span>roupe, <span class=\"lsf8 ws111\">tous<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les <span class=\"_ _3\"></span></span></span></span><span class=\"wse8\">montants<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y940 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9siduels<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">da<span class=\"_ _3\"></span>ns les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments du r\u00e9sul<span class=\"_ _3\"></span>tat global sont rec<span class=\"_ _3\"></span>lass\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y941 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Sous la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span><span class=\"lsde\">des honoraire<span class=\"_ _3\"></span>s variable<span class=\"_ _3\"></span>s<span class=\"lsdc\">, unique<span class=\"_ _0\"></span>ment l<span class=\"_ _0\"></span>orsque l'<span class=\"_ _0\"></span>entit\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> les <span class=\"lsf8 ws111\">actifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span><span class=\"lsf7\">sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsde\">jacents<span class=\"_ _3\"></span>, la d\u00e9sagr\u00e9ga<span class=\"_ _3\"></span>tion </span></span><span class=\"wse9\">consiste \u00e0 pr\u00e9s<span class=\"_ _0\"></span>enter </span></div>\n<div class=\"t m0 x6 h62 y945 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme produi<span class=\"_ _3\"></span>ts ou charge<span class=\"_ _3\"></span>s financi<span class=\"wsea\">er<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019assuran<span class=\"_ _0\"></span>ce dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la </span></span></span></div>\n<div class=\"t m0 x6 h62 y946 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance fin<span class=\"_ _0\"></span>anci\u00e8re un m<span class=\"_ _0\"></span>ontant q<span class=\"_ _0\"></span>ui \u00e9limin<span class=\"_ _0\"></span>e les asym\u00e9t<span class=\"_ _0\"></span>ries</div>\n<div class=\"t m0 x6 h62 y9ed ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">com<span class=\"lsdc wse9\">ptables av<span class=\"_ _0\"></span>ec les prod<span class=\"_ _0\"></span>uits ou char<span class=\"_ _0\"></span>ges finan<span class=\"_ _0\"></span>c<span class=\"lsfe ws11a\">iers<span class=\"ls0 ws0\"> </span></span>d\u00e9coulant d<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ee ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents. Lors de l<span class=\"_ _0\"></span>a d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation, le<span class=\"_ _0\"></span>s montant<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9s dans l<span class=\"_ _0\"></span>es autres \u00e9<span class=\"_ _0\"></span>l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global y res<span class=\"_ _0\"></span>tent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y94b ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c9valuat<span class=\"_ _0\"></span>ion de l'im<span class=\"_ _0\"></span>pact<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L'impact estim<span class=\"_ _3\"></span>\u00e9 de l<span class=\"wseb\">a pr</span>emi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de la norme IF<span class=\"_ _0\"></span>RS 17 par les </span></span></div>\n<div class=\"t m0 x6 h62 y9a6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d'Ageas \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on (c'est<span class=\"ls0 ws0\">-\u00e0-</span>dire au 1er ja<span class=\"_ _0\"></span>nvier</div>\n<div class=\"t m0 x6 h62 y9a7 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2022) est expliqu\u00e9<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous dans l<span class=\"_ _0\"></span>a section D.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y94f ff7a fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"lsdc wse9\">Estimatio<span class=\"_ _0\"></span>n de l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re applic<span class=\"_ _0\"></span>ation des no<span class=\"_ _0\"></span>rmes </span></span></div>\n<div class=\"t m0 x22d h62 y950 ff7a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 &amp; IFRS 1<span class=\"_ _0\"></span>7 <span class=\"wse8\">au<span class=\"ls0 ws0\"> 1</span></span></div>\n<div class=\"t m0 x18f h76 y888 ff7a fs4a fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x174 h62 y889 ff7a fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya7e ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Toutes l<span class=\"_ _0\"></span>es fili<span class=\"_ _0\"></span>ales d'A<span class=\"_ _0\"></span>geas ont<span class=\"_ _0\"></span> mat\u00e9ri<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span> finali<span class=\"_ _0\"></span>s\u00e9 leur<span class=\"_ _0\"></span> bilan</div>\n<div class=\"t m0 x6 h62 ya7f ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'ouvert<span class=\"_ _0\"></span>ure <span class=\"lsf7 wseb\">sous<span class=\"ls0 ws0\"> l<span class=\"_ _3\"></span><span class=\"lsde wsea\">es</span> <span class=\"lsde wsea\">norme<span class=\"_ _3\"></span></span>s <span class=\"lsf0 ws10c\">IFRS <span class=\"_ _3\"></span>9 et <span class=\"lsf3\">IFRS<span class=\"_ _3\"></span> </span></span></span></span><span class=\"wse9\">17 au 1</span></div>\n<div class=\"t m0 x102 h76 ya80 ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x136 h62 ya81 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2022 et </span></div>\n<div class=\"t m0 x6 h62 ya82 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectuent des<span class=\"_ _3\"></span> cl\u00f4tures parall\u00e8l<span class=\"_ _3\"></span>es pour l<span class=\"lsdc wseb\">\u2019exercice c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>ble <span class=\"lsde wsea\">2022<span class=\"lsfe ws111\">. Alors </span></span></span></div>\n<div class=\"t m0 x6 h62 ya83 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que les <span class=\"_ _3\"></span>pr\u00e9paratifs d<span class=\"_ _3\"></span>e mise en \u0153<span class=\"_ _3\"></span><span class=\"lsdc wse9\">uvre au sei<span class=\"_ _0\"></span>n des <span class=\"wse8\">entrep<span class=\"_ _0\"></span>rises<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">associ\u00e9es </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya84 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">asiatiq<span class=\"_ _0\"></span>ues et turq<span class=\"_ _0\"></span>ues d'Age<span class=\"_ _0\"></span>as ont com<span class=\"_ _0\"></span>menc\u00e9 pl<span class=\"_ _0\"></span>us tard (conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 ya85 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9glem<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on locale<span class=\"_ _0\"></span>), les entre<span class=\"_ _0\"></span>prises ass<span class=\"_ _0\"></span>oci\u00e9e<span class=\"_ _0\"></span>s les plus</div>\n<div class=\"t m0 x6 h62 ya86 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catives pr<span class=\"_ _0\"></span>ogress<span class=\"_ _0\"></span>ent bien p<span class=\"_ _0\"></span>our se conf<span class=\"_ _0\"></span>ormer \u00e0 la d<span class=\"_ _0\"></span>ate effect<span class=\"_ _0\"></span>ive du</div>\n<div class=\"t m0 x6 h62 ya87 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">1</div>\n<div class=\"t m0 x5d h76 ya88 ff7a fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x235 h62 ya89 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws12d\">janvier<span class=\"_ _3\"></span> 2<span class=\"lsde wsea\">023.</span></span> </div>\n<div class=\"t m0 x6 h62 ya8a ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8b ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 une att<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>n particuli<span class=\"_ _0\"></span>\u00e8re aux ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns <span class=\"lsde wsfa\">en mati\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 ya8c ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation <span class=\"wseb\">d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion de la <span class=\"_ _0\"></span>norme I<span class=\"_ _0\"></span>AS 8 <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsde wsfa\">M\u00e9thodes comptabl<span class=\"_ _3\"></span>es, </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya8d ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents d'es<span class=\"_ _0\"></span>timati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>ables et er<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> (<span class=\"lsde wseb\">de f<span class=\"_ _3\"></span>ournir des<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya8e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions con<span class=\"_ _0\"></span>nues ou rai<span class=\"_ _0\"></span>sonnab<span class=\"_ _0\"></span>lement est<span class=\"_ _0\"></span>imabl<span class=\"_ _0\"></span>es pour \u00e9val<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x6 h62 ya8f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'impact<span class=\"_ _0\"></span> possibl<span class=\"_ _0\"></span>e que <span class=\"wseb\">la pr<span class=\"_ _0\"></span>emi\u00e8re <span class=\"lsde\">application d<span class=\"ls0 ws0\">\u2019</span></span>une nouvel<span class=\"_ _0\"></span>le norme I<span class=\"_ _0\"></span>FRS </span></div>\n<div class=\"t m0 x6 h62 ya90 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aura sur<span class=\"_ _0\"></span> les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de <span class=\"_ _0\"></span>l'entit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de pre<span class=\"_ _0\"></span>mi\u00e8re</div>\n<div class=\"t m0 x6 h62 ya91 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">application<span class=\"lsdc wse9\">) et \u00e0 la d\u00e9claration p<span class=\"_ _0\"></span>u<span class=\"lsde wseb\">blique de l<span class=\"_ _3\"></span>\u2019autorit\u00e9 eur<span class=\"_ _3\"></span>op\u00e9enne de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya92 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">march\u00e9s financ<span class=\"_ _3\"></span>iers (ESMA) concernan<span class=\"_ _3\"></span>t <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> <span class=\"lsdc wse9\">La transparen<span class=\"_ _0\"></span>ce dans la mis<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x6 h62 ya93 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en \u0153uvre de la n<span class=\"_ _0\"></span>orme IFRS 1<span class=\"_ _0\"></span>7 contra<span class=\"_ _0\"></span>ts d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span><span class=\"lsf0 ws104\">, </span>c</span>ompte tenu de</div>\n<div class=\"t m0 x6 h62 ya94 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l'\u00e9tat d'<span class=\"_ _0\"></span>avancem<span class=\"_ _0\"></span>ent de la mise en \u0153<span class=\"_ _0\"></span>uvre au se<span class=\"_ _0\"></span>in de ses filia<span class=\"_ _0\"></span>les et <span class=\"lsf7 wseb\">ses </span></div>\n<div class=\"t m0 x6 h62 ya95 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises a<span class=\"lsf7 wseb\">ssoci\u00e9es<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya96 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya97 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les paragraphe<span class=\"_ _3\"></span>s ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _3\"></span> clarifient<span class=\"_ _3\"></span> l'impact de<span class=\"_ _3\"></span> la premi\u00e8re<span class=\"_ _3\"></span> applicat<span class=\"_ _3\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 ya98 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 et 17 pa<span class=\"_ _0\"></span>r les fi<span class=\"_ _0\"></span>liales <span class=\"_ _0\"></span>d'Ageas<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> </span></div>\n<div class=\"t m0 x6 h62 ya99 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire au 1</span></span></div>\n<div class=\"t m0 x1d h76 ya9a ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xa6 h62 ya9b ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya9c ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Bien qu'<span class=\"_ _0\"></span>Ageas r<span class=\"_ _0\"></span>econnai<span class=\"_ _0\"></span>sse qu<span class=\"ls0 ws0\">e </span><span class=\"wse9\">la pr\u00e9s<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n d'info<span class=\"_ _0\"></span>rmatio<span class=\"lsdd\">ns </span></span></div>\n<div class=\"t m0 x6 h62 ya9e ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de se<span class=\"_ _0\"></span>s filiales<span class=\"_ _0\"></span> ne donne qu'<span class=\"_ _0\"></span>une vue pa<span class=\"_ _0\"></span>rtielle de l'<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya9f ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 estim\u00e9 d<span class=\"_ _0\"></span>e <span class=\"lsde wseb\">la premi\u00e8re<span class=\"_ _3\"></span> application<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>des normes I<span class=\"_ _0\"></span>FRS 9 et 17,</div>\n<div class=\"t m0 x6 h62 yaa0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a conc<span class=\"_ _0\"></span>lu que la pr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ion d'info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>ns quanti<span class=\"_ _0\"></span>tatives<span class=\"_ _0\"></span> <span class=\"lsde wsea\">de<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">se<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span> ne ser<span class=\"_ _0\"></span>ait <span class=\"lsde wsea\">actuellement </span><span class=\"wse9\">pas conforme a<span class=\"_ _0\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 yaa2 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">en mati<span class=\"_ _0\"></span>\u00e8re de pr<span class=\"_ _0\"></span>\u00e9sentat<span class=\"_ _0\"></span>ion d\u2019inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ion sou<span class=\"_ _0\"></span>s la norm<span class=\"_ _0\"></span>e <span class=\"lsf8 ws111\">IAS </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">8. Ageas a l'i<span class=\"_ _0\"></span>ntenti<span class=\"_ _0\"></span>on de pr\u00e9se<span class=\"_ _0\"></span>nter l'imp<span class=\"_ _0\"></span>act de <span class=\"lsde wseb\">la premi\u00e8re appli<span class=\"_ _3\"></span>cation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yaa4 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des norm<span class=\"_ _0\"></span>es IFRS <span class=\"_ _0\"></span>9 e<span class=\"lsf0 ws0\">t IFRS <span class=\"lsde wsea\">17 <span class=\"wsfa\">\u00e0 la date de</span></span><span class=\"ls0\"> <span class=\"ls109 ws129\">la</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">transition<span class=\"_ _3\"></span> </span></span></span>au sein de s<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yaa5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> et de ses en<span class=\"lsde wsfa\">treprises associ\u00e9es lors d'un<span class=\"_ _3\"></span>e pr\u00e9sentation s\u00e9<span class=\"_ _3\"></span>par\u00e9e </span></div>\n<div class=\"t m0 x6 h62 yaa6 ff7a fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mi<span class=\"ls0 ws0\">- <span class=\"lsde wsea\">2023 <span class=\"_ _3\"></span><span class=\"wsfa\">organis\u00e9e par<span class=\"_ _3\"></span> le d\u00e9partement rel<span class=\"_ _3\"></span>ation</span></span>s <span class=\"_ _3\"></span><span class=\"lsdd ws12a\">avec les investisseurs.</span> </span></div>\n<div class=\"t m0 x6 h62 yaa7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaa8 ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas ne p<span class=\"_ _3\"></span>r\u00e9sente \u00e9gal<span class=\"_ _3\"></span>ement pas<span class=\"_ _3\"></span> d<span class=\"wsea\">es <span class=\"lsdc wse9\">estimatio<span class=\"_ _0\"></span>ns des impac<span class=\"_ _0\"></span>ts au 30 </span></span></div>\n<div class=\"t m0 x1a h62 yaa9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2022 o<span class=\"_ _0\"></span>u au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, co<span class=\"_ _0\"></span>mme ces est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns ne sont</div>\n<div class=\"t m0 x1a h62 yaaa ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">a<span class=\"lsde wseb\">ctuelleme<span class=\"_ _3\"></span>nt pas enco<span class=\"_ _3\"></span>re connues<span class=\"_ _3\"></span> ou raisonnab<span class=\"_ _3\"></span>lement <span class=\"lsfe ws11a\">fiable<span class=\"_ _3\"></span>s</span>. Les </span></div>\n<div class=\"t m0 x1a h62 yaab ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts s<span class=\"_ _0\"></span>ur l\u2019\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et su<span class=\"_ _0\"></span>r le compte de</div>\n<div class=\"t m0 x1a h62 yaac ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at consoli<span class=\"_ _0\"></span>d\u00e9 \u00e0 ces dates s<span class=\"_ _0\"></span>eront pr<span class=\"_ _0\"></span>\u00e9sent\u00e9s<span class=\"_ _0\"></span> dans les \u00e9t<span class=\"_ _0\"></span>ats financ<span class=\"_ _0\"></span>iers</div>\n<div class=\"t m0 x1a h62 yaad ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span> ou les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs consol<span class=\"_ _0\"></span>id\u00e9s de <span class=\"lsde wseb\">l\u2019exercice comptable<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaae ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2023.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaaf ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En compar<span class=\"_ _0\"></span>aison aux<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s comptab<span class=\"_ _0\"></span>ilis\u00e9s dan<span class=\"_ _0\"></span>s l'\u00e9tat c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9 de la</div>\n<div class=\"t m0 x1a h62 yab1 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> d\u2019Ageas a<span class=\"_ _0\"></span>u 1er ja<span class=\"_ _0\"></span>nvier 20<span class=\"_ _0\"></span>22 suiva<span class=\"_ _0\"></span>nt les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>AS</div>\n<div class=\"t m0 x1a h62 yab2 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39 et IFRS 4, la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e applicat<span class=\"_ _0\"></span>ion des no<span class=\"_ _0\"></span>rmes IFRS 9 et<span class=\"_ _0\"></span> IFRS 17 au</div>\n<div class=\"t m0 x1a h62 yab3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sein des fil<span class=\"_ _0\"></span>iales d'A<span class=\"_ _0\"></span>geas a entra\u00ee<span class=\"_ _0\"></span>n\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yab4 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des actifs<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yab5 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une augmentati<span class=\"_ _0\"></span>on du total<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span><span class=\"ls0 ws0\">s ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab6 ff7e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff7d\"> <span class=\"_ _41\"> </span><span class=\"ff7a lsdc wse9\">Une diminution du t<span class=\"_ _0\"></span>otal<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">des capitaux p<span class=\"_ _3\"></span>ropres.</span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yab7 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yab8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les impac<span class=\"_ _0\"></span>ts les plus im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>es de la prem<span class=\"_ _0\"></span>i\u00e8re appl<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es normes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yab9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9 et IFR<span class=\"_ _0\"></span>S 17 <span class=\"lsde wsfa\">sur l\u2019\u00e9tat consolid<span class=\"_ _3\"></span>\u00e9 de la situati<span class=\"_ _3\"></span>on financi\u00e8re d\u2019A<span class=\"_ _3\"></span>geas </span></div>\n<div class=\"t m0 x1a h62 yaba ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x6a h76 yabb ff7a fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21a h62 yabc ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 20<span class=\"_ _3\"></span>22 (\u00e9galemen<span class=\"_ _3\"></span>t appel\u00e9 </span><span class=\"ff7d\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">l\u2019\u00e9tat de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8re </span></div>\n<div class=\"t m0 x1a h62 yabd ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ouvert<span class=\"_ _0\"></span>ure<span class=\"ff7d ls0 ws0\"> \u00bb</span><span class=\"wseb\">) sont cl<span class=\"_ _0\"></span>arifi\u00e9s c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x1a h7e yabe ff7c fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les ac<span class=\"_ _0\"></span>tifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yabf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n du total des ac<span class=\"_ _0\"></span>tifs est pr<span class=\"_ _0\"></span>incip<span class=\"lsde wsfa\">alement li\u00e9e \u00e0 l'application </span></div>\n<div class=\"t m0 x1a h62 yac0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dispos<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> dans la norm<span class=\"_ _0\"></span>e IFRS 9 sur l<span class=\"wseb\">e cl<span class=\"_ _0\"></span>assemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span>et l'\u00e9va<span class=\"_ _0\"></span>luation.<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yac1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par rappo<span class=\"_ _0\"></span>rt \u00e0 la norme IA<span class=\"_ _0\"></span>S 39, une plus<span class=\"_ _0\"></span> grande part<span class=\"_ _0\"></span>ie des</div>\n<div class=\"t m0 x1a h62 yac2 ff7a fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers <span class=\"lsf7 wseb\">sera<span class=\"ls0 ws0\"> </span></span><span class=\"wse8\">\u00e9valu\u00e9 </span></span></div>\n<div class=\"t m0 x1a h62 yac3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yac4 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yac5 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En app<span class=\"wseb\">liquant <span class=\"_ _3\"></span>la norme <span class=\"_ _3\"></span>IAS 39, Ageas<span class=\"_ _3\"></span> classifiai<span class=\"_ _3\"></span>t une part<span class=\"_ _3\"></span>ie de se<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yac6 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s dans des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts d\u2019emp<span class=\"_ _0\"></span>runt com<span class=\"_ _0\"></span>me <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span><span class=\"wse8\">d\u00e9tenus </span></div>\n<div class=\"t m0 x1a h62 yac7 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu'<span class=\"_ _0\"></span>\u00e0 leur \u00e9ch\u00e9<span class=\"_ _0\"></span>ance<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"wseb\">ou comme <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span></span>pr\u00eats et cr<span class=\"_ _0\"></span>\u00e9ances<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> <span class=\"lsde wseb\">et \u00e9valuait <span class=\"_ _3\"></span>ces </span></span></div>\n<div class=\"t m0 x1a h62 yac8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s par cons\u00e9<span class=\"_ _0\"></span>quent au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i. <span class=\"lsde wsfa\">Par suite de l</span><span class=\"wse8\">a </span></div>\n<div class=\"t m0 x1a h62 yac9 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de l\u2019an<span class=\"_ _0\"></span>alyse du mod<span class=\"_ _0\"></span>\u00e8le \u00e9cono<span class=\"_ _0\"></span>mique da<span class=\"_ _0\"></span>ns lequel <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 yaca ff7a fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">investissements sont<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">g\u00e9r\u00e9</span>s <span class=\"_ _3\"></span>s<span class=\"lsde wsea\">ous</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">la norm<span class=\"_ _0\"></span>e IFRS 9<span class=\"_ _0\"></span>, et par<span class=\"_ _0\"></span>ce que ces </span></span></div>\n<div class=\"t m0 x1a h62 yacb ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s satisf<span class=\"_ _0\"></span>ont au crit\u00e8<span class=\"_ _0\"></span>re de <span class=\"ff7d ls0 ws0\">\u00ab<span class=\"ff7a\"> </span></span>rembourse<span class=\"_ _0\"></span>ment de princ<span class=\"_ _0\"></span>ipal et</div>\n<div class=\"t m0 x1a h62 yacc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des verse<span class=\"_ _0\"></span>ments d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eats s<span class=\"_ _0\"></span>ur le princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span></span>, une grande p<span class=\"_ _0\"></span>artie de ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yacd ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est \u00e9v<span class=\"_ _0\"></span>alu\u00e9e \u00e0 la<span class=\"_ _0\"></span> juste<span class=\"_ _0\"></span> valeur p<span class=\"_ _0\"></span>ar le bi<span class=\"_ _0\"></span>ais des a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x1a h62 yace ff7a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal <span class=\"lsf7\">so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la norme IFRS 9. \u00c0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yacf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, le gai<span class=\"_ _0\"></span>n ou la perte no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9 <span class=\"lsde wsea\">cumul\u00e9 </span>depuis l<span class=\"_ _0\"></span>a date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span></div>\n<div class=\"t m0 x1a h62 yad0 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"lsdd ws12a\">ial<span class=\"_ _0\"></span>e de ces investissements <span class=\"lsdc wse9\">a \u00e9t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">comptabilis\u00e9 dans </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yad1 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat<span class=\"_ _3\"></span> global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yad2 ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yad3 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie d<span class=\"_ _0\"></span>es invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents <span class=\"wse8\">par </span>Age<span class=\"_ _0\"></span>as dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 yad4 ff7a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019emprunt<span class=\"lsdc wse9\">, principalem<span class=\"_ _0\"></span>ent des inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments dan<span class=\"_ _0\"></span>s des fonds </span></div>\n<div class=\"t m0 x1a h62 yad5 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt non cot<span class=\"_ _0\"></span>\u00e9s ou des fond<span class=\"_ _0\"></span>s <span class=\"lsde wseb\">cot\u00e9s en<span class=\"_ _3\"></span> bourse</span>, ne satisfont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yad6 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas au <span class=\"wseb\">crit\u00e8re d<span class=\"_ _3\"></span>e <span class=\"ff7d ls0 ws0\">\u00ab <span class=\"_ _3\"></span></span><span class=\"lsdc wse9\">rembours<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>e princip<span class=\"_ _0\"></span>al et \u00e0 des vers<span class=\"_ _0\"></span>ements </span></span></div>\n<div class=\"t m0 x1a h62 yad7 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sur l<span class=\"_ _0\"></span>e princi<span class=\"_ _0\"></span>pal<span class=\"ls0 ws0\"> <span class=\"ff7d\">\u00bb</span> </span><span class=\"lsde\">sous l<span class=\"_ _3\"></span>a norme IFRS<span class=\"_ _3\"></span> 9. <span class=\"wsfa\">\u00c0 la da<span class=\"_ _3\"></span>te de <span class=\"ls109 ws129\">la </span></span></span></div>\n<div class=\"t m0 x1a h62 yad8 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">a </span></div>\n<div class=\"t m0 xa1 h62 yad9 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">reclassifi\u00e9<span class=\"_ _3\"></span> et r\u00e9\u00e9valu\u00e9<span class=\"_ _3\"></span> <span class=\"lsf7\">ces </span></span></div>\n<div class=\"t m0 x1a h62 yada ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s \u00e0 la juste <span class=\"lsde wsfa\">valeur par le biais du </span>r\u00e9sultat net<span class=\"_ _0\"></span><span class=\"lsde wseb\">, alors que<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yadb ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ces inve<span class=\"_ _0\"></span>stisse<span class=\"_ _0\"></span>ments \u00e9t<span class=\"_ _0\"></span>aient \u00e9v<span class=\"_ _0\"></span>alu\u00e9s a<span class=\"_ _0\"></span>u co\u00fbt am<span class=\"_ _0\"></span>orti ou \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 yadc ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat g<span class=\"_ _0\"></span>lobal <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IAS </span></div>\n<div class=\"t m0 x1a h62 yadd ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">39. En outr<span class=\"_ _0\"></span>e, Ageas a d\u00e9s<span class=\"_ _0\"></span>ign\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> <span class=\"lsde wsfa\">tran<span class=\"_ _3\"></span>sition certains<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yade ff7a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">i<span class=\"lsdc wse9\">nvestisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns des instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> <span class=\"lsde wsea\">d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"wsfa\">, qui couvrent des<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 yadf ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> <span class=\"lsf3 ws10c\">comme<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">\u00e9valu\u00e9<span class=\"lsde wsea\">es<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">\u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par l<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 yae0 ff7a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais du<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9sultat net</span></span><span class=\"wseb\">, car cette d\u00e9<span class=\"_ _3\"></span>signation r\u00e9du<span class=\"_ _3\"></span>it les in<span class=\"_ _3\"></span>coh\u00e9rences </span></div>\n<div class=\"t m0 x1a h62 yae1 ff7a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'\u00e9val<span class=\"_ _0\"></span>uation ou les<span class=\"_ _0\"></span> asym\u00e9tr<span class=\"_ _0\"></span>ies compt<span class=\"_ _0\"></span>ables avec<span class=\"_ _0\"></span> l'\u00e9val<span class=\"lsde wseb\">uation des passifs </span></div>\n<div class=\"t m0 x1a h62 yae2 ff7a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondants<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce ou <span class=\"lsde wsfa\">des contrats </span></div>\n<div class=\"t m0 x1a h62 yae3 ff7a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de </span><span class=\"ff81\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">pertes<span class=\"_ _3\"></span> de cr\u00e9dit attendu<span class=\"_ _3\"></span>es</span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dans<span class=\"ls0 ws0\"> </span><span class=\"wseb\">la norm<span class=\"_ _0\"></span>e IFR<span class=\"_ _0\"></span>S 9 <span class=\"wse9\">a entra\u00ee<span class=\"_ _0\"></span>n\u00e9e, \u00e0 la dat<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion, <span class=\"ls109 ws129\">la<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d'une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> de cr\u00e9dit<span class=\"_ _0\"></span> attendues<span class=\"_ _0\"></span> sur les</div>\n<div class=\"t m0 x6 h62 y93e ff7f fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">investissements <span class=\"lsde wsea\">par </span><span class=\"lsdc\">Ageas dans des<span class=\"_ _0\"></span> instrum<span class=\"_ _0\"></span>ents d<span class=\"wseb\">\u2019em<span class=\"_ _0\"></span>prunt q<span class=\"_ _0\"></span>ui est </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9g\u00e8re<span class=\"_ _0\"></span>ment sup\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour pert<span class=\"_ _0\"></span>es subies qu<span class=\"_ _0\"></span>\u2019Ageas a<span class=\"lsf7 wseb\">vait<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">les m\u00eames instr<span class=\"_ _0\"></span>uments s<span class=\"_ _0\"></span>ous la norme<span class=\"_ _0\"></span> IAS 39. Cela </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coule d<span class=\"_ _0\"></span>u fait que la maj<span class=\"_ _0\"></span>orit\u00e9 des<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> <span class=\"wse8\">par <span class=\"lsde wseb\">Ageas dans d<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents d\u2019e<span class=\"_ _0\"></span>mprunt ont<span class=\"_ _0\"></span> une notati<span class=\"_ _0\"></span>on <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> </span></span><span class=\"wseb\">ayant vale<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x6 h62 y943 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsdd wse9\">(c'est</span>-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsfe ws11a\">dire<span class=\"_ _3\"></span></span>, <span class=\"lsde wsfa\">qu<span class=\"_ _3\"></span>'ils ont une notation<span class=\"_ _3\"></span> de risque de </span></span></div>\n<div class=\"t m0 x6 h62 y944 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit de <span class=\"lsde wseb\">Baa3 ou BBB<span class=\"ls0 ws0\">- </span></span>ou sup\u00e9rieure) et n<span class=\"_ _0\"></span>e se caract\u00e9<span class=\"_ _0\"></span>risent do<span class=\"_ _0\"></span>nc pas</div>\n<div class=\"t m0 x6 h62 y945 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on signifi<span class=\"_ _0\"></span>cative du ri<span class=\"_ _0\"></span>sque de cr<span class=\"_ _0\"></span>\u00e9dit depu<span class=\"_ _0\"></span>is leur dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y946 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse8\">dire</span>,<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">class\u00e9s e<span class=\"_ _0\"></span>n Etage 1). Po<span class=\"_ _0\"></span>ur ces </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, Ageas co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>ise une p<span class=\"_ _0\"></span>rovision p<span class=\"_ _0\"></span>our pertes<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y9ee ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> des pert<span class=\"_ _0\"></span>es de c<span class=\"_ _0\"></span>r\u00e9dit att<span class=\"_ _0\"></span>endues <span class=\"_ _0\"></span>pour les <span class=\"_ _0\"></span>12 moi<span class=\"_ _0\"></span>s \u00e0 venir.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f0 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En appliquant la<span class=\"_ _3\"></span> norme<span class=\"ls0 ws0\"> </span><span class=\"wseb\">IAS<span class=\"_ _3\"></span> 39, Ageas <span class=\"lsdd wse9\">clas<span class=\"_ _3\"></span>sifiait<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">la plus gra<span class=\"_ _0\"></span>nde parti<span class=\"_ _0\"></span>e de </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ses investisseme<span class=\"_ _3\"></span>nts en instrumen<span class=\"_ _3\"></span>ts de capitaux prop<span class=\"_ _3\"></span>res <span class=\"lsf3 ws10c\">comme </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff81 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles \u00e0 <span class=\"_ _3\"></span>la vente<span class=\"_ _3\"></span></span> </span>\u00bb<span class=\"ff7f\"> <span class=\"lsdc wse8\">et</span> <span class=\"lsdc wse9\">\u00e9valuait c<span class=\"lsdd ws11a\">es investissements</span></span> <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x6 h62 y9f3 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ent \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur pa<span class=\"_ _0\"></span>r le biais<span class=\"_ _0\"></span> des aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments d<span class=\"_ _0\"></span>u r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global. E<span class=\"_ _0\"></span>n <span class=\"lsde wsea\">appliquant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>la norme IFR<span class=\"_ _0\"></span>S 9, Ageas a d<span class=\"_ _0\"></span>\u00e9cid\u00e9 de cont<span class=\"_ _0\"></span>inuer \u00e0</div>\n<div class=\"t m0 x6 h62 y9f5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuer l<span class=\"_ _0\"></span>a plus grand<span class=\"_ _0\"></span>e partie de s<span class=\"_ _0\"></span>es investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nts en instr<span class=\"_ _0\"></span>uments d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f6 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres \u00e0 la j<span class=\"_ _0\"></span>uste valeu<span class=\"_ _0\"></span>r par le biais<span class=\"_ _0\"></span> des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ments<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y9f7 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat glo<span class=\"_ _3\"></span>bal, en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>e choix i<span class=\"_ _3\"></span>rr\u00e9vocable<span class=\"ls0 ws0\"> </span>dan<span class=\"_ _3\"></span>s la nor<span class=\"_ _3\"></span>me IFRS 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e9sent<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations ult<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>res de l<span class=\"ls0 ws0\">a </span><span class=\"wseb\">juste va<span class=\"_ _0\"></span>leur de c<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es dans le<span class=\"wsfa\">s<span class=\"_ _3\"></span> autre<span class=\"lsdd wse9\">s </span></span></div>\n<div class=\"t m0 x6 h62 y9fa ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y9fb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fc ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9tant donn\u00e9<span class=\"_ _3\"></span> que les in<span class=\"_ _3\"></span>vestissemen<span class=\"_ _3\"></span>ts dans des i<span class=\"_ _3\"></span>nstruments d<span class=\"_ _3\"></span>e capitau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y9fd ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres son<span class=\"_ _3\"></span>t hors du<span class=\"_ _3\"></span> champ d'appli<span class=\"_ _3\"></span>cation du mo<span class=\"_ _3\"></span>d\u00e8le de <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff7f\"> </span></span><span class=\"wsea\">perte<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span>de </span></div>\n<div class=\"t m0 x6 h62 y9fe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit att<span class=\"_ _3\"></span>endue<span class=\"ls0 ws0\">s <span class=\"_ _3\"></span><span class=\"ff81\">\u00bb</span> <span class=\"lsdc wse8\">dans</span> </span><span class=\"lsdc\">la norme I<span class=\"_ _0\"></span>FRS 9<span class=\"ls0 ws0\">, </span><span class=\"lsde\">et que <span class=\"_ _3\"></span><span class=\"lsdd ws11a\">les dispositions de </span><span class=\"wsea\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 y9ff ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 9 doi<span class=\"wse8\">vent<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00eatre appliqu\u00e9e</span>s </span></span>de mani\u00e8re r\u00e9tros<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>e, le</div>\n<div class=\"t m0 x6 h62 ya00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al impact d<span class=\"_ _0\"></span>e la transit<span class=\"_ _0\"></span>ion conc<span class=\"_ _0\"></span>erne la d\u00e9c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h62 ya01 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">correct<span class=\"_ _0\"></span>ions de val<span class=\"_ _0\"></span>eur pour pert<span class=\"_ _0\"></span>es subi<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">qu'Ageas avai<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span>comptab<span class=\"_ _3\"></span>ilis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ya02 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ces investissements </span></span>sous<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">la norme IAS 39. <span class=\"lsdc wse9\">A la date de <span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff7f fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">tra<span class=\"ws0\">nsition, c<span class=\"lsdc wse9\">ela a eu un imp<span class=\"_ _0\"></span>act positif<span class=\"_ _0\"></span> sur le total de<span class=\"_ _0\"></span>s capita<span class=\"_ _0\"></span>ux propr<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x6 h62 ya04 ff7f fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> 0<span class=\"_ _3\"></span>,<span class=\"lsfe ws111\">3 m<span class=\"_ _3\"></span>illiards<span class=\"lsde wsea\">).</span></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya06 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Sous<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">la norme IAS<span class=\"_ _0\"></span> 39, les <span class=\"_ _0\"></span>pr\u00eats aux<span class=\"_ _0\"></span> titul<span class=\"_ _0\"></span>aires d<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance </span></span></div>\n<div class=\"t m0 x6 h62 ya07 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9taient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s <span class=\"_ _0\"></span>en actifs<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers. C<span class=\"_ _0\"></span>onfor<span class=\"_ _0\"></span>m\u00e9ment au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 ya08 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la nor<span class=\"_ _0\"></span>me IFRS 17, A<span class=\"_ _0\"></span>geas a inclu<span class=\"_ _0\"></span>s les pr\u00eats <span class=\"lsde wsfa\">aux titulaires </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">dans l'\u00e9valuation des pa<span class=\"_ _3\"></span>ssifs des contra<span class=\"_ _3\"></span>ts </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ance \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0c ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wse9\">de la norme IFRS 17 a ent<span class=\"_ _0\"></span>ra\u00een\u00e9 la </span></div>\n<div class=\"t m0 x6 h62 ya0d ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion de tous les mon<span class=\"_ _3\"></span>tants comptab<span class=\"lsfe ws11a\">ilis<span class=\"_ _3\"></span>\u00e9s </span><span class=\"wseb\">sous <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 4 pour l<span class=\"_ _0\"></span>es <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>d'acquisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s et la val<span class=\"_ _0\"></span>eur <span class=\"wseb\">d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n des </span></div>\n<div class=\"t m0 x6 h62 ya0f ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya10 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse9\">Les montants relat<span class=\"_ _0\"></span>ifs aux f<span class=\"_ _0\"></span>rais d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9s<span class=\"_ _0\"></span> (EUR<span class=\"ls0 ws0\"> 0,<span class=\"lsf8 ws111\">.4 </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff7f fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">milliard<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">) ont \u00e9t\u00e9 d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la date d<span class=\"_ _0\"></span>e <span class=\"lsfe ws11a\">la </span><span class=\"wseb\">transition, r<span class=\"_ _0\"></span>efl\u00e9ta<span class=\"_ _0\"></span>n<span class=\"lsf0 ws104\">t </span></span></span></div>\n<div class=\"t m0 x5c h62 ya12 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le choix<span class=\"_ _0\"></span> de princ<span class=\"_ _0\"></span>ipe com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>'Ageas <span class=\"_ _0\"></span>de compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>er en ch<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x5c h62 ya13 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition au mom<span class=\"_ _0\"></span>ent qu\u2019A<span class=\"_ _0\"></span>geas enga<span class=\"_ _0\"></span>ge ces frais<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pour </span></span></div>\n<div class=\"t m0 x5c h62 ya14 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-</span><span class=\"wseb\">vie \u00e9valu<span class=\"_ _0\"></span>\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a r\u00e9part<span class=\"_ _0\"></span>ition </span></div>\n<div class=\"t m0 x5c h62 ya15 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des primes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y9b3 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wseb\">Les montants r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s \u00e0 <span class=\"wse9\">la val<span class=\"_ _0\"></span>eur d\u2019acq<span class=\"_ _0\"></span>uisitio<span class=\"_ _0\"></span>n des portef<span class=\"_ _0\"></span>euilles </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b4 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquis<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">(EUR</span> 0,<span class=\"_ _3\"></span></span><span class=\"wse9\">0 millia<span class=\"_ _0\"></span>rds) ont \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> car ils sont </span></div>\n<div class=\"t m0 x6a h62 y9b5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inclus da<span class=\"_ _0\"></span>ns l'\u00e9val<span class=\"_ _0\"></span>uation des p<span class=\"_ _0\"></span>assifs d<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la norme IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h7e yae7 ff83 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Estimat<span class=\"_ _0\"></span>ion de l\u2019im<span class=\"_ _0\"></span>pact sur les p<span class=\"_ _0\"></span>assifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">a pre<span class=\"_ _3\"></span>mi\u00e8re appli<span class=\"_ _3\"></span>cation</span> <span class=\"lsdc wseb\">de la norme I<span class=\"_ _0\"></span>FRS<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">9 n\u2019a pas entrain\u00e9<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x1a h62 yae9 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reclassement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des passi<span class=\"_ _3\"></span>fs financier<span class=\"_ _3\"></span>s d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaea ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des passi<span class=\"_ _0\"></span>fs <span class=\"lsf8 ws111\">tota</span><span class=\"wse8\">ux<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est principal<span class=\"_ _0\"></span>ement li<span class=\"_ _0\"></span>\u00e9e \u00e0 la </span></span></div>\n<div class=\"t m0 x1a h62 ya5e ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, <span class=\"wse8\">des </span>co<span class=\"_ _0\"></span>ntrats de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et</div>\n<div class=\"t m0 x1a h62 ya5f ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">contrats d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, en </span></div>\n<div class=\"t m0 x1a h62 ya60 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant les d<span class=\"_ _0\"></span>isposi<span class=\"_ _0\"></span>tions d<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation bas<span class=\"_ _0\"></span>\u00e9es su<span class=\"_ _0\"></span>r la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x1a h62 ya61 ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inclut <span class=\"lsde wsfa\">dans la norme IFRS 17.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya62 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de <span class=\"lsfe ws11a\">la </span>transiti<span class=\"_ _0\"></span>on, Ageas<span class=\"_ _0\"></span> a identif<span class=\"_ _0\"></span>i\u00e9, compt<span class=\"_ _0\"></span>abilis\u00e9 et<span class=\"_ _0\"></span> mesur\u00e9</div>\n<div class=\"t m0 x1a h62 yaeb ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque grou<span class=\"_ _3\"></span>pe de contra<span class=\"_ _3\"></span>ts d\u2019assurance<span class=\"_ _3\"></span>, de con<span class=\"_ _3\"></span>trats d<span class=\"lsdc wse9\">e r\u00e9assuranc<span class=\"_ _0\"></span>e et </span></div>\n<div class=\"t m0 x1a h62 yaec ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de <span class=\"lsde wseb\">contrats d\u2019i<span class=\"_ _3\"></span>nvestissement a<span class=\"_ _3\"></span>vec partic<span class=\"_ _3\"></span>ipation di<span class=\"_ _3\"></span>scr\u00e9tionnaire de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaed ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re r\u00e9tros<span class=\"_ _3\"></span>pective<span class=\"ls0 ws0\"> </span><span class=\"wsea\">(\u00e9g<span class=\"_ _3\"></span>alement<span class=\"ls0 ws0\"> </span>appe<span class=\"_ _3\"></span>l\u00e9 <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"_ _3\"></span></span></span>l\u2019approche<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">enti\u00e8rem<span class=\"_ _0\"></span>ent </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> <span class=\"ff81\">\u00bb</span>)</span><span class=\"wseb\">, comm<span class=\"_ _0\"></span>e si les <span class=\"wse8\">dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">dans la norme<span class=\"_ _3\"></span> <span class=\"lsf9 ws121\">IFRS 1<span class=\"_ _3\"></span>7 </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaef ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s'appliquaien<span class=\"_ _3\"></span>t \u00e0 ces groupes de<span class=\"_ _3\"></span> contrats <span class=\"wsea\">depuis <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la date de <span class=\"wse8\">leur </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale. C<span class=\"_ _0\"></span>ela comp<span class=\"_ _0\"></span>rend l'<span class=\"_ _0\"></span>identif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n, l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n et la</div>\n<div class=\"t m0 x1a h62 yaf1 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de tous les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(actifs li<span class=\"_ _0\"></span>\u00e9s aux)<span class=\"ls0 ws0\"> </span>flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie li\u00e9s aux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yaf2 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">frais <span class=\"lsdc wse8\">d'acquisiti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf3 ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf4 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans cert<span class=\"_ _0\"></span>aines sit<span class=\"_ _0\"></span>uations,<span class=\"_ _0\"></span> Ageas n'a p<span class=\"_ _0\"></span>as \u00e9t\u00e9 en mes<span class=\"_ _0\"></span>ure d'\u00e9<span class=\"lsde wsea\">valuer un<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yaf5 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">groupe d<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>ats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"ls109 ws129\">la </span><span class=\"lsde\">transition en app<span class=\"_ _3\"></span>liquant </span></div>\n<div class=\"t m0 x1a h62 yaf6 ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'approche <span class=\"_ _3\"></span><span class=\"lsdc wse8\">enti\u00e8re<span class=\"_ _0\"></span>ment <span class=\"wseb\">r\u00e9tr<span class=\"_ _0\"></span>ospecti<span class=\"_ _0\"></span>ve. Ce fut<span class=\"_ _0\"></span> le cas a<span class=\"_ _0\"></span>lors que<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"lsdc wse9\">de comptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff7f fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">existants d'Age<span class=\"_ _3\"></span>as sur les flux de<span class=\"_ _3\"></span> tr\u00e9sorerie histori<span class=\"_ _3\"></span>ques <span class=\"wsea\">\u00e9taient<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 yaf9 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">bas\u00e9es sur<span class=\"_ _3\"></span> des hypo<span class=\"_ _3\"></span>th\u00e8ses \u00e9labor\u00e9es <span class=\"_ _3\"></span>a posteriori<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yafa ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsdc wse8\">Certaines <span class=\"lsde wsfa\">informations raiso<span class=\"_ _3\"></span>nnables et justi<span class=\"_ _3\"></span>fiables sur les flux<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>historiques n<span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u2019\u00e9taie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">pas disponibles dans les syst\u00e8mes </span></span></span></div>\n<div class=\"t m0 x6a h62 y9d3 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de co<span class=\"lsde wsea\">mptabilisation <span class=\"_ _3\"></span><span class=\"wsfa\">existants d'Ageas,<span class=\"_ _3\"></span> ou uniquement dis<span class=\"_ _3\"></span>ponibles \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 y9d4 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un niveau<span class=\"_ _3\"></span> d'agr\u00e9gation<span class=\"_ _3\"></span> sup\u00e9rieur o<span class=\"_ _3\"></span>u diff\u00e9rent<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9d5 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions rel<span class=\"_ _0\"></span>atives au ni<span class=\"_ _0\"></span>veau de re<span class=\"_ _0\"></span>groupem<span class=\"_ _0\"></span>ent sous la no<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x6a h62 y9d6 ff7f fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 17<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y9d7 ff82 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff81\"> <span class=\"_ _41\"> </span><span class=\"ff7f lsde wsfa\">L<span class=\"_ _3\"></span>es informations<span class=\"_ _3\"></span> contenues dans les<span class=\"_ _3\"></span> syst\u00e8mes <span class=\"wseb\">de compta<span class=\"_ _3\"></span>bilis<span class=\"lsdc wse8\">ation </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d8 ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">existants ne<span class=\"_ _3\"></span> permett<span class=\"lsdc wse8\">aient<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">pas \u00e0 Ageas d<span class=\"_ _3\"></span>'<span class=\"lsf8 ws111\">esti<span class=\"_ _3\"></span>mer<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>correctement l<span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x6a h62 y9d9 ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>on de la m<span class=\"_ _0\"></span>arge su<span class=\"_ _0\"></span>r serv<span class=\"_ _0\"></span>ices co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>els a<span class=\"wse9\">vant<span class=\"_ _0\"></span> la date de </span></div>\n<div class=\"t m0 x6a h62 y9da ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on. Ces <span class=\"_ _0\"></span><span class=\"lsde wsea\">variations<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ont un impac<span class=\"_ _0\"></span>t sur la <span class=\"lsde wsfa\">marge sur services </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9db ff7f fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e transi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9dd ff7f fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Dans ces <span class=\"lsf8 ws111\">situa<span class=\"_ _3\"></span>t<span class=\"lsde wsea\">ions<span class=\"lsdc wse9\">, ces groupes d<span class=\"_ _0\"></span>e contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y9de ff7f fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valu\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la date de la trans<span class=\"_ _0\"></span>ition en a<span class=\"_ _0\"></span>ppliquant<span class=\"_ _0\"></span> <span class=\"ff81 ls0 ws0\">\u00ab<span class=\"ff7f\"> <span class=\"lsde wsea\">l\u2019ap<span class=\"_ _3\"></span>proche </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9df ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective m<span class=\"_ _0\"></span>odifi\u00e9e</div>\n<div class=\"t m0 x266 h62 yafb ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff81\">\u00bb</span> <span class=\"lsde wsea\">ou<span class=\"_ _3\"></span> </span><span class=\"ff81\">\u00ab</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">l\u2019approche</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">fond\u00e9e sur <span class=\"wseb\">la j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span></span></span> <span class=\"ff81\">\u00bb</span> </div>\n<div class=\"t m0 x1a h62 yafc ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(voir ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">des<span class=\"_ _3\"></span>sous)<span class=\"_ _3\"></span><span class=\"lsdc wse9\">. L'object<span class=\"_ _0\"></span>if de ces de<span class=\"_ _0\"></span>ux approc<span class=\"_ _0\"></span>hes alter<span class=\"_ _0\"></span>natives </span></span></span></div>\n<div class=\"t m0 x1a h62 yafd ff7f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse8\">\u2019\u00e9valuat<span class=\"lsfe ws11a\">ion</span></span> <span class=\"lsdc wse9\">de la trans<span class=\"_ _0\"></span>ition es<span class=\"_ _0\"></span>t d'obte<span class=\"_ _0\"></span>nir le r\u00e9sult<span class=\"_ _0\"></span>at le plus<span class=\"_ _0\"></span> proche </span></div>\n<div class=\"t m0 x1a h62 yafe ff7f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible de<span class=\"_ _3\"></span> l'approche<span class=\"_ _3\"></span> <span class=\"wsea\">enti\u00e8rement<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">r\u00e9trospec<span class=\"_ _0\"></span>tive, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt des </span></span></div>\n<div class=\"t m0 x1a h62 yaff ff7f fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>aisonna<span class=\"_ _0\"></span>bles et <span class=\"_ _0\"></span>justifi<span class=\"_ _0\"></span>ables q<span class=\"_ _0\"></span>ui sont <span class=\"_ _0\"></span>disponi<span class=\"_ _0\"></span>bles sans<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 yb00 ff7f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ni efforts<span class=\"_ _0\"></span> excessif<span class=\"_ _0\"></span>s \u00e0 la date de <span class=\"lsfe ws11a\">la <span class=\"lsde wsea\">transition.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 267px; height: 839px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce dans ses ac<span class=\"_ _0\"></span>tivi<span class=\"_ _0\"></span>t\u00e9s<span class=\"ls0 ws0\"> N<span class=\"lsde wsea\">on</span>-</span><span class=\"lsdd\">vie, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a app<span class=\"_ _0\"></span>liqu\u00e9 l\u2019<span class=\"_ _0\"></span>approc<span class=\"_ _0\"></span>he enti\u00e8re<span class=\"_ _0\"></span>ment r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive pour \u00e9v<span class=\"_ _0\"></span>aluer les</div>\n<div class=\"t m0 x6 h62 y8b3 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> au titre de la cou<span class=\"_ _0\"></span>verture r<span class=\"_ _0\"></span>estant<span class=\"_ _0\"></span>e li\u00e9 \u00e0 ces grou<span class=\"_ _0\"></span>pes de cont<span class=\"_ _0\"></span>ra<span class=\"lsf0 ws104\">ts </span></div>\n<div class=\"t m0 x6 h62 y93e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> passifs au t<span class=\"_ _0\"></span>itre des sin<span class=\"_ _0\"></span>istres s<span class=\"_ _0\"></span>urvenus l<span class=\"_ _0\"></span>i\u00e9 \u00e0 ces</div>\n<div class=\"t m0 x6 h62 y93f ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes de cont<span class=\"_ _3\"></span>rats d\u2019assuranc<span class=\"_ _3\"></span>e ont \u00e9t\u00e9 \u00e9valu\u00e9s<span class=\"_ _3\"></span> en appliquant</div>\n<div class=\"t m0 x6 h62 y940 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019appr<span class=\"_ _0\"></span>oche enti\u00e8<span class=\"_ _0\"></span>rement r\u00e9t<span class=\"_ _0\"></span>rospec<span class=\"_ _0\"></span>tive pour les<span class=\"_ _0\"></span> ann\u00e9es d<span class=\"_ _0\"></span>e survena<span class=\"_ _0\"></span>nce les</div>\n<div class=\"t m0 x6 h62 y941 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plus r\u00e9cen<span class=\"_ _3\"></span>tes et en a<span class=\"_ _3\"></span>ppliquant l<span class=\"_ _3\"></span>\u2019approche r\u00e9<span class=\"_ _3\"></span>trospective modi<span class=\"_ _3\"></span>fi\u00e9e pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y942 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ann\u00e9es d<span class=\"_ _0\"></span>e surven<span class=\"_ _0\"></span>ance ant\u00e9<span class=\"_ _0\"></span>rieurs \u00e0 20<span class=\"_ _0\"></span>16. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e d<span class=\"lsde wsea\">ans<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ses activit\u00e9s </span>V</span></span>ie, Ageas</div>\n<div class=\"t m0 x6 h62 y945 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a appliqu\u00e9 les appro<span class=\"_ _3\"></span>ches d<span class=\"lsfe ws11a\">\u2019\u00e9valua<span class=\"_ _3\"></span>tion<span class=\"ls0 ws0\"> </span></span><span class=\"wseb\">de <span class=\"_ _3\"></span>transition<span class=\"_ _3\"></span> suivantes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>es groupes<span class=\"_ _3\"></span> de <span class=\"lsdc wse9\">contrats d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e9mis en 20<span class=\"_ _0\"></span>18 ou apr\u00e8s <span class=\"lsde wsea\">ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement \u00e9t\u00e9 \u00e9v<span class=\"_ _0\"></span>alu\u00e9s en a<span class=\"_ _0\"></span>ppliqu<span class=\"_ _0\"></span>ant l'appr<span class=\"_ _0\"></span>oche <span class=\"lsde wsea\">enti\u00e8rement </span></div>\n<div class=\"t m0 x5c h62 y9ee ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9tros<span class=\"_ _0\"></span>pective<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les groupes de cont<span class=\"_ _0\"></span>rats d'ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e \u00e9mis avan<span class=\"_ _0\"></span>t 2018 ont \u00e9t\u00e9 </span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>'approche<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>fond\u00e9e sur<span class=\"ls0 ws0\"> </span>la ju<span class=\"_ _3\"></span>ste valeur<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wsfa\">L<span class=\"_ _3\"></span>es groupes de con<span class=\"lsdc wse9\">trats d'assur<span class=\"_ _0\"></span>ance avec pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation di<span class=\"wseb\">r<span class=\"_ _0\"></span>ecte ont </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9f2 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 \u00e9valu<span class=\"_ _0\"></span>\u00e9s en appli<span class=\"_ _0\"></span>quant l'a<span class=\"_ _0\"></span>pproche r<span class=\"_ _0\"></span>\u00e9trosp<span class=\"_ _0\"></span>ective mo<span class=\"_ _0\"></span>difi\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 y9f5 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uant l'app<span class=\"_ _0\"></span>roche r\u00e9t<span class=\"_ _0\"></span>rospect<span class=\"_ _0\"></span>ive modif<span class=\"_ _0\"></span>i\u00e9e, Age<span class=\"_ _0\"></span>as a estim\u00e9 les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x6 h62 y9f6 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futu<span class=\"_ _0\"></span>rs \u00e0 la dat<span class=\"_ _0\"></span>e de <span class=\"lsfe ws11a\">la </span><span class=\"wse8\">compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span><span class=\"lsde wseb\">ion initiale<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 y9f7 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme les f<span class=\"_ _0\"></span>lux de <span class=\"_ _0\"></span>tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs \u00e0 la <span class=\"_ _0\"></span>date de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f8 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, ajust<span class=\"_ _0\"></span>\u00e9s pour les f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie r\u00e9e<span class=\"_ _0\"></span>llement<span class=\"_ _0\"></span> survenus<span class=\"_ _0\"></span> entre</div>\n<div class=\"t m0 x6 h62 y9f9 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la date de la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n initial<span class=\"_ _0\"></span>e et la date de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on. Une</div>\n<div class=\"t m0 x6 h62 y9fa ff84 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">simplific<span class=\"_ _0\"></span>a<span class=\"lsdc wse9\">tion sim<span class=\"_ _0\"></span>ilaire a \u00e9t<span class=\"_ _0\"></span>\u00e9 appliqu\u00e9<span class=\"_ _0\"></span>e aux estim<span class=\"_ _0\"></span>ations de l'<span class=\"_ _0\"></span>ajust<span class=\"_ _0\"></span>ement </span></div>\n<div class=\"t m0 x6 h62 y9fb ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au titre du ris<span class=\"_ _0\"></span>que non fi<span class=\"_ _0\"></span>nancier, q<span class=\"_ _0\"></span>ui a \u00e9t\u00e9 esti<span class=\"_ _0\"></span>m\u00e9 \u00e0 la date de <span class=\"lsde wsea\">la </span><span class=\"wse8\">transit<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x6 h62 y9fc ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et a \u00e9t\u00e9 ajust<span class=\"_ _0\"></span>\u00e9 en foncti<span class=\"_ _0\"></span>on du d\u00e9ga<span class=\"_ _0\"></span>gement at<span class=\"_ _0\"></span>tendu du ri<span class=\"_ _0\"></span>sque avant<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y9fd ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">date de <span class=\"_ _3\"></span>transition. En<span class=\"_ _3\"></span> estimant l<span class=\"_ _3\"></span>e d\u00e9gagemen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">du risque<span class=\"_ _0\"></span>, r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9fe ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite au d\u00e9<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> du risque po<span class=\"_ _0\"></span>ur des co<span class=\"_ _0\"></span>ntrats sim<span class=\"_ _0\"></span>ilaires<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ff ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya00 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les gr<span class=\"_ _0\"></span>oupes de cont<span class=\"_ _0\"></span>rats d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e qui ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9valu\u00e9s en</div>\n<div class=\"t m0 x6 h62 ya01 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliquant l<span class=\"_ _3\"></span>'approche <span class=\"wsfa\">fond<span class=\"_ _3\"></span>\u00e9e sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">la juste valeur,<span class=\"_ _0\"></span> Ageas a d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9 la </span></span></span></div>\n<div class=\"t m0 x6 h62 ya02 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">marge sur servic<span class=\"_ _3\"></span>es contractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 la date d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>ition co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00e9tant<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya03 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nce entre la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur du group<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats <span class=\"lsde wsea\">d\u2019assurance </span><span class=\"wse8\">\u00e0 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e et les f<span class=\"_ _0\"></span>lux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on du m\u00eam<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">groupe \u00e9valu\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en appliquan<span class=\"_ _3\"></span>t les <span class=\"wsea\">dis<span class=\"_ _3\"></span>positions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la normes IFRS 17 \u00e0 cet<span class=\"_ _0\"></span>te date.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya06 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya07 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9termi<span class=\"wsea\">nant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la juste val<span class=\"_ _0\"></span>eur d'un gr<span class=\"_ _0\"></span>oupe de cont<span class=\"_ _0\"></span>rats d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e, </span></span></span></div>\n<div class=\"t m0 x6 h62 ya08 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a ap<span class=\"_ _3\"></span>pliqu\u00e9 les<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">disposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de la no<span class=\"_ _0\"></span>rme IFRS 13 <span class=\"ff87 ls0 ws0\">\u00ab<span class=\"ff84\"> </span></span>\u00c9valuat<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eu<span class=\"ls0 ws0\">r <span class=\"ff87\">\u00bb</span></span>, en tenant compt<span class=\"_ _0\"></span>e des \u00e9l\u00e9me<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya0a ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les hypoth\u00e8s<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs att<span class=\"_ _0\"></span>endus et<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0b ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tol<span class=\"_ _0\"></span>\u00e9rances <span class=\"_ _0\"></span>pour ris<span class=\"_ _0\"></span>ques s<span class=\"_ _0\"></span>ont ajust<span class=\"_ _0\"></span>\u00e9es suiv<span class=\"_ _0\"></span>ant l\u2019<span class=\"_ _0\"></span>opinio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x5c h62 ya0c ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant au marc<span class=\"_ _0\"></span>h\u00e9, conf<span class=\"_ _0\"></span>orm\u00e9me<span class=\"_ _0\"></span>nt aux <span class=\"lsde wsea\">dispositions<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _3\"></span>la norme<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ya0d ff84 fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">IFRS 13<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wse9\">Les taux d'actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n utilis\u00e9s p<span class=\"_ _0\"></span>our <span class=\"wse8\">\u00e9valu<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les</span> <span class=\"lsde wseb\">flu<span class=\"_ _3\"></span>x de tr\u00e9sore<span class=\"_ _3\"></span>rie </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">supposent u<span class=\"_ _3\"></span>ne r\u00e9mun\u00e9ration<span class=\"_ _3\"></span> du co\u00fbt<span class=\"_ _3\"></span> du capital<span class=\"_ _3\"></span> conforme <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x5c h62 ya10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et so<span class=\"_ _0\"></span>nt ajust<span class=\"_ _0\"></span>\u00e9s pour refl<span class=\"_ _0\"></span>\u00e9ter le ris<span class=\"_ _0\"></span>que de non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ex<span class=\"_ _0\"></span>\u00e9cution p<span class=\"_ _0\"></span><span class=\"lsde wsea\">ar<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas, en t<span class=\"_ _0\"></span>ant qu'\u00e9m<span class=\"_ _0\"></span>etteur d<span class=\"_ _0\"></span>es contrats<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 yb03 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsdc wseb\">Les flux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e sont a<span class=\"_ _0\"></span>just\u00e9s <span class=\"_ _0\"></span>afin de<span class=\"ls0 ws0\"> </span><span class=\"wse9\">refl<span class=\"_ _0\"></span>\u00e9ter les mar<span class=\"_ _0\"></span>ges </span></span></span></div>\n<div class=\"t m0 x6a h62 yb04 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsfe ws11a\">\u00e9n\u00e9fic<span class=\"_ _3\"></span>iaires <span class=\"_ _3\"></span><span class=\"lsde wsea\">qu\u2019<span class=\"wsfa\">un participan<span class=\"_ _3\"></span>t au march\u00e9 </span>demande<span class=\"_ _3\"></span>rai</span></span> <span class=\"lsde wsea\">pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb05 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accepter les<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s en ver<span class=\"_ _3\"></span>tu du<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">groupe<span class=\"_ _3\"></span> de contrats et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb06 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s <span class=\"lsf8 ws111\">frai<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></span>non direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb07 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y976 ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les r\u00e9su<span class=\"_ _0\"></span>ltats d<span class=\"_ _0\"></span>e la juste v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>alcul<span class=\"_ _0\"></span>\u00e9e ont \u00e9t<span class=\"_ _0\"></span>\u00e9 comp<span class=\"_ _0\"></span>ar\u00e9s aux</div>\n<div class=\"t m0 x1a h62 y977 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs d<span class=\"_ _3\"></span>e march\u00e9 <span class=\"_ _3\"></span>co<span class=\"lsdc wse9\">uramment ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour offrir u<span class=\"_ _0\"></span>n confort<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y978 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y979 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour d\u00e9te<span class=\"_ _0\"></span>rminer le<span class=\"_ _0\"></span>s flux de tr\u00e9s<span class=\"_ _0\"></span>orerie d'<span class=\"_ _0\"></span>ex\u00e9cuti<span class=\"_ _0\"></span>on d'un grou<span class=\"_ _0\"></span>pe de</div>\n<div class=\"t m0 x1a h62 y97b ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"ls109 ws129\">la</span> <span class=\"lsde wseb\">transition en app<span class=\"_ _3\"></span>liquant </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff84 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'approc<span class=\"_ _0\"></span>he de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur, <span class=\"_ _0\"></span>Ageas a e<span class=\"_ _0\"></span>stim\u00e9 l<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"lsde wsea\">orerie </span></div>\n<div class=\"t m0 x1a h62 y97d ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion de mani<span class=\"_ _0\"></span>\u00e8re prosp<span class=\"_ _0\"></span>ectiv<span class=\"_ _0\"></span>e et a actuali<span class=\"_ _0\"></span>s\u00e9 ces flu<span class=\"_ _0\"></span>x de tr\u00e9sor<span class=\"_ _0\"></span>erie</div>\n<div class=\"t m0 x1a h62 y97e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'ex\u00e9cut<span class=\"_ _0\"></span>ion en uti<span class=\"_ _0\"></span>lisant les t<span class=\"_ _0\"></span>aux d'act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion appl<span class=\"_ _0\"></span>icables \u00e0 la da<span class=\"_ _0\"></span>te de</div>\n<div class=\"t m0 x1a h62 y97f ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition.<span class=\"_ _3\"></span> En outre, <span class=\"_ _3\"></span>Ageas a re<span class=\"_ _3\"></span>group\u00e9 les <span class=\"_ _3\"></span>contrats d<span class=\"_ _3\"></span>e plusieur<span class=\"_ _3\"></span>s cohortes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuelles <span class=\"_ _3\"></span>en une seule<span class=\"_ _3\"></span> unit<span class=\"lsdc\">\u00e9 de compt<span class=\"_ _0\"></span>e \u00e0 des fi<span class=\"_ _0\"></span>ns de me<span class=\"_ _0\"></span>sure, ca<span class=\"_ _0\"></span>r ses </span></div>\n<div class=\"t m0 x1a h62 y981 ff84 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">syst\u00e8mes<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de comptabil<span class=\"_ _3\"></span>isation</span> <span class=\"lsde wsfa\">ne di<span class=\"_ _3\"></span>sposaient pas<span class=\"_ _3\"></span> d'informations </span></span></div>\n<div class=\"t m0 x1a h62 y982 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>ables et ju<span class=\"_ _0\"></span>stifia<span class=\"_ _0\"></span>bles pour f<span class=\"_ _0\"></span>ournir les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions requ<span class=\"_ _0\"></span>ises par</div>\n<div class=\"t m0 x1a h62 y983 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupes qui ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s contrats \u00e9mis<span class=\"_ _3\"></span> \u00e0 un an d\u2019intervalle<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y984 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou moins.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff88 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Estimation de<span class=\"_ _3\"></span> l\u2019impact sur les<span class=\"_ _3\"></span> capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En analysant la dim<span class=\"_ _3\"></span>inution des capi<span class=\"_ _3\"></span>taux propres \u00e0 la<span class=\"_ _3\"></span> date de la</div>\n<div class=\"t m0 x1a h62 yb0a ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transiti<span class=\"_ _0\"></span>on, une di<span class=\"_ _0\"></span>stinctio<span class=\"_ _0\"></span>n doit \u00eatre f<span class=\"_ _0\"></span>aite qua<span class=\"_ _0\"></span>nt \u00e0 l\u2019impact<span class=\"_ _0\"></span> de la premi<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 yb0b ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">application<span class=\"_ _3\"></span> des normes <span class=\"_ _3\"></span>IFRS 9 e<span class=\"_ _3\"></span>t IFRS 17 s<span class=\"_ _3\"></span>ur les c<span class=\"_ _3\"></span>apitaux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yb0c ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">xcluant les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat gl<span class=\"_ _0\"></span>obal et sur le<span class=\"_ _0\"></span>s autres </span></div>\n<div class=\"t m0 x1a h62 yb0d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ments du<span class=\"_ _3\"></span> r\u00e9sultat g<span class=\"_ _3\"></span>lobal<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84 lsde wseb\">L<span class=\"_ _3\"></span>a premi\u00e8re a<span class=\"_ _3\"></span>pplication<span class=\"_ _3\"></span> des norme<span class=\"_ _3\"></span>s IFRS 9 <span class=\"_ _3\"></span>et IFRS 17 p<span class=\"_ _3\"></span>ar les </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a e<span class=\"_ _0\"></span>ntra\u00een<span class=\"_ _0\"></span>\u00e9 une dimin<span class=\"_ _0\"></span>ution <span class=\"lsf0 ws104\">nette <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span></span>signific<span class=\"_ _0\"></span>ative des</div>\n<div class=\"t m0 x6a h62 y98d ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res exclu<span class=\"_ _3\"></span>ant les<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.</div>\n<div class=\"t m0 x6a h62 y98e ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette dimi<span class=\"_ _0\"></span>nutio<span class=\"_ _0\"></span>n provient pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la d\u00e9compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>sation</div>\n<div class=\"t m0 x6a h62 yb10 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des monta<span class=\"_ _0\"></span>nts qui \u00e9tai<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s sous la no<span class=\"_ _0\"></span>rme IFRS 4 pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6a h62 yb11 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais d\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et la va<span class=\"_ _0\"></span>leur d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6a h62 yb12 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles ac<span class=\"_ _0\"></span>quis, <span class=\"lsde wsfa\">partiellement compens\u00e9 par<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">la </span></span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9comptabilisa<span class=\"_ _3\"></span>tion des correcti<span class=\"_ _3\"></span>ons de valeur pour per<span class=\"_ _3\"></span>tes subies</div>\n<div class=\"t m0 x6a h62 yb14 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019Ageas<span class=\"_ _0\"></span> avait co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9es so<span class=\"_ _0\"></span>us la norme IA<span class=\"_ _0\"></span>S 39 pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6a h62 yb15 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts en inst<span class=\"_ _3\"></span>ruments de <span class=\"_ _3\"></span>capitaux propr<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb16 ff86 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff87\"> <span class=\"_ _41\"> </span><span class=\"ff84\">L<span class=\"_ _3\"></span><span class=\"lsde wseb\">a premi<span class=\"_ _3\"></span>\u00e8re applica<span class=\"_ _3\"></span>tion</span> <span class=\"lsde wsfa\">des<span class=\"_ _3\"></span> normes IFRS 9 et IFRS <span class=\"wseb\">17 p<span class=\"_ _3\"></span>ar les </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb17 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span> d\u2019Ageas a <span class=\"lsde wsea\">entra\u00een\u00e9 <span class=\"wseb\">une diminuti<span class=\"_ _3\"></span>on <span class=\"lsf0 ws104\">nette </span><span class=\"wsfa\">sign<span class=\"_ _3\"></span>ificative des </span></span></span></div>\n<div class=\"t m0 x6a h62 yb18 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">autres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sultat global<span class=\"_ _3\"></span>, qui font partie<span class=\"_ _3\"></span> des capitaux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6a h62 yb19 ff84 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres. C\u2019est la<span class=\"_ _3\"></span> partie des capit<span class=\"_ _3\"></span>aux propres o\u00f9 son<span class=\"_ _3\"></span>t comptabilis\u00e9s</div>\n<div class=\"t m0 x6a h62 ya70 ff84 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wse9\">es gains et pert<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur le<span class=\"_ _0\"></span>s <span class=\"lsfe ws11a\">inve<span class=\"lsdd\">stissements en </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya71 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">financiers et s<span class=\"_ _3\"></span>ur les</span> <span class=\"lsde wsfa\">pa<span class=\"_ _3\"></span>ssifs de</span> </span><span class=\"wse9\">contrats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ya72 ff84 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">de<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">r\u00e9assurance.<span class=\"_ _3\"></span> La diminution<span class=\"_ _3\"></span> des aut<span class=\"_ _3\"></span>res \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat </span></span></div>\n<div class=\"t m0 x6a h62 ya73 ff84 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">global pro<span class=\"_ _3\"></span>vient princi<span class=\"_ _3\"></span>palement de l<span class=\"_ _3\"></span>a r\u00e9\u00e9valuat<span class=\"_ _3\"></span>ion des cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6a h62 ya74 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> t<span class=\"lsde wsea\">ransi<span class=\"_ _3\"></span>tion. </span></span></div>\n<div class=\"t m0 x6a h62 ya75 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at global p<span class=\"_ _0\"></span>rovie<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6a h62 ya76 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la r\u00e9\u00e9val<span class=\"_ _0\"></span>uation des<span class=\"_ _0\"></span> <span class=\"wseb\">investis<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> dans d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">financiers </span></span></span></div>\n<div class=\"t m0 x6a h62 ya77 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>transiti<span class=\"_ _0\"></span>on suivant<span class=\"_ _0\"></span> leur reclas<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ous la norm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ya78 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">IFRS 9, dim<span class=\"_ _0\"></span>inu\u00e9 de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet</div>\n<div class=\"t m0 x6a h62 ya79 ff84 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous la norm<span class=\"_ _0\"></span>e IFRS 4.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 299px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag514": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff90 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span> </span></div>\n<div class=\"t m0 x6 h7d y835 ff90 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Estimations<span class=\"_ _0\"></span> comptables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La pr\u00e9parat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> pr\u00e9sents \u00e9<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s requ<span class=\"lsfe ws11a\">iert </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de c<span class=\"_ _0\"></span>ertains ju<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s, estim<span class=\"_ _0\"></span>ations et hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es<span class=\"lsde wseb\">, qui sont </span></div>\n<div class=\"t m0 x6 h62 y876 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">refl\u00e9t\u00e9<span class=\"_ _0\"></span>s dans le<span class=\"_ _0\"></span>s monta<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>is\u00e9s au c<span class=\"_ _0\"></span>ours de l<span class=\"_ _0\"></span>\u2019exe<span class=\"_ _0\"></span>rcice</div>\n<div class=\"t m0 x6 h62 y877 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble pour l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs, l<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits et l<span class=\"_ _0\"></span>es char<span class=\"_ _0\"></span>ges et les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y878 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span>s compta<span class=\"_ _0\"></span>bilis\u00e9s d<span class=\"_ _0\"></span>ans les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons \u00e0 fournir d<span class=\"_ _0\"></span>es pr\u00e9se<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x6 h62 y879 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s. Les jug<span class=\"_ _0\"></span>ements,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ions et hypot<span class=\"_ _0\"></span>h\u00e8ses</div>\n<div class=\"t m0 x6 h62 y87a ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s sont b<span class=\"_ _0\"></span>as\u00e9s su<span class=\"_ _0\"></span>r l\u2019exp\u00e9<span class=\"_ _0\"></span>rience e<span class=\"_ _0\"></span>t les i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions di<span class=\"_ _0\"></span>sponibl<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y87b ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re raisonna<span class=\"_ _3\"></span>ble \u00e0 la fin de la<span class=\"_ _3\"></span> p\u00e9riode de pr\u00e9senta<span class=\"_ _3\"></span>tion de</div>\n<div class=\"t m0 x6 h62 y87c ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019information<span class=\"_ _3\"></span> financi\u00e8re.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Chaque ju<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ion et hypot<span class=\"_ _0\"></span>h\u00e8se </span></span></div>\n<div class=\"t m0 x6 h62 y87d ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rec\u00e8le pa<span class=\"_ _0\"></span>r nature un c<span class=\"_ _0\"></span>ertain ris<span class=\"_ _0\"></span>que d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e ainsi qu\u2019<span class=\"_ _0\"></span>un risque</div>\n<div class=\"t m0 x6 h62 y87e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">important</span> <span class=\"lsde wseb\">(positif<span class=\"_ _3\"></span> ou n\u00e9gati<span class=\"_ _3\"></span>f) des valeu<span class=\"_ _3\"></span>rs comptable<span class=\"_ _3\"></span>s des </span></span></div>\n<div class=\"t m0 x6 h62 y87f ff8e fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">actifs et passifs au cours des exercices comptables suivants. Des</div>\n<div class=\"t m0 x1a h62 yb6e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>me<span class=\"wse9\">nts pote<span class=\"_ _0\"></span>ntiels so<span class=\"_ _0\"></span>nt recon<span class=\"_ _0\"></span>nus dans l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble dans </span></div>\n<div class=\"t m0 x1a h62 yb6f ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lequel le j<span class=\"_ _0\"></span>ugement,<span class=\"_ _0\"></span> l\u2019estim<span class=\"_ _0\"></span>ation ou l\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>e est ajust<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb70 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb71 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas n\u2019est pa<span class=\"_ _3\"></span>s actif en Ukraine<span class=\"_ _3\"></span> ni en Russie mais sui<span class=\"_ _3\"></span>t attentivemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yb72 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9vol<span class=\"_ _0\"></span>utions g<span class=\"_ _0\"></span>\u00e9opol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> dans ces<span class=\"_ _0\"></span> r\u00e9gions<span class=\"_ _0\"></span>, en part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er en <span class=\"wse9\">ce qu<span class=\"_ _0\"></span>i </span></div>\n<div class=\"t m0 x1a h62 yb73 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concerne l\u2019<span class=\"_ _3\"></span>impact macro<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">\u00e9conomi<span class=\"_ _0\"></span>que ind<span class=\"_ _0\"></span>irecte c<span class=\"_ _0\"></span>omme l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on futur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yb74 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat e<span class=\"_ _0\"></span>t des taux d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on sur les marc<span class=\"_ _0\"></span>h\u00e9s o\u00f9 Ag<span class=\"_ _0\"></span>eas est</div>\n<div class=\"t m0 x1a h62 yb75 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actif. Act<span class=\"_ _3\"></span>uellement, Ag<span class=\"_ _3\"></span>eas consid\u00e8re<span class=\"_ _3\"></span> les impa<span class=\"_ _3\"></span>cts directs<span class=\"_ _3\"></span> \u00e9tant</div>\n<div class=\"t m0 x1a h62 yb76 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">n\u00e9gligeables.<span class=\"_ _3\"></span> Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> les jugements,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">estimati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses </span></span></div>\n<div class=\"t m0 x1a h62 yb77 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 revus et<span class=\"_ _0\"></span> sont bi<span class=\"_ _0\"></span>en refl<span class=\"_ _0\"></span>\u00e9t\u00e9s dans<span class=\"_ _0\"></span> les val<span class=\"_ _0\"></span>eurs c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb78 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reconnues dans<span class=\"_ _3\"></span> les pr\u00e9sents \u00e9tat<span class=\"_ _3\"></span>s financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb79 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb7a ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous rep<span class=\"_ _3\"></span>rend les<span class=\"_ _3\"></span> incertitudes<span class=\"_ _3\"></span> li\u00e9es aux j<span class=\"_ _3\"></span>ugements, </span></span></div>\n<div class=\"t m0 x1a h62 yb7b ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> cl\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb7c ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb7d ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 yb7e ff8e fs43 fc1e sc0 lsf8 ws111\" style=\"z-index: 15;\">Acti<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb7f ff91 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb80 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 2</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb81 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb82 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb83 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 3</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb84 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb85 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">L\u2019ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de donn\u00e9es n<span class=\"_ _0\"></span>on observ<span class=\"_ _0\"></span>ables <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 yb86 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb87 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immeub<span class=\"_ _0\"></span>les de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb88 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb89 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Pr\u00eats<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb8a ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019<span class=\"_ _3\"></span>\u00e9valuation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb8b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">L\u2019utilisatio<span class=\"_ _0\"></span>n de diff\u00e9re<span class=\"_ _0\"></span>nts param<span class=\"_ _0\"></span>\u00e8tres tel<span class=\"_ _0\"></span>s que le sprea<span class=\"_ _0\"></span>d de <span class=\"lsde wsea\">cr\u00e9dit, </span></span></span></div>\n<div class=\"t m0 x5c h62 yb8c ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce et l<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb8d ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb8e ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es incerti<span class=\"_ _3\"></span>tudes d\u00e9termi<span class=\"_ _3\"></span>n\u00e9es par l<span class=\"_ _3\"></span>a composition<span class=\"_ _3\"></span> des </span></span></div>\n<div class=\"t m0 x5c h62 yb8f ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts, les activit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s et les \u00e9voluti<span class=\"_ _3\"></span>ons du</div>\n<div class=\"t m0 x5c h62 yb90 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb91 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Application des<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions po<span class=\"_ _0\"></span>ur les \u00e9cono<span class=\"_ _0\"></span>mies hyp<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x5c h62 yb92 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onn<span class=\"wse9\">ist<span class=\"_ _0\"></span>es et unit\u00e9 de<span class=\"_ _0\"></span> mesure<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb93 ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Test de d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation <span class=\"_ _3\"></span>du goodwill<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb94 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsfa\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion utilis\u00e9</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb95 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es variable<span class=\"_ _3\"></span>s financi\u00e8res<span class=\"_ _3\"></span> et \u00e9conomiqu<span class=\"_ _3\"></span>es</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb96 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb97 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La prime de risque<span class=\"_ _0\"></span> inh\u00e9rent<span class=\"_ _0\"></span>e \u00e0 l\u2019entit\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb98 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb99 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb9a ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actifs d'i<span class=\"_ _0\"></span>mp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb9b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb9c ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yb9d ff8e fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb9e ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> r\u00e9sultant<span class=\"_ _0\"></span> de contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb9f ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">V<span class=\"_ _3\"></span>ie</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x6a h62 yba0 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsea\">Les <span class=\"lsdc wse9\">hypoth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yba1 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">La courbe de <span class=\"_ _3\"></span>rendement att<span class=\"_ _3\"></span>endu utilis\u00e9e<span class=\"_ _3\"></span> dans le<span class=\"_ _3\"></span> test de </span></span></div>\n<div class=\"t m0 x134 h62 yba2 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif (<span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> </span></span><span class=\"lsde\">Liability Adequa<span class=\"_ _3\"></span>cy Test<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff93\">\u00bb</span><span class=\"lsf9 ws10b\">, LA<span class=\"_ _3\"></span>T)</span> </span></span></div>\n<div class=\"t m0 x6a h62 yba3 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le prof<span class=\"_ _0\"></span>il de r\u00e9inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent du port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de place<span class=\"_ _0\"></span>ments, le </span></span></div>\n<div class=\"t m0 x134 h62 yba4 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">spread de<span class=\"_ _3\"></span> risque de <span class=\"_ _3\"></span>cr\u00e9dit et<span class=\"_ _3\"></span> l\u2019\u00e9ch\u00e9ance,<span class=\"_ _3\"></span> lors<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la </span></div>\n<div class=\"t m0 x134 h62 yba5 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nation d<span class=\"_ _0\"></span>e l\u2019ajuste<span class=\"_ _0\"></span>ment LAT en<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> r</span></span><span class=\"wse8\">eflet<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x134 h62 yba6 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(shadow ac<span class=\"_ _0\"></span>counti<span class=\"_ _0\"></span>ng)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yba7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">N<span class=\"_ _3\"></span>on</span><span class=\"ff8e\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> : </span></span></div>\n<div class=\"t m0 x6a h62 yba8 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le co\u00fbt f<span class=\"_ _0\"></span>inal atte<span class=\"_ _0\"></span>ndu des sini<span class=\"_ _0\"></span>stres d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s \u00e0 la fi<span class=\"_ _0\"></span>n de l\u2019exer<span class=\"_ _0\"></span>cice </span></span></div>\n<div class=\"t m0 x134 h62 yba9 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 ybaa ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le co\u00fbt final<span class=\"_ _3\"></span> attendu de<span class=\"_ _3\"></span>s sinistre<span class=\"_ _3\"></span>s survenus, <span class=\"_ _3\"></span>mais non en<span class=\"_ _3\"></span>core </span></span></div>\n<div class=\"t m0 x134 h62 ybab ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s \u00e0 la <span class=\"wseb\">fin de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ybac ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les charges pour ajus<span class=\"_ _3\"></span>tement des sinistre<span class=\"_ _3\"></span>s</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x1a h7e ybad ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Obligations<span class=\"_ _3\"></span> en mati\u00e8re<span class=\"_ _3\"></span> de pension<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybae ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wse9\">hypoth\u00e8ses<span class=\"_ _0\"></span> actuari<span class=\"_ _0\"></span>elles util<span class=\"_ _0\"></span>is\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ybaf ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb0 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">L<span class=\"_ _3\"></span>\u2019inflation<span class=\"_ _3\"></span></span><span class=\"ff8e\"> <span class=\"lsdc wse9\">et les \u00e9volutio<span class=\"_ _0\"></span>ns des sala<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ybb1 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb2 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>a probabil<span class=\"_ _3\"></span>it\u00e9 d\u2019une obl<span class=\"_ _3\"></span><span class=\"wsfa\">igation actuel<span class=\"_ _3\"></span>le d\u00e9coulant d\u2019\u00e9<span class=\"_ _3\"></span>v\u00e9nements </span></span></span></div>\n<div class=\"t m0 x6a h62 ybb3 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pass\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybb4 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le calcul du monta<span class=\"_ _0\"></span>nt corres<span class=\"_ _0\"></span>pondant \u00e0<span class=\"_ _0\"></span> la meilleur<span class=\"_ _0\"></span>e estimat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e ybb5 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb6 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 220px; height: 602px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ybb8 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybb9 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybba ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse8\">notes<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 ces \u00e9t<span class=\"_ _0\"></span>ats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s <span class=\"lsde wsea\">incluent<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">une descript<span class=\"_ _0\"></span>ion d\u00e9ta<span class=\"_ _0\"></span>ill\u00e9e de l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de ces est<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses<span class=\"ls0 ws0\">, <span class=\"lsde wseb\">ainsi que leur<span class=\"_ _3\"></span> effet <span class=\"_ _3\"></span>sur <span class=\"wsea\">les </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybbb ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montants rappor<span class=\"_ _3\"></span>t\u00e9s<span class=\"lsdc wseb\">. La Not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse8\">4 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff8e\"> </span></span></span><span class=\"lsf7\">Gesti<span class=\"_ _3\"></span><span class=\"lsde\">on des <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb<span class=\"_ _3\"></span></span> </span>des <span class=\"_ _3\"></span>pr\u00e9sents \u00e9t<span class=\"_ _3\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s<span class=\"_ _3\"></span> d\u00e9crit la<span class=\"_ _3\"></span> mani\u00e8re <span class=\"_ _3\"></span>dont Ageas a<span class=\"_ _3\"></span>tt\u00e9nue les d<span class=\"_ _3\"></span>iff\u00e9rents </span></span></span></div>\n<div class=\"t m0 x6 h62 ybbc ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 141px; height: 965px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yd14 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La dur\u00e9e de vi<span class=\"_ _0\"></span>e \u00e9conomi<span class=\"_ _0\"></span>q<span class=\"wseb\">ue max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> diff\u00e9r<span class=\"_ _0\"></span>ents c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts se d\u00e9f<span class=\"_ _0\"></span>init co<span class=\"_ _0\"></span>mme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd15 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yd16 ffbe fs45 fc15 sc0 lsec ws109\" style=\"z-index: 15;\">Structure<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd18 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 622px; z-index: 15;\">50 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 610px; z-index: 15;\">70 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd19 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Portes et fen\u00eatres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd34 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 589px; z-index: 15;\">30 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 577px; z-index: 15;\">40 ans pour le <span class=\"wsed\">r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 yd1c ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Installations techniques et \u00e9quip<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd1e ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 556px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd1f ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd20 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 520px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd21 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">Parach\u00e8vement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd23 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 498px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd24 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd25 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 462px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Finitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 440px; z-index: 15;\">10 ans pour les burea<span class=\"_ _0\"></span>ux, les immeubles co<span class=\"_ _0\"></span>mmerciaux et le r\u00e9sident<span class=\"_ _0\"></span>iel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd28 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd29 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd2a ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les terrains ont un<span class=\"_ _0\"></span>e dur\u00e9e de vie il<span class=\"_ _0\"></span>limit\u00e9<span class=\"_ _0\"></span>e et ne sont d\u00e8s<span class=\"_ _0\"></span> lors pas am<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd2b ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wseb\">En<span class=\"_ _3\"></span> r\u00e8gle g<span class=\"_ _3\"></span>\u00e9n\u00e9rale, le<span class=\"_ _3\"></span>s valeurs r\u00e9<span class=\"_ _3\"></span>siduelles son<span class=\"_ _3\"></span>t estim\u00e9es \u00e0<span class=\"_ _3\"></span> z\u00e9ro</span><span class=\"ffbe\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd2c ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wsfa\">L<span class=\"_ _3\"></span>es frais de r\u00e9parati<span class=\"_ _3\"></span>on et d\u2019entre<span class=\"_ _3\"></span>tien sont inscri<span class=\"_ _3\"></span>ts au compte de r\u00e9sul<span class=\"_ _3\"></span>tat lorsque les d\u00e9pe<span class=\"_ _3\"></span>nses sont r\u00e9alis\u00e9e<span class=\"_ _3\"></span>s. Les d\u00e9penses <span class=\"wseb\">qui a<span class=\"_ _3\"></span>ugmentent le<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 yd2d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges li\u00e9s aux<span class=\"_ _0\"></span> biens immo<span class=\"_ _0\"></span>biliers ou a<span class=\"_ _0\"></span>ux immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>ons ou qui pro<span class=\"_ _0\"></span>longent<span class=\"_ _0\"></span> leur dur\u00e9<span class=\"_ _0\"></span>e d\u2019utilit<span class=\"_ _0\"></span>\u00e9 au<span class=\"ls0 ws0\">-</span><span class=\"wseb\">del\u00e0 de l<span class=\"_ _0\"></span>eur dur<span class=\"_ _0\"></span>\u00e9e d\u00e9fin<span class=\"_ _0\"></span>ie \u00e0 l\u2019o<span class=\"_ _0\"></span>rigine s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x5c h62 yd2e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inscrit<span class=\"_ _0\"></span>es \u00e0 l\u2019actif et<span class=\"_ _0\"></span> ensuit<span class=\"_ _0\"></span>e amorties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd2f ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les co\u00fbts d\u2019empru<span class=\"_ _0\"></span>nt pour fin<span class=\"_ _0\"></span>ancer la cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on d\u2019imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations co<span class=\"_ _0\"></span>rporell<span class=\"_ _0\"></span>es sont trait<span class=\"_ _0\"></span>\u00e9s de la m\u00eam<span class=\"_ _0\"></span>e fa\u00e7on que l<span class=\"_ _0\"></span>es co\u00fbts d<span class=\"lsde wseb\">\u2019emprunts des </span></span></span></div>\n<div class=\"t m0 x5c h62 yd30 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">immeubles <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de placem<span class=\"_ _0\"></span>ent. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 282px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccountingJudgementsAndEstimatesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag544": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff90 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.3<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span> </span></div>\n<div class=\"t m0 x6 h7d y835 ff90 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Estimations<span class=\"_ _0\"></span> comptables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La pr\u00e9parat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> pr\u00e9sents \u00e9<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s d\u2019Agea<span class=\"_ _3\"></span>s requ<span class=\"lsfe ws11a\">iert </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de c<span class=\"_ _0\"></span>ertains ju<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s, estim<span class=\"_ _0\"></span>ations et hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es<span class=\"lsde wseb\">, qui sont </span></div>\n<div class=\"t m0 x6 h62 y876 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">refl\u00e9t\u00e9<span class=\"_ _0\"></span>s dans le<span class=\"_ _0\"></span>s monta<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>is\u00e9s au c<span class=\"_ _0\"></span>ours de l<span class=\"_ _0\"></span>\u2019exe<span class=\"_ _0\"></span>rcice</div>\n<div class=\"t m0 x6 h62 y877 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble pour l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs, l<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits et l<span class=\"_ _0\"></span>es char<span class=\"_ _0\"></span>ges et les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y878 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span>s compta<span class=\"_ _0\"></span>bilis\u00e9s d<span class=\"_ _0\"></span>ans les info<span class=\"_ _0\"></span>rmati<span class=\"_ _0\"></span>ons \u00e0 fournir d<span class=\"_ _0\"></span>es pr\u00e9se<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x6 h62 y879 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tats fin<span class=\"_ _0\"></span>anciers c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9s. Les jug<span class=\"_ _0\"></span>ements,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ions et hypot<span class=\"_ _0\"></span>h\u00e8ses</div>\n<div class=\"t m0 x6 h62 y87a ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s sont b<span class=\"_ _0\"></span>as\u00e9s su<span class=\"_ _0\"></span>r l\u2019exp\u00e9<span class=\"_ _0\"></span>rience e<span class=\"_ _0\"></span>t les i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions di<span class=\"_ _0\"></span>sponibl<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y87b ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re raisonna<span class=\"_ _3\"></span>ble \u00e0 la fin de la<span class=\"_ _3\"></span> p\u00e9riode de pr\u00e9senta<span class=\"_ _3\"></span>tion de</div>\n<div class=\"t m0 x6 h62 y87c ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019information<span class=\"_ _3\"></span> financi\u00e8re.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Chaque ju<span class=\"_ _0\"></span>gement,<span class=\"_ _0\"></span> estimat<span class=\"_ _0\"></span>ion et hypot<span class=\"_ _0\"></span>h\u00e8se </span></span></div>\n<div class=\"t m0 x6 h62 y87d ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rec\u00e8le pa<span class=\"_ _0\"></span>r nature un c<span class=\"_ _0\"></span>ertain ris<span class=\"_ _0\"></span>que d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e ainsi qu\u2019<span class=\"_ _0\"></span>un risque</div>\n<div class=\"t m0 x6 h62 y87e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">important</span> <span class=\"lsde wseb\">(positif<span class=\"_ _3\"></span> ou n\u00e9gati<span class=\"_ _3\"></span>f) des valeu<span class=\"_ _3\"></span>rs comptable<span class=\"_ _3\"></span>s des </span></span></div>\n<div class=\"t m0 x6 h62 y87f ff8e fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">actifs et passifs au cours des exercices comptables suivants. Des</div>\n<div class=\"t m0 x1a h62 yb6e ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>me<span class=\"wse9\">nts pote<span class=\"_ _0\"></span>ntiels so<span class=\"_ _0\"></span>nt recon<span class=\"_ _0\"></span>nus dans l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compta<span class=\"_ _0\"></span>ble dans </span></div>\n<div class=\"t m0 x1a h62 yb6f ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lequel le j<span class=\"_ _0\"></span>ugement,<span class=\"_ _0\"></span> l\u2019estim<span class=\"_ _0\"></span>ation ou l\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>e est ajust<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb70 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb71 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas n\u2019est pa<span class=\"_ _3\"></span>s actif en Ukraine<span class=\"_ _3\"></span> ni en Russie mais sui<span class=\"_ _3\"></span>t attentivemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yb72 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9vol<span class=\"_ _0\"></span>utions g<span class=\"_ _0\"></span>\u00e9opol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> dans ces<span class=\"_ _0\"></span> r\u00e9gions<span class=\"_ _0\"></span>, en part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er en <span class=\"wse9\">ce qu<span class=\"_ _0\"></span>i </span></div>\n<div class=\"t m0 x1a h62 yb73 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concerne l\u2019<span class=\"_ _3\"></span>impact macro<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">\u00e9conomi<span class=\"_ _0\"></span>que ind<span class=\"_ _0\"></span>irecte c<span class=\"_ _0\"></span>omme l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on futur<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yb74 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat e<span class=\"_ _0\"></span>t des taux d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on sur les marc<span class=\"_ _0\"></span>h\u00e9s o\u00f9 Ag<span class=\"_ _0\"></span>eas est</div>\n<div class=\"t m0 x1a h62 yb75 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actif. Act<span class=\"_ _3\"></span>uellement, Ag<span class=\"_ _3\"></span>eas consid\u00e8re<span class=\"_ _3\"></span> les impa<span class=\"_ _3\"></span>cts directs<span class=\"_ _3\"></span> \u00e9tant</div>\n<div class=\"t m0 x1a h62 yb76 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">n\u00e9gligeables.<span class=\"_ _3\"></span> Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> les jugements,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">estimati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses </span></span></div>\n<div class=\"t m0 x1a h62 yb77 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 revus et<span class=\"_ _0\"></span> sont bi<span class=\"_ _0\"></span>en refl<span class=\"_ _0\"></span>\u00e9t\u00e9s dans<span class=\"_ _0\"></span> les val<span class=\"_ _0\"></span>eurs c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb78 ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reconnues dans<span class=\"_ _3\"></span> les pr\u00e9sents \u00e9tat<span class=\"_ _3\"></span>s financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb79 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb7a ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous rep<span class=\"_ _3\"></span>rend les<span class=\"_ _3\"></span> incertitudes<span class=\"_ _3\"></span> li\u00e9es aux j<span class=\"_ _3\"></span>ugements, </span></span></div>\n<div class=\"t m0 x1a h62 yb7b ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> cl\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb7c ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb7d ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 yb7e ff8e fs43 fc1e sc0 lsf8 ws111\" style=\"z-index: 15;\">Acti<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb7f ff91 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb80 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 2</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb81 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb82 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb83 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 3</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb84 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb85 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">L\u2019ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de donn\u00e9es n<span class=\"_ _0\"></span>on observ<span class=\"_ _0\"></span>ables <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 yb86 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb87 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immeub<span class=\"_ _0\"></span>les de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb88 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb89 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Pr\u00eats<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb8a ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019<span class=\"_ _3\"></span>\u00e9valuation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb8b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">L\u2019utilisatio<span class=\"_ _0\"></span>n de diff\u00e9re<span class=\"_ _0\"></span>nts param<span class=\"_ _0\"></span>\u00e8tres tel<span class=\"_ _0\"></span>s que le sprea<span class=\"_ _0\"></span>d de <span class=\"lsde wsea\">cr\u00e9dit, </span></span></span></div>\n<div class=\"t m0 x5c h62 yb8c ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce et l<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb8d ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb8e ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es incerti<span class=\"_ _3\"></span>tudes d\u00e9termi<span class=\"_ _3\"></span>n\u00e9es par l<span class=\"_ _3\"></span>a composition<span class=\"_ _3\"></span> des </span></span></div>\n<div class=\"t m0 x5c h62 yb8f ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts, les activit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s et les \u00e9voluti<span class=\"_ _3\"></span>ons du</div>\n<div class=\"t m0 x5c h62 yb90 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb91 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Application des<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions po<span class=\"_ _0\"></span>ur les \u00e9cono<span class=\"_ _0\"></span>mies hyp<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x5c h62 yb92 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onn<span class=\"wse9\">ist<span class=\"_ _0\"></span>es et unit\u00e9 de<span class=\"_ _0\"></span> mesure<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb93 ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Test de d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation <span class=\"_ _3\"></span>du goodwill<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb94 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsfa\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion utilis\u00e9</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb95 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es variable<span class=\"_ _3\"></span>s financi\u00e8res<span class=\"_ _3\"></span> et \u00e9conomiqu<span class=\"_ _3\"></span>es</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb96 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb97 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La prime de risque<span class=\"_ _0\"></span> inh\u00e9rent<span class=\"_ _0\"></span>e \u00e0 l\u2019entit\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb98 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb99 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb9a ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actifs d'i<span class=\"_ _0\"></span>mp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb9b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb9c ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yb9d ff8e fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb9e ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> r\u00e9sultant<span class=\"_ _0\"></span> de contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb9f ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">V<span class=\"_ _3\"></span>ie</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x6a h62 yba0 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsea\">Les <span class=\"lsdc wse9\">hypoth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yba1 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">La courbe de <span class=\"_ _3\"></span>rendement att<span class=\"_ _3\"></span>endu utilis\u00e9e<span class=\"_ _3\"></span> dans le<span class=\"_ _3\"></span> test de </span></span></div>\n<div class=\"t m0 x134 h62 yba2 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif (<span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> </span></span><span class=\"lsde\">Liability Adequa<span class=\"_ _3\"></span>cy Test<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff93\">\u00bb</span><span class=\"lsf9 ws10b\">, LA<span class=\"_ _3\"></span>T)</span> </span></span></div>\n<div class=\"t m0 x6a h62 yba3 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le prof<span class=\"_ _0\"></span>il de r\u00e9inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent du port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de place<span class=\"_ _0\"></span>ments, le </span></span></div>\n<div class=\"t m0 x134 h62 yba4 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">spread de<span class=\"_ _3\"></span> risque de <span class=\"_ _3\"></span>cr\u00e9dit et<span class=\"_ _3\"></span> l\u2019\u00e9ch\u00e9ance,<span class=\"_ _3\"></span> lors<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la </span></div>\n<div class=\"t m0 x134 h62 yba5 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nation d<span class=\"_ _0\"></span>e l\u2019ajuste<span class=\"_ _0\"></span>ment LAT en<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> r</span></span><span class=\"wse8\">eflet<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x134 h62 yba6 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(shadow ac<span class=\"_ _0\"></span>counti<span class=\"_ _0\"></span>ng)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yba7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">N<span class=\"_ _3\"></span>on</span><span class=\"ff8e\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> : </span></span></div>\n<div class=\"t m0 x6a h62 yba8 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le co\u00fbt f<span class=\"_ _0\"></span>inal atte<span class=\"_ _0\"></span>ndu des sini<span class=\"_ _0\"></span>stres d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s \u00e0 la fi<span class=\"_ _0\"></span>n de l\u2019exer<span class=\"_ _0\"></span>cice </span></span></div>\n<div class=\"t m0 x134 h62 yba9 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 ybaa ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le co\u00fbt final<span class=\"_ _3\"></span> attendu de<span class=\"_ _3\"></span>s sinistre<span class=\"_ _3\"></span>s survenus, <span class=\"_ _3\"></span>mais non en<span class=\"_ _3\"></span>core </span></span></div>\n<div class=\"t m0 x134 h62 ybab ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s \u00e0 la <span class=\"wseb\">fin de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ybac ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les charges pour ajus<span class=\"_ _3\"></span>tement des sinistre<span class=\"_ _3\"></span>s</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x1a h7e ybad ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Obligations<span class=\"_ _3\"></span> en mati\u00e8re<span class=\"_ _3\"></span> de pension<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybae ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wse9\">hypoth\u00e8ses<span class=\"_ _0\"></span> actuari<span class=\"_ _0\"></span>elles util<span class=\"_ _0\"></span>is\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ybaf ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb0 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">L<span class=\"_ _3\"></span>\u2019inflation<span class=\"_ _3\"></span></span><span class=\"ff8e\"> <span class=\"lsdc wse9\">et les \u00e9volutio<span class=\"_ _0\"></span>ns des sala<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ybb1 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb2 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>a probabil<span class=\"_ _3\"></span>it\u00e9 d\u2019une obl<span class=\"_ _3\"></span><span class=\"wsfa\">igation actuel<span class=\"_ _3\"></span>le d\u00e9coulant d\u2019\u00e9<span class=\"_ _3\"></span>v\u00e9nements </span></span></span></div>\n<div class=\"t m0 x6a h62 ybb3 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pass\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybb4 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le calcul du monta<span class=\"_ _0\"></span>nt corres<span class=\"_ _0\"></span>pondant \u00e0<span class=\"_ _0\"></span> la meilleur<span class=\"_ _0\"></span>e estimat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e ybb5 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb6 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 220px; height: 602px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ybb8 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybb9 ff8e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ybba ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse8\">notes<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 ces \u00e9t<span class=\"_ _0\"></span>ats fina<span class=\"_ _0\"></span>nciers c<span class=\"_ _0\"></span>onsoli<span class=\"_ _0\"></span>d\u00e9s <span class=\"lsde wsea\">incluent<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">une descript<span class=\"_ _0\"></span>ion d\u00e9ta<span class=\"_ _0\"></span>ill\u00e9e de l\u2019<span class=\"_ _0\"></span>applicat<span class=\"_ _0\"></span>ion de ces est<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>ons et hypot<span class=\"_ _0\"></span>h\u00e8ses<span class=\"ls0 ws0\">, <span class=\"lsde wseb\">ainsi que leur<span class=\"_ _3\"></span> effet <span class=\"_ _3\"></span>sur <span class=\"wsea\">les </span></span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ybbb ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montants rappor<span class=\"_ _3\"></span>t\u00e9s<span class=\"lsdc wseb\">. La Not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse8\">4 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff8e\"> </span></span></span><span class=\"lsf7\">Gesti<span class=\"_ _3\"></span><span class=\"lsde\">on des <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb<span class=\"_ _3\"></span></span> </span>des <span class=\"_ _3\"></span>pr\u00e9sents \u00e9t<span class=\"_ _3\"></span>ats financier<span class=\"_ _3\"></span>s consolid\u00e9s<span class=\"_ _3\"></span> d\u00e9crit la<span class=\"_ _3\"></span> mani\u00e8re <span class=\"_ _3\"></span>dont Ageas a<span class=\"_ _3\"></span>tt\u00e9nue les d<span class=\"_ _3\"></span>iff\u00e9rents </span></span></span></div>\n<div class=\"t m0 x6 h62 ybbc ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>es activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 141px; height: 965px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:ExplanationOfAssumptionAboutFutureWithSignificantRiskOfResultingInMaterialAdjustments",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag529": {
   "value": "\n<div class=\"t m0 x6 h62 yb7e ff8e fs43 fc1e sc0 lsf8 ws111\" style=\"z-index: 15;\">Acti<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb7f ff91 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb80 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 2</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb81 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb82 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb83 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Niveau 3</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x5c h62 yb84 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le mod\u00e8le d\u2019\u00e9v<span class=\"_ _3\"></span>aluation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x5c h62 yb85 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">L\u2019ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on de donn\u00e9es n<span class=\"_ _0\"></span>on observ<span class=\"_ _0\"></span>ables <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x5c h62 yb86 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les march\u00e9s inactifs</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb87 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immeub<span class=\"_ _0\"></span>les de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb88 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb89 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Pr\u00eats<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 yb8a ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019<span class=\"_ _3\"></span>\u00e9valuation </span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb8b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">L\u2019utilisatio<span class=\"_ _0\"></span>n de diff\u00e9re<span class=\"_ _0\"></span>nts param<span class=\"_ _0\"></span>\u00e8tres tel<span class=\"_ _0\"></span>s que le sprea<span class=\"_ _0\"></span>d de <span class=\"lsde wsea\">cr\u00e9dit, </span></span></span></div>\n<div class=\"t m0 x5c h62 yb8c ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce et l<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yb8d ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb8e ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es incerti<span class=\"_ _3\"></span>tudes d\u00e9termi<span class=\"_ _3\"></span>n\u00e9es par l<span class=\"_ _3\"></span>a composition<span class=\"_ _3\"></span> des </span></span></div>\n<div class=\"t m0 x5c h62 yb8f ff8e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts, les activit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s et les \u00e9voluti<span class=\"_ _3\"></span>ons du</div>\n<div class=\"t m0 x5c h62 yb90 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb91 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Application des<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions po<span class=\"_ _0\"></span>ur les \u00e9cono<span class=\"_ _0\"></span>mies hyp<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\">-</span></span></span></div>\n<div class=\"t m0 x5c h62 yb92 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onn<span class=\"wse9\">ist<span class=\"_ _0\"></span>es et unit\u00e9 de<span class=\"_ _0\"></span> mesure<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yb93 ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Test de d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation <span class=\"_ _3\"></span>du goodwill<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb94 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsfa\">L<span class=\"_ _3\"></span>e mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion utilis\u00e9</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb95 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>es variable<span class=\"_ _3\"></span>s financi\u00e8res<span class=\"_ _3\"></span> et \u00e9conomiqu<span class=\"_ _3\"></span>es</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x6 h62 yb96 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb97 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La prime de risque<span class=\"_ _0\"></span> inh\u00e9rent<span class=\"_ _0\"></span>e \u00e0 l\u2019entit\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb98 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb99 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">La d\u00e9terminati<span class=\"_ _0\"></span>on de la dur\u00e9<span class=\"_ _0\"></span>e de vie utile et de l<span class=\"_ _0\"></span>a valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yb9a ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actifs d'i<span class=\"_ _0\"></span>mp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yb9b ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yb9c ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yb9d ff8e fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb9e ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> r\u00e9sultant<span class=\"_ _0\"></span> de contrat<span class=\"_ _0\"></span>s d'assu<span class=\"_ _0\"></span>rance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb9f ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">V<span class=\"_ _3\"></span>ie</span><span class=\"ff8e\"> : </span></span></div>\n<div class=\"t m0 x6a h62 yba0 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsea\">Les <span class=\"lsdc wse9\">hypoth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6a h62 yba1 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">La courbe de <span class=\"_ _3\"></span>rendement att<span class=\"_ _3\"></span>endu utilis\u00e9e<span class=\"_ _3\"></span> dans le<span class=\"_ _3\"></span> test de </span></span></div>\n<div class=\"t m0 x134 h62 yba2 ff8e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif (<span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> </span></span><span class=\"lsde\">Liability Adequa<span class=\"_ _3\"></span>cy Test<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff93\">\u00bb</span><span class=\"lsf9 ws10b\">, LA<span class=\"_ _3\"></span>T)</span> </span></span></div>\n<div class=\"t m0 x6a h62 yba3 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le prof<span class=\"_ _0\"></span>il de r\u00e9inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent du port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>le de place<span class=\"_ _0\"></span>ments, le </span></span></div>\n<div class=\"t m0 x134 h62 yba4 ff8e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">spread de<span class=\"_ _3\"></span> risque de <span class=\"_ _3\"></span>cr\u00e9dit et<span class=\"_ _3\"></span> l\u2019\u00e9ch\u00e9ance,<span class=\"_ _3\"></span> lors<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de la </span></div>\n<div class=\"t m0 x134 h62 yba5 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nation d<span class=\"_ _0\"></span>e l\u2019ajuste<span class=\"_ _0\"></span>ment LAT en<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ff93 ls0 ws0\">\u00ab<span class=\"ff8e\"> r</span></span><span class=\"wse8\">eflet<span class=\"ls0 ws0\"> <span class=\"ff93\">\u00bb</span> </span></span></div>\n<div class=\"t m0 x134 h62 yba6 ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(shadow ac<span class=\"_ _0\"></span>counti<span class=\"_ _0\"></span>ng)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yba7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">N<span class=\"_ _3\"></span>on</span><span class=\"ff8e\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> : </span></span></div>\n<div class=\"t m0 x6a h62 yba8 ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsdc wse9\">Le co\u00fbt f<span class=\"_ _0\"></span>inal atte<span class=\"_ _0\"></span>ndu des sini<span class=\"_ _0\"></span>stres d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s \u00e0 la fi<span class=\"_ _0\"></span>n de l\u2019exer<span class=\"_ _0\"></span>cice </span></span></div>\n<div class=\"t m0 x134 h62 yba9 ff8e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 ybaa ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wseb\">Le co\u00fbt final<span class=\"_ _3\"></span> attendu de<span class=\"_ _3\"></span>s sinistre<span class=\"_ _3\"></span>s survenus, <span class=\"_ _3\"></span>mais non en<span class=\"_ _3\"></span>core </span></span></div>\n<div class=\"t m0 x134 h62 ybab ff8e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s \u00e0 la <span class=\"wseb\">fin de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6a h62 ybac ff94 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff93\"> <span class=\"_ _7\"> </span><span class=\"ff8e lsde wsfa\">Les charges pour ajus<span class=\"_ _3\"></span>tement des sinistre<span class=\"_ _3\"></span>s</span><span class=\"ff8e\"> </span></span></div>\n<div class=\"t m0 x1a h7e ybad ff91 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Obligations<span class=\"_ _3\"></span> en mati\u00e8re<span class=\"_ _3\"></span> de pension<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybae ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wse9\">hypoth\u00e8ses<span class=\"_ _0\"></span> actuari<span class=\"_ _0\"></span>elles util<span class=\"_ _0\"></span>is\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ybaf ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le taux d\u2019actualis<span class=\"_ _0\"></span>ation ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb0 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsfe ws11a\">L<span class=\"_ _3\"></span>\u2019inflation<span class=\"_ _3\"></span></span><span class=\"ff8e\"> <span class=\"lsdc wse9\">et les \u00e9volutio<span class=\"_ _0\"></span>ns des sala<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ybb1 ff91 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb2 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsde wseb\">L<span class=\"_ _3\"></span>a probabil<span class=\"_ _3\"></span>it\u00e9 d\u2019une obl<span class=\"_ _3\"></span><span class=\"wsfa\">igation actuel<span class=\"_ _3\"></span>le d\u00e9coulant d\u2019\u00e9<span class=\"_ _3\"></span>v\u00e9nements </span></span></span></div>\n<div class=\"t m0 x6a h62 ybb3 ff8e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pass\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybb4 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Le calcul du monta<span class=\"_ _0\"></span>nt corres<span class=\"_ _0\"></span>pondant \u00e0<span class=\"_ _0\"></span> la meilleur<span class=\"_ _0\"></span>e estimat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h7e ybb5 ff91 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ybb6 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wse9\">Les interpr\u00e9tat<span class=\"_ _0\"></span>ions de r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> fiscales<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ybb7 ff92 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff93\"> <span class=\"_ _41\"> </span><span class=\"ff8e lsdc wseb\">Le montant et l<span class=\"_ _0\"></span>e timin<span class=\"_ _0\"></span>g des rev<span class=\"_ _0\"></span>enus tax<span class=\"_ _0\"></span>ables f<span class=\"_ _0\"></span>uturs<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 220px; height: 602px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">pour prestations d'assurance futures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 720px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2ee fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 676px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 646px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Passifs pour prestations d'assuran<span class=\"_ _0\"></span>ce futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> <span class=\"wsed\">polices<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x193 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2f5 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contrats de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff2fa fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">R\u00e9serves<span class=\"_ _3\"></span> pour sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 945px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAssetsAndLiabilitiesWithSignificantRiskOfMaterialAdjustmentExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag517": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d ybd2 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd3 ff97 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Information sur les secteurs op\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya89 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pr\u00e9sent\u00e9s pa<span class=\"_ _0\"></span>r <span class=\"lsde wseb\">Ageas correspo<span class=\"_ _3\"></span>ndent </span></span></span></div>\n<div class=\"t m0 x6 h62 ya8a ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">principalemen<span class=\"_ _3\"></span>t \u00e0 une s<span class=\"_ _3\"></span>egmentation g\u00e9<span class=\"_ _3\"></span>ographique.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">Cette segmentatio<span class=\"_ _3\"></span>n </span></div>\n<div class=\"t m0 x6 h62 ya8b ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">s\u2019articulan<span class=\"_ _3\"></span>t autour d\u2019activ<span class=\"_ _3\"></span>it\u00e9s qui, dans<span class=\"_ _3\"></span> une m\u00eame r\u00e9gion, </span></div>\n<div class=\"t m0 x6 h62 ya8c ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont de nature si<span class=\"_ _3\"></span>milaire, pr\u00e9sen<span class=\"_ _3\"></span>tent des caract\u00e9ri<span class=\"_ _3\"></span>stiques \u00e9conomiqu<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 ya8d ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">homog\u00e8nes et son<span class=\"_ _3\"></span>t g\u00e9r\u00e9s en cons\u00e9que<span class=\"_ _3\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya8e ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8f ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fin 2020, Ageas<span class=\"_ _3\"></span> a proc\u00e9d\u00e9 \u00e0 la nominat<span class=\"_ _3\"></span>ion de Filip Co<span class=\"wseb\">reman<span class=\"_ _3\"></span>s comme </span></div>\n<div class=\"t m0 x6 h62 ya90 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Directe<span class=\"_ _0\"></span>ur G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l Asie et d\u2019A<span class=\"_ _0\"></span>ntonio C<span class=\"_ _0\"></span>ano comme Di<span class=\"_ _0\"></span>recteu<span class=\"_ _0\"></span>r G\u00e9n\u00e9ral</div>\n<div class=\"t m0 x6 h62 ya91 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Europe. C<span class=\"_ _0\"></span>e changem<span class=\"_ _0\"></span>ent de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9s de de<span class=\"_ _0\"></span>ux membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 ya92 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comit\u00e9 Ex<span class=\"_ _0\"></span>\u00e9cutif d<span class=\"_ _0\"></span>\u2019Ageas ref<span class=\"_ _0\"></span>l\u00e8te l\u2019i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nce croiss<span class=\"_ _0\"></span>ante d\u2019u<span class=\"_ _0\"></span>ne attent<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya93 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9di\u00e9e aux<span class=\"_ _3\"></span> r\u00e9gions a<span class=\"_ _3\"></span>fin de r\u00e9p<span class=\"_ _3\"></span>ondre aux d<span class=\"_ _3\"></span>\u00e9fis <span class=\"lsdc wse9\">et opportunit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 ya94 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiques<span class=\"_ _3\"></span> de chaque r\u00e9<span class=\"_ _3\"></span>gion. En <span class=\"_ _3\"></span>cons\u00e9quence d<span class=\"_ _3\"></span>irecte de <span class=\"_ _3\"></span>ce</div>\n<div class=\"t m0 x6 h62 ya95 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ent, avec<span class=\"_ _0\"></span> effet par s<span class=\"_ _0\"></span>uite du plan st<span class=\"_ _0\"></span>rat\u00e9gi<span class=\"_ _0\"></span>que trienn<span class=\"_ _0\"></span>al, Age<span class=\"_ _0\"></span>as a</div>\n<div class=\"t m0 x6 h62 ya96 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>\u2019inclur<span class=\"_ _0\"></span>e <span class=\"lsde\">le pr\u00e9c\u00e9dent<span class=\"_ _3\"></span> secteur op\u00e9ra<span class=\"_ _3\"></span>tionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> </span></span><span class=\"wsea\">Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni</span> <span class=\"ff99\">\u00bb<span class=\"_ _3\"></span></span> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya97 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans le <span class=\"_ _3\"></span>pr\u00e9c\u00e9dent se<span class=\"_ _3\"></span>cteur op\u00e9rat<span class=\"_ _3\"></span>ionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"_ _3\"></span><span class=\"ls104 ws120\">Eu<span class=\"lsdc wse9\">rope C<span class=\"_ _0\"></span>ontinent<span class=\"_ _0\"></span>ale<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span></span>, qui a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya98 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour l\u2019<span class=\"_ _0\"></span>occasio<span class=\"_ _0\"></span>n \u00e9t\u00e9 re<span class=\"_ _0\"></span>nomm\u00e9 <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsde wsea\">Europe</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse9\">. Ce change<span class=\"_ _0\"></span>ment rent<span class=\"_ _0\"></span>re en </span></div>\n<div class=\"t m0 x6 h62 ya99 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur p<span class=\"_ _0\"></span>our l\u2019exe<span class=\"_ _0\"></span>rcice com<span class=\"_ _0\"></span>ptabl<span class=\"_ _0\"></span>e d\u00e9butant le 1</div>\n<div class=\"t m0 x172 h76 ya9a ff95 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xb9 h62 ya9b ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t m0 x6 h62 ya9c ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya9e ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">Belgique</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 ya9f ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsde wsea\">L<span class=\"_ _3\"></span>\u2019Europe</span><span class=\"ff95\"> <span class=\"lsde wseb\">(hor<span class=\"_ _3\"></span>s Belgique)<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws104\">; </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa0 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">L\u2019<span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>sie</span></span><span class=\"ff95\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">R\u00e9assurance</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa2 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">Le <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Compte</span></span><span class=\"ff95\"> <span class=\"lsde wsea\">G<span class=\"_ _3\"></span>\u00e9n\u00e9ral.</span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yaa4 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s au sein<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> qui ne <span class=\"_ _3\"></span>rel\u00e8vent pa<span class=\"_ _3\"></span>s de l\u2019ass<span class=\"_ _3\"></span>urance et<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">les </span></div>\n<div class=\"t m0 x6 h62 yaa5 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>\u2019\u00e9limi<span class=\"_ _0\"></span>nations<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9<span class=\"ls0 ws0\">e<span class=\"lsde wsfa\">s s\u00e9par\u00e9ment des ac<span class=\"_ _3\"></span>tivit\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 yaa6 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t <span class=\"lsfe ws111\">li\u00e9es<span class=\"_ _3\"></span> \u00e0 l\u2019<span class=\"lsdc wseb\">assurance. C<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>vit\u00e9s h<span class=\"_ _0\"></span>ors ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x6 h62 yaa7 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span><span class=\"lsde wseb\">\u00e9es dans l<span class=\"_ _3\"></span>e secteur<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span> <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span>,<span class=\"_ _3\"></span> <span class=\"lsde wsea\">qui </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaa8 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend des<span class=\"_ _3\"></span> \u00e9l\u00e9ments c<span class=\"_ _3\"></span>omme le <span class=\"_ _3\"></span>financement du <span class=\"_ _3\"></span>groupe ou <span class=\"_ _3\"></span>d\u2019autres</div>\n<div class=\"t m0 x1a h62 yaa9 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Le secteur<span class=\"_ _3\"></span> op\u00e9rationnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9<span class=\"_ _0\"></span>ral<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span> </span><span class=\"wse8\">inclut </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaaa ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en outre la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dans<span class=\"_ _0\"></span> Royal Par<span class=\"_ _0\"></span>k Investm<span class=\"_ _0\"></span>ents et les<span class=\"_ _0\"></span> p<span class=\"lsef wsea\">assifs li\u00e9s </span></div>\n<div class=\"t m0 x1a h62 yaab ff95 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">aux CASHE<span class=\"_ _3\"></span>S/RPN(I<span class=\"_ _3\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaac ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaad ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>ns ou tra<span class=\"_ _0\"></span>nsferts<span class=\"_ _0\"></span> entre s<span class=\"_ _0\"></span>ecteurs <span class=\"_ _0\"></span>op\u00e9rati<span class=\"_ _0\"></span>onnels<span class=\"_ _0\"></span> s\u2019eff<span class=\"_ _0\"></span>ectuent</div>\n<div class=\"t m0 x1a h62 yaae ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux cond<span class=\"_ _0\"></span>itions c<span class=\"_ _0\"></span>omme<span class=\"_ _0\"></span>rciales n<span class=\"_ _0\"></span>ormales <span class=\"_ _0\"></span>qui s\u2019a<span class=\"_ _0\"></span>pplique<span class=\"_ _0\"></span>raient <span class=\"_ _0\"></span>\u00e0 de tierc<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yaaf ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> non li\u00e9e<span class=\"_ _0\"></span>s. Les \u00e9l<span class=\"_ _0\"></span>iminat<span class=\"_ _0\"></span>ions son<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es s\u00e9par<span class=\"_ _0\"></span>\u00e9ment.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 508px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 135px; width: 352px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 513px; width: 352px; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag524": {
   "value": "\n<div class=\"t m0 x6 h7d ybd2 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd3 ff97 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Information sur les secteurs op\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya89 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pr\u00e9sent\u00e9s pa<span class=\"_ _0\"></span>r <span class=\"lsde wseb\">Ageas correspo<span class=\"_ _3\"></span>ndent </span></span></span></div>\n<div class=\"t m0 x6 h62 ya8a ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">principalemen<span class=\"_ _3\"></span>t \u00e0 une s<span class=\"_ _3\"></span>egmentation g\u00e9<span class=\"_ _3\"></span>ographique.<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">Cette segmentatio<span class=\"_ _3\"></span>n </span></div>\n<div class=\"t m0 x6 h62 ya8b ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">s\u2019articulan<span class=\"_ _3\"></span>t autour d\u2019activ<span class=\"_ _3\"></span>it\u00e9s qui, dans<span class=\"_ _3\"></span> une m\u00eame r\u00e9gion, </span></div>\n<div class=\"t m0 x6 h62 ya8c ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont de nature si<span class=\"_ _3\"></span>milaire, pr\u00e9sen<span class=\"_ _3\"></span>tent des caract\u00e9ri<span class=\"_ _3\"></span>stiques \u00e9conomiqu<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 ya8d ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">homog\u00e8nes et son<span class=\"_ _3\"></span>t g\u00e9r\u00e9s en cons\u00e9que<span class=\"_ _3\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya8e ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya8f ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fin 2020, Ageas<span class=\"_ _3\"></span> a proc\u00e9d\u00e9 \u00e0 la nominat<span class=\"_ _3\"></span>ion de Filip Co<span class=\"wseb\">reman<span class=\"_ _3\"></span>s comme </span></div>\n<div class=\"t m0 x6 h62 ya90 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Directe<span class=\"_ _0\"></span>ur G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l Asie et d\u2019A<span class=\"_ _0\"></span>ntonio C<span class=\"_ _0\"></span>ano comme Di<span class=\"_ _0\"></span>recteu<span class=\"_ _0\"></span>r G\u00e9n\u00e9ral</div>\n<div class=\"t m0 x6 h62 ya91 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Europe. C<span class=\"_ _0\"></span>e changem<span class=\"_ _0\"></span>ent de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9s de de<span class=\"_ _0\"></span>ux membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 ya92 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comit\u00e9 Ex<span class=\"_ _0\"></span>\u00e9cutif d<span class=\"_ _0\"></span>\u2019Ageas ref<span class=\"_ _0\"></span>l\u00e8te l\u2019i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nce croiss<span class=\"_ _0\"></span>ante d\u2019u<span class=\"_ _0\"></span>ne attent<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya93 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9di\u00e9e aux<span class=\"_ _3\"></span> r\u00e9gions a<span class=\"_ _3\"></span>fin de r\u00e9p<span class=\"_ _3\"></span>ondre aux d<span class=\"_ _3\"></span>\u00e9fis <span class=\"lsdc wse9\">et opportunit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 ya94 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiques<span class=\"_ _3\"></span> de chaque r\u00e9<span class=\"_ _3\"></span>gion. En <span class=\"_ _3\"></span>cons\u00e9quence d<span class=\"_ _3\"></span>irecte de <span class=\"_ _3\"></span>ce</div>\n<div class=\"t m0 x6 h62 ya95 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ent, avec<span class=\"_ _0\"></span> effet par s<span class=\"_ _0\"></span>uite du plan st<span class=\"_ _0\"></span>rat\u00e9gi<span class=\"_ _0\"></span>que trienn<span class=\"_ _0\"></span>al, Age<span class=\"_ _0\"></span>as a</div>\n<div class=\"t m0 x6 h62 ya96 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>\u2019inclur<span class=\"_ _0\"></span>e <span class=\"lsde\">le pr\u00e9c\u00e9dent<span class=\"_ _3\"></span> secteur op\u00e9ra<span class=\"_ _3\"></span>tionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> </span></span><span class=\"wsea\">Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni</span> <span class=\"ff99\">\u00bb<span class=\"_ _3\"></span></span> </span></span></span></div>\n<div class=\"t m0 x6 h62 ya97 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans le <span class=\"_ _3\"></span>pr\u00e9c\u00e9dent se<span class=\"_ _3\"></span>cteur op\u00e9rat<span class=\"_ _3\"></span>ionnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"_ _3\"></span><span class=\"ls104 ws120\">Eu<span class=\"lsdc wse9\">rope C<span class=\"_ _0\"></span>ontinent<span class=\"_ _0\"></span>ale<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span></span>, qui a </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya98 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour l\u2019<span class=\"_ _0\"></span>occasio<span class=\"_ _0\"></span>n \u00e9t\u00e9 re<span class=\"_ _0\"></span>nomm\u00e9 <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsde wsea\">Europe</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse9\">. Ce change<span class=\"_ _0\"></span>ment rent<span class=\"_ _0\"></span>re en </span></div>\n<div class=\"t m0 x6 h62 ya99 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vigueur p<span class=\"_ _0\"></span>our l\u2019exe<span class=\"_ _0\"></span>rcice com<span class=\"_ _0\"></span>ptabl<span class=\"_ _0\"></span>e d\u00e9butant le 1</div>\n<div class=\"t m0 x172 h76 ya9a ff95 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xb9 h62 ya9b ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2022<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t m0 x6 h62 ya9c ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya9d ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les secteur<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya9e ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">Belgique</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 ya9f ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsde wsea\">L<span class=\"_ _3\"></span>\u2019Europe</span><span class=\"ff95\"> <span class=\"lsde wseb\">(hor<span class=\"_ _3\"></span>s Belgique)<span class=\"_ _3\"></span></span> <span class=\"lsf0 ws104\">; </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa0 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">L\u2019<span class=\"lsf7 wseb\">A<span class=\"_ _3\"></span>sie</span></span><span class=\"ff95\"> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa1 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">R\u00e9assurance</span></span><span class=\"ff95\"> <span class=\"_ _3\"></span>; <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa2 ff98 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff99\"> <span class=\"_ _41\"> </span><span class=\"ff95 lsdc wse8\">Le <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Compte</span></span><span class=\"ff95\"> <span class=\"lsde wsea\">G<span class=\"_ _3\"></span>\u00e9n\u00e9ral.</span> </span></span></div>\n<div class=\"t m0 x6 h62 yaa3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yaa4 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s au sein<span class=\"_ _3\"></span> du groupe<span class=\"_ _3\"></span> qui ne <span class=\"_ _3\"></span>rel\u00e8vent pa<span class=\"_ _3\"></span>s de l\u2019ass<span class=\"_ _3\"></span>urance et<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">les </span></div>\n<div class=\"t m0 x6 h62 yaa5 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>\u2019\u00e9limi<span class=\"_ _0\"></span>nations<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9<span class=\"ls0 ws0\">e<span class=\"lsde wsfa\">s s\u00e9par\u00e9ment des ac<span class=\"_ _3\"></span>tivit\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 yaa6 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t <span class=\"lsfe ws111\">li\u00e9es<span class=\"_ _3\"></span> \u00e0 l\u2019<span class=\"lsdc wseb\">assurance. C<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>vit\u00e9s h<span class=\"_ _0\"></span>ors ass<span class=\"_ _0\"></span>urance s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x6 h62 yaa7 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span><span class=\"lsde wseb\">\u00e9es dans l<span class=\"_ _3\"></span>e secteur<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span> <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9ra<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span>,<span class=\"_ _3\"></span> <span class=\"lsde wsea\">qui </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaa8 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend des<span class=\"_ _3\"></span> \u00e9l\u00e9ments c<span class=\"_ _3\"></span>omme le <span class=\"_ _3\"></span>financement du <span class=\"_ _3\"></span>groupe ou <span class=\"_ _3\"></span>d\u2019autres</div>\n<div class=\"t m0 x1a h62 yaa9 ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Le secteur<span class=\"_ _3\"></span> op\u00e9rationnel <span class=\"ff99 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff95\"> <span class=\"lsdc wse9\">Compte G\u00e9n\u00e9<span class=\"_ _0\"></span>ral<span class=\"ls0 ws0\"> <span class=\"ff99\">\u00bb</span> </span><span class=\"wse8\">inclut </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yaaa ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en outre la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation dans<span class=\"_ _0\"></span> Royal Par<span class=\"_ _0\"></span>k Investm<span class=\"_ _0\"></span>ents et les<span class=\"_ _0\"></span> p<span class=\"lsef wsea\">assifs li\u00e9s </span></div>\n<div class=\"t m0 x1a h62 yaab ff95 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">aux CASHE<span class=\"_ _3\"></span>S/RPN(I<span class=\"_ _3\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaac ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaad ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>ns ou tra<span class=\"_ _0\"></span>nsferts<span class=\"_ _0\"></span> entre s<span class=\"_ _0\"></span>ecteurs <span class=\"_ _0\"></span>op\u00e9rati<span class=\"_ _0\"></span>onnels<span class=\"_ _0\"></span> s\u2019eff<span class=\"_ _0\"></span>ectuent</div>\n<div class=\"t m0 x1a h62 yaae ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux cond<span class=\"_ _0\"></span>itions c<span class=\"_ _0\"></span>omme<span class=\"_ _0\"></span>rciales n<span class=\"_ _0\"></span>ormales <span class=\"_ _0\"></span>qui s\u2019a<span class=\"_ _0\"></span>pplique<span class=\"_ _0\"></span>raient <span class=\"_ _0\"></span>\u00e0 de tierc<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yaaf ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> non li\u00e9e<span class=\"_ _0\"></span>s. Les \u00e9l<span class=\"_ _0\"></span>iminat<span class=\"_ _0\"></span>ions son<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es s\u00e9par<span class=\"_ _0\"></span>\u00e9ment.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 352px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 142px; height: 508px; width: 352px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybef ff95 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf0 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les filial<span class=\"_ _3\"></span>es d\u00e9signent<span class=\"_ _3\"></span> les enti<span class=\"_ _3\"></span>t\u00e9s o\u00f9 Age<span class=\"_ _3\"></span>as a, dire<span class=\"_ _3\"></span>ctement ou<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ybf1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indirectemen<span class=\"_ _3\"></span>t, le pouvoir<span class=\"_ _3\"></span> de diri<span class=\"_ _3\"></span>ger les po<span class=\"_ _3\"></span>litiques f<span class=\"_ _3\"></span>inanci\u00e8res e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ybf2 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">afin d\u2019<span class=\"wse9\">obte<span class=\"_ _0\"></span>nir des av<span class=\"_ _0\"></span>antages d<span class=\"_ _0\"></span>e ces activit<span class=\"_ _0\"></span>\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ybf3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"ff99\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">contr\u00f4le</span><span class=\"ff99\"> <span class=\"_ _3\"></span>\u00bb</span><span class=\"lsde wseb\">). Pour<span class=\"_ _3\"></span> \u00e9value<span class=\"lsdc wse8\">r <span class=\"_ _3\"></span></span>si Ageas con<span class=\"_ _3\"></span>tr\u00f4le une <span class=\"_ _3\"></span><span class=\"lsdc wse9\">entit\u00e9,<span class=\"_ _0\"></span> l\u2019existen<span class=\"_ _0\"></span>ce et </span></span></div>\n<div class=\"t m0 x1a h62 ybf4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> des droit<span class=\"_ _0\"></span>s de vote pote<span class=\"_ _0\"></span>ntiels,<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iels pa<span class=\"_ _0\"></span>r nature,</div>\n<div class=\"t m0 x1a h62 ybf5 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>vement ex<span class=\"_ _0\"></span>er\u00e7abl<span class=\"_ _0\"></span>es ou effect<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>ibles, s<span class=\"_ _0\"></span>ont pris en</div>\n<div class=\"t m0 x1a h62 ybf6 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf7 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybf8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les filia<span class=\"_ _0\"></span>les sont cons<span class=\"_ _0\"></span>olid\u00e9<span class=\"_ _0\"></span>es \u00e0 dater du tr<span class=\"_ _0\"></span>ansfert<span class=\"_ _0\"></span> du contr\u00f4l<span class=\"_ _0\"></span>e ef<span class=\"lsf0 ws10c\">fectif \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ybf9 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas. <span class=\"_ _3\"></span><span class=\"lsdc wse8\">Invers<span class=\"_ _0\"></span>ement<span class=\"wseb\">,<span class=\"_ _0\"></span> elles n<span class=\"_ _0\"></span>e sont pl<span class=\"_ _0\"></span>us cons<span class=\"_ _0\"></span>olid\u00e9es <span class=\"_ _0\"></span>d\u00e8s que c<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4le </span></span></div>\n<div class=\"t m0 x1a h62 ybfa ff95 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">cesse. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfb ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybfc ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales ac<span class=\"_ _3\"></span>quises dans le<span class=\"_ _3\"></span> seul but d\u2019\u00eatre reven<span class=\"_ _3\"></span>dues sont</div>\n<div class=\"t m0 x1a h62 ybfd ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s comme actifs non<span class=\"_ _3\"></span> courants disponibl<span class=\"_ _3\"></span>es \u00e0 la vente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfe ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybff ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">intra<span class=\"ls0 ws0\">-</span></span><span class=\"wsea\">g<span class=\"_ _3\"></span>roupe<span class=\"ls0 ws0\"> (<span class=\"lsdc wseb\">les soldes et l<span class=\"_ _0\"></span>es gains <span class=\"_ _0\"></span>ou pertes<span class=\"_ _0\"></span> sur les </span></span></span></div>\n<div class=\"t m0 x1a h62 yc00 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons ent<span class=\"_ _0\"></span>re les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s <span class=\"lsde wsea\">d\u2019Ageas<span class=\"ls0 ws0\">) <span class=\"lsfe ws111\">sont \u00e9l<span class=\"_ _3\"></span>imin\u00e9</span>e<span class=\"lsdd wse9\">s.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 282px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 287px; width: 352px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Informat<span class=\"_ _3\"></span>ion su<span class=\"_ _3\"></span>r les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">sec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>eurs op\u00e9ra<span class=\"_ _1\"></span>t<span class=\"_ _3\"></span>ionnels</div>\n<div class=\"t m0 x6 h7d yf8f ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff20f fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Information<span class=\"_ _0\"></span> g\u00e9n\u00e9rale <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1921 ff20d fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Secteurs op<span class=\"_ _3\"></span>\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1922 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas s\u2019organ<span class=\"_ _3\"></span>ise en <span class=\"lsf7\">ci<span class=\"_ _3\"></span>nq<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">secteurs op\u00e9ra<span class=\"_ _3\"></span>tionnels<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1923 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wsfa\">Be<span class=\"_ _3\"></span>lgique (BE)</span><span class=\"ff20d\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y1924 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wseb\">Eu<span class=\"_ _3\"></span>rope (hor<span class=\"_ _3\"></span>s Belgique)</span><span class=\"ff20d\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y1925 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsf7 wseb\">A<span class=\"_ _3\"></span>sie<span class=\"_ _3\"></span></span><span class=\"ff20d\"> ; </span></span></div>\n<div class=\"t m0 x6 h62 y1926 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wsea\">R<span class=\"_ _3\"></span>\u00e9assurance</span><span class=\"ff20d\"> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x6 h62 y1927 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wseb\">C<span class=\"_ _3\"></span>ompte G\u00e9n\u00e9ra<span class=\"_ _3\"></span>l.</span><span class=\"ff20d\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1928 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1929 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a <span class=\"_ _3\"></span>consid\u00e9r\u00e9 que<span class=\"_ _3\"></span> la mani\u00e8<span class=\"_ _3\"></span>re la plus<span class=\"_ _3\"></span> appropri\u00e9e de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pr\u00e9sent<span class=\"_ _0\"></span>er le </span></div>\n<div class=\"t m0 x6 h62 y192a ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reporting sect<span class=\"_ _3\"></span>oriel selon le<span class=\"_ _3\"></span>s normes IFRS est de proc<span class=\"_ _3\"></span>\u00e9der par r\u00e9gion<span class=\"_ _3\"></span> o\u00f9</div>\n<div class=\"t m0 x6 h62 y192b ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas op\u00e8re<span class=\"_ _3\"></span>, c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"wsfa\">dire<span class=\"_ _3\"></span> la Belgique, l\u2019Europe<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>(hors Belg<span class=\"_ _3\"></span>ique)<span class=\"lsfe ws111\">, l\u2019A<span class=\"_ _3\"></span>sie et </span></span></div>\n<div class=\"t m0 x6 h62 y192c ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la R\u00e9assu<span class=\"_ _0\"></span>rance. En out<span class=\"_ _0\"></span>re, Age<span class=\"_ _0\"></span>as pr\u00e9sent<span class=\"_ _0\"></span>e les activ<span class=\"_ _0\"></span>it\u00e9s ne rel<span class=\"_ _0\"></span>evant pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y192d ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t de l\u2019assur<span class=\"_ _3\"></span><span class=\"lsdc\">ance, c<span class=\"_ _0\"></span>omme le f<span class=\"_ _0\"></span>inancem<span class=\"_ _0\"></span>ent d<span class=\"_ _0\"></span>u groupe <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x6 h62 y192e ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> activ<span class=\"_ _0\"></span>it\u00e9s de ho<span class=\"_ _0\"></span>lding,<span class=\"_ _0\"></span> par le bi<span class=\"_ _0\"></span>ais du C<span class=\"_ _0\"></span>ompte G<span class=\"_ _0\"></span>\u00e9n\u00e9ral, <span class=\"_ _0\"></span>qui est</div>\n<div class=\"t m0 x6 h62 y192f ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trait\u00e9 c<span class=\"_ _0\"></span>omme un s<span class=\"_ _0\"></span>ecteur <span class=\"_ _0\"></span>op\u00e9rat<span class=\"_ _0\"></span>ionnel <span class=\"_ _0\"></span>distinct<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1930 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1931 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette app<span class=\"_ _0\"></span>roche sec<span class=\"_ _0\"></span>toriell<span class=\"_ _0\"></span>e est coh\u00e9r<span class=\"_ _0\"></span>ente avec l<span class=\"_ _0\"></span>e champ de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1932 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">responsabili<span class=\"_ _3\"></span>t\u00e9s manag\u00e9ria<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1933 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1934 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tr<span class=\"wseb\">ansaction<span class=\"_ _3\"></span>s entre l<span class=\"_ _3\"></span>es secteurs<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span>s s'effectuen<span class=\"_ _3\"></span>t aux </span></div>\n<div class=\"t m0 x6 h62 y1935 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">conditions norma<span class=\"_ _3\"></span>les de march\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1936 ff20d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e8gles de r\u00e9<span class=\"_ _0\"></span>partit<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1937 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Selon le mo<span class=\"_ _0\"></span>d\u00e8le op\u00e9r<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>nel d\u2019Agea<span class=\"_ _0\"></span>s, les entit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance inc<span class=\"_ _0\"></span>luent</div>\n<div class=\"t m0 x6 h62 y1938 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le reporting<span class=\"_ _3\"></span> des fon<span class=\"_ _3\"></span>ctions de <span class=\"_ _3\"></span>support direc<span class=\"_ _3\"></span>tement dans<span class=\"_ _3\"></span> leurs secteur<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1939 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"lsde wsea\">p\u00e9ration<span class=\"_ _3\"></span>nels.</span> </div>\n<div class=\"t m0 x6 h62 y193a ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y193b ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lors de l<span class=\"_ _0\"></span>\u2019allocat<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>ubriqu<span class=\"_ _0\"></span>es de l\u2019<span class=\"_ _0\"></span>\u00e9tat de <span class=\"_ _0\"></span>la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y193c ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">secteurs, <span class=\"_ _3\"></span>l\u2019approche <span class=\"_ _3\"></span>appliqu\u00e9e est<span class=\"_ _3\"></span> une appr<span class=\"_ _3\"></span>oche ascenda<span class=\"_ _3\"></span>nte (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">bottom</span>-</span></div>\n<div class=\"t m0 x6 h62 y193d ff20d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">up<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb) bas\u00e9e <span class=\"_ _3\"></span>sur les p<span class=\"_ _3\"></span>roduits vendu<span class=\"_ _3\"></span>s aux clien<span class=\"_ _3\"></span>ts externe<span class=\"_ _3\"></span>s. </span> </span></div>\n<div class=\"t m0 x6 h62 y193e ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y193f ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les \u00e9l<span class=\"_ _0\"></span>\u00e9ments de l<span class=\"_ _0\"></span>\u2019\u00e9tat de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span><span class=\"lsde wseb\">re qui ne<span class=\"_ _3\"></span> se rapport<span class=\"_ _3\"></span>ent </span></div>\n<div class=\"t m0 x6 h62 y1940 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pas \u00e0 de<span class=\"_ _3\"></span>s produits ven<span class=\"_ _3\"></span>dus \u00e0 des<span class=\"_ _3\"></span> clients, Age<span class=\"_ _3\"></span>as applique<span class=\"_ _3\"></span> une</div>\n<div class=\"t m0 x6 h62 y1941 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> sur mesure<span class=\"_ _3\"></span> adapt\u00e9e au<span class=\"_ _3\"></span> mod\u00e8le d'<span class=\"_ _3\"></span>entreprise <span class=\"_ _3\"></span>sp\u00e9cifique du<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1942 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">secteur <span class=\"_ _0\"></span>qui fait<span class=\"_ _0\"></span> l\u2019objet <span class=\"_ _0\"></span>du rep<span class=\"_ _0\"></span>orting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1943 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h7d yf8f ff20f fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">8.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d yf90 ff20f fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Belgique (BE)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1921 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance en B<span class=\"_ _0\"></span>elgiqu<span class=\"_ _0\"></span>e, men\u00e9es<span class=\"_ _0\"></span> sous la d\u00e9nom<span class=\"_ _0\"></span>inati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1922 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019AG Ins<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> s\u2019app<span class=\"_ _0\"></span>uient s<span class=\"_ _0\"></span>ur une lo<span class=\"_ _0\"></span>ngue hist<span class=\"_ _0\"></span>oire. <span class=\"_ _0\"></span>AG Insur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x1a h62 y1923 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> 100% d\u2019<span class=\"_ _0\"></span>AG Rea<span class=\"_ _0\"></span>l Estate, <span class=\"_ _0\"></span>qui g\u00e8r<span class=\"_ _0\"></span>e ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ili\u00e8res.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1924 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1925 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">AG Insurance s\u2019adr<span class=\"_ _3\"></span>esse aux parti<span class=\"_ _3\"></span>culiers, aux PME e<span class=\"_ _3\"></span>t aux grandes</div>\n<div class=\"t m0 x1a h62 y1926 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises, et pr<span class=\"_ _0\"></span>opose \u00e0 cett<span class=\"_ _0\"></span>e client<span class=\"_ _0\"></span>\u00e8le une gam<span class=\"_ _0\"></span>me compl<span class=\"_ _0\"></span>\u00e8te de</div>\n<div class=\"t m0 x1a h62 y1927 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance vi<span class=\"_ _3\"></span>e et non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie par le biais<span class=\"_ _0\"></span> de diff\u00e9r<span class=\"_ _0\"></span>ents cana<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 y1928 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">courtiers ind\u00e9pe<span class=\"_ _3\"></span>ndants et canau<span class=\"_ _3\"></span>x bancaires de BNP<span class=\"_ _3\"></span> Paribas Fortis</div>\n<div class=\"t m0 x1a h62 y1929 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">SA/NV et de se<span class=\"_ _0\"></span>s filial<span class=\"_ _0\"></span>es. AG Empl<span class=\"_ _0\"></span>oyee Ben<span class=\"_ _0\"></span>efits est la di<span class=\"_ _0\"></span>vision</div>\n<div class=\"t m0 x1a h62 y192a ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cialemen<span class=\"_ _3\"></span>t charg<span class=\"lsdc wse9\">\u00e9e de la product<span class=\"_ _0\"></span>ion de prod<span class=\"_ _0\"></span>uits d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e pension </span></div>\n<div class=\"t m0 x1a h62 y192b ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et soins de sant<span class=\"_ _0\"></span>\u00e9, aux gr<span class=\"_ _0\"></span>andes entr<span class=\"_ _0\"></span>eprises<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1944 ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1945 ff20f fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1946 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le secteur<span class=\"_ _3\"></span> Europe engl<span class=\"_ _3\"></span>obe les a<span class=\"_ _3\"></span>ctivit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance eur<span class=\"_ _3\"></span>op\u00e9ennes <span class=\"_ _3\"></span>hors</div>\n<div class=\"t m0 x1a h62 y1947 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Belgique. Ageas<span class=\"_ _3\"></span> est actif en Portuga<span class=\"_ _3\"></span>l, France, R<span class=\"lsdc wse8\">oyaume<span class=\"ls0 ws0\">-</span><span class=\"wse9\">Uni et Tur<span class=\"_ _0\"></span>quie. </span></span></div>\n<div class=\"t m0 x1a h62 y1948 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La gamm<span class=\"_ _0\"></span>e de prod<span class=\"_ _0\"></span>uits dist<span class=\"_ _0\"></span>ribu\u00e9<span class=\"_ _0\"></span>s inclut<span class=\"_ _0\"></span> des ass<span class=\"_ _0\"></span>urances v<span class=\"_ _0\"></span>ie (Port<span class=\"_ _0\"></span>ugal,</div>\n<div class=\"t m0 x1a h62 y1949 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">France et Tu<span class=\"_ _0\"></span>rquie) et<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie (Portug<span class=\"_ _3\"></span>al, Royaume</span>-<span class=\"_ _3\"></span><span class=\"lsde wseb\">Uni et T<span class=\"_ _3\"></span>urquie). </span></span></div>\n<div class=\"t m0 x1a h62 y194a ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019acc\u00e8s a<span class=\"_ _0\"></span>ux march<span class=\"_ _0\"></span>\u00e9s est facil<span class=\"_ _0\"></span>it\u00e9 par une s\u00e9<span class=\"_ _0\"></span>rie de part<span class=\"_ _0\"></span>enariats av<span class=\"_ _0\"></span>ec des</div>\n<div class=\"t m0 x1a h62 y194b ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acteurs cl<span class=\"_ _0\"></span>\u00e9s, jouis<span class=\"_ _0\"></span>sant d\u2019u<span class=\"_ _0\"></span>ne positio<span class=\"_ _0\"></span>n int\u00e9r<span class=\"_ _0\"></span>essant<span class=\"_ _0\"></span>e sur leurs marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x1a h62 y194c ff20d fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">respectifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y194d ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y194e ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019activ<span class=\"_ _0\"></span>it\u00e9 brita<span class=\"_ _0\"></span>nnique d<span class=\"_ _0\"></span>\u2019Ageas se t<span class=\"_ _0\"></span>raduit par l<span class=\"_ _0\"></span>\u2019implant<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>un des</div>\n<div class=\"t m0 x1a h62 y194f ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">grands assu<span class=\"_ _3\"></span>reurs dommages<span class=\"_ _3\"></span> du pays <span class=\"_ _3\"></span>qui recour<span class=\"_ _3\"></span>t \u00e0 une st<span class=\"_ _3\"></span>rat\u00e9gie de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1950 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span> multicanal p<span class=\"_ _3\"></span>ar le biai<span class=\"_ _3\"></span>s de cour<span class=\"_ _3\"></span>tiers, de pa<span class=\"_ _3\"></span>rtenaire<span class=\"lsdc\">s d\u2019affinit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y1951 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de ses prop<span class=\"_ _0\"></span>res agent<span class=\"_ _0\"></span>s. La visio<span class=\"_ _0\"></span>n est de croit<span class=\"_ _0\"></span>re de fa\u00e7on r<span class=\"_ _0\"></span>entable su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1952 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le march\u00e9 de l\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance domm<span class=\"_ _0\"></span>ages au R<span class=\"_ _0\"></span>oyaume<span class=\"ls0 ws0\">-</span><span class=\"wseb\">Uni v<span class=\"_ _0\"></span>ia l\u2019of<span class=\"_ _0\"></span>fre d\u2019u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x1a h62 y1953 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vaste ga<span class=\"_ _0\"></span>mme de s<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns d\u2019assu<span class=\"_ _0\"></span>rances<span class=\"_ _0\"></span>, en met<span class=\"_ _0\"></span>tant l<span class=\"_ _0\"></span>\u2019accent s<span class=\"_ _0\"></span>ur les</div>\n<div class=\"t m0 x1a h62 y1954 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>es pour p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span>iers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1955 ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1956 ff20f fs50 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"ls132 ws15b\">sie</span> </div>\n<div class=\"t m0 x1a h62 y1957 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas est act<span class=\"_ _0\"></span>if dans<span class=\"_ _0\"></span> plusieurs p<span class=\"_ _0\"></span>ays d'As<span class=\"_ _0\"></span>ie et dispos<span class=\"_ _0\"></span>e d'un bur<span class=\"_ _0\"></span>eau</div>\n<div class=\"t m0 x1a h62 y1958 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gional bas\u00e9<span class=\"_ _3\"></span> \u00e0 Hong Kong. Les acti<span class=\"_ _3\"></span>vit\u00e9s sont organis\u00e9es s<span class=\"_ _3\"></span>ous forme de</div>\n<div class=\"t m0 x1a h62 y1959 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coentr<span class=\"_ _0\"></span>eprises av<span class=\"_ _0\"></span>ec des inst<span class=\"_ _0\"></span>itutio<span class=\"_ _0\"></span>ns financi<span class=\"_ _0\"></span>\u00e8res et des p<span class=\"_ _0\"></span>artenai<span class=\"_ _0\"></span>res locau<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x1a h62 y195a ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de premier<span class=\"_ _3\"></span> plan en C<span class=\"_ _3\"></span>hine, en <span class=\"_ _3\"></span>Malaisie, en<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Tha\u00eflande,<span class=\"_ _0\"></span> en Inde, aux </span></span></div>\n<div class=\"t m0 x1a h62 y195b ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Philippines et<span class=\"_ _3\"></span> au Vietnam. Ces ac<span class=\"_ _3\"></span>tivit\u00e9s sont comp<span class=\"_ _3\"></span>tabilis\u00e9es comme<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x1a h62 y195c ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es sou<span class=\"_ _0\"></span>s IFRS, \u00e0 l'<span class=\"_ _0\"></span>excepti<span class=\"_ _0\"></span>on d'AFLI<span class=\"_ _0\"></span>C qui est</div>\n<div class=\"t m0 x1a h62 y195d ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9e par int<span class=\"_ _0\"></span>\u00e9gratio<span class=\"_ _0\"></span>n global<span class=\"_ _0\"></span>e depuis 20<span class=\"_ _0\"></span>22. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 144px; height: 817px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff216 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff214 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s de r\u00e9as<span class=\"_ _3\"></span>surance d\u2019Age<span class=\"_ _3\"></span>as SA/NV son<span class=\"_ _3\"></span>t d\u00e9clar\u00e9es <span class=\"_ _3\"></span>dans le</div>\n<div class=\"t m0 x6 h62 y837 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">segment<span class=\"_ _0\"></span> R\u00e9assura<span class=\"_ _0\"></span>nce. Ces act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>nent la r\u00e9<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y876 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oupe et la r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e de tiers.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Compte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y836 ff214 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le Compt<span class=\"_ _0\"></span>e G\u00e9n\u00e9<span class=\"_ _0\"></span>ral compr<span class=\"_ _0\"></span>end les <span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s non <span class=\"_ _0\"></span>li\u00e9es au c<span class=\"_ _0\"></span>\u0153ur du m<span class=\"_ _0\"></span>\u00e9tier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y837 ff214 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de l\u2019ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> comm<span class=\"_ _0\"></span>e les act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u Groupe<span class=\"_ _0\"></span> et autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y876 ff214 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Il incl<span class=\"_ _3\"></span>ut en outre la par<span class=\"_ _3\"></span>ticipation dans R<span class=\"_ _3\"></span>oyal Park</div>\n<div class=\"t m0 x1a h62 y877 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments et les<span class=\"_ _0\"></span> passifs li<span class=\"_ _0\"></span>\u00e9s \u00e0 la RPN(I<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y878 ff214 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d ybd4 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd5 ff216 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">\u00c9tat <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>la si<span class=\"_ _3\"></span>tuati<span class=\"_ _3\"></span>on fi<span class=\"_ _3\"></span>nanci<span class=\"_ _3\"></span>\u00e8<span class=\"lsfd ws119\">re pa<span class=\"_ _3\"></span>r secteur <span class=\"_ _3\"></span>op\u00e9rationnel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 877px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 877px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 877px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 877px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 877px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 892px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 877px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff214 fs45 fc1e sc0 lse5 ws100\" style=\"left: 594px; bottom: 892px; z-index: 15;\">Tota<span class=\"_ _3\"></span>l de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 877px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69d ff214 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 892px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 877px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 892px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff214 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 877px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y69b ff214 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 877px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff214 fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 861px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 846px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 846px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 846px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 846px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 846px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 846px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 846px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 846px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 832px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 832px; z-index: 15;\">38.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 832px; z-index: 15;\">6.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 832px; z-index: 15;\">1.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 832px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 832px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 832px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 832px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 832px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 832px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 817px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 817px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 817px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 817px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 817px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 802px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 802px; z-index: 15;\">14.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 802px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 802px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 802px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 802px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 802px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 802px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 802px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 787px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 787px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 787px; z-index: 15;\">4.274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 787px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 787px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 787px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 772px; z-index: 15;\">Participation comptabilis\u00e9e selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 757px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 757px; z-index: 15;\">271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 757px; z-index: 15;\">4.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 757px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 757px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 743px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 743px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 743px; z-index: 15;\">1.971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 743px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 743px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 743px; z-index: 15;\">(1.632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 743px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 743px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 743px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 743px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 728px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 728px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 728px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 728px; z-index: 15;\">1</div>\n<div class=\"t m0 x197 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 728px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 728px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 713px; z-index: 15;\">820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 713px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 713px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 713px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 713px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 713px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 698px; z-index: 15;\">1.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 698px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 698px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 698px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 698px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 698px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 698px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 698px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 698px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 683px; z-index: 15;\">2.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 683px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 683px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 683px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 683px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 683px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions <span class=\"wsed\">incorporelles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 668px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 668px; z-index: 15;\">703<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 668px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 639px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 639px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 639px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 639px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 639px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 639px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 639px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 639px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 639px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 639px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 594px; z-index: 15;\">23.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 594px; z-index: 15;\">574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 594px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 594px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 594px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 594px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 594px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 594px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 594px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 579px; z-index: 15;\">24.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 579px; z-index: 15;\">4.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 564px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 564px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 564px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Passifs r\u00e9sultant des <span class=\"wsee\">contrats d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 549px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 549px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 549px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 549px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 535px; z-index: 15;\">1.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 535px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 535px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 535px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 535px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 535px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 520px; z-index: 15;\">3.803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 520px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 520px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 520px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 520px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 520px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 520px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 520px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 520px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 505px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 505px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 505px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 505px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 505px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 490px; z-index: 15;\">Passifs d\u2019<span class=\"_ _3\"></span>imp\u00f4ts <span class=\"lse0 wsed\">diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 490px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 490px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 490px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 490px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 490px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 475px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 460px; z-index: 15;\">2.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 460px; z-index: 15;\">439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 460px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 460px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 460px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 460px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 460px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 460px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 460px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 445px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 445px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 445px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 445px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 445px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 445px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Dettes li\u00e9es \u00e0 des a<span class=\"_ _0\"></span>ctifs d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 431px; z-index: 15;\">3.982<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 431px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 431px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 431px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 431px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff217 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 416px; z-index: 15;\">71.270<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 416px; z-index: 15;\">17.108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 416px; z-index: 15;\">1.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 416px; z-index: 15;\">1.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 416px; z-index: 15;\">(1.633)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 416px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 416px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 416px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 416px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 386px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 386px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 386px; z-index: 15;\">2.043<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 386px; z-index: 15;\">4.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 386px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 386px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 386px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 386px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 386px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 386px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 371px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 371px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 371px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 371px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 371px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 371px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 356px; z-index: 15;\">2.647<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 356px; z-index: 15;\">2.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 356px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 493px; bottom: 356px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 356px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 356px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 356px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 356px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 356px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff217 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 327px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 327px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 327px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 327px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 327px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 327px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 327px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 327px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 327px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 297px; z-index: 15;\">7.369<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 297px; z-index: 15;\">3.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 297px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 297px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 297px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 297px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 286px; height: 820px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 434px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff219 fs45 fc1e sc0 lse5 ws100\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _3\"></span>l de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff219 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff219 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff219 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 1004px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 1004px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 1004px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 1004px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 989px; z-index: 15;\">47.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 369px; bottom: 989px; z-index: 15;\">11.161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 989px; z-index: 15;\">1.458<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a0 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">2.850<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 974px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 974px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 959px; z-index: 15;\">13.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 959px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 959px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 959px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 959px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 959px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 959px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 945px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 945px; z-index: 15;\">6.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 915px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 915px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 915px; z-index: 15;\">4.811<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 915px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 915px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 900px; z-index: 15;\">1.353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 900px; z-index: 15;\">2.119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 900px; z-index: 15;\">9</div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 900px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 900px; z-index: 15;\">(1.575)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 900px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 900px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 900px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 885px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 885px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 885px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 885px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 870px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 870px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 870px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 870px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 855px; z-index: 15;\">1.493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 855px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 855px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 855px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 855px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 855px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 855px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 841px; z-index: 15;\">1.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 841px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 841px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 841px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 841px; z-index: 15;\">8</div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 826px; z-index: 15;\">604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 826px; z-index: 15;\">718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 826px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 826px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 796px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 796px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 796px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 796px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 796px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 796px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 796px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 796px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18f h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 284px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 752px; z-index: 15;\">25.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 752px; z-index: 15;\">3.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 752px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 752px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 752px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 752px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 737px; z-index: 15;\">25.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 737px; z-index: 15;\">5.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 737px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 722px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 722px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 722px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 722px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 707px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 707px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 707px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 707px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 707px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 692px; z-index: 15;\">1.143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 692px; z-index: 15;\">317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 692px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 692px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 692px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff219 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 677px; z-index: 15;\">3.608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 677px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 677px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 677px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 677px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x197 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 677px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 662px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 662px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 662px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 648px; z-index: 15;\">878<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 648px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 648px; z-index: 15;\">1</div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 648px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 648px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 648px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff219 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 633px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 633px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Int\u00e9r\u00eats courus et <span class=\"wsee\">autres passifs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 618px; z-index: 15;\">2.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 618px; z-index: 15;\">509<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 618px; z-index: 15;\">9</div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 618px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 618px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 618px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 618px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 618px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 618px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 603px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 603px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 603px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 603px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 603px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff21c fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 588px; z-index: 15;\">75.299<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 588px; z-index: 15;\">19.602<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 442px; bottom: 588px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 588px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 588px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 588px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 588px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 588px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 588px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 558px; z-index: 15;\">5.025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 558px; z-index: 15;\">2.400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 558px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 558px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 558px; z-index: 15;\">3</div>\n<div class=\"t m0 x2f2 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 558px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 558px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 558px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 558px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 544px; z-index: 15;\">1.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 544px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 544px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 544px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 529px; z-index: 15;\">6.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 529px; z-index: 15;\">2.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 529px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 529px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y69b ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 529px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 529px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 529px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff21c fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 499px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 499px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 499px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 499px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 499px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 499px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 499px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 499px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 499px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 469px; z-index: 15;\">6.111<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 469px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 442px; bottom: 469px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 469px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 469px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 469px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 458px; height: 585px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff220 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff220 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Compte de r\u00e9sultat par secteur op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff21e fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y69b ff21e fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lsec wsff\">Primes brutes \u00e9<span class=\"_ _0\"></span>mises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 1004px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 1004px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 1004px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 1004px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 1004px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 989px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 989px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 989px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lse0 wsee\">Pr<span class=\"_ _3\"></span>imes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 974px; z-index: 15;\">(853)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 974px; z-index: 15;\">(1.013)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 974px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 974px; z-index: 15;\">(91)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 974px; z-index: 15;\">1.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes <span class=\"lse5 wsf4\">acquises<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 959px; z-index: 15;\">4.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 959px; z-index: 15;\">2.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 959px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 959px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 959px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 959px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">de placement</span> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 930px; z-index: 15;\">2.386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 930px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 930px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 930px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 930px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9sultat provenant de ventes et de <span class=\"wsed\">r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 900px; z-index: 15;\">313<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 900px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 900px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 900px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 900px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\">1</div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 870px; z-index: 15;\">(1.844)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 870px; z-index: 15;\">(697)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 870px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 870px; z-index: 15;\">1</div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 870px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 870px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 841px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 841px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 841px; z-index: 15;\">253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 826px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 826px; z-index: 15;\">436<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x19a h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 826px; z-index: 15;\">(507)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 811px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 811px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 811px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 811px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 811px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 796px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 796px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 796px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 796px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 796px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 796px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 796px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 796px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lsee ws102\">S<span class=\"_ _3\"></span>inistre<span class=\"_ _3\"></span>s et <span class=\"lse0 wsee\">prestations d'assurance, bruts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 752px; z-index: 15;\">(5.468)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 752px; z-index: 15;\">(2.110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 752px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 752px; z-index: 15;\">(993)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 752px; z-index: 15;\">923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 752px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lse0 wsee\">Sini<span class=\"_ _3\"></span>stres et prestations d'as<span class=\"_ _0\"></span>surance, r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 737px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 737px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 737px; z-index: 15;\">(896)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 722px; z-index: 15;\">(4.932)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 722px; z-index: 15;\">(1.540)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 722px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 722px; z-index: 15;\">(954)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 722px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 722px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6cb ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 707px; z-index: 15;\">1.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 707px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 707px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 692px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 692px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 692px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 692px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 692px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 692px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 677px; z-index: 15;\">(119)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 677px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 677px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 677px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 677px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 334px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 662px; z-index: 15;\">4</div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 648px; z-index: 15;\">(704)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 648px; z-index: 15;\">(406)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 648px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 648px; z-index: 15;\">(530)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 648px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 633px; z-index: 15;\">(622)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 633px; z-index: 15;\">(234)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 633px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 633px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 633px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 633px; z-index: 15;\">3</div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 633px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 618px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 618px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 618px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 618px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 618px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 618px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 618px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 311px; bottom: 603px; z-index: 15;\">(5.755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 603px; z-index: 15;\">(1.939)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 431px; bottom: 603px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 484px; bottom: 603px; z-index: 15;\">(1.498)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 603px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 603px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 603px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 731px; bottom: 603px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 603px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 573px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 573px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 573px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 573px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 573px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y699 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 573px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 573px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y699 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 544px; z-index: 15;\">(169)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 544px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 544px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 544px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 514px; z-index: 15;\">639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 514px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 514px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 514px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 499px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 499px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 484px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 484px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 484px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 484px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 611px; bottom: 484px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 484px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 484px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 454px; z-index: 15;\">6.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 454px; z-index: 15;\">2.739<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 454px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 454px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 454px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 454px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Total des produits <span class=\"lse5 wsf4\">internes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 440px; z-index: 15;\">(354)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 440px; z-index: 15;\">(608)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 440px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 440px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 440px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 440px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 425px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 425px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 425px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 425px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 425px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 425px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 425px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 425px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 425px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff21e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de <span class=\"lsde wseb\">participation discr\u00e9t<span class=\"_ _3\"></span>ionnaire) </span></div>\n<div class=\"t m0 x6 h62 yb48 ff21e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb49 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 326px; bottom: 316px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 316px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 316px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 316px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 330px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 316px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y694 ff21e fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 330px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 316px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y68f ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 316px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff21e fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 316px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff222 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff21e fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 285px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 285px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 285px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 285px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 285px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 285px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 285px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 270px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 270px; z-index: 15;\">778<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 270px; z-index: 15;\">561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 270px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 270px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 255px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 255px; z-index: 15;\">6.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 255px; z-index: 15;\">3.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 441px; bottom: 255px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 255px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 255px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 255px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 255px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 255px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 244px; height: 862px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 326px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff224 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff224 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 1004px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 1004px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 1004px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 1004px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 989px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 989px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 989px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 989px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 974px; z-index: 15;\">(806)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 974px; z-index: 15;\">(1.050)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 974px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 974px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 959px; z-index: 15;\">4.934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 959px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 959px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 959px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 959px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">produits de placement</span> </div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 930px; z-index: 15;\">2.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 930px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 930px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 930px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 930px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 900px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 900px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ce h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 900px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 900px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\">2</div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 870px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 870px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 870px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsed\">la <span class=\"_ _3\"></span><span class=\"wsee\">m\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 841px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 841px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 841px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 841px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 826px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 826px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x19a h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 826px; z-index: 15;\">(534)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 811px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 811px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 811px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 811px; z-index: 15;\">8</div>\n<div class=\"t m0 x197 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 811px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 811px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total des produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 796px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 796px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 796px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 796px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 796px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 667px; bottom: 796px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 796px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 796px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rances brutes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 752px; z-index: 15;\">(5.574)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 752px; z-index: 15;\">(2.121)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 752px; z-index: 15;\">(892)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 752px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 737px; z-index: 15;\">513<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 737px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 737px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 737px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 722px; z-index: 15;\">(5.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 722px; z-index: 15;\">(1.582)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 722px; z-index: 15;\">(857)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 722px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 722px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 707px; z-index: 15;\">(1.167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 707px; z-index: 15;\">(405)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 692px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 692px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 692px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 692px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 692px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 692px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 677px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 677px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 677px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 662px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 648px; z-index: 15;\">(718)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 648px; z-index: 15;\">(472)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 648px; z-index: 15;\">(558)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 648px; z-index: 15;\">535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 633px; z-index: 15;\">(560)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 633px; z-index: 15;\">(237)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 633px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 633px; z-index: 15;\">0</div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 633px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 633px; z-index: 15;\">4</div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 633px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 618px; z-index: 15;\">(872)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 618px; z-index: 15;\">(351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 618px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 618px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 618px; z-index: 15;\">4</div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 618px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 618px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 618px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff227 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 310px; bottom: 603px; z-index: 15;\">(8.502)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 603px; z-index: 15;\">(3.068)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 436px; bottom: 603px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 484px; bottom: 603px; z-index: 15;\">(1.423)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 603px; z-index: 15;\">566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 603px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 603px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 731px; bottom: 603px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 763px; bottom: 603px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 573px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 573px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 573px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 573px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 573px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y699 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 573px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 573px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y699 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\">2</div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 544px; z-index: 15;\">(136)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 544px; z-index: 15;\">(59)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 544px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 544px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 514px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 514px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 514px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 514px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 499px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 499px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 499px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 484px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 484px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 484px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 484px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 484px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 484px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 484px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 454px; z-index: 15;\">9.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 454px; z-index: 15;\">3.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 454px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 454px; z-index: 15;\">0</div>\n<div class=\"t m0 x2f2 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 454px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 454px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 454px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Total des produits <span class=\"lse5 wsf4\">internes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 440px; z-index: 15;\">(326)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 440px; z-index: 15;\">(596)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 440px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 440px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 440px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 440px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff227 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 425px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 425px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 425px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 425px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 425px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 425px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 667px; bottom: 425px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 425px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 425px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff224 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de <span class=\"lsde wseb\">participation discr\u00e9t<span class=\"_ _3\"></span>ionnaire) </span></div>\n<div class=\"t m0 x6 h62 yb48 ff224 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb49 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 325px; bottom: 316px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 337px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 434px; bottom: 316px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 450px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 460px; bottom: 316px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 513px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 316px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 330px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 316px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y694 ff224 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 330px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 316px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y68f ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 698px; bottom: 316px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff224 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 316px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff227 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff224 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 285px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 285px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 489px; bottom: 285px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 285px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 285px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 728px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 285px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 270px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 270px; z-index: 15;\">927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 270px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 270px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 270px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 270px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 255px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 315px; bottom: 255px; z-index: 15;\">6.675<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 255px; z-index: 15;\">4.081<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 450px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 489px; bottom: 255px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 255px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 255px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 728px; bottom: 255px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 255px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 244px; height: 799px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff22c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">8.10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff22c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">\u00c9tat <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>la si<span class=\"_ _3\"></span>tuati<span class=\"_ _3\"></span>on fi<span class=\"_ _3\"></span>nanci<span class=\"_ _3\"></span>\u00e8re <span class=\"_ _3\"></span>ventil<span class=\"_ _3\"></span>\u00e9 e<span class=\"_ _3\"></span>n Vi<span class=\"_ _3\"></span>e et <span class=\"_ _3\"></span>Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">vie </span> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x8 h65 y69b ff22a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 421px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 464px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y699 ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 570px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff22a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 644px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x341 h65 y69b ff22a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 1004px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 1004px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 1004px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 989px; z-index: 15;\">40.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 989px; z-index: 15;\">6.170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 989px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 989px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 974px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 974px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 974px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 959px; z-index: 15;\">13.693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 959px; z-index: 15;\">1.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 959px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 959px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 959px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 959px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon la<span class=\"_ _0\"></span> m\u00e9thode de la <span class=\"_ _0\"></span>mise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 930px; z-index: 15;\">4.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 930px; z-index: 15;\">810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 930px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 915px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 915px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 915px; z-index: 15;\">(291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 915px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 915px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 915px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 900px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 885px; z-index: 15;\">683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 885px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 885px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 885px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 870px; z-index: 15;\">1.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 870px; z-index: 15;\">558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 870px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 870px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 870px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 870px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 855px; z-index: 15;\">1.858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 855px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 855px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 855px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 841px; z-index: 15;\">1.190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 841px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 811px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 811px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 811px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 811px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 811px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 811px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 811px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x34b h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 375px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 766px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 766px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 766px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 766px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 707px; z-index: 15;\">1.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 707px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 707px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 707px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff22a fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 692px; z-index: 15;\">3.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 692px; z-index: 15;\">397<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 yb68 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 692px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 692px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 692px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 677px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x176 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 677px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 677px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 677px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 662px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 662px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 662px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 662px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 662px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 662px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 633px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 633px; z-index: 15;\">855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 633px; z-index: 15;\">(290)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 633px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 633px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 633px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 633px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 618px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 618px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 618px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 618px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Dettes li\u00e9es \u00e0 des a<span class=\"_ _0\"></span>ctifs d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 603px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 603px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff22d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 588px; z-index: 15;\">80.839<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 588px; z-index: 15;\">9.717<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 588px; z-index: 15;\">(333)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 588px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 588px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 588px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 588px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 558px; z-index: 15;\">5.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 558px; z-index: 15;\">2.393<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 558px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 558px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 558px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 558px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 558px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 544px; z-index: 15;\">928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 544px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 544px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 544px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 529px; z-index: 15;\">6.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 529px; z-index: 15;\">2.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 529px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 529px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 529px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff22d fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 499px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 499px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 499px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 499px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 499px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 499px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 499px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 469px; z-index: 15;\">7.305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 469px; z-index: 15;\">5.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 469px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 469px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 469px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 458px; height: 648px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff22f fs45 fc1e sc0 lse4 wsf3\" style=\"left: 421px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 464px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 570px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff22f fs45 fc1e sc0 lse5 wsf4\" style=\"left: 644px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff22f fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22f fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 1004px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 1004px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 989px; z-index: 15;\">52.720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 989px; z-index: 15;\">7.229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x176 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de <span class=\"lse5 wsf4\">placemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 974px; z-index: 15;\">2.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 974px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 959px; z-index: 15;\">12.704<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 959px; z-index: 15;\">1.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 959px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 959px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 959px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 959px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon la<span class=\"_ _0\"></span> m\u00e9thode de la <span class=\"_ _0\"></span>mise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 930px; z-index: 15;\">4.535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 930px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 915px; z-index: 15;\">457<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 915px; z-index: 15;\">1.959<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 915px; z-index: 15;\">(359)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 900px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 900px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 885px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 885px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 885px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 885px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 870px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 870px; z-index: 15;\">836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 870px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 870px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 870px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 870px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 855px; z-index: 15;\">1.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 855px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 855px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 855px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 855px; z-index: 15;\">8</div>\n<div class=\"t m0 x232 h65 y68f ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 841px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 841px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 826px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 811px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 811px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 811px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x34b h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 375px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 766px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 766px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 766px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 766px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 707px; z-index: 15;\">1.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff22f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 692px; z-index: 15;\">3.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 692px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 yb68 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x1d4 h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 677px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 677px; z-index: 15;\">9</div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 677px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 677px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 662px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 662px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 662px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 662px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 633px; z-index: 15;\">2.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 633px; z-index: 15;\">1.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 633px; z-index: 15;\">(357)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 618px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 618px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff232 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 603px; z-index: 15;\">85.619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 603px; z-index: 15;\">9.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 603px; z-index: 15;\">(397)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 573px; z-index: 15;\">9.076<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 573px; z-index: 15;\">3.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 573px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 573px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 573px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 573px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 573px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 558px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 558px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 558px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 558px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 558px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 544px; z-index: 15;\">10.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 544px; z-index: 15;\">3.677<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 545px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff232 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 514px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 514px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 514px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 484px; z-index: 15;\">3.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 484px; z-index: 15;\">5.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 484px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 484px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 473px; height: 570px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff236 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff236 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Compte de<span class=\"_ _0\"></span> r\u00e9sultat vent<span class=\"_ _0\"></span>il\u00e9 en Vie et Non<span class=\"ls0 ws0\">-<span class=\"ls11d ws144\">vie</span> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff234 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y699 ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff234 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x341 h65 y69b ff234 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes <span class=\"lse5 wsf4\">\u00e9mises<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 1004px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 1004px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 1004px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 974px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 974px; z-index: 15;\">(450)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 974px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 959px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 959px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 959px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits de <span class=\"wsed\">placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 945px; z-index: 15;\">2.377<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 945px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 945px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 945px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 945px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 915px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 915px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 915px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 915px; z-index: 15;\">1</div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s contrats en uni<span class=\"_ _0\"></span>t\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 870px; z-index: 15;\">254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\">7</div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 870px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 870px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 855px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 855px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 855px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 855px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 841px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 841px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 841px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 841px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 841px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 841px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 841px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 826px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 826px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 826px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 826px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 826px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 826px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 826px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, bruts<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 781px; z-index: 15;\">(4.822)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 781px; z-index: 15;\">(2.913)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 781px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, part des r\u00e9assure<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x176 h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 766px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 766px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 766px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 766px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 766px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Sinistres et prestations <span class=\"wsee\">d'assurance, nets<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 752px; z-index: 15;\">(4.805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 752px; z-index: 15;\">(2.681)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 752px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 752px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 722px; z-index: 15;\">(128)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 722px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6cb ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 722px; z-index: 15;\">2</div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 722px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 722px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 722px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 707px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 707px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x18b h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 692px; z-index: 15;\">4</div>\n<div class=\"t m0 x18b h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 790px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 677px; z-index: 15;\">(349)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 677px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 677px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 662px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 662px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 662px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 648px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 648px; z-index: 15;\">(577)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 648px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 648px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 648px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 648px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 410px; bottom: 633px; z-index: 15;\">(4.317)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 470px; bottom: 633px; z-index: 15;\">(4.522)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 547px; bottom: 633px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 633px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 633px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 633px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 633px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 603px; z-index: 15;\">933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 603px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 603px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 603px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 603px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 603px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 573px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 573px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 573px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 573px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 544px; z-index: 15;\">793<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 544px; z-index: 15;\">276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y69d ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 544px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 544px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69d ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 529px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 529px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 529px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 529px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 514px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 514px; z-index: 15;\">225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 514px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6d1 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 514px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 484px; z-index: 15;\">5.220<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 484px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 484px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 484px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 484px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total des produits inter<span class=\"_ _0\"></span>nes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 469px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 469px; z-index: 15;\">3</div>\n<div class=\"t m0 x195 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 469px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 469px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 469px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 469px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 454px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 454px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 454px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 454px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 454px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 454px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 454px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y199d ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199e ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199f ff234 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de pa<span class=\"_ _0\"></span>rticip<span class=\"lsde wseb\">ation discr\u00e9tionnaire) </span></div>\n<div class=\"t m0 x6 h62 y19a0 ff234 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y19a1 ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 360px; z-index: 15;\"> </div>\n<div id=\"fs_QNTFD0MCHC00000000000000000000\">\n<div class=\"t m0 x1a0 h65 y68f ff234 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 345px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 345px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y691 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 345px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 360px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 345px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff234 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 360px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 345px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y691 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 345px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff234 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 345px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff234 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 315px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 315px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 315px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 315px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 315px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 315px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 315px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 300px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 300px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 300px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 300px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 285px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 285px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 285px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 285px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 832px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff23a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff23a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff23a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 1004px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 1004px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 974px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 974px; z-index: 15;\">(432)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 959px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 959px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 959px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 959px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 945px; z-index: 15;\">2.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 945px; z-index: 15;\">263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 945px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 945px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 945px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 915px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 915px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 915px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s contrats en uni<span class=\"_ _0\"></span>t\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 870px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 870px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 870px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 870px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 870px; z-index: 15;\">1</div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 870px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 855px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 855px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 855px; z-index: 15;\">1</div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 855px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 855px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 841px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 841px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 841px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 841px; z-index: 15;\">8</div>\n<div class=\"t m0 x1d4 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 841px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 841px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 826px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 826px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 826px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 826px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 826px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 720px; bottom: 826px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 826px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, bruts<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 781px; z-index: 15;\">(4.914)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 781px; z-index: 15;\">(2.847)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 781px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 781px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, part des r\u00e9assure<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x176 h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 766px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 766px; z-index: 15;\">269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 766px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 766px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 752px; z-index: 15;\">(4.897)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 752px; z-index: 15;\">(2.578)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 752px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 722px; z-index: 15;\">(82)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 722px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6cb ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 722px; z-index: 15;\">2</div>\n<div class=\"t m0 x1df h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 722px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 722px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 722px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x195 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 692px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 692px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 677px; z-index: 15;\">(410)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 677px; z-index: 15;\">(803)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 677px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 662px; z-index: 15;\">(417)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 662px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 662px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 662px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 648px; z-index: 15;\">(700)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 648px; z-index: 15;\">(541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 648px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 648px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 648px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 648px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 410px; bottom: 633px; z-index: 15;\">(8.117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 470px; bottom: 633px; z-index: 15;\">(4.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 547px; bottom: 633px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 633px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 633px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 726px; bottom: 633px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 761px; bottom: 633px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 603px; z-index: 15;\">1.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 603px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 603px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 603px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 603px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y699 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 603px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 603px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Charges d'imp\u00f4ts sur le <span class=\"lse2 wsf1\">r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 573px; z-index: 15;\">(145)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 573px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 573px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 573px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 544px; z-index: 15;\">888<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 544px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 544px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 544px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69d ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 544px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d7 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 529px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 529px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 529px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 529px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 514px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 514px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 514px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6d1 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 514px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 484px; z-index: 15;\">9.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 484px; z-index: 15;\">4.754<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 484px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 484px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 484px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total des produits inter<span class=\"_ _0\"></span>nes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 469px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x195 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 469px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 469px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 469px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 469px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 454px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 454px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 454px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 454px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 454px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 720px; bottom: 454px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 454px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y199d ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199e ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199f ff23a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019encaissemen<span class=\"_ _3\"></span>t brut (somm<span class=\"_ _3\"></span>e des primes<span class=\"_ _3\"></span> brutes <span class=\"_ _3\"></span>\u00e9mises et de<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">primes prov<span class=\"_ _0\"></span>enant de co<span class=\"_ _0\"></span>ntrats de p<span class=\"_ _0\"></span>lacement<span class=\"_ _0\"></span> sans \u00e9l\u00e9<span class=\"_ _0\"></span>ment de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire) </span></div>\n<div class=\"t m0 x6 h62 y19a0 ff23a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y19a1 ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 360px; z-index: 15;\"> </div>\n<div id=\"fs_MOVS5FNQ6800000000000000000000\">\n<div class=\"t m0 x1a0 h65 y68f ff23a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 345px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 345px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y691 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 345px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 360px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 345px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff23a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 360px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 345px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y691 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 345px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff23a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 345px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff23a fs45 fc15 sc0 lsec ws109\" style=\"left: 69px; bottom: 315px; z-index: 15;\">Primes <span class=\"lse5 ws100\">brutes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 315px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 315px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 315px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 315px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 315px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 285px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 285px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 285px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 285px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff242 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">8.12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff242 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">R\u00e9sultat d'exploitation de l\u2019assurance</div>\n<div class=\"t m0 x6 h62 y836 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nalyse des<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance, Age<span class=\"_ _0\"></span>as utilis<span class=\"_ _0\"></span>e le concept<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y837 ff240 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at d'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y876 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y877 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le r\u00e9sult<span class=\"_ _0\"></span>at d\u2019explo<span class=\"_ _0\"></span>itatio<span class=\"_ _0\"></span>n inclut les<span class=\"_ _0\"></span> primes nett<span class=\"_ _0\"></span>es acqui<span class=\"_ _0\"></span>ses, les fr<span class=\"_ _0\"></span>ais, le</div>\n<div class=\"t m0 x6 h62 y878 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">revenu d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> attribu\u00e9 et<span class=\"_ _0\"></span> les plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">values </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y879 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alis\u00e9<span class=\"_ _0\"></span>es, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des sinis<span class=\"_ _0\"></span>tres et avant<span class=\"_ _0\"></span>ages net<span class=\"_ _0\"></span>s et de toutes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87a ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les charges op\u00e9<span class=\"_ _3\"></span>rationnelles, don<span class=\"_ _3\"></span>t les fr<span class=\"lsdc wse9\">ais de r\u00e8gle<span class=\"_ _0\"></span>ment de sini<span class=\"_ _0\"></span>stres, les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y87b ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">frais d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>, les commis<span class=\"_ _0\"></span>sions et aut<span class=\"_ _0\"></span>res char<span class=\"_ _0\"></span>ges, attr<span class=\"_ _0\"></span>ibu\u00e9s aux</div>\n<div class=\"t m0 x6 h62 y87c ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et/o<span class=\"_ _0\"></span>u d\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent. La dif<span class=\"_ _0\"></span>f\u00e9rence ent<span class=\"_ _0\"></span>re le</div>\n<div class=\"t m0 x6 h62 y87d ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at op\u00e9rati<span class=\"_ _0\"></span>onnel et le r<span class=\"_ _0\"></span>\u00e9sultat av<span class=\"_ _0\"></span>ant imp\u00f4t<span class=\"_ _0\"></span>s, consis<span class=\"_ _0\"></span>te en tous l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y87e ff240 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">revenus <span class=\"lsdc wse9\">et les co\u00fbts non attri<span class=\"_ _0\"></span>bu\u00e9s aux<span class=\"_ _0\"></span> contrats d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance et/o<span class=\"_ _0\"></span>u </span></div>\n<div class=\"t m0 x6 h62 y87f ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent et, par co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nt, non d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9s dans l<span class=\"_ _0\"></span>e r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yf58 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnel <span class=\"_ _3\"></span>ou le r<span class=\"_ _3\"></span>\u00e9sultat de<span class=\"_ _3\"></span>s partenariat<span class=\"_ _3\"></span>s non conso<span class=\"_ _3\"></span>lid\u00e9s. Les</div>\n<div class=\"t m0 x1a h62 y19aa ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions des m<span class=\"_ _0\"></span>esures alt<span class=\"_ _0\"></span>ernati<span class=\"_ _0\"></span>ves de la perf<span class=\"_ _0\"></span>orman<span class=\"_ _0\"></span>ce sont don<span class=\"_ _0\"></span>n\u00e9e<span class=\"lsef ws12b\">s </span></div>\n<div class=\"t m0 x1a h62 y19ab ff240 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">sous les tableaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y19ac ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y19ad ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans ses s<span class=\"_ _3\"></span>ecteurs op\u00e9ra<span class=\"_ _3\"></span>tionnels d\u2019a<span class=\"_ _3\"></span>ssurance, Ag<span class=\"_ _3\"></span>eas g\u00e8re ses<span class=\"_ _3\"></span> activit\u00e9s<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y19ae ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">vie et no<span class=\"_ _3\"></span>n<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">vie s\u00e9par\u00e9<span class=\"_ _0\"></span>ment. L<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9 vie i<span class=\"_ _0\"></span>nclut des<span class=\"_ _0\"></span> contra<span class=\"_ _0\"></span>ts d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y19af ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvrant<span class=\"_ _0\"></span> des risq<span class=\"_ _0\"></span>ues li\u00e9s \u00e0 la vi<span class=\"_ _0\"></span>e et au d\u00e9c\u00e8s des p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span><span class=\"lsdd ws11a\">iers. L\u2019activit\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y19b0 ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vie comprend \u00e9ga<span class=\"_ _3\"></span>lement des con<span class=\"_ _3\"></span>trats de placement a<span class=\"_ _3\"></span>vec ou sans</div>\n<div class=\"t m0 x1a h62 y19b1 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ment de <span class=\"_ _3\"></span>participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire. L\u2019activ<span class=\"_ _3\"></span>it\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">vie com<span class=\"_ _0\"></span>prend </span></div>\n<div class=\"t m0 x1a h62 y19b2 ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatre branche<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wseb\">Maladie &amp;<span class=\"_ _3\"></span> Accidents<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsf8 ws111\">A<span class=\"_ _3\"></span>uto</span> <span class=\"_ _3\"></span>; <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Incendi<span class=\"_ _0\"></span>e et autres<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y19b3 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dommages aux<span class=\"_ _3\"></span> biens (couv<span class=\"_ _3\"></span>rant le r<span class=\"_ _3\"></span>isque de<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pertes affectant<span class=\"_ _0\"></span> des biens </span></span></div>\n<div class=\"t m0 x1a h62 y19b4 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou des pass<span class=\"_ _0\"></span>ifs patrim<span class=\"_ _0\"></span>oniaux<span class=\"_ _0\"></span> ou de passifs d<span class=\"_ _0\"></span>us \u00e0 des sinis<span class=\"_ _0\"></span>tres) et Aut<span class=\"_ _0\"></span>res.</div>\n<div class=\"t m0 x6 h62 y19b5 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y19b6 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y19b7 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la ma<span class=\"_ _0\"></span>rge op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle des d<span class=\"_ _0\"></span>iff\u00e9re<span class=\"_ _0\"></span>nts sect<span class=\"_ _0\"></span>eurs et s<span class=\"_ _0\"></span>egment<span class=\"_ _0\"></span>s d'act<span class=\"_ _0\"></span>ivit\u00e9 et l<span class=\"_ _0\"></span>eur ra<span class=\"_ _0\"></span>pproch<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec le r\u00e9s<span class=\"_ _0\"></span>ulta<span class=\"wse9\">t ava<span class=\"_ _0\"></span>nt imp\u00f4t<span class=\"_ _0\"></span><span class=\"lsdd\">s.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 782px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb7e ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div id=\"fs_PB8HRZ2FGG00000000000000000000\">\n<div class=\"t m0 x1d4 h65 y69b ff240 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 337px; bottom: 782px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 782px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 797px; z-index: 15;\"> </div>\n<div id=\"fs_SQPKWXOKNK00000000000000000000\">\n<div class=\"t m0 x1d7 h65 y69b ff240 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 440px; bottom: 782px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 782px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 797px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 782px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsee\" style=\"left: 598px; bottom: 797px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 585px; bottom: 782px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff240 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 653px; bottom: 797px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 782px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 797px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff240 fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 782px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff240 fs45 fc1e sc0 lse1 wsef\" style=\"left: 778px; bottom: 797px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 782px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Encaissement brut en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 752px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 752px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 752px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 752px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 752px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Encaissement brut non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 737px; z-index: 15;\">2.403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 737px; z-index: 15;\">2.157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 737px; z-index: 15;\">1.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 737px; z-index: 15;\">(1.466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 737px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 737px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 737px; z-index: 15;\">4.638<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges op\u00e9rationnelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 722px; z-index: 15;\">(642)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 722px; z-index: 15;\">(447)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 722px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 722px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x2a9 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 722px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 722px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits garantis</span> </div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 693px; z-index: 15;\">414<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 693px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 693px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 693px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 678px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 678px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 663px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 663px; z-index: 15;\">469<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 663px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Maladie et Accidents</span> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 633px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 633px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 633px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 633px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 633px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Automobile</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 618px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 618px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x197 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 618px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 618px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 618px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Incendie et autres dom<span class=\"_ _0\"></span>mages aux biens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 603px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 603px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 603px; z-index: 15;\">8</div>\n<div class=\"t m0 x156 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 603px; z-index: 15;\">3</div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 603px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 603px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Autres</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 589px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 589px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 589px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 589px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 589px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 589px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 589px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 574px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x341 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 574px; z-index: 15;\">227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 574px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y6a0 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 574px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y6a0 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 574px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y6a0 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 574px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff244 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 559px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 559px; z-index: 15;\">696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 559px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x2c4 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 559px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 559px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 559px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 559px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span> non affect\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 529px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 443px; bottom: 529px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 529px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 529px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Autres r\u00e9sultats non techniques (y compris courtage)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 514px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 514px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 514px; z-index: 15;\">9</div>\n<div class=\"t m0 x1de h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 514px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 514px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 514px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 514px; z-index: 15;\">374<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff244 fs45 fc20 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 499px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 334px; bottom: 499px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 388px; bottom: 499px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 443px; bottom: 499px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 507px; bottom: 499px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68c ff244 fs45 fc20 sc0 ls0 ws0\" style=\"left: 574px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 608px; bottom: 499px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 670px; bottom: 499px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68c ff244 fs45 fc20 sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 774px; bottom: 499px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff244 fs45 fc1e sc0 lse5 ws100\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Indi<span class=\"_ _3\"></span>cateu<span class=\"_ _3\"></span>rs cl\u00e9<span class=\"_ _3\"></span>s de per<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>ance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Marge de souscription nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 455px; z-index: 15;\"> <span class=\"lse0 wsed\">0,01%</span> </div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 455px; z-index: 15;\"> <span class=\"lse0 wsed\">0,33%</span> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 455px; z-index: 15;\">(4,92%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 455px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Marge d'investissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,77%</span> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,39%</span> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">5,29%</span> </div>\n<div class=\"t m0 x1de h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,80%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,80%</span> </div>\n<div class=\"t m0 x184 h65 y694 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,78%</span> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,37%</span> </div>\n<div class=\"t m0 x2f2 h65 y694 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 425px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,76%</span> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,76%</span> </div>\n<div class=\"t m0 x184 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 410px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts garantis<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,89%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">1,05%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,61%</span> </div>\n<div class=\"t m0 x2f2 h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 410px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,91%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,91%</span> </div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 396px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,41%</span> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,31%</span> </div>\n<div class=\"t m0 x1d3 h68 y699 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 381px; z-index: 15;\">(0,19%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,36%</span> </div>\n<div class=\"t m0 x196 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,36%</span> </div>\n<div class=\"t m0 x184 h65 y697 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 366px; z-index: 15;\">Charges op\u00e9rationnelles en <span class=\"_ _0\"></span>% <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des fonds sous gestion (annualis\u00e9s) en <span class=\"_ _0\"></span>vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,57%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">2,68%</span> </div>\n<div class=\"t m0 x230 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">9,82%</span> </div>\n<div class=\"t m0 x155 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,51%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,51%</span> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 321px; z-index: 15;\">Indicateurs cl\u00e9s de performan<span class=\"_ _0\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 306px; z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">32,0%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">36,4%</span> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,3%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,3%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Ratio de sinistralit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">58,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">66,4%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,9%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,2%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,2%</span> </div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">92,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">98,4%</span> </div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">99,3%</span> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">96,5%</span> </div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">96,5%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 262px; z-index: 15;\"> <span class=\"lse0 wsed\">14,8%</span> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">4,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">2,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,8<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 774px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,8<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 232px; z-index: 15;\">63.860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 232px; z-index: 15;\">12.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 435px; bottom: 232px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 232px; z-index: 15;\">1.714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 232px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 232px; z-index: 15;\">77.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 232px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 232px; z-index: 15;\">77.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 221px; height: 885px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff24b fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9finit<span class=\"_ _0\"></span>ions des me<span class=\"_ _0\"></span>sures alt<span class=\"_ _0\"></span>ernativ<span class=\"_ _0\"></span>es de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e dans les tab<span class=\"_ _0\"></span>leaux<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h65 yd9d ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat de souscription net<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">La di<span class=\"_ _0\"></span>ff\u00e9rence entre les primes<span class=\"_ _0\"></span> nettes acquises et l<span class=\"_ _0\"></span>a somme des paiemen<span class=\"_ _0\"></span>ts r\u00e9els et des variations <span class=\"_ _0\"></span>des passifs d\u2019assurance, <span class=\"_ _0\"></span>d\u00e9duction faite de la </span></div>\n<div class=\"t m0 xe9 h65 y1a0e ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">r\u00e9assurance. Le r\u00e9sultat es<span class=\"_ _0\"></span>t pr\u00e9sent\u00e9 net des cha<span class=\"_ _0\"></span>rges allou\u00e9es au tr<span class=\"_ _0\"></span>aitement des sinistres, des f<span class=\"_ _0\"></span>rais g\u00e9n\u00e9raux, des commi<span class=\"_ _0\"></span>ssions et de r\u00e9assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a0f ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Marge de <span class=\"wsf0\">souscription nette<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span></span>En <span class=\"_ _0\"></span>assurance vie, le r\u00e9sultat de<span class=\"_ _0\"></span> souscription net annualis\u00e9<span class=\"_ _0\"></span> en pourcentage des pas<span class=\"_ _0\"></span>sifs nets moyens au cou<span class=\"_ _0\"></span>rs de la p\u00e9riode con<span class=\"wsf0\">sid\u00e9<span class=\"_ _0\"></span>r\u00e9e. En </span></div>\n<div class=\"t m0 xe9 h65 y1a10 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">assurance Non<span class=\"ls0 ws0\">-</span><span class=\"wsee\">vie, le r\u00e9sultat de souscriptio<span class=\"_ _0\"></span>n divis\u00e9 par la prime<span class=\"_ _0\"></span> nette acquise.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a11 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat d\u2019inves<span class=\"wsee\">tissement net<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span>: <span class=\"_ _15a\"> </span></span>La somme des revenus d\u2019investissement et d<span class=\"_ _0\"></span>es plus<span class=\"ls0 ws0\">-</span>values ou moins<span class=\"ls0 ws0\">-</span>values r\u00e9alis\u00e9es sur<span class=\"_ _0\"></span> les actifs couvrant le<span class=\"_ _0\"></span>s passifs d\u2019assurance, apr<span class=\"_ _0\"></span>\u00e8s </span></div>\n<div class=\"t m0 xe9 h65 y1a12 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d\u00e9duction des frais de <span class=\"_ _0\"></span>gestion li\u00e9s aux placemen<span class=\"_ _0\"></span>ts. Le r\u00e9sultat d\u2019investisse<span class=\"_ _0\"></span>ment en Vie est \u00e9galemen<span class=\"_ _0\"></span>t ajust\u00e9 du montant allou\u00e9<span class=\"_ _0\"></span> aux titulaires de</div>\n<div class=\"t m0 xe9 h65 y1a13 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">police en int\u00e9r\u00eat garan<span class=\"_ _0\"></span>ti et participation aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices. Le r\u00e9sultat d\u2019i<span class=\"_ _0\"></span>nvestissement en Accidents &amp;<span class=\"_ _0\"></span> Vie (partie de Non<span class=\"ls0 ws0\">-</span>vie) est \u00e9gal<span class=\"_ _0\"></span>ement corrig\u00e9 de</div>\n<div class=\"t m0 xe9 h65 y1a14 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat garanti qui a \u00e9<span class=\"_ _0\"></span>t\u00e9 comptabilis\u00e9 en pa<span class=\"_ _0\"></span>ssifs d\u2019assuranc<span class=\"lse5 wsf4\">e. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a15 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Marge d\u2019investissement nette<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span>: <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">En assurance<span class=\"_ _0\"></span> vie, le r\u00e9sultat d\u2019investissemen<span class=\"_ _0\"></span>t annualis\u00e9 divis\u00e9 par <span class=\"_ _0\"></span>le passif net moyen <span class=\"_ _0\"></span>d\u2019assurance<span class=\"ls0 ws0\">-</span>vie au cours de la p\u00e9<span class=\"_ _0\"></span>riode consid\u00e9r\u00e9e. En </span></div>\n<div class=\"t m0 xe9 h65 y1a16 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">assurance Non<span class=\"ls0 ws0\">-</span><span class=\"wsee\">vie, le r\u00e9sultat d\u2019investissement divi<span class=\"_ _0\"></span>s\u00e9 par la prime n<span class=\"_ _0\"></span>ette acqui<span class=\"lse5 wsf4\">se.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h65 y1a17 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat op\u00e9rationnel net<span class=\"ls0 ws0\"> <span class=\"_ _b7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">La som<span class=\"_ _0\"></span>me du r\u00e9sultat de souscrip<span class=\"_ _0\"></span>tion net, du r\u00e9sultat d<span class=\"_ _0\"></span>\u2019investissement et des autres<span class=\"_ _0\"></span> r\u00e9sultats attribu\u00e9s aux <span class=\"_ _0\"></span>contrats d\u2019assurance et/ou </span></div>\n<div class=\"t m0 xe9 h65 y1a18 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d\u2019investissements. La diff\u00e9rence en<span class=\"_ _0\"></span>tre le r\u00e9sultat op\u00e9rationnel<span class=\"_ _0\"></span> et le r\u00e9sultat a<span class=\"_ _0\"></span>vant imp\u00f4ts, consiste en<span class=\"_ _0\"></span> tous les revenus et<span class=\"_ _0\"></span> les co\u00fbts non a<span class=\"_ _0\"></span>ttribu\u00e9s aux</div>\n<div class=\"t m0 xe9 h65 y1a19 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">contrats d\u2019assurance et/ou <span class=\"_ _0\"></span>d\u2019investissement et, par cons\u00e9que<span class=\"_ _0\"></span>nt, non d\u00e9clar\u00e9s dan<span class=\"_ _0\"></span>s le r\u00e9sultat op\u00e9rationnel ou<span class=\"_ _0\"></span> le r\u00e9sultat des<span class=\"ls0 ws0\"> </span><span class=\"wsf0\">partenariats non </span></div>\n<div class=\"t m0 xe9 h65 y1a1a ff24b fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">consolid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1b ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Marge op\u00e9rationnelle net<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> <span class=\"_ _42\"> </span>: <span class=\"_ _207\"> </span></span><span class=\"wsf0\">En assu</span>rance vie, le r\u00e9sultat op\u00e9<span class=\"_ _0\"></span>rationnel annualis\u00e9 de<span class=\"_ _0\"></span> la p\u00e9riode divis\u00e9 par la<span class=\"_ _0\"></span> moyenne des passif<span class=\"_ _0\"></span>s nets d\u2019assurance vie.<span class=\"_ _0\"></span> En assura<span class=\"wsf0\">nce non<span class=\"ls0 ws0\">-<span class=\"lse2 ws103\">vie, l<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 xe9 h65 y1a1c ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">r\u00e9sultat op\u00e9rationnel divis\u00e9 pa<span class=\"_ _0\"></span>r la prime nette <span class=\"_ _0\"></span>acquise.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1d ff24b fs45 fc15 sc0 lse5 ws100\" style=\"z-index: 15;\">Prim<span class=\"_ _3\"></span>e nett<span class=\"_ _3\"></span>e acqu<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> <span class=\"_ _162\"> </span>: <span class=\"_ _207\"> </span><span class=\"lse0 wsf0\">Les pr<span class=\"_ _3\"></span>imes \u00e9mises en non</span>-<span class=\"lse0 wsf0\">vie qui cou<span class=\"wsee\">vrent les risques pour <span class=\"_ _0\"></span>la p\u00e9riode en cours <span class=\"_ _0\"></span>nettes des primes pay\u00e9es<span class=\"_ _0\"></span> aux r\u00e9assureurs et d<span class=\"_ _0\"></span>es variations de </span></span></span></div>\n<div class=\"t m0 xe9 h65 y1a1e ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">primes non acquises.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1f ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> <span class=\"_ _184\"> </span>: <span class=\"_ _15a\"> </span></span><span class=\"wsee\">Charges en pourcentage des primes nettes a<span class=\"_ _0\"></span>cquises. Les charges i<span class=\"_ _0\"></span>ncluent les co\u00fbts internes de g<span class=\"_ _0\"></span>estion des sinistres et<span class=\"_ _0\"></span> les commissions, d\u00e9du<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 xe9 h65 y1a20 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">faite de la r\u00e9assurance<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a21 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio de sinistres<span class=\"ls0 ws0\"> <span class=\"_ _198\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _207\"> </span></span><span class=\"wsee\">Co\u00fbt des sinistres, d\u00e9duction <span class=\"_ _0\"></span>faite de la r\u00e9assurance,<span class=\"_ _0\"></span> en pourcentage de<span class=\"_ _0\"></span>s primes nettes acquises.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a22 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _d6\"> </span>: <span class=\"_ _207\"> </span></span><span class=\"wsee\">Une mesure de la rentabilit\u00e9 en non<span class=\"ls0 ws0\">-</span>vie \u00e9gale au<span class=\"_ _0\"></span> ratio entre les cha<span class=\"_ _0\"></span>rges totales de l\u2019assur<span class=\"_ _0\"></span>eur et les primes net<span class=\"_ _0\"></span>tes acquises. Il s'agit des<span class=\"_ _0\"></span> charges </span></div>\n<div class=\"t m0 xe9 h65 y1a23 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">totales en pourcentage des<span class=\"_ _0\"></span> primes nettes acquises<span class=\"_ _0\"></span>. Il s\u2019agit de la so<span class=\"_ _0\"></span>mme du ratio de sini<span class=\"_ _0\"></span>stralit\u00e9 et du ratio de<span class=\"_ _0\"></span> charges.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 723px; height: 383px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag526": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h7d ybd4 ff97 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">2.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff97 fs50 fc10 sc0 ls10e ws131\" style=\"z-index: 15;\">Princ<span class=\"_ _0\"></span>ipe<span class=\"ls10d ws130\">s de consolidation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y843 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00e9sent<span class=\"_ _3\"></span>s \u00e9<span class=\"lsdc wse9\">tats financ<span class=\"_ _0\"></span>iers cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>\u00e9s d\u2019Agea<span class=\"_ _0\"></span>s comprenn<span class=\"_ _0\"></span>ent les \u00e9tat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y844 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers d<span class=\"_ _3\"></span>\u2019Ageas SA/NV<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">(la soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re) et de ses<span class=\"_ _0\"></span> filiales.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybd6 ff95 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Regroupement <span class=\"_ _3\"></span>d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybd7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A conditi<span class=\"_ _0\"></span>on qu\u2019un ens<span class=\"_ _0\"></span>emble i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s et d\u2019acti<span class=\"_ _0\"></span>fs acquis</div>\n<div class=\"t m0 x1a h62 ybd8 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">constituent <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une entrep<span class=\"_ _0\"></span>rise et <span class=\"wseb\">qu\u2019<span class=\"_ _0\"></span>Ageas ac<span class=\"_ _0\"></span>quis le c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e<span class=\"lsde\">, Ageas </span></span></span></div>\n<div class=\"t m0 x1a h62 ybd9 ff95 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> </span>le<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">regroupement d\u2019e<span class=\"_ _3\"></span>ntreprises <span class=\"wsea\">sel<span class=\"_ _3\"></span>on</span></span> <span class=\"lsdc wse9\">la m\u00e9thode d<span class=\"wse8\">e </span></span></span></div>\n<div class=\"t m0 x1a h62 ybda ff95 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019<span class=\"lsdc wse8\">acquis<span class=\"_ _0\"></span>ition. <span class=\"lsfe ws111\">Afin d\u2019</span><span class=\"wseb\">\u00eatre con<span class=\"_ _0\"></span>sid\u00e9r\u00e9 c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e entre<span class=\"_ _0\"></span>prise, l<span class=\"_ _0\"></span>\u2019e<span class=\"lsde wsea\">nsemble </span></span></span></div>\n<div class=\"t m0 x1a h62 ybdb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9s et d\u2019act<span class=\"_ _0\"></span>ifs acqu<span class=\"_ _0\"></span>is doit com<span class=\"_ _0\"></span>porter a<span class=\"_ _0\"></span>u moins une ent<span class=\"_ _0\"></span>r\u00e9e</div>\n<div class=\"t m0 x1a h62 ybdc ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un proce<span class=\"_ _0\"></span>ssus subst<span class=\"_ _0\"></span>antiel q<span class=\"_ _0\"></span>ui, ense<span class=\"_ _0\"></span>mble, cont<span class=\"_ _0\"></span>ribuent<span class=\"_ _0\"></span> de mani\u00e8re</div>\n<div class=\"t m0 x1a h62 ybdd ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nte \u00e0 la capac<span class=\"_ _0\"></span>it\u00e9 de cr\u00e9e<span class=\"_ _0\"></span>r des sorti<span class=\"_ _0\"></span>es. Le proc<span class=\"_ _0\"></span>essus (ou g<span class=\"_ _0\"></span>roupe</div>\n<div class=\"t m0 x1a h62 ybde ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de proc<span class=\"_ _0\"></span>essus) a<span class=\"_ _0\"></span>cquis est<span class=\"_ _0\"></span> consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 com<span class=\"_ _0\"></span>me ess<span class=\"_ _0\"></span>entiel s\u2019i<span class=\"_ _0\"></span>l est c<span class=\"_ _0\"></span>rucial p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x1a h62 ybdf ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la capacit<span class=\"_ _0\"></span>\u00e9 de contin<span class=\"_ _0\"></span>uer \u00e0 produi<span class=\"_ _0\"></span>re des extr<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\">s <span class=\"lsde wseb\">ou il <span class=\"_ _3\"></span>contribue de<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ybe0 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ante \u00e0 la c<span class=\"_ _0\"></span>apacit<span class=\"_ _0\"></span>\u00e9 de cont<span class=\"_ _0\"></span>inuer <span class=\"_ _0\"></span>\u00e0 produi<span class=\"_ _0\"></span>re des ext<span class=\"_ _0\"></span>rants<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe1 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybe2 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le co\u00fbt d\u2019u<span class=\"_ _0\"></span>ne acquisit<span class=\"_ _0\"></span>ion est l<span class=\"_ _0\"></span>a somme de la co<span class=\"_ _0\"></span>ntrepa<span class=\"_ _0\"></span>rtie transf<span class=\"_ _0\"></span>\u00e9r\u00e9e,</div>\n<div class=\"t m0 x1a h62 ybe3 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mesur\u00e9e <span class=\"_ _0\"></span>\u00e0 sa jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n, et <span class=\"lsde wsea\">du<span class=\"ls0 ws0\"> </span></span>montan<span class=\"_ _0\"></span>t de to<span class=\"_ _0\"></span>ute</div>\n<div class=\"t m0 x1a h62 ybe4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation ne d<span class=\"_ _0\"></span>onnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le dans l\u2019ent<span class=\"_ _0\"></span>repri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e. Pour</div>\n<div class=\"t m0 x1a h62 ybe5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque regr<span class=\"_ _3\"></span>oupement d\u2019en<span class=\"_ _3\"></span>treprises, Ag<span class=\"_ _3\"></span>ea<span class=\"lsdc wse9\">s a la possibi<span class=\"_ _0\"></span>lit\u00e9 d\u2019\u00e9<span class=\"_ _0\"></span>valuer les </span></div>\n<div class=\"t m0 x1a h62 ybe6 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations n<span class=\"_ _0\"></span>e donnant<span class=\"_ _0\"></span> pas le contr<span class=\"_ _0\"></span>\u00f4le dans l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e soit \u00e0</div>\n<div class=\"t m0 x1a h62 ybe7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur, soit<span class=\"_ _0\"></span> \u00e0 la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle de la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>lante dans l\u2019<span class=\"_ _0\"></span>actif net i<span class=\"_ _0\"></span>dentifi<span class=\"_ _0\"></span>able de l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e acquis<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe9 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybea ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans un <span class=\"lsdc wse9\">regroupement d\u2019<span class=\"_ _0\"></span>entre<span class=\"_ _0\"></span>prises r\u00e9a<span class=\"_ _0\"></span>lis\u00e9 par \u00e9t<span class=\"_ _0\"></span>apes, la p<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ybeb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue pa<span class=\"_ _0\"></span>r l\u2019acqu\u00e9<span class=\"_ _0\"></span>reur dans<span class=\"_ _0\"></span> l\u2019entre<span class=\"_ _0\"></span>prise acqu<span class=\"_ _0\"></span>ise est</div>\n<div class=\"t m0 x1a h62 ybec ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9e par rapp<span class=\"_ _0\"></span>ort \u00e0 la just<span class=\"_ _0\"></span>e valeur \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isition. L<span class=\"_ _0\"></span>e gain ou</div>\n<div class=\"t m0 x1a h62 ybed ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perte qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">est reconnu dans <span class=\"lsdc\">l\u2019\u00e9tat d</span></span></span>e la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x1a h62 ybee ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 393px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 398px; width: 352px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybef ff95 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf0 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les filial<span class=\"_ _3\"></span>es d\u00e9signent<span class=\"_ _3\"></span> les enti<span class=\"_ _3\"></span>t\u00e9s o\u00f9 Age<span class=\"_ _3\"></span>as a, dire<span class=\"_ _3\"></span>ctement ou<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ybf1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indirectemen<span class=\"_ _3\"></span>t, le pouvoir<span class=\"_ _3\"></span> de diri<span class=\"_ _3\"></span>ger les po<span class=\"_ _3\"></span>litiques f<span class=\"_ _3\"></span>inanci\u00e8res e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ybf2 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">afin d\u2019<span class=\"wse9\">obte<span class=\"_ _0\"></span>nir des av<span class=\"_ _0\"></span>antages d<span class=\"_ _0\"></span>e ces activit<span class=\"_ _0\"></span>\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ybf3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"ff99\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">contr\u00f4le</span><span class=\"ff99\"> <span class=\"_ _3\"></span>\u00bb</span><span class=\"lsde wseb\">). Pour<span class=\"_ _3\"></span> \u00e9value<span class=\"lsdc wse8\">r <span class=\"_ _3\"></span></span>si Ageas con<span class=\"_ _3\"></span>tr\u00f4le une <span class=\"_ _3\"></span><span class=\"lsdc wse9\">entit\u00e9,<span class=\"_ _0\"></span> l\u2019existen<span class=\"_ _0\"></span>ce et </span></span></div>\n<div class=\"t m0 x1a h62 ybf4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> des droit<span class=\"_ _0\"></span>s de vote pote<span class=\"_ _0\"></span>ntiels,<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iels pa<span class=\"_ _0\"></span>r nature,</div>\n<div class=\"t m0 x1a h62 ybf5 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>vement ex<span class=\"_ _0\"></span>er\u00e7abl<span class=\"_ _0\"></span>es ou effect<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>ibles, s<span class=\"_ _0\"></span>ont pris en</div>\n<div class=\"t m0 x1a h62 ybf6 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf7 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybf8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les filia<span class=\"_ _0\"></span>les sont cons<span class=\"_ _0\"></span>olid\u00e9<span class=\"_ _0\"></span>es \u00e0 dater du tr<span class=\"_ _0\"></span>ansfert<span class=\"_ _0\"></span> du contr\u00f4l<span class=\"_ _0\"></span>e ef<span class=\"lsf0 ws10c\">fectif \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ybf9 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas. <span class=\"_ _3\"></span><span class=\"lsdc wse8\">Invers<span class=\"_ _0\"></span>ement<span class=\"wseb\">,<span class=\"_ _0\"></span> elles n<span class=\"_ _0\"></span>e sont pl<span class=\"_ _0\"></span>us cons<span class=\"_ _0\"></span>olid\u00e9es <span class=\"_ _0\"></span>d\u00e8s que c<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4le </span></span></div>\n<div class=\"t m0 x1a h62 ybfa ff95 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">cesse. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfb ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybfc ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales ac<span class=\"_ _3\"></span>quises dans le<span class=\"_ _3\"></span> seul but d\u2019\u00eatre reven<span class=\"_ _3\"></span>dues sont</div>\n<div class=\"t m0 x1a h62 ybfd ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s comme actifs non<span class=\"_ _3\"></span> courants disponibl<span class=\"_ _3\"></span>es \u00e0 la vente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfe ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybff ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">intra<span class=\"ls0 ws0\">-</span></span><span class=\"wsea\">g<span class=\"_ _3\"></span>roupe<span class=\"ls0 ws0\"> (<span class=\"lsdc wseb\">les soldes et l<span class=\"_ _0\"></span>es gains <span class=\"_ _0\"></span>ou pertes<span class=\"_ _0\"></span> sur les </span></span></span></div>\n<div class=\"t m0 x1a h62 yc00 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons ent<span class=\"_ _0\"></span>re les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s <span class=\"lsde wsea\">d\u2019Ageas<span class=\"ls0 ws0\">) <span class=\"lsfe ws111\">sont \u00e9l<span class=\"_ _3\"></span>imin\u00e9</span>e<span class=\"lsdd wse9\">s.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 282px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 287px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 796px; width: 352px; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Vente d\u2019u<span class=\"_ _0\"></span>ne portio<span class=\"_ _0\"></span>n des int\u00e9r<span class=\"_ _0\"></span>\u00eats de propri<span class=\"_ _0\"></span>\u00e9t\u00e9 dans u<span class=\"_ _0\"></span>ne filia<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les gains ou per<span class=\"_ _3\"></span>tes sur la vente d\u2019u<span class=\"_ _3\"></span>ne portion de<span class=\"lsdc wse9\">s int\u00e9r\u00eats de prop<span class=\"_ _0\"></span>ri\u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans un<span class=\"_ _0\"></span>e filiale <span class=\"_ _0\"></span>sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l<span class=\"_ _0\"></span>a fa\u00e7on<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas d\u2019absence de p<span class=\"_ _0\"></span>erte de cont<span class=\"_ _0\"></span>r\u00f4le, la t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion est </span></span></div>\n<div class=\"t m0 x5c h62 y93f ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> comme une transaction s<span class=\"_ _3\"></span>ur capitaux pro<span class=\"_ _3\"></span>pres</div>\n<div class=\"t m0 x5c h62 y940 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(trans<span class=\"_ _0\"></span>action av<span class=\"_ _0\"></span>ec les propr<span class=\"_ _0\"></span>i\u00e9taire<span class=\"_ _0\"></span>s en tant qu<span class=\"_ _0\"></span>e propri\u00e9t<span class=\"_ _0\"></span>ai<span class=\"lsde wsea\">re)<span class=\"ls0 ws0\"> ; </span>ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas de perte de contr<span class=\"_ _0\"></span>\u00f4le, la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9e dans </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re, calc<span class=\"_ _0\"></span>ul\u00e9e sur la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion tot<span class=\"_ _0\"></span>ale.</div>\n<div class=\"t m0 x5c h62 y943 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Tout int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nserv\u00e9 <span class=\"_ _0\"></span>dans l\u2019a<span class=\"_ _0\"></span>ncienn<span class=\"_ _0\"></span>e filia<span class=\"_ _0\"></span>le est mes<span class=\"_ _0\"></span>ur\u00e9 \u00e0 s<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x5c h62 y944 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur a<span class=\"_ _0\"></span>u moment<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rte de co<span class=\"_ _0\"></span>ntr\u00f4l<span class=\"_ _0\"></span>e. Toutef<span class=\"_ _0\"></span>ois, si<span class=\"_ _0\"></span> la pert<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x5c h62 y945 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4le condu<span class=\"_ _3\"></span>it \u00e0 une<span class=\"_ _3\"></span> contribution<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taire d\u2019u<span class=\"_ _0\"></span>ne filiale \u00e0 un<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x5c h62 y946 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">entrepris<span class=\"_ _0\"></span>e, le gain ou la p<span class=\"_ _0\"></span>erte est </span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 se<span class=\"_ _0\"></span>ulement \u00e0 ha<span class=\"_ _0\"></span>uteur de la p<span class=\"_ _0\"></span>ortion des<span class=\"_ _0\"></span> int\u00e9r\u00eat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x5c h62 y9ee ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propri\u00e9t\u00e9 qui on<span class=\"_ _3\"></span>t \u00e9t\u00e9 transf<span class=\"lsdc wse9\">\u00e9r\u00e9s aux autres i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>seurs,<span class=\"_ _0\"></span> ce qui </span></div>\n<div class=\"t m0 x5c h62 y9ef ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conduit<span class=\"_ _0\"></span> \u00e0 une comptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on d\u2019un gai<span class=\"_ _0\"></span>n partiel.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 866px; height: 241px; width: 346px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y94a ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y94c ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sur lesque<span class=\"_ _0\"></span>ls Ageas a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e notabl<span class=\"_ _0\"></span>e, c\u2019est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wse8\">dire </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu'elle p<span class=\"_ _0\"></span>artic<span class=\"lsde wseb\">ipe aux d\u00e9cisions d<span class=\"_ _3\"></span>es politiqu<span class=\"_ _3\"></span>es op\u00e9rationnel<span class=\"_ _3\"></span>les et </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res, ma<span class=\"_ _0\"></span>is n\u2019en exer<span class=\"_ _0\"></span>ce pas le cont<span class=\"_ _0\"></span>r\u00f4le<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ou l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e conj<span class=\"_ _0\"></span>oint<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es</div>\n<div class=\"t m0 x6 h62 y9aa ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon la <span class=\"_ _0\"></span>m\u00e9thode<span class=\"_ _0\"></span> de <span class=\"lsfe ws11a\">la </span>mise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence. L<span class=\"_ _0\"></span>ors de s<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ab ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wseb\">ilisation i<span class=\"_ _0\"></span>nitial<span class=\"_ _0\"></span>e, l\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent est<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"lsde wsfa\">au co\u00fbt, frais </span></span></div>\n<div class=\"t m0 x6 h62 y9ac ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action inc<span class=\"_ _0\"></span>lus. Lors d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ions ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es, la quote<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part dan<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ad ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>at net de l\u2019ex<span class=\"_ _0\"></span>ercice est<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y9ae ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse8\">comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> </span></span></span>quote<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">part </span></span><span class=\"wseb\">dans les r\u00e9s<span class=\"_ _3\"></span>ultats d\u2019ent<span class=\"_ _3\"></span>reprises </span></div>\n<div class=\"t m0 x6 h62 yc02 ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff9d\">\u00bb</span></span><span class=\"wse9\">. La quote<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part d\u2019Ageas da<span class=\"_ _3\"></span>ns les <span class=\"_ _3\"></span></span></span></span>variat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span>direct<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres ap<span class=\"_ _3\"></span>r\u00e8s acquisi<span class=\"_ _3\"></span>tion de l\u2019<span class=\"_ _3\"></span>entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e est</div>\n<div class=\"t m0 x6 h62 yc04 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at <span class=\"lsde wsea\">global<span class=\"wseb\">. Les </span></span></div>\n<div class=\"t m0 x6 h62 yc05 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span>s re\u00e7ues des<span class=\"_ _3\"></span> entreprises<span class=\"_ _3\"></span> associ\u00e9es r\u00e9d<span class=\"_ _3\"></span>uisent la<span class=\"_ _3\"></span> valeur</div>\n<div class=\"t m0 x6 h62 yc06 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya45 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya46 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les int\u00e9r<span class=\"_ _0\"></span>\u00eats dans d<span class=\"_ _0\"></span>es co<span class=\"ls0 ws0\">-</span>entrepri<span class=\"_ _0\"></span>ses, au tit<span class=\"_ _0\"></span>re desq<span class=\"_ _0\"></span>uels un cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x6 h62 ya47 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjoint<span class=\"_ _0\"></span> d\u2019un acco<span class=\"_ _0\"></span>rd donne \u00e0 A<span class=\"_ _0\"></span>geas des dro<span class=\"_ _0\"></span>its sur les ac<span class=\"_ _0\"></span>tifs nets<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya48 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019acco<span class=\"_ _0\"></span>rd conjo<span class=\"_ _0\"></span>int, sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">des investis<span class=\"_ _0\"></span>sements dans </span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des entreprises<span class=\"_ _3\"></span> associ\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 57px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values sur les tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>ns entre A<span class=\"_ _0\"></span>geas et les p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la m<span class=\"_ _0\"></span>ise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya4d ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9limin\u00e9es au<span class=\"_ _3\"></span> prorata <span class=\"_ _3\"></span>de la par<span class=\"_ _3\"></span>t d\u2019Ageas. <span class=\"_ _3\"></span>Les moins<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsfa\">values sont<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya4e ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9gale<span class=\"wsfa\">ment \u00e9lim<span class=\"_ _3\"></span>in\u00e9es<span class=\"ls0 ws0\">, <span class=\"_ _3\"></span></span>sauf si la transac<span class=\"_ _3\"></span>tion indique une<span class=\"_ _3\"></span> d\u00e9pr\u00e9ciation de </span></div>\n<div class=\"t m0 x6 h62 ya4f ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif c<span class=\"_ _0\"></span>\u00e9d\u00e9. L<span class=\"_ _0\"></span>es pertes<span class=\"_ _0\"></span> de vale<span class=\"_ _0\"></span>ur sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9<span class=\"_ _0\"></span>es jusqu<span class=\"_ _0\"></span>\u2019\u00e0 ce qu<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya50 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le de la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>e r\u00e9duis<span class=\"_ _0\"></span>e \u00e0 z\u00e9ro. <span class=\"_ _0\"></span>Les pert<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya51 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur sup<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires ne so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es que dans<span class=\"_ _0\"></span> la mesure o\u00f9</div>\n<div class=\"t m0 x6 h62 ya52 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas est soumi<span class=\"_ _3\"></span>s \u00e0 des obligatio<span class=\"_ _3\"></span>ns l\u00e9gales ou impl<span class=\"_ _3\"></span>icites, ou a effe<span class=\"_ _3\"></span>ctu\u00e9</div>\n<div class=\"t m0 x6 h62 ya53 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des paie<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>our le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>l\u2019entre<span class=\"_ _0\"></span>prise as<span class=\"_ _0\"></span>soci\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya54 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya55 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les int<span class=\"_ _0\"></span>\u00e9r\u00eats \u00e0 lon<span class=\"_ _0\"></span>g terme (co<span class=\"_ _0\"></span>mme les pr\u00eat<span class=\"_ _0\"></span>s inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s) dans une<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya56 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une <span class=\"lsdd\">co<span class=\"ls0 ws0\">-</span></span>entr<span class=\"_ _0\"></span>eprise q<span class=\"_ _0\"></span>ui font parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 ya57 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>\u2019entre<span class=\"_ _0\"></span>prise ass<span class=\"_ _0\"></span>oci\u00e9e ou la co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">entreprise<span class=\"_ _3\"></span>, mais </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour lesque<span class=\"_ _3\"></span>ls la m\u00e9t<span class=\"_ _3\"></span>hode de mi<span class=\"_ _3\"></span>se en \u00e9quiva<span class=\"_ _3\"></span>len<span class=\"wsfa\">ce ne s\u2019applique<span class=\"_ _3\"></span> pas, la </span></div>\n<div class=\"t m0 x6 h62 ya59 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">n<span class=\"lsde wsfa\">orme IAS<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">39 s\u2019applique<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 598px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 603px; width: 353px; z-index: 4;\"><br/></div>\n\n<div id=\"fs_W8P61MVC5S00000000000000000000\">\n<div style=\"z-index: 15;\">\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y970 ff9a fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Cessi<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de filiales,<span class=\"_ _0\"></span> de lign<span class=\"_ _0\"></span>es d\u2019act<span class=\"_ _0\"></span>ivit\u00e9 et <span class=\"_ _0\"></span>d\u2019actifs<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">non courant <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y971 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif no<span class=\"_ _0\"></span>n courant (o<span class=\"_ _0\"></span>u un group<span class=\"_ _0\"></span>e destin\u00e9 \u00e0 \u00eatr<span class=\"_ _0\"></span>e c\u00e9d\u00e9, comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 yc07 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiale) es<span class=\"_ _0\"></span>t class<span class=\"_ _0\"></span>\u00e9 comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> <span class=\"lsde wsfa\">d\u00e9tenu en vue<span class=\"_ _3\"></span> de la vente</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9a\"> <span class=\"lsdd ws11a\">s\u2019il est </span></span></span></div>\n<div class=\"t m0 x1a h62 y972 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent da<span class=\"_ _0\"></span>ns son \u00e9t<span class=\"_ _0\"></span>at actu<span class=\"_ _0\"></span>el et qu<span class=\"_ _0\"></span>e sa vent<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 y973 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hauteme<span class=\"_ _0\"></span>nt probab<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y974 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y975 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une vente est<span class=\"_ _0\"></span> hautem<span class=\"_ _0\"></span>ent <span class=\"lsde wseb\">probable lorsque<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yc08 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsf0\">Il<span class=\"_ _3\"></span> y <span class=\"lsdc wse9\">a un clair eng<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span> de la direct<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yae7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">Il<span class=\"_ _3\"></span> y a un programme<span class=\"_ _3\"></span> actif pour trouv<span class=\"_ _3\"></span>er un acheteur et<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">mener \u00e0 bi<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x6a h62 yae8 ff9a fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">le<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">plan</span> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wseb\">L\u2019actif est act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt comm<span class=\"_ _0\"></span>ercialis<span class=\"_ _0\"></span>\u00e9 en v<span class=\"_ _0\"></span>ue de la v<span class=\"_ _0\"></span>ente \u00e0 un<span class=\"_ _0\"></span> prix </span></span></div>\n<div class=\"t m0 x6a h62 yaea ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able par r<span class=\"_ _0\"></span>apport \u00e0 sa jus<span class=\"_ _0\"></span>te valeur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5d ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">La conclusion de l<span class=\"_ _0\"></span>a vente est att<span class=\"_ _0\"></span>endue da<span class=\"_ _0\"></span>ns les douz<span class=\"_ _0\"></span>e mois \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 ya5e ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compter de la<span class=\"_ _3\"></span> date de son classement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ya5f ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es mesures <span class=\"wsea\">requise<span class=\"_ _3\"></span>s</span></span><span class=\"ff9a\"> <span class=\"lsde wsea\">pour <span class=\"_ _3\"></span><span class=\"wseb\">mener le p<span class=\"_ _3\"></span>lan \u00e0 bi<span class=\"_ _3\"></span>en</span></span> <span class=\"lsde wseb\">indiquen<span class=\"_ _3\"></span>t qu\u2019il es<span class=\"_ _3\"></span>t </span></span></span></div>\n<div class=\"t m0 x6a h62 ya60 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peu probable<span class=\"_ _3\"></span> que des <span class=\"_ _3\"></span>changements <span class=\"_ _3\"></span><span class=\"wsea\">importants<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">soient app<span class=\"_ _0\"></span>ort\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">au </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya61 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plan ou que ce<span class=\"_ _0\"></span>lui<span class=\"ls0 ws0\">-</span>ci soit ret<span class=\"_ _0\"></span>ir\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya62 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs non co<span class=\"_ _3\"></span>urants (ou groupe<span class=\"_ _3\"></span>s destin\u00e9s \u00e0 \u00eatre<span class=\"_ _3\"></span> c\u00e9d\u00e9s) class\u00e9s</div>\n<div class=\"t m0 x1a h62 yaeb ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9t<span class=\"_ _0\"></span>enus e<span class=\"_ _0\"></span>n vue de <span class=\"_ _0\"></span>la vente s<span class=\"_ _0\"></span>ont \u00e9va<span class=\"_ _0\"></span>lu\u00e9s au <span class=\"_ _0\"></span>plus fai<span class=\"_ _0\"></span>ble de l<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x1a h62 yaec ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>eur just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur diminu<span class=\"_ _0\"></span>\u00e9e des f<span class=\"_ _0\"></span>rais de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x1a h62 yaed ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span><span class=\"lsde wsfa\">, les caract\u00e9ris<span class=\"_ _3\"></span>tiques suivantes<span class=\"_ _3\"></span> s\u2019appliquent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">L\u2019\u00e9valuation au p<span class=\"_ _0\"></span>lus faibl<span class=\"_ _0\"></span>e de la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et de la juste </span></span></div>\n<div class=\"t m0 x6a h62 yaef ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur diminu\u00e9e<span class=\"_ _3\"></span> des frais de la<span class=\"_ _3\"></span> vente ne s\u2019applique<span class=\"_ _3\"></span> pas aux actif<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6a h62 yaf0 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>\u00e9s de cette r\u00e8g<span class=\"_ _0\"></span>le, comm<span class=\"_ _0\"></span>e les obli<span class=\"_ _0\"></span>gations li<span class=\"_ _0\"></span>\u00e9es \u00e0 des cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6a h62 yaf1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de (re)ass<span class=\"_ _0\"></span>urance q<span class=\"_ _0\"></span>ui tombe<span class=\"_ _0\"></span>nt dans le ch<span class=\"_ _0\"></span>amp d\u2019app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la</div>\n<div class=\"t m0 x6a h62 yaf2 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 4, les act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers qui<span class=\"_ _0\"></span> tombent da<span class=\"_ _0\"></span>ns le champ</div>\n<div class=\"t m0 x6a h62 yaf3 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 3<span class=\"_ _0\"></span>9, des actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6a h62 yaf4 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tombent<span class=\"_ _0\"></span> dans le cham<span class=\"_ _0\"></span>p d\u2019applic<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>2 et des</div>\n<div class=\"t m0 x6a h62 yaf5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs g\u00e9<span class=\"_ _0\"></span><span class=\"lsde wseb\">n\u00e9r\u00e9s par d<span class=\"_ _3\"></span>es plans <span class=\"_ _3\"></span>de retraite <span class=\"_ _3\"></span>qui tomben<span class=\"_ _3\"></span>t dans le c<span class=\"_ _3\"></span>hamp </span></div>\n<div class=\"t m0 x6a h62 yaf6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yaf7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es actifs couran<span class=\"_ _3\"></span>ts et tous les passif<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> applicables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaf9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">Ne <span class=\"_ _3\"></span>sont ni d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s<span class=\"_ _0\"></span>, ni amort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yafa ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse8\">Pr\u00e9sent\u00e9s</span><span class=\"ff9a\"> <span class=\"lsde wseb\">s\u00e9par\u00e9ment dans <span class=\"_ _3\"></span>l\u2019\u00e9tat de <span class=\"lsdc wse9\">la situation finan<span class=\"_ _0\"></span>ci\u00e8re (<span class=\"_ _0\"></span>actifs et </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> ne sont <span class=\"_ _0\"></span>pas com<span class=\"_ _0\"></span>pens\u00e9s).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d4 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La date d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on d\u2019une <span class=\"_ _0\"></span>filial<span class=\"_ _0\"></span>e ou d\u2019u<span class=\"_ _0\"></span>n group<span class=\"_ _0\"></span>e destin<span class=\"_ _0\"></span>\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 es<span class=\"_ _0\"></span>t la</div>\n<div class=\"t m0 x1a h62 y9d5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date \u00e0 laque<span class=\"_ _0\"></span>lle le cont<span class=\"_ _0\"></span>r\u00f4le est tr<span class=\"_ _0\"></span>ansmi<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9tat con<span class=\"_ _0\"></span>solid\u00e9 de<span class=\"_ _0\"></span> la perform<span class=\"_ _0\"></span>ance finan<span class=\"_ _0\"></span>ci\u00e8re co<span class=\"_ _0\"></span>mprend l<span class=\"_ _0\"></span>es r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9d8 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019une fi<span class=\"_ _0\"></span>liale o<span class=\"_ _0\"></span>u d\u2019un gr<span class=\"_ _0\"></span>oupe d<span class=\"_ _0\"></span>estin\u00e9 \u00e0<span class=\"_ _0\"></span> \u00eatre c\u00e9<span class=\"_ _0\"></span>d\u00e9 jusq<span class=\"_ _0\"></span>u\u2019\u00e0 la dat<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 y9d9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession.<span class=\"_ _0\"></span> Le profit ou la pe<span class=\"_ _0\"></span>rte r\u00e9su<span class=\"_ _0\"></span>ltant de la ces<span class=\"_ _0\"></span>sion est l<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 y9da ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9db ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">e <span class=\"lsde wseb\">produi<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> vente</span></span> ;<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse9\">a valeur compt<span class=\"_ _0\"></span>able des act<span class=\"_ _0\"></span>ifs nets m<span class=\"_ _0\"></span>ajor\u00e9e d<span class=\"_ _0\"></span>e tout goodw<span class=\"_ _0\"></span>ill </span></span></span></div>\n<div class=\"t m0 x6a h62 y9dd ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>able et<span class=\"ls0 ws0\"> </span>des mo<span class=\"_ _0\"></span>ntants ac<span class=\"_ _0\"></span>cumul<span class=\"_ _0\"></span>\u00e9s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at du r\u00e9sul<span class=\"_ _0\"></span>tat glob<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x6a h62 y9de ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(par exem<span class=\"_ _0\"></span>ple, <span class=\"lsde wsfa\">les \u00e9carts<span class=\"ls0 ws0\"> </span></span>de change et <span class=\"ls0 ws0\">l<span class=\"lsde wseb\">es r\u00e9serves<span class=\"_ _3\"></span> disponible<span class=\"_ _3\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 y9df ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e0 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 y9e1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une activi<span class=\"_ _0\"></span>t\u00e9 aban<span class=\"_ _0\"></span>donn\u00e9e d\u00e9s<span class=\"_ _0\"></span>igne une<span class=\"_ _0\"></span> partie d\u2019Ag<span class=\"_ _0\"></span>eas qui a \u00e9t\u00e9 c<span class=\"_ _0\"></span>\u00e9d\u00e9e ou</div>\n<div class=\"t m0 x1a h62 y9e2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">class\u00e9e comme<span class=\"_ _3\"></span> d\u00e9tenue pour la vente et<span class=\"_ _3\"></span> qui<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya3c ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">R<span class=\"_ _3\"></span>epr\u00e9sent</span><span class=\"ff9a\">e <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une ligne d\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 princip<span class=\"_ _0\"></span>ale disti<span class=\"_ _0\"></span>ncte ou un<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">r\u00e9gion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya3d ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya3e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">F<span class=\"_ _3\"></span>ait</span><span class=\"ff9a\"> <span class=\"lsde wseb\">partie<span class=\"_ _3\"></span> d\u2019un plan<span class=\"_ _3\"></span> unique et<span class=\"_ _3\"></span> coordonn\u00e9 po<span class=\"_ _3\"></span>ur se s\u00e9p<span class=\"_ _3\"></span>arer d\u2019une </span></span></span></div>\n<div class=\"t m0 x6a h62 ya3f ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ligne d\u2019ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9 principa<span class=\"_ _0\"></span>le et distinc<span class=\"_ _0\"></span>te ou d\u2019un<span class=\"_ _0\"></span>e r\u00e9gion</div>\n<div class=\"t m0 x6a h62 ya40 ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span>ou<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya41 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdd wse9\">E<span class=\"_ _3\"></span>st</span><span class=\"ff9a\"> <span class=\"lsdc wse9\">une filial<span class=\"_ _0\"></span>e acquise ex<span class=\"_ _0\"></span>clusiv<span class=\"_ _0\"></span>ement en vu<span class=\"_ _0\"></span>e de la revent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya42 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats su<span class=\"_ _3\"></span>r les activit\u00e9s aba<span class=\"_ _3\"></span>ndonn\u00e9es sont repr<span class=\"_ _3\"></span>is distinctemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yc09 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 158px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 903px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 37px; width: 329px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 52px; width: 329px; z-index: 4;\"><br/></div>\n\n<br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBasisOfConsolidationExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag543": {
   "value": "SA/NV",
   "dimensions": {
    "concept": "ifrs-full:NameOfParentEntity",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag539": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ybd6 ff95 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Regroupement <span class=\"_ _3\"></span>d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybd7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A conditi<span class=\"_ _0\"></span>on qu\u2019un ens<span class=\"_ _0\"></span>emble i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s et d\u2019acti<span class=\"_ _0\"></span>fs acquis</div>\n<div class=\"t m0 x1a h62 ybd8 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">constituent <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une entrep<span class=\"_ _0\"></span>rise et <span class=\"wseb\">qu\u2019<span class=\"_ _0\"></span>Ageas ac<span class=\"_ _0\"></span>quis le c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e<span class=\"lsde\">, Ageas </span></span></span></div>\n<div class=\"t m0 x1a h62 ybd9 ff95 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> </span>le<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">regroupement d\u2019e<span class=\"_ _3\"></span>ntreprises <span class=\"wsea\">sel<span class=\"_ _3\"></span>on</span></span> <span class=\"lsdc wse9\">la m\u00e9thode d<span class=\"wse8\">e </span></span></span></div>\n<div class=\"t m0 x1a h62 ybda ff95 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019<span class=\"lsdc wse8\">acquis<span class=\"_ _0\"></span>ition. <span class=\"lsfe ws111\">Afin d\u2019</span><span class=\"wseb\">\u00eatre con<span class=\"_ _0\"></span>sid\u00e9r\u00e9 c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e entre<span class=\"_ _0\"></span>prise, l<span class=\"_ _0\"></span>\u2019e<span class=\"lsde wsea\">nsemble </span></span></span></div>\n<div class=\"t m0 x1a h62 ybdb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9s et d\u2019act<span class=\"_ _0\"></span>ifs acqu<span class=\"_ _0\"></span>is doit com<span class=\"_ _0\"></span>porter a<span class=\"_ _0\"></span>u moins une ent<span class=\"_ _0\"></span>r\u00e9e</div>\n<div class=\"t m0 x1a h62 ybdc ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un proce<span class=\"_ _0\"></span>ssus subst<span class=\"_ _0\"></span>antiel q<span class=\"_ _0\"></span>ui, ense<span class=\"_ _0\"></span>mble, cont<span class=\"_ _0\"></span>ribuent<span class=\"_ _0\"></span> de mani\u00e8re</div>\n<div class=\"t m0 x1a h62 ybdd ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nte \u00e0 la capac<span class=\"_ _0\"></span>it\u00e9 de cr\u00e9e<span class=\"_ _0\"></span>r des sorti<span class=\"_ _0\"></span>es. Le proc<span class=\"_ _0\"></span>essus (ou g<span class=\"_ _0\"></span>roupe</div>\n<div class=\"t m0 x1a h62 ybde ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de proc<span class=\"_ _0\"></span>essus) a<span class=\"_ _0\"></span>cquis est<span class=\"_ _0\"></span> consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 com<span class=\"_ _0\"></span>me ess<span class=\"_ _0\"></span>entiel s\u2019i<span class=\"_ _0\"></span>l est c<span class=\"_ _0\"></span>rucial p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x1a h62 ybdf ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la capacit<span class=\"_ _0\"></span>\u00e9 de contin<span class=\"_ _0\"></span>uer \u00e0 produi<span class=\"_ _0\"></span>re des extr<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\">s <span class=\"lsde wseb\">ou il <span class=\"_ _3\"></span>contribue de<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ybe0 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ante \u00e0 la c<span class=\"_ _0\"></span>apacit<span class=\"_ _0\"></span>\u00e9 de cont<span class=\"_ _0\"></span>inuer <span class=\"_ _0\"></span>\u00e0 produi<span class=\"_ _0\"></span>re des ext<span class=\"_ _0\"></span>rants<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe1 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybe2 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le co\u00fbt d\u2019u<span class=\"_ _0\"></span>ne acquisit<span class=\"_ _0\"></span>ion est l<span class=\"_ _0\"></span>a somme de la co<span class=\"_ _0\"></span>ntrepa<span class=\"_ _0\"></span>rtie transf<span class=\"_ _0\"></span>\u00e9r\u00e9e,</div>\n<div class=\"t m0 x1a h62 ybe3 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mesur\u00e9e <span class=\"_ _0\"></span>\u00e0 sa jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n, et <span class=\"lsde wsea\">du<span class=\"ls0 ws0\"> </span></span>montan<span class=\"_ _0\"></span>t de to<span class=\"_ _0\"></span>ute</div>\n<div class=\"t m0 x1a h62 ybe4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation ne d<span class=\"_ _0\"></span>onnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le dans l\u2019ent<span class=\"_ _0\"></span>repri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e. Pour</div>\n<div class=\"t m0 x1a h62 ybe5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque regr<span class=\"_ _3\"></span>oupement d\u2019en<span class=\"_ _3\"></span>treprises, Ag<span class=\"_ _3\"></span>ea<span class=\"lsdc wse9\">s a la possibi<span class=\"_ _0\"></span>lit\u00e9 d\u2019\u00e9<span class=\"_ _0\"></span>valuer les </span></div>\n<div class=\"t m0 x1a h62 ybe6 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations n<span class=\"_ _0\"></span>e donnant<span class=\"_ _0\"></span> pas le contr<span class=\"_ _0\"></span>\u00f4le dans l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e soit \u00e0</div>\n<div class=\"t m0 x1a h62 ybe7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur, soit<span class=\"_ _0\"></span> \u00e0 la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle de la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>lante dans l\u2019<span class=\"_ _0\"></span>actif net i<span class=\"_ _0\"></span>dentifi<span class=\"_ _0\"></span>able de l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e acquis<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe9 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybea ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans un <span class=\"lsdc wse9\">regroupement d\u2019<span class=\"_ _0\"></span>entre<span class=\"_ _0\"></span>prises r\u00e9a<span class=\"_ _0\"></span>lis\u00e9 par \u00e9t<span class=\"_ _0\"></span>apes, la p<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ybeb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue pa<span class=\"_ _0\"></span>r l\u2019acqu\u00e9<span class=\"_ _0\"></span>reur dans<span class=\"_ _0\"></span> l\u2019entre<span class=\"_ _0\"></span>prise acqu<span class=\"_ _0\"></span>ise est</div>\n<div class=\"t m0 x1a h62 ybec ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9e par rapp<span class=\"_ _0\"></span>ort \u00e0 la just<span class=\"_ _0\"></span>e valeur \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isition. L<span class=\"_ _0\"></span>e gain ou</div>\n<div class=\"t m0 x1a h62 ybed ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perte qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">est reconnu dans <span class=\"lsdc\">l\u2019\u00e9tat d</span></span></span>e la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x1a h62 ybee ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 393px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 398px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag545": {
   "value": "\n<div class=\"t m0 x1a h62 ybd6 ff95 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Regroupement <span class=\"_ _3\"></span>d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybd7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A conditi<span class=\"_ _0\"></span>on qu\u2019un ens<span class=\"_ _0\"></span>emble i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s et d\u2019acti<span class=\"_ _0\"></span>fs acquis</div>\n<div class=\"t m0 x1a h62 ybd8 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">constituent <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une entrep<span class=\"_ _0\"></span>rise et <span class=\"wseb\">qu\u2019<span class=\"_ _0\"></span>Ageas ac<span class=\"_ _0\"></span>quis le c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e<span class=\"lsde\">, Ageas </span></span></span></div>\n<div class=\"t m0 x1a h62 ybd9 ff95 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> </span>le<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">regroupement d\u2019e<span class=\"_ _3\"></span>ntreprises <span class=\"wsea\">sel<span class=\"_ _3\"></span>on</span></span> <span class=\"lsdc wse9\">la m\u00e9thode d<span class=\"wse8\">e </span></span></span></div>\n<div class=\"t m0 x1a h62 ybda ff95 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019<span class=\"lsdc wse8\">acquis<span class=\"_ _0\"></span>ition. <span class=\"lsfe ws111\">Afin d\u2019</span><span class=\"wseb\">\u00eatre con<span class=\"_ _0\"></span>sid\u00e9r\u00e9 c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e entre<span class=\"_ _0\"></span>prise, l<span class=\"_ _0\"></span>\u2019e<span class=\"lsde wsea\">nsemble </span></span></span></div>\n<div class=\"t m0 x1a h62 ybdb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e9gr\u00e9 d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9s et d\u2019act<span class=\"_ _0\"></span>ifs acqu<span class=\"_ _0\"></span>is doit com<span class=\"_ _0\"></span>porter a<span class=\"_ _0\"></span>u moins une ent<span class=\"_ _0\"></span>r\u00e9e</div>\n<div class=\"t m0 x1a h62 ybdc ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un proce<span class=\"_ _0\"></span>ssus subst<span class=\"_ _0\"></span>antiel q<span class=\"_ _0\"></span>ui, ense<span class=\"_ _0\"></span>mble, cont<span class=\"_ _0\"></span>ribuent<span class=\"_ _0\"></span> de mani\u00e8re</div>\n<div class=\"t m0 x1a h62 ybdd ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nte \u00e0 la capac<span class=\"_ _0\"></span>it\u00e9 de cr\u00e9e<span class=\"_ _0\"></span>r des sorti<span class=\"_ _0\"></span>es. Le proc<span class=\"_ _0\"></span>essus (ou g<span class=\"_ _0\"></span>roupe</div>\n<div class=\"t m0 x1a h62 ybde ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de proc<span class=\"_ _0\"></span>essus) a<span class=\"_ _0\"></span>cquis est<span class=\"_ _0\"></span> consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 com<span class=\"_ _0\"></span>me ess<span class=\"_ _0\"></span>entiel s\u2019i<span class=\"_ _0\"></span>l est c<span class=\"_ _0\"></span>rucial p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x1a h62 ybdf ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la capacit<span class=\"_ _0\"></span>\u00e9 de contin<span class=\"_ _0\"></span>uer \u00e0 produi<span class=\"_ _0\"></span>re des extr<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\">s <span class=\"lsde wseb\">ou il <span class=\"_ _3\"></span>contribue de<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ybe0 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ante \u00e0 la c<span class=\"_ _0\"></span>apacit<span class=\"_ _0\"></span>\u00e9 de cont<span class=\"_ _0\"></span>inuer <span class=\"_ _0\"></span>\u00e0 produi<span class=\"_ _0\"></span>re des ext<span class=\"_ _0\"></span>rants<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe1 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybe2 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le co\u00fbt d\u2019u<span class=\"_ _0\"></span>ne acquisit<span class=\"_ _0\"></span>ion est l<span class=\"_ _0\"></span>a somme de la co<span class=\"_ _0\"></span>ntrepa<span class=\"_ _0\"></span>rtie transf<span class=\"_ _0\"></span>\u00e9r\u00e9e,</div>\n<div class=\"t m0 x1a h62 ybe3 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mesur\u00e9e <span class=\"_ _0\"></span>\u00e0 sa jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n, et <span class=\"lsde wsea\">du<span class=\"ls0 ws0\"> </span></span>montan<span class=\"_ _0\"></span>t de to<span class=\"_ _0\"></span>ute</div>\n<div class=\"t m0 x1a h62 ybe4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation ne d<span class=\"_ _0\"></span>onnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le dans l\u2019ent<span class=\"_ _0\"></span>repri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e. Pour</div>\n<div class=\"t m0 x1a h62 ybe5 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">chaque regr<span class=\"_ _3\"></span>oupement d\u2019en<span class=\"_ _3\"></span>treprises, Ag<span class=\"_ _3\"></span>ea<span class=\"lsdc wse9\">s a la possibi<span class=\"_ _0\"></span>lit\u00e9 d\u2019\u00e9<span class=\"_ _0\"></span>valuer les </span></div>\n<div class=\"t m0 x1a h62 ybe6 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations n<span class=\"_ _0\"></span>e donnant<span class=\"_ _0\"></span> pas le contr<span class=\"_ _0\"></span>\u00f4le dans l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se acquis<span class=\"_ _0\"></span>e soit \u00e0</div>\n<div class=\"t m0 x1a h62 ybe7 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur, soit<span class=\"_ _0\"></span> \u00e0 la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle de la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>lante dans l\u2019<span class=\"_ _0\"></span>actif net i<span class=\"_ _0\"></span>dentifi<span class=\"_ _0\"></span>able de l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e acquis<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybe9 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybea ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans un <span class=\"lsdc wse9\">regroupement d\u2019<span class=\"_ _0\"></span>entre<span class=\"_ _0\"></span>prises r\u00e9a<span class=\"_ _0\"></span>lis\u00e9 par \u00e9t<span class=\"_ _0\"></span>apes, la p<span class=\"_ _0\"></span>articipat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ybeb ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue pa<span class=\"_ _0\"></span>r l\u2019acqu\u00e9<span class=\"_ _0\"></span>reur dans<span class=\"_ _0\"></span> l\u2019entre<span class=\"_ _0\"></span>prise acqu<span class=\"_ _0\"></span>ise est</div>\n<div class=\"t m0 x1a h62 ybec ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9e par rapp<span class=\"_ _0\"></span>ort \u00e0 la just<span class=\"_ _0\"></span>e valeur \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019acqu<span class=\"_ _0\"></span>isition. L<span class=\"_ _0\"></span>e gain ou</div>\n<div class=\"t m0 x1a h62 ybed ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perte qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">est reconnu dans <span class=\"lsdc\">l\u2019\u00e9tat d</span></span></span>e la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x1a h62 ybee ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 457px; height: 393px; width: 352px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag518": {
   "value": "\n<div class=\"t m0 x1a h62 ybef ff95 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf0 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les filial<span class=\"_ _3\"></span>es d\u00e9signent<span class=\"_ _3\"></span> les enti<span class=\"_ _3\"></span>t\u00e9s o\u00f9 Age<span class=\"_ _3\"></span>as a, dire<span class=\"_ _3\"></span>ctement ou<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ybf1 ff95 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indirectemen<span class=\"_ _3\"></span>t, le pouvoir<span class=\"_ _3\"></span> de diri<span class=\"_ _3\"></span>ger les po<span class=\"_ _3\"></span>litiques f<span class=\"_ _3\"></span>inanci\u00e8res e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ybf2 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s <span class=\"lsdc wseb\">afin d\u2019<span class=\"wse9\">obte<span class=\"_ _0\"></span>nir des av<span class=\"_ _0\"></span>antages d<span class=\"_ _0\"></span>e ces activit<span class=\"_ _0\"></span>\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ybf3 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"ff99\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wsea\">contr\u00f4le</span><span class=\"ff99\"> <span class=\"_ _3\"></span>\u00bb</span><span class=\"lsde wseb\">). Pour<span class=\"_ _3\"></span> \u00e9value<span class=\"lsdc wse8\">r <span class=\"_ _3\"></span></span>si Ageas con<span class=\"_ _3\"></span>tr\u00f4le une <span class=\"_ _3\"></span><span class=\"lsdc wse9\">entit\u00e9,<span class=\"_ _0\"></span> l\u2019existen<span class=\"_ _0\"></span>ce et </span></span></div>\n<div class=\"t m0 x1a h62 ybf4 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019impact<span class=\"_ _0\"></span> des droit<span class=\"_ _0\"></span>s de vote pote<span class=\"_ _0\"></span>ntiels,<span class=\"_ _0\"></span> substant<span class=\"_ _0\"></span>iels pa<span class=\"_ _0\"></span>r nature,</div>\n<div class=\"t m0 x1a h62 ybf5 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effecti<span class=\"_ _0\"></span>vement ex<span class=\"_ _0\"></span>er\u00e7abl<span class=\"_ _0\"></span>es ou effect<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>ibles, s<span class=\"_ _0\"></span>ont pris en</div>\n<div class=\"t m0 x1a h62 ybf6 ff95 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybf7 ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybf8 ff95 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les filia<span class=\"_ _0\"></span>les sont cons<span class=\"_ _0\"></span>olid\u00e9<span class=\"_ _0\"></span>es \u00e0 dater du tr<span class=\"_ _0\"></span>ansfert<span class=\"_ _0\"></span> du contr\u00f4l<span class=\"_ _0\"></span>e ef<span class=\"lsf0 ws10c\">fectif \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ybf9 ff95 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas. <span class=\"_ _3\"></span><span class=\"lsdc wse8\">Invers<span class=\"_ _0\"></span>ement<span class=\"wseb\">,<span class=\"_ _0\"></span> elles n<span class=\"_ _0\"></span>e sont pl<span class=\"_ _0\"></span>us cons<span class=\"_ _0\"></span>olid\u00e9es <span class=\"_ _0\"></span>d\u00e8s que c<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4le </span></span></div>\n<div class=\"t m0 x1a h62 ybfa ff95 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">cesse. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfb ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybfc ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les filiales ac<span class=\"_ _3\"></span>quises dans le<span class=\"_ _3\"></span> seul but d\u2019\u00eatre reven<span class=\"_ _3\"></span>dues sont</div>\n<div class=\"t m0 x1a h62 ybfd ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s comme actifs non<span class=\"_ _3\"></span> courants disponibl<span class=\"_ _3\"></span>es \u00e0 la vente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ybfe ff95 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ybff ff95 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s <span class=\"lsfe ws11a\">intra<span class=\"ls0 ws0\">-</span></span><span class=\"wsea\">g<span class=\"_ _3\"></span>roupe<span class=\"ls0 ws0\"> (<span class=\"lsdc wseb\">les soldes et l<span class=\"_ _0\"></span>es gains <span class=\"_ _0\"></span>ou pertes<span class=\"_ _0\"></span> sur les </span></span></span></div>\n<div class=\"t m0 x1a h62 yc00 ff95 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons ent<span class=\"_ _0\"></span>re les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s <span class=\"lsde wsea\">d\u2019Ageas<span class=\"ls0 ws0\">) <span class=\"lsfe ws111\">sont \u00e9l<span class=\"_ _3\"></span>imin\u00e9</span>e<span class=\"lsdd wse9\">s.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 282px; width: 352px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSubsidiariesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag522": {
   "value": "\n<div class=\"t m0 x6 h62 y8b1 ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Vente d\u2019u<span class=\"_ _0\"></span>ne portio<span class=\"_ _0\"></span>n des int\u00e9r<span class=\"_ _0\"></span>\u00eats de propri<span class=\"_ _0\"></span>\u00e9t\u00e9 dans u<span class=\"_ _0\"></span>ne filia<span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les gains ou per<span class=\"_ _3\"></span>tes sur la vente d\u2019u<span class=\"_ _3\"></span>ne portion de<span class=\"lsdc wse9\">s int\u00e9r\u00eats de prop<span class=\"_ _0\"></span>ri\u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans un<span class=\"_ _0\"></span>e filiale <span class=\"_ _0\"></span>sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l<span class=\"_ _0\"></span>a fa\u00e7on<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas d\u2019absence de p<span class=\"_ _0\"></span>erte de cont<span class=\"_ _0\"></span>r\u00f4le, la t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion est </span></span></div>\n<div class=\"t m0 x5c h62 y93f ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> comme une transaction s<span class=\"_ _3\"></span>ur capitaux pro<span class=\"_ _3\"></span>pres</div>\n<div class=\"t m0 x5c h62 y940 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(trans<span class=\"_ _0\"></span>action av<span class=\"_ _0\"></span>ec les propr<span class=\"_ _0\"></span>i\u00e9taire<span class=\"_ _0\"></span>s en tant qu<span class=\"_ _0\"></span>e propri\u00e9t<span class=\"_ _0\"></span>ai<span class=\"lsde wsea\">re)<span class=\"ls0 ws0\"> ; </span>ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y941 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">En cas de perte de contr<span class=\"_ _0\"></span>\u00f4le, la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9e dans </span></span></div>\n<div class=\"t m0 x5c h62 y942 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re, calc<span class=\"_ _0\"></span>ul\u00e9e sur la pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion tot<span class=\"_ _0\"></span>ale.</div>\n<div class=\"t m0 x5c h62 y943 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Tout int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nserv\u00e9 <span class=\"_ _0\"></span>dans l\u2019a<span class=\"_ _0\"></span>ncienn<span class=\"_ _0\"></span>e filia<span class=\"_ _0\"></span>le est mes<span class=\"_ _0\"></span>ur\u00e9 \u00e0 s<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x5c h62 y944 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur a<span class=\"_ _0\"></span>u moment<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rte de co<span class=\"_ _0\"></span>ntr\u00f4l<span class=\"_ _0\"></span>e. Toutef<span class=\"_ _0\"></span>ois, si<span class=\"_ _0\"></span> la pert<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x5c h62 y945 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4le condu<span class=\"_ _3\"></span>it \u00e0 une<span class=\"_ _3\"></span> contribution<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taire d\u2019u<span class=\"_ _0\"></span>ne filiale \u00e0 un<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x5c h62 y946 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">entrepris<span class=\"_ _0\"></span>e, le gain ou la p<span class=\"_ _0\"></span>erte est </span></span></div>\n<div class=\"t m0 x5c h62 y9ed ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 se<span class=\"_ _0\"></span>ulement \u00e0 ha<span class=\"_ _0\"></span>uteur de la p<span class=\"_ _0\"></span>ortion des<span class=\"_ _0\"></span> int\u00e9r\u00eat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x5c h62 y9ee ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propri\u00e9t\u00e9 qui on<span class=\"_ _3\"></span>t \u00e9t\u00e9 transf<span class=\"lsdc wse9\">\u00e9r\u00e9s aux autres i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>seurs,<span class=\"_ _0\"></span> ce qui </span></div>\n<div class=\"t m0 x5c h62 y9ef ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conduit<span class=\"_ _0\"></span> \u00e0 une comptab<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on d\u2019un gai<span class=\"_ _0\"></span>n partiel.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 866px; height: 241px; width: 346px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTransactionsWithNoncontrollingInterestsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag519": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y94a ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y94c ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sur lesque<span class=\"_ _0\"></span>ls Ageas a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e notabl<span class=\"_ _0\"></span>e, c\u2019est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wse8\">dire </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu'elle p<span class=\"_ _0\"></span>artic<span class=\"lsde wseb\">ipe aux d\u00e9cisions d<span class=\"_ _3\"></span>es politiqu<span class=\"_ _3\"></span>es op\u00e9rationnel<span class=\"_ _3\"></span>les et </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res, ma<span class=\"_ _0\"></span>is n\u2019en exer<span class=\"_ _0\"></span>ce pas le cont<span class=\"_ _0\"></span>r\u00f4le<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ou l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e conj<span class=\"_ _0\"></span>oint<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es</div>\n<div class=\"t m0 x6 h62 y9aa ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon la <span class=\"_ _0\"></span>m\u00e9thode<span class=\"_ _0\"></span> de <span class=\"lsfe ws11a\">la </span>mise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence. L<span class=\"_ _0\"></span>ors de s<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ab ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wseb\">ilisation i<span class=\"_ _0\"></span>nitial<span class=\"_ _0\"></span>e, l\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent est<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"lsde wsfa\">au co\u00fbt, frais </span></span></div>\n<div class=\"t m0 x6 h62 y9ac ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action inc<span class=\"_ _0\"></span>lus. Lors d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ions ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es, la quote<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part dan<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ad ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>at net de l\u2019ex<span class=\"_ _0\"></span>ercice est<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y9ae ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse8\">comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> </span></span></span>quote<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">part </span></span><span class=\"wseb\">dans les r\u00e9s<span class=\"_ _3\"></span>ultats d\u2019ent<span class=\"_ _3\"></span>reprises </span></div>\n<div class=\"t m0 x6 h62 yc02 ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff9d\">\u00bb</span></span><span class=\"wse9\">. La quote<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part d\u2019Ageas da<span class=\"_ _3\"></span>ns les <span class=\"_ _3\"></span></span></span></span>variat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span>direct<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres ap<span class=\"_ _3\"></span>r\u00e8s acquisi<span class=\"_ _3\"></span>tion de l\u2019<span class=\"_ _3\"></span>entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e est</div>\n<div class=\"t m0 x6 h62 yc04 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at <span class=\"lsde wsea\">global<span class=\"wseb\">. Les </span></span></div>\n<div class=\"t m0 x6 h62 yc05 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span>s re\u00e7ues des<span class=\"_ _3\"></span> entreprises<span class=\"_ _3\"></span> associ\u00e9es r\u00e9d<span class=\"_ _3\"></span>uisent la<span class=\"_ _3\"></span> valeur</div>\n<div class=\"t m0 x6 h62 yc06 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya45 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya46 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les int\u00e9r<span class=\"_ _0\"></span>\u00eats dans d<span class=\"_ _0\"></span>es co<span class=\"ls0 ws0\">-</span>entrepri<span class=\"_ _0\"></span>ses, au tit<span class=\"_ _0\"></span>re desq<span class=\"_ _0\"></span>uels un cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x6 h62 ya47 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjoint<span class=\"_ _0\"></span> d\u2019un acco<span class=\"_ _0\"></span>rd donne \u00e0 A<span class=\"_ _0\"></span>geas des dro<span class=\"_ _0\"></span>its sur les ac<span class=\"_ _0\"></span>tifs nets<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya48 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019acco<span class=\"_ _0\"></span>rd conjo<span class=\"_ _0\"></span>int, sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">des investis<span class=\"_ _0\"></span>sements dans </span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des entreprises<span class=\"_ _3\"></span> associ\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 57px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values sur les tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>ns entre A<span class=\"_ _0\"></span>geas et les p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la m<span class=\"_ _0\"></span>ise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya4d ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9limin\u00e9es au<span class=\"_ _3\"></span> prorata <span class=\"_ _3\"></span>de la par<span class=\"_ _3\"></span>t d\u2019Ageas. <span class=\"_ _3\"></span>Les moins<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsfa\">values sont<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya4e ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9gale<span class=\"wsfa\">ment \u00e9lim<span class=\"_ _3\"></span>in\u00e9es<span class=\"ls0 ws0\">, <span class=\"_ _3\"></span></span>sauf si la transac<span class=\"_ _3\"></span>tion indique une<span class=\"_ _3\"></span> d\u00e9pr\u00e9ciation de </span></div>\n<div class=\"t m0 x6 h62 ya4f ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif c<span class=\"_ _0\"></span>\u00e9d\u00e9. L<span class=\"_ _0\"></span>es pertes<span class=\"_ _0\"></span> de vale<span class=\"_ _0\"></span>ur sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9<span class=\"_ _0\"></span>es jusqu<span class=\"_ _0\"></span>\u2019\u00e0 ce qu<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya50 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le de la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>e r\u00e9duis<span class=\"_ _0\"></span>e \u00e0 z\u00e9ro. <span class=\"_ _0\"></span>Les pert<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya51 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur sup<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires ne so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es que dans<span class=\"_ _0\"></span> la mesure o\u00f9</div>\n<div class=\"t m0 x6 h62 ya52 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas est soumi<span class=\"_ _3\"></span>s \u00e0 des obligatio<span class=\"_ _3\"></span>ns l\u00e9gales ou impl<span class=\"_ _3\"></span>icites, ou a effe<span class=\"_ _3\"></span>ctu\u00e9</div>\n<div class=\"t m0 x6 h62 ya53 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des paie<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>our le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>l\u2019entre<span class=\"_ _0\"></span>prise as<span class=\"_ _0\"></span>soci\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya54 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya55 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les int<span class=\"_ _0\"></span>\u00e9r\u00eats \u00e0 lon<span class=\"_ _0\"></span>g terme (co<span class=\"_ _0\"></span>mme les pr\u00eat<span class=\"_ _0\"></span>s inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s) dans une<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya56 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une <span class=\"lsdd\">co<span class=\"ls0 ws0\">-</span></span>entr<span class=\"_ _0\"></span>eprise q<span class=\"_ _0\"></span>ui font parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 ya57 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>\u2019entre<span class=\"_ _0\"></span>prise ass<span class=\"_ _0\"></span>oci\u00e9e ou la co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">entreprise<span class=\"_ _3\"></span>, mais </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour lesque<span class=\"_ _3\"></span>ls la m\u00e9t<span class=\"_ _3\"></span>hode de mi<span class=\"_ _3\"></span>se en \u00e9quiva<span class=\"_ _3\"></span>len<span class=\"wsfa\">ce ne s\u2019applique<span class=\"_ _3\"></span> pas, la </span></div>\n<div class=\"t m0 x6 h62 ya59 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">n<span class=\"lsde wsfa\">orme IAS<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">39 s\u2019applique<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 598px; width: 353px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 603px; width: 353px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociatesAndJointVenturesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag542": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h62 y94a ff9a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entrepr<span class=\"_ _0\"></span>ises assoc<span class=\"_ _0\"></span>i\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y94c ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sur lesque<span class=\"_ _0\"></span>ls Ageas a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e notabl<span class=\"_ _0\"></span>e, c\u2019est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wse8\">dire </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu'elle p<span class=\"_ _0\"></span>artic<span class=\"lsde wseb\">ipe aux d\u00e9cisions d<span class=\"_ _3\"></span>es politiqu<span class=\"_ _3\"></span>es op\u00e9rationnel<span class=\"_ _3\"></span>les et </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res, ma<span class=\"_ _0\"></span>is n\u2019en exer<span class=\"_ _0\"></span>ce pas le cont<span class=\"_ _0\"></span>r\u00f4le<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ou l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e conj<span class=\"_ _0\"></span>oint<span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns dans des e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses assoc<span class=\"_ _0\"></span>i\u00e9es sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es</div>\n<div class=\"t m0 x6 h62 y9aa ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">selon la <span class=\"_ _0\"></span>m\u00e9thode<span class=\"_ _0\"></span> de <span class=\"lsfe ws11a\">la </span>mise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence. L<span class=\"_ _0\"></span>ors de s<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ab ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wseb\">ilisation i<span class=\"_ _0\"></span>nitial<span class=\"_ _0\"></span>e, l\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent est<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9 <span class=\"lsde wsfa\">au co\u00fbt, frais </span></span></div>\n<div class=\"t m0 x6 h62 y9ac ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action inc<span class=\"_ _0\"></span>lus. Lors d<span class=\"_ _0\"></span>\u2019\u00e9valuat<span class=\"_ _0\"></span>ions ult<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es, la quote<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part dan<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y9ad ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>at net de l\u2019ex<span class=\"_ _0\"></span>ercice est<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y9ae ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span><span class=\"lsdc wse8\">comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> </span></span></span>quote<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">part </span></span><span class=\"wseb\">dans les r\u00e9s<span class=\"_ _3\"></span>ultats d\u2019ent<span class=\"_ _3\"></span>reprises </span></div>\n<div class=\"t m0 x6 h62 yc02 ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ff9d\">\u00bb</span></span><span class=\"wse9\">. La quote<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">part d\u2019Ageas da<span class=\"_ _3\"></span>ns les <span class=\"_ _3\"></span></span></span></span>variat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span>direct<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e<span class=\"lsdd ws11a\">s dans </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres ap<span class=\"_ _3\"></span>r\u00e8s acquisi<span class=\"_ _3\"></span>tion de l\u2019<span class=\"_ _3\"></span>entreprise a<span class=\"_ _3\"></span>ssoci\u00e9e est</div>\n<div class=\"t m0 x6 h62 yc04 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du r\u00e9sult<span class=\"_ _0\"></span>at <span class=\"lsde wsea\">global<span class=\"wseb\">. Les </span></span></div>\n<div class=\"t m0 x6 h62 yc05 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span>s re\u00e7ues des<span class=\"_ _3\"></span> entreprises<span class=\"_ _3\"></span> associ\u00e9es r\u00e9d<span class=\"_ _3\"></span>uisent la<span class=\"_ _3\"></span> valeur</div>\n<div class=\"t m0 x6 h62 yc06 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya45 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya46 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les int\u00e9r<span class=\"_ _0\"></span>\u00eats dans d<span class=\"_ _0\"></span>es co<span class=\"ls0 ws0\">-</span>entrepri<span class=\"_ _0\"></span>ses, au tit<span class=\"_ _0\"></span>re desq<span class=\"_ _0\"></span>uels un cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x6 h62 ya47 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjoint<span class=\"_ _0\"></span> d\u2019un acco<span class=\"_ _0\"></span>rd donne \u00e0 A<span class=\"_ _0\"></span>geas des dro<span class=\"_ _0\"></span>its sur les ac<span class=\"_ _0\"></span>tifs nets<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya48 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019acco<span class=\"_ _0\"></span>rd conjo<span class=\"_ _0\"></span>int, sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">des investis<span class=\"_ _0\"></span>sements dans </span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des entreprises<span class=\"_ _3\"></span> associ\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 57px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values sur les tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>ns entre A<span class=\"_ _0\"></span>geas et les p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la m<span class=\"_ _0\"></span>ise en \u00e9<span class=\"_ _0\"></span>quival<span class=\"_ _0\"></span>ence sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya4d ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9limin\u00e9es au<span class=\"_ _3\"></span> prorata <span class=\"_ _3\"></span>de la par<span class=\"_ _3\"></span>t d\u2019Ageas. <span class=\"_ _3\"></span>Les moins<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsfa\">values sont<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya4e ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9gale<span class=\"wsfa\">ment \u00e9lim<span class=\"_ _3\"></span>in\u00e9es<span class=\"ls0 ws0\">, <span class=\"_ _3\"></span></span>sauf si la transac<span class=\"_ _3\"></span>tion indique une<span class=\"_ _3\"></span> d\u00e9pr\u00e9ciation de </span></div>\n<div class=\"t m0 x6 h62 ya4f ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif c<span class=\"_ _0\"></span>\u00e9d\u00e9. L<span class=\"_ _0\"></span>es pertes<span class=\"_ _0\"></span> de vale<span class=\"_ _0\"></span>ur sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9<span class=\"_ _0\"></span>es jusqu<span class=\"_ _0\"></span>\u2019\u00e0 ce qu<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya50 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le de la pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>e r\u00e9duis<span class=\"_ _0\"></span>e \u00e0 z\u00e9ro. <span class=\"_ _0\"></span>Les pert<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya51 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur sup<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires ne so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es que dans<span class=\"_ _0\"></span> la mesure o\u00f9</div>\n<div class=\"t m0 x6 h62 ya52 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas est soumi<span class=\"_ _3\"></span>s \u00e0 des obligatio<span class=\"_ _3\"></span>ns l\u00e9gales ou impl<span class=\"_ _3\"></span>icites, ou a effe<span class=\"_ _3\"></span>ctu\u00e9</div>\n<div class=\"t m0 x6 h62 ya53 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des paie<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>our le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>l\u2019entre<span class=\"_ _0\"></span>prise as<span class=\"_ _0\"></span>soci\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya54 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya55 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les int<span class=\"_ _0\"></span>\u00e9r\u00eats \u00e0 lon<span class=\"_ _0\"></span>g terme (co<span class=\"_ _0\"></span>mme les pr\u00eat<span class=\"_ _0\"></span>s inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s) dans une<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 ya56 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ise assoc<span class=\"_ _0\"></span>i\u00e9e ou une <span class=\"lsdd\">co<span class=\"ls0 ws0\">-</span></span>entr<span class=\"_ _0\"></span>eprise q<span class=\"_ _0\"></span>ui font parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 ya57 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>\u2019entre<span class=\"_ _0\"></span>prise ass<span class=\"_ _0\"></span>oci\u00e9e ou la co<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">entreprise<span class=\"_ _3\"></span>, mais </span></span></div>\n<div class=\"t m0 x6 h62 ya58 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour lesque<span class=\"_ _3\"></span>ls la m\u00e9t<span class=\"_ _3\"></span>hode de mi<span class=\"_ _3\"></span>se en \u00e9quiva<span class=\"_ _3\"></span>len<span class=\"wsfa\">ce ne s\u2019applique<span class=\"_ _3\"></span> pas, la </span></div>\n<div class=\"t m0 x6 h62 ya59 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">n<span class=\"lsde wsfa\">orme IAS<span class=\"_ _3\"></span></span> <span class=\"lsde wsfa\">39 s\u2019applique<span class=\"_ _3\"></span>.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 598px; width: 353px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentInAssociates",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag510": {
   "value": "\n<div class=\"t m0 x6 h62 ya46 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les int\u00e9r<span class=\"_ _0\"></span>\u00eats dans d<span class=\"_ _0\"></span>es co<span class=\"ls0 ws0\">-</span>entrepri<span class=\"_ _0\"></span>ses, au tit<span class=\"_ _0\"></span>re desq<span class=\"_ _0\"></span>uels un cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x6 h62 ya47 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjoint<span class=\"_ _0\"></span> d\u2019un acco<span class=\"_ _0\"></span>rd donne \u00e0 A<span class=\"_ _0\"></span>geas des dro<span class=\"_ _0\"></span>its sur les ac<span class=\"_ _0\"></span>tifs nets<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya48 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019acco<span class=\"_ _0\"></span>rd conjo<span class=\"_ _0\"></span>int, sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">des investis<span class=\"_ _0\"></span>sements dans </span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des entreprises<span class=\"_ _3\"></span> associ\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 57px; width: 353px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsInJointVentures",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag509": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y970 ff9a fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Cessi<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de filiales,<span class=\"_ _0\"></span> de lign<span class=\"_ _0\"></span>es d\u2019act<span class=\"_ _0\"></span>ivit\u00e9 et <span class=\"_ _0\"></span>d\u2019actifs<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">non courant <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y971 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif no<span class=\"_ _0\"></span>n courant (o<span class=\"_ _0\"></span>u un group<span class=\"_ _0\"></span>e destin\u00e9 \u00e0 \u00eatr<span class=\"_ _0\"></span>e c\u00e9d\u00e9, comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 yc07 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiale) es<span class=\"_ _0\"></span>t class<span class=\"_ _0\"></span>\u00e9 comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> <span class=\"lsde wsfa\">d\u00e9tenu en vue<span class=\"_ _3\"></span> de la vente</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9a\"> <span class=\"lsdd ws11a\">s\u2019il est </span></span></span></div>\n<div class=\"t m0 x1a h62 y972 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent da<span class=\"_ _0\"></span>ns son \u00e9t<span class=\"_ _0\"></span>at actu<span class=\"_ _0\"></span>el et qu<span class=\"_ _0\"></span>e sa vent<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 y973 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hauteme<span class=\"_ _0\"></span>nt probab<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y974 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y975 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une vente est<span class=\"_ _0\"></span> hautem<span class=\"_ _0\"></span>ent <span class=\"lsde wseb\">probable lorsque<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yc08 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsf0\">Il<span class=\"_ _3\"></span> y <span class=\"lsdc wse9\">a un clair eng<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span> de la direct<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yae7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">Il<span class=\"_ _3\"></span> y a un programme<span class=\"_ _3\"></span> actif pour trouv<span class=\"_ _3\"></span>er un acheteur et<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">mener \u00e0 bi<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x6a h62 yae8 ff9a fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">le<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">plan</span> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wseb\">L\u2019actif est act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt comm<span class=\"_ _0\"></span>ercialis<span class=\"_ _0\"></span>\u00e9 en v<span class=\"_ _0\"></span>ue de la v<span class=\"_ _0\"></span>ente \u00e0 un<span class=\"_ _0\"></span> prix </span></span></div>\n<div class=\"t m0 x6a h62 yaea ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able par r<span class=\"_ _0\"></span>apport \u00e0 sa jus<span class=\"_ _0\"></span>te valeur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5d ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">La conclusion de l<span class=\"_ _0\"></span>a vente est att<span class=\"_ _0\"></span>endue da<span class=\"_ _0\"></span>ns les douz<span class=\"_ _0\"></span>e mois \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 ya5e ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compter de la<span class=\"_ _3\"></span> date de son classement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ya5f ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es mesures <span class=\"wsea\">requise<span class=\"_ _3\"></span>s</span></span><span class=\"ff9a\"> <span class=\"lsde wsea\">pour <span class=\"_ _3\"></span><span class=\"wseb\">mener le p<span class=\"_ _3\"></span>lan \u00e0 bi<span class=\"_ _3\"></span>en</span></span> <span class=\"lsde wseb\">indiquen<span class=\"_ _3\"></span>t qu\u2019il es<span class=\"_ _3\"></span>t </span></span></span></div>\n<div class=\"t m0 x6a h62 ya60 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peu probable<span class=\"_ _3\"></span> que des <span class=\"_ _3\"></span>changements <span class=\"_ _3\"></span><span class=\"wsea\">importants<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">soient app<span class=\"_ _0\"></span>ort\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">au </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya61 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plan ou que ce<span class=\"_ _0\"></span>lui<span class=\"ls0 ws0\">-</span>ci soit ret<span class=\"_ _0\"></span>ir\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya62 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs non co<span class=\"_ _3\"></span>urants (ou groupe<span class=\"_ _3\"></span>s destin\u00e9s \u00e0 \u00eatre<span class=\"_ _3\"></span> c\u00e9d\u00e9s) class\u00e9s</div>\n<div class=\"t m0 x1a h62 yaeb ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9t<span class=\"_ _0\"></span>enus e<span class=\"_ _0\"></span>n vue de <span class=\"_ _0\"></span>la vente s<span class=\"_ _0\"></span>ont \u00e9va<span class=\"_ _0\"></span>lu\u00e9s au <span class=\"_ _0\"></span>plus fai<span class=\"_ _0\"></span>ble de l<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x1a h62 yaec ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>eur just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur diminu<span class=\"_ _0\"></span>\u00e9e des f<span class=\"_ _0\"></span>rais de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x1a h62 yaed ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span><span class=\"lsde wsfa\">, les caract\u00e9ris<span class=\"_ _3\"></span>tiques suivantes<span class=\"_ _3\"></span> s\u2019appliquent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">L\u2019\u00e9valuation au p<span class=\"_ _0\"></span>lus faibl<span class=\"_ _0\"></span>e de la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et de la juste </span></span></div>\n<div class=\"t m0 x6a h62 yaef ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur diminu\u00e9e<span class=\"_ _3\"></span> des frais de la<span class=\"_ _3\"></span> vente ne s\u2019applique<span class=\"_ _3\"></span> pas aux actif<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6a h62 yaf0 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>\u00e9s de cette r\u00e8g<span class=\"_ _0\"></span>le, comm<span class=\"_ _0\"></span>e les obli<span class=\"_ _0\"></span>gations li<span class=\"_ _0\"></span>\u00e9es \u00e0 des cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6a h62 yaf1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de (re)ass<span class=\"_ _0\"></span>urance q<span class=\"_ _0\"></span>ui tombe<span class=\"_ _0\"></span>nt dans le ch<span class=\"_ _0\"></span>amp d\u2019app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la</div>\n<div class=\"t m0 x6a h62 yaf2 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 4, les act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers qui<span class=\"_ _0\"></span> tombent da<span class=\"_ _0\"></span>ns le champ</div>\n<div class=\"t m0 x6a h62 yaf3 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 3<span class=\"_ _0\"></span>9, des actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6a h62 yaf4 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tombent<span class=\"_ _0\"></span> dans le cham<span class=\"_ _0\"></span>p d\u2019applic<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>2 et des</div>\n<div class=\"t m0 x6a h62 yaf5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs g\u00e9<span class=\"_ _0\"></span><span class=\"lsde wseb\">n\u00e9r\u00e9s par d<span class=\"_ _3\"></span>es plans <span class=\"_ _3\"></span>de retraite <span class=\"_ _3\"></span>qui tomben<span class=\"_ _3\"></span>t dans le c<span class=\"_ _3\"></span>hamp </span></div>\n<div class=\"t m0 x6a h62 yaf6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yaf7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es actifs couran<span class=\"_ _3\"></span>ts et tous les passif<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> applicables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaf9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">Ne <span class=\"_ _3\"></span>sont ni d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s<span class=\"_ _0\"></span>, ni amort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yafa ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse8\">Pr\u00e9sent\u00e9s</span><span class=\"ff9a\"> <span class=\"lsde wseb\">s\u00e9par\u00e9ment dans <span class=\"_ _3\"></span>l\u2019\u00e9tat de <span class=\"lsdc wse9\">la situation finan<span class=\"_ _0\"></span>ci\u00e8re (<span class=\"_ _0\"></span>actifs et </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> ne sont <span class=\"_ _0\"></span>pas com<span class=\"_ _0\"></span>pens\u00e9s).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d4 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La date d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on d\u2019une <span class=\"_ _0\"></span>filial<span class=\"_ _0\"></span>e ou d\u2019u<span class=\"_ _0\"></span>n group<span class=\"_ _0\"></span>e destin<span class=\"_ _0\"></span>\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 es<span class=\"_ _0\"></span>t la</div>\n<div class=\"t m0 x1a h62 y9d5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date \u00e0 laque<span class=\"_ _0\"></span>lle le cont<span class=\"_ _0\"></span>r\u00f4le est tr<span class=\"_ _0\"></span>ansmi<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9tat con<span class=\"_ _0\"></span>solid\u00e9 de<span class=\"_ _0\"></span> la perform<span class=\"_ _0\"></span>ance finan<span class=\"_ _0\"></span>ci\u00e8re co<span class=\"_ _0\"></span>mprend l<span class=\"_ _0\"></span>es r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9d8 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019une fi<span class=\"_ _0\"></span>liale o<span class=\"_ _0\"></span>u d\u2019un gr<span class=\"_ _0\"></span>oupe d<span class=\"_ _0\"></span>estin\u00e9 \u00e0<span class=\"_ _0\"></span> \u00eatre c\u00e9<span class=\"_ _0\"></span>d\u00e9 jusq<span class=\"_ _0\"></span>u\u2019\u00e0 la dat<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 y9d9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession.<span class=\"_ _0\"></span> Le profit ou la pe<span class=\"_ _0\"></span>rte r\u00e9su<span class=\"_ _0\"></span>ltant de la ces<span class=\"_ _0\"></span>sion est l<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 y9da ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9db ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">e <span class=\"lsde wseb\">produi<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> vente</span></span> ;<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse9\">a valeur compt<span class=\"_ _0\"></span>able des act<span class=\"_ _0\"></span>ifs nets m<span class=\"_ _0\"></span>ajor\u00e9e d<span class=\"_ _0\"></span>e tout goodw<span class=\"_ _0\"></span>ill </span></span></span></div>\n<div class=\"t m0 x6a h62 y9dd ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>able et<span class=\"ls0 ws0\"> </span>des mo<span class=\"_ _0\"></span>ntants ac<span class=\"_ _0\"></span>cumul<span class=\"_ _0\"></span>\u00e9s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at du r\u00e9sul<span class=\"_ _0\"></span>tat glob<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x6a h62 y9de ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(par exem<span class=\"_ _0\"></span>ple, <span class=\"lsde wsfa\">les \u00e9carts<span class=\"ls0 ws0\"> </span></span>de change et <span class=\"ls0 ws0\">l<span class=\"lsde wseb\">es r\u00e9serves<span class=\"_ _3\"></span> disponible<span class=\"_ _3\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 y9df ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e0 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 y9e1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une activi<span class=\"_ _0\"></span>t\u00e9 aban<span class=\"_ _0\"></span>donn\u00e9e d\u00e9s<span class=\"_ _0\"></span>igne une<span class=\"_ _0\"></span> partie d\u2019Ag<span class=\"_ _0\"></span>eas qui a \u00e9t\u00e9 c<span class=\"_ _0\"></span>\u00e9d\u00e9e ou</div>\n<div class=\"t m0 x1a h62 y9e2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">class\u00e9e comme<span class=\"_ _3\"></span> d\u00e9tenue pour la vente et<span class=\"_ _3\"></span> qui<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya3c ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">R<span class=\"_ _3\"></span>epr\u00e9sent</span><span class=\"ff9a\">e <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une ligne d\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 princip<span class=\"_ _0\"></span>ale disti<span class=\"_ _0\"></span>ncte ou un<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">r\u00e9gion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya3d ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya3e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">F<span class=\"_ _3\"></span>ait</span><span class=\"ff9a\"> <span class=\"lsde wseb\">partie<span class=\"_ _3\"></span> d\u2019un plan<span class=\"_ _3\"></span> unique et<span class=\"_ _3\"></span> coordonn\u00e9 po<span class=\"_ _3\"></span>ur se s\u00e9p<span class=\"_ _3\"></span>arer d\u2019une </span></span></span></div>\n<div class=\"t m0 x6a h62 ya3f ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ligne d\u2019ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9 principa<span class=\"_ _0\"></span>le et distinc<span class=\"_ _0\"></span>te ou d\u2019un<span class=\"_ _0\"></span>e r\u00e9gion</div>\n<div class=\"t m0 x6a h62 ya40 ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span>ou<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya41 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdd wse9\">E<span class=\"_ _3\"></span>st</span><span class=\"ff9a\"> <span class=\"lsdc wse9\">une filial<span class=\"_ _0\"></span>e acquise ex<span class=\"_ _0\"></span>clusiv<span class=\"_ _0\"></span>ement en vu<span class=\"_ _0\"></span>e de la revent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya42 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats su<span class=\"_ _3\"></span>r les activit\u00e9s aba<span class=\"_ _3\"></span>ndonn\u00e9es sont repr<span class=\"_ _3\"></span>is distinctemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yc09 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 158px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 903px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 37px; width: 329px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 52px; width: 329px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleAndDiscontinuedOperationsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag550": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h62 y970 ff9a fs43 fc1e sc0 lsf7 wseb\" style=\"z-index: 15;\">Cessi<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de filiales,<span class=\"_ _0\"></span> de lign<span class=\"_ _0\"></span>es d\u2019act<span class=\"_ _0\"></span>ivit\u00e9 et <span class=\"_ _0\"></span>d\u2019actifs<span class=\"_ _0\"></span> <span class=\"lsde wsfa\">non courant <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y971 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif no<span class=\"_ _0\"></span>n courant (o<span class=\"_ _0\"></span>u un group<span class=\"_ _0\"></span>e destin\u00e9 \u00e0 \u00eatr<span class=\"_ _0\"></span>e c\u00e9d\u00e9, comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 yc07 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiale) es<span class=\"_ _0\"></span>t class<span class=\"_ _0\"></span>\u00e9 comme <span class=\"ff9d ls0 ws0\">\u00ab<span class=\"ff9a\"> <span class=\"lsde wsfa\">d\u00e9tenu en vue<span class=\"_ _3\"></span> de la vente</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9a\"> <span class=\"lsdd ws11a\">s\u2019il est </span></span></span></div>\n<div class=\"t m0 x1a h62 y972 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent da<span class=\"_ _0\"></span>ns son \u00e9t<span class=\"_ _0\"></span>at actu<span class=\"_ _0\"></span>el et qu<span class=\"_ _0\"></span>e sa vent<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 y973 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hauteme<span class=\"_ _0\"></span>nt probab<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y974 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y975 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une vente est<span class=\"_ _0\"></span> hautem<span class=\"_ _0\"></span>ent <span class=\"lsde wseb\">probable lorsque<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yc08 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsf0\">Il<span class=\"_ _3\"></span> y <span class=\"lsdc wse9\">a un clair eng<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span> de la direct<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yae7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">Il<span class=\"_ _3\"></span> y a un programme<span class=\"_ _3\"></span> actif pour trouv<span class=\"_ _3\"></span>er un acheteur et<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">mener \u00e0 bi<span class=\"_ _0\"></span>en </span></span></span></div>\n<div class=\"t m0 x6a h62 yae8 ff9a fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">le<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">plan</span> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wseb\">L\u2019actif est act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt comm<span class=\"_ _0\"></span>ercialis<span class=\"_ _0\"></span>\u00e9 en v<span class=\"_ _0\"></span>ue de la v<span class=\"_ _0\"></span>ente \u00e0 un<span class=\"_ _0\"></span> prix </span></span></div>\n<div class=\"t m0 x6a h62 yaea ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able par r<span class=\"_ _0\"></span>apport \u00e0 sa jus<span class=\"_ _0\"></span>te valeur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5d ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">La conclusion de l<span class=\"_ _0\"></span>a vente est att<span class=\"_ _0\"></span>endue da<span class=\"_ _0\"></span>ns les douz<span class=\"_ _0\"></span>e mois \u00e0 </span></span></div>\n<div class=\"t m0 x6a h62 ya5e ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compter de la<span class=\"_ _3\"></span> date de son classement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ya5f ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es mesures <span class=\"wsea\">requise<span class=\"_ _3\"></span>s</span></span><span class=\"ff9a\"> <span class=\"lsde wsea\">pour <span class=\"_ _3\"></span><span class=\"wseb\">mener le p<span class=\"_ _3\"></span>lan \u00e0 bi<span class=\"_ _3\"></span>en</span></span> <span class=\"lsde wseb\">indiquen<span class=\"_ _3\"></span>t qu\u2019il es<span class=\"_ _3\"></span>t </span></span></span></div>\n<div class=\"t m0 x6a h62 ya60 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peu probable<span class=\"_ _3\"></span> que des <span class=\"_ _3\"></span>changements <span class=\"_ _3\"></span><span class=\"wsea\">importants<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">soient app<span class=\"_ _0\"></span>ort\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">au </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya61 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plan ou que ce<span class=\"_ _0\"></span>lui<span class=\"ls0 ws0\">-</span>ci soit ret<span class=\"_ _0\"></span>ir\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya62 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya63 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs non co<span class=\"_ _3\"></span>urants (ou groupe<span class=\"_ _3\"></span>s destin\u00e9s \u00e0 \u00eatre<span class=\"_ _3\"></span> c\u00e9d\u00e9s) class\u00e9s</div>\n<div class=\"t m0 x1a h62 yaeb ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9t<span class=\"_ _0\"></span>enus e<span class=\"_ _0\"></span>n vue de <span class=\"_ _0\"></span>la vente s<span class=\"_ _0\"></span>ont \u00e9va<span class=\"_ _0\"></span>lu\u00e9s au <span class=\"_ _0\"></span>plus fai<span class=\"_ _0\"></span>ble de l<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x1a h62 yaec ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>eur just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur diminu<span class=\"_ _0\"></span>\u00e9e des f<span class=\"_ _0\"></span>rais de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x1a h62 yaed ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span><span class=\"lsde wsfa\">, les caract\u00e9ris<span class=\"_ _3\"></span>tiques suivantes<span class=\"_ _3\"></span> s\u2019appliquent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 yaee ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">L\u2019\u00e9valuation au p<span class=\"_ _0\"></span>lus faibl<span class=\"_ _0\"></span>e de la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et de la juste </span></span></div>\n<div class=\"t m0 x6a h62 yaef ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur diminu\u00e9e<span class=\"_ _3\"></span> des frais de la<span class=\"_ _3\"></span> vente ne s\u2019applique<span class=\"_ _3\"></span> pas aux actif<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6a h62 yaf0 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exempt<span class=\"_ _0\"></span>\u00e9s de cette r\u00e8g<span class=\"_ _0\"></span>le, comm<span class=\"_ _0\"></span>e les obli<span class=\"_ _0\"></span>gations li<span class=\"_ _0\"></span>\u00e9es \u00e0 des cont<span class=\"_ _0\"></span>rats</div>\n<div class=\"t m0 x6a h62 yaf1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de (re)ass<span class=\"_ _0\"></span>urance q<span class=\"_ _0\"></span>ui tombe<span class=\"_ _0\"></span>nt dans le ch<span class=\"_ _0\"></span>amp d\u2019app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la</div>\n<div class=\"t m0 x6a h62 yaf2 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">norme IFR<span class=\"_ _0\"></span>S 4, les act<span class=\"_ _0\"></span>ifs financ<span class=\"_ _0\"></span>iers qui<span class=\"_ _0\"></span> tombent da<span class=\"_ _0\"></span>ns le champ</div>\n<div class=\"t m0 x6a h62 yaf3 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 3<span class=\"_ _0\"></span>9, des actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4ts<span class=\"_ _0\"></span> diff\u00e9r\u00e9s q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6a h62 yaf4 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tombent<span class=\"_ _0\"></span> dans le cham<span class=\"_ _0\"></span>p d\u2019applic<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>2 et des</div>\n<div class=\"t m0 x6a h62 yaf5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs g\u00e9<span class=\"_ _0\"></span><span class=\"lsde wseb\">n\u00e9r\u00e9s par d<span class=\"_ _3\"></span>es plans <span class=\"_ _3\"></span>de retraite <span class=\"_ _3\"></span>qui tomben<span class=\"_ _3\"></span>t dans le c<span class=\"_ _3\"></span>hamp </span></div>\n<div class=\"t m0 x6a h62 yaf6 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appli<span class=\"_ _0\"></span>cation de l<span class=\"_ _0\"></span>a norme IAS 1<span class=\"_ _0\"></span>9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yaf7 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsfa\">L<span class=\"_ _3\"></span>es actifs couran<span class=\"_ _3\"></span>ts et tous les passif<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s selon l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x6a h62 yaf8 ff9a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> applicables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaf9 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse9\">Ne <span class=\"_ _3\"></span>sont ni d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s<span class=\"_ _0\"></span>, ni amort<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yafa ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdc wse8\">Pr\u00e9sent\u00e9s</span><span class=\"ff9a\"> <span class=\"lsde wseb\">s\u00e9par\u00e9ment dans <span class=\"_ _3\"></span>l\u2019\u00e9tat de <span class=\"lsdc wse9\">la situation finan<span class=\"_ _0\"></span>ci\u00e8re (<span class=\"_ _0\"></span>actifs et </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9d2 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> ne sont <span class=\"_ _0\"></span>pas com<span class=\"_ _0\"></span>pens\u00e9s).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d3 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d4 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La date d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on d\u2019une <span class=\"_ _0\"></span>filial<span class=\"_ _0\"></span>e ou d\u2019u<span class=\"_ _0\"></span>n group<span class=\"_ _0\"></span>e destin<span class=\"_ _0\"></span>\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 es<span class=\"_ _0\"></span>t la</div>\n<div class=\"t m0 x1a h62 y9d5 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date \u00e0 laque<span class=\"_ _0\"></span>lle le cont<span class=\"_ _0\"></span>r\u00f4le est tr<span class=\"_ _0\"></span>ansmi<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d7 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9tat con<span class=\"_ _0\"></span>solid\u00e9 de<span class=\"_ _0\"></span> la perform<span class=\"_ _0\"></span>ance finan<span class=\"_ _0\"></span>ci\u00e8re co<span class=\"_ _0\"></span>mprend l<span class=\"_ _0\"></span>es r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y9d8 ff9a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019une fi<span class=\"_ _0\"></span>liale o<span class=\"_ _0\"></span>u d\u2019un gr<span class=\"_ _0\"></span>oupe d<span class=\"_ _0\"></span>estin\u00e9 \u00e0<span class=\"_ _0\"></span> \u00eatre c\u00e9<span class=\"_ _0\"></span>d\u00e9 jusq<span class=\"_ _0\"></span>u\u2019\u00e0 la dat<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 y9d9 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession.<span class=\"_ _0\"></span> Le profit ou la pe<span class=\"_ _0\"></span>rte r\u00e9su<span class=\"_ _0\"></span>ltant de la ces<span class=\"_ _0\"></span>sion est l<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 y9da ff9a fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entre<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y9db ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse8\">e <span class=\"lsde wseb\">produi<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> vente</span></span> ;<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">et </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9dc ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a\">L<span class=\"_ _3\"></span><span class=\"lsdc wse9\">a valeur compt<span class=\"_ _0\"></span>able des act<span class=\"_ _0\"></span>ifs nets m<span class=\"_ _0\"></span>ajor\u00e9e d<span class=\"_ _0\"></span>e tout goodw<span class=\"_ _0\"></span>ill </span></span></span></div>\n<div class=\"t m0 x6a h62 y9dd ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>able et<span class=\"ls0 ws0\"> </span>des mo<span class=\"_ _0\"></span>ntants ac<span class=\"_ _0\"></span>cumul<span class=\"_ _0\"></span>\u00e9s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at du r\u00e9sul<span class=\"_ _0\"></span>tat glob<span class=\"_ _0\"></span>al</div>\n<div class=\"t m0 x6a h62 y9de ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(par exem<span class=\"_ _0\"></span>ple, <span class=\"lsde wsfa\">les \u00e9carts<span class=\"ls0 ws0\"> </span></span>de change et <span class=\"ls0 ws0\">l<span class=\"lsde wseb\">es r\u00e9serves<span class=\"_ _3\"></span> disponible<span class=\"_ _3\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 y9df ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e0 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 y9e1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une activi<span class=\"_ _0\"></span>t\u00e9 aban<span class=\"_ _0\"></span>donn\u00e9e d\u00e9s<span class=\"_ _0\"></span>igne une<span class=\"_ _0\"></span> partie d\u2019Ag<span class=\"_ _0\"></span>eas qui a \u00e9t\u00e9 c<span class=\"_ _0\"></span>\u00e9d\u00e9e ou</div>\n<div class=\"t m0 x1a h62 y9e2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">class\u00e9e comme<span class=\"_ _3\"></span> d\u00e9tenue pour la vente et<span class=\"_ _3\"></span> qui<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya3c ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">R<span class=\"_ _3\"></span>epr\u00e9sent</span><span class=\"ff9a\">e <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une ligne d\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 princip<span class=\"_ _0\"></span>ale disti<span class=\"_ _0\"></span>ncte ou un<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">r\u00e9gion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya3d ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya3e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">F<span class=\"_ _3\"></span>ait</span><span class=\"ff9a\"> <span class=\"lsde wseb\">partie<span class=\"_ _3\"></span> d\u2019un plan<span class=\"_ _3\"></span> unique et<span class=\"_ _3\"></span> coordonn\u00e9 po<span class=\"_ _3\"></span>ur se s\u00e9p<span class=\"_ _3\"></span>arer d\u2019une </span></span></span></div>\n<div class=\"t m0 x6a h62 ya3f ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ligne d\u2019ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9 principa<span class=\"_ _0\"></span>le et distinc<span class=\"_ _0\"></span>te ou d\u2019un<span class=\"_ _0\"></span>e r\u00e9gion</div>\n<div class=\"t m0 x6a h62 ya40 ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span>ou<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya41 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdd wse9\">E<span class=\"_ _3\"></span>st</span><span class=\"ff9a\"> <span class=\"lsdc wse9\">une filial<span class=\"_ _0\"></span>e acquise ex<span class=\"_ _0\"></span>clusiv<span class=\"_ _0\"></span>ement en vu<span class=\"_ _0\"></span>e de la revent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya42 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats su<span class=\"_ _3\"></span>r les activit\u00e9s aba<span class=\"_ _3\"></span>ndonn\u00e9es sont repr<span class=\"_ _3\"></span>is distinctemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yc09 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 158px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 903px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 37px; width: 329px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag533": {
   "value": "\n<div class=\"t m0 x1a h62 y9e1 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une activi<span class=\"_ _0\"></span>t\u00e9 aban<span class=\"_ _0\"></span>donn\u00e9e d\u00e9s<span class=\"_ _0\"></span>igne une<span class=\"_ _0\"></span> partie d\u2019Ag<span class=\"_ _0\"></span>eas qui a \u00e9t\u00e9 c<span class=\"_ _0\"></span>\u00e9d\u00e9e ou</div>\n<div class=\"t m0 x1a h62 y9e2 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">class\u00e9e comme<span class=\"_ _3\"></span> d\u00e9tenue pour la vente et<span class=\"_ _3\"></span> qui<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya3c ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">R<span class=\"_ _3\"></span>epr\u00e9sent</span><span class=\"ff9a\">e <span class=\"_ _3\"></span><span class=\"lsdc wse9\">une ligne d\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 princip<span class=\"_ _0\"></span>ale disti<span class=\"_ _0\"></span>ncte ou un<span class=\"_ _0\"></span>e <span class=\"lsde wsea\">r\u00e9gion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya3d ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya3e ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsde wsea\">F<span class=\"_ _3\"></span>ait</span><span class=\"ff9a\"> <span class=\"lsde wseb\">partie<span class=\"_ _3\"></span> d\u2019un plan<span class=\"_ _3\"></span> unique et<span class=\"_ _3\"></span> coordonn\u00e9 po<span class=\"_ _3\"></span>ur se s\u00e9p<span class=\"_ _3\"></span>arer d\u2019une </span></span></span></div>\n<div class=\"t m0 x6a h62 ya3f ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ligne d\u2019ac<span class=\"_ _0\"></span>tivit<span class=\"_ _0\"></span>\u00e9 principa<span class=\"_ _0\"></span>le et distinc<span class=\"_ _0\"></span>te ou d\u2019un<span class=\"_ _0\"></span>e r\u00e9gion</div>\n<div class=\"t m0 x6a h62 ya40 ff9a fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">g\u00e9ographique<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span>ou<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya41 ff9c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff9d\"> <span class=\"_ _41\"> </span><span class=\"ff9a lsdd wse9\">E<span class=\"_ _3\"></span>st</span><span class=\"ff9a\"> <span class=\"lsdc wse9\">une filial<span class=\"_ _0\"></span>e acquise ex<span class=\"_ _0\"></span>clusiv<span class=\"_ _0\"></span>ement en vu<span class=\"_ _0\"></span>e de la revent<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya42 ff9a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ff9a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats su<span class=\"_ _3\"></span>r les activit\u00e9s aba<span class=\"_ _3\"></span>ndonn\u00e9es sont repr<span class=\"_ _3\"></span>is distinctemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yc09 ff9a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 158px; width: 354px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDiscontinuedOperationsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag525": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ffa0 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ffa0 fs50 fc10 sc0 ls10f ws132\" style=\"z-index: 15;\">Op\u00e9r<span class=\"_ _3\"></span>atio<span class=\"_ _3\"></span>ns <span class=\"_ _3\"></span>en <span class=\"_ _3\"></span>monna<span class=\"_ _3\"></span>ie<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfd ws119\">\u00e9trang\u00e8res <span class=\"_ _3\"></span>et soldes</span> </span></div>\n<div class=\"t m0 x6 h62 y836 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9tablissem<span class=\"_ _3\"></span>ents \u00e9trangers d\u2019A<span class=\"_ _3\"></span>geas convertissen<span class=\"_ _3\"></span>t leurs op\u00e9ration<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y837 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">monnaie \u00e9trang\u00e8r<span class=\"_ _3\"></span>e au cou<span class=\"lsdc wseb\">rs de chang<span class=\"_ _0\"></span>e en vigu<span class=\"_ _0\"></span>eur \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"_ _0\"></span>la </span></div>\n<div class=\"t m0 x6 h62 y876 ff9e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y877 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y878 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9s<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on de l\u2019inf<span class=\"_ _0\"></span>ormati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re, les</div>\n<div class=\"t m0 x6 h62 y879 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> mon\u00e9tai<span class=\"_ _0\"></span>res \u00e9tra<span class=\"_ _0\"></span>ng\u00e8re sont c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s au cours de ch<span class=\"_ _0\"></span>ange en</div>\n<div style=\"z-index: 15;\">vigueu\n<div id=\"fs_96PR3OEZA800000000000000000000B\">\n<div style=\"font-family: 'times new roman', times; font-size: 10pt;\">\n<div class=\"pf w0 h0\" id=\"pf6h\">\n<div class=\"pc pc6d w0 h0\">\n<div>\n<div>\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div class=\"t m0 x6 h62 y87a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n\u00e0 cet<span class=\"_ _0\"></span>te date. Les<span class=\"_ _0\"></span> \u00e9carts d<span class=\"_ _0\"></span>e change r\u00e9<span class=\"_ _0\"></span>sultant d<span class=\"_ _0\"></span>e variati<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons d<span class=\"ls0 ws0\">u<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y87b ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt am<span class=\"_ _0\"></span>orti d\u2019u<span class=\"_ _0\"></span>n \u00e9l\u00e9me<span class=\"_ _0\"></span>nt mon\u00e9t<span class=\"_ _0\"></span>aire cl<span class=\"_ _0\"></span>assifi\u00e9 c<span class=\"_ _0\"></span>omme \u00e9t<span class=\"_ _0\"></span>ant dis<span class=\"_ _0\"></span>ponible <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y87c ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la vent<span class=\"_ _0\"></span>e sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rform<span class=\"_ _0\"></span>ance fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019autr<span class=\"_ _0\"></span>es gains et p<span class=\"_ _0\"></span>ertes li\u00e9s \u00e0 la v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>n de la juste va<span class=\"_ _0\"></span>leur de tels<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87e ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span><span class=\"wse9\">es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y87f ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y880 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y881 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">mon\u00e9<span class=\"_ _3\"></span>taires \u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt historique<span class=\"_ _3\"></span> sont convertis<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y882 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au cours de c<span class=\"_ _0\"></span>hange hist<span class=\"_ _0\"></span>orique e<span class=\"_ _0\"></span>n vigueur \u00e0 la dat<span class=\"_ _0\"></span>e de la trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y883 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taires \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 la just<span class=\"_ _0\"></span>e valeur so<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>is au </span></span></div>\n<div class=\"t m0 x6 h62 yc0b ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">cour<span class=\"lsdc wseb\">s de chang<span class=\"_ _0\"></span>e en vig<span class=\"_ _0\"></span>ueur au m<span class=\"_ _0\"></span>oment <span class=\"_ _0\"></span>o\u00f9 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 yc0c ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e. Les g<span class=\"_ _0\"></span>ains et pert<span class=\"_ _0\"></span>es d\u00e9co<span class=\"_ _0\"></span>ulant des \u00e9c<span class=\"_ _0\"></span>arts de ch<span class=\"_ _0\"></span>ange sont</div>\n<div class=\"t m0 x6 h62 yc0d ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la<span class=\"_ _3\"></span> performance finan<span class=\"_ _3\"></span>ci\u00e8re sous la rubr<span class=\"_ _3\"></span>ique</div>\n<div class=\"t m0 x6 h62 yc0e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons d\u2019\u00e9ca<span class=\"_ _0\"></span>rt de chan<span class=\"_ _0\"></span>ge, sauf s\u2019<span class=\"_ _0\"></span>ils se rapport<span class=\"_ _0\"></span>ent aux<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00e9l\u00e9ments non</span>-</span></div>\n<div class=\"t m0 x6 h62 yc0f ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"_ _0\"></span>res dont<span class=\"_ _0\"></span> les va<span class=\"_ _0\"></span>riations <span class=\"_ _0\"></span>de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc10 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc11 ff9e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Transactions<span class=\"_ _3\"></span> en <span class=\"wsea\">monnaie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>\u00e9trang\u00e8res<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yc12 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ation, Age<span class=\"_ _0\"></span>as conve<span class=\"_ _0\"></span>rtit l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situa<span class=\"_ _0\"></span>tion fina<span class=\"_ _0\"></span>nci\u00e8re</div>\n<div class=\"t m0 x6 h62 yc13 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>me<span class=\"wse9\">nt \u00e9tra<span class=\"_ _0\"></span>nger, dont l<span class=\"_ _0\"></span>a monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnelle n\u2019<span class=\"_ _0\"></span>est pas </span></div>\n<div class=\"t m0 x6 h62 yc14 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019euro et <span class=\"_ _3\"></span>dont l\u2019\u00e9con<span class=\"_ _3\"></span>omie n\u2019est <span class=\"_ _3\"></span>pas hyper<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e \u00e0 la fin d<span class=\"_ _0\"></span>e la </span></div>\n<div class=\"t m0 x6 h62 yc15 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re,<span class=\"_ _0\"></span> au cours en vig<span class=\"_ _0\"></span>ueur</div>\n<div class=\"t m0 x6 h62 yc16 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9se<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n de l\u2019infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re. L\u2019\u00e9t<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x6 h62 yc17 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et l\u2019\u00e9tat de fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie de ces</div>\n<div class=\"t m0 x6 h62 yc18 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sont conve<span class=\"_ _0\"></span>rtis au co<span class=\"_ _0\"></span>urs de chan<span class=\"_ _0\"></span>ge moyen po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 yc19 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able e<span class=\"_ _0\"></span>n cours <span class=\"_ _0\"></span>(ou except<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> au cour<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x6 h62 yc1a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la da<span class=\"_ _0\"></span>te de la tran<span class=\"_ _0\"></span>saction <span class=\"lsde wsfa\">si les cours de change </span></div>\n<div class=\"t m0 x6 h62 yc1b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fluctuent d<span class=\"_ _3\"></span>e mani\u00e8re <span class=\"_ _3\"></span>consid\u00e9rable).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc1c ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc1d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les \u00e9ca<span class=\"_ _0\"></span>rts de chang<span class=\"_ _0\"></span>e li\u00e9s aux \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 yc1e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trangers da<span class=\"_ _3\"></span>ns les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.<span class=\"_ _3\"></span> Lorsqu\u2019un</div>\n<div class=\"t m0 x6 h62 yc1f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9trange<span class=\"_ _0\"></span>r est c\u00e9d\u00e9, ce<span class=\"_ _0\"></span>s \u00e9carts de c<span class=\"_ _0\"></span>hange pr\u00e9<span class=\"_ _0\"></span>c\u00e9demm<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 yc20 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s les autres \u00e9l\u00e9<span class=\"_ _3\"></span>ments du r\u00e9sulta<span class=\"_ _3\"></span>t glob<span class=\"lsdc wseb\">al sont rec<span class=\"_ _0\"></span>lass\u00e9s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 yc21 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re \u00e0 t<span class=\"_ _0\"></span>itre de plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">ou moi<span class=\"_ _3\"></span>ns</span>-<span class=\"lsde wsea\">value<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yc22 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur la ve<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb93 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb94 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les \u00e9carts d<span class=\"_ _0\"></span>e change l<span class=\"_ _0\"></span>i\u00e9s aux \u00e9l\u00e9m<span class=\"_ _0\"></span>ents mon\u00e9t<span class=\"_ _0\"></span>aires, l<span class=\"_ _0\"></span>es empru<span class=\"_ _0\"></span>nts et</div>\n<div class=\"t m0 x6 h62 yb95 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s en monnai<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>\u00e9trang<span class=\"_ _0\"></span>\u00e8re, faisa<span class=\"_ _0\"></span>nt parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yb96 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9, so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yb97 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, sauf en cas d\u2019<span class=\"_ _0\"></span>ineffic<span class=\"_ _0\"></span>acit\u00e9 de la c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 yc23 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure. Au mo<span class=\"_ _0\"></span>ment de la so<span class=\"_ _0\"></span>rtie de l\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement net<span class=\"_ _0\"></span>, les</div>\n<div class=\"t m0 x1a h62 yc24 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span><span class=\"wse9\">e reconn<span class=\"_ _0\"></span>us pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du </span></div>\n<div class=\"t m0 x1a h62 yc25 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l sont rec<span class=\"_ _0\"></span>lassifi<span class=\"_ _0\"></span>\u00e9s dans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc26 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc27 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tout goodw<span class=\"_ _0\"></span>ill ou autr<span class=\"_ _0\"></span>es ajuste<span class=\"_ _0\"></span>ments de l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur proven<span class=\"_ _0\"></span>ant de</div>\n<div class=\"t m0 x1a h62 yc28 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019acquis<span class=\"_ _0\"></span>ition d\u2019<span class=\"_ _0\"></span>un \u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9tranger so<span class=\"_ _0\"></span>nt consid<span class=\"_ _0\"></span>\u00e9r\u00e9s co<span class=\"_ _0\"></span>mme actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yc29 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et passifs<span class=\"_ _0\"></span> de l\u2019\u00e9tabl<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt \u00e9trang<span class=\"_ _0\"></span>er et sont co<span class=\"_ _0\"></span>nvertis<span class=\"_ _0\"></span> au cours de</div>\n<div class=\"t m0 x1a h62 yc2a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la f<span class=\"_ _0\"></span>in de la p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>\u2019infor<span class=\"_ _0\"></span>mation</div>\n<div class=\"t m0 x1a h62 yc2b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re. A<span class=\"_ _3\"></span>geas comp<span class=\"_ _3\"></span>tabilise les <span class=\"_ _3\"></span>\u00e9carts d<span class=\"_ _3\"></span>e change r\u00e9<span class=\"_ _3\"></span>sultant dan<span class=\"_ _3\"></span>s les</div>\n<div class=\"t m0 x1a h62 yc2c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat gl<span class=\"lsdc wse9\">obal, jusqu\u2019au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a cession d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yc2d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9tabli<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt \u00e9tran<span class=\"_ _0\"></span>ger. A ce<span class=\"_ _0\"></span> moment<span class=\"_ _0\"></span>, les \u00e9c<span class=\"_ _0\"></span>arts de c<span class=\"_ _0\"></span>hange</div>\n<div class=\"t m0 x1a h62 yc2e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"_ _3\"></span> reconnus dans<span class=\"_ _3\"></span> les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments d<span class=\"_ _3\"></span>u r\u00e9sultat<span class=\"_ _3\"></span> global</div>\n<div class=\"t m0 x1a h62 yc2f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont recl<span class=\"_ _0\"></span>assifi\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc30 ff9e fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>lation <span class=\"lsde wsea\">en<span class=\"ls0 ws0\"> </span>Turquie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc31 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, l\u2019<span class=\"_ _0\"></span>\u00e9conom<span class=\"_ _0\"></span>ie Turqu<span class=\"_ _0\"></span>e est consid<span class=\"_ _0\"></span>\u00e9r\u00e9e \u00e9tant<span class=\"_ _0\"></span> hyper<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc32 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e conform\u00e9<span class=\"_ _0\"></span>ment aux dis<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 29</div>\n<div class=\"t m0 x1a h62 yc33 ffa1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wseb\">In<span class=\"_ _3\"></span>formation financ<span class=\"_ _3\"></span>i\u00e8re dan<span class=\"_ _3\"></span>s les \u00e9conomies<span class=\"_ _3\"></span> hyper</span>-<span class=\"lsdc wse8\">inflationnist<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ffa1\">\u00bb</span><span class=\"lsf0 ws10c\">. A </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yc34 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e, le t<span class=\"_ _0\"></span>aux cumu<span class=\"_ _0\"></span>l\u00e9 d\u2019inf<span class=\"_ _0\"></span>lation <span class=\"_ _0\"></span>Turque s<span class=\"_ _0\"></span>ur les t<span class=\"_ _0\"></span><span class=\"lsde\">rois ann\u00e9e<span class=\"_ _3\"></span>s exc\u00e8de </span></div>\n<div class=\"t m0 x1a h62 yc35 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les 100% (1<span class=\"_ _0\"></span>56%), selo<span class=\"_ _0\"></span>n l\u2019indic<span class=\"_ _0\"></span>e de prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc36 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. P<span class=\"_ _0\"></span>ar cons\u00e9q<span class=\"_ _0\"></span>uent, Ag<span class=\"_ _0\"></span>eas a pour la</div>\n<div class=\"t m0 x1a h62 yc37 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re fois ap<span class=\"_ _0\"></span>pliqu\u00e9,<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsoli<span class=\"_ _0\"></span>d\u00e9s, les</div>\n<div class=\"t m0 x1a h62 yc38 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions de la nor<span class=\"_ _0\"></span>me IAS 29 po<span class=\"_ _0\"></span>ur les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs de ses</div>\n<div class=\"t m0 x1a h62 yc39 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wsea\">Aksigor<span class=\"_ _3\"></span>ta</span> </span>\u00bb<span class=\"ff9e\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">et </span></span>\u00ab<span class=\"_ _3\"></span><span class=\"ff9e\"> <span class=\"lsde wsea\">AgeSA</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9e\">. </span></span></div>\n<div class=\"t m0 x1a h62 yc3a ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc3b ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S 29 impose qu<span class=\"_ _0\"></span>e les \u00e9tat<span class=\"_ _0\"></span>s financie<span class=\"_ _0\"></span>rs pr\u00e9pa<span class=\"_ _0\"></span>r\u00e9s en monn<span class=\"_ _0\"></span>aie</div>\n<div class=\"t m0 x1a h62 yc3c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trang\u00e8re <span class=\"_ _3\"></span>d\u2019une \u00e9conomie<span class=\"_ _3\"></span> \u00e9tant con<span class=\"_ _3\"></span>sid\u00e9r\u00e9e hyper<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"lsdc\">inflation<span class=\"_ _0\"></span>niste s<span class=\"_ _0\"></span>oient </span></div>\n<div class=\"t m0 x1a h62 yc3d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9s<span class=\"_ _0\"></span> en ter<span class=\"_ _0\"></span>mes de p<span class=\"_ _0\"></span><span class=\"wse9\">ouvoir d\u2019<span class=\"_ _0\"></span>achat \u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9riod<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 yc3e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span> Afin de d\u00e9t<span class=\"_ _0\"></span>erminer sa q<span class=\"_ _0\"></span>uote<span class=\"ls0 ws0\">-</span><span class=\"wse8\">part </span></div>\n<div class=\"t m0 x1a h62 yc3f ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans l\u2019actif<span class=\"_ _3\"></span> net ainsi que dans les<span class=\"_ _3\"></span> r\u00e9sultats d\u2019op\u00e9r<span class=\"_ _3\"></span>ation de ses</div>\n<div class=\"t m0 x1a h62 yc40 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue, Ageas<span class=\"_ _0\"></span> ajuste les<span class=\"_ _0\"></span> actifs et pa<span class=\"_ _0\"></span>ssifs non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc41 ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"lsdc wse9\">res exprim\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt histo<span class=\"_ _0\"></span>rique, les<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux propres ai<span class=\"_ _0\"></span>nsi que </span></div>\n<div class=\"t m0 x1a h62 yc42 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les \u00e9l\u00e9ments de<span class=\"_ _3\"></span> l\u2019\u00e9tat de la perf<span class=\"_ _3\"></span>ormance financi\u00e8re<span class=\"_ _3\"></span> pour la variation<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 yc43 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pouvoir d<span class=\"_ _0\"></span>\u2019achat, ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> l\u2019indice d<span class=\"_ _0\"></span>e prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc44 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. E<span class=\"_ _0\"></span>n deuxi\u00e8m<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">lieu, les \u00e9<span class=\"_ _3\"></span>tats financier<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yc45 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s s<span class=\"_ _0\"></span>ont conve<span class=\"_ _0\"></span>rtis en eur<span class=\"_ _0\"></span>o au cours de ch<span class=\"_ _0\"></span>ange en vi<span class=\"_ _0\"></span>gueur au 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1a h62 yc46 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2022<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc47 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc48 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conform<span class=\"_ _0\"></span>\u00e9ment aux<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 21 <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsf0 ws10c\">Effets des </span></span></span></div>\n<div class=\"t m0 x1a h62 yc49 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">variations des<span class=\"_ _3\"></span> cours de monnaies<span class=\"_ _3\"></span> \u00e9trang\u00e8res<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ffa1\">\u00bb</span><span class=\"lsdc wse9\">, les inform<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x1a h62 yc4a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comparat<span class=\"_ _0\"></span>ives de l\u2019<span class=\"_ _0\"></span>ex<span class=\"wseb\">ercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able 20<span class=\"_ _0\"></span>21 n\u2019ont <span class=\"_ _0\"></span>pas \u00e9t\u00e9 m<span class=\"_ _0\"></span>odifi<span class=\"_ _0\"></span>\u00e9es et </span></div>\n<div class=\"t m0 x1a h62 yc4b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a r<span class=\"_ _3\"></span>econnu l\u2019impa<span class=\"_ _3\"></span>ct r\u00e9sultan<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> premi\u00e8re app<span class=\"_ _3\"></span>lication de <span class=\"_ _3\"></span>la</div>\n<div class=\"t m0 x1a h62 yc4c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IAS 29<span class=\"_ _3\"></span> dans se<span class=\"_ _3\"></span>s capitaux<span class=\"_ _3\"></span> propres au<span class=\"_ _3\"></span> 1</div>\n<div class=\"t m0 x22 h76 yc4d ff9e fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfe h62 yc4e ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc4f ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc50 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019appli<span class=\"_ _0\"></span>cation de la no<span class=\"_ _0\"></span>rme IAS 2<span class=\"_ _0\"></span>9 a <span class=\"lsde wsea\">entra\u00een\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>un impact d<span class=\"_ _0\"></span>\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">(27) </span></span></div>\n<div class=\"t m0 x1a h62 yc51 ff9e fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">million<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">dans le<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">compte de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span>et un impact d<span class=\"lsde wsea\">\u2019EUR<span class=\"ls0 ws0\"> </span>147 </span></span></span></div>\n<div class=\"t m0 x1a h62 yc52 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat co<span class=\"_ _0\"></span>nsolid\u00e9 <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>des capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres de</div>\n<div class=\"t m0 x1a h62 yc53 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 330px; height: 776px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 330px; height: 776px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Cours de c<span class=\"_ _3\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e les cou<span class=\"_ _0\"></span>rs <span class=\"lsde wsfa\">de change des principales<span class=\"_ _3\"></span> </span><span class=\"wse8\">monnaies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour Agea<span class=\"_ _3\"></span>s.</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 417px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ffa2 fs45 fc1e sc0 lse5 ws100\" style=\"left: 455px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> en<span class=\"ls0 ws0\"> <span class=\"lse4 wsf7\">fin d\u2019exercice</span> </span></div>\n<div class=\"t m0 x65 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 670px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x192 h65 y699 ffa2 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 742px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">Moyens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc1e sc0 lse6 ws133\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">1 EUR =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 344px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 468px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 417px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Livre sterling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 1004px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 1004px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1004px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Dollar am\u00e9ricain<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 989px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 989px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 989px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 989px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Dollar Hong Kong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 974px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 974px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 974px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 974px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Livre turque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 959px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 959px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Yuan Renminbi chinois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 945px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 945px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 945px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 945px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Roupie indienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 930px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 930px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Ringgit malaisien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 915px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 915px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 915px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Peso philippin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 900px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 900px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Baht tha\u00eflandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 885px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 885px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 885px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 885px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Dong vietnamien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 870px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 870px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 643px; bottom: 870px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 870px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 859px; height: 247px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 859px; height: 247px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag527": {
   "value": "\n<div class=\"t m0 x6 h7d y834 ffa0 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ffa0 fs50 fc10 sc0 ls10f ws132\" style=\"z-index: 15;\">Op\u00e9r<span class=\"_ _3\"></span>atio<span class=\"_ _3\"></span>ns <span class=\"_ _3\"></span>en <span class=\"_ _3\"></span>monna<span class=\"_ _3\"></span>ie<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfd ws119\">\u00e9trang\u00e8res <span class=\"_ _3\"></span>et soldes</span> </span></div>\n<div class=\"t m0 x6 h62 y836 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9tablissem<span class=\"_ _3\"></span>ents \u00e9trangers d\u2019A<span class=\"_ _3\"></span>geas convertissen<span class=\"_ _3\"></span>t leurs op\u00e9ration<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y837 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">monnaie \u00e9trang\u00e8r<span class=\"_ _3\"></span>e au cou<span class=\"lsdc wseb\">rs de chang<span class=\"_ _0\"></span>e en vigu<span class=\"_ _0\"></span>eur \u00e0 l<span class=\"_ _0\"></span>a date de <span class=\"_ _0\"></span>la </span></div>\n<div class=\"t m0 x6 h62 y876 ff9e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y877 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y878 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9s<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on de l\u2019inf<span class=\"_ _0\"></span>ormati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re, les</div>\n<div class=\"t m0 x6 h62 y879 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> mon\u00e9tai<span class=\"_ _0\"></span>res \u00e9tra<span class=\"_ _0\"></span>ng\u00e8re sont c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s au cours de ch<span class=\"_ _0\"></span>ange en</div>\n<div style=\"z-index: 15;\">vigueu\n<div id=\"fs_96PR3OEZA800000000000000000000B\">\n<div style=\"font-family: 'times new roman', times; font-size: 10pt;\">\n<div class=\"pf w0 h0\" id=\"pf6h\">\n<div class=\"pc pc6d w0 h0\">\n<div>\n<div>\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div style=\"border-right: 3px solid #5355bc; border-left: 3px solid #5355bc;\">\n<div class=\"t m0 x6 h62 y87a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n</div>\n\u00e0 cet<span class=\"_ _0\"></span>te date. Les<span class=\"_ _0\"></span> \u00e9carts d<span class=\"_ _0\"></span>e change r\u00e9<span class=\"_ _0\"></span>sultant d<span class=\"_ _0\"></span>e variati<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons d<span class=\"ls0 ws0\">u<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y87b ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">co\u00fbt am<span class=\"_ _0\"></span>orti d\u2019u<span class=\"_ _0\"></span>n \u00e9l\u00e9me<span class=\"_ _0\"></span>nt mon\u00e9t<span class=\"_ _0\"></span>aire cl<span class=\"_ _0\"></span>assifi\u00e9 c<span class=\"_ _0\"></span>omme \u00e9t<span class=\"_ _0\"></span>ant dis<span class=\"_ _0\"></span>ponible <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y87c ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la vent<span class=\"_ _0\"></span>e sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s dan<span class=\"_ _0\"></span>s l\u2019\u00e9tat<span class=\"_ _0\"></span> de la pe<span class=\"_ _0\"></span>rform<span class=\"_ _0\"></span>ance fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019autr<span class=\"_ _0\"></span>es gains et p<span class=\"_ _0\"></span>ertes li\u00e9s \u00e0 la v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>n de la juste va<span class=\"_ _0\"></span>leur de tels<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87e ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span><span class=\"wse9\">es autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y87f ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">global.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y880 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y881 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">mon\u00e9<span class=\"_ _3\"></span>taires \u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt historique<span class=\"_ _3\"></span> sont convertis<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y882 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au cours de c<span class=\"_ _0\"></span>hange hist<span class=\"_ _0\"></span>orique e<span class=\"_ _0\"></span>n vigueur \u00e0 la dat<span class=\"_ _0\"></span>e de la trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y883 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9ment<span class=\"_ _3\"></span>s non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">mon\u00e9taires \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 la just<span class=\"_ _0\"></span>e valeur so<span class=\"_ _0\"></span>nt convert<span class=\"_ _0\"></span>is au </span></span></div>\n<div class=\"t m0 x6 h62 yc0b ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">cour<span class=\"lsdc wseb\">s de chang<span class=\"_ _0\"></span>e en vig<span class=\"_ _0\"></span>ueur au m<span class=\"_ _0\"></span>oment <span class=\"_ _0\"></span>o\u00f9 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 yc0c ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e. Les g<span class=\"_ _0\"></span>ains et pert<span class=\"_ _0\"></span>es d\u00e9co<span class=\"_ _0\"></span>ulant des \u00e9c<span class=\"_ _0\"></span>arts de ch<span class=\"_ _0\"></span>ange sont</div>\n<div class=\"t m0 x6 h62 yc0d ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la<span class=\"_ _3\"></span> performance finan<span class=\"_ _3\"></span>ci\u00e8re sous la rubr<span class=\"_ _3\"></span>ique</div>\n<div class=\"t m0 x6 h62 yc0e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons d\u2019\u00e9ca<span class=\"_ _0\"></span>rt de chan<span class=\"_ _0\"></span>ge, sauf s\u2019<span class=\"_ _0\"></span>ils se rapport<span class=\"_ _0\"></span>ent aux<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00e9l\u00e9ments non</span>-</span></div>\n<div class=\"t m0 x6 h62 yc0f ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"_ _0\"></span>res dont<span class=\"_ _0\"></span> les va<span class=\"_ _0\"></span>riations <span class=\"_ _0\"></span>de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc10 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc11 ff9e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Transactions<span class=\"_ _3\"></span> en <span class=\"wsea\">monnaie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>\u00e9trang\u00e8res<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yc12 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la cons<span class=\"_ _0\"></span>olid<span class=\"_ _0\"></span>ation, Age<span class=\"_ _0\"></span>as conve<span class=\"_ _0\"></span>rtit l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situa<span class=\"_ _0\"></span>tion fina<span class=\"_ _0\"></span>nci\u00e8re</div>\n<div class=\"t m0 x6 h62 yc13 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>me<span class=\"wse9\">nt \u00e9tra<span class=\"_ _0\"></span>nger, dont l<span class=\"_ _0\"></span>a monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnelle n\u2019<span class=\"_ _0\"></span>est pas </span></div>\n<div class=\"t m0 x6 h62 yc14 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019euro et <span class=\"_ _3\"></span>dont l\u2019\u00e9con<span class=\"_ _3\"></span>omie n\u2019est <span class=\"_ _3\"></span>pas hyper<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e \u00e0 la fin d<span class=\"_ _0\"></span>e la </span></div>\n<div class=\"t m0 x6 h62 yc15 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re,<span class=\"_ _0\"></span> au cours en vig<span class=\"_ _0\"></span>ueur</div>\n<div class=\"t m0 x6 h62 yc16 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la fin de la p\u00e9ri<span class=\"_ _0\"></span>ode de pr\u00e9se<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n de l\u2019infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re. L\u2019\u00e9t<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x6 h62 yc17 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perfor<span class=\"_ _0\"></span>mance fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e et l\u2019\u00e9tat de fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie de ces</div>\n<div class=\"t m0 x6 h62 yc18 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s sont conve<span class=\"_ _0\"></span>rtis au co<span class=\"_ _0\"></span>urs de chan<span class=\"_ _0\"></span>ge moyen po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 yc19 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice compt<span class=\"_ _0\"></span>able e<span class=\"_ _0\"></span>n cours <span class=\"_ _0\"></span>(ou except<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> au cour<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x6 h62 yc1a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la da<span class=\"_ _0\"></span>te de la tran<span class=\"_ _0\"></span>saction <span class=\"lsde wsfa\">si les cours de change </span></div>\n<div class=\"t m0 x6 h62 yc1b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fluctuent d<span class=\"_ _3\"></span>e mani\u00e8re <span class=\"_ _3\"></span>consid\u00e9rable).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc1c ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc1d ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>ise les \u00e9ca<span class=\"_ _0\"></span>rts de chang<span class=\"_ _0\"></span>e li\u00e9s aux \u00e9ta<span class=\"_ _0\"></span>blisse<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 yc1e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trangers da<span class=\"_ _3\"></span>ns les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span>tat global.<span class=\"_ _3\"></span> Lorsqu\u2019un</div>\n<div class=\"t m0 x6 h62 yc1f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9trange<span class=\"_ _0\"></span>r est c\u00e9d\u00e9, ce<span class=\"_ _0\"></span>s \u00e9carts de c<span class=\"_ _0\"></span>hange pr\u00e9<span class=\"_ _0\"></span>c\u00e9demm<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 yc20 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s dan<span class=\"_ _3\"></span>s les autres \u00e9l\u00e9<span class=\"_ _3\"></span>ments du r\u00e9sulta<span class=\"_ _3\"></span>t glob<span class=\"lsdc wseb\">al sont rec<span class=\"_ _0\"></span>lass\u00e9s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 yc21 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmance fin<span class=\"_ _0\"></span>anci\u00e8re \u00e0 t<span class=\"_ _0\"></span>itre de plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">ou moi<span class=\"_ _3\"></span>ns</span>-<span class=\"lsde wsea\">value<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yc22 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur la ve<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb93 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb94 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les \u00e9carts d<span class=\"_ _0\"></span>e change l<span class=\"_ _0\"></span>i\u00e9s aux \u00e9l\u00e9m<span class=\"_ _0\"></span>ents mon\u00e9t<span class=\"_ _0\"></span>aires, l<span class=\"_ _0\"></span>es empru<span class=\"_ _0\"></span>nts et</div>\n<div class=\"t m0 x6 h62 yb95 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> \u00e9l\u00e9ment<span class=\"_ _0\"></span>s en monnai<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span>\u00e9trang<span class=\"_ _0\"></span>\u00e8re, faisa<span class=\"_ _0\"></span>nt parti<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yb96 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9, so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yb97 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> du r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l, sauf en cas d\u2019<span class=\"_ _0\"></span>ineffic<span class=\"_ _0\"></span>acit\u00e9 de la c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 yc23 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure. Au mo<span class=\"_ _0\"></span>ment de la so<span class=\"_ _0\"></span>rtie de l\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement net<span class=\"_ _0\"></span>, les</div>\n<div class=\"t m0 x1a h62 yc24 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9carts d<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span><span class=\"wse9\">e reconn<span class=\"_ _0\"></span>us pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>ans les autr<span class=\"_ _0\"></span>es \u00e9l\u00e9ment<span class=\"_ _0\"></span>s du </span></div>\n<div class=\"t m0 x1a h62 yc25 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at globa<span class=\"_ _0\"></span>l sont rec<span class=\"_ _0\"></span>lassifi<span class=\"_ _0\"></span>\u00e9s dans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc26 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc27 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tout goodw<span class=\"_ _0\"></span>ill ou autr<span class=\"_ _0\"></span>es ajuste<span class=\"_ _0\"></span>ments de l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur proven<span class=\"_ _0\"></span>ant de</div>\n<div class=\"t m0 x1a h62 yc28 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019acquis<span class=\"_ _0\"></span>ition d\u2019<span class=\"_ _0\"></span>un \u00e9tablis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> \u00e9tranger so<span class=\"_ _0\"></span>nt consid<span class=\"_ _0\"></span>\u00e9r\u00e9s co<span class=\"_ _0\"></span>mme actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yc29 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et passifs<span class=\"_ _0\"></span> de l\u2019\u00e9tabl<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt \u00e9trang<span class=\"_ _0\"></span>er et sont co<span class=\"_ _0\"></span>nvertis<span class=\"_ _0\"></span> au cours de</div>\n<div class=\"t m0 x1a h62 yc2a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">change en vi<span class=\"_ _0\"></span>gueur \u00e0 la f<span class=\"_ _0\"></span>in de la p\u00e9riod<span class=\"_ _0\"></span>e de pr\u00e9sent<span class=\"_ _0\"></span>ation de l<span class=\"_ _0\"></span>\u2019infor<span class=\"_ _0\"></span>mation</div>\n<div class=\"t m0 x1a h62 yc2b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re. A<span class=\"_ _3\"></span>geas comp<span class=\"_ _3\"></span>tabilise les <span class=\"_ _3\"></span>\u00e9carts d<span class=\"_ _3\"></span>e change r\u00e9<span class=\"_ _3\"></span>sultant dan<span class=\"_ _3\"></span>s les</div>\n<div class=\"t m0 x1a h62 yc2c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du r\u00e9s<span class=\"_ _3\"></span>ultat gl<span class=\"lsdc wse9\">obal, jusqu\u2019au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a cession d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yc2d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9tabli<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt \u00e9tran<span class=\"_ _0\"></span>ger. A ce<span class=\"_ _0\"></span> moment<span class=\"_ _0\"></span>, les \u00e9c<span class=\"_ _0\"></span>arts de c<span class=\"_ _0\"></span>hange</div>\n<div class=\"t m0 x1a h62 yc2e ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e9c\u00e9demment<span class=\"_ _3\"></span> reconnus dans<span class=\"_ _3\"></span> les autres<span class=\"_ _3\"></span> \u00e9l\u00e9ments d<span class=\"_ _3\"></span>u r\u00e9sultat<span class=\"_ _3\"></span> global</div>\n<div class=\"t m0 x1a h62 yc2f ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont recl<span class=\"_ _0\"></span>assifi\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la perfo<span class=\"_ _0\"></span>rmanc<span class=\"_ _0\"></span>e financi\u00e8<span class=\"_ _0\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc30 ff9e fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Hyperinf<span class=\"_ _0\"></span>lation <span class=\"lsde wsea\">en<span class=\"ls0 ws0\"> </span>Turquie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc31 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, l\u2019<span class=\"_ _0\"></span>\u00e9conom<span class=\"_ _0\"></span>ie Turqu<span class=\"_ _0\"></span>e est consid<span class=\"_ _0\"></span>\u00e9r\u00e9e \u00e9tant<span class=\"_ _0\"></span> hyper<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc32 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>e conform\u00e9<span class=\"_ _0\"></span>ment aux dis<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 29</div>\n<div class=\"t m0 x1a h62 yc33 ffa1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wseb\">In<span class=\"_ _3\"></span>formation financ<span class=\"_ _3\"></span>i\u00e8re dan<span class=\"_ _3\"></span>s les \u00e9conomies<span class=\"_ _3\"></span> hyper</span>-<span class=\"lsdc wse8\">inflationnist<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> <span class=\"ffa1\">\u00bb</span><span class=\"lsf0 ws10c\">. A </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yc34 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cette dat<span class=\"_ _0\"></span>e, le t<span class=\"_ _0\"></span>aux cumu<span class=\"_ _0\"></span>l\u00e9 d\u2019inf<span class=\"_ _0\"></span>lation <span class=\"_ _0\"></span>Turque s<span class=\"_ _0\"></span>ur les t<span class=\"_ _0\"></span><span class=\"lsde\">rois ann\u00e9e<span class=\"_ _3\"></span>s exc\u00e8de </span></div>\n<div class=\"t m0 x1a h62 yc35 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les 100% (1<span class=\"_ _0\"></span>56%), selo<span class=\"_ _0\"></span>n l\u2019indic<span class=\"_ _0\"></span>e de prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc36 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. P<span class=\"_ _0\"></span>ar cons\u00e9q<span class=\"_ _0\"></span>uent, Ag<span class=\"_ _0\"></span>eas a pour la</div>\n<div class=\"t m0 x1a h62 yc37 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re fois ap<span class=\"_ _0\"></span>pliqu\u00e9,<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es pr\u00e9s<span class=\"_ _0\"></span>ents \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsoli<span class=\"_ _0\"></span>d\u00e9s, les</div>\n<div class=\"t m0 x1a h62 yc38 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions de la nor<span class=\"_ _0\"></span>me IAS 29 po<span class=\"_ _0\"></span>ur les \u00e9tats fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs de ses</div>\n<div class=\"t m0 x1a h62 yc39 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsde wsea\">Aksigor<span class=\"_ _3\"></span>ta</span> </span>\u00bb<span class=\"ff9e\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">et </span></span>\u00ab<span class=\"_ _3\"></span><span class=\"ff9e\"> <span class=\"lsde wsea\">AgeSA</span> </span>\u00bb<span class=\"_ _3\"></span><span class=\"ff9e\">. </span></span></div>\n<div class=\"t m0 x1a h62 yc3a ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc3b ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La norme IA<span class=\"_ _0\"></span>S 29 impose qu<span class=\"_ _0\"></span>e les \u00e9tat<span class=\"_ _0\"></span>s financie<span class=\"_ _0\"></span>rs pr\u00e9pa<span class=\"_ _0\"></span>r\u00e9s en monn<span class=\"_ _0\"></span>aie</div>\n<div class=\"t m0 x1a h62 yc3c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9trang\u00e8re <span class=\"_ _3\"></span>d\u2019une \u00e9conomie<span class=\"_ _3\"></span> \u00e9tant con<span class=\"_ _3\"></span>sid\u00e9r\u00e9e hyper<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"lsdc\">inflation<span class=\"_ _0\"></span>niste s<span class=\"_ _0\"></span>oient </span></div>\n<div class=\"t m0 x1a h62 yc3d ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9s<span class=\"_ _0\"></span> en ter<span class=\"_ _0\"></span>mes de p<span class=\"_ _0\"></span><span class=\"wse9\">ouvoir d\u2019<span class=\"_ _0\"></span>achat \u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9riod<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 yc3e ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ation de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion finan<span class=\"_ _0\"></span>ci\u00e8re.<span class=\"_ _0\"></span> Afin de d\u00e9t<span class=\"_ _0\"></span>erminer sa q<span class=\"_ _0\"></span>uote<span class=\"ls0 ws0\">-</span><span class=\"wse8\">part </span></div>\n<div class=\"t m0 x1a h62 yc3f ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans l\u2019actif<span class=\"_ _3\"></span> net ainsi que dans les<span class=\"_ _3\"></span> r\u00e9sultats d\u2019op\u00e9r<span class=\"_ _3\"></span>ation de ses</div>\n<div class=\"t m0 x1a h62 yc40 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9s Turq<span class=\"_ _0\"></span>ue, Ageas<span class=\"_ _0\"></span> ajuste les<span class=\"_ _0\"></span> actifs et pa<span class=\"_ _0\"></span>ssifs non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yc41 ff9e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mon\u00e9tai<span class=\"lsdc wse9\">res exprim\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt histo<span class=\"_ _0\"></span>rique, les<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux propres ai<span class=\"_ _0\"></span>nsi que </span></div>\n<div class=\"t m0 x1a h62 yc42 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les \u00e9l\u00e9ments de<span class=\"_ _3\"></span> l\u2019\u00e9tat de la perf<span class=\"_ _3\"></span>ormance financi\u00e8re<span class=\"_ _3\"></span> pour la variation<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 yc43 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pouvoir d<span class=\"_ _0\"></span>\u2019achat, ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> l\u2019indice d<span class=\"_ _0\"></span>e prix \u00e0 la cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on publi\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x1a h62 yc44 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Instit<span class=\"_ _0\"></span>ut de Stati<span class=\"_ _0\"></span>stique T<span class=\"_ _0\"></span>urque. E<span class=\"_ _0\"></span>n deuxi\u00e8m<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">lieu, les \u00e9<span class=\"_ _3\"></span>tats financier<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 yc45 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s s<span class=\"_ _0\"></span>ont conve<span class=\"_ _0\"></span>rtis en eur<span class=\"_ _0\"></span>o au cours de ch<span class=\"_ _0\"></span>ange en vi<span class=\"_ _0\"></span>gueur au 3<span class=\"_ _0\"></span>1</div>\n<div class=\"t m0 x1a h62 yc46 ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 2022<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc47 ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc48 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conform<span class=\"_ _0\"></span>\u00e9ment aux<span class=\"_ _0\"></span> disposit<span class=\"_ _0\"></span>ions de la no<span class=\"_ _0\"></span>rme IAS 21 <span class=\"ffa1 ls0 ws0\">\u00ab<span class=\"ff9e\"> <span class=\"lsf0 ws10c\">Effets des </span></span></span></div>\n<div class=\"t m0 x1a h62 yc49 ff9e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">variations des<span class=\"_ _3\"></span> cours de monnaies<span class=\"_ _3\"></span> \u00e9trang\u00e8res<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ffa1\">\u00bb</span><span class=\"lsdc wse9\">, les inform<span class=\"_ _0\"></span>ations </span></span></div>\n<div class=\"t m0 x1a h62 yc4a ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comparat<span class=\"_ _0\"></span>ives de l\u2019<span class=\"_ _0\"></span>ex<span class=\"wseb\">ercic<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>able 20<span class=\"_ _0\"></span>21 n\u2019ont <span class=\"_ _0\"></span>pas \u00e9t\u00e9 m<span class=\"_ _0\"></span>odifi<span class=\"_ _0\"></span>\u00e9es et </span></div>\n<div class=\"t m0 x1a h62 yc4b ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a r<span class=\"_ _3\"></span>econnu l\u2019impa<span class=\"_ _3\"></span>ct r\u00e9sultan<span class=\"_ _3\"></span>t de la<span class=\"_ _3\"></span> premi\u00e8re app<span class=\"_ _3\"></span>lication de <span class=\"_ _3\"></span>la</div>\n<div class=\"t m0 x1a h62 yc4c ff9e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">norme IAS 29<span class=\"_ _3\"></span> dans se<span class=\"_ _3\"></span>s capitaux<span class=\"_ _3\"></span> propres au<span class=\"_ _3\"></span> 1</div>\n<div class=\"t m0 x22 h76 yc4d ff9e fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xfe h62 yc4e ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yc4f ff9e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc50 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019appli<span class=\"_ _0\"></span>cation de la no<span class=\"_ _0\"></span>rme IAS 2<span class=\"_ _0\"></span>9 a <span class=\"lsde wsea\">entra\u00een\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>un impact d<span class=\"_ _0\"></span>\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">(27) </span></span></div>\n<div class=\"t m0 x1a h62 yc51 ff9e fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">million<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">dans le<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">compte de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">consoli<span class=\"_ _3\"></span>d\u00e9</span> </span>et un impact d<span class=\"lsde wsea\">\u2019EUR<span class=\"ls0 ws0\"> </span>147 </span></span></span></div>\n<div class=\"t m0 x1a h62 yc52 ff9e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat co<span class=\"_ _0\"></span>nsolid\u00e9 <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>des capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres de</div>\n<div class=\"t m0 x1a h62 yc53 ff9e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019exerc<span class=\"_ _0\"></span>ice 2022.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 330px; height: 776px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Cours de c<span class=\"_ _3\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e les cou<span class=\"_ _0\"></span>rs <span class=\"lsde wsfa\">de change des principales<span class=\"_ _3\"></span> </span><span class=\"wse8\">monnaies<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour Agea<span class=\"_ _3\"></span>s.</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 417px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ffa2 fs45 fc1e sc0 lse5 ws100\" style=\"left: 455px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> en<span class=\"ls0 ws0\"> <span class=\"lse4 wsf7\">fin d\u2019exercice</span> </span></div>\n<div class=\"t m0 x65 h65 y699 ffa2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 670px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x192 h65 y699 ffa2 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 742px; bottom: 1049px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">Moyens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc1e sc0 lse6 ws133\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">1 EUR =<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 344px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 468px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y69b ffa2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x45 h65 y69d ffa2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 417px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 543px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 670px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x65 h68 y69d ffa4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Livre sterling<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 1004px; z-index: 15;\">0,89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 1004px; z-index: 15;\">0,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1004px; z-index: 15;\">0,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1004px; z-index: 15;\">0,86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Dollar am\u00e9ricain<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 989px; z-index: 15;\">1,07<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 989px; z-index: 15;\">1,13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 989px; z-index: 15;\">1,05<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 989px; z-index: 15;\">1,18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Dollar Hong Kong<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 974px; z-index: 15;\">8,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 974px; z-index: 15;\">8,83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 974px; z-index: 15;\">8,24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 974px; z-index: 15;\">9,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Livre turque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 959px; z-index: 15;\">19,96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">15,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 959px; z-index: 15;\">17,42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">10,51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Yuan Renminbi chinois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 945px; z-index: 15;\">7,36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 945px; z-index: 15;\">7,19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 945px; z-index: 15;\">7,08<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 945px; z-index: 15;\">7,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Roupie indienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 930px; z-index: 15;\">88,17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 930px; z-index: 15;\">84,23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 930px; z-index: 15;\">82,68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68a ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">87,44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Ringgit malaisien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x48 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 401px; bottom: 915px; z-index: 15;\">4,70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 915px; z-index: 15;\">4,72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 915px; z-index: 15;\">4,63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">4,90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ffa2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Peso philippin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 900px; z-index: 15;\">59,32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 900px; z-index: 15;\">57,76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 900px; z-index: 15;\">57,31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y691 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">58,30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Baht tha\u00eflandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x9c h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 395px; bottom: 885px; z-index: 15;\">36,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 885px; z-index: 15;\">37,65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 648px; bottom: 885px; z-index: 15;\">36,85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 885px; z-index: 15;\">37,84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffa2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Dong vietnamien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 870px; z-index: 15;\">25.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 870px; z-index: 15;\">25.989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 643px; bottom: 870px; z-index: 15;\">24.613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y694 ffa2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 870px; z-index: 15;\">27.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 859px; height: 247px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfHyperinflationaryReportingExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag549": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d yc5b ffa5 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">2.8<span class=\"ls0 ws0\"> <span class=\"_ _5a\"> </span><span class=\"ls110 ws134\">Bases d\u2019\u00e9va<span class=\"_ _0\"></span>luation<span class=\"_ _0\"></span> utilis\u00e9<span class=\"_ _0\"></span>es pour la </span></span></div>\n<div class=\"t m0 x6 h7d yc5c ffa5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">pr\u00e9paration des \u00e9tats financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc5d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des pas<span class=\"_ _0\"></span>sifs sont<span class=\"_ _0\"></span> effectu<span class=\"_ _0\"></span>\u00e9es </span></span></span></div>\n<div class=\"t m0 x6 h62 yc5e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des trans<span class=\"_ _0\"></span>actions s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 yc5f ffa2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">A<span class=\"_ _3\"></span>ctifs financier<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h62 yc60 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>ncier est t<span class=\"_ _0\"></span>out contr<span class=\"_ _0\"></span>at qui fait n<span class=\"_ _0\"></span>a\u00eetre un act<span class=\"_ _0\"></span>if financ<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x6 h62 yc61 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une enti<span class=\"_ _0\"></span>t\u00e9 et un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er ou un inst<span class=\"_ _0\"></span>rument<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de capitaux propre<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 yc62 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une aut<span class=\"_ _0\"></span>re entit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc63 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc64 ffa2 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Ageas classifie et mesure les act<span class=\"_ _0\"></span>ifs et les passifs financiers en f<span class=\"_ _0\"></span>onction</div>\n<div class=\"t m0 x6 h62 yc65 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des transa<span class=\"_ _3\"></span>ctions sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">jacentes<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yc66 ffa4 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Cla<span class=\"lsde wsea\">ssement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des actifs finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yc67 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le management d\u00e9<span class=\"_ _3\"></span>termine le clas<span class=\"_ _3\"></span>sement appropri\u00e9<span class=\"_ _3\"></span> des instruments</div>\n<div class=\"t m0 x6 h62 yc68 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers au mo<span class=\"_ _3\"></span>ment de leur acha<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yc69 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wsea\">D<span class=\"_ _3\"></span>\u00e9tenus <span class=\"lsdc wseb\">jusqu\u2019\u00e0 l\u2019\u00e9<span class=\"_ _0\"></span>ch\u00e9ance<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">les oblig<span class=\"_ _0\"></span>ations as<span class=\"_ _0\"></span>sorties<span class=\"_ _0\"></span> d\u2019une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc6a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e fixe que le m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent a l\u2019inte<span class=\"_ _0\"></span>ntion et la ca<span class=\"_ _0\"></span>pacit\u00e9 de</div>\n<div class=\"t m0 x5c h62 yc6b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tenir ju<span class=\"_ _0\"></span>squ\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc6c ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wseb\">Pr<span class=\"_ _3\"></span>\u00eats et cr\u00e9a<span class=\"_ _3\"></span>nces</span><span class=\"ffa2\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les obliga<span class=\"_ _3\"></span>tions avec paiem<span class=\"_ _3\"></span>ents fixes ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc6d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nables n<span class=\"_ _0\"></span>\u2019ayant<span class=\"_ _0\"></span> pas de c<span class=\"_ _0\"></span>ours c<span class=\"_ _0\"></span>ot\u00e9s sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et qui</div>\n<div class=\"t m0 x5c h62 yc6e ffa2 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">lo<span class=\"lsde wsfa\">rs de leur comptabil<span class=\"_ _3\"></span>isation initiale<span class=\"_ _3\"></span> ne sont pas d\u00e9si<span class=\"_ _3\"></span>gn\u00e9es comme </span></div>\n<div class=\"t m0 x5c h62 yc6f ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenues \u00e0 des<span class=\"_ _3\"></span> fins de transacti<span class=\"_ _3\"></span>on ou comme disponib<span class=\"_ _3\"></span>les \u00e0 la</div>\n<div class=\"t m0 x5c h62 yc70 ffa2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc71 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsdc wseb\">Disponibles \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les titres \u00e0 d\u00e9te<span class=\"_ _3\"></span>nir pour une p\u00e9riod<span class=\"_ _3\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc72 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9finie,<span class=\"_ _3\"></span> susceptible<span class=\"_ _3\"></span>s d\u2019\u00eatre <span class=\"_ _3\"></span>vendus pour r\u00e9<span class=\"_ _3\"></span>pondre \u00e0 <span class=\"_ _3\"></span>des b<span class=\"wsea\">esoins<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x5c h62 yc73 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de liquid<span class=\"_ _0\"></span>it\u00e9 ou \u00e0 des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat, de taux<span class=\"_ _0\"></span> de change</div>\n<div class=\"t m0 x5c h62 yc74 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de co<span class=\"_ _0\"></span>urs d\u2019act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc75 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsf0\">A<span class=\"_ _3\"></span>ctifs fina<span class=\"lsdc wse9\">nciers d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r par le biais d<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc76 ffa2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9sultat<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x5c h62 yc77 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsde wsfa\">D\u00e9tenus \u00e0 des fins de tran<span class=\"_ _3\"></span>saction</span><span class=\"ffa2\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">les titres qui sont<span class=\"_ _0\"></span> achet\u00e9s </span></span></span></div>\n<div class=\"t m0 x22d h62 yc78 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le bu<span class=\"lsde wsfa\">t de g\u00e9n\u00e9rer des profits \u00e0 cour<span class=\"_ _3\"></span>t terme<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x5c h62 yc79 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsdc wse9\">Des tit<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wseb\">financ<span class=\"_ _0\"></span>iers d<span class=\"_ _0\"></span>\u00e9sign\u00e9s <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du </span></span></span></div>\n<div class=\"t m0 x22d h62 yc7a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yc7b ffa4 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Evaluat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> actifs f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc7c ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les investisse<span class=\"_ _3\"></span>ments d\u00e9tenus jusqu\u2019<span class=\"_ _3\"></span>\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _3\"></span> sont mesur\u00e9s au co\u00fb<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yc7d ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorti so<span class=\"_ _0\"></span>us d\u00e9duct<span class=\"_ _0\"></span>ion de tout<span class=\"_ _0\"></span>e provision p<span class=\"_ _0\"></span>our d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on. Tout \u00e9ca<span class=\"_ _0\"></span>rt</div>\n<div class=\"t m0 x6 h62 yc7e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de juste val<span class=\"_ _0\"></span>eur par ra<span class=\"_ _0\"></span>pport au mo<span class=\"_ _0\"></span>ntant compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9 initia<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> li\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 yc7f ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de t<span class=\"_ _0\"></span>ransa<span class=\"_ _0\"></span>ction, des pr<span class=\"_ _0\"></span>imes ou des d<span class=\"_ _0\"></span>\u00e9cotes in<span class=\"_ _0\"></span>itiales,<span class=\"_ _0\"></span> est amort<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 yc80 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la dur\u00e9<span class=\"_ _0\"></span>e de vie de l\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt la m\u00e9th<span class=\"_ _0\"></span>ode du taux</div>\n<div class=\"t m0 x1a h62 yc81 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. Si<span class=\"_ _0\"></span> un actif<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance do<span class=\"_ _0\"></span>it faire <span class=\"_ _0\"></span>l\u2019objet</div>\n<div class=\"t m0 x1a h62 yc82 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on, la prov<span class=\"_ _0\"></span>ision po<span class=\"_ _0\"></span>ur d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en</div>\n<div class=\"t m0 x1a h62 yc83 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 751px; height: 73px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 57px; width: 341px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h62 yc84 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yc85 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pr\u00eat<span class=\"_ _0\"></span>s et cr<span class=\"_ _0\"></span>\u00e9ances so<span class=\"_ _0\"></span>nt mesu<span class=\"_ _0\"></span>r\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i sous <span class=\"_ _0\"></span>d\u00e9ducti<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 yc86 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>vision po<span class=\"_ _0\"></span><span class=\"wseb\">ur d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on. Lor<span class=\"_ _0\"></span>s de la co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initi<span class=\"_ _0\"></span>ale, les </span></div>\n<div class=\"t m0 x1a h62 yc87 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00eats et c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es sont m<span class=\"_ _0\"></span>esur\u00e9s <span class=\"_ _0\"></span>\u00e0 la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur y comp<span class=\"_ _0\"></span>ris les f<span class=\"_ _0\"></span>rais de</div>\n<div class=\"t m0 x1a h62 yc88 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les prime<span class=\"_ _0\"></span>s et d\u00e9c<span class=\"_ _0\"></span>otes in<span class=\"_ _0\"></span>itiales. <span class=\"_ _0\"></span>Le co\u00fbt<span class=\"_ _0\"></span> amorti <span class=\"_ _0\"></span>est calc<span class=\"_ _0\"></span>ul\u00e9</div>\n<div class=\"t m0 x1a h62 yc89 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant la m\u00e9th<span class=\"_ _0\"></span>ode du taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat ef<span class=\"_ _0\"></span>fectif<span class=\"ls0 ws0\"> </span>(TI<span class=\"_ _0\"></span>E), en pren<span class=\"_ _0\"></span>ant en</div>\n<div class=\"t m0 x1a h62 yc8a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte to<span class=\"_ _0\"></span>ute d\u00e9cot<span class=\"_ _0\"></span>e ou prime \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion et les<span class=\"_ _0\"></span> commissi<span class=\"_ _0\"></span>ons ou frais</div>\n<div class=\"t m0 x1a h62 yc8b ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui font<span class=\"_ _0\"></span> int\u00e9gr<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> parti<span class=\"_ _0\"></span>e du taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. L\u2019<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement</div>\n<div class=\"t m0 x1a h62 yc8c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du TIE est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 dans le co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat. Le<span class=\"_ _0\"></span>s gains et pe<span class=\"_ _0\"></span>rtes</div>\n<div class=\"t m0 x1a h62 yc8d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span><span class=\"wse9\">s\u00e9s dans l<span class=\"_ _0\"></span>e compte de r\u00e9s<span class=\"_ _0\"></span>ultat lo<span class=\"_ _0\"></span>rsque les<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts </span></div>\n<div class=\"t m0 x1a h62 yc8e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s ou d\u00e9<span class=\"_ _0\"></span>pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 577px; height: 152px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yc8f ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc90 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour les<span class=\"_ _0\"></span> instru<span class=\"_ _0\"></span>ments \u00e0 t<span class=\"_ _0\"></span>aux flott<span class=\"_ _0\"></span>ant, l<span class=\"_ _0\"></span>es flux <span class=\"_ _0\"></span>de tr\u00e9sor<span class=\"_ _0\"></span>erie so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 yc91 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riodiquemen<span class=\"_ _3\"></span>t r\u00e9estim\u00e9s<span class=\"_ _3\"></span> afin de <span class=\"_ _3\"></span>refl\u00e9ter les <span class=\"_ _3\"></span>mouvements de<span class=\"_ _3\"></span>s taux</div>\n<div class=\"t m0 x1a h62 yc92 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat du march<span class=\"_ _0\"></span>\u00e9. Si un instr<span class=\"_ _0\"></span>u<span class=\"wseb\">ment<span class=\"_ _0\"></span> \u00e0 taux fl<span class=\"_ _0\"></span>ottant a <span class=\"_ _0\"></span>\u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yc93 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale<span class=\"_ _0\"></span>ment \u00e0 un mont<span class=\"_ _0\"></span>ant (qu<span class=\"_ _0\"></span>asi) \u00e9gal<span class=\"_ _0\"></span> au montant re<span class=\"_ _0\"></span>mboursa<span class=\"_ _0\"></span>ble en</div>\n<div class=\"t m0 x1a h62 yc94 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al, la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion n\u2019a<span class=\"_ _0\"></span> pas d\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>e sur la v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x1a h62 yc95 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inst<span class=\"_ _0\"></span>rument et<span class=\"_ _0\"></span> il n\u2019y a pas d\u2019aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats re\u00e7u<span class=\"_ _0\"></span>s,</div>\n<div class=\"t m0 x1a h62 yc96 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compta<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>engag<span class=\"_ _0\"></span>ement. En r<span class=\"_ _0\"></span>evanche,<span class=\"_ _0\"></span> si un instru<span class=\"_ _0\"></span>ment \u00e0 taux</div>\n<div class=\"t m0 x1a h62 yc97 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> est acquis<span class=\"_ _0\"></span> avec une pri<span class=\"_ _0\"></span>me ou une d\u00e9c<span class=\"_ _0\"></span>ote signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ve, cette</div>\n<div class=\"t m0 x1a h62 yc98 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prime ou d\u00e9c<span class=\"_ _0\"></span>ote est am<span class=\"_ _0\"></span>ortie sur la du<span class=\"_ _0\"></span>r\u00e9e de vie att<span class=\"_ _0\"></span>endue de l<span class=\"_ _0\"></span>\u2019instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yc99 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et incl<span class=\"_ _0\"></span>use dans l<span class=\"_ _0\"></span>e calcu<span class=\"_ _0\"></span>l du TIE.<span class=\"_ _0\"></span> La val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able se<span class=\"_ _0\"></span>ra reca<span class=\"_ _0\"></span>lcul\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yc9a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour chaq<span class=\"_ _0\"></span>ue p\u00e9riode e<span class=\"_ _0\"></span>n \u00e9tablis<span class=\"_ _0\"></span>sant la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>alis\u00e9e<span class=\"_ _0\"></span> des flux de</div>\n<div class=\"t m0 x1a h62 yc9b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s a<span class=\"_ _0\"></span>u taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif \u00e0 ce mom<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">-<span class=\"lsf0\">l\u00e0. Tout </span></span></div>\n<div class=\"t m0 x1a h62 yc9c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment est co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9 en compte<span class=\"_ _0\"></span> de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc9d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 136px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 630px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 635px; width: 352px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 198px; height: 634px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations et</div>\n<div class=\"t m0 x6 h62 y8b2 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y8b3 ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">juste valeur. Les variations de juste valeur sont comptabilis\u00e9es <span class=\"wse9\"></span></div>\n<div class=\"t m0 x6 h62 y93e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments du</div>\n<div class=\"t m0 x6 h62 y93f ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9. Au</div>\n<div class=\"t m0 x6 h62 y940 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>e la ces<span class=\"_ _0\"></span>sion, <span class=\"_ _0\"></span>les variat<span class=\"_ _0\"></span>ions <span class=\"_ _0\"></span>accumul<span class=\"_ _0\"></span>\u00e9es de jus<span class=\"_ _0\"></span>te val<span class=\"_ _0\"></span><span class=\"lsde\">eur dans </span></div>\n<div class=\"t m0 x6 h62 y941 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres s<span class=\"_ _3\"></span>ont recycl\u00e9e<span class=\"_ _3\"></span>s via le<span class=\"_ _3\"></span> compte de <span class=\"_ _3\"></span>r\u00e9sultat. Le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> sur les tit<span class=\"_ _0\"></span>res dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9s via la</div>\n<div class=\"t m0 x6 h62 y943 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>u taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat effec<span class=\"_ _0\"></span>tif. L\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement p\u00e9<span class=\"_ _0\"></span>riodiq<span class=\"_ _0\"></span>ue et les</div>\n<div class=\"t m0 x6 h62 y944 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>our d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>ab<span class=\"lsde wsfa\">ilis\u00e9s dans le compte de<span class=\"_ _3\"></span> r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y945 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et les d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme des <span class=\"_ _0\"></span>produit<span class=\"_ _0\"></span>s lors <span class=\"_ _0\"></span>de leur</div>\n<div class=\"t m0 x6 h62 y946 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 345px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y9ed ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Aux portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>es d\u2019assu<span class=\"_ _0\"></span>rance o\u00f9 les p<span class=\"_ _0\"></span>rofits et pe<span class=\"_ _0\"></span>rtes non<span class=\"_ _0\"></span> r\u00e9alis\u00e9s su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y9ef ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> ont un impact direc<span class=\"_ _3\"></span>t sur l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssur<span class=\"lsdc wse8\">ance, </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, confor<span class=\"_ _0\"></span>m\u00e9ment \u00e0 l\u2019I<span class=\"_ _0\"></span>FRS 4. Cel<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>e que les vari<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span>s gains et pert<span class=\"_ _0\"></span>es non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s aff<span class=\"_ _0\"></span>ectent<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssurance et ne seron<span class=\"_ _3\"></span>t d\u00e8s lors pas inclus<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f3 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 167px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 546px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y97d ffab fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Date de <span class=\"lsde wsea\">transaction<span class=\"ls0 ws0\"> </span><span class=\"wseb\">et <span class=\"_ _3\"></span>de r\u00e8gl</span></span><span class=\"wse8\">ement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les ach<span class=\"_ _0\"></span>ats et vent<span class=\"_ _0\"></span>es d\u2019actif<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers imp<span class=\"_ _0\"></span>osant la liv<span class=\"_ _0\"></span>raison da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y97f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par des r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> ou par conve<span class=\"_ _0\"></span>ntion de mar<span class=\"_ _0\"></span>ch\u00e9</div>\n<div class=\"t m0 x1a h62 y980 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, qui est l<span class=\"_ _0\"></span>a date \u00e0 laquel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1a h62 y981 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas dev<span class=\"_ _0\"></span>ient part<span class=\"_ _0\"></span>ie aux disp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">contractuelles des actifs </span></span></div>\n<div class=\"t m0 x1a h62 y982 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y983 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les achats et<span class=\"_ _0\"></span> ventes \u00e0 te<span class=\"_ _0\"></span>rme autre<span class=\"_ _0\"></span>s que ceux im<span class=\"_ _0\"></span>posant<span class=\"_ _0\"></span> la livraiso<span class=\"_ _0\"></span>n dans</div>\n<div class=\"t m0 x1a h62 y985 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par la r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ation o<span class=\"_ _0\"></span>u la convent<span class=\"_ _0\"></span>ion de marc<span class=\"_ _0\"></span>h\u00e9 sont</div>\n<div class=\"t m0 x1a h62 y986 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> en tant q<span class=\"_ _0\"></span>ue trans<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s \u00e0 term<span class=\"_ _0\"></span>e sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9s jus<span class=\"_ _0\"></span>qu\u2019au</div>\n<div class=\"t m0 x1a h62 y987 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e8gle<span class=\"lsf0 ws104\">ment. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1a h7e yb0b ffab fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yb0c ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">IFRS des p<span class=\"_ _0\"></span>assifs f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>iers d\u00e9t<span class=\"_ _0\"></span>ermine l<span class=\"_ _0\"></span>eur \u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x1a h62 yb0d ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">leur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat de la m<span class=\"_ _0\"></span>ani\u00e8re su<span class=\"_ _0\"></span>ivante<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\"></span>Les passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais du<span class=\"ffa9\"><span class=\"lsdc wseb\"><span class=\"ls0 ws0\"><span class=\"lsde wsea\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb0f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de r\u00e9sultat incluent :<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y98d ffa9 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"><span class=\"lsdc wseb\">, <span class=\"_ _0\"></span>y </span></span></div>\n<div class=\"t m0 x134 h62 y98e ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compris le<span class=\"_ _3\"></span>s instrumen<span class=\"_ _3\"></span>ts d\u00e9riv\u00e9s ne<span class=\"_ _3\"></span> se quali<span class=\"_ _3\"></span>fiant pas <span class=\"_ _3\"></span>comme</div>\n<div class=\"t m0 x134 h62 yb10 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de couvert<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 yb11 ffa9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">ii)<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span>L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">es passifs finan<span class=\"_ _3\"></span>ciers qu\u2019Ageas a irr<span class=\"_ _3\"></span>\u00e9vocablement d\u00e9s<span class=\"_ _3\"></span>ign\u00e9s </span></span></div>\n<div class=\"t m0 x134 h62 yb12 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">lors de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale ou lors de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x134 h62 yb13 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">adoptio<span class=\"_ _0\"></span>n des IFRS co<span class=\"_ _0\"></span>mme d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais</div>\n<div class=\"t m0 x134 h62 yb14 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>, parce qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x134 h62 yb15 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e cont<span class=\"_ _0\"></span>rat h\u00f4te inc<span class=\"_ _0\"></span>lut un d\u00e9riv<span class=\"_ _0\"></span>\u00e9 incor<span class=\"_ _0\"></span>por\u00e9 qui dev<span class=\"_ _0\"></span>rait sino<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xfb h62 yb16 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00eatre s\u00e9par\u00e9,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 yb17 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er \u00e9limi<span class=\"_ _0\"></span>ne ou r<span class=\"lsde wseb\">\u00e9duit significat<span class=\"_ _3\"></span>ivement une </span></span></span></span></div>\n<div class=\"t m0 xfb h62 yb18 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incoh\u00e9r<span class=\"_ _0\"></span>ence dans l<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation ou la com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">non</span>-</span></div>\n<div class=\"t m0 xfb h62 yb19 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concordance<span class=\"_ _3\"></span> comptable<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"_ _3\"></span>, ou<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 ya70 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er rel\u00e8v<span class=\"_ _0\"></span>e d\u2019un grou<span class=\"_ _0\"></span>pe d\u2019actif<span class=\"_ _0\"></span>s et/ou de </span></span></span></div>\n<div class=\"t m0 xfb h62 ya71 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs g\u00e9r\u00e9s et d<span class=\"_ _0\"></span>ont la perf<span class=\"_ _0\"></span>ormance es<span class=\"_ _0\"></span>t \u00e9valu<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 xfb h62 ya72 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a <span class=\"lsde wsfa\">m\u00e9thode de la ju<span class=\"_ _3\"></span>ste valeur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya73 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wseb\">Les autres pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs sont i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 ya74 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion. Par l<span class=\"_ _0\"></span>a suite,</div>\n<div class=\"t m0 x6a h62 ya75 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> passifs <span class=\"lsde wsea\">financiers<span class=\"ls0 ws0\"> </span><span class=\"wseb\">sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti en<span class=\"_ _3\"></span> utilisant<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la m\u00e9tho<span class=\"_ _0\"></span>de du ta<span class=\"_ _0\"></span>ux d'in<span class=\"lsde\">t<span class=\"_ _0\"></span>\u00e9r\u00eat effe<span class=\"_ _3\"></span>ctif, avec<span class=\"_ _3\"></span> amortissement <span class=\"_ _3\"></span>p\u00e9riodique </span></div>\n<div class=\"t m0 x6a h62 ya77 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9 e<span class=\"_ _3\"></span>n compte de<span class=\"_ _3\"></span> r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya78 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya79 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les dettes subordon<span class=\"_ _3\"></span>n\u00e9es et les emprun<span class=\"_ _3\"></span>ts sont initia<span class=\"_ _3\"></span>lement</div>\n<div class=\"t m0 x1a h62 ya7a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> \u00e0 la juste vale<span class=\"_ _0\"></span>ur moins les<span class=\"_ _0\"></span> co\u00fbts de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 ya7b ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>urement<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amorti<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt <span class=\"wseb\">la m\u00e9t<span class=\"_ _0\"></span>hode du t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya7c ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if, avec am<span class=\"_ _0\"></span>ortisse<span class=\"_ _0\"></span>ment p\u00e9rio<span class=\"_ _0\"></span>dique en<span class=\"_ _0\"></span>regist<span class=\"_ _0\"></span>r\u00e9 en compte</div>\n<div class=\"t m0 x1a h62 yca8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y947 ffb1 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur est le mont<span class=\"_ _0\"></span>ant auq<span class=\"_ _0\"></span>uel un actif o<span class=\"_ _0\"></span>u un instrum<span class=\"_ _0\"></span>ent fina<span class=\"_ _0\"></span>ncier</div>\n<div class=\"t m0 x6 h62 y949 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">remis pourrai<span class=\"_ _3\"></span>t \u00eatre \u00e9<span class=\"_ _3\"></span>chang\u00e9 et un<span class=\"_ _3\"></span> passif r\u00e9g<span class=\"_ _3\"></span>l\u00e9, entre<span class=\"_ _3\"></span> parties bi<span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y94a ffaf fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">info<span class=\"lsde wseb\">r<span class=\"_ _3\"></span>m\u00e9es et <span class=\"_ _3\"></span>consentantes<span class=\"_ _3\"></span>, agissant da<span class=\"_ _3\"></span>ns des cond<span class=\"_ _3\"></span>itions de <span class=\"_ _3\"></span>pleine </span></div>\n<div class=\"t m0 x6 h62 y94b ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concurrence<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur pr\u00e9<span class=\"_ _0\"></span>sent\u00e9e est la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur nette (c<span class=\"_ _0\"></span>lean fai<span class=\"_ _0\"></span>r value),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffaf fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wseb\">dire la juste va<span class=\"_ _0\"></span>leur tot<span class=\"_ _0\"></span>ale moi<span class=\"_ _0\"></span>ns les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats <span class=\"_ _0\"></span>couru<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>o\u00fbts </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action. Le<span class=\"_ _0\"></span>s int\u00e9r\u00eat<span class=\"_ _0\"></span>s cour<span class=\"lsde wsfa\">us sont class\u00e9s s\u00e9par\u00e9ment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a9 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur d\u2019un pas<span class=\"_ _0\"></span>sif ou d\u2019un i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent de capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9ab ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">traduit l\u2019<span class=\"_ _3\"></span>effet du ri<span class=\"_ _3\"></span>sque de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span>perform<span class=\"_ _3\"></span>ance. Le ri<span class=\"_ _3\"></span>sque de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y9ac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lut, sa<span class=\"_ _0\"></span>ns s\u2019y li<span class=\"_ _0\"></span>miter, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e propr<span class=\"_ _0\"></span>e de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc05 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les princ<span class=\"_ _0\"></span>ipes de bas<span class=\"_ _0\"></span>e utilis\u00e9s l<span class=\"_ _0\"></span>ors de l\u2019<span class=\"wseb\">est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont </span></div>\n<div class=\"t m0 x6 h62 ya45 ffaf fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les su<span class=\"_ _3\"></span>ivant<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya46 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wseb\">M<span class=\"_ _3\"></span>aximisation du<span class=\"_ _3\"></span> recours <span class=\"_ _3\"></span>aux donn\u00e9es <span class=\"_ _3\"></span>(de march\u00e9<span class=\"_ _3\"></span>) observables<span class=\"_ _3\"></span> et </span></span></div>\n<div class=\"t m0 x5c h62 ya47 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">minimis<span class=\"_ _0\"></span>ation du re<span class=\"_ _0\"></span>cours aux d<span class=\"_ _0\"></span>onn\u00e9es<span class=\"_ _0\"></span> non observa<span class=\"_ _0\"></span>bles (co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x5c h62 ya48 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>ons et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>es)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya49 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>hang<span class=\"wsfa\">ement de m\u00e9t<span class=\"_ _3\"></span>hode d\u2019estimation<span class=\"_ _3\"></span> uniquem<span class=\"lsdc wse9\">ent lorsqu\u2019<span class=\"_ _0\"></span>une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya4a ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">am\u00e9lior<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> \u00eatre d\u00e9mo<span class=\"_ _0\"></span>ntr\u00e9e, o<span class=\"_ _0\"></span>u qu\u2019un cha<span class=\"_ _0\"></span>ngement es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x5c h62 ya4b ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire par s<span class=\"_ _0\"></span>uite des<span class=\"_ _0\"></span> modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de ma<span class=\"_ _0\"></span>rch\u00e9 ou</div>\n<div class=\"t m0 x5c h62 ya4c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la dispon<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors du calc<span class=\"_ _0\"></span>ul de la just<span class=\"_ _0\"></span>e valeur, la hi<span class=\"_ _0\"></span>\u00e9rarchi<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e est util<span class=\"_ _0\"></span>is\u00e9e pour</div>\n<div class=\"t m0 x6 h62 ya4f ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9t<span class=\"wse9\">ermi<span class=\"_ _0\"></span>ner la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fina<span class=\"_ _0\"></span>nciers p<span class=\"_ _0\"></span>ar des tech<span class=\"_ _0\"></span>niques </span></div>\n<div class=\"t m0 x6 h62 ya50 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation et po<span class=\"_ _0\"></span>ur la publi<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya51 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 1<span class=\"_ _3\"></span> : <span class=\"lsdc wseb\">les justes vale<span class=\"_ _0\"></span>urs so<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>es via l<span class=\"_ _0\"></span>es prix c<span class=\"_ _0\"></span>ot\u00e9s (n<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x5c h62 ya52 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s<span class=\"_ _0\"></span>) sur un marc<span class=\"_ _0\"></span>h\u00e9 actif pou<span class=\"_ _0\"></span>r des actif<span class=\"_ _0\"></span>s ou des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya53 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">identiques, ce<span class=\"_ _3\"></span> qui signifi<span class=\"lsdc wse9\">e que ces prix repr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x5c h62 ya54 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions r\u00e9<span class=\"_ _0\"></span>elles et int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nt r\u00e9guli\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> sur le march<span class=\"_ _0\"></span>\u00e9 dans</div>\n<div class=\"t m0 x5c h62 ya55 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des condit<span class=\"_ _0\"></span>ions de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce normal<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya56 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 2<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es autre<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 ya57 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des prix<span class=\"_ _0\"></span> cot\u00e9s au Nive<span class=\"_ _0\"></span>au<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">1 qui sont observab</span></span>les (sur le</div>\n<div class=\"t m0 x5c h62 ya58 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9), soi<span class=\"_ _3\"></span>t directemen<span class=\"_ _3\"></span>t (des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement (de<span class=\"_ _3\"></span>s donn\u00e9es</div>\n<div class=\"t m0 x5c h62 ya59 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e<span class=\"_ _0\"></span>s de prix, c<span class=\"_ _0\"></span>omme des ta<span class=\"_ _0\"></span>ux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat ou de chan<span class=\"_ _0\"></span>ge)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5a ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 3<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es qui ne<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya5b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas (t<span class=\"_ _0\"></span>otaleme<span class=\"_ _0\"></span>nt) bas\u00e9<span class=\"_ _0\"></span>es sur des donn<span class=\"_ _0\"></span>\u00e9es obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5c ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>o\u00fbt.</span><span class=\"ffaf\"> </span></span></div>\n<div class=\"t m0 x6 h62 ycaa ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ycab ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le niveau d<span class=\"_ _0\"></span>ans la hi\u00e9ra<span class=\"_ _0\"></span>rchie de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur dont re<span class=\"_ _0\"></span>l\u00e8ve enti\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ycac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r est d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>\u00e9 sur la b<span class=\"_ _0\"></span>ase <span class=\"lsde\">des donn\u00e9es du </span></div>\n<div class=\"t m0 x1a h62 ya1a ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau l<span class=\"_ _0\"></span>e plus f<span class=\"_ _0\"></span>aible qu<span class=\"_ _0\"></span>i soit si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif pou<span class=\"_ _0\"></span>r l\u2019\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n \u00e0 la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ya1b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son ent<span class=\"_ _0\"></span>i\u00e8ret\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1d ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9valua<span class=\"_ _3\"></span>tions de j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span> de niveau<span class=\"_ _3\"></span>x<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2 et</span> </span><span class=\"wsfa\">3 requi\u00e8ren<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 ya1e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion de tech<span class=\"_ _0\"></span>niques de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1f ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya20 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>nc<span class=\"wseb\">ier es<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 co<span class=\"_ _0\"></span>mme cot<span class=\"_ _0\"></span>\u00e9 sur un m<span class=\"_ _0\"></span>arch\u00e9 act<span class=\"_ _0\"></span>if si </span></div>\n<div class=\"t m0 x1a h62 ya21 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cours so<span class=\"_ _0\"></span>nt ais\u00e9m<span class=\"_ _0\"></span>ent et r\u00e9gu<span class=\"_ _0\"></span>li\u00e8r<span class=\"lsde wseb\">ement disponibles au<span class=\"_ _3\"></span>pr\u00e8s d'une </span></div>\n<div class=\"t m0 x1a h62 ya22 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsdc wse9\">ourse, d'un co<span class=\"_ _0\"></span>urtier, d'<span class=\"_ _0\"></span>un n\u00e9goc<span class=\"_ _0\"></span>iateu<span class=\"_ _0\"></span>r, d'un sect<span class=\"_ _0\"></span>eur d'act<span class=\"_ _0\"></span>ivit\u00e9, d'<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x1a h62 ya23 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service d'<span class=\"_ _0\"></span>\u00e9valu<span class=\"_ _0\"></span>ation des pri<span class=\"_ _0\"></span>x ou d'une<span class=\"_ _0\"></span> agence r\u00e9g<span class=\"_ _0\"></span>lementai<span class=\"_ _0\"></span>re et que <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 ya24 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prix repr\u00e9sen<span class=\"_ _3\"></span>tent des transactio<span class=\"_ _3\"></span>ns r\u00e9elles et inter<span class=\"_ _3\"></span>venant r\u00e9guli\u00e8r<span class=\"_ _3\"></span>ement</div>\n<div class=\"t m0 x1a h62 ya25 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ma<span class=\"_ _0\"></span>rch\u00e9 da<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce norm<span class=\"_ _0\"></span>ale. Lors<span class=\"_ _0\"></span>qu\u2019un</div>\n<div class=\"t m0 x1a h62 ya26 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ent fin<span class=\"_ _0\"></span>ancier e<span class=\"_ _0\"></span>st n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et liqui<span class=\"_ _0\"></span>de, son <span class=\"_ _0\"></span>prix</div>\n<div class=\"t m0 x1a h62 ya27 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa val<span class=\"_ _0\"></span>eur cot<span class=\"_ _0\"></span>\u00e9s sur le m<span class=\"_ _0\"></span>arch\u00e9 f<span class=\"_ _0\"></span>ourn<span class=\"wse9\">is<span class=\"_ _0\"></span>sent la mei<span class=\"_ _0\"></span>lleur<span class=\"_ _0\"></span>e indicat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x1a h62 ya28 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa juste va<span class=\"_ _0\"></span>leur. Au<span class=\"_ _0\"></span>cune modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n n\u2019est app<span class=\"_ _0\"></span>ort\u00e9e \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya29 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour d\u2019im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s, \u00e0 moins qu\u2019<span class=\"_ _0\"></span>il n\u2019y ait un acc<span class=\"_ _0\"></span>ord</div>\n<div class=\"t m0 x1a h62 ya2a ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraignant de<span class=\"_ _3\"></span> vendre les actio<span class=\"_ _3\"></span>ns \u00e0 des prix au<span class=\"_ _3\"></span>tres que ceux du</div>\n<div class=\"t m0 x1a h62 ya2b ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9. Le<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">rix cot\u00e9 sur le m<span class=\"_ _0\"></span>arch\u00e9 pour u<span class=\"_ _0\"></span>n actif d\u00e9t<span class=\"_ _0\"></span>enu ou un pass<span class=\"_ _0\"></span>if \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ya2c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettre est<span class=\"_ _0\"></span> le cours ve<span class=\"_ _0\"></span>ndeur act<span class=\"_ _0\"></span>uel, et,<span class=\"_ _0\"></span> pour un actif \u00e0 ac<span class=\"_ _0\"></span>qu\u00e9rir o<span class=\"_ _0\"></span>u un</div>\n<div class=\"t m0 x1a h62 ya2d ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif d\u00e9t<span class=\"_ _0\"></span>enu, le cou<span class=\"_ _0\"></span>rs achet<span class=\"_ _0\"></span>eur. Lor<span class=\"_ _0\"></span>squ\u2019Ag<span class=\"_ _0\"></span>eas poss\u00e8d<span class=\"_ _0\"></span>e des actifs<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 ya2e ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des passifs don<span class=\"_ _3\"></span>t les risques de mar<span class=\"_ _3\"></span>ch\u00e9 sont oppos\u00e9s, le<span class=\"_ _3\"></span> cours moyen</div>\n<div class=\"t m0 x1a h62 ya2f ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est utilis<span class=\"_ _0\"></span>\u00e9 pour d\u00e9t<span class=\"_ _0\"></span>ermine<span class=\"_ _0\"></span>r la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de r\u00e9duc<span class=\"_ _0\"></span>tion im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>e du volume ou<span class=\"_ _0\"></span> du niveau d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ycaf ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un actif ou un pa<span class=\"_ _0\"></span>ssif, les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions ou les<span class=\"_ _0\"></span> prix cot\u00e9s s<span class=\"_ _0\"></span>ont r\u00e9vis<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x1a h62 ycb0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une techni<span class=\"_ _0\"></span>que alte<span class=\"_ _0\"></span>rnative de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation ou plus<span class=\"_ _0\"></span>ieurs<span class=\"ls0 ws0\"> </span>tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>ar exemple t<span class=\"_ _0\"></span>echniq<span class=\"_ _0\"></span>ues de valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e) pe<span class=\"_ _0\"></span>uvent \u00eatre<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb2 ffaf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">utilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycb3 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycb4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>aucun pri<span class=\"_ _0\"></span>x n\u2019est dis<span class=\"_ _0\"></span>ponible s<span class=\"_ _0\"></span>ur un march<span class=\"_ _0\"></span>\u00e9 actif, les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycb5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont est<span class=\"_ _0\"></span>im\u00e9es e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e ou d\u2019aut<span class=\"_ _0\"></span>res m<span class=\"_ _0\"></span>\u00e9thodes<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb6 ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ati<span class=\"lsde wsfa\">on bas\u00e9es sur des donn\u00e9es obs<span class=\"_ _3\"></span>ervables sur le<span class=\"_ _3\"></span> march\u00e9 existant </span></div>\n<div class=\"t m0 x1a h62 ycb7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de rep<span class=\"_ _0\"></span>orting.<span class=\"_ _0\"></span> Les donn\u00e9<span class=\"_ _0\"></span>es peuvent<span class=\"_ _0\"></span> \u00eatre direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb8 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (par exemple,<span class=\"_ _3\"></span> des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement obser<span class=\"_ _3\"></span>vables (par<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycb9 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple, de<span class=\"_ _3\"></span>s donn\u00e9es d\u00e9r<span class=\"_ _3\"></span>iv\u00e9es de p<span class=\"_ _3\"></span>rix, comme<span class=\"_ _3\"></span> des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat ou<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ycba ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change). Quan<span class=\"_ _3\"></span>d Ageas u<span class=\"_ _3\"></span>tilise de<span class=\"_ _3\"></span>s donn\u00e9es quan<span class=\"_ _3\"></span>titatives no<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 ycbb ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles lors d<span class=\"_ _0\"></span>e l\u2019\u00e9valua<span class=\"_ _0\"></span>tion de la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r, ceux<span class=\"ls0 ws0\">-</span>ci ne so<span class=\"_ _0\"></span>nt pas</div>\n<div class=\"t m0 x1a h62 ycbc ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9labor<span class=\"_ _0\"></span>\u00e9es en inter<span class=\"_ _0\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycbd ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycbe ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas uti<span class=\"_ _0\"></span>lise les m\u00e9t<span class=\"_ _0\"></span>hodes de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation cour<span class=\"_ _0\"></span>amment pr<span class=\"_ _0\"></span>atiqu\u00e9<span class=\"_ _0\"></span>es par</div>\n<div class=\"t m0 x1a h62 ycbf ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les acteurs<span class=\"_ _3\"></span> de march\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">fixer le prix d'un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e8s lors que c<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycc0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> de valori<span class=\"_ _0\"></span>sation ont<span class=\"_ _0\"></span> prouv\u00e9 leu<span class=\"_ _0\"></span>r aptitu<span class=\"_ _0\"></span>de \u00e0 fournir de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc1 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indicat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>ables. Le<span class=\"_ _0\"></span>s m\u00e9tho<span class=\"_ _0\"></span>des d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on qui s<span class=\"_ _0\"></span>ont bien <span class=\"_ _0\"></span>\u00e9tablie<span class=\"_ _0\"></span>s sur</div>\n<div class=\"t m0 x1a h62 ycc2 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les march<span class=\"_ _0\"></span>\u00e9s financ<span class=\"_ _0\"></span>iers comp<span class=\"_ _0\"></span>rennent<span class=\"_ _0\"></span> les op\u00e9rati<span class=\"_ _0\"></span>ons de mar<span class=\"_ _0\"></span>ch\u00e9 r\u00e9cent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ycc3 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e (dont l<span class=\"_ _0\"></span>es mod\u00e8l<span class=\"_ _0\"></span>es d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ycc4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span>) et le co\u00fbt de rem<span class=\"_ _0\"></span>placem<span class=\"_ _0\"></span>ent actu<span class=\"_ _0\"></span>el. Une m\u00e9th<span class=\"_ _0\"></span>ode d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ycc5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">accepta<span class=\"_ _0\"></span>ble int\u00e8<span class=\"_ _0\"></span>gre tou<span class=\"_ _0\"></span>s les fac<span class=\"_ _0\"></span>teurs d<span class=\"_ _0\"></span>ont tie<span class=\"_ _0\"></span>ndraie<span class=\"_ _0\"></span>nt compte<span class=\"_ _0\"></span> les act<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycc6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du march\u00e9 lo<span class=\"_ _0\"></span>rs de la fixat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>ix,<span class=\"ls0 ws0\"> </span>et devrait<span class=\"_ _0\"></span> \u00eatre comp<span class=\"_ _0\"></span>atibl<span class=\"_ _0\"></span>e avec</div>\n<div class=\"t m0 x1a h62 ycc7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les m\u00e9tho<span class=\"_ _0\"></span>des \u00e9conom<span class=\"_ _0\"></span>iques r<span class=\"_ _0\"></span>econnue<span class=\"_ _0\"></span>s pour \u00e9val<span class=\"_ _0\"></span>uer les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc8 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> Ces techniques compor<span class=\"_ _3\"></span>tent des limites inh\u00e9<span class=\"_ _3\"></span>rentes, touchan<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ycc9 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le l\u2019esti<span class=\"_ _0\"></span>mation du t<span class=\"_ _0\"></span>aux d\u2019ac<span class=\"_ _0\"></span>tualisat<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 en fonct<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x1a h62 ycca ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. L\u2019util<span class=\"_ _3\"></span>isation d\u2019hypo<span class=\"_ _3\"></span>th\u00e8ses et de jugeme<span class=\"_ _3\"></span>nts diff\u00e9rentes<span class=\"_ _3\"></span>, pourrait</div>\n<div class=\"t m0 x1a h62 yccb ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produire une ju<span class=\"_ _3\"></span>ste valeur diff\u00e9ren<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yccc ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yccd ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> niveau <span class=\"_ _0\"></span>3 sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ensibl<span class=\"_ _0\"></span>es \u00e0 une v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ycce ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie futurs at<span class=\"_ _0\"></span>tendus et<span class=\"_ _0\"></span>, de ce fait, le<span class=\"_ _0\"></span>ur juste val<span class=\"_ _0\"></span>eur var<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 yccf ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">proportionn<span class=\"lsdc wse9\">ellement aux mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions de ces<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 ycd0 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments d<span class=\"_ _0\"></span>e nive<span class=\"_ _0\"></span>au 3 sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycd1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al (OCI).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 923px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 734px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 157px; height: 949px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et les hyp<span class=\"_ _0\"></span>oth\u00e8ses ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s lors<span class=\"ls0 ws0\"> </span>de la d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>ation de la</div>\n<div class=\"t m0 x6 h62 y8b2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9pe<span class=\"_ _0\"></span>ndent en gr<span class=\"_ _0\"></span>ande part<span class=\"_ _0\"></span>ie du fait que l'i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent soit ou</div>\n<div class=\"t m0 x6 h62 y8b3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur les m<span class=\"_ _0\"></span>arch\u00e9s fin<span class=\"_ _0\"></span>anciers,<span class=\"_ _0\"></span> et du type d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion qui</div>\n<div class=\"t m0 x6 h62 y93e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre ut<span class=\"_ _0\"></span>ilis\u00e9 da<span class=\"_ _0\"></span>ns les mod\u00e8le<span class=\"_ _0\"></span>s d'\u00e9valu<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y93f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sum\u00e9e<span class=\"_ _0\"></span>s les diff\u00e9<span class=\"_ _0\"></span>rentes m<span class=\"_ _0\"></span>\u00e9thodes de<span class=\"_ _0\"></span> traiteme<span class=\"_ _0\"></span>nt de la just<span class=\"_ _0\"></span>e valeur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">La juste valeur <span class=\"_ _0\"></span>des tit<span class=\"_ _0\"></span>res clas<span class=\"_ _0\"></span>s\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponible<span class=\"_ _0\"></span>s \u00e0 la vent<span class=\"_ _0\"></span>e ou \u00e0 </span></span></div>\n<div class=\"t m0 x5c h62 y941 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais du compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9e su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y942 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base des co<span class=\"_ _0\"></span>urs de marc<span class=\"_ _0\"></span>h\u00e9s actifs<span class=\"_ _0\"></span>. S\u2019il n\u2019y a pas d<span class=\"_ _0\"></span>e cours de</div>\n<div class=\"t m0 x5c h62 y943 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">actifs disponib<span class=\"_ _0\"></span>les, la jus<span class=\"_ _0\"></span>te valeur es<span class=\"_ _0\"></span>t d\u00e9ter<span class=\"_ _0\"></span>min\u00e9e sur la </span></span></div>\n<div class=\"t m0 x5c h62 y944 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">base de mod<span class=\"_ _0\"></span>\u00e8les d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation des fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie. <span class=\"lsff ws124\">En </span></div>\n<div class=\"t m0 x5c h62 y945 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>ulier pour les<span class=\"_ _0\"></span> titres a<span class=\"_ _0\"></span>doss\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actifs, le<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y946 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us utilis\u00e9s<span class=\"_ _0\"></span> tienne<span class=\"_ _0\"></span>nt compte de<span class=\"_ _0\"></span>s crit\u00e8r<span class=\"_ _0\"></span>es de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 y9ed ffb4 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">in<span class=\"lsdc wse9\">itiaux<span class=\"_ _0\"></span>, les param<span class=\"_ _0\"></span>\u00e8tres de l\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>eur (com<span class=\"_ _0\"></span>me \u00e2ge et not<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x5c h62 y9ee ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>), les ratios p<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\">-</span>valeu<span class=\"_ _0\"></span>r, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution pr\u00e9v<span class=\"_ _0\"></span>ue des prix de</div>\n<div class=\"t m0 x5c h62 y9ef ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> et des ta<span class=\"_ _3\"></span>ux attendus <span class=\"_ _3\"></span>de pr\u00e9paiem<span class=\"_ _3\"></span>ent. <span class=\"wsfa\">Les facteu<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x5c h62 y9f0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n reposent<span class=\"_ _0\"></span> sur une cou<span class=\"_ _0\"></span>rbe de swa<span class=\"_ _0\"></span>ps, plus un sp<span class=\"_ _0\"></span>read</div>\n<div class=\"t m0 x5c h62 y9f1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ref<span class=\"lsde wsfa\">l\u00e9tant le profil de ri<span class=\"_ _3\"></span>sque de l\u2019instrumen<span class=\"_ _3\"></span>t. Les justes<span class=\"_ _3\"></span> valeurs des </span></div>\n<div class=\"t m0 x5c h62 y9f2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">titres c<span class=\"_ _0\"></span>lass\u00e9s c<span class=\"_ _0\"></span>omme d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance (u<span class=\"_ _0\"></span>niquem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x5c h62 y9f3 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aires po<span class=\"_ _0\"></span>ur les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions \u00e0 f<span class=\"_ _0\"></span>ournir) s<span class=\"_ _0\"></span>ont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y9f4 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suivant les m\u00eames p<span class=\"_ _3\"></span>rincipes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f5 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">Les justes val<span class=\"_ _0\"></span>eurs des<span class=\"_ _0\"></span> instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>n<span class=\"lsde\">anciers d\u00e9riv\u00e9s<span class=\"_ _3\"></span> sont ob<span class=\"_ _3\"></span>tenues </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f6 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 partir <span class=\"_ _0\"></span>des marc<span class=\"_ _0\"></span>h\u00e9s act<span class=\"_ _0\"></span>ifs ou s<span class=\"_ _0\"></span>ont \u00e9tab<span class=\"_ _0\"></span>lies, s<span class=\"_ _0\"></span>elon le c<span class=\"_ _0\"></span>as, au m<span class=\"_ _0\"></span>oyen</div>\n<div class=\"t m0 x5c h62 y9f7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de mod\u00e8le<span class=\"_ _0\"></span>s d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie et de mod<span class=\"_ _0\"></span>\u00e8les</div>\n<div class=\"t m0 x5c h62 y9f8 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> options. Le<span class=\"_ _0\"></span>s prix de marc<span class=\"_ _0\"></span>h\u00e9 fournis<span class=\"_ _0\"></span>sent la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x5c h62 y9f9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur la plus<span class=\"_ _3\"></span> fiable pour <span class=\"lsdc wse9\">les d\u00e9riv\u00e9s n\u00e9<span class=\"_ _0\"></span>goci\u00e9s s<span class=\"_ _0\"></span>ur un march\u00e9 </span></div>\n<div class=\"t m0 x5c h62 y9fa ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">reconnu. Pour<span class=\"_ _3\"></span> les produ<span class=\"_ _3\"></span>its d\u00e9ri<span class=\"_ _3\"></span>v\u00e9s non n\u00e9goc<span class=\"_ _3\"></span>i\u00e9s sur un m<span class=\"_ _3\"></span>arch\u00e9</div>\n<div class=\"t m0 x5c h62 y9fb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reconn<span class=\"_ _0\"></span>u, on consid<span class=\"_ _0\"></span>\u00e8re que la just<span class=\"_ _0\"></span>e valeur est<span class=\"_ _0\"></span> la valeur q<span class=\"_ _0\"></span>ui pourr<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x5c h62 y9fc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00eatre r\u00e9alis<span class=\"_ _3\"></span>\u00e9e en c\u00e9dan<span class=\"_ _3\"></span>t ou en l<span class=\"_ _3\"></span>iquidant l<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>t d\u00e9riv\u00e9. Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y9fd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> qui influ<span class=\"_ _0\"></span>encent l'<span class=\"lsde wseb\">\u00e9valuation d'un produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9 indi<span class=\"_ _3\"></span>viduel </span></div>\n<div class=\"t m0 x5c h62 y9fe ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>nent la <span class=\"_ _0\"></span>qualit<span class=\"_ _0\"></span>\u00e9 de cr\u00e9d<span class=\"_ _0\"></span>it de la<span class=\"_ _0\"></span> contrep<span class=\"_ _0\"></span>artie et <span class=\"_ _0\"></span>la comp<span class=\"_ _0\"></span>lexit\u00e9</div>\n<div class=\"t m0 x5c h62 y9ff ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9. S<span class=\"_ _3\"></span>i ces fac<span class=\"_ _3\"></span>teurs diff\u00e8<span class=\"_ _3\"></span>rent des f<span class=\"_ _3\"></span>acteurs de<span class=\"_ _3\"></span> base qui</div>\n<div class=\"t m0 x5c h62 ya00 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wseb\">tende<span class=\"_ _3\"></span>nt le prix,<span class=\"_ _3\"></span> un ajus<span class=\"_ _3\"></span>tement au pri<span class=\"_ _3\"></span>x de march\u00e9<span class=\"_ _3\"></span> est pri<span class=\"_ _3\"></span>s en </span></div>\n<div class=\"t m0 x5c h62 ya01 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte. L<span class=\"_ _0\"></span><span class=\"wseb\">es m\u00e9th<span class=\"_ _0\"></span>odes d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion cour<span class=\"_ _0\"></span>antes <span class=\"_ _0\"></span>pour un s<span class=\"_ _0\"></span>wap de </span></div>\n<div class=\"t m0 x5c h62 ya02 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent un<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>aison d<span class=\"_ _0\"></span>u taux d<span class=\"_ _0\"></span>u swap av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x5c h62 ya03 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la courbe de tau<span class=\"_ _3\"></span>x actuelle du swap<span class=\"_ _3\"></span>. La courbe de taux du<span class=\"_ _3\"></span> swap est</div>\n<div class=\"t m0 x5c h62 ya04 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e d<span class=\"_ _0\"></span>es taux de ma<span class=\"_ _0\"></span>rch\u00e9 des sw<span class=\"_ _0\"></span>aps. Des p<span class=\"_ _0\"></span>rix d\u2019acha<span class=\"_ _0\"></span>t et de</div>\n<div class=\"t m0 x5c h62 ya05 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente sont<span class=\"_ _0\"></span> g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es pour des sw<span class=\"_ _0\"></span>aps de taux</div>\n<div class=\"t m0 x5c h62 ya06 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat coura<span class=\"_ _0\"></span>nts conclus<span class=\"_ _0\"></span> avec des co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ies dont<span class=\"_ _0\"></span> les titres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x5c h62 ya07 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">b\u00e9n\u00e9ficient d\u2019u<span class=\"_ _3\"></span>ne notation \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">investment g<span class=\"_ _3\"></span>rade<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wse9\">Les justes valeurs<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s priv\u00e9es n<span class=\"_ _0\"></span>on cot\u00e9es s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x5c h62 ya09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s au moyen de m<span class=\"_ _0\"></span>ultiples<span class=\"_ _0\"></span> de m<span class=\"lsde wsfa\">arch\u00e9 appropri\u00e9<span class=\"_ _3\"></span>s (par </span></div>\n<div class=\"t m0 x5c h62 ya0a ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> le ratio c<span class=\"_ _0\"></span>ours/b\u00e9<span class=\"_ _0\"></span>n\u00e9fices o<span class=\"_ _0\"></span>u le ratio cou<span class=\"_ _0\"></span>rs/flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 ya0b ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie)<span class=\"_ _3\"></span>, affin\u00e9s a<span class=\"_ _3\"></span>fin de re<span class=\"_ _3\"></span>fl\u00e9ter les<span class=\"_ _3\"></span> caract\u00e9rist<span class=\"_ _3\"></span>iques parti<span class=\"_ _3\"></span>culi\u00e8res</div>\n<div class=\"t m0 x5c h62 ya0c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur. Les<span class=\"_ _0\"></span> \u00e9valuati<span class=\"_ _0\"></span>ons de niv<span class=\"_ _0\"></span>eau 3 pour le ca<span class=\"_ _0\"></span>pital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 ya0d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> et le capit<span class=\"_ _0\"></span>al \u00e0 risque ut<span class=\"_ _0\"></span>ilisent l<span class=\"_ _0\"></span>es justes v<span class=\"_ _0\"></span>aleurs</div>\n<div class=\"t m0 x5c h62 ya0e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9<span class=\"_ _0\"></span>es dans les \u00e9ta<span class=\"_ _0\"></span>ts fina<span class=\"_ _0\"></span>nciers audit<span class=\"_ _0\"></span>\u00e9s des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 ya0f ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concern\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wseb\">L<span class=\"_ _3\"></span>es justes<span class=\"_ _3\"></span> valeurs des<span class=\"_ _3\"></span> emprunts e<span class=\"_ _3\"></span>t des emprun<span class=\"_ _3\"></span>ts subordonn\u00e9<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x5c h62 ya11 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mis sont \u00e9t<span class=\"_ _0\"></span>ablies au m<span class=\"_ _0\"></span>oyen de mo<span class=\"_ _0\"></span>d\u00e8les d\u2019a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x5c h62 ya12 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt les ta<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ux d\u2019int\u00e9r\u00eat marg<span class=\"_ _3\"></span>inaux cr\u00e9diteu<span class=\"_ _3\"></span>rs actuels </span></div>\n<div class=\"t m0 x5c h62 ya13 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> pour des emp<span class=\"_ _0\"></span>runts simi<span class=\"_ _0\"></span>laires<span class=\"_ _0\"></span>. En ce qui conc<span class=\"_ _0\"></span>erne les pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya14 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux varia<span class=\"_ _0\"></span>ble qui \u00e9vol<span class=\"_ _0\"></span>uent fr\u00e9<span class=\"_ _0\"></span>quemment<span class=\"_ _0\"></span> et ne pr\u00e9se<span class=\"_ _0\"></span>ntent aucu<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x5c h62 ya15 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative du <span class=\"_ _0\"></span>risque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, les jus<span class=\"_ _0\"></span>tes val<span class=\"_ _0\"></span>eurs s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x5c h62 ya16 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">liss\u00e9es pa<span class=\"_ _3\"></span><span class=\"lsdc wse9\">r la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le. Des mod<span class=\"_ _0\"></span>\u00e8les d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des </span></div>\n<div class=\"t m0 x5c h62 ya17 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span> sont utilis<span class=\"_ _0\"></span>\u00e9s pour \u00e9v<span class=\"_ _0\"></span>aluer les v<span class=\"_ _0\"></span>aleurs pl<span class=\"_ _0\"></span>afonds et<span class=\"_ _0\"></span> les clauses</div>\n<div class=\"t m0 x5c h62 ya18 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de remb<span class=\"_ _0\"></span>oursem<span class=\"_ _0\"></span>ent antic<span class=\"_ _0\"></span>ip\u00e9 pr\u00e9<span class=\"_ _0\"></span>vues dan<span class=\"_ _0\"></span>s les co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e pr\u00eat, <span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x5c h62 ya19 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui sont isol\u00e9e<span class=\"_ _3\"></span>s conform\u00e9men<span class=\"_ _3\"></span>t au r\u00e9f\u00e9rentiel I<span class=\"_ _3\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wsfa\">L<span class=\"_ _3\"></span>es justes valeur<span class=\"_ _3\"></span>s</span><span class=\"ffb4\"> <span class=\"lsde wseb\">des enga<span class=\"_ _3\"></span>gements e<span class=\"_ _3\"></span>t garanties h<span class=\"_ _3\"></span>ors bilan <span class=\"_ _3\"></span>se </span></span></span></div>\n<div class=\"t m0 x5c h62 ycd4 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">basent s<span class=\"_ _0\"></span>ur les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons act<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent fac<span class=\"_ _0\"></span>tur\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x133 h62 ycd5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">signature de con<span class=\"_ _3\"></span>trats similaire<span class=\"_ _3\"></span>s, compte tenu de<span class=\"_ _3\"></span>s autres condition<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x133 h62 ycd6 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et modalit<span class=\"_ _0\"></span>\u00e9s des cont<span class=\"_ _0\"></span>rats et de l<span class=\"_ _0\"></span>a solvabil<span class=\"_ _0\"></span>it\u00e9 des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd7 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycd8 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">instruments<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers qui ne sont<span class=\"_ _0\"></span> pas n\u00e9goci<span class=\"_ _0\"></span>\u00e9s sur des ma<span class=\"_ _0\"></span>rch\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ycd9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organis\u00e9s son<span class=\"_ _3\"></span>t souvent n\u00e9goci\u00e9s<span class=\"_ _3\"></span> sur des march\u00e9s de gr\u00e9<span class=\"_ _3\"></span> \u00e0 gr\u00e9 o\u00f9 des</div>\n<div class=\"t m0 x1a h62 ycda ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prix de marc<span class=\"_ _0\"></span>h\u00e9 peuv<span class=\"_ _0\"></span>ent \u00eatre obt<span class=\"_ _0\"></span>enus aup<span class=\"_ _0\"></span>r\u00e8s des op\u00e9r<span class=\"_ _0\"></span>ateurs o<span class=\"_ _0\"></span>u d'autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ycdb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>. Des prix sont<span class=\"_ _0\"></span> disponi<span class=\"_ _0\"></span>bles aupr<span class=\"_ _0\"></span>\u00e8s de di<span class=\"wseb\">ver<span class=\"_ _0\"></span>ses sou<span class=\"_ _0\"></span>rces </span></div>\n<div class=\"t m0 x1a h62 ycdc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour beauco<span class=\"_ _3\"></span>up d'instru<span class=\"_ _3\"></span>ments financ<span class=\"_ _3\"></span>iers n\u00e9goci\u00e9s<span class=\"_ _3\"></span> de mani\u00e8re<span class=\"_ _3\"></span> r\u00e9guli\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycdd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les marc<span class=\"_ _0\"></span>h\u00e9s de gr\u00e9 \u00e0 gr<span class=\"_ _0\"></span>\u00e9. Ces sourc<span class=\"_ _0\"></span>es comp<span class=\"_ _0\"></span>rennent<span class=\"ls0 ws0\"> : </span>la presse</div>\n<div class=\"t m0 x1a h62 ycde ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, di<span class=\"_ _3\"></span>verses publica<span class=\"_ _3\"></span>tions et services de<span class=\"_ _3\"></span> reporting financ<span class=\"_ _3\"></span>ier, ainsi</div>\n<div class=\"t m0 x1a h62 ycdf ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des tene<span class=\"_ _0\"></span>urs de ma<span class=\"_ _0\"></span>rch\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce0 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La<span class=\"ls0 ws0\"> </span><span class=\"wse9\">m\u00e9thod<span class=\"_ _0\"></span>ologie ut<span class=\"_ _0\"></span>ilis\u00e9e pou<span class=\"_ _0\"></span>r la d\u00e9term<span class=\"_ _0\"></span>inatio<span class=\"_ _0\"></span>n de la juste val<span class=\"_ _0\"></span>eur des </span></div>\n<div class=\"t m0 x1a h62 yce2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>ancier<span class=\"_ _0\"></span>s, com<span class=\"_ _0\"></span>me d\u00e9crit <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-</span><span class=\"wse9\">dessus, n<span class=\"_ _0\"></span>\u2019a pas \u00e9t\u00e9 mo<span class=\"_ _0\"></span>difi\u00e9e </span></div>\n<div class=\"t m0 x1a h62 yce3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite \u00e0 la pan<span class=\"_ _0\"></span>d\u00e9mie Cov<span class=\"_ _0\"></span>id<span class=\"ls0 ws0\">-</span><span class=\"wseb\">19. Da<span class=\"_ _0\"></span>ns le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant,<span class=\"_ _0\"></span> la d\u00e9te<span class=\"_ _0\"></span>rminati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x1a h62 yce4 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers tie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">compte d<span class=\"_ _0\"></span>es incert<span class=\"_ _0\"></span>itudes </span></div>\n<div class=\"t m0 x1a h62 yce5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">additionnelle<span class=\"_ _3\"></span>s li\u00e9es \u00e0 la pand\u00e9<span class=\"_ _3\"></span>mie Covid<span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yce6 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur l\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de ces m\u00e9th<span class=\"_ _0\"></span>odes de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 yce8 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses se t<span class=\"_ _0\"></span>rouvent<span class=\"_ _0\"></span> dans le<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s notes correspon<span class=\"_ _3\"></span>dantes de ces e<span class=\"lsdd wse9\">tats </span></span></div>\n<div class=\"t m0 x1a h62 yce9 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 772px; height: 309px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 924px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h7e ycad ffb8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compens<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s actif<span class=\"lsdd ws11a\">s et des passifs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycae ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs sont c<span class=\"_ _0\"></span>ompens\u00e9<span class=\"_ _0\"></span>s et le m<span class=\"_ _0\"></span>ontant <span class=\"_ _0\"></span>net</div>\n<div class=\"t m0 x1a h62 ycaf ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est i<span class=\"_ _0\"></span>nscrit da<span class=\"_ _0\"></span>ns l\u2019\u00e9t<span class=\"_ _0\"></span>at de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re s<span class=\"_ _0\"></span>\u2019il exist<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x1a h62 ycb0 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">droit l\u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt applic<span class=\"_ _0\"></span>able de c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nser les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x1a h62 ycb1 ffb4 fs43 fc15 sc0 ls109 ws104\" style=\"z-index: 15;\">qu\u2019il y a <span class=\"lsdc wse9\">une inte<span class=\"_ _0\"></span>ntion de pr<span class=\"_ _0\"></span>oc\u00e9der \u00e0 u<span class=\"_ _0\"></span>n r\u00e8gleme<span class=\"_ _0\"></span>nt net, ou de r\u00e9a<span class=\"_ _0\"></span>liser </span></div>\n<div class=\"t m0 x1a h62 ycb2 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019actif e<span class=\"_ _3\"></span>t de r\u00e9gler<span class=\"_ _3\"></span> le passi<span class=\"_ _3\"></span>f simultan\u00e9men<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 662px; height: 89px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 845px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya5a ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ya6f ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf0 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> pr\u00eat\u00e9s \u00e0 des<span class=\"_ _0\"></span> contrepa<span class=\"_ _0\"></span>rties rest<span class=\"_ _0\"></span>ent d<span class=\"wseb\">ans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la sit<span class=\"_ _0\"></span>uation </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. De m<span class=\"_ _0\"></span>\u00eame, l<span class=\"_ _0\"></span>es titres<span class=\"_ _0\"></span> emprunt<span class=\"_ _0\"></span>\u00e9s ne s<span class=\"_ _0\"></span>ont pas <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilis\u00e9s</div>\n<div class=\"t m0 x1a h62 ycf2 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span> Si les titres emprunt\u00e9s sont vendus</div>\n<div class=\"t m0 x1a h62 ycf3 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation de</div>\n<div class=\"t m0 x1a h62 ycf4 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer la</div>\n<div class=\"t m0 x1a h62 ycf5 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.</div>\n<div class=\"t m0 x1a h62 ycf6 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titres</div>\n<div class=\"t m0 x1a h62 ycf7 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb<span class=\"wsea\"><span class=\"ls0 ws0\"><span class=\"lsdc wse8\">.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 347px; height: 372px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ya78 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nts de tr\u00e9s<span class=\"_ _0\"></span>orerie <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya79 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La tr\u00e9so<span class=\"_ _0\"></span>rerie et les \u00e9qu<span class=\"_ _0\"></span>ivalent<span class=\"_ _0\"></span>s de tr\u00e9so<span class=\"_ _0\"></span>rerie com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt l\u2019enca<span class=\"_ _0\"></span>isse,</div>\n<div class=\"t m0 x1a h62 ya7a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les soldes dispo<span class=\"_ _3\"></span>nibles aupr\u00e8s de banqu<span class=\"_ _3\"></span>es (centrales)<span class=\"_ _3\"></span> et d\u2019autres<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya7b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers \u00e9ch\u00e9ant \u00e0<span class=\"_ _3\"></span> moins de trois <span class=\"lsdc wse9\">mois \u00e0 dater de le<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x1a h62 ya7c ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 252px; height: 73px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 225px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ycf9 ffbe fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Immeubles de pla<span class=\"_ _0\"></span>cement<span class=\"_ _0\"></span> et immeubl<span class=\"_ _0\"></span>es d\u00e9ten<span class=\"_ _0\"></span>us pour un us<span class=\"_ _0\"></span>age </span></span></div>\n<div class=\"t m0 x134 h62 ycfa ffbe fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ycfb ffc0 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus po<span class=\"_ _0\"></span>ur u<span class=\"lsde wseb\">sage propre<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles cla<span class=\"_ _0\"></span>ss\u00e9s com<span class=\"_ _0\"></span>me d\u00e9tenus po<span class=\"_ _0\"></span>ur usage pr<span class=\"_ _0\"></span>opre inc<span class=\"_ _0\"></span>luent<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ycfd ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">immeubles de<span class=\"_ _3\"></span> bureaux qu\u2019<span class=\"_ _3\"></span>Ageas occupe<span class=\"_ _3\"></span></span> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">immeub<span class=\"_ _0\"></span>les comm<span class=\"_ _0\"></span>erciaux ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour une act<span class=\"_ _0\"></span>ivit\u00e9 </span></span></span></div>\n<div class=\"t m0 x6a h62 ycff ffbe fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd01 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Tous les <span class=\"_ _3\"></span>biens immobili<span class=\"_ _3\"></span>ers pour u<span class=\"_ _3\"></span>sage propre <span class=\"_ _3\"></span>et les i<span class=\"_ _3\"></span>mmobilisation<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x1a h62 yd02 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 le<span class=\"_ _0\"></span>ur co\u00fbt dimi<span class=\"_ _0\"></span>nu\u00e9 du cumu<span class=\"_ _0\"></span>l des d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yd03 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(sauf les t<span class=\"_ _0\"></span>errains q<span class=\"_ _0\"></span>ui ne sont pas d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>) et du cumul de<span class=\"_ _0\"></span>s pertes de</div>\n<div class=\"t m0 x1a h62 yd04 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur. Le co\u00fbt<span class=\"_ _3\"></span> correspond \u00e0 la tr\u00e9<span class=\"_ _3\"></span>sorerie ou \u00e9quivalen<span class=\"_ _3\"></span>ts de tr\u00e9sorerie<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd05 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pay\u00e9s ou \u00e0 la jus<span class=\"_ _3\"></span>te valeur de tout<span class=\"_ _3\"></span>e au<span class=\"lsdc wse9\">tre contr<span class=\"_ _0\"></span>epartie do<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 yd06 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqu\u00e9ri<span class=\"_ _0\"></span>r un bien au mo<span class=\"_ _0\"></span>ment de son a<span class=\"_ _0\"></span>cquisit<span class=\"_ _0\"></span>ion ou de sa cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd07 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd08 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019amorti<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt des immeu<span class=\"_ _0\"></span>bles est r\u00e9p<span class=\"_ _0\"></span>arti de fa\u00e7<span class=\"_ _0\"></span>on lin\u00e9ai<span class=\"_ _0\"></span>re sur tout<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd09 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur dur\u00e9e<span class=\"_ _3\"></span> de vie \u00e9c<span class=\"_ _3\"></span>onomique. <span class=\"_ _3\"></span>La dur\u00e9e de<span class=\"_ _3\"></span> vie \u00e9cono<span class=\"_ _3\"></span>mique des</div>\n<div class=\"t m0 x1a h62 yd0a ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> informatique<span class=\"_ _3\"></span>s,<span class=\"ls0 ws0\"> </span>des burea<span class=\"_ _3\"></span>ux et de<span class=\"_ _3\"></span> l\u2019\u00e9quipemen<span class=\"_ _3\"></span>t est</div>\n<div class=\"t m0 x1a h62 yd0b ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e indiv<span class=\"_ _0\"></span>iduelle<span class=\"_ _0\"></span>ment pou<span class=\"_ _0\"></span>r chaque act<span class=\"_ _0\"></span>if. La dur<span class=\"_ _0\"></span>\u00e9e de vie</div>\n<div class=\"t m0 x1a h62 yd0c ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que des im<span class=\"_ _0\"></span>meubles<span class=\"_ _0\"></span> est d\u00e9term<span class=\"_ _0\"></span>in\u00e9e pou<span class=\"_ _0\"></span>r chaque pa<span class=\"_ _0\"></span>rtie</div>\n<div class=\"t m0 x1a h62 yd0d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cative dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ement (ap<span class=\"_ _0\"></span>proche pa<span class=\"_ _0\"></span>r compos<span class=\"_ _0\"></span>ants) et est re<span class=\"_ _0\"></span>vue \u00e0</div>\n<div class=\"t m0 x1a h62 yd0e ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>omptab<span class=\"wse9\">l<span class=\"_ _0\"></span>e. A cette fi<span class=\"_ _0\"></span>n, l\u2019imm<span class=\"_ _0\"></span>obilier est<span class=\"_ _0\"></span> subdivis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yd0f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en plusie<span class=\"_ _0\"></span>urs comp<span class=\"_ _0\"></span>osants, \u00e0 sa<span class=\"_ _0\"></span>voir<span class=\"ls0 ws0\"> : </span><span class=\"wseb\">la structu<span class=\"_ _0\"></span>re, les p<span class=\"_ _0\"></span>ortes et f<span class=\"_ _0\"></span>en\u00eatre<span class=\"_ _0\"></span>s, </span></div>\n<div class=\"t m0 x1a h62 yd10 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les instal<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques et l\u2019\u00e9qu<span class=\"_ _0\"></span>ipement<span class=\"_ _0\"></span>, le parac<span class=\"_ _0\"></span>h\u00e8veme<span class=\"_ _0\"></span>nt et les</div>\n<div class=\"t m0 x1a h62 yd11 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">finitions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yd12 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd13 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yd14 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La dur\u00e9e de vi<span class=\"_ _0\"></span>e \u00e9conomi<span class=\"_ _0\"></span>q<span class=\"wseb\">ue max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> diff\u00e9r<span class=\"_ _0\"></span>ents c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts se d\u00e9f<span class=\"_ _0\"></span>init co<span class=\"_ _0\"></span>mme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd15 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yd16 ffbe fs45 fc15 sc0 lsec ws109\" style=\"z-index: 15;\">Structure<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd18 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 622px; z-index: 15;\">50 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 610px; z-index: 15;\">70 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd19 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Portes et fen\u00eatres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd34 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 589px; z-index: 15;\">30 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 577px; z-index: 15;\">40 ans pour le <span class=\"wsed\">r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 yd1c ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Installations techniques et \u00e9quip<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd1e ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 556px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd1f ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd20 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 520px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd21 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">Parach\u00e8vement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd23 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 498px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd24 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd25 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 462px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Finitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 440px; z-index: 15;\">10 ans pour les burea<span class=\"_ _0\"></span>ux, les immeubles co<span class=\"_ _0\"></span>mmerciaux et le r\u00e9sident<span class=\"_ _0\"></span>iel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd28 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd29 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd2a ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les terrains ont un<span class=\"_ _0\"></span>e dur\u00e9e de vie il<span class=\"_ _0\"></span>limit\u00e9<span class=\"_ _0\"></span>e et ne sont d\u00e8s<span class=\"_ _0\"></span> lors pas am<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd2b ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wseb\">En<span class=\"_ _3\"></span> r\u00e8gle g<span class=\"_ _3\"></span>\u00e9n\u00e9rale, le<span class=\"_ _3\"></span>s valeurs r\u00e9<span class=\"_ _3\"></span>siduelles son<span class=\"_ _3\"></span>t estim\u00e9es \u00e0<span class=\"_ _3\"></span> z\u00e9ro</span><span class=\"ffbe\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd2c ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wsfa\">L<span class=\"_ _3\"></span>es frais de r\u00e9parati<span class=\"_ _3\"></span>on et d\u2019entre<span class=\"_ _3\"></span>tien sont inscri<span class=\"_ _3\"></span>ts au compte de r\u00e9sul<span class=\"_ _3\"></span>tat lorsque les d\u00e9pe<span class=\"_ _3\"></span>nses sont r\u00e9alis\u00e9e<span class=\"_ _3\"></span>s. Les d\u00e9penses <span class=\"wseb\">qui a<span class=\"_ _3\"></span>ugmentent le<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 yd2d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges li\u00e9s aux<span class=\"_ _0\"></span> biens immo<span class=\"_ _0\"></span>biliers ou a<span class=\"_ _0\"></span>ux immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>ons ou qui pro<span class=\"_ _0\"></span>longent<span class=\"_ _0\"></span> leur dur\u00e9<span class=\"_ _0\"></span>e d\u2019utilit<span class=\"_ _0\"></span>\u00e9 au<span class=\"ls0 ws0\">-</span><span class=\"wseb\">del\u00e0 de l<span class=\"_ _0\"></span>eur dur<span class=\"_ _0\"></span>\u00e9e d\u00e9fin<span class=\"_ _0\"></span>ie \u00e0 l\u2019o<span class=\"_ _0\"></span>rigine s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x5c h62 yd2e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inscrit<span class=\"_ _0\"></span>es \u00e0 l\u2019actif et<span class=\"_ _0\"></span> ensuit<span class=\"_ _0\"></span>e amorties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd2f ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les co\u00fbts d\u2019empru<span class=\"_ _0\"></span>nt pour fin<span class=\"_ _0\"></span>ancer la cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on d\u2019imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations co<span class=\"_ _0\"></span>rporell<span class=\"_ _0\"></span>es sont trait<span class=\"_ _0\"></span>\u00e9s de la m\u00eam<span class=\"_ _0\"></span>e fa\u00e7on que l<span class=\"_ _0\"></span>es co\u00fbts d<span class=\"lsde wseb\">\u2019emprunts des </span></span></span></div>\n<div class=\"t m0 x5c h62 yd30 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">immeubles <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de placem<span class=\"_ _0\"></span>ent. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 282px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 282px; height: 383px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 282px; height: 383px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 282px; height: 824px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc5 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles de pl<span class=\"_ _0\"></span>aceme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles de pl<span class=\"_ _0\"></span>acement d\u00e9<span class=\"_ _0\"></span>signent<span class=\"_ _0\"></span> les immeu<span class=\"_ _0\"></span>bles que d\u00e9ti<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y8b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pou<span class=\"_ _0\"></span>r en retirer d<span class=\"_ _0\"></span>es loyers o<span class=\"_ _0\"></span>u pour valor<span class=\"_ _0\"></span>iser le cap<span class=\"_ _0\"></span>ital. Agea<span class=\"_ _0\"></span>s peut</div>\n<div class=\"t m0 x6 h62 y93e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent utilis<span class=\"_ _0\"></span>er certa<span class=\"_ _0\"></span>ins de ces im<span class=\"_ _0\"></span>meubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres b<span class=\"_ _0\"></span>esoins. S<span class=\"_ _0\"></span>i les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s desti<span class=\"_ _0\"></span>n\u00e9s \u00e0 une util<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n propre</div>\n<div class=\"t m0 x6 h62 y940 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre vend<span class=\"_ _0\"></span>us s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent ou don<span class=\"_ _0\"></span>n\u00e9s en locat<span class=\"_ _0\"></span>ion s\u00e9pa<span class=\"_ _0\"></span>r\u00e9ment v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x6 h62 y941 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">financement,<span class=\"_ _3\"></span> ils sont inscrit<span class=\"_ _3\"></span>s sous la rubriqu<span class=\"_ _3\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffc3 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">imm<span class=\"lsdc wse9\">obilisati<span class=\"_ _0\"></span>ons corpo<span class=\"_ _0\"></span>relles.<span class=\"_ _0\"></span> Si les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 une ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y943 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre ne peuven<span class=\"_ _3\"></span>t \u00eatre vendus s\u00e9par\u00e9<span class=\"_ _3\"></span>ment, ils sont trai<span class=\"_ _3\"></span>t\u00e9s comme des</div>\n<div class=\"t m0 x6 h62 y944 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> seulem<span class=\"_ _0\"></span>ent si A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>en d\u00e9tie<span class=\"_ _0\"></span>nt qu'u<span class=\"_ _0\"></span>ne part</div>\n<div class=\"t m0 x6 h62 y945 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insignif<span class=\"_ _0\"></span>iante po<span class=\"_ _0\"></span>ur ses propr<span class=\"_ _0\"></span>es besoi<span class=\"_ _0\"></span>ns. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour des <span class=\"_ _3\"></span>motifs de c<span class=\"_ _3\"></span>omparaison, A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>e le mod\u00e8<span class=\"_ _3\"></span>le de co\u00fb<span class=\"_ _3\"></span>t tant</div>\n<div class=\"t m0 x6 h62 y9ee ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nts que pour l<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles d\u00e9te<span class=\"_ _0\"></span>nus</div>\n<div class=\"t m0 x6 h62 y9ef ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un usa<span class=\"_ _0\"></span>ge propre.<span class=\"_ _0\"></span> Apr\u00e8s com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>sation i<span class=\"_ _0\"></span>nitiale,<span class=\"_ _0\"></span> tous les</div>\n<div class=\"t m0 x6 h62 y9f0 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s au co\u00fbt<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>\u00e9 du cumul des d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsdc wse9\">en utilisant u<span class=\"_ _0\"></span>ne m\u00e9tho<span class=\"_ _0\"></span>de lin\u00e9air<span class=\"_ _0\"></span>e) et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. E<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y9f2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, l<span class=\"_ _0\"></span>es variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>de l\u2019im<span class=\"_ _0\"></span>meuble n<span class=\"_ _0\"></span>e sont</div>\n<div class=\"t m0 x6 h62 y9f3 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> ni dans l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat (s<span class=\"_ _0\"></span>auf en c<span class=\"_ _0\"></span>as de pe<span class=\"_ _0\"></span>rtes de</div>\n<div class=\"t m0 x6 h62 y9f4 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur) ni <span class=\"_ _3\"></span>dans les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span><span class=\"lsdc\">tat \u00e9te<span class=\"_ _0\"></span>ndu.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le et la dur\u00e9e d<span class=\"_ _0\"></span>e vie utile des<span class=\"_ _0\"></span> immeub<span class=\"_ _0\"></span>les de place<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y9f7 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9es p<span class=\"_ _0\"></span>our chaqu<span class=\"_ _0\"></span>e partie sig<span class=\"_ _0\"></span>nificat<span class=\"_ _0\"></span>ive dist<span class=\"_ _0\"></span>inctem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y9f8 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(approc<span class=\"_ _0\"></span>he par c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts) et s<span class=\"_ _0\"></span>ont re<span class=\"_ _0\"></span>vues \u00e0 cha<span class=\"_ _0\"></span>que fi<span class=\"_ _0\"></span>n d'exerc<span class=\"_ _0\"></span>ice</div>\n<div class=\"t m0 x6 h62 y9f9 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable. Po<span class=\"_ _3\"></span>ur les i<span class=\"_ _3\"></span>mmeubles de<span class=\"_ _3\"></span> placemen<span class=\"lsdc\">t, la m\u00eame du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x6 h62 y9fa ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> composa<span class=\"_ _0\"></span>nts est reten<span class=\"_ _0\"></span>ue que pou<span class=\"_ _0\"></span>r les immeu<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y9fb ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9tenus pour<span class=\"_ _3\"></span> usage prop<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fc ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fd ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas loue<span class=\"_ _3\"></span> ses immeub<span class=\"_ _3\"></span>les de pla<span class=\"_ _3\"></span>cement par l<span class=\"_ _3\"></span>e biais de<span class=\"_ _3\"></span> plusieurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9fe ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de bail non r\u00e9s<span class=\"_ _0\"></span>iliab<span class=\"_ _0\"></span>les. Cert<span class=\"_ _0\"></span>ains de ces c<span class=\"_ _0\"></span>ontrats pr<span class=\"_ _0\"></span>\u00e9voient u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y9ff ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clause de <span class=\"_ _3\"></span>renouvellemen<span class=\"_ _3\"></span>t pour des du<span class=\"_ _3\"></span>r\u00e9es diver<span class=\"_ _3\"></span>ses. Les re<span class=\"_ _3\"></span>venus</div>\n<div class=\"t m0 x6 h62 ya00 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">locatifs g\u00e9<span class=\"_ _3\"></span>n\u00e9r\u00e9s dans l<span class=\"_ _3\"></span>e cadre<span class=\"_ _3\"></span> de ces con<span class=\"_ _3\"></span>trats sont<span class=\"_ _3\"></span> comptabili<span class=\"_ _3\"></span>s\u00e9s de</div>\n<div class=\"t m0 x6 h62 ya01 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> bail comme produits<span class=\"_ _3\"></span> de placement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les trans<span class=\"_ _3\"></span>ferts vers o<span class=\"_ _3\"></span>u depuis l<span class=\"_ _3\"></span>a rubrique I<span class=\"_ _3\"></span>mmeubles de pl<span class=\"_ _3\"></span>acement n\u2019on<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ya04 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lieu qu\u2019en cas<span class=\"_ _3\"></span> de changement d\u2019aff<span class=\"_ _3\"></span>ectation<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>nent des im<span class=\"_ _0\"></span>meubl<span class=\"_ _0\"></span>es de </span></span></span></div>\n<div class=\"t m0 x5c h62 ya06 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt \u00e0 la fin de l\u2019oc<span class=\"_ _0\"></span>cupatio<span class=\"_ _0\"></span>n par le prop<span class=\"_ _0\"></span>ri\u00e9tair<span class=\"_ _0\"></span>e ou au d\u00e9but</div>\n<div class=\"t m0 x5c h62 ya07 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un cont<span class=\"_ _0\"></span>rat de locat<span class=\"_ _0\"></span>ion simpl<span class=\"_ _0\"></span>e \u00e0 un tiers ou \u00e0 la f<span class=\"_ _0\"></span>in des trava<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x5c h62 ya08 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">construction <span class=\"_ _3\"></span>ou de d\u00e9v<span class=\"_ _3\"></span>eloppement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ya09 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles d<span class=\"_ _0\"></span>e placeme<span class=\"_ _0\"></span>nt pas<span class=\"lsde wsfa\">sent en usage propre au d\u00e9but de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019occu<span class=\"_ _0\"></span>pation pa<span class=\"_ _0\"></span>r le propri\u00e9t<span class=\"_ _0\"></span>aire ou au d\u00e9<span class=\"_ _0\"></span>but des trav<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x5c h62 ya0b ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> dans l\u2019o<span class=\"_ _3\"></span>ptique d\u2019une v<span class=\"_ _3\"></span>ente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0c ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0d ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e le r\u00e9sulta<span class=\"_ _0\"></span>t d\u2019un cont<span class=\"_ _0\"></span>rat de cons<span class=\"_ _0\"></span>tructio<span class=\"_ _0\"></span>n peut \u00eatre d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya0e ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re fiab<span class=\"_ _3\"></span>le, les rec<span class=\"_ _3\"></span>ettes et l<span class=\"_ _3\"></span>es frais l<span class=\"_ _3\"></span>i\u00e9s a<span class=\"lsdc\">u contrat de <span class=\"_ _0\"></span>constru<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 x6 h62 ya0f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comme pr<span class=\"_ _0\"></span>oduit ou ch<span class=\"_ _0\"></span>arge resp<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment en fonct<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya10 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du degr\u00e9 d\u2019<span class=\"_ _0\"></span>ach\u00e8ve<span class=\"_ _0\"></span>ment de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 du c<span class=\"_ _0\"></span>ontrat \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya11 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>. Lorsqu\u2019<span class=\"_ _0\"></span>il est p<span class=\"_ _0\"></span>robable q<span class=\"_ _0\"></span>ue la t<span class=\"_ _0\"></span>otalit\u00e9 <span class=\"_ _0\"></span>des fra<span class=\"_ _0\"></span>is de</div>\n<div class=\"t m0 x6 h62 ya12 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contrat sera <span class=\"lsdc wse9\">sup\u00e9rieure au<span class=\"_ _0\"></span>x recettes<span class=\"_ _0\"></span>, la perte pr<span class=\"_ _0\"></span>\u00e9vue ser<span class=\"_ _0\"></span>a </span></div>\n<div class=\"t m0 x6 h62 ya13 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e dans<span class=\"_ _0\"></span> le compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 299px; height: 798px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 73px; width: 343px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 519px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ycaa ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e y9d5 ffc5 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019empr<span class=\"_ _3\"></span>unt sont g\u00e9n\u00e9raleme<span class=\"_ _3\"></span>nt pris en charge<span class=\"_ _3\"></span> d\u00e8s qu\u2019ils sont</div>\n<div class=\"t m0 x1a h62 y9d7 ffc3 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d8 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s d\u2019emp<span class=\"_ _0\"></span>runt qui s<span class=\"_ _0\"></span>ont dir<span class=\"_ _0\"></span>ecteme<span class=\"_ _0\"></span>nt imput<span class=\"_ _0\"></span>ables \u00e0 <span class=\"_ _0\"></span>l\u2019acquis<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>ou</div>\n<div class=\"t m0 x1a h62 y9da ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la constr<span class=\"_ _0\"></span>uction d\u2019<span class=\"_ _0\"></span>un actif so<span class=\"_ _0\"></span>nt capit<span class=\"lsde wseb\">alis\u00e9s pendant la p<span class=\"_ _3\"></span>\u00e9riode de </span></div>\n<div class=\"t m0 x1a h62 y9db ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction d<span class=\"_ _0\"></span>e l\u2019acti<span class=\"_ _0\"></span>f comm<span class=\"_ _0\"></span>e partie <span class=\"_ _0\"></span>du co\u00fbt d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span> cet act<span class=\"_ _0\"></span>if. La</div>\n<div class=\"t m0 x1a h62 y9dc ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>isation de<span class=\"_ _0\"></span> co\u00fbts d\u2019e<span class=\"_ _0\"></span>mprunt dev<span class=\"_ _0\"></span>rait comm<span class=\"_ _0\"></span>encer l<span class=\"_ _0\"></span>orsque<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 y9dd ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsde wseb\">d\u00e9penses<span class=\"_ _3\"></span> li\u00e9es \u00e0<span class=\"_ _3\"></span> cet actif<span class=\"_ _3\"></span> et les c<span class=\"_ _3\"></span>o\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt sont </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9df ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdd ws11a\">activit\u00e9s n<span class=\"lsdc wse9\">\u00e9cessair<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion pr\u00e9vu<span class=\"_ _0\"></span>e ou \u00e0 la vente </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9e0 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont en cours. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La capit<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des c<span class=\"_ _0\"></span>o\u00fbts d\u2019em<span class=\"_ _0\"></span>prunt<span class=\"_ _0\"></span> prend fi<span class=\"_ _0\"></span>n d\u00e8s qu<span class=\"_ _0\"></span>e l\u2019actif <span class=\"_ _0\"></span>est pr\u00eat</div>\n<div class=\"t m0 x1a h62 ya3c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour son aff<span class=\"_ _0\"></span>ectatio<span class=\"_ _0\"></span>n ou pour la vent<span class=\"_ _0\"></span>e. Si le d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent actif<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 ya3d ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">interrompu po<span class=\"_ _3\"></span>ur une <span class=\"_ _3\"></span>dur\u00e9e prolong\u00e9e<span class=\"_ _3\"></span>, la capi<span class=\"_ _3\"></span>talisation e<span class=\"_ _3\"></span>st suspendue<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x1a h62 ya3e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la constru<span class=\"_ _0\"></span>ction a lie<span class=\"_ _0\"></span>u en plusieu<span class=\"_ _0\"></span>rs parti<span class=\"_ _0\"></span>es et que l\u2019uti<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 ya3f ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque <span class=\"_ _0\"></span>partie est<span class=\"_ _0\"></span> possib<span class=\"_ _0\"></span>le par<span class=\"_ _0\"></span>all\u00e8lem<span class=\"_ _0\"></span>ent \u00e0 la p<span class=\"_ _0\"></span>oursuit<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 ya40 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">construction,<span class=\"_ _3\"></span> la capitalisation<span class=\"_ _3\"></span> prend fin pour ch<span class=\"_ _3\"></span>acune des par<span class=\"_ _3\"></span>ties lorsque</div>\n<div class=\"t m0 x1a h62 ya41 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">son ach\u00e8vement<span class=\"_ _3\"></span> est proche. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya42 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span>s li\u00e9s \u00e0 <span class=\"_ _0\"></span>un actif <span class=\"_ _0\"></span>pr\u00e9cis, <span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">taux r\u00e9el<span class=\"_ _0\"></span> y est </span></div>\n<div class=\"t m0 x1a h62 yc09 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Dans les aut<span class=\"_ _0\"></span>res cas, u<span class=\"_ _0\"></span>n co\u00fbt d\u2019e<span class=\"_ _0\"></span>mprunt moy<span class=\"_ _0\"></span>en pond\u00e9r<span class=\"_ _0\"></span>\u00e9 est</div>\n<div class=\"t m0 x1a h62 ycea ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">appliqu\u00e9. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 372px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 377px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 173px; height: 933px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div id=\"fs_JNWE8ZWN9C00000000000000000000\">\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les act<span class=\"_ _0\"></span>ifs qual<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9b<span class=\"_ _0\"></span>utant le ou av<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 x6 h62 yb1c ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les \u00e0 <span class=\"_ _3\"></span>l\u2019acquisition<span class=\"wsfa\">, \u00e0 l<span class=\"_ _3\"></span>a </span></div>\n<div class=\"t m0 x6 h62 yb1d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction ou \u00e0 la pr<span class=\"_ _0\"></span>oductio<span class=\"_ _0\"></span>n d\u2019un actif<span class=\"_ _0\"></span> qualifi\u00e9 (c<span class=\"_ _0\"></span>\u2019est<span class=\"ls0 ws0\">-\u00e0-</span>dire un actif q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 yd36 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a n\u00e9cessa<span class=\"_ _0\"></span>irement de<span class=\"_ _0\"></span>mand\u00e9 un<span class=\"_ _0\"></span>e p\u00e9riod<span class=\"_ _0\"></span>e importa<span class=\"_ _0\"></span>nte pour \u00eat<span class=\"_ _0\"></span>re pr\u00eat pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 yd37 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019usage p<span class=\"_ _0\"></span>r\u00e9vu ou pou<span class=\"_ _0\"></span>r la vente<span class=\"_ _0\"></span>) sont pris en cha<span class=\"_ _0\"></span>rge au mom<span class=\"_ _0\"></span>ent de leur<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd38 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">exigibilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 84px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 89px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x27a h76 yb1b ffc8 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd8 h62 y834 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2008<span class=\"_ _3\"></span>, les </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: -1px; bottom: -10px; height: 15px; width: 5px; z-index: 5;\"><br/></div>\n</div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 yd39 ffc8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Go<span class=\"_ _3\"></span>odwill et a<span class=\"_ _3\"></span><span class=\"lsdc wse9\">utres imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations i<span class=\"_ _0\"></span>ncorpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e yd3a ffca fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immobi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>ns incorp<span class=\"_ _0\"></span>orelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3b ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une immobilisat<span class=\"_ _3\"></span>ion incorporelle<span class=\"_ _3\"></span> est un \u00e9l\u00e9ment d\u2019a<span class=\"_ _3\"></span>ctif non mon\u00e9tai<span class=\"_ _3\"></span>re</div>\n<div class=\"t m0 x6 h62 yd3c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iable et est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i, et seuleme<span class=\"_ _0\"></span>nt s\u2019il est p<span class=\"_ _0\"></span>robabl<span class=\"_ _0\"></span>e que cet</div>\n<div class=\"t m0 x6 h62 yd3d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actif g\u00e9n\u00e9<span class=\"_ _0\"></span>rera des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e9conom<span class=\"_ _0\"></span>iques fut<span class=\"_ _0\"></span>urs et si le co\u00fbt<span class=\"_ _0\"></span> de l\u2019actif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd3e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiable<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3f ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd40 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immobilisa<span class=\"_ _3\"></span>tions incorporel<span class=\"_ _3\"></span>les sont reprises<span class=\"_ _3\"></span> dans l\u2019\u00e9tat de la s<span class=\"_ _3\"></span>ituation</div>\n<div class=\"t m0 x6 h62 yd41 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re \u00e0 leu<span class=\"_ _0\"></span>r co\u00fbt <span class=\"_ _0\"></span>diminu\u00e9 <span class=\"_ _0\"></span>du cumul <span class=\"_ _0\"></span>des amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ents et d<span class=\"_ _0\"></span>u cumu<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x6 h62 yd42 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es de valeur.<span class=\"_ _0\"></span> La valeu<span class=\"_ _0\"></span>r r\u00e9siduel<span class=\"_ _0\"></span>le et<span class=\"ls0 ws0\"> </span>la dur\u00e9e de<span class=\"_ _0\"></span> vie utile des</div>\n<div class=\"t m0 x6 h62 yd43 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> sont re<span class=\"_ _0\"></span>vues \u00e0 c<span class=\"_ _0\"></span>haque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice</div>\n<div class=\"t m0 x6 h62 yd44 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd45 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd46 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immobi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>ons incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>es dont la dur\u00e9<span class=\"_ _0\"></span>e de vie est d\u00e9f<span class=\"_ _0\"></span>inie sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd47 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9aire s<span class=\"_ _0\"></span>ur leur dur\u00e9e d<span class=\"_ _0\"></span>e vie utile es<span class=\"_ _0\"></span>tim\u00e9e.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 yd48 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">immobilis<span class=\"_ _0\"></span>at<span class=\"lsdc wse9\">ions inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles \u00e0 dur\u00e9<span class=\"_ _0\"></span>e de vie util<span class=\"_ _0\"></span>e ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, co<span class=\"_ _0\"></span>mme </span></div>\n<div class=\"t m0 x6 h62 yd49 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le goodwi<span class=\"_ _0\"></span>ll, ne sont<span class=\"_ _0\"></span> pas amorti<span class=\"_ _0\"></span>es, mais<span class=\"_ _0\"></span> sont en reva<span class=\"_ _0\"></span>nche soumis<span class=\"_ _0\"></span>es une</div>\n<div class=\"t m0 x6 h62 yd4a ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fois par an a<span class=\"_ _0\"></span>u moins \u00e0 un test<span class=\"_ _0\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation. To<span class=\"_ _0\"></span>ute pert<span class=\"_ _0\"></span>e de valeur</div>\n<div class=\"t m0 x6 h62 yd4b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9e est com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd4c ffca fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Valu<span class=\"lsdc wse9\">e of Business ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOBA)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd4d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la diff\u00e9r<span class=\"_ _0\"></span>ence entre l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur \u00e0 la date</div>\n<div class=\"t m0 x6 h62 yd4e ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> mesur\u00e9e sur la bas<span class=\"_ _3\"></span>e des principes<span class=\"_ _3\"></span> comptables d\u2019Agea<span class=\"_ _3\"></span>s et</div>\n<div class=\"t m0 x6 h62 yd4f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e ult\u00e9rieu<span class=\"_ _0\"></span>re d\u2019un port<span class=\"_ _0\"></span>efeui<span class=\"_ _0\"></span>lle de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x6 h62 yd50 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de place<span class=\"_ _0\"></span>ment acqui<span class=\"_ _0\"></span>s dans le ca<span class=\"_ _0\"></span>dre d\u2019une ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n d\u2019affai<span class=\"_ _0\"></span>res ou de</div>\n<div class=\"t m0 x6 h62 yd51 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd52 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd53 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e com<span class=\"_ _0\"></span>me une immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 yd54 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span>e sur la dur\u00e9<span class=\"_ _0\"></span>e de l\u2019exe<span class=\"_ _0\"></span>rcice au co<span class=\"_ _0\"></span>urs duqu<span class=\"_ _0\"></span>el les profit<span class=\"_ _0\"></span>s du</div>\n<div class=\"t m0 x6 h62 yd55 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>is ont \u00e9<span class=\"wse9\">t<span class=\"_ _0\"></span>\u00e9 compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span>. A chaque dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 yd56 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng, la VOBA<span class=\"_ _0\"></span> est inclus<span class=\"_ _0\"></span>e dans le test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> pour</div>\n<div class=\"t m0 x6 h62 yd57 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">v\u00e9rifie<span class=\"_ _0\"></span>r si les passif<span class=\"_ _0\"></span>s li\u00e9s aux c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et de plac<span class=\"_ _0\"></span>ement so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 yd58 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">ad\u00e9quats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd59 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Immobilisation<span class=\"_ _3\"></span>s corporell<span class=\"_ _3\"></span>es <span class=\"wsea\">g\u00e9n\u00e9r\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">en interne<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd5a ffc8 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">Les immobil<span class=\"_ _3\"></span>isat<span class=\"lsdc wseb\">ions incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> g\u00e9n\u00e9r\u00e9<span class=\"_ _0\"></span>es en int<span class=\"_ _0\"></span>erne s<span class=\"_ _0\"></span>ont insc<span class=\"_ _0\"></span>rites \u00e0 </span></div>\n<div class=\"t m0 x6 h62 yd5b ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif d<span class=\"_ _0\"></span>\u00e8s qu\u2019A<span class=\"_ _0\"></span>geas peut<span class=\"_ _0\"></span> d\u00e9mo<span class=\"_ _0\"></span>ntrer tout<span class=\"_ _0\"></span> ce qui<span class=\"_ _0\"></span> suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yd5c ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">faisab<span class=\"_ _0\"></span>ilit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>aire \u00e0 l<span class=\"_ _0\"></span>\u2019ach\u00e8ve<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x5c h62 yd5d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle e<span class=\"_ _0\"></span>n vue de sa mise en s<span class=\"_ _0\"></span>ervice ou d<span class=\"_ _0\"></span>e sa</div>\n<div class=\"t m0 x5c h62 yd5e ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd5f ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">So<span class=\"_ _3\"></span>n</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">intention d\u2019<span class=\"_ _0\"></span>achever l\u2019<span class=\"_ _0\"></span>immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle et d<span class=\"_ _0\"></span>e l\u2019utilis<span class=\"_ _0\"></span>er </span></span></span></div>\n<div class=\"t m0 x5c h62 yd60 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de la v<span class=\"_ _0\"></span>endre<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yd61 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wse9\">capacit\u00e9 \u00e0 ut<span class=\"_ _0\"></span>iliser ou \u00e0 ven<span class=\"_ _0\"></span>dre l\u2019im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lle<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 yd62 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">fa\u00e7on dont l<span class=\"_ _3\"></span>\u2019immobilisa<span class=\"_ _3\"></span>tion incorpo<span class=\"_ _3\"></span>relle g\u00e9n\u00e9rera<span class=\"_ _3\"></span> des a<span class=\"_ _3\"></span>vantages </span></span></span></div>\n<div class=\"t m0 x5c h62 yd63 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9conomiques fu<span class=\"_ _3\"></span>turs probables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd64 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">disponibilit\u00e9<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">de ressou<span class=\"_ _0\"></span>rces tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s, finan<span class=\"_ _0\"></span>ci\u00e8res<span class=\"_ _0\"></span> et autres<span class=\"_ _0\"></span>, </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yd65 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span> pour achever<span class=\"_ _3\"></span> le d\u00e9veloppe<span class=\"_ _3\"></span>ment et u<span class=\"_ _3\"></span>tiliser ou <span class=\"_ _3\"></span>vendre</div>\n<div class=\"t m0 x5c h62 yd66 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorporel<span class=\"_ _3\"></span>le<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 yd67 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wseb\">capacit\u00e9 \u00e0 <span class=\"_ _0\"></span>\u00e9value<span class=\"_ _0\"></span>r de fa\u00e7o<span class=\"_ _0\"></span>n fiab<span class=\"_ _0\"></span>le les d\u00e9<span class=\"_ _0\"></span>penses at<span class=\"_ _0\"></span>tribua<span class=\"_ _0\"></span>bles \u00e0 </span></span></span></div>\n<div class=\"t m0 x5c h62 yd68 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorpor<span class=\"_ _3\"></span>elle au c<span class=\"_ _3\"></span>ours de s<span class=\"_ _3\"></span>on d\u00e9veloppemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Seules le<span class=\"_ _3\"></span>s immobilisatio<span class=\"_ _3\"></span>ns incorporelle<span class=\"_ _3\"></span>s issues <span class=\"_ _3\"></span>d\u2019un d\u00e9velop<span class=\"_ _3\"></span>pement</div>\n<div class=\"t m0 x1a h62 yd6b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif. Les aut<span class=\"_ _0\"></span>res immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions incor<span class=\"_ _0\"></span>porel<span class=\"lsde wseb\">les g\u00e9n\u00e9r\u00e9es </span></div>\n<div class=\"t m0 x1a h62 yd6c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en inter<span class=\"_ _0\"></span>ne ne so<span class=\"_ _0\"></span>nt pas i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if et les <span class=\"_ _0\"></span>d\u00e9pense<span class=\"_ _0\"></span>s sont i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x1a h62 yd6d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat du<span class=\"_ _0\"></span>rant l\u2019an<span class=\"_ _0\"></span>n\u00e9e o\u00f9 ell<span class=\"_ _0\"></span>es sont enco<span class=\"_ _0\"></span>urues.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd6e ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6f ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les logiciel<span class=\"_ _3\"></span>s indispensables au<span class=\"_ _3\"></span> bon fonctionneme<span class=\"_ _3\"></span>nt du mat\u00e9riel</div>\n<div class=\"t m0 x1a h62 yd70 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique, c<span class=\"_ _0\"></span>omme le syst<span class=\"_ _0\"></span>\u00e8me d\u2019expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>on, font par<span class=\"_ _0\"></span>tie int\u00e9g<span class=\"_ _0\"></span>rante du</div>\n<div class=\"t m0 x1a h62 yd71 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mat\u00e9riel<span class=\"_ _0\"></span> infor<span class=\"_ _0\"></span>matique <span class=\"_ _0\"></span>et sont <span class=\"_ _0\"></span>repris p<span class=\"_ _0\"></span>armi les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd72 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporelles. <span class=\"_ _3\"></span>Lorsque <span class=\"_ _3\"></span>le logiciel <span class=\"_ _3\"></span>ne fait<span class=\"_ _3\"></span> pas partie<span class=\"_ _3\"></span> int\u00e9grante<span class=\"_ _3\"></span> du mat\u00e9riel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd73 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique en q<span class=\"_ _0\"></span>uestion,<span class=\"_ _0\"></span> les frais c<span class=\"_ _0\"></span>onsentis<span class=\"_ _0\"></span> au cours de la ph<span class=\"_ _0\"></span>ase de</div>\n<div class=\"t m0 x1a h62 yd74 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9veloppe<span class=\"lsdc wse9\">ment pour lesqu<span class=\"_ _0\"></span>els Ageas pe<span class=\"_ _0\"></span>ut prouv<span class=\"_ _0\"></span>er tous les c<span class=\"_ _0\"></span>rit\u00e8res </span></div>\n<div class=\"t m0 x1a h62 yd75 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9cit<span class=\"_ _0\"></span>\u00e9s sont i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if comme<span class=\"_ _0\"></span> les im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>incorpo<span class=\"_ _0\"></span>relles</div>\n<div class=\"t m0 x1a h62 yd76 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> selon la m\u00e9t<span class=\"_ _0\"></span>hode lin<span class=\"_ _0\"></span>\u00e9aire sur l<span class=\"_ _0\"></span>eur dur\u00e9e de v<span class=\"_ _0\"></span>ie utile. En</div>\n<div class=\"t m0 x1a h62 yd77 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ral, ces logi<span class=\"_ _3\"></span>ciels sont<span class=\"_ _3\"></span> amortis sur 5 ans au ma<span class=\"_ _3\"></span>ximum.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 656px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 766px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 200px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 882px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 803px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yd69 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 624px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 629px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ydc3 ffcd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.7<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws11a\">B<span class=\"_ _3\"></span>iens</span> <span class=\"lsde wsea\">lou\u00e9<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h7e ydc4 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en <span class=\"lsdc wse8\">qualit\u00e9<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">de baille<span class=\"wsea\">ur<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ydc5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les biens lou\u00e9s sur<span class=\"_ _3\"></span> la base de contrats<span class=\"_ _3\"></span> de location simple<span class=\"_ _3\"></span> sont repris</div>\n<div class=\"t m0 x6 h62 ydc6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at cons<span class=\"_ _0\"></span>olid\u00e9 de <span class=\"_ _0\"></span>la situ<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re d\u2019Age<span class=\"_ _0\"></span>as comm<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ydc7 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement (b\u00e2t<span class=\"_ _0\"></span>iments) et<span class=\"_ _0\"></span> des immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>ons corp<span class=\"_ _0\"></span>orelles</div>\n<div class=\"t m0 x6 h62 ydc8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(mat\u00e9ri<span class=\"_ _0\"></span>el et mat\u00e9ri<span class=\"_ _0\"></span>el roulant<span class=\"_ _0\"></span>). Ces bi<span class=\"_ _0\"></span>ens sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s au co\u00fbt av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x6 h62 ydc9 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion des d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciatio<span class=\"_ _0\"></span>ns cumul<span class=\"_ _0\"></span>\u00e9es. Les rev<span class=\"_ _0\"></span>enus loc<span class=\"_ _0\"></span>atifs, d\u00e9<span class=\"_ _0\"></span>ductio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydca ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite des inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s accord\u00e9s<span class=\"_ _0\"></span> aux pren<span class=\"_ _0\"></span>eurs, sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s de</div>\n<div class=\"t m0 x6 h62 ydcb ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> contrat de locatio<span class=\"_ _3\"></span>n. Les frais dire<span class=\"_ _3\"></span>cts</div>\n<div class=\"t m0 x6 h62 ydcc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiaux<span class=\"_ _0\"></span> consent<span class=\"_ _0\"></span>is par Agea<span class=\"_ _0\"></span>s sont ajou<span class=\"_ _0\"></span>t\u00e9s \u00e0 la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le du bien</div>\n<div class=\"t m0 x6 h62 ydcd ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lou\u00e9 et c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>harge su<span class=\"_ _0\"></span>r la dur<span class=\"_ _0\"></span>\u00e9e du co<span class=\"_ _0\"></span>ntrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydce ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la m\u00ea<span class=\"_ _0\"></span>me mani<span class=\"_ _0\"></span>\u00e8re que les<span class=\"_ _0\"></span> reve<span class=\"_ _0\"></span>nus locat<span class=\"_ _0\"></span>ifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydcf ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydd0 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas a \u00e9galement con<span class=\"_ _3\"></span>clu des contrats<span class=\"_ _3\"></span> de location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">financement<span class=\"_ _3\"></span>, en </span></div>\n<div class=\"t m0 x6 h62 ydd1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels la qua<span class=\"_ _0\"></span><span class=\"lsdd\">si<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">totalit\u00e9 d<span class=\"_ _0\"></span>es risques et<span class=\"_ _0\"></span> b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es inh\u00e9rent<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 ydd2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 des biens<span class=\"_ _0\"></span> lou\u00e9s, aut<span class=\"_ _0\"></span>res que la pr<span class=\"_ _0\"></span>opri\u00e9t\u00e9 j<span class=\"_ _0\"></span>uridiqu<span class=\"_ _0\"></span>e, sont c\u00e9d<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ydd3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au client. L<span class=\"_ _0\"></span>es biens<span class=\"_ _0\"></span> lou\u00e9s dans le c<span class=\"_ _0\"></span>adre d\u2019un c<span class=\"_ _0\"></span>ontrat d<span class=\"_ _0\"></span>e location<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ydd4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>ement sont<span class=\"_ _0\"></span> pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s co<span class=\"_ _0\"></span>mme une <span class=\"_ _0\"></span>cr\u00e9anc<span class=\"_ _0\"></span>e \u00e0 un mont<span class=\"_ _0\"></span>ant \u00e9ga<span class=\"_ _0\"></span>l \u00e0</div>\n<div class=\"t m0 x1a h62 ydd5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span> L\u2019inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment net</div>\n<div class=\"t m0 x1a h62 ydd6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le cont<span class=\"_ _0\"></span>rat de loc<span class=\"_ _0\"></span>ation est com<span class=\"_ _0\"></span>pos\u00e9 de l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle des</div>\n<div class=\"t m0 x1a h62 ydd7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loy<span class=\"_ _0\"></span>ers et de<span class=\"_ _0\"></span> toute v<span class=\"_ _0\"></span>aleur r\u00e9<span class=\"_ _0\"></span>siduell<span class=\"_ _0\"></span>e gara<span class=\"_ _0\"></span>ntie. L<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 ydd8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entre l'act<span class=\"_ _0\"></span>if et la vale<span class=\"_ _0\"></span>ur actue<span class=\"_ _0\"></span>lle de la cr\u00e9a<span class=\"_ _0\"></span>nce est enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9e comme</div>\n<div class=\"t m0 x1a h62 ydd9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit <span class=\"_ _3\"></span>financier non <span class=\"_ _3\"></span>acquis. Le<span class=\"_ _3\"></span> produit finan<span class=\"_ _3\"></span>cier est e<span class=\"_ _3\"></span>nregistr\u00e9 <span class=\"_ _3\"></span>sur la</div>\n<div class=\"t m0 x1a h62 ydda ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e du c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span> sur la b<span class=\"_ _0\"></span>ase d\u2019u<span class=\"_ _0\"></span>n sch\u00e9ma <span class=\"_ _0\"></span>qui refl<span class=\"_ _0\"></span>\u00e8te un t<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x1a h62 yddb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent p\u00e9ri<span class=\"_ _0\"></span>odique c<span class=\"_ _0\"></span>onstant<span class=\"_ _0\"></span> sur l\u2019en<span class=\"_ _0\"></span>cours d<span class=\"_ _0\"></span>e l\u2019inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment n<span class=\"_ _0\"></span>et en</div>\n<div class=\"t m0 x1a h62 yddc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de locatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>finance<span class=\"_ _0\"></span>ment. Les<span class=\"_ _0\"></span> co\u00fbts direc<span class=\"_ _0\"></span>ts initi<span class=\"_ _0\"></span>aux consent<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yddd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas so<span class=\"_ _0\"></span>nt inclus<span class=\"_ _0\"></span> dans le calc<span class=\"_ _0\"></span>ul initial d<span class=\"_ _0\"></span>e l\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt net dans</div>\n<div class=\"t m0 x1a h62 ydde ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le contrat d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on et r\u00e9duis<span class=\"_ _0\"></span>ent le mont<span class=\"_ _0\"></span>ant du pro<span class=\"_ _0\"></span>duit compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 yddf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e du co<span class=\"_ _0\"></span>ntrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yde0 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en q<span class=\"_ _3\"></span>ualit\u00e9 de <span class=\"_ _3\"></span>pren<span class=\"wsea\">eur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yde1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e des terrai<span class=\"_ _0\"></span>ns, des b\u00e2t<span class=\"_ _0\"></span>iment<span class=\"_ _0\"></span>s, du mat\u00e9ri<span class=\"_ _0\"></span>el et du mat\u00e9<span class=\"_ _0\"></span>riel</div>\n<div class=\"t m0 x1a h62 yde2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">roulant.<span class=\"_ _0\"></span> Les ter<span class=\"_ _0\"></span>mes des<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont n\u00e9go<span class=\"_ _0\"></span>ci\u00e9s</div>\n<div class=\"t m0 x1a h62 yde3 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">individuelleme<span class=\"_ _3\"></span>nt et contiennen<span class=\"_ _3\"></span>t une vaste gamme<span class=\"_ _3\"></span> de modalit\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde4 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yde5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un seul mo<span class=\"_ _0\"></span>d\u00e8le d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n s\u2019appliq<span class=\"_ _0\"></span>ue aux actif<span class=\"_ _0\"></span>s lou\u00e9s dans<span class=\"_ _0\"></span> l<span class=\"wseb\">e cadr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yde6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats de loca<span class=\"_ _0\"></span>tion simp<span class=\"_ _0\"></span>le et de contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">financement. </span></span></div>\n<div class=\"t m0 x1a h62 yde7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce <span class=\"_ _0\"></span>mod\u00e8le d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion, \u00e0 l<span class=\"_ _0\"></span>a concl<span class=\"_ _0\"></span>usion d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>, un dr<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x1a h62 yde8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019usage et<span class=\"_ _0\"></span> un passif<span class=\"_ _0\"></span> locatif so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde9 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydea ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif co<span class=\"_ _0\"></span>mprend la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s de loyers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydeb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span> qui ne sont pas<span class=\"_ _0\"></span> pay\u00e9s \u00e0 la dat<span class=\"_ _0\"></span>e de prise d\u2019<span class=\"_ _0\"></span>effet,<span class=\"_ _0\"></span> y compris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydec ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loyer<span class=\"_ _0\"></span>s \u00e0 faire sous c<span class=\"_ _0\"></span>ertaines<span class=\"_ _0\"></span> options ra<span class=\"_ _0\"></span>isonna<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x1a h62 yded ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019exte<span class=\"_ _0\"></span>nsion<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ydee ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">paiemen<span class=\"_ _3\"></span>ts fixes (<span class=\"_ _3\"></span>y compris e<span class=\"_ _3\"></span>n substanc<span class=\"_ _3\"></span>e) d\u00e9duction <span class=\"_ _3\"></span>faite de<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 ydef ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges incit<span class=\"_ _0\"></span>atifs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la locat<span class=\"_ _0\"></span>ion \u00e0 rec<span class=\"_ _0\"></span>evoir<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ydf0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wsfa\">paiemen<span class=\"_ _3\"></span>ts de loyers variabl<span class=\"_ _3\"></span>es qui sont fonctio<span class=\"_ _3\"></span>n d'un indice<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 ydf1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un taux,<span class=\"_ _0\"></span> \u00e9valu\u00e9s au m<span class=\"_ _0\"></span>oyen de l'i<span class=\"_ _0\"></span>ndice ou du ta<span class=\"_ _0\"></span>ux en vigueu<span class=\"_ _0\"></span>r \u00e0 la</div>\n<div class=\"t m0 x133 h62 ydf2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date de p<span class=\"_ _0\"></span>rise d'<span class=\"_ _0\"></span>effet<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ydf3 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsdc wse9\">sommes qu\u2019Ag<span class=\"_ _0\"></span>eas devr<span class=\"_ _0\"></span>ait payer a<span class=\"_ _0\"></span>u titre de la val<span class=\"_ _0\"></span>eur r\u00e9sid<span class=\"_ _0\"></span>uelle </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf4 ffcd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des<span class=\"ls0 ws0\"> </span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties donn\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ydf5 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsdc wse8\">Le</span><span class=\"ffcd\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">prix d'ex<span class=\"_ _0\"></span>ercice de t<span class=\"_ _0\"></span>oute opt<span class=\"_ _0\"></span>ion d'ach<span class=\"_ _0\"></span>at qu\u2019Age<span class=\"_ _0\"></span>as a la certit<span class=\"_ _0\"></span>ude </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able d'ex<span class=\"_ _0\"></span>ercer<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydf7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s exig\u00e9es <span class=\"_ _3\"></span>en cas de<span class=\"_ _3\"></span> r\u00e9siliation<span class=\"_ _3\"></span> anticip\u00e9e du<span class=\"_ _3\"></span> contrat de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, si la dur\u00e9<span class=\"_ _0\"></span>e du contrat d<span class=\"_ _0\"></span>e location pr<span class=\"_ _0\"></span>end en com<span class=\"_ _0\"></span>pte</div>\n<div class=\"t m0 x6a h62 ydf9 ffcd fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">l'exe<span class=\"_ _3\"></span>rcice<span class=\"_ _3\"></span> p<span class=\"lsde wsfa\">ar Ageas de ce<span class=\"_ _3\"></span>tte option.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydfa ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydfb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif est<span class=\"_ _0\"></span> calcul\u00e9 en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> le taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat impl<span class=\"_ _0\"></span>icite du</div>\n<div class=\"t m0 x1a h62 ydfc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n. S'il n\u2019est<span class=\"_ _0\"></span> pas possi<span class=\"_ _0\"></span>ble de d\u00e9ter<span class=\"_ _0\"></span>miner fac<span class=\"_ _0\"></span>ileme<span class=\"_ _0\"></span>nt ce</div>\n<div class=\"t m0 x1a h62 ydfd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux, le ta<span class=\"_ _0\"></span>ux d'emp<span class=\"_ _0\"></span>runt margi<span class=\"_ _0\"></span>nal d\u2019Ag<span class=\"_ _0\"></span>eas est util<span class=\"_ _0\"></span>is\u00e9. Ageas<span class=\"_ _0\"></span> utilise,</div>\n<div class=\"t m0 x1a h62 ydfe ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme taux d\u2019<span class=\"wseb\">empr<span class=\"_ _3\"></span>unt marginal<span class=\"_ _3\"></span>, une courbe<span class=\"_ _3\"></span> composite<span class=\"_ _3\"></span> largement </span></div>\n<div class=\"t m0 x1a h62 ydff ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble bas\u00e9e s<span class=\"_ _0\"></span>ur un \u00e9chant<span class=\"_ _0\"></span>illon d\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ions seco<span class=\"_ _0\"></span>ndair<span class=\"_ _0\"></span>es existant<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye00 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9metteurs fina<span class=\"_ _3\"></span>nciers dans la<span class=\"_ _3\"></span> fourchette A, aug<span class=\"_ _3\"></span>ment\u00e9 d\u2019une prime<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ye01 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque. Pour<span class=\"_ _3\"></span> les park<span class=\"_ _3\"></span>ings, un t<span class=\"_ _3\"></span>aux sans r<span class=\"_ _3\"></span>isque \u00e9gal <span class=\"_ _3\"></span>au contrat<span class=\"_ _3\"></span> d\u2019<span class=\"wsea\">\u00e9change </span></div>\n<div class=\"t m0 x1a h62 ye02 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d\u2019<span class=\"_ _0\"></span>une durat<span class=\"_ _0\"></span>ion simil<span class=\"_ _0\"></span>aire augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019u<span class=\"_ _0\"></span>ne prime de</div>\n<div class=\"t m0 x1a h62 ye03 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque s\u2019appli<span class=\"_ _3\"></span>que. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye04 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye05 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e du passif loc<span class=\"_ _0\"></span>atif aug<span class=\"_ _0\"></span>mente pa<span class=\"_ _0\"></span>r la suite pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye06 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sur le pass<span class=\"_ _0\"></span>if locatif et<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>e pour refl<span class=\"_ _0\"></span>\u00e9ter les pai<span class=\"_ _0\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye07 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">loyers eff<span class=\"_ _0\"></span>ectu\u00e9s<span class=\"_ _0\"></span>. Le passif l<span class=\"_ _0\"></span>ocatif est \u00e0 no<span class=\"_ _0\"></span>uveau mes<span class=\"_ _0\"></span>ur\u00e9 afin de<span class=\"_ _0\"></span> refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye08 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns du contr<span class=\"_ _0\"></span>at ou les chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> des paiem<span class=\"_ _0\"></span>ents de</div>\n<div class=\"t m0 x1a h62 ye09 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">loyers, don<span class=\"_ _3\"></span>t un changem<span class=\"_ _3\"></span>ent de l\u2019<span class=\"_ _3\"></span>indice ou du<span class=\"_ _3\"></span> taux uti<span class=\"_ _3\"></span>lis\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ye0a ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner ces pai<span class=\"_ _0\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 892px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 262px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 897px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 267px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>des int<span class=\"_ _0\"></span>\u00e9r\u00eats dus<span class=\"_ _0\"></span> au tit<span class=\"_ _0\"></span>re du pas<span class=\"_ _0\"></span>sif locat<span class=\"_ _0\"></span>if doit<span class=\"_ _0\"></span>, pour c<span class=\"_ _0\"></span>haque </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on, corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>re au produit<span class=\"_ _0\"></span> du solde du</div>\n<div class=\"t m0 x6 h62 y8b3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif l<span class=\"_ _0\"></span>ocatif et<span class=\"_ _0\"></span> du tau<span class=\"_ _0\"></span>x d'int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nstant p<span class=\"_ _0\"></span>our la p\u00e9<span class=\"_ _0\"></span>riode<span class=\"_ _0\"></span>. Le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 y93e ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts dus au ti<span class=\"_ _3\"></span>tre du <span class=\"_ _3\"></span>passif locati<span class=\"_ _3\"></span>f <span class=\"lsdc wse9\">est comptab<span class=\"_ _0\"></span>ilis\u00e9 dans<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y93f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> avec les loy<span class=\"_ _0\"></span>ers vari<span class=\"_ _0\"></span>ables pay<span class=\"_ _0\"></span>\u00e9s non pris e<span class=\"_ _0\"></span>n compte</div>\n<div class=\"t m0 x6 h62 y940 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lors de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du passif l<span class=\"_ _0\"></span>ocatif su<span class=\"_ _0\"></span>r la p\u00e9riod<span class=\"_ _0\"></span>e au cours de l<span class=\"_ _0\"></span>aquelle</div>\n<div class=\"t m0 x6 h62 y941 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">se produit l'\u00e9v<span class=\"_ _3\"></span>\u00e9nement ou la situa<span class=\"_ _3\"></span>tion qui est \u00e0 l<span class=\"_ _3\"></span>'origine de ces</div>\n<div class=\"t m0 x6 h62 y942 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le droi<span class=\"wseb\">t d'<span class=\"_ _0\"></span>usage es<span class=\"_ _0\"></span>t mesu<span class=\"_ _0\"></span>r\u00e9 au co<span class=\"_ _0\"></span>\u00fbt et inc<span class=\"_ _0\"></span>lut le p<span class=\"_ _0\"></span>assif loc<span class=\"_ _0\"></span>atif i<span class=\"_ _0\"></span>nitial </span></div>\n<div class=\"t m0 x6 h62 y945 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9, a<span class=\"_ _0\"></span>just\u00e9 du m<span class=\"_ _0\"></span>ontant des<span class=\"_ _0\"></span> loyers vers<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de pr<span class=\"_ _0\"></span>ise</div>\n<div class=\"t m0 x6 h62 y946 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'effet o<span class=\"_ _0\"></span>u avant cet<span class=\"_ _0\"></span>te date, d\u00e9d<span class=\"_ _0\"></span>uction fait<span class=\"_ _0\"></span>e des avant<span class=\"_ _0\"></span>ages<span class=\"_ _0\"></span> incitatif<span class=\"_ _0\"></span>s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y9ed ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n re\u00e7us, de<span class=\"_ _0\"></span>s co\u00fbts dir<span class=\"_ _0\"></span>ects init<span class=\"_ _0\"></span>iaux enga<span class=\"_ _0\"></span><span class=\"lsde wseb\">g\u00e9s par A<span class=\"_ _3\"></span>geas et d\u2019<span class=\"_ _3\"></span>une </span></div>\n<div class=\"t m0 x6 h62 y9ee ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on des co\u00fb<span class=\"_ _0\"></span>ts que le pre<span class=\"_ _0\"></span>neur dev<span class=\"_ _0\"></span>ra engager l<span class=\"_ _0\"></span>ors du</div>\n<div class=\"t m0 x6 h62 y9ef ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9mant\u00e8<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> et de l'enl\u00e8v<span class=\"_ _0\"></span>ement de l'a<span class=\"_ _0\"></span>ctif sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacent. </span> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, le droit d\u2019<span class=\"_ _0\"></span>usage est m<span class=\"_ _0\"></span>esur\u00e9 au co<span class=\"_ _0\"></span>\u00fbt moins le<span class=\"_ _0\"></span>s d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iations</div>\n<div class=\"t m0 x6 h62 y9f2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cumul\u00e9es<span class=\"_ _0\"></span> et moins<span class=\"_ _0\"></span> toute perte d<span class=\"_ _0\"></span>e valeur. L<span class=\"_ _0\"></span>e droit d'us<span class=\"_ _0\"></span>age est d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9</div>\n<div class=\"t m0 x6 h62 y9f3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9air<span class=\"_ _0\"></span>e sur la p<span class=\"_ _0\"></span>lus co<span class=\"_ _0\"></span>urte de<span class=\"_ _0\"></span>s p\u00e9riod<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : <span class=\"lsde wsfa\">dur\u00e9e de vie </span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile de l\u2019ac<span class=\"_ _0\"></span>tif et dur\u00e9<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on. Comm<span class=\"_ _0\"></span>e pour les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f5 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actifs non finan<span class=\"_ _3\"></span>cier, un droit<span class=\"_ _3\"></span> d'usage est d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>\u00e9 lorsque sa valeur<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">est sup\u00e9r<span class=\"_ _0\"></span>ieure au m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span> recouvrab<span class=\"_ _0\"></span>le. La d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on du </span></div>\n<div class=\"t m0 x6 h62 y9f7 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droit d'us<span class=\"_ _0\"></span>age et la co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>sation d<span class=\"_ _0\"></span>e toute pert<span class=\"_ _0\"></span>e de valeur s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y9f8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> dans le com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fa ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cas d\u2019<span class=\"_ _0\"></span>une nouve<span class=\"_ _0\"></span>lle mesu<span class=\"_ _0\"></span>re du passif l<span class=\"_ _0\"></span>ocatif pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x6 h62 y9fb ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s du<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">contrat de l<span class=\"_ _0\"></span>ocation o<span class=\"_ _0\"></span>u les ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9fc ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyers,<span class=\"_ _0\"></span> le droit d'us<span class=\"_ _0\"></span>age est ajus<span class=\"_ _0\"></span>t\u00e9 en cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus ne s\u2019appl<span class=\"_ _0\"></span>ique pas au<span class=\"_ _0\"></span>x contrat<span class=\"_ _0\"></span>s de </span></span></div>\n<div class=\"t m0 x6 h62 y9ff ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> de faible va<span class=\"_ _0\"></span>leur pou<span class=\"_ _0\"></span>r Ageas ou \u00e0 des c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya00 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n \u00e0 c<span class=\"wseb\">ourt te<span class=\"_ _0\"></span>rme, do<span class=\"_ _0\"></span>nt l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance \u00e0<span class=\"_ _0\"></span> la date <span class=\"_ _0\"></span>de prise<span class=\"_ _0\"></span> d\u2019effet <span class=\"_ _0\"></span>du </span></div>\n<div class=\"t m0 x6 h62 ya01 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n est inf\u00e9ri<span class=\"_ _0\"></span>eure ou \u00e9ga<span class=\"_ _0\"></span>le \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">mois. Pour c<span class=\"_ _3\"></span>es contrat<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya02 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de locat<span class=\"_ _0\"></span>ion, les <span class=\"_ _0\"></span>paieme<span class=\"_ _0\"></span>nts de l<span class=\"_ _0\"></span>oyers sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 ya03 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">charge da<span class=\"_ _0\"></span>ns le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at de fa\u00e7on li<span class=\"_ _0\"></span>n\u00e9aire su<span class=\"_ _0\"></span>r la dur\u00e9e du</div>\n<div class=\"t m0 x6 h62 ya04 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 561px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 566px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 571px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7e ya49 ffd4 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4a ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les paie<span class=\"_ _0\"></span>ments a<span class=\"_ _0\"></span>u titre <span class=\"_ _0\"></span>de la loc<span class=\"_ _0\"></span>ation sont<span class=\"_ _0\"></span> pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s co<span class=\"_ _0\"></span>mme des f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 ya4b ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>provenant d<span class=\"_ _3\"></span>es activit\u00e9s<span class=\"_ _3\"></span> op\u00e9rationne<span class=\"_ _3\"></span>lles dans l<span class=\"_ _3\"></span>e tableau</div>\n<div class=\"t m0 x6 h62 ya4c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 des flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e, dans<span class=\"_ _0\"></span> les \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">empru<span class=\"lsf8 ws111\">n<span class=\"_ _3\"></span>ts</span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 67px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y963 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.8<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse8\">Pr\u00eats</span> </span></div>\n<div class=\"t m0 x6 h62 y964 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> aux banques <span class=\"_ _3\"></span>(cr\u00e9ances <span class=\"_ _3\"></span>sur les banqu<span class=\"_ _3\"></span>es), les p<span class=\"_ _3\"></span>r\u00eats aux</div>\n<div class=\"t m0 x6 h62 y965 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pouvoir<span class=\"_ _0\"></span>s public<span class=\"_ _0\"></span>s et les<span class=\"_ _0\"></span> pr\u00eats \u00e0 l<span class=\"_ _0\"></span>a clien<span class=\"_ _0\"></span>t\u00e8le (c<span class=\"_ _0\"></span>r\u00e9ances s<span class=\"_ _0\"></span>ur la c<span class=\"_ _0\"></span>lient\u00e8l<span class=\"_ _0\"></span>e)</div>\n<div class=\"t m0 x6 h62 y966 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s pr\u00eats \u00e9mis par Ageas<span class=\"_ _3\"></span> en vertu desquels le<span class=\"_ _3\"></span>s fonds sont</div>\n<div class=\"t m0 x6 h62 y967 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>ement ver<span class=\"_ _0\"></span>s\u00e9s \u00e0 l<span class=\"_ _0\"></span>\u2019empru<span class=\"_ _0\"></span>nt<span class=\"wse9\">eur ou \u00e0 un a<span class=\"_ _0\"></span>gent de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">participat<span class=\"_ _3\"></span>ion. </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces pr\u00eats <span class=\"_ _3\"></span>sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y969 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96a ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> de cr\u00e9ance<span class=\"_ _3\"></span> acquis sur<span class=\"_ _3\"></span> le march\u00e9<span class=\"_ _3\"></span> primaire di<span class=\"_ _3\"></span>rectement aupr\u00e8<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y96b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur sont<span class=\"_ _0\"></span> enregist<span class=\"_ _0\"></span>r\u00e9s comm<span class=\"_ _0\"></span>e pr\u00eats, po<span class=\"_ _0\"></span>ur autant qu<span class=\"_ _0\"></span>\u2019il n\u2019y ait</div>\n<div class=\"t m0 x6 h62 y96c ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aucun ma<span class=\"_ _0\"></span>rch\u00e9 act<span class=\"_ _0\"></span>if pour c<span class=\"_ _0\"></span>es titr<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y96d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00eats \u00e9m<span class=\"_ _0\"></span>is ou acqu<span class=\"_ _0\"></span>is dans le but d\u2019<span class=\"_ _0\"></span>\u00eatre ven<span class=\"_ _0\"></span>dus ou titris<span class=\"_ _0\"></span>\u00e9s \u00e0 court<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y96f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme sont c<span class=\"_ _0\"></span>onsid\u00e9<span class=\"_ _0\"></span>r\u00e9s comme d<span class=\"_ _0\"></span>es actifs d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y970 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> d\u00e9sign\u00e9s com<span class=\"_ _3\"></span>me d\u00e9tenus \u00ab<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la juste val<span class=\"_ _0\"></span>eur par le biais<span class=\"_ _0\"></span> du </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span>\u00bb ou \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">disp<span class=\"_ _0\"></span>onibl<span class=\"wseb\">es<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb sont enregistr\u00e9<span class=\"_ _3\"></span>s tels </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y974 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quels \u00e0 leur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y975 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les engagement<span class=\"_ _3\"></span>s de pr\u00eat qui pr\u00e9vo<span class=\"_ _3\"></span>ient le tirage de<span class=\"_ _3\"></span> fonds pendant une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yae7 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u00e9term<span class=\"_ _0\"></span>in\u00e9e par <span class=\"_ _0\"></span>un r\u00e8gl<span class=\"_ _0\"></span>ement ou<span class=\"_ _0\"></span> des usa<span class=\"_ _0\"></span>ges de m<span class=\"_ _0\"></span>arch\u00e9 ne s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 yae8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pas compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaea ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>marginaux e<span class=\"_ _3\"></span>ncourus et <span class=\"_ _3\"></span>les commis<span class=\"_ _3\"></span>sions d\u2019\u00e9miss<span class=\"_ _3\"></span>ion de pr\u00ea<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ya5d ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7ues p<span class=\"_ _0\"></span>our la gara<span class=\"_ _0\"></span>ntie d\u2019un p<span class=\"_ _0\"></span>r\u00eat sont rep<span class=\"_ _0\"></span>ort\u00e9s et am<span class=\"_ _0\"></span>ortis sur l<span class=\"_ _0\"></span>a dur\u00e9e</div>\n<div class=\"t m0 x1a h62 ya5e ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du pr\u00eat au titre<span class=\"_ _3\"></span> de r\u00e9gularisat<span class=\"_ _3\"></span>ion du rendement.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e y97d ffd4 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> des <span class=\"lsdc wse8\">pr\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de c<span class=\"_ _0\"></span>r\u00e9dit pouv<span class=\"_ _0\"></span>ant entr<span class=\"_ _0\"></span>a\u00eener la d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x1a h62 y97f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que est \u00e9tab<span class=\"_ _0\"></span>li si des preu<span class=\"_ _0\"></span>ves object<span class=\"_ _0\"></span>ives ind<span class=\"_ _0\"></span>iquent qu<span class=\"_ _0\"></span>\u2019Ageas n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y980 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sera pas <span class=\"_ _0\"></span>en mesur<span class=\"_ _0\"></span>e de rec<span class=\"_ _0\"></span>ouvrer t<span class=\"_ _0\"></span>ous les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s dus co<span class=\"_ _0\"></span>mme le</div>\n<div class=\"t m0 x1a h62 y981 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> le contrat.<span class=\"_ _0\"></span> Le montant d<span class=\"_ _0\"></span>e la provisi<span class=\"_ _0\"></span>on est la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre la</div>\n<div class=\"t m0 x1a h62 y982 ffd2 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">valeu<span class=\"lsdc wse9\">r comptable et le m<span class=\"_ _0\"></span>ontant re<span class=\"_ _0\"></span>couvrab<span class=\"_ _0\"></span>le, \u00e0 savoir l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle </span></div>\n<div class=\"t m0 x1a h62 y983 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie atten<span class=\"_ _0\"></span>dus ou, le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant, la v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y984 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e moins les f<span class=\"_ _0\"></span>rais de vent<span class=\"_ _0\"></span>e si le pr\u00eat est g<span class=\"_ _0\"></span>aranti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y986 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion \u00ab<span class=\"ls0 ws0\"> </span>e<span class=\"_ _3\"></span>xistante, mai<span class=\"_ _3\"></span>s non d\u00e9cla<span class=\"_ _3\"></span>r\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span>(inc<span class=\"_ _3\"></span>urred but <span class=\"_ _3\"></span>not</div>\n<div class=\"t m0 x1a h62 y987 ffd2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reported<span class=\"ls0 ws0\"> </span><span class=\"wseb\">o<span class=\"_ _3\"></span>u IBNR) des<span class=\"_ _3\"></span> pr\u00eats e<span class=\"_ _3\"></span>st enregistr\u00e9e<span class=\"_ _3\"></span> lorsque d<span class=\"_ _3\"></span>es \u00e9l\u00e9ments<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y988 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs indique<span class=\"_ _0\"></span>nt que des pe<span class=\"_ _0\"></span>rtes son<span class=\"_ _0\"></span>t survenu<span class=\"_ _0\"></span>es dans le po<span class=\"_ _0\"></span>rtefeuil<span class=\"_ _0\"></span>le de</div>\n<div class=\"t m0 x1a h62 y989 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, sa<span class=\"_ _0\"></span>ns pour auta<span class=\"_ _0\"></span>nt avoir sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>uement id<span class=\"_ _0\"></span>entifi\u00e9 l<span class=\"_ _0\"></span>es pr\u00eats</div>\n<div class=\"t m0 x1a h62 y98a ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s. Cette d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion est <span class=\"wseb\">est<span class=\"_ _0\"></span>im\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a h62 y98b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>que des per<span class=\"_ _0\"></span>tes de cha<span class=\"_ _0\"></span>que compo<span class=\"_ _0\"></span>sant, af<span class=\"_ _0\"></span>in de refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y98c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjonct<span class=\"_ _0\"></span>ure \u00e9con<span class=\"_ _0\"></span>omique d<span class=\"_ _0\"></span>ans laque<span class=\"_ _0\"></span>lle les empr<span class=\"_ _0\"></span>unteurs<span class=\"_ _0\"></span> \u00e9voluent<span class=\"_ _0\"></span> et en</div>\n<div class=\"t m0 x1a h62 ya64 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des ris<span class=\"_ _0\"></span>ques li<span class=\"_ _0\"></span>\u00e9s au servic<span class=\"_ _0\"></span>e de dette ext<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ya65 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns pays sur la bas<span class=\"_ _0\"></span>e d'une \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du climat po<span class=\"_ _0\"></span>litiqu<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x1a h62 ya66 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya67 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> est enregistr\u00e9e c<span class=\"_ _3\"></span>omme diminution de<span class=\"_ _3\"></span> la valeur</div>\n<div class=\"t m0 x1a h62 ya69 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble des cr\u00e9an<span class=\"_ _0\"></span>ces sur les<span class=\"_ _0\"></span> banques<span class=\"_ _0\"></span> et sur la client<span class=\"_ _0\"></span>\u00e8le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sur les engage<span class=\"_ _3\"></span>ments de pr\u00eat rappor<span class=\"_ _3\"></span>t\u00e9s hors de l\u2019\u00e9tat<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re sont<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es en \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">provisions</span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>un pr\u00eat part<span class=\"_ _0\"></span>iculie<span class=\"_ _0\"></span>r est identif<span class=\"_ _0\"></span>i\u00e9 comm<span class=\"_ _0\"></span>e non reco<span class=\"_ _0\"></span>uvrable et q<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 ya6f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> voies de dro<span class=\"_ _0\"></span>it ont \u00e9t\u00e9 \u00e9p<span class=\"_ _0\"></span>uis\u00e9es,<span class=\"_ _0\"></span> le pr\u00eat est rad<span class=\"_ _0\"></span>i\u00e9 \u00e0 hauteu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1a h62 ycf0 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la charge<span class=\"_ _3\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>ation y af<span class=\"_ _3\"></span>f\u00e9rente, et<span class=\"_ _3\"></span> les recouv<span class=\"_ _3\"></span>reme<span class=\"wsfa\">nts ult\u00e9rieur<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">viendro<span class=\"_ _0\"></span>nt cr\u00e9dit<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 472px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 224px; width: 347px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y971 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya72 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.9<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9assurance et<span class=\"_ _0\"></span> <span class=\"lsde wsea\">autres<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wse8\">cr\u00e9anc<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e ye0d ffd4 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye0e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pre<span class=\"_ _0\"></span>nd et/ou c\u00e8<span class=\"_ _0\"></span>de la r\u00e9ass<span class=\"_ _0\"></span>urance dans<span class=\"_ _0\"></span> le cadre no<span class=\"_ _0\"></span>rmal de ses</div>\n<div class=\"t m0 x1a h62 ye0f ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s. Les <span class=\"_ _0\"></span>montant<span class=\"_ _0\"></span>s de r\u00e9a<span class=\"_ _0\"></span>ssuranc<span class=\"_ _0\"></span>e \u00e0 recev<span class=\"_ _0\"></span>oir co<span class=\"_ _0\"></span><span class=\"lsde wsea\">mprennent </span></div>\n<div class=\"t m0 x1a h62 ye10 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les soldes<span class=\"_ _0\"></span> d\u00e9biteu<span class=\"_ _0\"></span>rs dus par des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies</div>\n<div class=\"t m0 x1a h62 ye11 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance et des<span class=\"_ _0\"></span> compagn<span class=\"_ _0\"></span>ies de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e pour les obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye12 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> c\u00e9d\u00e9es. Les montant<span class=\"_ _3\"></span>s recouvrables aup<span class=\"_ _3\"></span>r\u00e8s des</div>\n<div class=\"t m0 x1a h62 ye13 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>eurs et les<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s dus aux r\u00e9a<span class=\"_ _0\"></span>ssureur<span class=\"_ _0\"></span>s sont estim<span class=\"_ _0\"></span>\u00e9s de</div>\n<div class=\"t m0 x1a h62 ye14 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mani\u00e8r<span class=\"_ _0\"></span>e coh\u00e9rent<span class=\"_ _0\"></span>e par rapp<span class=\"_ _0\"></span>ort aux mont<span class=\"_ _0\"></span>ants li\u00e9s<span class=\"_ _0\"></span> aux polices<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ye15 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et con<span class=\"_ _0\"></span>form\u00e9m<span class=\"_ _0\"></span>ent au cont<span class=\"_ _0\"></span>rat de r\u00e9as<span class=\"_ _0\"></span>surance<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye16 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9assur<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l\u2019\u00e9<span class=\"_ _0\"></span>tat de la situ<span class=\"_ _0\"></span>ation fina<span class=\"_ _0\"></span>nci\u00e8re su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye17 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">une base brute sau<span class=\"_ _3\"></span>f si un droit de com<span class=\"_ _3\"></span>pensation exis<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 204px; height: 902px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffd8 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es cr\u00e9ance<span class=\"_ _0\"></span>s qui d\u00e9cou<span class=\"_ _0\"></span>lent de l\u2019ex<span class=\"_ _0\"></span>ercice n<span class=\"_ _0\"></span>ormal des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui sont<span class=\"_ _0\"></span> \u00e9mises <span class=\"_ _0\"></span>par Age<span class=\"_ _0\"></span>as sont i<span class=\"_ _0\"></span>nitialem<span class=\"_ _0\"></span>ent enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9es \u00e0 leu<span class=\"_ _0\"></span>r juste</div>\n<div class=\"t m0 x6 h62 y93e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur et e<span class=\"_ _0\"></span>nsuite \u00e9v<span class=\"_ _0\"></span>alu\u00e9es au co<span class=\"_ _0\"></span>\u00fbt amort<span class=\"_ _0\"></span>i sur la base d<span class=\"_ _0\"></span>e la m\u00e9thode d<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x6 h62 y93f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d'int\u00e9r\u00ea<span class=\"_ _3\"></span>t effectif, avec d\u00e9d<span class=\"_ _3\"></span>uction des \u00e9ventue<span class=\"_ _3\"></span>lles d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1024px; height: 83px; width: 344px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ye19 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">Co\u00fbts d'a<span class=\"_ _3\"></span>cquisition dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s (<span class=\"ffd9 ls0 ws0\">\u00ab<span class=\"ffd6\"> <span class=\"_ _3\"></span></span></span><span class=\"wseb\">Deferred acqui<span class=\"_ _3\"></span>sition cost<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"ffd9\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></div>\n<div class=\"t m0 x22d h62 ye1a ffd6 fs43 fc1e sc0 lsf3 ws10c\" style=\"z-index: 15;\">DAC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye1b ffd8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">G\u00e9n\u00e9ralit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1c ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019act<span class=\"_ _3\"></span>ivit\u00e9s d\u2019assuran<span class=\"_ _3\"></span>ce nouvelles ou<span class=\"_ _3\"></span> renouvel\u00e9es, tous vari<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x6 h62 ye1d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et d\u00e9pendan<span class=\"_ _3\"></span>t essenti<span class=\"lsdc wse9\">ellement de la pr<span class=\"_ _0\"></span>oducti<span class=\"_ _0\"></span>on de la nouvel<span class=\"_ _0\"></span>le activit<span class=\"_ _0\"></span>\u00e9, </span></div>\n<div class=\"t m0 x6 h62 ye1e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et am<span class=\"_ _0\"></span>ortis et r\u00e9su<span class=\"_ _0\"></span>ltent en<span class=\"_ _0\"></span> co\u00fbts d'acq<span class=\"_ _0\"></span>uisiti<span class=\"_ _0\"></span>on diff\u00e9r\u00e9<span class=\"_ _0\"></span>s (DAC).</div>\n<div class=\"t m0 x6 h62 ye1f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les DAC in<span class=\"_ _3\"></span>cluent princ<span class=\"_ _3\"></span>ipalement les<span class=\"_ _3\"></span> commissions<span class=\"_ _3\"></span>, les frai<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x6 h62 ye20 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption, d\u2019<span class=\"_ _0\"></span>agenc<span class=\"_ _0\"></span>e et d\u2019\u00e9miss<span class=\"_ _0\"></span>ion de polic<span class=\"_ _0\"></span>es. La m\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 ye21 ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'amor<span class=\"wse9\">t<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt se base su<span class=\"_ _0\"></span>r la prime acqu<span class=\"_ _0\"></span>ise atte<span class=\"_ _0\"></span>ndue ou les ma<span class=\"_ _0\"></span>rges </span></div>\n<div class=\"t m0 x6 h62 ye22 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">brutes es<span class=\"_ _3\"></span>tim\u00e9es. Les <span class=\"_ _3\"></span>DAC sont exam<span class=\"_ _3\"></span>in\u00e9s r\u00e9guli<span class=\"_ _3\"></span>\u00e8rement afin<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 ye23 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s\u2019assurer de<span class=\"_ _3\"></span> leur recouvrabili<span class=\"_ _3\"></span>t\u00e9 sur la base d\u2019est<span class=\"_ _3\"></span>imations des b\u00e9n\u00e9f<span class=\"_ _3\"></span>ices</div>\n<div class=\"t m0 x6 h62 ye24 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs g\u00e9<span class=\"_ _0\"></span>n\u00e9r\u00e9s par les<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye25 ffd8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en proporti<span class=\"_ _0\"></span>on des prim<span class=\"_ _0\"></span>es atten<span class=\"_ _0\"></span>dues<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye26 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les produits<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 ye27 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas sa<span class=\"_ _0\"></span>ns \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye28 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> en prop<span class=\"_ _0\"></span>ortion d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye29 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues. Le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">hypoth<span class=\"_ _0\"></span>\u00e8ses relat<span class=\"_ _0\"></span>ives aux<span class=\"_ _0\"></span> primes att<span class=\"_ _0\"></span>endue<span class=\"_ _0\"></span>s sont </span></div>\n<div class=\"t m0 x6 h62 ye2a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la date de l\u2019\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n de la police et s<span class=\"_ _0\"></span>ont appli<span class=\"_ _0\"></span>qu\u00e9es de</div>\n<div class=\"t m0 x6 h62 ye2b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re coh\u00e9ren<span class=\"_ _3\"></span>te pendant la dur\u00e9<span class=\"_ _3\"></span>e des contrats.<span class=\"_ _3\"></span> Les diff\u00e9rences en<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x6 h62 ye2c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>hiffres <span class=\"_ _0\"></span>r\u00e9els s<span class=\"_ _0\"></span>ont int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span>au compte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"lsf8 ws111\">ltat </span></div>\n<div class=\"t m0 x6 h62 ye2d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019exercice au<span class=\"_ _3\"></span> cours duquel ce<span class=\"_ _3\"></span>s \u00e9carts sont apparu<span class=\"_ _3\"></span>s. Les DAC de ces</div>\n<div class=\"t m0 x6 h62 ye2e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> sont g<span class=\"_ _0\"></span>\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement am<span class=\"_ _0\"></span>ortis sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e de vie t<span class=\"_ _0\"></span>otale d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ye2f ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">police.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye30 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec la m<span class=\"_ _0\"></span>arge brut<span class=\"_ _0\"></span>e estim\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye31 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les</span> </span><span class=\"wseb\">produits<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x6 h62 ye32 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas av<span class=\"_ _0\"></span>ec \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye33 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> sur la du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie est<span class=\"_ _0\"></span>im\u00e9e des</div>\n<div class=\"t m0 x6 h62 ye34 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en se fondant<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e de la mar<span class=\"_ _0\"></span>ge brute</div>\n<div class=\"t m0 x6 h62 ye35 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9e ou des b\u00e9n<span class=\"_ _3\"></span>\u00e9fices sur la ba<span class=\"_ _3\"></span>se du rendemen<span class=\"lsdc wse9\">t du placement </span></div>\n<div class=\"t m0 x6 h62 ye36 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>u. La marge br<span class=\"_ _0\"></span>ute estim<span class=\"_ _0\"></span>\u00e9e compr<span class=\"_ _0\"></span>end les pri<span class=\"_ _0\"></span>mes et le r\u00e9sult<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x6 h62 ye37 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt atten<span class=\"_ _0\"></span>du, dimin<span class=\"_ _0\"></span>u\u00e9 des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> et des char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 ye38 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rativ<span class=\"_ _0\"></span>es, des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes et des</div>\n<div class=\"t m0 x6 h62 ye39 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> s\u2019il y <span class=\"_ _0\"></span>a lieu. L<span class=\"_ _0\"></span>es <span class=\"lsde wsfa\">diff\u00e9rences entre le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 ye3a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats r\u00e9els et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es a<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye3b ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at de l\u2019exerc<span class=\"_ _0\"></span>ice au cours<span class=\"_ _0\"></span> duquel ces \u00e9c<span class=\"_ _0\"></span>arts so<span class=\"_ _0\"></span>nt apparus.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 ye3c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9<span class=\"_ _0\"></span>r\u00e9s sont aju<span class=\"_ _0\"></span>st\u00e9s \u00e0 l\u2019eff<span class=\"_ _0\"></span>et d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent des</div>\n<div class=\"t m0 x6 h62 ye3d ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains (pe<span class=\"_ _0\"></span>rtes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9<span class=\"lsde wseb\">s comptabilis\u00e9s dans le<span class=\"_ _3\"></span>s capitaux p<span class=\"_ _3\"></span>ropres </span></div>\n<div class=\"t m0 x6 h62 ye3e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme s\u2019i<span class=\"_ _0\"></span>ls avaie<span class=\"_ _0\"></span>nt \u00e9t\u00e9 r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s avec l\u2019<span class=\"_ _0\"></span>ajuste<span class=\"_ _0\"></span>ment corr<span class=\"_ _0\"></span>espondant<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 ye3f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains (per<span class=\"_ _3\"></span>tes) non r\u00e9al<span class=\"_ _3\"></span>is\u00e9s dans <span class=\"_ _3\"></span>les capitaux <span class=\"_ _3\"></span>propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye40 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec le<span class=\"_ _0\"></span>s primes ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye41 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de court<span class=\"_ _0\"></span>e dur\u00e9e<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ye42 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont amort<span class=\"_ _0\"></span>is sur la p\u00e9r<span class=\"_ _0\"></span>iode au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle les pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h62 ye43 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises sont acqui<span class=\"_ _3\"></span>ses. Les futurs<span class=\"_ _3\"></span> produits financie<span class=\"_ _3\"></span>rs, moyennant un<span class=\"_ _3\"></span> taux</div>\n<div class=\"t m0 x6 h62 ye44 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de rende<span class=\"_ _0\"></span>ment sa<span class=\"_ _0\"></span>ns risq<span class=\"_ _0\"></span>ue, sont <span class=\"_ _0\"></span>pris en c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>dans l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x6 h62 ye45 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">recouvrement de<span class=\"_ _3\"></span>s <span class=\"ls102 ws11d\">DAC.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye46 ffd8 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne <span class=\"_ _0\"></span>avec le<span class=\"_ _0\"></span>s recet<span class=\"_ _0\"></span>tes aff\u00e9r<span class=\"_ _0\"></span>entes a<span class=\"_ _0\"></span>u servic<span class=\"_ _0\"></span>e fourn<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye47 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> sans \u00e9l<span class=\"_ _0\"></span>\u00e9ment <span class=\"_ _0\"></span>de partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ye48 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re \u00e9mis par des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>r\u00e9voient<span class=\"_ _0\"></span> aussi</div>\n<div class=\"t m0 x1a h62 ye49 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bien la c<span class=\"_ _0\"></span>r\u00e9ation <span class=\"_ _0\"></span>d\u2019un inst<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt finan<span class=\"_ _0\"></span>cier que <span class=\"_ _0\"></span>la <span class=\"lsde wsfa\">fourniture de service<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ye4a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n de portefe<span class=\"_ _0\"></span>uille.<span class=\"_ _0\"></span> Lorsqu\u2019i<span class=\"_ _0\"></span>ls peuvent<span class=\"_ _0\"></span> \u00eatre clai<span class=\"_ _0\"></span>rement \u00e9t<span class=\"_ _0\"></span>ablis,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ye4b ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux relati<span class=\"_ _3\"></span>fs au droi<span class=\"_ _3\"></span>t de rendre<span class=\"_ _3\"></span> des ser<span class=\"_ _3\"></span>vices de ge<span class=\"_ _3\"></span>stion de</div>\n<div class=\"t m0 x1a h62 ye4c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille sont p<span class=\"_ _0\"></span>ort\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif et amo<span class=\"_ _0\"></span>rtis au fur et \u00e0 m<span class=\"_ _0\"></span>esure que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye4d ffd6 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">recettes y af<span class=\"lsdc wseb\">f\u00e9rentes s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9es. L<span class=\"_ _0\"></span>\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e y </span></div>\n<div class=\"t m0 x1a h62 ye4e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aff\u00e9re<span class=\"_ _0\"></span>nte est test<span class=\"_ _0\"></span>\u00e9e quant \u00e0 sa rec<span class=\"_ _0\"></span>ouvr<span class=\"_ _0\"></span>abilit\u00e9 \u00e0 cha<span class=\"_ _0\"></span>que date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye4f ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng. Les hon<span class=\"_ _0\"></span>oraires d<span class=\"_ _0\"></span>e gestion de p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille sur c<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x1a h62 ye50 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s co<span class=\"_ _0\"></span>mme reven<span class=\"_ _0\"></span>us lorsq<span class=\"_ _0\"></span>ue lesdit<span class=\"_ _0\"></span>s services<span class=\"_ _0\"></span> so<span class=\"lsde wsfa\">nt rendus.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 120px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 829px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 125px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 834px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ye51 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.11<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdd ws11a\">Passifs li\u00e9s \u00e0 </span></span>de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance (de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce) et de </span></span></div>\n<div class=\"t m0 x134 h62 ye52 ffd6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye53 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce (de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e) et de</div>\n<div class=\"t m0 x1a h62 ye54 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt sont l<span class=\"_ _0\"></span>i\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye55 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye56 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de r\u00e9ass<span class=\"_ _0\"></span>urance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye57 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de place<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> </span><span class=\"wseb\">avec <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6a h62 ye58 ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ye59 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'inv<span class=\"_ _0\"></span>estis<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ans \u00e9l\u00e9<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e partici<span class=\"_ _0\"></span>patio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6a h62 ye5a ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ye5b ffd8 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des contrats<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ye5c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pass<span class=\"_ _0\"></span>ifs rel<span class=\"_ _0\"></span>atifs au<span class=\"_ _0\"></span>x prene<span class=\"_ _0\"></span>urs d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont cl<span class=\"_ _0\"></span>ass\u00e9s su<span class=\"_ _0\"></span>r la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye5d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des caract\u00e9ri<span class=\"_ _3\"></span>stiques des contra<span class=\"_ _3\"></span>ts d\u2019assurance sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents et des<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ye5e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risques s<span class=\"_ _0\"></span>p\u00e9cif<span class=\"_ _0\"></span>iques \u00e0 c<span class=\"_ _0\"></span>es contr<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye5f ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wseb\">contrats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce so<span class=\"_ _0\"></span>nt les co<span class=\"_ _0\"></span>ntrats p<span class=\"_ _0\"></span>our les<span class=\"_ _0\"></span>quels A<span class=\"_ _0\"></span>geas a </span></span></span></div>\n<div class=\"t m0 x6a h62 ye60 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accept\u00e9 u<span class=\"_ _0\"></span>n risque d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>f d\u2019une autr<span class=\"_ _0\"></span>e partie (l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ye61 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titulai<span class=\"_ _0\"></span>re de la polic<span class=\"_ _0\"></span>e) en conv<span class=\"_ _0\"></span>enant d\u2019i<span class=\"_ _0\"></span>ndemnis<span class=\"_ _0\"></span>er le titul<span class=\"_ _0\"></span>aire de la</div>\n<div class=\"t m0 x6a h62 ye62 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">police si u<span class=\"_ _0\"></span>n \u00e9v\u00e9neme<span class=\"_ _0\"></span>nt futur inc<span class=\"_ _0\"></span>ertain sp\u00e9<span class=\"_ _0\"></span>cifi\u00e9 (l\u2019<span class=\"_ _0\"></span>\u00e9v\u00e9nem<span class=\"_ _0\"></span>ent assu<span class=\"_ _0\"></span>r\u00e9)</div>\n<div class=\"t m0 x6a h62 ye63 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cause un pr\u00e9<span class=\"_ _0\"></span>judice<span class=\"_ _0\"></span> au titulair<span class=\"_ _0\"></span>e de la polic<span class=\"_ _0\"></span>e. Le risqu<span class=\"_ _0\"></span>e d'assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6a h62 ye64 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est sign<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>if si, et<span class=\"_ _0\"></span> seuleme<span class=\"_ _0\"></span>nt si un \u00e9<span class=\"_ _0\"></span>v\u00e9nem<span class=\"_ _0\"></span>ent assur<span class=\"_ _0\"></span>\u00e9 peut o<span class=\"_ _0\"></span>bliger</div>\n<div class=\"t m0 x6a h62 ye65 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un assure<span class=\"_ _0\"></span>ur \u00e0 payer des<span class=\"_ _0\"></span> prestat<span class=\"_ _0\"></span>ions c<span class=\"lsde wseb\">ompl\u00e9mentaires signifi<span class=\"_ _3\"></span>catives </span></div>\n<div class=\"t m0 x6a h62 ye66 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans n'im<span class=\"_ _0\"></span>porte que<span class=\"_ _0\"></span>l sc\u00e9nario,<span class=\"_ _0\"></span> \u00e0 l'exclu<span class=\"_ _0\"></span>sion des sc<span class=\"_ _0\"></span>\u00e9narios<span class=\"_ _0\"></span> qui</div>\n<div class=\"t m0 x6a h62 ye67 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manque<span class=\"_ _0\"></span>nt de substan<span class=\"_ _0\"></span>ce comme<span class=\"_ _0\"></span>rciale (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wseb\">dire qui n'<span class=\"_ _0\"></span>ont auc<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6a h62 ye68 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effet pe<span class=\"_ _0\"></span>rcepti<span class=\"_ _0\"></span>ble sur l'<span class=\"_ _0\"></span>aspect<span class=\"_ _0\"></span> \u00e9conom<span class=\"_ _0\"></span>ique de l<span class=\"_ _0\"></span>a trans<span class=\"_ _0\"></span>action).<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6a h62 ye69 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance peu<span class=\"_ _3\"></span>vent aussi<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>transf\u00e9rer <span class=\"_ _3\"></span>un risque fi<span class=\"_ _3\"></span>nancier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye6a ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Les contrats d<span class=\"_ _0\"></span>e place<span class=\"_ _0\"></span>ment (a<span class=\"_ _0\"></span>vec ou s<span class=\"_ _0\"></span>ans \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x6a h62 ye6b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e) sont les con<span class=\"_ _3\"></span>trats qui transf\u00e8r<span class=\"_ _3\"></span>ent un risque financ<span class=\"_ _3\"></span>ier</div>\n<div class=\"t m0 x6a h62 ye6c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif. Le r<span class=\"_ _0\"></span>isque fi<span class=\"_ _0\"></span>nancier est<span class=\"_ _0\"></span> le risque d\u2019<span class=\"_ _0\"></span>une variat<span class=\"_ _0\"></span>ion fut<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6a h62 ye6d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible d\u2019<span class=\"_ _3\"></span>un o<span class=\"lsdc\">u de plusie<span class=\"_ _0\"></span>urs taux<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s, c<span class=\"_ _0\"></span>ours </span></div>\n<div class=\"t m0 x6a h62 ye6e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019instrumen<span class=\"_ _3\"></span>ts financiers,<span class=\"_ _3\"></span> prix de mati\u00e8res premi\u00e8<span class=\"_ _3\"></span>res, taux de</div>\n<div class=\"t m0 x6a h62 ye6f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change, ind<span class=\"_ _3\"></span>ices de p<span class=\"_ _3\"></span>rix ou de<span class=\"_ _3\"></span> taux, nota<span class=\"_ _3\"></span>tion de c<span class=\"_ _3\"></span>r\u00e9dit ou <span class=\"_ _3\"></span>index de</div>\n<div class=\"t m0 x6a h62 ye70 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit ou<span class=\"_ _3\"></span> d\u2019autres \u00e9l\u00e9me<span class=\"_ _3\"></span>nts variabl<span class=\"_ _3\"></span>es, \u00e0 condi<span class=\"_ _3\"></span>tion que, d<span class=\"_ _3\"></span>ans le <span class=\"_ _3\"></span>cas</div>\n<div class=\"t m0 x6a h62 ye71 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019une variabl<span class=\"_ _3\"></span>e non finan<span class=\"_ _3\"></span>ci\u00e8re, la<span class=\"_ _3\"></span> variable n<span class=\"_ _3\"></span>e soit pas<span class=\"_ _3\"></span> sp\u00e9cifiqu<span class=\"_ _3\"></span>e \u00e0</div>\n<div class=\"t m0 x6a h62 ye72 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye73 ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye74 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>at a \u00e9t\u00e9 c<span class=\"_ _0\"></span>lass\u00e9 c<span class=\"_ _0\"></span>omme cont<span class=\"_ _0\"></span>rat d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce, il re<span class=\"_ _0\"></span>ste un</div>\n<div class=\"t m0 x1a h62 ye75 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance pou<span class=\"_ _0\"></span>r le reste de sa du<span class=\"_ _0\"></span>r\u00e9e m\u00eame si l<span class=\"_ _0\"></span>e risque</div>\n<div class=\"t m0 x1a h62 ye76 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> se r\u00e9dui<span class=\"_ _3\"></span>t significati<span class=\"_ _3\"></span>vement d<span class=\"lsdc\">urant cette <span class=\"_ _0\"></span>p\u00e9riode,<span class=\"_ _0\"></span> sauf s<span class=\"_ _0\"></span>i tous </span></div>\n<div class=\"t m0 x1a h62 ye77 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les droits et<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions sont \u00e9t<span class=\"_ _0\"></span>eints o<span class=\"_ _0\"></span>u expir\u00e9s.<span class=\"_ _0\"></span> Les contrat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 ye78 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt peuve<span class=\"_ _0\"></span>nt, toutef<span class=\"_ _0\"></span>ois, \u00eatr<span class=\"_ _0\"></span>e reclass<span class=\"_ _0\"></span>\u00e9s en cont<span class=\"_ _0\"></span>rats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ye79 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">apr\u00e8s leur<span class=\"_ _3\"></span> prise de <span class=\"_ _3\"></span>cours si<span class=\"_ _3\"></span> le risque<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span> devient <span class=\"_ _3\"></span>significatif.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye7a ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye7b ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\"> </span>d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> les cont<span class=\"_ _0\"></span>rats<span class=\"_ _0\"></span> de r\u00e9ass<span class=\"_ _0\"></span>urance <span class=\"_ _0\"></span>et les c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x1a h62 ye7c ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d'investissem<span class=\"_ _3\"></span>ent avec \u00e9<span class=\"_ _3\"></span>l\u00e9ment de part<span class=\"_ _3\"></span>icipation d<span class=\"_ _3\"></span>iscr\u00e9tionnair<span class=\"_ _3\"></span>e sont</div>\n<div class=\"t m0 x1a h62 ye7d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">4. Les contrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ye7e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">placement qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s un risque finan<span class=\"_ _3\"></span>cier significatif so<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x1a h62 ye7f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsea\">39.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 353px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffdb fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">V<span class=\"ls109 ws129\">ie</span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ffdd fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Prestat<span class=\"_ _0\"></span>ions fut<span class=\"_ _0\"></span>ures \u00e0 <span class=\"_ _0\"></span>payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>contrats d\u2019a<span class=\"_ _3\"></span>ssurance <span class=\"ls0 ws0\">V</span><span class=\"lsdc\">ie, les futures <span class=\"_ _0\"></span>prestat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> \u00e0 payer s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x6 h62 ye83 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es selon la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a prime const<span class=\"_ _0\"></span>ante net<span class=\"_ _0\"></span>te (vale<span class=\"_ _0\"></span><span class=\"wse8\">ur </span></div>\n<div class=\"t m0 x6 h62 ye84 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie nets fut<span class=\"_ _0\"></span>urs) sur la ba<span class=\"_ _0\"></span>se d\u2019hyp<span class=\"_ _0\"></span>oth\u00e8ses</div>\n<div class=\"t m0 x6 h62 ye19 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actuarielle<span class=\"_ _3\"></span>s d\u00e9finies selon<span class=\"_ _3\"></span> l\u2019exp\u00e9rience pass\u00e9e<span class=\"_ _3\"></span> et les normes du se<span class=\"_ _3\"></span>cteur. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye85 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats av<span class=\"_ _0\"></span>ec parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent to<span class=\"_ _0\"></span>ut</div>\n<div class=\"t m0 x6 h62 ye86 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagement s<span class=\"_ _3\"></span>uppl\u00e9mentaire<span class=\"_ _3\"></span> refl\u00e9tant l<span class=\"_ _3\"></span>es dividende<span class=\"_ _3\"></span>s ou parti<span class=\"_ _3\"></span>cipations</div>\n<div class=\"t m0 x6 h62 yced ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contractuels.<span class=\"_ _3\"></span> Pour certains contra<span class=\"_ _3\"></span>ts sp\u00e9cifiques<span class=\"_ _3\"></span>, les prestations<span class=\"_ _3\"></span> futures</div>\n<div class=\"t m0 x6 h62 ycee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 payer ont \u00e9t<span class=\"_ _0\"></span>\u00e9 r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9es afin de r<span class=\"_ _0\"></span>efl\u00e9ter le<span class=\"_ _0\"></span>s taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 ycef ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>\u00e9s sur l<span class=\"_ _0\"></span>e march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y947 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y948 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nt sans part<span class=\"_ _0\"></span>ici<span class=\"lsde wsea\">pation </span></div>\n<div class=\"t m0 x6 h62 y949 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux b\u00e9n\u00e9fices<span class=\"_ _3\"></span> se composent prin<span class=\"_ _3\"></span>cipalement de cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6 h62 y94a ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en unit\u00e9s d<span class=\"_ _0\"></span>e compte, do<span class=\"_ _0\"></span>nt Ageas d<span class=\"_ _0\"></span>\u00e9tient les pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s pour le compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y94b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du souscr<span class=\"_ _0\"></span>ipteur et<span class=\"_ _0\"></span> les \u00e9value \u00e0 la jus<span class=\"_ _0\"></span>te valeur.<span class=\"_ _0\"></span> Les actio<span class=\"_ _0\"></span>ns propres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y94c ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenue<span class=\"_ _0\"></span>s pour l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de pren<span class=\"_ _0\"></span>eurs d\u2019as<span class=\"_ _0\"></span><span class=\"wse9\">suran<span class=\"_ _0\"></span>ce sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es. L<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte so<span class=\"_ _0\"></span>nt un type sp\u00e9<span class=\"_ _0\"></span>cifiqu<span class=\"_ _0\"></span>e de contrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V</span><span class=\"wse9\">ie r\u00e9gis pa<span class=\"_ _0\"></span>r l\u2019articl<span class=\"_ _0\"></span>e 25 de la Direc<span class=\"_ _0\"></span>tive eur<span class=\"_ _0\"></span>op\u00e9enn<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2002/83/<span class=\"_ _0\"></span>CE. Les<span class=\"_ _0\"></span> avantages<span class=\"_ _0\"></span> de ces contr<span class=\"_ _0\"></span>ats sont li<span class=\"_ _0\"></span>\u00e9s \u00e0 un OPCVM</div>\n<div class=\"t m0 x6 h62 y9a9 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(organi<span class=\"_ _0\"></span>sme de plac<span class=\"_ _0\"></span>ement col<span class=\"_ _0\"></span>lectif <span class=\"lsde wsfa\">en valeurs mobili\u00e8res), un pan<span class=\"_ _3\"></span>ier </span></div>\n<div class=\"t m0 x6 h62 y9aa ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ou une vale<span class=\"_ _0\"></span>ur de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce, ou \u00e0 une co<span class=\"_ _0\"></span>mbinai<span class=\"_ _0\"></span>son de ces</div>\n<div class=\"t m0 x6 h62 y9ab ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeurs ou u<span class=\"_ _0\"></span>nit\u00e9s tel<span class=\"_ _0\"></span>les que fix\u00e9<span class=\"_ _0\"></span>es dans les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span>. Les passif<span class=\"_ _0\"></span>s li\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ac ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats en uni<span class=\"_ _0\"></span>t\u00e9s de compt<span class=\"_ _0\"></span>e sont \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 leur val<span class=\"_ _0\"></span>eur unitai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y9ad ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(soit la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> du fonds dans l<span class=\"_ _0\"></span>equel les co<span class=\"_ _0\"></span>ntrats en un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x6 h62 y9ae ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compte sont inve<span class=\"_ _3\"></span>stis, divis\u00e9e par<span class=\"_ _3\"></span> le nombre d\u2019unit<span class=\"_ _3\"></span>\u00e9s qui composent le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonds), et<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions de just<span class=\"_ _0\"></span>e valeur s<span class=\"_ _0\"></span>ont imput<span class=\"_ _0\"></span>\u00e9es au compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yc03 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat. <span class=\"_ _3\"></span>La juste va<span class=\"_ _3\"></span>leur n\u2019est <span class=\"_ _3\"></span>jamais inf\u00e9ri<span class=\"_ _3\"></span>eure au mon<span class=\"_ _3\"></span>tant d\u00fb<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">lors du </span></span></div>\n<div class=\"t m0 x6 h62 yc04 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat, le c<span class=\"_ _0\"></span>as \u00e9ch\u00e9ant<span class=\"_ _0\"></span>, actua<span class=\"_ _0\"></span>lis\u00e9e de la p\u00e9<span class=\"_ _0\"></span>riode de pr<span class=\"_ _0\"></span>\u00e9avis obli<span class=\"_ _0\"></span>gatoi<span class=\"_ _0\"></span>re, le</div>\n<div class=\"t m0 x6 h62 yc05 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cas \u00e9ch\u00e9a<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc06 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya45 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> produit<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>portent <span class=\"_ _0\"></span>des gar<span class=\"_ _0\"></span>anties f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8res qu<span class=\"_ _0\"></span>i sont aus<span class=\"_ _0\"></span>si</div>\n<div class=\"t m0 x6 h62 ya46 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur et inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les pa<span class=\"_ _0\"></span>ssifs r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x6 h62 ya47 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> les variati<span class=\"_ _0\"></span>ons de la just<span class=\"_ _0\"></span>e valeur \u00e9t<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ya48 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> en compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>. Les risq<span class=\"_ _0\"></span>u<span class=\"lsde wsfa\">es d\u2019assurance son<span class=\"_ _3\"></span>t pris </span></div>\n<div class=\"t m0 x6 h62 ya49 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> sur la base d\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 78px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts et re<span class=\"_ _3\"></span>traits sont enregi<span class=\"_ _3\"></span>str\u00e9s directement dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la</div>\n<div class=\"t m0 x6 h62 ya4c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re comm<span class=\"_ _0\"></span>e des ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>u passif, s<span class=\"_ _0\"></span>ans effet s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 ya4d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y964 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Rendement mi<span class=\"_ _3\"></span>nimum <span class=\"wsea\">garan<span class=\"_ _3\"></span>ti<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y965 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>'assura<span class=\"_ _0\"></span>nce Vie ave<span class=\"_ _0\"></span>c rendeme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>um garanti,<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y966 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compos<span class=\"_ _0\"></span>ante fina<span class=\"_ _0\"></span>nce est m<span class=\"_ _0\"></span>esur\u00e9<span class=\"_ _0\"></span>e au co\u00fbt<span class=\"_ _0\"></span> amorti<span class=\"_ _0\"></span>. Les pas<span class=\"_ _0\"></span>sifs</div>\n<div class=\"t m0 x6 h62 y967 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 calcul<span class=\"_ _0\"></span>\u00e9s afin<span class=\"_ _0\"></span> de refl\u00e9t<span class=\"_ _0\"></span>er les t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x6 h62 y968 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us \u00e0 long term<span class=\"_ _0\"></span>e. Ces passi<span class=\"_ _0\"></span>fs supp<span class=\"_ _0\"></span>l\u00e9menta<span class=\"_ _0\"></span>ires <span class=\"wseb\">sont<span class=\"_ _0\"></span> calcul<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y969 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme l<span class=\"_ _0\"></span>a diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>\u00e9e et la <span class=\"_ _0\"></span>valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y96a ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des montan<span class=\"_ _3\"></span>ts garantis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96b ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96c ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs relatifs a<span class=\"_ _3\"></span>ux police<span class=\"_ _3\"></span>s \u00e0 annuit\u00e9s<span class=\"_ _3\"></span> au cours<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>\u00e9riode</div>\n<div class=\"t m0 x6 h62 y96d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'accum<span class=\"_ _0\"></span>ulation (c<span class=\"_ _0\"></span>onsti<span class=\"_ _0\"></span>tution de la re<span class=\"_ _0\"></span>nte) cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent aux sol<span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>is\u00e9s po<span class=\"lsde wsfa\">ur l\u2019assur\u00e9. Apr\u00e8s la p\u00e9riode<span class=\"_ _3\"></span> de constitution de<span class=\"_ _3\"></span> la rente, </span></div>\n<div class=\"t m0 x6 h62 y96f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pass<span class=\"_ _0\"></span>ifs cor<span class=\"_ _0\"></span>respond<span class=\"_ _0\"></span>ent \u00e0 la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e des v<span class=\"_ _0\"></span>erseme<span class=\"_ _0\"></span>nts de</div>\n<div class=\"t m0 x6 h62 y970 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rentes at<span class=\"_ _0\"></span>tendus<span class=\"_ _0\"></span> futurs<span class=\"_ _0\"></span>. Les va<span class=\"_ _0\"></span>riation<span class=\"_ _0\"></span>s de tabl<span class=\"_ _0\"></span>e de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 qui se s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y971 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produit<span class=\"_ _0\"></span>es au cours de<span class=\"_ _0\"></span>s exercic<span class=\"_ _0\"></span>es pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ents sont<span class=\"_ _0\"></span> enti\u00e8re<span class=\"_ _0\"></span>m<span class=\"lsde wseb\">ent int\u00e9gr\u00e9e<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 yc07 ffdb fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">\u00e0 ces passifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y972 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9l\u00e9ments de<span class=\"_ _3\"></span> participa<span class=\"_ _3\"></span>tion discr\u00e9tion<span class=\"_ _3\"></span>naire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y973 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des co<span class=\"_ _0\"></span>ntrats<span class=\"_ _0\"></span> d\u2019assu<span class=\"_ _0\"></span>rance et<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>r\u00e9voie<span class=\"_ _0\"></span>nt une</div>\n<div class=\"t m0 x1a h62 y974 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestation garan<span class=\"_ _3\"></span>tie. Certains<span class=\"_ _3\"></span> peuvent \u00e9galemen<span class=\"_ _3\"></span>t contenir un \u00e9l\u00e9men<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y975 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire. C<span class=\"_ _0\"></span>et \u00e9l\u00e9ment<span class=\"_ _0\"></span> donne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">au tit<span class=\"_ _0\"></span>ulai<span class=\"_ _0\"></span>re de ce </span></div>\n<div class=\"t m0 x1a h62 yc08 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrat le<span class=\"_ _3\"></span> droit de <span class=\"_ _3\"></span>recevoir, e<span class=\"_ _3\"></span>n plus de <span class=\"_ _3\"></span>l\u2019\u00e9l\u00e9men<span class=\"_ _3\"></span>t garanti, d<span class=\"_ _3\"></span>es prestat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x1a h62 yae7 ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yae8 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">repr\u00e9sent<span class=\"_ _0\"></span>ent prob<span class=\"_ _0\"></span>ableme<span class=\"_ _0\"></span>nt une quot<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span><span class=\"wseb\">part imp<span class=\"_ _0\"></span>ortante d<span class=\"_ _0\"></span>u total </span></span></span></span></div>\n<div class=\"t m0 x133 h62 yae9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages co<span class=\"_ _3\"></span>ntractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaea ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">D<span class=\"_ _3\"></span>ont</span><span class=\"ffdb\"> <span class=\"lsde wseb\">le mo<span class=\"_ _3\"></span>ntant ou l<span class=\"_ _3\"></span>'\u00e9ch\u00e9ance e<span class=\"_ _3\"></span>st contract<span class=\"_ _3\"></span>uellem<span class=\"lsdc wse9\">ent \u00e0 la discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya5d ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ya5e ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wseb\">sont contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>lement f<span class=\"_ _0\"></span>ond\u00e9es<span class=\"_ _0\"></span> sur<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya5f ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">perfo<span class=\"_ _0\"></span>rmance d'<span class=\"_ _0\"></span>un ensem<span class=\"_ _0\"></span>ble d\u00e9fin<span class=\"_ _0\"></span>i de contr<span class=\"_ _0\"></span>ats ou d'un ty<span class=\"_ _0\"></span>pe </span></span></span></div>\n<div class=\"t m0 x134 h62 ya60 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>at sp\u00e9cifi\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 ya61 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wseb\">es rendemen<span class=\"_ _3\"></span>ts de pla<span class=\"_ _3\"></span>cements r\u00e9al<span class=\"_ _3\"></span>is\u00e9s et/ou la<span class=\"_ _3\"></span>tents d'un </span></span></span></div>\n<div class=\"t m0 x134 h62 ya62 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d'act<span class=\"_ _0\"></span>ifs sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span><span class=\"wse8\">geas<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wsfa\">e r\u00e9sultat de la<span class=\"_ _3\"></span> soci\u00e9t\u00e9, d'un fond<span class=\"_ _3\"></span>s ou d'une autre en<span class=\"_ _3\"></span>tit\u00e9 qui </span></span></span></div>\n<div class=\"t m0 x134 h62 yaeb ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9met le cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaec ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance Vi<span class=\"_ _0\"></span>e et les<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de</div>\n<div class=\"t m0 x1a h62 yaee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt avec \u00e9l\u00e9m<span class=\"_ _0\"></span>ent de part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionn<span class=\"_ _0\"></span>aire, les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span>s b\u00e9n\u00e9ficiai<span class=\"_ _3\"></span>res acquise<span class=\"_ _3\"></span>s s<span class=\"lsdc wse9\">\u2019accum<span class=\"_ _0\"></span>ulent sur la ba<span class=\"_ _0\"></span>se du </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uel exig<span class=\"_ _0\"></span>ible calcu<span class=\"_ _0\"></span>l\u00e9 \u00e0 parti<span class=\"_ _0\"></span>r du revenu net<span class=\"_ _0\"></span> statuta<span class=\"_ _0\"></span>ire, en</div>\n<div class=\"t m0 x1a h62 yaf1 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des re<span class=\"_ _0\"></span>strict<span class=\"_ _0\"></span>ions et des mo<span class=\"_ _0\"></span>dalit<span class=\"_ _0\"></span>\u00e9s de paieme<span class=\"_ _0\"></span>nt. L\u2019\u00e9l\u00e9<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yaf2 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>iscr\u00e9ti<span class=\"_ _0\"></span>onnair<span class=\"_ _0\"></span>e consis<span class=\"_ _0\"></span>te en un engag<span class=\"_ _0\"></span>ement co<span class=\"_ _0\"></span>ndition<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x1a h62 yaf3 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 aux plu<span class=\"ls0 ws0\">s-<span class=\"lsde wseb\">values et moins<span class=\"_ _3\"></span></span>-</span>values lat<span class=\"_ _0\"></span>entes. Cet<span class=\"_ _0\"></span> engagem<span class=\"_ _0\"></span>ent deme<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1a h62 yaf4 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e8s lors dans<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-<span class=\"_ _3\"></span></span>values lat<span class=\"_ _0\"></span>entes inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x1a h62 yaf5 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res. D\u00e8<span class=\"_ _3\"></span>s que l\u2019enga<span class=\"_ _3\"></span>gement devien<span class=\"_ _3\"></span>t inconditio<span class=\"_ _3\"></span>nnel, le</div>\n<div class=\"t m0 x1a h62 yaf6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> concern\u00e9 es<span class=\"_ _0\"></span>t transf<span class=\"_ _0\"></span>\u00e9r\u00e9 dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Passifs de con<span class=\"_ _3\"></span>tra<span class=\"lsf0 ws104\">ts </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> Vie<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x1a h62 yaf8 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de plac<span class=\"_ _3\"></span>ement sans \u00e9l\u00e9men<span class=\"_ _3\"></span>t de participation d<span class=\"_ _3\"></span>iscr\u00e9tionnaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yafa ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont initia<span class=\"_ _3\"></span>lement comp<span class=\"_ _3\"></span>tabilis\u00e9s \u00e0<span class=\"_ _3\"></span> la juste <span class=\"_ _3\"></span>valeur et<span class=\"_ _3\"></span> ult\u00e9rieuremen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d2 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt amorti<span class=\"_ _3\"></span> et comptabi<span class=\"_ _3\"></span>lis\u00e9s comme<span class=\"_ _3\"></span> un engagemen<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y9d3 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya6b ffdd fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9riv\u00e9s incorpor<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6c ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui ne son<span class=\"_ _3\"></span>t pas \u00e9troitement<span class=\"_ _3\"></span> li\u00e9s aux contrats<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">h\u00f4tes sont<span class=\"_ _0\"></span> isol\u00e9s des<span class=\"_ _0\"></span> contrats h<span class=\"_ _0\"></span>\u00f4tes et<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya6e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>u compte de r\u00e9<span class=\"_ _0\"></span>sultat.<span class=\"_ _0\"></span> Les hypoth<span class=\"_ _0\"></span>\u00e8ses actu<span class=\"_ _0\"></span>arielles<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 ya6f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9exami<span class=\"_ _0\"></span>n\u00e9es \u00e0 c<span class=\"_ _0\"></span>haque c<span class=\"_ _0\"></span>l\u00f4ture c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">cons\u00e9quences de cette </span></span></div>\n<div class=\"t m0 x1a h62 ycf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9visi<span class=\"_ _0\"></span>on sont enre<span class=\"_ _0\"></span>gistr\u00e9<span class=\"_ _0\"></span>es au compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya71 ffdd fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9composition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya72 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La composan<span class=\"_ _3\"></span>te d\u00e9p\u00f4t d\u2019<span class=\"_ _3\"></span>un contra<span class=\"_ _3\"></span>t d\u2019assurance<span class=\"_ _3\"></span> doit \u00eatr<span class=\"_ _3\"></span>e s\u00e9par\u00e9e lo<span class=\"_ _3\"></span>rsque</div>\n<div class=\"t m0 x1a h62 ya73 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les deux condit<span class=\"_ _3\"></span>ions suivantes<span class=\"_ _3\"></span> sont remplies<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 ya74 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">compos<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>p\u00f4t (y co<span class=\"_ _0\"></span>mpris to<span class=\"_ _0\"></span>ute opt<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>acha<span class=\"lsde wsfa\">t incorpor\u00e9e) </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya75 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut \u00eatre<span class=\"_ _3\"></span> \u00e9valu\u00e9e s\u00e9<span class=\"_ _3\"></span>par\u00e9ment (c'es<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire sans pre<span class=\"_ _0\"></span>ndre en com<span class=\"_ _0\"></span>pte </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compos<span class=\"_ _0\"></span>ante ass<span class=\"_ _0\"></span>urance)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya77 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffdb\"> <span class=\"lsde wsfa\">m\u00e9thode<span class=\"_ _3\"></span>s comptables d\u2019Agea<span class=\"_ _3\"></span>s ne lui imposent pas<span class=\"_ _3\"></span>, par </span></span></span></div>\n<div class=\"t m0 x6a h62 ya78 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ailleurs, de<span class=\"_ _3\"></span> comptabiliser glob<span class=\"_ _3\"></span>alement les obliga<span class=\"_ _3\"></span>tions et les droi<span class=\"_ _3\"></span>ts</div>\n<div class=\"t m0 x6a h62 ya79 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par la<span class=\"_ _3\"></span> compo<span class=\"lsdc wse9\">sante d\u00e9p\u00f4t<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya7a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya7b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>lement, A<span class=\"_ _0\"></span>geas a compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 tous les dro<span class=\"_ _0\"></span>its et obli<span class=\"_ _0\"></span>gations re<span class=\"_ _0\"></span>latifs</div>\n<div class=\"t m0 x1a h62 ya7c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance \u00e9m<span class=\"_ _0\"></span>is selon s<span class=\"_ _0\"></span>es princip<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables. En</div>\n<div class=\"t m0 x1a h62 yca8 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>a pas com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9 de c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nte d\u00e9p\u00f4t<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca9 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s\u00e9par\u00e9e dan<span class=\"_ _3\"></span>s le cadre<span class=\"_ _3\"></span> de ses <span class=\"_ _3\"></span><span class=\"lsdc\">contrat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe1 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsf7 wseb\">vi<span class=\"_ _3\"></span>e</span> </span></div>\n\n<div class=\"t m0 x6 h7e ye81 ffe3 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fra<span class=\"_ _0\"></span>is de r\u00e8gl<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de r\u00e9aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de sin<span class=\"_ _0\"></span>istres <span class=\"_ _0\"></span>sont po<span class=\"_ _0\"></span>rt\u00e9s en</div>\n<div class=\"t m0 x6 h62 ye83 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat lo<span class=\"_ _0\"></span>rsqu\u2019ils<span class=\"_ _0\"></span> sont enc<span class=\"_ _0\"></span>ourus. L<span class=\"_ _0\"></span>es sinistr<span class=\"_ _0\"></span>es non r\u00e9gl<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 ye84 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais de r<span class=\"_ _0\"></span>\u00e9ajust<span class=\"_ _0\"></span>ement com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt des esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s pour sinis<span class=\"_ _0\"></span>tres</div>\n<div class=\"t m0 x6 h62 ye19 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s et des prov<span class=\"_ _0\"></span>isions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es exista<span class=\"_ _0\"></span>nts, mai<span class=\"_ _0\"></span>s non d\u00e9cla<span class=\"_ _0\"></span>r\u00e9s.</div>\n<div class=\"t m0 x6 h62 ye1a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span> sinistres<span class=\"_ _0\"></span> existant<span class=\"_ _0\"></span>s, mais non d<span class=\"_ _0\"></span>\u00e9clar\u00e9s<span class=\"_ _0\"></span> se basent su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ye85 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les exp\u00e9ri<span class=\"_ _0\"></span>ences an<span class=\"_ _0\"></span>t\u00e9rieur<span class=\"_ _0\"></span>es, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> en cours et</div>\n<div class=\"t m0 x6 h62 ye86 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t social, \u00e9<span class=\"_ _3\"></span>conomique et<span class=\"_ _3\"></span> juridique<span class=\"_ _3\"></span> actuel. Le<span class=\"_ _3\"></span>s paiements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yced ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relatifs a<span class=\"_ _0\"></span>ux sinist<span class=\"_ _0\"></span><span class=\"lsde wsea\">res <span class=\"ls0 ws0\">N</span>on<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie et les frais<span class=\"_ _0\"></span> de r\u00e9ajust<span class=\"_ _0\"></span>ement de<span class=\"_ _0\"></span>s sinistre<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 ycee ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repose<span class=\"_ _0\"></span>nt sur des pert<span class=\"_ _0\"></span>es atte<span class=\"_ _0\"></span>ndues est<span class=\"_ _0\"></span>im\u00e9es (ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duct<span class=\"_ _0\"></span>ion des</div>\n<div class=\"t m0 x6 h62 ycef ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remboursements<span class=\"_ _3\"></span>, r\u00e9cup\u00e9rations,<span class=\"_ _3\"></span> valeurs restantes<span class=\"_ _3\"></span> et subrogations) e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y947 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te<span class=\"_ _0\"></span>nt l\u2019\u00e9val<span class=\"_ _0\"></span>uation pa<span class=\"_ _0\"></span>r le manage<span class=\"_ _0\"></span>ment des niv<span class=\"_ _0\"></span>eaux d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y948 ffe1 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">att<span class=\"lsdc wse9\">endus, de<span class=\"_ _0\"></span>s frais de r\u00e8<span class=\"_ _0\"></span>glement de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, des risq<span class=\"_ _0\"></span>ues jurid<span class=\"_ _0\"></span>iques et </span></div>\n<div class=\"t m0 x6 h62 y949 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des tendances de<span class=\"_ _3\"></span> versement de paiemen<span class=\"_ _3\"></span>t de dommages. Le<span class=\"_ _3\"></span>s passifs</div>\n<div class=\"t m0 x6 h62 y94a ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">relatifs aux<span class=\"_ _3\"></span> sinistres \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">accidents de trav<span class=\"_ _0\"></span>ail<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb sont pr\u00e9sent<span class=\"_ _3\"></span>\u00e9s \u00e0 leu<span class=\"_ _3\"></span>r valeur </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y94b ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e nette.<span class=\"_ _0\"></span> Les passif<span class=\"_ _0\"></span>s constit<span class=\"_ _0\"></span>u\u00e9s perm<span class=\"_ _0\"></span>ettent de c<span class=\"_ _0\"></span>ouvrir l<span class=\"_ _0\"></span>e co\u00fbt</div>\n<div class=\"t m0 x6 h62 y94c ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">final ains<span class=\"_ _3\"></span>i que les<span class=\"_ _3\"></span> frais de <span class=\"_ _3\"></span>r\u00e9ajustemen<span class=\"_ _3\"></span>t des sinis<span class=\"_ _3\"></span>tres. Les <span class=\"_ _3\"></span>corrections</div>\n<div class=\"t m0 x6 h62 y9a6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en d\u00e9co<span class=\"_ _0\"></span>ulent sont<span class=\"_ _0\"></span> imput\u00e9<span class=\"_ _0\"></span>es au compte d<span class=\"_ _0\"></span>e r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019actual<span class=\"_ _3\"></span>ise ses<span class=\"_ _3\"></span> passifs pour<span class=\"_ _3\"></span> sinistres \u00e0<span class=\"_ _3\"></span> payer q<span class=\"_ _3\"></span>ue lorsqu\u2019i<span class=\"_ _3\"></span>l s\u2019agit</div>\n<div class=\"t m0 x6 h62 y9a9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de sinistr<span class=\"_ _0\"></span>es avec des<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s de paiem<span class=\"_ _0\"></span>ent fixes o<span class=\"_ _0\"></span>u d\u00e9termi<span class=\"_ _0\"></span>nables.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 740px; height: 330px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y951 ffe3 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Test de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif ou Lia<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>y Adequacy<span class=\"_ _0\"></span> Test<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y952 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas eff<span class=\"_ _0\"></span>ectu<span class=\"_ _0\"></span>e des tests<span class=\"_ _0\"></span> de suff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>u pass<span class=\"_ _0\"></span>if ou Lia<span class=\"_ _0\"></span>bility <span class=\"_ _0\"></span>Adequac<span class=\"_ _0\"></span>y</div>\n<div class=\"t m0 x6 h62 y953 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Test \u00e0 chaque p\u00e9rio<span class=\"_ _3\"></span>de de reporting<span class=\"_ _3\"></span> afin de s\u2019assurer que l<span class=\"_ _3\"></span>es passifs</div>\n<div class=\"t m0 x6 h62 y954 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> d\u00e9clar\u00e9<span class=\"wsfa\">s sont ad\u00e9q<span class=\"_ _3\"></span>uats.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y955 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un test dist<span class=\"_ _0\"></span>inct est eff<span class=\"_ _0\"></span>ectu\u00e9 pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y957 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdd ws11a\">L<span class=\"_ _3\"></span>es passifs Vie et les passifs <span class=\"lsde wseb\">maladie<span class=\"_ _3\"></span> similaire<span class=\"_ _3\"></span></span></span><span class=\"ffe1\"> <span class=\"lsdd ws11a\">\u00e0 des passifs </span>V<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">ie, </span></span></span></div>\n<div class=\"t m0 x5c h62 y958 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dont les <span class=\"_ _3\"></span>annuit\u00e9s d\u00e9co<span class=\"_ _3\"></span>ulant des pr<span class=\"_ _3\"></span>oduits <span class=\"ls0 ws0\">N<span class=\"_ _3\"></span></span><span class=\"wsea\">on<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> ;  </span></span></div>\n<div class=\"t m0 x6 h62 y959 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour pri<span class=\"_ _3\"></span>mes (non a<span class=\"_ _3\"></span>cquises) d\u00e9<span class=\"_ _3\"></span>coulant des <span class=\"_ _3\"></span>produits </span></span></div>\n<div class=\"t m0 x5c h62 y95a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des p<span class=\"lsde wseb\">roduits malad<span class=\"_ _3\"></span>ies non s<span class=\"_ _3\"></span>imilaires \u00e0<span class=\"_ _3\"></span> des produi<span class=\"_ _3\"></span>ts Vie</span></span> <span class=\"_ _3\"></span>;</div>\n<div class=\"t m0 x5c h62 y95b ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95c ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour s<span class=\"_ _3\"></span>inistres d\u00e9<span class=\"_ _3\"></span>coulant des<span class=\"_ _3\"></span> produits </span><span class=\"ffe1\">N<span class=\"_ _3\"></span><span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des </span></span></span></div>\n<div class=\"t m0 x5c h62 y95d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> maladi<span class=\"_ _0\"></span>es non simila<span class=\"_ _0\"></span>ires \u00e0 des<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie.</span> </span></div>\n<div class=\"t m0 x6 h62 y95e ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les bes<span class=\"_ _0\"></span>oins de ces t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif, A<span class=\"_ _0\"></span>geas cons<span class=\"_ _0\"></span>id\u00e8re</div>\n<div class=\"t m0 x6 h62 y960 ffe1 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">comme m<span class=\"lsde wseb\">ei<span class=\"_ _3\"></span>lleure esti<span class=\"_ _3\"></span>mation de <span class=\"_ _3\"></span>valorisation l<span class=\"_ _3\"></span>a valeur a<span class=\"_ _3\"></span>ctualis\u00e9e de<span class=\"_ _3\"></span> tous </span></div>\n<div class=\"t m0 x6 h62 y961 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels, <span class=\"_ _0\"></span>y compris<span class=\"_ _0\"></span> les flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y962 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons et les fra<span class=\"_ _0\"></span>is. Les li<span class=\"_ _0\"></span>mites des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y963 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II s<span class=\"_ _0\"></span>\u2019appl<span class=\"_ _0\"></span>iquent,<span class=\"_ _0\"></span> mais sont<span class=\"_ _0\"></span> limit\u00e9<span class=\"_ _0\"></span>es en <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">vi<span class=\"lsde wsfa\">e \u00e0 ceux qui </span></span></div>\n<div class=\"t m0 x6 h62 y964 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrent<span class=\"_ _0\"></span> dans le p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre des<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span>s au sens du r\u00e9f<span class=\"_ _0\"></span>\u00e9renti<span class=\"_ _0\"></span>el IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y965 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y966 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les pass<span class=\"_ _0\"></span>ifs d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e Vie (et les pa<span class=\"_ _0\"></span>ssifs ma<span class=\"_ _0\"></span>ladies si<span class=\"_ _0\"></span>milaire<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y967 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des passi<span class=\"_ _3\"></span>fs en <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ie, y compr<span class=\"_ _0\"></span>is les ann<span class=\"_ _0\"></span>uit\u00e9s d\u00e9c<span class=\"_ _0\"></span>oulant de la <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie), les </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tests d<span class=\"_ _0\"></span>e suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif <span class=\"wse9\">inc<span class=\"_ _0\"></span>luent \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y969 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des opti<span class=\"_ _0\"></span>ons et gar<span class=\"_ _0\"></span>anties inc<span class=\"_ _0\"></span>orpor\u00e9es<span class=\"_ _0\"></span> et du revenu</div>\n<div class=\"t m0 x6 h62 y96a ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent. Le r<span class=\"_ _0\"></span>evenu d'<span class=\"_ _0\"></span>investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt est c<span class=\"_ _0\"></span>alcul\u00e9<span class=\"_ _0\"></span> en utilis<span class=\"_ _0\"></span>ant le</div>\n<div class=\"t m0 x6 h62 y96b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>able c<span class=\"_ _0\"></span>ourant <span class=\"_ _0\"></span>du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e exist<span class=\"_ _0\"></span>ant, en s<span class=\"_ _0\"></span>e fond<span class=\"_ _0\"></span>ant sur</div>\n<div class=\"t m0 x6 h62 y96c ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">l\u2019hypot<span class=\"_ _0\"></span>h\u00e8<span class=\"wse9\">se que le<span class=\"_ _0\"></span>s r\u00e9invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nts apr\u00e8s \u00e9c<span class=\"_ _0\"></span>h\u00e9anc<span class=\"_ _0\"></span>e des instr<span class=\"_ _0\"></span>uments </span></div>\n<div class=\"t m0 x6 h62 y96d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers se fero<span class=\"_ _0\"></span>nt \u00e0 un taux sans<span class=\"_ _0\"></span> risque per<span class=\"_ _0\"></span>mettant \u00e0 u<span class=\"_ _0\"></span>ne soci\u00e9t<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x6 h62 y96e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment sp\u00e9ci<span class=\"_ _0\"></span>fique de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 sur la base d<span class=\"_ _0\"></span>e la m\u00e9tho<span class=\"_ _0\"></span>dologie</div>\n<div class=\"t m0 x6 h62 y96f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">AEAPP. P<span class=\"_ _0\"></span>our les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents dir<span class=\"_ _0\"></span>ects dans l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier, le rev<span class=\"_ _0\"></span>enu</div>\n<div class=\"t m0 x6 h62 y970 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatif r\u00e9<span class=\"_ _0\"></span>el jusqu\u2019<span class=\"_ _0\"></span>\u00e0 la proch<span class=\"_ _0\"></span>aine p\u00e9rio<span class=\"_ _0\"></span>de de reno<span class=\"_ _0\"></span>uvellem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y971 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est pris en c<span class=\"_ _0\"></span>ompte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc07 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y972 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">En <span class=\"ls0 ws0\">N</span>on<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">vie, la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle de t<span class=\"_ _0\"></span>ous les<span class=\"_ _0\"></span> flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie est<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e sur l<span class=\"_ _0\"></span>a base d<span class=\"_ _0\"></span>\u2019un taux<span class=\"_ _0\"></span> d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on sans<span class=\"_ _0\"></span> risque <span class=\"_ _0\"></span>permett<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y974 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un ajuste<span class=\"lsdc\">ment de volat<span class=\"_ _0\"></span>ilit\u00e9 pa<span class=\"_ _0\"></span>r soci\u00e9t<span class=\"_ _0\"></span>\u00e9 sp\u00e9cif<span class=\"_ _0\"></span>iqueme<span class=\"_ _0\"></span>nt, sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>de la </span></div>\n<div class=\"t m0 x1a h62 y975 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> AEAPP (apr\u00e8<span class=\"_ _3\"></span>s le dernie<span class=\"_ _3\"></span>r point l<span class=\"_ _3\"></span>iquide, on<span class=\"_ _3\"></span> utilise une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yc08 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">extrap<span class=\"_ _0\"></span>olation v<span class=\"_ _0\"></span>ers le p<span class=\"_ _0\"></span>oint ul<span class=\"_ _0\"></span>time ou <span class=\"_ _0\"></span>ultimat<span class=\"_ _0\"></span>e forwar<span class=\"_ _0\"></span>d rate<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute ins<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e dans les t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du <span class=\"lsdd ws12a\">p<span class=\"_ _0\"></span>assif est </span></div>\n<div class=\"t m0 x1a h62 yae9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat, s<span class=\"_ _0\"></span>oit sous fo<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x1a h62 yaea ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on des co\u00fbt<span class=\"_ _0\"></span>s d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9<span class=\"_ _0\"></span>s ou de la VOBA ou</div>\n<div class=\"t m0 x1a h62 ya5d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme pert<span class=\"_ _0\"></span>e. Si, lor<span class=\"_ _0\"></span>s d\u2019une p\u00e9r<span class=\"_ _0\"></span>iode ult\u00e9<span class=\"_ _0\"></span>rieure,<span class=\"_ _0\"></span> l\u2019insuff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>iminue, la</div>\n<div class=\"t m0 x1a h62 ya5e ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>on d\u2019in<span class=\"_ _0\"></span>suffis<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> extou<span class=\"_ _0\"></span>rn\u00e9e via <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r\u00e9su<span class=\"_ _0\"></span>ltat. U<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 ya5f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insuffis<span class=\"_ _0\"></span>ance est d<span class=\"_ _0\"></span>\u00e9finie c<span class=\"_ _0\"></span>omme<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya60 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">Une valeur actua<span class=\"_ _0\"></span>lis\u00e9e nett<span class=\"_ _0\"></span>e n\u00e9gativ<span class=\"_ _0\"></span>e de la marge fut<span class=\"_ _0\"></span>ure pour le<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x133 h62 ya61 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits en<span class=\"_ _3\"></span> Vie et m<span class=\"_ _3\"></span>aladies simi<span class=\"_ _3\"></span>laires aux <span class=\"_ _3\"></span>produits <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span></span>ie, y com<span class=\"_ _3\"></span>pris</div>\n<div class=\"t m0 x133 h62 ya62 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les annui<span class=\"_ _3\"></span>t\u00e9s d\u00e9coulan<span class=\"_ _3\"></span>t des produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsf7\">vie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya63 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">La di<span class=\"wseb\">ff\u00e9rence p<span class=\"_ _0\"></span>ositive <span class=\"_ _0\"></span>entre la v<span class=\"_ _0\"></span>aleur <span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>is\u00e9e nett<span class=\"_ _0\"></span>e des flu<span class=\"_ _0\"></span>x de </span></span></span></div>\n<div class=\"t m0 x6a h62 yaeb ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie et les r\u00e9s<span class=\"_ _0\"></span>erves cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dantes au s<span class=\"_ _0\"></span>ens du r\u00e9f\u00e9r<span class=\"_ _0\"></span>entiel</div>\n<div class=\"t m0 x6a h62 yaec ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">IFRS pour <span class=\"_ _3\"></span>les produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsdc\">vie et Vie no<span class=\"_ _0\"></span>n simila<span class=\"_ _0\"></span>ires \u00e0 d<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits </span></div>\n<div class=\"t m0 x133 h62 yaed ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsfe ws11a\">ie.</span> </div>\n<div class=\"t m0 x1a h62 yaee ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaef ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdd ws11a\">es tests de suffis<span class=\"lsdc wse9\">ance du passif ti<span class=\"_ _0\"></span>ennent <span class=\"lsf7 wseb\">comp</span>te de l\u2019effet<span class=\"_ _0\"></span> de la </span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">incluent, pour l<span class=\"_ _3\"></span>es investis<span class=\"_ _3\"></span>sements dire<span class=\"_ _3\"></span>cts en immob<span class=\"_ _3\"></span>ilier, </span></span></div>\n<div class=\"t m0 x1a h62 yaf1 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le revenu lo<span class=\"_ _0\"></span>catif r\u00e9el<span class=\"_ _0\"></span> jusqu\u2019\u00e0<span class=\"_ _0\"></span> la p\u00e9riode de r<span class=\"_ _0\"></span>enouv<span class=\"wseb\">el<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> contrac<span class=\"_ _0\"></span>tuelle </span></div>\n<div class=\"t m0 x1a h62 yaf2 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e. Les te<span class=\"_ _0\"></span>sts de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif sont<span class=\"_ _0\"></span> \u00e9tabl<span class=\"_ _0\"></span>is au n<span class=\"wse9\">iv<span class=\"_ _0\"></span>eau de </span></div>\n<div class=\"t m0 x1a h62 yaf3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gal<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si les exig<span class=\"_ _0\"></span>ences loc<span class=\"_ _0\"></span>ales de test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> d\u2019une fili<span class=\"_ _0\"></span>ale sont</div>\n<div class=\"t m0 x1a h62 yaf6 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">plus str<span class=\"_ _0\"></span>ictes qu<span class=\"_ _0\"></span>e celles<span class=\"_ _0\"></span> cit\u00e9es <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">avant, les en<span class=\"_ _3\"></span>tit\u00e9s locales appl<span class=\"_ _3\"></span>iquent les </span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">exigences local<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya66 ffe3 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Comptabilit\u00e9<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">reflet</span> <span class=\"lsdc wse9\">\u00bb (shado<span class=\"_ _0\"></span>w account<span class=\"_ _0\"></span>ing)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtain<span class=\"wse9\">es ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> d\u2019Ageas, l<span class=\"_ _0\"></span>a r\u00e9alis<span class=\"_ _0\"></span>ation des plu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span>values ou </span></div>\n<div class=\"t m0 x1a h62 ya68 ffe1 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">moins<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values a un impact di<span class=\"_ _0\"></span>rect sur l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on des pas<span class=\"_ _0\"></span>sifs </span></span></div>\n<div class=\"t m0 x1a h62 ya69 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ances et de<span class=\"_ _0\"></span>s co\u00fbts d'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nts. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtaines <span class=\"_ _0\"></span>de ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span>, Agea<span class=\"_ _0\"></span>s appliq<span class=\"_ _0\"></span>ue une c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 r<span class=\"_ _0\"></span>eflet</div>\n<div class=\"t m0 x1a h62 ya6c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s dispo<span class=\"_ _0\"></span>nibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya6d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des actifs<span class=\"_ _0\"></span> et passif<span class=\"_ _0\"></span>s qui en affect<span class=\"_ _0\"></span>ent l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on. Via la c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9</div>\n<div class=\"t m0 x1a h62 ya6e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reflet, les<span class=\"_ _0\"></span> plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moi<span class=\"_ _3\"></span>ns</span>-</span>values latent<span class=\"_ _0\"></span>es sur les ac<span class=\"_ _0\"></span>tifs disp<span class=\"_ _0\"></span>onibles</div>\n<div class=\"t m0 x1a h62 ya6f ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la vent<span class=\"_ _0\"></span>e, qui s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s<span class=\"wse9\">\u00e9es en capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres sans<span class=\"_ _0\"></span> affecte<span class=\"_ _0\"></span>r le </span></div>\n<div class=\"t m0 x1a h62 ycf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> affectent<span class=\"_ _0\"></span> la valoris<span class=\"_ _0\"></span>ation des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce (ou</div>\n<div class=\"t m0 x1a h62 ycf1 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des co\u00fbts <span class=\"_ _3\"></span>d\u2019acquisition<span class=\"_ _3\"></span> report\u00e9s ou<span class=\"_ _3\"></span> de la v<span class=\"_ _3\"></span>aleur actuel<span class=\"_ _3\"></span>le des b\u00e9n\u00e9<span class=\"_ _3\"></span>fices</div>\n<div class=\"t m0 x1a h62 ycf2 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">futurs) de la m\u00eam<span class=\"_ _3\"></span>e mani\u00e8re que le<span class=\"_ _3\"></span>s plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values et moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">values </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycf3 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis<span class=\"lsdd wse9\">\u00e9es. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cad<span class=\"_ _0\"></span>re de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet<span class=\"_ _0\"></span>, certaine<span class=\"_ _0\"></span>s des activit<span class=\"_ _0\"></span>\u00e9s d\u2019Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 ycf6 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prolongent le t<span class=\"_ _3\"></span>est de suffisan<span class=\"_ _3\"></span>ce du passif standard<span class=\"_ _3\"></span> avec un test de</div>\n<div class=\"t m0 x1a h62 ycf7 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif e<span class=\"_ _0\"></span>n compt<span class=\"_ _0\"></span>abilit\u00e9 r<span class=\"_ _0\"></span>eflet. D<span class=\"_ _0\"></span>ans le t<span class=\"_ _0\"></span>est de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du</div>\n<div class=\"t m0 x1a h62 ye88 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif en c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, le<span class=\"ls0 ws0\"> </span>monta<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es latent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ye89 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 dan<span class=\"_ _0\"></span>s les \u00ab<span class=\"ls0 ws0\"> </span>Autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat \u00e9t<span class=\"_ _0\"></span>endu<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">\u00bb, en exc\u00e8s </span></span></div>\n<div class=\"t m0 x1a h62 y9e3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du surpl<span class=\"_ _0\"></span>us r\u00e9sult<span class=\"_ _0\"></span>ant d<span class=\"_ _0\"></span>u test de s<span class=\"_ _0\"></span>uffis<span class=\"_ _0\"></span>ance du <span class=\"_ _0\"></span>passif s<span class=\"_ _0\"></span>tandar<span class=\"_ _0\"></span>d, est</div>\n<div class=\"t m0 x1a h62 y9e4 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 co<span class=\"_ _0\"></span>mme un passif<span class=\"_ _0\"></span> reflet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e5 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toutes les a<span class=\"_ _0\"></span>utres v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns de juste val<span class=\"_ _0\"></span>eur l<span class=\"lsdd ws11a\">atentes des actifs financiers </span></div>\n<div class=\"t m0 x1a h62 ye8a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span> (apr\u00e8s app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t\u00e9 reflet)</div>\n<div class=\"t m0 x1a h62 ye8b ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">assorties d\u2019\u00e9l<span class=\"_ _3\"></span>\u00e9ments de partic<span class=\"_ _3\"></span>ipation discr\u00e9ti<span class=\"_ _3\"></span>onnaire sont inc<span class=\"_ _3\"></span>luses</div>\n<div class=\"t m0 x1a h62 ye8c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>omposan<span class=\"_ _0\"></span>tes dist<span class=\"_ _0\"></span>inctes<span class=\"_ _0\"></span> des cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Une<span class=\"ls0 ws0\"> </span><span class=\"wseb\">provi<span class=\"_ _3\"></span>sion pour p<span class=\"_ _3\"></span>articipation a<span class=\"_ _3\"></span>ux b\u00e9n\u00e9<span class=\"_ _3\"></span>fices suppl\u00e9men<span class=\"_ _3\"></span>taire diff\u00e9r\u00e9e<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(deferred prof<span class=\"_ _3\"></span>it sharing liabi<span class=\"_ _3\"></span>lity <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsdc wseb\">DPL) es<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>e sur la b<span class=\"_ _0\"></span>ase </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une obl<span class=\"_ _0\"></span>igation i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e ou du monta<span class=\"_ _0\"></span>nt qui doit l\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> \u00eatre vers<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les diff<span class=\"_ _0\"></span>\u00e9rence<span class=\"_ _0\"></span>s entre le rev<span class=\"_ _0\"></span>enu et les g<span class=\"lsde wseb\">ains ou pertes non r\u00e9<span class=\"_ _3\"></span>alis\u00e9s, </span></div>\n<div class=\"t m0 x6 h62 y93f ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">statutaires e<span class=\"_ _3\"></span>t IFRS, inscrits<span class=\"_ _3\"></span> dans les capitaux<span class=\"_ _3\"></span> propres.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e ye19 ffe8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le traitemen<span class=\"_ _3\"></span>t comptable des contra<span class=\"_ _3\"></span>ts de r\u00e9assurance d\u00e9pend<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 ye85 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transfe<span class=\"_ _0\"></span>rt ou non d\u2019un r<span class=\"_ _0\"></span>isque d\u2019as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> au sein du cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye86 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yced ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats de r<span class=\"_ _0\"></span>\u00e9ass<span class=\"wse9\">u<span class=\"_ _0\"></span>rance qui t<span class=\"_ _0\"></span>ransf\u00e8re<span class=\"_ _0\"></span>nt un risq<span class=\"_ _0\"></span>ue d'assu<span class=\"_ _0\"></span>rance </span></div>\n<div class=\"t m0 x6 h62 ycee ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nt sont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s selo<span class=\"_ _0\"></span>n les contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycef ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y947 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de r\u00e9a<span class=\"_ _3\"></span>ssurance qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s de risque</div>\n<div class=\"t m0 x6 h62 y948 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis<span class=\"_ _0\"></span>\u00e9s selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode du d<span class=\"_ _0\"></span>\u00e9p\u00f4t et</div>\n<div class=\"t m0 x6 h62 y949 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont inclus da<span class=\"lsdc wse9\">ns les pr\u00eats ou emprunt<span class=\"_ _0\"></span>s comme act<span class=\"_ _0\"></span>ifs ou pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y94a ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers. Un act<span class=\"_ _0\"></span>if ou passif<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>r est compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur la base de la</div>\n<div class=\"t m0 x6 h62 y94b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ion pay\u00e9e o<span class=\"_ _0\"></span>u re\u00e7ue, di<span class=\"_ _0\"></span>minu\u00e9e de to<span class=\"_ _0\"></span>utes prim<span class=\"_ _0\"></span>es explic<span class=\"_ _0\"></span>iteme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94c ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9es ou c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sions \u00e0 c<span class=\"_ _0\"></span>onserv<span class=\"_ _0\"></span>er par l<span class=\"_ _0\"></span>e r\u00e9assu<span class=\"_ _0\"></span>r\u00e9. Les<span class=\"_ _0\"></span> mont<span class=\"lsdd wse9\">ants </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">per\u00e7us o<span class=\"_ _0\"></span>u vers\u00e9<span class=\"_ _0\"></span>s en vert<span class=\"_ _0\"></span>u de ces c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme</div>\n<div class=\"t m0 x6 h62 y9a7 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9p\u00f4ts e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e du taux<span class=\"_ _0\"></span> effectif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts<span class=\"_ _3\"></span> effectu\u00e9s p<span class=\"_ _3\"></span>ar les <span class=\"_ _3\"></span>r\u00e9assureurs <span class=\"_ _3\"></span>dans le c<span class=\"_ _3\"></span>adre de co<span class=\"_ _3\"></span>ntrats de</div>\n<div class=\"t m0 x6 h62 y9aa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance c\u00e9d<span class=\"_ _0\"></span>\u00e9s qui impli<span class=\"_ _0\"></span>quent le tr<span class=\"_ _0\"></span>ansfert d\u2019<span class=\"_ _0\"></span>un risqu<span class=\"_ _0\"></span>e d\u2019ass<span class=\"lsde wsea\">urance </span></div>\n<div class=\"t m0 x6 h62 y9ab ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent au mont<span class=\"_ _0\"></span>ant d\u00fb \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ac ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ae ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs li\u00e9s \u00e0<span class=\"_ _3\"></span> des activi<span class=\"_ _3\"></span>t\u00e9s de r\u00e9ass<span class=\"_ _3\"></span>urance c\u00e9d\u00e9es<span class=\"_ _3\"></span> qui ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e8<span class=\"_ _0\"></span>rent pas un<span class=\"_ _0\"></span> risque d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icatif pe<span class=\"_ _0\"></span>uvent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9r\u00e9s comm<span class=\"_ _3\"></span>e des passifs<span class=\"_ _3\"></span> financiers et comptabi<span class=\"_ _3\"></span>lis\u00e9s de la m\u00eame</div>\n<div class=\"t m0 x6 h62 yc04 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re que le<span class=\"_ _3\"></span>s autres passifs<span class=\"_ _3\"></span> financiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 393px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 493px; width: 348px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y959 ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Certificats <span class=\"lsdc wse8\">d'endetteme<span class=\"_ _0\"></span>nt<span class=\"lsde wseb\">, dettes subordonn<span class=\"_ _3\"></span>\u00e9es et au<span class=\"_ _3\"></span>tres </span></span></span></span></div>\n<div class=\"t m0 x22d h62 y95a ffe6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95b ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cert<span class=\"_ _0\"></span>ificats<span class=\"_ _0\"></span> d'endet<span class=\"_ _0\"></span>tement,<span class=\"_ _0\"></span> les det<span class=\"_ _0\"></span>tes su<span class=\"_ _0\"></span>bordonn<span class=\"_ _0\"></span>\u00e9es et a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x6 h62 y95c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span> sont <span class=\"wseb\">init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 leu<span class=\"_ _0\"></span>r juste v<span class=\"_ _0\"></span>aleur y co<span class=\"_ _0\"></span>mpris </span></div>\n<div class=\"t m0 x6 h62 y95d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les co\u00fbts d<span class=\"_ _0\"></span>e transac<span class=\"_ _0\"></span>tion direct<span class=\"_ _0\"></span>s. Ult\u00e9<span class=\"_ _0\"></span>rieureme<span class=\"_ _0\"></span>nt, ils sont<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt</div>\n<div class=\"t m0 x6 h62 y95e ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">amorti et tout \u00e9c<span class=\"_ _3\"></span>art entre le produ<span class=\"_ _3\"></span>it net et la valeur<span class=\"_ _3\"></span> de remboursemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y95f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est inscr<span class=\"_ _0\"></span>it au comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at selon<span class=\"_ _0\"></span> la m\u00e9thode d<span class=\"wseb\">u t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y960 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectif pour<span class=\"_ _3\"></span> l\u2019exercice au cours<span class=\"_ _3\"></span> duquel l\u2019emprun<span class=\"_ _3\"></span>t est contract\u00e9<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">qui peuv<span class=\"_ _0\"></span>ent \u00eatr<span class=\"_ _0\"></span>e conve<span class=\"_ _0\"></span>rtis en u<span class=\"_ _0\"></span>n nomb<span class=\"_ _0\"></span>re fixe d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y963 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres d\u2019Agea<span class=\"_ _3\"></span>s sont scind\u00e9s en<span class=\"_ _3\"></span> deux composantes lors de<span class=\"_ _3\"></span> leur</div>\n<div class=\"t m0 x6 h62 y964 ffe6 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>isation in<span class=\"_ _3\"></span>itiale<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x6 h62 y965 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsde wseb\">U<span class=\"_ _3\"></span>n instrumen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">de dette se calc<span class=\"_ _0\"></span>ule d\u2019abo<span class=\"_ _0\"></span>rd en d\u00e9ter<span class=\"_ _0\"></span>minant<span class=\"_ _0\"></span> la juste </span></span></span></div>\n<div class=\"t m0 x5c h62 y966 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur d\u2019u<span class=\"_ _3\"></span>ne dette si<span class=\"_ _3\"></span>milaire (en<span class=\"_ _3\"></span> ce compr<span class=\"_ _3\"></span>is tout d\u00e9<span class=\"_ _3\"></span>riv\u00e9 incorpor<span class=\"_ _3\"></span>\u00e9 non</div>\n<div class=\"t m0 x5c h62 y967 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>patif) q<span class=\"_ _0\"></span>ui n\u2019est pas ass<span class=\"_ _0\"></span>oci\u00e9e \u00e0 un<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">composante de<span class=\"_ _3\"></span> capitaux </span></div>\n<div class=\"t m0 x5c h62 y968 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">propres<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y969 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Un instrument de c<span class=\"_ _0\"></span>apitaux pr<span class=\"_ _0\"></span>opres, d<span class=\"_ _0\"></span>ont la vale<span class=\"_ _0\"></span>ur compt<span class=\"wse8\">ab<span class=\"_ _0\"></span>le </span></span></span></div>\n<div class=\"t m0 x5c h62 y96a ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sente l<span class=\"_ _3\"></span>\u2019option de<span class=\"_ _3\"></span> convertir l\u2019i<span class=\"_ _3\"></span>nstrument en<span class=\"_ _3\"></span> actions o<span class=\"_ _3\"></span>rdinaires,</div>\n<div class=\"t m0 x5c h62 y96b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019obtie<span class=\"_ _0\"></span>nt en soustr<span class=\"_ _0\"></span>ayant la v<span class=\"_ _0\"></span>aleur compt<span class=\"_ _0\"></span>able du pass<span class=\"_ _0\"></span>if fina<span class=\"_ _0\"></span>ncier du</div>\n<div class=\"t m0 x5c h62 y96c ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant de<span class=\"_ _3\"></span> l\u2019instrumen<span class=\"_ _3\"></span>t compos\u00e9 d<span class=\"_ _3\"></span>ans son ens<span class=\"_ _3\"></span>emble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96d ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si Ageas ach<span class=\"_ _0\"></span>\u00e8te ses pro<span class=\"_ _0\"></span>pres tit<span class=\"_ _0\"></span>res de cr\u00e9anc<span class=\"_ _0\"></span>e passif<span class=\"_ _0\"></span>s subord<span class=\"_ _0\"></span>on<span class=\"lsdd ws11a\">n\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y96f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> ceux<span class=\"ls0 ws0\">-</span>ci sont ret<span class=\"_ _0\"></span>ir\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yb03 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e de la dette et l<span class=\"_ _0\"></span>\u2019indemni<span class=\"_ _0\"></span>t\u00e9</div>\n<div class=\"t m0 x1a h62 yb04 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vers\u00e9e est i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>e au compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 36px; width: 320px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ye8f ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.13<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wseb\">Avantage<span class=\"_ _3\"></span>s du personne<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e ye4e ffe8 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Engagements d<span class=\"_ _3\"></span>e <span class=\"wsea\">retraite<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye4f ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas m<span class=\"lsdc wse9\">et en \u0153uvre une s\u00e9r<span class=\"_ _0\"></span>ie de r\u00e9gim<span class=\"_ _0\"></span>es de retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ye50 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> et de r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle de</div>\n<div class=\"t m0 x1a h62 ye90 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses acti<span class=\"_ _0\"></span>vit\u00e9s g<span class=\"_ _0\"></span>lobales, <span class=\"_ _0\"></span>dans le r<span class=\"_ _0\"></span>espect<span class=\"_ _0\"></span> des r\u00e9gl<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>ations loc<span class=\"_ _0\"></span>ales o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye91 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des pratique<span class=\"_ _3\"></span>s du secte<span class=\"_ _3\"></span>ur. Les r\u00e9gi<span class=\"_ _3\"></span>mes de re<span class=\"_ _3\"></span>traite son<span class=\"wsfa\">t g\u00e9<span class=\"_ _3\"></span>n\u00e9ralement </span></div>\n<div class=\"t m0 x1a h62 ye92 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>\u00e9s par des coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> vers\u00e9es \u00e0 des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies d\u2019ass<span class=\"_ _0\"></span>urance o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye93 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de fiduci<span class=\"_ _0\"></span>e. Le finan<span class=\"_ _0\"></span>cement est d\u00e9<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>n\u00e9 aux moye<span class=\"_ _0\"></span>ns de calcu<span class=\"_ _0\"></span>ls</div>\n<div class=\"t m0 x1a h62 ye94 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels p\u00e9ri<span class=\"_ _0\"></span>odiques<span class=\"_ _0\"></span>. Des actu<span class=\"_ _0\"></span>aires qua<span class=\"_ _0\"></span>lifi\u00e9s cal<span class=\"_ _0\"></span>culent les<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ye95 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e au mo<span class=\"lsde wseb\">ins une fois pa<span class=\"_ _3\"></span>r an.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye96 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye97 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions d\u00e9finie<span class=\"_ _3\"></span>s d\u00e9signent <span class=\"_ _3\"></span>les r\u00e9gimes <span class=\"_ _3\"></span>qui as<span class=\"_ _3\"></span>surent</div>\n<div class=\"t m0 x1a h62 ye98 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">un avant<span class=\"_ _0\"></span>age de r<span class=\"_ _0\"></span>etrait<span class=\"_ _0\"></span>e pour l'<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>\u00e9 d\u00e9pend<span class=\"_ _0\"></span>ant de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 ye99 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme l'\u00e2<span class=\"_ _0\"></span>ge et les ann<span class=\"_ _0\"></span>\u00e9es de servi<span class=\"_ _0\"></span>ce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye9a ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye9b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies d\u00e9s<span class=\"_ _0\"></span>ignent les r<span class=\"_ _0\"></span>\u00e9gim<span class=\"wseb\">es<span class=\"_ _0\"></span> de retr<span class=\"_ _0\"></span>aite en </span></div>\n<div class=\"t m0 x1a h62 ye9c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels Ag<span class=\"_ _0\"></span>eas verse d<span class=\"_ _0\"></span>es cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies.<span class=\"_ _0\"></span> Toutefoi<span class=\"_ _0\"></span>s dans le</div>\n<div class=\"t m0 x1a h62 ye9d ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la norme I<span class=\"_ _3\"></span>AS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">19, un r\u00e9gime \u00e0 cont<span class=\"_ _0\"></span>ribut<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies asso<span class=\"_ _0\"></span>rti </span></span></div>\n<div class=\"t m0 x1a h62 ye9e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un ren<span class=\"_ _0\"></span>dement d\u00e9<span class=\"_ _0\"></span>fini est tra<span class=\"_ _0\"></span>it\u00e9 comm<span class=\"_ _0\"></span>e un r\u00e9gime d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ye9f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies plut<span class=\"_ _0\"></span>\u00f4t qu\u2019\u00e0 co<span class=\"lsde wseb\">tisations d\u00e9finies en<span class=\"_ _3\"></span> raison du<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yea0 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rendement gar<span class=\"_ _3\"></span>anti (d\u00e9ter<span class=\"_ _3\"></span>min\u00e9 l\u00e9galemen<span class=\"_ _3\"></span>t) inclus <span class=\"_ _3\"></span>dans ces<span class=\"_ _3\"></span> r\u00e9gimes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yea1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yea2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les r\u00e9gimes \u00e0 prest<span class=\"_ _3\"></span>ations d\u00e9finie<span class=\"_ _3\"></span>s, les frais de</div>\n<div class=\"t m0 x1a h62 yea3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et les actifs<span class=\"_ _0\"></span> ou passifs q<span class=\"_ _0\"></span>ui d\u00e9coul<span class=\"_ _0\"></span>ent du r\u00e9g<span class=\"_ _0\"></span>ime de retr<span class=\"_ _0\"></span>aite sont</div>\n<div class=\"t m0 x1a h62 yea4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9s s<span class=\"_ _0\"></span>elon <span class=\"wse9\">la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e des unit\u00e9s de cr<span class=\"_ _0\"></span>\u00e9dit pr<span class=\"_ _0\"></span>ojet\u00e9es.<span class=\"_ _0\"></span> Dans cett<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yea5 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">m\u00e9thode<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 yea6 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Chaque p\u00e9riode d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9 donne dr<span class=\"_ _0\"></span>oit \u00e0 une unit<span class=\"_ _0\"></span>\u00e9 suppl\u00e9me<span class=\"_ _0\"></span>ntaire </span></span></div>\n<div class=\"t m0 x6a h62 yea7 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de droits<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions et chaqu<span class=\"_ _3\"></span>e unit\u00e9 <span class=\"_ _3\"></span>est \u00e9valu\u00e9e<span class=\"_ _3\"></span> s\u00e9par\u00e9ment a<span class=\"_ _3\"></span>fin</div>\n<div class=\"t m0 x6a h62 yea8 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de constit<span class=\"_ _0\"></span>uer l\u2019obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>on totale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yea9 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Le co\u00fbt de ces prestat<span class=\"_ _0\"></span>ions est im<span class=\"_ _0\"></span>put\u00e9 au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat afi<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x6a h62 yeaa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parti<span class=\"_ _0\"></span>r les co\u00fbts d<span class=\"_ _0\"></span>u r\u00e9gime de r<span class=\"_ _0\"></span>etraite s<span class=\"_ _0\"></span>ur les p\u00e9rio<span class=\"_ _0\"></span>des d\u2019act<span class=\"_ _0\"></span>ivit\u00e9</div>\n<div class=\"t m0 x6a h62 yeab ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des empl<span class=\"_ _0\"></span>oy\u00e9s<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yeac ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wseb\">L\u2019engagement<span class=\"_ _0\"></span> du r\u00e9gi<span class=\"_ _0\"></span>me de ret<span class=\"_ _0\"></span>raite <span class=\"_ _0\"></span>est \u00e9val<span class=\"_ _0\"></span>u\u00e9 \u00e0 la v<span class=\"_ _0\"></span>aleur </span></span></div>\n<div class=\"t m0 x6a h62 yead ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des <span class=\"_ _0\"></span>d\u00e9cais<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>s en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> les ta<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 yeae ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat d\u00e9<span class=\"_ _3\"></span>termin\u00e9s sur la base<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des rende<span class=\"_ _3\"></span>ments de <span class=\"_ _3\"></span>march\u00e9 </span></div>\n<div class=\"t m0 x6a h62 yeaf ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019obligation<span class=\"_ _3\"></span>s de soci\u00e9t<span class=\"_ _3\"></span>\u00e9s de bonne<span class=\"_ _3\"></span> qualit\u00e9 <span class=\"_ _3\"></span>dont la du<span class=\"_ _3\"></span>r\u00e9e r\u00e9siduel<span class=\"_ _3\"></span>le</div>\n<div class=\"t m0 x6a h62 yeb0 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ond plus ou<span class=\"_ _0\"></span> moins \u00e0 la dur<span class=\"_ _0\"></span>\u00e9e de l\u2019engag<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb2 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9\u00e9valua<span class=\"_ _3\"></span>tions, compre<span class=\"_ _3\"></span>nant les<span class=\"_ _3\"></span> gains ou<span class=\"_ _3\"></span> pertes actuar<span class=\"_ _3\"></span>iels,</div>\n<div class=\"t m0 x1a h62 yeb3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019incid<span class=\"_ _0\"></span>ence du plaf<span class=\"_ _0\"></span>ond d\u2019act<span class=\"_ _0\"></span>ifs et le ren<span class=\"_ _0\"></span>dement des<span class=\"_ _0\"></span> actifs du p<span class=\"_ _0\"></span>lan (hors</div>\n<div class=\"t m0 x1a h62 yeb4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s nets) s<span class=\"_ _0\"></span>ont imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9es d<span class=\"_ _0\"></span>ans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la</div>\n<div class=\"t m0 x1a h62 ye0d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re via les<span class=\"_ _0\"></span> Autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat \u00e9t<span class=\"_ _0\"></span>endu dur<span class=\"_ _0\"></span>ant la</div>\n<div class=\"t m0 x1a h62 ye0e ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode o\u00f9<span class=\"_ _3\"></span> elles sur<span class=\"_ _3\"></span>viennent. Les<span class=\"_ _3\"></span> r\u00e9\u00e9valua<span class=\"lsdc wse9\">tions ne sont pas re<span class=\"_ _0\"></span>class\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 ye0f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> durant les<span class=\"_ _0\"></span> p\u00e9riodes<span class=\"_ _0\"></span> ult\u00e9rieu<span class=\"_ _0\"></span>res. L\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat net es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 ye10 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9 en appli<span class=\"_ _0\"></span>quant u<span class=\"_ _0\"></span>n taux d<span class=\"_ _0\"></span>\u2019actual<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>au pass<span class=\"_ _0\"></span>if (ou \u00e0 <span class=\"_ _0\"></span>l\u2019actif<span class=\"_ _0\"></span>) net</div>\n<div class=\"t m0 x1a h62 ye11 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 \u00e0 la prest<span class=\"_ _0\"></span>ation d\u00e9f<span class=\"_ _0\"></span>inie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye12 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye13 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s des se<span class=\"_ _0\"></span>rvices p<span class=\"_ _0\"></span>ass\u00e9s s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x1a h62 ye14 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la premi\u00e8<span class=\"_ _0\"></span>re date ent<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye15 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">date de l<span class=\"_ _3\"></span>\u2019amendeme<span class=\"lsdc wse9\">nt ou de la restrict<span class=\"_ _0\"></span>ion du pl<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye16 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">date o\u00f9 Ag<span class=\"_ _0\"></span>eas compt<span class=\"_ _0\"></span>abilise l<span class=\"_ _0\"></span>es co\u00fbts de r<span class=\"_ _0\"></span>estruct<span class=\"_ _0\"></span>uration.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 786px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 791px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 235px; height: 871px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s qui so<span class=\"_ _0\"></span>utienn<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>passifs<span class=\"_ _0\"></span> de <span class=\"wse9\">ret<span class=\"_ _0\"></span>raite d\u2019un<span class=\"_ _0\"></span>e entit\u00e9, d<span class=\"_ _0\"></span>oivent </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9pondr<span class=\"_ _0\"></span>e \u00e0 certain<span class=\"_ _0\"></span>s crit\u00e8res<span class=\"_ _0\"></span> avant d\u2019\u00ea<span class=\"_ _0\"></span>tre class<span class=\"_ _0\"></span>\u00e9s parmi les<span class=\"_ _0\"></span> actifs de</div>\n<div class=\"t m0 x6 h62 y8b3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite adm<span class=\"_ _0\"></span>is. Ces <span class=\"_ _0\"></span>crit\u00e8r<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>nt sur l<span class=\"_ _0\"></span>e fait qu<span class=\"_ _0\"></span>e ces act<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x6 h62 y93e ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">doivent \u00eatre s\u00e9p<span class=\"_ _3\"></span>ar\u00e9s l\u00e9galement<span class=\"_ _3\"></span> d\u2019Ageas ou de ses cr\u00e9an<span class=\"_ _3\"></span>ciers. Si tel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pas l<span class=\"lsde wsfa\">e cas, les actifs seront repris sous<span class=\"_ _3\"></span> la rubrique corre<span class=\"_ _3\"></span>spondante </span></div>\n<div class=\"t m0 x6 h62 y940 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019\u00e9tat de la<span class=\"_ _3\"></span> situation finan<span class=\"_ _3\"></span>ci\u00e8re (placemen<span class=\"_ _3\"></span>ts, immobilisat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x6 h62 y941 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles, et<span class=\"_ _0\"></span>c.). Si l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s resp<span class=\"_ _0\"></span>ectent l<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res, ils<span class=\"_ _0\"></span> sont af<span class=\"_ _0\"></span>fect\u00e9s \u00e0</div>\n<div class=\"t m0 x6 h62 y942 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019oblig<span class=\"_ _0\"></span>ation de ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compens<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>ntr<span class=\"wseb\">e les j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s de re<span class=\"_ _0\"></span>traite et<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y945 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>ualis\u00e9<span class=\"_ _0\"></span>e des passif<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ifs aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 prest<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies</div>\n<div class=\"t m0 x6 h62 y946 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">peut r\u00e9sulter en<span class=\"_ _3\"></span> un montant n\u00e9gati<span class=\"_ _3\"></span>f (un actif). Si tel es<span class=\"_ _3\"></span>t le cas, l'acti<span class=\"_ _3\"></span>f</div>\n<div class=\"t m0 x6 h62 y9ed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ne pe<span class=\"_ _0\"></span>ut pas d\u00e9pa<span class=\"_ _0\"></span>sser la val<span class=\"_ _0\"></span>eur actua<span class=\"_ _0\"></span>lis\u00e9e de<span class=\"ls0 ws0\"> </span>tout<span class=\"_ _0\"></span> avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y9ee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que sous for<span class=\"_ _0\"></span>me de remb<span class=\"_ _0\"></span>ourseme<span class=\"_ _0\"></span>nts du r\u00e9gi<span class=\"_ _0\"></span>me ou de</div>\n<div class=\"t m0 x6 h62 y9ef ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>ons des co<span class=\"_ _0\"></span>tisati<span class=\"_ _0\"></span>ons futur<span class=\"_ _0\"></span>es au r\u00e9gime (p<span class=\"_ _0\"></span>lafon<span class=\"_ _0\"></span>d d\u2019actifs).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es qui octro<span class=\"_ _0\"></span>ient des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es sociaux \u00e0 lo<span class=\"_ _0\"></span>ng terme,<span class=\"_ _0\"></span> mais qui</div>\n<div class=\"t m0 x6 h62 y9f2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne sont pas de<span class=\"_ _0\"></span>s r\u00e9gimes<span class=\"_ _0\"></span> de retrait<span class=\"_ _0\"></span>e sont \u00e9va<span class=\"_ _0\"></span>lu\u00e9<span class=\"lsde wseb\">s \u00e0 la valeur<span class=\"_ _3\"></span> actuali<span class=\"_ _3\"></span>s\u00e9e </span></div>\n<div class=\"t m0 x6 h62 y9f3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au moyen <span class=\"_ _0\"></span>de la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span>des unit\u00e9<span class=\"_ _0\"></span>s de cr\u00e9<span class=\"_ _0\"></span>dit proj<span class=\"_ _0\"></span>et\u00e9es. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>ributio<span class=\"_ _0\"></span>ns d\u2019Ag<span class=\"_ _0\"></span>eas aux<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0 cotis<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f6 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites au com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e auquel el<span class=\"_ _0\"></span>les se</div>\n<div class=\"t m0 x6 h62 y9f7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapportent, \u00e0<span class=\"_ _3\"></span> l\u2019exception<span class=\"_ _3\"></span> des r\u00e9gi<span class=\"lsdc wse9\">mes de retraite \u00e0 cot<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f8 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">assortis d\u2019<span class=\"_ _3\"></span>un rendement<span class=\"_ _3\"></span> garanti do<span class=\"_ _3\"></span>nt le trai<span class=\"_ _3\"></span>tement compta<span class=\"_ _3\"></span>ble est le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f9 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame qu<span class=\"_ _0\"></span>e pour les<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ad ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons li\u00e9es aux<span class=\"_ _0\"></span> avantag<span class=\"_ _0\"></span>es post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ae ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Certaines e<span class=\"_ _3\"></span>ntreprises Ag<span class=\"_ _3\"></span>eas accordent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e0 leurs employ<span class=\"_ _0\"></span>\u00e9s retrai<span class=\"_ _0\"></span>t\u00e9s des </span></span></div>\n<div class=\"t m0 x6 h62 yc02 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges de post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">retraite c<span class=\"_ _0\"></span>omme de<span class=\"_ _0\"></span>s pr\u00eats \u00e0 t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat <span class=\"_ _0\"></span>pr\u00e9f\u00e9re<span class=\"_ _0\"></span>ntiel </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une assu<span class=\"_ _0\"></span>rance soins<span class=\"_ _0\"></span> de sant\u00e9. L<span class=\"_ _0\"></span>e droit \u00e0 ces av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s est en</div>\n<div class=\"t m0 x6 h62 yc04 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span> octroy\u00e9 <span class=\"_ _0\"></span>aux em<span class=\"_ _0\"></span>ploy\u00e9s q<span class=\"_ _0\"></span>ui rest<span class=\"_ _0\"></span>ent en se<span class=\"_ _0\"></span>rvice j<span class=\"_ _0\"></span>usqu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019\u00e2ge de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 yc05 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et ont attei<span class=\"_ _0\"></span>nt une anci<span class=\"_ _0\"></span>ennet\u00e9 mi<span class=\"_ _0\"></span>nimale. Le<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> attendus</div>\n<div class=\"t m0 x6 h62 yc06 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engendr\u00e9s p<span class=\"_ _3\"></span>ar l\u2019octroi<span class=\"_ _3\"></span> de ces <span class=\"_ _3\"></span>avantages s\u2019ac<span class=\"_ _3\"></span>cumulent sur <span class=\"_ _3\"></span>la p\u00e9riode<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya45 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019empl<span class=\"_ _0\"></span>oi selon une<span class=\"_ _0\"></span> m\u00e9thode si<span class=\"_ _0\"></span>milaire \u00e0 cel<span class=\"_ _0\"></span>le appliq<span class=\"_ _0\"></span>u\u00e9e aux pla<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 ya46 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies. La val<span class=\"_ _0\"></span>eur de ces obli<span class=\"_ _0\"></span>gation<span class=\"_ _0\"></span>s est</div>\n<div class=\"t m0 x6 h62 ya47 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e par de<span class=\"_ _0\"></span>s calculs act<span class=\"_ _0\"></span>uariel<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e y95e ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Options s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9rat<span class=\"_ _0\"></span>ion en act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des optio<span class=\"_ _0\"></span>ns sur acti<span class=\"_ _0\"></span>ons et des act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restreint<span class=\"_ _0\"></span>e, qu'il</div>\n<div class=\"t m0 x6 h62 y960 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'agiss<span class=\"_ _0\"></span>e de plans r<span class=\"_ _0\"></span>\u00e9gl\u00e9s en act<span class=\"_ _0\"></span>ions ou en esp<span class=\"_ _0\"></span>\u00e8ces, so<span class=\"_ _0\"></span>nt octroy\u00e9<span class=\"_ _0\"></span>es aux</div>\n<div class=\"t m0 x6 h62 y961 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs et a<span class=\"lsde wsfa\">ux employ\u00e9s pour servic<span class=\"_ _3\"></span>es re\u00e7us. La juste<span class=\"_ _3\"></span> valeur </span></div>\n<div class=\"t m0 x6 h62 y962 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des servic<span class=\"_ _0\"></span>es re\u00e7us<span class=\"_ _0\"></span> est \u00e9tabli<span class=\"_ _0\"></span>e par rapport<span class=\"_ _0\"></span> \u00e0 la juste val<span class=\"_ _0\"></span>eur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y963 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur actio<span class=\"_ _0\"></span>ns et des actio<span class=\"_ _0\"></span>ns \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 rest<span class=\"_ _0\"></span>reinte ac<span class=\"_ _0\"></span>cord\u00e9e<span class=\"_ _0\"></span>s. Les char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 y964 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des optio<span class=\"_ _0\"></span>ns sur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9r<span class=\"_ _0\"></span>ation en ac<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">sont </span></div>\n<div class=\"t m0 x6 h62 y965 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s \u00e0 la date d\u2019att<span class=\"_ _0\"></span>ributi<span class=\"_ _0\"></span>on sur la bas<span class=\"_ _0\"></span>e de la juste va<span class=\"_ _0\"></span>leur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y966 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des acti<span class=\"_ _0\"></span>ons \u00e0 cessibi<span class=\"_ _0\"></span>lit\u00e9 rest<span class=\"_ _0\"></span>reinte et<span class=\"_ _0\"></span> sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en compte d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y967 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, soit i<span class=\"_ _0\"></span>mm\u00e9di<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019attri<span class=\"_ _0\"></span>butio<span class=\"_ _0\"></span>n s\u2019il n\u2019y<span class=\"_ _0\"></span> a pas de</div>\n<div class=\"t m0 x6 h62 y968 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u2019acquis<span class=\"_ _0\"></span>ition des d<span class=\"_ _0\"></span>r<span class=\"lsde wsfa\">oits, soit prorata<span class=\"_ _3\"></span> temporis sur la p\u00e9r<span class=\"_ _3\"></span>iode </span></div>\n<div class=\"t m0 x6 h62 y969 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s options et<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns \u00e0 cessibil<span class=\"_ _0\"></span>it\u00e9 rest<span class=\"_ _0\"></span>reinte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96a ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96b ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plan<span class=\"_ _0\"></span>s r\u00e9gl\u00e9s<span class=\"_ _0\"></span> en inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y96c ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme une augmentat<span class=\"_ _3\"></span>ion des capitaux pr<span class=\"_ _3\"></span>opres et sont r\u00e9\u00e9v<span class=\"_ _3\"></span>alu\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y96d ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le nombre d'<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s jusqu'\u00e0 ce qu<span class=\"_ _0\"></span>e les condit<span class=\"_ _0\"></span>ions d'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion des dr<span class=\"_ _0\"></span>oits</div>\n<div class=\"t m0 x6 h62 y96e ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soient re<span class=\"_ _0\"></span>mplies.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y970 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plans r\u00e9gl\u00e9<span class=\"_ _3\"></span>s en esp\u00e8ces sont<span class=\"_ _3\"></span> comptabilis\u00e9s comm<span class=\"_ _3\"></span>e une</div>\n<div class=\"t m0 x6 h62 y971 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ation du pas<span class=\"_ _0\"></span>sif et sont r<span class=\"_ _0\"></span>\u00e9\u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la fois pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y972 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">nombr<span class=\"_ _0\"></span>e d'acti<span class=\"_ _0\"></span>ons jusqu'<span class=\"_ _0\"></span>\u00e0 ce qu<span class=\"_ _0\"></span>e les con<span class=\"_ _0\"></span>ditions <span class=\"_ _0\"></span>d'ac<span class=\"lsde\">quisition des </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y973 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits soi<span class=\"_ _0\"></span>ent rem<span class=\"_ _0\"></span>plies<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y974 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">variation</span> <span class=\"lsdc wse9\">de la juste valeur des<span class=\"_ _0\"></span> actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y975 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les charges r\u00e9\u00e9<span class=\"_ _3\"></span>valu\u00e9es sont comp<span class=\"_ _3\"></span>tabilis\u00e9es dans<span class=\"_ _3\"></span> le compte de r\u00e9sulta<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yae7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant la <span class=\"_ _3\"></span>p\u00e9riode d'a<span class=\"_ _3\"></span>cquisition de<span class=\"_ _3\"></span>s droits.<span class=\"_ _3\"></span> Les charges<span class=\"_ _3\"></span> li\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 yae8 ffeb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'exerci<span class=\"lsdc wseb\">ce en cours<span class=\"_ _0\"></span> et aux ex<span class=\"_ _0\"></span>ercices<span class=\"_ _0\"></span> ant\u00e9r<span class=\"_ _0\"></span>ieurs so<span class=\"_ _0\"></span>nt direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaea ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La just<span class=\"_ _0\"></span>e valeur d<span class=\"_ _0\"></span>es opti<span class=\"_ _0\"></span>ons sur ac<span class=\"_ _0\"></span>tions<span class=\"_ _0\"></span> se calc<span class=\"_ _0\"></span>ule d\u2019apr<span class=\"_ _0\"></span>\u00e8s un mo<span class=\"_ _0\"></span>d\u00e8le</div>\n<div class=\"t m0 x1a h62 ya5e ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019\u00e9valuation<span class=\"_ _3\"></span> des option<span class=\"_ _3\"></span>s qui prend<span class=\"_ _3\"></span> en comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5f ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">cours de l\u2019a<span class=\"_ _0\"></span>ction \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019octr<span class=\"_ _0\"></span>oi<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">prix d<span class=\"_ _3\"></span>'exer<span class=\"_ _3\"></span>cice</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ya61 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">dur\u00e9e pr\u00e9v<span class=\"_ _0\"></span>ue de l\u2019opt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">volati<span class=\"_ _0\"></span>lit\u00e9 atten<span class=\"_ _0\"></span>due de l\u2019act<span class=\"_ _0\"></span>if sous<span class=\"ls0 ws0\">-</span>jac<span class=\"_ _0\"></span>ent et les div<span class=\"_ _0\"></span>idendes </span></span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffeb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9vus<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yaeb ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">taux</span> <span class=\"lsdc wse9\">d\u2019int\u00e9r\u00eat sa<span class=\"_ _0\"></span>ns risque s<span class=\"_ _0\"></span>ur la dur\u00e9e de v<span class=\"_ _0\"></span>ie pr\u00e9vue d<span class=\"_ _0\"></span>e l\u2019option.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 835px; height: 262px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 309px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yaec ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e les optio<span class=\"_ _0\"></span>ns sont exer<span class=\"_ _0\"></span>c\u00e9es et de no<span class=\"_ _0\"></span>uvelles<span class=\"_ _0\"></span> actions \u00e9m<span class=\"_ _0\"></span>ises, le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yaee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recettes<span class=\"_ _0\"></span>, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des \u00e9vent<span class=\"_ _0\"></span>uels frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion, sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>\u00e9es au ca<span class=\"_ _0\"></span>pital s<span class=\"_ _0\"></span>ocial (va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale) <span class=\"_ _0\"></span>et l\u2019exc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde\">dent est enregi<span class=\"_ _3\"></span>str\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme prime<span class=\"_ _3\"></span> d\u2019\u00e9mission. D<span class=\"_ _3\"></span>ans le c<span class=\"_ _3\"></span>as o\u00f9 des<span class=\"_ _3\"></span> actions propre<span class=\"_ _3\"></span>s sont</div>\n<div class=\"t m0 x1a h62 yaf1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9es \u00e0 cette fi<span class=\"_ _0\"></span>n, elles ser<span class=\"_ _0\"></span>ont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es du post<span class=\"_ _0\"></span>e Action<span class=\"_ _0\"></span>s propres<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y989 ffed fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Droits de<span class=\"_ _3\"></span>s employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les droits des<span class=\"_ _3\"></span> employ\u00e9s aux vacan<span class=\"_ _3\"></span>ces annuelles et au<span class=\"_ _3\"></span>x cong\u00e9s</div>\n<div class=\"t m0 x1a h62 y98b ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 so<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> lorsque les m<span class=\"_ _0\"></span>ontants<span class=\"_ _0\"></span> en question</div>\n<div class=\"t m0 x1a h62 y98c ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre ve<span class=\"_ _0\"></span>rs\u00e9s au<span class=\"_ _0\"></span>x employ<span class=\"_ _0\"></span>\u00e9s. Une p<span class=\"_ _0\"></span>rovisi<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>onstit<span class=\"_ _0\"></span>u\u00e9e afin <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 ya64 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrir l<span class=\"_ _0\"></span>\u2019oblig<span class=\"_ _0\"></span>ation es<span class=\"_ _0\"></span>tim\u00e9e p<span class=\"_ _0\"></span>our les v<span class=\"_ _0\"></span>acance<span class=\"_ _0\"></span>s annue<span class=\"_ _0\"></span>lles et l<span class=\"_ _0\"></span>es cong\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ya65 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 e<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>e des serv<span class=\"_ _0\"></span>ices p<span class=\"_ _0\"></span>rest\u00e9s p<span class=\"_ _0\"></span>ar les em<span class=\"_ _0\"></span>ploy\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya66 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsdc wseb\">usqu\u2019\u00e0 la d<span class=\"_ _0\"></span>ate de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb11 ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.14<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Provisions<span class=\"_ _0\"></span> et \u00e9vent<span class=\"_ _0\"></span>ualit\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeaa ffed fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeab ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Passif do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> et l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce ne sont p<span class=\"_ _0\"></span>as encor<span class=\"_ _0\"></span>e connus av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x1a h62 yeac ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certitu<span class=\"_ _0\"></span>de. Des prov<span class=\"_ _0\"></span>isions s<span class=\"_ _0\"></span>ont constit<span class=\"_ _0\"></span>u\u00e9es s'<span class=\"_ _0\"></span>il existe un<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yead ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e (l\u00e9gale ou <span class=\"wseb\">i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e) de tr<span class=\"_ _0\"></span>ansf\u00e9re<span class=\"_ _0\"></span>r des av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s \u00e9conomi<span class=\"_ _0\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 yeae ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie,<span class=\"_ _0\"></span> r\u00e9sulta<span class=\"_ _0\"></span>nt d'un \u00e9v\u00e9n<span class=\"_ _0\"></span>ement pass<span class=\"_ _0\"></span>\u00e9 et si une</div>\n<div class=\"t m0 x1a h62 yeaf ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on fia<span class=\"_ _0\"></span>ble peut<span class=\"_ _0\"></span> \u00eatre r\u00e9<span class=\"_ _0\"></span>alis\u00e9e \u00e0 <span class=\"_ _0\"></span>la date <span class=\"_ _0\"></span>de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 yeb0 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re. De<span class=\"_ _3\"></span>s provisions son<span class=\"_ _3\"></span>t \u00e9tablies pour<span class=\"_ _3\"></span> certains contr<span class=\"lsdc wseb\">ats de </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e en vertu d<span class=\"_ _0\"></span>esquels A<span class=\"_ _0\"></span>geas est ten<span class=\"_ _0\"></span>u de payer en c<span class=\"_ _0\"></span>as de d\u00e9faut d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yeb2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nt. Les prov<span class=\"_ _0\"></span>isions so<span class=\"_ _0\"></span>nt estim<span class=\"_ _0\"></span>\u00e9es \u00e0 la lumi\u00e8r<span class=\"_ _0\"></span>e des fact<span class=\"_ _0\"></span>eurs et</div>\n<div class=\"t m0 x1a h62 yeb3 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions pert<span class=\"_ _0\"></span>inent<span class=\"_ _0\"></span>s connus \u00e0 la d<span class=\"_ _0\"></span>ate de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yeb4 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span>et sont ha<span class=\"_ _3\"></span>bituellement<span class=\"_ _3\"></span> actualis\u00e9<span class=\"lsdc wse9\">s au taux sans risq<span class=\"_ _0\"></span>ue.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 394px; height: 168px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 58px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 771px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 776px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 902px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ye7a ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.15<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Composant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span></span>s </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeba ffed fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Frais d\u2019\u00e9missi<span class=\"_ _3\"></span>on <span class=\"lsdc wse8\">d\u2019actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yebb ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les frais d\u2019<span class=\"_ _0\"></span>\u00e9missi<span class=\"_ _0\"></span>on de nouve<span class=\"_ _0\"></span>lles acti<span class=\"_ _0\"></span>ons ou d\u2019opt<span class=\"_ _0\"></span>ions sur act<span class=\"_ _0\"></span>ions da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 yebc ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un autre co<span class=\"_ _0\"></span>ntexte qu<span class=\"_ _0\"></span>e le regroup<span class=\"_ _0\"></span>ement d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises, sont<span class=\"_ _0\"></span> port\u00e9s en</div>\n<div class=\"t m0 x1a h62 yebd ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diminution d<span class=\"_ _3\"></span>es capitau<span class=\"_ _3\"></span>x propres, a<span class=\"_ _3\"></span>pr\u00e8s d\u00e9duc<span class=\"_ _3\"></span>tion des imp<span class=\"_ _3\"></span>\u00f4<span class=\"lsdc wse9\">ts sur les </span></div>\n<div class=\"t m0 x1a h62 yebe ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">revenus af<span class=\"_ _3\"></span>f\u00e9rents.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 83px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la soci\u00e9t<span class=\"_ _0\"></span>\u00e9 m\u00e8r<span class=\"_ _0\"></span>e ou ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s ach\u00e8te<span class=\"_ _0\"></span>nt des ac<span class=\"_ _0\"></span>tions Ag<span class=\"_ _0\"></span>eas ou</div>\n<div class=\"t m0 x6 h62 y8b3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqui\u00e8r<span class=\"_ _0\"></span>ent des dr<span class=\"_ _0\"></span>oits d\u2019ach<span class=\"_ _0\"></span>at d\u2019acti<span class=\"_ _0\"></span>ons, la r\u00e9mu<span class=\"_ _0\"></span>n\u00e9ratio<span class=\"_ _0\"></span>n pay\u00e9e, e<span class=\"_ _0\"></span>n ce</div>\n<div class=\"t m0 x6 h62 y93e fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> les frais de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion imput<span class=\"_ _0\"></span>ables, ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duc<span class=\"_ _0\"></span>tion des im<span class=\"_ _0\"></span>p<span class=\"lsf8 ws111\">\u00f4ts </span></div>\n<div class=\"t m0 x6 h62 y93f fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur les re<span class=\"_ _3\"></span>venus, est <span class=\"_ _3\"></span>enregistr\u00e9e<span class=\"_ _3\"></span> en d\u00e9duction<span class=\"_ _3\"></span> des capi<span class=\"_ _3\"></span>taux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y940 fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">totaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y942 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les dividend<span class=\"_ _3\"></span>es vers\u00e9s<span class=\"_ _3\"></span> sur les<span class=\"_ _3\"></span> actions propr<span class=\"_ _3\"></span>es qui son<span class=\"_ _3\"></span>t d\u00e9tenues p<span class=\"_ _3\"></span>ar des</div>\n<div class=\"t m0 x6 h62 y943 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises Age<span class=\"_ _0\"></span>as sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s lors<span class=\"_ _0\"></span> de la pr\u00e9par<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9tats</div>\n<div class=\"t m0 x6 h62 y944 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s Ageas d\u00e9<span class=\"_ _3\"></span>tenues par A<span class=\"_ _3\"></span>geasfinlux S<span class=\"_ _3\"></span>.A. dans le <span class=\"_ _3\"></span>cadre des</div>\n<div class=\"t m0 x6 h62 y9ed fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres <span class=\"_ _3\"></span>FRESH ne <span class=\"_ _3\"></span>sont pas a<span class=\"_ _3\"></span>ssorties du <span class=\"_ _3\"></span>droit</div>\n<div class=\"t m0 x6 h62 y9ee fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde ou au capit<span class=\"_ _0\"></span>al. Ces act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> \u00e9limin\u00e9<span class=\"_ _0\"></span>es lors du ca<span class=\"_ _0\"></span>lcul du</div>\n<div class=\"t m0 x6 h62 y9ef fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividende, <span class=\"_ _3\"></span>du b\u00e9n\u00e9fice <span class=\"_ _3\"></span>net et d<span class=\"_ _3\"></span>es capitaux <span class=\"_ _3\"></span>propres pa<span class=\"_ _3\"></span>r action. <span class=\"lsdc\">Le co\u00fbt </span></div>\n<div class=\"t m0 x6 h62 y9f0 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> des actio<span class=\"_ _3\"></span>ns est d\u00e9d<span class=\"_ _3\"></span>uit des <span class=\"_ _3\"></span>capitaux prop<span class=\"_ _3\"></span>res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 141px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 256px; width: 350px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y94b fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Instruments fina<span class=\"_ _3\"></span>nciers hybride<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9l\u00e9m<span class=\"_ _0\"></span>ents d\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs hybri<span class=\"_ _0\"></span>des (d<span class=\"_ _0\"></span>ettes et<span class=\"_ _0\"></span> capita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9a6 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">propres<span class=\"_ _0\"></span>) sont c<span class=\"_ _0\"></span>lass\u00e9s s<span class=\"_ _0\"></span>ous leu<span class=\"_ _0\"></span>r rubri<span class=\"_ _0\"></span>que res<span class=\"_ _0\"></span>pective <span class=\"_ _0\"></span>dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h62 y9a7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span><span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h7e y94f fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres composan<span class=\"_ _3\"></span>ts de capitaux<span class=\"_ _3\"></span> propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y950 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de c<span class=\"_ _0\"></span>apitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es sont l<span class=\"_ _0\"></span>i\u00e9s aux as<span class=\"_ _0\"></span>pects</div>\n<div class=\"t m0 x6 h62 y951 fff0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">suivants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y952 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">M<span class=\"_ _3\"></span>ouvements</span><span class=\"fff0\"> <span class=\"lsde wsfa\">di<span class=\"_ _3\"></span>rects dans les<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s relatifs aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y953 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entreprises a<span class=\"_ _3\"></span>ssoci\u00e9es (v<span class=\"_ _3\"></span>oir paragraph<span class=\"_ _3\"></span>e 2.6)<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 y954 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsf7 wseb\">D<span class=\"_ _3\"></span>evise<span class=\"_ _3\"></span>s</span><span class=\"fff0\"> <span class=\"lsde wseb\">\u00e9trang\u00e8<span class=\"_ _3\"></span>res (voir<span class=\"_ _3\"></span> paragraphe<span class=\"_ _3\"></span> 2.7)</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y955 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">P<span class=\"_ _3\"></span>lacements</span><span class=\"fff0\"> <span class=\"lsde wseb\">di<span class=\"_ _3\"></span>sponibles <span class=\"_ _3\"></span>\u00e0 la vente<span class=\"_ _3\"></span> (voir parag<span class=\"_ _3\"></span>raphe 2.8.1)</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y956 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">C<span class=\"_ _3\"></span>ouverture</span><span class=\"fff0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e (voir par<span class=\"_ _0\"></span>agraph<span class=\"_ _0\"></span>e 2.8.2)<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y957 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">\u00c9<span class=\"_ _3\"></span>l\u00e9ments</span><span class=\"fff0\"> <span class=\"lsdc wse9\">de participati<span class=\"_ _0\"></span>on discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire (voir pa<span class=\"_ _0\"></span>ragraph<span class=\"_ _0\"></span>e 2.8.11)<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y958 fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsdc wse8\">Gains</span><span class=\"fff0\"> <span class=\"lsdc wse9\">et pertes act<span class=\"_ _0\"></span>uariels su<span class=\"_ _0\"></span>r les plans<span class=\"_ _0\"></span> \u00e0 prestatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es (voir </span></span></span></div>\n<div class=\"t m0 x5c h62 y959 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">paragraphe 2<span class=\"_ _3\"></span>.8.13)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y95a fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsdc wse8\">Options</span><span class=\"fff0\"> <span class=\"lsdc wseb\">sur acti<span class=\"_ _0\"></span>ons et <span class=\"_ _0\"></span>plans d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> gratuit<span class=\"_ _0\"></span>e<span class=\"lsde\">s (voir para<span class=\"_ _3\"></span>graphe </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y95b fff0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2.8.13)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsf8 ws111\">e<span class=\"_ _3\"></span>t </span> </span></div>\n<div class=\"t m0 x6 h62 y95c fff3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"fff4\"> <span class=\"_ _41\"> </span><span class=\"fff0 lsde wsea\">D<span class=\"_ _3\"></span>ividende<span class=\"lsdc wse9\">, actions prop<span class=\"_ _0\"></span>res et annu<span class=\"_ _0\"></span>lation d'<span class=\"_ _0\"></span>actions.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yec0 fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.16<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Encaissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>brut<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye37 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Contrats de<span class=\"_ _3\"></span> courte d<span class=\"_ _3\"></span>ur\u00e9e et con<span class=\"_ _3\"></span>trats de lon<span class=\"_ _3\"></span>gue dur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye38 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de court<span class=\"_ _0\"></span>e dur\u00e9e est<span class=\"_ _0\"></span> un contrat<span class=\"_ _0\"></span> qui procu<span class=\"_ _0\"></span>re une</div>\n<div class=\"t m0 x6 h62 ye39 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure d\u2019ass<span class=\"_ _0\"></span>urance <span class=\"lsde wsfa\">pour une p\u00e9riode fixe de courte<span class=\"_ _3\"></span> dur\u00e9e et permet </span></div>\n<div class=\"t m0 x6 h62 ye3a fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 l\u2019assur<span class=\"_ _0\"></span>eur de r\u00e9si<span class=\"_ _0\"></span>lier le contr<span class=\"_ _0\"></span>at ou de l\u2019am<span class=\"_ _0\"></span>ender \u00e0 la fin de l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ye3b fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uelle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3c fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye3d fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de lon<span class=\"_ _0\"></span>gue dur\u00e9<span class=\"_ _0\"></span>e est un contr<span class=\"_ _0\"></span>at qui ne peut<span class=\"_ _0\"></span> pas</div>\n<div class=\"t m0 x6 h62 ye3e fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00eatre mod<span class=\"_ _0\"></span>ifi\u00e9 de m<span class=\"_ _0\"></span>ani\u00e8re <span class=\"_ _0\"></span>unilat\u00e9<span class=\"_ _0\"></span>rale, c<span class=\"_ _0\"></span>omme un c<span class=\"_ _0\"></span><span class=\"lsde\">ontrat non r\u00e9<span class=\"_ _3\"></span>siliable ou<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ye3f fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at \u00e0 renouvel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> garanti,<span class=\"_ _0\"></span> et qui n\u00e9ces<span class=\"_ _0\"></span>site l\u2019e<span class=\"_ _0\"></span>x\u00e9cutio<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x6 h62 yec1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts fonct<span class=\"_ _0\"></span>ions et serv<span class=\"_ _0\"></span>ices (y com<span class=\"_ _0\"></span>pris la couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d\u2019assur<span class=\"_ _0\"></span>ance)</div>\n<div class=\"t m0 x6 h62 yec2 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant une<span class=\"_ _3\"></span> p\u00e9riode de<span class=\"_ _3\"></span> longue du<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye42 fff2 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Primes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye43 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes rela<span class=\"_ _3\"></span>tives aux contra<span class=\"_ _3\"></span>ts de lon<span class=\"lsdc wse9\">gue dur\u00e9e d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e Vie et </span></div>\n<div class=\"t m0 x6 h62 ye44 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tion<span class=\"_ _0\"></span>naire aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 yec3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9es <span class=\"_ _3\"></span>en revenus <span class=\"_ _3\"></span>au moment o<span class=\"_ _3\"></span>\u00f9 elles <span class=\"_ _3\"></span>sont dues p<span class=\"_ _3\"></span>ar les ti<span class=\"_ _3\"></span>tulaires</div>\n<div class=\"t m0 x1a h62 yec4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats. Les pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns et frais de ges<span class=\"_ _0\"></span>tion fut<span class=\"_ _0\"></span>urs estim<span class=\"_ _0\"></span>\u00e9s sont</div>\n<div class=\"t m0 x1a h62 yec5 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9s en <span class=\"lsde wsfa\">parall\u00e8le aux revenus afin de re<span class=\"_ _3\"></span>conna\u00eetre les pro<span class=\"_ _3\"></span>fits </span></div>\n<div class=\"t m0 x1a h62 yec6 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par ces<span class=\"_ _3\"></span> contrats sur leur dur\u00e9e<span class=\"_ _3\"></span> de vie estim\u00e9e<span class=\"_ _3\"></span>. Ce</div>\n<div class=\"t m0 x1a h62 yec7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapproc<span class=\"_ _0\"></span>hement es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 par la d\u00e9ter<span class=\"_ _0\"></span>minati<span class=\"_ _0\"></span>on des pass<span class=\"_ _0\"></span>ifs des</div>\n<div class=\"t m0 x1a h62 yec8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et d'i<span class=\"_ _0\"></span>nvesti<span class=\"_ _0\"></span>ssement<span class=\"_ _0\"></span> avec partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yec9 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">b\u00e9n\u00e9fices, ai<span class=\"_ _0\"></span>nsi que par le re<span class=\"_ _0\"></span>port et l'<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement </span></span></div>\n<div class=\"t m0 x1a h62 yeca fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ur des frais d<span class=\"_ _0\"></span>\u2019acqui<span class=\"_ _0\"></span>sition des<span class=\"_ _0\"></span> contrats \u00e0 p<span class=\"_ _0\"></span>ayer d\u2019a<span class=\"_ _0\"></span>vance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yecb fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Primes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecc fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e courte dur<span class=\"_ _0\"></span>\u00e9e (princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws12d\">vie)<span class=\"_ _3\"></span>, les </span></span></div>\n<div class=\"t m0 x1a h62 yecd fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">primes \u00e9m<span class=\"_ _0\"></span>ises sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es \u00e0 l<span class=\"_ _0\"></span>a cr\u00e9ation d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>. Les primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yece fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reco<span class=\"_ _0\"></span>nnues en r\u00e9<span class=\"_ _0\"></span>sultat au ry<span class=\"_ _0\"></span>thme de leu<span class=\"_ _0\"></span>r acquis<span class=\"_ _0\"></span>ition au pr<span class=\"_ _0\"></span>orata de</div>\n<div class=\"t m0 x1a h62 yecf fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e de co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span>ure du contr<span class=\"_ _0\"></span>at. La provis<span class=\"_ _0\"></span>ion pou<span class=\"_ _0\"></span>r primes non</div>\n<div class=\"t m0 x1a h62 yed0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acquises<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ente la part d<span class=\"_ _0\"></span>es primes \u00e9m<span class=\"_ _0\"></span>ises relat<span class=\"_ _0\"></span>ive \u00e0 la dur\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore \u00e0 cou<span class=\"_ _0\"></span>rir de la co<span class=\"_ _0\"></span>uvertur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 851px; height: 251px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 267px; width: 351px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yed2 fff0 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8<span class=\"lsde wsea\">.17<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Int\u00e9r\u00eats</span></span><span class=\"wseb\">, dividendes et autres<span class=\"_ _3\"></span> produits de <span class=\"_ _3\"></span>placement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yed3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts et charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eat<span class=\"_ _3\"></span> sont comp<span class=\"_ _3\"></span>tabilis\u00e9s en r\u00e9<span class=\"_ _3\"></span>sultat pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yed4 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tous les <span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>orteurs <span class=\"_ _0\"></span>d\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s (qu\u2019i<span class=\"_ _0\"></span>ls soie<span class=\"_ _0\"></span>nt clas<span class=\"_ _0\"></span>s\u00e9s comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed5 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance, di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>les \u00e0 la v<span class=\"_ _0\"></span>ente,<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la juste </span></div>\n<div class=\"t m0 x1a h62 yed6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat, d\u00e9<span class=\"_ _0\"></span>riv\u00e9s ou aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s ou</div>\n<div class=\"t m0 x1a h62 yed7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span>) selon l<span class=\"_ _0\"></span>a compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de d\u00e9p<span class=\"_ _0\"></span>\u00f4t, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt le tau<span class=\"_ _0\"></span>x effect<span class=\"_ _0\"></span>if</div>\n<div class=\"t m0 x1a h62 yed8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9 au prix d\u2019ac<span class=\"_ _0\"></span>hat r\u00e9el in<span class=\"_ _0\"></span>cluant les<span class=\"_ _0\"></span> frais de tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>n directs.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 yed9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>int\u00e9r\u00eat inc<span class=\"_ _3\"></span>lue<span class=\"lsdc\">nt les cou<span class=\"_ _0\"></span>pons c<span class=\"_ _0\"></span>ourus su<span class=\"_ _0\"></span>r les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s \u00e0 taux </span></div>\n<div class=\"t m0 x1a h62 yeda fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fixes et<span class=\"_ _0\"></span> variab<span class=\"_ _0\"></span>les ainsi<span class=\"_ _0\"></span> que l\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>des frai<span class=\"_ _0\"></span>s de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, de</div>\n<div class=\"t m0 x1a h62 yedb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la d\u00e9cote o<span class=\"_ _0\"></span>u de la surcot<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yedc fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yedd fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n actif f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er a \u00e9t\u00e9 <span class=\"_ _0\"></span>ramen\u00e9<span class=\"_ _0\"></span> \u00e0 sa vale<span class=\"_ _0\"></span>ur estim<span class=\"_ _0\"></span>\u00e9e de</div>\n<div class=\"t m0 x1a h62 yede fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ement, les<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat sont<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ensuite comptabilis\u00e9s<span class=\"_ _3\"></span> sur la </span></span></div>\n<div class=\"t m0 x1a h62 yedf fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base du t<span class=\"_ _0\"></span>aux eff<span class=\"_ _0\"></span>ectif init<span class=\"_ _0\"></span>ial pou<span class=\"_ _0\"></span>r actu<span class=\"_ _0\"></span>aliser le<span class=\"_ _0\"></span>s flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie fut<span class=\"_ _0\"></span>urs en</div>\n<div class=\"t m0 x1a h62 yee0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la d\u00e9t<span class=\"_ _0\"></span>erminati<span class=\"_ _0\"></span>on du monta<span class=\"_ _0\"></span>nt recouv<span class=\"_ _0\"></span>rable.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee1 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee4 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee5 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas agi<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en tant que bai<span class=\"_ _0\"></span>lleur dans<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de locat<span class=\"_ _0\"></span>ion non </span></span></div>\n<div class=\"t m0 x1a h62 yee6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9silia<span class=\"_ _0\"></span>bles qui peu<span class=\"_ _0\"></span>vent pr<span class=\"_ _0\"></span>\u00e9voir des cl<span class=\"_ _0\"></span>auses de re<span class=\"_ _0\"></span>nouvell<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>our des</div>\n<div class=\"t m0 x1a h62 yee7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement et cert<span class=\"_ _0\"></span>ains imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus<span class=\"_ _0\"></span> pour usage</div>\n<div class=\"t m0 x1a h62 yee8 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre. Le re<span class=\"_ _3\"></span>venu locatif et les<span class=\"_ _3\"></span> autres revenus son<span class=\"_ _3\"></span>t comptabilis\u00e9<span class=\"lsf0 ws10c\">s, ne<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x1a h62 yee9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des incitan<span class=\"_ _3\"></span>ts \u00e0 la <span class=\"_ _3\"></span>location oc<span class=\"_ _3\"></span>troy\u00e9s aux pr<span class=\"_ _3\"></span>eneurs, de<span class=\"_ _3\"></span> mani\u00e8re l<span class=\"_ _3\"></span>in\u00e9aire,</div>\n<div class=\"t m0 x1a h62 yeea fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sauf s'il<span class=\"_ _3\"></span> est incon<span class=\"_ _3\"></span>testable que<span class=\"_ _3\"></span> les revenus<span class=\"_ _3\"></span> ne sont<span class=\"_ _3\"></span> pas per\u00e7us<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8rement a<span class=\"_ _0\"></span>u cours de la p\u00e9r<span class=\"_ _0\"></span>iode de loc<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 403px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 yeec fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.18<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Gains et pert<span class=\"_ _0\"></span>es r\u00e9alis\u00e9s<span class=\"_ _0\"></span> et non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yeed fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les <span class=\"wseb\">ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers cl<span class=\"_ _0\"></span>ass\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es \u00e0 la v<span class=\"_ _0\"></span>ente, </span></div>\n<div class=\"t m0 x1a h62 yeee fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les gains<span class=\"_ _0\"></span> et pert<span class=\"_ _0\"></span>es r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur <span class=\"_ _0\"></span>les vent<span class=\"_ _0\"></span>es et ce<span class=\"_ _0\"></span>ssions c<span class=\"_ _0\"></span>orres<span class=\"_ _0\"></span>pondent<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yeef fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la contre<span class=\"_ _0\"></span>partie re\u00e7<span class=\"_ _0\"></span>ue et la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table init<span class=\"_ _0\"></span>iale de</div>\n<div class=\"t m0 x1a h62 yef0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019actif v<span class=\"_ _0\"></span>endu, dimi<span class=\"_ _0\"></span>nu\u00e9e de to<span class=\"_ _0\"></span>utes les d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yef1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, apr\u00e8s aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de l\u2019impac<span class=\"_ _0\"></span>t \u00e9ventu<span class=\"_ _0\"></span>el de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x1a h62 yef2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure. Les<span class=\"_ _0\"></span> gains et<span class=\"_ _0\"></span> pertes<span class=\"_ _0\"></span> r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur les<span class=\"_ _0\"></span> ventes<span class=\"_ _0\"></span> sont inc<span class=\"_ _0\"></span>lus au</div>\n<div class=\"t m0 x1a h62 yef3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sult<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>enant de<span class=\"_ _0\"></span> ventes <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a h62 yef4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9\u00e9val<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 136px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 566px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 272px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 251px; height: 855px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste va<span class=\"_ _0\"></span>leur par le b<span class=\"_ _0\"></span>iais du</div>\n<div class=\"t m0 x6 h62 y8b2 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at, la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre<span class=\"_ _0\"></span> la val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a fin de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y8b3 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode de<span class=\"_ _3\"></span> reporting <span class=\"_ _3\"></span>en cours e<span class=\"_ _3\"></span>t \u00e0 la <span class=\"_ _3\"></span>fin de l<span class=\"_ _3\"></span>a p\u00e9riode de<span class=\"_ _3\"></span> reporting</div>\n<div class=\"t m0 x6 h62 y93e fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9c\u00e9<span class=\"wse9\">d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse dans le c<span class=\"_ _0\"></span>ompte de r<span class=\"_ _0\"></span>\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x6 h62 y93f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wse9\">R\u00e9sultat prove<span class=\"_ _0\"></span>nant de ve<span class=\"_ _0\"></span>ntes et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y940 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts d\u00e9riv\u00e9s,<span class=\"_ _0\"></span> la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la juste val<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x6 h62 y941 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u2019inclu<span class=\"_ _0\"></span>ant pas <span class=\"_ _0\"></span>la parti<span class=\"_ _0\"></span>e latent<span class=\"_ _0\"></span>e des int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">cl<span class=\"_ _0\"></span>ean fair <span class=\"lsfe ws11a\">value<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00bb) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y942 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9r<span class=\"_ _0\"></span>iode de r<span class=\"_ _0\"></span>eportin<span class=\"_ _0\"></span>g en cou<span class=\"_ _0\"></span>rs et \u00e0 l<span class=\"_ _0\"></span>a fin de <span class=\"_ _0\"></span>la p\u00e9rio<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x6 h62 y943 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse da<span class=\"_ _0\"></span>ns le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at dans la</div>\n<div class=\"t m0 x6 h62 y944 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">R\u00e9sult<span class=\"_ _0\"></span>at proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y945 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion ou de la d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciatio<span class=\"_ _0\"></span>n d\u2019un act<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er,</div>\n<div class=\"t m0 x6 h62 y9ed fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les gains et p<span class=\"_ _0\"></span>ertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ee fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">directement <span class=\"_ _3\"></span>en capitau<span class=\"_ _3\"></span>x propres so<span class=\"_ _3\"></span>nt recycl\u00e9s <span class=\"_ _3\"></span>via le comp<span class=\"_ _3\"></span>te de r\u00e9s<span class=\"_ _3\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x6 h62 y949 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.19<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Revenus de co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye23 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span><span class=\"lsde wsea\">au<span class=\"ls0 ws0\"> </span><span class=\"wseb\">taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat eff<span class=\"_ _3\"></span>ectif<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye24 fff5 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les commiss<span class=\"lsdc wse9\">ions i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9e<span class=\"_ _0\"></span>s au taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif d\u2019<span class=\"_ _0\"></span>un instr<span class=\"_ _0\"></span>ument </span></div>\n<div class=\"t m0 x6 h62 yef7 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financier sont<span class=\"_ _3\"></span> g\u00e9n\u00e9ralement trai<span class=\"_ _3\"></span>t\u00e9es comme un ajustem<span class=\"_ _3\"></span>ent du taux</div>\n<div class=\"t m0 x6 h62 y94d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. C\u2019est le c<span class=\"_ _0\"></span>as des com<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>ns sur pr\u00eat, pe<span class=\"_ _0\"></span>r\u00e7ues e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y94e fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation <span class=\"_ _0\"></span>fin<span class=\"wse9\">anc<span class=\"_ _0\"></span>i\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 y94f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019empru<span class=\"_ _0\"></span>nteur, l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion et l\u2019e<span class=\"_ _0\"></span>nregist<span class=\"_ _0\"></span>rement de g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>s, etc., et</div>\n<div class=\"t m0 x6 h62 y950 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement de<span class=\"_ _3\"></span>s commission<span class=\"_ _3\"></span>s de monta<span class=\"_ _3\"></span>ge per\u00e7ues lo<span class=\"_ _3\"></span>rs de <span class=\"_ _3\"></span>l\u2019\u00e9mission de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y951 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passifs fina<span class=\"_ _3\"></span>nciers \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. Ce<span class=\"_ _3\"></span>s deux types <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y952 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont report\u00e9<span class=\"_ _3\"></span>s et compt<span class=\"_ _3\"></span>abilis\u00e9s s<span class=\"_ _3\"></span>ous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">forme d\u2019ajust<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y953 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t r\u00e9el de l\u2019instru<span class=\"_ _3\"></span>ment financier sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacent, \u00e9<span class=\"_ _0\"></span>valu\u00e9 au co\u00fbt<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y954 fff5 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e l\u2019inst<span class=\"_ _0\"></span>rument f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er est v<span class=\"_ _0\"></span>aloris\u00e9 <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r via le c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x6 h62 y957 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at, les hon<span class=\"_ _0\"></span>oraires s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme prod<span class=\"_ _0\"></span>uits au</div>\n<div class=\"t m0 x6 h62 y958 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span><span class=\"wseb\">e la com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span> de l\u2019ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yef8 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a fournit<span class=\"_ _0\"></span>ure de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les commissions<span class=\"_ _3\"></span> sont g\u00e9n\u00e9ralemen<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme produits<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yefa fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>es servic<span class=\"_ _0\"></span>es sont prest<span class=\"_ _0\"></span>\u00e9s. S\u2019il<span class=\"_ _0\"></span> est improb<span class=\"_ _0\"></span>able qu\u2019<span class=\"_ _0\"></span>une conve<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 yefb fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eat soit ex<span class=\"_ _0\"></span>\u00e9cut\u00e9e et<span class=\"_ _0\"></span> que l\u2019en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> de pr\u00eat n\u2019es<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pas consid\u00e9r\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yec0 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e9riv\u00e9,<span class=\"_ _0\"></span> les commis<span class=\"_ _0\"></span>sions d\u2019<span class=\"_ _0\"></span>engageme<span class=\"_ _0\"></span>nt sont</div>\n<div class=\"t m0 x6 h62 yefc fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s en produi<span class=\"_ _3\"></span>ts au pror<span class=\"_ _3\"></span>ata de la<span class=\"_ _3\"></span> p\u00e9riode d\u2019e<span class=\"_ _3\"></span>ngagement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefd fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yefe fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>missions<span class=\"_ _0\"></span> de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>comme <span class=\"_ _0\"></span>acquises<span class=\"_ _0\"></span>,</div>\n<div class=\"t m0 x6 h62 yeff fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e comme reven<span class=\"_ _0\"></span>u a</div>\n<div class=\"t m0 x6 h62 yf00 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye3c fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es \u00e0 <span class=\"_ _0\"></span>la r\u00e9ali<span class=\"_ _0\"></span>sation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sous</div>\n<div class=\"t m0 x6 h7e ye3d fff7 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les commiss<span class=\"_ _3\"></span>ions provenant<span class=\"_ _3\"></span> de la n\u00e9go<span class=\"_ _3\"></span>ciation ou<span class=\"_ _3\"></span> de la pa<span class=\"_ _3\"></span>rticipation<span class=\"_ _3\"></span> \u00e0 la</div>\n<div class=\"t m0 x6 h62 ye3f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gociat<span class=\"_ _0\"></span>ion d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pour u<span class=\"_ _0\"></span>ne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">tierc<span class=\"_ _0\"></span>e partie, s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 yec1 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la r\u00e9al<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente.<span class=\"_ _3\"></span> Les produits de </span></span></div>\n<div class=\"t m0 x6 h62 yec2 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont comptab<span class=\"_ _3\"></span>ilis\u00e9s apr\u00e8s<span class=\"_ _3\"></span> ex\u00e9cution<span class=\"_ _3\"></span> de l\u2019engage<span class=\"_ _3\"></span>ment. Les</div>\n<div class=\"t m0 x6 h62 yf01 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">commiss<span class=\"_ _0\"></span>ions de s<span class=\"_ _0\"></span>yndicat<span class=\"_ _0\"></span>ion de p<span class=\"_ _0\"></span>r\u00eat sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yf02 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits lo<span class=\"_ _3\"></span>rsque la s<span class=\"_ _3\"></span>yndic<span class=\"lsdc wse9\">ation a \u00e9t\u00e9 men<span class=\"_ _0\"></span>\u00e9e \u00e0 terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye44 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye45 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits de<span class=\"_ _3\"></span> ces contrats de pla<span class=\"_ _3\"></span>cement, dont le ri<span class=\"_ _3\"></span>sque d\u2019assurance</div>\n<div class=\"t m0 x6 h62 yf03 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert n<span class=\"_ _0\"></span>\u2019est pas s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atif, cons<span class=\"_ _0\"></span>istent en d<span class=\"_ _0\"></span>es commis<span class=\"_ _0\"></span>sions co<span class=\"_ _0\"></span>uvrant la</div>\n<div class=\"t m0 x6 h62 yf04 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture d\u2019<span class=\"_ _3\"></span>assurance<span class=\"_ _3\"></span>, des commis<span class=\"_ _3\"></span>sions pour <span class=\"_ _3\"></span>frais d\u2019admin<span class=\"_ _3\"></span>istration e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yf05 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s de racha<span class=\"_ _3\"></span>t. Les comm<span class=\"_ _3\"></span>issions son<span class=\"_ _3\"></span>t comptabili<span class=\"_ _3\"></span>s\u00e9es en</div>\n<div class=\"t m0 x1a h62 ye49 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits lorsque<span class=\"_ _3\"></span> les services son<span class=\"_ _3\"></span>t fournis. Les<span class=\"_ _3\"></span> charges incluent le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ye4a fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions en cas de d<span class=\"_ _0\"></span>\u00e9c\u00e8s et les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats c<span class=\"_ _0\"></span>r\u00e9dit\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 31px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 677px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 20px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n\n\n<div><br/></div>\n<div id=\"fs_7JFAFP34C000000000000000000000\">\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yec6 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.20<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Imp\u00f4t <span class=\"lsf7 wseb\">su<span class=\"_ _3\"></span>r</span></span> </span><span class=\"wseb\">le<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e yf06 fff7 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Imp\u00f4t exi<span class=\"_ _0\"></span>gible<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf07 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019<span class=\"wse9\">imp\u00f4t<span class=\"_ _0\"></span> exigibl<span class=\"_ _0\"></span>e est le monta<span class=\"_ _0\"></span>nt des imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9s<span class=\"_ _0\"></span>ultat paya<span class=\"_ _0\"></span>bles </span></div>\n<div class=\"t m0 x1a h62 yf08 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(r\u00e9cup\u00e9<span class=\"_ _0\"></span>rables<span class=\"_ _0\"></span>) au titre du r\u00e9s<span class=\"_ _0\"></span>ultat imp<span class=\"_ _0\"></span>osable (p<span class=\"_ _0\"></span>erte fisc<span class=\"_ _0\"></span>ale) d\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 yf09 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e9riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecb fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yecc fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s sur le <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme u<span class=\"_ _0\"></span>ne char<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1a h62 yecd fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la l\u00e9gi<span class=\"_ _3\"></span>slation <span class=\"_ _3\"></span>fiscale appli<span class=\"_ _3\"></span>cable <span class=\"wsfa\">sur chaque<span class=\"_ _3\"></span> territoire o\u00f9 </span></div>\n<div class=\"t m0 x1a h62 yece fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices sont<span class=\"_ _0\"></span> r\u00e9alis\u00e9s. L<span class=\"_ _0\"></span>\u2019impac<span class=\"_ _0\"></span>t fiscal d<span class=\"_ _0\"></span>es pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yecf fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9cup\u00e9rable<span class=\"_ _3\"></span>s est enreg<span class=\"_ _3\"></span>istr\u00e9 comme un<span class=\"_ _3\"></span> actif d\u2019<span class=\"_ _3\"></span>imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9 s\u2019il e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 yed0 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e qu\u2019un <span class=\"_ _0\"></span>b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e taxab<span class=\"_ _0\"></span>le futu<span class=\"_ _0\"></span>r sera r<span class=\"_ _0\"></span>\u00e9alis\u00e9 s<span class=\"_ _0\"></span>ur leque<span class=\"_ _0\"></span>l les pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yed1 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">report\u00e9es pe<span class=\"_ _3\"></span>uvent \u00eatre<span class=\"_ _3\"></span> ut<span class=\"lsfe ws11a\">ilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yf0a fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf0b fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Si une entit\u00e9<span class=\"_ _3\"></span> l\u00e9gale \u00e9value qu\u2019<span class=\"_ _3\"></span>il n\u2019est pas probable<span class=\"_ _3\"></span> que l\u2019autorit\u00e9<span class=\"_ _3\"></span> fiscale</div>\n<div class=\"t m0 x1a h62 yf0c fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont elle re<span class=\"_ _0\"></span>l\u00e8ve acce<span class=\"_ _0\"></span>pte le trait<span class=\"_ _0\"></span>ement f<span class=\"_ _0\"></span>iscal appl<span class=\"_ _0\"></span>iqu\u00e9, cet<span class=\"_ _0\"></span>te entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gale</div>\n<div class=\"t m0 x1a h62 yf0d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>\u2019impact d<span class=\"_ _0\"></span>e cette inc<span class=\"_ _0\"></span>ertitude s<span class=\"_ _0\"></span>ur chaqu<span class=\"_ _0\"></span>e traitem<span class=\"_ _0\"></span>ent fiscal i<span class=\"_ _0\"></span>ncertai<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ye5b fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wse9\">utilisa<span class=\"_ _0\"></span>nt soit le mont<span class=\"_ _0\"></span>ant le plus pr<span class=\"_ _0\"></span>obable so<span class=\"_ _0\"></span>it la valeu<span class=\"_ _0\"></span>r attend<span class=\"_ _0\"></span>ue sur la </span></div>\n<div class=\"t m0 x1a h62 ye5c fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">base d\u2019une<span class=\"_ _3\"></span> vari\u00e9t\u00e9 d\u2019i<span class=\"_ _3\"></span>ssues possibl<span class=\"_ _3\"></span>es, selon l<span class=\"_ _3\"></span>a m\u00e9thode q<span class=\"_ _3\"></span>ui pr\u00e9dit au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye5d fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mieux la <span class=\"_ _0\"></span>r\u00e9solut<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span> l\u2019incert<span class=\"_ _0\"></span>itude.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yed9 fff7 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeda fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs d\u2019imp\u00f4ts <span class=\"_ _3\"></span>diff\u00e9r\u00e9s <span class=\"_ _3\"></span>sont les mon<span class=\"_ _3\"></span>tants d\u2019imp\u00f4<span class=\"_ _3\"></span>ts sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">le r\u00e9sultat </span></span></div>\n<div class=\"t m0 x1a h62 yedb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">payables au cou<span class=\"_ _3\"></span>rs de p\u00e9riodes fu<span class=\"_ _3\"></span>tures au titre de<span class=\"_ _3\"></span> diff\u00e9rences</div>\n<div class=\"t m0 x1a h62 yedc fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">temporelles<span class=\"_ _3\"></span> imposables. Les act<span class=\"_ _3\"></span>ifs d\u2019imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s sont les mont<span class=\"_ _3\"></span>ants</div>\n<div class=\"t m0 x1a h62 yedd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9sul<span class=\"_ _0\"></span>tat reco<span class=\"_ _0\"></span>uvrabl<span class=\"_ _0\"></span>es au cours d<span class=\"_ _0\"></span>e p\u00e9riodes<span class=\"_ _0\"></span> futures a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 yede fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>elles d\u00e9d<span class=\"_ _0\"></span>uctibl<span class=\"_ _0\"></span>es, du report<span class=\"_ _0\"></span> de pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yedf fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non utilis<span class=\"_ _0\"></span>\u00e9es et du rep<span class=\"_ _0\"></span>ort de cr\u00e9d<span class=\"_ _0\"></span>it d\u2019imp<span class=\"_ _0\"></span>\u00f4ts non util<span class=\"_ _0\"></span>is\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee0 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> sont enti<span class=\"_ _0\"></span>\u00e8rement i<span class=\"_ _0\"></span>mput\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yee2 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re selon<span class=\"_ _3\"></span> la m\u00e9thode du repo<span class=\"_ _3\"></span>rt d\u2019imp\u00f4ts var<span class=\"_ _3\"></span>iable et s\u2019appliqu<span class=\"_ _3\"></span>ent</div>\n<div class=\"t m0 x1a h62 yee3 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux diff\u00e9rence<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">temporai<span class=\"_ _0\"></span>res entre l<span class=\"_ _0\"></span>a base impos<span class=\"_ _0\"></span>able des<span class=\"_ _0\"></span> actifs et </span></span></div>\n<div class=\"t m0 x1a h62 yee4 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et les v<span class=\"_ _0\"></span>aleurs c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bles insc<span class=\"_ _0\"></span>rites d<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>\u00e9tats fin<span class=\"_ _0\"></span>ancie<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 yee5 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee6 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee7 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les taux ad<span class=\"_ _0\"></span>opt\u00e9s ou en co<span class=\"_ _0\"></span>urs d\u2019ado<span class=\"_ _0\"></span>ption \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yee8 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> sont appl<span class=\"_ _0\"></span>iqu\u00e9s p<span class=\"_ _0\"></span>our calc<span class=\"_ _0\"></span>uler les<span class=\"_ _0\"></span> im<span class=\"lsde\">p\u00f4ts diff\u00e9r\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yee9 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeea fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">probable qu\u2019un<span class=\"_ _3\"></span> b\u00e9n\u00e9fice imposabl<span class=\"_ _3\"></span>e futur suffisant<span class=\"_ _3\"></span> sera r\u00e9alis\u00e9 sur lequ<span class=\"_ _3\"></span>el</div>\n<div class=\"t m0 x1a h62 yf0e fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les diff\u00e9r<span class=\"_ _0\"></span>ences tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>es (ou une part<span class=\"_ _0\"></span>ie) pour<span class=\"_ _0\"></span>ront \u00eatr<span class=\"_ _0\"></span>e utilis\u00e9<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf0f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf10 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs d\u2019imp<span class=\"_ _3\"></span>\u00f4ts di<span class=\"lsdc wse9\">ff\u00e9r\u00e9s port<span class=\"_ _0\"></span>ent sur les dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>aires </span></div>\n<div class=\"t m0 x1a h62 yf11 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">imposables qui<span class=\"_ _3\"></span> d\u00e9coulent des<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s dans des filiale<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x1a h62 yf12 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es et co<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises, sa<span class=\"_ _0\"></span>uf si la date de l\u2019<span class=\"_ _0\"></span>extour<span class=\"_ _0\"></span>ne de</div>\n<div class=\"t m0 x1a h62 yf13 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence temp<span class=\"_ _0\"></span>oraire pe<span class=\"_ _0\"></span>ut \u00eatre cont<span class=\"_ _0\"></span>r\u00f4l\u00e9e et s\u2019i<span class=\"_ _0\"></span>l est proba<span class=\"_ _0\"></span>ble que ce<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x1a h62 yf14 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9cart ne se<span class=\"_ _0\"></span>ra pas extou<span class=\"_ _0\"></span>rn\u00e9 dans un<span class=\"_ _0\"></span> avenir pr<span class=\"_ _0\"></span>\u00e9visib<span class=\"_ _0\"></span>le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf15 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf16 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s cour<span class=\"_ _0\"></span>ants et di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s<span class=\"_ _0\"></span> relatif<span class=\"_ _0\"></span>s \u00e0 la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x1a h62 yf17 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s de l\u2019Etat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re qui sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeba fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">directement imp<span class=\"_ _3\"></span>ut\u00e9s ou cr\u00e9dit\u00e9s au<span class=\"_ _3\"></span>x capitaux propre<span class=\"_ _3\"></span>s (tels que<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 yebb fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nts disp<span class=\"_ _0\"></span>onibl<span class=\"_ _0\"></span>es \u00e0 la ven<span class=\"_ _0\"></span>te et l<span class=\"_ _0\"></span>es couv<span class=\"_ _0\"></span>ertures<span class=\"_ _0\"></span> de flux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yebc fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie) sont \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt port\u00e9s di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent au d\u00e9bit<span class=\"_ _0\"></span> ou au cr\u00e9dit<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 yebd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres et<span class=\"_ _0\"></span> sont ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent enreg<span class=\"_ _0\"></span>istr\u00e9s au c<span class=\"_ _0\"></span>ompte de</div>\n<div class=\"t m0 x1a h62 yebe fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at en m\u00eame tem<span class=\"_ _0\"></span>ps que le gain<span class=\"_ _0\"></span> ou la perte rep<span class=\"_ _0\"></span><span class=\"lsde wsea\">ort\u00e9(e).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 525px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 861px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 866px; width: 354px; z-index: 5;\"><br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 871px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 188px; height: 918px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff9 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.21<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">R\u00e9sulta<span class=\"_ _3\"></span>t par </span>action<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e de base pa<span class=\"_ _0\"></span>r action est c<span class=\"_ _0\"></span>alcul\u00e9 en div<span class=\"_ _0\"></span>isant le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span> net</div>\n<div class=\"t m0 x6 h62 y8b3 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">attribuable<span class=\"_ _3\"></span> aux actio<span class=\"_ _3\"></span>nnaires ordi<span class=\"_ _3\"></span>naires par<span class=\"_ _3\"></span> le nombre <span class=\"_ _3\"></span>moyen pond\u00e9r\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93e fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ordin<span class=\"_ _0\"></span>aires en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au cours<span class=\"_ _0\"></span> de <span class=\"wseb\">l\u2019exercic<span class=\"_ _0\"></span>e, \u00e0 l\u2019<span class=\"_ _0\"></span>exclusi<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y93f fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du nombre <span class=\"_ _3\"></span>moyen d\u2019acti<span class=\"_ _3\"></span>ons ordinaires <span class=\"_ _3\"></span>achet\u00e9es par<span class=\"_ _3\"></span> Ageas <span class=\"_ _3\"></span>et d\u00e9tenues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme act<span class=\"_ _0\"></span>ions pro<span class=\"_ _0\"></span>pres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour le calc<span class=\"_ _0\"></span>ul du b\u00e9n\u00e9f<span class=\"_ _0\"></span>ice dilu<span class=\"_ _0\"></span>\u00e9 par acti<span class=\"_ _0\"></span>on, le nombr<span class=\"_ _0\"></span>e moyen pond<span class=\"_ _0\"></span>\u00e9r\u00e9</div>\n<div class=\"t m0 x6 h62 y943 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s ordinaires <span class=\"_ _3\"></span>\u00e9mises est <span class=\"_ _3\"></span>corrig\u00e9 d<span class=\"_ _3\"></span>ans l\u2019hypoth\u00e8s<span class=\"_ _3\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y944 fff9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">conv<span class=\"lsdc wseb\">ersion de t<span class=\"_ _0\"></span>outes <span class=\"_ _0\"></span>les acti<span class=\"_ _0\"></span>ons ordi<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>ilutiv<span class=\"_ _0\"></span>es potent<span class=\"_ _0\"></span>ielles<span class=\"_ _0\"></span>, comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y945 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les dettes<span class=\"_ _0\"></span> convert<span class=\"_ _0\"></span>ibles, l<span class=\"_ _0\"></span>es actions pr<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>ielles,<span class=\"_ _0\"></span> les optio<span class=\"_ _0\"></span>ns sur</div>\n<div class=\"t m0 x1a h62 yf19 fff9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actions <span class=\"_ _0\"></span>et les ac<span class=\"_ _0\"></span>tions <span class=\"_ _0\"></span>\u00e0 cessib<span class=\"_ _0\"></span>ilit\u00e9 res<span class=\"_ _0\"></span>treinte <span class=\"_ _0\"></span>octroy<span class=\"_ _0\"></span>\u00e9es aux<span class=\"_ _0\"></span> employ\u00e9<span class=\"_ _0\"></span>s.</div>\n<div class=\"t m0 x1a h62 yf1a fff9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9missions<span class=\"_ _3\"></span> d\u2019actions poten<span class=\"_ _3\"></span>tielles ou \u00e9ven<span class=\"_ _3\"></span><span class=\"wseb\">tuelles sont<span class=\"_ _3\"></span> consid\u00e9r\u00e9es<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf1b fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme ay<span class=\"_ _0\"></span>ant un effet<span class=\"_ _0\"></span> de dilutio<span class=\"_ _0\"></span>n lorsque l<span class=\"_ _0\"></span>eur conv<span class=\"_ _0\"></span>ersion en act<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 ycfb fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entra\u00ee<span class=\"_ _0\"></span>ne une r\u00e9duc<span class=\"_ _0\"></span>tion du b\u00e9<span class=\"_ _0\"></span>n\u00e9fice net<span class=\"_ _0\"></span> par action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycfc fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfd fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019incid<span class=\"_ _0\"></span>ence des act<span class=\"_ _0\"></span>ivit\u00e9s a<span class=\"_ _0\"></span>bandonn<span class=\"_ _0\"></span>\u00e9es sur le r<span class=\"_ _0\"></span>\u00e9sultat de ba<span class=\"_ _0\"></span>se et sur le</div>\n<div class=\"t m0 x1a h62 ycfe fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at dilu\u00e9 par a<span class=\"_ _0\"></span>ction est ca<span class=\"_ _0\"></span>lcul\u00e9 e<span class=\"wseb\">n di<span class=\"_ _0\"></span>visant<span class=\"_ _0\"></span> le r\u00e9sul<span class=\"_ _0\"></span>tat net<span class=\"_ _0\"></span> avant </span></div>\n<div class=\"t m0 x1a h62 ycff fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s ab<span class=\"_ _3\"></span>andonn\u00e9es par<span class=\"_ _3\"></span> le nombr<span class=\"_ _3\"></span>e moyen p<span class=\"_ _3\"></span>ond\u00e9r\u00e9 d'actio<span class=\"_ _3\"></span>ns</div>\n<div class=\"t m0 x1a h62 yd00 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ordina<span class=\"_ _0\"></span>ires en circ<span class=\"_ _0\"></span>ulatio<span class=\"_ _0\"></span>n au cours de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, excepti<span class=\"_ _0\"></span>on faite du</div>\n<div class=\"t m0 x1a h62 yd01 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre mo<span class=\"_ _0\"></span>yen d\u2019act<span class=\"_ _0\"></span>ions ordi<span class=\"_ _0\"></span>naires a<span class=\"_ _0\"></span>cquises p<span class=\"_ _0\"></span>ar Ageas et<span class=\"_ _0\"></span> d\u00e9tenues</div>\n<div class=\"t m0 x1a h62 yd02 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour compt<span class=\"_ _0\"></span>e propre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 928px; height: 178px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfOtherAccountingPoliciesRelevantToUnderstandingOfFinancialStatements",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag521": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 yc5f ffa2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">A<span class=\"_ _3\"></span>ctifs financier<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h62 yc60 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>ncier est t<span class=\"_ _0\"></span>out contr<span class=\"_ _0\"></span>at qui fait n<span class=\"_ _0\"></span>a\u00eetre un act<span class=\"_ _0\"></span>if financ<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x6 h62 yc61 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une enti<span class=\"_ _0\"></span>t\u00e9 et un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er ou un inst<span class=\"_ _0\"></span>rument<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de capitaux propre<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 yc62 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une aut<span class=\"_ _0\"></span>re entit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc63 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc64 ffa2 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Ageas classifie et mesure les act<span class=\"_ _0\"></span>ifs et les passifs financiers en f<span class=\"_ _0\"></span>onction</div>\n<div class=\"t m0 x6 h62 yc65 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des transa<span class=\"_ _3\"></span>ctions sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">jacentes<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yc66 ffa4 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Cla<span class=\"lsde wsea\">ssement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des actifs finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yc67 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le management d\u00e9<span class=\"_ _3\"></span>termine le clas<span class=\"_ _3\"></span>sement appropri\u00e9<span class=\"_ _3\"></span> des instruments</div>\n<div class=\"t m0 x6 h62 yc68 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers au mo<span class=\"_ _3\"></span>ment de leur acha<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yc69 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wsea\">D<span class=\"_ _3\"></span>\u00e9tenus <span class=\"lsdc wseb\">jusqu\u2019\u00e0 l\u2019\u00e9<span class=\"_ _0\"></span>ch\u00e9ance<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">les oblig<span class=\"_ _0\"></span>ations as<span class=\"_ _0\"></span>sorties<span class=\"_ _0\"></span> d\u2019une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc6a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e fixe que le m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent a l\u2019inte<span class=\"_ _0\"></span>ntion et la ca<span class=\"_ _0\"></span>pacit\u00e9 de</div>\n<div class=\"t m0 x5c h62 yc6b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tenir ju<span class=\"_ _0\"></span>squ\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc6c ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wseb\">Pr<span class=\"_ _3\"></span>\u00eats et cr\u00e9a<span class=\"_ _3\"></span>nces</span><span class=\"ffa2\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les obliga<span class=\"_ _3\"></span>tions avec paiem<span class=\"_ _3\"></span>ents fixes ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc6d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nables n<span class=\"_ _0\"></span>\u2019ayant<span class=\"_ _0\"></span> pas de c<span class=\"_ _0\"></span>ours c<span class=\"_ _0\"></span>ot\u00e9s sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et qui</div>\n<div class=\"t m0 x5c h62 yc6e ffa2 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">lo<span class=\"lsde wsfa\">rs de leur comptabil<span class=\"_ _3\"></span>isation initiale<span class=\"_ _3\"></span> ne sont pas d\u00e9si<span class=\"_ _3\"></span>gn\u00e9es comme </span></div>\n<div class=\"t m0 x5c h62 yc6f ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenues \u00e0 des<span class=\"_ _3\"></span> fins de transacti<span class=\"_ _3\"></span>on ou comme disponib<span class=\"_ _3\"></span>les \u00e0 la</div>\n<div class=\"t m0 x5c h62 yc70 ffa2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc71 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsdc wseb\">Disponibles \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les titres \u00e0 d\u00e9te<span class=\"_ _3\"></span>nir pour une p\u00e9riod<span class=\"_ _3\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc72 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9finie,<span class=\"_ _3\"></span> susceptible<span class=\"_ _3\"></span>s d\u2019\u00eatre <span class=\"_ _3\"></span>vendus pour r\u00e9<span class=\"_ _3\"></span>pondre \u00e0 <span class=\"_ _3\"></span>des b<span class=\"wsea\">esoins<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x5c h62 yc73 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de liquid<span class=\"_ _0\"></span>it\u00e9 ou \u00e0 des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat, de taux<span class=\"_ _0\"></span> de change</div>\n<div class=\"t m0 x5c h62 yc74 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de co<span class=\"_ _0\"></span>urs d\u2019act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc75 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsf0\">A<span class=\"_ _3\"></span>ctifs fina<span class=\"lsdc wse9\">nciers d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r par le biais d<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc76 ffa2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9sultat<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x5c h62 yc77 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsde wsfa\">D\u00e9tenus \u00e0 des fins de tran<span class=\"_ _3\"></span>saction</span><span class=\"ffa2\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">les titres qui sont<span class=\"_ _0\"></span> achet\u00e9s </span></span></span></div>\n<div class=\"t m0 x22d h62 yc78 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le bu<span class=\"lsde wsfa\">t de g\u00e9n\u00e9rer des profits \u00e0 cour<span class=\"_ _3\"></span>t terme<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x5c h62 yc79 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsdc wse9\">Des tit<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wseb\">financ<span class=\"_ _0\"></span>iers d<span class=\"_ _0\"></span>\u00e9sign\u00e9s <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du </span></span></span></div>\n<div class=\"t m0 x22d h62 yc7a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yc7b ffa4 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Evaluat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> actifs f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc7c ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les investisse<span class=\"_ _3\"></span>ments d\u00e9tenus jusqu\u2019<span class=\"_ _3\"></span>\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _3\"></span> sont mesur\u00e9s au co\u00fb<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yc7d ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorti so<span class=\"_ _0\"></span>us d\u00e9duct<span class=\"_ _0\"></span>ion de tout<span class=\"_ _0\"></span>e provision p<span class=\"_ _0\"></span>our d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on. Tout \u00e9ca<span class=\"_ _0\"></span>rt</div>\n<div class=\"t m0 x6 h62 yc7e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de juste val<span class=\"_ _0\"></span>eur par ra<span class=\"_ _0\"></span>pport au mo<span class=\"_ _0\"></span>ntant compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9 initia<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> li\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 yc7f ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de t<span class=\"_ _0\"></span>ransa<span class=\"_ _0\"></span>ction, des pr<span class=\"_ _0\"></span>imes ou des d<span class=\"_ _0\"></span>\u00e9cotes in<span class=\"_ _0\"></span>itiales,<span class=\"_ _0\"></span> est amort<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 yc80 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la dur\u00e9<span class=\"_ _0\"></span>e de vie de l\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt la m\u00e9th<span class=\"_ _0\"></span>ode du taux</div>\n<div class=\"t m0 x1a h62 yc81 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. Si<span class=\"_ _0\"></span> un actif<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance do<span class=\"_ _0\"></span>it faire <span class=\"_ _0\"></span>l\u2019objet</div>\n<div class=\"t m0 x1a h62 yc82 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on, la prov<span class=\"_ _0\"></span>ision po<span class=\"_ _0\"></span>ur d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en</div>\n<div class=\"t m0 x1a h62 yc83 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 751px; height: 73px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 57px; width: 341px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 540px; width: 348px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h62 yc84 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yc85 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pr\u00eat<span class=\"_ _0\"></span>s et cr<span class=\"_ _0\"></span>\u00e9ances so<span class=\"_ _0\"></span>nt mesu<span class=\"_ _0\"></span>r\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i sous <span class=\"_ _0\"></span>d\u00e9ducti<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 yc86 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>vision po<span class=\"_ _0\"></span><span class=\"wseb\">ur d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on. Lor<span class=\"_ _0\"></span>s de la co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initi<span class=\"_ _0\"></span>ale, les </span></div>\n<div class=\"t m0 x1a h62 yc87 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00eats et c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es sont m<span class=\"_ _0\"></span>esur\u00e9s <span class=\"_ _0\"></span>\u00e0 la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur y comp<span class=\"_ _0\"></span>ris les f<span class=\"_ _0\"></span>rais de</div>\n<div class=\"t m0 x1a h62 yc88 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les prime<span class=\"_ _0\"></span>s et d\u00e9c<span class=\"_ _0\"></span>otes in<span class=\"_ _0\"></span>itiales. <span class=\"_ _0\"></span>Le co\u00fbt<span class=\"_ _0\"></span> amorti <span class=\"_ _0\"></span>est calc<span class=\"_ _0\"></span>ul\u00e9</div>\n<div class=\"t m0 x1a h62 yc89 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant la m\u00e9th<span class=\"_ _0\"></span>ode du taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat ef<span class=\"_ _0\"></span>fectif<span class=\"ls0 ws0\"> </span>(TI<span class=\"_ _0\"></span>E), en pren<span class=\"_ _0\"></span>ant en</div>\n<div class=\"t m0 x1a h62 yc8a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte to<span class=\"_ _0\"></span>ute d\u00e9cot<span class=\"_ _0\"></span>e ou prime \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion et les<span class=\"_ _0\"></span> commissi<span class=\"_ _0\"></span>ons ou frais</div>\n<div class=\"t m0 x1a h62 yc8b ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui font<span class=\"_ _0\"></span> int\u00e9gr<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> parti<span class=\"_ _0\"></span>e du taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. L\u2019<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement</div>\n<div class=\"t m0 x1a h62 yc8c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du TIE est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 dans le co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat. Le<span class=\"_ _0\"></span>s gains et pe<span class=\"_ _0\"></span>rtes</div>\n<div class=\"t m0 x1a h62 yc8d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span><span class=\"wse9\">s\u00e9s dans l<span class=\"_ _0\"></span>e compte de r\u00e9s<span class=\"_ _0\"></span>ultat lo<span class=\"_ _0\"></span>rsque les<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts </span></div>\n<div class=\"t m0 x1a h62 yc8e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s ou d\u00e9<span class=\"_ _0\"></span>pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 577px; height: 152px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yc8f ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc90 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour les<span class=\"_ _0\"></span> instru<span class=\"_ _0\"></span>ments \u00e0 t<span class=\"_ _0\"></span>aux flott<span class=\"_ _0\"></span>ant, l<span class=\"_ _0\"></span>es flux <span class=\"_ _0\"></span>de tr\u00e9sor<span class=\"_ _0\"></span>erie so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 yc91 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riodiquemen<span class=\"_ _3\"></span>t r\u00e9estim\u00e9s<span class=\"_ _3\"></span> afin de <span class=\"_ _3\"></span>refl\u00e9ter les <span class=\"_ _3\"></span>mouvements de<span class=\"_ _3\"></span>s taux</div>\n<div class=\"t m0 x1a h62 yc92 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat du march<span class=\"_ _0\"></span>\u00e9. Si un instr<span class=\"_ _0\"></span>u<span class=\"wseb\">ment<span class=\"_ _0\"></span> \u00e0 taux fl<span class=\"_ _0\"></span>ottant a <span class=\"_ _0\"></span>\u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yc93 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale<span class=\"_ _0\"></span>ment \u00e0 un mont<span class=\"_ _0\"></span>ant (qu<span class=\"_ _0\"></span>asi) \u00e9gal<span class=\"_ _0\"></span> au montant re<span class=\"_ _0\"></span>mboursa<span class=\"_ _0\"></span>ble en</div>\n<div class=\"t m0 x1a h62 yc94 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al, la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion n\u2019a<span class=\"_ _0\"></span> pas d\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>e sur la v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x1a h62 yc95 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inst<span class=\"_ _0\"></span>rument et<span class=\"_ _0\"></span> il n\u2019y a pas d\u2019aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats re\u00e7u<span class=\"_ _0\"></span>s,</div>\n<div class=\"t m0 x1a h62 yc96 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compta<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>engag<span class=\"_ _0\"></span>ement. En r<span class=\"_ _0\"></span>evanche,<span class=\"_ _0\"></span> si un instru<span class=\"_ _0\"></span>ment \u00e0 taux</div>\n<div class=\"t m0 x1a h62 yc97 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> est acquis<span class=\"_ _0\"></span> avec une pri<span class=\"_ _0\"></span>me ou une d\u00e9c<span class=\"_ _0\"></span>ote signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ve, cette</div>\n<div class=\"t m0 x1a h62 yc98 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prime ou d\u00e9c<span class=\"_ _0\"></span>ote est am<span class=\"_ _0\"></span>ortie sur la du<span class=\"_ _0\"></span>r\u00e9e de vie att<span class=\"_ _0\"></span>endue de l<span class=\"_ _0\"></span>\u2019instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yc99 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et incl<span class=\"_ _0\"></span>use dans l<span class=\"_ _0\"></span>e calcu<span class=\"_ _0\"></span>l du TIE.<span class=\"_ _0\"></span> La val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able se<span class=\"_ _0\"></span>ra reca<span class=\"_ _0\"></span>lcul\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yc9a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour chaq<span class=\"_ _0\"></span>ue p\u00e9riode e<span class=\"_ _0\"></span>n \u00e9tablis<span class=\"_ _0\"></span>sant la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>alis\u00e9e<span class=\"_ _0\"></span> des flux de</div>\n<div class=\"t m0 x1a h62 yc9b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s a<span class=\"_ _0\"></span>u taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif \u00e0 ce mom<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">-<span class=\"lsf0\">l\u00e0. Tout </span></span></div>\n<div class=\"t m0 x1a h62 yc9c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment est co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9 en compte<span class=\"_ _0\"></span> de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc9d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 136px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 630px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 635px; width: 352px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations et</div>\n<div class=\"t m0 x6 h62 y8b2 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y8b3 ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">juste valeur. Les variations de juste valeur sont comptabilis\u00e9es <span class=\"wse9\"></span></div>\n<div class=\"t m0 x6 h62 y93e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments du</div>\n<div class=\"t m0 x6 h62 y93f ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9. Au</div>\n<div class=\"t m0 x6 h62 y940 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>e la ces<span class=\"_ _0\"></span>sion, <span class=\"_ _0\"></span>les variat<span class=\"_ _0\"></span>ions <span class=\"_ _0\"></span>accumul<span class=\"_ _0\"></span>\u00e9es de jus<span class=\"_ _0\"></span>te val<span class=\"_ _0\"></span><span class=\"lsde\">eur dans </span></div>\n<div class=\"t m0 x6 h62 y941 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres s<span class=\"_ _3\"></span>ont recycl\u00e9e<span class=\"_ _3\"></span>s via le<span class=\"_ _3\"></span> compte de <span class=\"_ _3\"></span>r\u00e9sultat. Le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> sur les tit<span class=\"_ _0\"></span>res dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9s via la</div>\n<div class=\"t m0 x6 h62 y943 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>u taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat effec<span class=\"_ _0\"></span>tif. L\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement p\u00e9<span class=\"_ _0\"></span>riodiq<span class=\"_ _0\"></span>ue et les</div>\n<div class=\"t m0 x6 h62 y944 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>our d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>ab<span class=\"lsde wsfa\">ilis\u00e9s dans le compte de<span class=\"_ _3\"></span> r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y945 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et les d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme des <span class=\"_ _0\"></span>produit<span class=\"_ _0\"></span>s lors <span class=\"_ _0\"></span>de leur</div>\n<div class=\"t m0 x6 h62 y946 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 345px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y9ed ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Aux portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>es d\u2019assu<span class=\"_ _0\"></span>rance o\u00f9 les p<span class=\"_ _0\"></span>rofits et pe<span class=\"_ _0\"></span>rtes non<span class=\"_ _0\"></span> r\u00e9alis\u00e9s su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y9ef ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> ont un impact direc<span class=\"_ _3\"></span>t sur l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssur<span class=\"lsdc wse8\">ance, </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, confor<span class=\"_ _0\"></span>m\u00e9ment \u00e0 l\u2019I<span class=\"_ _0\"></span>FRS 4. Cel<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>e que les vari<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span>s gains et pert<span class=\"_ _0\"></span>es non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s aff<span class=\"_ _0\"></span>ectent<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssurance et ne seron<span class=\"_ _3\"></span>t d\u00e8s lors pas inclus<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f3 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 167px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 546px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y97d ffab fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Date de <span class=\"lsde wsea\">transaction<span class=\"ls0 ws0\"> </span><span class=\"wseb\">et <span class=\"_ _3\"></span>de r\u00e8gl</span></span><span class=\"wse8\">ement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les ach<span class=\"_ _0\"></span>ats et vent<span class=\"_ _0\"></span>es d\u2019actif<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers imp<span class=\"_ _0\"></span>osant la liv<span class=\"_ _0\"></span>raison da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y97f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par des r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> ou par conve<span class=\"_ _0\"></span>ntion de mar<span class=\"_ _0\"></span>ch\u00e9</div>\n<div class=\"t m0 x1a h62 y980 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, qui est l<span class=\"_ _0\"></span>a date \u00e0 laquel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1a h62 y981 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas dev<span class=\"_ _0\"></span>ient part<span class=\"_ _0\"></span>ie aux disp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">contractuelles des actifs </span></span></div>\n<div class=\"t m0 x1a h62 y982 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y983 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les achats et<span class=\"_ _0\"></span> ventes \u00e0 te<span class=\"_ _0\"></span>rme autre<span class=\"_ _0\"></span>s que ceux im<span class=\"_ _0\"></span>posant<span class=\"_ _0\"></span> la livraiso<span class=\"_ _0\"></span>n dans</div>\n<div class=\"t m0 x1a h62 y985 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par la r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ation o<span class=\"_ _0\"></span>u la convent<span class=\"_ _0\"></span>ion de marc<span class=\"_ _0\"></span>h\u00e9 sont</div>\n<div class=\"t m0 x1a h62 y986 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> en tant q<span class=\"_ _0\"></span>ue trans<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s \u00e0 term<span class=\"_ _0\"></span>e sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9s jus<span class=\"_ _0\"></span>qu\u2019au</div>\n<div class=\"t m0 x1a h62 y987 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e8gle<span class=\"lsf0 ws104\">ment. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1a h7e yb0b ffab fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yb0c ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">IFRS des p<span class=\"_ _0\"></span>assifs f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>iers d\u00e9t<span class=\"_ _0\"></span>ermine l<span class=\"_ _0\"></span>eur \u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x1a h62 yb0d ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">leur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat de la m<span class=\"_ _0\"></span>ani\u00e8re su<span class=\"_ _0\"></span>ivante<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\"></span>Les passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais du<span class=\"ffa9\"><span class=\"lsdc wseb\"><span class=\"ls0 ws0\"><span class=\"lsde wsea\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb0f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de r\u00e9sultat incluent :<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y98d ffa9 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"><span class=\"lsdc wseb\">, <span class=\"_ _0\"></span>y </span></span></div>\n<div class=\"t m0 x134 h62 y98e ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compris le<span class=\"_ _3\"></span>s instrumen<span class=\"_ _3\"></span>ts d\u00e9riv\u00e9s ne<span class=\"_ _3\"></span> se quali<span class=\"_ _3\"></span>fiant pas <span class=\"_ _3\"></span>comme</div>\n<div class=\"t m0 x134 h62 yb10 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de couvert<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 yb11 ffa9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">ii)<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span>L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">es passifs finan<span class=\"_ _3\"></span>ciers qu\u2019Ageas a irr<span class=\"_ _3\"></span>\u00e9vocablement d\u00e9s<span class=\"_ _3\"></span>ign\u00e9s </span></span></div>\n<div class=\"t m0 x134 h62 yb12 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">lors de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale ou lors de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x134 h62 yb13 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">adoptio<span class=\"_ _0\"></span>n des IFRS co<span class=\"_ _0\"></span>mme d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais</div>\n<div class=\"t m0 x134 h62 yb14 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>, parce qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x134 h62 yb15 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e cont<span class=\"_ _0\"></span>rat h\u00f4te inc<span class=\"_ _0\"></span>lut un d\u00e9riv<span class=\"_ _0\"></span>\u00e9 incor<span class=\"_ _0\"></span>por\u00e9 qui dev<span class=\"_ _0\"></span>rait sino<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xfb h62 yb16 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00eatre s\u00e9par\u00e9,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 yb17 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er \u00e9limi<span class=\"_ _0\"></span>ne ou r<span class=\"lsde wseb\">\u00e9duit significat<span class=\"_ _3\"></span>ivement une </span></span></span></span></div>\n<div class=\"t m0 xfb h62 yb18 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incoh\u00e9r<span class=\"_ _0\"></span>ence dans l<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation ou la com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">non</span>-</span></div>\n<div class=\"t m0 xfb h62 yb19 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concordance<span class=\"_ _3\"></span> comptable<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"_ _3\"></span>, ou<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 ya70 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er rel\u00e8v<span class=\"_ _0\"></span>e d\u2019un grou<span class=\"_ _0\"></span>pe d\u2019actif<span class=\"_ _0\"></span>s et/ou de </span></span></span></div>\n<div class=\"t m0 xfb h62 ya71 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs g\u00e9r\u00e9s et d<span class=\"_ _0\"></span>ont la perf<span class=\"_ _0\"></span>ormance es<span class=\"_ _0\"></span>t \u00e9valu<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 xfb h62 ya72 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a <span class=\"lsde wsfa\">m\u00e9thode de la ju<span class=\"_ _3\"></span>ste valeur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya73 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wseb\">Les autres pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs sont i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 ya74 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion. Par l<span class=\"_ _0\"></span>a suite,</div>\n<div class=\"t m0 x6a h62 ya75 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> passifs <span class=\"lsde wsea\">financiers<span class=\"ls0 ws0\"> </span><span class=\"wseb\">sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti en<span class=\"_ _3\"></span> utilisant<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la m\u00e9tho<span class=\"_ _0\"></span>de du ta<span class=\"_ _0\"></span>ux d'in<span class=\"lsde\">t<span class=\"_ _0\"></span>\u00e9r\u00eat effe<span class=\"_ _3\"></span>ctif, avec<span class=\"_ _3\"></span> amortissement <span class=\"_ _3\"></span>p\u00e9riodique </span></div>\n<div class=\"t m0 x6a h62 ya77 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9 e<span class=\"_ _3\"></span>n compte de<span class=\"_ _3\"></span> r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya78 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya79 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les dettes subordon<span class=\"_ _3\"></span>n\u00e9es et les emprun<span class=\"_ _3\"></span>ts sont initia<span class=\"_ _3\"></span>lement</div>\n<div class=\"t m0 x1a h62 ya7a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> \u00e0 la juste vale<span class=\"_ _0\"></span>ur moins les<span class=\"_ _0\"></span> co\u00fbts de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 ya7b ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>urement<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amorti<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt <span class=\"wseb\">la m\u00e9t<span class=\"_ _0\"></span>hode du t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya7c ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if, avec am<span class=\"_ _0\"></span>ortisse<span class=\"_ _0\"></span>ment p\u00e9rio<span class=\"_ _0\"></span>dique en<span class=\"_ _0\"></span>regist<span class=\"_ _0\"></span>r\u00e9 en compte</div>\n<div class=\"t m0 x1a h62 yca8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y947 ffb1 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur est le mont<span class=\"_ _0\"></span>ant auq<span class=\"_ _0\"></span>uel un actif o<span class=\"_ _0\"></span>u un instrum<span class=\"_ _0\"></span>ent fina<span class=\"_ _0\"></span>ncier</div>\n<div class=\"t m0 x6 h62 y949 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">remis pourrai<span class=\"_ _3\"></span>t \u00eatre \u00e9<span class=\"_ _3\"></span>chang\u00e9 et un<span class=\"_ _3\"></span> passif r\u00e9g<span class=\"_ _3\"></span>l\u00e9, entre<span class=\"_ _3\"></span> parties bi<span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y94a ffaf fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">info<span class=\"lsde wseb\">r<span class=\"_ _3\"></span>m\u00e9es et <span class=\"_ _3\"></span>consentantes<span class=\"_ _3\"></span>, agissant da<span class=\"_ _3\"></span>ns des cond<span class=\"_ _3\"></span>itions de <span class=\"_ _3\"></span>pleine </span></div>\n<div class=\"t m0 x6 h62 y94b ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concurrence<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur pr\u00e9<span class=\"_ _0\"></span>sent\u00e9e est la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur nette (c<span class=\"_ _0\"></span>lean fai<span class=\"_ _0\"></span>r value),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffaf fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wseb\">dire la juste va<span class=\"_ _0\"></span>leur tot<span class=\"_ _0\"></span>ale moi<span class=\"_ _0\"></span>ns les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats <span class=\"_ _0\"></span>couru<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>o\u00fbts </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action. Le<span class=\"_ _0\"></span>s int\u00e9r\u00eat<span class=\"_ _0\"></span>s cour<span class=\"lsde wsfa\">us sont class\u00e9s s\u00e9par\u00e9ment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a9 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur d\u2019un pas<span class=\"_ _0\"></span>sif ou d\u2019un i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent de capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9ab ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">traduit l\u2019<span class=\"_ _3\"></span>effet du ri<span class=\"_ _3\"></span>sque de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span>perform<span class=\"_ _3\"></span>ance. Le ri<span class=\"_ _3\"></span>sque de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y9ac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lut, sa<span class=\"_ _0\"></span>ns s\u2019y li<span class=\"_ _0\"></span>miter, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e propr<span class=\"_ _0\"></span>e de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc05 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les princ<span class=\"_ _0\"></span>ipes de bas<span class=\"_ _0\"></span>e utilis\u00e9s l<span class=\"_ _0\"></span>ors de l\u2019<span class=\"wseb\">est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont </span></div>\n<div class=\"t m0 x6 h62 ya45 ffaf fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les su<span class=\"_ _3\"></span>ivant<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya46 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wseb\">M<span class=\"_ _3\"></span>aximisation du<span class=\"_ _3\"></span> recours <span class=\"_ _3\"></span>aux donn\u00e9es <span class=\"_ _3\"></span>(de march\u00e9<span class=\"_ _3\"></span>) observables<span class=\"_ _3\"></span> et </span></span></div>\n<div class=\"t m0 x5c h62 ya47 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">minimis<span class=\"_ _0\"></span>ation du re<span class=\"_ _0\"></span>cours aux d<span class=\"_ _0\"></span>onn\u00e9es<span class=\"_ _0\"></span> non observa<span class=\"_ _0\"></span>bles (co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x5c h62 ya48 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>ons et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>es)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya49 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>hang<span class=\"wsfa\">ement de m\u00e9t<span class=\"_ _3\"></span>hode d\u2019estimation<span class=\"_ _3\"></span> uniquem<span class=\"lsdc wse9\">ent lorsqu\u2019<span class=\"_ _0\"></span>une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya4a ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">am\u00e9lior<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> \u00eatre d\u00e9mo<span class=\"_ _0\"></span>ntr\u00e9e, o<span class=\"_ _0\"></span>u qu\u2019un cha<span class=\"_ _0\"></span>ngement es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x5c h62 ya4b ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire par s<span class=\"_ _0\"></span>uite des<span class=\"_ _0\"></span> modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de ma<span class=\"_ _0\"></span>rch\u00e9 ou</div>\n<div class=\"t m0 x5c h62 ya4c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la dispon<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors du calc<span class=\"_ _0\"></span>ul de la just<span class=\"_ _0\"></span>e valeur, la hi<span class=\"_ _0\"></span>\u00e9rarchi<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e est util<span class=\"_ _0\"></span>is\u00e9e pour</div>\n<div class=\"t m0 x6 h62 ya4f ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9t<span class=\"wse9\">ermi<span class=\"_ _0\"></span>ner la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fina<span class=\"_ _0\"></span>nciers p<span class=\"_ _0\"></span>ar des tech<span class=\"_ _0\"></span>niques </span></div>\n<div class=\"t m0 x6 h62 ya50 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation et po<span class=\"_ _0\"></span>ur la publi<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya51 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 1<span class=\"_ _3\"></span> : <span class=\"lsdc wseb\">les justes vale<span class=\"_ _0\"></span>urs so<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>es via l<span class=\"_ _0\"></span>es prix c<span class=\"_ _0\"></span>ot\u00e9s (n<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x5c h62 ya52 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s<span class=\"_ _0\"></span>) sur un marc<span class=\"_ _0\"></span>h\u00e9 actif pou<span class=\"_ _0\"></span>r des actif<span class=\"_ _0\"></span>s ou des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya53 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">identiques, ce<span class=\"_ _3\"></span> qui signifi<span class=\"lsdc wse9\">e que ces prix repr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x5c h62 ya54 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions r\u00e9<span class=\"_ _0\"></span>elles et int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nt r\u00e9guli\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> sur le march<span class=\"_ _0\"></span>\u00e9 dans</div>\n<div class=\"t m0 x5c h62 ya55 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des condit<span class=\"_ _0\"></span>ions de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce normal<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya56 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 2<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es autre<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 ya57 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des prix<span class=\"_ _0\"></span> cot\u00e9s au Nive<span class=\"_ _0\"></span>au<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">1 qui sont observab</span></span>les (sur le</div>\n<div class=\"t m0 x5c h62 ya58 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9), soi<span class=\"_ _3\"></span>t directemen<span class=\"_ _3\"></span>t (des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement (de<span class=\"_ _3\"></span>s donn\u00e9es</div>\n<div class=\"t m0 x5c h62 ya59 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e<span class=\"_ _0\"></span>s de prix, c<span class=\"_ _0\"></span>omme des ta<span class=\"_ _0\"></span>ux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat ou de chan<span class=\"_ _0\"></span>ge)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5a ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 3<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es qui ne<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya5b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas (t<span class=\"_ _0\"></span>otaleme<span class=\"_ _0\"></span>nt) bas\u00e9<span class=\"_ _0\"></span>es sur des donn<span class=\"_ _0\"></span>\u00e9es obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5c ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>o\u00fbt.</span><span class=\"ffaf\"> </span></span></div>\n<div class=\"t m0 x6 h62 ycaa ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ycab ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le niveau d<span class=\"_ _0\"></span>ans la hi\u00e9ra<span class=\"_ _0\"></span>rchie de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur dont re<span class=\"_ _0\"></span>l\u00e8ve enti\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ycac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r est d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>\u00e9 sur la b<span class=\"_ _0\"></span>ase <span class=\"lsde\">des donn\u00e9es du </span></div>\n<div class=\"t m0 x1a h62 ya1a ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau l<span class=\"_ _0\"></span>e plus f<span class=\"_ _0\"></span>aible qu<span class=\"_ _0\"></span>i soit si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif pou<span class=\"_ _0\"></span>r l\u2019\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n \u00e0 la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ya1b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son ent<span class=\"_ _0\"></span>i\u00e8ret\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1d ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9valua<span class=\"_ _3\"></span>tions de j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span> de niveau<span class=\"_ _3\"></span>x<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2 et</span> </span><span class=\"wsfa\">3 requi\u00e8ren<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 ya1e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion de tech<span class=\"_ _0\"></span>niques de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1f ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya20 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>nc<span class=\"wseb\">ier es<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 co<span class=\"_ _0\"></span>mme cot<span class=\"_ _0\"></span>\u00e9 sur un m<span class=\"_ _0\"></span>arch\u00e9 act<span class=\"_ _0\"></span>if si </span></div>\n<div class=\"t m0 x1a h62 ya21 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cours so<span class=\"_ _0\"></span>nt ais\u00e9m<span class=\"_ _0\"></span>ent et r\u00e9gu<span class=\"_ _0\"></span>li\u00e8r<span class=\"lsde wseb\">ement disponibles au<span class=\"_ _3\"></span>pr\u00e8s d'une </span></div>\n<div class=\"t m0 x1a h62 ya22 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsdc wse9\">ourse, d'un co<span class=\"_ _0\"></span>urtier, d'<span class=\"_ _0\"></span>un n\u00e9goc<span class=\"_ _0\"></span>iateu<span class=\"_ _0\"></span>r, d'un sect<span class=\"_ _0\"></span>eur d'act<span class=\"_ _0\"></span>ivit\u00e9, d'<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x1a h62 ya23 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service d'<span class=\"_ _0\"></span>\u00e9valu<span class=\"_ _0\"></span>ation des pri<span class=\"_ _0\"></span>x ou d'une<span class=\"_ _0\"></span> agence r\u00e9g<span class=\"_ _0\"></span>lementai<span class=\"_ _0\"></span>re et que <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 ya24 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prix repr\u00e9sen<span class=\"_ _3\"></span>tent des transactio<span class=\"_ _3\"></span>ns r\u00e9elles et inter<span class=\"_ _3\"></span>venant r\u00e9guli\u00e8r<span class=\"_ _3\"></span>ement</div>\n<div class=\"t m0 x1a h62 ya25 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ma<span class=\"_ _0\"></span>rch\u00e9 da<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce norm<span class=\"_ _0\"></span>ale. Lors<span class=\"_ _0\"></span>qu\u2019un</div>\n<div class=\"t m0 x1a h62 ya26 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ent fin<span class=\"_ _0\"></span>ancier e<span class=\"_ _0\"></span>st n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et liqui<span class=\"_ _0\"></span>de, son <span class=\"_ _0\"></span>prix</div>\n<div class=\"t m0 x1a h62 ya27 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa val<span class=\"_ _0\"></span>eur cot<span class=\"_ _0\"></span>\u00e9s sur le m<span class=\"_ _0\"></span>arch\u00e9 f<span class=\"_ _0\"></span>ourn<span class=\"wse9\">is<span class=\"_ _0\"></span>sent la mei<span class=\"_ _0\"></span>lleur<span class=\"_ _0\"></span>e indicat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x1a h62 ya28 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa juste va<span class=\"_ _0\"></span>leur. Au<span class=\"_ _0\"></span>cune modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n n\u2019est app<span class=\"_ _0\"></span>ort\u00e9e \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya29 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour d\u2019im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s, \u00e0 moins qu\u2019<span class=\"_ _0\"></span>il n\u2019y ait un acc<span class=\"_ _0\"></span>ord</div>\n<div class=\"t m0 x1a h62 ya2a ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraignant de<span class=\"_ _3\"></span> vendre les actio<span class=\"_ _3\"></span>ns \u00e0 des prix au<span class=\"_ _3\"></span>tres que ceux du</div>\n<div class=\"t m0 x1a h62 ya2b ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9. Le<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">rix cot\u00e9 sur le m<span class=\"_ _0\"></span>arch\u00e9 pour u<span class=\"_ _0\"></span>n actif d\u00e9t<span class=\"_ _0\"></span>enu ou un pass<span class=\"_ _0\"></span>if \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ya2c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettre est<span class=\"_ _0\"></span> le cours ve<span class=\"_ _0\"></span>ndeur act<span class=\"_ _0\"></span>uel, et,<span class=\"_ _0\"></span> pour un actif \u00e0 ac<span class=\"_ _0\"></span>qu\u00e9rir o<span class=\"_ _0\"></span>u un</div>\n<div class=\"t m0 x1a h62 ya2d ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif d\u00e9t<span class=\"_ _0\"></span>enu, le cou<span class=\"_ _0\"></span>rs achet<span class=\"_ _0\"></span>eur. Lor<span class=\"_ _0\"></span>squ\u2019Ag<span class=\"_ _0\"></span>eas poss\u00e8d<span class=\"_ _0\"></span>e des actifs<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 ya2e ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des passifs don<span class=\"_ _3\"></span>t les risques de mar<span class=\"_ _3\"></span>ch\u00e9 sont oppos\u00e9s, le<span class=\"_ _3\"></span> cours moyen</div>\n<div class=\"t m0 x1a h62 ya2f ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est utilis<span class=\"_ _0\"></span>\u00e9 pour d\u00e9t<span class=\"_ _0\"></span>ermine<span class=\"_ _0\"></span>r la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de r\u00e9duc<span class=\"_ _0\"></span>tion im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>e du volume ou<span class=\"_ _0\"></span> du niveau d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ycaf ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un actif ou un pa<span class=\"_ _0\"></span>ssif, les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions ou les<span class=\"_ _0\"></span> prix cot\u00e9s s<span class=\"_ _0\"></span>ont r\u00e9vis<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x1a h62 ycb0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une techni<span class=\"_ _0\"></span>que alte<span class=\"_ _0\"></span>rnative de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation ou plus<span class=\"_ _0\"></span>ieurs<span class=\"ls0 ws0\"> </span>tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>ar exemple t<span class=\"_ _0\"></span>echniq<span class=\"_ _0\"></span>ues de valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e) pe<span class=\"_ _0\"></span>uvent \u00eatre<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb2 ffaf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">utilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycb3 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycb4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>aucun pri<span class=\"_ _0\"></span>x n\u2019est dis<span class=\"_ _0\"></span>ponible s<span class=\"_ _0\"></span>ur un march<span class=\"_ _0\"></span>\u00e9 actif, les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycb5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont est<span class=\"_ _0\"></span>im\u00e9es e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e ou d\u2019aut<span class=\"_ _0\"></span>res m<span class=\"_ _0\"></span>\u00e9thodes<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb6 ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ati<span class=\"lsde wsfa\">on bas\u00e9es sur des donn\u00e9es obs<span class=\"_ _3\"></span>ervables sur le<span class=\"_ _3\"></span> march\u00e9 existant </span></div>\n<div class=\"t m0 x1a h62 ycb7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de rep<span class=\"_ _0\"></span>orting.<span class=\"_ _0\"></span> Les donn\u00e9<span class=\"_ _0\"></span>es peuvent<span class=\"_ _0\"></span> \u00eatre direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb8 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (par exemple,<span class=\"_ _3\"></span> des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement obser<span class=\"_ _3\"></span>vables (par<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycb9 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple, de<span class=\"_ _3\"></span>s donn\u00e9es d\u00e9r<span class=\"_ _3\"></span>iv\u00e9es de p<span class=\"_ _3\"></span>rix, comme<span class=\"_ _3\"></span> des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat ou<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ycba ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change). Quan<span class=\"_ _3\"></span>d Ageas u<span class=\"_ _3\"></span>tilise de<span class=\"_ _3\"></span>s donn\u00e9es quan<span class=\"_ _3\"></span>titatives no<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 ycbb ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles lors d<span class=\"_ _0\"></span>e l\u2019\u00e9valua<span class=\"_ _0\"></span>tion de la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r, ceux<span class=\"ls0 ws0\">-</span>ci ne so<span class=\"_ _0\"></span>nt pas</div>\n<div class=\"t m0 x1a h62 ycbc ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9labor<span class=\"_ _0\"></span>\u00e9es en inter<span class=\"_ _0\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycbd ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycbe ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas uti<span class=\"_ _0\"></span>lise les m\u00e9t<span class=\"_ _0\"></span>hodes de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation cour<span class=\"_ _0\"></span>amment pr<span class=\"_ _0\"></span>atiqu\u00e9<span class=\"_ _0\"></span>es par</div>\n<div class=\"t m0 x1a h62 ycbf ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les acteurs<span class=\"_ _3\"></span> de march\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">fixer le prix d'un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e8s lors que c<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycc0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> de valori<span class=\"_ _0\"></span>sation ont<span class=\"_ _0\"></span> prouv\u00e9 leu<span class=\"_ _0\"></span>r aptitu<span class=\"_ _0\"></span>de \u00e0 fournir de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc1 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indicat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>ables. Le<span class=\"_ _0\"></span>s m\u00e9tho<span class=\"_ _0\"></span>des d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on qui s<span class=\"_ _0\"></span>ont bien <span class=\"_ _0\"></span>\u00e9tablie<span class=\"_ _0\"></span>s sur</div>\n<div class=\"t m0 x1a h62 ycc2 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les march<span class=\"_ _0\"></span>\u00e9s financ<span class=\"_ _0\"></span>iers comp<span class=\"_ _0\"></span>rennent<span class=\"_ _0\"></span> les op\u00e9rati<span class=\"_ _0\"></span>ons de mar<span class=\"_ _0\"></span>ch\u00e9 r\u00e9cent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ycc3 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e (dont l<span class=\"_ _0\"></span>es mod\u00e8l<span class=\"_ _0\"></span>es d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ycc4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span>) et le co\u00fbt de rem<span class=\"_ _0\"></span>placem<span class=\"_ _0\"></span>ent actu<span class=\"_ _0\"></span>el. Une m\u00e9th<span class=\"_ _0\"></span>ode d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ycc5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">accepta<span class=\"_ _0\"></span>ble int\u00e8<span class=\"_ _0\"></span>gre tou<span class=\"_ _0\"></span>s les fac<span class=\"_ _0\"></span>teurs d<span class=\"_ _0\"></span>ont tie<span class=\"_ _0\"></span>ndraie<span class=\"_ _0\"></span>nt compte<span class=\"_ _0\"></span> les act<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycc6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du march\u00e9 lo<span class=\"_ _0\"></span>rs de la fixat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>ix,<span class=\"ls0 ws0\"> </span>et devrait<span class=\"_ _0\"></span> \u00eatre comp<span class=\"_ _0\"></span>atibl<span class=\"_ _0\"></span>e avec</div>\n<div class=\"t m0 x1a h62 ycc7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les m\u00e9tho<span class=\"_ _0\"></span>des \u00e9conom<span class=\"_ _0\"></span>iques r<span class=\"_ _0\"></span>econnue<span class=\"_ _0\"></span>s pour \u00e9val<span class=\"_ _0\"></span>uer les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc8 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> Ces techniques compor<span class=\"_ _3\"></span>tent des limites inh\u00e9<span class=\"_ _3\"></span>rentes, touchan<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ycc9 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le l\u2019esti<span class=\"_ _0\"></span>mation du t<span class=\"_ _0\"></span>aux d\u2019ac<span class=\"_ _0\"></span>tualisat<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 en fonct<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x1a h62 ycca ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. L\u2019util<span class=\"_ _3\"></span>isation d\u2019hypo<span class=\"_ _3\"></span>th\u00e8ses et de jugeme<span class=\"_ _3\"></span>nts diff\u00e9rentes<span class=\"_ _3\"></span>, pourrait</div>\n<div class=\"t m0 x1a h62 yccb ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produire une ju<span class=\"_ _3\"></span>ste valeur diff\u00e9ren<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yccc ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yccd ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> niveau <span class=\"_ _0\"></span>3 sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ensibl<span class=\"_ _0\"></span>es \u00e0 une v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ycce ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie futurs at<span class=\"_ _0\"></span>tendus et<span class=\"_ _0\"></span>, de ce fait, le<span class=\"_ _0\"></span>ur juste val<span class=\"_ _0\"></span>eur var<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 yccf ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">proportionn<span class=\"lsdc wse9\">ellement aux mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions de ces<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 ycd0 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments d<span class=\"_ _0\"></span>e nive<span class=\"_ _0\"></span>au 3 sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycd1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al (OCI).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 923px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 734px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 157px; height: 949px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et les hyp<span class=\"_ _0\"></span>oth\u00e8ses ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s lors<span class=\"ls0 ws0\"> </span>de la d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>ation de la</div>\n<div class=\"t m0 x6 h62 y8b2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9pe<span class=\"_ _0\"></span>ndent en gr<span class=\"_ _0\"></span>ande part<span class=\"_ _0\"></span>ie du fait que l'i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent soit ou</div>\n<div class=\"t m0 x6 h62 y8b3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur les m<span class=\"_ _0\"></span>arch\u00e9s fin<span class=\"_ _0\"></span>anciers,<span class=\"_ _0\"></span> et du type d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion qui</div>\n<div class=\"t m0 x6 h62 y93e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre ut<span class=\"_ _0\"></span>ilis\u00e9 da<span class=\"_ _0\"></span>ns les mod\u00e8le<span class=\"_ _0\"></span>s d'\u00e9valu<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y93f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sum\u00e9e<span class=\"_ _0\"></span>s les diff\u00e9<span class=\"_ _0\"></span>rentes m<span class=\"_ _0\"></span>\u00e9thodes de<span class=\"_ _0\"></span> traiteme<span class=\"_ _0\"></span>nt de la just<span class=\"_ _0\"></span>e valeur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">La juste valeur <span class=\"_ _0\"></span>des tit<span class=\"_ _0\"></span>res clas<span class=\"_ _0\"></span>s\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponible<span class=\"_ _0\"></span>s \u00e0 la vent<span class=\"_ _0\"></span>e ou \u00e0 </span></span></div>\n<div class=\"t m0 x5c h62 y941 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais du compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9e su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y942 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base des co<span class=\"_ _0\"></span>urs de marc<span class=\"_ _0\"></span>h\u00e9s actifs<span class=\"_ _0\"></span>. S\u2019il n\u2019y a pas d<span class=\"_ _0\"></span>e cours de</div>\n<div class=\"t m0 x5c h62 y943 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">actifs disponib<span class=\"_ _0\"></span>les, la jus<span class=\"_ _0\"></span>te valeur es<span class=\"_ _0\"></span>t d\u00e9ter<span class=\"_ _0\"></span>min\u00e9e sur la </span></span></div>\n<div class=\"t m0 x5c h62 y944 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">base de mod<span class=\"_ _0\"></span>\u00e8les d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation des fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie. <span class=\"lsff ws124\">En </span></div>\n<div class=\"t m0 x5c h62 y945 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>ulier pour les<span class=\"_ _0\"></span> titres a<span class=\"_ _0\"></span>doss\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actifs, le<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y946 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us utilis\u00e9s<span class=\"_ _0\"></span> tienne<span class=\"_ _0\"></span>nt compte de<span class=\"_ _0\"></span>s crit\u00e8r<span class=\"_ _0\"></span>es de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 y9ed ffb4 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">in<span class=\"lsdc wse9\">itiaux<span class=\"_ _0\"></span>, les param<span class=\"_ _0\"></span>\u00e8tres de l\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>eur (com<span class=\"_ _0\"></span>me \u00e2ge et not<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x5c h62 y9ee ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>), les ratios p<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\">-</span>valeu<span class=\"_ _0\"></span>r, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution pr\u00e9v<span class=\"_ _0\"></span>ue des prix de</div>\n<div class=\"t m0 x5c h62 y9ef ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> et des ta<span class=\"_ _3\"></span>ux attendus <span class=\"_ _3\"></span>de pr\u00e9paiem<span class=\"_ _3\"></span>ent. <span class=\"wsfa\">Les facteu<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x5c h62 y9f0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n reposent<span class=\"_ _0\"></span> sur une cou<span class=\"_ _0\"></span>rbe de swa<span class=\"_ _0\"></span>ps, plus un sp<span class=\"_ _0\"></span>read</div>\n<div class=\"t m0 x5c h62 y9f1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ref<span class=\"lsde wsfa\">l\u00e9tant le profil de ri<span class=\"_ _3\"></span>sque de l\u2019instrumen<span class=\"_ _3\"></span>t. Les justes<span class=\"_ _3\"></span> valeurs des </span></div>\n<div class=\"t m0 x5c h62 y9f2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">titres c<span class=\"_ _0\"></span>lass\u00e9s c<span class=\"_ _0\"></span>omme d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance (u<span class=\"_ _0\"></span>niquem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x5c h62 y9f3 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aires po<span class=\"_ _0\"></span>ur les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions \u00e0 f<span class=\"_ _0\"></span>ournir) s<span class=\"_ _0\"></span>ont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y9f4 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suivant les m\u00eames p<span class=\"_ _3\"></span>rincipes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f5 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">Les justes val<span class=\"_ _0\"></span>eurs des<span class=\"_ _0\"></span> instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>n<span class=\"lsde\">anciers d\u00e9riv\u00e9s<span class=\"_ _3\"></span> sont ob<span class=\"_ _3\"></span>tenues </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f6 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 partir <span class=\"_ _0\"></span>des marc<span class=\"_ _0\"></span>h\u00e9s act<span class=\"_ _0\"></span>ifs ou s<span class=\"_ _0\"></span>ont \u00e9tab<span class=\"_ _0\"></span>lies, s<span class=\"_ _0\"></span>elon le c<span class=\"_ _0\"></span>as, au m<span class=\"_ _0\"></span>oyen</div>\n<div class=\"t m0 x5c h62 y9f7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de mod\u00e8le<span class=\"_ _0\"></span>s d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie et de mod<span class=\"_ _0\"></span>\u00e8les</div>\n<div class=\"t m0 x5c h62 y9f8 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> options. Le<span class=\"_ _0\"></span>s prix de marc<span class=\"_ _0\"></span>h\u00e9 fournis<span class=\"_ _0\"></span>sent la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x5c h62 y9f9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur la plus<span class=\"_ _3\"></span> fiable pour <span class=\"lsdc wse9\">les d\u00e9riv\u00e9s n\u00e9<span class=\"_ _0\"></span>goci\u00e9s s<span class=\"_ _0\"></span>ur un march\u00e9 </span></div>\n<div class=\"t m0 x5c h62 y9fa ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">reconnu. Pour<span class=\"_ _3\"></span> les produ<span class=\"_ _3\"></span>its d\u00e9ri<span class=\"_ _3\"></span>v\u00e9s non n\u00e9goc<span class=\"_ _3\"></span>i\u00e9s sur un m<span class=\"_ _3\"></span>arch\u00e9</div>\n<div class=\"t m0 x5c h62 y9fb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reconn<span class=\"_ _0\"></span>u, on consid<span class=\"_ _0\"></span>\u00e8re que la just<span class=\"_ _0\"></span>e valeur est<span class=\"_ _0\"></span> la valeur q<span class=\"_ _0\"></span>ui pourr<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x5c h62 y9fc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00eatre r\u00e9alis<span class=\"_ _3\"></span>\u00e9e en c\u00e9dan<span class=\"_ _3\"></span>t ou en l<span class=\"_ _3\"></span>iquidant l<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>t d\u00e9riv\u00e9. Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y9fd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> qui influ<span class=\"_ _0\"></span>encent l'<span class=\"lsde wseb\">\u00e9valuation d'un produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9 indi<span class=\"_ _3\"></span>viduel </span></div>\n<div class=\"t m0 x5c h62 y9fe ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>nent la <span class=\"_ _0\"></span>qualit<span class=\"_ _0\"></span>\u00e9 de cr\u00e9d<span class=\"_ _0\"></span>it de la<span class=\"_ _0\"></span> contrep<span class=\"_ _0\"></span>artie et <span class=\"_ _0\"></span>la comp<span class=\"_ _0\"></span>lexit\u00e9</div>\n<div class=\"t m0 x5c h62 y9ff ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9. S<span class=\"_ _3\"></span>i ces fac<span class=\"_ _3\"></span>teurs diff\u00e8<span class=\"_ _3\"></span>rent des f<span class=\"_ _3\"></span>acteurs de<span class=\"_ _3\"></span> base qui</div>\n<div class=\"t m0 x5c h62 ya00 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wseb\">tende<span class=\"_ _3\"></span>nt le prix,<span class=\"_ _3\"></span> un ajus<span class=\"_ _3\"></span>tement au pri<span class=\"_ _3\"></span>x de march\u00e9<span class=\"_ _3\"></span> est pri<span class=\"_ _3\"></span>s en </span></div>\n<div class=\"t m0 x5c h62 ya01 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte. L<span class=\"_ _0\"></span><span class=\"wseb\">es m\u00e9th<span class=\"_ _0\"></span>odes d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion cour<span class=\"_ _0\"></span>antes <span class=\"_ _0\"></span>pour un s<span class=\"_ _0\"></span>wap de </span></div>\n<div class=\"t m0 x5c h62 ya02 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent un<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>aison d<span class=\"_ _0\"></span>u taux d<span class=\"_ _0\"></span>u swap av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x5c h62 ya03 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la courbe de tau<span class=\"_ _3\"></span>x actuelle du swap<span class=\"_ _3\"></span>. La courbe de taux du<span class=\"_ _3\"></span> swap est</div>\n<div class=\"t m0 x5c h62 ya04 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e d<span class=\"_ _0\"></span>es taux de ma<span class=\"_ _0\"></span>rch\u00e9 des sw<span class=\"_ _0\"></span>aps. Des p<span class=\"_ _0\"></span>rix d\u2019acha<span class=\"_ _0\"></span>t et de</div>\n<div class=\"t m0 x5c h62 ya05 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente sont<span class=\"_ _0\"></span> g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es pour des sw<span class=\"_ _0\"></span>aps de taux</div>\n<div class=\"t m0 x5c h62 ya06 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat coura<span class=\"_ _0\"></span>nts conclus<span class=\"_ _0\"></span> avec des co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ies dont<span class=\"_ _0\"></span> les titres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x5c h62 ya07 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">b\u00e9n\u00e9ficient d\u2019u<span class=\"_ _3\"></span>ne notation \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">investment g<span class=\"_ _3\"></span>rade<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wse9\">Les justes valeurs<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s priv\u00e9es n<span class=\"_ _0\"></span>on cot\u00e9es s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x5c h62 ya09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s au moyen de m<span class=\"_ _0\"></span>ultiples<span class=\"_ _0\"></span> de m<span class=\"lsde wsfa\">arch\u00e9 appropri\u00e9<span class=\"_ _3\"></span>s (par </span></div>\n<div class=\"t m0 x5c h62 ya0a ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> le ratio c<span class=\"_ _0\"></span>ours/b\u00e9<span class=\"_ _0\"></span>n\u00e9fices o<span class=\"_ _0\"></span>u le ratio cou<span class=\"_ _0\"></span>rs/flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 ya0b ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie)<span class=\"_ _3\"></span>, affin\u00e9s a<span class=\"_ _3\"></span>fin de re<span class=\"_ _3\"></span>fl\u00e9ter les<span class=\"_ _3\"></span> caract\u00e9rist<span class=\"_ _3\"></span>iques parti<span class=\"_ _3\"></span>culi\u00e8res</div>\n<div class=\"t m0 x5c h62 ya0c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur. Les<span class=\"_ _0\"></span> \u00e9valuati<span class=\"_ _0\"></span>ons de niv<span class=\"_ _0\"></span>eau 3 pour le ca<span class=\"_ _0\"></span>pital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 ya0d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> et le capit<span class=\"_ _0\"></span>al \u00e0 risque ut<span class=\"_ _0\"></span>ilisent l<span class=\"_ _0\"></span>es justes v<span class=\"_ _0\"></span>aleurs</div>\n<div class=\"t m0 x5c h62 ya0e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9<span class=\"_ _0\"></span>es dans les \u00e9ta<span class=\"_ _0\"></span>ts fina<span class=\"_ _0\"></span>nciers audit<span class=\"_ _0\"></span>\u00e9s des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 ya0f ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concern\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wseb\">L<span class=\"_ _3\"></span>es justes<span class=\"_ _3\"></span> valeurs des<span class=\"_ _3\"></span> emprunts e<span class=\"_ _3\"></span>t des emprun<span class=\"_ _3\"></span>ts subordonn\u00e9<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x5c h62 ya11 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mis sont \u00e9t<span class=\"_ _0\"></span>ablies au m<span class=\"_ _0\"></span>oyen de mo<span class=\"_ _0\"></span>d\u00e8les d\u2019a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x5c h62 ya12 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt les ta<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ux d\u2019int\u00e9r\u00eat marg<span class=\"_ _3\"></span>inaux cr\u00e9diteu<span class=\"_ _3\"></span>rs actuels </span></div>\n<div class=\"t m0 x5c h62 ya13 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> pour des emp<span class=\"_ _0\"></span>runts simi<span class=\"_ _0\"></span>laires<span class=\"_ _0\"></span>. En ce qui conc<span class=\"_ _0\"></span>erne les pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya14 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux varia<span class=\"_ _0\"></span>ble qui \u00e9vol<span class=\"_ _0\"></span>uent fr\u00e9<span class=\"_ _0\"></span>quemment<span class=\"_ _0\"></span> et ne pr\u00e9se<span class=\"_ _0\"></span>ntent aucu<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x5c h62 ya15 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative du <span class=\"_ _0\"></span>risque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, les jus<span class=\"_ _0\"></span>tes val<span class=\"_ _0\"></span>eurs s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x5c h62 ya16 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">liss\u00e9es pa<span class=\"_ _3\"></span><span class=\"lsdc wse9\">r la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le. Des mod<span class=\"_ _0\"></span>\u00e8les d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des </span></div>\n<div class=\"t m0 x5c h62 ya17 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span> sont utilis<span class=\"_ _0\"></span>\u00e9s pour \u00e9v<span class=\"_ _0\"></span>aluer les v<span class=\"_ _0\"></span>aleurs pl<span class=\"_ _0\"></span>afonds et<span class=\"_ _0\"></span> les clauses</div>\n<div class=\"t m0 x5c h62 ya18 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de remb<span class=\"_ _0\"></span>oursem<span class=\"_ _0\"></span>ent antic<span class=\"_ _0\"></span>ip\u00e9 pr\u00e9<span class=\"_ _0\"></span>vues dan<span class=\"_ _0\"></span>s les co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e pr\u00eat, <span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x5c h62 ya19 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui sont isol\u00e9e<span class=\"_ _3\"></span>s conform\u00e9men<span class=\"_ _3\"></span>t au r\u00e9f\u00e9rentiel I<span class=\"_ _3\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wsfa\">L<span class=\"_ _3\"></span>es justes valeur<span class=\"_ _3\"></span>s</span><span class=\"ffb4\"> <span class=\"lsde wseb\">des enga<span class=\"_ _3\"></span>gements e<span class=\"_ _3\"></span>t garanties h<span class=\"_ _3\"></span>ors bilan <span class=\"_ _3\"></span>se </span></span></span></div>\n<div class=\"t m0 x5c h62 ycd4 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">basent s<span class=\"_ _0\"></span>ur les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons act<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent fac<span class=\"_ _0\"></span>tur\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x133 h62 ycd5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">signature de con<span class=\"_ _3\"></span>trats similaire<span class=\"_ _3\"></span>s, compte tenu de<span class=\"_ _3\"></span>s autres condition<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x133 h62 ycd6 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et modalit<span class=\"_ _0\"></span>\u00e9s des cont<span class=\"_ _0\"></span>rats et de l<span class=\"_ _0\"></span>a solvabil<span class=\"_ _0\"></span>it\u00e9 des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd7 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycd8 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">instruments<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers qui ne sont<span class=\"_ _0\"></span> pas n\u00e9goci<span class=\"_ _0\"></span>\u00e9s sur des ma<span class=\"_ _0\"></span>rch\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ycd9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organis\u00e9s son<span class=\"_ _3\"></span>t souvent n\u00e9goci\u00e9s<span class=\"_ _3\"></span> sur des march\u00e9s de gr\u00e9<span class=\"_ _3\"></span> \u00e0 gr\u00e9 o\u00f9 des</div>\n<div class=\"t m0 x1a h62 ycda ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prix de marc<span class=\"_ _0\"></span>h\u00e9 peuv<span class=\"_ _0\"></span>ent \u00eatre obt<span class=\"_ _0\"></span>enus aup<span class=\"_ _0\"></span>r\u00e8s des op\u00e9r<span class=\"_ _0\"></span>ateurs o<span class=\"_ _0\"></span>u d'autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ycdb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>. Des prix sont<span class=\"_ _0\"></span> disponi<span class=\"_ _0\"></span>bles aupr<span class=\"_ _0\"></span>\u00e8s de di<span class=\"wseb\">ver<span class=\"_ _0\"></span>ses sou<span class=\"_ _0\"></span>rces </span></div>\n<div class=\"t m0 x1a h62 ycdc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour beauco<span class=\"_ _3\"></span>up d'instru<span class=\"_ _3\"></span>ments financ<span class=\"_ _3\"></span>iers n\u00e9goci\u00e9s<span class=\"_ _3\"></span> de mani\u00e8re<span class=\"_ _3\"></span> r\u00e9guli\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycdd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les marc<span class=\"_ _0\"></span>h\u00e9s de gr\u00e9 \u00e0 gr<span class=\"_ _0\"></span>\u00e9. Ces sourc<span class=\"_ _0\"></span>es comp<span class=\"_ _0\"></span>rennent<span class=\"ls0 ws0\"> : </span>la presse</div>\n<div class=\"t m0 x1a h62 ycde ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, di<span class=\"_ _3\"></span>verses publica<span class=\"_ _3\"></span>tions et services de<span class=\"_ _3\"></span> reporting financ<span class=\"_ _3\"></span>ier, ainsi</div>\n<div class=\"t m0 x1a h62 ycdf ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des tene<span class=\"_ _0\"></span>urs de ma<span class=\"_ _0\"></span>rch\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce0 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La<span class=\"ls0 ws0\"> </span><span class=\"wse9\">m\u00e9thod<span class=\"_ _0\"></span>ologie ut<span class=\"_ _0\"></span>ilis\u00e9e pou<span class=\"_ _0\"></span>r la d\u00e9term<span class=\"_ _0\"></span>inatio<span class=\"_ _0\"></span>n de la juste val<span class=\"_ _0\"></span>eur des </span></div>\n<div class=\"t m0 x1a h62 yce2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>ancier<span class=\"_ _0\"></span>s, com<span class=\"_ _0\"></span>me d\u00e9crit <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-</span><span class=\"wse9\">dessus, n<span class=\"_ _0\"></span>\u2019a pas \u00e9t\u00e9 mo<span class=\"_ _0\"></span>difi\u00e9e </span></div>\n<div class=\"t m0 x1a h62 yce3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite \u00e0 la pan<span class=\"_ _0\"></span>d\u00e9mie Cov<span class=\"_ _0\"></span>id<span class=\"ls0 ws0\">-</span><span class=\"wseb\">19. Da<span class=\"_ _0\"></span>ns le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant,<span class=\"_ _0\"></span> la d\u00e9te<span class=\"_ _0\"></span>rminati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x1a h62 yce4 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers tie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">compte d<span class=\"_ _0\"></span>es incert<span class=\"_ _0\"></span>itudes </span></div>\n<div class=\"t m0 x1a h62 yce5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">additionnelle<span class=\"_ _3\"></span>s li\u00e9es \u00e0 la pand\u00e9<span class=\"_ _3\"></span>mie Covid<span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yce6 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur l\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de ces m\u00e9th<span class=\"_ _0\"></span>odes de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 yce8 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses se t<span class=\"_ _0\"></span>rouvent<span class=\"_ _0\"></span> dans le<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s notes correspon<span class=\"_ _3\"></span>dantes de ces e<span class=\"lsdd wse9\">tats </span></span></div>\n<div class=\"t m0 x1a h62 yce9 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 772px; height: 309px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 924px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h7e ycad ffb8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compens<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s actif<span class=\"lsdd ws11a\">s et des passifs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycae ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs sont c<span class=\"_ _0\"></span>ompens\u00e9<span class=\"_ _0\"></span>s et le m<span class=\"_ _0\"></span>ontant <span class=\"_ _0\"></span>net</div>\n<div class=\"t m0 x1a h62 ycaf ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est i<span class=\"_ _0\"></span>nscrit da<span class=\"_ _0\"></span>ns l\u2019\u00e9t<span class=\"_ _0\"></span>at de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re s<span class=\"_ _0\"></span>\u2019il exist<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x1a h62 ycb0 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">droit l\u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt applic<span class=\"_ _0\"></span>able de c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nser les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x1a h62 ycb1 ffb4 fs43 fc15 sc0 ls109 ws104\" style=\"z-index: 15;\">qu\u2019il y a <span class=\"lsdc wse9\">une inte<span class=\"_ _0\"></span>ntion de pr<span class=\"_ _0\"></span>oc\u00e9der \u00e0 u<span class=\"_ _0\"></span>n r\u00e8gleme<span class=\"_ _0\"></span>nt net, ou de r\u00e9a<span class=\"_ _0\"></span>liser </span></div>\n<div class=\"t m0 x1a h62 ycb2 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019actif e<span class=\"_ _3\"></span>t de r\u00e9gler<span class=\"_ _3\"></span> le passi<span class=\"_ _3\"></span>f simultan\u00e9men<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 662px; height: 89px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 845px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya5a ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ya6f ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf0 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> pr\u00eat\u00e9s \u00e0 des<span class=\"_ _0\"></span> contrepa<span class=\"_ _0\"></span>rties rest<span class=\"_ _0\"></span>ent d<span class=\"wseb\">ans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la sit<span class=\"_ _0\"></span>uation </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. De m<span class=\"_ _0\"></span>\u00eame, l<span class=\"_ _0\"></span>es titres<span class=\"_ _0\"></span> emprunt<span class=\"_ _0\"></span>\u00e9s ne s<span class=\"_ _0\"></span>ont pas <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilis\u00e9s</div>\n<div class=\"t m0 x1a h62 ycf2 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span> Si les titres emprunt\u00e9s sont vendus</div>\n<div class=\"t m0 x1a h62 ycf3 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation de</div>\n<div class=\"t m0 x1a h62 ycf4 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer la</div>\n<div class=\"t m0 x1a h62 ycf5 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.</div>\n<div class=\"t m0 x1a h62 ycf6 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titres</div>\n<div class=\"t m0 x1a h62 ycf7 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb<span class=\"wsea\"><span class=\"ls0 ws0\"><span class=\"lsdc wse8\">.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 347px; height: 372px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ya78 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nts de tr\u00e9s<span class=\"_ _0\"></span>orerie <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya79 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La tr\u00e9so<span class=\"_ _0\"></span>rerie et les \u00e9qu<span class=\"_ _0\"></span>ivalent<span class=\"_ _0\"></span>s de tr\u00e9so<span class=\"_ _0\"></span>rerie com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt l\u2019enca<span class=\"_ _0\"></span>isse,</div>\n<div class=\"t m0 x1a h62 ya7a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les soldes dispo<span class=\"_ _3\"></span>nibles aupr\u00e8s de banqu<span class=\"_ _3\"></span>es (centrales)<span class=\"_ _3\"></span> et d\u2019autres<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya7b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers \u00e9ch\u00e9ant \u00e0<span class=\"_ _3\"></span> moins de trois <span class=\"lsdc wse9\">mois \u00e0 dater de le<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x1a h62 ya7c ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 252px; height: 73px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 235px; height: 871px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 225px; width: 351px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag512": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h62 yc5f ffa2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">A<span class=\"_ _3\"></span>ctifs financier<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h62 yc60 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>ncier est t<span class=\"_ _0\"></span>out contr<span class=\"_ _0\"></span>at qui fait n<span class=\"_ _0\"></span>a\u00eetre un act<span class=\"_ _0\"></span>if financ<span class=\"_ _0\"></span>ier</div>\n<div class=\"t m0 x6 h62 yc61 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une enti<span class=\"_ _0\"></span>t\u00e9 et un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er ou un inst<span class=\"_ _0\"></span>rument<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de capitaux propre<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 yc62 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une aut<span class=\"_ _0\"></span>re entit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc63 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc64 ffa2 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Ageas classifie et mesure les act<span class=\"_ _0\"></span>ifs et les passifs financiers en f<span class=\"_ _0\"></span>onction</div>\n<div class=\"t m0 x6 h62 yc65 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des transa<span class=\"_ _3\"></span>ctions sous<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">jacentes<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e yc66 ffa4 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Cla<span class=\"lsde wsea\">ssement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des actifs finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yc67 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le management d\u00e9<span class=\"_ _3\"></span>termine le clas<span class=\"_ _3\"></span>sement appropri\u00e9<span class=\"_ _3\"></span> des instruments</div>\n<div class=\"t m0 x6 h62 yc68 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers au mo<span class=\"_ _3\"></span>ment de leur acha<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yc69 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wsea\">D<span class=\"_ _3\"></span>\u00e9tenus <span class=\"lsdc wseb\">jusqu\u2019\u00e0 l\u2019\u00e9<span class=\"_ _0\"></span>ch\u00e9ance<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">les oblig<span class=\"_ _0\"></span>ations as<span class=\"_ _0\"></span>sorties<span class=\"_ _0\"></span> d\u2019une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc6a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e fixe que le m<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent a l\u2019inte<span class=\"_ _0\"></span>ntion et la ca<span class=\"_ _0\"></span>pacit\u00e9 de</div>\n<div class=\"t m0 x5c h62 yc6b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tenir ju<span class=\"_ _0\"></span>squ\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc6c ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsde wseb\">Pr<span class=\"_ _3\"></span>\u00eats et cr\u00e9a<span class=\"_ _3\"></span>nces</span><span class=\"ffa2\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les obliga<span class=\"_ _3\"></span>tions avec paiem<span class=\"_ _3\"></span>ents fixes ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc6d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>nables n<span class=\"_ _0\"></span>\u2019ayant<span class=\"_ _0\"></span> pas de c<span class=\"_ _0\"></span>ours c<span class=\"_ _0\"></span>ot\u00e9s sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et qui</div>\n<div class=\"t m0 x5c h62 yc6e ffa2 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">lo<span class=\"lsde wsfa\">rs de leur comptabil<span class=\"_ _3\"></span>isation initiale<span class=\"_ _3\"></span> ne sont pas d\u00e9si<span class=\"_ _3\"></span>gn\u00e9es comme </span></div>\n<div class=\"t m0 x5c h62 yc6f ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenues \u00e0 des<span class=\"_ _3\"></span> fins de transacti<span class=\"_ _3\"></span>on ou comme disponib<span class=\"_ _3\"></span>les \u00e0 la</div>\n<div class=\"t m0 x5c h62 yc70 ffa2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc71 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsdc wseb\">Disponibles \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsde wsfa\">les titres \u00e0 d\u00e9te<span class=\"_ _3\"></span>nir pour une p\u00e9riod<span class=\"_ _3\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc72 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9finie,<span class=\"_ _3\"></span> susceptible<span class=\"_ _3\"></span>s d\u2019\u00eatre <span class=\"_ _3\"></span>vendus pour r\u00e9<span class=\"_ _3\"></span>pondre \u00e0 <span class=\"_ _3\"></span>des b<span class=\"wsea\">esoins<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x5c h62 yc73 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de liquid<span class=\"_ _0\"></span>it\u00e9 ou \u00e0 des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat, de taux<span class=\"_ _0\"></span> de change</div>\n<div class=\"t m0 x5c h62 yc74 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de co<span class=\"_ _0\"></span>urs d\u2019act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yc75 ffa6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffa7\"> <span class=\"_ _41\"> </span><span class=\"ffa2 lsf0\">A<span class=\"_ _3\"></span>ctifs fina<span class=\"lsdc wse9\">nciers d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r par le biais d<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yc76 ffa2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9sultat<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x5c h62 yc77 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsde wsfa\">D\u00e9tenus \u00e0 des fins de tran<span class=\"_ _3\"></span>saction</span><span class=\"ffa2\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">les titres qui sont<span class=\"_ _0\"></span> achet\u00e9s </span></span></span></div>\n<div class=\"t m0 x22d h62 yc78 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le bu<span class=\"lsde wsfa\">t de g\u00e9n\u00e9rer des profits \u00e0 cour<span class=\"_ _3\"></span>t terme<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x5c h62 yc79 ffa8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffa7\"> <span class=\"_ _7\"> </span><span class=\"ffa2 lsdc wse9\">Des tit<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wseb\">financ<span class=\"_ _0\"></span>iers d<span class=\"_ _0\"></span>\u00e9sign\u00e9s <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du </span></span></span></div>\n<div class=\"t m0 x22d h62 yc7a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yc7b ffa4 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Evaluat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> actifs f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc7c ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les investisse<span class=\"_ _3\"></span>ments d\u00e9tenus jusqu\u2019<span class=\"_ _3\"></span>\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _3\"></span> sont mesur\u00e9s au co\u00fb<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yc7d ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorti so<span class=\"_ _0\"></span>us d\u00e9duct<span class=\"_ _0\"></span>ion de tout<span class=\"_ _0\"></span>e provision p<span class=\"_ _0\"></span>our d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on. Tout \u00e9ca<span class=\"_ _0\"></span>rt</div>\n<div class=\"t m0 x6 h62 yc7e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de juste val<span class=\"_ _0\"></span>eur par ra<span class=\"_ _0\"></span>pport au mo<span class=\"_ _0\"></span>ntant compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9 initia<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> li\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 yc7f ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de t<span class=\"_ _0\"></span>ransa<span class=\"_ _0\"></span>ction, des pr<span class=\"_ _0\"></span>imes ou des d<span class=\"_ _0\"></span>\u00e9cotes in<span class=\"_ _0\"></span>itiales,<span class=\"_ _0\"></span> est amort<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 yc80 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la dur\u00e9<span class=\"_ _0\"></span>e de vie de l\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt la m\u00e9th<span class=\"_ _0\"></span>ode du taux</div>\n<div class=\"t m0 x1a h62 yc81 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. Si<span class=\"_ _0\"></span> un actif<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance do<span class=\"_ _0\"></span>it faire <span class=\"_ _0\"></span>l\u2019objet</div>\n<div class=\"t m0 x1a h62 yc82 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on, la prov<span class=\"_ _0\"></span>ision po<span class=\"_ _0\"></span>ur d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en</div>\n<div class=\"t m0 x1a h62 yc83 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 751px; height: 73px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 57px; width: 341px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 352px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 535px; width: 348px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x1a h62 yc84 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yc85 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pr\u00eat<span class=\"_ _0\"></span>s et cr<span class=\"_ _0\"></span>\u00e9ances so<span class=\"_ _0\"></span>nt mesu<span class=\"_ _0\"></span>r\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i sous <span class=\"_ _0\"></span>d\u00e9ducti<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 yc86 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>vision po<span class=\"_ _0\"></span><span class=\"wseb\">ur d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on. Lor<span class=\"_ _0\"></span>s de la co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initi<span class=\"_ _0\"></span>ale, les </span></div>\n<div class=\"t m0 x1a h62 yc87 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00eats et c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es sont m<span class=\"_ _0\"></span>esur\u00e9s <span class=\"_ _0\"></span>\u00e0 la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur y comp<span class=\"_ _0\"></span>ris les f<span class=\"_ _0\"></span>rais de</div>\n<div class=\"t m0 x1a h62 yc88 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les prime<span class=\"_ _0\"></span>s et d\u00e9c<span class=\"_ _0\"></span>otes in<span class=\"_ _0\"></span>itiales. <span class=\"_ _0\"></span>Le co\u00fbt<span class=\"_ _0\"></span> amorti <span class=\"_ _0\"></span>est calc<span class=\"_ _0\"></span>ul\u00e9</div>\n<div class=\"t m0 x1a h62 yc89 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant la m\u00e9th<span class=\"_ _0\"></span>ode du taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat ef<span class=\"_ _0\"></span>fectif<span class=\"ls0 ws0\"> </span>(TI<span class=\"_ _0\"></span>E), en pren<span class=\"_ _0\"></span>ant en</div>\n<div class=\"t m0 x1a h62 yc8a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte to<span class=\"_ _0\"></span>ute d\u00e9cot<span class=\"_ _0\"></span>e ou prime \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion et les<span class=\"_ _0\"></span> commissi<span class=\"_ _0\"></span>ons ou frais</div>\n<div class=\"t m0 x1a h62 yc8b ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui font<span class=\"_ _0\"></span> int\u00e9gr<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> parti<span class=\"_ _0\"></span>e du taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. L\u2019<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement</div>\n<div class=\"t m0 x1a h62 yc8c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du TIE est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 dans le co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat. Le<span class=\"_ _0\"></span>s gains et pe<span class=\"_ _0\"></span>rtes</div>\n<div class=\"t m0 x1a h62 yc8d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span><span class=\"wse9\">s\u00e9s dans l<span class=\"_ _0\"></span>e compte de r\u00e9s<span class=\"_ _0\"></span>ultat lo<span class=\"_ _0\"></span>rsque les<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts </span></div>\n<div class=\"t m0 x1a h62 yc8e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s ou d\u00e9<span class=\"_ _0\"></span>pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 577px; height: 152px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yc8f ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc90 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour les<span class=\"_ _0\"></span> instru<span class=\"_ _0\"></span>ments \u00e0 t<span class=\"_ _0\"></span>aux flott<span class=\"_ _0\"></span>ant, l<span class=\"_ _0\"></span>es flux <span class=\"_ _0\"></span>de tr\u00e9sor<span class=\"_ _0\"></span>erie so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 yc91 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riodiquemen<span class=\"_ _3\"></span>t r\u00e9estim\u00e9s<span class=\"_ _3\"></span> afin de <span class=\"_ _3\"></span>refl\u00e9ter les <span class=\"_ _3\"></span>mouvements de<span class=\"_ _3\"></span>s taux</div>\n<div class=\"t m0 x1a h62 yc92 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat du march<span class=\"_ _0\"></span>\u00e9. Si un instr<span class=\"_ _0\"></span>u<span class=\"wseb\">ment<span class=\"_ _0\"></span> \u00e0 taux fl<span class=\"_ _0\"></span>ottant a <span class=\"_ _0\"></span>\u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yc93 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale<span class=\"_ _0\"></span>ment \u00e0 un mont<span class=\"_ _0\"></span>ant (qu<span class=\"_ _0\"></span>asi) \u00e9gal<span class=\"_ _0\"></span> au montant re<span class=\"_ _0\"></span>mboursa<span class=\"_ _0\"></span>ble en</div>\n<div class=\"t m0 x1a h62 yc94 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al, la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion n\u2019a<span class=\"_ _0\"></span> pas d\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>e sur la v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x1a h62 yc95 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019inst<span class=\"_ _0\"></span>rument et<span class=\"_ _0\"></span> il n\u2019y a pas d\u2019aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats re\u00e7u<span class=\"_ _0\"></span>s,</div>\n<div class=\"t m0 x1a h62 yc96 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compta<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>engag<span class=\"_ _0\"></span>ement. En r<span class=\"_ _0\"></span>evanche,<span class=\"_ _0\"></span> si un instru<span class=\"_ _0\"></span>ment \u00e0 taux</div>\n<div class=\"t m0 x1a h62 yc97 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> est acquis<span class=\"_ _0\"></span> avec une pri<span class=\"_ _0\"></span>me ou une d\u00e9c<span class=\"_ _0\"></span>ote signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>ve, cette</div>\n<div class=\"t m0 x1a h62 yc98 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prime ou d\u00e9c<span class=\"_ _0\"></span>ote est am<span class=\"_ _0\"></span>ortie sur la du<span class=\"_ _0\"></span>r\u00e9e de vie att<span class=\"_ _0\"></span>endue de l<span class=\"_ _0\"></span>\u2019instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yc99 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et incl<span class=\"_ _0\"></span>use dans l<span class=\"_ _0\"></span>e calcu<span class=\"_ _0\"></span>l du TIE.<span class=\"_ _0\"></span> La val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able se<span class=\"_ _0\"></span>ra reca<span class=\"_ _0\"></span>lcul\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yc9a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour chaq<span class=\"_ _0\"></span>ue p\u00e9riode e<span class=\"_ _0\"></span>n \u00e9tablis<span class=\"_ _0\"></span>sant la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>alis\u00e9e<span class=\"_ _0\"></span> des flux de</div>\n<div class=\"t m0 x1a h62 yc9b ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie futurs<span class=\"_ _0\"></span> estim\u00e9s a<span class=\"_ _0\"></span>u taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif \u00e0 ce mom<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\">-<span class=\"lsf0\">l\u00e0. Tout </span></span></div>\n<div class=\"t m0 x1a h62 yc9c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment est co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9 en compte<span class=\"_ _0\"></span> de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yc9d ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 136px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 630px; width: 352px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations et</div>\n<div class=\"t m0 x6 h62 y8b2 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y8b3 ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">juste valeur. Les variations de juste valeur sont comptabilis\u00e9es <span class=\"wse9\"></span></div>\n<div class=\"t m0 x6 h62 y93e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments du</div>\n<div class=\"t m0 x6 h62 y93f ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9. Au</div>\n<div class=\"t m0 x6 h62 y940 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>e la ces<span class=\"_ _0\"></span>sion, <span class=\"_ _0\"></span>les variat<span class=\"_ _0\"></span>ions <span class=\"_ _0\"></span>accumul<span class=\"_ _0\"></span>\u00e9es de jus<span class=\"_ _0\"></span>te val<span class=\"_ _0\"></span><span class=\"lsde\">eur dans </span></div>\n<div class=\"t m0 x6 h62 y941 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres s<span class=\"_ _3\"></span>ont recycl\u00e9e<span class=\"_ _3\"></span>s via le<span class=\"_ _3\"></span> compte de <span class=\"_ _3\"></span>r\u00e9sultat. Le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> sur les tit<span class=\"_ _0\"></span>res dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9s via la</div>\n<div class=\"t m0 x6 h62 y943 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>u taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat effec<span class=\"_ _0\"></span>tif. L\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement p\u00e9<span class=\"_ _0\"></span>riodiq<span class=\"_ _0\"></span>ue et les</div>\n<div class=\"t m0 x6 h62 y944 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>our d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>ab<span class=\"lsde wsfa\">ilis\u00e9s dans le compte de<span class=\"_ _3\"></span> r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y945 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et les d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme des <span class=\"_ _0\"></span>produit<span class=\"_ _0\"></span>s lors <span class=\"_ _0\"></span>de leur</div>\n<div class=\"t m0 x6 h62 y946 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 345px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y9ed ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ee ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Aux portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>es d\u2019assu<span class=\"_ _0\"></span>rance o\u00f9 les p<span class=\"_ _0\"></span>rofits et pe<span class=\"_ _0\"></span>rtes non<span class=\"_ _0\"></span> r\u00e9alis\u00e9s su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y9ef ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> ont un impact direc<span class=\"_ _3\"></span>t sur l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssur<span class=\"lsdc wse8\">ance, </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique la co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, confor<span class=\"_ _0\"></span>m\u00e9ment \u00e0 l\u2019I<span class=\"_ _0\"></span>FRS 4. Cel<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9f1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>e que les vari<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span>s gains et pert<span class=\"_ _0\"></span>es non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s aff<span class=\"_ _0\"></span>ectent<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019\u00e9valuation<span class=\"_ _3\"></span> des passifs d\u2019a<span class=\"_ _3\"></span>ssurance et ne seron<span class=\"_ _3\"></span>t d\u00e8s lors pas inclus<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f3 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres.<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 167px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 546px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y97d ffab fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Date de <span class=\"lsde wsea\">transaction<span class=\"ls0 ws0\"> </span><span class=\"wseb\">et <span class=\"_ _3\"></span>de r\u00e8gl</span></span><span class=\"wse8\">ement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les ach<span class=\"_ _0\"></span>ats et vent<span class=\"_ _0\"></span>es d\u2019actif<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers imp<span class=\"_ _0\"></span>osant la liv<span class=\"_ _0\"></span>raison da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y97f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par des r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> ou par conve<span class=\"_ _0\"></span>ntion de mar<span class=\"_ _0\"></span>ch\u00e9</div>\n<div class=\"t m0 x1a h62 y980 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, qui est l<span class=\"_ _0\"></span>a date \u00e0 laquel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x1a h62 y981 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas dev<span class=\"_ _0\"></span>ient part<span class=\"_ _0\"></span>ie aux disp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">contractuelles des actifs </span></span></div>\n<div class=\"t m0 x1a h62 y982 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y983 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les achats et<span class=\"_ _0\"></span> ventes \u00e0 te<span class=\"_ _0\"></span>rme autre<span class=\"_ _0\"></span>s que ceux im<span class=\"_ _0\"></span>posant<span class=\"_ _0\"></span> la livraiso<span class=\"_ _0\"></span>n dans</div>\n<div class=\"t m0 x1a h62 y985 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9lai d\u00e9f<span class=\"_ _0\"></span>ini par la r\u00e9<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span>ation o<span class=\"_ _0\"></span>u la convent<span class=\"_ _0\"></span>ion de marc<span class=\"_ _0\"></span>h\u00e9 sont</div>\n<div class=\"t m0 x1a h62 y986 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> en tant q<span class=\"_ _0\"></span>ue trans<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s \u00e0 term<span class=\"_ _0\"></span>e sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9s jus<span class=\"_ _0\"></span>qu\u2019au</div>\n<div class=\"t m0 x1a h62 y987 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e8gle<span class=\"lsf0 ws104\">ment. <span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x1a h7e yb0b ffab fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yb0c ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">IFRS des p<span class=\"_ _0\"></span>assifs f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>iers d\u00e9t<span class=\"_ _0\"></span>ermine l<span class=\"_ _0\"></span>eur \u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x1a h62 yb0d ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">leur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat de la m<span class=\"_ _0\"></span>ani\u00e8re su<span class=\"_ _0\"></span>ivante<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\"></span>Les passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais du<span class=\"ffa9\"><span class=\"lsdc wseb\"><span class=\"ls0 ws0\"><span class=\"lsde wsea\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb0f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de r\u00e9sultat incluent :<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y98d ffa9 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"><span class=\"lsdc wseb\">, <span class=\"_ _0\"></span>y </span></span></div>\n<div class=\"t m0 x134 h62 y98e ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compris le<span class=\"_ _3\"></span>s instrumen<span class=\"_ _3\"></span>ts d\u00e9riv\u00e9s ne<span class=\"_ _3\"></span> se quali<span class=\"_ _3\"></span>fiant pas <span class=\"_ _3\"></span>comme</div>\n<div class=\"t m0 x134 h62 yb10 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de couvert<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 yb11 ffa9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">ii)<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span>L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">es passifs finan<span class=\"_ _3\"></span>ciers qu\u2019Ageas a irr<span class=\"_ _3\"></span>\u00e9vocablement d\u00e9s<span class=\"_ _3\"></span>ign\u00e9s </span></span></div>\n<div class=\"t m0 x134 h62 yb12 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">lors de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale ou lors de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x134 h62 yb13 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">adoptio<span class=\"_ _0\"></span>n des IFRS co<span class=\"_ _0\"></span>mme d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais</div>\n<div class=\"t m0 x134 h62 yb14 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>, parce qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x134 h62 yb15 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e cont<span class=\"_ _0\"></span>rat h\u00f4te inc<span class=\"_ _0\"></span>lut un d\u00e9riv<span class=\"_ _0\"></span>\u00e9 incor<span class=\"_ _0\"></span>por\u00e9 qui dev<span class=\"_ _0\"></span>rait sino<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xfb h62 yb16 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00eatre s\u00e9par\u00e9,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 yb17 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er \u00e9limi<span class=\"_ _0\"></span>ne ou r<span class=\"lsde wseb\">\u00e9duit significat<span class=\"_ _3\"></span>ivement une </span></span></span></span></div>\n<div class=\"t m0 xfb h62 yb18 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incoh\u00e9r<span class=\"_ _0\"></span>ence dans l<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation ou la com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">non</span>-</span></div>\n<div class=\"t m0 xfb h62 yb19 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concordance<span class=\"_ _3\"></span> comptable<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"_ _3\"></span>, ou<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 ya70 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er rel\u00e8v<span class=\"_ _0\"></span>e d\u2019un grou<span class=\"_ _0\"></span>pe d\u2019actif<span class=\"_ _0\"></span>s et/ou de </span></span></span></div>\n<div class=\"t m0 xfb h62 ya71 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs g\u00e9r\u00e9s et d<span class=\"_ _0\"></span>ont la perf<span class=\"_ _0\"></span>ormance es<span class=\"_ _0\"></span>t \u00e9valu<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 xfb h62 ya72 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a <span class=\"lsde wsfa\">m\u00e9thode de la ju<span class=\"_ _3\"></span>ste valeur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya73 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wseb\">Les autres pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs sont i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 ya74 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion. Par l<span class=\"_ _0\"></span>a suite,</div>\n<div class=\"t m0 x6a h62 ya75 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> passifs <span class=\"lsde wsea\">financiers<span class=\"ls0 ws0\"> </span><span class=\"wseb\">sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti en<span class=\"_ _3\"></span> utilisant<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la m\u00e9tho<span class=\"_ _0\"></span>de du ta<span class=\"_ _0\"></span>ux d'in<span class=\"lsde\">t<span class=\"_ _0\"></span>\u00e9r\u00eat effe<span class=\"_ _3\"></span>ctif, avec<span class=\"_ _3\"></span> amortissement <span class=\"_ _3\"></span>p\u00e9riodique </span></div>\n<div class=\"t m0 x6a h62 ya77 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9 e<span class=\"_ _3\"></span>n compte de<span class=\"_ _3\"></span> r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya78 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya79 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les dettes subordon<span class=\"_ _3\"></span>n\u00e9es et les emprun<span class=\"_ _3\"></span>ts sont initia<span class=\"_ _3\"></span>lement</div>\n<div class=\"t m0 x1a h62 ya7a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> \u00e0 la juste vale<span class=\"_ _0\"></span>ur moins les<span class=\"_ _0\"></span> co\u00fbts de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 ya7b ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>urement<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amorti<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt <span class=\"wseb\">la m\u00e9t<span class=\"_ _0\"></span>hode du t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya7c ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if, avec am<span class=\"_ _0\"></span>ortisse<span class=\"_ _0\"></span>ment p\u00e9rio<span class=\"_ _0\"></span>dique en<span class=\"_ _0\"></span>regist<span class=\"_ _0\"></span>r\u00e9 en compte</div>\n<div class=\"t m0 x1a h62 yca8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 352px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y947 ffb1 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur est le mont<span class=\"_ _0\"></span>ant auq<span class=\"_ _0\"></span>uel un actif o<span class=\"_ _0\"></span>u un instrum<span class=\"_ _0\"></span>ent fina<span class=\"_ _0\"></span>ncier</div>\n<div class=\"t m0 x6 h62 y949 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">remis pourrai<span class=\"_ _3\"></span>t \u00eatre \u00e9<span class=\"_ _3\"></span>chang\u00e9 et un<span class=\"_ _3\"></span> passif r\u00e9g<span class=\"_ _3\"></span>l\u00e9, entre<span class=\"_ _3\"></span> parties bi<span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y94a ffaf fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">info<span class=\"lsde wseb\">r<span class=\"_ _3\"></span>m\u00e9es et <span class=\"_ _3\"></span>consentantes<span class=\"_ _3\"></span>, agissant da<span class=\"_ _3\"></span>ns des cond<span class=\"_ _3\"></span>itions de <span class=\"_ _3\"></span>pleine </span></div>\n<div class=\"t m0 x6 h62 y94b ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concurrence<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur pr\u00e9<span class=\"_ _0\"></span>sent\u00e9e est la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur nette (c<span class=\"_ _0\"></span>lean fai<span class=\"_ _0\"></span>r value),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffaf fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wseb\">dire la juste va<span class=\"_ _0\"></span>leur tot<span class=\"_ _0\"></span>ale moi<span class=\"_ _0\"></span>ns les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats <span class=\"_ _0\"></span>couru<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>o\u00fbts </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action. Le<span class=\"_ _0\"></span>s int\u00e9r\u00eat<span class=\"_ _0\"></span>s cour<span class=\"lsde wsfa\">us sont class\u00e9s s\u00e9par\u00e9ment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a9 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur d\u2019un pas<span class=\"_ _0\"></span>sif ou d\u2019un i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent de capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9ab ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">traduit l\u2019<span class=\"_ _3\"></span>effet du ri<span class=\"_ _3\"></span>sque de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span>perform<span class=\"_ _3\"></span>ance. Le ri<span class=\"_ _3\"></span>sque de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y9ac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lut, sa<span class=\"_ _0\"></span>ns s\u2019y li<span class=\"_ _0\"></span>miter, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e propr<span class=\"_ _0\"></span>e de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc05 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les princ<span class=\"_ _0\"></span>ipes de bas<span class=\"_ _0\"></span>e utilis\u00e9s l<span class=\"_ _0\"></span>ors de l\u2019<span class=\"wseb\">est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont </span></div>\n<div class=\"t m0 x6 h62 ya45 ffaf fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les su<span class=\"_ _3\"></span>ivant<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya46 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wseb\">M<span class=\"_ _3\"></span>aximisation du<span class=\"_ _3\"></span> recours <span class=\"_ _3\"></span>aux donn\u00e9es <span class=\"_ _3\"></span>(de march\u00e9<span class=\"_ _3\"></span>) observables<span class=\"_ _3\"></span> et </span></span></div>\n<div class=\"t m0 x5c h62 ya47 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">minimis<span class=\"_ _0\"></span>ation du re<span class=\"_ _0\"></span>cours aux d<span class=\"_ _0\"></span>onn\u00e9es<span class=\"_ _0\"></span> non observa<span class=\"_ _0\"></span>bles (co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x5c h62 ya48 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>ons et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>es)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya49 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>hang<span class=\"wsfa\">ement de m\u00e9t<span class=\"_ _3\"></span>hode d\u2019estimation<span class=\"_ _3\"></span> uniquem<span class=\"lsdc wse9\">ent lorsqu\u2019<span class=\"_ _0\"></span>une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya4a ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">am\u00e9lior<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> \u00eatre d\u00e9mo<span class=\"_ _0\"></span>ntr\u00e9e, o<span class=\"_ _0\"></span>u qu\u2019un cha<span class=\"_ _0\"></span>ngement es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x5c h62 ya4b ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire par s<span class=\"_ _0\"></span>uite des<span class=\"_ _0\"></span> modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de ma<span class=\"_ _0\"></span>rch\u00e9 ou</div>\n<div class=\"t m0 x5c h62 ya4c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la dispon<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors du calc<span class=\"_ _0\"></span>ul de la just<span class=\"_ _0\"></span>e valeur, la hi<span class=\"_ _0\"></span>\u00e9rarchi<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e est util<span class=\"_ _0\"></span>is\u00e9e pour</div>\n<div class=\"t m0 x6 h62 ya4f ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9t<span class=\"wse9\">ermi<span class=\"_ _0\"></span>ner la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fina<span class=\"_ _0\"></span>nciers p<span class=\"_ _0\"></span>ar des tech<span class=\"_ _0\"></span>niques </span></div>\n<div class=\"t m0 x6 h62 ya50 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation et po<span class=\"_ _0\"></span>ur la publi<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya51 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 1<span class=\"_ _3\"></span> : <span class=\"lsdc wseb\">les justes vale<span class=\"_ _0\"></span>urs so<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>es via l<span class=\"_ _0\"></span>es prix c<span class=\"_ _0\"></span>ot\u00e9s (n<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x5c h62 ya52 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s<span class=\"_ _0\"></span>) sur un marc<span class=\"_ _0\"></span>h\u00e9 actif pou<span class=\"_ _0\"></span>r des actif<span class=\"_ _0\"></span>s ou des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya53 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">identiques, ce<span class=\"_ _3\"></span> qui signifi<span class=\"lsdc wse9\">e que ces prix repr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x5c h62 ya54 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions r\u00e9<span class=\"_ _0\"></span>elles et int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nt r\u00e9guli\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> sur le march<span class=\"_ _0\"></span>\u00e9 dans</div>\n<div class=\"t m0 x5c h62 ya55 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des condit<span class=\"_ _0\"></span>ions de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce normal<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya56 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 2<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es autre<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 ya57 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des prix<span class=\"_ _0\"></span> cot\u00e9s au Nive<span class=\"_ _0\"></span>au<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">1 qui sont observab</span></span>les (sur le</div>\n<div class=\"t m0 x5c h62 ya58 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9), soi<span class=\"_ _3\"></span>t directemen<span class=\"_ _3\"></span>t (des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement (de<span class=\"_ _3\"></span>s donn\u00e9es</div>\n<div class=\"t m0 x5c h62 ya59 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e<span class=\"_ _0\"></span>s de prix, c<span class=\"_ _0\"></span>omme des ta<span class=\"_ _0\"></span>ux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat ou de chan<span class=\"_ _0\"></span>ge)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5a ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 3<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es qui ne<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya5b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas (t<span class=\"_ _0\"></span>otaleme<span class=\"_ _0\"></span>nt) bas\u00e9<span class=\"_ _0\"></span>es sur des donn<span class=\"_ _0\"></span>\u00e9es obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5c ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>o\u00fbt.</span><span class=\"ffaf\"> </span></span></div>\n<div class=\"t m0 x6 h62 ycaa ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ycab ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le niveau d<span class=\"_ _0\"></span>ans la hi\u00e9ra<span class=\"_ _0\"></span>rchie de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur dont re<span class=\"_ _0\"></span>l\u00e8ve enti\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ycac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r est d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>\u00e9 sur la b<span class=\"_ _0\"></span>ase <span class=\"lsde\">des donn\u00e9es du </span></div>\n<div class=\"t m0 x1a h62 ya1a ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau l<span class=\"_ _0\"></span>e plus f<span class=\"_ _0\"></span>aible qu<span class=\"_ _0\"></span>i soit si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif pou<span class=\"_ _0\"></span>r l\u2019\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n \u00e0 la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ya1b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son ent<span class=\"_ _0\"></span>i\u00e8ret\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1d ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9valua<span class=\"_ _3\"></span>tions de j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span> de niveau<span class=\"_ _3\"></span>x<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2 et</span> </span><span class=\"wsfa\">3 requi\u00e8ren<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 ya1e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion de tech<span class=\"_ _0\"></span>niques de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1f ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya20 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>nc<span class=\"wseb\">ier es<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 co<span class=\"_ _0\"></span>mme cot<span class=\"_ _0\"></span>\u00e9 sur un m<span class=\"_ _0\"></span>arch\u00e9 act<span class=\"_ _0\"></span>if si </span></div>\n<div class=\"t m0 x1a h62 ya21 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cours so<span class=\"_ _0\"></span>nt ais\u00e9m<span class=\"_ _0\"></span>ent et r\u00e9gu<span class=\"_ _0\"></span>li\u00e8r<span class=\"lsde wseb\">ement disponibles au<span class=\"_ _3\"></span>pr\u00e8s d'une </span></div>\n<div class=\"t m0 x1a h62 ya22 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsdc wse9\">ourse, d'un co<span class=\"_ _0\"></span>urtier, d'<span class=\"_ _0\"></span>un n\u00e9goc<span class=\"_ _0\"></span>iateu<span class=\"_ _0\"></span>r, d'un sect<span class=\"_ _0\"></span>eur d'act<span class=\"_ _0\"></span>ivit\u00e9, d'<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x1a h62 ya23 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service d'<span class=\"_ _0\"></span>\u00e9valu<span class=\"_ _0\"></span>ation des pri<span class=\"_ _0\"></span>x ou d'une<span class=\"_ _0\"></span> agence r\u00e9g<span class=\"_ _0\"></span>lementai<span class=\"_ _0\"></span>re et que <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 ya24 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prix repr\u00e9sen<span class=\"_ _3\"></span>tent des transactio<span class=\"_ _3\"></span>ns r\u00e9elles et inter<span class=\"_ _3\"></span>venant r\u00e9guli\u00e8r<span class=\"_ _3\"></span>ement</div>\n<div class=\"t m0 x1a h62 ya25 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ma<span class=\"_ _0\"></span>rch\u00e9 da<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce norm<span class=\"_ _0\"></span>ale. Lors<span class=\"_ _0\"></span>qu\u2019un</div>\n<div class=\"t m0 x1a h62 ya26 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ent fin<span class=\"_ _0\"></span>ancier e<span class=\"_ _0\"></span>st n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et liqui<span class=\"_ _0\"></span>de, son <span class=\"_ _0\"></span>prix</div>\n<div class=\"t m0 x1a h62 ya27 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa val<span class=\"_ _0\"></span>eur cot<span class=\"_ _0\"></span>\u00e9s sur le m<span class=\"_ _0\"></span>arch\u00e9 f<span class=\"_ _0\"></span>ourn<span class=\"wse9\">is<span class=\"_ _0\"></span>sent la mei<span class=\"_ _0\"></span>lleur<span class=\"_ _0\"></span>e indicat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x1a h62 ya28 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa juste va<span class=\"_ _0\"></span>leur. Au<span class=\"_ _0\"></span>cune modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n n\u2019est app<span class=\"_ _0\"></span>ort\u00e9e \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya29 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour d\u2019im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s, \u00e0 moins qu\u2019<span class=\"_ _0\"></span>il n\u2019y ait un acc<span class=\"_ _0\"></span>ord</div>\n<div class=\"t m0 x1a h62 ya2a ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraignant de<span class=\"_ _3\"></span> vendre les actio<span class=\"_ _3\"></span>ns \u00e0 des prix au<span class=\"_ _3\"></span>tres que ceux du</div>\n<div class=\"t m0 x1a h62 ya2b ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9. Le<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">rix cot\u00e9 sur le m<span class=\"_ _0\"></span>arch\u00e9 pour u<span class=\"_ _0\"></span>n actif d\u00e9t<span class=\"_ _0\"></span>enu ou un pass<span class=\"_ _0\"></span>if \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ya2c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettre est<span class=\"_ _0\"></span> le cours ve<span class=\"_ _0\"></span>ndeur act<span class=\"_ _0\"></span>uel, et,<span class=\"_ _0\"></span> pour un actif \u00e0 ac<span class=\"_ _0\"></span>qu\u00e9rir o<span class=\"_ _0\"></span>u un</div>\n<div class=\"t m0 x1a h62 ya2d ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif d\u00e9t<span class=\"_ _0\"></span>enu, le cou<span class=\"_ _0\"></span>rs achet<span class=\"_ _0\"></span>eur. Lor<span class=\"_ _0\"></span>squ\u2019Ag<span class=\"_ _0\"></span>eas poss\u00e8d<span class=\"_ _0\"></span>e des actifs<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 ya2e ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des passifs don<span class=\"_ _3\"></span>t les risques de mar<span class=\"_ _3\"></span>ch\u00e9 sont oppos\u00e9s, le<span class=\"_ _3\"></span> cours moyen</div>\n<div class=\"t m0 x1a h62 ya2f ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est utilis<span class=\"_ _0\"></span>\u00e9 pour d\u00e9t<span class=\"_ _0\"></span>ermine<span class=\"_ _0\"></span>r la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de r\u00e9duc<span class=\"_ _0\"></span>tion im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>e du volume ou<span class=\"_ _0\"></span> du niveau d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ycaf ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un actif ou un pa<span class=\"_ _0\"></span>ssif, les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions ou les<span class=\"_ _0\"></span> prix cot\u00e9s s<span class=\"_ _0\"></span>ont r\u00e9vis<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x1a h62 ycb0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une techni<span class=\"_ _0\"></span>que alte<span class=\"_ _0\"></span>rnative de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation ou plus<span class=\"_ _0\"></span>ieurs<span class=\"ls0 ws0\"> </span>tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>ar exemple t<span class=\"_ _0\"></span>echniq<span class=\"_ _0\"></span>ues de valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e) pe<span class=\"_ _0\"></span>uvent \u00eatre<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb2 ffaf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">utilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycb3 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycb4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>aucun pri<span class=\"_ _0\"></span>x n\u2019est dis<span class=\"_ _0\"></span>ponible s<span class=\"_ _0\"></span>ur un march<span class=\"_ _0\"></span>\u00e9 actif, les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycb5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont est<span class=\"_ _0\"></span>im\u00e9es e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e ou d\u2019aut<span class=\"_ _0\"></span>res m<span class=\"_ _0\"></span>\u00e9thodes<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb6 ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ati<span class=\"lsde wsfa\">on bas\u00e9es sur des donn\u00e9es obs<span class=\"_ _3\"></span>ervables sur le<span class=\"_ _3\"></span> march\u00e9 existant </span></div>\n<div class=\"t m0 x1a h62 ycb7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de rep<span class=\"_ _0\"></span>orting.<span class=\"_ _0\"></span> Les donn\u00e9<span class=\"_ _0\"></span>es peuvent<span class=\"_ _0\"></span> \u00eatre direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb8 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (par exemple,<span class=\"_ _3\"></span> des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement obser<span class=\"_ _3\"></span>vables (par<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycb9 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple, de<span class=\"_ _3\"></span>s donn\u00e9es d\u00e9r<span class=\"_ _3\"></span>iv\u00e9es de p<span class=\"_ _3\"></span>rix, comme<span class=\"_ _3\"></span> des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat ou<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ycba ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change). Quan<span class=\"_ _3\"></span>d Ageas u<span class=\"_ _3\"></span>tilise de<span class=\"_ _3\"></span>s donn\u00e9es quan<span class=\"_ _3\"></span>titatives no<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 ycbb ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles lors d<span class=\"_ _0\"></span>e l\u2019\u00e9valua<span class=\"_ _0\"></span>tion de la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r, ceux<span class=\"ls0 ws0\">-</span>ci ne so<span class=\"_ _0\"></span>nt pas</div>\n<div class=\"t m0 x1a h62 ycbc ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9labor<span class=\"_ _0\"></span>\u00e9es en inter<span class=\"_ _0\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycbd ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycbe ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas uti<span class=\"_ _0\"></span>lise les m\u00e9t<span class=\"_ _0\"></span>hodes de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation cour<span class=\"_ _0\"></span>amment pr<span class=\"_ _0\"></span>atiqu\u00e9<span class=\"_ _0\"></span>es par</div>\n<div class=\"t m0 x1a h62 ycbf ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les acteurs<span class=\"_ _3\"></span> de march\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">fixer le prix d'un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e8s lors que c<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycc0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> de valori<span class=\"_ _0\"></span>sation ont<span class=\"_ _0\"></span> prouv\u00e9 leu<span class=\"_ _0\"></span>r aptitu<span class=\"_ _0\"></span>de \u00e0 fournir de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc1 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indicat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>ables. Le<span class=\"_ _0\"></span>s m\u00e9tho<span class=\"_ _0\"></span>des d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on qui s<span class=\"_ _0\"></span>ont bien <span class=\"_ _0\"></span>\u00e9tablie<span class=\"_ _0\"></span>s sur</div>\n<div class=\"t m0 x1a h62 ycc2 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les march<span class=\"_ _0\"></span>\u00e9s financ<span class=\"_ _0\"></span>iers comp<span class=\"_ _0\"></span>rennent<span class=\"_ _0\"></span> les op\u00e9rati<span class=\"_ _0\"></span>ons de mar<span class=\"_ _0\"></span>ch\u00e9 r\u00e9cent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ycc3 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e (dont l<span class=\"_ _0\"></span>es mod\u00e8l<span class=\"_ _0\"></span>es d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ycc4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span>) et le co\u00fbt de rem<span class=\"_ _0\"></span>placem<span class=\"_ _0\"></span>ent actu<span class=\"_ _0\"></span>el. Une m\u00e9th<span class=\"_ _0\"></span>ode d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ycc5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">accepta<span class=\"_ _0\"></span>ble int\u00e8<span class=\"_ _0\"></span>gre tou<span class=\"_ _0\"></span>s les fac<span class=\"_ _0\"></span>teurs d<span class=\"_ _0\"></span>ont tie<span class=\"_ _0\"></span>ndraie<span class=\"_ _0\"></span>nt compte<span class=\"_ _0\"></span> les act<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycc6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du march\u00e9 lo<span class=\"_ _0\"></span>rs de la fixat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>ix,<span class=\"ls0 ws0\"> </span>et devrait<span class=\"_ _0\"></span> \u00eatre comp<span class=\"_ _0\"></span>atibl<span class=\"_ _0\"></span>e avec</div>\n<div class=\"t m0 x1a h62 ycc7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les m\u00e9tho<span class=\"_ _0\"></span>des \u00e9conom<span class=\"_ _0\"></span>iques r<span class=\"_ _0\"></span>econnue<span class=\"_ _0\"></span>s pour \u00e9val<span class=\"_ _0\"></span>uer les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc8 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> Ces techniques compor<span class=\"_ _3\"></span>tent des limites inh\u00e9<span class=\"_ _3\"></span>rentes, touchan<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ycc9 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le l\u2019esti<span class=\"_ _0\"></span>mation du t<span class=\"_ _0\"></span>aux d\u2019ac<span class=\"_ _0\"></span>tualisat<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 en fonct<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x1a h62 ycca ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. L\u2019util<span class=\"_ _3\"></span>isation d\u2019hypo<span class=\"_ _3\"></span>th\u00e8ses et de jugeme<span class=\"_ _3\"></span>nts diff\u00e9rentes<span class=\"_ _3\"></span>, pourrait</div>\n<div class=\"t m0 x1a h62 yccb ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produire une ju<span class=\"_ _3\"></span>ste valeur diff\u00e9ren<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yccc ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yccd ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> niveau <span class=\"_ _0\"></span>3 sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ensibl<span class=\"_ _0\"></span>es \u00e0 une v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ycce ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie futurs at<span class=\"_ _0\"></span>tendus et<span class=\"_ _0\"></span>, de ce fait, le<span class=\"_ _0\"></span>ur juste val<span class=\"_ _0\"></span>eur var<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 yccf ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">proportionn<span class=\"lsdc wse9\">ellement aux mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions de ces<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 ycd0 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments d<span class=\"_ _0\"></span>e nive<span class=\"_ _0\"></span>au 3 sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycd1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al (OCI).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 923px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 734px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 157px; height: 949px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et les hyp<span class=\"_ _0\"></span>oth\u00e8ses ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s lors<span class=\"ls0 ws0\"> </span>de la d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>ation de la</div>\n<div class=\"t m0 x6 h62 y8b2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9pe<span class=\"_ _0\"></span>ndent en gr<span class=\"_ _0\"></span>ande part<span class=\"_ _0\"></span>ie du fait que l'i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent soit ou</div>\n<div class=\"t m0 x6 h62 y8b3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur les m<span class=\"_ _0\"></span>arch\u00e9s fin<span class=\"_ _0\"></span>anciers,<span class=\"_ _0\"></span> et du type d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion qui</div>\n<div class=\"t m0 x6 h62 y93e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre ut<span class=\"_ _0\"></span>ilis\u00e9 da<span class=\"_ _0\"></span>ns les mod\u00e8le<span class=\"_ _0\"></span>s d'\u00e9valu<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y93f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sum\u00e9e<span class=\"_ _0\"></span>s les diff\u00e9<span class=\"_ _0\"></span>rentes m<span class=\"_ _0\"></span>\u00e9thodes de<span class=\"_ _0\"></span> traiteme<span class=\"_ _0\"></span>nt de la just<span class=\"_ _0\"></span>e valeur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">La juste valeur <span class=\"_ _0\"></span>des tit<span class=\"_ _0\"></span>res clas<span class=\"_ _0\"></span>s\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponible<span class=\"_ _0\"></span>s \u00e0 la vent<span class=\"_ _0\"></span>e ou \u00e0 </span></span></div>\n<div class=\"t m0 x5c h62 y941 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais du compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9e su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y942 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base des co<span class=\"_ _0\"></span>urs de marc<span class=\"_ _0\"></span>h\u00e9s actifs<span class=\"_ _0\"></span>. S\u2019il n\u2019y a pas d<span class=\"_ _0\"></span>e cours de</div>\n<div class=\"t m0 x5c h62 y943 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">actifs disponib<span class=\"_ _0\"></span>les, la jus<span class=\"_ _0\"></span>te valeur es<span class=\"_ _0\"></span>t d\u00e9ter<span class=\"_ _0\"></span>min\u00e9e sur la </span></span></div>\n<div class=\"t m0 x5c h62 y944 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">base de mod<span class=\"_ _0\"></span>\u00e8les d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation des fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie. <span class=\"lsff ws124\">En </span></div>\n<div class=\"t m0 x5c h62 y945 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>ulier pour les<span class=\"_ _0\"></span> titres a<span class=\"_ _0\"></span>doss\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actifs, le<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y946 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us utilis\u00e9s<span class=\"_ _0\"></span> tienne<span class=\"_ _0\"></span>nt compte de<span class=\"_ _0\"></span>s crit\u00e8r<span class=\"_ _0\"></span>es de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 y9ed ffb4 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">in<span class=\"lsdc wse9\">itiaux<span class=\"_ _0\"></span>, les param<span class=\"_ _0\"></span>\u00e8tres de l\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>eur (com<span class=\"_ _0\"></span>me \u00e2ge et not<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x5c h62 y9ee ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>), les ratios p<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\">-</span>valeu<span class=\"_ _0\"></span>r, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution pr\u00e9v<span class=\"_ _0\"></span>ue des prix de</div>\n<div class=\"t m0 x5c h62 y9ef ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> et des ta<span class=\"_ _3\"></span>ux attendus <span class=\"_ _3\"></span>de pr\u00e9paiem<span class=\"_ _3\"></span>ent. <span class=\"wsfa\">Les facteu<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x5c h62 y9f0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n reposent<span class=\"_ _0\"></span> sur une cou<span class=\"_ _0\"></span>rbe de swa<span class=\"_ _0\"></span>ps, plus un sp<span class=\"_ _0\"></span>read</div>\n<div class=\"t m0 x5c h62 y9f1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ref<span class=\"lsde wsfa\">l\u00e9tant le profil de ri<span class=\"_ _3\"></span>sque de l\u2019instrumen<span class=\"_ _3\"></span>t. Les justes<span class=\"_ _3\"></span> valeurs des </span></div>\n<div class=\"t m0 x5c h62 y9f2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">titres c<span class=\"_ _0\"></span>lass\u00e9s c<span class=\"_ _0\"></span>omme d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance (u<span class=\"_ _0\"></span>niquem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x5c h62 y9f3 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aires po<span class=\"_ _0\"></span>ur les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions \u00e0 f<span class=\"_ _0\"></span>ournir) s<span class=\"_ _0\"></span>ont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y9f4 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suivant les m\u00eames p<span class=\"_ _3\"></span>rincipes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f5 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">Les justes val<span class=\"_ _0\"></span>eurs des<span class=\"_ _0\"></span> instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>n<span class=\"lsde\">anciers d\u00e9riv\u00e9s<span class=\"_ _3\"></span> sont ob<span class=\"_ _3\"></span>tenues </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f6 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 partir <span class=\"_ _0\"></span>des marc<span class=\"_ _0\"></span>h\u00e9s act<span class=\"_ _0\"></span>ifs ou s<span class=\"_ _0\"></span>ont \u00e9tab<span class=\"_ _0\"></span>lies, s<span class=\"_ _0\"></span>elon le c<span class=\"_ _0\"></span>as, au m<span class=\"_ _0\"></span>oyen</div>\n<div class=\"t m0 x5c h62 y9f7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de mod\u00e8le<span class=\"_ _0\"></span>s d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie et de mod<span class=\"_ _0\"></span>\u00e8les</div>\n<div class=\"t m0 x5c h62 y9f8 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> options. Le<span class=\"_ _0\"></span>s prix de marc<span class=\"_ _0\"></span>h\u00e9 fournis<span class=\"_ _0\"></span>sent la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x5c h62 y9f9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur la plus<span class=\"_ _3\"></span> fiable pour <span class=\"lsdc wse9\">les d\u00e9riv\u00e9s n\u00e9<span class=\"_ _0\"></span>goci\u00e9s s<span class=\"_ _0\"></span>ur un march\u00e9 </span></div>\n<div class=\"t m0 x5c h62 y9fa ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">reconnu. Pour<span class=\"_ _3\"></span> les produ<span class=\"_ _3\"></span>its d\u00e9ri<span class=\"_ _3\"></span>v\u00e9s non n\u00e9goc<span class=\"_ _3\"></span>i\u00e9s sur un m<span class=\"_ _3\"></span>arch\u00e9</div>\n<div class=\"t m0 x5c h62 y9fb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reconn<span class=\"_ _0\"></span>u, on consid<span class=\"_ _0\"></span>\u00e8re que la just<span class=\"_ _0\"></span>e valeur est<span class=\"_ _0\"></span> la valeur q<span class=\"_ _0\"></span>ui pourr<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x5c h62 y9fc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00eatre r\u00e9alis<span class=\"_ _3\"></span>\u00e9e en c\u00e9dan<span class=\"_ _3\"></span>t ou en l<span class=\"_ _3\"></span>iquidant l<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>t d\u00e9riv\u00e9. Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y9fd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> qui influ<span class=\"_ _0\"></span>encent l'<span class=\"lsde wseb\">\u00e9valuation d'un produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9 indi<span class=\"_ _3\"></span>viduel </span></div>\n<div class=\"t m0 x5c h62 y9fe ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>nent la <span class=\"_ _0\"></span>qualit<span class=\"_ _0\"></span>\u00e9 de cr\u00e9d<span class=\"_ _0\"></span>it de la<span class=\"_ _0\"></span> contrep<span class=\"_ _0\"></span>artie et <span class=\"_ _0\"></span>la comp<span class=\"_ _0\"></span>lexit\u00e9</div>\n<div class=\"t m0 x5c h62 y9ff ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9. S<span class=\"_ _3\"></span>i ces fac<span class=\"_ _3\"></span>teurs diff\u00e8<span class=\"_ _3\"></span>rent des f<span class=\"_ _3\"></span>acteurs de<span class=\"_ _3\"></span> base qui</div>\n<div class=\"t m0 x5c h62 ya00 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wseb\">tende<span class=\"_ _3\"></span>nt le prix,<span class=\"_ _3\"></span> un ajus<span class=\"_ _3\"></span>tement au pri<span class=\"_ _3\"></span>x de march\u00e9<span class=\"_ _3\"></span> est pri<span class=\"_ _3\"></span>s en </span></div>\n<div class=\"t m0 x5c h62 ya01 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte. L<span class=\"_ _0\"></span><span class=\"wseb\">es m\u00e9th<span class=\"_ _0\"></span>odes d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion cour<span class=\"_ _0\"></span>antes <span class=\"_ _0\"></span>pour un s<span class=\"_ _0\"></span>wap de </span></div>\n<div class=\"t m0 x5c h62 ya02 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent un<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>aison d<span class=\"_ _0\"></span>u taux d<span class=\"_ _0\"></span>u swap av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x5c h62 ya03 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la courbe de tau<span class=\"_ _3\"></span>x actuelle du swap<span class=\"_ _3\"></span>. La courbe de taux du<span class=\"_ _3\"></span> swap est</div>\n<div class=\"t m0 x5c h62 ya04 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e d<span class=\"_ _0\"></span>es taux de ma<span class=\"_ _0\"></span>rch\u00e9 des sw<span class=\"_ _0\"></span>aps. Des p<span class=\"_ _0\"></span>rix d\u2019acha<span class=\"_ _0\"></span>t et de</div>\n<div class=\"t m0 x5c h62 ya05 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente sont<span class=\"_ _0\"></span> g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es pour des sw<span class=\"_ _0\"></span>aps de taux</div>\n<div class=\"t m0 x5c h62 ya06 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat coura<span class=\"_ _0\"></span>nts conclus<span class=\"_ _0\"></span> avec des co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ies dont<span class=\"_ _0\"></span> les titres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x5c h62 ya07 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">b\u00e9n\u00e9ficient d\u2019u<span class=\"_ _3\"></span>ne notation \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">investment g<span class=\"_ _3\"></span>rade<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wse9\">Les justes valeurs<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s priv\u00e9es n<span class=\"_ _0\"></span>on cot\u00e9es s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x5c h62 ya09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s au moyen de m<span class=\"_ _0\"></span>ultiples<span class=\"_ _0\"></span> de m<span class=\"lsde wsfa\">arch\u00e9 appropri\u00e9<span class=\"_ _3\"></span>s (par </span></div>\n<div class=\"t m0 x5c h62 ya0a ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> le ratio c<span class=\"_ _0\"></span>ours/b\u00e9<span class=\"_ _0\"></span>n\u00e9fices o<span class=\"_ _0\"></span>u le ratio cou<span class=\"_ _0\"></span>rs/flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 ya0b ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie)<span class=\"_ _3\"></span>, affin\u00e9s a<span class=\"_ _3\"></span>fin de re<span class=\"_ _3\"></span>fl\u00e9ter les<span class=\"_ _3\"></span> caract\u00e9rist<span class=\"_ _3\"></span>iques parti<span class=\"_ _3\"></span>culi\u00e8res</div>\n<div class=\"t m0 x5c h62 ya0c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur. Les<span class=\"_ _0\"></span> \u00e9valuati<span class=\"_ _0\"></span>ons de niv<span class=\"_ _0\"></span>eau 3 pour le ca<span class=\"_ _0\"></span>pital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 ya0d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> et le capit<span class=\"_ _0\"></span>al \u00e0 risque ut<span class=\"_ _0\"></span>ilisent l<span class=\"_ _0\"></span>es justes v<span class=\"_ _0\"></span>aleurs</div>\n<div class=\"t m0 x5c h62 ya0e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9<span class=\"_ _0\"></span>es dans les \u00e9ta<span class=\"_ _0\"></span>ts fina<span class=\"_ _0\"></span>nciers audit<span class=\"_ _0\"></span>\u00e9s des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 ya0f ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concern\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wseb\">L<span class=\"_ _3\"></span>es justes<span class=\"_ _3\"></span> valeurs des<span class=\"_ _3\"></span> emprunts e<span class=\"_ _3\"></span>t des emprun<span class=\"_ _3\"></span>ts subordonn\u00e9<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x5c h62 ya11 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mis sont \u00e9t<span class=\"_ _0\"></span>ablies au m<span class=\"_ _0\"></span>oyen de mo<span class=\"_ _0\"></span>d\u00e8les d\u2019a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x5c h62 ya12 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt les ta<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ux d\u2019int\u00e9r\u00eat marg<span class=\"_ _3\"></span>inaux cr\u00e9diteu<span class=\"_ _3\"></span>rs actuels </span></div>\n<div class=\"t m0 x5c h62 ya13 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> pour des emp<span class=\"_ _0\"></span>runts simi<span class=\"_ _0\"></span>laires<span class=\"_ _0\"></span>. En ce qui conc<span class=\"_ _0\"></span>erne les pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya14 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux varia<span class=\"_ _0\"></span>ble qui \u00e9vol<span class=\"_ _0\"></span>uent fr\u00e9<span class=\"_ _0\"></span>quemment<span class=\"_ _0\"></span> et ne pr\u00e9se<span class=\"_ _0\"></span>ntent aucu<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x5c h62 ya15 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative du <span class=\"_ _0\"></span>risque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, les jus<span class=\"_ _0\"></span>tes val<span class=\"_ _0\"></span>eurs s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x5c h62 ya16 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">liss\u00e9es pa<span class=\"_ _3\"></span><span class=\"lsdc wse9\">r la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le. Des mod<span class=\"_ _0\"></span>\u00e8les d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des </span></div>\n<div class=\"t m0 x5c h62 ya17 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span> sont utilis<span class=\"_ _0\"></span>\u00e9s pour \u00e9v<span class=\"_ _0\"></span>aluer les v<span class=\"_ _0\"></span>aleurs pl<span class=\"_ _0\"></span>afonds et<span class=\"_ _0\"></span> les clauses</div>\n<div class=\"t m0 x5c h62 ya18 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de remb<span class=\"_ _0\"></span>oursem<span class=\"_ _0\"></span>ent antic<span class=\"_ _0\"></span>ip\u00e9 pr\u00e9<span class=\"_ _0\"></span>vues dan<span class=\"_ _0\"></span>s les co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e pr\u00eat, <span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x5c h62 ya19 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui sont isol\u00e9e<span class=\"_ _3\"></span>s conform\u00e9men<span class=\"_ _3\"></span>t au r\u00e9f\u00e9rentiel I<span class=\"_ _3\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wsfa\">L<span class=\"_ _3\"></span>es justes valeur<span class=\"_ _3\"></span>s</span><span class=\"ffb4\"> <span class=\"lsde wseb\">des enga<span class=\"_ _3\"></span>gements e<span class=\"_ _3\"></span>t garanties h<span class=\"_ _3\"></span>ors bilan <span class=\"_ _3\"></span>se </span></span></span></div>\n<div class=\"t m0 x5c h62 ycd4 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">basent s<span class=\"_ _0\"></span>ur les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons act<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent fac<span class=\"_ _0\"></span>tur\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x133 h62 ycd5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">signature de con<span class=\"_ _3\"></span>trats similaire<span class=\"_ _3\"></span>s, compte tenu de<span class=\"_ _3\"></span>s autres condition<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x133 h62 ycd6 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et modalit<span class=\"_ _0\"></span>\u00e9s des cont<span class=\"_ _0\"></span>rats et de l<span class=\"_ _0\"></span>a solvabil<span class=\"_ _0\"></span>it\u00e9 des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd7 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycd8 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">instruments<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers qui ne sont<span class=\"_ _0\"></span> pas n\u00e9goci<span class=\"_ _0\"></span>\u00e9s sur des ma<span class=\"_ _0\"></span>rch\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ycd9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organis\u00e9s son<span class=\"_ _3\"></span>t souvent n\u00e9goci\u00e9s<span class=\"_ _3\"></span> sur des march\u00e9s de gr\u00e9<span class=\"_ _3\"></span> \u00e0 gr\u00e9 o\u00f9 des</div>\n<div class=\"t m0 x1a h62 ycda ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prix de marc<span class=\"_ _0\"></span>h\u00e9 peuv<span class=\"_ _0\"></span>ent \u00eatre obt<span class=\"_ _0\"></span>enus aup<span class=\"_ _0\"></span>r\u00e8s des op\u00e9r<span class=\"_ _0\"></span>ateurs o<span class=\"_ _0\"></span>u d'autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ycdb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>. Des prix sont<span class=\"_ _0\"></span> disponi<span class=\"_ _0\"></span>bles aupr<span class=\"_ _0\"></span>\u00e8s de di<span class=\"wseb\">ver<span class=\"_ _0\"></span>ses sou<span class=\"_ _0\"></span>rces </span></div>\n<div class=\"t m0 x1a h62 ycdc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour beauco<span class=\"_ _3\"></span>up d'instru<span class=\"_ _3\"></span>ments financ<span class=\"_ _3\"></span>iers n\u00e9goci\u00e9s<span class=\"_ _3\"></span> de mani\u00e8re<span class=\"_ _3\"></span> r\u00e9guli\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycdd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les marc<span class=\"_ _0\"></span>h\u00e9s de gr\u00e9 \u00e0 gr<span class=\"_ _0\"></span>\u00e9. Ces sourc<span class=\"_ _0\"></span>es comp<span class=\"_ _0\"></span>rennent<span class=\"ls0 ws0\"> : </span>la presse</div>\n<div class=\"t m0 x1a h62 ycde ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, di<span class=\"_ _3\"></span>verses publica<span class=\"_ _3\"></span>tions et services de<span class=\"_ _3\"></span> reporting financ<span class=\"_ _3\"></span>ier, ainsi</div>\n<div class=\"t m0 x1a h62 ycdf ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des tene<span class=\"_ _0\"></span>urs de ma<span class=\"_ _0\"></span>rch\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce0 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La<span class=\"ls0 ws0\"> </span><span class=\"wse9\">m\u00e9thod<span class=\"_ _0\"></span>ologie ut<span class=\"_ _0\"></span>ilis\u00e9e pou<span class=\"_ _0\"></span>r la d\u00e9term<span class=\"_ _0\"></span>inatio<span class=\"_ _0\"></span>n de la juste val<span class=\"_ _0\"></span>eur des </span></div>\n<div class=\"t m0 x1a h62 yce2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>ancier<span class=\"_ _0\"></span>s, com<span class=\"_ _0\"></span>me d\u00e9crit <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-</span><span class=\"wse9\">dessus, n<span class=\"_ _0\"></span>\u2019a pas \u00e9t\u00e9 mo<span class=\"_ _0\"></span>difi\u00e9e </span></div>\n<div class=\"t m0 x1a h62 yce3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite \u00e0 la pan<span class=\"_ _0\"></span>d\u00e9mie Cov<span class=\"_ _0\"></span>id<span class=\"ls0 ws0\">-</span><span class=\"wseb\">19. Da<span class=\"_ _0\"></span>ns le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant,<span class=\"_ _0\"></span> la d\u00e9te<span class=\"_ _0\"></span>rminati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x1a h62 yce4 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers tie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">compte d<span class=\"_ _0\"></span>es incert<span class=\"_ _0\"></span>itudes </span></div>\n<div class=\"t m0 x1a h62 yce5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">additionnelle<span class=\"_ _3\"></span>s li\u00e9es \u00e0 la pand\u00e9<span class=\"_ _3\"></span>mie Covid<span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yce6 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur l\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de ces m\u00e9th<span class=\"_ _0\"></span>odes de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 yce8 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses se t<span class=\"_ _0\"></span>rouvent<span class=\"_ _0\"></span> dans le<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s notes correspon<span class=\"_ _3\"></span>dantes de ces e<span class=\"lsdd wse9\">tats </span></span></div>\n<div class=\"t m0 x1a h62 yce9 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 772px; height: 309px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 924px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h7e ycad ffb8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compens<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s actif<span class=\"lsdd ws11a\">s et des passifs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycae ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs sont c<span class=\"_ _0\"></span>ompens\u00e9<span class=\"_ _0\"></span>s et le m<span class=\"_ _0\"></span>ontant <span class=\"_ _0\"></span>net</div>\n<div class=\"t m0 x1a h62 ycaf ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est i<span class=\"_ _0\"></span>nscrit da<span class=\"_ _0\"></span>ns l\u2019\u00e9t<span class=\"_ _0\"></span>at de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re s<span class=\"_ _0\"></span>\u2019il exist<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x1a h62 ycb0 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">droit l\u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt applic<span class=\"_ _0\"></span>able de c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nser les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x1a h62 ycb1 ffb4 fs43 fc15 sc0 ls109 ws104\" style=\"z-index: 15;\">qu\u2019il y a <span class=\"lsdc wse9\">une inte<span class=\"_ _0\"></span>ntion de pr<span class=\"_ _0\"></span>oc\u00e9der \u00e0 u<span class=\"_ _0\"></span>n r\u00e8gleme<span class=\"_ _0\"></span>nt net, ou de r\u00e9a<span class=\"_ _0\"></span>liser </span></div>\n<div class=\"t m0 x1a h62 ycb2 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019actif e<span class=\"_ _3\"></span>t de r\u00e9gler<span class=\"_ _3\"></span> le passi<span class=\"_ _3\"></span>f simultan\u00e9men<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 662px; height: 89px; width: 355px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 172px; height: 934px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 845px; width: 349px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya5a ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ya6f ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf0 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> pr\u00eat\u00e9s \u00e0 des<span class=\"_ _0\"></span> contrepa<span class=\"_ _0\"></span>rties rest<span class=\"_ _0\"></span>ent d<span class=\"wseb\">ans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la sit<span class=\"_ _0\"></span>uation </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. De m<span class=\"_ _0\"></span>\u00eame, l<span class=\"_ _0\"></span>es titres<span class=\"_ _0\"></span> emprunt<span class=\"_ _0\"></span>\u00e9s ne s<span class=\"_ _0\"></span>ont pas <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilis\u00e9s</div>\n<div class=\"t m0 x1a h62 ycf2 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span> Si les titres emprunt\u00e9s sont vendus</div>\n<div class=\"t m0 x1a h62 ycf3 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation de</div>\n<div class=\"t m0 x1a h62 ycf4 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer la</div>\n<div class=\"t m0 x1a h62 ycf5 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.</div>\n<div class=\"t m0 x1a h62 ycf6 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titres</div>\n<div class=\"t m0 x1a h62 ycf7 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb<span class=\"wsea\"><span class=\"ls0 ws0\"><span class=\"lsdc wse8\">.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 347px; height: 372px; width: 354px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 ya78 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nts de tr\u00e9s<span class=\"_ _0\"></span>orerie <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya79 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La tr\u00e9so<span class=\"_ _0\"></span>rerie et les \u00e9qu<span class=\"_ _0\"></span>ivalent<span class=\"_ _0\"></span>s de tr\u00e9so<span class=\"_ _0\"></span>rerie com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt l\u2019enca<span class=\"_ _0\"></span>isse,</div>\n<div class=\"t m0 x1a h62 ya7a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les soldes dispo<span class=\"_ _3\"></span>nibles aupr\u00e8s de banqu<span class=\"_ _3\"></span>es (centrales)<span class=\"_ _3\"></span> et d\u2019autres<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya7b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers \u00e9ch\u00e9ant \u00e0<span class=\"_ _3\"></span> moins de trois <span class=\"lsdc wse9\">mois \u00e0 dater de le<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x1a h62 ya7c ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 252px; height: 73px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 235px; height: 871px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 351px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y963 ffd2 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.8<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse8\">Pr\u00eats</span> </span></div>\n<div class=\"t m0 x6 h62 y964 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> aux banques <span class=\"_ _3\"></span>(cr\u00e9ances <span class=\"_ _3\"></span>sur les banqu<span class=\"_ _3\"></span>es), les p<span class=\"_ _3\"></span>r\u00eats aux</div>\n<div class=\"t m0 x6 h62 y965 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pouvoir<span class=\"_ _0\"></span>s public<span class=\"_ _0\"></span>s et les<span class=\"_ _0\"></span> pr\u00eats \u00e0 l<span class=\"_ _0\"></span>a clien<span class=\"_ _0\"></span>t\u00e8le (c<span class=\"_ _0\"></span>r\u00e9ances s<span class=\"_ _0\"></span>ur la c<span class=\"_ _0\"></span>lient\u00e8l<span class=\"_ _0\"></span>e)</div>\n<div class=\"t m0 x6 h62 y966 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comprennent le<span class=\"_ _3\"></span>s pr\u00eats \u00e9mis par Ageas<span class=\"_ _3\"></span> en vertu desquels le<span class=\"_ _3\"></span>s fonds sont</div>\n<div class=\"t m0 x6 h62 y967 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>ement ver<span class=\"_ _0\"></span>s\u00e9s \u00e0 l<span class=\"_ _0\"></span>\u2019empru<span class=\"_ _0\"></span>nt<span class=\"wse9\">eur ou \u00e0 un a<span class=\"_ _0\"></span>gent de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">participat<span class=\"_ _3\"></span>ion. </span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces pr\u00eats <span class=\"_ _3\"></span>sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y969 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96a ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> de cr\u00e9ance<span class=\"_ _3\"></span> acquis sur<span class=\"_ _3\"></span> le march\u00e9<span class=\"_ _3\"></span> primaire di<span class=\"_ _3\"></span>rectement aupr\u00e8<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y96b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur sont<span class=\"_ _0\"></span> enregist<span class=\"_ _0\"></span>r\u00e9s comm<span class=\"_ _0\"></span>e pr\u00eats, po<span class=\"_ _0\"></span>ur autant qu<span class=\"_ _0\"></span>\u2019il n\u2019y ait</div>\n<div class=\"t m0 x6 h62 y96c ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aucun ma<span class=\"_ _0\"></span>rch\u00e9 act<span class=\"_ _0\"></span>if pour c<span class=\"_ _0\"></span>es titr<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y96d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pr\u00eats \u00e9m<span class=\"_ _0\"></span>is ou acqu<span class=\"_ _0\"></span>is dans le but d\u2019<span class=\"_ _0\"></span>\u00eatre ven<span class=\"_ _0\"></span>dus ou titris<span class=\"_ _0\"></span>\u00e9s \u00e0 court<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y96f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme sont c<span class=\"_ _0\"></span>onsid\u00e9<span class=\"_ _0\"></span>r\u00e9s comme d<span class=\"_ _0\"></span>es actifs d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y970 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pr\u00eats<span class=\"_ _3\"></span> d\u00e9sign\u00e9s com<span class=\"_ _3\"></span>me d\u00e9tenus \u00ab<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 la juste val<span class=\"_ _0\"></span>eur par le biais<span class=\"_ _0\"></span> du </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span>\u00bb ou \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">disp<span class=\"_ _0\"></span>onibl<span class=\"wseb\">es<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb sont enregistr\u00e9<span class=\"_ _3\"></span>s tels </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y974 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quels \u00e0 leur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y975 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les engagement<span class=\"_ _3\"></span>s de pr\u00eat qui pr\u00e9vo<span class=\"_ _3\"></span>ient le tirage de<span class=\"_ _3\"></span> fonds pendant une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yae7 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u00e9term<span class=\"_ _0\"></span>in\u00e9e par <span class=\"_ _0\"></span>un r\u00e8gl<span class=\"_ _0\"></span>ement ou<span class=\"_ _0\"></span> des usa<span class=\"_ _0\"></span>ges de m<span class=\"_ _0\"></span>arch\u00e9 ne s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 yae8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pas compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaea ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>marginaux e<span class=\"_ _3\"></span>ncourus et <span class=\"_ _3\"></span>les commis<span class=\"_ _3\"></span>sions d\u2019\u00e9miss<span class=\"_ _3\"></span>ion de pr\u00ea<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ya5d ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7ues p<span class=\"_ _0\"></span>our la gara<span class=\"_ _0\"></span>ntie d\u2019un p<span class=\"_ _0\"></span>r\u00eat sont rep<span class=\"_ _0\"></span>ort\u00e9s et am<span class=\"_ _0\"></span>ortis sur l<span class=\"_ _0\"></span>a dur\u00e9e</div>\n<div class=\"t m0 x1a h62 ya5e ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du pr\u00eat au titre<span class=\"_ _3\"></span> de r\u00e9gularisat<span class=\"_ _3\"></span>ion du rendement.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e y97d ffd4 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> des <span class=\"lsdc wse8\">pr\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de c<span class=\"_ _0\"></span>r\u00e9dit pouv<span class=\"_ _0\"></span>ant entr<span class=\"_ _0\"></span>a\u00eener la d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x1a h62 y97f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que est \u00e9tab<span class=\"_ _0\"></span>li si des preu<span class=\"_ _0\"></span>ves object<span class=\"_ _0\"></span>ives ind<span class=\"_ _0\"></span>iquent qu<span class=\"_ _0\"></span>\u2019Ageas n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y980 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sera pas <span class=\"_ _0\"></span>en mesur<span class=\"_ _0\"></span>e de rec<span class=\"_ _0\"></span>ouvrer t<span class=\"_ _0\"></span>ous les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s dus co<span class=\"_ _0\"></span>mme le</div>\n<div class=\"t m0 x1a h62 y981 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> le contrat.<span class=\"_ _0\"></span> Le montant d<span class=\"_ _0\"></span>e la provisi<span class=\"_ _0\"></span>on est la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre la</div>\n<div class=\"t m0 x1a h62 y982 ffd2 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">valeu<span class=\"lsdc wse9\">r comptable et le m<span class=\"_ _0\"></span>ontant re<span class=\"_ _0\"></span>couvrab<span class=\"_ _0\"></span>le, \u00e0 savoir l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle </span></div>\n<div class=\"t m0 x1a h62 y983 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie atten<span class=\"_ _0\"></span>dus ou, le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant, la v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y984 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e moins les f<span class=\"_ _0\"></span>rais de vent<span class=\"_ _0\"></span>e si le pr\u00eat est g<span class=\"_ _0\"></span>aranti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y986 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion \u00ab<span class=\"ls0 ws0\"> </span>e<span class=\"_ _3\"></span>xistante, mai<span class=\"_ _3\"></span>s non d\u00e9cla<span class=\"_ _3\"></span>r\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span>(inc<span class=\"_ _3\"></span>urred but <span class=\"_ _3\"></span>not</div>\n<div class=\"t m0 x1a h62 y987 ffd2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reported<span class=\"ls0 ws0\"> </span><span class=\"wseb\">o<span class=\"_ _3\"></span>u IBNR) des<span class=\"_ _3\"></span> pr\u00eats e<span class=\"_ _3\"></span>st enregistr\u00e9e<span class=\"_ _3\"></span> lorsque d<span class=\"_ _3\"></span>es \u00e9l\u00e9ments<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y988 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs indique<span class=\"_ _0\"></span>nt que des pe<span class=\"_ _0\"></span>rtes son<span class=\"_ _0\"></span>t survenu<span class=\"_ _0\"></span>es dans le po<span class=\"_ _0\"></span>rtefeuil<span class=\"_ _0\"></span>le de</div>\n<div class=\"t m0 x1a h62 y989 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, sa<span class=\"_ _0\"></span>ns pour auta<span class=\"_ _0\"></span>nt avoir sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>uement id<span class=\"_ _0\"></span>entifi\u00e9 l<span class=\"_ _0\"></span>es pr\u00eats</div>\n<div class=\"t m0 x1a h62 y98a ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s. Cette d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion est <span class=\"wseb\">est<span class=\"_ _0\"></span>im\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a h62 y98b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>que des per<span class=\"_ _0\"></span>tes de cha<span class=\"_ _0\"></span>que compo<span class=\"_ _0\"></span>sant, af<span class=\"_ _0\"></span>in de refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y98c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjonct<span class=\"_ _0\"></span>ure \u00e9con<span class=\"_ _0\"></span>omique d<span class=\"_ _0\"></span>ans laque<span class=\"_ _0\"></span>lle les empr<span class=\"_ _0\"></span>unteurs<span class=\"_ _0\"></span> \u00e9voluent<span class=\"_ _0\"></span> et en</div>\n<div class=\"t m0 x1a h62 ya64 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des ris<span class=\"_ _0\"></span>ques li<span class=\"_ _0\"></span>\u00e9s au servic<span class=\"_ _0\"></span>e de dette ext<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ya65 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns pays sur la bas<span class=\"_ _0\"></span>e d'une \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du climat po<span class=\"_ _0\"></span>litiqu<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x1a h62 ya66 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya67 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> est enregistr\u00e9e c<span class=\"_ _3\"></span>omme diminution de<span class=\"_ _3\"></span> la valeur</div>\n<div class=\"t m0 x1a h62 ya69 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble des cr\u00e9an<span class=\"_ _0\"></span>ces sur les<span class=\"_ _0\"></span> banques<span class=\"_ _0\"></span> et sur la client<span class=\"_ _0\"></span>\u00e8le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sur les engage<span class=\"_ _3\"></span>ments de pr\u00eat rappor<span class=\"_ _3\"></span>t\u00e9s hors de l\u2019\u00e9tat<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re sont<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es en \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">provisions</span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>un pr\u00eat part<span class=\"_ _0\"></span>iculie<span class=\"_ _0\"></span>r est identif<span class=\"_ _0\"></span>i\u00e9 comm<span class=\"_ _0\"></span>e non reco<span class=\"_ _0\"></span>uvrable et q<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 ya6f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> voies de dro<span class=\"_ _0\"></span>it ont \u00e9t\u00e9 \u00e9p<span class=\"_ _0\"></span>uis\u00e9es,<span class=\"_ _0\"></span> le pr\u00eat est rad<span class=\"_ _0\"></span>i\u00e9 \u00e0 hauteu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1a h62 ycf0 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la charge<span class=\"_ _3\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>ation y af<span class=\"_ _3\"></span>f\u00e9rente, et<span class=\"_ _3\"></span> les recouv<span class=\"_ _3\"></span>reme<span class=\"wsfa\">nts ult\u00e9rieur<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">viendro<span class=\"_ _0\"></span>nt cr\u00e9dit<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 472px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 666px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 221px; height: 224px; width: 347px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag531": {
   "value": "\n<div class=\"t m0 x6 h7e yc7b ffa4 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Evaluat<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> actifs f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc7c ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les investisse<span class=\"_ _3\"></span>ments d\u00e9tenus jusqu\u2019<span class=\"_ _3\"></span>\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _3\"></span> sont mesur\u00e9s au co\u00fb<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yc7d ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorti so<span class=\"_ _0\"></span>us d\u00e9duct<span class=\"_ _0\"></span>ion de tout<span class=\"_ _0\"></span>e provision p<span class=\"_ _0\"></span>our d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on. Tout \u00e9ca<span class=\"_ _0\"></span>rt</div>\n<div class=\"t m0 x6 h62 yc7e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de juste val<span class=\"_ _0\"></span>eur par ra<span class=\"_ _0\"></span>pport au mo<span class=\"_ _0\"></span>ntant compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9 initia<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> li\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 yc7f ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de t<span class=\"_ _0\"></span>ransa<span class=\"_ _0\"></span>ction, des pr<span class=\"_ _0\"></span>imes ou des d<span class=\"_ _0\"></span>\u00e9cotes in<span class=\"_ _0\"></span>itiales,<span class=\"_ _0\"></span> est amort<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 yc80 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la dur\u00e9<span class=\"_ _0\"></span>e de vie de l\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt la m\u00e9th<span class=\"_ _0\"></span>ode du taux</div>\n<div class=\"t m0 x1a h62 yc81 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. Si<span class=\"_ _0\"></span> un actif<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance do<span class=\"_ _0\"></span>it faire <span class=\"_ _0\"></span>l\u2019objet</div>\n<div class=\"t m0 x1a h62 yc82 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on, la prov<span class=\"_ _0\"></span>ision po<span class=\"_ _0\"></span>ur d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en</div>\n<div class=\"t m0 x1a h62 yc83 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 751px; height: 73px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 199px; height: 57px; width: 341px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHeldtomaturityInvestmentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag540": {
   "value": "\n<div class=\"t m0 x1a h62 yc85 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pr\u00eat<span class=\"_ _0\"></span>s et cr<span class=\"_ _0\"></span>\u00e9ances so<span class=\"_ _0\"></span>nt mesu<span class=\"_ _0\"></span>r\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amort<span class=\"_ _0\"></span>i sous <span class=\"_ _0\"></span>d\u00e9ducti<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 yc86 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toute pro<span class=\"_ _0\"></span>vision po<span class=\"_ _0\"></span><span class=\"wseb\">ur d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on. Lor<span class=\"_ _0\"></span>s de la co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initi<span class=\"_ _0\"></span>ale, les </span></div>\n<div class=\"t m0 x1a h62 yc87 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00eats et c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es sont m<span class=\"_ _0\"></span>esur\u00e9s <span class=\"_ _0\"></span>\u00e0 la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur y comp<span class=\"_ _0\"></span>ris les f<span class=\"_ _0\"></span>rais de</div>\n<div class=\"t m0 x1a h62 yc88 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les prime<span class=\"_ _0\"></span>s et d\u00e9c<span class=\"_ _0\"></span>otes in<span class=\"_ _0\"></span>itiales. <span class=\"_ _0\"></span>Le co\u00fbt<span class=\"_ _0\"></span> amorti <span class=\"_ _0\"></span>est calc<span class=\"_ _0\"></span>ul\u00e9</div>\n<div class=\"t m0 x1a h62 yc89 ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant la m\u00e9th<span class=\"_ _0\"></span>ode du taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat ef<span class=\"_ _0\"></span>fectif<span class=\"ls0 ws0\"> </span>(TI<span class=\"_ _0\"></span>E), en pren<span class=\"_ _0\"></span>ant en</div>\n<div class=\"t m0 x1a h62 yc8a ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte to<span class=\"_ _0\"></span>ute d\u00e9cot<span class=\"_ _0\"></span>e ou prime \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion et les<span class=\"_ _0\"></span> commissi<span class=\"_ _0\"></span>ons ou frais</div>\n<div class=\"t m0 x1a h62 yc8b ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui font<span class=\"_ _0\"></span> int\u00e9gr<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> parti<span class=\"_ _0\"></span>e du taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. L\u2019<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement</div>\n<div class=\"t m0 x1a h62 yc8c ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du TIE est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 dans le co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat. Le<span class=\"_ _0\"></span>s gains et pe<span class=\"_ _0\"></span>rtes</div>\n<div class=\"t m0 x1a h62 yc8d ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span><span class=\"wse9\">s\u00e9s dans l<span class=\"_ _0\"></span>e compte de r\u00e9s<span class=\"_ _0\"></span>ultat lo<span class=\"_ _0\"></span>rsque les<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts </span></div>\n<div class=\"t m0 x1a h62 yc8e ffa2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s ou d\u00e9<span class=\"_ _0\"></span>pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 577px; height: 152px; width: 352px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLoansAndReceivablesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag520": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 136px; width: 352px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag546": {
   "value": "\n<div class=\"t m0 x1a h62 yc9e ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fin<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">de transac<span class=\"_ _3\"></span>tion, les instrum<span class=\"_ _3\"></span>ents </span></span></div>\n<div class=\"t m0 x1a h62 yc9f ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9riv\u00e9s <span class=\"_ _0\"></span>et les act<span class=\"_ _0\"></span>ifs d\u00e9<span class=\"_ _0\"></span>sign\u00e9s c<span class=\"_ _0\"></span>omme <span class=\"_ _0\"></span>d\u00e9tenus <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r par le</div>\n<div class=\"t m0 x1a h62 yca0 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">biais du c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"_ _0\"></span>ltat sont<span class=\"_ _0\"></span> valor<span class=\"_ _0\"></span>is\u00e9s \u00e0 la <span class=\"_ _0\"></span>juste va<span class=\"_ _0\"></span>leur. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca1 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9es en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yca2 ffa2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les r\u00e9sultats <span class=\"lsdc wse9\">(r\u00e9alis\u00e9s et late<span class=\"_ _0\"></span>nts) sont<span class=\"_ _0\"></span> inclus dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span>s des </span></span></div>\n<div class=\"t m0 x1a h62 yca3 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ventes e<span class=\"_ _3\"></span>t r\u00e9\u00e9valuations<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Les int\u00e9r<span class=\"_ _0\"></span>\u00eats per\u00e7us (<span class=\"_ _0\"></span>pay\u00e9s) su<span class=\"_ _0\"></span>r les actifs </span></span></div>\n<div class=\"t m0 x1a h62 yca4 ffa2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(passifs<span class=\"_ _0\"></span>) d\u00e9te<span class=\"_ _0\"></span>nus \u00e0 des<span class=\"_ _0\"></span> fins d<span class=\"_ _0\"></span>e transa<span class=\"_ _0\"></span>ction so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9s com<span class=\"_ _0\"></span>me</div>\n<div class=\"t m0 x1a h62 yca5 ffa2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits (<span class=\"_ _3\"></span>charges) d\u2019int<span class=\"_ _3\"></span>\u00e9r\u00eats. Les <span class=\"_ _3\"></span>dividendes p<span class=\"_ _3\"></span>er\u00e7us sont <span class=\"lsdc wse9\">inclus dans </span></div>\n<div class=\"t m0 x1a h62 yca6 ffa2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wseb\">Prod<span class=\"_ _3\"></span>uits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats, divide<span class=\"_ _3\"></span>ndes et a<span class=\"_ _3\"></span>utres produi<span class=\"_ _3\"></span>ts de placem<span class=\"_ _3\"></span>ent</span> <span class=\"lsdc wse8\">\u00bb.</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 199px; height: 131px; width: 352px; z-index: 7;\"><br/></div>\nLes passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais ducompte de r\u00e9sultat incluent :i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradingIncomeAndExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag530": {
   "value": "\n<div class=\"t m0 x6 h62 y8b1 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations et</div>\n<div class=\"t m0 x6 h62 y8b2 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y8b3 ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">juste valeur. Les variations de juste valeur sont comptabilis\u00e9es <span class=\"wse9\"></span></div>\n<div class=\"t m0 x6 h62 y93e ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments du</div>\n<div class=\"t m0 x6 h62 y93f ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9. Au</div>\n<div class=\"t m0 x6 h62 y940 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span>e la ces<span class=\"_ _0\"></span>sion, <span class=\"_ _0\"></span>les variat<span class=\"_ _0\"></span>ions <span class=\"_ _0\"></span>accumul<span class=\"_ _0\"></span>\u00e9es de jus<span class=\"_ _0\"></span>te val<span class=\"_ _0\"></span><span class=\"lsde\">eur dans </span></div>\n<div class=\"t m0 x6 h62 y941 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les capitau<span class=\"_ _3\"></span>x propres s<span class=\"_ _3\"></span>ont recycl\u00e9e<span class=\"_ _3\"></span>s via le<span class=\"_ _3\"></span> compte de <span class=\"_ _3\"></span>r\u00e9sultat. Le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> sur les tit<span class=\"_ _0\"></span>res dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte sont com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9s via la</div>\n<div class=\"t m0 x6 h62 y943 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>u taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat effec<span class=\"_ _0\"></span>tif. L\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement p\u00e9<span class=\"_ _0\"></span>riodiq<span class=\"_ _0\"></span>ue et les</div>\n<div class=\"t m0 x6 h62 y944 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>our d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>ab<span class=\"lsde wsfa\">ilis\u00e9s dans le compte de<span class=\"_ _3\"></span> r\u00e9sultat </span></div>\n<div class=\"t m0 x6 h62 y945 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et les d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme des <span class=\"_ _0\"></span>produit<span class=\"_ _0\"></span>s lors <span class=\"_ _0\"></span>de leur</div>\n<div class=\"t m0 x6 h62 y946 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 345px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForAvailableforsaleFinancialAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag528": {
   "value": "La majorit\u00e9 des investissements financiers d\u2019Ageas (obligations etactions) sont class\u00e9s comme disponibles \u00e0 la vente et valoris\u00e9s \u00e0 lajuste valeur. Les variations de juste valeur sont comptabilis\u00e9es directement dans les capitaux propres (dans les autres \u00e9l\u00e9ments dur\u00e9sultat global ou OCI) jusqu\u2019\u00e0 ce que l\u2019investissement soit c\u00e9d\u00e9.",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag538": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 167px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 546px; width: 352px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 183px; width: 352px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ycf9 ffbe fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Immeubles de pla<span class=\"_ _0\"></span>cement<span class=\"_ _0\"></span> et immeubl<span class=\"_ _0\"></span>es d\u00e9ten<span class=\"_ _0\"></span>us pour un us<span class=\"_ _0\"></span>age </span></span></div>\n<div class=\"t m0 x134 h62 ycfa ffbe fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ycfb ffc0 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus po<span class=\"_ _0\"></span>ur u<span class=\"lsde wseb\">sage propre<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles cla<span class=\"_ _0\"></span>ss\u00e9s com<span class=\"_ _0\"></span>me d\u00e9tenus po<span class=\"_ _0\"></span>ur usage pr<span class=\"_ _0\"></span>opre inc<span class=\"_ _0\"></span>luent<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ycfd ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">immeubles de<span class=\"_ _3\"></span> bureaux qu\u2019<span class=\"_ _3\"></span>Ageas occupe<span class=\"_ _3\"></span></span> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">immeub<span class=\"_ _0\"></span>les comm<span class=\"_ _0\"></span>erciaux ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour une act<span class=\"_ _0\"></span>ivit\u00e9 </span></span></span></div>\n<div class=\"t m0 x6a h62 ycff ffbe fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd01 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Tous les <span class=\"_ _3\"></span>biens immobili<span class=\"_ _3\"></span>ers pour u<span class=\"_ _3\"></span>sage propre <span class=\"_ _3\"></span>et les i<span class=\"_ _3\"></span>mmobilisation<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x1a h62 yd02 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 le<span class=\"_ _0\"></span>ur co\u00fbt dimi<span class=\"_ _0\"></span>nu\u00e9 du cumu<span class=\"_ _0\"></span>l des d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yd03 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(sauf les t<span class=\"_ _0\"></span>errains q<span class=\"_ _0\"></span>ui ne sont pas d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>) et du cumul de<span class=\"_ _0\"></span>s pertes de</div>\n<div class=\"t m0 x1a h62 yd04 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur. Le co\u00fbt<span class=\"_ _3\"></span> correspond \u00e0 la tr\u00e9<span class=\"_ _3\"></span>sorerie ou \u00e9quivalen<span class=\"_ _3\"></span>ts de tr\u00e9sorerie<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd05 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pay\u00e9s ou \u00e0 la jus<span class=\"_ _3\"></span>te valeur de tout<span class=\"_ _3\"></span>e au<span class=\"lsdc wse9\">tre contr<span class=\"_ _0\"></span>epartie do<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 yd06 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqu\u00e9ri<span class=\"_ _0\"></span>r un bien au mo<span class=\"_ _0\"></span>ment de son a<span class=\"_ _0\"></span>cquisit<span class=\"_ _0\"></span>ion ou de sa cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd07 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd08 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019amorti<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt des immeu<span class=\"_ _0\"></span>bles est r\u00e9p<span class=\"_ _0\"></span>arti de fa\u00e7<span class=\"_ _0\"></span>on lin\u00e9ai<span class=\"_ _0\"></span>re sur tout<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd09 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur dur\u00e9e<span class=\"_ _3\"></span> de vie \u00e9c<span class=\"_ _3\"></span>onomique. <span class=\"_ _3\"></span>La dur\u00e9e de<span class=\"_ _3\"></span> vie \u00e9cono<span class=\"_ _3\"></span>mique des</div>\n<div class=\"t m0 x1a h62 yd0a ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> informatique<span class=\"_ _3\"></span>s,<span class=\"ls0 ws0\"> </span>des burea<span class=\"_ _3\"></span>ux et de<span class=\"_ _3\"></span> l\u2019\u00e9quipemen<span class=\"_ _3\"></span>t est</div>\n<div class=\"t m0 x1a h62 yd0b ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e indiv<span class=\"_ _0\"></span>iduelle<span class=\"_ _0\"></span>ment pou<span class=\"_ _0\"></span>r chaque act<span class=\"_ _0\"></span>if. La dur<span class=\"_ _0\"></span>\u00e9e de vie</div>\n<div class=\"t m0 x1a h62 yd0c ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que des im<span class=\"_ _0\"></span>meubles<span class=\"_ _0\"></span> est d\u00e9term<span class=\"_ _0\"></span>in\u00e9e pou<span class=\"_ _0\"></span>r chaque pa<span class=\"_ _0\"></span>rtie</div>\n<div class=\"t m0 x1a h62 yd0d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cative dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ement (ap<span class=\"_ _0\"></span>proche pa<span class=\"_ _0\"></span>r compos<span class=\"_ _0\"></span>ants) et est re<span class=\"_ _0\"></span>vue \u00e0</div>\n<div class=\"t m0 x1a h62 yd0e ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>omptab<span class=\"wse9\">l<span class=\"_ _0\"></span>e. A cette fi<span class=\"_ _0\"></span>n, l\u2019imm<span class=\"_ _0\"></span>obilier est<span class=\"_ _0\"></span> subdivis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yd0f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en plusie<span class=\"_ _0\"></span>urs comp<span class=\"_ _0\"></span>osants, \u00e0 sa<span class=\"_ _0\"></span>voir<span class=\"ls0 ws0\"> : </span><span class=\"wseb\">la structu<span class=\"_ _0\"></span>re, les p<span class=\"_ _0\"></span>ortes et f<span class=\"_ _0\"></span>en\u00eatre<span class=\"_ _0\"></span>s, </span></div>\n<div class=\"t m0 x1a h62 yd10 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les instal<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques et l\u2019\u00e9qu<span class=\"_ _0\"></span>ipement<span class=\"_ _0\"></span>, le parac<span class=\"_ _0\"></span>h\u00e8veme<span class=\"_ _0\"></span>nt et les</div>\n<div class=\"t m0 x1a h62 yd11 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">finitions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yd14 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La dur\u00e9e de vi<span class=\"_ _0\"></span>e \u00e9conomi<span class=\"_ _0\"></span>q<span class=\"wseb\">ue max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> diff\u00e9r<span class=\"_ _0\"></span>ents c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts se d\u00e9f<span class=\"_ _0\"></span>init co<span class=\"_ _0\"></span>mme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd15 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yd16 ffbe fs45 fc15 sc0 lsec ws109\" style=\"z-index: 15;\">Structure<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd18 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 622px; z-index: 15;\">50 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 610px; z-index: 15;\">70 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd19 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Portes et fen\u00eatres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd34 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 589px; z-index: 15;\">30 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 577px; z-index: 15;\">40 ans pour le <span class=\"wsed\">r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 yd1c ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Installations techniques et \u00e9quip<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd1e ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 556px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd1f ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd20 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 520px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd21 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">Parach\u00e8vement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd23 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 498px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd24 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd25 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 462px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Finitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 440px; z-index: 15;\">10 ans pour les burea<span class=\"_ _0\"></span>ux, les immeubles co<span class=\"_ _0\"></span>mmerciaux et le r\u00e9sident<span class=\"_ _0\"></span>iel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd28 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd29 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd2a ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les terrains ont un<span class=\"_ _0\"></span>e dur\u00e9e de vie il<span class=\"_ _0\"></span>limit\u00e9<span class=\"_ _0\"></span>e et ne sont d\u00e8s<span class=\"_ _0\"></span> lors pas am<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd2b ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wseb\">En<span class=\"_ _3\"></span> r\u00e8gle g<span class=\"_ _3\"></span>\u00e9n\u00e9rale, le<span class=\"_ _3\"></span>s valeurs r\u00e9<span class=\"_ _3\"></span>siduelles son<span class=\"_ _3\"></span>t estim\u00e9es \u00e0<span class=\"_ _3\"></span> z\u00e9ro</span><span class=\"ffbe\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd2c ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wsfa\">L<span class=\"_ _3\"></span>es frais de r\u00e9parati<span class=\"_ _3\"></span>on et d\u2019entre<span class=\"_ _3\"></span>tien sont inscri<span class=\"_ _3\"></span>ts au compte de r\u00e9sul<span class=\"_ _3\"></span>tat lorsque les d\u00e9pe<span class=\"_ _3\"></span>nses sont r\u00e9alis\u00e9e<span class=\"_ _3\"></span>s. Les d\u00e9penses <span class=\"wseb\">qui a<span class=\"_ _3\"></span>ugmentent le<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 yd2d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges li\u00e9s aux<span class=\"_ _0\"></span> biens immo<span class=\"_ _0\"></span>biliers ou a<span class=\"_ _0\"></span>ux immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>ons ou qui pro<span class=\"_ _0\"></span>longent<span class=\"_ _0\"></span> leur dur\u00e9<span class=\"_ _0\"></span>e d\u2019utilit<span class=\"_ _0\"></span>\u00e9 au<span class=\"ls0 ws0\">-</span><span class=\"wseb\">del\u00e0 de l<span class=\"_ _0\"></span>eur dur<span class=\"_ _0\"></span>\u00e9e d\u00e9fin<span class=\"_ _0\"></span>ie \u00e0 l\u2019o<span class=\"_ _0\"></span>rigine s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x5c h62 yd2e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inscrit<span class=\"_ _0\"></span>es \u00e0 l\u2019actif et<span class=\"_ _0\"></span> ensuit<span class=\"_ _0\"></span>e amorties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd2f ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les co\u00fbts d\u2019empru<span class=\"_ _0\"></span>nt pour fin<span class=\"_ _0\"></span>ancer la cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on d\u2019imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations co<span class=\"_ _0\"></span>rporell<span class=\"_ _0\"></span>es sont trait<span class=\"_ _0\"></span>\u00e9s de la m\u00eam<span class=\"_ _0\"></span>e fa\u00e7on que l<span class=\"_ _0\"></span>es co\u00fbts d<span class=\"lsde wseb\">\u2019emprunts des </span></span></span></div>\n<div class=\"t m0 x5c h62 yd30 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">immeubles <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de placem<span class=\"_ _0\"></span>ent. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 282px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 282px; height: 383px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 282px; height: 383px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc5 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles de pl<span class=\"_ _0\"></span>aceme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles de pl<span class=\"_ _0\"></span>acement d\u00e9<span class=\"_ _0\"></span>signent<span class=\"_ _0\"></span> les immeu<span class=\"_ _0\"></span>bles que d\u00e9ti<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y8b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pou<span class=\"_ _0\"></span>r en retirer d<span class=\"_ _0\"></span>es loyers o<span class=\"_ _0\"></span>u pour valor<span class=\"_ _0\"></span>iser le cap<span class=\"_ _0\"></span>ital. Agea<span class=\"_ _0\"></span>s peut</div>\n<div class=\"t m0 x6 h62 y93e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent utilis<span class=\"_ _0\"></span>er certa<span class=\"_ _0\"></span>ins de ces im<span class=\"_ _0\"></span>meubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres b<span class=\"_ _0\"></span>esoins. S<span class=\"_ _0\"></span>i les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s desti<span class=\"_ _0\"></span>n\u00e9s \u00e0 une util<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n propre</div>\n<div class=\"t m0 x6 h62 y940 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre vend<span class=\"_ _0\"></span>us s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent ou don<span class=\"_ _0\"></span>n\u00e9s en locat<span class=\"_ _0\"></span>ion s\u00e9pa<span class=\"_ _0\"></span>r\u00e9ment v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x6 h62 y941 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">financement,<span class=\"_ _3\"></span> ils sont inscrit<span class=\"_ _3\"></span>s sous la rubriqu<span class=\"_ _3\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffc3 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">imm<span class=\"lsdc wse9\">obilisati<span class=\"_ _0\"></span>ons corpo<span class=\"_ _0\"></span>relles.<span class=\"_ _0\"></span> Si les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 une ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y943 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre ne peuven<span class=\"_ _3\"></span>t \u00eatre vendus s\u00e9par\u00e9<span class=\"_ _3\"></span>ment, ils sont trai<span class=\"_ _3\"></span>t\u00e9s comme des</div>\n<div class=\"t m0 x6 h62 y944 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> seulem<span class=\"_ _0\"></span>ent si A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>en d\u00e9tie<span class=\"_ _0\"></span>nt qu'u<span class=\"_ _0\"></span>ne part</div>\n<div class=\"t m0 x6 h62 y945 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insignif<span class=\"_ _0\"></span>iante po<span class=\"_ _0\"></span>ur ses propr<span class=\"_ _0\"></span>es besoi<span class=\"_ _0\"></span>ns. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour des <span class=\"_ _3\"></span>motifs de c<span class=\"_ _3\"></span>omparaison, A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>e le mod\u00e8<span class=\"_ _3\"></span>le de co\u00fb<span class=\"_ _3\"></span>t tant</div>\n<div class=\"t m0 x6 h62 y9ee ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nts que pour l<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles d\u00e9te<span class=\"_ _0\"></span>nus</div>\n<div class=\"t m0 x6 h62 y9ef ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un usa<span class=\"_ _0\"></span>ge propre.<span class=\"_ _0\"></span> Apr\u00e8s com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>sation i<span class=\"_ _0\"></span>nitiale,<span class=\"_ _0\"></span> tous les</div>\n<div class=\"t m0 x6 h62 y9f0 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s au co\u00fbt<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>\u00e9 du cumul des d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsdc wse9\">en utilisant u<span class=\"_ _0\"></span>ne m\u00e9tho<span class=\"_ _0\"></span>de lin\u00e9air<span class=\"_ _0\"></span>e) et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. E<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y9f2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, l<span class=\"_ _0\"></span>es variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>de l\u2019im<span class=\"_ _0\"></span>meuble n<span class=\"_ _0\"></span>e sont</div>\n<div class=\"t m0 x6 h62 y9f3 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> ni dans l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat (s<span class=\"_ _0\"></span>auf en c<span class=\"_ _0\"></span>as de pe<span class=\"_ _0\"></span>rtes de</div>\n<div class=\"t m0 x6 h62 y9f4 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur) ni <span class=\"_ _3\"></span>dans les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span><span class=\"lsdc\">tat \u00e9te<span class=\"_ _0\"></span>ndu.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le et la dur\u00e9e d<span class=\"_ _0\"></span>e vie utile des<span class=\"_ _0\"></span> immeub<span class=\"_ _0\"></span>les de place<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y9f7 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9es p<span class=\"_ _0\"></span>our chaqu<span class=\"_ _0\"></span>e partie sig<span class=\"_ _0\"></span>nificat<span class=\"_ _0\"></span>ive dist<span class=\"_ _0\"></span>inctem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y9f8 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(approc<span class=\"_ _0\"></span>he par c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts) et s<span class=\"_ _0\"></span>ont re<span class=\"_ _0\"></span>vues \u00e0 cha<span class=\"_ _0\"></span>que fi<span class=\"_ _0\"></span>n d'exerc<span class=\"_ _0\"></span>ice</div>\n<div class=\"t m0 x6 h62 y9f9 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable. Po<span class=\"_ _3\"></span>ur les i<span class=\"_ _3\"></span>mmeubles de<span class=\"_ _3\"></span> placemen<span class=\"lsdc\">t, la m\u00eame du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x6 h62 y9fa ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> composa<span class=\"_ _0\"></span>nts est reten<span class=\"_ _0\"></span>ue que pou<span class=\"_ _0\"></span>r les immeu<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y9fb ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9tenus pour<span class=\"_ _3\"></span> usage prop<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fc ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fd ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas loue<span class=\"_ _3\"></span> ses immeub<span class=\"_ _3\"></span>les de pla<span class=\"_ _3\"></span>cement par l<span class=\"_ _3\"></span>e biais de<span class=\"_ _3\"></span> plusieurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9fe ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de bail non r\u00e9s<span class=\"_ _0\"></span>iliab<span class=\"_ _0\"></span>les. Cert<span class=\"_ _0\"></span>ains de ces c<span class=\"_ _0\"></span>ontrats pr<span class=\"_ _0\"></span>\u00e9voient u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y9ff ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clause de <span class=\"_ _3\"></span>renouvellemen<span class=\"_ _3\"></span>t pour des du<span class=\"_ _3\"></span>r\u00e9es diver<span class=\"_ _3\"></span>ses. Les re<span class=\"_ _3\"></span>venus</div>\n<div class=\"t m0 x6 h62 ya00 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">locatifs g\u00e9<span class=\"_ _3\"></span>n\u00e9r\u00e9s dans l<span class=\"_ _3\"></span>e cadre<span class=\"_ _3\"></span> de ces con<span class=\"_ _3\"></span>trats sont<span class=\"_ _3\"></span> comptabili<span class=\"_ _3\"></span>s\u00e9s de</div>\n<div class=\"t m0 x6 h62 ya01 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> bail comme produits<span class=\"_ _3\"></span> de placement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les trans<span class=\"_ _3\"></span>ferts vers o<span class=\"_ _3\"></span>u depuis l<span class=\"_ _3\"></span>a rubrique I<span class=\"_ _3\"></span>mmeubles de pl<span class=\"_ _3\"></span>acement n\u2019on<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ya04 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lieu qu\u2019en cas<span class=\"_ _3\"></span> de changement d\u2019aff<span class=\"_ _3\"></span>ectation<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>nent des im<span class=\"_ _0\"></span>meubl<span class=\"_ _0\"></span>es de </span></span></span></div>\n<div class=\"t m0 x5c h62 ya06 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt \u00e0 la fin de l\u2019oc<span class=\"_ _0\"></span>cupatio<span class=\"_ _0\"></span>n par le prop<span class=\"_ _0\"></span>ri\u00e9tair<span class=\"_ _0\"></span>e ou au d\u00e9but</div>\n<div class=\"t m0 x5c h62 ya07 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un cont<span class=\"_ _0\"></span>rat de locat<span class=\"_ _0\"></span>ion simpl<span class=\"_ _0\"></span>e \u00e0 un tiers ou \u00e0 la f<span class=\"_ _0\"></span>in des trava<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x5c h62 ya08 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">construction <span class=\"_ _3\"></span>ou de d\u00e9v<span class=\"_ _3\"></span>eloppement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ya09 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles d<span class=\"_ _0\"></span>e placeme<span class=\"_ _0\"></span>nt pas<span class=\"lsde wsfa\">sent en usage propre au d\u00e9but de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019occu<span class=\"_ _0\"></span>pation pa<span class=\"_ _0\"></span>r le propri\u00e9t<span class=\"_ _0\"></span>aire ou au d\u00e9<span class=\"_ _0\"></span>but des trav<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x5c h62 ya0b ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> dans l\u2019o<span class=\"_ _3\"></span>ptique d\u2019une v<span class=\"_ _3\"></span>ente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0c ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0d ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e le r\u00e9sulta<span class=\"_ _0\"></span>t d\u2019un cont<span class=\"_ _0\"></span>rat de cons<span class=\"_ _0\"></span>tructio<span class=\"_ _0\"></span>n peut \u00eatre d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya0e ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re fiab<span class=\"_ _3\"></span>le, les rec<span class=\"_ _3\"></span>ettes et l<span class=\"_ _3\"></span>es frais l<span class=\"_ _3\"></span>i\u00e9s a<span class=\"lsdc\">u contrat de <span class=\"_ _0\"></span>constru<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 x6 h62 ya0f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comme pr<span class=\"_ _0\"></span>oduit ou ch<span class=\"_ _0\"></span>arge resp<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment en fonct<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya10 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du degr\u00e9 d\u2019<span class=\"_ _0\"></span>ach\u00e8ve<span class=\"_ _0\"></span>ment de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 du c<span class=\"_ _0\"></span>ontrat \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya11 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>. Lorsqu\u2019<span class=\"_ _0\"></span>il est p<span class=\"_ _0\"></span>robable q<span class=\"_ _0\"></span>ue la t<span class=\"_ _0\"></span>otalit\u00e9 <span class=\"_ _0\"></span>des fra<span class=\"_ _0\"></span>is de</div>\n<div class=\"t m0 x6 h62 ya12 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contrat sera <span class=\"lsdc wse9\">sup\u00e9rieure au<span class=\"_ _0\"></span>x recettes<span class=\"_ _0\"></span>, la perte pr<span class=\"_ _0\"></span>\u00e9vue ser<span class=\"_ _0\"></span>a </span></div>\n<div class=\"t m0 x6 h62 ya13 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e dans<span class=\"_ _0\"></span> le compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 299px; height: 798px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 73px; width: 343px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 519px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ycaa ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e y9d5 ffc5 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019empr<span class=\"_ _3\"></span>unt sont g\u00e9n\u00e9raleme<span class=\"_ _3\"></span>nt pris en charge<span class=\"_ _3\"></span> d\u00e8s qu\u2019ils sont</div>\n<div class=\"t m0 x1a h62 y9d7 ffc3 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d8 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s d\u2019emp<span class=\"_ _0\"></span>runt qui s<span class=\"_ _0\"></span>ont dir<span class=\"_ _0\"></span>ecteme<span class=\"_ _0\"></span>nt imput<span class=\"_ _0\"></span>ables \u00e0 <span class=\"_ _0\"></span>l\u2019acquis<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>ou</div>\n<div class=\"t m0 x1a h62 y9da ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la constr<span class=\"_ _0\"></span>uction d\u2019<span class=\"_ _0\"></span>un actif so<span class=\"_ _0\"></span>nt capit<span class=\"lsde wseb\">alis\u00e9s pendant la p<span class=\"_ _3\"></span>\u00e9riode de </span></div>\n<div class=\"t m0 x1a h62 y9db ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction d<span class=\"_ _0\"></span>e l\u2019acti<span class=\"_ _0\"></span>f comm<span class=\"_ _0\"></span>e partie <span class=\"_ _0\"></span>du co\u00fbt d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span> cet act<span class=\"_ _0\"></span>if. La</div>\n<div class=\"t m0 x1a h62 y9dc ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>isation de<span class=\"_ _0\"></span> co\u00fbts d\u2019e<span class=\"_ _0\"></span>mprunt dev<span class=\"_ _0\"></span>rait comm<span class=\"_ _0\"></span>encer l<span class=\"_ _0\"></span>orsque<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 y9dd ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsde wseb\">d\u00e9penses<span class=\"_ _3\"></span> li\u00e9es \u00e0<span class=\"_ _3\"></span> cet actif<span class=\"_ _3\"></span> et les c<span class=\"_ _3\"></span>o\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt sont </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9df ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdd ws11a\">activit\u00e9s n<span class=\"lsdc wse9\">\u00e9cessair<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion pr\u00e9vu<span class=\"_ _0\"></span>e ou \u00e0 la vente </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9e0 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont en cours. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La capit<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des c<span class=\"_ _0\"></span>o\u00fbts d\u2019em<span class=\"_ _0\"></span>prunt<span class=\"_ _0\"></span> prend fi<span class=\"_ _0\"></span>n d\u00e8s qu<span class=\"_ _0\"></span>e l\u2019actif <span class=\"_ _0\"></span>est pr\u00eat</div>\n<div class=\"t m0 x1a h62 ya3c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour son aff<span class=\"_ _0\"></span>ectatio<span class=\"_ _0\"></span>n ou pour la vent<span class=\"_ _0\"></span>e. Si le d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent actif<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 ya3d ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">interrompu po<span class=\"_ _3\"></span>ur une <span class=\"_ _3\"></span>dur\u00e9e prolong\u00e9e<span class=\"_ _3\"></span>, la capi<span class=\"_ _3\"></span>talisation e<span class=\"_ _3\"></span>st suspendue<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x1a h62 ya3e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la constru<span class=\"_ _0\"></span>ction a lie<span class=\"_ _0\"></span>u en plusieu<span class=\"_ _0\"></span>rs parti<span class=\"_ _0\"></span>es et que l\u2019uti<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 ya3f ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque <span class=\"_ _0\"></span>partie est<span class=\"_ _0\"></span> possib<span class=\"_ _0\"></span>le par<span class=\"_ _0\"></span>all\u00e8lem<span class=\"_ _0\"></span>ent \u00e0 la p<span class=\"_ _0\"></span>oursuit<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 ya40 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">construction,<span class=\"_ _3\"></span> la capitalisation<span class=\"_ _3\"></span> prend fin pour ch<span class=\"_ _3\"></span>acune des par<span class=\"_ _3\"></span>ties lorsque</div>\n<div class=\"t m0 x1a h62 ya41 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">son ach\u00e8vement<span class=\"_ _3\"></span> est proche. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya42 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span>s li\u00e9s \u00e0 <span class=\"_ _0\"></span>un actif <span class=\"_ _0\"></span>pr\u00e9cis, <span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">taux r\u00e9el<span class=\"_ _0\"></span> y est </span></div>\n<div class=\"t m0 x1a h62 yc09 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Dans les aut<span class=\"_ _0\"></span>res cas, u<span class=\"_ _0\"></span>n co\u00fbt d\u2019e<span class=\"_ _0\"></span>mprunt moy<span class=\"_ _0\"></span>en pond\u00e9r<span class=\"_ _0\"></span>\u00e9 est</div>\n<div class=\"t m0 x1a h62 ycea ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">appliqu\u00e9. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 372px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 377px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 173px; height: 933px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div id=\"fs_JNWE8ZWN9C00000000000000000000\">\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les act<span class=\"_ _0\"></span>ifs qual<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9b<span class=\"_ _0\"></span>utant le ou av<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 x6 h62 yb1c ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les \u00e0 <span class=\"_ _3\"></span>l\u2019acquisition<span class=\"wsfa\">, \u00e0 l<span class=\"_ _3\"></span>a </span></div>\n<div class=\"t m0 x6 h62 yb1d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction ou \u00e0 la pr<span class=\"_ _0\"></span>oductio<span class=\"_ _0\"></span>n d\u2019un actif<span class=\"_ _0\"></span> qualifi\u00e9 (c<span class=\"_ _0\"></span>\u2019est<span class=\"ls0 ws0\">-\u00e0-</span>dire un actif q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 yd36 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a n\u00e9cessa<span class=\"_ _0\"></span>irement de<span class=\"_ _0\"></span>mand\u00e9 un<span class=\"_ _0\"></span>e p\u00e9riod<span class=\"_ _0\"></span>e importa<span class=\"_ _0\"></span>nte pour \u00eat<span class=\"_ _0\"></span>re pr\u00eat pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 yd37 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019usage p<span class=\"_ _0\"></span>r\u00e9vu ou pou<span class=\"_ _0\"></span>r la vente<span class=\"_ _0\"></span>) sont pris en cha<span class=\"_ _0\"></span>rge au mom<span class=\"_ _0\"></span>ent de leur<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd38 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">exigibilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 84px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 89px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x27a h76 yb1b ffc8 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd8 h62 y834 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">janvier 2008<span class=\"_ _3\"></span>, les </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: -1px; bottom: -10px; height: 15px; width: 5px; z-index: 5;\"><br/></div>\n</div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 yd39 ffc8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Go<span class=\"_ _3\"></span>odwill et a<span class=\"_ _3\"></span><span class=\"lsdc wse9\">utres imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations i<span class=\"_ _0\"></span>ncorpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e yd3a ffca fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immobi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>ns incorp<span class=\"_ _0\"></span>orelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3b ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une immobilisat<span class=\"_ _3\"></span>ion incorporelle<span class=\"_ _3\"></span> est un \u00e9l\u00e9ment d\u2019a<span class=\"_ _3\"></span>ctif non mon\u00e9tai<span class=\"_ _3\"></span>re</div>\n<div class=\"t m0 x6 h62 yd3c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iable et est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i, et seuleme<span class=\"_ _0\"></span>nt s\u2019il est p<span class=\"_ _0\"></span>robabl<span class=\"_ _0\"></span>e que cet</div>\n<div class=\"t m0 x6 h62 yd3d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actif g\u00e9n\u00e9<span class=\"_ _0\"></span>rera des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e9conom<span class=\"_ _0\"></span>iques fut<span class=\"_ _0\"></span>urs et si le co\u00fbt<span class=\"_ _0\"></span> de l\u2019actif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd3e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiable<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3f ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd40 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immobilisa<span class=\"_ _3\"></span>tions incorporel<span class=\"_ _3\"></span>les sont reprises<span class=\"_ _3\"></span> dans l\u2019\u00e9tat de la s<span class=\"_ _3\"></span>ituation</div>\n<div class=\"t m0 x6 h62 yd41 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re \u00e0 leu<span class=\"_ _0\"></span>r co\u00fbt <span class=\"_ _0\"></span>diminu\u00e9 <span class=\"_ _0\"></span>du cumul <span class=\"_ _0\"></span>des amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ents et d<span class=\"_ _0\"></span>u cumu<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x6 h62 yd42 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es de valeur.<span class=\"_ _0\"></span> La valeu<span class=\"_ _0\"></span>r r\u00e9siduel<span class=\"_ _0\"></span>le et<span class=\"ls0 ws0\"> </span>la dur\u00e9e de<span class=\"_ _0\"></span> vie utile des</div>\n<div class=\"t m0 x6 h62 yd43 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> sont re<span class=\"_ _0\"></span>vues \u00e0 c<span class=\"_ _0\"></span>haque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice</div>\n<div class=\"t m0 x6 h62 yd44 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd45 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd46 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immobi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>ons incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>es dont la dur\u00e9<span class=\"_ _0\"></span>e de vie est d\u00e9f<span class=\"_ _0\"></span>inie sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd47 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9aire s<span class=\"_ _0\"></span>ur leur dur\u00e9e d<span class=\"_ _0\"></span>e vie utile es<span class=\"_ _0\"></span>tim\u00e9e.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 yd48 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">immobilis<span class=\"_ _0\"></span>at<span class=\"lsdc wse9\">ions inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles \u00e0 dur\u00e9<span class=\"_ _0\"></span>e de vie util<span class=\"_ _0\"></span>e ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, co<span class=\"_ _0\"></span>mme </span></div>\n<div class=\"t m0 x6 h62 yd49 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le goodwi<span class=\"_ _0\"></span>ll, ne sont<span class=\"_ _0\"></span> pas amorti<span class=\"_ _0\"></span>es, mais<span class=\"_ _0\"></span> sont en reva<span class=\"_ _0\"></span>nche soumis<span class=\"_ _0\"></span>es une</div>\n<div class=\"t m0 x6 h62 yd4a ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fois par an a<span class=\"_ _0\"></span>u moins \u00e0 un test<span class=\"_ _0\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation. To<span class=\"_ _0\"></span>ute pert<span class=\"_ _0\"></span>e de valeur</div>\n<div class=\"t m0 x6 h62 yd4b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9e est com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd4c ffca fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Valu<span class=\"lsdc wse9\">e of Business ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOBA)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd4d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la diff\u00e9r<span class=\"_ _0\"></span>ence entre l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur \u00e0 la date</div>\n<div class=\"t m0 x6 h62 yd4e ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> mesur\u00e9e sur la bas<span class=\"_ _3\"></span>e des principes<span class=\"_ _3\"></span> comptables d\u2019Agea<span class=\"_ _3\"></span>s et</div>\n<div class=\"t m0 x6 h62 yd4f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e ult\u00e9rieu<span class=\"_ _0\"></span>re d\u2019un port<span class=\"_ _0\"></span>efeui<span class=\"_ _0\"></span>lle de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x6 h62 yd50 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de place<span class=\"_ _0\"></span>ment acqui<span class=\"_ _0\"></span>s dans le ca<span class=\"_ _0\"></span>dre d\u2019une ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n d\u2019affai<span class=\"_ _0\"></span>res ou de</div>\n<div class=\"t m0 x6 h62 yd51 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd52 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd53 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e com<span class=\"_ _0\"></span>me une immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 yd54 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span>e sur la dur\u00e9<span class=\"_ _0\"></span>e de l\u2019exe<span class=\"_ _0\"></span>rcice au co<span class=\"_ _0\"></span>urs duqu<span class=\"_ _0\"></span>el les profit<span class=\"_ _0\"></span>s du</div>\n<div class=\"t m0 x6 h62 yd55 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>is ont \u00e9<span class=\"wse9\">t<span class=\"_ _0\"></span>\u00e9 compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span>. A chaque dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 yd56 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng, la VOBA<span class=\"_ _0\"></span> est inclus<span class=\"_ _0\"></span>e dans le test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> pour</div>\n<div class=\"t m0 x6 h62 yd57 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">v\u00e9rifie<span class=\"_ _0\"></span>r si les passif<span class=\"_ _0\"></span>s li\u00e9s aux c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et de plac<span class=\"_ _0\"></span>ement so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 yd58 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">ad\u00e9quats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd59 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Immobilisation<span class=\"_ _3\"></span>s corporell<span class=\"_ _3\"></span>es <span class=\"wsea\">g\u00e9n\u00e9r\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">en interne<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd5a ffc8 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">Les immobil<span class=\"_ _3\"></span>isat<span class=\"lsdc wseb\">ions incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> g\u00e9n\u00e9r\u00e9<span class=\"_ _0\"></span>es en int<span class=\"_ _0\"></span>erne s<span class=\"_ _0\"></span>ont insc<span class=\"_ _0\"></span>rites \u00e0 </span></div>\n<div class=\"t m0 x6 h62 yd5b ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif d<span class=\"_ _0\"></span>\u00e8s qu\u2019A<span class=\"_ _0\"></span>geas peut<span class=\"_ _0\"></span> d\u00e9mo<span class=\"_ _0\"></span>ntrer tout<span class=\"_ _0\"></span> ce qui<span class=\"_ _0\"></span> suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yd5c ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">faisab<span class=\"_ _0\"></span>ilit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>aire \u00e0 l<span class=\"_ _0\"></span>\u2019ach\u00e8ve<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x5c h62 yd5d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle e<span class=\"_ _0\"></span>n vue de sa mise en s<span class=\"_ _0\"></span>ervice ou d<span class=\"_ _0\"></span>e sa</div>\n<div class=\"t m0 x5c h62 yd5e ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd5f ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">So<span class=\"_ _3\"></span>n</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">intention d\u2019<span class=\"_ _0\"></span>achever l\u2019<span class=\"_ _0\"></span>immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle et d<span class=\"_ _0\"></span>e l\u2019utilis<span class=\"_ _0\"></span>er </span></span></span></div>\n<div class=\"t m0 x5c h62 yd60 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de la v<span class=\"_ _0\"></span>endre<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yd61 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wse9\">capacit\u00e9 \u00e0 ut<span class=\"_ _0\"></span>iliser ou \u00e0 ven<span class=\"_ _0\"></span>dre l\u2019im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lle<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 yd62 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">fa\u00e7on dont l<span class=\"_ _3\"></span>\u2019immobilisa<span class=\"_ _3\"></span>tion incorpo<span class=\"_ _3\"></span>relle g\u00e9n\u00e9rera<span class=\"_ _3\"></span> des a<span class=\"_ _3\"></span>vantages </span></span></span></div>\n<div class=\"t m0 x5c h62 yd63 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9conomiques fu<span class=\"_ _3\"></span>turs probables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd64 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">disponibilit\u00e9<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">de ressou<span class=\"_ _0\"></span>rces tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s, finan<span class=\"_ _0\"></span>ci\u00e8res<span class=\"_ _0\"></span> et autres<span class=\"_ _0\"></span>, </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yd65 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span> pour achever<span class=\"_ _3\"></span> le d\u00e9veloppe<span class=\"_ _3\"></span>ment et u<span class=\"_ _3\"></span>tiliser ou <span class=\"_ _3\"></span>vendre</div>\n<div class=\"t m0 x5c h62 yd66 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorporel<span class=\"_ _3\"></span>le<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 yd67 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wseb\">capacit\u00e9 \u00e0 <span class=\"_ _0\"></span>\u00e9value<span class=\"_ _0\"></span>r de fa\u00e7o<span class=\"_ _0\"></span>n fiab<span class=\"_ _0\"></span>le les d\u00e9<span class=\"_ _0\"></span>penses at<span class=\"_ _0\"></span>tribua<span class=\"_ _0\"></span>bles \u00e0 </span></span></span></div>\n<div class=\"t m0 x5c h62 yd68 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorpor<span class=\"_ _3\"></span>elle au c<span class=\"_ _3\"></span>ours de s<span class=\"_ _3\"></span>on d\u00e9veloppemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Seules le<span class=\"_ _3\"></span>s immobilisatio<span class=\"_ _3\"></span>ns incorporelle<span class=\"_ _3\"></span>s issues <span class=\"_ _3\"></span>d\u2019un d\u00e9velop<span class=\"_ _3\"></span>pement</div>\n<div class=\"t m0 x1a h62 yd6b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif. Les aut<span class=\"_ _0\"></span>res immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions incor<span class=\"_ _0\"></span>porel<span class=\"lsde wseb\">les g\u00e9n\u00e9r\u00e9es </span></div>\n<div class=\"t m0 x1a h62 yd6c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en inter<span class=\"_ _0\"></span>ne ne so<span class=\"_ _0\"></span>nt pas i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if et les <span class=\"_ _0\"></span>d\u00e9pense<span class=\"_ _0\"></span>s sont i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x1a h62 yd6d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat du<span class=\"_ _0\"></span>rant l\u2019an<span class=\"_ _0\"></span>n\u00e9e o\u00f9 ell<span class=\"_ _0\"></span>es sont enco<span class=\"_ _0\"></span>urues.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd6e ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6f ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les logiciel<span class=\"_ _3\"></span>s indispensables au<span class=\"_ _3\"></span> bon fonctionneme<span class=\"_ _3\"></span>nt du mat\u00e9riel</div>\n<div class=\"t m0 x1a h62 yd70 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique, c<span class=\"_ _0\"></span>omme le syst<span class=\"_ _0\"></span>\u00e8me d\u2019expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>on, font par<span class=\"_ _0\"></span>tie int\u00e9g<span class=\"_ _0\"></span>rante du</div>\n<div class=\"t m0 x1a h62 yd71 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mat\u00e9riel<span class=\"_ _0\"></span> infor<span class=\"_ _0\"></span>matique <span class=\"_ _0\"></span>et sont <span class=\"_ _0\"></span>repris p<span class=\"_ _0\"></span>armi les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd72 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporelles. <span class=\"_ _3\"></span>Lorsque <span class=\"_ _3\"></span>le logiciel <span class=\"_ _3\"></span>ne fait<span class=\"_ _3\"></span> pas partie<span class=\"_ _3\"></span> int\u00e9grante<span class=\"_ _3\"></span> du mat\u00e9riel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd73 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique en q<span class=\"_ _0\"></span>uestion,<span class=\"_ _0\"></span> les frais c<span class=\"_ _0\"></span>onsentis<span class=\"_ _0\"></span> au cours de la ph<span class=\"_ _0\"></span>ase de</div>\n<div class=\"t m0 x1a h62 yd74 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9veloppe<span class=\"lsdc wse9\">ment pour lesqu<span class=\"_ _0\"></span>els Ageas pe<span class=\"_ _0\"></span>ut prouv<span class=\"_ _0\"></span>er tous les c<span class=\"_ _0\"></span>rit\u00e8res </span></div>\n<div class=\"t m0 x1a h62 yd75 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9cit<span class=\"_ _0\"></span>\u00e9s sont i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if comme<span class=\"_ _0\"></span> les im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>incorpo<span class=\"_ _0\"></span>relles</div>\n<div class=\"t m0 x1a h62 yd76 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> selon la m\u00e9t<span class=\"_ _0\"></span>hode lin<span class=\"_ _0\"></span>\u00e9aire sur l<span class=\"_ _0\"></span>eur dur\u00e9e de v<span class=\"_ _0\"></span>ie utile. En</div>\n<div class=\"t m0 x1a h62 yd77 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ral, ces logi<span class=\"_ _3\"></span>ciels sont<span class=\"_ _3\"></span> amortis sur 5 ans au ma<span class=\"_ _3\"></span>ximum.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 656px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 766px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 200px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 882px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 803px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yd69 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 624px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 629px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ydc3 ffcd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.7<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws11a\">B<span class=\"_ _3\"></span>iens</span> <span class=\"lsde wsea\">lou\u00e9<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h7e ydc4 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en <span class=\"lsdc wse8\">qualit\u00e9<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">de baille<span class=\"wsea\">ur<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ydc5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les biens lou\u00e9s sur<span class=\"_ _3\"></span> la base de contrats<span class=\"_ _3\"></span> de location simple<span class=\"_ _3\"></span> sont repris</div>\n<div class=\"t m0 x6 h62 ydc6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at cons<span class=\"_ _0\"></span>olid\u00e9 de <span class=\"_ _0\"></span>la situ<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re d\u2019Age<span class=\"_ _0\"></span>as comm<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ydc7 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement (b\u00e2t<span class=\"_ _0\"></span>iments) et<span class=\"_ _0\"></span> des immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>ons corp<span class=\"_ _0\"></span>orelles</div>\n<div class=\"t m0 x6 h62 ydc8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(mat\u00e9ri<span class=\"_ _0\"></span>el et mat\u00e9ri<span class=\"_ _0\"></span>el roulant<span class=\"_ _0\"></span>). Ces bi<span class=\"_ _0\"></span>ens sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s au co\u00fbt av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x6 h62 ydc9 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion des d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciatio<span class=\"_ _0\"></span>ns cumul<span class=\"_ _0\"></span>\u00e9es. Les rev<span class=\"_ _0\"></span>enus loc<span class=\"_ _0\"></span>atifs, d\u00e9<span class=\"_ _0\"></span>ductio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydca ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite des inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s accord\u00e9s<span class=\"_ _0\"></span> aux pren<span class=\"_ _0\"></span>eurs, sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s de</div>\n<div class=\"t m0 x6 h62 ydcb ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> contrat de locatio<span class=\"_ _3\"></span>n. Les frais dire<span class=\"_ _3\"></span>cts</div>\n<div class=\"t m0 x6 h62 ydcc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiaux<span class=\"_ _0\"></span> consent<span class=\"_ _0\"></span>is par Agea<span class=\"_ _0\"></span>s sont ajou<span class=\"_ _0\"></span>t\u00e9s \u00e0 la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le du bien</div>\n<div class=\"t m0 x6 h62 ydcd ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lou\u00e9 et c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>harge su<span class=\"_ _0\"></span>r la dur<span class=\"_ _0\"></span>\u00e9e du co<span class=\"_ _0\"></span>ntrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydce ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la m\u00ea<span class=\"_ _0\"></span>me mani<span class=\"_ _0\"></span>\u00e8re que les<span class=\"_ _0\"></span> reve<span class=\"_ _0\"></span>nus locat<span class=\"_ _0\"></span>ifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydcf ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydd0 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas a \u00e9galement con<span class=\"_ _3\"></span>clu des contrats<span class=\"_ _3\"></span> de location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">financement<span class=\"_ _3\"></span>, en </span></div>\n<div class=\"t m0 x6 h62 ydd1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels la qua<span class=\"_ _0\"></span><span class=\"lsdd\">si<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">totalit\u00e9 d<span class=\"_ _0\"></span>es risques et<span class=\"_ _0\"></span> b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es inh\u00e9rent<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 ydd2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 des biens<span class=\"_ _0\"></span> lou\u00e9s, aut<span class=\"_ _0\"></span>res que la pr<span class=\"_ _0\"></span>opri\u00e9t\u00e9 j<span class=\"_ _0\"></span>uridiqu<span class=\"_ _0\"></span>e, sont c\u00e9d<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ydd3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au client. L<span class=\"_ _0\"></span>es biens<span class=\"_ _0\"></span> lou\u00e9s dans le c<span class=\"_ _0\"></span>adre d\u2019un c<span class=\"_ _0\"></span>ontrat d<span class=\"_ _0\"></span>e location<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ydd4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>ement sont<span class=\"_ _0\"></span> pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s co<span class=\"_ _0\"></span>mme une <span class=\"_ _0\"></span>cr\u00e9anc<span class=\"_ _0\"></span>e \u00e0 un mont<span class=\"_ _0\"></span>ant \u00e9ga<span class=\"_ _0\"></span>l \u00e0</div>\n<div class=\"t m0 x1a h62 ydd5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span> L\u2019inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment net</div>\n<div class=\"t m0 x1a h62 ydd6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le cont<span class=\"_ _0\"></span>rat de loc<span class=\"_ _0\"></span>ation est com<span class=\"_ _0\"></span>pos\u00e9 de l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle des</div>\n<div class=\"t m0 x1a h62 ydd7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loy<span class=\"_ _0\"></span>ers et de<span class=\"_ _0\"></span> toute v<span class=\"_ _0\"></span>aleur r\u00e9<span class=\"_ _0\"></span>siduell<span class=\"_ _0\"></span>e gara<span class=\"_ _0\"></span>ntie. L<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 ydd8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entre l'act<span class=\"_ _0\"></span>if et la vale<span class=\"_ _0\"></span>ur actue<span class=\"_ _0\"></span>lle de la cr\u00e9a<span class=\"_ _0\"></span>nce est enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9e comme</div>\n<div class=\"t m0 x1a h62 ydd9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit <span class=\"_ _3\"></span>financier non <span class=\"_ _3\"></span>acquis. Le<span class=\"_ _3\"></span> produit finan<span class=\"_ _3\"></span>cier est e<span class=\"_ _3\"></span>nregistr\u00e9 <span class=\"_ _3\"></span>sur la</div>\n<div class=\"t m0 x1a h62 ydda ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e du c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span> sur la b<span class=\"_ _0\"></span>ase d\u2019u<span class=\"_ _0\"></span>n sch\u00e9ma <span class=\"_ _0\"></span>qui refl<span class=\"_ _0\"></span>\u00e8te un t<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x1a h62 yddb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent p\u00e9ri<span class=\"_ _0\"></span>odique c<span class=\"_ _0\"></span>onstant<span class=\"_ _0\"></span> sur l\u2019en<span class=\"_ _0\"></span>cours d<span class=\"_ _0\"></span>e l\u2019inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment n<span class=\"_ _0\"></span>et en</div>\n<div class=\"t m0 x1a h62 yddc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de locatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>finance<span class=\"_ _0\"></span>ment. Les<span class=\"_ _0\"></span> co\u00fbts direc<span class=\"_ _0\"></span>ts initi<span class=\"_ _0\"></span>aux consent<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yddd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas so<span class=\"_ _0\"></span>nt inclus<span class=\"_ _0\"></span> dans le calc<span class=\"_ _0\"></span>ul initial d<span class=\"_ _0\"></span>e l\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt net dans</div>\n<div class=\"t m0 x1a h62 ydde ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le contrat d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on et r\u00e9duis<span class=\"_ _0\"></span>ent le mont<span class=\"_ _0\"></span>ant du pro<span class=\"_ _0\"></span>duit compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 yddf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e du co<span class=\"_ _0\"></span>ntrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yde0 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en q<span class=\"_ _3\"></span>ualit\u00e9 de <span class=\"_ _3\"></span>pren<span class=\"wsea\">eur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yde1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e des terrai<span class=\"_ _0\"></span>ns, des b\u00e2t<span class=\"_ _0\"></span>iment<span class=\"_ _0\"></span>s, du mat\u00e9ri<span class=\"_ _0\"></span>el et du mat\u00e9<span class=\"_ _0\"></span>riel</div>\n<div class=\"t m0 x1a h62 yde2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">roulant.<span class=\"_ _0\"></span> Les ter<span class=\"_ _0\"></span>mes des<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont n\u00e9go<span class=\"_ _0\"></span>ci\u00e9s</div>\n<div class=\"t m0 x1a h62 yde3 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">individuelleme<span class=\"_ _3\"></span>nt et contiennen<span class=\"_ _3\"></span>t une vaste gamme<span class=\"_ _3\"></span> de modalit\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde4 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yde5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un seul mo<span class=\"_ _0\"></span>d\u00e8le d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n s\u2019appliq<span class=\"_ _0\"></span>ue aux actif<span class=\"_ _0\"></span>s lou\u00e9s dans<span class=\"_ _0\"></span> l<span class=\"wseb\">e cadr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yde6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats de loca<span class=\"_ _0\"></span>tion simp<span class=\"_ _0\"></span>le et de contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">financement. </span></span></div>\n<div class=\"t m0 x1a h62 yde7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce <span class=\"_ _0\"></span>mod\u00e8le d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion, \u00e0 l<span class=\"_ _0\"></span>a concl<span class=\"_ _0\"></span>usion d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>, un dr<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x1a h62 yde8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019usage et<span class=\"_ _0\"></span> un passif<span class=\"_ _0\"></span> locatif so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde9 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydea ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif co<span class=\"_ _0\"></span>mprend la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s de loyers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydeb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span> qui ne sont pas<span class=\"_ _0\"></span> pay\u00e9s \u00e0 la dat<span class=\"_ _0\"></span>e de prise d\u2019<span class=\"_ _0\"></span>effet,<span class=\"_ _0\"></span> y compris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydec ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loyer<span class=\"_ _0\"></span>s \u00e0 faire sous c<span class=\"_ _0\"></span>ertaines<span class=\"_ _0\"></span> options ra<span class=\"_ _0\"></span>isonna<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x1a h62 yded ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019exte<span class=\"_ _0\"></span>nsion<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ydee ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">paiemen<span class=\"_ _3\"></span>ts fixes (<span class=\"_ _3\"></span>y compris e<span class=\"_ _3\"></span>n substanc<span class=\"_ _3\"></span>e) d\u00e9duction <span class=\"_ _3\"></span>faite de<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 ydef ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges incit<span class=\"_ _0\"></span>atifs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la locat<span class=\"_ _0\"></span>ion \u00e0 rec<span class=\"_ _0\"></span>evoir<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ydf0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wsfa\">paiemen<span class=\"_ _3\"></span>ts de loyers variabl<span class=\"_ _3\"></span>es qui sont fonctio<span class=\"_ _3\"></span>n d'un indice<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 ydf1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un taux,<span class=\"_ _0\"></span> \u00e9valu\u00e9s au m<span class=\"_ _0\"></span>oyen de l'i<span class=\"_ _0\"></span>ndice ou du ta<span class=\"_ _0\"></span>ux en vigueu<span class=\"_ _0\"></span>r \u00e0 la</div>\n<div class=\"t m0 x133 h62 ydf2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date de p<span class=\"_ _0\"></span>rise d'<span class=\"_ _0\"></span>effet<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ydf3 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsdc wse9\">sommes qu\u2019Ag<span class=\"_ _0\"></span>eas devr<span class=\"_ _0\"></span>ait payer a<span class=\"_ _0\"></span>u titre de la val<span class=\"_ _0\"></span>eur r\u00e9sid<span class=\"_ _0\"></span>uelle </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf4 ffcd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des<span class=\"ls0 ws0\"> </span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties donn\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ydf5 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsdc wse8\">Le</span><span class=\"ffcd\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">prix d'ex<span class=\"_ _0\"></span>ercice de t<span class=\"_ _0\"></span>oute opt<span class=\"_ _0\"></span>ion d'ach<span class=\"_ _0\"></span>at qu\u2019Age<span class=\"_ _0\"></span>as a la certit<span class=\"_ _0\"></span>ude </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able d'ex<span class=\"_ _0\"></span>ercer<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydf7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s exig\u00e9es <span class=\"_ _3\"></span>en cas de<span class=\"_ _3\"></span> r\u00e9siliation<span class=\"_ _3\"></span> anticip\u00e9e du<span class=\"_ _3\"></span> contrat de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, si la dur\u00e9<span class=\"_ _0\"></span>e du contrat d<span class=\"_ _0\"></span>e location pr<span class=\"_ _0\"></span>end en com<span class=\"_ _0\"></span>pte</div>\n<div class=\"t m0 x6a h62 ydf9 ffcd fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">l'exe<span class=\"_ _3\"></span>rcice<span class=\"_ _3\"></span> p<span class=\"lsde wsfa\">ar Ageas de ce<span class=\"_ _3\"></span>tte option.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydfa ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydfb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif est<span class=\"_ _0\"></span> calcul\u00e9 en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> le taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat impl<span class=\"_ _0\"></span>icite du</div>\n<div class=\"t m0 x1a h62 ydfc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n. S'il n\u2019est<span class=\"_ _0\"></span> pas possi<span class=\"_ _0\"></span>ble de d\u00e9ter<span class=\"_ _0\"></span>miner fac<span class=\"_ _0\"></span>ileme<span class=\"_ _0\"></span>nt ce</div>\n<div class=\"t m0 x1a h62 ydfd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux, le ta<span class=\"_ _0\"></span>ux d'emp<span class=\"_ _0\"></span>runt margi<span class=\"_ _0\"></span>nal d\u2019Ag<span class=\"_ _0\"></span>eas est util<span class=\"_ _0\"></span>is\u00e9. Ageas<span class=\"_ _0\"></span> utilise,</div>\n<div class=\"t m0 x1a h62 ydfe ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme taux d\u2019<span class=\"wseb\">empr<span class=\"_ _3\"></span>unt marginal<span class=\"_ _3\"></span>, une courbe<span class=\"_ _3\"></span> composite<span class=\"_ _3\"></span> largement </span></div>\n<div class=\"t m0 x1a h62 ydff ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble bas\u00e9e s<span class=\"_ _0\"></span>ur un \u00e9chant<span class=\"_ _0\"></span>illon d\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ions seco<span class=\"_ _0\"></span>ndair<span class=\"_ _0\"></span>es existant<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye00 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9metteurs fina<span class=\"_ _3\"></span>nciers dans la<span class=\"_ _3\"></span> fourchette A, aug<span class=\"_ _3\"></span>ment\u00e9 d\u2019une prime<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ye01 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque. Pour<span class=\"_ _3\"></span> les park<span class=\"_ _3\"></span>ings, un t<span class=\"_ _3\"></span>aux sans r<span class=\"_ _3\"></span>isque \u00e9gal <span class=\"_ _3\"></span>au contrat<span class=\"_ _3\"></span> d\u2019<span class=\"wsea\">\u00e9change </span></div>\n<div class=\"t m0 x1a h62 ye02 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d\u2019<span class=\"_ _0\"></span>une durat<span class=\"_ _0\"></span>ion simil<span class=\"_ _0\"></span>aire augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019u<span class=\"_ _0\"></span>ne prime de</div>\n<div class=\"t m0 x1a h62 ye03 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque s\u2019appli<span class=\"_ _3\"></span>que. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye04 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye05 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e du passif loc<span class=\"_ _0\"></span>atif aug<span class=\"_ _0\"></span>mente pa<span class=\"_ _0\"></span>r la suite pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye06 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sur le pass<span class=\"_ _0\"></span>if locatif et<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>e pour refl<span class=\"_ _0\"></span>\u00e9ter les pai<span class=\"_ _0\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye07 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">loyers eff<span class=\"_ _0\"></span>ectu\u00e9s<span class=\"_ _0\"></span>. Le passif l<span class=\"_ _0\"></span>ocatif est \u00e0 no<span class=\"_ _0\"></span>uveau mes<span class=\"_ _0\"></span>ur\u00e9 afin de<span class=\"_ _0\"></span> refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye08 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns du contr<span class=\"_ _0\"></span>at ou les chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> des paiem<span class=\"_ _0\"></span>ents de</div>\n<div class=\"t m0 x1a h62 ye09 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">loyers, don<span class=\"_ _3\"></span>t un changem<span class=\"_ _3\"></span>ent de l\u2019<span class=\"_ _3\"></span>indice ou du<span class=\"_ _3\"></span> taux uti<span class=\"_ _3\"></span>lis\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ye0a ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner ces pai<span class=\"_ _0\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 892px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 262px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 897px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 267px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>des int<span class=\"_ _0\"></span>\u00e9r\u00eats dus<span class=\"_ _0\"></span> au tit<span class=\"_ _0\"></span>re du pas<span class=\"_ _0\"></span>sif locat<span class=\"_ _0\"></span>if doit<span class=\"_ _0\"></span>, pour c<span class=\"_ _0\"></span>haque </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on, corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>re au produit<span class=\"_ _0\"></span> du solde du</div>\n<div class=\"t m0 x6 h62 y8b3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif l<span class=\"_ _0\"></span>ocatif et<span class=\"_ _0\"></span> du tau<span class=\"_ _0\"></span>x d'int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nstant p<span class=\"_ _0\"></span>our la p\u00e9<span class=\"_ _0\"></span>riode<span class=\"_ _0\"></span>. Le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 y93e ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts dus au ti<span class=\"_ _3\"></span>tre du <span class=\"_ _3\"></span>passif locati<span class=\"_ _3\"></span>f <span class=\"lsdc wse9\">est comptab<span class=\"_ _0\"></span>ilis\u00e9 dans<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y93f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> avec les loy<span class=\"_ _0\"></span>ers vari<span class=\"_ _0\"></span>ables pay<span class=\"_ _0\"></span>\u00e9s non pris e<span class=\"_ _0\"></span>n compte</div>\n<div class=\"t m0 x6 h62 y940 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lors de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du passif l<span class=\"_ _0\"></span>ocatif su<span class=\"_ _0\"></span>r la p\u00e9riod<span class=\"_ _0\"></span>e au cours de l<span class=\"_ _0\"></span>aquelle</div>\n<div class=\"t m0 x6 h62 y941 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">se produit l'\u00e9v<span class=\"_ _3\"></span>\u00e9nement ou la situa<span class=\"_ _3\"></span>tion qui est \u00e0 l<span class=\"_ _3\"></span>'origine de ces</div>\n<div class=\"t m0 x6 h62 y942 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le droi<span class=\"wseb\">t d'<span class=\"_ _0\"></span>usage es<span class=\"_ _0\"></span>t mesu<span class=\"_ _0\"></span>r\u00e9 au co<span class=\"_ _0\"></span>\u00fbt et inc<span class=\"_ _0\"></span>lut le p<span class=\"_ _0\"></span>assif loc<span class=\"_ _0\"></span>atif i<span class=\"_ _0\"></span>nitial </span></div>\n<div class=\"t m0 x6 h62 y945 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9, a<span class=\"_ _0\"></span>just\u00e9 du m<span class=\"_ _0\"></span>ontant des<span class=\"_ _0\"></span> loyers vers<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de pr<span class=\"_ _0\"></span>ise</div>\n<div class=\"t m0 x6 h62 y946 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'effet o<span class=\"_ _0\"></span>u avant cet<span class=\"_ _0\"></span>te date, d\u00e9d<span class=\"_ _0\"></span>uction fait<span class=\"_ _0\"></span>e des avant<span class=\"_ _0\"></span>ages<span class=\"_ _0\"></span> incitatif<span class=\"_ _0\"></span>s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y9ed ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n re\u00e7us, de<span class=\"_ _0\"></span>s co\u00fbts dir<span class=\"_ _0\"></span>ects init<span class=\"_ _0\"></span>iaux enga<span class=\"_ _0\"></span><span class=\"lsde wseb\">g\u00e9s par A<span class=\"_ _3\"></span>geas et d\u2019<span class=\"_ _3\"></span>une </span></div>\n<div class=\"t m0 x6 h62 y9ee ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on des co\u00fb<span class=\"_ _0\"></span>ts que le pre<span class=\"_ _0\"></span>neur dev<span class=\"_ _0\"></span>ra engager l<span class=\"_ _0\"></span>ors du</div>\n<div class=\"t m0 x6 h62 y9ef ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9mant\u00e8<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> et de l'enl\u00e8v<span class=\"_ _0\"></span>ement de l'a<span class=\"_ _0\"></span>ctif sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacent. </span> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, le droit d\u2019<span class=\"_ _0\"></span>usage est m<span class=\"_ _0\"></span>esur\u00e9 au co<span class=\"_ _0\"></span>\u00fbt moins le<span class=\"_ _0\"></span>s d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iations</div>\n<div class=\"t m0 x6 h62 y9f2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cumul\u00e9es<span class=\"_ _0\"></span> et moins<span class=\"_ _0\"></span> toute perte d<span class=\"_ _0\"></span>e valeur. L<span class=\"_ _0\"></span>e droit d'us<span class=\"_ _0\"></span>age est d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9</div>\n<div class=\"t m0 x6 h62 y9f3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9air<span class=\"_ _0\"></span>e sur la p<span class=\"_ _0\"></span>lus co<span class=\"_ _0\"></span>urte de<span class=\"_ _0\"></span>s p\u00e9riod<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : <span class=\"lsde wsfa\">dur\u00e9e de vie </span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile de l\u2019ac<span class=\"_ _0\"></span>tif et dur\u00e9<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on. Comm<span class=\"_ _0\"></span>e pour les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f5 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actifs non finan<span class=\"_ _3\"></span>cier, un droit<span class=\"_ _3\"></span> d'usage est d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>\u00e9 lorsque sa valeur<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">est sup\u00e9r<span class=\"_ _0\"></span>ieure au m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span> recouvrab<span class=\"_ _0\"></span>le. La d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on du </span></div>\n<div class=\"t m0 x6 h62 y9f7 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droit d'us<span class=\"_ _0\"></span>age et la co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>sation d<span class=\"_ _0\"></span>e toute pert<span class=\"_ _0\"></span>e de valeur s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y9f8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> dans le com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fa ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cas d\u2019<span class=\"_ _0\"></span>une nouve<span class=\"_ _0\"></span>lle mesu<span class=\"_ _0\"></span>re du passif l<span class=\"_ _0\"></span>ocatif pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x6 h62 y9fb ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s du<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">contrat de l<span class=\"_ _0\"></span>ocation o<span class=\"_ _0\"></span>u les ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9fc ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyers,<span class=\"_ _0\"></span> le droit d'us<span class=\"_ _0\"></span>age est ajus<span class=\"_ _0\"></span>t\u00e9 en cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus ne s\u2019appl<span class=\"_ _0\"></span>ique pas au<span class=\"_ _0\"></span>x contrat<span class=\"_ _0\"></span>s de </span></span></div>\n<div class=\"t m0 x6 h62 y9ff ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> de faible va<span class=\"_ _0\"></span>leur pou<span class=\"_ _0\"></span>r Ageas ou \u00e0 des c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya00 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n \u00e0 c<span class=\"wseb\">ourt te<span class=\"_ _0\"></span>rme, do<span class=\"_ _0\"></span>nt l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance \u00e0<span class=\"_ _0\"></span> la date <span class=\"_ _0\"></span>de prise<span class=\"_ _0\"></span> d\u2019effet <span class=\"_ _0\"></span>du </span></div>\n<div class=\"t m0 x6 h62 ya01 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n est inf\u00e9ri<span class=\"_ _0\"></span>eure ou \u00e9ga<span class=\"_ _0\"></span>le \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">mois. Pour c<span class=\"_ _3\"></span>es contrat<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya02 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de locat<span class=\"_ _0\"></span>ion, les <span class=\"_ _0\"></span>paieme<span class=\"_ _0\"></span>nts de l<span class=\"_ _0\"></span>oyers sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 ya03 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">charge da<span class=\"_ _0\"></span>ns le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at de fa\u00e7on li<span class=\"_ _0\"></span>n\u00e9aire su<span class=\"_ _0\"></span>r la dur\u00e9e du</div>\n<div class=\"t m0 x6 h62 ya04 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 561px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 566px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 571px; width: 354px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y97d ffd4 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> des <span class=\"lsdc wse8\">pr\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de c<span class=\"_ _0\"></span>r\u00e9dit pouv<span class=\"_ _0\"></span>ant entr<span class=\"_ _0\"></span>a\u00eener la d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x1a h62 y97f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que est \u00e9tab<span class=\"_ _0\"></span>li si des preu<span class=\"_ _0\"></span>ves object<span class=\"_ _0\"></span>ives ind<span class=\"_ _0\"></span>iquent qu<span class=\"_ _0\"></span>\u2019Ageas n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y980 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sera pas <span class=\"_ _0\"></span>en mesur<span class=\"_ _0\"></span>e de rec<span class=\"_ _0\"></span>ouvrer t<span class=\"_ _0\"></span>ous les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s dus co<span class=\"_ _0\"></span>mme le</div>\n<div class=\"t m0 x1a h62 y981 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9voit<span class=\"_ _0\"></span> le contrat.<span class=\"_ _0\"></span> Le montant d<span class=\"_ _0\"></span>e la provisi<span class=\"_ _0\"></span>on est la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre la</div>\n<div class=\"t m0 x1a h62 y982 ffd2 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">valeu<span class=\"lsdc wse9\">r comptable et le m<span class=\"_ _0\"></span>ontant re<span class=\"_ _0\"></span>couvrab<span class=\"_ _0\"></span>le, \u00e0 savoir l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle </span></div>\n<div class=\"t m0 x1a h62 y983 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie atten<span class=\"_ _0\"></span>dus ou, le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant, la v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y984 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e moins les f<span class=\"_ _0\"></span>rais de vent<span class=\"_ _0\"></span>e si le pr\u00eat est g<span class=\"_ _0\"></span>aranti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y986 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion \u00ab<span class=\"ls0 ws0\"> </span>e<span class=\"_ _3\"></span>xistante, mai<span class=\"_ _3\"></span>s non d\u00e9cla<span class=\"_ _3\"></span>r\u00e9e<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span>(inc<span class=\"_ _3\"></span>urred but <span class=\"_ _3\"></span>not</div>\n<div class=\"t m0 x1a h62 y987 ffd2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">reported<span class=\"ls0 ws0\"> </span><span class=\"wseb\">o<span class=\"_ _3\"></span>u IBNR) des<span class=\"_ _3\"></span> pr\u00eats e<span class=\"_ _3\"></span>st enregistr\u00e9e<span class=\"_ _3\"></span> lorsque d<span class=\"_ _3\"></span>es \u00e9l\u00e9ments<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y988 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs indique<span class=\"_ _0\"></span>nt que des pe<span class=\"_ _0\"></span>rtes son<span class=\"_ _0\"></span>t survenu<span class=\"_ _0\"></span>es dans le po<span class=\"_ _0\"></span>rtefeuil<span class=\"_ _0\"></span>le de</div>\n<div class=\"t m0 x1a h62 y989 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, sa<span class=\"_ _0\"></span>ns pour auta<span class=\"_ _0\"></span>nt avoir sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>uement id<span class=\"_ _0\"></span>entifi\u00e9 l<span class=\"_ _0\"></span>es pr\u00eats</div>\n<div class=\"t m0 x1a h62 y98a ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s. Cette d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion est <span class=\"wseb\">est<span class=\"_ _0\"></span>im\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x1a h62 y98b ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">histori<span class=\"_ _0\"></span>que des per<span class=\"_ _0\"></span>tes de cha<span class=\"_ _0\"></span>que compo<span class=\"_ _0\"></span>sant, af<span class=\"_ _0\"></span>in de refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y98c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conjonct<span class=\"_ _0\"></span>ure \u00e9con<span class=\"_ _0\"></span>omique d<span class=\"_ _0\"></span>ans laque<span class=\"_ _0\"></span>lle les empr<span class=\"_ _0\"></span>unteurs<span class=\"_ _0\"></span> \u00e9voluent<span class=\"_ _0\"></span> et en</div>\n<div class=\"t m0 x1a h62 ya64 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des ris<span class=\"_ _0\"></span>ques li<span class=\"_ _0\"></span>\u00e9s au servic<span class=\"_ _0\"></span>e de dette ext<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ya65 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns pays sur la bas<span class=\"_ _0\"></span>e d'une \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du climat po<span class=\"_ _0\"></span>litiqu<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x1a h62 ya66 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya67 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> est enregistr\u00e9e c<span class=\"_ _3\"></span>omme diminution de<span class=\"_ _3\"></span> la valeur</div>\n<div class=\"t m0 x1a h62 ya69 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble des cr\u00e9an<span class=\"_ _0\"></span>ces sur les<span class=\"_ _0\"></span> banques<span class=\"_ _0\"></span> et sur la client<span class=\"_ _0\"></span>\u00e8le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sur les engage<span class=\"_ _3\"></span>ments de pr\u00eat rappor<span class=\"_ _3\"></span>t\u00e9s hors de l\u2019\u00e9tat<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re sont<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es en \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">provisions</span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6d ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6e ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>un pr\u00eat part<span class=\"_ _0\"></span>iculie<span class=\"_ _0\"></span>r est identif<span class=\"_ _0\"></span>i\u00e9 comm<span class=\"_ _0\"></span>e non reco<span class=\"_ _0\"></span>uvrable et q<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 ya6f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> voies de dro<span class=\"_ _0\"></span>it ont \u00e9t\u00e9 \u00e9p<span class=\"_ _0\"></span>uis\u00e9es,<span class=\"_ _0\"></span> le pr\u00eat est rad<span class=\"_ _0\"></span>i\u00e9 \u00e0 hauteu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x1a h62 ycf0 ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la charge<span class=\"_ _3\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>ation y af<span class=\"_ _3\"></span>f\u00e9rente, et<span class=\"_ _3\"></span> les recouv<span class=\"_ _3\"></span>reme<span class=\"wsfa\">nts ult\u00e9rieur<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">viendro<span class=\"_ _0\"></span>nt cr\u00e9dit<span class=\"_ _0\"></span>er les vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 472px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ye19 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">Co\u00fbts d'a<span class=\"_ _3\"></span>cquisition dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s (<span class=\"ffd9 ls0 ws0\">\u00ab<span class=\"ffd6\"> <span class=\"_ _3\"></span></span></span><span class=\"wseb\">Deferred acqui<span class=\"_ _3\"></span>sition cost<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"ffd9\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></div>\n<div class=\"t m0 x22d h62 ye1a ffd6 fs43 fc1e sc0 lsf3 ws10c\" style=\"z-index: 15;\">DAC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye1b ffd8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">G\u00e9n\u00e9ralit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1c ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019act<span class=\"_ _3\"></span>ivit\u00e9s d\u2019assuran<span class=\"_ _3\"></span>ce nouvelles ou<span class=\"_ _3\"></span> renouvel\u00e9es, tous vari<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x6 h62 ye1d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et d\u00e9pendan<span class=\"_ _3\"></span>t essenti<span class=\"lsdc wse9\">ellement de la pr<span class=\"_ _0\"></span>oducti<span class=\"_ _0\"></span>on de la nouvel<span class=\"_ _0\"></span>le activit<span class=\"_ _0\"></span>\u00e9, </span></div>\n<div class=\"t m0 x6 h62 ye1e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et am<span class=\"_ _0\"></span>ortis et r\u00e9su<span class=\"_ _0\"></span>ltent en<span class=\"_ _0\"></span> co\u00fbts d'acq<span class=\"_ _0\"></span>uisiti<span class=\"_ _0\"></span>on diff\u00e9r\u00e9<span class=\"_ _0\"></span>s (DAC).</div>\n<div class=\"t m0 x6 h62 ye1f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les DAC in<span class=\"_ _3\"></span>cluent princ<span class=\"_ _3\"></span>ipalement les<span class=\"_ _3\"></span> commissions<span class=\"_ _3\"></span>, les frai<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x6 h62 ye20 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption, d\u2019<span class=\"_ _0\"></span>agenc<span class=\"_ _0\"></span>e et d\u2019\u00e9miss<span class=\"_ _0\"></span>ion de polic<span class=\"_ _0\"></span>es. La m\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 ye21 ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'amor<span class=\"wse9\">t<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt se base su<span class=\"_ _0\"></span>r la prime acqu<span class=\"_ _0\"></span>ise atte<span class=\"_ _0\"></span>ndue ou les ma<span class=\"_ _0\"></span>rges </span></div>\n<div class=\"t m0 x6 h62 ye22 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">brutes es<span class=\"_ _3\"></span>tim\u00e9es. Les <span class=\"_ _3\"></span>DAC sont exam<span class=\"_ _3\"></span>in\u00e9s r\u00e9guli<span class=\"_ _3\"></span>\u00e8rement afin<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 ye23 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s\u2019assurer de<span class=\"_ _3\"></span> leur recouvrabili<span class=\"_ _3\"></span>t\u00e9 sur la base d\u2019est<span class=\"_ _3\"></span>imations des b\u00e9n\u00e9f<span class=\"_ _3\"></span>ices</div>\n<div class=\"t m0 x6 h62 ye24 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs g\u00e9<span class=\"_ _0\"></span>n\u00e9r\u00e9s par les<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye25 ffd8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en proporti<span class=\"_ _0\"></span>on des prim<span class=\"_ _0\"></span>es atten<span class=\"_ _0\"></span>dues<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye26 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les produits<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 ye27 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas sa<span class=\"_ _0\"></span>ns \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye28 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> en prop<span class=\"_ _0\"></span>ortion d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye29 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues. Le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">hypoth<span class=\"_ _0\"></span>\u00e8ses relat<span class=\"_ _0\"></span>ives aux<span class=\"_ _0\"></span> primes att<span class=\"_ _0\"></span>endue<span class=\"_ _0\"></span>s sont </span></div>\n<div class=\"t m0 x6 h62 ye2a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la date de l\u2019\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n de la police et s<span class=\"_ _0\"></span>ont appli<span class=\"_ _0\"></span>qu\u00e9es de</div>\n<div class=\"t m0 x6 h62 ye2b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re coh\u00e9ren<span class=\"_ _3\"></span>te pendant la dur\u00e9<span class=\"_ _3\"></span>e des contrats.<span class=\"_ _3\"></span> Les diff\u00e9rences en<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x6 h62 ye2c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>hiffres <span class=\"_ _0\"></span>r\u00e9els s<span class=\"_ _0\"></span>ont int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span>au compte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"lsf8 ws111\">ltat </span></div>\n<div class=\"t m0 x6 h62 ye2d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019exercice au<span class=\"_ _3\"></span> cours duquel ce<span class=\"_ _3\"></span>s \u00e9carts sont apparu<span class=\"_ _3\"></span>s. Les DAC de ces</div>\n<div class=\"t m0 x6 h62 ye2e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> sont g<span class=\"_ _0\"></span>\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement am<span class=\"_ _0\"></span>ortis sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e de vie t<span class=\"_ _0\"></span>otale d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ye2f ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">police.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye30 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec la m<span class=\"_ _0\"></span>arge brut<span class=\"_ _0\"></span>e estim\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye31 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les</span> </span><span class=\"wseb\">produits<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x6 h62 ye32 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas av<span class=\"_ _0\"></span>ec \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye33 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> sur la du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie est<span class=\"_ _0\"></span>im\u00e9e des</div>\n<div class=\"t m0 x6 h62 ye34 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en se fondant<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e de la mar<span class=\"_ _0\"></span>ge brute</div>\n<div class=\"t m0 x6 h62 ye35 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9e ou des b\u00e9n<span class=\"_ _3\"></span>\u00e9fices sur la ba<span class=\"_ _3\"></span>se du rendemen<span class=\"lsdc wse9\">t du placement </span></div>\n<div class=\"t m0 x6 h62 ye36 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>u. La marge br<span class=\"_ _0\"></span>ute estim<span class=\"_ _0\"></span>\u00e9e compr<span class=\"_ _0\"></span>end les pri<span class=\"_ _0\"></span>mes et le r\u00e9sult<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x6 h62 ye37 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt atten<span class=\"_ _0\"></span>du, dimin<span class=\"_ _0\"></span>u\u00e9 des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> et des char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 ye38 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rativ<span class=\"_ _0\"></span>es, des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes et des</div>\n<div class=\"t m0 x6 h62 ye39 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> s\u2019il y <span class=\"_ _0\"></span>a lieu. L<span class=\"_ _0\"></span>es <span class=\"lsde wsfa\">diff\u00e9rences entre le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 ye3a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats r\u00e9els et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es a<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye3b ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at de l\u2019exerc<span class=\"_ _0\"></span>ice au cours<span class=\"_ _0\"></span> duquel ces \u00e9c<span class=\"_ _0\"></span>arts so<span class=\"_ _0\"></span>nt apparus.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 ye3c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9<span class=\"_ _0\"></span>r\u00e9s sont aju<span class=\"_ _0\"></span>st\u00e9s \u00e0 l\u2019eff<span class=\"_ _0\"></span>et d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent des</div>\n<div class=\"t m0 x6 h62 ye3d ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains (pe<span class=\"_ _0\"></span>rtes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9<span class=\"lsde wseb\">s comptabilis\u00e9s dans le<span class=\"_ _3\"></span>s capitaux p<span class=\"_ _3\"></span>ropres </span></div>\n<div class=\"t m0 x6 h62 ye3e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme s\u2019i<span class=\"_ _0\"></span>ls avaie<span class=\"_ _0\"></span>nt \u00e9t\u00e9 r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s avec l\u2019<span class=\"_ _0\"></span>ajuste<span class=\"_ _0\"></span>ment corr<span class=\"_ _0\"></span>espondant<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 ye3f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains (per<span class=\"_ _3\"></span>tes) non r\u00e9al<span class=\"_ _3\"></span>is\u00e9s dans <span class=\"_ _3\"></span>les capitaux <span class=\"_ _3\"></span>propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye40 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec le<span class=\"_ _0\"></span>s primes ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye41 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de court<span class=\"_ _0\"></span>e dur\u00e9e<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ye42 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont amort<span class=\"_ _0\"></span>is sur la p\u00e9r<span class=\"_ _0\"></span>iode au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle les pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h62 ye43 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises sont acqui<span class=\"_ _3\"></span>ses. Les futurs<span class=\"_ _3\"></span> produits financie<span class=\"_ _3\"></span>rs, moyennant un<span class=\"_ _3\"></span> taux</div>\n<div class=\"t m0 x6 h62 ye44 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de rende<span class=\"_ _0\"></span>ment sa<span class=\"_ _0\"></span>ns risq<span class=\"_ _0\"></span>ue, sont <span class=\"_ _0\"></span>pris en c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>dans l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x6 h62 ye45 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">recouvrement de<span class=\"_ _3\"></span>s <span class=\"ls102 ws11d\">DAC.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye46 ffd8 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne <span class=\"_ _0\"></span>avec le<span class=\"_ _0\"></span>s recet<span class=\"_ _0\"></span>tes aff\u00e9r<span class=\"_ _0\"></span>entes a<span class=\"_ _0\"></span>u servic<span class=\"_ _0\"></span>e fourn<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye47 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> sans \u00e9l<span class=\"_ _0\"></span>\u00e9ment <span class=\"_ _0\"></span>de partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ye48 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re \u00e9mis par des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>r\u00e9voient<span class=\"_ _0\"></span> aussi</div>\n<div class=\"t m0 x1a h62 ye49 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bien la c<span class=\"_ _0\"></span>r\u00e9ation <span class=\"_ _0\"></span>d\u2019un inst<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt finan<span class=\"_ _0\"></span>cier que <span class=\"_ _0\"></span>la <span class=\"lsde wsfa\">fourniture de service<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ye4a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n de portefe<span class=\"_ _0\"></span>uille.<span class=\"_ _0\"></span> Lorsqu\u2019i<span class=\"_ _0\"></span>ls peuvent<span class=\"_ _0\"></span> \u00eatre clai<span class=\"_ _0\"></span>rement \u00e9t<span class=\"_ _0\"></span>ablis,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ye4b ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux relati<span class=\"_ _3\"></span>fs au droi<span class=\"_ _3\"></span>t de rendre<span class=\"_ _3\"></span> des ser<span class=\"_ _3\"></span>vices de ge<span class=\"_ _3\"></span>stion de</div>\n<div class=\"t m0 x1a h62 ye4c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille sont p<span class=\"_ _0\"></span>ort\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif et amo<span class=\"_ _0\"></span>rtis au fur et \u00e0 m<span class=\"_ _0\"></span>esure que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye4d ffd6 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">recettes y af<span class=\"lsdc wseb\">f\u00e9rentes s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9es. L<span class=\"_ _0\"></span>\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e y </span></div>\n<div class=\"t m0 x1a h62 ye4e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aff\u00e9re<span class=\"_ _0\"></span>nte est test<span class=\"_ _0\"></span>\u00e9e quant \u00e0 sa rec<span class=\"_ _0\"></span>ouvr<span class=\"_ _0\"></span>abilit\u00e9 \u00e0 cha<span class=\"_ _0\"></span>que date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye4f ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng. Les hon<span class=\"_ _0\"></span>oraires d<span class=\"_ _0\"></span>e gestion de p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille sur c<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x1a h62 ye50 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s co<span class=\"_ _0\"></span>mme reven<span class=\"_ _0\"></span>us lorsq<span class=\"_ _0\"></span>ue lesdit<span class=\"_ _0\"></span>s services<span class=\"_ _0\"></span> so<span class=\"lsde wsfa\">nt rendus.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 120px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 829px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h7e ye81 ffe3 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fra<span class=\"_ _0\"></span>is de r\u00e8gl<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de r\u00e9aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de sin<span class=\"_ _0\"></span>istres <span class=\"_ _0\"></span>sont po<span class=\"_ _0\"></span>rt\u00e9s en</div>\n<div class=\"t m0 x6 h62 ye83 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat lo<span class=\"_ _0\"></span>rsqu\u2019ils<span class=\"_ _0\"></span> sont enc<span class=\"_ _0\"></span>ourus. L<span class=\"_ _0\"></span>es sinistr<span class=\"_ _0\"></span>es non r\u00e9gl<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 ye84 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais de r<span class=\"_ _0\"></span>\u00e9ajust<span class=\"_ _0\"></span>ement com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt des esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s pour sinis<span class=\"_ _0\"></span>tres</div>\n<div class=\"t m0 x6 h62 ye19 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s et des prov<span class=\"_ _0\"></span>isions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es exista<span class=\"_ _0\"></span>nts, mai<span class=\"_ _0\"></span>s non d\u00e9cla<span class=\"_ _0\"></span>r\u00e9s.</div>\n<div class=\"t m0 x6 h62 ye1a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span> sinistres<span class=\"_ _0\"></span> existant<span class=\"_ _0\"></span>s, mais non d<span class=\"_ _0\"></span>\u00e9clar\u00e9s<span class=\"_ _0\"></span> se basent su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ye85 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les exp\u00e9ri<span class=\"_ _0\"></span>ences an<span class=\"_ _0\"></span>t\u00e9rieur<span class=\"_ _0\"></span>es, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> en cours et</div>\n<div class=\"t m0 x6 h62 ye86 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t social, \u00e9<span class=\"_ _3\"></span>conomique et<span class=\"_ _3\"></span> juridique<span class=\"_ _3\"></span> actuel. Le<span class=\"_ _3\"></span>s paiements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yced ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relatifs a<span class=\"_ _0\"></span>ux sinist<span class=\"_ _0\"></span><span class=\"lsde wsea\">res <span class=\"ls0 ws0\">N</span>on<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie et les frais<span class=\"_ _0\"></span> de r\u00e9ajust<span class=\"_ _0\"></span>ement de<span class=\"_ _0\"></span>s sinistre<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 ycee ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repose<span class=\"_ _0\"></span>nt sur des pert<span class=\"_ _0\"></span>es atte<span class=\"_ _0\"></span>ndues est<span class=\"_ _0\"></span>im\u00e9es (ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duct<span class=\"_ _0\"></span>ion des</div>\n<div class=\"t m0 x6 h62 ycef ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remboursements<span class=\"_ _3\"></span>, r\u00e9cup\u00e9rations,<span class=\"_ _3\"></span> valeurs restantes<span class=\"_ _3\"></span> et subrogations) e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y947 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te<span class=\"_ _0\"></span>nt l\u2019\u00e9val<span class=\"_ _0\"></span>uation pa<span class=\"_ _0\"></span>r le manage<span class=\"_ _0\"></span>ment des niv<span class=\"_ _0\"></span>eaux d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y948 ffe1 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">att<span class=\"lsdc wse9\">endus, de<span class=\"_ _0\"></span>s frais de r\u00e8<span class=\"_ _0\"></span>glement de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, des risq<span class=\"_ _0\"></span>ues jurid<span class=\"_ _0\"></span>iques et </span></div>\n<div class=\"t m0 x6 h62 y949 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des tendances de<span class=\"_ _3\"></span> versement de paiemen<span class=\"_ _3\"></span>t de dommages. Le<span class=\"_ _3\"></span>s passifs</div>\n<div class=\"t m0 x6 h62 y94a ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">relatifs aux<span class=\"_ _3\"></span> sinistres \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">accidents de trav<span class=\"_ _0\"></span>ail<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb sont pr\u00e9sent<span class=\"_ _3\"></span>\u00e9s \u00e0 leu<span class=\"_ _3\"></span>r valeur </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y94b ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e nette.<span class=\"_ _0\"></span> Les passif<span class=\"_ _0\"></span>s constit<span class=\"_ _0\"></span>u\u00e9s perm<span class=\"_ _0\"></span>ettent de c<span class=\"_ _0\"></span>ouvrir l<span class=\"_ _0\"></span>e co\u00fbt</div>\n<div class=\"t m0 x6 h62 y94c ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">final ains<span class=\"_ _3\"></span>i que les<span class=\"_ _3\"></span> frais de <span class=\"_ _3\"></span>r\u00e9ajustemen<span class=\"_ _3\"></span>t des sinis<span class=\"_ _3\"></span>tres. Les <span class=\"_ _3\"></span>corrections</div>\n<div class=\"t m0 x6 h62 y9a6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en d\u00e9co<span class=\"_ _0\"></span>ulent sont<span class=\"_ _0\"></span> imput\u00e9<span class=\"_ _0\"></span>es au compte d<span class=\"_ _0\"></span>e r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019actual<span class=\"_ _3\"></span>ise ses<span class=\"_ _3\"></span> passifs pour<span class=\"_ _3\"></span> sinistres \u00e0<span class=\"_ _3\"></span> payer q<span class=\"_ _3\"></span>ue lorsqu\u2019i<span class=\"_ _3\"></span>l s\u2019agit</div>\n<div class=\"t m0 x6 h62 y9a9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de sinistr<span class=\"_ _0\"></span>es avec des<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s de paiem<span class=\"_ _0\"></span>ent fixes o<span class=\"_ _0\"></span>u d\u00e9termi<span class=\"_ _0\"></span>nables.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 740px; height: 330px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h7e ye4e ffe8 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Engagements d<span class=\"_ _3\"></span>e <span class=\"wsea\">retraite<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye4f ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas m<span class=\"lsdc wse9\">et en \u0153uvre une s\u00e9r<span class=\"_ _0\"></span>ie de r\u00e9gim<span class=\"_ _0\"></span>es de retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ye50 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> et de r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle de</div>\n<div class=\"t m0 x1a h62 ye90 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses acti<span class=\"_ _0\"></span>vit\u00e9s g<span class=\"_ _0\"></span>lobales, <span class=\"_ _0\"></span>dans le r<span class=\"_ _0\"></span>espect<span class=\"_ _0\"></span> des r\u00e9gl<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>ations loc<span class=\"_ _0\"></span>ales o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye91 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des pratique<span class=\"_ _3\"></span>s du secte<span class=\"_ _3\"></span>ur. Les r\u00e9gi<span class=\"_ _3\"></span>mes de re<span class=\"_ _3\"></span>traite son<span class=\"wsfa\">t g\u00e9<span class=\"_ _3\"></span>n\u00e9ralement </span></div>\n<div class=\"t m0 x1a h62 ye92 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>\u00e9s par des coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> vers\u00e9es \u00e0 des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies d\u2019ass<span class=\"_ _0\"></span>urance o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye93 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de fiduci<span class=\"_ _0\"></span>e. Le finan<span class=\"_ _0\"></span>cement est d\u00e9<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>n\u00e9 aux moye<span class=\"_ _0\"></span>ns de calcu<span class=\"_ _0\"></span>ls</div>\n<div class=\"t m0 x1a h62 ye94 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels p\u00e9ri<span class=\"_ _0\"></span>odiques<span class=\"_ _0\"></span>. Des actu<span class=\"_ _0\"></span>aires qua<span class=\"_ _0\"></span>lifi\u00e9s cal<span class=\"_ _0\"></span>culent les<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ye95 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e au mo<span class=\"lsde wseb\">ins une fois pa<span class=\"_ _3\"></span>r an.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye96 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye97 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions d\u00e9finie<span class=\"_ _3\"></span>s d\u00e9signent <span class=\"_ _3\"></span>les r\u00e9gimes <span class=\"_ _3\"></span>qui as<span class=\"_ _3\"></span>surent</div>\n<div class=\"t m0 x1a h62 ye98 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">un avant<span class=\"_ _0\"></span>age de r<span class=\"_ _0\"></span>etrait<span class=\"_ _0\"></span>e pour l'<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>\u00e9 d\u00e9pend<span class=\"_ _0\"></span>ant de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 ye99 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme l'\u00e2<span class=\"_ _0\"></span>ge et les ann<span class=\"_ _0\"></span>\u00e9es de servi<span class=\"_ _0\"></span>ce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye9a ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye9b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies d\u00e9s<span class=\"_ _0\"></span>ignent les r<span class=\"_ _0\"></span>\u00e9gim<span class=\"wseb\">es<span class=\"_ _0\"></span> de retr<span class=\"_ _0\"></span>aite en </span></div>\n<div class=\"t m0 x1a h62 ye9c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels Ag<span class=\"_ _0\"></span>eas verse d<span class=\"_ _0\"></span>es cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies.<span class=\"_ _0\"></span> Toutefoi<span class=\"_ _0\"></span>s dans le</div>\n<div class=\"t m0 x1a h62 ye9d ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la norme I<span class=\"_ _3\"></span>AS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">19, un r\u00e9gime \u00e0 cont<span class=\"_ _0\"></span>ribut<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies asso<span class=\"_ _0\"></span>rti </span></span></div>\n<div class=\"t m0 x1a h62 ye9e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un ren<span class=\"_ _0\"></span>dement d\u00e9<span class=\"_ _0\"></span>fini est tra<span class=\"_ _0\"></span>it\u00e9 comm<span class=\"_ _0\"></span>e un r\u00e9gime d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ye9f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies plut<span class=\"_ _0\"></span>\u00f4t qu\u2019\u00e0 co<span class=\"lsde wseb\">tisations d\u00e9finies en<span class=\"_ _3\"></span> raison du<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yea0 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rendement gar<span class=\"_ _3\"></span>anti (d\u00e9ter<span class=\"_ _3\"></span>min\u00e9 l\u00e9galemen<span class=\"_ _3\"></span>t) inclus <span class=\"_ _3\"></span>dans ces<span class=\"_ _3\"></span> r\u00e9gimes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yea1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yea2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les r\u00e9gimes \u00e0 prest<span class=\"_ _3\"></span>ations d\u00e9finie<span class=\"_ _3\"></span>s, les frais de</div>\n<div class=\"t m0 x1a h62 yea3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et les actifs<span class=\"_ _0\"></span> ou passifs q<span class=\"_ _0\"></span>ui d\u00e9coul<span class=\"_ _0\"></span>ent du r\u00e9g<span class=\"_ _0\"></span>ime de retr<span class=\"_ _0\"></span>aite sont</div>\n<div class=\"t m0 x1a h62 yea4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9s s<span class=\"_ _0\"></span>elon <span class=\"wse9\">la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e des unit\u00e9s de cr<span class=\"_ _0\"></span>\u00e9dit pr<span class=\"_ _0\"></span>ojet\u00e9es.<span class=\"_ _0\"></span> Dans cett<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yea5 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">m\u00e9thode<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 yea6 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Chaque p\u00e9riode d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9 donne dr<span class=\"_ _0\"></span>oit \u00e0 une unit<span class=\"_ _0\"></span>\u00e9 suppl\u00e9me<span class=\"_ _0\"></span>ntaire </span></span></div>\n<div class=\"t m0 x6a h62 yea7 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de droits<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions et chaqu<span class=\"_ _3\"></span>e unit\u00e9 <span class=\"_ _3\"></span>est \u00e9valu\u00e9e<span class=\"_ _3\"></span> s\u00e9par\u00e9ment a<span class=\"_ _3\"></span>fin</div>\n<div class=\"t m0 x6a h62 yea8 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de constit<span class=\"_ _0\"></span>uer l\u2019obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>on totale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yea9 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Le co\u00fbt de ces prestat<span class=\"_ _0\"></span>ions est im<span class=\"_ _0\"></span>put\u00e9 au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat afi<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x6a h62 yeaa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parti<span class=\"_ _0\"></span>r les co\u00fbts d<span class=\"_ _0\"></span>u r\u00e9gime de r<span class=\"_ _0\"></span>etraite s<span class=\"_ _0\"></span>ur les p\u00e9rio<span class=\"_ _0\"></span>des d\u2019act<span class=\"_ _0\"></span>ivit\u00e9</div>\n<div class=\"t m0 x6a h62 yeab ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des empl<span class=\"_ _0\"></span>oy\u00e9s<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yeac ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wseb\">L\u2019engagement<span class=\"_ _0\"></span> du r\u00e9gi<span class=\"_ _0\"></span>me de ret<span class=\"_ _0\"></span>raite <span class=\"_ _0\"></span>est \u00e9val<span class=\"_ _0\"></span>u\u00e9 \u00e0 la v<span class=\"_ _0\"></span>aleur </span></span></div>\n<div class=\"t m0 x6a h62 yead ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des <span class=\"_ _0\"></span>d\u00e9cais<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>s en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> les ta<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 yeae ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat d\u00e9<span class=\"_ _3\"></span>termin\u00e9s sur la base<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des rende<span class=\"_ _3\"></span>ments de <span class=\"_ _3\"></span>march\u00e9 </span></div>\n<div class=\"t m0 x6a h62 yeaf ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019obligation<span class=\"_ _3\"></span>s de soci\u00e9t<span class=\"_ _3\"></span>\u00e9s de bonne<span class=\"_ _3\"></span> qualit\u00e9 <span class=\"_ _3\"></span>dont la du<span class=\"_ _3\"></span>r\u00e9e r\u00e9siduel<span class=\"_ _3\"></span>le</div>\n<div class=\"t m0 x6a h62 yeb0 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ond plus ou<span class=\"_ _0\"></span> moins \u00e0 la dur<span class=\"_ _0\"></span>\u00e9e de l\u2019engag<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb2 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9\u00e9valua<span class=\"_ _3\"></span>tions, compre<span class=\"_ _3\"></span>nant les<span class=\"_ _3\"></span> gains ou<span class=\"_ _3\"></span> pertes actuar<span class=\"_ _3\"></span>iels,</div>\n<div class=\"t m0 x1a h62 yeb3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019incid<span class=\"_ _0\"></span>ence du plaf<span class=\"_ _0\"></span>ond d\u2019act<span class=\"_ _0\"></span>ifs et le ren<span class=\"_ _0\"></span>dement des<span class=\"_ _0\"></span> actifs du p<span class=\"_ _0\"></span>lan (hors</div>\n<div class=\"t m0 x1a h62 yeb4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s nets) s<span class=\"_ _0\"></span>ont imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9es d<span class=\"_ _0\"></span>ans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la</div>\n<div class=\"t m0 x1a h62 ye0d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re via les<span class=\"_ _0\"></span> Autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat \u00e9t<span class=\"_ _0\"></span>endu dur<span class=\"_ _0\"></span>ant la</div>\n<div class=\"t m0 x1a h62 ye0e ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode o\u00f9<span class=\"_ _3\"></span> elles sur<span class=\"_ _3\"></span>viennent. Les<span class=\"_ _3\"></span> r\u00e9\u00e9valua<span class=\"lsdc wse9\">tions ne sont pas re<span class=\"_ _0\"></span>class\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 ye0f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> durant les<span class=\"_ _0\"></span> p\u00e9riodes<span class=\"_ _0\"></span> ult\u00e9rieu<span class=\"_ _0\"></span>res. L\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat net es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 ye10 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9 en appli<span class=\"_ _0\"></span>quant u<span class=\"_ _0\"></span>n taux d<span class=\"_ _0\"></span>\u2019actual<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>au pass<span class=\"_ _0\"></span>if (ou \u00e0 <span class=\"_ _0\"></span>l\u2019actif<span class=\"_ _0\"></span>) net</div>\n<div class=\"t m0 x1a h62 ye11 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 \u00e0 la prest<span class=\"_ _0\"></span>ation d\u00e9f<span class=\"_ _0\"></span>inie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye12 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye13 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s des se<span class=\"_ _0\"></span>rvices p<span class=\"_ _0\"></span>ass\u00e9s s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x1a h62 ye14 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la premi\u00e8<span class=\"_ _0\"></span>re date ent<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye15 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">date de l<span class=\"_ _3\"></span>\u2019amendeme<span class=\"lsdc wse9\">nt ou de la restrict<span class=\"_ _0\"></span>ion du pl<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye16 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">date o\u00f9 Ag<span class=\"_ _0\"></span>eas compt<span class=\"_ _0\"></span>abilise l<span class=\"_ _0\"></span>es co\u00fbts de r<span class=\"_ _0\"></span>estruct<span class=\"_ _0\"></span>uration.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 786px; width: 350px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s qui so<span class=\"_ _0\"></span>utienn<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>passifs<span class=\"_ _0\"></span> de <span class=\"wse9\">ret<span class=\"_ _0\"></span>raite d\u2019un<span class=\"_ _0\"></span>e entit\u00e9, d<span class=\"_ _0\"></span>oivent </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9pondr<span class=\"_ _0\"></span>e \u00e0 certain<span class=\"_ _0\"></span>s crit\u00e8res<span class=\"_ _0\"></span> avant d\u2019\u00ea<span class=\"_ _0\"></span>tre class<span class=\"_ _0\"></span>\u00e9s parmi les<span class=\"_ _0\"></span> actifs de</div>\n<div class=\"t m0 x6 h62 y8b3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite adm<span class=\"_ _0\"></span>is. Ces <span class=\"_ _0\"></span>crit\u00e8r<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>nt sur l<span class=\"_ _0\"></span>e fait qu<span class=\"_ _0\"></span>e ces act<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x6 h62 y93e ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">doivent \u00eatre s\u00e9p<span class=\"_ _3\"></span>ar\u00e9s l\u00e9galement<span class=\"_ _3\"></span> d\u2019Ageas ou de ses cr\u00e9an<span class=\"_ _3\"></span>ciers. Si tel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pas l<span class=\"lsde wsfa\">e cas, les actifs seront repris sous<span class=\"_ _3\"></span> la rubrique corre<span class=\"_ _3\"></span>spondante </span></div>\n<div class=\"t m0 x6 h62 y940 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019\u00e9tat de la<span class=\"_ _3\"></span> situation finan<span class=\"_ _3\"></span>ci\u00e8re (placemen<span class=\"_ _3\"></span>ts, immobilisat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x6 h62 y941 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles, et<span class=\"_ _0\"></span>c.). Si l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s resp<span class=\"_ _0\"></span>ectent l<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res, ils<span class=\"_ _0\"></span> sont af<span class=\"_ _0\"></span>fect\u00e9s \u00e0</div>\n<div class=\"t m0 x6 h62 y942 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019oblig<span class=\"_ _0\"></span>ation de ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compens<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>ntr<span class=\"wseb\">e les j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s de re<span class=\"_ _0\"></span>traite et<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y945 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>ualis\u00e9<span class=\"_ _0\"></span>e des passif<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ifs aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 prest<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies</div>\n<div class=\"t m0 x6 h62 y946 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">peut r\u00e9sulter en<span class=\"_ _3\"></span> un montant n\u00e9gati<span class=\"_ _3\"></span>f (un actif). Si tel es<span class=\"_ _3\"></span>t le cas, l'acti<span class=\"_ _3\"></span>f</div>\n<div class=\"t m0 x6 h62 y9ed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ne pe<span class=\"_ _0\"></span>ut pas d\u00e9pa<span class=\"_ _0\"></span>sser la val<span class=\"_ _0\"></span>eur actua<span class=\"_ _0\"></span>lis\u00e9e de<span class=\"ls0 ws0\"> </span>tout<span class=\"_ _0\"></span> avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y9ee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que sous for<span class=\"_ _0\"></span>me de remb<span class=\"_ _0\"></span>ourseme<span class=\"_ _0\"></span>nts du r\u00e9gi<span class=\"_ _0\"></span>me ou de</div>\n<div class=\"t m0 x6 h62 y9ef ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>ons des co<span class=\"_ _0\"></span>tisati<span class=\"_ _0\"></span>ons futur<span class=\"_ _0\"></span>es au r\u00e9gime (p<span class=\"_ _0\"></span>lafon<span class=\"_ _0\"></span>d d\u2019actifs).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es qui octro<span class=\"_ _0\"></span>ient des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es sociaux \u00e0 lo<span class=\"_ _0\"></span>ng terme,<span class=\"_ _0\"></span> mais qui</div>\n<div class=\"t m0 x6 h62 y9f2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne sont pas de<span class=\"_ _0\"></span>s r\u00e9gimes<span class=\"_ _0\"></span> de retrait<span class=\"_ _0\"></span>e sont \u00e9va<span class=\"_ _0\"></span>lu\u00e9<span class=\"lsde wseb\">s \u00e0 la valeur<span class=\"_ _3\"></span> actuali<span class=\"_ _3\"></span>s\u00e9e </span></div>\n<div class=\"t m0 x6 h62 y9f3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au moyen <span class=\"_ _0\"></span>de la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span>des unit\u00e9<span class=\"_ _0\"></span>s de cr\u00e9<span class=\"_ _0\"></span>dit proj<span class=\"_ _0\"></span>et\u00e9es. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>ributio<span class=\"_ _0\"></span>ns d\u2019Ag<span class=\"_ _0\"></span>eas aux<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0 cotis<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f6 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites au com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e auquel el<span class=\"_ _0\"></span>les se</div>\n<div class=\"t m0 x6 h62 y9f7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapportent, \u00e0<span class=\"_ _3\"></span> l\u2019exception<span class=\"_ _3\"></span> des r\u00e9gi<span class=\"lsdc wse9\">mes de retraite \u00e0 cot<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f8 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">assortis d\u2019<span class=\"_ _3\"></span>un rendement<span class=\"_ _3\"></span> garanti do<span class=\"_ _3\"></span>nt le trai<span class=\"_ _3\"></span>tement compta<span class=\"_ _3\"></span>ble est le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f9 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame qu<span class=\"_ _0\"></span>e pour les<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ad ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons li\u00e9es aux<span class=\"_ _0\"></span> avantag<span class=\"_ _0\"></span>es post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ae ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Certaines e<span class=\"_ _3\"></span>ntreprises Ag<span class=\"_ _3\"></span>eas accordent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e0 leurs employ<span class=\"_ _0\"></span>\u00e9s retrai<span class=\"_ _0\"></span>t\u00e9s des </span></span></div>\n<div class=\"t m0 x6 h62 yc02 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges de post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">retraite c<span class=\"_ _0\"></span>omme de<span class=\"_ _0\"></span>s pr\u00eats \u00e0 t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat <span class=\"_ _0\"></span>pr\u00e9f\u00e9re<span class=\"_ _0\"></span>ntiel </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une assu<span class=\"_ _0\"></span>rance soins<span class=\"_ _0\"></span> de sant\u00e9. L<span class=\"_ _0\"></span>e droit \u00e0 ces av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s est en</div>\n<div class=\"t m0 x6 h62 yc04 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span> octroy\u00e9 <span class=\"_ _0\"></span>aux em<span class=\"_ _0\"></span>ploy\u00e9s q<span class=\"_ _0\"></span>ui rest<span class=\"_ _0\"></span>ent en se<span class=\"_ _0\"></span>rvice j<span class=\"_ _0\"></span>usqu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019\u00e2ge de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 yc05 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et ont attei<span class=\"_ _0\"></span>nt une anci<span class=\"_ _0\"></span>ennet\u00e9 mi<span class=\"_ _0\"></span>nimale. Le<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> attendus</div>\n<div class=\"t m0 x6 h62 yc06 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engendr\u00e9s p<span class=\"_ _3\"></span>ar l\u2019octroi<span class=\"_ _3\"></span> de ces <span class=\"_ _3\"></span>avantages s\u2019ac<span class=\"_ _3\"></span>cumulent sur <span class=\"_ _3\"></span>la p\u00e9riode<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya45 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019empl<span class=\"_ _0\"></span>oi selon une<span class=\"_ _0\"></span> m\u00e9thode si<span class=\"_ _0\"></span>milaire \u00e0 cel<span class=\"_ _0\"></span>le appliq<span class=\"_ _0\"></span>u\u00e9e aux pla<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 ya46 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies. La val<span class=\"_ _0\"></span>eur de ces obli<span class=\"_ _0\"></span>gation<span class=\"_ _0\"></span>s est</div>\n<div class=\"t m0 x6 h62 ya47 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e par de<span class=\"_ _0\"></span>s calculs act<span class=\"_ _0\"></span>uariel<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e y95e ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Options s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9rat<span class=\"_ _0\"></span>ion en act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des optio<span class=\"_ _0\"></span>ns sur acti<span class=\"_ _0\"></span>ons et des act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restreint<span class=\"_ _0\"></span>e, qu'il</div>\n<div class=\"t m0 x6 h62 y960 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'agiss<span class=\"_ _0\"></span>e de plans r<span class=\"_ _0\"></span>\u00e9gl\u00e9s en act<span class=\"_ _0\"></span>ions ou en esp<span class=\"_ _0\"></span>\u00e8ces, so<span class=\"_ _0\"></span>nt octroy\u00e9<span class=\"_ _0\"></span>es aux</div>\n<div class=\"t m0 x6 h62 y961 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs et a<span class=\"lsde wsfa\">ux employ\u00e9s pour servic<span class=\"_ _3\"></span>es re\u00e7us. La juste<span class=\"_ _3\"></span> valeur </span></div>\n<div class=\"t m0 x6 h62 y962 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des servic<span class=\"_ _0\"></span>es re\u00e7us<span class=\"_ _0\"></span> est \u00e9tabli<span class=\"_ _0\"></span>e par rapport<span class=\"_ _0\"></span> \u00e0 la juste val<span class=\"_ _0\"></span>eur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y963 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur actio<span class=\"_ _0\"></span>ns et des actio<span class=\"_ _0\"></span>ns \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 rest<span class=\"_ _0\"></span>reinte ac<span class=\"_ _0\"></span>cord\u00e9e<span class=\"_ _0\"></span>s. Les char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 y964 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des optio<span class=\"_ _0\"></span>ns sur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9r<span class=\"_ _0\"></span>ation en ac<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">sont </span></div>\n<div class=\"t m0 x6 h62 y965 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s \u00e0 la date d\u2019att<span class=\"_ _0\"></span>ributi<span class=\"_ _0\"></span>on sur la bas<span class=\"_ _0\"></span>e de la juste va<span class=\"_ _0\"></span>leur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y966 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des acti<span class=\"_ _0\"></span>ons \u00e0 cessibi<span class=\"_ _0\"></span>lit\u00e9 rest<span class=\"_ _0\"></span>reinte et<span class=\"_ _0\"></span> sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en compte d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y967 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, soit i<span class=\"_ _0\"></span>mm\u00e9di<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019attri<span class=\"_ _0\"></span>butio<span class=\"_ _0\"></span>n s\u2019il n\u2019y<span class=\"_ _0\"></span> a pas de</div>\n<div class=\"t m0 x6 h62 y968 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u2019acquis<span class=\"_ _0\"></span>ition des d<span class=\"_ _0\"></span>r<span class=\"lsde wsfa\">oits, soit prorata<span class=\"_ _3\"></span> temporis sur la p\u00e9r<span class=\"_ _3\"></span>iode </span></div>\n<div class=\"t m0 x6 h62 y969 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s options et<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns \u00e0 cessibil<span class=\"_ _0\"></span>it\u00e9 rest<span class=\"_ _0\"></span>reinte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96a ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96b ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plan<span class=\"_ _0\"></span>s r\u00e9gl\u00e9s<span class=\"_ _0\"></span> en inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y96c ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme une augmentat<span class=\"_ _3\"></span>ion des capitaux pr<span class=\"_ _3\"></span>opres et sont r\u00e9\u00e9v<span class=\"_ _3\"></span>alu\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y96d ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le nombre d'<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s jusqu'\u00e0 ce qu<span class=\"_ _0\"></span>e les condit<span class=\"_ _0\"></span>ions d'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion des dr<span class=\"_ _0\"></span>oits</div>\n<div class=\"t m0 x6 h62 y96e ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soient re<span class=\"_ _0\"></span>mplies.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y970 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plans r\u00e9gl\u00e9<span class=\"_ _3\"></span>s en esp\u00e8ces sont<span class=\"_ _3\"></span> comptabilis\u00e9s comm<span class=\"_ _3\"></span>e une</div>\n<div class=\"t m0 x6 h62 y971 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ation du pas<span class=\"_ _0\"></span>sif et sont r<span class=\"_ _0\"></span>\u00e9\u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la fois pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y972 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">nombr<span class=\"_ _0\"></span>e d'acti<span class=\"_ _0\"></span>ons jusqu'<span class=\"_ _0\"></span>\u00e0 ce qu<span class=\"_ _0\"></span>e les con<span class=\"_ _0\"></span>ditions <span class=\"_ _0\"></span>d'ac<span class=\"lsde\">quisition des </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y973 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits soi<span class=\"_ _0\"></span>ent rem<span class=\"_ _0\"></span>plies<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y974 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">variation</span> <span class=\"lsdc wse9\">de la juste valeur des<span class=\"_ _0\"></span> actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y975 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les charges r\u00e9\u00e9<span class=\"_ _3\"></span>valu\u00e9es sont comp<span class=\"_ _3\"></span>tabilis\u00e9es dans<span class=\"_ _3\"></span> le compte de r\u00e9sulta<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yae7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant la <span class=\"_ _3\"></span>p\u00e9riode d'a<span class=\"_ _3\"></span>cquisition de<span class=\"_ _3\"></span>s droits.<span class=\"_ _3\"></span> Les charges<span class=\"_ _3\"></span> li\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 yae8 ffeb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'exerci<span class=\"lsdc wseb\">ce en cours<span class=\"_ _0\"></span> et aux ex<span class=\"_ _0\"></span>ercices<span class=\"_ _0\"></span> ant\u00e9r<span class=\"_ _0\"></span>ieurs so<span class=\"_ _0\"></span>nt direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaea ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La just<span class=\"_ _0\"></span>e valeur d<span class=\"_ _0\"></span>es opti<span class=\"_ _0\"></span>ons sur ac<span class=\"_ _0\"></span>tions<span class=\"_ _0\"></span> se calc<span class=\"_ _0\"></span>ule d\u2019apr<span class=\"_ _0\"></span>\u00e8s un mo<span class=\"_ _0\"></span>d\u00e8le</div>\n<div class=\"t m0 x1a h62 ya5e ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019\u00e9valuation<span class=\"_ _3\"></span> des option<span class=\"_ _3\"></span>s qui prend<span class=\"_ _3\"></span> en comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5f ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">cours de l\u2019a<span class=\"_ _0\"></span>ction \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019octr<span class=\"_ _0\"></span>oi<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">prix d<span class=\"_ _3\"></span>'exer<span class=\"_ _3\"></span>cice</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ya61 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">dur\u00e9e pr\u00e9v<span class=\"_ _0\"></span>ue de l\u2019opt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">volati<span class=\"_ _0\"></span>lit\u00e9 atten<span class=\"_ _0\"></span>due de l\u2019act<span class=\"_ _0\"></span>if sous<span class=\"ls0 ws0\">-</span>jac<span class=\"_ _0\"></span>ent et les div<span class=\"_ _0\"></span>idendes </span></span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffeb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9vus<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yaeb ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">taux</span> <span class=\"lsdc wse9\">d\u2019int\u00e9r\u00eat sa<span class=\"_ _0\"></span>ns risque s<span class=\"_ _0\"></span>ur la dur\u00e9e de v<span class=\"_ _0\"></span>ie pr\u00e9vue d<span class=\"_ _0\"></span>e l\u2019option.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 835px; height: 262px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 309px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yaec ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e les optio<span class=\"_ _0\"></span>ns sont exer<span class=\"_ _0\"></span>c\u00e9es et de no<span class=\"_ _0\"></span>uvelles<span class=\"_ _0\"></span> actions \u00e9m<span class=\"_ _0\"></span>ises, le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yaee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recettes<span class=\"_ _0\"></span>, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des \u00e9vent<span class=\"_ _0\"></span>uels frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion, sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>\u00e9es au ca<span class=\"_ _0\"></span>pital s<span class=\"_ _0\"></span>ocial (va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale) <span class=\"_ _0\"></span>et l\u2019exc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde\">dent est enregi<span class=\"_ _3\"></span>str\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme prime<span class=\"_ _3\"></span> d\u2019\u00e9mission. D<span class=\"_ _3\"></span>ans le c<span class=\"_ _3\"></span>as o\u00f9 des<span class=\"_ _3\"></span> actions propre<span class=\"_ _3\"></span>s sont</div>\n<div class=\"t m0 x1a h62 yaf1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9es \u00e0 cette fi<span class=\"_ _0\"></span>n, elles ser<span class=\"_ _0\"></span>ont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es du post<span class=\"_ _0\"></span>e Action<span class=\"_ _0\"></span>s propres<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y989 ffed fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Droits de<span class=\"_ _3\"></span>s employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les droits des<span class=\"_ _3\"></span> employ\u00e9s aux vacan<span class=\"_ _3\"></span>ces annuelles et au<span class=\"_ _3\"></span>x cong\u00e9s</div>\n<div class=\"t m0 x1a h62 y98b ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 so<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> lorsque les m<span class=\"_ _0\"></span>ontants<span class=\"_ _0\"></span> en question</div>\n<div class=\"t m0 x1a h62 y98c ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre ve<span class=\"_ _0\"></span>rs\u00e9s au<span class=\"_ _0\"></span>x employ<span class=\"_ _0\"></span>\u00e9s. Une p<span class=\"_ _0\"></span>rovisi<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>onstit<span class=\"_ _0\"></span>u\u00e9e afin <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 ya64 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrir l<span class=\"_ _0\"></span>\u2019oblig<span class=\"_ _0\"></span>ation es<span class=\"_ _0\"></span>tim\u00e9e p<span class=\"_ _0\"></span>our les v<span class=\"_ _0\"></span>acance<span class=\"_ _0\"></span>s annue<span class=\"_ _0\"></span>lles et l<span class=\"_ _0\"></span>es cong\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ya65 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 e<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>e des serv<span class=\"_ _0\"></span>ices p<span class=\"_ _0\"></span>rest\u00e9s p<span class=\"_ _0\"></span>ar les em<span class=\"_ _0\"></span>ploy\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya66 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsdc wseb\">usqu\u2019\u00e0 la d<span class=\"_ _0\"></span>ate de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb11 ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.14<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Provisions<span class=\"_ _0\"></span> et \u00e9vent<span class=\"_ _0\"></span>ualit\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeaa ffed fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeab ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Passif do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> et l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce ne sont p<span class=\"_ _0\"></span>as encor<span class=\"_ _0\"></span>e connus av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x1a h62 yeac ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certitu<span class=\"_ _0\"></span>de. Des prov<span class=\"_ _0\"></span>isions s<span class=\"_ _0\"></span>ont constit<span class=\"_ _0\"></span>u\u00e9es s'<span class=\"_ _0\"></span>il existe un<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yead ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e (l\u00e9gale ou <span class=\"wseb\">i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e) de tr<span class=\"_ _0\"></span>ansf\u00e9re<span class=\"_ _0\"></span>r des av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s \u00e9conomi<span class=\"_ _0\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 yeae ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie,<span class=\"_ _0\"></span> r\u00e9sulta<span class=\"_ _0\"></span>nt d'un \u00e9v\u00e9n<span class=\"_ _0\"></span>ement pass<span class=\"_ _0\"></span>\u00e9 et si une</div>\n<div class=\"t m0 x1a h62 yeaf ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on fia<span class=\"_ _0\"></span>ble peut<span class=\"_ _0\"></span> \u00eatre r\u00e9<span class=\"_ _0\"></span>alis\u00e9e \u00e0 <span class=\"_ _0\"></span>la date <span class=\"_ _0\"></span>de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 yeb0 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re. De<span class=\"_ _3\"></span>s provisions son<span class=\"_ _3\"></span>t \u00e9tablies pour<span class=\"_ _3\"></span> certains contr<span class=\"lsdc wseb\">ats de </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e en vertu d<span class=\"_ _0\"></span>esquels A<span class=\"_ _0\"></span>geas est ten<span class=\"_ _0\"></span>u de payer en c<span class=\"_ _0\"></span>as de d\u00e9faut d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yeb2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nt. Les prov<span class=\"_ _0\"></span>isions so<span class=\"_ _0\"></span>nt estim<span class=\"_ _0\"></span>\u00e9es \u00e0 la lumi\u00e8r<span class=\"_ _0\"></span>e des fact<span class=\"_ _0\"></span>eurs et</div>\n<div class=\"t m0 x1a h62 yeb3 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions pert<span class=\"_ _0\"></span>inent<span class=\"_ _0\"></span>s connus \u00e0 la d<span class=\"_ _0\"></span>ate de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yeb4 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span>et sont ha<span class=\"_ _3\"></span>bituellement<span class=\"_ _3\"></span> actualis\u00e9<span class=\"lsdc wse9\">s au taux sans risq<span class=\"_ _0\"></span>ue.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 394px; height: 168px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 58px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 771px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 776px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 902px; width: 351px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yeec fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.18<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Gains et pert<span class=\"_ _0\"></span>es r\u00e9alis\u00e9s<span class=\"_ _0\"></span> et non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yeed fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les <span class=\"wseb\">ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers cl<span class=\"_ _0\"></span>ass\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es \u00e0 la v<span class=\"_ _0\"></span>ente, </span></div>\n<div class=\"t m0 x1a h62 yeee fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les gains<span class=\"_ _0\"></span> et pert<span class=\"_ _0\"></span>es r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur <span class=\"_ _0\"></span>les vent<span class=\"_ _0\"></span>es et ce<span class=\"_ _0\"></span>ssions c<span class=\"_ _0\"></span>orres<span class=\"_ _0\"></span>pondent<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yeef fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la contre<span class=\"_ _0\"></span>partie re\u00e7<span class=\"_ _0\"></span>ue et la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table init<span class=\"_ _0\"></span>iale de</div>\n<div class=\"t m0 x1a h62 yef0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019actif v<span class=\"_ _0\"></span>endu, dimi<span class=\"_ _0\"></span>nu\u00e9e de to<span class=\"_ _0\"></span>utes les d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yef1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, apr\u00e8s aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de l\u2019impac<span class=\"_ _0\"></span>t \u00e9ventu<span class=\"_ _0\"></span>el de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x1a h62 yef2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure. Les<span class=\"_ _0\"></span> gains et<span class=\"_ _0\"></span> pertes<span class=\"_ _0\"></span> r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur les<span class=\"_ _0\"></span> ventes<span class=\"_ _0\"></span> sont inc<span class=\"_ _0\"></span>lus au</div>\n<div class=\"t m0 x1a h62 yef3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sult<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>enant de<span class=\"_ _0\"></span> ventes <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a h62 yef4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9\u00e9val<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 136px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste va<span class=\"_ _0\"></span>leur par le b<span class=\"_ _0\"></span>iais du</div>\n<div class=\"t m0 x6 h62 y8b2 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at, la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre<span class=\"_ _0\"></span> la val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a fin de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y8b3 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode de<span class=\"_ _3\"></span> reporting <span class=\"_ _3\"></span>en cours e<span class=\"_ _3\"></span>t \u00e0 la <span class=\"_ _3\"></span>fin de l<span class=\"_ _3\"></span>a p\u00e9riode de<span class=\"_ _3\"></span> reporting</div>\n<div class=\"t m0 x6 h62 y93e fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9c\u00e9<span class=\"wse9\">d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse dans le c<span class=\"_ _0\"></span>ompte de r<span class=\"_ _0\"></span>\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x6 h62 y93f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wse9\">R\u00e9sultat prove<span class=\"_ _0\"></span>nant de ve<span class=\"_ _0\"></span>ntes et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y940 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts d\u00e9riv\u00e9s,<span class=\"_ _0\"></span> la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la juste val<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x6 h62 y941 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u2019inclu<span class=\"_ _0\"></span>ant pas <span class=\"_ _0\"></span>la parti<span class=\"_ _0\"></span>e latent<span class=\"_ _0\"></span>e des int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">cl<span class=\"_ _0\"></span>ean fair <span class=\"lsfe ws11a\">value<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00bb) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y942 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9r<span class=\"_ _0\"></span>iode de r<span class=\"_ _0\"></span>eportin<span class=\"_ _0\"></span>g en cou<span class=\"_ _0\"></span>rs et \u00e0 l<span class=\"_ _0\"></span>a fin de <span class=\"_ _0\"></span>la p\u00e9rio<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x6 h62 y943 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse da<span class=\"_ _0\"></span>ns le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at dans la</div>\n<div class=\"t m0 x6 h62 y944 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">R\u00e9sult<span class=\"_ _0\"></span>at proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y945 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion ou de la d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciatio<span class=\"_ _0\"></span>n d\u2019un act<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er,</div>\n<div class=\"t m0 x6 h62 y9ed fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les gains et p<span class=\"_ _0\"></span>ertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ee fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">directement <span class=\"_ _3\"></span>en capitau<span class=\"_ _3\"></span>x propres so<span class=\"_ _3\"></span>nt recycl\u00e9s <span class=\"_ _3\"></span>via le comp<span class=\"_ _3\"></span>te de r\u00e9s<span class=\"_ _3\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 354px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div id=\"fs_7JFAFP34C000000000000000000000\">\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yec6 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.20<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Imp\u00f4t <span class=\"lsf7 wseb\">su<span class=\"_ _3\"></span>r</span></span> </span><span class=\"wseb\">le<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e yf06 fff7 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Imp\u00f4t exi<span class=\"_ _0\"></span>gible<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf07 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019<span class=\"wse9\">imp\u00f4t<span class=\"_ _0\"></span> exigibl<span class=\"_ _0\"></span>e est le monta<span class=\"_ _0\"></span>nt des imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9s<span class=\"_ _0\"></span>ultat paya<span class=\"_ _0\"></span>bles </span></div>\n<div class=\"t m0 x1a h62 yf08 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(r\u00e9cup\u00e9<span class=\"_ _0\"></span>rables<span class=\"_ _0\"></span>) au titre du r\u00e9s<span class=\"_ _0\"></span>ultat imp<span class=\"_ _0\"></span>osable (p<span class=\"_ _0\"></span>erte fisc<span class=\"_ _0\"></span>ale) d\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 yf09 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e9riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecb fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yecc fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s sur le <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme u<span class=\"_ _0\"></span>ne char<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1a h62 yecd fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la l\u00e9gi<span class=\"_ _3\"></span>slation <span class=\"_ _3\"></span>fiscale appli<span class=\"_ _3\"></span>cable <span class=\"wsfa\">sur chaque<span class=\"_ _3\"></span> territoire o\u00f9 </span></div>\n<div class=\"t m0 x1a h62 yece fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices sont<span class=\"_ _0\"></span> r\u00e9alis\u00e9s. L<span class=\"_ _0\"></span>\u2019impac<span class=\"_ _0\"></span>t fiscal d<span class=\"_ _0\"></span>es pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yecf fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9cup\u00e9rable<span class=\"_ _3\"></span>s est enreg<span class=\"_ _3\"></span>istr\u00e9 comme un<span class=\"_ _3\"></span> actif d\u2019<span class=\"_ _3\"></span>imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9 s\u2019il e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 yed0 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e qu\u2019un <span class=\"_ _0\"></span>b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e taxab<span class=\"_ _0\"></span>le futu<span class=\"_ _0\"></span>r sera r<span class=\"_ _0\"></span>\u00e9alis\u00e9 s<span class=\"_ _0\"></span>ur leque<span class=\"_ _0\"></span>l les pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yed1 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">report\u00e9es pe<span class=\"_ _3\"></span>uvent \u00eatre<span class=\"_ _3\"></span> ut<span class=\"lsfe ws11a\">ilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yf0a fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf0b fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Si une entit\u00e9<span class=\"_ _3\"></span> l\u00e9gale \u00e9value qu\u2019<span class=\"_ _3\"></span>il n\u2019est pas probable<span class=\"_ _3\"></span> que l\u2019autorit\u00e9<span class=\"_ _3\"></span> fiscale</div>\n<div class=\"t m0 x1a h62 yf0c fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont elle re<span class=\"_ _0\"></span>l\u00e8ve acce<span class=\"_ _0\"></span>pte le trait<span class=\"_ _0\"></span>ement f<span class=\"_ _0\"></span>iscal appl<span class=\"_ _0\"></span>iqu\u00e9, cet<span class=\"_ _0\"></span>te entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gale</div>\n<div class=\"t m0 x1a h62 yf0d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>\u2019impact d<span class=\"_ _0\"></span>e cette inc<span class=\"_ _0\"></span>ertitude s<span class=\"_ _0\"></span>ur chaqu<span class=\"_ _0\"></span>e traitem<span class=\"_ _0\"></span>ent fiscal i<span class=\"_ _0\"></span>ncertai<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ye5b fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wse9\">utilisa<span class=\"_ _0\"></span>nt soit le mont<span class=\"_ _0\"></span>ant le plus pr<span class=\"_ _0\"></span>obable so<span class=\"_ _0\"></span>it la valeu<span class=\"_ _0\"></span>r attend<span class=\"_ _0\"></span>ue sur la </span></div>\n<div class=\"t m0 x1a h62 ye5c fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">base d\u2019une<span class=\"_ _3\"></span> vari\u00e9t\u00e9 d\u2019i<span class=\"_ _3\"></span>ssues possibl<span class=\"_ _3\"></span>es, selon l<span class=\"_ _3\"></span>a m\u00e9thode q<span class=\"_ _3\"></span>ui pr\u00e9dit au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye5d fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mieux la <span class=\"_ _0\"></span>r\u00e9solut<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span> l\u2019incert<span class=\"_ _0\"></span>itude.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yed9 fff7 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeda fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs d\u2019imp\u00f4ts <span class=\"_ _3\"></span>diff\u00e9r\u00e9s <span class=\"_ _3\"></span>sont les mon<span class=\"_ _3\"></span>tants d\u2019imp\u00f4<span class=\"_ _3\"></span>ts sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">le r\u00e9sultat </span></span></div>\n<div class=\"t m0 x1a h62 yedb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">payables au cou<span class=\"_ _3\"></span>rs de p\u00e9riodes fu<span class=\"_ _3\"></span>tures au titre de<span class=\"_ _3\"></span> diff\u00e9rences</div>\n<div class=\"t m0 x1a h62 yedc fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">temporelles<span class=\"_ _3\"></span> imposables. Les act<span class=\"_ _3\"></span>ifs d\u2019imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s sont les mont<span class=\"_ _3\"></span>ants</div>\n<div class=\"t m0 x1a h62 yedd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9sul<span class=\"_ _0\"></span>tat reco<span class=\"_ _0\"></span>uvrabl<span class=\"_ _0\"></span>es au cours d<span class=\"_ _0\"></span>e p\u00e9riodes<span class=\"_ _0\"></span> futures a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 yede fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>elles d\u00e9d<span class=\"_ _0\"></span>uctibl<span class=\"_ _0\"></span>es, du report<span class=\"_ _0\"></span> de pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yedf fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non utilis<span class=\"_ _0\"></span>\u00e9es et du rep<span class=\"_ _0\"></span>ort de cr\u00e9d<span class=\"_ _0\"></span>it d\u2019imp<span class=\"_ _0\"></span>\u00f4ts non util<span class=\"_ _0\"></span>is\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee0 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> sont enti<span class=\"_ _0\"></span>\u00e8rement i<span class=\"_ _0\"></span>mput\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yee2 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re selon<span class=\"_ _3\"></span> la m\u00e9thode du repo<span class=\"_ _3\"></span>rt d\u2019imp\u00f4ts var<span class=\"_ _3\"></span>iable et s\u2019appliqu<span class=\"_ _3\"></span>ent</div>\n<div class=\"t m0 x1a h62 yee3 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux diff\u00e9rence<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">temporai<span class=\"_ _0\"></span>res entre l<span class=\"_ _0\"></span>a base impos<span class=\"_ _0\"></span>able des<span class=\"_ _0\"></span> actifs et </span></span></div>\n<div class=\"t m0 x1a h62 yee4 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et les v<span class=\"_ _0\"></span>aleurs c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bles insc<span class=\"_ _0\"></span>rites d<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>\u00e9tats fin<span class=\"_ _0\"></span>ancie<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 yee5 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee6 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee7 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les taux ad<span class=\"_ _0\"></span>opt\u00e9s ou en co<span class=\"_ _0\"></span>urs d\u2019ado<span class=\"_ _0\"></span>ption \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yee8 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> sont appl<span class=\"_ _0\"></span>iqu\u00e9s p<span class=\"_ _0\"></span>our calc<span class=\"_ _0\"></span>uler les<span class=\"_ _0\"></span> im<span class=\"lsde\">p\u00f4ts diff\u00e9r\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yee9 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeea fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">probable qu\u2019un<span class=\"_ _3\"></span> b\u00e9n\u00e9fice imposabl<span class=\"_ _3\"></span>e futur suffisant<span class=\"_ _3\"></span> sera r\u00e9alis\u00e9 sur lequ<span class=\"_ _3\"></span>el</div>\n<div class=\"t m0 x1a h62 yf0e fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les diff\u00e9r<span class=\"_ _0\"></span>ences tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>es (ou une part<span class=\"_ _0\"></span>ie) pour<span class=\"_ _0\"></span>ront \u00eatr<span class=\"_ _0\"></span>e utilis\u00e9<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf0f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf10 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs d\u2019imp<span class=\"_ _3\"></span>\u00f4ts di<span class=\"lsdc wse9\">ff\u00e9r\u00e9s port<span class=\"_ _0\"></span>ent sur les dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>aires </span></div>\n<div class=\"t m0 x1a h62 yf11 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">imposables qui<span class=\"_ _3\"></span> d\u00e9coulent des<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s dans des filiale<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x1a h62 yf12 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es et co<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises, sa<span class=\"_ _0\"></span>uf si la date de l\u2019<span class=\"_ _0\"></span>extour<span class=\"_ _0\"></span>ne de</div>\n<div class=\"t m0 x1a h62 yf13 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence temp<span class=\"_ _0\"></span>oraire pe<span class=\"_ _0\"></span>ut \u00eatre cont<span class=\"_ _0\"></span>r\u00f4l\u00e9e et s\u2019i<span class=\"_ _0\"></span>l est proba<span class=\"_ _0\"></span>ble que ce<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x1a h62 yf14 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9cart ne se<span class=\"_ _0\"></span>ra pas extou<span class=\"_ _0\"></span>rn\u00e9 dans un<span class=\"_ _0\"></span> avenir pr<span class=\"_ _0\"></span>\u00e9visib<span class=\"_ _0\"></span>le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf15 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf16 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s cour<span class=\"_ _0\"></span>ants et di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s<span class=\"_ _0\"></span> relatif<span class=\"_ _0\"></span>s \u00e0 la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x1a h62 yf17 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s de l\u2019Etat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re qui sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeba fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">directement imp<span class=\"_ _3\"></span>ut\u00e9s ou cr\u00e9dit\u00e9s au<span class=\"_ _3\"></span>x capitaux propre<span class=\"_ _3\"></span>s (tels que<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 yebb fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nts disp<span class=\"_ _0\"></span>onibl<span class=\"_ _0\"></span>es \u00e0 la ven<span class=\"_ _0\"></span>te et l<span class=\"_ _0\"></span>es couv<span class=\"_ _0\"></span>ertures<span class=\"_ _0\"></span> de flux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yebc fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie) sont \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt port\u00e9s di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent au d\u00e9bit<span class=\"_ _0\"></span> ou au cr\u00e9dit<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 yebd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres et<span class=\"_ _0\"></span> sont ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent enreg<span class=\"_ _0\"></span>istr\u00e9s au c<span class=\"_ _0\"></span>ompte de</div>\n<div class=\"t m0 x1a h62 yebe fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at en m\u00eame tem<span class=\"_ _0\"></span>ps que le gain<span class=\"_ _0\"></span> ou la perte rep<span class=\"_ _0\"></span><span class=\"lsde wsea\">ort\u00e9(e).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 525px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 861px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 866px; width: 354px; z-index: 5;\"><br/></div>\n</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 871px; width: 354px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForExpensesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag508": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 162px; width: 352px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 541px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag511": {
   "value": "\n<div class=\"t m0 x6 h7e y9a7 ffab fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciatio<span class=\"ls0 ws0\">n<span class=\"_ _3\"></span> </span><span class=\"wsfa\">des acti<span class=\"_ _3\"></span>fs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div style=\"z-index: 15;\"><br/></div>\n<div class=\"t m0 x6 h62 y9a8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif fin<span class=\"_ _0\"></span>ancier (ou g<span class=\"_ _0\"></span>roupe d\u2019<span class=\"_ _0\"></span>actifs fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span>) classif<span class=\"_ _0\"></span>i\u00e9 dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9a9 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rubriq<span class=\"_ _0\"></span>ues disp<span class=\"_ _0\"></span>onibles <span class=\"_ _0\"></span>\u00e0 la vent<span class=\"_ _0\"></span>e, pr\u00eats<span class=\"_ _0\"></span> et cr\u00e9a<span class=\"_ _0\"></span>nces o<span class=\"_ _0\"></span>u d\u00e9tenus <span class=\"_ _0\"></span>jusqu'<span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y9aa ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"_ _3\"></span> est r\u00e9put\u00e9 <span class=\"_ _3\"></span>\u00eatre d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ab ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">S<span class=\"_ _3\"></span><span class=\"lsde wseb\">\u2019il e<span class=\"_ _3\"></span>xiste une i<span class=\"_ _3\"></span>ndication obj<span class=\"_ _3\"></span>ective de <span class=\"_ _3\"></span>la d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>ti<span class=\"lsdc wse9\">on r\u00e9sulta<span class=\"_ _0\"></span>nt d\u2019un </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y9ac ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ou <span class=\"wse9\">de plusie<span class=\"_ _0\"></span>urs \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments de pe<span class=\"_ _0\"></span>rte ou d\u00e9cle<span class=\"_ _0\"></span>ncheur (l<span class=\"_ _0\"></span>\u2019\u00e9mett<span class=\"_ _0\"></span>eur se </span></div>\n<div class=\"t m0 x5c h62 y9ad ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">retrouv<span class=\"_ _0\"></span>e en sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re crit<span class=\"_ _0\"></span>ique) s<span class=\"_ _0\"></span>urvenu <span class=\"_ _0\"></span>apr\u00e8s l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x5c h62 y9ae ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le de l\u2019act<span class=\"_ _0\"></span>if<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">et <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9\">Q<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ue ce ou ces \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span><span class=\"wseb\">de <span class=\"_ _0\"></span>perte a o<span class=\"_ _0\"></span>u ont eu u<span class=\"_ _0\"></span>n impac<span class=\"_ _0\"></span>t sur les<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc03 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sore<span class=\"_ _3\"></span>rie futurs estim\u00e9<span class=\"_ _3\"></span>s de l\u2019actif financ<span class=\"_ _3\"></span>ier (ou du grou<span class=\"_ _3\"></span>pe</div>\n<div class=\"t m0 x5c h62 yc04 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers) qui pu<span class=\"_ _0\"></span>isse \u00eatre est<span class=\"_ _0\"></span>im\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiabl<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc05 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concern<span class=\"_ _0\"></span>ant les act<span class=\"_ _0\"></span>ions, les d\u00e9c<span class=\"_ _0\"></span>lench<span class=\"_ _0\"></span>eurs pris en c<span class=\"_ _0\"></span>ompte pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya45 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner s\u2019i<span class=\"_ _0\"></span>l y a <span class=\"lsde\">une indication <span class=\"_ _3\"></span>objective <span class=\"_ _3\"></span>de d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tion sont, </span></div>\n<div class=\"t m0 x6 h62 ya46 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, le f<span class=\"_ _0\"></span>ait que <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>soit sig<span class=\"_ _0\"></span>nificati<span class=\"_ _0\"></span>veme<span class=\"_ _0\"></span>nt (25<span class=\"ls0 ws0\"> <span class=\"lsfa ws113\">%) </span></span></div>\n<div class=\"t m0 x6 h62 ya47 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 la v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le ou ait<span class=\"_ _0\"></span> \u00e9t\u00e9 inf\u00e9r<span class=\"_ _0\"></span>ieure \u00e0 <span class=\"_ _0\"></span>cette v<span class=\"_ _0\"></span>aleur</div>\n<div class=\"t m0 x6 h62 ya48 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable p<span class=\"_ _3\"></span>endant une<span class=\"_ _3\"></span> longue p\u00e9riode<span class=\"_ _3\"></span> (365 jou<span class=\"_ _3\"></span>rs cons\u00e9cu<span class=\"_ _3\"></span>tifs) se</div>\n<div class=\"t m0 x6 h62 ya49 ffa9 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">termin<span class=\"lsdc wseb\">ant \u00e0 la date o\u00f9<span class=\"_ _0\"></span> est ar<span class=\"_ _0\"></span>r\u00eat\u00e9 l\u2019\u00e9t<span class=\"_ _0\"></span>at de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En fonct<span class=\"_ _0\"></span>ion du ty<span class=\"_ _0\"></span>pe d\u2019ac<span class=\"_ _0\"></span>tif fin<span class=\"_ _0\"></span>ancier,<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e peut \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 ya4c ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9 c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 ya4d ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"wse9\">juste val<span class=\"_ _0\"></span>eur \u00e9tabl<span class=\"_ _0\"></span>ie au moyen d\u2019<span class=\"_ _0\"></span>un cour<span class=\"_ _0\"></span>s de march\u00e9 ob<span class=\"_ _0\"></span>serva<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wse9\">La juste valeur \u00e9ta<span class=\"_ _0\"></span>blie au moye<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>de donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 no<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x5c h62 ya4f ffa9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">ou</span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\">Su<span class=\"_ _3\"></span>r</span><span class=\"ffa9\"> <span class=\"lsdc wse9\">la base de la juste v<span class=\"_ _0\"></span>aleur de la gar<span class=\"_ _0\"></span>antie. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya51 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si un actif di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>le \u00e0 la vente doit<span class=\"_ _0\"></span> \u00eatre d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9, la pr<span class=\"_ _0\"></span>ovisio<span class=\"_ _0\"></span>n pour</div>\n<div class=\"t m0 x6 h62 ya53 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat. P<span class=\"_ _0\"></span>our les actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 ya54 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9s, les pert<span class=\"_ _0\"></span>es non r\u00e9al<span class=\"_ _0\"></span>is\u00e9es </span></span></div>\n<div class=\"t m0 x6 h62 ya55 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ant\u00e9rie<span class=\"_ _0\"></span>urement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es e<span class=\"_ _0\"></span>n capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>ont transf<span class=\"_ _0\"></span>\u00e9r\u00e9es au</div>\n<div class=\"t m0 x6 h62 ya56 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat au m<span class=\"_ _0\"></span>oment de l<span class=\"_ _0\"></span>a d\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya58 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Si, duran<span class=\"_ _3\"></span>t un exerci<span class=\"_ _3\"></span>ce ult\u00e9rieur<span class=\"_ _3\"></span>, la juste<span class=\"_ _3\"></span> valeur d\u2019<span class=\"_ _3\"></span>un instrumen<span class=\"_ _3\"></span>t de dette<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya59 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">class\u00e9 c<span class=\"_ _0\"></span>omme dis<span class=\"_ _0\"></span>poni<span class=\"_ _0\"></span>ble<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la vente aug<span class=\"_ _0\"></span>mente et que l<span class=\"_ _0\"></span>\u2019augment<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x6 h62 ya5a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut objec<span class=\"_ _0\"></span>tiveme<span class=\"_ _0\"></span>nt \u00eatre rel<span class=\"_ _0\"></span>i\u00e9e \u00e0 un \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment post<span class=\"_ _0\"></span>\u00e9rieur \u00e0 la</div>\n<div class=\"t m0 x1a h62 y972 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de la prov<span class=\"_ _0\"></span>ision pou<span class=\"_ _0\"></span>r d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat,</div>\n<div class=\"t m0 x1a h62 y973 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la provis<span class=\"_ _0\"></span>ion pour d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciat<span class=\"_ _0\"></span>ion est ext<span class=\"_ _0\"></span>ourn\u00e9e du mo<span class=\"_ _0\"></span>ntant de la re<span class=\"_ _0\"></span>prise</div>\n<div class=\"t m0 x1a h62 y974 ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptab<span class=\"lsdc wse9\">ilis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9sult<span class=\"_ _0\"></span>at. Les r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ions posit<span class=\"_ _0\"></span>ives </span></div>\n<div class=\"t m0 x1a h62 y975 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ures d\u2019ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s de dette c<span class=\"_ _0\"></span>lass\u00e9s co<span class=\"_ _0\"></span>mme disp<span class=\"_ _0\"></span>onibles \u00e0 l<span class=\"_ _0\"></span>a vente</div>\n<div class=\"t m0 x1a h62 yc08 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont ins<span class=\"_ _3\"></span>crites dans l<span class=\"_ _3\"></span>a rubrique<span class=\"_ _3\"></span> Autres \u00e9l\u00e9m<span class=\"_ _3\"></span>ents du <span class=\"_ _3\"></span>r\u00e9sultat \u00e9tend<span class=\"_ _3\"></span>u.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9cia<span class=\"_ _3\"></span>tions d\u2019un <span class=\"_ _3\"></span>instrument <span class=\"_ _3\"></span>de capitau<span class=\"_ _3\"></span>x propres c<span class=\"_ _3\"></span>la<span class=\"lsdc\">ss\u00e9 comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yae9 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble \u00e0 la vent<span class=\"_ _0\"></span>e ne sont pas ext<span class=\"_ _0\"></span>ourn\u00e9es<span class=\"_ _0\"></span> via le comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at.</div>\n<div class=\"t m0 x1a h62 yaea ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les augmentation<span class=\"_ _3\"></span>s de leur juste<span class=\"_ _3\"></span> valeur apr\u00e8s d\u00e9pr\u00e9c<span class=\"_ _3\"></span>iations sont</div>\n<div class=\"t m0 x1a h62 ya5d ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s directemen<span class=\"_ _3\"></span>t dans la <span class=\"_ _3\"></span>rubrique A<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9<span class=\"_ _3\"></span>sultat</div>\n<div class=\"t m0 x1a h62 ya5e ffa9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9tendu.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 930px; height: 157px; width: 352px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 536px; width: 352px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfFinancialAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag536": {
   "value": "\n<div class=\"t m0 x1a h7e yb0b ffab fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 yb0c ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">e classement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">IFRS des p<span class=\"_ _0\"></span>assifs f<span class=\"_ _0\"></span>inanc<span class=\"_ _0\"></span>iers d\u00e9t<span class=\"_ _0\"></span>ermine l<span class=\"_ _0\"></span>eur \u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>et </span></span></span></div>\n<div class=\"t m0 x1a h62 yb0d ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">leur compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation en c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat de la m<span class=\"_ _0\"></span>ani\u00e8re su<span class=\"_ _0\"></span>ivante<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsde wsea\"></span>Les passifs financiers d\u00e9tenus \u00e0 la juste valeur par le biais du<span class=\"ffa9\"><span class=\"lsdc wseb\"><span class=\"ls0 ws0\"><span class=\"lsde wsea\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6a h62 yb0f ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de r\u00e9sultat incluent :<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y98d ffa9 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">i)  Les passifs financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"><span class=\"lsdc wseb\">, <span class=\"_ _0\"></span>y </span></span></div>\n<div class=\"t m0 x134 h62 y98e ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compris le<span class=\"_ _3\"></span>s instrumen<span class=\"_ _3\"></span>ts d\u00e9riv\u00e9s ne<span class=\"_ _3\"></span> se quali<span class=\"_ _3\"></span>fiant pas <span class=\"_ _3\"></span>comme</div>\n<div class=\"t m0 x134 h62 yb10 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de couvert<span class=\"_ _3\"></span>ure<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 yb11 ffa9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">ii)<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span>L<span class=\"_ _3\"></span><span class=\"lsde wsfa\">es passifs finan<span class=\"_ _3\"></span>ciers qu\u2019Ageas a irr<span class=\"_ _3\"></span>\u00e9vocablement d\u00e9s<span class=\"_ _3\"></span>ign\u00e9s </span></span></div>\n<div class=\"t m0 x134 h62 yb12 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">lors de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">la compt<span class=\"_ _0\"></span>abilisat<span class=\"_ _0\"></span>ion initi<span class=\"_ _0\"></span>ale ou lors de la p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x134 h62 yb13 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">adoptio<span class=\"_ _0\"></span>n des IFRS co<span class=\"_ _0\"></span>mme d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais</div>\n<div class=\"t m0 x134 h62 yb14 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>, parce qu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x134 h62 yb15 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e cont<span class=\"_ _0\"></span>rat h\u00f4te inc<span class=\"_ _0\"></span>lut un d\u00e9riv<span class=\"_ _0\"></span>\u00e9 incor<span class=\"_ _0\"></span>por\u00e9 qui dev<span class=\"_ _0\"></span>rait sino<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 xfb h62 yb16 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00eatre s\u00e9par\u00e9,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 yb17 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er \u00e9limi<span class=\"_ _0\"></span>ne ou r<span class=\"lsde wseb\">\u00e9duit significat<span class=\"_ _3\"></span>ivement une </span></span></span></span></div>\n<div class=\"t m0 xfb h62 yb18 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incoh\u00e9r<span class=\"_ _0\"></span>ence dans l<span class=\"_ _0\"></span>\u2019\u00e9valu<span class=\"_ _0\"></span>ation ou la com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">non</span>-</span></div>\n<div class=\"t m0 xfb h62 yb19 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concordance<span class=\"_ _3\"></span> comptable<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"_ _3\"></span>, ou<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x134 h62 ya70 ffae fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffad\"> <span class=\"_\"> </span><span class=\"ffa9\">L<span class=\"lsdc wse9\">e passi<span class=\"_ _0\"></span>f financi<span class=\"_ _0\"></span>er rel\u00e8v<span class=\"_ _0\"></span>e d\u2019un grou<span class=\"_ _0\"></span>pe d\u2019actif<span class=\"_ _0\"></span>s et/ou de </span></span></span></div>\n<div class=\"t m0 xfb h62 ya71 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs g\u00e9r\u00e9s et d<span class=\"_ _0\"></span>ont la perf<span class=\"_ _0\"></span>ormance es<span class=\"_ _0\"></span>t \u00e9valu<span class=\"_ _0\"></span>\u00e9e</div>\n<div class=\"t m0 xfb h62 ya72 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a <span class=\"lsde wsfa\">m\u00e9thode de la ju<span class=\"_ _3\"></span>ste valeur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya73 ffac fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffad\"> <span class=\"_ _41\"> </span><span class=\"ffa9 lsdc wseb\">Les autres pas<span class=\"_ _0\"></span>sifs fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs sont i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span>ment co<span class=\"_ _0\"></span>mptabil<span class=\"_ _0\"></span>is\u00e9s \u00e0 la </span></span></div>\n<div class=\"t m0 x6a h62 ya74 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion. Par l<span class=\"_ _0\"></span>a suite,</div>\n<div class=\"t m0 x6a h62 ya75 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> passifs <span class=\"lsde wsea\">financiers<span class=\"ls0 ws0\"> </span><span class=\"wseb\">sont \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti en<span class=\"_ _3\"></span> utilisant<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffa9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la m\u00e9tho<span class=\"_ _0\"></span>de du ta<span class=\"_ _0\"></span>ux d'in<span class=\"lsde\">t<span class=\"_ _0\"></span>\u00e9r\u00eat effe<span class=\"_ _3\"></span>ctif, avec<span class=\"_ _3\"></span> amortissement <span class=\"_ _3\"></span>p\u00e9riodique </span></div>\n<div class=\"t m0 x6a h62 ya77 ffa9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9 e<span class=\"_ _3\"></span>n compte de<span class=\"_ _3\"></span> r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya78 ffa9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya79 ffa9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les dettes subordon<span class=\"_ _3\"></span>n\u00e9es et les emprun<span class=\"_ _3\"></span>ts sont initia<span class=\"_ _3\"></span>lement</div>\n<div class=\"t m0 x1a h62 ya7a ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> \u00e0 la juste vale<span class=\"_ _0\"></span>ur moins les<span class=\"_ _0\"></span> co\u00fbts de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 ya7b ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>urement<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt amorti<span class=\"_ _0\"></span> en utilisa<span class=\"_ _0\"></span>nt <span class=\"wseb\">la m\u00e9t<span class=\"_ _0\"></span>hode du t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya7c ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if, avec am<span class=\"_ _0\"></span>ortisse<span class=\"_ _0\"></span>ment p\u00e9rio<span class=\"_ _0\"></span>dique en<span class=\"_ _0\"></span>regist<span class=\"_ _0\"></span>r\u00e9 en compte</div>\n<div class=\"t m0 x1a h62 yca8 ffa9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 352px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 482px; width: 347px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y959 ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Certificats <span class=\"lsdc wse8\">d'endetteme<span class=\"_ _0\"></span>nt<span class=\"lsde wseb\">, dettes subordonn<span class=\"_ _3\"></span>\u00e9es et au<span class=\"_ _3\"></span>tres </span></span></span></span></div>\n<div class=\"t m0 x22d h62 y95a ffe6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95b ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cert<span class=\"_ _0\"></span>ificats<span class=\"_ _0\"></span> d'endet<span class=\"_ _0\"></span>tement,<span class=\"_ _0\"></span> les det<span class=\"_ _0\"></span>tes su<span class=\"_ _0\"></span>bordonn<span class=\"_ _0\"></span>\u00e9es et a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x6 h62 y95c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span> sont <span class=\"wseb\">init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 leu<span class=\"_ _0\"></span>r juste v<span class=\"_ _0\"></span>aleur y co<span class=\"_ _0\"></span>mpris </span></div>\n<div class=\"t m0 x6 h62 y95d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les co\u00fbts d<span class=\"_ _0\"></span>e transac<span class=\"_ _0\"></span>tion direct<span class=\"_ _0\"></span>s. Ult\u00e9<span class=\"_ _0\"></span>rieureme<span class=\"_ _0\"></span>nt, ils sont<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt</div>\n<div class=\"t m0 x6 h62 y95e ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">amorti et tout \u00e9c<span class=\"_ _3\"></span>art entre le produ<span class=\"_ _3\"></span>it net et la valeur<span class=\"_ _3\"></span> de remboursemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y95f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est inscr<span class=\"_ _0\"></span>it au comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at selon<span class=\"_ _0\"></span> la m\u00e9thode d<span class=\"wseb\">u t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y960 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectif pour<span class=\"_ _3\"></span> l\u2019exercice au cours<span class=\"_ _3\"></span> duquel l\u2019emprun<span class=\"_ _3\"></span>t est contract\u00e9<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">qui peuv<span class=\"_ _0\"></span>ent \u00eatr<span class=\"_ _0\"></span>e conve<span class=\"_ _0\"></span>rtis en u<span class=\"_ _0\"></span>n nomb<span class=\"_ _0\"></span>re fixe d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y963 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres d\u2019Agea<span class=\"_ _3\"></span>s sont scind\u00e9s en<span class=\"_ _3\"></span> deux composantes lors de<span class=\"_ _3\"></span> leur</div>\n<div class=\"t m0 x6 h62 y964 ffe6 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>isation in<span class=\"_ _3\"></span>itiale<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x6 h62 y965 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsde wseb\">U<span class=\"_ _3\"></span>n instrumen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">de dette se calc<span class=\"_ _0\"></span>ule d\u2019abo<span class=\"_ _0\"></span>rd en d\u00e9ter<span class=\"_ _0\"></span>minant<span class=\"_ _0\"></span> la juste </span></span></span></div>\n<div class=\"t m0 x5c h62 y966 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur d\u2019u<span class=\"_ _3\"></span>ne dette si<span class=\"_ _3\"></span>milaire (en<span class=\"_ _3\"></span> ce compr<span class=\"_ _3\"></span>is tout d\u00e9<span class=\"_ _3\"></span>riv\u00e9 incorpor<span class=\"_ _3\"></span>\u00e9 non</div>\n<div class=\"t m0 x5c h62 y967 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>patif) q<span class=\"_ _0\"></span>ui n\u2019est pas ass<span class=\"_ _0\"></span>oci\u00e9e \u00e0 un<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">composante de<span class=\"_ _3\"></span> capitaux </span></div>\n<div class=\"t m0 x5c h62 y968 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">propres<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y969 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Un instrument de c<span class=\"_ _0\"></span>apitaux pr<span class=\"_ _0\"></span>opres, d<span class=\"_ _0\"></span>ont la vale<span class=\"_ _0\"></span>ur compt<span class=\"wse8\">ab<span class=\"_ _0\"></span>le </span></span></span></div>\n<div class=\"t m0 x5c h62 y96a ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sente l<span class=\"_ _3\"></span>\u2019option de<span class=\"_ _3\"></span> convertir l\u2019i<span class=\"_ _3\"></span>nstrument en<span class=\"_ _3\"></span> actions o<span class=\"_ _3\"></span>rdinaires,</div>\n<div class=\"t m0 x5c h62 y96b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019obtie<span class=\"_ _0\"></span>nt en soustr<span class=\"_ _0\"></span>ayant la v<span class=\"_ _0\"></span>aleur compt<span class=\"_ _0\"></span>able du pass<span class=\"_ _0\"></span>if fina<span class=\"_ _0\"></span>ncier du</div>\n<div class=\"t m0 x5c h62 y96c ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant de<span class=\"_ _3\"></span> l\u2019instrumen<span class=\"_ _3\"></span>t compos\u00e9 d<span class=\"_ _3\"></span>ans son ens<span class=\"_ _3\"></span>emble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96d ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si Ageas ach<span class=\"_ _0\"></span>\u00e8te ses pro<span class=\"_ _0\"></span>pres tit<span class=\"_ _0\"></span>res de cr\u00e9anc<span class=\"_ _0\"></span>e passif<span class=\"_ _0\"></span>s subord<span class=\"_ _0\"></span>on<span class=\"lsdd ws11a\">n\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y96f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> ceux<span class=\"ls0 ws0\">-</span>ci sont ret<span class=\"_ _0\"></span>ir\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 348px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag532": {
   "value": "\n<div class=\"t m0 x6 h7e y8b1 ffb1 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Co\u00fbts de tra<span class=\"_ _0\"></span>nsact<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion sur i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>anciers f<span class=\"_ _0\"></span>ont r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h62 y8b3 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux directeme<span class=\"_ _3\"></span>nt <span class=\"lsdc\">imputabl<span class=\"_ _0\"></span>es \u00e0 l'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion ou \u00e0 l<span class=\"_ _0\"></span>a cessio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y93e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un actif<span class=\"_ _0\"></span> ou d'un pass<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er. Ils eng<span class=\"_ _0\"></span>lobent<span class=\"_ _0\"></span> les honora<span class=\"_ _0\"></span>ires et</div>\n<div class=\"t m0 x6 h62 y93f ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> vers\u00e9s aux agents,<span class=\"_ _3\"></span> conseillers, cour<span class=\"_ _3\"></span>tiers et arbitrag<span class=\"_ _3\"></span>istes,</div>\n<div class=\"t m0 x6 h62 y940 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les montants<span class=\"_ _3\"></span> pr\u00e9lev\u00e9s par les agen<span class=\"_ _3\"></span>ces r\u00e9glementaires<span class=\"_ _3\"></span> et les Bourses de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">v<span class=\"lsdc wseb\">aleur ainsi <span class=\"_ _0\"></span>que le<span class=\"_ _0\"></span>s droits <span class=\"_ _0\"></span>et taxes<span class=\"_ _0\"></span> de transf<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ces co\u00fbts<span class=\"_ _0\"></span> de tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sont i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>initial<span class=\"_ _0\"></span>e de l\u2019act<span class=\"_ _0\"></span>if et</div>\n<div class=\"t m0 x6 h62 y944 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du passif<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>ier, sa<span class=\"_ _0\"></span>uf si l\u2019a<span class=\"_ _0\"></span>ctif o<span class=\"_ _0\"></span>u passif fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>r est \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x6 h62 y945 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat. Da<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">ce cas, les co\u00fbts de </span></span></div>\n<div class=\"t m0 x6 h62 y946 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion sont di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent pass\u00e9<span class=\"_ _0\"></span>s en charg<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 914px; height: 178px; width: 352px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h7e y9d5 ffc5 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019empr<span class=\"_ _3\"></span>unt sont g\u00e9n\u00e9raleme<span class=\"_ _3\"></span>nt pris en charge<span class=\"_ _3\"></span> d\u00e8s qu\u2019ils sont</div>\n<div class=\"t m0 x1a h62 y9d7 ffc3 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d8 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s d\u2019emp<span class=\"_ _0\"></span>runt qui s<span class=\"_ _0\"></span>ont dir<span class=\"_ _0\"></span>ecteme<span class=\"_ _0\"></span>nt imput<span class=\"_ _0\"></span>ables \u00e0 <span class=\"_ _0\"></span>l\u2019acquis<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>ou</div>\n<div class=\"t m0 x1a h62 y9da ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la constr<span class=\"_ _0\"></span>uction d\u2019<span class=\"_ _0\"></span>un actif so<span class=\"_ _0\"></span>nt capit<span class=\"lsde wseb\">alis\u00e9s pendant la p<span class=\"_ _3\"></span>\u00e9riode de </span></div>\n<div class=\"t m0 x1a h62 y9db ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction d<span class=\"_ _0\"></span>e l\u2019acti<span class=\"_ _0\"></span>f comm<span class=\"_ _0\"></span>e partie <span class=\"_ _0\"></span>du co\u00fbt d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span> cet act<span class=\"_ _0\"></span>if. La</div>\n<div class=\"t m0 x1a h62 y9dc ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>isation de<span class=\"_ _0\"></span> co\u00fbts d\u2019e<span class=\"_ _0\"></span>mprunt dev<span class=\"_ _0\"></span>rait comm<span class=\"_ _0\"></span>encer l<span class=\"_ _0\"></span>orsque<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 y9dd ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsde wseb\">d\u00e9penses<span class=\"_ _3\"></span> li\u00e9es \u00e0<span class=\"_ _3\"></span> cet actif<span class=\"_ _3\"></span> et les c<span class=\"_ _3\"></span>o\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt sont </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9df ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdd ws11a\">activit\u00e9s n<span class=\"lsdc wse9\">\u00e9cessair<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion pr\u00e9vu<span class=\"_ _0\"></span>e ou \u00e0 la vente </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9e0 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont en cours. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La capit<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des c<span class=\"_ _0\"></span>o\u00fbts d\u2019em<span class=\"_ _0\"></span>prunt<span class=\"_ _0\"></span> prend fi<span class=\"_ _0\"></span>n d\u00e8s qu<span class=\"_ _0\"></span>e l\u2019actif <span class=\"_ _0\"></span>est pr\u00eat</div>\n<div class=\"t m0 x1a h62 ya3c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour son aff<span class=\"_ _0\"></span>ectatio<span class=\"_ _0\"></span>n ou pour la vent<span class=\"_ _0\"></span>e. Si le d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent actif<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 ya3d ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">interrompu po<span class=\"_ _3\"></span>ur une <span class=\"_ _3\"></span>dur\u00e9e prolong\u00e9e<span class=\"_ _3\"></span>, la capi<span class=\"_ _3\"></span>talisation e<span class=\"_ _3\"></span>st suspendue<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x1a h62 ya3e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la constru<span class=\"_ _0\"></span>ction a lie<span class=\"_ _0\"></span>u en plusieu<span class=\"_ _0\"></span>rs parti<span class=\"_ _0\"></span>es et que l\u2019uti<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 ya3f ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque <span class=\"_ _0\"></span>partie est<span class=\"_ _0\"></span> possib<span class=\"_ _0\"></span>le par<span class=\"_ _0\"></span>all\u00e8lem<span class=\"_ _0\"></span>ent \u00e0 la p<span class=\"_ _0\"></span>oursuit<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 ya40 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">construction,<span class=\"_ _3\"></span> la capitalisation<span class=\"_ _3\"></span> prend fin pour ch<span class=\"_ _3\"></span>acune des par<span class=\"_ _3\"></span>ties lorsque</div>\n<div class=\"t m0 x1a h62 ya41 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">son ach\u00e8vement<span class=\"_ _3\"></span> est proche. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya42 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span>s li\u00e9s \u00e0 <span class=\"_ _0\"></span>un actif <span class=\"_ _0\"></span>pr\u00e9cis, <span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">taux r\u00e9el<span class=\"_ _0\"></span> y est </span></div>\n<div class=\"t m0 x1a h62 yc09 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Dans les aut<span class=\"_ _0\"></span>res cas, u<span class=\"_ _0\"></span>n co\u00fbt d\u2019e<span class=\"_ _0\"></span>mprunt moy<span class=\"_ _0\"></span>en pond\u00e9r<span class=\"_ _0\"></span>\u00e9 est</div>\n<div class=\"t m0 x1a h62 ycea ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">appliqu\u00e9. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 372px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les act<span class=\"_ _0\"></span>ifs qual<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9b<span class=\"_ _0\"></span>utant le ou av<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 x6 h62 yb1c ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les \u00e0 <span class=\"_ _3\"></span>l\u2019acquisition<span class=\"wsfa\">, \u00e0 l<span class=\"_ _3\"></span>a </span></div>\n<div class=\"t m0 x6 h62 yb1d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction ou \u00e0 la pr<span class=\"_ _0\"></span>oductio<span class=\"_ _0\"></span>n d\u2019un actif<span class=\"_ _0\"></span> qualifi\u00e9 (c<span class=\"_ _0\"></span>\u2019est<span class=\"ls0 ws0\">-\u00e0-</span>dire un actif q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 yd36 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a n\u00e9cessa<span class=\"_ _0\"></span>irement de<span class=\"_ _0\"></span>mand\u00e9 un<span class=\"_ _0\"></span>e p\u00e9riod<span class=\"_ _0\"></span>e importa<span class=\"_ _0\"></span>nte pour \u00eat<span class=\"_ _0\"></span>re pr\u00eat pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 yd37 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019usage p<span class=\"_ _0\"></span>r\u00e9vu ou pou<span class=\"_ _0\"></span>r la vente<span class=\"_ _0\"></span>) sont pris en cha<span class=\"_ _0\"></span>rge au mom<span class=\"_ _0\"></span>ent de leur<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd38 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">exigibilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 84px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ydc3 ffcd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.7<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws11a\">B<span class=\"_ _3\"></span>iens</span> <span class=\"lsde wsea\">lou\u00e9<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h7e ydc4 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en <span class=\"lsdc wse8\">qualit\u00e9<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">de baille<span class=\"wsea\">ur<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ydc5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les biens lou\u00e9s sur<span class=\"_ _3\"></span> la base de contrats<span class=\"_ _3\"></span> de location simple<span class=\"_ _3\"></span> sont repris</div>\n<div class=\"t m0 x6 h62 ydc6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at cons<span class=\"_ _0\"></span>olid\u00e9 de <span class=\"_ _0\"></span>la situ<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re d\u2019Age<span class=\"_ _0\"></span>as comm<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ydc7 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement (b\u00e2t<span class=\"_ _0\"></span>iments) et<span class=\"_ _0\"></span> des immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>ons corp<span class=\"_ _0\"></span>orelles</div>\n<div class=\"t m0 x6 h62 ydc8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(mat\u00e9ri<span class=\"_ _0\"></span>el et mat\u00e9ri<span class=\"_ _0\"></span>el roulant<span class=\"_ _0\"></span>). Ces bi<span class=\"_ _0\"></span>ens sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s au co\u00fbt av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x6 h62 ydc9 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion des d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciatio<span class=\"_ _0\"></span>ns cumul<span class=\"_ _0\"></span>\u00e9es. Les rev<span class=\"_ _0\"></span>enus loc<span class=\"_ _0\"></span>atifs, d\u00e9<span class=\"_ _0\"></span>ductio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydca ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite des inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s accord\u00e9s<span class=\"_ _0\"></span> aux pren<span class=\"_ _0\"></span>eurs, sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s de</div>\n<div class=\"t m0 x6 h62 ydcb ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> contrat de locatio<span class=\"_ _3\"></span>n. Les frais dire<span class=\"_ _3\"></span>cts</div>\n<div class=\"t m0 x6 h62 ydcc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiaux<span class=\"_ _0\"></span> consent<span class=\"_ _0\"></span>is par Agea<span class=\"_ _0\"></span>s sont ajou<span class=\"_ _0\"></span>t\u00e9s \u00e0 la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le du bien</div>\n<div class=\"t m0 x6 h62 ydcd ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lou\u00e9 et c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>harge su<span class=\"_ _0\"></span>r la dur<span class=\"_ _0\"></span>\u00e9e du co<span class=\"_ _0\"></span>ntrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydce ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la m\u00ea<span class=\"_ _0\"></span>me mani<span class=\"_ _0\"></span>\u00e8re que les<span class=\"_ _0\"></span> reve<span class=\"_ _0\"></span>nus locat<span class=\"_ _0\"></span>ifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydcf ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydd0 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas a \u00e9galement con<span class=\"_ _3\"></span>clu des contrats<span class=\"_ _3\"></span> de location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">financement<span class=\"_ _3\"></span>, en </span></div>\n<div class=\"t m0 x6 h62 ydd1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels la qua<span class=\"_ _0\"></span><span class=\"lsdd\">si<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">totalit\u00e9 d<span class=\"_ _0\"></span>es risques et<span class=\"_ _0\"></span> b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es inh\u00e9rent<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 ydd2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 des biens<span class=\"_ _0\"></span> lou\u00e9s, aut<span class=\"_ _0\"></span>res que la pr<span class=\"_ _0\"></span>opri\u00e9t\u00e9 j<span class=\"_ _0\"></span>uridiqu<span class=\"_ _0\"></span>e, sont c\u00e9d<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ydd3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au client. L<span class=\"_ _0\"></span>es biens<span class=\"_ _0\"></span> lou\u00e9s dans le c<span class=\"_ _0\"></span>adre d\u2019un c<span class=\"_ _0\"></span>ontrat d<span class=\"_ _0\"></span>e location<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ydd4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>ement sont<span class=\"_ _0\"></span> pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s co<span class=\"_ _0\"></span>mme une <span class=\"_ _0\"></span>cr\u00e9anc<span class=\"_ _0\"></span>e \u00e0 un mont<span class=\"_ _0\"></span>ant \u00e9ga<span class=\"_ _0\"></span>l \u00e0</div>\n<div class=\"t m0 x1a h62 ydd5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span> L\u2019inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment net</div>\n<div class=\"t m0 x1a h62 ydd6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le cont<span class=\"_ _0\"></span>rat de loc<span class=\"_ _0\"></span>ation est com<span class=\"_ _0\"></span>pos\u00e9 de l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle des</div>\n<div class=\"t m0 x1a h62 ydd7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loy<span class=\"_ _0\"></span>ers et de<span class=\"_ _0\"></span> toute v<span class=\"_ _0\"></span>aleur r\u00e9<span class=\"_ _0\"></span>siduell<span class=\"_ _0\"></span>e gara<span class=\"_ _0\"></span>ntie. L<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 ydd8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entre l'act<span class=\"_ _0\"></span>if et la vale<span class=\"_ _0\"></span>ur actue<span class=\"_ _0\"></span>lle de la cr\u00e9a<span class=\"_ _0\"></span>nce est enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9e comme</div>\n<div class=\"t m0 x1a h62 ydd9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit <span class=\"_ _3\"></span>financier non <span class=\"_ _3\"></span>acquis. Le<span class=\"_ _3\"></span> produit finan<span class=\"_ _3\"></span>cier est e<span class=\"_ _3\"></span>nregistr\u00e9 <span class=\"_ _3\"></span>sur la</div>\n<div class=\"t m0 x1a h62 ydda ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e du c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span> sur la b<span class=\"_ _0\"></span>ase d\u2019u<span class=\"_ _0\"></span>n sch\u00e9ma <span class=\"_ _0\"></span>qui refl<span class=\"_ _0\"></span>\u00e8te un t<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x1a h62 yddb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent p\u00e9ri<span class=\"_ _0\"></span>odique c<span class=\"_ _0\"></span>onstant<span class=\"_ _0\"></span> sur l\u2019en<span class=\"_ _0\"></span>cours d<span class=\"_ _0\"></span>e l\u2019inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment n<span class=\"_ _0\"></span>et en</div>\n<div class=\"t m0 x1a h62 yddc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de locatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>finance<span class=\"_ _0\"></span>ment. Les<span class=\"_ _0\"></span> co\u00fbts direc<span class=\"_ _0\"></span>ts initi<span class=\"_ _0\"></span>aux consent<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yddd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas so<span class=\"_ _0\"></span>nt inclus<span class=\"_ _0\"></span> dans le calc<span class=\"_ _0\"></span>ul initial d<span class=\"_ _0\"></span>e l\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt net dans</div>\n<div class=\"t m0 x1a h62 ydde ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le contrat d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on et r\u00e9duis<span class=\"_ _0\"></span>ent le mont<span class=\"_ _0\"></span>ant du pro<span class=\"_ _0\"></span>duit compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 yddf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e du co<span class=\"_ _0\"></span>ntrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yde0 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en q<span class=\"_ _3\"></span>ualit\u00e9 de <span class=\"_ _3\"></span>pren<span class=\"wsea\">eur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yde1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e des terrai<span class=\"_ _0\"></span>ns, des b\u00e2t<span class=\"_ _0\"></span>iment<span class=\"_ _0\"></span>s, du mat\u00e9ri<span class=\"_ _0\"></span>el et du mat\u00e9<span class=\"_ _0\"></span>riel</div>\n<div class=\"t m0 x1a h62 yde2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">roulant.<span class=\"_ _0\"></span> Les ter<span class=\"_ _0\"></span>mes des<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont n\u00e9go<span class=\"_ _0\"></span>ci\u00e9s</div>\n<div class=\"t m0 x1a h62 yde3 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">individuelleme<span class=\"_ _3\"></span>nt et contiennen<span class=\"_ _3\"></span>t une vaste gamme<span class=\"_ _3\"></span> de modalit\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde4 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yde5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un seul mo<span class=\"_ _0\"></span>d\u00e8le d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n s\u2019appliq<span class=\"_ _0\"></span>ue aux actif<span class=\"_ _0\"></span>s lou\u00e9s dans<span class=\"_ _0\"></span> l<span class=\"wseb\">e cadr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yde6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats de loca<span class=\"_ _0\"></span>tion simp<span class=\"_ _0\"></span>le et de contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">financement. </span></span></div>\n<div class=\"t m0 x1a h62 yde7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce <span class=\"_ _0\"></span>mod\u00e8le d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion, \u00e0 l<span class=\"_ _0\"></span>a concl<span class=\"_ _0\"></span>usion d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>, un dr<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x1a h62 yde8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019usage et<span class=\"_ _0\"></span> un passif<span class=\"_ _0\"></span> locatif so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde9 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydea ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif co<span class=\"_ _0\"></span>mprend la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s de loyers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydeb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span> qui ne sont pas<span class=\"_ _0\"></span> pay\u00e9s \u00e0 la dat<span class=\"_ _0\"></span>e de prise d\u2019<span class=\"_ _0\"></span>effet,<span class=\"_ _0\"></span> y compris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydec ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loyer<span class=\"_ _0\"></span>s \u00e0 faire sous c<span class=\"_ _0\"></span>ertaines<span class=\"_ _0\"></span> options ra<span class=\"_ _0\"></span>isonna<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x1a h62 yded ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019exte<span class=\"_ _0\"></span>nsion<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ydee ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">paiemen<span class=\"_ _3\"></span>ts fixes (<span class=\"_ _3\"></span>y compris e<span class=\"_ _3\"></span>n substanc<span class=\"_ _3\"></span>e) d\u00e9duction <span class=\"_ _3\"></span>faite de<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 ydef ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges incit<span class=\"_ _0\"></span>atifs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la locat<span class=\"_ _0\"></span>ion \u00e0 rec<span class=\"_ _0\"></span>evoir<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ydf0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wsfa\">paiemen<span class=\"_ _3\"></span>ts de loyers variabl<span class=\"_ _3\"></span>es qui sont fonctio<span class=\"_ _3\"></span>n d'un indice<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 ydf1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un taux,<span class=\"_ _0\"></span> \u00e9valu\u00e9s au m<span class=\"_ _0\"></span>oyen de l'i<span class=\"_ _0\"></span>ndice ou du ta<span class=\"_ _0\"></span>ux en vigueu<span class=\"_ _0\"></span>r \u00e0 la</div>\n<div class=\"t m0 x133 h62 ydf2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date de p<span class=\"_ _0\"></span>rise d'<span class=\"_ _0\"></span>effet<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ydf3 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsdc wse9\">sommes qu\u2019Ag<span class=\"_ _0\"></span>eas devr<span class=\"_ _0\"></span>ait payer a<span class=\"_ _0\"></span>u titre de la val<span class=\"_ _0\"></span>eur r\u00e9sid<span class=\"_ _0\"></span>uelle </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf4 ffcd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des<span class=\"ls0 ws0\"> </span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties donn\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ydf5 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsdc wse8\">Le</span><span class=\"ffcd\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">prix d'ex<span class=\"_ _0\"></span>ercice de t<span class=\"_ _0\"></span>oute opt<span class=\"_ _0\"></span>ion d'ach<span class=\"_ _0\"></span>at qu\u2019Age<span class=\"_ _0\"></span>as a la certit<span class=\"_ _0\"></span>ude </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able d'ex<span class=\"_ _0\"></span>ercer<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydf7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s exig\u00e9es <span class=\"_ _3\"></span>en cas de<span class=\"_ _3\"></span> r\u00e9siliation<span class=\"_ _3\"></span> anticip\u00e9e du<span class=\"_ _3\"></span> contrat de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, si la dur\u00e9<span class=\"_ _0\"></span>e du contrat d<span class=\"_ _0\"></span>e location pr<span class=\"_ _0\"></span>end en com<span class=\"_ _0\"></span>pte</div>\n<div class=\"t m0 x6a h62 ydf9 ffcd fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">l'exe<span class=\"_ _3\"></span>rcice<span class=\"_ _3\"></span> p<span class=\"lsde wsfa\">ar Ageas de ce<span class=\"_ _3\"></span>tte option.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydfa ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydfb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif est<span class=\"_ _0\"></span> calcul\u00e9 en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> le taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat impl<span class=\"_ _0\"></span>icite du</div>\n<div class=\"t m0 x1a h62 ydfc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n. S'il n\u2019est<span class=\"_ _0\"></span> pas possi<span class=\"_ _0\"></span>ble de d\u00e9ter<span class=\"_ _0\"></span>miner fac<span class=\"_ _0\"></span>ileme<span class=\"_ _0\"></span>nt ce</div>\n<div class=\"t m0 x1a h62 ydfd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux, le ta<span class=\"_ _0\"></span>ux d'emp<span class=\"_ _0\"></span>runt margi<span class=\"_ _0\"></span>nal d\u2019Ag<span class=\"_ _0\"></span>eas est util<span class=\"_ _0\"></span>is\u00e9. Ageas<span class=\"_ _0\"></span> utilise,</div>\n<div class=\"t m0 x1a h62 ydfe ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme taux d\u2019<span class=\"wseb\">empr<span class=\"_ _3\"></span>unt marginal<span class=\"_ _3\"></span>, une courbe<span class=\"_ _3\"></span> composite<span class=\"_ _3\"></span> largement </span></div>\n<div class=\"t m0 x1a h62 ydff ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble bas\u00e9e s<span class=\"_ _0\"></span>ur un \u00e9chant<span class=\"_ _0\"></span>illon d\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ions seco<span class=\"_ _0\"></span>ndair<span class=\"_ _0\"></span>es existant<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye00 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9metteurs fina<span class=\"_ _3\"></span>nciers dans la<span class=\"_ _3\"></span> fourchette A, aug<span class=\"_ _3\"></span>ment\u00e9 d\u2019une prime<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ye01 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque. Pour<span class=\"_ _3\"></span> les park<span class=\"_ _3\"></span>ings, un t<span class=\"_ _3\"></span>aux sans r<span class=\"_ _3\"></span>isque \u00e9gal <span class=\"_ _3\"></span>au contrat<span class=\"_ _3\"></span> d\u2019<span class=\"wsea\">\u00e9change </span></div>\n<div class=\"t m0 x1a h62 ye02 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d\u2019<span class=\"_ _0\"></span>une durat<span class=\"_ _0\"></span>ion simil<span class=\"_ _0\"></span>aire augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019u<span class=\"_ _0\"></span>ne prime de</div>\n<div class=\"t m0 x1a h62 ye03 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque s\u2019appli<span class=\"_ _3\"></span>que. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye04 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye05 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e du passif loc<span class=\"_ _0\"></span>atif aug<span class=\"_ _0\"></span>mente pa<span class=\"_ _0\"></span>r la suite pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye06 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sur le pass<span class=\"_ _0\"></span>if locatif et<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>e pour refl<span class=\"_ _0\"></span>\u00e9ter les pai<span class=\"_ _0\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye07 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">loyers eff<span class=\"_ _0\"></span>ectu\u00e9s<span class=\"_ _0\"></span>. Le passif l<span class=\"_ _0\"></span>ocatif est \u00e0 no<span class=\"_ _0\"></span>uveau mes<span class=\"_ _0\"></span>ur\u00e9 afin de<span class=\"_ _0\"></span> refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye08 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns du contr<span class=\"_ _0\"></span>at ou les chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> des paiem<span class=\"_ _0\"></span>ents de</div>\n<div class=\"t m0 x1a h62 ye09 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">loyers, don<span class=\"_ _3\"></span>t un changem<span class=\"_ _3\"></span>ent de l\u2019<span class=\"_ _3\"></span>indice ou du<span class=\"_ _3\"></span> taux uti<span class=\"_ _3\"></span>lis\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ye0a ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner ces pai<span class=\"_ _0\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 892px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 262px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>des int<span class=\"_ _0\"></span>\u00e9r\u00eats dus<span class=\"_ _0\"></span> au tit<span class=\"_ _0\"></span>re du pas<span class=\"_ _0\"></span>sif locat<span class=\"_ _0\"></span>if doit<span class=\"_ _0\"></span>, pour c<span class=\"_ _0\"></span>haque </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on, corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>re au produit<span class=\"_ _0\"></span> du solde du</div>\n<div class=\"t m0 x6 h62 y8b3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif l<span class=\"_ _0\"></span>ocatif et<span class=\"_ _0\"></span> du tau<span class=\"_ _0\"></span>x d'int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nstant p<span class=\"_ _0\"></span>our la p\u00e9<span class=\"_ _0\"></span>riode<span class=\"_ _0\"></span>. Le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 y93e ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts dus au ti<span class=\"_ _3\"></span>tre du <span class=\"_ _3\"></span>passif locati<span class=\"_ _3\"></span>f <span class=\"lsdc wse9\">est comptab<span class=\"_ _0\"></span>ilis\u00e9 dans<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y93f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> avec les loy<span class=\"_ _0\"></span>ers vari<span class=\"_ _0\"></span>ables pay<span class=\"_ _0\"></span>\u00e9s non pris e<span class=\"_ _0\"></span>n compte</div>\n<div class=\"t m0 x6 h62 y940 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lors de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du passif l<span class=\"_ _0\"></span>ocatif su<span class=\"_ _0\"></span>r la p\u00e9riod<span class=\"_ _0\"></span>e au cours de l<span class=\"_ _0\"></span>aquelle</div>\n<div class=\"t m0 x6 h62 y941 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">se produit l'\u00e9v<span class=\"_ _3\"></span>\u00e9nement ou la situa<span class=\"_ _3\"></span>tion qui est \u00e0 l<span class=\"_ _3\"></span>'origine de ces</div>\n<div class=\"t m0 x6 h62 y942 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le droi<span class=\"wseb\">t d'<span class=\"_ _0\"></span>usage es<span class=\"_ _0\"></span>t mesu<span class=\"_ _0\"></span>r\u00e9 au co<span class=\"_ _0\"></span>\u00fbt et inc<span class=\"_ _0\"></span>lut le p<span class=\"_ _0\"></span>assif loc<span class=\"_ _0\"></span>atif i<span class=\"_ _0\"></span>nitial </span></div>\n<div class=\"t m0 x6 h62 y945 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9, a<span class=\"_ _0\"></span>just\u00e9 du m<span class=\"_ _0\"></span>ontant des<span class=\"_ _0\"></span> loyers vers<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de pr<span class=\"_ _0\"></span>ise</div>\n<div class=\"t m0 x6 h62 y946 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'effet o<span class=\"_ _0\"></span>u avant cet<span class=\"_ _0\"></span>te date, d\u00e9d<span class=\"_ _0\"></span>uction fait<span class=\"_ _0\"></span>e des avant<span class=\"_ _0\"></span>ages<span class=\"_ _0\"></span> incitatif<span class=\"_ _0\"></span>s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y9ed ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n re\u00e7us, de<span class=\"_ _0\"></span>s co\u00fbts dir<span class=\"_ _0\"></span>ects init<span class=\"_ _0\"></span>iaux enga<span class=\"_ _0\"></span><span class=\"lsde wseb\">g\u00e9s par A<span class=\"_ _3\"></span>geas et d\u2019<span class=\"_ _3\"></span>une </span></div>\n<div class=\"t m0 x6 h62 y9ee ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on des co\u00fb<span class=\"_ _0\"></span>ts que le pre<span class=\"_ _0\"></span>neur dev<span class=\"_ _0\"></span>ra engager l<span class=\"_ _0\"></span>ors du</div>\n<div class=\"t m0 x6 h62 y9ef ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9mant\u00e8<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> et de l'enl\u00e8v<span class=\"_ _0\"></span>ement de l'a<span class=\"_ _0\"></span>ctif sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacent. </span> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, le droit d\u2019<span class=\"_ _0\"></span>usage est m<span class=\"_ _0\"></span>esur\u00e9 au co<span class=\"_ _0\"></span>\u00fbt moins le<span class=\"_ _0\"></span>s d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iations</div>\n<div class=\"t m0 x6 h62 y9f2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cumul\u00e9es<span class=\"_ _0\"></span> et moins<span class=\"_ _0\"></span> toute perte d<span class=\"_ _0\"></span>e valeur. L<span class=\"_ _0\"></span>e droit d'us<span class=\"_ _0\"></span>age est d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9</div>\n<div class=\"t m0 x6 h62 y9f3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9air<span class=\"_ _0\"></span>e sur la p<span class=\"_ _0\"></span>lus co<span class=\"_ _0\"></span>urte de<span class=\"_ _0\"></span>s p\u00e9riod<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : <span class=\"lsde wsfa\">dur\u00e9e de vie </span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile de l\u2019ac<span class=\"_ _0\"></span>tif et dur\u00e9<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on. Comm<span class=\"_ _0\"></span>e pour les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f5 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actifs non finan<span class=\"_ _3\"></span>cier, un droit<span class=\"_ _3\"></span> d'usage est d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>\u00e9 lorsque sa valeur<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">est sup\u00e9r<span class=\"_ _0\"></span>ieure au m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span> recouvrab<span class=\"_ _0\"></span>le. La d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on du </span></div>\n<div class=\"t m0 x6 h62 y9f7 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droit d'us<span class=\"_ _0\"></span>age et la co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>sation d<span class=\"_ _0\"></span>e toute pert<span class=\"_ _0\"></span>e de valeur s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y9f8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> dans le com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fa ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cas d\u2019<span class=\"_ _0\"></span>une nouve<span class=\"_ _0\"></span>lle mesu<span class=\"_ _0\"></span>re du passif l<span class=\"_ _0\"></span>ocatif pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x6 h62 y9fb ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s du<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">contrat de l<span class=\"_ _0\"></span>ocation o<span class=\"_ _0\"></span>u les ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9fc ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyers,<span class=\"_ _0\"></span> le droit d'us<span class=\"_ _0\"></span>age est ajus<span class=\"_ _0\"></span>t\u00e9 en cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus ne s\u2019appl<span class=\"_ _0\"></span>ique pas au<span class=\"_ _0\"></span>x contrat<span class=\"_ _0\"></span>s de </span></span></div>\n<div class=\"t m0 x6 h62 y9ff ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> de faible va<span class=\"_ _0\"></span>leur pou<span class=\"_ _0\"></span>r Ageas ou \u00e0 des c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya00 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n \u00e0 c<span class=\"wseb\">ourt te<span class=\"_ _0\"></span>rme, do<span class=\"_ _0\"></span>nt l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance \u00e0<span class=\"_ _0\"></span> la date <span class=\"_ _0\"></span>de prise<span class=\"_ _0\"></span> d\u2019effet <span class=\"_ _0\"></span>du </span></div>\n<div class=\"t m0 x6 h62 ya01 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n est inf\u00e9ri<span class=\"_ _0\"></span>eure ou \u00e9ga<span class=\"_ _0\"></span>le \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">mois. Pour c<span class=\"_ _3\"></span>es contrat<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya02 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de locat<span class=\"_ _0\"></span>ion, les <span class=\"_ _0\"></span>paieme<span class=\"_ _0\"></span>nts de l<span class=\"_ _0\"></span>oyers sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 ya03 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">charge da<span class=\"_ _0\"></span>ns le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at de fa\u00e7on li<span class=\"_ _0\"></span>n\u00e9aire su<span class=\"_ _0\"></span>r la dur\u00e9e du</div>\n<div class=\"t m0 x6 h62 ya04 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 561px; width: 354px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceCostsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag515": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h7e y947 ffb1 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s instruments finan<span class=\"_ _3\"></span>ciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y948 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur est le mont<span class=\"_ _0\"></span>ant auq<span class=\"_ _0\"></span>uel un actif o<span class=\"_ _0\"></span>u un instrum<span class=\"_ _0\"></span>ent fina<span class=\"_ _0\"></span>ncier</div>\n<div class=\"t m0 x6 h62 y949 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">remis pourrai<span class=\"_ _3\"></span>t \u00eatre \u00e9<span class=\"_ _3\"></span>chang\u00e9 et un<span class=\"_ _3\"></span> passif r\u00e9g<span class=\"_ _3\"></span>l\u00e9, entre<span class=\"_ _3\"></span> parties bi<span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y94a ffaf fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">info<span class=\"lsde wseb\">r<span class=\"_ _3\"></span>m\u00e9es et <span class=\"_ _3\"></span>consentantes<span class=\"_ _3\"></span>, agissant da<span class=\"_ _3\"></span>ns des cond<span class=\"_ _3\"></span>itions de <span class=\"_ _3\"></span>pleine </span></div>\n<div class=\"t m0 x6 h62 y94b ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concurrence<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur pr\u00e9<span class=\"_ _0\"></span>sent\u00e9e est la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur nette (c<span class=\"_ _0\"></span>lean fai<span class=\"_ _0\"></span>r value),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffaf fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wseb\">dire la juste va<span class=\"_ _0\"></span>leur tot<span class=\"_ _0\"></span>ale moi<span class=\"_ _0\"></span>ns les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats <span class=\"_ _0\"></span>couru<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>o\u00fbts </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de trans<span class=\"_ _0\"></span>action. Le<span class=\"_ _0\"></span>s int\u00e9r\u00eat<span class=\"_ _0\"></span>s cour<span class=\"lsde wsfa\">us sont class\u00e9s s\u00e9par\u00e9ment.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a9 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9aa ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur d\u2019un pas<span class=\"_ _0\"></span>sif ou d\u2019un i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent de capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9ab ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">traduit l\u2019<span class=\"_ _3\"></span>effet du ri<span class=\"_ _3\"></span>sque de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span>perform<span class=\"_ _3\"></span>ance. Le ri<span class=\"_ _3\"></span>sque de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y9ac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance inc<span class=\"_ _0\"></span>lut, sa<span class=\"_ _0\"></span>ns s\u2019y li<span class=\"_ _0\"></span>miter, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e propr<span class=\"_ _0\"></span>e de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yc05 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc06 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les princ<span class=\"_ _0\"></span>ipes de bas<span class=\"_ _0\"></span>e utilis\u00e9s l<span class=\"_ _0\"></span>ors de l\u2019<span class=\"wseb\">est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste val<span class=\"_ _0\"></span>eur sont </span></div>\n<div class=\"t m0 x6 h62 ya45 ffaf fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">les su<span class=\"_ _3\"></span>ivant<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya46 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wseb\">M<span class=\"_ _3\"></span>aximisation du<span class=\"_ _3\"></span> recours <span class=\"_ _3\"></span>aux donn\u00e9es <span class=\"_ _3\"></span>(de march\u00e9<span class=\"_ _3\"></span>) observables<span class=\"_ _3\"></span> et </span></span></div>\n<div class=\"t m0 x5c h62 ya47 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">minimis<span class=\"_ _0\"></span>ation du re<span class=\"_ _0\"></span>cours aux d<span class=\"_ _0\"></span>onn\u00e9es<span class=\"_ _0\"></span> non observa<span class=\"_ _0\"></span>bles (co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x5c h62 ya48 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>ons et hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> intern<span class=\"_ _0\"></span>es)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya49 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>hang<span class=\"wsfa\">ement de m\u00e9t<span class=\"_ _3\"></span>hode d\u2019estimation<span class=\"_ _3\"></span> uniquem<span class=\"lsdc wse9\">ent lorsqu\u2019<span class=\"_ _0\"></span>une </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya4a ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">am\u00e9lior<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> \u00eatre d\u00e9mo<span class=\"_ _0\"></span>ntr\u00e9e, o<span class=\"_ _0\"></span>u qu\u2019un cha<span class=\"_ _0\"></span>ngement es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x5c h62 ya4b ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire par s<span class=\"_ _0\"></span>uite des<span class=\"_ _0\"></span> modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de ma<span class=\"_ _0\"></span>rch\u00e9 ou</div>\n<div class=\"t m0 x5c h62 ya4c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la dispon<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019infor<span class=\"_ _0\"></span>mations<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors du calc<span class=\"_ _0\"></span>ul de la just<span class=\"_ _0\"></span>e valeur, la hi<span class=\"_ _0\"></span>\u00e9rarchi<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e est util<span class=\"_ _0\"></span>is\u00e9e pour</div>\n<div class=\"t m0 x6 h62 ya4f ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9t<span class=\"wse9\">ermi<span class=\"_ _0\"></span>ner la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fina<span class=\"_ _0\"></span>nciers p<span class=\"_ _0\"></span>ar des tech<span class=\"_ _0\"></span>niques </span></div>\n<div class=\"t m0 x6 h62 ya50 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation et po<span class=\"_ _0\"></span>ur la publi<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya51 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 1<span class=\"_ _3\"></span> : <span class=\"lsdc wseb\">les justes vale<span class=\"_ _0\"></span>urs so<span class=\"_ _0\"></span>nt \u00e9valu\u00e9<span class=\"_ _0\"></span>es via l<span class=\"_ _0\"></span>es prix c<span class=\"_ _0\"></span>ot\u00e9s (n<span class=\"_ _0\"></span>on </span></span></span></div>\n<div class=\"t m0 x5c h62 ya52 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajust\u00e9s<span class=\"_ _0\"></span>) sur un marc<span class=\"_ _0\"></span>h\u00e9 actif pou<span class=\"_ _0\"></span>r des actif<span class=\"_ _0\"></span>s ou des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya53 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">identiques, ce<span class=\"_ _3\"></span> qui signifi<span class=\"lsdc wse9\">e que ces prix repr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x5c h62 ya54 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions r\u00e9<span class=\"_ _0\"></span>elles et int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nt r\u00e9guli\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> sur le march<span class=\"_ _0\"></span>\u00e9 dans</div>\n<div class=\"t m0 x5c h62 ya55 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des condit<span class=\"_ _0\"></span>ions de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce normal<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya56 ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 2<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es autre<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 ya57 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des prix<span class=\"_ _0\"></span> cot\u00e9s au Nive<span class=\"_ _0\"></span>au<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">1 qui sont observab</span></span>les (sur le</div>\n<div class=\"t m0 x5c h62 ya58 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9), soi<span class=\"_ _3\"></span>t directemen<span class=\"_ _3\"></span>t (des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement (de<span class=\"_ _3\"></span>s donn\u00e9es</div>\n<div class=\"t m0 x5c h62 ya59 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e<span class=\"_ _0\"></span>s de prix, c<span class=\"_ _0\"></span>omme des ta<span class=\"_ _0\"></span>ux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat ou de chan<span class=\"_ _0\"></span>ge)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5a ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsf7 wseb\">N<span class=\"_ _3\"></span>ivea<span class=\"_ _3\"></span>u</span><span class=\"ffaf\"> 3<span class=\"_ _3\"></span> : <span class=\"lsde wsfa\">le<span class=\"_ _3\"></span>s justes valeur<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9e<span class=\"_ _3\"></span>s via des donn\u00e9es qui ne<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 ya5b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas (t<span class=\"_ _0\"></span>otaleme<span class=\"_ _0\"></span>nt) bas\u00e9<span class=\"_ _0\"></span>es sur des donn<span class=\"_ _0\"></span>\u00e9es obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya5c ffb2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb3\"> <span class=\"_ _41\"> </span><span class=\"ffaf lsde wsea\">C<span class=\"_ _3\"></span>o\u00fbt.</span><span class=\"ffaf\"> </span></span></div>\n<div class=\"t m0 x6 h62 ycaa ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ycab ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le niveau d<span class=\"_ _0\"></span>ans la hi\u00e9ra<span class=\"_ _0\"></span>rchie de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur dont re<span class=\"_ _0\"></span>l\u00e8ve enti\u00e8<span class=\"_ _0\"></span>rement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ycac ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r est d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>\u00e9 sur la b<span class=\"_ _0\"></span>ase <span class=\"lsde\">des donn\u00e9es du </span></div>\n<div class=\"t m0 x1a h62 ya1a ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau l<span class=\"_ _0\"></span>e plus f<span class=\"_ _0\"></span>aible qu<span class=\"_ _0\"></span>i soit si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif pou<span class=\"_ _0\"></span>r l\u2019\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>n \u00e0 la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ya1b ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans son ent<span class=\"_ _0\"></span>i\u00e8ret\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1c ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya1d ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les \u00e9valua<span class=\"_ _3\"></span>tions de j<span class=\"_ _3\"></span>uste valeur<span class=\"_ _3\"></span> de niveau<span class=\"_ _3\"></span>x<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2 et</span> </span><span class=\"wsfa\">3 requi\u00e8ren<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 ya1e ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion de tech<span class=\"_ _0\"></span>niques de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya1f ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya20 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un instru<span class=\"_ _0\"></span>ment fina<span class=\"_ _0\"></span>nc<span class=\"wseb\">ier es<span class=\"_ _0\"></span>t consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 co<span class=\"_ _0\"></span>mme cot<span class=\"_ _0\"></span>\u00e9 sur un m<span class=\"_ _0\"></span>arch\u00e9 act<span class=\"_ _0\"></span>if si </span></div>\n<div class=\"t m0 x1a h62 ya21 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cours so<span class=\"_ _0\"></span>nt ais\u00e9m<span class=\"_ _0\"></span>ent et r\u00e9gu<span class=\"_ _0\"></span>li\u00e8r<span class=\"lsde wseb\">ement disponibles au<span class=\"_ _3\"></span>pr\u00e8s d'une </span></div>\n<div class=\"t m0 x1a h62 ya22 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">b<span class=\"lsdc wse9\">ourse, d'un co<span class=\"_ _0\"></span>urtier, d'<span class=\"_ _0\"></span>un n\u00e9goc<span class=\"_ _0\"></span>iateu<span class=\"_ _0\"></span>r, d'un sect<span class=\"_ _0\"></span>eur d'act<span class=\"_ _0\"></span>ivit\u00e9, d'<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x1a h62 ya23 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service d'<span class=\"_ _0\"></span>\u00e9valu<span class=\"_ _0\"></span>ation des pri<span class=\"_ _0\"></span>x ou d'une<span class=\"_ _0\"></span> agence r\u00e9g<span class=\"_ _0\"></span>lementai<span class=\"_ _0\"></span>re et que <span class=\"lsf7 wseb\">ces </span></div>\n<div class=\"t m0 x1a h62 ya24 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prix repr\u00e9sen<span class=\"_ _3\"></span>tent des transactio<span class=\"_ _3\"></span>ns r\u00e9elles et inter<span class=\"_ _3\"></span>venant r\u00e9guli\u00e8r<span class=\"_ _3\"></span>ement</div>\n<div class=\"t m0 x1a h62 ya25 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ma<span class=\"_ _0\"></span>rch\u00e9 da<span class=\"_ _0\"></span>ns des c<span class=\"_ _0\"></span>onditio<span class=\"_ _0\"></span>ns de co<span class=\"_ _0\"></span>ncurren<span class=\"_ _0\"></span>ce norm<span class=\"_ _0\"></span>ale. Lors<span class=\"_ _0\"></span>qu\u2019un</div>\n<div class=\"t m0 x1a h62 ya26 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ent fin<span class=\"_ _0\"></span>ancier e<span class=\"_ _0\"></span>st n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur <span class=\"_ _0\"></span>un marc<span class=\"_ _0\"></span>h\u00e9 actif <span class=\"_ _0\"></span>et liqui<span class=\"_ _0\"></span>de, son <span class=\"_ _0\"></span>prix</div>\n<div class=\"t m0 x1a h62 ya27 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa val<span class=\"_ _0\"></span>eur cot<span class=\"_ _0\"></span>\u00e9s sur le m<span class=\"_ _0\"></span>arch\u00e9 f<span class=\"_ _0\"></span>ourn<span class=\"wse9\">is<span class=\"_ _0\"></span>sent la mei<span class=\"_ _0\"></span>lleur<span class=\"_ _0\"></span>e indicat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x1a h62 ya28 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa juste va<span class=\"_ _0\"></span>leur. Au<span class=\"_ _0\"></span>cune modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n n\u2019est app<span class=\"_ _0\"></span>ort\u00e9e \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya29 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour d\u2019im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>s portef<span class=\"_ _0\"></span>euilles d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s, \u00e0 moins qu\u2019<span class=\"_ _0\"></span>il n\u2019y ait un acc<span class=\"_ _0\"></span>ord</div>\n<div class=\"t m0 x1a h62 ya2a ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraignant de<span class=\"_ _3\"></span> vendre les actio<span class=\"_ _3\"></span>ns \u00e0 des prix au<span class=\"_ _3\"></span>tres que ceux du</div>\n<div class=\"t m0 x1a h62 ya2b ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9. Le<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">rix cot\u00e9 sur le m<span class=\"_ _0\"></span>arch\u00e9 pour u<span class=\"_ _0\"></span>n actif d\u00e9t<span class=\"_ _0\"></span>enu ou un pass<span class=\"_ _0\"></span>if \u00e0 </span></div>\n<div class=\"t m0 x1a h62 ya2c ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mettre est<span class=\"_ _0\"></span> le cours ve<span class=\"_ _0\"></span>ndeur act<span class=\"_ _0\"></span>uel, et,<span class=\"_ _0\"></span> pour un actif \u00e0 ac<span class=\"_ _0\"></span>qu\u00e9rir o<span class=\"_ _0\"></span>u un</div>\n<div class=\"t m0 x1a h62 ya2d ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif d\u00e9t<span class=\"_ _0\"></span>enu, le cou<span class=\"_ _0\"></span>rs achet<span class=\"_ _0\"></span>eur. Lor<span class=\"_ _0\"></span>squ\u2019Ag<span class=\"_ _0\"></span>eas poss\u00e8d<span class=\"_ _0\"></span>e des actifs<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 ya2e ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des passifs don<span class=\"_ _3\"></span>t les risques de mar<span class=\"_ _3\"></span>ch\u00e9 sont oppos\u00e9s, le<span class=\"_ _3\"></span> cours moyen</div>\n<div class=\"t m0 x1a h62 ya2f ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est utilis<span class=\"_ _0\"></span>\u00e9 pour d\u00e9t<span class=\"_ _0\"></span>ermine<span class=\"_ _0\"></span>r la juste val<span class=\"_ _0\"></span>eur.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycad ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de r\u00e9duc<span class=\"_ _0\"></span>tion im<span class=\"_ _0\"></span>portant<span class=\"_ _0\"></span>e du volume ou<span class=\"_ _0\"></span> du niveau d\u2019<span class=\"_ _0\"></span>activi<span class=\"_ _0\"></span>t\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ycaf ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un actif ou un pa<span class=\"_ _0\"></span>ssif, les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions ou les<span class=\"_ _0\"></span> prix cot\u00e9s s<span class=\"_ _0\"></span>ont r\u00e9vis<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x1a h62 ycb0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une techni<span class=\"_ _0\"></span>que alte<span class=\"_ _0\"></span>rnative de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation ou plus<span class=\"_ _0\"></span>ieurs<span class=\"ls0 ws0\"> </span>tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>ar exemple t<span class=\"_ _0\"></span>echniq<span class=\"_ _0\"></span>ues de valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e) pe<span class=\"_ _0\"></span>uvent \u00eatre<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb2 ffaf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">utilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycb3 ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycb4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu\u2019<span class=\"_ _0\"></span>aucun pri<span class=\"_ _0\"></span>x n\u2019est dis<span class=\"_ _0\"></span>ponible s<span class=\"_ _0\"></span>ur un march<span class=\"_ _0\"></span>\u00e9 actif, les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycb5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont est<span class=\"_ _0\"></span>im\u00e9es e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e ou d\u2019aut<span class=\"_ _0\"></span>res m<span class=\"_ _0\"></span>\u00e9thodes<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycb6 ffaf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ati<span class=\"lsde wsfa\">on bas\u00e9es sur des donn\u00e9es obs<span class=\"_ _3\"></span>ervables sur le<span class=\"_ _3\"></span> march\u00e9 existant </span></div>\n<div class=\"t m0 x1a h62 ycb7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la date de rep<span class=\"_ _0\"></span>orting.<span class=\"_ _0\"></span> Les donn\u00e9<span class=\"_ _0\"></span>es peuvent<span class=\"_ _0\"></span> \u00eatre direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycb8 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (par exemple,<span class=\"_ _3\"></span> des pri<span class=\"_ _3\"></span>x) ou indire<span class=\"_ _3\"></span>ctement obser<span class=\"_ _3\"></span>vables (par<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycb9 ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple, de<span class=\"_ _3\"></span>s donn\u00e9es d\u00e9r<span class=\"_ _3\"></span>iv\u00e9es de p<span class=\"_ _3\"></span>rix, comme<span class=\"_ _3\"></span> des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat ou<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ycba ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change). Quan<span class=\"_ _3\"></span>d Ageas u<span class=\"_ _3\"></span>tilise de<span class=\"_ _3\"></span>s donn\u00e9es quan<span class=\"_ _3\"></span>titatives no<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 ycbb ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observa<span class=\"_ _0\"></span>bles lors d<span class=\"_ _0\"></span>e l\u2019\u00e9valua<span class=\"_ _0\"></span>tion de la<span class=\"_ _0\"></span> juste valeu<span class=\"_ _0\"></span>r, ceux<span class=\"ls0 ws0\">-</span>ci ne so<span class=\"_ _0\"></span>nt pas</div>\n<div class=\"t m0 x1a h62 ycbc ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9labor<span class=\"_ _0\"></span>\u00e9es en inter<span class=\"_ _0\"></span>ne.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycbd ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycbe ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas uti<span class=\"_ _0\"></span>lise les m\u00e9t<span class=\"_ _0\"></span>hodes de v<span class=\"_ _0\"></span>aloris<span class=\"_ _0\"></span>ation cour<span class=\"_ _0\"></span>amment pr<span class=\"_ _0\"></span>atiqu\u00e9<span class=\"_ _0\"></span>es par</div>\n<div class=\"t m0 x1a h62 ycbf ffaf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les acteurs<span class=\"_ _3\"></span> de march\u00e9<span class=\"_ _3\"></span> pour<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">fixer le prix d'un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e8s lors que c<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycc0 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodes<span class=\"_ _0\"></span> de valori<span class=\"_ _0\"></span>sation ont<span class=\"_ _0\"></span> prouv\u00e9 leu<span class=\"_ _0\"></span>r aptitu<span class=\"_ _0\"></span>de \u00e0 fournir de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc1 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indicat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>ables. Le<span class=\"_ _0\"></span>s m\u00e9tho<span class=\"_ _0\"></span>des d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on qui s<span class=\"_ _0\"></span>ont bien <span class=\"_ _0\"></span>\u00e9tablie<span class=\"_ _0\"></span>s sur</div>\n<div class=\"t m0 x1a h62 ycc2 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les march<span class=\"_ _0\"></span>\u00e9s financ<span class=\"_ _0\"></span>iers comp<span class=\"_ _0\"></span>rennent<span class=\"_ _0\"></span> les op\u00e9rati<span class=\"_ _0\"></span>ons de mar<span class=\"_ _0\"></span>ch\u00e9 r\u00e9cent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ycc3 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e (dont l<span class=\"_ _0\"></span>es mod\u00e8l<span class=\"_ _0\"></span>es d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ycc4 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span>) et le co\u00fbt de rem<span class=\"_ _0\"></span>placem<span class=\"_ _0\"></span>ent actu<span class=\"_ _0\"></span>el. Une m\u00e9th<span class=\"_ _0\"></span>ode d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ycc5 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">accepta<span class=\"_ _0\"></span>ble int\u00e8<span class=\"_ _0\"></span>gre tou<span class=\"_ _0\"></span>s les fac<span class=\"_ _0\"></span>teurs d<span class=\"_ _0\"></span>ont tie<span class=\"_ _0\"></span>ndraie<span class=\"_ _0\"></span>nt compte<span class=\"_ _0\"></span> les act<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x1a h62 ycc6 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du march\u00e9 lo<span class=\"_ _0\"></span>rs de la fixat<span class=\"_ _0\"></span>ion d\u2019un pr<span class=\"_ _0\"></span>ix,<span class=\"ls0 ws0\"> </span>et devrait<span class=\"_ _0\"></span> \u00eatre comp<span class=\"_ _0\"></span>atibl<span class=\"_ _0\"></span>e avec</div>\n<div class=\"t m0 x1a h62 ycc7 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les m\u00e9tho<span class=\"_ _0\"></span>des \u00e9conom<span class=\"_ _0\"></span>iques r<span class=\"_ _0\"></span>econnue<span class=\"_ _0\"></span>s pour \u00e9val<span class=\"_ _0\"></span>uer les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ycc8 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers.<span class=\"_ _3\"></span> Ces techniques compor<span class=\"_ _3\"></span>tent des limites inh\u00e9<span class=\"_ _3\"></span>rentes, touchan<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 ycc9 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le l\u2019esti<span class=\"_ _0\"></span>mation du t<span class=\"_ _0\"></span>aux d\u2019ac<span class=\"_ _0\"></span>tualisat<span class=\"_ _0\"></span>ion ajust<span class=\"_ _0\"></span>\u00e9 en fonct<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x1a h62 ycca ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. L\u2019util<span class=\"_ _3\"></span>isation d\u2019hypo<span class=\"_ _3\"></span>th\u00e8ses et de jugeme<span class=\"_ _3\"></span>nts diff\u00e9rentes<span class=\"_ _3\"></span>, pourrait</div>\n<div class=\"t m0 x1a h62 yccb ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produire une ju<span class=\"_ _3\"></span>ste valeur diff\u00e9ren<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yccc ffaf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yccd ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> niveau <span class=\"_ _0\"></span>3 sont pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ensibl<span class=\"_ _0\"></span>es \u00e0 une v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 ycce ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des flux de tr<span class=\"_ _0\"></span>\u00e9sore<span class=\"_ _0\"></span>rie futurs at<span class=\"_ _0\"></span>tendus et<span class=\"_ _0\"></span>, de ce fait, le<span class=\"_ _0\"></span>ur juste val<span class=\"_ _0\"></span>eur var<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 yccf ffaf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">proportionn<span class=\"lsdc wse9\">ellement aux mo<span class=\"_ _0\"></span>dificat<span class=\"_ _0\"></span>ions de ces<span class=\"_ _0\"></span> flux de tr\u00e9so<span class=\"_ _0\"></span>rerie. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 ycd0 ffaf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>es inst<span class=\"_ _0\"></span>ruments d<span class=\"_ _0\"></span>e nive<span class=\"_ _0\"></span>au 3 sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycd1 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du r\u00e9su<span class=\"_ _0\"></span>ltat glob<span class=\"_ _0\"></span>al (OCI).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 923px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 158px; height: 734px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les m\u00e9tho<span class=\"_ _0\"></span>des et les hyp<span class=\"_ _0\"></span>oth\u00e8ses ut<span class=\"_ _0\"></span>ilis\u00e9e<span class=\"_ _0\"></span>s lors<span class=\"ls0 ws0\"> </span>de la d\u00e9t<span class=\"_ _0\"></span>ermin<span class=\"_ _0\"></span>ation de la</div>\n<div class=\"t m0 x6 h62 y8b2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juste vale<span class=\"_ _0\"></span>ur d\u00e9pe<span class=\"_ _0\"></span>ndent en gr<span class=\"_ _0\"></span>ande part<span class=\"_ _0\"></span>ie du fait que l'i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ent soit ou</div>\n<div class=\"t m0 x6 h62 y8b3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non n\u00e9goc<span class=\"_ _0\"></span>i\u00e9 sur les m<span class=\"_ _0\"></span>arch\u00e9s fin<span class=\"_ _0\"></span>anciers,<span class=\"_ _0\"></span> et du type d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ion qui</div>\n<div class=\"t m0 x6 h62 y93e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre ut<span class=\"_ _0\"></span>ilis\u00e9 da<span class=\"_ _0\"></span>ns les mod\u00e8le<span class=\"_ _0\"></span>s d'\u00e9valu<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y93f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sum\u00e9e<span class=\"_ _0\"></span>s les diff\u00e9<span class=\"_ _0\"></span>rentes m<span class=\"_ _0\"></span>\u00e9thodes de<span class=\"_ _0\"></span> traiteme<span class=\"_ _0\"></span>nt de la just<span class=\"_ _0\"></span>e valeur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">La juste valeur <span class=\"_ _0\"></span>des tit<span class=\"_ _0\"></span>res clas<span class=\"_ _0\"></span>s\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponible<span class=\"_ _0\"></span>s \u00e0 la vent<span class=\"_ _0\"></span>e ou \u00e0 </span></span></div>\n<div class=\"t m0 x5c h62 y941 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur par le bi<span class=\"_ _0\"></span>ais du compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at est d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9e su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y942 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base des co<span class=\"_ _0\"></span>urs de marc<span class=\"_ _0\"></span>h\u00e9s actifs<span class=\"_ _0\"></span>. S\u2019il n\u2019y a pas d<span class=\"_ _0\"></span>e cours de</div>\n<div class=\"t m0 x5c h62 y943 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">actifs disponib<span class=\"_ _0\"></span>les, la jus<span class=\"_ _0\"></span>te valeur es<span class=\"_ _0\"></span>t d\u00e9ter<span class=\"_ _0\"></span>min\u00e9e sur la </span></span></div>\n<div class=\"t m0 x5c h62 y944 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">base de mod<span class=\"_ _0\"></span>\u00e8les d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation des fl<span class=\"_ _0\"></span>ux de tr\u00e9so<span class=\"_ _0\"></span>rerie. <span class=\"lsff ws124\">En </span></div>\n<div class=\"t m0 x5c h62 y945 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>ulier pour les<span class=\"_ _0\"></span> titres a<span class=\"_ _0\"></span>doss\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actifs, le<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y946 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us utilis\u00e9s<span class=\"_ _0\"></span> tienne<span class=\"_ _0\"></span>nt compte de<span class=\"_ _0\"></span>s crit\u00e8r<span class=\"_ _0\"></span>es de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x5c h62 y9ed ffb4 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">in<span class=\"lsdc wse9\">itiaux<span class=\"_ _0\"></span>, les param<span class=\"_ _0\"></span>\u00e8tres de l\u2019<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>eur (com<span class=\"_ _0\"></span>me \u00e2ge et not<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x5c h62 y9ee ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>), les ratios p<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\">-</span>valeu<span class=\"_ _0\"></span>r, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution pr\u00e9v<span class=\"_ _0\"></span>ue des prix de</div>\n<div class=\"t m0 x5c h62 y9ef ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> et des ta<span class=\"_ _3\"></span>ux attendus <span class=\"_ _3\"></span>de pr\u00e9paiem<span class=\"_ _3\"></span>ent. <span class=\"wsfa\">Les facteu<span class=\"_ _3\"></span>rs </span></div>\n<div class=\"t m0 x5c h62 y9f0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n reposent<span class=\"_ _0\"></span> sur une cou<span class=\"_ _0\"></span>rbe de swa<span class=\"_ _0\"></span>ps, plus un sp<span class=\"_ _0\"></span>read</div>\n<div class=\"t m0 x5c h62 y9f1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ref<span class=\"lsde wsfa\">l\u00e9tant le profil de ri<span class=\"_ _3\"></span>sque de l\u2019instrumen<span class=\"_ _3\"></span>t. Les justes<span class=\"_ _3\"></span> valeurs des </span></div>\n<div class=\"t m0 x5c h62 y9f2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">titres c<span class=\"_ _0\"></span>lass\u00e9s c<span class=\"_ _0\"></span>omme d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch\u00e9<span class=\"_ _0\"></span>ance (u<span class=\"_ _0\"></span>niquem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x5c h62 y9f3 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aires po<span class=\"_ _0\"></span>ur les inf<span class=\"_ _0\"></span>ormat<span class=\"_ _0\"></span>ions \u00e0 f<span class=\"_ _0\"></span>ournir) s<span class=\"_ _0\"></span>ont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y9f4 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suivant les m\u00eames p<span class=\"_ _3\"></span>rincipes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f5 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wseb\">Les justes val<span class=\"_ _0\"></span>eurs des<span class=\"_ _0\"></span> instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>n<span class=\"lsde\">anciers d\u00e9riv\u00e9s<span class=\"_ _3\"></span> sont ob<span class=\"_ _3\"></span>tenues </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f6 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 partir <span class=\"_ _0\"></span>des marc<span class=\"_ _0\"></span>h\u00e9s act<span class=\"_ _0\"></span>ifs ou s<span class=\"_ _0\"></span>ont \u00e9tab<span class=\"_ _0\"></span>lies, s<span class=\"_ _0\"></span>elon le c<span class=\"_ _0\"></span>as, au m<span class=\"_ _0\"></span>oyen</div>\n<div class=\"t m0 x5c h62 y9f7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de mod\u00e8le<span class=\"_ _0\"></span>s d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie et de mod<span class=\"_ _0\"></span>\u00e8les</div>\n<div class=\"t m0 x5c h62 y9f8 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> options. Le<span class=\"_ _0\"></span>s prix de marc<span class=\"_ _0\"></span>h\u00e9 fournis<span class=\"_ _0\"></span>sent la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x5c h62 y9f9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur la plus<span class=\"_ _3\"></span> fiable pour <span class=\"lsdc wse9\">les d\u00e9riv\u00e9s n\u00e9<span class=\"_ _0\"></span>goci\u00e9s s<span class=\"_ _0\"></span>ur un march\u00e9 </span></div>\n<div class=\"t m0 x5c h62 y9fa ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">reconnu. Pour<span class=\"_ _3\"></span> les produ<span class=\"_ _3\"></span>its d\u00e9ri<span class=\"_ _3\"></span>v\u00e9s non n\u00e9goc<span class=\"_ _3\"></span>i\u00e9s sur un m<span class=\"_ _3\"></span>arch\u00e9</div>\n<div class=\"t m0 x5c h62 y9fb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reconn<span class=\"_ _0\"></span>u, on consid<span class=\"_ _0\"></span>\u00e8re que la just<span class=\"_ _0\"></span>e valeur est<span class=\"_ _0\"></span> la valeur q<span class=\"_ _0\"></span>ui pourr<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x5c h62 y9fc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00eatre r\u00e9alis<span class=\"_ _3\"></span>\u00e9e en c\u00e9dan<span class=\"_ _3\"></span>t ou en l<span class=\"_ _3\"></span>iquidant l<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>t d\u00e9riv\u00e9. Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y9fd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> qui influ<span class=\"_ _0\"></span>encent l'<span class=\"lsde wseb\">\u00e9valuation d'un produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9 indi<span class=\"_ _3\"></span>viduel </span></div>\n<div class=\"t m0 x5c h62 y9fe ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compren<span class=\"_ _0\"></span>nent la <span class=\"_ _0\"></span>qualit<span class=\"_ _0\"></span>\u00e9 de cr\u00e9d<span class=\"_ _0\"></span>it de la<span class=\"_ _0\"></span> contrep<span class=\"_ _0\"></span>artie et <span class=\"_ _0\"></span>la comp<span class=\"_ _0\"></span>lexit\u00e9</div>\n<div class=\"t m0 x5c h62 y9ff ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du produit <span class=\"_ _3\"></span>d\u00e9riv\u00e9. S<span class=\"_ _3\"></span>i ces fac<span class=\"_ _3\"></span>teurs diff\u00e8<span class=\"_ _3\"></span>rent des f<span class=\"_ _3\"></span>acteurs de<span class=\"_ _3\"></span> base qui</div>\n<div class=\"t m0 x5c h62 ya00 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wseb\">tende<span class=\"_ _3\"></span>nt le prix,<span class=\"_ _3\"></span> un ajus<span class=\"_ _3\"></span>tement au pri<span class=\"_ _3\"></span>x de march\u00e9<span class=\"_ _3\"></span> est pri<span class=\"_ _3\"></span>s en </span></div>\n<div class=\"t m0 x5c h62 ya01 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte. L<span class=\"_ _0\"></span><span class=\"wseb\">es m\u00e9th<span class=\"_ _0\"></span>odes d'<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion cour<span class=\"_ _0\"></span>antes <span class=\"_ _0\"></span>pour un s<span class=\"_ _0\"></span>wap de </span></div>\n<div class=\"t m0 x5c h62 ya02 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent un<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>aison d<span class=\"_ _0\"></span>u taux d<span class=\"_ _0\"></span>u swap av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x5c h62 ya03 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la courbe de tau<span class=\"_ _3\"></span>x actuelle du swap<span class=\"_ _3\"></span>. La courbe de taux du<span class=\"_ _3\"></span> swap est</div>\n<div class=\"t m0 x5c h62 ya04 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9riv\u00e9e d<span class=\"_ _0\"></span>es taux de ma<span class=\"_ _0\"></span>rch\u00e9 des sw<span class=\"_ _0\"></span>aps. Des p<span class=\"_ _0\"></span>rix d\u2019acha<span class=\"_ _0\"></span>t et de</div>\n<div class=\"t m0 x5c h62 ya05 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente sont<span class=\"_ _0\"></span> g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es pour des sw<span class=\"_ _0\"></span>aps de taux</div>\n<div class=\"t m0 x5c h62 ya06 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat coura<span class=\"_ _0\"></span>nts conclus<span class=\"_ _0\"></span> avec des co<span class=\"_ _0\"></span>ntrepart<span class=\"_ _0\"></span>ies dont<span class=\"_ _0\"></span> les titres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x5c h62 ya07 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">b\u00e9n\u00e9ficient d\u2019u<span class=\"_ _3\"></span>ne notation \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">investment g<span class=\"_ _3\"></span>rade<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya08 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsdc wse9\">Les justes valeurs<span class=\"_ _0\"></span> de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s priv\u00e9es n<span class=\"_ _0\"></span>on cot\u00e9es s<span class=\"_ _0\"></span>ont </span></span></div>\n<div class=\"t m0 x5c h62 ya09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s au moyen de m<span class=\"_ _0\"></span>ultiples<span class=\"_ _0\"></span> de m<span class=\"lsde wsfa\">arch\u00e9 appropri\u00e9<span class=\"_ _3\"></span>s (par </span></div>\n<div class=\"t m0 x5c h62 ya0a ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> le ratio c<span class=\"_ _0\"></span>ours/b\u00e9<span class=\"_ _0\"></span>n\u00e9fices o<span class=\"_ _0\"></span>u le ratio cou<span class=\"_ _0\"></span>rs/flux<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 ya0b ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie)<span class=\"_ _3\"></span>, affin\u00e9s a<span class=\"_ _3\"></span>fin de re<span class=\"_ _3\"></span>fl\u00e9ter les<span class=\"_ _3\"></span> caract\u00e9rist<span class=\"_ _3\"></span>iques parti<span class=\"_ _3\"></span>culi\u00e8res</div>\n<div class=\"t m0 x5c h62 ya0c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019\u00e9met<span class=\"_ _0\"></span>teur. Les<span class=\"_ _0\"></span> \u00e9valuati<span class=\"_ _0\"></span>ons de niv<span class=\"_ _0\"></span>eau 3 pour le ca<span class=\"_ _0\"></span>pital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 ya0d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> et le capit<span class=\"_ _0\"></span>al \u00e0 risque ut<span class=\"_ _0\"></span>ilisent l<span class=\"_ _0\"></span>es justes v<span class=\"_ _0\"></span>aleurs</div>\n<div class=\"t m0 x5c h62 ya0e ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9<span class=\"_ _0\"></span>es dans les \u00e9ta<span class=\"_ _0\"></span>ts fina<span class=\"_ _0\"></span>nciers audit<span class=\"_ _0\"></span>\u00e9s des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 ya0f ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">concern\u00e9es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya10 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wseb\">L<span class=\"_ _3\"></span>es justes<span class=\"_ _3\"></span> valeurs des<span class=\"_ _3\"></span> emprunts e<span class=\"_ _3\"></span>t des emprun<span class=\"_ _3\"></span>ts subordonn\u00e9<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x5c h62 ya11 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mis sont \u00e9t<span class=\"_ _0\"></span>ablies au m<span class=\"_ _0\"></span>oyen de mo<span class=\"_ _0\"></span>d\u00e8les d\u2019a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x5c h62 ya12 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt les ta<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ux d\u2019int\u00e9r\u00eat marg<span class=\"_ _3\"></span>inaux cr\u00e9diteu<span class=\"_ _3\"></span>rs actuels </span></div>\n<div class=\"t m0 x5c h62 ya13 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> pour des emp<span class=\"_ _0\"></span>runts simi<span class=\"_ _0\"></span>laires<span class=\"_ _0\"></span>. En ce qui conc<span class=\"_ _0\"></span>erne les pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x5c h62 ya14 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux varia<span class=\"_ _0\"></span>ble qui \u00e9vol<span class=\"_ _0\"></span>uent fr\u00e9<span class=\"_ _0\"></span>quemment<span class=\"_ _0\"></span> et ne pr\u00e9se<span class=\"_ _0\"></span>ntent aucu<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x5c h62 ya15 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative du <span class=\"_ _0\"></span>risque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, les jus<span class=\"_ _0\"></span>tes val<span class=\"_ _0\"></span>eurs s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x5c h62 ya16 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">liss\u00e9es pa<span class=\"_ _3\"></span><span class=\"lsdc wse9\">r la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le. Des mod<span class=\"_ _0\"></span>\u00e8les d\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on des </span></div>\n<div class=\"t m0 x5c h62 ya17 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">options<span class=\"_ _0\"></span> sont utilis<span class=\"_ _0\"></span>\u00e9s pour \u00e9v<span class=\"_ _0\"></span>aluer les v<span class=\"_ _0\"></span>aleurs pl<span class=\"_ _0\"></span>afonds et<span class=\"_ _0\"></span> les clauses</div>\n<div class=\"t m0 x5c h62 ya18 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de remb<span class=\"_ _0\"></span>oursem<span class=\"_ _0\"></span>ent antic<span class=\"_ _0\"></span>ip\u00e9 pr\u00e9<span class=\"_ _0\"></span>vues dan<span class=\"_ _0\"></span>s les co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e pr\u00eat, <span class=\"_ _0\"></span>et</div>\n<div class=\"t m0 x5c h62 ya19 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui sont isol\u00e9e<span class=\"_ _3\"></span>s conform\u00e9men<span class=\"_ _3\"></span>t au r\u00e9f\u00e9rentiel I<span class=\"_ _3\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4 lsde wsfa\">L<span class=\"_ _3\"></span>es justes valeur<span class=\"_ _3\"></span>s</span><span class=\"ffb4\"> <span class=\"lsde wseb\">des enga<span class=\"_ _3\"></span>gements e<span class=\"_ _3\"></span>t garanties h<span class=\"_ _3\"></span>ors bilan <span class=\"_ _3\"></span>se </span></span></span></div>\n<div class=\"t m0 x5c h62 ycd4 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">basent s<span class=\"_ _0\"></span>ur les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons act<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent fac<span class=\"_ _0\"></span>tur\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x133 h62 ycd5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">signature de con<span class=\"_ _3\"></span>trats similaire<span class=\"_ _3\"></span>s, compte tenu de<span class=\"_ _3\"></span>s autres condition<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x133 h62 ycd6 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et modalit<span class=\"_ _0\"></span>\u00e9s des cont<span class=\"_ _0\"></span>rats et de l<span class=\"_ _0\"></span>a solvabil<span class=\"_ _0\"></span>it\u00e9 des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd7 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycd8 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">instruments<span class=\"_ _0\"></span> financi<span class=\"_ _0\"></span>ers qui ne sont<span class=\"_ _0\"></span> pas n\u00e9goci<span class=\"_ _0\"></span>\u00e9s sur des ma<span class=\"_ _0\"></span>rch\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ycd9 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organis\u00e9s son<span class=\"_ _3\"></span>t souvent n\u00e9goci\u00e9s<span class=\"_ _3\"></span> sur des march\u00e9s de gr\u00e9<span class=\"_ _3\"></span> \u00e0 gr\u00e9 o\u00f9 des</div>\n<div class=\"t m0 x1a h62 ycda ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prix de marc<span class=\"_ _0\"></span>h\u00e9 peuv<span class=\"_ _0\"></span>ent \u00eatre obt<span class=\"_ _0\"></span>enus aup<span class=\"_ _0\"></span>r\u00e8s des op\u00e9r<span class=\"_ _0\"></span>ateurs o<span class=\"_ _0\"></span>u d'autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ycdb ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>. Des prix sont<span class=\"_ _0\"></span> disponi<span class=\"_ _0\"></span>bles aupr<span class=\"_ _0\"></span>\u00e8s de di<span class=\"wseb\">ver<span class=\"_ _0\"></span>ses sou<span class=\"_ _0\"></span>rces </span></div>\n<div class=\"t m0 x1a h62 ycdc ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour beauco<span class=\"_ _3\"></span>up d'instru<span class=\"_ _3\"></span>ments financ<span class=\"_ _3\"></span>iers n\u00e9goci\u00e9s<span class=\"_ _3\"></span> de mani\u00e8re<span class=\"_ _3\"></span> r\u00e9guli\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ycdd ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les marc<span class=\"_ _0\"></span>h\u00e9s de gr\u00e9 \u00e0 gr<span class=\"_ _0\"></span>\u00e9. Ces sourc<span class=\"_ _0\"></span>es comp<span class=\"_ _0\"></span>rennent<span class=\"ls0 ws0\"> : </span>la presse</div>\n<div class=\"t m0 x1a h62 ycde ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, di<span class=\"_ _3\"></span>verses publica<span class=\"_ _3\"></span>tions et services de<span class=\"_ _3\"></span> reporting financ<span class=\"_ _3\"></span>ier, ainsi</div>\n<div class=\"t m0 x1a h62 ycdf ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que des tene<span class=\"_ _0\"></span>urs de ma<span class=\"_ _0\"></span>rch\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce0 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce1 ffb4 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La<span class=\"ls0 ws0\"> </span><span class=\"wse9\">m\u00e9thod<span class=\"_ _0\"></span>ologie ut<span class=\"_ _0\"></span>ilis\u00e9e pou<span class=\"_ _0\"></span>r la d\u00e9term<span class=\"_ _0\"></span>inatio<span class=\"_ _0\"></span>n de la juste val<span class=\"_ _0\"></span>eur des </span></div>\n<div class=\"t m0 x1a h62 yce2 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents fin<span class=\"_ _0\"></span>ancier<span class=\"_ _0\"></span>s, com<span class=\"_ _0\"></span>me d\u00e9crit <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-</span><span class=\"wse9\">dessus, n<span class=\"_ _0\"></span>\u2019a pas \u00e9t\u00e9 mo<span class=\"_ _0\"></span>difi\u00e9e </span></div>\n<div class=\"t m0 x1a h62 yce3 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite \u00e0 la pan<span class=\"_ _0\"></span>d\u00e9mie Cov<span class=\"_ _0\"></span>id<span class=\"ls0 ws0\">-</span><span class=\"wseb\">19. Da<span class=\"_ _0\"></span>ns le cas \u00e9c<span class=\"_ _0\"></span>h\u00e9ant,<span class=\"_ _0\"></span> la d\u00e9te<span class=\"_ _0\"></span>rminati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x1a h62 yce4 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la juste val<span class=\"_ _0\"></span>eur des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers tie<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wseb\">compte d<span class=\"_ _0\"></span>es incert<span class=\"_ _0\"></span>itudes </span></div>\n<div class=\"t m0 x1a h62 yce5 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">additionnelle<span class=\"_ _3\"></span>s li\u00e9es \u00e0 la pand\u00e9<span class=\"_ _3\"></span>mie Covid<span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yce6 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce7 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur l\u2019ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on de ces m\u00e9th<span class=\"_ _0\"></span>odes de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 yce8 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses se t<span class=\"_ _0\"></span>rouvent<span class=\"_ _0\"></span> dans le<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s notes correspon<span class=\"_ _3\"></span>dantes de ces e<span class=\"lsdd wse9\">tats </span></span></div>\n<div class=\"t m0 x1a h62 yce9 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 772px; height: 309px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 924px; width: 355px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFairValueMeasurementExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag534": {
   "value": "\n<div class=\"t m0 x6 h62 y9ae ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un actif ou u<span class=\"_ _0\"></span>n passif est in<span class=\"_ _0\"></span>itialeme<span class=\"_ _0\"></span>nt \u00e9valu<span class=\"_ _0\"></span>\u00e9 \u00e0 sa juste val<span class=\"_ _0\"></span>eur. Si le prix<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la trans<span class=\"_ _0\"></span>action dif<span class=\"_ _0\"></span>f\u00e8re de cett<span class=\"_ _0\"></span>e juste val<span class=\"_ _0\"></span>eur, le gai<span class=\"_ _0\"></span>n ou la pert<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffaf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9 dans le com<span class=\"_ _0\"></span>pte de r\u00e9su<span class=\"_ _0\"></span>ltat sauf<span class=\"_ _0\"></span> indicatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yc04 ffaf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contraire des<span class=\"_ _3\"></span> normes IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 53px; width: 353px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognisingDifferenceBetweenFairValueAtInitialRecognitionAndAmountDeterminedUsingValuationTechniqueExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag548": {
   "value": "\n<div class=\"t m0 x1a h7e ycad ffb8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Compens<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s actif<span class=\"lsdd ws11a\">s et des passifs financiers<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycae ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs sont c<span class=\"_ _0\"></span>ompens\u00e9<span class=\"_ _0\"></span>s et le m<span class=\"_ _0\"></span>ontant <span class=\"_ _0\"></span>net</div>\n<div class=\"t m0 x1a h62 ycaf ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant est i<span class=\"_ _0\"></span>nscrit da<span class=\"_ _0\"></span>ns l\u2019\u00e9t<span class=\"_ _0\"></span>at de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re s<span class=\"_ _0\"></span>\u2019il exist<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x1a h62 ycb0 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">droit l\u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt applic<span class=\"_ _0\"></span>able de c<span class=\"_ _0\"></span>ompe<span class=\"_ _0\"></span>nser les m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x1a h62 ycb1 ffb4 fs43 fc15 sc0 ls109 ws104\" style=\"z-index: 15;\">qu\u2019il y a <span class=\"lsdc wse9\">une inte<span class=\"_ _0\"></span>ntion de pr<span class=\"_ _0\"></span>oc\u00e9der \u00e0 u<span class=\"_ _0\"></span>n r\u00e8gleme<span class=\"_ _0\"></span>nt net, ou de r\u00e9a<span class=\"_ _0\"></span>liser </span></div>\n<div class=\"t m0 x1a h62 ycb2 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019actif e<span class=\"_ _3\"></span>t de r\u00e9gler<span class=\"_ _3\"></span> le passi<span class=\"_ _3\"></span>f simultan\u00e9men<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 662px; height: 89px; width: 355px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForOffsettingOfFinancialInstrumentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag523": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 355px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 466px; width: 353px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 340px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 845px; width: 349px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsAndHedgingExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag541": {
   "value": "\n<div class=\"t m0 x1a h62 y9d0 ffb4 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">D\u00e9riv\u00e9s et instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs utilis\u00e9s<span class=\"_ _0\"></span> \u00e0 des fins de </span></span></div>\n<div class=\"t m0 x134 h62 y9d1 ffb4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya30 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9<span class=\"_ _0\"></span>s sont des ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts financ<span class=\"_ _0\"></span>iers comm<span class=\"_ _0\"></span>e les swaps,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ya31 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">terme norm<span class=\"_ _0\"></span>alis\u00e9s et<span class=\"_ _0\"></span> de gr\u00e9 \u00e0 gr\u00e9 (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">futu<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">forwards</span> </span></span>\u00bb), </span></span></span></div>\n<div class=\"t m0 x1a h62 ya32 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les cont<span class=\"_ _0\"></span>rats d'op<span class=\"_ _0\"></span>tion (\u00e9cri<span class=\"_ _0\"></span>ts et acqui<span class=\"_ _0\"></span>s). La valeu<span class=\"_ _0\"></span>r de ces inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya33 ffb4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers \u00e9<span class=\"_ _3\"></span>volue en r\u00e9po<span class=\"_ _3\"></span>nse aux <span class=\"_ _3\"></span>changements de<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>tes variable<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ya34 ffb4 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sous<span class=\"ls0 ws0\">-</span><span class=\"wsfa\">jacen<span class=\"_ _3\"></span>tes. Les instru<span class=\"_ _3\"></span>ments d\u00e9riv\u00e9s ne requ<span class=\"_ _3\"></span><span class=\"wseb\">i\u00e8rent auc<span class=\"_ _3\"></span>un </span></span></div>\n<div class=\"t m0 x1a h62 ya35 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> initial n<span class=\"_ _0\"></span>et ou un invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt initi<span class=\"_ _0\"></span>al net minim<span class=\"_ _0\"></span>e, et sont</div>\n<div class=\"t m0 x1a h62 ya36 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gl\u00e9s \u00e0 une da<span class=\"_ _3\"></span>te future. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya37 ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya38 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les d\u00e9<span class=\"_ _0\"></span>riv\u00e9s sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de<span class=\"_ _0\"></span> la situat<span class=\"_ _0\"></span>ion financ<span class=\"_ _0\"></span>i\u00e8re</div>\n<div class=\"t m0 x1a h62 ya39 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r le jour d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span> Une dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ion est f<span class=\"_ _0\"></span>a<span class=\"lsde\">ite entre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x1a h62 ya3a ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de<span class=\"_ _3\"></span> transactions</span> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya3b ffb6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffb7\"> <span class=\"_ _41\"> </span><span class=\"ffb4\">D<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9riv<span class=\"lsdc wseb\">\u00e9s d\u00e9tenus \u00e0 <span class=\"_ _0\"></span>des fins <span class=\"_ _0\"></span>de couve<span class=\"_ _0\"></span>rture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h7e y9de ffb8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s in<span class=\"_ _3\"></span>corpor\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9df ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s et pas<span class=\"_ _0\"></span>sifs f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs peuv<span class=\"_ _0\"></span>ent inc<span class=\"_ _0\"></span>lure des<span class=\"_ _0\"></span> d\u00e9riv<span class=\"_ _0\"></span>\u00e9s incor<span class=\"_ _0\"></span>por\u00e9s.</div>\n<div class=\"t m0 x1a h62 y9e0 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces instru<span class=\"_ _0\"></span>ments fi<span class=\"_ _0\"></span>nancier<span class=\"_ _0\"></span>s sont souv<span class=\"_ _0\"></span>ent qualif<span class=\"_ _0\"></span>i\u00e9s d\u2019ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nt<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers hybr<span class=\"_ _0\"></span>ides.<span class=\"_ _0\"></span> Les inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers hy<span class=\"_ _0\"></span>brides <span class=\"_ _0\"></span>sont des</div>\n<div class=\"t m0 x1a h62 y9e2 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions conv<span class=\"_ _0\"></span>ertibl<span class=\"_ _0\"></span>es invers<span class=\"_ _0\"></span>es (rever<span class=\"_ _0\"></span>se conve<span class=\"_ _0\"></span>rtible bo<span class=\"_ _0\"></span>nds, dont le</div>\n<div class=\"t m0 x1a h62 ya3c ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsement pe<span class=\"_ _0\"></span>ut se faire e<span class=\"_ _0\"></span>n actions<span class=\"_ _0\"></span>) ou des oblig<span class=\"_ _0\"></span>ations ave<span class=\"_ _0\"></span>c</div>\n<div class=\"t m0 x1a h62 ya3d ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats ind<span class=\"_ _0\"></span>ex\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ffb4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te n\u2019e<span class=\"wseb\">s<span class=\"_ _0\"></span>t pas \u00e9v<span class=\"_ _0\"></span>alu\u00e9 \u00e0 la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur vi<span class=\"_ _0\"></span>a le com<span class=\"_ _0\"></span>pte de </span></div>\n<div class=\"t m0 x1a h62 ya40 ffb4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9sultat et<span class=\"_ _3\"></span> si les caract\u00e9ristique<span class=\"_ _3\"></span>s et les risque<span class=\"_ _3\"></span>s du d\u00e9riv\u00e9 incorp<span class=\"_ _3\"></span>or\u00e9 ne</div>\n<div class=\"t m0 x1a h62 ya41 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont pas \u00e9t<span class=\"_ _0\"></span>roiteme<span class=\"_ _0\"></span>nt li\u00e9s \u00e0 ceux<span class=\"_ _0\"></span> du contrat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9ri<span class=\"_ _0\"></span>v\u00e9 incorpo<span class=\"_ _0\"></span>r\u00e9 doit</div>\n<div class=\"t m0 x1a h62 ya42 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre s\u00e9p<span class=\"_ _0\"></span>ar\u00e9 du contrat<span class=\"_ _0\"></span> h\u00f4te et \u00e9va<span class=\"_ _0\"></span>lu\u00e9 \u00e0 la juste va<span class=\"_ _0\"></span>leur comm<span class=\"_ _0\"></span>e un d\u00e9riv<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 ya43 ffb4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autonom<span class=\"_ _0\"></span>e. Les v<span class=\"_ _0\"></span>ariati<span class=\"_ _0\"></span>ons de la j<span class=\"_ _0\"></span>uste v<span class=\"_ _0\"></span>aleur so<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yc09 ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> Le contrat<span class=\"_ _0\"></span> h\u00f4te est com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 et \u00e9valu<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 ycea ffb4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt les r\u00e8gl<span class=\"_ _0\"></span>es de la cat\u00e9g<span class=\"_ _0\"></span>orie pert<span class=\"_ _0\"></span>inente de l\u2019<span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ment fin<span class=\"_ _0\"></span>ancier.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 355px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 461px; width: 353px; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si le contr<span class=\"_ _0\"></span>at h\u00f4te est<span class=\"_ _0\"></span> d\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la juste vale<span class=\"_ _0\"></span>ur via le compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y8b2 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at ou si les<span class=\"_ _0\"></span> caract<span class=\"_ _0\"></span>\u00e9risti<span class=\"_ _0\"></span>ques et <span class=\"_ _0\"></span>les ris<span class=\"_ _0\"></span>ques du d<span class=\"_ _0\"></span>\u00e9riv\u00e9 i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>r\u00e9 sont</div>\n<div class=\"t m0 x6 h62 y8b3 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9troite<span class=\"_ _0\"></span>ment li\u00e9<span class=\"_ _0\"></span>s \u00e0 ceu<span class=\"_ _0\"></span>x du cont<span class=\"_ _0\"></span>rat h\u00f4t<span class=\"_ _0\"></span>e, le d\u00e9r<span class=\"_ _0\"></span>iv\u00e9 inc<span class=\"_ _0\"></span>orpor\u00e9 n<span class=\"_ _0\"></span>\u2019est pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9par\u00e9 et<span class=\"_ _0\"></span> l\u2019instrum<span class=\"_ _0\"></span>ent financ<span class=\"_ _0\"></span>ier hyb<span class=\"_ _0\"></span>ride <span class=\"lsde wsfa\">est \u00e9valu\u00e9 comme un seul<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y93f ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">instrument. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y940 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui doiv<span class=\"_ _3\"></span>ent \u00eatre s\u00e9par\u00e9s sont<span class=\"_ _3\"></span> comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h62 y942 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d<span class=\"_ _0\"></span>e couvert<span class=\"_ _0\"></span>ures o<span class=\"_ _0\"></span>u comme <span class=\"_ _0\"></span>d\u00e9riv\u00e9s<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 des f<span class=\"_ _0\"></span>ins de</div>\n<div class=\"t m0 x6 h62 y943 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion, sel<span class=\"_ _0\"></span>on le cas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 335px; width: 354px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 840px; width: 349px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDerivativeFinancialInstrumentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag537": {
   "value": "\n<div class=\"t m0 x6 h7e yced ffbb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycee ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la date de co<span class=\"_ _0\"></span>nclusion p<span class=\"_ _0\"></span>ar Ageas d\u2019<span class=\"_ _0\"></span>un contr<span class=\"_ _0\"></span><span class=\"wseb\">at sur d\u00e9<span class=\"_ _0\"></span>riv\u00e9, ce c<span class=\"_ _0\"></span>ontrat </span></div>\n<div class=\"t m0 x6 h62 ycef ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre d<span class=\"_ _0\"></span>\u00e9sign\u00e9 com<span class=\"_ _0\"></span>me<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y947 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur<span class=\"ls0 ws0\"> : </span>une couve<span class=\"_ _0\"></span>rture de l\u2019<span class=\"_ _0\"></span>expositi<span class=\"_ _0\"></span>on aux </span></span></span></div>\n<div class=\"t m0 x5c h62 y948 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons de l<span class=\"_ _0\"></span>a juste v<span class=\"_ _0\"></span>aleur<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y949 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">couvert<span class=\"_ _0\"></span>ure de flux<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie<span class=\"ls0 ws0\"> : </span>une couvert<span class=\"_ _0\"></span>ure de l\u2019ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x5c h62 y94a ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations<span class=\"ls0 ws0\"> </span>de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie attr<span class=\"_ _0\"></span>ibuabl<span class=\"_ _0\"></span>e \u00e0 un ris<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>iculi<span class=\"_ _0\"></span>er ou qui</div>\n<div class=\"t m0 x5c h62 y94b ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait af<span class=\"_ _3\"></span>fecter le<span class=\"_ _3\"></span> r\u00e9sultat ne<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span><span class=\"wsea\">ou<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94c ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsdc wse8\">La</span><span class=\"ffb9\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">couverture d<span class=\"_ _3\"></span>\u2019un investis<span class=\"_ _3\"></span>sement net da<span class=\"_ _3\"></span>ns un \u00e9tabl<span class=\"_ _3\"></span>issement \u00e0<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9a6 ffb9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019\u00e9tranger<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les couverture<span class=\"_ _3\"></span>s d\u2019engagements ferme<span class=\"_ _3\"></span>s sont des couvertu<span class=\"_ _3\"></span>res de juste</div>\n<div class=\"t m0 x6 h62 y9a9 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> sauf <span class=\"lsde wsfa\">les couvertures de risque de<span class=\"_ _3\"></span> change d\u2019un engagemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y9aa ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ferme, qui son<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme couverture<span class=\"_ _3\"></span> de flux de tr\u00e9sore<span class=\"_ _3\"></span>rie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ab ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ac ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cont<span class=\"_ _0\"></span>exte de com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lit\u00e9 de cou<span class=\"_ _0\"></span>verture,<span class=\"_ _0\"></span> la docume<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y9ad ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e est pr\u00e9p<span class=\"_ _0\"></span>ar\u00e9e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y9ae ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9\">A<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">l\u2019origine de la tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>on, la rel<span class=\"_ _0\"></span>ation <span class=\"lsde wsfa\">entre les instruments de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yc02 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure et les \u00e9l<span class=\"_ _0\"></span>\u00e9ments co<span class=\"_ _0\"></span>uverts,<span class=\"_ _0\"></span> ainsi que son ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x5c h62 yc03 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">gestion des risq<span class=\"_ _3\"></span>ues et sa strat\u00e9gi<span class=\"_ _3\"></span>e de couverture s<span class=\"_ _3\"></span>ont document\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yc04 ffbc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffbd\"> <span class=\"_ _41\"> </span><span class=\"ffb9 lsde wsea\">T<span class=\"_ _3\"></span>ant</span><span class=\"ffb9\"> <span class=\"lsdc wse9\">\u00e0 l\u2019origine de la cou<span class=\"_ _0\"></span>vertur<span class=\"_ _0\"></span>e que de mani<span class=\"_ _0\"></span>\u00e8re contin<span class=\"_ _0\"></span>ue, </span></span></span></div>\n<div class=\"t m0 x5c h62 yc05 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>la capac<span class=\"_ _0\"></span>it\u00e9 des <span class=\"_ _0\"></span>d\u00e9riv\u00e9<span class=\"_ _0\"></span>s u<span class=\"wse9\">tilis<span class=\"_ _0\"></span>\u00e9s dans les<span class=\"_ _0\"></span> transact<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x5c h62 yc06 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ure \u00e0 comp<span class=\"_ _0\"></span>enser<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">tr\u00e8s efficacement l<span class=\"_ _3\"></span>\u2019exposition <span class=\"_ _3\"></span>aux </span></span></div>\n<div class=\"t m0 x5c h62 ya45 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">variati<span class=\"_ _0\"></span>ons des j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs <span class=\"_ _0\"></span>ou des flux<span class=\"_ _0\"></span> de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x5c h62 ya46 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couverts est do<span class=\"_ _3\"></span>cument\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya47 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya48 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs, pa<span class=\"_ _3\"></span>ssifs, engagemen<span class=\"_ _3\"></span>ts fermes et transa<span class=\"_ _3\"></span>ctions pr\u00e9vues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya49 ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">hautem<span class=\"lsde wseb\">ent probables impliquant<span class=\"_ _3\"></span> une contrepa<span class=\"_ _3\"></span>rtie externe<span class=\"_ _3\"></span> \u00e0 Ageas <span class=\"_ _3\"></span>sont </span></div>\n<div class=\"t m0 x6 h62 ya4a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9sign\u00e9<span class=\"_ _0\"></span>s comme \u00e9l\u00e9<span class=\"_ _0\"></span>ments couv<span class=\"_ _0\"></span>erts. Un \u00e9<span class=\"_ _0\"></span>l\u00e9ment co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span> peut</div>\n<div class=\"t m0 x6 h62 ya4b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consti<span class=\"_ _0\"></span>tuer un ris<span class=\"_ _0\"></span>que partic<span class=\"_ _0\"></span>ulier q<span class=\"_ _0\"></span>ui repr\u00e9s<span class=\"_ _0\"></span>ente une part<span class=\"_ _0\"></span>ie du</div>\n<div class=\"t m0 x6 h62 ya4c ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque t<span class=\"_ _0\"></span>otal de <span class=\"_ _0\"></span>l'\u00e9l\u00e9me<span class=\"_ _0\"></span>nt couv<span class=\"_ _0\"></span>ert. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4d ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La variat<span class=\"_ _0\"></span>ion de la just<span class=\"_ _0\"></span>e valeur d\u2019<span class=\"_ _0\"></span>un \u00e9l\u00e9ment<span class=\"_ _0\"></span> couvert,<span class=\"_ _0\"></span> attribu<span class=\"_ _0\"></span>able au</div>\n<div class=\"t m0 x6 h62 ya4f ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque c<span class=\"_ _0\"></span>ouvert,<span class=\"_ _0\"></span> et la var<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n de la ju<span class=\"_ _0\"></span>ste vale<span class=\"_ _0\"></span>ur de l\u2019<span class=\"_ _0\"></span>instrum<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x6 h62 ya50 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure dans u<span class=\"_ _0\"></span>ne couvert<span class=\"_ _0\"></span>ure de just<span class=\"_ _0\"></span>e valeur, s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es en</div>\n<div class=\"t m0 x6 h62 ya51 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> La variati<span class=\"_ _0\"></span>on de la just<span class=\"_ _0\"></span>e valeur d\u2019i<span class=\"_ _0\"></span>nstru<span class=\"_ _0\"></span>ments d\u00e9r<span class=\"_ _0\"></span>iv\u00e9<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x6 h62 ya52 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteurs<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e s\u00e9p<span class=\"_ _0\"></span>ar\u00e9ment<span class=\"_ _0\"></span> des int\u00e9<span class=\"_ _0\"></span>r\u00eats cou<span class=\"_ _0\"></span>rus. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya53 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya54 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si la couve<span class=\"_ _0\"></span>rture ne<span class=\"_ _0\"></span> satisfait pl<span class=\"_ _0\"></span>us aux crit<span class=\"_ _0\"></span>\u00e8res de d\u00e9si<span class=\"_ _0\"></span>gnati<span class=\"_ _0\"></span>on \u00e0 la</div>\n<div class=\"t m0 x6 h62 ya55 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilit\u00e9 de c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re ou si elle est i<span class=\"_ _0\"></span>nterro<span class=\"_ _0\"></span>mpue pour to<span class=\"_ _0\"></span>ute autr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya56 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">raison,<span class=\"_ _0\"></span> l\u2019ajust<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> de la val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">l\u2019instrument financier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya57 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">porteur d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s couvert q<span class=\"_ _0\"></span>ui d\u00e9cou<span class=\"_ _0\"></span>le de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de couvert<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 ya58 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span> en utilisant<span class=\"_ _0\"></span> le nouve<span class=\"_ _0\"></span>au taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif c<span class=\"_ _0\"></span>alcul\u00e9 \u00e0 la dat<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya59 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cessati<span class=\"_ _0\"></span>on de la couv<span class=\"_ _0\"></span>erture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y972 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeu<span class=\"_ _0\"></span>r des d\u00e9riv<span class=\"_ _0\"></span>\u00e9s d\u00e9sign<span class=\"lsde wsfa\">\u00e9s et qualifi\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y973 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>ouvertu<span class=\"_ _0\"></span>re de flux<span class=\"_ _0\"></span> de tr\u00e9s<span class=\"_ _0\"></span>orerie s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es en c<span class=\"_ _0\"></span>apita<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y974 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">propres dan<span class=\"_ _3\"></span>s la rubriq<span class=\"_ _3\"></span>ue \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Gains et pertes n<span class=\"_ _0\"></span>on r\u00e9alis<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span>\u00bb. Le monta<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x1a h62 y975 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des capit<span class=\"_ _0\"></span>aux propr<span class=\"_ _0\"></span>es est recl<span class=\"_ _0\"></span>ass\u00e9 dans<span class=\"_ _0\"></span> le compte d<span class=\"_ _0\"></span>e r\u00e9sultat l<span class=\"_ _0\"></span>orsque</div>\n<div class=\"t m0 x1a h62 yc08 ffb9 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">celui<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ci est affect\u00e9 par l'\u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span> couvert. T<span class=\"_ _0\"></span>oute ineff<span class=\"_ _0\"></span>icaci<span class=\"_ _0\"></span>t\u00e9 de couve<span class=\"_ _0\"></span>rture </span></span></div>\n<div class=\"t m0 x1a h62 yae7 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est imm\u00e9d<span class=\"_ _0\"></span>iateme<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9e e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae8 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae9 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la couvert<span class=\"_ _0\"></span>ure d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue ou d\u2019un en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaea ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ferme donne<span class=\"_ _3\"></span> lieu \u00e0 l<span class=\"_ _3\"></span>a comptabili<span class=\"_ _3\"></span>sation d\u2019un <span class=\"_ _3\"></span>actif ou d<span class=\"_ _3\"></span>\u2019un passi<span class=\"_ _3\"></span>f non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ya5d ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier, <span class=\"_ _3\"></span>les ga<span class=\"lsdc wse9\">ins et pertes ant\u00e9<span class=\"_ _0\"></span>rieurem<span class=\"_ _0\"></span>ent report<span class=\"_ _0\"></span>\u00e9s en capit<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 ya5e ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt trans<span class=\"_ _0\"></span>f\u00e9r\u00e9s des<span class=\"_ _0\"></span> capitaux<span class=\"_ _0\"></span> propres et i<span class=\"_ _0\"></span>nclus dan<span class=\"_ _0\"></span>s l\u2019\u00e9val<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ya5f ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiale d<span class=\"_ _0\"></span>e cet actif ou p<span class=\"_ _0\"></span>assif non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">financier<span class=\"_ _3\"></span>. Sinon, <span class=\"_ _3\"></span>les montants<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s sont transf\u00e9r<span class=\"_ _3\"></span>\u00e9s au compte de r\u00e9s<span class=\"lsdc wse8\">ultat </span></div>\n<div class=\"t m0 x1a h62 ya61 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et class\u00e9<span class=\"_ _0\"></span>s comme gai<span class=\"_ _0\"></span>ns ou perte<span class=\"_ _0\"></span>s dans la p\u00e9r<span class=\"_ _0\"></span>iode o\u00f9 l\u2019eng<span class=\"_ _0\"></span>ageme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya62 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ferme c<span class=\"_ _0\"></span>ouvert o<span class=\"_ _0\"></span>u la trans<span class=\"_ _0\"></span>actio<span class=\"_ _0\"></span>n pr\u00e9vue a<span class=\"_ _0\"></span>ffecte <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r<span class=\"_ _0\"></span>\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya63 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaeb ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ce qui pr<span class=\"_ _3\"></span>\u00e9c\u00e8de s\u2019appli<span class=\"_ _3\"></span>que \u00e9galem<span class=\"_ _3\"></span>ent si la<span class=\"_ _3\"></span> couverture <span class=\"_ _3\"></span>ne satisf<span class=\"_ _3\"></span>ait plus</div>\n<div class=\"t m0 x1a h62 yaec ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux crit<span class=\"_ _0\"></span>\u00e8res de c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilit\u00e9 d<span class=\"_ _0\"></span>e couv<span class=\"_ _0\"></span>erture <span class=\"wse9\">o<span class=\"_ _0\"></span>u cesse d\u2019e<span class=\"_ _0\"></span>xister po<span class=\"_ _0\"></span>ur toute </span></div>\n<div class=\"t m0 x1a h62 yaed ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre raison<span class=\"_ _3\"></span>, mais que<span class=\"_ _3\"></span> les tran<span class=\"_ _3\"></span>sactions pr\u00e9v<span class=\"_ _3\"></span>ues ou le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yaee ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fermes c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>s sont <span class=\"_ _0\"></span>encore s<span class=\"_ _0\"></span>uscepti<span class=\"_ _0\"></span>bles d\u2019\u00eat<span class=\"_ _0\"></span>re r\u00e9al<span class=\"_ _0\"></span>is\u00e9s.<span class=\"_ _0\"></span> Si les</div>\n<div class=\"t m0 x1a h62 yaef ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">transactions pr\u00e9<span class=\"_ _3\"></span>vues ou les engageme<span class=\"_ _3\"></span>nts fermes couvert<span class=\"_ _3\"></span>s ne sont plus</div>\n<div class=\"t m0 x1a h62 yaf0 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">susceptibles d\u2019\u00ea<span class=\"_ _3\"></span>tre r\u00e9ali<span class=\"lsdc wse9\">s\u00e9s, les montant<span class=\"_ _0\"></span>s compt<span class=\"_ _0\"></span>abilis\u00e9s en c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yaf1 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres so<span class=\"_ _0\"></span>nt direct<span class=\"_ _0\"></span>ement tr<span class=\"_ _0\"></span>ansf\u00e9r\u00e9<span class=\"_ _0\"></span>s au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 741px; height: 346px; width: 354px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 677px; width: 348px; z-index: 8;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag535": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 ya6f ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf0 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> pr\u00eat\u00e9s \u00e0 des<span class=\"_ _0\"></span> contrepa<span class=\"_ _0\"></span>rties rest<span class=\"_ _0\"></span>ent d<span class=\"wseb\">ans<span class=\"_ _0\"></span> l\u2019\u00e9tat<span class=\"_ _0\"></span> de la sit<span class=\"_ _0\"></span>uation </span></div>\n<div class=\"t m0 x1a h62 ycf1 ffb9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. De m<span class=\"_ _0\"></span>\u00eame, l<span class=\"_ _0\"></span>es titres<span class=\"_ _0\"></span> emprunt<span class=\"_ _0\"></span>\u00e9s ne s<span class=\"_ _0\"></span>ont pas <span class=\"_ _0\"></span>compta<span class=\"_ _0\"></span>bilis\u00e9s</div>\n<div class=\"t m0 x1a h62 ycf2 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re.<span class=\"_ _0\"></span> Si les titres emprunt\u00e9s sont vendus</div>\n<div class=\"t m0 x1a h62 ycf3 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation de</div>\n<div class=\"t m0 x1a h62 ycf4 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer la</div>\n<div class=\"t m0 x1a h62 ycf5 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.</div>\n<div class=\"t m0 x1a h62 ycf6 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titres</div>\n<div class=\"t m0 x1a h62 ycf7 ffb9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb<span class=\"wsea\"><span class=\"ls0 ws0\"><span class=\"lsdc wse8\">.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 347px; height: 372px; width: 354px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y959 ffe6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.12<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Certificats <span class=\"lsdc wse8\">d'endetteme<span class=\"_ _0\"></span>nt<span class=\"lsde wseb\">, dettes subordonn<span class=\"_ _3\"></span>\u00e9es et au<span class=\"_ _3\"></span>tres </span></span></span></span></div>\n<div class=\"t m0 x22d h62 y95a ffe6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95b ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cert<span class=\"_ _0\"></span>ificats<span class=\"_ _0\"></span> d'endet<span class=\"_ _0\"></span>tement,<span class=\"_ _0\"></span> les det<span class=\"_ _0\"></span>tes su<span class=\"_ _0\"></span>bordonn<span class=\"_ _0\"></span>\u00e9es et a<span class=\"_ _0\"></span>utres</div>\n<div class=\"t m0 x6 h62 y95c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">emprunts<span class=\"_ _0\"></span> sont <span class=\"wseb\">init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s \u00e0 leu<span class=\"_ _0\"></span>r juste v<span class=\"_ _0\"></span>aleur y co<span class=\"_ _0\"></span>mpris </span></div>\n<div class=\"t m0 x6 h62 y95d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les co\u00fbts d<span class=\"_ _0\"></span>e transac<span class=\"_ _0\"></span>tion direct<span class=\"_ _0\"></span>s. Ult\u00e9<span class=\"_ _0\"></span>rieureme<span class=\"_ _0\"></span>nt, ils sont<span class=\"_ _0\"></span> \u00e9valu\u00e9s au c<span class=\"_ _0\"></span>o\u00fbt</div>\n<div class=\"t m0 x6 h62 y95e ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">amorti et tout \u00e9c<span class=\"_ _3\"></span>art entre le produ<span class=\"_ _3\"></span>it net et la valeur<span class=\"_ _3\"></span> de remboursemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y95f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est inscr<span class=\"_ _0\"></span>it au comp<span class=\"_ _0\"></span>te de r\u00e9sult<span class=\"_ _0\"></span>at selon<span class=\"_ _0\"></span> la m\u00e9thode d<span class=\"wseb\">u t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y960 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectif pour<span class=\"_ _3\"></span> l\u2019exercice au cours<span class=\"_ _3\"></span> duquel l\u2019emprun<span class=\"_ _3\"></span>t est contract\u00e9<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">qui peuv<span class=\"_ _0\"></span>ent \u00eatr<span class=\"_ _0\"></span>e conve<span class=\"_ _0\"></span>rtis en u<span class=\"_ _0\"></span>n nomb<span class=\"_ _0\"></span>re fixe d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y963 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propres d\u2019Agea<span class=\"_ _3\"></span>s sont scind\u00e9s en<span class=\"_ _3\"></span> deux composantes lors de<span class=\"_ _3\"></span> leur</div>\n<div class=\"t m0 x6 h62 y964 ffe6 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">comptabil<span class=\"_ _3\"></span>isation in<span class=\"_ _3\"></span>itiale<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x6 h62 y965 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsde wseb\">U<span class=\"_ _3\"></span>n instrumen<span class=\"_ _3\"></span>t <span class=\"lsdc wse9\">de dette se calc<span class=\"_ _0\"></span>ule d\u2019abo<span class=\"_ _0\"></span>rd en d\u00e9ter<span class=\"_ _0\"></span>minant<span class=\"_ _0\"></span> la juste </span></span></span></div>\n<div class=\"t m0 x5c h62 y966 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur d\u2019u<span class=\"_ _3\"></span>ne dette si<span class=\"_ _3\"></span>milaire (en<span class=\"_ _3\"></span> ce compr<span class=\"_ _3\"></span>is tout d\u00e9<span class=\"_ _3\"></span>riv\u00e9 incorpor<span class=\"_ _3\"></span>\u00e9 non</div>\n<div class=\"t m0 x5c h62 y967 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>patif) q<span class=\"_ _0\"></span>ui n\u2019est pas ass<span class=\"_ _0\"></span>oci\u00e9e \u00e0 un<span class=\"_ _0\"></span>e <span class=\"lsde wsfa\">composante de<span class=\"_ _3\"></span> capitaux </span></div>\n<div class=\"t m0 x5c h62 y968 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">propres<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 y969 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Un instrument de c<span class=\"_ _0\"></span>apitaux pr<span class=\"_ _0\"></span>opres, d<span class=\"_ _0\"></span>ont la vale<span class=\"_ _0\"></span>ur compt<span class=\"wse8\">ab<span class=\"_ _0\"></span>le </span></span></span></div>\n<div class=\"t m0 x5c h62 y96a ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sente l<span class=\"_ _3\"></span>\u2019option de<span class=\"_ _3\"></span> convertir l\u2019i<span class=\"_ _3\"></span>nstrument en<span class=\"_ _3\"></span> actions o<span class=\"_ _3\"></span>rdinaires,</div>\n<div class=\"t m0 x5c h62 y96b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019obtie<span class=\"_ _0\"></span>nt en soustr<span class=\"_ _0\"></span>ayant la v<span class=\"_ _0\"></span>aleur compt<span class=\"_ _0\"></span>able du pass<span class=\"_ _0\"></span>if fina<span class=\"_ _0\"></span>ncier du</div>\n<div class=\"t m0 x5c h62 y96c ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant de<span class=\"_ _3\"></span> l\u2019instrumen<span class=\"_ _3\"></span>t compos\u00e9 d<span class=\"_ _3\"></span>ans son ens<span class=\"_ _3\"></span>emble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96d ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si Ageas ach<span class=\"_ _0\"></span>\u00e8te ses pro<span class=\"_ _0\"></span>pres tit<span class=\"_ _0\"></span>res de cr\u00e9anc<span class=\"_ _0\"></span>e passif<span class=\"_ _0\"></span>s subord<span class=\"_ _0\"></span>on<span class=\"lsdd ws11a\">n\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y96f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> ceux<span class=\"ls0 ws0\">-</span>ci sont ret<span class=\"_ _0\"></span>ir\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situ<span class=\"_ _0\"></span>ation fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 362px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yb03 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e de la dette et l<span class=\"_ _0\"></span>\u2019indemni<span class=\"_ _0\"></span>t\u00e9</div>\n<div class=\"t m0 x1a h62 yb04 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vers\u00e9e est i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>e au compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 36px; width: 320px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 236px; height: 367px; width: 348px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag513": {
   "value": "\n<div class=\"t m0 x1a h62 y989 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Mise/prise en pe<span class=\"_ _0\"></span>nsion de tit<span class=\"_ _0\"></span>res et pr\u00eat<span class=\"_ _0\"></span>s/emp<span class=\"_ _0\"></span>runts de tit<span class=\"_ _0\"></span>res <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les titres qui<span class=\"_ _3\"></span> font l\u2019objet d\u2019un eng<span class=\"_ _3\"></span>agement de rachat<span class=\"_ _3\"></span> (mise en pension<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y98b ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">repo</span> <span class=\"lsde wsfa\">\u00bb) ne<span class=\"_ _3\"></span></span> </span>sont pas d\u00e9com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y98c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re car l\u2019es<span class=\"_ _0\"></span>senti<span class=\"_ _0\"></span>el des risq<span class=\"_ _0\"></span>ues et avant<span class=\"_ _0\"></span>ages de la pro<span class=\"_ _0\"></span>pri\u00e9t<span class=\"_ _0\"></span>\u00e9 reste</div>\n<div class=\"t m0 x1a h62 ya64 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas. Les pr<span class=\"_ _0\"></span>oduits r<span class=\"_ _0\"></span>e\u00e7us de ces v<span class=\"_ _0\"></span>entes sont ne<span class=\"_ _0\"></span>utrali<span class=\"_ _0\"></span>s\u00e9s par</div>\n<div class=\"t m0 x1a h62 ya65 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion d\u2019un pas<span class=\"_ _0\"></span>sif fina<span class=\"_ _0\"></span>ncier cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dant, in<span class=\"_ _0\"></span>scrit \u00e0 la</div>\n<div class=\"t m0 x1a h62 ya66 ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Emprunts<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya68 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> acquis dan<span class=\"_ _0\"></span>s l\u2019opti<span class=\"_ _0\"></span>que de la reve<span class=\"_ _0\"></span>nte (pris<span class=\"_ _0\"></span>e en pensi<span class=\"_ _0\"></span>on ou</div>\n<div class=\"t m0 x1a h62 ya69 ffb9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsfa\">re<span class=\"_ _3\"></span>verse repos</span> <span class=\"lsdc wse9\">\u00bb) ne sont pas inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion </span></div>\n<div class=\"t m0 x1a h62 ya6a ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re. Le dro<span class=\"_ _0\"></span>it de recev<span class=\"_ _0\"></span>oir des liq<span class=\"_ _0\"></span>uidit\u00e9s<span class=\"_ _0\"></span> d\u2019une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e est</div>\n<div class=\"t m0 x1a h62 ya6b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">enregistr\u00e9 sou<span class=\"wseb\">s<span class=\"_ _3\"></span> la rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">Pr\u00ea<span class=\"_ _3\"></span>ts<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. La diff\u00e9re<span class=\"_ _0\"></span>nce entr<span class=\"_ _0\"></span>e le prix de </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya6c ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente et le pri<span class=\"_ _0\"></span>x de rachat es<span class=\"_ _0\"></span>t trait\u00e9<span class=\"_ _0\"></span>e comme un i<span class=\"_ _0\"></span>nt\u00e9r\u00eat et c<span class=\"_ _0\"></span>ourt sur la</div>\n<div class=\"t m0 x1a h62 ya6d ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dur\u00e9e de la mi<span class=\"_ _0\"></span>se en pensio<span class=\"_ _0\"></span>n au moye<span class=\"_ _0\"></span>n de la m\u00e9thod<span class=\"_ _0\"></span>e du taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x1a h62 ya6e ffb9 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">effectif. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 489px; height: 225px; width: 354px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag547": {
   "value": "Si les titres emprunt\u00e9s sont vendus\u00e0 des tiers, le produit de la vente et une dette li\u00e9e \u00e0 l\u2019obligation derestituer la garantie sont comptabilis\u00e9s. L\u2019obligation de restituer lagarantie est \u00e9valu\u00e9e \u00e0 la juste valeur par le biais du compte de r\u00e9sultat.Les fonds avanc\u00e9s ou re\u00e7us dans le cadre d\u2019emprunts/pr\u00eats de titressont enregistr\u00e9s dans la rubrique \u00ab Pr\u00eats \u00bb ou la rubrique \u00ab Emprunts \u00bb",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCollateralExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag516": {
   "value": "\n<div class=\"t m0 x1a h62 ya78 ffb9 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivale<span class=\"_ _0\"></span>nts de tr\u00e9s<span class=\"_ _0\"></span>orerie <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya79 ffb9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La tr\u00e9so<span class=\"_ _0\"></span>rerie et les \u00e9qu<span class=\"_ _0\"></span>ivalent<span class=\"_ _0\"></span>s de tr\u00e9so<span class=\"_ _0\"></span>rerie com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt l\u2019enca<span class=\"_ _0\"></span>isse,</div>\n<div class=\"t m0 x1a h62 ya7a ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les soldes dispo<span class=\"_ _3\"></span>nibles aupr\u00e8s de banqu<span class=\"_ _3\"></span>es (centrales)<span class=\"_ _3\"></span> et d\u2019autres<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya7b ffb9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> financiers \u00e9ch\u00e9ant \u00e0<span class=\"_ _3\"></span> moins de trois <span class=\"lsdc wse9\">mois \u00e0 dater de le<span class=\"_ _0\"></span>ur </span></div>\n<div class=\"t m0 x1a h62 ya7c ffb9 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 252px; height: 73px; width: 354px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyToDetermineComponentsOfCashAndCashEquivalents",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag385": {
   "value": "\n<div class=\"t m0 x6 h7e y8b1 ffc0 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas pr\u00e9sente<span class=\"_ _3\"></span> les flux de tr\u00e9sorer<span class=\"_ _3\"></span>ie des activi<span class=\"_ _3\"></span>t\u00e9s op\u00e9rationnelle<span class=\"_ _3\"></span>s en</div>\n<div class=\"t m0 x6 h62 y8b3 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">utilisa<span class=\"_ _0\"></span>nt la m\u00e9t<span class=\"_ _0\"></span>hode in<span class=\"_ _0\"></span>direct<span class=\"_ _0\"></span>e, suiva<span class=\"_ _0\"></span>nt laque<span class=\"_ _0\"></span>lle le r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> net est a<span class=\"_ _0\"></span>just\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en f<span class=\"lsde wseb\">onction des e<span class=\"_ _3\"></span>ffets des <span class=\"_ _3\"></span>transactions au<span class=\"_ _3\"></span>tres que <span class=\"_ _3\"></span>de la <span class=\"_ _3\"></span>tr\u00e9sorerie, <span class=\"_ _3\"></span>de </span></div>\n<div class=\"t m0 x6 h62 y93f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tout repo<span class=\"_ _0\"></span>rt ou r\u00e9gul<span class=\"_ _0\"></span>arisati<span class=\"_ _0\"></span>on d'entr<span class=\"_ _0\"></span>\u00e9es ou de so<span class=\"_ _0\"></span>rties de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x6 h62 y940 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e pass\u00e9es<span class=\"_ _0\"></span> ou futures<span class=\"_ _0\"></span> li\u00e9es \u00e0 l'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on, et des \u00e9l\u00e9<span class=\"_ _0\"></span>ments</div>\n<div class=\"t m0 x6 h62 y941 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de produits ou<span class=\"_ _3\"></span> de charges li\u00e9s aux<span class=\"_ _3\"></span> flux de tr\u00e9<span class=\"wseb\">soreri<span class=\"_ _3\"></span>e relatifs a<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y942 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">investissemen<span class=\"_ _3\"></span>ts ou au financemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les int<span class=\"_ _0\"></span>\u00e9r\u00eats pe<span class=\"_ _0\"></span>r\u00e7us et l<span class=\"_ _0\"></span>es int\u00e9<span class=\"_ _0\"></span>r\u00eats pay<span class=\"_ _0\"></span>\u00e9s sont<span class=\"_ _0\"></span> repris <span class=\"_ _0\"></span>comme f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 y945 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie d\u2019a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9rat<span class=\"_ _3\"></span>ionnelles dans l\u2019<span class=\"_ _3\"></span>\u00e9tat consolid\u00e9 d<span class=\"_ _3\"></span>es flux de</div>\n<div class=\"t m0 x6 h62 y946 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9sorerie<span class=\"lsde wsea\"> </span></div>\n<div class=\"t m0 x6 h62 y9ed ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits comme<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">flux de tr\u00e9sorerie des activit\u00e9s de financement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 210px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7e ya49 ffd4 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9tat consolid\u00e9<span class=\"_ _3\"></span> des flux de tr\u00e9sore<span class=\"_ _3\"></span>rie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4a ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les paie<span class=\"_ _0\"></span>ments a<span class=\"_ _0\"></span>u titre <span class=\"_ _0\"></span>de la loc<span class=\"_ _0\"></span>ation sont<span class=\"_ _0\"></span> pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s co<span class=\"_ _0\"></span>mme des f<span class=\"_ _0\"></span>lux de</div>\n<div class=\"t m0 x6 h62 ya4b ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>provenant d<span class=\"_ _3\"></span>es activit\u00e9s<span class=\"_ _3\"></span> op\u00e9rationne<span class=\"_ _3\"></span>lles dans l<span class=\"_ _3\"></span>e tableau</div>\n<div class=\"t m0 x6 h62 ya4c ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9 des flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e, dans<span class=\"_ _0\"></span> les \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">empru<span class=\"lsf8 ws111\">n<span class=\"_ _3\"></span>ts</span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 457px; height: 67px; width: 354px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCashFlowsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag396": {
   "value": "Les dividendes re\u00e7us sont class\u00e9s en flux de tr\u00e9soreried\u2019activit\u00e9s op\u00e9rationnelles. Les dividendes vers\u00e9s sont inscrits commeflux de tr\u00e9sorerie des activit\u00e9s de financement.\n<div class=\"t m0 x6 h62 y942 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les dividend<span class=\"_ _3\"></span>es vers\u00e9s<span class=\"_ _3\"></span> sur les<span class=\"_ _3\"></span> actions propr<span class=\"_ _3\"></span>es qui son<span class=\"_ _3\"></span>t d\u00e9tenues p<span class=\"_ _3\"></span>ar des</div>\n<div class=\"t m0 x6 h62 y943 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises Age<span class=\"_ _0\"></span>as sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s lors<span class=\"_ _0\"></span> de la pr\u00e9par<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9tats</div>\n<div class=\"t m0 x6 h62 y944 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s Ageas d\u00e9<span class=\"_ _3\"></span>tenues par A<span class=\"_ _3\"></span>geasfinlux S<span class=\"_ _3\"></span>.A. dans le <span class=\"_ _3\"></span>cadre des</div>\n<div class=\"t m0 x6 h62 y9ed fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres <span class=\"_ _3\"></span>FRESH ne <span class=\"_ _3\"></span>sont pas a<span class=\"_ _3\"></span>ssorties du <span class=\"_ _3\"></span>droit</div>\n<div class=\"t m0 x6 h62 y9ee fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde ou au capit<span class=\"_ _0\"></span>al. Ces act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> \u00e9limin\u00e9<span class=\"_ _0\"></span>es lors du ca<span class=\"_ _0\"></span>lcul du</div>\n<div class=\"t m0 x6 h62 y9ef fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividende, <span class=\"_ _3\"></span>du b\u00e9n\u00e9fice <span class=\"_ _3\"></span>net et d<span class=\"_ _3\"></span>es capitaux <span class=\"_ _3\"></span>propres pa<span class=\"_ _3\"></span>r action. <span class=\"lsdc\">Le co\u00fbt </span></div>\n<div class=\"t m0 x6 h62 y9f0 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> des actio<span class=\"_ _3\"></span>ns est d\u00e9d<span class=\"_ _3\"></span>uit des <span class=\"_ _3\"></span>capitaux prop<span class=\"_ _3\"></span>res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 141px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag381": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ycf9 ffbe fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Immeubles de pla<span class=\"_ _0\"></span>cement<span class=\"_ _0\"></span> et immeubl<span class=\"_ _0\"></span>es d\u00e9ten<span class=\"_ _0\"></span>us pour un us<span class=\"_ _0\"></span>age </span></span></div>\n<div class=\"t m0 x134 h62 ycfa ffbe fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ycfb ffc0 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus po<span class=\"_ _0\"></span>ur u<span class=\"lsde wseb\">sage propre<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles cla<span class=\"_ _0\"></span>ss\u00e9s com<span class=\"_ _0\"></span>me d\u00e9tenus po<span class=\"_ _0\"></span>ur usage pr<span class=\"_ _0\"></span>opre inc<span class=\"_ _0\"></span>luent<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ycfd ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">immeubles de<span class=\"_ _3\"></span> bureaux qu\u2019<span class=\"_ _3\"></span>Ageas occupe<span class=\"_ _3\"></span></span> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">immeub<span class=\"_ _0\"></span>les comm<span class=\"_ _0\"></span>erciaux ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour une act<span class=\"_ _0\"></span>ivit\u00e9 </span></span></span></div>\n<div class=\"t m0 x6a h62 ycff ffbe fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd01 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Tous les <span class=\"_ _3\"></span>biens immobili<span class=\"_ _3\"></span>ers pour u<span class=\"_ _3\"></span>sage propre <span class=\"_ _3\"></span>et les i<span class=\"_ _3\"></span>mmobilisation<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x1a h62 yd02 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 le<span class=\"_ _0\"></span>ur co\u00fbt dimi<span class=\"_ _0\"></span>nu\u00e9 du cumu<span class=\"_ _0\"></span>l des d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yd03 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(sauf les t<span class=\"_ _0\"></span>errains q<span class=\"_ _0\"></span>ui ne sont pas d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>) et du cumul de<span class=\"_ _0\"></span>s pertes de</div>\n<div class=\"t m0 x1a h62 yd04 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur. Le co\u00fbt<span class=\"_ _3\"></span> correspond \u00e0 la tr\u00e9<span class=\"_ _3\"></span>sorerie ou \u00e9quivalen<span class=\"_ _3\"></span>ts de tr\u00e9sorerie<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd05 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pay\u00e9s ou \u00e0 la jus<span class=\"_ _3\"></span>te valeur de tout<span class=\"_ _3\"></span>e au<span class=\"lsdc wse9\">tre contr<span class=\"_ _0\"></span>epartie do<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 yd06 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqu\u00e9ri<span class=\"_ _0\"></span>r un bien au mo<span class=\"_ _0\"></span>ment de son a<span class=\"_ _0\"></span>cquisit<span class=\"_ _0\"></span>ion ou de sa cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd07 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd08 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019amorti<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt des immeu<span class=\"_ _0\"></span>bles est r\u00e9p<span class=\"_ _0\"></span>arti de fa\u00e7<span class=\"_ _0\"></span>on lin\u00e9ai<span class=\"_ _0\"></span>re sur tout<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd09 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur dur\u00e9e<span class=\"_ _3\"></span> de vie \u00e9c<span class=\"_ _3\"></span>onomique. <span class=\"_ _3\"></span>La dur\u00e9e de<span class=\"_ _3\"></span> vie \u00e9cono<span class=\"_ _3\"></span>mique des</div>\n<div class=\"t m0 x1a h62 yd0a ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> informatique<span class=\"_ _3\"></span>s,<span class=\"ls0 ws0\"> </span>des burea<span class=\"_ _3\"></span>ux et de<span class=\"_ _3\"></span> l\u2019\u00e9quipemen<span class=\"_ _3\"></span>t est</div>\n<div class=\"t m0 x1a h62 yd0b ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e indiv<span class=\"_ _0\"></span>iduelle<span class=\"_ _0\"></span>ment pou<span class=\"_ _0\"></span>r chaque act<span class=\"_ _0\"></span>if. La dur<span class=\"_ _0\"></span>\u00e9e de vie</div>\n<div class=\"t m0 x1a h62 yd0c ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que des im<span class=\"_ _0\"></span>meubles<span class=\"_ _0\"></span> est d\u00e9term<span class=\"_ _0\"></span>in\u00e9e pou<span class=\"_ _0\"></span>r chaque pa<span class=\"_ _0\"></span>rtie</div>\n<div class=\"t m0 x1a h62 yd0d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cative dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ement (ap<span class=\"_ _0\"></span>proche pa<span class=\"_ _0\"></span>r compos<span class=\"_ _0\"></span>ants) et est re<span class=\"_ _0\"></span>vue \u00e0</div>\n<div class=\"t m0 x1a h62 yd0e ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>omptab<span class=\"wse9\">l<span class=\"_ _0\"></span>e. A cette fi<span class=\"_ _0\"></span>n, l\u2019imm<span class=\"_ _0\"></span>obilier est<span class=\"_ _0\"></span> subdivis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yd0f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en plusie<span class=\"_ _0\"></span>urs comp<span class=\"_ _0\"></span>osants, \u00e0 sa<span class=\"_ _0\"></span>voir<span class=\"ls0 ws0\"> : </span><span class=\"wseb\">la structu<span class=\"_ _0\"></span>re, les p<span class=\"_ _0\"></span>ortes et f<span class=\"_ _0\"></span>en\u00eatre<span class=\"_ _0\"></span>s, </span></div>\n<div class=\"t m0 x1a h62 yd10 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les instal<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques et l\u2019\u00e9qu<span class=\"_ _0\"></span>ipement<span class=\"_ _0\"></span>, le parac<span class=\"_ _0\"></span>h\u00e8veme<span class=\"_ _0\"></span>nt et les</div>\n<div class=\"t m0 x1a h62 yd11 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">finitions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 414px; width: 351px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 73px; width: 343px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag394": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 ycf9 ffbe fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Immeubles de pla<span class=\"_ _0\"></span>cement<span class=\"_ _0\"></span> et immeubl<span class=\"_ _0\"></span>es d\u00e9ten<span class=\"_ _0\"></span>us pour un us<span class=\"_ _0\"></span>age </span></span></div>\n<div class=\"t m0 x134 h62 ycfa ffbe fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ycfb ffc0 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus po<span class=\"_ _0\"></span>ur u<span class=\"lsde wseb\">sage propre<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles cla<span class=\"_ _0\"></span>ss\u00e9s com<span class=\"_ _0\"></span>me d\u00e9tenus po<span class=\"_ _0\"></span>ur usage pr<span class=\"_ _0\"></span>opre inc<span class=\"_ _0\"></span>luent<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ycfd ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">immeubles de<span class=\"_ _3\"></span> bureaux qu\u2019<span class=\"_ _3\"></span>Ageas occupe<span class=\"_ _3\"></span></span> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe ls102 ws11d\">Des</span><span class=\"ffbe\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">immeub<span class=\"_ _0\"></span>les comm<span class=\"_ _0\"></span>erciaux ut<span class=\"_ _0\"></span>ilis\u00e9s<span class=\"_ _0\"></span> pour une act<span class=\"_ _0\"></span>ivit\u00e9 </span></span></span></div>\n<div class=\"t m0 x6a h62 ycff ffbe fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd01 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Tous les <span class=\"_ _3\"></span>biens immobili<span class=\"_ _3\"></span>ers pour u<span class=\"_ _3\"></span>sage propre <span class=\"_ _3\"></span>et les i<span class=\"_ _3\"></span>mmobilisation<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x1a h62 yd02 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s \u00e0 le<span class=\"_ _0\"></span>ur co\u00fbt dimi<span class=\"_ _0\"></span>nu\u00e9 du cumu<span class=\"_ _0\"></span>l des d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iation<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yd03 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(sauf les t<span class=\"_ _0\"></span>errains q<span class=\"_ _0\"></span>ui ne sont pas d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9s<span class=\"_ _0\"></span>) et du cumul de<span class=\"_ _0\"></span>s pertes de</div>\n<div class=\"t m0 x1a h62 yd04 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur. Le co\u00fbt<span class=\"_ _3\"></span> correspond \u00e0 la tr\u00e9<span class=\"_ _3\"></span>sorerie ou \u00e9quivalen<span class=\"_ _3\"></span>ts de tr\u00e9sorerie<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd05 ffbe fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pay\u00e9s ou \u00e0 la jus<span class=\"_ _3\"></span>te valeur de tout<span class=\"_ _3\"></span>e au<span class=\"lsdc wse9\">tre contr<span class=\"_ _0\"></span>epartie do<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 yd06 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqu\u00e9ri<span class=\"_ _0\"></span>r un bien au mo<span class=\"_ _0\"></span>ment de son a<span class=\"_ _0\"></span>cquisit<span class=\"_ _0\"></span>ion ou de sa cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd07 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd08 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019amorti<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt des immeu<span class=\"_ _0\"></span>bles est r\u00e9p<span class=\"_ _0\"></span>arti de fa\u00e7<span class=\"_ _0\"></span>on lin\u00e9ai<span class=\"_ _0\"></span>re sur tout<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd09 ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur dur\u00e9e<span class=\"_ _3\"></span> de vie \u00e9c<span class=\"_ _3\"></span>onomique. <span class=\"_ _3\"></span>La dur\u00e9e de<span class=\"_ _3\"></span> vie \u00e9cono<span class=\"_ _3\"></span>mique des</div>\n<div class=\"t m0 x1a h62 yd0a ffbe fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> informatique<span class=\"_ _3\"></span>s,<span class=\"ls0 ws0\"> </span>des burea<span class=\"_ _3\"></span>ux et de<span class=\"_ _3\"></span> l\u2019\u00e9quipemen<span class=\"_ _3\"></span>t est</div>\n<div class=\"t m0 x1a h62 yd0b ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e indiv<span class=\"_ _0\"></span>iduelle<span class=\"_ _0\"></span>ment pou<span class=\"_ _0\"></span>r chaque act<span class=\"_ _0\"></span>if. La dur<span class=\"_ _0\"></span>\u00e9e de vie</div>\n<div class=\"t m0 x1a h62 yd0c ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que des im<span class=\"_ _0\"></span>meubles<span class=\"_ _0\"></span> est d\u00e9term<span class=\"_ _0\"></span>in\u00e9e pou<span class=\"_ _0\"></span>r chaque pa<span class=\"_ _0\"></span>rtie</div>\n<div class=\"t m0 x1a h62 yd0d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>cative dis<span class=\"_ _0\"></span>tinct<span class=\"_ _0\"></span>ement (ap<span class=\"_ _0\"></span>proche pa<span class=\"_ _0\"></span>r compos<span class=\"_ _0\"></span>ants) et est re<span class=\"_ _0\"></span>vue \u00e0</div>\n<div class=\"t m0 x1a h62 yd0e ffbe fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>omptab<span class=\"wse9\">l<span class=\"_ _0\"></span>e. A cette fi<span class=\"_ _0\"></span>n, l\u2019imm<span class=\"_ _0\"></span>obilier est<span class=\"_ _0\"></span> subdivis<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yd0f ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en plusie<span class=\"_ _0\"></span>urs comp<span class=\"_ _0\"></span>osants, \u00e0 sa<span class=\"_ _0\"></span>voir<span class=\"ls0 ws0\"> : </span><span class=\"wseb\">la structu<span class=\"_ _0\"></span>re, les p<span class=\"_ _0\"></span>ortes et f<span class=\"_ _0\"></span>en\u00eatre<span class=\"_ _0\"></span>s, </span></div>\n<div class=\"t m0 x1a h62 yd10 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les instal<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques et l\u2019\u00e9qu<span class=\"_ _0\"></span>ipement<span class=\"_ _0\"></span>, le parac<span class=\"_ _0\"></span>h\u00e8veme<span class=\"_ _0\"></span>nt et les</div>\n<div class=\"t m0 x1a h62 yd11 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">finitions.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 404px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 693px; height: 409px; width: 351px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yd14 ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La dur\u00e9e de vi<span class=\"_ _0\"></span>e \u00e9conomi<span class=\"_ _0\"></span>q<span class=\"wseb\">ue max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> diff\u00e9r<span class=\"_ _0\"></span>ents c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts se d\u00e9f<span class=\"_ _0\"></span>init co<span class=\"_ _0\"></span>mme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd15 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yd16 ffbe fs45 fc15 sc0 lsec ws109\" style=\"z-index: 15;\">Structure<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd18 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 622px; z-index: 15;\">50 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 610px; z-index: 15;\">70 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd19 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Portes et fen\u00eatres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd34 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 589px; z-index: 15;\">30 ans pour les burea<span class=\"_ _0\"></span>ux et les immeuble<span class=\"_ _0\"></span>s commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 577px; z-index: 15;\">40 ans pour le <span class=\"wsed\">r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 yd1c ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Installations techniques et \u00e9quip<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd1e ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 556px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd1f ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd20 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 520px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yd21 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">Parach\u00e8vement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd23 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"left: 294px; bottom: 498px; z-index: 15;\">15 ans pour les parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd24 ffbe fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">20 ans pour les bureaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17a h65 yd25 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">25 ans pour les im<span class=\"_ _0\"></span>meubles commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 462px; z-index: 15;\">40 ans pour le r\u00e9side<span class=\"_ _0\"></span>ntiel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Finitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yd27 ffbe fs45 fc15 sc0 lse0 wsee\" style=\"left: 294px; bottom: 440px; z-index: 15;\">10 ans pour les burea<span class=\"_ _0\"></span>ux, les immeubles co<span class=\"_ _0\"></span>mmerciaux et le r\u00e9sident<span class=\"_ _0\"></span>iel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd28 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd29 ffbe fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd2a ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les terrains ont un<span class=\"_ _0\"></span>e dur\u00e9e de vie il<span class=\"_ _0\"></span>limit\u00e9<span class=\"_ _0\"></span>e et ne sont d\u00e8s<span class=\"_ _0\"></span> lors pas am<span class=\"_ _0\"></span>ortis<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd2b ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wseb\">En<span class=\"_ _3\"></span> r\u00e8gle g<span class=\"_ _3\"></span>\u00e9n\u00e9rale, le<span class=\"_ _3\"></span>s valeurs r\u00e9<span class=\"_ _3\"></span>siduelles son<span class=\"_ _3\"></span>t estim\u00e9es \u00e0<span class=\"_ _3\"></span> z\u00e9ro</span><span class=\"ffbe\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd2c ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsde wsfa\">L<span class=\"_ _3\"></span>es frais de r\u00e9parati<span class=\"_ _3\"></span>on et d\u2019entre<span class=\"_ _3\"></span>tien sont inscri<span class=\"_ _3\"></span>ts au compte de r\u00e9sul<span class=\"_ _3\"></span>tat lorsque les d\u00e9pe<span class=\"_ _3\"></span>nses sont r\u00e9alis\u00e9e<span class=\"_ _3\"></span>s. Les d\u00e9penses <span class=\"wseb\">qui a<span class=\"_ _3\"></span>ugmentent le<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x5c h62 yd2d ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges li\u00e9s aux<span class=\"_ _0\"></span> biens immo<span class=\"_ _0\"></span>biliers ou a<span class=\"_ _0\"></span>ux immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>ons ou qui pro<span class=\"_ _0\"></span>longent<span class=\"_ _0\"></span> leur dur\u00e9<span class=\"_ _0\"></span>e d\u2019utilit<span class=\"_ _0\"></span>\u00e9 au<span class=\"ls0 ws0\">-</span><span class=\"wseb\">del\u00e0 de l<span class=\"_ _0\"></span>eur dur<span class=\"_ _0\"></span>\u00e9e d\u00e9fin<span class=\"_ _0\"></span>ie \u00e0 l\u2019o<span class=\"_ _0\"></span>rigine s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x5c h62 yd2e ffbe fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inscrit<span class=\"_ _0\"></span>es \u00e0 l\u2019actif et<span class=\"_ _0\"></span> ensuit<span class=\"_ _0\"></span>e amorties<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd2f ffc1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc2\"> <span class=\"_ _41\"> </span><span class=\"ffbe lsdc wse9\">Les co\u00fbts d\u2019empru<span class=\"_ _0\"></span>nt pour fin<span class=\"_ _0\"></span>ancer la cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on d\u2019imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations co<span class=\"_ _0\"></span>rporell<span class=\"_ _0\"></span>es sont trait<span class=\"_ _0\"></span>\u00e9s de la m\u00eam<span class=\"_ _0\"></span>e fa\u00e7on que l<span class=\"_ _0\"></span>es co\u00fbts d<span class=\"lsde wseb\">\u2019emprunts des </span></span></span></div>\n<div class=\"t m0 x5c h62 yd30 ffbe fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">immeubles <span class=\"_ _3\"></span><span class=\"lsdc wse9\">de placem<span class=\"_ _0\"></span>ent. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 282px; height: 383px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 282px; height: 383px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDepreciationExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag384": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ffc5 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles de pl<span class=\"_ _0\"></span>aceme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles de pl<span class=\"_ _0\"></span>acement d\u00e9<span class=\"_ _0\"></span>signent<span class=\"_ _0\"></span> les immeu<span class=\"_ _0\"></span>bles que d\u00e9ti<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y8b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pou<span class=\"_ _0\"></span>r en retirer d<span class=\"_ _0\"></span>es loyers o<span class=\"_ _0\"></span>u pour valor<span class=\"_ _0\"></span>iser le cap<span class=\"_ _0\"></span>ital. Agea<span class=\"_ _0\"></span>s peut</div>\n<div class=\"t m0 x6 h62 y93e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent utilis<span class=\"_ _0\"></span>er certa<span class=\"_ _0\"></span>ins de ces im<span class=\"_ _0\"></span>meubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres b<span class=\"_ _0\"></span>esoins. S<span class=\"_ _0\"></span>i les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s desti<span class=\"_ _0\"></span>n\u00e9s \u00e0 une util<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n propre</div>\n<div class=\"t m0 x6 h62 y940 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre vend<span class=\"_ _0\"></span>us s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent ou don<span class=\"_ _0\"></span>n\u00e9s en locat<span class=\"_ _0\"></span>ion s\u00e9pa<span class=\"_ _0\"></span>r\u00e9ment v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x6 h62 y941 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">financement,<span class=\"_ _3\"></span> ils sont inscrit<span class=\"_ _3\"></span>s sous la rubriqu<span class=\"_ _3\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffc3 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">imm<span class=\"lsdc wse9\">obilisati<span class=\"_ _0\"></span>ons corpo<span class=\"_ _0\"></span>relles.<span class=\"_ _0\"></span> Si les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 une ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y943 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre ne peuven<span class=\"_ _3\"></span>t \u00eatre vendus s\u00e9par\u00e9<span class=\"_ _3\"></span>ment, ils sont trai<span class=\"_ _3\"></span>t\u00e9s comme des</div>\n<div class=\"t m0 x6 h62 y944 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> seulem<span class=\"_ _0\"></span>ent si A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>en d\u00e9tie<span class=\"_ _0\"></span>nt qu'u<span class=\"_ _0\"></span>ne part</div>\n<div class=\"t m0 x6 h62 y945 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insignif<span class=\"_ _0\"></span>iante po<span class=\"_ _0\"></span>ur ses propr<span class=\"_ _0\"></span>es besoi<span class=\"_ _0\"></span>ns. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour des <span class=\"_ _3\"></span>motifs de c<span class=\"_ _3\"></span>omparaison, A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>e le mod\u00e8<span class=\"_ _3\"></span>le de co\u00fb<span class=\"_ _3\"></span>t tant</div>\n<div class=\"t m0 x6 h62 y9ee ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nts que pour l<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles d\u00e9te<span class=\"_ _0\"></span>nus</div>\n<div class=\"t m0 x6 h62 y9ef ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un usa<span class=\"_ _0\"></span>ge propre.<span class=\"_ _0\"></span> Apr\u00e8s com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>sation i<span class=\"_ _0\"></span>nitiale,<span class=\"_ _0\"></span> tous les</div>\n<div class=\"t m0 x6 h62 y9f0 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s au co\u00fbt<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>\u00e9 du cumul des d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsdc wse9\">en utilisant u<span class=\"_ _0\"></span>ne m\u00e9tho<span class=\"_ _0\"></span>de lin\u00e9air<span class=\"_ _0\"></span>e) et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. E<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y9f2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, l<span class=\"_ _0\"></span>es variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>de l\u2019im<span class=\"_ _0\"></span>meuble n<span class=\"_ _0\"></span>e sont</div>\n<div class=\"t m0 x6 h62 y9f3 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> ni dans l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat (s<span class=\"_ _0\"></span>auf en c<span class=\"_ _0\"></span>as de pe<span class=\"_ _0\"></span>rtes de</div>\n<div class=\"t m0 x6 h62 y9f4 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur) ni <span class=\"_ _3\"></span>dans les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span><span class=\"lsdc\">tat \u00e9te<span class=\"_ _0\"></span>ndu.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le et la dur\u00e9e d<span class=\"_ _0\"></span>e vie utile des<span class=\"_ _0\"></span> immeub<span class=\"_ _0\"></span>les de place<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y9f7 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9es p<span class=\"_ _0\"></span>our chaqu<span class=\"_ _0\"></span>e partie sig<span class=\"_ _0\"></span>nificat<span class=\"_ _0\"></span>ive dist<span class=\"_ _0\"></span>inctem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y9f8 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(approc<span class=\"_ _0\"></span>he par c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts) et s<span class=\"_ _0\"></span>ont re<span class=\"_ _0\"></span>vues \u00e0 cha<span class=\"_ _0\"></span>que fi<span class=\"_ _0\"></span>n d'exerc<span class=\"_ _0\"></span>ice</div>\n<div class=\"t m0 x6 h62 y9f9 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable. Po<span class=\"_ _3\"></span>ur les i<span class=\"_ _3\"></span>mmeubles de<span class=\"_ _3\"></span> placemen<span class=\"lsdc\">t, la m\u00eame du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x6 h62 y9fa ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> composa<span class=\"_ _0\"></span>nts est reten<span class=\"_ _0\"></span>ue que pou<span class=\"_ _0\"></span>r les immeu<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y9fb ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9tenus pour<span class=\"_ _3\"></span> usage prop<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fc ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fd ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas loue<span class=\"_ _3\"></span> ses immeub<span class=\"_ _3\"></span>les de pla<span class=\"_ _3\"></span>cement par l<span class=\"_ _3\"></span>e biais de<span class=\"_ _3\"></span> plusieurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9fe ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de bail non r\u00e9s<span class=\"_ _0\"></span>iliab<span class=\"_ _0\"></span>les. Cert<span class=\"_ _0\"></span>ains de ces c<span class=\"_ _0\"></span>ontrats pr<span class=\"_ _0\"></span>\u00e9voient u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y9ff ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clause de <span class=\"_ _3\"></span>renouvellemen<span class=\"_ _3\"></span>t pour des du<span class=\"_ _3\"></span>r\u00e9es diver<span class=\"_ _3\"></span>ses. Les re<span class=\"_ _3\"></span>venus</div>\n<div class=\"t m0 x6 h62 ya00 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">locatifs g\u00e9<span class=\"_ _3\"></span>n\u00e9r\u00e9s dans l<span class=\"_ _3\"></span>e cadre<span class=\"_ _3\"></span> de ces con<span class=\"_ _3\"></span>trats sont<span class=\"_ _3\"></span> comptabili<span class=\"_ _3\"></span>s\u00e9s de</div>\n<div class=\"t m0 x6 h62 ya01 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> bail comme produits<span class=\"_ _3\"></span> de placement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les trans<span class=\"_ _3\"></span>ferts vers o<span class=\"_ _3\"></span>u depuis l<span class=\"_ _3\"></span>a rubrique I<span class=\"_ _3\"></span>mmeubles de pl<span class=\"_ _3\"></span>acement n\u2019on<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ya04 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lieu qu\u2019en cas<span class=\"_ _3\"></span> de changement d\u2019aff<span class=\"_ _3\"></span>ectation<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>nent des im<span class=\"_ _0\"></span>meubl<span class=\"_ _0\"></span>es de </span></span></span></div>\n<div class=\"t m0 x5c h62 ya06 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt \u00e0 la fin de l\u2019oc<span class=\"_ _0\"></span>cupatio<span class=\"_ _0\"></span>n par le prop<span class=\"_ _0\"></span>ri\u00e9tair<span class=\"_ _0\"></span>e ou au d\u00e9but</div>\n<div class=\"t m0 x5c h62 ya07 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un cont<span class=\"_ _0\"></span>rat de locat<span class=\"_ _0\"></span>ion simpl<span class=\"_ _0\"></span>e \u00e0 un tiers ou \u00e0 la f<span class=\"_ _0\"></span>in des trava<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x5c h62 ya08 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">construction <span class=\"_ _3\"></span>ou de d\u00e9v<span class=\"_ _3\"></span>eloppement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ya09 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles d<span class=\"_ _0\"></span>e placeme<span class=\"_ _0\"></span>nt pas<span class=\"lsde wsfa\">sent en usage propre au d\u00e9but de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019occu<span class=\"_ _0\"></span>pation pa<span class=\"_ _0\"></span>r le propri\u00e9t<span class=\"_ _0\"></span>aire ou au d\u00e9<span class=\"_ _0\"></span>but des trav<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x5c h62 ya0b ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> dans l\u2019o<span class=\"_ _3\"></span>ptique d\u2019une v<span class=\"_ _3\"></span>ente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0c ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0d ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e le r\u00e9sulta<span class=\"_ _0\"></span>t d\u2019un cont<span class=\"_ _0\"></span>rat de cons<span class=\"_ _0\"></span>tructio<span class=\"_ _0\"></span>n peut \u00eatre d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya0e ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re fiab<span class=\"_ _3\"></span>le, les rec<span class=\"_ _3\"></span>ettes et l<span class=\"_ _3\"></span>es frais l<span class=\"_ _3\"></span>i\u00e9s a<span class=\"lsdc\">u contrat de <span class=\"_ _0\"></span>constru<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 x6 h62 ya0f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comme pr<span class=\"_ _0\"></span>oduit ou ch<span class=\"_ _0\"></span>arge resp<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment en fonct<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya10 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du degr\u00e9 d\u2019<span class=\"_ _0\"></span>ach\u00e8ve<span class=\"_ _0\"></span>ment de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 du c<span class=\"_ _0\"></span>ontrat \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya11 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>. Lorsqu\u2019<span class=\"_ _0\"></span>il est p<span class=\"_ _0\"></span>robable q<span class=\"_ _0\"></span>ue la t<span class=\"_ _0\"></span>otalit\u00e9 <span class=\"_ _0\"></span>des fra<span class=\"_ _0\"></span>is de</div>\n<div class=\"t m0 x6 h62 ya12 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contrat sera <span class=\"lsdc wse9\">sup\u00e9rieure au<span class=\"_ _0\"></span>x recettes<span class=\"_ _0\"></span>, la perte pr<span class=\"_ _0\"></span>\u00e9vue ser<span class=\"_ _0\"></span>a </span></div>\n<div class=\"t m0 x6 h62 ya13 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e dans<span class=\"_ _0\"></span> le compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 299px; height: 798px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 530px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 73px; width: 343px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 519px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInvestmentPropertyExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag386": {
   "value": "\n<div class=\"t m0 x6 h7e y8b1 ffc5 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Class<span class=\"lsde wsea\">ement<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et \u00e9valuat<span class=\"_ _0\"></span>ion des imm<span class=\"_ _0\"></span>eubles de pl<span class=\"_ _0\"></span>aceme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immeu<span class=\"_ _0\"></span>bles de pl<span class=\"_ _0\"></span>acement d\u00e9<span class=\"_ _0\"></span>signent<span class=\"_ _0\"></span> les immeu<span class=\"_ _0\"></span>bles que d\u00e9ti<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y8b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pou<span class=\"_ _0\"></span>r en retirer d<span class=\"_ _0\"></span>es loyers o<span class=\"_ _0\"></span>u pour valor<span class=\"_ _0\"></span>iser le cap<span class=\"_ _0\"></span>ital. Agea<span class=\"_ _0\"></span>s peut</div>\n<div class=\"t m0 x6 h62 y93e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent utilis<span class=\"_ _0\"></span>er certa<span class=\"_ _0\"></span>ins de ces im<span class=\"_ _0\"></span>meubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent pour ses<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propres b<span class=\"_ _0\"></span>esoins. S<span class=\"_ _0\"></span>i les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s desti<span class=\"_ _0\"></span>n\u00e9s \u00e0 une util<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n propre</div>\n<div class=\"t m0 x6 h62 y940 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre vend<span class=\"_ _0\"></span>us s\u00e9par\u00e9m<span class=\"_ _0\"></span>ent ou don<span class=\"_ _0\"></span>n\u00e9s en locat<span class=\"_ _0\"></span>ion s\u00e9pa<span class=\"_ _0\"></span>r\u00e9ment v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x6 h62 y941 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">financement,<span class=\"_ _3\"></span> ils sont inscrit<span class=\"_ _3\"></span>s sous la rubriqu<span class=\"_ _3\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y942 ffc3 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">imm<span class=\"lsdc wse9\">obilisati<span class=\"_ _0\"></span>ons corpo<span class=\"_ _0\"></span>relles.<span class=\"_ _0\"></span> Si les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 une ut<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y943 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre ne peuven<span class=\"_ _3\"></span>t \u00eatre vendus s\u00e9par\u00e9<span class=\"_ _3\"></span>ment, ils sont trai<span class=\"_ _3\"></span>t\u00e9s comme des</div>\n<div class=\"t m0 x6 h62 y944 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> seulem<span class=\"_ _0\"></span>ent si A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>en d\u00e9tie<span class=\"_ _0\"></span>nt qu'u<span class=\"_ _0\"></span>ne part</div>\n<div class=\"t m0 x6 h62 y945 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insignif<span class=\"_ _0\"></span>iante po<span class=\"_ _0\"></span>ur ses propr<span class=\"_ _0\"></span>es besoi<span class=\"_ _0\"></span>ns. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour des <span class=\"_ _3\"></span>motifs de c<span class=\"_ _3\"></span>omparaison, A<span class=\"_ _3\"></span>geas appliqu<span class=\"_ _3\"></span>e le mod\u00e8<span class=\"_ _3\"></span>le de co\u00fb<span class=\"_ _3\"></span>t tant</div>\n<div class=\"t m0 x6 h62 y9ee ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nts que pour l<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles d\u00e9te<span class=\"_ _0\"></span>nus</div>\n<div class=\"t m0 x6 h62 y9ef ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un usa<span class=\"_ _0\"></span>ge propre.<span class=\"_ _0\"></span> Apr\u00e8s com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>sation i<span class=\"_ _0\"></span>nitiale,<span class=\"_ _0\"></span> tous les</div>\n<div class=\"t m0 x6 h62 y9f0 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s au co\u00fbt<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>\u00e9 du cumul des d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">(<span class=\"lsdc wse9\">en utilisant u<span class=\"_ _0\"></span>ne m\u00e9tho<span class=\"_ _0\"></span>de lin\u00e9air<span class=\"_ _0\"></span>e) et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. E<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y9f2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, l<span class=\"_ _0\"></span>es variat<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>de l\u2019im<span class=\"_ _0\"></span>meuble n<span class=\"_ _0\"></span>e sont</div>\n<div class=\"t m0 x6 h62 y9f3 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> ni dans l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat (s<span class=\"_ _0\"></span>auf en c<span class=\"_ _0\"></span>as de pe<span class=\"_ _0\"></span>rtes de</div>\n<div class=\"t m0 x6 h62 y9f4 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">valeur) ni <span class=\"_ _3\"></span>dans les a<span class=\"_ _3\"></span>utres \u00e9l\u00e9men<span class=\"_ _3\"></span>ts du r\u00e9sul<span class=\"_ _3\"></span><span class=\"lsdc\">tat \u00e9te<span class=\"_ _0\"></span>ndu.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>\u00e9siduel<span class=\"_ _0\"></span>le et la dur\u00e9e d<span class=\"_ _0\"></span>e vie utile des<span class=\"_ _0\"></span> immeub<span class=\"_ _0\"></span>les de place<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y9f7 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont d\u00e9te<span class=\"_ _0\"></span>rmin\u00e9es p<span class=\"_ _0\"></span>our chaqu<span class=\"_ _0\"></span>e partie sig<span class=\"_ _0\"></span>nificat<span class=\"_ _0\"></span>ive dist<span class=\"_ _0\"></span>inctem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y9f8 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(approc<span class=\"_ _0\"></span>he par c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nts) et s<span class=\"_ _0\"></span>ont re<span class=\"_ _0\"></span>vues \u00e0 cha<span class=\"_ _0\"></span>que fi<span class=\"_ _0\"></span>n d'exerc<span class=\"_ _0\"></span>ice</div>\n<div class=\"t m0 x6 h62 y9f9 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptable. Po<span class=\"_ _3\"></span>ur les i<span class=\"_ _3\"></span>mmeubles de<span class=\"_ _3\"></span> placemen<span class=\"lsdc\">t, la m\u00eame du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie </span></div>\n<div class=\"t m0 x6 h62 y9fa ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile max<span class=\"_ _0\"></span>imale des<span class=\"_ _0\"></span> composa<span class=\"_ _0\"></span>nts est reten<span class=\"_ _0\"></span>ue que pou<span class=\"_ _0\"></span>r les immeu<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y9fb ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9tenus pour<span class=\"_ _3\"></span> usage prop<span class=\"_ _3\"></span>re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fc ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fd ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas loue<span class=\"_ _3\"></span> ses immeub<span class=\"_ _3\"></span>les de pla<span class=\"_ _3\"></span>cement par l<span class=\"_ _3\"></span>e biais de<span class=\"_ _3\"></span> plusieurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9fe ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de bail non r\u00e9s<span class=\"_ _0\"></span>iliab<span class=\"_ _0\"></span>les. Cert<span class=\"_ _0\"></span>ains de ces c<span class=\"_ _0\"></span>ontrats pr<span class=\"_ _0\"></span>\u00e9voient u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y9ff ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clause de <span class=\"_ _3\"></span>renouvellemen<span class=\"_ _3\"></span>t pour des du<span class=\"_ _3\"></span>r\u00e9es diver<span class=\"_ _3\"></span>ses. Les re<span class=\"_ _3\"></span>venus</div>\n<div class=\"t m0 x6 h62 ya00 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">locatifs g\u00e9<span class=\"_ _3\"></span>n\u00e9r\u00e9s dans l<span class=\"_ _3\"></span>e cadre<span class=\"_ _3\"></span> de ces con<span class=\"_ _3\"></span>trats sont<span class=\"_ _3\"></span> comptabili<span class=\"_ _3\"></span>s\u00e9s de</div>\n<div class=\"t m0 x6 h62 ya01 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> bail comme produits<span class=\"_ _3\"></span> de placement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les trans<span class=\"_ _3\"></span>ferts vers o<span class=\"_ _3\"></span>u depuis l<span class=\"_ _3\"></span>a rubrique I<span class=\"_ _3\"></span>mmeubles de pl<span class=\"_ _3\"></span>acement n\u2019on<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ya04 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lieu qu\u2019en cas<span class=\"_ _3\"></span> de changement d\u2019aff<span class=\"_ _3\"></span>ectation<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya05 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>nent des im<span class=\"_ _0\"></span>meubl<span class=\"_ _0\"></span>es de </span></span></span></div>\n<div class=\"t m0 x5c h62 ya06 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt \u00e0 la fin de l\u2019oc<span class=\"_ _0\"></span>cupatio<span class=\"_ _0\"></span>n par le prop<span class=\"_ _0\"></span>ri\u00e9tair<span class=\"_ _0\"></span>e ou au d\u00e9but</div>\n<div class=\"t m0 x5c h62 ya07 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un cont<span class=\"_ _0\"></span>rat de locat<span class=\"_ _0\"></span>ion simpl<span class=\"_ _0\"></span>e \u00e0 un tiers ou \u00e0 la f<span class=\"_ _0\"></span>in des trava<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x5c h62 ya08 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">construction <span class=\"_ _3\"></span>ou de d\u00e9v<span class=\"_ _3\"></span>eloppement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 ya09 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdc wse9\">immeubles d<span class=\"_ _0\"></span>e placeme<span class=\"_ _0\"></span>nt pas<span class=\"lsde wsfa\">sent en usage propre au d\u00e9but de<span class=\"_ _3\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya0a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019occu<span class=\"_ _0\"></span>pation pa<span class=\"_ _0\"></span>r le propri\u00e9t<span class=\"_ _0\"></span>aire ou au d\u00e9<span class=\"_ _0\"></span>but des trav<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x5c h62 ya0b ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> dans l\u2019o<span class=\"_ _3\"></span>ptique d\u2019une v<span class=\"_ _3\"></span>ente.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya0c ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0d ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e le r\u00e9sulta<span class=\"_ _0\"></span>t d\u2019un cont<span class=\"_ _0\"></span>rat de cons<span class=\"_ _0\"></span>tructio<span class=\"_ _0\"></span>n peut \u00eatre d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya0e ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re fiab<span class=\"_ _3\"></span>le, les rec<span class=\"_ _3\"></span>ettes et l<span class=\"_ _3\"></span>es frais l<span class=\"_ _3\"></span>i\u00e9s a<span class=\"lsdc\">u contrat de <span class=\"_ _0\"></span>constru<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 x6 h62 ya0f ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comme pr<span class=\"_ _0\"></span>oduit ou ch<span class=\"_ _0\"></span>arge resp<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment en fonct<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ya10 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du degr\u00e9 d\u2019<span class=\"_ _0\"></span>ach\u00e8ve<span class=\"_ _0\"></span>ment de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 du c<span class=\"_ _0\"></span>ontrat \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ya11 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>. Lorsqu\u2019<span class=\"_ _0\"></span>il est p<span class=\"_ _0\"></span>robable q<span class=\"_ _0\"></span>ue la t<span class=\"_ _0\"></span>otalit\u00e9 <span class=\"_ _0\"></span>des fra<span class=\"_ _0\"></span>is de</div>\n<div class=\"t m0 x6 h62 ya12 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contrat sera <span class=\"lsdc wse9\">sup\u00e9rieure au<span class=\"_ _0\"></span>x recettes<span class=\"_ _0\"></span>, la perte pr<span class=\"_ _0\"></span>\u00e9vue ser<span class=\"_ _0\"></span>a </span></div>\n<div class=\"t m0 x6 h62 ya13 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e dans<span class=\"_ _0\"></span> le compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 299px; height: 798px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForConstructionInProgressExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag395": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e ya58 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation de<span class=\"_ _0\"></span>s immeubl<span class=\"_ _0\"></span>es d\u00e9tenu<span class=\"_ _0\"></span>s pour usag<span class=\"_ _0\"></span>e propre<span class=\"_ _0\"></span> et des</div>\n<div class=\"t m0 x6 h7e ya59 ffc5 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme pou<span class=\"_ _0\"></span>r les autres ac<span class=\"_ _0\"></span>tifs non f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers, les imm<span class=\"_ _0\"></span>eubles<span class=\"_ _0\"></span> d\u00e9tenus</div>\n<div class=\"t m0 x6 h62 ya5b ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pour<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">usage propre <span class=\"_ _0\"></span>et les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement s<span class=\"_ _0\"></span>ont d\u00e9p<span class=\"_ _0\"></span>r\u00e9ci\u00e9s </span></span></div>\n<div class=\"t m0 x6 h62 ya5c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>eur valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble est sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e au montant<span class=\"_ _0\"></span> recouvr<span class=\"_ _0\"></span>able. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9b3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> recouvra<span class=\"_ _0\"></span>ble est la v<span class=\"_ _0\"></span>aleur la plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e ent<span class=\"_ _0\"></span>re la \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">juste </span></span></div>\n<div class=\"t m0 x1a h62 y9b4 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur m<span class=\"_ _0\"></span>oins les<span class=\"_ _0\"></span> co\u00fbts d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb et la \u00ab<span class=\"ls0 ws0\"> </span></span><span class=\"lsde\">valeur d\u2019<span class=\"_ _3\"></span>usag<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> <span class=\"lsf0 ws104\">\u00bb. </span> </span></span></div>\n<div class=\"t m0 x1a h62 y9b5 ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">juste va<span class=\"_ _0\"></span>leur m<span class=\"_ _0\"></span>oins les c<span class=\"_ _0\"></span>o\u00fbts de c<span class=\"_ _0\"></span>ession<span class=\"ls0 ws0\"> </span>\u00bb <span class=\"_ _0\"></span>est le prix<span class=\"_ _0\"></span> qui se<span class=\"_ _0\"></span>rait </span></span></span></div>\n<div class=\"t m0 x6a h62 y9b6 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">re\u00e7u en cas d<span class=\"_ _0\"></span>e vente d\u2019un ac<span class=\"_ _0\"></span>tif dans une t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ion \u00e0 des</div>\n<div class=\"t m0 x6a h62 y9b7 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons nor<span class=\"_ _0\"></span>males e<span class=\"_ _0\"></span>ntre int<span class=\"_ _0\"></span>ervena<span class=\"_ _0\"></span>nts du ma<span class=\"_ _0\"></span>rch\u00e9 (s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6a h62 y9b8 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donn\u00e9es<span class=\"_ _0\"></span> de march\u00e9 obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es et non obs<span class=\"_ _0\"></span>ervabl<span class=\"_ _0\"></span>es), apr\u00e8s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 y9b9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de to<span class=\"_ _0\"></span>ut co\u00fbt d<span class=\"_ _0\"></span>e cessi<span class=\"_ _0\"></span>on margi<span class=\"_ _0\"></span>nal direc<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ba ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsdc wse9\">La \u00ab</span><span class=\"ffc3\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">valeur d\u2019u<span class=\"_ _3\"></span>sage</span> <span class=\"lsdc wseb\">\u00bb est la val<span class=\"_ _0\"></span>eur act<span class=\"_ _0\"></span>ualis\u00e9e <span class=\"_ _0\"></span>des flux<span class=\"_ _0\"></span> de tr\u00e9so<span class=\"_ _0\"></span>rerie </span></span></span></div>\n<div class=\"t m0 x6a h62 y9bb ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs est<span class=\"_ _0\"></span>im\u00e9s att<span class=\"_ _0\"></span>endue de l\u2019us<span class=\"_ _0\"></span>age pour<span class=\"_ _0\"></span>suivi d\u2019<span class=\"_ _0\"></span>un actif et<span class=\"_ _0\"></span> de sa</div>\n<div class=\"t m0 x6a h62 y9bc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cession <span class=\"_ _0\"></span>\u00e0 la fin <span class=\"_ _0\"></span>de sa dur<span class=\"_ _0\"></span>\u00e9e de vi<span class=\"_ _0\"></span>e utile, s<span class=\"_ _0\"></span>ans d\u00e9d<span class=\"_ _0\"></span>uction <span class=\"_ _0\"></span>des taxe<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6a h62 y9bd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsdc wse9\">e transmiss<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9be ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">A la fin de chaq<span class=\"_ _0\"></span>ue p\u00e9riod<span class=\"_ _0\"></span>e de reporti<span class=\"_ _0\"></span>ng, Age<span class=\"_ _0\"></span>as \u00e9value s<span class=\"_ _0\"></span>\u2019il y a des</div>\n<div class=\"t m0 x1a h62 y9c0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indications <span class=\"_ _3\"></span>objectives<span class=\"_ _3\"></span> qu\u2019un ac<span class=\"_ _3\"></span>tif soit d\u00e9pr\u00e9<span class=\"_ _3\"></span>ci\u00e9, sur <span class=\"_ _3\"></span>la base de<span class=\"_ _3\"></span> plusieurs</div>\n<div class=\"t m0 x1a h62 y9c1 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes (par<span class=\"_ _3\"></span> exemple, de<span class=\"_ _3\"></span>s modifica<span class=\"_ _3\"></span>tions importan<span class=\"_ _3\"></span>tes de</div>\n<div class=\"t m0 x1a h62 y9c2 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique)<span class=\"_ _3\"></span> et internes<span class=\"_ _3\"></span> (par e<span class=\"_ _3\"></span>xemple, un pro<span class=\"_ _3\"></span>jet de</div>\n<div class=\"t m0 x1a h62 y9c3 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cession<span class=\"_ _0\"></span>). Si de tell<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>ions exist<span class=\"_ _0\"></span>ent (et se<span class=\"_ _0\"></span>ulement da<span class=\"_ _0\"></span>ns ce cas),</div>\n<div class=\"t m0 x1a h62 y9c4 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ram<span class=\"_ _0\"></span>\u00e8ne la vale<span class=\"_ _0\"></span>ur compta<span class=\"_ _0\"></span>ble de l\u2019act<span class=\"_ _0\"></span>if d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 \u00e0 son mon<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y9c5 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est<span class=\"_ _0\"></span>im\u00e9, et<span class=\"_ _0\"></span> le mont<span class=\"_ _0\"></span>ant de <span class=\"_ _0\"></span>la vari<span class=\"_ _0\"></span>ation de <span class=\"_ _0\"></span>l\u2019exerci<span class=\"_ _0\"></span>ce est</div>\n<div class=\"t m0 x1a h62 y9c6 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9<span class=\"_ _3\"></span> au<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">compte de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9c7 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c8 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Apr\u00e8s comptabili<span class=\"_ _3\"></span>sation d\u2019une d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation, la d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation pour les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exercic<span class=\"_ _0\"></span>es futur<span class=\"_ _0\"></span>s est aj<span class=\"_ _0\"></span>ust\u00e9e s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e du mont<span class=\"_ _0\"></span>ant com<span class=\"_ _0\"></span>ptable r<span class=\"_ _0\"></span>evu</div>\n<div class=\"t m0 x1a h62 y9ca ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moins la valeur<span class=\"_ _3\"></span> r\u00e9siduelle sur<span class=\"_ _3\"></span> la dur\u00e9e de vie utile<span class=\"_ _3\"></span> restante. Pour le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9cb ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">immeubles, la dur\u00e9e<span class=\"_ _3\"></span> de vie utile de cha<span class=\"_ _3\"></span>que composant impor<span class=\"_ _3\"></span>tant est</div>\n<div class=\"t m0 x1a h62 y9cc ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablie s<span class=\"_ _0\"></span>\u00e9par\u00e9m<span class=\"_ _0\"></span>ent et r<span class=\"_ _0\"></span>evue en f<span class=\"_ _0\"></span>in d\u2019e<span class=\"_ _0\"></span>xercice.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9cd ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9ce ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si, ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent, le mont<span class=\"_ _0\"></span>ant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on d\u2019actif<span class=\"_ _0\"></span>s non fina<span class=\"_ _0\"></span>nciers,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y9cf ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autre que d<span class=\"_ _0\"></span>u goodwi<span class=\"_ _0\"></span>ll diminu<span class=\"_ _0\"></span>e en raison d\u2019u<span class=\"_ _0\"></span>n \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent qui s\u2019es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d0 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit apr\u00e8<span class=\"_ _3\"></span>s la d\u00e9p<span class=\"_ _3\"></span>r\u00e9ciatio<span class=\"lsdc wse9\">n, la perte de val<span class=\"_ _0\"></span>eur pr\u00e9c\u00e9<span class=\"_ _0\"></span>demme<span class=\"_ _0\"></span>nt </span></div>\n<div class=\"t m0 x1a h62 y9d1 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9e est ex<span class=\"_ _0\"></span>tourn<span class=\"_ _0\"></span>\u00e9e au compte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span>. Ce monta<span class=\"_ _0\"></span>nt major\u00e9 n<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya30 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9pa<span class=\"_ _3\"></span>sser la valeur<span class=\"_ _3\"></span> comptable<span class=\"_ _3\"></span> qui aurait<span class=\"_ _3\"></span> \u00e9t\u00e9 d\u00e9term<span class=\"_ _3\"></span>in\u00e9e, nette <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x1a h62 ya31 ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>, si aucun<span class=\"_ _3\"></span>e perte pou<span class=\"_ _3\"></span>r r\u00e9duction <span class=\"_ _3\"></span>de valeur n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya32 ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span> <span class=\"wsfa\">pour cet ac<span class=\"_ _3\"></span>tif au cours des exer<span class=\"_ _3\"></span>cices pr\u00e9c\u00e9den<span class=\"_ _3\"></span>ts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 520px; width: 351px; z-index: 8;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 63px; width: 343px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 567px; height: 525px; width: 351px; z-index: 7;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 68px; width: 343px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag388": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e y9d5 ffc5 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019emprun<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d6 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019empr<span class=\"_ _3\"></span>unt sont g\u00e9n\u00e9raleme<span class=\"_ _3\"></span>nt pris en charge<span class=\"_ _3\"></span> d\u00e8s qu\u2019ils sont</div>\n<div class=\"t m0 x1a h62 y9d7 ffc3 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">exigibles<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9d8 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9d9 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s d\u2019emp<span class=\"_ _0\"></span>runt qui s<span class=\"_ _0\"></span>ont dir<span class=\"_ _0\"></span>ecteme<span class=\"_ _0\"></span>nt imput<span class=\"_ _0\"></span>ables \u00e0 <span class=\"_ _0\"></span>l\u2019acquis<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>ou</div>\n<div class=\"t m0 x1a h62 y9da ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la constr<span class=\"_ _0\"></span>uction d\u2019<span class=\"_ _0\"></span>un actif so<span class=\"_ _0\"></span>nt capit<span class=\"lsde wseb\">alis\u00e9s pendant la p<span class=\"_ _3\"></span>\u00e9riode de </span></div>\n<div class=\"t m0 x1a h62 y9db ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction d<span class=\"_ _0\"></span>e l\u2019acti<span class=\"_ _0\"></span>f comm<span class=\"_ _0\"></span>e partie <span class=\"_ _0\"></span>du co\u00fbt d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span> cet act<span class=\"_ _0\"></span>if. La</div>\n<div class=\"t m0 x1a h62 y9dc ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>isation de<span class=\"_ _0\"></span> co\u00fbts d\u2019e<span class=\"_ _0\"></span>mprunt dev<span class=\"_ _0\"></span>rait comm<span class=\"_ _0\"></span>encer l<span class=\"_ _0\"></span>orsque<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 y9dd ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsde wseb\">d\u00e9penses<span class=\"_ _3\"></span> li\u00e9es \u00e0<span class=\"_ _3\"></span> cet actif<span class=\"_ _3\"></span> et les c<span class=\"_ _3\"></span>o\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt sont </span></span></span></div>\n<div class=\"t m0 x6a h62 y9de ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 y9df ffc6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffc7\"> <span class=\"_ _41\"> </span><span class=\"ffc3 lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffc3\"> <span class=\"lsdd ws11a\">activit\u00e9s n<span class=\"lsdc wse9\">\u00e9cessair<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion pr\u00e9vu<span class=\"_ _0\"></span>e ou \u00e0 la vente </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y9e0 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont en cours. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e1 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e2 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La capit<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on des c<span class=\"_ _0\"></span>o\u00fbts d\u2019em<span class=\"_ _0\"></span>prunt<span class=\"_ _0\"></span> prend fi<span class=\"_ _0\"></span>n d\u00e8s qu<span class=\"_ _0\"></span>e l\u2019actif <span class=\"_ _0\"></span>est pr\u00eat</div>\n<div class=\"t m0 x1a h62 ya3c ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour son aff<span class=\"_ _0\"></span>ectatio<span class=\"_ _0\"></span>n ou pour la vent<span class=\"_ _0\"></span>e. Si le d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent actif<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 ya3d ffc3 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">interrompu po<span class=\"_ _3\"></span>ur une <span class=\"_ _3\"></span>dur\u00e9e prolong\u00e9e<span class=\"_ _3\"></span>, la capi<span class=\"_ _3\"></span>talisation e<span class=\"_ _3\"></span>st suspendue<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x1a h62 ya3e ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la constru<span class=\"_ _0\"></span>ction a lie<span class=\"_ _0\"></span>u en plusieu<span class=\"_ _0\"></span>rs parti<span class=\"_ _0\"></span>es et que l\u2019uti<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x1a h62 ya3f ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">chaque <span class=\"_ _0\"></span>partie est<span class=\"_ _0\"></span> possib<span class=\"_ _0\"></span>le par<span class=\"_ _0\"></span>all\u00e8lem<span class=\"_ _0\"></span>ent \u00e0 la p<span class=\"_ _0\"></span>oursuit<span class=\"_ _0\"></span>e de la</div>\n<div class=\"t m0 x1a h62 ya40 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">construction,<span class=\"_ _3\"></span> la capitalisation<span class=\"_ _3\"></span> prend fin pour ch<span class=\"_ _3\"></span>acune des par<span class=\"_ _3\"></span>ties lorsque</div>\n<div class=\"t m0 x1a h62 ya41 ffc3 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">son ach\u00e8vement<span class=\"_ _3\"></span> est proche. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya42 ffc3 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya43 ffc3 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span>s li\u00e9s \u00e0 <span class=\"_ _0\"></span>un actif <span class=\"_ _0\"></span>pr\u00e9cis, <span class=\"_ _0\"></span>le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">taux r\u00e9el<span class=\"_ _0\"></span> y est </span></div>\n<div class=\"t m0 x1a h62 yc09 ffc3 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9. Dans les aut<span class=\"_ _0\"></span>res cas, u<span class=\"_ _0\"></span>n co\u00fbt d\u2019e<span class=\"_ _0\"></span>mprunt moy<span class=\"_ _0\"></span>en pond\u00e9r<span class=\"_ _0\"></span>\u00e9 est</div>\n<div class=\"t m0 x1a h62 ycea ffc3 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">appliqu\u00e9. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 372px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 174px; height: 377px; width: 351px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les act<span class=\"_ _0\"></span>ifs qual<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9b<span class=\"_ _0\"></span>utant le ou av<span class=\"_ _0\"></span>ant le 1</div>\n<div class=\"t m0 x6 h62 yb1c ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts d\u2019empru<span class=\"_ _3\"></span>nt direc<span class=\"_ _3\"></span>tement attribuab<span class=\"_ _3\"></span>les \u00e0 <span class=\"_ _3\"></span>l\u2019acquisition<span class=\"wsfa\">, \u00e0 l<span class=\"_ _3\"></span>a </span></div>\n<div class=\"t m0 x6 h62 yb1d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">constru<span class=\"_ _0\"></span>ction ou \u00e0 la pr<span class=\"_ _0\"></span>oductio<span class=\"_ _0\"></span>n d\u2019un actif<span class=\"_ _0\"></span> qualifi\u00e9 (c<span class=\"_ _0\"></span>\u2019est<span class=\"ls0 ws0\">-\u00e0-</span>dire un actif q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 yd36 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a n\u00e9cessa<span class=\"_ _0\"></span>irement de<span class=\"_ _0\"></span>mand\u00e9 un<span class=\"_ _0\"></span>e p\u00e9riod<span class=\"_ _0\"></span>e importa<span class=\"_ _0\"></span>nte pour \u00eat<span class=\"_ _0\"></span>re pr\u00eat pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 yd37 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019usage p<span class=\"_ _0\"></span>r\u00e9vu ou pou<span class=\"_ _0\"></span>r la vente<span class=\"_ _0\"></span>) sont pris en cha<span class=\"_ _0\"></span>rge au mom<span class=\"_ _0\"></span>ent de leur<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd38 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">exigibilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 84px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1008px; height: 89px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForBorrowingCostsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag392": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 yd39 ffc8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.6<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Go<span class=\"_ _3\"></span>odwill et a<span class=\"_ _3\"></span><span class=\"lsdc wse9\">utres imm<span class=\"_ _0\"></span>obilis<span class=\"_ _0\"></span>ations i<span class=\"_ _0\"></span>ncorpore<span class=\"_ _0\"></span>lles<span class=\"ls0 ws0\"> </span></span></span></span></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e yd3a ffca fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immobi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>ns incorp<span class=\"_ _0\"></span>orelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3b ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une immobilisat<span class=\"_ _3\"></span>ion incorporelle<span class=\"_ _3\"></span> est un \u00e9l\u00e9ment d\u2019a<span class=\"_ _3\"></span>ctif non mon\u00e9tai<span class=\"_ _3\"></span>re</div>\n<div class=\"t m0 x6 h62 yd3c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iable et est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i, et seuleme<span class=\"_ _0\"></span>nt s\u2019il est p<span class=\"_ _0\"></span>robabl<span class=\"_ _0\"></span>e que cet</div>\n<div class=\"t m0 x6 h62 yd3d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actif g\u00e9n\u00e9<span class=\"_ _0\"></span>rera des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e9conom<span class=\"_ _0\"></span>iques fut<span class=\"_ _0\"></span>urs et si le co\u00fbt<span class=\"_ _0\"></span> de l\u2019actif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd3e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiable<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3f ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd40 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immobilisa<span class=\"_ _3\"></span>tions incorporel<span class=\"_ _3\"></span>les sont reprises<span class=\"_ _3\"></span> dans l\u2019\u00e9tat de la s<span class=\"_ _3\"></span>ituation</div>\n<div class=\"t m0 x6 h62 yd41 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re \u00e0 leu<span class=\"_ _0\"></span>r co\u00fbt <span class=\"_ _0\"></span>diminu\u00e9 <span class=\"_ _0\"></span>du cumul <span class=\"_ _0\"></span>des amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ents et d<span class=\"_ _0\"></span>u cumu<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x6 h62 yd42 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es de valeur.<span class=\"_ _0\"></span> La valeu<span class=\"_ _0\"></span>r r\u00e9siduel<span class=\"_ _0\"></span>le et<span class=\"ls0 ws0\"> </span>la dur\u00e9e de<span class=\"_ _0\"></span> vie utile des</div>\n<div class=\"t m0 x6 h62 yd43 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> sont re<span class=\"_ _0\"></span>vues \u00e0 c<span class=\"_ _0\"></span>haque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice</div>\n<div class=\"t m0 x6 h62 yd44 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd45 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd46 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immobi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>ons incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>es dont la dur\u00e9<span class=\"_ _0\"></span>e de vie est d\u00e9f<span class=\"_ _0\"></span>inie sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd47 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9aire s<span class=\"_ _0\"></span>ur leur dur\u00e9e d<span class=\"_ _0\"></span>e vie utile es<span class=\"_ _0\"></span>tim\u00e9e.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 yd48 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">immobilis<span class=\"_ _0\"></span>at<span class=\"lsdc wse9\">ions inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles \u00e0 dur\u00e9<span class=\"_ _0\"></span>e de vie util<span class=\"_ _0\"></span>e ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, co<span class=\"_ _0\"></span>mme </span></div>\n<div class=\"t m0 x6 h62 yd49 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le goodwi<span class=\"_ _0\"></span>ll, ne sont<span class=\"_ _0\"></span> pas amorti<span class=\"_ _0\"></span>es, mais<span class=\"_ _0\"></span> sont en reva<span class=\"_ _0\"></span>nche soumis<span class=\"_ _0\"></span>es une</div>\n<div class=\"t m0 x6 h62 yd4a ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fois par an a<span class=\"_ _0\"></span>u moins \u00e0 un test<span class=\"_ _0\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation. To<span class=\"_ _0\"></span>ute pert<span class=\"_ _0\"></span>e de valeur</div>\n<div class=\"t m0 x6 h62 yd4b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9e est com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd4c ffca fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Valu<span class=\"lsdc wse9\">e of Business ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOBA)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd4d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la diff\u00e9r<span class=\"_ _0\"></span>ence entre l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur \u00e0 la date</div>\n<div class=\"t m0 x6 h62 yd4e ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> mesur\u00e9e sur la bas<span class=\"_ _3\"></span>e des principes<span class=\"_ _3\"></span> comptables d\u2019Agea<span class=\"_ _3\"></span>s et</div>\n<div class=\"t m0 x6 h62 yd4f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e ult\u00e9rieu<span class=\"_ _0\"></span>re d\u2019un port<span class=\"_ _0\"></span>efeui<span class=\"_ _0\"></span>lle de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x6 h62 yd50 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de place<span class=\"_ _0\"></span>ment acqui<span class=\"_ _0\"></span>s dans le ca<span class=\"_ _0\"></span>dre d\u2019une ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n d\u2019affai<span class=\"_ _0\"></span>res ou de</div>\n<div class=\"t m0 x6 h62 yd51 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd52 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd53 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e com<span class=\"_ _0\"></span>me une immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 yd54 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span>e sur la dur\u00e9<span class=\"_ _0\"></span>e de l\u2019exe<span class=\"_ _0\"></span>rcice au co<span class=\"_ _0\"></span>urs duqu<span class=\"_ _0\"></span>el les profit<span class=\"_ _0\"></span>s du</div>\n<div class=\"t m0 x6 h62 yd55 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>is ont \u00e9<span class=\"wse9\">t<span class=\"_ _0\"></span>\u00e9 compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span>. A chaque dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 yd56 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng, la VOBA<span class=\"_ _0\"></span> est inclus<span class=\"_ _0\"></span>e dans le test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> pour</div>\n<div class=\"t m0 x6 h62 yd57 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">v\u00e9rifie<span class=\"_ _0\"></span>r si les passif<span class=\"_ _0\"></span>s li\u00e9s aux c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et de plac<span class=\"_ _0\"></span>ement so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 yd58 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">ad\u00e9quats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd59 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Immobilisation<span class=\"_ _3\"></span>s corporell<span class=\"_ _3\"></span>es <span class=\"wsea\">g\u00e9n\u00e9r\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">en interne<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd5a ffc8 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">Les immobil<span class=\"_ _3\"></span>isat<span class=\"lsdc wseb\">ions incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> g\u00e9n\u00e9r\u00e9<span class=\"_ _0\"></span>es en int<span class=\"_ _0\"></span>erne s<span class=\"_ _0\"></span>ont insc<span class=\"_ _0\"></span>rites \u00e0 </span></div>\n<div class=\"t m0 x6 h62 yd5b ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif d<span class=\"_ _0\"></span>\u00e8s qu\u2019A<span class=\"_ _0\"></span>geas peut<span class=\"_ _0\"></span> d\u00e9mo<span class=\"_ _0\"></span>ntrer tout<span class=\"_ _0\"></span> ce qui<span class=\"_ _0\"></span> suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yd5c ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">faisab<span class=\"_ _0\"></span>ilit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>aire \u00e0 l<span class=\"_ _0\"></span>\u2019ach\u00e8ve<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x5c h62 yd5d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle e<span class=\"_ _0\"></span>n vue de sa mise en s<span class=\"_ _0\"></span>ervice ou d<span class=\"_ _0\"></span>e sa</div>\n<div class=\"t m0 x5c h62 yd5e ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd5f ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">So<span class=\"_ _3\"></span>n</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">intention d\u2019<span class=\"_ _0\"></span>achever l\u2019<span class=\"_ _0\"></span>immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle et d<span class=\"_ _0\"></span>e l\u2019utilis<span class=\"_ _0\"></span>er </span></span></span></div>\n<div class=\"t m0 x5c h62 yd60 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de la v<span class=\"_ _0\"></span>endre<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yd61 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wse9\">capacit\u00e9 \u00e0 ut<span class=\"_ _0\"></span>iliser ou \u00e0 ven<span class=\"_ _0\"></span>dre l\u2019im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lle<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 yd62 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">fa\u00e7on dont l<span class=\"_ _3\"></span>\u2019immobilisa<span class=\"_ _3\"></span>tion incorpo<span class=\"_ _3\"></span>relle g\u00e9n\u00e9rera<span class=\"_ _3\"></span> des a<span class=\"_ _3\"></span>vantages </span></span></span></div>\n<div class=\"t m0 x5c h62 yd63 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9conomiques fu<span class=\"_ _3\"></span>turs probables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd64 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">disponibilit\u00e9<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">de ressou<span class=\"_ _0\"></span>rces tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s, finan<span class=\"_ _0\"></span>ci\u00e8res<span class=\"_ _0\"></span> et autres<span class=\"_ _0\"></span>, </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yd65 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span> pour achever<span class=\"_ _3\"></span> le d\u00e9veloppe<span class=\"_ _3\"></span>ment et u<span class=\"_ _3\"></span>tiliser ou <span class=\"_ _3\"></span>vendre</div>\n<div class=\"t m0 x5c h62 yd66 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorporel<span class=\"_ _3\"></span>le<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 yd67 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wseb\">capacit\u00e9 \u00e0 <span class=\"_ _0\"></span>\u00e9value<span class=\"_ _0\"></span>r de fa\u00e7o<span class=\"_ _0\"></span>n fiab<span class=\"_ _0\"></span>le les d\u00e9<span class=\"_ _0\"></span>penses at<span class=\"_ _0\"></span>tribua<span class=\"_ _0\"></span>bles \u00e0 </span></span></span></div>\n<div class=\"t m0 x5c h62 yd68 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorpor<span class=\"_ _3\"></span>elle au c<span class=\"_ _3\"></span>ours de s<span class=\"_ _3\"></span>on d\u00e9veloppemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Seules le<span class=\"_ _3\"></span>s immobilisatio<span class=\"_ _3\"></span>ns incorporelle<span class=\"_ _3\"></span>s issues <span class=\"_ _3\"></span>d\u2019un d\u00e9velop<span class=\"_ _3\"></span>pement</div>\n<div class=\"t m0 x1a h62 yd6b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif. Les aut<span class=\"_ _0\"></span>res immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions incor<span class=\"_ _0\"></span>porel<span class=\"lsde wseb\">les g\u00e9n\u00e9r\u00e9es </span></div>\n<div class=\"t m0 x1a h62 yd6c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en inter<span class=\"_ _0\"></span>ne ne so<span class=\"_ _0\"></span>nt pas i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if et les <span class=\"_ _0\"></span>d\u00e9pense<span class=\"_ _0\"></span>s sont i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x1a h62 yd6d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat du<span class=\"_ _0\"></span>rant l\u2019an<span class=\"_ _0\"></span>n\u00e9e o\u00f9 ell<span class=\"_ _0\"></span>es sont enco<span class=\"_ _0\"></span>urues.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd6e ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6f ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les logiciel<span class=\"_ _3\"></span>s indispensables au<span class=\"_ _3\"></span> bon fonctionneme<span class=\"_ _3\"></span>nt du mat\u00e9riel</div>\n<div class=\"t m0 x1a h62 yd70 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique, c<span class=\"_ _0\"></span>omme le syst<span class=\"_ _0\"></span>\u00e8me d\u2019expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>on, font par<span class=\"_ _0\"></span>tie int\u00e9g<span class=\"_ _0\"></span>rante du</div>\n<div class=\"t m0 x1a h62 yd71 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mat\u00e9riel<span class=\"_ _0\"></span> infor<span class=\"_ _0\"></span>matique <span class=\"_ _0\"></span>et sont <span class=\"_ _0\"></span>repris p<span class=\"_ _0\"></span>armi les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd72 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporelles. <span class=\"_ _3\"></span>Lorsque <span class=\"_ _3\"></span>le logiciel <span class=\"_ _3\"></span>ne fait<span class=\"_ _3\"></span> pas partie<span class=\"_ _3\"></span> int\u00e9grante<span class=\"_ _3\"></span> du mat\u00e9riel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd73 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique en q<span class=\"_ _0\"></span>uestion,<span class=\"_ _0\"></span> les frais c<span class=\"_ _0\"></span>onsentis<span class=\"_ _0\"></span> au cours de la ph<span class=\"_ _0\"></span>ase de</div>\n<div class=\"t m0 x1a h62 yd74 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9veloppe<span class=\"lsdc wse9\">ment pour lesqu<span class=\"_ _0\"></span>els Ageas pe<span class=\"_ _0\"></span>ut prouv<span class=\"_ _0\"></span>er tous les c<span class=\"_ _0\"></span>rit\u00e8res </span></div>\n<div class=\"t m0 x1a h62 yd75 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9cit<span class=\"_ _0\"></span>\u00e9s sont i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if comme<span class=\"_ _0\"></span> les im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>incorpo<span class=\"_ _0\"></span>relles</div>\n<div class=\"t m0 x1a h62 yd76 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> selon la m\u00e9t<span class=\"_ _0\"></span>hode lin<span class=\"_ _0\"></span>\u00e9aire sur l<span class=\"_ _0\"></span>eur dur\u00e9e de v<span class=\"_ _0\"></span>ie utile. En</div>\n<div class=\"t m0 x1a h62 yd77 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ral, ces logi<span class=\"_ _3\"></span>ciels sont<span class=\"_ _3\"></span> amortis sur 5 ans au ma<span class=\"_ _3\"></span>ximum.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 656px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 766px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 200px; width: 353px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 882px; width: 353px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 803px; width: 351px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 624px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 629px; width: 354px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsAndGoodwillExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag389": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h7e yd3a ffca fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Immobi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>ns incorp<span class=\"_ _0\"></span>orelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3b ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une immobilisat<span class=\"_ _3\"></span>ion incorporelle<span class=\"_ _3\"></span> est un \u00e9l\u00e9ment d\u2019a<span class=\"_ _3\"></span>ctif non mon\u00e9tai<span class=\"_ _3\"></span>re</div>\n<div class=\"t m0 x6 h62 yd3c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>iable et est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i, et seuleme<span class=\"_ _0\"></span>nt s\u2019il est p<span class=\"_ _0\"></span>robabl<span class=\"_ _0\"></span>e que cet</div>\n<div class=\"t m0 x6 h62 yd3d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actif g\u00e9n\u00e9<span class=\"_ _0\"></span>rera des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e9conom<span class=\"_ _0\"></span>iques fut<span class=\"_ _0\"></span>urs et si le co\u00fbt<span class=\"_ _0\"></span> de l\u2019actif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd3e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 de fa\u00e7<span class=\"_ _0\"></span>on fiable<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd3f ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd40 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immobilisa<span class=\"_ _3\"></span>tions incorporel<span class=\"_ _3\"></span>les sont reprises<span class=\"_ _3\"></span> dans l\u2019\u00e9tat de la s<span class=\"_ _3\"></span>ituation</div>\n<div class=\"t m0 x6 h62 yd41 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8re \u00e0 leu<span class=\"_ _0\"></span>r co\u00fbt <span class=\"_ _0\"></span>diminu\u00e9 <span class=\"_ _0\"></span>du cumul <span class=\"_ _0\"></span>des amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ents et d<span class=\"_ _0\"></span>u cumu<span class=\"_ _0\"></span>l</div>\n<div class=\"t m0 x6 h62 yd42 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es de valeur.<span class=\"_ _0\"></span> La valeu<span class=\"_ _0\"></span>r r\u00e9siduel<span class=\"_ _0\"></span>le et<span class=\"ls0 ws0\"> </span>la dur\u00e9e de<span class=\"_ _0\"></span> vie utile des</div>\n<div class=\"t m0 x6 h62 yd43 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> sont re<span class=\"_ _0\"></span>vues \u00e0 c<span class=\"_ _0\"></span>haque f<span class=\"_ _0\"></span>in d'ex<span class=\"_ _0\"></span>ercice</div>\n<div class=\"t m0 x6 h62 yd44 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd45 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd46 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les immobi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>ons incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>es dont la dur\u00e9<span class=\"_ _0\"></span>e de vie est d\u00e9f<span class=\"_ _0\"></span>inie sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 yd47 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9aire s<span class=\"_ _0\"></span>ur leur dur\u00e9e d<span class=\"_ _0\"></span>e vie utile es<span class=\"_ _0\"></span>tim\u00e9e.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 yd48 ffc8 fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">immobilis<span class=\"_ _0\"></span>at<span class=\"lsdc wse9\">ions inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lles \u00e0 dur\u00e9<span class=\"_ _0\"></span>e de vie util<span class=\"_ _0\"></span>e ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, co<span class=\"_ _0\"></span>mme </span></div>\n<div class=\"t m0 x6 h62 yd49 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le goodwi<span class=\"_ _0\"></span>ll, ne sont<span class=\"_ _0\"></span> pas amorti<span class=\"_ _0\"></span>es, mais<span class=\"_ _0\"></span> sont en reva<span class=\"_ _0\"></span>nche soumis<span class=\"_ _0\"></span>es une</div>\n<div class=\"t m0 x6 h62 yd4a ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fois par an a<span class=\"_ _0\"></span>u moins \u00e0 un test<span class=\"_ _0\"></span> de d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation. To<span class=\"_ _0\"></span>ute pert<span class=\"_ _0\"></span>e de valeur</div>\n<div class=\"t m0 x6 h62 yd4b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9e est com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9e en com<span class=\"_ _0\"></span>pte de r\u00e9s<span class=\"_ _0\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd4c ffca fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Valu<span class=\"lsdc wse9\">e of Business ac<span class=\"_ _0\"></span>quired (<span class=\"_ _0\"></span>VOBA)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd4d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la diff\u00e9r<span class=\"_ _0\"></span>ence entre l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur \u00e0 la date</div>\n<div class=\"t m0 x6 h62 yd4e ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> mesur\u00e9e sur la bas<span class=\"_ _3\"></span>e des principes<span class=\"_ _3\"></span> comptables d\u2019Agea<span class=\"_ _3\"></span>s et</div>\n<div class=\"t m0 x6 h62 yd4f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e ult\u00e9rieu<span class=\"_ _0\"></span>re d\u2019un port<span class=\"_ _0\"></span>efeui<span class=\"_ _0\"></span>lle de contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x6 h62 yd50 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de place<span class=\"_ _0\"></span>ment acqui<span class=\"_ _0\"></span>s dans le ca<span class=\"_ _0\"></span>dre d\u2019une ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n d\u2019affai<span class=\"_ _0\"></span>res ou de</div>\n<div class=\"t m0 x6 h62 yd51 ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euilles.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd52 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd53 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La VOBA est c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e com<span class=\"_ _0\"></span>me une immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 yd54 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est amorti<span class=\"_ _0\"></span>e sur la dur\u00e9<span class=\"_ _0\"></span>e de l\u2019exe<span class=\"_ _0\"></span>rcice au co<span class=\"_ _0\"></span>urs duqu<span class=\"_ _0\"></span>el les profit<span class=\"_ _0\"></span>s du</div>\n<div class=\"t m0 x6 h62 yd55 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s acqu<span class=\"_ _0\"></span>is ont \u00e9<span class=\"wse9\">t<span class=\"_ _0\"></span>\u00e9 compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span>. A chaque dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 yd56 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng, la VOBA<span class=\"_ _0\"></span> est inclus<span class=\"_ _0\"></span>e dans le test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> pour</div>\n<div class=\"t m0 x6 h62 yd57 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">v\u00e9rifie<span class=\"_ _0\"></span>r si les passif<span class=\"_ _0\"></span>s li\u00e9s aux c<span class=\"_ _0\"></span>ontrats d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce et de plac<span class=\"_ _0\"></span>ement so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 yd58 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">ad\u00e9quats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yd59 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Immobilisation<span class=\"_ _3\"></span>s corporell<span class=\"_ _3\"></span>es <span class=\"wsea\">g\u00e9n\u00e9r\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">en interne<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd5a ffc8 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">Les immobil<span class=\"_ _3\"></span>isat<span class=\"lsdc wseb\">ions incor<span class=\"_ _0\"></span>porelles<span class=\"_ _0\"></span> g\u00e9n\u00e9r\u00e9<span class=\"_ _0\"></span>es en int<span class=\"_ _0\"></span>erne s<span class=\"_ _0\"></span>ont insc<span class=\"_ _0\"></span>rites \u00e0 </span></div>\n<div class=\"t m0 x6 h62 yd5b ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019actif d<span class=\"_ _0\"></span>\u00e8s qu\u2019A<span class=\"_ _0\"></span>geas peut<span class=\"_ _0\"></span> d\u00e9mo<span class=\"_ _0\"></span>ntrer tout<span class=\"_ _0\"></span> ce qui<span class=\"_ _0\"></span> suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 yd5c ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">faisab<span class=\"_ _0\"></span>ilit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>aire \u00e0 l<span class=\"_ _0\"></span>\u2019ach\u00e8ve<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x5c h62 yd5d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle e<span class=\"_ _0\"></span>n vue de sa mise en s<span class=\"_ _0\"></span>ervice ou d<span class=\"_ _0\"></span>e sa</div>\n<div class=\"t m0 x5c h62 yd5e ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd5f ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">So<span class=\"_ _3\"></span>n</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">intention d\u2019<span class=\"_ _0\"></span>achever l\u2019<span class=\"_ _0\"></span>immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on incorp<span class=\"_ _0\"></span>orelle et d<span class=\"_ _0\"></span>e l\u2019utilis<span class=\"_ _0\"></span>er </span></span></span></div>\n<div class=\"t m0 x5c h62 yd60 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou de la v<span class=\"_ _0\"></span>endre<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 yd61 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wse9\">capacit\u00e9 \u00e0 ut<span class=\"_ _0\"></span>iliser ou \u00e0 ven<span class=\"_ _0\"></span>dre l\u2019im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ation inc<span class=\"_ _0\"></span>orpore<span class=\"_ _0\"></span>lle<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 yd62 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">fa\u00e7on dont l<span class=\"_ _3\"></span>\u2019immobilisa<span class=\"_ _3\"></span>tion incorpo<span class=\"_ _3\"></span>relle g\u00e9n\u00e9rera<span class=\"_ _3\"></span> des a<span class=\"_ _3\"></span>vantages </span></span></span></div>\n<div class=\"t m0 x5c h62 yd63 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9conomiques fu<span class=\"_ _3\"></span>turs probables<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 yd64 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">disponibilit\u00e9<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">de ressou<span class=\"_ _0\"></span>rces tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s, finan<span class=\"_ _0\"></span>ci\u00e8res<span class=\"_ _0\"></span> et autres<span class=\"_ _0\"></span>, </span></span></span></span></div>\n<div class=\"t m0 x5c h62 yd65 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span> pour achever<span class=\"_ _3\"></span> le d\u00e9veloppe<span class=\"_ _3\"></span>ment et u<span class=\"_ _3\"></span>tiliser ou <span class=\"_ _3\"></span>vendre</div>\n<div class=\"t m0 x5c h62 yd66 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorporel<span class=\"_ _3\"></span>le<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x6 h62 yd67 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsde wsea\">Sa<span class=\"_ _3\"></span></span><span class=\"ffc8\"> <span class=\"lsdc wseb\">capacit\u00e9 \u00e0 <span class=\"_ _0\"></span>\u00e9value<span class=\"_ _0\"></span>r de fa\u00e7o<span class=\"_ _0\"></span>n fiab<span class=\"_ _0\"></span>le les d\u00e9<span class=\"_ _0\"></span>penses at<span class=\"_ _0\"></span>tribua<span class=\"_ _0\"></span>bles \u00e0 </span></span></span></div>\n<div class=\"t m0 x5c h62 yd68 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019immobilisa<span class=\"_ _3\"></span>tion incorpor<span class=\"_ _3\"></span>elle au c<span class=\"_ _3\"></span>ours de s<span class=\"_ _3\"></span>on d\u00e9veloppemen<span class=\"_ _3\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Seules le<span class=\"_ _3\"></span>s immobilisatio<span class=\"_ _3\"></span>ns incorporelle<span class=\"_ _3\"></span>s issues <span class=\"_ _3\"></span>d\u2019un d\u00e9velop<span class=\"_ _3\"></span>pement</div>\n<div class=\"t m0 x1a h62 yd6b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif. Les aut<span class=\"_ _0\"></span>res immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions incor<span class=\"_ _0\"></span>porel<span class=\"lsde wseb\">les g\u00e9n\u00e9r\u00e9es </span></div>\n<div class=\"t m0 x1a h62 yd6c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en inter<span class=\"_ _0\"></span>ne ne so<span class=\"_ _0\"></span>nt pas i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if et les <span class=\"_ _0\"></span>d\u00e9pense<span class=\"_ _0\"></span>s sont i<span class=\"_ _0\"></span>nscrite<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x1a h62 yd6d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat du<span class=\"_ _0\"></span>rant l\u2019an<span class=\"_ _0\"></span>n\u00e9e o\u00f9 ell<span class=\"_ _0\"></span>es sont enco<span class=\"_ _0\"></span>urues.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd6e ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd6f ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les logiciel<span class=\"_ _3\"></span>s indispensables au<span class=\"_ _3\"></span> bon fonctionneme<span class=\"_ _3\"></span>nt du mat\u00e9riel</div>\n<div class=\"t m0 x1a h62 yd70 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique, c<span class=\"_ _0\"></span>omme le syst<span class=\"_ _0\"></span>\u00e8me d\u2019expl<span class=\"_ _0\"></span>oitati<span class=\"_ _0\"></span>on, font par<span class=\"_ _0\"></span>tie int\u00e9g<span class=\"_ _0\"></span>rante du</div>\n<div class=\"t m0 x1a h62 yd71 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mat\u00e9riel<span class=\"_ _0\"></span> infor<span class=\"_ _0\"></span>matique <span class=\"_ _0\"></span>et sont <span class=\"_ _0\"></span>repris p<span class=\"_ _0\"></span>armi les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd72 ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporelles. <span class=\"_ _3\"></span>Lorsque <span class=\"_ _3\"></span>le logiciel <span class=\"_ _3\"></span>ne fait<span class=\"_ _3\"></span> pas partie<span class=\"_ _3\"></span> int\u00e9grante<span class=\"_ _3\"></span> du mat\u00e9riel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd73 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ique en q<span class=\"_ _0\"></span>uestion,<span class=\"_ _0\"></span> les frais c<span class=\"_ _0\"></span>onsentis<span class=\"_ _0\"></span> au cours de la ph<span class=\"_ _0\"></span>ase de</div>\n<div class=\"t m0 x1a h62 yd74 ffc8 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9veloppe<span class=\"lsdc wse9\">ment pour lesqu<span class=\"_ _0\"></span>els Ageas pe<span class=\"_ _0\"></span>ut prouv<span class=\"_ _0\"></span>er tous les c<span class=\"_ _0\"></span>rit\u00e8res </span></div>\n<div class=\"t m0 x1a h62 yd75 ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9cit<span class=\"_ _0\"></span>\u00e9s sont i<span class=\"_ _0\"></span>nscrit<span class=\"_ _0\"></span>s \u00e0 l\u2019act<span class=\"_ _0\"></span>if comme<span class=\"_ _0\"></span> les im<span class=\"_ _0\"></span>mobilis<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>incorpo<span class=\"_ _0\"></span>relles</div>\n<div class=\"t m0 x1a h62 yd76 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amorties<span class=\"_ _0\"></span> selon la m\u00e9t<span class=\"_ _0\"></span>hode lin<span class=\"_ _0\"></span>\u00e9aire sur l<span class=\"_ _0\"></span>eur dur\u00e9e de v<span class=\"_ _0\"></span>ie utile. En</div>\n<div class=\"t m0 x1a h62 yd77 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ral, ces logi<span class=\"_ _3\"></span>ciels sont<span class=\"_ _3\"></span> amortis sur 5 ans au ma<span class=\"_ _3\"></span>ximum.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 656px; width: 353px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 766px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag398": {
   "value": "\n<div class=\"t m0 x1a h7e yd78 ffca fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Au<span class=\"wsfa\">tres immobili<span class=\"_ _3\"></span>sations incorpor<span class=\"_ _3\"></span>elles \u00e0 dur\u00e9e de<span class=\"_ _3\"></span> vie d\u00e9termin\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yd79 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les autres immob<span class=\"_ _3\"></span>ilisations incor<span class=\"_ _3\"></span>porelles ayant<span class=\"_ _3\"></span> une dur\u00e9e de vie utile<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yd7a ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9termin\u00e9e, te<span class=\"_ _3\"></span>lles que les conces<span class=\"_ _3\"></span>sions de parking<span class=\"_ _3\"></span>, les marques</div>\n<div class=\"t m0 x1a h62 yd7b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">commerc<span class=\"_ _0\"></span>iales et l<span class=\"_ _0\"></span>es licenc<span class=\"_ _0\"></span>es, sont g\u00e9<span class=\"_ _0\"></span>n\u00e9raleme<span class=\"_ _0\"></span>nt amorti<span class=\"_ _0\"></span>es sur l<span class=\"wse8\">eur </span></div>\n<div class=\"t m0 x1a h62 yd7c ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e de v<span class=\"_ _0\"></span>ie util<span class=\"_ _0\"></span>e selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode lin\u00e9a<span class=\"_ _0\"></span>ire. Les<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 yd7d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie uti<span class=\"_ _0\"></span>le d\u00e9term<span class=\"_ _0\"></span>in\u00e9e sont<span class=\"_ _0\"></span> r\u00e9vis\u00e9es<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yd7e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque fi<span class=\"_ _0\"></span>n d\u2019exerc<span class=\"_ _0\"></span>ice pour d\u00e9t<span class=\"_ _0\"></span>ecter des<span class=\"_ _0\"></span> indicat<span class=\"_ _0\"></span>ions de d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yd7f ffc8 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd80 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd81 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les concession<span class=\"_ _3\"></span>s de parking sont co<span class=\"_ _3\"></span>mptabilis\u00e9es comme d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd82 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns incorpo<span class=\"_ _0\"></span>relles l<span class=\"_ _0\"></span>orsqu\u2019A<span class=\"_ _0\"></span>geas a le droit d<span class=\"_ _0\"></span>e factur<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 yd83 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019utili<span class=\"_ _0\"></span>sation de l\u2019i<span class=\"_ _0\"></span>nfrast<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e en concess<span class=\"_ _0\"></span>ion. Les im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yd84 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>relles re\u00e7<span class=\"_ _0\"></span>ues sont<span class=\"_ _0\"></span> mesur\u00e9e<span class=\"_ _0\"></span>s \u00e0 la juste val<span class=\"_ _0\"></span>eur lors de la</div>\n<div class=\"t m0 x1a h62 yd85 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion initia<span class=\"_ _0\"></span>le, comme c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie pou<span class=\"_ _0\"></span>r la prestat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 yd86 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s de constr<span class=\"_ _0\"></span>uction ou d<span class=\"_ _0\"></span>e mise \u00e0 jour da<span class=\"_ _0\"></span>ns un accor<span class=\"_ _0\"></span>d de</div>\n<div class=\"t m0 x1a h62 yd87 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ion de serv<span class=\"_ _0\"></span>ices. La jus<span class=\"_ _0\"></span>te valeur a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>le est \u00e9tab<span class=\"_ _0\"></span>lie en</div>\n<div class=\"t m0 x1a h62 yd88 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e \u00e0 la juste<span class=\"_ _0\"></span> valeur de la co<span class=\"_ _0\"></span>nstruct<span class=\"_ _0\"></span>ion ou des se<span class=\"_ _0\"></span>rvices d<span class=\"_ _0\"></span>e mise \u00e0</div>\n<div class=\"t m0 x1a h62 yd89 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour offe<span class=\"_ _0\"></span>rts. Apr\u00e8s l<span class=\"_ _0\"></span>a comptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion init<span class=\"_ _0\"></span>iale, les co<span class=\"_ _0\"></span>ncessio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 yd8a ffc8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parking son<span class=\"_ _3\"></span>t mesur\u00e9es <span class=\"_ _3\"></span>\u00e0 leur <span class=\"_ _3\"></span>co\u00fbt diminu\u00e9 <span class=\"_ _3\"></span>du cumul d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yd8b ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et du cumul d<span class=\"_ _0\"></span>es perte<span class=\"_ _0\"></span>s de valeur. L<span class=\"_ _0\"></span>a dur\u00e9e de vie ut<span class=\"_ _0\"></span>ile</div>\n<div class=\"t m0 x1a h62 yd8c ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>e d\u2019une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion inco<span class=\"_ _0\"></span>rporel<span class=\"_ _0\"></span>le dans un acc<span class=\"_ _0\"></span>ord de conc<span class=\"_ _0\"></span>ession</div>\n<div class=\"t m0 x1a h62 yd8d ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de servic<span class=\"_ _0\"></span>es e<span class=\"lsde wseb\">st la p\u00e9riode<span class=\"_ _3\"></span> qui d\u00e9bu<span class=\"_ _3\"></span>te au momen<span class=\"_ _3\"></span>t o\u00f9 Ageas <span class=\"_ _3\"></span>est capable<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yd8e ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de factur<span class=\"_ _0\"></span>er l\u2019util<span class=\"_ _0\"></span>isation de l<span class=\"_ _0\"></span>\u2019infrast<span class=\"_ _0\"></span>ructu<span class=\"_ _0\"></span>re en conc<span class=\"_ _0\"></span>ession jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la fin d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yd8f ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la p\u00e9riod<span class=\"_ _0\"></span>e de concess<span class=\"_ _0\"></span>ion. Les<span class=\"_ _0\"></span> princip<span class=\"_ _0\"></span>es de d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n appliqu\u00e9<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x1a h62 yd90 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concess<span class=\"_ _0\"></span>ions de park<span class=\"_ _0\"></span>ing sont<span class=\"_ _0\"></span> les m\u00eames qu<span class=\"_ _0\"></span>e ceux appli<span class=\"_ _0\"></span>cables<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x1a h62 yd91 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 441px; height: 399px; width: 353px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForServiceConcessionArrangementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag390": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h62 yd92 ffc8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yd93 ffca fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts <span class=\"wsea\">d\u2019entreprise<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e0 partir du 1</span></span></span></div>\n<div class=\"t m0 xd1 h84 yd94 ffca fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x26e h7e yafb ffca fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">janvier 2010</span> </div>\n<div class=\"t m0 x1a h62 yafc ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n initiale,<span class=\"_ _0\"></span> le goodwil<span class=\"_ _0\"></span>l est estim<span class=\"_ _0\"></span>\u00e9 au co\u00fbt et</div>\n<div class=\"t m0 x1a h62 yafd ffc8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nte la p<span class=\"_ _0\"></span>artie ex<span class=\"_ _0\"></span>c\u00e9dent<span class=\"_ _0\"></span>aire de <span class=\"_ _0\"></span>la juste v<span class=\"_ _0\"></span>aleur d<span class=\"_ _0\"></span>e la cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>r\u00e9e par ra<span class=\"_ _0\"></span>pport \u00e0<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x1a h62 yaff ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsdc wse8\">La</span><span class=\"ffc8\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">quote</span>-<span class=\"lsde wseb\">par<span class=\"_ _3\"></span>t d\u2019Ageas dan<span class=\"_ _3\"></span>s les ac<span class=\"_ _3\"></span>tifs ident<span class=\"_ _3\"></span>ifiables ne<span class=\"_ _3\"></span>ts acquis e<span class=\"_ _3\"></span>t les </span></span></span></div>\n<div class=\"t m0 x133 h62 yb00 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs repri<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yb01 ffcb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffcc\"> <span class=\"_ _41\"> </span><span class=\"ffc8 lsf0 ws104\">Ne<span class=\"_ _3\"></span>ts</span><span class=\"ffc8\"> <span class=\"lsdc wse9\">de la juste val<span class=\"_ _0\"></span>eur de tout<span class=\"_ _0\"></span>e participat<span class=\"_ _0\"></span>ion pr<span class=\"_ _0\"></span>\u00e9c\u00e9demm<span class=\"_ _0\"></span>ent </span></span></span></div>\n<div class=\"t m0 x133 h62 yd95 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tenue dans l\u2019e<span class=\"_ _3\"></span>ntreprise acqui<span class=\"_ _3\"></span>se. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd96 ffc8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd97 ffc8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s sa pre<span class=\"_ _0\"></span>mi\u00e8re c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on, un goodw<span class=\"_ _0\"></span>ill est esti<span class=\"_ _0\"></span>m\u00e9 au co\u00fbt</div>\n<div class=\"t m0 x1a h62 yd98 ffc8 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminu\u00e9 de toutes<span class=\"_ _3\"></span> les d\u00e9pr\u00e9ciati<span class=\"_ _3\"></span>ons cumul\u00e9es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 195px; width: 353px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 220px; height: 200px; width: 353px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Goodwill de<span class=\"_ _3\"></span> regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s pr\u00e9alableme<span class=\"_ _3\"></span>nt <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y8b2 ffcf fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">au 1</div>\n<div class=\"t m0 x5c h84 yd9c ffcf fs4a fc1e sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x16b h7e yd9d ffcf fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>010<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yd9e ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par compa<span class=\"_ _0\"></span>raison a<span class=\"_ _0\"></span>ux modali<span class=\"_ _0\"></span>t\u00e9s d\u00e9cr<span class=\"_ _0\"></span>ites ci<span class=\"ls0 ws0\">-</span>dess<span class=\"_ _0\"></span>us, on note<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 yd9f ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nces suiv<span class=\"_ _0\"></span>antes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts <span class=\"lsdc wseb\">d\u2019entre<span class=\"_ _0\"></span>prises \u00e9t<span class=\"_ _0\"></span>aient<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> selon l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x5c h62 yda1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>\u2019acquis<span class=\"_ _0\"></span>ition dit<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">purchase method<span class=\"_ _3\"></span></span> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Les co\u00fbts de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 yda2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ion direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> li\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>quisitio<span class=\"_ _0\"></span>n \u00e9taient in<span class=\"_ _0\"></span>clus dans l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 yda3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on. Les pa<span class=\"_ _0\"></span>rticip<span class=\"_ _0\"></span>ations ne do<span class=\"_ _0\"></span>nnant pa<span class=\"_ _0\"></span>s le contr\u00f4<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x5c h62 yda4 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(auparavant d\u00e9nom<span class=\"_ _3\"></span>m\u00e9es int\u00e9r\u00eats minori<span class=\"_ _3\"></span>taires) \u00e9taien<span class=\"_ _3\"></span>t valoris\u00e9es \u00e0</div>\n<div class=\"t m0 x5c h62 yda5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la part prop<span class=\"_ _0\"></span>ortionn<span class=\"_ _0\"></span>elle dans<span class=\"_ _0\"></span> l\u2019actif net<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wseb\">identifiable<span class=\"_ _3\"></span> de l\u2019entr<span class=\"_ _3\"></span>eprise </span></span></div>\n<div class=\"t m0 x5c h62 yda6 ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">acquise.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yda7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsfa\">L<span class=\"_ _3\"></span>es regroupemen<span class=\"_ _3\"></span>ts d\u2019entreprise<span class=\"_ _3\"></span>s r\u00e9alis\u00e9s par \u00e9tape<span class=\"_ _3\"></span>s \u00e9taient </span></span></div>\n<div class=\"t m0 x5c h62 yda8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> comme des tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>ons distinc<span class=\"_ _0\"></span>tes. Les ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x5c h62 yda9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de particip<span class=\"_ _3\"></span>ations addi<span class=\"_ _3\"></span>tionnelles n\u2019<span class=\"_ _3\"></span>affectaient<span class=\"_ _3\"></span> pas le g<span class=\"_ _3\"></span>oodwill</div>\n<div class=\"t m0 x5c h62 ydaa ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ant<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydab ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wseb\">U<span class=\"_ _3\"></span>n passif <span class=\"_ _3\"></span>\u00e9ventuel</span><span class=\"ffcd\"> <span class=\"lsdc wseb\">n\u2019\u00e9tait compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 que si <span class=\"_ _0\"></span>et seul<span class=\"_ _0\"></span>ement si<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x5c h62 ydac ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait une o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>on actue<span class=\"_ _0\"></span>lle, si une sort<span class=\"_ _0\"></span>ie de ress<span class=\"_ _0\"></span>ources</div>\n<div class=\"t m0 x5c h62 ydad ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">repr\u00e9sentativ<span class=\"_ _3\"></span>es d\u2019avantages \u00e9con<span class=\"_ _3\"></span>omiques \u00e9tai<span class=\"_ _3\"></span>t plus probable</div>\n<div class=\"t m0 x5c h62 ydae ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019impr<span class=\"_ _0\"></span>obable et s<span class=\"_ _0\"></span>i une estim<span class=\"_ _0\"></span>ation fiabl<span class=\"_ _0\"></span>e \u00e9tait pos<span class=\"_ _0\"></span>sible.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x5c h62 ydaf ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">ajust<span class=\"lsde wseb\">ements ult\u00e9rieurs du<span class=\"_ _3\"></span> passif \u00e9v<span class=\"_ _3\"></span>entuel affec<span class=\"_ _3\"></span>taient le go<span class=\"_ _3\"></span>odwill.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div class=\"t m0 x6 h7e ydb0 ffcf fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydb1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll est une imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ion in<span class=\"_ _0\"></span>corpore<span class=\"_ _0\"></span>lle \u00e0 dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 ydb2 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ind\u00e9termin\u00e9e<span class=\"_ _3\"></span> et, comme tous les<span class=\"_ _3\"></span> autres actifs incorp<span class=\"_ _3\"></span>orels \u00e0 dur\u00e9e<span class=\"_ _3\"></span> de vie</div>\n<div class=\"t m0 x6 h62 ydb3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e, sa v<span class=\"_ _0\"></span>aleur co<span class=\"_ _0\"></span>mptable es<span class=\"_ _0\"></span>t \u00e9valu\u00e9e u<span class=\"_ _0\"></span>ne fois par a<span class=\"_ _0\"></span>n, ou plus</div>\n<div class=\"t m0 x6 h62 ydb4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fr\u00e9quem<span class=\"_ _0\"></span>ment si <span class=\"_ _0\"></span>des \u00e9v\u00e9<span class=\"_ _0\"></span>nements o<span class=\"_ _0\"></span>u des c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nts de c<span class=\"_ _0\"></span>irconst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 ydb5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">indiquent que ce<span class=\"_ _3\"></span>tte valeur comp<span class=\"_ _3\"></span>table ne peut pas<span class=\"_ _3\"></span> \u00eatre recouvr\u00e9e. Si de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ydb6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tels in<span class=\"_ _0\"></span>dices ex<span class=\"_ _0\"></span>istent,<span class=\"_ _0\"></span> le monta<span class=\"_ _0\"></span>nt recou<span class=\"_ _0\"></span>vrable e<span class=\"_ _0\"></span>st calc<span class=\"_ _0\"></span>ul\u00e9 pou<span class=\"_ _0\"></span>r l\u2019unit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ydb7 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">g<span class=\"lsde wsfa\">\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> auquel le goodwill app<span class=\"_ _3\"></span>artient. Ce mon<span class=\"_ _3\"></span>tant est </span></div>\n<div class=\"t m0 x6 h62 ydb8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e compar\u00e9 a<span class=\"_ _0\"></span>u montant co<span class=\"_ _0\"></span>mptab<span class=\"_ _0\"></span>le de l\u2019unit<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9rat<span class=\"_ _0\"></span>rice de</div>\n<div class=\"t m0 x6 h62 ydb9 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie. Un<span class=\"_ _0\"></span>e perte <span class=\"_ _0\"></span>pour d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9e s<span class=\"_ _0\"></span>i le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ydba ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able est inf<span class=\"_ _0\"></span>\u00e9rieur a<span class=\"_ _0\"></span>u montant c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e. Le<span class=\"lsde wseb\">s pertes pour </span></div>\n<div class=\"t m0 x6 h62 ydbb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont imm\u00e9<span class=\"_ _0\"></span>diatem<span class=\"_ _0\"></span>ent com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9es au c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydbc ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydbd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de pert<span class=\"_ _0\"></span>e de valeu<span class=\"_ _0\"></span>r, Ageas r\u00e9<span class=\"_ _0\"></span>duit en prem<span class=\"_ _0\"></span>ier lieu l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 ydbe ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble du goodw<span class=\"_ _0\"></span>ill allou<span class=\"_ _0\"></span>\u00e9 \u00e0 l\u2019unit\u00e9 g\u00e9<span class=\"_ _0\"></span>n\u00e9ratr<span class=\"_ _0\"></span>ice de tr\u00e9s<span class=\"_ _0\"></span>orerie p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6 h62 ydbf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e r\u00e9duire les<span class=\"_ _0\"></span> autres act<span class=\"_ _0\"></span>ifs <span class=\"lsde wsfa\">de l\u2019unit\u00e9 g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trice de tr\u00e9sorerie<span class=\"_ _3\"></span> au </span></div>\n<div class=\"t m0 x6 h62 ydc0 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">prorata <span class=\"_ _0\"></span>de la va<span class=\"_ _0\"></span>leur com<span class=\"_ _0\"></span>ptable d<span class=\"_ _0\"></span>e chaqu<span class=\"_ _0\"></span>e actif<span class=\"_ _0\"></span> conten<span class=\"_ _0\"></span>u dans c<span class=\"_ _0\"></span>ette unit<span class=\"_ _0\"></span>\u00e9.</div>\n<div class=\"t m0 x6 h62 ydc1 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les pertes<span class=\"_ _3\"></span> pour d\u00e9pr\u00e9<span class=\"_ _3\"></span>ciation li<span class=\"_ _3\"></span>\u00e9es au good<span class=\"_ _3\"></span>will, pr\u00e9c\u00e9demmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 ydc2 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s, ne sont <span class=\"_ _3\"></span>pas annul\u00e9<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 283px; width: 354px; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 619px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 473px; height: 624px; width: 354px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForGoodwillExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag383": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ydc3 ffcd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8.7<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws11a\">B<span class=\"_ _3\"></span>iens</span> <span class=\"lsde wsea\">lou\u00e9<span class=\"_ _3\"></span>s</span> </span></div>\n<div class=\"t m0 x6 h7e ydc4 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en <span class=\"lsdc wse8\">qualit\u00e9<span class=\"ls0 ws0\"> </span></span><span class=\"wsfa\">de baille<span class=\"wsea\">ur<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ydc5 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les biens lou\u00e9s sur<span class=\"_ _3\"></span> la base de contrats<span class=\"_ _3\"></span> de location simple<span class=\"_ _3\"></span> sont repris</div>\n<div class=\"t m0 x6 h62 ydc6 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans l\u2019\u00e9t<span class=\"_ _0\"></span>at cons<span class=\"_ _0\"></span>olid\u00e9 de <span class=\"_ _0\"></span>la situ<span class=\"_ _0\"></span>ation fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>re d\u2019Age<span class=\"_ _0\"></span>as comm<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 ydc7 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement (b\u00e2t<span class=\"_ _0\"></span>iments) et<span class=\"_ _0\"></span> des immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>ons corp<span class=\"_ _0\"></span>orelles</div>\n<div class=\"t m0 x6 h62 ydc8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(mat\u00e9ri<span class=\"_ _0\"></span>el et mat\u00e9ri<span class=\"_ _0\"></span>el roulant<span class=\"_ _0\"></span>). Ces bi<span class=\"_ _0\"></span>ens sont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9s au co\u00fbt av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x6 h62 ydc9 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion des d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciatio<span class=\"_ _0\"></span>ns cumul<span class=\"_ _0\"></span>\u00e9es. Les rev<span class=\"_ _0\"></span>enus loc<span class=\"_ _0\"></span>atifs, d\u00e9<span class=\"_ _0\"></span>ductio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydca ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faite des inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s accord\u00e9s<span class=\"_ _0\"></span> aux pren<span class=\"_ _0\"></span>eurs, sont<span class=\"_ _0\"></span> comptab<span class=\"_ _0\"></span>ilis\u00e9s de</div>\n<div class=\"t m0 x6 h62 ydcb ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re lin\u00e9a<span class=\"_ _3\"></span>ire sur la dur\u00e9e du<span class=\"_ _3\"></span> contrat de locatio<span class=\"_ _3\"></span>n. Les frais dire<span class=\"_ _3\"></span>cts</div>\n<div class=\"t m0 x6 h62 ydcc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiaux<span class=\"_ _0\"></span> consent<span class=\"_ _0\"></span>is par Agea<span class=\"_ _0\"></span>s sont ajou<span class=\"_ _0\"></span>t\u00e9s \u00e0 la valeu<span class=\"_ _0\"></span>r comptab<span class=\"_ _0\"></span>le du bien</div>\n<div class=\"t m0 x6 h62 ydcd ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lou\u00e9 et c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>harge su<span class=\"_ _0\"></span>r la dur<span class=\"_ _0\"></span>\u00e9e du co<span class=\"_ _0\"></span>ntrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 ydce ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de la m\u00ea<span class=\"_ _0\"></span>me mani<span class=\"_ _0\"></span>\u00e8re que les<span class=\"_ _0\"></span> reve<span class=\"_ _0\"></span>nus locat<span class=\"_ _0\"></span>ifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ydcf ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ydd0 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas a \u00e9galement con<span class=\"_ _3\"></span>clu des contrats<span class=\"_ _3\"></span> de location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">financement<span class=\"_ _3\"></span>, en </span></div>\n<div class=\"t m0 x6 h62 ydd1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels la qua<span class=\"_ _0\"></span><span class=\"lsdd\">si<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">totalit\u00e9 d<span class=\"_ _0\"></span>es risques et<span class=\"_ _0\"></span> b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es inh\u00e9rent<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x6 h62 ydd2 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 des biens<span class=\"_ _0\"></span> lou\u00e9s, aut<span class=\"_ _0\"></span>res que la pr<span class=\"_ _0\"></span>opri\u00e9t\u00e9 j<span class=\"_ _0\"></span>uridiqu<span class=\"_ _0\"></span>e, sont c\u00e9d<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ydd3 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au client. L<span class=\"_ _0\"></span>es biens<span class=\"_ _0\"></span> lou\u00e9s dans le c<span class=\"_ _0\"></span>adre d\u2019un c<span class=\"_ _0\"></span>ontrat d<span class=\"_ _0\"></span>e location<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 ydd4 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>ement sont<span class=\"_ _0\"></span> pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s co<span class=\"_ _0\"></span>mme une <span class=\"_ _0\"></span>cr\u00e9anc<span class=\"_ _0\"></span>e \u00e0 un mont<span class=\"_ _0\"></span>ant \u00e9ga<span class=\"_ _0\"></span>l \u00e0</div>\n<div class=\"t m0 x1a h62 ydd5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent net dans l<span class=\"_ _0\"></span>e contrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span> L\u2019inves<span class=\"_ _0\"></span>tisse<span class=\"_ _0\"></span>ment net</div>\n<div class=\"t m0 x1a h62 ydd6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le cont<span class=\"_ _0\"></span>rat de loc<span class=\"_ _0\"></span>ation est com<span class=\"_ _0\"></span>pos\u00e9 de l<span class=\"_ _0\"></span>a valeur act<span class=\"_ _0\"></span>uelle des</div>\n<div class=\"t m0 x1a h62 ydd7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loy<span class=\"_ _0\"></span>ers et de<span class=\"_ _0\"></span> toute v<span class=\"_ _0\"></span>aleur r\u00e9<span class=\"_ _0\"></span>siduell<span class=\"_ _0\"></span>e gara<span class=\"_ _0\"></span>ntie. L<span class=\"_ _0\"></span>a diff\u00e9re<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 ydd8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entre l'act<span class=\"_ _0\"></span>if et la vale<span class=\"_ _0\"></span>ur actue<span class=\"_ _0\"></span>lle de la cr\u00e9a<span class=\"_ _0\"></span>nce est enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9e comme</div>\n<div class=\"t m0 x1a h62 ydd9 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produit <span class=\"_ _3\"></span>financier non <span class=\"_ _3\"></span>acquis. Le<span class=\"_ _3\"></span> produit finan<span class=\"_ _3\"></span>cier est e<span class=\"_ _3\"></span>nregistr\u00e9 <span class=\"_ _3\"></span>sur la</div>\n<div class=\"t m0 x1a h62 ydda ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dur\u00e9e du c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span> sur la b<span class=\"_ _0\"></span>ase d\u2019u<span class=\"_ _0\"></span>n sch\u00e9ma <span class=\"_ _0\"></span>qui refl<span class=\"_ _0\"></span>\u00e8te un t<span class=\"_ _0\"></span>aux de</div>\n<div class=\"t m0 x1a h62 yddb ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent p\u00e9ri<span class=\"_ _0\"></span>odique c<span class=\"_ _0\"></span>onstant<span class=\"_ _0\"></span> sur l\u2019en<span class=\"_ _0\"></span>cours d<span class=\"_ _0\"></span>e l\u2019inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment n<span class=\"_ _0\"></span>et en</div>\n<div class=\"t m0 x1a h62 yddc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de locatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>finance<span class=\"_ _0\"></span>ment. Les<span class=\"_ _0\"></span> co\u00fbts direc<span class=\"_ _0\"></span>ts initi<span class=\"_ _0\"></span>aux consent<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yddd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas so<span class=\"_ _0\"></span>nt inclus<span class=\"_ _0\"></span> dans le calc<span class=\"_ _0\"></span>ul initial d<span class=\"_ _0\"></span>e l\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt net dans</div>\n<div class=\"t m0 x1a h62 ydde ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le contrat d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on et r\u00e9duis<span class=\"_ _0\"></span>ent le mont<span class=\"_ _0\"></span>ant du pro<span class=\"_ _0\"></span>duit compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 yddf ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e du co<span class=\"_ _0\"></span>ntrat<span class=\"_ _0\"></span> de location.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yde0 ffcf fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas en q<span class=\"_ _3\"></span>ualit\u00e9 de <span class=\"_ _3\"></span>pren<span class=\"wsea\">eur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yde1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e des terrai<span class=\"_ _0\"></span>ns, des b\u00e2t<span class=\"_ _0\"></span>iment<span class=\"_ _0\"></span>s, du mat\u00e9ri<span class=\"_ _0\"></span>el et du mat\u00e9<span class=\"_ _0\"></span>riel</div>\n<div class=\"t m0 x1a h62 yde2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">roulant.<span class=\"_ _0\"></span> Les ter<span class=\"_ _0\"></span>mes des<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ont n\u00e9go<span class=\"_ _0\"></span>ci\u00e9s</div>\n<div class=\"t m0 x1a h62 yde3 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">individuelleme<span class=\"_ _3\"></span>nt et contiennen<span class=\"_ _3\"></span>t une vaste gamme<span class=\"_ _3\"></span> de modalit\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde4 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yde5 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un seul mo<span class=\"_ _0\"></span>d\u00e8le d\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n s\u2019appliq<span class=\"_ _0\"></span>ue aux actif<span class=\"_ _0\"></span>s lou\u00e9s dans<span class=\"_ _0\"></span> l<span class=\"wseb\">e cadr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yde6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats de loca<span class=\"_ _0\"></span>tion simp<span class=\"_ _0\"></span>le et de contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">financement. </span></span></div>\n<div class=\"t m0 x1a h62 yde7 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce <span class=\"_ _0\"></span>mod\u00e8le d\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion, \u00e0 l<span class=\"_ _0\"></span>a concl<span class=\"_ _0\"></span>usion d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>, un dr<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x1a h62 yde8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019usage et<span class=\"_ _0\"></span> un passif<span class=\"_ _0\"></span> locatif so<span class=\"_ _0\"></span>nt comptab<span class=\"_ _0\"></span>ilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yde9 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydea ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif co<span class=\"_ _0\"></span>mprend la va<span class=\"_ _0\"></span>leur act<span class=\"_ _0\"></span>uelle des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s de loyers<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydeb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span> qui ne sont pas<span class=\"_ _0\"></span> pay\u00e9s \u00e0 la dat<span class=\"_ _0\"></span>e de prise d\u2019<span class=\"_ _0\"></span>effet,<span class=\"_ _0\"></span> y compris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ydec ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts de loyer<span class=\"_ _0\"></span>s \u00e0 faire sous c<span class=\"_ _0\"></span>ertaines<span class=\"_ _0\"></span> options ra<span class=\"_ _0\"></span>isonna<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x1a h62 yded ffcd fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019exte<span class=\"_ _0\"></span>nsion<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ydee ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">paiemen<span class=\"_ _3\"></span>ts fixes (<span class=\"_ _3\"></span>y compris e<span class=\"_ _3\"></span>n substanc<span class=\"_ _3\"></span>e) d\u00e9duction <span class=\"_ _3\"></span>faite de<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x133 h62 ydef ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges incit<span class=\"_ _0\"></span>atifs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la locat<span class=\"_ _0\"></span>ion \u00e0 rec<span class=\"_ _0\"></span>evoir<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ydf0 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wsfa\">paiemen<span class=\"_ _3\"></span>ts de loyers variabl<span class=\"_ _3\"></span>es qui sont fonctio<span class=\"_ _3\"></span>n d'un indice<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 ydf1 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'un taux,<span class=\"_ _0\"></span> \u00e9valu\u00e9s au m<span class=\"_ _0\"></span>oyen de l'i<span class=\"_ _0\"></span>ndice ou du ta<span class=\"_ _0\"></span>ux en vigueu<span class=\"_ _0\"></span>r \u00e0 la</div>\n<div class=\"t m0 x133 h62 ydf2 ffcd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">date de p<span class=\"_ _0\"></span>rise d'<span class=\"_ _0\"></span>effet<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ydf3 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsdc wse9\">sommes qu\u2019Ag<span class=\"_ _0\"></span>eas devr<span class=\"_ _0\"></span>ait payer a<span class=\"_ _0\"></span>u titre de la val<span class=\"_ _0\"></span>eur r\u00e9sid<span class=\"_ _0\"></span>uelle </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf4 ffcd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des<span class=\"ls0 ws0\"> </span><span class=\"wseb\">garan<span class=\"_ _3\"></span>ties donn\u00e9es<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ydf5 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsdc wse8\">Le</span><span class=\"ffcd\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">prix d'ex<span class=\"_ _0\"></span>ercice de t<span class=\"_ _0\"></span>oute opt<span class=\"_ _0\"></span>ion d'ach<span class=\"_ _0\"></span>at qu\u2019Age<span class=\"_ _0\"></span>as a la certit<span class=\"_ _0\"></span>ude </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf6 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">raisonn<span class=\"_ _0\"></span>able d'ex<span class=\"_ _0\"></span>ercer<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydf7 ffd0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd1\"> <span class=\"_ _41\"> </span><span class=\"ffcd lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffcd\"> <span class=\"lsde wseb\">p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s exig\u00e9es <span class=\"_ _3\"></span>en cas de<span class=\"_ _3\"></span> r\u00e9siliation<span class=\"_ _3\"></span> anticip\u00e9e du<span class=\"_ _3\"></span> contrat de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 ydf8 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, si la dur\u00e9<span class=\"_ _0\"></span>e du contrat d<span class=\"_ _0\"></span>e location pr<span class=\"_ _0\"></span>end en com<span class=\"_ _0\"></span>pte</div>\n<div class=\"t m0 x6a h62 ydf9 ffcd fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">l'exe<span class=\"_ _3\"></span>rcice<span class=\"_ _3\"></span> p<span class=\"lsde wsfa\">ar Ageas de ce<span class=\"_ _3\"></span>tte option.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ydfa ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ydfb ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif loc<span class=\"_ _0\"></span>atif est<span class=\"_ _0\"></span> calcul\u00e9 en ut<span class=\"_ _0\"></span>ilisant<span class=\"_ _0\"></span> le taux d'int<span class=\"_ _0\"></span>\u00e9r\u00eat impl<span class=\"_ _0\"></span>icite du</div>\n<div class=\"t m0 x1a h62 ydfc ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n. S'il n\u2019est<span class=\"_ _0\"></span> pas possi<span class=\"_ _0\"></span>ble de d\u00e9ter<span class=\"_ _0\"></span>miner fac<span class=\"_ _0\"></span>ileme<span class=\"_ _0\"></span>nt ce</div>\n<div class=\"t m0 x1a h62 ydfd ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux, le ta<span class=\"_ _0\"></span>ux d'emp<span class=\"_ _0\"></span>runt margi<span class=\"_ _0\"></span>nal d\u2019Ag<span class=\"_ _0\"></span>eas est util<span class=\"_ _0\"></span>is\u00e9. Ageas<span class=\"_ _0\"></span> utilise,</div>\n<div class=\"t m0 x1a h62 ydfe ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme taux d\u2019<span class=\"wseb\">empr<span class=\"_ _3\"></span>unt marginal<span class=\"_ _3\"></span>, une courbe<span class=\"_ _3\"></span> composite<span class=\"_ _3\"></span> largement </span></div>\n<div class=\"t m0 x1a h62 ydff ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>ble bas\u00e9e s<span class=\"_ _0\"></span>ur un \u00e9chant<span class=\"_ _0\"></span>illon d\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ions seco<span class=\"_ _0\"></span>ndair<span class=\"_ _0\"></span>es existant<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye00 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9metteurs fina<span class=\"_ _3\"></span>nciers dans la<span class=\"_ _3\"></span> fourchette A, aug<span class=\"_ _3\"></span>ment\u00e9 d\u2019une prime<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x1a h62 ye01 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque. Pour<span class=\"_ _3\"></span> les park<span class=\"_ _3\"></span>ings, un t<span class=\"_ _3\"></span>aux sans r<span class=\"_ _3\"></span>isque \u00e9gal <span class=\"_ _3\"></span>au contrat<span class=\"_ _3\"></span> d\u2019<span class=\"wsea\">\u00e9change </span></div>\n<div class=\"t m0 x1a h62 ye02 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat d\u2019<span class=\"_ _0\"></span>une durat<span class=\"_ _0\"></span>ion simil<span class=\"_ _0\"></span>aire augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019u<span class=\"_ _0\"></span>ne prime de</div>\n<div class=\"t m0 x1a h62 ye03 ffcd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque s\u2019appli<span class=\"_ _3\"></span>que. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye04 ffcd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye05 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur co<span class=\"_ _0\"></span>mptabl<span class=\"_ _0\"></span>e du passif loc<span class=\"_ _0\"></span>atif aug<span class=\"_ _0\"></span>mente pa<span class=\"_ _0\"></span>r la suite pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye06 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sur le pass<span class=\"_ _0\"></span>if locatif et<span class=\"_ _0\"></span> diminu<span class=\"_ _0\"></span>e pour refl<span class=\"_ _0\"></span>\u00e9ter les pai<span class=\"_ _0\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye07 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">loyers eff<span class=\"_ _0\"></span>ectu\u00e9s<span class=\"_ _0\"></span>. Le passif l<span class=\"_ _0\"></span>ocatif est \u00e0 no<span class=\"_ _0\"></span>uveau mes<span class=\"_ _0\"></span>ur\u00e9 afin de<span class=\"_ _0\"></span> refl\u00e9te<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 ye08 ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns du contr<span class=\"_ _0\"></span>at ou les chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> des paiem<span class=\"_ _0\"></span>ents de</div>\n<div class=\"t m0 x1a h62 ye09 ffcd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">loyers, don<span class=\"_ _3\"></span>t un changem<span class=\"_ _3\"></span>ent de l\u2019<span class=\"_ _3\"></span>indice ou du<span class=\"_ _3\"></span> taux uti<span class=\"_ _3\"></span>lis\u00e9 pour</div>\n<div class=\"t m0 x1a h62 ye0a ffcd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner ces pai<span class=\"_ _0\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 892px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 262px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 897px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 267px; width: 350px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>des int<span class=\"_ _0\"></span>\u00e9r\u00eats dus<span class=\"_ _0\"></span> au tit<span class=\"_ _0\"></span>re du pas<span class=\"_ _0\"></span>sif locat<span class=\"_ _0\"></span>if doit<span class=\"_ _0\"></span>, pour c<span class=\"_ _0\"></span>haque </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on, corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>re au produit<span class=\"_ _0\"></span> du solde du</div>\n<div class=\"t m0 x6 h62 y8b3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passif l<span class=\"_ _0\"></span>ocatif et<span class=\"_ _0\"></span> du tau<span class=\"_ _0\"></span>x d'int<span class=\"_ _0\"></span>\u00e9r\u00eat co<span class=\"_ _0\"></span>nstant p<span class=\"_ _0\"></span>our la p\u00e9<span class=\"_ _0\"></span>riode<span class=\"_ _0\"></span>. Le mont<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 y93e ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts dus au ti<span class=\"_ _3\"></span>tre du <span class=\"_ _3\"></span>passif locati<span class=\"_ _3\"></span>f <span class=\"lsdc wse9\">est comptab<span class=\"_ _0\"></span>ilis\u00e9 dans<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y93f ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> avec les loy<span class=\"_ _0\"></span>ers vari<span class=\"_ _0\"></span>ables pay<span class=\"_ _0\"></span>\u00e9s non pris e<span class=\"_ _0\"></span>n compte</div>\n<div class=\"t m0 x6 h62 y940 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lors de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du passif l<span class=\"_ _0\"></span>ocatif su<span class=\"_ _0\"></span>r la p\u00e9riod<span class=\"_ _0\"></span>e au cours de l<span class=\"_ _0\"></span>aquelle</div>\n<div class=\"t m0 x6 h62 y941 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">se produit l'\u00e9v<span class=\"_ _3\"></span>\u00e9nement ou la situa<span class=\"_ _3\"></span>tion qui est \u00e0 l<span class=\"_ _3\"></span>'origine de ces</div>\n<div class=\"t m0 x6 h62 y942 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le droi<span class=\"wseb\">t d'<span class=\"_ _0\"></span>usage es<span class=\"_ _0\"></span>t mesu<span class=\"_ _0\"></span>r\u00e9 au co<span class=\"_ _0\"></span>\u00fbt et inc<span class=\"_ _0\"></span>lut le p<span class=\"_ _0\"></span>assif loc<span class=\"_ _0\"></span>atif i<span class=\"_ _0\"></span>nitial </span></div>\n<div class=\"t m0 x6 h62 y945 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9, a<span class=\"_ _0\"></span>just\u00e9 du m<span class=\"_ _0\"></span>ontant des<span class=\"_ _0\"></span> loyers vers<span class=\"_ _0\"></span>\u00e9s \u00e0 la date de pr<span class=\"_ _0\"></span>ise</div>\n<div class=\"t m0 x6 h62 y946 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'effet o<span class=\"_ _0\"></span>u avant cet<span class=\"_ _0\"></span>te date, d\u00e9d<span class=\"_ _0\"></span>uction fait<span class=\"_ _0\"></span>e des avant<span class=\"_ _0\"></span>ages<span class=\"_ _0\"></span> incitatif<span class=\"_ _0\"></span>s \u00e0 la</div>\n<div class=\"t m0 x6 h62 y9ed ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n re\u00e7us, de<span class=\"_ _0\"></span>s co\u00fbts dir<span class=\"_ _0\"></span>ects init<span class=\"_ _0\"></span>iaux enga<span class=\"_ _0\"></span><span class=\"lsde wseb\">g\u00e9s par A<span class=\"_ _3\"></span>geas et d\u2019<span class=\"_ _3\"></span>une </span></div>\n<div class=\"t m0 x6 h62 y9ee ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on des co\u00fb<span class=\"_ _0\"></span>ts que le pre<span class=\"_ _0\"></span>neur dev<span class=\"_ _0\"></span>ra engager l<span class=\"_ _0\"></span>ors du</div>\n<div class=\"t m0 x6 h62 y9ef ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9mant\u00e8<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> et de l'enl\u00e8v<span class=\"_ _0\"></span>ement de l'a<span class=\"_ _0\"></span>ctif sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacent. </span> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Par la suit<span class=\"_ _0\"></span>e, le droit d\u2019<span class=\"_ _0\"></span>usage est m<span class=\"_ _0\"></span>esur\u00e9 au co<span class=\"_ _0\"></span>\u00fbt moins le<span class=\"_ _0\"></span>s d\u00e9pr\u00e9c<span class=\"_ _0\"></span>iations</div>\n<div class=\"t m0 x6 h62 y9f2 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cumul\u00e9es<span class=\"_ _0\"></span> et moins<span class=\"_ _0\"></span> toute perte d<span class=\"_ _0\"></span>e valeur. L<span class=\"_ _0\"></span>e droit d'us<span class=\"_ _0\"></span>age est d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9</div>\n<div class=\"t m0 x6 h62 y9f3 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de fa\u00e7on l<span class=\"_ _0\"></span>in\u00e9air<span class=\"_ _0\"></span>e sur la p<span class=\"_ _0\"></span>lus co<span class=\"_ _0\"></span>urte de<span class=\"_ _0\"></span>s p\u00e9riod<span class=\"_ _0\"></span>es suiv<span class=\"_ _0\"></span>antes<span class=\"ls0 ws0\"> : <span class=\"lsde wsfa\">dur\u00e9e de vie </span></span></div>\n<div class=\"t m0 x6 h62 y9f4 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utile de l\u2019ac<span class=\"_ _0\"></span>tif et dur\u00e9<span class=\"_ _0\"></span>e du contr<span class=\"_ _0\"></span>at de locati<span class=\"_ _0\"></span>on. Comm<span class=\"_ _0\"></span>e pour les aut<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f5 ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actifs non finan<span class=\"_ _3\"></span>cier, un droit<span class=\"_ _3\"></span> d'usage est d\u00e9pr\u00e9ci<span class=\"_ _3\"></span>\u00e9 lorsque sa valeur<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f6 ffd2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble <span class=\"wse9\">est sup\u00e9r<span class=\"_ _0\"></span>ieure au m<span class=\"_ _0\"></span>ontant<span class=\"_ _0\"></span> recouvrab<span class=\"_ _0\"></span>le. La d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciati<span class=\"_ _0\"></span>on du </span></div>\n<div class=\"t m0 x6 h62 y9f7 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droit d'us<span class=\"_ _0\"></span>age et la co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>sation d<span class=\"_ _0\"></span>e toute pert<span class=\"_ _0\"></span>e de valeur s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y9f8 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> dans le com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f9 ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fa ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cas d\u2019<span class=\"_ _0\"></span>une nouve<span class=\"_ _0\"></span>lle mesu<span class=\"_ _0\"></span>re du passif l<span class=\"_ _0\"></span>ocatif pou<span class=\"_ _0\"></span>r refl\u00e9te<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x6 h62 y9fb ffd2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span>s du<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">contrat de l<span class=\"_ _0\"></span>ocation o<span class=\"_ _0\"></span>u les ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts des p<span class=\"_ _0\"></span>aiement<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9fc ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de loyers,<span class=\"_ _0\"></span> le droit d'us<span class=\"_ _0\"></span>age est ajus<span class=\"_ _0\"></span>t\u00e9 en cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ffd2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ffd2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le mod\u00e8le d\u2019\u00e9valua<span class=\"_ _3\"></span>tion ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus ne s\u2019appl<span class=\"_ _0\"></span>ique pas au<span class=\"_ _0\"></span>x contrat<span class=\"_ _0\"></span>s de </span></span></div>\n<div class=\"t m0 x6 h62 y9ff ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> de faible va<span class=\"_ _0\"></span>leur pou<span class=\"_ _0\"></span>r Ageas ou \u00e0 des c<span class=\"_ _0\"></span>ontrats d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya00 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n \u00e0 c<span class=\"wseb\">ourt te<span class=\"_ _0\"></span>rme, do<span class=\"_ _0\"></span>nt l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance \u00e0<span class=\"_ _0\"></span> la date <span class=\"_ _0\"></span>de prise<span class=\"_ _0\"></span> d\u2019effet <span class=\"_ _0\"></span>du </span></div>\n<div class=\"t m0 x6 h62 ya01 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n est inf\u00e9ri<span class=\"_ _0\"></span>eure ou \u00e9ga<span class=\"_ _0\"></span>le \u00e0 12<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">mois. Pour c<span class=\"_ _3\"></span>es contrat<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 ya02 ffd2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de locat<span class=\"_ _0\"></span>ion, les <span class=\"_ _0\"></span>paieme<span class=\"_ _0\"></span>nts de l<span class=\"_ _0\"></span>oyers sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x6 h62 ya03 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">charge da<span class=\"_ _0\"></span>ns le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at de fa\u00e7on li<span class=\"_ _0\"></span>n\u00e9aire su<span class=\"_ _0\"></span>r la dur\u00e9e du</div>\n<div class=\"t m0 x6 h62 ya04 ffd2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d<span class=\"_ _0\"></span>e locatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 561px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 536px; height: 566px; width: 354px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag387": {
   "value": "\n<div class=\"t m0 x6 h7e y8b1 ffd8 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es cr\u00e9ance<span class=\"_ _0\"></span>s qui d\u00e9cou<span class=\"_ _0\"></span>lent de l\u2019ex<span class=\"_ _0\"></span>ercice n<span class=\"_ _0\"></span>ormal des<span class=\"_ _0\"></span> activit\u00e9s<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qui sont<span class=\"_ _0\"></span> \u00e9mises <span class=\"_ _0\"></span>par Age<span class=\"_ _0\"></span>as sont i<span class=\"_ _0\"></span>nitialem<span class=\"_ _0\"></span>ent enr<span class=\"_ _0\"></span>egistr<span class=\"_ _0\"></span>\u00e9es \u00e0 leu<span class=\"_ _0\"></span>r juste</div>\n<div class=\"t m0 x6 h62 y93e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur et e<span class=\"_ _0\"></span>nsuite \u00e9v<span class=\"_ _0\"></span>alu\u00e9es au co<span class=\"_ _0\"></span>\u00fbt amort<span class=\"_ _0\"></span>i sur la base d<span class=\"_ _0\"></span>e la m\u00e9thode d<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x6 h62 y93f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d'int\u00e9r\u00ea<span class=\"_ _3\"></span>t effectif, avec d\u00e9d<span class=\"_ _3\"></span>uction des \u00e9ventue<span class=\"_ _3\"></span>lles d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 1024px; height: 83px; width: 344px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTradeAndOtherReceivablesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag393": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ye19 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">Co\u00fbts d'a<span class=\"_ _3\"></span>cquisition dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s (<span class=\"ffd9 ls0 ws0\">\u00ab<span class=\"ffd6\"> <span class=\"_ _3\"></span></span></span><span class=\"wseb\">Deferred acqui<span class=\"_ _3\"></span>sition cost<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"ffd9\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></div>\n<div class=\"t m0 x22d h62 ye1a ffd6 fs43 fc1e sc0 lsf3 ws10c\" style=\"z-index: 15;\">DAC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye1b ffd8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">G\u00e9n\u00e9ralit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1c ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019act<span class=\"_ _3\"></span>ivit\u00e9s d\u2019assuran<span class=\"_ _3\"></span>ce nouvelles ou<span class=\"_ _3\"></span> renouvel\u00e9es, tous vari<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x6 h62 ye1d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et d\u00e9pendan<span class=\"_ _3\"></span>t essenti<span class=\"lsdc wse9\">ellement de la pr<span class=\"_ _0\"></span>oducti<span class=\"_ _0\"></span>on de la nouvel<span class=\"_ _0\"></span>le activit<span class=\"_ _0\"></span>\u00e9, </span></div>\n<div class=\"t m0 x6 h62 ye1e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et am<span class=\"_ _0\"></span>ortis et r\u00e9su<span class=\"_ _0\"></span>ltent en<span class=\"_ _0\"></span> co\u00fbts d'acq<span class=\"_ _0\"></span>uisiti<span class=\"_ _0\"></span>on diff\u00e9r\u00e9<span class=\"_ _0\"></span>s (DAC).</div>\n<div class=\"t m0 x6 h62 ye1f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les DAC in<span class=\"_ _3\"></span>cluent princ<span class=\"_ _3\"></span>ipalement les<span class=\"_ _3\"></span> commissions<span class=\"_ _3\"></span>, les frai<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x6 h62 ye20 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption, d\u2019<span class=\"_ _0\"></span>agenc<span class=\"_ _0\"></span>e et d\u2019\u00e9miss<span class=\"_ _0\"></span>ion de polic<span class=\"_ _0\"></span>es. La m\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 ye21 ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'amor<span class=\"wse9\">t<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt se base su<span class=\"_ _0\"></span>r la prime acqu<span class=\"_ _0\"></span>ise atte<span class=\"_ _0\"></span>ndue ou les ma<span class=\"_ _0\"></span>rges </span></div>\n<div class=\"t m0 x6 h62 ye22 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">brutes es<span class=\"_ _3\"></span>tim\u00e9es. Les <span class=\"_ _3\"></span>DAC sont exam<span class=\"_ _3\"></span>in\u00e9s r\u00e9guli<span class=\"_ _3\"></span>\u00e8rement afin<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 ye23 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s\u2019assurer de<span class=\"_ _3\"></span> leur recouvrabili<span class=\"_ _3\"></span>t\u00e9 sur la base d\u2019est<span class=\"_ _3\"></span>imations des b\u00e9n\u00e9f<span class=\"_ _3\"></span>ices</div>\n<div class=\"t m0 x6 h62 ye24 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs g\u00e9<span class=\"_ _0\"></span>n\u00e9r\u00e9s par les<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye25 ffd8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en proporti<span class=\"_ _0\"></span>on des prim<span class=\"_ _0\"></span>es atten<span class=\"_ _0\"></span>dues<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye26 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les produits<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 ye27 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas sa<span class=\"_ _0\"></span>ns \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye28 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> en prop<span class=\"_ _0\"></span>ortion d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye29 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues. Le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">hypoth<span class=\"_ _0\"></span>\u00e8ses relat<span class=\"_ _0\"></span>ives aux<span class=\"_ _0\"></span> primes att<span class=\"_ _0\"></span>endue<span class=\"_ _0\"></span>s sont </span></div>\n<div class=\"t m0 x6 h62 ye2a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la date de l\u2019\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n de la police et s<span class=\"_ _0\"></span>ont appli<span class=\"_ _0\"></span>qu\u00e9es de</div>\n<div class=\"t m0 x6 h62 ye2b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re coh\u00e9ren<span class=\"_ _3\"></span>te pendant la dur\u00e9<span class=\"_ _3\"></span>e des contrats.<span class=\"_ _3\"></span> Les diff\u00e9rences en<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x6 h62 ye2c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>hiffres <span class=\"_ _0\"></span>r\u00e9els s<span class=\"_ _0\"></span>ont int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span>au compte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"lsf8 ws111\">ltat </span></div>\n<div class=\"t m0 x6 h62 ye2d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019exercice au<span class=\"_ _3\"></span> cours duquel ce<span class=\"_ _3\"></span>s \u00e9carts sont apparu<span class=\"_ _3\"></span>s. Les DAC de ces</div>\n<div class=\"t m0 x6 h62 ye2e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> sont g<span class=\"_ _0\"></span>\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement am<span class=\"_ _0\"></span>ortis sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e de vie t<span class=\"_ _0\"></span>otale d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ye2f ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">police.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye30 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec la m<span class=\"_ _0\"></span>arge brut<span class=\"_ _0\"></span>e estim\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye31 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les</span> </span><span class=\"wseb\">produits<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x6 h62 ye32 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas av<span class=\"_ _0\"></span>ec \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye33 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> sur la du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie est<span class=\"_ _0\"></span>im\u00e9e des</div>\n<div class=\"t m0 x6 h62 ye34 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en se fondant<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e de la mar<span class=\"_ _0\"></span>ge brute</div>\n<div class=\"t m0 x6 h62 ye35 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9e ou des b\u00e9n<span class=\"_ _3\"></span>\u00e9fices sur la ba<span class=\"_ _3\"></span>se du rendemen<span class=\"lsdc wse9\">t du placement </span></div>\n<div class=\"t m0 x6 h62 ye36 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>u. La marge br<span class=\"_ _0\"></span>ute estim<span class=\"_ _0\"></span>\u00e9e compr<span class=\"_ _0\"></span>end les pri<span class=\"_ _0\"></span>mes et le r\u00e9sult<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x6 h62 ye37 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt atten<span class=\"_ _0\"></span>du, dimin<span class=\"_ _0\"></span>u\u00e9 des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> et des char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 ye38 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rativ<span class=\"_ _0\"></span>es, des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes et des</div>\n<div class=\"t m0 x6 h62 ye39 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> s\u2019il y <span class=\"_ _0\"></span>a lieu. L<span class=\"_ _0\"></span>es <span class=\"lsde wsfa\">diff\u00e9rences entre le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 ye3a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats r\u00e9els et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es a<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye3b ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at de l\u2019exerc<span class=\"_ _0\"></span>ice au cours<span class=\"_ _0\"></span> duquel ces \u00e9c<span class=\"_ _0\"></span>arts so<span class=\"_ _0\"></span>nt apparus.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 ye3c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9<span class=\"_ _0\"></span>r\u00e9s sont aju<span class=\"_ _0\"></span>st\u00e9s \u00e0 l\u2019eff<span class=\"_ _0\"></span>et d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent des</div>\n<div class=\"t m0 x6 h62 ye3d ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains (pe<span class=\"_ _0\"></span>rtes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9<span class=\"lsde wseb\">s comptabilis\u00e9s dans le<span class=\"_ _3\"></span>s capitaux p<span class=\"_ _3\"></span>ropres </span></div>\n<div class=\"t m0 x6 h62 ye3e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme s\u2019i<span class=\"_ _0\"></span>ls avaie<span class=\"_ _0\"></span>nt \u00e9t\u00e9 r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s avec l\u2019<span class=\"_ _0\"></span>ajuste<span class=\"_ _0\"></span>ment corr<span class=\"_ _0\"></span>espondant<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 ye3f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains (per<span class=\"_ _3\"></span>tes) non r\u00e9al<span class=\"_ _3\"></span>is\u00e9s dans <span class=\"_ _3\"></span>les capitaux <span class=\"_ _3\"></span>propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye40 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec le<span class=\"_ _0\"></span>s primes ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye41 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de court<span class=\"_ _0\"></span>e dur\u00e9e<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ye42 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont amort<span class=\"_ _0\"></span>is sur la p\u00e9r<span class=\"_ _0\"></span>iode au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle les pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h62 ye43 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises sont acqui<span class=\"_ _3\"></span>ses. Les futurs<span class=\"_ _3\"></span> produits financie<span class=\"_ _3\"></span>rs, moyennant un<span class=\"_ _3\"></span> taux</div>\n<div class=\"t m0 x6 h62 ye44 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de rende<span class=\"_ _0\"></span>ment sa<span class=\"_ _0\"></span>ns risq<span class=\"_ _0\"></span>ue, sont <span class=\"_ _0\"></span>pris en c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>dans l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x6 h62 ye45 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">recouvrement de<span class=\"_ _3\"></span>s <span class=\"ls102 ws11d\">DAC.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye46 ffd8 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne <span class=\"_ _0\"></span>avec le<span class=\"_ _0\"></span>s recet<span class=\"_ _0\"></span>tes aff\u00e9r<span class=\"_ _0\"></span>entes a<span class=\"_ _0\"></span>u servic<span class=\"_ _0\"></span>e fourn<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye47 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> sans \u00e9l<span class=\"_ _0\"></span>\u00e9ment <span class=\"_ _0\"></span>de partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ye48 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re \u00e9mis par des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>r\u00e9voient<span class=\"_ _0\"></span> aussi</div>\n<div class=\"t m0 x1a h62 ye49 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bien la c<span class=\"_ _0\"></span>r\u00e9ation <span class=\"_ _0\"></span>d\u2019un inst<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt finan<span class=\"_ _0\"></span>cier que <span class=\"_ _0\"></span>la <span class=\"lsde wsfa\">fourniture de service<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ye4a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n de portefe<span class=\"_ _0\"></span>uille.<span class=\"_ _0\"></span> Lorsqu\u2019i<span class=\"_ _0\"></span>ls peuvent<span class=\"_ _0\"></span> \u00eatre clai<span class=\"_ _0\"></span>rement \u00e9t<span class=\"_ _0\"></span>ablis,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ye4b ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux relati<span class=\"_ _3\"></span>fs au droi<span class=\"_ _3\"></span>t de rendre<span class=\"_ _3\"></span> des ser<span class=\"_ _3\"></span>vices de ge<span class=\"_ _3\"></span>stion de</div>\n<div class=\"t m0 x1a h62 ye4c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille sont p<span class=\"_ _0\"></span>ort\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif et amo<span class=\"_ _0\"></span>rtis au fur et \u00e0 m<span class=\"_ _0\"></span>esure que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye4d ffd6 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">recettes y af<span class=\"lsdc wseb\">f\u00e9rentes s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9es. L<span class=\"_ _0\"></span>\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e y </span></div>\n<div class=\"t m0 x1a h62 ye4e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aff\u00e9re<span class=\"_ _0\"></span>nte est test<span class=\"_ _0\"></span>\u00e9e quant \u00e0 sa rec<span class=\"_ _0\"></span>ouvr<span class=\"_ _0\"></span>abilit\u00e9 \u00e0 cha<span class=\"_ _0\"></span>que date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye4f ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng. Les hon<span class=\"_ _0\"></span>oraires d<span class=\"_ _0\"></span>e gestion de p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille sur c<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x1a h62 ye50 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s co<span class=\"_ _0\"></span>mme reven<span class=\"_ _0\"></span>us lorsq<span class=\"_ _0\"></span>ue lesdit<span class=\"_ _0\"></span>s services<span class=\"_ _0\"></span> so<span class=\"lsde wsfa\">nt rendus.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 120px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 829px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 125px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 834px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 130px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag391": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 ye19 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.10<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">Co\u00fbts d'a<span class=\"_ _3\"></span>cquisition dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s (<span class=\"ffd9 ls0 ws0\">\u00ab<span class=\"ffd6\"> <span class=\"_ _3\"></span></span></span><span class=\"wseb\">Deferred acqui<span class=\"_ _3\"></span>sition cost<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"ffd9\">\u00bb</span><span class=\"lsf0 ws104\">, </span></span></span></span></div>\n<div class=\"t m0 x22d h62 ye1a ffd6 fs43 fc1e sc0 lsf3 ws10c\" style=\"z-index: 15;\">DAC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye1b ffd8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">G\u00e9n\u00e9ralit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1c ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les co\u00fbts d\u2019act<span class=\"_ _3\"></span>ivit\u00e9s d\u2019assuran<span class=\"_ _3\"></span>ce nouvelles ou<span class=\"_ _3\"></span> renouvel\u00e9es, tous vari<span class=\"_ _3\"></span>ant</div>\n<div class=\"t m0 x6 h62 ye1d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et d\u00e9pendan<span class=\"_ _3\"></span>t essenti<span class=\"lsdc wse9\">ellement de la pr<span class=\"_ _0\"></span>oducti<span class=\"_ _0\"></span>on de la nouvel<span class=\"_ _0\"></span>le activit<span class=\"_ _0\"></span>\u00e9, </span></div>\n<div class=\"t m0 x6 h62 ye1e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont diff<span class=\"_ _0\"></span>\u00e9r\u00e9s et am<span class=\"_ _0\"></span>ortis et r\u00e9su<span class=\"_ _0\"></span>ltent en<span class=\"_ _0\"></span> co\u00fbts d'acq<span class=\"_ _0\"></span>uisiti<span class=\"_ _0\"></span>on diff\u00e9r\u00e9<span class=\"_ _0\"></span>s (DAC).</div>\n<div class=\"t m0 x6 h62 ye1f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les DAC in<span class=\"_ _3\"></span>cluent princ<span class=\"_ _3\"></span>ipalement les<span class=\"_ _3\"></span> commissions<span class=\"_ _3\"></span>, les frai<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x6 h62 ye20 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption, d\u2019<span class=\"_ _0\"></span>agenc<span class=\"_ _0\"></span>e et d\u2019\u00e9miss<span class=\"_ _0\"></span>ion de polic<span class=\"_ _0\"></span>es. La m\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 ye21 ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d'amor<span class=\"wse9\">t<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt se base su<span class=\"_ _0\"></span>r la prime acqu<span class=\"_ _0\"></span>ise atte<span class=\"_ _0\"></span>ndue ou les ma<span class=\"_ _0\"></span>rges </span></div>\n<div class=\"t m0 x6 h62 ye22 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">brutes es<span class=\"_ _3\"></span>tim\u00e9es. Les <span class=\"_ _3\"></span>DAC sont exam<span class=\"_ _3\"></span>in\u00e9s r\u00e9guli<span class=\"_ _3\"></span>\u00e8rement afin<span class=\"_ _3\"></span> de</div>\n<div class=\"t m0 x6 h62 ye23 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">s\u2019assurer de<span class=\"_ _3\"></span> leur recouvrabili<span class=\"_ _3\"></span>t\u00e9 sur la base d\u2019est<span class=\"_ _3\"></span>imations des b\u00e9n\u00e9f<span class=\"_ _3\"></span>ices</div>\n<div class=\"t m0 x6 h62 ye24 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs g\u00e9<span class=\"_ _0\"></span>n\u00e9r\u00e9s par les<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jacent<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye25 ffd8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en proporti<span class=\"_ _0\"></span>on des prim<span class=\"_ _0\"></span>es atten<span class=\"_ _0\"></span>dues<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye26 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les produits<span class=\"_ _0\"></span> de </span></span></div>\n<div class=\"t m0 x6 h62 ye27 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas sa<span class=\"_ _0\"></span>ns \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye28 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> en prop<span class=\"_ _0\"></span>ortion d<span class=\"_ _0\"></span>es primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye29 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues. Le<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">hypoth<span class=\"_ _0\"></span>\u00e8ses relat<span class=\"_ _0\"></span>ives aux<span class=\"_ _0\"></span> primes att<span class=\"_ _0\"></span>endue<span class=\"_ _0\"></span>s sont </span></div>\n<div class=\"t m0 x6 h62 ye2a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la date de l\u2019\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n de la police et s<span class=\"_ _0\"></span>ont appli<span class=\"_ _0\"></span>qu\u00e9es de</div>\n<div class=\"t m0 x6 h62 ye2b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re coh\u00e9ren<span class=\"_ _3\"></span>te pendant la dur\u00e9<span class=\"_ _3\"></span>e des contrats.<span class=\"_ _3\"></span> Les diff\u00e9rences en<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x6 h62 ye2c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s et les c<span class=\"_ _0\"></span>hiffres <span class=\"_ _0\"></span>r\u00e9els s<span class=\"_ _0\"></span>ont int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span>au compte <span class=\"_ _0\"></span>de r\u00e9su<span class=\"lsf8 ws111\">ltat </span></div>\n<div class=\"t m0 x6 h62 ye2d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019exercice au<span class=\"_ _3\"></span> cours duquel ce<span class=\"_ _3\"></span>s \u00e9carts sont apparu<span class=\"_ _3\"></span>s. Les DAC de ces</div>\n<div class=\"t m0 x6 h62 ye2e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> sont g<span class=\"_ _0\"></span>\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement am<span class=\"_ _0\"></span>ortis sur <span class=\"_ _0\"></span>la dur<span class=\"_ _0\"></span>\u00e9e de vie t<span class=\"_ _0\"></span>otale d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 ye2f ffd6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">police.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye30 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec la m<span class=\"_ _0\"></span>arge brut<span class=\"_ _0\"></span>e estim\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye31 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les produits d\u2019assur<span class=\"_ _3\"></span>ance <span class=\"ls0 ws0\">V<span class=\"lsdc wse9\">ie et les</span> </span><span class=\"wseb\">produits<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x6 h62 ye32 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt, dans l<span class=\"_ _0\"></span>es deux cas av<span class=\"_ _0\"></span>ec \u00e9l\u00e9me<span class=\"_ _0\"></span>nt de partic<span class=\"_ _0\"></span>ipation</div>\n<div class=\"t m0 x6 h62 ye33 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re, les D<span class=\"_ _0\"></span>AC sont<span class=\"_ _0\"></span> amortis<span class=\"_ _0\"></span> sur la du<span class=\"_ _0\"></span>r\u00e9e de v<span class=\"_ _0\"></span>ie est<span class=\"_ _0\"></span>im\u00e9e des</div>\n<div class=\"t m0 x6 h62 ye34 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en se fondant<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r actual<span class=\"_ _0\"></span>is\u00e9e de la mar<span class=\"_ _0\"></span>ge brute</div>\n<div class=\"t m0 x6 h62 ye35 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9e ou des b\u00e9n<span class=\"_ _3\"></span>\u00e9fices sur la ba<span class=\"_ _3\"></span>se du rendemen<span class=\"lsdc wse9\">t du placement </span></div>\n<div class=\"t m0 x6 h62 ye36 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>u. La marge br<span class=\"_ _0\"></span>ute estim<span class=\"_ _0\"></span>\u00e9e compr<span class=\"_ _0\"></span>end les pri<span class=\"_ _0\"></span>mes et le r\u00e9sult<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x6 h62 ye37 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt atten<span class=\"_ _0\"></span>du, dimin<span class=\"_ _0\"></span>u\u00e9 des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> et des char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 ye38 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rativ<span class=\"_ _0\"></span>es, des vari<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes et des</div>\n<div class=\"t m0 x6 h62 ye39 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> s\u2019il y <span class=\"_ _0\"></span>a lieu. L<span class=\"_ _0\"></span>es <span class=\"lsde wsfa\">diff\u00e9rences entre le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 ye3a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats r\u00e9els et l<span class=\"_ _0\"></span>es estimat<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es a<span class=\"_ _0\"></span>u compte de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ye3b ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at de l\u2019exerc<span class=\"_ _0\"></span>ice au cours<span class=\"_ _0\"></span> duquel ces \u00e9c<span class=\"_ _0\"></span>arts so<span class=\"_ _0\"></span>nt apparus.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6 h62 ye3c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9<span class=\"_ _0\"></span>r\u00e9s sont aju<span class=\"_ _0\"></span>st\u00e9s \u00e0 l\u2019eff<span class=\"_ _0\"></span>et d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent des</div>\n<div class=\"t m0 x6 h62 ye3d ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gains (pe<span class=\"_ _0\"></span>rtes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9<span class=\"lsde wseb\">s comptabilis\u00e9s dans le<span class=\"_ _3\"></span>s capitaux p<span class=\"_ _3\"></span>ropres </span></div>\n<div class=\"t m0 x6 h62 ye3e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme s\u2019i<span class=\"_ _0\"></span>ls avaie<span class=\"_ _0\"></span>nt \u00e9t\u00e9 r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s avec l\u2019<span class=\"_ _0\"></span>ajuste<span class=\"_ _0\"></span>ment corr<span class=\"_ _0\"></span>espondant<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 ye3f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains (per<span class=\"_ _3\"></span>tes) non r\u00e9al<span class=\"_ _3\"></span>is\u00e9s dans <span class=\"_ _3\"></span>les capitaux <span class=\"_ _3\"></span>propres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye40 ffd8 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne avec le<span class=\"_ _0\"></span>s primes ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye41 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de court<span class=\"_ _0\"></span>e dur\u00e9e<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>\u00fbts d\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 ye42 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont amort<span class=\"_ _0\"></span>is sur la p\u00e9r<span class=\"_ _0\"></span>iode au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle les pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h62 ye43 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises sont acqui<span class=\"_ _3\"></span>ses. Les futurs<span class=\"_ _3\"></span> produits financie<span class=\"_ _3\"></span>rs, moyennant un<span class=\"_ _3\"></span> taux</div>\n<div class=\"t m0 x6 h62 ye44 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de rende<span class=\"_ _0\"></span>ment sa<span class=\"_ _0\"></span>ns risq<span class=\"_ _0\"></span>ue, sont <span class=\"_ _0\"></span>pris en c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>dans l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n du</div>\n<div class=\"t m0 x6 h62 ye45 ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">recouvrement de<span class=\"_ _3\"></span>s <span class=\"ls102 ws11d\">DAC.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye46 ffd8 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Amortis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> en ligne <span class=\"_ _0\"></span>avec le<span class=\"_ _0\"></span>s recet<span class=\"_ _0\"></span>tes aff\u00e9r<span class=\"_ _0\"></span>entes a<span class=\"_ _0\"></span>u servic<span class=\"_ _0\"></span>e fourn<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye47 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> contrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> sans \u00e9l<span class=\"_ _0\"></span>\u00e9ment <span class=\"_ _0\"></span>de partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 ye48 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re \u00e9mis par des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>r\u00e9voient<span class=\"_ _0\"></span> aussi</div>\n<div class=\"t m0 x1a h62 ye49 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bien la c<span class=\"_ _0\"></span>r\u00e9ation <span class=\"_ _0\"></span>d\u2019un inst<span class=\"_ _0\"></span>rume<span class=\"_ _0\"></span>nt finan<span class=\"_ _0\"></span>cier que <span class=\"_ _0\"></span>la <span class=\"lsde wsfa\">fourniture de service<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ye4a ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n de portefe<span class=\"_ _0\"></span>uille.<span class=\"_ _0\"></span> Lorsqu\u2019i<span class=\"_ _0\"></span>ls peuvent<span class=\"_ _0\"></span> \u00eatre clai<span class=\"_ _0\"></span>rement \u00e9t<span class=\"_ _0\"></span>ablis,<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 ye4b ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">co\u00fbts margina<span class=\"_ _3\"></span>ux relati<span class=\"_ _3\"></span>fs au droi<span class=\"_ _3\"></span>t de rendre<span class=\"_ _3\"></span> des ser<span class=\"_ _3\"></span>vices de ge<span class=\"_ _3\"></span>stion de</div>\n<div class=\"t m0 x1a h62 ye4c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille sont p<span class=\"_ _0\"></span>ort\u00e9s \u00e0 l\u2019ac<span class=\"_ _0\"></span>tif et amo<span class=\"_ _0\"></span>rtis au fur et \u00e0 m<span class=\"_ _0\"></span>esure que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 ye4d ffd6 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">recettes y af<span class=\"lsdc wseb\">f\u00e9rentes s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9es. L<span class=\"_ _0\"></span>\u2019immob<span class=\"_ _0\"></span>ilisati<span class=\"_ _0\"></span>on incor<span class=\"_ _0\"></span>porell<span class=\"_ _0\"></span>e y </span></div>\n<div class=\"t m0 x1a h62 ye4e ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aff\u00e9re<span class=\"_ _0\"></span>nte est test<span class=\"_ _0\"></span>\u00e9e quant \u00e0 sa rec<span class=\"_ _0\"></span>ouvr<span class=\"_ _0\"></span>abilit\u00e9 \u00e0 cha<span class=\"_ _0\"></span>que date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye4f ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng. Les hon<span class=\"_ _0\"></span>oraires d<span class=\"_ _0\"></span>e gestion de p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille sur c<span class=\"_ _0\"></span>es contrat<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x1a h62 ye50 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s co<span class=\"_ _0\"></span>mme reven<span class=\"_ _0\"></span>us lorsq<span class=\"_ _0\"></span>ue lesdit<span class=\"_ _0\"></span>s services<span class=\"_ _0\"></span> so<span class=\"lsde wsfa\">nt rendus.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 120px; width: 354px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 829px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 977px; height: 125px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 173px; height: 834px; width: 351px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForCustomerAcquisitionCostsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag382": {
   "value": "\n<div class=\"t m0 x1a h62 ye51 ffd6 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.11<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdd ws11a\">Passifs li\u00e9s \u00e0 </span></span>de<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">contrats d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance (de r\u00e9<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce) et de </span></span></div>\n<div class=\"t m0 x134 h62 ye52 ffd6 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye53 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssuran<span class=\"_ _0\"></span>ce (de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e) et de</div>\n<div class=\"t m0 x1a h62 ye54 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt sont l<span class=\"_ _0\"></span>i\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye55 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye56 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de r\u00e9ass<span class=\"_ _0\"></span>urance<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 ye57 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wse9\">Contrats de place<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> </span><span class=\"wseb\">avec <span class=\"_ _0\"></span>\u00e9l\u00e9ment<span class=\"_ _0\"></span>s de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6a h62 ye58 ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span><span class=\"lsdc wse8\">et</span> </span></div>\n<div class=\"t m0 x1a h62 ye59 ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Contrats d'inv<span class=\"_ _0\"></span>estis<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ans \u00e9l\u00e9<span class=\"_ _0\"></span>ment d<span class=\"_ _0\"></span>e partici<span class=\"_ _0\"></span>patio<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6a h62 ye5a ffd6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ye5b ffd8 fs43 fc1e sc0 lsfe ws11a\" style=\"z-index: 15;\">Clas<span class=\"lsde wsea\">sement<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">des contrats<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ye5c ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les pass<span class=\"_ _0\"></span>ifs rel<span class=\"_ _0\"></span>atifs au<span class=\"_ _0\"></span>x prene<span class=\"_ _0\"></span>urs d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont cl<span class=\"_ _0\"></span>ass\u00e9s su<span class=\"_ _0\"></span>r la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye5d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des caract\u00e9ri<span class=\"_ _3\"></span>stiques des contra<span class=\"_ _3\"></span>ts d\u2019assurance sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacents et des<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ye5e ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risques s<span class=\"_ _0\"></span>p\u00e9cif<span class=\"_ _0\"></span>iques \u00e0 c<span class=\"_ _0\"></span>es contr<span class=\"_ _0\"></span>ats<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye5f ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsde wsea\">L<span class=\"_ _3\"></span>es <span class=\"lsdc wseb\">contrats d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce so<span class=\"_ _0\"></span>nt les co<span class=\"_ _0\"></span>ntrats p<span class=\"_ _0\"></span>our les<span class=\"_ _0\"></span>quels A<span class=\"_ _0\"></span>geas a </span></span></span></div>\n<div class=\"t m0 x6a h62 ye60 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accept\u00e9 u<span class=\"_ _0\"></span>n risque d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance signif<span class=\"_ _0\"></span>icati<span class=\"_ _0\"></span>f d\u2019une autr<span class=\"_ _0\"></span>e partie (l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ye61 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titulai<span class=\"_ _0\"></span>re de la polic<span class=\"_ _0\"></span>e) en conv<span class=\"_ _0\"></span>enant d\u2019i<span class=\"_ _0\"></span>ndemnis<span class=\"_ _0\"></span>er le titul<span class=\"_ _0\"></span>aire de la</div>\n<div class=\"t m0 x6a h62 ye62 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">police si u<span class=\"_ _0\"></span>n \u00e9v\u00e9neme<span class=\"_ _0\"></span>nt futur inc<span class=\"_ _0\"></span>ertain sp\u00e9<span class=\"_ _0\"></span>cifi\u00e9 (l\u2019<span class=\"_ _0\"></span>\u00e9v\u00e9nem<span class=\"_ _0\"></span>ent assu<span class=\"_ _0\"></span>r\u00e9)</div>\n<div class=\"t m0 x6a h62 ye63 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cause un pr\u00e9<span class=\"_ _0\"></span>judice<span class=\"_ _0\"></span> au titulair<span class=\"_ _0\"></span>e de la polic<span class=\"_ _0\"></span>e. Le risqu<span class=\"_ _0\"></span>e d'assur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x6a h62 ye64 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est sign<span class=\"_ _0\"></span>ificat<span class=\"_ _0\"></span>if si, et<span class=\"_ _0\"></span> seuleme<span class=\"_ _0\"></span>nt si un \u00e9<span class=\"_ _0\"></span>v\u00e9nem<span class=\"_ _0\"></span>ent assur<span class=\"_ _0\"></span>\u00e9 peut o<span class=\"_ _0\"></span>bliger</div>\n<div class=\"t m0 x6a h62 ye65 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un assure<span class=\"_ _0\"></span>ur \u00e0 payer des<span class=\"_ _0\"></span> prestat<span class=\"_ _0\"></span>ions c<span class=\"lsde wseb\">ompl\u00e9mentaires signifi<span class=\"_ _3\"></span>catives </span></div>\n<div class=\"t m0 x6a h62 ye66 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans n'im<span class=\"_ _0\"></span>porte que<span class=\"_ _0\"></span>l sc\u00e9nario,<span class=\"_ _0\"></span> \u00e0 l'exclu<span class=\"_ _0\"></span>sion des sc<span class=\"_ _0\"></span>\u00e9narios<span class=\"_ _0\"></span> qui</div>\n<div class=\"t m0 x6a h62 ye67 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manque<span class=\"_ _0\"></span>nt de substan<span class=\"_ _0\"></span>ce comme<span class=\"_ _0\"></span>rciale (c<span class=\"_ _0\"></span>'est<span class=\"ls0 ws0\">-\u00e0-</span><span class=\"wseb\">dire qui n'<span class=\"_ _0\"></span>ont auc<span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6a h62 ye68 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">effet pe<span class=\"_ _0\"></span>rcepti<span class=\"_ _0\"></span>ble sur l'<span class=\"_ _0\"></span>aspect<span class=\"_ _0\"></span> \u00e9conom<span class=\"_ _0\"></span>ique de l<span class=\"_ _0\"></span>a trans<span class=\"_ _0\"></span>action).<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x6a h62 ye69 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance peu<span class=\"_ _3\"></span>vent aussi<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>transf\u00e9rer <span class=\"_ _3\"></span>un risque fi<span class=\"_ _3\"></span>nancier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye6a ffda fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffd9\"> <span class=\"_ _41\"> </span><span class=\"ffd6 lsdc wseb\">Les contrats d<span class=\"_ _0\"></span>e place<span class=\"_ _0\"></span>ment (a<span class=\"_ _0\"></span>vec ou s<span class=\"_ _0\"></span>ans \u00e9l\u00e9m<span class=\"_ _0\"></span>ents de p<span class=\"_ _0\"></span>articip<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x6a h62 ye6b ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e) sont les con<span class=\"_ _3\"></span>trats qui transf\u00e8r<span class=\"_ _3\"></span>ent un risque financ<span class=\"_ _3\"></span>ier</div>\n<div class=\"t m0 x6a h62 ye6c ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif. Le r<span class=\"_ _0\"></span>isque fi<span class=\"_ _0\"></span>nancier est<span class=\"_ _0\"></span> le risque d\u2019<span class=\"_ _0\"></span>une variat<span class=\"_ _0\"></span>ion fut<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6a h62 ye6d ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">possible d\u2019<span class=\"_ _3\"></span>un o<span class=\"lsdc\">u de plusie<span class=\"_ _0\"></span>urs taux<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s, c<span class=\"_ _0\"></span>ours </span></div>\n<div class=\"t m0 x6a h62 ye6e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019instrumen<span class=\"_ _3\"></span>ts financiers,<span class=\"_ _3\"></span> prix de mati\u00e8res premi\u00e8<span class=\"_ _3\"></span>res, taux de</div>\n<div class=\"t m0 x6a h62 ye6f ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">change, ind<span class=\"_ _3\"></span>ices de p<span class=\"_ _3\"></span>rix ou de<span class=\"_ _3\"></span> taux, nota<span class=\"_ _3\"></span>tion de c<span class=\"_ _3\"></span>r\u00e9dit ou <span class=\"_ _3\"></span>index de</div>\n<div class=\"t m0 x6a h62 ye70 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit ou<span class=\"_ _3\"></span> d\u2019autres \u00e9l\u00e9me<span class=\"_ _3\"></span>nts variabl<span class=\"_ _3\"></span>es, \u00e0 condi<span class=\"_ _3\"></span>tion que, d<span class=\"_ _3\"></span>ans le <span class=\"_ _3\"></span>cas</div>\n<div class=\"t m0 x6a h62 ye71 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019une variabl<span class=\"_ _3\"></span>e non finan<span class=\"_ _3\"></span>ci\u00e8re, la<span class=\"_ _3\"></span> variable n<span class=\"_ _3\"></span>e soit pas<span class=\"_ _3\"></span> sp\u00e9cifiqu<span class=\"_ _3\"></span>e \u00e0</div>\n<div class=\"t m0 x6a h62 ye72 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une part<span class=\"_ _0\"></span>ie au co<span class=\"_ _0\"></span>ntrat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye73 ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye74 ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>at a \u00e9t\u00e9 c<span class=\"_ _0\"></span>lass\u00e9 c<span class=\"_ _0\"></span>omme cont<span class=\"_ _0\"></span>rat d\u2019<span class=\"_ _0\"></span>assuran<span class=\"_ _0\"></span>ce, il re<span class=\"_ _0\"></span>ste un</div>\n<div class=\"t m0 x1a h62 ye75 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance pou<span class=\"_ _0\"></span>r le reste de sa du<span class=\"_ _0\"></span>r\u00e9e m\u00eame si l<span class=\"_ _0\"></span>e risque</div>\n<div class=\"t m0 x1a h62 ye76 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> se r\u00e9dui<span class=\"_ _3\"></span>t significati<span class=\"_ _3\"></span>vement d<span class=\"lsdc\">urant cette <span class=\"_ _0\"></span>p\u00e9riode,<span class=\"_ _0\"></span> sauf s<span class=\"_ _0\"></span>i tous </span></div>\n<div class=\"t m0 x1a h62 ye77 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les droits et<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions sont \u00e9t<span class=\"_ _0\"></span>eints o<span class=\"_ _0\"></span>u expir\u00e9s.<span class=\"_ _0\"></span> Les contrat<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 ye78 ffd6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt peuve<span class=\"_ _0\"></span>nt, toutef<span class=\"_ _0\"></span>ois, \u00eatr<span class=\"_ _0\"></span>e reclass<span class=\"_ _0\"></span>\u00e9s en cont<span class=\"_ _0\"></span>rats d\u2019ass<span class=\"_ _0\"></span>urance</div>\n<div class=\"t m0 x1a h62 ye79 ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">apr\u00e8s leur<span class=\"_ _3\"></span> prise de <span class=\"_ _3\"></span>cours si<span class=\"_ _3\"></span> le risque<span class=\"_ _3\"></span> d\u2019assurance<span class=\"_ _3\"></span> devient <span class=\"_ _3\"></span>significatif.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye7a ffd6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye7b ffd6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats<span class=\"ls0 ws0\"> </span>d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> les cont<span class=\"_ _0\"></span>rats<span class=\"_ _0\"></span> de r\u00e9ass<span class=\"_ _0\"></span>urance <span class=\"_ _0\"></span>et les c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x1a h62 ye7c ffd6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d'investissem<span class=\"_ _3\"></span>ent avec \u00e9<span class=\"_ _3\"></span>l\u00e9ment de part<span class=\"_ _3\"></span>icipation d<span class=\"_ _3\"></span>iscr\u00e9tionnair<span class=\"_ _3\"></span>e sont</div>\n<div class=\"t m0 x1a h62 ye7d ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IFRS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">4. Les contrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 ye7e ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">placement qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s un risque finan<span class=\"_ _3\"></span>cier significatif so<span class=\"_ _3\"></span><span class=\"lsf0 ws104\">nt </span></div>\n<div class=\"t m0 x1a h62 ye7f ffd6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s c<span class=\"_ _3\"></span>onform\u00e9ment \u00e0 la<span class=\"_ _3\"></span> norme IAS<span class=\"ls0 ws0\"> </span><span class=\"wsea\">39.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 205px; height: 760px; width: 353px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffdb fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">V<span class=\"ls109 ws129\">ie</span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ffdd fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Prestat<span class=\"_ _0\"></span>ions fut<span class=\"_ _0\"></span>ures \u00e0 <span class=\"_ _0\"></span>payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour les <span class=\"_ _3\"></span>contrats d\u2019a<span class=\"_ _3\"></span>ssurance <span class=\"ls0 ws0\">V</span><span class=\"lsdc\">ie, les futures <span class=\"_ _0\"></span>prestat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> \u00e0 payer s<span class=\"_ _0\"></span>ont </span></div>\n<div class=\"t m0 x6 h62 ye83 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es selon la m\u00e9t<span class=\"_ _0\"></span>hode de l<span class=\"_ _0\"></span>a prime const<span class=\"_ _0\"></span>ante net<span class=\"_ _0\"></span>te (vale<span class=\"_ _0\"></span><span class=\"wse8\">ur </span></div>\n<div class=\"t m0 x6 h62 ye84 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie nets fut<span class=\"_ _0\"></span>urs) sur la ba<span class=\"_ _0\"></span>se d\u2019hyp<span class=\"_ _0\"></span>oth\u00e8ses</div>\n<div class=\"t m0 x6 h62 ye19 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actuarielle<span class=\"_ _3\"></span>s d\u00e9finies selon<span class=\"_ _3\"></span> l\u2019exp\u00e9rience pass\u00e9e<span class=\"_ _3\"></span> et les normes du se<span class=\"_ _3\"></span>cteur. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye85 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats av<span class=\"_ _0\"></span>ec parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n aux b\u00e9n<span class=\"_ _0\"></span>\u00e9fices c<span class=\"_ _0\"></span>ompren<span class=\"_ _0\"></span>nent to<span class=\"_ _0\"></span>ut</div>\n<div class=\"t m0 x6 h62 ye86 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagement s<span class=\"_ _3\"></span>uppl\u00e9mentaire<span class=\"_ _3\"></span> refl\u00e9tant l<span class=\"_ _3\"></span>es dividende<span class=\"_ _3\"></span>s ou parti<span class=\"_ _3\"></span>cipations</div>\n<div class=\"t m0 x6 h62 yced ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contractuels.<span class=\"_ _3\"></span> Pour certains contra<span class=\"_ _3\"></span>ts sp\u00e9cifiques<span class=\"_ _3\"></span>, les prestations<span class=\"_ _3\"></span> futures</div>\n<div class=\"t m0 x6 h62 ycee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 payer ont \u00e9t<span class=\"_ _0\"></span>\u00e9 r\u00e9\u00e9valu<span class=\"_ _0\"></span>\u00e9es afin de r<span class=\"_ _0\"></span>efl\u00e9ter le<span class=\"_ _0\"></span>s taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 ycef ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>\u00e9s sur l<span class=\"_ _0\"></span>e march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y947 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y948 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"_ _0\"></span> de placeme<span class=\"_ _0\"></span>nt sans part<span class=\"_ _0\"></span>ici<span class=\"lsde wsea\">pation </span></div>\n<div class=\"t m0 x6 h62 y949 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux b\u00e9n\u00e9fices<span class=\"_ _3\"></span> se composent prin<span class=\"_ _3\"></span>cipalement de cont<span class=\"_ _3\"></span>rats</div>\n<div class=\"t m0 x6 h62 y94a ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en unit\u00e9s d<span class=\"_ _0\"></span>e compte, do<span class=\"_ _0\"></span>nt Ageas d<span class=\"_ _0\"></span>\u00e9tient les pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s pour le compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y94b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du souscr<span class=\"_ _0\"></span>ipteur et<span class=\"_ _0\"></span> les \u00e9value \u00e0 la jus<span class=\"_ _0\"></span>te valeur.<span class=\"_ _0\"></span> Les actio<span class=\"_ _0\"></span>ns propres<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y94c ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenue<span class=\"_ _0\"></span>s pour l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de pren<span class=\"_ _0\"></span>eurs d\u2019as<span class=\"_ _0\"></span><span class=\"wse9\">suran<span class=\"_ _0\"></span>ce sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es. L<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte so<span class=\"_ _0\"></span>nt un type sp\u00e9<span class=\"_ _0\"></span>cifiqu<span class=\"_ _0\"></span>e de contrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9a7 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance <span class=\"ls0 ws0\">V</span><span class=\"wse9\">ie r\u00e9gis pa<span class=\"_ _0\"></span>r l\u2019articl<span class=\"_ _0\"></span>e 25 de la Direc<span class=\"_ _0\"></span>tive eur<span class=\"_ _0\"></span>op\u00e9enn<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2002/83/<span class=\"_ _0\"></span>CE. Les<span class=\"_ _0\"></span> avantages<span class=\"_ _0\"></span> de ces contr<span class=\"_ _0\"></span>ats sont li<span class=\"_ _0\"></span>\u00e9s \u00e0 un OPCVM</div>\n<div class=\"t m0 x6 h62 y9a9 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(organi<span class=\"_ _0\"></span>sme de plac<span class=\"_ _0\"></span>ement col<span class=\"_ _0\"></span>lectif <span class=\"lsde wsfa\">en valeurs mobili\u00e8res), un pan<span class=\"_ _3\"></span>ier </span></div>\n<div class=\"t m0 x6 h62 y9aa ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ou une vale<span class=\"_ _0\"></span>ur de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce, ou \u00e0 une co<span class=\"_ _0\"></span>mbinai<span class=\"_ _0\"></span>son de ces</div>\n<div class=\"t m0 x6 h62 y9ab ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeurs ou u<span class=\"_ _0\"></span>nit\u00e9s tel<span class=\"_ _0\"></span>les que fix\u00e9<span class=\"_ _0\"></span>es dans les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span>. Les passif<span class=\"_ _0\"></span>s li\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ac ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats en uni<span class=\"_ _0\"></span>t\u00e9s de compt<span class=\"_ _0\"></span>e sont \u00e9val<span class=\"_ _0\"></span>u\u00e9s \u00e0 leur val<span class=\"_ _0\"></span>eur unitai<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y9ad ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(soit la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> du fonds dans l<span class=\"_ _0\"></span>equel les co<span class=\"_ _0\"></span>ntrats en un<span class=\"_ _0\"></span>it\u00e9s de</div>\n<div class=\"t m0 x6 h62 y9ae ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compte sont inve<span class=\"_ _3\"></span>stis, divis\u00e9e par<span class=\"_ _3\"></span> le nombre d\u2019unit<span class=\"_ _3\"></span>\u00e9s qui composent le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonds), et<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions de just<span class=\"_ _0\"></span>e valeur s<span class=\"_ _0\"></span>ont imput<span class=\"_ _0\"></span>\u00e9es au compt<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 yc03 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9sultat. <span class=\"_ _3\"></span>La juste va<span class=\"_ _3\"></span>leur n\u2019est <span class=\"_ _3\"></span>jamais inf\u00e9ri<span class=\"_ _3\"></span>eure au mon<span class=\"_ _3\"></span>tant d\u00fb<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">lors du </span></span></div>\n<div class=\"t m0 x6 h62 yc04 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat, le c<span class=\"_ _0\"></span>as \u00e9ch\u00e9ant<span class=\"_ _0\"></span>, actua<span class=\"_ _0\"></span>lis\u00e9e de la p\u00e9<span class=\"_ _0\"></span>riode de pr<span class=\"_ _0\"></span>\u00e9avis obli<span class=\"_ _0\"></span>gatoi<span class=\"_ _0\"></span>re, le</div>\n<div class=\"t m0 x6 h62 yc05 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cas \u00e9ch\u00e9a<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc06 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 ya45 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> produit<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>portent <span class=\"_ _0\"></span>des gar<span class=\"_ _0\"></span>anties f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8res qu<span class=\"_ _0\"></span>i sont aus<span class=\"_ _0\"></span>si</div>\n<div class=\"t m0 x6 h62 ya46 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur et inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les pa<span class=\"_ _0\"></span>ssifs r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x6 h62 ya47 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> les variati<span class=\"_ _0\"></span>ons de la just<span class=\"_ _0\"></span>e valeur \u00e9t<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ya48 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> en compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>. Les risq<span class=\"_ _0\"></span>u<span class=\"lsde wsfa\">es d\u2019assurance son<span class=\"_ _3\"></span>t pris </span></div>\n<div class=\"t m0 x6 h62 ya49 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> sur la base d\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 78px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 ya4a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts et re<span class=\"_ _3\"></span>traits sont enregi<span class=\"_ _3\"></span>str\u00e9s directement dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat de la</div>\n<div class=\"t m0 x6 h62 ya4c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re comm<span class=\"_ _0\"></span>e des ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>u passif, s<span class=\"_ _0\"></span>ans effet s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 ya4d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y964 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Rendement mi<span class=\"_ _3\"></span>nimum <span class=\"wsea\">garan<span class=\"_ _3\"></span>ti<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y965 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>'assura<span class=\"_ _0\"></span>nce Vie ave<span class=\"_ _0\"></span>c rendeme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>um garanti,<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y966 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compos<span class=\"_ _0\"></span>ante fina<span class=\"_ _0\"></span>nce est m<span class=\"_ _0\"></span>esur\u00e9<span class=\"_ _0\"></span>e au co\u00fbt<span class=\"_ _0\"></span> amorti<span class=\"_ _0\"></span>. Les pas<span class=\"_ _0\"></span>sifs</div>\n<div class=\"t m0 x6 h62 y967 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire<span class=\"_ _0\"></span>s ont \u00e9t<span class=\"_ _0\"></span>\u00e9 calcul<span class=\"_ _0\"></span>\u00e9s afin<span class=\"_ _0\"></span> de refl\u00e9t<span class=\"_ _0\"></span>er les t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat</div>\n<div class=\"t m0 x6 h62 y968 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us \u00e0 long term<span class=\"_ _0\"></span>e. Ces passi<span class=\"_ _0\"></span>fs supp<span class=\"_ _0\"></span>l\u00e9menta<span class=\"_ _0\"></span>ires <span class=\"wseb\">sont<span class=\"_ _0\"></span> calcul<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y969 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme l<span class=\"_ _0\"></span>a diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>\u00e9e et la <span class=\"_ _0\"></span>valeur c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y96a ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des montan<span class=\"_ _3\"></span>ts garantis.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96b ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96c ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs relatifs a<span class=\"_ _3\"></span>ux police<span class=\"_ _3\"></span>s \u00e0 annuit\u00e9s<span class=\"_ _3\"></span> au cours<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>\u00e9riode</div>\n<div class=\"t m0 x6 h62 y96d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'accum<span class=\"_ _0\"></span>ulation (c<span class=\"_ _0\"></span>onsti<span class=\"_ _0\"></span>tution de la re<span class=\"_ _0\"></span>nte) cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent aux sol<span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x6 h62 y96e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span>is\u00e9s po<span class=\"lsde wsfa\">ur l\u2019assur\u00e9. Apr\u00e8s la p\u00e9riode<span class=\"_ _3\"></span> de constitution de<span class=\"_ _3\"></span> la rente, </span></div>\n<div class=\"t m0 x6 h62 y96f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pass<span class=\"_ _0\"></span>ifs cor<span class=\"_ _0\"></span>respond<span class=\"_ _0\"></span>ent \u00e0 la v<span class=\"_ _0\"></span>aleur ac<span class=\"_ _0\"></span>tualis\u00e9<span class=\"_ _0\"></span>e des v<span class=\"_ _0\"></span>erseme<span class=\"_ _0\"></span>nts de</div>\n<div class=\"t m0 x6 h62 y970 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rentes at<span class=\"_ _0\"></span>tendus<span class=\"_ _0\"></span> futurs<span class=\"_ _0\"></span>. Les va<span class=\"_ _0\"></span>riation<span class=\"_ _0\"></span>s de tabl<span class=\"_ _0\"></span>e de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 qui se s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x6 h62 y971 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produit<span class=\"_ _0\"></span>es au cours de<span class=\"_ _0\"></span>s exercic<span class=\"_ _0\"></span>es pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ents sont<span class=\"_ _0\"></span> enti\u00e8re<span class=\"_ _0\"></span>m<span class=\"lsde wseb\">ent int\u00e9gr\u00e9e<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 yc07 ffdb fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">\u00e0 ces passifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y972 ffdd fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">\u00c9l\u00e9ments de<span class=\"_ _3\"></span> participa<span class=\"_ _3\"></span>tion discr\u00e9tion<span class=\"_ _3\"></span>naire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y973 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des co<span class=\"_ _0\"></span>ntrats<span class=\"_ _0\"></span> d\u2019assu<span class=\"_ _0\"></span>rance et<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>r\u00e9voie<span class=\"_ _0\"></span>nt une</div>\n<div class=\"t m0 x1a h62 y974 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestation garan<span class=\"_ _3\"></span>tie. Certains<span class=\"_ _3\"></span> peuvent \u00e9galemen<span class=\"_ _3\"></span>t contenir un \u00e9l\u00e9men<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y975 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pation dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>nnaire. C<span class=\"_ _0\"></span>et \u00e9l\u00e9ment<span class=\"_ _0\"></span> donne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">au tit<span class=\"_ _0\"></span>ulai<span class=\"_ _0\"></span>re de ce </span></div>\n<div class=\"t m0 x1a h62 yc08 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrat le<span class=\"_ _3\"></span> droit de <span class=\"_ _3\"></span>recevoir, e<span class=\"_ _3\"></span>n plus de <span class=\"_ _3\"></span>l\u2019\u00e9l\u00e9men<span class=\"_ _3\"></span>t garanti, d<span class=\"_ _3\"></span>es prestat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x1a h62 yae7 ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yae8 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">repr\u00e9sent<span class=\"_ _0\"></span>ent prob<span class=\"_ _0\"></span>ableme<span class=\"_ _0\"></span>nt une quot<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span><span class=\"wseb\">part imp<span class=\"_ _0\"></span>ortante d<span class=\"_ _0\"></span>u total </span></span></span></span></div>\n<div class=\"t m0 x133 h62 yae9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages co<span class=\"_ _3\"></span>ntractuels<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yaea ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">D<span class=\"_ _3\"></span>ont</span><span class=\"ffdb\"> <span class=\"lsde wseb\">le mo<span class=\"_ _3\"></span>ntant ou l<span class=\"_ _3\"></span>'\u00e9ch\u00e9ance e<span class=\"_ _3\"></span>st contract<span class=\"_ _3\"></span>uellem<span class=\"lsdc wse9\">ent \u00e0 la discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya5d ffdb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ya5e ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsff ws124\">Qu<span class=\"_ _3\"></span>i</span><span class=\"ffdb\"> <span class=\"lsdc wseb\">sont contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>lement f<span class=\"_ _0\"></span>ond\u00e9es<span class=\"_ _0\"></span> sur<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya5f ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"lsdc wse9\">perfo<span class=\"_ _0\"></span>rmance d'<span class=\"_ _0\"></span>un ensem<span class=\"_ _0\"></span>ble d\u00e9fin<span class=\"_ _0\"></span>i de contr<span class=\"_ _0\"></span>ats ou d'un ty<span class=\"_ _0\"></span>pe </span></span></span></div>\n<div class=\"t m0 x134 h62 ya60 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>at sp\u00e9cifi\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 ya61 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wseb\">es rendemen<span class=\"_ _3\"></span>ts de pla<span class=\"_ _3\"></span>cements r\u00e9al<span class=\"_ _3\"></span>is\u00e9s et/ou la<span class=\"_ _3\"></span>tents d'un </span></span></span></div>\n<div class=\"t m0 x134 h62 ya62 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d'act<span class=\"_ _0\"></span>ifs sp\u00e9c<span class=\"_ _0\"></span>ifi\u00e9s d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span><span class=\"wse8\">geas<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffe0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ffdf\"> <span class=\"_ _7\"> </span><span class=\"ffdb\">L<span class=\"lsde wsfa\">e r\u00e9sultat de la<span class=\"_ _3\"></span> soci\u00e9t\u00e9, d'un fond<span class=\"_ _3\"></span>s ou d'une autre en<span class=\"_ _3\"></span>tit\u00e9 qui </span></span></span></div>\n<div class=\"t m0 x134 h62 yaeb ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9met le cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaec ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En ce qu<span class=\"_ _0\"></span>i concer<span class=\"_ _0\"></span>ne les c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019ass<span class=\"_ _0\"></span>urance Vi<span class=\"_ _0\"></span>e et les<span class=\"_ _0\"></span> contr<span class=\"_ _0\"></span>ats de</div>\n<div class=\"t m0 x1a h62 yaee ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt avec \u00e9l\u00e9m<span class=\"_ _0\"></span>ent de part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tionn<span class=\"_ _0\"></span>aire, les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">participation<span class=\"_ _3\"></span>s b\u00e9n\u00e9ficiai<span class=\"_ _3\"></span>res acquise<span class=\"_ _3\"></span>s s<span class=\"lsdc wse9\">\u2019accum<span class=\"_ _0\"></span>ulent sur la ba<span class=\"_ _0\"></span>se du </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> contract<span class=\"_ _0\"></span>uel exig<span class=\"_ _0\"></span>ible calcu<span class=\"_ _0\"></span>l\u00e9 \u00e0 parti<span class=\"_ _0\"></span>r du revenu net<span class=\"_ _0\"></span> statuta<span class=\"_ _0\"></span>ire, en</div>\n<div class=\"t m0 x1a h62 yaf1 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tenant co<span class=\"_ _0\"></span>mpte des re<span class=\"_ _0\"></span>strict<span class=\"_ _0\"></span>ions et des mo<span class=\"_ _0\"></span>dalit<span class=\"_ _0\"></span>\u00e9s de paieme<span class=\"_ _0\"></span>nt. L\u2019\u00e9l\u00e9<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 yaf2 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de partic<span class=\"_ _0\"></span>ipation d<span class=\"_ _0\"></span>iscr\u00e9ti<span class=\"_ _0\"></span>onnair<span class=\"_ _0\"></span>e consis<span class=\"_ _0\"></span>te en un engag<span class=\"_ _0\"></span>ement co<span class=\"_ _0\"></span>ndition<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x1a h62 yaf3 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 aux plu<span class=\"ls0 ws0\">s-<span class=\"lsde wseb\">values et moins<span class=\"_ _3\"></span></span>-</span>values lat<span class=\"_ _0\"></span>entes. Cet<span class=\"_ _0\"></span> engagem<span class=\"_ _0\"></span>ent deme<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1a h62 yaf4 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e8s lors dans<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-<span class=\"_ _3\"></span></span>values lat<span class=\"_ _0\"></span>entes inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x1a h62 yaf5 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res. D\u00e8<span class=\"_ _3\"></span>s que l\u2019enga<span class=\"_ _3\"></span>gement devien<span class=\"_ _3\"></span>t inconditio<span class=\"_ _3\"></span>nnel, le</div>\n<div class=\"t m0 x1a h62 yaf6 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> concern\u00e9 es<span class=\"_ _0\"></span>t transf<span class=\"_ _0\"></span>\u00e9r\u00e9 dans l<span class=\"_ _0\"></span>es \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Passifs de con<span class=\"_ _3\"></span>tra<span class=\"lsf0 ws104\">ts </span></span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> Vie<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x1a h62 yaf8 ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf9 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de plac<span class=\"_ _3\"></span>ement sans \u00e9l\u00e9men<span class=\"_ _3\"></span>t de participation d<span class=\"_ _3\"></span>iscr\u00e9tionnaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yafa ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont initia<span class=\"_ _3\"></span>lement comp<span class=\"_ _3\"></span>tabilis\u00e9s \u00e0<span class=\"_ _3\"></span> la juste <span class=\"_ _3\"></span>valeur et<span class=\"_ _3\"></span> ult\u00e9rieuremen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y9d2 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9valu\u00e9s au<span class=\"_ _3\"></span> co\u00fbt amorti<span class=\"_ _3\"></span> et comptabi<span class=\"_ _3\"></span>lis\u00e9s comme<span class=\"_ _3\"></span> un engagemen<span class=\"_ _3\"></span>t de</div>\n<div class=\"t m0 x1a h62 y9d3 ffdb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya6b ffdd fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9riv\u00e9s incorpor<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6c ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s inco<span class=\"_ _3\"></span>rpor\u00e9s qui ne son<span class=\"_ _3\"></span>t pas \u00e9troitement<span class=\"_ _3\"></span> li\u00e9s aux contrats<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ya6d ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">h\u00f4tes sont<span class=\"_ _0\"></span> isol\u00e9s des<span class=\"_ _0\"></span> contrats h<span class=\"_ _0\"></span>\u00f4tes et<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9s \u00e0 la jus<span class=\"_ _0\"></span>te valeur</div>\n<div class=\"t m0 x1a h62 ya6e ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par le biais d<span class=\"_ _0\"></span>u compte de r\u00e9<span class=\"_ _0\"></span>sultat.<span class=\"_ _0\"></span> Les hypoth<span class=\"_ _0\"></span>\u00e8ses actu<span class=\"_ _0\"></span>arielles<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 ya6f ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9exami<span class=\"_ _0\"></span>n\u00e9es \u00e0 c<span class=\"_ _0\"></span>haque c<span class=\"_ _0\"></span>l\u00f4ture c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e et les<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">cons\u00e9quences de cette </span></span></div>\n<div class=\"t m0 x1a h62 ycf0 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9visi<span class=\"_ _0\"></span>on sont enre<span class=\"_ _0\"></span>gistr\u00e9<span class=\"_ _0\"></span>es au compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya71 ffdd fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9composition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya72 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La composan<span class=\"_ _3\"></span>te d\u00e9p\u00f4t d\u2019<span class=\"_ _3\"></span>un contra<span class=\"_ _3\"></span>t d\u2019assurance<span class=\"_ _3\"></span> doit \u00eatr<span class=\"_ _3\"></span>e s\u00e9par\u00e9e lo<span class=\"_ _3\"></span>rsque</div>\n<div class=\"t m0 x1a h62 ya73 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les deux condit<span class=\"_ _3\"></span>ions suivantes<span class=\"_ _3\"></span> sont remplies<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 ya74 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsdc wse8\">La</span><span class=\"ffdb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">compos<span class=\"_ _0\"></span>ante d\u00e9<span class=\"_ _0\"></span>p\u00f4t (y co<span class=\"_ _0\"></span>mpris to<span class=\"_ _0\"></span>ute opt<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>acha<span class=\"lsde wsfa\">t incorpor\u00e9e) </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ya75 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut \u00eatre<span class=\"_ _3\"></span> \u00e9valu\u00e9e s\u00e9<span class=\"_ _3\"></span>par\u00e9ment (c'es<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire sans pre<span class=\"_ _0\"></span>ndre en com<span class=\"_ _0\"></span>pte </span></span></div>\n<div class=\"t m0 x6a h62 ya76 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compos<span class=\"_ _0\"></span>ante ass<span class=\"_ _0\"></span>urance)<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya77 ffde fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffdf\"> <span class=\"_ _41\"> </span><span class=\"ffdb lsde wsea\">L<span class=\"_ _3\"></span>es</span><span class=\"ffdb\"> <span class=\"lsde wsfa\">m\u00e9thode<span class=\"_ _3\"></span>s comptables d\u2019Agea<span class=\"_ _3\"></span>s ne lui imposent pas<span class=\"_ _3\"></span>, par </span></span></span></div>\n<div class=\"t m0 x6a h62 ya78 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ailleurs, de<span class=\"_ _3\"></span> comptabiliser glob<span class=\"_ _3\"></span>alement les obliga<span class=\"_ _3\"></span>tions et les droi<span class=\"_ _3\"></span>ts</div>\n<div class=\"t m0 x6a h62 ya79 ffdb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par la<span class=\"_ _3\"></span> compo<span class=\"lsdc wse9\">sante d\u00e9p\u00f4t<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya7a ffdb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya7b ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Actuel<span class=\"_ _0\"></span>lement, A<span class=\"_ _0\"></span>geas a compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 tous les dro<span class=\"_ _0\"></span>its et obli<span class=\"_ _0\"></span>gations re<span class=\"_ _0\"></span>latifs</div>\n<div class=\"t m0 x1a h62 ya7c ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>ats d\u2019ass<span class=\"_ _0\"></span>urance \u00e9m<span class=\"_ _0\"></span>is selon s<span class=\"_ _0\"></span>es princip<span class=\"_ _0\"></span>es compt<span class=\"_ _0\"></span>ables. En</div>\n<div class=\"t m0 x1a h62 yca8 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, A<span class=\"_ _0\"></span>geas n\u2019<span class=\"_ _0\"></span>a pas com<span class=\"_ _0\"></span>ptabi<span class=\"_ _0\"></span>lis\u00e9 de c<span class=\"_ _0\"></span>omposa<span class=\"_ _0\"></span>nte d\u00e9p\u00f4t<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yca9 ffdb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">s\u00e9par\u00e9e dan<span class=\"_ _3\"></span>s le cadre<span class=\"_ _3\"></span> de ses <span class=\"_ _3\"></span><span class=\"lsdc\">contrat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe1 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Assuranc<span class=\"_ _0\"></span>e <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsf7 wseb\">vi<span class=\"_ _3\"></span>e</span> </span></div>\n\n<div class=\"t m0 x6 h7e ye81 ffe3 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les fra<span class=\"_ _0\"></span>is de r\u00e8gl<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de r\u00e9aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de sin<span class=\"_ _0\"></span>istres <span class=\"_ _0\"></span>sont po<span class=\"_ _0\"></span>rt\u00e9s en</div>\n<div class=\"t m0 x6 h62 ye83 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat lo<span class=\"_ _0\"></span>rsqu\u2019ils<span class=\"_ _0\"></span> sont enc<span class=\"_ _0\"></span>ourus. L<span class=\"_ _0\"></span>es sinistr<span class=\"_ _0\"></span>es non r\u00e9gl<span class=\"_ _0\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 ye84 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les frais de r<span class=\"_ _0\"></span>\u00e9ajust<span class=\"_ _0\"></span>ement com<span class=\"_ _0\"></span>prenne<span class=\"_ _0\"></span>nt des esti<span class=\"_ _0\"></span>mation<span class=\"_ _0\"></span>s pour sinis<span class=\"_ _0\"></span>tres</div>\n<div class=\"t m0 x6 h62 ye19 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clar\u00e9<span class=\"_ _0\"></span>s et des prov<span class=\"_ _0\"></span>isions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es exista<span class=\"_ _0\"></span>nts, mai<span class=\"_ _0\"></span>s non d\u00e9cla<span class=\"_ _0\"></span>r\u00e9s.</div>\n<div class=\"t m0 x6 h62 ye1a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations de<span class=\"_ _0\"></span> sinistres<span class=\"_ _0\"></span> existant<span class=\"_ _0\"></span>s, mais non d<span class=\"_ _0\"></span>\u00e9clar\u00e9s<span class=\"_ _0\"></span> se basent su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ye85 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les exp\u00e9ri<span class=\"_ _0\"></span>ences an<span class=\"_ _0\"></span>t\u00e9rieur<span class=\"_ _0\"></span>es, l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> en cours et</div>\n<div class=\"t m0 x6 h62 ye86 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t social, \u00e9<span class=\"_ _3\"></span>conomique et<span class=\"_ _3\"></span> juridique<span class=\"_ _3\"></span> actuel. Le<span class=\"_ _3\"></span>s paiements<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yced ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relatifs a<span class=\"_ _0\"></span>ux sinist<span class=\"_ _0\"></span><span class=\"lsde wsea\">res <span class=\"ls0 ws0\">N</span>on<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie et les frais<span class=\"_ _0\"></span> de r\u00e9ajust<span class=\"_ _0\"></span>ement de<span class=\"_ _0\"></span>s sinistre<span class=\"_ _0\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 ycee ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repose<span class=\"_ _0\"></span>nt sur des pert<span class=\"_ _0\"></span>es atte<span class=\"_ _0\"></span>ndues est<span class=\"_ _0\"></span>im\u00e9es (ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duct<span class=\"_ _0\"></span>ion des</div>\n<div class=\"t m0 x6 h62 ycef ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remboursements<span class=\"_ _3\"></span>, r\u00e9cup\u00e9rations,<span class=\"_ _3\"></span> valeurs restantes<span class=\"_ _3\"></span> et subrogations) e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y947 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te<span class=\"_ _0\"></span>nt l\u2019\u00e9val<span class=\"_ _0\"></span>uation pa<span class=\"_ _0\"></span>r le manage<span class=\"_ _0\"></span>ment des niv<span class=\"_ _0\"></span>eaux d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y948 ffe1 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">att<span class=\"lsdc wse9\">endus, de<span class=\"_ _0\"></span>s frais de r\u00e8<span class=\"_ _0\"></span>glement de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, des risq<span class=\"_ _0\"></span>ues jurid<span class=\"_ _0\"></span>iques et </span></div>\n<div class=\"t m0 x6 h62 y949 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des tendances de<span class=\"_ _3\"></span> versement de paiemen<span class=\"_ _3\"></span>t de dommages. Le<span class=\"_ _3\"></span>s passifs</div>\n<div class=\"t m0 x6 h62 y94a ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">relatifs aux<span class=\"_ _3\"></span> sinistres \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">accidents de trav<span class=\"_ _0\"></span>ail<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb sont pr\u00e9sent<span class=\"_ _3\"></span>\u00e9s \u00e0 leu<span class=\"_ _3\"></span>r valeur </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y94b ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e nette.<span class=\"_ _0\"></span> Les passif<span class=\"_ _0\"></span>s constit<span class=\"_ _0\"></span>u\u00e9s perm<span class=\"_ _0\"></span>ettent de c<span class=\"_ _0\"></span>ouvrir l<span class=\"_ _0\"></span>e co\u00fbt</div>\n<div class=\"t m0 x6 h62 y94c ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">final ains<span class=\"_ _3\"></span>i que les<span class=\"_ _3\"></span> frais de <span class=\"_ _3\"></span>r\u00e9ajustemen<span class=\"_ _3\"></span>t des sinis<span class=\"_ _3\"></span>tres. Les <span class=\"_ _3\"></span>corrections</div>\n<div class=\"t m0 x6 h62 y9a6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en d\u00e9co<span class=\"_ _0\"></span>ulent sont<span class=\"_ _0\"></span> imput\u00e9<span class=\"_ _0\"></span>es au compte d<span class=\"_ _0\"></span>e r\u00e9sultat.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a8 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas n\u2019actual<span class=\"_ _3\"></span>ise ses<span class=\"_ _3\"></span> passifs pour<span class=\"_ _3\"></span> sinistres \u00e0<span class=\"_ _3\"></span> payer q<span class=\"_ _3\"></span>ue lorsqu\u2019i<span class=\"_ _3\"></span>l s\u2019agit</div>\n<div class=\"t m0 x6 h62 y9a9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de sinistr<span class=\"_ _0\"></span>es avec des<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s de paiem<span class=\"_ _0\"></span>ent fixes o<span class=\"_ _0\"></span>u d\u00e9termi<span class=\"_ _0\"></span>nables.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 740px; height: 330px; width: 352px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y951 ffe3 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Test de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif ou Lia<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>y Adequacy<span class=\"_ _0\"></span> Test<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y952 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas eff<span class=\"_ _0\"></span>ectu<span class=\"_ _0\"></span>e des tests<span class=\"_ _0\"></span> de suff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>u pass<span class=\"_ _0\"></span>if ou Lia<span class=\"_ _0\"></span>bility <span class=\"_ _0\"></span>Adequac<span class=\"_ _0\"></span>y</div>\n<div class=\"t m0 x6 h62 y953 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Test \u00e0 chaque p\u00e9rio<span class=\"_ _3\"></span>de de reporting<span class=\"_ _3\"></span> afin de s\u2019assurer que l<span class=\"_ _3\"></span>es passifs</div>\n<div class=\"t m0 x6 h62 y954 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> d\u00e9clar\u00e9<span class=\"wsfa\">s sont ad\u00e9q<span class=\"_ _3\"></span>uats.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y955 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un test dist<span class=\"_ _0\"></span>inct est eff<span class=\"_ _0\"></span>ectu\u00e9 pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y957 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdd ws11a\">L<span class=\"_ _3\"></span>es passifs Vie et les passifs <span class=\"lsde wseb\">maladie<span class=\"_ _3\"></span> similaire<span class=\"_ _3\"></span></span></span><span class=\"ffe1\"> <span class=\"lsdd ws11a\">\u00e0 des passifs </span>V<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">ie, </span></span></span></div>\n<div class=\"t m0 x5c h62 y958 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dont les <span class=\"_ _3\"></span>annuit\u00e9s d\u00e9co<span class=\"_ _3\"></span>ulant des pr<span class=\"_ _3\"></span>oduits <span class=\"ls0 ws0\">N<span class=\"_ _3\"></span></span><span class=\"wsea\">on<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie<span class=\"_ _3\"></span></span> ;  </span></span></div>\n<div class=\"t m0 x6 h62 y959 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour pri<span class=\"_ _3\"></span>mes (non a<span class=\"_ _3\"></span>cquises) d\u00e9<span class=\"_ _3\"></span>coulant des <span class=\"_ _3\"></span>produits </span></span></div>\n<div class=\"t m0 x5c h62 y95a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des p<span class=\"lsde wseb\">roduits malad<span class=\"_ _3\"></span>ies non s<span class=\"_ _3\"></span>imilaires \u00e0<span class=\"_ _3\"></span> des produi<span class=\"_ _3\"></span>ts Vie</span></span> <span class=\"_ _3\"></span>;</div>\n<div class=\"t m0 x5c h62 y95b ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95c ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsde wseb\">L<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s pour s<span class=\"_ _3\"></span>inistres d\u00e9<span class=\"_ _3\"></span>coulant des<span class=\"_ _3\"></span> produits </span><span class=\"ffe1\">N<span class=\"_ _3\"></span><span class=\"lsde wsea\">on</span>-<span class=\"lsdc wse9\">vie et des </span></span></span></div>\n<div class=\"t m0 x5c h62 y95d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span> maladi<span class=\"_ _0\"></span>es non simila<span class=\"_ _0\"></span>ires \u00e0 des<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">V<span class=\"lsfe ws11a\">ie.</span> </span></div>\n<div class=\"t m0 x6 h62 y95e ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les bes<span class=\"_ _0\"></span>oins de ces t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du p<span class=\"_ _0\"></span>assif, A<span class=\"_ _0\"></span>geas cons<span class=\"_ _0\"></span>id\u00e8re</div>\n<div class=\"t m0 x6 h62 y960 ffe1 fs43 fc15 sc0 lsf3 ws10d\" style=\"z-index: 15;\">comme m<span class=\"lsde wseb\">ei<span class=\"_ _3\"></span>lleure esti<span class=\"_ _3\"></span>mation de <span class=\"_ _3\"></span>valorisation l<span class=\"_ _3\"></span>a valeur a<span class=\"_ _3\"></span>ctualis\u00e9e de<span class=\"_ _3\"></span> tous </span></div>\n<div class=\"t m0 x6 h62 y961 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie c<span class=\"_ _0\"></span>ontract<span class=\"_ _0\"></span>uels, <span class=\"_ _0\"></span>y compris<span class=\"_ _0\"></span> les flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y962 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme les co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons et les fra<span class=\"_ _0\"></span>is. Les li<span class=\"_ _0\"></span>mites des c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y963 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II s<span class=\"_ _0\"></span>\u2019appl<span class=\"_ _0\"></span>iquent,<span class=\"_ _0\"></span> mais sont<span class=\"_ _0\"></span> limit\u00e9<span class=\"_ _0\"></span>es en <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">vi<span class=\"lsde wsfa\">e \u00e0 ceux qui </span></span></div>\n<div class=\"t m0 x6 h62 y964 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrent<span class=\"_ _0\"></span> dans le p\u00e9r<span class=\"_ _0\"></span>im\u00e8tre des<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span>s au sens du r\u00e9f<span class=\"_ _0\"></span>\u00e9renti<span class=\"_ _0\"></span>el IFRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y965 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y966 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les pass<span class=\"_ _0\"></span>ifs d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e Vie (et les pa<span class=\"_ _0\"></span>ssifs ma<span class=\"_ _0\"></span>ladies si<span class=\"_ _0\"></span>milaire<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y967 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des passi<span class=\"_ _3\"></span>fs en <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ie, y compr<span class=\"_ _0\"></span>is les ann<span class=\"_ _0\"></span>uit\u00e9s d\u00e9c<span class=\"_ _0\"></span>oulant de la <span class=\"ls0 ws0\">N</span><span class=\"wse8\">on<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie), les </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y968 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tests d<span class=\"_ _0\"></span>e suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif <span class=\"wse9\">inc<span class=\"_ _0\"></span>luent \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> les flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y969 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ant des opti<span class=\"_ _0\"></span>ons et gar<span class=\"_ _0\"></span>anties inc<span class=\"_ _0\"></span>orpor\u00e9es<span class=\"_ _0\"></span> et du revenu</div>\n<div class=\"t m0 x6 h62 y96a ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent. Le r<span class=\"_ _0\"></span>evenu d'<span class=\"_ _0\"></span>investi<span class=\"_ _0\"></span>sseme<span class=\"_ _0\"></span>nt est c<span class=\"_ _0\"></span>alcul\u00e9<span class=\"_ _0\"></span> en utilis<span class=\"_ _0\"></span>ant le</div>\n<div class=\"t m0 x6 h62 y96b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>able c<span class=\"_ _0\"></span>ourant <span class=\"_ _0\"></span>du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e exist<span class=\"_ _0\"></span>ant, en s<span class=\"_ _0\"></span>e fond<span class=\"_ _0\"></span>ant sur</div>\n<div class=\"t m0 x6 h62 y96c ffe1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">l\u2019hypot<span class=\"_ _0\"></span>h\u00e8<span class=\"wse9\">se que le<span class=\"_ _0\"></span>s r\u00e9invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nts apr\u00e8s \u00e9c<span class=\"_ _0\"></span>h\u00e9anc<span class=\"_ _0\"></span>e des instr<span class=\"_ _0\"></span>uments </span></div>\n<div class=\"t m0 x6 h62 y96d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers se fero<span class=\"_ _0\"></span>nt \u00e0 un taux sans<span class=\"_ _0\"></span> risque per<span class=\"_ _0\"></span>mettant \u00e0 u<span class=\"_ _0\"></span>ne soci\u00e9t<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x6 h62 y96e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment sp\u00e9ci<span class=\"_ _0\"></span>fique de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 sur la base d<span class=\"_ _0\"></span>e la m\u00e9tho<span class=\"_ _0\"></span>dologie</div>\n<div class=\"t m0 x6 h62 y96f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">AEAPP. P<span class=\"_ _0\"></span>our les inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents dir<span class=\"_ _0\"></span>ects dans l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier, le rev<span class=\"_ _0\"></span>enu</div>\n<div class=\"t m0 x6 h62 y970 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatif r\u00e9<span class=\"_ _0\"></span>el jusqu\u2019<span class=\"_ _0\"></span>\u00e0 la proch<span class=\"_ _0\"></span>aine p\u00e9rio<span class=\"_ _0\"></span>de de reno<span class=\"_ _0\"></span>uvellem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>actuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y971 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est pris en c<span class=\"_ _0\"></span>ompte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc07 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y972 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">En <span class=\"ls0 ws0\">N</span>on<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">vie, la val<span class=\"_ _0\"></span>eur actu<span class=\"_ _0\"></span>elle de t<span class=\"_ _0\"></span>ous les<span class=\"_ _0\"></span> flux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie est<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y973 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e sur l<span class=\"_ _0\"></span>a base d<span class=\"_ _0\"></span>\u2019un taux<span class=\"_ _0\"></span> d\u2019actu<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on sans<span class=\"_ _0\"></span> risque <span class=\"_ _0\"></span>permett<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y974 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">un ajuste<span class=\"lsdc\">ment de volat<span class=\"_ _0\"></span>ilit\u00e9 pa<span class=\"_ _0\"></span>r soci\u00e9t<span class=\"_ _0\"></span>\u00e9 sp\u00e9cif<span class=\"_ _0\"></span>iqueme<span class=\"_ _0\"></span>nt, sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>de la </span></div>\n<div class=\"t m0 x1a h62 y975 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> AEAPP (apr\u00e8<span class=\"_ _3\"></span>s le dernie<span class=\"_ _3\"></span>r point l<span class=\"_ _3\"></span>iquide, on<span class=\"_ _3\"></span> utilise une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yc08 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">extrap<span class=\"_ _0\"></span>olation v<span class=\"_ _0\"></span>ers le p<span class=\"_ _0\"></span>oint ul<span class=\"_ _0\"></span>time ou <span class=\"_ _0\"></span>ultimat<span class=\"_ _0\"></span>e forwar<span class=\"_ _0\"></span>d rate<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yae7 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yae8 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute ins<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e dans les t<span class=\"_ _0\"></span>ests de suff<span class=\"_ _0\"></span>isance du <span class=\"lsdd ws12a\">p<span class=\"_ _0\"></span>assif est </span></div>\n<div class=\"t m0 x1a h62 yae9 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">imm\u00e9diat<span class=\"_ _0\"></span>ement c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9e au c<span class=\"_ _0\"></span>ompte de r\u00e9s<span class=\"_ _0\"></span>ultat, s<span class=\"_ _0\"></span>oit sous fo<span class=\"_ _0\"></span>rme</div>\n<div class=\"t m0 x1a h62 yaea ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciati<span class=\"_ _0\"></span>on des co\u00fbt<span class=\"_ _0\"></span>s d\u2019acqu<span class=\"_ _0\"></span>isitio<span class=\"_ _0\"></span>n diff\u00e9r\u00e9<span class=\"_ _0\"></span>s ou de la VOBA ou</div>\n<div class=\"t m0 x1a h62 ya5d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme pert<span class=\"_ _0\"></span>e. Si, lor<span class=\"_ _0\"></span>s d\u2019une p\u00e9r<span class=\"_ _0\"></span>iode ult\u00e9<span class=\"_ _0\"></span>rieure,<span class=\"_ _0\"></span> l\u2019insuff<span class=\"_ _0\"></span>isance d<span class=\"_ _0\"></span>iminue, la</div>\n<div class=\"t m0 x1a h62 ya5e ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>on d\u2019in<span class=\"_ _0\"></span>suffis<span class=\"_ _0\"></span>ance est<span class=\"_ _0\"></span> extou<span class=\"_ _0\"></span>rn\u00e9e via <span class=\"_ _0\"></span>le compt<span class=\"_ _0\"></span>e de r\u00e9su<span class=\"_ _0\"></span>ltat. U<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 ya5f ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">insuffis<span class=\"_ _0\"></span>ance est d<span class=\"_ _0\"></span>\u00e9finie c<span class=\"_ _0\"></span>omme<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ya60 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">Une valeur actua<span class=\"_ _0\"></span>lis\u00e9e nett<span class=\"_ _0\"></span>e n\u00e9gativ<span class=\"_ _0\"></span>e de la marge fut<span class=\"_ _0\"></span>ure pour le<span class=\"_ _0\"></span>s </span></span></div>\n<div class=\"t m0 x133 h62 ya61 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits en<span class=\"_ _3\"></span> Vie et m<span class=\"_ _3\"></span>aladies simi<span class=\"_ _3\"></span>laires aux <span class=\"_ _3\"></span>produits <span class=\"ls0 ws0\">V<span class=\"_ _3\"></span></span>ie, y com<span class=\"_ _3\"></span>pris</div>\n<div class=\"t m0 x133 h62 ya62 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les annui<span class=\"_ _3\"></span>t\u00e9s d\u00e9coulan<span class=\"_ _3\"></span>t des produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsf7\">vie<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x1a h62 ya63 ffe4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffe5\"> <span class=\"_ _41\"> </span><span class=\"ffe1 lsdc wse9\">La di<span class=\"wseb\">ff\u00e9rence p<span class=\"_ _0\"></span>ositive <span class=\"_ _0\"></span>entre la v<span class=\"_ _0\"></span>aleur <span class=\"_ _0\"></span>actual<span class=\"_ _0\"></span>is\u00e9e nett<span class=\"_ _0\"></span>e des flu<span class=\"_ _0\"></span>x de </span></span></span></div>\n<div class=\"t m0 x6a h62 yaeb ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie et les r\u00e9s<span class=\"_ _0\"></span>erves cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dantes au s<span class=\"_ _0\"></span>ens du r\u00e9f\u00e9r<span class=\"_ _0\"></span>entiel</div>\n<div class=\"t m0 x6a h62 yaec ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">IFRS pour <span class=\"_ _3\"></span>les produi<span class=\"_ _3\"></span>ts <span class=\"ls0 ws0\">N<span class=\"lsdc wse8\">on</span>-</span><span class=\"lsdc\">vie et Vie no<span class=\"_ _0\"></span>n simila<span class=\"_ _0\"></span>ires \u00e0 d<span class=\"_ _0\"></span>es prod<span class=\"_ _0\"></span>uits </span></div>\n<div class=\"t m0 x133 h62 yaed ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"lsfe ws11a\">ie.</span> </div>\n<div class=\"t m0 x1a h62 yaee ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaef ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdd ws11a\">es tests de suffis<span class=\"lsdc wse9\">ance du passif ti<span class=\"_ _0\"></span>ennent <span class=\"lsf7 wseb\">comp</span>te de l\u2019effet<span class=\"_ _0\"></span> de la </span></span></div>\n<div class=\"t m0 x1a h62 yaf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">incluent, pour l<span class=\"_ _3\"></span>es investis<span class=\"_ _3\"></span>sements dire<span class=\"_ _3\"></span>cts en immob<span class=\"_ _3\"></span>ilier, </span></span></div>\n<div class=\"t m0 x1a h62 yaf1 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le revenu lo<span class=\"_ _0\"></span>catif r\u00e9el<span class=\"_ _0\"></span> jusqu\u2019\u00e0<span class=\"_ _0\"></span> la p\u00e9riode de r<span class=\"_ _0\"></span>enouv<span class=\"wseb\">el<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> contrac<span class=\"_ _0\"></span>tuelle </span></div>\n<div class=\"t m0 x1a h62 yaf2 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>e. Les te<span class=\"_ _0\"></span>sts de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif sont<span class=\"_ _0\"></span> \u00e9tabl<span class=\"_ _0\"></span>is au n<span class=\"wse9\">iv<span class=\"_ _0\"></span>eau de </span></div>\n<div class=\"t m0 x1a h62 yaf3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gal<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Si les exig<span class=\"_ _0\"></span>ences loc<span class=\"_ _0\"></span>ales de test de s<span class=\"_ _0\"></span>uffisanc<span class=\"_ _0\"></span>e du passif<span class=\"_ _0\"></span> d\u2019une fili<span class=\"_ _0\"></span>ale sont</div>\n<div class=\"t m0 x1a h62 yaf6 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">plus str<span class=\"_ _0\"></span>ictes qu<span class=\"_ _0\"></span>e celles<span class=\"_ _0\"></span> cit\u00e9es <span class=\"_ _0\"></span>ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">avant, les en<span class=\"_ _3\"></span>tit\u00e9s locales appl<span class=\"_ _3\"></span>iquent les </span></span></div>\n<div class=\"t m0 x1a h62 yaf7 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">exigences local<span class=\"_ _3\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ya66 ffe3 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Comptabilit\u00e9<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">reflet</span> <span class=\"lsdc wse9\">\u00bb (shado<span class=\"_ _0\"></span>w account<span class=\"_ _0\"></span>ing)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 ya67 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtain<span class=\"wse9\">es ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> d\u2019Ageas, l<span class=\"_ _0\"></span>a r\u00e9alis<span class=\"_ _0\"></span>ation des plu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-</span>values ou </span></div>\n<div class=\"t m0 x1a h62 ya68 ffe1 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">moins<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values a un impact di<span class=\"_ _0\"></span>rect sur l'<span class=\"_ _0\"></span>\u00e9valuati<span class=\"_ _0\"></span>on des pas<span class=\"_ _0\"></span>sifs </span></span></div>\n<div class=\"t m0 x1a h62 ya69 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'assur<span class=\"_ _0\"></span>ances et de<span class=\"_ _0\"></span>s co\u00fbts d'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on diff\u00e9r<span class=\"_ _0\"></span>\u00e9s corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nts. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya6a ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya6b ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Dans ce<span class=\"_ _0\"></span>rtaines <span class=\"_ _0\"></span>de ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span>, Agea<span class=\"_ _0\"></span>s appliq<span class=\"_ _0\"></span>ue une c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 r<span class=\"_ _0\"></span>eflet</div>\n<div class=\"t m0 x1a h62 ya6c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s dispo<span class=\"_ _0\"></span>nibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ya6d ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des actifs<span class=\"_ _0\"></span> et passif<span class=\"_ _0\"></span>s qui en affect<span class=\"_ _0\"></span>ent l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on. Via la c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9</div>\n<div class=\"t m0 x1a h62 ya6e ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reflet, les<span class=\"_ _0\"></span> plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moi<span class=\"_ _3\"></span>ns</span>-</span>values latent<span class=\"_ _0\"></span>es sur les ac<span class=\"_ _0\"></span>tifs disp<span class=\"_ _0\"></span>onibles</div>\n<div class=\"t m0 x1a h62 ya6f ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la vent<span class=\"_ _0\"></span>e, qui s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s<span class=\"wse9\">\u00e9es en capit<span class=\"_ _0\"></span>aux pro<span class=\"_ _0\"></span>pres sans<span class=\"_ _0\"></span> affecte<span class=\"_ _0\"></span>r le </span></div>\n<div class=\"t m0 x1a h62 ycf0 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat,<span class=\"_ _0\"></span> affectent<span class=\"_ _0\"></span> la valoris<span class=\"_ _0\"></span>ation des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce (ou</div>\n<div class=\"t m0 x1a h62 ycf1 ffe1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des co\u00fbts <span class=\"_ _3\"></span>d\u2019acquisition<span class=\"_ _3\"></span> report\u00e9s ou<span class=\"_ _3\"></span> de la v<span class=\"_ _3\"></span>aleur actuel<span class=\"_ _3\"></span>le des b\u00e9n\u00e9<span class=\"_ _3\"></span>fices</div>\n<div class=\"t m0 x1a h62 ycf2 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">futurs) de la m\u00eam<span class=\"_ _3\"></span>e mani\u00e8re que le<span class=\"_ _3\"></span>s plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values et moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse8\">values </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ycf3 ffe1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis<span class=\"lsdd wse9\">\u00e9es. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ycf4 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf5 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cad<span class=\"_ _0\"></span>re de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 reflet<span class=\"_ _0\"></span>, certaine<span class=\"_ _0\"></span>s des activit<span class=\"_ _0\"></span>\u00e9s d\u2019Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 ycf6 ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prolongent le t<span class=\"_ _3\"></span>est de suffisan<span class=\"_ _3\"></span>ce du passif standard<span class=\"_ _3\"></span> avec un test de</div>\n<div class=\"t m0 x1a h62 ycf7 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suffisa<span class=\"_ _0\"></span>nce du p<span class=\"_ _0\"></span>assif e<span class=\"_ _0\"></span>n compt<span class=\"_ _0\"></span>abilit\u00e9 r<span class=\"_ _0\"></span>eflet. D<span class=\"_ _0\"></span>ans le t<span class=\"_ _0\"></span>est de s<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nce du</div>\n<div class=\"t m0 x1a h62 ye88 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif en c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et, le<span class=\"ls0 ws0\"> </span>monta<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es latent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 ye89 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 dan<span class=\"_ _0\"></span>s les \u00ab<span class=\"ls0 ws0\"> </span>Autres \u00e9l<span class=\"_ _0\"></span>\u00e9ments du r<span class=\"_ _0\"></span>\u00e9sultat \u00e9t<span class=\"_ _0\"></span>endu<span class=\"ls0 ws0\"> <span class=\"lsdd ws11a\">\u00bb, en exc\u00e8s </span></span></div>\n<div class=\"t m0 x1a h62 y9e3 ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">du surpl<span class=\"_ _0\"></span>us r\u00e9sult<span class=\"_ _0\"></span>ant d<span class=\"_ _0\"></span>u test de s<span class=\"_ _0\"></span>uffis<span class=\"_ _0\"></span>ance du <span class=\"_ _0\"></span>passif s<span class=\"_ _0\"></span>tandar<span class=\"_ _0\"></span>d, est</div>\n<div class=\"t m0 x1a h62 y9e4 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 co<span class=\"_ _0\"></span>mme un passif<span class=\"_ _0\"></span> reflet.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9e5 ffe1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9e6 ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toutes les a<span class=\"_ _0\"></span>utres v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns de juste val<span class=\"_ _0\"></span>eur l<span class=\"lsdd ws11a\">atentes des actifs financiers </span></div>\n<div class=\"t m0 x1a h62 ye8a ffe1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span> (apr\u00e8s app<span class=\"_ _0\"></span>licati<span class=\"_ _0\"></span>on de la compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>t\u00e9 reflet)</div>\n<div class=\"t m0 x1a h62 ye8b ffe1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">assorties d\u2019\u00e9l<span class=\"_ _3\"></span>\u00e9ments de partic<span class=\"_ _3\"></span>ipation discr\u00e9ti<span class=\"_ _3\"></span>onnaire sont inc<span class=\"_ _3\"></span>luses</div>\n<div class=\"t m0 x1a h62 ye8c ffe1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">comme c<span class=\"_ _0\"></span>omposan<span class=\"_ _0\"></span>tes dist<span class=\"_ _0\"></span>inctes<span class=\"_ _0\"></span> des cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 188px; height: 918px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Une<span class=\"ls0 ws0\"> </span><span class=\"wseb\">provi<span class=\"_ _3\"></span>sion pour p<span class=\"_ _3\"></span>articipation a<span class=\"_ _3\"></span>ux b\u00e9n\u00e9<span class=\"_ _3\"></span>fices suppl\u00e9men<span class=\"_ _3\"></span>taire diff\u00e9r\u00e9e<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(deferred prof<span class=\"_ _3\"></span>it sharing liabi<span class=\"_ _3\"></span>lity <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsdc wseb\">DPL) es<span class=\"_ _0\"></span>t compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>e sur la b<span class=\"_ _0\"></span>ase </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une obl<span class=\"_ _0\"></span>igation i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e ou du monta<span class=\"_ _0\"></span>nt qui doit l\u00e9<span class=\"_ _0\"></span>galement<span class=\"_ _0\"></span> \u00eatre vers<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y93e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur les diff<span class=\"_ _0\"></span>\u00e9rence<span class=\"_ _0\"></span>s entre le rev<span class=\"_ _0\"></span>enu et les g<span class=\"lsde wseb\">ains ou pertes non r\u00e9<span class=\"_ _3\"></span>alis\u00e9s, </span></div>\n<div class=\"t m0 x6 h62 y93f ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">statutaires e<span class=\"_ _3\"></span>t IFRS, inscrits<span class=\"_ _3\"></span> dans les capitaux<span class=\"_ _3\"></span> propres.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e ye19 ffe8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le traitemen<span class=\"_ _3\"></span>t comptable des contra<span class=\"_ _3\"></span>ts de r\u00e9assurance d\u00e9pend<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 ye85 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transfe<span class=\"_ _0\"></span>rt ou non d\u2019un r<span class=\"_ _0\"></span>isque d\u2019as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> au sein du cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye86 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yced ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats de r<span class=\"_ _0\"></span>\u00e9ass<span class=\"wse9\">u<span class=\"_ _0\"></span>rance qui t<span class=\"_ _0\"></span>ransf\u00e8re<span class=\"_ _0\"></span>nt un risq<span class=\"_ _0\"></span>ue d'assu<span class=\"_ _0\"></span>rance </span></div>\n<div class=\"t m0 x6 h62 ycee ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nt sont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s selo<span class=\"_ _0\"></span>n les contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycef ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y947 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de r\u00e9a<span class=\"_ _3\"></span>ssurance qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s de risque</div>\n<div class=\"t m0 x6 h62 y948 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis<span class=\"_ _0\"></span>\u00e9s selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode du d<span class=\"_ _0\"></span>\u00e9p\u00f4t et</div>\n<div class=\"t m0 x6 h62 y949 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont inclus da<span class=\"lsdc wse9\">ns les pr\u00eats ou emprunt<span class=\"_ _0\"></span>s comme act<span class=\"_ _0\"></span>ifs ou pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y94a ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers. Un act<span class=\"_ _0\"></span>if ou passif<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>r est compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur la base de la</div>\n<div class=\"t m0 x6 h62 y94b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ion pay\u00e9e o<span class=\"_ _0\"></span>u re\u00e7ue, di<span class=\"_ _0\"></span>minu\u00e9e de to<span class=\"_ _0\"></span>utes prim<span class=\"_ _0\"></span>es explic<span class=\"_ _0\"></span>iteme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94c ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9es ou c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sions \u00e0 c<span class=\"_ _0\"></span>onserv<span class=\"_ _0\"></span>er par l<span class=\"_ _0\"></span>e r\u00e9assu<span class=\"_ _0\"></span>r\u00e9. Les<span class=\"_ _0\"></span> mont<span class=\"lsdd wse9\">ants </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">per\u00e7us o<span class=\"_ _0\"></span>u vers\u00e9<span class=\"_ _0\"></span>s en vert<span class=\"_ _0\"></span>u de ces c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme</div>\n<div class=\"t m0 x6 h62 y9a7 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9p\u00f4ts e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e du taux<span class=\"_ _0\"></span> effectif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts<span class=\"_ _3\"></span> effectu\u00e9s p<span class=\"_ _3\"></span>ar les <span class=\"_ _3\"></span>r\u00e9assureurs <span class=\"_ _3\"></span>dans le c<span class=\"_ _3\"></span>adre de co<span class=\"_ _3\"></span>ntrats de</div>\n<div class=\"t m0 x6 h62 y9aa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance c\u00e9d<span class=\"_ _0\"></span>\u00e9s qui impli<span class=\"_ _0\"></span>quent le tr<span class=\"_ _0\"></span>ansfert d\u2019<span class=\"_ _0\"></span>un risqu<span class=\"_ _0\"></span>e d\u2019ass<span class=\"lsde wsea\">urance </span></div>\n<div class=\"t m0 x6 h62 y9ab ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent au mont<span class=\"_ _0\"></span>ant d\u00fb \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ac ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ae ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs li\u00e9s \u00e0<span class=\"_ _3\"></span> des activi<span class=\"_ _3\"></span>t\u00e9s de r\u00e9ass<span class=\"_ _3\"></span>urance c\u00e9d\u00e9es<span class=\"_ _3\"></span> qui ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e8<span class=\"_ _0\"></span>rent pas un<span class=\"_ _0\"></span> risque d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icatif pe<span class=\"_ _0\"></span>uvent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9r\u00e9s comm<span class=\"_ _3\"></span>e des passifs<span class=\"_ _3\"></span> financiers et comptabi<span class=\"_ _3\"></span>lis\u00e9s de la m\u00eame</div>\n<div class=\"t m0 x6 h62 yc04 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re que le<span class=\"_ _3\"></span>s autres passifs<span class=\"_ _3\"></span> financiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 393px; width: 348px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 493px; width: 348px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yec0 fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.16<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Encaissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>brut<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye37 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Contrats de<span class=\"_ _3\"></span> courte d<span class=\"_ _3\"></span>ur\u00e9e et con<span class=\"_ _3\"></span>trats de lon<span class=\"_ _3\"></span>gue dur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye38 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de court<span class=\"_ _0\"></span>e dur\u00e9e est<span class=\"_ _0\"></span> un contrat<span class=\"_ _0\"></span> qui procu<span class=\"_ _0\"></span>re une</div>\n<div class=\"t m0 x6 h62 ye39 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure d\u2019ass<span class=\"_ _0\"></span>urance <span class=\"lsde wsfa\">pour une p\u00e9riode fixe de courte<span class=\"_ _3\"></span> dur\u00e9e et permet </span></div>\n<div class=\"t m0 x6 h62 ye3a fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 l\u2019assur<span class=\"_ _0\"></span>eur de r\u00e9si<span class=\"_ _0\"></span>lier le contr<span class=\"_ _0\"></span>at ou de l\u2019am<span class=\"_ _0\"></span>ender \u00e0 la fin de l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ye3b fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uelle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3c fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye3d fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de lon<span class=\"_ _0\"></span>gue dur\u00e9<span class=\"_ _0\"></span>e est un contr<span class=\"_ _0\"></span>at qui ne peut<span class=\"_ _0\"></span> pas</div>\n<div class=\"t m0 x6 h62 ye3e fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00eatre mod<span class=\"_ _0\"></span>ifi\u00e9 de m<span class=\"_ _0\"></span>ani\u00e8re <span class=\"_ _0\"></span>unilat\u00e9<span class=\"_ _0\"></span>rale, c<span class=\"_ _0\"></span>omme un c<span class=\"_ _0\"></span><span class=\"lsde\">ontrat non r\u00e9<span class=\"_ _3\"></span>siliable ou<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ye3f fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at \u00e0 renouvel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> garanti,<span class=\"_ _0\"></span> et qui n\u00e9ces<span class=\"_ _0\"></span>site l\u2019e<span class=\"_ _0\"></span>x\u00e9cutio<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x6 h62 yec1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts fonct<span class=\"_ _0\"></span>ions et serv<span class=\"_ _0\"></span>ices (y com<span class=\"_ _0\"></span>pris la couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d\u2019assur<span class=\"_ _0\"></span>ance)</div>\n<div class=\"t m0 x6 h62 yec2 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant une<span class=\"_ _3\"></span> p\u00e9riode de<span class=\"_ _3\"></span> longue du<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye42 fff2 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Primes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye43 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes rela<span class=\"_ _3\"></span>tives aux contra<span class=\"_ _3\"></span>ts de lon<span class=\"lsdc wse9\">gue dur\u00e9e d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e Vie et </span></div>\n<div class=\"t m0 x6 h62 ye44 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tion<span class=\"_ _0\"></span>naire aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 yec3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9es <span class=\"_ _3\"></span>en revenus <span class=\"_ _3\"></span>au moment o<span class=\"_ _3\"></span>\u00f9 elles <span class=\"_ _3\"></span>sont dues p<span class=\"_ _3\"></span>ar les ti<span class=\"_ _3\"></span>tulaires</div>\n<div class=\"t m0 x1a h62 yec4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats. Les pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns et frais de ges<span class=\"_ _0\"></span>tion fut<span class=\"_ _0\"></span>urs estim<span class=\"_ _0\"></span>\u00e9s sont</div>\n<div class=\"t m0 x1a h62 yec5 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9s en <span class=\"lsde wsfa\">parall\u00e8le aux revenus afin de re<span class=\"_ _3\"></span>conna\u00eetre les pro<span class=\"_ _3\"></span>fits </span></div>\n<div class=\"t m0 x1a h62 yec6 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par ces<span class=\"_ _3\"></span> contrats sur leur dur\u00e9e<span class=\"_ _3\"></span> de vie estim\u00e9e<span class=\"_ _3\"></span>. Ce</div>\n<div class=\"t m0 x1a h62 yec7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapproc<span class=\"_ _0\"></span>hement es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 par la d\u00e9ter<span class=\"_ _0\"></span>minati<span class=\"_ _0\"></span>on des pass<span class=\"_ _0\"></span>ifs des</div>\n<div class=\"t m0 x1a h62 yec8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et d'i<span class=\"_ _0\"></span>nvesti<span class=\"_ _0\"></span>ssement<span class=\"_ _0\"></span> avec partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yec9 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">b\u00e9n\u00e9fices, ai<span class=\"_ _0\"></span>nsi que par le re<span class=\"_ _0\"></span>port et l'<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement </span></span></div>\n<div class=\"t m0 x1a h62 yeca fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ur des frais d<span class=\"_ _0\"></span>\u2019acqui<span class=\"_ _0\"></span>sition des<span class=\"_ _0\"></span> contrats \u00e0 p<span class=\"_ _0\"></span>ayer d\u2019a<span class=\"_ _0\"></span>vance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yecb fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Primes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecc fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e courte dur<span class=\"_ _0\"></span>\u00e9e (princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws12d\">vie)<span class=\"_ _3\"></span>, les </span></span></div>\n<div class=\"t m0 x1a h62 yecd fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">primes \u00e9m<span class=\"_ _0\"></span>ises sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es \u00e0 l<span class=\"_ _0\"></span>a cr\u00e9ation d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>. Les primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yece fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reco<span class=\"_ _0\"></span>nnues en r\u00e9<span class=\"_ _0\"></span>sultat au ry<span class=\"_ _0\"></span>thme de leu<span class=\"_ _0\"></span>r acquis<span class=\"_ _0\"></span>ition au pr<span class=\"_ _0\"></span>orata de</div>\n<div class=\"t m0 x1a h62 yecf fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e de co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span>ure du contr<span class=\"_ _0\"></span>at. La provis<span class=\"_ _0\"></span>ion pou<span class=\"_ _0\"></span>r primes non</div>\n<div class=\"t m0 x1a h62 yed0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acquises<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ente la part d<span class=\"_ _0\"></span>es primes \u00e9m<span class=\"_ _0\"></span>ises relat<span class=\"_ _0\"></span>ive \u00e0 la dur\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore \u00e0 cou<span class=\"_ _0\"></span>rir de la co<span class=\"_ _0\"></span>uvertur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 851px; height: 251px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 267px; width: 351px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag397": {
   "value": "\n<div class=\"t m0 x6 h62 ya45 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> produit<span class=\"_ _0\"></span>s com<span class=\"_ _0\"></span>portent <span class=\"_ _0\"></span>des gar<span class=\"_ _0\"></span>anties f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8res qu<span class=\"_ _0\"></span>i sont aus<span class=\"_ _0\"></span>si</div>\n<div class=\"t m0 x6 h62 ya46 ffdb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9<span class=\"_ _0\"></span>es \u00e0 la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur et inc<span class=\"_ _0\"></span>luses da<span class=\"_ _0\"></span>ns les pa<span class=\"_ _0\"></span>ssifs r<span class=\"_ _0\"></span>elatif<span class=\"_ _0\"></span>s aux</div>\n<div class=\"t m0 x6 h62 ya47 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> en unit\u00e9s de c<span class=\"_ _0\"></span>ompte,<span class=\"_ _0\"></span> les variati<span class=\"_ _0\"></span>ons de la just<span class=\"_ _0\"></span>e valeur \u00e9t<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x6 h62 ya48 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es<span class=\"_ _0\"></span> en compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>. Les risq<span class=\"_ _0\"></span>u<span class=\"lsde wsfa\">es d\u2019assurance son<span class=\"_ _3\"></span>t pris </span></div>\n<div class=\"t m0 x6 h62 ya49 ffdb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> sur la base d\u2019hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 78px; width: 352px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag413": {
   "value": "\n<div class=\"t m0 x6 h7e ye19 ffe8 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le traitemen<span class=\"_ _3\"></span>t comptable des contra<span class=\"_ _3\"></span>ts de r\u00e9assurance d\u00e9pend<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 ye85 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transfe<span class=\"_ _0\"></span>rt ou non d\u2019un r<span class=\"_ _0\"></span>isque d\u2019as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span> au sein du cont<span class=\"_ _0\"></span>rat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye86 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yced ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>rats de r<span class=\"_ _0\"></span>\u00e9ass<span class=\"wse9\">u<span class=\"_ _0\"></span>rance qui t<span class=\"_ _0\"></span>ransf\u00e8re<span class=\"_ _0\"></span>nt un risq<span class=\"_ _0\"></span>ue d'assu<span class=\"_ _0\"></span>rance </span></div>\n<div class=\"t m0 x6 h62 ycee ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nt sont com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9s selo<span class=\"_ _0\"></span>n les contrats<span class=\"_ _0\"></span> d'assu<span class=\"_ _0\"></span>rance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycef ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y947 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les contrats de r\u00e9a<span class=\"_ _3\"></span>ssurance qui<span class=\"_ _3\"></span> ne transf\u00e8rent pa<span class=\"_ _3\"></span>s de risque</div>\n<div class=\"t m0 x6 h62 y948 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance si<span class=\"_ _0\"></span>gnific<span class=\"_ _0\"></span>atif sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis<span class=\"_ _0\"></span>\u00e9s selon <span class=\"_ _0\"></span>la m\u00e9th<span class=\"_ _0\"></span>ode du d<span class=\"_ _0\"></span>\u00e9p\u00f4t et</div>\n<div class=\"t m0 x6 h62 y949 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sont inclus da<span class=\"lsdc wse9\">ns les pr\u00eats ou emprunt<span class=\"_ _0\"></span>s comme act<span class=\"_ _0\"></span>ifs ou pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y94a ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers. Un act<span class=\"_ _0\"></span>if ou passif<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>r est compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9 sur la base de la</div>\n<div class=\"t m0 x6 h62 y94b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ion pay\u00e9e o<span class=\"_ _0\"></span>u re\u00e7ue, di<span class=\"_ _0\"></span>minu\u00e9e de to<span class=\"_ _0\"></span>utes prim<span class=\"_ _0\"></span>es explic<span class=\"_ _0\"></span>iteme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94c ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">identif<span class=\"_ _0\"></span>i\u00e9es ou c<span class=\"_ _0\"></span>ommis<span class=\"_ _0\"></span>sions \u00e0 c<span class=\"_ _0\"></span>onserv<span class=\"_ _0\"></span>er par l<span class=\"_ _0\"></span>e r\u00e9assu<span class=\"_ _0\"></span>r\u00e9. Les<span class=\"_ _0\"></span> mont<span class=\"lsdd wse9\">ants </span></div>\n<div class=\"t m0 x6 h62 y9a6 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">per\u00e7us o<span class=\"_ _0\"></span>u vers\u00e9<span class=\"_ _0\"></span>s en vert<span class=\"_ _0\"></span>u de ces c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme</div>\n<div class=\"t m0 x6 h62 y9a7 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9p\u00f4ts e<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>ant la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e du taux<span class=\"_ _0\"></span> effectif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a9 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les d\u00e9p\u00f4ts<span class=\"_ _3\"></span> effectu\u00e9s p<span class=\"_ _3\"></span>ar les <span class=\"_ _3\"></span>r\u00e9assureurs <span class=\"_ _3\"></span>dans le c<span class=\"_ _3\"></span>adre de co<span class=\"_ _3\"></span>ntrats de</div>\n<div class=\"t m0 x6 h62 y9aa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance c\u00e9d<span class=\"_ _0\"></span>\u00e9s qui impli<span class=\"_ _0\"></span>quent le tr<span class=\"_ _0\"></span>ansfert d\u2019<span class=\"_ _0\"></span>un risqu<span class=\"_ _0\"></span>e d\u2019ass<span class=\"lsde wsea\">urance </span></div>\n<div class=\"t m0 x6 h62 y9ab ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>dent au mont<span class=\"_ _0\"></span>ant d\u00fb \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y9ac ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ad ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ae ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs li\u00e9s \u00e0<span class=\"_ _3\"></span> des activi<span class=\"_ _3\"></span>t\u00e9s de r\u00e9ass<span class=\"_ _3\"></span>urance c\u00e9d\u00e9es<span class=\"_ _3\"></span> qui ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc02 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e8<span class=\"_ _0\"></span>rent pas un<span class=\"_ _0\"></span> risque d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e signif<span class=\"_ _0\"></span>icatif pe<span class=\"_ _0\"></span>uvent \u00eatr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yc03 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9r\u00e9s comm<span class=\"_ _3\"></span>e des passifs<span class=\"_ _3\"></span> financiers et comptabi<span class=\"_ _3\"></span>lis\u00e9s de la m\u00eame</div>\n<div class=\"t m0 x6 h62 yc04 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mani\u00e8re que le<span class=\"_ _3\"></span>s autres passifs<span class=\"_ _3\"></span> financiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 614px; height: 393px; width: 348px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForReinsuranceExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag410": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e ye4e ffe8 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Engagements d<span class=\"_ _3\"></span>e <span class=\"wsea\">retraite<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye4f ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas m<span class=\"lsdc wse9\">et en \u0153uvre une s\u00e9r<span class=\"_ _0\"></span>ie de r\u00e9gim<span class=\"_ _0\"></span>es de retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x1a h62 ye50 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> et de r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle de</div>\n<div class=\"t m0 x1a h62 ye90 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses acti<span class=\"_ _0\"></span>vit\u00e9s g<span class=\"_ _0\"></span>lobales, <span class=\"_ _0\"></span>dans le r<span class=\"_ _0\"></span>espect<span class=\"_ _0\"></span> des r\u00e9gl<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>ations loc<span class=\"_ _0\"></span>ales o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye91 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des pratique<span class=\"_ _3\"></span>s du secte<span class=\"_ _3\"></span>ur. Les r\u00e9gi<span class=\"_ _3\"></span>mes de re<span class=\"_ _3\"></span>traite son<span class=\"wsfa\">t g\u00e9<span class=\"_ _3\"></span>n\u00e9ralement </span></div>\n<div class=\"t m0 x1a h62 ye92 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financ<span class=\"_ _0\"></span>\u00e9s par des coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> vers\u00e9es \u00e0 des<span class=\"_ _0\"></span> compag<span class=\"_ _0\"></span>nies d\u2019ass<span class=\"_ _0\"></span>urance o<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 ye93 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de fiduci<span class=\"_ _0\"></span>e. Le finan<span class=\"_ _0\"></span>cement est d\u00e9<span class=\"_ _0\"></span>termi<span class=\"_ _0\"></span>n\u00e9 aux moye<span class=\"_ _0\"></span>ns de calcu<span class=\"_ _0\"></span>ls</div>\n<div class=\"t m0 x1a h62 ye94 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels p\u00e9ri<span class=\"_ _0\"></span>odiques<span class=\"_ _0\"></span>. Des actu<span class=\"_ _0\"></span>aires qua<span class=\"_ _0\"></span>lifi\u00e9s cal<span class=\"_ _0\"></span>culent les<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ye95 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s de retrait<span class=\"_ _0\"></span>e au mo<span class=\"lsde wseb\">ins une fois pa<span class=\"_ _3\"></span>r an.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ye96 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye97 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions d\u00e9finie<span class=\"_ _3\"></span>s d\u00e9signent <span class=\"_ _3\"></span>les r\u00e9gimes <span class=\"_ _3\"></span>qui as<span class=\"_ _3\"></span>surent</div>\n<div class=\"t m0 x1a h62 ye98 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">un avant<span class=\"_ _0\"></span>age de r<span class=\"_ _0\"></span>etrait<span class=\"_ _0\"></span>e pour l'<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>\u00e9 d\u00e9pend<span class=\"_ _0\"></span>ant de c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 ye99 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme l'\u00e2<span class=\"_ _0\"></span>ge et les ann<span class=\"_ _0\"></span>\u00e9es de servi<span class=\"_ _0\"></span>ce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye9a ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye9b ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 cotisat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies d\u00e9s<span class=\"_ _0\"></span>ignent les r<span class=\"_ _0\"></span>\u00e9gim<span class=\"wseb\">es<span class=\"_ _0\"></span> de retr<span class=\"_ _0\"></span>aite en </span></div>\n<div class=\"t m0 x1a h62 ye9c ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vertu des<span class=\"_ _0\"></span>quels Ag<span class=\"_ _0\"></span>eas verse d<span class=\"_ _0\"></span>es cotisat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies.<span class=\"_ _0\"></span> Toutefoi<span class=\"_ _0\"></span>s dans le</div>\n<div class=\"t m0 x1a h62 ye9d ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la norme I<span class=\"_ _3\"></span>AS<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">19, un r\u00e9gime \u00e0 cont<span class=\"_ _0\"></span>ribut<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies asso<span class=\"_ _0\"></span>rti </span></span></div>\n<div class=\"t m0 x1a h62 ye9e ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019un ren<span class=\"_ _0\"></span>dement d\u00e9<span class=\"_ _0\"></span>fini est tra<span class=\"_ _0\"></span>it\u00e9 comm<span class=\"_ _0\"></span>e un r\u00e9gime d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ye9f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies plut<span class=\"_ _0\"></span>\u00f4t qu\u2019\u00e0 co<span class=\"lsde wseb\">tisations d\u00e9finies en<span class=\"_ _3\"></span> raison du<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yea0 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rendement gar<span class=\"_ _3\"></span>anti (d\u00e9ter<span class=\"_ _3\"></span>min\u00e9 l\u00e9galemen<span class=\"_ _3\"></span>t) inclus <span class=\"_ _3\"></span>dans ces<span class=\"_ _3\"></span> r\u00e9gimes.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yea1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yea2 ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ce qui concerne<span class=\"_ _3\"></span> les r\u00e9gimes \u00e0 prest<span class=\"_ _3\"></span>ations d\u00e9finie<span class=\"_ _3\"></span>s, les frais de</div>\n<div class=\"t m0 x1a h62 yea3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et les actifs<span class=\"_ _0\"></span> ou passifs q<span class=\"_ _0\"></span>ui d\u00e9coul<span class=\"_ _0\"></span>ent du r\u00e9g<span class=\"_ _0\"></span>ime de retr<span class=\"_ _0\"></span>aite sont</div>\n<div class=\"t m0 x1a h62 yea4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estim\u00e9s s<span class=\"_ _0\"></span>elon <span class=\"wse9\">la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e des unit\u00e9s de cr<span class=\"_ _0\"></span>\u00e9dit pr<span class=\"_ _0\"></span>ojet\u00e9es.<span class=\"_ _0\"></span> Dans cett<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 yea5 ffe6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">m\u00e9thode<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x1a h62 yea6 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Chaque p\u00e9riode d\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9 donne dr<span class=\"_ _0\"></span>oit \u00e0 une unit<span class=\"_ _0\"></span>\u00e9 suppl\u00e9me<span class=\"_ _0\"></span>ntaire </span></span></div>\n<div class=\"t m0 x6a h62 yea7 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de droits<span class=\"_ _3\"></span> \u00e0 presta<span class=\"_ _3\"></span>tions et chaqu<span class=\"_ _3\"></span>e unit\u00e9 <span class=\"_ _3\"></span>est \u00e9valu\u00e9e<span class=\"_ _3\"></span> s\u00e9par\u00e9ment a<span class=\"_ _3\"></span>fin</div>\n<div class=\"t m0 x6a h62 yea8 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de constit<span class=\"_ _0\"></span>uer l\u2019obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>on totale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yea9 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse9\">Le co\u00fbt de ces prestat<span class=\"_ _0\"></span>ions est im<span class=\"_ _0\"></span>put\u00e9 au co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat afi<span class=\"_ _0\"></span>n de </span></span></div>\n<div class=\"t m0 x6a h62 yeaa ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parti<span class=\"_ _0\"></span>r les co\u00fbts d<span class=\"_ _0\"></span>u r\u00e9gime de r<span class=\"_ _0\"></span>etraite s<span class=\"_ _0\"></span>ur les p\u00e9rio<span class=\"_ _0\"></span>des d\u2019act<span class=\"_ _0\"></span>ivit\u00e9</div>\n<div class=\"t m0 x6a h62 yeab ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des empl<span class=\"_ _0\"></span>oy\u00e9s<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yeac ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wseb\">L\u2019engagement<span class=\"_ _0\"></span> du r\u00e9gi<span class=\"_ _0\"></span>me de ret<span class=\"_ _0\"></span>raite <span class=\"_ _0\"></span>est \u00e9val<span class=\"_ _0\"></span>u\u00e9 \u00e0 la v<span class=\"_ _0\"></span>aleur </span></span></div>\n<div class=\"t m0 x6a h62 yead ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuali<span class=\"_ _0\"></span>s\u00e9e des <span class=\"_ _0\"></span>d\u00e9cais<span class=\"_ _0\"></span>sements<span class=\"_ _0\"></span> estim<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>s en app<span class=\"_ _0\"></span>liquant<span class=\"_ _0\"></span> les ta<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6a h62 yeae ffe6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat d\u00e9<span class=\"_ _3\"></span>termin\u00e9s sur la base<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">des rende<span class=\"_ _3\"></span>ments de <span class=\"_ _3\"></span>march\u00e9 </span></div>\n<div class=\"t m0 x6a h62 yeaf ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019obligation<span class=\"_ _3\"></span>s de soci\u00e9t<span class=\"_ _3\"></span>\u00e9s de bonne<span class=\"_ _3\"></span> qualit\u00e9 <span class=\"_ _3\"></span>dont la du<span class=\"_ _3\"></span>r\u00e9e r\u00e9siduel<span class=\"_ _3\"></span>le</div>\n<div class=\"t m0 x6a h62 yeb0 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ond plus ou<span class=\"_ _0\"></span> moins \u00e0 la dur<span class=\"_ _0\"></span>\u00e9e de l\u2019engag<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>n questi<span class=\"_ _0\"></span>on. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb2 ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les r\u00e9\u00e9valua<span class=\"_ _3\"></span>tions, compre<span class=\"_ _3\"></span>nant les<span class=\"_ _3\"></span> gains ou<span class=\"_ _3\"></span> pertes actuar<span class=\"_ _3\"></span>iels,</div>\n<div class=\"t m0 x1a h62 yeb3 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019incid<span class=\"_ _0\"></span>ence du plaf<span class=\"_ _0\"></span>ond d\u2019act<span class=\"_ _0\"></span>ifs et le ren<span class=\"_ _0\"></span>dement des<span class=\"_ _0\"></span> actifs du p<span class=\"_ _0\"></span>lan (hors</div>\n<div class=\"t m0 x1a h62 yeb4 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">int\u00e9r\u00eat<span class=\"_ _0\"></span>s nets) s<span class=\"_ _0\"></span>ont imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent co<span class=\"_ _0\"></span>mptabili<span class=\"_ _0\"></span>s\u00e9es d<span class=\"_ _0\"></span>ans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la</div>\n<div class=\"t m0 x1a h62 ye0d ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re via les<span class=\"_ _0\"></span> Autres \u00e9l\u00e9<span class=\"_ _0\"></span>ments du r\u00e9s<span class=\"_ _0\"></span>ultat \u00e9t<span class=\"_ _0\"></span>endu dur<span class=\"_ _0\"></span>ant la</div>\n<div class=\"t m0 x1a h62 ye0e ffe6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode o\u00f9<span class=\"_ _3\"></span> elles sur<span class=\"_ _3\"></span>viennent. Les<span class=\"_ _3\"></span> r\u00e9\u00e9valua<span class=\"lsdc wse9\">tions ne sont pas re<span class=\"_ _0\"></span>class\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 ye0f ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> durant les<span class=\"_ _0\"></span> p\u00e9riodes<span class=\"_ _0\"></span> ult\u00e9rieu<span class=\"_ _0\"></span>res. L\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat net es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 ye10 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9 en appli<span class=\"_ _0\"></span>quant u<span class=\"_ _0\"></span>n taux d<span class=\"_ _0\"></span>\u2019actual<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>au pass<span class=\"_ _0\"></span>if (ou \u00e0 <span class=\"_ _0\"></span>l\u2019actif<span class=\"_ _0\"></span>) net</div>\n<div class=\"t m0 x1a h62 ye11 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9 \u00e0 la prest<span class=\"_ _0\"></span>ation d\u00e9f<span class=\"_ _0\"></span>inie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye12 ffe6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye13 ffe6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les co\u00fbt<span class=\"_ _0\"></span>s des se<span class=\"_ _0\"></span>rvices p<span class=\"_ _0\"></span>ass\u00e9s s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s en c<span class=\"_ _0\"></span>ompte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at</div>\n<div class=\"t m0 x1a h62 ye14 ffe6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 la premi\u00e8<span class=\"_ _0\"></span>re date ent<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 ye15 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">date de l<span class=\"_ _3\"></span>\u2019amendeme<span class=\"lsdc wse9\">nt ou de la restrict<span class=\"_ _0\"></span>ion du pl<span class=\"_ _0\"></span>an<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye16 ffe9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffea\"> <span class=\"_ _41\"> </span><span class=\"ffe6 lsdc wse8\">La</span><span class=\"ffe6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">date o\u00f9 Ag<span class=\"_ _0\"></span>eas compt<span class=\"_ _0\"></span>abilise l<span class=\"_ _0\"></span>es co\u00fbts de r<span class=\"_ _0\"></span>estruct<span class=\"_ _0\"></span>uration.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 786px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 237px; height: 791px; width: 350px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les actif<span class=\"_ _0\"></span>s qui so<span class=\"_ _0\"></span>utienn<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>passifs<span class=\"_ _0\"></span> de <span class=\"wse9\">ret<span class=\"_ _0\"></span>raite d\u2019un<span class=\"_ _0\"></span>e entit\u00e9, d<span class=\"_ _0\"></span>oivent </span></div>\n<div class=\"t m0 x6 h62 y8b2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9pondr<span class=\"_ _0\"></span>e \u00e0 certain<span class=\"_ _0\"></span>s crit\u00e8res<span class=\"_ _0\"></span> avant d\u2019\u00ea<span class=\"_ _0\"></span>tre class<span class=\"_ _0\"></span>\u00e9s parmi les<span class=\"_ _0\"></span> actifs de</div>\n<div class=\"t m0 x6 h62 y8b3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite adm<span class=\"_ _0\"></span>is. Ces <span class=\"_ _0\"></span>crit\u00e8r<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>nt sur l<span class=\"_ _0\"></span>e fait qu<span class=\"_ _0\"></span>e ces act<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x6 h62 y93e ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">doivent \u00eatre s\u00e9p<span class=\"_ _3\"></span>ar\u00e9s l\u00e9galement<span class=\"_ _3\"></span> d\u2019Ageas ou de ses cr\u00e9an<span class=\"_ _3\"></span>ciers. Si tel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pas l<span class=\"lsde wsfa\">e cas, les actifs seront repris sous<span class=\"_ _3\"></span> la rubrique corre<span class=\"_ _3\"></span>spondante </span></div>\n<div class=\"t m0 x6 h62 y940 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de l\u2019\u00e9tat de la<span class=\"_ _3\"></span> situation finan<span class=\"_ _3\"></span>ci\u00e8re (placemen<span class=\"_ _3\"></span>ts, immobilisat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 x6 h62 y941 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corpore<span class=\"_ _0\"></span>lles, et<span class=\"_ _0\"></span>c.). Si l<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s resp<span class=\"_ _0\"></span>ectent l<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res, ils<span class=\"_ _0\"></span> sont af<span class=\"_ _0\"></span>fect\u00e9s \u00e0</div>\n<div class=\"t m0 x6 h62 y942 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019oblig<span class=\"_ _0\"></span>ation de ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compens<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>ntr<span class=\"wseb\">e les j<span class=\"_ _0\"></span>ustes v<span class=\"_ _0\"></span>aleurs d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s de re<span class=\"_ _0\"></span>traite et<span class=\"_ _0\"></span> la </span></div>\n<div class=\"t m0 x6 h62 y945 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>ualis\u00e9<span class=\"_ _0\"></span>e des passif<span class=\"_ _0\"></span>s relat<span class=\"_ _0\"></span>ifs aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 prest<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies</div>\n<div class=\"t m0 x6 h62 y946 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">peut r\u00e9sulter en<span class=\"_ _3\"></span> un montant n\u00e9gati<span class=\"_ _3\"></span>f (un actif). Si tel es<span class=\"_ _3\"></span>t le cas, l'acti<span class=\"_ _3\"></span>f</div>\n<div class=\"t m0 x6 h62 y9ed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9 ne pe<span class=\"_ _0\"></span>ut pas d\u00e9pa<span class=\"_ _0\"></span>sser la val<span class=\"_ _0\"></span>eur actua<span class=\"_ _0\"></span>lis\u00e9e de<span class=\"ls0 ws0\"> </span>tout<span class=\"_ _0\"></span> avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y9ee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que sous for<span class=\"_ _0\"></span>me de remb<span class=\"_ _0\"></span>ourseme<span class=\"_ _0\"></span>nts du r\u00e9gi<span class=\"_ _0\"></span>me ou de</div>\n<div class=\"t m0 x6 h62 y9ef ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>ons des co<span class=\"_ _0\"></span>tisati<span class=\"_ _0\"></span>ons futur<span class=\"_ _0\"></span>es au r\u00e9gime (p<span class=\"_ _0\"></span>lafon<span class=\"_ _0\"></span>d d\u2019actifs).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les r\u00e9gim<span class=\"_ _0\"></span>es qui octro<span class=\"_ _0\"></span>ient des av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es sociaux \u00e0 lo<span class=\"_ _0\"></span>ng terme,<span class=\"_ _0\"></span> mais qui</div>\n<div class=\"t m0 x6 h62 y9f2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne sont pas de<span class=\"_ _0\"></span>s r\u00e9gimes<span class=\"_ _0\"></span> de retrait<span class=\"_ _0\"></span>e sont \u00e9va<span class=\"_ _0\"></span>lu\u00e9<span class=\"lsde wseb\">s \u00e0 la valeur<span class=\"_ _3\"></span> actuali<span class=\"_ _3\"></span>s\u00e9e </span></div>\n<div class=\"t m0 x6 h62 y9f3 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au moyen <span class=\"_ _0\"></span>de la m<span class=\"_ _0\"></span>\u00e9thode <span class=\"_ _0\"></span>des unit\u00e9<span class=\"_ _0\"></span>s de cr\u00e9<span class=\"_ _0\"></span>dit proj<span class=\"_ _0\"></span>et\u00e9es. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les cont<span class=\"_ _0\"></span>ributio<span class=\"_ _0\"></span>ns d\u2019Ag<span class=\"_ _0\"></span>eas aux<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e \u00e0 cotis<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y9f6 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont insc<span class=\"_ _0\"></span>rites au com<span class=\"_ _0\"></span>pte de r\u00e9sul<span class=\"_ _0\"></span>tat pour l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e auquel el<span class=\"_ _0\"></span>les se</div>\n<div class=\"t m0 x6 h62 y9f7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapportent, \u00e0<span class=\"_ _3\"></span> l\u2019exception<span class=\"_ _3\"></span> des r\u00e9gi<span class=\"lsdc wse9\">mes de retraite \u00e0 cot<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9f8 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">assortis d\u2019<span class=\"_ _3\"></span>un rendement<span class=\"_ _3\"></span> garanti do<span class=\"_ _3\"></span>nt le trai<span class=\"_ _3\"></span>tement compta<span class=\"_ _3\"></span>ble est le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f9 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame qu<span class=\"_ _0\"></span>e pour les<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9fini<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ad ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Autres o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons li\u00e9es aux<span class=\"_ _0\"></span> avantag<span class=\"_ _0\"></span>es post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ae ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Certaines e<span class=\"_ _3\"></span>ntreprises Ag<span class=\"_ _3\"></span>eas accordent<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e0 leurs employ<span class=\"_ _0\"></span>\u00e9s retrai<span class=\"_ _0\"></span>t\u00e9s des </span></span></div>\n<div class=\"t m0 x6 h62 yc02 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ges de post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">retraite c<span class=\"_ _0\"></span>omme de<span class=\"_ _0\"></span>s pr\u00eats \u00e0 t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat <span class=\"_ _0\"></span>pr\u00e9f\u00e9re<span class=\"_ _0\"></span>ntiel </span></span></div>\n<div class=\"t m0 x6 h62 yc03 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une assu<span class=\"_ _0\"></span>rance soins<span class=\"_ _0\"></span> de sant\u00e9. L<span class=\"_ _0\"></span>e droit \u00e0 ces av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s est en</div>\n<div class=\"t m0 x6 h62 yc04 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span> octroy\u00e9 <span class=\"_ _0\"></span>aux em<span class=\"_ _0\"></span>ploy\u00e9s q<span class=\"_ _0\"></span>ui rest<span class=\"_ _0\"></span>ent en se<span class=\"_ _0\"></span>rvice j<span class=\"_ _0\"></span>usqu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019\u00e2ge de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 yc05 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e et ont attei<span class=\"_ _0\"></span>nt une anci<span class=\"_ _0\"></span>ennet\u00e9 mi<span class=\"_ _0\"></span>nimale. Le<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> attendus</div>\n<div class=\"t m0 x6 h62 yc06 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engendr\u00e9s p<span class=\"_ _3\"></span>ar l\u2019octroi<span class=\"_ _3\"></span> de ces <span class=\"_ _3\"></span>avantages s\u2019ac<span class=\"_ _3\"></span>cumulent sur <span class=\"_ _3\"></span>la p\u00e9riode<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya45 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019empl<span class=\"_ _0\"></span>oi selon une<span class=\"_ _0\"></span> m\u00e9thode si<span class=\"_ _0\"></span>milaire \u00e0 cel<span class=\"_ _0\"></span>le appliq<span class=\"_ _0\"></span>u\u00e9e aux pla<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 ya46 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies. La val<span class=\"_ _0\"></span>eur de ces obli<span class=\"_ _0\"></span>gation<span class=\"_ _0\"></span>s est</div>\n<div class=\"t m0 x6 h62 ya47 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>n\u00e9e par de<span class=\"_ _0\"></span>s calculs act<span class=\"_ _0\"></span>uariel<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7e y95e ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Options s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9rat<span class=\"_ _0\"></span>ion en act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des optio<span class=\"_ _0\"></span>ns sur acti<span class=\"_ _0\"></span>ons et des act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restreint<span class=\"_ _0\"></span>e, qu'il</div>\n<div class=\"t m0 x6 h62 y960 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'agiss<span class=\"_ _0\"></span>e de plans r<span class=\"_ _0\"></span>\u00e9gl\u00e9s en act<span class=\"_ _0\"></span>ions ou en esp<span class=\"_ _0\"></span>\u00e8ces, so<span class=\"_ _0\"></span>nt octroy\u00e9<span class=\"_ _0\"></span>es aux</div>\n<div class=\"t m0 x6 h62 y961 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs et a<span class=\"lsde wsfa\">ux employ\u00e9s pour servic<span class=\"_ _3\"></span>es re\u00e7us. La juste<span class=\"_ _3\"></span> valeur </span></div>\n<div class=\"t m0 x6 h62 y962 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des servic<span class=\"_ _0\"></span>es re\u00e7us<span class=\"_ _0\"></span> est \u00e9tabli<span class=\"_ _0\"></span>e par rapport<span class=\"_ _0\"></span> \u00e0 la juste val<span class=\"_ _0\"></span>eur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y963 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur actio<span class=\"_ _0\"></span>ns et des actio<span class=\"_ _0\"></span>ns \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 rest<span class=\"_ _0\"></span>reinte ac<span class=\"_ _0\"></span>cord\u00e9e<span class=\"_ _0\"></span>s. Les char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 y964 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des optio<span class=\"_ _0\"></span>ns sur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9r<span class=\"_ _0\"></span>ation en ac<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">sont </span></div>\n<div class=\"t m0 x6 h62 y965 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s \u00e0 la date d\u2019att<span class=\"_ _0\"></span>ributi<span class=\"_ _0\"></span>on sur la bas<span class=\"_ _0\"></span>e de la juste va<span class=\"_ _0\"></span>leur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y966 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des acti<span class=\"_ _0\"></span>ons \u00e0 cessibi<span class=\"_ _0\"></span>lit\u00e9 rest<span class=\"_ _0\"></span>reinte et<span class=\"_ _0\"></span> sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en compte d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y967 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, soit i<span class=\"_ _0\"></span>mm\u00e9di<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019attri<span class=\"_ _0\"></span>butio<span class=\"_ _0\"></span>n s\u2019il n\u2019y<span class=\"_ _0\"></span> a pas de</div>\n<div class=\"t m0 x6 h62 y968 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u2019acquis<span class=\"_ _0\"></span>ition des d<span class=\"_ _0\"></span>r<span class=\"lsde wsfa\">oits, soit prorata<span class=\"_ _3\"></span> temporis sur la p\u00e9r<span class=\"_ _3\"></span>iode </span></div>\n<div class=\"t m0 x6 h62 y969 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s options et<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns \u00e0 cessibil<span class=\"_ _0\"></span>it\u00e9 rest<span class=\"_ _0\"></span>reinte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96a ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96b ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plan<span class=\"_ _0\"></span>s r\u00e9gl\u00e9s<span class=\"_ _0\"></span> en inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y96c ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme une augmentat<span class=\"_ _3\"></span>ion des capitaux pr<span class=\"_ _3\"></span>opres et sont r\u00e9\u00e9v<span class=\"_ _3\"></span>alu\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y96d ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le nombre d'<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s jusqu'\u00e0 ce qu<span class=\"_ _0\"></span>e les condit<span class=\"_ _0\"></span>ions d'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion des dr<span class=\"_ _0\"></span>oits</div>\n<div class=\"t m0 x6 h62 y96e ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soient re<span class=\"_ _0\"></span>mplies.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y970 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plans r\u00e9gl\u00e9<span class=\"_ _3\"></span>s en esp\u00e8ces sont<span class=\"_ _3\"></span> comptabilis\u00e9s comm<span class=\"_ _3\"></span>e une</div>\n<div class=\"t m0 x6 h62 y971 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ation du pas<span class=\"_ _0\"></span>sif et sont r<span class=\"_ _0\"></span>\u00e9\u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la fois pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y972 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">nombr<span class=\"_ _0\"></span>e d'acti<span class=\"_ _0\"></span>ons jusqu'<span class=\"_ _0\"></span>\u00e0 ce qu<span class=\"_ _0\"></span>e les con<span class=\"_ _0\"></span>ditions <span class=\"_ _0\"></span>d'ac<span class=\"lsde\">quisition des </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y973 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits soi<span class=\"_ _0\"></span>ent rem<span class=\"_ _0\"></span>plies<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y974 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">variation</span> <span class=\"lsdc wse9\">de la juste valeur des<span class=\"_ _0\"></span> actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y975 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les charges r\u00e9\u00e9<span class=\"_ _3\"></span>valu\u00e9es sont comp<span class=\"_ _3\"></span>tabilis\u00e9es dans<span class=\"_ _3\"></span> le compte de r\u00e9sulta<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yae7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant la <span class=\"_ _3\"></span>p\u00e9riode d'a<span class=\"_ _3\"></span>cquisition de<span class=\"_ _3\"></span>s droits.<span class=\"_ _3\"></span> Les charges<span class=\"_ _3\"></span> li\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 yae8 ffeb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'exerci<span class=\"lsdc wseb\">ce en cours<span class=\"_ _0\"></span> et aux ex<span class=\"_ _0\"></span>ercices<span class=\"_ _0\"></span> ant\u00e9r<span class=\"_ _0\"></span>ieurs so<span class=\"_ _0\"></span>nt direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaea ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La just<span class=\"_ _0\"></span>e valeur d<span class=\"_ _0\"></span>es opti<span class=\"_ _0\"></span>ons sur ac<span class=\"_ _0\"></span>tions<span class=\"_ _0\"></span> se calc<span class=\"_ _0\"></span>ule d\u2019apr<span class=\"_ _0\"></span>\u00e8s un mo<span class=\"_ _0\"></span>d\u00e8le</div>\n<div class=\"t m0 x1a h62 ya5e ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019\u00e9valuation<span class=\"_ _3\"></span> des option<span class=\"_ _3\"></span>s qui prend<span class=\"_ _3\"></span> en comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5f ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">cours de l\u2019a<span class=\"_ _0\"></span>ction \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019octr<span class=\"_ _0\"></span>oi<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">prix d<span class=\"_ _3\"></span>'exer<span class=\"_ _3\"></span>cice</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ya61 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">dur\u00e9e pr\u00e9v<span class=\"_ _0\"></span>ue de l\u2019opt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">volati<span class=\"_ _0\"></span>lit\u00e9 atten<span class=\"_ _0\"></span>due de l\u2019act<span class=\"_ _0\"></span>if sous<span class=\"ls0 ws0\">-</span>jac<span class=\"_ _0\"></span>ent et les div<span class=\"_ _0\"></span>idendes </span></span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffeb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9vus<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yaeb ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">taux</span> <span class=\"lsdc wse9\">d\u2019int\u00e9r\u00eat sa<span class=\"_ _0\"></span>ns risque s<span class=\"_ _0\"></span>ur la dur\u00e9e de v<span class=\"_ _0\"></span>ie pr\u00e9vue d<span class=\"_ _0\"></span>e l\u2019option.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 835px; height: 262px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 309px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yaec ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaed ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e les optio<span class=\"_ _0\"></span>ns sont exer<span class=\"_ _0\"></span>c\u00e9es et de no<span class=\"_ _0\"></span>uvelles<span class=\"_ _0\"></span> actions \u00e9m<span class=\"_ _0\"></span>ises, le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 yaee ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recettes<span class=\"_ _0\"></span>, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des \u00e9vent<span class=\"_ _0\"></span>uels frais d<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion, sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yaef ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cr\u00e9dit<span class=\"_ _0\"></span>\u00e9es au ca<span class=\"_ _0\"></span>pital s<span class=\"_ _0\"></span>ocial (va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale) <span class=\"_ _0\"></span>et l\u2019exc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde\">dent est enregi<span class=\"_ _3\"></span>str\u00e9 </span></div>\n<div class=\"t m0 x1a h62 yaf0 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comme prime<span class=\"_ _3\"></span> d\u2019\u00e9mission. D<span class=\"_ _3\"></span>ans le c<span class=\"_ _3\"></span>as o\u00f9 des<span class=\"_ _3\"></span> actions propre<span class=\"_ _3\"></span>s sont</div>\n<div class=\"t m0 x1a h62 yaf1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9es \u00e0 cette fi<span class=\"_ _0\"></span>n, elles ser<span class=\"_ _0\"></span>ont \u00e9lim<span class=\"_ _0\"></span>in\u00e9es du post<span class=\"_ _0\"></span>e Action<span class=\"_ _0\"></span>s propres<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y989 ffed fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Droits de<span class=\"_ _3\"></span>s employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les droits des<span class=\"_ _3\"></span> employ\u00e9s aux vacan<span class=\"_ _3\"></span>ces annuelles et au<span class=\"_ _3\"></span>x cong\u00e9s</div>\n<div class=\"t m0 x1a h62 y98b ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 so<span class=\"_ _0\"></span>nt compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> lorsque les m<span class=\"_ _0\"></span>ontants<span class=\"_ _0\"></span> en question</div>\n<div class=\"t m0 x1a h62 y98c ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> \u00eatre ve<span class=\"_ _0\"></span>rs\u00e9s au<span class=\"_ _0\"></span>x employ<span class=\"_ _0\"></span>\u00e9s. Une p<span class=\"_ _0\"></span>rovisi<span class=\"_ _0\"></span>on est c<span class=\"_ _0\"></span>onstit<span class=\"_ _0\"></span>u\u00e9e afin <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 ya64 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrir l<span class=\"_ _0\"></span>\u2019oblig<span class=\"_ _0\"></span>ation es<span class=\"_ _0\"></span>tim\u00e9e p<span class=\"_ _0\"></span>our les v<span class=\"_ _0\"></span>acance<span class=\"_ _0\"></span>s annue<span class=\"_ _0\"></span>lles et l<span class=\"_ _0\"></span>es cong\u00e9<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 ya65 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ancie<span class=\"_ _0\"></span>nnet\u00e9 e<span class=\"_ _0\"></span>n contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>e des serv<span class=\"_ _0\"></span>ices p<span class=\"_ _0\"></span>rest\u00e9s p<span class=\"_ _0\"></span>ar les em<span class=\"_ _0\"></span>ploy\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ya66 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">j<span class=\"lsdc wseb\">usqu\u2019\u00e0 la d<span class=\"_ _0\"></span>ate de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yb11 ffeb fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.14<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Provisions<span class=\"_ _0\"></span> et \u00e9vent<span class=\"_ _0\"></span>ualit\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n\n<div class=\"t m0 x1a h7e yeaa ffed fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeab ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Passif do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> et l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce ne sont p<span class=\"_ _0\"></span>as encor<span class=\"_ _0\"></span>e connus av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x1a h62 yeac ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certitu<span class=\"_ _0\"></span>de. Des prov<span class=\"_ _0\"></span>isions s<span class=\"_ _0\"></span>ont constit<span class=\"_ _0\"></span>u\u00e9es s'<span class=\"_ _0\"></span>il existe un<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yead ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e (l\u00e9gale ou <span class=\"wseb\">i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e) de tr<span class=\"_ _0\"></span>ansf\u00e9re<span class=\"_ _0\"></span>r des av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s \u00e9conomi<span class=\"_ _0\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 yeae ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie,<span class=\"_ _0\"></span> r\u00e9sulta<span class=\"_ _0\"></span>nt d'un \u00e9v\u00e9n<span class=\"_ _0\"></span>ement pass<span class=\"_ _0\"></span>\u00e9 et si une</div>\n<div class=\"t m0 x1a h62 yeaf ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on fia<span class=\"_ _0\"></span>ble peut<span class=\"_ _0\"></span> \u00eatre r\u00e9<span class=\"_ _0\"></span>alis\u00e9e \u00e0 <span class=\"_ _0\"></span>la date <span class=\"_ _0\"></span>de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 yeb0 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re. De<span class=\"_ _3\"></span>s provisions son<span class=\"_ _3\"></span>t \u00e9tablies pour<span class=\"_ _3\"></span> certains contr<span class=\"lsdc wseb\">ats de </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e en vertu d<span class=\"_ _0\"></span>esquels A<span class=\"_ _0\"></span>geas est ten<span class=\"_ _0\"></span>u de payer en c<span class=\"_ _0\"></span>as de d\u00e9faut d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yeb2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nt. Les prov<span class=\"_ _0\"></span>isions so<span class=\"_ _0\"></span>nt estim<span class=\"_ _0\"></span>\u00e9es \u00e0 la lumi\u00e8r<span class=\"_ _0\"></span>e des fact<span class=\"_ _0\"></span>eurs et</div>\n<div class=\"t m0 x1a h62 yeb3 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions pert<span class=\"_ _0\"></span>inent<span class=\"_ _0\"></span>s connus \u00e0 la d<span class=\"_ _0\"></span>ate de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yeb4 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span>et sont ha<span class=\"_ _3\"></span>bituellement<span class=\"_ _3\"></span> actualis\u00e9<span class=\"lsdc wse9\">s au taux sans risq<span class=\"_ _0\"></span>ue.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 394px; height: 168px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 58px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 771px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 897px; width: 351px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag406": {
   "value": "\n<div class=\"t m0 x6 h7e y95e ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Options s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9rat<span class=\"_ _0\"></span>ion en act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95f ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des optio<span class=\"_ _0\"></span>ns sur acti<span class=\"_ _0\"></span>ons et des act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restreint<span class=\"_ _0\"></span>e, qu'il</div>\n<div class=\"t m0 x6 h62 y960 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s'agiss<span class=\"_ _0\"></span>e de plans r<span class=\"_ _0\"></span>\u00e9gl\u00e9s en act<span class=\"_ _0\"></span>ions ou en esp<span class=\"_ _0\"></span>\u00e8ces, so<span class=\"_ _0\"></span>nt octroy\u00e9<span class=\"_ _0\"></span>es aux</div>\n<div class=\"t m0 x6 h62 y961 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs et a<span class=\"lsde wsfa\">ux employ\u00e9s pour servic<span class=\"_ _3\"></span>es re\u00e7us. La juste<span class=\"_ _3\"></span> valeur </span></div>\n<div class=\"t m0 x6 h62 y962 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des servic<span class=\"_ _0\"></span>es re\u00e7us<span class=\"_ _0\"></span> est \u00e9tabli<span class=\"_ _0\"></span>e par rapport<span class=\"_ _0\"></span> \u00e0 la juste val<span class=\"_ _0\"></span>eur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y963 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur actio<span class=\"_ _0\"></span>ns et des actio<span class=\"_ _0\"></span>ns \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 rest<span class=\"_ _0\"></span>reinte ac<span class=\"_ _0\"></span>cord\u00e9e<span class=\"_ _0\"></span>s. Les char<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x6 h62 y964 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des optio<span class=\"_ _0\"></span>ns sur actio<span class=\"_ _0\"></span>ns et plans de r<span class=\"_ _0\"></span>\u00e9mun\u00e9r<span class=\"_ _0\"></span>ation en ac<span class=\"_ _0\"></span>tions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">sont </span></div>\n<div class=\"t m0 x6 h62 y965 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e<span class=\"_ _0\"></span>s \u00e0 la date d\u2019att<span class=\"_ _0\"></span>ributi<span class=\"_ _0\"></span>on sur la bas<span class=\"_ _0\"></span>e de la juste va<span class=\"_ _0\"></span>leur des opt<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y966 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et des acti<span class=\"_ _0\"></span>ons \u00e0 cessibi<span class=\"_ _0\"></span>lit\u00e9 rest<span class=\"_ _0\"></span>reinte et<span class=\"_ _0\"></span> sont compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en compte d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y967 ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, soit i<span class=\"_ _0\"></span>mm\u00e9di<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019attri<span class=\"_ _0\"></span>butio<span class=\"_ _0\"></span>n s\u2019il n\u2019y<span class=\"_ _0\"></span> a pas de</div>\n<div class=\"t m0 x6 h62 y968 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9riod<span class=\"_ _0\"></span>e d\u2019acquis<span class=\"_ _0\"></span>ition des d<span class=\"_ _0\"></span>r<span class=\"lsde wsfa\">oits, soit prorata<span class=\"_ _3\"></span> temporis sur la p\u00e9r<span class=\"_ _3\"></span>iode </span></div>\n<div class=\"t m0 x6 h62 y969 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acquis<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s options et<span class=\"_ _0\"></span> des actio<span class=\"_ _0\"></span>ns \u00e0 cessibil<span class=\"_ _0\"></span>it\u00e9 rest<span class=\"_ _0\"></span>reinte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96a ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y96b ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plan<span class=\"_ _0\"></span>s r\u00e9gl\u00e9s<span class=\"_ _0\"></span> en inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> de cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres s<span class=\"_ _0\"></span>ont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y96c ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme une augmentat<span class=\"_ _3\"></span>ion des capitaux pr<span class=\"_ _3\"></span>opres et sont r\u00e9\u00e9v<span class=\"_ _3\"></span>alu\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y96d ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le nombre d'<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>s jusqu'\u00e0 ce qu<span class=\"_ _0\"></span>e les condit<span class=\"_ _0\"></span>ions d'ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion des dr<span class=\"_ _0\"></span>oits</div>\n<div class=\"t m0 x6 h62 y96e ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soient re<span class=\"_ _0\"></span>mplies.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y970 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les plans r\u00e9gl\u00e9<span class=\"_ _3\"></span>s en esp\u00e8ces sont<span class=\"_ _3\"></span> comptabilis\u00e9s comm<span class=\"_ _3\"></span>e une</div>\n<div class=\"t m0 x6 h62 y971 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ation du pas<span class=\"_ _0\"></span>sif et sont r<span class=\"_ _0\"></span>\u00e9\u00e9valu\u00e9<span class=\"_ _0\"></span>s \u00e0 la fois pou<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y972 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">nombr<span class=\"_ _0\"></span>e d'acti<span class=\"_ _0\"></span>ons jusqu'<span class=\"_ _0\"></span>\u00e0 ce qu<span class=\"_ _0\"></span>e les con<span class=\"_ _0\"></span>ditions <span class=\"_ _0\"></span>d'ac<span class=\"lsde\">quisition des </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y973 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits soi<span class=\"_ _0\"></span>ent rem<span class=\"_ _0\"></span>plies<span class=\"ls0 ws0\"> ; </span><span class=\"wse8\">et<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y974 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">variation</span> <span class=\"lsdc wse9\">de la juste valeur des<span class=\"_ _0\"></span> actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y975 ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yc08 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les charges r\u00e9\u00e9<span class=\"_ _3\"></span>valu\u00e9es sont comp<span class=\"_ _3\"></span>tabilis\u00e9es dans<span class=\"_ _3\"></span> le compte de r\u00e9sulta<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yae7 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant la <span class=\"_ _3\"></span>p\u00e9riode d'a<span class=\"_ _3\"></span>cquisition de<span class=\"_ _3\"></span>s droits.<span class=\"_ _3\"></span> Les charges<span class=\"_ _3\"></span> li\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 yae8 ffeb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l'exerci<span class=\"lsdc wseb\">ce en cours<span class=\"_ _0\"></span> et aux ex<span class=\"_ _0\"></span>ercices<span class=\"_ _0\"></span> ant\u00e9r<span class=\"_ _0\"></span>ieurs so<span class=\"_ _0\"></span>nt direc<span class=\"_ _0\"></span>tement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 yae9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es e<span class=\"_ _0\"></span>n compte de<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yaea ffeb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya5d ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La just<span class=\"_ _0\"></span>e valeur d<span class=\"_ _0\"></span>es opti<span class=\"_ _0\"></span>ons sur ac<span class=\"_ _0\"></span>tions<span class=\"_ _0\"></span> se calc<span class=\"_ _0\"></span>ule d\u2019apr<span class=\"_ _0\"></span>\u00e8s un mo<span class=\"_ _0\"></span>d\u00e8le</div>\n<div class=\"t m0 x1a h62 ya5e ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019\u00e9valuation<span class=\"_ _3\"></span> des option<span class=\"_ _3\"></span>s qui prend<span class=\"_ _3\"></span> en comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 ya5f ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">cours de l\u2019a<span class=\"_ _0\"></span>ction \u00e0 la dat<span class=\"_ _0\"></span>e d\u2019octr<span class=\"_ _0\"></span>oi<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya60 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">prix d<span class=\"_ _3\"></span>'exer<span class=\"_ _3\"></span>cice</span> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x1a h62 ya61 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">dur\u00e9e pr\u00e9v<span class=\"_ _0\"></span>ue de l\u2019opt<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ya62 ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">La</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">volati<span class=\"_ _0\"></span>lit\u00e9 atten<span class=\"_ _0\"></span>due de l\u2019act<span class=\"_ _0\"></span>if sous<span class=\"ls0 ws0\">-</span>jac<span class=\"_ _0\"></span>ent et les div<span class=\"_ _0\"></span>idendes </span></span></span></div>\n<div class=\"t m0 x6a h62 ya63 ffeb fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9vus<span class=\"ls0 ws0\"> ; <span class=\"lsf0 ws104\">et </span> </span></div>\n<div class=\"t m0 x1a h62 yaeb ffee fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ffef\"> <span class=\"_ _41\"> </span><span class=\"ffeb lsdc wse8\">Le</span><span class=\"ffeb\"> <span class=\"_ _3\"></span><span class=\"lsde wsea\">taux</span> <span class=\"lsdc wse9\">d\u2019int\u00e9r\u00eat sa<span class=\"_ _0\"></span>ns risque s<span class=\"_ _0\"></span>ur la dur\u00e9e de v<span class=\"_ _0\"></span>ie pr\u00e9vue d<span class=\"_ _0\"></span>e l\u2019option.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 835px; height: 262px; width: 351px; z-index: 6;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 205px; height: 309px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForSharebasedPaymentTransactionsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag408": {
   "value": "\n<div class=\"t m0 x1a h7e yeaa ffed fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Provisi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeab ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Passif do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> et l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce ne sont p<span class=\"_ _0\"></span>as encor<span class=\"_ _0\"></span>e connus av<span class=\"_ _0\"></span>ec</div>\n<div class=\"t m0 x1a h62 yeac ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certitu<span class=\"_ _0\"></span>de. Des prov<span class=\"_ _0\"></span>isions s<span class=\"_ _0\"></span>ont constit<span class=\"_ _0\"></span>u\u00e9es s'<span class=\"_ _0\"></span>il existe un<span class=\"_ _0\"></span>e obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yead ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e (l\u00e9gale ou <span class=\"wseb\">i<span class=\"_ _0\"></span>mplicit<span class=\"_ _0\"></span>e) de tr<span class=\"_ _0\"></span>ansf\u00e9re<span class=\"_ _0\"></span>r des av<span class=\"_ _0\"></span>antage<span class=\"_ _0\"></span>s \u00e9conomi<span class=\"_ _0\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 yeae ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie,<span class=\"_ _0\"></span> r\u00e9sulta<span class=\"_ _0\"></span>nt d'un \u00e9v\u00e9n<span class=\"_ _0\"></span>ement pass<span class=\"_ _0\"></span>\u00e9 et si une</div>\n<div class=\"t m0 x1a h62 yeaf ffeb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">estimati<span class=\"_ _0\"></span>on fia<span class=\"_ _0\"></span>ble peut<span class=\"_ _0\"></span> \u00eatre r\u00e9<span class=\"_ _0\"></span>alis\u00e9e \u00e0 <span class=\"_ _0\"></span>la date <span class=\"_ _0\"></span>de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la s<span class=\"_ _0\"></span>ituatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 yeb0 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re. De<span class=\"_ _3\"></span>s provisions son<span class=\"_ _3\"></span>t \u00e9tablies pour<span class=\"_ _3\"></span> certains contr<span class=\"lsdc wseb\">ats de </span></div>\n<div class=\"t m0 x1a h62 yeb1 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>e en vertu d<span class=\"_ _0\"></span>esquels A<span class=\"_ _0\"></span>geas est ten<span class=\"_ _0\"></span>u de payer en c<span class=\"_ _0\"></span>as de d\u00e9faut d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yeb2 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nt. Les prov<span class=\"_ _0\"></span>isions so<span class=\"_ _0\"></span>nt estim<span class=\"_ _0\"></span>\u00e9es \u00e0 la lumi\u00e8r<span class=\"_ _0\"></span>e des fact<span class=\"_ _0\"></span>eurs et</div>\n<div class=\"t m0 x1a h62 yeb3 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions pert<span class=\"_ _0\"></span>inent<span class=\"_ _0\"></span>s connus \u00e0 la d<span class=\"_ _0\"></span>ate de l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yeb4 ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8re <span class=\"_ _3\"></span>et sont ha<span class=\"_ _3\"></span>bituellement<span class=\"_ _3\"></span> actualis\u00e9<span class=\"lsdc wse9\">s au taux sans risq<span class=\"_ _0\"></span>ue.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 394px; height: 168px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag399": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 58px; width: 351px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Engagemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">hors bilan</div>\n<div class=\"t m0 x6 h75 y1a2b ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Les engagements hors bilan re\u00e7us</div>\n<div class=\"t m0 x6 h75 y1a2c ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">et donn\u00e9s se pr\u00e9sentent comme</div>\n<div class=\"t m0 x6 h75 y1a2d ff35b fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c63 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c64 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 720px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Engagements re\u00e7us<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Lignes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff359 fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Suret<span class=\"_ _3\"></span>\u00e9s et g<span class=\"_ _3\"></span>arant<span class=\"_ _3\"></span>ies re\u00e7<span class=\"_ _3\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Autres droits hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 687px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff35d fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total<span class=\"_ _3\"></span> re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Engagements donn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, lettres de cr\u00e9dit<span class=\"_ _0\"></span> financi\u00e8res et lettres de <span class=\"_ _0\"></span>cr\u00e9dit de bonne fin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Lignes de cr\u00e9dit dispon<span class=\"_ _0\"></span>ibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Suret\u00e9s et garanties donn\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s et cr<span class=\"_ _3\"></span>\u00e9ances c<span class=\"_ _3\"></span>onfi\u00e9<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 637px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 637px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Droits et engagements en cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Engagements immobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Autres engagements hors bilan<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff35d fs45 fce sc0 lsed ws106\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Total donn\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y206d ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206e ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206f ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majeur<span class=\"_ _0\"></span>e partie de<span class=\"_ _0\"></span>s engage<span class=\"_ _0\"></span>ments re\u00e7<span class=\"_ _0\"></span>us consis<span class=\"_ _0\"></span>te en des s\u00fb<span class=\"_ _0\"></span>ret\u00e9s et gar<span class=\"_ _0\"></span>anties r<span class=\"_ _0\"></span>e\u00e7ues sur de<span class=\"_ _0\"></span>s pr\u00eats</div>\n<div class=\"t m0 x21b h62 y2070 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e9caires r\u00e9<span class=\"_ _0\"></span>sident<span class=\"_ _0\"></span>iels et, dans<span class=\"_ _0\"></span> une moindr<span class=\"_ _0\"></span>e mesur<span class=\"_ _0\"></span>e, sur des pr\u00eat<span class=\"_ _0\"></span>s \u00e0 des assur<span class=\"_ _0\"></span>\u00e9s ou des pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y2071 ff359 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">commerciaux. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2072 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2073 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les autres<span class=\"_ _3\"></span> engagements<span class=\"_ _3\"></span> hors bilan<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cemb<span class=\"lsdc wse9\">re 2022 incl<span class=\"_ _0\"></span>uent EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">250 millions<span class=\"_ _0\"></span> d\u2019offres<span class=\"_ _0\"></span> de </span></span></span></div>\n<div class=\"t m0 x21b h62 y2074 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit en<span class=\"_ _3\"></span> attente (31<span class=\"_ _3\"></span> d\u00e9cembre 2<span class=\"_ _3\"></span>021<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsdc wse9\">521 millions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x21b h62 y2075 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2076 ff359 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9cembre 2021,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Ageas SA/<span class=\"_ _0\"></span>NV a conclu deux<span class=\"_ _0\"></span> facilit<span class=\"_ _0\"></span>\u00e9s de cr\u00e9dit r<span class=\"_ _0\"></span>enouve<span class=\"_ _0\"></span>lables<span class=\"_ _0\"></span>, EUR 250 mi<span class=\"_ _0\"></span>llions </span></span></div>\n<div class=\"t m0 x21b h62 y2077 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'une dur<span class=\"_ _0\"></span>\u00e9e de 3 ans et<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsde wsfa\">250 millions d<span class=\"_ _3\"></span>'une dur\u00e9e de </span></span>5 ans, chacune av<span class=\"_ _0\"></span>ec la poss<span class=\"_ _0\"></span>ibilit\u00e9 de</div>\n<div class=\"t m0 x21b h62 y2078 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prolon<span class=\"_ _0\"></span>ger d'un an l<span class=\"_ _0\"></span>a date d\u2019expi<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n. Ceci est in<span class=\"_ _0\"></span>clus dans<span class=\"_ _0\"></span> la rubriq<span class=\"_ _0\"></span>ue \u00ab lignes de cr<span class=\"_ _0\"></span>\u00e9dit re\u00e7u<span class=\"_ _0\"></span>es \u00bb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 379px; height: 582px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 379px; height: 582px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">\u00e9ve<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>t<span class=\"_ _51\"></span>u<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 x6 h7d yf8f ff3c2 fs50 fce sc0 ls10b ws12e\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff3c2 fs50 fce sc0 lsfd ws119\" style=\"z-index: 15;\">Passifs <span class=\"_ _3\"></span>\u00e9ventuels relatifs <span class=\"_ _3\"></span>aux</div>\n<div class=\"t m0 x6 h7d yf91 ff3c2 fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">proc\u00e9dures judiciaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 yf92 ff3c3 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">A l\u2019instar de tout groupe financier,</div>\n<div class=\"t m0 x6 h75 yf93 ff3c3 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">le <span class=\"lsf6 ws110\">groupe Ageas est impliqu\u00e9, en </span></div>\n<div class=\"t m0 x6 h75 yf94 ff3c3 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">tant que partie d\u00e9fender<span class=\"_ _3\"></span>esse, dans</div>\n<div class=\"t m0 x6 h75 yf95 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">une s\u00e9rie d\u2019action<span class=\"_ _0\"></span>s, de litiges et de</div>\n<div class=\"t m0 x6 h75 yf96 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">proc\u00e9dures judiciaires d\u00e9<span class=\"_ _0\"></span>coulant du</div>\n<div class=\"t m0 x6 h75 yf97 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cours normal de ses act<span class=\"_ _0\"></span>ivit\u00e9s.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x6 h62 y2176 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2177 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Par aill<span class=\"_ _0\"></span>eurs, \u00e0 l<span class=\"_ _0\"></span>a suite <span class=\"_ _0\"></span>des \u00e9v\u00e9n<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> et des f<span class=\"_ _0\"></span>aits inte<span class=\"_ _0\"></span>rvenus <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de<span class=\"_ _0\"></span> l\u2019a<span class=\"lsde\">ncien groupe </span></div>\n<div class=\"t m0 x21b h62 y2178 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Fortis ent<span class=\"_ _0\"></span>re mai 2007 et<span class=\"_ _0\"></span> octobr<span class=\"_ _0\"></span>e 2008 (l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion d'\u00e9l\u00e9<span class=\"_ _0\"></span>ments d'A<span class=\"_ _0\"></span>BN AMRO et l\u2019<span class=\"_ _0\"></span>augment<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x21b h62 y2179 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">capital en sept<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">octobre 200<span class=\"_ _0\"></span>7, l\u2019anno<span class=\"_ _0\"></span>nce du plan d<span class=\"_ _0\"></span>e solvabil<span class=\"_ _0\"></span>it\u00e9 en juin<span class=\"_ _0\"></span> 2008, la cessi<span class=\"_ _0\"></span>on des </span></span></div>\n<div class=\"t m0 x21b h62 y217a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s bancai<span class=\"_ _0\"></span>res et des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>aises<span class=\"ls0 ws0\"> </span>d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en septemb<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">octobre 2008)<span class=\"_ _3\"></span>, Ageas </span></span></div>\n<div class=\"t m0 x21b h62 y217b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est impli<span class=\"_ _0\"></span>qu\u00e9 dans un c<span class=\"_ _0\"></span>ertain n<span class=\"_ _0\"></span>ombre d'act<span class=\"_ _0\"></span>ions en jus<span class=\"_ _0\"></span>tice. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y217c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y217d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 mars 201<span class=\"_ _0\"></span>6, Ageas a co<span class=\"_ _0\"></span>nvenu d'<span class=\"_ _0\"></span>un r\u00e8gleme<span class=\"_ _0\"></span>nt pour<span class=\"_ _0\"></span> un montant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"_ _3\"></span></span>millia<span class=\"_ _0\"></span>rd avec</div>\n<div class=\"t m0 x21b h62 y217e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">plusieurs organ<span class=\"_ _3\"></span>isations de pla<span class=\"_ _3\"></span>ignants, repr\u00e9s<span class=\"_ _3\"></span>entatives d'une<span class=\"_ _3\"></span> <span class=\"wseb\">s\u00e9rie d'actionna<span class=\"_ _3\"></span>ires dans pl<span class=\"_ _3\"></span>usieurs </span></div>\n<div class=\"t m0 x21b h62 y217f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ures coll<span class=\"_ _0\"></span>ectives d<span class=\"_ _0\"></span>evant les t<span class=\"_ _0\"></span>ribunaux<span class=\"_ _0\"></span> belges et<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>ais. Le 23 mai 2<span class=\"_ _0\"></span>016, les pa<span class=\"_ _0\"></span>rties au</div>\n<div class=\"t m0 x21b h62 y2180 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e8glement,<span class=\"_ _3\"></span> c'est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire Ageas, D<span class=\"_ _0\"></span>eminor, St<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g FortisEf<span class=\"_ _0\"></span>fect, St<span class=\"_ _0\"></span>ichting I<span class=\"_ _0\"></span>nvesto<span class=\"_ _0\"></span>r Claims Ag<span class=\"_ _0\"></span>ainst </span></span></div>\n<div class=\"t m0 x21b h62 y2181 ff3c0 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Fortis, VEB et Stichting<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">FORset<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span> ont demand<span class=\"_ _0\"></span>\u00e9 \u00e0 la Cour d'A<span class=\"_ _0\"></span>ppel d'Am<span class=\"_ _0\"></span>sterdam d<span class=\"_ _0\"></span>e d\u00e9clare<span class=\"_ _0\"></span>r le </span></span></div>\n<div class=\"t m0 x21b h62 y2182 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>aignant p<span class=\"_ _0\"></span>our tous les ac<span class=\"_ _0\"></span>tionna<span class=\"_ _0\"></span>ires Fort<span class=\"_ _0\"></span>is \u00e9ligibl<span class=\"_ _0\"></span>es qui n\u2019a<span class=\"_ _0\"></span>uraient<span class=\"_ _0\"></span> pas exerc<span class=\"_ _0\"></span>\u00e9 leur</div>\n<div class=\"t m0 x21b h62 y2183 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-</span>out dura<span class=\"_ _0\"></span>nt une cert<span class=\"_ _0\"></span>aine p\u00e9r<span class=\"_ _0\"></span>iode, conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent \u00e0 la loi n\u00e9er<span class=\"_ _0\"></span>landais<span class=\"_ _0\"></span>e sur le r\u00e8g<span class=\"_ _0\"></span>lement</div>\n<div class=\"t m0 x21b h62 y2184 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">collect<span class=\"_ _0\"></span>if de dom<span class=\"_ _0\"></span>mages d<span class=\"_ _0\"></span>e masse (<span class=\"_ _0\"></span>Wet Co<span class=\"_ _0\"></span>llecti<span class=\"_ _0\"></span>eve Afwi<span class=\"_ _0\"></span>kkeling <span class=\"_ _0\"></span>Massasc<span class=\"_ _0\"></span>hade).<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a \u00e9gale<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y2185 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu un ac<span class=\"_ _0\"></span>cord avec<span class=\"_ _0\"></span> Me Arnauts<span class=\"_ _0\"></span> et Me Lenss<span class=\"_ _0\"></span>ens, deux<span class=\"_ _0\"></span> avocats qui o<span class=\"_ _0\"></span>nt intent<span class=\"_ _0\"></span>\u00e9 des actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x21b h62 y2186 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">justice con<span class=\"_ _3\"></span>tre Ageas <span class=\"_ _3\"></span>au nom de<span class=\"_ _3\"></span> plusieurs <span class=\"_ _3\"></span>plaignants, e<span class=\"_ _3\"></span>t en<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">2017<span class=\"_ _3\"></span> avec la soci\u00e9t\u00e9<span class=\"_ _3\"></span> luxembourgeoise<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h62 y2187 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Archand s.\u00e0<span class=\"_ _3\"></span>.r.l. et se<span class=\"_ _3\"></span>s affili\u00e9s <span class=\"_ _3\"></span>pour sou<span class=\"_ _3\"></span>tenir le <span class=\"_ _3\"></span>r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2188 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2189 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 16 juin 20<span class=\"_ _0\"></span>17, la Cour a pri<span class=\"_ _0\"></span>s la d\u00e9cisio<span class=\"_ _0\"></span>n provis<span class=\"_ _0\"></span>oire de ne p<span class=\"_ _0\"></span>as d\u00e9clar<span class=\"_ _0\"></span>er le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x21b h62 y218a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans sa form<span class=\"_ _0\"></span>e initi<span class=\"_ _0\"></span>ale. Le 16 oct<span class=\"_ _0\"></span>obre 2017,<span class=\"_ _0\"></span> Ageas a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de cons<span class=\"_ _0\"></span>entir un<span class=\"_ _0\"></span> dernier eff<span class=\"_ _0\"></span>ort</div>\n<div class=\"t m0 x21b h62 y218b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire d<span class=\"_ _0\"></span>\u2019EUR 10<span class=\"_ _0\"></span>0 millions.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y218c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y218d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 d\u00e9cem<span class=\"_ _0\"></span>bre 2017, le<span class=\"_ _0\"></span>s parties<span class=\"_ _0\"></span> ont d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un accord de r<span class=\"_ _0\"></span>\u00e8gleme<span class=\"_ _0\"></span>nt modifi\u00e9 et<span class=\"_ _0\"></span> r\u00e9vis\u00e9 a<span class=\"_ _0\"></span>upr\u00e8s de la</div>\n<div class=\"t m0 x21b h62 y218e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cour. Consumenten<span class=\"_ _3\"></span>claim, qui \u00e9ta<span class=\"_ _3\"></span>it oppos\u00e9e au r\u00e8glem<span class=\"_ _3\"></span>ent sous sa forme<span class=\"_ _3\"></span> initiale de 2016,<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">a acc<span class=\"_ _0\"></span>ept\u00e9 </span></div>\n<div class=\"t m0 x21b h62 y218f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de soute<span class=\"_ _0\"></span>nir le r\u00e8gle<span class=\"_ _0\"></span>ment de 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2190 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2191 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 13 juill<span class=\"_ _0\"></span>et 2018, la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam a d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9 le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt pour les</div>\n<div class=\"t m0 x21b h62 y2192 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire les pers<span class=\"_ _0\"></span>onnes ay<span class=\"_ _0\"></span>ant d\u00e9ten<span class=\"_ _0\"></span>u des action<span class=\"_ _0\"></span>s Fortis \u00e0 to<span class=\"_ _0\"></span>ut moment </span></span></div>\n<div class=\"t m0 x21b h62 y2193 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e de<span class=\"lsde wsfa\">s march\u00e9s le 28 f\u00e9vrier 2007<span class=\"_ _3\"></span> et la cl\u00f4ture de<span class=\"_ _3\"></span>s march\u00e9s le 14 oct<span class=\"_ _3\"></span>obre 2008). Agea<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y2194 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a renonc\u00e9 \u00e0 son dro<span class=\"_ _3\"></span>it de r\u00e9siliat<span class=\"_ _3\"></span>ion le 21 d\u00e9cembre 2018 r<span class=\"_ _3\"></span>endant le r\u00e8gleme<span class=\"_ _3\"></span>nt d\u00e9finitiveme<span class=\"_ _3\"></span>nt final.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2195 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2196 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Actio<span class=\"_ _0\"></span>nnaires A<span class=\"_ _0\"></span>dmissi<span class=\"_ _0\"></span>bles avai<span class=\"_ _0\"></span>ent donc dr<span class=\"_ _0\"></span>oit \u00e0 une inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour <span class=\"lsde wseb\">les \u00e9v\u00e9nements de 2<span class=\"_ _3\"></span>007<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x21b h62 y2197 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008, sous<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span> d'une d\u00e9ch<span class=\"_ _0\"></span>arge comp<span class=\"_ _0\"></span>l\u00e8te de res<span class=\"_ _0\"></span>ponsab<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 l'\u00e9<span class=\"_ _0\"></span>gard de ces \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x21b h62 y2198 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">confor<span class=\"_ _0\"></span>m\u00e9ment aux<span class=\"_ _0\"></span> (autres) m<span class=\"_ _0\"></span>odalit<span class=\"_ _0\"></span>\u00e9s de l'acco<span class=\"_ _0\"></span>rd de r\u00e8gl<span class=\"_ _0\"></span>ement. Ce<span class=\"_ _0\"></span>la signif<span class=\"_ _0\"></span>ie en outre q<span class=\"_ _0\"></span>ue les</div>\n<div class=\"t m0 x21b h62 y2199 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es qui n'av<span class=\"_ _0\"></span>aient pas ex<span class=\"_ _0\"></span>erc\u00e9 leur<span class=\"_ _0\"></span> option de no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">participation<span class=\"_ _3\"></span> dans les<span class=\"_ _3\"></span> d\u00e9lais </span></span></div>\n<div class=\"t m0 x21b h62 y219a ff3c0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">(c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dire au plu<span class=\"_ _0\"></span>s tard le 31 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>8), qu\u2019i<span class=\"_ _0\"></span>ls aient ou non d<span class=\"_ _0\"></span>\u00e9pos\u00e9 un fo<span class=\"_ _0\"></span>rmulai<span class=\"_ _0\"></span>re de </span></div>\n<div class=\"t m0 x21b h62 y219b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e dans les tem<span class=\"_ _0\"></span>ps, \u00e9taie<span class=\"_ _0\"></span>nt r\u00e9put\u00e9<span class=\"_ _0\"></span>s de droit av<span class=\"_ _0\"></span>oir acco<span class=\"_ _0\"></span>rd\u00e9 cette d\u00e9<span class=\"_ _0\"></span>charge de r<span class=\"_ _0\"></span>esponsa<span class=\"_ _0\"></span>bilit\u00e9 et</div>\n<div class=\"t m0 x21b h62 y219c ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir ren<span class=\"_ _0\"></span>onc\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 tout<span class=\"_ _0\"></span> droit e<span class=\"_ _0\"></span>n lien av<span class=\"_ _0\"></span>ec les \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 239px; height: 722px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La p\u00e9rio<span class=\"_ _0\"></span>de de d\u00e9p\u00f4t des d<span class=\"_ _0\"></span>emande<span class=\"_ _0\"></span>s a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juillet<span class=\"_ _0\"></span> 2018 et</div>\n<div class=\"t m0 x6 h62 y8b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est ter<span class=\"_ _0\"></span>min\u00e9e le 2<span class=\"_ _0\"></span>8 juillet 20<span class=\"_ _0\"></span>19. Au 31 d\u00e9c<span class=\"_ _0\"></span>embre 202<span class=\"_ _0\"></span>2, un monta<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y8b3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 1.<span class=\"_ _0\"></span>309 milli<span class=\"_ _0\"></span>ons avait d<span class=\"_ _0\"></span>\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"lsde wseb\">y\u00e9 aux Actionnaires<span class=\"_ _3\"></span> Admissibles </span></div>\n<div class=\"t m0 x6 h62 y93e ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une prov<span class=\"_ _0\"></span>ision re<span class=\"_ _0\"></span>stante d\u2019<span class=\"_ _0\"></span>EUR 1,3 mill<span class=\"_ _0\"></span>ion avait \u00e9t<span class=\"_ _0\"></span>\u00e9 reconn<span class=\"_ _0\"></span>ue pour le</div>\n<div class=\"t m0 x6 h62 y93f ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent (voir not<span class=\"_ _0\"></span>e 25 <span class=\"ff3c9 ls0 ws0\">\u00ab<span class=\"ff3c7\"> <span class=\"lsf7 wseb\">Pro<span class=\"_ _3\"></span>visio<span class=\"_ _3\"></span>ns</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse8\">).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y942 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019un nombre<span class=\"_ _3\"></span> limit\u00e9 de<span class=\"_ _3\"></span> demandes non<span class=\"_ _3\"></span> r\u00e9so<span class=\"wsfa\">lues. Le<span class=\"_ _3\"></span>s derni\u00e8res tranc<span class=\"_ _3\"></span>hes </span></div>\n<div class=\"t m0 x6 h62 y943 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on ont \u00e9t\u00e9 pay<span class=\"_ _0\"></span>\u00e9es fin ao\u00fbt<span class=\"_ _0\"></span> 2022. Les co<span class=\"_ _0\"></span>\u00fbts potent<span class=\"_ _0\"></span>iels pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y944 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les demandes non<span class=\"_ _3\"></span> r\u00e9solues qu\u2019Ageas<span class=\"_ _3\"></span> s\u2019est engag\u00e9e \u00e0 pre<span class=\"_ _3\"></span>ndre en</div>\n<div class=\"t m0 x6 h62 y945 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">charge sont cou<span class=\"_ _3\"></span>verts par la provis<span class=\"_ _3\"></span>ion mentionn\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">dessus.</span> </span></div>\n<div class=\"t m0 x6 h7d y843 ff3ca fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">Proc<span class=\"ls0 ws0\">\u00e9<span class=\"ls100 ws11b\">dure<span class=\"_ _3\"></span>s R<span class=\"lsfd ws119\">\u00e9s<span class=\"_ _3\"></span>iduelles</span></span> </span></div>\n<div class=\"t m0 x6 h62 yf5f ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Maintenant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">que le r\u00e8gle<span class=\"_ _0\"></span>ment est d<span class=\"_ _0\"></span>evenu d\u00e9fi<span class=\"_ _0\"></span>nitif, l<span class=\"_ _0\"></span>es parties<span class=\"_ _0\"></span> qui \u00e9taient<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yf60 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en faveur <span class=\"_ _3\"></span>du r\u00e8glemen<span class=\"_ _3\"></span>t se son<span class=\"_ _3\"></span>t engag\u00e9es \u00e0<span class=\"_ _3\"></span> mettre fi<span class=\"_ _3\"></span>n \u00e0 leurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yf61 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proc\u00e9dures j<span class=\"_ _3\"></span>udiciaires. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1758 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1759 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>es qui ont rem<span class=\"_ _0\"></span>is un avis de r<span class=\"_ _0\"></span>enonci<span class=\"_ _0\"></span>ation dans l<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h62 y175a ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peuvent repr<span class=\"_ _3\"></span>endre leur<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">proc\u00e9dur<span class=\"_ _0\"></span>es judici<span class=\"_ _0\"></span>aires aux<span class=\"_ _0\"></span> Pays<span class=\"ls0 ws0\">-</span>Bas ou, le cas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y175b ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9ch\u00e9ant, repr<span class=\"_ _3\"></span>endre ou <span class=\"_ _3\"></span>poursuivre<span class=\"_ _3\"></span> leurs proc\u00e9du<span class=\"_ _3\"></span>res judicia<span class=\"_ _3\"></span>ires en</div>\n<div class=\"t m0 x6 h62 y219e ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Belgique.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y219f ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y21a0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans les <span class=\"_ _3\"></span>paragraphes <span class=\"_ _3\"></span>suivants, no<span class=\"_ _3\"></span>us fournissons<span class=\"_ _3\"></span> un aper\u00e7u<span class=\"_ _3\"></span> complet de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y21a1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> proc\u00e9d<span class=\"_ _0\"></span>ures r\u00e9sid<span class=\"_ _0\"></span>uelles qui<span class=\"_ _0\"></span> \u00e9taient so<span class=\"_ _0\"></span>it termin<span class=\"_ _0\"></span>\u00e9es en <span class=\"lsde wseb\">2022, soit </span></div>\n<div class=\"t m0 x6 h62 y21a2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019\u00e9taie<span class=\"_ _0\"></span>nt pas term<span class=\"_ _0\"></span>in\u00e9es au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>022. Cell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsdd ws12a\">ci constituent les </span></span></div>\n<div class=\"t m0 x6 h62 y21a3 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs \u00e9ven<span class=\"_ _3\"></span>tuels sans provision<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y21a4 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wseb\">Aux Pays</span>-<span class=\"lsde wsea\">Ba<span class=\"_ _3\"></span>s </span> </span></div>\n<div class=\"t m0 x6 h7e y21a5 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Cebu<span class=\"_ _3\"></span>lon</span> </span></div>\n<div class=\"t m0 x6 h62 y21a6 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 14 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>20, la s<span class=\"_ _0\"></span>oci\u00e9t\u00e9 d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> n\u00e9erla<span class=\"_ _0\"></span>ndaise C<span class=\"_ _0\"></span>ebulo<span class=\"_ _0\"></span>n a</div>\n<div class=\"t m0 x6 h62 y21a7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engag\u00e9 des<span class=\"_ _3\"></span> poursuites <span class=\"_ _3\"></span>judiciaires <span class=\"_ _3\"></span>co<span class=\"lsdc\">ntre Agea<span class=\"_ _0\"></span>s et cert<span class=\"_ _0\"></span>ains </span></div>\n<div class=\"t m0 x6 h62 y21a8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cod\u00e9fe<span class=\"_ _0\"></span>ndeurs c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant la pr<span class=\"_ _0\"></span>\u00e9tendu<span class=\"_ _0\"></span>e commun<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n trom<span class=\"_ _0\"></span>peuse en</div>\n<div class=\"t m0 x6 h62 y21a9 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2007<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">2008. En sa qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>d'ancien<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>naire de F<span class=\"_ _0\"></span>ortis,<span class=\"_ _0\"></span> Cebulo<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y21aa ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9clame u<span class=\"_ _0\"></span>ne indem<span class=\"_ _0\"></span>nit\u00e9 pour les<span class=\"_ _0\"></span> dommag<span class=\"_ _0\"></span>es pr\u00e9ten<span class=\"_ _0\"></span>dumen<span class=\"_ _0\"></span>t subis. Le</div>\n<div class=\"t m0 x6 h62 y21ab ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tribuna<span class=\"_ _0\"></span>l comp\u00e9te<span class=\"_ _0\"></span>nt est le Tri<span class=\"_ _0\"></span>bunal de Pre<span class=\"_ _0\"></span>mi\u00e8re Ins<span class=\"_ _0\"></span>tance d'U<span class=\"_ _0\"></span>trecht<span class=\"_ _0\"></span>. Une</div>\n<div class=\"t m0 x6 h62 y21ac ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audienc<span class=\"_ _0\"></span>e d\u2019intro<span class=\"_ _0\"></span>ducti<span class=\"_ _0\"></span>on a eu lieu le 9 sept<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>020 \u00e0 Utrec<span class=\"_ _0\"></span>ht. Les</div>\n<div class=\"t m0 x6 h62 y21ad ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parties \u00e9c<span class=\"_ _3\"></span>hangent actuel<span class=\"_ _3\"></span>lement leur<span class=\"_ _3\"></span>s conclusions<span class=\"_ _3\"></span> \u00e9crites.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y21ae ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>vestisseur i<span class=\"_ _3\"></span>ndividuel h<span class=\"_ _3\"></span>ollandais</span> </span></div>\n<div class=\"t m0 x6 h62 y21af ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le 29 janvier 2021<span class=\"_ _3\"></span>, un investisse<span class=\"_ _3\"></span>ur individuel hol<span class=\"_ _3\"></span>landais <span class=\"lsdc wse9\">a intent\u00e9 une </span></div>\n<div class=\"t m0 x6 h62 y21b0 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ure contr<span class=\"_ _0\"></span>e Ageas.<span class=\"_ _0\"></span> Il a r\u00e9c<span class=\"_ _0\"></span>lam\u00e9 un<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatio<span class=\"_ _0\"></span>n pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y21b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dommag<span class=\"_ _0\"></span>es pr\u00e9te<span class=\"_ _0\"></span>ndument<span class=\"_ _0\"></span> subis en rais<span class=\"_ _0\"></span>on de la crise F<span class=\"_ _0\"></span>ortis en 2<span class=\"_ _0\"></span>007<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y21b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008. Le tr<span class=\"_ _0\"></span>ibunal com<span class=\"_ _0\"></span>p\u00e9tent est<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de Premi<span class=\"_ _0\"></span>\u00e8re Instan<span class=\"_ _0\"></span>ce</div>\n<div class=\"t m0 x6 h62 y21b3 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Utrecht. U<span class=\"_ _3\"></span>ne audien<span class=\"_ _3\"></span>ce d\u2019introduct<span class=\"_ _3\"></span>ion a eu l<span class=\"_ _3\"></span>ieu <span class=\"lsdc wse9\">le 10 mars 2021. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y21b4 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> se sont <span class=\"_ _0\"></span>mises d\u2019<span class=\"_ _0\"></span>accor<span class=\"_ _0\"></span>d pour met<span class=\"_ _0\"></span>tre fin<span class=\"_ _0\"></span> \u00e0 la proc<span class=\"_ _0\"></span>\u00e9dure <span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x6 h62 y21b5 ff3c7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">juin<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">202<span class=\"_ _3\"></span>2.</span> </span></div>\n<div class=\"t m0 x6 h62 y21b6 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">En Belgique</span> </span></div>\n<div class=\"t m0 x6 h7e y21b7 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Modr<span class=\"_ _3\"></span>ikamen</span> </span></div>\n<div class=\"t m0 x6 h62 y21b8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une s\u00e9rie d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>naires re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s par Me Mo<span class=\"_ _0\"></span>drikamen o<span class=\"_ _0\"></span>nt entam\u00e9<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y21b9 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 28 ja<span class=\"_ _0\"></span>nvier 200<span class=\"_ _0\"></span>9 devant le T<span class=\"_ _0\"></span>ribunal de <span class=\"lsde wsfa\">Commerce de </span></div>\n<div class=\"t m0 x6 h62 y21ba ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es, dema<span class=\"_ _0\"></span>ndant init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt l\u2019annu<span class=\"_ _0\"></span>lation de la v<span class=\"_ _0\"></span>ente d\u2019A<span class=\"_ _0\"></span>SR \u00e0 l\u2019\u00c9tat</div>\n<div class=\"t m0 x1a h62 y21bb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9erla<span class=\"_ _0\"></span>ndais et de la v<span class=\"_ _0\"></span>ente de Fort<span class=\"_ _0\"></span>is Banqu<span class=\"_ _0\"></span>e \u00e0 la SFPI (et ensu<span class=\"_ _0\"></span>ite \u00e0 BNP</div>\n<div class=\"t m0 x1a h62 y21bc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Paribas<span class=\"_ _0\"></span>) ou des inde<span class=\"_ _0\"></span>mnit\u00e9s co<span class=\"_ _0\"></span>mpens<span class=\"_ _0\"></span>atoires.<span class=\"_ _0\"></span> Le 8 d\u00e9cembr<span class=\"_ _0\"></span>e 2009, le</div>\n<div class=\"t m0 x1a h62 y21bd ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Tribunal s\u2019est<span class=\"_ _3\"></span> notamment d\u00e9clar\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">incomp\u00e9te<span class=\"_ _0\"></span>nt pour con<span class=\"_ _0\"></span>na\u00eetre d\u2019<span class=\"_ _0\"></span>une </span></span></div>\n<div class=\"t m0 x1a h62 y21be ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">affaire i<span class=\"_ _0\"></span>mpliqu<span class=\"_ _0\"></span>ant des part<span class=\"_ _0\"></span>ies d\u00e9fe<span class=\"_ _0\"></span>nderess<span class=\"_ _0\"></span>es n\u00e9erla<span class=\"_ _0\"></span>ndaises<span class=\"_ _0\"></span>. Le 17</div>\n<div class=\"t m0 x1a h62 y21bf ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>013, la Cour d<span class=\"_ _0\"></span>\u2019Appel d<span class=\"_ _0\"></span>e Bruxell<span class=\"_ _0\"></span>es a confirm<span class=\"_ _0\"></span>\u00e9 le jugeme<span class=\"_ _0\"></span>nt rendu</div>\n<div class=\"t m0 x1a h62 y21c0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en premi\u00e8<span class=\"_ _0\"></span>re instan<span class=\"_ _0\"></span>ce. En juill<span class=\"_ _0\"></span>et 2014, Me M<span class=\"_ _0\"></span>odrika<span class=\"_ _0\"></span>men a d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x1a h62 y21c1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi e<span class=\"_ _0\"></span>n Cassati<span class=\"_ _0\"></span>on sur ce poi<span class=\"_ _0\"></span>nt. La Cour de Ca<span class=\"_ _0\"></span>ssatio<span class=\"_ _0\"></span>n a rejet\u00e9 le<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21c2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi,<span class=\"_ _0\"></span> le 23 octobr<span class=\"_ _0\"></span>e 2015. Me M<span class=\"_ _0\"></span>odrikam<span class=\"_ _0\"></span>en a poursu<span class=\"_ _0\"></span>ivi la proc\u00e9<span class=\"_ _0\"></span>dure</div>\n<div class=\"t m0 x1a h62 y21c3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en cours dev<span class=\"_ _0\"></span>ant le Tr<span class=\"_ _0\"></span>ibunal de C<span class=\"_ _0\"></span>ommerce r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e \u00e0 la vente de For<span class=\"_ _0\"></span>tis</div>\n<div class=\"t m0 x1a h62 y21c4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Banque vi<span class=\"_ _0\"></span>sant l\u2019o<span class=\"_ _0\"></span>btention d<span class=\"_ _0\"></span>e dommag<span class=\"_ _0\"></span>es et int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 payer p<span class=\"_ _0\"></span>ar BNP</div>\n<div class=\"t m0 x1a h62 y21c5 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Par<span class=\"lsdc wse9\">ibas \u00e0 Ageas,<span class=\"_ _0\"></span> et par Ageas<span class=\"_ _0\"></span> aux plaigna<span class=\"_ _0\"></span>nts. Dans<span class=\"_ _0\"></span> un jugement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y21c6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaire du 4 no<span class=\"_ _0\"></span>vembre 2<span class=\"_ _0\"></span>014, la Cou<span class=\"_ _0\"></span>r a d\u00e9clar\u00e9 ir<span class=\"_ _0\"></span>recevab<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y21c7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">environ 50<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% des demand<span class=\"_ _0\"></span>es origin<span class=\"_ _0\"></span>ales. Le 29 av<span class=\"_ _0\"></span>ril 2016,<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de </span></span></div>\n<div class=\"t m0 x1a h62 y21c8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Commerc<span class=\"_ _0\"></span>e de Bruxel<span class=\"_ _0\"></span>les a d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e suspen<span class=\"_ _0\"></span>dre la proc<span class=\"_ _0\"></span>\u00e9dure dan<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y21c9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019attent<span class=\"_ _0\"></span>e du r\u00e9s<span class=\"_ _0\"></span>ultat de<span class=\"_ _0\"></span> la proc<span class=\"_ _0\"></span>\u00e9dure p<span class=\"_ _0\"></span>\u00e9nale. C<span class=\"_ _0\"></span>ette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e a</div>\n<div class=\"t m0 x1a h62 y21ca ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mainten<span class=\"_ _0\"></span>ant \u00e9t\u00e9 r\u00e9a<span class=\"_ _0\"></span>ctiv\u00e9e et l<span class=\"_ _0\"></span>es partie<span class=\"_ _0\"></span>s \u00e9change<span class=\"_ _0\"></span>nt leurs co<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x1a h62 y21cb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites.<span class=\"_ _0\"></span> Rien n\u2019est<span class=\"_ _0\"></span> plus dema<span class=\"_ _0\"></span>nd\u00e9 \u00e0 Ageas d<span class=\"_ _0\"></span>ans cett<span class=\"_ _0\"></span>e proc\u00e9dur<span class=\"_ _0\"></span>e. Le 7</div>\n<div class=\"t m0 x1a h62 y21cc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2020,<span class=\"_ _0\"></span> Ageas a co<span class=\"_ _0\"></span>nclu un accor<span class=\"_ _0\"></span>d de r\u00e8glem<span class=\"_ _0\"></span>ent avec <span class=\"lsde wseb\">Me Modrikamen </span></div>\n<div class=\"t m0 x1a h62 y21cd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et ses clie<span class=\"_ _0\"></span>nts qui ont exe<span class=\"_ _0\"></span>rc\u00e9 leur f<span class=\"_ _0\"></span>acult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">out, en vertu duquel<span class=\"_ _3\"></span> ces </span></span></div>\n<div class=\"t m0 x1a h62 y21ce ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nes ne pour<span class=\"_ _0\"></span>suivent pl<span class=\"_ _0\"></span>us cette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e contre Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21cf ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span>Deminor </span></div>\n<div class=\"t m0 x1a h62 y21d0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un certai<span class=\"_ _0\"></span>n nombre d\u2019<span class=\"_ _0\"></span>actionn<span class=\"_ _0\"></span>aires in<span class=\"_ _0\"></span>dividu<span class=\"_ _0\"></span>els rasse<span class=\"_ _0\"></span>mbl\u00e9s aut<span class=\"_ _0\"></span>our de</div>\n<div class=\"t m0 x1a h62 y21d1 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Deminor <span class=\"_ _3\"></span>International (<span class=\"_ _3\"></span>actuellement d\u00e9<span class=\"_ _3\"></span>nomm\u00e9 DRS Be<span class=\"_ _3\"></span>lgium) ont<span class=\"_ _3\"></span> intent\u00e9</div>\n<div class=\"t m0 x1a h62 y21d2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 13 ja<span class=\"_ _0\"></span>nvier 201<span class=\"_ _0\"></span>0 devant le T<span class=\"_ _0\"></span>ribunal de C<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1a h62 y21d3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es pour r\u00e9cl<span class=\"_ _0\"></span>amer des d<span class=\"_ _0\"></span>ommages et<span class=\"_ _0\"></span> int\u00e9r\u00eats,<span class=\"_ _0\"></span> en se pr\u00e9val<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y21d4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une com<span class=\"_ _0\"></span>munica<span class=\"_ _0\"></span>tion d\u00e9fic<span class=\"_ _0\"></span>iente vo<span class=\"_ _0\"></span>ire trompe<span class=\"_ _0\"></span>use de la part<span class=\"_ _0\"></span> de Fortis<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21d5 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">durant la<span class=\"_ _3\"></span> p\u00e9ri<span class=\"wsfa\">ode allant de<span class=\"_ _3\"></span> mars 2007 \u00e0 octobre<span class=\"_ _3\"></span> 2008. Le 28 avri<span class=\"_ _3\"></span>l 2014, </span></div>\n<div class=\"t m0 x1a h62 y21d6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le Tribun<span class=\"_ _0\"></span>al a d\u00e9clar<span class=\"_ _0\"></span>\u00e9, dans un ju<span class=\"_ _0\"></span>gement int<span class=\"_ _0\"></span>erloc<span class=\"_ _0\"></span>utoire, q<span class=\"_ _0\"></span>ue quelqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y21d7 ff3c7 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">25<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% des dem<span class=\"_ _0\"></span>andes \u00e9t<span class=\"_ _0\"></span>aient i<span class=\"_ _0\"></span>rreceva<span class=\"_ _0\"></span>bles. L<span class=\"_ _0\"></span>es part<span class=\"_ _0\"></span>ies sont<span class=\"_ _0\"></span> en trai<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x1a h62 y21d8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc\u00e9<span class=\"_ _0\"></span>dure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21d9 ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span><span class=\"ls13b wseb\">Autres actions pour le c<span class=\"_ _0\"></span>ompte d\u2019actionnair<span class=\"_ _0\"></span>es individuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y21da ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 septem<span class=\"_ _0\"></span>bre 2012,<span class=\"_ _0\"></span> Patrip<span class=\"_ _0\"></span>art, un (anci<span class=\"_ _0\"></span>en) acti<span class=\"_ _0\"></span>onnaire<span class=\"_ _0\"></span> Fortis, et sa</div>\n<div class=\"t m0 x1a h62 y21db ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re, Patr<span class=\"_ _0\"></span>invest,<span class=\"_ _0\"></span> ont intent<span class=\"_ _0\"></span>\u00e9, devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Comm<span class=\"_ _0\"></span>erce</div>\n<div class=\"t m0 x1a h62 y21dc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Bruxel<span class=\"_ _0\"></span>les, une act<span class=\"_ _0\"></span>ion en dom<span class=\"_ _0\"></span>mages et int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r la base</div>\n<div class=\"t m0 x1a h62 y21dd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inform<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u00e9failla<span class=\"_ _0\"></span>nte ou trom<span class=\"_ _0\"></span>peuse da<span class=\"_ _0\"></span>ns le context<span class=\"_ _0\"></span>e de l\u2019\u00e9mi<span class=\"_ _0\"></span>ssion de</div>\n<div class=\"t m0 x1a h62 y21de ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits de 2<span class=\"_ _0\"></span>007. Le 1er f\u00e9v<span class=\"_ _0\"></span>rier 201<span class=\"_ _0\"></span>6, le Tribu<span class=\"_ _0\"></span>nal a enti\u00e8r<span class=\"_ _0\"></span>ement re<span class=\"_ _0\"></span>jet\u00e9 la</div>\n<div class=\"t m0 x1a h62 y21df ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e. Le 16 mars 20<span class=\"_ _0\"></span>16, Patri<span class=\"_ _0\"></span>nvest a fait<span class=\"_ _0\"></span> appel dev<span class=\"_ _0\"></span>ant la Cour</div>\n<div class=\"t m0 x1a h62 y21e0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Appel de<span class=\"_ _3\"></span> Bruxelles. L<span class=\"_ _3\"></span>es partie<span class=\"_ _3\"></span>s \u00e9changent <span class=\"_ _3\"></span>leurs derni\u00e8<span class=\"_ _3\"></span>res conclus<span class=\"lsfe ws11a\">ion<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y21e1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites et<span class=\"_ _0\"></span> attendent<span class=\"_ _0\"></span> une date de pl<span class=\"_ _0\"></span>aidoir<span class=\"_ _0\"></span>ie et la d\u00e9cis<span class=\"_ _0\"></span>ion de la Cou<span class=\"_ _0\"></span>r pour</div>\n<div class=\"t m0 x1a h62 y21e2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">laquell<span class=\"_ _0\"></span>e aucune d<span class=\"_ _0\"></span>ate n\u2019a \u00e9t\u00e9 p<span class=\"_ _0\"></span>our l\u2019ins<span class=\"_ _0\"></span>tant fix\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21e3 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21e4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 29 avril 20<span class=\"_ _0\"></span>13, une s\u00e9r<span class=\"_ _0\"></span>ie d\u2019acti<span class=\"_ _0\"></span>onnaires<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s par Me Ar<span class=\"_ _0\"></span>nauts</div>\n<div class=\"t m0 x1a h62 y21e5 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on en domma<span class=\"_ _0\"></span>ges et int\u00e9<span class=\"_ _0\"></span>r\u00eats deva<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">le Tribunal<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x1a h62 y21e6 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Commerce de<span class=\"_ _3\"></span> Bruxelles,<span class=\"_ _3\"></span> invoquant l<span class=\"_ _3\"></span>a communi<span class=\"_ _3\"></span>cation par Fo<span class=\"_ _3\"></span>rtis en 2007<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y21e7 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et en 2008 d\u2019i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions inc<span class=\"_ _0\"></span>ompl\u00e8tes<span class=\"_ _0\"></span> ou trompe<span class=\"_ _0\"></span>uses. Cett<span class=\"_ _0\"></span>e action \u00e9t<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x1a h62 y21e8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente de<span class=\"_ _0\"></span> l\u2019issue d<span class=\"_ _0\"></span>e la proc\u00e9d<span class=\"_ _0\"></span>ure au p\u00e9nal. L<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y21e9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21ea ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21eb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 septe<span class=\"_ _0\"></span>mbre 2013,<span class=\"_ _0\"></span> certains<span class=\"_ _0\"></span> (ancien<span class=\"_ _0\"></span>s) action<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>e Fortis,</div>\n<div class=\"t m0 x1a h62 y21ec ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s par M<span class=\"_ _0\"></span>e Lenssens<span class=\"_ _0\"></span>, ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on simila<span class=\"_ _0\"></span>ire au civil<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ed ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Premi\u00e8r<span class=\"_ _0\"></span>e Instan<span class=\"_ _0\"></span>ce de Bruxel<span class=\"_ _0\"></span>les. Cett<span class=\"_ _0\"></span>e action \u00e9ta<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1a h62 y21ee ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente<span class=\"ls0 ws0\"> </span>de l\u2019i<span class=\"_ _0\"></span>ssue de la pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e au p\u00e9nal. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ef ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3ce fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">Clauses contractuelle<span class=\"_ _3\"></span>s d\u2019exon\u00e9ration</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2008, <span class=\"_ _3\"></span>Fortis a acc<span class=\"_ _3\"></span>ord\u00e9 \u00e0 cer<span class=\"_ _3\"></span>tains ancien<span class=\"_ _3\"></span>s dirigeants<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs, au moment<span class=\"_ _0\"></span> de leur d\u00e9pa<span class=\"_ _0\"></span>rt, une cl<span class=\"_ _0\"></span>ause cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y93e ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on couv<span class=\"_ _0\"></span>rant les<span class=\"_ _0\"></span> frais de <span class=\"_ _0\"></span>d\u00e9fens<span class=\"_ _0\"></span>e et, dans<span class=\"_ _0\"></span> certain<span class=\"_ _0\"></span>s cas,</div>\n<div class=\"t m0 x6 h62 y93f ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9galement les<span class=\"_ _3\"></span> cons\u00e9quences financi\u00e8<span class=\"_ _3\"></span>res de toute d\u00e9cision<span class=\"_ _3\"></span> judiciaire,<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019hy<span class=\"_ _0\"></span>poth\u00e8se o<span class=\"_ _0\"></span>\u00f9 des proc\u00e9d<span class=\"_ _0\"></span>ures en j<span class=\"_ _0\"></span>ustice ser<span class=\"_ _0\"></span>aient int<span class=\"_ _0\"></span>ent\u00e9es co<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y941 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces perso<span class=\"_ _0\"></span>nnes sur la bas<span class=\"_ _0\"></span>e de leurs m<span class=\"_ _0\"></span>andats ex<span class=\"_ _0\"></span>erc\u00e9s au sei<span class=\"_ _0\"></span>n du group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y942 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fortis. Ageas con<span class=\"_ _3\"></span>teste la validi<span class=\"_ _3\"></span>t\u00e9 de ces engagemen<span class=\"_ _3\"></span>ts d\u2019indemnisation</div>\n<div class=\"t m0 x6 h62 y943 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour ce <span class=\"_ _0\"></span>qui conc<span class=\"_ _0\"></span>erne la c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>ure des c<span class=\"_ _0\"></span>ons\u00e9qu<span class=\"_ _0\"></span>ences f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res de</div>\n<div class=\"t m0 x6 h62 y944 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cisions <span class=\"_ _3\"></span>de justice.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ou<span class=\"lsdc wseb\">tre, Age<span class=\"_ _0\"></span>as a, co<span class=\"_ _0\"></span>mme il est<span class=\"_ _0\"></span> d\u2019usag<span class=\"_ _0\"></span>e pour c<span class=\"_ _0\"></span>e type d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>actions, </span></div>\n<div class=\"t m0 x6 h62 y9ed ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu des<span class=\"_ _0\"></span> convent<span class=\"_ _0\"></span>ions avec pl<span class=\"_ _0\"></span>usieur<span class=\"_ _0\"></span>s institut<span class=\"_ _0\"></span>ions fina<span class=\"_ _0\"></span>nci\u00e8res<span class=\"_ _0\"></span> qui ont</div>\n<div class=\"t m0 x6 h62 y9ee ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facilit\u00e9 l<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent d\u2019act<span class=\"_ _0\"></span>ions Fort<span class=\"_ _0\"></span>is lors des au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ions de ca<span class=\"_ _0\"></span>pital</div>\n<div class=\"t m0 x6 h62 y9ef ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 2007<span class=\"ls0 ws0\">-</span><span class=\"wseb\">2008.<span class=\"_ _0\"></span> Ces co<span class=\"_ _0\"></span>nvention<span class=\"_ _0\"></span>s conti<span class=\"_ _0\"></span>ennent d<span class=\"_ _0\"></span>es c<span class=\"lsde wsfa\">lauses d\u2019exon\u00e9ration </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui, dans ce<span class=\"_ _0\"></span>rtaines<span class=\"_ _0\"></span> conditi<span class=\"_ _0\"></span>ons, entr<span class=\"_ _0\"></span>a\u00eenent des<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour A<span class=\"_ _0\"></span>geas. C<span class=\"_ _0\"></span>ertaine<span class=\"_ _0\"></span>s de ces i<span class=\"_ _0\"></span>nstitut<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f2 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont impl<span class=\"_ _0\"></span>iqu\u00e9es da<span class=\"_ _0\"></span>ns les proc<span class=\"_ _0\"></span>\u00e9dures jur<span class=\"_ _0\"></span>idique<span class=\"_ _0\"></span>s d\u00e9crites<span class=\"_ _0\"></span> dans la</div>\n<div class=\"t m0 x6 h62 y9f3 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e note.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans la per<span class=\"_ _3\"></span>spective <span class=\"_ _3\"></span>d'un r<span class=\"lsdc wse9\">\u00e8glement avec<span class=\"_ _0\"></span> les sousc<span class=\"_ _0\"></span>ripteurs<span class=\"_ _0\"></span> d'assur<span class=\"_ _0\"></span>ances </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de respon<span class=\"_ _0\"></span>sabilit<span class=\"_ _0\"></span>\u00e9 Directo<span class=\"_ _0\"></span>rs &amp; Officer<span class=\"_ _0\"></span>s (D&amp;O) et Pu<span class=\"_ _0\"></span>blic Offer<span class=\"_ _0\"></span>ing of</div>\n<div class=\"t m0 x6 h62 y9f7 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Securit<span class=\"_ _0\"></span>ies Ins<span class=\"_ _0\"></span>urance (<span class=\"_ _0\"></span>POSI), <span class=\"_ _0\"></span>destin<span class=\"_ _0\"></span>\u00e9es \u00e0 couv<span class=\"_ _0\"></span>rir les <span class=\"_ _0\"></span>risques p<span class=\"_ _0\"></span>otenti<span class=\"_ _0\"></span>els</div>\n<div class=\"t m0 x6 h62 y9f8 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">li\u00e9s aux<span class=\"_ _0\"></span> \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents et <span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>ons ayant<span class=\"_ _0\"></span> marqu<span class=\"_ _0\"></span>\u00e9 l'anci<span class=\"_ _0\"></span>en group<span class=\"_ _0\"></span>e Forti<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9f9 ff3ce fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2007</span>-</span><span class=\"wse9\">2008, Ageas a octr<span class=\"_ _0\"></span>oy\u00e9 une clau<span class=\"_ _0\"></span>se d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x6 h62 y9fa ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 en faveur des<span class=\"_ _0\"></span> assureu<span class=\"_ _0\"></span>rs pour le mont<span class=\"_ _0\"></span>ant agr<span class=\"_ _0\"></span>\u00e9g\u00e9 de la</div>\n<div class=\"t m0 x6 h62 y9fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure des pol<span class=\"_ _0\"></span>ices conc<span class=\"_ _0\"></span>ern\u00e9es.<span class=\"_ _0\"></span> En outre,<span class=\"_ _0\"></span> Ageas a acco<span class=\"_ _0\"></span>rd\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9fc ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indemn<span class=\"_ _0\"></span>it\u00e9 et des<span class=\"_ _0\"></span> clause<span class=\"_ _0\"></span>s d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">anciens ad<span class=\"_ _0\"></span>minist<span class=\"_ _0\"></span>rateurs et<span class=\"_ _0\"></span> dirigea<span class=\"_ _0\"></span>nts de Fort<span class=\"_ _0\"></span>is et \u00e0 BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is,</div>\n<div class=\"t m0 x6 h62 y9fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour leurs<span class=\"_ _0\"></span> frais de d\u00e9fe<span class=\"_ _0\"></span>nse futurs<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>\u2019aux admi<span class=\"_ _0\"></span>nistrate<span class=\"_ _0\"></span>urs des de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9ff ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fondations n\u00e9erl<span class=\"_ _3\"></span>andaises cr\u00e9\u00e9e<span class=\"_ _3\"></span>s dans le contexte d<span class=\"_ _3\"></span>u r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f2 ff3d0 fs50 fce sc0 lsfc ws118\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f3 ff3d0 fs50 fce sc0 ls110 ws134\" style=\"z-index: 15;\">Passif<span class=\"_ _0\"></span>s \u00e9ventuel<span class=\"_ _0\"></span>s sur des instru<span class=\"_ _0\"></span>ments hy<span class=\"ls12f ws157\">brides </span></div>\n<div class=\"t m0 x6 h7d y21f4 ff3d0 fs50 fce sc0 ls11d ws144\" style=\"z-index: 15;\">d\u2019anciennes filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y897 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2007, <span class=\"_ _3\"></span>BNP Paribas <span class=\"_ _3\"></span>Fortis SA/NV<span class=\"_ _3\"></span> a \u00e9mis de<span class=\"_ _3\"></span>s CASHES (Con<span class=\"_ _3\"></span>vertible</div>\n<div class=\"t m0 x6 h62 y898 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">And Subordina<span class=\"_ _3\"></span>ted Hybrid<span class=\"_ _3\"></span> Equity<span class=\"ls0 ws0\">-</span>l<span class=\"_ _3\"></span>inked Secur<span class=\"_ _3\"></span>ities), Ageas <span class=\"_ _3\"></span>SA/NV</div>\n<div class=\"t m0 x6 h62 y899 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">agissant<span class=\"_ _0\"></span> en tant que cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>r (BNP Par<span class=\"_ _0\"></span>ibas SA/<span class=\"_ _0\"></span>NV \u00e9tait \u00e0 ce mom<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y21f5 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une fili<span class=\"_ _0\"></span>ale). D<span class=\"_ _0\"></span>es 12.000 t<span class=\"_ _0\"></span>itres<span class=\"ls0 ws0\"> </span><span class=\"lsde\">originellement \u00e9mis, 3<span class=\"_ _3\"></span>.326 resten<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y21f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation, repr<span class=\"_ _0\"></span>\u00e9senta<span class=\"_ _0\"></span>nt un mont<span class=\"_ _0\"></span>ant nomina<span class=\"_ _0\"></span>l total d\u2019E<span class=\"_ _0\"></span>UR 831,5 mi<span class=\"_ _0\"></span>llions. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21f7 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21f8 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les CASHE<span class=\"_ _0\"></span>S n\u2019ont<span class=\"_ _0\"></span> pas de date d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance et ne s<span class=\"_ _0\"></span>ont pas</div>\n<div class=\"t m0 x1a h62 y21f9 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsables en nu<span class=\"_ _0\"></span>m\u00e9rair<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span>ils ne peuvent qu\u2019<span class=\"_ _0\"></span>\u00eatre \u00e9chan<span class=\"_ _0\"></span>g\u00e9s cont<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y21fa ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s Ageas \u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">un prix d\u2019EU<span class=\"_ _0\"></span>R 239,40 par ac<span class=\"_ _0\"></span>tion. Ils<span class=\"_ _0\"></span> sont </span></span></div>\n<div class=\"t m0 x1a h62 y21fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt \u00e9chan<span class=\"_ _0\"></span>g\u00e9s en acti<span class=\"_ _0\"></span>ons Ageas s<span class=\"_ _0\"></span>i le cours de l\u2019<span class=\"_ _0\"></span>action Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 y21fc ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est \u00e9gal ou su<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 EUR 359,1<span class=\"_ _0\"></span>0 pendant vi<span class=\"_ _0\"></span>ngt jours<span class=\"_ _0\"></span> de cotatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y21fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9c<span class=\"_ _0\"></span>utifs. BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV d\u00e9tie<span class=\"_ _0\"></span>nt 3.473.<span class=\"_ _0\"></span>271 acti<span class=\"_ _0\"></span>ons Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en v<span class=\"lsde wsfa\">ue de l\u2019\u00e9change potent<span class=\"_ _3\"></span>iel des CASHES. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y21ff ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2200 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Concernant <span class=\"_ _3\"></span>le montant <span class=\"_ _3\"></span>nominal, les<span class=\"_ _3\"></span> d\u00e9tenteurs<span class=\"_ _3\"></span> des CASHES<span class=\"_ _3\"></span> ne</div>\n<div class=\"t m0 x1a h62 y2201 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> exercer,<span class=\"_ _0\"></span> contre n\u2019im<span class=\"_ _0\"></span>porte le<span class=\"_ _0\"></span>quel des cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>rs, qu\u2019u<span class=\"_ _0\"></span>n recours<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y2202 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portant<span class=\"_ _0\"></span> sur les action<span class=\"_ _0\"></span>s Ageas d\u00e9t<span class=\"_ _0\"></span>enues pa<span class=\"_ _0\"></span>r BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y2203 ff3ce fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">ces actions so<span class=\"lsdc wse9\">nt mises en ga<span class=\"_ _0\"></span>ge en faveur d<span class=\"_ _0\"></span>e ces d\u00e9tent<span class=\"_ _0\"></span>eurs. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y2204 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2205 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis SA/N<span class=\"_ _0\"></span>V paie l<span class=\"_ _0\"></span>e coupo<span class=\"_ _0\"></span>n des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x1a h62 y2206 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riellem<span class=\"_ _0\"></span>ent \u00e0 ter<span class=\"_ _0\"></span>me \u00e9chu,<span class=\"_ _0\"></span> \u00e0 un tau<span class=\"_ _0\"></span>x variab<span class=\"_ _0\"></span>le, bas<span class=\"_ _0\"></span>\u00e9 sur l\u2019<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3</div>\n<div class=\"t m0 x1a h62 y2207 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mois + 200 po<span class=\"_ _0\"></span>ints de bas<span class=\"_ _0\"></span>e, jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9chan<span class=\"_ _0\"></span>ge des titre<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y2208 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas. D<span class=\"_ _0\"></span>ans le cas o\u00f9 Ag<span class=\"_ _0\"></span>eas ne d\u00e9cl<span class=\"_ _0\"></span>are aucun d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur ses</div>\n<div class=\"t m0 x1a h62 y2209 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> ou que le divi<span class=\"_ _0\"></span>dende ann<span class=\"_ _0\"></span>onc\u00e9 est inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 u<span class=\"_ _0\"></span>n certain se<span class=\"_ _0\"></span>uil</div>\n<div class=\"t m0 x1a h62 y220a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un exe<span class=\"_ _0\"></span>rcice donn<span class=\"_ _0\"></span>\u00e9 (rende<span class=\"_ _0\"></span>ment de div<span class=\"_ _0\"></span>idende inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 0,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%), </span></span></div>\n<div class=\"t m0 x1a h62 y220b ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que da<span class=\"_ _0\"></span>ns certai<span class=\"_ _0\"></span>nes autr<span class=\"_ _0\"></span>es circon<span class=\"_ _0\"></span>stances,<span class=\"_ _0\"></span> le paieme<span class=\"_ _0\"></span>nt de coupons<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y220c ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsde wseb\">oit \u00ea<span class=\"_ _3\"></span>tre r\u00e9gl\u00e9 <span class=\"_ _3\"></span>par Ageas SA<span class=\"_ _3\"></span>/NV par l\u2019<span class=\"_ _3\"></span>\u00e9mission de<span class=\"_ _3\"></span> nouvelles ac<span class=\"_ _3\"></span>tions </span></div>\n<div class=\"t m0 x1a h62 y220d ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t au m\u00e9canisme<span class=\"_ _3\"></span> appel\u00e9 m\u00e9<span class=\"_ _3\"></span>thode altern<span class=\"_ _3\"></span>ative de r\u00e8<span class=\"_ _3\"></span>glement</div>\n<div class=\"t m0 x1a h62 y220e ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du coupon<span class=\"_ _3\"></span> (Alternative <span class=\"_ _3\"></span>Coupon Se<span class=\"_ _3\"></span>ttlement Method <span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse9\">ACSM) tandis q<span class=\"_ _0\"></span>ue </span></span></div>\n<div class=\"t m0 x1a h62 y220f ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV dev<span class=\"_ _0\"></span>rait \u00e9mett<span class=\"_ _0\"></span>re des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9ligibles a<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x1a h62 y2210 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre d\u2019i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nts Tier 1 hybr<span class=\"_ _0\"></span>ides au prof<span class=\"_ _0\"></span>it d\u2019Age<span class=\"_ _0\"></span>as en comp<span class=\"_ _0\"></span>ensati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y2211 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des coupons<span class=\"_ _3\"></span> ainsi pay\u00e9s<span class=\"_ _3\"></span> par Agea<span class=\"_ _3\"></span>s SA/NV. En <span class=\"_ _3\"></span>cas de d\u00e9<span class=\"_ _3\"></span>clenchement</div>\n<div class=\"t m0 x1a h62 y2212 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ACSM<span class=\"_ _0\"></span>, si le capita<span class=\"_ _0\"></span>l autoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est ins<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nt pour per<span class=\"_ _0\"></span>mettre</div>\n<div class=\"t m0 x1a h62 y2213 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 Ageas SA<span class=\"_ _3\"></span>/NV de r\u00e9gl<span class=\"_ _3\"></span>er l'oblig<span class=\"lsdc wse9\">ation ACSM, le r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> du coupon </span></div>\n<div class=\"t m0 x1a h62 y2214 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sera repo<span class=\"_ _0\"></span>rt\u00e9 jusq<span class=\"_ _0\"></span>u'au mome<span class=\"_ _0\"></span>nt o\u00f9 la possib<span class=\"_ _0\"></span>ilit\u00e9 d'\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n d'actio<span class=\"_ _0\"></span>ns sera</div>\n<div class=\"t m0 x1a h62 y2215 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">restaur\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2216 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2217 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans un accord con<span class=\"_ _3\"></span>clu en 2012, d\u00e9bouch<span class=\"_ _3\"></span>ant notamment sur<span class=\"_ _3\"></span> l\u2019offre</div>\n<div class=\"t m0 x1a h62 y2218 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019achat de<span class=\"_ _3\"></span>s CASHES et <span class=\"_ _3\"></span>leur \u00e9change <span class=\"_ _3\"></span>subs\u00e9quent,<span class=\"_ _3\"></span> Ageas a a<span class=\"_ _3\"></span>ccept\u00e9 de</div>\n<div class=\"t m0 x1a h62 y2219 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">payer <span class=\"lsdc wse9\">une indemnit<span class=\"_ _0\"></span>\u00e9 annuelle \u00e0 BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis S<span class=\"_ _0\"></span>A/NV \u00e9quiv<span class=\"_ _0\"></span>alent<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y221a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde major<span class=\"_ _0\"></span>\u00e9 sur les acti<span class=\"_ _0\"></span>ons que d\u00e9ti<span class=\"_ _0\"></span>ent BNP P<span class=\"_ _0\"></span>aribas Fo<span class=\"_ _0\"></span>rtis</div>\n<div class=\"t m0 x1a h62 y221b ff3ce fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsAndContingentLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag402": {
   "value": "\n<div class=\"t m0 x1a h7e yeb6 ffed fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Passifs<span class=\"_ _0\"></span> \u00e9ventuel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb7 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s \u00e9vent<span class=\"_ _0\"></span>uels sont d<span class=\"_ _0\"></span>es incerti<span class=\"_ _0\"></span>tudes do<span class=\"_ _0\"></span>nt le montant<span class=\"_ _0\"></span> ne peut \u00eatre</div>\n<div class=\"t m0 x1a h62 yeb8 ffeb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">estim\u00e9 raisonnab<span class=\"_ _3\"></span>lement ou lorsqu\u2019<span class=\"_ _3\"></span>il se peut qu\u2019auc<span class=\"_ _3\"></span>un paiement ne soi<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yeb9 ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour \u00e9t<span class=\"_ _0\"></span>eindre l\u2019<span class=\"_ _0\"></span>obligat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 53px; width: 351px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag403": {
   "value": "\n<div class=\"t m0 x1a h7e yeba ffed fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Frais d\u2019\u00e9missi<span class=\"_ _3\"></span>on <span class=\"lsdc wse8\">d\u2019actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yebb ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les frais d\u2019<span class=\"_ _0\"></span>\u00e9missi<span class=\"_ _0\"></span>on de nouve<span class=\"_ _0\"></span>lles acti<span class=\"_ _0\"></span>ons ou d\u2019opt<span class=\"_ _0\"></span>ions sur act<span class=\"_ _0\"></span>ions da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 yebc ffeb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un autre co<span class=\"_ _0\"></span>ntexte qu<span class=\"_ _0\"></span>e le regroup<span class=\"_ _0\"></span>ement d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises, sont<span class=\"_ _0\"></span> port\u00e9s en</div>\n<div class=\"t m0 x1a h62 yebd ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diminution d<span class=\"_ _3\"></span>es capitau<span class=\"_ _3\"></span>x propres, a<span class=\"_ _3\"></span>pr\u00e8s d\u00e9duc<span class=\"_ _3\"></span>tion des imp<span class=\"_ _3\"></span>\u00f4<span class=\"lsdc wse9\">ts sur les </span></div>\n<div class=\"t m0 x1a h62 yebe ffeb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">revenus af<span class=\"_ _3\"></span>f\u00e9rents.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 83px; width: 351px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIssuedCapitalExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag409": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e la soci\u00e9t<span class=\"_ _0\"></span>\u00e9 m\u00e8r<span class=\"_ _0\"></span>e ou ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s ach\u00e8te<span class=\"_ _0\"></span>nt des ac<span class=\"_ _0\"></span>tions Ag<span class=\"_ _0\"></span>eas ou</div>\n<div class=\"t m0 x6 h62 y8b3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acqui\u00e8r<span class=\"_ _0\"></span>ent des dr<span class=\"_ _0\"></span>oits d\u2019ach<span class=\"_ _0\"></span>at d\u2019acti<span class=\"_ _0\"></span>ons, la r\u00e9mu<span class=\"_ _0\"></span>n\u00e9ratio<span class=\"_ _0\"></span>n pay\u00e9e, e<span class=\"_ _0\"></span>n ce</div>\n<div class=\"t m0 x6 h62 y93e fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compris<span class=\"_ _0\"></span> les frais de tr<span class=\"_ _0\"></span>ansact<span class=\"_ _0\"></span>ion imput<span class=\"_ _0\"></span>ables, ap<span class=\"_ _0\"></span>r\u00e8s d\u00e9duc<span class=\"_ _0\"></span>tion des im<span class=\"_ _0\"></span>p<span class=\"lsf8 ws111\">\u00f4ts </span></div>\n<div class=\"t m0 x6 h62 y93f fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur les re<span class=\"_ _3\"></span>venus, est <span class=\"_ _3\"></span>enregistr\u00e9e<span class=\"_ _3\"></span> en d\u00e9duction<span class=\"_ _3\"></span> des capi<span class=\"_ _3\"></span>taux propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y940 fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">totaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y942 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les dividend<span class=\"_ _3\"></span>es vers\u00e9s<span class=\"_ _3\"></span> sur les<span class=\"_ _3\"></span> actions propr<span class=\"_ _3\"></span>es qui son<span class=\"_ _3\"></span>t d\u00e9tenues p<span class=\"_ _3\"></span>ar des</div>\n<div class=\"t m0 x6 h62 y943 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises Age<span class=\"_ _0\"></span>as sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s lors<span class=\"_ _0\"></span> de la pr\u00e9par<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9tats</div>\n<div class=\"t m0 x6 h62 y944 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financiers con<span class=\"_ _3\"></span>solid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s Ageas d\u00e9<span class=\"_ _3\"></span>tenues par A<span class=\"_ _3\"></span>geasfinlux S<span class=\"_ _3\"></span>.A. dans le <span class=\"_ _3\"></span>cadre des</div>\n<div class=\"t m0 x6 h62 y9ed fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">instruments<span class=\"_ _3\"></span> de capitau<span class=\"_ _3\"></span>x propres <span class=\"_ _3\"></span>FRESH ne <span class=\"_ _3\"></span>sont pas a<span class=\"_ _3\"></span>ssorties du <span class=\"_ _3\"></span>droit</div>\n<div class=\"t m0 x6 h62 y9ee fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde ou au capit<span class=\"_ _0\"></span>al. Ces act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> \u00e9limin\u00e9<span class=\"_ _0\"></span>es lors du ca<span class=\"_ _0\"></span>lcul du</div>\n<div class=\"t m0 x6 h62 y9ef fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividende, <span class=\"_ _3\"></span>du b\u00e9n\u00e9fice <span class=\"_ _3\"></span>net et d<span class=\"_ _3\"></span>es capitaux <span class=\"_ _3\"></span>propres pa<span class=\"_ _3\"></span>r action. <span class=\"lsdc\">Le co\u00fbt </span></div>\n<div class=\"t m0 x6 h62 y9f0 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019acquisition<span class=\"_ _3\"></span> des actio<span class=\"_ _3\"></span>ns est d\u00e9d<span class=\"_ _3\"></span>uit des <span class=\"_ _3\"></span>capitaux prop<span class=\"_ _3\"></span>res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 141px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 851px; height: 256px; width: 350px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForTreasurySharesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag405": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 yec0 fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.16<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Encaissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>brut<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye37 fff2 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Contrats de<span class=\"_ _3\"></span> courte d<span class=\"_ _3\"></span>ur\u00e9e et con<span class=\"_ _3\"></span>trats de lon<span class=\"_ _3\"></span>gue dur\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye38 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de court<span class=\"_ _0\"></span>e dur\u00e9e est<span class=\"_ _0\"></span> un contrat<span class=\"_ _0\"></span> qui procu<span class=\"_ _0\"></span>re une</div>\n<div class=\"t m0 x6 h62 ye39 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure d\u2019ass<span class=\"_ _0\"></span>urance <span class=\"lsde wsfa\">pour une p\u00e9riode fixe de courte<span class=\"_ _3\"></span> dur\u00e9e et permet </span></div>\n<div class=\"t m0 x6 h62 ye3a fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 l\u2019assur<span class=\"_ _0\"></span>eur de r\u00e9si<span class=\"_ _0\"></span>lier le contr<span class=\"_ _0\"></span>at ou de l\u2019am<span class=\"_ _0\"></span>ender \u00e0 la fin de l<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ye3b fff0 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">contract<span class=\"_ _0\"></span>uelle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3c fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye3d fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un contrat d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance de lon<span class=\"_ _0\"></span>gue dur\u00e9<span class=\"_ _0\"></span>e est un contr<span class=\"_ _0\"></span>at qui ne peut<span class=\"_ _0\"></span> pas</div>\n<div class=\"t m0 x6 h62 ye3e fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00eatre mod<span class=\"_ _0\"></span>ifi\u00e9 de m<span class=\"_ _0\"></span>ani\u00e8re <span class=\"_ _0\"></span>unilat\u00e9<span class=\"_ _0\"></span>rale, c<span class=\"_ _0\"></span>omme un c<span class=\"_ _0\"></span><span class=\"lsde\">ontrat non r\u00e9<span class=\"_ _3\"></span>siliable ou<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 ye3f fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>at \u00e0 renouvel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> garanti,<span class=\"_ _0\"></span> et qui n\u00e9ces<span class=\"_ _0\"></span>site l\u2019e<span class=\"_ _0\"></span>x\u00e9cutio<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x6 h62 yec1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts fonct<span class=\"_ _0\"></span>ions et serv<span class=\"_ _0\"></span>ices (y com<span class=\"_ _0\"></span>pris la couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d\u2019assur<span class=\"_ _0\"></span>ance)</div>\n<div class=\"t m0 x6 h62 yec2 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pendant une<span class=\"_ _3\"></span> p\u00e9riode de<span class=\"_ _3\"></span> longue du<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye42 fff2 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Primes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye43 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes rela<span class=\"_ _3\"></span>tives aux contra<span class=\"_ _3\"></span>ts de lon<span class=\"lsdc wse9\">gue dur\u00e9e d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e Vie et </span></div>\n<div class=\"t m0 x6 h62 ye44 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt avec part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion discr<span class=\"_ _0\"></span>\u00e9tion<span class=\"_ _0\"></span>naire aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices<span class=\"_ _0\"></span> sont</div>\n<div class=\"t m0 x1a h62 yec3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">enregistr\u00e9es <span class=\"_ _3\"></span>en revenus <span class=\"_ _3\"></span>au moment o<span class=\"_ _3\"></span>\u00f9 elles <span class=\"_ _3\"></span>sont dues p<span class=\"_ _3\"></span>ar les ti<span class=\"_ _3\"></span>tulaires</div>\n<div class=\"t m0 x1a h62 yec4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats. Les pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns et frais de ges<span class=\"_ _0\"></span>tion fut<span class=\"_ _0\"></span>urs estim<span class=\"_ _0\"></span>\u00e9s sont</div>\n<div class=\"t m0 x1a h62 yec5 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">enregist<span class=\"_ _0\"></span>r\u00e9s en <span class=\"lsde wsfa\">parall\u00e8le aux revenus afin de re<span class=\"_ _3\"></span>conna\u00eetre les pro<span class=\"_ _3\"></span>fits </span></div>\n<div class=\"t m0 x1a h62 yec6 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9r\u00e9s par ces<span class=\"_ _3\"></span> contrats sur leur dur\u00e9e<span class=\"_ _3\"></span> de vie estim\u00e9e<span class=\"_ _3\"></span>. Ce</div>\n<div class=\"t m0 x1a h62 yec7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapproc<span class=\"_ _0\"></span>hement es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 par la d\u00e9ter<span class=\"_ _0\"></span>minati<span class=\"_ _0\"></span>on des pass<span class=\"_ _0\"></span>ifs des</div>\n<div class=\"t m0 x1a h62 yec8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et d'i<span class=\"_ _0\"></span>nvesti<span class=\"_ _0\"></span>ssement<span class=\"_ _0\"></span> avec partic<span class=\"_ _0\"></span>ipati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 yec9 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">discr\u00e9tionnair<span class=\"_ _3\"></span>e aux<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">b\u00e9n\u00e9fices, ai<span class=\"_ _0\"></span>nsi que par le re<span class=\"_ _0\"></span>port et l'<span class=\"_ _0\"></span>amortis<span class=\"_ _0\"></span>sement </span></span></div>\n<div class=\"t m0 x1a h62 yeca fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ur des frais d<span class=\"_ _0\"></span>\u2019acqui<span class=\"_ _0\"></span>sition des<span class=\"_ _0\"></span> contrats \u00e0 p<span class=\"_ _0\"></span>ayer d\u2019a<span class=\"_ _0\"></span>vance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yecb fff2 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Primes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecc fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les cont<span class=\"_ _0\"></span>rats d<span class=\"_ _0\"></span>e courte dur<span class=\"_ _0\"></span>\u00e9e (princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt en <span class=\"ls0 ws0\">N<span class=\"lsde wsea\">on</span>-<span class=\"lsfe ws12d\">vie)<span class=\"_ _3\"></span>, les </span></span></div>\n<div class=\"t m0 x1a h62 yecd fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">primes \u00e9m<span class=\"_ _0\"></span>ises sont<span class=\"_ _0\"></span> comptabi<span class=\"_ _0\"></span>lis\u00e9es \u00e0 l<span class=\"_ _0\"></span>a cr\u00e9ation d<span class=\"_ _0\"></span>u contrat<span class=\"_ _0\"></span>. Les primes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yece fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reco<span class=\"_ _0\"></span>nnues en r\u00e9<span class=\"_ _0\"></span>sultat au ry<span class=\"_ _0\"></span>thme de leu<span class=\"_ _0\"></span>r acquis<span class=\"_ _0\"></span>ition au pr<span class=\"_ _0\"></span>orata de</div>\n<div class=\"t m0 x1a h62 yecf fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la dur\u00e9e de co<span class=\"_ _0\"></span>uvert<span class=\"_ _0\"></span>ure du contr<span class=\"_ _0\"></span>at. La provis<span class=\"_ _0\"></span>ion pou<span class=\"_ _0\"></span>r primes non</div>\n<div class=\"t m0 x1a h62 yed0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acquises<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ente la part d<span class=\"_ _0\"></span>es primes \u00e9m<span class=\"_ _0\"></span>ises relat<span class=\"_ _0\"></span>ive \u00e0 la dur\u00e9<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore \u00e0 cou<span class=\"_ _0\"></span>rir de la co<span class=\"_ _0\"></span>uvertur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 851px; height: 251px; width: 351px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 267px; width: 351px; z-index: 5;\"><br/></div>\n\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yed2 fff0 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8<span class=\"lsde wsea\">.17<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Int\u00e9r\u00eats</span></span><span class=\"wseb\">, dividendes et autres<span class=\"_ _3\"></span> produits de <span class=\"_ _3\"></span>placement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yed3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts et charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eat<span class=\"_ _3\"></span> sont comp<span class=\"_ _3\"></span>tabilis\u00e9s en r\u00e9<span class=\"_ _3\"></span>sultat pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yed4 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tous les <span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>orteurs <span class=\"_ _0\"></span>d\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s (qu\u2019i<span class=\"_ _0\"></span>ls soie<span class=\"_ _0\"></span>nt clas<span class=\"_ _0\"></span>s\u00e9s comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed5 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance, di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>les \u00e0 la v<span class=\"_ _0\"></span>ente,<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la juste </span></div>\n<div class=\"t m0 x1a h62 yed6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat, d\u00e9<span class=\"_ _0\"></span>riv\u00e9s ou aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s ou</div>\n<div class=\"t m0 x1a h62 yed7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span>) selon l<span class=\"_ _0\"></span>a compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de d\u00e9p<span class=\"_ _0\"></span>\u00f4t, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt le tau<span class=\"_ _0\"></span>x effect<span class=\"_ _0\"></span>if</div>\n<div class=\"t m0 x1a h62 yed8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9 au prix d\u2019ac<span class=\"_ _0\"></span>hat r\u00e9el in<span class=\"_ _0\"></span>cluant les<span class=\"_ _0\"></span> frais de tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>n directs.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 yed9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>int\u00e9r\u00eat inc<span class=\"_ _3\"></span>lue<span class=\"lsdc\">nt les cou<span class=\"_ _0\"></span>pons c<span class=\"_ _0\"></span>ourus su<span class=\"_ _0\"></span>r les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s \u00e0 taux </span></div>\n<div class=\"t m0 x1a h62 yeda fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fixes et<span class=\"_ _0\"></span> variab<span class=\"_ _0\"></span>les ainsi<span class=\"_ _0\"></span> que l\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>des frai<span class=\"_ _0\"></span>s de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, de</div>\n<div class=\"t m0 x1a h62 yedb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la d\u00e9cote o<span class=\"_ _0\"></span>u de la surcot<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yedc fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yedd fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n actif f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er a \u00e9t\u00e9 <span class=\"_ _0\"></span>ramen\u00e9<span class=\"_ _0\"></span> \u00e0 sa vale<span class=\"_ _0\"></span>ur estim<span class=\"_ _0\"></span>\u00e9e de</div>\n<div class=\"t m0 x1a h62 yede fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ement, les<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat sont<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ensuite comptabilis\u00e9s<span class=\"_ _3\"></span> sur la </span></span></div>\n<div class=\"t m0 x1a h62 yedf fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base du t<span class=\"_ _0\"></span>aux eff<span class=\"_ _0\"></span>ectif init<span class=\"_ _0\"></span>ial pou<span class=\"_ _0\"></span>r actu<span class=\"_ _0\"></span>aliser le<span class=\"_ _0\"></span>s flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie fut<span class=\"_ _0\"></span>urs en</div>\n<div class=\"t m0 x1a h62 yee0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la d\u00e9t<span class=\"_ _0\"></span>erminati<span class=\"_ _0\"></span>on du monta<span class=\"_ _0\"></span>nt recouv<span class=\"_ _0\"></span>rable.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee1 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee4 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee5 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas agi<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en tant que bai<span class=\"_ _0\"></span>lleur dans<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de locat<span class=\"_ _0\"></span>ion non </span></span></div>\n<div class=\"t m0 x1a h62 yee6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9silia<span class=\"_ _0\"></span>bles qui peu<span class=\"_ _0\"></span>vent pr<span class=\"_ _0\"></span>\u00e9voir des cl<span class=\"_ _0\"></span>auses de re<span class=\"_ _0\"></span>nouvell<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>our des</div>\n<div class=\"t m0 x1a h62 yee7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement et cert<span class=\"_ _0\"></span>ains imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus<span class=\"_ _0\"></span> pour usage</div>\n<div class=\"t m0 x1a h62 yee8 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre. Le re<span class=\"_ _3\"></span>venu locatif et les<span class=\"_ _3\"></span> autres revenus son<span class=\"_ _3\"></span>t comptabilis\u00e9<span class=\"lsf0 ws10c\">s, ne<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x1a h62 yee9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des incitan<span class=\"_ _3\"></span>ts \u00e0 la <span class=\"_ _3\"></span>location oc<span class=\"_ _3\"></span>troy\u00e9s aux pr<span class=\"_ _3\"></span>eneurs, de<span class=\"_ _3\"></span> mani\u00e8re l<span class=\"_ _3\"></span>in\u00e9aire,</div>\n<div class=\"t m0 x1a h62 yeea fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sauf s'il<span class=\"_ _3\"></span> est incon<span class=\"_ _3\"></span>testable que<span class=\"_ _3\"></span> les revenus<span class=\"_ _3\"></span> ne sont<span class=\"_ _3\"></span> pas per\u00e7us<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8rement a<span class=\"_ _0\"></span>u cours de la p\u00e9r<span class=\"_ _0\"></span>iode de loc<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 403px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 yeec fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.18<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Gains et pert<span class=\"_ _0\"></span>es r\u00e9alis\u00e9s<span class=\"_ _0\"></span> et non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yeed fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les <span class=\"wseb\">ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers cl<span class=\"_ _0\"></span>ass\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es \u00e0 la v<span class=\"_ _0\"></span>ente, </span></div>\n<div class=\"t m0 x1a h62 yeee fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les gains<span class=\"_ _0\"></span> et pert<span class=\"_ _0\"></span>es r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur <span class=\"_ _0\"></span>les vent<span class=\"_ _0\"></span>es et ce<span class=\"_ _0\"></span>ssions c<span class=\"_ _0\"></span>orres<span class=\"_ _0\"></span>pondent<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yeef fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la contre<span class=\"_ _0\"></span>partie re\u00e7<span class=\"_ _0\"></span>ue et la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table init<span class=\"_ _0\"></span>iale de</div>\n<div class=\"t m0 x1a h62 yef0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019actif v<span class=\"_ _0\"></span>endu, dimi<span class=\"_ _0\"></span>nu\u00e9e de to<span class=\"_ _0\"></span>utes les d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yef1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, apr\u00e8s aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de l\u2019impac<span class=\"_ _0\"></span>t \u00e9ventu<span class=\"_ _0\"></span>el de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x1a h62 yef2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure. Les<span class=\"_ _0\"></span> gains et<span class=\"_ _0\"></span> pertes<span class=\"_ _0\"></span> r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur les<span class=\"_ _0\"></span> ventes<span class=\"_ _0\"></span> sont inc<span class=\"_ _0\"></span>lus au</div>\n<div class=\"t m0 x1a h62 yef3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sult<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>enant de<span class=\"_ _0\"></span> ventes <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a h62 yef4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9\u00e9val<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 136px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 566px; width: 351px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 839px; width: 351px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 252px; height: 272px; width: 351px; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste va<span class=\"_ _0\"></span>leur par le b<span class=\"_ _0\"></span>iais du</div>\n<div class=\"t m0 x6 h62 y8b2 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at, la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre<span class=\"_ _0\"></span> la val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a fin de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y8b3 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode de<span class=\"_ _3\"></span> reporting <span class=\"_ _3\"></span>en cours e<span class=\"_ _3\"></span>t \u00e0 la <span class=\"_ _3\"></span>fin de l<span class=\"_ _3\"></span>a p\u00e9riode de<span class=\"_ _3\"></span> reporting</div>\n<div class=\"t m0 x6 h62 y93e fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9c\u00e9<span class=\"wse9\">d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse dans le c<span class=\"_ _0\"></span>ompte de r<span class=\"_ _0\"></span>\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x6 h62 y93f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wse9\">R\u00e9sultat prove<span class=\"_ _0\"></span>nant de ve<span class=\"_ _0\"></span>ntes et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y940 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts d\u00e9riv\u00e9s,<span class=\"_ _0\"></span> la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la juste val<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x6 h62 y941 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u2019inclu<span class=\"_ _0\"></span>ant pas <span class=\"_ _0\"></span>la parti<span class=\"_ _0\"></span>e latent<span class=\"_ _0\"></span>e des int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">cl<span class=\"_ _0\"></span>ean fair <span class=\"lsfe ws11a\">value<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00bb) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y942 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9r<span class=\"_ _0\"></span>iode de r<span class=\"_ _0\"></span>eportin<span class=\"_ _0\"></span>g en cou<span class=\"_ _0\"></span>rs et \u00e0 l<span class=\"_ _0\"></span>a fin de <span class=\"_ _0\"></span>la p\u00e9rio<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x6 h62 y943 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse da<span class=\"_ _0\"></span>ns le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at dans la</div>\n<div class=\"t m0 x6 h62 y944 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">R\u00e9sult<span class=\"_ _0\"></span>at proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y945 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion ou de la d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciatio<span class=\"_ _0\"></span>n d\u2019un act<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er,</div>\n<div class=\"t m0 x6 h62 y9ed fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les gains et p<span class=\"_ _0\"></span>ertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ee fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">directement <span class=\"_ _3\"></span>en capitau<span class=\"_ _3\"></span>x propres so<span class=\"_ _3\"></span>nt recycl\u00e9s <span class=\"_ _3\"></span>via le comp<span class=\"_ _3\"></span>te de r\u00e9s<span class=\"_ _3\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 354px; z-index: 5;\"><br/></div>\n\n\n<div class=\"t m0 x6 h62 y949 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.19<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Revenus de co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye23 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span><span class=\"lsde wsea\">au<span class=\"ls0 ws0\"> </span><span class=\"wseb\">taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat eff<span class=\"_ _3\"></span>ectif<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye24 fff5 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les commiss<span class=\"lsdc wse9\">ions i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9e<span class=\"_ _0\"></span>s au taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif d\u2019<span class=\"_ _0\"></span>un instr<span class=\"_ _0\"></span>ument </span></div>\n<div class=\"t m0 x6 h62 yef7 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financier sont<span class=\"_ _3\"></span> g\u00e9n\u00e9ralement trai<span class=\"_ _3\"></span>t\u00e9es comme un ajustem<span class=\"_ _3\"></span>ent du taux</div>\n<div class=\"t m0 x6 h62 y94d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. C\u2019est le c<span class=\"_ _0\"></span>as des com<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>ns sur pr\u00eat, pe<span class=\"_ _0\"></span>r\u00e7ues e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y94e fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation <span class=\"_ _0\"></span>fin<span class=\"wse9\">anc<span class=\"_ _0\"></span>i\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 y94f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019empru<span class=\"_ _0\"></span>nteur, l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion et l\u2019e<span class=\"_ _0\"></span>nregist<span class=\"_ _0\"></span>rement de g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>s, etc., et</div>\n<div class=\"t m0 x6 h62 y950 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement de<span class=\"_ _3\"></span>s commission<span class=\"_ _3\"></span>s de monta<span class=\"_ _3\"></span>ge per\u00e7ues lo<span class=\"_ _3\"></span>rs de <span class=\"_ _3\"></span>l\u2019\u00e9mission de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y951 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passifs fina<span class=\"_ _3\"></span>nciers \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. Ce<span class=\"_ _3\"></span>s deux types <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y952 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont report\u00e9<span class=\"_ _3\"></span>s et compt<span class=\"_ _3\"></span>abilis\u00e9s s<span class=\"_ _3\"></span>ous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">forme d\u2019ajust<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y953 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t r\u00e9el de l\u2019instru<span class=\"_ _3\"></span>ment financier sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacent, \u00e9<span class=\"_ _0\"></span>valu\u00e9 au co\u00fbt<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y954 fff5 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e l\u2019inst<span class=\"_ _0\"></span>rument f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er est v<span class=\"_ _0\"></span>aloris\u00e9 <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r via le c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x6 h62 y957 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at, les hon<span class=\"_ _0\"></span>oraires s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme prod<span class=\"_ _0\"></span>uits au</div>\n<div class=\"t m0 x6 h62 y958 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span><span class=\"wseb\">e la com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span> de l\u2019ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yef8 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a fournit<span class=\"_ _0\"></span>ure de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les commissions<span class=\"_ _3\"></span> sont g\u00e9n\u00e9ralemen<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme produits<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yefa fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>es servic<span class=\"_ _0\"></span>es sont prest<span class=\"_ _0\"></span>\u00e9s. S\u2019il<span class=\"_ _0\"></span> est improb<span class=\"_ _0\"></span>able qu\u2019<span class=\"_ _0\"></span>une conve<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 yefb fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eat soit ex<span class=\"_ _0\"></span>\u00e9cut\u00e9e et<span class=\"_ _0\"></span> que l\u2019en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> de pr\u00eat n\u2019es<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pas consid\u00e9r\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yec0 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e9riv\u00e9,<span class=\"_ _0\"></span> les commis<span class=\"_ _0\"></span>sions d\u2019<span class=\"_ _0\"></span>engageme<span class=\"_ _0\"></span>nt sont</div>\n<div class=\"t m0 x6 h62 yefc fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s en produi<span class=\"_ _3\"></span>ts au pror<span class=\"_ _3\"></span>ata de la<span class=\"_ _3\"></span> p\u00e9riode d\u2019e<span class=\"_ _3\"></span>ngagement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefd fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yefe fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>missions<span class=\"_ _0\"></span> de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>comme <span class=\"_ _0\"></span>acquises<span class=\"_ _0\"></span>,</div>\n<div class=\"t m0 x6 h62 yeff fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e comme reven<span class=\"_ _0\"></span>u a</div>\n<div class=\"t m0 x6 h62 yf00 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye3c fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es \u00e0 <span class=\"_ _0\"></span>la r\u00e9ali<span class=\"_ _0\"></span>sation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sous</div>\n<div class=\"t m0 x6 h7e ye3d fff7 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les commiss<span class=\"_ _3\"></span>ions provenant<span class=\"_ _3\"></span> de la n\u00e9go<span class=\"_ _3\"></span>ciation ou<span class=\"_ _3\"></span> de la pa<span class=\"_ _3\"></span>rticipation<span class=\"_ _3\"></span> \u00e0 la</div>\n<div class=\"t m0 x6 h62 ye3f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gociat<span class=\"_ _0\"></span>ion d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pour u<span class=\"_ _0\"></span>ne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">tierc<span class=\"_ _0\"></span>e partie, s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 yec1 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la r\u00e9al<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente.<span class=\"_ _3\"></span> Les produits de </span></span></div>\n<div class=\"t m0 x6 h62 yec2 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont comptab<span class=\"_ _3\"></span>ilis\u00e9s apr\u00e8s<span class=\"_ _3\"></span> ex\u00e9cution<span class=\"_ _3\"></span> de l\u2019engage<span class=\"_ _3\"></span>ment. Les</div>\n<div class=\"t m0 x6 h62 yf01 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">commiss<span class=\"_ _0\"></span>ions de s<span class=\"_ _0\"></span>yndicat<span class=\"_ _0\"></span>ion de p<span class=\"_ _0\"></span>r\u00eat sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yf02 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits lo<span class=\"_ _3\"></span>rsque la s<span class=\"_ _3\"></span>yndic<span class=\"lsdc wse9\">ation a \u00e9t\u00e9 men<span class=\"_ _0\"></span>\u00e9e \u00e0 terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye44 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye45 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits de<span class=\"_ _3\"></span> ces contrats de pla<span class=\"_ _3\"></span>cement, dont le ri<span class=\"_ _3\"></span>sque d\u2019assurance</div>\n<div class=\"t m0 x6 h62 yf03 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert n<span class=\"_ _0\"></span>\u2019est pas s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atif, cons<span class=\"_ _0\"></span>istent en d<span class=\"_ _0\"></span>es commis<span class=\"_ _0\"></span>sions co<span class=\"_ _0\"></span>uvrant la</div>\n<div class=\"t m0 x6 h62 yf04 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture d\u2019<span class=\"_ _3\"></span>assurance<span class=\"_ _3\"></span>, des commis<span class=\"_ _3\"></span>sions pour <span class=\"_ _3\"></span>frais d\u2019admin<span class=\"_ _3\"></span>istration e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yf05 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s de racha<span class=\"_ _3\"></span>t. Les comm<span class=\"_ _3\"></span>issions son<span class=\"_ _3\"></span>t comptabili<span class=\"_ _3\"></span>s\u00e9es en</div>\n<div class=\"t m0 x1a h62 ye49 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits lorsque<span class=\"_ _3\"></span> les services son<span class=\"_ _3\"></span>t fournis. Les<span class=\"_ _3\"></span> charges incluent le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ye4a fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions en cas de d<span class=\"_ _0\"></span>\u00e9c\u00e8s et les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats c<span class=\"_ _0\"></span>r\u00e9dit\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 31px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 677px; width: 354px; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 20px; width: 354px; z-index: 4;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 918px; width: 354px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForRecognitionOfRevenue",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag400": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x1a h62 yed2 fff0 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8<span class=\"lsde wsea\">.17<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Int\u00e9r\u00eats</span></span><span class=\"wseb\">, dividendes et autres<span class=\"_ _3\"></span> produits de <span class=\"_ _3\"></span>placement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yed3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts et charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eat<span class=\"_ _3\"></span> sont comp<span class=\"_ _3\"></span>tabilis\u00e9s en r\u00e9<span class=\"_ _3\"></span>sultat pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yed4 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tous les <span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>orteurs <span class=\"_ _0\"></span>d\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s (qu\u2019i<span class=\"_ _0\"></span>ls soie<span class=\"_ _0\"></span>nt clas<span class=\"_ _0\"></span>s\u00e9s comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed5 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance, di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>les \u00e0 la v<span class=\"_ _0\"></span>ente,<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la juste </span></div>\n<div class=\"t m0 x1a h62 yed6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat, d\u00e9<span class=\"_ _0\"></span>riv\u00e9s ou aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s ou</div>\n<div class=\"t m0 x1a h62 yed7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span>) selon l<span class=\"_ _0\"></span>a compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de d\u00e9p<span class=\"_ _0\"></span>\u00f4t, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt le tau<span class=\"_ _0\"></span>x effect<span class=\"_ _0\"></span>if</div>\n<div class=\"t m0 x1a h62 yed8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9 au prix d\u2019ac<span class=\"_ _0\"></span>hat r\u00e9el in<span class=\"_ _0\"></span>cluant les<span class=\"_ _0\"></span> frais de tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>n directs.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 yed9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>int\u00e9r\u00eat inc<span class=\"_ _3\"></span>lue<span class=\"lsdc\">nt les cou<span class=\"_ _0\"></span>pons c<span class=\"_ _0\"></span>ourus su<span class=\"_ _0\"></span>r les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s \u00e0 taux </span></div>\n<div class=\"t m0 x1a h62 yeda fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fixes et<span class=\"_ _0\"></span> variab<span class=\"_ _0\"></span>les ainsi<span class=\"_ _0\"></span> que l\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>des frai<span class=\"_ _0\"></span>s de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, de</div>\n<div class=\"t m0 x1a h62 yedb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la d\u00e9cote o<span class=\"_ _0\"></span>u de la surcot<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yedc fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yedd fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n actif f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er a \u00e9t\u00e9 <span class=\"_ _0\"></span>ramen\u00e9<span class=\"_ _0\"></span> \u00e0 sa vale<span class=\"_ _0\"></span>ur estim<span class=\"_ _0\"></span>\u00e9e de</div>\n<div class=\"t m0 x1a h62 yede fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ement, les<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat sont<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ensuite comptabilis\u00e9s<span class=\"_ _3\"></span> sur la </span></span></div>\n<div class=\"t m0 x1a h62 yedf fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base du t<span class=\"_ _0\"></span>aux eff<span class=\"_ _0\"></span>ectif init<span class=\"_ _0\"></span>ial pou<span class=\"_ _0\"></span>r actu<span class=\"_ _0\"></span>aliser le<span class=\"_ _0\"></span>s flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie fut<span class=\"_ _0\"></span>urs en</div>\n<div class=\"t m0 x1a h62 yee0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la d\u00e9t<span class=\"_ _0\"></span>erminati<span class=\"_ _0\"></span>on du monta<span class=\"_ _0\"></span>nt recouv<span class=\"_ _0\"></span>rable.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee1 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee4 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee5 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas agi<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en tant que bai<span class=\"_ _0\"></span>lleur dans<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de locat<span class=\"_ _0\"></span>ion non </span></span></div>\n<div class=\"t m0 x1a h62 yee6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9silia<span class=\"_ _0\"></span>bles qui peu<span class=\"_ _0\"></span>vent pr<span class=\"_ _0\"></span>\u00e9voir des cl<span class=\"_ _0\"></span>auses de re<span class=\"_ _0\"></span>nouvell<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>our des</div>\n<div class=\"t m0 x1a h62 yee7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement et cert<span class=\"_ _0\"></span>ains imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus<span class=\"_ _0\"></span> pour usage</div>\n<div class=\"t m0 x1a h62 yee8 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre. Le re<span class=\"_ _3\"></span>venu locatif et les<span class=\"_ _3\"></span> autres revenus son<span class=\"_ _3\"></span>t comptabilis\u00e9<span class=\"lsf0 ws10c\">s, ne<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x1a h62 yee9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des incitan<span class=\"_ _3\"></span>ts \u00e0 la <span class=\"_ _3\"></span>location oc<span class=\"_ _3\"></span>troy\u00e9s aux pr<span class=\"_ _3\"></span>eneurs, de<span class=\"_ _3\"></span> mani\u00e8re l<span class=\"_ _3\"></span>in\u00e9aire,</div>\n<div class=\"t m0 x1a h62 yeea fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sauf s'il<span class=\"_ _3\"></span> est incon<span class=\"_ _3\"></span>testable que<span class=\"_ _3\"></span> les revenus<span class=\"_ _3\"></span> ne sont<span class=\"_ _3\"></span> pas per\u00e7us<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8rement a<span class=\"_ _0\"></span>u cours de la p\u00e9r<span class=\"_ _0\"></span>iode de loc<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 403px; width: 351px; z-index: 6;\"><br/></div>\n\n\n<div class=\"t m0 x1a h62 yeec fff0 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.18<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Gains et pert<span class=\"_ _0\"></span>es r\u00e9alis\u00e9s<span class=\"_ _0\"></span> et non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yeed fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les <span class=\"wseb\">ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers cl<span class=\"_ _0\"></span>ass\u00e9s co<span class=\"_ _0\"></span>mme dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es \u00e0 la v<span class=\"_ _0\"></span>ente, </span></div>\n<div class=\"t m0 x1a h62 yeee fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les gains<span class=\"_ _0\"></span> et pert<span class=\"_ _0\"></span>es r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur <span class=\"_ _0\"></span>les vent<span class=\"_ _0\"></span>es et ce<span class=\"_ _0\"></span>ssions c<span class=\"_ _0\"></span>orres<span class=\"_ _0\"></span>pondent<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 yeef fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la contre<span class=\"_ _0\"></span>partie re\u00e7<span class=\"_ _0\"></span>ue et la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table init<span class=\"_ _0\"></span>iale de</div>\n<div class=\"t m0 x1a h62 yef0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019actif v<span class=\"_ _0\"></span>endu, dimi<span class=\"_ _0\"></span>nu\u00e9e de to<span class=\"_ _0\"></span>utes les d\u00e9p<span class=\"_ _0\"></span>r\u00e9ciati<span class=\"_ _0\"></span>ons compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es en</div>\n<div class=\"t m0 x1a h62 yef1 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at, apr\u00e8s aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt de l\u2019impac<span class=\"_ _0\"></span>t \u00e9ventu<span class=\"_ _0\"></span>el de la compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x1a h62 yef2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure. Les<span class=\"_ _0\"></span> gains et<span class=\"_ _0\"></span> pertes<span class=\"_ _0\"></span> r\u00e9alis<span class=\"_ _0\"></span>\u00e9s sur les<span class=\"_ _0\"></span> ventes<span class=\"_ _0\"></span> sont inc<span class=\"_ _0\"></span>lus au</div>\n<div class=\"t m0 x1a h62 yef3 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte de<span class=\"_ _0\"></span> r\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">R\u00e9sult<span class=\"_ _0\"></span>at prov<span class=\"_ _0\"></span>enant de<span class=\"_ _0\"></span> ventes <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x1a h62 yef4 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9\u00e9val<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 136px; width: 351px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 268px; height: 566px; width: 351px; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts financ<span class=\"_ _0\"></span>iers \u00e9valu<span class=\"_ _0\"></span>\u00e9s \u00e0 la juste va<span class=\"_ _0\"></span>leur par le b<span class=\"_ _0\"></span>iais du</div>\n<div class=\"t m0 x6 h62 y8b2 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at, la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre<span class=\"_ _0\"></span> la val<span class=\"_ _0\"></span>eur compt<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a fin de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y8b3 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">p\u00e9riode de<span class=\"_ _3\"></span> reporting <span class=\"_ _3\"></span>en cours e<span class=\"_ _3\"></span>t \u00e0 la <span class=\"_ _3\"></span>fin de l<span class=\"_ _3\"></span>a p\u00e9riode de<span class=\"_ _3\"></span> reporting</div>\n<div class=\"t m0 x6 h62 y93e fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pr\u00e9c\u00e9<span class=\"wse9\">d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse dans le c<span class=\"_ _0\"></span>ompte de r<span class=\"_ _0\"></span>\u00e9sultat da<span class=\"_ _0\"></span>ns la rubri<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x6 h62 y93f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wse9\">R\u00e9sultat prove<span class=\"_ _0\"></span>nant de ve<span class=\"_ _0\"></span>ntes et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y940 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les inst<span class=\"_ _0\"></span>rumen<span class=\"_ _0\"></span>ts d\u00e9riv\u00e9s,<span class=\"_ _0\"></span> la diff\u00e9r<span class=\"_ _0\"></span>ence ent<span class=\"_ _0\"></span>re la juste val<span class=\"_ _0\"></span>eur</div>\n<div class=\"t m0 x6 h62 y941 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u2019inclu<span class=\"_ _0\"></span>ant pas <span class=\"_ _0\"></span>la parti<span class=\"_ _0\"></span>e latent<span class=\"_ _0\"></span>e des int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus (\u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">cl<span class=\"_ _0\"></span>ean fair <span class=\"lsfe ws11a\">value<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">\u00bb) </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y942 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la fin d<span class=\"_ _0\"></span>e la p\u00e9r<span class=\"_ _0\"></span>iode de r<span class=\"_ _0\"></span>eportin<span class=\"_ _0\"></span>g en cou<span class=\"_ _0\"></span>rs et \u00e0 l<span class=\"_ _0\"></span>a fin de <span class=\"_ _0\"></span>la p\u00e9rio<span class=\"_ _0\"></span>de de</div>\n<div class=\"t m0 x6 h62 y943 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ente est inc<span class=\"_ _0\"></span>luse da<span class=\"_ _0\"></span>ns le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at dans la</div>\n<div class=\"t m0 x6 h62 y944 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubrique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">R\u00e9sult<span class=\"_ _0\"></span>at proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y945 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Lors de la d\u00e9c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion ou de la d\u00e9pr<span class=\"_ _0\"></span>\u00e9ciatio<span class=\"_ _0\"></span>n d\u2019un act<span class=\"_ _0\"></span>if financi<span class=\"_ _0\"></span>er,</div>\n<div class=\"t m0 x6 h62 y9ed fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les gains et p<span class=\"_ _0\"></span>ertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s pr<span class=\"_ _0\"></span>\u00e9c\u00e9dem<span class=\"_ _0\"></span>ment com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y9ee fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">directement <span class=\"_ _3\"></span>en capitau<span class=\"_ _3\"></span>x propres so<span class=\"_ _3\"></span>nt recycl\u00e9s <span class=\"_ _3\"></span>via le comp<span class=\"_ _3\"></span>te de r\u00e9s<span class=\"_ _3\"></span>ultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 215px; width: 354px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 882px; height: 220px; width: 354px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFinanceIncomeAndCostsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag407": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x1a h62 yed2 fff0 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">2.8<span class=\"lsde wsea\">.17<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse8\">Int\u00e9r\u00eats</span></span><span class=\"wseb\">, dividendes et autres<span class=\"_ _3\"></span> produits de <span class=\"_ _3\"></span>placement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yed3 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts et charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eat<span class=\"_ _3\"></span> sont comp<span class=\"_ _3\"></span>tabilis\u00e9s en r\u00e9<span class=\"_ _3\"></span>sultat pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yed4 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tous les <span class=\"_ _0\"></span>instru<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>orteurs <span class=\"_ _0\"></span>d\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>s (qu\u2019i<span class=\"_ _0\"></span>ls soie<span class=\"_ _0\"></span>nt clas<span class=\"_ _0\"></span>s\u00e9s comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yed5 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tenus<span class=\"_ _0\"></span> jusqu\u2019<span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance, di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>les \u00e0 la v<span class=\"_ _0\"></span>ente,<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00e0 la juste </span></div>\n<div class=\"t m0 x1a h62 yed6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur pa<span class=\"_ _0\"></span>r le biais du co<span class=\"_ _0\"></span>mpte de r\u00e9su<span class=\"_ _0\"></span>ltat, d\u00e9<span class=\"_ _0\"></span>riv\u00e9s ou aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s ou</div>\n<div class=\"t m0 x1a h62 yed7 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span>) selon l<span class=\"_ _0\"></span>a compt<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 de d\u00e9p<span class=\"_ _0\"></span>\u00f4t, en ut<span class=\"_ _0\"></span>ilisa<span class=\"_ _0\"></span>nt le tau<span class=\"_ _0\"></span>x effect<span class=\"_ _0\"></span>if</div>\n<div class=\"t m0 x1a h62 yed8 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>u\u00e9 au prix d\u2019ac<span class=\"_ _0\"></span>hat r\u00e9el in<span class=\"_ _0\"></span>cluant les<span class=\"_ _0\"></span> frais de tran<span class=\"_ _0\"></span>sactio<span class=\"_ _0\"></span>n directs.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 yed9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>int\u00e9r\u00eat inc<span class=\"_ _3\"></span>lue<span class=\"lsdc\">nt les cou<span class=\"_ _0\"></span>pons c<span class=\"_ _0\"></span>ourus su<span class=\"_ _0\"></span>r les ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s \u00e0 taux </span></div>\n<div class=\"t m0 x1a h62 yeda fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fixes et<span class=\"_ _0\"></span> variab<span class=\"_ _0\"></span>les ainsi<span class=\"_ _0\"></span> que l\u2019<span class=\"_ _0\"></span>amortiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>des frai<span class=\"_ _0\"></span>s de tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on, de</div>\n<div class=\"t m0 x1a h62 yedb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la d\u00e9cote o<span class=\"_ _0\"></span>u de la surcot<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yedc fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yedd fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">D\u00e8s qu\u2019u<span class=\"_ _0\"></span>n actif f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er a \u00e9t\u00e9 <span class=\"_ _0\"></span>ramen\u00e9<span class=\"_ _0\"></span> \u00e0 sa vale<span class=\"_ _0\"></span>ur estim<span class=\"_ _0\"></span>\u00e9e de</div>\n<div class=\"t m0 x1a h62 yede fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ement, les<span class=\"_ _0\"></span> produits<span class=\"_ _0\"></span> d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat sont<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ensuite comptabilis\u00e9s<span class=\"_ _3\"></span> sur la </span></span></div>\n<div class=\"t m0 x1a h62 yedf fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base du t<span class=\"_ _0\"></span>aux eff<span class=\"_ _0\"></span>ectif init<span class=\"_ _0\"></span>ial pou<span class=\"_ _0\"></span>r actu<span class=\"_ _0\"></span>aliser le<span class=\"_ _0\"></span>s flux d<span class=\"_ _0\"></span>e tr\u00e9sor<span class=\"_ _0\"></span>erie fut<span class=\"_ _0\"></span>urs en</div>\n<div class=\"t m0 x1a h62 yee0 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la d\u00e9t<span class=\"_ _0\"></span>erminati<span class=\"_ _0\"></span>on du monta<span class=\"_ _0\"></span>nt recouv<span class=\"_ _0\"></span>rable.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee1 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x1a h62 yee2 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9s d<span class=\"_ _0\"></span>ans le co<span class=\"_ _0\"></span>mpte de r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> lorsq<span class=\"_ _0\"></span>u\u2019ils</div>\n<div class=\"t m0 x1a h62 yee3 fff0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9c<span class=\"_ _0\"></span>lar\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 552px; height: 20px; width: 351px; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x1a h62 yee4 fff0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee5 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas agi<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">en tant que bai<span class=\"_ _0\"></span>lleur dans<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de locat<span class=\"_ _0\"></span>ion non </span></span></div>\n<div class=\"t m0 x1a h62 yee6 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9silia<span class=\"_ _0\"></span>bles qui peu<span class=\"_ _0\"></span>vent pr<span class=\"_ _0\"></span>\u00e9voir des cl<span class=\"_ _0\"></span>auses de re<span class=\"_ _0\"></span>nouvell<span class=\"_ _0\"></span>ement p<span class=\"_ _0\"></span>our des</div>\n<div class=\"t m0 x1a h62 yee7 fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">immeubl<span class=\"_ _0\"></span>es de plac<span class=\"_ _0\"></span>ement et cert<span class=\"_ _0\"></span>ains imm<span class=\"_ _0\"></span>eubles d\u00e9t<span class=\"_ _0\"></span>enus<span class=\"_ _0\"></span> pour usage</div>\n<div class=\"t m0 x1a h62 yee8 fff0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">propre. Le re<span class=\"_ _3\"></span>venu locatif et les<span class=\"_ _3\"></span> autres revenus son<span class=\"_ _3\"></span>t comptabilis\u00e9<span class=\"lsf0 ws10c\">s, ne<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x1a h62 yee9 fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des incitan<span class=\"_ _3\"></span>ts \u00e0 la <span class=\"_ _3\"></span>location oc<span class=\"_ _3\"></span>troy\u00e9s aux pr<span class=\"_ _3\"></span>eneurs, de<span class=\"_ _3\"></span> mani\u00e8re l<span class=\"_ _3\"></span>in\u00e9aire,</div>\n<div class=\"t m0 x1a h62 yeea fff0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sauf s'il<span class=\"_ _3\"></span> est incon<span class=\"_ _3\"></span>testable que<span class=\"_ _3\"></span> les revenus<span class=\"_ _3\"></span> ne sont<span class=\"_ _3\"></span> pas per\u00e7us<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8rement a<span class=\"_ _0\"></span>u cours de la p\u00e9r<span class=\"_ _0\"></span>iode de loc<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 426px; height: 403px; width: 351px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForInterestIncomeAndExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag411": {
   "value": "\n<div class=\"t m0 x6 h62 y949 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.19<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsdc wse9\">Revenus de co<span class=\"_ _0\"></span>mmissi<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e ye23 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions int<span class=\"_ _0\"></span>\u00e9gr\u00e9es <span class=\"_ _0\"></span><span class=\"lsde wsea\">au<span class=\"ls0 ws0\"> </span><span class=\"wseb\">taux <span class=\"_ _3\"></span>d\u2019int\u00e9r\u00eat eff<span class=\"_ _3\"></span>ectif<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye24 fff5 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les commiss<span class=\"lsdc wse9\">ions i<span class=\"_ _0\"></span>nt\u00e9gr\u00e9e<span class=\"_ _0\"></span>s au taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat eff<span class=\"_ _0\"></span>ectif d\u2019<span class=\"_ _0\"></span>un instr<span class=\"_ _0\"></span>ument </span></div>\n<div class=\"t m0 x6 h62 yef7 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financier sont<span class=\"_ _3\"></span> g\u00e9n\u00e9ralement trai<span class=\"_ _3\"></span>t\u00e9es comme un ajustem<span class=\"_ _3\"></span>ent du taux</div>\n<div class=\"t m0 x6 h62 y94d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat effect<span class=\"_ _0\"></span>if. C\u2019est le c<span class=\"_ _0\"></span>as des com<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>ns sur pr\u00eat, pe<span class=\"_ _0\"></span>r\u00e7ues e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y94e fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e l\u2019\u00e9va<span class=\"_ _0\"></span>luation <span class=\"_ _0\"></span>de la sit<span class=\"_ _0\"></span>uation <span class=\"_ _0\"></span>fin<span class=\"wse9\">anc<span class=\"_ _0\"></span>i\u00e8re de </span></div>\n<div class=\"t m0 x6 h62 y94f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019empru<span class=\"_ _0\"></span>nteur, l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion et l\u2019e<span class=\"_ _0\"></span>nregist<span class=\"_ _0\"></span>rement de g<span class=\"_ _0\"></span>arantie<span class=\"_ _0\"></span>s, etc., et</div>\n<div class=\"t m0 x6 h62 y950 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement de<span class=\"_ _3\"></span>s commission<span class=\"_ _3\"></span>s de monta<span class=\"_ _3\"></span>ge per\u00e7ues lo<span class=\"_ _3\"></span>rs de <span class=\"_ _3\"></span>l\u2019\u00e9mission de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y951 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passifs fina<span class=\"_ _3\"></span>nciers \u00e9valu\u00e9<span class=\"_ _3\"></span>s au co\u00fb<span class=\"_ _3\"></span>t amorti. Ce<span class=\"_ _3\"></span>s deux types <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y952 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont report\u00e9<span class=\"_ _3\"></span>s et compt<span class=\"_ _3\"></span>abilis\u00e9s s<span class=\"_ _3\"></span>ous<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">forme d\u2019ajust<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y953 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t r\u00e9el de l\u2019instru<span class=\"_ _3\"></span>ment financier sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">jacent, \u00e9<span class=\"_ _0\"></span>valu\u00e9 au co\u00fbt<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y954 fff5 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">amorti. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y956 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lorsqu<span class=\"_ _0\"></span>e l\u2019inst<span class=\"_ _0\"></span>rument f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>er est v<span class=\"_ _0\"></span>aloris\u00e9 <span class=\"_ _0\"></span>\u00e0 la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r via le c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x6 h62 y957 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at, les hon<span class=\"_ _0\"></span>oraires s<span class=\"_ _0\"></span>ont compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> comme prod<span class=\"_ _0\"></span>uits au</div>\n<div class=\"t m0 x6 h62 y958 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment d<span class=\"_ _0\"></span><span class=\"wseb\">e la com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation i<span class=\"_ _0\"></span>nitiale<span class=\"_ _0\"></span> de l\u2019ins<span class=\"_ _0\"></span>trumen<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e yef8 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es l<span class=\"_ _0\"></span>ors de l<span class=\"_ _0\"></span>a fournit<span class=\"_ _0\"></span>ure de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les commissions<span class=\"_ _3\"></span> sont g\u00e9n\u00e9ralemen<span class=\"_ _3\"></span>t comptabilis\u00e9e<span class=\"_ _3\"></span>s comme produits<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yefa fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lorsque l<span class=\"_ _0\"></span>es servic<span class=\"_ _0\"></span>es sont prest<span class=\"_ _0\"></span>\u00e9s. S\u2019il<span class=\"_ _0\"></span> est improb<span class=\"_ _0\"></span>able qu\u2019<span class=\"_ _0\"></span>une conve<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 yefb fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eat soit ex<span class=\"_ _0\"></span>\u00e9cut\u00e9e et<span class=\"_ _0\"></span> que l\u2019en<span class=\"_ _0\"></span>gagement<span class=\"_ _0\"></span> de pr\u00eat n\u2019es<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pas consid\u00e9r\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yec0 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme un ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span> d\u00e9riv\u00e9,<span class=\"_ _0\"></span> les commis<span class=\"_ _0\"></span>sions d\u2019<span class=\"_ _0\"></span>engageme<span class=\"_ _0\"></span>nt sont</div>\n<div class=\"t m0 x6 h62 yefc fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s en produi<span class=\"_ _3\"></span>ts au pror<span class=\"_ _3\"></span>ata de la<span class=\"_ _3\"></span> p\u00e9riode d\u2019e<span class=\"_ _3\"></span>ngagement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefd fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yefe fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les com<span class=\"_ _0\"></span>missions<span class=\"_ _0\"></span> de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>comme <span class=\"_ _0\"></span>acquises<span class=\"_ _0\"></span>,</div>\n<div class=\"t m0 x6 h62 yeff fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e comme reven<span class=\"_ _0\"></span>u a</div>\n<div class=\"t m0 x6 h62 yf00 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9ception.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye3c fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9es \u00e0 <span class=\"_ _0\"></span>la r\u00e9ali<span class=\"_ _0\"></span>sation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n sous</div>\n<div class=\"t m0 x6 h7e ye3d fff7 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les commiss<span class=\"_ _3\"></span>ions provenant<span class=\"_ _3\"></span> de la n\u00e9go<span class=\"_ _3\"></span>ciation ou<span class=\"_ _3\"></span> de la pa<span class=\"_ _3\"></span>rticipation<span class=\"_ _3\"></span> \u00e0 la</div>\n<div class=\"t m0 x6 h62 ye3f fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gociat<span class=\"_ _0\"></span>ion d\u2019un<span class=\"_ _0\"></span>e transact<span class=\"_ _0\"></span>ion pour u<span class=\"_ _0\"></span>ne<span class=\"ls0 ws0\"> </span><span class=\"wseb\">tierc<span class=\"_ _0\"></span>e partie, s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9es </span></div>\n<div class=\"t m0 x6 h62 yec1 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 la r\u00e9al<span class=\"_ _0\"></span>isation <span class=\"_ _0\"></span>de la tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente.<span class=\"_ _3\"></span> Les produits de </span></span></div>\n<div class=\"t m0 x6 h62 yec2 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">commissions<span class=\"_ _3\"></span> sont comptab<span class=\"_ _3\"></span>ilis\u00e9s apr\u00e8s<span class=\"_ _3\"></span> ex\u00e9cution<span class=\"_ _3\"></span> de l\u2019engage<span class=\"_ _3\"></span>ment. Les</div>\n<div class=\"t m0 x6 h62 yf01 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">commiss<span class=\"_ _0\"></span>ions de s<span class=\"_ _0\"></span>yndicat<span class=\"_ _0\"></span>ion de p<span class=\"_ _0\"></span>r\u00eat sont<span class=\"_ _0\"></span> compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9es comm<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 yf02 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits lo<span class=\"_ _3\"></span>rsque la s<span class=\"_ _3\"></span>yndic<span class=\"lsdc wse9\">ation a \u00e9t\u00e9 men<span class=\"_ _0\"></span>\u00e9e \u00e0 terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ye44 fff7 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">Commiss<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye45 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits de<span class=\"_ _3\"></span> ces contrats de pla<span class=\"_ _3\"></span>cement, dont le ri<span class=\"_ _3\"></span>sque d\u2019assurance</div>\n<div class=\"t m0 x6 h62 yf03 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert n<span class=\"_ _0\"></span>\u2019est pas s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atif, cons<span class=\"_ _0\"></span>istent en d<span class=\"_ _0\"></span>es commis<span class=\"_ _0\"></span>sions co<span class=\"_ _0\"></span>uvrant la</div>\n<div class=\"t m0 x6 h62 yf04 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverture d\u2019<span class=\"_ _3\"></span>assurance<span class=\"_ _3\"></span>, des commis<span class=\"_ _3\"></span>sions pour <span class=\"_ _3\"></span>frais d\u2019admin<span class=\"_ _3\"></span>istration e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 yf05 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des p\u00e9nali<span class=\"_ _3\"></span>t\u00e9s de racha<span class=\"_ _3\"></span>t. Les comm<span class=\"_ _3\"></span>issions son<span class=\"_ _3\"></span>t comptabili<span class=\"_ _3\"></span>s\u00e9es en</div>\n<div class=\"t m0 x1a h62 ye49 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits lorsque<span class=\"_ _3\"></span> les services son<span class=\"_ _3\"></span>t fournis. Les<span class=\"_ _3\"></span> charges incluent le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 ye4a fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>ions en cas de d<span class=\"_ _0\"></span>\u00e9c\u00e8s et les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats c<span class=\"_ _0\"></span>r\u00e9dit\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 1071px; height: 31px; width: 354px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 189px; height: 677px; width: 354px; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForFeeAndCommissionIncomeAndExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag401": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x1a h62 yec6 fff5 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.20<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf0 ws104\">Imp\u00f4t <span class=\"lsf7 wseb\">su<span class=\"_ _3\"></span>r</span></span> </span><span class=\"wseb\">le<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h7e yf06 fff7 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Imp\u00f4t exi<span class=\"_ _0\"></span>gible<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf07 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">L\u2019<span class=\"wse9\">imp\u00f4t<span class=\"_ _0\"></span> exigibl<span class=\"_ _0\"></span>e est le monta<span class=\"_ _0\"></span>nt des imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9s<span class=\"_ _0\"></span>ultat paya<span class=\"_ _0\"></span>bles </span></div>\n<div class=\"t m0 x1a h62 yf08 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(r\u00e9cup\u00e9<span class=\"_ _0\"></span>rables<span class=\"_ _0\"></span>) au titre du r\u00e9s<span class=\"_ _0\"></span>ultat imp<span class=\"_ _0\"></span>osable (p<span class=\"_ _0\"></span>erte fisc<span class=\"_ _0\"></span>ale) d\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x1a h62 yf09 fff5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e9riode.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yecb fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yecc fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s sur le <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at sont c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>ilis\u00e9s c<span class=\"_ _0\"></span>omme u<span class=\"_ _0\"></span>ne char<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x1a h62 yecd fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la l\u00e9gi<span class=\"_ _3\"></span>slation <span class=\"_ _3\"></span>fiscale appli<span class=\"_ _3\"></span>cable <span class=\"wsfa\">sur chaque<span class=\"_ _3\"></span> territoire o\u00f9 </span></div>\n<div class=\"t m0 x1a h62 yece fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices sont<span class=\"_ _0\"></span> r\u00e9alis\u00e9s. L<span class=\"_ _0\"></span>\u2019impac<span class=\"_ _0\"></span>t fiscal d<span class=\"_ _0\"></span>es pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yecf fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9cup\u00e9rable<span class=\"_ _3\"></span>s est enreg<span class=\"_ _3\"></span>istr\u00e9 comme un<span class=\"_ _3\"></span> actif d\u2019<span class=\"_ _3\"></span>imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9 s\u2019il e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 yed0 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e qu\u2019un <span class=\"_ _0\"></span>b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e taxab<span class=\"_ _0\"></span>le futu<span class=\"_ _0\"></span>r sera r<span class=\"_ _0\"></span>\u00e9alis\u00e9 s<span class=\"_ _0\"></span>ur leque<span class=\"_ _0\"></span>l les pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yed1 fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">report\u00e9es pe<span class=\"_ _3\"></span>uvent \u00eatre<span class=\"_ _3\"></span> ut<span class=\"lsfe ws11a\">ilis\u00e9e<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yf0a fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf0b fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Si une entit\u00e9<span class=\"_ _3\"></span> l\u00e9gale \u00e9value qu\u2019<span class=\"_ _3\"></span>il n\u2019est pas probable<span class=\"_ _3\"></span> que l\u2019autorit\u00e9<span class=\"_ _3\"></span> fiscale</div>\n<div class=\"t m0 x1a h62 yf0c fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont elle re<span class=\"_ _0\"></span>l\u00e8ve acce<span class=\"_ _0\"></span>pte le trait<span class=\"_ _0\"></span>ement f<span class=\"_ _0\"></span>iscal appl<span class=\"_ _0\"></span>iqu\u00e9, cet<span class=\"_ _0\"></span>te entit<span class=\"_ _0\"></span>\u00e9 l\u00e9gale</div>\n<div class=\"t m0 x1a h62 yf0d fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">refl\u00e8te l<span class=\"_ _0\"></span>\u2019impact d<span class=\"_ _0\"></span>e cette inc<span class=\"_ _0\"></span>ertitude s<span class=\"_ _0\"></span>ur chaqu<span class=\"_ _0\"></span>e traitem<span class=\"_ _0\"></span>ent fiscal i<span class=\"_ _0\"></span>ncertai<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 ye5b fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en <span class=\"wse9\">utilisa<span class=\"_ _0\"></span>nt soit le mont<span class=\"_ _0\"></span>ant le plus pr<span class=\"_ _0\"></span>obable so<span class=\"_ _0\"></span>it la valeu<span class=\"_ _0\"></span>r attend<span class=\"_ _0\"></span>ue sur la </span></div>\n<div class=\"t m0 x1a h62 ye5c fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">base d\u2019une<span class=\"_ _3\"></span> vari\u00e9t\u00e9 d\u2019i<span class=\"_ _3\"></span>ssues possibl<span class=\"_ _3\"></span>es, selon l<span class=\"_ _3\"></span>a m\u00e9thode q<span class=\"_ _3\"></span>ui pr\u00e9dit au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye5d fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mieux la <span class=\"_ _0\"></span>r\u00e9solut<span class=\"_ _0\"></span>ion de<span class=\"_ _0\"></span> l\u2019incert<span class=\"_ _0\"></span>itude.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e yed9 fff7 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeda fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs d\u2019imp\u00f4ts <span class=\"_ _3\"></span>diff\u00e9r\u00e9s <span class=\"_ _3\"></span>sont les mon<span class=\"_ _3\"></span>tants d\u2019imp\u00f4<span class=\"_ _3\"></span>ts sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">le r\u00e9sultat </span></span></div>\n<div class=\"t m0 x1a h62 yedb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">payables au cou<span class=\"_ _3\"></span>rs de p\u00e9riodes fu<span class=\"_ _3\"></span>tures au titre de<span class=\"_ _3\"></span> diff\u00e9rences</div>\n<div class=\"t m0 x1a h62 yedc fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">temporelles<span class=\"_ _3\"></span> imposables. Les act<span class=\"_ _3\"></span>ifs d\u2019imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s sont les mont<span class=\"_ _3\"></span>ants</div>\n<div class=\"t m0 x1a h62 yedd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9sul<span class=\"_ _0\"></span>tat reco<span class=\"_ _0\"></span>uvrabl<span class=\"_ _0\"></span>es au cours d<span class=\"_ _0\"></span>e p\u00e9riodes<span class=\"_ _0\"></span> futures a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 yede fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>elles d\u00e9d<span class=\"_ _0\"></span>uctibl<span class=\"_ _0\"></span>es, du report<span class=\"_ _0\"></span> de pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yedf fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non utilis<span class=\"_ _0\"></span>\u00e9es et du rep<span class=\"_ _0\"></span>ort de cr\u00e9d<span class=\"_ _0\"></span>it d\u2019imp<span class=\"_ _0\"></span>\u00f4ts non util<span class=\"_ _0\"></span>is\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee0 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> sont enti<span class=\"_ _0\"></span>\u00e8rement i<span class=\"_ _0\"></span>mput\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yee2 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re selon<span class=\"_ _3\"></span> la m\u00e9thode du repo<span class=\"_ _3\"></span>rt d\u2019imp\u00f4ts var<span class=\"_ _3\"></span>iable et s\u2019appliqu<span class=\"_ _3\"></span>ent</div>\n<div class=\"t m0 x1a h62 yee3 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux diff\u00e9rence<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">temporai<span class=\"_ _0\"></span>res entre l<span class=\"_ _0\"></span>a base impos<span class=\"_ _0\"></span>able des<span class=\"_ _0\"></span> actifs et </span></span></div>\n<div class=\"t m0 x1a h62 yee4 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et les v<span class=\"_ _0\"></span>aleurs c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bles insc<span class=\"_ _0\"></span>rites d<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>\u00e9tats fin<span class=\"_ _0\"></span>ancie<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 yee5 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee6 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee7 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les taux ad<span class=\"_ _0\"></span>opt\u00e9s ou en co<span class=\"_ _0\"></span>urs d\u2019ado<span class=\"_ _0\"></span>ption \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yee8 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> sont appl<span class=\"_ _0\"></span>iqu\u00e9s p<span class=\"_ _0\"></span>our calc<span class=\"_ _0\"></span>uler les<span class=\"_ _0\"></span> im<span class=\"lsde\">p\u00f4ts diff\u00e9r\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yee9 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeea fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">probable qu\u2019un<span class=\"_ _3\"></span> b\u00e9n\u00e9fice imposabl<span class=\"_ _3\"></span>e futur suffisant<span class=\"_ _3\"></span> sera r\u00e9alis\u00e9 sur lequ<span class=\"_ _3\"></span>el</div>\n<div class=\"t m0 x1a h62 yf0e fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les diff\u00e9r<span class=\"_ _0\"></span>ences tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>es (ou une part<span class=\"_ _0\"></span>ie) pour<span class=\"_ _0\"></span>ront \u00eatr<span class=\"_ _0\"></span>e utilis\u00e9<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf0f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf10 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs d\u2019imp<span class=\"_ _3\"></span>\u00f4ts di<span class=\"lsdc wse9\">ff\u00e9r\u00e9s port<span class=\"_ _0\"></span>ent sur les dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>aires </span></div>\n<div class=\"t m0 x1a h62 yf11 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">imposables qui<span class=\"_ _3\"></span> d\u00e9coulent des<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s dans des filiale<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x1a h62 yf12 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es et co<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises, sa<span class=\"_ _0\"></span>uf si la date de l\u2019<span class=\"_ _0\"></span>extour<span class=\"_ _0\"></span>ne de</div>\n<div class=\"t m0 x1a h62 yf13 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence temp<span class=\"_ _0\"></span>oraire pe<span class=\"_ _0\"></span>ut \u00eatre cont<span class=\"_ _0\"></span>r\u00f4l\u00e9e et s\u2019i<span class=\"_ _0\"></span>l est proba<span class=\"_ _0\"></span>ble que ce<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x1a h62 yf14 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9cart ne se<span class=\"_ _0\"></span>ra pas extou<span class=\"_ _0\"></span>rn\u00e9 dans un<span class=\"_ _0\"></span> avenir pr<span class=\"_ _0\"></span>\u00e9visib<span class=\"_ _0\"></span>le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf15 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf16 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s cour<span class=\"_ _0\"></span>ants et di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s<span class=\"_ _0\"></span> relatif<span class=\"_ _0\"></span>s \u00e0 la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x1a h62 yf17 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s de l\u2019Etat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re qui sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeba fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">directement imp<span class=\"_ _3\"></span>ut\u00e9s ou cr\u00e9dit\u00e9s au<span class=\"_ _3\"></span>x capitaux propre<span class=\"_ _3\"></span>s (tels que<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 yebb fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nts disp<span class=\"_ _0\"></span>onibl<span class=\"_ _0\"></span>es \u00e0 la ven<span class=\"_ _0\"></span>te et l<span class=\"_ _0\"></span>es couv<span class=\"_ _0\"></span>ertures<span class=\"_ _0\"></span> de flux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yebc fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie) sont \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt port\u00e9s di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent au d\u00e9bit<span class=\"_ _0\"></span> ou au cr\u00e9dit<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 yebd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres et<span class=\"_ _0\"></span> sont ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent enreg<span class=\"_ _0\"></span>istr\u00e9s au c<span class=\"_ _0\"></span>ompte de</div>\n<div class=\"t m0 x1a h62 yebe fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at en m\u00eame tem<span class=\"_ _0\"></span>ps que le gain<span class=\"_ _0\"></span> ou la perte rep<span class=\"_ _0\"></span><span class=\"lsde wsea\">ort\u00e9(e).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 525px; width: 354px; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 861px; width: 354px; z-index: 6;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag404": {
   "value": "\n<div class=\"t m0 x1a h7e yed9 fff7 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Imp\u00f4t di<span class=\"_ _3\"></span>ff\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeda fff5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les passi<span class=\"_ _3\"></span>fs d\u2019imp\u00f4ts <span class=\"_ _3\"></span>diff\u00e9r\u00e9s <span class=\"_ _3\"></span>sont les mon<span class=\"_ _3\"></span>tants d\u2019imp\u00f4<span class=\"_ _3\"></span>ts sur<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">le r\u00e9sultat </span></span></div>\n<div class=\"t m0 x1a h62 yedb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">payables au cou<span class=\"_ _3\"></span>rs de p\u00e9riodes fu<span class=\"_ _3\"></span>tures au titre de<span class=\"_ _3\"></span> diff\u00e9rences</div>\n<div class=\"t m0 x1a h62 yedc fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">temporelles<span class=\"_ _3\"></span> imposables. Les act<span class=\"_ _3\"></span>ifs d\u2019imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s sont les mont<span class=\"_ _3\"></span>ants</div>\n<div class=\"t m0 x1a h62 yedd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019imp\u00f4t<span class=\"_ _0\"></span>s sur le r\u00e9sul<span class=\"_ _0\"></span>tat reco<span class=\"_ _0\"></span>uvrabl<span class=\"_ _0\"></span>es au cours d<span class=\"_ _0\"></span>e p\u00e9riodes<span class=\"_ _0\"></span> futures a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x1a h62 yede fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>elles d\u00e9d<span class=\"_ _0\"></span>uctibl<span class=\"_ _0\"></span>es, du report<span class=\"_ _0\"></span> de pertes fis<span class=\"_ _0\"></span>cales</div>\n<div class=\"t m0 x1a h62 yedf fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">non utilis<span class=\"_ _0\"></span>\u00e9es et du rep<span class=\"_ _0\"></span>ort de cr\u00e9d<span class=\"_ _0\"></span>it d\u2019imp<span class=\"_ _0\"></span>\u00f4ts non util<span class=\"_ _0\"></span>is\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee0 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee1 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> sont enti<span class=\"_ _0\"></span>\u00e8rement i<span class=\"_ _0\"></span>mput\u00e9s da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 yee2 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re selon<span class=\"_ _3\"></span> la m\u00e9thode du repo<span class=\"_ _3\"></span>rt d\u2019imp\u00f4ts var<span class=\"_ _3\"></span>iable et s\u2019appliqu<span class=\"_ _3\"></span>ent</div>\n<div class=\"t m0 x1a h62 yee3 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux diff\u00e9rence<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">temporai<span class=\"_ _0\"></span>res entre l<span class=\"_ _0\"></span>a base impos<span class=\"_ _0\"></span>able des<span class=\"_ _0\"></span> actifs et </span></span></div>\n<div class=\"t m0 x1a h62 yee4 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et les v<span class=\"_ _0\"></span>aleurs c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bles insc<span class=\"_ _0\"></span>rites d<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>\u00e9tats fin<span class=\"_ _0\"></span>ancie<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x1a h62 yee5 fff5 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yee6 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yee7 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les taux ad<span class=\"_ _0\"></span>opt\u00e9s ou en co<span class=\"_ _0\"></span>urs d\u2019ado<span class=\"_ _0\"></span>ption \u00e0 la dat<span class=\"_ _0\"></span>e de l\u2019\u00e9tat<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yee8 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on financ<span class=\"_ _0\"></span>i\u00e8re<span class=\"_ _0\"></span> sont appl<span class=\"_ _0\"></span>iqu\u00e9s p<span class=\"_ _0\"></span>our calc<span class=\"_ _0\"></span>uler les<span class=\"_ _0\"></span> im<span class=\"lsde\">p\u00f4ts diff\u00e9r\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 yee9 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeea fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeeb fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">probable qu\u2019un<span class=\"_ _3\"></span> b\u00e9n\u00e9fice imposabl<span class=\"_ _3\"></span>e futur suffisant<span class=\"_ _3\"></span> sera r\u00e9alis\u00e9 sur lequ<span class=\"_ _3\"></span>el</div>\n<div class=\"t m0 x1a h62 yf0e fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les diff\u00e9r<span class=\"_ _0\"></span>ences tem<span class=\"_ _0\"></span>porair<span class=\"_ _0\"></span>es (ou une part<span class=\"_ _0\"></span>ie) pour<span class=\"_ _0\"></span>ront \u00eatr<span class=\"_ _0\"></span>e utilis\u00e9<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf0f fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf10 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs d\u2019imp<span class=\"_ _3\"></span>\u00f4ts di<span class=\"lsdc wse9\">ff\u00e9r\u00e9s port<span class=\"_ _0\"></span>ent sur les dif<span class=\"_ _0\"></span>f\u00e9renc<span class=\"_ _0\"></span>es tempor<span class=\"_ _0\"></span>aires </span></div>\n<div class=\"t m0 x1a h62 yf11 fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">imposables qui<span class=\"_ _3\"></span> d\u00e9coulent des<span class=\"_ _3\"></span> investissement<span class=\"_ _3\"></span>s dans des filiale<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x1a h62 yf12 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es et co<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises, sa<span class=\"_ _0\"></span>uf si la date de l\u2019<span class=\"_ _0\"></span>extour<span class=\"_ _0\"></span>ne de</div>\n<div class=\"t m0 x1a h62 yf13 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la diff\u00e9r<span class=\"_ _0\"></span>ence temp<span class=\"_ _0\"></span>oraire pe<span class=\"_ _0\"></span>ut \u00eatre cont<span class=\"_ _0\"></span>r\u00f4l\u00e9e et s\u2019i<span class=\"_ _0\"></span>l est proba<span class=\"_ _0\"></span>ble que ce<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x1a h62 yf14 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9cart ne se<span class=\"_ _0\"></span>ra pas extou<span class=\"_ _0\"></span>rn\u00e9 dans un<span class=\"_ _0\"></span> avenir pr<span class=\"_ _0\"></span>\u00e9visib<span class=\"_ _0\"></span>le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf15 fff5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf16 fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les imp\u00f4t<span class=\"_ _0\"></span>s cour<span class=\"_ _0\"></span>ants et di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s<span class=\"_ _0\"></span> relatif<span class=\"_ _0\"></span>s \u00e0 la r\u00e9<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a juste</div>\n<div class=\"t m0 x1a h62 yf17 fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s de l\u2019Etat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re qui sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yeba fff5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">directement imp<span class=\"_ _3\"></span>ut\u00e9s ou cr\u00e9dit\u00e9s au<span class=\"_ _3\"></span>x capitaux propre<span class=\"_ _3\"></span>s (tels que<span class=\"ls0 ws0\"> <span class=\"lsf7 wseb\">l<span class=\"_ _3\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 yebb fff5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nts disp<span class=\"_ _0\"></span>onibl<span class=\"_ _0\"></span>es \u00e0 la ven<span class=\"_ _0\"></span>te et l<span class=\"_ _0\"></span>es couv<span class=\"_ _0\"></span>ertures<span class=\"_ _0\"></span> de flux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 yebc fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie) sont \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt port\u00e9s di<span class=\"_ _0\"></span>rectem<span class=\"_ _0\"></span>ent au d\u00e9bit<span class=\"_ _0\"></span> ou au cr\u00e9dit<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 yebd fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres et<span class=\"_ _0\"></span> sont ult\u00e9r<span class=\"_ _0\"></span>ieurem<span class=\"_ _0\"></span>ent enreg<span class=\"_ _0\"></span>istr\u00e9s au c<span class=\"_ _0\"></span>ompte de</div>\n<div class=\"t m0 x1a h62 yebe fff5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at en m\u00eame tem<span class=\"_ _0\"></span>ps que le gain<span class=\"_ _0\"></span> ou la perte rep<span class=\"_ _0\"></span><span class=\"lsde wsea\">ort\u00e9(e).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 189px; height: 525px; width: 354px; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForDeferredIncomeTaxExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag412": {
   "value": "\n<div class=\"t m0 x6 h62 y8b1 fff9 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">2.8.21<span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span></span><span class=\"wsfa\">R\u00e9sulta<span class=\"_ _3\"></span>t par </span>action<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e de base pa<span class=\"_ _0\"></span>r action est c<span class=\"_ _0\"></span>alcul\u00e9 en div<span class=\"_ _0\"></span>isant le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"_ _0\"></span> net</div>\n<div class=\"t m0 x6 h62 y8b3 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">attribuable<span class=\"_ _3\"></span> aux actio<span class=\"_ _3\"></span>nnaires ordi<span class=\"_ _3\"></span>naires par<span class=\"_ _3\"></span> le nombre <span class=\"_ _3\"></span>moyen pond\u00e9r\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93e fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns ordin<span class=\"_ _0\"></span>aires en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au cours<span class=\"_ _0\"></span> de <span class=\"wseb\">l\u2019exercic<span class=\"_ _0\"></span>e, \u00e0 l\u2019<span class=\"_ _0\"></span>exclusi<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y93f fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du nombre <span class=\"_ _3\"></span>moyen d\u2019acti<span class=\"_ _3\"></span>ons ordinaires <span class=\"_ _3\"></span>achet\u00e9es par<span class=\"_ _3\"></span> Ageas <span class=\"_ _3\"></span>et d\u00e9tenues<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme act<span class=\"_ _0\"></span>ions pro<span class=\"_ _0\"></span>pres.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour le calc<span class=\"_ _0\"></span>ul du b\u00e9n\u00e9f<span class=\"_ _0\"></span>ice dilu<span class=\"_ _0\"></span>\u00e9 par acti<span class=\"_ _0\"></span>on, le nombr<span class=\"_ _0\"></span>e moyen pond<span class=\"_ _0\"></span>\u00e9r\u00e9</div>\n<div class=\"t m0 x6 h62 y943 fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s ordinaires <span class=\"_ _3\"></span>\u00e9mises est <span class=\"_ _3\"></span>corrig\u00e9 d<span class=\"_ _3\"></span>ans l\u2019hypoth\u00e8s<span class=\"_ _3\"></span>e de la</div>\n<div class=\"t m0 x6 h62 y944 fff9 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">conv<span class=\"lsdc wseb\">ersion de t<span class=\"_ _0\"></span>outes <span class=\"_ _0\"></span>les acti<span class=\"_ _0\"></span>ons ordi<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>ilutiv<span class=\"_ _0\"></span>es potent<span class=\"_ _0\"></span>ielles<span class=\"_ _0\"></span>, comm<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y945 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les dettes<span class=\"_ _0\"></span> convert<span class=\"_ _0\"></span>ibles, l<span class=\"_ _0\"></span>es actions pr<span class=\"_ _0\"></span>\u00e9f\u00e9rent<span class=\"_ _0\"></span>ielles,<span class=\"_ _0\"></span> les optio<span class=\"_ _0\"></span>ns sur</div>\n<div class=\"t m0 x1a h62 yf19 fff9 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actions <span class=\"_ _0\"></span>et les ac<span class=\"_ _0\"></span>tions <span class=\"_ _0\"></span>\u00e0 cessib<span class=\"_ _0\"></span>ilit\u00e9 res<span class=\"_ _0\"></span>treinte <span class=\"_ _0\"></span>octroy<span class=\"_ _0\"></span>\u00e9es aux<span class=\"_ _0\"></span> employ\u00e9<span class=\"_ _0\"></span>s.</div>\n<div class=\"t m0 x1a h62 yf1a fff9 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les \u00e9missions<span class=\"_ _3\"></span> d\u2019actions poten<span class=\"_ _3\"></span>tielles ou \u00e9ven<span class=\"_ _3\"></span><span class=\"wseb\">tuelles sont<span class=\"_ _3\"></span> consid\u00e9r\u00e9es<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf1b fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme ay<span class=\"_ _0\"></span>ant un effet<span class=\"_ _0\"></span> de dilutio<span class=\"_ _0\"></span>n lorsque l<span class=\"_ _0\"></span>eur conv<span class=\"_ _0\"></span>ersion en act<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x1a h62 ycfb fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entra\u00ee<span class=\"_ _0\"></span>ne une r\u00e9duc<span class=\"_ _0\"></span>tion du b\u00e9<span class=\"_ _0\"></span>n\u00e9fice net<span class=\"_ _0\"></span> par action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycfc fff9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfd fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019incid<span class=\"_ _0\"></span>ence des act<span class=\"_ _0\"></span>ivit\u00e9s a<span class=\"_ _0\"></span>bandonn<span class=\"_ _0\"></span>\u00e9es sur le r<span class=\"_ _0\"></span>\u00e9sultat de ba<span class=\"_ _0\"></span>se et sur le</div>\n<div class=\"t m0 x1a h62 ycfe fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at dilu\u00e9 par a<span class=\"_ _0\"></span>ction est ca<span class=\"_ _0\"></span>lcul\u00e9 e<span class=\"wseb\">n di<span class=\"_ _0\"></span>visant<span class=\"_ _0\"></span> le r\u00e9sul<span class=\"_ _0\"></span>tat net<span class=\"_ _0\"></span> avant </span></div>\n<div class=\"t m0 x1a h62 ycff fff9 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s ab<span class=\"_ _3\"></span>andonn\u00e9es par<span class=\"_ _3\"></span> le nombr<span class=\"_ _3\"></span>e moyen p<span class=\"_ _3\"></span>ond\u00e9r\u00e9 d'actio<span class=\"_ _3\"></span>ns</div>\n<div class=\"t m0 x1a h62 yd00 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ordina<span class=\"_ _0\"></span>ires en circ<span class=\"_ _0\"></span>ulatio<span class=\"_ _0\"></span>n au cours de l\u2019<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, excepti<span class=\"_ _0\"></span>on faite du</div>\n<div class=\"t m0 x1a h62 yd01 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre mo<span class=\"_ _0\"></span>yen d\u2019act<span class=\"_ _0\"></span>ions ordi<span class=\"_ _0\"></span>naires a<span class=\"_ _0\"></span>cquises p<span class=\"_ _0\"></span>ar Ageas et<span class=\"_ _0\"></span> d\u00e9tenues</div>\n<div class=\"t m0 x1a h62 yd02 fff9 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour compt<span class=\"_ _0\"></span>e propre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 928px; height: 178px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag321": {
   "value": "\n<div><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 160px; height: 801px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff105 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff105 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Cessions en <span class=\"_ _3\"></span>2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff103 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Tesco Und<span class=\"_ _0\"></span>erwrit<span class=\"_ _0\"></span>ing Ltd. <span class=\"lsde wsfa\">(TU) (Europe<span class=\"ls0 ws0\">) </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 <span class=\"lsde wseb\">octobre 2020, A<span class=\"_ _3\"></span>geas a a<span class=\"_ _3\"></span>nnonc\u00e9 un a<span class=\"_ _3\"></span>ccord portant <span class=\"_ _3\"></span>sur le<span class=\"_ _3\"></span> rachat </span></div>\n<div class=\"t m0 x6 h62 y876 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Tesco B<span class=\"_ _0\"></span>ank de la partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n de 50,1<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% d\u2019Ageas dans l<span class=\"_ _3\"></span>\u2019entreprise </span></span></div>\n<div class=\"t m0 x6 h62 y877 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>e Tesco Un<span class=\"_ _0\"></span>derwrit<span class=\"_ _0\"></span>ing Limit<span class=\"_ _0\"></span>ed. En con<span class=\"_ _0\"></span>s\u00e9quenc<span class=\"_ _0\"></span>e, la vale<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y878 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e associ\u00e9<span class=\"_ _0\"></span>e a \u00e9t\u00e9 pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e com<span class=\"_ _0\"></span>me d\u00e9t<span class=\"lsde wsfa\">enue en </span></div>\n<div class=\"t m0 x6 h62 y879 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la vent<span class=\"_ _0\"></span>e dans les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de 202<span class=\"_ _0\"></span>0. La vente<span class=\"_ _0\"></span> a \u00e9t\u00e9</div>\n<div class=\"t m0 x6 h62 y87a ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">finalis<span class=\"_ _0\"></span>\u00e9e le 4 mai 2021 p<span class=\"_ _0\"></span>our une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e en esp\u00e8c<span class=\"_ _0\"></span>es de GBP 112</div>\n<div class=\"t m0 x1a h62 yf55 ff103 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">millions. L\u2019imp<span class=\"_ _3\"></span>act de la vente s<span class=\"_ _3\"></span>ur les r\u00e9sulta<span class=\"_ _3\"></span>ts du premier semest<span class=\"_ _3\"></span>re 2021</div>\n<div class=\"t m0 x1a h62 yf56 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est un profit<span class=\"_ _0\"></span> d\u2019EUR 4,<span class=\"_ _0\"></span>2 millions.<span class=\"_ _0\"></span> Ce gain est r<span class=\"_ _0\"></span>\u00e9parti ent<span class=\"_ _0\"></span>re les rubr<span class=\"_ _0\"></span>iques</div>\n<div class=\"t m0 x1a h62 yf57 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Produits<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eats, di<span class=\"_ _3\"></span>videndes et <span class=\"_ _3\"></span>autres pr<span class=\"_ _3\"></span>oduits </span></span></div>\n<div class=\"t m0 x1a h62 yf58 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de placem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>\u00bb et \u00ab<span class=\"ls0 ws0\"> </span>R\u00e9sultat<span class=\"_ _0\"></span> proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9va<span class=\"_ _0\"></span>luations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> \u00bb. </span></div>\n<div class=\"t m0 x1a h62 yf59 ff103 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf5a ff103 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En 2021,<span class=\"_ _0\"></span> Transim<span class=\"_ _0\"></span>mo a \u00e9t<span class=\"_ _0\"></span>\u00e9 consoli<span class=\"_ _0\"></span>d\u00e9e pa<span class=\"_ _0\"></span>r int\u00e9gr<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> </span><span class=\"lsde\">globale par AG<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf5b ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce et n\u2019est pl<span class=\"_ _0\"></span>us pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9e selon l<span class=\"_ _0\"></span>a m\u00e9thod<span class=\"_ _0\"></span>e de mise en</div>\n<div class=\"t m0 x1a h62 yf5c ff103 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9quival<span class=\"_ _0\"></span>ence.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 944px; height: 162px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h7d yf5d ff105 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf5e ff105 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Actifs et <span class=\"_ _3\"></span>passifs des <span class=\"_ _3\"></span>entreprises <span class=\"_ _3\"></span>acquises <span class=\"_ _3\"></span>et c\u00e9d\u00e9es <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yf5f ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous pr\u00e9<span class=\"_ _3\"></span>sente les ac<span class=\"_ _3\"></span>tifs et p<span class=\"_ _3\"></span>assifs g\u00e9n\u00e9<span class=\"_ _3\"></span>r\u00e9s par le<span class=\"_ _3\"></span>s acquisi</span></span>tions et cessio<span class=\"_ _0\"></span>ns de filiale<span class=\"_ _0\"></span>s et d\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es associ<span class=\"_ _0\"></span>\u00e9es \u00e0 la date d\u2019<span class=\"_ _0\"></span>acquisi<span class=\"_ _0\"></span>tion</div>\n<div class=\"t m0 x6 h62 yf60 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou de cessi<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yf61 ff103 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 492px; bottom: 798px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 813px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 588px; bottom: 798px; z-index: 15;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 663px; bottom: 798px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 813px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 760px; bottom: 798px; z-index: 15;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff103 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Actifs et passifs des en<span class=\"_ _0\"></span>treprises acquises et c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 768px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> <span class=\"lsec ws109\">tr\u00e9soreri<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 768px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 753px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 753px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 738px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68a ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 738px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff103 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yb68 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 723px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 708px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Placements dans des entrepri<span class=\"_ _0\"></span>ses associ\u00e9es,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">y compris les paiements, (remboursements) e<span class=\"_ _0\"></span>n capital <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 679px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 679px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 679px; z-index: 15;\">202<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 679px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 664px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 664px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles et<span class=\"_ _0\"></span> diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 649px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 634px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 619px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 604px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff103 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 589px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 589px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18a h65 y69d ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 575px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 560px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles <span class=\"_ _0\"></span>et diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69d ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 545px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Int\u00e9r\u00eats courus et autres <span class=\"lse5 wsf4\">passi<span class=\"_ _3\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 530px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 530px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68c ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 515px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 515px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 515px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y6d1 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 500px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 500px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y797 ff106 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 486px; z-index: 15;\">Actifs nets acquis / Actifs nets c\u00e9d\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 525px; bottom: 486px; z-index: 15;\">712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 486px; z-index: 15;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 696px; bottom: 486px; z-index: 15;\">233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y797 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 486px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff107 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff103 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 456px; z-index: 15;\">R\u00e9sultat sur cessions, brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 456px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 456px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 456px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff103 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 441px; z-index: 15;\">R\u00e9sultat sur cessions, net d'imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 441px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 441px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff103 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 441px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff103 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 411px; z-index: 15;\">Tr\u00e9s<span class=\"_ _3\"></span>orer<span class=\"_ _3\"></span>ie <span class=\"lse0 wsee\">utilis\u00e9e pour les acquisitions / re\u00e7u<span class=\"_ _0\"></span>e des cessions<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 540px; bottom: 411px; z-index: 15;\">  </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 711px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff103 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 396px; z-index: 15;\">Total des acquisitions /<span class=\"_ _0\"></span> Produits des cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 519px; bottom: 396px; z-index: 15;\">(712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 396px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 396px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 396px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px; z-index: 15;\">Moins<span class=\"ls0 ws0\"> </span><span class=\"wsf0\">: Tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie acquis/c\u00e9d\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y6de ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 382px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 382px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 367px; z-index: 15;\">Moins<span class=\"ls0 ws0\"> <span class=\"lsec wsff\">: Variation<span class=\"_ _0\"></span> hors t<span class=\"_ _0\"></span>r\u00e9sorerie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1b h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 525px; bottom: 367px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff103 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 367px; z-index: 15;\">(143)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff103 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 367px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 352px; z-index: 15;\">Tr\u00e9sorerie utilis\u00e9e pour les acquisitions / re\u00e7ue des cessions<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x231 h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 519px; bottom: 352px; z-index: 15;\">(488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y6a0 ff106 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 352px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 352px; z-index: 15;\">(233)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a0 ff106 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 352px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 341px; height: 765px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff113 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff113 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Groupe destin\u00e9 <span class=\"_ _3\"></span>\u00e0 \u00eat<span class=\"_ _3\"></span>re c\u00e9d\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff111 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas France<span class=\"_ _3\"></span> (Europe)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Au dernier t<span class=\"_ _0\"></span>rimest<span class=\"_ _0\"></span>re 2022, Ag<span class=\"_ _0\"></span>eas SA/<span class=\"_ _0\"></span>NV a d\u00e9cid\u00e9 de <span class=\"lsde wseb\">s'engager dans un </span></div>\n<div class=\"t m0 x6 h62 y876 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">process<span class=\"_ _0\"></span>us de cessi<span class=\"_ _0\"></span>on de ses act<span class=\"_ _0\"></span>ivit\u00e9s en Fra<span class=\"_ _0\"></span>nce. Cett<span class=\"_ _0\"></span>e cession r<span class=\"_ _0\"></span>\u00e9pond</div>\n<div class=\"t m0 x6 h62 y877 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">aux crit\u00e8<span class=\"_ _0\"></span>res de la norm<span class=\"_ _0\"></span>e IFRS 5 pour \u00eat<span class=\"_ _0\"></span>re class<span class=\"_ _0\"></span>\u00e9e comme d\u00e9t<span class=\"_ _0\"></span>enue en</div>\n<div class=\"t m0 x6 h62 y878 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la vent<span class=\"_ _0\"></span>e. La vente dev<span class=\"_ _0\"></span>rait \u00eat<span class=\"_ _0\"></span>re finalis<span class=\"_ _0\"></span>\u00e9e dans le cour<span class=\"_ _0\"></span>ant de</div>\n<div class=\"t m0 x6 h62 y879 ff111 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l'ann\u00e9e 20<span class=\"_ _3\"></span>23.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y87a ff111 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y87b ff111 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Par cons\u00e9quen<span class=\"_ _3\"></span>t, le<span class=\"lsdc wse9\">s actifs et passif<span class=\"_ _0\"></span>s au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 l<span class=\"_ _0\"></span>i\u00e9s \u00e0 Ageas </span></div>\n<div class=\"t m0 x6 h62 y87c ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">France (<span class=\"_ _0\"></span>et ses f<span class=\"_ _0\"></span>iliales<span class=\"_ _0\"></span>) ont \u00e9t<span class=\"_ _0\"></span>\u00e9 class\u00e9<span class=\"_ _0\"></span>s comm<span class=\"_ _0\"></span>e un grou<span class=\"_ _0\"></span>pe <span class=\"lsde wsfa\">destin\u00e9 \u00e0 \u00eatre </span></div>\n<div class=\"t m0 x6 h62 y87d ff111 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">c\u00e9d\u00e9<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et sont pr\u00e9sent\u00e9<span class=\"_ _0\"></span>s sous le pos<span class=\"_ _0\"></span>te \u00ab<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">Actif</span>s <span class=\"_ _3\"></span><span class=\"lsde wsea\">d\u00e9tenu</span>s <span class=\"_ _3\"></span><span class=\"lsde wsfa\">en vue de la </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87e ff111 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">vente<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb et \u00ab</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Dettes<span class=\"_ _0\"></span> li\u00e9es \u00e0 des act<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9tenu</span>s </span><span class=\"wseb\">en vue de la vent<span class=\"_ _0\"></span><span class=\"ls0 ws0\">e <span class=\"lsdc wse9\">\u00bb dans </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87f ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00e9tats<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers co<span class=\"_ _0\"></span>nsolid\u00e9s<span class=\"_ _0\"></span>. Le gro<span class=\"_ _0\"></span>upe <span class=\"wse9\">dest<span class=\"_ _0\"></span>in\u00e9 \u00e0 \u00eatre c<span class=\"_ _0\"></span>\u00e9d\u00e9 <span class=\"lsf0 ws104\">est </span></span></div>\n<div class=\"t m0 x6 h62 y880 ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9 sous l<span class=\"_ _0\"></span>e segment<span class=\"_ _0\"></span> \u00ab Euro<span class=\"_ _0\"></span>pe \u00bb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y881 ff111 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yfc2 ff111 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Les vale<span class=\"_ _0\"></span>urs com<span class=\"_ _0\"></span>ptables<span class=\"_ _0\"></span> des pr<span class=\"_ _0\"></span>incipa<span class=\"_ _0\"></span>ux actif<span class=\"_ _0\"></span>s et pass<span class=\"_ _0\"></span>ifs d\u2019A<span class=\"_ _0\"></span>geas Fra<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x1a h62 yfc3 ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 se<span class=\"ls0 ws0\"> </span><span class=\"wseb\">r<span class=\"_ _0\"></span>\u00e9sument c<span class=\"_ _0\"></span>omme s<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 yfc4 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsf7 wseb\">P<span class=\"_ _3\"></span>lace<span class=\"lsde wsea\">m<span class=\"_ _3\"></span>ents <span class=\"wsfa\">disponi<span class=\"_ _3\"></span>bles \u00e0 la vente<span class=\"_ _3\"></span></span></span></span><span class=\"ff111\"> <span class=\"lsf3 ws10c\">EUR <span class=\"lsdc wse9\">2,4 milliards</span></span> ; </span></span></div>\n<div class=\"t m0 x1a h62 yfc5 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsde wsea\">P<span class=\"_ _3\"></span>lacement<span class=\"lsdd wse9\">s <span class=\"lsdc\">en unit\u00e9s de compte</span></span></span><span class=\"ff111\"> <span class=\"lsf3 ws10c\">EUR <span class=\"lsdc wseb\">1,5 mil<span class=\"_ _0\"></span>liards<span class=\"ls0 ws0\"> ; </span></span></span></span></span></div>\n<div class=\"t m0 x1a h62 yfc6 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsdc wse9\">Passifs d\u2019assu<span class=\"_ _0\"></span>rance EUR<span class=\"_ _0\"></span> 2,4 milliar<span class=\"_ _0\"></span>ds<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 yfc7 ff114 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff115\"> <span class=\"_ _41\"> </span><span class=\"ff111 lsdc wse9\">Passifs li\u00e9s aux pr<span class=\"_ _0\"></span>oduits en u<span class=\"_ _0\"></span>nit\u00e9s de co<span class=\"_ _0\"></span>mpte EUR 1,5 m<span class=\"_ _0\"></span>illiar<span class=\"_ _0\"></span>ds.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 yfc8 ff111 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yfc9 ff111 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Il existe \u00e9gale<span class=\"_ _3\"></span>ment une dette subor<span class=\"_ _3\"></span>donn\u00e9e <span class=\"wseb\">intragroupe<span class=\"_ _3\"></span> d\u2019EUR 55 </span></div>\n<div class=\"t m0 x1a h62 yfca ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au bilan d\u2019A<span class=\"_ _0\"></span>geas Fra<span class=\"_ _0\"></span>nce qui est \u00e9l<span class=\"_ _0\"></span>imin\u00e9e a<span class=\"_ _0\"></span>u niveau du gr<span class=\"_ _0\"></span>oupe</div>\n<div class=\"t m0 x1a h62 yfcb ff111 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Ageas. Les<span class=\"_ _3\"></span> capitaux pr<span class=\"_ _3\"></span>opres d\u2019Agea<span class=\"_ _3\"></span>s France au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022</div>\n<div class=\"t m0 x1a h62 yfcc ff111 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019\u00e9l\u00e8v<span class=\"_ _0\"></span>ent \u00e0 EUR 222 m<span class=\"_ _0\"></span>illions.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 834px; height: 272px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBusinessCombinationsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag320": {
   "value": "\n<div class=\"t m0 x6 h7d y834 ff105 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">3.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff105 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Cessions en <span class=\"_ _3\"></span>2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff103 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Tesco Und<span class=\"_ _0\"></span>erwrit<span class=\"_ _0\"></span>ing Ltd. <span class=\"lsde wsfa\">(TU) (Europe<span class=\"ls0 ws0\">) </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 <span class=\"lsde wseb\">octobre 2020, A<span class=\"_ _3\"></span>geas a a<span class=\"_ _3\"></span>nnonc\u00e9 un a<span class=\"_ _3\"></span>ccord portant <span class=\"_ _3\"></span>sur le<span class=\"_ _3\"></span> rachat </span></div>\n<div class=\"t m0 x6 h62 y876 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Tesco B<span class=\"_ _0\"></span>ank de la partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>n de 50,1<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% d\u2019Ageas dans l<span class=\"_ _3\"></span>\u2019entreprise </span></span></div>\n<div class=\"t m0 x6 h62 y877 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>e Tesco Un<span class=\"_ _0\"></span>derwrit<span class=\"_ _0\"></span>ing Limit<span class=\"_ _0\"></span>ed. En con<span class=\"_ _0\"></span>s\u00e9quenc<span class=\"_ _0\"></span>e, la vale<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y878 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e associ\u00e9<span class=\"_ _0\"></span>e a \u00e9t\u00e9 pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e com<span class=\"_ _0\"></span>me d\u00e9t<span class=\"lsde wsfa\">enue en </span></div>\n<div class=\"t m0 x6 h62 y879 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vue de la vent<span class=\"_ _0\"></span>e dans les \u00e9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers de 202<span class=\"_ _0\"></span>0. La vente<span class=\"_ _0\"></span> a \u00e9t\u00e9</div>\n<div class=\"t m0 x6 h62 y87a ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">finalis<span class=\"_ _0\"></span>\u00e9e le 4 mai 2021 p<span class=\"_ _0\"></span>our une cont<span class=\"_ _0\"></span>reparti<span class=\"_ _0\"></span>e en esp\u00e8c<span class=\"_ _0\"></span>es de GBP 112</div>\n<div class=\"t m0 x1a h62 yf55 ff103 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">millions. L\u2019imp<span class=\"_ _3\"></span>act de la vente s<span class=\"_ _3\"></span>ur les r\u00e9sulta<span class=\"_ _3\"></span>ts du premier semest<span class=\"_ _3\"></span>re 2021</div>\n<div class=\"t m0 x1a h62 yf56 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est un profit<span class=\"_ _0\"></span> d\u2019EUR 4,<span class=\"_ _0\"></span>2 millions.<span class=\"_ _0\"></span> Ce gain est r<span class=\"_ _0\"></span>\u00e9parti ent<span class=\"_ _0\"></span>re les rubr<span class=\"_ _0\"></span>iques</div>\n<div class=\"t m0 x1a h62 yf57 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span> \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Produits<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eats, di<span class=\"_ _3\"></span>videndes et <span class=\"_ _3\"></span>autres pr<span class=\"_ _3\"></span>oduits </span></span></div>\n<div class=\"t m0 x1a h62 yf58 ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de placem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> </span>\u00bb et \u00ab<span class=\"ls0 ws0\"> </span>R\u00e9sultat<span class=\"_ _0\"></span> proven<span class=\"_ _0\"></span>ant de vent<span class=\"_ _0\"></span>es et de r\u00e9\u00e9va<span class=\"_ _0\"></span>luations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> \u00bb. </span></div>\n<div class=\"t m0 x1a h62 yf59 ff103 fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">AG Insur<span class=\"_ _0\"></span>ance (B<span class=\"_ _0\"></span>elgique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf5a ff103 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En 2021,<span class=\"_ _0\"></span> Transim<span class=\"_ _0\"></span>mo a \u00e9t<span class=\"_ _0\"></span>\u00e9 consoli<span class=\"_ _0\"></span>d\u00e9e pa<span class=\"_ _0\"></span>r int\u00e9gr<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> </span><span class=\"lsde\">globale par AG<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf5b ff103 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce et n\u2019est pl<span class=\"_ _0\"></span>us pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9e selon l<span class=\"_ _0\"></span>a m\u00e9thod<span class=\"_ _0\"></span>e de mise en</div>\n<div class=\"t m0 x1a h62 yf5c ff103 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9quival<span class=\"_ _0\"></span>ence.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 944px; height: 162px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDiscontinuedOperationsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag323": {
   "value": "\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls8f ws98\" style=\"z-index: 15;\">Ge<span class=\"_ _3\"></span>st<span class=\"_ _3\"></span>ion<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">des risques</div>\n<div class=\"t m0 x6 h7d yf8f ff10b fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff10b fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Object<span class=\"_ _0\"></span>ifs de gestion<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x6 h7d yf91 ff10b fs50 fc10 sc0 ls10f ws132\" style=\"z-index: 15;\">risq<span class=\"_ _3\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 yf92 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">Ageas, en tant que prestat<span class=\"_ _0\"></span>aire</div>\n<div class=\"t m0 x6 h75 yf93 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">d\u2019assurance international,<span class=\"_ _0\"></span> cr\u00e9e de</div>\n<div class=\"t m0 x6 h75 yf94 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">la valeur par une gestio<span class=\"_ _0\"></span>n correcte et</div>\n<div class=\"t m0 x6 h75 yf95 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">efficace des risques d<span class=\"_ _0\"></span>\u2019assurance</div>\n<div class=\"t m0 x6 h75 yf96 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">dans une perspective individ<span class=\"_ _0\"></span>uelle</div>\n<div class=\"t m0 x6 h75 yf97 ff10c fs49 fc1d sc0 lsf6 ws110\" style=\"z-index: 15;\">ou de portefeuille global. Les</div>\n<div class=\"t m0 x6 h75 yf98 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">op\u00e9rations d\u2019assurance d\u2019Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x6 h75 yf99 ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">couvrent les assurances<span class=\"ls0\"> </span>Vie et Non<span class=\"ls0\">-</span></div>\n<div class=\"t m0 x6 h75 yf9a ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">vie et, de ce fait, s'<span class=\"_ _0\"></span>exposent \u00e0</div>\n<div class=\"t m0 x6 h75 yf9b ff10c fs49 fc1d sc0 lsf5 ws115\" style=\"z-index: 15;\">diff\u00e9rents risques susceptibles<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 yf9c ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">d\u2019avoir une incidence sur <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h75 yf9d ff10c fs49 fc1d sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9alisation des ob<span class=\"_ _0\"></span>jectifs de</div>\n<div class=\"t m0 x6 h75 yf9e ff10c fs49 fc1d sc0 lsf5 ws10f\" style=\"z-index: 15;\">l\u2019entreprise. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 yfa0 ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas s\u2019ef<span class=\"_ _0\"></span>force d<span class=\"_ _0\"></span>e prendre un<span class=\"_ _0\"></span>iqueme<span class=\"_ _0\"></span>nt des risqu<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x21b h62 yfa1 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wseb\">d<span class=\"_ _3\"></span>ont il a<span class=\"_ _3\"></span> une bonne <span class=\"_ _3\"></span>compr\u00e9hension<span class=\"_ _3\"></span></span><span class=\"ff109\"> ;  </span></span></div>\n<div class=\"t m0 x21b h62 yfa2 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">correctement \u00e9v<span class=\"_ _0\"></span>aluabl<span class=\"_ _0\"></span>es et g\u00e9rab<span class=\"_ _0\"></span>les soit au niv<span class=\"_ _0\"></span>eau indi<span class=\"_ _0\"></span>vidue<span class=\"_ _0\"></span>l, soit au niv<span class=\"_ _0\"></span>eau du </span></span></div>\n<div class=\"t m0 x36 h62 yfa3 ff109 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">global</span> ; </span></div>\n<div class=\"t m0 x21b h62 yfa4 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wsfa\">to<span class=\"_ _3\"></span>l\u00e9rables (c\u2019e<span class=\"_ _3\"></span>st</span><span class=\"ff109\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsde wsfa\">dire dans les<span class=\"_ _3\"></span> limites de l\u2019app\u00e9t<span class=\"_ _3\"></span>ence au risque d\u2019Agea<span class=\"_ _3\"></span>s)</span> ; </span></span></div>\n<div class=\"t m0 x21b h62 yfa5 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">qui pr\u00e9sentent u<span class=\"_ _0\"></span>n comprom<span class=\"_ _0\"></span>is risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">r\u00e9compen<span class=\"_ _0\"></span>se accept<span class=\"_ _0\"></span>able (com<span class=\"_ _0\"></span>pte tenu de l<span class=\"_ _0\"></span>\u2019<span class=\"lsde wsea\">engagement </span></span></span></span></span></div>\n<div class=\"t m0 x36 h62 yfa6 ff109 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019Ageas<span class=\"_ _0\"></span> envers s<span class=\"_ _0\"></span>es part<span class=\"_ _0\"></span>ies pre<span class=\"_ _0\"></span>nantes<span class=\"_ _0\"></span> et la soc<span class=\"_ _0\"></span>i\u00e9t\u00e9 ain<span class=\"_ _0\"></span>si que d<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span>valeurs<span class=\"_ _0\"></span> de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e et de sa</div>\n<div class=\"t m0 x36 h62 yfa7 ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">cultur<span class=\"_ _0\"></span>e de risque).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 yfa8 ff109 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 yfa9 ff109 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> de gestion<span class=\"_ _3\"></span> du risque<span class=\"_ _3\"></span> d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h62 yfaa ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">une prise de risque<span class=\"_ _0\"></span> en accord av<span class=\"_ _0\"></span>ec la strat\u00e9<span class=\"_ _0\"></span>gie et dans le<span class=\"_ _0\"></span>s limites d<span class=\"_ _0\"></span>e l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ris<span class=\"_ _0\"></span>que<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x21b h62 yfab ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wsfa\">l<span class=\"_ _3\"></span>a mise en place d\u2019in<span class=\"_ _3\"></span>citations approp<span class=\"_ _3\"></span>ri\u00e9es pour promou<span class=\"_ _3\"></span>voir une compr\u00e9hens<span class=\"_ _3\"></span>ion commune de </span></span></div>\n<div class=\"t m0 x36 h62 yfac ff109 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">notre c<span class=\"_ _0\"></span>ulture d<span class=\"_ _0\"></span>u risque<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x21b h62 yfad ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wseb\">l<span class=\"_ _3\"></span>a disponibi<span class=\"_ _3\"></span>lit\u00e9 d\u2019info<span class=\"_ _3\"></span>rmations appro<span class=\"_ _3\"></span>pri\u00e9es, oppo<span class=\"_ _3\"></span>rtunes et c<span class=\"_ _3\"></span>orrectes po<span class=\"_ _3\"></span>ur permet<span class=\"_ _3\"></span>tre des pris<span class=\"_ _3\"></span>es de </span></span></div>\n<div class=\"t m0 x36 h62 yfae ff109 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9cisions stra<span class=\"_ _3\"></span>t\u00e9giques ad\u00e9qua<span class=\"_ _3\"></span>tes<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x21b h62 yfaf ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">la mise en place d\u2019une g<span class=\"_ _0\"></span>ouverna<span class=\"_ _0\"></span>nce de ris<span class=\"_ _0\"></span>que appro<span class=\"_ _0\"></span>pri\u00e9e,<span class=\"_ _0\"></span> ad\u00e9quat<span class=\"_ _0\"></span>e et efficac<span class=\"_ _0\"></span>e qui puiss<span class=\"_ _0\"></span>e \u00eatre </span></span></div>\n<div class=\"t m0 x36 h62 yfb0 ff109 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9montr\u00e9e<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x21b h62 yfb1 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsdc wse9\">la mise en place d\u2019un ca<span class=\"_ _0\"></span>dre ad\u00e9qu<span class=\"_ _0\"></span>at de polit<span class=\"_ _0\"></span>ique de Ge<span class=\"_ _0\"></span>stion des ris<span class=\"_ _0\"></span>ques d\u2019e<span class=\"_ _0\"></span>ntrep<span class=\"_ _0\"></span>rises (ERM<span class=\"_ _0\"></span>), </span></span></div>\n<div class=\"t m0 x36 h62 yfb2 ff109 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">avec limites et<span class=\"_ _3\"></span> normes minimales<span class=\"_ _3\"></span>, c<span class=\"lsdc wse9\">ompris et<span class=\"_ _0\"></span> int\u00e9gr\u00e9 da<span class=\"_ _0\"></span>ns les activ<span class=\"_ _0\"></span>it\u00e9s op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elles </span></div>\n<div class=\"t m0 x36 h62 yfb3 ff109 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">quotidiennes<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ;  </span></div>\n<div class=\"t m0 x21b h62 yfb4 ff10d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff10e\"> <span class=\"_ _41\"> </span><span class=\"ff109 lsde wsfa\">d<span class=\"_ _3\"></span>es processus de ges<span class=\"_ _3\"></span>tion des risques de<span class=\"_ _3\"></span> haut niveau e<span class=\"_ _3\"></span>t efficaces, facil<span class=\"_ _3\"></span>itant un reporting<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x36 h62 yfb5 ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risque jus<span class=\"_ _0\"></span>te et infor<span class=\"_ _0\"></span>matif qui re<span class=\"_ _0\"></span>nforce l<span class=\"_ _0\"></span>e process<span class=\"_ _0\"></span>us de prise de d<span class=\"_ _0\"></span>\u00e9cisio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x21b h62 yfb7 ff109 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">La culture du ri<span class=\"_ _3\"></span>sque constitue une<span class=\"_ _3\"></span> partie essentiel<span class=\"_ _3\"></span>le de la culture d\u2019e<span class=\"_ _3\"></span>ntreprise global<span class=\"_ _3\"></span>e que le Consei<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x21b h62 yfb8 ff109 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on, le M<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent Com<span class=\"_ _0\"></span>mittee (<span class=\"_ _0\"></span>ManCo) <span class=\"_ _0\"></span>et l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Commit<span class=\"_ _0\"></span>tee (Ex<span class=\"_ _0\"></span>Co) d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x21b h62 yfb9 ff109 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">cherchent \u00e0<span class=\"_ _3\"></span> promouvoir <span class=\"lsdc wse9\">et <span class=\"_ _3\"></span>\u00e0 ancrer. L<span class=\"_ _0\"></span>a culture d<span class=\"_ _0\"></span>u risque d\u2019<span class=\"_ _0\"></span>Ageas,<span class=\"_ _0\"></span> d\u00e9crite ci<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous, d\u00e9c<span class=\"_ _0\"></span>oule de sa </span></span></span></div>\n<div class=\"t m0 x21b h62 yfba ff109 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">culture d\u2019e<span class=\"_ _3\"></span>ntreprise. Le<span class=\"_ _3\"></span>s principes<span class=\"_ _3\"></span> de la cu<span class=\"_ _3\"></span>lture d\u2019en<span class=\"_ _3\"></span>treprise et<span class=\"_ _3\"></span> les \u00e9l\u00e9men<span class=\"_ _3\"></span>ts cl\u00e9s de<span class=\"_ _3\"></span> la culture<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x21b h62 yfbb ff109 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risque gu<span class=\"_ _0\"></span>ident les act<span class=\"_ _0\"></span>ions et les<span class=\"_ _0\"></span> d\u00e9cisio<span class=\"_ _0\"></span>ns, et refl<span class=\"_ _0\"></span>\u00e8tent l\u2019\u00e9<span class=\"_ _0\"></span>tat d\u2019espr<span class=\"_ _0\"></span>it et l\u2019attit<span class=\"_ _0\"></span>ude att<span class=\"_ _0\"></span>endus au se<span class=\"_ _0\"></span>in de</div>\n<div class=\"t m0 x21b h62 yfbc ff109 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019entreprise<span class=\"_ _3\"></span>.</div>\n<div class=\"t m6 xbd h8d yfd1 ff117 fs56 fc14 sc0 ls11e ws146\" style=\"z-index: 15;\">1. CULTURE DE <span class=\"_ _3\"></span>RISQUE</div>\n<div class=\"t m0 x21 h8e yfd2 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">2    STRAT\u00c9GIE DES RISQUES, OBJECTIFS ET APP\u00c9TENCE AU RISQUE</div>\n<div class=\"t m0 x120 h8e yfe5 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">3    GOUVERNANCE DES RISQUES, TAXONOMIE DES RISQUES,</div>\n<div class=\"t m0 x13d h8e yfe6 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">CADRE DE POLITIQUE ET CADRE MOD\u00c8LE DE L\u2019ERM</div>\n<div class=\"t m2 x133 h8f yfd3 ff117 fs58 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">4    RISQUE DANS L\u2019EX\u00c9CUTION*</div>\n<div class=\"t m0 x4b h8e yfd5 ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Identification des risques</div>\n<div class=\"t ma x4b h90 yfd6 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Identification des risques \u00e9mergents et actuels</div>\n<div class=\"t ma x4b h90 yfd7 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Couvre la taxonomie des risques</div>\n<div class=\"t m0 x19 h8e yfd8 ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Suivi et Reporting</div>\n<div class=\"t ma x19 h90 yfd9 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">Suivi continu et</div>\n<div class=\"t ma x19 h90 yfda ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">suivi des expositions et actions</div>\n<div class=\"t m0 x54 h8e yfde ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Evaluation et hi\u00e9rarchisation</div>\n<div class=\"t ma x54 h90 yfdf ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Probabilit\u00e9 de risque et impact</div>\n<div class=\"t ma x54 h90 yfe0 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Risque inh\u00e9rent/r\u00e9siduel/risque r\u00e9siduel pr\u00e9vu</div>\n<div class=\"t m0 x6a h8e yfe1 ff117 fs57 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">R\u00e9ponse et contr\u00f4le</div>\n<div class=\"t ma x6a h90 yfe2 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Att\u00e9nuation, \u00e9vitement, acceptation ou transfert</div>\n<div class=\"t ma x6a h90 yfe3 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">- Actions visant \u00e0 garantir le respect du niveau</div>\n<div class=\"t ma x6a h90 yfe4 ff118 fs55 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">  d\u2019app\u00e9tence au risque</div>\n<div class=\"t m0 x6a h8e yfd4 ff117 fs57 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">5    DONN\u00c9ES, IT ET INFRASTRUCTURE</div>\n<div class=\"t ma xa4 h8c yfcf ff116 fs55 fc21 sc0 ls0 ws0\" style=\"z-index: 15;\">Remarque - Le contr\u00f4le interne, la s\u00e9curit\u00e9 de l'information et la gestion des donn\u00e9es sont g\u00e9r\u00e9s dans le cadre de l'ERM.</div>\n<div class=\"t ma xa4 h8c yfd0 ff116 fs55 fc21 sc0 ls0 ws0\" style=\"z-index: 15;\">*En plus des 4A et 4B, d'autres rapports sur les risques existent et sont document\u00e9s dans le cadre de gestion des risques d'entreprise Ageas.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 84px; height: 877px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 yfe7 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">es \u00e9l\u00e9ments c<span class=\"_ _0\"></span>l\u00e9s de la cult<span class=\"_ _0\"></span>ure du risqu<span class=\"_ _0\"></span>e (et de l\u2019ent<span class=\"_ _0\"></span>reprise<span class=\"_ _0\"></span>) \u00e0 laquell<span class=\"_ _0\"></span>e aspire Ag<span class=\"_ _0\"></span>eas sont d\u00e9c<span class=\"_ _0\"></span>rits ci<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">dessous.</span> </span></span></div>\n<div class=\"t m0 x29 h93 y1022 ff124 fs5a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">LES VALEURS DE NOTRE CULTURE DE RISQUE</div>\n<div class=\"t m0 xf6 h94 y1024 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous agissons toujours avec <span class=\"fc10\">\u00e9thique et int\u00e9grit\u00e9</span></div>\n<div class=\"t m0 xf6 h94 y1025 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous <span class=\"fc10\">partageons la responsabilit\u00e9</span> de maintenir</div>\n<div class=\"t m0 xf6 h94 y1026 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">notre culture de sensibilisation aux <span class=\"fc10\">risques</span> </div>\n<div class=\"t m0 xf6 h94 y1027 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00e0 tous les niveaux</div>\n<div class=\"t m0 xf6 h94 y1028 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous favorisons un environnement de</div>\n<div class=\"t m0 xf6 h94 y1029 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">communication ouverte<span class=\"fc15\"> et de remise en question </span></div>\n<div class=\"t m0 xf6 h94 y102a ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">efficace<span class=\"fc15\"> dans lequel les processus d\u00e9cisionnels </span></div>\n<div class=\"t m0 xf6 h94 y102b ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">encouragent l'adoption d'un large \u00e9ventail de</div>\n<div class=\"t m0 xf6 h94 y102c ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">points de vue et favorisent l'engagement</div>\n<div class=\"t m0 xf6 h94 y102d ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous <span class=\"fc10\">comprenons</span> \u00e0 la fois le <span class=\"fc10\">bien (risque en amont)</span> </div>\n<div class=\"t m0 xf6 h94 y102e ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">et le <span class=\"fc10\">mal (risque en aval)</span> qui peuvent na\u00eetre <span class=\"fc10\">des</span> </div>\n<div class=\"t m0 xf6 h94 y102f ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">d\u00e9cisions<span class=\"fc15\"> que nous prenons</span></div>\n<div class=\"t m0 xf6 h94 y1030 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous nous <span class=\"fc10\">approprions</span> et <span class=\"fc10\">prenons la responsabilit\u00e9 </span></div>\n<div class=\"t m0 xf6 h94 y1031 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">individuelle,<span class=\"fc15\"> en prenant des </span>d\u00e9cisions en temps</div>\n<div class=\"t m0 xf6 h94 y1032 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">opportun<span class=\"fc15\"> et en </span>rendant compte ouvertement<span class=\"fc15\"> </span></div>\n<div class=\"t m0 xf6 h94 y1033 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">des risques que nous prenons</div>\n<div class=\"t m0 xf6 h94 y1034 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nous avons la structure de <span class=\"fc10\">profils, d\u2019incitants,</span> <span class=\"fc10\">de</span> </div>\n<div class=\"t m0 xf6 h94 y1035 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">r\u00e9compenses<span class=\"fc15\"> et de </span>r\u00e9munerations  ad\u00e9quates<span class=\"fc15\"> en </span></div>\n<div class=\"t m0 xf6 h94 y1036 ff125 fs5b fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">coh\u00e9rence avec la <span class=\"fc10\">culture du risque </span></div>\n<div class=\"t m0 xf6 h94 y1037 ff125 fs5b fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">que nous souhaitons</div>\n<div class=\"t m0 x33 h93 y1023 ff124 fs5a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">NOS VALEURS D\u2019ENTREPRISE</div>\n<div class=\"t m0 x33 h95 y1038 ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE CARE<span class=\"ff125 fc15\"> - en t\u00e9moignant du </span></div>\n<div class=\"t m0 x33 h95 y1039 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">respect et en aidant ceux qui nous entourent,</div>\n<div class=\"t m0 x33 h95 y103a ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">et en restant fid\u00e8les \u00e0 ce que nous sommes</div>\n<div class=\"t m0 x33 h95 y103b ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DARE<span class=\"ff127 fc22\"> <span class=\"ff125 fc15\">- repousser les limites sans </span></span></div>\n<div class=\"t m0 x33 h95 y103c ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">avoir peur de prendre des risques</div>\n<div class=\"t m0 x33 h95 y103d ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE DELIVER</div>\n<div class=\"t m0 x33 h95 y103e ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">- en respectant nos promesses</div>\n<div class=\"t m0 x33 h95 y103f ff126 fs5c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">WE SHARE<span class=\"ff125 fc15\"> - nos connaissances, </span></div>\n<div class=\"t m0 x33 h95 y1040 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">en insufflant de l\u2019inspiration aux autres et</div>\n<div class=\"t m0 x33 h95 y1041 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">en faisant b\u00e9n\u00e9ficier toutes nos parties prenantes</div>\n<div class=\"t m0 x33 h95 y1042 ff125 fs5c fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">de notre r\u00e9ussite</div>\n<div class=\"t m0 x6 h62 yfec ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Afin de prom<span class=\"_ _0\"></span>ouvoir<span class=\"_ _0\"></span> la sensibi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n aux risq<span class=\"_ _0\"></span>ues et d\u2019anc<span class=\"_ _0\"></span>rer les val<span class=\"_ _0\"></span>eurs de la cult<span class=\"_ _0\"></span>ure du risq<span class=\"_ _0\"></span>ue \u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>elle de l\u2019or<span class=\"_ _0\"></span>ganis<span class=\"_ _0\"></span>ation, des<span class=\"_ _0\"></span> formati<span class=\"_ _0\"></span>ons r\u00e9gul<span class=\"_ _0\"></span>i\u00e8res sur</div>\n<div class=\"t m0 x6 h62 yfed ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">les risques<span class=\"_ _3\"></span> sont organis\u00e9es sous la<span class=\"_ _3\"></span> forme d\u2019e<span class=\"ls0 ws0\">-</span>le<span class=\"_ _3\"></span>arnings ou de s\u00e9anc<span class=\"_ _3\"></span>es sur place dan<span class=\"_ _3\"></span>s l\u2019ensemble du Groupe<span class=\"_ _3\"></span>. Le Corporate<span class=\"_ _3\"></span> Centre a cr\u00e9\u00e9 des ma<span class=\"_ _3\"></span>t\u00e9riels</div>\n<div class=\"t m0 x6 h62 yfee ff119 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">didactiques,<span class=\"_ _3\"></span> qui ont <span class=\"_ _3\"></span>ensuite <span class=\"lsdc wse9\">\u00e9t\u00e9 adapt\u00e9s aux bes<span class=\"_ _0\"></span>oins loc<span class=\"_ _0\"></span>aux, auxq<span class=\"_ _0\"></span>uels s'aj<span class=\"_ _0\"></span>outent d<span class=\"_ _0\"></span>es mat\u00e9ri<span class=\"_ _0\"></span>els d\u00e9cent<span class=\"_ _0\"></span>ralis<span class=\"_ _0\"></span>\u00e9s d\u00e9velo<span class=\"_ _0\"></span>pp\u00e9s par c<span class=\"_ _0\"></span>haque ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e. De </span></div>\n<div class=\"t m0 x6 h62 yfef ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">m\u00eame, i<span class=\"_ _0\"></span>l existe <span class=\"_ _0\"></span>une com<span class=\"_ _0\"></span>binaiso<span class=\"_ _0\"></span>n de for<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>ns oblig<span class=\"_ _0\"></span>atoires et<span class=\"_ _0\"></span> volont<span class=\"_ _0\"></span>aires. <span class=\"_ _0\"></span>En 202<span class=\"_ _0\"></span>2, les s\u00e9<span class=\"_ _0\"></span>ances d\u2019<span class=\"_ _0\"></span>\u00e9ducat<span class=\"_ _0\"></span>ion et d<span class=\"_ _0\"></span>e sensibi<span class=\"_ _0\"></span>lisa<span class=\"lsde wsfa\">tion au risque<span class=\"ls0 ws0\"> </span><span class=\"wseb\">ont ab<span class=\"_ _3\"></span>ord\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 yff0 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">notamm<span class=\"_ _0\"></span>ent, mais p<span class=\"_ _0\"></span>as exclus<span class=\"_ _0\"></span>ivement,<span class=\"_ _0\"></span> les point<span class=\"_ _0\"></span>s suivants<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : <span class=\"lsde wseb\">r<span class=\"_ _3\"></span>eporting de<span class=\"_ _3\"></span>s incidents <span class=\"_ _3\"></span>en mati\u00e8re<span class=\"_ _3\"></span> de risque,<span class=\"_ _3\"></span> mod\u00e8le des<span class=\"_ _3\"></span> trois li<span class=\"_ _3\"></span>gnes de d\u00e9fe<span class=\"_ _3\"></span>nse, forma<span class=\"_ _3\"></span>tion </span></span></div>\n<div class=\"t m0 x6 h62 yff1 ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">antifra<span class=\"_ _0\"></span>ude, cod<span class=\"_ _0\"></span>e de con<span class=\"_ _0\"></span>duite, c<span class=\"_ _0\"></span>ybers<span class=\"_ _0\"></span>\u00e9curit<span class=\"_ _0\"></span>\u00e9, RGPD,<span class=\"_ _0\"></span> s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019i<span class=\"_ _0\"></span>nformati<span class=\"_ _0\"></span>on, cont<span class=\"_ _0\"></span>r\u00f4le int<span class=\"_ _0\"></span>erne,<span class=\"ls0 ws0\"> </span><span class=\"lsde\">continuit\u00e9 des acti<span class=\"_ _3\"></span>vit\u00e9s et ri<span class=\"_ _3\"></span>sque op\u00e9ra<span class=\"_ _3\"></span>tionnel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 yff2 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d yff3 ff11b fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yff4 ff11b fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Cadre de gest<span class=\"_ _0\"></span>ion des risqu<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yff5 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas d\u00e9fi<span class=\"_ _0\"></span>nit le risqu<span class=\"_ _0\"></span>e comme un<span class=\"_ _0\"></span> \u00e9cart obse<span class=\"_ _0\"></span>rv\u00e9 par rap<span class=\"_ _0\"></span>port \u00e0 des</div>\n<div class=\"t m0 x6 h62 yff6 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats attend<span class=\"_ _0\"></span>us, susce<span class=\"_ _0\"></span>ptible d<span class=\"_ _0\"></span>\u2019affect<span class=\"_ _0\"></span>er sa so<span class=\"lsde wsfa\">lvabilit\u00e9, son rendemen<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 yff7 ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">ou sa liq<span class=\"_ _0\"></span>uidit\u00e9,<span class=\"_ _0\"></span> ses obj<span class=\"_ _0\"></span>ectifs c<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>iaux ou s<span class=\"_ _0\"></span>es oppo<span class=\"_ _0\"></span>rtunit<span class=\"_ _0\"></span>\u00e9s futur<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yff8 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yff9 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a \u00e9tab<span class=\"_ _0\"></span>li et mis en \u0153uv<span class=\"_ _0\"></span>re un cadr<span class=\"_ _0\"></span>e de Gesti<span class=\"_ _0\"></span>on des risqu<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 yffa ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019entre<span class=\"_ _0\"></span>prises (<span class=\"_ _0\"></span>ERM) inspi<span class=\"_ _0\"></span>r\u00e9 par les cad<span class=\"_ _0\"></span>res du <span class=\"lsf3 ws10c\">COSO</span></div>\n<div class=\"t m0 x102 h76 yffb ff119 fs4a fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4</div>\n<div class=\"t m0 x21b h62 yffc ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">ERM et du </span></div>\n<div class=\"t m0 x6 h62 yffd ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">contr\u00f4le interne<span class=\"_ _3\"></span>, compos\u00e9 d\u2019\u00e9l\u00e9me<span class=\"_ _3\"></span>nts cl\u00e9s qui agissen<span class=\"_ _3\"></span>t comme une</div>\n<div class=\"t m0 x6 h62 yffe ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">fondati<span class=\"_ _0\"></span>on solide d<span class=\"_ _0\"></span>u syst\u00e8m<span class=\"_ _0\"></span>e de gestion des<span class=\"_ _0\"></span> risques.<span class=\"_ _0\"></span> L\u2019ERM peut<span class=\"_ _0\"></span> se</div>\n<div class=\"t m0 x6 h62 yfff ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9finir c<span class=\"_ _0\"></span>omme l<span class=\"_ _0\"></span>e process<span class=\"_ _0\"></span>us d\u2019i<span class=\"_ _0\"></span>dentific<span class=\"_ _0\"></span>ation sys<span class=\"_ _0\"></span>t\u00e9mat<span class=\"_ _0\"></span>ique et c<span class=\"_ _0\"></span>ompl\u00e8t<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1000 ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">des risques cri<span class=\"_ _3\"></span>tiques, d\u2019\u00e9valua<span class=\"_ _3\"></span>tion de leur i<span class=\"lsdc wse9\">mpact et de mise en pl<span class=\"_ _0\"></span>ace de </span></div>\n<div class=\"t m0 x6 h62 y1001 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">strat\u00e9g<span class=\"_ _0\"></span>ies int\u00e9g<span class=\"_ _0\"></span>r\u00e9es pou<span class=\"_ _0\"></span>r offrir un<span class=\"_ _0\"></span>e assuranc<span class=\"_ _0\"></span>e raiso<span class=\"_ _0\"></span>nnable qua<span class=\"_ _0\"></span>nt \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1002 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alisat<span class=\"_ _0\"></span>ion des ob<span class=\"_ _0\"></span>jectifs<span class=\"_ _0\"></span> de la soci\u00e9t<span class=\"_ _0\"></span>\u00e9. Le cadre ER<span class=\"_ _0\"></span>M d\u2019Ageas<span class=\"_ _0\"></span> (d\u00e9crit</div>\n<div class=\"t m0 x6 h62 y1003 ff119 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">dans le diagramme ci<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus) d\u00e9fi<span class=\"_ _0\"></span>nit les obj<span class=\"_ _0\"></span>ectifs de h<span class=\"_ _0\"></span>aut nivea<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x6 h62 y1004 ff119 fs43 fc1d sc0 lsdd wse9\" style=\"z-index: 15;\">suivants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h6b y1005 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse9\">d\u00e9finit u<span class=\"lsde wseb\">n niveau d\u2019<span class=\"ff11e\">a<span class=\"_ _3\"></span>pp\u00e9tence au <span class=\"_ _3\"></span>risque</span></span></span><span class=\"ff119\"> <span class=\"lsde wseb\">garan<span class=\"_ _3\"></span>tissant que <span class=\"_ _3\"></span>le risque </span></span></span></div>\n<div class=\"t m0 x133 h62 y1006 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019insolv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 est \u00e0 tout mom<span class=\"_ _0\"></span>ent g\u00e9r\u00e9 \u00e0 des<span class=\"_ _0\"></span> niveaux ac<span class=\"_ _0\"></span>cepta<span class=\"_ _0\"></span>bles et</div>\n<div class=\"t m0 x133 h62 y1007 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">que le profi<span class=\"_ _0\"></span>l de risque est<span class=\"_ _0\"></span> mainte<span class=\"_ _0\"></span>nu dans les l<span class=\"_ _0\"></span>imites \u00e9ta<span class=\"_ _0\"></span>blies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h6b y1008 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsfe ws11a\">i<span class=\"_ _3\"></span>nstille</span><span class=\"ff11e\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">une soli<span class=\"_ _0\"></span>de sen<span class=\"_ _0\"></span>sibilisa<span class=\"_ _0\"></span>tion \u00e0 l<span class=\"_ _0\"></span>a cultur<span class=\"_ _0\"></span>e de ri<span class=\"_ _0\"></span>sque <span class=\"ff119 lsde wsea\">gr\u00e2ce <span class=\"lsdc wse8\">\u00e0 </span></span></span></span></span></div>\n<div class=\"t m0 x133 h62 y1009 ff119 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">laquelle le<span class=\"_ _3\"></span>s managers <span class=\"_ _3\"></span>s\u2019acquitten<span class=\"_ _3\"></span>t de leurs<span class=\"_ _3\"></span> obligation<span class=\"_ _3\"></span>s de</div>\n<div class=\"t m0 x133 h62 y100a ff119 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">comprendre <span class=\"_ _3\"></span>et d\u2019\u00eatre<span class=\"_ _3\"></span> sensibles au<span class=\"_ _3\"></span>x risques <span class=\"_ _3\"></span>de leur a<span class=\"_ _3\"></span>ctivit\u00e9, pour<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x133 h62 y100b ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9rer de fa\u00e7<span class=\"_ _0\"></span>on ad\u00e9qu<span class=\"_ _0\"></span>ate et font p<span class=\"_ _0\"></span>reuve de tran<span class=\"_ _0\"></span>sparenc<span class=\"_ _0\"></span>e dans leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x133 h6b y100c ff119 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">d\u00e9clarat<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> <span class=\"ff11e\">;</span> </span></div>\n<div class=\"t m0 x1a h6b y100d ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse8\">assure </span><span class=\"ff11e lsf0\">l\u2019identification et la validation, l\u2019<span class=\"lsdc wse9\">\u00e9valuati<span class=\"_ _0\"></span>on et la </span></span></span></div>\n<div class=\"t m0 x133 h6b y100e ff11e fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">hi\u00e9rar<span class=\"_ _0\"></span>chisati<span class=\"_ _0\"></span>on, la co<span class=\"_ _0\"></span>nsigna<span class=\"_ _0\"></span>tion, l<span class=\"_ _0\"></span>e suivi <span class=\"_ _0\"></span>et la ges<span class=\"_ _0\"></span>tion<span class=\"ff119 ls0 ws0\"> <span class=\"lsde wsea\">des </span></span></div>\n<div class=\"t m0 x6a h62 y100f ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques qu<span class=\"_ _0\"></span>i affecte<span class=\"_ _0\"></span>nt, ou peuv<span class=\"_ _0\"></span>ent affe<span class=\"_ _0\"></span>cter, la r\u00e9a<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6a h62 y1010 ff119 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs strat<span class=\"_ _0\"></span>\u00e9giqu<span class=\"_ _0\"></span>es et op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>els<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1011 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse9\">contribue au proc<span class=\"_ _0\"></span>essus de pr<span class=\"_ _0\"></span>ise de d\u00e9ci<span class=\"_ _0\"></span>sion en fo<span class=\"_ _0\"></span>urnissant<span class=\"_ _0\"></span> aux </span></span></div>\n<div class=\"t m0 x6a h6b y1012 ff119 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9cideurs <span class=\"_ _3\"></span><span class=\"lsdc wse9\">des info<span class=\"_ _0\"></span>rmation<span class=\"_ _0\"></span>s sur les ris<span class=\"_ _0\"></span>ques <span class=\"ff11e\">actu<span class=\"_ _0\"></span>elles, co<span class=\"_ _0\"></span>h\u00e9rentes </span></span></div>\n<div class=\"t m0 x6a h6b y1013 ff11e fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">et fiable<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ;<span class=\"ff119\"> </span></span></div>\n<div class=\"t m0 x1a h6b y1014 ff11c fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff11d\"> <span class=\"_ _41\"> </span><span class=\"ff119 lsdc wse9\">int\u00e8gre la <span class=\"ff11e\">gestio<span class=\"_ _0\"></span>n strat<span class=\"_ _0\"></span>\u00e9gique des r<span class=\"_ _0\"></span>isque<span class=\"_ _0\"></span>s<span class=\"ff119 ls0 ws0\"> </span><span class=\"ff119\">dans le proces<span class=\"_ _0\"></span>sus </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y1015 ff119 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">global de p<span class=\"_ _0\"></span>rise de d\u00e9cis<span class=\"_ _0\"></span>ion.</div>\n<div class=\"t m0 x6 h62 y1016 ff11d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"_ _1fd\"> </span><span class=\"ff119\"> </span></div>\n<div class=\"t m0 x28 h62 y1017 ff119 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6e y7db ff11f fs48 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">4  <span class=\"_ _1ff\"> </span><span class=\"lsf1 ws108\">Com<span class=\"_ _3\"></span>mittee of sponsoring organisations of the treadway commission</span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 97px; height: 1009px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff122 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff122 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Organisation<span class=\"_ _0\"></span> et gouvernance de la <span class=\"ls110 ws134\">gestio<span class=\"_ _0\"></span>n des risques</span></div>\n<div class=\"t m0 x6 h62 y836 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Un cadre so<span class=\"_ _0\"></span>lide et effi<span class=\"_ _0\"></span>cace de go<span class=\"_ _0\"></span>uverna<span class=\"_ _0\"></span>nce de risq<span class=\"_ _0\"></span>ue, sous<span class=\"ls0 ws0\">-</span>te<span class=\"_ _0\"></span>ndu par</div>\n<div class=\"t m0 x6 h62 y837 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">une solid<span class=\"_ _0\"></span>e culture de r<span class=\"_ _0\"></span>isque, est<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>el \u00e0 l\u2019effic<span class=\"_ _0\"></span>acit\u00e9 glob<span class=\"_ _0\"></span>ale des</div>\n<div class=\"t m0 x6 h62 y876 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">disposi<span class=\"_ _0\"></span>tions de ges<span class=\"_ _0\"></span>tion des ri<span class=\"_ _0\"></span>sques d\u2019<span class=\"_ _0\"></span>Ageas. L<span class=\"_ _0\"></span>e Conseil d\u2019<span class=\"_ _0\"></span>Administ<span class=\"_ _0\"></span><span class=\"lsde wsea\">ration </span></div>\n<div class=\"t m0 x6 h62 y877 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">assume la<span class=\"_ _0\"></span> respons<span class=\"_ _0\"></span>abilit\u00e9 ul<span class=\"_ _0\"></span>time de la ge<span class=\"_ _0\"></span>stion gl<span class=\"_ _0\"></span>obale des<span class=\"_ _0\"></span> risques. I<span class=\"_ _0\"></span>l est</div>\n<div class=\"t m0 x6 h62 y878 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">assist<span class=\"_ _0\"></span>\u00e9 dans l\u2019exe<span class=\"_ _0\"></span>rcice de ses<span class=\"_ _0\"></span> fonctio<span class=\"_ _0\"></span>ns par plusi<span class=\"_ _0\"></span>eurs orga<span class=\"_ _0\"></span>nes de</div>\n<div class=\"t m0 x6 h62 y879 ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">gouvernance <span class=\"_ _3\"></span>cl\u00e9s, comme d<span class=\"_ _3\"></span>\u00e9crit ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessous et<span class=\"_ _0\"></span> expliqu<span class=\"_ _0\"></span>\u00e9 plus en d\u00e9t<span class=\"_ _0\"></span>ail </span></span></div>\n<div class=\"t m0 x1a h62 y1018 ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">dans cett<span class=\"_ _0\"></span>e section (l<span class=\"_ _0\"></span>es respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9s li\u00e9es \u00e0 la g<span class=\"_ _0\"></span>estion de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> et</div>\n<div class=\"t m0 x1a h62 y1019 ff120 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">au contr\u00f4le in<span class=\"_ _3\"></span>terne sont expliqu\u00e9<span class=\"_ _3\"></span>es dans cette<span class=\"_ _3\"></span> section <span class=\"ls0 ws0\">\u2014 <span class=\"lsfe ws11a\">v<span class=\"_ _3\"></span>euillez</span>-<span class=\"_ _3\"></span><span class=\"lsf7 wseb\">vous<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y101a ff120 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9rer \u00e0 la n<span class=\"_ _0\"></span>ote<span class=\"ls0 ws0\"> \u00ab <span class=\"ls104 ws120\">A.</span>6 <span class=\"_ _3\"></span></span>D\u00e9clar<span class=\"_ _0\"></span>ation de gouv<span class=\"_ _0\"></span>ernanc<span class=\"_ _0\"></span>e d\u2019ent<span class=\"_ _0\"></span>reprise<span class=\"ls0 ws0\"> </span>\u00bb du</div>\n<div class=\"t m0 x1a h62 y101b ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e9sent Rapp<span class=\"_ _3\"></span>ort annuel<span class=\"_ _3\"></span> pour les d<span class=\"_ _3\"></span>\u00e9tails de g<span class=\"_ _3\"></span>ouvernance con<span class=\"_ _3\"></span>cernant le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y101c ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">comit\u00e9s au <span class=\"_ _3\"></span>n<span class=\"lsdc wse9\">iveau du Con<span class=\"_ _0\"></span>seil d\u2019ad<span class=\"_ _0\"></span>ministr<span class=\"_ _0\"></span>ation, l\u2019<span class=\"_ _0\"></span>Execut<span class=\"_ _0\"></span>ive Comm<span class=\"_ _0\"></span>ittee et </span></div>\n<div class=\"t m0 x1a h62 y101d ff120 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le Manageme<span class=\"_ _3\"></span>nt Committee.<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x23c h99 y104e ff129 fs5f fc10 sc0 ls11f ws147\" style=\"z-index: 15;\">CONSEI<span class=\"_ _3\"></span>L</div>\n<div class=\"t m0 x23c h99 y104f ff129 fs5f fc10 sc0 ls120 ws148\" style=\"z-index: 15;\">D\u2019<span class=\"_ _4\"></span>ADMINI<span class=\"_ _3\"></span>-</div>\n<div class=\"t m0 x23c h99 y1050 ff129 fs5f fc10 sc0 ls121 ws149\" style=\"z-index: 15;\">STR<span class=\"_ _3\"></span>A<span class=\"_ _1\"></span>TION</div>\n<div class=\"t m0 x23c h99 y1051 ff12a fs5f fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVE<span class=\"_ _3\"></span>AU 1</div>\n<div class=\"t m0 xae h9a y1056 ff129 fs60 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">CONSEIL D\u2019ADMINISTRATION</div>\n<div class=\"t m0 xde h99 y1057 ff129 fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISK &amp; CAPITAL COMMITTEE</div>\n<div class=\"t m0 x98 h99 y1057 ff129 fs5f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">AUDIT COMMITTEE</div>\n<div class=\"t m0 x23c h99 y104c ff129 fs5f fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">GROUPE</div>\n<div class=\"t m0 x23c h99 y104d ff12a fs5f fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 2</div>\n<div class=\"t m0 xb1 h9b y1058 ff129 fs5d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Executive Committee (CEO, CFO, CRO, MDA &amp; MDE)</div>\n<div class=\"t m0 x100 h9b y1059 ff129 fs5d fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management Committee</div>\n<div class=\"t m0 x288 h98 y105a ff129 fs5e fc5 sc0 ls122 ws14a\" style=\"z-index: 15;\">Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x11b h98 y105b ff129 fs5e fc5 sc0 ls123 ws14b\" style=\"z-index: 15;\">Inv<span class=\"_ _0\"></span>estment</div>\n<div class=\"t m0 x289 h98 y105c ff129 fs5e fc5 sc0 ls124 ws14c\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x19 h98 y105a ff129 fs5e fc5 sc0 ls122 ws14a\" style=\"z-index: 15;\">Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x86 h98 y105b ff129 fs5e fc5 sc0 ls123 ws14b\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 x28a h98 y105c ff129 fs5e fc5 sc0 ls124 ws14c\" style=\"z-index: 15;\">Committee</div>\n<div class=\"t m0 x28e h9c y1068 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Ageas</div>\n<div class=\"t m0 x14 h9c y1069 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Risk</div>\n<div class=\"t m0 xa4 h9c y106a ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Forum</div>\n<div class=\"t m0 x160 h9c y1068 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Model</div>\n<div class=\"t m0 xa8 h9c y1069 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Control</div>\n<div class=\"t m0 x160 h9c y106a ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Board</div>\n<div class=\"t m0 x36 h9c y1065 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Comit\u00e9s techniques</div>\n<div class=\"t m0 x9 h9c y1066 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">sp\u00e9cifiques</div>\n<div class=\"t m0 x28d h9c y1067 ff12a fs61 fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">au risque</div>\n<div class=\"t m0 x33 h98 y105d ff129 fs5e fc5 sc0 ls125 ws14d\" style=\"z-index: 15;\">Fonction</div>\n<div class=\"t m0 x3c h98 y105e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Gr<span class=\"_ _3\"></span>ou<span class=\"_ _3\"></span>p Ri<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span>k</div>\n<div class=\"t m0 xc6 h98 y105f ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">GRO<span class=\"_ _3\"></span>U<span class=\"_ _3\"></span>P CI<span class=\"_ _3\"></span>S<span class=\"_ _3\"></span>O</div>\n<div class=\"t m0 x2f h98 y1060 ff129 fs5e fc5 sc0 ls125 ws14d\" style=\"z-index: 15;\">Fonction</div>\n<div class=\"t m0 x28b h98 y1061 ff129 fs5e fc5 sc0 ls126 ws14e\" style=\"z-index: 15;\">Actuar<span class=\"_ _0\"></span>ial Gro<span class=\"_ _0\"></span>up</div>\n<div class=\"t m0 x78 h98 y1062 ff129 fs5e fc5 sc0 ls127 ws14f\" style=\"z-index: 15;\">V<span class=\"_ _0\"></span>alidati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 xb5 h98 y1063 ff129 fs5e fc5 sc0 ls128 ws150\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t m0 x77 h98 y1064 ff129 fs5e fc5 sc0 ls129 ws151\" style=\"z-index: 15;\">Groupe</div>\n<div class=\"t m0 x10b h98 y1063 ff129 fs5e fc5 sc0 ls12a ws152\" style=\"z-index: 15;\">Compliance</div>\n<div class=\"t m0 x28c h98 y1064 ff129 fs5e fc5 sc0 ls129 ws151\" style=\"z-index: 15;\">Groupe</div>\n<div class=\"t m0 xe5 h98 y1063 ff129 fs5e fc5 sc0 ls123 ws14b\" style=\"z-index: 15;\">Audit<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x220 h98 y1064 ff129 fs5e fc5 sc0 ls129 ws151\" style=\"z-index: 15;\">Groupe</div>\n<div class=\"t m0 x23c h99 y1047 ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">R\u00c9GIONS</div>\n<div class=\"t m0 x23c h99 y1048 ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">ET ENTIT\u00c9S</div>\n<div class=\"t m0 x23c h99 y1049 ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">OP\u00c9RATION-</div>\n<div class=\"t m0 x23c h99 y104a ff129 fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">NELLES</div>\n<div class=\"t m0 x23c h99 y104b ff12a fs5f fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">NIVEAU 3</div>\n<div class=\"t m0 x178 h98 y106b ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Business</div>\n<div class=\"t m0 x9d h98 y106c ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Management</div>\n<div class=\"t m0 x10e h9c y106f ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">   Comit\u00e9s d\u2019audit, de risque</div>\n<div class=\"t m0 xc7 h9c y1070 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">et de gestion des actifs-passifs</div>\n<div class=\"t m0 x28f h9c y1071 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">R\u00e9seau de gestion des risques</div>\n<div class=\"t m0 x290 h9c y1072 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(y compris les coordinateurs des</div>\n<div class=\"t m0 x6c h9c y1073 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">risques r\u00e9gionaux, les Risk Officers</div>\n<div class=\"t m0 x291 h9c y1074 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">des entit\u00e9s locales et les CISO*)</div>\n<div class=\"t m0 x10e h9c y1075 ff129 fs61 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Fonction actuarielle locale</div>\n<div class=\"t m2 x11 h98 y1045 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DPO</div>\n<div class=\"t m2 xd7 h98 y1046 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Local</div>\n<div class=\"t m2 x10b h98 y1052 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Conformit\u00e9</div>\n<div class=\"t m2 x63 h98 y1053 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Locale</div>\n<div class=\"t m0 xe5 h98 y1054 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Audit</div>\n<div class=\"t m0 xe5 h98 y1055 ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Local</div>\n<div class=\"t m0 x28 h98 y106d ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 1</div>\n<div class=\"t m0 x20 h98 y106e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Prise de Risques</div>\n<div class=\"t m0 x60 h98 y106d ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 2</div>\n<div class=\"t m0 x47 h98 y106e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Contr\u00f4le Risque/Conformit\u00e9</div>\n<div class=\"t m0 x220 h98 y106d ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Niveau 3</div>\n<div class=\"t m0 xeb h98 y106e ff129 fs5e fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Assurance</div>\n<div class=\"t mb x87 h9d y1076 ff128 fs62 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">*  Une ligne hi\u00e9rarchique fonctionnelle relie les CISO locaux \u00e0 la gestion locale des risques</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 423px; height: 683px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les org<span class=\"_ _0\"></span>anes suiv<span class=\"_ _0\"></span>ants c<span class=\"_ _0\"></span>onseill<span class=\"_ _0\"></span>ent in f<span class=\"_ _0\"></span>ine l\u2019E<span class=\"_ _0\"></span>xecutiv<span class=\"_ _0\"></span>e Commi<span class=\"_ _0\"></span>ttee et/<span class=\"_ _0\"></span>ou le</div>\n<div class=\"t m0 x6 h62 y8b2 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conseil d\u2019<span class=\"_ _0\"></span>Adminis<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>on, sauf s\u2019il<span class=\"_ _0\"></span>s ont re\u00e7u u<span class=\"_ _0\"></span>n mandat expl<span class=\"_ _0\"></span>icite de</div>\n<div class=\"t m0 x6 h62 y8b3 ff12b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">l\u2019Exec<span class=\"_ _0\"></span>utive <span class=\"wse9\">Commit<span class=\"_ _0\"></span>tee et/o<span class=\"_ _0\"></span>u du Conse<span class=\"_ _0\"></span>il d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on de pren<span class=\"_ _0\"></span>dre des </span></div>\n<div class=\"t m0 x6 h62 y93e ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9cisions dans<span class=\"_ _3\"></span> certaines missions<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye84 ff12b fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Ageas <span class=\"lsdc wse8\">Investment<span class=\"ls0 ws0\"> <span class=\"ls102 ws11d\">Comm<span class=\"_ _0\"></span>ittee<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ye19 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019Ageas Investment C<span class=\"_ _3\"></span>ommittee (AGICO)<span class=\"_ _3\"></span> conseille l\u2019Ex<span class=\"_ _3\"></span>ecutive</div>\n<div class=\"t m0 x6 h62 ye1a ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee et co<span class=\"_ _0\"></span>ntr\u00f4le <span class=\"_ _0\"></span>l'expos<span class=\"_ _0\"></span>ition <span class=\"_ _0\"></span>globale d<span class=\"_ _0\"></span>es actif<span class=\"_ _0\"></span>s. Il c<span class=\"_ _0\"></span>onseill<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 ye85 ff12b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">manag<span class=\"lsdc wse9\">ement dans les<span class=\"_ _0\"></span> d\u00e9cisio<span class=\"_ _0\"></span>ns d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement. Son r<span class=\"_ _0\"></span>\u00f4le incl<span class=\"_ _0\"></span>ut </span></div>\n<div class=\"t m0 x6 h62 ye86 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent la f<span class=\"_ _0\"></span>ormulat<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>ecomman<span class=\"_ _0\"></span>dations<span class=\"_ _0\"></span> en mat<span class=\"_ _0\"></span>i\u00e8re d\u2019al<span class=\"_ _0\"></span>locatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 yced ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019actifs stra<span class=\"_ _3\"></span>t\u00e9giques et de ges<span class=\"_ _3\"></span>tion actif<span class=\"ls0 ws0\">-</span><span class=\"wseb\">pa<span class=\"_ _3\"></span>ssif (ALM), <span class=\"_ _3\"></span>il contri<span class=\"_ _3\"></span>bue \u00e0 </span></div>\n<div class=\"t m0 x6 h62 ycee ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019optimisati<span class=\"_ _3\"></span>on de la s<span class=\"_ _3\"></span>trat\u00e9gie d\u2019<span class=\"_ _3\"></span>investissemen<span class=\"_ _3\"></span>t conform\u00e9me<span class=\"lsdc\">nt au cadre </span></div>\n<div class=\"t m0 x6 h62 ycef ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de risques<span class=\"_ _0\"></span> et dans les<span class=\"_ _0\"></span> limites con<span class=\"_ _0\"></span>venues<span class=\"_ _0\"></span>. La fonct<span class=\"_ _0\"></span>ion Group R<span class=\"_ _0\"></span>isk</div>\n<div class=\"t m0 x6 h62 y947 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pe pour s\u2019a<span class=\"_ _0\"></span>ssurer qu<span class=\"_ _0\"></span>e des mesur<span class=\"_ _0\"></span>es d\u2019att\u00e9<span class=\"_ _0\"></span>nuation de<span class=\"_ _0\"></span>s risque<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x6 h62 y948 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prises lo<span class=\"_ _0\"></span>rsque cel<span class=\"_ _0\"></span>a s\u2019av\u00e8r<span class=\"_ _0\"></span>e n\u00e9cessa<span class=\"_ _0\"></span>ire. Ce com<span class=\"_ _0\"></span>it\u00e9 comp<span class=\"_ _0\"></span>rend un p\u00f4le</div>\n<div class=\"t m0 x6 h62 y949 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Asie et un p\u00f4<span class=\"_ _0\"></span>le Europe,<span class=\"_ _0\"></span> pour gara<span class=\"_ _0\"></span>ntir un<span class=\"lsde wseb\">e perspective r\u00e9gion<span class=\"_ _3\"></span>ale </span></div>\n<div class=\"t m0 x6 h62 y94a ff12b fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pertine<span class=\"_ _0\"></span>nte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye24 ff12b fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas Risk Committee<span class=\"_ _3\"></span> (ARC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef7 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019Ageas<span class=\"_ _0\"></span> Risk Co<span class=\"_ _0\"></span>mmitte<span class=\"_ _0\"></span>e (ARC) c<span class=\"_ _0\"></span>onsei<span class=\"_ _0\"></span>lle l\u2019Ex<span class=\"_ _0\"></span>ecutive <span class=\"_ _0\"></span>Commi<span class=\"_ _0\"></span>ttee su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y94d ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> question<span class=\"_ _0\"></span>s li\u00e9es au ris<span class=\"_ _0\"></span>que. Il s\u2019<span class=\"_ _0\"></span>assure que t<span class=\"_ _0\"></span>ous les ris<span class=\"_ _0\"></span>ques qui</div>\n<div class=\"t m0 x6 h62 y94e ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e8sent eff<span class=\"_ _0\"></span>ective<span class=\"_ _0\"></span>ment sur l<span class=\"_ _0\"></span>es objectif<span class=\"_ _0\"></span>s strat\u00e9<span class=\"_ _0\"></span>giques<span class=\"_ _0\"></span>, <span class=\"lsde wseb\">op\u00e9rationnels<span class=\"_ _3\"></span> et </span></div>\n<div class=\"t m0 x6 h62 y94f ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>sont rapideme<span class=\"_ _3\"></span>nt identifi\u00e9<span class=\"_ _3\"></span>s, mesur\u00e9s,<span class=\"_ _3\"></span> g\u00e9r\u00e9s, sig<span class=\"_ _3\"></span>nal\u00e9s et s<span class=\"_ _3\"></span>uivis</div>\n<div class=\"t m0 x6 h62 y950 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(au moye<span class=\"_ _0\"></span>n de lim<span class=\"_ _0\"></span>ites d\u2019<span class=\"_ _0\"></span>app\u00e9te<span class=\"_ _0\"></span>nce au ris<span class=\"_ _0\"></span>que ap<span class=\"_ _0\"></span>propri\u00e9<span class=\"_ _0\"></span>es), et q<span class=\"_ _0\"></span>ue la</div>\n<div class=\"t m0 x6 h62 y951 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gouver<span class=\"_ _0\"></span>nance et la st<span class=\"_ _0\"></span>ructure d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n des risques<span class=\"_ _0\"></span> ad\u00e9quat<span class=\"_ _0\"></span>es sont en</div>\n<div class=\"t m0 x6 h62 y952 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">place et<span class=\"_ _0\"></span> font l\u2019o<span class=\"_ _0\"></span>bjet d\u2019<span class=\"_ _0\"></span>un suivi <span class=\"_ _0\"></span>(comm<span class=\"_ _0\"></span>e stipul<span class=\"_ _0\"></span>\u00e9 par le c<span class=\"_ _0\"></span>adre ER<span class=\"_ _0\"></span>M). Le</div>\n<div class=\"t m0 x6 h62 y953 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Group Ch<span class=\"_ _0\"></span>ief Risk Off<span class=\"_ _0\"></span>icer, les<span class=\"_ _0\"></span> Chief Risk Of<span class=\"_ _0\"></span>ficers l<span class=\"_ _0\"></span>ocaux et r\u00e9<span class=\"_ _0\"></span>gionau<span class=\"_ _0\"></span>x et</div>\n<div class=\"t m0 x6 h62 y954 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les Chief<span class=\"_ _3\"></span> Financial O<span class=\"_ _3\"></span>fficers des<span class=\"_ _3\"></span> r\u00e9gions s<span class=\"_ _3\"></span>ont membres<span class=\"_ _3\"></span> de l'ARC, <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y955 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sorte qu<span class=\"_ _0\"></span>e les d\u00e9cis<span class=\"_ _0\"></span>ions et reco<span class=\"_ _0\"></span>mmand<span class=\"_ _0\"></span>ations de ce co<span class=\"_ _0\"></span>mit\u00e9 pr<span class=\"_ _0\"></span>ennent en</div>\n<div class=\"t m0 x6 h62 y956 ff12b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">consid\u00e9<span class=\"wsfa\">ration<span class=\"_ _3\"></span> les vues et l\u2019exp\u00e9r<span class=\"_ _3\"></span>ience des niveaux<span class=\"_ _3\"></span> op\u00e9rationnels<span class=\"_ _3\"></span>. Les </span></div>\n<div class=\"t m0 x6 h62 y957 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">questi<span class=\"_ _0\"></span>ons et m\u00e9tho<span class=\"_ _0\"></span>dologi<span class=\"_ _0\"></span>es de risque les<span class=\"_ _0\"></span> plus impo<span class=\"_ _0\"></span>rtante<span class=\"_ _0\"></span>s sont</div>\n<div class=\"t m0 x6 h62 y958 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent revues<span class=\"_ _0\"></span> et arbitr<span class=\"_ _0\"></span>\u00e9es par l\u2019E<span class=\"_ _0\"></span>xecutive C<span class=\"_ _0\"></span>ommitt<span class=\"_ _0\"></span>ee et le Cons<span class=\"_ _0\"></span>eil.</div>\n<div class=\"t m0 x6 h62 y959 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L'ARC e<span class=\"_ _0\"></span>st lui<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">m\u00eame conseill\u00e9 par l\u2019Ageas<span class=\"_ _3\"></span> Risk Forum sur de<span class=\"_ _3\"></span>s</span> <span class=\"lsde wsea\">question<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x6 h62 y95a ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9es au ca<span class=\"_ _0\"></span>dre de gest<span class=\"_ _0\"></span>ion des ris<span class=\"_ _0\"></span>ques et par l\u2019<span class=\"_ _0\"></span>Ageas M<span class=\"_ _0\"></span>odel Contr<span class=\"_ _0\"></span>ol</div>\n<div class=\"t m0 x6 h62 y95b ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Board qui s\u2019a<span class=\"_ _3\"></span>ssure que les mod\u00e8les<span class=\"_ _3\"></span> utilis\u00e9s sont appropri<span class=\"_ _3\"></span>\u00e9s et</div>\n<div class=\"t m0 x6 h62 y95c ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conviennent po<span class=\"_ _3\"></span>ur les <span class=\"_ _3\"></span>t\u00e2ches auxquelle<span class=\"_ _3\"></span>s ils doiv<span class=\"_ _3\"></span>ent servir.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yec0 ff12b fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Risk <span class=\"_ _3\"></span>Forum (ARF)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefc ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019Ageas Risk Forum (AR<span class=\"_ _3\"></span>F) conseille l\u2019<span class=\"_ _3\"></span>Ageas Risk Committ<span class=\"_ _3\"></span>ee sur des</div>\n<div class=\"t m0 x6 h62 yefd ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">questi<span class=\"_ _0\"></span>ons li\u00e9es au c<span class=\"_ _0\"></span>adre de gest<span class=\"_ _0\"></span>ion du risq<span class=\"_ _0\"></span>ue d\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e. Le Group</div>\n<div class=\"t m0 x6 h62 yefe ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Risk Offi<span class=\"_ _3\"></span>cer et les<span class=\"_ _3\"></span> Risk Offi<span class=\"_ _3\"></span>cers r\u00e9gionau<span class=\"_ _3\"></span>x et locau<span class=\"_ _3\"></span>x sont memb<span class=\"_ _3\"></span>res de</div>\n<div class=\"t m0 x6 h62 yeff ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019ARF, qu<span class=\"_ _0\"></span>i assure l<span class=\"_ _0\"></span>e partage d<span class=\"_ _0\"></span>es connais<span class=\"_ _0\"></span>sances<span class=\"_ _0\"></span> et des bonn<span class=\"_ _0\"></span>es pratiq<span class=\"_ _0\"></span>ues</div>\n<div class=\"t m0 x6 h62 yf00 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour d\u00e9velo<span class=\"_ _3\"></span>pp<span class=\"lsdc wse9\">er et am\u00e9lior<span class=\"_ _0\"></span>er en perm<span class=\"_ _0\"></span>anence le c<span class=\"_ _0\"></span>adre d\u2019ER<span class=\"_ _0\"></span>M du </span></div>\n<div class=\"t m0 x6 h62 y1077 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Groupe. L\u2019ARF est l<span class=\"_ _3\"></span>ui<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">m\u00eame cons<span class=\"_ _0\"></span>eill\u00e9 par l<span class=\"_ _0\"></span>es Com<span class=\"_ _0\"></span>it\u00e9s tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1078 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consac<span class=\"_ _0\"></span>r\u00e9s aux diff<span class=\"_ _0\"></span>\u00e9rents ri<span class=\"_ _0\"></span>sques le c<span class=\"_ _0\"></span>as \u00e9ch\u00e9a<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3e ff12b fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Model <span class=\"_ _3\"></span>Control Boa<span class=\"_ _3\"></span>rd (MCB)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye3f ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019Ageas Model<span class=\"_ _3\"></span> Control B<span class=\"_ _3\"></span>oard (MCB) c<span class=\"_ _3\"></span>onseille l\u2019Ag<span class=\"_ _3\"></span>eas Risk C<span class=\"_ _3\"></span>ommit<span class=\"lsdc wse8\">tee </span></div>\n<div class=\"t m0 x6 h62 yec1 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur des ques<span class=\"_ _0\"></span>tions l<span class=\"_ _0\"></span>i\u00e9es aux mod<span class=\"_ _0\"></span>\u00e8les et m\u00e9t<span class=\"_ _0\"></span>hodolo<span class=\"_ _0\"></span>gies (et ass<span class=\"_ _0\"></span>ure une</div>\n<div class=\"t m0 x6 h62 yec2 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">remont\u00e9e si n\u00e9<span class=\"_ _3\"></span>cessaire). Le MCB com<span class=\"_ _3\"></span>prend les Group<span class=\"_ _3\"></span> Risk Model</div>\n<div class=\"t m0 x6 h62 yf01 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Managers et<span class=\"_ _3\"></span> des repr\u00e9<span class=\"_ _3\"></span>sentants r\u00e9<span class=\"_ _3\"></span>gionaux et l<span class=\"_ _3\"></span>ocaux, afin <span class=\"_ _3\"></span>de garantir<span class=\"_ _3\"></span> une</div>\n<div class=\"t m0 x6 h62 yf02 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">bonne int<span class=\"_ _0\"></span>eracti<span class=\"_ _0\"></span>on avec les Mo<span class=\"_ _0\"></span>del Cont<span class=\"_ _0\"></span>rol Boards<span class=\"_ _0\"></span> au<span class=\"ls0 ws0\"> </span>niveau loc<span class=\"_ _0\"></span>al. Le</div>\n<div class=\"t m0 x6 h62 y1079 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">MCB s\u2019ass<span class=\"_ _0\"></span>ure que les<span class=\"_ _0\"></span> mod\u00e8les uti<span class=\"_ _0\"></span>lis\u00e9s so<span class=\"_ _0\"></span>nt ad\u00e9quat<span class=\"_ _0\"></span>s et adapt<span class=\"_ _0\"></span>\u00e9s aux</div>\n<div class=\"t m0 x6 h62 y107a ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">finalit<span class=\"_ _0\"></span>\u00e9s vis\u00e9es.<span class=\"_ _0\"></span> Le MCB est lui<span class=\"ls0 ws0\">-</span>m\u00eam<span class=\"_ _0\"></span>e consei<span class=\"_ _0\"></span>ll\u00e9 par les C<span class=\"_ _0\"></span>omit\u00e9s</div>\n<div class=\"t m0 x1a h62 ye49 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques sp\u00e9c<span class=\"_ _0\"></span>ifique<span class=\"_ _0\"></span>s risque<span class=\"_ _0\"></span>s le cas <span class=\"_ _0\"></span>\u00e9ch\u00e9ant<span class=\"_ _0\"></span>. Un Mod<span class=\"_ _0\"></span>el Cont<span class=\"_ _0\"></span>rol Boar<span class=\"_ _0\"></span>d</div>\n<div class=\"t m0 x1a h62 ye4a ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifique e<span class=\"_ _3\"></span>st organi<span class=\"_ _3\"></span>s\u00e9 pour les <span class=\"_ _3\"></span>ques<span class=\"lsdc wse9\">tions relati<span class=\"_ _0\"></span>ves aux mod<span class=\"_ _0\"></span>\u00e8les et </span></div>\n<div class=\"t m0 x1a h62 ye4b ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques \u00e0 <span class=\"ls0 ws0\">A</span><span class=\"wseb\">geas SA/<span class=\"_ _0\"></span>NV. Il s<span class=\"_ _0\"></span>e conc<span class=\"_ _0\"></span>entre su<span class=\"_ _0\"></span>r des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> sp\u00e9cif<span class=\"_ _0\"></span>iques </span></div>\n<div class=\"t m0 x1a h62 ye4c ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au holdi<span class=\"_ _0\"></span>ng et su<span class=\"_ _0\"></span>r la r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yec8 ff12b fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Comit\u00e9s techniqu<span class=\"_ _3\"></span>es sp\u00e9cifiques<span class=\"_ _3\"></span> risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yec9 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les comit\u00e9s ri<span class=\"_ _3\"></span>sques techniques<span class=\"_ _3\"></span> sp\u00e9cifiques <span class=\"ls0 ws0\">\u2014<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">le comit\u00e9 tec<span class=\"_ _0\"></span>hnique de </span></span></div>\n<div class=\"t m0 x1a h62 yeca ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque financier<span class=\"_ _3\"></span> (Ageas Financial<span class=\"_ _3\"></span> Risk Technical<span class=\"_ _3\"></span> Committee), le comi<span class=\"_ _3\"></span>t\u00e9</div>\n<div class=\"t m0 x1a h62 y107b ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>que vie (<span class=\"_ _0\"></span>Ageas Li<span class=\"_ _0\"></span>fe Tec<span class=\"_ _0\"></span>hnical C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e), le c<span class=\"_ _0\"></span>omit\u00e9 t<span class=\"_ _0\"></span>echniqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 ye51 ff12b fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">vie<span class=\"_ _3\"></span> (Ageas Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">Life Techn<span class=\"_ _0\"></span>ical Com<span class=\"_ _0\"></span>mittee<span class=\"_ _0\"></span>) et l<span class=\"wseb\">e comit<span class=\"_ _0\"></span>\u00e9 techn<span class=\"_ _0\"></span>ique </span></span></span></span></div>\n<div class=\"t m0 x1a h62 ye52 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque op\u00e9ra<span class=\"_ _3\"></span>tionnel d\u2019Ageas (Ope<span class=\"_ _3\"></span>rational Ris<span class=\"_ _3\"></span>k Technical Commit<span class=\"_ _3\"></span>tee) <span class=\"ls0 ws0\">\u2014 </span></div>\n<div class=\"t m0 x1a h62 ye53 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">agissent<span class=\"_ _0\"></span> en tant<span class=\"_ _0\"></span> qu\u2019orga<span class=\"_ _0\"></span>nes tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s expert<span class=\"_ _0\"></span>s. Ils as<span class=\"_ _0\"></span>surent<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x1a h62 ye54 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">coh\u00e9rence de<span class=\"_ _3\"></span> la m\u00e9thodo<span class=\"_ _3\"></span>logie et <span class=\"_ _3\"></span>des mod\u00e8le<span class=\"_ _3\"></span>s dans l\u2019ens<span class=\"_ _3\"></span>emble des<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye55 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">entit\u00e9s op\u00e9ra<span class=\"_ _3\"></span>tionnelles l<span class=\"_ _3\"></span>ocales d\u2019Ag<span class=\"_ _3\"></span>eas.<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ils ont un r\u00f4le de fac<span class=\"_ _0\"></span>ilitate<span class=\"_ _0\"></span>ur </span></span></div>\n<div class=\"t m0 x1a h62 ye56 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019ag<span class=\"_ _0\"></span>r\u00e9gatio<span class=\"_ _0\"></span>n des exig<span class=\"_ _0\"></span>ences des<span class=\"_ _0\"></span> entit\u00e9s op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>nnelles,<span class=\"_ _0\"></span> ils r\u00e9alis<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 ye57 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la coh\u00e9re<span class=\"_ _0\"></span>nce des plat<span class=\"_ _0\"></span>eformes<span class=\"_ _0\"></span> du Groupe A<span class=\"_ _0\"></span>geas mena<span class=\"_ _0\"></span>nt les \u00e9val<span class=\"_ _0\"></span>uations</div>\n<div class=\"t m0 x1a h62 ye58 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des risques<span class=\"_ _3\"></span> avec les<span class=\"_ _3\"></span> exigences o<span class=\"_ _3\"></span>p\u00e9rationnelle<span class=\"_ _3\"></span>s et r\u00e9glem<span class=\"_ _3\"></span>entaires</div>\n<div class=\"t m0 x1a h62 ye59 ff12b fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">globales. Ils a<span class=\"lsde wsfa\">gissent comme de<span class=\"_ _3\"></span>s instances consul<span class=\"_ _3\"></span>tatives \u00e0 l\u2019\u00e9gard<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x1a h62 ye5a ff12b fs43 fc15 sc0 lsf3 ws113\" style=\"z-index: 15;\">l\u2019ARF e<span class=\"_ _3\"></span>t du M<span class=\"_ _3\"></span>CB. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye5b ff12b fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction Gr<span class=\"_ _3\"></span>oup Risk<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye5c ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La fonctio<span class=\"_ _0\"></span>n Group Ris<span class=\"_ _0\"></span>k, pr\u00e9si<span class=\"_ _0\"></span>d\u00e9e par le C<span class=\"_ _0\"></span>hief Risk Off<span class=\"_ _0\"></span>icer (CR<span class=\"_ _0\"></span>O)</div>\n<div class=\"t m0 x1a h62 ye5d ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Groupe, est<span class=\"_ _3\"></span> charg\u00e9e d\u2019<span class=\"_ _3\"></span>effectuer le<span class=\"_ _3\"></span> suivi e<span class=\"_ _3\"></span>t le report<span class=\"_ _3\"></span>ing du prof<span class=\"_ _3\"></span>il de risq<span class=\"_ _3\"></span>ue</div>\n<div class=\"t m0 x1a h62 ye5e ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">global du G<span class=\"_ _0\"></span>roupe, y co<span class=\"_ _0\"></span>mpris le prof<span class=\"_ _0\"></span>il de risqu<span class=\"_ _0\"></span>e agr\u00e9g\u00e9 des<span class=\"_ _0\"></span> entrepr<span class=\"_ _0\"></span>ises</div>\n<div class=\"t m0 x1a h62 ye5f ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. La f<span class=\"_ _0\"></span>onction G<span class=\"_ _0\"></span>roup Risk a aus<span class=\"_ _0\"></span>si pour voc<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e concevoi<span class=\"_ _0\"></span>r,</div>\n<div class=\"t m0 x1a h62 ye60 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de propos<span class=\"_ _0\"></span>er et de mettr<span class=\"_ _0\"></span>e en \u0153uvre l<span class=\"_ _0\"></span>e cadre ERM,<span class=\"_ _0\"></span> de le docum<span class=\"_ _0\"></span>enter par</div>\n<div class=\"t m0 x1a h62 ye61 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la mise \u00e0<span class=\"_ _3\"></span> jour r\u00e9gu<span class=\"_ _3\"></span>li\u00e8re des<span class=\"_ _3\"></span> politiques E<span class=\"_ _3\"></span>RM. Elle <span class=\"_ _3\"></span>assure la per<span class=\"_ _3\"></span>ti<span class=\"wsfa\">nence du </span></div>\n<div class=\"t m0 x1a h62 ye62 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mod\u00e8le glob<span class=\"_ _3\"></span>al de gouv<span class=\"_ _3\"></span>ernance et i<span class=\"_ _3\"></span>nt\u00e8gre les<span class=\"_ _3\"></span> avis donn\u00e9s<span class=\"_ _3\"></span> par l<span class=\"_ _3\"></span>\u2019\u00e9quipe</div>\n<div class=\"t m0 x1a h62 ye63 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Model Val<span class=\"_ _0\"></span>idation i<span class=\"_ _0\"></span>nd\u00e9pe<span class=\"_ _0\"></span>ndante d\u2019<span class=\"_ _0\"></span>Ageas char<span class=\"_ _0\"></span>g\u00e9e de la val<span class=\"_ _0\"></span>idati<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x1a h62 ye64 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e8les.<span class=\"_ _0\"></span> Elle coor<span class=\"_ _0\"></span>donne \u00e9gal<span class=\"_ _0\"></span>ement l<span class=\"_ _0\"></span>es grands pr<span class=\"_ _0\"></span>ojets li<span class=\"_ _0\"></span>\u00e9s au risqu<span class=\"_ _0\"></span>e. La</div>\n<div class=\"t m0 x1a h62 ye65 ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fonction Group<span class=\"_ _3\"></span> Risk (\u00e9galement membre<span class=\"_ _3\"></span> d<span class=\"lsdc wse9\">u r\u00e9seau de dur<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9) </span></div>\n<div class=\"t m0 x1a h62 ye66 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019int\u00e9r<span class=\"_ _0\"></span>esse \u00e0 la ques<span class=\"_ _0\"></span>tion de la du<span class=\"_ _0\"></span>rabilit\u00e9 et<span class=\"_ _0\"></span> en suit les \u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns (plans<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye67 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la Com<span class=\"_ _3\"></span>mission europ<span class=\"_ _3\"></span>\u00e9enne, opinio<span class=\"_ _3\"></span>ns de l\u2019AEAPP<span class=\"_ _3\"></span> (Autorit\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 ye68 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Europ\u00e9e<span class=\"_ _0\"></span>nne des As<span class=\"_ _0\"></span>surances<span class=\"_ _0\"></span> et des Pens<span class=\"_ _0\"></span>ions Prof<span class=\"_ _0\"></span>ession<span class=\"_ _0\"></span>nelles),<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye69 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9clarations <span class=\"_ _3\"></span>et changem<span class=\"_ _3\"></span>ents r\u00e9glemen<span class=\"_ _3\"></span><span class=\"wsfa\">taires, entre au<span class=\"_ _3\"></span>tres) et pr\u00e9pare<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ye6a ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s ad\u00e9quates.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye6b ff12b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye6c ff12b fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La s\u00e9curit\u00e9<span class=\"_ _3\"></span> de l\u2019information f<span class=\"_ _3\"></span>ait partie du cadre<span class=\"_ _3\"></span> ERM <span class=\"ls0 ws0\">\u2013 <span class=\"lsdc wse8\">l\u2019Executive </span></span></div>\n<div class=\"t m0 x1a h62 ye6d ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee (ExCo<span class=\"_ _0\"></span>) est respo<span class=\"_ _0\"></span>nsable en<span class=\"_ _0\"></span> dernier res<span class=\"_ _0\"></span>sort de la p<span class=\"_ _0\"></span>olitiqu<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1a h62 ye6e ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>n ains<span class=\"wseb\">i qu<span class=\"_ _0\"></span>e de la c<span class=\"_ _0\"></span>oncept<span class=\"_ _0\"></span>ion, de l<span class=\"_ _0\"></span>a mise e<span class=\"_ _0\"></span>n \u0153uvre </span></div>\n<div class=\"t m0 x1a h62 ye6f ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et du bon fonct<span class=\"_ _0\"></span>ionnem<span class=\"_ _0\"></span>ent des co<span class=\"_ _0\"></span>ntr\u00f4le<span class=\"_ _0\"></span>s corresp<span class=\"_ _0\"></span>ondants.<span class=\"_ _0\"></span> L\u2019ExCo c<span class=\"_ _0\"></span>onfie</div>\n<div class=\"t m0 x1a h62 ye70 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 quotidi<span class=\"_ _0\"></span>enne de ces di<span class=\"_ _0\"></span>sposit<span class=\"_ _0\"></span>ions au Gr<span class=\"_ _0\"></span>oup Chief</div>\n<div class=\"t m0 x1a h62 ye71 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Informat<span class=\"_ _0\"></span>ion Secu<span class=\"_ _0\"></span>rity Offic<span class=\"_ _0\"></span>er (CISO<span class=\"_ _0\"></span>) qui rend co<span class=\"_ _0\"></span>mpte au Sen<span class=\"_ _0\"></span>ior</div>\n<div class=\"t m0 x1a h62 ye72 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Management de<span class=\"_ _3\"></span> la<span class=\"ls0 ws0\"> </span>fo<span class=\"_ _3\"></span>nction Group <span class=\"_ _3\"></span>Risk. Le <span class=\"_ _3\"></span>CISO du Grou<span class=\"_ _3\"></span>pe et le<span class=\"_ _3\"></span>s CISO</div>\n<div class=\"t m0 x1a h62 ye73 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locaux d\u00e9v<span class=\"_ _0\"></span>eloppe<span class=\"_ _0\"></span>nt et g\u00e8rent<span class=\"_ _0\"></span> la strat\u00e9<span class=\"_ _0\"></span>gie et la poli<span class=\"_ _0\"></span>tique de s\u00e9c<span class=\"_ _0\"></span>urit\u00e9 de</div>\n<div class=\"t m0 x1a h62 ye74 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inform<span class=\"_ _0\"></span>ation q<span class=\"_ _0\"></span>ui sous<span class=\"ls0 ws0\">-</span>tend<span class=\"_ _0\"></span>ent le cadre de g<span class=\"_ _0\"></span>ouverna<span class=\"_ _0\"></span>nce de la s\u00e9c<span class=\"_ _0\"></span>urit\u00e9 de</div>\n<div class=\"t m0 x1a h62 ye75 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019inform<span class=\"_ _0\"></span>ation et c<span class=\"_ _0\"></span>oordon<span class=\"_ _0\"></span>nent la s\u00e9c<span class=\"_ _0\"></span>urit\u00e9 de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion <span class=\"lsde wsfa\">dans l\u2019ensemble </span></div>\n<div class=\"t m0 x1a h62 ye76 ff12b fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de l\u2019organi<span class=\"_ _3\"></span>sation. Le<span class=\"_ _3\"></span> CISO du G<span class=\"_ _3\"></span>roupe et <span class=\"_ _3\"></span>les CISO <span class=\"_ _3\"></span>locaux super<span class=\"_ _3\"></span>visent</div>\n<div class=\"t m0 x1a h62 ye77 ff12b fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les prog<span class=\"_ _0\"></span>rammes <span class=\"_ _0\"></span>de s\u00e9cu<span class=\"_ _0\"></span>rit\u00e9 de l\u2019<span class=\"_ _0\"></span>informat<span class=\"_ _0\"></span>ion et <span class=\"_ _0\"></span>les init<span class=\"_ _0\"></span>iative<span class=\"_ _0\"></span>s qui y s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 ye78 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">li\u00e9es, et re<span class=\"_ _0\"></span>ndent co<span class=\"_ _0\"></span>mpte au moi<span class=\"_ _0\"></span>ns deux fo<span class=\"_ _0\"></span>is par an des ris<span class=\"_ _0\"></span>ques li\u00e9s \u00e0 la</div>\n<div class=\"t m0 x1a h62 ye79 ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019info<span class=\"_ _0\"></span>rmatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> </span>et du niveau de m<span class=\"_ _0\"></span>aturit\u00e9<span class=\"_ _0\"></span> de celle<span class=\"ls0 ws0\">-<span class=\"lsdd ws11a\">ci aux comit\u00e9s </span></span></div>\n<div class=\"t m0 x1a h62 ye7a ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de risques<span class=\"_ _0\"></span>/de pilot<span class=\"_ _0\"></span>age ad\u00e9q<span class=\"_ _0\"></span>uats, \u00e0 l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Manag<span class=\"_ _0\"></span>ement et au</div>\n<div class=\"t m0 x1a h62 ye7b ff12b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conseil d\u2019<span class=\"_ _0\"></span>Adminis<span class=\"_ _0\"></span>trati<span class=\"_ _0\"></span>on.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 251px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff12e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction Gr<span class=\"_ _3\"></span>oup Data P<span class=\"_ _3\"></span>rotection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Data Prot<span class=\"_ _0\"></span>ectio<span class=\"_ _0\"></span>n Officer (D<span class=\"_ _0\"></span>PO) est une f<span class=\"_ _0\"></span>onctio<span class=\"_ _0\"></span>n ind\u00e9pend<span class=\"_ _0\"></span>ante qui</div>\n<div class=\"t m0 x6 h62 y8b3 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">apporte un<span class=\"_ _3\"></span> sout<span class=\"wsfa\">ien ad\u00e9qua<span class=\"_ _3\"></span>t \u00e0 l\u2019\u00e9quipe de di<span class=\"_ _3\"></span>rection en ce qui con<span class=\"_ _3\"></span>cerne </span></div>\n<div class=\"t m0 x6 h62 y93e ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sa respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 d\u2019assu<span class=\"_ _0\"></span>rance de la c<span class=\"_ _0\"></span>onform<span class=\"_ _0\"></span>it\u00e9 au RGP<span class=\"_ _0\"></span>D. Le DPO</div>\n<div class=\"t m0 x6 h62 y93f ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>le le respect<span class=\"_ _0\"></span> du RGPD et de to<span class=\"_ _0\"></span>utes les loi<span class=\"_ _0\"></span>s et r\u00e9gle<span class=\"_ _0\"></span>mentati<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y940 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">applica<span class=\"_ _0\"></span>bles en m<span class=\"_ _0\"></span>ati\u00e8r<span class=\"_ _0\"></span>e de prot<span class=\"_ _0\"></span>ection de<span class=\"_ _0\"></span>s donn\u00e9<span class=\"_ _0\"></span>es (y co<span class=\"_ _0\"></span>mpris les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y941 ff12e fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">polit<span class=\"lsdc wse9\">iques intern<span class=\"_ _0\"></span>es d\u2019Agea<span class=\"_ _0\"></span>s) via des st<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>es et contr\u00f4l<span class=\"_ _0\"></span>es de gesti<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x6 h62 y942 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">idoines. Par<span class=\"_ _3\"></span> ailleurs, <span class=\"_ _3\"></span>il anal<span class=\"_ _3\"></span>yse les ri<span class=\"_ _3\"></span>sques li\u00e9s<span class=\"_ _3\"></span> \u00e0 la s\u00e9cur<span class=\"_ _3\"></span>it\u00e9 et <span class=\"_ _3\"></span>au respect</div>\n<div class=\"t m0 x6 h62 y943 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la vie priv<span class=\"_ _0\"></span>\u00e9e et des don<span class=\"_ _0\"></span>n\u00e9es \u00e0 car<span class=\"_ _0\"></span>act\u00e8re pers<span class=\"_ _0\"></span>onnel.<span class=\"_ _0\"></span> Le r\u00e9sultat<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y944 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces analys<span class=\"_ _0\"></span>es est pr\u00e9<span class=\"_ _0\"></span>sent\u00e9 au moi<span class=\"_ _0\"></span>ns une f<span class=\"lsde wseb\">ois par an au Co<span class=\"_ _3\"></span>nseil </span></div>\n<div class=\"t m0 x6 h62 y945 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on. Le DP<span class=\"_ _0\"></span>O signale l<span class=\"_ _0\"></span>es probl\u00e8<span class=\"_ _0\"></span>mes \u00e0 l\u2019Aut<span class=\"_ _0\"></span>orit\u00e9 de</div>\n<div class=\"t m0 x6 h62 y946 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">protect<span class=\"_ _0\"></span>ion des don<span class=\"_ _0\"></span>n\u00e9es loc<span class=\"_ _0\"></span>ale lorsq<span class=\"_ _0\"></span>u\u2019il est cert<span class=\"_ _0\"></span>ain que l\u2019e<span class=\"_ _0\"></span>ntit\u00e9 va la<span class=\"_ _0\"></span>ncer</div>\n<div class=\"t m0 x6 h62 y9ed ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">un traitemen<span class=\"_ _3\"></span>t de donn\u00e9es \u00e0 cara<span class=\"_ _3\"></span>ct\u00e8re personnel qui pou<span class=\"_ _3\"></span>rrait \u00eatre</div>\n<div class=\"t m0 x6 h62 y9ee ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dommageable<span class=\"_ _3\"></span> et/ou troubler les<span class=\"_ _3\"></span> personnes concern\u00e9e<span class=\"_ _3\"></span>s. Le DPO</div>\n<div class=\"t m0 x6 h62 y9ef ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">organise \u00e9g<span class=\"_ _3\"></span>alement des <span class=\"_ _3\"></span>programmes d<span class=\"_ _3\"></span>e formation<span class=\"_ _3\"></span> destin\u00e9es <span class=\"_ _3\"></span>au</div>\n<div class=\"t m0 x6 h62 y9f0 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">personnel pour<span class=\"_ _3\"></span> que les obligatio<span class=\"_ _3\"></span>ns et les respons<span class=\"_ _3\"></span>abilit\u00e9s de chacun<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f1 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soient c<span class=\"_ _0\"></span>omprise<span class=\"_ _0\"></span>s au sei<span class=\"_ _0\"></span>n de l\u2019ent<span class=\"_ _0\"></span>it\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff12e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction a<span class=\"_ _3\"></span>ctuarielle de<span class=\"_ _3\"></span> Groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une fonction ind<span class=\"_ _3\"></span>\u00e9pendante qui<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">rend c<span class=\"_ _0\"></span>ompte dire<span class=\"_ _0\"></span>ctement<span class=\"_ _0\"></span> au CRO pour </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facilite<span class=\"_ _0\"></span>r la colla<span class=\"_ _0\"></span>boratio<span class=\"_ _0\"></span>n dans le syst<span class=\"_ _0\"></span>\u00e8me de gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues. Le</div>\n<div class=\"t m0 x6 h62 y9a8 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>al r\u00f4le de la f<span class=\"_ _0\"></span>onction ac<span class=\"_ _0\"></span>tuarie<span class=\"_ _0\"></span>lle est d\u2019\u00e9<span class=\"_ _0\"></span>mettre des<span class=\"_ _0\"></span> Opinio<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x6 h62 y9a9 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actuarielle<span class=\"_ _3\"></span>s sur trois suje<span class=\"_ _3\"></span>ts cl\u00e9s (Provision<span class=\"_ _3\"></span>s techniques, Sousc<span class=\"_ _3\"></span>ription et</div>\n<div class=\"t m0 x6 h62 y9aa ff12e fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">R\u00e9as<span class=\"_ _3\"></span>su<span class=\"lsde wsfa\">rance) et pa<span class=\"_ _3\"></span>r ailleurs de coordo<span class=\"_ _3\"></span>nner le calcul<span class=\"_ _3\"></span> des provisions </span></div>\n<div class=\"t m0 x6 h62 y9ab ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">techniques ai<span class=\"_ _3\"></span>nsi que d\u2019<span class=\"_ _3\"></span>assurer une<span class=\"_ _3\"></span> certaine<span class=\"_ _3\"></span> coh\u00e9rence au<span class=\"_ _3\"></span> sein du</div>\n<div class=\"t m0 x6 h62 y9ac ff12e fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Groupe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y954 ff12e fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Fonction Comp<span class=\"_ _3\"></span>liance de<span class=\"_ _3\"></span> Groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y955 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une fonction de<span class=\"_ _3\"></span> contr\u00f4le ind\u00e9pendan<span class=\"_ _3\"></span>te au sein d\u2019Agea<span class=\"_ _3\"></span>s qui vise \u00e0</div>\n<div class=\"t m0 x6 h62 y956 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fournir une<span class=\"_ _3\"></span> assurance <span class=\"_ _3\"></span>rais<span class=\"lsdc wse9\">onnable qu<span class=\"_ _0\"></span>e la soci\u00e9t\u00e9 et<span class=\"_ _0\"></span> ses collab<span class=\"_ _0\"></span>orateu<span class=\"_ _0\"></span>rs </span></div>\n<div class=\"t m0 x6 h62 y957 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se confor<span class=\"_ _0\"></span>ment aux lo<span class=\"_ _0\"></span>is, r\u00e9gle<span class=\"_ _0\"></span>mentat<span class=\"_ _0\"></span>ions, r\u00e8g<span class=\"_ _0\"></span>les inter<span class=\"_ _0\"></span>nes et norm<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y958 ff12e fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">\u00e9thiques. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef8 ff12e fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Fonctio<span class=\"_ _0\"></span>n d\u2019Audit i<span class=\"_ _0\"></span>nterne de G<span class=\"_ _0\"></span>roupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yef9 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La fonctio<span class=\"_ _0\"></span>n d\u2019audit<span class=\"_ _0\"></span> interne co<span class=\"_ _0\"></span>ntribue \u00e0<span class=\"_ _0\"></span> la r\u00e9alisat<span class=\"_ _0\"></span>ion des obj<span class=\"_ _0\"></span>ectifs</div>\n<div class=\"t m0 x6 h62 yefa ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019Ageas en fourn<span class=\"_ _3\"></span>issant une assuran<span class=\"_ _3\"></span>ce professionnell<span class=\"_ _3\"></span>e et ind\u00e9pendan<span class=\"_ _3\"></span>te</div>\n<div class=\"t m0 x6 h62 yefb ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au sujet de l\u2019<span class=\"_ _0\"></span>efficac<span class=\"_ _0\"></span>it\u00e9 des proc<span class=\"_ _0\"></span>essus<span class=\"_ _0\"></span> de gouver<span class=\"_ _0\"></span>nance, de ges<span class=\"_ _0\"></span>tion des</div>\n<div class=\"t m0 x6 h62 yec0 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risques et de con<span class=\"_ _3\"></span>tr\u00f4le. Le cas \u00e9ch\u00e9ant,<span class=\"_ _3\"></span> l\u2019Audit formule<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x6 h62 yefc ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">recomma<span class=\"_ _0\"></span>ndati<span class=\"_ _0\"></span>ons en vue d\u2019o<span class=\"_ _0\"></span>ptimis<span class=\"_ _0\"></span>er ces proce<span class=\"_ _0\"></span>ssus.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y107c ff12e fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Entit\u00e9s o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelles<span class=\"_ _0\"></span> ou entit\u00e9s c<span class=\"lsde wseb\">ontr\u00f4l\u00e9es locales (OpCo)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y107d ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Chaque enti<span class=\"_ _3\"></span>t\u00e9 op\u00e9rationnel<span class=\"_ _3\"></span>le est r<span class=\"_ _3\"></span>esponsable de<span class=\"_ _3\"></span> la mise <span class=\"_ _3\"></span>en place<span class=\"_ _3\"></span> d\u2019un</div>\n<div class=\"t m0 x1a h62 y107e ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cadre exh<span class=\"_ _0\"></span>austif d<span class=\"_ _0\"></span>e gestion des<span class=\"_ _0\"></span> risque<span class=\"_ _0\"></span>s et de la gesti<span class=\"_ _0\"></span>on de ses risq<span class=\"_ _0\"></span>ues</div>\n<div class=\"t m0 x1a h62 y107f ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t aux limi<span class=\"_ _3\"></span>tes, aux pol<span class=\"_ _3\"></span>itiques et<span class=\"_ _3\"></span> aux dire<span class=\"_ _3\"></span>ctives fix\u00e9es <span class=\"_ _3\"></span>par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1080 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autorit<span class=\"_ _0\"></span>\u00e9s r\u00e9glem<span class=\"_ _0\"></span><span class=\"lsde wseb\">entaires, le<span class=\"_ _3\"></span> Groupe Agea<span class=\"_ _3\"></span>s et son <span class=\"_ _3\"></span>Conseil </span></div>\n<div class=\"t m0 x1a h62 y1081 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on local<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1082 ff12e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1083 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Par aill<span class=\"_ _0\"></span>eurs, c<span class=\"_ _0\"></span>haque ent<span class=\"_ _0\"></span>it\u00e9 op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nelle l<span class=\"_ _0\"></span>ocale se <span class=\"_ _0\"></span>doit de m<span class=\"_ _0\"></span>ettre e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1084 ff12e fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">place<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1085 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsde wsfa\">a<span class=\"_ _3\"></span>u niveau du Conseil<span class=\"_ _3\"></span> d\u2019Administration,<span class=\"_ _3\"></span> un Risk Committee<span class=\"_ _3\"></span> et un </span></span></div>\n<div class=\"t m0 x133 h62 y1086 ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Audit Committee<span class=\"_ _3\"></span> pour aider le Conse<span class=\"_ _3\"></span>il d\u2019Administ<span class=\"lsdc wse9\">ration dans ses </span></div>\n<div class=\"t m0 x133 h62 y1087 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">travaux de<span class=\"_ _3\"></span> surveillanc<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1088 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un Management Ri<span class=\"_ _0\"></span>sk<span class=\"ls0 ws0\"> </span>Committ<span class=\"_ _0\"></span>ee, qui ai<span class=\"_ _0\"></span>de l\u2019\u00e9quip<span class=\"_ _0\"></span>e de direct<span class=\"_ _0\"></span>ion \u00e0 </span></span></div>\n<div class=\"t m0 x133 h62 y1089 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">bien comp<span class=\"_ _0\"></span>rendre l<span class=\"_ _0\"></span>es princip<span class=\"_ _0\"></span>aux risq<span class=\"_ _0\"></span>ues et \u00e0 mett<span class=\"_ _0\"></span>re en place le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x133 h62 y108a ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proc\u00e9dures ad<span class=\"_ _3\"></span>\u00e9quates de<span class=\"_ _3\"></span> gestion des<span class=\"_ _3\"></span> risques<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y108b ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un comit\u00e9 ALM notam<span class=\"_ _0\"></span>ment cha<span class=\"_ _0\"></span>rg\u00e9 du suiv<span class=\"_ _0\"></span>i des risqu<span class=\"_ _0\"></span>es de marc<span class=\"_ _0\"></span>h\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 y108c ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour assur<span class=\"_ _0\"></span>er une gest<span class=\"_ _0\"></span>ion conf<span class=\"_ _0\"></span>orme au ca<span class=\"_ _0\"></span>dre de gesti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x133 h62 y108d ff12e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risques, dans<span class=\"_ _3\"></span> les limites convenue<span class=\"_ _3\"></span>s, et pour prendre<span class=\"_ _3\"></span> des d\u00e9cisions<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 y108e ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou \u00e9mettre<span class=\"_ _3\"></span> des recomma<span class=\"_ _3\"></span>ndations ALM <span class=\"_ _3\"></span>sp\u00e9cifiques<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y108f ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un comit\u00e9 local de co<span class=\"_ _0\"></span>ntr\u00f4le d<span class=\"_ _0\"></span>es mod\u00e8les qu<span class=\"_ _0\"></span>i assume la<span class=\"_ _0\"></span> coordin<span class=\"_ _0\"></span><span class=\"wse8\">ation </span></span></span></div>\n<div class=\"t m0 x6a h62 y1090 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avec le MCB d\u2019<span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1091 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">une fonction de ris<span class=\"_ _0\"></span>que (ou un Ris<span class=\"_ _0\"></span>k Officer<span class=\"_ _0\"></span>) pour sout<span class=\"_ _0\"></span>enir le Risk<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6a h62 y1092 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee, qui ass<span class=\"_ _0\"></span>ure le report<span class=\"_ _0\"></span>ing des ris<span class=\"_ _0\"></span>ques et tr<span class=\"_ _0\"></span>ansmet se<span class=\"_ _0\"></span>s avis</div>\n<div class=\"t m0 x6a h62 y1093 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au CEO loca<span class=\"_ _0\"></span>l, au Consei<span class=\"_ _0\"></span>l d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on local ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 la</div>\n<div class=\"t m0 x6a h62 y1094 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directi<span class=\"_ _0\"></span>on du Group<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1095 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse8\">une <span class=\"_ _3\"></span><span class=\"lsde wseb\">fonction actuari<span class=\"_ _3\"></span>elle conform<span class=\"_ _3\"></span>e aux ex<span class=\"_ _3\"></span>igences r\u00e9glemen<span class=\"_ _3\"></span>taires de<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6a h62 y1096 ff12e fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">Solvabilit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">II</span> ; </span></div>\n<div class=\"t m0 x1a h62 y1097 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsde wsfa\">u<span class=\"_ _3\"></span>ne fonction Compl<span class=\"_ _3\"></span>iance qui con<span class=\"_ _3\"></span>seille les organe<span class=\"_ _3\"></span>s administrati<span class=\"_ _3\"></span>fs ou </span></span></div>\n<div class=\"t m0 x6a h62 y1098 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de gestio<span class=\"_ _0\"></span>n en mati\u00e8r<span class=\"_ _0\"></span>e de confo<span class=\"_ _0\"></span>rmit\u00e9 \u00e0 la loi,<span class=\"_ _0\"></span> \u00e0 la r\u00e9glem<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n et</div>\n<div class=\"t m0 x6a h62 y1099 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux contr<span class=\"_ _0\"></span>aintes a<span class=\"_ _0\"></span>dminist<span class=\"_ _0\"></span>ratives<span class=\"_ _0\"></span>, ainsi q<span class=\"lsde wseb\">u\u2019aux politiques du G<span class=\"_ _3\"></span>roupe </span></div>\n<div class=\"t m0 x6a h62 y109a ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et aux direct<span class=\"_ _0\"></span>ives loc<span class=\"_ _0\"></span>ales lors<span class=\"_ _0\"></span>que cell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-</span><span class=\"wseb\">ci fixent<span class=\"_ _0\"></span> des cont<span class=\"_ _0\"></span>rainte<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6a h62 y109b ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire<span class=\"_ _0\"></span>s. La f<span class=\"_ _0\"></span>onction C<span class=\"_ _0\"></span>omplia<span class=\"_ _0\"></span>nce \u00e9va<span class=\"_ _0\"></span>lue l\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 y109c ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ventu<span class=\"_ _0\"></span>elle des cha<span class=\"_ _0\"></span>ngements<span class=\"_ _0\"></span> du cadre<span class=\"_ _0\"></span> l\u00e9gal sur l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 de l<span class=\"_ _0\"></span>\u2019entit\u00e9</div>\n<div class=\"t m0 x6a h62 y109d ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>\u00e9e et d\u00e9tec<span class=\"_ _0\"></span>te les risq<span class=\"_ _0\"></span>ues d<span class=\"wseb\">e conf<span class=\"_ _0\"></span>ormit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 y109e ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un Chief Informat<span class=\"_ _0\"></span>ion Secu<span class=\"_ _0\"></span>rity Offi<span class=\"_ _0\"></span>cer (CIS<span class=\"_ _0\"></span>O) apport<span class=\"_ _0\"></span>ant son sout<span class=\"_ _0\"></span>ien </span></span></div>\n<div class=\"t m0 x6a h62 y109f ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">au Senior <span class=\"_ _3\"></span>Management l<span class=\"_ _3\"></span>ocal<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y10a0 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">un Data Protecti<span class=\"_ _0\"></span>on Office<span class=\"_ _0\"></span>r (DPO) qui re<span class=\"_ _0\"></span>nd compt<span class=\"_ _0\"></span>e au niveau le p<span class=\"_ _0\"></span>lus </span></span></div>\n<div class=\"t m0 x6a h62 y10a1 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9lev\u00e9 de dir<span class=\"_ _0\"></span>ection l<span class=\"_ _0\"></span>ocale et est<span class=\"_ _0\"></span> la personn<span class=\"_ _0\"></span>e de contact p<span class=\"_ _0\"></span>our</div>\n<div class=\"t m0 x6a h62 y10a2 ff12e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Autor<span class=\"_ _0\"></span>it\u00e9 de prot<span class=\"_ _0\"></span>ection de<span class=\"_ _0\"></span>s donn\u00e9es l<span class=\"_ _0\"></span>ocale<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y10a3 ff130 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff131\"> <span class=\"_ _41\"> </span><span class=\"ff12e lsdc wse9\">une fonction d\u2019a<span class=\"_ _0\"></span>udit inte<span class=\"_ _0\"></span>rne qui \u00e9val<span class=\"_ _0\"></span>ue la perti<span class=\"_ _0\"></span>nence et l\u2019<span class=\"_ _0\"></span>efficac<span class=\"_ _0\"></span>it\u00e9 du </span></span></div>\n<div class=\"t m0 x6a h62 y10a4 ff12e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">syst\u00e8m<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>r\u00f4le int<span class=\"_ _0\"></span>erne et<span class=\"_ _0\"></span> d\u2019autr<span class=\"_ _0\"></span>es \u00e9l\u00e9m<span class=\"_ _0\"></span>ents du sy<span class=\"_ _0\"></span>st\u00e8me <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6a h62 y10a5 ff12e fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gouvernance d<span class=\"_ _3\"></span>es risques.<span class=\"_ _3\"></span> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 440px; height: 666px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff132 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.3.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsfe ws12d\">Tro<span class=\"_ _3\"></span>is lign<span class=\"lsdc wse9\">es de d\u00e9fense</span></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a mis e<span class=\"_ _0\"></span>n \u0153uvre un mo<span class=\"_ _0\"></span>d\u00e8le de trois<span class=\"_ _0\"></span> lignes de d<span class=\"_ _0\"></span>\u00e9fense. L<span class=\"_ _0\"></span>es trois lig<span class=\"_ _0\"></span>nes ont po<span class=\"_ _0\"></span>ur object<span class=\"_ _0\"></span>if commu<span class=\"_ _0\"></span>n ultime d\u2019ai<span class=\"_ _0\"></span>der l\u2019or<span class=\"_ _0\"></span>ganis<span class=\"wseb\">at<span class=\"_ _0\"></span>ion \u00e0 at<span class=\"_ _0\"></span>teindr<span class=\"_ _0\"></span>e ses </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">objecti<span class=\"_ _0\"></span>fs tout en g\u00e9<span class=\"_ _0\"></span>rant effic<span class=\"_ _0\"></span>acement l<span class=\"_ _0\"></span>e risque. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 ha1 y1151 ff140 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">PREMI\u00c8RE LIGNE DE D\u00c9FENSE</div>\n<div class=\"t m0 x43 ha2 y1152 ff140 fs66 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Propri\u00e9taire de l\u2019entreprise)</div>\n<div class=\"t mc xf7 ha0 y1129 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Met en \u0153uvre <span class=\"_ _0\"></span>le cadre <span class=\"_ _0\"></span>de gestion <span class=\"_ _0\"></span>des risques <span class=\"_ _0\"></span>de</div>\n<div class=\"t mc xf7 ha0 y112a ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019entreprise</div>\n<div class=\"t mc xf7 ha0 y112b ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Incorpore une culture <span class=\"_ _0\"></span>du risque <span class=\"_ _0\"></span>appropri\u00e9e</div>\n<div class=\"t mc xf7 ha0 y112c ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Identifie, poss\u00e8de, mesure <span class=\"_ _0\"></span>et g\u00e8re <span class=\"_ _0\"></span>les risques <span class=\"_ _0\"></span>de</div>\n<div class=\"t mc xf7 ha0 y112d ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019entreprise, en veillant <span class=\"_ _0\"></span>\u00e0 ce <span class=\"_ _0\"></span>qu\u2019Ageas ne <span class=\"_ _0\"></span>soit pas <span class=\"_ _0\"></span>victime</div>\n<div class=\"t mc xf7 ha0 y112e ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">d\u2019\u00e9v\u00e9nements impr\u00e9vus</div>\n<div class=\"t mc xf7 ha0 y112f ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Met en \u0153uvre <span class=\"_ _0\"></span>des politiques <span class=\"_ _0\"></span>et des <span class=\"_ _0\"></span>contr\u00f4les de <span class=\"_ _0\"></span>gestion</div>\n<div class=\"t mc xf7 ha0 y1130 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">des risques (conform\u00e9ment <span class=\"_ _0\"></span>aux exigences <span class=\"_ _0\"></span>du Groupe <span class=\"_ _0\"></span>et \u00e0 <span class=\"_ _0\"></span></div>\n<div class=\"t mc xf7 ha0 y1131 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019app\u00e9tit pour le <span class=\"_ _0\"></span>risque) et <span class=\"_ _0\"></span>s\u2019assure que <span class=\"_ _0\"></span>ceux-ci fonction<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t mc xf7 ha0 y1132 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">nent efficacement au <span class=\"_ _0\"></span>jour le <span class=\"_ _0\"></span>jour</div>\n<div class=\"t mc xf7 ha0 y1133 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Identifie et met <span class=\"_ _0\"></span>en \u0153uvre <span class=\"_ _0\"></span>des actions <span class=\"_ _0\"></span>visant \u00e0 <span class=\"_ _0\"></span>g\u00e9rer les</div>\n<div class=\"t mc xf7 ha0 y1134 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">risques existants et <span class=\"_ _0\"></span>\u00e9mergents</div>\n<div class=\"t mc xf7 ha0 y1135 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Rend compte au <span class=\"_ _0\"></span>sujet de <span class=\"_ _0\"></span>la gestion <span class=\"_ _0\"></span>des risques, <span class=\"_ _0\"></span>y compris</div>\n<div class=\"t mc xf7 ha0 y1136 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019analyse de la <span class=\"_ _0\"></span>probabilit\u00e9 d\u2019atteindre <span class=\"_ _0\"></span>les objectifs <span class=\"_ _0\"></span>cl\u00e9s de <span class=\"_ _0\"></span></div>\n<div class=\"t mc xf7 ha0 y1137 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">l\u2019entreprise</div>\n<div class=\"t mc xf7 ha0 y1138 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">D\u00e9montre au Conseil <span class=\"_ _0\"></span>d\u2019Administration et <span class=\"_ _0\"></span>au r\u00e9gulateur <span class=\"_ _0\"></span></div>\n<div class=\"t mc xf7 ha0 y1139 ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">que les contr\u00f4les <span class=\"_ _0\"></span>des risques <span class=\"_ _0\"></span>sont ad\u00e9quats <span class=\"_ _0\"></span>et efficaces</div>\n<div class=\"t mc xf7 ha0 y113a ff13f fs64 fce sc0 ls12b ws153\" style=\"z-index: 15;\">Fonctionnement conforme \u00e0 <span class=\"_ _0\"></span>la r\u00e9glementation</div>\n<div class=\"t m0 x1e1 ha1 y1153 ff140 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">DEUXI\u00c8ME LIGNE DE D\u00c9FENSE</div>\n<div class=\"t m0 x28b ha3 y1154 ff140 fs67 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Gestion des risques, conformit\u00e9, DPO, CISO et fonctions actuarielles)</div>\n<div class=\"t mc x2f ha0 y113d ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Conseille la direction <span class=\"_ _0\"></span>g\u00e9n\u00e9rale et <span class=\"_ _0\"></span>le Conseil <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y113e ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">d\u2019Administration sur la <span class=\"_ _0\"></span>d\u00e9finition de <span class=\"_ _0\"></span>strat\u00e9gies de <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y113f ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">haut niveau et <span class=\"_ _0\"></span>de l\u2019app\u00e9tence <span class=\"_ _0\"></span>agr\u00e9g\u00e9e au <span class=\"_ _0\"></span>risque.</div>\n<div class=\"t mc x2f ha0 y1140 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">\u00c9tablit et entretient <span class=\"_ _0\"></span>le cadre <span class=\"_ _0\"></span>de gestion <span class=\"_ _0\"></span>des risques <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y1141 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">de l\u2019entreprise</div>\n<div class=\"t mc x2f ha0 y1142 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Facilite, \u00e9value et <span class=\"_ _0\"></span>contr\u00f4le le <span class=\"_ _0\"></span>fonctionnement efficace <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y1143 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">du syst\u00e8me de <span class=\"_ _0\"></span>gestion des <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y1144 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Propose une \u00e9ducation <span class=\"_ _0\"></span>et une <span class=\"_ _0\"></span>formation aux <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y1145 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Agit en tant <span class=\"_ _0\"></span>que conseiller <span class=\"_ _0\"></span>ind\u00e9pendant en <span class=\"_ _0\"></span>mati\u00e8re de <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y1146 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">risques</div>\n<div class=\"t mc x2f ha0 y1147 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Surveille et remet <span class=\"_ _0\"></span>en question <span class=\"_ _0\"></span>les principaux <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y1148 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">et la mani\u00e8re <span class=\"_ _0\"></span>dont ils <span class=\"_ _0\"></span>sont mesur\u00e9s <span class=\"_ _0\"></span>et g\u00e9r\u00e9s</div>\n<div class=\"t mc x2f ha0 y1149 ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Surveille le respect <span class=\"_ _0\"></span>de l\u2019app\u00e9tence <span class=\"_ _0\"></span>au risque <span class=\"_ _0\"></span>et des <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y114a ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">politiques en mati\u00e8re <span class=\"_ _0\"></span>de risque</div>\n<div class=\"t mc x2f ha0 y114b ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Supervise l\u2019utilisation efficace <span class=\"_ _0\"></span>des processus <span class=\"_ _0\"></span>et des <span class=\"_ _0\"></span></div>\n<div class=\"t mc x2f ha0 y114c ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">contr\u00f4les relatifs aux <span class=\"_ _0\"></span>risques</div>\n<div class=\"t mc x2f ha0 y114d ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">Surveille le respect <span class=\"_ _0\"></span>des r\u00e8glements <span class=\"_ _0\"></span>et informe <span class=\"_ _0\"></span>les</div>\n<div class=\"t mc x2f ha0 y114e ff13f fs64 fc10 sc0 ls12b ws153\" style=\"z-index: 15;\">entreprises des exigences</div>\n<div class=\"t m0 xf6 ha1 y114f ff140 fs65 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">TROISI\u00c8ME LIGNE DE D\u00c9FENSE</div>\n<div class=\"t m0 x43 ha2 y1150 ff140 fs66 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">(Audit interne)</div>\n<div class=\"t mc xf7 ha0 y113b ff13f fs64 fc17 sc0 ls12b ws153\" style=\"z-index: 15;\">Fournit au Senior <span class=\"_ _0\"></span>Management et <span class=\"_ _0\"></span>au Conseil <span class=\"_ _0\"></span>d\u2019administration un <span class=\"_ _0\"></span>niveau raisonnable d\u2019assurance <span class=\"_ _0\"></span>ind\u00e9pendante sur <span class=\"_ _0\"></span>le</div>\n<div class=\"t mc xf7 ha0 y113c ff13f fs64 fc17 sc0 ls12b ws153\" style=\"z-index: 15;\">caract\u00e8re ad\u00e9quat et <span class=\"_ _0\"></span>efficace de <span class=\"_ _0\"></span>la gouvernance, <span class=\"_ _0\"></span>de la <span class=\"_ _0\"></span>gestion et du <span class=\"_ _0\"></span>contr\u00f4le des <span class=\"_ _0\"></span>risques</div>\n\n<div class=\"t m0 x6 h7d y10a8 ff134 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y10a9 ff134 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Objectifs<span class=\"ls0 ws0\"> <span class=\"ls100 ws11b\">de ges<span class=\"_ _3\"></span>tion <span class=\"_ _3\"></span>du <span class=\"_ _3\"></span>capita<span class=\"_ _3\"></span>l</span> </span></div>\n<div class=\"t m0 x6 h62 y10aa ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le capital<span class=\"_ _3\"></span> est une re<span class=\"_ _3\"></span>ssource ra<span class=\"_ _3\"></span>re et str<span class=\"_ _3\"></span>at\u00e9gique qui <span class=\"_ _3\"></span>requiert une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y10ab ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">approche de<span class=\"_ _3\"></span> gestion cl<span class=\"_ _3\"></span>airement d\u00e9f<span class=\"_ _3\"></span>inie, rigoureus<span class=\"_ _3\"></span>e et disci<span class=\"_ _3\"></span>plin\u00e9e afin<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y10ac ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er un d\u00e9plo<span class=\"_ _0\"></span>iement ef<span class=\"_ _0\"></span>ficace et<span class=\"_ _0\"></span> efficie<span class=\"_ _0\"></span>nt. L\u2019app<span class=\"_ _0\"></span>roche de gest<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x6 h62 y10ad ff132 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">capital que sui<span class=\"_ _3\"></span>t Ageas <span class=\"lsdc wse9\">vise \u00e0 \u00e9quili<span class=\"_ _0\"></span>brer les bes<span class=\"_ _0\"></span>oins et le<span class=\"_ _0\"></span>s demandes d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y10ae ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> parties pre<span class=\"_ _0\"></span>nante<span class=\"_ _0\"></span>s dont les act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>eurs en</div>\n<div class=\"t m0 x6 h62 y10af ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">dette, les<span class=\"_ _0\"></span> agences de n<span class=\"_ _0\"></span>otatio<span class=\"_ _0\"></span>n et les client<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10b0 ff132 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10b1 ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> de gestion<span class=\"_ _3\"></span> de capita<span class=\"_ _3\"></span>l d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10b2 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse9\">d\u2019optimiser la st<span class=\"_ _0\"></span>ructure<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d<span class=\"_ _0\"></span>e capital,<span class=\"_ _0\"></span> sa com<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n et son<span class=\"_ _0\"></span> allocat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x5c h62 y10b3 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y10b4 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wseb\">d\u2019assurer de l<span class=\"_ _0\"></span>a cr\u00e9ati<span class=\"_ _0\"></span>on de va<span class=\"_ _0\"></span>leur en f<span class=\"_ _0\"></span>inan\u00e7<span class=\"_ _0\"></span>ant une c<span class=\"_ _0\"></span>roissa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x5c h62 y10b5 ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">rentabl<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>u\u2019en pr<span class=\"_ _0\"></span>ot\u00e9gea<span class=\"_ _0\"></span>nt la via<span class=\"_ _0\"></span>bilit\u00e9 et<span class=\"_ _0\"></span> la rent<span class=\"_ _0\"></span>abilit\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y10b6 ff132 fs43 fc1d sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019activit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y10b7 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse8\">d\u2019assurer</span><span class=\"ff132\"> <span class=\"lsdc wse9\">des nive<span class=\"_ _0\"></span>aux de divi<span class=\"_ _0\"></span>dendes opt<span class=\"_ _0\"></span>imaux, t<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour le Group<span class=\"_ _3\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y10b8 ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">que pour s<span class=\"_ _0\"></span>es fil<span class=\"_ _0\"></span>iales.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10b9 ff132 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.4.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Cadre de gestio<span class=\"_ _0\"></span>n du capital<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ba ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Les object<span class=\"_ _0\"></span>ifs d\u2019Ag<span class=\"_ _0\"></span>eas en ce qui co<span class=\"_ _0\"></span>ncerne la g<span class=\"_ _0\"></span>estion du c<span class=\"_ _0\"></span>apital doi<span class=\"_ _0\"></span>vent</div>\n<div class=\"t m0 x6 h62 y10bb ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre attei<span class=\"_ _0\"></span>nts en adh\u00e9<span class=\"_ _0\"></span>rant \u00e0 des pr<span class=\"_ _0\"></span>ocessus cl<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt d\u00e9finis<span class=\"_ _0\"></span>. Ceux<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">ci </span></span></div>\n<div class=\"t m0 x6 h62 y10bc ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019appui<span class=\"_ _0\"></span>ent sur des po<span class=\"_ _0\"></span>litiq<span class=\"_ _0\"></span>ues et des proc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde wseb\">dures clairem<span class=\"_ _3\"></span>ent d\u00e9finie<span class=\"_ _3\"></span>s pour </span></div>\n<div class=\"t m0 x1a h62 y10bd ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">assurer que<span class=\"_ _3\"></span> les prat<span class=\"_ _3\"></span>iques de ge<span class=\"_ _3\"></span>stion du c<span class=\"_ _3\"></span>apital dan<span class=\"_ _3\"></span>s l\u2019ensemble<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 y10be ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Groupe et<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s op\u00e9r<span class=\"_ _0\"></span>ationnel<span class=\"_ _0\"></span>les sont<span class=\"_ _0\"></span> compr<span class=\"_ _0\"></span>ises,</div>\n<div class=\"t m0 x1a h62 y10bf ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9es et su<span class=\"_ _0\"></span>ivies (av<span class=\"_ _0\"></span>ec actions<span class=\"_ _0\"></span> correct<span class=\"_ _0\"></span>ives au bes<span class=\"_ _0\"></span>oin).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10c0 ff132 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10c1 ff132 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Le cadre de gest<span class=\"_ _3\"></span>ion du capital d\u2019Ag<span class=\"_ _3\"></span>eas d\u00e9finit des<span class=\"_ _3\"></span> r\u00e8gles et principe<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y10c2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pour les poi<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y10c3 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">planification<span class=\"_ _3\"></span></span></span><span class=\"ff132\"> <span class=\"lsdc wse9\">du capital<span class=\"_ _0\"></span>, soit la d\u00e9fi<span class=\"_ _0\"></span>nition du niv<span class=\"_ _0\"></span>eau de ca<span class=\"_ _0\"></span>pital que </span></span></span></div>\n<div class=\"t m0 x6a h62 y10c4 ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le Groupe <span class=\"_ _3\"></span>souhaite m<span class=\"_ _3\"></span>aintenir, e<span class=\"_ _3\"></span>t qui est <span class=\"_ _3\"></span>fonction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6a h62 y10c5 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wseb\">des exigences <span class=\"_ _3\"></span>l\u00e9gales et d<span class=\"_ _3\"></span>es modifica<span class=\"_ _3\"></span>tions attendu<span class=\"_ _3\"></span>es</span><span class=\"ff132\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 y10c6 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wsfa\">des exigences r<span class=\"wseb\">\u00e9gle<span class=\"_ _3\"></span>mentaires e<span class=\"_ _3\"></span>t des modifi<span class=\"_ _3\"></span>cations attend<span class=\"_ _3\"></span>ues</span></span><span class=\"ff132\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 y10c7 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wseb\">des am<span class=\"_ _0\"></span>bitions<span class=\"_ _0\"></span> de crois<span class=\"_ _0\"></span>sance <span class=\"_ _0\"></span>et des fu<span class=\"_ _0\"></span>turs en<span class=\"_ _0\"></span>gageme<span class=\"_ _0\"></span>nts de </span></span></div>\n<div class=\"t m0 x134 h62 y10c8 ff132 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 y10c9 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wse9\">de la polit<span class=\"_ _0\"></span>ique d\u2019a<span class=\"_ _0\"></span>pp\u00e9tenc<span class=\"_ _0\"></span>e au risqu<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y10ca ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wseb\">L\u2019allocation d<span class=\"_ _0\"></span>u capit<span class=\"_ _0\"></span>al, c\u2019est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire la d\u00e9termin<span class=\"_ _0\"></span>ation de l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y10cb ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">du capital<span class=\"_ _3\"></span> qu\u2019Ageas pr<span class=\"_ _3\"></span>\u00e9voit et <span class=\"_ _3\"></span>qui est fo<span class=\"_ _3\"></span>nction<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6a h62 y10cc ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wseb\">de l\u2019optimisation<span class=\"_ _3\"></span> du rapp<span class=\"_ _3\"></span>ort risque/<span class=\"_ _3\"></span>rendement</span><span class=\"ff132\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6a h62 y10cd ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wse9\">de la polit<span class=\"_ _0\"></span>ique de div<span class=\"_ _0\"></span>idende (et<span class=\"_ _0\"></span> les lev\u00e9e<span class=\"_ _0\"></span>s futures de c<span class=\"_ _0\"></span>apitau<span class=\"_ _0\"></span>x).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y10ce ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsde wsfa\">L<span class=\"_ _3\"></span>a structuration<span class=\"_ _3\"></span> du capital, soi<span class=\"_ _3\"></span>t le maintien d\u2019un \u00e9qu<span class=\"_ _3\"></span>ilibre eff<span class=\"_ _3\"></span>icace </span></span></div>\n<div class=\"t m0 x6a h62 y10cf ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">entre ca<span class=\"_ _0\"></span>pital et dett<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10d0 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsde wsfa\">L<span class=\"_ _3\"></span>a gouvernance<span class=\"_ _3\"></span> de gestion du capi<span class=\"_ _3\"></span>tal, c\u2019est</span><span class=\"ff132\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire la d\u00e9finit<span class=\"_ _0\"></span>ion de </span></span></span></div>\n<div class=\"t m0 x6a h62 y10d1 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00f4les et de r<span class=\"_ _0\"></span>esponsab<span class=\"_ _0\"></span>ilit\u00e9s cl<span class=\"_ _0\"></span>airs pou<span class=\"_ _0\"></span>r les person<span class=\"_ _0\"></span>nes et les org<span class=\"_ _0\"></span>anes</div>\n<div class=\"t m0 x6a h62 y10d2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de d\u00e9cisi<span class=\"_ _0\"></span>on qui part<span class=\"_ _0\"></span>icipent<span class=\"_ _0\"></span> aux proces<span class=\"_ _0\"></span>sus de gest<span class=\"_ _0\"></span>ion du capit<span class=\"_ _0\"></span>al.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 183px; height: 367px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 183px; height: 923px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff13a fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff13a fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">\u00c9valuation de la s<span class=\"ls111 ws135\">olvabilit\u00e9 et du <span class=\"_ _3\"></span>capital<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y836 ff138 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.5.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">Mes<span class=\"_ _3\"></span>ure de l\u2019ad\u00e9quat<span class=\"_ _3\"></span>ion du capital</span> </span></div>\n<div class=\"t m0 x6 h62 y837 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Dans le c<span class=\"_ _3\"></span>adre de So<span class=\"_ _3\"></span>lvabilit\u00e9 <span class=\"_ _3\"></span>II, Ageas util<span class=\"_ _3\"></span>ise un Mod\u00e8<span class=\"_ _3\"></span>le Interne <span class=\"_ _3\"></span>Partiel</div>\n<div class=\"t m0 x6 h62 y876 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">ou MIP afin de m<span class=\"_ _0\"></span>esurer s<span class=\"_ _0\"></span>es exigenc<span class=\"_ _0\"></span>es en capit<span class=\"_ _0\"></span>al de solvab<span class=\"_ _0\"></span>ilit\u00e9 (S<span class=\"_ _0\"></span>CR)</div>\n<div class=\"t m0 x6 h62 y877 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">selon le <span class=\"_ _0\"></span>Pilier <span class=\"_ _0\"></span>1. Ce MIP <span class=\"_ _0\"></span>associ<span class=\"_ _0\"></span>e la form<span class=\"_ _0\"></span>ule sta<span class=\"_ _0\"></span>n<span class=\"wse9\">dard de Solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 II </span></div>\n<div class=\"t m0 x6 h62 y878 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">avec le mod<span class=\"_ _0\"></span>\u00e8le inter<span class=\"_ _0\"></span>ne de risqu<span class=\"_ _0\"></span>e de souscri<span class=\"_ _0\"></span>ption Non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">Vie pour<span class=\"_ _3\"></span> les </span></span></div>\n<div class=\"t m0 x6 h62 y879 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>ales entit<span class=\"_ _0\"></span>\u00e9s active<span class=\"_ _0\"></span>s en Non<span class=\"ls0 ws0\">-</span>Vie.<span class=\"_ _0\"></span> Ageas compl<span class=\"_ _0\"></span>\u00e8te le MIP du Pi<span class=\"_ _0\"></span>lier</div>\n<div class=\"t m0 x6 h62 y87a ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">1 par une est<span class=\"_ _0\"></span>imation int<span class=\"_ _0\"></span>erne pro<span class=\"_ _0\"></span>pre de ses ex<span class=\"_ _0\"></span>igences<span class=\"_ _0\"></span> en capital<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y87b ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">solvabilit\u00e9 <span class=\"_ _3\"></span>ou SCR</div>\n<div class=\"t m0 x1 h76 y10d4 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x99 h62 ybd4 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">selo<span class=\"lsdc wse9\">n le Pilier 2. En plus du M<span class=\"_ _0\"></span>od\u00e8le int<span class=\"_ _0\"></span>erne </span></span></div>\n<div class=\"t m0 x6 h62 y10d5 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">partiel non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie, le SCR</span></span></div>\n<div class=\"t m0 x99 h76 y10d6 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x1d h62 y10d7 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">renforce<span class=\"_ _3\"></span> la formule standard p<span class=\"_ _3\"></span>ar les </span></div>\n<div class=\"t m0 x6 h62 y10d8 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9l\u00e9ments<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10d9 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsde wseb\">T<span class=\"_ _3\"></span>raitement du<span class=\"_ _3\"></span> <span class=\"wsfa\">risque de spread<span class=\"_ _3\"></span> revu</span></span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x6 h62 y10da ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Inclusion des ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>ns aux spre<span class=\"_ _0\"></span>ads fond<span class=\"_ _0\"></span>amenta<span class=\"_ _0\"></span>ux pour les tit<span class=\"_ _0\"></span>res </span></span></div>\n<div class=\"t m0 x5c h62 y10db ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">souverains <span class=\"_ _3\"></span>de l\u2019UE (<span class=\"_ _3\"></span>et \u00e9qu<span class=\"lsf7\">iva<span class=\"_ _3\"></span>lent<span class=\"_ _3\"></span>s)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y10dc ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Exclusion des spr<span class=\"_ _0\"></span>eads non f<span class=\"_ _0\"></span>ondame<span class=\"_ _0\"></span>ntaux sur l<span class=\"_ _0\"></span>es autres det<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10dd ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsde wseb\">M<span class=\"_ _3\"></span>od\u00e8le inter<span class=\"_ _3\"></span>ne pour l\u2019im<span class=\"_ _3\"></span>mobilier</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x6 h62 y10de ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Charge li\u00e9e au risq<span class=\"_ _0\"></span>ue d\u2019inflat<span class=\"_ _0\"></span>ion pour l<span class=\"_ _0\"></span>es accid<span class=\"_ _0\"></span>ents du tra<span class=\"_ _0\"></span>vail<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10df ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Exclusion des mes<span class=\"_ _0\"></span>ures<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">transitoires</span> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10e0 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10e1 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x1a1 h76 y10e2 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xef h62 y10e3 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wseb\">est ensuite<span class=\"_ _3\"></span> compar\u00e9 au<span class=\"_ _3\"></span>x fonds<span class=\"_ _3\"></span> propres \u00e9l<span class=\"lsdc wse9\">igibles pour </span></span></div>\n<div class=\"t m0 x6 h62 y10e4 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner l\u2019ad\u00e9<span class=\"_ _0\"></span>quatio<span class=\"_ _0\"></span>n en capita<span class=\"_ _0\"></span>l global<span class=\"_ _0\"></span>e du Groupe,<span class=\"_ _0\"></span> donnant<span class=\"_ _0\"></span> le ratio</div>\n<div class=\"t m0 x6 h62 y10e5 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de Solvab<span class=\"_ _0\"></span>ilit\u00e9 II</div>\n<div class=\"t m0 xf7 h76 y10e6 ff138 fs4a fc1d sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xe8 h62 y889 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t m0 x6 h62 y88a ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y88b ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pour plus d<span class=\"_ _0\"></span>e d\u00e9tails<span class=\"_ _0\"></span> sur Solvabi<span class=\"_ _0\"></span>lit\u00e9 II, ve<span class=\"_ _0\"></span>uillez co<span class=\"_ _0\"></span>nsulter \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt la</div>\n<div class=\"t m0 x6 h62 y88c ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">note 5 <span class=\"ls0 ws0\">\u2013 </span>Contr\u00f4le r\u00e9g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span>aire et so<span class=\"_ _0\"></span>lvabilit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y88d ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y88e ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019ad\u00e9quation du<span class=\"_ _3\"></span> <span class=\"wseb\">capital glo<span class=\"_ _3\"></span>bale est v<span class=\"_ _3\"></span>\u00e9rifi\u00e9e au <span class=\"_ _3\"></span>niveau du<span class=\"_ _3\"></span> Groupe, </span></div>\n<div class=\"t m0 x6 h62 y88f ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riellem<span class=\"_ _0\"></span>ent et an<span class=\"_ _0\"></span>nuelle<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10e7 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsde wseb\">L<span class=\"_ _3\"></span>e Conseil<span class=\"_ _3\"></span> d\u2019Administra<span class=\"_ _3\"></span>tion d\u2019Ageas con<span class=\"_ _3\"></span>tr\u00f4le que <span class=\"_ _3\"></span>l\u2019ad\u00e9quation<span class=\"_ _3\"></span> du </span></span></div>\n<div class=\"t m0 x5c h62 y10e8 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span> est mai<span class=\"_ _0\"></span>ntenue <span class=\"_ _0\"></span>au jour l<span class=\"_ _0\"></span>e jour, s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e d\u2019un <span class=\"_ _0\"></span>rapport <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x5c h62 y10e9 ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">solvabilit\u00e9 e<span class=\"_ _3\"></span>t de capital trime<span class=\"_ _3\"></span>striel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10ea ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">Par ailleurs et de fa\u00e7<span class=\"_ _0\"></span>on proact<span class=\"_ _0\"></span>ive, le Cons<span class=\"_ _0\"></span>eil d\u2019Adm<span class=\"_ _0\"></span>inistrat<span class=\"_ _0\"></span>ion </span></span></div>\n<div class=\"t m0 x5c h62 y10eb ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9value et o<span class=\"_ _0\"></span>riente l\u2019<span class=\"_ _0\"></span>ad\u00e9quat<span class=\"_ _0\"></span>ion du capi<span class=\"_ _0\"></span>tal du Grou<span class=\"_ _0\"></span>pe dans une</div>\n<div class=\"t m0 x5c h62 y10ec ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">perspect<span class=\"_ _0\"></span>ive plur<span class=\"_ _0\"></span>iannue<span class=\"_ _0\"></span>lle, en ten<span class=\"_ _0\"></span>ant compt<span class=\"_ _0\"></span>e de la strat\u00e9<span class=\"_ _0\"></span>gie, de</div>\n<div class=\"t m0 x5c h62 y10ed ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019\u00e9volution<span class=\"_ _3\"></span> pr\u00e9vue des <span class=\"_ _3\"></span>activit\u00e9s o<span class=\"_ _3\"></span>p\u00e9rationnelle<span class=\"_ _3\"></span>s, et des hy<span class=\"_ _3\"></span>poth\u00e8se<span class=\"lsdd wse9\">s </span></div>\n<div class=\"t m0 x5c h62 y10ee ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de risques<span class=\"_ _0\"></span>. Cela se fait<span class=\"_ _0\"></span> selon un pr<span class=\"_ _0\"></span>ocessus d<span class=\"_ _0\"></span>\u00e9nomm\u00e9 O<span class=\"_ _0\"></span>wn Risk &amp;</div>\n<div class=\"t m0 x5c h62 y10ef ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Solvency A<span class=\"_ _3\"></span>ssessment (ORSA)<span class=\"_ _3\"></span> int\u00e9gr\u00e9 d<span class=\"_ _3\"></span>ans le <span class=\"_ _3\"></span>budget plur<span class=\"_ _3\"></span>iannuel et<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 y10f0 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le processu<span class=\"_ _3\"></span>s de plani<span class=\"_ _3\"></span>fication d\u2019Agea<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10f1 ff138 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.5.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">Cadr<span class=\"_ _3\"></span>e d\u2019app\u00e9tence a<span class=\"_ _3\"></span>u risque</span> </span></div>\n<div class=\"t m0 x6 h62 y10f2 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le cadre <span class=\"_ _3\"></span>d\u2019app\u00e9tence au<span class=\"_ _3\"></span> risque d\u00e9<span class=\"_ _3\"></span>finit des c<span class=\"_ _3\"></span>rit\u00e8res p<span class=\"lsdc wse9\">our formuler la </span></div>\n<div class=\"t m0 x6 h62 y10f3 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">volont\u00e9 du<span class=\"_ _3\"></span> management<span class=\"_ _3\"></span> de prendre <span class=\"_ _3\"></span>des ri<span class=\"_ _3\"></span>sques dans un <span class=\"_ _3\"></span>domaine</div>\n<div class=\"t m0 x6 h62 y10f4 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>que. Le cad<span class=\"_ _0\"></span>re d\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ri<span class=\"_ _0\"></span>sque d\u2019Ag<span class=\"_ _0\"></span>eas s\u2019appl<span class=\"_ _0\"></span>ique \u00e0 tout<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y10f5 ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">les entit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelles<span class=\"_ _3\"></span> d\u2019Ageas (c\u2019est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-</span>d<span class=\"_ _3\"></span>ire les entit\u00e9s da<span class=\"_ _3\"></span>ns</div>\n<div class=\"t m0 x6 h62 y10f6 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">lesquelles A<span class=\"_ _3\"></span>geas d\u00e9tient<span class=\"_ _3\"></span>, directement<span class=\"_ _3\"></span> ou <span class=\"lsdc wse9\">indirecte<span class=\"_ _0\"></span>ment, le cont<span class=\"_ _0\"></span>r\u00f4le </span></div>\n<div class=\"t m0 x6 h62 y10f7 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnel)<span class=\"_ _3\"></span>, et dans <span class=\"_ _3\"></span>la mesure <span class=\"_ _3\"></span>du possible<span class=\"_ _3\"></span>, aux entr<span class=\"_ _3\"></span>eprises li\u00e9e<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y10f8 ff138 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">(c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsde wseb\">dire les<span class=\"_ _3\"></span> entit\u00e9s <span class=\"_ _3\"></span>dont Ageas e<span class=\"_ _3\"></span>st, direc<span class=\"_ _3\"></span>tement ou ind<span class=\"_ _3\"></span>irectement, </span></span></div>\n<div class=\"t m0 x1a h62 y10f9 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">action<span class=\"_ _0\"></span>naire, sans<span class=\"_ _0\"></span> d\u00e9tenir l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>onnel).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10fa ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10fb ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le cadre d\u2019<span class=\"_ _0\"></span>app\u00e9te<span class=\"_ _0\"></span>nce du risq<span class=\"_ _0\"></span>ue et d<span class=\"lsde wsfa\">e gestion du capital pr\u00e9<span class=\"_ _3\"></span>voit de </span></div>\n<div class=\"t m0 x1a h62 y10fc ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>es actio<span class=\"_ _0\"></span>ns de gesti<span class=\"_ _0\"></span>on sur trois ax<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10fd ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10fe ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> du cadre<span class=\"_ _3\"></span> d\u2019app\u00e9tence <span class=\"_ _3\"></span>au risque <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y10ff ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">l\u2019exposition \u00e0 un<span class=\"_ _0\"></span>e s\u00e9rie de risq<span class=\"_ _0\"></span>ues imp<span class=\"_ _0\"></span>ortants d<span class=\"_ _0\"></span>e chaque ent<span class=\"_ _0\"></span>it\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 y1100 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e et du gr<span class=\"_ _0\"></span>oupe glo<span class=\"_ _0\"></span>balement<span class=\"_ _0\"></span> reste <span class=\"lsde\">s<span class=\"_ _0\"></span>ous des ni<span class=\"_ _3\"></span>veaux </span></div>\n<div class=\"t m0 x133 h62 y1101 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">connus, ac<span class=\"_ _0\"></span>cepta<span class=\"_ _0\"></span>bles et cont<span class=\"_ _0\"></span>r\u00f4l\u00e9s<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1102 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wseb\">les crit\u00e8res d<span class=\"_ _0\"></span>\u2019app\u00e9t<span class=\"_ _0\"></span>ence au <span class=\"_ _0\"></span>risque s<span class=\"_ _0\"></span>oient cl<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt d\u00e9fi<span class=\"_ _0\"></span>nis afi<span class=\"_ _0\"></span>n que </span></span></div>\n<div class=\"t m0 x133 h62 y1103 ff138 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">les exposition<span class=\"_ _3\"></span>s et activit\u00e9s r\u00e9e<span class=\"_ _3\"></span>lles puissent<span class=\"_ _3\"></span> \u00eatre compar\u00e9es aux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 y1104 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">crit\u00e8r<span class=\"_ _0\"></span>es approuv<span class=\"_ _0\"></span>\u00e9s par le Cons<span class=\"_ _0\"></span>eil d\u2019Ad<span class=\"_ _0\"></span>ministr<span class=\"_ _0\"></span>ation, afi<span class=\"_ _0\"></span>n de</div>\n<div class=\"t m0 x133 h62 y1105 ff138 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">permettre<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsfa\">le suivi et la<span class=\"_ _3\"></span> confirmation posi<span class=\"_ _3\"></span>tive que les risque<span class=\"_ _3\"></span>s sont </span></div>\n<div class=\"t m0 x133 h62 y1106 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">contr\u00f4<span class=\"_ _0\"></span>l\u00e9s et que le Co<span class=\"_ _0\"></span>nseil d\u2019A<span class=\"_ _0\"></span>dminist<span class=\"_ _0\"></span>ration pe<span class=\"_ _0\"></span>ut et veut acc<span class=\"_ _0\"></span>epter</div>\n<div class=\"t m0 x133 h62 y1107 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">ces exposit<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1108 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse9\">les limites de risq<span class=\"_ _0\"></span>ue soient en li<span class=\"_ _0\"></span>en avec la ca<span class=\"_ _0\"></span>pacit\u00e9 d<span class=\"_ _0\"></span>e prise de </span></span></div>\n<div class=\"t m0 x133 h62 y1109 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques ef<span class=\"_ _0\"></span>fectiv<span class=\"_ _0\"></span>e de l\u2019entit<span class=\"_ _0\"></span>\u00e9 op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>le e<span class=\"lsde wsfa\">t du groupe, de mani\u00e8<span class=\"_ _3\"></span>re </span></div>\n<div class=\"t m0 x133 h62 y110a ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">transp<span class=\"_ _0\"></span>arente et<span class=\"_ _0\"></span> direct<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y110b ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y110c ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">En raison<span class=\"_ _3\"></span> de leur im<span class=\"_ _3\"></span>portance pour<span class=\"_ _3\"></span> la con<span class=\"_ _3\"></span>tinuit\u00e9 des <span class=\"_ _3\"></span>op\u00e9rations d<span class=\"_ _3\"></span>\u2019Ageas,</div>\n<div class=\"t m0 x1a h62 y110d ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">et pour la ca<span class=\"_ _0\"></span>pacit\u00e9 de cett<span class=\"_ _0\"></span>e derni<span class=\"_ _0\"></span>\u00e8re \u00e0 resp<span class=\"_ _0\"></span>ecter ses en<span class=\"_ _0\"></span>gageme<span class=\"_ _0\"></span>nts</div>\n<div class=\"t m0 x1a h62 y110e ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">envers ses <span class=\"_ _3\"></span>parties p<span class=\"_ _3\"></span>renantes, les<span class=\"_ _3\"></span> crit\u00e8res <span class=\"_ _3\"></span>suivants <span class=\"_ _3\"></span>sont requis<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>:  </span></div>\n<div class=\"t m0 x1a h62 y110f ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1110 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 ls109 ws129\">Solvabilit\u00e9</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x133 h9e y1111 ff13d fs63 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _1ff\"> </span><span class=\"ff138 fs43 lsdc wse9\">La conso<span class=\"_ _0\"></span>mmation du r<span class=\"_ _0\"></span>isque (C<span class=\"_ _0\"></span>R, c\u2019est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wseb\">dire le ni<span class=\"_ _0\"></span>veau de </span></span></span></span></div>\n<div class=\"t m0 x134 h62 y1112 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span> tampon uti<span class=\"_ _0\"></span>lis\u00e9 par le pr<span class=\"_ _0\"></span>ofil de risq<span class=\"_ _0\"></span>ue actue<span class=\"_ _0\"></span>l,</div>\n<div class=\"t m0 x134 h62 y1113 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondant<span class=\"_ _0\"></span> \u00e0 une perte de 1 sur 3<span class=\"_ _0\"></span>0 ans) rest<span class=\"_ _0\"></span>e en de\u00e7\u00e0 du</div>\n<div class=\"t m0 x134 h62 y1114 ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">budget d<span class=\"_ _0\"></span>\u2019app\u00e9t<span class=\"_ _0\"></span>ence au <span class=\"_ _0\"></span>risque <span class=\"_ _0\"></span>(AR), fi<span class=\"_ _0\"></span>x\u00e9 \u00e0 40% <span class=\"_ _0\"></span>des fond<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x134 h62 y1115 ff138 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">propres, ne<span class=\"_ _3\"></span>t des<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">div<span class=\"_ _3\"></span>idendes attendus<span class=\"_ _3\"></span>. </span></div>\n<div class=\"t m0 xfe h9f ybd2 ff13e fs63 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x133 h62 y98f ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wse9\">La cons<span class=\"_ _0\"></span>ommati<span class=\"_ _0\"></span>on du capita<span class=\"_ _0\"></span>l (CC) res<span class=\"_ _0\"></span>te en de\u00e7\u00e0 du ca<span class=\"_ _0\"></span>pital cibl<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x134 h62 y990 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">(CCi), d\u00e9f<span class=\"_ _0\"></span>ini \u00e0 175%<span class=\"_ _0\"></span> du SCR</div>\n<div class=\"t m0 xbf h76 y1116 ff138 fs4a fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ls103 ws11e\">Ageas</span></div>\n<div class=\"t m0 x294 h62 y1117 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t m0 x1a h62 y1118 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1119 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse8\">R\u00e9sultat</span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x133 h62 y111a ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wseb\">L\u2019\u00e9ca<span class=\"_ _0\"></span>rt par r<span class=\"_ _0\"></span>apport <span class=\"_ _0\"></span>au r\u00e9sult<span class=\"_ _0\"></span>at budg<span class=\"_ _0\"></span>\u00e9t\u00e9 sel<span class=\"_ _0\"></span>on les n<span class=\"_ _0\"></span>ormes I<span class=\"_ _0\"></span>FRS </span></span></div>\n<div class=\"t m0 x134 h62 y111b ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de fin d\u2019ann<span class=\"_ _0\"></span>\u00e9e d\u00fb \u00e0 une pert<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00e8re combi<span class=\"_ _0\"></span>n\u00e9e de 1/10 es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x134 h62 y111c ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsde wseb\">imit\u00e9 \u00e0<span class=\"_ _3\"></span> 100</span> <span class=\"_ _3\"></span><span class=\"lsff ws124\">%.</span> </div>\n<div class=\"t m0 x133 h62 y111d ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wse9\">Avec le m<span class=\"_ _0\"></span>\u00e9canis<span class=\"_ _0\"></span>me suivant<span class=\"_ _0\"></span> d\u2019alert<span class=\"_ _0\"></span>e rapide<span class=\"ls0 ws0\"> : </span>L\u2019\u00e9cart par ra<span class=\"_ _0\"></span>pport </span></span></div>\n<div class=\"t m0 x134 h62 y111e ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au r\u00e9sult<span class=\"_ _0\"></span>at pr\u00e9vu s<span class=\"_ _0\"></span>elon les nor<span class=\"_ _0\"></span>mes IFRS de fi<span class=\"_ _0\"></span>n d\u2019ann\u00e9<span class=\"_ _0\"></span>e (le</div>\n<div class=\"t m0 x134 h62 y111f ff138 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at pr\u00e9vis<span class=\"_ _0\"></span>ionnel <span class=\"_ _0\"></span>selon l<span class=\"_ _0\"></span>es norme<span class=\"_ _0\"></span>s IFRS s<span class=\"_ _0\"></span>i la pr\u00e9v<span class=\"_ _0\"></span>ision es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x134 h62 y1120 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure au budg<span class=\"_ _0\"></span>et) d\u00fb \u00e0 une pert<span class=\"_ _0\"></span>e financi<span class=\"_ _0\"></span>\u00e8re combi<span class=\"_ _0\"></span>n<span class=\"lsde wsfa\">\u00e9e de </span></div>\n<div class=\"t m0 x134 h62 y1121 ff138 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">1/10 est lim<span class=\"_ _0\"></span>it\u00e9 \u00e0 100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%. </span> </span></div>\n<div class=\"t m0 x1a h62 y1122 ff138 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1123 ff13b fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff13c\"> <span class=\"_ _41\"> </span><span class=\"ff138 lsdc wse8\">Liquidit\u00e9 </span><span class=\"ff138\"> </span></span></div>\n<div class=\"t m0 x133 h62 y1124 ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsde wseb\">Le ratio de <span class=\"_ _3\"></span>liquidit\u00e9 d<span class=\"_ _3\"></span>u sc\u00e9nario de<span class=\"_ _3\"></span> base e<span class=\"_ _3\"></span>st d\u2019au moi<span class=\"_ _3\"></span>ns 100</span><span class=\"ff138\"> <span class=\"lsff ws124\">%.</span> </span></span></div>\n<div class=\"t m0 x133 h62 y1125 ff13d fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff13c\"> <span class=\"_ _7\"> </span><span class=\"ff138 lsdc wse9\">Le rati<span class=\"_ _0\"></span>o de liquidit<span class=\"_ _0\"></span>\u00e9 en situ<span class=\"_ _0\"></span>ation de str<span class=\"_ _0\"></span>ess est d\u2019a<span class=\"_ _0\"></span>u moins </span></span></div>\n<div class=\"t m0 x134 h62 y1126 ff138 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 346px; height: 760px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff144 fs50 fc10 sc0 ls10b ws12e\" style=\"z-index: 15;\">4.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff144 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Taxonom<span class=\"_ _0\"></span>ie des risque<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Afin d\u2019as<span class=\"_ _0\"></span>surer un<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he syst\u00e9mat<span class=\"_ _0\"></span>ique et co<span class=\"_ _0\"></span>mpl\u00e8te d<span class=\"_ _0\"></span>e l\u2019identi<span class=\"_ _0\"></span>ficati<span class=\"_ _0\"></span>on des risqu<span class=\"_ _0\"></span>es, Ageas a d\u00e9f<span class=\"_ _0\"></span>ini une<span class=\"_ _0\"></span> Taxonomi<span class=\"_ _0\"></span>e des risqu<span class=\"_ _0\"></span>e<span class=\"lsde wseb\">s qui couvre<span class=\"_ _3\"></span> les risques<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y837 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>aux qui peu<span class=\"_ _0\"></span>vent impa<span class=\"_ _0\"></span>cter le Gr<span class=\"_ _0\"></span>oupe. La Tax<span class=\"_ _0\"></span>onomie des<span class=\"_ _0\"></span> risques (c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous<span class=\"_ _0\"></span>) est ali<span class=\"_ _0\"></span>gn\u00e9e s<span class=\"_ _0\"></span>ur les c<span class=\"_ _0\"></span>at\u00e9g<span class=\"lsde wsfa\">ories de risques de Solvab<span class=\"_ _3\"></span>ilit\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">II, <span class=\"_ _3\"></span>ce qui </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y876 ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">facilite <span class=\"_ _0\"></span>l\u2019alig<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span> du report<span class=\"_ _0\"></span>ing int<span class=\"_ _0\"></span>erne et ex<span class=\"_ _0\"></span>terne. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x86 ha5 y11b8 ff14b fs69 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES TOTAUX</div>\n<div class=\"t md x23c ha5 y11b9 ff14b fs69 fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">TAXONOMIE DES RISQUES</div>\n<div class=\"t me x44 ha6 y11ba ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES</div>\n<div class=\"t me x48 ha6 y11bb ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">FINANCIERS</div>\n<div class=\"t m0 xee ha7 y11be ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de march\u00e9</div>\n<div class=\"t m0 x56 ha7 y11bf ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de d\u00e9faillance</div>\n<div class=\"t m0 x99 ha7 y11c0 ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de liquidit\u00e9</div>\n<div class=\"t m0 x285 ha7 y11c1 ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">(actifs et passifs)</div>\n<div class=\"t m0 x223 ha7 y11c2 ff14c fs6b fc24 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque li\u00e9 aux actifs incorporels</div>\n<div class=\"t me x28e ha6 y11ba ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES</div>\n<div class=\"t me xd6 ha6 y11bb ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">D\u2019ASSURANCE</div>\n<div class=\"t m0 x36 ha7 y11df ff14c fs6b fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque en vie</div>\n<div class=\"t m0 x37 ha7 y11e0 ff14c fs6b fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque en non-vie</div>\n<div class=\"t m0 x34 ha7 y11e1 ff14c fs6b fc27 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque sant\u00e9</div>\n<div class=\"t me x13f ha6 y11ba ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES</div>\n<div class=\"t me x21a ha6 y11bb ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">OP\u00c9RATIONNELS</div>\n<div class=\"t m0 x78 ha7 y11be ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Pratiques en mati\u00e8re d\u2019emploi</div>\n<div class=\"t m0 x78 ha7 y11c3 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">et s\u00e9curit\u00e9 sur le lieu de travail</div>\n<div class=\"t m0 x133 ha7 y11c4 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Ex\u00e9cution, livraison et</div>\n<div class=\"t m0 x74 ha7 y11c5 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">gestion des processus</div>\n<div class=\"t m0 x24 ha7 y11c6 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Technologie</div>\n<div class=\"t m0 x4b ha7 y11c7 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Fraude interne</div>\n<div class=\"t m0 x4b ha7 y11c8 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Fraude externe</div>\n<div class=\"t m0 x3c ha7 y11c9 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Dommages aux biens mat\u00e9riels</div>\n<div class=\"t m0 x3c ha7 y11ca ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">(y compris la s\u00e9curit\u00e9 physique)</div>\n<div class=\"t m0 x2f ha7 y11cb ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Clients, produits et pratiques</div>\n<div class=\"t m0 xc2 ha7 y11cc ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">commerciales et juridiques</div>\n<div class=\"t m0 x10f ha7 y11cd ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Conduite</div>\n<div class=\"t m0 x23 ha7 y11ce ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Conformit\u00e9 \u00e0 la</div>\n<div class=\"t m0 x4b ha7 y11cf ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">r\u00e9glementation</div>\n<div class=\"t m0 x4b ha7 y11d0 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Tierces parties</div>\n<div class=\"t m0 x73 ha7 y11d1 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Rapports statutaires,</div>\n<div class=\"t m0 x133 ha7 y11d2 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\"> divulgation et fiscalit\u00e9</div>\n<div class=\"t m0 x259 ha7 y11d3 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Continuit\u00e9 de l\u2019activit\u00e9,</div>\n<div class=\"t m0 x12f ha7 y11d4 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">gestion de crise et</div>\n<div class=\"t m0 xbd ha7 y11d5 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">r\u00e9silience op\u00e9rationnelle</div>\n<div class=\"t m0 x73 ha7 y11d6 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Gestion des donn\u00e9es</div>\n<div class=\"t m0 x75 ha7 y11d7 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">S\u00e9curit\u00e9 de l\u2019information</div>\n<div class=\"t m0 x139 ha7 y11d8 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">(y compris cyber)</div>\n<div class=\"t m0 x227 ha7 y11d9 ff14c fs6b fc25 sc0 ls0 ws0\" style=\"z-index: 15;\">Mod\u00e8le</div>\n<div class=\"t me x10b ha6 y11bc ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">RISQUES STRAT\u00c9GIQUES</div>\n<div class=\"t me x30 ha6 y11bd ff14b fs6a fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">ET COMMERCIAUX</div>\n<div class=\"t m0 xbc ha7 y11da ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque strat\u00e9gique</div>\n<div class=\"t m0 xb2 ha7 y11db ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00c9volution des risques</div>\n<div class=\"t m0 xc0 ha7 y11dc ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque sectoriel</div>\n<div class=\"t m0 xbc ha7 y11dd ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque syst\u00e9mique</div>\n<div class=\"t m0 xbf ha7 y11de ff14c fs6b fc26 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de durabilit\u00e9</div>\n<div class=\"t m0 x6 h62 y1159 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">La Taxono<span class=\"_ _0\"></span>mie a \u00e9t\u00e9 mise \u00e0 j<span class=\"_ _0\"></span>our en 2020 de ma<span class=\"_ _0\"></span>ni\u00e8re \u00e0 in<span class=\"_ _0\"></span>clure</div>\n<div class=\"t m0 x6 h62 y115a ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">explic<span class=\"_ _0\"></span>itement l<span class=\"_ _0\"></span>e risque en mat<span class=\"_ _0\"></span>i\u00e8re de dur<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9, qui engl<span class=\"_ _0\"></span>obe le risqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y115b ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">environ<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span>al et le chang<span class=\"_ _0\"></span>ement cl<span class=\"_ _0\"></span>imati<span class=\"_ _0\"></span>que, dans le c<span class=\"_ _0\"></span>adre d\u2019une mi<span class=\"_ _0\"></span>se</div>\n<div class=\"t m0 x6 h62 y115c ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 jour de<span class=\"_ _3\"></span> la Poli<span class=\"_ _3\"></span>tique de r<span class=\"_ _3\"></span>isque d\u2019Ageas,<span class=\"_ _3\"></span> l\u2019une de<span class=\"_ _3\"></span>s politique<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y115d ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">transve<span class=\"_ _0\"></span>rsales d<span class=\"_ _0\"></span>e notre s\u00e9ri<span class=\"_ _0\"></span>e de politi<span class=\"_ _0\"></span>ques en mati<span class=\"_ _0\"></span>\u00e8re de ris<span class=\"_ _0\"></span>que. Les</div>\n<div class=\"t m0 x6 h62 y115e ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>olitiq<span class=\"_ _0\"></span>ues en mat<span class=\"_ _0\"></span>i\u00e8re de <span class=\"_ _0\"></span>risque m<span class=\"_ _0\"></span>ises <span class=\"wse9\">\u00e0 jo<span class=\"_ _0\"></span>ur afin d'i<span class=\"_ _0\"></span>nt\u00e9gre<span class=\"_ _0\"></span>r des </span></div>\n<div class=\"t m0 x6 h62 y115f ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9rations<span class=\"_ _3\"></span> ESG sont notamment<span class=\"_ _3\"></span> la Politique d\u2019approb<span class=\"_ _3\"></span>ation des</div>\n<div class=\"t m0 x6 h62 y1160 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">produits<span class=\"_ _0\"></span>, la Polit<span class=\"_ _0\"></span>ique de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">traitance<span class=\"_ _0\"></span> et la Pol<span class=\"_ _0\"></span>itique<span class=\"_ _0\"></span> en mati<span class=\"_ _0\"></span>\u00e8re </span></span></div>\n<div class=\"t m0 x6 h62 y1161 ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019achat<span class=\"_ _0\"></span>s. Un Ca<span class=\"_ _0\"></span>dre d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>respons<span class=\"_ _0\"></span>able a \u00e9<span class=\"_ _0\"></span>galeme<span class=\"_ _0\"></span>nt vu le</div>\n<div class=\"t m0 x6 h62 y1162 ff142 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">jour. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1163 ff142 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1164 ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Dans le c<span class=\"_ _3\"></span>adre de no<span class=\"_ _3\"></span>tre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">approche de l\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce respo<span class=\"_ _0\"></span>nsable,<span class=\"_ _0\"></span> nous </span></span></div>\n<div class=\"t m0 x6 h62 y1165 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">chercho<span class=\"_ _0\"></span>ns active<span class=\"_ _0\"></span>ment \u00e0 prop<span class=\"_ _0\"></span>oser des<span class=\"_ _0\"></span> produits tr<span class=\"_ _0\"></span>anspar<span class=\"_ _0\"></span>ents et des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1166 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">services qui pre<span class=\"_ _3\"></span>nnent en consid\u00e9r<span class=\"_ _3\"></span>ation les facteurs<span class=\"_ _3\"></span> de risques ESG<span class=\"_ _3\"></span>, y</div>\n<div class=\"t m0 x6 h62 y1167 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">compris l\u2019\u00e9volu<span class=\"_ _3\"></span>tion des compor<span class=\"_ _3\"></span>tements de consomma<span class=\"_ _3\"></span>tion, qui</div>\n<div class=\"t m0 x6 h62 y1168 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">promeuvent l\u2019<span class=\"_ _3\"></span>inclusion \u00e9conomique<span class=\"_ _3\"></span> et qui encouragen<span class=\"_ _3\"></span>t les</div>\n<div class=\"t m0 x6 h62 y1169 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">comport<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> responsa<span class=\"_ _0\"></span>bles sur le p<span class=\"_ _0\"></span>lan envir<span class=\"_ _0\"></span>onnement<span class=\"_ _0\"></span>al et soci<span class=\"_ _0\"></span>al de la</div>\n<div class=\"t m0 x6 h62 y116a ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">part des cli<span class=\"_ _0\"></span>ents. Nou<span class=\"_ _0\"></span>s visons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> \u00e0 limiter not<span class=\"_ _0\"></span>re exposit<span class=\"_ _0\"></span>ion nett<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y116b ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">aux risque<span class=\"_ _0\"></span>s physiq<span class=\"_ _0\"></span>ues susc<span class=\"_ _0\"></span>eptibles<span class=\"_ _0\"></span> d\u2019appa<span class=\"_ _0\"></span>ra\u00eetre en cas<span class=\"_ _0\"></span> de non<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y116c ff142 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alisation<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">des object<span class=\"_ _0\"></span>ifs de l\u2019Ac<span class=\"_ _0\"></span>cord de Pa<span class=\"_ _0\"></span>ris. Au trav<span class=\"_ _0\"></span>ers de </span></div>\n<div class=\"t m0 x1a h62 y116d ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019investisseme<span class=\"_ _3\"></span>nt responsabl<span class=\"_ _3\"></span>e, nous nous<span class=\"_ _3\"></span> effor\u00e7ons d<span class=\"_ _3\"></span>e g\u00e9rer <span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x1a h62 y116e ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">vuln\u00e9rabilit<span class=\"_ _3\"></span>\u00e9s potentielle<span class=\"_ _3\"></span>s et de<span class=\"_ _3\"></span> tirer par<span class=\"_ _3\"></span>ti des oppor<span class=\"_ _3\"></span>tunit\u00e9s qu\u2019e<span class=\"_ _3\"></span>ngendre</div>\n<div class=\"t m0 x1a h62 y116f ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">la trans<span class=\"_ _0\"></span>ition ve<span class=\"_ _0\"></span>rs une \u00e9c<span class=\"_ _0\"></span>onomie <span class=\"_ _0\"></span>\u00e0 faib<span class=\"_ _0\"></span>le intens<span class=\"_ _0\"></span>it\u00e9 de c<span class=\"_ _0\"></span>arbone.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1170 ff142 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1171 ff142 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">poli<span class=\"_ _3\"></span>tiques impliq<span class=\"_ _3\"></span>uent les<span class=\"_ _3\"></span> \u00e9l\u00e9ments suiv<span class=\"_ _3\"></span>ants<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsdc wse9\">les process<span class=\"_ _0\"></span>us et </span></span></span></div>\n<div class=\"t m0 x1a h62 y1172 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">contr\u00f4les con<span class=\"_ _3\"></span>tinueront d\u2019\u00eatre mi<span class=\"_ _3\"></span>s \u00e0 jour, et une assu<span class=\"_ _3\"></span>rance sera fourni<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x1a h62 y1173 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">quant \u00e0 leur c<span class=\"_ _0\"></span>oncepti<span class=\"_ _0\"></span>on et leur eff<span class=\"_ _0\"></span>icacit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; <span class=\"lsde wseb\">le<span class=\"_ _3\"></span>s produits<span class=\"_ _3\"></span> et services<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1174 ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">continueront <span class=\"_ _3\"></span>d\u2019\u00eatre adap<span class=\"_ _3\"></span>t\u00e9s afin d<span class=\"_ _3\"></span>e d\u00e9montrer<span class=\"_ _3\"></span> la pr<span class=\"lsdc wse9\">ise en consid\u00e9<span class=\"_ _0\"></span>ration </span></div>\n<div class=\"t m0 x1a h62 y1175 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">du change<span class=\"_ _0\"></span>ment cli<span class=\"_ _0\"></span>matique p<span class=\"_ _0\"></span>ar des struc<span class=\"_ _0\"></span>tures de go<span class=\"_ _0\"></span>uvernanc<span class=\"_ _0\"></span>e formel<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y1176 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">et la r\u00e9acti<span class=\"_ _0\"></span>on \u00e0 l\u2019\u00e9vol<span class=\"_ _0\"></span>ution des ex<span class=\"_ _0\"></span>igences et<span class=\"_ _0\"></span> besoins de<span class=\"_ _0\"></span>s client<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ; <span class=\"lsde wsea\">de<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1177 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">limites seron<span class=\"_ _3\"></span>t fix\u00e9es et les obje<span class=\"_ _3\"></span>ctifs \u00e9volueron<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span></span><span class=\"wseb\">la gestion<span class=\"_ _3\"></span> par des <span class=\"_ _3\"></span>tiers </span></div>\n<div class=\"t m0 x1a h62 y1178 ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">doit incl<span class=\"_ _0\"></span>ure une <span class=\"lsde wseb\">prise en consid\u00e9ra<span class=\"_ _3\"></span>tion appropr<span class=\"_ _3\"></span>i\u00e9e et d\u00e9m<span class=\"_ _3\"></span>ontr\u00e9e des<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1179 ff142 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">aspects ESG. Une \u00e9va<span class=\"_ _3\"></span>luation est r\u00e9alis<span class=\"_ _3\"></span>\u00e9e chaque ann\u00e9e<span class=\"_ _3\"></span> afin de v\u00e9rifier</div>\n<div class=\"t m0 x1a h62 y117a ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">le respe<span class=\"_ _0\"></span>ct de to<span class=\"_ _0\"></span>utes les e<span class=\"_ _0\"></span>xigenc<span class=\"_ _0\"></span>es de la <span class=\"_ _0\"></span>politiq<span class=\"_ _0\"></span>ue de ris<span class=\"_ _0\"></span>que, et <span class=\"_ _0\"></span>des pla<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x1a h62 y117b ff142 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019actions s<span class=\"_ _3\"></span>ont \u00e9tabli<span class=\"_ _3\"></span>s pour cor<span class=\"_ _3\"></span>riger tout <span class=\"_ _3\"></span>manquement i<span class=\"_ _3\"></span>denti<span class=\"lsf8 ws111\">fi\u00e9<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y117c ff142 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y117d ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>ans l\u2019ex<span class=\"_ _0\"></span>\u00e9cution du c<span class=\"_ _0\"></span>ycle (d\u00e9c<span class=\"_ _0\"></span>rit dans le v<span class=\"_ _0\"></span>isuel rel<span class=\"_ _0\"></span>atif au cadr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y117e ff142 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ERM \u00e0 l<span class=\"_ _0\"></span>a secti<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">4.1) et la Taxo<span class=\"_ _0\"></span>nomie de<span class=\"_ _0\"></span>s risques s<span class=\"_ _0\"></span>ont fondam<span class=\"_ _0\"></span>entaux </span></div>\n<div class=\"t m0 x1a h62 y117f ff142 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pour nos pr<span class=\"_ _0\"></span>ocessu<span class=\"_ _0\"></span>s de reporti<span class=\"_ _0\"></span>ng des princ<span class=\"_ _0\"></span>ipaux ris<span class=\"_ _0\"></span>ques (<span class=\"_ _0\"></span>KRR) et des</div>\n<div class=\"t m0 x1a h62 y1180 ff142 fs43 fc1d sc0 lsf7 wseb\" style=\"z-index: 15;\">risqu<span class=\"lsdc wse9\">es \u00e9mergents (ER<span class=\"_ _0\"></span>R).</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 114px; height: 992px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1182 ff146 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.6.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Repo<span class=\"_ _3\"></span>rting des<span class=\"_ _3\"></span> principaux r<span class=\"_ _3\"></span>isques (KRR)</span> </span></div>\n<div class=\"t m0 x6 h62 y1183 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le KRR cons<span class=\"_ _0\"></span>iste en un<span class=\"_ _0\"></span>e approch<span class=\"_ _0\"></span>e syst\u00e9mat<span class=\"_ _0\"></span>ique vis<span class=\"_ _0\"></span>ant \u00e0 ident<span class=\"_ _0\"></span>ifier et \u00e0</div>\n<div class=\"t m0 x6 h62 y1184 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">att\u00e9nuer les prin<span class=\"_ _3\"></span>cipaux risques<span class=\"_ _3\"></span> (existants) qui men<span class=\"_ _3\"></span>acent la r\u00e9alisa<span class=\"_ _3\"></span>tion</div>\n<div class=\"t m0 x6 h62 y1185 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">des object<span class=\"_ _3\"></span>ifs commerciau<span class=\"_ _3\"></span>x et s<span class=\"_ _3\"></span>trat\u00e9giques d\u2019Age<span class=\"_ _3\"></span><span class=\"lsdc\">as. Ce pr<span class=\"_ _0\"></span>ocessus<span class=\"_ _0\"></span> tient </span></div>\n<div class=\"t m0 x6 h62 y1186 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">compte de <span class=\"_ _3\"></span>tous les ty<span class=\"_ _3\"></span>pes de ri<span class=\"_ _3\"></span>sque repris da<span class=\"_ _3\"></span>ns notre <span class=\"_ _3\"></span>taxonomie des<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1187 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques po<span class=\"_ _0\"></span>ur ident<span class=\"_ _0\"></span>ifier les ri<span class=\"_ _0\"></span>sques pri<span class=\"_ _0\"></span>ncipaux<span class=\"_ _0\"></span>. Il analys<span class=\"_ _0\"></span>e les causes<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x6 h62 y1188 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques et<span class=\"_ _0\"></span> met en \u0153uvre d<span class=\"_ _0\"></span>es strat\u00e9<span class=\"_ _0\"></span>gies ad\u00e9q<span class=\"_ _0\"></span>uates de r\u00e9a<span class=\"_ _0\"></span>ction aux</div>\n<div class=\"t m0 x6 h62 y1189 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">risques. P<span class=\"_ _3\"></span>endant ce pro<span class=\"_ _3\"></span>cess<span class=\"lsdc wse9\">us, les risq<span class=\"_ _0\"></span>ues identif<span class=\"_ _0\"></span>i\u00e9s sont \u00e9v<span class=\"_ _0\"></span>alu\u00e9s et </span></div>\n<div class=\"t m0 x6 h62 y118a ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9r\u00e9s par l<span class=\"_ _0\"></span>a m\u00e9thodol<span class=\"_ _0\"></span>ogie de not<span class=\"_ _0\"></span>ation des ris<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>Ageas. Des c<span class=\"_ _0\"></span>rit\u00e8res</div>\n<div class=\"t m0 x6 h62 y118b ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de probabi<span class=\"_ _0\"></span>lit\u00e9 et d\u2019<span class=\"_ _0\"></span>impact (f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>r et non fina<span class=\"_ _0\"></span>ncier) s<span class=\"_ _0\"></span>ont utili<span class=\"_ _0\"></span>s\u00e9s pour</div>\n<div class=\"t m0 x6 h62 y118c ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9termi<span class=\"_ _0\"></span>ner un nive<span class=\"_ _0\"></span>au de pr\u00e9occ<span class=\"_ _0\"></span>upati<span class=\"_ _0\"></span>on qui d\u00e9te<span class=\"_ _0\"></span>rmine qu<span class=\"_ _0\"></span>and des</div>\n<div class=\"t m0 x6 h62 y118d ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">mesu<span class=\"lsdc wse9\">res doivent<span class=\"_ _0\"></span> \u00eatre prise<span class=\"_ _0\"></span>s. Chaque ent<span class=\"_ _0\"></span>it\u00e9 con<span class=\"_ _0\"></span>tr\u00f4l\u00e9e (c<span class=\"_ _0\"></span>ompte te<span class=\"_ _0\"></span>nu </span></div>\n<div class=\"t m0 x6 h62 y118e ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent des f<span class=\"_ _0\"></span>iliales<span class=\"_ _0\"></span> le cas <span class=\"_ _0\"></span>\u00e9ch\u00e9ant<span class=\"_ _0\"></span>), \u00e9val<span class=\"_ _0\"></span>ue les p<span class=\"_ _0\"></span>rincipau<span class=\"_ _0\"></span>x risq<span class=\"_ _0\"></span>ues au</div>\n<div class=\"t m0 x6 h62 y118f ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">moins une f<span class=\"_ _0\"></span>ois par tri<span class=\"_ _0\"></span>mestre, et<span class=\"_ _0\"></span> les risques<span class=\"_ _0\"></span> les plus si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tifs sont</div>\n<div class=\"t m0 x6 h62 y1190 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9galement g\u00e9r\u00e9s<span class=\"_ _3\"></span> et communiqu\u00e9s au<span class=\"_ _3\"></span> niveau du Grou<span class=\"wseb\">pe.<span class=\"_ _3\"></span> Les principa<span class=\"_ _3\"></span>ux </span></div>\n<div class=\"t m0 x6 h62 y1191 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats de ce pro<span class=\"_ _0\"></span>cessus so<span class=\"_ _0\"></span>nt document<span class=\"_ _0\"></span>\u00e9s dans un R<span class=\"_ _0\"></span>apport d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y1192 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Risques<span class=\"_ _0\"></span> Princip<span class=\"_ _0\"></span>aux au niveau d<span class=\"_ _0\"></span>u Groupe tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1193 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1194 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Au 1er trimestre<span class=\"_ _3\"></span> 2022, Ageas a r\u00e9a<span class=\"_ _3\"></span>lis\u00e9 pour la premi\u00e8r<span class=\"_ _3\"></span>e fois une</div>\n<div class=\"t m0 x6 h62 y1195 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion approf<span class=\"_ _0\"></span>ondie des<span class=\"_ _0\"></span> cons\u00e9q<span class=\"_ _0\"></span>uences de l\u2019<span class=\"_ _0\"></span>agressi<span class=\"_ _0\"></span>on russe e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1196 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Ukraine,<span class=\"_ _0\"></span> couvrant<span class=\"_ _0\"></span> (a) le cont<span class=\"_ _0\"></span>exte g\u00e9op<span class=\"_ _0\"></span>olitiq<span class=\"_ _0\"></span>ue et la s\u00e9que<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y1197 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ments, l<span class=\"_ _0\"></span>a r\u00e9act<span class=\"_ _0\"></span>ion int<span class=\"_ _0\"></span>ernatio<span class=\"_ _0\"></span>nale et<span class=\"_ _0\"></span> les sc\u00e9<span class=\"_ _0\"></span>narios<span class=\"_ _0\"></span> d\u2019escal<span class=\"_ _0\"></span>ade</div>\n<div class=\"t m0 x6 h62 y1198 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">potentiels,<span class=\"_ _3\"></span> (b) un br<span class=\"_ _3\"></span>ef aper\u00e7u<span class=\"_ _3\"></span> des principal<span class=\"_ _3\"></span>es cons\u00e9que<span class=\"_ _3\"></span>nces juridiq<span class=\"_ _3\"></span>ues</div>\n<div class=\"t m0 x6 h62 y1199 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019invas<span class=\"_ _0\"></span>ion, en se foc<span class=\"_ _0\"></span>alisan<span class=\"_ _0\"></span>t sur le droit e<span class=\"_ _0\"></span>urop\u00e9en,<span class=\"_ _0\"></span> (c) l\u2019ex<span class=\"_ _0\"></span>position</div>\n<div class=\"t m0 x6 h62 y119a ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e d\u2019Ageas (i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> et souscri<span class=\"_ _0\"></span>ption),<span class=\"_ _0\"></span> et (d) impact<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y119b ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">macro\u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ues du c<span class=\"_ _0\"></span>onflit. C<span class=\"_ _0\"></span>ette \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on a conc<span class=\"_ _0\"></span>lu que l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y119c ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">soci\u00e9t\u00e9s<span class=\"_ _0\"></span> op\u00e9rat<span class=\"_ _0\"></span>ionnelles<span class=\"_ _0\"></span> d\u2019Age<span class=\"_ _0\"></span>as se caract\u00e9<span class=\"_ _0\"></span>risai<span class=\"_ _0\"></span>ent par une ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y119d ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">direct<span class=\"_ _0\"></span>e n\u00e9glige<span class=\"_ _0\"></span>able \u00e0 l<span class=\"_ _0\"></span>a Russi<span class=\"_ _0\"></span><span class=\"wse9\">e et \u00e0 l\u2019Ukra<span class=\"_ _0\"></span>ine, et aucu<span class=\"_ _0\"></span>ne expos<span class=\"_ _0\"></span>ition \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y119e ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">des perso<span class=\"_ _0\"></span>nnes ou ent<span class=\"_ _0\"></span>it\u00e9s sanc<span class=\"_ _0\"></span>tionn\u00e9<span class=\"_ _0\"></span>es n'a \u00e9t\u00e9 ide<span class=\"_ _0\"></span>ntifi\u00e9<span class=\"_ _0\"></span>e. Ageas a</div>\n<div class=\"t m0 x6 h62 y119f ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>\u00e9 son nive<span class=\"_ _0\"></span>au d\u2019alert<span class=\"_ _0\"></span>e en mati\u00e8r<span class=\"_ _0\"></span>e de cybers<span class=\"_ _0\"></span>\u00e9curit<span class=\"_ _0\"></span>\u00e9. Ageas</div>\n<div class=\"t m0 x6 h62 y11a0 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9exami<span class=\"_ _0\"></span>ne cette \u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n en perma<span class=\"_ _0\"></span>nence en ten<span class=\"_ _0\"></span>ant compt<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x6 h62 y11a1 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> sur les risq<span class=\"_ _0\"></span>ues. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y11a2 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y11a3 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Les principaux<span class=\"_ _3\"></span> risques auxquels<span class=\"_ _3\"></span> a \u00e9t\u00e9 confront\u00e9 Ageas<span class=\"_ _3\"></span> en 2022 sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y11a4 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">le risque de taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y11a5 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">le risque d\u2019inflat<span class=\"_ _0\"></span>ion \u00e9lev<span class=\"_ _0\"></span>\u00e9e<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y11a6 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">l'applicatio<span class=\"_ _0\"></span>n de la norme IF<span class=\"_ _0\"></span>RS 9/17<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y11a7 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wseb\">les mouvement<span class=\"_ _0\"></span>s volat<span class=\"_ _0\"></span>ils/d\u00e9f<span class=\"_ _0\"></span>avorabl<span class=\"_ _0\"></span>es du m<span class=\"_ _0\"></span>arch\u00e9. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h7e y11a8 ff14a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Risque de t<span class=\"_ _0\"></span>aux <span class=\"lsde wsea\">d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y11a9 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">La volat<span class=\"_ _0\"></span>ilit\u00e9 d<span class=\"_ _0\"></span>es taux <span class=\"_ _0\"></span>d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat que les<span class=\"_ _0\"></span> march<span class=\"_ _0\"></span>\u00e9s avaie<span class=\"_ _0\"></span>nt antic<span class=\"_ _0\"></span>ip\u00e9e s\u2019<span class=\"_ _0\"></span>est</div>\n<div class=\"t m0 x6 h62 y11aa ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">concr\u00e9t<span class=\"_ _0\"></span>is\u00e9e, et <span class=\"_ _0\"></span>la hauss<span class=\"_ _0\"></span>e des ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat a s<span class=\"_ _0\"></span>oulev\u00e9 l<span class=\"_ _0\"></span>a quest<span class=\"_ _0\"></span>ion d\u2019u<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y11ab ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">rendement su<span class=\"_ _3\"></span>p\u00e9rieur pou<span class=\"_ _3\"></span>r les clien<span class=\"_ _3\"></span>ts dans l<span class=\"_ _3\"></span>\u2019activit\u00e9 \u00c9parg<span class=\"_ _3\"></span>ne<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">Vie et </span></span></div>\n<div class=\"t m0 x6 h62 y11ac ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pensio<span class=\"_ _0\"></span>ns. Apr\u00e8s u<span class=\"_ _0\"></span>ne certai<span class=\"_ _0\"></span>ne r\u00e9ti<span class=\"lsde wseb\">cence, les banques de <span class=\"_ _3\"></span>d\u00e9tail on<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y11ad ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">commenc\u00e9 \u00e0<span class=\"_ _3\"></span> refl\u00e9ter c<span class=\"_ _3\"></span>ette hausse <span class=\"_ _3\"></span>des taux d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eat dans<span class=\"_ _3\"></span> leurs pr<span class=\"_ _3\"></span>opres</div>\n<div class=\"t m0 x6 h62 y11ae ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">taux de d\u00e9<span class=\"_ _3\"></span>p\u00f4t. La h<span class=\"_ _3\"></span>ausse rapide <span class=\"_ _3\"></span>des taux <span class=\"_ _3\"></span>exige une r<span class=\"_ _3\"></span>\u00e9activit\u00e9<span class=\"_ _3\"></span> accrue en</div>\n<div class=\"t m0 x6 h62 y11af ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">\u00c9pargne<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">Vie afin d\u2019\u00e9viter de p<span class=\"_ _0\"></span>erdre de<span class=\"_ _0\"></span>s encaisse<span class=\"_ _0\"></span>ments si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tifs. </span></span></div>\n<div class=\"t m0 x6 h62 y11b0 ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Toutefois, <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00e9tant donn<span class=\"_ _0\"></span>\u00e9 que les haus<span class=\"_ _0\"></span>ses de ta<span class=\"_ _0\"></span>ux sont pri<span class=\"_ _0\"></span>ses en compt<span class=\"_ _0\"></span>e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y11b1 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">court term<span class=\"_ _0\"></span>e et que le taux<span class=\"_ _0\"></span> \u00e0 10 ans a chut\u00e9 d<span class=\"_ _0\"></span>\u2019enviro<span class=\"_ _0\"></span>n 30<span class=\"ls0 ws0\"> </span>pb depuis le</div>\n<div class=\"t m0 x6 h62 y11b2 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9but de l\u2019a<span class=\"_ _0\"></span>nn\u00e9e 202<span class=\"_ _0\"></span>2, l\u2019augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on des taux d<span class=\"_ _0\"></span>es produit<span class=\"_ _0\"></span>s est plus<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y11b3 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">compliqu\u00e9e.<span class=\"_ _3\"></span> Dans la si<span class=\"_ _3\"></span>tuation ac<span class=\"_ _3\"></span>tuelle, la<span class=\"_ _3\"></span> hausse de<span class=\"_ _3\"></span>s tau<span class=\"lsdc wse9\">x d\u2019int\u00e9r\u00eat of<span class=\"_ _0\"></span>fre </span></div>\n<div class=\"t m0 x6 h62 y11b4 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">plus de <span class=\"_ _3\"></span>produits banca<span class=\"_ _3\"></span>ires alterna<span class=\"_ _3\"></span>tifs avec d<span class=\"_ _3\"></span>es rendements<span class=\"_ _3\"></span> attractifs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y11b5 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sont deve<span class=\"_ _0\"></span>nus dispon<span class=\"_ _0\"></span>ibles, c<span class=\"_ _0\"></span>e qui entra\u00ee<span class=\"_ _0\"></span>ne un risq<span class=\"_ _0\"></span>ue potenti<span class=\"_ _0\"></span>el pour les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y11b6 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">volumes en<span class=\"_ _3\"></span> bancassuranc<span class=\"_ _3\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb03 ff14a fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Risque d\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on \u00e9lev\u00e9e<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb04 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019inflat<span class=\"_ _0\"></span>ion a comm<span class=\"_ _0\"></span>enc\u00e9 \u00e0 mont<span class=\"_ _0\"></span>rer des si<span class=\"_ _0\"></span>gnes d'apa<span class=\"_ _0\"></span>isement<span class=\"_ _0\"></span> vers la fin de</div>\n<div class=\"t m0 x1a h62 yb05 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019ann\u00e9e 2022<span class=\"_ _3\"></span> apr\u00e8s les<span class=\"_ _3\"></span> sommets <span class=\"_ _3\"></span>observ\u00e9s dan<span class=\"_ _3\"></span>s de nombreu<span class=\"_ _3\"></span>x pays, la</div>\n<div class=\"t m0 x1a h62 yb06 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9acti<span class=\"_ _0\"></span>on mon\u00e9t<span class=\"_ _0\"></span>aire et <span class=\"_ _0\"></span>budg\u00e9ta<span class=\"_ _0\"></span>ire fac<span class=\"_ _0\"></span>e \u00e0 la Co<span class=\"_ _0\"></span>vid<span class=\"ls0 ws0\">-</span><span class=\"wse9\">19 et l\u2019inv<span class=\"_ _0\"></span>asion de </span></div>\n<div class=\"t m0 x1a h62 yb07 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019Ukrai<span class=\"_ _0\"></span>ne par la Rus<span class=\"_ _0\"></span>sie. La BCE<span class=\"_ _0\"></span> et la BoE ont tou<span class=\"_ _0\"></span>tes deux<span class=\"_ _0\"></span> exprim\u00e9 leu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y976 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">intenti<span class=\"_ _0\"></span>on de conti<span class=\"_ _0\"></span>nuer \u00e0 relev<span class=\"_ _0\"></span>er leurs tau<span class=\"_ _0\"></span>x de mani\u00e8<span class=\"_ _0\"></span>re mesur\u00e9<span class=\"_ _0\"></span>e jusqu\u2019\u00e0</div>\n<div class=\"t m0 x1a h62 y977 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">ce que le<span class=\"_ _0\"></span>s persp<span class=\"_ _0\"></span>ectives<span class=\"_ _0\"></span> d\u2019infl<span class=\"_ _0\"></span>ation \u00e0 m<span class=\"_ _0\"></span>oyen te<span class=\"_ _0\"></span>rme soie<span class=\"_ _0\"></span>nt conf<span class=\"_ _0\"></span>ormes \u00e0</div>\n<div class=\"t m0 x1a h62 y978 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">leurs objec<span class=\"_ _3\"></span>tifs poli<span class=\"_ _3\"></span>tiques, et on<span class=\"_ _3\"></span> s\u2019attend <span class=\"_ _3\"></span>\u00e0 ce qu\u2019el<span class=\"_ _3\"></span>les appliqu<span class=\"_ _3\"></span>ent de</div>\n<div class=\"t m0 x1a h62 y979 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es hauss<span class=\"_ _0\"></span>es des t<span class=\"lsdd\">aux. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y97a ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97b ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">M\u00eame si l<span class=\"_ _0\"></span>es cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>es direc<span class=\"_ _0\"></span>tes de l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9 Non<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">Vie </span></span></div>\n<div class=\"t m0 x1a h62 y97c ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sur le bilan s<span class=\"_ _0\"></span>ont jug\u00e9es m<span class=\"_ _0\"></span>oins imp<span class=\"_ _0\"></span>ortantes q<span class=\"_ _0\"></span>ue pour l\u2019a<span class=\"_ _0\"></span>ctivit<span class=\"_ _0\"></span>\u00e9 Vie, un</div>\n<div class=\"t m0 x1a h62 y97d ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">point d\u2019at<span class=\"_ _0\"></span>tenti<span class=\"_ _0\"></span>on sp\u00e9cifi<span class=\"_ _0\"></span>que conce<span class=\"_ _0\"></span>rne les ma<span class=\"_ _0\"></span>rch\u00e9s des ta<span class=\"_ _0\"></span>rifs, o\u00f9 les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97e ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ments des pr<span class=\"_ _0\"></span>imes Non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsfe ws111\">Vie <span class=\"_ _3\"></span>sur l\u2019i<span class=\"lsdc wse9\">nflation tend<span class=\"_ _0\"></span>ent \u00e0 accuse<span class=\"_ _0\"></span>r un </span></span></span></div>\n<div class=\"t m0 x1a h62 y97f ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">retard si<span class=\"_ _0\"></span>gnificat<span class=\"_ _0\"></span>if sur l\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n des sinis<span class=\"_ _0\"></span>tres. Ag<span class=\"_ _0\"></span>eas suit de pr<span class=\"_ _0\"></span>\u00e8s tous les</div>\n<div class=\"t m0 x1a h62 y980 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">aspects <span class=\"_ _0\"></span>de l\u2019act<span class=\"_ _0\"></span>ivit\u00e9 d<span class=\"_ _0\"></span>ans ces <span class=\"_ _0\"></span>conditi<span class=\"_ _0\"></span>ons d\u2019i<span class=\"_ _0\"></span>nflatio<span class=\"_ _0\"></span>n volat<span class=\"_ _0\"></span>ile sur l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y981 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9.<span class=\"_ _0\"></span> Le Grou<span class=\"_ _0\"></span>pe antic<span class=\"_ _0\"></span>ipe les<span class=\"_ _0\"></span> impact<span class=\"_ _0\"></span>s sur so<span class=\"_ _0\"></span>n r\u00e9sult<span class=\"_ _0\"></span>at et ti<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y982 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">en pa<span class=\"wseb\">rtic<span class=\"_ _0\"></span>ulier des<span class=\"_ _0\"></span> facteu<span class=\"_ _0\"></span>rs suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> :  </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">Risque de r\u00e9serv<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span>impact de l\u2019inflat<span class=\"_ _0\"></span>ion \u00e9lev<span class=\"_ _0\"></span>\u00e9e sur les s<span class=\"_ _0\"></span>inistre<span class=\"_ _0\"></span>s en </span></span></div>\n<div class=\"t m0 x133 h62 y984 ff146 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y985 ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">Risque de prime</span><span class=\"ff146\"> : <span class=\"lsdc wse9\">besoin acc<span class=\"_ _0\"></span>ru d\u2019agil<span class=\"_ _0\"></span>it\u00e9 de l\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e (la vitess<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 y986 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de prise de d\u00e9<span class=\"_ _0\"></span>cisio<span class=\"_ _0\"></span>ns est de plus en p<span class=\"_ _0\"></span>lus cruci<span class=\"_ _0\"></span>ale, par ex<span class=\"_ _0\"></span>emple en</div>\n<div class=\"t m0 x133 h62 y987 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">mati\u00e8re d<span class=\"lsde wseb\">e r\u00e9vision des tarifs<span class=\"_ _3\"></span>, mais aussi<span class=\"_ _3\"></span> l\u2019agilit\u00e9 d<span class=\"_ _3\"></span>es domaines<span class=\"_ _3\"></span> cl\u00e9s </span></div>\n<div class=\"t m0 x133 h62 y988 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">comme Pro<span class=\"_ _0\"></span>duct, Com<span class=\"_ _0\"></span>mercial<span class=\"_ _0\"></span> &amp; Sales, ...<span class=\"_ _0\"></span>). Les cond<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> volatile<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x133 h62 y989 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pourrai<span class=\"_ _0\"></span>ent intens<span class=\"_ _0\"></span>ifier la c<span class=\"_ _0\"></span>oncurre<span class=\"_ _0\"></span>nce pour les p<span class=\"_ _0\"></span>arts de marc<span class=\"_ _0\"></span>h\u00e9. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98a ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsdc wse9\">Impacts sur le pou<span class=\"_ _0\"></span>voir d\u2019ach<span class=\"_ _0\"></span>at financ<span class=\"_ _0\"></span>ier des m\u00e9n<span class=\"_ _0\"></span>ages.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y98b ff148 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff149\"> <span class=\"_ _41\"> </span><span class=\"ff146 lsde wsea\">Pr<span class=\"_ _3\"></span>obabili<span class=\"lsdc wse9\">t\u00e9 accrue de fra<span class=\"_ _0\"></span>ude (y compr<span class=\"_ _0\"></span>is cyber cr<span class=\"_ _0\"></span>iminalit<span class=\"_ _0\"></span>\u00e9). <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e yb0f ff14a fs43 fc1e sc0 lsf0 ws10c\" style=\"z-index: 15;\">IFRS 9/17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y98d ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Les nouv<span class=\"_ _0\"></span>elles no<span class=\"_ _0\"></span>rmes c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>es intro<span class=\"_ _0\"></span>duisent<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain no<span class=\"_ _0\"></span>mbre de</div>\n<div class=\"t m0 x1a h62 y98e ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">risques d\u2019<span class=\"_ _0\"></span>ex\u00e9cut<span class=\"_ _0\"></span>ion li\u00e9s \u00e0 l\u2019i<span class=\"_ _0\"></span>nterpr\u00e9t<span class=\"_ _0\"></span>ation et<span class=\"_ _0\"></span> \u00e0 la mise en \u0153uvr<span class=\"_ _0\"></span>e des</div>\n<div class=\"t m0 x1a h62 yb10 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">normes IFRS<span class=\"_ _3\"></span> 9/17. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb11 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb12 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">M\u00eame si d\u2019<span class=\"_ _3\"></span>excellents <span class=\"_ _3\"></span>progr\u00e8s on<span class=\"_ _3\"></span>t \u00e9t\u00e9 a<span class=\"lsdc wse9\">ccomplis et si a<span class=\"_ _0\"></span>ucun prob<span class=\"_ _0\"></span>l\u00e8me </span></div>\n<div class=\"t m0 x1a h62 yb13 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">signifi<span class=\"_ _0\"></span>catif n\u2019a \u00e9t<span class=\"_ _0\"></span>\u00e9 signal<span class=\"_ _0\"></span>\u00e9 par les audit<span class=\"_ _0\"></span>eurs ext<span class=\"_ _0\"></span>ernes, Ag<span class=\"_ _0\"></span>eas adopt<span class=\"_ _0\"></span>e une</div>\n<div class=\"t m0 x1a h62 yb14 ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">approche pruden<span class=\"_ _3\"></span>te afin de suivre<span class=\"_ _3\"></span> de pr\u00e8s l\u2019ex\u00e9cu<span class=\"_ _3\"></span>tion des normes IFRS<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yb15 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">9/17 co<span class=\"_ _0\"></span>mme un ri<span class=\"_ _0\"></span>sque cl<span class=\"_ _0\"></span>\u00e9 \u00e9tant <span class=\"_ _0\"></span>donn\u00e9 les<span class=\"_ _0\"></span> capacit<span class=\"_ _0\"></span>\u00e9s en <span class=\"_ _0\"></span>ressourc<span class=\"_ _0\"></span>es et</div>\n<div class=\"t m0 x1a h62 yb16 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019alignement<span class=\"_ _3\"></span> de<span class=\"lsfe ws12d\">s joint<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">ventures<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e yeaf ff14a fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Mouvements v<span class=\"_ _3\"></span>olatils/d\u00e9favor<span class=\"_ _3\"></span>ables du m<span class=\"_ _3\"></span>arch\u00e9 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yeb0 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Outre le<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> \u00e0 moye<span class=\"_ _0\"></span>n terme (<span class=\"_ _0\"></span>par ex.<span class=\"_ _0\"></span> tensi<span class=\"_ _0\"></span>ons comm<span class=\"_ _0\"></span>ercial<span class=\"_ _0\"></span>es post<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 yeb1 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Brexit e<span class=\"_ _0\"></span>ntre l\u2019UE et<span class=\"_ _0\"></span> le Royaume<span class=\"ls0 ws0\">-</span>Uni<span class=\"_ _0\"></span>, tensio<span class=\"_ _0\"></span>ns entre les \u00c9<span class=\"_ _0\"></span>tats<span class=\"ls0 ws0\">-</span>Unis et la</div>\n<div class=\"t m0 x1a h62 yeb2 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Chine, guerre<span class=\"_ _3\"></span> russo<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ukrain<span class=\"_ _0\"></span>ienne...<span class=\"_ _0\"></span>), les effe<span class=\"_ _0\"></span>ts r\u00e9si<span class=\"lsde wsea\">duels<span class=\"ls0 ws0\"> </span></span>de la pand\u00e9<span class=\"_ _0\"></span>mie, </span></span></div>\n<div class=\"t m0 x1a h62 yeb3 ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">en conjon<span class=\"_ _3\"></span>ction avec de<span class=\"_ _3\"></span>s mouvement<span class=\"_ _3\"></span>s volatils <span class=\"_ _3\"></span>du march\u00e9, en<span class=\"_ _3\"></span>tra\u00eenent de<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 yeb4 ff146 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">impact <span class=\"_ _0\"></span>n\u00e9gatif<span class=\"_ _0\"></span>s potent<span class=\"_ _0\"></span>iels sur <span class=\"_ _0\"></span>les b\u00e9n<span class=\"_ _0\"></span>\u00e9fices,<span class=\"_ _0\"></span> la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 et la li<span class=\"_ _0\"></span>quidit<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye0d ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye0e ff146 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas suit ce ri<span class=\"_ _3\"></span>sque de pr\u00e8s par de<span class=\"_ _3\"></span>s processus r\u00e9gul<span class=\"_ _3\"></span>iers de contr\u00f4le</div>\n<div class=\"t m0 x1a h62 ye0f ff146 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">suivis d\u2019un<span class=\"_ _3\"></span> repo<span class=\"wsfa\">rting ain<span class=\"_ _3\"></span>si que par le biai<span class=\"_ _3\"></span>s de ses organes de<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 ye10 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">gouver<span class=\"_ _0\"></span>nance tels<span class=\"_ _0\"></span> que l'Inves<span class=\"_ _0\"></span>tment Co<span class=\"_ _0\"></span>mmittee.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye11 ff146 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye12 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pour tous les<span class=\"_ _0\"></span> risques c<span class=\"_ _0\"></span>l\u00e9s, Age<span class=\"_ _0\"></span>as poss\u00e8<span class=\"_ _0\"></span>de des proces<span class=\"_ _0\"></span>sus afin d<span class=\"_ _0\"></span>e suivre</div>\n<div class=\"t m0 x1a h62 ye13 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00e8s l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n des risque<span class=\"_ _0\"></span>s et a d\u00e9fin<span class=\"_ _0\"></span>i des mesures<span class=\"_ _0\"></span> visant \u00e0 att<span class=\"_ _0\"></span>\u00e9nuer</div>\n<div class=\"t m0 x1a h62 ye14 ff146 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019expos<span class=\"_ _0\"></span>ition aux ris<span class=\"_ _0\"></span>ques.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 249px; height: 855px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff14d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.6.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Repo<span class=\"_ _3\"></span>rting sur<span class=\"_ _3\"></span> les risques<span class=\"_ _3\"></span> \u00e9mergents</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a \u00e9g<span class=\"_ _3\"></span>alement mis<span class=\"_ _3\"></span> en place u<span class=\"_ _3\"></span>n processus<span class=\"_ _3\"></span> pour les<span class=\"_ _3\"></span> risques</div>\n<div class=\"t m0 x6 h62 y8b3 ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">\u00e9mergents. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93f ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les (r\u00e9)<span class=\"_ _0\"></span>assureu<span class=\"_ _0\"></span>rs font<span class=\"_ _0\"></span> face \u00e0 un <span class=\"_ _0\"></span>niveau d<span class=\"_ _0\"></span>e chang<span class=\"_ _0\"></span>ement e<span class=\"_ _0\"></span>t d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y940 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">qui semble \u00e9vol<span class=\"_ _3\"></span>uer toujours <span class=\"lsdc wse9\">plus rapidem<span class=\"_ _0\"></span>ent. La com<span class=\"_ _0\"></span>pr\u00e9hens<span class=\"_ _0\"></span>ion de ces </span></div>\n<div class=\"t m0 x6 h62 y941 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents peut ai<span class=\"_ _0\"></span>der Agea<span class=\"_ _0\"></span>s \u00e0 explore<span class=\"_ _0\"></span>r de nouvell<span class=\"_ _0\"></span>es opport<span class=\"_ _0\"></span>unit\u00e9s<span class=\"_ _0\"></span> ou</div>\n<div class=\"t m0 x6 h62 y942 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 mettre en \u0153uvre<span class=\"_ _3\"></span> des mesures d\u2019att\u00e9n<span class=\"_ _3\"></span>uation des ri<span class=\"_ _3\"></span>sques potentiels<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y943 ff14d fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">associ<span class=\"_ _3\"></span>\u00e9s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y945 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les risques \u00e9merge<span class=\"_ _3\"></span>nts d\u00e9rivent<span class=\"_ _3\"></span> des tendances \u00e9mergente<span class=\"_ _3\"></span>s (\u00e9volutions<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y946 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>es et futur<span class=\"_ _0\"></span>es li\u00e9es \u00e0 l\u2019env<span class=\"_ _0\"></span>ironne<span class=\"_ _0\"></span>ment inte<span class=\"_ _0\"></span>rne et ext<span class=\"_ _0\"></span>erne, y comp<span class=\"_ _0\"></span>ris</div>\n<div class=\"t m0 x6 h62 y9ed ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les object<span class=\"_ _0\"></span>ifs strat<span class=\"_ _0\"></span>\u00e9gique<span class=\"_ _0\"></span>s) susce<span class=\"_ _0\"></span>ptibles de d<span class=\"_ _0\"></span>evenir un<span class=\"_ _0\"></span>e menac<span class=\"_ _0\"></span>e/un</div>\n<div class=\"t m0 x6 h62 y9ee ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque pour l\u2019ac<span class=\"_ _3\"></span>tivit\u00e9 et qui, par<span class=\"_ _3\"></span> nature, sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">incertai<span class=\"_ _0\"></span>nes et dif<span class=\"_ _0\"></span>ficil<span class=\"_ _0\"></span>es \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y9ef ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">quantifier<span class=\"_ _3\"></span>. Les risqu<span class=\"_ _3\"></span>es \u00e9mergents p<span class=\"_ _3\"></span>euvent \u00e9ga<span class=\"_ _3\"></span>lement inclure<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x6 h62 y9f0 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tendanc<span class=\"_ _0\"></span>es qui ne sont<span class=\"_ _0\"></span> pas encor<span class=\"_ _0\"></span>e bien comp<span class=\"_ _0\"></span>rises (et qu<span class=\"_ _0\"></span>i finale<span class=\"_ _0\"></span>ment,</div>\n<div class=\"t m0 x6 h62 y9f1 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">moyennant de meill<span class=\"_ _3\"></span>eures connaiss<span class=\"_ _3\"></span>ances, pourraie<span class=\"_ _3\"></span>nt se transformer en<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9f2 ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">opportunit\u00e9s)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Group Stra<span class=\"_ _3\"></span><span class=\"lsdc wse9\">tegy dis<span class=\"_ _0\"></span>pose d'un pr<span class=\"_ _0\"></span>ocessus<span class=\"_ _0\"></span> Horizon Sc<span class=\"_ _0\"></span>an bien \u00e9t<span class=\"_ _0\"></span>abli qui </span></div>\n<div class=\"t m0 x6 h62 y9f5 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attribu<span class=\"_ _0\"></span>e une note aux t<span class=\"_ _0\"></span>endanc<span class=\"_ _0\"></span>es \u00e9merge<span class=\"_ _0\"></span>nts sur la bas<span class=\"_ _0\"></span>e d\u2019une an<span class=\"_ _0\"></span>alyse</div>\n<div class=\"t m0 x6 h62 y9f6 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">par l\u2019int<span class=\"_ _0\"></span>ellige<span class=\"_ _0\"></span>nce art<span class=\"_ _0\"></span>ificiel<span class=\"_ _0\"></span>le et de l<span class=\"_ _0\"></span>\u2019avis des<span class=\"_ _0\"></span> collab<span class=\"_ _0\"></span>orateur<span class=\"_ _0\"></span>s de l\u2019e<span class=\"_ _0\"></span>nsembl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f7 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Groupe d\u2019<span class=\"_ _0\"></span>Ageas (pa<span class=\"_ _0\"></span>r le biais d\u2019<span class=\"_ _0\"></span>enqu\u00eat<span class=\"_ _0\"></span>es). Le proc<span class=\"_ _0\"></span>essus Ho<span class=\"_ _0\"></span>rizon</div>\n<div class=\"t m0 x6 h62 y9f8 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Scan est<span class=\"_ _0\"></span> renforc<span class=\"_ _0\"></span>\u00e9 par u<span class=\"_ _0\"></span>n groupe <span class=\"_ _0\"></span>de trav<span class=\"_ _0\"></span>ail Think<span class=\"_ _0\"></span>2030, <span class=\"_ _0\"></span>un group<span class=\"_ _0\"></span>e ax\u00e9</div>\n<div class=\"t m0 x6 h62 y9f9 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sur la strat<span class=\"_ _0\"></span>\u00e9gie \u00e0 long te<span class=\"_ _0\"></span>rme compos<span class=\"_ _0\"></span>\u00e9 de parti<span class=\"_ _0\"></span>es prenant<span class=\"_ _0\"></span>es prove<span class=\"_ _0\"></span>nant</div>\n<div class=\"t m0 x6 h62 y9fa ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des diff\u00e9r<span class=\"_ _0\"></span>entes ent<span class=\"_ _0\"></span>it\u00e9s du Gr<span class=\"_ _0\"></span>oupe Ageas<span class=\"_ _0\"></span>. Ces com<span class=\"_ _0\"></span>posants<span class=\"_ _0\"></span> contribue<span class=\"_ _0\"></span>nt \u00e0</div>\n<div class=\"t m0 x6 h62 y9fb ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9er le rad<span class=\"_ _0\"></span>ar Horizo<span class=\"_ _0\"></span>n Scan qui d\u00e9f<span class=\"_ _0\"></span>i<span class=\"lsde wsfa\">nit les points de focali<span class=\"_ _3\"></span>sation et les </span></div>\n<div class=\"t m0 x6 h62 y9fc ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">priorit<span class=\"_ _0\"></span>\u00e9s dans le ra<span class=\"_ _0\"></span>pport Hori<span class=\"_ _0\"></span>zon Sca<span class=\"_ _0\"></span>n. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">De nombreu<span class=\"_ _3\"></span>ses sources <span class=\"_ _3\"></span>externes (rap<span class=\"_ _3\"></span>ports du <span class=\"_ _3\"></span>secteur de<span class=\"_ _3\"></span> l\u2019assurance,</div>\n<div class=\"t m0 x6 h62 y9ff ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">forums, rappor<span class=\"_ _3\"></span>ts de pairs...)<span class=\"_ _3\"></span> fournissent des<span class=\"_ _3\"></span> contributions au pro<span class=\"_ _3\"></span>cessus</div>\n<div class=\"t m0 x6 h62 ya00 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de reporting sur<span class=\"_ _3\"></span> les risques \u00e9merg<span class=\"_ _3\"></span>e<span class=\"lsdc wse9\">nts., mais<span class=\"_ _0\"></span> le rapport<span class=\"_ _0\"></span> d\u2019Horiz<span class=\"_ _0\"></span>on Scan </span></div>\n<div class=\"t m0 x6 h62 ya01 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les rapp<span class=\"_ _0\"></span>orts sur les ris<span class=\"_ _0\"></span>ques \u00e9m<span class=\"_ _0\"></span>ergents<span class=\"_ _0\"></span> des soci\u00e9t<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 ya02 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gionales/op\u00e9<span class=\"_ _3\"></span>rationnelles<span class=\"_ _3\"></span> constituent la pr<span class=\"_ _3\"></span>incipale source de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya03 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contributions<span class=\"_ _3\"></span> pour le Reporting<span class=\"_ _3\"></span> sur les risques \u00e9<span class=\"_ _3\"></span>mergents du Groupe<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya04 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya05 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas suit<span class=\"_ _3\"></span> six dimension<span class=\"_ _3\"></span>s (PESTLE) p<span class=\"_ _3\"></span>our identi<span class=\"_ _3\"></span>fier les ris<span class=\"_ _3\"></span>ques</div>\n<div class=\"t m0 x6 h62 ya06 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9merge<span class=\"_ _0\"></span>nts possib<span class=\"_ _0\"></span>les, cr\u00e9a<span class=\"_ _0\"></span>nt ainsi un li<span class=\"_ _0\"></span>en clair av<span class=\"_ _0\"></span>ec sa strat\u00e9<span class=\"_ _0\"></span>gie (la</div>\n<div class=\"t m0 x6 h62 ya07 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plupart d<span class=\"_ _0\"></span>u temps, ces di<span class=\"_ _0\"></span>x dimens<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> inextric<span class=\"_ _0\"></span>ablem<span class=\"_ _0\"></span>ent li\u00e9es)<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 ya08 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsfe ws11a\">Po<span class=\"_ _3\"></span>litique</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya09 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">\u00c9<span class=\"_ _3\"></span>conomique</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0a ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">So<span class=\"_ _3\"></span>cial</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">T<span class=\"_ _3\"></span>echnologique</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0c ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">L<span class=\"_ _3\"></span>\u00e9gal</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0d ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">En<span class=\"_ _3\"></span>vironnemental</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya0e ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya0f ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a mis a<span class=\"_ _0\"></span>u point une m\u00e9t<span class=\"_ _0\"></span>hodolo<span class=\"_ _0\"></span>gie de notat<span class=\"_ _0\"></span>ion des ri<span class=\"_ _0\"></span>sques</div>\n<div class=\"t m0 x6 h62 ya10 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9merge<span class=\"_ _0\"></span>nts utilis<span class=\"_ _0\"></span>ant des crit<span class=\"_ _0\"></span>\u00e8res de prox<span class=\"_ _0\"></span>imit\u00e9 et d\u2019<span class=\"_ _0\"></span>impact<span class=\"_ _0\"></span> pour d\u00e9fini<span class=\"_ _0\"></span>r la</div>\n<div class=\"t m0 x6 h62 ya11 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">marche \u00e0 su<span class=\"_ _0\"></span>ivre la plus in<span class=\"_ _0\"></span>diqu\u00e9<span class=\"_ _0\"></span>e. Les diff\u00e9<span class=\"_ _0\"></span>rentes te<span class=\"_ _0\"></span>ndances pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>ntes</div>\n<div class=\"t m0 x6 h62 ya12 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et les risques<span class=\"_ _3\"></span> correspondants son<span class=\"_ _3\"></span>t \u00e9valu\u00e9s de mani\u00e8re<span class=\"_ _3\"></span> \u00e0 d\u00e9termi<span class=\"lsdc wse9\">ner la </span></div>\n<div class=\"t m0 x6 h62 ya13 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9acti<span class=\"_ _0\"></span>on de la direc<span class=\"_ _0\"></span>tion et clas<span class=\"_ _0\"></span>s\u00e9es dans t<span class=\"_ _0\"></span>rois cat\u00e9<span class=\"_ _0\"></span>gories pa<span class=\"_ _0\"></span>r ordre de</div>\n<div class=\"t m0 x6 h62 ya14 ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">priorit\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 ya15 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsf3 ws10c\">A<span class=\"_ _3\"></span>CT </span><span class=\"ff14d\">-<span class=\"_ _3\"></span> <span class=\"lsde wseb\">risque<span class=\"_ _3\"></span>s que l\u2019organ<span class=\"_ _3\"></span>isation doi<span class=\"_ _3\"></span>t att\u00e9nuer</span> </span></span></div>\n<div class=\"t m0 x6 h62 ya16 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">A<span class=\"_ _3\"></span>NALYSE </span><span class=\"ff14d\">-<span class=\"_ _3\"></span> <span class=\"lsde wseb\">risques <span class=\"_ _3\"></span>qui n\u00e9ces<span class=\"_ _3\"></span>sitent une ana<span class=\"_ _3\"></span>lyse plus <span class=\"_ _3\"></span>pouss\u00e9e </span></span></span></div>\n<div class=\"t m0 x5c h62 ya17 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(incert<span class=\"_ _0\"></span>itude \u00e9le<span class=\"_ _0\"></span>v\u00e9e ou risqu<span class=\"_ _0\"></span>es menti<span class=\"_ _0\"></span>onn\u00e9s fr\u00e9<span class=\"_ _0\"></span>quemme<span class=\"_ _0\"></span>nt par de<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x5c h62 ya18 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sources ext<span class=\"_ _3\"></span>ernes et do<span class=\"_ _3\"></span>nt l\u2019impa<span class=\"_ _3\"></span>ct pour l\u2019o<span class=\"_ _3\"></span>rganisation<span class=\"_ _3\"></span> est diffi<span class=\"_ _3\"></span>cile \u00e0</div>\n<div class=\"t m0 x5c h62 ya19 ff14d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9valuer<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ycd3 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsea\">AW<span class=\"_ _3\"></span>ARE </span><span class=\"ff14d\">- <span class=\"_ _3\"></span><span class=\"lsdc wse9\">risques que l\u2019<span class=\"_ _0\"></span>organi<span class=\"_ _0\"></span>sation do<span class=\"_ _0\"></span>it tenir \u00e0 l\u2019\u0153<span class=\"_ _0\"></span>il<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 ycd4 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y11e2 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le rapport<span class=\"_ _0\"></span> annuel su<span class=\"_ _0\"></span>r les risqu<span class=\"_ _0\"></span>es \u00e9merge<span class=\"_ _0\"></span>nts du Group<span class=\"_ _0\"></span>e est pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9</div>\n<div class=\"t m0 x6 h62 y11e3 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">aux organe<span class=\"_ _3\"></span>s charg\u00e9s d<span class=\"_ _3\"></span>e la gou<span class=\"_ _3\"></span>vernance du ri<span class=\"_ _3\"></span>sque, y c<span class=\"_ _3\"></span>ompris au<span class=\"_ _3\"></span> Conseil</div>\n<div class=\"t m0 x1a h62 y11e4 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on. Les me<span class=\"_ _0\"></span>sures pri<span class=\"_ _0\"></span>ses et l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n des risque<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y11e5 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9merge<span class=\"_ _0\"></span>nts font ens<span class=\"_ _0\"></span>uite l\u2019obj<span class=\"_ _0\"></span>et d\u2019un su<span class=\"_ _0\"></span>ivi trimes<span class=\"_ _0\"></span>triel da<span class=\"_ _0\"></span>ns le cadre du</div>\n<div class=\"t m0 x1a h62 y11e6 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rapport du<span class=\"_ _3\"></span> Groupe sur<span class=\"_ _3\"></span> les prin<span class=\"_ _3\"></span>cipaux risque<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11e7 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11e8 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le radar des<span class=\"_ _0\"></span> risques \u00e9m<span class=\"_ _0\"></span>ergent<span class=\"_ _0\"></span>s du Grou<span class=\"_ _0\"></span>pe de 2022 ref<span class=\"_ _0\"></span>l\u00e8te<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">de mani\u00e8re </span></span></div>\n<div class=\"t m0 x1a h62 y11e9 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>e les dom<span class=\"_ _0\"></span>aines c<span class=\"_ _0\"></span>onsid\u00e9r<span class=\"_ _0\"></span>\u00e9s comm<span class=\"_ _0\"></span>e les plu<span class=\"_ _0\"></span>s perti<span class=\"_ _0\"></span>nents po<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x1a h62 y11ea ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">secteur a<span class=\"_ _0\"></span>insi que pou<span class=\"_ _0\"></span>r la strat<span class=\"_ _0\"></span>\u00e9gie, les bus<span class=\"_ _0\"></span>iness lin<span class=\"_ _0\"></span>es et le mod\u00e8l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y11eb ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11ec ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11ed ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Par comparai<span class=\"_ _3\"></span>son avec 20<span class=\"_ _3\"></span>21, les tenda<span class=\"_ _3\"></span>nces \u00e9mergen<span class=\"_ _3\"></span>tes et le<span class=\"_ _3\"></span>s risques</div>\n<div class=\"t m0 x1a h62 y11ee ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">int\u00e9gr\u00e9s dan<span class=\"_ _3\"></span>s les act<span class=\"_ _3\"></span>ivit\u00e9s or<span class=\"lsdc wse9\">dinaires et/ou l<span class=\"_ _0\"></span>a strat\u00e9<span class=\"_ _0\"></span>gie ont \u00e9t\u00e9 ret<span class=\"_ _0\"></span>ir\u00e9s du </span></div>\n<div class=\"t m0 x1a h62 y11ef ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">radar. D<span class=\"_ _0\"></span>ans les <span class=\"_ _0\"></span>cas o\u00f9 c<span class=\"_ _0\"></span>es tenda<span class=\"_ _0\"></span>nces se s<span class=\"_ _0\"></span>ont co<span class=\"_ _0\"></span>ncr\u00e9tis<span class=\"_ _0\"></span>\u00e9es com<span class=\"_ _0\"></span>me des</div>\n<div class=\"t m0 x1a h62 y11f0 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques cl<span class=\"_ _3\"></span>\u00e9s, elles s<span class=\"_ _3\"></span>ont signa<span class=\"_ _3\"></span>l\u00e9es et su<span class=\"_ _3\"></span>ivies par l<span class=\"_ _3\"></span>e biais du<span class=\"_ _3\"></span> rapport du<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y11f1 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Groupe sur<span class=\"_ _3\"></span> les princ<span class=\"_ _3\"></span>ipaux risque<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11f2 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11f3 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Fin 2022,<span class=\"_ _0\"></span> les princi<span class=\"_ _0\"></span>paux ris<span class=\"_ _0\"></span>ques \u00e9mer<span class=\"_ _0\"></span>gents (p<span class=\"_ _0\"></span>roximit<span class=\"_ _0\"></span>\u00e9 \u00e9lev\u00e9e, im<span class=\"_ _0\"></span>pact</div>\n<div class=\"t m0 x1a h62 y11f4 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mod\u00e9r\u00e9 \u00e0 \u00e9<span class=\"_ _3\"></span>lev\u00e9) pour<span class=\"_ _3\"></span> Ageas son<span class=\"_ _3\"></span>t les suiv<span class=\"_ _3\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y11f5 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsdc wse8\">Instabilit\u00e9 <span class=\"lsde wsfa\">g\u00e9opolitique / confli<span class=\"_ _3\"></span>ts commerciaux</span></span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x1a h62 y11f6 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsdc wse9\">Technologies de c<span class=\"_ _0\"></span>onduit<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y11f7 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wseb\">N<span class=\"_ _3\"></span>ouveaux besoi<span class=\"_ _3\"></span>ns &amp; atten<span class=\"_ _3\"></span>tes des clien<span class=\"_ _3\"></span>ts</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x1a h62 y11f8 ff14f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff150\"> <span class=\"_ _41\"> </span><span class=\"ff14d lsde wsfa\">R<span class=\"_ _3\"></span>obotique / IA /<span class=\"_ _3\"></span> Technologie</span><span class=\"ff14d\"> </span></span></div>\n<div class=\"t m0 x1a h7e y11f9 ff151 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Instabi<span class=\"_ _0\"></span>lit\u00e9 g\u00e9o<span class=\"_ _0\"></span>politiqu<span class=\"_ _0\"></span>e / conflits c<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>iaux <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y11fa ff151 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">(cat\u00e9gorie PE<span class=\"_ _3\"></span>STLE \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">P<span class=\"_ _3\"></span>olitique<span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y11fb ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019insta<span class=\"_ _0\"></span>bilit\u00e9 et l<span class=\"_ _0\"></span>es incertit<span class=\"_ _0\"></span>udes pol<span class=\"_ _0\"></span>itiques<span class=\"_ _0\"></span> s\u2019intens<span class=\"_ _0\"></span>ifient d<span class=\"_ _0\"></span>ans le mond<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y11fc ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entier. A<span class=\"_ _0\"></span>pr\u00e8s la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\">-</span>19, de nom<span class=\"_ _0\"></span>breuses \u00e9c<span class=\"_ _0\"></span>onomies<span class=\"_ _0\"></span> ont</div>\n<div class=\"t m0 x1a h62 y11fd ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rebondi, les<span class=\"_ _3\"></span> \u00e9changes commerciaux<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">se sont r<span class=\"_ _0\"></span>\u00e9tablis<span class=\"_ _0\"></span> et les ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y11fe ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont reve<span class=\"_ _0\"></span>nues \u00e0 la nor<span class=\"_ _0\"></span>male dans le m<span class=\"_ _0\"></span>onde ent<span class=\"_ _0\"></span>ier. M\u00eame<span class=\"_ _0\"></span> avant le conf<span class=\"_ _0\"></span>lit</div>\n<div class=\"t m0 x1a h62 y11ff ff14d fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">russo<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"lsdc\">ukrainien,<span class=\"_ _0\"></span> les prix<span class=\"_ _0\"></span> de l\u2019\u00e9n<span class=\"_ _0\"></span>ergie <span class=\"_ _0\"></span>\u00e9taient e<span class=\"_ _0\"></span>n hauss<span class=\"_ _0\"></span>e (probl<span class=\"_ _0\"></span>\u00e8mes n<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x1a h62 y1200 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9solus da<span class=\"_ _0\"></span>ns les cha\u00ee<span class=\"_ _0\"></span>nes d\u2019ap<span class=\"_ _0\"></span>provis<span class=\"_ _0\"></span>ionneme<span class=\"_ _0\"></span>nt). L\u2019inv<span class=\"_ _0\"></span>asion de l<span class=\"_ _0\"></span>\u2019Ukrain<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1201 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">a tou<span class=\"lsde wsfa\">tefois engendr\u00e9 de nouveaux<span class=\"_ _3\"></span> conflits commerciau<span class=\"_ _3\"></span>x internationau<span class=\"_ _3\"></span>x </span></div>\n<div class=\"t m0 x1a h62 y1202 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">et des ten<span class=\"_ _3\"></span>sions g\u00e9opol<span class=\"_ _3\"></span>itiques. Le<span class=\"_ _3\"></span>s pays, \u00c9<span class=\"_ _3\"></span>tats et en<span class=\"_ _3\"></span>treprises <span class=\"_ _3\"></span>\u00e9valuent</div>\n<div class=\"t m0 x1a h62 y1203 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les domaine<span class=\"_ _3\"></span>s dans lesque<span class=\"_ _3\"></span>ls ils d<span class=\"_ _3\"></span>\u00e9pendent d<span class=\"_ _3\"></span>\u2019un pays/par<span class=\"_ _3\"></span>tenaire donn\u00e9<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x1a h62 y1204 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">examine<span class=\"_ _0\"></span>nt les m<span class=\"_ _0\"></span>oyens de s<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9tac<span class=\"_ _0\"></span>her<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb ou de r\u00e9<span class=\"_ _3\"></span>du<span class=\"lsdc\">ire leur </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1205 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9pendance e<span class=\"_ _3\"></span>nvers ces pa<span class=\"_ _3\"></span>ys/partenaire<span class=\"_ _3\"></span>s (par ex.<span class=\"_ _3\"></span> onshoring,</div>\n<div class=\"t m0 x1a h62 y1206 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n, etc.). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1207 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1208 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'inflat<span class=\"_ _0\"></span>ion \u00e9lev<span class=\"_ _0\"></span>\u00e9e, les tau<span class=\"_ _0\"></span>x d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat en hauss<span class=\"_ _0\"></span>e et l\u2019incert<span class=\"_ _0\"></span>itude d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1209 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consom<span class=\"_ _0\"></span>mateurs af<span class=\"_ _0\"></span>fectent<span class=\"_ _0\"></span> les \u00e9cono<span class=\"_ _0\"></span>mies d\u2019E<span class=\"_ _0\"></span>urope, d\u2019<span class=\"_ _0\"></span>Asie orie<span class=\"_ _0\"></span>ntale et</div>\n<div class=\"t m0 x1a h62 y120a ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Asie du S<span class=\"_ _0\"></span>ud<span class=\"ls0 ws0\">-<span class=\"lsf0 ws10c\">Est. Qu\u2019un</span></span>e r\u00e9cession (<span class=\"_ _0\"></span>voire une d<span class=\"_ _0\"></span>\u00e9press<span class=\"_ _0\"></span>ion) soit ou n<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y120b ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 nos por<span class=\"_ _3\"></span>tes, il <span class=\"_ _3\"></span>est incontesta<span class=\"_ _3\"></span>ble qu\u2019une<span class=\"_ _3\"></span> p\u00e9riode di<span class=\"_ _3\"></span>fficile marq<span class=\"_ _3\"></span>u\u00e9e par u<span class=\"_ _3\"></span>n</div>\n<div class=\"t m0 x1a h62 y120c ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manque d<span class=\"_ _0\"></span>e confianc<span class=\"_ _0\"></span>e nous atte<span class=\"_ _0\"></span>nd. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y120d ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y120e ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les grandes ten<span class=\"_ _3\"></span>dances d\u00e9mographiqu<span class=\"_ _3\"></span>es, environnementa<span class=\"_ _3\"></span>les et</div>\n<div class=\"t m0 x1a h62 y120f ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>ques v<span class=\"_ _0\"></span>ont prob<span class=\"_ _0\"></span>ablement<span class=\"_ _0\"></span> conti<span class=\"_ _0\"></span>nuer <span class=\"wse9\">de pro<span class=\"_ _0\"></span>voquer de<span class=\"_ _0\"></span>s migrati<span class=\"_ _0\"></span>ons </span></div>\n<div class=\"t m0 x1a h62 y1210 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au cours de la d\u00e9<span class=\"_ _0\"></span>cenni<span class=\"_ _0\"></span>e \u00e0 venir, ce q<span class=\"_ _0\"></span>ui pourrait<span class=\"_ _0\"></span> \u00e9galem<span class=\"_ _0\"></span>ent contri<span class=\"_ _0\"></span>buer \u00e0</div>\n<div class=\"t m0 x1a h62 y1211 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019instabilit<span class=\"_ _3\"></span>\u00e9 politique <span class=\"_ _3\"></span>des pays<span class=\"_ _3\"></span> concern\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1212 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les flux<span class=\"_ _3\"></span> migratoires <span class=\"_ _3\"></span>accrus dan<span class=\"_ _3\"></span>s certains pa<span class=\"_ _3\"></span>ys europ\u00e9en<span class=\"_ _3\"></span>s pourraien<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y1213 ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">intensi<span class=\"_ _0\"></span>fier les t<span class=\"_ _0\"></span>ension<span class=\"_ _0\"></span>s socia<span class=\"_ _0\"></span>les. \u00c9ta<span class=\"_ _0\"></span>nt do<span class=\"lsde wsfa\">nn\u00e9 que la crise des migrations<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1214 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est l\u2019une d<span class=\"_ _0\"></span>es causes de l<span class=\"_ _0\"></span>\u2019essor d<span class=\"_ _0\"></span>es politi<span class=\"_ _0\"></span>ques iden<span class=\"_ _0\"></span>titaire<span class=\"_ _0\"></span>s, les parti<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y1215 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nationa<span class=\"_ _0\"></span>listes et p<span class=\"_ _0\"></span>opulist<span class=\"_ _0\"></span>es sembl<span class=\"_ _0\"></span>ent de plus en pl<span class=\"_ _0\"></span>us occupe<span class=\"_ _0\"></span>r le devant<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1216 ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de la s<span class=\"_ _3\"></span>c\u00e8ne dans de <span class=\"_ _3\"></span>nombreux pay<span class=\"_ _3\"></span>s europ\u00e9ens<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1217 ff14d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1218 ff14d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les cons\u00e9quen<span class=\"_ _3\"></span>ces du conflit rus<span class=\"_ _3\"></span>so<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">ukrainie<span class=\"_ _0\"></span>n sont notam<span class=\"_ _0\"></span>ment l\u2019im<span class=\"_ _0\"></span>pact </span></span></div>\n<div class=\"t m0 x1a h62 y1219 ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce des pays<span class=\"_ _0\"></span>, l'afflu<span class=\"_ _0\"></span>x de r\u00e9fugi<span class=\"_ _0\"></span>\u00e9s, la r\u00e9vis<span class=\"_ _0\"></span>ion \u00e0 la</div>\n<div class=\"t m0 x1a h62 y121a ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">baisse des<span class=\"_ _0\"></span> ambitio<span class=\"_ _0\"></span>ns en mati\u00e8<span class=\"_ _0\"></span>re de trans<span class=\"_ _0\"></span>ition \u00e9c<span class=\"_ _0\"></span>ologiqu<span class=\"_ _0\"></span>e, la</div>\n<div class=\"t m0 x1a h62 y121b ff14d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9stabilisat<span class=\"_ _3\"></span>ion des p<span class=\"_ _3\"></span>ays vuln\u00e9rabl<span class=\"_ _3\"></span>es (MENA, B<span class=\"_ _3\"></span>alkans occiden<span class=\"_ _3\"></span>taux). Les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y121c ff14d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">craint<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>erna<span class=\"lsde\">nt l\u2019envergure de<span class=\"_ _3\"></span>s attaques<span class=\"_ _3\"></span> incitent le<span class=\"_ _3\"></span>s (r\u00e9<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">)assureurs </span></span></div>\n<div class=\"t m0 x1a h62 y121d ff14d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 recherch<span class=\"_ _0\"></span>er de mani<span class=\"_ _0\"></span>\u00e8re plus pro<span class=\"_ _0\"></span>active de<span class=\"_ _0\"></span>s mani\u00e8<span class=\"_ _0\"></span>res d\u2019att<span class=\"_ _0\"></span>\u00e9nuer les</div>\n<div class=\"t m0 x1a h62 y121e ff14d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La Chin<span class=\"_ _0\"></span>e pourrai<span class=\"_ _0\"></span>t \u00eatre l<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">b\u00e9n\u00e9ficiaire</span> <span class=\"_ _3\"></span></span><span class=\"wse9\">\u00bb ultime de ce con<span class=\"_ _0\"></span>flit en </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">absorbant la<span class=\"_ _3\"></span> meilleure<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"lsdc\">partie de <span class=\"_ _0\"></span>l\u2019\u00e9con<span class=\"_ _0\"></span>omie russ<span class=\"_ _0\"></span>e (p\u00e9t<span class=\"_ _0\"></span>role et g<span class=\"_ _0\"></span>az, bl\u00e9, </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9quipements<span class=\"_ _3\"></span> militaires)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93f ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les sc\u00e9nario<span class=\"_ _3\"></span>s de risque et les me<span class=\"_ _3\"></span>sures d\u2019att\u00e9nua<span class=\"_ _3\"></span>tion correspondan<span class=\"_ _3\"></span>tes</div>\n<div class=\"t m0 x6 h62 y940 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">font l\u2019obj<span class=\"_ _3\"></span>et d\u2019un <span class=\"_ _3\"></span>suivi au niv<span class=\"_ _3\"></span>eau du Conseil<span class=\"_ _3\"></span> d\u2019Adminis<span class=\"_ _3\"></span>tration. Le<span class=\"_ _3\"></span> Rapport</div>\n<div class=\"t m0 x6 h62 y941 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur les r<span class=\"_ _3\"></span>isques princi<span class=\"_ _3\"></span>paux du Grou<span class=\"_ _3\"></span>pe<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">assure \u00e9galem<span class=\"_ _0\"></span>ent un suiv<span class=\"_ _0\"></span>i de ces </span></span></div>\n<div class=\"t m0 x6 h62 y942 ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion g\u00e9<span class=\"_ _0\"></span>opolitiq<span class=\"_ _0\"></span>ue \u00e9cha<span class=\"_ _0\"></span>ppe au c<span class=\"_ _0\"></span>ontr\u00f4l<span class=\"_ _0\"></span>e d\u2019Ag<span class=\"_ _0\"></span>eas,</div>\n<div class=\"t m0 x6 h62 y945 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mais le Grou<span class=\"_ _0\"></span>pe Ageas et se<span class=\"_ _0\"></span>s entit\u00e9<span class=\"_ _0\"></span>s locales co<span class=\"_ _0\"></span>ntinuent<span class=\"_ _0\"></span> de suivre de</div>\n<div class=\"t m0 x6 h62 y946 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pr\u00e8s l\u2019\u00e9vol<span class=\"_ _3\"></span>ution des c<span class=\"_ _3\"></span>onflits g\u00e9<span class=\"_ _3\"></span>opolitiques <span class=\"_ _3\"></span>et de l\u2019i<span class=\"_ _3\"></span>nstabilit\u00e9 ain<span class=\"_ _3\"></span>si que<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">les </span></span></div>\n<div class=\"t m0 x6 h62 y9ed ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impacts q<span class=\"_ _0\"></span>ui en d\u00e9coul<span class=\"_ _0\"></span>ent sur l\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>se et la strat<span class=\"_ _0\"></span>\u00e9gie afin d<span class=\"_ _0\"></span>e pr\u00e9par<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x6 h62 y9ee ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des plans de r<span class=\"_ _0\"></span>\u00e9action s<span class=\"_ _0\"></span>elon les be<span class=\"_ _0\"></span>soins. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y949 ff154 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Technologie <span class=\"_ _3\"></span>de conduit<span class=\"_ _3\"></span>e (cat\u00e9gorie<span class=\"_ _3\"></span> PESTLE<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsea\">Technolog<span class=\"_ _3\"></span>ique)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y94a ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les avanc<span class=\"_ _0\"></span>\u00e9es tec<span class=\"_ _0\"></span>hnolog<span class=\"_ _0\"></span>iques s<span class=\"_ _0\"></span>ont en<span class=\"_ _0\"></span> train de <span class=\"_ _0\"></span>red\u00e9fin<span class=\"_ _0\"></span>ir la ma<span class=\"_ _0\"></span>ni\u00e8re so<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y94b ff152 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">nous<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">poss\u00e9dons et conduiso<span class=\"_ _3\"></span>ns nos voitures. Le<span class=\"_ _3\"></span> lancement de </span></span></div>\n<div class=\"t m0 x6 h62 y94c ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">technologies va<span class=\"_ _3\"></span> probablement<span class=\"_ _3\"></span> entra\u00eener un essor<span class=\"_ _3\"></span> des v\u00e9hicules</div>\n<div class=\"t m0 x6 h62 y9a6 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">partiellemen<span class=\"_ _3\"></span>t autonomes, et fi<span class=\"_ _3\"></span>nalement enti\u00e8rem<span class=\"_ _3\"></span>ent autonomes<span class=\"_ _3\"></span>, sur nos</div>\n<div class=\"t m0 x6 h62 y9a7 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">routes. Ce<span class=\"_ _0\"></span>la devrai<span class=\"_ _0\"></span>t avoir un im<span class=\"_ _0\"></span>pact maje<span class=\"_ _0\"></span>ur sur le sect<span class=\"_ _0\"></span>eur de</div>\n<div class=\"t m0 x6 h62 y9a8 ff152 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">l\u2019as<span class=\"_ _3\"></span>sur<span class=\"lsde\">ance,<span class=\"_ _3\"></span> en particuli<span class=\"_ _3\"></span>er en ce<span class=\"_ _3\"></span> qui concerne<span class=\"_ _3\"></span> l\u2019\u00e9volution <span class=\"_ _3\"></span>probable <span class=\"_ _3\"></span>de la </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fr\u00e9quen<span class=\"_ _0\"></span>ce et du co\u00fbt<span class=\"_ _0\"></span> des sinistr<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9aa ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ab ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les nouveaux di<span class=\"_ _3\"></span>spositifs de s\u00e9curi<span class=\"_ _3\"></span>t\u00e9 devraient r\u00e9du<span class=\"_ _3\"></span>ire la fr\u00e9quen<span class=\"_ _3\"></span>ce des</div>\n<div class=\"t m0 x6 h62 y9ac ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es, mais le<span class=\"_ _0\"></span>s co\u00fbts de r\u00e9<span class=\"_ _0\"></span>parati<span class=\"_ _0\"></span>on et de rempl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span> de ces</div>\n<div class=\"t m0 x6 h62 y9ad ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">v\u00e9hicules do<span class=\"_ _3\"></span>t\u00e9s de dispositifs tec<span class=\"_ _3\"></span>hniques compliq<span class=\"_ _3\"></span>u\u00e9s vont</div>\n<div class=\"t m0 x6 h62 y9ae ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consid\u00e9rableme<span class=\"_ _3\"></span>nt augmenter. Ce<span class=\"_ _3\"></span>tte tendance est d\u00e9j<span class=\"_ _3\"></span>\u00e0 \u00e0 l'\u0153uvr<span class=\"lsdc wse9\">e dans le </span></div>\n<div class=\"t m0 x6 h62 yc02 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille aut<span class=\"_ _0\"></span>omobi<span class=\"_ _0\"></span>le d\u2019Age<span class=\"_ _0\"></span>as. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc03 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc04 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Parall\u00e8lemen<span class=\"_ _3\"></span>t aux avanc\u00e9e<span class=\"_ _3\"></span>s de la<span class=\"_ _3\"></span> technologie<span class=\"_ _3\"></span> proprement d<span class=\"_ _3\"></span>ite, les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yc05 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">constructeurs<span class=\"_ _3\"></span> vont \u00e9galement \u00eatre<span class=\"_ _3\"></span> en mesure de recuei<span class=\"_ _3\"></span>llir toujour<span class=\"_ _3\"></span>s plus</div>\n<div class=\"t m0 x6 h62 yc06 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de donn\u00e9es<span class=\"_ _0\"></span> pr\u00e9cie<span class=\"_ _0\"></span>uses sur les p<span class=\"_ _0\"></span>ersonnes<span class=\"_ _0\"></span> et leurs hab<span class=\"_ _0\"></span>itudes d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya45 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conduite, qu<span class=\"_ _3\"></span>i pourraien<span class=\"_ _3\"></span>t \u00eatre exp<span class=\"_ _3\"></span>loit\u00e9es pour<span class=\"_ _3\"></span> modifier <span class=\"_ _3\"></span>la dynamique</div>\n<div class=\"t m0 x6 h62 ya46 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">existant<span class=\"_ _0\"></span>e des cha\u00ee<span class=\"_ _0\"></span>nes d\u2019app<span class=\"_ _0\"></span>rovisio<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span>. Pour les as<span class=\"_ _0\"></span>sureurs,<span class=\"_ _0\"></span> l\u2019acc\u00e8s</div>\n<div class=\"t m0 x6 h62 ya47 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 ces donn\u00e9es pour<span class=\"_ _3\"></span>rait entra\u00eener une<span class=\"_ _3\"></span> modification<span class=\"_ _3\"></span> des pratiques de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 ya48 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption en pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt de propos<span class=\"_ _0\"></span>er des pro<span class=\"_ _0\"></span>duit<span class=\"lsdd ws12a\">s, service<span class=\"_ _0\"></span>s et </span></div>\n<div class=\"t m0 x6 h62 ya49 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contenus h<span class=\"_ _3\"></span>yperpersonnali<span class=\"_ _3\"></span>s\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4a ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4b ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">M\u00eame si les v\u00e9hi<span class=\"_ _3\"></span>cules enti\u00e8rement<span class=\"_ _3\"></span> autonomes ne son<span class=\"_ _3\"></span>t sans doute pas</div>\n<div class=\"t m0 x6 h62 ya4c ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore po<span class=\"_ _0\"></span>ur demai<span class=\"_ _0\"></span>n, les syst\u00e8m<span class=\"_ _0\"></span>es avanc<span class=\"_ _0\"></span>\u00e9s d\u2019aid<span class=\"_ _0\"></span>e \u00e0 la conduite (<span class=\"_ _0\"></span>ADAS)</div>\n<div class=\"t m0 x6 h62 ya4d ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont d\u00e9<span class=\"_ _0\"></span>j\u00e0 bien p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>s et dev<span class=\"_ _0\"></span>raient d<span class=\"_ _0\"></span>evenir p<span class=\"_ _0\"></span>lus soph<span class=\"_ _0\"></span>istiqu<span class=\"_ _0\"></span>\u00e9s et pl<span class=\"_ _0\"></span>us</div>\n<div class=\"t m0 x6 h62 ya4e ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9pa<span class=\"lsdc wse9\">ndus dans un av<span class=\"_ _0\"></span>enir proc<span class=\"_ _0\"></span>he. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7e ya4f ff154 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">NB<span class=\"ls0 ws0\"> : <span class=\"lsde wseb\">Le<span class=\"_ _3\"></span>s v\u00e9hicules <span class=\"_ _3\"></span>enti\u00e8remen<span class=\"_ _3\"></span>t autonomes n\u2019<span class=\"_ _3\"></span>arriveront<span class=\"_ _3\"></span> probablement </span></span></div>\n<div class=\"t m0 x6 h7e ya50 ff154 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pas avant au moins<span class=\"_ _3\"></span> 5 ans. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya51 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">De nombre<span class=\"_ _0\"></span>uses ini<span class=\"_ _0\"></span>tiatives o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 lanc<span class=\"_ _0\"></span>\u00e9es au sein du G<span class=\"_ _0\"></span>roupe, pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 ya53 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple u<span class=\"_ _0\"></span>n \u00e9cosys<span class=\"_ _0\"></span>t\u00e8me pour les v<span class=\"_ _0\"></span>\u00e9hicul<span class=\"_ _0\"></span>es \u00e9lectr<span class=\"_ _0\"></span>iques, l<span class=\"_ _0\"></span>e suivi et</div>\n<div class=\"t m0 x6 h62 ya54 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">l<span class=\"lsdc wseb\">\u2019interpr\u00e9t<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la l\u00e9<span class=\"_ _0\"></span>gislatio<span class=\"_ _0\"></span>n comm<span class=\"_ _0\"></span>e les syst<span class=\"_ _0\"></span>\u00e8mes a<span class=\"_ _0\"></span>utomat<span class=\"_ _0\"></span>is\u00e9s </span></div>\n<div class=\"t m0 x6 h62 ya55 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assist<span class=\"_ _0\"></span>ance au m<span class=\"_ _0\"></span>aintien de<span class=\"_ _0\"></span> voie, une pl<span class=\"_ _0\"></span>ong\u00e9e en prof<span class=\"_ _0\"></span>ondeu<span class=\"_ _0\"></span>r dans les</div>\n<div class=\"t m0 x6 h62 ya56 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es tech<span class=\"_ _0\"></span>nologi<span class=\"_ _0\"></span>es et ca<span class=\"_ _0\"></span>pacit\u00e9s <span class=\"_ _0\"></span>de cond<span class=\"_ _0\"></span>uite, le<span class=\"_ _0\"></span> suivi de<span class=\"_ _0\"></span>s co\u00fbts<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 ya57 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9parat<span class=\"_ _0\"></span>ion des v\u00e9<span class=\"_ _0\"></span>hicules, l<span class=\"_ _0\"></span>es discuss<span class=\"_ _0\"></span>ions de pr\u00e9<span class=\"_ _0\"></span>par<span class=\"lsde wsfa\">ation op\u00e9rationnelle </span></div>\n<div class=\"t m0 x6 h62 ya58 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sur l\u2019ensemble<span class=\"_ _3\"></span> du r\u00e9seau de r\u00e9para<span class=\"_ _3\"></span>tion d\u2019Ageas..<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y96f ff154 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Nouveaux be<span class=\"_ _3\"></span>soins et att<span class=\"_ _3\"></span>entes des <span class=\"_ _3\"></span>clients<span class=\"ff152 ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y970 ff154 fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">(cat\u00e9gorie PE<span class=\"_ _3\"></span>STLE \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">E<span class=\"_ _3\"></span>nvironnemental<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>\u00bb)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y971 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion des be<span class=\"_ _0\"></span>soins des cli<span class=\"_ _0\"></span>ents et<span class=\"_ _0\"></span> le contexte inf<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>nniste r\u00e9<span class=\"_ _0\"></span>cent</div>\n<div class=\"t m0 x6 h62 yc07 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">poussent<span class=\"_ _0\"></span> les assur<span class=\"_ _0\"></span>eurs \u00e0 innov<span class=\"_ _0\"></span>er<span class=\"ls0 ws0\"> </span>en qu\u00eate de cr<span class=\"_ _0\"></span>oissa<span class=\"_ _0\"></span>nce et \u00e0 devan<span class=\"_ _0\"></span>cer</div>\n<div class=\"t m0 x6 h62 y1221 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les nouv<span class=\"_ _0\"></span>elles m<span class=\"_ _0\"></span>enaces c<span class=\"_ _0\"></span>oncur<span class=\"_ _0\"></span>rentiel<span class=\"_ _0\"></span>les. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1222 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9b3 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les attent<span class=\"_ _0\"></span>es des clie<span class=\"_ _0\"></span>nts et du marc<span class=\"_ _0\"></span>h\u00e9 en mati\u00e8<span class=\"_ _0\"></span>re de dura<span class=\"_ _0\"></span>bilit\u00e9 et de</div>\n<div class=\"t m0 x1a h62 y9b4 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 social<span class=\"_ _0\"></span>e sont e<span class=\"_ _0\"></span>n train <span class=\"_ _0\"></span>de chang<span class=\"_ _0\"></span>er, et l<span class=\"_ _0\"></span>es entrep<span class=\"_ _0\"></span>rises</div>\n<div class=\"t m0 x1a h62 y9b5 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">doivent<span class=\"_ _0\"></span> faire les bons<span class=\"_ _0\"></span> choix pour i<span class=\"_ _0\"></span>nt\u00e9gre<span class=\"_ _0\"></span>r les aspects<span class=\"_ _0\"></span> de durabi<span class=\"_ _0\"></span>lit\u00e9 \u00e0 leur</div>\n<div class=\"t m0 x1a h62 y9b6 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">strat\u00e9gie.<span class=\"_ _3\"></span> Il ne suffit cependa<span class=\"_ _3\"></span>nt pas de d\u00e9finir une<span class=\"_ _3\"></span> strat\u00e9gie, encore<span class=\"_ _3\"></span> faut<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 y9b7 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">il agir e<span class=\"_ _0\"></span>n cons\u00e9<span class=\"_ _0\"></span>quence.<span class=\"_ _0\"></span> La r\u00e9gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ion et l<span class=\"_ _0\"></span>es att<span class=\"_ _0\"></span>entes en m<span class=\"_ _0\"></span>ati\u00e8re d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y9b8 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">durabilit\u00e9 s\u2019<span class=\"_ _3\"></span>intensifient, ce qui<span class=\"_ _3\"></span> pourrait augm<span class=\"_ _3\"></span>enter les co\u00fbts</div>\n<div class=\"t m0 x1a h62 y9b9 ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9ratio<span class=\"lsdc wse9\">nnels et le risqu<span class=\"_ _0\"></span>e de r\u00e9putat<span class=\"_ _0\"></span>ion. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y9ba ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9bb ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les mod\u00e8les comm<span class=\"_ _3\"></span>erciaux disrup<span class=\"_ _3\"></span>tifs bouleversent<span class=\"_ _3\"></span> certains segmen<span class=\"_ _3\"></span>ts du</div>\n<div class=\"t m0 x1a h62 y9bc ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 en r<span class=\"_ _0\"></span>\u00e9pondant<span class=\"_ _0\"></span> \u00e0 des besoi<span class=\"_ _0\"></span>ns insatisf<span class=\"_ _0\"></span>aits ou \u00e0 de no<span class=\"_ _0\"></span>uvelles</div>\n<div class=\"t m0 x1a h62 y9bd ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">demandes des<span class=\"_ _3\"></span> clients q<span class=\"_ _3\"></span>ui ont \u00e9<span class=\"_ _3\"></span>t\u00e9 ignor\u00e9s par<span class=\"_ _3\"></span> les pr<span class=\"_ _3\"></span>incipaux</div>\n<div class=\"t m0 x1a h62 y9be ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fournisseurs<span class=\"_ _3\"></span>. Ces mod\u00e8le<span class=\"_ _3\"></span>s se fondent <span class=\"_ _3\"></span>souvent s<span class=\"_ _3\"></span>ur l\u2019innova<span class=\"_ _3\"></span>tion dans le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9bf ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">produits et les<span class=\"_ _3\"></span> services, ce qui le<span class=\"_ _3\"></span>s aide \u00e0 cr\u00e9er une<span class=\"_ _3\"></span> nouvelle niche au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y9c0 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sein d\u2019un march\u00e9<span class=\"_ _3\"></span> ou \u00e0 cr\u00e9er un tout<span class=\"_ _3\"></span> nouveau march\u00e9. On pour<span class=\"_ _3\"></span>rait par</div>\n<div class=\"t m0 x1a h62 y9c1 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exemple imag<span class=\"_ _3\"></span>iner qu\u2019une<span class=\"_ _3\"></span> des gran<span class=\"_ _3\"></span>des entrepri<span class=\"_ _3\"></span>ses technolog<span class=\"_ _3\"></span>iques</div>\n<div class=\"t m0 x1a h62 y9c2 ff152 fs43 fc15 sc0 ls104 ws12b\" style=\"z-index: 15;\">(GAFA) e<span class=\"_ _0\"></span><span class=\"lsdc wse9\">ntre sur le mac<span class=\"_ _0\"></span>h\u00e9 de l\u2019ass<span class=\"_ _0\"></span>urance et<span class=\"_ _0\"></span> utilis<span class=\"_ _0\"></span>e les donn\u00e9<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 y9c3 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accumul\u00e9es s<span class=\"_ _3\"></span>ur les pe<span class=\"_ _3\"></span>rsonnes pour<span class=\"_ _3\"></span> d\u00e9terminer l<span class=\"_ _3\"></span>e niveau <span class=\"_ _3\"></span>de risque e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y9c4 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les tarif<span class=\"_ _0\"></span>s en co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9c5 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9c6 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les compagnies d\u2019a<span class=\"_ _3\"></span>ssurances devraie<span class=\"_ _3\"></span>nt int\u00e9grer des<span class=\"_ _3\"></span> strat\u00e9gies de</div>\n<div class=\"t m0 x1a h62 y9c7 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">communi<span class=\"_ _0\"></span>cations<span class=\"_ _0\"></span>/points<span class=\"_ _0\"></span> de contact<span class=\"_ _0\"></span> effic<span class=\"lsde wseb\">aces et r\u00e9guliers a<span class=\"_ _3\"></span>vec leurs </span></div>\n<div class=\"t m0 x1a h62 y9c8 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">clients (m\u00eam<span class=\"_ _3\"></span>e si les <span class=\"_ _3\"></span>bonnes do<span class=\"_ _3\"></span>nn\u00e9es peuvent<span class=\"_ _3\"></span> aider \u00e0 <span class=\"_ _3\"></span>comprendre le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y9c9 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">besoins <span class=\"_ _0\"></span>des cli<span class=\"_ _0\"></span>ents et <span class=\"_ _0\"></span>\u00e0 adapte<span class=\"_ _0\"></span>r sa co<span class=\"_ _0\"></span>mmunicat<span class=\"_ _0\"></span>ion, le f<span class=\"_ _0\"></span>ait d\u2019<span class=\"_ _0\"></span>adopte<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x1a h62 y9ca ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ton juste da<span class=\"_ _0\"></span>ns la comm<span class=\"_ _0\"></span>unicati<span class=\"_ _0\"></span>on, d\u2019ut<span class=\"_ _0\"></span>iliser les<span class=\"_ _0\"></span> m\u00e9dias ap<span class=\"_ _0\"></span>propri\u00e9s<span class=\"_ _0\"></span> selon</div>\n<div class=\"t m0 x1a h62 y9cb ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le public <span class=\"_ _3\"></span>cible,<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">de simplifier l<span class=\"_ _0\"></span>a comm<span class=\"_ _0\"></span>unicati<span class=\"_ _0\"></span>on / les m<span class=\"_ _0\"></span>essag<span class=\"_ _0\"></span>es et </span></div>\n<div class=\"t m0 x1a h62 y9cc ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9g<span class=\"_ _0\"></span>rer des s<span class=\"_ _0\"></span>yst\u00e8m<span class=\"_ _0\"></span>es fiabl<span class=\"_ _0\"></span>es de so<span class=\"_ _0\"></span>utien aux<span class=\"_ _0\"></span> clients<span class=\"_ _0\"></span> peut r<span class=\"_ _0\"></span>enforce<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y9cd ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">encore pl<span class=\"_ _0\"></span>us la strat<span class=\"_ _0\"></span>\u00e9gie de comm<span class=\"_ _0\"></span>unicat<span class=\"_ _0\"></span>ions / poi<span class=\"_ _0\"></span>nts de contac<span class=\"_ _0\"></span>t). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y9ce ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y9cf ff152 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">L\u2019\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">inno<span class=\"_ _3\"></span>vation adjacen<span class=\"_ _3\"></span>te</span> <span class=\"lsdc wse9\">\u00bb est une tendanc<span class=\"_ _0\"></span>e plus r\u00e9c<span class=\"_ _0\"></span>ente<span class=\"ls0 ws0\"> : <span class=\"lsde wsea\">des </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y9d0 ff152 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">entrep<span class=\"wsfa\">rises fi<span class=\"_ _3\"></span>nanci\u00e8res adaptent<span class=\"_ _3\"></span> leurs produi<span class=\"_ _3\"></span>ts actuels pour les<span class=\"_ _3\"></span> porter </span></div>\n<div class=\"t m0 x1a h62 y9d1 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sur de no<span class=\"_ _3\"></span>uveaux march\u00e9<span class=\"_ _3\"></span>s et des <span class=\"_ _3\"></span>canaux num\u00e9riq<span class=\"_ _3\"></span>ues ou cr\u00e9<span class=\"_ _3\"></span>ent de</div>\n<div class=\"t m0 x1a h62 ya30 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nouvea<span class=\"_ _0\"></span>ux produit<span class=\"_ _0\"></span>s num\u00e9ri<span class=\"_ _0\"></span>ques pour l<span class=\"_ _0\"></span>es march<span class=\"_ _0\"></span>\u00e9s existant<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya31 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya32 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">L\u2019hyperpersonna<span class=\"_ _3\"></span>lisation est la<span class=\"_ _3\"></span> partie de l\u2019exp\u00e9r<span class=\"_ _3\"></span>ience client qui<span class=\"_ _3\"></span> conc<span class=\"wsea\">erne </span></div>\n<div class=\"t m0 x1a h62 ya33 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019utilisa<span class=\"_ _3\"></span>tion de donn\u00e9es<span class=\"_ _3\"></span> pour o<span class=\"_ _3\"></span>ffrir aux cl<span class=\"_ _3\"></span>ients des <span class=\"_ _3\"></span>produits, de<span class=\"_ _3\"></span>s services</div>\n<div class=\"t m0 x1a h62 ya34 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et conten<span class=\"_ _0\"></span>us haute<span class=\"_ _0\"></span>ment perso<span class=\"_ _0\"></span>nnalis<span class=\"_ _0\"></span>\u00e9s, cibl\u00e9s et<span class=\"_ _0\"></span> pertine<span class=\"_ _0\"></span>nts.</div>\n<div class=\"t m0 x1a h62 ya35 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019hyperpersonna<span class=\"_ _3\"></span>lisation per<span class=\"_ _3\"></span>met aux en<span class=\"_ _3\"></span>treprises d\u2019ide<span class=\"_ _3\"></span>ntifier de<span class=\"_ _3\"></span>s d\u00e9tails</div>\n<div class=\"t m0 x1a h62 ya36 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">subtils con<span class=\"_ _3\"></span>cernant leurs<span class=\"_ _3\"></span> clients q<span class=\"_ _3\"></span>ue les de<span class=\"_ _3\"></span>g<span class=\"lsdc wse9\">r\u00e9s habit<span class=\"_ _0\"></span>uels de </span></div>\n<div class=\"t m0 x1a h62 ya37 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nalisat<span class=\"_ _0\"></span>ion ne sont pas<span class=\"_ _0\"></span> en mesure d<span class=\"_ _0\"></span>e saisir. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya38 ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya39 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">De nombre<span class=\"_ _0\"></span>uses ini<span class=\"_ _0\"></span>tiatives t<span class=\"_ _0\"></span>ransvers<span class=\"_ _0\"></span>ales au se<span class=\"_ _0\"></span>in du Grou<span class=\"_ _0\"></span>pe sont en</div>\n<div class=\"t m0 x1a h62 ya3a ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cours afin d\u2019\u00e9t<span class=\"_ _3\"></span>udier les oppor<span class=\"_ _3\"></span>tunit\u00e9s et d\u2019att\u00e9nuer<span class=\"_ _3\"></span> les risques.<span class=\"_ _3\"></span> Ces</div>\n<div class=\"t m0 x1a h62 ya3b ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">initiat<span class=\"_ _0\"></span>ives inc<span class=\"_ _0\"></span>luent not<span class=\"_ _0\"></span>amme<span class=\"_ _0\"></span>nt, mais s<span class=\"_ _0\"></span>ans s\u2019y<span class=\"_ _0\"></span> limite<span class=\"wse9\">r,<span class=\"_ _0\"></span> la platef<span class=\"_ _0\"></span>orme </span></div>\n<div class=\"t m0 x1a h62 y1223 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019exp\u00e9r<span class=\"_ _0\"></span>ience cl<span class=\"_ _0\"></span>ient, l\u2019\u00e9c<span class=\"_ _0\"></span>osyst\u00e8<span class=\"_ _0\"></span>me de sant\u00e9, l<span class=\"_ _0\"></span>e nouveau m<span class=\"_ _0\"></span>oteur de</div>\n<div class=\"t m0 x1a h62 y1224 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">plateformes num<span class=\"_ _3\"></span>\u00e9riques, Impac<span class=\"_ _3\"></span>t24... En outre, de<span class=\"_ _3\"></span> nombreuses actions</div>\n<div class=\"t m0 x1a h62 y1225 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">locales son<span class=\"_ _3\"></span>t en cours au sein des<span class=\"_ _3\"></span> soci\u00e9t\u00e9s op\u00e9rationne<span class=\"_ _3\"></span>lles d\u2019Ageas<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y9e1 ff154 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">Robotique / IA<span class=\"_ _3\"></span> / Technologie (cat\u00e9go<span class=\"_ _3\"></span>r<span class=\"wseb\">ie PESTLE<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span><span class=\"wsea\">Tec<span class=\"_ _3\"></span>hnologique)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y9e2 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La roboti<span class=\"_ _0\"></span>que, l\u2019IA e<span class=\"_ _0\"></span>t la technol<span class=\"_ _0\"></span>ogie per<span class=\"_ _0\"></span>mettent<span class=\"_ _0\"></span> aux entrep<span class=\"_ _0\"></span>rises, ent<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 ya3c ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres, d<span class=\"_ _0\"></span>e r\u00e9duire l<span class=\"_ _0\"></span>e co\u00fbt des t\u00e2c<span class=\"_ _0\"></span>hes routi<span class=\"_ _0\"></span>ni\u00e8res<span class=\"_ _0\"></span> et de r\u00e9affect<span class=\"_ _0\"></span>er cert<span class=\"_ _0\"></span>ains</div>\n<div class=\"t m0 x1a h62 ya3d ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">collaborateur<span class=\"_ _3\"></span>s \u00e0 des t\u00e2ches plu<span class=\"_ _3\"></span>s cr\u00e9atives (reski<span class=\"_ _3\"></span>lling &amp; upskill<span class=\"_ _3\"></span>ing). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya3e ff152 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ya3f ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019IA est pr<span class=\"_ _3\"></span>\u00e9sent\u00e9e comme<span class=\"_ _3\"></span> une technol<span class=\"_ _3\"></span>ogie r\u00e9volu<span class=\"_ _3\"></span>tionnaire qui<span class=\"_ _3\"></span> va</div>\n<div class=\"t m0 x1a h62 ya40 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">bouleve<span class=\"_ _0\"></span>rser le <span class=\"_ _0\"></span>monde, m<span class=\"_ _0\"></span>ais ell<span class=\"_ _0\"></span>e n\u2019est pa<span class=\"_ _0\"></span>s sans i<span class=\"_ _0\"></span>nconv<span class=\"_ _0\"></span>\u00e9nients.<span class=\"_ _0\"></span> Les</div>\n<div class=\"t m0 x1a h62 ya41 ff152 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">craint<span class=\"_ _0\"></span>es conc<span class=\"_ _0\"></span>ernant le<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> macro<span class=\"_ _0\"></span>s associ<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019I<span class=\"_ _0\"></span>A sont not<span class=\"_ _0\"></span>amme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 ya42 ff152 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les atteint<span class=\"_ _0\"></span>es \u00e0 la vie pr<span class=\"_ _0\"></span>iv\u00e9e, les \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">deep fakes</span> </span>\u00bb, les b<span class=\"lsde wseb\">iais algorithmi<span class=\"_ _3\"></span>ques, </span></div>\n<div class=\"t m0 x1a h62 ya43 ff152 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les pertes d\u2019emp<span class=\"_ _3\"></span>lois dues \u00e0 l\u2019auto<span class=\"_ _3\"></span>matisation, les in\u00e9<span class=\"_ _3\"></span>galit\u00e9s</div>\n<div class=\"t m0 x1a h62 yc09 ff152 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">socio\u00e9conomique<span class=\"_ _3\"></span>s et m\u00eame<span class=\"_ _3\"></span> l\u2019automatisa<span class=\"_ _3\"></span>tion des arm<span class=\"_ _3\"></span>ements. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Cela \u00e9tant<span class=\"_ _0\"></span> dit, la lis<span class=\"_ _0\"></span>te des nouv<span class=\"_ _0\"></span>elles tech<span class=\"_ _0\"></span>nologi<span class=\"_ _0\"></span>es \u00e9merge<span class=\"_ _0\"></span>ntes et des</div>\n<div class=\"t m0 x6 h62 y8b2 ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">perc\u00e9es t<span class=\"_ _0\"></span>echnolo<span class=\"_ _0\"></span>giques es<span class=\"_ _0\"></span>t infini<span class=\"_ _0\"></span>e et \u00e9volue s<span class=\"_ _0\"></span>ur de nombre<span class=\"_ _0\"></span>ux front<span class=\"_ _0\"></span>s, et</div>\n<div class=\"t m0 x6 h62 y8b3 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">ces prog<span class=\"_ _0\"></span>r\u00e8s se s<span class=\"_ _0\"></span>ont enco<span class=\"_ _0\"></span>re acc\u00e9l<span class=\"_ _0\"></span>\u00e9r\u00e9s av<span class=\"_ _0\"></span>ec la cr<span class=\"_ _0\"></span>ise san<span class=\"_ _0\"></span>itaire <span class=\"_ _0\"></span>de la</div>\n<div class=\"t m0 x6 h62 y93e ff156 fs43 fc1d sc0 lsf7 wseb\" style=\"z-index: 15;\">Covid<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">19. M\u00eame si toutes<span class=\"_ _0\"></span> les avanc<span class=\"_ _0\"></span>\u00e9es ne sont p<span class=\"_ _0\"></span>as n\u00e9cess<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9volutionnai<span class=\"_ _3\"></span>res, certaine<span class=\"_ _3\"></span>s technologie<span class=\"_ _3\"></span>s pourraien<span class=\"_ _3\"></span>t modifier n<span class=\"_ _3\"></span>os</div>\n<div class=\"t m0 x6 h62 y940 ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8res de<span class=\"_ _3\"></span> vivre et d<span class=\"_ _3\"></span>e travail<span class=\"_ _3\"></span>ler et do<span class=\"_ _3\"></span>nner naissanc<span class=\"_ _3\"></span>e \u00e0 des <span class=\"_ _3\"></span>produits e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y941 ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">services en<span class=\"_ _3\"></span>ti\u00e8rement nou<span class=\"_ _3\"></span>veaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff156 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Des init<span class=\"_ _0\"></span>iatives t<span class=\"_ _0\"></span>ransve<span class=\"_ _0\"></span>rsales <span class=\"_ _0\"></span>au sein <span class=\"_ _0\"></span>du Group<span class=\"_ _0\"></span>e sont en<span class=\"_ _0\"></span> cours af<span class=\"_ _0\"></span>in</div>\n<div class=\"t m0 x6 h62 y944 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9tudi<span class=\"_ _0\"></span>er les op<span class=\"_ _0\"></span>portun<span class=\"_ _0\"></span>it\u00e9s et <span class=\"_ _0\"></span>d\u2019att\u00e9n<span class=\"_ _0\"></span>uer les r<span class=\"_ _0\"></span>isques. I<span class=\"_ _0\"></span>l s\u2019ag<span class=\"_ _0\"></span>it nota<span class=\"_ _0\"></span>mment</div>\n<div class=\"t m0 x1a h62 yf19 ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">des init<span class=\"_ _0\"></span>iative<span class=\"_ _0\"></span>s suivant<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> : </span><span class=\"wse9\">communaut<span class=\"_ _0\"></span>\u00e9s de l\u2019IA et d<span class=\"_ _0\"></span>e la robotiq<span class=\"_ _0\"></span>ue, </span></div>\n<div class=\"t m0 x1a h62 yf1a ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">groupe de t<span class=\"_ _0\"></span>ravail s<span class=\"_ _0\"></span>ur la gestion et<span class=\"_ _0\"></span> la gouver<span class=\"_ _0\"></span>nance des do<span class=\"_ _0\"></span>nn\u00e9es,</div>\n<div class=\"t m0 x1a h62 yf1b ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">automat<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n intell<span class=\"_ _0\"></span>igente,<span class=\"_ _0\"></span> program<span class=\"_ _0\"></span>me de f<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span><span class=\"wse9\">n sur la cr\u00e9<span class=\"_ _0\"></span>ation de </span></div>\n<div class=\"t m0 x1a h62 ycfb ff156 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">valeur p<span class=\"_ _0\"></span>our l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e par la t<span class=\"_ _0\"></span>echnol<span class=\"_ _0\"></span>ogie, p<span class=\"_ _0\"></span>rojet \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse9\">Dat<span class=\"_ _0\"></span>a robot<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">\u00bb... En </span></span></span></div>\n<div class=\"t m0 x1a h62 ycfc ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">outre, les s<span class=\"_ _0\"></span>oci\u00e9t\u00e9s<span class=\"_ _0\"></span> op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>es d\u2019Ageas s<span class=\"_ _0\"></span>uivent c<span class=\"_ _0\"></span>ette tenda<span class=\"_ _0\"></span>nce par le</div>\n<div class=\"t m0 x1a h62 ycfd ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">biais de la go<span class=\"_ _0\"></span>uvernan<span class=\"_ _0\"></span>ce local<span class=\"_ _0\"></span>e dans le cadr<span class=\"_ _0\"></span>e de forums et<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 ycfe ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">conf\u00e9rences <span class=\"_ _3\"></span>externes et<span class=\"_ _3\"></span>, da<span class=\"lsdc wse9\">ns certain<span class=\"_ _0\"></span>s cas, l\u2019IA et l<span class=\"_ _0\"></span>es nouvelle<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 ycff ff156 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">technologies so<span class=\"_ _3\"></span>nt d\u00e9j\u00e0 int\u00e9gr\u00e9e<span class=\"_ _3\"></span>s dans le cadre de<span class=\"_ _3\"></span>s activit\u00e9s ordina<span class=\"_ _3\"></span>ires</div>\n<div class=\"t m0 x1a h62 yd00 ff156 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019entre<span class=\"_ _0\"></span>prise. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1226 ff156 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1227 ff156 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff156 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le radar d<span class=\"_ _3\"></span>es risques \u00e9<span class=\"_ _3\"></span>mergents du<span class=\"_ _3\"></span> Groupe ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessous ref<span class=\"_ _0\"></span>l\u00e8te les r<span class=\"_ _0\"></span>isques \u00e9me<span class=\"_ _0\"></span>rgents l<span class=\"_ _0\"></span>es plus per<span class=\"lsde wseb\">tinents pour les activ<span class=\"_ _3\"></span>it\u00e9s de l\u2019e<span class=\"_ _3\"></span>ntreprise iden<span class=\"_ _3\"></span>tifi\u00e9s dans <span class=\"_ _3\"></span>le </span></span></span></div>\n<div class=\"t m0 x6 h62 y1229 ff156 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">cadre du proces<span class=\"_ _3\"></span>sus consacr\u00e9 aux risq<span class=\"_ _3\"></span>ues \u00e9mergents de 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m3 x292 ha8 y1264 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Proximit\u00e9</div>\n<div class=\"t m3 x15 ha8 y1261 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">0-3 ans<span class=\"_ _66\"> </span>3 \u00e0 5 ans<span class=\"_ _62\"> </span>Plus de 5 ans</div>\n<div class=\"t m3 xa3 ha8 y125f ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00c9lev\u00e9e<span class=\"_ _114\"> </span>Moyen<span class=\"_ _200\"> </span>Faible</div>\n<div class=\"t m0 xc8 ha8 y126a ff15d fs6c fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 x110 ha8 y1268 ff15d fs6c fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Conscience<span class=\"_ _203\"></span>Conscience</div>\n<div class=\"t m0 x3c haa y126c ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Mobilit\u00e9 en tant que service</div>\n<div class=\"t m0 x297 haa y126e ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00c9volution d\u00e9mographique</div>\n<div class=\"t m0 x296 haa y126d ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Internet des objets</div>\n<div class=\"t m0 x110 ha8 y1267 ff15d fs6c fc18 sc0 ls0 ws0\" style=\"z-index: 15;\">Conscience</div>\n<div class=\"t m0 x295 ha8 y1269 ff15d fs6c fc17 sc0 ls0 ws0\" style=\"z-index: 15;\">Analyse</div>\n<div class=\"t m0 x27c ha9 y1262 ff15e fs6d fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">Politique<span class=\"_ _b7\"> </span><span class=\"fc15\">\u00c9conomique<span class=\"_ _201\"> </span><span class=\"fc16\">Social<span class=\"_ _1dc\"> </span><span class=\"fc18\">T<span class=\"_ _0\"></span>echnologique<span class=\"_ _201\"> </span><span class=\"fce\">L\u00e9gal<span class=\"_ _b7\"> </span><span class=\"fc17\">Environnemental</span></span></span></span></span></div>\n<div class=\"t m0 x295 haa y126b ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Avenir de la sant\u00e9</div>\n<div class=\"t mf x180 haa y126f ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Instabilit\u00e9 g\u00e9opolitique /</div>\n<div class=\"t mf x180 haa y1270 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Conflits commerciaux</div>\n<div class=\"t m0 xc8 ha8 y1265 ff15d fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Action</div>\n<div class=\"t mf x107 haa y126f ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Technologies de conduite</div>\n<div class=\"t m0 xd5 ha8 y1265 ff15d fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Action<span class=\"_ _202\"> </span><span class=\"fc17\">Analyse</span></div>\n<div class=\"t mf x107 haa y1271 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Nouveaux besoins &amp;</div>\n<div class=\"t mf x107 haa y1272 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">attentes des clients</div>\n<div class=\"t mf x107 haa y1273 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Robotique / IA / Technologie</div>\n<div class=\"t m0 xc8 ha8 y1266 ff15d fs6c fc14 sc0 ls0 ws0\" style=\"z-index: 15;\">Action</div>\n<div class=\"t m0 x288 haa y1274 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Big Data / Accessibilit\u00e9,</div>\n<div class=\"t m0 xaa haa y1275 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">disponibilit\u00e9 &amp; utilisation</div>\n<div class=\"t m0 x28 haa y1276 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00e9thique des donn\u00e9es</div>\n<div class=\"t m0 x15f haa y1277 ff15e fs6e fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">Reskilling &amp; Upskilling</div>\n<div class=\"t m0 xc8 ha8 y1260 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Majeur<span class=\"_ _104\"> </span>Moyen<span class=\"_ _e6\"> </span>Mineur</div>\n<div class=\"t m0 x59 ha8 y1263 ff15d fs6c fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Impact</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 206px; height: 900px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h6b y8b1 ff159 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.6.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"ff15b lsde wsfa\">S<span class=\"_ _3\"></span>ous les projecteurs<span class=\"_ _3\"></span></span><span class=\"ff15b\"> :</span>  </span></div>\n<div class=\"t m0 x22d h62 y8b2 ff159 fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c9valuation des ri<span class=\"_ _3\"></span>sques li\u00e9s au chan<span class=\"_ _3\"></span>gemen<span class=\"lsfe ws12d\">t climat<span class=\"_ _3\"></span>ique</span></div>\n<div class=\"t m0 x6 h62 y8b3 ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Les principaux<span class=\"_ _3\"></span> risques auxquels<span class=\"_ _3\"></span> Ageas est expos\u00e9 en<span class=\"_ _3\"></span> raison du</div>\n<div class=\"t m0 x6 h62 y93e ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ent clim<span class=\"_ _0\"></span>atique s<span class=\"_ _0\"></span>ont le risque de c<span class=\"_ _0\"></span>r\u00e9dit, l<span class=\"_ _0\"></span>e risque de mar<span class=\"_ _0\"></span>ch\u00e9, le</div>\n<div class=\"t m0 x6 h62 y93f ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">risque d'assura<span class=\"_ _3\"></span>nce g\u00e9n\u00e9rale e<span class=\"_ _3\"></span>t le risque d'assura<span class=\"_ _3\"></span>nce<span class=\"ls0 ws0\">-</span>vie. La<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> effets du ris<span class=\"_ _0\"></span>que clim<span class=\"_ _0\"></span>atique sur<span class=\"ls0 ws0\"> </span>n<span class=\"_ _0\"></span>os portefe<span class=\"_ _0\"></span>uilles es<span class=\"_ _0\"></span>t un</div>\n<div class=\"t m0 x6 h62 y941 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">domain<span class=\"_ _0\"></span>e d'int\u00e9r<span class=\"_ _0\"></span>\u00eat imp<span class=\"_ _0\"></span>ortant c<span class=\"_ _0\"></span>ar la co<span class=\"_ _0\"></span>mpr\u00e9he<span class=\"_ _0\"></span>nsion et l<span class=\"_ _0\"></span>a gesti<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 y942 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">impacts cl<span class=\"_ _3\"></span>imatiques sero<span class=\"_ _3\"></span>nt essenti<span class=\"_ _3\"></span>elles \u00e9labore<span class=\"_ _3\"></span>r des r\u00e9p<span class=\"_ _3\"></span>onses</div>\n<div class=\"t m0 x6 h62 y943 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">strat\u00e9g<span class=\"_ _0\"></span>iques et ma<span class=\"_ _0\"></span>intenir n<span class=\"_ _0\"></span>otre r\u00e9si<span class=\"_ _0\"></span>lience \u00e0 lo<span class=\"_ _0\"></span>ng terme.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y122d ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Suite \u00e0 <span class=\"_ _3\"></span>la premi\u00e8re <span class=\"_ _3\"></span>int\u00e9gration<span class=\"_ _3\"></span> de diff\u00e9r<span class=\"_ _3\"></span>ents sc\u00e9nario<span class=\"_ _3\"></span>s de changemen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y122e ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>que dans no<span class=\"_ _0\"></span>tre ORSA 20<span class=\"_ _0\"></span>21, cett<span class=\"_ _0\"></span>e activit<span class=\"_ _0\"></span>\u00e9 n'a cess\u00e9 d'<span class=\"_ _0\"></span>\u00eatre affi<span class=\"_ _0\"></span>n\u00e9e.</div>\n<div class=\"t m0 x1a h62 y122f ff159 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">sc\u00e9nari<span class=\"_ _3\"></span>os, qui cou<span class=\"_ _3\"></span>vrent des h<span class=\"_ _3\"></span>orizons temp<span class=\"_ _3\"></span>orels de m<span class=\"_ _3\"></span>oyen \u00e0 lon<span class=\"_ _3\"></span>g </span></div>\n<div class=\"t m0 x1a h62 y1230 ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">terme, cherchen<span class=\"_ _3\"></span>t \u00e0 mieux comprendr<span class=\"_ _3\"></span>e les impacts po<span class=\"_ _3\"></span>tentiels du risque<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1231 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de transit<span class=\"_ _0\"></span>ion et du<span class=\"ls0 ws0\"> </span>risq<span class=\"_ _0\"></span>ue physi<span class=\"_ _0\"></span>que sur nos act<span class=\"_ _0\"></span>ifs et nos pa<span class=\"_ _0\"></span>ssifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1232 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1233 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1234 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1235 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Aux fins <span class=\"_ _0\"></span>de l\u2019OR<span class=\"_ _0\"></span>SA, l\u2019acc<span class=\"_ _0\"></span>ent a \u00e9t<span class=\"_ _0\"></span>\u00e9 mis \u00e0 l<span class=\"_ _0\"></span>\u2019\u00e9chell<span class=\"_ _0\"></span>e du Gro<span class=\"_ _0\"></span>upe sur l<span class=\"_ _0\"></span>es deux<span class=\"_ _0\"></span> canaux <span class=\"_ _0\"></span>de trans<span class=\"_ _0\"></span>mission s<span class=\"_ _0\"></span>uivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x29 hab y1278 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de transitio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x12e hab y1279 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; risque phy<span class=\"_ _1\"></span>sique</div>\n<div class=\"t m0 x83 hab y1278 ff15f fs6f fc5 sc0 ls12c ws154\" style=\"z-index: 15;\">\u00c9v<span class=\"_ _0\"></span>olution</div>\n<div class=\"t m0 x17c hab y1279 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00e9conomique</div>\n<div class=\"t m0 x219 hab y1278 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Inv<span class=\"_ _0\"></span>estissemen<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 xbc hab y1279 ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">&amp; ALM</div>\n<div class=\"t m0 x193 hab y127a ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque phy<span class=\"_ _1\"></span>sique</div>\n<div class=\"t m0 x10e hac y127b ff15f fs70 fc5 sc0 ls12d ws155\" style=\"z-index: 15;\">\u00c9v<span class=\"_ _0\"></span>olution</div>\n<div class=\"t m0 x6c hac y127c ff15f fs70 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">des conditions</div>\n<div class=\"t m0 x17d hac y127d ff15f fs70 fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">m\u00e9t\u00e9or<span class=\"_ _0\"></span>ologiques</div>\n<div class=\"t m0 x15b hab y127e ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">Risque de</div>\n<div class=\"t m0 xc hab y127f ff15f fs6f fc5 sc0 ls0 ws0\" style=\"z-index: 15;\">catastrophe natur<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x6 h62 y1239 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Pour un Gro<span class=\"_ _0\"></span>upe d'ass<span class=\"_ _0\"></span>urance c<span class=\"_ _0\"></span>omme Ageas<span class=\"_ _0\"></span>, le risqu<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion,</div>\n<div class=\"t m0 x6 h62 y123a ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">suscept<span class=\"_ _0\"></span>ible de r\u00e9s<span class=\"_ _0\"></span>ulter de ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nts import<span class=\"_ _0\"></span>ants en mat<span class=\"_ _0\"></span>i\u00e8re de</div>\n<div class=\"t m0 x6 h62 y123b ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ue, de tec<span class=\"_ _0\"></span>hnologie,<span class=\"_ _0\"></span> de march\u00e9 et<span class=\"_ _0\"></span> de comport<span class=\"_ _0\"></span>ement des c<span class=\"_ _0\"></span>lients,<span class=\"_ _0\"></span> se</div>\n<div class=\"t m0 x6 h62 y123c ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">situe principal<span class=\"_ _3\"></span>ement du c\u00f4t\u00e9 des ac<span class=\"_ _3\"></span>tifs du bilan vi<span class=\"_ _3\"></span>a des changement<span class=\"_ _3\"></span>s d<span class=\"lsdc wse8\">e </span></div>\n<div class=\"t m0 x6 h62 y123d ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation imp<span class=\"_ _0\"></span>ortant<span class=\"_ _0\"></span>s, des actif<span class=\"_ _0\"></span>s bloqu\u00e9s et<span class=\"_ _0\"></span> des chang<span class=\"_ _0\"></span>ements da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y123e ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">taux de d<span class=\"_ _0\"></span>\u00e9faut e<span class=\"_ _0\"></span>n tant q<span class=\"_ _0\"></span>ue r\u00e9su<span class=\"_ _0\"></span>ltat de<span class=\"_ _0\"></span> la transit<span class=\"_ _0\"></span>ion ve<span class=\"_ _0\"></span>rs une \u00e9c<span class=\"_ _0\"></span>onomie <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x6 h62 y123f ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">faibles \u00e9mission<span class=\"_ _3\"></span>s de carbone.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1240 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1241 ff159 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Pour les inves<span class=\"_ _3\"></span>tissements, Ageas in<span class=\"_ _3\"></span>t\u00e8gre des crit\u00e8res<span class=\"_ _3\"></span> de durabilit\u00e9<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1242 ff159 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">(environnem<span class=\"wsfa\">en<span class=\"_ _3\"></span>t, social et gouvernanc<span class=\"_ _3\"></span>e) dans ses proces<span class=\"_ _3\"></span>sus de </span></div>\n<div class=\"t m0 x6 h62 y1243 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">recherc<span class=\"_ _0\"></span>he et d'inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ment. Ell<span class=\"_ _0\"></span>e a mis en plac<span class=\"_ _0\"></span>e un cadre</div>\n<div class=\"t m0 x6 h62 y1244 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">d'investissem<span class=\"_ _3\"></span>ent respons<span class=\"_ _3\"></span>able (RIF) <span class=\"_ _3\"></span>pour int\u00e9gre<span class=\"_ _3\"></span>r les ri<span class=\"_ _3\"></span>sques de</div>\n<div class=\"t m0 x6 h62 y1245 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">durabi<span class=\"_ _0\"></span>lit\u00e9 dans <span class=\"_ _0\"></span>les d\u00e9c<span class=\"_ _0\"></span>isions d'<span class=\"_ _0\"></span>invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt sur la <span class=\"_ _0\"></span>base \u00e0 l<span class=\"_ _0\"></span>a fois d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1246 ff159 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d'excl<span class=\"_ _0\"></span>usion et de m\u00e9t<span class=\"_ _0\"></span>hodol<span class=\"_ _0\"></span>ogies de n<span class=\"_ _0\"></span>otation E<span class=\"_ _0\"></span>SG qui </span></div>\n<div class=\"t m0 x6 h62 y1247 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>rent les in<span class=\"_ _0\"></span>vestiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> sur des actif<span class=\"_ _0\"></span>s pr\u00e9sent<span class=\"_ _0\"></span>ant une mei<span class=\"_ _0\"></span>lleure</div>\n<div class=\"t m0 x6 h62 y1248 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance ES<span class=\"_ _0\"></span>G global<span class=\"_ _0\"></span>e et des <span class=\"_ _0\"></span>risques d<span class=\"_ _0\"></span>e dura<span class=\"_ _0\"></span>bilit\u00e9 pl<span class=\"_ _0\"></span>us faib<span class=\"_ _0\"></span>les. Le</div>\n<div class=\"t m0 x6 h62 y1249 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">RIF couvre<span class=\"_ _3\"></span> l'int\u00e9gration<span class=\"_ _3\"></span> ESG, l<span class=\"_ _3\"></span>'investissemen<span class=\"_ _3\"></span>t d'impact, <span class=\"_ _3\"></span>le f<span class=\"wsea\">iltrage<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y124a ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d'exclus<span class=\"_ _0\"></span>ion, les ob<span class=\"_ _0\"></span>jectif<span class=\"_ _0\"></span>s net z\u00e9ro et l'<span class=\"_ _0\"></span>engagem<span class=\"_ _0\"></span>ent. En 202<span class=\"_ _0\"></span>2, Ageas<span class=\"_ _0\"></span> est</div>\n<div class=\"t m0 x1a h62 y124b ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent devenu m<span class=\"_ _0\"></span>embre de la N<span class=\"_ _0\"></span>et Zero Ass<span class=\"_ _0\"></span>et Owner All<span class=\"_ _0\"></span>iance, qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 y124c ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">s'engage \u00e0<span class=\"_ _3\"></span> r\u00e9duire l<span class=\"_ _3\"></span>es \u00e9mission<span class=\"_ _3\"></span>s financ\u00e9es d<span class=\"_ _3\"></span>e 50 % d<span class=\"_ _3\"></span>'ici 2030 e<span class=\"_ _3\"></span>t \u00e0</div>\n<div class=\"t m0 x1a h62 y124d ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9carb<span class=\"_ _0\"></span>oniser ent<span class=\"_ _0\"></span>i\u00e8rement<span class=\"_ _0\"></span> le portef<span class=\"_ _0\"></span>euill<span class=\"_ _0\"></span>e d'i<span class=\"lsde wseb\">ci 2050.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y124e ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y124f ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque p<span class=\"_ _0\"></span>hysiqu<span class=\"_ _0\"></span>e aigu et chro<span class=\"_ _0\"></span>nique, ass<span class=\"_ _0\"></span>oci\u00e9 \u00e0 une au<span class=\"_ _0\"></span>gment<span class=\"_ _0\"></span>ation des</div>\n<div class=\"t m0 x1a h62 y1250 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es et des per<span class=\"_ _0\"></span>tes, a un imp<span class=\"_ _0\"></span>act sur nos pas<span class=\"_ _0\"></span>sifs tec<span class=\"_ _0\"></span>hniqu<span class=\"_ _0\"></span>es par le</div>\n<div class=\"t m0 x1a h62 y1251 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">biais de<span class=\"_ _3\"></span> changements d<span class=\"_ _3\"></span>ans la <span class=\"_ _3\"></span>demande de p<span class=\"_ _3\"></span>roduits e<span class=\"_ _3\"></span>t services<span class=\"_ _3\"></span> et de</div>\n<div class=\"t m0 x1a h62 y1252 ff159 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">changements da<span class=\"_ _3\"></span>ns les ra<span class=\"_ _3\"></span>tios sinist<span class=\"_ _3\"></span>res/b\u00e9n\u00e9fices.<span class=\"_ _3\"></span> Les risque<span class=\"_ _3\"></span>s li\u00e9s au<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1253 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">climat les<span class=\"_ _0\"></span> plus perti<span class=\"_ _0\"></span>nents po<span class=\"_ _0\"></span>ur les port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es de souscr<span class=\"_ _0\"></span>iptio<span class=\"_ _0\"></span>n d'Ageas</div>\n<div class=\"t m0 x1a h62 y1254 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">sont les <span class=\"_ _0\"></span>inondat<span class=\"_ _0\"></span>ions, l<span class=\"_ _0\"></span>es temp<span class=\"_ _0\"></span>\u00eates, le<span class=\"_ _0\"></span>s affais<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s, les i<span class=\"_ _0\"></span>ncendies <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 y1255 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">for\u00eat, les<span class=\"_ _0\"></span> vagues de c<span class=\"_ _0\"></span>haleur et,<span class=\"_ _0\"></span> dans une moi<span class=\"_ _0\"></span>ndre mesu<span class=\"_ _0\"></span>re, la pollut<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y1256 ff159 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">atmosp<span class=\"_ _0\"></span>h\u00e9r<span class=\"lsde wsea\">ique.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1257 ff159 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1258 ff159 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Les stre<span class=\"_ _0\"></span>ss tests<span class=\"_ _0\"></span> li\u00e9s a<span class=\"_ _0\"></span>u climat <span class=\"_ _0\"></span>r\u00e9alis<span class=\"_ _0\"></span>\u00e9s dans l<span class=\"_ _0\"></span>e cadre <span class=\"_ _0\"></span>de l'ORS<span class=\"_ _0\"></span>A</div>\n<div class=\"t m0 x1a h62 y1259 ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">examine<span class=\"_ _0\"></span>nt un certa<span class=\"_ _0\"></span>in nombre d<span class=\"_ _0\"></span>e ces p\u00e9ril<span class=\"_ _0\"></span>s afin de mie<span class=\"_ _0\"></span>ux compr<span class=\"_ _0\"></span>endre</div>\n<div class=\"t m0 x1a h62 y125a ff159 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">les impact<span class=\"_ _0\"></span>s potent<span class=\"_ _0\"></span>iels \u00e0 moyen et<span class=\"_ _0\"></span> long terme et<span class=\"_ _0\"></span> d'ident<span class=\"_ _0\"></span>ifier les<span class=\"_ _0\"></span> actions</div>\n<div class=\"t m0 x1a h62 y125b ff159 fs43 fc1d sc0 lsde wsea\" style=\"z-index: 15;\">appropri\u00e9es<span class=\"_ _3\"></span>.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le premier<span class=\"_ _3\"></span> canal de <span class=\"_ _3\"></span>transmission <span class=\"_ _3\"></span>concerne l<span class=\"_ _3\"></span>\u2019impact (macro<span class=\"_ _3\"></span>)\u00e9conomique</div>\n<div class=\"t m0 x6 h62 y8b2 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du change<span class=\"_ _0\"></span>ment cli<span class=\"_ _0\"></span>matique a<span class=\"_ _0\"></span>u travers<span class=\"_ _0\"></span> de ses effets<span class=\"_ _0\"></span> sur les prix d<span class=\"_ _0\"></span>es actifs</div>\n<div class=\"t m0 x6 h62 y8b3 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers e<span class=\"_ _3\"></span>t les var<span class=\"_ _3\"></span>iables mac<span class=\"_ _3\"></span>ro\u00e9conomiques<span class=\"_ _3\"></span> telles que <span class=\"_ _3\"></span>les tau<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y93e ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat et l\u2019i<span class=\"_ _0\"></span><span class=\"wse9\">nflatio<span class=\"_ _0\"></span>n. En outre, l<span class=\"_ _0\"></span>a valeur d<span class=\"_ _0\"></span>e certains<span class=\"_ _0\"></span> types d\u2019act<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y93f ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">pourrait<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">conna\u00eet<span class=\"_ _0\"></span>re une bais<span class=\"_ _0\"></span>se signif<span class=\"_ _0\"></span>icative,<span class=\"_ _0\"></span> que ce soit p<span class=\"_ _0\"></span>ar une hauss<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du co\u00fbt du cap<span class=\"_ _0\"></span>ital ou par un ri<span class=\"_ _0\"></span>sque per\u00e7<span class=\"_ _0\"></span>u plus \u00e9lev<span class=\"_ _0\"></span>\u00e9 en raison de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y941 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nature de le<span class=\"_ _0\"></span>urs acti<span class=\"_ _0\"></span>vit\u00e9s ou de le<span class=\"_ _0\"></span>ur emplac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> Cela pour<span class=\"_ _0\"></span>rait avoir un</div>\n<div class=\"t m0 x6 h62 y942 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impact di<span class=\"_ _0\"></span>rect sur Age<span class=\"_ _0\"></span>as et ses fili<span class=\"_ _0\"></span>ales par un c<span class=\"_ _0\"></span>hangeme<span class=\"_ _0\"></span>nt de valeu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x6 h62 y943 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ses port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement a<span class=\"_ _0\"></span>insi qu<span class=\"_ _0\"></span>e de la va<span class=\"_ _0\"></span>leur \u00e9c<span class=\"_ _0\"></span>onomiq<span class=\"_ _0\"></span>ue de</div>\n<div class=\"t m0 x6 h62 y944 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ses passif<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance \u00e0 plus<span class=\"_ _0\"></span> long term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le deuxi\u00e8me cana<span class=\"_ _3\"></span>l de transmis<span class=\"_ _3\"></span>sion concerne les change<span class=\"_ _3\"></span>m<span class=\"lsdd wse9\">ents </span></div>\n<div class=\"t m0 x6 h62 y9ed ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9ophys<span class=\"_ _0\"></span>iques prov<span class=\"_ _0\"></span>oqu\u00e9s p<span class=\"_ _0\"></span>ar l\u2019\u00e9volut<span class=\"_ _0\"></span>ion des co<span class=\"_ _0\"></span>nditions<span class=\"_ _0\"></span> climati<span class=\"_ _0\"></span>ques.</div>\n<div class=\"t m0 x6 h62 y9ee ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas et ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s souscriv<span class=\"_ _0\"></span>ent des cou<span class=\"_ _0\"></span>vertures<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance li\u00e9<span class=\"_ _0\"></span>es \u00e0</div>\n<div class=\"t m0 x6 h62 y9ef ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des dange<span class=\"_ _0\"></span>rs sp\u00e9cif<span class=\"_ _0\"></span>iques do<span class=\"_ _0\"></span>nt la fr\u00e9quen<span class=\"_ _0\"></span>ce et/o<span class=\"_ _0\"></span>u la gravit\u00e9 pe<span class=\"_ _0\"></span>uvent sub<span class=\"_ _0\"></span>ir</div>\n<div class=\"t m0 x6 h62 y9f0 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un impact n<span class=\"_ _0\"></span>\u00e9gatif. C<span class=\"_ _0\"></span>es dange<span class=\"_ _0\"></span>rs sont pri<span class=\"_ _0\"></span>nc<span class=\"lsde wseb\">ipalement couver<span class=\"_ _3\"></span>ts par de<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contrats d\u2019<span class=\"_ _3\"></span>assurance Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">Vie, mais l\u2019<span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>on des taux de m<span class=\"_ _0\"></span>ortalit<span class=\"_ _0\"></span>\u00e9 </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourrai<span class=\"_ _0\"></span>t \u00e9galem<span class=\"_ _0\"></span>ent avoir un i<span class=\"_ _0\"></span>mpact sur l\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce Vie.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f4 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Sur la base de ce qu<span class=\"_ _0\"></span>i pr\u00e9c\u00e8d<span class=\"_ _0\"></span>e, deux s\u00e9ri<span class=\"_ _0\"></span>es d\u2019\u00e9tu<span class=\"_ _0\"></span>des ont \u00e9t\u00e9 r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f5 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour l\u2019ORSA<span class=\"_ _3\"></span> 2022<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff160 lsdc wseb\">Une simulati<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de crise \u00e0 l\u2019\u00e9c<span class=\"_ _0\"></span>helle du G<span class=\"_ _0\"></span>roupe pour l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f7 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consolid\u00e9es eu<span class=\"_ _3\"></span>rop\u00e9ennes a<span class=\"_ _3\"></span>vec la r\u00e9al<span class=\"_ _3\"></span>isation d<span class=\"_ _3\"></span>\u2019une projectio<span class=\"_ _3\"></span>n \u00e0 long</div>\n<div class=\"t m0 x5c h62 y9f8 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme des act<span class=\"_ _0\"></span>ifs d\u2019i<span class=\"_ _0\"></span>nvestiss<span class=\"_ _0\"></span>ement et<span class=\"_ _0\"></span> de la positi<span class=\"_ _0\"></span>on de gestion ac<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x5c h62 y9f9 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">passif dans<span class=\"_ _3\"></span> diff\u00e9rent<span class=\"_ _3\"></span>s sc\u00e9narios <span class=\"_ _3\"></span>climatiques<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fa ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff160 lsde wseb\">D<span class=\"_ _3\"></span>iff\u00e9rentes a<span class=\"_ _3\"></span>nalyses sp\u00e9<span class=\"lsdc wse9\">cifiques, quant<span class=\"_ _0\"></span>itativ<span class=\"_ _0\"></span>es et qual<span class=\"_ _0\"></span>itatives<span class=\"_ _0\"></span>, </span></span></span></div>\n<div class=\"t m0 x5c h62 y9fb ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>ant des ris<span class=\"_ _0\"></span>ques de res<span class=\"_ _0\"></span>ponsab<span class=\"_ _0\"></span>ilit\u00e9 de so<span class=\"_ _0\"></span>uscripti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e yc02 ff164 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9finit<span class=\"_ _0\"></span>ion du sc\u00e9n<span class=\"_ _0\"></span>ario<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc03 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La simulat<span class=\"_ _0\"></span>ion de cris<span class=\"_ _0\"></span>e relativ<span class=\"_ _0\"></span>e \u00e0 la gestion ac<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\">-</span>passif<span class=\"_ _0\"></span> et aux</div>\n<div class=\"t m0 x6 h62 yc04 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s est une <span class=\"_ _0\"></span>\u00e9volut<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a simulat<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>rise cli<span class=\"_ _0\"></span>matiq<span class=\"_ _0\"></span>u<span class=\"wse8\">e </span></div>\n<div class=\"t m0 x6 h62 yc05 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9alis\u00e9e pour l\u2019O<span class=\"_ _3\"></span>RSA 2021, qui s<span class=\"_ _3\"></span>\u2019inspirait elle<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">m\u00eame du sc\u00e9n<span class=\"_ _0\"></span>ario </span></span></div>\n<div class=\"t m0 x6 h62 yc06 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">explorat<span class=\"_ _0\"></span>oire bie<span class=\"_ _0\"></span>nnal 2021 d<span class=\"_ _0\"></span>u PRA. La sim<span class=\"_ _0\"></span>ulation d<span class=\"_ _0\"></span>e crise ORS<span class=\"_ _0\"></span>A 2021</div>\n<div class=\"t m0 x6 h62 ya45 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait pris c<span class=\"_ _0\"></span>omme poi<span class=\"_ _0\"></span>nt de d\u00e9part l<span class=\"_ _0\"></span>es facteu<span class=\"_ _0\"></span>rs de stres<span class=\"_ _0\"></span>s du PRA, ma<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x6 h62 ya46 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour l\u2019OR<span class=\"_ _0\"></span>SA 2022,<span class=\"_ _0\"></span> Ageas a utili<span class=\"_ _0\"></span>s\u00e9 des proj<span class=\"_ _0\"></span>ections ma<span class=\"_ _0\"></span>c<span class=\"lsde wsea\">ro\u00e9conomiques </span></div>\n<div class=\"t m0 x6 h62 ya47 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">et financi\u00e8res<span class=\"_ _3\"></span> fournies par Moody\u2019<span class=\"_ _3\"></span>s Analytics. Dans<span class=\"_ _3\"></span> les deux cas, le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 ya48 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">donn\u00e9es entran<span class=\"_ _3\"></span>tes initiales u<span class=\"_ _3\"></span>tilis\u00e9es ont \u00e9t\u00e9 am\u00e9l<span class=\"_ _3\"></span>ior\u00e9es au moyen d\u2019u<span class=\"_ _3\"></span>ne</div>\n<div class=\"t m0 x6 h62 ya49 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie int<span class=\"_ _0\"></span>erne afin<span class=\"_ _0\"></span> de d\u00e9finir d<span class=\"_ _0\"></span>es facteu<span class=\"_ _0\"></span>rs de stre<span class=\"_ _0\"></span>ss plus</div>\n<div class=\"t m0 x6 h62 ya4a ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">granulaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya4b ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya4c ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La simulat<span class=\"_ _0\"></span>ion de cri<span class=\"lsde wsfa\">se comprenait trois sc\u00e9narios cl<span class=\"_ _3\"></span>imatiques alterna<span class=\"_ _3\"></span>tifs </span></div>\n<div class=\"t m0 x6 h62 ya4d ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">compar\u00e9s au sc\u00e9na<span class=\"_ _3\"></span>rio de base. L\u2019horiz<span class=\"_ _3\"></span>on temporel con<span class=\"_ _3\"></span>sid\u00e9r\u00e9 \u00e9tait 2045<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x6 h62 ya4e ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Un d\u00e9veloppem<span class=\"_ _3\"></span>ent futur<span class=\"_ _3\"></span> potentiel <span class=\"_ _3\"></span>consisterait <span class=\"_ _3\"></span>\u00e0 allonger d<span class=\"_ _3\"></span>avantage</div>\n<div class=\"t m0 x6 h62 ya4f ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019horizon de<span class=\"_ _3\"></span> projection<span class=\"_ _3\"></span> tout en n<span class=\"_ _3\"></span>otant que<span class=\"_ _3\"></span> cela ne <span class=\"_ _3\"></span>ferait que<span class=\"_ _3\"></span> mu<span class=\"ls109 ws104\">ltiplier les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 ya50 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">incertitudes<span class=\"_ _3\"></span> li\u00e9es au sc\u00e9nari<span class=\"_ _3\"></span>o. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya51 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya52 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le r\u00e9cit sou<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacent des t<span class=\"_ _3\"></span>rois sc\u00e9narios \u00e9tai<span class=\"_ _3\"></span>t le suivant</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 ya53 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6b ya54 ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff165 lsef ws10b\">Sc\u00e9nario de politique pr\u00e9co<span class=\"_ _0\"></span>ce<span class=\"ls0 ws0\"> :<span class=\"ff160\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">des changements<span class=\"_ _3\"></span> de politique </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya55 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">visant \u00e0 par<span class=\"_ _0\"></span>venir \u00e0 la neut<span class=\"_ _0\"></span>ralit<span class=\"_ _0\"></span>\u00e9 carbon<span class=\"_ _0\"></span>e en 2050 sont<span class=\"_ _0\"></span> mis en \u0153uvre</div>\n<div class=\"t m0 x5c h62 ya56 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">imm\u00e9diatemen<span class=\"_ _3\"></span>t. Ces change<span class=\"_ _3\"></span>ments de pol<span class=\"_ _3\"></span>itique (par<span class=\"_ _3\"></span> ex. la</div>\n<div class=\"t m0 x5c h62 ya57 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tarificat<span class=\"_ _0\"></span>ion du ca<span class=\"_ _0\"></span>rbone) se ref<span class=\"_ _0\"></span>l\u00e8tent d<span class=\"_ _0\"></span>ans les prix d<span class=\"_ _0\"></span>es actifs<span class=\"_ _0\"></span> et les</div>\n<div class=\"t m0 x5c h62 ya58 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indicateurs <span class=\"_ _3\"></span>macro\u00e9conomiques<span class=\"_ _3\"></span> et sont <span class=\"_ _3\"></span>absorb\u00e9s prog<span class=\"_ _3\"></span>ressivement<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x5c h62 ya59 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">sur l\u2019horizon<span class=\"_ _3\"></span> de projection. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h6b ya5b ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff165 lsef ws10b\">Sc\u00e9nario de politique tardiv<span class=\"_ _0\"></span>e<span class=\"ff160 ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsdc wse9\">les chang<span class=\"_ _0\"></span>ements de p<span class=\"_ _0\"></span>olitiques<span class=\"_ _0\"></span> </span></span></span></span></div>\n<div class=\"t m0 x5c h62 ya5c ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">visant \u00e0 par<span class=\"_ _0\"></span>venir \u00e0 la neut<span class=\"_ _0\"></span>ralit<span class=\"_ _0\"></span>\u00e9 carbon<span class=\"_ _0\"></span>e en 2050 sont<span class=\"_ _0\"></span> retard\u00e9s</div>\n<div class=\"t m0 x5c h62 ycaa ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu\u2019e<span class=\"_ _0\"></span>n 2031. Ce ret<span class=\"_ _0\"></span>ard entra\u00ee<span class=\"_ _0\"></span>ne une tra<span class=\"_ _0\"></span>nsitio<span class=\"_ _0\"></span>n moins prog<span class=\"_ _0\"></span>ressiv<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 ycab ff160 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">et<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">plus d\u00e9sordo<span class=\"_ _3\"></span>nn\u00e9e. Il s<span class=\"_ _3\"></span>'ensuit une<span class=\"_ _3\"></span> r\u00e9vision p<span class=\"_ _3\"></span>lus abrupte <span class=\"_ _3\"></span>des prix<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 ycac ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des actifs<span class=\"_ _0\"></span> et un choc plus<span class=\"_ _0\"></span> grave po<span class=\"_ _0\"></span>ur les indicat<span class=\"_ _0\"></span>eurs</div>\n<div class=\"t m0 x5c h62 y1280 ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">macro\u00e9conomiqu<span class=\"_ _3\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h6b ycd5 ff162 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff163\"> <span class=\"_ _41\"> </span><span class=\"ff165 lsdc wseb\">Sc\u00e9nario de p<span class=\"_ _0\"></span>olitiq<span class=\"_ _0\"></span>ue actu<span class=\"_ _0\"></span>elle<span class=\"ff160 ls0 ws0\"> : <span class=\"lsde wseb\">aucune<span class=\"_ _3\"></span> nouvelle m<span class=\"_ _3\"></span>esure poli<span class=\"_ _3\"></span>tique </span></span></span></span></div>\n<div class=\"t m0 x6a h62 ycd6 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019est pris<span class=\"_ _0\"></span>e et la transi<span class=\"_ _0\"></span>tion vers<span class=\"_ _0\"></span> la neutra<span class=\"_ _0\"></span>lit\u00e9 car<span class=\"_ _0\"></span>bone n\u2019a pas<span class=\"_ _0\"></span> lieu.</div>\n<div class=\"t m0 x6a h62 ycd7 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019accent<span class=\"_ _0\"></span> est mis sur les<span class=\"_ _0\"></span> risques p<span class=\"_ _0\"></span>hysiqu<span class=\"_ _0\"></span>es tandis q<span class=\"_ _0\"></span>ue le</div>\n<div class=\"t m0 x6a h62 ycd8 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">changement clima<span class=\"_ _3\"></span>tique se poursui<span class=\"_ _3\"></span>t sans opposition.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycd9 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycda ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les trois sc\u00e9na<span class=\"_ _3\"></span>rios d\u00e9crits ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dessus ent<span class=\"_ _0\"></span>ra\u00eene<span class=\"_ _0\"></span>nt des traj<span class=\"_ _0\"></span>ectoir<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 ycdb ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diff\u00e9rentes<span class=\"_ _3\"></span> pour les var<span class=\"_ _3\"></span>iables macro\u00e9<span class=\"_ _3\"></span>conomiques <span class=\"_ _3\"></span>comme le P<span class=\"_ _3\"></span>IB, les</div>\n<div class=\"t m0 x1a h62 ycdc ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et l\u2019i<span class=\"_ _0\"></span>nflati<span class=\"_ _0\"></span>on, ainsi q<span class=\"_ _0\"></span>ue pour les v<span class=\"_ _0\"></span>aleurs des<span class=\"_ _0\"></span> actifs et</div>\n<div class=\"t m0 x1a h62 ycdd ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d'autr<span class=\"_ _0\"></span>es varia<span class=\"_ _0\"></span>bles fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>es. Ces \u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns sont <span class=\"_ _0\"></span>ensuit<span class=\"_ _0\"></span>e compar<span class=\"_ _0\"></span>\u00e9es</div>\n<div class=\"t m0 x1a h62 ycde ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">sc\u00e9nario d<span class=\"_ _3\"></span>e r\u00e9f\u00e9ren<span class=\"lsf7\">ce<span class=\"_ _3\"></span></span></span> </span>\u00bb ne pr\u00e9sentant<span class=\"_ _0\"></span> aucun eff<span class=\"_ _0\"></span>et du chan<span class=\"_ _0\"></span>gement</div>\n<div class=\"t m0 x1a h62 ycdf ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>que. Cett<span class=\"_ _0\"></span>e approc<span class=\"_ _0\"></span>he permet d\u2019<span class=\"_ _0\"></span>exprime<span class=\"_ _0\"></span>r les effets<span class=\"_ _0\"></span> climati<span class=\"_ _0\"></span>ques</div>\n<div class=\"t m0 x1a h62 yce0 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme des<span class=\"_ _0\"></span> chocs \u00e0 appl<span class=\"_ _0\"></span>iquer au bil<span class=\"_ _0\"></span>an exist<span class=\"_ _0\"></span>ant. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yce1 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yce2 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les sc\u00e9nari<span class=\"_ _3\"></span>os choisis d<span class=\"_ _3\"></span>\u2019inspirent de<span class=\"_ _3\"></span>s sc\u00e9nario<span class=\"_ _3\"></span>s dits \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>de Phase 2<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb </span></span></div>\n<div class=\"t m0 x1a h62 yce3 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">publi\u00e9s p<span class=\"_ _0\"></span>ar le Networ<span class=\"_ _0\"></span>k for<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">Green<span class=\"lsf8 ws111\">\u00ecng<span class=\"_ _3\"></span></span></span> <span class=\"lsde wsfa\">the Financi<span class=\"_ _3\"></span>al System (NGFS). </span></span></div>\n<div class=\"t m0 x1a h62 yce4 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Moody\u2019s Anal<span class=\"_ _3\"></span>ytics a ut<span class=\"_ _3\"></span>ilis\u00e9 ces<span class=\"_ _3\"></span> sc\u00e9narios comm<span class=\"_ _3\"></span>e point de<span class=\"_ _3\"></span> d\u00e9part de<span class=\"_ _3\"></span> ses</div>\n<div class=\"t m0 x1a h62 yce5 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">projections <span class=\"_ _3\"></span>macro\u00e9conomiques<span class=\"_ _3\"></span> en utili<span class=\"_ _3\"></span>sant sa pr<span class=\"_ _3\"></span>opre m\u00e9thodo<span class=\"_ _3\"></span>logie</div>\n<div class=\"t m0 x1a h62 yce6 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exclusiv<span class=\"_ _0\"></span>e. Ageas<span class=\"_ _0\"></span> a ensu<span class=\"_ _0\"></span>ite enri<span class=\"_ _0\"></span>chi les<span class=\"_ _0\"></span> sc\u00e9nari<span class=\"_ _0\"></span>os de Moo<span class=\"_ _0\"></span>dy\u2019s pa<span class=\"_ _0\"></span>r des</div>\n<div class=\"t m0 x1a h62 yce7 ff160 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">chocs plus gr<span class=\"lsde wseb\">anulaires<span class=\"_ _3\"></span>, notamment en<span class=\"_ _3\"></span> ce qui <span class=\"_ _3\"></span>concerne le<span class=\"_ _3\"></span>s actions,<span class=\"_ _3\"></span> les </span></div>\n<div class=\"t m0 x1a h62 yce8 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions d\u2019ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es et l\u2019immo<span class=\"_ _0\"></span>bilier.<span class=\"_ _0\"></span> Cette couc<span class=\"_ _0\"></span>he supp<span class=\"_ _0\"></span>l\u00e9menta<span class=\"_ _0\"></span>ire</div>\n<div class=\"t m0 x1a h62 yce9 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">interne <span class=\"_ _0\"></span>\u00e9tait co<span class=\"_ _0\"></span>n\u00e7ue po<span class=\"_ _0\"></span>ur mieux<span class=\"_ _0\"></span> refl\u00e9t<span class=\"_ _0\"></span>er la sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 clim<span class=\"_ _0\"></span>atique <span class=\"_ _0\"></span>des</div>\n<div class=\"t m0 x1a h62 y1281 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement s<span class=\"_ _0\"></span>ur la base de car<span class=\"_ _0\"></span>act\u00e9ri<span class=\"_ _0\"></span>stiques<span class=\"_ _0\"></span> sectori<span class=\"_ _0\"></span>elles (po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y11f9 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les action<span class=\"_ _0\"></span>s et les obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> d\u2019entrep<span class=\"_ _0\"></span>rises) et p<span class=\"_ _0\"></span>hysiqu<span class=\"_ _0\"></span>es (pour</div>\n<div class=\"t m0 x1a h62 y11fa ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">l\u2019immobilier)<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y11fb ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y11fc ff160 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">Les chocs d\u00e9crits ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 appl<span class=\"_ _0\"></span>iqu\u00e9s au po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille </span></span></div>\n<div class=\"t m0 x1a h62 y11fd ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent \u00e0 un nivea<span class=\"_ _0\"></span>u granula<span class=\"_ _0\"></span>ire. En out<span class=\"_ _0\"></span>re, les pass<span class=\"_ _0\"></span>ifs</div>\n<div class=\"t m0 x1a h62 y11fe ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance ont \u00e9t<span class=\"_ _0\"></span>\u00e9 r\u00e9\u00e9val<span class=\"_ _0\"></span>u\u00e9s sur la bas<span class=\"_ _0\"></span>e des impac<span class=\"_ _0\"></span>ts pr\u00e9vus s<span class=\"_ _0\"></span>ur la</div>\n<div class=\"t m0 x1a h62 y11ff ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">courbe sans ri<span class=\"_ _3\"></span>sque. Les entit\u00e9s<span class=\"_ _3\"></span> locales ont \u00e9ga<span class=\"_ _3\"></span>lement refl\u00e9t\u00e9 ces<span class=\"_ _3\"></span> chocs</div>\n<div class=\"t m0 x1a h62 y1200 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans leurs ex<span class=\"_ _0\"></span>igenc<span class=\"_ _0\"></span>es de fonds pr<span class=\"_ _0\"></span>opres.<span class=\"_ _0\"></span> Toutes les pr<span class=\"_ _0\"></span>ojecti<span class=\"_ _0\"></span>ons ont \u00e9t\u00e9</div>\n<div class=\"t m0 x1a h62 y1201 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9alis\u00e9es en su<span class=\"_ _3\"></span>pposant un bilan<span class=\"_ _3\"></span> statique. Autrement<span class=\"_ _3\"></span> dit, les m\u00eames</div>\n<div class=\"t m0 x1a h62 y1202 ff160 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">actifs et p<span class=\"lsdc wseb\">assifs ont<span class=\"_ _0\"></span> \u00e9t\u00e9 pris e<span class=\"_ _0\"></span>n cons<span class=\"_ _0\"></span>id\u00e9ratio<span class=\"_ _0\"></span>n sur l\u2019<span class=\"_ _0\"></span>ensembl<span class=\"_ _0\"></span>e de l\u2019h<span class=\"_ _0\"></span>orizon </span></div>\n<div class=\"t m0 x1a h62 y1203 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de project<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1204 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1205 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le sc\u00e9n<span class=\"_ _0\"></span>ario de po<span class=\"_ _0\"></span>litique pr<span class=\"_ _0\"></span>\u00e9coce<span class=\"_ _0\"></span>, la transit<span class=\"_ _0\"></span>ion clima<span class=\"_ _0\"></span>tique est</div>\n<div class=\"t m0 x1a h62 y1206 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consid\u00e9<span class=\"_ _0\"></span>r\u00e9e com<span class=\"_ _0\"></span>me un ch<span class=\"_ _0\"></span>oc exog<span class=\"_ _0\"></span>\u00e8ne pou<span class=\"_ _0\"></span>r les taux<span class=\"_ _0\"></span> d\u2019infl<span class=\"_ _0\"></span>ation. C<span class=\"_ _0\"></span>ette</div>\n<div class=\"t m0 x1a h62 y1207 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsea\">gree<span class=\"_ _3\"></span>nflation</span> <span class=\"_ _3\"></span><span class=\"lsde wseb\">\u00bb pousse le<span class=\"_ _3\"></span>s banques c<span class=\"_ _3\"></span>entr<span class=\"lsdc wse9\">ales \u00e0 maint<span class=\"_ _0\"></span>enir des taux<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1208 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat plus \u00e9lev<span class=\"_ _0\"></span>\u00e9s afin d\u2019a<span class=\"_ _0\"></span>ncrer les<span class=\"_ _0\"></span> attentes<span class=\"_ _0\"></span> en mati\u00e8r<span class=\"_ _0\"></span>e d\u2019inflat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1209 ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00c0 partir de 2026<span class=\"_ _3\"></span>, ce choc exog\u00e8ne<span class=\"_ _3\"></span> pousse les taux sans<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x1a h62 y120a ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nettem<span class=\"_ _0\"></span>ent \u00e0 la haus<span class=\"_ _0\"></span>se tout au lon<span class=\"_ _0\"></span>g de la p\u00e9riod<span class=\"_ _0\"></span>e transit<span class=\"_ _0\"></span>oire jusqu<span class=\"_ _0\"></span>\u2019en</div>\n<div class=\"t m0 x1a h62 y120b ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2035. En 20<span class=\"_ _0\"></span>45, on estim<span class=\"_ _0\"></span>e que le choc<span class=\"_ _0\"></span> est absorb<span class=\"_ _0\"></span>\u00e9 et que les taux<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y120c ff160 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019int\u00e9r\u00eat re<span class=\"_ _3\"></span>trouvent leur \u00e9ta<span class=\"_ _3\"></span>t d\u2019\u00e9quilibre.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y120d ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y120e ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le sc\u00e9n<span class=\"_ _0\"></span>ario de po<span class=\"_ _0\"></span>litique t<span class=\"_ _0\"></span>ardive,<span class=\"_ _0\"></span> il n\u2019y a pas de basc<span class=\"_ _0\"></span>ulement<span class=\"_ _0\"></span> en</div>\n<div class=\"t m0 x1a h62 y120f ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2026 \u00e9tan<span class=\"_ _3\"></span>t donn\u00e9 que<span class=\"_ _3\"></span> les poli<span class=\"_ _3\"></span>tiques clima<span class=\"_ _3\"></span>tiques ne <span class=\"_ _3\"></span>sont pas en<span class=\"_ _3\"></span>core en</div>\n<div class=\"t m0 x1a h62 y1210 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">vigueur. En<span class=\"_ _3\"></span> 2035, la <span class=\"_ _3\"></span>r\u00e9action i<span class=\"wsfa\">ni<span class=\"_ _3\"></span>tiale des banqu<span class=\"_ _3\"></span>es centrales cons<span class=\"_ _3\"></span>iste \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1211 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9duir<span class=\"_ _0\"></span>e les taux dir<span class=\"_ _0\"></span>ecteurs af<span class=\"_ _0\"></span>in d'appo<span class=\"_ _0\"></span>rter le sout<span class=\"_ _0\"></span>ien mon<span class=\"_ _0\"></span>\u00e9taire</div>\n<div class=\"t m0 x1a h62 y1212 ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire pour f<span class=\"_ _0\"></span>aire f<span class=\"_ _0\"></span>ace au c<span class=\"_ _0\"></span>hoc so<span class=\"_ _0\"></span>udain de l<span class=\"_ _0\"></span>a tran<span class=\"_ _0\"></span>sition.<span class=\"_ _0\"></span> Apr\u00e8s c<span class=\"_ _0\"></span>ela,</div>\n<div class=\"t m0 x1a h62 y1213 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat a<span class=\"_ _0\"></span>ugmente<span class=\"_ _0\"></span>nt \u00e9tant d<span class=\"_ _0\"></span>onn\u00e9 que les<span class=\"_ _0\"></span> politiqu<span class=\"_ _0\"></span>es climat<span class=\"_ _0\"></span>iques</div>\n<div class=\"t m0 x1a h62 y1214 ff160 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">mise<span class=\"_ _3\"></span><span class=\"lsdc wse9\">s en \u0153uvre pr<span class=\"_ _0\"></span>ovoque<span class=\"_ _0\"></span>nt une augm<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>n des pres<span class=\"_ _0\"></span>sions </span></div>\n<div class=\"t m0 x1a h62 y1215 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inflati<span class=\"_ _0\"></span>onnist<span class=\"_ _0\"></span>es et des co\u00fbt<span class=\"_ _0\"></span>s de financ<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1216 ff160 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1217 ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le sc\u00e9nario<span class=\"_ _3\"></span> de politi<span class=\"_ _3\"></span>que actuelle<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wsfa\">suppose qu\u2019<span class=\"_ _3\"></span>aucune modifica<span class=\"_ _3\"></span>tion </span></div>\n<div class=\"t m0 x1a h62 y1218 ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">substant<span class=\"_ _0\"></span>ielle des<span class=\"_ _0\"></span> politiq<span class=\"_ _0\"></span>ues climat<span class=\"_ _0\"></span>iques<span class=\"_ _0\"></span> n\u2019a lieu sur l\u2019h<span class=\"_ _0\"></span>orizon de</div>\n<div class=\"t m0 x1a h62 y1219 ff160 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">projection.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y121a ff160 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les taux<span class=\"_ _3\"></span> d\u2019in<span class=\"lsdc wse9\">t\u00e9r\u00eat refl<span class=\"_ _0\"></span>\u00e8tent cet \u00e9t<span class=\"_ _0\"></span>at de fait, a<span class=\"_ _0\"></span>ucune inf<span class=\"_ _0\"></span>lation </span></div>\n<div class=\"t m0 x1a h62 y121b ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire n<span class=\"_ _0\"></span>\u2019appar<span class=\"_ _0\"></span>a\u00eet et les ban<span class=\"_ _0\"></span>ques cent<span class=\"_ _0\"></span>rales ne d<span class=\"_ _0\"></span>oivent pa<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y121c ff160 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9agir. L<span class=\"_ _0\"></span>es taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat res<span class=\"_ _0\"></span>tent \u00e0 l\u2019\u00e9qu<span class=\"_ _0\"></span>ilibre et<span class=\"_ _0\"></span> ne connais<span class=\"_ _0\"></span>sent auc<span class=\"_ _0\"></span>une</div>\n<div class=\"t m0 x1a h62 y121d ff160 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">modific<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>ubstant<span class=\"_ _0\"></span>ielle.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 141px; height: 965px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ff168 fs43 fc1e sc0 lsde wsea\" style=\"z-index: 15;\">Conclusion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques enc<span class=\"_ _0\"></span>ourus so<span class=\"_ _0\"></span>nt \u00e0 la f<span class=\"_ _0\"></span>ois inc<span class=\"_ _0\"></span>ertains et<span class=\"_ _0\"></span> pourt<span class=\"_ _0\"></span>ant tot<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b3 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9visi<span class=\"_ _0\"></span>bles. La co<span class=\"_ _0\"></span>mbinais<span class=\"_ _0\"></span>on exacte de<span class=\"_ _0\"></span>s risque<span class=\"_ _0\"></span>s physiq<span class=\"_ _0\"></span>ues et de</div>\n<div class=\"t m0 x6 h62 y93e ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">transition q<span class=\"_ _3\"></span>ui \u00e9mergeront<span class=\"_ _3\"></span> est incer<span class=\"_ _3\"></span>taine, mais <span class=\"_ _3\"></span>soit nous po<span class=\"_ _3\"></span>ursuivrons<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">notre t<span class=\"_ _0\"></span>rajectoi<span class=\"_ _0\"></span>re actue<span class=\"_ _0\"></span>lle d'\u00e9m<span class=\"_ _0\"></span>ission<span class=\"_ _0\"></span>s et fer<span class=\"_ _0\"></span>ons fac<span class=\"_ _0\"></span>e \u00e0 des ri<span class=\"_ _0\"></span>sques</div>\n<div class=\"t m0 x6 h62 y940 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">physiques p<span class=\"_ _3\"></span>lus importan<span class=\"_ _3\"></span>ts, soit nou<span class=\"_ _3\"></span>s modifie<span class=\"_ _3\"></span>rons notre <span class=\"_ _3\"></span>trajectoire <span class=\"_ _3\"></span>en</div>\n<div class=\"t m0 x6 h62 y941 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9duisa<span class=\"_ _0\"></span>nt les \u00e9mis<span class=\"_ _0\"></span>sions et fe<span class=\"_ _0\"></span>rons face \u00e0 des<span class=\"_ _0\"></span> risques d<span class=\"_ _0\"></span>e transiti<span class=\"_ _0\"></span>on plus</div>\n<div class=\"t m0 x6 h62 y942 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y944 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bien qu'a<span class=\"_ _0\"></span>ucune te<span class=\"_ _0\"></span>ntative n'<span class=\"_ _0\"></span>ait \u00e9t\u00e9 fait<span class=\"_ _0\"></span>e pour atta<span class=\"_ _0\"></span>cher une pr<span class=\"_ _0\"></span>obabil<span class=\"_ _0\"></span>it\u00e9 \u00e0</div>\n<div class=\"t m0 x6 h62 y945 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'un d<span class=\"wsfa\">es s<span class=\"_ _3\"></span>c\u00e9narios envisag\u00e9s<span class=\"_ _3\"></span>, l'accent mondial<span class=\"_ _3\"></span> actuel sur la<span class=\"_ _3\"></span> limitation </span></div>\n<div class=\"t m0 x6 h62 y946 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des \u00e9mission<span class=\"_ _3\"></span>s de CO</div>\n<div class=\"t m0 x55 h76 y10d6 ff166 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">2</div>\n<div class=\"t m0 x31 h62 y10d7 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">, souten<span class=\"_ _0\"></span>u par des init<span class=\"_ _0\"></span>iativ<span class=\"_ _0\"></span>es telles qu<span class=\"_ _0\"></span>e l'Acco<span class=\"_ _0\"></span>rd de</div>\n<div class=\"t m0 x6 h62 y10d8 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Paris et les engage<span class=\"_ _3\"></span>ments des gouvern<span class=\"_ _3\"></span>ements \u00e0 atteindre<span class=\"_ _3\"></span> le statut z\u00e9ro</div>\n<div class=\"t m0 x6 h62 y10d9 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">net d'ici 2050,<span class=\"_ _3\"></span> indique un risque<span class=\"_ _3\"></span> de transition<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">d'une</span> </span>transition vers une</div>\n<div class=\"t m0 x6 h62 y10da ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>e \u00e0 faibl<span class=\"_ _0\"></span>es \u00e9miss<span class=\"_ _0\"></span>ions d<span class=\"_ _0\"></span>e carbon<span class=\"_ _0\"></span>e est pro<span class=\"_ _0\"></span>bable. <span class=\"_ _0\"></span>N\u00e9anmoi<span class=\"_ _0\"></span>ns, il</div>\n<div class=\"t m0 x6 h62 y10db ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">existe un<span class=\"_ _0\"></span>e incertit<span class=\"_ _0\"></span>ude cons<span class=\"_ _0\"></span>id\u00e9rabl<span class=\"_ _0\"></span>e quant \u00e0 l'\u00e9t<span class=\"_ _0\"></span>endue de la tr<span class=\"_ _0\"></span>ansiti<span class=\"_ _0\"></span>on et \u00e0</div>\n<div class=\"t m0 x6 h62 y10dc ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9chelle d<span class=\"_ _3\"></span>e temps as<span class=\"_ _3\"></span>soci\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10dd ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10de ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Alors que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e d'invest<span class=\"_ _0\"></span>isse<span class=\"_ _0\"></span>ment d'Age<span class=\"_ _0\"></span>as <span class=\"wseb\">consis<span class=\"_ _0\"></span>tant \u00e0 s<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y10df ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>rer dava<span class=\"_ _0\"></span>ntage sur les<span class=\"_ _0\"></span> secteu<span class=\"_ _0\"></span>rs r\u00e9sili<span class=\"_ _0\"></span>ents aux ris<span class=\"_ _0\"></span>ques cli<span class=\"_ _0\"></span>matiques<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y10e0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est un facte<span class=\"_ _0\"></span>ur cl\u00e9 d'att<span class=\"_ _0\"></span>\u00e9nuati<span class=\"_ _0\"></span>on du risque d<span class=\"_ _0\"></span>e transit<span class=\"_ _0\"></span>ion, une r\u00e9<span class=\"_ _0\"></span>ponse</div>\n<div class=\"t m0 x6 h62 y10e1 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">strat\u00e9gique con<span class=\"_ _3\"></span>tinue au changemen<span class=\"_ _3\"></span>t climatique ser<span class=\"_ _3\"></span>a n\u00e9cessaire \u00e0</div>\n<div class=\"t m0 x6 h62 y1283 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mesure que les<span class=\"_ _3\"></span> demandes et les at<span class=\"lsdc wseb\">tentes de n<span class=\"_ _0\"></span>os client<span class=\"_ _0\"></span>s \u00e9volu<span class=\"_ _0\"></span>ent. Su<span class=\"_ _0\"></span>r la </span></div>\n<div class=\"t m0 x6 h62 y1284 ff166 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">base des impacts relativement modestes sur nos actifs et passifs dans</div>\n<div class=\"t m0 x6 h62 y1285 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les r\u00e9sult<span class=\"_ _0\"></span>ats des te<span class=\"_ _0\"></span>sts, et de not<span class=\"_ _0\"></span>re confianc<span class=\"_ _0\"></span>e dans l'ex<span class=\"_ _0\"></span>\u00e9cuti<span class=\"_ _0\"></span>on de nos</div>\n<div class=\"t m0 x6 h62 y1286 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">initiat<span class=\"_ _0\"></span>ives de d\u00e9v<span class=\"_ _0\"></span>eloppem<span class=\"_ _0\"></span>ent dura<span class=\"_ _0\"></span>ble Impact<span class=\"_ _0\"></span>24, nous n'<span class=\"_ _0\"></span>envisa<span class=\"_ _0\"></span>geons pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1287 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que le<span class=\"ls0 ws0\"> </span>risqu<span class=\"_ _0\"></span>e de transit<span class=\"_ _0\"></span>ion repr<span class=\"_ _0\"></span>\u00e9sente une m<span class=\"_ _0\"></span>enace im<span class=\"_ _0\"></span>portante p<span class=\"_ _0\"></span>our la</div>\n<div class=\"t m0 x6 h62 y1288 ff166 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">solvabili<span class=\"_ _3\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1289 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y128a ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il en va de m\u00eame p<span class=\"_ _0\"></span>our les ris<span class=\"_ _0\"></span>ques physi<span class=\"_ _0\"></span>ques avec<span class=\"_ _0\"></span> l'augment<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y128b ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9vue <span class=\"_ _0\"></span>des risqu<span class=\"_ _0\"></span>es les p<span class=\"_ _0\"></span>lus perti<span class=\"_ _0\"></span>nents<span class=\"_ _0\"></span> pour no<span class=\"_ _0\"></span>s m\u00e9tiers<span class=\"_ _0\"></span> jug\u00e9s</div>\n<div class=\"t m0 x6 h62 y128c ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ma\u00eetrisables,<span class=\"_ _3\"></span> notamment <span class=\"_ _3\"></span>en assurance<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie par la t<span class=\"wseb\">arific<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>t la </span></span></span></div>\n<div class=\"t m0 x6 h62 y128d ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance. Cel<span class=\"_ _0\"></span>a dit, ces de<span class=\"_ _0\"></span>ux facte<span class=\"_ _0\"></span>urs d'att<span class=\"_ _0\"></span>\u00e9nuatio<span class=\"_ _0\"></span>n peuvent av<span class=\"_ _0\"></span>oir</div>\n<div class=\"t m0 x6 h62 y128e ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>nes limit<span class=\"_ _0\"></span>es, car cert<span class=\"_ _0\"></span>aines r\u00e9g<span class=\"_ _0\"></span>ions peuve<span class=\"_ _0\"></span>nt \u00eatre to<span class=\"_ _0\"></span>uch\u00e9es de</div>\n<div class=\"t m0 x6 h62 y128f ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mani\u00e8re di<span class=\"_ _3\"></span>sproportionn\u00e9e<span class=\"_ _3\"></span> par les r<span class=\"_ _3\"></span>isques ph<span class=\"_ _3\"></span>ysiques du c<span class=\"_ _3\"></span>hangement</div>\n<div class=\"t m0 x6 h62 y1290 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>que et des p<span class=\"_ _0\"></span>robl\u00e8mes<span class=\"_ _0\"></span> peuvent<span class=\"_ _0\"></span> surgir conc<span class=\"_ _0\"></span>ernant<span class=\"_ _0\"></span> l'abor<span class=\"_ _0\"></span>dabilit\u00e9 et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1291 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la disponi<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 de la couvert<span class=\"_ _0\"></span>ure des ri<span class=\"_ _0\"></span>sques de r\u00e9as<span class=\"_ _0\"></span>sura<span class=\"_ _0\"></span>nce.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1292 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1293 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Il est tr<span class=\"_ _0\"></span>\u00e8s impor<span class=\"_ _0\"></span>tant de<span class=\"_ _0\"></span> reconn<span class=\"_ _0\"></span>a\u00eetre q<span class=\"_ _0\"></span>ue ces po<span class=\"_ _0\"></span>ints de v<span class=\"_ _0\"></span>ue sont f<span class=\"_ _0\"></span>orm\u00e9s</div>\n<div class=\"t m0 x6 h62 y1294 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en s'appuy<span class=\"_ _0\"></span>ant sur l<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations dis<span class=\"_ _0\"></span>ponibl<span class=\"_ _0\"></span>es au mome<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x6 h62 y1295 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l'\u00e9val<span class=\"_ _0\"></span>uation et s<span class=\"_ _0\"></span>ur l'inc<span class=\"_ _0\"></span>ert<span class=\"lsde wsfa\">itude inh\u00e9rente \u00e0 la mod\u00e9lisation d<span class=\"_ _3\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y1296 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">changem<span class=\"_ _0\"></span>ents clim<span class=\"_ _0\"></span>atique<span class=\"_ _0\"></span>s. Nous rec<span class=\"_ _0\"></span>onnaiss<span class=\"_ _0\"></span>ons que la mod<span class=\"_ _0\"></span>\u00e9lisati<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1297 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">climat e<span class=\"_ _0\"></span>n est \u00e0 s<span class=\"_ _0\"></span>es balbut<span class=\"_ _0\"></span>iement<span class=\"_ _0\"></span>s et cet<span class=\"_ _0\"></span>te visi<span class=\"_ _0\"></span>on sera <span class=\"_ _0\"></span>r\u00e9guli\u00e8r<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 x6 h62 y1298 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approfo<span class=\"_ _0\"></span>ndie et mis<span class=\"_ _0\"></span>e \u00e0 jour \u00e0 mesur<span class=\"_ _0\"></span>e que davant<span class=\"_ _0\"></span>age d'i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions et de</div>\n<div class=\"t m0 x6 h62 y1299 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">mod\u00e8les reco<span class=\"_ _3\"></span>nnus deviendron<span class=\"_ _3\"></span>t disponi<span class=\"_ _3\"></span>bles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y129a ff168 fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">Actions et<span class=\"_ _0\"></span> perspect<span class=\"_ _0\"></span>ives<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y129b ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019analys<span class=\"_ _0\"></span>e du chan<span class=\"_ _0\"></span>gement clim<span class=\"_ _0\"></span>atiqu<span class=\"_ _0\"></span>e contin<span class=\"_ _0\"></span>ue d'\u00eatre act<span class=\"_ _0\"></span>iveme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y129c ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9velopp\u00e9e. <span class=\"_ _3\"></span>Les action<span class=\"_ _3\"></span>s au niveau<span class=\"_ _3\"></span> du Group<span class=\"_ _3\"></span>e identifi\u00e9es <span class=\"_ _3\"></span>sont le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y129d ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suivant<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y129e ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">D<span class=\"_ _3\"></span>\u00e9velopper e<span class=\"_ _3\"></span>t remettre en<span class=\"_ _3\"></span> question<span class=\"_ _3\"></span> des sc\u00e9nario<span class=\"_ _3\"></span>s pour mesure<span class=\"_ _3\"></span>r </span></span></div>\n<div class=\"t m0 x5c h62 y129f ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019impact des ri<span class=\"_ _3\"></span>sques de transit<span class=\"_ _3\"></span>ion et des risque<span class=\"_ _3\"></span>s physiques sur le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x5c h62 y12a0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et la gestio<span class=\"_ _0\"></span>n actif<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">passif.</span> </span></div>\n<div class=\"t m0 x6 h62 y12a1 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">Continuer d\u2019aff<span class=\"_ _0\"></span>iner la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9 des invest<span class=\"_ _0\"></span>issem<span class=\"_ _0\"></span>ents en port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x5c h62 y12a2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en termes<span class=\"_ _0\"></span> de se<span class=\"_ _0\"></span>nsibilit\u00e9 <span class=\"_ _0\"></span>aux ris<span class=\"_ _0\"></span>ques cli<span class=\"_ _0\"></span>matiqu<span class=\"_ _0\"></span>es .<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y12a3 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">D\u00e9velopper dav<span class=\"_ _0\"></span>antage l'<span class=\"_ _0\"></span>analys<span class=\"_ _0\"></span>e des p\u00e9rils da<span class=\"_ _0\"></span>ns les entit<span class=\"_ _0\"></span>\u00e9s o\u00f9 les </span></span></div>\n<div class=\"t m0 x5c h62 y12a4 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">p\u00e9rils pe<span class=\"_ _0\"></span>uvent dev<span class=\"_ _0\"></span>enir plus pe<span class=\"_ _0\"></span>rtinent<span class=\"_ _0\"></span>s \u00e0 plus lon<span class=\"_ _0\"></span>g terme et am<span class=\"_ _0\"></span>\u00e9liore<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x5c h62 y12a5 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'analyse des<span class=\"_ _3\"></span> p\u00e9rils pour les ent<span class=\"_ _3\"></span>it\u00e9s o\u00f9 les donn\u00e9e<span class=\"_ _3\"></span>s sont plus</div>\n<div class=\"t m0 x5c h62 y12a6 ff166 fs43 fc15 sc0 ls109 ws111\" style=\"z-index: 15;\">limit\u00e9es l.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12a7 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">D<span class=\"_ _3\"></span>\u00e9velopper de<span class=\"_ _3\"></span>s capacit\u00e9s<span class=\"_ _3\"></span> pour la r\u00e9a<span class=\"_ _3\"></span>lisation <span class=\"_ _3\"></span>d\u2019\u00e9tudes simil<span class=\"_ _3\"></span>aires </span></span></div>\n<div class=\"t m0 x133 h62 y12a8 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">po<span class=\"wse9\">ur les pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ions d\u2019A<span class=\"_ _0\"></span>geas en As<span class=\"_ _0\"></span>ie.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12a9 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">\u00c9tudier comment<span class=\"_ _0\"></span> \u00e9value<span class=\"_ _0\"></span>r les risqu<span class=\"_ _0\"></span>es de respon<span class=\"_ _0\"></span>sabilit<span class=\"_ _0\"></span>\u00e9, qui sont<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x133 h62 y12aa ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hors cham<span class=\"_ _0\"></span>p d\u2019appli<span class=\"_ _0\"></span>cation jus<span class=\"_ _0\"></span>qu\u2019\u00e0 pr\u00e9<span class=\"_ _0\"></span>sent.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y12ab ff16b fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y12ac ff16b fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">D\u00e9tails des <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>expositions aux <span class=\"_ _3\"></span>risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12ad ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La pr\u00e9s<span class=\"_ _0\"></span>ente sect<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>rit les <span class=\"_ _0\"></span>diff\u00e9r<span class=\"_ _0\"></span>ents typ<span class=\"_ _0\"></span>es de ris<span class=\"_ _0\"></span>ques <span class=\"lsf0 ws104\">et </span></div>\n<div class=\"t m0 x1a h62 y12ae ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tions au ri<span class=\"_ _0\"></span>sque d\u2019A<span class=\"_ _0\"></span>geas.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12af ff166 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Risque financ<span class=\"_ _0\"></span>ier<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12b0 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ier co<span class=\"_ _0\"></span>uvre l\u2019e<span class=\"_ _0\"></span>nsemble <span class=\"_ _0\"></span>des risq<span class=\"_ _0\"></span>ues relat<span class=\"_ _0\"></span>ifs \u00e0 l<span class=\"_ _0\"></span>a valeu<span class=\"_ _0\"></span>r et \u00e0</div>\n<div class=\"t m0 x1a h62 y12b1 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la perform<span class=\"_ _0\"></span>ance des<span class=\"_ _0\"></span> actifs et pas<span class=\"_ _0\"></span>sifs, susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les d\u2019alt<span class=\"_ _0\"></span>\u00e9rer la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9,</div>\n<div class=\"t m0 x1a h62 y12b2 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le rendemen<span class=\"_ _3\"></span>t et la li<span class=\"_ _3\"></span>quidit\u00e9 en<span class=\"_ _3\"></span> raison de<span class=\"_ _3\"></span> mo<span class=\"lsdc wse9\">dificatio<span class=\"_ _0\"></span>ns de la conj<span class=\"_ _0\"></span>oncture </span></div>\n<div class=\"t m0 x1a h62 y12b3 ff166 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re. <span class=\"_ _3\"></span><span class=\"lsf7 ws11f\">\u00c0 sav<span class=\"_ _3\"></span>oir<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y12b4 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">R<span class=\"_ _3\"></span>isque de m<span class=\"_ _3\"></span>arch\u00e9</span><span class=\"ff166\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12b5 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsde wseb\">R<span class=\"_ _3\"></span>isque de d<span class=\"_ _3\"></span>\u00e9faillance</span><span class=\"ff166\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12b6 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 lsdc wse9\">Risque de liquidit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12b7 ff169 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff16a\"> <span class=\"_ _41\"> </span><span class=\"ff166 ls109 ws104\">Risque li\u00e9</span><span class=\"ff166\"> <span class=\"lsde wseb\">aux ac<span class=\"_ _3\"></span>tifs incorporel<span class=\"_ _3\"></span>s</span> </span></span></div>\n<div class=\"t m0 x1a h62 y12b8 ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12b9 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>r est le risqu<span class=\"_ _0\"></span>e majeur po<span class=\"_ _0\"></span>ur bon nom<span class=\"_ _0\"></span>bre d\u2019entit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 y12ba ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s d\u2019Ageas<span class=\"_ _3\"></span>. Le cadre de<span class=\"_ _3\"></span> risqu<span class=\"lsdc wse9\">e en place dans tout<span class=\"_ _0\"></span>es les </span></div>\n<div class=\"t m0 x1a h62 y12bb ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>ons allie de<span class=\"_ _0\"></span>s politiq<span class=\"_ _0\"></span>ues d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement, des<span class=\"_ _0\"></span> limites,<span class=\"_ _0\"></span> des tests de</div>\n<div class=\"t m0 x1a h62 y12bc ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">stress et<span class=\"_ _0\"></span> un suiv<span class=\"_ _0\"></span>i r\u00e9guli<span class=\"_ _0\"></span>er afin d<span class=\"_ _0\"></span>e cont<span class=\"_ _0\"></span>r\u00f4ler l<span class=\"_ _0\"></span>a nature <span class=\"_ _0\"></span>et le nive<span class=\"_ _0\"></span>au des</div>\n<div class=\"t m0 x1a h62 y12bd ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs et d\u2019ass<span class=\"_ _0\"></span>urer que le<span class=\"_ _0\"></span>s risques p<span class=\"_ _0\"></span>ris sont ap<span class=\"_ _0\"></span>propri\u00e9s<span class=\"_ _0\"></span> tant</div>\n<div class=\"t m0 x1a h62 y12be ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour l<span class=\"lsdc wse9\">e client que pou<span class=\"_ _0\"></span>r l\u2019actio<span class=\"_ _0\"></span>nnaire et so<span class=\"_ _0\"></span>nt ad\u00e9qu<span class=\"_ _0\"></span>atement<span class=\"_ _0\"></span> r\u00e9compe<span class=\"_ _0\"></span>ns\u00e9s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12bf ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12c0 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entit\u00e9s op\u00e9r<span class=\"_ _3\"></span>ationnelles lo<span class=\"_ _3\"></span>cales d\u00e9terminent<span class=\"_ _3\"></span> la composition glob<span class=\"_ _3\"></span>ale</div>\n<div class=\"t m0 x1a h62 y12c1 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des actifs<span class=\"_ _0\"></span> sur la base d\u2019<span class=\"_ _0\"></span>\u00e9tudes vis<span class=\"_ _0\"></span>ant \u00e0 ident<span class=\"_ _0\"></span>ifier les<span class=\"_ _0\"></span> meilleu<span class=\"_ _0\"></span>rs actifs</div>\n<div class=\"t m0 x1a h62 y12c2 ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">strat\u00e9giques<span class=\"_ _3\"></span> et leur a<span class=\"_ _3\"></span>d\u00e9quation dan<span class=\"_ _3\"></span>s une persp<span class=\"_ _3\"></span>ective ALM, <span class=\"_ _3\"></span>ainsi qu\u2019\u00e0<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y12c3 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectu<span class=\"_ _0\"></span>er un suivi r\u00e9g<span class=\"_ _0\"></span>ulier de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on et des pers<span class=\"_ _0\"></span>pectiv<span class=\"_ _0\"></span>es du march\u00e9</div>\n<div class=\"t m0 x1a h62 y12c4 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">afin de d\u00e9c<span class=\"_ _0\"></span>ider des<span class=\"_ _0\"></span> allocatio<span class=\"_ _0\"></span>ns tactiq<span class=\"_ _0\"></span>ues. Pou<span class=\"_ _0\"></span>r d\u00e9finir un po<span class=\"_ _0\"></span>rtefeu<span class=\"_ _0\"></span>ille</div>\n<div class=\"t m0 x1a h62 y12c5 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cible ad\u00e9quat<span class=\"_ _3\"></span>, le processus de d\u00e9<span class=\"_ _3\"></span>cision doit re<span class=\"_ _3\"></span>specter un \u00e9quilibre<span class=\"_ _3\"></span> entre</div>\n<div class=\"t m0 x1a h62 y12c6 ff166 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">app\u00e9tenc<span class=\"wseb\">e au<span class=\"_ _3\"></span> risque, ex<span class=\"_ _3\"></span>igences de<span class=\"_ _3\"></span> capitaux p<span class=\"_ _3\"></span>ropres, risqu<span class=\"_ _3\"></span>es et </span></div>\n<div class=\"t m0 x1a h62 y12c7 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ent \u00e0 lon<span class=\"_ _0\"></span>g terme,<span class=\"_ _0\"></span> attent<span class=\"_ _0\"></span>es des pr<span class=\"_ _0\"></span>eneurs <span class=\"_ _0\"></span>d\u2019assu<span class=\"_ _0\"></span>rance, c<span class=\"_ _0\"></span>ontrai<span class=\"_ _0\"></span>ntes</div>\n<div class=\"t m0 x1a h62 y12c8 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s b\u00e9n\u00e9fici<span class=\"_ _0\"></span>aires, q<span class=\"_ _0\"></span>uestion<span class=\"_ _0\"></span>s fiscales<span class=\"_ _0\"></span> et de liquidit<span class=\"_ _0\"></span>\u00e9. La</div>\n<div class=\"t m0 x1a h62 y12c9 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">missio<span class=\"_ _0\"></span>n de la fo<span class=\"_ _0\"></span>nction <span class=\"_ _0\"></span>Group Ri<span class=\"_ _0\"></span>sk incl<span class=\"_ _0\"></span>ut le su<span class=\"_ _0\"></span>ivi de l\u2019<span class=\"_ _0\"></span>app<span class=\"lsde\">\u00e9tence agr\u00e9g\u00e9e </span></div>\n<div class=\"t m0 x1a h62 y12ca ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au risque p<span class=\"_ _0\"></span>ar rapport a<span class=\"_ _0\"></span>ux exposit<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> en ce qui conce<span class=\"_ _0\"></span>rne les risq<span class=\"_ _0\"></span>ues</div>\n<div class=\"t m0 x1a h62 y12cb ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers et une col<span class=\"_ _0\"></span>laborat<span class=\"_ _0\"></span>ion avec l<span class=\"_ _0\"></span>es entit\u00e9s l<span class=\"_ _0\"></span>ocales pou<span class=\"_ _0\"></span>r d\u00e9velo<span class=\"_ _0\"></span>pper</div>\n<div class=\"t m0 x1a h62 y12cc ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les meill<span class=\"_ _0\"></span>eures poli<span class=\"_ _0\"></span>tiques et<span class=\"_ _0\"></span> pratiqu<span class=\"_ _0\"></span>es qui doiv<span class=\"_ _0\"></span>ent \u00eatre ado<span class=\"_ _0\"></span>pt\u00e9es pa<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 y12cd ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conseils<span class=\"_ _0\"></span> locaux af<span class=\"_ _0\"></span>in d\u2019ass<span class=\"_ _0\"></span>urer qu\u2019el<span class=\"_ _0\"></span>les s\u2019int<span class=\"_ _0\"></span>\u00e8grent<span class=\"_ _0\"></span> dans l\u2019act<span class=\"_ _0\"></span>ivit\u00e9 loc<span class=\"_ _0\"></span>ale</div>\n<div class=\"t m0 x1a h62 y12ce ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9guli<span class=\"_ _0\"></span>\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7e y12cf ff168 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1.1<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque de m<span class=\"_ _3\"></span>arch\u00e9</span> </span></div>\n<div class=\"t m0 x1a h62 y12d0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e march\u00e9 d\u00e9c<span class=\"_ _0\"></span>oule d\u2019alt<span class=\"_ _0\"></span>\u00e9ra<span class=\"_ _0\"></span>tions pr\u00e9j<span class=\"_ _0\"></span>udiciab<span class=\"_ _0\"></span>les de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y12d1 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, dir<span class=\"_ _3\"></span>ectement ou ind<span class=\"_ _3\"></span>irectement dues<span class=\"_ _3\"></span> \u00e0 des fluctuations<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 y12d2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau et<span class=\"_ _0\"></span> de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 des<span class=\"ls0 ws0\"> </span><span class=\"wse9\">prix<span class=\"_ _0\"></span> du march<span class=\"_ _0\"></span>\u00e9 des actifs et<span class=\"_ _0\"></span> des passifs<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12d3 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Il se d\u00e9c<span class=\"_ _0\"></span>ompose <span class=\"_ _0\"></span>en une s<span class=\"_ _0\"></span>\u00e9rie de <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> : </span></div>\n<div class=\"t m0 x1a h62 y12d4 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wsfa\">Risqu<span class=\"_ _3\"></span>e de taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t</span> </span></div>\n<div class=\"t m0 x1a h62 y12d5 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wseb\">Risqu<span class=\"_ _3\"></span>e de cours</span> </span></div>\n<div class=\"t m0 x1a h62 y12d6 ff166 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _16b\"> </span><span class=\"lsde wseb\">Risque de<span class=\"_ _3\"></span> spread</span> </span></div>\n<div class=\"t m0 x1a h62 y12d7 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wseb\">Risqu<span class=\"_ _3\"></span>e de change</span> </span></div>\n<div class=\"t m0 x1a h62 y12d8 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsfe ws111\">Risqu<span class=\"_ _3\"></span>e immobil<span class=\"_ _3\"></span>ier</span> </span></div>\n<div class=\"t m0 x1a h62 y12d9 ff166 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1dc\"> </span><span class=\"lsdc wse9\">Risque de concent<span class=\"_ _0\"></span>ration<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12da ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">g.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span></span>Risque d\u2019infl<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12db ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12dc ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les sensib<span class=\"_ _3\"></span>ilit\u00e9s pr\u00e9sent<span class=\"_ _3\"></span>\u00e9es dans <span class=\"_ _3\"></span>cette note e<span class=\"_ _3\"></span>xcluent l\u2019imp<span class=\"_ _3\"></span>act dans l<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y12dd ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>ne donn<span class=\"_ _0\"></span>ant pas l<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>\u00f4le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 245px; width: 344px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 157px; height: 949px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff16d fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws10d\">R<span class=\"_ _3\"></span>ISQUE DE<span class=\"_ _3\"></span> TAUX D\u2019INTE<span class=\"_ _3\"></span>RET</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat exis<span class=\"_ _0\"></span>te pour tous<span class=\"_ _0\"></span> les actifs et<span class=\"_ _0\"></span> passifs s<span class=\"_ _0\"></span><span class=\"lsde wsea\">ensibles </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la st<span class=\"_ _0\"></span>ructure <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatili<span class=\"_ _0\"></span>t\u00e9 des t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat. C<span class=\"_ _0\"></span>ela</div>\n<div class=\"t m0 x6 h62 y93e ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vaut pour les s<span class=\"_ _3\"></span>tructures \u00e0 terme r\u00e9el<span class=\"_ _3\"></span>les ou nominale<span class=\"_ _3\"></span>s. Le risque d\u00e9coule<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la diff\u00e9r<span class=\"_ _0\"></span>ence de sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 des actif<span class=\"_ _0\"></span>s et des passif<span class=\"_ _0\"></span>s aux vari<span class=\"_ _0\"></span>ations</div>\n<div class=\"t m0 x6 h62 y940 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des taux<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eat et <span class=\"_ _3\"></span>de <span class=\"lsdc wse9\">la volatilit\u00e9 as<span class=\"_ _0\"></span>soci\u00e9<span class=\"_ _0\"></span>e, qui peut av<span class=\"_ _0\"></span>oir un impac<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y941 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span> et la positi<span class=\"_ _0\"></span>on de solva<span class=\"_ _0\"></span>bilit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on, le s<span class=\"_ _0\"></span>uivi et l<span class=\"_ _0\"></span>e contr\u00f4<span class=\"_ _0\"></span>le de so<span class=\"_ _0\"></span>n risqu<span class=\"_ _0\"></span>e de taux<span class=\"_ _0\"></span> d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x6 h62 y944 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas rec<span class=\"_ _0\"></span>ourt \u00e0 diff<span class=\"_ _0\"></span>\u00e9rents ind<span class=\"_ _0\"></span>icateu<span class=\"_ _0\"></span>rs, p<span class=\"lsde wseb\">armi lesquels l\u2019an<span class=\"_ _3\"></span>alyse de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x6 h62 y945 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concord<span class=\"_ _0\"></span>ance (mis<span class=\"_ _0\"></span>match) de<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e et les simul<span class=\"_ _0\"></span>ations de</div>\n<div class=\"t m0 x1a h62 yf19 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">crise (st<span class=\"_ _0\"></span>ress tests<span class=\"_ _0\"></span>). Les polit<span class=\"_ _0\"></span>iques d<span class=\"_ _0\"></span>\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et d\u2019ALM im<span class=\"_ _0\"></span>posent</div>\n<div class=\"t m0 x1a h62 yf1a ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement <span class=\"_ _3\"></span>une concorda<span class=\"_ _3\"></span>nce \u00e9lev\u00e9e<span class=\"_ _3\"></span>, sauf d\u00e9r<span class=\"_ _3\"></span>ogation d\u00fbmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yf1b ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e. Po<span class=\"_ _3\"></span>ur le l<span class=\"_ _3\"></span>ong t<span class=\"wsfa\">erme, la<span class=\"_ _3\"></span> concordance (matching<span class=\"_ _3\"></span>) peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 ycfb ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">difficil<span class=\"_ _0\"></span>e \u00e0 r\u00e9alis<span class=\"_ _0\"></span>er, faute d\u2019<span class=\"_ _0\"></span>actifs a<span class=\"_ _0\"></span>d\u00e9quats.<span class=\"_ _0\"></span> La strat\u00e9<span class=\"_ _0\"></span>gie de match<span class=\"_ _0\"></span>ing sera</div>\n<div class=\"t m0 x1a h62 ycfc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donc d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9e en f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> de l\u2019app\u00e9te<span class=\"_ _0\"></span>nce au risq<span class=\"_ _0\"></span>ue, de la disp<span class=\"_ _0\"></span>onibil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x1a h62 ycfd ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> (\u00e0 long ter<span class=\"_ _0\"></span>me), des taux<span class=\"_ _0\"></span> de march<span class=\"_ _0\"></span>\u00e9 actuels et<span class=\"_ _0\"></span> pr\u00e9vus, et<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 ycfe ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveaux <span class=\"_ _0\"></span>de gara<span class=\"_ _0\"></span>ntie. D<span class=\"_ _0\"></span>es instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> d\u00e9riv\u00e9s s<span class=\"_ _0\"></span>ont pa<span class=\"_ _0\"></span>rfois ut<span class=\"_ _0\"></span>ilis\u00e9s <span class=\"_ _0\"></span>pour</div>\n<div class=\"t m0 x1a h62 ycff ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couvrir le risque<span class=\"_ _3\"></span> de taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat. Veuillez remarq<span class=\"_ _3\"></span>uer que le ri<span class=\"_ _3\"></span>sque li\u00e9</div>\n<div class=\"t m0 x1a h62 yd00 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat f<span class=\"_ _0\"></span>aibles a \u00e9t\u00e9 d\u00e9f<span class=\"_ _0\"></span>ini comm<span class=\"_ _0\"></span>e un risqu<span class=\"_ _0\"></span>e strat\u00e9gi<span class=\"_ _0\"></span>que avec</div>\n<div class=\"t m0 x1a h62 yd01 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une attent<span class=\"_ _0\"></span>ion sp\u00e9c<span class=\"_ _0\"></span>ifique po<span class=\"_ _0\"></span>ur <span class=\"wseb\">la str<span class=\"_ _0\"></span>ucture d<span class=\"_ _0\"></span>e co\u00fbts f<span class=\"_ _0\"></span>ixes/v<span class=\"_ _0\"></span>ariables<span class=\"_ _0\"></span>.</span></div>\n<div class=\"t m0 x6 h62 y1227 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1229 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s mo<span class=\"_ _0\"></span>ntre l\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et su<span class=\"_ _0\"></span>r les cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres <span class=\"_ _0\"></span>en IFRS d<span class=\"_ _0\"></span>\u2019une ba<span class=\"_ _0\"></span>isse des<span class=\"_ _0\"></span> taux d\u2019<span class=\"_ _0\"></span><span class=\"wse9\">int\u00e9r\u00eat p<span class=\"_ _0\"></span>our </span></span></div>\n<div class=\"t m0 x6 h62 y122a ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les entit\u00e9s con<span class=\"_ _3\"></span>solid\u00e9es. Un choc<span class=\"_ _3\"></span> haussier/bai<span class=\"_ _3\"></span>ssier est appliqu\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">correspondan<span class=\"_ _3\"></span>t \u00e0 une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> rendement<span class=\"_ _3\"></span> d\u20191/30 an<span class=\"_ _3\"></span>s (environ 75<span class=\"_ _3\"></span> pb en m<span class=\"_ _3\"></span>oyenne) </span></div>\n<div class=\"t m0 x6 h62 y122b ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certain<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s utilis<span class=\"_ _0\"></span>ent une m\u00e9t<span class=\"_ _0\"></span>hode simpl<span class=\"_ _0\"></span>ifi\u00e9e av<span class=\"_ _0\"></span>ec prise e<span class=\"_ _0\"></span>n consid\u00e9r<span class=\"_ _0\"></span>ation d\u2019u<span class=\"_ _0\"></span>n stress p<span class=\"_ _0\"></span>arall\u00e8l<span class=\"_ _0\"></span>e de 100<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pb.</span> </span></div>\n<div class=\"t m0 x6 h62 y12df ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 488px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 693px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 784px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 446px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 448px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 446px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 569px; bottom: 829px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 533px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 523px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 556px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 652px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 654px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 652px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 776px; bottom: 829px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 740px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 730px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 763px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 487px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 589px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 693px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Taux d'int\u00e9r\u00eat en baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 754px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 754px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68c ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 754px; z-index: 15;\">4</div>\n<div class=\"t m0 x40 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 754px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Taux d'int\u00e9r\u00eat en hausse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 471px; bottom: 739px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 561px; bottom: 739px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 739px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 739px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y12e7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e8 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e9 ff16d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> COURS</span> </span></div>\n<div class=\"t m0 x6 h62 y12ea ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e cours d\u00e9co<span class=\"_ _0\"></span>ule de la sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019actifs<span class=\"_ _0\"></span>, de passif<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x6 h62 y12eb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019instr<span class=\"_ _0\"></span>uments f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs aux v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des <span class=\"_ _0\"></span>niveaux <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x6 h62 y12ec ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des cours<span class=\"_ _0\"></span> des act<span class=\"_ _0\"></span>ions o<span class=\"_ _0\"></span>u de leur <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>ent, ce q<span class=\"_ _0\"></span>ui peu<span class=\"_ _0\"></span>t avoir un <span class=\"_ _0\"></span>impact</div>\n<div class=\"t m0 x6 h62 y12ed ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et la positi<span class=\"_ _0\"></span>on de solvab<span class=\"_ _0\"></span>ilit\u00e9.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y12ee ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12ef ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque es<span class=\"_ _0\"></span>t contr\u00f4l<span class=\"_ _0\"></span>\u00e9 en fixant des<span class=\"_ _0\"></span> limites<span class=\"_ _0\"></span> bas\u00e9es su<span class=\"_ _0\"></span>r l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au</div>\n<div class=\"t m0 x6 h62 y12f0 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et p<span class=\"_ _0\"></span>ar des politi<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement qu<span class=\"_ _0\"></span>i impose<span class=\"_ _0\"></span>nt la mise en</div>\n<div class=\"t m0 x6 h62 y12f1 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">place d\u2019u<span class=\"_ _0\"></span>ne s\u00e9rie de c<span class=\"_ _0\"></span>ontr\u00f4les,<span class=\"_ _0\"></span> et notamm<span class=\"_ _0\"></span>ent des mes<span class=\"_ _0\"></span>ures \u00e0 pren<span class=\"_ _0\"></span>dre en</div>\n<div class=\"t m0 x6 h62 y12f2 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cas de bai<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">se de valeur s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative. La g<span class=\"_ _0\"></span>estion p<span class=\"_ _0\"></span>roactiv<span class=\"_ _0\"></span>e ant\u00e9rie<span class=\"_ _0\"></span>ure de </span></div>\n<div class=\"t m0 x1a h62 y12f3 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce risqu<span class=\"_ _0\"></span>e a permis de r\u00e9<span class=\"_ _0\"></span>duire rapi<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> l\u2019exposit<span class=\"_ _0\"></span>ion au risq<span class=\"_ _0\"></span>ue sur</div>\n<div class=\"t m0 x1a h62 y12f4 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions p<span class=\"_ _0\"></span>ar le biais de ve<span class=\"_ _0\"></span>ntes et de couv<span class=\"_ _0\"></span>erture<span class=\"_ _0\"></span>s. Cela cont<span class=\"_ _0\"></span>ribue \u00e0 \u00e9vit<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 y12f5 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es et \u00e0 p<span class=\"_ _0\"></span>r\u00e9serv<span class=\"_ _0\"></span>er la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 des c<span class=\"_ _0\"></span>ompag<span class=\"lsde wsfa\">nies d\u2019assurances </span></div>\n<div class=\"t m0 x1a h62 y12f6 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tout au <span class=\"_ _0\"></span>long d\u2019un<span class=\"_ _0\"></span>e crise f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12f7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12f8 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9term<span class=\"_ _0\"></span>ine l\u2019exp<span class=\"_ _0\"></span>ositi<span class=\"_ _0\"></span>on sur actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x1a h62 y12f9 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fonction de<span class=\"_ _3\"></span> la r\u00e9ali<span class=\"_ _3\"></span>t\u00e9 \u00e9conomique<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span> et des<span class=\"_ _3\"></span> risques sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacents. </span></span></div>\n<div class=\"t m0 x1a h62 y12fa ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019exposi<span class=\"_ _0\"></span>tion \u00e9co<span class=\"_ _0\"></span>nomiq<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\"> </span><span class=\"wseb\">totale s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns, en j<span class=\"_ _0\"></span>uste va<span class=\"_ _0\"></span>leur, est </span></div>\n<div class=\"t m0 x1a h62 y12fb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l<span class=\"_ _0\"></span>e tabl<span class=\"_ _0\"></span>eau ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous, selon une appro<span class=\"_ _3\"></span>che bas\u00e9e sur le </span></span></div>\n<div class=\"t m0 x1a h62 y12fc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et av<span class=\"_ _0\"></span>ec rappro<span class=\"_ _0\"></span>chement<span class=\"_ _0\"></span> des chiff<span class=\"_ _0\"></span>res publi<span class=\"_ _0\"></span>\u00e9s en IFRS.</div>\n<div class=\"t m0 x6 h62 y12fd ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12fe ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 503px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 503px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff16d fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xfd h65 y797 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y797 ff170 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Placements directs en actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 472px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 472px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Fonds de <span class=\"wsee\">placement en actions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 457px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 457px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 443px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement (Private equity)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 443px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 443px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 428px; z-index: 15;\">Fonds de r\u00e9partition d'actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 428px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 428px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff16f fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Exposition \u00e9conomique totale sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 413px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 413px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 398px; z-index: 15;\">Fonds obligataires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 398px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 398px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Fonds du march\u00e9 mon\u00e9taire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 383px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 383px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Fonds <span class=\"lsee wsff\">immob<span class=\"_ _3\"></span>iliers (SIC<span class=\"_ _3\"></span>AFI/REIT<span class=\"_ _3\"></span>S)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 368px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 368px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Exposition totale en IFRS des actions et autres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 354px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 354px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 339px; z-index: 15;\">Dont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xfd h67 y68c ff16f fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">Disponibles \u00e0 la vente <span class=\"_ _0\"></span>(voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 324px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 324px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 309px; z-index: 15;\">D\u00e9tenus \u00e0 la juste va<span class=\"_ _0\"></span>leur (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 309px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 309px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 298px; height: 808px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 298px; height: 808px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 298px; height: 808px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">dessous mo<span class=\"_ _0\"></span>ntre l\u2019<span class=\"_ _0\"></span>incide<span class=\"_ _0\"></span>nce brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et s<span class=\"_ _0\"></span>ur les c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> propres<span class=\"_ _0\"></span> en IFR<span class=\"_ _0\"></span>S d\u2019un c<span class=\"_ _0\"></span>hoc sur a<span class=\"_ _0\"></span>ctions <span class=\"lsde wsea\">correspondant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une bai<span class=\"_ _3\"></span>sse d\u20191/30 <span class=\"_ _3\"></span>d\u2019ann\u00e9e de<span class=\"_ _3\"></span> p\u00e9riode de r<span class=\"_ _3\"></span>endement (e<span class=\"_ _3\"></span>nviron 30<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">% pour les act<span class=\"_ _0\"></span>ions cot\u00e9<span class=\"_ _0\"></span>es dans l\u2019E<span class=\"_ _0\"></span>EE) pour les ent<span class=\"_ _0\"></span><span class=\"wseb\">it\u00e9s c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y6a0 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff175 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 532px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 620px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 708px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff172 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Actions <span class=\"ls0 ws0\">\u2013 <span class=\"lse5 ws100\">ri<span class=\"_ _3\"></span>sque \u00e0 l<span class=\"_ _3\"></span>a bais<span class=\"_ _3\"></span>se</span> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 959px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 959px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1319 ff172 fs43 fc20 sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> SPREAD</span> </span></div>\n<div class=\"t m0 x6 h62 y131a ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e spread r\u00e9s<span class=\"_ _0\"></span>ulte de la se<span class=\"_ _0\"></span>nsibilit<span class=\"_ _0\"></span>\u00e9 de la vale<span class=\"_ _0\"></span>ur d\u2019actif<span class=\"_ _0\"></span>s, de</div>\n<div class=\"t m0 x6 h62 y131b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et d\u2019instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>nanciers<span class=\"_ _0\"></span> aux variat<span class=\"_ _0\"></span>ions du ni<span class=\"_ _0\"></span>veau ou de la</div>\n<div class=\"t m0 x6 h62 y131c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>it\u00e9 des s<span class=\"_ _0\"></span>preads s<span class=\"_ _0\"></span>ur la st<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e \u00e0 terme <span class=\"_ _0\"></span>de taux d<span class=\"_ _0\"></span>\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"lsf7\">sans </span></div>\n<div class=\"t m0 x6 h62 y131d ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131f ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nte des pass<span class=\"_ _0\"></span>ifs d\u2019Age<span class=\"_ _0\"></span>as sont rel<span class=\"_ _0\"></span>ativeme<span class=\"_ _0\"></span>nt illiq<span class=\"_ _0\"></span>uides.</div>\n<div class=\"t m0 x6 h62 y1320 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas s\u2019ef<span class=\"_ _0\"></span>force g<span class=\"_ _0\"></span>\u00e9n\u00e9rale<span class=\"_ _0\"></span>ment de d\u00e9t<span class=\"_ _0\"></span>enir ses act<span class=\"_ _0\"></span>ifs obli<span class=\"_ _0\"></span>gataire<span class=\"_ _0\"></span>s jusqu\u2019\u00e0</div>\n<div class=\"t m0 x6 h62 y1321 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">leur \u00e9ch<span class=\"_ _0\"></span>\u00e9ance.<span class=\"_ _0\"></span> Cela lim<span class=\"_ _0\"></span>ite sen<span class=\"_ _0\"></span>sibleme<span class=\"_ _0\"></span>nt l\u2019inc<span class=\"_ _0\"></span>idence <span class=\"_ _0\"></span>\u00e0 long t<span class=\"_ _0\"></span>erme du</div>\n<div class=\"t m0 x6 h62 y1322 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque de spread<span class=\"_ _3\"></span> \u00e9tant donn\u00e9 <span class=\"lsdc wse9\">qu\u2019Ageas d\u00e9t<span class=\"_ _0\"></span>ient g\u00e9<span class=\"_ _0\"></span>n\u00e9ralem<span class=\"_ _0\"></span>ent ces act<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y1323 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e \u00e0 hauteu<span class=\"_ _0\"></span>r de ses pass<span class=\"_ _0\"></span>ifs illiq<span class=\"_ _0\"></span>uides \u00e0 long t<span class=\"_ _0\"></span>erme. Bie<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1324 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que la volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 cou<span class=\"_ _0\"></span>rt terme pu<span class=\"_ _0\"></span>isse \u00eatre si<span class=\"_ _0\"></span>gnificat<span class=\"_ _0\"></span>ive, il est<span class=\"_ _0\"></span> peu</div>\n<div class=\"t m0 x6 h62 y1325 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">probable qu\u2019<span class=\"_ _3\"></span>Ageas soit <span class=\"_ _3\"></span>contraint d<span class=\"_ _3\"></span>e les c\u00e9de<span class=\"_ _3\"></span>r \u00e0 vil<span class=\"_ _3\"></span> prix, m\u00eame <span class=\"_ _3\"></span>s\u2019il peu<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x6 h62 y1326 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cider d<span class=\"_ _0\"></span>e les liquide<span class=\"_ _0\"></span>r s\u2019il est<span class=\"_ _0\"></span>ime que c\u2019es<span class=\"_ _0\"></span>t la meilleu<span class=\"_ _0\"></span>re d\u00e9cis<span class=\"_ _0\"></span>ion \u00e0</div>\n<div class=\"t m0 x6 h62 y1327 ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prendre.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1328 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1329 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que la sensi<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 \u00e0 long</div>\n<div class=\"t m0 x6 h62 y132a ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme du risque<span class=\"_ _3\"></span> de spread est simi<span class=\"_ _3\"></span>laire au concept<span class=\"_ _3\"></span> de \u00ab<span class=\"ls0 ws0\"> </span>Correction<span class=\"_ _3\"></span> pour</div>\n<div class=\"t m0 x6 h62 y132b ff172 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">vola<span class=\"_ _3\"></span>tili<span class=\"_ _3\"></span>t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb<span class=\"_ _3\"></span> dans Solv<span class=\"_ _3\"></span>abilit\u00e9 <span class=\"wsfa\">II,<span class=\"_ _3\"></span> mais en tenant comp<span class=\"_ _3\"></span>te des </span></span></span></div>\n<div class=\"t m0 x1a h62 y132c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">caract\u00e9<span class=\"_ _0\"></span>ristiq<span class=\"_ _0\"></span>ues sp\u00e9c<span class=\"_ _0\"></span>ifiques<span class=\"_ _0\"></span> de son p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille. C<span class=\"_ _0\"></span>eci est<span class=\"_ _0\"></span> consid\u00e9<span class=\"_ _0\"></span>r\u00e9</div>\n<div class=\"t m0 x1a h62 y132d ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme plus<span class=\"_ _0\"></span> confor<span class=\"_ _0\"></span>me au mod\u00e8l<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>onnel d\u2019Ag<span class=\"_ _0\"></span>eas, qui \u00e9v<span class=\"_ _0\"></span>ite</div>\n<div class=\"t m0 x1a h62 y132e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement la r\u00e9<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on de pertes de c<span class=\"_ _0\"></span>apital,<span class=\"_ _0\"></span> contrair<span class=\"_ _0\"></span>ement \u00e0 un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y132f ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">approche stric<span class=\"_ _3\"></span>te par \u00e9val<span class=\"lsdc wse9\">uation au prix<span class=\"_ _0\"></span> du march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1330 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas trai<span class=\"_ _0\"></span>te le risque d<span class=\"_ _0\"></span>e spread da<span class=\"_ _0\"></span>ns SCR</div>\n<div class=\"t m0 x11e h76 y1331 ff172 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xda h62 y1332 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">, de la mani\u00e8r<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1333 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsdc wse9\">Inclusion du taux<span class=\"_ _0\"></span> fondame<span class=\"_ _0\"></span>ntal pour l<span class=\"_ _0\"></span>es exposit<span class=\"_ _0\"></span>ions en ti<span class=\"_ _0\"></span>tres </span></span></div>\n<div class=\"t m0 x133 h62 y1334 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">souverains eur<span class=\"_ _3\"></span>op\u00e9ens et \u00e9quival<span class=\"_ _3\"></span>ents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1335 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsfe ws11a\">E<span class=\"_ _3\"></span>xclusion</span><span class=\"ff172\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">du spread n<span class=\"_ _0\"></span>on fon<span class=\"_ _0\"></span>dament<span class=\"_ _0\"></span>al sur les <span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>dettes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y1336 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1337 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les sensi<span class=\"_ _0\"></span>bilit\u00e9s p<span class=\"_ _0\"></span>rises en con<span class=\"_ _0\"></span>sid\u00e9rat<span class=\"_ _0\"></span>ion pour l\u2019<span class=\"_ _0\"></span>impact d<span class=\"_ _0\"></span>\u2019un \u00e9lar<span class=\"_ _0\"></span>gissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1338 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des spreads de<span class=\"_ _3\"></span> cr\u00e9dit sur le compte<span class=\"_ _3\"></span> de r\u00e9sultat et sur<span class=\"_ _3\"></span> les fonds propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1339 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en IFRS d\u00e9<span class=\"_ _3\"></span>pendent<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la notation de cr<span class=\"_ _0\"></span>\u00e9dit et de la du<span class=\"_ _0\"></span>ration de l\u2019<span class=\"_ _0\"></span>actif </span></span></div>\n<div class=\"t m0 x1a h62 y133a ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consid\u00e9r\u00e9. Ce<span class=\"_ _3\"></span>s chocs <span class=\"_ _3\"></span>correspondent \u00e0<span class=\"_ _3\"></span> une p\u00e9ri<span class=\"_ _3\"></span>ode de rende<span class=\"_ _3\"></span>ment de</div>\n<div class=\"t m0 x1a h62 y133b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1/30 et se sit<span class=\"_ _0\"></span>uent entr<span class=\"_ _0\"></span>e +70 pb pour l<span class=\"_ _0\"></span>es actifs n<span class=\"_ _0\"></span>ot\u00e9s AAA et +2<span class=\"_ _0\"></span>00 pb</div>\n<div class=\"t m0 x1a h62 y133c ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour les<span class=\"_ _3\"></span> actifs not\u00e9s<span class=\"_ _3\"></span> BBB. Cer<span class=\"_ _3\"></span>taines entit\u00e9<span class=\"_ _3\"></span>s op\u00e9rationnel<span class=\"_ _3\"></span>les appliq<span class=\"lsdc wse8\">uent </span></div>\n<div class=\"t m0 x1a h62 y133d ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une m\u00e9thode<span class=\"_ _3\"></span> simplifi\u00e9e <span class=\"_ _3\"></span>dans laquell<span class=\"_ _3\"></span>e l\u2019ensembl<span class=\"_ _3\"></span>e du portefe<span class=\"_ _3\"></span>uille de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y133e ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit subit<span class=\"_ _3\"></span> un choc de +100 pb.</div>\n<div class=\"t m0 x6 h62 y133f ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1340 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1341 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span>capitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es en I<span class=\"_ _0\"></span>FRS d\u2019u<span class=\"_ _0\"></span>n choc de<span class=\"_ _0\"></span> spread s<span class=\"_ _0\"></span>u<span class=\"lsfe ws12d\">r la </span></span></div>\n<div class=\"t m0 x6 h62 y1342 ff172 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sensi<span class=\"lsde wsfa\">bilit\u00e9 des cours.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 hae y1343 ff172 fs71 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 haf y1344 ff172 fs72 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 532px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y691 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 532px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 532px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 532px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff172 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Risque de spread <span class=\"ls0 ws0\">- </span>\u00c9largissement des spread<span class=\"_ _0\"></span>s de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 457px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 457px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 457px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 457px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y134b ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134c ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134d ff172 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> CHANGE</span> </span></div>\n<div class=\"t m0 x6 h62 y134e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e change na\u00ee<span class=\"_ _0\"></span>t de la sens<span class=\"_ _0\"></span>ibilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et<span class=\"_ _0\"></span> de passifs au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 y134f ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variations du<span class=\"_ _3\"></span> niveau <span class=\"_ _3\"></span>des cours de<span class=\"_ _3\"></span> change en<span class=\"_ _3\"></span> cas de<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsea\">concord<span class=\"_ _3\"></span>ance </span></div>\n<div class=\"t m0 x6 h62 y1350 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de devise des<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span> et des <span class=\"wseb\">passifs.<span class=\"_ _0\"></span> Au niv<span class=\"_ _0\"></span>eau du G<span class=\"_ _0\"></span>roupe, c<span class=\"_ _0\"></span>ela </span></div>\n<div class=\"t m0 x6 h62 y1351 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend les<span class=\"_ _3\"></span> situation<span class=\"_ _3\"></span>s o\u00f9 Ageas d\u00e9<span class=\"_ _3\"></span>tient de<span class=\"_ _3\"></span>s actifs (<span class=\"_ _3\"></span>filiales et</div>\n<div class=\"t m0 x6 h62 y1352 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span>) ou des<span class=\"_ _0\"></span> passif<span class=\"_ _0\"></span>s (de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt) lib<span class=\"_ _0\"></span>ell\u00e9s en</div>\n<div class=\"t m0 x6 h62 y1353 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> devises<span class=\"_ _0\"></span> que l\u2019euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1354 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1355 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La politiq<span class=\"_ _0\"></span>ue de place<span class=\"_ _0\"></span>ment d\u2019A<span class=\"_ _0\"></span>geas limit<span class=\"_ _0\"></span>e ce risque,<span class=\"_ _0\"></span> car elle imp<span class=\"_ _0\"></span>ose de</div>\n<div class=\"t m0 x1a h62 y1356 ff172 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> la non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">concorda<span class=\"_ _3\"></span>nce de de<span class=\"_ _3\"></span>vises entre <span class=\"_ _3\"></span>actifs e<span class=\"_ _3\"></span>t passifs <span class=\"_ _3\"></span>dans les </span></span></div>\n<div class=\"t m0 x1a h62 y1357 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span>, et m\u00eame, d<span class=\"_ _0\"></span>ans la plupa<span class=\"_ _0\"></span>rt des cas, d<span class=\"_ _0\"></span>e l\u2019\u00e9limin<span class=\"_ _0\"></span>er. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1358 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1359 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a pou<span class=\"_ _0\"></span>r politiqu<span class=\"_ _0\"></span>e de ne pas co<span class=\"_ _0\"></span>uvrir les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements en ac<span class=\"_ _0\"></span>tions</div>\n<div class=\"t m0 x1a h62 y135a ff172 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">et les f<span class=\"lsdc wseb\">inance<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>ermane<span class=\"_ _0\"></span>nts en dev<span class=\"_ _0\"></span>ises des<span class=\"_ _0\"></span> filial<span class=\"_ _0\"></span>es et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 y135b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es. Ageas<span class=\"_ _0\"></span> accepte l<span class=\"_ _0\"></span>a non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">concord<span class=\"_ _0\"></span>ance li<span class=\"_ _0\"></span>\u00e9e \u00e0 ses<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y135c ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> op\u00e9rant d<span class=\"_ _0\"></span>ans des dev<span class=\"_ _0\"></span>ises diff\u00e9r<span class=\"_ _0\"></span>entes de l\u2019<span class=\"_ _0\"></span>euro com<span class=\"_ _0\"></span>me la</div>\n<div class=\"t m0 x1a h62 y135d ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cons\u00e9quence de<span class=\"_ _3\"></span> son statut de grou<span class=\"_ _3\"></span>pe internationa<span class=\"_ _3\"></span>l.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 273px; height: 833px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 273px; height: 833px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 273px; height: 833px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">princ<span class=\"_ _3\"></span>ipales expos<span class=\"_ _3\"></span>itions au r<span class=\"_ _3\"></span>isque de c<span class=\"_ _3\"></span>hange au 3<span class=\"_ _3\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">d\u00e9cembre<span class=\"_ _3\"></span> figurent dans<span class=\"_ _3\"></span> le tableau ci<span class=\"ls0 ws0\">-</span></span>d<span class=\"_ _3\"></span>essous. Le<span class=\"_ _3\"></span>s chiffres p<span class=\"_ _3\"></span>r\u00e9sent\u00e9s sont d<span class=\"_ _3\"></span>es exposi<span class=\"_ _3\"></span>tions nettes </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(actifs m<span class=\"_ _0\"></span>oins pass<span class=\"_ _0\"></span>ifs), apr<span class=\"_ _0\"></span>\u00e8s toute co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re libell\u00e9<span class=\"_ _0\"></span>e en euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 1049px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 931px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 931px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 931px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 931px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 931px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 931px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 931px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 931px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 931px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1366 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 899px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 899px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 899px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 899px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 899px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 899px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 899px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 899px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 899px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 899px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 899px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 899px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 869px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 869px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 869px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 869px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 869px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 869px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 869px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 869px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 869px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 869px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 869px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 869px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 854px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 854px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 854px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 839px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 839px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 839px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 839px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 839px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 839px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 839px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 839px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 839px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 839px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 839px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 839px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 839px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 824px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 824px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 809px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 809px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 809px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 809px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 809px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 809px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 809px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 809px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 809px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 809px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 809px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 809px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 809px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 781px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 781px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 781px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 781px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 781px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 781px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 781px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 781px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 781px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 781px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1371 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1372 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1373 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1374 ff178 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf0\">RISQUE IMMOBILIER</span> </span></div>\n<div class=\"t m0 x6 h62 y1375 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque im<span class=\"_ _0\"></span>mobili<span class=\"_ _0\"></span>er d\u00e9coul<span class=\"_ _0\"></span>e de la sensi<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et de p<span class=\"_ _0\"></span>assifs au</div>\n<div class=\"t m0 x6 h62 y1376 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau o<span class=\"_ _0\"></span>u \u00e0 la vo<span class=\"_ _0\"></span>latilit\u00e9 <span class=\"_ _0\"></span>des cour<span class=\"_ _0\"></span>s des bi<span class=\"_ _0\"></span>ens imme<span class=\"_ _0\"></span>ubles ou <span class=\"_ _0\"></span>de leu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1377 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">rendement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1378 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1379 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9fini<span class=\"_ _0\"></span>t son exposi<span class=\"_ _0\"></span>tion \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x6 h62 y137a ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a valeur de ma<span class=\"_ _0\"></span>rch\u00e9 des act<span class=\"_ _0\"></span>ifs, et y inc<span class=\"_ _0\"></span>lut les act<span class=\"_ _0\"></span>ifs d\u00e9te<span class=\"_ _0\"></span>nus pour</div>\n<div class=\"t m0 x6 h62 y137b ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte pr<span class=\"_ _0\"></span>opre, et l<span class=\"_ _0\"></span>a norme IFR<span class=\"_ _0\"></span>S16 Contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion. L\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y137c ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consid\u00e9<span class=\"_ _0\"></span>r\u00e9e diff\u00e8<span class=\"_ _0\"></span>re de l\u2019exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e confor<span class=\"_ _0\"></span>m\u00e9ment<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 y137d ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions IFRS,<span class=\"_ _0\"></span> qui exclut<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">val<span class=\"_ _3\"></span>u<span class=\"lsdc wse9\">es latentes. L<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y137e ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tableau c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous identi<span class=\"_ _3\"></span>fie ce qu\u2019Ageas con<span class=\"_ _3\"></span>sid\u00e8re comme son </span></span></div>\n<div class=\"t m0 x1a h62 y137f ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposit<span class=\"_ _0\"></span>ion \u00e9cono<span class=\"_ _0\"></span>mique \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er et \u00e9tab<span class=\"_ _0\"></span>lit le rapp<span class=\"_ _0\"></span>rochem<span class=\"_ _0\"></span>ent par</div>\n<div class=\"t m0 x1a h62 y1380 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport a<span class=\"_ _0\"></span>ux chiffr<span class=\"_ _0\"></span>es publi\u00e9s s<span class=\"_ _0\"></span>elon les I<span class=\"_ _0\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1381 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1382 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, A<span class=\"lsde wseb\">geas suit un mod\u00e8le<span class=\"_ _3\"></span> interne pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1383 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilier dan<span class=\"_ _0\"></span>s ses princi<span class=\"_ _0\"></span>pales fil<span class=\"_ _0\"></span>iales, da<span class=\"_ _0\"></span>ns lesqu<span class=\"_ _0\"></span>elles le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y1384 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>ier est t<span class=\"_ _0\"></span>rait\u00e9 s<span class=\"_ _0\"></span>elon l\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e9con<span class=\"_ _0\"></span>omique <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-</span>jace<span class=\"_ _0\"></span>nte, plut<span class=\"_ _0\"></span>\u00f4t</div>\n<div class=\"t m0 x1a h62 y1385 ff178 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que selon<span class=\"_ _3\"></span> la classi<span class=\"_ _3\"></span>fication IFRS<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x6 h62 y1386 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1387 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 544px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69d ff17a fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 498px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 498px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">et parkings (voir note 16)</span> </div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 469px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente (voir note 15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 454px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 454px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff17b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse2 ws103\">(<span class=\"_ _3\"></span>au co\u00fbt amo<span class=\"_ _3\"></span>rti)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 439px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 439px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Fonds immobiliers (en juste valeur)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 424px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 424px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff17b fs45 fc1e sc0 ls106 ws0\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Exposition IFR<span class=\"_ _3\"></span>S sur immobilier<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 409px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 409px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff17a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 379px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsee\">values latentes (exposition \u00e9conomique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 365px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 365px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre (voir note 1<span class=\"_ _0\"></span>6)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 350px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 350px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff17b fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Exposition \u00e9conomique totale sur immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 335px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 335px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 324px; height: 782px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 324px; height: 782px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 324px; height: 782px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ff17f fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span><span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span>s en IFRS d\u2019un choc<span class=\"_ _3\"></span> immobilier correspond<span class=\"_ _3\"></span>ant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une p\u00e9ri<span class=\"_ _3\"></span>ode de re<span class=\"_ _3\"></span>ndement de<span class=\"_ _3\"></span> 1/30 (en moy<span class=\"_ _3\"></span>enne 14<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfa ws113\">%).</span> </span></div>\n<div class=\"t m0 x6 h62 y93e ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 542px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 714px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff17d fs45 fc1e sc0 lse5 ws100\" style=\"left: 499px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 503px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 499px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 568px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 557px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 590px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 662px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff17d fs45 fc1e sc0 lse5 wsf4\" style=\"left: 684px; bottom: 1004px; z-index: 15;\">compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 671px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 729px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 762px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 542px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 714px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Risque immobilier \u00e0 la <span class=\"_ _0\"></span>baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1319 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">F. <span class=\"ls0 ws0\"> <span class=\"_ _41\"> </span><span class=\"ls102 ws124\">RISQU<span class=\"_ _0\"></span>E DE CONCENTRATI<span class=\"_ _0\"></span>ON DU MARCH\u00c9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y131a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation d\u00e9c<span class=\"_ _0\"></span>oule d\u2019un m<span class=\"_ _0\"></span>anque de di<span class=\"_ _0\"></span>versific<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x6 h62 y131b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d\u2019ac<span class=\"_ _0\"></span>tifs d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019<span class=\"_ _0\"></span>une impo<span class=\"_ _0\"></span>rtante ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on \u00e0 un seul</div>\n<div class=\"t m0 x6 h62 y131c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mette<span class=\"_ _0\"></span>ur de titres ou \u00e0 u<span class=\"_ _0\"></span>n groupe d\u2019<span class=\"_ _0\"></span>\u00e9mette<span class=\"_ _0\"></span>urs de titres l<span class=\"_ _0\"></span>i\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131d ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>er d\u2019expos<span class=\"_ _0\"></span>itions cu<span class=\"_ _0\"></span>mul\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y131f ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">importantes <span class=\"_ _3\"></span>\u00e0 une cont<span class=\"_ _3\"></span>repartie uni<span class=\"_ _3\"></span>que ou d\u2019une<span class=\"_ _3\"></span> expositio<span class=\"_ _3\"></span>n c<span class=\"lsdc\">umul\u00e9e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1320 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une s\u00e9ri<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies pos<span class=\"_ _0\"></span>itivem<span class=\"_ _0\"></span>ent cor<span class=\"_ _0\"></span>r\u00e9l\u00e9es (<span class=\"_ _0\"></span>par ex<span class=\"_ _0\"></span>emple,</div>\n<div class=\"t m0 x6 h62 y1321 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ant une ten<span class=\"_ _0\"></span>dance \u00e0 la d\u00e9f<span class=\"_ _0\"></span>ailla<span class=\"_ _0\"></span>nce dans des<span class=\"_ _0\"></span> circonst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 y1322 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">similai<span class=\"_ _0\"></span>res), susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les de prod<span class=\"_ _0\"></span>uire une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion subst<span class=\"_ _0\"></span>antiel<span class=\"_ _0\"></span>le \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1323 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite d\u2019u<span class=\"_ _0\"></span>ne faillit<span class=\"_ _0\"></span>e ou d\u2019un d\u00e9fa<span class=\"_ _0\"></span>ut de paiem<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">nt. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1324 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1325 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il est d\u00e8s lors f<span class=\"_ _0\"></span>ondam<span class=\"_ _0\"></span>ental que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e de risque de c<span class=\"_ _0\"></span>r\u00e9dit d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x6 h62 y1326 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vise \u00e0 \u00e9vit<span class=\"_ _0\"></span>er les conc<span class=\"_ _0\"></span>entratio<span class=\"_ _0\"></span>ns par la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9, la liqui<span class=\"_ _0\"></span>dit\u00e9 et la</div>\n<div class=\"t m0 x6 h62 y1327 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n des port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es. Chaq<span class=\"_ _0\"></span>ue entit\u00e9 o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelle l<span class=\"_ _0\"></span>ocale</div>\n<div class=\"t m0 x6 h62 y1328 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e8re de man<span class=\"_ _0\"></span>i\u00e8re auto<span class=\"_ _0\"></span>nome ses p<span class=\"_ _0\"></span>ropres li<span class=\"_ _0\"></span>mites de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, pr<span class=\"_ _0\"></span>enant</div>\n<div class=\"t m0 x6 h62 y1329 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en consid\u00e9<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n sa situatio<span class=\"_ _0\"></span>n partic<span class=\"_ _0\"></span>uli\u00e8re et les<span class=\"_ _0\"></span> \u00e9vent<span class=\"_ _0\"></span>uelles cont<span class=\"_ _0\"></span>raintes</div>\n<div class=\"t m0 x6 h62 y132a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>u Groupe.<span class=\"_ _0\"></span> Chaque ent<span class=\"_ _0\"></span>it\u00e9 op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle locale d<span class=\"_ _0\"></span>oit prati<span class=\"_ _0\"></span>quer</div>\n<div class=\"t m0 x6 h62 y132b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>\u00f4le permane<span class=\"_ _0\"></span>nt. Le rep<span class=\"_ _0\"></span>orting p\u00e9r<span class=\"_ _0\"></span>iodiqu<span class=\"_ _0\"></span>e permet au Gr<span class=\"_ _0\"></span>oupe de</div>\n<div class=\"t m0 x6 h62 y1398 ff17d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">v\u00e9ri<span class=\"_ _3\"></span>fi<span class=\"lsdc wse9\">er ces limites et<span class=\"_ _0\"></span> de suivre l<span class=\"_ _0\"></span>a position gl<span class=\"_ _0\"></span>obale.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1399 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y139a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour g\u00e9re<span class=\"_ _0\"></span>r la concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n du risque<span class=\"_ _0\"></span> de cr\u00e9dit, la po<span class=\"_ _0\"></span>litique d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y139b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e cr\u00e9dit d\u2019<span class=\"_ _0\"></span>Ageas vis<span class=\"_ _0\"></span>e \u00e0 r\u00e9parti<span class=\"_ _0\"></span>r le risque de cr<span class=\"_ _0\"></span>\u00e9dit entr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y139c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts secte<span class=\"_ _0\"></span>urs et pays.<span class=\"_ _0\"></span> Ageas g\u00e8r<span class=\"_ _0\"></span>e ses princi<span class=\"_ _0\"></span>pales ex<span class=\"_ _0\"></span>position<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y139d ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des entit\u00e9s<span class=\"_ _3\"></span> individue<span class=\"_ _3\"></span>lles, groupe<span class=\"_ _3\"></span>s d\u2019entrepr<span class=\"_ _3\"></span>ises (Total O<span class=\"_ _3\"></span>ne Obligor<span class=\"_ _3\"></span>) et</div>\n<div class=\"t m0 x6 h62 y139e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres co<span class=\"_ _0\"></span>ncentr<span class=\"_ _0\"></span>ations pot<span class=\"_ _0\"></span>entiell<span class=\"_ _0\"></span>es, comm<span class=\"_ _0\"></span>e les secteu<span class=\"_ _0\"></span>rs et zones</div>\n<div class=\"t m0 x1a h62 y139f ff17d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9ographiques<span class=\"_ _3\"></span>, de mani\u00e8re \u00e0 abou<span class=\"_ _3\"></span>tir \u00e0 une diversifi<span class=\"_ _3\"></span>cation appropr<span class=\"_ _3\"></span>i\u00e9e et</div>\n<div class=\"t m0 x1a h62 y13a0 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 permett<span class=\"_ _0\"></span>re l\u2019i<span class=\"_ _0\"></span>dentif<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es risq<span class=\"_ _0\"></span>ues de co<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>ration s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 886px; height: 15px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 508px; height: 409px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 y13a1 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf3 ws10c\">RISQUE <span class=\"_ _3\"></span>D\u2019INFLATI<span class=\"_ _3\"></span>ON</span> </span></div>\n<div class=\"t m0 x1a h62 y13a2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on provie<span class=\"_ _0\"></span>nt de l\u2019im<span class=\"_ _0\"></span>pact du niv<span class=\"_ _0\"></span>eau ou de la volat<span class=\"_ _0\"></span>ilit\u00e9 des</div>\n<div class=\"t m0 x1a h62 y13a3 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019inf<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n sur la valeur de<span class=\"_ _0\"></span>s actifs<span class=\"_ _0\"></span> et passifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y13a4 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13a5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne che<span class=\"_ _0\"></span>rche pas<span class=\"_ _0\"></span> activeme<span class=\"_ _0\"></span>nt \u00e0 s\u2019expos<span class=\"_ _0\"></span>er au risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation, ma<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 y13a6 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9cider<span class=\"_ _3\"></span> de d\u00e9tenir<span class=\"_ _3\"></span> des ac<span class=\"_ _3\"></span>tifs dont l<span class=\"_ _3\"></span>es rendemen<span class=\"_ _3\"></span>ts sont</div>\n<div class=\"t m0 x1a h62 y13a7 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">explic<span class=\"_ _0\"></span>itement li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019infl<span class=\"_ _0\"></span>ation. En o<span class=\"_ _0\"></span>utre, certa<span class=\"_ _0\"></span>ins passi<span class=\"_ _0\"></span>fs d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x1a h62 y13a8 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont li\u00e9s ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>ement ou im<span class=\"_ _0\"></span>plicite<span class=\"_ _0\"></span>ment aux ta<span class=\"_ _0\"></span>ux d\u2019infl<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">L</span>e risque</div>\n<div class=\"t m0 x1a h62 y13a9 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inflat<span class=\"_ _0\"></span>ion peut<span class=\"_ _0\"></span> se manife<span class=\"_ _0\"></span>ster de diff<span class=\"_ _0\"></span>\u00e9rent<span class=\"_ _0\"></span>es mani\u00e8r<span class=\"_ _0\"></span>es, comme des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y13aa ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pens<span class=\"_ _0\"></span>es et des co\u00fbt<span class=\"_ _0\"></span>s des sinis<span class=\"_ _0\"></span>tres plus \u00e9l<span class=\"_ _0\"></span>ev\u00e9s que pr<span class=\"_ _0\"></span>\u00e9vu. <span class=\"lsde wsea\">Les </span></div>\n<div class=\"t m0 x1a h62 y13ab ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span>vie sont<span class=\"_ _0\"></span> g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement <span class=\"_ _0\"></span>exprim<span class=\"_ _0\"></span>\u00e9s en ter<span class=\"_ _0\"></span>mes</div>\n<div class=\"t m0 x1a h62 y13ac ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">nominaux, mai<span class=\"_ _3\"></span>s pour la <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie et la sant\u00e9, l'inf<span class=\"_ _0\"></span>lation p<span class=\"_ _0\"></span>eut entr<span class=\"_ _0\"></span>a\u00eener des </span></span></div>\n<div class=\"t m0 x1a h62 y13ad ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es plus <span class=\"lsde wsfa\">\u00e9lev\u00e9s que pr\u00e9vu en termes<span class=\"_ _3\"></span> de tarification. Cela<span class=\"_ _3\"></span> peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 y13ae ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">att\u00e9nu\u00e9 par<span class=\"_ _3\"></span> un examen<span class=\"_ _3\"></span> p\u00e9riodique d<span class=\"_ _3\"></span>es pri<span class=\"_ _3\"></span>x des produi<span class=\"_ _3\"></span>ts et par d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y13af ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4les <span class=\"_ _3\"></span>dans le pr<span class=\"_ _3\"></span>ocessus de ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\">.  </span></div>\n<div class=\"t m0 x1a h62 y13b0 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13b1 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Quand Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que le risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation <span class=\"lsde wseb\">n\u2019est pas ad\u00e9qua<span class=\"_ _3\"></span>tement </span></div>\n<div class=\"t m0 x1a h62 y13b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert a<span class=\"_ _0\"></span>u titre du r\u00e9g<span class=\"_ _0\"></span>ime r\u00e9gle<span class=\"_ _0\"></span>mentair<span class=\"_ _0\"></span>e de fonds pr<span class=\"_ _0\"></span>opres ou pa<span class=\"_ _0\"></span>r des</div>\n<div class=\"t m0 x1a h62 y13b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodes in<span class=\"_ _3\"></span>directes, i<span class=\"_ _3\"></span>l peut en<span class=\"_ _3\"></span>visager un <span class=\"_ _3\"></span>ajout expli<span class=\"_ _3\"></span>cite pour le<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x1a h62 y13b4 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inflat<span class=\"_ _0\"></span>ion dans l<span class=\"_ _0\"></span>e cadre du Pil<span class=\"_ _0\"></span>ier II. C\u2019est<span class=\"_ _0\"></span> le cas actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dans les</div>\n<div class=\"t m0 x1a h62 y13b5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pays pr\u00e9s<span class=\"_ _0\"></span>entant <span class=\"lsde wsfa\">un risque d\u2019inflation importan<span class=\"_ _3\"></span>t li\u00e9 aux annui<span class=\"_ _3\"></span>t\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y13b6 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coula<span class=\"_ _0\"></span>nt des poli<span class=\"_ _0\"></span>ces accide<span class=\"_ _0\"></span>nts du trav<span class=\"_ _0\"></span>ail.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 507px; height: 599px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 507px; height: 599px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 507px; height: 599px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ion du r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, venti<span class=\"_ _0\"></span>l\u00e9 par t<span class=\"_ _0\"></span>ype et s<span class=\"_ _0\"></span>elon la l<span class=\"_ _0\"></span>ocalis<span class=\"_ _0\"></span>ation des <span class=\"_ _0\"></span>entit\u00e9s<span class=\"_ _0\"></span> d\u2019Agea<span class=\"_ _0\"></span>s, au 31<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1065px; z-index: 15;\">Gouvernem<span class=\"lse5 wsf4\">ents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 1050px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 1035px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 1050px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 1035px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 1035px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 1035px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 1035px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y69b ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 1035px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 586px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x18a h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 931px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13ce ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13cf ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d1 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 855px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 840px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 825px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 840px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 825px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 825px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 825px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 825px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13d5 ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 825px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 705px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y13e0 ff184 fs48 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _15a\"> </span><span class=\"lsf1 ws108\">Le poste Compte g\u00e9n\u00e9ral et \u00e9liminations est essentiellement li\u00e9 au programme de r\u00e9assurance et \u00e0 la tr\u00e9sorerie du Groupe.</span> </div>\n<div class=\"t m0 x6 h62 y13e1 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e3 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous fourn<span class=\"_ _3\"></span>it des information<span class=\"_ _3\"></span>s sur la concentra<span class=\"_ _3\"></span>tion du risque de<span class=\"_ _3\"></span> cr\u00e9dit et la </span></span>localisat<span class=\"_ _0\"></span>ion des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, au 31<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9c<span class=\"_ _0\"></span>embre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y13e4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e6 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 581px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 566px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 551px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 566px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 551px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 551px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 551px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 551px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13ea ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 551px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x3f h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13f4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13f5 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 354px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6cb ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 339px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 324px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6cb ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 339px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 324px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 324px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 324px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 324px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 324px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 164px; height: 942px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 164px; height: 942px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente les pri<span class=\"_ _0\"></span>ncipa<span class=\"_ _0\"></span>les expos<span class=\"_ _0\"></span>itions s<span class=\"_ _0\"></span>ur les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s m\u00e8res (u<span class=\"_ _0\"></span>ltimes<span class=\"_ _0\"></span>), mesur<span class=\"_ _0\"></span>\u00e9es \u00e0 la juste v<span class=\"_ _0\"></span>aleur, avec<span class=\"_ _0\"></span> leur notat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Top 10 des expositions les<span class=\"_ _0\"></span> plus \u00e9lev\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff187 fs45 fc1e sc0 lse2 ws103\" style=\"left: 475px; bottom: 1065px; z-index: 15;\">Group<span class=\"_ _3\"></span>e de <span class=\"lse0 wsed\">notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x233 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 633px; bottom: 1065px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 731px; bottom: 1065px; z-index: 15;\">Valeur nominale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Royaume de Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 506px; bottom: 1035px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1035px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1035px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">R\u00e9publique fran\u00e7aise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 1020px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1020px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9publique portugaise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1005px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Royaume d'Espagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 502px; bottom: 990px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 990px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">R\u00e9publique d'Autriche<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 975px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 975px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 960px; z-index: 15;\">R\u00e9publique italienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 960px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 xd4 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 960px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">R\u00e9publique f\u00e9d\u00e9rale d'Allemagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 945px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Banque europ\u00e9enne d\u2019investissemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 931px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 931px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 931px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">R\u00e9publique de L'inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 916px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 916px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff187 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 901px; z-index: 15;\">BNP Par<span class=\"_ _3\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6ed ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 901px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff189 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68f ff189 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 654px; bottom: 886px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 886px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1409 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y140a ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Royaum<span class=\"_ _0\"></span>e de Belgi<span class=\"_ _0\"></span>que reste l<span class=\"_ _0\"></span>a <span class=\"lsde wseb\">principal<span class=\"_ _3\"></span>e contrepart<span class=\"_ _3\"></span>ie conform\u00e9me<span class=\"_ _3\"></span>nt \u00e0 la <span class=\"_ _3\"></span>strat\u00e9gie de<span class=\"_ _3\"></span> rapatrieme<span class=\"_ _3\"></span>nt vers l<span class=\"_ _3\"></span>e pays d\u2019<span class=\"_ _3\"></span>origine, au <span class=\"_ _3\"></span>prix de<span class=\"_ _3\"></span> l\u2019accroissemen<span class=\"_ _3\"></span>t du </span></div>\n<div class=\"t m0 x6 h62 y140b ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 828px; height: 278px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 828px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y140c ff18a fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.1.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque de d<span class=\"_ _3\"></span>\u00e9faillance</span> </span></div>\n<div class=\"t m0 x6 h62 y140d ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end deux so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y140e ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _26\"> </span><span class=\"lsde wseb\">Risque de<span class=\"_ _3\"></span> d\u00e9faillance<span class=\"_ _3\"></span> d\u2019investi<span class=\"_ _3\"></span>ssement</span> </span></div>\n<div class=\"t m0 x6 h62 y140f ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _26\"> </span></span><span class=\"wse9\">Risque de d\u00e9f<span class=\"_ _0\"></span>aut de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1410 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1411 ff187 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les exposi<span class=\"_ _3\"></span>tions au cr\u00e9<span class=\"_ _3\"></span>dit sont <span class=\"_ _3\"></span>indiqu\u00e9es \u00e0<span class=\"_ _3\"></span> la note<span class=\"_ _3\"></span> 9 \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Tr\u00e9sorerie et<span class=\"_ _0\"></span> \u00e9quival<span class=\"_ _0\"></span>ents de tr\u00e9s<span class=\"_ _0\"></span>orerie<span class=\"ls0 ws0\"> </span>\u00bb, \u00e0 la not<span class=\"_ _0\"></span>e 12 \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">Pr\u00eats</span> </span>\u00bb, \u00e0 la note 27 \u00ab<span class=\"ls0 ws0\"> </span>D\u00e9riv\u00e9s d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y1412 ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des fins de tran<span class=\"_ _3\"></span>saction<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb et \u00e0 la note 28 \u00ab</span> </span><span class=\"wsea\">Engagement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y1413 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1414 ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">apr\u00e8s pr\u00e9<span class=\"_ _3\"></span>sente des in<span class=\"_ _3\"></span>formations <span class=\"_ _3\"></span>sur l\u2019exposit<span class=\"_ _3\"></span>ion au ris<span class=\"_ _3\"></span>que de cr\u00e9<span class=\"_ _3\"></span>dit apr\u00e8s d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation, <span class=\"_ _3\"></span>au 31 d\u00e9<span class=\"_ _3\"></span>cembre.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 298px; bottom: 635px; z-index: 15;\">Encours de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 289px; bottom: 620px; z-index: 15;\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 383px; bottom: 650px; z-index: 15;\">D\u00e9pr\u00e9ciation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 376px; bottom: 635px; z-index: 15;\">pour <span class=\"wsee\">risque de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2a9 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 620px; z-index: 15;\">cr\u00e9dit sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 504px; bottom: 650px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 491px; bottom: 635px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 620px; z-index: 15;\">couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 570px; bottom: 635px; z-index: 15;\">Encours de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 561px; bottom: 620px; z-index: 15;\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 656px; bottom: 650px; z-index: 15;\">D\u00e9pr\u00e9ciation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 649px; bottom: 635px; z-index: 15;\">pour <span class=\"wsee\">risque de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2a9 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 640px; bottom: 620px; z-index: 15;\">cr\u00e9dit sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 650px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 763px; bottom: 635px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 753px; bottom: 620px; z-index: 15;\">couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 343px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 433px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 524px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Placements porteurs d'int\u00e9r\u00eats<span class=\"_ _0\"></span> (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 590px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 590px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 590px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 610px; bottom: 590px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 590px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 590px; z-index: 15;\">350,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Pr\u00eats (voir note 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 575px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 575px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 575px; z-index: 15;\">57,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 575px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 575px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 575px; z-index: 15;\">58,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Autres cr\u00e9ances (voir note 14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 560px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 560px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 560px; z-index: 15;\">58,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 560px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 560px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 560px; z-index: 15;\">162,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 343px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 433px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 524px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff189 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Total de<span class=\"_ _0\"></span> la d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 327px; bottom: 530px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 530px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 530px; z-index: 15;\">62,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 530px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 530px; z-index: 15;\">(98)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 765px; bottom: 530px; z-index: 15;\">121,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y141f ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1420 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1421 ff187 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">A. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsde wseb\">RISQUE DE D\u00c9FAIL<span class=\"_ _3\"></span>LANCE D\u2019INVESTISSEM<span class=\"_ _3\"></span>ENT</span> </span></div>\n<div class=\"t m0 x6 h62 y1422 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement repr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>e risque de d\u00e9f<span class=\"_ _0\"></span>aut</div>\n<div class=\"t m0 x6 h62 y1423 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> d\u2019un d\u00e9bit<span class=\"_ _0\"></span>eur <span class=\"lsde wseb\">d\u2019Ageas. C\u2019est le <span class=\"_ _3\"></span>risque de <span class=\"_ _3\"></span>spread fondam<span class=\"_ _3\"></span>ental. </span></div>\n<div class=\"t m0 x6 h62 y1424 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les mouv<span class=\"_ _0\"></span>ements <span class=\"_ _0\"></span>de vale<span class=\"_ _0\"></span>ur dus \u00e0 l<span class=\"_ _0\"></span>a volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ourt ter<span class=\"_ _0\"></span>me du ma<span class=\"_ _0\"></span>rch\u00e9</div>\n<div class=\"t m0 x6 h62 y1425 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont cou<span class=\"_ _0\"></span>verts p<span class=\"_ _0\"></span>ar le ris<span class=\"_ _0\"></span>que de m<span class=\"_ _0\"></span>arch\u00e9. C<span class=\"_ _0\"></span>ela n\u2019e<span class=\"_ _0\"></span>nglobe <span class=\"_ _0\"></span>pas les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1426 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>s par le risq<span class=\"_ _0\"></span>ue de d\u00e9faut de l<span class=\"_ _0\"></span>a contre<span class=\"_ _0\"></span>partie (v<span class=\"_ _0\"></span>oir sect<span class=\"_ _0\"></span>ion B.<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1427 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1428 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque s<span class=\"_ _0\"></span>e g\u00e8re \u00e0 l\u2019ai<span class=\"_ _0\"></span>de de limites<span class=\"_ _0\"></span> qui tienn<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e du type</div>\n<div class=\"t m0 x6 h62 y1429 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>u risque <span class=\"_ _0\"></span>de cr\u00e9di<span class=\"_ _0\"></span>t, de la qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>du cr\u00e9dit,<span class=\"_ _0\"></span> de l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e s\u2019il</div>\n<div class=\"t m0 x6 h62 y142a ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">y a lieu, mais au<span class=\"_ _3\"></span>ssi par une superv<span class=\"_ _3\"></span>ision r\u00e9guli\u00e8re et<span class=\"_ _3\"></span> par des syst\u00e8me<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y142b ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019alerte rapide<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y142c ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y142d ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les exposition<span class=\"_ _3\"></span>s en inv<span class=\"lsdc wseb\">estissem<span class=\"_ _0\"></span>ents fo<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>et d\u2019un m<span class=\"_ _0\"></span>onitor<span class=\"_ _0\"></span>ing par l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y142e ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais d\u2019un rappor<span class=\"_ _3\"></span>t trimestriel<span class=\"_ _3\"></span> sur les franchis<span class=\"_ _3\"></span>sements de limites<span class=\"_ _3\"></span> ou \u00ab</div>\n<div class=\"t m0 x6 h62 y142f ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Limit Brea<span class=\"_ _0\"></span>ch Repo<span class=\"_ _0\"></span>rt \u00bb. Les limit<span class=\"_ _0\"></span>es sont anal<span class=\"_ _0\"></span>ys\u00e9es en ju<span class=\"_ _0\"></span>ste valeu<span class=\"_ _0\"></span>r selon</div>\n<div class=\"t m0 x6 h62 y1430 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on des ac<span class=\"_ _0\"></span>tifs. <span class=\"_ _0\"></span>Les limit<span class=\"_ _0\"></span>es corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ent aux<span class=\"_ _0\"></span> cat\u00e9<span class=\"lsde wsea\">gories </span></div>\n<div class=\"t m0 x6 h62 y1431 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es ci<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">apr\u00e8s.</span> </span></div>\n<div class=\"t m0 x6 h62 y1432 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1433 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les limit<span class=\"_ _0\"></span>es sur l<span class=\"_ _0\"></span>es obl<span class=\"_ _0\"></span>igations s<span class=\"_ _0\"></span>ouve<span class=\"_ _0\"></span>raines s<span class=\"_ _0\"></span>ont d\u00e9f<span class=\"_ _0\"></span>inies pa<span class=\"_ _0\"></span>r pays d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1434 ff187 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plusieurs m<span class=\"_ _3\"></span>ani\u00e8res<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1435 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1436 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wsea\">M<span class=\"_ _3\"></span>acro</span><span class=\"ff187\">-<span class=\"lsde wseb\">limi<span class=\"_ _3\"></span>tes, d\u00e9finie<span class=\"_ _3\"></span>s en pourcen<span class=\"_ _3\"></span>tage du pr<span class=\"_ _3\"></span>oduit int\u00e9ri<span class=\"_ _3\"></span>eur brut </span></span></span></div>\n<div class=\"t m0 x133 h62 y1437 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(PIB), d<span class=\"_ _0\"></span>e la dette publ<span class=\"_ _0\"></span>ique et des ac<span class=\"_ _0\"></span>tifs inve<span class=\"_ _0\"></span>stis.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1438 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wseb\">Limites \u00ab Total<span class=\"_ _0\"></span> On<span class=\"lsde\">e Obligor \u00bb (d<span class=\"_ _3\"></span>\u00e9biteur solida<span class=\"_ _3\"></span>ire unique) </span></span></span></div>\n<div class=\"t m0 x133 h62 y1439 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondant \u00e0 <span class=\"_ _0\"></span>l\u2019exp<span class=\"_ _0\"></span>osition m<span class=\"_ _0\"></span>aximal<span class=\"_ _0\"></span>e \u00e0 un d\u00e9b<span class=\"_ _0\"></span>iteur s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x133 h62 y143a ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des notations<span class=\"_ _3\"></span> de cr\u00e9dit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y143b ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Restrictions d\u2019<span class=\"_ _0\"></span>inves<span class=\"_ _0\"></span>tisseme<span class=\"_ _0\"></span>nt et de r\u00e9inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> : <span class=\"lsfe ws11a\">les </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y143c ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e0 des tit<span class=\"_ _0\"></span>res souver<span class=\"_ _0\"></span>ains not<span class=\"_ _0\"></span>\u00e9s BBB ne</div>\n<div class=\"t m0 x133 h62 y143d ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sont<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">autoris\u00e9es <span class=\"_ _0\"></span>que sou<span class=\"_ _0\"></span>s r\u00e9serv<span class=\"_ _0\"></span>e d\u2019une <span class=\"_ _0\"></span>perspe<span class=\"_ _0\"></span>ctive st<span class=\"_ _0\"></span>able. A<span class=\"_ _0\"></span>ucun </span></span></div>\n<div class=\"t m0 x133 h62 y143e ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">nouvel i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>sement e<span class=\"_ _0\"></span>n titres<span class=\"_ _0\"></span> souve<span class=\"_ _0\"></span>rains d<span class=\"_ _0\"></span>ont la not<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x133 h62 y143f ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 BBB n\u2019<span class=\"_ _0\"></span>est possib<span class=\"_ _0\"></span>le sans l\u2019ap<span class=\"_ _0\"></span>probat<span class=\"_ _0\"></span>ion de l\u2019Age<span class=\"_ _0\"></span>as Risk</div>\n<div class=\"t m0 x133 h62 y1440 ff187 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">Committee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1441 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1442 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les limit<span class=\"_ _0\"></span>es sur l<span class=\"_ _0\"></span>es obl<span class=\"_ _0\"></span>igations <span class=\"_ _0\"></span>d\u2019entre<span class=\"_ _0\"></span>prises s<span class=\"_ _0\"></span>ont <span class=\"lsde wsfa\">\u00e9galement d\u00e9finies par </span></div>\n<div class=\"t m0 x1a h62 y1443 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de multipl<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1444 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Exposition tot<span class=\"_ _0\"></span>ale en oblig<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises en po<span class=\"_ _0\"></span>urcentag<span class=\"_ _0\"></span>e du </span></span></div>\n<div class=\"t m0 x6a h62 y1445 ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1446 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wsfa\">L<span class=\"_ _3\"></span>imites en fonction d<span class=\"_ _3\"></span>u capital de sol<span class=\"_ _3\"></span>vabilit\u00e9 requi<span class=\"_ _3\"></span>s pour le risque<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6a h62 y1447 ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">spread<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1448 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wseb\">L<span class=\"_ _3\"></span>imites par <span class=\"_ _3\"></span>secteur sur<span class=\"_ _3\"></span> la base<span class=\"_ _3\"></span> des notation<span class=\"_ _3\"></span>s de cr\u00e9d<span class=\"ls109 ws129\">it</span></span><span class=\"ff187\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1449 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Monitoring de l\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on conce<span class=\"_ _0\"></span>ntr\u00e9e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y144a ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse8\">Limites</span><span class=\"ff187\"> <span class=\"lsde wseb\">Total One<span class=\"_ _3\"></span> Obligor</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 158px; height: 948px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 158px; height: 948px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les notation<span class=\"_ _3\"></span>s de cr\u00e9di<span class=\"_ _3\"></span>t appliqu\u00e9e<span class=\"_ _3\"></span>s par Ageas<span class=\"_ _3\"></span> sont les <span class=\"_ _3\"></span>deuxi\u00e8mes mei<span class=\"_ _3\"></span>lleures no<span class=\"_ _3\"></span>tations de<span class=\"_ _3\"></span> Moody\u2019s, Fi<span class=\"_ _3\"></span>tch et S<span class=\"_ _3\"></span>tandard &amp; Poor\u2019<span class=\"_ _3\"></span>s. Pour des<span class=\"_ _3\"></span> types</div>\n<div class=\"t m0 x6 h62 y8b2 ff18d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tions s<span class=\"_ _0\"></span><span class=\"lsde\">p\u00e9cifiques, i<span class=\"_ _3\"></span>l est pos<span class=\"_ _3\"></span>sible d\u2019a<span class=\"_ _3\"></span>voir recours<span class=\"_ _3\"></span> \u00e0 d\u2019autre<span class=\"_ _3\"></span>s agences de<span class=\"_ _3\"></span> notation co<span class=\"_ _3\"></span>mme AM Best<span class=\"_ _3\"></span> pour les con<span class=\"_ _3\"></span>treparties <span class=\"_ _3\"></span>de r\u00e9assuran<span class=\"_ _3\"></span>c<span class=\"lsdc wse9\">e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">paragraphes<span class=\"_ _3\"></span> suivants donne<span class=\"_ _3\"></span>nt de plus<span class=\"_ _3\"></span> amples d<span class=\"_ _3\"></span>\u00e9tails sur <span class=\"_ _3\"></span>la quali<span class=\"_ _3\"></span>t\u00e9 de cr\u00e9dit<span class=\"_ _3\"></span> des pr\u00ea<span class=\"_ _3\"></span>ts, des plac<span class=\"_ _3\"></span>ements por<span class=\"_ _3\"></span>teurs d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>ts, <span class=\"wsfa\">des oblig<span class=\"_ _3\"></span>ations d\u2019\u00c9tat, de<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y93e ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> d\u2019entrepri<span class=\"_ _3\"></span>ses, des va<span class=\"_ _3\"></span>leurs bancaire<span class=\"_ _3\"></span>s banques e<span class=\"_ _3\"></span>t autres <span class=\"_ _3\"></span>valeurs finan<span class=\"_ _3\"></span>ci\u00e8res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye84 ff18f fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"_ _195\"> </span><span class=\"lsdc wse8\">Pr\u00eats </span> </div>\n<div class=\"t m0 x6 h62 ye19 ff18d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des pr\u00eats<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 970px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 956px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 970px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 726px; bottom: 956px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 940px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y69b ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y69b ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 925px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69d ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 925px; z-index: 15;\">1.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69d ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 925px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 910px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 910px; z-index: 15;\">2.225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 910px; z-index: 15;\">2.335<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">2.429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 896px; z-index: 15;\">2.262<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 881px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 881px; z-index: 15;\">617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 881px; z-index: 15;\">331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 866px; z-index: 15;\">6.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 866px; z-index: 15;\">6.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6a6 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6a6 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 836px; z-index: 15;\">7.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 836px; z-index: 15;\">7.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 yb68 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 821px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 yb68 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 821px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff18d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Valeur totale brute des<span class=\"_ _0\"></span> investissements en pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y694 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 806px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y694 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 806px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 792px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 792px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 792px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff190 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Valeur totale nette des investissements en pr\u00eats (voir note 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y694 ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 777px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y694 ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 777px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1467 ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y1468 ff18f fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">2 <span class=\"_ _195\"> </span><span class=\"lsde wseb\">Placements po<span class=\"_ _3\"></span>rteurs d\u2019i<span class=\"_ _3\"></span>nt\u00e9r\u00eats</span> </div>\n<div class=\"t m0 x6 h62 y1469 ff18d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la qual<span class=\"_ _0\"></span>it\u00e9 de c<span class=\"_ _0\"></span>r\u00e9dit de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements <span class=\"wse9\">p<span class=\"_ _0\"></span>orteu<span class=\"_ _0\"></span>rs d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y146a ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 682px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 667px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 682px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 726px; bottom: 667px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 637px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6de ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 637px; z-index: 15;\">3.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6de ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">4.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff18d fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 622px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 622px; z-index: 15;\">20.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 622px; z-index: 15;\">27.883<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 607px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y6a0 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 607px; z-index: 15;\">4.787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 607px; z-index: 15;\">6.432<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 592px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 592px; z-index: 15;\">10.940<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 592px; z-index: 15;\">13.820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68a ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 578px; z-index: 15;\">39.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68a ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 578px; z-index: 15;\">52.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Inf\u00e9rieur au niveau <span class=\"wsed\">d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 563px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 563px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 548px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 548px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Valeur totale nette des inv<span class=\"_ _0\"></span>estissements en titres p<span class=\"_ _0\"></span>orteurs d\u2019int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 533px; z-index: 15;\">42.316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 533px; z-index: 15;\">54.074<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 518px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 518px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 518px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff190 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Valeur totale brute des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68f ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68f ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6ed ff190 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">en ti<span class=\"_ _3\"></span>tres porteurs d'int\u00e9r\u00eats (voir note 10)</span> </div>\n<div class=\"t m0 xff h67 y6ed ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 489px; z-index: 15;\">42.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6ed ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 489px; z-index: 15;\">54.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 478px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 478px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">3 <span class=\"_ _195\"> </span><span class=\"lsdc wse9\">Obligat<span class=\"_ _0\"></span>ions d\u2019\u00c9t<span class=\"_ _0\"></span>at<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> souver<span class=\"_ _0\"></span>aines.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69d ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 1019px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69d ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">A la juste valeur par le<span class=\"_ _0\"></span> biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 989px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> souvera<span class=\"_ _0\"></span>ines (<span class=\"_ _0\"></span>voir not<span class=\"_ _0\"></span>e 10)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xff h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 974px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 974px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 947px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 932px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 932px; z-index: 15;\">2.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 932px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 918px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 918px; z-index: 15;\">19.188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 918px; z-index: 15;\">25.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 903px; z-index: 15;\">A</div>\n<div class=\"t m0 x12d h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 903px; z-index: 15;\">571<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 903px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 888px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 888px; z-index: 15;\">4.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 888px; z-index: 15;\">6.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 873px; z-index: 15;\">Total des <span class=\"lse5 wsf4\">invest<span class=\"_ _3\"></span>issem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xff h65 y697 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 873px; z-index: 15;\">26.696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y697 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 873px; z-index: 15;\">35.447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 858px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y699 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x1 h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 858px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 843px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 843px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 829px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab </span>inf\u00e9rieur au niveau d\u2019investissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 829px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 829px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 802px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsf0\">des obligations souveraines</span> </span></div>\n<div class=\"t m0 xff h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 802px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 802px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y1488 ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _195\"> </span><span class=\"lsde wseb\">Obligations<span class=\"_ _3\"></span> d\u2019entreprise </span> </div>\n<div class=\"t m0 x6 h62 y1489 ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> d\u2019entrep<span class=\"_ _0\"></span>rises.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y148a ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 723px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 721px; bottom: 723px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 69px; bottom: 707px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h68 y797 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h68 y797 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 693px; z-index: 15;\">9.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 <span class=\"wsed\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y797 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 678px; z-index: 15;\">123<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y797 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> d\u2019entre<span class=\"_ _0\"></span>prise<span class=\"_ _0\"></span>s (voir n<span class=\"_ _0\"></span>ote 10)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12b h67 y68f ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 663px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68f ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 663px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 636px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6de ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 636px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6de ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 636px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 621px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 621px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 621px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 606px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 606px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 606px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 591px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 591px; z-index: 15;\">2.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 591px; z-index: 15;\">3.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 577px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 577px; z-index: 15;\">4.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 577px; z-index: 15;\">6.368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 562px; z-index: 15;\">8.141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 562px; z-index: 15;\">10.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 547px; z-index: 15;\">228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 547px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 532px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 532px; z-index: 15;\">843<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 517px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab<span class=\"ff192\"> </span></span>inf\u00e9rieur au niveau d\u2019investisse<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12b h65 y797 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 517px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y797 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 517px; z-index: 15;\">1.006<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 490px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> d\u2019entre<span class=\"_ _0\"></span>prise<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12b h67 y697 ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 490px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y697 ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 490px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y149c ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _195\"> </span><span class=\"lsdc wse9\">Valeurs b<span class=\"_ _0\"></span>ancair<span class=\"_ _0\"></span>es et autres<span class=\"_ _0\"></span> valeurs fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y149d ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous d<span class=\"_ _0\"></span>onne d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations s<span class=\"_ _0\"></span>ur la <span class=\"wse9\">q<span class=\"_ _0\"></span>ualit\u00e9 de cr<span class=\"_ _0\"></span>\u00e9dit des o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons d\u2019inst<span class=\"_ _0\"></span>itution<span class=\"_ _0\"></span>s bancai<span class=\"_ _0\"></span>res et d\u2019aut<span class=\"_ _0\"></span>res valeu<span class=\"_ _0\"></span>rs financ<span class=\"_ _0\"></span>i\u00e8res.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y149e ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 556px; bottom: 412px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 723px; bottom: 412px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 67px; bottom: 396px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 396px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 396px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y699 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 381px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 381px; z-index: 15;\">5.566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 381px; z-index: 15;\">6.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 366px; z-index: 15;\">A la juste valeur par<span class=\"_ _0\"></span> le biais du comp<span class=\"_ _0\"></span>te de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 366px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 366px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 352px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 352px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 799px; bottom: 352px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y69b ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 67px; bottom: 337px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsee\">des valeurs bancaires et autres va<span class=\"_ _0\"></span>leurs financi\u00e8res (voir <span class=\"_ _0\"></span>note 10)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12e h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 337px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 337px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 65px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 325px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 325px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 310px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 310px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 310px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y691 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 67px; bottom: 295px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 295px; z-index: 15;\">1.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 295px; z-index: 15;\">1.719<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a6 ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 67px; bottom: 280px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 280px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 280px; z-index: 15;\">1.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y694 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 67px; bottom: 265px; z-index: 15;\">A</div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 265px; z-index: 15;\">1.470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 265px; z-index: 15;\">1.544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68f ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 67px; bottom: 250px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 250px; z-index: 15;\">1.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 250px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y694 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 236px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 236px; z-index: 15;\">4.818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.007<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68f ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 221px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y68f ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 221px; z-index: 15;\">7</div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 206px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 206px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 206px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 191px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab<span class=\"ff192\"> </span></span>inf\u00e9rieur au niveau d\u2019investisse<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 191px; z-index: 15;\">1.063<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 191px; z-index: 15;\">842<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 65px; bottom: 179px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 179px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 799px; bottom: 179px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 67px; bottom: 164px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsee\">des valeurs bancaires et autres va<span class=\"_ _0\"></span>leurs financi\u00e8res<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12e h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 164px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 164px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 153px; height: 953px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 153px; height: 953px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff197 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> D\u00c9FAUT<span class=\"_ _3\"></span> DE CONT<span class=\"_ _3\"></span>REPARTIE</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de d\u00e9f<span class=\"_ _0\"></span>aut de c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie e<span class=\"_ _0\"></span>st le ris<span class=\"_ _0\"></span>que de pe<span class=\"_ _0\"></span>rtes pot<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>lles</div>\n<div class=\"t m0 x6 h62 y8b3 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dues \u00e0 une d\u00e9f<span class=\"_ _0\"></span>aillanc<span class=\"_ _0\"></span>e inatte<span class=\"_ _0\"></span>ndue ou \u00e0 la d\u00e9t<span class=\"_ _0\"></span>\u00e9riorat<span class=\"_ _0\"></span>ion de la qua<span class=\"_ _0\"></span>lit\u00e9 de</div>\n<div class=\"t m0 x6 h62 y93e ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit de<span class=\"_ _3\"></span> contreparties <span class=\"_ _3\"></span>ou de d\u00e9b<span class=\"_ _3\"></span>iteurs. Le<span class=\"_ _3\"></span> risque de<span class=\"_ _3\"></span> d\u00e9faut <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y93f ff197 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrepartie <span class=\"_ _3\"></span><span class=\"wsfa\">englobe aus<span class=\"_ _3\"></span>si les contrats visan<span class=\"_ _3\"></span>t \u00e0 att\u00e9nuer les ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y940 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(comme l<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds de r\u00e9<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce, les<span class=\"_ _0\"></span> titris<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>et les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s),<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y941 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie, le<span class=\"_ _3\"></span>s cr\u00e9ances sur des<span class=\"_ _3\"></span> interm\u00e9diaires<span class=\"_ _3\"></span>, les portefeuille<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019hypot<span class=\"_ _0\"></span>h\u00e8que div<span class=\"_ _0\"></span>ersifi\u00e9s<span class=\"_ _0\"></span>, et d\u2019aut<span class=\"_ _0\"></span>res exposit<span class=\"_ _0\"></span>ions de cr<span class=\"_ _0\"></span>\u00e9dit <span class=\"lsde wsfa\">non couvertes </span></div>\n<div class=\"t m0 x6 h62 y943 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par aille<span class=\"_ _0\"></span>urs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y945 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de d\u00e9f<span class=\"_ _0\"></span>aut de c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie p<span class=\"_ _0\"></span>eut surv<span class=\"_ _0\"></span>enir \u00e0 c<span class=\"_ _0\"></span>ause de <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h62 y946 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e ou d\u2019a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ed ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019att\u00e9n<span class=\"_ _0\"></span>uation de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span>. Ageas mi<span class=\"_ _0\"></span>nimise les<span class=\"_ _0\"></span> risques par l<span class=\"_ _0\"></span>e recours<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y9ee ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des polit<span class=\"_ _0\"></span>iques <span class=\"_ _0\"></span>de s\u00e9lect<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>o<span class=\"wse9\">ntre<span class=\"_ _0\"></span>parties<span class=\"_ _0\"></span>, \u00e0 des exige<span class=\"_ _0\"></span>nces de </span></div>\n<div class=\"t m0 x6 h62 y9ef ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>es et \u00e0 la divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au sein d\u2019A<span class=\"_ _0\"></span>geas, ce ris<span class=\"_ _0\"></span>que est att<span class=\"_ _0\"></span>\u00e9nu\u00e9 par la mi<span class=\"_ _0\"></span>se en \u0153uvre d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y9f2 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ue d\u2019Age<span class=\"_ _0\"></span>as en mati\u00e8<span class=\"_ _0\"></span>re de risqu<span class=\"_ _0\"></span>e de d\u00e9faill<span class=\"_ _0\"></span>ance et par u<span class=\"_ _0\"></span>n suivi</div>\n<div class=\"t m0 x6 h62 y9f3 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">strict d<span class=\"_ _0\"></span>es posit<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>eparties <span class=\"_ _0\"></span>en d\u00e9fa<span class=\"_ _0\"></span>ut pot<span class=\"wse9\">e<span class=\"_ _0\"></span>ntiel. La </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n et l\u2019\u00e9vit<span class=\"_ _0\"></span>ement des ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons asso<span class=\"_ _0\"></span>rties de<span class=\"_ _0\"></span> notations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f5 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faibles<span class=\"_ _0\"></span> sont des \u00e9l\u00e9m<span class=\"_ _0\"></span>ents cl\u00e9s<span class=\"_ _0\"></span> de l\u2019att\u00e9n<span class=\"_ _0\"></span>uation de ce r<span class=\"_ _0\"></span>isque.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise une d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> pour risqu<span class=\"_ _3\"></span>e de cr\u00e9di<span class=\"_ _3\"></span>t sp\u00e9cifique <span class=\"_ _3\"></span>s\u2019il</div>\n<div class=\"t m0 x6 h62 y9f8 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">y a une preuve o<span class=\"_ _0\"></span>bjectiv<span class=\"_ _0\"></span>e qu\u2019Age<span class=\"_ _0\"></span>as ne sera pas \u00e0 m\u00ea<span class=\"_ _0\"></span>me de r\u00e9cup\u00e9<span class=\"_ _0\"></span>rer</div>\n<div class=\"t m0 x6 h62 y9f9 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tous les mont<span class=\"_ _0\"></span>ants co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dus. Le m<span class=\"_ _0\"></span>ontant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y9fa ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est \u00e9gal<span class=\"_ _0\"></span> \u00e0 la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre l<span class=\"_ _0\"></span>a valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble et l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 y9fb ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">recouvrable. E<span class=\"_ _3\"></span>n cas de<span class=\"_ _3\"></span> titres n<span class=\"_ _3\"></span>\u00e9goci\u00e9s sur<span class=\"_ _3\"></span> un march\u00e9<span class=\"_ _3\"></span>, le mon<span class=\"_ _3\"></span>tant</div>\n<div class=\"t m0 x6 h62 y9fc ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>d \u00e0 le<span class=\"wse9\">ur j<span class=\"_ _0\"></span>uste vale<span class=\"_ _0\"></span>ur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sont bas\u00e9es sur<span class=\"_ _3\"></span> l\u2019estimation de re<span class=\"_ _3\"></span>couvrement la plu<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y9ff ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cent<span class=\"_ _0\"></span>e, faite par A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> ; </span>elles repr\u00e9s<span class=\"_ _0\"></span>entent la p<span class=\"_ _0\"></span>erte qu\u2019A<span class=\"_ _0\"></span>geas pr\u00e9v<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x6 h62 ya00 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de subir<span class=\"_ _3\"></span>. Ageas proc\u00e8<span class=\"_ _3\"></span>de \u00e0 des <span class=\"_ _3\"></span>r\u00e9ductions de<span class=\"_ _3\"></span> valeur dans<span class=\"_ _3\"></span> le cas,<span class=\"_ _3\"></span> par</div>\n<div class=\"t m0 x6 h62 ya01 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> o\u00f9 la proc\u00e9<span class=\"_ _0\"></span>dure de fail<span class=\"_ _0\"></span>lite du d\u00e9<span class=\"_ _0\"></span>biteur est<span class=\"_ _0\"></span> \u00e0 son terme et que</div>\n<div class=\"t m0 x6 h62 ya02 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les s\u00fbret<span class=\"_ _0\"></span>\u00e9s ont \u00e9t\u00e9 \u00e9pu<span class=\"_ _0\"></span>is\u00e9es, o\u00f9 l<span class=\"_ _0\"></span>e d\u00e9bite<span class=\"_ _0\"></span>ur et/ou le gar<span class=\"_ _0\"></span>ant sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya03 ff197 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">inso<span class=\"lsdc wse9\">lvables, o\u00f9 tout<span class=\"_ _0\"></span>es les voies<span class=\"_ _0\"></span> de recouv<span class=\"_ _0\"></span>rement ha<span class=\"_ _0\"></span>bituel<span class=\"_ _0\"></span>les ont \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9puis\u00e9es, ou enco<span class=\"_ _3\"></span>re lorsque le<span class=\"_ _3\"></span> seuil de perte \u00e9cono<span class=\"_ _3\"></span>mique (c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse8\">dire </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le moment <span class=\"_ _3\"></span>\u00e0 partir d<span class=\"_ _3\"></span>uquel les <span class=\"_ _3\"></span>d\u00e9penses d\u00e9pa<span class=\"_ _3\"></span>ssent les m<span class=\"_ _3\"></span>ontants</div>\n<div class=\"t m0 x6 h62 ya06 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ables) e<span class=\"_ _0\"></span>st attei<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 608px; width: 352px; z-index: 3;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7e ya4b ff199 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.1.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque de liquidit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff197 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">risque de l<span class=\"_ _0\"></span>iquidit<span class=\"_ _0\"></span>\u00e9 est le risqu<span class=\"_ _0\"></span>e de ne pas \u00eatre e<span class=\"_ _0\"></span>n mesure de li<span class=\"_ _0\"></span>quider </span></div>\n<div class=\"t m0 x6 h62 ya4d ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des placem<span class=\"_ _0\"></span>ents ou d\u2019a<span class=\"_ _0\"></span>utres act<span class=\"_ _0\"></span>ifs en vue de r<span class=\"_ _0\"></span>\u00e9gler des en<span class=\"_ _0\"></span>gagem<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 ya4e ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers \u00e9chus<span class=\"_ _0\"></span>. Par exemp<span class=\"_ _0\"></span>le, ceci p<span class=\"_ _0\"></span>eut se produ<span class=\"_ _0\"></span>ire lorsq<span class=\"_ _0\"></span>ue des</div>\n<div class=\"t m0 x6 h62 ya4f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>es inatte<span class=\"_ _0\"></span>ndues de r\u00e8g<span class=\"_ _0\"></span>lements<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie, \u00e9mis<span class=\"_ _0\"></span>es par des</div>\n<div class=\"t m0 x6 h62 ya50 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">assur\u00e9s<span class=\"_ _0\"></span> ou par d\u2019<span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>cocont<span class=\"_ _0\"></span>ractant<span class=\"_ _0\"></span>s, ne pe<span class=\"_ _0\"></span>uvent pas<span class=\"_ _0\"></span> \u00eatre sat<span class=\"_ _0\"></span>isfait<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 ya51 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sans enco<span class=\"_ _0\"></span>urir de pert<span class=\"_ _0\"></span>es inacc<span class=\"_ _0\"></span>eptable<span class=\"_ _0\"></span>s ou sans mett<span class=\"_ _0\"></span>re en p\u00e9ril l\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9,</div>\n<div class=\"t m0 x6 h62 ya52 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 cause de co<span class=\"_ _0\"></span>ntraint<span class=\"_ _0\"></span>es relativ<span class=\"_ _0\"></span>es \u00e0 la liqu<span class=\"_ _0\"></span>idation d\u2019<span class=\"_ _0\"></span>actifs.<span class=\"_ _0\"></span> Ces contr<span class=\"_ _0\"></span>aintes</div>\n<div class=\"t m0 x6 h62 ya53 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre struct<span class=\"_ _0\"></span>urell<span class=\"_ _0\"></span>es ou proven<span class=\"_ _0\"></span>ir de boul<span class=\"_ _0\"></span>eversem<span class=\"_ _0\"></span>ents sur les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya54 ff197 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya55 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya56 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les engagem<span class=\"_ _3\"></span>ents financ<span class=\"_ _3\"></span>iers d\u2019Ageas e<span class=\"_ _3\"></span>t de <span class=\"_ _3\"></span>ses entit\u00e9s op<span class=\"_ _3\"></span>\u00e9rationnelle<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 ya57 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> sont souve<span class=\"_ _0\"></span>nt \u00e0 long term<span class=\"_ _0\"></span>e. Quant a<span class=\"_ _0\"></span>ux actifs d\u00e9t<span class=\"_ _0\"></span>enus pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb03 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">honorer, il<span class=\"_ _3\"></span>s sont g\u00e9n\u00e9ra<span class=\"_ _3\"></span>lement \u00e0 <span class=\"_ _3\"></span>long terme <span class=\"_ _3\"></span>et peuvent<span class=\"_ _3\"></span> s\u2019av\u00e9re<span class=\"lsdc wse8\">r </span></div>\n<div class=\"t m0 x1a h62 yb04 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">illiqui<span class=\"_ _0\"></span>des. Les si<span class=\"_ _0\"></span>nistres<span class=\"_ _0\"></span> et autres sort<span class=\"_ _0\"></span>ies de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e peuvent \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 yb05 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">impr\u00e9visibles<span class=\"_ _3\"></span> et sensibl<span class=\"_ _3\"></span>ement diff\u00e9rent<span class=\"_ _3\"></span>s des mon<span class=\"_ _3\"></span>tants attendu<span class=\"_ _3\"></span>s. En</div>\n<div class=\"t m0 x1a h62 yb06 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019absence de<span class=\"_ _3\"></span> ressources<span class=\"_ _3\"></span> liquides<span class=\"_ _3\"></span> permettant d<span class=\"_ _3\"></span>\u2019honorer d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yb07 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagements <span class=\"_ _3\"></span>financiers<span class=\"_ _3\"></span> lorsqu\u2019ils <span class=\"_ _3\"></span>viennent \u00e0<span class=\"_ _3\"></span> \u00e9ch\u00e9ance, <span class=\"_ _3\"></span>il <span class=\"wsfa\">faut emprunt<span class=\"_ _3\"></span>er </span></div>\n<div class=\"t m0 x1a h62 y976 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des fonds liquide<span class=\"_ _3\"></span>s, voire vendre<span class=\"_ _3\"></span> des actifs illiqu<span class=\"_ _3\"></span>ides (moyennant<span class=\"_ _3\"></span>, bien</div>\n<div class=\"t m0 x1a h62 y977 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">souvent, une<span class=\"_ _3\"></span> forte per<span class=\"_ _3\"></span>te de vale<span class=\"_ _3\"></span>ur) pour hon<span class=\"_ _3\"></span>orer ces <span class=\"_ _3\"></span>engagements<span class=\"_ _3\"></span>. Des</div>\n<div class=\"t m0 x1a h62 y978 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pertes peuven<span class=\"_ _3\"></span>t r\u00e9sulter de d\u00e9cotes<span class=\"_ _3\"></span> qu\u2019il faudrait<span class=\"_ _3\"></span> consentir pour liqui<span class=\"_ _3\"></span>der</div>\n<div class=\"t m0 x1a h62 y979 ff197 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">certains actifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y97a ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97b ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En tant<span class=\"ls0 ws0\"> </span><span class=\"wseb\">qu<span class=\"_ _3\"></span>e groupe d\u2019a<span class=\"_ _3\"></span>ssurance, Agea<span class=\"_ _3\"></span>s est g\u00e9n\u00e9r<span class=\"_ _3\"></span>alement g\u00e9n\u00e9ra<span class=\"_ _3\"></span>teur de </span></div>\n<div class=\"t m0 x1a h62 y97c ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie, et<span class=\"_ _3\"></span> ce risque est donc<span class=\"_ _3\"></span> relativement r\u00e9du<span class=\"_ _3\"></span>it. Ageas conserve<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une posit<span class=\"_ _0\"></span>ion de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie de ma<span class=\"_ _0\"></span>ni\u00e8re \u00e0 <span class=\"_ _0\"></span>pouvoir f<span class=\"_ _0\"></span>aire f<span class=\"_ _0\"></span>ace, le c<span class=\"_ _0\"></span>as</div>\n<div class=\"t m0 x1a h62 y97e ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9ant<span class=\"_ _0\"></span>, \u00e0 des situat<span class=\"_ _0\"></span>ions de liq<span class=\"_ _0\"></span>uidit\u00e9 di<span class=\"_ _0\"></span>fficil<span class=\"_ _0\"></span>es. Une att<span class=\"_ _0\"></span>ention part<span class=\"_ _0\"></span>iculi\u00e8<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y97f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est port\u00e9<span class=\"_ _0\"></span>e aux messa<span class=\"_ _0\"></span>ges des ba<span class=\"_ _0\"></span>nques cent<span class=\"_ _0\"></span>rales qu<span class=\"_ _0\"></span>ant aux \u00e9v<span class=\"_ _0\"></span>olutions<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>elles de le<span class=\"_ _0\"></span>ur politiq<span class=\"_ _0\"></span>ue mon\u00e9t<span class=\"_ _0\"></span>aire. Les ve<span class=\"_ _0\"></span>rsement<span class=\"_ _0\"></span>s de divide<span class=\"_ _0\"></span>ndes</div>\n<div class=\"t m0 x1a h62 y981 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux actionnaire<span class=\"_ _3\"></span>s et les frais de<span class=\"_ _3\"></span> si\u00e8ge sont financ<span class=\"_ _3\"></span>\u00e9s par les remon<span class=\"_ _3\"></span>t\u00e9es de</div>\n<div class=\"t m0 x1a h62 y982 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividendes d<span class=\"_ _3\"></span>es compagni<span class=\"wsfa\">es<span class=\"_ _3\"></span> d\u2019assurance op\u00e9ra<span class=\"_ _3\"></span>tionnelles d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les caus<span class=\"_ _0\"></span>es de ri<span class=\"_ _0\"></span>sque de l<span class=\"_ _0\"></span>iquidit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y985 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> se vent<span class=\"_ _0\"></span>iler en \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s suscept<span class=\"_ _0\"></span>ibles <span class=\"_ _0\"></span>de cr\u00e9e<span class=\"_ _0\"></span>r une au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y986 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soudain<span class=\"_ _0\"></span>e du bes<span class=\"_ _0\"></span>oin de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie et en \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s susce<span class=\"_ _0\"></span>ptibles<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 y987 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9duire, cont<span class=\"lsdc wseb\">re toute attent<span class=\"_ _0\"></span>e, la di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>ilit\u00e9 des<span class=\"_ _0\"></span> resso<span class=\"_ _0\"></span>urces <span class=\"_ _0\"></span>esp\u00e9r\u00e9<span class=\"_ _0\"></span>es en </span></div>\n<div class=\"t m0 x1a h62 y988 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de bes<span class=\"_ _0\"></span>oins de tr\u00e9s<span class=\"_ _0\"></span>orerie. <span class=\"lsde wsfa\">Les types de risque de liquidit\u00e9<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y989 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont les s<span class=\"_ _0\"></span>uivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y98a ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff199 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 \u00e0 la sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n <span class=\"ff197 lsde wseb\">est le ri<span class=\"_ _3\"></span>sque qu\u2019Ageas<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 y98b ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une entit\u00e9<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span>le locale s<span class=\"_ _3\"></span>oit<span class=\"ls0 ws0\"> </span>tenu(e)<span class=\"_ _3\"></span> de payer<span class=\"_ _3\"></span> un montant</div>\n<div class=\"t m0 x133 h62 y98c ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">important <span class=\"_ _3\"></span>pour couvrir<span class=\"_ _3\"></span> des change<span class=\"_ _3\"></span>ments inatten<span class=\"_ _3\"></span>dus du</div>\n<div class=\"t m0 x133 h62 ya64 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportemen<span class=\"_ _3\"></span>t du consomma<span class=\"_ _3\"></span>teur (risque<span class=\"_ _3\"></span> de renonc<span class=\"_ _3\"></span>iation), une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 ya65 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">hausse souda<span class=\"_ _3\"></span>ine de la<span class=\"_ _3\"></span> fr\u00e9quence<span class=\"_ _3\"></span> des sinis<span class=\"_ _3\"></span>tres ou de<span class=\"_ _3\"></span>s sinistres</div>\n<div class=\"t m0 x133 h62 ya66 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nts et <span class=\"wse8\">soud<span class=\"_ _0\"></span>ains<span class=\"lsde wseb\">, d\u00e9coulant d\u2019\u00e9v\u00e9n<span class=\"_ _3\"></span>ements majeu<span class=\"wsfa\">rs ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 ya67 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">catastrophique<span class=\"_ _3\"></span>s (comme des temp\u00eates,<span class=\"_ _3\"></span> des nuages de cendre<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x133 h62 ya68 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une \u00e9pid<span class=\"_ _0\"></span>\u00e9mie de grip<span class=\"_ _0\"></span>pe, etc.).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya69 ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff197 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 du <span class=\"wse8\">marc<span class=\"_ _0\"></span>h\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est le ris<span class=\"_ _0\"></span>que qu<span class=\"_ _0\"></span>e le proc<span class=\"_ _0\"></span>essus d<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya6a ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente lui<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">m\u00eame entr<span class=\"_ _3\"></span>a\u00eene des pertes du<span class=\"_ _3\"></span>es aux conditions d<span class=\"_ _3\"></span>e march\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 ya6b ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00e0 des conc<span class=\"_ _0\"></span>entrat<span class=\"_ _0\"></span>ions \u00e9le<span class=\"lsf7 wseb\">v\u00e9es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff199 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 de fina<span class=\"_ _0\"></span>ncement <span class=\"ff197\">es<span class=\"_ _0\"></span>t le risqu<span class=\"_ _0\"></span>e qu\u2019Agea<span class=\"_ _0\"></span>s ou une </span></span></span></div>\n<div class=\"t m0 x133 h62 ya6d ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9 op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nelle loc<span class=\"_ _0\"></span>ale ne soit p<span class=\"_ _0\"></span>as en mesure d<span class=\"_ _0\"></span>\u2019obte<span class=\"_ _0\"></span>nir</div>\n<div class=\"t m0 x133 h62 ya6e ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suffisamment<span class=\"_ _3\"></span> de fonds externes<span class=\"_ _3\"></span>, si leurs actif<span class=\"_ _3\"></span>s sont <span class=\"wsea\">illiquides<span class=\"_ _3\"></span><span class=\"wseb\">, au </span></span></div>\n<div class=\"t m0 x133 h62 ya6f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment o<span class=\"_ _0\"></span>\u00f9 ils en auraie<span class=\"_ _0\"></span>nt besoin (p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple pour fai<span class=\"_ _0\"></span>re face \u00e0 un</div>\n<div class=\"t m0 x133 h62 ycf0 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ant inatte<span class=\"_ _0\"></span>ndu). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycf1 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf2 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour pouv<span class=\"_ _0\"></span>oir r\u00e9pon<span class=\"_ _0\"></span>dre \u00e0 l\u2019ens<span class=\"_ _0\"></span>emble des<span class=\"_ _0\"></span> besoins de li<span class=\"_ _0\"></span>quidit<span class=\"_ _0\"></span>\u00e9, chaque</div>\n<div class=\"t m0 x1a h62 ycf3 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9 do<span class=\"_ _0\"></span>it identif<span class=\"_ _0\"></span>ier et ass<span class=\"_ _0\"></span>urer le suivi du r<span class=\"_ _0\"></span>isque de liq<span class=\"_ _0\"></span>uidit<span class=\"_ _0\"></span>\u00e9 de mani\u00e8r<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ycf4 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conna\u00eet<span class=\"_ _0\"></span>re et co<span class=\"_ _0\"></span>mprendr<span class=\"_ _0\"></span>e au mie<span class=\"_ _0\"></span>ux les cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces sus<span class=\"_ _0\"></span>ceptibl<span class=\"_ _0\"></span>e<span class=\"lsde\">s de </span></div>\n<div class=\"t m0 x1a h62 ycf5 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donner nai<span class=\"_ _0\"></span>ssance \u00e0 des<span class=\"_ _0\"></span> probl\u00e8m<span class=\"_ _0\"></span>es de liqu<span class=\"_ _0\"></span>idit\u00e9 (pa<span class=\"_ _0\"></span>r exemple,<span class=\"_ _0\"></span> une</div>\n<div class=\"t m0 x1a h62 ycf6 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9t\u00e9rio<span class=\"_ _0\"></span>ration i<span class=\"_ _0\"></span>nattend<span class=\"_ _0\"></span>ue du pr<span class=\"_ _0\"></span>ofil d\u2019<span class=\"_ _0\"></span>extinct<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>passifs,<span class=\"_ _0\"></span> renonc<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycf7 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en masse, ra<span class=\"_ _0\"></span>lentis<span class=\"_ _0\"></span>sement da<span class=\"_ _0\"></span>ns les nouv<span class=\"_ _0\"></span>elles aff<span class=\"_ _0\"></span>aires, cha<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x1a h62 ye88 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">notatio<span class=\"_ _0\"></span>n, etc.), ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 ass<span class=\"_ _0\"></span>urer que<span class=\"_ _0\"></span> sa propre ca<span class=\"_ _0\"></span>pacit\u00e9 de r<span class=\"_ _0\"></span>\u00e9actio<span class=\"_ _0\"></span>n soit</div>\n<div class=\"t m0 x1a h62 ye89 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">claire (<span class=\"_ _0\"></span>par exem<span class=\"_ _0\"></span>ple, li<span class=\"_ _0\"></span>quidit\u00e9 <span class=\"_ _0\"></span>des actif<span class=\"_ _0\"></span>s en ca<span class=\"_ _0\"></span>s de cris<span class=\"_ _0\"></span>e). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 797px; width: 354px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 284px; height: 214px; width: 347px; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 283px; height: 823px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une vue <span class=\"_ _3\"></span>d\u2019ensemble de<span class=\"_ _3\"></span>s sorties <span class=\"_ _3\"></span>de tr\u00e9sorerie<span class=\"_ _3\"></span> attendues d<span class=\"_ _3\"></span>\u00e9coulant de<span class=\"_ _3\"></span>s passifs d<span class=\"_ _3\"></span>\u2019assurance (au<span class=\"_ _3\"></span>tres qu\u2019en u<span class=\"_ _3\"></span>nit\u00e9s de<span class=\"_ _3\"></span> compte) est<span class=\"_ _3\"></span> <span class=\"lsf7\">disp</span><span class=\"wsfa\">oni<span class=\"_ _3\"></span>ble ci<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">de<span class=\"_ _3\"></span>ssous.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e refl\u00e8te<span class=\"_ _0\"></span>nt une meill<span class=\"_ _0\"></span>eure est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n actuarie<span class=\"_ _0\"></span>lle sur la b<span class=\"_ _0\"></span>ase des limit<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II. Il convi<span class=\"_ _0\"></span>ent de noter q<span class=\"_ _0\"></span>ue les sorti<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y8b3 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie de pass<span class=\"_ _0\"></span>ifs agr\u00e9<span class=\"_ _0\"></span>g\u00e9s du Grou<span class=\"_ _0\"></span>pe ne sont pas ut<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> \u00e0 des fins de<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">gestion, car les liquidi<span class=\"_ _3\"></span>t\u00e9s sont g\u00e9r\u00e9es a<span class=\"_ _3\"></span>u sein des compagnies<span class=\"_ _3\"></span> d\u2019assurance </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">individuelle<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Sorties nettes de tr\u00e9sorerie <span class=\"_ _0\"></span>sur passifs d'assurance au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 485px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 1004px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 1004px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 625px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 638px; bottom: 1004px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 706px; bottom: 1004px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 762px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1004px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 587px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 726px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y14c8 ff19c fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Passifs de<span class=\"_ _3\"></span>s <span class=\"lse0 wsee\">assur\u00e9s, hors activit\u00e9s en<span class=\"_ _0\"></span> unit\u00e9s de compte, ne<span class=\"_ _0\"></span>ts de r\u00e9assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 973px; z-index: 15;\">8.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 973px; z-index: 15;\">7.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 973px; z-index: 15;\">5.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 704px; bottom: 973px; z-index: 15;\">5.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 973px; z-index: 15;\">5.911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14c9 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14ca ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff19c fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y152b ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Sorties nettes de tr\u00e9sorerie <span class=\"_ _0\"></span>sur passifs d'assurance au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 485px; bottom: 926px; z-index: 15;\">Ann\u00e9e 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 926px; z-index: 15;\">Ann\u00e9e 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 911px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 625px; bottom: 926px; z-index: 15;\">Ann\u00e9e 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 638px; bottom: 911px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 693px; bottom: 926px; z-index: 15;\">Ann\u00e9e 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 706px; bottom: 911px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 762px; bottom: 926px; z-index: 15;\">Ann\u00e9e 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 587px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 726px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px; z-index: 15;\">Passifs des assur\u00e9s, hors<span class=\"_ _0\"></span> activit\u00e9s en unit\u00e9s de c<span class=\"_ _0\"></span>ompte, nets de r\u00e9a<span class=\"_ _0\"></span>ssurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 881px; z-index: 15;\">8.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 881px; z-index: 15;\">6.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 881px; z-index: 15;\">6.275<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 704px; bottom: 881px; z-index: 15;\">4.759<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 881px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 870px; height: 236px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y14d1 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14d2 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y14d3 ff19e fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1.4<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque li\u00e9<span class=\"_ _3\"></span> aux actifs <span class=\"_ _3\"></span>incorporels</span> </span></div>\n<div class=\"t m0 x6 h62 y14d4 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Risque de pe<span class=\"_ _0\"></span>rte et/<span class=\"_ _0\"></span>ou d\u2019\u00e9vol<span class=\"_ _0\"></span>ution d\u00e9f<span class=\"_ _0\"></span>avorab<span class=\"_ _0\"></span>le de la valeu<span class=\"_ _0\"></span>r des actifs</div>\n<div class=\"t m0 x6 h62 y14d5 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incorpo<span class=\"_ _0\"></span>rels, ent<span class=\"_ _0\"></span>ra\u00eenant u<span class=\"_ _0\"></span>ne atteint<span class=\"_ _0\"></span>e des b\u00e9n\u00e9f<span class=\"_ _0\"></span>ices fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus sur</div>\n<div class=\"t m0 x6 h62 y14d6 ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ces actifs incorp<span class=\"_ _3\"></span>orels. Les ac<span class=\"_ _3\"></span>tifs incorporels peu<span class=\"_ _3\"></span>vent \u00eatre entre<span class=\"_ _3\"></span> autres la</div>\n<div class=\"t m0 x6 h62 y14d7 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur act<span class=\"_ _0\"></span>uelle de<span class=\"_ _0\"></span>s b\u00e9n\u00e9fic<span class=\"_ _0\"></span>es futurs<span class=\"_ _0\"></span>, des conc<span class=\"_ _0\"></span>essions d<span class=\"_ _0\"></span>e parking et<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y14d8 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">propri<span class=\"_ _0\"></span>\u00e9t\u00e9 intel<span class=\"_ _0\"></span>lectuel<span class=\"_ _0\"></span>le.</div>\n<div class=\"t m0 x2e1 h7e y14d9 ff19f fs44 fc19 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ff19e fs43 fc15 lsdd ws11a\">Les actifs c<span class=\"lsdc wse9\">lass\u00e9s en tant q<span class=\"_ _0\"></span>u'immo<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ions </span></span></div>\n<div class=\"t m0 x6 h7e y14da ff19e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">incorporelles<span class=\"_ _3\"></span> selon les normes<span class=\"_ _3\"></span> IFRS mais \u00e9conomiquem<span class=\"_ _3\"></span>ent soumis \u00e0</div>\n<div class=\"t m0 x6 h7e y14db ff19e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des risque<span class=\"_ _0\"></span>s sp\u00e9cif<span class=\"_ _0\"></span>iques (p<span class=\"_ _0\"></span>ar exemple<span class=\"_ _0\"></span>, l'immo<span class=\"_ _0\"></span>bilier) so<span class=\"_ _0\"></span>nt inclus da<span class=\"_ _0\"></span>ns la</div>\n<div class=\"t m0 x6 h62 y14dc ff19e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vue du ca<span class=\"_ _0\"></span>pital i<span class=\"_ _0\"></span>nterne so<span class=\"_ _0\"></span>us le pil<span class=\"_ _0\"></span>ier 2<span class=\"ff19c ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14dd ff19c fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsfa\">Ri<span class=\"_ _3\"></span>sques de passifs d<span class=\"_ _3\"></span>\u2019assurance</span> </span></div>\n<div class=\"t m0 x6 h62 y14de ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risqu<span class=\"lsde wseb\">e de passifs d\u2019assuran<span class=\"_ _3\"></span>ce englobe<span class=\"_ _3\"></span> l\u2019ensemble<span class=\"_ _3\"></span> des risque<span class=\"_ _3\"></span>s de </span></div>\n<div class=\"t m0 x6 h62 y14df ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e d\u00e9coula<span class=\"_ _0\"></span>nt de d\u00e9vi<span class=\"_ _0\"></span>ations de l<span class=\"_ _0\"></span>a sinistr<span class=\"_ _0\"></span>alit\u00e9 dues</div>\n<div class=\"t m0 x6 h62 y14e0 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 des incert<span class=\"_ _0\"></span>itudes et au t<span class=\"_ _0\"></span>iming des s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es, ainsi qu<span class=\"_ _0\"></span>e de d\u00e9viati<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y14e1 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans les <span class=\"_ _3\"></span>co\u00fbts et <span class=\"_ _3\"></span>renonciations,<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux hypo<span class=\"lsdc\">th\u00e8ses sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x6 h62 y14e2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>es au moment<span class=\"_ _0\"></span> de la souscr<span class=\"_ _0\"></span>iption des p<span class=\"_ _0\"></span>olices.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14e3 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14e4 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les risque<span class=\"_ _0\"></span>s vie incl<span class=\"_ _0\"></span>uent le risqu<span class=\"_ _0\"></span>e de morta<span class=\"_ _0\"></span>lit\u00e9, le risq<span class=\"_ _0\"></span>ue de long<span class=\"_ _0\"></span>\u00e9vit\u00e9, le</div>\n<div class=\"t m0 x6 h62 y14e5 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque d<span class=\"_ _0\"></span>\u2019invali<span class=\"_ _0\"></span>dit\u00e9, l<span class=\"_ _0\"></span>e risque <span class=\"_ _0\"></span>de mor<span class=\"_ _0\"></span>bidit\u00e9 (l<span class=\"_ _0\"></span>e risque <span class=\"_ _0\"></span>de mal<span class=\"_ _0\"></span>adie gr<span class=\"_ _0\"></span>ave) et</div>\n<div class=\"t m0 x6 h62 y14e6 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de r<span class=\"_ _0\"></span>enonciat<span class=\"_ _0\"></span>ion et de r\u00e9t<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span><span class=\"wseb\">n, le ris<span class=\"_ _0\"></span>que de d<span class=\"_ _0\"></span>\u00e9penses,<span class=\"_ _0\"></span> le </span></div>\n<div class=\"t m0 x6 h62 y14e7 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque d<span class=\"_ _0\"></span>e catast<span class=\"_ _0\"></span>rophe et<span class=\"_ _0\"></span> le ris<span class=\"_ _0\"></span>que de r\u00e9v<span class=\"_ _0\"></span>ision.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14e8 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14e9 ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"ls0 ws0\">s <span class=\"lsde wsea\">risque</span>s<span class=\"_ _3\"></span> <span class=\"lsde wsea\">non</span>-<span class=\"_ _3\"></span><span class=\"lsfe ws12d\">vie incl<span class=\"_ _3\"></span>u<span class=\"lsde wsea\">en</span></span></span><span class=\"wse9\">t le risque<span class=\"_ _0\"></span> de r\u00e9serve,<span class=\"_ _0\"></span> le risque de pr<span class=\"_ _0\"></span>ime et </span></div>\n<div class=\"t m0 x6 h62 y14ea ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>atastr<span class=\"_ _0\"></span>ophe. Le ris<span class=\"_ _0\"></span>que de r\u00e9se<span class=\"_ _0\"></span>rve conc<span class=\"_ _0\"></span>erne les dos<span class=\"_ _0\"></span>siers de</div>\n<div class=\"t m0 x6 h62 y14eb ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es en cours et<span class=\"_ _0\"></span> le <span class=\"lsde wsfa\">risque de prime co<span class=\"_ _3\"></span>ncerne des sinist<span class=\"_ _3\"></span>res futurs </span></div>\n<div class=\"t m0 x6 h62 y14ec ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dont les sin<span class=\"_ _0\"></span>istres li<span class=\"_ _0\"></span>\u00e9s au risqu<span class=\"_ _0\"></span>e de catast<span class=\"_ _0\"></span>rophe s<span class=\"_ _0\"></span>ont exclus.<span class=\"_ _0\"></span> Le risque d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y14ed ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>rophe d\u00e9c<span class=\"_ _0\"></span>oule de s<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>es prov<span class=\"_ _0\"></span>oqu\u00e9s <span class=\"_ _0\"></span>par des c<span class=\"_ _0\"></span>atastr<span class=\"_ _0\"></span>ophes</div>\n<div class=\"t m0 x6 h62 y14ee ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">naturel<span class=\"_ _0\"></span>les ou caus<span class=\"_ _0\"></span>\u00e9s par l\u2019hom<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14ef ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14f0 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Chaque enti<span class=\"_ _3\"></span>t\u00e9 g\u00e8re les<span class=\"_ _3\"></span> risques d\u2019<span class=\"_ _3\"></span>ass<span class=\"lsdc\">urance e<span class=\"_ _0\"></span>n recour<span class=\"_ _0\"></span>ant \u00e0 un<span class=\"_ _0\"></span>e s\u00e9rie </span></div>\n<div class=\"t m0 x6 h62 y14f1 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019outils<span class=\"_ _0\"></span> combina<span class=\"_ _0\"></span>bles, com<span class=\"_ _0\"></span>me la politi<span class=\"_ _0\"></span>que de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n, la politi<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x6 h62 y14f2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019appr<span class=\"_ _0\"></span>obation d<span class=\"_ _0\"></span>es produits<span class=\"_ _0\"></span>, la polit<span class=\"_ _0\"></span>ique de prov<span class=\"_ _0\"></span>isions<span class=\"_ _0\"></span>, la politi<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x6 h62 y14f3 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n des sinistr<span class=\"_ _0\"></span>es et la polit<span class=\"_ _0\"></span>ique de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e. Une atte<span class=\"_ _0\"></span>ntion</div>\n<div class=\"t m0 x6 h62 y14f4 ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">partic<span class=\"_ _0\"></span>uli\u00e8re <span class=\"wseb\">est <span class=\"_ _0\"></span>accord\u00e9<span class=\"_ _0\"></span>e \u00e0 la con<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce ent<span class=\"_ _0\"></span>re le seg<span class=\"_ _0\"></span>ment de c<span class=\"_ _0\"></span>lient\u00e8<span class=\"_ _0\"></span>le </span></div>\n<div class=\"t m0 x6 h62 y14f5 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui ach\u00e8t<span class=\"_ _0\"></span>e un produit<span class=\"_ _0\"></span> et les hypot<span class=\"_ _0\"></span>h\u00e8ses so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-</span><span class=\"wseb\">jacentes<span class=\"_ _0\"></span> de cli<span class=\"_ _0\"></span>ent\u00e8le </span></div>\n<div class=\"t m0 x6 h62 y14f6 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">formul\u00e9<span class=\"_ _0\"></span>es au moment<span class=\"_ _0\"></span> de la conce<span class=\"_ _0\"></span>ption et de la ta<span class=\"_ _0\"></span>rificat<span class=\"_ _0\"></span>ion de ce pro<span class=\"_ _0\"></span>duit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14f7 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14f8 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les polit<span class=\"_ _0\"></span>iques <span class=\"_ _0\"></span>de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n sont ad<span class=\"_ _0\"></span>opt\u00e9es <span class=\"_ _0\"></span>\u00e0 l\u2019\u00e9che<span class=\"_ _0\"></span>l<span class=\"wse9\">on local,<span class=\"_ _0\"></span> dans le </span></div>\n<div class=\"t m0 x6 h62 y14f9 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cadre de <span class=\"_ _3\"></span>la gestion g<span class=\"_ _3\"></span>\u00e9n\u00e9rale du<span class=\"_ _3\"></span> risque d\u2019e<span class=\"_ _3\"></span>ntreprise. E<span class=\"_ _3\"></span>lles int\u00e8gr<span class=\"_ _3\"></span>ent des</div>\n<div class=\"t m0 x6 h62 y14fa ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proc\u00e9dures de co<span class=\"_ _3\"></span>ntr\u00f4le par des ac<span class=\"_ _3\"></span>tuaires, qui analy<span class=\"_ _3\"></span>sent les pertes<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y14fb ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">effectives. Un<span class=\"_ _3\"></span>e s\u00e9rie d\u2019indicateur<span class=\"_ _3\"></span>s et d\u2019outil<span class=\"_ _3\"></span>s d\u2019analyse statis<span class=\"_ _3\"></span>tique sont</div>\n<div class=\"t m0 x1a h62 y14fc ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">utilis\u00e9s pour<span class=\"_ _3\"></span> affiner l<span class=\"lsdc wse9\">es normes de sou<span class=\"_ _0\"></span>scripti<span class=\"_ _0\"></span>on afin d\u2019a<span class=\"_ _0\"></span>m\u00e9liore<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y14fd ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019histo<span class=\"_ _0\"></span>rique des p<span class=\"_ _0\"></span>ertes et de v<span class=\"_ _0\"></span>eiller \u00e0 un aj<span class=\"_ _0\"></span>usteme<span class=\"_ _0\"></span>nt ad\u00e9quat<span class=\"_ _0\"></span> des prix.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y14fe ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a hb3 y14ff ff19c fs73 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"fs43 lsdc wseb\">geas et ses f<span class=\"_ _0\"></span>iliale<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse9\">fixent le<span class=\"_ _0\"></span>urs prime<span class=\"_ _0\"></span>s \u00e0 un niveau tel<span class=\"_ _0\"></span> que les primes<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1500 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7ues,<span class=\"_ _0\"></span> major\u00e9<span class=\"_ _0\"></span>es du revenu d<span class=\"_ _0\"></span>\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt qu\u2019el<span class=\"_ _0\"></span>les g\u00e9n\u00e8<span class=\"_ _0\"></span>rent,</div>\n<div class=\"t m0 x1a h62 y1501 ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9p<span class=\"lsdc wse9\">assent le tot<span class=\"_ _0\"></span>al du monta<span class=\"_ _0\"></span>nt des sinis<span class=\"_ _0\"></span>tres, de le<span class=\"_ _0\"></span>ur co\u00fbt de gest<span class=\"_ _0\"></span>ion et </span></div>\n<div class=\"t m0 x1a h62 y1502 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du co\u00fbt de gest<span class=\"_ _0\"></span>ion de l\u2019ent<span class=\"_ _0\"></span>it\u00e9. La pe<span class=\"_ _0\"></span>rtinenc<span class=\"_ _0\"></span>e de la tarifi<span class=\"_ _0\"></span>cation es<span class=\"_ _0\"></span>t test\u00e9e</div>\n<div class=\"t m0 x1a h62 y1503 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en utilis<span class=\"_ _0\"></span>ant des techn<span class=\"_ _0\"></span>iques et d<span class=\"_ _0\"></span>es indicat<span class=\"_ _0\"></span>eurs de perf<span class=\"_ _0\"></span>orman<span class=\"_ _0\"></span>ce cl\u00e9s</div>\n<div class=\"t m0 x1a h62 y1504 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques pour u<span class=\"_ _0\"></span>n portefe<span class=\"_ _0\"></span>uille do<span class=\"_ _0\"></span>nn\u00e9, tant<span class=\"ls0 ws0\"> </span>a pri<span class=\"_ _0\"></span>ori (par ex<span class=\"_ _0\"></span>emple des</div>\n<div class=\"t m0 x1a h62 y1505 ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tests de rentabi<span class=\"_ _3\"></span>lit\u00e9) qu\u2019a po<span class=\"_ _3\"></span>steriori (par ex<span class=\"_ _3\"></span>emple l\u2019Embedded<span class=\"_ _3\"></span> value ou</div>\n<div class=\"t m0 x1a h62 y1506 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les ratios c<span class=\"_ _0\"></span>ombin\u00e9<span class=\"_ _0\"></span>s).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1507 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1508 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les facteur<span class=\"_ _3\"></span>s pris en<span class=\"_ _3\"></span> consid\u00e9rati<span class=\"_ _3\"></span>on pour la <span class=\"_ _3\"></span>tarification<span class=\"_ _3\"></span> de l\u2019assuran<span class=\"_ _3\"></span>ce</div>\n<div class=\"t m0 x1a h62 y1509 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">varient<span class=\"_ _0\"></span> en fonctio<span class=\"_ _0\"></span>n des produ<span class=\"_ _0\"></span>its, de la co<span class=\"_ _0\"></span>uverture et<span class=\"_ _0\"></span> des prest<span class=\"_ _0\"></span>a<span class=\"lsf8 ws111\">tions<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y150a ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">offertes<span class=\"_ _0\"></span>. <span class=\"lsde wsfa\">Cependant, ils<span class=\"_ _3\"></span> incluent g\u00e9n\u00e9ralem<span class=\"_ _3\"></span>ent<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x1a h62 y150b ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsf7 wseb\">l<span class=\"_ _3\"></span>es <span class=\"_ _3\"></span><span class=\"lsdc wse9\">sinistr<span class=\"_ _0\"></span>es attend<span class=\"_ _0\"></span>us par titu<span class=\"_ _0\"></span>laire de pol<span class=\"_ _0\"></span>ice et les pr<span class=\"_ _0\"></span>estati<span class=\"_ _0\"></span>ons </span></span></span></div>\n<div class=\"t m0 x133 h62 y150c ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span>es \u00e0 payer<span class=\"_ _3\"></span>, ainsi q<span class=\"_ _3\"></span>ue leur <span class=\"_ _3\"></span>timing<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y150d ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wse9\">le niveau et la nature d<span class=\"_ _0\"></span>e la variabi<span class=\"_ _0\"></span>lit\u00e9 assoc<span class=\"_ _0\"></span>i\u00e9e aux pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns </span></span></div>\n<div class=\"t m0 x133 h62 y150e ff19c fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendues, ce qui<span class=\"_ _3\"></span> in<span class=\"lsdc wse9\">clut l\u2019anal<span class=\"_ _0\"></span>yse des st<span class=\"_ _0\"></span>atistiq<span class=\"_ _0\"></span>ues de sinis<span class=\"_ _0\"></span>tralit\u00e9,<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x133 h62 y150f ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la p<span class=\"_ _0\"></span>rise en com<span class=\"_ _0\"></span>pte de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n de la jurisp<span class=\"_ _0\"></span>rudence,<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x133 h62 y1510 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019environnemen<span class=\"_ _3\"></span>t \u00e9conomique<span class=\"_ _3\"></span> et des <span class=\"_ _3\"></span>tendances d\u00e9mog<span class=\"_ _3\"></span>raphiques<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1511 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wse9\">d\u2019autres co\u00fbts d<span class=\"_ _0\"></span>e product<span class=\"_ _0\"></span>ion du prod<span class=\"_ _0\"></span>uit consi<span class=\"_ _0\"></span>d\u00e9r\u00e9, tels q<span class=\"_ _0\"></span>ue les </span></span></div>\n<div class=\"t m0 x133 h62 y1512 ff19c fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">co\u00fbts de distr<span class=\"lsdc wse9\">ibution,<span class=\"_ _0\"></span> de market<span class=\"_ _0\"></span>ing, de gest<span class=\"_ _0\"></span>ion des pol<span class=\"_ _0\"></span>ices et des </span></div>\n<div class=\"t m0 x133 h62 y1513 ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sinistres<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1514 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsde wsfa\">l<span class=\"_ _3\"></span>es conditions f<span class=\"_ _3\"></span>inanci\u00e8res, en ce<span class=\"_ _3\"></span> qu\u2019elles re<span class=\"_ _3\"></span>fl\u00e8tent la valeur<span class=\"_ _3\"></span> temps </span></span></div>\n<div class=\"t m0 x133 h62 y1515 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019arge<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1516 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wseb\">les exigences <span class=\"_ _0\"></span>de solva<span class=\"_ _0\"></span>bilit\u00e9<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y1517 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsdc wse9\">les niveaux de rent<span class=\"_ _0\"></span>abilit\u00e9 v<span class=\"_ _0\"></span>is\u00e9s<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x1a h62 y1518 ff1a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1a1\"> <span class=\"_ _41\"> </span><span class=\"ff19c lsde wsfa\">l<span class=\"_ _3\"></span>es conditions du<span class=\"_ _3\"></span> march\u00e9 de l\u2019as<span class=\"_ _3\"></span>surance, n<span class=\"lsdc wse9\">otamment<span class=\"_ _0\"></span> la tarificat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x6a h62 y1519 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">appliqu\u00e9e pa<span class=\"_ _3\"></span>r les co<span class=\"_ _3\"></span>ncurrents pou<span class=\"_ _3\"></span>r des produ<span class=\"_ _3\"></span>its similaires<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y151a ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y151b ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour son <span class=\"_ _3\"></span>exposition <span class=\"_ _3\"></span>aux risque<span class=\"_ _3\"></span>s pr\u00e9cit\u00e9s, Ag<span class=\"_ _3\"></span>eas b\u00e9n\u00e9<span class=\"_ _3\"></span>ficie de la</div>\n<div class=\"t m0 x1a h62 y151c ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diversifica<span class=\"_ _3\"></span>tion en zone<span class=\"_ _3\"></span>s g\u00e9ographiques<span class=\"_ _3\"></span>, lignes d<span class=\"_ _3\"></span>e produi<span class=\"_ _3\"></span>ts et m\u00eame</div>\n<div class=\"t m0 x1a h62 y151d ff19c fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">facteurs<span class=\"_ _0\"></span> <span class=\"wse9\">de risque d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, et n\u2019e<span class=\"_ _0\"></span>st donc pas ex<span class=\"_ _0\"></span>pos\u00e9 \u00e0 des </span></div>\n<div class=\"t m0 x1a h62 y151e ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>rations<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icativ<span class=\"_ _0\"></span>es de ris<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e. En<span class=\"_ _0\"></span> outre, l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y151f ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e du Groupe A<span class=\"_ _0\"></span>geas ont mis e<span class=\"_ _0\"></span>n place des</div>\n<div class=\"t m0 x1a h62 y1520 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mesures<span class=\"_ _0\"></span> d\u2019att\u00e9nu<span class=\"_ _0\"></span>ation sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es qui minim<span class=\"_ _0\"></span>isent ces ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons aux</div>\n<div class=\"t m0 x1a h62 y1521 ff19c fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">risq<span class=\"lsdc wse9\">ues. Il peut s\u2019agir de p<span class=\"_ _0\"></span>\u00e9nalit\u00e9s<span class=\"_ _0\"></span> en cas de ren<span class=\"_ _0\"></span>onciati<span class=\"_ _0\"></span>on et/ou </span></div>\n<div class=\"t m0 x1a h62 y1522 ff19c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019ajust<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> en vale<span class=\"_ _0\"></span>ur de marc<span class=\"_ _0\"></span>h\u00e9 pour <span class=\"_ _0\"></span>limite<span class=\"_ _0\"></span>r les pert<span class=\"_ _0\"></span>es de la</div>\n<div class=\"t m0 x1a h62 y1523 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compagn<span class=\"_ _0\"></span>ie d\u2019ass<span class=\"_ _0\"></span>urance et d<span class=\"_ _0\"></span>es trait<span class=\"_ _0\"></span>\u00e9s de r\u00e9assur<span class=\"_ _0\"></span>ance r\u00e9du<span class=\"_ _0\"></span>isant</div>\n<div class=\"t m0 x1a h62 y1524 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019expos<span class=\"_ _0\"></span>ition \u00e0 des pert<span class=\"_ _0\"></span>es impo<span class=\"_ _0\"></span>rtantes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 192px; height: 914px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour le s<span class=\"_ _3\"></span>uivi des r<span class=\"_ _3\"></span>isques<span class=\"wsfa\">, Ageas<span class=\"_ _3\"></span> prend en consid\u00e9rat<span class=\"_ _3\"></span>ion l\u2019exigence de<span class=\"_ _3\"></span> fonds propres (SC<span class=\"_ _3\"></span>R) Solvabilit\u00e9 I<span class=\"_ _3\"></span>I par sous<span class=\"ls0 ws0\">-</span>ri<span class=\"_ _3\"></span>sque. Le tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span>dessous p<span class=\"_ _3\"></span>r\u00e9sente</div>\n<div class=\"t m0 x6 h62 y8b2 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">le SCR p<span class=\"_ _0\"></span>our chaq<span class=\"_ _0\"></span>ue type d<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de sous<span class=\"_ _0\"></span>cripti<span class=\"_ _0\"></span>on, ind<span class=\"_ _0\"></span>iquant le<span class=\"_ _0\"></span>s niveau<span class=\"_ _0\"></span>x de ris<span class=\"_ _0\"></span>que relat<span class=\"_ _0\"></span>ifs et l<span class=\"_ _0\"></span>a conso<span class=\"_ _0\"></span>mmation <span class=\"_ _0\"></span>de capit<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y152c ff1a2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">Composition du SCR li<span class=\"_ _0\"></span>\u00e9 au risque d'assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y152c ff1a2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 536px; bottom: 1050px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y152c ff1a2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 723px; bottom: 1050px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Risque de souscription en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 587px; bottom: 1035px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 1035px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y152c ff1a2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Risque de souscription en as<span class=\"_ _0\"></span>surance sant\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y152c ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1020px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y152c ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 1020px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Risque de souscription en non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 xfd h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1005px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y1371 ff1a2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 1005px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y152d ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y152e ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y152f ff1a4 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.2.1.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"_ _a4\"> </span> <span class=\"lsdc wseb\">Risque <span class=\"_ _0\"></span>de sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y1530 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en vi<span class=\"_ _0\"></span>e d\u00e9coule de<span class=\"_ _0\"></span>s engage<span class=\"_ _0\"></span>ments en</div>\n<div class=\"t m0 x6 h62 y1531 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">assurance vie, en<span class=\"_ _3\"></span> fonction des<span class=\"_ _3\"></span> dangers couverts et de<span class=\"_ _3\"></span>s processus</div>\n<div class=\"t m0 x6 h62 y1532 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">op\u00e9rationnels<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff1a4 lsdc wse9\">utilis\u00e9s da<span class=\"_ _0\"></span>ns les code<span class=\"_ _0\"></span>s de conduit<span class=\"_ _0\"></span>e<span class=\"ff1a2 ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x6 h62 y1533 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1534 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en vi<span class=\"_ _0\"></span>e englobe pri<span class=\"_ _0\"></span>ncipal<span class=\"_ _0\"></span>ement le ris<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x6 h62 y1535 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mortali<span class=\"_ _0\"></span>t\u00e9 et de long<span class=\"_ _0\"></span>\u00e9vit\u00e9, d<span class=\"_ _0\"></span>\u2019invali<span class=\"_ _0\"></span>dit\u00e9 et de mor<span class=\"_ _0\"></span>bidit\u00e9,<span class=\"_ _0\"></span> de renonc<span class=\"_ _0\"></span>iation et</div>\n<div class=\"t m0 x6 h62 y1536 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9tent<span class=\"_ _0\"></span>ion, de co\u00fbt<span class=\"_ _0\"></span> de la vie, de r\u00e9v<span class=\"_ _0\"></span>ision et de<span class=\"_ _0\"></span> catastr<span class=\"_ _0\"></span>ophe. La</div>\n<div class=\"t m0 x6 h62 y1537 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e sectio<span class=\"_ _0\"></span>n d\u00e9crit ces r<span class=\"_ _0\"></span>isques (<span class=\"_ _0\"></span>de A \u00e0 F) et contie<span class=\"_ _0\"></span>nt ensuit<span class=\"_ _0\"></span>e un</div>\n<div class=\"t m0 x6 h62 y1538 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9capitulati<span class=\"_ _3\"></span>f<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de la mani\u00e8<span class=\"_ _0\"></span>re dont<span class=\"_ _0\"></span> ils sont<span class=\"_ _0\"></span> g\u00e9r\u00e9s <span class=\"_ _0\"></span>dans les s<span class=\"_ _0\"></span>oci\u00e9t\u00e9s<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1539 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnelle<span class=\"_ _3\"></span>s d\u2019Ageas<span class=\"_ _3\"></span> (G).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y153a ff1a2 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">A <span class=\"_ _1d9\"> </span><span class=\"lsf3 ws10d\">RIS<span class=\"_ _3\"></span>QUE DE MORT<span class=\"_ _3\"></span>ALIT\u00c9 /<span class=\"_ _3\"></span> DE LONG\u00c9VIT\u00c9</span> </div>\n<div class=\"t m0 x6 h62 y153b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e mortalit<span class=\"_ _0\"></span>\u00e9 est le risqu<span class=\"_ _0\"></span>e de perte ou de d\u00e9<span class=\"_ _0\"></span>gradat<span class=\"_ _0\"></span>ion de la</div>\n<div class=\"t m0 x6 h62 y153c ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, \u00e0 la suit<span class=\"_ _0\"></span>e de fluct<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span> du niveau, d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y153d ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la tenda<span class=\"_ _0\"></span>nce ou d<span class=\"_ _0\"></span>e la volat<span class=\"_ _0\"></span>ilit\u00e9 d<span class=\"_ _0\"></span>es taux<span class=\"_ _0\"></span> de morta<span class=\"_ _0\"></span>lit\u00e9, lo<span class=\"_ _0\"></span>rsqu\u2019u<span class=\"_ _0\"></span>ne hauss<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y153e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du taux de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 entra\u00eene u<span class=\"_ _0\"></span>ne augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n des passif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y153f ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance. Les<span class=\"_ _0\"></span> tables de mort<span class=\"_ _0\"></span>alit\u00e9 ut<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> pour la tar<span class=\"_ _0\"></span>ificatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1540 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pr\u00e9voient des marg<span class=\"_ _3\"></span>es prudentiel<span class=\"_ _3\"></span>les. Conform\u00e9ment<span class=\"_ _3\"></span> a<span class=\"lsdc wse9\">ux pratiqu<span class=\"_ _0\"></span>es du </span></div>\n<div class=\"t m0 x6 h62 y1541 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">secteur,<span class=\"_ _0\"></span> les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>les d\u2019Ag<span class=\"_ _0\"></span>eas utilis<span class=\"_ _0\"></span>ent la popul<span class=\"_ _0\"></span>ation de</div>\n<div class=\"t m0 x6 h62 y1542 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tables ba<span class=\"_ _0\"></span>s\u00e9es sur l<span class=\"_ _0\"></span>\u2019exp\u00e9ri<span class=\"_ _0\"></span>ence avec<span class=\"_ _0\"></span> des majorat<span class=\"_ _0\"></span>ions de s\u00e9c<span class=\"_ _0\"></span>urit\u00e9</div>\n<div class=\"t m0 x6 h62 y1543 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ad\u00e9quat<span class=\"_ _0\"></span>es. La r\u00e9vi<span class=\"_ _0\"></span>sion annu<span class=\"_ _0\"></span>elle des hy<span class=\"_ _0\"></span>poth\u00e8ses<span class=\"_ _0\"></span> est n\u00e9cess<span class=\"_ _0\"></span>aire pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1544 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comparer la<span class=\"_ _3\"></span> mortalit\u00e9 a<span class=\"_ _3\"></span>ttendue du<span class=\"_ _3\"></span> po<span class=\"lsdc\">rtefeuil<span class=\"_ _0\"></span>le \u00e0 l\u2019ex<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>nce effect<span class=\"_ _0\"></span>ive. </span></div>\n<div class=\"t m0 x6 h62 y1545 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette ana<span class=\"_ _0\"></span>lyse reco<span class=\"_ _0\"></span>urt \u00e0 une s\u00e9r<span class=\"_ _0\"></span>ie de crit\u00e8r<span class=\"_ _0\"></span>es comme l\u2019\u00e2<span class=\"_ _0\"></span>ge, l\u2019an<span class=\"_ _0\"></span>n\u00e9e de la</div>\n<div class=\"t m0 x6 h62 y1546 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">police,<span class=\"_ _0\"></span> la somme assu<span class=\"_ _0\"></span>r\u00e9e et d\u2019aut<span class=\"_ _0\"></span>res \u00e9l\u00e9<span class=\"_ _0\"></span>ments li\u00e9s<span class=\"_ _0\"></span> \u00e0 la souscri<span class=\"_ _0\"></span>ption. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1547 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1548 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de long<span class=\"_ _0\"></span>\u00e9vit\u00e9 es<span class=\"_ _0\"></span>t le ris<span class=\"_ _0\"></span>que de p<span class=\"_ _0\"></span>erte ou <span class=\"_ _0\"></span>de d\u00e9grad<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y1549 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, \u00e0 la suit<span class=\"_ _0\"></span>e de fluct<span class=\"_ _0\"></span>uations<span class=\"_ _0\"></span> du niveau, d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y154a ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la tenda<span class=\"_ _0\"></span>nce ou d<span class=\"_ _0\"></span>e la volat<span class=\"_ _0\"></span>ilit\u00e9 d<span class=\"_ _0\"></span>es taux<span class=\"_ _0\"></span> de morta<span class=\"_ _0\"></span>lit\u00e9, lo<span class=\"_ _0\"></span>rsqu\u2019u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 y154b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diminuti<span class=\"_ _0\"></span>on du taux de m<span class=\"_ _0\"></span>ortalit<span class=\"_ _0\"></span>\u00e9 entra\u00ee<span class=\"_ _0\"></span>ne une augm<span class=\"_ _0\"></span>entati<span class=\"_ _0\"></span>on des passi<span class=\"_ _0\"></span>fs</div>\n<div class=\"t m0 x6 h62 y154c ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span>. Le risque de long\u00e9<span class=\"_ _3\"></span>vit\u00e9 est g\u00e9r\u00e9 pa<span class=\"lsdc wse9\">r la r\u00e9vision annu<span class=\"_ _0\"></span>elle de </span></div>\n<div class=\"t m0 x6 h62 y154d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019exp\u00e9r<span class=\"_ _0\"></span>ience en ma<span class=\"_ _0\"></span>ti\u00e8re de mo<span class=\"_ _0\"></span>rtalit<span class=\"_ _0\"></span>\u00e9 au sein du portef<span class=\"_ _0\"></span>euil<span class=\"_ _0\"></span>le. Lorsqu<span class=\"_ _0\"></span>\u2019il</div>\n<div class=\"t m0 x6 h62 y154e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019av\u00e8r<span class=\"_ _0\"></span>e que la long\u00e9v<span class=\"_ _0\"></span>it\u00e9 augm<span class=\"_ _0\"></span>ente plus<span class=\"_ _0\"></span> vite que ne le pr<span class=\"_ _0\"></span>\u00e9voient les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y154f ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e8ses des ta<span class=\"_ _0\"></span>bles de mort<span class=\"_ _0\"></span>alit\u00e9, d<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>pl\u00e9ment<span class=\"_ _0\"></span>aires</div>\n<div class=\"t m0 x6 h62 y1550 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont \u00e9ta<span class=\"_ _0\"></span>blies et<span class=\"_ _0\"></span> la tar<span class=\"wse9\">if<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es nouve<span class=\"_ _0\"></span>aux produ<span class=\"_ _0\"></span>its est ada<span class=\"_ _0\"></span>pt\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1551 ff1a2 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws113\">R<span class=\"_ _3\"></span>ISQUE D\u2019<span class=\"_ _3\"></span>INVALIDI<span class=\"_ _3\"></span>T\u00c9 ET D<span class=\"_ _3\"></span>E MORB<span class=\"_ _3\"></span>IDIT\u00c9</span> </span></div>\n<div class=\"t m0 x6 h62 y1552 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d\u2019<span class=\"_ _0\"></span>invalid<span class=\"_ _0\"></span>it\u00e9 et de mor<span class=\"_ _0\"></span>bidit\u00e9 e<span class=\"_ _0\"></span>st le risque d<span class=\"_ _0\"></span>e perte ou de</div>\n<div class=\"t m0 x6 h62 y1553 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9gradat<span class=\"_ _0\"></span>ion de la val<span class=\"_ _0\"></span>eur des pas<span class=\"_ _0\"></span>sifs d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e \u00e0 la suite de</div>\n<div class=\"t m0 x6 h62 y1554 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fluctuation<span class=\"_ _3\"></span>s du niveau, de la te<span class=\"_ _3\"></span>ndance ou<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">de la volatil<span class=\"_ _0\"></span>it\u00e9 des<span class=\"_ _0\"></span> taux </span></span></div>\n<div class=\"t m0 x6 h62 y1555 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inval<span class=\"_ _0\"></span>idit\u00e9, d<span class=\"_ _0\"></span>e malad<span class=\"_ _0\"></span>ie ou de m<span class=\"_ _0\"></span>orbidit<span class=\"_ _0\"></span>\u00e9. Il p<span class=\"_ _0\"></span>eut se mat<span class=\"_ _0\"></span>\u00e9rial<span class=\"_ _0\"></span>iser pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1556 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple d<span class=\"_ _0\"></span>ans des port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les invali<span class=\"_ _0\"></span>dit\u00e9, so<span class=\"_ _0\"></span>ins de sant<span class=\"_ _0\"></span>\u00e9, ou accid<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 y1557 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du travai<span class=\"_ _0\"></span>l. Les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance d<span class=\"_ _0\"></span>\u2019Ageas at<span class=\"_ _0\"></span>t\u00e9nuent l<span class=\"_ _0\"></span>e risque</div>\n<div class=\"t m0 x6 h62 y1558 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inval<span class=\"_ _0\"></span>idit\u00e9 en rec<span class=\"_ _0\"></span>ourant \u00e0 des<span class=\"_ _0\"></span> strat\u00e9<span class=\"_ _0\"></span>gies de s\u00e9lec<span class=\"_ _0\"></span>tion m\u00e9d<span class=\"_ _0\"></span>icale et pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1559 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une couvert<span class=\"_ _3\"></span>ure de r\u00e9a<span class=\"_ _3\"></span>ssurance app<span class=\"_ _3\"></span>ropri\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y155a ff1a2 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws10d\">RI<span class=\"_ _3\"></span>SQUE DE RENO<span class=\"_ _3\"></span>NCIATIO<span class=\"_ _3\"></span>N ET DE R\u00c9T<span class=\"_ _3\"></span>ENTION</span> </span></div>\n<div class=\"t m0 x6 h62 y155b ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de reno<span class=\"_ _0\"></span>nciati<span class=\"_ _0\"></span>on est l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de pert<span class=\"_ _0\"></span>e ou de d<span class=\"_ _0\"></span>\u00e9gradat<span class=\"_ _0\"></span>ion de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y155c ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance, \u00e0 la suit<span class=\"_ _0\"></span>e de flu<span class=\"lsde wsfa\">ctuations du niveau ou </span></div>\n<div class=\"t m0 x6 h62 y155d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la volat<span class=\"_ _0\"></span>ilit\u00e9 des tau<span class=\"_ _0\"></span>x de renonc<span class=\"_ _0\"></span>iatio<span class=\"_ _0\"></span>n aux polices<span class=\"_ _0\"></span> ou de r\u00e9tent<span class=\"_ _0\"></span>ion, qui</div>\n<div class=\"t m0 x6 h62 y155e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incluent<span class=\"_ _0\"></span> les renou<span class=\"_ _0\"></span>vellem<span class=\"_ _0\"></span>ents, les r<span class=\"_ _0\"></span>achats,<span class=\"_ _0\"></span> les r\u00e9duct<span class=\"_ _0\"></span>ions de pri<span class=\"_ _0\"></span>mes</div>\n<div class=\"t m0 x6 h62 y155f ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proprement di<span class=\"_ _3\"></span>tes ou <span class=\"_ _3\"></span>d\u2019autres fa<span class=\"_ _3\"></span>cteurs de r\u00e9d<span class=\"_ _3\"></span>uction des<span class=\"_ _3\"></span> primes. Il<span class=\"_ _3\"></span> est \u00e0</div>\n<div class=\"t m0 x1a h62 y1560 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">noter que l\u2019<span class=\"_ _0\"></span>expres<span class=\"_ _0\"></span><span class=\"lsf7 ws12a\">sion \u00ab<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">risque de r\u00e9tent<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span>\u00bb est auss<span class=\"_ _0\"></span>i utilis<span class=\"_ _0\"></span>\u00e9e pour </span></span></span></div>\n<div class=\"t m0 x1a h62 y1561 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9signe<span class=\"_ _0\"></span>r la volati<span class=\"_ _0\"></span>lit\u00e9 dans la d<span class=\"_ _0\"></span>isparit<span class=\"_ _0\"></span>ion de prime<span class=\"_ _0\"></span>s \u00e0 la suite d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1562 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renonci<span class=\"_ _0\"></span>ations, l<span class=\"_ _0\"></span>e r\u00e9tabl<span class=\"_ _0\"></span>issement<span class=\"_ _0\"></span> de primes ay<span class=\"_ _0\"></span>ant fait l\u2019o<span class=\"_ _0\"></span>bjet d\u2019un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1563 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">renonciation<span class=\"_ _3\"></span>, les annulations<span class=\"_ _3\"></span> durant la p\u00e9riode<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsea\">d\u2019essai<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00bb, et les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1564 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">rachats. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1565 ff1a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1566 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Concev<span class=\"_ _0\"></span>oir et tarif<span class=\"_ _0\"></span>er des polic<span class=\"_ _0\"></span>es d\u2019ass<span class=\"_ _0\"></span>urance re<span class=\"_ _0\"></span>quiert \u00e9g<span class=\"_ _0\"></span>aleme<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x1a h62 y1567 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">poser des hy<span class=\"_ _0\"></span>poth\u00e8<span class=\"_ _0\"></span>ses quant a<span class=\"_ _0\"></span>ux co\u00fbts<span class=\"_ _0\"></span> de commerci<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on et</div>\n<div class=\"t m0 x1a h62 y1568 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on des p<span class=\"_ _0\"></span>olices <span class=\"_ _0\"></span>jusqu\u2019a<span class=\"_ _0\"></span>u moment <span class=\"_ _0\"></span>de leur<span class=\"_ _0\"></span> r\u00e9sili<span class=\"_ _0\"></span>ation ou <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 y1569 ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur \u00e9ch\u00e9an<span class=\"_ _3\"></span>ce, ainsi q<span class=\"_ _3\"></span>u\u2019au taux d<span class=\"_ _3\"></span>e r\u00e9tention<span class=\"_ _3\"></span> \u00e0<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">pr\u00e9voir<span class=\"_ _3\"></span>. Nous identifion<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y156a ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le risque d<span class=\"_ _3\"></span>\u2019apparition<span class=\"_ _3\"></span> d\u2019un \u00e9cart<span class=\"_ _3\"></span> avec les <span class=\"_ _3\"></span>donn\u00e9es r\u00e9el<span class=\"_ _3\"></span>les et <span class=\"_ _3\"></span>son</div>\n<div class=\"t m0 x1a h62 y156b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incidenc<span class=\"_ _0\"></span>e potent<span class=\"_ _0\"></span>ielle d\u00e8s l<span class=\"_ _0\"></span>e stade de d\u00e9v<span class=\"_ _0\"></span>eloppeme<span class=\"_ _0\"></span>nt du prod<span class=\"_ _0\"></span>uit<span class=\"ls0 ws0\"> ; <span class=\"lsde wsfa\">il peu<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y156c ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre att\u00e9n<span class=\"_ _0\"></span>u\u00e9 dans le c<span class=\"_ _0\"></span>oncept m\u00ea<span class=\"_ _0\"></span>me du produ<span class=\"_ _0\"></span>it. Par ex<span class=\"_ _0\"></span>emple, le re<span class=\"_ _0\"></span>cours</div>\n<div class=\"t m0 x1a h62 y156d ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 des p\u00e9n<span class=\"_ _3\"></span>alit\u00e9s en c<span class=\"_ _3\"></span><span class=\"lsdc wse9\">as de rachat<span class=\"_ _0\"></span> anticip<span class=\"_ _0\"></span>\u00e9 ou \u00e0 des prime<span class=\"_ _0\"></span>s de fid\u00e9lit<span class=\"_ _0\"></span>\u00e9, \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y156e ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des frais<span class=\"_ _3\"></span> initiaux ou<span class=\"_ _3\"></span> \u00e0 un \u00e9<span class=\"_ _3\"></span>talement des <span class=\"_ _3\"></span>commissions pay<span class=\"_ _3\"></span>\u00e9es aux</div>\n<div class=\"t m0 x1a h62 y156f ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">distrib<span class=\"_ _0\"></span>uteurs po<span class=\"_ _0\"></span>ur mettre les<span class=\"_ _0\"></span> int\u00e9r\u00eat<span class=\"_ _0\"></span>s de tous en con<span class=\"_ _0\"></span>cordan<span class=\"_ _0\"></span>ce, ou \u00e0 un</div>\n<div class=\"t m0 x1a h62 y1570 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ajuste<span class=\"_ _0\"></span>ment de l<span class=\"_ _0\"></span>a valeur <span class=\"_ _0\"></span>de marc<span class=\"_ _0\"></span>h\u00e9 o\u00f9 les <span class=\"_ _0\"></span>risques<span class=\"_ _0\"></span> sont ent<span class=\"_ _0\"></span>i\u00e8reme<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 y1571 ff1a2 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">su<span class=\"lsdc\">pport\u00e9s<span class=\"_ _0\"></span> par les titul<span class=\"_ _0\"></span>aires de po<span class=\"_ _0\"></span>lice en cas<span class=\"_ _0\"></span> de renonci<span class=\"_ _0\"></span>ation. Su<span class=\"_ _0\"></span>r </span></div>\n<div class=\"t m0 x1a h62 y1572 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns march<span class=\"_ _0\"></span>\u00e9s, les inc<span class=\"_ _0\"></span>itant<span class=\"_ _0\"></span>s fiscaux<span class=\"_ _0\"></span> att\u00e9n<span class=\"_ _0\"></span>uent auss<span class=\"_ _0\"></span>i le ris<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x1a h62 y1573 ff1a2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">renonciation<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1574 ff1a2 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"ls104 ws12b\">RISQUE DE CO\u00db<span class=\"_ _0\"></span>T DE LA VIE<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1575 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9pens<span class=\"_ _0\"></span>es en vie est le r<span class=\"_ _0\"></span>isque de pe<span class=\"_ _0\"></span>rte ou de d\u00e9gr<span class=\"_ _0\"></span>adatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1576 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la vale<span class=\"lsde wseb\">ur des passifs d\u2019a<span class=\"_ _3\"></span>ssurance \u00e0 l<span class=\"_ _3\"></span>a suite de<span class=\"_ _3\"></span> fluctuation<span class=\"_ _3\"></span>s du ni<span class=\"_ _3\"></span>veau, </span></div>\n<div class=\"t m0 x1a h62 y1577 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la tendan<span class=\"_ _0\"></span>ce ou de la vol<span class=\"_ _0\"></span>atilit\u00e9 d<span class=\"_ _0\"></span>es co\u00fbts enc<span class=\"_ _0\"></span>ourus po<span class=\"_ _0\"></span>ur honorer l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1578 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance ou de r\u00e9<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance. Le ris<span class=\"_ _0\"></span>que de d\u00e9pe<span class=\"_ _0\"></span>nses</div>\n<div class=\"t m0 x1a h62 y1579 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">survient lorsq<span class=\"_ _3\"></span>ue les co\u00fbts anti<span class=\"_ _3\"></span>cip\u00e9s au moment de la<span class=\"_ _3\"></span> tarif<span class=\"lsdc wse9\">ication de la </span></div>\n<div class=\"t m0 x1a h62 y157a ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">garantie sont so<span class=\"_ _3\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">estim\u00e9s par <span class=\"_ _0\"></span>rappor<span class=\"_ _0\"></span>t aux co\u00fbt<span class=\"_ _0\"></span>s r\u00e9el<span class=\"_ _0\"></span>s s\u2019accum<span class=\"_ _0\"></span>ulant </span></span></div>\n<div class=\"t m0 x1a h62 y157b ff1a2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">durant l\u2019ann\u00e9<span class=\"_ _3\"></span>e suivan<span class=\"_ _3\"></span>te.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y157c ff1a2 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span></span><span class=\"ws12b\">RISQUE DE R\u00c9VI<span class=\"_ _0\"></span>SION<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y157d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e r\u00e9visi<span class=\"_ _0\"></span>on est le risq<span class=\"_ _0\"></span>ue de perte ou d<span class=\"_ _0\"></span>e d\u00e9gradat<span class=\"_ _0\"></span>ion de la</div>\n<div class=\"t m0 x1a h62 y157e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur des p<span class=\"_ _0\"></span>assifs d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance \u00e0 la suit<span class=\"_ _0\"></span>e de fluctu<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> <span class=\"wseb\">du niveau, <span class=\"_ _0\"></span>de la </span></div>\n<div class=\"t m0 x1a h62 y157f ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tendanc<span class=\"_ _0\"></span>e ou de l<span class=\"_ _0\"></span>a volat<span class=\"_ _0\"></span>ilit\u00e9 des t<span class=\"_ _0\"></span>aux d<span class=\"_ _0\"></span>e r\u00e9visi<span class=\"_ _0\"></span>on appli<span class=\"_ _0\"></span>qu\u00e9s a<span class=\"_ _0\"></span>ux annuit<span class=\"_ _0\"></span>\u00e9s,</div>\n<div class=\"t m0 x1a h62 y1580 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en raison d<span class=\"_ _0\"></span>e modifi<span class=\"_ _0\"></span>cations d<span class=\"_ _0\"></span>e l\u2019enviro<span class=\"_ _0\"></span>nnement l<span class=\"_ _0\"></span>\u00e9gal ou de l\u2019<span class=\"_ _0\"></span>\u00e9tat de sant<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y1581 ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la perso<span class=\"_ _0\"></span>nne assur\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1582 ff1a2 fs43 fc1e sc0 lsef ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"lsf3 ws10d\">RISQUES DE<span class=\"_ _3\"></span> CATASTROP<span class=\"_ _3\"></span>HE </span> </span></div>\n<div class=\"t m0 x1a h62 y1583 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de cata<span class=\"_ _0\"></span>strop<span class=\"_ _0\"></span>he en vi<span class=\"_ _0\"></span>e <span class=\"lsde\">d\u00e9coule d\u2019\u00e9v\u00e9ne<span class=\"_ _3\"></span>ments extr\u00eame<span class=\"_ _3\"></span>s ou </span></div>\n<div class=\"t m0 x1a h62 y1584 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">excepti<span class=\"_ _0\"></span>onnels <span class=\"_ _0\"></span>qui mett<span class=\"_ _0\"></span>ent la v<span class=\"_ _0\"></span>ie en dan<span class=\"_ _0\"></span>ger, c<span class=\"_ _0\"></span>omme un<span class=\"_ _0\"></span>e explos<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y1585 ff1a2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">nucl\u00e9aire, une<span class=\"_ _3\"></span> nouvelle pand\u00e9m<span class=\"_ _3\"></span>ie infectieuse, des ac<span class=\"_ _3\"></span>tes de terrori<span class=\"_ _3\"></span>sme</div>\n<div class=\"t m0 x1a h62 y1586 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou des cat<span class=\"_ _0\"></span>astrop<span class=\"_ _0\"></span>hes nat<span class=\"_ _0\"></span>urell<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1587 ff1a2 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _1ff\"> </span></span><span class=\"ws112\">GESTION D<span class=\"_ _0\"></span>ES RIS<span class=\"_ _0\"></span>QUES VI<span class=\"_ _0\"></span>E DAN<span class=\"_ _0\"></span>S LES S<span class=\"_ _0\"></span>OCI\u00c9T<span class=\"_ _0\"></span>\u00c9S </span></div>\n<div class=\"t m0 x73 h62 y1588 ff1a2 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D\u2019ASSURANC<span class=\"_ _0\"></span>E <span class=\"lsff ws124\">D\u2019AGEAS <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1589 ff1a2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques de s<span class=\"_ _0\"></span>ouscript<span class=\"_ _0\"></span>ion e<span class=\"_ _0\"></span>n vie sont<span class=\"_ _0\"></span> suivis <span class=\"_ _0\"></span>par le bi<span class=\"_ _0\"></span>ais du re<span class=\"_ _0\"></span>porting</div>\n<div class=\"t m0 x1a h62 y158a ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riel inte<span class=\"_ _0\"></span>rne sur le ris<span class=\"_ _0\"></span>que, qui p<span class=\"_ _0\"></span>ermet de mie<span class=\"_ _0\"></span>ux appr\u00e9h<span class=\"_ _0\"></span>ender</div>\n<div class=\"t m0 x1a h62 y158b ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019expos<span class=\"_ _0\"></span>ition \u00e0 cert<span class=\"_ _0\"></span>ains \u00e9v\u00e9n<span class=\"_ _0\"></span>ements et<span class=\"_ _0\"></span> leur \u00e9vol<span class=\"_ _0\"></span>ution. L<span class=\"_ _0\"></span>a plupart de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y158c ff1a2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">entit\u00e9s <span class=\"wse9\">op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>nnelles d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance vie sont ex<span class=\"_ _0\"></span>pos\u00e9<span class=\"_ _0\"></span>es \u00e0 des </span></div>\n<div class=\"t m0 x1a h62 y158d ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9v\u00e9neme<span class=\"_ _0\"></span>nts simi<span class=\"_ _0\"></span>laires, c<span class=\"_ _0\"></span>omme des re<span class=\"_ _0\"></span>nonciat<span class=\"_ _0\"></span>ions (en ma<span class=\"_ _0\"></span>sse), des<span class=\"_ _0\"></span> co\u00fbts</div>\n<div class=\"t m0 x1a h62 y158e ff1a2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou des \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments to<span class=\"_ _0\"></span>uchant la m<span class=\"_ _0\"></span>ortalit<span class=\"_ _0\"></span>\u00e9 et/ou la lon<span class=\"_ _0\"></span>g\u00e9vit\u00e9.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 145px; height: 961px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1a6 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"ls104 ws12b\">SENSIBILI<span class=\"_ _0\"></span>T\u00c9S DES PR<span class=\"_ _0\"></span>OVISI<span class=\"_ _0\"></span>ONS T<span class=\"_ _0\"></span>ECHNIQ<span class=\"_ _0\"></span>UES <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019outil pri<span class=\"_ _3\"></span>ncipal d\u2019Ag<span class=\"_ _3\"></span>eas pou<span class=\"lsdc wse9\">r le suivi de la sensi<span class=\"_ _0\"></span>bilit\u00e9 de<span class=\"_ _0\"></span>s passifs </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1a6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie aux risq<span class=\"_ _0\"></span>ues de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n est le repo<span class=\"_ _0\"></span>rting tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur le ris<span class=\"_ _0\"></span>que, q<span class=\"_ _0\"></span>ui conti<span class=\"_ _0\"></span>ent les <span class=\"_ _0\"></span>exigenc<span class=\"_ _0\"></span>es de fo<span class=\"_ _0\"></span>nds pro<span class=\"_ _0\"></span>pres par <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y93f ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque. Pour le<span class=\"_ _3\"></span>s entit\u00e9s consolid\u00e9<span class=\"_ _3\"></span>es soumises \u00e0 Solva<span class=\"_ _3\"></span>bilit\u00e9 II ou \u00e0 de<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y940 ff1a6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">r\u00e9<span class=\"wse9\">gimes \u00e9<span class=\"_ _0\"></span>quivale<span class=\"_ _0\"></span>nts, ces ex<span class=\"_ _0\"></span>igences d<span class=\"_ _0\"></span>e fonds pro<span class=\"_ _0\"></span>pres ref<span class=\"_ _0\"></span>l\u00e8tent l\u2019i<span class=\"_ _0\"></span>mpact </span></div>\n<div class=\"t m0 x6 h62 y941 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sur les f<span class=\"_ _0\"></span>onds pr<span class=\"_ _0\"></span>opres S<span class=\"_ _0\"></span>olvabilit<span class=\"_ _0\"></span>\u00e9 II se<span class=\"_ _0\"></span>lon des <span class=\"_ _0\"></span>hypoth\u00e8s<span class=\"_ _0\"></span>es de so<span class=\"_ _0\"></span>uscri<span class=\"_ _0\"></span>ption</div>\n<div class=\"t m0 x6 h62 y942 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">marqu\u00e9<span class=\"_ _0\"></span>es par un stre<span class=\"_ _0\"></span>ss \u00e9lev\u00e9 (p<span class=\"_ _0\"></span>ar ex. taux de r<span class=\"_ _0\"></span>enonciat<span class=\"_ _0\"></span>ion, ta<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x6 h62 y943 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mortali<span class=\"_ _0\"></span>t\u00e9, taux de h<span class=\"_ _0\"></span>andicap et<span class=\"_ _0\"></span> de morbi<span class=\"_ _0\"></span>dit\u00e9, <span class=\"lsde wseb\">frais...) corresponda<span class=\"_ _3\"></span>nt \u00e0 un </span></div>\n<div class=\"t m0 x6 h62 y944 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">stress de <span class=\"_ _3\"></span>1 sur 200.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La maje<span class=\"_ _0\"></span>ure part<span class=\"_ _0\"></span>ie des p<span class=\"_ _0\"></span>rovisio<span class=\"_ _0\"></span>ns techn<span class=\"_ _0\"></span>iques V<span class=\"_ _0\"></span>ie d\u2019Ag<span class=\"_ _0\"></span>eas conc<span class=\"_ _0\"></span>ernent<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x6 h62 y9ed ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">activit\u00e9s d\u2019<span class=\"_ _3\"></span>\u00e9pargne et d<span class=\"_ _3\"></span>e pension.<span class=\"_ _3\"></span> En cons\u00e9quen<span class=\"_ _3\"></span>ce, les p<span class=\"_ _3\"></span>rincipales<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y9ee ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">incertitudes<span class=\"_ _3\"></span> pour les passifs<span class=\"_ _3\"></span> d\u2019assurance vie<span class=\"_ _3\"></span> d\u2019Ageas sont li\u00e9es a<span class=\"wsea\">ux<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9ef ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques de<span class=\"_ _3\"></span> march\u00e9 comme<span class=\"_ _3\"></span> le niveau<span class=\"_ _3\"></span> de spread <span class=\"_ _3\"></span>obligataire, <span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x6 h62 y9f0 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ents des ac<span class=\"_ _0\"></span>tifs risq<span class=\"_ _0\"></span>u\u00e9s et la str<span class=\"_ _0\"></span>ucture d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9anc<span class=\"_ _0\"></span>e des taux</div>\n<div class=\"t m0 x6 h62 y9f1 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat plut\u00f4t<span class=\"_ _0\"></span> qu\u2019aux<span class=\"_ _0\"></span> risqu<span class=\"_ _0\"></span>es de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n comm<span class=\"_ _0\"></span>e le taux d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f2 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">renonciation<span class=\"_ _3\"></span>, la mortal<span class=\"_ _3\"></span>it\u00e9 ou le<span class=\"_ _3\"></span>s risques de<span class=\"_ _3\"></span> frais. Po<span class=\"_ _3\"></span>ur les p<span class=\"_ _3\"></span>roduits de</div>\n<div class=\"t m0 x6 h62 y9f3 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">protect<span class=\"_ _0\"></span>ion, d\u2019an<span class=\"_ _0\"></span>nuit\u00e9s et<span class=\"_ _0\"></span> de sant\u00e9, l\u2019i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nce relat<span class=\"_ _0\"></span>ive des ris<span class=\"_ _0\"></span>ques de</div>\n<div class=\"t m0 x6 h62 y9f4 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption peut<span class=\"_ _0\"></span> \u00eatre plus<span class=\"_ _0\"></span> \u00e9lev\u00e9e pou<span class=\"_ _0\"></span>r les entit<span class=\"_ _0\"></span>\u00e9s indiv<span class=\"_ _0\"></span>iduelles m<span class=\"_ _0\"></span>ais ces</div>\n<div class=\"t m0 x6 h62 y9f5 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques ne<span class=\"_ _3\"></span> sont pas le<span class=\"_ _3\"></span>s plus i<span class=\"_ _3\"></span>mportants au <span class=\"_ _3\"></span>niveau du<span class=\"_ _3\"></span> Groupe.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">De ce fait, Ageas<span class=\"_ _3\"></span> ne publie pas r\u00e9<span class=\"wseb\">gul<span class=\"_ _3\"></span>i\u00e8rement les<span class=\"_ _3\"></span> sensibilit<span class=\"_ _3\"></span>\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y9f8 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives de p<span class=\"_ _0\"></span>remier o<span class=\"_ _0\"></span>rdre au niv<span class=\"_ _0\"></span>eau du Group<span class=\"_ _0\"></span>e. Ces risq<span class=\"_ _0\"></span>ues sont</div>\n<div class=\"t m0 x6 h62 y9f9 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surveil<span class=\"_ _0\"></span>l\u00e9s dans le c<span class=\"_ _0\"></span>adre du repo<span class=\"_ _0\"></span>rting r\u00e9g<span class=\"_ _0\"></span>ulier sur l<span class=\"_ _0\"></span>e risque qu<span class=\"_ _0\"></span>i adopte un</div>\n<div class=\"t m0 x6 h62 y9fa ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">point de v<span class=\"_ _0\"></span>ue \u00e9con<span class=\"_ _0\"></span>omique.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9ae ff1a8 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.2.2<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wsfa\">Risques de sous<span class=\"_ _3\"></span>cription non</span>-<span class=\"lsfe ws11a\">v<span class=\"_ _3\"></span>ie</span> </span></div>\n<div class=\"t m0 x6 h62 yc02 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les risques de<span class=\"_ _3\"></span> sou<span class=\"wseb\">scription non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span>vie englo<span class=\"_ _3\"></span>bent princ<span class=\"_ _3\"></span>ipalement les </span></div>\n<div class=\"t m0 x6 h62 yc03 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de r<span class=\"_ _0\"></span>\u00e9serve,<span class=\"_ _0\"></span> de prime, de cat<span class=\"_ _0\"></span>astro<span class=\"_ _0\"></span>phe et de ren<span class=\"_ _0\"></span>onciation<span class=\"_ _0\"></span>. La</div>\n<div class=\"t m0 x6 h62 yc04 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e secti<span class=\"_ _0\"></span>on d\u00e9cri<span class=\"_ _0\"></span>t ces r<span class=\"_ _0\"></span>isques (<span class=\"_ _0\"></span>A \u00e0 D) et c<span class=\"_ _0\"></span>ontient<span class=\"_ _0\"></span> un r\u00e9ca<span class=\"_ _0\"></span>pitul<span class=\"_ _0\"></span>atif de</div>\n<div class=\"t m0 x6 h62 yc05 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">leur ges<span class=\"_ _3\"></span>tion au sein<span class=\"_ _3\"></span> des ent<span class=\"_ _3\"></span>it\u00e9s op\u00e9rationn<span class=\"_ _3\"></span>elles d\u2019Agea<span class=\"_ _3\"></span>s (E) e<span class=\"_ _3\"></span>t d<span class=\"wsfa\">es ratios </span></div>\n<div class=\"t m0 x6 h62 yc06 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de perte (F),<span class=\"_ _0\"></span> des sensi<span class=\"_ _0\"></span>bilit\u00e9s<span class=\"_ _0\"></span> en risque no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie (G)<span class=\"_ _3\"></span> et des pr<span class=\"_ _3\"></span>ovisions </span></span></div>\n<div class=\"t m0 x6 h62 ya45 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour sinis<span class=\"_ _0\"></span>tres non r<span class=\"_ _0\"></span>\u00e9gl\u00e9s (H).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95c ff1a6 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">A <span class=\"_ _1d9\"> </span><span class=\"lsde wseb\">RISQUE<span class=\"_ _3\"></span> DE R\u00c9SERVE </span> </div>\n<div class=\"t m0 x6 h62 y95d ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>erve est<span class=\"_ _0\"></span> li\u00e9 aux<span class=\"_ _0\"></span> sinist<span class=\"_ _0\"></span>res en co<span class=\"_ _0\"></span>urs et r<span class=\"_ _0\"></span>epr\u00e9se<span class=\"_ _0\"></span>nte le</div>\n<div class=\"t m0 x6 h62 y95e ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risque de<span class=\"_ _3\"></span> d\u00e9gradation<span class=\"_ _3\"></span> des passi<span class=\"_ _3\"></span>fs d\u2019assuranc<span class=\"_ _3\"></span>e \u00e0 la s<span class=\"_ _3\"></span>uite de flu<span class=\"_ _3\"></span>ctuations</div>\n<div class=\"t m0 x6 h62 y95f ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du moment<span class=\"_ _0\"></span> et du montant<span class=\"_ _0\"></span> des r\u00e8gle<span class=\"_ _0\"></span>ments et d<span class=\"_ _0\"></span>es frais de sini<span class=\"_ _0\"></span>stres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yefe ff1a6 fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">B.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws113\">R<span class=\"_ _3\"></span>ISQUE DE<span class=\"_ _3\"></span> PRIME</span> </span></div>\n<div class=\"t m0 x6 h62 yeff ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le risque<span class=\"_ _3\"></span> de prime n<span class=\"_ _3\"></span>on<span class=\"ls0 ws0\">-<span class=\"lsf7 ws12a\">vie<span class=\"_ _3\"></span> e</span></span>st le<span class=\"_ _3\"></span> risque que<span class=\"_ _3\"></span> la pri<span class=\"_ _3\"></span>me ne soit <span class=\"_ _3\"></span>pas</div>\n<div class=\"t m0 x6 h62 yf00 ff1a6 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">suffisante pour couvrir tous les <span class=\"_ _0\"></span>passifs, y compris les sinistr<span class=\"_ _0\"></span>es et les</div>\n<div class=\"t m0 x6 h62 y1077 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">frais, r\u00e9s<span class=\"_ _0\"></span>ultant<span class=\"_ _0\"></span> de fluctuat<span class=\"_ _0\"></span>ions de la fr<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e et de la gravi<span class=\"_ _0\"></span>t\u00e9 des</div>\n<div class=\"t m0 x6 h62 y1078 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es, du mome<span class=\"_ _0\"></span>nt du r\u00e8gl<span class=\"_ _0\"></span>ement des si<span class=\"_ _0\"></span>nistres et<span class=\"_ _0\"></span> de la d\u00e9grad<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y1591 ff1a6 fs43 fc15 sc0 lsf7 ws11f\" style=\"z-index: 15;\">des co<span class=\"_ _3\"></span><span class=\"lsf8 ws111\">\u00fbts.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1592 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1593 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les pert<span class=\"_ _0\"></span>es sur sini<span class=\"_ _0\"></span>stres peuv<span class=\"_ _0\"></span>ent s\u2019\u00e9c<span class=\"_ _0\"></span>arter du r\u00e9s<span class=\"_ _0\"></span>ultat att<span class=\"_ _0\"></span>endu pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1594 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diverses<span class=\"_ _0\"></span> raisons.<span class=\"_ _0\"></span> L\u2019analy<span class=\"_ _0\"></span>se des sinis<span class=\"_ _0\"></span>tres diff<span class=\"_ _0\"></span>\u00e8re sel<span class=\"_ _0\"></span>on la longueu<span class=\"_ _0\"></span>r de</div>\n<div class=\"t m0 x6 h62 y1595 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">leur r\u00e8<span class=\"_ _0\"></span>glement.<span class=\"_ _0\"></span> Par exem<span class=\"_ _0\"></span>ple, l<span class=\"_ _0\"></span>es sinist<span class=\"_ _0\"></span>res \u00e0 r<span class=\"_ _0\"></span>\u00e8glement<span class=\"_ _0\"></span> rapide,<span class=\"_ _0\"></span> comme</div>\n<div class=\"t m0 x6 h62 y1596 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les sinist<span class=\"_ _0\"></span>res autom<span class=\"_ _0\"></span>obiles et im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>iers, <span class=\"lsde wseb\">sont habituellement d\u00e9<span class=\"_ _3\"></span>clar\u00e9s </span></div>\n<div class=\"t m0 x1a h62 ye49 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans un d\u00e9l<span class=\"_ _0\"></span>ai de quelqu<span class=\"_ _0\"></span>es jours \u00e0 qu<span class=\"_ _0\"></span>elques s<span class=\"_ _0\"></span>emaines e<span class=\"_ _0\"></span>t indemnis<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x1a h62 ye4a ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peu apr\u00e8s.<span class=\"_ _0\"></span> Les sinis<span class=\"_ _0\"></span>tres \u00e0 r\u00e8gle<span class=\"_ _0\"></span>ment plus lo<span class=\"_ _0\"></span>ng, comm<span class=\"_ _0\"></span>e les domma<span class=\"_ _0\"></span>ges</div>\n<div class=\"t m0 x1a h62 ye4b ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">corporels e<span class=\"_ _3\"></span>t la respo<span class=\"_ _3\"></span>nsabilit\u00e9 civ<span class=\"_ _3\"></span>ile, peuven<span class=\"_ _3\"></span>t durer plu<span class=\"_ _3\"></span>sieurs ann\u00e9e<span class=\"_ _3\"></span>s.</div>\n<div class=\"t m0 x1a h62 ye4c ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans les <span class=\"_ _3\"></span>dossiers qui<span class=\"_ _3\"></span> s<span class=\"wsfa\">e r\u00e8glent \u00e0 long<span class=\"_ _3\"></span> terme, il peut arr<span class=\"_ _3\"></span>iver que des </span></div>\n<div class=\"t m0 x1a h62 ye4d ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>es \u00e0 l\u2019\u00e9v\u00e9<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span>, tell<span class=\"_ _0\"></span>es que le t<span class=\"_ _0\"></span>raitem<span class=\"_ _0\"></span>ent m\u00e9<span class=\"_ _0\"></span>dical</div>\n<div class=\"t m0 x1a h62 ye4e ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9cess<span class=\"_ _0\"></span>aire, de par le<span class=\"_ _0\"></span>ur nature m<span class=\"_ _0\"></span>\u00eame, ne soi<span class=\"_ _0\"></span>ent pas dis<span class=\"_ _0\"></span>ponibles<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ye4f ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">facilement. E<span class=\"_ _3\"></span>n outre, d<span class=\"_ _3\"></span>ans les do<span class=\"_ _3\"></span>ssiers \u00e0 r<span class=\"_ _3\"></span>\u00e8glement de <span class=\"_ _3\"></span>longue dur\u00e9e<span class=\"_ _3\"></span>,</div>\n<div class=\"t m0 x1a h62 ye50 ff1a6 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019ana<span class=\"lsdc wseb\">lyse des pe<span class=\"_ _0\"></span>rtes est <span class=\"_ _0\"></span>plus co<span class=\"_ _0\"></span>mplexe,<span class=\"_ _0\"></span> demand<span class=\"_ _0\"></span>e davant<span class=\"_ _0\"></span>age de t<span class=\"_ _0\"></span>ravail </span></div>\n<div class=\"t m0 x1a h62 ye90 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et est s<span class=\"_ _0\"></span>oumise \u00e0 <span class=\"_ _0\"></span>davanta<span class=\"_ _0\"></span>ge d\u2019inc<span class=\"_ _0\"></span>ertitud<span class=\"_ _0\"></span>es que l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e des d<span class=\"_ _0\"></span>ossiers<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 ye91 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e8glement rap<span class=\"_ _3\"></span>ide.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye92 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ye93 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entit\u00e9s d\u2019a<span class=\"_ _3\"></span>ssurance d\u2019Ageas ti<span class=\"_ _3\"></span>ennent compte de l\u2019e<span class=\"_ _3\"></span>xp\u00e9rience</div>\n<div class=\"t m0 x1a h62 ye94 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas dan<span class=\"_ _3\"></span>s des cas <span class=\"_ _3\"></span>similaires <span class=\"_ _3\"></span>et des<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">tendances hist<span class=\"_ _0\"></span>oriqu<span class=\"_ _0\"></span>es telles q<span class=\"_ _0\"></span>ue </span></span></div>\n<div class=\"t m0 x1a h62 ye95 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les sch\u00e9m<span class=\"_ _0\"></span>as de mise en r<span class=\"_ _0\"></span>\u00e9serve, l<span class=\"_ _0\"></span>a croissa<span class=\"_ _0\"></span>nce des ex<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>ns, les</div>\n<div class=\"t m0 x1a h62 ye96 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">indemnisations<span class=\"_ _3\"></span>, le ni<span class=\"_ _3\"></span>veau des de<span class=\"_ _3\"></span>mandes d\u2019inde<span class=\"_ _3\"></span>mnit\u00e9 encore<span class=\"_ _3\"></span> impay\u00e9es</div>\n<div class=\"t m0 x1a h62 ye97 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en suspens<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>e des d\u00e9cis<span class=\"_ _0\"></span>ions de just<span class=\"_ _0\"></span>ice et de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 ye98 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>que. Dan<span class=\"_ _0\"></span>s le cas o\u00f9 cett<span class=\"_ _0\"></span>e exp\u00e9rie<span class=\"_ _0\"></span>nce est jug<span class=\"_ _0\"></span>\u00e9e soit ins<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nte</div>\n<div class=\"t m0 x1a h62 ye99 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou totalemen<span class=\"_ _3\"></span>t absente pou<span class=\"_ _3\"></span>r cause de<span class=\"_ _3\"></span> la na<span class=\"_ _3\"></span>ture sp\u00e9cifique <span class=\"_ _3\"></span>du sinis<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x22e h76 y1597 ff1a6 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">5</div>\n<div class=\"t m0 xe0 h62 y1598 ff1a6 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">,</div>\n<div class=\"t m0 x1a h62 y1599 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas s\u2019<span class=\"_ _0\"></span>appuie s<span class=\"_ _0\"></span>ur des s<span class=\"_ _0\"></span>ources <span class=\"_ _0\"></span>et \u00e9val<span class=\"_ _0\"></span>uations f<span class=\"_ _0\"></span>iables<span class=\"_ _0\"></span> (inter<span class=\"_ _0\"></span>nes et</div>\n<div class=\"t m0 x1a h62 y159a ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">extern<span class=\"_ _0\"></span>es) tout en res<span class=\"_ _0\"></span>pectant s<span class=\"_ _0\"></span>a positi<span class=\"_ _0\"></span>on de risqu<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y159b ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y159c ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Pour limi<span class=\"_ _3\"></span>ter l<span class=\"lsdc wse9\">e risque de sinis<span class=\"_ _0\"></span>tre, les ent<span class=\"_ _0\"></span>it\u00e9s d\u2019as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce d\u2019Age<span class=\"_ _0\"></span>as </span></div>\n<div class=\"t m0 x1a h62 y159d ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appliq<span class=\"_ _0\"></span>uent des r\u00e8g<span class=\"_ _0\"></span>les d\u2019acc<span class=\"_ _0\"></span>eptati<span class=\"_ _0\"></span>on et des polit<span class=\"_ _0\"></span>iques d\u2019<span class=\"_ _0\"></span>acceptat<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x1a h62 y159e ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques.<span class=\"_ _0\"></span> La tarific<span class=\"_ _0\"></span>ation est<span class=\"_ _0\"></span> d\u00e9finie p<span class=\"_ _0\"></span>ar segment<span class=\"_ _0\"></span> de client<span class=\"_ _0\"></span>\u00e8le et par</div>\n<div class=\"t m0 x1a h62 y159f ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cat\u00e9go<span class=\"_ _0\"></span>rie d\u2019activ<span class=\"_ _0\"></span>it\u00e9, sur la ba<span class=\"_ _0\"></span>se des infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>ns ou des att<span class=\"_ _0\"></span>e<span class=\"wse8\">ntes </span></div>\n<div class=\"t m0 x1a h62 y15a0 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>es aux \u00e9vol<span class=\"_ _0\"></span>utions fut<span class=\"_ _0\"></span>ures en ma<span class=\"_ _0\"></span>ti\u00e8re de fr<span class=\"_ _0\"></span>\u00e9quence<span class=\"_ _0\"></span> et de gravit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y15a1 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des sini<span class=\"_ _0\"></span>stres. L<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e d\u2019Age<span class=\"_ _0\"></span>as tirent<span class=\"_ _0\"></span> en out<span class=\"_ _0\"></span>re prof<span class=\"_ _0\"></span>it de la</div>\n<div class=\"t m0 x1a h62 y15a2 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n de leur<span class=\"_ _0\"></span>s risq<span class=\"_ _0\"></span>ues due \u00e0 <span class=\"_ _0\"></span>leur pr\u00e9s<span class=\"_ _0\"></span>ence <span class=\"_ _0\"></span>dans un l<span class=\"_ _0\"></span>arge</div>\n<div class=\"t m0 x1a h62 y15a3 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9venta<span class=\"_ _0\"></span>il de sp\u00e9cial<span class=\"_ _0\"></span>it\u00e9s de l\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce non<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie et dans <span class=\"_ _3\"></span>un grand nom<span class=\"_ _3\"></span>bre </span></span></div>\n<div class=\"t m0 x1a h62 y15a4 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de zones g\u00e9o<span class=\"_ _0\"></span>graph<span class=\"_ _0\"></span>iques. Si cet<span class=\"_ _0\"></span>te dive<span class=\"_ _0\"></span>rsificat<span class=\"_ _0\"></span>ion ne r\u00e9du<span class=\"_ _0\"></span>it pas le</div>\n<div class=\"t m0 x1a h62 y15a5 ff1a6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> moyen d<span class=\"_ _0\"></span>es sini<span class=\"_ _0\"></span>stres, el<span class=\"_ _0\"></span>le att<span class=\"_ _0\"></span>\u00e9nue se<span class=\"_ _0\"></span>nsiblem<span class=\"_ _0\"></span>ent la va<span class=\"_ _0\"></span>riation <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 y15a6 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">leur nombre et,<span class=\"_ _3\"></span> par voie de cons\u00e9quen<span class=\"_ _3\"></span>ce, le risque. Le<span class=\"_ _3\"></span> risque de</div>\n<div class=\"t m0 x1a h62 y15a7 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sinistres d<span class=\"_ _3\"></span>\u2019un monta<span class=\"lsdc wse9\">nt exception<span class=\"_ _0\"></span>nellement<span class=\"_ _0\"></span> \u00e9lev\u00e9 est r\u00e9<span class=\"_ _0\"></span>duit par des<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y15a8 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">limites p<span class=\"_ _0\"></span>ar police,<span class=\"_ _0\"></span> par la gest<span class=\"_ _0\"></span>ion du risq<span class=\"_ _0\"></span>ue de concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n et par des</div>\n<div class=\"t m0 x1a h62 y15a9 ff1a6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accords de<span class=\"_ _3\"></span> r\u00e9assurance<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15aa ff1a6 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> CATASTROP<span class=\"_ _3\"></span>HE</span> </span></div>\n<div class=\"t m0 x1a h62 y15ab ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e catast<span class=\"_ _0\"></span>rophe est le ris<span class=\"_ _0\"></span>que de si<span class=\"_ _0\"></span>nistre d<span class=\"_ _0\"></span>\u00fb \u00e0 des catast<span class=\"_ _0\"></span>rophes</div>\n<div class=\"t m0 x1a h62 y15ac ff1a6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">naturelles <span class=\"_ _3\"></span><span class=\"ls0 ws0\">\u2013 <span class=\"_ _3\"></span></span><span class=\"wsfa\">temp\u00eates, tremblem<span class=\"_ _3\"></span>ents de terre, gel<span class=\"_ _3\"></span> intense, inonda<span class=\"_ _3\"></span>tions, </span></div>\n<div class=\"t m0 x1a h62 y15ad ff1a6 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">tsunamis <span class=\"ls0 ws0\">\u2013<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">ou d\u2019origine hu<span class=\"_ _0\"></span>maine <span class=\"ls0 ws0\">\u2013 </span>terroris<span class=\"_ _0\"></span>me, expl<span class=\"_ _0\"></span>osion ou acc<span class=\"_ _0\"></span>idents </span></span></div>\n<div class=\"t m0 x1a h62 y15ae ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">impliqu<span class=\"_ _0\"></span>ant un gran<span class=\"_ _0\"></span>d nombre de vic<span class=\"_ _0\"></span>times<span class=\"_ _0\"></span> ou aux impac<span class=\"_ _0\"></span>ts collat\u00e9<span class=\"_ _0\"></span>raux</div>\n<div class=\"t m0 x1a h62 y15af ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(polluti<span class=\"_ _0\"></span>on ou inte<span class=\"_ _0\"></span>rrupti<span class=\"_ _0\"></span>on d\u2019activ<span class=\"_ _0\"></span>it\u00e9).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15b0 ff1a6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15b1 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019att\u00e9n<span class=\"_ _0\"></span>uation du r<span class=\"_ _0\"></span>isq<span class=\"lsde wseb\">ue de catastrophe <span class=\"_ _3\"></span>se fait pa<span class=\"_ _3\"></span>r la ge<span class=\"_ _3\"></span>stion du ri<span class=\"_ _3\"></span>sque de </span></div>\n<div class=\"t m0 x1a h62 y15b2 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concent<span class=\"_ _0\"></span>ration et<span class=\"_ _0\"></span> la r\u00e9assur<span class=\"_ _0\"></span>ance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15b3 ff1a6 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> RENONC<span class=\"_ _3\"></span>IATION</span> </span></div>\n<div class=\"t m0 x1a h62 y15b4 ff1a6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le risque de ren<span class=\"_ _3\"></span>onciation est li<span class=\"_ _3\"></span>\u00e9 aux primes future<span class=\"_ _3\"></span>s incluses dans la<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y15b5 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">provisi<span class=\"_ _0\"></span>on pour prim<span class=\"_ _0\"></span>es lorsq<span class=\"_ _0\"></span>u\u2019un b\u00e9n<span class=\"_ _0\"></span>\u00e9fice atten<span class=\"_ _0\"></span>du est pr\u00e9v<span class=\"_ _0\"></span>u. Le risqu<span class=\"_ _0\"></span>e de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15b6 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renonci<span class=\"_ _0\"></span>ation est le ri<span class=\"_ _0\"></span>sque d\u2019<span class=\"_ _0\"></span>un plus gran<span class=\"_ _0\"></span>d nombre de re<span class=\"_ _0\"></span>nonciat<span class=\"_ _0\"></span>ions que</div>\n<div class=\"t m0 x1a h62 y15b7 ff1a6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce qui est att<span class=\"_ _0\"></span>endu, ent<span class=\"_ _0\"></span>ra\u00eenant<span class=\"_ _0\"></span> un b\u00e9n\u00e9f<span class=\"_ _0\"></span>ice inf\u00e9r<span class=\"_ _0\"></span>ieur \u00e0 la pr\u00e9v<span class=\"_ _0\"></span>ision.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 298px; height: 808px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1aa fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">E.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span></span><span class=\"ws12b\">GESTION DES<span class=\"_ _0\"></span> RISQUE<span class=\"_ _0\"></span>S NON<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">VIE DANS LES<span class=\"_ _3\"></span> ENTIT\u00c9S </span></span></span></div>\n<div class=\"t m0 x16b h62 y8b2 ff1aa fs43 fc1e sc0 lsde wsfa\" style=\"z-index: 15;\">OP\u00c9RATIONNELLES D\u2019AGEAS<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La gesti<span class=\"lsde wsfa\">on du risque non<span class=\"ls0 ws0\">-</span></span>vie au sein d\u2019<span class=\"_ _0\"></span>Ageas suit<span class=\"_ _0\"></span> les instru<span class=\"_ _0\"></span>ctions et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y93e ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directi<span class=\"_ _0\"></span>ves en mati<span class=\"_ _0\"></span>\u00e8re de sous<span class=\"_ _0\"></span>criptio<span class=\"_ _0\"></span>n et de prise d<span class=\"_ _0\"></span>e risque.<span class=\"_ _0\"></span> Elles sont</div>\n<div class=\"t m0 x6 h62 y93f ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9mises pour chaque<span class=\"_ _3\"></span> entit\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie du Grou<span class=\"_ _0\"></span>pe et inclue<span class=\"_ _0\"></span>nt notamm<span class=\"_ _0\"></span>ent les </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e8gles d\u2019accept<span class=\"_ _3\"></span>ation du risque, des<span class=\"_ _3\"></span> directives pour <span class=\"lsfe ws111\">le<span class=\"_ _3\"></span>s sinist<span class=\"_ _3\"></span>res, la </span></div>\n<div class=\"t m0 x6 h62 y941 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance et sa ges<span class=\"_ _0\"></span>tion.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Au niveau du Group<span class=\"_ _3\"></span>e, plusieurs sch\u00e9mas<span class=\"_ _3\"></span> de reporting son<span class=\"_ _3\"></span>t pr\u00e9vus pour,</div>\n<div class=\"t m0 x6 h62 y944 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par exemp<span class=\"_ _0\"></span>le, des rap<span class=\"_ _0\"></span>ports sur<span class=\"_ _0\"></span> les indic<span class=\"_ _0\"></span>ateurs cl<span class=\"_ _0\"></span>\u00e9s de perfor<span class=\"_ _0\"></span>mance, d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y945 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tests d<span class=\"_ _0\"></span>e suffisa<span class=\"_ _0\"></span>nce des<span class=\"_ _0\"></span> r\u00e9serv<span class=\"_ _0\"></span>es de pri<span class=\"_ _0\"></span>mes et d<span class=\"_ _0\"></span>e sinist<span class=\"_ _0\"></span>res. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Par ail<span class=\"lsdc\">leurs, un mo<span class=\"_ _0\"></span>d\u00e8le int<span class=\"_ _0\"></span>erne a \u00e9t<span class=\"_ _0\"></span>\u00e9 constr<span class=\"_ _0\"></span>uit po<span class=\"_ _0\"></span>ur mieux<span class=\"_ _0\"></span> g\u00e9rer l<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y9ee ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption en n<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-</span>vie pour les ent<span class=\"_ _0\"></span>it\u00e9s et le G<span class=\"_ _0\"></span>roupe. Le</div>\n<div class=\"t m0 x6 h62 y9ef ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e8le est<span class=\"_ _0\"></span> utilis\u00e9 po<span class=\"_ _0\"></span>ur trouve<span class=\"_ _0\"></span>r les progr<span class=\"_ _0\"></span>ammes de r<span class=\"_ _0\"></span>\u00e9assura<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y9f0 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">optimaux<span class=\"_ _0\"></span> afin de limi<span class=\"_ _0\"></span>ter les ris<span class=\"_ _0\"></span>ques en no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span>vie des entit<span class=\"_ _0\"></span>\u00e9s mai<span class=\"lsdd ws11a\">s aussi </span></div>\n<div class=\"t m0 x6 h62 y9f1 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour \u00e9vit<span class=\"_ _0\"></span>er le risqu<span class=\"_ _0\"></span>e de concent<span class=\"_ _0\"></span>ration da<span class=\"_ _0\"></span>ns l\u2019ens<span class=\"_ _0\"></span>emble du Gro<span class=\"_ _0\"></span>upe. Les</div>\n<div class=\"t m0 x6 h62 y9f2 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es li\u00e9s <span class=\"_ _0\"></span>aux \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments m<span class=\"_ _0\"></span>\u00e9t\u00e9orol<span class=\"_ _0\"></span>ogique<span class=\"_ _0\"></span>s const<span class=\"_ _0\"></span>ituent u<span class=\"_ _0\"></span>n exempl<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y9f3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de concent<span class=\"_ _0\"></span>ration d<span class=\"_ _0\"></span>e risques<span class=\"_ _0\"></span> pour le Grou<span class=\"_ _0\"></span>pe. Les cha<span class=\"_ _0\"></span>ngements<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f4 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>ques sont p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span>i\u00e8reme<span class=\"_ _0\"></span>nt import<span class=\"_ _0\"></span>ants dans<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">ce contexte<span class=\"_ _3\"></span>. Pour la </span></span></div>\n<div class=\"t m0 x6 h62 y9f5 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mod\u00e9lis<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> \u00e9v\u00e9ne<span class=\"_ _0\"></span>ments n<span class=\"_ _0\"></span>aturel<span class=\"_ _0\"></span>s, des mo<span class=\"_ _0\"></span>d\u00e8les ex<span class=\"_ _0\"></span>ternes s<span class=\"_ _0\"></span>ont</div>\n<div class=\"t m0 x1a h62 y15bb ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilis\u00e9<span class=\"_ _0\"></span>s. Ageas ass<span class=\"_ _0\"></span>ure un suiv<span class=\"_ _0\"></span>i permane<span class=\"_ _0\"></span>nt de l\u2019eff<span class=\"_ _0\"></span>et des chan<span class=\"_ _0\"></span>gements<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y15bc ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">climati<span class=\"_ _0\"></span>ques sur ces<span class=\"_ _0\"></span> mod\u00e8les et m<span class=\"_ _0\"></span>aintient<span class=\"_ _0\"></span> un \u00e9chang<span class=\"_ _0\"></span>e constant<span class=\"_ _0\"></span> avec les</div>\n<div class=\"t m0 x1a h62 y15bd ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prestat<span class=\"_ _0\"></span>aires des<span class=\"_ _0\"></span> mod\u00e8les.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15be ff1aa fs43 fc1e sc0 lsef ws12b\" style=\"z-index: 15;\">F.<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span><span class=\"lsf3 ws113\">RATIOS <span class=\"_ _3\"></span>DE PERTES</span> </span></div>\n<div class=\"t m0 x1a h62 y15bf ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un ratio de pe<span class=\"_ _0\"></span>rtes est un<span class=\"_ _0\"></span>e mesure s<span class=\"_ _0\"></span>imple util<span class=\"_ _0\"></span>is\u00e9e po<span class=\"_ _0\"></span>ur v\u00e9rifie<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y15c0 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019ad\u00e9q<span class=\"_ _0\"></span>uation de la pa<span class=\"_ _0\"></span>rt du taux de pr<span class=\"_ _0\"></span>imes n\u00e9go<span class=\"_ _0\"></span>ci\u00e9e sur l<span class=\"_ _0\"></span>e march\u00e9 po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y15c1 ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couvrir le<span class=\"_ _3\"></span>s engagements<span class=\"_ _3\"></span> d\u2019assurance. I<span class=\"_ _3\"></span>l s\u2019agi<span class=\"_ _3\"></span>t d\u2019un ratio<span class=\"_ _3\"></span> entre le<span class=\"_ _3\"></span> co\u00fbt</div>\n<div class=\"t m0 x1a h62 y15c2 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total (est<span class=\"_ _0\"></span>im\u00e9) des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> divis\u00e9s pa<span class=\"_ _0\"></span>r les primes<span class=\"_ _0\"></span> acquise<span class=\"_ _0\"></span>s. Le ratio</div>\n<div class=\"t m0 x1a h62 y15c3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">combin\u00e9 es<span class=\"_ _0\"></span>t l\u2019amal<span class=\"_ _0\"></span>game du rat<span class=\"_ _0\"></span>io de pertes et<span class=\"_ _0\"></span> du ratio de<span class=\"_ _0\"></span> co\u00fbts (y</div>\n<div class=\"t m0 x1a h62 y15c4 ff1aa fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">compris les commissions).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15c5 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15c6 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019un point<span class=\"_ _0\"></span> de vue g\u00e9n\u00e9ra<span class=\"_ _0\"></span>l, on peut s\u2019<span class=\"_ _0\"></span>attend<span class=\"_ _0\"></span>re \u00e0 un ratio com<span class=\"_ _0\"></span>bin\u00e9 sous</div>\n<div class=\"t m0 x1a h62 y15c7 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les 100<span class=\"ls0 ws0\"> </span>% av<span class=\"_ _3\"></span>ec une cible de 96<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">%. En rais<span class=\"_ _0\"></span>on de la v<span class=\"_ _0\"></span>aria<span class=\"wse9\">bili<span class=\"_ _0\"></span>t\u00e9 intri<span class=\"_ _0\"></span>ns\u00e8que </span></span></span></div>\n<div class=\"t m0 x1a h62 y15c8 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des proces<span class=\"_ _0\"></span>sus de sin<span class=\"_ _0\"></span>istre et /o<span class=\"_ _0\"></span>u de l\u2019ineff<span class=\"_ _0\"></span>icacit<span class=\"_ _0\"></span>\u00e9 des primes<span class=\"_ _0\"></span>, on peut</div>\n<div class=\"t m0 x1a h62 y15c9 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">observe<span class=\"_ _0\"></span>r sporadi<span class=\"_ _0\"></span>quement<span class=\"_ _0\"></span> un ratio co<span class=\"_ _0\"></span>mbin\u00e9 d\u00e9p<span class=\"_ _0\"></span>assant l<span class=\"_ _0\"></span>es 100<span class=\"ls0 ws0\"> <span class=\"lsf0 ws10c\">%. Cette </span></span></div>\n<div class=\"t m0 x1a h62 y15ca ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">situati<span class=\"_ _0\"></span>on est pris<span class=\"_ _0\"></span>e en compte da<span class=\"_ _0\"></span>ns la gesti<span class=\"_ _0\"></span>on des risqu<span class=\"_ _0\"></span>es non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">vie (voir </span></span></div>\n<div class=\"t m0 x1a h62 y15cb ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">point E ci<span class=\"ls0 ws0\">-</span><span class=\"wse8\">dess<span class=\"_ _0\"></span>us). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y15cc ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15cd ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le ratio c<span class=\"_ _0\"></span>ombin\u00e9 <span class=\"_ _0\"></span>et le rat<span class=\"_ _0\"></span>io de p<span class=\"_ _0\"></span>ertes s<span class=\"_ _0\"></span>e trouve<span class=\"_ _0\"></span>nt \u00e0 la not<span class=\"_ _0\"></span>e 8</div>\n<div class=\"t m0 x1a h62 y15ce ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wseb\">Information s<span class=\"_ _0\"></span>ur les s<span class=\"_ _0\"></span>ecteurs<span class=\"_ _0\"></span> op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb.</span></span></div>\n<div class=\"t m0 x6 h62 y15cf ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y15d0 ff1aa fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">G.<span class=\"ls0 ws0\"> <span class=\"_ _1ff\"> </span></span><span class=\"ws12b\">SENSIBILI<span class=\"_ _0\"></span>T\u00c9S DES PR<span class=\"_ _0\"></span>OVISI<span class=\"_ _0\"></span>ONS T<span class=\"_ _0\"></span>ECHNIQ<span class=\"_ _0\"></span>UES<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y15d1 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les sensi<span class=\"_ _0\"></span>bilit\u00e9s e<span class=\"_ _0\"></span>n non<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">vie dans le tableau<span class=\"_ _3\"></span> ci</span>-</span>dessous pr\u00e9s<span class=\"_ _0\"></span>entent l\u2019<span class=\"_ _0\"></span>impact s<span class=\"_ _0\"></span>ur le r\u00e9sult<span class=\"_ _0\"></span>at avant im<span class=\"_ _0\"></span>p\u00f4ts d\u2019u<span class=\"_ _0\"></span>ne baisse de 1<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% des cha<span class=\"_ _0\"></span>rges te<span class=\"_ _0\"></span>lles </span></div>\n<div class=\"t m0 x6 h62 y15d2 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qu\u2019incl<span class=\"_ _0\"></span>uses dans l<span class=\"_ _0\"></span>e compte d<span class=\"_ _0\"></span>e r\u00e9sultat<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9 et d\u2019une haus<span class=\"_ _0\"></span>se de 5<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">% des co\u00fbts de sinis<span class=\"_ _3\"></span>tres tels qu\u2019inclus<span class=\"_ _3\"></span> dans le compte de r\u00e9<span class=\"_ _3\"></span>sultat consolid\u00e9<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 643px; z-index: 15;\">Sensibilit\u00e9s en non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1aa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 672px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6d1 ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 541px; bottom: 672px; z-index: 15;\">Impact sur le r\u00e9sultat <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y68c ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 562px; bottom: 657px; z-index: 15;\">avant imp\u00f4ts au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 550px; bottom: 643px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6d1 ff1aa fs45 fc1e sc0 lse5 ws100\" style=\"left: 713px; bottom: 672px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsf0\">le r\u00e9sultat </span> </span></div>\n<div class=\"t m0 x6e h65 y68c ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 734px; bottom: 657px; z-index: 15;\">avant imp\u00f4ts au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff1aa fs45 fc1e sc0 lse0 wsee\" style=\"left: 722px; bottom: 643px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y68c ff1aa fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 657px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff1aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff1aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 612px; z-index: 15;\">Charges <span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">1<span class=\"_ _3\"></span>0 %</span> </span></div>\n<div class=\"t m0 x14f h65 y691 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 612px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 612px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Co\u00fbts de sinistres 5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 597px; z-index: 15;\">(132)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 597px; z-index: 15;\">(126)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y15da ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y15db ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y15dc ff1aa fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">H.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"ls104 ws12b\">TABLEAU DES<span class=\"_ _0\"></span> PROVI<span class=\"_ _0\"></span>SIONS P<span class=\"_ _0\"></span>OUR SINI<span class=\"_ _0\"></span>STRE<span class=\"_ _0\"></span>S \u00c0 R\u00c9GLER<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y15dd ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les provisions<span class=\"_ _3\"></span> pour sinistres e<span class=\"_ _3\"></span>t frais de sinis<span class=\"_ _3\"></span>tres comptabilis\u00e9e<span class=\"_ _3\"></span>s dans</div>\n<div class=\"t m0 x6 h62 y15de ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re sont a<span class=\"_ _0\"></span>nalys\u00e9es<span class=\"_ _0\"></span> par ann\u00e9e de s<span class=\"_ _0\"></span>urvena<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x6 h62 y15df ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des accidents,<span class=\"_ _3\"></span> par les actuaire<span class=\"_ _3\"></span>s et les gestionnai<span class=\"_ _3\"></span>res de sinistr<span class=\"_ _3\"></span>es. Les</div>\n<div class=\"t m0 x6 h62 y15e0 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">provisi<span class=\"_ _0\"></span>ons pour p<span class=\"_ _0\"></span>aiements et<span class=\"_ _0\"></span> pertes son<span class=\"lsde wsfa\">t<span class=\"_ _0\"></span> repr\u00e9sent\u00e9es<span class=\"_ _3\"></span> dans un tableau </span></div>\n<div class=\"t m0 x6 h62 y15e1 ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 deux di<span class=\"_ _0\"></span>mensio<span class=\"_ _0\"></span>ns temp<span class=\"_ _0\"></span>orelles<span class=\"ls0 ws0\"> : </span><span class=\"lsde\">ann\u00e9e de <span class=\"_ _3\"></span>survenance des<span class=\"_ _3\"></span> accidents </span></div>\n<div class=\"t m0 x6 h62 y15e2 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(vertic<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span>) et ann\u00e9<span class=\"_ _0\"></span>e calendr<span class=\"_ _0\"></span>ier (ou ann\u00e9<span class=\"_ _0\"></span>e de d\u00e9vel<span class=\"_ _0\"></span>oppeme<span class=\"_ _0\"></span>nt,</div>\n<div class=\"t m0 x6 h62 y15e3 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">horizont<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span>). Le tria<span class=\"_ _0\"></span>ngle de liq<span class=\"_ _0\"></span>uidati<span class=\"_ _0\"></span>on montre c<span class=\"_ _0\"></span>omment \u00e9v<span class=\"_ _0\"></span>oluent</div>\n<div class=\"t m0 x6 h62 y15e4 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les provisions<span class=\"_ _3\"></span> pour sinist<span class=\"wseb\">res n<span class=\"_ _3\"></span>on r\u00e9gl\u00e9s en<span class=\"_ _3\"></span> fonction<span class=\"_ _3\"></span> des paiemen<span class=\"_ _3\"></span>ts </span></div>\n<div class=\"t m0 x6 h62 y15e5 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectu<span class=\"_ _0\"></span>\u00e9s et des nouv<span class=\"_ _0\"></span>elles est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>ns de perte<span class=\"_ _0\"></span>s d\u00e9finiti<span class=\"_ _0\"></span>ves \u00e0 la date d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y15e6 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re cons<span class=\"_ _0\"></span>id\u00e9r\u00e9e.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y15e7 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15e8 ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tous les sin<span class=\"_ _0\"></span>istres<span class=\"_ _0\"></span> concern<span class=\"_ _0\"></span>\u00e9s sont li\u00e9s<span class=\"_ _0\"></span> \u00e0 des contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance au</div>\n<div class=\"t m0 x1a h62 y15e9 ff1aa fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">sens des IFRS, y compris <span class=\"lsde wsfa\">les contra<span class=\"_ _3\"></span>ts Accident et Mal<span class=\"_ _3\"></span>adie, Dommages </span></div>\n<div class=\"t m0 x1a h62 y15ea ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">aux biens <span class=\"_ _3\"></span>et risques <span class=\"_ _3\"></span>divers, don<span class=\"_ _3\"></span>t les pr<span class=\"_ _3\"></span>ovisions peu<span class=\"_ _3\"></span>vent \u00eatre i<span class=\"_ _3\"></span>nt\u00e9gr\u00e9es</div>\n<div class=\"t m0 x1a h62 y15eb ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans un form<span class=\"_ _0\"></span>at tria<span class=\"_ _0\"></span>ngulaire.<span class=\"_ _0\"></span> Tous les chi<span class=\"_ _0\"></span>ffres so<span class=\"_ _0\"></span>nt non actu<span class=\"_ _0\"></span>alis\u00e9s. Le<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y15ec ff1aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">provisions pou<span class=\"_ _3\"></span>r sinistre<span class=\"_ _3\"></span>s qui son<span class=\"_ _3\"></span>t actualis\u00e9es<span class=\"_ _3\"></span> de mani\u00e8re <span class=\"_ _3\"></span>similaire<span class=\"_ _3\"></span> a<span class=\"lsdd wse9\">ux </span></div>\n<div class=\"t m0 x1a h62 y15ed ff1aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques util<span class=\"_ _0\"></span>is\u00e9es e<span class=\"_ _0\"></span>n assura<span class=\"_ _0\"></span>nce vie<span class=\"_ _0\"></span> (par ex<span class=\"_ _0\"></span>emple, le<span class=\"_ _0\"></span>s inval<span class=\"_ _0\"></span>idit\u00e9s</div>\n<div class=\"t m0 x1a h62 y15ee ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perman<span class=\"_ _0\"></span>entes ou les<span class=\"_ _0\"></span> rentes de d\u00e9c<span class=\"_ _0\"></span>\u00e8s dans le c<span class=\"_ _0\"></span>adre d\u2019as<span class=\"_ _0\"></span>surances<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y15ef ff1aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">accident<span class=\"_ _0\"></span>s du trava<span class=\"_ _0\"></span>il ou d\u2019ass<span class=\"_ _0\"></span>urance<span class=\"_ _0\"></span>s automo<span class=\"_ _0\"></span>biles) so<span class=\"_ _0\"></span>nt incluses<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x1a h62 y15f0 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les rubriques<span class=\"_ _3\"></span> de rapprochement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15f1 ff1aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y15f2 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Tous les montan<span class=\"_ _3\"></span>ts dans le tableau<span class=\"_ _3\"></span> sont calcul\u00e9s au<span class=\"_ _3\"></span> taux de change</div>\n<div class=\"t m0 x1a h62 y15f3 ff1aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">applicable fi<span class=\"_ _3\"></span>n 202<span class=\"ls0 ws0\">2<span class=\"lsf0 ws104\">. </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 368px; height: 738px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1ad fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion des<span class=\"_ _0\"></span> provis<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r sinist<span class=\"_ _0\"></span>res \u00e0 r\u00e9<span class=\"_ _0\"></span>gler, pa<span class=\"_ _0\"></span>r ann\u00e9e <span class=\"_ _0\"></span>de surve<span class=\"_ _0\"></span>nance de<span class=\"_ _0\"></span> l\u2019acci<span class=\"_ _0\"></span>dent, s<span class=\"_ _0\"></span>e pr\u00e9sent<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Ann\u00e9e de <span class=\"wsf0\">survenance de l\u2019accident<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1050px; z-index: 15;\">2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 418px; bottom: 1050px; z-index: 15;\">2014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 463px; bottom: 1050px; z-index: 15;\">2015<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 506px; bottom: 1050px; z-index: 15;\">2016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 1050px; z-index: 15;\">2017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 596px; bottom: 1050px; z-index: 15;\">2018<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 640px; bottom: 1050px; z-index: 15;\">2019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 686px; bottom: 1050px; z-index: 15;\">2020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 732px; bottom: 1050px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Paiements en<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">N</div>\n<div class=\"t m0 x17b h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 377px; bottom: 1005px; z-index: 15;\">969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 1005px; z-index: 15;\">1.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 468px; bottom: 1005px; z-index: 15;\">954<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">1.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 1005px; z-index: 15;\">1.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 1005px; z-index: 15;\">1.084<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 1005px; z-index: 15;\">1.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 1005px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1005px; z-index: 15;\">1.253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 990px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 377px; bottom: 990px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 990px; z-index: 15;\">472<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 468px; bottom: 990px; z-index: 15;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 990px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 990px; z-index: 15;\">475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 990px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 990px; z-index: 15;\">447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 990px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 737px; bottom: 990px; z-index: 15;\">562<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 975px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 377px; bottom: 975px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 975px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 468px; bottom: 975px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 975px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 975px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 975px; z-index: 15;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 975px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 960px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 960px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 960px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 960px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 960px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 960px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 652px; bottom: 960px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 945px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 945px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 945px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 945px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 931px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 931px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 931px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 931px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 931px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 916px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 916px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 916px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 916px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 901px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 383px; bottom: 901px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 901px; z-index: 15;\">4</div>\n<div class=\"t m0 x197 h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 479px; bottom: 901px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 886px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 388px; bottom: 886px; z-index: 15;\">8</div>\n<div class=\"t m0 x19a h65 y68f ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 886px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 871px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 388px; bottom: 871px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6ed ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Charges de sinistres<span class=\"ls0 ws0\"> : </span><span class=\"wsed\">(P<span class=\"_ _3\"></span>aiements <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">cum<span class=\"_ _3\"></span>ul\u00e9s + provisions p<span class=\"_ _0\"></span>our sinistres en cours)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6de ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\">N</div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 812px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 812px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 812px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 812px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 812px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 812px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 812px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 812px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 812px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 812px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 797px; z-index: 15;\">N + 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 797px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 797px; z-index: 15;\">2.054<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 797px; z-index: 15;\">1.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 797px; z-index: 15;\">2.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 797px; z-index: 15;\">2.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 797px; z-index: 15;\">2.166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 797px; z-index: 15;\">2.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 797px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 797px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 782px; z-index: 15;\">N + 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 782px; z-index: 15;\">1.896<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 782px; z-index: 15;\">2.061<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 782px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 782px; z-index: 15;\">2.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 782px; z-index: 15;\">2.105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 782px; z-index: 15;\">2.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 782px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 782px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 767px; z-index: 15;\">N + 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 767px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 767px; z-index: 15;\">2.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 767px; z-index: 15;\">1.948<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 767px; z-index: 15;\">2.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 767px; z-index: 15;\">2.048<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 767px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 767px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 752px; z-index: 15;\">N + 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 752px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 752px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 752px; z-index: 15;\">1.900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 752px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 752px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 752px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 738px; z-index: 15;\">N + 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 738px; z-index: 15;\">1.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 738px; z-index: 15;\">1.997<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 738px; z-index: 15;\">1.906<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 738px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 738px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 723px; z-index: 15;\">N + 6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 723px; z-index: 15;\">1.874<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 723px; z-index: 15;\">1.988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 723px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 723px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 708px; z-index: 15;\">N + 7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 708px; z-index: 15;\">1.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 708px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 461px; bottom: 708px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 693px; z-index: 15;\">N + 8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 693px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 416px; bottom: 693px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 ls12e ws156\" style=\"left: 69px; bottom: 678px; z-index: 15;\">N + 9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 678px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 391px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 437px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 482px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 526px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 570px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 615px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 660px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 705px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 751px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Perte d\u00e9finitive, estim\u00e9e \u00e0<span class=\"_ _0\"></span> la date initiale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 370px; bottom: 648px; z-index: 15;\">2.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 416px; bottom: 648px; z-index: 15;\">2.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 648px; z-index: 15;\">1.966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 505px; bottom: 648px; z-index: 15;\">2.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 648px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 648px; z-index: 15;\">2.121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 648px; z-index: 15;\">2.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 648px; z-index: 15;\">1.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 648px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y694 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 648px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Perte d\u00e9finitive, estim\u00e9e pou<span class=\"_ _0\"></span>r l'ann\u00e9e ant\u00e9rieure<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 370px; bottom: 634px; z-index: 15;\">1.861<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 416px; bottom: 634px; z-index: 15;\">1.963<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 634px; z-index: 15;\">1.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 505px; bottom: 634px; z-index: 15;\">2.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 634px; z-index: 15;\">2.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 634px; z-index: 15;\">2.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 634px; z-index: 15;\">2.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 634px; z-index: 15;\">1.936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 634px; z-index: 15;\">2.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 lse2 ws103\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Pert<span class=\"_ _3\"></span>e d\u00e9fin<span class=\"_ _3\"></span>itiv<span class=\"_ _3\"></span>e, estim<span class=\"_ _3\"></span>\u00e9e pour<span class=\"_ _3\"></span> <span class=\"lse0 wsee\">l\u2019ann\u00e9e en cours<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 370px; bottom: 619px; z-index: 15;\">1.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 416px; bottom: 619px; z-index: 15;\">1.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 619px; z-index: 15;\">1.893<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 505px; bottom: 619px; z-index: 15;\">2.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 619px; z-index: 15;\">1.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 619px; z-index: 15;\">2.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 619px; z-index: 15;\">2.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 684px; bottom: 619px; z-index: 15;\">1.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 619px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y697 ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 619px; z-index: 15;\">2.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Exc\u00e9dent (d\u00e9ficit) de l\u2019<span class=\"_ _0\"></span>ann\u00e9e en cours <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xae h65 y160a ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"z-index: 15;\">188<span class=\"ls0 ws0\"> <span class=\"_ _206\"> </span></span>115<span class=\"ls0 ws0\"> <span class=\"_ _19a\"> </span></span>73<span class=\"ls0 ws0\"> <span class=\"_ _cd\"> </span></span>248<span class=\"ls0 ws0\"> <span class=\"_ _206\"> </span></span>152<span class=\"ls0 ws0\"> <span class=\"_ _206\"> </span></span>110<span class=\"ls0 ws0\"> <span class=\"_ _19a\"> </span></span>69<span class=\"ls0 ws0\"> <span class=\"_ _197\"> </span></span>89<span class=\"ls0 ws0\"> <span class=\"_ _165\"> </span></span>(41)<span class=\"ls0 ws0\"> <span class=\"_ _15d\"> </span> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">par rapport \u00e0 l\u2019ann\u00e9e de l\u2019accident initiale</span> </div>\n<div class=\"t m0 x184 h65 y160d ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Exc\u00e9dent (d\u00e9ficit) de l\u2019<span class=\"_ _0\"></span>ann\u00e9e en cours <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y160f ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 560px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">par rapport aux ann\u00e9es ant\u00e9rieures</span> </div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 383px; bottom: 560px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 422px; bottom: 560px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 474px; bottom: 560px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 560px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 562px; bottom: 560px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 607px; bottom: 560px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 560px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 560px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y160f ff1ad fs45 fc1e sc0 lse0 wsed\" style=\"left: 735px; bottom: 560px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Provisions pour sinistres e<span class=\"_ _0\"></span>n cours avant 2013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 528px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Provisions pour sinistres e<span class=\"_ _0\"></span>n cours de 2013 \u00e0<span class=\"_ _0\"></span> 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a0 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y6a0 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">3.311<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1ad fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Autres passifs pour sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68c ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 498px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ad fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">(non inclus dans le <span class=\"_ _0\"></span>tableau)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y68a ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 484px; z-index: 15;\">2.295<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Sinistres relatifs \u00e0 des accidents du travail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ad fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px; z-index: 15;\">et des soins de sant\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 391px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 437px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 482px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 660px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y691 ff1ad fs45 fc15 sc0 ls0 ws0\" style=\"left: 751px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y691 ff1ad fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 454px; z-index: 15;\">1.698<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ad fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Total des r\u00e9serves pour <span class=\"_ _0\"></span>sinistres dans l'\u00e9tat de la<span class=\"_ _0\"></span> situation financi\u00e8re <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 391px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 437px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 482px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 526px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 570px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 660px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff1ad fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h67 y6a6 ff1af fs45 fc1e sc0 ls0 ws0\" style=\"left: 751px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h67 y6a6 ff1af fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 439px; z-index: 15;\">7.827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1618 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1619 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y161a ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u de d\u00e9velo<span class=\"_ _0\"></span>ppement<span class=\"_ _0\"></span> des provis<span class=\"_ _0\"></span>ions pou<span class=\"_ _0\"></span>r sinistr<span class=\"_ _0\"></span>es \u00e0 r\u00e9gler pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y161b ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ann\u00e9e d\u2019acciden<span class=\"_ _3\"></span>t (voir ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessus) montre l\u2019<span class=\"_ _0\"></span>\u00e9volut<span class=\"_ _0\"></span>ion de la <span class=\"wseb\">pert<span class=\"_ _0\"></span>e totale </span></span></span></div>\n<div class=\"t m0 x6 h62 y161c ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9finitive (pa<span class=\"_ _3\"></span>iements effectu\u00e9<span class=\"_ _3\"></span>s et provisions<span class=\"_ _3\"></span> pour sinistres en cour<span class=\"_ _3\"></span>s)</div>\n<div class=\"t m0 x6 h62 y161d ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour chaque ann\u00e9e<span class=\"_ _3\"></span> d\u2019accident indiv<span class=\"_ _3\"></span>iduelle (comme ind<span class=\"_ _3\"></span>iqu\u00e9 dans la</div>\n<div class=\"t m0 x6 h62 y161e ff1ad fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">colonne), po<span class=\"_ _3\"></span>ur chaque an<span class=\"_ _3\"></span>n\u00e9e de d\u00e9<span class=\"_ _3\"></span>veloppement (<span class=\"_ _3\"></span>comme indiqu\u00e9<span class=\"_ _3\"></span> dans</div>\n<div class=\"t m0 x6 h62 y161f ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la ligne) d<span class=\"_ _0\"></span>epuis l\u2019a<span class=\"_ _0\"></span>nn\u00e9e de surv<span class=\"_ _0\"></span>enance jus<span class=\"_ _0\"></span><span class=\"wseb\">qu\u2019\u00e0 l<span class=\"_ _0\"></span>\u2019ann\u00e9e d<span class=\"_ _0\"></span>e report<span class=\"_ _0\"></span>ing </span></div>\n<div class=\"t m0 x6 h62 y1620 ff1ad fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">202<span class=\"ls0 ws0\">2. </span></div>\n<div class=\"t m0 x6 h62 y1621 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1622 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le triangl<span class=\"_ _0\"></span>e relatif a<span class=\"_ _0\"></span>ux Paieme<span class=\"_ _0\"></span>nts pr\u00e9s<span class=\"_ _0\"></span>ente le mont<span class=\"_ _0\"></span>ant des pre<span class=\"_ _0\"></span>station<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1623 ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des sinistres,<span class=\"_ _3\"></span> nettes de recouvr<span class=\"_ _3\"></span>ement, brutes de r\u00e9a<span class=\"_ _3\"></span>ssurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1624 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1625 ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le second triangle<span class=\"_ _3\"></span> relatif aux Char<span class=\"_ _3\"></span>ges de sinistre<span class=\"_ _3\"></span>s en cours pr\u00e9sen<span class=\"_ _3\"></span>te la</div>\n<div class=\"t m0 x6 h62 y1626 ff1ad fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">somme des <span class=\"_ _3\"></span>paiements cumul<span class=\"_ _3\"></span>\u00e9s et les <span class=\"_ _3\"></span>provisions <span class=\"_ _3\"></span>INB(E)R (sini<span class=\"_ _3\"></span>stres</div>\n<div class=\"t m0 x1a h62 y1627 ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">encourus, mais<span class=\"_ _3\"></span> non d\u00e9clar\u00e9s ou sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-</span><span class=\"wseb\">\u00e9valu\u00e9s)<span class=\"_ _3\"></span> pour chaque<span class=\"_ _3\"></span> ann\u00e9e </span></div>\n<div class=\"t m0 x1a h62 y1628 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019acci<span class=\"_ _0\"></span>dent. Ce mo<span class=\"_ _0\"></span>ntant est b<span class=\"_ _0\"></span>rut de r\u00e9ass<span class=\"_ _0\"></span>urance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1629 ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y162a ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que Perte d\u00e9f<span class=\"_ _0\"></span>initiv<span class=\"_ _0\"></span>e, estim<span class=\"_ _0\"></span>\u00e9e \u00e0 la date init<span class=\"_ _0\"></span>iale d\u2019acc<span class=\"_ _0\"></span>ident, \u00e0 la</div>\n<div class=\"t m0 x1a h62 y162b ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date de l\u2019ex<span class=\"_ _0\"></span>ercice ant<span class=\"_ _0\"></span>\u00e9rieu<span class=\"_ _0\"></span>r et \u00e0 la date de l\u2019ex<span class=\"_ _0\"></span>ercice c<span class=\"_ _0\"></span>ourant ref<span class=\"_ _0\"></span>l\u00e8te le</div>\n<div class=\"t m0 x1a h62 y162c ff1ad fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">fait qu<span class=\"_ _0\"></span>e l\u2019esti<span class=\"_ _0\"></span>mation f<span class=\"_ _0\"></span>luctue <span class=\"_ _0\"></span>en fonct<span class=\"_ _0\"></span>ion des i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions re<span class=\"_ _0\"></span>cueil<span class=\"_ _0\"></span>lies sur</div>\n<div class=\"t m0 x1a h62 y162d ff1ad fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les sinistre<span class=\"_ _3\"></span>s. Plus la p\u00e9riode de<span class=\"_ _3\"></span> d\u00e9veloppement<span class=\"_ _3\"></span> d\u2019un sinistre est lon<span class=\"_ _3\"></span>gue,</div>\n<div class=\"t m0 x1a h62 y162e ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">plus l\u2019est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n de la perte d<span class=\"_ _0\"></span>\u00e9finitiv<span class=\"_ _0\"></span>e est pr\u00e9c<span class=\"_ _0\"></span>ise.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y162f ff1ad fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1630 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> de la rubriq<span class=\"_ _0\"></span>ue des Prov<span class=\"_ _0\"></span>isions Tot<span class=\"_ _0\"></span>ales des s<span class=\"_ _0\"></span>inistres<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x1a h62 y1631 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9tat de la si<span class=\"_ _0\"></span>tuatio<span class=\"_ _0\"></span>n financi<span class=\"_ _0\"></span>\u00e8re est d\u00e9t<span class=\"_ _0\"></span>aill\u00e9 so<span class=\"_ _0\"></span>us 19.4 <span class=\"ls0 ws0\">\u2013 </span>Passifs r\u00e9s<span class=\"_ _0\"></span>ultant</div>\n<div class=\"t m0 x1a h62 y1632 ff1ad fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de contr<span class=\"_ _0\"></span>ats d\u2019assu<span class=\"_ _0\"></span>rance no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie.</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 192px; height: 914px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff1b3 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.2.3<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsdc wse9\">Risque sa<span class=\"_ _0\"></span>nt\u00e9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en so<span class=\"_ _0\"></span>ins de sant\u00e9 d<span class=\"_ _0\"></span>\u00e9coule de l<span class=\"_ _0\"></span>a souscri<span class=\"_ _0\"></span>ption</div>\n<div class=\"t m0 x6 h62 y8b3 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019oblig<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>ans le c<span class=\"_ _0\"></span>adre d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>es soins <span class=\"_ _0\"></span>de sant<span class=\"_ _0\"></span>\u00e9, que ce s<span class=\"_ _0\"></span>oit sur</div>\n<div class=\"t m0 x6 h62 y93e ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une base sim<span class=\"_ _0\"></span>ilaire \u00e0 l\u2019<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce vie ou non,<span class=\"_ _0\"></span> en raison \u00e0 la f<span class=\"_ _0\"></span>ois des</div>\n<div class=\"t m0 x6 h62 y93f ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dangers couver<span class=\"_ _3\"></span>ts et des processu<span class=\"_ _3\"></span>s op\u00e9ration<span class=\"wsea\">nels.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les \u00e9l\u00e9me<span class=\"_ _0\"></span>nts du risq<span class=\"_ _0\"></span>ue d\u2019ass<span class=\"_ _0\"></span>urance soi<span class=\"_ _0\"></span>ns de sant\u00e9 s<span class=\"_ _0\"></span>e r\u00e9parti<span class=\"_ _0\"></span>ssent en</div>\n<div class=\"t m0 x6 h62 y942 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fonction de deux<span class=\"_ _3\"></span> types de passifs<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : <span class=\"lsdc wse9\">en cas de similitude a<span class=\"_ _0\"></span>vec le risqu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y943 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vie ou d\u2019une m<span class=\"_ _0\"></span>od\u00e9lisa<span class=\"_ _0\"></span>tion bas<span class=\"_ _0\"></span>\u00e9e sur des tec<span class=\"_ _0\"></span>hniques<span class=\"_ _0\"></span> similai<span class=\"_ _0\"></span>res \u00e0 celle<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y944 ff1b1 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">utilis\u00e9es pour les passifs vie, il c<span class=\"lsdc wse9\">on<span class=\"_ _0\"></span>vient de se r<span class=\"_ _0\"></span>\u00e9f\u00e9rer \u00e0 la s<span class=\"_ _0\"></span>ection </span></div>\n<div class=\"t m0 x6 h62 y945 ff1b1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.2.1.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> - <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Risque d<span class=\"_ _0\"></span>e souscri<span class=\"_ _0\"></span>ption en v<span class=\"_ _0\"></span>ie. Pour les pa<span class=\"_ _0\"></span>ssifs<span class=\"_ _0\"></span> similair<span class=\"_ _0\"></span>es \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y946 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des passi<span class=\"_ _3\"></span>fs non<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">vie ou mod\u00e9lis<span class=\"_ _0\"></span>\u00e9s de <span class=\"_ _0\"></span>mani\u00e8re s<span class=\"_ _0\"></span>imilai<span class=\"_ _0\"></span>re, il c<span class=\"_ _0\"></span>onvient d<span class=\"_ _0\"></span>e se </span></div>\n<div class=\"t m0 x6 h62 y9ed ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9rer \u00e0 la s<span class=\"_ _0\"></span>ection 4.<span class=\"_ _0\"></span>7.2.2 <span class=\"ls0 ws0\">- </span>Risques de so<span class=\"_ _0\"></span>uscript<span class=\"_ _0\"></span>ion non<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">vie.</span> </span></div>\n<div class=\"t m0 x6 h62 y948 ff1b1 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsf7 wseb\">R<span class=\"_ _3\"></span>isque<span class=\"_ _3\"></span><span class=\"lsde wsfa\">s op\u00e9rationnel<span class=\"_ _3\"></span>s</span></span> </span></div>\n<div class=\"t m0 x6 h62 y949 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques op\u00e9r<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>nels sont<span class=\"_ _0\"></span> d\u00e9fin<span class=\"_ _0\"></span>is comm<span class=\"_ _0\"></span>e le risq<span class=\"_ _0\"></span>ue de pe<span class=\"_ _0\"></span>rtes du<span class=\"_ _0\"></span>es \u00e0</div>\n<div class=\"t m0 x6 h62 y94a ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">une inad\u00e9quation<span class=\"_ _3\"></span> ou \u00e0 une d\u00e9faillan<span class=\"_ _3\"></span>ce des proc\u00e9dures<span class=\"_ _3\"></span>, du personnel,</div>\n<div class=\"t m0 x6 h62 y94b ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des syst\u00e8mes<span class=\"_ _3\"></span> internes,<span class=\"_ _3\"></span> ou des \u00e9<span class=\"_ _3\"></span>v\u00e9nements e<span class=\"_ _3\"></span>xternes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94c ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9a6 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas consid\u00e8re<span class=\"_ _3\"></span> les risques op\u00e9ra<span class=\"_ _3\"></span>tionnels comme<span class=\"ls0 ws0\"> </span>un<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x6 h62 y9a7 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsde wsea\">g\u00e9n\u00e9<span class=\"_ _3\"></span>rique</span> <span class=\"lsdc wse9\">\u00bb qui comprend un ce<span class=\"_ _0\"></span>rtain nomb<span class=\"_ _0\"></span>re de sous<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pratiqu<span class=\"_ _0\"></span>es en mat<span class=\"_ _0\"></span>i\u00e8re d\u2019e<span class=\"_ _0\"></span>mploi et<span class=\"_ _0\"></span> s\u00e9curit<span class=\"_ _0\"></span>\u00e9 sur l<span class=\"_ _0\"></span>e lieu d<span class=\"_ _0\"></span>e travai<span class=\"_ _0\"></span>l, ex\u00e9cut<span class=\"_ _0\"></span>ion,</div>\n<div class=\"t m0 x6 h62 y9a9 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">livraison et ge<span class=\"_ _3\"></span>stion des proce<span class=\"_ _3\"></span>ssus, technologie<span class=\"_ _3\"></span>, fraude interne<span class=\"_ _3\"></span>, fraude</div>\n<div class=\"t m0 x6 h62 y9aa ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">externe, dom<span class=\"_ _3\"></span>mages aux a<span class=\"_ _3\"></span>ctifs phys<span class=\"lsdc\">iques (y com<span class=\"_ _0\"></span>pris la s<span class=\"_ _0\"></span>\u00e9curit<span class=\"_ _0\"></span>\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9ab ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">physique), c<span class=\"_ _3\"></span>lients, p<span class=\"_ _3\"></span>roduits, prat<span class=\"_ _3\"></span>iques commercia<span class=\"_ _3\"></span>les et jur<span class=\"_ _3\"></span>idiques,</div>\n<div class=\"t m0 x6 h62 y9ac ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9ontologie,<span class=\"_ _3\"></span> conformit\u00e9 r<span class=\"_ _3\"></span>\u00e9glementaire, <span class=\"_ _3\"></span>tierces pa<span class=\"_ _3\"></span>rties, rap<span class=\"_ _3\"></span>ports l\u00e9gaux<span class=\"_ _3\"></span>,</div>\n<div class=\"t m0 x6 h62 y9ad ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">divulgat<span class=\"_ _0\"></span>ion et fisc<span class=\"_ _0\"></span>alit\u00e9, co<span class=\"_ _0\"></span>ntinuit<span class=\"_ _0\"></span>\u00e9 de l\u2019act<span class=\"_ _0\"></span>ivit\u00e9, ges<span class=\"_ _0\"></span>tion de cris<span class=\"_ _0\"></span>e et</div>\n<div class=\"t m0 x6 h62 y9ae ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9silience op\u00e9<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ratio<span class=\"_ _0\"></span>nnelle, ge<span class=\"_ _0\"></span>stion des<span class=\"_ _0\"></span> donn\u00e9es,<span class=\"_ _0\"></span> s\u00e9curit<span class=\"_ _0\"></span>\u00e9 de l\u2019infor<span class=\"_ _0\"></span>matio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 yc02 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(y comp<span class=\"_ _0\"></span>ris cyb<span class=\"_ _0\"></span>ern\u00e9tiq<span class=\"_ _0\"></span>ue) et ri<span class=\"_ _0\"></span>sque li<span class=\"_ _0\"></span>\u00e9 aux mo<span class=\"_ _0\"></span>d\u00e8les. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yc03 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yc04 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Afin d\u2019as<span class=\"_ _0\"></span>surer un<span class=\"_ _0\"></span>e gestion ad<span class=\"_ _0\"></span>\u00e9quate d<span class=\"_ _0\"></span>es risqu<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>ionnels<span class=\"_ _0\"></span>, Ageas a</div>\n<div class=\"t m0 x6 h62 yc05 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mis en \u0153uvr<span class=\"_ _0\"></span>e des polit<span class=\"_ _0\"></span>iques et pro<span class=\"_ _0\"></span>cessus \u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9chelle d<span class=\"_ _0\"></span>u Groupe qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 yc06 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">couv<span class=\"lsdc wse9\">rent diff\u00e9r<span class=\"_ _0\"></span>ents suj<span class=\"_ _0\"></span>ets, et not<span class=\"_ _0\"></span>amment<span class=\"ls0 ws0\"> :  </span></span></div>\n<div class=\"t m0 x6 h62 ya45 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 ls109 ws129\">la <span class=\"_ _3\"></span><span class=\"lsdc wse9\">gestion de l<span class=\"_ _0\"></span>a contin<span class=\"_ _0\"></span>uit\u00e9 des act<span class=\"_ _0\"></span>ivit\u00e9<span class=\"_ _0\"></span>s (Busines<span class=\"_ _0\"></span>s Contin<span class=\"_ _0\"></span>uity </span></span></span></div>\n<div class=\"t m0 x5c h62 ya46 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Management)<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x6 h62 ya47 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">la gestion du risqu<span class=\"_ _0\"></span>e de fraude<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya48 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">la s\u00e9curit\u00e9 inform<span class=\"_ _0\"></span>atiqu<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya49 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsde wseb\">l<span class=\"_ _3\"></span>a gestion d<span class=\"_ _3\"></span>es donn\u00e9e<span class=\"_ _3\"></span>s</span><span class=\"ff1b1\"> ; </span></span></div>\n<div class=\"t m0 x6 h62 ya4a ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wseb\">l\u2019outsourcin<span class=\"_ _0\"></span>g et les ac<span class=\"_ _0\"></span>hats<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya4b ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse8\">l\u2019approche <span class=\"wse9\">Treat<span class=\"_ _0\"></span>ing Your C<span class=\"_ _0\"></span>ustomer F<span class=\"_ _0\"></span>airly (trai<span class=\"_ _0\"></span>tement \u00e9<span class=\"_ _0\"></span>quita<span class=\"_ _0\"></span>ble du </span></span></span></div>\n<div class=\"t m0 x5c h62 ya4c ff1b1 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">client)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 ya4d ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wseb\">la gestion des i<span class=\"_ _0\"></span>ncident<span class=\"_ _0\"></span>s et la c<span class=\"_ _0\"></span>ollect<span class=\"_ _0\"></span>e des do<span class=\"_ _0\"></span>nn\u00e9es su<span class=\"_ _0\"></span>r les pert<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> ;  </span></span></span></div>\n<div class=\"t m0 x6 h62 ya4e ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">l\u2019\u00e9valuation de l\u2019<span class=\"_ _0\"></span>ad\u00e9qu<span class=\"_ _0\"></span>ation du co<span class=\"_ _0\"></span>ntr\u00f4le int<span class=\"_ _0\"></span>erne<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 ya4f ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 ls109 ws129\">l\u2019identificatio<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">des princi<span class=\"_ _0\"></span>paux risq<span class=\"_ _0\"></span>ues et le proc<span class=\"_ _0\"></span>essus de re<span class=\"_ _0\"></span>portin<span class=\"_ _0\"></span>g.<span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 ya50 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya51 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La strat\u00e9<span class=\"_ _0\"></span>gie d\u2019att<span class=\"_ _0\"></span>\u00e9nuation d<span class=\"_ _0\"></span>es risqu<span class=\"_ _0\"></span>es op\u00e9rati<span class=\"_ _0\"></span>onnels<span class=\"_ _0\"></span> d\u2019Ageas<span class=\"_ _0\"></span> consiste \u00e0</div>\n<div class=\"t m0 x6 h62 ya52 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">minimiser, via<span class=\"_ _3\"></span> un syst\u00e8me de con<span class=\"_ _3\"></span>tr\u00f4le interne<span class=\"_ _3\"></span> (ICS) solide et robus<span class=\"_ _3\"></span>te,</div>\n<div class=\"t m0 x6 h62 ya53 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les dysfon<span class=\"_ _3\"></span>ctionnements ou<span class=\"_ _3\"></span> d\u00e9faillance<span class=\"_ _3\"></span>s op\u00e9rationn<span class=\"_ _3\"></span>els dus \u00e0<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x6 h62 ya54 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">facteurs interne<span class=\"_ _3\"></span>s ou externes et qui<span class=\"_ _3\"></span> pourraient p<span class=\"lsdc wseb\">orter atteint<span class=\"_ _0\"></span>e \u00e0 notre </span></div>\n<div class=\"t m0 x6 h62 ya55 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9putat<span class=\"_ _0\"></span>ion et/ou en<span class=\"_ _0\"></span>tra\u00eene<span class=\"_ _0\"></span>r des pertes f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res. Les init<span class=\"_ _0\"></span>iativ<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 ya56 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">formati<span class=\"_ _0\"></span>on \u00e0 la c<span class=\"_ _0\"></span>ulture d<span class=\"_ _0\"></span>u risqu<span class=\"_ _0\"></span>e font p<span class=\"_ _0\"></span>artie int<span class=\"_ _0\"></span>\u00e9grant<span class=\"_ _0\"></span>e des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x6 h62 ya57 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entit\u00e9s <span class=\"_ _0\"></span>d\u2019Agea<span class=\"_ _0\"></span>s car ell<span class=\"_ _0\"></span>es sont c<span class=\"_ _0\"></span>rucial<span class=\"_ _0\"></span>es pour <span class=\"_ _0\"></span>assurer <span class=\"_ _0\"></span>une bon<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x6 h62 ya58 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compr\u00e9hension<span class=\"_ _3\"></span> de la par<span class=\"_ _3\"></span>t <span class=\"wsfa\">des collabora<span class=\"_ _3\"></span>teurs de leur<span class=\"_ _3\"></span>s r\u00f4les et </span></div>\n<div class=\"t m0 x6 h62 ya59 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9s dans la ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya5a ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y972 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas su<span class=\"_ _0\"></span>it la fo<span class=\"_ _0\"></span>rmule st<span class=\"_ _0\"></span>andar<span class=\"_ _0\"></span>d pour calc<span class=\"_ _0\"></span>uler l<span class=\"_ _0\"></span>e capital <span class=\"_ _0\"></span>de risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y973 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">op\u00e9rationnel.<span class=\"_ _3\"></span> Ageas a \u00e9galemen<span class=\"_ _3\"></span>t mis en \u0153uvre une approch<span class=\"_ _3\"></span>e de</div>\n<div class=\"t m0 x1a h62 y974 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sc\u00e9nari<span class=\"_ _0\"></span>os bas\u00e9e sur d<span class=\"_ _0\"></span>es jugem<span class=\"_ _0\"></span>ents d\u2019ex<span class=\"_ _0\"></span>perts et d<span class=\"lsde wseb\">es donn\u00e9es internes et<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y975 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">extern<span class=\"_ _0\"></span>es. Pour ch<span class=\"_ _0\"></span>aque sc\u00e9n<span class=\"_ _0\"></span>ario de ris<span class=\"_ _0\"></span>que op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>l, la fr\u00e9que<span class=\"_ _0\"></span>nce et</div>\n<div class=\"t m0 x1a h62 yc08 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la s\u00e9v\u00e9rit<span class=\"_ _0\"></span>\u00e9 estim\u00e9<span class=\"_ _0\"></span>es sont co<span class=\"_ _0\"></span>nverties<span class=\"_ _0\"></span> dans la pert<span class=\"_ _0\"></span>e potenti<span class=\"_ _0\"></span>elle la plus</div>\n<div class=\"t m0 x1a h62 yae7 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">probabl<span class=\"_ _0\"></span>e et da<span class=\"_ _0\"></span>ns la pert<span class=\"_ _0\"></span>e potent<span class=\"_ _0\"></span>ielle <span class=\"_ _0\"></span>dans le pi<span class=\"_ _0\"></span>re des c<span class=\"_ _0\"></span>as. Les<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 yae8 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des sc\u00e9nario<span class=\"_ _3\"></span>s son<span class=\"lsdc wse9\">t utilis\u00e9s<span class=\"_ _0\"></span> pour d\u00e9ter<span class=\"_ _0\"></span>miner si le ca<span class=\"_ _0\"></span>pital de ris<span class=\"_ _0\"></span>que </span></div>\n<div class=\"t m0 x1a h62 yae9 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnel c<span class=\"_ _0\"></span>alcul\u00e9 a<span class=\"_ _0\"></span>vec la f<span class=\"_ _0\"></span>ormule s<span class=\"_ _0\"></span>tanda<span class=\"_ _0\"></span>rd est suff<span class=\"_ _0\"></span>isant<span class=\"_ _0\"></span> pour c<span class=\"_ _0\"></span>ouvrir</div>\n<div class=\"t m0 x1a h62 yaea ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les principau<span class=\"_ _3\"></span>x risques op\u00e9rationne<span class=\"_ _3\"></span>ls.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y97b ff1b1 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.4<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Risques strat<span class=\"_ _0\"></span>\u00e9giqu<span class=\"_ _0\"></span>es et com<span class=\"_ _0\"></span>merciau<span class=\"_ _0\"></span>x<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y97c ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Cette cat<span class=\"_ _0\"></span>\u00e9gori<span class=\"_ _0\"></span>e de ris<span class=\"_ _0\"></span>ques eng<span class=\"_ _0\"></span>lobe le<span class=\"_ _0\"></span>s facte<span class=\"_ _0\"></span>urs inte<span class=\"lsde\">rnes et externes </span></div>\n<div class=\"t m0 x1a h62 y97d ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suscepti<span class=\"_ _0\"></span>bles d\u2019i<span class=\"_ _0\"></span>mpact<span class=\"_ _0\"></span>er la capacit<span class=\"_ _0\"></span>\u00e9 d\u2019Ageas<span class=\"_ _0\"></span> \u00e0 accompl<span class=\"_ _0\"></span>ir ses plans<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y97e ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnels et<span class=\"_ _0\"></span> \u00e0 atteindr<span class=\"_ _0\"></span>e ses objec<span class=\"_ _0\"></span>tifs ains<span class=\"_ _0\"></span>i qu\u2019\u00e0 se posit<span class=\"_ _0\"></span>ionner po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y97f ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alise<span class=\"_ _0\"></span>r une crois<span class=\"_ _0\"></span>sance cont<span class=\"_ _0\"></span>inue et une c<span class=\"_ _0\"></span>r\u00e9atio<span class=\"_ _0\"></span>n de valeur.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y980 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y981 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Deux des p<span class=\"_ _3\"></span>rincipaux ri<span class=\"_ _3\"></span>sques strat\u00e9giq<span class=\"_ _3\"></span>ues et <span class=\"_ _3\"></span>commerciaux aux<span class=\"_ _3\"></span>quels le</div>\n<div class=\"t m0 x1a h62 y982 ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Groupe A<span class=\"_ _0\"></span>geas s<span class=\"_ _0\"></span>\u2019est tro<span class=\"_ _0\"></span>uv\u00e9 conf<span class=\"_ _0\"></span>ront\u00e9 <span class=\"_ _0\"></span>en 2022 s<span class=\"_ _0\"></span>ont rest<span class=\"_ _0\"></span>\u00e9s le r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y983 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et le ris<span class=\"_ _0\"></span>que d\u2019inf<span class=\"_ _0\"></span>lation a<span class=\"_ _0\"></span>ccrue<span class=\"ls0 ws0\">. </span>La secti<span class=\"_ _0\"></span>on 4.6 four<span class=\"_ _0\"></span>nit des</div>\n<div class=\"t m0 x1a h62 y984 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">informat<span class=\"_ _0\"></span>ions plus<span class=\"_ _0\"></span> d\u00e9taill<span class=\"_ _0\"></span>\u00e9es sur ce poi<span class=\"_ _0\"></span>nt. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e yb08 ff1b3 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.4.1<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque stra<span class=\"_ _3\"></span>t\u00e9gique </span> </span></div>\n<div class=\"t m0 x1a h62 yb09 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les risqu<span class=\"lsdc wse9\">es port\u00e9s par l\u2019o<span class=\"_ _0\"></span>rganisat<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019u<span class=\"_ _0\"></span>ne mauv<span class=\"_ _0\"></span>aise </span></div>\n<div class=\"t m0 x1a h62 yb0a ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compr\u00e9h<span class=\"_ _0\"></span>ension et<span class=\"_ _0\"></span> traduct<span class=\"_ _0\"></span>ion de la str<span class=\"_ _0\"></span>at\u00e9gie,<span class=\"_ _0\"></span> de niveaux d<span class=\"_ _0\"></span>\u2019incert<span class=\"_ _0\"></span>itude</div>\n<div class=\"t m0 x1a h62 yb0b ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(risque<span class=\"_ _0\"></span>) mal d\u00e9ter<span class=\"_ _0\"></span>min\u00e9s ass<span class=\"_ _0\"></span>oci\u00e9s \u00e0 la st<span class=\"_ _0\"></span>rat\u00e9gi<span class=\"_ _0\"></span>e, et/ou des d\u00e9f<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 yb0c ff1b1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">rencont<span class=\"_ _0\"></span>r\u00e9s lor<span class=\"_ _0\"></span>s des \u00e9t<span class=\"_ _0\"></span>apes de m<span class=\"_ _0\"></span>ise en pl<span class=\"_ _0\"></span>ace. Il i<span class=\"_ _0\"></span>nclut l<span class=\"_ _0\"></span>es risqu<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb0d ff1b1 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">suivants<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 yb0e ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">Risque de <span class=\"lsde wseb\">mod\u00e8le op\u00e9ra<span class=\"_ _3\"></span>tionnel</span></span><span class=\"ff1b1\"> :<span class=\"_ _3\"></span>  </span></span></div>\n<div class=\"t m0 x6a h62 yb0f ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque po<span class=\"_ _0\"></span>rt\u00e9 par l\u2019or<span class=\"_ _0\"></span>ganisat<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>oulant de n<span class=\"_ _0\"></span>otre mod<span class=\"_ _0\"></span>\u00e8le</div>\n<div class=\"t m0 x6a h62 y98d ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019activ<span class=\"_ _0\"></span>it\u00e9 (et qui a un<span class=\"_ _0\"></span>e influenc<span class=\"_ _0\"></span>e sur les d\u00e9c<span class=\"_ _0\"></span>isions c<span class=\"_ _0\"></span>ommerci<span class=\"_ _0\"></span>ales que</div>\n<div class=\"t m0 x6a h62 y98e ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">nous prenon<span class=\"_ _3\"></span>s).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb10 ff1b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1b5\"> <span class=\"_ _41\"> </span><span class=\"ff1b1 lsdc wse9\">Risque de partena<span class=\"_ _0\"></span>riat<span class=\"ls0 ws0\"> :  </span></span></span></div>\n<div class=\"t m0 x6a h62 yb11 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque po<span class=\"_ _0\"></span>rt\u00e9 par l\u2019or<span class=\"_ _0\"></span>ganisat<span class=\"_ _0\"></span>ion d\u00e9c<span class=\"_ _0\"></span>oul<span class=\"lsde wseb\">ant des partenaria<span class=\"_ _3\"></span>ts, de la<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6a h62 yb12 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9pendance<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">aux canaux de distri<span class=\"_ _0\"></span>bution l<span class=\"_ _0\"></span>i\u00e9s aux part<span class=\"_ _0\"></span>enaires<span class=\"_ _0\"></span>, du </span></span></div>\n<div class=\"t m0 x6a h62 yb13 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4le op\u00e9<span class=\"_ _3\"></span>rationnel l<span class=\"_ _3\"></span>imit\u00e9 inh\u00e9ren<span class=\"_ _3\"></span>t aux coen<span class=\"_ _3\"></span>treprises, d<span class=\"_ _3\"></span>e l\u2019offre <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6a h62 yb14 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">service<span class=\"_ _0\"></span>s d\u2019assur<span class=\"_ _0\"></span>ance dans l<span class=\"_ _0\"></span>e cadre d\u2019<span class=\"_ _0\"></span>un \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e9cosyst\u00e8<span class=\"_ _0\"></span>me de </span></div>\n<div class=\"t m0 x6a h62 yb15 ff1b1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">partenariat<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb \u00e9largi (pa<span class=\"_ _0\"></span>r exemple l\u2019<span class=\"_ _0\"></span>as<span class=\"lsde wseb\">sociation de prod<span class=\"_ _3\"></span>uits </span></span></span></div>\n<div class=\"t m0 x6a h62 yb16 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ance \u00e0 des pr<span class=\"_ _0\"></span>estatai<span class=\"_ _0\"></span>res comm<span class=\"_ _0\"></span>e Amazon,<span class=\"_ _0\"></span> des acteurs d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 yb17 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">services aux<span class=\"_ _3\"></span> foyers connect\u00e9s)<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yb18 ff1b1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yb19 ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le cadre <span class=\"_ _3\"></span>de gestion <span class=\"_ _3\"></span>des risque<span class=\"_ _3\"></span>s strat\u00e9gique<span class=\"_ _3\"></span>s du Group<span class=\"_ _3\"></span>e Ageas e<span class=\"_ _3\"></span>st</div>\n<div class=\"t m0 x1a h62 ya70 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">solide po<span class=\"_ _0\"></span>ur antici<span class=\"_ _0\"></span>per ces ris<span class=\"_ _0\"></span>ques, les sui<span class=\"_ _0\"></span>vre et les att<span class=\"_ _0\"></span>\u00e9nuer. L<span class=\"_ _0\"></span>e rapport</div>\n<div class=\"t m0 x1a h62 ya71 ff1b1 fs43 fc15 sc0 ls104 ws120\" style=\"z-index: 15;\">OR<span class=\"lsde wsfa\">SA contient une \u00e9valuat<span class=\"_ _3\"></span>ion de l\u2019ad\u00e9quation<span class=\"_ _3\"></span> globale de la<span class=\"_ _3\"></span> solvabilit\u00e9 </span></div>\n<div class=\"t m0 x1a h62 ya72 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour la p\u00e9ri<span class=\"_ _0\"></span>ode budg\u00e9t<span class=\"_ _0\"></span>\u00e9e de 3 ans (b<span class=\"_ _0\"></span>udget plu<span class=\"_ _0\"></span>riannuel<span class=\"_ _0\"></span>) qui incl<span class=\"_ _0\"></span>ut les</div>\n<div class=\"t m0 x1a h62 ya73 ff1b1 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risques strat\u00e9gi<span class=\"_ _3\"></span>ques.<span class=\"fc19 ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e ye0e ff1b3 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque li\u00e9<span class=\"_ _3\"></span> aux changemen<span class=\"_ _3\"></span>ts </span> </span></div>\n<div class=\"t m0 x1a h62 ye0f ff1b1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les risques<span class=\"_ _3\"></span> port\u00e9s par<span class=\"_ _3\"></span> l\u2019organisa<span class=\"_ _3\"></span>tion d\u00e9coulan<span class=\"_ _3\"></span>t des chang<span class=\"_ _3\"></span>ements de</div>\n<div class=\"t m0 x1a h62 ye10 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">directi<span class=\"_ _0\"></span>on (par exe<span class=\"_ _0\"></span>mple prog<span class=\"_ _0\"></span>rammes et<span class=\"_ _0\"></span> projets) o<span class=\"_ _0\"></span>u d\u2019une inca<span class=\"_ _0\"></span>pacit\u00e9 \u00e0</div>\n<div class=\"t m0 x1a h62 ye11 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019adapt<span class=\"_ _0\"></span>er suffis<span class=\"_ _0\"></span>amment ra<span class=\"_ _0\"></span>pideme<span class=\"_ _0\"></span>nt aux \u00e9vol<span class=\"_ _0\"></span>utions d<span class=\"_ _0\"></span>u march\u00e9 et du</div>\n<div class=\"t m0 x1a h62 ye12 ff1b1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">secteur (<span class=\"_ _0\"></span>par exempl<span class=\"_ _0\"></span>e r\u00e9glem<span class=\"_ _0\"></span>entatio<span class=\"_ _0\"></span>ns et produi<span class=\"_ _0\"></span>ts). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 235px; height: 871px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff1b8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque sectori<span class=\"_ _3\"></span>el </span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1b6 fs43 fc19 sc0 lsdc wseb\" style=\"z-index: 15;\">Les ris<span class=\"_ _0\"></span>ques d\u00e9c<span class=\"_ _0\"></span>oulant d<span class=\"_ _0\"></span>e facteu<span class=\"_ _0\"></span>rs inte<span class=\"_ _0\"></span>rnes et/<span class=\"_ _0\"></span>ou envi<span class=\"_ _0\"></span>ronnem<span class=\"_ _0\"></span>entaux</div>\n<div class=\"t m0 x6 h62 y8b3 ff1b6 fs43 fc19 sc0 lsde wsfa\" style=\"z-index: 15;\">externes, comme<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y93e ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wseb\">l\u2019environnem<span class=\"_ _0\"></span>ent mac<span class=\"_ _0\"></span>ro<span class=\"ls0 ws0\">-</span><span class=\"wse9\">\u00e9conomi<span class=\"_ _0\"></span>que d\u00e9cou<span class=\"_ _0\"></span>lant de fact<span class=\"_ _0\"></span>eurs </span></span></span></div>\n<div class=\"t m0 x5c h62 y93f ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>ques, com<span class=\"_ _0\"></span>me l\u2019infl<span class=\"_ _0\"></span>ation, la d<span class=\"_ _0\"></span>\u00e9flati<span class=\"_ _0\"></span>on, le ch\u00f4m<span class=\"_ _0\"></span>age,<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">les </span></span></div>\n<div class=\"t m0 x5c h62 y940 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9voluti<span class=\"_ _0\"></span>ons du c<span class=\"_ _0\"></span>omportem<span class=\"_ _0\"></span>ent ou <span class=\"_ _0\"></span>de la co<span class=\"_ _0\"></span>nfiance d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x5c h62 y941 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">consom<span class=\"_ _0\"></span>mateurs,<span class=\"_ _0\"></span> peut av<span class=\"_ _0\"></span>oir un i<span class=\"_ _0\"></span>mpact<span class=\"_ _0\"></span> sur l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9.<span class=\"_ _0\"></span> Les tau<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x5c h62 y942 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat, l\u2019inf<span class=\"_ _0\"></span>lation et la d<span class=\"_ _0\"></span>\u00e9flatio<span class=\"_ _0\"></span>n peuvent aus<span class=\"_ _0\"></span>si se mat\u00e9<span class=\"_ _0\"></span>rialiser v<span class=\"_ _0\"></span>ia</div>\n<div class=\"t m0 x5c h62 y943 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des risques fina<span class=\"_ _3\"></span>nciers et/ou d\u2019a<span class=\"_ _3\"></span>ssurance<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>;  </span></div>\n<div class=\"t m0 x6 h62 y944 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">l<span class=\"_ _3\"></span>a g\u00e9opoliti<span class=\"_ _3\"></span>que qui peu<span class=\"_ _3\"></span><span class=\"lsdc wse9\">t affect<span class=\"_ _0\"></span>er notre capa<span class=\"_ _0\"></span>cit\u00e9 \u00e0 maint<span class=\"_ _0\"></span>enir / </span></span></span></div>\n<div class=\"t m0 x5c h62 y945 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9velopper <span class=\"_ _3\"></span>des activi<span class=\"_ _3\"></span>t\u00e9s dans le<span class=\"_ _3\"></span>s diff\u00e9ren<span class=\"_ _3\"></span>ts pays o\u00f9 n<span class=\"_ _3\"></span>ous somme<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x5c h62 y946 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>s ou pr\u00e9voy<span class=\"_ _0\"></span>ons d\u2019\u00eatr<span class=\"_ _0\"></span>e pr\u00e9sent<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> ;  </span></div>\n<div class=\"t m0 x6 h62 y9ed ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">l<span class=\"_ _3\"></span>a propension<span class=\"_ _3\"></span> des client<span class=\"_ _3\"></span>s \u00e0 change<span class=\"_ _3\"></span>r de compo<span class=\"_ _3\"></span>rtements et <span class=\"_ _3\"></span>leurs </span></span></div>\n<div class=\"t m0 x5c h62 y9ee ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">changements de<span class=\"_ _3\"></span> comportemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9ef ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">l<span class=\"_ _3\"></span>\u2019innovation <span class=\"_ _3\"></span>due \u00e0</span><span class=\"ff1b6\"> <span class=\"lsde wseb\">des<span class=\"_ _3\"></span> facteurs i<span class=\"_ _3\"></span>nternes (pro<span class=\"_ _3\"></span>pres services<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f0 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019assurance<span class=\"_ _3\"></span> et lancemen<span class=\"_ _3\"></span>t de produi<span class=\"_ _3\"></span>ts) et e<span class=\"_ _3\"></span>xternes (blo<span class=\"_ _3\"></span>ckchain,</div>\n<div class=\"t m0 x5c h62 y9f1 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">v\u00e9hicules <span class=\"_ _3\"></span>autonomes, et<span class=\"_ _3\"></span>c.)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y9f2 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wseb\">les risques</span><span class=\"ff1b6\"> <span class=\"lsdc wse9\">dus \u00e0 une m<span class=\"_ _0\"></span>odific<span class=\"_ _0\"></span>ation du co<span class=\"_ _0\"></span>ntexte co<span class=\"_ _0\"></span>ncurre<span class=\"_ _0\"></span>ntiel ou de </span></span></span></div>\n<div class=\"t m0 x5c h62 y9f3 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la positi<span class=\"_ _0\"></span>on de march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y9a7 ff1b8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.4 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque syst\u00e9mi<span class=\"_ _0\"></span>que <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e dysfonct<span class=\"_ _0\"></span>ionne<span class=\"_ _0\"></span>ment des or<span class=\"_ _0\"></span>ganisat<span class=\"_ _0\"></span>ions de ser<span class=\"_ _0\"></span>vices</div>\n<div class=\"t m0 x6 h62 y9a9 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers qui a potent<span class=\"_ _0\"></span>iell<span class=\"_ _0\"></span>ement de s\u00e9<span class=\"_ _0\"></span>rieuses co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nces pou<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x6 h62 y9aa ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">syst\u00e8m<span class=\"_ _0\"></span>e financie<span class=\"_ _0\"></span>r et/ ou l\u2019\u00e9c<span class=\"_ _0\"></span>onomie r<span class=\"_ _0\"></span>\u00e9elle. Les \u00e9v<span class=\"_ _0\"></span>\u00e9nem<span class=\"_ _0\"></span>ents de risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x6 h62 y9ab ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">syst\u00e9mique peu<span class=\"_ _3\"></span>vent trouver leur<span class=\"_ _3\"></span> origine chez Ageas<span class=\"_ _3\"></span>, s\u2019y propager<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">ou ne </span></div>\n<div class=\"t m0 x6 h62 y9ac ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pas y p\u00e9n\u00e9t<span class=\"_ _0\"></span>rer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y954 ff1b8 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.4.5 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque de durabi<span class=\"_ _0\"></span>lit\u00e9 <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y955 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un risque de d<span class=\"_ _0\"></span>urabil<span class=\"_ _0\"></span>it\u00e9 est un \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span> environ<span class=\"_ _0\"></span>nement<span class=\"_ _0\"></span>al, social o<span class=\"_ _0\"></span>u de</div>\n<div class=\"t m0 x6 h62 y956 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gouver<span class=\"_ _0\"></span>nance (ES<span class=\"_ _0\"></span>G) incerta<span class=\"_ _0\"></span>in qui, s\u2019il<span class=\"_ _0\"></span> se produit<span class=\"_ _0\"></span>, peut avoi<span class=\"_ _0\"></span>r un impact</div>\n<div class=\"t m0 x6 h62 y957 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gatif<span class=\"_ _0\"></span> important<span class=\"_ _0\"></span> sur Agea<span class=\"_ _0\"></span>s. Il inclut l<span class=\"_ _0\"></span>es possib<span class=\"_ _0\"></span>ilit\u00e9s do<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">peut dispo<span class=\"_ _3\"></span>ser </span></span></div>\n<div class=\"t m0 x6 h62 y958 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas en ra<span class=\"_ _0\"></span>ison de l\u2019\u00e9v<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>n des facteur<span class=\"_ _0\"></span>s enviro<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span>aux ou</div>\n<div class=\"t m0 x6 h62 y959 ff1b6 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sociaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y95a ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95b ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">L\u2019envir<span class=\"_ _0\"></span>onneme<span class=\"_ _0\"></span>nt est li<span class=\"_ _0\"></span>\u00e9 \u00e0 la q<span class=\"_ _0\"></span>ualit\u00e9 et<span class=\"_ _0\"></span> au fonct<span class=\"_ _0\"></span>ionnem<span class=\"_ _0\"></span>ent de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y95c ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019envir<span class=\"_ _0\"></span>onneme<span class=\"_ _0\"></span>nt et des syst<span class=\"_ _0\"></span>\u00e8mes nat<span class=\"_ _0\"></span>urels, ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 not<span class=\"_ _0\"></span>re contr<span class=\"_ _0\"></span>ibution</div>\n<div class=\"t m0 x6 h62 y95d ff1b6 fs43 fc15 sc0 ls109 ws111\" style=\"z-index: 15;\">positive v<span class=\"_ _0\"></span>is<span class=\"ls0 ws0\">-\u00e0-<span class=\"lsf7 ws12a\">vi<span class=\"_ _3\"></span>s de<span class=\"_ _3\"></span> ceux<span class=\"_ _3\"></span></span>-<span class=\"lsdd wse9\">ci.</span> </span></div>\n<div class=\"t m0 x6 h62 y95e ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y95f ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsde wseb\">e soc<span class=\"_ _3\"></span>ial est li<span class=\"_ _3\"></span>\u00e9 aux droi<span class=\"_ _3\"></span>ts, au bie<span class=\"_ _3\"></span>n</span>-<span class=\"lsdc wse9\">\u00eatre et aux int\u00e9<span class=\"_ _0\"></span>r\u00eats des pers<span class=\"_ _0\"></span>onnes et </span></div>\n<div class=\"t m0 x6 h62 y960 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des communaut\u00e9s<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y961 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y962 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La gouver<span class=\"_ _0\"></span>nance po<span class=\"_ _0\"></span>rte sur des \u00e9l<span class=\"_ _0\"></span>\u00e9ments<span class=\"_ _0\"></span> tels que la str<span class=\"_ _0\"></span>ucture du c<span class=\"_ _0\"></span>onseil</div>\n<div class=\"t m0 x6 h62 y963 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on, la taill<span class=\"_ _0\"></span>e, la r\u00e9mu<span class=\"_ _0\"></span>n\u00e9ratio<span class=\"_ _0\"></span>n des dirig<span class=\"_ _0\"></span>eants, les<span class=\"_ _0\"></span> droits des</div>\n<div class=\"t m0 x6 h62 y964 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires,<span class=\"_ _3\"></span> l<span class=\"wseb\">\u2019interaction<span class=\"_ _3\"></span> avec le<span class=\"_ _3\"></span>s parties pre<span class=\"_ _3\"></span>nantes...<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y965 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y966 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les impacts<span class=\"_ _3\"></span> des risques<span class=\"_ _3\"></span> ESG sont<span class=\"_ _3\"></span> envisag\u00e9s e<span class=\"_ _3\"></span>t rapport\u00e9s<span class=\"_ _3\"></span> sur deux<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y967 ff1b6 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">axes<span class=\"ls0 ws0\"> :  </span></div>\n<div class=\"t m0 x6 h62 y968 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wse8\">Risque <span class=\"lsde wsea\">physique</span></span><span class=\"ff1b6\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">(risques d<span class=\"_ _0\"></span>\u00e9coulant<span class=\"_ _0\"></span> des effet<span class=\"_ _0\"></span>s physiq<span class=\"_ _0\"></span>ues du </span></span></span></div>\n<div class=\"t m0 x5c h62 y969 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">changement clima<span class=\"_ _3\"></span>tique) <span class=\"ls0 ws0\">\u2013 <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e9valuer<span class=\"_ _0\"></span> l\u2019impa<span class=\"_ _0\"></span>ct sur l\u2019<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rise de la<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x5c h62 y96a ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concr\u00e9t<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n des risqu<span class=\"_ _0\"></span>es physiq<span class=\"_ _0\"></span>ues (par ex<span class=\"_ _0\"></span>emple, d<span class=\"_ _0\"></span>ommages<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6a h62 ye49 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille im<span class=\"_ _0\"></span>mobili<span class=\"_ _0\"></span>er, bien<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">\u00eatre des pers<span class=\"_ _0\"></span>onnes en ra<span class=\"_ _0\"></span>ison de </span></span></div>\n<div class=\"t m0 x6a h62 ye4a ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">confinements<span class=\"_ _3\"></span> prolong\u00e9s<span class=\"_ _3\"></span> / changemen<span class=\"_ _3\"></span>ts rapides <span class=\"_ _3\"></span>dans la cu<span class=\"_ _3\"></span>lture du</div>\n<div class=\"t m0 x6a h62 ye4b ff1b6 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">travail, technologie...). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ye4c ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wse9\">Risque de tra<span class=\"lsf7 wseb\">nsition<span class=\"_ _3\"></span></span></span><span class=\"ff1b6\"> \u2013 <span class=\"_ _3\"></span><span class=\"lsde wseb\">(risques d<span class=\"_ _3\"></span>\u00e9coulant de l<span class=\"_ _3\"></span>a transi<span class=\"_ _3\"></span>tion vers u<span class=\"_ _3\"></span>ne </span></span></span></div>\n<div class=\"t m0 x6a h62 ye4d ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9conomi<span class=\"_ _0\"></span>e \u00e0 faibl<span class=\"_ _0\"></span>e inte<span class=\"_ _0\"></span>nsit\u00e9 de c<span class=\"_ _0\"></span>arbon<span class=\"_ _0\"></span>e et r\u00e9s<span class=\"_ _0\"></span>iliente f<span class=\"_ _0\"></span>ace au <span class=\"_ _0\"></span>climat<span class=\"_ _0\"></span>)</div>\n<div class=\"t m0 x6a h62 ye4e ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2013 <span class=\"lsde wseb\">\u00e9v<span class=\"_ _3\"></span>aluer l\u2019impa<span class=\"_ _3\"></span>ct sur l\u2019en<span class=\"_ _3\"></span>treprise de<span class=\"_ _3\"></span>s mesures d<span class=\"_ _3\"></span>e transiti<span class=\"_ _3\"></span>on prises </span></div>\n<div class=\"t m0 x6a h62 ye4f ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">ou en cours de d\u00e9ploi<span class=\"_ _3\"></span>ement pour soute<span class=\"_ _3\"></span>nir une \u00e9conomie plu<span class=\"_ _3\"></span>s verte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y107b ff1b6 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.5<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">R\u00e9a<span class=\"_ _3\"></span>ssurance</span> </span></div>\n<div class=\"t m0 x1a h62 ye51 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Quand c<span class=\"_ _0\"></span>ela s\u2019av<span class=\"_ _0\"></span>\u00e8re util<span class=\"_ _0\"></span>e, les ent<span class=\"_ _0\"></span>it\u00e9s d\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance d\u2019A<span class=\"_ _0\"></span>geas co<span class=\"_ _0\"></span>ncluent<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 ye52 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de r\u00e9assu<span class=\"_ _0\"></span>rance afi<span class=\"_ _0\"></span>n de limite<span class=\"_ _0\"></span>r leur expos<span class=\"_ _0\"></span>itio<span class=\"wseb\">n a<span class=\"_ _0\"></span>ux pert<span class=\"_ _0\"></span>es de </span></div>\n<div class=\"t m0 x1a h62 ye53 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscri<span class=\"_ _0\"></span>ption. Cet<span class=\"_ _0\"></span>te r\u00e9ass<span class=\"_ _0\"></span>urance p<span class=\"_ _0\"></span>eut s\u2019org<span class=\"_ _0\"></span>aniser pol<span class=\"_ _0\"></span>ice par p<span class=\"_ _0\"></span>olice (par</div>\n<div class=\"t m0 x1a h62 ye54 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque) o<span class=\"_ _0\"></span>u pour un port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e (par \u00e9v\u00e9ne<span class=\"_ _0\"></span>ment). C<span class=\"_ _0\"></span>es \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x1a h62 ye55 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">concernent <span class=\"_ _3\"></span>surtout des <span class=\"_ _3\"></span>ph\u00e9nom\u00e8nes m<span class=\"_ _3\"></span>\u00e9t\u00e9orologique<span class=\"_ _3\"></span>s (par exempl<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x1a h62 ye56 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ouragans<span class=\"_ _0\"></span>, s\u00e9isme<span class=\"_ _0\"></span>s et inond<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span>) ou ayan<span class=\"lsde wseb\">t une cause hu<span class=\"_ _3\"></span>maine, des </span></div>\n<div class=\"t m0 x1a h62 ye57 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sinistres <span class=\"_ _3\"></span>multiples dus <span class=\"_ _3\"></span>\u00e0 un \u00e9v\u00e9<span class=\"_ _3\"></span>nement provoq<span class=\"_ _3\"></span>u\u00e9 par une<span class=\"_ _3\"></span> seule</div>\n<div class=\"t m0 x1a h62 ye58 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>ne. Le cho<span class=\"_ _0\"></span>ix de l<span class=\"_ _0\"></span>a compag<span class=\"_ _0\"></span>nie de r\u00e9<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce rep<span class=\"_ _0\"></span>ose</div>\n<div class=\"t m0 x1a h62 ye59 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt sur des cons<span class=\"_ _0\"></span>id\u00e9rat<span class=\"_ _0\"></span>ions de ta<span class=\"_ _0\"></span>rificat<span class=\"_ _0\"></span>ion et de ris<span class=\"_ _0\"></span>que de</div>\n<div class=\"t m0 x1a h62 ye5a ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9faut de<span class=\"_ _0\"></span>s contre<span class=\"_ _0\"></span>parties.<span class=\"_ _0\"></span> La gestio<span class=\"_ _0\"></span>n du risque d<span class=\"_ _0\"></span>e d\u00e9faut des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1638 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contreparties<span class=\"_ _3\"></span> est int\u00e9<span class=\"_ _3\"></span>gr\u00e9e dans l<span class=\"_ _3\"></span>a gestion g<span class=\"_ _3\"></span>lobale du<span class=\"_ _3\"></span> risque de<span class=\"_ _3\"></span> cr\u00e9dit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1639 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y163a ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En 2018, Ageas a ob<span class=\"_ _3\"></span>tenu une licence en Vie<span class=\"_ _3\"></span> et en Non<span class=\"ls0 ws0\">-</span>vie pou<span class=\"_ _3\"></span>r <span class=\"wsea\">Ageas </span></div>\n<div class=\"t m0 x1a h62 y163b ff1b6 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">SA/NV<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">en<span class=\"_ _3\"></span> Belgique. </span> </span></div>\n<div class=\"t m0 x1a h62 y163c ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y163d ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La logique<span class=\"_ _3\"></span> derri\u00e8re l<span class=\"_ _3\"></span>\u2019obtention d<span class=\"_ _3\"></span>\u2019une licence <span class=\"_ _3\"></span>pour Ageas SA<span class=\"_ _3\"></span>/NV<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">est </span></span></div>\n<div class=\"t m0 x1a h62 y163e ff1b6 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">l\u2019optim<span class=\"lsdc wse9\">isation du progr<span class=\"_ _0\"></span>amme de r\u00e9a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce du Group<span class=\"_ _0\"></span>e Ageas en </span></div>\n<div class=\"t m0 x1a h62 y163f ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">harmon<span class=\"_ _0\"></span>isant les pr<span class=\"_ _0\"></span>ofils de ris<span class=\"_ _0\"></span>que entre l<span class=\"_ _0\"></span>es diff\u00e9r<span class=\"_ _0\"></span>entes li<span class=\"_ _0\"></span>mites et ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1640 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">contr\u00f4l\u00e9es,<span class=\"_ _3\"></span> et d\u2019am\u00e9liorer la fongi<span class=\"_ _3\"></span>bilit\u00e9 du capit<span class=\"_ _3\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1641 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1642 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s vis<span class=\"_ _0\"></span>\u00e9es p<span class=\"_ _0\"></span>ar a r\u00e9ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e intern<span class=\"_ _0\"></span>e sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1643 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wseb\">AG Insurance,<span class=\"_ _0\"></span> <span class=\"lsfe ws11a\">Belgique<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1644 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">Ag<span class=\"_ _3\"></span>eas Insuran<span class=\"_ _3\"></span>ce Limited,<span class=\"_ _3\"></span> Royaume</span><span class=\"ff1b6\">-<span class=\"lsf3 ws10c\">Un<span class=\"_ _3\"></span>i</span> </span></span></div>\n<div class=\"t m0 x1a h62 y1645 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsdc wse9\">Ageas Ocidental,<span class=\"_ _0\"></span> Portu<span class=\"_ _0\"></span>gal<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1646 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">Ag<span class=\"_ _3\"></span>eas Seguros<span class=\"_ _3\"></span> Non</span><span class=\"ff1b6\">-<span class=\"lsdc wse9\">vie, Portugal<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1647 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">M<span class=\"_ _3\"></span>edis, Portug<span class=\"_ _3\"></span>al</span><span class=\"ff1b6\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1648 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 lsde wseb\">Ag<span class=\"_ _3\"></span>eas France</span><span class=\"ff1b6\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1649 ff1b9 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1ba\"> <span class=\"_ _41\"> </span><span class=\"ff1b6 ls102 ws11d\">Des</span><span class=\"ff1b6\"> <span class=\"_ _3\"></span><span class=\"lsde wseb\">NCP (participa<span class=\"_ _3\"></span>tions ne<span class=\"_ _3\"></span> donnant pas <span class=\"_ _3\"></span>le contr\u00f4l<span class=\"_ _3\"></span>e) sp\u00e9cifiq<span class=\"_ _3\"></span>ues, </span></span></span></div>\n<div class=\"t m0 x6a h62 y164a ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme en Th<span class=\"_ _0\"></span>a\u00eflande,<span class=\"_ _0\"></span> en Turqui<span class=\"_ _0\"></span>e et en Inde<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y164b ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y164c ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Conform<span class=\"_ _0\"></span>\u00e9ment \u00e0 son<span class=\"ls0 ws0\"> </span>n<span class=\"_ _0\"></span>iveau d\u2019a<span class=\"_ _0\"></span>pp\u00e9tenc<span class=\"_ _0\"></span>e au risque,<span class=\"_ _0\"></span> <span class=\"lsde wseb\">Ageas SA/NV<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y164d ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">att\u00e9nu<span class=\"_ _0\"></span>e une partie de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span> des activit<span class=\"_ _0\"></span>\u00e9s conce<span class=\"_ _0\"></span>rn\u00e9es par l\u2019<span class=\"_ _0\"></span>acquis<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y164e ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de couvert<span class=\"_ _0\"></span>ures de r\u00e9t<span class=\"_ _0\"></span>rocess<span class=\"_ _0\"></span>ion en fav<span class=\"_ _0\"></span>eur du Group<span class=\"_ _0\"></span>e et/ou de</div>\n<div class=\"t m0 x1a h62 y164f ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ures prot<span class=\"_ _0\"></span>\u00e9geant so<span class=\"_ _0\"></span>n propre bi<span class=\"_ _0\"></span>lan. <span class=\"lsde wseb\">Ageas SA/NV<span class=\"ls0 ws0\"> <span class=\"lsf7 ws12a\">so<span class=\"_ _3\"></span>uscri<span class=\"_ _3\"></span>t au<span class=\"_ _3\"></span>ssi </span></span></span></div>\n<div class=\"t m0 x1a h62 y1650 ff1b6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des trait\u00e9s prop<span class=\"_ _3\"></span>ortionnels co<span class=\"_ _3\"></span>uvrant une part<span class=\"_ _3\"></span>ie de l\u2019activit\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdd ws11a\">vie des </span></span></div>\n<div class=\"t m0 x1a h62 y1651 ff1b6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>ne donn<span class=\"_ _0\"></span>ant pas l<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>\u00f4le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1652 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yeb6 ff1b6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">La<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">gouvern<span class=\"_ _0\"></span>ance a \u00e9t\u00e9 ad<span class=\"_ _0\"></span>apt\u00e9e pou<span class=\"_ _0\"></span>r respecte<span class=\"_ _0\"></span>r le cadre de gest<span class=\"_ _0\"></span>ion des </span></div>\n<div class=\"t m0 x1a h62 yeb7 ff1b6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques d\u2019<span class=\"_ _0\"></span>Ageas et op<span class=\"_ _0\"></span>\u00e9rer<span class=\"ls0 ws0\"> </span>en son se<span class=\"_ _0\"></span>in ainsi qu<span class=\"_ _0\"></span>e pour d\u00e9fi<span class=\"_ _0\"></span>nir le cont<span class=\"_ _0\"></span>r\u00f4le</div>\n<div class=\"t m0 x1a h62 yeb8 ff1b6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de processu<span class=\"_ _3\"></span>s en accord<span class=\"_ _3\"></span> avec le<span class=\"_ _3\"></span>s normes du<span class=\"_ _3\"></span> Groupe.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 314px; height: 792px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous pr\u00e9<span class=\"_ _3\"></span>sente des in<span class=\"_ _3\"></span>formations <span class=\"_ _3\"></span>relatives \u00e0<span class=\"_ _3\"></span> la r\u00e9ten<span class=\"_ _3\"></span>tion de r<span class=\"_ _3\"></span>isques par l<span class=\"_ _3\"></span>igne de <span class=\"_ _3\"></span>produits au <span class=\"_ _3\"></span>sein d\u2019Ageas<span class=\"_ _3\"></span> (en mill<span class=\"_ _3\"></span>ions d\u2019eu</span></span><span class=\"wse8\">ros).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1bb fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y697 ff1bb fs45 fc1e sc0 lse0 wsee\" style=\"left: 575px; bottom: 1065px; z-index: 15;\">R\u00e9tention la <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y699 ff1bb fs45 fc1e sc0 lse0 wsee\" style=\"left: 537px; bottom: 1050px; z-index: 15;\">plus \u00e9lev\u00e9e par risque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y697 ff1bb fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 1065px; z-index: 15;\">R\u00e9tention la plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y699 ff1bb fs45 fc1e sc0 lse0 wsf0\" style=\"left: 737px; bottom: 1050px; z-index: 15;\">par \u00e9v\u00e8nement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff1bd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Gamme de produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff1bb fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1bb fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1bb fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Responsabilit\u00e9 civile automobile<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y6a0 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y69b ff1bb fs45 fc15 sc0 lsec ws109\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Terrorisme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 1005px; z-index: 15;\">4</div>\n<div class=\"t m0 xe8 h65 y69b ff1bb fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1005px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1bb fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 990px; z-index: 15;\">4</div>\n<div class=\"t m0 x14f h65 y6a0 ff1bb fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 990px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1bb fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Responsabilit\u00e9 civile g\u00e9n\u00e9rale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 975px; z-index: 15;\">5</div>\n<div class=\"t m0 x55 h65 y68c ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1bb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Accidents du travail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68a ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 960px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y6a6 ff1bb fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Assurance<span class=\"_ _0\"></span> <span class=\"lse0 wsf0\">individuelle accidents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y6a6 ff1bb fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x6 h62 y1654 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1655 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1656 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u pr\u00e9sent<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt le plus \u00e9lev<span class=\"_ _0\"></span>\u00e9 (plaf<span class=\"_ _0\"></span>onn\u00e9 pour u<span class=\"_ _0\"></span>ne p\u00e9riod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1657 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de rendem<span class=\"_ _0\"></span>ent de 200 ans<span class=\"_ _0\"></span>) par risqu<span class=\"_ _0\"></span>e dans tout<span class=\"_ _0\"></span>es les ent<span class=\"_ _0\"></span>it\u00e9s du Grou<span class=\"_ _0\"></span>pe</div>\n<div class=\"t m0 x6 h62 y1658 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour des couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>es simila<span class=\"_ _0\"></span>ires pour l<span class=\"_ _0\"></span>esquell<span class=\"_ _0\"></span>es le Group<span class=\"_ _0\"></span>e Ageas</div>\n<div class=\"t m0 x6 h62 y1659 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assume la<span class=\"_ _0\"></span> respons<span class=\"_ _0\"></span>abilit\u00e9 d\u2019<span class=\"_ _0\"></span>att\u00e9nu<span class=\"_ _0\"></span>ation des r<span class=\"_ _0\"></span>isques \u00e9<span class=\"_ _0\"></span>mergents<span class=\"ls0 ws0\"> : <span class=\"lsf0 ws104\">tout </span></span></div>\n<div class=\"t m0 x6 h62 y165a ff1bb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montant exc<span class=\"_ _3\"></span>\u00e9dant celui <span class=\"_ _3\"></span>figurant dan<span class=\"_ _3\"></span>s le <span class=\"_ _3\"></span>tableau est <span class=\"_ _3\"></span>transf\u00e9r\u00e9 \u00e0 d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x6 h62 y165b ff1bb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>eurs ti<span class=\"_ _0\"></span>ers pour c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>ure. L\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion d\u00e9p<span class=\"_ _0\"></span>end du ty<span class=\"_ _0\"></span>pe</div>\n<div class=\"t m0 x6 h62 y165c ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9v\u00e9ne<span class=\"_ _0\"></span>ment couv<span class=\"_ _0\"></span>ert par ces ac<span class=\"_ _0\"></span><span class=\"lsde wsfa\">cords de r\u00e9assuran<span class=\"_ _3\"></span>ce<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">soit par ris<span class=\"_ _0\"></span>que </span></span></span></div>\n<div class=\"t m0 x6 h62 y165d ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">individ<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent, soit p<span class=\"_ _0\"></span>ar \u00e9v\u00e9nem<span class=\"_ _0\"></span>ent). En out<span class=\"_ _0\"></span>re, comm<span class=\"_ _0\"></span>e les couvert<span class=\"_ _0\"></span>ures</div>\n<div class=\"t m0 x6 h62 y165e ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">catast<span class=\"_ _0\"></span>rophe pour a<span class=\"_ _0\"></span>utomobi<span class=\"_ _0\"></span>le (autr<span class=\"_ _0\"></span>e) ont \u00e9t\u00e9 int\u00e9<span class=\"_ _0\"></span>gr\u00e9es da<span class=\"_ _0\"></span>ns le trait\u00e9 de</div>\n<div class=\"t m0 x6 h62 y165f ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9assur<span class=\"_ _0\"></span>ance des bi<span class=\"_ _0\"></span>ens, la r\u00e9te<span class=\"_ _0\"></span>ntion m<span class=\"_ _0\"></span>entionn<span class=\"_ _0\"></span>\u00e9e est le mont<span class=\"_ _0\"></span>ant maxi<span class=\"_ _0\"></span>mal</div>\n<div class=\"t m0 x6 h62 y1660 ff1bb fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">auqu<span class=\"lsdc wse9\">el est expos<span class=\"_ _0\"></span>\u00e9 le Groupe Ag<span class=\"_ _0\"></span>eas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1661 ff1bb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la r\u00e9te<span class=\"_ _0\"></span>ntion par \u00e9v<span class=\"_ _0\"></span>\u00e8neme<span class=\"_ _0\"></span>nt, nous<span class=\"_ _0\"></span> tenons com<span class=\"_ _0\"></span>pte de l\u2019exp<span class=\"_ _0\"></span>osition</div>\n<div class=\"t m0 x1a h62 y1662 ff1bb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">maxima<span class=\"_ _0\"></span>le combi<span class=\"_ _0\"></span>n\u00e9e d\u2019AI<span class=\"_ _0\"></span>L, AGI<span class=\"_ _0\"></span> et <span class=\"lsde\">Ageas SA/NV<span class=\"ls0 ws0\"> </span>d<span class=\"_ _3\"></span>\u00e9tenue en r\u00e9<span class=\"_ _3\"></span>tention.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1663 ff1bb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1664 ff1bb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les primes c\u00e9d\u00e9es a<span class=\"_ _3\"></span>ux r\u00e9assureurs pa<span class=\"_ _3\"></span>r ligne de produi<span class=\"_ _3\"></span>ts sont</div>\n<div class=\"t m0 x1a h62 y1665 ff1bb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pr\u00e9sent\u00e9es dan<span class=\"_ _3\"></span>s la note 30 \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">Primes d\u2019as<span class=\"_ _3\"></span>surance<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 730px; height: 376px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialRiskManagementExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag322": {
   "value": "\n<div class=\"t m0 x6 h7d y10a8 ff134 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">4.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y10a9 ff134 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Objectifs<span class=\"ls0 ws0\"> <span class=\"ls100 ws11b\">de ges<span class=\"_ _3\"></span>tion <span class=\"_ _3\"></span>du <span class=\"_ _3\"></span>capita<span class=\"_ _3\"></span>l</span> </span></div>\n<div class=\"t m0 x6 h62 y10aa ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Le capital<span class=\"_ _3\"></span> est une re<span class=\"_ _3\"></span>ssource ra<span class=\"_ _3\"></span>re et str<span class=\"_ _3\"></span>at\u00e9gique qui <span class=\"_ _3\"></span>requiert une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y10ab ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">approche de<span class=\"_ _3\"></span> gestion cl<span class=\"_ _3\"></span>airement d\u00e9f<span class=\"_ _3\"></span>inie, rigoureus<span class=\"_ _3\"></span>e et disci<span class=\"_ _3\"></span>plin\u00e9e afin<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y10ac ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er un d\u00e9plo<span class=\"_ _0\"></span>iement ef<span class=\"_ _0\"></span>ficace et<span class=\"_ _0\"></span> efficie<span class=\"_ _0\"></span>nt. L\u2019app<span class=\"_ _0\"></span>roche de gest<span class=\"_ _0\"></span>ion du</div>\n<div class=\"t m0 x6 h62 y10ad ff132 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">capital que sui<span class=\"_ _3\"></span>t Ageas <span class=\"lsdc wse9\">vise \u00e0 \u00e9quili<span class=\"_ _0\"></span>brer les bes<span class=\"_ _0\"></span>oins et le<span class=\"_ _0\"></span>s demandes d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y10ae ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> parties pre<span class=\"_ _0\"></span>nante<span class=\"_ _0\"></span>s dont les act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>eurs en</div>\n<div class=\"t m0 x6 h62 y10af ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">dette, les<span class=\"_ _0\"></span> agences de n<span class=\"_ _0\"></span>otatio<span class=\"_ _0\"></span>n et les client<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10b0 ff132 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y10b1 ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux objectifs<span class=\"_ _3\"></span> de gestion<span class=\"_ _3\"></span> de capita<span class=\"_ _3\"></span>l d\u2019Ageas <span class=\"_ _3\"></span>sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y10b2 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse9\">d\u2019optimiser la st<span class=\"_ _0\"></span>ructure<span class=\"ls0 ws0\"> </span><span class=\"wseb\">d<span class=\"_ _0\"></span>e capital,<span class=\"_ _0\"></span> sa com<span class=\"_ _0\"></span>positio<span class=\"_ _0\"></span>n et son<span class=\"_ _0\"></span> allocat<span class=\"_ _0\"></span>ion </span></span></span></div>\n<div class=\"t m0 x5c h62 y10b3 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">au sein d\u2019A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y10b4 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wseb\">d\u2019assurer de l<span class=\"_ _0\"></span>a cr\u00e9ati<span class=\"_ _0\"></span>on de va<span class=\"_ _0\"></span>leur en f<span class=\"_ _0\"></span>inan\u00e7<span class=\"_ _0\"></span>ant une c<span class=\"_ _0\"></span>roissa<span class=\"_ _0\"></span>nce </span></span></div>\n<div class=\"t m0 x5c h62 y10b5 ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">rentabl<span class=\"_ _0\"></span>e ainsi q<span class=\"_ _0\"></span>u\u2019en pr<span class=\"_ _0\"></span>ot\u00e9gea<span class=\"_ _0\"></span>nt la via<span class=\"_ _0\"></span>bilit\u00e9 et<span class=\"_ _0\"></span> la rent<span class=\"_ _0\"></span>abilit\u00e9 d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x5c h62 y10b6 ff132 fs43 fc1d sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019activit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y10b7 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse8\">d\u2019assurer</span><span class=\"ff132\"> <span class=\"lsdc wse9\">des nive<span class=\"_ _0\"></span>aux de divi<span class=\"_ _0\"></span>dendes opt<span class=\"_ _0\"></span>imaux, t<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">pour le Group<span class=\"_ _3\"></span>e </span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y10b8 ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">que pour s<span class=\"_ _0\"></span>es fil<span class=\"_ _0\"></span>iales.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y10b9 ff132 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.4.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">Cadre de gestio<span class=\"_ _0\"></span>n du capital<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ba ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">Les object<span class=\"_ _0\"></span>ifs d\u2019Ag<span class=\"_ _0\"></span>eas en ce qui co<span class=\"_ _0\"></span>ncerne la g<span class=\"_ _0\"></span>estion du c<span class=\"_ _0\"></span>apital doi<span class=\"_ _0\"></span>vent</div>\n<div class=\"t m0 x6 h62 y10bb ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre attei<span class=\"_ _0\"></span>nts en adh\u00e9<span class=\"_ _0\"></span>rant \u00e0 des pr<span class=\"_ _0\"></span>ocessus cl<span class=\"_ _0\"></span>aireme<span class=\"_ _0\"></span>nt d\u00e9finis<span class=\"_ _0\"></span>. Ceux<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">ci </span></span></div>\n<div class=\"t m0 x6 h62 y10bc ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019appui<span class=\"_ _0\"></span>ent sur des po<span class=\"_ _0\"></span>litiq<span class=\"_ _0\"></span>ues et des proc<span class=\"_ _0\"></span>\u00e9<span class=\"lsde wseb\">dures clairem<span class=\"_ _3\"></span>ent d\u00e9finie<span class=\"_ _3\"></span>s pour </span></div>\n<div class=\"t m0 x1a h62 y10bd ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">assurer que<span class=\"_ _3\"></span> les prat<span class=\"_ _3\"></span>iques de ge<span class=\"_ _3\"></span>stion du c<span class=\"_ _3\"></span>apital dan<span class=\"_ _3\"></span>s l\u2019ensemble<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 y10be ff132 fs43 fc1d sc0 lsdc wseb\" style=\"z-index: 15;\">Groupe et<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s op\u00e9r<span class=\"_ _0\"></span>ationnel<span class=\"_ _0\"></span>les sont<span class=\"_ _0\"></span> compr<span class=\"_ _0\"></span>ises,</div>\n<div class=\"t m0 x1a h62 y10bf ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">document<span class=\"_ _0\"></span>\u00e9es et su<span class=\"_ _0\"></span>ivies (av<span class=\"_ _0\"></span>ec actions<span class=\"_ _0\"></span> correct<span class=\"_ _0\"></span>ives au bes<span class=\"_ _0\"></span>oin).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10c0 ff132 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10c1 ff132 fs43 fc1d sc0 lsde wsfa\" style=\"z-index: 15;\">Le cadre de gest<span class=\"_ _3\"></span>ion du capital d\u2019Ag<span class=\"_ _3\"></span>eas d\u00e9finit des<span class=\"_ _3\"></span> r\u00e8gles et principe<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y10c2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">pour les poi<span class=\"_ _0\"></span>nts suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y10c3 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wse8\">La <span class=\"_ _3\"></span><span class=\"lsde wsea\">planification<span class=\"_ _3\"></span></span></span><span class=\"ff132\"> <span class=\"lsdc wse9\">du capital<span class=\"_ _0\"></span>, soit la d\u00e9fi<span class=\"_ _0\"></span>nition du niv<span class=\"_ _0\"></span>eau de ca<span class=\"_ _0\"></span>pital que </span></span></span></div>\n<div class=\"t m0 x6a h62 y10c4 ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">le Groupe <span class=\"_ _3\"></span>souhaite m<span class=\"_ _3\"></span>aintenir, e<span class=\"_ _3\"></span>t qui est <span class=\"_ _3\"></span>fonction<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6a h62 y10c5 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wseb\">des exigences <span class=\"_ _3\"></span>l\u00e9gales et d<span class=\"_ _3\"></span>es modifica<span class=\"_ _3\"></span>tions attendu<span class=\"_ _3\"></span>es</span><span class=\"ff132\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 y10c6 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wsfa\">des exigences r<span class=\"wseb\">\u00e9gle<span class=\"_ _3\"></span>mentaires e<span class=\"_ _3\"></span>t des modifi<span class=\"_ _3\"></span>cations attend<span class=\"_ _3\"></span>ues</span></span><span class=\"ff132\"> ; </span></span></div>\n<div class=\"t m0 x6a h62 y10c7 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wseb\">des am<span class=\"_ _0\"></span>bitions<span class=\"_ _0\"></span> de crois<span class=\"_ _0\"></span>sance <span class=\"_ _0\"></span>et des fu<span class=\"_ _0\"></span>turs en<span class=\"_ _0\"></span>gageme<span class=\"_ _0\"></span>nts de </span></span></div>\n<div class=\"t m0 x134 h62 y10c8 ff132 fs43 fc1d sc0 lsdc wse8\" style=\"z-index: 15;\">capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6a h62 y10c9 ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wse9\">de la polit<span class=\"_ _0\"></span>ique d\u2019a<span class=\"_ _0\"></span>pp\u00e9tenc<span class=\"_ _0\"></span>e au risqu<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y10ca ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsdc wseb\">L\u2019allocation d<span class=\"_ _0\"></span>u capit<span class=\"_ _0\"></span>al, c\u2019est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"lsdc wse9\">dire la d\u00e9termin<span class=\"_ _0\"></span>ation de l\u2019ut<span class=\"_ _0\"></span>ilisat<span class=\"_ _0\"></span>ion </span></span></span></span></div>\n<div class=\"t m0 x6a h62 y10cb ff132 fs43 fc1d sc0 lsde wseb\" style=\"z-index: 15;\">du capital<span class=\"_ _3\"></span> qu\u2019Ageas pr<span class=\"_ _3\"></span>\u00e9voit et <span class=\"_ _3\"></span>qui est fo<span class=\"_ _3\"></span>nction<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6a h62 y10cc ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsde wseb\">de l\u2019optimisation<span class=\"_ _3\"></span> du rapp<span class=\"_ _3\"></span>ort risque/<span class=\"_ _3\"></span>rendement</span><span class=\"ff132\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6a h62 y10cd ff137 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">-<span class=\"ff136\"> <span class=\"_ _7\"> </span><span class=\"ff132 lsdc wse9\">de la polit<span class=\"_ _0\"></span>ique de div<span class=\"_ _0\"></span>idende (et<span class=\"_ _0\"></span> les lev\u00e9e<span class=\"_ _0\"></span>s futures de c<span class=\"_ _0\"></span>apitau<span class=\"_ _0\"></span>x).<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y10ce ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsde wsfa\">L<span class=\"_ _3\"></span>a structuration<span class=\"_ _3\"></span> du capital, soi<span class=\"_ _3\"></span>t le maintien d\u2019un \u00e9qu<span class=\"_ _3\"></span>ilibre eff<span class=\"_ _3\"></span>icace </span></span></div>\n<div class=\"t m0 x6a h62 y10cf ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">entre ca<span class=\"_ _0\"></span>pital et dett<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y10d0 ff135 fs43 fc1d sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff136\"> <span class=\"_ _41\"> </span><span class=\"ff132 lsde wsfa\">L<span class=\"_ _3\"></span>a gouvernance<span class=\"_ _3\"></span> de gestion du capi<span class=\"_ _3\"></span>tal, c\u2019est</span><span class=\"ff132\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire la d\u00e9finit<span class=\"_ _0\"></span>ion de </span></span></span></div>\n<div class=\"t m0 x6a h62 y10d1 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00f4les et de r<span class=\"_ _0\"></span>esponsab<span class=\"_ _0\"></span>ilit\u00e9s cl<span class=\"_ _0\"></span>airs pou<span class=\"_ _0\"></span>r les person<span class=\"_ _0\"></span>nes et les org<span class=\"_ _0\"></span>anes</div>\n<div class=\"t m0 x6a h62 y10d2 ff132 fs43 fc1d sc0 lsdc wse9\" style=\"z-index: 15;\">de d\u00e9cisi<span class=\"_ _0\"></span>on qui part<span class=\"_ _0\"></span>icipent<span class=\"_ _0\"></span> aux proces<span class=\"_ _0\"></span>sus de gest<span class=\"_ _0\"></span>ion du capit<span class=\"_ _0\"></span>al.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 183px; height: 367px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfObjectivesPoliciesAndProcessesForManagingCapitalExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag324": {
   "value": "\n<div class=\"t m0 x1a h7e y12cf ff168 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">4.7.1.1<span class=\"ls0 ws0\"> <span class=\"_ _204\"> </span><span class=\"lsde wseb\">Risque de m<span class=\"_ _3\"></span>arch\u00e9</span> </span></div>\n<div class=\"t m0 x1a h62 y12d0 ff166 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e march\u00e9 d\u00e9c<span class=\"_ _0\"></span>oule d\u2019alt<span class=\"_ _0\"></span>\u00e9ra<span class=\"_ _0\"></span>tions pr\u00e9j<span class=\"_ _0\"></span>udiciab<span class=\"_ _0\"></span>les de la sit<span class=\"_ _0\"></span>uation</div>\n<div class=\"t m0 x1a h62 y12d1 ff166 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8re, dir<span class=\"_ _3\"></span>ectement ou ind<span class=\"_ _3\"></span>irectement dues<span class=\"_ _3\"></span> \u00e0 des fluctuations<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x1a h62 y12d2 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau et<span class=\"_ _0\"></span> de la v<span class=\"_ _0\"></span>olatilit<span class=\"_ _0\"></span>\u00e9 des<span class=\"ls0 ws0\"> </span><span class=\"wse9\">prix<span class=\"_ _0\"></span> du march<span class=\"_ _0\"></span>\u00e9 des actifs et<span class=\"_ _0\"></span> des passifs<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y12d3 ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Il se d\u00e9c<span class=\"_ _0\"></span>ompose <span class=\"_ _0\"></span>en une s<span class=\"_ _0\"></span>\u00e9rie de <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> : </span></div>\n<div class=\"t m0 x1a h62 y12d4 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wsfa\">Risqu<span class=\"_ _3\"></span>e de taux d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>t</span> </span></div>\n<div class=\"t m0 x1a h62 y12d5 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wseb\">Risqu<span class=\"_ _3\"></span>e de cours</span> </span></div>\n<div class=\"t m0 x1a h62 y12d6 ff166 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">c.<span class=\"ls0 ws0\"> <span class=\"_ _16b\"> </span><span class=\"lsde wseb\">Risque de<span class=\"_ _3\"></span> spread</span> </span></div>\n<div class=\"t m0 x1a h62 y12d7 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">d.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsde wseb\">Risqu<span class=\"_ _3\"></span>e de change</span> </span></div>\n<div class=\"t m0 x1a h62 y12d8 ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">e.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span><span class=\"lsfe ws111\">Risqu<span class=\"_ _3\"></span>e immobil<span class=\"_ _3\"></span>ier</span> </span></div>\n<div class=\"t m0 x1a h62 y12d9 ff166 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">f.<span class=\"ls0 ws0\"> <span class=\"_ _1dc\"> </span><span class=\"lsdc wse9\">Risque de concent<span class=\"_ _0\"></span>ration<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y12da ff166 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">g.<span class=\"ls0 ws0\"> <span class=\"_ _1de\"> </span></span>Risque d\u2019infl<span class=\"_ _0\"></span>ation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12db ff166 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12dc ff166 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les sensib<span class=\"_ _3\"></span>ilit\u00e9s pr\u00e9sent<span class=\"_ _3\"></span>\u00e9es dans <span class=\"_ _3\"></span>cette note e<span class=\"_ _3\"></span>xcluent l\u2019imp<span class=\"_ _3\"></span>act dans l<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y12dd ff166 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pations <span class=\"_ _0\"></span>ne donn<span class=\"_ _0\"></span>ant pas l<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>\u00f4le.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 158px; height: 245px; width: 344px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff16d fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws10d\">R<span class=\"_ _3\"></span>ISQUE DE<span class=\"_ _3\"></span> TAUX D\u2019INTE<span class=\"_ _3\"></span>RET</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat exis<span class=\"_ _0\"></span>te pour tous<span class=\"_ _0\"></span> les actifs et<span class=\"_ _0\"></span> passifs s<span class=\"_ _0\"></span><span class=\"lsde wsea\">ensibles </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la st<span class=\"_ _0\"></span>ructure <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatili<span class=\"_ _0\"></span>t\u00e9 des t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat. C<span class=\"_ _0\"></span>ela</div>\n<div class=\"t m0 x6 h62 y93e ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vaut pour les s<span class=\"_ _3\"></span>tructures \u00e0 terme r\u00e9el<span class=\"_ _3\"></span>les ou nominale<span class=\"_ _3\"></span>s. Le risque d\u00e9coule<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la diff\u00e9r<span class=\"_ _0\"></span>ence de sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 des actif<span class=\"_ _0\"></span>s et des passif<span class=\"_ _0\"></span>s aux vari<span class=\"_ _0\"></span>ations</div>\n<div class=\"t m0 x6 h62 y940 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des taux<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eat et <span class=\"_ _3\"></span>de <span class=\"lsdc wse9\">la volatilit\u00e9 as<span class=\"_ _0\"></span>soci\u00e9<span class=\"_ _0\"></span>e, qui peut av<span class=\"_ _0\"></span>oir un impac<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y941 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span> et la positi<span class=\"_ _0\"></span>on de solva<span class=\"_ _0\"></span>bilit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on, le s<span class=\"_ _0\"></span>uivi et l<span class=\"_ _0\"></span>e contr\u00f4<span class=\"_ _0\"></span>le de so<span class=\"_ _0\"></span>n risqu<span class=\"_ _0\"></span>e de taux<span class=\"_ _0\"></span> d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x6 h62 y944 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas rec<span class=\"_ _0\"></span>ourt \u00e0 diff<span class=\"_ _0\"></span>\u00e9rents ind<span class=\"_ _0\"></span>icateu<span class=\"_ _0\"></span>rs, p<span class=\"lsde wseb\">armi lesquels l\u2019an<span class=\"_ _3\"></span>alyse de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x6 h62 y945 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concord<span class=\"_ _0\"></span>ance (mis<span class=\"_ _0\"></span>match) de<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e et les simul<span class=\"_ _0\"></span>ations de</div>\n<div class=\"t m0 x1a h62 yf19 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">crise (st<span class=\"_ _0\"></span>ress tests<span class=\"_ _0\"></span>). Les polit<span class=\"_ _0\"></span>iques d<span class=\"_ _0\"></span>\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et d\u2019ALM im<span class=\"_ _0\"></span>posent</div>\n<div class=\"t m0 x1a h62 yf1a ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement <span class=\"_ _3\"></span>une concorda<span class=\"_ _3\"></span>nce \u00e9lev\u00e9e<span class=\"_ _3\"></span>, sauf d\u00e9r<span class=\"_ _3\"></span>ogation d\u00fbmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yf1b ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e. Po<span class=\"_ _3\"></span>ur le l<span class=\"_ _3\"></span>ong t<span class=\"wsfa\">erme, la<span class=\"_ _3\"></span> concordance (matching<span class=\"_ _3\"></span>) peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 ycfb ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">difficil<span class=\"_ _0\"></span>e \u00e0 r\u00e9alis<span class=\"_ _0\"></span>er, faute d\u2019<span class=\"_ _0\"></span>actifs a<span class=\"_ _0\"></span>d\u00e9quats.<span class=\"_ _0\"></span> La strat\u00e9<span class=\"_ _0\"></span>gie de match<span class=\"_ _0\"></span>ing sera</div>\n<div class=\"t m0 x1a h62 ycfc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donc d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9e en f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> de l\u2019app\u00e9te<span class=\"_ _0\"></span>nce au risq<span class=\"_ _0\"></span>ue, de la disp<span class=\"_ _0\"></span>onibil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x1a h62 ycfd ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> (\u00e0 long ter<span class=\"_ _0\"></span>me), des taux<span class=\"_ _0\"></span> de march<span class=\"_ _0\"></span>\u00e9 actuels et<span class=\"_ _0\"></span> pr\u00e9vus, et<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 ycfe ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveaux <span class=\"_ _0\"></span>de gara<span class=\"_ _0\"></span>ntie. D<span class=\"_ _0\"></span>es instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> d\u00e9riv\u00e9s s<span class=\"_ _0\"></span>ont pa<span class=\"_ _0\"></span>rfois ut<span class=\"_ _0\"></span>ilis\u00e9s <span class=\"_ _0\"></span>pour</div>\n<div class=\"t m0 x1a h62 ycff ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couvrir le risque<span class=\"_ _3\"></span> de taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat. Veuillez remarq<span class=\"_ _3\"></span>uer que le ri<span class=\"_ _3\"></span>sque li\u00e9</div>\n<div class=\"t m0 x1a h62 yd00 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat f<span class=\"_ _0\"></span>aibles a \u00e9t\u00e9 d\u00e9f<span class=\"_ _0\"></span>ini comm<span class=\"_ _0\"></span>e un risqu<span class=\"_ _0\"></span>e strat\u00e9gi<span class=\"_ _0\"></span>que avec</div>\n<div class=\"t m0 x1a h62 yd01 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une attent<span class=\"_ _0\"></span>ion sp\u00e9c<span class=\"_ _0\"></span>ifique po<span class=\"_ _0\"></span>ur <span class=\"wseb\">la str<span class=\"_ _0\"></span>ucture d<span class=\"_ _0\"></span>e co\u00fbts f<span class=\"_ _0\"></span>ixes/v<span class=\"_ _0\"></span>ariables<span class=\"_ _0\"></span>.</span></div>\n<div class=\"t m0 x6 h62 y1227 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1229 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s mo<span class=\"_ _0\"></span>ntre l\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et su<span class=\"_ _0\"></span>r les cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres <span class=\"_ _0\"></span>en IFRS d<span class=\"_ _0\"></span>\u2019une ba<span class=\"_ _0\"></span>isse des<span class=\"_ _0\"></span> taux d\u2019<span class=\"_ _0\"></span><span class=\"wse9\">int\u00e9r\u00eat p<span class=\"_ _0\"></span>our </span></span></div>\n<div class=\"t m0 x6 h62 y122a ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les entit\u00e9s con<span class=\"_ _3\"></span>solid\u00e9es. Un choc<span class=\"_ _3\"></span> haussier/bai<span class=\"_ _3\"></span>ssier est appliqu\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">correspondan<span class=\"_ _3\"></span>t \u00e0 une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> rendement<span class=\"_ _3\"></span> d\u20191/30 an<span class=\"_ _3\"></span>s (environ 75<span class=\"_ _3\"></span> pb en m<span class=\"_ _3\"></span>oyenne) </span></div>\n<div class=\"t m0 x6 h62 y122b ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certain<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s utilis<span class=\"_ _0\"></span>ent une m\u00e9t<span class=\"_ _0\"></span>hode simpl<span class=\"_ _0\"></span>ifi\u00e9e av<span class=\"_ _0\"></span>ec prise e<span class=\"_ _0\"></span>n consid\u00e9r<span class=\"_ _0\"></span>ation d\u2019u<span class=\"_ _0\"></span>n stress p<span class=\"_ _0\"></span>arall\u00e8l<span class=\"_ _0\"></span>e de 100<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pb.</span> </span></div>\n<div class=\"t m0 x6 h62 y12df ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 488px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 693px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 784px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 446px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 448px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 446px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 569px; bottom: 829px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 533px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 523px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 556px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 652px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 654px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 652px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 776px; bottom: 829px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 740px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 730px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 763px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 487px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 589px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 693px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Taux d'int\u00e9r\u00eat en baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 754px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 754px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68c ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 754px; z-index: 15;\">4</div>\n<div class=\"t m0 x40 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 754px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Taux d'int\u00e9r\u00eat en hausse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 471px; bottom: 739px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 561px; bottom: 739px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 739px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 739px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y12e7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e8 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e9 ff16d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> COURS</span> </span></div>\n<div class=\"t m0 x6 h62 y12ea ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e cours d\u00e9co<span class=\"_ _0\"></span>ule de la sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019actifs<span class=\"_ _0\"></span>, de passif<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x6 h62 y12eb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019instr<span class=\"_ _0\"></span>uments f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs aux v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des <span class=\"_ _0\"></span>niveaux <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x6 h62 y12ec ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des cours<span class=\"_ _0\"></span> des act<span class=\"_ _0\"></span>ions o<span class=\"_ _0\"></span>u de leur <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>ent, ce q<span class=\"_ _0\"></span>ui peu<span class=\"_ _0\"></span>t avoir un <span class=\"_ _0\"></span>impact</div>\n<div class=\"t m0 x6 h62 y12ed ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et la positi<span class=\"_ _0\"></span>on de solvab<span class=\"_ _0\"></span>ilit\u00e9.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y12ee ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12ef ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque es<span class=\"_ _0\"></span>t contr\u00f4l<span class=\"_ _0\"></span>\u00e9 en fixant des<span class=\"_ _0\"></span> limites<span class=\"_ _0\"></span> bas\u00e9es su<span class=\"_ _0\"></span>r l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au</div>\n<div class=\"t m0 x6 h62 y12f0 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et p<span class=\"_ _0\"></span>ar des politi<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement qu<span class=\"_ _0\"></span>i impose<span class=\"_ _0\"></span>nt la mise en</div>\n<div class=\"t m0 x6 h62 y12f1 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">place d\u2019u<span class=\"_ _0\"></span>ne s\u00e9rie de c<span class=\"_ _0\"></span>ontr\u00f4les,<span class=\"_ _0\"></span> et notamm<span class=\"_ _0\"></span>ent des mes<span class=\"_ _0\"></span>ures \u00e0 pren<span class=\"_ _0\"></span>dre en</div>\n<div class=\"t m0 x6 h62 y12f2 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cas de bai<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">se de valeur s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative. La g<span class=\"_ _0\"></span>estion p<span class=\"_ _0\"></span>roactiv<span class=\"_ _0\"></span>e ant\u00e9rie<span class=\"_ _0\"></span>ure de </span></div>\n<div class=\"t m0 x1a h62 y12f3 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce risqu<span class=\"_ _0\"></span>e a permis de r\u00e9<span class=\"_ _0\"></span>duire rapi<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> l\u2019exposit<span class=\"_ _0\"></span>ion au risq<span class=\"_ _0\"></span>ue sur</div>\n<div class=\"t m0 x1a h62 y12f4 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions p<span class=\"_ _0\"></span>ar le biais de ve<span class=\"_ _0\"></span>ntes et de couv<span class=\"_ _0\"></span>erture<span class=\"_ _0\"></span>s. Cela cont<span class=\"_ _0\"></span>ribue \u00e0 \u00e9vit<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 y12f5 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es et \u00e0 p<span class=\"_ _0\"></span>r\u00e9serv<span class=\"_ _0\"></span>er la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 des c<span class=\"_ _0\"></span>ompag<span class=\"lsde wsfa\">nies d\u2019assurances </span></div>\n<div class=\"t m0 x1a h62 y12f6 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tout au <span class=\"_ _0\"></span>long d\u2019un<span class=\"_ _0\"></span>e crise f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12f7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12f8 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9term<span class=\"_ _0\"></span>ine l\u2019exp<span class=\"_ _0\"></span>ositi<span class=\"_ _0\"></span>on sur actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x1a h62 y12f9 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fonction de<span class=\"_ _3\"></span> la r\u00e9ali<span class=\"_ _3\"></span>t\u00e9 \u00e9conomique<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span> et des<span class=\"_ _3\"></span> risques sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacents. </span></span></div>\n<div class=\"t m0 x1a h62 y12fa ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019exposi<span class=\"_ _0\"></span>tion \u00e9co<span class=\"_ _0\"></span>nomiq<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\"> </span><span class=\"wseb\">totale s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns, en j<span class=\"_ _0\"></span>uste va<span class=\"_ _0\"></span>leur, est </span></div>\n<div class=\"t m0 x1a h62 y12fb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l<span class=\"_ _0\"></span>e tabl<span class=\"_ _0\"></span>eau ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous, selon une appro<span class=\"_ _3\"></span>che bas\u00e9e sur le </span></span></div>\n<div class=\"t m0 x1a h62 y12fc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et av<span class=\"_ _0\"></span>ec rappro<span class=\"_ _0\"></span>chement<span class=\"_ _0\"></span> des chiff<span class=\"_ _0\"></span>res publi<span class=\"_ _0\"></span>\u00e9s en IFRS.</div>\n<div class=\"t m0 x6 h62 y12fd ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12fe ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 503px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 503px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff16d fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xfd h65 y797 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y797 ff170 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Placements directs en actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 472px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 472px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Fonds de <span class=\"wsee\">placement en actions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 457px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 457px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 443px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement (Private equity)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 443px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 443px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 428px; z-index: 15;\">Fonds de r\u00e9partition d'actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 428px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 428px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff16f fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Exposition \u00e9conomique totale sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 413px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 413px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 398px; z-index: 15;\">Fonds obligataires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 398px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 398px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Fonds du march\u00e9 mon\u00e9taire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 383px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 383px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Fonds <span class=\"lsee wsff\">immob<span class=\"_ _3\"></span>iliers (SIC<span class=\"_ _3\"></span>AFI/REIT<span class=\"_ _3\"></span>S)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 368px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 368px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Exposition totale en IFRS des actions et autres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 354px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 354px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 339px; z-index: 15;\">Dont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xfd h67 y68c ff16f fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">Disponibles \u00e0 la vente <span class=\"_ _0\"></span>(voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 324px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 324px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 309px; z-index: 15;\">D\u00e9tenus \u00e0 la juste va<span class=\"_ _0\"></span>leur (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 309px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 309px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 298px; height: 808px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">dessous mo<span class=\"_ _0\"></span>ntre l\u2019<span class=\"_ _0\"></span>incide<span class=\"_ _0\"></span>nce brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et s<span class=\"_ _0\"></span>ur les c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> propres<span class=\"_ _0\"></span> en IFR<span class=\"_ _0\"></span>S d\u2019un c<span class=\"_ _0\"></span>hoc sur a<span class=\"_ _0\"></span>ctions <span class=\"lsde wsea\">correspondant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une bai<span class=\"_ _3\"></span>sse d\u20191/30 <span class=\"_ _3\"></span>d\u2019ann\u00e9e de<span class=\"_ _3\"></span> p\u00e9riode de r<span class=\"_ _3\"></span>endement (e<span class=\"_ _3\"></span>nviron 30<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">% pour les act<span class=\"_ _0\"></span>ions cot\u00e9<span class=\"_ _0\"></span>es dans l\u2019E<span class=\"_ _0\"></span>EE) pour les ent<span class=\"_ _0\"></span><span class=\"wseb\">it\u00e9s c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y6a0 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff175 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 532px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 620px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 708px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff172 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Actions <span class=\"ls0 ws0\">\u2013 <span class=\"lse5 ws100\">ri<span class=\"_ _3\"></span>sque \u00e0 l<span class=\"_ _3\"></span>a bais<span class=\"_ _3\"></span>se</span> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 959px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 959px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1319 ff172 fs43 fc20 sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> SPREAD</span> </span></div>\n<div class=\"t m0 x6 h62 y131a ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e spread r\u00e9s<span class=\"_ _0\"></span>ulte de la se<span class=\"_ _0\"></span>nsibilit<span class=\"_ _0\"></span>\u00e9 de la vale<span class=\"_ _0\"></span>ur d\u2019actif<span class=\"_ _0\"></span>s, de</div>\n<div class=\"t m0 x6 h62 y131b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et d\u2019instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>nanciers<span class=\"_ _0\"></span> aux variat<span class=\"_ _0\"></span>ions du ni<span class=\"_ _0\"></span>veau ou de la</div>\n<div class=\"t m0 x6 h62 y131c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>it\u00e9 des s<span class=\"_ _0\"></span>preads s<span class=\"_ _0\"></span>ur la st<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e \u00e0 terme <span class=\"_ _0\"></span>de taux d<span class=\"_ _0\"></span>\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"lsf7\">sans </span></div>\n<div class=\"t m0 x6 h62 y131d ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131f ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nte des pass<span class=\"_ _0\"></span>ifs d\u2019Age<span class=\"_ _0\"></span>as sont rel<span class=\"_ _0\"></span>ativeme<span class=\"_ _0\"></span>nt illiq<span class=\"_ _0\"></span>uides.</div>\n<div class=\"t m0 x6 h62 y1320 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas s\u2019ef<span class=\"_ _0\"></span>force g<span class=\"_ _0\"></span>\u00e9n\u00e9rale<span class=\"_ _0\"></span>ment de d\u00e9t<span class=\"_ _0\"></span>enir ses act<span class=\"_ _0\"></span>ifs obli<span class=\"_ _0\"></span>gataire<span class=\"_ _0\"></span>s jusqu\u2019\u00e0</div>\n<div class=\"t m0 x6 h62 y1321 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">leur \u00e9ch<span class=\"_ _0\"></span>\u00e9ance.<span class=\"_ _0\"></span> Cela lim<span class=\"_ _0\"></span>ite sen<span class=\"_ _0\"></span>sibleme<span class=\"_ _0\"></span>nt l\u2019inc<span class=\"_ _0\"></span>idence <span class=\"_ _0\"></span>\u00e0 long t<span class=\"_ _0\"></span>erme du</div>\n<div class=\"t m0 x6 h62 y1322 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque de spread<span class=\"_ _3\"></span> \u00e9tant donn\u00e9 <span class=\"lsdc wse9\">qu\u2019Ageas d\u00e9t<span class=\"_ _0\"></span>ient g\u00e9<span class=\"_ _0\"></span>n\u00e9ralem<span class=\"_ _0\"></span>ent ces act<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y1323 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e \u00e0 hauteu<span class=\"_ _0\"></span>r de ses pass<span class=\"_ _0\"></span>ifs illiq<span class=\"_ _0\"></span>uides \u00e0 long t<span class=\"_ _0\"></span>erme. Bie<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1324 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que la volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 cou<span class=\"_ _0\"></span>rt terme pu<span class=\"_ _0\"></span>isse \u00eatre si<span class=\"_ _0\"></span>gnificat<span class=\"_ _0\"></span>ive, il est<span class=\"_ _0\"></span> peu</div>\n<div class=\"t m0 x6 h62 y1325 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">probable qu\u2019<span class=\"_ _3\"></span>Ageas soit <span class=\"_ _3\"></span>contraint d<span class=\"_ _3\"></span>e les c\u00e9de<span class=\"_ _3\"></span>r \u00e0 vil<span class=\"_ _3\"></span> prix, m\u00eame <span class=\"_ _3\"></span>s\u2019il peu<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x6 h62 y1326 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cider d<span class=\"_ _0\"></span>e les liquide<span class=\"_ _0\"></span>r s\u2019il est<span class=\"_ _0\"></span>ime que c\u2019es<span class=\"_ _0\"></span>t la meilleu<span class=\"_ _0\"></span>re d\u00e9cis<span class=\"_ _0\"></span>ion \u00e0</div>\n<div class=\"t m0 x6 h62 y1327 ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prendre.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1328 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1329 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que la sensi<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 \u00e0 long</div>\n<div class=\"t m0 x6 h62 y132a ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme du risque<span class=\"_ _3\"></span> de spread est simi<span class=\"_ _3\"></span>laire au concept<span class=\"_ _3\"></span> de \u00ab<span class=\"ls0 ws0\"> </span>Correction<span class=\"_ _3\"></span> pour</div>\n<div class=\"t m0 x6 h62 y132b ff172 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">vola<span class=\"_ _3\"></span>tili<span class=\"_ _3\"></span>t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb<span class=\"_ _3\"></span> dans Solv<span class=\"_ _3\"></span>abilit\u00e9 <span class=\"wsfa\">II,<span class=\"_ _3\"></span> mais en tenant comp<span class=\"_ _3\"></span>te des </span></span></span></div>\n<div class=\"t m0 x1a h62 y132c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">caract\u00e9<span class=\"_ _0\"></span>ristiq<span class=\"_ _0\"></span>ues sp\u00e9c<span class=\"_ _0\"></span>ifiques<span class=\"_ _0\"></span> de son p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille. C<span class=\"_ _0\"></span>eci est<span class=\"_ _0\"></span> consid\u00e9<span class=\"_ _0\"></span>r\u00e9</div>\n<div class=\"t m0 x1a h62 y132d ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme plus<span class=\"_ _0\"></span> confor<span class=\"_ _0\"></span>me au mod\u00e8l<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>onnel d\u2019Ag<span class=\"_ _0\"></span>eas, qui \u00e9v<span class=\"_ _0\"></span>ite</div>\n<div class=\"t m0 x1a h62 y132e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement la r\u00e9<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on de pertes de c<span class=\"_ _0\"></span>apital,<span class=\"_ _0\"></span> contrair<span class=\"_ _0\"></span>ement \u00e0 un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y132f ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">approche stric<span class=\"_ _3\"></span>te par \u00e9val<span class=\"lsdc wse9\">uation au prix<span class=\"_ _0\"></span> du march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1330 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas trai<span class=\"_ _0\"></span>te le risque d<span class=\"_ _0\"></span>e spread da<span class=\"_ _0\"></span>ns SCR</div>\n<div class=\"t m0 x11e h76 y1331 ff172 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xda h62 y1332 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">, de la mani\u00e8r<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1333 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsdc wse9\">Inclusion du taux<span class=\"_ _0\"></span> fondame<span class=\"_ _0\"></span>ntal pour l<span class=\"_ _0\"></span>es exposit<span class=\"_ _0\"></span>ions en ti<span class=\"_ _0\"></span>tres </span></span></div>\n<div class=\"t m0 x133 h62 y1334 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">souverains eur<span class=\"_ _3\"></span>op\u00e9ens et \u00e9quival<span class=\"_ _3\"></span>ents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1335 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsfe ws11a\">E<span class=\"_ _3\"></span>xclusion</span><span class=\"ff172\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">du spread n<span class=\"_ _0\"></span>on fon<span class=\"_ _0\"></span>dament<span class=\"_ _0\"></span>al sur les <span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>dettes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y1336 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1337 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les sensi<span class=\"_ _0\"></span>bilit\u00e9s p<span class=\"_ _0\"></span>rises en con<span class=\"_ _0\"></span>sid\u00e9rat<span class=\"_ _0\"></span>ion pour l\u2019<span class=\"_ _0\"></span>impact d<span class=\"_ _0\"></span>\u2019un \u00e9lar<span class=\"_ _0\"></span>gissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1338 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des spreads de<span class=\"_ _3\"></span> cr\u00e9dit sur le compte<span class=\"_ _3\"></span> de r\u00e9sultat et sur<span class=\"_ _3\"></span> les fonds propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1339 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en IFRS d\u00e9<span class=\"_ _3\"></span>pendent<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la notation de cr<span class=\"_ _0\"></span>\u00e9dit et de la du<span class=\"_ _0\"></span>ration de l\u2019<span class=\"_ _0\"></span>actif </span></span></div>\n<div class=\"t m0 x1a h62 y133a ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consid\u00e9r\u00e9. Ce<span class=\"_ _3\"></span>s chocs <span class=\"_ _3\"></span>correspondent \u00e0<span class=\"_ _3\"></span> une p\u00e9ri<span class=\"_ _3\"></span>ode de rende<span class=\"_ _3\"></span>ment de</div>\n<div class=\"t m0 x1a h62 y133b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1/30 et se sit<span class=\"_ _0\"></span>uent entr<span class=\"_ _0\"></span>e +70 pb pour l<span class=\"_ _0\"></span>es actifs n<span class=\"_ _0\"></span>ot\u00e9s AAA et +2<span class=\"_ _0\"></span>00 pb</div>\n<div class=\"t m0 x1a h62 y133c ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour les<span class=\"_ _3\"></span> actifs not\u00e9s<span class=\"_ _3\"></span> BBB. Cer<span class=\"_ _3\"></span>taines entit\u00e9<span class=\"_ _3\"></span>s op\u00e9rationnel<span class=\"_ _3\"></span>les appliq<span class=\"lsdc wse8\">uent </span></div>\n<div class=\"t m0 x1a h62 y133d ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une m\u00e9thode<span class=\"_ _3\"></span> simplifi\u00e9e <span class=\"_ _3\"></span>dans laquell<span class=\"_ _3\"></span>e l\u2019ensembl<span class=\"_ _3\"></span>e du portefe<span class=\"_ _3\"></span>uille de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y133e ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit subit<span class=\"_ _3\"></span> un choc de +100 pb.</div>\n<div class=\"t m0 x6 h62 y133f ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1340 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1341 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span>capitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es en I<span class=\"_ _0\"></span>FRS d\u2019u<span class=\"_ _0\"></span>n choc de<span class=\"_ _0\"></span> spread s<span class=\"_ _0\"></span>u<span class=\"lsfe ws12d\">r la </span></span></div>\n<div class=\"t m0 x6 h62 y1342 ff172 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sensi<span class=\"lsde wsfa\">bilit\u00e9 des cours.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 hae y1343 ff172 fs71 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 haf y1344 ff172 fs72 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 532px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y691 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 532px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 532px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 532px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff172 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Risque de spread <span class=\"ls0 ws0\">- </span>\u00c9largissement des spread<span class=\"_ _0\"></span>s de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 457px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 457px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 457px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 457px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y134b ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134c ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134d ff172 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> CHANGE</span> </span></div>\n<div class=\"t m0 x6 h62 y134e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e change na\u00ee<span class=\"_ _0\"></span>t de la sens<span class=\"_ _0\"></span>ibilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et<span class=\"_ _0\"></span> de passifs au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 y134f ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variations du<span class=\"_ _3\"></span> niveau <span class=\"_ _3\"></span>des cours de<span class=\"_ _3\"></span> change en<span class=\"_ _3\"></span> cas de<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsea\">concord<span class=\"_ _3\"></span>ance </span></div>\n<div class=\"t m0 x6 h62 y1350 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de devise des<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span> et des <span class=\"wseb\">passifs.<span class=\"_ _0\"></span> Au niv<span class=\"_ _0\"></span>eau du G<span class=\"_ _0\"></span>roupe, c<span class=\"_ _0\"></span>ela </span></div>\n<div class=\"t m0 x6 h62 y1351 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend les<span class=\"_ _3\"></span> situation<span class=\"_ _3\"></span>s o\u00f9 Ageas d\u00e9<span class=\"_ _3\"></span>tient de<span class=\"_ _3\"></span>s actifs (<span class=\"_ _3\"></span>filiales et</div>\n<div class=\"t m0 x6 h62 y1352 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span>) ou des<span class=\"_ _0\"></span> passif<span class=\"_ _0\"></span>s (de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt) lib<span class=\"_ _0\"></span>ell\u00e9s en</div>\n<div class=\"t m0 x6 h62 y1353 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> devises<span class=\"_ _0\"></span> que l\u2019euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1354 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1355 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La politiq<span class=\"_ _0\"></span>ue de place<span class=\"_ _0\"></span>ment d\u2019A<span class=\"_ _0\"></span>geas limit<span class=\"_ _0\"></span>e ce risque,<span class=\"_ _0\"></span> car elle imp<span class=\"_ _0\"></span>ose de</div>\n<div class=\"t m0 x1a h62 y1356 ff172 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> la non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">concorda<span class=\"_ _3\"></span>nce de de<span class=\"_ _3\"></span>vises entre <span class=\"_ _3\"></span>actifs e<span class=\"_ _3\"></span>t passifs <span class=\"_ _3\"></span>dans les </span></span></div>\n<div class=\"t m0 x1a h62 y1357 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span>, et m\u00eame, d<span class=\"_ _0\"></span>ans la plupa<span class=\"_ _0\"></span>rt des cas, d<span class=\"_ _0\"></span>e l\u2019\u00e9limin<span class=\"_ _0\"></span>er. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1358 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1359 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a pou<span class=\"_ _0\"></span>r politiqu<span class=\"_ _0\"></span>e de ne pas co<span class=\"_ _0\"></span>uvrir les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements en ac<span class=\"_ _0\"></span>tions</div>\n<div class=\"t m0 x1a h62 y135a ff172 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">et les f<span class=\"lsdc wseb\">inance<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>ermane<span class=\"_ _0\"></span>nts en dev<span class=\"_ _0\"></span>ises des<span class=\"_ _0\"></span> filial<span class=\"_ _0\"></span>es et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 y135b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es. Ageas<span class=\"_ _0\"></span> accepte l<span class=\"_ _0\"></span>a non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">concord<span class=\"_ _0\"></span>ance li<span class=\"_ _0\"></span>\u00e9e \u00e0 ses<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y135c ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> op\u00e9rant d<span class=\"_ _0\"></span>ans des dev<span class=\"_ _0\"></span>ises diff\u00e9r<span class=\"_ _0\"></span>entes de l\u2019<span class=\"_ _0\"></span>euro com<span class=\"_ _0\"></span>me la</div>\n<div class=\"t m0 x1a h62 y135d ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cons\u00e9quence de<span class=\"_ _3\"></span> son statut de grou<span class=\"_ _3\"></span>pe internationa<span class=\"_ _3\"></span>l.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 273px; height: 833px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">princ<span class=\"_ _3\"></span>ipales expos<span class=\"_ _3\"></span>itions au r<span class=\"_ _3\"></span>isque de c<span class=\"_ _3\"></span>hange au 3<span class=\"_ _3\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">d\u00e9cembre<span class=\"_ _3\"></span> figurent dans<span class=\"_ _3\"></span> le tableau ci<span class=\"ls0 ws0\">-</span></span>d<span class=\"_ _3\"></span>essous. Le<span class=\"_ _3\"></span>s chiffres p<span class=\"_ _3\"></span>r\u00e9sent\u00e9s sont d<span class=\"_ _3\"></span>es exposi<span class=\"_ _3\"></span>tions nettes </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(actifs m<span class=\"_ _0\"></span>oins pass<span class=\"_ _0\"></span>ifs), apr<span class=\"_ _0\"></span>\u00e8s toute co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re libell\u00e9<span class=\"_ _0\"></span>e en euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 1049px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 931px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 931px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 931px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 931px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 931px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 931px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 931px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 931px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 931px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1366 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 899px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 899px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 899px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 899px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 899px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 899px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 899px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 899px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 899px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 899px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 899px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 899px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 869px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 869px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 869px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 869px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 869px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 869px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 869px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 869px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 869px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 869px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 869px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 869px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 854px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 854px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 854px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 839px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 839px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 839px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 839px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 839px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 839px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 839px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 839px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 839px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 839px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 839px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 839px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 839px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 824px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 824px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 809px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 809px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 809px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 809px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 809px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 809px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 809px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 809px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 809px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 809px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 809px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 809px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 809px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 781px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 781px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 781px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 781px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 781px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 781px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 781px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 781px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 781px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 781px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1371 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1372 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1373 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1374 ff178 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf0\">RISQUE IMMOBILIER</span> </span></div>\n<div class=\"t m0 x6 h62 y1375 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque im<span class=\"_ _0\"></span>mobili<span class=\"_ _0\"></span>er d\u00e9coul<span class=\"_ _0\"></span>e de la sensi<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et de p<span class=\"_ _0\"></span>assifs au</div>\n<div class=\"t m0 x6 h62 y1376 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau o<span class=\"_ _0\"></span>u \u00e0 la vo<span class=\"_ _0\"></span>latilit\u00e9 <span class=\"_ _0\"></span>des cour<span class=\"_ _0\"></span>s des bi<span class=\"_ _0\"></span>ens imme<span class=\"_ _0\"></span>ubles ou <span class=\"_ _0\"></span>de leu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1377 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">rendement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1378 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1379 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9fini<span class=\"_ _0\"></span>t son exposi<span class=\"_ _0\"></span>tion \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x6 h62 y137a ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a valeur de ma<span class=\"_ _0\"></span>rch\u00e9 des act<span class=\"_ _0\"></span>ifs, et y inc<span class=\"_ _0\"></span>lut les act<span class=\"_ _0\"></span>ifs d\u00e9te<span class=\"_ _0\"></span>nus pour</div>\n<div class=\"t m0 x6 h62 y137b ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte pr<span class=\"_ _0\"></span>opre, et l<span class=\"_ _0\"></span>a norme IFR<span class=\"_ _0\"></span>S16 Contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion. L\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y137c ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consid\u00e9<span class=\"_ _0\"></span>r\u00e9e diff\u00e8<span class=\"_ _0\"></span>re de l\u2019exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e confor<span class=\"_ _0\"></span>m\u00e9ment<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 y137d ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions IFRS,<span class=\"_ _0\"></span> qui exclut<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">val<span class=\"_ _3\"></span>u<span class=\"lsdc wse9\">es latentes. L<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y137e ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tableau c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous identi<span class=\"_ _3\"></span>fie ce qu\u2019Ageas con<span class=\"_ _3\"></span>sid\u00e8re comme son </span></span></div>\n<div class=\"t m0 x1a h62 y137f ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposit<span class=\"_ _0\"></span>ion \u00e9cono<span class=\"_ _0\"></span>mique \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er et \u00e9tab<span class=\"_ _0\"></span>lit le rapp<span class=\"_ _0\"></span>rochem<span class=\"_ _0\"></span>ent par</div>\n<div class=\"t m0 x1a h62 y1380 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport a<span class=\"_ _0\"></span>ux chiffr<span class=\"_ _0\"></span>es publi\u00e9s s<span class=\"_ _0\"></span>elon les I<span class=\"_ _0\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1381 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1382 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, A<span class=\"lsde wseb\">geas suit un mod\u00e8le<span class=\"_ _3\"></span> interne pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1383 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilier dan<span class=\"_ _0\"></span>s ses princi<span class=\"_ _0\"></span>pales fil<span class=\"_ _0\"></span>iales, da<span class=\"_ _0\"></span>ns lesqu<span class=\"_ _0\"></span>elles le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y1384 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>ier est t<span class=\"_ _0\"></span>rait\u00e9 s<span class=\"_ _0\"></span>elon l\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e9con<span class=\"_ _0\"></span>omique <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-</span>jace<span class=\"_ _0\"></span>nte, plut<span class=\"_ _0\"></span>\u00f4t</div>\n<div class=\"t m0 x1a h62 y1385 ff178 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que selon<span class=\"_ _3\"></span> la classi<span class=\"_ _3\"></span>fication IFRS<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x6 h62 y1386 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1387 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 544px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69d ff17a fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 498px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 498px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">et parkings (voir note 16)</span> </div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 469px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente (voir note 15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 454px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 454px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff17b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse2 ws103\">(<span class=\"_ _3\"></span>au co\u00fbt amo<span class=\"_ _3\"></span>rti)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 439px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 439px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Fonds immobiliers (en juste valeur)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 424px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 424px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff17b fs45 fc1e sc0 ls106 ws0\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Exposition IFR<span class=\"_ _3\"></span>S sur immobilier<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 409px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 409px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff17a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 379px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsee\">values latentes (exposition \u00e9conomique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 365px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 365px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre (voir note 1<span class=\"_ _0\"></span>6)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 350px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 350px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff17b fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Exposition \u00e9conomique totale sur immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 335px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 335px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 324px; height: 782px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ff17f fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span><span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span>s en IFRS d\u2019un choc<span class=\"_ _3\"></span> immobilier correspond<span class=\"_ _3\"></span>ant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une p\u00e9ri<span class=\"_ _3\"></span>ode de re<span class=\"_ _3\"></span>ndement de<span class=\"_ _3\"></span> 1/30 (en moy<span class=\"_ _3\"></span>enne 14<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfa ws113\">%).</span> </span></div>\n<div class=\"t m0 x6 h62 y93e ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 542px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 714px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff17d fs45 fc1e sc0 lse5 ws100\" style=\"left: 499px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 503px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 499px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 568px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 557px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 590px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 662px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff17d fs45 fc1e sc0 lse5 wsf4\" style=\"left: 684px; bottom: 1004px; z-index: 15;\">compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 671px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 729px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 762px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 542px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 714px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Risque immobilier \u00e0 la <span class=\"_ _0\"></span>baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1319 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">F. <span class=\"ls0 ws0\"> <span class=\"_ _41\"> </span><span class=\"ls102 ws124\">RISQU<span class=\"_ _0\"></span>E DE CONCENTRATI<span class=\"_ _0\"></span>ON DU MARCH\u00c9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y131a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation d\u00e9c<span class=\"_ _0\"></span>oule d\u2019un m<span class=\"_ _0\"></span>anque de di<span class=\"_ _0\"></span>versific<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x6 h62 y131b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d\u2019ac<span class=\"_ _0\"></span>tifs d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019<span class=\"_ _0\"></span>une impo<span class=\"_ _0\"></span>rtante ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on \u00e0 un seul</div>\n<div class=\"t m0 x6 h62 y131c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mette<span class=\"_ _0\"></span>ur de titres ou \u00e0 u<span class=\"_ _0\"></span>n groupe d\u2019<span class=\"_ _0\"></span>\u00e9mette<span class=\"_ _0\"></span>urs de titres l<span class=\"_ _0\"></span>i\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131d ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>er d\u2019expos<span class=\"_ _0\"></span>itions cu<span class=\"_ _0\"></span>mul\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y131f ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">importantes <span class=\"_ _3\"></span>\u00e0 une cont<span class=\"_ _3\"></span>repartie uni<span class=\"_ _3\"></span>que ou d\u2019une<span class=\"_ _3\"></span> expositio<span class=\"_ _3\"></span>n c<span class=\"lsdc\">umul\u00e9e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1320 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une s\u00e9ri<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies pos<span class=\"_ _0\"></span>itivem<span class=\"_ _0\"></span>ent cor<span class=\"_ _0\"></span>r\u00e9l\u00e9es (<span class=\"_ _0\"></span>par ex<span class=\"_ _0\"></span>emple,</div>\n<div class=\"t m0 x6 h62 y1321 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ant une ten<span class=\"_ _0\"></span>dance \u00e0 la d\u00e9f<span class=\"_ _0\"></span>ailla<span class=\"_ _0\"></span>nce dans des<span class=\"_ _0\"></span> circonst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 y1322 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">similai<span class=\"_ _0\"></span>res), susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les de prod<span class=\"_ _0\"></span>uire une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion subst<span class=\"_ _0\"></span>antiel<span class=\"_ _0\"></span>le \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1323 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite d\u2019u<span class=\"_ _0\"></span>ne faillit<span class=\"_ _0\"></span>e ou d\u2019un d\u00e9fa<span class=\"_ _0\"></span>ut de paiem<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">nt. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1324 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1325 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il est d\u00e8s lors f<span class=\"_ _0\"></span>ondam<span class=\"_ _0\"></span>ental que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e de risque de c<span class=\"_ _0\"></span>r\u00e9dit d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x6 h62 y1326 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vise \u00e0 \u00e9vit<span class=\"_ _0\"></span>er les conc<span class=\"_ _0\"></span>entratio<span class=\"_ _0\"></span>ns par la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9, la liqui<span class=\"_ _0\"></span>dit\u00e9 et la</div>\n<div class=\"t m0 x6 h62 y1327 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n des port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es. Chaq<span class=\"_ _0\"></span>ue entit\u00e9 o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelle l<span class=\"_ _0\"></span>ocale</div>\n<div class=\"t m0 x6 h62 y1328 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e8re de man<span class=\"_ _0\"></span>i\u00e8re auto<span class=\"_ _0\"></span>nome ses p<span class=\"_ _0\"></span>ropres li<span class=\"_ _0\"></span>mites de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, pr<span class=\"_ _0\"></span>enant</div>\n<div class=\"t m0 x6 h62 y1329 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en consid\u00e9<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n sa situatio<span class=\"_ _0\"></span>n partic<span class=\"_ _0\"></span>uli\u00e8re et les<span class=\"_ _0\"></span> \u00e9vent<span class=\"_ _0\"></span>uelles cont<span class=\"_ _0\"></span>raintes</div>\n<div class=\"t m0 x6 h62 y132a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>u Groupe.<span class=\"_ _0\"></span> Chaque ent<span class=\"_ _0\"></span>it\u00e9 op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle locale d<span class=\"_ _0\"></span>oit prati<span class=\"_ _0\"></span>quer</div>\n<div class=\"t m0 x6 h62 y132b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>\u00f4le permane<span class=\"_ _0\"></span>nt. Le rep<span class=\"_ _0\"></span>orting p\u00e9r<span class=\"_ _0\"></span>iodiqu<span class=\"_ _0\"></span>e permet au Gr<span class=\"_ _0\"></span>oupe de</div>\n<div class=\"t m0 x6 h62 y1398 ff17d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">v\u00e9ri<span class=\"_ _3\"></span>fi<span class=\"lsdc wse9\">er ces limites et<span class=\"_ _0\"></span> de suivre l<span class=\"_ _0\"></span>a position gl<span class=\"_ _0\"></span>obale.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1399 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y139a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour g\u00e9re<span class=\"_ _0\"></span>r la concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n du risque<span class=\"_ _0\"></span> de cr\u00e9dit, la po<span class=\"_ _0\"></span>litique d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y139b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e cr\u00e9dit d\u2019<span class=\"_ _0\"></span>Ageas vis<span class=\"_ _0\"></span>e \u00e0 r\u00e9parti<span class=\"_ _0\"></span>r le risque de cr<span class=\"_ _0\"></span>\u00e9dit entr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y139c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts secte<span class=\"_ _0\"></span>urs et pays.<span class=\"_ _0\"></span> Ageas g\u00e8r<span class=\"_ _0\"></span>e ses princi<span class=\"_ _0\"></span>pales ex<span class=\"_ _0\"></span>position<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y139d ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des entit\u00e9s<span class=\"_ _3\"></span> individue<span class=\"_ _3\"></span>lles, groupe<span class=\"_ _3\"></span>s d\u2019entrepr<span class=\"_ _3\"></span>ises (Total O<span class=\"_ _3\"></span>ne Obligor<span class=\"_ _3\"></span>) et</div>\n<div class=\"t m0 x6 h62 y139e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres co<span class=\"_ _0\"></span>ncentr<span class=\"_ _0\"></span>ations pot<span class=\"_ _0\"></span>entiell<span class=\"_ _0\"></span>es, comm<span class=\"_ _0\"></span>e les secteu<span class=\"_ _0\"></span>rs et zones</div>\n<div class=\"t m0 x1a h62 y139f ff17d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9ographiques<span class=\"_ _3\"></span>, de mani\u00e8re \u00e0 abou<span class=\"_ _3\"></span>tir \u00e0 une diversifi<span class=\"_ _3\"></span>cation appropr<span class=\"_ _3\"></span>i\u00e9e et</div>\n<div class=\"t m0 x1a h62 y13a0 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 permett<span class=\"_ _0\"></span>re l\u2019i<span class=\"_ _0\"></span>dentif<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es risq<span class=\"_ _0\"></span>ues de co<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>ration s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 886px; height: 15px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 508px; height: 409px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 y13a1 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf3 ws10c\">RISQUE <span class=\"_ _3\"></span>D\u2019INFLATI<span class=\"_ _3\"></span>ON</span> </span></div>\n<div class=\"t m0 x1a h62 y13a2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on provie<span class=\"_ _0\"></span>nt de l\u2019im<span class=\"_ _0\"></span>pact du niv<span class=\"_ _0\"></span>eau ou de la volat<span class=\"_ _0\"></span>ilit\u00e9 des</div>\n<div class=\"t m0 x1a h62 y13a3 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019inf<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n sur la valeur de<span class=\"_ _0\"></span>s actifs<span class=\"_ _0\"></span> et passifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y13a4 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13a5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne che<span class=\"_ _0\"></span>rche pas<span class=\"_ _0\"></span> activeme<span class=\"_ _0\"></span>nt \u00e0 s\u2019expos<span class=\"_ _0\"></span>er au risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation, ma<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 y13a6 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9cider<span class=\"_ _3\"></span> de d\u00e9tenir<span class=\"_ _3\"></span> des ac<span class=\"_ _3\"></span>tifs dont l<span class=\"_ _3\"></span>es rendemen<span class=\"_ _3\"></span>ts sont</div>\n<div class=\"t m0 x1a h62 y13a7 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">explic<span class=\"_ _0\"></span>itement li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019infl<span class=\"_ _0\"></span>ation. En o<span class=\"_ _0\"></span>utre, certa<span class=\"_ _0\"></span>ins passi<span class=\"_ _0\"></span>fs d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x1a h62 y13a8 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont li\u00e9s ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>ement ou im<span class=\"_ _0\"></span>plicite<span class=\"_ _0\"></span>ment aux ta<span class=\"_ _0\"></span>ux d\u2019infl<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">L</span>e risque</div>\n<div class=\"t m0 x1a h62 y13a9 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inflat<span class=\"_ _0\"></span>ion peut<span class=\"_ _0\"></span> se manife<span class=\"_ _0\"></span>ster de diff<span class=\"_ _0\"></span>\u00e9rent<span class=\"_ _0\"></span>es mani\u00e8r<span class=\"_ _0\"></span>es, comme des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y13aa ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pens<span class=\"_ _0\"></span>es et des co\u00fbt<span class=\"_ _0\"></span>s des sinis<span class=\"_ _0\"></span>tres plus \u00e9l<span class=\"_ _0\"></span>ev\u00e9s que pr<span class=\"_ _0\"></span>\u00e9vu. <span class=\"lsde wsea\">Les </span></div>\n<div class=\"t m0 x1a h62 y13ab ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span>vie sont<span class=\"_ _0\"></span> g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement <span class=\"_ _0\"></span>exprim<span class=\"_ _0\"></span>\u00e9s en ter<span class=\"_ _0\"></span>mes</div>\n<div class=\"t m0 x1a h62 y13ac ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">nominaux, mai<span class=\"_ _3\"></span>s pour la <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie et la sant\u00e9, l'inf<span class=\"_ _0\"></span>lation p<span class=\"_ _0\"></span>eut entr<span class=\"_ _0\"></span>a\u00eener des </span></span></div>\n<div class=\"t m0 x1a h62 y13ad ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es plus <span class=\"lsde wsfa\">\u00e9lev\u00e9s que pr\u00e9vu en termes<span class=\"_ _3\"></span> de tarification. Cela<span class=\"_ _3\"></span> peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 y13ae ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">att\u00e9nu\u00e9 par<span class=\"_ _3\"></span> un examen<span class=\"_ _3\"></span> p\u00e9riodique d<span class=\"_ _3\"></span>es pri<span class=\"_ _3\"></span>x des produi<span class=\"_ _3\"></span>ts et par d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y13af ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4les <span class=\"_ _3\"></span>dans le pr<span class=\"_ _3\"></span>ocessus de ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\">.  </span></div>\n<div class=\"t m0 x1a h62 y13b0 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13b1 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Quand Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que le risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation <span class=\"lsde wseb\">n\u2019est pas ad\u00e9qua<span class=\"_ _3\"></span>tement </span></div>\n<div class=\"t m0 x1a h62 y13b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert a<span class=\"_ _0\"></span>u titre du r\u00e9g<span class=\"_ _0\"></span>ime r\u00e9gle<span class=\"_ _0\"></span>mentair<span class=\"_ _0\"></span>e de fonds pr<span class=\"_ _0\"></span>opres ou pa<span class=\"_ _0\"></span>r des</div>\n<div class=\"t m0 x1a h62 y13b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodes in<span class=\"_ _3\"></span>directes, i<span class=\"_ _3\"></span>l peut en<span class=\"_ _3\"></span>visager un <span class=\"_ _3\"></span>ajout expli<span class=\"_ _3\"></span>cite pour le<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x1a h62 y13b4 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inflat<span class=\"_ _0\"></span>ion dans l<span class=\"_ _0\"></span>e cadre du Pil<span class=\"_ _0\"></span>ier II. C\u2019est<span class=\"_ _0\"></span> le cas actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dans les</div>\n<div class=\"t m0 x1a h62 y13b5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pays pr\u00e9s<span class=\"_ _0\"></span>entant <span class=\"lsde wsfa\">un risque d\u2019inflation importan<span class=\"_ _3\"></span>t li\u00e9 aux annui<span class=\"_ _3\"></span>t\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y13b6 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coula<span class=\"_ _0\"></span>nt des poli<span class=\"_ _0\"></span>ces accide<span class=\"_ _0\"></span>nts du trav<span class=\"_ _0\"></span>ail.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 507px; height: 599px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ion du r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, venti<span class=\"_ _0\"></span>l\u00e9 par t<span class=\"_ _0\"></span>ype et s<span class=\"_ _0\"></span>elon la l<span class=\"_ _0\"></span>ocalis<span class=\"_ _0\"></span>ation des <span class=\"_ _0\"></span>entit\u00e9s<span class=\"_ _0\"></span> d\u2019Agea<span class=\"_ _0\"></span>s, au 31<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1065px; z-index: 15;\">Gouvernem<span class=\"lse5 wsf4\">ents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 1050px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 1035px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 1050px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 1035px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 1035px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 1035px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 1035px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y69b ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 1035px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 586px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x18a h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 931px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13ce ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13cf ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d1 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 855px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 840px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 825px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 840px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 825px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 825px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 825px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 825px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13d5 ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 825px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 705px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y13e0 ff184 fs48 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _15a\"> </span><span class=\"lsf1 ws108\">Le poste Compte g\u00e9n\u00e9ral et \u00e9liminations est essentiellement li\u00e9 au programme de r\u00e9assurance et \u00e0 la tr\u00e9sorerie du Groupe.</span> </div>\n<div class=\"t m0 x6 h62 y13e1 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e3 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous fourn<span class=\"_ _3\"></span>it des information<span class=\"_ _3\"></span>s sur la concentra<span class=\"_ _3\"></span>tion du risque de<span class=\"_ _3\"></span> cr\u00e9dit et la </span></span>localisat<span class=\"_ _0\"></span>ion des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, au 31<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9c<span class=\"_ _0\"></span>embre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y13e4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e6 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 581px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 566px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 551px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 566px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 551px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 551px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 551px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 551px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13ea ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 551px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x3f h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13f4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13f5 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 354px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6cb ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 339px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 324px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6cb ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 339px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 324px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 324px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 324px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 324px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 324px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente les pri<span class=\"_ _0\"></span>ncipa<span class=\"_ _0\"></span>les expos<span class=\"_ _0\"></span>itions s<span class=\"_ _0\"></span>ur les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s m\u00e8res (u<span class=\"_ _0\"></span>ltimes<span class=\"_ _0\"></span>), mesur<span class=\"_ _0\"></span>\u00e9es \u00e0 la juste v<span class=\"_ _0\"></span>aleur, avec<span class=\"_ _0\"></span> leur notat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Top 10 des expositions les<span class=\"_ _0\"></span> plus \u00e9lev\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff187 fs45 fc1e sc0 lse2 ws103\" style=\"left: 475px; bottom: 1065px; z-index: 15;\">Group<span class=\"_ _3\"></span>e de <span class=\"lse0 wsed\">notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x233 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 633px; bottom: 1065px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 731px; bottom: 1065px; z-index: 15;\">Valeur nominale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Royaume de Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 506px; bottom: 1035px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1035px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1035px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">R\u00e9publique fran\u00e7aise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 1020px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1020px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9publique portugaise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1005px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Royaume d'Espagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 502px; bottom: 990px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 990px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">R\u00e9publique d'Autriche<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 975px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 975px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 960px; z-index: 15;\">R\u00e9publique italienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 960px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 xd4 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 960px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">R\u00e9publique f\u00e9d\u00e9rale d'Allemagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 945px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Banque europ\u00e9enne d\u2019investissemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 931px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 931px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 931px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">R\u00e9publique de L'inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 916px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 916px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff187 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 901px; z-index: 15;\">BNP Par<span class=\"_ _3\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6ed ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 901px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff189 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68f ff189 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 654px; bottom: 886px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 886px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1409 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y140a ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Royaum<span class=\"_ _0\"></span>e de Belgi<span class=\"_ _0\"></span>que reste l<span class=\"_ _0\"></span>a <span class=\"lsde wseb\">principal<span class=\"_ _3\"></span>e contrepart<span class=\"_ _3\"></span>ie conform\u00e9me<span class=\"_ _3\"></span>nt \u00e0 la <span class=\"_ _3\"></span>strat\u00e9gie de<span class=\"_ _3\"></span> rapatrieme<span class=\"_ _3\"></span>nt vers l<span class=\"_ _3\"></span>e pays d\u2019<span class=\"_ _3\"></span>origine, au <span class=\"_ _3\"></span>prix de<span class=\"_ _3\"></span> l\u2019accroissemen<span class=\"_ _3\"></span>t du </span></div>\n<div class=\"t m0 x6 h62 y140b ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 828px; height: 278px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfMarketRiskExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag506": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff16d fs43 fc1e sc0 ls104 ws120\" style=\"z-index: 15;\">A.<span class=\"ls0 ws0\"> <span class=\"_ _19d\"> </span><span class=\"lsf3 ws10d\">R<span class=\"_ _3\"></span>ISQUE DE<span class=\"_ _3\"></span> TAUX D\u2019INTE<span class=\"_ _3\"></span>RET</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e taux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat exis<span class=\"_ _0\"></span>te pour tous<span class=\"_ _0\"></span> les actifs et<span class=\"_ _0\"></span> passifs s<span class=\"_ _0\"></span><span class=\"lsde wsea\">ensibles </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">aux vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la st<span class=\"_ _0\"></span>ructure <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatili<span class=\"_ _0\"></span>t\u00e9 des t<span class=\"_ _0\"></span>aux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat. C<span class=\"_ _0\"></span>ela</div>\n<div class=\"t m0 x6 h62 y93e ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vaut pour les s<span class=\"_ _3\"></span>tructures \u00e0 terme r\u00e9el<span class=\"_ _3\"></span>les ou nominale<span class=\"_ _3\"></span>s. Le risque d\u00e9coule<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y93f ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la diff\u00e9r<span class=\"_ _0\"></span>ence de sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 des actif<span class=\"_ _0\"></span>s et des passif<span class=\"_ _0\"></span>s aux vari<span class=\"_ _0\"></span>ations</div>\n<div class=\"t m0 x6 h62 y940 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des taux<span class=\"_ _3\"></span> d\u2019int\u00e9r\u00eat et <span class=\"_ _3\"></span>de <span class=\"lsdc wse9\">la volatilit\u00e9 as<span class=\"_ _0\"></span>soci\u00e9<span class=\"_ _0\"></span>e, qui peut av<span class=\"_ _0\"></span>oir un impac<span class=\"_ _0\"></span>t </span></div>\n<div class=\"t m0 x6 h62 y941 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span> et la positi<span class=\"_ _0\"></span>on de solva<span class=\"_ _0\"></span>bilit\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y942 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y943 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Pour l\u2019\u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>on, le s<span class=\"_ _0\"></span>uivi et l<span class=\"_ _0\"></span>e contr\u00f4<span class=\"_ _0\"></span>le de so<span class=\"_ _0\"></span>n risqu<span class=\"_ _0\"></span>e de taux<span class=\"_ _0\"></span> d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x6 h62 y944 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas rec<span class=\"_ _0\"></span>ourt \u00e0 diff<span class=\"_ _0\"></span>\u00e9rents ind<span class=\"_ _0\"></span>icateu<span class=\"_ _0\"></span>rs, p<span class=\"lsde wseb\">armi lesquels l\u2019an<span class=\"_ _3\"></span>alyse de <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x6 h62 y945 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concord<span class=\"_ _0\"></span>ance (mis<span class=\"_ _0\"></span>match) de<span class=\"_ _0\"></span>s flux de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e et les simul<span class=\"_ _0\"></span>ations de</div>\n<div class=\"t m0 x1a h62 yf19 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">crise (st<span class=\"_ _0\"></span>ress tests<span class=\"_ _0\"></span>). Les polit<span class=\"_ _0\"></span>iques d<span class=\"_ _0\"></span>\u2019invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et d\u2019ALM im<span class=\"_ _0\"></span>posent</div>\n<div class=\"t m0 x1a h62 yf1a ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">g\u00e9n\u00e9ralement <span class=\"_ _3\"></span>une concorda<span class=\"_ _3\"></span>nce \u00e9lev\u00e9e<span class=\"_ _3\"></span>, sauf d\u00e9r<span class=\"_ _3\"></span>ogation d\u00fbmen<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 yf1b ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">approuv\u00e9e. Po<span class=\"_ _3\"></span>ur le l<span class=\"_ _3\"></span>ong t<span class=\"wsfa\">erme, la<span class=\"_ _3\"></span> concordance (matching<span class=\"_ _3\"></span>) peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 ycfb ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">difficil<span class=\"_ _0\"></span>e \u00e0 r\u00e9alis<span class=\"_ _0\"></span>er, faute d\u2019<span class=\"_ _0\"></span>actifs a<span class=\"_ _0\"></span>d\u00e9quats.<span class=\"_ _0\"></span> La strat\u00e9<span class=\"_ _0\"></span>gie de match<span class=\"_ _0\"></span>ing sera</div>\n<div class=\"t m0 x1a h62 ycfc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donc d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9e en f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> de l\u2019app\u00e9te<span class=\"_ _0\"></span>nce au risq<span class=\"_ _0\"></span>ue, de la disp<span class=\"_ _0\"></span>onibil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x1a h62 ycfd ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actifs<span class=\"_ _0\"></span> (\u00e0 long ter<span class=\"_ _0\"></span>me), des taux<span class=\"_ _0\"></span> de march<span class=\"_ _0\"></span>\u00e9 actuels et<span class=\"_ _0\"></span> pr\u00e9vus, et<span class=\"_ _0\"></span> des</div>\n<div class=\"t m0 x1a h62 ycfe ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveaux <span class=\"_ _0\"></span>de gara<span class=\"_ _0\"></span>ntie. D<span class=\"_ _0\"></span>es instr<span class=\"_ _0\"></span>uments<span class=\"_ _0\"></span> d\u00e9riv\u00e9s s<span class=\"_ _0\"></span>ont pa<span class=\"_ _0\"></span>rfois ut<span class=\"_ _0\"></span>ilis\u00e9s <span class=\"_ _0\"></span>pour</div>\n<div class=\"t m0 x1a h62 ycff ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">couvrir le risque<span class=\"_ _3\"></span> de taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat. Veuillez remarq<span class=\"_ _3\"></span>uer que le ri<span class=\"_ _3\"></span>sque li\u00e9</div>\n<div class=\"t m0 x1a h62 yd00 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux taux d\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat f<span class=\"_ _0\"></span>aibles a \u00e9t\u00e9 d\u00e9f<span class=\"_ _0\"></span>ini comm<span class=\"_ _0\"></span>e un risqu<span class=\"_ _0\"></span>e strat\u00e9gi<span class=\"_ _0\"></span>que avec</div>\n<div class=\"t m0 x1a h62 yd01 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une attent<span class=\"_ _0\"></span>ion sp\u00e9c<span class=\"_ _0\"></span>ifique po<span class=\"_ _0\"></span>ur <span class=\"wseb\">la str<span class=\"_ _0\"></span>ucture d<span class=\"_ _0\"></span>e co\u00fbts f<span class=\"_ _0\"></span>ixes/v<span class=\"_ _0\"></span>ariables<span class=\"_ _0\"></span>.</span></div>\n<div class=\"t m0 x6 h62 y1227 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1229 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s mo<span class=\"_ _0\"></span>ntre l\u2019i<span class=\"_ _0\"></span>ncidenc<span class=\"_ _0\"></span>e brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte de <span class=\"_ _0\"></span>r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et su<span class=\"_ _0\"></span>r les cap<span class=\"_ _0\"></span>itaux p<span class=\"_ _0\"></span>ropres <span class=\"_ _0\"></span>en IFRS d<span class=\"_ _0\"></span>\u2019une ba<span class=\"_ _0\"></span>isse des<span class=\"_ _0\"></span> taux d\u2019<span class=\"_ _0\"></span><span class=\"wse9\">int\u00e9r\u00eat p<span class=\"_ _0\"></span>our </span></span></div>\n<div class=\"t m0 x6 h62 y122a ff16d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les entit\u00e9s con<span class=\"_ _3\"></span>solid\u00e9es. Un choc<span class=\"_ _3\"></span> haussier/bai<span class=\"_ _3\"></span>ssier est appliqu\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span><span class=\"wseb\">correspondan<span class=\"_ _3\"></span>t \u00e0 une <span class=\"_ _3\"></span>p\u00e9riode de<span class=\"_ _3\"></span> rendement<span class=\"_ _3\"></span> d\u20191/30 an<span class=\"_ _3\"></span>s (environ 75<span class=\"_ _3\"></span> pb en m<span class=\"_ _3\"></span>oyenne) </span></div>\n<div class=\"t m0 x6 h62 y122b ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certain<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s utilis<span class=\"_ _0\"></span>ent une m\u00e9t<span class=\"_ _0\"></span>hode simpl<span class=\"_ _0\"></span>ifi\u00e9e av<span class=\"_ _0\"></span>ec prise e<span class=\"_ _0\"></span>n consid\u00e9r<span class=\"_ _0\"></span>ation d\u2019u<span class=\"_ _0\"></span>n stress p<span class=\"_ _0\"></span>arall\u00e8l<span class=\"_ _0\"></span>e de 100<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">pb.</span> </span></div>\n<div class=\"t m0 x6 h62 y12df ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 488px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y699 ff16d fs45 fc19 sc0 ls0 ws0\" style=\"left: 693px; bottom: 829px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 814px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff16f fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 799px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 784px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 446px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 448px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 446px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 569px; bottom: 829px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 533px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 523px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 556px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse5 ws100\" style=\"left: 652px; bottom: 814px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 654px; bottom: 799px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 652px; bottom: 784px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c h65 y699 ff16d fs45 fc20 sc0 lse0 wsed\" style=\"left: 776px; bottom: 829px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff16d fs45 fc20 sc0 lse2 ws103\" style=\"left: 740px; bottom: 814px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff16d fs45 fc20 sc0 lse0 wsee\" style=\"left: 730px; bottom: 799px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff16d fs45 fc20 sc0 lse0 wsf0\" style=\"left: 763px; bottom: 784px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 487px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 589px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 693px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68a ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 769px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 754px; z-index: 15;\">Taux d'int\u00e9r\u00eat en baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 754px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 754px; z-index: 15;\">1.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68c ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 754px; z-index: 15;\">4</div>\n<div class=\"t m0 x40 h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 754px; z-index: 15;\">396<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 739px; z-index: 15;\">Taux d'int\u00e9r\u00eat en hausse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 471px; bottom: 739px; z-index: 15;\">(67)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 561px; bottom: 739px; z-index: 15;\">(2.224)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff16d fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 739px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y691 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 739px; z-index: 15;\">(1.407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y12e7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e8 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12e9 ff16d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> COURS</span> </span></div>\n<div class=\"t m0 x6 h62 y12ea ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e cours d\u00e9co<span class=\"_ _0\"></span>ule de la sens<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 d\u2019actifs<span class=\"_ _0\"></span>, de passif<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x6 h62 y12eb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019instr<span class=\"_ _0\"></span>uments f<span class=\"_ _0\"></span>inancie<span class=\"_ _0\"></span>rs aux v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des <span class=\"_ _0\"></span>niveaux <span class=\"_ _0\"></span>ou de la v<span class=\"_ _0\"></span>olatil<span class=\"_ _0\"></span>it\u00e9</div>\n<div class=\"t m0 x6 h62 y12ec ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des cours<span class=\"_ _0\"></span> des act<span class=\"_ _0\"></span>ions o<span class=\"_ _0\"></span>u de leur <span class=\"_ _0\"></span>rendem<span class=\"_ _0\"></span>ent, ce q<span class=\"_ _0\"></span>ui peu<span class=\"_ _0\"></span>t avoir un <span class=\"_ _0\"></span>impact</div>\n<div class=\"t m0 x6 h62 y12ed ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9favo<span class=\"_ _0\"></span>rable sur le<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">et la positi<span class=\"_ _0\"></span>on de solvab<span class=\"_ _0\"></span>ilit\u00e9.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y12ee ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12ef ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque es<span class=\"_ _0\"></span>t contr\u00f4l<span class=\"_ _0\"></span>\u00e9 en fixant des<span class=\"_ _0\"></span> limites<span class=\"_ _0\"></span> bas\u00e9es su<span class=\"_ _0\"></span>r l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au</div>\n<div class=\"t m0 x6 h62 y12f0 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et p<span class=\"_ _0\"></span>ar des politi<span class=\"_ _0\"></span>ques d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement qu<span class=\"_ _0\"></span>i impose<span class=\"_ _0\"></span>nt la mise en</div>\n<div class=\"t m0 x6 h62 y12f1 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">place d\u2019u<span class=\"_ _0\"></span>ne s\u00e9rie de c<span class=\"_ _0\"></span>ontr\u00f4les,<span class=\"_ _0\"></span> et notamm<span class=\"_ _0\"></span>ent des mes<span class=\"_ _0\"></span>ures \u00e0 pren<span class=\"_ _0\"></span>dre en</div>\n<div class=\"t m0 x6 h62 y12f2 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cas de bai<span class=\"_ _3\"></span>s<span class=\"lsdc wse9\">se de valeur s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>ative. La g<span class=\"_ _0\"></span>estion p<span class=\"_ _0\"></span>roactiv<span class=\"_ _0\"></span>e ant\u00e9rie<span class=\"_ _0\"></span>ure de </span></div>\n<div class=\"t m0 x1a h62 y12f3 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce risqu<span class=\"_ _0\"></span>e a permis de r\u00e9<span class=\"_ _0\"></span>duire rapi<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> l\u2019exposit<span class=\"_ _0\"></span>ion au risq<span class=\"_ _0\"></span>ue sur</div>\n<div class=\"t m0 x1a h62 y12f4 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions p<span class=\"_ _0\"></span>ar le biais de ve<span class=\"_ _0\"></span>ntes et de couv<span class=\"_ _0\"></span>erture<span class=\"_ _0\"></span>s. Cela cont<span class=\"_ _0\"></span>ribue \u00e0 \u00e9vit<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x1a h62 y12f5 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des pert<span class=\"_ _0\"></span>es et \u00e0 p<span class=\"_ _0\"></span>r\u00e9serv<span class=\"_ _0\"></span>er la solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 des c<span class=\"_ _0\"></span>ompag<span class=\"lsde wsfa\">nies d\u2019assurances </span></div>\n<div class=\"t m0 x1a h62 y12f6 ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tout au <span class=\"_ _0\"></span>long d\u2019un<span class=\"_ _0\"></span>e crise f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12f7 ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y12f8 ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9term<span class=\"_ _0\"></span>ine l\u2019exp<span class=\"_ _0\"></span>ositi<span class=\"_ _0\"></span>on sur actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x1a h62 y12f9 ff16d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fonction de<span class=\"_ _3\"></span> la r\u00e9ali<span class=\"_ _3\"></span>t\u00e9 \u00e9conomique<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span> et des<span class=\"_ _3\"></span> risques sou<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\">-<span class=\"lsf0 ws104\">jacents. </span></span></div>\n<div class=\"t m0 x1a h62 y12fa ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019exposi<span class=\"_ _0\"></span>tion \u00e9co<span class=\"_ _0\"></span>nomiq<span class=\"_ _0\"></span>ue<span class=\"ls0 ws0\"> </span><span class=\"wseb\">totale s<span class=\"_ _0\"></span>ur actio<span class=\"_ _0\"></span>ns, en j<span class=\"_ _0\"></span>uste va<span class=\"_ _0\"></span>leur, est </span></div>\n<div class=\"t m0 x1a h62 y12fb ff16d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e dans l<span class=\"_ _0\"></span>e tabl<span class=\"_ _0\"></span>eau ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous, selon une appro<span class=\"_ _3\"></span>che bas\u00e9e sur le </span></span></div>\n<div class=\"t m0 x1a h62 y12fc ff16d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque et av<span class=\"_ _0\"></span>ec rappro<span class=\"_ _0\"></span>chement<span class=\"_ _0\"></span> des chiff<span class=\"_ _0\"></span>res publi<span class=\"_ _0\"></span>\u00e9s en IFRS.</div>\n<div class=\"t m0 x6 h62 y12fd ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y12fe ff16d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 503px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 503px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff16d fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xfd h65 y797 ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y797 ff170 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Placements directs en actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 472px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 472px; z-index: 15;\">3.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Fonds de <span class=\"wsee\">placement en actions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 457px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 457px; z-index: 15;\">916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 443px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement (Private equity)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 443px; z-index: 15;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 443px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 428px; z-index: 15;\">Fonds de r\u00e9partition d'actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 428px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 428px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff16f fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Exposition \u00e9conomique totale sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 413px; z-index: 15;\">3.622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 413px; z-index: 15;\">4.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 398px; z-index: 15;\">Fonds obligataires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 398px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 398px; z-index: 15;\">424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Fonds du march\u00e9 mon\u00e9taire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 383px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 383px; z-index: 15;\">221<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Fonds <span class=\"lsee wsff\">immob<span class=\"_ _3\"></span>iliers (SIC<span class=\"_ _3\"></span>AFI/REIT<span class=\"_ _3\"></span>S)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 368px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 368px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Exposition totale en IFRS des actions et autres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 354px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff16f fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 354px; z-index: 15;\">5.872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 339px; z-index: 15;\">Dont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xfd h67 y68c ff16f fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff16d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">Disponibles \u00e0 la vente <span class=\"_ _0\"></span>(voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 324px; z-index: 15;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 324px; z-index: 15;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff16d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 309px; z-index: 15;\">D\u00e9tenus \u00e0 la juste va<span class=\"_ _0\"></span>leur (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 309px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff16d fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 309px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 298px; height: 808px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 298px; height: 808px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">dessous mo<span class=\"_ _0\"></span>ntre l\u2019<span class=\"_ _0\"></span>incide<span class=\"_ _0\"></span>nce brut<span class=\"_ _0\"></span>e sur le c<span class=\"_ _0\"></span>ompte <span class=\"_ _0\"></span>de r\u00e9sult<span class=\"_ _0\"></span>at en IF<span class=\"_ _0\"></span>RS et s<span class=\"_ _0\"></span>ur les c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> propres<span class=\"_ _0\"></span> en IFR<span class=\"_ _0\"></span>S d\u2019un c<span class=\"_ _0\"></span>hoc sur a<span class=\"_ _0\"></span>ctions <span class=\"lsde wsea\">correspondant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une bai<span class=\"_ _3\"></span>sse d\u20191/30 <span class=\"_ _3\"></span>d\u2019ann\u00e9e de<span class=\"_ _3\"></span> p\u00e9riode de r<span class=\"_ _3\"></span>endement (e<span class=\"_ _3\"></span>nviron 30<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">% pour les act<span class=\"_ _0\"></span>ions cot\u00e9<span class=\"_ _0\"></span>es dans l\u2019E<span class=\"_ _0\"></span>EE) pour les ent<span class=\"_ _0\"></span><span class=\"wseb\">it\u00e9s c<span class=\"_ _0\"></span>onsolid<span class=\"_ _0\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y697 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y6a0 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 990px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a0 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y1314 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 990px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff175 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 532px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 620px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 708px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff174 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff172 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Actions <span class=\"ls0 ws0\">\u2013 <span class=\"lse5 ws100\">ri<span class=\"_ _3\"></span>sque \u00e0 l<span class=\"_ _3\"></span>a bais<span class=\"_ _3\"></span>se</span> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 959px; z-index: 15;\">(340)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 959px; z-index: 15;\">(281)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">(1.262)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1319 ff172 fs43 fc20 sc0 ls102 ws11d\" style=\"z-index: 15;\">C.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> SPREAD</span> </span></div>\n<div class=\"t m0 x6 h62 y131a ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e spread r\u00e9s<span class=\"_ _0\"></span>ulte de la se<span class=\"_ _0\"></span>nsibilit<span class=\"_ _0\"></span>\u00e9 de la vale<span class=\"_ _0\"></span>ur d\u2019actif<span class=\"_ _0\"></span>s, de</div>\n<div class=\"t m0 x6 h62 y131b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> et d\u2019instr<span class=\"_ _0\"></span>uments fi<span class=\"_ _0\"></span>nanciers<span class=\"_ _0\"></span> aux variat<span class=\"_ _0\"></span>ions du ni<span class=\"_ _0\"></span>veau ou de la</div>\n<div class=\"t m0 x6 h62 y131c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">volatil<span class=\"_ _0\"></span>it\u00e9 des s<span class=\"_ _0\"></span>preads s<span class=\"_ _0\"></span>ur la st<span class=\"_ _0\"></span>ructur<span class=\"_ _0\"></span>e \u00e0 terme <span class=\"_ _0\"></span>de taux d<span class=\"_ _0\"></span>\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"lsf7\">sans </span></div>\n<div class=\"t m0 x6 h62 y131d ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131e ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131f ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une partie i<span class=\"_ _0\"></span>mporta<span class=\"_ _0\"></span>nte des pass<span class=\"_ _0\"></span>ifs d\u2019Age<span class=\"_ _0\"></span>as sont rel<span class=\"_ _0\"></span>ativeme<span class=\"_ _0\"></span>nt illiq<span class=\"_ _0\"></span>uides.</div>\n<div class=\"t m0 x6 h62 y1320 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas s\u2019ef<span class=\"_ _0\"></span>force g<span class=\"_ _0\"></span>\u00e9n\u00e9rale<span class=\"_ _0\"></span>ment de d\u00e9t<span class=\"_ _0\"></span>enir ses act<span class=\"_ _0\"></span>ifs obli<span class=\"_ _0\"></span>gataire<span class=\"_ _0\"></span>s jusqu\u2019\u00e0</div>\n<div class=\"t m0 x6 h62 y1321 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">leur \u00e9ch<span class=\"_ _0\"></span>\u00e9ance.<span class=\"_ _0\"></span> Cela lim<span class=\"_ _0\"></span>ite sen<span class=\"_ _0\"></span>sibleme<span class=\"_ _0\"></span>nt l\u2019inc<span class=\"_ _0\"></span>idence <span class=\"_ _0\"></span>\u00e0 long t<span class=\"_ _0\"></span>erme du</div>\n<div class=\"t m0 x6 h62 y1322 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">risque de spread<span class=\"_ _3\"></span> \u00e9tant donn\u00e9 <span class=\"lsdc wse9\">qu\u2019Ageas d\u00e9t<span class=\"_ _0\"></span>ient g\u00e9<span class=\"_ _0\"></span>n\u00e9ralem<span class=\"_ _0\"></span>ent ces act<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h62 y1323 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e \u00e0 hauteu<span class=\"_ _0\"></span>r de ses pass<span class=\"_ _0\"></span>ifs illiq<span class=\"_ _0\"></span>uides \u00e0 long t<span class=\"_ _0\"></span>erme. Bie<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1324 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que la volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 cou<span class=\"_ _0\"></span>rt terme pu<span class=\"_ _0\"></span>isse \u00eatre si<span class=\"_ _0\"></span>gnificat<span class=\"_ _0\"></span>ive, il est<span class=\"_ _0\"></span> peu</div>\n<div class=\"t m0 x6 h62 y1325 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">probable qu\u2019<span class=\"_ _3\"></span>Ageas soit <span class=\"_ _3\"></span>contraint d<span class=\"_ _3\"></span>e les c\u00e9de<span class=\"_ _3\"></span>r \u00e0 vil<span class=\"_ _3\"></span> prix, m\u00eame <span class=\"_ _3\"></span>s\u2019il peu<span class=\"lsf0 ws104\">t </span></div>\n<div class=\"t m0 x6 h62 y1326 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cider d<span class=\"_ _0\"></span>e les liquide<span class=\"_ _0\"></span>r s\u2019il est<span class=\"_ _0\"></span>ime que c\u2019es<span class=\"_ _0\"></span>t la meilleu<span class=\"_ _0\"></span>re d\u00e9cis<span class=\"_ _0\"></span>ion \u00e0</div>\n<div class=\"t m0 x6 h62 y1327 ff172 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prendre.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1328 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1329 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que la sensi<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 \u00e0 long</div>\n<div class=\"t m0 x6 h62 y132a ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme du risque<span class=\"_ _3\"></span> de spread est simi<span class=\"_ _3\"></span>laire au concept<span class=\"_ _3\"></span> de \u00ab<span class=\"ls0 ws0\"> </span>Correction<span class=\"_ _3\"></span> pour</div>\n<div class=\"t m0 x6 h62 y132b ff172 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">vola<span class=\"_ _3\"></span>tili<span class=\"_ _3\"></span>t\u00e9<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb<span class=\"_ _3\"></span> dans Solv<span class=\"_ _3\"></span>abilit\u00e9 <span class=\"wsfa\">II,<span class=\"_ _3\"></span> mais en tenant comp<span class=\"_ _3\"></span>te des </span></span></span></div>\n<div class=\"t m0 x1a h62 y132c ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">caract\u00e9<span class=\"_ _0\"></span>ristiq<span class=\"_ _0\"></span>ues sp\u00e9c<span class=\"_ _0\"></span>ifiques<span class=\"_ _0\"></span> de son p<span class=\"_ _0\"></span>ortefe<span class=\"_ _0\"></span>uille. C<span class=\"_ _0\"></span>eci est<span class=\"_ _0\"></span> consid\u00e9<span class=\"_ _0\"></span>r\u00e9</div>\n<div class=\"t m0 x1a h62 y132d ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme plus<span class=\"_ _0\"></span> confor<span class=\"_ _0\"></span>me au mod\u00e8l<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>onnel d\u2019Ag<span class=\"_ _0\"></span>eas, qui \u00e9v<span class=\"_ _0\"></span>ite</div>\n<div class=\"t m0 x1a h62 y132e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e9n\u00e9ral<span class=\"_ _0\"></span>ement la r\u00e9<span class=\"_ _0\"></span>alisati<span class=\"_ _0\"></span>on de pertes de c<span class=\"_ _0\"></span>apital,<span class=\"_ _0\"></span> contrair<span class=\"_ _0\"></span>ement \u00e0 un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y132f ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">approche stric<span class=\"_ _3\"></span>te par \u00e9val<span class=\"lsdc wse9\">uation au prix<span class=\"_ _0\"></span> du march\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1330 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas trai<span class=\"_ _0\"></span>te le risque d<span class=\"_ _0\"></span>e spread da<span class=\"_ _0\"></span>ns SCR</div>\n<div class=\"t m0 x11e h76 y1331 ff172 fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xda h62 y1332 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">, de la mani\u00e8r<span class=\"_ _0\"></span>e suivant<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1333 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsdc wse9\">Inclusion du taux<span class=\"_ _0\"></span> fondame<span class=\"_ _0\"></span>ntal pour l<span class=\"_ _0\"></span>es exposit<span class=\"_ _0\"></span>ions en ti<span class=\"_ _0\"></span>tres </span></span></div>\n<div class=\"t m0 x133 h62 y1334 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">souverains eur<span class=\"_ _3\"></span>op\u00e9ens et \u00e9quival<span class=\"_ _3\"></span>ents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1335 ff176 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff177\"> <span class=\"_ _41\"> </span><span class=\"ff172 lsfe ws11a\">E<span class=\"_ _3\"></span>xclusion</span><span class=\"ff172\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">du spread n<span class=\"_ _0\"></span>on fon<span class=\"_ _0\"></span>dament<span class=\"_ _0\"></span>al sur les <span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>dettes<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x1a h7e y1336 ff174 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1337 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les sensi<span class=\"_ _0\"></span>bilit\u00e9s p<span class=\"_ _0\"></span>rises en con<span class=\"_ _0\"></span>sid\u00e9rat<span class=\"_ _0\"></span>ion pour l\u2019<span class=\"_ _0\"></span>impact d<span class=\"_ _0\"></span>\u2019un \u00e9lar<span class=\"_ _0\"></span>gissem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1338 ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des spreads de<span class=\"_ _3\"></span> cr\u00e9dit sur le compte<span class=\"_ _3\"></span> de r\u00e9sultat et sur<span class=\"_ _3\"></span> les fonds propre<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1339 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en IFRS d\u00e9<span class=\"_ _3\"></span>pendent<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">de la notation de cr<span class=\"_ _0\"></span>\u00e9dit et de la du<span class=\"_ _0\"></span>ration de l\u2019<span class=\"_ _0\"></span>actif </span></span></div>\n<div class=\"t m0 x1a h62 y133a ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">consid\u00e9r\u00e9. Ce<span class=\"_ _3\"></span>s chocs <span class=\"_ _3\"></span>correspondent \u00e0<span class=\"_ _3\"></span> une p\u00e9ri<span class=\"_ _3\"></span>ode de rende<span class=\"_ _3\"></span>ment de</div>\n<div class=\"t m0 x1a h62 y133b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">1/30 et se sit<span class=\"_ _0\"></span>uent entr<span class=\"_ _0\"></span>e +70 pb pour l<span class=\"_ _0\"></span>es actifs n<span class=\"_ _0\"></span>ot\u00e9s AAA et +2<span class=\"_ _0\"></span>00 pb</div>\n<div class=\"t m0 x1a h62 y133c ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pour les<span class=\"_ _3\"></span> actifs not\u00e9s<span class=\"_ _3\"></span> BBB. Cer<span class=\"_ _3\"></span>taines entit\u00e9<span class=\"_ _3\"></span>s op\u00e9rationnel<span class=\"_ _3\"></span>les appliq<span class=\"lsdc wse8\">uent </span></div>\n<div class=\"t m0 x1a h62 y133d ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une m\u00e9thode<span class=\"_ _3\"></span> simplifi\u00e9e <span class=\"_ _3\"></span>dans laquell<span class=\"_ _3\"></span>e l\u2019ensembl<span class=\"_ _3\"></span>e du portefe<span class=\"_ _3\"></span>uille de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y133e ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit subit<span class=\"_ _3\"></span> un choc de +100 pb.</div>\n<div class=\"t m0 x6 h62 y133f ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1340 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1341 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span>capitau<span class=\"_ _0\"></span>x propr<span class=\"_ _0\"></span>es en I<span class=\"_ _0\"></span>FRS d\u2019u<span class=\"_ _0\"></span>n choc de<span class=\"_ _0\"></span> spread s<span class=\"_ _0\"></span>u<span class=\"lsfe ws12d\">r la </span></span></div>\n<div class=\"t m0 x6 h62 y1342 ff172 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">sensi<span class=\"lsde wsfa\">bilit\u00e9 des cours.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 hae y1343 ff172 fs71 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 haf y1344 ff172 fs72 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 532px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 532px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x40 h65 y68c ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 532px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h67 y691 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 502px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff172 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 487px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 489px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 492px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 489px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 532px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 563px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 553px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 587px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse5 ws100\" style=\"left: 665px; bottom: 517px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 668px; bottom: 502px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 665px; bottom: 487px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff172 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 532px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff172 fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 517px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff172 fs45 fc1e sc0 lse0 wsee\" style=\"left: 730px; bottom: 502px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff172 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 764px; bottom: 487px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff175 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 532px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y6a6 ff174 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 471px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff172 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 457px; z-index: 15;\">Risque de spread <span class=\"ls0 ws0\">- </span>\u00c9largissement des spread<span class=\"_ _0\"></span>s de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 457px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 457px; z-index: 15;\">(1.004)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 457px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff172 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 457px; z-index: 15;\">(1.291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y134b ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134c ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y134d ff172 fs43 fc1e sc0 ls102 ws11d\" style=\"z-index: 15;\">D.<span class=\"ls0 ws0\"> <span class=\"_ _ce\"> </span><span class=\"lsf3 ws113\">RI<span class=\"_ _3\"></span>SQUE DE<span class=\"_ _3\"></span> CHANGE</span> </span></div>\n<div class=\"t m0 x6 h62 y134e ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e change na\u00ee<span class=\"_ _0\"></span>t de la sens<span class=\"_ _0\"></span>ibilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et<span class=\"_ _0\"></span> de passifs au<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x6 h62 y134f ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">variations du<span class=\"_ _3\"></span> niveau <span class=\"_ _3\"></span>des cours de<span class=\"_ _3\"></span> change en<span class=\"_ _3\"></span> cas de<span class=\"_ _3\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsea\">concord<span class=\"_ _3\"></span>ance </span></div>\n<div class=\"t m0 x6 h62 y1350 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de devise des<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span> et des <span class=\"wseb\">passifs.<span class=\"_ _0\"></span> Au niv<span class=\"_ _0\"></span>eau du G<span class=\"_ _0\"></span>roupe, c<span class=\"_ _0\"></span>ela </span></div>\n<div class=\"t m0 x6 h62 y1351 ff172 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comprend les<span class=\"_ _3\"></span> situation<span class=\"_ _3\"></span>s o\u00f9 Ageas d\u00e9<span class=\"_ _3\"></span>tient de<span class=\"_ _3\"></span>s actifs (<span class=\"_ _3\"></span>filiales et</div>\n<div class=\"t m0 x6 h62 y1352 ff172 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es<span class=\"_ _0\"></span>) ou des<span class=\"_ _0\"></span> passif<span class=\"_ _0\"></span>s (de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt) lib<span class=\"_ _0\"></span>ell\u00e9s en</div>\n<div class=\"t m0 x6 h62 y1353 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> devises<span class=\"_ _0\"></span> que l\u2019euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1354 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1355 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La politiq<span class=\"_ _0\"></span>ue de place<span class=\"_ _0\"></span>ment d\u2019A<span class=\"_ _0\"></span>geas limit<span class=\"_ _0\"></span>e ce risque,<span class=\"_ _0\"></span> car elle imp<span class=\"_ _0\"></span>ose de</div>\n<div class=\"t m0 x1a h62 y1356 ff172 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">minimiser<span class=\"_ _3\"></span> la non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wseb\">concorda<span class=\"_ _3\"></span>nce de de<span class=\"_ _3\"></span>vises entre <span class=\"_ _3\"></span>actifs e<span class=\"_ _3\"></span>t passifs <span class=\"_ _3\"></span>dans les </span></span></div>\n<div class=\"t m0 x1a h62 y1357 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">filiales<span class=\"_ _0\"></span>, et m\u00eame, d<span class=\"_ _0\"></span>ans la plupa<span class=\"_ _0\"></span>rt des cas, d<span class=\"_ _0\"></span>e l\u2019\u00e9limin<span class=\"_ _0\"></span>er. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1358 ff172 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1359 ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a pou<span class=\"_ _0\"></span>r politiqu<span class=\"_ _0\"></span>e de ne pas co<span class=\"_ _0\"></span>uvrir les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements en ac<span class=\"_ _0\"></span>tions</div>\n<div class=\"t m0 x1a h62 y135a ff172 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">et les f<span class=\"lsdc wseb\">inance<span class=\"_ _0\"></span>ments p<span class=\"_ _0\"></span>ermane<span class=\"_ _0\"></span>nts en dev<span class=\"_ _0\"></span>ises des<span class=\"_ _0\"></span> filial<span class=\"_ _0\"></span>es et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x1a h62 y135b ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es. Ageas<span class=\"_ _0\"></span> accepte l<span class=\"_ _0\"></span>a non<span class=\"ls0 ws0\">-</span><span class=\"wseb\">concord<span class=\"_ _0\"></span>ance li<span class=\"_ _0\"></span>\u00e9e \u00e0 ses<span class=\"_ _0\"></span> activit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y135c ff172 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> op\u00e9rant d<span class=\"_ _0\"></span>ans des dev<span class=\"_ _0\"></span>ises diff\u00e9r<span class=\"_ _0\"></span>entes de l\u2019<span class=\"_ _0\"></span>euro com<span class=\"_ _0\"></span>me la</div>\n<div class=\"t m0 x1a h62 y135d ff172 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cons\u00e9quence de<span class=\"_ _3\"></span> son statut de grou<span class=\"_ _3\"></span>pe internationa<span class=\"_ _3\"></span>l.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 273px; height: 833px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 273px; height: 833px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"wseb\">princ<span class=\"_ _3\"></span>ipales expos<span class=\"_ _3\"></span>itions au r<span class=\"_ _3\"></span>isque de c<span class=\"_ _3\"></span>hange au 3<span class=\"_ _3\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">d\u00e9cembre<span class=\"_ _3\"></span> figurent dans<span class=\"_ _3\"></span> le tableau ci<span class=\"ls0 ws0\">-</span></span>d<span class=\"_ _3\"></span>essous. Le<span class=\"_ _3\"></span>s chiffres p<span class=\"_ _3\"></span>r\u00e9sent\u00e9s sont d<span class=\"_ _3\"></span>es exposi<span class=\"_ _3\"></span>tions nettes </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(actifs m<span class=\"_ _0\"></span>oins pass<span class=\"_ _0\"></span>ifs), apr<span class=\"_ _0\"></span>\u00e8s toute co<span class=\"_ _0\"></span>uvertu<span class=\"_ _0\"></span>re libell\u00e9<span class=\"_ _0\"></span>e en euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 1049px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 1049px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 1049px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 1049px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 1049px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 1049px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 1049px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 1049px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 1049px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 1049px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 1049px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 1049px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y697 ff17a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 1019px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1019px; z-index: 15;\">3.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 1019px; z-index: 15;\">913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 1019px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1019px; z-index: 15;\">1.875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 1019px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 1019px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1019px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 1019px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 1019px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1019px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 1004px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 1004px; z-index: 15;\">2.596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 451px; bottom: 1004px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1004px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 989px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 989px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 989px; z-index: 15;\">911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 989px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 989px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 989px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 989px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 989px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 989px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 989px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 989px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">(435)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 959px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 959px; z-index: 15;\">589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 959px; z-index: 15;\">476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 959px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 959px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 959px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 959px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 959px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 959px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 959px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 959px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 931px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 931px; z-index: 15;\">730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 931px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 931px; z-index: 15;\">420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 931px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 931px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 931px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 931px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 931px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1366 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 931px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1366 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 268px; bottom: 899px; z-index: 15;\">HKD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lsee wsf6\" style=\"left: 315px; bottom: 899px; z-index: 15;\">GBP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 361px; bottom: 899px; z-index: 15;\">USD<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 408px; bottom: 899px; z-index: 15;\">CNY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 457px; bottom: 899px; z-index: 15;\">INR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 499px; bottom: 899px; z-index: 15;\">MYR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 546px; bottom: 899px; z-index: 15;\">PHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 593px; bottom: 899px; z-index: 15;\">THB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 640px; bottom: 899px; z-index: 15;\">VND<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff178 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 684px; bottom: 899px; z-index: 15;\">RON<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff178 fs45 fc1e sc0 lse6 wsf5\" style=\"left: 732px; bottom: 899px; z-index: 15;\">TRY<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 899px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 884px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 869px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 869px; z-index: 15;\">4.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 869px; z-index: 15;\">1.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 869px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 869px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 869px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 869px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 869px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 869px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 869px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 869px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y797 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 869px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total des passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 277px; bottom: 854px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 854px; z-index: 15;\">4.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 698px; bottom: 854px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 854px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 839px; z-index: 15;\">Total des actifs moins l<span class=\"_ _0\"></span>es passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 839px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 839px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 358px; bottom: 839px; z-index: 15;\">1.342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 839px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 839px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 839px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 839px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 839px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 839px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 839px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 839px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 839px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">Hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 824px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 824px; z-index: 15;\">(678)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 824px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 809px; z-index: 15;\">Position nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 809px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 809px; z-index: 15;\">942<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 366px; bottom: 809px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 809px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 809px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 809px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 809px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 809px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 809px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 809px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 809px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 809px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px; z-index: 15;\">Dont montant investi dans les filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 287px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 426px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 473px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 518px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 611px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 703px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 750px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">ou entreprises associ\u00e9es</span> </div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 273px; bottom: 781px; z-index: 15;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 781px; z-index: 15;\">939<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 370px; bottom: 781px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 404px; bottom: 781px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 459px; bottom: 781px; z-index: 15;\">297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 781px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 781px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 781px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 781px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y1371 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 736px; bottom: 781px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y1371 ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1372 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1373 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1374 ff178 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">E. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf0\">RISQUE IMMOBILIER</span> </span></div>\n<div class=\"t m0 x6 h62 y1375 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque im<span class=\"_ _0\"></span>mobili<span class=\"_ _0\"></span>er d\u00e9coul<span class=\"_ _0\"></span>e de la sensi<span class=\"_ _0\"></span>bilit\u00e9 d\u2019<span class=\"_ _0\"></span>actifs et de p<span class=\"_ _0\"></span>assifs au</div>\n<div class=\"t m0 x6 h62 y1376 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau o<span class=\"_ _0\"></span>u \u00e0 la vo<span class=\"_ _0\"></span>latilit\u00e9 <span class=\"_ _0\"></span>des cour<span class=\"_ _0\"></span>s des bi<span class=\"_ _0\"></span>ens imme<span class=\"_ _0\"></span>ubles ou <span class=\"_ _0\"></span>de leu<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y1377 ff178 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">rendement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1378 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1379 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion des risq<span class=\"_ _0\"></span>ues, Age<span class=\"_ _0\"></span>as d\u00e9fini<span class=\"_ _0\"></span>t son exposi<span class=\"_ _0\"></span>tion \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er</div>\n<div class=\"t m0 x6 h62 y137a ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019apr\u00e8s l<span class=\"_ _0\"></span>a valeur de ma<span class=\"_ _0\"></span>rch\u00e9 des act<span class=\"_ _0\"></span>ifs, et y inc<span class=\"_ _0\"></span>lut les act<span class=\"_ _0\"></span>ifs d\u00e9te<span class=\"_ _0\"></span>nus pour</div>\n<div class=\"t m0 x6 h62 y137b ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compte pr<span class=\"_ _0\"></span>opre, et l<span class=\"_ _0\"></span>a norme IFR<span class=\"_ _0\"></span>S16 Contr<span class=\"_ _0\"></span>ats de locat<span class=\"_ _0\"></span>ion. L\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x6 h62 y137c ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consid\u00e9<span class=\"_ _0\"></span>r\u00e9e diff\u00e8<span class=\"_ _0\"></span>re de l\u2019exp<span class=\"_ _0\"></span>ositio<span class=\"_ _0\"></span>n pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e confor<span class=\"_ _0\"></span>m\u00e9ment<span class=\"_ _0\"></span> aux</div>\n<div class=\"t m0 x6 h62 y137d ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions IFRS,<span class=\"_ _0\"></span> qui exclut<span class=\"_ _0\"></span> les plus<span class=\"ls0 ws0\">-</span>valu<span class=\"_ _0\"></span>es ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">val<span class=\"_ _3\"></span>u<span class=\"lsdc wse9\">es latentes. L<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x1a h62 y137e ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">tableau c<span class=\"_ _0\"></span>i<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous identi<span class=\"_ _3\"></span>fie ce qu\u2019Ageas con<span class=\"_ _3\"></span>sid\u00e8re comme son </span></span></div>\n<div class=\"t m0 x1a h62 y137f ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposit<span class=\"_ _0\"></span>ion \u00e9cono<span class=\"_ _0\"></span>mique \u00e0 l\u2019i<span class=\"_ _0\"></span>mmobili<span class=\"_ _0\"></span>er et \u00e9tab<span class=\"_ _0\"></span>lit le rapp<span class=\"_ _0\"></span>rochem<span class=\"_ _0\"></span>ent par</div>\n<div class=\"t m0 x1a h62 y1380 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rapport a<span class=\"_ _0\"></span>ux chiffr<span class=\"_ _0\"></span>es publi\u00e9s s<span class=\"_ _0\"></span>elon les I<span class=\"_ _0\"></span>FRS.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1381 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1382 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00c0 des fins de ges<span class=\"_ _0\"></span>tion du ris<span class=\"_ _0\"></span>que, A<span class=\"lsde wseb\">geas suit un mod\u00e8le<span class=\"_ _3\"></span> interne pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1383 ff178 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019immob<span class=\"_ _0\"></span>ilier dan<span class=\"_ _0\"></span>s ses princi<span class=\"_ _0\"></span>pales fil<span class=\"_ _0\"></span>iales, da<span class=\"_ _0\"></span>ns lesqu<span class=\"_ _0\"></span>elles le risq<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y1384 ff178 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">immobil<span class=\"_ _0\"></span>ier est t<span class=\"_ _0\"></span>rait\u00e9 s<span class=\"_ _0\"></span>elon l\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e9con<span class=\"_ _0\"></span>omique <span class=\"_ _0\"></span>sous<span class=\"ls0 ws0\">-</span>jace<span class=\"_ _0\"></span>nte, plut<span class=\"_ _0\"></span>\u00f4t</div>\n<div class=\"t m0 x1a h62 y1385 ff178 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">que selon<span class=\"_ _3\"></span> la classi<span class=\"_ _3\"></span>fication IFRS<span class=\"_ _3\"></span> des actifs<span class=\"_ _3\"></span>.</div>\n<div class=\"t m0 x6 h62 y1386 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1387 ff178 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff178 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 544px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff178 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff178 fs45 fc1e sc0 lse2 wsf1\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Type<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse1 wsef\">d\u2019actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69d ff17a fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff17a fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 498px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 498px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff178 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">et parkings (voir note 16)</span> </div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.038<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 469px; z-index: 15;\">1.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente (voir note 15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 454px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 454px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff17b fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 439px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse2 ws103\">(<span class=\"_ _3\"></span>au co\u00fbt amo<span class=\"_ _3\"></span>rti)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 439px; z-index: 15;\">5.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 439px; z-index: 15;\">5.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Fonds immobiliers (en juste valeur)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 424px; z-index: 15;\">619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 424px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff17b fs45 fc1e sc0 ls106 ws0\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Exposition IFR<span class=\"_ _3\"></span>S sur immobilier<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 409px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 409px; z-index: 15;\">6.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y694 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff17a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 379px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsee\">values latentes (exposition \u00e9conomique<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6d3 ff17b fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff178 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 365px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span> IFRS (voir note 11)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 365px; z-index: 15;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 365px; z-index: 15;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff178 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 350px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wsee\">immeubles \u00e0 usage p<span class=\"_ _0\"></span>ropre (voir note 1<span class=\"_ _0\"></span>6)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 350px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff178 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 350px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff17b fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Exposition \u00e9conomique totale sur immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 335px; z-index: 15;\">7.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff17b fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 335px; z-index: 15;\">8.027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 324px; height: 782px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 324px; height: 782px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7e y8b1 ff17f fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">Sensibi<span class=\"_ _0\"></span>lit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous m<span class=\"_ _0\"></span>ontre <span class=\"_ _0\"></span>l\u2019incid<span class=\"_ _0\"></span>ence br<span class=\"_ _0\"></span>ute sur l<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat e<span class=\"_ _0\"></span>n IFRS et <span class=\"_ _0\"></span>sur les <span class=\"_ _0\"></span><span class=\"lsde wsfa\">capitaux propre<span class=\"_ _3\"></span>s en IFRS d\u2019un choc<span class=\"_ _3\"></span> immobilier correspond<span class=\"_ _3\"></span>ant </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 une p\u00e9ri<span class=\"_ _3\"></span>ode de re<span class=\"_ _3\"></span>ndement de<span class=\"_ _3\"></span> 1/30 (en moy<span class=\"_ _3\"></span>enne 14<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsfa ws113\">%).</span> </span></div>\n<div class=\"t m0 x6 h62 y93e ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 542px; bottom: 1033px; z-index: 15;\">  </div>\n<div class=\"t m0 x169 h65 y697 ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 714px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff180 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff17d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff17d fs45 fc1e sc0 lse5 ws100\" style=\"left: 499px; bottom: 1019px; z-index: 15;\">Impa<span class=\"_ _3\"></span>ct sur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 503px; bottom: 1004px; z-index: 15;\">le compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 499px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 568px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 557px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 590px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 662px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff17d fs45 fc1e sc0 lse5 wsf4\" style=\"left: 684px; bottom: 1004px; z-index: 15;\">compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68a ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 671px; bottom: 989px; z-index: 15;\">de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff17d fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff17d fs45 fc1e sc0 lse2 ws103\" style=\"left: 740px; bottom: 1019px; z-index: 15;\">Impac<span class=\"_ _3\"></span>t sur le<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff17d fs45 fc1e sc0 lse0 wsee\" style=\"left: 729px; bottom: 1004px; z-index: 15;\">capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff17d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 762px; bottom: 989px; z-index: 15;\">en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 542px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 623px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 714px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff17d fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 973px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Risque immobilier \u00e0 la <span class=\"_ _0\"></span>baisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 959px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 959px; z-index: 15;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 693px; bottom: 959px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff17d fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 959px; z-index: 15;\">(307)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1317 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1318 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1319 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">F. <span class=\"ls0 ws0\"> <span class=\"_ _41\"> </span><span class=\"ls102 ws124\">RISQU<span class=\"_ _0\"></span>E DE CONCENTRATI<span class=\"_ _0\"></span>ON DU MARCH\u00c9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y131a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation d\u00e9c<span class=\"_ _0\"></span>oule d\u2019un m<span class=\"_ _0\"></span>anque de di<span class=\"_ _0\"></span>versific<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x6 h62 y131b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d\u2019ac<span class=\"_ _0\"></span>tifs d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019<span class=\"_ _0\"></span>une impo<span class=\"_ _0\"></span>rtante ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on \u00e0 un seul</div>\n<div class=\"t m0 x6 h62 y131c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mette<span class=\"_ _0\"></span>ur de titres ou \u00e0 u<span class=\"_ _0\"></span>n groupe d\u2019<span class=\"_ _0\"></span>\u00e9mette<span class=\"_ _0\"></span>urs de titres l<span class=\"_ _0\"></span>i\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131d ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>er d\u2019expos<span class=\"_ _0\"></span>itions cu<span class=\"_ _0\"></span>mul\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y131f ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">importantes <span class=\"_ _3\"></span>\u00e0 une cont<span class=\"_ _3\"></span>repartie uni<span class=\"_ _3\"></span>que ou d\u2019une<span class=\"_ _3\"></span> expositio<span class=\"_ _3\"></span>n c<span class=\"lsdc\">umul\u00e9e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1320 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une s\u00e9ri<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies pos<span class=\"_ _0\"></span>itivem<span class=\"_ _0\"></span>ent cor<span class=\"_ _0\"></span>r\u00e9l\u00e9es (<span class=\"_ _0\"></span>par ex<span class=\"_ _0\"></span>emple,</div>\n<div class=\"t m0 x6 h62 y1321 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ant une ten<span class=\"_ _0\"></span>dance \u00e0 la d\u00e9f<span class=\"_ _0\"></span>ailla<span class=\"_ _0\"></span>nce dans des<span class=\"_ _0\"></span> circonst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 y1322 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">similai<span class=\"_ _0\"></span>res), susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les de prod<span class=\"_ _0\"></span>uire une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion subst<span class=\"_ _0\"></span>antiel<span class=\"_ _0\"></span>le \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1323 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite d\u2019u<span class=\"_ _0\"></span>ne faillit<span class=\"_ _0\"></span>e ou d\u2019un d\u00e9fa<span class=\"_ _0\"></span>ut de paiem<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">nt. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1324 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1325 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il est d\u00e8s lors f<span class=\"_ _0\"></span>ondam<span class=\"_ _0\"></span>ental que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e de risque de c<span class=\"_ _0\"></span>r\u00e9dit d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x6 h62 y1326 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vise \u00e0 \u00e9vit<span class=\"_ _0\"></span>er les conc<span class=\"_ _0\"></span>entratio<span class=\"_ _0\"></span>ns par la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9, la liqui<span class=\"_ _0\"></span>dit\u00e9 et la</div>\n<div class=\"t m0 x6 h62 y1327 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n des port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es. Chaq<span class=\"_ _0\"></span>ue entit\u00e9 o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelle l<span class=\"_ _0\"></span>ocale</div>\n<div class=\"t m0 x6 h62 y1328 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e8re de man<span class=\"_ _0\"></span>i\u00e8re auto<span class=\"_ _0\"></span>nome ses p<span class=\"_ _0\"></span>ropres li<span class=\"_ _0\"></span>mites de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, pr<span class=\"_ _0\"></span>enant</div>\n<div class=\"t m0 x6 h62 y1329 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en consid\u00e9<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n sa situatio<span class=\"_ _0\"></span>n partic<span class=\"_ _0\"></span>uli\u00e8re et les<span class=\"_ _0\"></span> \u00e9vent<span class=\"_ _0\"></span>uelles cont<span class=\"_ _0\"></span>raintes</div>\n<div class=\"t m0 x6 h62 y132a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>u Groupe.<span class=\"_ _0\"></span> Chaque ent<span class=\"_ _0\"></span>it\u00e9 op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle locale d<span class=\"_ _0\"></span>oit prati<span class=\"_ _0\"></span>quer</div>\n<div class=\"t m0 x6 h62 y132b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>\u00f4le permane<span class=\"_ _0\"></span>nt. Le rep<span class=\"_ _0\"></span>orting p\u00e9r<span class=\"_ _0\"></span>iodiqu<span class=\"_ _0\"></span>e permet au Gr<span class=\"_ _0\"></span>oupe de</div>\n<div class=\"t m0 x6 h62 y1398 ff17d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">v\u00e9ri<span class=\"_ _3\"></span>fi<span class=\"lsdc wse9\">er ces limites et<span class=\"_ _0\"></span> de suivre l<span class=\"_ _0\"></span>a position gl<span class=\"_ _0\"></span>obale.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1399 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y139a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour g\u00e9re<span class=\"_ _0\"></span>r la concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n du risque<span class=\"_ _0\"></span> de cr\u00e9dit, la po<span class=\"_ _0\"></span>litique d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y139b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e cr\u00e9dit d\u2019<span class=\"_ _0\"></span>Ageas vis<span class=\"_ _0\"></span>e \u00e0 r\u00e9parti<span class=\"_ _0\"></span>r le risque de cr<span class=\"_ _0\"></span>\u00e9dit entr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y139c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts secte<span class=\"_ _0\"></span>urs et pays.<span class=\"_ _0\"></span> Ageas g\u00e8r<span class=\"_ _0\"></span>e ses princi<span class=\"_ _0\"></span>pales ex<span class=\"_ _0\"></span>position<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y139d ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des entit\u00e9s<span class=\"_ _3\"></span> individue<span class=\"_ _3\"></span>lles, groupe<span class=\"_ _3\"></span>s d\u2019entrepr<span class=\"_ _3\"></span>ises (Total O<span class=\"_ _3\"></span>ne Obligor<span class=\"_ _3\"></span>) et</div>\n<div class=\"t m0 x6 h62 y139e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres co<span class=\"_ _0\"></span>ncentr<span class=\"_ _0\"></span>ations pot<span class=\"_ _0\"></span>entiell<span class=\"_ _0\"></span>es, comm<span class=\"_ _0\"></span>e les secteu<span class=\"_ _0\"></span>rs et zones</div>\n<div class=\"t m0 x1a h62 y139f ff17d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9ographiques<span class=\"_ _3\"></span>, de mani\u00e8re \u00e0 abou<span class=\"_ _3\"></span>tir \u00e0 une diversifi<span class=\"_ _3\"></span>cation appropr<span class=\"_ _3\"></span>i\u00e9e et</div>\n<div class=\"t m0 x1a h62 y13a0 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 permett<span class=\"_ _0\"></span>re l\u2019i<span class=\"_ _0\"></span>dentif<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es risq<span class=\"_ _0\"></span>ues de co<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>ration s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 886px; height: 15px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 508px; height: 409px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x1a h62 y13a1 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">G. <span class=\"ls0 ws0\"> <span class=\"_ _138\"> </span><span class=\"lsf3 ws10c\">RISQUE <span class=\"_ _3\"></span>D\u2019INFLATI<span class=\"_ _3\"></span>ON</span> </span></div>\n<div class=\"t m0 x1a h62 y13a2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on provie<span class=\"_ _0\"></span>nt de l\u2019im<span class=\"_ _0\"></span>pact du niv<span class=\"_ _0\"></span>eau ou de la volat<span class=\"_ _0\"></span>ilit\u00e9 des</div>\n<div class=\"t m0 x1a h62 y13a3 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux d\u2019inf<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n sur la valeur de<span class=\"_ _0\"></span>s actifs<span class=\"_ _0\"></span> et passifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y13a4 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13a5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne che<span class=\"_ _0\"></span>rche pas<span class=\"_ _0\"></span> activeme<span class=\"_ _0\"></span>nt \u00e0 s\u2019expos<span class=\"_ _0\"></span>er au risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation, ma<span class=\"_ _0\"></span>is</div>\n<div class=\"t m0 x1a h62 y13a6 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peut d\u00e9cider<span class=\"_ _3\"></span> de d\u00e9tenir<span class=\"_ _3\"></span> des ac<span class=\"_ _3\"></span>tifs dont l<span class=\"_ _3\"></span>es rendemen<span class=\"_ _3\"></span>ts sont</div>\n<div class=\"t m0 x1a h62 y13a7 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">explic<span class=\"_ _0\"></span>itement li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019infl<span class=\"_ _0\"></span>ation. En o<span class=\"_ _0\"></span>utre, certa<span class=\"_ _0\"></span>ins passi<span class=\"_ _0\"></span>fs d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x1a h62 y13a8 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont li\u00e9s ex<span class=\"_ _0\"></span>plicit<span class=\"_ _0\"></span>ement ou im<span class=\"_ _0\"></span>plicite<span class=\"_ _0\"></span>ment aux ta<span class=\"_ _0\"></span>ux d\u2019infl<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">L</span>e risque</div>\n<div class=\"t m0 x1a h62 y13a9 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'inflat<span class=\"_ _0\"></span>ion peut<span class=\"_ _0\"></span> se manife<span class=\"_ _0\"></span>ster de diff<span class=\"_ _0\"></span>\u00e9rent<span class=\"_ _0\"></span>es mani\u00e8r<span class=\"_ _0\"></span>es, comme des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y13aa ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pens<span class=\"_ _0\"></span>es et des co\u00fbt<span class=\"_ _0\"></span>s des sinis<span class=\"_ _0\"></span>tres plus \u00e9l<span class=\"_ _0\"></span>ev\u00e9s que pr<span class=\"_ _0\"></span>\u00e9vu. <span class=\"lsde wsea\">Les </span></div>\n<div class=\"t m0 x1a h62 y13ab ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-</span>vie sont<span class=\"_ _0\"></span> g\u00e9n\u00e9r<span class=\"_ _0\"></span>alement <span class=\"_ _0\"></span>exprim<span class=\"_ _0\"></span>\u00e9s en ter<span class=\"_ _0\"></span>mes</div>\n<div class=\"t m0 x1a h62 y13ac ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">nominaux, mai<span class=\"_ _3\"></span>s pour la <span class=\"_ _3\"></span>non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie et la sant\u00e9, l'inf<span class=\"_ _0\"></span>lation p<span class=\"_ _0\"></span>eut entr<span class=\"_ _0\"></span>a\u00eener des </span></span></div>\n<div class=\"t m0 x1a h62 y13ad ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>es plus <span class=\"lsde wsfa\">\u00e9lev\u00e9s que pr\u00e9vu en termes<span class=\"_ _3\"></span> de tarification. Cela<span class=\"_ _3\"></span> peut \u00eatre </span></div>\n<div class=\"t m0 x1a h62 y13ae ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">att\u00e9nu\u00e9 par<span class=\"_ _3\"></span> un examen<span class=\"_ _3\"></span> p\u00e9riodique d<span class=\"_ _3\"></span>es pri<span class=\"_ _3\"></span>x des produi<span class=\"_ _3\"></span>ts et par d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 y13af ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">contr\u00f4les <span class=\"_ _3\"></span>dans le pr<span class=\"_ _3\"></span>ocessus de ge<span class=\"_ _3\"></span>stion de<span class=\"_ _3\"></span>s sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\">.  </span></div>\n<div class=\"t m0 x1a h62 y13b0 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y13b1 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Quand Age<span class=\"_ _0\"></span>as estim<span class=\"_ _0\"></span>e que le risq<span class=\"_ _0\"></span>ue d\u2019infl<span class=\"_ _0\"></span>ation <span class=\"lsde wseb\">n\u2019est pas ad\u00e9qua<span class=\"_ _3\"></span>tement </span></div>\n<div class=\"t m0 x1a h62 y13b2 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert a<span class=\"_ _0\"></span>u titre du r\u00e9g<span class=\"_ _0\"></span>ime r\u00e9gle<span class=\"_ _0\"></span>mentair<span class=\"_ _0\"></span>e de fonds pr<span class=\"_ _0\"></span>opres ou pa<span class=\"_ _0\"></span>r des</div>\n<div class=\"t m0 x1a h62 y13b3 ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodes in<span class=\"_ _3\"></span>directes, i<span class=\"_ _3\"></span>l peut en<span class=\"_ _3\"></span>visager un <span class=\"_ _3\"></span>ajout expli<span class=\"_ _3\"></span>cite pour le<span class=\"_ _3\"></span> risque</div>\n<div class=\"t m0 x1a h62 y13b4 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inflat<span class=\"_ _0\"></span>ion dans l<span class=\"_ _0\"></span>e cadre du Pil<span class=\"_ _0\"></span>ier II. C\u2019est<span class=\"_ _0\"></span> le cas actu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dans les</div>\n<div class=\"t m0 x1a h62 y13b5 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pays pr\u00e9s<span class=\"_ _0\"></span>entant <span class=\"lsde wsfa\">un risque d\u2019inflation importan<span class=\"_ _3\"></span>t li\u00e9 aux annui<span class=\"_ _3\"></span>t\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y13b6 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9coula<span class=\"_ _0\"></span>nt des poli<span class=\"_ _0\"></span>ces accide<span class=\"_ _0\"></span>nts du trav<span class=\"_ _0\"></span>ail.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 507px; height: 599px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 507px; height: 599px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ion du r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, venti<span class=\"_ _0\"></span>l\u00e9 par t<span class=\"_ _0\"></span>ype et s<span class=\"_ _0\"></span>elon la l<span class=\"_ _0\"></span>ocalis<span class=\"_ _0\"></span>ation des <span class=\"_ _0\"></span>entit\u00e9s<span class=\"_ _0\"></span> d\u2019Agea<span class=\"_ _0\"></span>s, au 31<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1065px; z-index: 15;\">Gouvernem<span class=\"lse5 wsf4\">ents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 1050px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 1035px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 1050px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 1035px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 1035px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 1035px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 1035px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y69b ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 1035px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 586px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x18a h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 931px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13ce ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13cf ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d1 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 855px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 840px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 825px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 840px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 825px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 825px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 825px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 825px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13d5 ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 825px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 705px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y13e0 ff184 fs48 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _15a\"> </span><span class=\"lsf1 ws108\">Le poste Compte g\u00e9n\u00e9ral et \u00e9liminations est essentiellement li\u00e9 au programme de r\u00e9assurance et \u00e0 la tr\u00e9sorerie du Groupe.</span> </div>\n<div class=\"t m0 x6 h62 y13e1 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e3 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous fourn<span class=\"_ _3\"></span>it des information<span class=\"_ _3\"></span>s sur la concentra<span class=\"_ _3\"></span>tion du risque de<span class=\"_ _3\"></span> cr\u00e9dit et la </span></span>localisat<span class=\"_ _0\"></span>ion des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, au 31<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9c<span class=\"_ _0\"></span>embre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y13e4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e6 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 581px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 566px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 551px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 566px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 551px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 551px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 551px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 551px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13ea ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 551px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x3f h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13f4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13f5 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 354px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6cb ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 339px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 324px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6cb ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 339px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 324px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 324px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 324px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 324px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 324px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 164px; height: 942px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 164px; height: 942px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente les pri<span class=\"_ _0\"></span>ncipa<span class=\"_ _0\"></span>les expos<span class=\"_ _0\"></span>itions s<span class=\"_ _0\"></span>ur les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s m\u00e8res (u<span class=\"_ _0\"></span>ltimes<span class=\"_ _0\"></span>), mesur<span class=\"_ _0\"></span>\u00e9es \u00e0 la juste v<span class=\"_ _0\"></span>aleur, avec<span class=\"_ _0\"></span> leur notat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Top 10 des expositions les<span class=\"_ _0\"></span> plus \u00e9lev\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff187 fs45 fc1e sc0 lse2 ws103\" style=\"left: 475px; bottom: 1065px; z-index: 15;\">Group<span class=\"_ _3\"></span>e de <span class=\"lse0 wsed\">notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x233 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 633px; bottom: 1065px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 731px; bottom: 1065px; z-index: 15;\">Valeur nominale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Royaume de Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 506px; bottom: 1035px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1035px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1035px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">R\u00e9publique fran\u00e7aise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 1020px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1020px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9publique portugaise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1005px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Royaume d'Espagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 502px; bottom: 990px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 990px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">R\u00e9publique d'Autriche<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 975px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 975px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 960px; z-index: 15;\">R\u00e9publique italienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 960px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 xd4 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 960px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">R\u00e9publique f\u00e9d\u00e9rale d'Allemagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 945px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Banque europ\u00e9enne d\u2019investissemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 931px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 931px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 931px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">R\u00e9publique de L'inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 916px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 916px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff187 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 901px; z-index: 15;\">BNP Par<span class=\"_ _3\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6ed ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 901px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff189 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68f ff189 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 654px; bottom: 886px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 886px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1409 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y140a ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Royaum<span class=\"_ _0\"></span>e de Belgi<span class=\"_ _0\"></span>que reste l<span class=\"_ _0\"></span>a <span class=\"lsde wseb\">principal<span class=\"_ _3\"></span>e contrepart<span class=\"_ _3\"></span>ie conform\u00e9me<span class=\"_ _3\"></span>nt \u00e0 la <span class=\"_ _3\"></span>strat\u00e9gie de<span class=\"_ _3\"></span> rapatrieme<span class=\"_ _3\"></span>nt vers l<span class=\"_ _3\"></span>e pays d\u2019<span class=\"_ _3\"></span>origine, au <span class=\"_ _3\"></span>prix de<span class=\"_ _3\"></span> l\u2019accroissemen<span class=\"_ _3\"></span>t du </span></div>\n<div class=\"t m0 x6 h62 y140b ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 828px; height: 278px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 828px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">T<span class=\"_ _53\"></span>r\u00e9sorerie et \u00e9quiv<span class=\"_ _0\"></span>ale<span class=\"_ _3\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">de tr\u00e9<span class=\"_ _3\"></span>sorerie</div>\n<div class=\"t m0 x6 h75 y1a2b ff251 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La rubrique Tr\u00e9sorerie et</div>\n<div class=\"t m0 x6 h75 y1a2c ff251 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">\u00e9quivalents de tr\u00e9sorerie comprend</div>\n<div class=\"t m0 x6 h75 y1a2d ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les fonds en caisse, <span class=\"_ _0\"></span>les d\u00e9p\u00f4ts \u00e0</div>\n<div class=\"t m0 x6 h75 y1a2e ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">vue et d\u2019autres instrument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1a2f ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financiers ayant une <span class=\"ws10f\">\u00e9ch\u00e9ance<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h75 y1a30 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">inf\u00e9rieure \u00e0 trois mois \u00e0 <span class=\"_ _0\"></span>compter de</div>\n<div class=\"t m0 x6 h75 y1a31 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">leur date d\u2019acquisition.<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff24f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x184 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff24f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Fonds en caisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff24f fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Cr\u00e9ances sur les banq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff253 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Total tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 683px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pla<span class=\"_ _0\"></span>cemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">fina<span class=\"_ _3\"></span>nciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff258 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les placements financiers s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y1a2c ff258 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u00e9composent comme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a3c ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a3d ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x4 h65 y1a33 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 608px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff256 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance</span> </div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Disponibles \u00e0 la vente</span> </div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 656px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">A la juste valeur par<span class=\"_ _0\"></span> le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions</span> </div>\n<div class=\"t m0 x16b h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68f ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 712px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 580px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 691px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">sur placements disponibles<span class=\"_ _0\"></span> \u00e0 la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 662px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 580px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff25a fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a45 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a46 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a47 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plac<span class=\"_ _0\"></span>ements f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers disp<span class=\"_ _0\"></span>onibles<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte d\u2019EU<span class=\"_ _0\"></span>R 2.424 <span class=\"_ _0\"></span>millio<span class=\"_ _0\"></span>ns d\u00e9te<span class=\"_ _0\"></span>nus par <span class=\"_ _0\"></span>Ageas Fr<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x21b h62 y1a48 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ont \u00e9t\u00e9 <span class=\"_ _0\"></span><span class=\"wse9\">reclass<span class=\"_ _0\"></span>\u00e9s vers la li<span class=\"_ _0\"></span>gne \u00ab actifs<span class=\"_ _0\"></span> d\u00e9tenus en v<span class=\"_ _0\"></span>ue de la vent<span class=\"_ _0\"></span>e \u00bb au 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x21b h7d y1a49 ff25b fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1a4a ff25b fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Placements d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6ed ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 489px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 474px; z-index: 15;\">d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 504px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6ed ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 658px; bottom: 489px; z-index: 15;\">\u00e9mises par des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 675px; bottom: 474px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff256 fs45 fce sc0 lse1 wsef\" style=\"left: 774px; bottom: 474px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 444px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 <span class=\"wsef\">l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 429px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier 2021</span> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 414px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 399px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 399px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 384px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 370px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 355px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 629px; bottom: 355px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 355px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 355px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 340px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 325px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 633px; bottom: 325px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 325px; z-index: 15;\">8</div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 325px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 310px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 295px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 295px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 703px; bottom: 295px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 295px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 280px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 266px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 266px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 266px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 266px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 236px; z-index: 15;\">Juste valeur au 31 <span class=\"_ _0\"></span><span class=\"wsf0\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 236px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 221px; z-index: 15;\">Juste valeur au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 221px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 221px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 221px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a5f ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a60 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a61 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur des obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> d\u2019\u00c9tat cla<span class=\"_ _0\"></span>ssifi<span class=\"_ _0\"></span>\u00e9es comme de<span class=\"_ _0\"></span>s placem<span class=\"_ _0\"></span>ents d\u00e9ten<span class=\"_ _0\"></span>us jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x21b h62 y1a62 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se base sur le<span class=\"_ _0\"></span>s cours cot<span class=\"_ _0\"></span>\u00e9s sur les mar<span class=\"_ _0\"></span>ch\u00e9s act<span class=\"_ _0\"></span>ifs (nive<span class=\"_ _0\"></span>au 1).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 147px; height: 413px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 147px; height: 814px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 147px; height: 814px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 147px; height: 814px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 147px; height: 814px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff25f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le t<span class=\"_ _3\"></span>ableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dessous f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>nt les obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>ons souv<span class=\"_ _0\"></span>eraines<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es comme <span class=\"_ _0\"></span>d\u00e9tenues<span class=\"_ _0\"></span> jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance,<span class=\"_ _0\"></span> par pays <span class=\"_ _0\"></span>d\u2019orig<span class=\"_ _0\"></span>ine, au 3<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9cembre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 532px; bottom: 1065px;\">Co\u00fbt historique/amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 748px; bottom: 1065px;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1035px;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 1020px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px;\">Gouvernement indien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1005px;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1005px;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 990px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 990px;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 945px;\"> </div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px;\"> </div>\n<div class=\"t m0 x184 h68 y6d1 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 914px;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 914px;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 899px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 899px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 899px;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 885px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 885px;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x184 h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 240px; height: 866px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 240px; height: 866px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 258px; height: 848px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 258px; height: 848px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 848px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 258px; height: 848px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 258px; height: 848px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 413px; height: 693px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 413px; height: 693px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 140px; height: 966px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 140px; height: 966px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 140px; height: 966px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 140px; height: 966px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 140px; height: 966px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1b2e ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b31 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b32 ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de t<span class=\"_ _3\"></span>ransaction sont<span class=\"_ _3\"></span> bas\u00e9s selon une</div>\n<div class=\"t m0 x6 h62 y1b33 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion de nive<span class=\"_ _0\"></span>au 2 (donn\u00e9es<span class=\"_ _0\"></span> observa<span class=\"_ _0\"></span>bles sur d<span class=\"_ _0\"></span>es march\u00e9s<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span>).</div>\n<div class=\"t m0 x6 h62 y1b34 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir \u00e9gal<span class=\"_ _0\"></span>ement la not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">27 </span><span class=\"ff279\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">Produits d<span class=\"_ _3\"></span>\u00e9riv\u00e9s</span> <span class=\"ff279\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">pour de<span class=\"_ _3\"></span>s d\u00e9tails </span></span></div>\n<div class=\"t m0 x6 h62 y1b35 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 549px; height: 104px; width: 339px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1b36 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b37 ff27c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Pr\u00eats <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>titre<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b38 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le <span class=\"lsde wseb\">cadre de contra<span class=\"_ _3\"></span>ts de pr\u00eat<span class=\"_ _3\"></span>s de titre<span class=\"_ _3\"></span>s, nous avon<span class=\"_ _3\"></span>s autoris\u00e9<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1b39 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tiers \u00e0 util<span class=\"_ _0\"></span>iser cert<span class=\"_ _0\"></span>ains de nos tit<span class=\"_ _0\"></span>res penda<span class=\"_ _0\"></span>nt une p\u00e9r<span class=\"_ _0\"></span>iode limit<span class=\"_ _0\"></span>\u00e9e, apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1b3a ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quoi les t<span class=\"_ _0\"></span>itres n<span class=\"_ _0\"></span>ous so<span class=\"_ _0\"></span>nt restit<span class=\"_ _0\"></span>u\u00e9s. Pe<span class=\"_ _0\"></span>ndant c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode, <span class=\"_ _0\"></span>nous</div>\n<div class=\"t m0 x6 h62 y1b3b ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">continuons \u00e0<span class=\"_ _3\"></span> percevoir<span class=\"_ _3\"></span> les reven<span class=\"_ _3\"></span>us que ce<span class=\"_ _3\"></span>s titres g\u00e9<span class=\"_ _3\"></span>n\u00e8<span class=\"wsfa\">rent. Nous </span></div>\n<div class=\"t m0 x6 h62 y1b3c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ions \u00e9ga<span class=\"_ _0\"></span>lement de ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> sous la form<span class=\"_ _0\"></span>e d'autre<span class=\"_ _0\"></span>s titres av<span class=\"_ _0\"></span>ec un</div>\n<div class=\"t m0 x6 h62 y1b3d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d'au moins 1<span class=\"_ _0\"></span>05%. \u00c0 la fin de l'<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, ces acc<span class=\"_ _0\"></span>ords</div>\n<div class=\"t m0 x6 h62 y1b3e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrai<span class=\"_ _0\"></span>ent un m<span class=\"_ _0\"></span>ontant d<span class=\"_ _0\"></span>\u2019EUR 6<span class=\"_ _0\"></span>91 mill<span class=\"_ _0\"></span>ions (E<span class=\"_ _0\"></span>UR 738 m<span class=\"_ _0\"></span>illions l<span class=\"_ _0\"></span>\u2019an</div>\n<div class=\"t m0 x6 h62 y1b3f ff276 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dernie<span class=\"_ _0\"></span>r).<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.6 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1b31 ff27c fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Int\u00e9r\u00eat<span class=\"_ _0\"></span>s dans des e<span class=\"ls111 ws135\">ntit\u00e9s structur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a h7d y1b40 ff27c fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">consolid\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b41 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Insuran<span class=\"_ _3\"></span>ce, une filiale du<span class=\"_ _3\"></span> Groupe Ageas, d\u00e9tien<span class=\"_ _3\"></span>t des titres qui<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1b42 ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sentent <span class=\"_ _3\"></span>un int\u00e9r\u00eat<span class=\"_ _3\"></span> (par le bi<span class=\"_ _3\"></span>ais de la<span class=\"_ _3\"></span> r\u00e9ception<span class=\"_ _3\"></span> du princi<span class=\"_ _3\"></span>pal et de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b43 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>) dans des ent<span class=\"_ _0\"></span>it\u00e9s st<span class=\"_ _0\"></span>ructur\u00e9<span class=\"_ _0\"></span>es qu\u2019il n<span class=\"_ _0\"></span>e consolid<span class=\"_ _0\"></span>e pas. Les ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1b44 ff276 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">struct<span class=\"lsdc wse9\">ur\u00e9es<span class=\"_ _0\"></span> investi<span class=\"_ _0\"></span>ssent dans d<span class=\"_ _0\"></span>es cr\u00e9an<span class=\"_ _0\"></span>ces hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et des </span></div>\n<div class=\"t m0 x1a h62 y1b45 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation et g<span class=\"_ _0\"></span>\u00e9n\u00e8re<span class=\"_ _0\"></span>nt des fon<span class=\"_ _0\"></span>ds via l<span class=\"_ _0\"></span>\u2019\u00e9miss<span class=\"_ _0\"></span>ion de tit<span class=\"_ _0\"></span>res ou d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1b46 ff276 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">parts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b47 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b48 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s et parts str<span class=\"_ _0\"></span>uctur\u00e9s s<span class=\"_ _0\"></span>ont ins<span class=\"_ _0\"></span>crits au post<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">placement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1b49 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Mis \u00e0 part ce<span class=\"_ _0\"></span>s titres e<span class=\"lsde wseb\">t parts, AG<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">Insurance n<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1b4a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> pas d\u2019autre int<span class=\"_ _0\"></span>\u00e9r\u00eat da<span class=\"_ _0\"></span>ns ces ent<span class=\"_ _0\"></span>it\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es<span class=\"_ _0\"></span>. L\u2019expos<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y1b4b ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">maximale \u00e0 une per<span class=\"_ _3\"></span>te d\u2019AG Insuranc<span class=\"_ _3\"></span>e est limit\u00e9e \u00e0<span class=\"_ _3\"></span> la valeur comptable<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b4c ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des titres<span class=\"_ _3\"></span> et parts<span class=\"_ _3\"></span> d\u00e9tenus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b4d ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b4e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La valeu<span class=\"_ _0\"></span>r compt<span class=\"_ _0\"></span>able de l\u2019<span class=\"_ _0\"></span>int\u00e9r<span class=\"_ _0\"></span>\u00eat d\u00e9ten<span class=\"_ _0\"></span>u par <span class=\"lsde wsea\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insurance dans l<span class=\"_ _3\"></span>e fonds </span></span></div>\n<div class=\"t m0 x1a h62 y1b4f ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eats hy<span class=\"_ _0\"></span>poth\u00e9c<span class=\"_ _0\"></span>aires s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>319 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> au 31 d\u00e9cem<span class=\"_ _0\"></span>bre</div>\n<div class=\"t m0 x1a h62 y1b50 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2022 (EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">410 millions au 31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21). La <span class=\"_ _3\"></span>valeur compt<span class=\"_ _3\"></span>able de </span></span></div>\n<div class=\"t m0 x1a h62 y1b51 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Insurance dans des cr\u00e9ances<span class=\"_ _3\"></span> adoss\u00e9es \u00e0 des </span></span></div>\n<div class=\"t m0 x1a h62 y1b52 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve <span class=\"lsff ws112\">\u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">28 millions au 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1b53 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(EUR 35 mil<span class=\"_ _0\"></span>lions au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>021). La val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable de</div>\n<div class=\"t m0 x1a h62 y1b54 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> </span>Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e dans l<span class=\"_ _0\"></span>e Capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">investissement </span></span></div>\n<div class=\"t m0 x1a h62 y1b55 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(Privat<span class=\"_ _0\"></span>e equity) s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">173 millions au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1b56 ff276 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">27<span class=\"_ _3\"></span> millions<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cembre 2021).</span></span></div>\n<div class=\"t m0 xab h9f y1b57 ff279 fs63 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b58 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b59 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b5a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fonds de p<span class=\"_ _0\"></span>r\u00eats hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es est tota<span class=\"_ _0\"></span>lement d\u00e9t<span class=\"_ _0\"></span>enu par</div>\n<div class=\"t m0 x1a h62 y1b5b ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">Insurance et<span class=\"_ _0\"></span> l\u2019act<span class=\"_ _0\"></span>if total <span class=\"_ _0\"></span>des cr\u00e9<span class=\"_ _0\"></span>ances a<span class=\"_ _0\"></span>doss\u00e9es<span class=\"_ _0\"></span> \u00e0 des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y1b5c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n s\u2019\u00e9l\u00e8ve \u00e0 EU<span class=\"_ _0\"></span>R 196 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 2022 (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">339 </span></div>\n<div class=\"t m0 x1a h62 y1b5d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au 31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span>re 2021).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 155px; height: 498px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 952px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 952px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 952px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 952px; width: 94%; z-index: 2;\"><br/></div>\n\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 210px; height: 751px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1bcb ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bcc ff292 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">D\u00e9pr\u00e9<span class=\"_ _3\"></span>ciati<span class=\"_ _3\"></span>ons <span class=\"_ _3\"></span>des p<span class=\"_ _3\"></span>r\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 474px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> </span><span class=\"wsee\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 772px; z-index: 15;\">sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 604px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> d</span><span class=\"wsee\">e cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 772px; z-index: 15;\">s<span class=\"lse0 wsed\">p\u00e9cifique</span> </div>\n<div id=\"fs_326B7TH8R400000000000000000000\">\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x184 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff294 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des pr\u00eats i<span class=\"_ _0\"></span>rr\u00e9couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff294 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x6 h62 y1bd4 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bd5 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bdf ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1be0 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 360px; height: 746px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9assura<span class=\"_ _3\"></span>nce e<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">autres cr\u00e9a<span class=\"_ _3\"></span>nces</div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">part de la<span class=\"_ _0\"></span> r\u00e9assurance dans les pa<span class=\"_ _0\"></span>ssifs li\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">aux contrats d'assurance et aux contrats d'investissement</span> </div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cr\u00e9ances sur preneurs d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Commissions \u00e0 recevoir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Cr\u00e9ances sur interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Cr\u00e9ances n\u00e9es d'op\u00e9rations d<span class=\"_ _0\"></span>e r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut la TVA et d\u2019<span class=\"_ _0\"></span>autres tax<span class=\"_ _0\"></span>es indir<span class=\"_ _0\"></span>ectes, ains<span class=\"_ _0\"></span>i que le pai<span class=\"_ _0\"></span>ement ant<span class=\"_ _0\"></span>icip\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span>0,3 millio<span class=\"_ _0\"></span>ns (2021: EU<span class=\"_ _0\"></span>R 109 mill<span class=\"_ _0\"></span>ions) \u00e0 Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x6 h62 y1c38 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Forsett<span class=\"_ _0\"></span>lement (v<span class=\"_ _0\"></span>oir la not<span class=\"_ _0\"></span>e 25 Provisi<span class=\"_ _0\"></span>ons).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c39 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Variation des d\u00e9pr\u00e9ciations su<span class=\"_ _0\"></span>r la r\u00e9assurance et les<span class=\"_ _0\"></span> autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Augmentation des <span class=\"wsed\">d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Annulation de cr\u00e9ances irr\u00e9<span class=\"_ _0\"></span>couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c3c ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c3d ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 406px; z-index: 15;\">\u00c9volution de la quote<span class=\"ls0 ws0\">-</span>part de la<span class=\"_ _0\"></span> r\u00e9assurance dans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 391px; z-index: 15;\">les passifs li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats d'assurance et<span class=\"_ _0\"></span> de placement <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Autres augmentations nettes par le biais du compte de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x16 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 257px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y1a33 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Int<span class=\"_ _1\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et autres actifs</div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Co\u00fbts d\u2019acquisition diff\u00e9r\u00e9s (<span class=\"_ _0\"></span>deferred acquisition costs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Autres charges diff\u00e9r\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits courus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des <span class=\"_ _0\"></span>fins de <span class=\"wsed\">couverture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits cou<span class=\"_ _3\"></span>rus consisten<span class=\"_ _3\"></span>t essentiellemen<span class=\"_ _3\"></span>t en produits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats</div>\n<div class=\"t m0 x6 h62 y1c38 ff2aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">courus sur<span class=\"_ _3\"></span> obligations <span class=\"_ _3\"></span>souveraines (<span class=\"_ _3\"></span>2022: EUR<span class=\"_ _3\"></span> 634 millio<span class=\"_ _3\"></span>ns<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span></span><span class=\"wsea\">2021: </span></div>\n<div class=\"t m0 x6 h62 y1c39 ff2aa fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">657 millions) et ob<span class=\"_ _0\"></span>ligati<span class=\"_ _0\"></span>ons d\u2019ent<span class=\"_ _0\"></span>reprises<span class=\"_ _0\"></span> (2022: E<span class=\"_ _0\"></span>UR 198 mill<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c4c ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span> 212 milli<span class=\"_ _0\"></span>ons).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c4d ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c4e ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb com<span class=\"_ _0\"></span>prend pri<span class=\"_ _0\"></span>ncipale<span class=\"_ _0\"></span>ment des <span class=\"lsfe ws11a\">immeubles </span></div>\n<div class=\"t m0 x1a h62 y1c4f ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">destin<span class=\"_ _0\"></span>\u00e9s \u00e0 la revent<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1c50 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c51 ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir la note 2<span class=\"_ _0\"></span>7 Produits<span class=\"_ _0\"></span> D\u00e9riv\u00e9s<span class=\"_ _0\"></span> pour plus d<span class=\"_ _0\"></span>e d\u00e9tails su<span class=\"_ _0\"></span>r les produ<span class=\"_ _0\"></span>its</div>\n<div class=\"t m0 x1a h62 y1c52 ff2aa fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9riv\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c53 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1c54 ff2aa fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019a<span class=\"_ _3\"></span>cquisition di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c55 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2ad fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs <span class=\"lse0 wsee\">d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Autres achats et ventes d\u2019<span class=\"_ _0\"></span>activit\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Autres ajustements (y compris le<span class=\"_ _0\"></span>s \u00e9carts de conversion<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ad fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 333px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Det<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">sub<span class=\"_ _3\"></span>ordonn<span class=\"_ _3\"></span>\u00e9es</div>\n<div class=\"t m0 x23a h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 552px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Emises par <span class=\"lse0 wsf0\">Ageasfinlux S.A.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1 h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Billets restreints avec droits acquis Tier 1 FRESH<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Emises par A<span class=\"_ _3\"></span>geas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Titres subordonn\u00e9s perp\u00e9tuels \u00e0 <span class=\"_ _0\"></span>taux fixe \u00e0 revalorisa<span class=\"_ _0\"></span>tion temporaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse5 ws100\">T<span class=\"_ _3\"></span>itr<span class=\"_ _3\"></span>es Tier 1 r<span class=\"_ _3\"></span>estr<span class=\"_ _3\"></span>eints<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 xf7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0 <span class=\"ls106 ws0\">flottant Tier 2<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Emises par AG Insura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Pr\u00eat subordonn\u00e9 \u00e0 taux fixe puis flottant Tier 2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Obligations subordonn\u00e9es remboursables par anticipation \u00e0 taux fixe puis flottan<span class=\"_ _0\"></span>t Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Emises par Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Pr\u00eat subordonn\u00e9 restreint ave<span class=\"_ _0\"></span>c droits acquis rembou<span class=\"_ _0\"></span>rsable par anticipation \u00e0 <span class=\"_ _0\"></span>taux fixe puis flottan<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff30c fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total des dettes subordonn<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x122 h65 y69d ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 469px; bottom: 576px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 557px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 65px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y69b ff30c fs45 fce sc0 ls0 ws0\" style=\"left: 635px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xfd h68 y69b ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 801px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff30c fs45 fce sc0 lse0 wsee\" style=\"left: 67px; bottom: 545px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6cb ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 530px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68a ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 67px; bottom: 515px; z-index: 15;\">Rachat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 yb68 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 500px; z-index: 15;\">Gains r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 486px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres (voir 20.1 pour plu<span class=\"_ _0\"></span>s de d\u00e9tails)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y6a6 ff30c fs45 fce sc0 lse2 ws103\" style=\"left: 67px; bottom: 471px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e84 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e85 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e86 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des dettes<span class=\"_ _0\"></span> subord<span class=\"_ _0\"></span>onn\u00e9es en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 so<span class=\"_ _0\"></span>nt des posit<span class=\"_ _0\"></span>ions ass<span class=\"_ _0\"></span>orties d\u2019<span class=\"_ _0\"></span>une \u00e9ch\u00e9<span class=\"_ _0\"></span>ance de plus d<span class=\"_ _0\"></span>e 5 ans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e87 ff30d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e88 ff30d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Billets restreints avec droits<span class=\"ls0 ws0\"> <span class=\"ls110 ws134\">acquis Tier 1 FRESH</span></span></div>\n<div class=\"t m0 x6 h62 y1e89 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 7 mai 2002, A<span class=\"_ _0\"></span>geasfi<span class=\"_ _0\"></span>nlux S.A. a \u00e9<span class=\"_ _0\"></span>mis des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers sans</div>\n<div class=\"t m0 x6 h62 y1e8a ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">date d'\u00e9ch\u00e9an<span class=\"_ _3\"></span>ce, intitul\u00e9s F<span class=\"_ _3\"></span>RESH (titres hybride<span class=\"_ _3\"></span><span class=\"wseb\">s, subordonn\u00e9<span class=\"_ _3\"></span>s et </span></div>\n<div class=\"t m0 x6 h62 y1e8b ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">index\u00e9s<span class=\"_ _0\"></span>, \u00e0 taux f<span class=\"_ _0\"></span>lottan<span class=\"_ _0\"></span>t <span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">Floating<span class=\"_ _3\"></span> Rate Equity</span>-<span class=\"_ _3\"></span></span><span class=\"lsde\">linked Subordi<span class=\"_ _3\"></span>nated </span></div>\n<div class=\"t m0 x6 h62 y1e8c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Hybrid capi<span class=\"_ _3\"></span>tal securi<span class=\"_ _3\"></span>ties) pour un<span class=\"_ _3\"></span> montant t<span class=\"_ _3\"></span>otal en p<span class=\"_ _3\"></span>rincipal d\u2019EU<span class=\"_ _3\"></span>R 1.250</div>\n<div class=\"t m0 x6 h62 y1e8d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span>, au taux flo<span class=\"_ _0\"></span>ttant de l'<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3 mois plus 135 p<span class=\"_ _0\"></span>oints de bas<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x6 h62 y1e8e ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces titres <span class=\"_ _3\"></span>n'ont pas<span class=\"_ _3\"></span> de date<span class=\"_ _3\"></span> d'\u00e9ch\u00e9ance, m<span class=\"_ _3\"></span>ais peuven<span class=\"_ _3\"></span>t \u00eatre \u00e9chang\u00e9<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e8f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contre d<span class=\"_ _0\"></span>es actions A<span class=\"_ _0\"></span>geas au prix<span class=\"_ _0\"></span> d\u2019EUR 315 p<span class=\"_ _0\"></span>ar action \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e90 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du porteu<span class=\"_ _0\"></span>r. Les titr<span class=\"_ _0\"></span>es seront a<span class=\"_ _0\"></span>utomati<span class=\"_ _0\"></span>quement c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e91 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas si le co<span class=\"_ _0\"></span>urs de l'act<span class=\"_ _0\"></span>ion Agea<span class=\"_ _0\"></span>s est sup\u00e9<span class=\"_ _0\"></span>rieur ou \u00e9ga<span class=\"_ _0\"></span>l \u00e0 EUR 472,<span class=\"_ _0\"></span>50</div>\n<div class=\"t m0 x6 h62 y1e92 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pe<span class=\"wseb\">ndant <span class=\"_ _0\"></span>vingt j<span class=\"_ _0\"></span>ours de<span class=\"_ _0\"></span> bourse <span class=\"_ _0\"></span>cons\u00e9cut<span class=\"_ _0\"></span>ifs. C<span class=\"_ _0\"></span>es titres <span class=\"_ _0\"></span>se qualif<span class=\"_ _0\"></span>ient </span></div>\n<div class=\"t m0 x6 h62 y1e93 ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme capital<span class=\"_ _3\"></span> Tier 1 avec droits acqui<span class=\"_ _3\"></span>s (grandfathere<span class=\"_ _3\"></span>d) selon</div>\n<div class=\"t m0 x6 h62 y1e94 ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II <span class=\"_ _0\"></span>et sont<span class=\"_ _0\"></span> not\u00e9s A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s, Baa2<span class=\"_ _3\"></span> par Mood<span class=\"_ _3\"></span>y\u2019s </span></div>\n<div class=\"t m0 x6 h62 y1e95 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et BBB par Fit<span class=\"_ _0\"></span>ch.</div>\n<div class=\"t m0 x1a h62 y1e96 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 \u00e9mis p<span class=\"_ _0\"></span>ar Ageasf<span class=\"_ _0\"></span>inlu<span class=\"lsde wseb\">x S.A., et Ageas<span class=\"_ _3\"></span> SA/NV agissai<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y1e97 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tant que cod<span class=\"_ _0\"></span>\u00e9bitric<span class=\"_ _0\"></span>e. Le mont<span class=\"_ _0\"></span>ant princ<span class=\"_ _0\"></span>ipal des tit<span class=\"_ _0\"></span>res ne sera pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e98 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rs\u00e9 en num\u00e9r<span class=\"_ _0\"></span>aire. Les<span class=\"_ _0\"></span> 1,2 million d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> actuelle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 y1e99 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en circul<span class=\"_ _0\"></span>ation qu'<span class=\"_ _0\"></span>Ageasf<span class=\"_ _0\"></span>inlux S.<span class=\"_ _0\"></span>A. a mises en ga<span class=\"_ _0\"></span>rantie au p<span class=\"_ _0\"></span>rofit des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9a ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tent<span class=\"_ _0\"></span>eurs de FRE<span class=\"_ _0\"></span>SH const<span class=\"_ _0\"></span>ituent le s<span class=\"_ _0\"></span>eul recou<span class=\"_ _0\"></span>rs pour ces d\u00e9t<span class=\"_ _0\"></span>enteu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1e9b ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'\u00e9gard de la cod<span class=\"_ _3\"></span>\u00e9bitrice quant<span class=\"_ _3\"></span> au montant en prin<span class=\"_ _3\"></span>cipal. Dans l'a<span class=\"_ _3\"></span>ttente de</div>\n<div class=\"t m0 x1a h62 y1e9c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9change de<span class=\"_ _3\"></span>s FRESH con<span class=\"_ _3\"></span>tre des ac<span class=\"_ _3\"></span>tions Ageas, <span class=\"_ _3\"></span>ces action<span class=\"_ _3\"></span>s Ageas ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont assort<span class=\"_ _0\"></span>ies d'a<span class=\"_ _0\"></span>ucun droit \u00e0 di<span class=\"_ _0\"></span>viden<span class=\"_ _0\"></span>de ni droit de vot<span class=\"_ _0\"></span>e (le<span class=\"ls0 ws0\"> </span><span class=\"wse8\">nombr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y1e9e ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'actio<span class=\"_ _0\"></span>ns Ageas d<span class=\"_ _0\"></span>\u00e9clar\u00e9 en ci<span class=\"_ _0\"></span>rculat<span class=\"_ _0\"></span>ion au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre 202<span class=\"_ _0\"></span>2 incluent</div>\n<div class=\"t m0 x1a h62 y1e9f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9j\u00e0 les 1,<span class=\"_ _0\"></span>2 million d'<span class=\"_ _0\"></span>actions A<span class=\"_ _0\"></span>geas \u00e9mis<span class=\"_ _0\"></span>es dans l'o<span class=\"_ _0\"></span>bjectif<span class=\"_ _0\"></span> de cet</div>\n<div class=\"t m0 x1a h62 y1ea0 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>e).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 136px; height: 825px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 136px; height: 825px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de non<span class=\"ls0 ws0\">-</span>pai<span class=\"_ _0\"></span>ement de d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur les actio<span class=\"_ _0\"></span>ns Ageas, o<span class=\"_ _0\"></span>u si le</div>\n<div class=\"t m0 x6 h62 y8b2 ff310 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsde wseb\">ntant des di<span class=\"_ _3\"></span>videndes d\u00e9cl<span class=\"_ _3\"></span>ar\u00e9s est in<span class=\"_ _3\"></span>f\u00e9rieur \u00e0 <span class=\"_ _3\"></span>un certain <span class=\"_ _3\"></span>seuil pour<span class=\"_ _3\"></span> un </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercice do<span class=\"_ _3\"></span>nn\u00e9 (rendemen<span class=\"_ _3\"></span>t de divi<span class=\"_ _3\"></span>dende inf\u00e9rieur<span class=\"_ _3\"></span> \u00e0 0,5<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">%), ainsi qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans certa<span class=\"_ _3\"></span>ines autres <span class=\"_ _3\"></span>circonstances<span class=\"_ _3\"></span> exceptionnel<span class=\"_ _3\"></span>les, le pa<span class=\"_ _3\"></span>iement de</div>\n<div class=\"t m0 x6 h62 y93f ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coupons s'<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>uera en ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on d'un m\u00e9c<span class=\"_ _0\"></span>anism<span class=\"_ _0\"></span>e appel\u00e9 M\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 y940 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">alternat<span class=\"_ _0\"></span>ive de r\u00e8g<span class=\"_ _0\"></span>lement d<span class=\"_ _0\"></span>u coupon (A<span class=\"_ _0\"></span>lternat<span class=\"_ _0\"></span>ive Coupo<span class=\"_ _0\"></span>n Settlem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y941 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Method <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> </span><span class=\"wsfa\">ACSM). Le<span class=\"_ _3\"></span> m\u00e9canisme ACSM impl<span class=\"_ _3\"></span>ique l'\u00e9missio<span class=\"_ _3\"></span>n de </span></div>\n<div class=\"t m0 x6 h62 y942 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es actions<span class=\"_ _0\"></span> Ageas et leu<span class=\"_ _0\"></span>r remise au<span class=\"_ _0\"></span>x d\u00e9tente<span class=\"_ _0\"></span>urs des FRE<span class=\"_ _0\"></span>SH. A ce</div>\n<div class=\"t m0 x6 h62 y943 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour, tous l<span class=\"_ _0\"></span>es coupon<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 pay\u00e9s<span class=\"_ _0\"></span> en num\u00e9r<span class=\"_ _0\"></span><span class=\"wseb\">aire. En c<span class=\"_ _0\"></span>as de </span></div>\n<div class=\"t m0 x6 h62 y944 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clenc<span class=\"_ _0\"></span>hement d<span class=\"_ _0\"></span>e l\u2019ACSM,<span class=\"_ _0\"></span> si le capital a<span class=\"_ _0\"></span>utoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est</div>\n<div class=\"t m0 x6 h62 y945 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">insuffisant <span class=\"_ _3\"></span>pour perme<span class=\"_ _3\"></span>ttre \u00e0 Ageas<span class=\"_ _3\"></span> SA/NV d\u2019honorer<span class=\"_ _3\"></span> l\u2019oblig<span class=\"_ _3\"></span>ation ACSM,</div>\n<div class=\"t m0 x6 h62 y946 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e8glem<span class=\"_ _0\"></span>ent du coupo<span class=\"_ _0\"></span>n est report<span class=\"_ _0\"></span>\u00e9 jusq<span class=\"_ _0\"></span>u\u2019au mome<span class=\"_ _0\"></span>nt o\u00f9 la poss<span class=\"_ _0\"></span>ibilit\u00e9</div>\n<div class=\"t m0 x6 h62 y9ed ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9mission d\u2019a<span class=\"_ _3\"></span>ctions sera restau<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ee ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ef ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 novem<span class=\"_ _0\"></span>bre 2019, A<span class=\"_ _0\"></span>geas a lanc<span class=\"_ _0\"></span>\u00e9, via sa fil<span class=\"_ _0\"></span>iale d\u00e9ten<span class=\"_ _0\"></span>ue \u00e0 100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A., une <span class=\"_ _0\"></span>offre d\u2019<span class=\"_ _0\"></span>achat e<span class=\"_ _0\"></span>n num\u00e9r<span class=\"_ _0\"></span>aire de l<span class=\"_ _0\"></span>a total<span class=\"_ _0\"></span>it\u00e9 des t<span class=\"_ _0\"></span>itres</div>\n<div class=\"t m0 x6 h62 y9f1 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">FRESH e<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>lation.<span class=\"_ _0\"></span> Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A. a sim<span class=\"_ _0\"></span>ultan\u00e9m<span class=\"_ _0\"></span>ent lanc<span class=\"_ _0\"></span>\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9f2 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sollicit<span class=\"_ _0\"></span>ation <span class=\"_ _0\"></span>de conse<span class=\"_ _0\"></span>ntement<span class=\"_ _0\"></span> pour <span class=\"wse9\">pe<span class=\"_ _0\"></span>rmettre l\u2019<span class=\"_ _0\"></span>achat de<span class=\"_ _0\"></span>s titres FR<span class=\"_ _0\"></span>ESH. </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le consent<span class=\"_ _0\"></span>ement d\u2019a<span class=\"_ _0\"></span>u moins la ma<span class=\"_ _0\"></span>jorit\u00e9 du m<span class=\"_ _0\"></span>ontant pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span> cumul\u00e9 en</div>\n<div class=\"t m0 x6 h62 y9f4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation de FRE<span class=\"_ _0\"></span>SH est n\u00e9c<span class=\"_ _0\"></span>essaire po<span class=\"_ _0\"></span>ur que la pro<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x6 h62 y9f5 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des condi<span class=\"_ _3\"></span>tions de ces<span class=\"_ _3\"></span> titres <span class=\"_ _3\"></span>soit adopt\u00e9e<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 3 janvier 2<span class=\"_ _0\"></span>020, Ageas<span class=\"_ _0\"></span> a ann<span class=\"wseb\">onc\u00e9 <span class=\"_ _0\"></span>qu\u2019au t<span class=\"_ _0\"></span>otal 65,<span class=\"_ _0\"></span>50<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff310 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">818<span class=\"_ _3\"></span>.750.000) du<span class=\"_ _3\"></span> montant nominal cum<span class=\"_ _3\"></span>ul\u00e9 en circulation<span class=\"_ _3\"></span> des titres </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">FRESH ont<span class=\"_ _0\"></span> \u00e9t\u00e9 offert<span class=\"_ _0\"></span>s et accept<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019achat.<span class=\"_ _0\"></span> En cons\u00e9q<span class=\"_ _0\"></span>uence, a<span class=\"_ _0\"></span>u d\u00e9but</div>\n<div class=\"t m0 x6 h62 y9fa ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du 2e trimestre<span class=\"_ _3\"></span> 2020, Ageas a achet\u00e9<span class=\"_ _3\"></span> des titres FRESH rep<span class=\"_ _3\"></span>r\u00e9sentant un</div>\n<div class=\"t m0 x6 h62 y9fb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> de princip<span class=\"_ _0\"></span>al <span class=\"lsf8 ws0\">total<span class=\"_ _3\"></span> d\u2019E<span class=\"_ _3\"></span>UR<span class=\"ls0\"> </span></span>47.250.000 ap<span class=\"_ _0\"></span>r\u00e8s une proc<span class=\"_ _0\"></span>\u00e9dure de</div>\n<div class=\"t m0 x6 h62 y9fc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wseb\">reverse inqu<span class=\"_ _0\"></span>iry \u00bb pa<span class=\"_ _0\"></span>r un d\u00e9t<span class=\"_ _0\"></span>enteur ti<span class=\"_ _0\"></span>ers. Tou<span class=\"_ _0\"></span>s les t<span class=\"_ _0\"></span>itres FR<span class=\"_ _0\"></span>ESH </span></div>\n<div class=\"t m0 x6 h62 y9fd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">achet\u00e9s e<span class=\"_ _0\"></span>n 2020 ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9chang<span class=\"_ _0\"></span>\u00e9s en 2.749.<span class=\"_ _0\"></span>206 acti<span class=\"_ _0\"></span>ons sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jac<span class=\"_ _0\"></span>entes </span></div>\n<div class=\"t m0 x6 h62 y9fe ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019Ageas SA/NV. Ce<span class=\"_ _3\"></span>s actions sont reco<span class=\"_ _3\"></span>nnues au bilan du Gr<span class=\"_ _3\"></span>oupe en tant</div>\n<div class=\"t m0 x6 h62 y9ff ff310 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">qu\u2019acti<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons de tr\u00e9<span class=\"_ _3\"></span>sorerie et<span class=\"_ _3\"></span> ne donnen<span class=\"_ _3\"></span>t droit ni<span class=\"_ _3\"></span> \u00e0 dividende<span class=\"_ _3\"></span> ni \u00e0 d<span class=\"_ _3\"></span>roit de </span></div>\n<div class=\"t m0 x6 h62 ya00 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vote. Le <span class=\"_ _0\"></span>nombre t<span class=\"_ _0\"></span>otal d<span class=\"_ _0\"></span>\u2019actions<span class=\"_ _0\"></span> d\u2019Ageas<span class=\"_ _0\"></span> SA/NV <span class=\"_ _0\"></span>en circu<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n \u00e0 la suit<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cette op\u00e9<span class=\"_ _0\"></span>ration re<span class=\"_ _0\"></span>ste inc<span class=\"_ _0\"></span>hang\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours du qu<span class=\"_ _0\"></span>atri\u00e8m<span class=\"_ _0\"></span>e trimestr<span class=\"_ _0\"></span>e 2022, Age<span class=\"_ _0\"></span>as SA/NV a ac<span class=\"_ _0\"></span>quis pou<span class=\"_ _0\"></span>r un</div>\n<div class=\"t m0 x6 h62 ya04 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant total <span class=\"lsdc wse9\">d\u2019EUR 233,25 mill<span class=\"_ _0\"></span>ions de tit<span class=\"_ _0\"></span>res FRESH<span class=\"_ _0\"></span> \u00e9mis en 2002 p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 ya05 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> Les EUR 233,<span class=\"_ _0\"></span>25 milli<span class=\"_ _0\"></span>ons de titres<span class=\"_ _0\"></span> FRESH ac<span class=\"_ _0\"></span>quis sont</div>\n<div class=\"t m0 x6 h62 ya06 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>ement d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V et n'ont pa<span class=\"_ _0\"></span>s encore \u00e9t<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ya07 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. P<span class=\"_ _0\"></span>ar cons\u00e9qu<span class=\"_ _0\"></span>ent, au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2<span class=\"_ _0\"></span>022, un</div>\n<div class=\"t m0 x6 h62 ya08 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mont<span class=\"lsdc wse9\">ant total de EU<span class=\"_ _0\"></span>R 384 milli<span class=\"_ _0\"></span>ons en princ<span class=\"_ _0\"></span>ipal rest<span class=\"_ _0\"></span>e en circul<span class=\"_ _0\"></span>ation au </span></div>\n<div class=\"t m0 x6 h62 ya09 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _3\"></span>'Ageasfinlux S.A.<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Les EUR 233,<span class=\"_ _0\"></span>25 millio<span class=\"_ _0\"></span>ns sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s au </span></div>\n<div class=\"t m0 x6 h62 ya0a ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau du<span class=\"_ _3\"></span> groupe Ageas<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">Veuille<span class=\"_ _3\"></span>z</span>-<span class=\"lsdc wse9\">vous r\u00e9f\u00e9r<span class=\"_ _0\"></span>er \u00e0 la note 32 pour l'<span class=\"_ _0\"></span>impact </span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en r\u00e9sult<span class=\"_ _0\"></span>e sur le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at conso<span class=\"_ _0\"></span>lid<span class=\"wse8\">\u00e9.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7d yafb ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ea9 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Bill<span class=\"_ _3\"></span>ets subordon<span class=\"_ _3\"></span>n\u00e9s \u00e0 <span class=\"_ _3\"></span>taux fixe<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x6 h7d y1eaa ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1eab ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eac ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 novem<span class=\"_ _0\"></span>bre 2020, A<span class=\"_ _0\"></span>geas SA/<span class=\"_ _0\"></span>NV a \u00e9mis des<span class=\"_ _0\"></span> titres de cr\u00e9<span class=\"_ _0\"></span>ance sou<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1ead ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la forme d\u2019EUR 500 mi<span class=\"_ _3\"></span>llions de bille<span class=\"_ _3\"></span>ts subordonn\u00e9s \u00e0 tau<span class=\"_ _3\"></span>x fixe \u00e0 flo<span class=\"lsf0 ws104\">ttant </span></div>\n<div class=\"t m0 x6 h62 y1eae ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 2051.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eaf ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1eb0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Billet<span class=\"_ _0\"></span>s sont ass<span class=\"_ _0\"></span>ortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 1,8<span class=\"_ _0\"></span>75<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% payabl<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y1eb1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>lement jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion (24 nov<span class=\"_ _0\"></span>embre</div>\n<div class=\"t m0 x6 h62 y1eb2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2031). \u00c0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion, le coup<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>dra d\u00fb</div>\n<div class=\"t m0 x6 h62 y1eb3 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">t<span class=\"lsdc wse9\">rimestriel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> \u00e0 un taux flotta<span class=\"_ _0\"></span>nt corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nt \u00e0 l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 mois </span></div>\n<div class=\"t m0 x6 h62 y1eb4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>\u00e9 d\u2019un \u00e9cart<span class=\"_ _0\"></span> de cr\u00e9dit in<span class=\"_ _0\"></span>itial et<span class=\"_ _0\"></span> d\u2019une majo<span class=\"_ _0\"></span>ration de 10<span class=\"_ _0\"></span>0 points</div>\n<div class=\"t m0 x1a h62 y1eb5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de base. On not<span class=\"_ _0\"></span>era qu\u2019<span class=\"_ _0\"></span>Ageas peut<span class=\"_ _0\"></span>, \u00e0 sa discr<span class=\"_ _0\"></span>\u00e9tion, d<span class=\"_ _0\"></span>\u00e9cider d\u2019a<span class=\"_ _0\"></span>ppeler</div>\n<div class=\"t m0 x1a h62 y1eb6 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019instr<span class=\"_ _0\"></span>ument le 24 m<span class=\"_ _0\"></span>ai 2031, soit<span class=\"_ _0\"></span> 6 mois ava<span class=\"_ _0\"></span>nt la premi\u00e8<span class=\"_ _0\"></span>re date de</div>\n<div class=\"t m0 x1a h62 y1eb7 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9initialisat<span class=\"_ _3\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1eb8 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1eb9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al Tier 2 pou<span class=\"_ _0\"></span>r le Group<span class=\"_ _0\"></span>e Ageas ains<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 y1eba ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que pour Age<span class=\"_ _0\"></span>as SA/NV s<span class=\"_ _0\"></span>elon Solv<span class=\"_ _0\"></span>abilit\u00e9 II et<span class=\"_ _0\"></span> est not\u00e9 A<span class=\"ls0 ws0\">- <span class=\"lsde wseb\">par Standard<span class=\"_ _3\"></span> &amp; </span></span></div>\n<div class=\"t m0 x1a h62 y1ebb ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Poor\u2019s e<span class=\"_ _0\"></span>t Fitch. <span class=\"_ _0\"></span>Il est<span class=\"_ _0\"></span> cot\u00e9 su<span class=\"_ _0\"></span>r le marc<span class=\"_ _0\"></span>h\u00e9 r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de <span class=\"_ _0\"></span>la Bou<span class=\"_ _0\"></span>rse de</div>\n<div class=\"t m0 x1a h62 y1ebc ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Luxembourg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd4 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Titr<span class=\"_ _3\"></span>es subordonn<span class=\"_ _3\"></span>\u00e9s perp\u00e9t<span class=\"_ _3\"></span>uels \u00e0 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1ebd ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">taux fixe \u00e0 <span class=\"_ _3\"></span>revalorisation temporaire <span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Tier</span> <span class=\"_ _3\"></span><span class=\"ls100 ws11b\">1 </span></span></div>\n<div class=\"t m0 x1a h7d y1ebe ff312 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">(Perpetual Subordinated<span class=\"_ _0\"></span> Fixed Rate Resettable</div>\n<div class=\"t m0 x1a h7d y1ebf ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Temporary Write<span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Down R<span class=\"_ _3\"></span>estricted Tier <span class=\"_ _3\"></span>1 Notes)</span> </span></div>\n<div class=\"t m0 x1a h62 y1ec0 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2019<span class=\"_ _3\"></span>, Ageas SA<span class=\"_ _3\"></span>/NV a \u00e9mis d<span class=\"_ _3\"></span>es titres de<span class=\"_ _3\"></span> de<span class=\"lsf8 ws111\">tte<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ec2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">subord<span class=\"_ _0\"></span>onn\u00e9e pour un m<span class=\"_ _0\"></span>ontant t<span class=\"_ _0\"></span>otal d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"wseb\">750 milli<span class=\"_ _0\"></span>ons sou<span class=\"_ _0\"></span>s la form<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 y1ec3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">titres subo<span class=\"_ _3\"></span>rdonn\u00e9s perp\u00e9<span class=\"_ _3\"></span>tuels \u00e0 <span class=\"_ _3\"></span>taux fixe \u00e0<span class=\"_ _3\"></span> revaloris<span class=\"_ _3\"></span>ation temporaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ec4 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(Perpetual<span class=\"_ _3\"></span> Subordinated Fixed Ra<span class=\"_ _3\"></span>te Resettable Tempora<span class=\"_ _3\"></span>ry Write<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Do<span class=\"_ _3\"></span>wn </span></span></div>\n<div class=\"t m0 x1a h62 y1ec5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ec6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s sont a<span class=\"lsde wseb\">ssortis d\u2019un coupon<span class=\"_ _3\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>% payable<span class=\"_ _0\"></span> annuellem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1ec8 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avec reva<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion en juin 2<span class=\"_ _0\"></span>030 (pas de maj<span class=\"_ _0\"></span>orati<span class=\"_ _0\"></span>on) et tous les c<span class=\"_ _0\"></span>inq ans</div>\n<div class=\"t m0 x1a h62 y1ec9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la suit<span class=\"_ _0\"></span>e. Les titr<span class=\"_ _0\"></span>es n'ont pas de d<span class=\"_ _0\"></span>ate d'\u00e9ch<span class=\"_ _0\"></span>\u00e9ance pr<span class=\"_ _0\"></span>\u00e9vue et, sa<span class=\"_ _0\"></span>uf</div>\n<div class=\"t m0 x1a h62 y1eca ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans cert<span class=\"_ _0\"></span>aines cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces limi<span class=\"_ _0\"></span>t\u00e9es, ne pe<span class=\"_ _0\"></span>uvent pas \u00eat<span class=\"_ _0\"></span>re r<span class=\"wseb\">achet<span class=\"_ _0\"></span>\u00e9s par </span></div>\n<div class=\"t m0 x1a h62 y1ecb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV avan<span class=\"_ _0\"></span>t la p\u00e9riode d<span class=\"_ _0\"></span>e six mois pr\u00e9c<span class=\"_ _0\"></span>\u00e9dant j<span class=\"_ _0\"></span>uin 2030.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ecc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ecd ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> ont le <span class=\"_ _3\"></span>statut de c<span class=\"_ _3\"></span>apital Tier<span class=\"_ _3\"></span> 1 restrei<span class=\"_ _3\"></span>nt pour le<span class=\"_ _3\"></span> Groupe Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1ece ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Ils <span class=\"_ _3\"></span>sont no<span class=\"_ _3\"></span>t\u00e9s BBB+ par</div>\n<div class=\"t m0 x1a h62 y1ecf ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s et BB<span class=\"_ _3\"></span>B par F<span class=\"_ _3\"></span>itch<span class=\"lsdc\">. Ils sont c<span class=\"_ _0\"></span>ot\u00e9s s<span class=\"_ _0\"></span>ur le ma<span class=\"_ _0\"></span>rch\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y1ed0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de la Bou<span class=\"_ _0\"></span>rse de Luxe<span class=\"_ _0\"></span>mbourg.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ed1 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ed2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le produi<span class=\"_ _0\"></span>t net de l\u2019\u00e9m<span class=\"_ _0\"></span>ission a se<span class=\"_ _0\"></span>rvi aux beso<span class=\"_ _0\"></span>ins g\u00e9n\u00e9r<span class=\"_ _0\"></span>aux du Gro<span class=\"_ _0\"></span>upe et</div>\n<div class=\"t m0 x1a h62 y1ed3 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 renforcer la<span class=\"_ _3\"></span> solvabilit\u00e9 r\u00e9gleme<span class=\"_ _3\"></span>ntaire du Groupe<span class=\"_ _3\"></span> et de ses filiales<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ed4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>es, notam<span class=\"_ _0\"></span>ment en re<span class=\"_ _0\"></span>mpla\u00e7ant<span class=\"_ _0\"></span> les<span class=\"ls0 ws0\"> </span>titres FR<span class=\"_ _0\"></span>ESH dont l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1ed5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat a \u00e9t\u00e9 p<span class=\"_ _0\"></span>ropos\u00e9 pa<span class=\"_ _0\"></span>r Ageas en 2<span class=\"_ _0\"></span>019 (voir n<span class=\"_ _0\"></span>ote 20.1<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y89c ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1ed6 ff312 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Ageas SA/N<span class=\"_ _0\"></span>V Titres subo<span class=\"_ _0\"></span>rdonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux fixe \u00e0</div>\n<div class=\"t m0 x1a h7d y1ed7 ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x1a h7d y1ed8 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10 avril 20<span class=\"_ _0\"></span>19, Ageas<span class=\"_ _0\"></span> SA/NV a \u00e9mi<span class=\"_ _0\"></span>s ses premie<span class=\"_ _0\"></span>rs titre<span class=\"_ _0\"></span>s de <span class=\"wse8\">cr\u00e9ance </span></div>\n<div class=\"t m0 x1a h62 yafc ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sous la f<span class=\"_ _0\"></span>orme d\u2019<span class=\"_ _0\"></span>EUR 50<span class=\"_ _0\"></span>0 millio<span class=\"_ _0\"></span>ns de ti<span class=\"_ _0\"></span>tres sub<span class=\"_ _0\"></span>ordonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0</div>\n<div class=\"t m0 x1a h62 yafd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 204<span class=\"_ _0\"></span>9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaff ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces Billet<span class=\"_ _0\"></span>s sont as<span class=\"_ _0\"></span>sortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 3,2<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% payable<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yb00 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuellemen<span class=\"_ _3\"></span>t jusqu\u2019\u00e0 la<span class=\"_ _3\"></span> premi\u00e8re da<span class=\"_ _3\"></span>te de rach<span class=\"_ _3\"></span>at (2 jui<span class=\"_ _3\"></span>llet 2029)<span class=\"lsdc wse9\">. \u00c0 <span class=\"_ _3\"></span>la </span></div>\n<div class=\"t m0 x1a h62 yb01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re date d\u2019ap<span class=\"_ _0\"></span>pel, le cou<span class=\"_ _0\"></span>pon devien<span class=\"_ _0\"></span>dra d\u00fb trim<span class=\"_ _0\"></span>estrie<span class=\"_ _0\"></span>llement \u00e0 un</div>\n<div class=\"t m0 x1a h62 yd95 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux flot<span class=\"_ _0\"></span>tant c<span class=\"_ _0\"></span>orrespo<span class=\"_ _0\"></span>ndant \u00e0 <span class=\"_ _0\"></span>l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 moi<span class=\"_ _0\"></span>s augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019<span class=\"_ _0\"></span>un \u00e9cart <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 yd96 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit initial<span class=\"_ _3\"></span> et d\u2019une majorat<span class=\"_ _3\"></span>ion de 100 points de<span class=\"_ _3\"></span> base.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd97 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd98 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al de Niv<span class=\"_ _0\"></span>eau 2<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pour le Groupe Agea<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 yd99 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Il e<span class=\"_ _3\"></span>st not\u00e9 A<span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x1a h62 yd9a ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s et<span class=\"_ _0\"></span> Fitch. Il est c<span class=\"_ _0\"></span>ot\u00e9 sur le ma<span class=\"_ _0\"></span>rch\u00e9 r\u00e9gl<span class=\"_ _0\"></span>ement\u00e9 de la</div>\n<div class=\"t m0 x1a h62 y1ed9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bourse de L<span class=\"_ _0\"></span>uxembou<span class=\"_ _0\"></span>rg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Pr\u00eat <span class=\"_ _3\"></span><span class=\"ls111 ws135\">subordonn\u00e9 \u00e0 taux fixe puis <span class=\"_ _3\"></span></span></div>\n<div class=\"t m0 x6 h7d ybbe ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1edb ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1edc ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 27 juin 20<span class=\"_ _0\"></span>19, Ageas et B<span class=\"_ _0\"></span>NP Paribas<span class=\"_ _0\"></span> Cardif ont<span class=\"_ _0\"></span> accord\u00e9 u<span class=\"_ _0\"></span>n pr\u00eat</div>\n<div class=\"t m0 x6 h62 y1edd ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">subordonn\u00e9 d\u2019E<span class=\"_ _3\"></span>UR 300 millions au tau<span class=\"_ _3\"></span>x annuel fixe de<span class=\"_ _3\"></span> 3,25% (Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1ede ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">EUR 225 mil<span class=\"_ _0\"></span>lions<span class=\"ls0 ws0\"> ; </span>BNP Pariba<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s Cardif<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 75 millio<span class=\"_ _0\"></span>ns) en </span></span></span></div>\n<div class=\"t m0 x6 h62 y1edf ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement pa<span class=\"_ _0\"></span>rtiel des U<span class=\"_ _0\"></span>SD 550 milli<span class=\"_ _0\"></span>ons de titre<span class=\"_ _0\"></span>s rachet\u00e9s<span class=\"_ _0\"></span> en mars</div>\n<div class=\"t m0 x6 h62 y1ee0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2019. Le pr<span class=\"_ _0\"></span>\u00eat inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s entre Agea<span class=\"_ _3\"></span>s et AG <span class=\"_ _3\"></span>Insurance est<span class=\"_ _3\"></span> \u00e9limin\u00e9 au<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1ee1 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _0\"></span>u groupe<span class=\"_ _0\"></span> Ageas.<span class=\"_ _0\"></span> Ces tit<span class=\"_ _0\"></span>res sont<span class=\"_ _0\"></span> rembo<span class=\"_ _0\"></span>ursables<span class=\"_ _0\"></span>, \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1ee2 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'AG Insuranc<span class=\"lsdc wse9\">e, en tout, mais non en pa<span class=\"_ _0\"></span>rtie, \u00e0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 y1ee3 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat (27<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsdc wse9\">2029) ou \u00e0 toute autre dat<span class=\"_ _0\"></span>e de paie<span class=\"_ _0\"></span>ment d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eats </span></span></div>\n<div class=\"t m0 x6 h62 y1ee4 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A leur pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de rachat<span class=\"_ _0\"></span>, les titres<span class=\"_ _0\"></span> portero<span class=\"_ _0\"></span>nt un int\u00e9r<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x6 h62 y1ee5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux flott<span class=\"_ _0\"></span>ant corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ant \u00e0 l'Eur<span class=\"_ _0\"></span>ibor \u00e0 trois m<span class=\"_ _0\"></span>ois plus<span class=\"ls0 ws0\"> </span><span class=\"wse8\">3,80<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% par </span></span></div>\n<div class=\"t m0 x6 h62 y1ee6 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">an, pay<span class=\"_ _0\"></span>able tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yabc ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ee7 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Ti<span class=\"_ _3\"></span>tres subo<span class=\"_ _3\"></span>rdonn\u00e9s \u00e0 <span class=\"_ _3\"></span>taux <span class=\"_ _3\"></span>fixe Tie<span class=\"_ _3\"></span>r 2</div>\n<div class=\"t m0 x6 h7d y1ee8 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">(Fixed Rate <span class=\"_ _3\"></span>Reset D<span class=\"_ _3\"></span>ated Subordinat<span class=\"_ _3\"></span>ed Tier 2 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h7d y1ee9 ff316 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Notes)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y889 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 31 mars 201<span class=\"_ _0\"></span>5, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">400</span> <span class=\"lsde wseb\">million<span class=\"_ _3\"></span>s d'obliga<span class=\"_ _3\"></span>tions </span></span></div>\n<div class=\"t m0 x6 h62 y88a ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">subordonn\u00e9es <span class=\"_ _3\"></span>Tier 2 p<span class=\"_ _3\"></span>ortant un <span class=\"_ _3\"></span>taux d<span class=\"lsdc wse9\">'int\u00e9r\u00eat de 3,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et ayant une </span></div>\n<div class=\"t m0 x6 h62 y88b ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dur\u00e9e de vie de<span class=\"_ _3\"></span> 32<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ans. Les t<span class=\"_ _0\"></span>itres s<span class=\"_ _0\"></span>ont rembo<span class=\"_ _0\"></span>ursabl<span class=\"_ _0\"></span>es, \u00e0 la <span class=\"_ _0\"></span>discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></div>\n<div class=\"t m0 x6 h62 y88c ff314 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'AG<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Insuranc<span class=\"_ _0\"></span>e, en tout,<span class=\"_ _0\"></span> mais non en part<span class=\"_ _0\"></span>ie, \u00e0 la prem<span class=\"_ _0\"></span>i\u00e8re date de </span></span></div>\n<div class=\"t m0 x6 h62 y88d ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat, le<span class=\"_ _3\"></span> 30<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">juin 2027 ou \u00e0 t<span class=\"_ _0\"></span>oute a<span class=\"_ _0\"></span>utre dat<span class=\"_ _0\"></span>e de pai<span class=\"_ _0\"></span>ement d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y88e ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A la prem<span class=\"_ _0\"></span>i\u00e8re date d<span class=\"_ _0\"></span>e rachat et \u00e0 ch<span class=\"_ _0\"></span>aque cinq<span class=\"_ _0\"></span>ui\u00e8me</div>\n<div class=\"t m0 x6 h62 y88f ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">anniver<span class=\"_ _0\"></span>saire d<span class=\"_ _0\"></span>e la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de rac<span class=\"_ _0\"></span>hat, le t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat s<span class=\"_ _0\"></span>era ref<span class=\"_ _0\"></span>ix\u00e9</div>\n<div class=\"t m0 x6 h62 y10e7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour \u00eatre \u00e9<span class=\"_ _0\"></span>gal \u00e0 la somm<span class=\"_ _0\"></span>e du taux 5<span class=\"ls0 ws0\">-</span>year eur<span class=\"_ _0\"></span>o mid swap et<span class=\"_ _0\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%. </span></span></div>\n<div class=\"t m0 x6 h62 y10e8 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les titr<span class=\"_ _0\"></span>es sont c<span class=\"_ _0\"></span>ot\u00e9s \u00e0 la <span class=\"_ _0\"></span>Bourse <span class=\"_ _0\"></span>de Luxem<span class=\"_ _0\"></span>bourg <span class=\"_ _0\"></span>et se qual<span class=\"_ _0\"></span>ifient c<span class=\"_ _0\"></span>o<span class=\"lsf3 ws10c\">mme </span></div>\n<div class=\"t m0 x6 h62 y10e9 ff314 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">capital T<span class=\"_ _3\"></span>ier<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">2 selon Solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 II et s<span class=\"_ _0\"></span>ont not\u00e9s<span class=\"_ _0\"></span> A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Stan<span class=\"_ _3\"></span>dard &amp; Poor\u2019<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ea ff314 fs43 fc15 sc0 lsf0 ws0\" style=\"z-index: 15;\">et Fitch.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff316 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _3\"></span>Obligations subordonn\u00e9es</div>\n<div class=\"t m0 x1a h7d ybbe ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">remboursables pa<span class=\"_ _3\"></span>r anticipation <span class=\"_ _3\"></span>\u00e0 taux <span class=\"_ _3\"></span>fixe puis <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1edb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Fixed <span class=\"_ _3\"></span>to Floating Callable</div>\n<div class=\"t m0 x1a h7d y1eea ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Subordinated Tier 2 Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12ab ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsea\">18<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d\u00e9cembre 201<span class=\"_ _0\"></span>3, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">450</span> <span class=\"lsfe ws11a\">milli<span class=\"_ _3\"></span>ons </span></span></span></div>\n<div class=\"t m0 x1a h62 y1eeb ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'obligation<span class=\"_ _3\"></span>s subordonn\u00e9es rem<span class=\"_ _3\"></span>boursables par ant<span class=\"_ _3\"></span>icipation \u00e0 taux<span class=\"_ _3\"></span> fixe</div>\n<div class=\"t m0 x1a h62 y1eec ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">puis flott<span class=\"_ _0\"></span>ant Tier 2 \u00e0 un ta<span class=\"_ _0\"></span>ux de 5,25<span class=\"ls0 ws0\"> </span>% et ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie de</div>\n<div class=\"t m0 x1a h62 y1eed ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">ans. Ces <span class=\"_ _3\"></span>titres sont<span class=\"_ _3\"></span> remboursabl<span class=\"_ _3\"></span>es, \u00e0 la<span class=\"_ _3\"></span> discr\u00e9tion<span class=\"_ _3\"></span> d'AG I</span></span>nsurance,</div>\n<div class=\"t m0 x1a h62 y1eee ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en tout, ma<span class=\"_ _0\"></span>is non en parti<span class=\"_ _0\"></span>e, \u00e0 la premi<span class=\"_ _0\"></span>\u00e8re date de rac<span class=\"_ _0\"></span>hat (18<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsde wsea\">2024) </span></span></div>\n<div class=\"t m0 x1a h62 y1eef ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou \u00e0 tou<span class=\"_ _3\"></span>te autre date<span class=\"_ _3\"></span> de paiem<span class=\"_ _3\"></span>ent d'int\u00e9r\u00ea<span class=\"_ _3\"></span>ts ult\u00e9rieur<span class=\"_ _3\"></span>e. A leur<span class=\"_ _3\"></span> premi\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ef0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date de rach<span class=\"_ _0\"></span>at, les titr<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>ront un int\u00e9<span class=\"_ _0\"></span>r\u00eat \u00e0 taux flot<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y1ef1 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span> \u00e0 l'Euribor \u00e0 troi<span class=\"_ _3\"></span>s mo<span class=\"lsdc wse9\">is plus 4,1<span class=\"_ _0\"></span>36<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">% par an, payable<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ef2 ff314 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">trimestriellement. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ef3 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef4 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 sousc<span class=\"_ _0\"></span>rits pa<span class=\"_ _0\"></span>r Ageas SA/N<span class=\"_ _0\"></span>V (EUR<span class=\"ls0 ws0\"> </span>350 mi<span class=\"_ _0\"></span>llions) et<span class=\"_ _0\"></span> par</div>\n<div class=\"t m0 x1a h62 y1ef6 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _3\"></span>Fortis SA<span class=\"_ _3\"></span>/NV (EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">100 millions) et s<span class=\"_ _0\"></span>ont cot\u00e9s \u00e0 la B<span class=\"_ _0\"></span>ourse </span></span></div>\n<div class=\"t m0 x1a h62 y1ef7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Luxemb<span class=\"_ _0\"></span>ourg. Les<span class=\"_ _0\"></span> titres se qua<span class=\"_ _0\"></span>lifie<span class=\"_ _0\"></span>nt comme cap<span class=\"_ _0\"></span>ital Tie<span class=\"_ _0\"></span>r 2 <span class=\"wse8\">selon </span></div>\n<div class=\"t m0 x1a h62 y1ef8 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Solvabilit\u00e9<span class=\"_ _3\"></span> II et sont not\u00e9es A<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par Standa<span class=\"_ _0\"></span>rd &amp; Poor\u2019s et F<span class=\"_ _0\"></span>itch. La pa<span class=\"_ _0\"></span>rt </span></span></div>\n<div class=\"t m0 x1a h62 y1ef9 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscrit<span class=\"_ _0\"></span>e par Agea<span class=\"_ _0\"></span>s SA/NV est \u00e9<span class=\"_ _0\"></span>limin\u00e9e,<span class=\"_ _0\"></span> car il s'ag<span class=\"_ _0\"></span>it d'une tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1efa ff314 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">intra<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">groupe<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x1a h7d y1111 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1efb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Milleniumbcp Pr\u00eat subordonn\u00e9 restreint avec</div>\n<div class=\"t m0 x1a h7d y1efc ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">droits acquis remboursable par anticipatio<span class=\"ls110 ws134\">n<span class=\"_ _0\"></span> \u00e0 taux </span></div>\n<div class=\"t m0 x1a h7d y1efd ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">fixe puis flottant <span class=\"ls0 ws0\">- <span class=\"lsfd ws119\">T<span class=\"_ _3\"></span>ier 1 <span class=\"_ _3\"></span>(Fixed</span>-</span>to<span class=\"ls0 ws0\">-<span class=\"ls10d ws130\">Floating <span class=\"_ _3\"></span>Callable </span></span></div>\n<div class=\"t m0 x1a h7d y1efe ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _3\"></span>Restricted Tier 1 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1eff ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya89 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 5 d\u00e9cemb<span class=\"_ _0\"></span>re 2014, Ag<span class=\"_ _0\"></span>eas Insur<span class=\"_ _0\"></span>ance Inte<span class=\"_ _0\"></span>rnati<span class=\"_ _0\"></span>onal N.V. (5<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span>%) (AII) et</div>\n<div class=\"t m0 x1a h62 ya8a ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BCP Inv<span class=\"_ _0\"></span>estments<span class=\"_ _0\"></span> B.V. (<span class=\"_ _0\"></span>49<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">%) ont accord\u00e9 un pr\u00ea<span class=\"_ _3\"></span>t subordonn\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya8b ff314 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">120 <span class=\"lsde wsfa\">mill<span class=\"_ _3\"></span>ions \u00e0 Millenniumb<span class=\"_ _3\"></span>cp Ageas au taux annuel<span class=\"_ _3\"></span> de 4,75</span></span> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x1a h62 ya8c ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">jusqu\u2019\u00e0 la premi<span class=\"_ _3\"></span>\u00e8re date de rembour<span class=\"_ _3\"></span>sement en d\u00e9cembre 2019<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x1a h62 ya8d ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e au taux Euri<span class=\"_ _0\"></span>bor \u00e0 six mois<span class=\"_ _0\"></span> plus 475 poi<span class=\"_ _0\"></span>nts de base pa<span class=\"_ _0\"></span>r an. Au 2</div>\n<div class=\"t m0 x2e2 h76 y1f00 ff314 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2e3 h62 y1f01 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f02 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trimestre 20<span class=\"_ _3\"></span>20, l\u2019empru<span class=\"_ _3\"></span>nt d\u00e9tenu pr<span class=\"_ _3\"></span>\u00e9c\u00e9demment p<span class=\"_ _3\"></span>ar Ageas I<span class=\"_ _3\"></span>nsurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1f03 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Intern<span class=\"_ _0\"></span>ational a \u00e9t<span class=\"_ _0\"></span>\u00e9 transf\u00e9<span class=\"_ _0\"></span>r\u00e9 au bilan d\u2019<span class=\"_ _0\"></span>Ageas SA/<span class=\"_ _0\"></span>NV. <span class=\"lsde wsfa\">La part souscrite </span></div>\n<div class=\"t m0 x1a h62 y1f04 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas S<span class=\"_ _0\"></span>A/NV est \u00e9l<span class=\"_ _0\"></span>imin\u00e9e,<span class=\"_ _0\"></span> car il s\u2019ag<span class=\"_ _0\"></span>it d\u2019une tran<span class=\"_ _0\"></span>sacti<span class=\"_ _0\"></span>on intra<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 y1f05 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupe. Les tit<span class=\"_ _3\"></span>res se qualifient<span class=\"_ _3\"></span> comme capital Tier 1<span class=\"_ _3\"></span> avec droits acquis<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1f06 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(grandf<span class=\"_ _0\"></span>athere<span class=\"_ _0\"></span>d) selon So<span class=\"_ _0\"></span>lvabilit<span class=\"_ _0\"></span>\u00e9 II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 440px; height: 666px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 440px; height: 666px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Emprun<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Op\u00e9rations de mise en pen<span class=\"_ _0\"></span>sion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Dettes envers les banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Fonds des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres emprunts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total des dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les op\u00e9rations de<span class=\"_ _3\"></span> mise en pension<span class=\"_ _3\"></span> sont essentielleme<span class=\"_ _3\"></span>nt des emprunt<span class=\"_ _3\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y1f0b ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">court terme garan<span class=\"_ _3\"></span>tis qui sont ut<span class=\"_ _3\"></span>ilis\u00e9s pour cou<span class=\"_ _3\"></span>vrir des placement<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1f0c ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques dont<span class=\"_ _0\"></span> les taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat so<span class=\"_ _0\"></span>nt r\u00e9visa<span class=\"_ _0\"></span>bles et \u00e0 des fi<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 y1f0d ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gestion de<span class=\"_ _3\"></span>s liquidit\u00e9<span class=\"lsf0 ws104\">s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f0e ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0f ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a don<span class=\"_ _0\"></span>n\u00e9 en gage de l\u2019i<span class=\"_ _0\"></span>mmobi<span class=\"_ _0\"></span>lier comme g<span class=\"_ _0\"></span>aranti<span class=\"_ _0\"></span>e de pr\u00eats et</div>\n<div class=\"t m0 x6 h62 y1f10 ff318 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>our une v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"lsde\">159 millio<span class=\"_ _3\"></span>ns (2021<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span>EUR<span class=\"_ _3\"></span> 166 </span></div>\n<div class=\"t m0 x6 h62 y1f11 ff318 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f12 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f13 ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> comptable <span class=\"_ _3\"></span>des emprunts<span class=\"_ _3\"></span> est une ap<span class=\"_ _3\"></span>proximation r<span class=\"_ _3\"></span>aisonnable</div>\n<div class=\"t m0 x1a h62 y1f14 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de leur just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> dans la mesu<span class=\"_ _0\"></span>re o\u00f9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">les \u00e9ch\u00e9ances des<span class=\"_ _3\"></span> contrats son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y1f15 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 un an (mi<span class=\"_ _0\"></span>ses en pensi<span class=\"_ _0\"></span>on) et/o<span class=\"_ _0\"></span>u les contr<span class=\"_ _0\"></span>ats port<span class=\"_ _0\"></span>ent un taux</div>\n<div class=\"t m0 x1a h62 y1f16 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> (pr\u00eats ba<span class=\"_ _0\"></span>ncaires<span class=\"_ _0\"></span>). En cons\u00e9<span class=\"_ _0\"></span>quence, l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur se fonde su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1f17 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des donn\u00e9<span class=\"_ _0\"></span>es de march<span class=\"_ _0\"></span>\u00e9 observa<span class=\"_ _0\"></span>bles (niv<span class=\"_ _0\"></span>eau<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2).</span> </span></div>\n<div class=\"t m0 x1a h62 y1f18 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f19 ff318 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Ces passifs locatifs sont act<span class=\"lsde wsfa\">ualis\u00e9s en ut<span class=\"_ _3\"></span>ilisant le taux<span class=\"_ _3\"></span> d\u2019emprunt </span></div>\n<div class=\"t m0 x1a h62 y1f1a ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">margin<span class=\"_ _0\"></span>al du preneur et<span class=\"_ _0\"></span> la charge d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s relativ<span class=\"_ _0\"></span>e au passif<span class=\"_ _0\"></span> locatif es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y1f1b ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e s\u00e9par\u00e9<span class=\"_ _0\"></span>ment des c<span class=\"_ _0\"></span>harges de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation du dro<span class=\"_ _0\"></span>it d\u2019utili<span class=\"_ _0\"></span>sation<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y1f1c ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f1d ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 477px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 477px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff31a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 446px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 446px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Transferts vers les pas<span class=\"_ _0\"></span>sifs d\u00e9t\u00e9nus en vue de<span class=\"_ _0\"></span> la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 431px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y69b ff31a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69d ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 401px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 401px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Paiements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 387px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 387px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres <span class=\"wsed\">variations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 372px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 372px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff31a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 357px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f29 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie n<span class=\"_ _0\"></span>on actuali<span class=\"_ _0\"></span>s\u00e9s des em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> hors pass<span class=\"_ _0\"></span>ifs locat<span class=\"_ _0\"></span>ifs, regro<span class=\"_ _0\"></span>up\u00e9s par cl<span class=\"_ _0\"></span>asse d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>nte au</div>\n<div class=\"t m0 x6 h62 y1f2a ff318 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y1f2b ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 263px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 263px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 263px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 232px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 232px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 217px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 217px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 217px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 202px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 202px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 202px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 188px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 188px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff31a fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 173px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 173px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 162px; height: 799px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce de la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d, la filial<span class=\"_ _0\"></span>e du Group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Interp<span class=\"_ _0\"></span>arking (d<span class=\"_ _0\"></span>\u00e9tenue \u00e0 51%<span class=\"_ _0\"></span> par AG Insur<span class=\"_ _0\"></span>ance) a pu b\u00e9<span class=\"_ _0\"></span>n\u00e9ficie<span class=\"_ _0\"></span>r au</div>\n<div class=\"t m0 x6 h62 y8b3 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premie<span class=\"_ _0\"></span>r semestr<span class=\"_ _0\"></span>e 2021 de d\u00e9ro<span class=\"_ _0\"></span>gatio<span class=\"_ _0\"></span>ns li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y93e ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'empru<span class=\"_ _0\"></span>nt. En cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e, les empru<span class=\"_ _0\"></span>nts banc<span class=\"_ _0\"></span>aires \u00e0 long te<span class=\"_ _0\"></span>rme, pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y93f ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> des d\u00e9ro<span class=\"_ _0\"></span>gations ont<span class=\"_ _0\"></span> \u00e9t\u00e9 obte<span class=\"_ _0\"></span>nues, ont \u00e9t\u00e9 r<span class=\"_ _0\"></span>eclass\u00e9s<span class=\"_ _0\"></span> de long</div>\n<div class=\"t m0 x1a h62 y1f33 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme \u00e0 cou<span class=\"_ _0\"></span>rt terme. Les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">activit<span class=\"_ _0\"></span>\u00e9s d'Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g se sont dep<span class=\"_ _0\"></span>uis </span></span></div>\n<div class=\"t m0 x1a h62 y1f34 ff31d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">redress\u00e9es, ce<span class=\"_ _3\"></span> qui a permis \u00e0 Interpa<span class=\"_ _3\"></span>rking de respe<span class=\"_ _3\"></span>cter ses</div>\n<div class=\"t m0 x1a h62 y1f35 ff31d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>. De ce f<span class=\"_ _0\"></span>ait, un e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span> banca<span class=\"_ _0\"></span>ire \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x1a h62 y1f36 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 491 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> a \u00e9t\u00e9 reclas<span class=\"_ _0\"></span>s\u00e9 de court te<span class=\"_ _0\"></span>rme \u00e0 long t<span class=\"_ _0\"></span>erme \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y1f37 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cl\u00f4tur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f38 ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f39 ff31d fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Dettes de c<span class=\"_ _0\"></span>ontrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n en tant que p<span class=\"_ _0\"></span>reneur (no<span class=\"_ _0\"></span>n actual<span class=\"_ _0\"></span>is\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f3a ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 xb1 h65 y699 ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 955px; z-index: 15;\">Paiements minimaux li\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b4 h65 y69b ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 694px; bottom: 940px; z-index: 15;\">\u00e0 des contrats de loca<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 880px; z-index: 15;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 865px; z-index: 15;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 850px; z-index: 15;\">De 3 \u00e0 4 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 835px; z-index: 15;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff31f fs45 fc28 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 609px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 781px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Charges locatives annuelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff31d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Charges financi\u00e8res futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">RPN(I)</div>\n<div class=\"t m0 x6 h75 y7a0 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">La RPN(<span class=\"lsf6 ws110\">I) est un instrument </span></div>\n<div class=\"t m0 x6 h75 y7a1 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financier qui donne lieu<span class=\"_ _0\"></span> \u00e0 des</div>\n<div class=\"t m0 x6 h75 y7a2 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">paiements trimestriels, \u00e0<span class=\"_ _0\"></span> ou de BNP</div>\n<div class=\"t m0 x6 h75 y7a3 ff32c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">Paribas Fortis SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f91 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1f92 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV a \u00e9mis de<span class=\"_ _0\"></span>s titres C<span class=\"_ _0\"></span>ASHES en 20<span class=\"_ _0\"></span>07, avec Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V comme</div>\n<div class=\"t m0 x21b h62 y1f93 ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cod\u00e9biteur. Les<span class=\"_ _3\"></span> CASHES sont des ti<span class=\"_ _3\"></span>tres \u00e9changeables en<span class=\"_ _3\"></span> actions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ageas \u00e0 un prix fix\u00e9 d\u2019<span class=\"_ _0\"></span>avance </span></span></div>\n<div class=\"t m0 x21b h62 y1f94 ff32a fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">239,40 par actio<span class=\"_ _0\"></span>n. BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV et<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV faisa<span class=\"_ _0\"></span>ient \u00e0 l\u2019\u00e9po<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>ie du </span></span></div>\n<div class=\"t m0 x21b h62 y1f95 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Fo<span class=\"_ _0\"></span>rtis et av<span class=\"_ _0\"></span>aient mis e<span class=\"_ _0\"></span>n place un syst<span class=\"_ _0\"></span>\u00e8me de Rel<span class=\"_ _0\"></span>ative Perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e Note, des<span class=\"_ _0\"></span>tin\u00e9 \u00e0 att\u00e9n<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x21b h62 y1f96 ff32a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la volat<span class=\"_ _0\"></span>ilit\u00e9 c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e sur les<span class=\"ls0 ws0\"> </span><span class=\"wse9\">act<span class=\"_ _0\"></span>ions Age<span class=\"_ _0\"></span>as et sur la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es CASH<span class=\"_ _0\"></span>ES dans les liv<span class=\"_ _0\"></span>res de </span></div>\n<div class=\"t m0 x21b h62 y1f97 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV. Lor<span class=\"_ _0\"></span>s de la scissi<span class=\"_ _0\"></span>on de Fortis<span class=\"_ _0\"></span> en 2009, BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis SA/<span class=\"_ _0\"></span>NV et</div>\n<div class=\"t m0 x21b h62 y1f98 ff32a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas o<span class=\"_ _0\"></span>nt conve<span class=\"_ _0\"></span>nu de pay<span class=\"_ _0\"></span>er un int<span class=\"_ _0\"></span>\u00e9r\u00eat<span class=\"_ _0\"></span> sur un mo<span class=\"_ _0\"></span>ntant d<span class=\"_ _0\"></span>e r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce d\u00e9fi<span class=\"_ _0\"></span>ni dans l<span class=\"_ _0\"></span>e cadre <span class=\"_ _0\"></span>de cett<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1f99 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Relativ<span class=\"_ _0\"></span>e Perform<span class=\"_ _0\"></span>ance Not<span class=\"_ _0\"></span>e. Le paiem<span class=\"_ _0\"></span>ent d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el est valor<span class=\"_ _0\"></span>is\u00e9 comm<span class=\"_ _0\"></span>e un instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y1f9a ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier e<span class=\"_ _3\"></span>t appel\u00e9 R<span class=\"_ _3\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1f9b ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1f9c ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La RPN(I<span class=\"_ _0\"></span>) existe dan<span class=\"_ _0\"></span>s la mesur<span class=\"_ _0\"></span>e o\u00f9 les titres C<span class=\"_ _0\"></span>ASHES res<span class=\"_ _0\"></span>tent en cir<span class=\"_ _0\"></span>culati<span class=\"_ _0\"></span>on. A l\u2019orig<span class=\"_ _0\"></span>ine, en 200<span class=\"_ _0\"></span>7,</div>\n<div class=\"t m0 x21b h62 y1f9d ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">12.000 titres<span class=\"_ _3\"></span> CASHES ont \u00e9t\u00e9 \u00e9mi<span class=\"lsdc wse9\">s. En f\u00e9vrier 2012, B<span class=\"_ _0\"></span>NP Parib<span class=\"_ _0\"></span>as a lanc\u00e9 un<span class=\"_ _0\"></span>e offre sur les C<span class=\"_ _0\"></span>ASHES<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x21b h62 y1f9e ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 un prix de 47,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et a \u00e9chang\u00e9 7.<span class=\"_ _0\"></span>553 titres C<span class=\"_ _0\"></span>ASHES<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. A<span class=\"_ _0\"></span>geas a</div>\n<div class=\"t m0 x21b h62 y1f9f ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convenu d<span class=\"_ _0\"></span>e payer EU<span class=\"_ _0\"></span>R 287 milli<span class=\"_ _0\"></span>ons d'ind<span class=\"_ _0\"></span>emnit\u00e9 \u00e0 BNP P<span class=\"_ _0\"></span>aribas,<span class=\"_ _0\"></span> car l\u2019\u00e9ch<span class=\"_ _0\"></span>ange a d\u00e9cl<span class=\"_ _0\"></span>ench\u00e9</div>\n<div class=\"t m0 x21b h62 y1fa0 ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'annulation<span class=\"_ _3\"></span> pr<span class=\"lsdc wse9\">o rata du passif<span class=\"_ _0\"></span> RPN(I).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1fa1 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fa2 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mai 2015, A<span class=\"_ _0\"></span>geas et BNP P<span class=\"_ _0\"></span>aribas o<span class=\"_ _0\"></span>nt conven<span class=\"_ _0\"></span>u que BNP Par<span class=\"_ _0\"></span>ibas pouv<span class=\"_ _0\"></span>ait rachet<span class=\"_ _0\"></span>er des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x21b h62 y1fa3 ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aupr\u00e8s d'inve<span class=\"_ _3\"></span>stisseurs particul<span class=\"_ _3\"></span>iers \u00e0 tout moment<span class=\"_ _3\"></span>, sous r\u00e9serve que le<span class=\"_ _3\"></span>s titres achet\u00e9s so<span class=\"_ _3\"></span>ient</div>\n<div class=\"t m0 x21b h62 y1fa4 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. L<span class=\"_ _0\"></span>ors de cet \u00e9c<span class=\"_ _0\"></span>hange, la pa<span class=\"_ _0\"></span>rt au pro rata du p<span class=\"_ _0\"></span>assif RP<span class=\"_ _0\"></span>N(I) ser<span class=\"_ _0\"></span>ait r\u00e9gl\u00e9e</div>\n<div class=\"t m0 x21b h62 y1fa5 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 BNP Pari<span class=\"_ _0\"></span>bas et Ageas r<span class=\"_ _0\"></span>ecevrait<span class=\"_ _0\"></span> une indem<span class=\"_ _0\"></span>nit\u00e9 de rup<span class=\"_ _0\"></span>ture d\u00e9pe<span class=\"_ _0\"></span>ndant du pr<span class=\"_ _0\"></span>ix auquel B<span class=\"_ _0\"></span>NP Pariba<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y1fa6 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait r\u00e9u<span class=\"_ _0\"></span>ssi \u00e0 ache<span class=\"_ _0\"></span>ter les CASH<span class=\"_ _0\"></span>ES.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fa7 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fa8 ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au cours de<span class=\"_ _3\"></span>s neuf p<span class=\"_ _3\"></span>remiers mois<span class=\"_ _3\"></span> de 2016<span class=\"_ _3\"></span>, BNP Paribas<span class=\"_ _3\"></span> a achet\u00e9 e<span class=\"_ _3\"></span>t \u00e9chang\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>656 CASHES<span class=\"_ _3\"></span> dans le</div>\n<div class=\"t m0 x21b h62 y1fa9 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cadre de cet<span class=\"_ _0\"></span> accord. Ag<span class=\"_ _0\"></span>eas a vers\u00e9 E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">44<span class=\"ls0 ws0\"> </span></span>millions<span class=\"_ _0\"></span> pour le r\u00e8gl<span class=\"_ _0\"></span>ement au p<span class=\"_ _0\"></span>ro rata du RPN<span class=\"_ _0\"></span>(I), apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1faa ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de l\u2019inde<span class=\"_ _0\"></span>mnit\u00e9 de ru<span class=\"_ _0\"></span>pture per<span class=\"_ _0\"></span>\u00e7ue. Cet ac<span class=\"_ _0\"></span>cord ent<span class=\"_ _0\"></span>re Ageas et BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> a expir\u00e9 fin</div>\n<div class=\"t m0 x21b h62 y1fab ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2016 et n\u2019a pas<span class=\"_ _3\"></span> \u00e9t\u00e9 reconduit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fac ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fad ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au cours du<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">deuxi\u00e8me se<span class=\"_ _0\"></span>mestre de 2<span class=\"_ _0\"></span>022, Agea<span class=\"_ _0\"></span>s a rembours<span class=\"_ _0\"></span>\u00e9 une part<span class=\"_ _0\"></span>ie du RPN(I<span class=\"_ _0\"></span>) pour un mont<span class=\"_ _0\"></span>ant </span></span></div>\n<div class=\"t m0 x21b h62 y1fae ff32a fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'EUR<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">46<span class=\"_ _3\"></span>,6</span> <span class=\"lsfe ws11a\">mil<span class=\"_ _3\"></span>lions.</span> </span></div>\n<div class=\"t m0 x21b h62 y1faf ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fb0 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, il r<span class=\"_ _0\"></span>este 3.3<span class=\"_ _0\"></span>26 CASH<span class=\"_ _0\"></span>ES en circul<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 349px; height: 612px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff330 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Montant<span class=\"_ _0\"></span> de r\u00e9f\u00e9ren<span class=\"_ _0\"></span>ce et int\u00e9r\u00eat<span class=\"_ _0\"></span>s pay\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence s<span class=\"_ _0\"></span>e calcul<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e suit<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre EU<span class=\"_ _0\"></span>R 2.350 mill<span class=\"_ _0\"></span>ions et la va<span class=\"_ _0\"></span>leur de marc<span class=\"_ _0\"></span>h\u00e9 de </span></span></div>\n<div class=\"t m0 x3b5 h62 y93e ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">13 millio<span class=\"_ _0\"></span>ns d\u2019actio<span class=\"_ _0\"></span>ns Ageas<span class=\"_ _0\"></span> dans lesque<span class=\"_ _0\"></span>lles l\u2019i<span class=\"_ _0\"></span>nstrumen<span class=\"_ _0\"></span>t est</div>\n<div class=\"t m0 x3b5 h62 y93f ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9, moins<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x6 h62 y940 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre les<span class=\"_ _0\"></span> EUR 3.00<span class=\"_ _0\"></span>0 million<span class=\"_ _0\"></span>s \u00e9mis et la val<span class=\"_ _0\"></span>eur de </span></span></div>\n<div class=\"t m0 x3b5 h62 y941 ff330 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">march<span class=\"lsdc wse9\">\u00e9 <span class=\"_ _3\"></span>des CASH<span class=\"_ _0\"></span>ES telle qu<span class=\"_ _0\"></span>e cot\u00e9e \u00e0 la Bours<span class=\"_ _0\"></span>e de Luxem<span class=\"_ _0\"></span>bourg, </span></div>\n<div class=\"t m0 x3b5 h62 y942 ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">multipli\u00e9e par<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">le n<span class=\"_ _0\"></span>ombre de tit<span class=\"_ _0\"></span>res CASH<span class=\"_ _0\"></span>ES en circu<span class=\"_ _0\"></span>lation (3.<span class=\"_ _0\"></span>326 au </span></span></div>\n<div class=\"t m0 x3b5 h62 y944 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre</span> <span class=\"lsde wseb\">2022)<span class=\"_ _3\"></span> divis\u00e9 <span class=\"_ _3\"></span>par le no<span class=\"_ _3\"></span>mbre de CAS<span class=\"_ _3\"></span>HES \u00e9mis \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x3b5 h62 y945 ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'origine (1<span class=\"_ _3\"></span>2.000).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pai<span class=\"_ _0\"></span>e des int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 BNP Pari<span class=\"_ _0\"></span>bas Forti<span class=\"_ _0\"></span>s SA/NV <span class=\"wseb\">su<span class=\"_ _0\"></span>r le mont<span class=\"_ _0\"></span>ant de </span></div>\n<div class=\"t m0 x6 h62 y9ee ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e moyen d<span class=\"_ _0\"></span>u trimestr<span class=\"_ _0\"></span>e (si le r\u00e9sul<span class=\"_ _0\"></span>tat de l\u2019op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>n ci<span class=\"ls0 ws0\">-</span>dessus est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ef ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gatif<span class=\"_ _0\"></span>, c\u2019est BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV qui eff<span class=\"_ _0\"></span>ectue un pai<span class=\"_ _0\"></span>ement \u00e0</div>\n<div class=\"t m0 x6 h62 y9f0 ff330 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">les int\u00e9r\u00eat<span class=\"_ _0\"></span>s se calc<span class=\"_ _0\"></span>ulent a<span class=\"_ _0\"></span>u taux <span class=\"_ _0\"></span>Euribor \u00e0 t<span class=\"_ _0\"></span>rois <span class=\"_ _0\"></span>mois plus<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">90<span class=\"ls0 ws0\"> </span><span class=\"wse9\">points de ba<span class=\"_ _0\"></span>se. Ageas a g<span class=\"_ _0\"></span>ag\u00e9 5,5<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% du t<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>s AG </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce en circ<span class=\"_ _0\"></span>ulation en fav<span class=\"_ _0\"></span>eur de BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis SA/N<span class=\"_ _0\"></span>V.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff330 fs43 fce sc0 lsdc wse8\" style=\"z-index: 15;\">Valoris<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span> une notion de tran<span class=\"_ _3\"></span>sfert pour \u00e9valuer<span class=\"_ _3\"></span> la juste valeur<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 y9a8 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif RPN<span class=\"_ _0\"></span>(I). L\u2019IF<span class=\"_ _0\"></span>RS 13 d\u00e9fi<span class=\"_ _0\"></span>nit la just<span class=\"_ _0\"></span>e valeur comm<span class=\"_ _0\"></span>e le prix q<span class=\"_ _0\"></span>ui serait<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7u \u00e0 l\u2019oc<span class=\"_ _0\"></span>casion de l<span class=\"_ _0\"></span>a vente d\u2019u<span class=\"_ _0\"></span>n actif, ou le p<span class=\"_ _0\"></span>rix qui sera<span class=\"_ _0\"></span>it pay\u00e9 po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y15bb ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>rer une dett<span class=\"_ _0\"></span>e, dans le<span class=\"_ _0\"></span> cadre d\u2019un<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>on conclu<span class=\"_ _0\"></span>e \u00e0 des</div>\n<div class=\"t m0 x1a h62 y15bc ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons norm<span class=\"_ _0\"></span>ales par des i<span class=\"_ _0\"></span>nterven<span class=\"_ _0\"></span>ants de mar<span class=\"_ _0\"></span>ch\u00e9, \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y15bd ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation. I<span class=\"_ _0\"></span>l s\u2019ag<span class=\"_ _0\"></span>it expli<span class=\"_ _0\"></span>citement<span class=\"_ _0\"></span> d\u2019un p<span class=\"_ _0\"></span>rix de so<span class=\"_ _0\"></span>rtie, so<span class=\"_ _0\"></span>it un pri<span class=\"_ _0\"></span>x pay\u00e9</div>\n<div class=\"t m0 x1a h62 y1fb2 ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour tra<span class=\"_ _0\"></span>nsf\u00e9re<span class=\"_ _0\"></span>r un pass<span class=\"_ _0\"></span>if. Lo<span class=\"_ _0\"></span>rsque ce<span class=\"_ _0\"></span>s prix o<span class=\"_ _0\"></span>u cours n<span class=\"_ _0\"></span>e sont pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb3 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles et que le p<span class=\"_ _0\"></span>assif est d\u00e9t<span class=\"_ _0\"></span>enu com<span class=\"_ _0\"></span>me actif par un<span class=\"_ _0\"></span>e autre e<span class=\"_ _0\"></span>ntit\u00e9,</div>\n<div class=\"t m0 x1a h62 y1fb4 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le passif do<span class=\"_ _0\"></span>it \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 du point<span class=\"_ _0\"></span> de vue de l\u2019int<span class=\"_ _0\"></span>erven<span class=\"_ _0\"></span>ant de march<span class=\"_ _0\"></span>\u00e9 qui</div>\n<div class=\"t m0 x1a h62 y1fb5 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> l\u2019actif. A<span class=\"_ _0\"></span><span class=\"lsde wsfa\">geas valorise<span class=\"_ _3\"></span> ce passif au montan<span class=\"_ _3\"></span>t de r\u00e9f\u00e9rence.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1fb6 ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fb7 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce de la RPN<span class=\"_ _0\"></span>(I) est bas\u00e9 s<span class=\"_ _0\"></span>ur le cours des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb8 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CASHES et<span class=\"_ _0\"></span> de l\u2019actio<span class=\"_ _0\"></span>n Ageas. L<span class=\"_ _0\"></span>e montant d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a diminu\u00e9,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb9 ff330 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">520,4</span> <span class=\"lsdc wse9\">millions \u00e0 la f<span class=\"_ _0\"></span>in de l\u2019ann<span class=\"_ _0\"></span>\u00e9e 2021 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">334,3</span> </span>millio<span class=\"_ _0\"></span>ns au </span></span></div>\n<div class=\"t m0 x1a h62 y1fba ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span><span class=\"wse9\">re 2022,<span class=\"_ _0\"></span> en raison du r\u00e8<span class=\"_ _0\"></span>glement pa<span class=\"_ _0\"></span>rtiel de l<span class=\"_ _0\"></span>a RPN(I) et d\u2019<span class=\"_ _0\"></span>une </span></div>\n<div class=\"t m0 x1a h62 y1fbb ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">baisse du <span class=\"_ _3\"></span>cours des CA<span class=\"_ _3\"></span>SHES de 95<span class=\"_ _3\"></span>,61<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% au 31</span> <span class=\"lsdc wse8\">d\u00e9cembre</span> <span class=\"lsdc wse9\">20<span class=\"_ _0\"></span>21 \u00e0 </span></span></div>\n<div class=\"t m0 x1a h62 y1fbc ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">79,17<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% au 31</span> </span>d\u00e9cembre<span class=\"ls0 ws0\"> </span><span class=\"wse9\">2022,<span class=\"_ _0\"></span> qui a \u00e9t\u00e9 part<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent compen<span class=\"_ _0\"></span>s\u00e9 par la </span></div>\n<div class=\"t m0 x1a h62 y1fbd ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminution du<span class=\"_ _3\"></span> cours de l\u2019action Agea<span class=\"_ _3\"></span>s de EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">45,55 \u00e0 EUR</span> </span><span class=\"wsea\">41,42 </span></div>\n<div class=\"t m0 x1a h62 y1fbe ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">du<span class=\"lsde wsfa\">rant la m\u00eame p\u00e9riode<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y15cb ff330 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Sensibilit\u00e9<span class=\"_ _3\"></span> de la valeur du passi<span class=\"_ _3\"></span>f RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15cc ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, c<span class=\"_ _0\"></span>haque hau<span class=\"_ _0\"></span>sse de 1<span class=\"ls0 ws0\"> </span>% du cours<span class=\"_ _0\"></span> des CASHE<span class=\"_ _0\"></span>S,</div>\n<div class=\"t m0 x1a h62 y15cd ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9<span class=\"_ _0\"></span>e en po<span class=\"_ _0\"></span>urcentag<span class=\"_ _0\"></span>e de sa va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale,<span class=\"_ _0\"></span> entra\u00ee<span class=\"_ _0\"></span>ne une</div>\n<div class=\"t m0 x1a h62 y15ce ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">augmentation<span class=\"_ _3\"></span> d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">8,3 millions du m<span class=\"_ _0\"></span>ontant de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e, tandis qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y15cf ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsde wseb\">haque h<span class=\"_ _3\"></span>ausse d\u2019EUR<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">1,00 du cours de l<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>n Ageas entr<span class=\"_ _0\"></span>a\u00eene une </span></div>\n<div class=\"t m0 x1a h62 y1fbf ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">baisse d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wseb\">3,5 mi<span class=\"_ _0\"></span>llions d<span class=\"_ _0\"></span>u montan<span class=\"_ _0\"></span>t de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 739px; height: 367px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">autres passifs</div>\n\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eats courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres charges courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xe8 h65 y68f ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Autres prestations \u00e0 lo<span class=\"_ _0\"></span>ng terme accord\u00e9es au per<span class=\"_ _0\"></span>sonnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Prestations \u00e0 court ter<span class=\"_ _0\"></span>me accord\u00e9es au personnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Passifs li\u00e9s aux options de<span class=\"_ _0\"></span> vente sur PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 637px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Dettes commerciales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Dettes envers les agen<span class=\"_ _0\"></span>ts, preneurs d'assurance e<span class=\"_ _0\"></span>t interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">TVA et autres imp\u00f4ts \u00e0<span class=\"_ _0\"></span> payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Dividendes \u00e0 payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Dettes envers les r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff336 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1fc1 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc2 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc3 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une inform<span class=\"_ _0\"></span>ation pl<span class=\"_ _0\"></span>us d\u00e9tail<span class=\"_ _0\"></span>l\u00e9e sur les pas<span class=\"_ _0\"></span>sifs li\u00e9s<span class=\"_ _0\"></span> \u00e0 des avanta<span class=\"_ _0\"></span>ges du</div>\n<div class=\"t m0 x6 h62 y1fc4 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e \u00e0 la not<span class=\"_ _0\"></span>e 6, point 6.1 <span class=\"ff337 ls0 ws0\">\u00ab<span class=\"ff334\"> </span></span><span class=\"wseb\">Avant<span class=\"_ _0\"></span>ages du </span></div>\n<div class=\"t m0 x6 h62 y1fc5 ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">personnel<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff337\">\u00bb</span><span class=\"lsf0 ws104\">. </span> </span></div>\n<div class=\"t m0 x6 h62 y1fc6 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fc7 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le poste \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res passif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb compre<span class=\"_ _0\"></span>nd les d<span class=\"_ _0\"></span>ettes li<span class=\"_ _0\"></span>\u00e9es \u00e0 la <span class=\"_ _0\"></span>compens<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x1a h62 y1fc8 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des op\u00e9rat<span class=\"_ _0\"></span>ions sur t<span class=\"_ _0\"></span>itres, les<span class=\"_ _0\"></span> gara<span class=\"wseb\">nti<span class=\"_ _0\"></span>es sur <span class=\"wse9\">sw<span class=\"_ _0\"></span>ap de taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat<span class=\"lsfe ws111\">, les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1fc9 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">liquidit<span class=\"_ _0\"></span>\u00e9s re\u00e7ue<span class=\"_ _0\"></span>s en attent<span class=\"_ _0\"></span>e d'affect<span class=\"_ _0\"></span>ation aux<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et les</div>\n<div class=\"t m0 x1a h62 y1fca ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">petites d\u00e9<span class=\"_ _0\"></span>penses<span class=\"_ _0\"></span> \u00e0 payer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1fcb ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fcc ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s peuv<span class=\"_ _0\"></span>ent \u00eatre tro<span class=\"_ _0\"></span>uv\u00e9s dan<span class=\"_ _0\"></span>s la Note 27</div>\n<div class=\"t m0 x1a h62 y1fcd ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 381px; height: 444px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 381px; height: 580px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 381px; height: 580px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff339 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts di<span class=\"wsfa\">ff\u00e9r\u00e9s et<span class=\"_ _3\"></span> les montants acqui<span class=\"_ _3\"></span>s sont consid\u00e9r\u00e9s<span class=\"_ _3\"></span> \u00eatre des passifs \u00e0<span class=\"_ _3\"></span> court terme dont l\u2019\u00e9<span class=\"_ _3\"></span>ch\u00e9ance est inf\u00e9ri<span class=\"_ _3\"></span>eure \u00e0 un an. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b3 ff339 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tableaux<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-</span>dessous pr\u00e9s<span class=\"_ _3\"></span>entent les flu<span class=\"_ _3\"></span>x de tr\u00e9sorerie non<span class=\"_ _3\"></span> actualis\u00e9s des<span class=\"_ _3\"></span> Dettes commerciales<span class=\"_ _3\"></span>, Dettes envers le<span class=\"_ _3\"></span>s agents, preneurs<span class=\"_ _3\"></span> d\u2019assura<span class=\"lsdc wseb\">nce et </span></div>\n<div class=\"t m0 x6 h62 y93e ff339 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>, TVA et autr<span class=\"_ _0\"></span>es imp\u00f4ts<span class=\"_ _0\"></span> \u00e0 payer, Dett<span class=\"_ _0\"></span>es enve<span class=\"_ _0\"></span>rs les r\u00e9ass<span class=\"_ _0\"></span>ureurs et A<span class=\"_ _0\"></span>utres dett<span class=\"_ _0\"></span>es, clas<span class=\"_ _0\"></span>s\u00e9s par gr<span class=\"wseb\">o<span class=\"_ _0\"></span>upe d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 1018px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 1018px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 1018px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 1018px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a0 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69b ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 927px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 927px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 927px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 927px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 yb68 ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pro<span class=\"_ _0\"></span>duits d\u00e9riv<span class=\"_ _1\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y2032 ff34e fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\">Contrat<span class=\"_ _0\"></span>s sur ta<span class=\"_ _0\"></span>ux de cha<span class=\"_ _0\"></span>nge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y2033 ff34e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les f<span class=\"lsdc wseb\">utures so<span class=\"_ _0\"></span>nt des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>ont le <span class=\"_ _0\"></span>r\u00e8gleme<span class=\"_ _0\"></span>nt se f<span class=\"_ _0\"></span>ait \u00e0 un co<span class=\"_ _0\"></span>urs et \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y2034 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une date fut<span class=\"_ _0\"></span>ure sp\u00e9ci<span class=\"_ _0\"></span>fi\u00e9s, qui s<span class=\"_ _0\"></span>ont n\u00e9goci<span class=\"_ _0\"></span>ables dan<span class=\"_ _0\"></span>s un march<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y2035 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">organis<span class=\"_ _0\"></span>\u00e9. Les forw<span class=\"_ _0\"></span>ards sont<span class=\"_ _0\"></span> des contr<span class=\"_ _0\"></span>ats de gr\u00e9 \u00e0 gr\u00e9,<span class=\"_ _0\"></span> dont le r\u00e8gle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y2036 ff34e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">intervient \u00e0 une<span class=\"_ _3\"></span> date future sp\u00e9c<span class=\"_ _3\"></span>ifi\u00e9e \u00e0 un prix n\u00e9go<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ci\u00e9 \u00e0 l\u2019avanc<span class=\"_ _0\"></span>e. Les </span></div>\n<div class=\"t m0 x6 h62 y2037 ff34e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de futu<span class=\"_ _0\"></span>res et f<span class=\"_ _0\"></span>orwards<span class=\"_ _0\"></span> sont d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> pour co<span class=\"_ _0\"></span>uvrir</div>\n<div class=\"t m0 x6 h62 y2038 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>hange s<span class=\"_ _0\"></span>ur des actifs<span class=\"_ _0\"></span> libell<span class=\"_ _0\"></span>\u00e9s en devise<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2039 ff34e fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\">Contrat<span class=\"_ _0\"></span>s sur ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et s<span class=\"_ _0\"></span>waps d<span class=\"_ _0\"></span>e devis<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y203a ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats de swaps<span class=\"_ _0\"></span> sont des acc<span class=\"_ _0\"></span>ords entr<span class=\"_ _0\"></span>e deux part<span class=\"_ _0\"></span>ies d<span class=\"lsde wsea\">\u2019\u00e9changer </span></div>\n<div class=\"t m0 x1a h62 y203b ff34e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des s\u00e9ri<span class=\"_ _0\"></span>es de fl<span class=\"_ _0\"></span>ux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>e d\u2019autr<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"_ _0\"></span>orerie. <span class=\"_ _0\"></span>Les</div>\n<div class=\"t m0 x1a h62 y203c ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts interv<span class=\"_ _0\"></span>iennent<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r notionn<span class=\"_ _0\"></span>elle des sw<span class=\"_ _0\"></span>aps. Age<span class=\"_ _0\"></span>as</div>\n<div class=\"t m0 x1a h62 y203d ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilise l<span class=\"_ _0\"></span>es swaps de t<span class=\"_ _0\"></span>aux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat au pre<span class=\"_ _0\"></span>mier chef po<span class=\"_ _0\"></span>ur g\u00e9rer les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x1a h62 y203e ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie prov<span class=\"_ _0\"></span>enant d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"ls0 ws0\"> </span>re\u00e7<span class=\"_ _0\"></span>us ou pay\u00e9s et<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de swaps</div>\n<div class=\"t m0 x1a h62 y203f ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de monnai<span class=\"_ _0\"></span>es \u00e9trang\u00e8<span class=\"_ _0\"></span>res pour g\u00e9<span class=\"_ _0\"></span>rer les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie en dev<span class=\"_ _0\"></span>ises.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pro<span class=\"_ _0\"></span>duits d\u00e9riv<span class=\"_ _1\"></span>\u00e9s</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 695px; height: 266px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff355 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 lse1 wsef\" style=\"left: 363px; bottom: 1049px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 1049px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 725px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 1034px; z-index: 15;\">Montan<span class=\"ls0 ws0\">t </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1019px; z-index: 15;\">notionn<span class=\"ls0 ws0\">el </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 1034px; z-index: 15;\">Montant <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 365px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y69d ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Contrats sur taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Contrats sur actions et indi<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 751px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 751px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 736px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 736px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 736px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 736px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 736px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 721px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 721px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 691px; z-index: 15;\">De gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span>gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 691px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 677px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 677px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 677px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 677px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 666px; height: 440px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y2055 ff355 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">D\u00e9riv\u00e9s de <span class=\"_ _3\"></span>couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 yb68 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 598px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 yb68 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 598px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 363px; bottom: 582px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y694 ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 582px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff353 fs45 fce sc0 lsee wsf6\" style=\"left: 607px; bottom: 582px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff353 fs45 fce sc0 lsee wsf6\" style=\"left: 725px; bottom: 582px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 507px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 507px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 507px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 663px; bottom: 507px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 507px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 507px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 492px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 492px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 492px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 663px; bottom: 492px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 492px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 492px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Contrats sur taux d'int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 447px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 432px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 432px; z-index: 15;\">758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 432px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 432px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 432px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 432px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 432px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 432px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 418px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 418px; z-index: 15;\">858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 418px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 418px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 418px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 418px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 418px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 418px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 388px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 415px; bottom: 388px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 388px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 541px; bottom: 388px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 388px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 388px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 388px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 388px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 358px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 358px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 358px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 343px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 343px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 343px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 343px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 328px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 328px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 328px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 299px; z-index: 15;\">De <span class=\"lse5 wsf4\">gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span><span class=\"ws100\">gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 299px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6ed ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6ed ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 299px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 299px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 299px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 299px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 299px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 299px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 284px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 415px; bottom: 284px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 284px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 541px; bottom: 284px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 284px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 284px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 284px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 284px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 273px; height: 833px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Juste v<span class=\"_ _1\"></span>a<span class=\"_ _3\"></span>leur des acti<span class=\"_ _3\"></span>fs et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">passifs fin<span class=\"_ _3\"></span>anciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff362 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x6 h75 y1a2c ff362 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">justes valeurs d\u2019a<span class=\"ws0\">ctifs et pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h75 y1a2d ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">financiers qui sont comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h75 y1a2e ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">au co\u00fbt amorti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 602px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 531px; bottom: 787px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 592px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 655px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 711px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 774px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fce sc0 lse1 wsef\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 756px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Placements financiers d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 741px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 741px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 741px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff360 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 727px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 727px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 709px; bottom: 727px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 727px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 712px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 712px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 712px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 712px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff363 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Total des actifs fina<span class=\"_ _0\"></span>nciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 649px; bottom: 697px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 709px; bottom: 697px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 545px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 617px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 676px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 736px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 795px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fce sc0 lse3 wsf2\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y183e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 652px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 652px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 652px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 652px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Emprunts, hors passifs locatif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 637px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 637px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 637px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff363 fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y69b ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 623px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 654px; bottom: 623px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 714px; bottom: 623px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1e81 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1e82 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2088 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la juste val<span class=\"_ _0\"></span>eur des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers non act<span class=\"_ _0\"></span>ivement<span class=\"_ _0\"></span> n\u00e9goci\u00e9s s<span class=\"_ _0\"></span>ur des marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x21b h62 y2089 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers peut se r<span class=\"_ _0\"></span>\u00e9capit<span class=\"_ _0\"></span>uler comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y208a ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 531px; z-index: 15;\">Type d'instrument<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsf0\" style=\"left: 405px; bottom: 531px; z-index: 15;\">Produits Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 507px; bottom: 531px; z-index: 15;\">Calcul de la juste vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 405px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 507px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 501px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">\u00e9ch\u00e9ance fixe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 501px; z-index: 15;\">Comptes courants,</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 489px; z-index: 15;\">comptes d\u2019\u00e9pargne etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 501px; z-index: 15;\">Valeur nominale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x15d h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse3 wsf1\" style=\"left: 405px; bottom: 464px; z-index: 15;\">Avances \u00e0 ter<span class=\"_ _0\"></span>me fixe,</div>\n<div class=\"t m0 x116 h65 y2091 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">d\u00e9p\u00f4ts etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 507px; bottom: 464px; z-index: 15;\">M\u00e9thodologie d'actualisation des flux de tr\u00e9sorerie<span class=\"ls0 ws0\"> ; </span><span class=\"wsee\">la courbe de taux </span></div>\n<div class=\"t m0 x10f h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d'actualisation utilis\u00e9e est la<span class=\"_ _0\"></span> courbe de swaps plu<span class=\"_ _0\"></span>s le spread (actifs) <span class=\"_ _0\"></span>ou la</div>\n<div class=\"t m0 x10f h65 y2092 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">courbe de swaps moins le spread (pass<span class=\"wsee\">ifs). Le spread se <span class=\"_ _0\"></span>base sur la </span></div>\n<div class=\"t m0 x10f h65 y2093 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">marge commerciale calcul\u00e9e su<span class=\"_ _0\"></span>r la base de la mo<span class=\"_ _0\"></span>yenne de la nouvelle</div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 416px; z-index: 15;\">production au cours de<span class=\"_ _0\"></span>s 3 derniers mois.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 392px; z-index: 15;\">Instruments avec</div>\n<div class=\"t m0 x15d h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 392px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires et</div>\n<div class=\"t m0 x116 h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">autres instruments</div>\n<div class=\"t m0 x116 h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">avec option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 392px; z-index: 15;\">Le <span class=\"wsee\">produit est scind\u00e9 entre, d'une pa<span class=\"_ _0\"></span>rt, un composant lin<span class=\"_ _0\"></span>\u00e9aire (non </span></div>\n<div class=\"t m0 x10f h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">optionnel) \u00e9valu\u00e9 en u<span class=\"_ _0\"></span>tilisant une m\u00e9thode d'a<span class=\"_ _0\"></span>ctualisation des flux de</div>\n<div class=\"t m0 x10f h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">tr\u00e9sorerie, et, d'autre p<span class=\"_ _0\"></span>art, un composant opti<span class=\"_ _0\"></span>onnel, \u00e9valu\u00e9 en se basant</div>\n<div class=\"t m0 x184 h65 y6d1 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 356px; z-index: 15;\">sur le mod\u00e8le d'\u00e9valuat<span class=\"_ _0\"></span>ion des options.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 332px; z-index: 15;\">Obligations</div>\n<div class=\"t m0 x15d h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">subordonn\u00e9es et</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 308px; z-index: 15;\">cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 405px; bottom: 332px; z-index: 15;\">Actifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 332px; z-index: 15;\">Valorisation sur la base de<span class=\"_ _0\"></span> cotations de court<span class=\"_ _0\"></span>iers dans un march\u00e9 inactif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x10f h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x15d h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">investissement</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 260px; z-index: 15;\">(Priv<span class=\"_ _3\"></span>ate eq<span class=\"_ _3\"></span>uity)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-<span class=\"lse5 wsf4\">inv<span class=\"_ _3\"></span>estis<span class=\"_ _3\"></span>seme<span class=\"_ _3\"></span>nt </span></span></div>\n<div class=\"t m0 x116 h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">et Participation non</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 260px; z-index: 15;\">cot\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 284px; z-index: 15;\">En <span class=\"wsee\">g\u00e9n\u00e9ral, les principes d'\u00e9valuation d<span class=\"_ _0\"></span>e la European Ven<span class=\"_ _0\"></span>ture Capital </span></div>\n<div class=\"t m0 x10f h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Association sont appliqu\u00e9s, u<span class=\"_ _0\"></span>tilisant des ratios tels que<span class=\"_ _0\"></span> valeurs de</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 260px; z-index: 15;\">l'entreprise/EBITDA, cours/b\u00e9n\u00e9fices, co<span class=\"_ _0\"></span>urs/flux de tr\u00e9sorerie, e<span class=\"_ _0\"></span>tc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 235px; z-index: 15;\">Actions</div>\n<div class=\"t m0 x15d h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">privil\u00e9gi\u00e9es (non</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 211px; z-index: 15;\">cot\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse4 wsf7\" style=\"left: 405px; bottom: 235px; z-index: 15;\">Actions privil\u00e9gi\u00e9es <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 235px; z-index: 15;\">Si l'action est consid\u00e9r\u00e9e c<span class=\"_ _0\"></span>omme un instrument<span class=\"_ _0\"></span> d'endettement, un</div>\n<div class=\"t m0 x10f h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">mod\u00e8le d'actualisation des flux<span class=\"_ _0\"></span> de tr\u00e9sorerie est u<span class=\"_ _0\"></span>tilis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 761px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 200px; height: 761px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique un<span class=\"_ _0\"></span>e politiqu<span class=\"_ _0\"></span>e pour pouv<span class=\"_ _0\"></span>oir quantif<span class=\"_ _0\"></span>ier et surv<span class=\"_ _0\"></span>eiller<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incertit<span class=\"_ _0\"></span>udes li\u00e9e<span class=\"_ _0\"></span>s au calcul<span class=\"_ _0\"></span> des justes v<span class=\"_ _0\"></span>aleurs au m<span class=\"_ _0\"></span>oyen de m\u00e9t<span class=\"_ _0\"></span>hodes de</div>\n<div class=\"t m0 x6 h62 y8b3 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation et de m<span class=\"_ _0\"></span>od\u00e8les i<span class=\"_ _0\"></span>nternes.<span class=\"_ _0\"></span> Les incert<span class=\"_ _0\"></span>itudes<span class=\"_ _0\"></span> li\u00e9es sont un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y93e ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">caract\u00e9ristiqu<span class=\"_ _3\"></span>e du con<span class=\"_ _3\"></span>cept de \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>risque de<span class=\"_ _3\"></span> mod\u00e8le<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x6 h62 y93f ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e mod\u00e8le sur<span class=\"_ _0\"></span>vient lo<span class=\"_ _0\"></span>rsque la t<span class=\"_ _0\"></span>arificat<span class=\"_ _0\"></span>ion des <span class=\"lsde wseb\">produits requiert </span></div>\n<div class=\"t m0 x6 h62 y941 ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des techni<span class=\"_ _3\"></span>ques d\u2019\u00e9valua<span class=\"_ _3\"></span>tion non en<span class=\"_ _3\"></span>core standardi<span class=\"_ _3\"></span>s\u00e9es ou <span class=\"_ _3\"></span>pour</div>\n<div class=\"t m0 x6 h62 y942 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lesquelles le<span class=\"_ _3\"></span>s donn\u00e9es ne sont pas<span class=\"_ _3\"></span> directement obser<span class=\"_ _3\"></span>vables dans le</div>\n<div class=\"t m0 x6 h62 y943 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et n<span class=\"_ _0\"></span>\u00e9cessit<span class=\"_ _0\"></span>ant d\u00e8s lors l<span class=\"_ _0\"></span>\u2019utilis<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>hypoth\u00e8s<span class=\"_ _0\"></span>es pour ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y944 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">donn\u00e9es elles<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">m\u00eames.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le d\u00e9velo<span class=\"_ _0\"></span>ppement de n<span class=\"_ _0\"></span><span class=\"lsde wseb\">ouveaux produi<span class=\"_ _3\"></span>ts sophisti<span class=\"_ _3\"></span>qu\u00e9s dans l<span class=\"_ _3\"></span>e march\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9ed ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est acc<span class=\"_ _0\"></span>ompagn<span class=\"_ _0\"></span>\u00e9 de la mise au poi<span class=\"_ _0\"></span>nt de mod\u00e8l<span class=\"_ _0\"></span>es math\u00e9<span class=\"_ _0\"></span>matiqu<span class=\"_ _0\"></span>es pour</div>\n<div class=\"t m0 x6 h62 y9ee ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les tarife<span class=\"_ _0\"></span>r. Ces mod\u00e8<span class=\"_ _0\"></span>les repos<span class=\"_ _0\"></span>ent \u00e0 leur t<span class=\"_ _0\"></span>our sur des hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es quant</div>\n<div class=\"t m0 x1a h62 ycf9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au compo<span class=\"_ _0\"></span>rtement<span class=\"_ _0\"></span> stocha<span class=\"_ _0\"></span>stique <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ables s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse9\">jacent<span class=\"_ _0\"></span>es, algor<span class=\"_ _0\"></span>ithmes </span></div>\n<div class=\"t m0 x1a h62 ycfa ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">num<span class=\"lsdc wse9\">\u00e9riques et a<span class=\"_ _0\"></span>utres app<span class=\"_ _0\"></span>roximati<span class=\"_ _0\"></span>ons \u00e9vent<span class=\"_ _0\"></span>uelles<span class=\"_ _0\"></span> pour refl\u00e9t<span class=\"_ _0\"></span>er la </span></div>\n<div class=\"t m0 x1a h62 y20a7 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>it\u00e9 des i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20a8 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20a9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es de bas<span class=\"_ _0\"></span>e d\u2019un m<span class=\"_ _0\"></span>od\u00e8le <span class=\"_ _0\"></span>d\u00e9pend<span class=\"_ _0\"></span>ant des</div>\n<div class=\"t m0 x1a h62 y20aa ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons g\u00e9n\u00e9<span class=\"_ _0\"></span>rales de mar<span class=\"_ _0\"></span>ch\u00e9 (par ex<span class=\"_ _0\"></span>emple, ce<span class=\"_ _0\"></span>rtains t<span class=\"_ _0\"></span>aux d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x1a h62 y20ab ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">volatilit\u00e9s<span class=\"_ _0\"></span>) pr\u00e9vala<span class=\"_ _0\"></span>nt au mome<span class=\"_ _0\"></span>nt o\u00f9 est le mod<span class=\"_ _0\"></span>\u00e8le est con\u00e7<span class=\"_ _0\"></span>u. En cas </span></div>\n<div class=\"t m0 x1a h62 y20ac ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de net ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nt conj<span class=\"_ _0\"></span>oncture<span class=\"_ _0\"></span>l, rien <span class=\"_ _0\"></span>ne garant<span class=\"_ _0\"></span>it que l<span class=\"_ _0\"></span>e mod\u00e8l<span class=\"_ _0\"></span>e contin<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y20ad ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de donner des<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>ats proba<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20ae ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20af ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute inc<span class=\"_ _0\"></span>ertitu<span class=\"_ _0\"></span>de li\u00e9e au mod<span class=\"_ _0\"></span>\u00e8le est quant<span class=\"_ _0\"></span>ifi\u00e9e aus<span class=\"_ _0\"></span>si pr\u00e9cis<span class=\"_ _0\"></span>\u00e9ment qu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y20b0 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>e et sert de base \u00e0 u<span class=\"_ _0\"></span>n ajustem<span class=\"_ _0\"></span>ent de la just<span class=\"_ _0\"></span>e valeur ca<span class=\"_ _0\"></span>lcul\u00e9e pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y20b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les techni<span class=\"_ _0\"></span>ques de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et les mod<span class=\"_ _0\"></span>\u00e8les inte<span class=\"_ _0\"></span>rnes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 881px; height: 225px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 881px; height: 225px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag507": {
   "value": "\n<div class=\"t m0 x6 h62 y1319 ff17d fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">F. <span class=\"ls0 ws0\"> <span class=\"_ _41\"> </span><span class=\"ls102 ws124\">RISQU<span class=\"_ _0\"></span>E DE CONCENTRATI<span class=\"_ _0\"></span>ON DU MARCH\u00c9<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y131a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation d\u00e9c<span class=\"_ _0\"></span>oule d\u2019un m<span class=\"_ _0\"></span>anque de di<span class=\"_ _0\"></span>versific<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x6 h62 y131b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille d\u2019ac<span class=\"_ _0\"></span>tifs d\u00e9c<span class=\"_ _0\"></span>oulant d\u2019<span class=\"_ _0\"></span>une impo<span class=\"_ _0\"></span>rtante ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on \u00e0 un seul</div>\n<div class=\"t m0 x6 h62 y131c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9mette<span class=\"_ _0\"></span>ur de titres ou \u00e0 u<span class=\"_ _0\"></span>n groupe d\u2019<span class=\"_ _0\"></span>\u00e9mette<span class=\"_ _0\"></span>urs de titres l<span class=\"_ _0\"></span>i\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y131d ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y131e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e concentr<span class=\"_ _0\"></span>ation peut<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>er d\u2019expos<span class=\"_ _0\"></span>itions cu<span class=\"_ _0\"></span>mul\u00e9es<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y131f ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">importantes <span class=\"_ _3\"></span>\u00e0 une cont<span class=\"_ _3\"></span>repartie uni<span class=\"_ _3\"></span>que ou d\u2019une<span class=\"_ _3\"></span> expositio<span class=\"_ _3\"></span>n c<span class=\"lsdc\">umul\u00e9e \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1320 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une s\u00e9ri<span class=\"_ _0\"></span>e de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies pos<span class=\"_ _0\"></span>itivem<span class=\"_ _0\"></span>ent cor<span class=\"_ _0\"></span>r\u00e9l\u00e9es (<span class=\"_ _0\"></span>par ex<span class=\"_ _0\"></span>emple,</div>\n<div class=\"t m0 x6 h62 y1321 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ant une ten<span class=\"_ _0\"></span>dance \u00e0 la d\u00e9f<span class=\"_ _0\"></span>ailla<span class=\"_ _0\"></span>nce dans des<span class=\"_ _0\"></span> circonst<span class=\"_ _0\"></span>ances</div>\n<div class=\"t m0 x6 h62 y1322 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">similai<span class=\"_ _0\"></span>res), susc<span class=\"_ _0\"></span>eptib<span class=\"_ _0\"></span>les de prod<span class=\"_ _0\"></span>uire une d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion subst<span class=\"_ _0\"></span>antiel<span class=\"_ _0\"></span>le \u00e0 la</div>\n<div class=\"t m0 x6 h62 y1323 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suite d\u2019u<span class=\"_ _0\"></span>ne faillit<span class=\"_ _0\"></span>e ou d\u2019un d\u00e9fa<span class=\"_ _0\"></span>ut de paiem<span class=\"_ _0\"></span>e<span class=\"lsf0 ws104\">nt. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1324 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1325 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Il est d\u00e8s lors f<span class=\"_ _0\"></span>ondam<span class=\"_ _0\"></span>ental que l<span class=\"_ _0\"></span>a strat\u00e9gi<span class=\"_ _0\"></span>e de risque de c<span class=\"_ _0\"></span>r\u00e9dit d\u2019A<span class=\"_ _0\"></span>geas</div>\n<div class=\"t m0 x6 h62 y1326 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vise \u00e0 \u00e9vit<span class=\"_ _0\"></span>er les conc<span class=\"_ _0\"></span>entratio<span class=\"_ _0\"></span>ns par la gra<span class=\"_ _0\"></span>nularit<span class=\"_ _0\"></span>\u00e9, la liqui<span class=\"_ _0\"></span>dit\u00e9 et la</div>\n<div class=\"t m0 x6 h62 y1327 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n des port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>es. Chaq<span class=\"_ _0\"></span>ue entit\u00e9 o<span class=\"_ _0\"></span>p\u00e9ratio<span class=\"_ _0\"></span>nnelle l<span class=\"_ _0\"></span>ocale</div>\n<div class=\"t m0 x6 h62 y1328 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">g\u00e8re de man<span class=\"_ _0\"></span>i\u00e8re auto<span class=\"_ _0\"></span>nome ses p<span class=\"_ _0\"></span>ropres li<span class=\"_ _0\"></span>mites de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, pr<span class=\"_ _0\"></span>enant</div>\n<div class=\"t m0 x6 h62 y1329 ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en consid\u00e9<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n sa situatio<span class=\"_ _0\"></span>n partic<span class=\"_ _0\"></span>uli\u00e8re et les<span class=\"_ _0\"></span> \u00e9vent<span class=\"_ _0\"></span>uelles cont<span class=\"_ _0\"></span>raintes</div>\n<div class=\"t m0 x6 h62 y132a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>u Groupe.<span class=\"_ _0\"></span> Chaque ent<span class=\"_ _0\"></span>it\u00e9 op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle locale d<span class=\"_ _0\"></span>oit prati<span class=\"_ _0\"></span>quer</div>\n<div class=\"t m0 x6 h62 y132b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un contr<span class=\"_ _0\"></span>\u00f4le permane<span class=\"_ _0\"></span>nt. Le rep<span class=\"_ _0\"></span>orting p\u00e9r<span class=\"_ _0\"></span>iodiqu<span class=\"_ _0\"></span>e permet au Gr<span class=\"_ _0\"></span>oupe de</div>\n<div class=\"t m0 x6 h62 y1398 ff17d fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">v\u00e9ri<span class=\"_ _3\"></span>fi<span class=\"lsdc wse9\">er ces limites et<span class=\"_ _0\"></span> de suivre l<span class=\"_ _0\"></span>a position gl<span class=\"_ _0\"></span>obale.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1399 ff17d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y139a ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour g\u00e9re<span class=\"_ _0\"></span>r la concent<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n du risque<span class=\"_ _0\"></span> de cr\u00e9dit, la po<span class=\"_ _0\"></span>litique d<span class=\"_ _0\"></span>e gestio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y139b ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du risque d<span class=\"_ _0\"></span>e cr\u00e9dit d\u2019<span class=\"_ _0\"></span>Ageas vis<span class=\"_ _0\"></span>e \u00e0 r\u00e9parti<span class=\"_ _0\"></span>r le risque de cr<span class=\"_ _0\"></span>\u00e9dit entr<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y139c ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>nts secte<span class=\"_ _0\"></span>urs et pays.<span class=\"_ _0\"></span> Ageas g\u00e8r<span class=\"_ _0\"></span>e ses princi<span class=\"_ _0\"></span>pales ex<span class=\"_ _0\"></span>position<span class=\"_ _0\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y139d ff17d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des entit\u00e9s<span class=\"_ _3\"></span> individue<span class=\"_ _3\"></span>lles, groupe<span class=\"_ _3\"></span>s d\u2019entrepr<span class=\"_ _3\"></span>ises (Total O<span class=\"_ _3\"></span>ne Obligor<span class=\"_ _3\"></span>) et</div>\n<div class=\"t m0 x6 h62 y139e ff17d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres co<span class=\"_ _0\"></span>ncentr<span class=\"_ _0\"></span>ations pot<span class=\"_ _0\"></span>entiell<span class=\"_ _0\"></span>es, comm<span class=\"_ _0\"></span>e les secteu<span class=\"_ _0\"></span>rs et zones</div>\n<div class=\"t m0 x1a h62 y139f ff17d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9ographiques<span class=\"_ _3\"></span>, de mani\u00e8re \u00e0 abou<span class=\"_ _3\"></span>tir \u00e0 une diversifi<span class=\"_ _3\"></span>cation appropr<span class=\"_ _3\"></span>i\u00e9e et</div>\n<div class=\"t m0 x1a h62 y13a0 ff17d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e0 permett<span class=\"_ _0\"></span>re l\u2019i<span class=\"_ _0\"></span>dentif<span class=\"_ _0\"></span>ication d<span class=\"_ _0\"></span>es risq<span class=\"_ _0\"></span>ues de co<span class=\"_ _0\"></span>ncent<span class=\"_ _0\"></span>ration s<span class=\"_ _0\"></span>ignific<span class=\"_ _0\"></span>atifs.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 886px; height: 15px; width: 350px; z-index: 5;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 508px; height: 409px; width: 350px; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la co<span class=\"_ _0\"></span>ncentrat<span class=\"_ _0\"></span>ion du r<span class=\"_ _0\"></span>isque d<span class=\"_ _0\"></span>e cr\u00e9dit<span class=\"_ _0\"></span>, venti<span class=\"_ _0\"></span>l\u00e9 par t<span class=\"_ _0\"></span>ype et s<span class=\"_ _0\"></span>elon la l<span class=\"_ _0\"></span>ocalis<span class=\"_ _0\"></span>ation des <span class=\"_ _0\"></span>entit\u00e9s<span class=\"_ _0\"></span> d\u2019Agea<span class=\"_ _0\"></span>s, au 31<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 1065px; z-index: 15;\">Gouvernem<span class=\"lse5 wsf4\">ents<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 1050px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 1035px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 1050px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 1035px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 1035px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 1050px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 1035px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 1035px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y69b ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 1035px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 1005px; z-index: 15;\">27.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 1005px; z-index: 15;\">12.865<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 1005px; z-index: 15;\">9.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 1005px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 1005px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1005px; z-index: 15;\">50.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 990px; z-index: 15;\">3.832<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 990px; z-index: 15;\">2.246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 990px; z-index: 15;\">2.211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 990px; z-index: 15;\">119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">8.408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 975px; z-index: 15;\">3.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 975px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 975px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68c ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 975px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68c ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">5.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 960px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 960px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 960px; z-index: 15;\">1.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y68a ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 960px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">2.763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 945px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 945px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 586px; bottom: 945px; z-index: 15;\">7</div>\n<div class=\"t m0 x18a h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 945px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 945px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.204<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 931px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 931px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 931px; z-index: 15;\">756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 931px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y691 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.445<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations*<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 916px; z-index: 15;\">693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 916px; z-index: 15;\">(1.570)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 916px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 916px; z-index: 15;\">(800)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 901px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 901px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 901px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 901px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 901px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y6ed ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 901px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13ce ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13cf ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 yb68 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 854px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13d3 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d1 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 855px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 840px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 825px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13d3 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 840px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 825px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 825px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13d3 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 840px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 825px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13d5 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 825px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13d5 ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 825px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 794px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 794px; z-index: 15;\">33.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 794px; z-index: 15;\">15.281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 794px; z-index: 15;\">7.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 794px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 794px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 794px; z-index: 15;\">58.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 779px; z-index: 15;\">6.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 779px; z-index: 15;\">3.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 779px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 779px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 779px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 779px; z-index: 15;\">12.925<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 764px; z-index: 15;\">4.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 764px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 764px; z-index: 15;\">661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69d ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 764px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69d ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 764px; z-index: 15;\">6.798<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 749px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 749px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 749px; z-index: 15;\">1.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 749px; z-index: 15;\">1.708<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h68 y69b ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 749px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 749px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">3.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 734px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 734px; z-index: 15;\">2.014<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 734px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 734px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 734px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 734px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y6a0 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 734px; z-index: 15;\">2.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 719px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 510px; bottom: 719px; z-index: 15;\">4</div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 719px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 719px; z-index: 15;\">8</div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 719px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 705px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 705px; z-index: 15;\">522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 705px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 705px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 705px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 690px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 562px; bottom: 690px; z-index: 15;\">(1.516)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 690px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 690px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 690px; z-index: 15;\">(313)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 675px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 675px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 675px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 675px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 675px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 675px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 675px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y13e0 ff184 fs48 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">* <span class=\"_ _15a\"> </span><span class=\"lsf1 ws108\">Le poste Compte g\u00e9n\u00e9ral et \u00e9liminations est essentiellement li\u00e9 au programme de r\u00e9assurance et \u00e0 la tr\u00e9sorerie du Groupe.</span> </div>\n<div class=\"t m0 x6 h62 y13e1 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e2 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13e3 ff182 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous fourn<span class=\"_ _3\"></span>it des information<span class=\"_ _3\"></span>s sur la concentra<span class=\"_ _3\"></span>tion du risque de<span class=\"_ _3\"></span> cr\u00e9dit et la </span></span>localisat<span class=\"_ _0\"></span>ion des cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ies, au 31<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9c<span class=\"_ _0\"></span>embre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y13e4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 580px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y13e8 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 550px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e6 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 581px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 566px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 551px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y13e8 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 566px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 551px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 551px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y13e8 ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 566px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 551px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y13ea ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 551px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y13ea ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 551px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 534px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 520px; z-index: 15;\">16.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 520px; z-index: 15;\">1.769<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 520px; z-index: 15;\">2.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 520px; z-index: 15;\">1.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 520px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 520px; z-index: 15;\">22.833<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 505px; z-index: 15;\">14.857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 505px; z-index: 15;\">11.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 505px; z-index: 15;\">7.212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 505px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 505px; z-index: 15;\">34.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 490px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 490px; z-index: 15;\">4.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 490px; z-index: 15;\">3.009<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 490px; z-index: 15;\">1.428<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 490px; z-index: 15;\">8.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 475px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 475px; z-index: 15;\">1.580<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 475px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 475px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 475px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 475px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 460px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 460px; z-index: 15;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 460px; z-index: 15;\">803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 460px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 460px; z-index: 15;\">2.303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x3f h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 445px; z-index: 15;\">8.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 445px; z-index: 15;\">7.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 445px; z-index: 15;\">4.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 445px; z-index: 15;\">2</div>\n<div class=\"t m0 x18b h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 445px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 445px; z-index: 15;\">20.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 430px; z-index: 15;\">764<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 430px; z-index: 15;\">818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 430px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 430px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69b ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 430px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 430px; z-index: 15;\">1.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 416px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 416px; z-index: 15;\">2.526<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 416px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 416px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 416px; z-index: 15;\">2.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 401px; z-index: 15;\">32.214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 401px; z-index: 15;\">16.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 563px; bottom: 401px; z-index: 15;\">10.001<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 401px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 401px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 401px; z-index: 15;\">61.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y13f4 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y13f5 ff182 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 516px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 591px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 659px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 354px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 728px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6cb ff182 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 339px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 324px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 372px; bottom: 354px; z-index: 15;\">Gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6cb ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 382px; bottom: 339px; z-index: 15;\">et institutions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 397px; bottom: 324px; z-index: 15;\">officielles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6cb ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 454px; bottom: 339px; z-index: 15;\">\u00c9tablissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc1e sc0 lse0 wsee\" style=\"left: 481px; bottom: 324px; z-index: 15;\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 563px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 324px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff182 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 631px; bottom: 339px; z-index: 15;\">Clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 639px; bottom: 324px; z-index: 15;\">retail<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff182 fs45 fc1e sc0 lse0 wsed\" style=\"left: 702px; bottom: 324px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68a ff182 fs45 fc1e sc0 lse1 wsef\" style=\"left: 775px; bottom: 324px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x298 h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 516px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 591px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 728px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68c ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 308px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 293px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 293px; z-index: 15;\">20.604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 293px; z-index: 15;\">2.308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 293px; z-index: 15;\">2.343<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 293px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 713px; bottom: 293px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 293px; z-index: 15;\">27.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 279px; z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 279px; z-index: 15;\">19.935<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 488px; bottom: 279px; z-index: 15;\">14.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 279px; z-index: 15;\">6.635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 279px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 279px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 279px; z-index: 15;\">41.600<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 264px; z-index: 15;\">- <span class=\"lse0 wsed\">France</span> </div>\n<div class=\"t m0 x3f h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 264px; z-index: 15;\">6.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 264px; z-index: 15;\">4.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 264px; z-index: 15;\">1.362<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 264px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 264px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y691 ff184 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 264px; z-index: 15;\">11.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 249px; z-index: 15;\">- <span class=\"lse0 wsed\">Portugal</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 249px; z-index: 15;\">2.530<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 249px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 249px; z-index: 15;\">241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 249px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 249px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 249px; z-index: 15;\">3.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 234px; z-index: 15;\">- <span class=\"lse4 wsf3\">UK</span> </div>\n<div class=\"t m0 x40 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 234px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 234px; z-index: 15;\">1.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 234px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y694 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 234px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 234px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 234px; z-index: 15;\">2.592<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff184 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 219px; z-index: 15;\">- <span class=\"lse2 wsf1\">A<span class=\"_ _3\"></span>utres</span> </div>\n<div class=\"t m0 x5d h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 408px; bottom: 219px; z-index: 15;\">10.977<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 219px; z-index: 15;\">8.992<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 567px; bottom: 219px; z-index: 15;\">4.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 219px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68f ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 219px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y68f ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 219px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff182 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 204px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 500px; bottom: 204px; z-index: 15;\">493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 204px; z-index: 15;\">65<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 204px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 723px; bottom: 204px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y697 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 204px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff182 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Autres pays<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 190px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 190px; z-index: 15;\">3.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 580px; bottom: 190px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y699 ff182 fs45 fc15 sc0 ls0 ws0\" style=\"left: 659px; bottom: 190px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 190px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff182 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 190px; z-index: 15;\">3.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff185 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 175px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 408px; bottom: 175px; z-index: 15;\">40.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 488px; bottom: 175px; z-index: 15;\">21.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 175px; z-index: 15;\">9.064<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 636px; bottom: 175px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 713px; bottom: 175px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff185 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 175px; z-index: 15;\">72.760<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 164px; height: 942px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente les pri<span class=\"_ _0\"></span>ncipa<span class=\"_ _0\"></span>les expos<span class=\"_ _0\"></span>itions s<span class=\"_ _0\"></span>ur les soci\u00e9t<span class=\"_ _0\"></span>\u00e9s m\u00e8res (u<span class=\"_ _0\"></span>ltimes<span class=\"_ _0\"></span>), mesur<span class=\"_ _0\"></span>\u00e9es \u00e0 la juste v<span class=\"_ _0\"></span>aleur, avec<span class=\"_ _0\"></span> leur notat<span class=\"_ _0\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px; z-index: 15;\">Top 10 des expositions les<span class=\"_ _0\"></span> plus \u00e9lev\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y697 ff187 fs45 fc1e sc0 lse2 ws103\" style=\"left: 475px; bottom: 1065px; z-index: 15;\">Group<span class=\"_ _3\"></span>e de <span class=\"lse0 wsed\">notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x233 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 633px; bottom: 1065px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 731px; bottom: 1065px; z-index: 15;\">Valeur nominale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6de ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Royaume de Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 506px; bottom: 1035px; z-index: 15;\">AA<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 1035px; z-index: 15;\">14.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1035px; z-index: 15;\">15.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">R\u00e9publique fran\u00e7aise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 1020px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1020px; z-index: 15;\">4.862<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">4.662<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9publique portugaise<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 1005px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 1005px; z-index: 15;\">2.599<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">2.591<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Royaume d'Espagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 502px; bottom: 990px; z-index: 15;\">BBB+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 990px; z-index: 15;\">2.208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">2.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">R\u00e9publique d'Autriche<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 975px; z-index: 15;\">AA+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 975px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 960px; z-index: 15;\">R\u00e9publique italienne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 960px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 xd4 h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 960px; z-index: 15;\">1.216<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">R\u00e9publique f\u00e9d\u00e9rale d'Allemagne<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 945px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 945px; z-index: 15;\">1.151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Banque europ\u00e9enne d\u2019investissemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y691 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 505px; bottom: 931px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 931px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y691 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 931px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">R\u00e9publique de L'inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff187 fs45 fc15 sc0 lsee wsf6\" style=\"left: 503px; bottom: 916px; z-index: 15;\">BBB<span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 916px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff187 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 901px; z-index: 15;\">BNP Par<span class=\"_ _3\"></span>ibas SA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6ed ff187 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 508px; bottom: 901px; z-index: 15;\">A+<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">736<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff189 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68f ff189 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 654px; bottom: 886px; z-index: 15;\">30.924<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68f ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 886px; z-index: 15;\">31.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1409 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y140a ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le Royaum<span class=\"_ _0\"></span>e de Belgi<span class=\"_ _0\"></span>que reste l<span class=\"_ _0\"></span>a <span class=\"lsde wseb\">principal<span class=\"_ _3\"></span>e contrepart<span class=\"_ _3\"></span>ie conform\u00e9me<span class=\"_ _3\"></span>nt \u00e0 la <span class=\"_ _3\"></span>strat\u00e9gie de<span class=\"_ _3\"></span> rapatrieme<span class=\"_ _3\"></span>nt vers l<span class=\"_ _3\"></span>e pays d\u2019<span class=\"_ _3\"></span>origine, au <span class=\"_ _3\"></span>prix de<span class=\"_ _3\"></span> l\u2019accroissemen<span class=\"_ _3\"></span>t du </span></div>\n<div class=\"t m0 x6 h62 y140b ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risque.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 828px; height: 278px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 828px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y140c ff18a fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.1.2 <span class=\"ls0 ws0\"> <span class=\"_\"> </span><span class=\"lsde wseb\">R<span class=\"_ _3\"></span>isque de d<span class=\"_ _3\"></span>\u00e9faillance</span> </span></div>\n<div class=\"t m0 x6 h62 y140d ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce compr<span class=\"_ _0\"></span>end deux so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">risques</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y140e ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">a.<span class=\"ls0 ws0\"> <span class=\"_ _26\"> </span><span class=\"lsde wseb\">Risque de<span class=\"_ _3\"></span> d\u00e9faillance<span class=\"_ _3\"></span> d\u2019investi<span class=\"_ _3\"></span>ssement</span> </span></div>\n<div class=\"t m0 x6 h62 y140f ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">b.<span class=\"ls0 ws0\"> <span class=\"_ _26\"> </span></span><span class=\"wse9\">Risque de d\u00e9f<span class=\"_ _0\"></span>aut de cont<span class=\"_ _0\"></span>repart<span class=\"_ _0\"></span>ie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1410 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1411 ff187 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les exposi<span class=\"_ _3\"></span>tions au cr\u00e9<span class=\"_ _3\"></span>dit sont <span class=\"_ _3\"></span>indiqu\u00e9es \u00e0<span class=\"_ _3\"></span> la note<span class=\"_ _3\"></span> 9 \u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Tr\u00e9sorerie et<span class=\"_ _0\"></span> \u00e9quival<span class=\"_ _0\"></span>ents de tr\u00e9s<span class=\"_ _0\"></span>orerie<span class=\"ls0 ws0\"> </span>\u00bb, \u00e0 la not<span class=\"_ _0\"></span>e 12 \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">Pr\u00eats</span> </span>\u00bb, \u00e0 la note 27 \u00ab<span class=\"ls0 ws0\"> </span>D\u00e9riv\u00e9s d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 </span></span></div>\n<div class=\"t m0 x6 h62 y1412 ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des fins de tran<span class=\"_ _3\"></span>saction<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb et \u00e0 la note 28 \u00ab</span> </span><span class=\"wsea\">Engagement<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x6 h62 y1413 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1414 ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wseb\">apr\u00e8s pr\u00e9<span class=\"_ _3\"></span>sente des in<span class=\"_ _3\"></span>formations <span class=\"_ _3\"></span>sur l\u2019exposit<span class=\"_ _3\"></span>ion au ris<span class=\"_ _3\"></span>que de cr\u00e9<span class=\"_ _3\"></span>dit apr\u00e8s d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation, <span class=\"_ _3\"></span>au 31 d\u00e9<span class=\"_ _3\"></span>cembre.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 298px; bottom: 635px; z-index: 15;\">Encours de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 289px; bottom: 620px; z-index: 15;\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 383px; bottom: 650px; z-index: 15;\">D\u00e9pr\u00e9ciation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 376px; bottom: 635px; z-index: 15;\">pour <span class=\"wsee\">risque de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2a9 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 620px; z-index: 15;\">cr\u00e9dit sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 504px; bottom: 650px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 491px; bottom: 635px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 620px; z-index: 15;\">couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 570px; bottom: 635px; z-index: 15;\">Encours de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 561px; bottom: 620px; z-index: 15;\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 656px; bottom: 650px; z-index: 15;\">D\u00e9pr\u00e9ciation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 649px; bottom: 635px; z-index: 15;\">pour <span class=\"wsee\">risque de<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2a9 h65 y697 ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 640px; bottom: 620px; z-index: 15;\">cr\u00e9dit sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 650px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff187 fs45 fc1e sc0 lse0 wsee\" style=\"left: 763px; bottom: 635px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff187 fs45 fc1e sc0 lse0 wsed\" style=\"left: 753px; bottom: 620px; z-index: 15;\">couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 343px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 433px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 524px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h68 y6a0 ff18a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff187 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Placements porteurs d'int\u00e9r\u00eats<span class=\"_ _0\"></span> (voir note 10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 590px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 590px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 590px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 610px; bottom: 590px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 590px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 590px; z-index: 15;\">350,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Pr\u00eats (voir note 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 575px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 575px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 575px; z-index: 15;\">57,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 575px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 575px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 575px; z-index: 15;\">58,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff187 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Autres cr\u00e9ances (voir note 14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 560px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 560px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 560px; z-index: 15;\">58,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 560px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 560px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff187 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 560px; z-index: 15;\">162,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 343px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 433px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 524px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff187 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff189 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 530px; z-index: 15;\">Total de<span class=\"_ _0\"></span> la d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciat<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 327px; bottom: 530px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 530px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 530px; z-index: 15;\">62,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 530px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 530px; z-index: 15;\">(98)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y68c ff189 fs45 fc1e sc0 lse0 wsed\" style=\"left: 765px; bottom: 530px; z-index: 15;\">121,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y141f ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1420 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1421 ff187 fs43 fc20 sc0 lsf0 ws104\" style=\"z-index: 15;\">A. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsde wseb\">RISQUE DE D\u00c9FAIL<span class=\"_ _3\"></span>LANCE D\u2019INVESTISSEM<span class=\"_ _3\"></span>ENT</span> </span></div>\n<div class=\"t m0 x6 h62 y1422 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e d\u00e9faillan<span class=\"_ _0\"></span>ce d\u2019inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement repr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>e risque de d\u00e9f<span class=\"_ _0\"></span>aut</div>\n<div class=\"t m0 x6 h62 y1423 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> d\u2019un d\u00e9bit<span class=\"_ _0\"></span>eur <span class=\"lsde wseb\">d\u2019Ageas. C\u2019est le <span class=\"_ _3\"></span>risque de <span class=\"_ _3\"></span>spread fondam<span class=\"_ _3\"></span>ental. </span></div>\n<div class=\"t m0 x6 h62 y1424 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les mouv<span class=\"_ _0\"></span>ements <span class=\"_ _0\"></span>de vale<span class=\"_ _0\"></span>ur dus \u00e0 l<span class=\"_ _0\"></span>a volat<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ourt ter<span class=\"_ _0\"></span>me du ma<span class=\"_ _0\"></span>rch\u00e9</div>\n<div class=\"t m0 x6 h62 y1425 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont cou<span class=\"_ _0\"></span>verts p<span class=\"_ _0\"></span>ar le ris<span class=\"_ _0\"></span>que de m<span class=\"_ _0\"></span>arch\u00e9. C<span class=\"_ _0\"></span>ela n\u2019e<span class=\"_ _0\"></span>nglobe <span class=\"_ _0\"></span>pas les c<span class=\"_ _0\"></span>ontrats<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1426 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>s par le risq<span class=\"_ _0\"></span>ue de d\u00e9faut de l<span class=\"_ _0\"></span>a contre<span class=\"_ _0\"></span>partie (v<span class=\"_ _0\"></span>oir sect<span class=\"_ _0\"></span>ion B.<span class=\"wse8\">).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1427 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1428 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ce risque s<span class=\"_ _0\"></span>e g\u00e8re \u00e0 l\u2019ai<span class=\"_ _0\"></span>de de limites<span class=\"_ _0\"></span> qui tienn<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e du type</div>\n<div class=\"t m0 x6 h62 y1429 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tion a<span class=\"_ _0\"></span>u risque <span class=\"_ _0\"></span>de cr\u00e9di<span class=\"_ _0\"></span>t, de la qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>du cr\u00e9dit,<span class=\"_ _0\"></span> de l\u2019<span class=\"_ _0\"></span>\u00e9ch\u00e9anc<span class=\"_ _0\"></span>e s\u2019il</div>\n<div class=\"t m0 x6 h62 y142a ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">y a lieu, mais au<span class=\"_ _3\"></span>ssi par une superv<span class=\"_ _3\"></span>ision r\u00e9guli\u00e8re et<span class=\"_ _3\"></span> par des syst\u00e8me<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y142b ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019alerte rapide<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y142c ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y142d ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les exposition<span class=\"_ _3\"></span>s en inv<span class=\"lsdc wseb\">estissem<span class=\"_ _0\"></span>ents fo<span class=\"_ _0\"></span>nt l\u2019obj<span class=\"_ _0\"></span>et d\u2019un m<span class=\"_ _0\"></span>onitor<span class=\"_ _0\"></span>ing par l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y142e ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">biais d\u2019un rappor<span class=\"_ _3\"></span>t trimestriel<span class=\"_ _3\"></span> sur les franchis<span class=\"_ _3\"></span>sements de limites<span class=\"_ _3\"></span> ou \u00ab</div>\n<div class=\"t m0 x6 h62 y142f ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Limit Brea<span class=\"_ _0\"></span>ch Repo<span class=\"_ _0\"></span>rt \u00bb. Les limit<span class=\"_ _0\"></span>es sont anal<span class=\"_ _0\"></span>ys\u00e9es en ju<span class=\"_ _0\"></span>ste valeu<span class=\"_ _0\"></span>r selon</div>\n<div class=\"t m0 x6 h62 y1430 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la class<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on des ac<span class=\"_ _0\"></span>tifs. <span class=\"_ _0\"></span>Les limit<span class=\"_ _0\"></span>es corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ent aux<span class=\"_ _0\"></span> cat\u00e9<span class=\"lsde wsea\">gories </span></div>\n<div class=\"t m0 x6 h62 y1431 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es ci<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">apr\u00e8s.</span> </span></div>\n<div class=\"t m0 x6 h62 y1432 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1433 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les limit<span class=\"_ _0\"></span>es sur l<span class=\"_ _0\"></span>es obl<span class=\"_ _0\"></span>igations s<span class=\"_ _0\"></span>ouve<span class=\"_ _0\"></span>raines s<span class=\"_ _0\"></span>ont d\u00e9f<span class=\"_ _0\"></span>inies pa<span class=\"_ _0\"></span>r pays d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1434 ff187 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">plusieurs m<span class=\"_ _3\"></span>ani\u00e8res<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1435 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1436 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wsea\">M<span class=\"_ _3\"></span>acro</span><span class=\"ff187\">-<span class=\"lsde wseb\">limi<span class=\"_ _3\"></span>tes, d\u00e9finie<span class=\"_ _3\"></span>s en pourcen<span class=\"_ _3\"></span>tage du pr<span class=\"_ _3\"></span>oduit int\u00e9ri<span class=\"_ _3\"></span>eur brut </span></span></span></div>\n<div class=\"t m0 x133 h62 y1437 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(PIB), d<span class=\"_ _0\"></span>e la dette publ<span class=\"_ _0\"></span>ique et des ac<span class=\"_ _0\"></span>tifs inve<span class=\"_ _0\"></span>stis.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1438 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wseb\">Limites \u00ab Total<span class=\"_ _0\"></span> On<span class=\"lsde\">e Obligor \u00bb (d<span class=\"_ _3\"></span>\u00e9biteur solida<span class=\"_ _3\"></span>ire unique) </span></span></span></div>\n<div class=\"t m0 x133 h62 y1439 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">corresp<span class=\"_ _0\"></span>ondant \u00e0 <span class=\"_ _0\"></span>l\u2019exp<span class=\"_ _0\"></span>osition m<span class=\"_ _0\"></span>aximal<span class=\"_ _0\"></span>e \u00e0 un d\u00e9b<span class=\"_ _0\"></span>iteur s<span class=\"_ _0\"></span>ur la bas<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x133 h62 y143a ff187 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des notations<span class=\"_ _3\"></span> de cr\u00e9dit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y143b ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Restrictions d\u2019<span class=\"_ _0\"></span>inves<span class=\"_ _0\"></span>tisseme<span class=\"_ _0\"></span>nt et de r\u00e9inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> : <span class=\"lsfe ws11a\">les </span></span></span></span></div>\n<div class=\"t m0 x133 h62 y143c ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>exposit<span class=\"_ _0\"></span>ion \u00e0 des tit<span class=\"_ _0\"></span>res souver<span class=\"_ _0\"></span>ains not<span class=\"_ _0\"></span>\u00e9s BBB ne</div>\n<div class=\"t m0 x133 h62 y143d ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">sont<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">autoris\u00e9es <span class=\"_ _0\"></span>que sou<span class=\"_ _0\"></span>s r\u00e9serv<span class=\"_ _0\"></span>e d\u2019une <span class=\"_ _0\"></span>perspe<span class=\"_ _0\"></span>ctive st<span class=\"_ _0\"></span>able. A<span class=\"_ _0\"></span>ucun </span></span></div>\n<div class=\"t m0 x133 h62 y143e ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">nouvel i<span class=\"_ _0\"></span>nvestis<span class=\"_ _0\"></span>sement e<span class=\"_ _0\"></span>n titres<span class=\"_ _0\"></span> souve<span class=\"_ _0\"></span>rains d<span class=\"_ _0\"></span>ont la not<span class=\"_ _0\"></span>ation e<span class=\"_ _0\"></span>st</div>\n<div class=\"t m0 x133 h62 y143f ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ure \u00e0 BBB n\u2019<span class=\"_ _0\"></span>est possib<span class=\"_ _0\"></span>le sans l\u2019ap<span class=\"_ _0\"></span>probat<span class=\"_ _0\"></span>ion de l\u2019Age<span class=\"_ _0\"></span>as Risk</div>\n<div class=\"t m0 x133 h62 y1440 ff187 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">Committee. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1441 ff187 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1442 ff187 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les limit<span class=\"_ _0\"></span>es sur l<span class=\"_ _0\"></span>es obl<span class=\"_ _0\"></span>igations <span class=\"_ _0\"></span>d\u2019entre<span class=\"_ _0\"></span>prises s<span class=\"_ _0\"></span>ont <span class=\"lsde wsfa\">\u00e9galement d\u00e9finies par </span></div>\n<div class=\"t m0 x1a h62 y1443 ff187 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de multipl<span class=\"_ _0\"></span>es crit\u00e8<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y1444 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Exposition tot<span class=\"_ _0\"></span>ale en oblig<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ises en po<span class=\"_ _0\"></span>urcentag<span class=\"_ _0\"></span>e du </span></span></div>\n<div class=\"t m0 x6a h62 y1445 ff187 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">portef<span class=\"_ _0\"></span>euille<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1446 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wsfa\">L<span class=\"_ _3\"></span>imites en fonction d<span class=\"_ _3\"></span>u capital de sol<span class=\"_ _3\"></span>vabilit\u00e9 requi<span class=\"_ _3\"></span>s pour le risque<span class=\"_ _3\"></span> de </span></span></div>\n<div class=\"t m0 x6a h62 y1447 ff187 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">spread<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1448 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsde wseb\">L<span class=\"_ _3\"></span>imites par <span class=\"_ _3\"></span>secteur sur<span class=\"_ _3\"></span> la base<span class=\"_ _3\"></span> des notation<span class=\"_ _3\"></span>s de cr\u00e9d<span class=\"ls109 ws129\">it</span></span><span class=\"ff187\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1449 ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse9\">Monitoring de l\u2019ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on conce<span class=\"_ _0\"></span>ntr\u00e9e<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y144a ff18b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff18c\"> <span class=\"_ _41\"> </span><span class=\"ff187 lsdc wse8\">Limites</span><span class=\"ff187\"> <span class=\"lsde wseb\">Total One<span class=\"_ _3\"></span> Obligor</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 158px; height: 948px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les notation<span class=\"_ _3\"></span>s de cr\u00e9di<span class=\"_ _3\"></span>t appliqu\u00e9e<span class=\"_ _3\"></span>s par Ageas<span class=\"_ _3\"></span> sont les <span class=\"_ _3\"></span>deuxi\u00e8mes mei<span class=\"_ _3\"></span>lleures no<span class=\"_ _3\"></span>tations de<span class=\"_ _3\"></span> Moody\u2019s, Fi<span class=\"_ _3\"></span>tch et S<span class=\"_ _3\"></span>tandard &amp; Poor\u2019<span class=\"_ _3\"></span>s. Pour des<span class=\"_ _3\"></span> types</div>\n<div class=\"t m0 x6 h62 y8b2 ff18d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019exposi<span class=\"_ _0\"></span>tions s<span class=\"_ _0\"></span><span class=\"lsde\">p\u00e9cifiques, i<span class=\"_ _3\"></span>l est pos<span class=\"_ _3\"></span>sible d\u2019a<span class=\"_ _3\"></span>voir recours<span class=\"_ _3\"></span> \u00e0 d\u2019autre<span class=\"_ _3\"></span>s agences de<span class=\"_ _3\"></span> notation co<span class=\"_ _3\"></span>mme AM Best<span class=\"_ _3\"></span> pour les con<span class=\"_ _3\"></span>treparties <span class=\"_ _3\"></span>de r\u00e9assuran<span class=\"_ _3\"></span>c<span class=\"lsdc wse9\">e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">paragraphes<span class=\"_ _3\"></span> suivants donne<span class=\"_ _3\"></span>nt de plus<span class=\"_ _3\"></span> amples d<span class=\"_ _3\"></span>\u00e9tails sur <span class=\"_ _3\"></span>la quali<span class=\"_ _3\"></span>t\u00e9 de cr\u00e9dit<span class=\"_ _3\"></span> des pr\u00ea<span class=\"_ _3\"></span>ts, des plac<span class=\"_ _3\"></span>ements por<span class=\"_ _3\"></span>teurs d\u2019int\u00e9r\u00ea<span class=\"_ _3\"></span>ts, <span class=\"wsfa\">des oblig<span class=\"_ _3\"></span>ations d\u2019\u00c9tat, de<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y93e ff18d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">obligations<span class=\"_ _3\"></span> d\u2019entrepri<span class=\"_ _3\"></span>ses, des va<span class=\"_ _3\"></span>leurs bancaire<span class=\"_ _3\"></span>s banques e<span class=\"_ _3\"></span>t autres <span class=\"_ _3\"></span>valeurs finan<span class=\"_ _3\"></span>ci\u00e8res.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e ye84 ff18f fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">1 <span class=\"_ _195\"> </span><span class=\"lsdc wse8\">Pr\u00eats </span> </div>\n<div class=\"t m0 x6 h62 ye19 ff18d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des pr\u00eats<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye1a ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 970px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 956px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 970px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 726px; bottom: 956px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 940px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y69b ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y69b ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 925px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69d ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 925px; z-index: 15;\">1.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69d ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 925px; z-index: 15;\">1.402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 910px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 910px; z-index: 15;\">2.225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 910px; z-index: 15;\">2.335<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">2.429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 896px; z-index: 15;\">2.262<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 881px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 881px; z-index: 15;\">617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 881px; z-index: 15;\">331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 866px; z-index: 15;\">6.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6d1 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 866px; z-index: 15;\">6.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6a6 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6a6 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 836px; z-index: 15;\">7.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 836px; z-index: 15;\">7.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 yb68 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 821px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 yb68 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 821px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff18d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Valeur totale brute des<span class=\"_ _0\"></span> investissements en pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y694 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 806px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y694 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 806px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 792px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 792px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d3 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 792px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff190 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 777px; z-index: 15;\">Valeur totale nette des investissements en pr\u00eats (voir note 12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y694 ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 777px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y694 ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 777px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1467 ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7e y1468 ff18f fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">2 <span class=\"_ _195\"> </span><span class=\"lsde wseb\">Placements po<span class=\"_ _3\"></span>rteurs d\u2019i<span class=\"_ _3\"></span>nt\u00e9r\u00eats</span> </div>\n<div class=\"t m0 x6 h62 y1469 ff18d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la qual<span class=\"_ _0\"></span>it\u00e9 de c<span class=\"_ _0\"></span>r\u00e9dit de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements <span class=\"wse9\">p<span class=\"_ _0\"></span>orteu<span class=\"_ _0\"></span>rs d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y146a ff18d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 682px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 667px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span>comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 682px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 726px; bottom: 667px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 637px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6de ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 637px; z-index: 15;\">3.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6de ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">4.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff18d fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 622px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 622px; z-index: 15;\">20.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 622px; z-index: 15;\">27.883<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff18d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 607px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y6a0 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 607px; z-index: 15;\">4.787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 607px; z-index: 15;\">6.432<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 592px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 592px; z-index: 15;\">10.940<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 592px; z-index: 15;\">13.820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff18d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Notation de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68a ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 578px; z-index: 15;\">39.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68a ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 578px; z-index: 15;\">52.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Inf\u00e9rieur au niveau <span class=\"wsed\">d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 563px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 563px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff18d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 548px; z-index: 15;\">2.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 548px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px; z-index: 15;\">Valeur totale nette des inv<span class=\"_ _0\"></span>estissements en titres p<span class=\"_ _0\"></span>orteurs d\u2019int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 533px; z-index: 15;\">42.316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff18d fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 533px; z-index: 15;\">54.074<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 518px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 518px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y797 ff18d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 518px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff190 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Valeur totale brute des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68f ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68f ff18d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 503px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6ed ff190 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 489px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">en ti<span class=\"_ _3\"></span>tres porteurs d'int\u00e9r\u00eats (voir note 10)</span> </div>\n<div class=\"t m0 xff h67 y6ed ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 489px; z-index: 15;\">42.330<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6ed ff190 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 489px; z-index: 15;\">54.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 478px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h7e y8b1 ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">3 <span class=\"_ _195\"> </span><span class=\"lsdc wse9\">Obligat<span class=\"_ _0\"></span>ions d\u2019\u00c9t<span class=\"_ _0\"></span>at<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> souver<span class=\"_ _0\"></span>aines.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 721px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69d ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 1019px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69d ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 1019px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">A la juste valeur par le<span class=\"_ _0\"></span> biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 989px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> souvera<span class=\"_ _0\"></span>ines (<span class=\"_ _0\"></span>voir not<span class=\"_ _0\"></span>e 10)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xff h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 974px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 974px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y691 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 962px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 947px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 947px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 932px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 932px; z-index: 15;\">2.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 932px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 918px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 918px; z-index: 15;\">19.188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 918px; z-index: 15;\">25.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 903px; z-index: 15;\">A</div>\n<div class=\"t m0 x12d h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 903px; z-index: 15;\">571<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 903px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 888px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 888px; z-index: 15;\">4.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 888px; z-index: 15;\">6.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 873px; z-index: 15;\">Total des <span class=\"lse5 wsf4\">invest<span class=\"_ _3\"></span>issem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xff h65 y697 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 873px; z-index: 15;\">26.696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y697 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 873px; z-index: 15;\">35.447<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 858px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y699 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 628px; bottom: 858px; z-index: 15;\"> </div>\n<div class=\"t m0 x1 h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 858px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 843px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 843px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 843px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 829px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab </span>inf\u00e9rieur au niveau d\u2019investissem<span class=\"_ _0\"></span>ent<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 829px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 829px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68c ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 802px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsf0\">des obligations souveraines</span> </span></div>\n<div class=\"t m0 xff h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 802px; z-index: 15;\">27.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 802px; z-index: 15;\">35.491<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y1488 ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">4 <span class=\"_ _195\"> </span><span class=\"lsde wseb\">Obligations<span class=\"_ _3\"></span> d\u2019entreprise </span> </div>\n<div class=\"t m0 x6 h62 y1489 ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous do<span class=\"_ _0\"></span>nne des inf<span class=\"_ _0\"></span>ormatio<span class=\"_ _0\"></span>ns sur la qua<span class=\"_ _0\"></span>lit\u00e9 de cr\u00e9<span class=\"_ _0\"></span>dit des obli<span class=\"_ _0\"></span>gations<span class=\"_ _0\"></span> d\u2019entrep<span class=\"_ _0\"></span>rises.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y148a ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x5b h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 723px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 721px; bottom: 723px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 69px; bottom: 707px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h68 y797 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h68 y797 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 693px; z-index: 15;\">9.145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 <span class=\"wsed\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12d h65 y797 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 678px; z-index: 15;\">123<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y797 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> d\u2019entre<span class=\"_ _0\"></span>prise<span class=\"_ _0\"></span>s (voir n<span class=\"_ _0\"></span>ote 10)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12b h67 y68f ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 663px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68f ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 663px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y697 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 636px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6de ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 636px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6de ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 636px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 621px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 619px; bottom: 621px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 621px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 606px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 606px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 606px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 591px; z-index: 15;\">A</div>\n<div class=\"t m0 x12b h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 591px; z-index: 15;\">2.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y69b ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 591px; z-index: 15;\">3.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 577px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 577px; z-index: 15;\">4.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 577px; z-index: 15;\">6.368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68c ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 562px; z-index: 15;\">8.141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y68c ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 562px; z-index: 15;\">10.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 547px; z-index: 15;\">228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6d1 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 547px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 532px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 532px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 532px; z-index: 15;\">843<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 517px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab<span class=\"ff192\"> </span></span>inf\u00e9rieur au niveau d\u2019investisse<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12b h65 y797 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 517px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y797 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 517px; z-index: 15;\">1.006<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 628px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6d3 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 490px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse1 wsf6\">des obligat<span class=\"_ _0\"></span>ions<span class=\"_ _0\"></span> d\u2019entre<span class=\"_ _0\"></span>prise<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12b h67 y697 ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 490px; z-index: 15;\">9.268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y697 ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 490px; z-index: 15;\">11.680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y149c ff194 fs43 fc1e sc0 ls0 ws0\" style=\"z-index: 15;\">5 <span class=\"_ _195\"> </span><span class=\"lsdc wse9\">Valeurs b<span class=\"_ _0\"></span>ancair<span class=\"_ _0\"></span>es et autres<span class=\"_ _0\"></span> valeurs fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y149d ff192 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous d<span class=\"_ _0\"></span>onne d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations s<span class=\"_ _0\"></span>ur la <span class=\"wse9\">q<span class=\"_ _0\"></span>ualit\u00e9 de cr<span class=\"_ _0\"></span>\u00e9dit des o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons d\u2019inst<span class=\"_ _0\"></span>itution<span class=\"_ _0\"></span>s bancai<span class=\"_ _0\"></span>res et d\u2019aut<span class=\"_ _0\"></span>res valeu<span class=\"_ _0\"></span>rs financ<span class=\"_ _0\"></span>i\u00e8res.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y149e ff192 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 412px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 556px; bottom: 412px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 723px; bottom: 412px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc1e sc0 lse3 wsf1\" style=\"left: 67px; bottom: 396px; z-index: 15;\">En classifica<span class=\"_ _0\"></span>tion IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 396px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h68 y697 ff194 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 396px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y699 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 381px; z-index: 15;\">Disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 381px; z-index: 15;\">5.566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 381px; z-index: 15;\">6.715<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 366px; z-index: 15;\">A la juste valeur par<span class=\"_ _0\"></span> le biais du comp<span class=\"_ _0\"></span>te de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 366px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 366px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 352px; z-index: 15;\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 352px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 799px; bottom: 352px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y69b ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 67px; bottom: 337px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsee\">des valeurs bancaires et autres va<span class=\"_ _0\"></span>leurs financi\u00e8res (voir <span class=\"_ _0\"></span>note 10)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12e h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 337px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 337px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 65px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 325px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 325px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a6 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 310px; z-index: 15;\">Par notation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 310px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff192 fs45 fc1e sc0 ls0 ws0\" style=\"left: 799px; bottom: 310px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y691 ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 67px; bottom: 295px; z-index: 15;\">AAA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 295px; z-index: 15;\">1.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y691 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 295px; z-index: 15;\">1.719<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a6 ff192 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 67px; bottom: 280px; z-index: 15;\">AA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 280px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 280px; z-index: 15;\">1.674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y694 ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 67px; bottom: 265px; z-index: 15;\">A</div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 265px; z-index: 15;\">1.470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 265px; z-index: 15;\">1.544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68f ff192 fs45 fc15 sc0 lsee wsf6\" style=\"left: 67px; bottom: 250px; z-index: 15;\">BBB<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 250px; z-index: 15;\">1.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y68f ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 250px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y694 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 236px; z-index: 15;\">Total des investissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 236px; z-index: 15;\">4.818<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y694 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.007<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68f ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 221px; z-index: 15;\">Inf\u00e9rieur au niveau d\u2019inves<span class=\"_ _0\"></span>tissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 221px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y68f ff192 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 221px; z-index: 15;\">7</div>\n<div class=\"t m0 x2d7 h65 y697 ff192 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 206px; z-index: 15;\">Non not\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 206px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff192 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 206px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y699 ff192 fs45 fc1e sc0 lse0 wsee\" style=\"left: 67px; bottom: 191px; z-index: 15;\">Total des <span class=\"ff196 ls0 ws0\">\u00ab<span class=\"ff192\"> </span></span>inf\u00e9rieur au niveau d\u2019investisse<span class=\"_ _0\"></span>ment<span class=\"ls0 ws0\"> <span class=\"ff196\">\u00bb</span> <span class=\"_ _3\"></span></span><span class=\"wsf0\">et sans notation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 191px; z-index: 15;\">1.063<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y699 ff192 fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 191px; z-index: 15;\">842<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 65px; bottom: 179px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 179px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff192 fs45 fc19 sc0 ls0 ws0\" style=\"left: 799px; bottom: 179px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff195 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 67px; bottom: 164px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lse0 wsee\">des valeurs bancaires et autres va<span class=\"_ _0\"></span>leurs financi\u00e8res<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x12e h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 164px; z-index: 15;\">5.881<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff195 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 164px; z-index: 15;\">6.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 153px; height: 953px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff197 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">B. <span class=\"ls0 ws0\"> <span class=\"_ _33\"> </span><span class=\"lsf3 ws113\">RISQUE DE<span class=\"_ _3\"></span> D\u00c9FAUT<span class=\"_ _3\"></span> DE CONT<span class=\"_ _3\"></span>REPARTIE</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de d\u00e9f<span class=\"_ _0\"></span>aut de c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie e<span class=\"_ _0\"></span>st le ris<span class=\"_ _0\"></span>que de pe<span class=\"_ _0\"></span>rtes pot<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>lles</div>\n<div class=\"t m0 x6 h62 y8b3 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dues \u00e0 une d\u00e9f<span class=\"_ _0\"></span>aillanc<span class=\"_ _0\"></span>e inatte<span class=\"_ _0\"></span>ndue ou \u00e0 la d\u00e9t<span class=\"_ _0\"></span>\u00e9riorat<span class=\"_ _0\"></span>ion de la qua<span class=\"_ _0\"></span>lit\u00e9 de</div>\n<div class=\"t m0 x6 h62 y93e ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit de<span class=\"_ _3\"></span> contreparties <span class=\"_ _3\"></span>ou de d\u00e9b<span class=\"_ _3\"></span>iteurs. Le<span class=\"_ _3\"></span> risque de<span class=\"_ _3\"></span> d\u00e9faut <span class=\"_ _3\"></span>de</div>\n<div class=\"t m0 x6 h62 y93f ff197 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrepartie <span class=\"_ _3\"></span><span class=\"wsfa\">englobe aus<span class=\"_ _3\"></span>si les contrats visan<span class=\"_ _3\"></span>t \u00e0 att\u00e9nuer les ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y940 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(comme l<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds de r\u00e9<span class=\"_ _0\"></span>assura<span class=\"_ _0\"></span>nce, les<span class=\"_ _0\"></span> titris<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>et les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s),<span class=\"_ _0\"></span> la</div>\n<div class=\"t m0 x6 h62 y941 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie, le<span class=\"_ _3\"></span>s cr\u00e9ances sur des<span class=\"_ _3\"></span> interm\u00e9diaires<span class=\"_ _3\"></span>, les portefeuille<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y942 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019hypot<span class=\"_ _0\"></span>h\u00e8que div<span class=\"_ _0\"></span>ersifi\u00e9s<span class=\"_ _0\"></span>, et d\u2019aut<span class=\"_ _0\"></span>res exposit<span class=\"_ _0\"></span>ions de cr<span class=\"_ _0\"></span>\u00e9dit <span class=\"lsde wsfa\">non couvertes </span></div>\n<div class=\"t m0 x6 h62 y943 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par aille<span class=\"_ _0\"></span>urs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y945 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le risqu<span class=\"_ _0\"></span>e de d\u00e9f<span class=\"_ _0\"></span>aut de c<span class=\"_ _0\"></span>ontrep<span class=\"_ _0\"></span>artie p<span class=\"_ _0\"></span>eut surv<span class=\"_ _0\"></span>enir \u00e0 c<span class=\"_ _0\"></span>ause de <span class=\"_ _0\"></span>la</div>\n<div class=\"t m0 x6 h62 y946 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conclus<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e ou d\u2019a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>ontrats</div>\n<div class=\"t m0 x6 h62 y9ed ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019att\u00e9n<span class=\"_ _0\"></span>uation de<span class=\"_ _0\"></span>s risques<span class=\"_ _0\"></span>. Ageas mi<span class=\"_ _0\"></span>nimise les<span class=\"_ _0\"></span> risques par l<span class=\"_ _0\"></span>e recours<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x6 h62 y9ee ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des polit<span class=\"_ _0\"></span>iques <span class=\"_ _0\"></span>de s\u00e9lect<span class=\"_ _0\"></span>ion de c<span class=\"_ _0\"></span>o<span class=\"wse9\">ntre<span class=\"_ _0\"></span>parties<span class=\"_ _0\"></span>, \u00e0 des exige<span class=\"_ _0\"></span>nces de </span></div>\n<div class=\"t m0 x6 h62 y9ef ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">garanti<span class=\"_ _0\"></span>es et \u00e0 la divers<span class=\"_ _0\"></span>ificati<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f0 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f1 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au sein d\u2019A<span class=\"_ _0\"></span>geas, ce ris<span class=\"_ _0\"></span>que est att<span class=\"_ _0\"></span>\u00e9nu\u00e9 par la mi<span class=\"_ _0\"></span>se en \u0153uvre d<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h62 y9f2 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">politiq<span class=\"_ _0\"></span>ue d\u2019Age<span class=\"_ _0\"></span>as en mati\u00e8<span class=\"_ _0\"></span>re de risqu<span class=\"_ _0\"></span>e de d\u00e9faill<span class=\"_ _0\"></span>ance et par u<span class=\"_ _0\"></span>n suivi</div>\n<div class=\"t m0 x6 h62 y9f3 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">strict d<span class=\"_ _0\"></span>es posit<span class=\"_ _0\"></span>ions de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>eparties <span class=\"_ _0\"></span>en d\u00e9fa<span class=\"_ _0\"></span>ut pot<span class=\"wse9\">e<span class=\"_ _0\"></span>ntiel. La </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">diversi<span class=\"_ _0\"></span>ficatio<span class=\"_ _0\"></span>n et l\u2019\u00e9vit<span class=\"_ _0\"></span>ement des ex<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons asso<span class=\"_ _0\"></span>rties de<span class=\"_ _0\"></span> notations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9f5 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">faibles<span class=\"_ _0\"></span> sont des \u00e9l\u00e9m<span class=\"_ _0\"></span>ents cl\u00e9s<span class=\"_ _0\"></span> de l\u2019att\u00e9n<span class=\"_ _0\"></span>uation de ce r<span class=\"_ _0\"></span>isque.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas comptabi<span class=\"_ _3\"></span>lise une d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> pour risqu<span class=\"_ _3\"></span>e de cr\u00e9di<span class=\"_ _3\"></span>t sp\u00e9cifique <span class=\"_ _3\"></span>s\u2019il</div>\n<div class=\"t m0 x6 h62 y9f8 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">y a une preuve o<span class=\"_ _0\"></span>bjectiv<span class=\"_ _0\"></span>e qu\u2019Age<span class=\"_ _0\"></span>as ne sera pas \u00e0 m\u00ea<span class=\"_ _0\"></span>me de r\u00e9cup\u00e9<span class=\"_ _0\"></span>rer</div>\n<div class=\"t m0 x6 h62 y9f9 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tous les mont<span class=\"_ _0\"></span>ants co<span class=\"_ _0\"></span>ntractu<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt dus. Le m<span class=\"_ _0\"></span>ontant de la d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y9fa ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est \u00e9gal<span class=\"_ _0\"></span> \u00e0 la diff<span class=\"_ _0\"></span>\u00e9rence e<span class=\"_ _0\"></span>ntre l<span class=\"_ _0\"></span>a valeu<span class=\"_ _0\"></span>r compta<span class=\"_ _0\"></span>ble et l<span class=\"_ _0\"></span>e montant</div>\n<div class=\"t m0 x6 h62 y9fb ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">recouvrable. E<span class=\"_ _3\"></span>n cas de<span class=\"_ _3\"></span> titres n<span class=\"_ _3\"></span>\u00e9goci\u00e9s sur<span class=\"_ _3\"></span> un march\u00e9<span class=\"_ _3\"></span>, le mon<span class=\"_ _3\"></span>tant</div>\n<div class=\"t m0 x6 h62 y9fc ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able cor<span class=\"_ _0\"></span>respon<span class=\"_ _0\"></span>d \u00e0 le<span class=\"wse9\">ur j<span class=\"_ _0\"></span>uste vale<span class=\"_ _0\"></span>ur.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y9fd ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9fe ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span>s sont bas\u00e9es sur<span class=\"_ _3\"></span> l\u2019estimation de re<span class=\"_ _3\"></span>couvrement la plu<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y9ff ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cent<span class=\"_ _0\"></span>e, faite par A<span class=\"_ _0\"></span>geas<span class=\"ls0 ws0\"> ; </span>elles repr\u00e9s<span class=\"_ _0\"></span>entent la p<span class=\"_ _0\"></span>erte qu\u2019A<span class=\"_ _0\"></span>geas pr\u00e9v<span class=\"_ _0\"></span>oit</div>\n<div class=\"t m0 x6 h62 ya00 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de subir<span class=\"_ _3\"></span>. Ageas proc\u00e8<span class=\"_ _3\"></span>de \u00e0 des <span class=\"_ _3\"></span>r\u00e9ductions de<span class=\"_ _3\"></span> valeur dans<span class=\"_ _3\"></span> le cas,<span class=\"_ _3\"></span> par</div>\n<div class=\"t m0 x6 h62 ya01 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exemple,<span class=\"_ _0\"></span> o\u00f9 la proc\u00e9<span class=\"_ _0\"></span>dure de fail<span class=\"_ _0\"></span>lite du d\u00e9<span class=\"_ _0\"></span>biteur est<span class=\"_ _0\"></span> \u00e0 son terme et que</div>\n<div class=\"t m0 x6 h62 ya02 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les s\u00fbret<span class=\"_ _0\"></span>\u00e9s ont \u00e9t\u00e9 \u00e9pu<span class=\"_ _0\"></span>is\u00e9es, o\u00f9 l<span class=\"_ _0\"></span>e d\u00e9bite<span class=\"_ _0\"></span>ur et/ou le gar<span class=\"_ _0\"></span>ant sont<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya03 ff197 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">inso<span class=\"lsdc wse9\">lvables, o\u00f9 tout<span class=\"_ _0\"></span>es les voies<span class=\"_ _0\"></span> de recouv<span class=\"_ _0\"></span>rement ha<span class=\"_ _0\"></span>bituel<span class=\"_ _0\"></span>les ont \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 ya04 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9puis\u00e9es, ou enco<span class=\"_ _3\"></span>re lorsque le<span class=\"_ _3\"></span> seuil de perte \u00e9cono<span class=\"_ _3\"></span>mique (c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse8\">dire </span></span></div>\n<div class=\"t m0 x6 h62 ya05 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le moment <span class=\"_ _3\"></span>\u00e0 partir d<span class=\"_ _3\"></span>uquel les <span class=\"_ _3\"></span>d\u00e9penses d\u00e9pa<span class=\"_ _3\"></span>ssent les m<span class=\"_ _3\"></span>ontants</div>\n<div class=\"t m0 x6 h62 ya06 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>ables) e<span class=\"_ _0\"></span>st attei<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 504px; height: 608px; width: 352px; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCreditRiskExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag414": {
   "value": "\n<div class=\"t m0 x6 h7e ya4b ff199 fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">4.7.1.3 <span class=\"ls0 ws0\"> <span class=\"_\"> </span></span><span class=\"wse9\">Risque de liquidit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 ya4c ff197 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le<span class=\"ls0 ws0\"> </span><span class=\"wse9\">risque de l<span class=\"_ _0\"></span>iquidit<span class=\"_ _0\"></span>\u00e9 est le risqu<span class=\"_ _0\"></span>e de ne pas \u00eatre e<span class=\"_ _0\"></span>n mesure de li<span class=\"_ _0\"></span>quider </span></div>\n<div class=\"t m0 x6 h62 ya4d ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des placem<span class=\"_ _0\"></span>ents ou d\u2019a<span class=\"_ _0\"></span>utres act<span class=\"_ _0\"></span>ifs en vue de r<span class=\"_ _0\"></span>\u00e9gler des en<span class=\"_ _0\"></span>gagem<span class=\"_ _0\"></span>ents</div>\n<div class=\"t m0 x6 h62 ya4e ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers \u00e9chus<span class=\"_ _0\"></span>. Par exemp<span class=\"_ _0\"></span>le, ceci p<span class=\"_ _0\"></span>eut se produ<span class=\"_ _0\"></span>ire lorsq<span class=\"_ _0\"></span>ue des</div>\n<div class=\"t m0 x6 h62 ya4f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>es inatte<span class=\"_ _0\"></span>ndues de r\u00e8g<span class=\"_ _0\"></span>lements<span class=\"_ _0\"></span> de tr\u00e9sore<span class=\"_ _0\"></span>rie, \u00e9mis<span class=\"_ _0\"></span>es par des</div>\n<div class=\"t m0 x6 h62 ya50 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">assur\u00e9s<span class=\"_ _0\"></span> ou par d\u2019<span class=\"_ _0\"></span>autres <span class=\"_ _0\"></span>cocont<span class=\"_ _0\"></span>ractant<span class=\"_ _0\"></span>s, ne pe<span class=\"_ _0\"></span>uvent pas<span class=\"_ _0\"></span> \u00eatre sat<span class=\"_ _0\"></span>isfait<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 ya51 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sans enco<span class=\"_ _0\"></span>urir de pert<span class=\"_ _0\"></span>es inacc<span class=\"_ _0\"></span>eptable<span class=\"_ _0\"></span>s ou sans mett<span class=\"_ _0\"></span>re en p\u00e9ril l\u2019<span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9,</div>\n<div class=\"t m0 x6 h62 ya52 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 cause de co<span class=\"_ _0\"></span>ntraint<span class=\"_ _0\"></span>es relativ<span class=\"_ _0\"></span>es \u00e0 la liqu<span class=\"_ _0\"></span>idation d\u2019<span class=\"_ _0\"></span>actifs.<span class=\"_ _0\"></span> Ces contr<span class=\"_ _0\"></span>aintes</div>\n<div class=\"t m0 x6 h62 ya53 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> \u00eatre struct<span class=\"_ _0\"></span>urell<span class=\"_ _0\"></span>es ou proven<span class=\"_ _0\"></span>ir de boul<span class=\"_ _0\"></span>eversem<span class=\"_ _0\"></span>ents sur les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 ya54 ff197 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">march\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya55 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya56 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les engagem<span class=\"_ _3\"></span>ents financ<span class=\"_ _3\"></span>iers d\u2019Ageas e<span class=\"_ _3\"></span>t de <span class=\"_ _3\"></span>ses entit\u00e9s op<span class=\"_ _3\"></span>\u00e9rationnelle<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 ya57 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locales<span class=\"_ _0\"></span> sont souve<span class=\"_ _0\"></span>nt \u00e0 long term<span class=\"_ _0\"></span>e. Quant a<span class=\"_ _0\"></span>ux actifs d\u00e9t<span class=\"_ _0\"></span>enus pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 yb03 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">honorer, il<span class=\"_ _3\"></span>s sont g\u00e9n\u00e9ra<span class=\"_ _3\"></span>lement \u00e0 <span class=\"_ _3\"></span>long terme <span class=\"_ _3\"></span>et peuvent<span class=\"_ _3\"></span> s\u2019av\u00e9re<span class=\"lsdc wse8\">r </span></div>\n<div class=\"t m0 x1a h62 yb04 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">illiqui<span class=\"_ _0\"></span>des. Les si<span class=\"_ _0\"></span>nistres<span class=\"_ _0\"></span> et autres sort<span class=\"_ _0\"></span>ies de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e peuvent \u00eat<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 yb05 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">impr\u00e9visibles<span class=\"_ _3\"></span> et sensibl<span class=\"_ _3\"></span>ement diff\u00e9rent<span class=\"_ _3\"></span>s des mon<span class=\"_ _3\"></span>tants attendu<span class=\"_ _3\"></span>s. En</div>\n<div class=\"t m0 x1a h62 yb06 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019absence de<span class=\"_ _3\"></span> ressources<span class=\"_ _3\"></span> liquides<span class=\"_ _3\"></span> permettant d<span class=\"_ _3\"></span>\u2019honorer d<span class=\"_ _3\"></span>es</div>\n<div class=\"t m0 x1a h62 yb07 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engagements <span class=\"_ _3\"></span>financiers<span class=\"_ _3\"></span> lorsqu\u2019ils <span class=\"_ _3\"></span>viennent \u00e0<span class=\"_ _3\"></span> \u00e9ch\u00e9ance, <span class=\"_ _3\"></span>il <span class=\"wsfa\">faut emprunt<span class=\"_ _3\"></span>er </span></div>\n<div class=\"t m0 x1a h62 y976 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des fonds liquide<span class=\"_ _3\"></span>s, voire vendre<span class=\"_ _3\"></span> des actifs illiqu<span class=\"_ _3\"></span>ides (moyennant<span class=\"_ _3\"></span>, bien</div>\n<div class=\"t m0 x1a h62 y977 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">souvent, une<span class=\"_ _3\"></span> forte per<span class=\"_ _3\"></span>te de vale<span class=\"_ _3\"></span>ur) pour hon<span class=\"_ _3\"></span>orer ces <span class=\"_ _3\"></span>engagements<span class=\"_ _3\"></span>. Des</div>\n<div class=\"t m0 x1a h62 y978 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pertes peuven<span class=\"_ _3\"></span>t r\u00e9sulter de d\u00e9cotes<span class=\"_ _3\"></span> qu\u2019il faudrait<span class=\"_ _3\"></span> consentir pour liqui<span class=\"_ _3\"></span>der</div>\n<div class=\"t m0 x1a h62 y979 ff197 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">certains actifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y97a ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y97b ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En tant<span class=\"ls0 ws0\"> </span><span class=\"wseb\">qu<span class=\"_ _3\"></span>e groupe d\u2019a<span class=\"_ _3\"></span>ssurance, Agea<span class=\"_ _3\"></span>s est g\u00e9n\u00e9r<span class=\"_ _3\"></span>alement g\u00e9n\u00e9ra<span class=\"_ _3\"></span>teur de </span></div>\n<div class=\"t m0 x1a h62 y97c ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">tr\u00e9sorerie, et<span class=\"_ _3\"></span> ce risque est donc<span class=\"_ _3\"></span> relativement r\u00e9du<span class=\"_ _3\"></span>it. Ageas conserve<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y97d ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une posit<span class=\"_ _0\"></span>ion de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie de ma<span class=\"_ _0\"></span>ni\u00e8re \u00e0 <span class=\"_ _0\"></span>pouvoir f<span class=\"_ _0\"></span>aire f<span class=\"_ _0\"></span>ace, le c<span class=\"_ _0\"></span>as</div>\n<div class=\"t m0 x1a h62 y97e ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9ch\u00e9ant<span class=\"_ _0\"></span>, \u00e0 des situat<span class=\"_ _0\"></span>ions de liq<span class=\"_ _0\"></span>uidit\u00e9 di<span class=\"_ _0\"></span>fficil<span class=\"_ _0\"></span>es. Une att<span class=\"_ _0\"></span>ention part<span class=\"_ _0\"></span>iculi\u00e8<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y97f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est port\u00e9<span class=\"_ _0\"></span>e aux messa<span class=\"_ _0\"></span>ges des ba<span class=\"_ _0\"></span>nques cent<span class=\"_ _0\"></span>rales qu<span class=\"_ _0\"></span>ant aux \u00e9v<span class=\"_ _0\"></span>olutions<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y980 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">potenti<span class=\"_ _0\"></span>elles de le<span class=\"_ _0\"></span>ur politiq<span class=\"_ _0\"></span>ue mon\u00e9t<span class=\"_ _0\"></span>aire. Les ve<span class=\"_ _0\"></span>rsement<span class=\"_ _0\"></span>s de divide<span class=\"_ _0\"></span>ndes</div>\n<div class=\"t m0 x1a h62 y981 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux actionnaire<span class=\"_ _3\"></span>s et les frais de<span class=\"_ _3\"></span> si\u00e8ge sont financ<span class=\"_ _3\"></span>\u00e9s par les remon<span class=\"_ _3\"></span>t\u00e9es de</div>\n<div class=\"t m0 x1a h62 y982 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dividendes d<span class=\"_ _3\"></span>es compagni<span class=\"wsfa\">es<span class=\"_ _3\"></span> d\u2019assurance op\u00e9ra<span class=\"_ _3\"></span>tionnelles d\u2019Ageas.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y983 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y984 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les caus<span class=\"_ _0\"></span>es de ri<span class=\"_ _0\"></span>sque de l<span class=\"_ _0\"></span>iquidit<span class=\"_ _0\"></span>\u00e9 dans l<span class=\"_ _0\"></span>es entit<span class=\"_ _0\"></span>\u00e9s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y985 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> se vent<span class=\"_ _0\"></span>iler en \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s suscept<span class=\"_ _0\"></span>ibles <span class=\"_ _0\"></span>de cr\u00e9e<span class=\"_ _0\"></span>r une au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x1a h62 y986 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soudain<span class=\"_ _0\"></span>e du bes<span class=\"_ _0\"></span>oin de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie et en \u00e9<span class=\"_ _0\"></span>l\u00e9ment<span class=\"_ _0\"></span>s susce<span class=\"_ _0\"></span>ptibles<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x1a h62 y987 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9duire, cont<span class=\"lsdc wseb\">re toute attent<span class=\"_ _0\"></span>e, la di<span class=\"_ _0\"></span>sponib<span class=\"_ _0\"></span>ilit\u00e9 des<span class=\"_ _0\"></span> resso<span class=\"_ _0\"></span>urces <span class=\"_ _0\"></span>esp\u00e9r\u00e9<span class=\"_ _0\"></span>es en </span></div>\n<div class=\"t m0 x1a h62 y988 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de bes<span class=\"_ _0\"></span>oins de tr\u00e9s<span class=\"_ _0\"></span>orerie. <span class=\"lsde wsfa\">Les types de risque de liquidit\u00e9<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y989 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sont les s<span class=\"_ _0\"></span>uivant<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x1a h62 y98a ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff199 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 \u00e0 la sousc<span class=\"_ _0\"></span>riptio<span class=\"_ _0\"></span>n <span class=\"ff197 lsde wseb\">est le ri<span class=\"_ _3\"></span>sque qu\u2019Ageas<span class=\"_ _3\"></span> ou </span></span></span></div>\n<div class=\"t m0 x133 h62 y98b ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">une entit\u00e9<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span>le locale s<span class=\"_ _3\"></span>oit<span class=\"ls0 ws0\"> </span>tenu(e)<span class=\"_ _3\"></span> de payer<span class=\"_ _3\"></span> un montant</div>\n<div class=\"t m0 x133 h62 y98c ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">important <span class=\"_ _3\"></span>pour couvrir<span class=\"_ _3\"></span> des change<span class=\"_ _3\"></span>ments inatten<span class=\"_ _3\"></span>dus du</div>\n<div class=\"t m0 x133 h62 ya64 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comportemen<span class=\"_ _3\"></span>t du consomma<span class=\"_ _3\"></span>teur (risque<span class=\"_ _3\"></span> de renonc<span class=\"_ _3\"></span>iation), une<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x133 h62 ya65 ff197 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">hausse souda<span class=\"_ _3\"></span>ine de la<span class=\"_ _3\"></span> fr\u00e9quence<span class=\"_ _3\"></span> des sinis<span class=\"_ _3\"></span>tres ou de<span class=\"_ _3\"></span>s sinistres</div>\n<div class=\"t m0 x133 h62 ya66 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">importa<span class=\"_ _0\"></span>nts et <span class=\"wse8\">soud<span class=\"_ _0\"></span>ains<span class=\"lsde wseb\">, d\u00e9coulant d\u2019\u00e9v\u00e9n<span class=\"_ _3\"></span>ements majeu<span class=\"wsfa\">rs ou<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 ya67 ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">catastrophique<span class=\"_ _3\"></span>s (comme des temp\u00eates,<span class=\"_ _3\"></span> des nuages de cendre<span class=\"_ _3\"></span>s,</div>\n<div class=\"t m0 x133 h62 ya68 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une \u00e9pid<span class=\"_ _0\"></span>\u00e9mie de grip<span class=\"_ _0\"></span>pe, etc.).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya69 ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff197 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 du <span class=\"wse8\">marc<span class=\"_ _0\"></span>h\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">est le ris<span class=\"_ _0\"></span>que qu<span class=\"_ _0\"></span>e le proc<span class=\"_ _0\"></span>essus d<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x133 h62 ya6a ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">vente lui<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">m\u00eame entr<span class=\"_ _3\"></span>a\u00eene des pertes du<span class=\"_ _3\"></span>es aux conditions d<span class=\"_ _3\"></span>e march\u00e9 </span></span></div>\n<div class=\"t m0 x133 h62 ya6b ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou \u00e0 des conc<span class=\"_ _0\"></span>entrat<span class=\"_ _0\"></span>ions \u00e9le<span class=\"lsf7 wseb\">v\u00e9es.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 ya6c ff19a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff19b\"> <span class=\"_ _41\"> </span><span class=\"ff199 lsdc wse9\">Le risque de liquid<span class=\"_ _0\"></span>it\u00e9 de fina<span class=\"_ _0\"></span>ncement <span class=\"ff197\">es<span class=\"_ _0\"></span>t le risqu<span class=\"_ _0\"></span>e qu\u2019Agea<span class=\"_ _0\"></span>s ou une </span></span></span></div>\n<div class=\"t m0 x133 h62 ya6d ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9 op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nelle loc<span class=\"_ _0\"></span>ale ne soit p<span class=\"_ _0\"></span>as en mesure d<span class=\"_ _0\"></span>\u2019obte<span class=\"_ _0\"></span>nir</div>\n<div class=\"t m0 x133 h62 ya6e ff197 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">suffisamment<span class=\"_ _3\"></span> de fonds externes<span class=\"_ _3\"></span>, si leurs actif<span class=\"_ _3\"></span>s sont <span class=\"wsea\">illiquides<span class=\"_ _3\"></span><span class=\"wseb\">, au </span></span></div>\n<div class=\"t m0 x133 h62 ya6f ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">moment o<span class=\"_ _0\"></span>\u00f9 ils en auraie<span class=\"_ _0\"></span>nt besoin (p<span class=\"_ _0\"></span>ar exem<span class=\"_ _0\"></span>ple pour fai<span class=\"_ _0\"></span>re face \u00e0 un</div>\n<div class=\"t m0 x133 h62 ycf0 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sinistr<span class=\"_ _0\"></span>e import<span class=\"_ _0\"></span>ant inatte<span class=\"_ _0\"></span>ndu). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycf1 ff197 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycf2 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour pouv<span class=\"_ _0\"></span>oir r\u00e9pon<span class=\"_ _0\"></span>dre \u00e0 l\u2019ens<span class=\"_ _0\"></span>emble des<span class=\"_ _0\"></span> besoins de li<span class=\"_ _0\"></span>quidit<span class=\"_ _0\"></span>\u00e9, chaque</div>\n<div class=\"t m0 x1a h62 ycf3 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9 do<span class=\"_ _0\"></span>it identif<span class=\"_ _0\"></span>ier et ass<span class=\"_ _0\"></span>urer le suivi du r<span class=\"_ _0\"></span>isque de liq<span class=\"_ _0\"></span>uidit<span class=\"_ _0\"></span>\u00e9 de mani\u00e8r<span class=\"_ _0\"></span>e \u00e0</div>\n<div class=\"t m0 x1a h62 ycf4 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">conna\u00eet<span class=\"_ _0\"></span>re et co<span class=\"_ _0\"></span>mprendr<span class=\"_ _0\"></span>e au mie<span class=\"_ _0\"></span>ux les cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces sus<span class=\"_ _0\"></span>ceptibl<span class=\"_ _0\"></span>e<span class=\"lsde\">s de </span></div>\n<div class=\"t m0 x1a h62 ycf5 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">donner nai<span class=\"_ _0\"></span>ssance \u00e0 des<span class=\"_ _0\"></span> probl\u00e8m<span class=\"_ _0\"></span>es de liqu<span class=\"_ _0\"></span>idit\u00e9 (pa<span class=\"_ _0\"></span>r exemple,<span class=\"_ _0\"></span> une</div>\n<div class=\"t m0 x1a h62 ycf6 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9t\u00e9rio<span class=\"_ _0\"></span>ration i<span class=\"_ _0\"></span>nattend<span class=\"_ _0\"></span>ue du pr<span class=\"_ _0\"></span>ofil d\u2019<span class=\"_ _0\"></span>extinct<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>passifs,<span class=\"_ _0\"></span> renonc<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 ycf7 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en masse, ra<span class=\"_ _0\"></span>lentis<span class=\"_ _0\"></span>sement da<span class=\"_ _0\"></span>ns les nouv<span class=\"_ _0\"></span>elles aff<span class=\"_ _0\"></span>aires, cha<span class=\"_ _0\"></span>ngeme<span class=\"_ _0\"></span>nt de</div>\n<div class=\"t m0 x1a h62 ye88 ff197 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">notatio<span class=\"_ _0\"></span>n, etc.), ai<span class=\"_ _0\"></span>nsi qu\u2019\u00e0 ass<span class=\"_ _0\"></span>urer que<span class=\"_ _0\"></span> sa propre ca<span class=\"_ _0\"></span>pacit\u00e9 de r<span class=\"_ _0\"></span>\u00e9actio<span class=\"_ _0\"></span>n soit</div>\n<div class=\"t m0 x1a h62 ye89 ff197 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">claire (<span class=\"_ _0\"></span>par exem<span class=\"_ _0\"></span>ple, li<span class=\"_ _0\"></span>quidit\u00e9 <span class=\"_ _0\"></span>des actif<span class=\"_ _0\"></span>s en ca<span class=\"_ _0\"></span>s de cris<span class=\"_ _0\"></span>e). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 315px; height: 797px; width: 354px; z-index: 3;\"><br/></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 284px; height: 214px; width: 347px; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff19c fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Une vue <span class=\"_ _3\"></span>d\u2019ensemble de<span class=\"_ _3\"></span>s sorties <span class=\"_ _3\"></span>de tr\u00e9sorerie<span class=\"_ _3\"></span> attendues d<span class=\"_ _3\"></span>\u00e9coulant de<span class=\"_ _3\"></span>s passifs d<span class=\"_ _3\"></span>\u2019assurance (au<span class=\"_ _3\"></span>tres qu\u2019en u<span class=\"_ _3\"></span>nit\u00e9s de<span class=\"_ _3\"></span> compte) est<span class=\"_ _3\"></span> <span class=\"lsf7\">disp</span><span class=\"wsfa\">oni<span class=\"_ _3\"></span>ble ci<span class=\"ls0 ws0\">-</span></span><span class=\"lsf7\">de<span class=\"_ _3\"></span>ssous.<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces flux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e refl\u00e8te<span class=\"_ _0\"></span>nt une meill<span class=\"_ _0\"></span>eure est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n actuarie<span class=\"_ _0\"></span>lle sur la b<span class=\"_ _0\"></span>ase des limit<span class=\"_ _0\"></span>es de contr<span class=\"_ _0\"></span>ats Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II. Il convi<span class=\"_ _0\"></span>ent de noter q<span class=\"_ _0\"></span>ue les sorti<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y8b3 ff19c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie de pass<span class=\"_ _0\"></span>ifs agr\u00e9<span class=\"_ _0\"></span>g\u00e9s du Grou<span class=\"_ _0\"></span>pe ne sont pas ut<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> \u00e0 des fins de<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">gestion, car les liquidi<span class=\"_ _3\"></span>t\u00e9s sont g\u00e9r\u00e9es a<span class=\"_ _3\"></span>u sein des compagnies<span class=\"_ _3\"></span> d\u2019assurance </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff19c fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">individuelle<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Sorties nettes de tr\u00e9sorerie <span class=\"_ _0\"></span>sur passifs d'assurance au 31<span class=\"_ _0\"></span> d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 485px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 1004px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 1004px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 625px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 638px; bottom: 1004px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 693px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 706px; bottom: 1004px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y1529 ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 762px; bottom: 1019px; z-index: 15;\">Ann\u00e9e 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y1371 ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1004px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 587px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 726px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y14c6 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y14c8 ff19c fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Passifs de<span class=\"_ _3\"></span>s <span class=\"lse0 wsee\">assur\u00e9s, hors activit\u00e9s en<span class=\"_ _0\"></span> unit\u00e9s de compte, ne<span class=\"_ _0\"></span>ts de r\u00e9assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 973px; z-index: 15;\">8.142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 973px; z-index: 15;\">7.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 973px; z-index: 15;\">5.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 704px; bottom: 973px; z-index: 15;\">5.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 973px; z-index: 15;\">5.911<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y14c9 ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y14ca ff19c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff19c fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y152b ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Sorties nettes de tr\u00e9sorerie <span class=\"_ _0\"></span>sur passifs d'assurance au 31<span class=\"_ _0\"></span> d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 485px; bottom: 926px; z-index: 15;\">Ann\u00e9e 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 554px; bottom: 926px; z-index: 15;\">Ann\u00e9e 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 911px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 625px; bottom: 926px; z-index: 15;\">Ann\u00e9e 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 638px; bottom: 911px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 693px; bottom: 926px; z-index: 15;\">Ann\u00e9e 4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 706px; bottom: 911px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y14cc ff19c fs45 fc1e sc0 lse0 wsee\" style=\"left: 762px; bottom: 926px; z-index: 15;\">Ann\u00e9e 5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y152b ff19c fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 587px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 658px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 726px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y1314 ff19c fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px; z-index: 15;\">Passifs des assur\u00e9s, hors<span class=\"_ _0\"></span> activit\u00e9s en unit\u00e9s de c<span class=\"_ _0\"></span>ompte, nets de r\u00e9a<span class=\"_ _0\"></span>ssurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 881px; z-index: 15;\">8.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 881px; z-index: 15;\">6.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 636px; bottom: 881px; z-index: 15;\">6.275<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 704px; bottom: 881px; z-index: 15;\">4.759<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y14c8 ff19c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 881px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 870px; height: 236px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLiquidityRiskExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag555": {
   "value": "\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Contr\u00f4le r\u00e9gleme<span class=\"_ _3\"></span>nta<span class=\"_ _3\"></span>ire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">et sol<span class=\"_ _0\"></span>v<span class=\"_ _0\"></span>abil<span class=\"_ _3\"></span>it\u00e9</div>\n<div class=\"t m0 x6 h75 y7a0 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Ageas SA/NV est la soci\u00e9t\u00e9 m\u00e8<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h75 y7a1 ff1c1 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">ultime du Groupe Ageas. La Banque</div>\n<div class=\"t m0 x6 h75 y7a2 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">nationale de Belgique (<span class=\"_ _0\"></span>BNB) a</div>\n<div class=\"t m0 x6 h75 y7a3 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">qualifi\u00e9 Ageas SA/NV de hold<span class=\"_ _0\"></span>ing</div>\n<div class=\"t m0 x6 h75 y7a4 ff1c1 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019assurance. <span class=\"ws0\">En juin 2018, la BNB a </span></div>\n<div class=\"t m0 x6 h75 y7a5 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">octroy\u00e9 \u00e0 Ageas SA/NV une<span class=\"ls0\"> </span><span class=\"ws10f\">licence </span></div>\n<div class=\"t m0 x6 h75 y7a6 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">pour souscrire des activit\u00e9s d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y7a7 ff1c1 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9assurance vie et non<span class=\"ls0\">-</span><span class=\"ws10f\">vie.</span><span class=\"ff1c2 ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La BNB est l\u2019<span class=\"_ _0\"></span>autorit<span class=\"_ _0\"></span>\u00e9 de supervis<span class=\"_ _0\"></span>ion du gro<span class=\"_ _0\"></span>upe et, \u00e0 ce tit<span class=\"_ _0\"></span>re re\u00e7oit des<span class=\"_ _0\"></span> rapport<span class=\"_ _0\"></span>s sp\u00e9cif<span class=\"_ _0\"></span>iques qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x21b h62 y1669 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">forment l<span class=\"_ _0\"></span>a base de la su<span class=\"_ _0\"></span>pervisi<span class=\"_ _0\"></span>on prude<span class=\"_ _0\"></span>ntielle a<span class=\"_ _0\"></span>u niveau du gr<span class=\"_ _0\"></span>oupe. Dans<span class=\"_ _0\"></span> son r\u00f4le d\u2019a<span class=\"_ _0\"></span>utorit<span class=\"_ _0\"></span>\u00e9 de</div>\n<div class=\"t m0 x21b h62 y166a ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">supervision du grou<span class=\"_ _3\"></span>pe, la BNB facil<span class=\"_ _3\"></span>ite le contr\u00f4le du<span class=\"_ _3\"></span> groupe v<span class=\"wseb\">ia un<span class=\"_ _3\"></span> coll\u00e8ge d<span class=\"_ _3\"></span>e supervis<span class=\"_ _3\"></span>eurs. Les </span></div>\n<div class=\"t m0 x21b h62 y166b ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">supervi<span class=\"_ _0\"></span>seurs da<span class=\"_ _0\"></span>ns les pays m<span class=\"_ _0\"></span>embres de l<span class=\"_ _0\"></span>\u2019EEE o\u00f9 Age<span class=\"_ _0\"></span>as exerce s<span class=\"_ _0\"></span>es activit<span class=\"_ _0\"></span>\u00e9s sont re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s dans</div>\n<div class=\"t m0 x21b h62 y166c ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ce coll\u00e8g<span class=\"_ _0\"></span>e. Le coll\u00e8ge,<span class=\"_ _0\"></span> qui op\u00e8re d<span class=\"_ _0\"></span>ans le cad<span class=\"_ _0\"></span>re des r\u00e8gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ions eur<span class=\"_ _0\"></span>op\u00e9enn<span class=\"_ _0\"></span>es, s\u2019ass<span class=\"_ _0\"></span>ure de la</div>\n<div class=\"t m0 x21b h62 y166d ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">collaboration<span class=\"_ _3\"></span>, de l\u2019\u00e9change d<span class=\"lsdc wse9\">\u2019informatio<span class=\"_ _0\"></span>ns et de la consu<span class=\"_ _0\"></span>ltation m<span class=\"_ _0\"></span>utuell<span class=\"_ _0\"></span>e entre les aut<span class=\"_ _0\"></span>orit\u00e9s d<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x21b h62 y166e ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surveil<span class=\"_ _0\"></span>lance et pr<span class=\"_ _0\"></span>omeut p<span class=\"_ _0\"></span>ar ailleurs<span class=\"_ _0\"></span> la converg<span class=\"_ _0\"></span>ence des act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>e surveil<span class=\"_ _0\"></span>lance. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y166f ff1c3 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">5.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1670 ff1c3 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Exigences et capital disponible selon <span class=\"_ _3\"></span>Solvabilit\u00e9 II <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsfd ws119\">Mod\u00e8le I<span class=\"_ _3\"></span>nterne </span></span></div>\n<div class=\"t m0 x21b h7d y1671 ff1c3 fs50 fc10 sc0 ls12f ws157\" style=\"z-index: 15;\">Part<span class=\"_ _3\"></span>iel <span class=\"_ _3\"></span>(pili<span class=\"_ _3\"></span>er 1<span class=\"_ _3\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1672 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Depuis le <span class=\"_ _3\"></span>1</div>\n<div class=\"t m0 x173 h76 y1673 ff1bf fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xb h62 y1672 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvie<span class=\"_ _0\"></span>r 2016, Age<span class=\"_ _0\"></span>as est superv<span class=\"_ _0\"></span>is\u00e9, au niv<span class=\"_ _0\"></span>eau cons<span class=\"_ _0\"></span>olid\u00e9,<span class=\"_ _0\"></span> sur la base du cad<span class=\"_ _0\"></span>re </span></div>\n<div class=\"t m0 x21b h62 y1674 ff1bf fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">Solvabilit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">II et appliq<span class=\"_ _0\"></span>ue un Mod\u00e8l<span class=\"_ _0\"></span>e Intern<span class=\"_ _0\"></span>e Partiel (MI<span class=\"_ _0\"></span>P), <span class=\"lsde wsea\">pour </span>le reporti<span class=\"_ _0\"></span>ng du pilier 1,<span class=\"_ _0\"></span> les princ<span class=\"_ _0\"></span>ipaux </span></span></div>\n<div class=\"t m0 x21b h62 y1675 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">risques non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfe ws11a\">vie <span class=\"_ _3\"></span></span></span><span class=\"lsf7\">sont<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsea\">mod\u00e9lis\u00e9<span class=\"ls0 ws0\">s<span class=\"_ _3\"></span> </span><span class=\"wsfa\">selon des<span class=\"_ _3\"></span> formules sp\u00e9cifiqu<span class=\"_ _3\"></span>es \u00e0 Ageas,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span></span>au lieu de<span class=\"_ _3\"></span> l\u2019approche<span class=\"_ _3\"></span> selon</div>\n<div class=\"t m0 x21b h62 y1676 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">la formule<span class=\"_ _3\"></span> standard.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1677 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1678 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les ent<span class=\"_ _0\"></span>it\u00e9s total<span class=\"_ _0\"></span>ement co<span class=\"_ _0\"></span>nsolid\u00e9<span class=\"_ _0\"></span>es, le p\u00e9ri<span class=\"_ _0\"></span>m\u00e8tre de<span class=\"_ _0\"></span> consolidat<span class=\"_ _0\"></span>ion de Solv<span class=\"_ _0\"></span>abil<span class=\"_ _0\"></span>it\u00e9 II est</div>\n<div class=\"t m0 x21b h62 y1679 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comparable au<span class=\"_ _3\"></span> p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de consol<span class=\"_ _3\"></span>idation selon<span class=\"_ _3\"></span> IFRS<span class=\"lsdc\">, \u00e0 l\u2019except<span class=\"_ _0\"></span>ion d\u2019I<span class=\"_ _0\"></span>nterpark<span class=\"_ _0\"></span>ing qui <span class=\"_ _0\"></span>est </span></div>\n<div class=\"t m0 x21b h62 y167a ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">proportionnell<span class=\"_ _3\"></span>ement co<span class=\"lsdc wse9\">nsolid\u00e9 sel<span class=\"_ _0\"></span>on Solva<span class=\"_ _0\"></span>bilit\u00e9 II et e<span class=\"_ _0\"></span>nti\u00e8reme<span class=\"_ _0\"></span>nt consol<span class=\"_ _0\"></span>id\u00e9 en IFRS<span class=\"lsfe ws111\">. Depuis le </span></span></div>\n<div class=\"t m0 x21b h62 y167b ff1bf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quatri\u00e8<span class=\"_ _0\"></span>me trim<span class=\"_ _0\"></span>estre 20<span class=\"_ _0\"></span>22, le <span class=\"_ _0\"></span>p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re de co<span class=\"_ _0\"></span>nsolidat<span class=\"_ _0\"></span>ion inc<span class=\"_ _0\"></span>lut Age<span class=\"_ _0\"></span>as Feder<span class=\"_ _0\"></span>al Life I<span class=\"_ _0\"></span>nsuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y167c ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Company Lt<span class=\"_ _0\"></span>d. (AFLI<span class=\"_ _0\"></span>C).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y167d ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y167e ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En novembre 202<span class=\"ls0 ws0\">2<span class=\"_ _3\"></span><span class=\"lsdc wse9\">, Ageas Fra<span class=\"_ _0\"></span>nce a re\u00e7u l\u2019aut<span class=\"_ _0\"></span>orisat<span class=\"_ _0\"></span>ion de l\u2019aut<span class=\"_ _0\"></span>orit\u00e9 d<span class=\"lsde wseb\">e supervision fran\u00e7aise<span class=\"_ _3\"></span> de </span></span></span></div>\n<div class=\"t m0 x21b h62 y167f ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cr\u00e9er Age<span class=\"_ _0\"></span>as Retra<span class=\"_ _0\"></span>ite, un fon<span class=\"_ _0\"></span>ds de retrait<span class=\"_ _0\"></span>e profess<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>le suppl\u00e9<span class=\"_ _0\"></span>menta<span class=\"_ _0\"></span>ire (FRP<span class=\"_ _0\"></span>S). Depuis<span class=\"_ _0\"></span> le</div>\n<div class=\"t m0 x21b h62 y1680 ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatri\u00e8me trime<span class=\"_ _3\"></span>stre 2022, Ageas<span class=\"_ _3\"></span> Retraite est incl<span class=\"_ _3\"></span>us dans le p\u00e9rim\u00e8tre<span class=\"_ _3\"></span> de consolidation<span class=\"_ _3\"></span> en</div>\n<div class=\"t m0 x21b h62 y1681 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">confor<span class=\"_ _0\"></span>mit\u00e9 au r\u00e8gl<span class=\"_ _0\"></span>es secto<span class=\"_ _0\"></span>rielles en v<span class=\"_ _0\"></span>igueur.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1682 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1683 ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">europ\u00e9ennes <span class=\"_ _3\"></span><span class=\"lsf7 wseb\">sont <span class=\"_ _3\"></span><span class=\"lsdc\">toutes exc<span class=\"_ _0\"></span>lues d<span class=\"_ _0\"></span>es fonds<span class=\"_ _0\"></span> propres<span class=\"_ _0\"></span> et de l<span class=\"_ _0\"></span>a </span></span></span></div>\n<div class=\"t m0 x21b h62 y1684 ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">solvabilit\u00e9 <span class=\"_ _3\"></span>requise, car<span class=\"_ _3\"></span> les r\u00e9gi<span class=\"_ _3\"></span>mes de so<span class=\"_ _3\"></span>lvabilit\u00e9 app<span class=\"_ _3\"></span>licables s<span class=\"_ _3\"></span>ont <span class=\"wsea\">consid\u00e9r\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>non \u00e9qui<span class=\"_ _3\"></span>valents \u00e0</div>\n<div class=\"t m0 x21b h62 y1685 ff1bf fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">Solvabilit<span class=\"_ _0\"></span>\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf0 ws104\">II. <span class=\"lsde wsfa\">Depuis le<span class=\"_ _3\"></span> <span class=\"wseb\">quatri\u00e8me tri<span class=\"_ _3\"></span>mestre 2021<span class=\"_ _3\"></span>, AgeSA, l<span class=\"_ _3\"></span>\u2019entrepri<span class=\"lsdc wse9\">se associ\u00e9e en T<span class=\"_ _0\"></span>urquie ac<span class=\"_ _0\"></span>quise </span></span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1686 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en mai 2021, <span class=\"lsdd\">est<span class=\"ls0 ws0\"> </span></span>in<span class=\"_ _0\"></span>cluse da<span class=\"_ _0\"></span>ns le p\u00e9rim\u00e8t<span class=\"_ _0\"></span>re des cal<span class=\"_ _0\"></span>culs de sol<span class=\"_ _0\"></span>vabilit<span class=\"_ _0\"></span>\u00e9 du group<span class=\"_ _0\"></span>e. AgeSA pa<span class=\"_ _0\"></span>rtage</div>\n<div class=\"t m0 x21b h62 y1687 ff1bf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">avec Age<span class=\"_ _0\"></span>as ses r<span class=\"_ _0\"></span>\u00e9sultats<span class=\"_ _0\"></span> sur b<span class=\"_ _0\"></span>ase de S<span class=\"_ _0\"></span>olvabilit<span class=\"_ _0\"></span>\u00e9 II qui <span class=\"_ _0\"></span>sont i<span class=\"_ _0\"></span>nclus pr<span class=\"_ _0\"></span>oporti<span class=\"_ _0\"></span>onnelle<span class=\"_ _0\"></span>ment, s<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x21b h62 y1688 ff1bf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avanta<span class=\"_ _0\"></span>ge de divers<span class=\"_ _0\"></span>ificatio<span class=\"_ _0\"></span>n.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1689 ff1bf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y168a ff1bf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le Mod<span class=\"_ _3\"></span>\u00e8le Interne<span class=\"_ _3\"></span> Partiel (<span class=\"_ _3\"></span>MIP), Ageas<span class=\"_ _3\"></span> applique <span class=\"lsf7\">l<span class=\"_ _3\"></span>es </span><span class=\"wsfa\">m<span class=\"_ _3\"></span>esures transitoire<span class=\"_ _3\"></span>s aux provision<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y168b ff1bf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques au Po<span class=\"_ _0\"></span>rtugal<span class=\"_ _0\"></span> et en Fr<span class=\"_ _0\"></span>ance ains<span class=\"_ _0\"></span>i que <span class=\"wse9\">la c<span class=\"_ _0\"></span>lause de \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">grandfathering</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">\u00bb sur les dettes </span></span></span></div>\n<div class=\"t m0 x21b h62 y168c ff1bf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">hybrides \u00e9mises<span class=\"_ _3\"></span><span class=\"ls0 ws0\">.</span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 223px; height: 738px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">L<span class=\"lsdc wse9\">a r\u00e9concilia<span class=\"lsf8 ws111\">tion</span></span> <span class=\"lsde wsfa\">des capitaux prop<span class=\"_ _3\"></span>res sous IFRS <span class=\"lsf0 ws104\">et <span class=\"_ _3\"></span></span><span class=\"wseb\">des fond<span class=\"_ _3\"></span>s propres</span></span> <span class=\"_ _3\"></span><span class=\"lsfe ws11a\">\u00e9ligible<span class=\"_ _3\"></span>s</span> <span class=\"lsde wseb\">sous So<span class=\"_ _3\"></span>lvabilit\u00e9</span> <span class=\"lsf0 ws104\">II <span class=\"_ _3\"></span><span class=\"lsdc wseb\">ainsi que l<span class=\"_ _0\"></span>e rati<span class=\"_ _0\"></span>o de solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 <span class=\"wse8\">selon<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Mod\u00e8le Interne </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1c6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Partiel s<span class=\"_ _0\"></span>ont les <span class=\"_ _0\"></span>suiva<span class=\"_ _0\"></span>nts<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 552px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y699 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 723px; bottom: 1049px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y697 ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y697 ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y697 ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff1c8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Capitaux propres IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1019px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y69d ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1004px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 989px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 989px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y69b ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y69b ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff1c8 fs45 fc1e sc0 lsed ws105\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Passifs subordonn\u00e9s \u00e9ligibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 959px; z-index: 15;\">2.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">2.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68c ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff1c8 fs45 fc1e sc0 lse1 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Changem<span class=\"_ _0\"></span>ents<span class=\"_ _0\"></span> de p\u00e9<span class=\"_ _0\"></span>rim\u00e8tre<span class=\"_ _0\"></span> en va<span class=\"_ _0\"></span>leur <span class=\"_ _0\"></span>IFRS<span class=\"ls0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 597px; bottom: 930px; z-index: 15;\">(4.893)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 930px; z-index: 15;\">(5.646)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Exclusion des dividendes at<span class=\"_ _0\"></span>tendus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 915px; z-index: 15;\">(270)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 915px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Consolidation proportionnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 900px; z-index: 15;\">(318)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 900px; z-index: 15;\">(295)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 885px; z-index: 15;\">D\u00e9comptabilisation d\u2019entreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px; z-index: 15;\">(4.305)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 885px; z-index: 15;\">(4.856)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Ecarts de valeur <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9<span class=\"_ _3\"></span>s)</span> </span></div>\n<div class=\"t m0 x193 h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 855px; z-index: 15;\">2.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 855px; z-index: 15;\">(2.348)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">R\u00e9\u00e9valuation d\u2019immeubles de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 841px; z-index: 15;\">1.718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 826px; z-index: 15;\">D\u00e9comptabilisation des concessions de <span class=\"wsed\">parking<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 826px; z-index: 15;\">(576)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 826px; z-index: 15;\">(407)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">D\u00e9comptabilisation du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 811px; z-index: 15;\">(602)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 811px; z-index: 15;\">(610)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 796px; z-index: 15;\">R\u00e9\u00e9valuation d\u2019\u00e9l\u00e9ments du bilan<span class=\"_ _0\"></span> li\u00e9s aux assurances<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">- </span>(non audit\u00e9e)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y699 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y699 ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 781px; z-index: 15;\">(provisions techniques, cr\u00e9ances de<span class=\"_ _0\"></span> r\u00e9assurance, VOBA et<span class=\"_ _0\"></span> co\u00fbts d\u2019acquisitions diff\u00e9r\u00e9s)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 781px; z-index: 15;\">3.569<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.036)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">R\u00e9\u00e9valuation d\u2019actifs non comp<span class=\"_ _0\"></span>tabilis\u00e9s en juste <span class=\"_ _0\"></span>valeur en IFRS<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfd h65 y69d ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y69d ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">(d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span>, pr\u00eats, pr\u00eats hypoth\u00e9caires)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 752px; z-index: 15;\">(1.256)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 752px; z-index: 15;\">3.384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Impact fiscal sur les \u00e9c<span class=\"_ _0\"></span>arts de valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 737px; z-index: 15;\">(851)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6cb ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 722px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6cb ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 722px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68a ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y68a ff1c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff1c8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s fonds<span class=\"_ _0\"></span> propr<span class=\"_ _0\"></span>es Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9)</span> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 692px; z-index: 15;\">8.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 yb68 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">8.985<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Fonds propres non transf\u00e9rables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 677px; z-index: 15;\">(987)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.029)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff1c8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s fonds<span class=\"_ _0\"></span> propr<span class=\"_ _0\"></span>es Solva<span class=\"_ _0\"></span>bilit<span class=\"_ _0\"></span>\u00e9 II \u00e9lig<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lsed ws105\">(non audit\u00e9)</span> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 662px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d3 ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1c6 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Capital requis du groupe sous le mod\u00e8le interne partiel (SCR) <span class=\"ls0 ws0\">- </span><span class=\"wsee\">(non audit\u00e9)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y694 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 648px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y694 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 648px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff1c8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Ratio de<span class=\"_ _0\"></span> <span class=\"lsed ws106\">fonds propres<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xff h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 596px; bottom: 633px; z-index: 15;\">206,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68f ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 633px; z-index: 15;\">188,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y168d ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y168e ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y694 ff1c6 fs45 fc1e sc0 lse0 wsed\" style=\"left: 722px; bottom: 586px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y6de ff1c8 fs45 fc20 sc0 ls0 ws0\" style=\"left: 69px; bottom: 570px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6de ff1c8 fs45 fc20 sc0 ls0 ws0\" style=\"left: 624px; bottom: 570px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6de ff1c8 fs45 fc20 sc0 ls0 ws0\" style=\"left: 796px; bottom: 570px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 555px; z-index: 15;\">Total des fonds propres Solvabilit\u00e9 II \u00e9ligibles <span class=\"ls0 ws0\">- </span></div>\n<div class=\"t m0 x55 h65 y697 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 555px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1c6 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 555px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1c8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 540px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lsed ws106\">(non <span class=\"_ _3\"></span>audit\u00e9s), dont</span> :<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x193 h67 y6de ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 540px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6de ff1c8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 540px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1c6 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 525px; z-index: 15;\">Tier<span class=\"_ _3\"></span> 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 525px; z-index: 15;\">5.028<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 525px; z-index: 15;\">5.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1c6 fs45 fc15 sc0 lsee wsff\" style=\"left: 69px; bottom: 511px; z-index: 15;\">Tier 1 re<span class=\"_ _3\"></span>stricte<span class=\"_ _3\"></span>d<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 511px; z-index: 15;\">802<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a0 ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 511px; z-index: 15;\">1.164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1c6 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 496px; z-index: 15;\">Tier<span class=\"_ _3\"></span> 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 496px; z-index: 15;\">1.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 496px; z-index: 15;\">1.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1c6 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 481px; z-index: 15;\">Tier<span class=\"_ _3\"></span> 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 481px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 481px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1697 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1698 ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1699 ff1c6 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les fonds<span class=\"_ _3\"></span> propres on<span class=\"_ _3\"></span>t <span class=\"lsdc wse8\">baiss\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">7.956 millio<span class=\"_ _0\"></span>ns au quat<span class=\"_ _0\"></span>ri\u00e8me tri<span class=\"_ _0\"></span>mestre 20<span class=\"_ _0\"></span>21 \u00e0 EUR<span class=\"ls0 ws0\"> </span>7.13<span class=\"_ _0\"></span>7 millio<span class=\"_ _0\"></span>ns au quatri<span class=\"_ _0\"></span>\u00e8me trim<span class=\"_ _0\"></span>estre<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2022</span>. </span>Ce mouvement es<span class=\"_ _0\"></span>t </span></span></div>\n<div class=\"t m0 x6 h62 y169a ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">p<span class=\"lsde wsea\">rincipa<span class=\"_ _3\"></span>lement d\u00fb</span> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">\u00e0 diff\u00e9r<span class=\"_ _0\"></span>entes t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ions de c<span class=\"_ _0\"></span>apital <span class=\"_ _0\"></span>(inclua<span class=\"_ _0\"></span>nt le rac<span class=\"_ _0\"></span>hat d\u2019ac<span class=\"_ _0\"></span>tions, l<span class=\"_ _0\"></span>es tran<span class=\"_ _0\"></span>sactions<span class=\"_ _0\"></span> Fresh <span class=\"_ _0\"></span>e<span class=\"wse9\">t le payem<span class=\"_ _0\"></span>ent du divid<span class=\"_ _0\"></span>ende int<span class=\"_ _0\"></span>\u00e9rimair<span class=\"_ _0\"></span>e) ainsi<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y169b ff1c6 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">qu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>evolutio<span class=\"_ _0\"></span>n d\u00e9fav<span class=\"_ _0\"></span>orable d<span class=\"_ _0\"></span>es marc<span class=\"_ _0\"></span>h\u00e9s fin<span class=\"_ _0\"></span>anciers <span class=\"_ _0\"></span>(action<span class=\"_ _0\"></span>s, taux d<span class=\"_ _0\"></span>\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eats et inf<span class=\"_ _0\"></span>lation<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\">. </span><span class=\"lsde\">Ces ef<span class=\"_ _3\"></span>fets sont<span class=\"_ _3\"></span> partiellemen<span class=\"_ _3\"></span>t compens\u00e9s pa<span class=\"_ _3\"></span>r l\u2019inclu<span class=\"_ _3\"></span>sion d\u2019AFLIC </span></div>\n<div class=\"t m0 x6 h62 y169c ff1c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans le p\u00e9ri<span class=\"_ _0\"></span>m\u00e8tre de co<span class=\"_ _0\"></span>nsolid<span class=\"_ _0\"></span>ation et la soli<span class=\"_ _0\"></span>de g\u00e9n\u00e9r<span class=\"_ _0\"></span><span class=\"lsde wsfa\">ation de capi<span class=\"_ _3\"></span>tal des op\u00e9rations<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y169d ff1c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y169e ff1c6 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les fonds propr<span class=\"_ _3\"></span>es non transf\u00e9rable<span class=\"_ _3\"></span>s sont li\u00e9s \u00e0 des<span class=\"_ _3\"></span> participations<span class=\"_ _3\"></span> de tiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 344px; height: 762px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compos<span class=\"_ _0\"></span>ition de<span class=\"_ _0\"></span>s exigenc<span class=\"_ _0\"></span>es de solva<span class=\"_ _0\"></span>bilit\u00e9 du ca<span class=\"_ _0\"></span>pital se pr<span class=\"_ _0\"></span>\u00e9sente co<span class=\"_ _0\"></span>mme suit<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ca fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y697 ff1ca fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y697 ff1ca fs45 fc1e sc0 lse0 wsed\" style=\"left: 721px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Risque de march\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1035px; z-index: 15;\">4.263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">5.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Risque de d\u00e9faut de co<span class=\"_ _0\"></span>ntrepartie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 1020px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Risque de souscription en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1005px; z-index: 15;\">1.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Risque de souscription en as<span class=\"_ _0\"></span>surance sant\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 990px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 990px; z-index: 15;\">338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Risque de souscription en non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 xf8 h65 y68c ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 975px; z-index: 15;\">966<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68c ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 975px; z-index: 15;\">875<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Diversification entre ces risques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y68a ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 960px; z-index: 15;\">(2.001)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y68a ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 960px; z-index: 15;\">(1.673)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Risques non <span class=\"wsed\">diversifiables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 945px; z-index: 15;\">575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">552<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Absorption de pertes p<span class=\"_ _0\"></span>ar des provisions techn<span class=\"_ _0\"></span>iques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y691 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 931px; z-index: 15;\">(1.922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x189 h65 y691 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 931px; z-index: 15;\">(1.378)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Absorption de pertes p<span class=\"_ _0\"></span>ar des imp\u00f4ts report\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 916px; z-index: 15;\">(624)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a6 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 916px; z-index: 15;\">(755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff1cc fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Capital requis du group<span class=\"_ _3\"></span>e sous<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc1e sc0 ls0 ws0\" style=\"left: 631px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff1cc fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 886px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">le mod\u00e8le int<span class=\"_ _0\"></span>erne pa<span class=\"_ _0\"></span>rtiel<span class=\"_ _0\"></span> (SCR) <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9)</span> </span></span></div>\n<div class=\"t m0 xf7 h67 y68f ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 607px; bottom: 886px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68f ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 886px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6ed ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">Impact du mod\u00e8le interne non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie sur le risque de sous<span class=\"_ _0\"></span>cription non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></span></span></div>\n<div class=\"t m0 xf8 h65 y699 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 856px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y699 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px; z-index: 15;\">226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Impact du mod\u00e8le interne non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">vie sur la diversification et autres risques</span> </span></div>\n<div class=\"t m0 x223 h65 y697 ff1ca fs45 fc15 sc0 lsec ws109\" style=\"left: 614px; bottom: 842px; z-index: 15;\">(6<span class=\"ls0 ws0\">2) </span></div>\n<div class=\"t m0 x12b h65 y697 ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 842px; z-index: 15;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ca fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Impact du mod\u00e8le interne non<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ca fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">sur l\u2019absorption des pertes par des imp\u00f4t<span class=\"_ _0\"></span>s <span class=\"lse5 wsf4\">repor<span class=\"_ _3\"></span>t\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 812px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff1ca fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 812px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff1cc fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Capita<span class=\"_ _0\"></span>l conso<span class=\"_ _0\"></span>lid\u00e9 re<span class=\"_ _0\"></span>quis sel<span class=\"_ _0\"></span>on la for<span class=\"_ _0\"></span>mule s<span class=\"_ _0\"></span>tandar<span class=\"_ _0\"></span>d Solva<span class=\"_ _0\"></span>bilit\u00e9<span class=\"_ _0\"></span> II <span class=\"ls0 ws0\">- <span class=\"lsed ws105\">(non audit\u00e9)</span> </span></div>\n<div class=\"t m0 xf7 h67 y6a0 ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 607px; bottom: 797px; z-index: 15;\">3.<span class=\"ls0 ws0\">5</span>55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y6a0 ff1cc fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">4.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16a0 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16a1 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d y16a2 ff1cd fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">5.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y16a3 ff1cd fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Gestion<span class=\"_ _0\"></span> du capital d\u2019Ag<span class=\"_ _0\"></span>eas selon<span class=\"_ _0\"></span> Solvabil<span class=\"_ _0\"></span>it\u00e9 II <span class=\"ls0 ws0\">\u2013 </span></div>\n<div class=\"t m0 x6 h7d y16a4 ff1cd fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">SCR</div>\n<div class=\"t m0 x14e hb4 y16a5 ff1cd fs4a fc10 sc0 ls130 ws158\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x23c h7d y16a6 ff1cd fs50 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"ls10f ws132\">(pi<span class=\"_ _3\"></span>lier<span class=\"_ _3\"></span> 2 <span class=\"_ _3\"></span></span>- <span class=\"_ _3\"></span><span class=\"lsfd ws119\">non audit\u00e9s<span class=\"_ _3\"></span>)</span></div>\n<div class=\"t m0 x6 h62 y16a7 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas cons<span class=\"_ _0\"></span>id\u00e8re qu\u2019<span class=\"_ _0\"></span>une base de c<span class=\"_ _0\"></span>apital s<span class=\"_ _0\"></span>olide est un<span class=\"_ _0\"></span>e n\u00e9cess<span class=\"_ _0\"></span>it\u00e9 pour</div>\n<div class=\"t m0 x6 h62 y16a8 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urances<span class=\"_ _0\"></span> individ<span class=\"_ _0\"></span>uelle<span class=\"_ _0\"></span>s, \u00e0 la fois comm<span class=\"_ _0\"></span>e avanta<span class=\"_ _0\"></span>ge</div>\n<div class=\"t m0 x6 h62 y16a9 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">concurr<span class=\"_ _0\"></span>entiel <span class=\"_ _0\"></span>et comm<span class=\"_ _0\"></span>e soutie<span class=\"_ _0\"></span>nt \u00e0 la c<span class=\"_ _0\"></span>roissanc<span class=\"_ _0\"></span>e fut<span class=\"_ _0\"></span>ure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16aa ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16ab ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour la gest<span class=\"_ _0\"></span>ion de so<span class=\"_ _0\"></span>n capital, A<span class=\"_ _0\"></span>geas uti<span class=\"_ _0\"></span>lise une ap<span class=\"_ _0\"></span>proche int<span class=\"_ _0\"></span>erne,</div>\n<div class=\"t m0 x6 h62 y16ac ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fond\u00e9e s<span class=\"_ _0\"></span>ur le Mod\u00e8le I<span class=\"_ _0\"></span>nterne Pa<span class=\"_ _0\"></span>rtiel av<span class=\"_ _0\"></span>ec un risque d<span class=\"_ _0\"></span>e spread aj<span class=\"_ _0\"></span>ust\u00e9, en</div>\n<div class=\"t m0 x6 h62 y16ad ff1ca fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">appliquant un Mod\u00e8<span class=\"_ _3\"></span>le Interne pour l\u2019<span class=\"_ _3\"></span>Immobilier (\u00e0 comp<span class=\"_ _3\"></span>ter de 2016), le<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y16ae ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait d<span class=\"_ _0\"></span>e mesures t<span class=\"_ _0\"></span>ransit<span class=\"_ _0\"></span>oires (\u00e0 l\u2019ex<span class=\"_ _0\"></span>cepti<span class=\"_ _0\"></span>on de la<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">clause de \u00ab</span> <span class=\"lsde wsea\">gr<span class=\"_ _3\"></span>and</span>-</span></div>\n<div class=\"t m0 x6 h62 y16af ff1ca fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">p\u00e8re<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb sur les dettes hybr<span class=\"_ _0\"></span>ides \u00e9mi<span class=\"_ _0\"></span>ses et le prol<span class=\"_ _0\"></span>ongeme<span class=\"_ _0\"></span>nt de d\u00e9lais de </span></span></div>\n<div class=\"t m0 x6 h62 y16b0 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">reporti<span class=\"_ _0\"></span>ng) et un ajus<span class=\"_ _0\"></span>tement p<span class=\"_ _0\"></span>our la just<span class=\"_ _0\"></span>e valorisat<span class=\"_ _0\"></span>ion des r\u00e9<span class=\"_ _0\"></span>serves a<span class=\"_ _0\"></span>u</div>\n<div class=\"t m0 x6 h62 y16b1 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre de la no<span class=\"_ _0\"></span>rme IAS<span class=\"ls0 ws0\"> </span><span class=\"wse8\">19. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y16b2 ff1ca fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y16b3 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Selon c<span class=\"_ _0\"></span>et ajust<span class=\"_ _0\"></span>ement, l<span class=\"_ _0\"></span>e risqu<span class=\"_ _0\"></span>e de spr<span class=\"_ _0\"></span>ead est c<span class=\"_ _0\"></span>alcul\u00e9 s<span class=\"_ _0\"></span>ur la p<span class=\"_ _0\"></span>artie</div>\n<div class=\"t m0 x1a h62 y16b4 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fondame<span class=\"_ _0\"></span>ntale du ri<span class=\"_ _0\"></span>sque de sp<span class=\"_ _0\"></span>read pour to<span class=\"_ _0\"></span>utes les obl<span class=\"_ _0\"></span>igatio<span class=\"_ _0\"></span>ns. Cela</div>\n<div class=\"t m0 x1a h62 y16b5 ff1ca fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">introduit <span class=\"_ _3\"></span>une charge S<span class=\"_ _3\"></span>CR pour le<span class=\"_ _3\"></span>s obligation<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> de l\u2019UE e<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x1a h62 y16b6 ff1ca fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminue la charge<span class=\"_ _3\"></span> de risque de spread<span class=\"_ _3\"></span> pour toutes les au<span class=\"_ _3\"></span>tres</div>\n<div class=\"t m0 x1a h62 y16b7 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions. L<span class=\"_ _0\"></span>es provis<span class=\"_ _0\"></span>ions tec<span class=\"_ _0\"></span>hnique<span class=\"_ _0\"></span>s sont v<span class=\"_ _0\"></span>aloris\u00e9<span class=\"_ _0\"></span>es \u00e0 la<span class=\"ls0 ws0\"> </span><span class=\"wse9\">val<span class=\"_ _0\"></span>eur nette </span></div>\n<div class=\"t m0 x1a h62 y16b8 ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>e en uti<span class=\"_ _0\"></span>lisant<span class=\"_ _0\"></span> une cou<span class=\"_ _0\"></span>rbe de ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat com<span class=\"_ _0\"></span>me recom<span class=\"_ _0\"></span>mand\u00e9</div>\n<div class=\"t m0 x1a h62 y16b9 ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par l\u2019AEA<span class=\"_ _0\"></span>PP, mais au l<span class=\"_ _0\"></span>ieu d\u2019ut<span class=\"_ _0\"></span>iliser l\u2019a<span class=\"_ _0\"></span>justem<span class=\"_ _0\"></span>ent de vola<span class=\"_ _0\"></span>tilit\u00e9 st<span class=\"_ _0\"></span>andard,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y16ba ff1ca fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les ent<span class=\"_ _0\"></span>reprises<span class=\"_ _0\"></span> appli<span class=\"_ _0\"></span>quent un<span class=\"_ _0\"></span> ajuste<span class=\"_ _0\"></span>ment de v<span class=\"_ _0\"></span>olatil<span class=\"_ _0\"></span>it\u00e9 sp\u00e9c<span class=\"_ _0\"></span>ifique <span class=\"_ _0\"></span>\u00e0</div>\n<div class=\"t m0 x1a h62 y16bb ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">chaque ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>e ou utilis<span class=\"_ _0\"></span>ent un mod<span class=\"_ _0\"></span>\u00e8le des pert<span class=\"_ _0\"></span>es attend<span class=\"_ _0\"></span>ues, bas<span class=\"_ _0\"></span>\u00e9 sur</div>\n<div class=\"t m0 x1a h62 y16bc ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la compos<span class=\"_ _0\"></span>ition de leu<span class=\"_ _0\"></span>r portef<span class=\"_ _0\"></span>euille sp<span class=\"_ _0\"></span>\u00e9cifiq<span class=\"_ _0\"></span>ue d\u2019actif<span class=\"_ _0\"></span>s. Ce SCR est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y16bd ff1ca fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">appel\u00e9 SC<span class=\"_ _0\"></span>R</div>\n<div class=\"t m0 x60 h76 y16be ff1ca fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 487px; height: 619px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x1a1 h76 y16c4 ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xef h62 y834 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">peut \u00eatre ra<span class=\"_ _0\"></span>pproch\u00e9 d<span class=\"_ _0\"></span>u SCR Mod\u00e8l<span class=\"_ _0\"></span>e Intern<span class=\"_ _0\"></span>e Partiel c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 yb1c ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y697 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y697 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 722px; bottom: 1065px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6de ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1d1 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">SCR Mo<span class=\"_ _3\"></span>d\u00e8le In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>e Par<span class=\"_ _3\"></span>tiel <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lsed ws101\">Groupe</span> </span></div>\n<div class=\"t m0 x193 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 1035px; z-index: 15;\">3.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px; z-index: 15;\">4.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Exclusion de l\u2019impact du Co<span class=\"_ _0\"></span>mpte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1020px; z-index: 15;\">(79)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1020px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1d1 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">SCR Mo<span class=\"_ _3\"></span>d\u00e8le In<span class=\"_ _3\"></span>tern<span class=\"_ _3\"></span>e Par<span class=\"_ _3\"></span>tiel <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">Assurance</span> </span></div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 1005px; z-index: 15;\">3.381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">4.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Impact du Mod\u00e8le Inter<span class=\"_ _0\"></span>ne Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 990px; z-index: 15;\">(125)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 990px; z-index: 15;\">(184)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Risque de spread additionnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 975px; z-index: 15;\">3</div>\n<div class=\"t m0 x14f h65 y68c ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 975px; z-index: 15;\">252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Moins la diversification<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 960px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68a ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 960px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Moins les ajustements pour<span class=\"_ _0\"></span> provisions techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 945px; z-index: 15;\">3</div>\n<div class=\"t m0 x223 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 945px; z-index: 15;\">(156)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Moins la mitigation des per<span class=\"_ _0\"></span>tes fiscales report\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 931px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y6a6 ff1d1 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 69px; bottom: 916px; z-index: 15;\">SCR</div>\n<div class=\"t m0 x1d5 hb5 y16c5 ff1d1 fs74 fc1e sc0 ls10d ws130\" style=\"left: 87px; bottom: 915px; z-index: 15;\">ageas</div>\n<div class=\"t m0 x1d4 h67 y6a6 ff1d1 fs45 fc1e sc0 ls0 ws0\" style=\"left: 103px; bottom: 916px; z-index: 15;\"> <span class=\"lse0 wsed\">d'Assurance</span> </div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 916px; z-index: 15;\">3.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 916px; z-index: 15;\">4.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16c6 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16c7 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 550px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 722px; bottom: 869px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 853px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 853px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 853px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff1d1 fs45 fc1e sc0 lsed ws106\" style=\"left: 69px; bottom: 838px; z-index: 15;\">Fonds propres Solvabilit\u00e9 II <span class=\"_ _3\"></span>\u00e9ligibles au niveau Groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff1d1 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">sur la b<span class=\"_ _3\"></span>ase du Mod\u00e8le Interne Partiel</span> </div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 823px; z-index: 15;\">7.137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 823px; z-index: 15;\">7.956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Exclusion du Compte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 808px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 794px; z-index: 15;\">R\u00e9\u00e9valuation des <span class=\"wsf0\">provisions technique<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y699 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 794px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y699 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 794px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1cf fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 779px; z-index: 15;\">Comptabilisation des concessions de parking<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 779px; z-index: 15;\">499<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 779px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 764px; z-index: 15;\">Recalcul du non transf\u00e9rable<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69d ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 764px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69d ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 764px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1d1 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 749px; z-index: 15;\">Fonds pr<span class=\"_ _0\"></span>opres<span class=\"_ _0\"></span> d'assur<span class=\"_ _0\"></span>ance<span class=\"_ _0\"></span> Solvab<span class=\"_ _0\"></span>ilit\u00e9 II</div>\n<div class=\"t m0 xee hb5 y16cc ff1d1 fs74 fc1e sc0 ls10d ws130\" style=\"left: 240px; bottom: 748px; z-index: 15;\">ageas</div>\n<div class=\"t m0 x2f6 h67 y69b ff1d1 fs45 fc1e sc0 ls0 ws0\" style=\"left: 257px; bottom: 749px; z-index: 15;\"> <span class=\"ls106 ws126\">\u00e9ligible<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 601px; bottom: 749px; z-index: 15;\">7.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 749px; z-index: 15;\">7.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16cd ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16ce ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16cf ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x1a1 h76 y16d0 ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xef h62 y16d1 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">pour les act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>\u2019assuran<span class=\"_ _0\"></span>ce <span class=\"wse8\">a <span class=\"lsde wsea\">diminu\u00e9 <span class=\"lsfe ws11a\">d\u2019EU<span class=\"_ _3\"></span>R<span class=\"ls0 ws0\"> </span></span></span>4.033 </span></span></div>\n<div class=\"t m0 x6 h62 y16d2 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au quatri<span class=\"_ _0\"></span>\u00e8me trimes<span class=\"_ _0\"></span>tre<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">2021 \u00e0 3.284 million<span class=\"_ _3\"></span>s au quatri\u00e8me </span></span></div>\n<div class=\"t m0 x6 h62 y16d3 ff1cf fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">trimestre<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">2022 essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt en raiso<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">des facteurs<span class=\"_ _3\"></span></span> <span class=\"lsf7 wseb\">sui<span class=\"_ _3\"></span>vants<span class=\"_ _3\"></span></span> : <span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x6 h6b y16d4 ff1d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d3\"> <span class=\"_ _41\"> </span><span class=\"ff1d1 lsdc wseb\">La baisse du ri<span class=\"_ _0\"></span>sque <span class=\"lsf9 ws112\">de </span><span class=\"wse8\">march\u00e9<span class=\"ls0 ws0\"> <span class=\"ff1cf lsde wsfa\">en raison</span><span class=\"ff1cf\"> <span class=\"lsde wseb\">du niveau<span class=\"_ _3\"></span> de risque <span class=\"_ _3\"></span>li\u00e9s </span></span></span></span></span></span></div>\n<div class=\"t m0 x5c h62 y16d5 ff1cf fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aux a<span class=\"lsdc wse9\">ctions et au ma<span class=\"_ _0\"></span>rch\u00e9 immo<span class=\"_ _0\"></span>bilier pl<span class=\"_ _0\"></span>us bas (rec<span class=\"_ _0\"></span>lassifi<span class=\"_ _0\"></span>cations e<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x5c h62 y16d6 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions in<span class=\"_ _0\"></span>vesties<span class=\"_ _0\"></span> sur le long<span class=\"ls0 ws0\">-</span>term<span class=\"_ _0\"></span>e et am\u00e9li<span class=\"_ _0\"></span>oration d<span class=\"_ _0\"></span>u profil de</div>\n<div class=\"t m0 x5c h62 y16d7 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risque du p<span class=\"_ _0\"></span>ortefeu<span class=\"_ _0\"></span>ille imm<span class=\"_ _0\"></span>obilier<span class=\"_ _0\"></span>) ainsi que d<span class=\"_ _0\"></span>es mouvem<span class=\"_ _0\"></span>ents des</div>\n<div class=\"t m0 x5c h62 y16d8 ff1cf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">march\u00e9s finan<span class=\"_ _3\"></span>ciers (aug<span class=\"_ _3\"></span>mentation des <span class=\"_ _3\"></span>taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eats et r<span class=\"_ _3\"></span>epli des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h62 y16d9 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9s<span class=\"_ _0\"></span> boursie<span class=\"_ _0\"></span>rs).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6b y16da ff1d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d3\"> <span class=\"_ _41\"> </span><span class=\"ff1d1 lsdc wseb\">L\u2019augmentatio<span class=\"_ _0\"></span>n des r<span class=\"_ _0\"></span>isques d<span class=\"_ _0\"></span>e sousc<span class=\"_ _0\"></span>ription<span class=\"_ _0\"></span><span class=\"ff1cf ls0 ws0\"> <span class=\"lsde wseb\">en raison<span class=\"_ _3\"></span> de </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y16db ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">risques de c<span class=\"_ _0\"></span>essati<span class=\"_ _0\"></span>on en vie plus<span class=\"_ _0\"></span> \u00e9lev\u00e9s (li\u00e9<span class=\"_ _0\"></span>s aux taux d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s)</div>\n<div class=\"t m0 x5c h62 y16dc ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que d\u2019<span class=\"_ _0\"></span>une r\u00e9tent<span class=\"_ _0\"></span>ion sup<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>e des risque<span class=\"_ _0\"></span>s non<span class=\"ls0 ws0\">-</span>vie dans le</div>\n<div class=\"t m0 x5c h62 y16dd ff1cf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">programme de<span class=\"_ _3\"></span> r\u00e9assurance<span class=\"_ _3\"></span> et du d\u00e9<span class=\"_ _3\"></span>veloppement <span class=\"lsdc wse8\">d\u2019</span><span class=\"wsfa\">Ageas Re<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y16de ff1d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff1d3\"> <span class=\"_ _41\"> </span><span class=\"ff1cf lsde wsfa\">C<span class=\"_ _3\"></span>es hausses sont par<span class=\"_ _3\"></span>tiellement compens<span class=\"_ _3\"></span>\u00e9es par des change<span class=\"_ _3\"></span>ment </span></span></div>\n<div class=\"t m0 x133 h62 y16df ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au niveau d<span class=\"_ _0\"></span>es mod\u00e8les<span class=\"_ _0\"></span> ainsi qu\u2019<span class=\"_ _0\"></span>une plus gra<span class=\"_ _0\"></span>nde capaci<span class=\"_ _0\"></span>t\u00e9</div>\n<div class=\"t m0 x133 h6b y16e0 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019absor<span class=\"_ _0\"></span>ption des<span class=\"_ _0\"></span> pertes des<span class=\"_ _0\"></span> provisio<span class=\"_ _0\"></span>ns techni<span class=\"_ _0\"></span>ques.<span class=\"ff1d1 ls0 ws0\"> <span class=\"ff1cf\"> </span></span></div>\n<div class=\"t m0 x1a h62 y16e1 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y16e2 ff1cf fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Depuis 2021<span class=\"_ _3\"></span>, la capaci<span class=\"_ _3\"></span>t\u00e9 d\u2019absorp<span class=\"_ _3\"></span>tion des per<span class=\"_ _3\"></span>tes des pro<span class=\"_ _3\"></span>visions</div>\n<div class=\"t m0 x1a h62 y16e3 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">techni<span class=\"_ _0\"></span>ques compr<span class=\"_ _0\"></span>end un <span class=\"ff1d3 ls0 ws0\">\u00ab<span class=\"ff1cf\"> <span class=\"lsde wsfa\">overflow acc<span class=\"_ _3\"></span>ount</span> </span>\u00bb<span class=\"_ _3\"></span></span>. Ce compt<span class=\"_ _0\"></span>e a \u00e9t\u00e9</div>\n<div class=\"t m0 x1a h62 y16e4 ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">introdu<span class=\"_ _0\"></span>it dans le cadr<span class=\"_ _0\"></span>e de la mod\u00e9l<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n afin de mie<span class=\"_ _0\"></span>ux refl\u00e9t<span class=\"_ _0\"></span>er la</div>\n<div class=\"t m0 x1a h62 y16e5 ff1cf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">gestio<span class=\"_ _0\"></span>n du r\u00e9sul<span class=\"_ _0\"></span>tat. Le<span class=\"_ _0\"></span> mod\u00e8l<span class=\"_ _0\"></span>e pr\u00e9c\u00e9d<span class=\"_ _0\"></span>ent r\u00e9al<span class=\"_ _0\"></span>isait d<span class=\"_ _0\"></span>es plus<span class=\"ls0 ws0\">-</span><span class=\"lsf7\">va</span><span class=\"wse9\">lues et </span></div>\n<div class=\"t m0 x1a h62 y16e6 ff1cf fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">moins<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values en lien avec l<span class=\"_ _0\"></span>es limites de<span class=\"_ _0\"></span>s contrat<span class=\"_ _0\"></span>s Solvabi<span class=\"_ _0\"></span>lit\u00e9 II (v<span class=\"_ _0\"></span>ue de </span></span></div>\n<div class=\"t m0 x1a h62 y16e7 ff1cf fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">liquida<span class=\"_ _0\"></span>tion) d<span class=\"_ _0\"></span>onnant<span class=\"_ _0\"></span> une visi<span class=\"_ _0\"></span>on d\u00e9fo<span class=\"_ _0\"></span>rm\u00e9e de l<span class=\"_ _0\"></span>a marg<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>i\u00e8re fut<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x1a h62 y16e8 ff1cf fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9alis\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y16e9 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y16ea ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le SCR</div>\n<div class=\"t m0 x4b h76 y16eb ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 x221 h62 y16ec ff1cf fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">a diminu<span class=\"_ _0\"></span>\u00e9 malgr\u00e9 l\u2019<span class=\"_ _0\"></span>inclus<span class=\"_ _0\"></span>ion d\u2019AF<span class=\"_ _0\"></span>LIC dans le<span class=\"_ _0\"></span> p\u00e9rim\u00e8tre d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y16ed ff1cf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>dation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y16ee ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16ef ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16f0 ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 435px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6cb ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 552px; bottom: 435px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6cb ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 723px; bottom: 435px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span><span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 486px; bottom: 420px; z-index: 15;\">Fonds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 568px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsee\" style=\"left: 591px; bottom: 420px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 657px; bottom: 420px; z-index: 15;\">Fonds<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 420px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y691 ff1cf fs45 fc1e sc0 lse0 wsee\" style=\"left: 764px; bottom: 420px; z-index: 15;\">Ratio de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1cf fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 yb68 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 406px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 548px; bottom: 406px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 584px; bottom: 406px; z-index: 15;\">solvabilit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 yb68 ff1cf fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 406px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 720px; bottom: 406px; z-index: 15;\">SCR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 yb68 ff1cf fs45 fc1e sc0 lse4 wsf3\" style=\"left: 757px; bottom: 406px; z-index: 15;\">solvabilit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 512px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 390px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 375px; z-index: 15;\">5.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 375px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 375px; z-index: 15;\">241,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 375px; z-index: 15;\">6.116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 375px; z-index: 15;\">2.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a6 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 375px; z-index: 15;\">212,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 360px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 360px; z-index: 15;\">1.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 360px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 360px; z-index: 15;\">183,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 360px; z-index: 15;\">1.923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 360px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 360px; z-index: 15;\">165,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 345px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 345px; z-index: 15;\">441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 345px; z-index: 15;\">205,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 345px; z-index: 15;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 345px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 345px; z-index: 15;\">223,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Compte G\u00e9n\u00e9ral <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 331px; z-index: 15;\">731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 331px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 331px; z-index: 15;\">904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 331px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 331px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Les \u00e9liminations et la<span class=\"_ _0\"></span> diversification *<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 316px; z-index: 15;\">(1.355)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 316px; z-index: 15;\">(471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 316px; z-index: 15;\">(1.713)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff1cf fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 316px; z-index: 15;\">(531)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff1cf fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 316px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Total Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 301px; z-index: 15;\">7.337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 301px; z-index: 15;\">3.363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 301px; z-index: 15;\">218,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 301px; z-index: 15;\">8.135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 718px; bottom: 301px; z-index: 15;\">4.128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h67 y697 ff1d1 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 301px; z-index: 15;\">197,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y16fb ff1d4 fs48 fc15 sc0 lsf1 ws159\" style=\"z-index: 15;\">(*) Inclut l'Inde (AFLIC) depuis <span class=\"_ _3\"></span>Q4 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y16fc ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y16fd ff1cf fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">ratio ci<span class=\"_ _0\"></span>ble de ca<span class=\"_ _0\"></span>pital es<span class=\"_ _0\"></span>t d\u00e9fin<span class=\"_ _0\"></span>i \u00e0 175<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% sur la bas<span class=\"_ _0\"></span>e du SCR</span></span></div>\n<div class=\"t m0 xa0 h76 y16fe ff1cf fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">ageas</div>\n<div class=\"t m0 xb h62 y16ff ff1cf fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">.</div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 242px; height: 864px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfRegulatorySupervisionAndSolvencyExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag328": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9mun\u00e9ration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et a<span class=\"_ _4\"></span>vantages</div>\n<div class=\"t m0 x6 h7d yf8f ff1d7 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff1d7 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Avantages du <span class=\"_ _3\"></span>personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 y1702 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La pr\u00e9sente note traite des</div>\n<div class=\"t m0 x6 h75 y1703 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y1704 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y1705 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et des indemnit\u00e9s de cessat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h75 y1706 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019em<span class=\"ws0\">ploi. Les avantages </span></div>\n<div class=\"t m0 x6 h75 y1707 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">post\u00e9rieurs \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i sont les</div>\n<div class=\"t m0 x6 h75 y1708 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages du personnel, co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x6 h75 y1709 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9gimes de retraite et <span class=\"_ _0\"></span>les soins</div>\n<div class=\"t m0 x6 h75 y170a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">m\u00e9dicaux post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y170b ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables au moment de la</div>\n<div class=\"t m0 x6 h75 y170c ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cessation de la relation de<span class=\"_ _0\"></span> travail.</div>\n<div class=\"t m0 x6 h75 y170d ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y170e ff1d8 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">octroy\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"ws110\">a<span class=\"_ _3\"></span>u personnel sont des </span></div>\n<div class=\"t m0 x6 h75 y170f ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages qui ne viennent pa<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1710 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(totalement) \u00e0 \u00e9ch\u00e9ance dans <span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x6 h75 y1711 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">douze mois qui suivent la p\u00e9riode</div>\n<div class=\"t m0 x6 h75 y1712 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au cours de laquelle l<span class=\"_ _0\"></span>es employ\u00e9s</div>\n<div class=\"t m0 x6 h75 y1713 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ont rendu les services</div>\n<div class=\"t m0 x6 h75 y1714 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">correspondants, comme les p<span class=\"_ _0\"></span>rimes</div>\n<div class=\"t m0 x6 h75 y1715 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019anciennet\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf5\">et les prestations pour </span></span></div>\n<div class=\"t m0 x6 h75 y1716 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">invalidit<span class=\"lsf6 ws110\">\u00e9 de longue dur\u00e9e. Les </span></div>\n<div class=\"t m0 x6 h75 y1717 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">indemnit\u00e9s de cessation d\u2019<span class=\"_ _0\"></span>emploi</div>\n<div class=\"t m0 x6 h75 y1718 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont des avantages du person<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x6 h75 y1719 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables lors de la cessatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h75 y171a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">anticip\u00e9e du contrat de tr<span class=\"_ _0\"></span>avail de</div>\n<div class=\"t m0 x6 h75 y171b ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">l\u2019employ\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y171c ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y171d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y171e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente un r\u00e9ca<span class=\"_ _0\"></span>pitul<span class=\"_ _0\"></span>atif des pas<span class=\"_ _0\"></span>sifs (act<span class=\"_ _0\"></span>ifs) li\u00e9s a<span class=\"_ _0\"></span>ux avanta<span class=\"_ _0\"></span>ges du <span class=\"lsde wsea\">personnel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y171f ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1d5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Avantages post\u00e9rieurs \u00e0 l'e<span class=\"_ _0\"></span>mploi <span class=\"ls0 ws0\">- </span>R\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\">- </span><span class=\"wsed\">pensions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Dettes relatives \u00e0 d'aut<span class=\"_ _0\"></span>res avantages du personnel \u00e0<span class=\"_ _0\"></span> long terme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y694 ff1da fs45 fc1e sc0 lse0 wsf0\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Total des passifs (actifs) nets li\u00e9s \u00e0 des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 696px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1727 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1728 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1729 ff1d5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs e<span class=\"_ _3\"></span>t co\u00fbts de service li\u00e9<span class=\"_ _3\"></span>s sont calcul\u00e9s se<span class=\"_ _3\"></span>lon la m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es.</div>\n<div class=\"t m0 x21b h62 y172a ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cette m\u00e9thod<span class=\"_ _3\"></span>e consiste <span class=\"_ _3\"></span>\u00e0 prendre <span class=\"_ _3\"></span>en charge <span class=\"_ _3\"></span>l\u2019obligation<span class=\"_ _3\"></span> g\u00e9n\u00e9r\u00e9e au <span class=\"_ _3\"></span>titre des <span class=\"_ _3\"></span>droits a<span class=\"_ _3\"></span>cquis, mais</div>\n<div class=\"t m0 x21b h62 y172b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e su<span class=\"_ _0\"></span>r les bases d<span class=\"_ _0\"></span>es prest<span class=\"_ _0\"></span>ations fut<span class=\"_ _0\"></span>ures et des pr<span class=\"_ _0\"></span>incip<span class=\"_ _0\"></span>es d\u2019attri<span class=\"_ _0\"></span>bution<span class=\"_ _0\"></span> des droits d\u00e9f<span class=\"_ _0\"></span>inie pa<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x21b h62 y172c ff1d5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9gime.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y172d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y172e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des pres<span class=\"_ _0\"></span>tations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es est la vale<span class=\"_ _0\"></span>ur nette act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>\u00e9e des avant<span class=\"_ _0\"></span>ages att<span class=\"_ _0\"></span>ribu\u00e9s au</div>\n<div class=\"t m0 x21b h62 y172f ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant mes<span class=\"_ _0\"></span>ur\u00e9s \u00e0 l<span class=\"_ _0\"></span>a date d<span class=\"_ _0\"></span>e report<span class=\"_ _0\"></span>ing. Le c<span class=\"_ _0\"></span>o\u00fbt des<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de la <span class=\"_ _0\"></span>p\u00e9riode <span class=\"_ _0\"></span>en cour<span class=\"_ _0\"></span>s est la <span class=\"_ _0\"></span>valeur</div>\n<div class=\"t m0 x21b h62 y1730 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nette act<span class=\"_ _0\"></span>ualis\u00e9e d<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges reven<span class=\"_ _0\"></span>ant au part<span class=\"_ _0\"></span>icipant<span class=\"_ _0\"></span> rattach\u00e9s a<span class=\"_ _0\"></span>ux servi<span class=\"_ _0\"></span>ces dura<span class=\"_ _0\"></span>nt l\u2019ann\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1731 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1732 ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>de pension<span class=\"_ _3\"></span> englobent l<span class=\"_ _3\"></span>es charges d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eats ne<span class=\"_ _3\"></span>ttes, calcul<span class=\"_ _3\"></span>\u00e9es en appl<span class=\"_ _3\"></span>iquant le <span class=\"_ _3\"></span>taux</div>\n<div class=\"t m0 x21b h62 y1733 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n au passif n<span class=\"_ _0\"></span>et de pension.<span class=\"_ _0\"></span> Le taux d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation est u<span class=\"_ _0\"></span>n taux utilis<span class=\"_ _0\"></span>\u00e9 pour les</div>\n<div class=\"t m0 x21b h62 y1734 ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions d\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses de tr<span class=\"_ _0\"></span>\u00e8s bonn<span class=\"_ _0\"></span>e qualit<span class=\"_ _0\"></span>\u00e9 lors<span class=\"_ _0\"></span>qu\u2019il y a <span class=\"_ _0\"></span>un march<span class=\"_ _0\"></span>\u00e9 actif <span class=\"_ _0\"></span>pour ce t<span class=\"_ _0\"></span>ype d\u2019<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>on,</div>\n<div class=\"t m0 x21b h62 y1735 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un <span class=\"lsde wseb\">taux utilis\u00e9<span class=\"_ _3\"></span> pour les <span class=\"_ _3\"></span>obligations s<span class=\"_ _3\"></span>ouveraines<span class=\"_ _3\"></span> dans les a<span class=\"_ _3\"></span>utres march\u00e9<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1736 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1737 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> actifs po<span class=\"_ _0\"></span>urraient<span class=\"_ _0\"></span> \u00eatre limit<span class=\"_ _0\"></span>\u00e9s \u00e0 leur mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e sous la form<span class=\"_ _0\"></span>e d\u2019une r\u00e9<span class=\"_ _0\"></span>duction des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1738 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cotisat<span class=\"_ _0\"></span>ions futu<span class=\"_ _0\"></span>res ou un rem<span class=\"_ _0\"></span>boursem<span class=\"_ _0\"></span>ent en esp\u00e8<span class=\"_ _0\"></span>ces (plaf<span class=\"_ _0\"></span>onnem<span class=\"_ _0\"></span>ent de l\u2019act<span class=\"_ _0\"></span>if). En ou<span class=\"lsde wsfa\">tre, il pourrait y </span></div>\n<div class=\"t m0 x21b h62 y1739 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u2019un passif<span class=\"_ _0\"></span> provena<span class=\"_ _0\"></span>nt d\u2019une exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y173a ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y173b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de prof<span class=\"_ _0\"></span>its et pert<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>iels pour av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019emp<span class=\"_ _0\"></span>loi se fait<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x21b h62 y173c ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>a<span class=\"lsde wseb\">t global <span class=\"_ _3\"></span>consolid\u00e9 (Ot<span class=\"_ _3\"></span>her Comprehen<span class=\"_ _3\"></span>sive Income)<span class=\"_ _3\"></span> tandis q<span class=\"_ _3\"></span>ue les pro<span class=\"_ _3\"></span>fits et per<span class=\"_ _3\"></span>tes actuariel<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y173d ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les <span class=\"_ _0\"></span>autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e0 lon<span class=\"_ _0\"></span>g terme e<span class=\"_ _0\"></span>t des i<span class=\"_ _0\"></span>ndemnit<span class=\"_ _0\"></span>\u00e9s de c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n d\u2019emp<span class=\"_ _0\"></span>loi sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y173e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 220px; height: 741px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 220px; height: 741px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 220px; height: 741px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1dd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">A<span class=\"_ _3\"></span>vantages post<span class=\"_ _3\"></span>\u00e9rieurs \u00e0 <span class=\"wsea\">l<span class=\"_ _3\"></span>\u2019emploi</span></span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ff1df fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestati<span class=\"_ _0\"></span>ons d\u00e9fin<span class=\"_ _0\"></span>ies et autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h7e ye82 ff1df fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">l'emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas g\u00e8r<span class=\"_ _0\"></span>e plusie<span class=\"_ _0\"></span>urs r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies qui<span class=\"_ _0\"></span> couvrent la</div>\n<div class=\"t m0 x6 h62 ye84 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">majorit\u00e9 de<span class=\"_ _3\"></span>s membr<span class=\"wsfa\">es de son<span class=\"_ _3\"></span> personnel<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye19 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye1a ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 prestation<span class=\"_ _3\"></span>s d\u00e9finie<span class=\"_ _3\"></span>s pr\u00e9voient <span class=\"_ _3\"></span>des prestation<span class=\"_ _3\"></span>s cal<span class=\"lsdc wse8\">cul\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ye85 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n du nombr<span class=\"_ _0\"></span>e d\u2019ann\u00e9<span class=\"_ _0\"></span>es de servi<span class=\"_ _0\"></span>ce et du nive<span class=\"_ _0\"></span>au de la</div>\n<div class=\"t m0 x6 h62 ye86 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9ration.<span class=\"_ _3\"></span> Les obli<span class=\"_ _3\"></span>gations de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t d\u00e9termin\u00e9es <span class=\"_ _3\"></span>sur la<span class=\"_ _3\"></span> base</div>\n<div class=\"t m0 x6 h62 yced ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des tables<span class=\"_ _3\"></span> de mortali<span class=\"_ _3\"></span>t\u00e9, de l<span class=\"_ _3\"></span>a rotation d<span class=\"_ _3\"></span>u personnel<span class=\"_ _3\"></span>, des projec<span class=\"_ _3\"></span>tions</div>\n<div class=\"t m0 x6 h62 ycee ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">salariales <span class=\"_ _3\"></span>et des pe<span class=\"_ _3\"></span>rspectives \u00e9co<span class=\"_ _3\"></span>nomiques, t<span class=\"_ _3\"></span>el<span class=\"lsdc wse9\">les que l\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on et le </span></div>\n<div class=\"t m0 x6 h62 ycef ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019actual<span class=\"_ _3\"></span>isation. Les tau<span class=\"_ _3\"></span>x d\u2019actualisati<span class=\"_ _3\"></span>on sont d\u00e9termin\u00e9s<span class=\"_ _3\"></span> par pays</div>\n<div class=\"t m0 x6 h62 y947 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou par r\u00e9<span class=\"_ _0\"></span>gion sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>du ren<span class=\"_ _0\"></span>dement (<span class=\"_ _0\"></span>\u00e0 la date <span class=\"_ _0\"></span>d\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce)</div>\n<div class=\"t m0 x6 h62 y948 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019oblig<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises not<span class=\"_ _0\"></span>\u00e9es AA. Ces<span class=\"_ _0\"></span> plans \u00e0 prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9finies<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y949 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposent<span class=\"_ _0\"></span> le group<span class=\"_ _0\"></span>e \u00e0 des<span class=\"ls0 ws0\"> </span>risques ac<span class=\"_ _0\"></span>tuari<span class=\"_ _0\"></span>els comme l<span class=\"_ _0\"></span>e risque de</div>\n<div class=\"t m0 x6 h62 y94a ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">long\u00e9vit<span class=\"_ _0\"></span>\u00e9, de ch<span class=\"_ _0\"></span>ange, d<span class=\"_ _0\"></span>e taux et<span class=\"_ _0\"></span> de marc<span class=\"_ _0\"></span>h\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y94c ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Outre les<span class=\"_ _0\"></span> retraites<span class=\"_ _0\"></span>, les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i compren<span class=\"_ _0\"></span>nent</div>\n<div class=\"t m0 x6 h62 y9a6 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent d\u2019aut<span class=\"_ _0\"></span>res ch<span class=\"_ _0\"></span>arges co<span class=\"_ _0\"></span>mme le re<span class=\"_ _0\"></span>mbours<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>d\u2019une part<span class=\"_ _0\"></span>ie de</div>\n<div class=\"t m0 x6 h62 y9a7 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la prime<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance s<span class=\"_ _0\"></span>oins de s<span class=\"_ _0\"></span>ant\u00e9,<span class=\"ls0 ws0\"> </span><span class=\"wse9\">qui co<span class=\"_ _0\"></span>ntinue d\u2019\u00eat<span class=\"_ _0\"></span>re octro<span class=\"_ _0\"></span>y\u00e9e apr\u00e8s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9part \u00e0 la ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y950 ff1df fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">R\u00e9gimes<span class=\"_ _0\"></span> de ret<span class=\"_ _0\"></span>raite \u00e0 cot<span class=\"_ _0\"></span>isat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y951 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>pte en outr<span class=\"_ _0\"></span>e, \u00e0 l\u2019\u00e9che<span class=\"_ _0\"></span>lle mond<span class=\"_ _0\"></span>iale, un ce<span class=\"_ _0\"></span>rtain nom<span class=\"_ _0\"></span>bre de</div>\n<div class=\"t m0 x6 h62 y952 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite \u00e0 c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons d\u00e9f<span class=\"_ _0\"></span>inies. <span class=\"_ _0\"></span>Dans le ca<span class=\"_ _0\"></span>dre de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y953 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ce type,<span class=\"_ _0\"></span> l\u2019em<span class=\"wse9\">pl<span class=\"_ _0\"></span>oyeur s\u2019e<span class=\"_ _0\"></span>ngage un<span class=\"_ _0\"></span>iquement<span class=\"_ _0\"></span> \u00e0 payer les c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons </span></div>\n<div class=\"t m0 x6 h62 y954 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es confo<span class=\"_ _0\"></span>rm\u00e9ment aux<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s pr\u00e9vu<span class=\"_ _0\"></span>es dans le r\u00e8g<span class=\"_ _0\"></span>lement de</div>\n<div class=\"t m0 x6 h62 y955 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pension.<span class=\"_ _0\"></span> Les cotis<span class=\"_ _0\"></span>ations de l<span class=\"_ _0\"></span>\u2019employ<span class=\"_ _0\"></span>eur aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 cot<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y956 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> s\u2019\u00e9lev<span class=\"_ _0\"></span>aient \u00e0 <span class=\"_ _0\"></span>EUR 9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">millions en 2022 (2021</span> <span class=\"_ _3\"></span>: <span class=\"lsf3 ws10c\">EUR<span class=\"_ _3\"></span></span> </span><span class=\"wse9\">11 millions) </span></div>\n<div class=\"t m0 x6 h62 y957 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">t sont comptab<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> en Frais de pe<span class=\"_ _0\"></span>rsonnel (v<span class=\"_ _0\"></span>oir note 40<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y958 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1744 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En Belgiqu<span class=\"_ _0\"></span>e, Ageas<span class=\"_ _0\"></span> a d\u00e9fini des pl<span class=\"_ _0\"></span>ans de retr<span class=\"_ _0\"></span>aite \u00e0 cotis<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies,</div>\n<div class=\"t m0 x1a h62 y1745 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span> conform<span class=\"_ _0\"></span>\u00e9ment \u00e0 <span class=\"_ _0\"></span>la Loi du <span class=\"_ _0\"></span>28 Avri<span class=\"_ _0\"></span>l 2003 c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant les <span class=\"_ _0\"></span>pension<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y1746 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s (r\u00e9gimes<span class=\"_ _3\"></span> WAP/LPC). Ces<span class=\"_ _3\"></span> plans engag<span class=\"lsdc\">ent l\u2019employ<span class=\"_ _0\"></span>eur </span></div>\n<div class=\"t m0 x1a h62 y1747 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au paiem<span class=\"_ _0\"></span>ent de c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent aux t<span class=\"_ _0\"></span>ermes d<span class=\"_ _0\"></span>u plan, et<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 y1748 ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">garantir un rende<span class=\"_ _3\"></span>ment minimum li\u00e9<span class=\"_ _3\"></span> au rendement de<span class=\"_ _3\"></span>s obligations d\u2019\u00c9ta<span class=\"_ _3\"></span>t,</div>\n<div class=\"t m0 x1a h62 y1749 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous r\u00e9se<span class=\"_ _0\"></span>rve d\u2019un pl<span class=\"_ _0\"></span>ancher d<span class=\"_ _0\"></span>e 1,75% et d\u2019u<span class=\"_ _0\"></span>n plafon<span class=\"_ _0\"></span>d de 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y174a ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y174b ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La loi du 18 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>5 visant \u00e0 gar<span class=\"_ _0\"></span>an<span class=\"lsde wsfa\">tir la p\u00e9rennit\u00e9 et le<span class=\"_ _3\"></span> caract\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y174c ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">social <span class=\"_ _0\"></span>des pens<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>pl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> et visant<span class=\"_ _0\"></span> \u00e0 renf<span class=\"_ _0\"></span>orcer l<span class=\"_ _0\"></span>e caract<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 y174d ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux pen<span class=\"_ _3\"></span>sions de ret<span class=\"_ _3\"></span>raite, modi<span class=\"_ _3\"></span>fie</div>\n<div class=\"t m0 x1a h62 y174e ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019engagemen<span class=\"_ _3\"></span>t de l\u2019employeur pou<span class=\"_ _3\"></span>r ces plans. A par<span class=\"_ _3\"></span>tir du 1</div>\n<div class=\"t m0 xf5 h76 y174f ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21e h62 ybd4 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">janvier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y10d5 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">2016, le t<span class=\"_ _0\"></span>aux d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">ga<span class=\"_ _0\"></span>ranti par l\u2019<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>eur est \u00e9gal \u00e0 un p<span class=\"_ _0\"></span>ourcent<span class=\"_ _0\"></span>age </span></div>\n<div class=\"t m0 x1a h62 y1750 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(65%) de la moy<span class=\"_ _0\"></span>enne au 1</div>\n<div class=\"t m0 xe h76 y1751 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd h62 yf5d ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">juin sur les 24<span class=\"_ _3\"></span> derniers mois<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x1a h62 y1752 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ents des ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns lin\u00e9air<span class=\"_ _0\"></span>es de l'Et<span class=\"_ _0\"></span>at belge \u00e0 10 an<span class=\"_ _0\"></span>s. Ce taux</div>\n<div class=\"t m0 x1a h62 y1753 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est appli<span class=\"_ _0\"></span>qu\u00e9 au 1</div>\n<div class=\"t m0 x118 h76 y1754 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x62 h62 y1755 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">janvier d<span class=\"_ _0\"></span>e l\u2019ann<span class=\"_ _0\"></span>\u00e9e suiva<span class=\"_ _0\"></span>nte. Ce c<span class=\"_ _0\"></span>alcul do<span class=\"_ _0\"></span>nne un t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 y1756 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat garant<span class=\"_ _0\"></span>i de 1,75% au 1</div>\n<div class=\"t m0 x219 h76 y1757 ff1dd fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x54 h62 yf5f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022 (1,75% a<span class=\"_ _0\"></span>u 1</span></div>\n<div class=\"t m0 xf5 h76 y1757 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21e h62 yf5f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">janvier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf60 ff1dd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf61 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1758 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En raison d<span class=\"_ _0\"></span>e cette gar<span class=\"_ _0\"></span>antie de ren<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> minimum,<span class=\"_ _0\"></span> les plans W<span class=\"_ _0\"></span>AP/LP<span class=\"_ _0\"></span>C</div>\n<div class=\"t m0 x1a h62 y1759 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne constit<span class=\"_ _0\"></span>uent pas de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 contrib<span class=\"_ _0\"></span>utions d\u00e9f<span class=\"_ _0\"></span>inies au s<span class=\"_ _0\"></span>ens strict d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y175a ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IAS<span class=\"_ _0\"></span> 19. La norm<span class=\"_ _0\"></span>e IAS 19 n\u2019ab<span class=\"_ _0\"></span>orde tout<span class=\"_ _0\"></span>efois pas la</div>\n<div class=\"t m0 x1a h62 y175b ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion des pla<span class=\"_ _0\"></span>ns hybride<span class=\"_ _0\"></span>s et la modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n de la loi le 1</div>\n<div class=\"t m0 x17f h76 y175c ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xf1 h62 y10e3 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10e4 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>016 a facil<span class=\"_ _0\"></span>it\u00e9 la compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation de ces pl<span class=\"_ _0\"></span>ans en uti<span class=\"_ _0\"></span>lisant la</div>\n<div class=\"t m0 x1a h62 y10e5 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de <span class=\"_ _3\"></span>cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es. Ainsi<span class=\"_ _3\"></span>, Ageas a<span class=\"_ _3\"></span> estim\u00e9 le<span class=\"_ _3\"></span> passif</div>\n<div class=\"t m0 x1a h62 y175d ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cotis<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies au 1</div>\n<div class=\"t m0 x110 h76 y175e ff1dd fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1cd h62 y175f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">janvier 20<span class=\"_ _0\"></span>16 selo<span class=\"_ _0\"></span>n la nor<span class=\"_ _0\"></span>me IAS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">19.</span> </span></span></div>\n<div class=\"t m0 x1a h62 y1760 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1761 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e le d\u00e9tail des<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x1a h62 y1762 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la situati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre rel<span class=\"_ _0\"></span>atifs aux o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons de</div>\n<div class=\"t m0 x1a h62 y1763 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pension \u00e0 p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies et aux aut<span class=\"_ _0\"></span>res ava<span class=\"_ _0\"></span>ntages p<span class=\"_ _0\"></span>ost\u00e9rieu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1764 ff1dd fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1765 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1766 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 577px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 512px; bottom: 547px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y68a ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 576px; bottom: 577px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 542px; bottom: 562px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 547px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 547px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68a ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 577px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 710px; bottom: 562px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 547px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 547px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 517px; z-index: 15;\">Valeur actuelle des obl<span class=\"_ _0\"></span>igations financ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 517px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 517px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y797 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y797 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 502px; z-index: 15;\">Valeur actuelle des obl<span class=\"_ _0\"></span>igations <span class=\"wsed\">non<span class=\"ls0 ws0\">-</span>financ\u00e9es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 502px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 502px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 502px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 502px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 487px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 597px; bottom: 487px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 487px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 487px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>des r\u00e9gimes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 472px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 472px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6ed ff1e0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 457px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 457px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 457px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 457px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 442px; z-index: 15;\">Plafonnement de l'actif/exigence<span class=\"_ _0\"></span> de financement minima<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 442px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 442px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6d3 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6d3 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1dd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Autres montants <span class=\"wsee\">comptabilis\u00e9s dans l\u2019\u00e9tat<span class=\"_ _0\"></span> de la situation financi\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 427px; z-index: 15;\">2</div>\n<div class=\"t m0 x2c h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 614px; bottom: 427px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 413px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 413px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 413px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 413px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Montants repris dans l'\u00e9ta<span class=\"_ _0\"></span>t de la situation fina<span class=\"_ _0\"></span>nci\u00e8re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x41 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 530px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 620px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 368px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 368px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 368px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 368px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 353px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 353px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 353px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 353px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 338px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 338px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 338px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 327px; height: 779px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 327px; height: 779px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s des r\u00e9gi<span class=\"_ _0\"></span>mes \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9finies<span class=\"_ _0\"></span> sont inclus<span class=\"_ _0\"></span> dans le post<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff1e2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> <span class=\"wse9\">courus et aut<span class=\"_ _0\"></span>res pass<span class=\"_ _0\"></span>ifs (voir<span class=\"_ _0\"></span> note 24) tan<span class=\"_ _0\"></span>dis que les act<span class=\"_ _0\"></span>ifs de </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces r\u00e9gim<span class=\"_ _0\"></span>es sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats<span class=\"_ _0\"></span> courus et aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y93e ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 15).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Puisqu<span class=\"_ _0\"></span>e Ageas <span class=\"_ _0\"></span>est une in<span class=\"_ _0\"></span>stitut<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sp\u00e9cial<span class=\"_ _0\"></span>is\u00e9e da<span class=\"_ _0\"></span>ns la ges<span class=\"_ _0\"></span>tion</div>\n<div class=\"t m0 x6 h62 y941 ff1e2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages du<span class=\"_ _3\"></span> personnel (<span class=\"lsdc wse9\">Employee Ben<span class=\"_ _0\"></span>efits), c<span class=\"_ _0\"></span>ertains de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y942 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de retrait<span class=\"_ _0\"></span>e du person<span class=\"_ _0\"></span>nel sont ass<span class=\"_ _0\"></span>ur\u00e9s aup<span class=\"_ _0\"></span>r\u00e8s de com<span class=\"_ _0\"></span>pagnies</div>\n<div class=\"t m0 x6 h62 y943 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ances d\u2019<span class=\"_ _0\"></span>Ageas. En ve<span class=\"_ _0\"></span>rtu des IF<span class=\"_ _0\"></span>RS, les act<span class=\"_ _0\"></span>ifs auxqu<span class=\"_ _0\"></span>els ces</div>\n<div class=\"t m0 x6 h62 y944 ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9gimes de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t adoss\u00e9s<span class=\"_ _3\"></span> ne r\u00e9ponden<span class=\"_ _3\"></span>t pas aux con<span class=\"_ _3\"></span>ditions pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yf19 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre \u00e9ligi<span class=\"_ _0\"></span>bles et ne do<span class=\"_ _0\"></span>ivent do<span class=\"_ _0\"></span>nc pas \u00eatre co<span class=\"_ _0\"></span>nsid\u00e9r<span class=\"_ _0\"></span>\u00e9s comme d<span class=\"_ _0\"></span>es actifs</div>\n<div class=\"t m0 x1a h62 yf1a ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du plan. C<span class=\"_ _3\"></span>\u2019est pourq<span class=\"_ _3\"></span>uoi ils <span class=\"_ _3\"></span>sont class\u00e9s <span class=\"_ _3\"></span>comme \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">n<span class=\"_ _3\"></span>on financ\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 yf1b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfb ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019un point<span class=\"_ _0\"></span> de vue \u00e9cono<span class=\"_ _0\"></span>mique, le pa<span class=\"_ _0\"></span>ssif d\u00e9fi<span class=\"_ _0\"></span>ni net est com<span class=\"_ _0\"></span>pens\u00e9 pa<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 ycfc ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs du p<span class=\"_ _0\"></span>lan non \u00e9li<span class=\"_ _0\"></span>gibles que d<span class=\"_ _0\"></span>\u00e9tient Ag<span class=\"_ _0\"></span>eas (2022:<span class=\"_ _0\"></span> EUR 543 mil<span class=\"_ _0\"></span>lio<span class=\"lsde wsea\">ns<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">544). D\u00e8s <span class=\"_ _0\"></span>lors, le p<span class=\"_ _0\"></span>assif <span class=\"_ _0\"></span>(actif) n<span class=\"_ _0\"></span>et s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span><span class=\"wseb\">milli<span class=\"_ _3\"></span>ons en 202<span class=\"_ _3\"></span>2 (2021: E<span class=\"_ _3\"></span>UR<span class=\"ls0 ws0\"> </span></span>184<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millions<span class=\"_ _0\"></span>) pour des ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ions de </span></span></div>\n<div class=\"t m0 x1a h62 ycff ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1226 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1227 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente l\u2019\u00e9<span class=\"_ _0\"></span>voluti<span class=\"_ _0\"></span>on des p<span class=\"_ _0\"></span>assifs <span class=\"_ _0\"></span>(actifs) <span class=\"_ _0\"></span>nets des <span class=\"_ _0\"></span>r\u00e9gime<span class=\"_ _0\"></span>s \u00e0 prest<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"_ _0\"></span> tels qu<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1229 ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y122a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 860px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 845px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 860px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 845px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 785px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 785px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 785px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 785px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 785px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total des charges des <span class=\"_ _0\"></span>r\u00e9gimes \u00e0 prestations d\u00e9finie<span class=\"_ _0\"></span>s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 770px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 770px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 770px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 770px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> <span class=\"wsed\">l'employeur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 726px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 726px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 711px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 711px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 711px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 681px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 681px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 681px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 681px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 652px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 652px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 652px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 652px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y178a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178c ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous nou<span class=\"_ _3\"></span>s montre <span class=\"_ _3\"></span>les variation<span class=\"_ _3\"></span>s des obliga<span class=\"_ _3\"></span>tions des<span class=\"_ _3\"></span> r\u00e9gimes \u00e0 <span class=\"_ _3\"></span>prestations d\u00e9fi<span class=\"_ _3\"></span>nies.</span> </span></div>\n<div class=\"t m0 x6 h62 y178d ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 573px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 558px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 573px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 558px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 498px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 498px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 498px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 498px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 483px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 483px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 483px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 483px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Charges d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 468px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 468px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 439px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 439px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 439px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 439px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 409px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 409px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 394px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 394px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 394px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 379px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 379px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 379px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 364px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 349px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 349px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 349px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 349px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 349px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y179e ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y179f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17a0 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es actifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17a1 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 271px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 271px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 271px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Juste valeur des actifs des <span class=\"lse2 ws103\">r\u00e9gim<span class=\"_ _3\"></span>es au 1er j<span class=\"_ _3\"></span>anvie<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 240px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 240px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1e2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 226px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 226px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 226px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 211px; z-index: 15;\">R\u00e9\u00e9valuation (rendement des a<span class=\"_ _0\"></span>ctifs des plans hors effe<span class=\"_ _0\"></span>t du taux d\u2019int\u00e9r\u00eat)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 211px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 211px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 196px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 196px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 196px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 181px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 181px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 181px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 166px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 166px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 166px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 151px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 151px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 151px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 136px; z-index: 15;\">Juste valeur des actifs des r\u00e9gimes au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 136px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 136px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 125px; height: 981px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les changem<span class=\"_ _0\"></span>ents dans<span class=\"_ _0\"></span> le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif<span class=\"_ _0\"></span> et/ou l\u2019exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nancem<span class=\"_ _0\"></span>ent minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier</span> </div>\n<div class=\"t m0 xe8 h67 y6a0 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1005px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17c3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif est li<span class=\"_ _0\"></span>\u00e9 aux entit<span class=\"_ _0\"></span>\u00e9s Ageas a<span class=\"_ _0\"></span>u <span class=\"wse8\">Portug<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17c6 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s affect<span class=\"_ _0\"></span>ant le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at li\u00e9s aux r\u00e9<span class=\"_ _0\"></span>gimes \u00e0 pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es et aux autre<span class=\"_ _0\"></span>s avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h62 y17c8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019emplo<span class=\"_ _0\"></span>i pour l\u2019ex<span class=\"_ _0\"></span>ercice cl\u00f4t<span class=\"_ _0\"></span>ur\u00e9 au 31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y17c9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 849px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 849px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 543px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">prestations d\u00e9finies</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 849px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 709px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">post\u00e9rieurs \u00e0 l'emploi</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 820px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 789px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 789px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eat nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 774px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 745px; z-index: 15;\">R\u00e8glements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Total des charges des r\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 730px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 730px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y17d3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats nett<span class=\"_ _0\"></span>es sont inc<span class=\"_ _0\"></span>luses dans<span class=\"_ _0\"></span> les Charg<span class=\"_ _0\"></span>es financ<span class=\"_ _0\"></span>i\u00e8res (voi<span class=\"_ _0\"></span>r note 37). T<span class=\"_ _0\"></span>ous les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts figure<span class=\"_ _0\"></span>nt da<span class=\"lsde wseb\">ns les Frais de <span class=\"_ _3\"></span>personnel </span></div>\n<div class=\"t m0 x6 h62 y17d6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17d7 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente la c<span class=\"_ _0\"></span>ompos<span class=\"_ _0\"></span>ition des<span class=\"_ _0\"></span> r\u00e9\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>ns en fin <span class=\"_ _0\"></span>d\u2019ann\u00e9<span class=\"_ _0\"></span>e, au 31 d<span class=\"_ _0\"></span>\u00e9cembr<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17d9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 604px; z-index: 15;\">R\u00e9gies \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 589px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 604px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 589px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Rendement des actifs du plan<span class=\"_ _0\"></span> hors effet du <span class=\"_ _0\"></span>taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">R\u00e9\u00e9valuation du plafonnemen<span class=\"_ _0\"></span>t de l'actif/de l'exigence d<span class=\"_ _0\"></span>e financement minimal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Pertes (profits) actuarielles rela<span class=\"_ _0\"></span>tives \u00e0:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses d\u00e9mograp<span class=\"_ _0\"></span>hiques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 499px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">5</div>\n<div class=\"t m0 x64 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses financi\u00e8res</span> </div>\n<div class=\"t m0 x231 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 484px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 484px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 484px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 484px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des ajustements \u00e0 l\u2019exp\u00e9rience</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 469px; z-index: 15;\">0</div>\n<div class=\"t m0 x6 h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 469px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">R\u00e9\u00e9valuation du passif (de l'actif) d\u00e9fini net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 517px; bottom: 455px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 455px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 455px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 455px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17e4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e5 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9\u00e9val<span class=\"_ _0\"></span>uation du pa<span class=\"_ _0\"></span>ssif net li<span class=\"_ _0\"></span>\u00e9 \u00e0 des r\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies est</div>\n<div class=\"t m0 x6 h62 y17e7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat du r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> global (OC<span class=\"_ _0\"></span>I). Les r\u00e9\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>ons des</div>\n<div class=\"t m0 x6 h62 y17e8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs des<span class=\"_ _0\"></span> plans consi<span class=\"_ _0\"></span>stent ess<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>llement e<span class=\"_ _0\"></span>n l\u2019\u00e9cart en<span class=\"_ _0\"></span>tre le ren<span class=\"_ _0\"></span>dement</div>\n<div class=\"t m0 x6 h62 y17e9 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> des actifs<span class=\"_ _0\"></span> des plans et<span class=\"_ _0\"></span> le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation atte<span class=\"_ _0\"></span>ndu. Les</div>\n<div class=\"t m0 x6 h62 y17ea ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e l\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des prest<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>\u00e9finies r<span class=\"_ _0\"></span>efl\u00e8tent l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y17eb ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des hypoth\u00e8<span class=\"_ _3\"></span>ses actuarielle<span class=\"_ _3\"></span>s (d\u00e9mographi<span class=\"_ _3\"></span>ques et</div>\n<div class=\"t m0 x6 h62 y17ec ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res) et les<span class=\"_ _0\"></span> ajuste<span class=\"_ _0\"></span>ments indu<span class=\"_ _0\"></span>its par l\u2019ex<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>nce.</div>\n<div class=\"t m0 x1a h62 y17ed ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9coulant<span class=\"_ _0\"></span> de l\u2019exp\u00e9<span class=\"_ _0\"></span>rience co<span class=\"_ _0\"></span>nsistent<span class=\"_ _0\"></span> en des prof<span class=\"_ _0\"></span>its et</div>\n<div class=\"t m0 x1a h62 y17ee ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>rovenant d<span class=\"_ _0\"></span>\u2019\u00e9carts e<span class=\"_ _0\"></span>ntre les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles en d<span class=\"_ _0\"></span>\u00e9but</div>\n<div class=\"t m0 x1a h62 y17ef ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ann\u00e9e et <span class=\"_ _3\"></span>l\u2019exp\u00e9rienc<span class=\"_ _3\"></span>e effective <span class=\"_ _3\"></span>pendant l<span class=\"_ _3\"></span>\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 304px; height: 802px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 304px; height: 802px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 304px; height: 802px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre la du<span class=\"_ _0\"></span>r\u00e9e moyen<span class=\"_ _0\"></span>ne pond\u00e9r<span class=\"_ _0\"></span>\u00e9e en ann\u00e9<span class=\"_ _0\"></span>es de l\u2019obli<span class=\"_ _0\"></span>gation au t<span class=\"_ _0\"></span>itre des pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fin<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 581px; bottom: 1065px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 546px; bottom: 1050px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 1065px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 1050px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Dur\u00e9e moyenne pond\u00e9r\u00e9e de l'obligation des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f1 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f3 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es princi<span class=\"_ _0\"></span>pales hypot<span class=\"_ _0\"></span>h\u00e8ses ac<span class=\"_ _0\"></span>tuarie<span class=\"_ _0\"></span>lles util<span class=\"_ _0\"></span>is\u00e9es pou<span class=\"_ _0\"></span>r les pays de la z<span class=\"_ _0\"></span>one euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f4 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x87 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 941px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 926px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 941px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 926px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 583px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 668px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 692px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 754px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 738px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">d'actualisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 866px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 866px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 866px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 866px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 866px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 866px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 866px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 866px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 851px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 851px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 851px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 851px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Augmentation future des retraites (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 836px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 836px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 836px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 836px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">\u00c9volution des co\u00fbts <span class=\"wsed\">m\u00e9dicau<span class=\"_ _0\"></span>x<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 822px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 822px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17fe ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17ff ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1800 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation su<span class=\"_ _0\"></span>r les pensio<span class=\"_ _0\"></span>ns est pond<span class=\"_ _0\"></span>\u00e9r\u00e9 par le pass<span class=\"_ _0\"></span>if (l\u2019ac<span class=\"_ _0\"></span>tif)</div>\n<div class=\"t m0 x6 h62 y1801 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9fin<span class=\"_ _0\"></span>ies. Les<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e les p<span class=\"_ _0\"></span>lus impo<span class=\"_ _0\"></span>rtants s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1802 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt en Belgiq<span class=\"_ _0\"></span>ue et sont ass<span class=\"_ _0\"></span>ortis de taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n allant d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1803 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">3,80% \u00e0 4,10%<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1804 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les hauss<span class=\"_ _0\"></span>es sal<span class=\"_ _0\"></span>ariales f<span class=\"_ _0\"></span>utures<span class=\"_ _0\"></span> varie<span class=\"_ _0\"></span>nt en 20<span class=\"_ _0\"></span>22 de 2,9<span class=\"_ _0\"></span>0% pour l<span class=\"_ _0\"></span>e groupe<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1805 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des employ<span class=\"_ _0\"></span>\u00e9s \u00e2g\u00e9s,<span class=\"_ _0\"></span> \u00e0 5,80% pour le<span class=\"_ _0\"></span>s employ\u00e9s<span class=\"_ _0\"></span> plus jeunes<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1806 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1807 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1808 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les hypot<span class=\"_ _0\"></span><span class=\"lsde wseb\">h\u00e8ses princ<span class=\"_ _3\"></span>ipales actuari<span class=\"_ _3\"></span>elles rete<span class=\"_ _3\"></span>nues pour <span class=\"_ _3\"></span>les autres p<span class=\"_ _3\"></span>ays.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1809 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 651px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 651px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 651px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 620px; z-index: 15;\">Taux d'actualisation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 620px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 777px; bottom: 620px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180c ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180d ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180e ff1ec fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La zone e<span class=\"_ _3\"></span>uro repr\u00e9sen<span class=\"_ _3\"></span>te 83% du<span class=\"_ _3\"></span> total des <span class=\"_ _3\"></span>obligations d<span class=\"_ _3\"></span>es r\u00e9gi<span class=\"_ _3\"></span>mes \u00e0</div>\n<div class=\"t m0 x6 h62 y180f ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestations<span class=\"_ _3\"></span> d\u00e9finies d\u2019Ageas<span class=\"_ _3\"></span>. Les autres pays ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1810 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions au Roy<span class=\"_ _0\"></span>aume<span class=\"ls0 ws0\">-</span>Uni. L<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x6 h62 y1811 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pays <span class=\"_ _0\"></span>en deho<span class=\"_ _0\"></span>rs de la z<span class=\"_ _0\"></span>one eur<span class=\"_ _0\"></span>o et au R<span class=\"_ _0\"></span>oyaum<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-U</span><span class=\"wse9\">ni n\u2019ont pas </span></div>\n<div class=\"t m0 x6 h62 y1812 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1813 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1814 ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une variation d\u2019un<span class=\"_ _3\"></span> pour cent des hypoth<span class=\"_ _3\"></span>\u00e8ses actuariel<span class=\"_ _3\"></span>les aurait l\u2019e<span class=\"_ _3\"></span>ffet</div>\n<div class=\"t m0 x1a h62 y1815 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant s<span class=\"_ _0\"></span>ur l\u2019ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ion au tit<span class=\"_ _0\"></span>re des p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies pou<span class=\"_ _0\"></span>r les pl<span class=\"_ _0\"></span>ans de</div>\n<div class=\"t m0 x1a h62 y1816 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies et les aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages <span class=\"lsde wsfa\">post\u00e9rieurs \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1817 ff1ec fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1818 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1819 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 449px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 519px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 449px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 434px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 449px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 434px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 434px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 419px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 389px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 389px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 389px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 389px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de taux d'a<span class=\"_ _0\"></span>ctualisation<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 344px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 344px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 344px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 344px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 344px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 330px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 330px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 685px; bottom: 330px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 330px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Incidence de la modification des hausses salariales futures estim\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 285px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 285px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 285px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 270px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 270px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 270px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de hausse de<span class=\"_ _0\"></span>s pensions<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 226px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 519px; bottom: 226px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 226px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 211px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 513px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 599px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 906px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 200px; height: 906px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 200px; height: 906px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une variat<span class=\"_ _0\"></span>ion d\u2019u<span class=\"_ _0\"></span>n pour cent des<span class=\"_ _0\"></span> hypoth\u00e8<span class=\"_ _0\"></span>ses de taux<span class=\"_ _0\"></span> d\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"lsde wsfa\">co\u00fbts m\u00e9dicaux aurait l\u2019effe<span class=\"_ _3\"></span>t suivant sur l\u2019obl<span class=\"_ _3\"></span>igation au tit<span class=\"_ _3\"></span>re des prestation<span class=\"_ _3\"></span>s d\u00e9finies, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les f<span class=\"_ _0\"></span>rais m<span class=\"_ _0\"></span>\u00e9dicaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y699 ff1f0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">Soins m\u00e9dicaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Incidence des modifications d<span class=\"_ _0\"></span>es <span class=\"wsf0\">hypoth\u00e8ses en soins m\u00e9dicaux et des taux attendus<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 959px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1831 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1832 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1833 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs des r\u00e9<span class=\"_ _0\"></span>gimes se pr<span class=\"_ _0\"></span>\u00e9sente c<span class=\"_ _0\"></span>omme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1834 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 866px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 835px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 835px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 835px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 835px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 821px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 821px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 821px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 821px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 806px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 806px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 806px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 806px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 791px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 791px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 791px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 791px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Tr\u00e9s<span class=\"_ _3\"></span>orer<span class=\"_ _3\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 776px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 776px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 776px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 776px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 761px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 761px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 761px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 761px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 746px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 746px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs des<span class=\"_ _3\"></span> r\u00e9gimes se <span class=\"lsdc wseb\">composent<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt de tit<span class=\"_ _0\"></span>res \u00e0 r<span class=\"_ _0\"></span>evenu </span></div>\n<div class=\"t m0 x6 h62 y1842 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fixe, puis<span class=\"_ _3\"></span> d\u2019actions<span class=\"_ _3\"></span>, de fonds<span class=\"_ _3\"></span> immobiliers <span class=\"_ _3\"></span>et de con<span class=\"_ _3\"></span>trats de<span class=\"_ _3\"></span> placement</div>\n<div class=\"t m0 x6 h62 y1843 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclus aup<span class=\"_ _3\"></span>r\u00e8s de compag<span class=\"_ _3\"></span>nies d\u2019as<span class=\"_ _3\"></span>surance. La <span class=\"_ _3\"></span>politique in<span class=\"_ _3\"></span>terne de</div>\n<div class=\"t m0 x6 h62 y1844 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt d\u2019Ag<span class=\"_ _0\"></span>eas pr\u00e9c<span class=\"_ _0\"></span>ise qu<span class=\"_ _0\"></span>\u2019il convi<span class=\"_ _0\"></span>ent d\u2019\u00e9<span class=\"_ _0\"></span>viter d\u2019i<span class=\"_ _0\"></span>nvest<span class=\"_ _0\"></span>ir dans d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y1845 ff1f0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prod<span class=\"wseb\">uits d\u00e9r<span class=\"_ _3\"></span>iv\u00e9s et sur<span class=\"_ _3\"></span> des marc<span class=\"_ _3\"></span>h\u00e9s \u00e9mergen<span class=\"_ _3\"></span>ts en vue <span class=\"_ _3\"></span>de financ<span class=\"_ _3\"></span>er des </span></div>\n<div class=\"t m0 x1a h62 y1846 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite. L<span class=\"_ _0\"></span>e montant<span class=\"_ _0\"></span> sous l<span class=\"_ _0\"></span>a rubri<span class=\"_ _0\"></span>que Aut<span class=\"_ _0\"></span>res est li<span class=\"_ _0\"></span>\u00e9 aux de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y1847 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fonds diversi<span class=\"_ _3\"></span>fi\u00e9s au Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni.</span> </span></div>\n<div class=\"t m0 x1a h62 y1848 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1849 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs non \u00e9l<span class=\"_ _0\"></span>igibles po<span class=\"_ _0\"></span>ur des obli<span class=\"_ _0\"></span><span class=\"lsde wsfa\">gations de r<span class=\"lsdc wseb\">etraite se </span></span></div>\n<div class=\"t m0 x1a h62 y184a ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e comme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y184b ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184c ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 538px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 559px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 559px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 559px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 559px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 544px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 529px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 529px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 529px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Obligations convertibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 514px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 514px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 514px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 499px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 499px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 499px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 484px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y184d ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184e ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184f ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ada<span class=\"_ _0\"></span>pte grad<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent sa politi<span class=\"_ _0\"></span>que d\u2019all<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> afin</div>\n<div class=\"t m0 x6 h62 y1850 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er une conc<span class=\"_ _0\"></span>ordanc<span class=\"_ _0\"></span>e \u00e9troite en<span class=\"_ _0\"></span>tre la dur<span class=\"_ _0\"></span>ation de ses act<span class=\"_ _0\"></span>ifs et cel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y1851 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de ses engagements<span class=\"_ _3\"></span> de pension.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1852 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1853 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les cotis<span class=\"_ _0\"></span>ations des<span class=\"_ _0\"></span> employe<span class=\"_ _0\"></span>urs qui doiv<span class=\"_ _0\"></span>ent \u00eatre pay<span class=\"_ _0\"></span>\u00e9es pou<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 y1854 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">avantages p<span class=\"_ _3\"></span>ost\u00e9rieurs <span class=\"_ _3\"></span>\u00e0 l\u2019emploi<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">our l\u2019exer<span class=\"_ _0\"></span>cice se te<span class=\"_ _0\"></span>rminant le<span class=\"_ _0\"></span> <span class=\"lsde wsea\">31 </span></span></div>\n<div class=\"t m0 x1a h62 y1855 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cembr<span class=\"_ _0\"></span>e 2022 se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1856 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1857 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x18 h65 y6a6 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 754px; bottom: 343px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 719px; bottom: 328px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y6a6 ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Cotisations aux actifs du plan<span class=\"_ _0\"></span> attendues pour l'ann\u00e9e p<span class=\"_ _0\"></span>rochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6ed ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 283px; z-index: 15;\">Cotisations attendues aux <span class=\"_ _0\"></span>actifs non \u00e9ligibles pour l'<span class=\"_ _0\"></span>ann\u00e9e prochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 283px; z-index: 15;\">32<span class=\"fc19 ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 272px; height: 834px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 272px; height: 834px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 272px; height: 834px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s \u00e0 long<span class=\"_ _3\"></span> terme accord<span class=\"_ _3\"></span>\u00e9s au pers<span class=\"_ _3\"></span>onnel</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e accord<span class=\"_ _0\"></span>\u00e9s au <span class=\"lsde wsfa\">personnel comprennen<span class=\"_ _3\"></span>t les primes<span class=\"_ _3\"></span> d\u2019anciennet\u00e9. Le<span class=\"_ _3\"></span> tableau pr\u00e9sente les<span class=\"_ _3\"></span> passifs nets. Le<span class=\"_ _3\"></span>s passifs li\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges du pers<span class=\"_ _0\"></span>onnel \u00e0 lon<span class=\"_ _0\"></span>g terme fig<span class=\"_ _0\"></span>urent dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re sous Int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus et<span class=\"ls0 ws0\"> </span>autr<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> (voir note 2<span class=\"_ _0\"></span>4).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 623px; bottom: 1003px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1003px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1862 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1863 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1864 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions des pas<span class=\"_ _0\"></span>sifs en<span class=\"_ _0\"></span> cours d\u2019ex<span class=\"_ _0\"></span>ercice, li<span class=\"_ _0\"></span>\u00e9s aux autr<span class=\"_ _0\"></span>es avantag<span class=\"_ _0\"></span>es \u00e0 long ter<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1865 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsee\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Passifs nets au 1er jan<span class=\"_ _0\"></span>vier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 623px; bottom: 879px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 786px; bottom: 879px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 864px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 864px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Passifs nets au 31 d\u00e9<span class=\"_ _0\"></span>cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 835px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y186c ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186d ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186e ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la fou<span class=\"_ _0\"></span>rchette<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses actua<span class=\"_ _0\"></span>rielles r<span class=\"_ _0\"></span>etenu<span class=\"_ _0\"></span>es dans le ca<span class=\"_ _0\"></span>lcul des pas<span class=\"_ _0\"></span>sifs li\u00e9s aux<span class=\"_ _0\"></span> autres av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> \u00e0 long term<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y186f ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accord\u00e9s au<span class=\"_ _3\"></span> personnel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1870 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 740px; z-index: 15;\">  </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 551px; bottom: 740px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 740px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 615px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 725px; z-index: 15;\">  </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 740px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 779px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 551px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 695px; z-index: 15;\">Taux d'actualisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 695px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 695px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 695px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 695px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 680px; z-index: 15;\">Augmentations de salaires <span class=\"_ _0\"></span>futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 680px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 680px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 680px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 680px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1876 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1877 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1878 ff1f5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">charges li\u00e9es<span class=\"_ _0\"></span> aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>\u00e9s au pers<span class=\"_ _0\"></span>onnel figu<span class=\"_ _0\"></span>rent ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous. Les charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eats<span class=\"_ _3\"></span> figurent dan<span class=\"_ _3\"></span>s les Ch<span class=\"_ _3\"></span>arges </span></span></span></div>\n<div class=\"t m0 x6 h62 y1879 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8res (<span class=\"_ _3\"></span>voir note<span class=\"_ _3\"></span> 37). Tou<span class=\"_ _3\"></span>tes les a<span class=\"_ _3\"></span>utres charge<span class=\"_ _3\"></span>s se retrou<span class=\"_ _3\"></span>vent sous l<span class=\"_ _3\"></span>e poste Frai<span class=\"_ _3\"></span>s de person<span class=\"_ _3\"></span>nel (voir <span class=\"_ _3\"></span>note 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y187a ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 557px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Pertes (gains) actuariels nets <span class=\"_ _0\"></span>comptabilis\u00e9s imm\u00e9diatement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 543px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 543px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1f8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y69b ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 621px; bottom: 528px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1880 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1881 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>demnit\u00e9s de <span class=\"_ _3\"></span>cessation d<span class=\"_ _3\"></span>\u2019emploi</span> </span></div>\n<div class=\"t m0 x6 h62 y1882 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les indemni<span class=\"_ _3\"></span>t\u00e9s de ces<span class=\"_ _3\"></span>sation d\u2019emplo<span class=\"_ _3\"></span>i sont de<span class=\"_ _3\"></span>s avantages <span class=\"_ _3\"></span>du personnel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1883 ff1f5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">payable<span class=\"_ _0\"></span>s suite <span class=\"_ _0\"></span>\u00e0 soit u<span class=\"_ _0\"></span>ne d\u00e9cisi<span class=\"_ _0\"></span>on de l\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ise de m<span class=\"_ _0\"></span>ettre fi<span class=\"_ _0\"></span>n \u00e0 l\u2019em<span class=\"_ _0\"></span>ploi</div>\n<div class=\"t m0 x6 h62 y1884 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avant la dat<span class=\"_ _0\"></span>e normal<span class=\"_ _0\"></span>e de mise \u00e0 la ret<span class=\"_ _0\"></span>raite, soit<span class=\"_ _0\"></span> une d\u00e9ci<span class=\"_ _0\"></span>sion du memb<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y1885 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du person<span class=\"_ _0\"></span>nel de part<span class=\"_ _0\"></span>ir volont<span class=\"_ _0\"></span>airem<span class=\"_ _0\"></span>ent <span class=\"lsde wsfa\">en \u00e9change de ces indem<span class=\"_ _3\"></span>nit\u00e9s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1886 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1887 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1888 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s li\u00e9s aux aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages du</div>\n<div class=\"t m0 x1a h62 y1889 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">personnel \u00e0<span class=\"_ _3\"></span> long ter<span class=\"_ _3\"></span>me figurant<span class=\"_ _3\"></span> dans l\u2019\u00e9tat <span class=\"_ _3\"></span>de la s<span class=\"_ _3\"></span>ituation finan<span class=\"_ _3\"></span>ci\u00e8re,</div>\n<div class=\"t m0 x1a h62 y188a ff1f5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans la rubrique<span class=\"_ _3\"></span> Int\u00e9r\u00eats courus<span class=\"_ _3\"></span> et autres passi<span class=\"_ _3\"></span>f<span class=\"wseb\">s (voir not<span class=\"_ _3\"></span>e 24).</span></div>\n<div class=\"t m0 x6 h62 y188b ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 386px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 386px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y68c ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y1890 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1891 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1892 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre les v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des passif<span class=\"_ _0\"></span>s pour in<span class=\"_ _0\"></span>demnit\u00e9s<span class=\"_ _0\"></span> de fin de cont<span class=\"_ _0\"></span>rat en cour<span class=\"_ _0\"></span>s <span class=\"lsde wsea\">d\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1893 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs nets au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 232px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 232px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 217px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 217px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 217px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 202px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Passifs nets au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 176px; height: 930px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 176px; height: 930px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es li\u00e9es au<span class=\"_ _0\"></span>x indemnit<span class=\"_ _0\"></span>\u00e9s de cess<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>emploi so<span class=\"_ _0\"></span>nt pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9es <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span>dessou<span class=\"_ _0\"></span>s. Les cha<span class=\"_ _0\"></span>rges d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats s<span class=\"_ _0\"></span>ont inclus<span class=\"_ _0\"></span>es dans les Ch<span class=\"_ _0\"></span>arges fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y8b2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 37). Tout<span class=\"_ _0\"></span>es les autre<span class=\"_ _0\"></span>s charges<span class=\"_ _0\"></span> figurent<span class=\"_ _0\"></span> dans les Fra<span class=\"_ _0\"></span>is de perso<span class=\"_ _0\"></span>nnel (voi<span class=\"_ _0\"></span>r note 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y69b ff1fd fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y18a5 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18a6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y14c9 ff1fe fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y18a7 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Plans d\u2019op<span class=\"_ _0\"></span>tions sur<span class=\"_ _0\"></span> actions dest<span class=\"_ _0\"></span>in\u00e9s au perso<span class=\"_ _0\"></span>nnel</div>\n<div class=\"t m0 x6 h7d y18a8 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">et program<span class=\"_ _0\"></span>mes de r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration<span class=\"_ _0\"></span>s en actions<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18a9 ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas fait usage<span class=\"_ _3\"></span> de la possibilit\u00e9 de<span class=\"_ _3\"></span> r\u00e9tribuer ses col<span class=\"_ _3\"></span>laborateurs et</div>\n<div class=\"t m0 x6 h62 y18aa ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">membres <span class=\"_ _0\"></span>de l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Commit<span class=\"_ _0\"></span>tee et du<span class=\"_ _0\"></span> Manag<span class=\"_ _0\"></span>ement C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e en</div>\n<div class=\"t m0 x6 h62 y18ab ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions o<span class=\"_ _0\"></span>u en instrum<span class=\"_ _0\"></span>ents li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actions<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18ac ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18ad ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces avant<span class=\"_ _0\"></span>ages peuv<span class=\"_ _0\"></span>ent pren<span class=\"_ _0\"></span>dre la form<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18ae ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">d\u2019actions \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 <span class=\"wse8\">res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y18af ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsde wseb\">d<span class=\"_ _3\"></span>e r\u00e9mun\u00e9rati<span class=\"_ _3\"></span>on en action<span class=\"_ _3\"></span>s.</span><span class=\"ff1fa\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18b0 ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les membr<span class=\"_ _0\"></span>es de l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee et d<span class=\"_ _0\"></span>u Manage<span class=\"_ _0\"></span>ment Com<span class=\"_ _0\"></span>mittee</div>\n<div class=\"t m0 x6 h62 y18b2 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ient d\u2019<span class=\"_ _0\"></span>un plan d<span class=\"_ _0\"></span>\u2019int\u00e9r<span class=\"_ _0\"></span>essement<span class=\"_ _0\"></span> \u00e0 long t<span class=\"_ _0\"></span>erme (<span class=\"_ _0\"></span>\u00ab<span class=\"ls0 ws0\"> </span><span class=\"lsde\">Long Te<span class=\"_ _3\"></span>rm </span></div>\n<div class=\"t m0 x6 h62 y18b3 ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Incentiv<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb ou LTI). Ce p<span class=\"_ _0\"></span>lan consis<span class=\"_ _0\"></span>te en l\u2019oct<span class=\"_ _0\"></span>ro<span class=\"lsde wseb\">i d\u2019actions de </span></span></div>\n<div class=\"t m0 x6 h62 y18b4 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance qu<span class=\"_ _0\"></span>i sont ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span> 3 ans et <span class=\"_ _0\"></span>demi ap<span class=\"_ _0\"></span>r\u00e8s leur<span class=\"_ _0\"></span> octroi. <span class=\"_ _0\"></span>Le</div>\n<div class=\"t m0 x1a h62 y18b5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0 octroyer d<span class=\"_ _0\"></span>ans le cadre de c<span class=\"_ _0\"></span>e plan se base s<span class=\"_ _0\"></span>ur la</div>\n<div class=\"t m0 x1a h62 y18b6 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">note de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 d\u2019<span class=\"_ _0\"></span>Ageas (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Ageas Business Score<span class=\"_ _3\"></span></span> </span>\u00bb), qui d\u00e9pe<span class=\"_ _0\"></span>nd de la</div>\n<div class=\"t m0 x1a h62 y18b7 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9alisation<span class=\"_ _3\"></span> des KPI de <span class=\"_ _3\"></span>l\u2019entrepris<span class=\"_ _3\"></span>e. L\u2019acqui<span class=\"_ _3\"></span>sition apr\u00e8s<span class=\"_ _3\"></span> 3 ans e<span class=\"_ _3\"></span>t demi est<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y18b8 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soumis<span class=\"_ _0\"></span>e \u00e0 une me<span class=\"_ _0\"></span>sure de l<span class=\"_ _0\"></span>a perfo<span class=\"_ _0\"></span>rmance r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e du re<span class=\"_ _0\"></span>ndement t<span class=\"_ _0\"></span>otal</div>\n<div class=\"t m0 x1a h62 y18b9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (tota<span class=\"_ _0\"></span>l shareho<span class=\"_ _0\"></span>lder ret<span class=\"_ _0\"></span>urn, TSR) p<span class=\"_ _0\"></span>ar rapport<span class=\"_ _0\"></span> \u00e0 un</div>\n<div class=\"t m0 x1a h62 y18ba ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">groupe de <span class=\"_ _3\"></span>comparaison<span class=\"_ _3\"></span>. Apr\u00e8s leur<span class=\"_ _3\"></span> acquisition<span class=\"_ _3\"></span>, les action<span class=\"_ _3\"></span>s devront \u00ea<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x1a h62 y18bb ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">conser<span class=\"wse9\">v<span class=\"_ _0\"></span>\u00e9es pend<span class=\"_ _0\"></span>ant 1 an et demi (<span class=\"_ _0\"></span>5 ans en tout \u00e0 co<span class=\"_ _0\"></span>mpter de la d<span class=\"_ _0\"></span>ate </span></div>\n<div class=\"t m0 x1a h62 y18bc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019octr<span class=\"_ _0\"></span>oi). Apr\u00e8s c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode de bloc<span class=\"_ _0\"></span>age, les b\u00e9n<span class=\"_ _0\"></span>\u00e9ficia<span class=\"_ _0\"></span>ires peuve<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 y18bd ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vendre l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons acqu<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ans cert<span class=\"_ _0\"></span>aines co<span class=\"_ _0\"></span>nditio<span class=\"_ _0\"></span>ns confo<span class=\"_ _0\"></span>rmes \u00e0 l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1a h62 y18be ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Politique de R\u00e9m<span class=\"_ _3\"></span>un\u00e9ration. De<span class=\"_ _3\"></span>s d\u00e9tails suppl\u00e9me<span class=\"_ _3\"></span>ntaires s<span class=\"lsdc wseb\">ur le plan s<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y18bf ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt dans le rapp<span class=\"_ _0\"></span>ort du Rem<span class=\"_ _0\"></span>unerati<span class=\"_ _0\"></span>on Commit<span class=\"_ _0\"></span>tee \u00e0 la sect<span class=\"_ _0\"></span>ion A<span class=\"ls0 ws0\"> </span><span class=\"wse8\">6.7. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y18c0 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18c1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour 2018,<span class=\"_ _0\"></span> un total de 35.<span class=\"_ _0\"></span>612 actio<span class=\"_ _0\"></span>ns de perfo<span class=\"_ _0\"></span>rmance so<span class=\"_ _0\"></span>nt desti<span class=\"_ _0\"></span>n\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 y18c2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. Po<span class=\"_ _0\"></span>ur 2019, un t<span class=\"_ _0\"></span>otal de 51.<span class=\"_ _0\"></span>393 action<span class=\"_ _0\"></span>s de <span class=\"lsde wsea\">performance </span></div>\n<div class=\"t m0 x1a h62 y18c3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont re\u00e7u un e<span class=\"_ _0\"></span>ngageme<span class=\"_ _0\"></span>nt d\u2019oct<span class=\"_ _0\"></span>roi et pour 2<span class=\"_ _0\"></span>020, un tota<span class=\"_ _0\"></span>l de 53.269</div>\n<div class=\"t m0 x1a h62 y18c4 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions d<span class=\"_ _0\"></span>e perform<span class=\"_ _0\"></span>ance sont<span class=\"_ _0\"></span> appel\u00e9e<span class=\"_ _0\"></span>s \u00e0 \u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. P<span class=\"_ _0\"></span>our 2021, un</div>\n<div class=\"t m0 x1a h62 y18c5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de 53.<span class=\"_ _0\"></span>918 sont<span class=\"_ _0\"></span> appel\u00e9es \u00e0 \u00eat<span class=\"_ _0\"></span>re octroy<span class=\"_ _0\"></span>\u00e9es.</div>\n<div class=\"t m0 x6 h62 y18c6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c7 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c8 ff1fa fs43 fc15 sc0 lsdc ws12d\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nn\u00e9e de perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e 2022, un t<span class=\"_ _0\"></span>otal de 42.<span class=\"_ _0\"></span>530 acti<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span>de performa<span class=\"_ _0\"></span>nce sont d<span class=\"_ _0\"></span>estin\u00e9es<span class=\"_ _0\"></span> \u00e0 \u00eatre octro<span class=\"_ _0\"></span>y\u00e9es aux me<span class=\"_ _0\"></span>mbres d<span class=\"_ _0\"></span>e l\u2019Execut<span class=\"_ _0\"></span>ive Com<span class=\"_ _0\"></span>mittee et</div>\n<div class=\"t m0 x6 h62 y18c9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"fc19 ls0 ws0\"> <span class=\"fc15\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18ca ff1fa fs43 fc19 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18cb ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>engagem<span class=\"_ _0\"></span>ents e<span class=\"_ _0\"></span>n actio<span class=\"_ _0\"></span>ns \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte dur<span class=\"_ _0\"></span>ant l\u2019a<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r les mem<span class=\"_ _0\"></span>bres de l<span class=\"_ _0\"></span>\u2019Exec<span class=\"_ _0\"></span>utive<span class=\"ls0 ws0\"> C<span class=\"lsde wsfa\">ommittee et </span></span></span></div>\n<div class=\"t m0 x6 h62 y18cc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18cd ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 561px; z-index: 15;\">(nombre d'actions en millie<span class=\"_ _0\"></span>rs)<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 561px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 561px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18d2 ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nombre d'actions nouvellement oc<span class=\"_ _0\"></span>troy\u00e9es<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y18d2 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 529px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y18d2 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d4 ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 1er mars<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 648px; bottom: 513px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 513px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> (annul\u00e9es) <span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 497px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x43 h65 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 497px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 481px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> acquises<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 481px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x188 h65 y18d1 ff1fa fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 481px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 466px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 31 d\u00e9cembre<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y18cf ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 466px; z-index: 15;\">  </div>\n<div class=\"t m0 x188 h67 y18cf ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 466px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18d8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18d9 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18da ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9mun\u00e9ration<span class=\"_ _0\"></span>s en actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18db ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En 2020, 2021 e<span class=\"_ _3\"></span>t <span class=\"wseb\">2022, Ageas <span class=\"_ _3\"></span>a lanc\u00e9 un<span class=\"_ _3\"></span> programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9ratio<span class=\"_ _3\"></span>ns </span></div>\n<div class=\"t m0 x6 h62 y18dc ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en acti<span class=\"_ _0\"></span>ons pour s<span class=\"_ _0\"></span>on sen<span class=\"_ _0\"></span>ior man<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span>. En fo<span class=\"_ _0\"></span>nction de<span class=\"_ _0\"></span> la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x6 h62 y18dd ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e de l\u2019acti<span class=\"_ _0\"></span>on Ageas par c<span class=\"_ _0\"></span>ompar<span class=\"_ _0\"></span>aison \u00e0 un gro<span class=\"_ _0\"></span>upe de pairs<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y18de ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cours des<span class=\"_ _0\"></span> trois<span class=\"_ _0\"></span> ann\u00e9es<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span> le lanc<span class=\"_ _0\"></span>ement de <span class=\"_ _0\"></span>chacun d<span class=\"_ _0\"></span>es plans<span class=\"_ _0\"></span> et de</div>\n<div class=\"t m0 x6 h62 y18df ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons li\u00e9es au m<span class=\"_ _0\"></span>aintie<span class=\"_ _0\"></span>n en poste dans<span class=\"_ _0\"></span> la soci\u00e9t<span class=\"_ _0\"></span>\u00e9, les membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y18e0 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">senior manage<span class=\"_ _3\"></span>ment recevron<span class=\"_ _3\"></span>t un paiem<span class=\"_ _3\"></span>ent en es<span class=\"_ _3\"></span>p\u00e8ces \u00e9gal \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18e1 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e2 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 13<span class=\"_ _0\"></span>5.480 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>023 </span></span></div>\n<div class=\"t m0 x133 h62 y18e3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>20)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e4 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wseb\">entre 0 et la val<span class=\"_ _0\"></span>eur de 1<span class=\"_ _0\"></span>41.400 <span class=\"_ _0\"></span><span class=\"lsde\">actions Ageas<span class=\"_ _3\"></span> au 1er<span class=\"_ _3\"></span> avril 2024<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 y18e5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>21)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e6 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 15<span class=\"_ _0\"></span>1.200 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>025 </span></span></div>\n<div class=\"t m0 x133 h62 y18e7 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>22).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y18e8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif de c<span class=\"_ _0\"></span>es transa<span class=\"_ _0\"></span>ctions r\u00e9<span class=\"_ _0\"></span>gl\u00e9es en esp<span class=\"_ _0\"></span>\u00e8ces est d<span class=\"_ _0\"></span>\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la</div>\n<div class=\"t m0 x1a h62 y18ea ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juste va<span class=\"_ _0\"></span>leur \u00e0 c<span class=\"_ _0\"></span>haque dat<span class=\"_ _0\"></span>e de cl<span class=\"_ _0\"></span>\u00f4ture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 281px; height: 685px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 281px; height: 825px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 281px; height: 825px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _1\"></span>ra<span class=\"_ _3\"></span>is de</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">personnel</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges salariales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges sociales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Charges li\u00e9es aux r\u00e9gimes de<span class=\"_ _0\"></span> retraite \u00e0 prestations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Charges li\u00e9es \u00e0 des r\u00e9<span class=\"_ _0\"></span>gimes de retraite \u00e0 co<span class=\"_ _0\"></span>tisations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 xe8 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">R\u00e9mun\u00e9ration fond\u00e9e sur des actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff3ac fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> de per<span class=\"_ _0\"></span>sonnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb comprend</span> </span></span>principal<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>\u2019autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y1f0b ff3aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel \u00e0 cou<span class=\"_ _0\"></span>rt term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f0c ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y212c ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La note 6 point<span class=\"_ _0\"></span> 6.1 <span class=\"ff3ad ls0 ws0\">\u00ab<span class=\"ff3aa\"> <span class=\"lsde wseb\">Avantages<span class=\"_ _3\"></span> du personne<span class=\"_ _3\"></span>l</span> </span>\u00bb<span class=\"ff3aa\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">reprend plus<span class=\"_ _3\"></span> en d\u00e9tail </span></span></span></div>\n<div class=\"t m0 x1a h62 y212d ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l'<span class=\"_ _0\"></span>emploi e<span class=\"_ _0\"></span>t les autres<span class=\"_ _0\"></span> avantage<span class=\"_ _0\"></span>s \u00e0 long</div>\n<div class=\"t m0 x1a h62 y212e ff3aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme accord\u00e9s<span class=\"_ _3\"></span> au personnel, y<span class=\"_ _3\"></span> compris les charge<span class=\"_ _3\"></span>s de <span class=\"wseb\">retraite<span class=\"_ _3\"></span> li\u00e9es </span></div>\n<div class=\"t m0 x1a h62 y212f ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies et \u00e0 coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 592px; height: 369px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 592px; height: 369px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 592px; height: 369px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 592px; height: 369px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEmployeeBenefitsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag327": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9mun\u00e9ration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et a<span class=\"_ _4\"></span>vantages</div>\n<div class=\"t m0 x6 h7d yf8f ff1d7 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff1d7 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Avantages du <span class=\"_ _3\"></span>personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 y1702 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La pr\u00e9sente note traite des</div>\n<div class=\"t m0 x6 h75 y1703 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y1704 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y1705 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et des indemnit\u00e9s de cessat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h75 y1706 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019em<span class=\"ws0\">ploi. Les avantages </span></div>\n<div class=\"t m0 x6 h75 y1707 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">post\u00e9rieurs \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i sont les</div>\n<div class=\"t m0 x6 h75 y1708 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages du personnel, co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x6 h75 y1709 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9gimes de retraite et <span class=\"_ _0\"></span>les soins</div>\n<div class=\"t m0 x6 h75 y170a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">m\u00e9dicaux post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y170b ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables au moment de la</div>\n<div class=\"t m0 x6 h75 y170c ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cessation de la relation de<span class=\"_ _0\"></span> travail.</div>\n<div class=\"t m0 x6 h75 y170d ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y170e ff1d8 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">octroy\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"ws110\">a<span class=\"_ _3\"></span>u personnel sont des </span></div>\n<div class=\"t m0 x6 h75 y170f ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages qui ne viennent pa<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1710 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(totalement) \u00e0 \u00e9ch\u00e9ance dans <span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x6 h75 y1711 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">douze mois qui suivent la p\u00e9riode</div>\n<div class=\"t m0 x6 h75 y1712 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au cours de laquelle l<span class=\"_ _0\"></span>es employ\u00e9s</div>\n<div class=\"t m0 x6 h75 y1713 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ont rendu les services</div>\n<div class=\"t m0 x6 h75 y1714 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">correspondants, comme les p<span class=\"_ _0\"></span>rimes</div>\n<div class=\"t m0 x6 h75 y1715 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019anciennet\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf5\">et les prestations pour </span></span></div>\n<div class=\"t m0 x6 h75 y1716 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">invalidit<span class=\"lsf6 ws110\">\u00e9 de longue dur\u00e9e. Les </span></div>\n<div class=\"t m0 x6 h75 y1717 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">indemnit\u00e9s de cessation d\u2019<span class=\"_ _0\"></span>emploi</div>\n<div class=\"t m0 x6 h75 y1718 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont des avantages du person<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x6 h75 y1719 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables lors de la cessatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h75 y171a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">anticip\u00e9e du contrat de tr<span class=\"_ _0\"></span>avail de</div>\n<div class=\"t m0 x6 h75 y171b ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">l\u2019employ\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y171c ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y171d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y171e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente un r\u00e9ca<span class=\"_ _0\"></span>pitul<span class=\"_ _0\"></span>atif des pas<span class=\"_ _0\"></span>sifs (act<span class=\"_ _0\"></span>ifs) li\u00e9s a<span class=\"_ _0\"></span>ux avanta<span class=\"_ _0\"></span>ges du <span class=\"lsde wsea\">personnel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y171f ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1d5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Avantages post\u00e9rieurs \u00e0 l'e<span class=\"_ _0\"></span>mploi <span class=\"ls0 ws0\">- </span>R\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\">- </span><span class=\"wsed\">pensions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Dettes relatives \u00e0 d'aut<span class=\"_ _0\"></span>res avantages du personnel \u00e0<span class=\"_ _0\"></span> long terme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y694 ff1da fs45 fc1e sc0 lse0 wsf0\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Total des passifs (actifs) nets li\u00e9s \u00e0 des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 696px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1727 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1728 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1729 ff1d5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs e<span class=\"_ _3\"></span>t co\u00fbts de service li\u00e9<span class=\"_ _3\"></span>s sont calcul\u00e9s se<span class=\"_ _3\"></span>lon la m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es.</div>\n<div class=\"t m0 x21b h62 y172a ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cette m\u00e9thod<span class=\"_ _3\"></span>e consiste <span class=\"_ _3\"></span>\u00e0 prendre <span class=\"_ _3\"></span>en charge <span class=\"_ _3\"></span>l\u2019obligation<span class=\"_ _3\"></span> g\u00e9n\u00e9r\u00e9e au <span class=\"_ _3\"></span>titre des <span class=\"_ _3\"></span>droits a<span class=\"_ _3\"></span>cquis, mais</div>\n<div class=\"t m0 x21b h62 y172b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e su<span class=\"_ _0\"></span>r les bases d<span class=\"_ _0\"></span>es prest<span class=\"_ _0\"></span>ations fut<span class=\"_ _0\"></span>ures et des pr<span class=\"_ _0\"></span>incip<span class=\"_ _0\"></span>es d\u2019attri<span class=\"_ _0\"></span>bution<span class=\"_ _0\"></span> des droits d\u00e9f<span class=\"_ _0\"></span>inie pa<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x21b h62 y172c ff1d5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9gime.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y172d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y172e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des pres<span class=\"_ _0\"></span>tations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es est la vale<span class=\"_ _0\"></span>ur nette act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>\u00e9e des avant<span class=\"_ _0\"></span>ages att<span class=\"_ _0\"></span>ribu\u00e9s au</div>\n<div class=\"t m0 x21b h62 y172f ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant mes<span class=\"_ _0\"></span>ur\u00e9s \u00e0 l<span class=\"_ _0\"></span>a date d<span class=\"_ _0\"></span>e report<span class=\"_ _0\"></span>ing. Le c<span class=\"_ _0\"></span>o\u00fbt des<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de la <span class=\"_ _0\"></span>p\u00e9riode <span class=\"_ _0\"></span>en cour<span class=\"_ _0\"></span>s est la <span class=\"_ _0\"></span>valeur</div>\n<div class=\"t m0 x21b h62 y1730 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nette act<span class=\"_ _0\"></span>ualis\u00e9e d<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges reven<span class=\"_ _0\"></span>ant au part<span class=\"_ _0\"></span>icipant<span class=\"_ _0\"></span> rattach\u00e9s a<span class=\"_ _0\"></span>ux servi<span class=\"_ _0\"></span>ces dura<span class=\"_ _0\"></span>nt l\u2019ann\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1731 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1732 ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>de pension<span class=\"_ _3\"></span> englobent l<span class=\"_ _3\"></span>es charges d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eats ne<span class=\"_ _3\"></span>ttes, calcul<span class=\"_ _3\"></span>\u00e9es en appl<span class=\"_ _3\"></span>iquant le <span class=\"_ _3\"></span>taux</div>\n<div class=\"t m0 x21b h62 y1733 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n au passif n<span class=\"_ _0\"></span>et de pension.<span class=\"_ _0\"></span> Le taux d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation est u<span class=\"_ _0\"></span>n taux utilis<span class=\"_ _0\"></span>\u00e9 pour les</div>\n<div class=\"t m0 x21b h62 y1734 ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions d\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses de tr<span class=\"_ _0\"></span>\u00e8s bonn<span class=\"_ _0\"></span>e qualit<span class=\"_ _0\"></span>\u00e9 lors<span class=\"_ _0\"></span>qu\u2019il y a <span class=\"_ _0\"></span>un march<span class=\"_ _0\"></span>\u00e9 actif <span class=\"_ _0\"></span>pour ce t<span class=\"_ _0\"></span>ype d\u2019<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>on,</div>\n<div class=\"t m0 x21b h62 y1735 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un <span class=\"lsde wseb\">taux utilis\u00e9<span class=\"_ _3\"></span> pour les <span class=\"_ _3\"></span>obligations s<span class=\"_ _3\"></span>ouveraines<span class=\"_ _3\"></span> dans les a<span class=\"_ _3\"></span>utres march\u00e9<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1736 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1737 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> actifs po<span class=\"_ _0\"></span>urraient<span class=\"_ _0\"></span> \u00eatre limit<span class=\"_ _0\"></span>\u00e9s \u00e0 leur mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e sous la form<span class=\"_ _0\"></span>e d\u2019une r\u00e9<span class=\"_ _0\"></span>duction des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1738 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cotisat<span class=\"_ _0\"></span>ions futu<span class=\"_ _0\"></span>res ou un rem<span class=\"_ _0\"></span>boursem<span class=\"_ _0\"></span>ent en esp\u00e8<span class=\"_ _0\"></span>ces (plaf<span class=\"_ _0\"></span>onnem<span class=\"_ _0\"></span>ent de l\u2019act<span class=\"_ _0\"></span>if). En ou<span class=\"lsde wsfa\">tre, il pourrait y </span></div>\n<div class=\"t m0 x21b h62 y1739 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u2019un passif<span class=\"_ _0\"></span> provena<span class=\"_ _0\"></span>nt d\u2019une exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y173a ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y173b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de prof<span class=\"_ _0\"></span>its et pert<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>iels pour av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019emp<span class=\"_ _0\"></span>loi se fait<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x21b h62 y173c ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>a<span class=\"lsde wseb\">t global <span class=\"_ _3\"></span>consolid\u00e9 (Ot<span class=\"_ _3\"></span>her Comprehen<span class=\"_ _3\"></span>sive Income)<span class=\"_ _3\"></span> tandis q<span class=\"_ _3\"></span>ue les pro<span class=\"_ _3\"></span>fits et per<span class=\"_ _3\"></span>tes actuariel<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y173d ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les <span class=\"_ _0\"></span>autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e0 lon<span class=\"_ _0\"></span>g terme e<span class=\"_ _0\"></span>t des i<span class=\"_ _0\"></span>ndemnit<span class=\"_ _0\"></span>\u00e9s de c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n d\u2019emp<span class=\"_ _0\"></span>loi sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y173e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 220px; height: 741px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 220px; height: 741px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1dd fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">A<span class=\"_ _3\"></span>vantages post<span class=\"_ _3\"></span>\u00e9rieurs \u00e0 <span class=\"wsea\">l<span class=\"_ _3\"></span>\u2019emploi</span></span> </span></div>\n<div class=\"t m0 x6 h7e ye81 ff1df fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestati<span class=\"_ _0\"></span>ons d\u00e9fin<span class=\"_ _0\"></span>ies et autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h7e ye82 ff1df fs43 fc1e sc0 lsdc wse8\" style=\"z-index: 15;\">l'emploi<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas g\u00e8r<span class=\"_ _0\"></span>e plusie<span class=\"_ _0\"></span>urs r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies qui<span class=\"_ _0\"></span> couvrent la</div>\n<div class=\"t m0 x6 h62 ye84 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">majorit\u00e9 de<span class=\"_ _3\"></span>s membr<span class=\"wsfa\">es de son<span class=\"_ _3\"></span> personnel<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 ye19 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ye1a ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces r\u00e9gimes<span class=\"_ _3\"></span> \u00e0 prestation<span class=\"_ _3\"></span>s d\u00e9finie<span class=\"_ _3\"></span>s pr\u00e9voient <span class=\"_ _3\"></span>des prestation<span class=\"_ _3\"></span>s cal<span class=\"lsdc wse8\">cul\u00e9es </span></div>\n<div class=\"t m0 x6 h62 ye85 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n du nombr<span class=\"_ _0\"></span>e d\u2019ann\u00e9<span class=\"_ _0\"></span>es de servi<span class=\"_ _0\"></span>ce et du nive<span class=\"_ _0\"></span>au de la</div>\n<div class=\"t m0 x6 h62 ye86 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9mun\u00e9ration.<span class=\"_ _3\"></span> Les obli<span class=\"_ _3\"></span>gations de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t d\u00e9termin\u00e9es <span class=\"_ _3\"></span>sur la<span class=\"_ _3\"></span> base</div>\n<div class=\"t m0 x6 h62 yced ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des tables<span class=\"_ _3\"></span> de mortali<span class=\"_ _3\"></span>t\u00e9, de l<span class=\"_ _3\"></span>a rotation d<span class=\"_ _3\"></span>u personnel<span class=\"_ _3\"></span>, des projec<span class=\"_ _3\"></span>tions</div>\n<div class=\"t m0 x6 h62 ycee ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">salariales <span class=\"_ _3\"></span>et des pe<span class=\"_ _3\"></span>rspectives \u00e9co<span class=\"_ _3\"></span>nomiques, t<span class=\"_ _3\"></span>el<span class=\"lsdc wse9\">les que l\u2019<span class=\"_ _0\"></span>inflati<span class=\"_ _0\"></span>on et le </span></div>\n<div class=\"t m0 x6 h62 ycef ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux d\u2019actual<span class=\"_ _3\"></span>isation. Les tau<span class=\"_ _3\"></span>x d\u2019actualisati<span class=\"_ _3\"></span>on sont d\u00e9termin\u00e9s<span class=\"_ _3\"></span> par pays</div>\n<div class=\"t m0 x6 h62 y947 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ou par r\u00e9<span class=\"_ _0\"></span>gion sur <span class=\"_ _0\"></span>la base <span class=\"_ _0\"></span>du ren<span class=\"_ _0\"></span>dement (<span class=\"_ _0\"></span>\u00e0 la date <span class=\"_ _0\"></span>d\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce)</div>\n<div class=\"t m0 x6 h62 y948 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019oblig<span class=\"_ _0\"></span>ations d\u2019<span class=\"_ _0\"></span>entrep<span class=\"_ _0\"></span>rises not<span class=\"_ _0\"></span>\u00e9es AA. Ces<span class=\"_ _0\"></span> plans \u00e0 prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9finies<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y949 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">exposent<span class=\"_ _0\"></span> le group<span class=\"_ _0\"></span>e \u00e0 des<span class=\"ls0 ws0\"> </span>risques ac<span class=\"_ _0\"></span>tuari<span class=\"_ _0\"></span>els comme l<span class=\"_ _0\"></span>e risque de</div>\n<div class=\"t m0 x6 h62 y94a ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">long\u00e9vit<span class=\"_ _0\"></span>\u00e9, de ch<span class=\"_ _0\"></span>ange, d<span class=\"_ _0\"></span>e taux et<span class=\"_ _0\"></span> de marc<span class=\"_ _0\"></span>h\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y94b ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y94c ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Outre les<span class=\"_ _0\"></span> retraites<span class=\"_ _0\"></span>, les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i compren<span class=\"_ _0\"></span>nent</div>\n<div class=\"t m0 x6 h62 y9a6 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent d\u2019aut<span class=\"_ _0\"></span>res ch<span class=\"_ _0\"></span>arges co<span class=\"_ _0\"></span>mme le re<span class=\"_ _0\"></span>mbours<span class=\"_ _0\"></span>ement <span class=\"_ _0\"></span>d\u2019une part<span class=\"_ _0\"></span>ie de</div>\n<div class=\"t m0 x6 h62 y9a7 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la prime<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance s<span class=\"_ _0\"></span>oins de s<span class=\"_ _0\"></span>ant\u00e9,<span class=\"ls0 ws0\"> </span><span class=\"wse9\">qui co<span class=\"_ _0\"></span>ntinue d\u2019\u00eat<span class=\"_ _0\"></span>re octro<span class=\"_ _0\"></span>y\u00e9e apr\u00e8s<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y9a8 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le d\u00e9part \u00e0 la ret<span class=\"_ _0\"></span>raite.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y950 ff1df fs43 fc1e sc0 lsdc wseb\" style=\"z-index: 15;\">R\u00e9gimes<span class=\"_ _0\"></span> de ret<span class=\"_ _0\"></span>raite \u00e0 cot<span class=\"_ _0\"></span>isat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y951 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas com<span class=\"_ _0\"></span>pte en outr<span class=\"_ _0\"></span>e, \u00e0 l\u2019\u00e9che<span class=\"_ _0\"></span>lle mond<span class=\"_ _0\"></span>iale, un ce<span class=\"_ _0\"></span>rtain nom<span class=\"_ _0\"></span>bre de</div>\n<div class=\"t m0 x6 h62 y952 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite \u00e0 c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons d\u00e9f<span class=\"_ _0\"></span>inies. <span class=\"_ _0\"></span>Dans le ca<span class=\"_ _0\"></span>dre de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h62 y953 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ce type,<span class=\"_ _0\"></span> l\u2019em<span class=\"wse9\">pl<span class=\"_ _0\"></span>oyeur s\u2019e<span class=\"_ _0\"></span>ngage un<span class=\"_ _0\"></span>iquement<span class=\"_ _0\"></span> \u00e0 payer les c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons </span></div>\n<div class=\"t m0 x6 h62 y954 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">calcul<span class=\"_ _0\"></span>\u00e9es confo<span class=\"_ _0\"></span>rm\u00e9ment aux<span class=\"_ _0\"></span> modalit<span class=\"_ _0\"></span>\u00e9s pr\u00e9vu<span class=\"_ _0\"></span>es dans le r\u00e8g<span class=\"_ _0\"></span>lement de</div>\n<div class=\"t m0 x6 h62 y955 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pension.<span class=\"_ _0\"></span> Les cotis<span class=\"_ _0\"></span>ations de l<span class=\"_ _0\"></span>\u2019employ<span class=\"_ _0\"></span>eur aux r\u00e9g<span class=\"_ _0\"></span>imes \u00e0 cot<span class=\"_ _0\"></span>isations<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y956 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9finies<span class=\"_ _0\"></span> s\u2019\u00e9lev<span class=\"_ _0\"></span>aient \u00e0 <span class=\"_ _0\"></span>EUR 9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">millions en 2022 (2021</span> <span class=\"_ _3\"></span>: <span class=\"lsf3 ws10c\">EUR<span class=\"_ _3\"></span></span> </span><span class=\"wse9\">11 millions) </span></div>\n<div class=\"t m0 x6 h62 y957 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e<span class=\"lsdc wse9\">t sont comptab<span class=\"_ _0\"></span>ilis\u00e9es<span class=\"_ _0\"></span> en Frais de pe<span class=\"_ _0\"></span>rsonnel (v<span class=\"_ _0\"></span>oir note 40<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y958 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1744 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En Belgiqu<span class=\"_ _0\"></span>e, Ageas<span class=\"_ _0\"></span> a d\u00e9fini des pl<span class=\"_ _0\"></span>ans de retr<span class=\"_ _0\"></span>aite \u00e0 cotis<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies,</div>\n<div class=\"t m0 x1a h62 y1745 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9tablis<span class=\"_ _0\"></span> conform<span class=\"_ _0\"></span>\u00e9ment \u00e0 <span class=\"_ _0\"></span>la Loi du <span class=\"_ _0\"></span>28 Avri<span class=\"_ _0\"></span>l 2003 c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant les <span class=\"_ _0\"></span>pension<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y1746 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s (r\u00e9gimes<span class=\"_ _3\"></span> WAP/LPC). Ces<span class=\"_ _3\"></span> plans engag<span class=\"lsdc\">ent l\u2019employ<span class=\"_ _0\"></span>eur </span></div>\n<div class=\"t m0 x1a h62 y1747 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au paiem<span class=\"_ _0\"></span>ent de c<span class=\"_ _0\"></span>otisati<span class=\"_ _0\"></span>ons conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent aux t<span class=\"_ _0\"></span>ermes d<span class=\"_ _0\"></span>u plan, et<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 y1748 ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">garantir un rende<span class=\"_ _3\"></span>ment minimum li\u00e9<span class=\"_ _3\"></span> au rendement de<span class=\"_ _3\"></span>s obligations d\u2019\u00c9ta<span class=\"_ _3\"></span>t,</div>\n<div class=\"t m0 x1a h62 y1749 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sous r\u00e9se<span class=\"_ _0\"></span>rve d\u2019un pl<span class=\"_ _0\"></span>ancher d<span class=\"_ _0\"></span>e 1,75% et d\u2019u<span class=\"_ _0\"></span>n plafon<span class=\"_ _0\"></span>d de 3,75%.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y174a ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y174b ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La loi du 18 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>5 visant \u00e0 gar<span class=\"_ _0\"></span>an<span class=\"lsde wsfa\">tir la p\u00e9rennit\u00e9 et le<span class=\"_ _3\"></span> caract\u00e8re </span></div>\n<div class=\"t m0 x1a h62 y174c ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">social <span class=\"_ _0\"></span>des pens<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>pl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> et visant<span class=\"_ _0\"></span> \u00e0 renf<span class=\"_ _0\"></span>orcer l<span class=\"_ _0\"></span>e caract<span class=\"_ _0\"></span>\u00e8re</div>\n<div class=\"t m0 x1a h62 y174d ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span> par rappor<span class=\"_ _3\"></span>t aux pen<span class=\"_ _3\"></span>sions de ret<span class=\"_ _3\"></span>raite, modi<span class=\"_ _3\"></span>fie</div>\n<div class=\"t m0 x1a h62 y174e ff1dd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019engagemen<span class=\"_ _3\"></span>t de l\u2019employeur pou<span class=\"_ _3\"></span>r ces plans. A par<span class=\"_ _3\"></span>tir du 1</div>\n<div class=\"t m0 xf5 h76 y174f ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21e h62 ybd4 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">janvier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y10d5 ff1dd fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">2016, le t<span class=\"_ _0\"></span>aux d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">ga<span class=\"_ _0\"></span>ranti par l\u2019<span class=\"_ _0\"></span>employ<span class=\"_ _0\"></span>eur est \u00e9gal \u00e0 un p<span class=\"_ _0\"></span>ourcent<span class=\"_ _0\"></span>age </span></div>\n<div class=\"t m0 x1a h62 y1750 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(65%) de la moy<span class=\"_ _0\"></span>enne au 1</div>\n<div class=\"t m0 xe h76 y1751 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xd h62 yf5d ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsde wsfa\">juin sur les 24<span class=\"_ _3\"></span> derniers mois<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x1a h62 y1752 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rendem<span class=\"_ _0\"></span>ents des ob<span class=\"_ _0\"></span>ligatio<span class=\"_ _0\"></span>ns lin\u00e9air<span class=\"_ _0\"></span>es de l'Et<span class=\"_ _0\"></span>at belge \u00e0 10 an<span class=\"_ _0\"></span>s. Ce taux</div>\n<div class=\"t m0 x1a h62 y1753 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est appli<span class=\"_ _0\"></span>qu\u00e9 au 1</div>\n<div class=\"t m0 x118 h76 y1754 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x62 h62 y1755 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">janvier d<span class=\"_ _0\"></span>e l\u2019ann<span class=\"_ _0\"></span>\u00e9e suiva<span class=\"_ _0\"></span>nte. Ce c<span class=\"_ _0\"></span>alcul do<span class=\"_ _0\"></span>nne un t<span class=\"_ _0\"></span>aux </span></div>\n<div class=\"t m0 x1a h62 y1756 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat garant<span class=\"_ _0\"></span>i de 1,75% au 1</div>\n<div class=\"t m0 x219 h76 y1757 ff1dd fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x54 h62 yf5f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wse9\">janvier 2<span class=\"_ _0\"></span>022 (1,75% a<span class=\"_ _0\"></span>u 1</span></div>\n<div class=\"t m0 xf5 h76 y1757 ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x21e h62 yf5f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsfe ws11a\">janvier<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 yf60 ff1dd fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2021).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yf61 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1758 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En raison d<span class=\"_ _0\"></span>e cette gar<span class=\"_ _0\"></span>antie de ren<span class=\"_ _0\"></span>dement<span class=\"_ _0\"></span> minimum,<span class=\"_ _0\"></span> les plans W<span class=\"_ _0\"></span>AP/LP<span class=\"_ _0\"></span>C</div>\n<div class=\"t m0 x1a h62 y1759 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ne constit<span class=\"_ _0\"></span>uent pas de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 contrib<span class=\"_ _0\"></span>utions d\u00e9f<span class=\"_ _0\"></span>inies au s<span class=\"_ _0\"></span>ens strict d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y175a ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la norme IAS<span class=\"_ _0\"></span> 19. La norm<span class=\"_ _0\"></span>e IAS 19 n\u2019ab<span class=\"_ _0\"></span>orde tout<span class=\"_ _0\"></span>efois pas la</div>\n<div class=\"t m0 x1a h62 y175b ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion des pla<span class=\"_ _0\"></span>ns hybride<span class=\"_ _0\"></span>s et la modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n de la loi le 1</div>\n<div class=\"t m0 x17f h76 y175c ff1dd fs4a fc15 sc0 ls101 ws11c\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 xf1 h62 y10e3 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y10e4 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>016 a facil<span class=\"_ _0\"></span>it\u00e9 la compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>ation de ces pl<span class=\"_ _0\"></span>ans en uti<span class=\"_ _0\"></span>lisant la</div>\n<div class=\"t m0 x1a h62 y10e5 ff1dd fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de <span class=\"_ _3\"></span>cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es. Ainsi<span class=\"_ _3\"></span>, Ageas a<span class=\"_ _3\"></span> estim\u00e9 le<span class=\"_ _3\"></span> passif</div>\n<div class=\"t m0 x1a h62 y175d ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des cotis<span class=\"_ _0\"></span>ations d\u00e9f<span class=\"_ _0\"></span>inies au 1</div>\n<div class=\"t m0 x110 h76 y175e ff1dd fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x1cd h62 y175f ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">janvier 20<span class=\"_ _0\"></span>16 selo<span class=\"_ _0\"></span>n la nor<span class=\"_ _0\"></span>me IAS<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">19.</span> </span></span></div>\n<div class=\"t m0 x1a h62 y1760 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1761 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e le d\u00e9tail des<span class=\"_ _0\"></span> montant<span class=\"_ _0\"></span>s inscrit<span class=\"_ _0\"></span>s dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de</div>\n<div class=\"t m0 x1a h62 y1762 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la situati<span class=\"_ _0\"></span>on finan<span class=\"_ _0\"></span>ci\u00e8re au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre rel<span class=\"_ _0\"></span>atifs aux o<span class=\"_ _0\"></span>bligati<span class=\"_ _0\"></span>ons de</div>\n<div class=\"t m0 x1a h62 y1763 ff1dd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pension \u00e0 p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies et aux aut<span class=\"_ _0\"></span>res ava<span class=\"_ _0\"></span>ntages p<span class=\"_ _0\"></span>ost\u00e9rieu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1764 ff1dd fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1765 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1766 ff1dd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 577px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 512px; bottom: 547px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y68a ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 576px; bottom: 577px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 542px; bottom: 562px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 600px; bottom: 547px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 547px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y68a ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 577px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 710px; bottom: 562px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1dd fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 547px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 547px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h68 y68c ff1df fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 517px; z-index: 15;\">Valeur actuelle des obl<span class=\"_ _0\"></span>igations financ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 517px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y797 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 517px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y797 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y797 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 517px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 502px; z-index: 15;\">Valeur actuelle des obl<span class=\"_ _0\"></span>igations <span class=\"wsed\">non<span class=\"ls0 ws0\">-</span>financ\u00e9es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 502px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 502px; z-index: 15;\">785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 502px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 502px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 487px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 487px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 597px; bottom: 487px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 487px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y797 ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 487px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 472px; z-index: 15;\">Juste valeur des actifs <span class=\"_ _0\"></span>des r\u00e9gimes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 472px; z-index: 15;\">(238)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68f ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 472px; z-index: 15;\">(363)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 472px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6ed ff1e0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 457px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 457px; z-index: 15;\">716<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 457px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6ed ff1e0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 457px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 442px; z-index: 15;\">Plafonnement de l'actif/exigence<span class=\"_ _0\"></span> de financement minima<span class=\"_ _0\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 442px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6d3 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 442px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6d3 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6d3 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 442px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1dd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 427px; z-index: 15;\">Autres montants <span class=\"wsee\">comptabilis\u00e9s dans l\u2019\u00e9tat<span class=\"_ _0\"></span> de la situation financi\u00e8<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 526px; bottom: 427px; z-index: 15;\">2</div>\n<div class=\"t m0 x2c h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 614px; bottom: 427px; z-index: 15;\">1</div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 427px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 413px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 413px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 413px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 413px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6de ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 413px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 398px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1dd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 383px; z-index: 15;\">Montants repris dans l'\u00e9ta<span class=\"_ _0\"></span>t de la situation fina<span class=\"_ _0\"></span>nci\u00e8re<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x41 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 530px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 620px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 708px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff1dd fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 383px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 368px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 368px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 368px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 368px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 368px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 515px; bottom: 353px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff1dd fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 353px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 353px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff1dd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 353px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 338px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 338px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 338px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 697px; bottom: 338px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68c ff1e0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 327px; height: 779px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s des r\u00e9gi<span class=\"_ _0\"></span>mes \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9finies<span class=\"_ _0\"></span> sont inclus<span class=\"_ _0\"></span> dans le post<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff1e2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> <span class=\"wse9\">courus et aut<span class=\"_ _0\"></span>res pass<span class=\"_ _0\"></span>ifs (voir<span class=\"_ _0\"></span> note 24) tan<span class=\"_ _0\"></span>dis que les act<span class=\"_ _0\"></span>ifs de </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces r\u00e9gim<span class=\"_ _0\"></span>es sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats<span class=\"_ _0\"></span> courus et aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y93e ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 15).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Puisqu<span class=\"_ _0\"></span>e Ageas <span class=\"_ _0\"></span>est une in<span class=\"_ _0\"></span>stitut<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sp\u00e9cial<span class=\"_ _0\"></span>is\u00e9e da<span class=\"_ _0\"></span>ns la ges<span class=\"_ _0\"></span>tion</div>\n<div class=\"t m0 x6 h62 y941 ff1e2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages du<span class=\"_ _3\"></span> personnel (<span class=\"lsdc wse9\">Employee Ben<span class=\"_ _0\"></span>efits), c<span class=\"_ _0\"></span>ertains de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y942 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de retrait<span class=\"_ _0\"></span>e du person<span class=\"_ _0\"></span>nel sont ass<span class=\"_ _0\"></span>ur\u00e9s aup<span class=\"_ _0\"></span>r\u00e8s de com<span class=\"_ _0\"></span>pagnies</div>\n<div class=\"t m0 x6 h62 y943 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ances d\u2019<span class=\"_ _0\"></span>Ageas. En ve<span class=\"_ _0\"></span>rtu des IF<span class=\"_ _0\"></span>RS, les act<span class=\"_ _0\"></span>ifs auxqu<span class=\"_ _0\"></span>els ces</div>\n<div class=\"t m0 x6 h62 y944 ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9gimes de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t adoss\u00e9s<span class=\"_ _3\"></span> ne r\u00e9ponden<span class=\"_ _3\"></span>t pas aux con<span class=\"_ _3\"></span>ditions pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yf19 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre \u00e9ligi<span class=\"_ _0\"></span>bles et ne do<span class=\"_ _0\"></span>ivent do<span class=\"_ _0\"></span>nc pas \u00eatre co<span class=\"_ _0\"></span>nsid\u00e9r<span class=\"_ _0\"></span>\u00e9s comme d<span class=\"_ _0\"></span>es actifs</div>\n<div class=\"t m0 x1a h62 yf1a ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du plan. C<span class=\"_ _3\"></span>\u2019est pourq<span class=\"_ _3\"></span>uoi ils <span class=\"_ _3\"></span>sont class\u00e9s <span class=\"_ _3\"></span>comme \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">n<span class=\"_ _3\"></span>on financ\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 yf1b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfb ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019un point<span class=\"_ _0\"></span> de vue \u00e9cono<span class=\"_ _0\"></span>mique, le pa<span class=\"_ _0\"></span>ssif d\u00e9fi<span class=\"_ _0\"></span>ni net est com<span class=\"_ _0\"></span>pens\u00e9 pa<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 ycfc ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs du p<span class=\"_ _0\"></span>lan non \u00e9li<span class=\"_ _0\"></span>gibles que d<span class=\"_ _0\"></span>\u00e9tient Ag<span class=\"_ _0\"></span>eas (2022:<span class=\"_ _0\"></span> EUR 543 mil<span class=\"_ _0\"></span>lio<span class=\"lsde wsea\">ns<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">544). D\u00e8s <span class=\"_ _0\"></span>lors, le p<span class=\"_ _0\"></span>assif <span class=\"_ _0\"></span>(actif) n<span class=\"_ _0\"></span>et s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span><span class=\"wseb\">milli<span class=\"_ _3\"></span>ons en 202<span class=\"_ _3\"></span>2 (2021: E<span class=\"_ _3\"></span>UR<span class=\"ls0 ws0\"> </span></span>184<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millions<span class=\"_ _0\"></span>) pour des ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ions de </span></span></div>\n<div class=\"t m0 x1a h62 ycff ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1226 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1227 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente l\u2019\u00e9<span class=\"_ _0\"></span>voluti<span class=\"_ _0\"></span>on des p<span class=\"_ _0\"></span>assifs <span class=\"_ _0\"></span>(actifs) <span class=\"_ _0\"></span>nets des <span class=\"_ _0\"></span>r\u00e9gime<span class=\"_ _0\"></span>s \u00e0 prest<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"_ _0\"></span> tels qu<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1229 ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y122a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 860px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 845px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 860px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 845px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 785px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 785px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 785px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 785px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 785px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total des charges des <span class=\"_ _0\"></span>r\u00e9gimes \u00e0 prestations d\u00e9finie<span class=\"_ _0\"></span>s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 770px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 770px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 770px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 770px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> <span class=\"wsed\">l'employeur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 726px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 726px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 711px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 711px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 711px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 681px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 681px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 681px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 681px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 652px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 652px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 652px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 652px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y178a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178c ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous nou<span class=\"_ _3\"></span>s montre <span class=\"_ _3\"></span>les variation<span class=\"_ _3\"></span>s des obliga<span class=\"_ _3\"></span>tions des<span class=\"_ _3\"></span> r\u00e9gimes \u00e0 <span class=\"_ _3\"></span>prestations d\u00e9fi<span class=\"_ _3\"></span>nies.</span> </span></div>\n<div class=\"t m0 x6 h62 y178d ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 573px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 558px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 573px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 558px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 498px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 498px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 498px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 498px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 483px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 483px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 483px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 483px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Charges d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 468px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 468px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 439px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 439px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 439px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 439px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 409px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 409px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 394px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 394px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 394px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 379px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 379px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 379px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 364px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 349px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 349px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 349px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 349px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 349px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y179e ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y179f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17a0 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es actifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17a1 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 271px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 271px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 271px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Juste valeur des actifs des <span class=\"lse2 ws103\">r\u00e9gim<span class=\"_ _3\"></span>es au 1er j<span class=\"_ _3\"></span>anvie<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 240px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 240px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1e2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 226px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 226px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 226px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 211px; z-index: 15;\">R\u00e9\u00e9valuation (rendement des a<span class=\"_ _0\"></span>ctifs des plans hors effe<span class=\"_ _0\"></span>t du taux d\u2019int\u00e9r\u00eat)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 211px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 211px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 196px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 196px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 196px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 181px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 181px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 181px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 166px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 166px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 166px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 151px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 151px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 151px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 136px; z-index: 15;\">Juste valeur des actifs des r\u00e9gimes au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 136px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 136px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 125px; height: 981px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les changem<span class=\"_ _0\"></span>ents dans<span class=\"_ _0\"></span> le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif<span class=\"_ _0\"></span> et/ou l\u2019exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nancem<span class=\"_ _0\"></span>ent minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier</span> </div>\n<div class=\"t m0 xe8 h67 y6a0 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1005px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17c3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif est li<span class=\"_ _0\"></span>\u00e9 aux entit<span class=\"_ _0\"></span>\u00e9s Ageas a<span class=\"_ _0\"></span>u <span class=\"wse8\">Portug<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17c6 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s affect<span class=\"_ _0\"></span>ant le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at li\u00e9s aux r\u00e9<span class=\"_ _0\"></span>gimes \u00e0 pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es et aux autre<span class=\"_ _0\"></span>s avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h62 y17c8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019emplo<span class=\"_ _0\"></span>i pour l\u2019ex<span class=\"_ _0\"></span>ercice cl\u00f4t<span class=\"_ _0\"></span>ur\u00e9 au 31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y17c9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 849px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 849px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 543px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">prestations d\u00e9finies</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 849px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 709px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">post\u00e9rieurs \u00e0 l'emploi</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 820px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 789px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 789px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eat nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 774px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 745px; z-index: 15;\">R\u00e8glements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Total des charges des r\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 730px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 730px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y17d3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats nett<span class=\"_ _0\"></span>es sont inc<span class=\"_ _0\"></span>luses dans<span class=\"_ _0\"></span> les Charg<span class=\"_ _0\"></span>es financ<span class=\"_ _0\"></span>i\u00e8res (voi<span class=\"_ _0\"></span>r note 37). T<span class=\"_ _0\"></span>ous les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts figure<span class=\"_ _0\"></span>nt da<span class=\"lsde wseb\">ns les Frais de <span class=\"_ _3\"></span>personnel </span></div>\n<div class=\"t m0 x6 h62 y17d6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17d7 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente la c<span class=\"_ _0\"></span>ompos<span class=\"_ _0\"></span>ition des<span class=\"_ _0\"></span> r\u00e9\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>ns en fin <span class=\"_ _0\"></span>d\u2019ann\u00e9<span class=\"_ _0\"></span>e, au 31 d<span class=\"_ _0\"></span>\u00e9cembr<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17d9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 604px; z-index: 15;\">R\u00e9gies \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 589px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 604px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 589px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Rendement des actifs du plan<span class=\"_ _0\"></span> hors effet du <span class=\"_ _0\"></span>taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">R\u00e9\u00e9valuation du plafonnemen<span class=\"_ _0\"></span>t de l'actif/de l'exigence d<span class=\"_ _0\"></span>e financement minimal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Pertes (profits) actuarielles rela<span class=\"_ _0\"></span>tives \u00e0:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses d\u00e9mograp<span class=\"_ _0\"></span>hiques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 499px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">5</div>\n<div class=\"t m0 x64 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses financi\u00e8res</span> </div>\n<div class=\"t m0 x231 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 484px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 484px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 484px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 484px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des ajustements \u00e0 l\u2019exp\u00e9rience</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 469px; z-index: 15;\">0</div>\n<div class=\"t m0 x6 h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 469px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">R\u00e9\u00e9valuation du passif (de l'actif) d\u00e9fini net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 517px; bottom: 455px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 455px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 455px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 455px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17e4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e5 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9\u00e9val<span class=\"_ _0\"></span>uation du pa<span class=\"_ _0\"></span>ssif net li<span class=\"_ _0\"></span>\u00e9 \u00e0 des r\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies est</div>\n<div class=\"t m0 x6 h62 y17e7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat du r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> global (OC<span class=\"_ _0\"></span>I). Les r\u00e9\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>ons des</div>\n<div class=\"t m0 x6 h62 y17e8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs des<span class=\"_ _0\"></span> plans consi<span class=\"_ _0\"></span>stent ess<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>llement e<span class=\"_ _0\"></span>n l\u2019\u00e9cart en<span class=\"_ _0\"></span>tre le ren<span class=\"_ _0\"></span>dement</div>\n<div class=\"t m0 x6 h62 y17e9 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> des actifs<span class=\"_ _0\"></span> des plans et<span class=\"_ _0\"></span> le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation atte<span class=\"_ _0\"></span>ndu. Les</div>\n<div class=\"t m0 x6 h62 y17ea ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e l\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des prest<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>\u00e9finies r<span class=\"_ _0\"></span>efl\u00e8tent l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y17eb ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des hypoth\u00e8<span class=\"_ _3\"></span>ses actuarielle<span class=\"_ _3\"></span>s (d\u00e9mographi<span class=\"_ _3\"></span>ques et</div>\n<div class=\"t m0 x6 h62 y17ec ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res) et les<span class=\"_ _0\"></span> ajuste<span class=\"_ _0\"></span>ments indu<span class=\"_ _0\"></span>its par l\u2019ex<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>nce.</div>\n<div class=\"t m0 x1a h62 y17ed ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9coulant<span class=\"_ _0\"></span> de l\u2019exp\u00e9<span class=\"_ _0\"></span>rience co<span class=\"_ _0\"></span>nsistent<span class=\"_ _0\"></span> en des prof<span class=\"_ _0\"></span>its et</div>\n<div class=\"t m0 x1a h62 y17ee ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>rovenant d<span class=\"_ _0\"></span>\u2019\u00e9carts e<span class=\"_ _0\"></span>ntre les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles en d<span class=\"_ _0\"></span>\u00e9but</div>\n<div class=\"t m0 x1a h62 y17ef ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ann\u00e9e et <span class=\"_ _3\"></span>l\u2019exp\u00e9rienc<span class=\"_ _3\"></span>e effective <span class=\"_ _3\"></span>pendant l<span class=\"_ _3\"></span>\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 304px; height: 802px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 304px; height: 802px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre la du<span class=\"_ _0\"></span>r\u00e9e moyen<span class=\"_ _0\"></span>ne pond\u00e9r<span class=\"_ _0\"></span>\u00e9e en ann\u00e9<span class=\"_ _0\"></span>es de l\u2019obli<span class=\"_ _0\"></span>gation au t<span class=\"_ _0\"></span>itre des pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fin<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 581px; bottom: 1065px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 546px; bottom: 1050px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 1065px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 1050px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Dur\u00e9e moyenne pond\u00e9r\u00e9e de l'obligation des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f1 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f3 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es princi<span class=\"_ _0\"></span>pales hypot<span class=\"_ _0\"></span>h\u00e8ses ac<span class=\"_ _0\"></span>tuarie<span class=\"_ _0\"></span>lles util<span class=\"_ _0\"></span>is\u00e9es pou<span class=\"_ _0\"></span>r les pays de la z<span class=\"_ _0\"></span>one euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f4 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x87 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 941px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 926px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 941px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 926px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 583px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 668px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 692px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 754px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 738px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">d'actualisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 866px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 866px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 866px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 866px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 866px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 866px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 866px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 866px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 851px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 851px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 851px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 851px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Augmentation future des retraites (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 836px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 836px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 836px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 836px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">\u00c9volution des co\u00fbts <span class=\"wsed\">m\u00e9dicau<span class=\"_ _0\"></span>x<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 822px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 822px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17fe ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17ff ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1800 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation su<span class=\"_ _0\"></span>r les pensio<span class=\"_ _0\"></span>ns est pond<span class=\"_ _0\"></span>\u00e9r\u00e9 par le pass<span class=\"_ _0\"></span>if (l\u2019ac<span class=\"_ _0\"></span>tif)</div>\n<div class=\"t m0 x6 h62 y1801 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9fin<span class=\"_ _0\"></span>ies. Les<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e les p<span class=\"_ _0\"></span>lus impo<span class=\"_ _0\"></span>rtants s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1802 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt en Belgiq<span class=\"_ _0\"></span>ue et sont ass<span class=\"_ _0\"></span>ortis de taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n allant d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1803 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">3,80% \u00e0 4,10%<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1804 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les hauss<span class=\"_ _0\"></span>es sal<span class=\"_ _0\"></span>ariales f<span class=\"_ _0\"></span>utures<span class=\"_ _0\"></span> varie<span class=\"_ _0\"></span>nt en 20<span class=\"_ _0\"></span>22 de 2,9<span class=\"_ _0\"></span>0% pour l<span class=\"_ _0\"></span>e groupe<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1805 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des employ<span class=\"_ _0\"></span>\u00e9s \u00e2g\u00e9s,<span class=\"_ _0\"></span> \u00e0 5,80% pour le<span class=\"_ _0\"></span>s employ\u00e9s<span class=\"_ _0\"></span> plus jeunes<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1806 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1807 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1808 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les hypot<span class=\"_ _0\"></span><span class=\"lsde wseb\">h\u00e8ses princ<span class=\"_ _3\"></span>ipales actuari<span class=\"_ _3\"></span>elles rete<span class=\"_ _3\"></span>nues pour <span class=\"_ _3\"></span>les autres p<span class=\"_ _3\"></span>ays.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1809 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 651px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 651px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 651px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 620px; z-index: 15;\">Taux d'actualisation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 620px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 777px; bottom: 620px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180c ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180d ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180e ff1ec fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La zone e<span class=\"_ _3\"></span>uro repr\u00e9sen<span class=\"_ _3\"></span>te 83% du<span class=\"_ _3\"></span> total des <span class=\"_ _3\"></span>obligations d<span class=\"_ _3\"></span>es r\u00e9gi<span class=\"_ _3\"></span>mes \u00e0</div>\n<div class=\"t m0 x6 h62 y180f ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestations<span class=\"_ _3\"></span> d\u00e9finies d\u2019Ageas<span class=\"_ _3\"></span>. Les autres pays ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1810 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions au Roy<span class=\"_ _0\"></span>aume<span class=\"ls0 ws0\">-</span>Uni. L<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x6 h62 y1811 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pays <span class=\"_ _0\"></span>en deho<span class=\"_ _0\"></span>rs de la z<span class=\"_ _0\"></span>one eur<span class=\"_ _0\"></span>o et au R<span class=\"_ _0\"></span>oyaum<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-U</span><span class=\"wse9\">ni n\u2019ont pas </span></div>\n<div class=\"t m0 x6 h62 y1812 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1813 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1814 ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une variation d\u2019un<span class=\"_ _3\"></span> pour cent des hypoth<span class=\"_ _3\"></span>\u00e8ses actuariel<span class=\"_ _3\"></span>les aurait l\u2019e<span class=\"_ _3\"></span>ffet</div>\n<div class=\"t m0 x1a h62 y1815 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant s<span class=\"_ _0\"></span>ur l\u2019ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ion au tit<span class=\"_ _0\"></span>re des p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies pou<span class=\"_ _0\"></span>r les pl<span class=\"_ _0\"></span>ans de</div>\n<div class=\"t m0 x1a h62 y1816 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies et les aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages <span class=\"lsde wsfa\">post\u00e9rieurs \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1817 ff1ec fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1818 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1819 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 449px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 519px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 449px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 434px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 449px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 434px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 434px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 419px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 389px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 389px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 389px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 389px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de taux d'a<span class=\"_ _0\"></span>ctualisation<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 344px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 344px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 344px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 344px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 344px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 330px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 330px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 685px; bottom: 330px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 330px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Incidence de la modification des hausses salariales futures estim\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 285px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 285px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 285px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 270px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 270px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 270px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de hausse de<span class=\"_ _0\"></span>s pensions<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 226px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 519px; bottom: 226px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 226px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 211px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 513px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 599px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 906px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 200px; height: 906px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une variat<span class=\"_ _0\"></span>ion d\u2019u<span class=\"_ _0\"></span>n pour cent des<span class=\"_ _0\"></span> hypoth\u00e8<span class=\"_ _0\"></span>ses de taux<span class=\"_ _0\"></span> d\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"lsde wsfa\">co\u00fbts m\u00e9dicaux aurait l\u2019effe<span class=\"_ _3\"></span>t suivant sur l\u2019obl<span class=\"_ _3\"></span>igation au tit<span class=\"_ _3\"></span>re des prestation<span class=\"_ _3\"></span>s d\u00e9finies, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les f<span class=\"_ _0\"></span>rais m<span class=\"_ _0\"></span>\u00e9dicaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y699 ff1f0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">Soins m\u00e9dicaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Incidence des modifications d<span class=\"_ _0\"></span>es <span class=\"wsf0\">hypoth\u00e8ses en soins m\u00e9dicaux et des taux attendus<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 959px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1831 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1832 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1833 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs des r\u00e9<span class=\"_ _0\"></span>gimes se pr<span class=\"_ _0\"></span>\u00e9sente c<span class=\"_ _0\"></span>omme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1834 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 866px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 835px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 835px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 835px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 835px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 821px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 821px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 821px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 821px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 806px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 806px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 806px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 806px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 791px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 791px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 791px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 791px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Tr\u00e9s<span class=\"_ _3\"></span>orer<span class=\"_ _3\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 776px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 776px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 776px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 776px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 761px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 761px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 761px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 761px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 746px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 746px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs des<span class=\"_ _3\"></span> r\u00e9gimes se <span class=\"lsdc wseb\">composent<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt de tit<span class=\"_ _0\"></span>res \u00e0 r<span class=\"_ _0\"></span>evenu </span></div>\n<div class=\"t m0 x6 h62 y1842 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fixe, puis<span class=\"_ _3\"></span> d\u2019actions<span class=\"_ _3\"></span>, de fonds<span class=\"_ _3\"></span> immobiliers <span class=\"_ _3\"></span>et de con<span class=\"_ _3\"></span>trats de<span class=\"_ _3\"></span> placement</div>\n<div class=\"t m0 x6 h62 y1843 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclus aup<span class=\"_ _3\"></span>r\u00e8s de compag<span class=\"_ _3\"></span>nies d\u2019as<span class=\"_ _3\"></span>surance. La <span class=\"_ _3\"></span>politique in<span class=\"_ _3\"></span>terne de</div>\n<div class=\"t m0 x6 h62 y1844 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt d\u2019Ag<span class=\"_ _0\"></span>eas pr\u00e9c<span class=\"_ _0\"></span>ise qu<span class=\"_ _0\"></span>\u2019il convi<span class=\"_ _0\"></span>ent d\u2019\u00e9<span class=\"_ _0\"></span>viter d\u2019i<span class=\"_ _0\"></span>nvest<span class=\"_ _0\"></span>ir dans d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y1845 ff1f0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prod<span class=\"wseb\">uits d\u00e9r<span class=\"_ _3\"></span>iv\u00e9s et sur<span class=\"_ _3\"></span> des marc<span class=\"_ _3\"></span>h\u00e9s \u00e9mergen<span class=\"_ _3\"></span>ts en vue <span class=\"_ _3\"></span>de financ<span class=\"_ _3\"></span>er des </span></div>\n<div class=\"t m0 x1a h62 y1846 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite. L<span class=\"_ _0\"></span>e montant<span class=\"_ _0\"></span> sous l<span class=\"_ _0\"></span>a rubri<span class=\"_ _0\"></span>que Aut<span class=\"_ _0\"></span>res est li<span class=\"_ _0\"></span>\u00e9 aux de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y1847 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fonds diversi<span class=\"_ _3\"></span>fi\u00e9s au Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni.</span> </span></div>\n<div class=\"t m0 x1a h62 y1848 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1849 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs non \u00e9l<span class=\"_ _0\"></span>igibles po<span class=\"_ _0\"></span>ur des obli<span class=\"_ _0\"></span><span class=\"lsde wsfa\">gations de r<span class=\"lsdc wseb\">etraite se </span></span></div>\n<div class=\"t m0 x1a h62 y184a ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e comme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y184b ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184c ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 538px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 559px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 559px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 559px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 559px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 544px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 529px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 529px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 529px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Obligations convertibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 514px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 514px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 514px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 499px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 499px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 499px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 484px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y184d ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184e ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184f ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ada<span class=\"_ _0\"></span>pte grad<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent sa politi<span class=\"_ _0\"></span>que d\u2019all<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> afin</div>\n<div class=\"t m0 x6 h62 y1850 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er une conc<span class=\"_ _0\"></span>ordanc<span class=\"_ _0\"></span>e \u00e9troite en<span class=\"_ _0\"></span>tre la dur<span class=\"_ _0\"></span>ation de ses act<span class=\"_ _0\"></span>ifs et cel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y1851 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de ses engagements<span class=\"_ _3\"></span> de pension.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1852 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1853 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les cotis<span class=\"_ _0\"></span>ations des<span class=\"_ _0\"></span> employe<span class=\"_ _0\"></span>urs qui doiv<span class=\"_ _0\"></span>ent \u00eatre pay<span class=\"_ _0\"></span>\u00e9es pou<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 y1854 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">avantages p<span class=\"_ _3\"></span>ost\u00e9rieurs <span class=\"_ _3\"></span>\u00e0 l\u2019emploi<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">our l\u2019exer<span class=\"_ _0\"></span>cice se te<span class=\"_ _0\"></span>rminant le<span class=\"_ _0\"></span> <span class=\"lsde wsea\">31 </span></span></div>\n<div class=\"t m0 x1a h62 y1855 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cembr<span class=\"_ _0\"></span>e 2022 se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1856 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1857 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x18 h65 y6a6 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 754px; bottom: 343px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 719px; bottom: 328px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y6a6 ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Cotisations aux actifs du plan<span class=\"_ _0\"></span> attendues pour l'ann\u00e9e p<span class=\"_ _0\"></span>rochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6ed ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 283px; z-index: 15;\">Cotisations attendues aux <span class=\"_ _0\"></span>actifs non \u00e9ligibles pour l'<span class=\"_ _0\"></span>ann\u00e9e prochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 283px; z-index: 15;\">32<span class=\"fc19 ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 272px; height: 834px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 272px; height: 834px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s \u00e0 long<span class=\"_ _3\"></span> terme accord<span class=\"_ _3\"></span>\u00e9s au pers<span class=\"_ _3\"></span>onnel</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e accord<span class=\"_ _0\"></span>\u00e9s au <span class=\"lsde wsfa\">personnel comprennen<span class=\"_ _3\"></span>t les primes<span class=\"_ _3\"></span> d\u2019anciennet\u00e9. Le<span class=\"_ _3\"></span> tableau pr\u00e9sente les<span class=\"_ _3\"></span> passifs nets. Le<span class=\"_ _3\"></span>s passifs li\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges du pers<span class=\"_ _0\"></span>onnel \u00e0 lon<span class=\"_ _0\"></span>g terme fig<span class=\"_ _0\"></span>urent dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re sous Int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus et<span class=\"ls0 ws0\"> </span>autr<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> (voir note 2<span class=\"_ _0\"></span>4).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 623px; bottom: 1003px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1003px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1862 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1863 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1864 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions des pas<span class=\"_ _0\"></span>sifs en<span class=\"_ _0\"></span> cours d\u2019ex<span class=\"_ _0\"></span>ercice, li<span class=\"_ _0\"></span>\u00e9s aux autr<span class=\"_ _0\"></span>es avantag<span class=\"_ _0\"></span>es \u00e0 long ter<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1865 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsee\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Passifs nets au 1er jan<span class=\"_ _0\"></span>vier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 623px; bottom: 879px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 786px; bottom: 879px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 864px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 864px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Passifs nets au 31 d\u00e9<span class=\"_ _0\"></span>cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 835px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y186c ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186d ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186e ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la fou<span class=\"_ _0\"></span>rchette<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses actua<span class=\"_ _0\"></span>rielles r<span class=\"_ _0\"></span>etenu<span class=\"_ _0\"></span>es dans le ca<span class=\"_ _0\"></span>lcul des pas<span class=\"_ _0\"></span>sifs li\u00e9s aux<span class=\"_ _0\"></span> autres av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> \u00e0 long term<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y186f ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accord\u00e9s au<span class=\"_ _3\"></span> personnel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1870 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 740px; z-index: 15;\">  </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 551px; bottom: 740px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 740px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 615px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 725px; z-index: 15;\">  </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 740px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 779px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 551px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 695px; z-index: 15;\">Taux d'actualisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 695px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 695px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 695px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 695px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 680px; z-index: 15;\">Augmentations de salaires <span class=\"_ _0\"></span>futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 680px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 680px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 680px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 680px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1876 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1877 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1878 ff1f5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">charges li\u00e9es<span class=\"_ _0\"></span> aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>\u00e9s au pers<span class=\"_ _0\"></span>onnel figu<span class=\"_ _0\"></span>rent ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous. Les charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eats<span class=\"_ _3\"></span> figurent dan<span class=\"_ _3\"></span>s les Ch<span class=\"_ _3\"></span>arges </span></span></span></div>\n<div class=\"t m0 x6 h62 y1879 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8res (<span class=\"_ _3\"></span>voir note<span class=\"_ _3\"></span> 37). Tou<span class=\"_ _3\"></span>tes les a<span class=\"_ _3\"></span>utres charge<span class=\"_ _3\"></span>s se retrou<span class=\"_ _3\"></span>vent sous l<span class=\"_ _3\"></span>e poste Frai<span class=\"_ _3\"></span>s de person<span class=\"_ _3\"></span>nel (voir <span class=\"_ _3\"></span>note 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y187a ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 557px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Pertes (gains) actuariels nets <span class=\"_ _0\"></span>comptabilis\u00e9s imm\u00e9diatement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 543px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 543px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1f8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y69b ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 621px; bottom: 528px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1880 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1881 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>demnit\u00e9s de <span class=\"_ _3\"></span>cessation d<span class=\"_ _3\"></span>\u2019emploi</span> </span></div>\n<div class=\"t m0 x6 h62 y1882 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les indemni<span class=\"_ _3\"></span>t\u00e9s de ces<span class=\"_ _3\"></span>sation d\u2019emplo<span class=\"_ _3\"></span>i sont de<span class=\"_ _3\"></span>s avantages <span class=\"_ _3\"></span>du personnel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1883 ff1f5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">payable<span class=\"_ _0\"></span>s suite <span class=\"_ _0\"></span>\u00e0 soit u<span class=\"_ _0\"></span>ne d\u00e9cisi<span class=\"_ _0\"></span>on de l\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ise de m<span class=\"_ _0\"></span>ettre fi<span class=\"_ _0\"></span>n \u00e0 l\u2019em<span class=\"_ _0\"></span>ploi</div>\n<div class=\"t m0 x6 h62 y1884 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avant la dat<span class=\"_ _0\"></span>e normal<span class=\"_ _0\"></span>e de mise \u00e0 la ret<span class=\"_ _0\"></span>raite, soit<span class=\"_ _0\"></span> une d\u00e9ci<span class=\"_ _0\"></span>sion du memb<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y1885 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du person<span class=\"_ _0\"></span>nel de part<span class=\"_ _0\"></span>ir volont<span class=\"_ _0\"></span>airem<span class=\"_ _0\"></span>ent <span class=\"lsde wsfa\">en \u00e9change de ces indem<span class=\"_ _3\"></span>nit\u00e9s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1886 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1887 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1888 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s li\u00e9s aux aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages du</div>\n<div class=\"t m0 x1a h62 y1889 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">personnel \u00e0<span class=\"_ _3\"></span> long ter<span class=\"_ _3\"></span>me figurant<span class=\"_ _3\"></span> dans l\u2019\u00e9tat <span class=\"_ _3\"></span>de la s<span class=\"_ _3\"></span>ituation finan<span class=\"_ _3\"></span>ci\u00e8re,</div>\n<div class=\"t m0 x1a h62 y188a ff1f5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans la rubrique<span class=\"_ _3\"></span> Int\u00e9r\u00eats courus<span class=\"_ _3\"></span> et autres passi<span class=\"_ _3\"></span>f<span class=\"wseb\">s (voir not<span class=\"_ _3\"></span>e 24).</span></div>\n<div class=\"t m0 x6 h62 y188b ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 386px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 386px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y68c ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y1890 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1891 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1892 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre les v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des passif<span class=\"_ _0\"></span>s pour in<span class=\"_ _0\"></span>demnit\u00e9s<span class=\"_ _0\"></span> de fin de cont<span class=\"_ _0\"></span>rat en cour<span class=\"_ _0\"></span>s <span class=\"lsde wsea\">d\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1893 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs nets au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 232px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 232px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 217px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 217px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 217px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 202px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Passifs nets au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 176px; height: 930px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es li\u00e9es au<span class=\"_ _0\"></span>x indemnit<span class=\"_ _0\"></span>\u00e9s de cess<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>emploi so<span class=\"_ _0\"></span>nt pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9es <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span>dessou<span class=\"_ _0\"></span>s. Les cha<span class=\"_ _0\"></span>rges d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats s<span class=\"_ _0\"></span>ont inclus<span class=\"_ _0\"></span>es dans les Ch<span class=\"_ _0\"></span>arges fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y8b2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 37). Tout<span class=\"_ _0\"></span>es les autre<span class=\"_ _0\"></span>s charges<span class=\"_ _0\"></span> figurent<span class=\"_ _0\"></span> dans les Fra<span class=\"_ _0\"></span>is de perso<span class=\"_ _0\"></span>nnel (voi<span class=\"_ _0\"></span>r note 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y69b ff1fd fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y18a5 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18a6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y14c9 ff1fe fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y18a7 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Plans d\u2019op<span class=\"_ _0\"></span>tions sur<span class=\"_ _0\"></span> actions dest<span class=\"_ _0\"></span>in\u00e9s au perso<span class=\"_ _0\"></span>nnel</div>\n<div class=\"t m0 x6 h7d y18a8 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">et program<span class=\"_ _0\"></span>mes de r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration<span class=\"_ _0\"></span>s en actions<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18a9 ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas fait usage<span class=\"_ _3\"></span> de la possibilit\u00e9 de<span class=\"_ _3\"></span> r\u00e9tribuer ses col<span class=\"_ _3\"></span>laborateurs et</div>\n<div class=\"t m0 x6 h62 y18aa ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">membres <span class=\"_ _0\"></span>de l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Commit<span class=\"_ _0\"></span>tee et du<span class=\"_ _0\"></span> Manag<span class=\"_ _0\"></span>ement C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e en</div>\n<div class=\"t m0 x6 h62 y18ab ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions o<span class=\"_ _0\"></span>u en instrum<span class=\"_ _0\"></span>ents li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actions<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18ac ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18ad ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces avant<span class=\"_ _0\"></span>ages peuv<span class=\"_ _0\"></span>ent pren<span class=\"_ _0\"></span>dre la form<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18ae ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">d\u2019actions \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 <span class=\"wse8\">res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y18af ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsde wseb\">d<span class=\"_ _3\"></span>e r\u00e9mun\u00e9rati<span class=\"_ _3\"></span>on en action<span class=\"_ _3\"></span>s.</span><span class=\"ff1fa\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18b0 ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les membr<span class=\"_ _0\"></span>es de l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee et d<span class=\"_ _0\"></span>u Manage<span class=\"_ _0\"></span>ment Com<span class=\"_ _0\"></span>mittee</div>\n<div class=\"t m0 x6 h62 y18b2 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ient d\u2019<span class=\"_ _0\"></span>un plan d<span class=\"_ _0\"></span>\u2019int\u00e9r<span class=\"_ _0\"></span>essement<span class=\"_ _0\"></span> \u00e0 long t<span class=\"_ _0\"></span>erme (<span class=\"_ _0\"></span>\u00ab<span class=\"ls0 ws0\"> </span><span class=\"lsde\">Long Te<span class=\"_ _3\"></span>rm </span></div>\n<div class=\"t m0 x6 h62 y18b3 ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Incentiv<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb ou LTI). Ce p<span class=\"_ _0\"></span>lan consis<span class=\"_ _0\"></span>te en l\u2019oct<span class=\"_ _0\"></span>ro<span class=\"lsde wseb\">i d\u2019actions de </span></span></div>\n<div class=\"t m0 x6 h62 y18b4 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance qu<span class=\"_ _0\"></span>i sont ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span> 3 ans et <span class=\"_ _0\"></span>demi ap<span class=\"_ _0\"></span>r\u00e8s leur<span class=\"_ _0\"></span> octroi. <span class=\"_ _0\"></span>Le</div>\n<div class=\"t m0 x1a h62 y18b5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0 octroyer d<span class=\"_ _0\"></span>ans le cadre de c<span class=\"_ _0\"></span>e plan se base s<span class=\"_ _0\"></span>ur la</div>\n<div class=\"t m0 x1a h62 y18b6 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">note de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 d\u2019<span class=\"_ _0\"></span>Ageas (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Ageas Business Score<span class=\"_ _3\"></span></span> </span>\u00bb), qui d\u00e9pe<span class=\"_ _0\"></span>nd de la</div>\n<div class=\"t m0 x1a h62 y18b7 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9alisation<span class=\"_ _3\"></span> des KPI de <span class=\"_ _3\"></span>l\u2019entrepris<span class=\"_ _3\"></span>e. L\u2019acqui<span class=\"_ _3\"></span>sition apr\u00e8s<span class=\"_ _3\"></span> 3 ans e<span class=\"_ _3\"></span>t demi est<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y18b8 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soumis<span class=\"_ _0\"></span>e \u00e0 une me<span class=\"_ _0\"></span>sure de l<span class=\"_ _0\"></span>a perfo<span class=\"_ _0\"></span>rmance r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e du re<span class=\"_ _0\"></span>ndement t<span class=\"_ _0\"></span>otal</div>\n<div class=\"t m0 x1a h62 y18b9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (tota<span class=\"_ _0\"></span>l shareho<span class=\"_ _0\"></span>lder ret<span class=\"_ _0\"></span>urn, TSR) p<span class=\"_ _0\"></span>ar rapport<span class=\"_ _0\"></span> \u00e0 un</div>\n<div class=\"t m0 x1a h62 y18ba ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">groupe de <span class=\"_ _3\"></span>comparaison<span class=\"_ _3\"></span>. Apr\u00e8s leur<span class=\"_ _3\"></span> acquisition<span class=\"_ _3\"></span>, les action<span class=\"_ _3\"></span>s devront \u00ea<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x1a h62 y18bb ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">conser<span class=\"wse9\">v<span class=\"_ _0\"></span>\u00e9es pend<span class=\"_ _0\"></span>ant 1 an et demi (<span class=\"_ _0\"></span>5 ans en tout \u00e0 co<span class=\"_ _0\"></span>mpter de la d<span class=\"_ _0\"></span>ate </span></div>\n<div class=\"t m0 x1a h62 y18bc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019octr<span class=\"_ _0\"></span>oi). Apr\u00e8s c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode de bloc<span class=\"_ _0\"></span>age, les b\u00e9n<span class=\"_ _0\"></span>\u00e9ficia<span class=\"_ _0\"></span>ires peuve<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 y18bd ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vendre l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons acqu<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ans cert<span class=\"_ _0\"></span>aines co<span class=\"_ _0\"></span>nditio<span class=\"_ _0\"></span>ns confo<span class=\"_ _0\"></span>rmes \u00e0 l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1a h62 y18be ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Politique de R\u00e9m<span class=\"_ _3\"></span>un\u00e9ration. De<span class=\"_ _3\"></span>s d\u00e9tails suppl\u00e9me<span class=\"_ _3\"></span>ntaires s<span class=\"lsdc wseb\">ur le plan s<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y18bf ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt dans le rapp<span class=\"_ _0\"></span>ort du Rem<span class=\"_ _0\"></span>unerati<span class=\"_ _0\"></span>on Commit<span class=\"_ _0\"></span>tee \u00e0 la sect<span class=\"_ _0\"></span>ion A<span class=\"ls0 ws0\"> </span><span class=\"wse8\">6.7. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y18c0 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18c1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour 2018,<span class=\"_ _0\"></span> un total de 35.<span class=\"_ _0\"></span>612 actio<span class=\"_ _0\"></span>ns de perfo<span class=\"_ _0\"></span>rmance so<span class=\"_ _0\"></span>nt desti<span class=\"_ _0\"></span>n\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 y18c2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. Po<span class=\"_ _0\"></span>ur 2019, un t<span class=\"_ _0\"></span>otal de 51.<span class=\"_ _0\"></span>393 action<span class=\"_ _0\"></span>s de <span class=\"lsde wsea\">performance </span></div>\n<div class=\"t m0 x1a h62 y18c3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont re\u00e7u un e<span class=\"_ _0\"></span>ngageme<span class=\"_ _0\"></span>nt d\u2019oct<span class=\"_ _0\"></span>roi et pour 2<span class=\"_ _0\"></span>020, un tota<span class=\"_ _0\"></span>l de 53.269</div>\n<div class=\"t m0 x1a h62 y18c4 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions d<span class=\"_ _0\"></span>e perform<span class=\"_ _0\"></span>ance sont<span class=\"_ _0\"></span> appel\u00e9e<span class=\"_ _0\"></span>s \u00e0 \u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. P<span class=\"_ _0\"></span>our 2021, un</div>\n<div class=\"t m0 x1a h62 y18c5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de 53.<span class=\"_ _0\"></span>918 sont<span class=\"_ _0\"></span> appel\u00e9es \u00e0 \u00eat<span class=\"_ _0\"></span>re octroy<span class=\"_ _0\"></span>\u00e9es.</div>\n<div class=\"t m0 x6 h62 y18c6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c7 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c8 ff1fa fs43 fc15 sc0 lsdc ws12d\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nn\u00e9e de perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e 2022, un t<span class=\"_ _0\"></span>otal de 42.<span class=\"_ _0\"></span>530 acti<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span>de performa<span class=\"_ _0\"></span>nce sont d<span class=\"_ _0\"></span>estin\u00e9es<span class=\"_ _0\"></span> \u00e0 \u00eatre octro<span class=\"_ _0\"></span>y\u00e9es aux me<span class=\"_ _0\"></span>mbres d<span class=\"_ _0\"></span>e l\u2019Execut<span class=\"_ _0\"></span>ive Com<span class=\"_ _0\"></span>mittee et</div>\n<div class=\"t m0 x6 h62 y18c9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"fc19 ls0 ws0\"> <span class=\"fc15\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18ca ff1fa fs43 fc19 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18cb ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>engagem<span class=\"_ _0\"></span>ents e<span class=\"_ _0\"></span>n actio<span class=\"_ _0\"></span>ns \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte dur<span class=\"_ _0\"></span>ant l\u2019a<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r les mem<span class=\"_ _0\"></span>bres de l<span class=\"_ _0\"></span>\u2019Exec<span class=\"_ _0\"></span>utive<span class=\"ls0 ws0\"> C<span class=\"lsde wsfa\">ommittee et </span></span></span></div>\n<div class=\"t m0 x6 h62 y18cc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18cd ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 561px; z-index: 15;\">(nombre d'actions en millie<span class=\"_ _0\"></span>rs)<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 561px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 561px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18d2 ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nombre d'actions nouvellement oc<span class=\"_ _0\"></span>troy\u00e9es<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y18d2 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 529px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y18d2 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d4 ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 1er mars<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 648px; bottom: 513px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 513px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> (annul\u00e9es) <span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 497px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x43 h65 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 497px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 481px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> acquises<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 481px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x188 h65 y18d1 ff1fa fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 481px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 466px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 31 d\u00e9cembre<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y18cf ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 466px; z-index: 15;\">  </div>\n<div class=\"t m0 x188 h67 y18cf ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 466px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18d8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18d9 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18da ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9mun\u00e9ration<span class=\"_ _0\"></span>s en actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18db ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En 2020, 2021 e<span class=\"_ _3\"></span>t <span class=\"wseb\">2022, Ageas <span class=\"_ _3\"></span>a lanc\u00e9 un<span class=\"_ _3\"></span> programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9ratio<span class=\"_ _3\"></span>ns </span></div>\n<div class=\"t m0 x6 h62 y18dc ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en acti<span class=\"_ _0\"></span>ons pour s<span class=\"_ _0\"></span>on sen<span class=\"_ _0\"></span>ior man<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span>. En fo<span class=\"_ _0\"></span>nction de<span class=\"_ _0\"></span> la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x6 h62 y18dd ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e de l\u2019acti<span class=\"_ _0\"></span>on Ageas par c<span class=\"_ _0\"></span>ompar<span class=\"_ _0\"></span>aison \u00e0 un gro<span class=\"_ _0\"></span>upe de pairs<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y18de ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cours des<span class=\"_ _0\"></span> trois<span class=\"_ _0\"></span> ann\u00e9es<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span> le lanc<span class=\"_ _0\"></span>ement de <span class=\"_ _0\"></span>chacun d<span class=\"_ _0\"></span>es plans<span class=\"_ _0\"></span> et de</div>\n<div class=\"t m0 x6 h62 y18df ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons li\u00e9es au m<span class=\"_ _0\"></span>aintie<span class=\"_ _0\"></span>n en poste dans<span class=\"_ _0\"></span> la soci\u00e9t<span class=\"_ _0\"></span>\u00e9, les membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y18e0 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">senior manage<span class=\"_ _3\"></span>ment recevron<span class=\"_ _3\"></span>t un paiem<span class=\"_ _3\"></span>ent en es<span class=\"_ _3\"></span>p\u00e8ces \u00e9gal \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18e1 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e2 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 13<span class=\"_ _0\"></span>5.480 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>023 </span></span></div>\n<div class=\"t m0 x133 h62 y18e3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>20)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e4 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wseb\">entre 0 et la val<span class=\"_ _0\"></span>eur de 1<span class=\"_ _0\"></span>41.400 <span class=\"_ _0\"></span><span class=\"lsde\">actions Ageas<span class=\"_ _3\"></span> au 1er<span class=\"_ _3\"></span> avril 2024<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 y18e5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>21)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e6 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 15<span class=\"_ _0\"></span>1.200 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>025 </span></span></div>\n<div class=\"t m0 x133 h62 y18e7 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>22).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y18e8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif de c<span class=\"_ _0\"></span>es transa<span class=\"_ _0\"></span>ctions r\u00e9<span class=\"_ _0\"></span>gl\u00e9es en esp<span class=\"_ _0\"></span>\u00e8ces est d<span class=\"_ _0\"></span>\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la</div>\n<div class=\"t m0 x1a h62 y18ea ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juste va<span class=\"_ _0\"></span>leur \u00e0 c<span class=\"_ _0\"></span>haque dat<span class=\"_ _0\"></span>e de cl<span class=\"_ _0\"></span>\u00f4ture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 281px; height: 685px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 281px; height: 825px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _1\"></span>ra<span class=\"_ _3\"></span>is de</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">personnel</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges salariales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges sociales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Charges li\u00e9es aux r\u00e9gimes de<span class=\"_ _0\"></span> retraite \u00e0 prestations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Charges li\u00e9es \u00e0 des r\u00e9<span class=\"_ _0\"></span>gimes de retraite \u00e0 co<span class=\"_ _0\"></span>tisations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 xe8 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">R\u00e9mun\u00e9ration fond\u00e9e sur des actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff3ac fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> de per<span class=\"_ _0\"></span>sonnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb comprend</span> </span></span>principal<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>\u2019autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y1f0b ff3aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel \u00e0 cou<span class=\"_ _0\"></span>rt term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f0c ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y212c ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La note 6 point<span class=\"_ _0\"></span> 6.1 <span class=\"ff3ad ls0 ws0\">\u00ab<span class=\"ff3aa\"> <span class=\"lsde wseb\">Avantages<span class=\"_ _3\"></span> du personne<span class=\"_ _3\"></span>l</span> </span>\u00bb<span class=\"ff3aa\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">reprend plus<span class=\"_ _3\"></span> en d\u00e9tail </span></span></span></div>\n<div class=\"t m0 x1a h62 y212d ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l'<span class=\"_ _0\"></span>emploi e<span class=\"_ _0\"></span>t les autres<span class=\"_ _0\"></span> avantage<span class=\"_ _0\"></span>s \u00e0 long</div>\n<div class=\"t m0 x1a h62 y212e ff3aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme accord\u00e9s<span class=\"_ _3\"></span> au personnel, y<span class=\"_ _3\"></span> compris les charge<span class=\"_ _3\"></span>s de <span class=\"wseb\">retraite<span class=\"_ _3\"></span> li\u00e9es </span></div>\n<div class=\"t m0 x1a h62 y212f ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies et \u00e0 coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 592px; height: 369px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 592px; height: 369px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 592px; height: 369px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutEmployeesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag325": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9mun\u00e9ration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et a<span class=\"_ _4\"></span>vantages</div>\n<div class=\"t m0 x6 h7d yf8f ff1d7 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff1d7 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Avantages du <span class=\"_ _3\"></span>personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 y1702 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La pr\u00e9sente note traite des</div>\n<div class=\"t m0 x6 h75 y1703 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y1704 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y1705 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et des indemnit\u00e9s de cessat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h75 y1706 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019em<span class=\"ws0\">ploi. Les avantages </span></div>\n<div class=\"t m0 x6 h75 y1707 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">post\u00e9rieurs \u00e0 l\u2019emplo<span class=\"_ _0\"></span>i sont les</div>\n<div class=\"t m0 x6 h75 y1708 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages du personnel, co<span class=\"_ _0\"></span>mme les</div>\n<div class=\"t m0 x6 h75 y1709 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9gimes de retraite et <span class=\"_ _0\"></span>les soins</div>\n<div class=\"t m0 x6 h75 y170a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">m\u00e9dicaux post\u00e9rieurs \u00e0 <span class=\"_ _0\"></span>l\u2019emploi,</div>\n<div class=\"t m0 x6 h75 y170b ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables au moment de la</div>\n<div class=\"t m0 x6 h75 y170c ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cessation de la relation de<span class=\"_ _0\"></span> travail.</div>\n<div class=\"t m0 x6 h75 y170d ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les autres avantages \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x6 h75 y170e ff1d8 fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">octroy\u00e9s<span class=\"ls0 ws0\"> </span><span class=\"ws110\">a<span class=\"_ _3\"></span>u personnel sont des </span></div>\n<div class=\"t m0 x6 h75 y170f ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avantages qui ne viennent pa<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1710 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">(totalement) \u00e0 \u00e9ch\u00e9ance dans <span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x6 h75 y1711 ff1d8 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">douze mois qui suivent la p\u00e9riode</div>\n<div class=\"t m0 x6 h75 y1712 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">au cours de laquelle l<span class=\"_ _0\"></span>es employ\u00e9s</div>\n<div class=\"t m0 x6 h75 y1713 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ont rendu les services</div>\n<div class=\"t m0 x6 h75 y1714 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">correspondants, comme les p<span class=\"_ _0\"></span>rimes</div>\n<div class=\"t m0 x6 h75 y1715 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u2019anciennet\u00e9<span class=\"ls0 ws0\"> <span class=\"lsf5\">et les prestations pour </span></span></div>\n<div class=\"t m0 x6 h75 y1716 ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">invalidit<span class=\"lsf6 ws110\">\u00e9 de longue dur\u00e9e. Les </span></div>\n<div class=\"t m0 x6 h75 y1717 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">indemnit\u00e9s de cessation d\u2019<span class=\"_ _0\"></span>emploi</div>\n<div class=\"t m0 x6 h75 y1718 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont des avantages du person<span class=\"_ _0\"></span>nel</div>\n<div class=\"t m0 x6 h75 y1719 ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">payables lors de la cessatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h75 y171a ff1d8 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">anticip\u00e9e du contrat de tr<span class=\"_ _0\"></span>avail de</div>\n<div class=\"t m0 x6 h75 y171b ff1d8 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">l\u2019employ\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y171c ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y171d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y171e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente un r\u00e9ca<span class=\"_ _0\"></span>pitul<span class=\"_ _0\"></span>atif des pas<span class=\"_ _0\"></span>sifs (act<span class=\"_ _0\"></span>ifs) li\u00e9s a<span class=\"_ _0\"></span>ux avanta<span class=\"_ _0\"></span>ges du <span class=\"lsde wsea\">personnel.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y171f ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1d5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 801px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69d ff1d5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 801px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c h68 y6cb ff1d9 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 770px; z-index: 15;\">Avantages post\u00e9rieurs \u00e0 l'e<span class=\"_ _0\"></span>mploi <span class=\"ls0 ws0\">- </span>R\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\">- </span><span class=\"wsed\">pensions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 770px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y68a ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 770px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 755px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 755px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 755px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Dettes relatives \u00e0 d'aut<span class=\"_ _0\"></span>res avantages du personnel \u00e0<span class=\"_ _0\"></span> long terme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 741px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff1d5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 741px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1d5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 726px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x5e h65 y6a6 ff1d5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 726px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y694 ff1da fs45 fc1e sc0 lse0 wsf0\" style=\"left: 325px; bottom: 711px; z-index: 15;\">Total des passifs (actifs) nets li\u00e9s \u00e0 des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 696px; bottom: 711px; z-index: 15;\">631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 y694 ff1da fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 711px; z-index: 15;\">886<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1727 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1728 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1729 ff1d5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les passifs e<span class=\"_ _3\"></span>t co\u00fbts de service li\u00e9<span class=\"_ _3\"></span>s sont calcul\u00e9s se<span class=\"_ _3\"></span>lon la m\u00e9thode des<span class=\"_ _3\"></span> unit\u00e9s de cr\u00e9dit pro<span class=\"_ _3\"></span>jet\u00e9es.</div>\n<div class=\"t m0 x21b h62 y172a ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cette m\u00e9thod<span class=\"_ _3\"></span>e consiste <span class=\"_ _3\"></span>\u00e0 prendre <span class=\"_ _3\"></span>en charge <span class=\"_ _3\"></span>l\u2019obligation<span class=\"_ _3\"></span> g\u00e9n\u00e9r\u00e9e au <span class=\"_ _3\"></span>titre des <span class=\"_ _3\"></span>droits a<span class=\"_ _3\"></span>cquis, mais</div>\n<div class=\"t m0 x21b h62 y172b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valu\u00e9e su<span class=\"_ _0\"></span>r les bases d<span class=\"_ _0\"></span>es prest<span class=\"_ _0\"></span>ations fut<span class=\"_ _0\"></span>ures et des pr<span class=\"_ _0\"></span>incip<span class=\"_ _0\"></span>es d\u2019attri<span class=\"_ _0\"></span>bution<span class=\"_ _0\"></span> des droits d\u00e9f<span class=\"_ _0\"></span>inie pa<span class=\"_ _0\"></span>r le</div>\n<div class=\"t m0 x21b h62 y172c ff1d5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9gime.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y172d ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y172e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des pres<span class=\"_ _0\"></span>tations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es est la vale<span class=\"_ _0\"></span>ur nette act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>\u00e9e des avant<span class=\"_ _0\"></span>ages att<span class=\"_ _0\"></span>ribu\u00e9s au</div>\n<div class=\"t m0 x21b h62 y172f ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">partici<span class=\"_ _0\"></span>pant mes<span class=\"_ _0\"></span>ur\u00e9s \u00e0 l<span class=\"_ _0\"></span>a date d<span class=\"_ _0\"></span>e report<span class=\"_ _0\"></span>ing. Le c<span class=\"_ _0\"></span>o\u00fbt des<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de la <span class=\"_ _0\"></span>p\u00e9riode <span class=\"_ _0\"></span>en cour<span class=\"_ _0\"></span>s est la <span class=\"_ _0\"></span>valeur</div>\n<div class=\"t m0 x21b h62 y1730 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nette act<span class=\"_ _0\"></span>ualis\u00e9e d<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges reven<span class=\"_ _0\"></span>ant au part<span class=\"_ _0\"></span>icipant<span class=\"_ _0\"></span> rattach\u00e9s a<span class=\"_ _0\"></span>ux servi<span class=\"_ _0\"></span>ces dura<span class=\"_ _0\"></span>nt l\u2019ann\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1731 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1732 ff1d5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les co\u00fbts <span class=\"_ _3\"></span>de pension<span class=\"_ _3\"></span> englobent l<span class=\"_ _3\"></span>es charges d<span class=\"_ _3\"></span>\u2019int\u00e9r\u00eats ne<span class=\"_ _3\"></span>ttes, calcul<span class=\"_ _3\"></span>\u00e9es en appl<span class=\"_ _3\"></span>iquant le <span class=\"_ _3\"></span>taux</div>\n<div class=\"t m0 x21b h62 y1733 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n au passif n<span class=\"_ _0\"></span>et de pension.<span class=\"_ _0\"></span> Le taux d\u2019ac<span class=\"_ _0\"></span>tualis<span class=\"_ _0\"></span>ation est u<span class=\"_ _0\"></span>n taux utilis<span class=\"_ _0\"></span>\u00e9 pour les</div>\n<div class=\"t m0 x21b h62 y1734 ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions d\u2019e<span class=\"_ _0\"></span>ntrepri<span class=\"_ _0\"></span>ses de tr<span class=\"_ _0\"></span>\u00e8s bonn<span class=\"_ _0\"></span>e qualit<span class=\"_ _0\"></span>\u00e9 lors<span class=\"_ _0\"></span>qu\u2019il y a <span class=\"_ _0\"></span>un march<span class=\"_ _0\"></span>\u00e9 actif <span class=\"_ _0\"></span>pour ce t<span class=\"_ _0\"></span>ype d\u2019<span class=\"_ _0\"></span>obligati<span class=\"_ _0\"></span>on,</div>\n<div class=\"t m0 x21b h62 y1735 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un <span class=\"lsde wseb\">taux utilis\u00e9<span class=\"_ _3\"></span> pour les <span class=\"_ _3\"></span>obligations s<span class=\"_ _3\"></span>ouveraines<span class=\"_ _3\"></span> dans les a<span class=\"_ _3\"></span>utres march\u00e9<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1736 ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1737 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Certains<span class=\"_ _0\"></span> actifs po<span class=\"_ _0\"></span>urraient<span class=\"_ _0\"></span> \u00eatre limit<span class=\"_ _0\"></span>\u00e9s \u00e0 leur mont<span class=\"_ _0\"></span>ant rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e sous la form<span class=\"_ _0\"></span>e d\u2019une r\u00e9<span class=\"_ _0\"></span>duction des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1738 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cotisat<span class=\"_ _0\"></span>ions futu<span class=\"_ _0\"></span>res ou un rem<span class=\"_ _0\"></span>boursem<span class=\"_ _0\"></span>ent en esp\u00e8<span class=\"_ _0\"></span>ces (plaf<span class=\"_ _0\"></span>onnem<span class=\"_ _0\"></span>ent de l\u2019act<span class=\"_ _0\"></span>if). En ou<span class=\"lsde wsfa\">tre, il pourrait y </span></div>\n<div class=\"t m0 x21b h62 y1739 ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u2019un passif<span class=\"_ _0\"></span> provena<span class=\"_ _0\"></span>nt d\u2019une exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nanceme<span class=\"_ _0\"></span>nt minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y173a ff1d5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y173b ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La compta<span class=\"_ _0\"></span>bilisat<span class=\"_ _0\"></span>ion de prof<span class=\"_ _0\"></span>its et pert<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>iels pour av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> post\u00e9r<span class=\"_ _0\"></span>ieurs \u00e0 l\u2019emp<span class=\"_ _0\"></span>loi se fait<span class=\"_ _0\"></span> dans</div>\n<div class=\"t m0 x21b h62 y173c ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e9sult<span class=\"_ _0\"></span>a<span class=\"lsde wseb\">t global <span class=\"_ _3\"></span>consolid\u00e9 (Ot<span class=\"_ _3\"></span>her Comprehen<span class=\"_ _3\"></span>sive Income)<span class=\"_ _3\"></span> tandis q<span class=\"_ _3\"></span>ue les pro<span class=\"_ _3\"></span>fits et per<span class=\"_ _3\"></span>tes actuariel<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y173d ff1d5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les <span class=\"_ _0\"></span>autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es \u00e0 lon<span class=\"_ _0\"></span>g terme e<span class=\"_ _0\"></span>t des i<span class=\"_ _0\"></span>ndemnit<span class=\"_ _0\"></span>\u00e9s de c<span class=\"_ _0\"></span>essatio<span class=\"_ _0\"></span>n d\u2019emp<span class=\"_ _0\"></span>loi sont c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y173e ff1d5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span>.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 220px; height: 741px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les passif<span class=\"_ _0\"></span>s des r\u00e9gi<span class=\"_ _0\"></span>mes \u00e0 prest<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>s d\u00e9finies<span class=\"_ _0\"></span> sont inclus<span class=\"_ _0\"></span> dans le post<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff1e2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> <span class=\"wse9\">courus et aut<span class=\"_ _0\"></span>res pass<span class=\"_ _0\"></span>ifs (voir<span class=\"_ _0\"></span> note 24) tan<span class=\"_ _0\"></span>dis que les act<span class=\"_ _0\"></span>ifs de </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces r\u00e9gim<span class=\"_ _0\"></span>es sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans les i<span class=\"_ _0\"></span>nt\u00e9r\u00eats<span class=\"_ _0\"></span> courus et aut<span class=\"_ _0\"></span>res actif<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y93e ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 15).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Puisqu<span class=\"_ _0\"></span>e Ageas <span class=\"_ _0\"></span>est une in<span class=\"_ _0\"></span>stitut<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8r<span class=\"_ _0\"></span>e sp\u00e9cial<span class=\"_ _0\"></span>is\u00e9e da<span class=\"_ _0\"></span>ns la ges<span class=\"_ _0\"></span>tion</div>\n<div class=\"t m0 x6 h62 y941 ff1e2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des avantages du<span class=\"_ _3\"></span> personnel (<span class=\"lsdc wse9\">Employee Ben<span class=\"_ _0\"></span>efits), c<span class=\"_ _0\"></span>ertains de<span class=\"_ _0\"></span>s r\u00e9gim<span class=\"_ _0\"></span>es </span></div>\n<div class=\"t m0 x6 h62 y942 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de retrait<span class=\"_ _0\"></span>e du person<span class=\"_ _0\"></span>nel sont ass<span class=\"_ _0\"></span>ur\u00e9s aup<span class=\"_ _0\"></span>r\u00e8s de com<span class=\"_ _0\"></span>pagnies</div>\n<div class=\"t m0 x6 h62 y943 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>ances d\u2019<span class=\"_ _0\"></span>Ageas. En ve<span class=\"_ _0\"></span>rtu des IF<span class=\"_ _0\"></span>RS, les act<span class=\"_ _0\"></span>ifs auxqu<span class=\"_ _0\"></span>els ces</div>\n<div class=\"t m0 x6 h62 y944 ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9gimes de <span class=\"_ _3\"></span>retraite son<span class=\"_ _3\"></span>t adoss\u00e9s<span class=\"_ _3\"></span> ne r\u00e9ponden<span class=\"_ _3\"></span>t pas aux con<span class=\"_ _3\"></span>ditions pour<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 yf19 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre \u00e9ligi<span class=\"_ _0\"></span>bles et ne do<span class=\"_ _0\"></span>ivent do<span class=\"_ _0\"></span>nc pas \u00eatre co<span class=\"_ _0\"></span>nsid\u00e9r<span class=\"_ _0\"></span>\u00e9s comme d<span class=\"_ _0\"></span>es actifs</div>\n<div class=\"t m0 x1a h62 yf1a ff1e2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du plan. C<span class=\"_ _3\"></span>\u2019est pourq<span class=\"_ _3\"></span>uoi ils <span class=\"_ _3\"></span>sont class\u00e9s <span class=\"_ _3\"></span>comme \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">n<span class=\"_ _3\"></span>on financ\u00e9s<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">\u00bb.</span> </span></span></div>\n<div class=\"t m0 x1a h62 yf1b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 ycfb ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">D\u2019un point<span class=\"_ _0\"></span> de vue \u00e9cono<span class=\"_ _0\"></span>mique, le pa<span class=\"_ _0\"></span>ssif d\u00e9fi<span class=\"_ _0\"></span>ni net est com<span class=\"_ _0\"></span>pens\u00e9 pa<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 ycfc ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs du p<span class=\"_ _0\"></span>lan non \u00e9li<span class=\"_ _0\"></span>gibles que d<span class=\"_ _0\"></span>\u00e9tient Ag<span class=\"_ _0\"></span>eas (2022:<span class=\"_ _0\"></span> EUR 543 mil<span class=\"_ _0\"></span>lio<span class=\"lsde wsea\">ns<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">544). D\u00e8s <span class=\"_ _0\"></span>lors, le p<span class=\"_ _0\"></span>assif <span class=\"_ _0\"></span>(actif) n<span class=\"_ _0\"></span>et s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR </span></span></div>\n<div class=\"t m0 x1a h62 ycfe ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span><span class=\"wseb\">milli<span class=\"_ _3\"></span>ons en 202<span class=\"_ _3\"></span>2 (2021: E<span class=\"_ _3\"></span>UR<span class=\"ls0 ws0\"> </span></span>184<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millions<span class=\"_ _0\"></span>) pour des ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ions de </span></span></div>\n<div class=\"t m0 x1a h62 ycff ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd00 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1226 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1227 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1228 ff1e2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente l\u2019\u00e9<span class=\"_ _0\"></span>voluti<span class=\"_ _0\"></span>on des p<span class=\"_ _0\"></span>assifs <span class=\"_ _0\"></span>(actifs) <span class=\"_ _0\"></span>nets des <span class=\"_ _0\"></span>r\u00e9gime<span class=\"_ _0\"></span>s \u00e0 prest<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"_ _0\"></span> tels qu<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s<span class=\"_ _0\"></span> dans l<span class=\"_ _0\"></span>\u2019\u00e9tat de l<span class=\"_ _0\"></span>a situat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1229 ff1e2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">financi\u00e8re.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y122a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 860px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 845px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 860px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 845px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 800px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 785px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 785px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 785px; z-index: 15;\">825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 785px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 785px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total des charges des <span class=\"_ _0\"></span>r\u00e9gimes \u00e0 prestations d\u00e9finie<span class=\"_ _0\"></span>s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 770px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 770px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 770px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 770px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> <span class=\"wsed\">l'employeur<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 741px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 726px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 726px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 726px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 711px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 711px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 711px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 681px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 681px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 681px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 681px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 652px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 652px; z-index: 15;\">524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 610px; bottom: 652px; z-index: 15;\">727<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 652px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y697 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 652px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y178a ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178b ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y178c ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous nou<span class=\"_ _3\"></span>s montre <span class=\"_ _3\"></span>les variation<span class=\"_ _3\"></span>s des obliga<span class=\"_ _3\"></span>tions des<span class=\"_ _3\"></span> r\u00e9gimes \u00e0 <span class=\"_ _3\"></span>prestations d\u00e9fi<span class=\"_ _3\"></span>nies.</span> </span></div>\n<div class=\"t m0 x6 h62 y178d ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 573px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 558px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 543px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y6de ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 573px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff1e2 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 558px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a0 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 543px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 543px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 498px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 1er janvier</span> </div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 516px; bottom: 498px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 498px; z-index: 15;\">1.169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 498px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 483px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 483px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 483px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 483px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Charges d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 468px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 468px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 468px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 453px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 439px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 439px; z-index: 15;\">(320)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 439px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 439px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 424px; z-index: 15;\">Cotisations des membres d<span class=\"_ _0\"></span>es r\u00e9gimes pay\u00e9es \u00e0<span class=\"_ _0\"></span> l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 424px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 409px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 409px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 394px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 394px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 394px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 394px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 379px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 379px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 379px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e4 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 364px; z-index: 15;\">Obliga<span class=\"_ _0\"></span>tion des<span class=\"_ _0\"></span> r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 pres<span class=\"_ _0\"></span>tatio<span class=\"_ _0\"></span>ns <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 538px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 797px; bottom: 364px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e4 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 349px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9finies au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 349px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 349px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 701px; bottom: 349px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 349px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y179e ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y179f ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17a0 ff1e2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions de la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es actifs<span class=\"_ _0\"></span> des r\u00e9gime<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17a1 ff1e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 271px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 271px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e2 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 271px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff1e2 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y699 ff1e5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Juste valeur des actifs des <span class=\"lse2 ws103\">r\u00e9gim<span class=\"_ _3\"></span>es au 1er j<span class=\"_ _3\"></span>anvie<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 240px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 240px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff1e2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 226px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 226px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y69d ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 226px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 211px; z-index: 15;\">R\u00e9\u00e9valuation (rendement des a<span class=\"_ _0\"></span>ctifs des plans hors effe<span class=\"_ _0\"></span>t du taux d\u2019int\u00e9r\u00eat)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y69b ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 211px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 211px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y6d1 ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 196px; z-index: 15;\">Cotisations vers\u00e9es par l'employeu<span class=\"_ _0\"></span>r<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 196px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y6d1 ff1e2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 196px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff1e2 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 181px; z-index: 15;\">Pres<span class=\"_ _3\"></span>tati<span class=\"_ _3\"></span>ons pay<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 181px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 181px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 166px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 166px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 166px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 151px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 151px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 yb68 ff1e2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 151px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 136px; z-index: 15;\">Juste valeur des actifs des r\u00e9gimes au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 136px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff1e4 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 136px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 125px; height: 981px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les changem<span class=\"_ _0\"></span>ents dans<span class=\"_ _0\"></span> le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif<span class=\"_ _0\"></span> et/ou l\u2019exi<span class=\"_ _0\"></span>gence de fi<span class=\"_ _0\"></span>nancem<span class=\"_ _0\"></span>ent minim<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier</span> </div>\n<div class=\"t m0 xe8 h67 y6a0 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h67 y6a0 ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 791px; bottom: 1020px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">R\u00e9\u00e9valuation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 1005px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6a0 ff1e9 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Plafo<span class=\"_ _0\"></span>nnement<span class=\"_ _0\"></span> de l'ac<span class=\"_ _0\"></span>tif/ex<span class=\"_ _0\"></span>igence<span class=\"_ _0\"></span> de fina<span class=\"_ _0\"></span>nceme<span class=\"_ _0\"></span>nt mini<span class=\"_ _0\"></span>mal <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 31 d\u00e9cembre</span> </div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 614px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y68c ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 975px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17c3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le plafon<span class=\"_ _0\"></span>nement de l<span class=\"_ _0\"></span>\u2019actif est li<span class=\"_ _0\"></span>\u00e9 aux entit<span class=\"_ _0\"></span>\u00e9s Ageas a<span class=\"_ _0\"></span>u <span class=\"wse8\">Portug<span class=\"_ _0\"></span>al.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17c6 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17c7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les \u00e9l\u00e9ment<span class=\"_ _0\"></span>s affect<span class=\"_ _0\"></span>ant le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at li\u00e9s aux r\u00e9<span class=\"_ _0\"></span>gimes \u00e0 pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fini<span class=\"_ _0\"></span>es et aux autre<span class=\"_ _0\"></span>s avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0</div>\n<div class=\"t m0 x6 h62 y17c8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019emplo<span class=\"_ _0\"></span>i pour l\u2019ex<span class=\"_ _0\"></span>ercice cl\u00f4t<span class=\"_ _0\"></span>ur\u00e9 au 31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y17c9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 849px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 849px; z-index: 15;\">R\u00e9gimes \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 543px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">prestations d\u00e9finies</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 820px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y68c ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 849px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 709px; bottom: 834px; z-index: 15;\"> <span class=\"lse0 wsee\">post\u00e9rieurs \u00e0 l'emploi</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 820px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 834px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 820px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 789px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 789px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eat nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 774px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y691 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 774px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6d3 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Co\u00fbt des services pas<span class=\"_ _0\"></span>s\u00e9s <span class=\"ls0 ws0\">- </span>droits acquis et non acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 745px; z-index: 15;\">R\u00e8glements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Total des charges des r\u00e9gimes \u00e0 prestations d\u00e9finies <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 705px; bottom: 730px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h67 y6de ff1e9 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 730px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y17d3 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d5 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats nett<span class=\"_ _0\"></span>es sont inc<span class=\"_ _0\"></span>luses dans<span class=\"_ _0\"></span> les Charg<span class=\"_ _0\"></span>es financ<span class=\"_ _0\"></span>i\u00e8res (voi<span class=\"_ _0\"></span>r note 37). T<span class=\"_ _0\"></span>ous les aut<span class=\"_ _0\"></span>res \u00e9l\u00e9me<span class=\"_ _0\"></span>nts figure<span class=\"_ _0\"></span>nt da<span class=\"lsde wseb\">ns les Frais de <span class=\"_ _3\"></span>personnel </span></div>\n<div class=\"t m0 x6 h62 y17d6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17d7 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17d8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente la c<span class=\"_ _0\"></span>ompos<span class=\"_ _0\"></span>ition des<span class=\"_ _0\"></span> r\u00e9\u00e9val<span class=\"_ _0\"></span>uatio<span class=\"_ _0\"></span>ns en fin <span class=\"_ _0\"></span>d\u2019ann\u00e9<span class=\"_ _0\"></span>e, au 31 d<span class=\"_ _0\"></span>\u00e9cembr<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y17d9 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 604px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 518px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 582px; bottom: 604px; z-index: 15;\">R\u00e9gies \u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 548px; bottom: 589px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 574px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 604px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y697 ff1e7 fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 589px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff1e7 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 574px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1e7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Rendement des actifs du plan<span class=\"_ _0\"></span> hors effet du <span class=\"_ _0\"></span>taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">R\u00e9\u00e9valuation du plafonnemen<span class=\"_ _0\"></span>t de l'actif/de l'exigence d<span class=\"_ _0\"></span>e financement minimal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 529px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Pertes (profits) actuarielles rela<span class=\"_ _0\"></span>tives \u00e0:<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses d\u00e9mograp<span class=\"_ _0\"></span>hiques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 522px; bottom: 499px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 499px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">5</div>\n<div class=\"t m0 x64 h65 y68c ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des m<span class=\"_ _3\"></span>odifications des hypoth\u00e8ses financi\u00e8res</span> </div>\n<div class=\"t m0 x231 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 484px; z-index: 15;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 484px; z-index: 15;\">(86)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 484px; z-index: 15;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 484px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des ajustements \u00e0 l\u2019exp\u00e9rience</span> </div>\n<div class=\"t m0 x3f h65 y6a6 ff1e7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 469px; z-index: 15;\">0</div>\n<div class=\"t m0 x6 h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 469px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff1e7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">R\u00e9\u00e9valuation du passif (de l'actif) d\u00e9fini net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 517px; bottom: 455px; z-index: 15;\">(213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 455px; z-index: 15;\">(113)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 455px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff1e9 fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 455px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17e4 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e5 ff1e7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17e6 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9\u00e9val<span class=\"_ _0\"></span>uation du pa<span class=\"_ _0\"></span>ssif net li<span class=\"_ _0\"></span>\u00e9 \u00e0 des r\u00e9gimes<span class=\"_ _0\"></span> \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies est</div>\n<div class=\"t m0 x6 h62 y17e7 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9e da<span class=\"_ _0\"></span>ns l\u2019\u00e9tat du r<span class=\"_ _0\"></span>\u00e9sultat<span class=\"_ _0\"></span> global (OC<span class=\"_ _0\"></span>I). Les r\u00e9\u00e9<span class=\"_ _0\"></span>valuati<span class=\"_ _0\"></span>ons des</div>\n<div class=\"t m0 x6 h62 y17e8 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs des<span class=\"_ _0\"></span> plans consi<span class=\"_ _0\"></span>stent ess<span class=\"_ _0\"></span>entie<span class=\"_ _0\"></span>llement e<span class=\"_ _0\"></span>n l\u2019\u00e9cart en<span class=\"_ _0\"></span>tre le ren<span class=\"_ _0\"></span>dement</div>\n<div class=\"t m0 x6 h62 y17e9 ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectif<span class=\"_ _0\"></span> des actifs<span class=\"_ _0\"></span> des plans et<span class=\"_ _0\"></span> le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation atte<span class=\"_ _0\"></span>ndu. Les</div>\n<div class=\"t m0 x6 h62 y17ea ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9\u00e9valu<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e l\u2019oblig<span class=\"_ _0\"></span>ation au tit<span class=\"_ _0\"></span>re des prest<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>\u00e9finies r<span class=\"_ _0\"></span>efl\u00e8tent l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y17eb ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des hypoth\u00e8<span class=\"_ _3\"></span>ses actuarielle<span class=\"_ _3\"></span>s (d\u00e9mographi<span class=\"_ _3\"></span>ques et</div>\n<div class=\"t m0 x6 h62 y17ec ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>\u00e8res) et les<span class=\"_ _0\"></span> ajuste<span class=\"_ _0\"></span>ments indu<span class=\"_ _0\"></span>its par l\u2019ex<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>nce.</div>\n<div class=\"t m0 x1a h62 y17ed ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les ajust<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9coulant<span class=\"_ _0\"></span> de l\u2019exp\u00e9<span class=\"_ _0\"></span>rience co<span class=\"_ _0\"></span>nsistent<span class=\"_ _0\"></span> en des prof<span class=\"_ _0\"></span>its et</div>\n<div class=\"t m0 x1a h62 y17ee ff1e7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pertes p<span class=\"_ _0\"></span>rovenant d<span class=\"_ _0\"></span>\u2019\u00e9carts e<span class=\"_ _0\"></span>ntre les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es actuar<span class=\"_ _0\"></span>ielles en d<span class=\"_ _0\"></span>\u00e9but</div>\n<div class=\"t m0 x1a h62 y17ef ff1e7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ann\u00e9e et <span class=\"_ _3\"></span>l\u2019exp\u00e9rienc<span class=\"_ _3\"></span>e effective <span class=\"_ _3\"></span>pendant l<span class=\"_ _3\"></span>\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 304px; height: 802px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre la du<span class=\"_ _0\"></span>r\u00e9e moyen<span class=\"_ _0\"></span>ne pond\u00e9r<span class=\"_ _0\"></span>\u00e9e en ann\u00e9<span class=\"_ _0\"></span>es de l\u2019obli<span class=\"_ _0\"></span>gation au t<span class=\"_ _0\"></span>itre des pr<span class=\"_ _0\"></span>estatio<span class=\"_ _0\"></span>ns d\u00e9fin<span class=\"_ _0\"></span>ies.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 581px; bottom: 1065px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 546px; bottom: 1050px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 1065px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 1050px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff1ee fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Dur\u00e9e moyenne pond\u00e9r\u00e9e de l'obligation des prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f1 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f2 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17f3 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es princi<span class=\"_ _0\"></span>pales hypot<span class=\"_ _0\"></span>h\u00e8ses ac<span class=\"_ _0\"></span>tuarie<span class=\"_ _0\"></span>lles util<span class=\"_ _0\"></span>is\u00e9es pou<span class=\"_ _0\"></span>r les pays de la z<span class=\"_ _0\"></span>one euro.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17f4 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x87 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 941px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 926px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 941px; z-index: 15;\">Autres avantages<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 926px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 481px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 521px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 583px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 567px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 606px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 668px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 652px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 911px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 692px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 754px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 738px; bottom: 896px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 911px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 896px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 896px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68c ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h68 y68c ff1ee fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 881px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 866px; z-index: 15;\">Taux<span class=\"_ _3\"></span> <span class=\"lse0 wsed\">d'actualisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 866px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 866px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 866px; z-index: 15;\">0,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 866px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 866px; z-index: 15;\">3,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 866px; z-index: 15;\">4,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 866px; z-index: 15;\">1,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y797 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 866px; z-index: 15;\">1,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 851px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 851px; z-index: 15;\">2,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 851px; z-index: 15;\">5,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 851px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 851px; z-index: 15;\">4,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 851px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 836px; z-index: 15;\">Augmentation future des retraites (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 477px; bottom: 836px; z-index: 15;\">2,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 521px; bottom: 836px; z-index: 15;\">3,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 563px; bottom: 836px; z-index: 15;\">1,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 836px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 668px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 754px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y691 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 836px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">\u00c9volution des co\u00fbts <span class=\"wsed\">m\u00e9dicau<span class=\"_ _0\"></span>x<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 583px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68f ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 822px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 647px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 822px; z-index: 15;\">4,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 734px; bottom: 822px; z-index: 15;\">2,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68f ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 822px; z-index: 15;\">3,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y17fe ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y17ff ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1800 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation su<span class=\"_ _0\"></span>r les pensio<span class=\"_ _0\"></span>ns est pond<span class=\"_ _0\"></span>\u00e9r\u00e9 par le pass<span class=\"_ _0\"></span>if (l\u2019ac<span class=\"_ _0\"></span>tif)</div>\n<div class=\"t m0 x6 h62 y1801 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des prest<span class=\"_ _0\"></span>ations<span class=\"_ _0\"></span> d\u00e9fin<span class=\"_ _0\"></span>ies. Les<span class=\"_ _0\"></span> plans d<span class=\"_ _0\"></span>e retrait<span class=\"_ _0\"></span>e les p<span class=\"_ _0\"></span>lus impo<span class=\"_ _0\"></span>rtants s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1802 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt en Belgiq<span class=\"_ _0\"></span>ue et sont ass<span class=\"_ _0\"></span>ortis de taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n allant d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y1803 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">3,80% \u00e0 4,10%<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1804 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les hauss<span class=\"_ _0\"></span>es sal<span class=\"_ _0\"></span>ariales f<span class=\"_ _0\"></span>utures<span class=\"_ _0\"></span> varie<span class=\"_ _0\"></span>nt en 20<span class=\"_ _0\"></span>22 de 2,9<span class=\"_ _0\"></span>0% pour l<span class=\"_ _0\"></span>e groupe<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1805 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des employ<span class=\"_ _0\"></span>\u00e9s \u00e2g\u00e9s,<span class=\"_ _0\"></span> \u00e0 5,80% pour le<span class=\"_ _0\"></span>s employ\u00e9s<span class=\"_ _0\"></span> plus jeunes<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1806 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1807 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1808 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les hypot<span class=\"_ _0\"></span><span class=\"lsde wseb\">h\u00e8ses princ<span class=\"_ _3\"></span>ipales actuari<span class=\"_ _3\"></span>elles rete<span class=\"_ _3\"></span>nues pour <span class=\"_ _3\"></span>les autres p<span class=\"_ _3\"></span>ays.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1809 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 651px; z-index: 15;\">R\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 651px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 651px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 635px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 620px; z-index: 15;\">Taux d'actualisation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 620px; z-index: 15;\">4,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 777px; bottom: 620px; z-index: 15;\">1,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff1ec fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Augmentation future des salaires (inflation des prix incluse)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 623px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180c ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180d ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y180e ff1ec fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La zone e<span class=\"_ _3\"></span>uro repr\u00e9sen<span class=\"_ _3\"></span>te 83% du<span class=\"_ _3\"></span> total des <span class=\"_ _3\"></span>obligations d<span class=\"_ _3\"></span>es r\u00e9gi<span class=\"_ _3\"></span>mes \u00e0</div>\n<div class=\"t m0 x6 h62 y180f ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">prestations<span class=\"_ _3\"></span> d\u00e9finies d\u2019Ageas<span class=\"_ _3\"></span>. Les autres pays ne<span class=\"_ _3\"></span> comprennent que le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1810 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>ions au Roy<span class=\"_ _0\"></span>aume<span class=\"ls0 ws0\">-</span>Uni. L<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l\u2019<span class=\"_ _0\"></span>emploi da<span class=\"_ _0\"></span>ns</div>\n<div class=\"t m0 x6 h62 y1811 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les pays <span class=\"_ _0\"></span>en deho<span class=\"_ _0\"></span>rs de la z<span class=\"_ _0\"></span>one eur<span class=\"_ _0\"></span>o et au R<span class=\"_ _0\"></span>oyaum<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\">-U</span><span class=\"wse9\">ni n\u2019ont pas </span></div>\n<div class=\"t m0 x6 h62 y1812 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impact<span class=\"_ _0\"></span> signif<span class=\"_ _0\"></span>icatif<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1813 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1814 ff1ec fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Une variation d\u2019un<span class=\"_ _3\"></span> pour cent des hypoth<span class=\"_ _3\"></span>\u00e8ses actuariel<span class=\"_ _3\"></span>les aurait l\u2019e<span class=\"_ _3\"></span>ffet</div>\n<div class=\"t m0 x1a h62 y1815 ff1ec fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">suivant s<span class=\"_ _0\"></span>ur l\u2019ob<span class=\"_ _0\"></span>ligat<span class=\"_ _0\"></span>ion au tit<span class=\"_ _0\"></span>re des p<span class=\"_ _0\"></span>restati<span class=\"_ _0\"></span>ons d\u00e9fi<span class=\"_ _0\"></span>nies pou<span class=\"_ _0\"></span>r les pl<span class=\"_ _0\"></span>ans de</div>\n<div class=\"t m0 x1a h62 y1816 ff1ec fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">retrait<span class=\"_ _0\"></span>e \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9fi<span class=\"_ _0\"></span>nies et les aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages <span class=\"lsde wsfa\">post\u00e9rieurs \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1817 ff1ec fs43 fc15 sc0 ls109 ws129\" style=\"z-index: 15;\">l\u2019emploi.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1818 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1819 ff1ec fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 449px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 519px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 449px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 547px; bottom: 434px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 605px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 690px; bottom: 419px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a0 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 726px; bottom: 449px; z-index: 15;\">Autres avantages <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 711px; bottom: 434px; z-index: 15;\">post\u00e9rieurs \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1ec fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 419px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 434px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 419px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 389px; z-index: 15;\">750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 389px; z-index: 15;\">1.079<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 389px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 389px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de taux d'a<span class=\"_ _0\"></span>ctualisation<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y691 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 359px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 344px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 344px; z-index: 15;\">(11,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 344px; z-index: 15;\">(13,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 344px; z-index: 15;\">(16,8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 344px; z-index: 15;\">(19,3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 330px; z-index: 15;\">12,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 330px; z-index: 15;\">16,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 685px; bottom: 330px; z-index: 15;\">18,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 330px; z-index: 15;\">25,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff1ec fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Incidence de la modification des hausses salariales futures estim\u00e9es<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y694 ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 285px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 514px; bottom: 285px; z-index: 15;\">12,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 600px; bottom: 285px; z-index: 15;\">12,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 270px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 508px; bottom: 270px; z-index: 15;\">(10,6%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 270px; z-index: 15;\">(10,2%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y697 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 539px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 240px; z-index: 15;\">Incidence de la modification de<span class=\"_ _0\"></span> l'hypoth\u00e8se de hausse de<span class=\"_ _0\"></span>s pensions<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 539px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 625px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 710px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff1ec fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 240px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 226px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 519px; bottom: 226px; z-index: 15;\">8,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff1ec fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 226px; z-index: 15;\">9,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a0 ff1ec fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 226px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1ec fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 211px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 513px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>3%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff1ec fs45 fc15 sc0 lse5 wsf4\" style=\"left: 599px; bottom: 211px; z-index: 15;\">(7,<span class=\"_ _3\"></span>8%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 906px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une variat<span class=\"_ _0\"></span>ion d\u2019u<span class=\"_ _0\"></span>n pour cent des<span class=\"_ _0\"></span> hypoth\u00e8<span class=\"_ _0\"></span>ses de taux<span class=\"_ _0\"></span> d\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"lsde wsfa\">co\u00fbts m\u00e9dicaux aurait l\u2019effe<span class=\"_ _3\"></span>t suivant sur l\u2019obl<span class=\"_ _3\"></span>igation au tit<span class=\"_ _3\"></span>re des prestation<span class=\"_ _3\"></span>s d\u00e9finies, </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour les f<span class=\"_ _0\"></span>rais m<span class=\"_ _0\"></span>\u00e9dicaux.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y699 ff1f0 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 734px; bottom: 1049px; z-index: 15;\">Soins m\u00e9dicaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69d ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1004px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Incidence des modifications d<span class=\"_ _0\"></span>es <span class=\"wsf0\">hypoth\u00e8ses en soins m\u00e9dicaux et des taux attendus<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 959px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Hausse de 1%</span> </div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 959px; z-index: 15;\">20,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 959px; z-index: 15;\">26,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Baisse de 1%</span> </div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 592px; bottom: 945px; z-index: 15;\">(15,9%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x292 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 764px; bottom: 945px; z-index: 15;\">(20,0%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1831 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1832 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1833 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs des r\u00e9<span class=\"_ _0\"></span>gimes se pr<span class=\"_ _0\"></span>\u00e9sente c<span class=\"_ _0\"></span>omme suit.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1834 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 866px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y68a ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 866px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 866px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff1f2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 835px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 835px; z-index: 15;\">13,9%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 835px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 835px; z-index: 15;\">11,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 821px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 821px; z-index: 15;\">63,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 821px; z-index: 15;\">230<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 821px; z-index: 15;\">63,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 806px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 806px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 806px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y797 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 806px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 791px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 791px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 791px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 791px; z-index: 15;\">8,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Tr\u00e9s<span class=\"_ _3\"></span>orer<span class=\"_ _3\"></span>ie <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 776px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 776px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6ed ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 776px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 776px; z-index: 15;\">1,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 761px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 761px; z-index: 15;\">1,3%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 761px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 761px; z-index: 15;\">8,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 746px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 746px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff1f0 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 746px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les actifs des<span class=\"_ _3\"></span> r\u00e9gimes se <span class=\"lsdc wseb\">composent<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt de tit<span class=\"_ _0\"></span>res \u00e0 r<span class=\"_ _0\"></span>evenu </span></div>\n<div class=\"t m0 x6 h62 y1842 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">fixe, puis<span class=\"_ _3\"></span> d\u2019actions<span class=\"_ _3\"></span>, de fonds<span class=\"_ _3\"></span> immobiliers <span class=\"_ _3\"></span>et de con<span class=\"_ _3\"></span>trats de<span class=\"_ _3\"></span> placement</div>\n<div class=\"t m0 x6 h62 y1843 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conclus aup<span class=\"_ _3\"></span>r\u00e8s de compag<span class=\"_ _3\"></span>nies d\u2019as<span class=\"_ _3\"></span>surance. La <span class=\"_ _3\"></span>politique in<span class=\"_ _3\"></span>terne de</div>\n<div class=\"t m0 x6 h62 y1844 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt d\u2019Ag<span class=\"_ _0\"></span>eas pr\u00e9c<span class=\"_ _0\"></span>ise qu<span class=\"_ _0\"></span>\u2019il convi<span class=\"_ _0\"></span>ent d\u2019\u00e9<span class=\"_ _0\"></span>viter d\u2019i<span class=\"_ _0\"></span>nvest<span class=\"_ _0\"></span>ir dans d<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y1845 ff1f0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">prod<span class=\"wseb\">uits d\u00e9r<span class=\"_ _3\"></span>iv\u00e9s et sur<span class=\"_ _3\"></span> des marc<span class=\"_ _3\"></span>h\u00e9s \u00e9mergen<span class=\"_ _3\"></span>ts en vue <span class=\"_ _3\"></span>de financ<span class=\"_ _3\"></span>er des </span></div>\n<div class=\"t m0 x1a h62 y1846 ff1f0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9gimes <span class=\"_ _0\"></span>de retra<span class=\"_ _0\"></span>ite. L<span class=\"_ _0\"></span>e montant<span class=\"_ _0\"></span> sous l<span class=\"_ _0\"></span>a rubri<span class=\"_ _0\"></span>que Aut<span class=\"_ _0\"></span>res est li<span class=\"_ _0\"></span>\u00e9 aux de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y1847 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fonds diversi<span class=\"_ _3\"></span>fi\u00e9s au Royaume<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">Uni.</span> </span></div>\n<div class=\"t m0 x1a h62 y1848 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1849 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9part<span class=\"_ _0\"></span>ition des act<span class=\"_ _0\"></span>ifs non \u00e9l<span class=\"_ _0\"></span>igibles po<span class=\"_ _0\"></span>ur des obli<span class=\"_ _0\"></span><span class=\"lsde wsfa\">gations de r<span class=\"lsdc wseb\">etraite se </span></span></div>\n<div class=\"t m0 x1a h62 y184a ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e comme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y184b ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184c ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 464px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x1e0 h65 y697 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 636px; bottom: 589px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 789px; bottom: 589px; z-index: 15;\">%</div>\n<div class=\"t m0 x184 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 538px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 710px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y699 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 797px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 559px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 559px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 559px; z-index: 15;\">7,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 559px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 559px; z-index: 15;\">7,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 544px; z-index: 15;\">430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 544px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a0 ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 544px; z-index: 15;\">79,2%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Portefeuille immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 529px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">10,1%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 529px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 529px; z-index: 15;\">10,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Obligations convertibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 514px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">2,6%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 514px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 514px; z-index: 15;\">2,4%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 499px; z-index: 15;\">4</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 499px; z-index: 15;\">0,7%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff1f0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 499px; z-index: 15;\">3</div>\n<div class=\"t m0 x231 h65 y68c ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 499px; z-index: 15;\">0,5%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff1f3 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 695px; bottom: 484px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff1f3 fs45 fc1e sc0 lse0 wsed\" style=\"left: 767px; bottom: 484px; z-index: 15;\">100,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y184d ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184e ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y184f ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ada<span class=\"_ _0\"></span>pte grad<span class=\"_ _0\"></span>uellem<span class=\"_ _0\"></span>ent sa politi<span class=\"_ _0\"></span>que d\u2019all<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n d\u2019actifs<span class=\"_ _0\"></span> afin</div>\n<div class=\"t m0 x6 h62 y1850 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019assur<span class=\"_ _0\"></span>er une conc<span class=\"_ _0\"></span>ordanc<span class=\"_ _0\"></span>e \u00e9troite en<span class=\"_ _0\"></span>tre la dur<span class=\"_ _0\"></span>ation de ses act<span class=\"_ _0\"></span>ifs et cel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y1851 ff1f0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">de ses engagements<span class=\"_ _3\"></span> de pension.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1852 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1853 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les cotis<span class=\"_ _0\"></span>ations des<span class=\"_ _0\"></span> employe<span class=\"_ _0\"></span>urs qui doiv<span class=\"_ _0\"></span>ent \u00eatre pay<span class=\"_ _0\"></span>\u00e9es pou<span class=\"_ _0\"></span>r les</div>\n<div class=\"t m0 x1a h62 y1854 ff1f0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">avantages p<span class=\"_ _3\"></span>ost\u00e9rieurs <span class=\"_ _3\"></span>\u00e0 l\u2019emploi<span class=\"_ _3\"></span> p<span class=\"lsdc wse9\">our l\u2019exer<span class=\"_ _0\"></span>cice se te<span class=\"_ _0\"></span>rminant le<span class=\"_ _0\"></span> <span class=\"lsde wsea\">31 </span></span></div>\n<div class=\"t m0 x1a h62 y1855 ff1f0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9cembr<span class=\"_ _0\"></span>e 2022 se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span>.</div>\n<div class=\"t m0 x6 h62 y1856 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1857 ff1f0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x18 h65 y6a6 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 754px; bottom: 343px; z-index: 15;\">R\u00e9gimes \u00e0 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f0 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff1f0 fs45 fc1e sc0 lse0 wsee\" style=\"left: 719px; bottom: 328px; z-index: 15;\">prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a6 ff1f2 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y6a6 ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Cotisations aux actifs du plan<span class=\"_ _0\"></span> attendues pour l'ann\u00e9e p<span class=\"_ _0\"></span>rochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6ed ff1f0 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 283px; z-index: 15;\">Cotisations attendues aux <span class=\"_ _0\"></span>actifs non \u00e9ligibles pour l'<span class=\"_ _0\"></span>ann\u00e9e prochaine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68f ff1f0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 283px; z-index: 15;\">32<span class=\"fc19 ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 272px; height: 834px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">Au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s \u00e0 long<span class=\"_ _3\"></span> terme accord<span class=\"_ _3\"></span>\u00e9s au pers<span class=\"_ _3\"></span>onnel</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e accord<span class=\"_ _0\"></span>\u00e9s au <span class=\"lsde wsfa\">personnel comprennen<span class=\"_ _3\"></span>t les primes<span class=\"_ _3\"></span> d\u2019anciennet\u00e9. Le<span class=\"_ _3\"></span> tableau pr\u00e9sente les<span class=\"_ _3\"></span> passifs nets. Le<span class=\"_ _3\"></span>s passifs li\u00e9s </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges du pers<span class=\"_ _0\"></span>onnel \u00e0 lon<span class=\"_ _0\"></span>g terme fig<span class=\"_ _0\"></span>urent dans l\u2019<span class=\"_ _0\"></span>\u00e9tat de la s<span class=\"_ _0\"></span>ituati<span class=\"_ _0\"></span>on financi<span class=\"_ _0\"></span>\u00e8re sous Int<span class=\"_ _0\"></span>\u00e9r\u00eats co<span class=\"_ _0\"></span>urus et<span class=\"ls0 ws0\"> </span>autr<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> (voir note 2<span class=\"_ _0\"></span>4).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 623px; bottom: 1003px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1003px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 988px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h67 y69d ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 988px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1862 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1863 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1864 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e les variat<span class=\"_ _0\"></span>ions des pas<span class=\"_ _0\"></span>sifs en<span class=\"_ _0\"></span> cours d\u2019ex<span class=\"_ _0\"></span>ercice, li<span class=\"_ _0\"></span>\u00e9s aux autr<span class=\"_ _0\"></span>es avantag<span class=\"_ _0\"></span>es \u00e0 long ter<span class=\"_ _0\"></span>me.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1865 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 632px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y6a0 ff1f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 795px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsee\" style=\"left: 69px; bottom: 879px; z-index: 15;\">Passifs nets au 1er jan<span class=\"_ _0\"></span>vier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 623px; bottom: 879px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y68c ff1f5 fs45 fc20 sc0 lse0 wsed\" style=\"left: 786px; bottom: 879px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 864px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68a ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 864px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 864px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 849px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 849px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Passifs nets au 31 d\u00e9<span class=\"_ _0\"></span>cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 623px; bottom: 835px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12d h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y186c ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186d ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y186e ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la fou<span class=\"_ _0\"></span>rchette<span class=\"ls0 ws0\"> </span><span class=\"wse9\">d<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses actua<span class=\"_ _0\"></span>rielles r<span class=\"_ _0\"></span>etenu<span class=\"_ _0\"></span>es dans le ca<span class=\"_ _0\"></span>lcul des pas<span class=\"_ _0\"></span>sifs li\u00e9s aux<span class=\"_ _0\"></span> autres av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> \u00e0 long term<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y186f ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">accord\u00e9s au<span class=\"_ _3\"></span> personnel.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1870 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 740px; z-index: 15;\">  </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 551px; bottom: 740px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 740px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 615px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 725px; z-index: 15;\">  </div>\n<div class=\"t m0 x233 h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 699px; bottom: 725px; z-index: 15;\">Bas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 777px; bottom: 740px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 779px; bottom: 725px; z-index: 15;\">Haut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 551px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 710px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 695px; z-index: 15;\">Taux d'actualisation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 695px; z-index: 15;\">3,17%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 695px; z-index: 15;\">3,82%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 695px; z-index: 15;\">0,32%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 695px; z-index: 15;\">0,70%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 680px; z-index: 15;\">Augmentations de salaires <span class=\"_ _0\"></span>futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 526px; bottom: 680px; z-index: 15;\">3,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 680px; z-index: 15;\">5,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 680px; z-index: 15;\">2,10%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 680px; z-index: 15;\">4,20%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1876 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1877 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1878 ff1f5 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Les <span class=\"lsdc wse9\">charges li\u00e9es<span class=\"_ _0\"></span> aux autr<span class=\"_ _0\"></span>es avanta<span class=\"_ _0\"></span>ges \u00e0 long term<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>\u00e9s au pers<span class=\"_ _0\"></span>onnel figu<span class=\"_ _0\"></span>rent ci<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">dessous. Les charge<span class=\"_ _3\"></span>s d\u2019int\u00e9r\u00eats<span class=\"_ _3\"></span> figurent dan<span class=\"_ _3\"></span>s les Ch<span class=\"_ _3\"></span>arges </span></span></span></div>\n<div class=\"t m0 x6 h62 y1879 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financi\u00e8res (<span class=\"_ _3\"></span>voir note<span class=\"_ _3\"></span> 37). Tou<span class=\"_ _3\"></span>tes les a<span class=\"_ _3\"></span>utres charge<span class=\"_ _3\"></span>s se retrou<span class=\"_ _3\"></span>vent sous l<span class=\"_ _3\"></span>e poste Frai<span class=\"_ _3\"></span>s de person<span class=\"_ _3\"></span>nel (voir <span class=\"_ _3\"></span>note 40).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y187a ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 588px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y697 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 588px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y699 ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 572px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 557px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69b ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 557px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px; z-index: 15;\">Pertes (gains) actuariels nets <span class=\"_ _0\"></span>comptabilis\u00e9s imm\u00e9diatement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 543px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 543px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff1f8 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 528px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y69b ff1f8 fs45 fc1e sc0 lse0 wsed\" style=\"left: 621px; bottom: 528px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 528px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1880 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1881 ff1f5 fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.1.3<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>demnit\u00e9s de <span class=\"_ _3\"></span>cessation d<span class=\"_ _3\"></span>\u2019emploi</span> </span></div>\n<div class=\"t m0 x6 h62 y1882 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les indemni<span class=\"_ _3\"></span>t\u00e9s de ces<span class=\"_ _3\"></span>sation d\u2019emplo<span class=\"_ _3\"></span>i sont de<span class=\"_ _3\"></span>s avantages <span class=\"_ _3\"></span>du personnel<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1883 ff1f5 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">payable<span class=\"_ _0\"></span>s suite <span class=\"_ _0\"></span>\u00e0 soit u<span class=\"_ _0\"></span>ne d\u00e9cisi<span class=\"_ _0\"></span>on de l\u2019<span class=\"_ _0\"></span>entrepr<span class=\"_ _0\"></span>ise de m<span class=\"_ _0\"></span>ettre fi<span class=\"_ _0\"></span>n \u00e0 l\u2019em<span class=\"_ _0\"></span>ploi</div>\n<div class=\"t m0 x6 h62 y1884 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avant la dat<span class=\"_ _0\"></span>e normal<span class=\"_ _0\"></span>e de mise \u00e0 la ret<span class=\"_ _0\"></span>raite, soit<span class=\"_ _0\"></span> une d\u00e9ci<span class=\"_ _0\"></span>sion du memb<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h62 y1885 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du person<span class=\"_ _0\"></span>nel de part<span class=\"_ _0\"></span>ir volont<span class=\"_ _0\"></span>airem<span class=\"_ _0\"></span>ent <span class=\"lsde wsfa\">en \u00e9change de ces indem<span class=\"_ _3\"></span>nit\u00e9s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1886 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1887 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1888 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s li\u00e9s aux aut<span class=\"_ _0\"></span>res avant<span class=\"_ _0\"></span>ages du</div>\n<div class=\"t m0 x1a h62 y1889 ff1f5 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">personnel \u00e0<span class=\"_ _3\"></span> long ter<span class=\"_ _3\"></span>me figurant<span class=\"_ _3\"></span> dans l\u2019\u00e9tat <span class=\"_ _3\"></span>de la s<span class=\"_ _3\"></span>ituation finan<span class=\"_ _3\"></span>ci\u00e8re,</div>\n<div class=\"t m0 x1a h62 y188a ff1f5 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dans la rubrique<span class=\"_ _3\"></span> Int\u00e9r\u00eats courus<span class=\"_ _3\"></span> et autres passi<span class=\"_ _3\"></span>f<span class=\"wseb\">s (voir not<span class=\"_ _3\"></span>e 24).</span></div>\n<div class=\"t m0 x6 h62 y188b ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 386px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 386px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 386px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y68c ff1f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Obligation des r\u00e9gimes \u00e0<span class=\"_ _0\"></span> prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h65 y6d1 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 356px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h67 y68c ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Passifs (actifs) nets des r\u00e9gimes \u00e0 prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y68c ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 341px; z-index: 15;\">5</div>\n<div class=\"t m0 x6 h62 y1890 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1891 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1892 ff1f5 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant m<span class=\"_ _0\"></span>ontre les v<span class=\"_ _0\"></span>ariatio<span class=\"_ _0\"></span>ns des passif<span class=\"_ _0\"></span>s pour in<span class=\"_ _0\"></span>demnit\u00e9s<span class=\"_ _0\"></span> de fin de cont<span class=\"_ _0\"></span>rat en cour<span class=\"_ _0\"></span>s <span class=\"lsde wsea\">d\u2019ann\u00e9e.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1893 ff1f5 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 262px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff1f5 fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 262px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 632px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 yb68 ff1f7 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs nets au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 232px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y691 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 232px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 yb68 ff1f5 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 217px; z-index: 15;\">Total des charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 217px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 yb68 ff1f5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 217px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 202px; z-index: 15;\">Prestations directement pay\u00e9es<span class=\"_ _0\"></span> par l'employeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff1f5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 202px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff1f8 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Passifs nets au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t m0 x1 h67 y6d3 ff1f8 fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 187px; z-index: 15;\">5</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les charg<span class=\"_ _0\"></span>es li\u00e9es au<span class=\"_ _0\"></span>x indemnit<span class=\"_ _0\"></span>\u00e9s de cess<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>emploi so<span class=\"_ _0\"></span>nt pr\u00e9se<span class=\"_ _0\"></span>nt\u00e9es <span class=\"lsdd\">ci<span class=\"ls0 ws0\">-</span></span>dessou<span class=\"_ _0\"></span>s. Les cha<span class=\"_ _0\"></span>rges d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats s<span class=\"_ _0\"></span>ont inclus<span class=\"_ _0\"></span>es dans les Ch<span class=\"_ _0\"></span>arges fi<span class=\"_ _0\"></span>nanci\u00e8r<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y8b2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 37). Tout<span class=\"_ _0\"></span>es les autre<span class=\"_ _0\"></span>s charges<span class=\"_ _0\"></span> figurent<span class=\"_ _0\"></span> dans les Fra<span class=\"_ _0\"></span>is de perso<span class=\"_ _0\"></span>nnel (voi<span class=\"_ _0\"></span>r note 40).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 613px; bottom: 1049px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 776px; bottom: 1049px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h68 y697 ff1fc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Charge des r\u00e9gimes attribu\u00e9e<span class=\"_ _0\"></span> au cours de l'exer<span class=\"_ _0\"></span>cice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 629px; bottom: 1019px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h65 y69d ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 1019px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y69b ff1fd fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 629px; bottom: 1004px; z-index: 15;\">1</div>\n<div class=\"t m0 x1 h67 y69b ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 792px; bottom: 1004px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 993px; height: 113px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eats courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres charges courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xe8 h65 y68f ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Autres prestations \u00e0 lo<span class=\"_ _0\"></span>ng terme accord\u00e9es au per<span class=\"_ _0\"></span>sonnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Prestations \u00e0 court ter<span class=\"_ _0\"></span>me accord\u00e9es au personnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Passifs li\u00e9s aux options de<span class=\"_ _0\"></span> vente sur PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 637px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Dettes commerciales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Dettes envers les agen<span class=\"_ _0\"></span>ts, preneurs d'assurance e<span class=\"_ _0\"></span>t interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">TVA et autres imp\u00f4ts \u00e0<span class=\"_ _0\"></span> payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Dividendes \u00e0 payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Dettes envers les r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff336 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1fc1 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc2 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc3 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une inform<span class=\"_ _0\"></span>ation pl<span class=\"_ _0\"></span>us d\u00e9tail<span class=\"_ _0\"></span>l\u00e9e sur les pas<span class=\"_ _0\"></span>sifs li\u00e9s<span class=\"_ _0\"></span> \u00e0 des avanta<span class=\"_ _0\"></span>ges du</div>\n<div class=\"t m0 x6 h62 y1fc4 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e \u00e0 la not<span class=\"_ _0\"></span>e 6, point 6.1 <span class=\"ff337 ls0 ws0\">\u00ab<span class=\"ff334\"> </span></span><span class=\"wseb\">Avant<span class=\"_ _0\"></span>ages du </span></div>\n<div class=\"t m0 x6 h62 y1fc5 ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">personnel<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff337\">\u00bb</span><span class=\"lsf0 ws104\">. </span> </span></div>\n<div class=\"t m0 x6 h62 y1fc6 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fc7 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le poste \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res passif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb compre<span class=\"_ _0\"></span>nd les d<span class=\"_ _0\"></span>ettes li<span class=\"_ _0\"></span>\u00e9es \u00e0 la <span class=\"_ _0\"></span>compens<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x1a h62 y1fc8 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des op\u00e9rat<span class=\"_ _0\"></span>ions sur t<span class=\"_ _0\"></span>itres, les<span class=\"_ _0\"></span> gara<span class=\"wseb\">nti<span class=\"_ _0\"></span>es sur <span class=\"wse9\">sw<span class=\"_ _0\"></span>ap de taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat<span class=\"lsfe ws111\">, les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1fc9 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">liquidit<span class=\"_ _0\"></span>\u00e9s re\u00e7ue<span class=\"_ _0\"></span>s en attent<span class=\"_ _0\"></span>e d'affect<span class=\"_ _0\"></span>ation aux<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et les</div>\n<div class=\"t m0 x1a h62 y1fca ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">petites d\u00e9<span class=\"_ _0\"></span>penses<span class=\"_ _0\"></span> \u00e0 payer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1fcb ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fcc ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s peuv<span class=\"_ _0\"></span>ent \u00eatre tro<span class=\"_ _0\"></span>uv\u00e9s dan<span class=\"_ _0\"></span>s la Note 27</div>\n<div class=\"t m0 x1a h62 y1fcd ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 381px; height: 444px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Pro<span class=\"_ _1\"></span>visions</div>\n<div class=\"t m0 x6 h75 y7a0 ff33f fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">Les provisions concer<span class=\"_ _3\"></span>nent</div>\n<div class=\"t m0 x6 h75 y7a1 ff33f fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">principalement les litiges judici<span class=\"_ _0\"></span>aires</div>\n<div class=\"t m0 x6 h75 y7a2 ff33f fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">et diverses r\u00e9organisations. Elles</div>\n<div class=\"t m0 x6 h75 y7a3 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont bas\u00e9es sur les meilleu<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h75 y7a4 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">estimations disponibles en fin<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h75 y7a5 ff33f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">p\u00e9riode, selon le jugement du</div>\n<div class=\"t m0 x6 h75 y7a6 ff33f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">management et le plus souvent</div>\n<div class=\"t m0 x6 h75 y7a7 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">\u00e9tay\u00e9es par l\u2019opinio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h75 y7a8 ff33f fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">conse<span class=\"lsf5 ws0\">illers juridiques. Le mo<span class=\"_ _0\"></span>ment </span></div>\n<div class=\"t m0 x6 h75 y7a9 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des sorties de tr\u00e9sorerie<span class=\"_ _0\"></span> relatives \u00e0</div>\n<div class=\"t m0 x6 h75 y7aa ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ces provisions est par natu<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h75 y7ab ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">incertain \u00e9tant donn<span class=\"_ _0\"></span>\u00e9 le caract\u00e8re</div>\n<div class=\"t m0 x6 h75 y18ed ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">impr\u00e9visible de l\u2019issue et d<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h75 y18ee ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">de r\u00e8glement des litiges. <span class=\"_ _0\"></span>Il convient</div>\n<div class=\"t m0 x6 h75 y18ef ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">de consulter la note 43 <span class=\"ls0\">\u00ab </span><span class=\"ws10f\">Passifs </span></div>\n<div class=\"t m0 x6 h75 y18f0 ff33f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">\u00e9ventuels<span class=\"ls0 ws0\"> \u00bb <span class=\"_ _3\"></span><span class=\"lsf6 ws114\">po</span><span class=\"lsf5\">ur la description des </span></span></div>\n<div class=\"t m0 x6 h75 y18f1 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">affaires en cours.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff33d fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">R\u00e8glement gl<span class=\"_ _3\"></span>obal li\u00e9 <span class=\"_ _3\"></span>aux \u00e9v\u00e9nemen<span class=\"_ _3\"></span>ts Fortis <span class=\"_ _3\"></span>de 2007 et<span class=\"_ _3\"></span> 2008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1669 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le 14 mar<span class=\"_ _3\"></span>s 2016, Agea<span class=\"_ _3\"></span>s et les <span class=\"_ _3\"></span>organisatio<span class=\"_ _3\"></span>ns de plai<span class=\"_ _3\"></span>gnants Demino<span class=\"_ _3\"></span>r, Stichting<span class=\"_ _3\"></span> FortisEffe<span class=\"_ _3\"></span>ct, Stichting<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y166a ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>or Claims Ag<span class=\"_ _0\"></span>ainst Fort<span class=\"_ _0\"></span>is (SIC<span class=\"_ _0\"></span>AF) et VEB ont<span class=\"_ _0\"></span> annonc\u00e9 un<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>ition de r\u00e8<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span> de toutes</div>\n<div class=\"t m0 x21b h62 y166b ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les proc\u00e9dur<span class=\"_ _3\"></span>es civiles<span class=\"_ _3\"></span> li\u00e9es \u00e0 <span class=\"_ _3\"></span>l\u2019h\u00e9ritage <span class=\"_ _3\"></span>de l\u2019ancien g<span class=\"_ _3\"></span>roupe Forti<span class=\"_ _3\"></span>s pour les<span class=\"_ _3\"></span> \u00e9v\u00e9nements de<span class=\"_ _3\"></span> 2007 et<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y166c ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008 pour un m<span class=\"_ _0\"></span>ontant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"lsfe ws11a\">m<span class=\"_ _3\"></span>illiard. <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x21b h62 y166d ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y166e ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le 14 mar<span class=\"_ _3\"></span>s 2016 \u00e9gale<span class=\"_ _3\"></span>ment, Ageas<span class=\"_ _3\"></span> a annonc\u00e9 <span class=\"_ _3\"></span>avoir about<span class=\"_ _3\"></span>i \u00e0 un ac<span class=\"_ _3\"></span>cord ave<span class=\"wsfa\">c les as<span class=\"_ _3\"></span>sureurs D&amp;O, </span></div>\n<div class=\"t m0 x21b h62 y1fd5 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les D&amp;O impl<span class=\"_ _0\"></span>iqu\u00e9s da<span class=\"_ _0\"></span>ns les litig<span class=\"_ _0\"></span>es et BNP Pa<span class=\"_ _0\"></span>ribas Fort<span class=\"_ _0\"></span>is pour r\u00e9g<span class=\"_ _0\"></span>ler un monta<span class=\"_ _0\"></span>nt d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">290</span> <span class=\"lsfe ws11a\">millions.</span> </span></div>\n<div class=\"t m0 x21b h62 y1fd6 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fd7 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 mars 201<span class=\"_ _0\"></span>7, la Cour d<span class=\"_ _0\"></span>\u2019Appel d\u2019A<span class=\"_ _0\"></span>msterd<span class=\"_ _0\"></span>am a tenu une s\u00e9<span class=\"_ _0\"></span>ance pub<span class=\"_ _0\"></span>lique au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x21b h62 y1fd8 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">elle a enten<span class=\"_ _0\"></span>du la dema<span class=\"_ _0\"></span>nde de d\u00e9cl<span class=\"_ _0\"></span>aration du<span class=\"_ _0\"></span> caract\u00e8<span class=\"_ _0\"></span>re contr<span class=\"_ _0\"></span>aignant d<span class=\"_ _0\"></span>u r\u00e8glem<span class=\"_ _0\"></span>ent ainsi<span class=\"_ _0\"></span> que les</div>\n<div class=\"t m0 x21b h62 y1fd9 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">argume<span class=\"_ _0\"></span>nts d\u00e9pos<span class=\"_ _0\"></span>\u00e9s \u00e0 son encont<span class=\"_ _0\"></span>re. Le 16 jui<span class=\"_ _0\"></span>n 2017, la Co<span class=\"_ _0\"></span>ur a pris la d\u00e9ci<span class=\"_ _0\"></span>sion pro<span class=\"_ _0\"></span>visoire de<span class=\"_ _0\"></span> ne pas</div>\n<div class=\"t m0 x21b h62 y1fda ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9clarer le<span class=\"_ _3\"></span> r\u00e8glemen<span class=\"_ _3\"></span>t contraignan<span class=\"_ _3\"></span>t dans sa <span class=\"_ _3\"></span>forme initia<span class=\"_ _3\"></span>le. Le 12 <span class=\"_ _3\"></span>d\u00e9cembre 2<span class=\"_ _3\"></span>017, les dem<span class=\"_ _3\"></span>andeurs ont</div>\n<div class=\"t m0 x21b h62 y1fdb ff33d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9pos<span class=\"lsdc wse9\">\u00e9 un r\u00e8glement<span class=\"_ _0\"></span> r\u00e9vis\u00e9 et mo<span class=\"_ _0\"></span>difi\u00e9<span class=\"_ _0\"></span> aupr\u00e8s de la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam. Ce r\u00e8<span class=\"_ _0\"></span>glement </span></div>\n<div class=\"t m0 x21b h62 y1fdc ff33d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">modifi\u00e9 a tenu co<span class=\"_ _3\"></span>mpte des princi<span class=\"_ _3\"></span>pales pr\u00e9occupation<span class=\"_ _3\"></span>s de la Cour et aug<span class=\"_ _3\"></span>ment\u00e9 le budget glo<span class=\"_ _3\"></span>bal</div>\n<div class=\"t m0 x21b h62 y1fdd ff33d fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">10<span class=\"_ _3\"></span>0</span> <span class=\"lsde wsfa\">millions p<span class=\"_ _3\"></span>our le porter \u00e0 EU<span class=\"_ _3\"></span>R</span> <span class=\"lsf8 ws111\">1,3<span class=\"_ _3\"></span></span> </span>milliar<span class=\"_ _3\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fde ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fdf ff33d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 13 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>18, la <span class=\"lsde\">Cour d\u2019Appel d\u2019Amsterda<span class=\"_ _3\"></span>m a d\u00e9clar\u00e9<span class=\"_ _3\"></span> le r\u00e8gl<span class=\"_ _3\"></span>ement contraig<span class=\"_ _3\"></span>nant pour <span class=\"_ _3\"></span>les </span></div>\n<div class=\"t m0 x21b h62 y1fe0 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actionnaires <span class=\"_ _3\"></span>admissible<span class=\"_ _3\"></span>s (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-<span class=\"lsdc wse9\">dire les person<span class=\"_ _0\"></span>nes ayant<span class=\"_ _0\"></span> d\u00e9tenu des ac<span class=\"_ _0\"></span>tions Fo<span class=\"_ _0\"></span>rtis \u00e0 tout mo<span class=\"_ _0\"></span>ment </span></span></div>\n<div class=\"t m0 x21b h62 y1fe1 ff33d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e des ma<span class=\"_ _0\"></span>rch\u00e9s le <span class=\"_ _0\"></span>28 f\u00e9vr<span class=\"_ _0\"></span>ier 2007 <span class=\"_ _0\"></span>et la cl\u00f4t<span class=\"_ _0\"></span>ure des<span class=\"_ _0\"></span> march<span class=\"_ _0\"></span>\u00e9s le 14 o<span class=\"_ _0\"></span>ctobre<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2008), </span></span></div>\n<div class=\"t m0 x21b h62 y1fe2 ff33d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la loi n\u00e9erlandai<span class=\"_ _3\"></span>se sur le r\u00e8glemen<span class=\"_ _3\"></span>t collectif de<span class=\"_ _3\"></span>s dommages de masse<span class=\"_ _3\"></span> (\u00ab Wet</div>\n<div class=\"t m0 x21b h62 y1fe3 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Collect<span class=\"_ _0\"></span>ieve Afwi<span class=\"_ _0\"></span>kkeli<span class=\"_ _0\"></span>ng Massasc<span class=\"_ _0\"></span>hade \u00bb ou \u00ab WCA<span class=\"_ _0\"></span>M \u00bb). En d\u00e9cl<span class=\"_ _0\"></span>arant le r\u00e8g<span class=\"_ _0\"></span>lement co<span class=\"_ _0\"></span>ntraign<span class=\"_ _0\"></span>ant, la</div>\n<div class=\"t m0 x21b h62 y1fe4 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cour a e<span class=\"_ _3\"></span>stim\u00e9 que l<span class=\"_ _3\"></span>\u2019indemnisation<span class=\"_ _3\"></span> propos\u00e9e da<span class=\"_ _3\"></span>ns le cad<span class=\"_ _3\"></span>re du r\u00e8<span class=\"wsfa\">gle<span class=\"_ _3\"></span>ment \u00e9tait rais<span class=\"_ _3\"></span>onnable et que le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y1fe5 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">organis<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e plaignant<span class=\"_ _0\"></span>s Demin<span class=\"_ _0\"></span>or, SICA<span class=\"_ _0\"></span>F et Fortis<span class=\"_ _0\"></span>Effect \u00e9ta<span class=\"_ _0\"></span>ient suff<span class=\"_ _0\"></span>isamme<span class=\"_ _0\"></span>nt repr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ives</div>\n<div class=\"t m0 x21b h62 y1fe6 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts des b\u00e9n\u00e9<span class=\"_ _3\"></span>ficiaires du<span class=\"_ _3\"></span> r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fe7 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fe8 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 21 d\u00e9cem<span class=\"_ _0\"></span>bre 2018, A<span class=\"_ _0\"></span>geas a anno<span class=\"_ _0\"></span>nc\u00e9 sa d\u00e9cis<span class=\"_ _0\"></span>ion d\u2019ant<span class=\"_ _0\"></span>iciper et<span class=\"_ _0\"></span> de clarifi<span class=\"_ _0\"></span>er la situat<span class=\"_ _0\"></span>ion en</div>\n<div class=\"t m0 x21b h62 y1fe9 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renon\u00e7<span class=\"_ _0\"></span>ant \u00e0 son droit d<span class=\"_ _0\"></span>e r\u00e9siliat<span class=\"_ _0\"></span>ion. Par c<span class=\"_ _0\"></span>ons\u00e9q<span class=\"_ _0\"></span>uent, le r\u00e8gl<span class=\"_ _0\"></span>ement est<span class=\"_ _0\"></span> devenu d\u00e9f<span class=\"_ _0\"></span>initif. L<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x21b h62 y1fea ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9p\u00f4t des<span class=\"_ _0\"></span> demandes<span class=\"_ _0\"></span> a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juill<span class=\"_ _0\"></span>et 2018 et s\u2019<span class=\"_ _0\"></span>est termin<span class=\"_ _0\"></span>\u00e9e le 28 juill<span class=\"_ _0\"></span>et 2019. A<span class=\"_ _0\"></span>u 31</div>\n<div class=\"t m0 x21b h62 y1feb ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 20<span class=\"_ _3\"></span>22, un monta<span class=\"_ _3\"></span>nt d\u2019EUR 1.3<span class=\"_ _3\"></span>09 millio<span class=\"wsfa\">ns<span class=\"_ _3\"></span> avait d\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"_ _3\"></span>y\u00e9 aux actionnair<span class=\"_ _3\"></span>es admissibles<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1fec ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fed ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion d\u2019un n<span class=\"_ _0\"></span>ombre lim<span class=\"_ _0\"></span>it\u00e9 de</div>\n<div class=\"t m0 x21b h62 y1fee ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">demandes non<span class=\"_ _3\"></span> r\u00e9solues. L<span class=\"_ _3\"></span>es derni\u00e8<span class=\"_ _3\"></span>res tranche<span class=\"_ _3\"></span>s d\u2019indemnisa<span class=\"_ _3\"></span>tion ont \u00e9t\u00e9<span class=\"_ _3\"></span> pay\u00e9es f<span class=\"_ _3\"></span>in ao\u00fbt 202<span class=\"_ _3\"></span>2. Les</div>\n<div class=\"t m0 x21b h62 y1fef ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts pot<span class=\"_ _0\"></span>ent<span class=\"lsde wseb\">iels pour les d<span class=\"_ _3\"></span>emandes non<span class=\"_ _3\"></span> r\u00e9solues qu<span class=\"_ _3\"></span>\u2019Ageas s\u2019e<span class=\"_ _3\"></span>st engag\u00e9e \u00e0 <span class=\"_ _3\"></span>prendre en<span class=\"_ _3\"></span> charge so<span class=\"_ _3\"></span>nt </span></div>\n<div class=\"t m0 x21b h62 y1ff0 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverts par<span class=\"_ _3\"></span> la provi<span class=\"_ _3\"></span>sion mentionn<span class=\"_ _3\"></span>\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">dessous.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1ff1 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1ff2 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux \u00e9l\u00e9ments<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>rovision d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">1,3<span class=\"_ _3\"></span></span> <span class=\"lsfe ws111\">million <span class=\"_ _3\"></span>au 31</span> <span class=\"_ _3\"></span></span>d\u00e9cembre 2022<span class=\"_ _3\"></span> <span class=\"wsea\">(31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _3\"></span>embre </span></div>\n<div class=\"t m0 x21b h62 y1ff3 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">114 <span class=\"wse9\">millio<span class=\"_ _0\"></span>ns) sont les s<span class=\"_ _0\"></span>uivants<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff4 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsf3 ws10c\">E<span class=\"_ _3\"></span>UR</span><span class=\"ff33d\"> <span class=\"lsdc wseb\">1.309 millio<span class=\"_ _0\"></span>ns li\u00e9s <span class=\"_ _0\"></span>\u00e0 l'acco<span class=\"_ _0\"></span>rd de r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> WCAM<span class=\"ls0 ws0\"> ;  </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff5 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsf3 ws113\">E<span class=\"_ _3\"></span>UR 1</span><span class=\"ff33d\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millio<span class=\"_ _0\"></span>n li\u00e9s au risqu<span class=\"_ _0\"></span>e extr\u00eam<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff6 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsfe ws11a\">m<span class=\"_ _3\"></span>oins</span><span class=\"ff33d\"> <span class=\"lsf3 ws10c\">EUR<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">1.309 m<span class=\"_ _3\"></span>illions d\u00e9<span class=\"_ _3\"></span>j\u00e0 vers\u00e9s au<span class=\"_ _3\"></span>x actionnair<span class=\"_ _3\"></span>es admissibles<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 192px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 192px; height: 769px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff344 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les montan<span class=\"_ _3\"></span>ts sont com<span class=\"_ _3\"></span>ptabilis\u00e9s s<span class=\"_ _3\"></span>ous la ru<span class=\"_ _3\"></span>brique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Provisions<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00bb dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et so<span class=\"_ _0\"></span>us la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Variation d<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s</span> <span class=\"lsde wseb\">\u00bb dans </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff344 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff344 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93e ff344 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les prov<span class=\"_ _0\"></span>isions <span class=\"_ _0\"></span>ont \u00e9vol<span class=\"_ _0\"></span>u\u00e9 com<span class=\"_ _0\"></span>me suit<span class=\"_ _0\"></span> durant l<span class=\"_ _0\"></span>\u2019exercic<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff344 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff344 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff344 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff346 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 987px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 987px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff344 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 972px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Augmentation (diminution) des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 943px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 943px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Provisions utilis\u00e9es au cours de l'exercice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 928px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff344 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 913px; z-index: 15;\">\u00c9car<span class=\"_ _3\"></span>ts de <span class=\"lse0 wsf0\">change et autres<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 913px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y6a6 ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 913px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6d1 ff346 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y6d1 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 898px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d1 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 887px; height: 219px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 887px; height: 219px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProvisionsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag326": {
   "value": "\n<div class=\"t m0 x6 h7d y14c9 ff1fe fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">6.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y18a7 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Plans d\u2019op<span class=\"_ _0\"></span>tions sur<span class=\"_ _0\"></span> actions dest<span class=\"_ _0\"></span>in\u00e9s au perso<span class=\"_ _0\"></span>nnel</div>\n<div class=\"t m0 x6 h7d y18a8 ff1fe fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">et program<span class=\"_ _0\"></span>mes de r\u00e9mun\u00e9<span class=\"_ _0\"></span>ration<span class=\"_ _0\"></span>s en actions<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18a9 ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas fait usage<span class=\"_ _3\"></span> de la possibilit\u00e9 de<span class=\"_ _3\"></span> r\u00e9tribuer ses col<span class=\"_ _3\"></span>laborateurs et</div>\n<div class=\"t m0 x6 h62 y18aa ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">membres <span class=\"_ _0\"></span>de l\u2019Ex<span class=\"_ _0\"></span>ecutiv<span class=\"_ _0\"></span>e Commit<span class=\"_ _0\"></span>tee et du<span class=\"_ _0\"></span> Manag<span class=\"_ _0\"></span>ement C<span class=\"_ _0\"></span>ommitte<span class=\"_ _0\"></span>e en</div>\n<div class=\"t m0 x6 h62 y18ab ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions o<span class=\"_ _0\"></span>u en instrum<span class=\"_ _0\"></span>ents li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s actions<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18ac ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18ad ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces avant<span class=\"_ _0\"></span>ages peuv<span class=\"_ _0\"></span>ent pren<span class=\"_ _0\"></span>dre la form<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18ae ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">d\u2019actions \u00e0 cessi<span class=\"_ _0\"></span>bilit\u00e9 <span class=\"wse8\">res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y18af ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsde wseb\">d<span class=\"_ _3\"></span>e r\u00e9mun\u00e9rati<span class=\"_ _3\"></span>on en action<span class=\"_ _3\"></span>s.</span><span class=\"ff1fa\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18b0 ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wseb\">Actions \u00e0 ces<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18b1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les membr<span class=\"_ _0\"></span>es de l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee et d<span class=\"_ _0\"></span>u Manage<span class=\"_ _0\"></span>ment Com<span class=\"_ _0\"></span>mittee</div>\n<div class=\"t m0 x6 h62 y18b2 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ient d\u2019<span class=\"_ _0\"></span>un plan d<span class=\"_ _0\"></span>\u2019int\u00e9r<span class=\"_ _0\"></span>essement<span class=\"_ _0\"></span> \u00e0 long t<span class=\"_ _0\"></span>erme (<span class=\"_ _0\"></span>\u00ab<span class=\"ls0 ws0\"> </span><span class=\"lsde\">Long Te<span class=\"_ _3\"></span>rm </span></div>\n<div class=\"t m0 x6 h62 y18b3 ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Incentiv<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb ou LTI). Ce p<span class=\"_ _0\"></span>lan consis<span class=\"_ _0\"></span>te en l\u2019oct<span class=\"_ _0\"></span>ro<span class=\"lsde wseb\">i d\u2019actions de </span></span></div>\n<div class=\"t m0 x6 h62 y18b4 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">perform<span class=\"_ _0\"></span>ance qu<span class=\"_ _0\"></span>i sont ac<span class=\"_ _0\"></span>quises<span class=\"_ _0\"></span> 3 ans et <span class=\"_ _0\"></span>demi ap<span class=\"_ _0\"></span>r\u00e8s leur<span class=\"_ _0\"></span> octroi. <span class=\"_ _0\"></span>Le</div>\n<div class=\"t m0 x1a h62 y18b5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0 octroyer d<span class=\"_ _0\"></span>ans le cadre de c<span class=\"_ _0\"></span>e plan se base s<span class=\"_ _0\"></span>ur la</div>\n<div class=\"t m0 x1a h62 y18b6 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">note de l\u2019ac<span class=\"_ _0\"></span>tivit\u00e9 d\u2019<span class=\"_ _0\"></span>Ageas (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Ageas Business Score<span class=\"_ _3\"></span></span> </span>\u00bb), qui d\u00e9pe<span class=\"_ _0\"></span>nd de la</div>\n<div class=\"t m0 x1a h62 y18b7 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e9alisation<span class=\"_ _3\"></span> des KPI de <span class=\"_ _3\"></span>l\u2019entrepris<span class=\"_ _3\"></span>e. L\u2019acqui<span class=\"_ _3\"></span>sition apr\u00e8s<span class=\"_ _3\"></span> 3 ans e<span class=\"_ _3\"></span>t demi est<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y18b8 ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">soumis<span class=\"_ _0\"></span>e \u00e0 une me<span class=\"_ _0\"></span>sure de l<span class=\"_ _0\"></span>a perfo<span class=\"_ _0\"></span>rmance r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e du re<span class=\"_ _0\"></span>ndement t<span class=\"_ _0\"></span>otal</div>\n<div class=\"t m0 x1a h62 y18b9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (tota<span class=\"_ _0\"></span>l shareho<span class=\"_ _0\"></span>lder ret<span class=\"_ _0\"></span>urn, TSR) p<span class=\"_ _0\"></span>ar rapport<span class=\"_ _0\"></span> \u00e0 un</div>\n<div class=\"t m0 x1a h62 y18ba ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">groupe de <span class=\"_ _3\"></span>comparaison<span class=\"_ _3\"></span>. Apr\u00e8s leur<span class=\"_ _3\"></span> acquisition<span class=\"_ _3\"></span>, les action<span class=\"_ _3\"></span>s devront \u00ea<span class=\"_ _3\"></span>tre</div>\n<div class=\"t m0 x1a h62 y18bb ff1fa fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">conser<span class=\"wse9\">v<span class=\"_ _0\"></span>\u00e9es pend<span class=\"_ _0\"></span>ant 1 an et demi (<span class=\"_ _0\"></span>5 ans en tout \u00e0 co<span class=\"_ _0\"></span>mpter de la d<span class=\"_ _0\"></span>ate </span></div>\n<div class=\"t m0 x1a h62 y18bc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019octr<span class=\"_ _0\"></span>oi). Apr\u00e8s c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode de bloc<span class=\"_ _0\"></span>age, les b\u00e9n<span class=\"_ _0\"></span>\u00e9ficia<span class=\"_ _0\"></span>ires peuve<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x1a h62 y18bd ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vendre l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons acqu<span class=\"_ _0\"></span>ises d<span class=\"_ _0\"></span>ans cert<span class=\"_ _0\"></span>aines co<span class=\"_ _0\"></span>nditio<span class=\"_ _0\"></span>ns confo<span class=\"_ _0\"></span>rmes \u00e0 l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x1a h62 y18be ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Politique de R\u00e9m<span class=\"_ _3\"></span>un\u00e9ration. De<span class=\"_ _3\"></span>s d\u00e9tails suppl\u00e9me<span class=\"_ _3\"></span>ntaires s<span class=\"lsdc wseb\">ur le plan s<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y18bf ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">trouve<span class=\"_ _0\"></span>nt dans le rapp<span class=\"_ _0\"></span>ort du Rem<span class=\"_ _0\"></span>unerati<span class=\"_ _0\"></span>on Commit<span class=\"_ _0\"></span>tee \u00e0 la sect<span class=\"_ _0\"></span>ion A<span class=\"ls0 ws0\"> </span><span class=\"wse8\">6.7. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y18c0 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18c1 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour 2018,<span class=\"_ _0\"></span> un total de 35.<span class=\"_ _0\"></span>612 actio<span class=\"_ _0\"></span>ns de perfo<span class=\"_ _0\"></span>rmance so<span class=\"_ _0\"></span>nt desti<span class=\"_ _0\"></span>n\u00e9es \u00e0</div>\n<div class=\"t m0 x1a h62 y18c2 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. Po<span class=\"_ _0\"></span>ur 2019, un t<span class=\"_ _0\"></span>otal de 51.<span class=\"_ _0\"></span>393 action<span class=\"_ _0\"></span>s de <span class=\"lsde wsea\">performance </span></div>\n<div class=\"t m0 x1a h62 y18c3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont re\u00e7u un e<span class=\"_ _0\"></span>ngageme<span class=\"_ _0\"></span>nt d\u2019oct<span class=\"_ _0\"></span>roi et pour 2<span class=\"_ _0\"></span>020, un tota<span class=\"_ _0\"></span>l de 53.269</div>\n<div class=\"t m0 x1a h62 y18c4 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions d<span class=\"_ _0\"></span>e perform<span class=\"_ _0\"></span>ance sont<span class=\"_ _0\"></span> appel\u00e9e<span class=\"_ _0\"></span>s \u00e0 \u00eatre octr<span class=\"_ _0\"></span>oy\u00e9es. P<span class=\"_ _0\"></span>our 2021, un</div>\n<div class=\"t m0 x1a h62 y18c5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">total de 53.<span class=\"_ _0\"></span>918 sont<span class=\"_ _0\"></span> appel\u00e9es \u00e0 \u00eat<span class=\"_ _0\"></span>re octroy<span class=\"_ _0\"></span>\u00e9es.</div>\n<div class=\"t m0 x6 h62 y18c6 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c7 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18c8 ff1fa fs43 fc15 sc0 lsdc ws12d\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nn\u00e9e de perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e 2022, un t<span class=\"_ _0\"></span>otal de 42.<span class=\"_ _0\"></span>530 acti<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span>de performa<span class=\"_ _0\"></span>nce sont d<span class=\"_ _0\"></span>estin\u00e9es<span class=\"_ _0\"></span> \u00e0 \u00eatre octro<span class=\"_ _0\"></span>y\u00e9es aux me<span class=\"_ _0\"></span>mbres d<span class=\"_ _0\"></span>e l\u2019Execut<span class=\"_ _0\"></span>ive Com<span class=\"_ _0\"></span>mittee et</div>\n<div class=\"t m0 x6 h62 y18c9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"fc19 ls0 ws0\"> <span class=\"fc15\"> </span></span></div>\n<div class=\"t m0 x6 h62 y18ca ff1fa fs43 fc19 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18cb ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019\u00e9volut<span class=\"_ _0\"></span>ion des <span class=\"_ _0\"></span>engagem<span class=\"_ _0\"></span>ents e<span class=\"_ _0\"></span>n actio<span class=\"_ _0\"></span>ns \u00e0 cess<span class=\"_ _0\"></span>ibilit<span class=\"_ _0\"></span>\u00e9 restrei<span class=\"_ _0\"></span>nte dur<span class=\"_ _0\"></span>ant l\u2019a<span class=\"_ _0\"></span>nn\u00e9e pou<span class=\"_ _0\"></span>r les mem<span class=\"_ _0\"></span>bres de l<span class=\"_ _0\"></span>\u2019Exec<span class=\"_ _0\"></span>utive<span class=\"ls0 ws0\"> C<span class=\"lsde wsfa\">ommittee et </span></span></span></div>\n<div class=\"t m0 x6 h62 y18cc ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du Manag<span class=\"_ _0\"></span>ement Com<span class=\"_ _0\"></span>mittee.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18cd ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 561px; z-index: 15;\">(nombre d'actions en millie<span class=\"_ _0\"></span>rs)<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 561px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y18cf ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 561px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y18d1 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h62 y18d2 ff1fa fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Nombre d'actions nouvellement oc<span class=\"_ _0\"></span>troy\u00e9es<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y18d2 ff1fa fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 529px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y18d2 ff1fa fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 529px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d4 ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 1er mars<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 648px; bottom: 513px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h67 y18d4 ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 513px; z-index: 15;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> (annul\u00e9es) <span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 497px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x43 h65 y18cf ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 497px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 481px; z-index: 15;\">Actions \u00e0 cessibilit\u00e9 restreinte<span class=\"_ _0\"></span> acquises<span class=\"fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18d1 ff1fa fs45 fc15 sc0 ls0 ws0\" style=\"left: 539px; bottom: 481px; z-index: 15;\"> <span class=\"fs43\"> </span></div>\n<div class=\"t m0 x188 h65 y18d1 ff1fa fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 481px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h62 y18cf ff1fd fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 466px; z-index: 15;\">Nombre d\u2019actions \u00e0 c<span class=\"_ _0\"></span>essibilit\u00e9 restreinte \u00e0 attrib<span class=\"_ _0\"></span>uer au 31 d\u00e9cembre<span class=\"ff1fa fs43 ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h67 y18cf ff1fd fs45 fc1e sc0 ls0 ws0\" style=\"left: 663px; bottom: 466px; z-index: 15;\">  </div>\n<div class=\"t m0 x188 h67 y18cf ff1fd fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 466px; z-index: 15;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18d8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18d9 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y18da ff1fa fs43 fc1e sc0 lsf0 ws104\" style=\"z-index: 15;\">6.2.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsdc wse9\">R\u00e9mun\u00e9ration<span class=\"_ _0\"></span>s en actio<span class=\"_ _0\"></span>ns<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y18db ff1fa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En 2020, 2021 e<span class=\"_ _3\"></span>t <span class=\"wseb\">2022, Ageas <span class=\"_ _3\"></span>a lanc\u00e9 un<span class=\"_ _3\"></span> programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9ratio<span class=\"_ _3\"></span>ns </span></div>\n<div class=\"t m0 x6 h62 y18dc ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">en acti<span class=\"_ _0\"></span>ons pour s<span class=\"_ _0\"></span>on sen<span class=\"_ _0\"></span>ior man<span class=\"_ _0\"></span>agement<span class=\"_ _0\"></span>. En fo<span class=\"_ _0\"></span>nction de<span class=\"_ _0\"></span> la perfo<span class=\"_ _0\"></span>rmance</div>\n<div class=\"t m0 x6 h62 y18dd ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e de l\u2019acti<span class=\"_ _0\"></span>on Ageas par c<span class=\"_ _0\"></span>ompar<span class=\"_ _0\"></span>aison \u00e0 un gro<span class=\"_ _0\"></span>upe de pairs<span class=\"_ _0\"></span> au</div>\n<div class=\"t m0 x6 h62 y18de ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cours des<span class=\"_ _0\"></span> trois<span class=\"_ _0\"></span> ann\u00e9es<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span> le lanc<span class=\"_ _0\"></span>ement de <span class=\"_ _0\"></span>chacun d<span class=\"_ _0\"></span>es plans<span class=\"_ _0\"></span> et de</div>\n<div class=\"t m0 x6 h62 y18df ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons li\u00e9es au m<span class=\"_ _0\"></span>aintie<span class=\"_ _0\"></span>n en poste dans<span class=\"_ _0\"></span> la soci\u00e9t<span class=\"_ _0\"></span>\u00e9, les membr<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y18e0 ff1fa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">senior manage<span class=\"_ _3\"></span>ment recevron<span class=\"_ _3\"></span>t un paiem<span class=\"_ _3\"></span>ent en es<span class=\"_ _3\"></span>p\u00e8ces \u00e9gal \u00e0<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y18e1 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e2 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 13<span class=\"_ _0\"></span>5.480 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>023 </span></span></div>\n<div class=\"t m0 x133 h62 y18e3 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>20)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e4 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wseb\">entre 0 et la val<span class=\"_ _0\"></span>eur de 1<span class=\"_ _0\"></span>41.400 <span class=\"_ _0\"></span><span class=\"lsde\">actions Ageas<span class=\"_ _3\"></span> au 1er<span class=\"_ _3\"></span> avril 2024<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x133 h62 y18e5 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>21)<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y18e6 ff1ff fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff200\"> <span class=\"_ _41\"> </span><span class=\"ff1fa lsdc wse9\">entre 0 et la valeur de 15<span class=\"_ _0\"></span>1.200 acti<span class=\"_ _0\"></span>ons Agea<span class=\"_ _0\"></span>s au 1er avril 2<span class=\"_ _0\"></span>025 </span></span></div>\n<div class=\"t m0 x133 h62 y18e7 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(plan de 20<span class=\"_ _0\"></span>22).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y18e8 ff1fa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y18e9 ff1fa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le passif de c<span class=\"_ _0\"></span>es transa<span class=\"_ _0\"></span>ctions r\u00e9<span class=\"_ _0\"></span>gl\u00e9es en esp<span class=\"_ _0\"></span>\u00e8ces est d<span class=\"_ _0\"></span>\u00e9termin<span class=\"_ _0\"></span>\u00e9 \u00e0 la</div>\n<div class=\"t m0 x1a h62 y18ea ff1fa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">juste va<span class=\"_ _0\"></span>leur \u00e0 c<span class=\"_ _0\"></span>haque dat<span class=\"_ _0\"></span>e de cl<span class=\"_ _0\"></span>\u00f4ture.<span class=\"_ _0\"></span><span class=\"ls0 ws0\">  </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 281px; height: 685px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag329": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls131 ws15a\" style=\"z-index: 15;\">Pa<span class=\"_ _3\"></span>r<span class=\"_ _2\"></span>t<span class=\"_ _3\"></span>i<span class=\"_ _3\"></span>es<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">li\u00e9es</div>\n<div class=\"t m0 x6 h75 y7a0 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">La loi du 28 avril 202<span class=\"_ _0\"></span>0 transposant</div>\n<div class=\"t m0 x6 h75 y7a1 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">la directive 2017/828 du <span class=\"_ _0\"></span>Parlement</div>\n<div class=\"t m0 x6 h75 y7a2 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">europ\u00e9en et du Conseil (la</div>\n<div class=\"t m0 x6 h75 y7a3 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">deuxi\u00e8me directive relativ<span class=\"_ _0\"></span>e aux</div>\n<div class=\"t m0 x6 h75 y7a4 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">droits des actionnaires ou <span class=\"_ _0\"></span>SRD II) a</div>\n<div class=\"t m0 x6 h75 y7a5 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">introduit un nouveau r\u00e9gime pour</div>\n<div class=\"t m0 x6 h75 y7a6 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les transactions avec d<span class=\"_ _0\"></span>es parties<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x6 h75 y7a7 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">li\u00e9es, qui est app<span class=\"_ _0\"></span>licable \u00e0 tous les</div>\n<div class=\"t m0 x6 h75 y7a8 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">membres du groupe Ageas et est</div>\n<div class=\"t m0 x6 h75 y7a9 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entr\u00e9e en vigueur le 16 mai<span class=\"_ _0\"></span> 2020.</div>\n<div class=\"t m0 x6 h75 y7aa ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Entre autres \u00e9l\u00e9ments, ce n<span class=\"_ _0\"></span>ouveau</div>\n<div class=\"t m0 x6 h75 y7ab ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">r\u00e9gime entra\u00eene l\u2019obligat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h75 y18ed ff203 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">renforc\u00e9e pour Ageas <span class=\"_ _3\"></span>de rapporter</div>\n<div class=\"t m0 x6 h75 y18ee ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sur l\u2019application de la p<span class=\"_ _0\"></span>roc\u00e9dure de</div>\n<div class=\"t m0 x6 h75 y18ef ff203 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">transactions avec d<span class=\"ws0\">es parties li\u00e9es, </span></div>\n<div class=\"t m0 x6 h75 y18f0 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">imm\u00e9diatement au moment de la</div>\n<div class=\"t m0 x6 h75 y18f1 ff203 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">conclusion de la transact<span class=\"_ _0\"></span>ion de</div>\n<div class=\"t m0 x6 h75 y18f2 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">m\u00eame que dans le rapport annuel</div>\n<div class=\"t m0 x6 h75 y18f3 ff203 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">de l\u2019ann\u00e9e correspondante.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y18f4 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y18f5 ff201 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les part<span class=\"_ _0\"></span>ies li\u00e9<span class=\"_ _0\"></span>es \u00e0 Ageas<span class=\"_ _0\"></span> sont le<span class=\"_ _0\"></span>s entre<span class=\"_ _0\"></span>prises<span class=\"_ _0\"></span> associ\u00e9<span class=\"_ _0\"></span>es et c<span class=\"_ _0\"></span>oentrep<span class=\"_ _0\"></span>rises, l<span class=\"_ _0\"></span>es fonds <span class=\"_ _0\"></span>de pens<span class=\"_ _0\"></span>ion, les</div>\n<div class=\"t m0 x21b h62 y18f6 ff201 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">membres du <span class=\"_ _3\"></span><span class=\"lsdc\">Consei<span class=\"_ _0\"></span>l d\u2019Admi<span class=\"_ _0\"></span>nistrat<span class=\"_ _0\"></span>ion d\u2019A<span class=\"_ _0\"></span>geas (ex<span class=\"_ _0\"></span>\u00e9cutif<span class=\"_ _0\"></span>s et no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-</span><span class=\"wse9\">ex\u00e9cutifs<span class=\"_ _0\"></span>), les mem<span class=\"_ _0\"></span>bres de </span></span></div>\n<div class=\"t m0 x21b h62 y18f7 ff201 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee<span class=\"_ _0\"></span>, les me<span class=\"_ _0\"></span>mbres d<span class=\"_ _0\"></span>e la famil<span class=\"_ _0\"></span>le proc<span class=\"_ _0\"></span>he des p<span class=\"_ _0\"></span>ersonn<span class=\"_ _0\"></span>es susme<span class=\"_ _0\"></span>ntion<span class=\"_ _0\"></span>n\u00e9es, les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y18f8 ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entit\u00e9s c<span class=\"_ _0\"></span>ontr\u00f4l\u00e9<span class=\"_ _0\"></span>es ou influ<span class=\"_ _0\"></span>enc\u00e9es not<span class=\"_ _0\"></span>ablem<span class=\"_ _0\"></span>ent par tout<span class=\"_ _0\"></span>e person<span class=\"_ _0\"></span>ne susment<span class=\"_ _0\"></span>ionn\u00e9<span class=\"_ _0\"></span>e, ainsi qu<span class=\"_ _0\"></span><span class=\"wseb\">e toute </span></div>\n<div class=\"t m0 x21b h62 y18f9 ff201 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">autre en<span class=\"_ _3\"></span>tit\u00e9 li\u00e9e. Da<span class=\"_ _3\"></span>ns le cad<span class=\"_ _3\"></span>re de ses a<span class=\"_ _3\"></span>ctivit\u00e9s op\u00e9<span class=\"_ _3\"></span>rationnelle<span class=\"_ _3\"></span>s, Ageas es<span class=\"_ _3\"></span>t fr\u00e9quemmen<span class=\"_ _3\"></span>t amen\u00e9 \u00e0<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y18fa ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">effectu<span class=\"_ _0\"></span>er des trans<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> avec des p<span class=\"_ _0\"></span>arties li<span class=\"_ _0\"></span>\u00e9es. Ces tr<span class=\"_ _0\"></span>ansacti<span class=\"_ _0\"></span>ons porte<span class=\"_ _0\"></span>nt essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent sur des</div>\n<div class=\"t m0 x21b h62 y18fb ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00eats, des<span class=\"_ _0\"></span> d\u00e9p\u00f4ts et<span class=\"_ _0\"></span> des contrat<span class=\"_ _0\"></span>s de r\u00e9assur<span class=\"_ _0\"></span>ance. E<span class=\"wseb\">n <span class=\"_ _0\"></span>princip<span class=\"_ _0\"></span>es, tout<span class=\"_ _0\"></span>es les t<span class=\"_ _0\"></span>ransact<span class=\"_ _0\"></span>ions av<span class=\"_ _0\"></span>ec des </span></div>\n<div class=\"t m0 x21b h62 y18fc ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">parties li\u00e9e<span class=\"_ _3\"></span>s se font aux condition<span class=\"_ _3\"></span>s du march\u00e9 tell<span class=\"_ _3\"></span>es qu\u2019elles s\u2019a<span class=\"_ _3\"></span>ppliquent aux pa<span class=\"_ _3\"></span>rties non li\u00e9es<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y18fd ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y18fe ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le cad<span class=\"_ _0\"></span>re des activi<span class=\"_ _0\"></span>t\u00e9s norm<span class=\"_ _0\"></span>ales de cr\u00e9<span class=\"_ _0\"></span>dit, les soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s d\u2019A<span class=\"_ _0\"></span>geas peuv<span class=\"_ _0\"></span>ent octr<span class=\"_ _0\"></span>oyer des pr<span class=\"_ _0\"></span>\u00eats ou</div>\n<div class=\"t m0 x21b h62 y18ff ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des garanti<span class=\"lsdc wse9\">es bancaires \u00e0 des m<span class=\"_ _0\"></span>embres du C<span class=\"_ _0\"></span>onseil d<span class=\"_ _0\"></span>\u2019Admini<span class=\"_ _0\"></span>stratio<span class=\"_ _0\"></span>n ou des mem<span class=\"_ _0\"></span>bres de l\u2019Ex<span class=\"_ _0\"></span>ecutive </span></div>\n<div class=\"t m0 x21b h62 y1900 ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Committ<span class=\"_ _0\"></span>ee ou des me<span class=\"_ _0\"></span>mbres de le<span class=\"_ _0\"></span>ur famill<span class=\"_ _0\"></span>e proche.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1901 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1902 ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span>, aucun pr\u00eat, cr\u00e9di<span class=\"_ _3\"></span>t ou garantie banca<span class=\"_ _3\"></span>ire, en cours ou n<span class=\"_ _3\"></span>ouveau, n\u2019\u00e9tai<span class=\"_ _3\"></span>t octroy\u00e9</div>\n<div class=\"t m0 x21b h62 y1903 ff201 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">aux membres<span class=\"_ _3\"></span> du Consei<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">d\u2019Admini<span class=\"_ _0\"></span>stratio<span class=\"_ _0\"></span>n ou de l\u2019Exec<span class=\"_ _0\"></span>utive Com<span class=\"_ _0\"></span>mittee o<span class=\"_ _0\"></span>u \u00e0 des membr<span class=\"_ _0\"></span>es de leur </span></span></div>\n<div class=\"t m0 x21b h62 y1904 ff201 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">famill<span class=\"_ _0\"></span>e proche.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1905 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1906 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"lsde wsfa\">u cours de<span class=\"_ _3\"></span> l\u2019ann\u00e9e 202</span>2<span class=\"lsde wsfa\">,<span class=\"_ _3\"></span> aucune transaction<span class=\"_ _3\"></span> <span class=\"lsdc wse8\">ayant</span></span> <span class=\"lsdc wse9\">eu lieu au s<span class=\"_ _0\"></span>ein du gro<span class=\"_ _0\"></span>upe Ageas <span class=\"wse8\">n\u2019<span class=\"_ _0\"></span><span class=\"wse9\">a donn\u00e9 li<span class=\"_ _0\"></span>eu </span></span></span></div>\n<div class=\"t m0 x21b h62 y1907 ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 l\u2019application<span class=\"_ _3\"></span> de la proc\u00e9dure<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1908 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1909 ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les transaction<span class=\"_ _3\"></span>s et les soldes ou<span class=\"_ _3\"></span>ver<span class=\"lsdc wse9\">ts entre les e<span class=\"_ _0\"></span>ntit\u00e9s du gr<span class=\"_ _0\"></span>oupe Ageas<span class=\"_ _0\"></span> consolid<span class=\"_ _0\"></span>\u00e9es par int<span class=\"_ _0\"></span>\u00e9grati<span class=\"_ _0\"></span>on </span></div>\n<div class=\"t m0 x21b h62 y190a ff201 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">globale sont<span class=\"_ _3\"></span> \u00e9limin\u00e9s. Les tabl<span class=\"_ _3\"></span>eaux ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessou<span class=\"_ _3\"></span>s pr\u00e9sentent<span class=\"_ _3\"></span> les solde<span class=\"_ _3\"></span>s ouverts a<span class=\"_ _3\"></span>vec les en<span class=\"_ _3\"></span>treprises </span></div>\n<div class=\"t m0 x21b h62 y190b ff201 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">associ\u00e9<span class=\"_ _0\"></span>es et coent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h63 y190c ff201 fs44 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff201 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 680px; bottom: 454px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 454px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff201 fs45 fc1e sc0 lse5 ws100\" style=\"left: 325px; bottom: 439px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e de r\u00e9s<span class=\"_ _3\"></span>ultat<span class=\"_ _3\"></span> <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse0 wsee\">parties li\u00e9es</span> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff201 fs45 fc1e sc0 ls0 ws0\" style=\"left: 612px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 yb68 ff204 fs45 fc1e sc0 ls0 ws0\" style=\"left: 794px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 424px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 424px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 409px; z-index: 15;\">Primes d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 409px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 394px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h65 y694 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 394px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 379px; z-index: 15;\">Gains r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d3 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 699px; bottom: 379px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 379px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 364px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 364px; z-index: 15;\">4</div>\n<div class=\"t m0 x5c h65 y697 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 364px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6de ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 349px; z-index: 15;\">Variations des provisions pour<span class=\"_ _0\"></span> contrats d\u2019assurance et de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6de ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 349px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6de ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 349px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 335px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 335px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 335px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y190f ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1910 ff201 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff201 fs45 fc1e sc0 ls0 ws0\" style=\"left: 325px; bottom: 288px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6de ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 680px; bottom: 288px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff201 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 288px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff201 fs45 fc1e sc0 lse5 ws100\" style=\"left: 325px; bottom: 272px; z-index: 15;\">\u00c9tat d<span class=\"_ _3\"></span>e la <span class=\"lse0 wsf0\">situation financi\u00e8re <span class=\"ls0 ws0\">- </span><span class=\"wsee\">part<span class=\"_ _3\"></span>ies li\u00e9es<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x70 h68 y69b ff204 fs45 fc1e sc0 ls0 ws0\" style=\"left: 699px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 y69b ff204 fs45 fc1e sc0 ls0 ws0\" style=\"left: 794px; bottom: 272px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 257px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 257px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 257px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff201 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 242px; z-index: 15;\">Part des r\u00e9assureurs, cr\u00e9ances commerciales et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 242px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 242px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 227px; z-index: 15;\">Pr\u00eats \u00e0 des parties li\u00e9e<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 227px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 227px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff201 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 212px; z-index: 15;\">Autres act<span class=\"_ _3\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 212px; z-index: 15;\">9</div>\n<div class=\"t m0 x5c h65 y68c ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 212px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 198px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 198px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 198px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 183px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats d'assurance et de <span class=\"_ _0\"></span>placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 183px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 183px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 168px; z-index: 15;\">Certificats d'endettement, dettes <span class=\"_ _0\"></span>subordonn\u00e9es et autres emprun<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 168px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 168px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 153px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff201 fs45 fc15 sc0 ls0 ws0\" style=\"left: 694px; bottom: 153px; z-index: 15;\">9</div>\n<div class=\"t m0 x64 h65 y6a6 ff201 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 153px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 142px; height: 819px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff208 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019\u00e9volut<span class=\"_ _0\"></span>ion des pr<span class=\"_ _0\"></span>\u00eats \u00e0 des parti<span class=\"_ _0\"></span>es li\u00e9es au c<span class=\"_ _0\"></span>ours de l\u2019e<span class=\"_ _0\"></span>xercic<span class=\"_ _0\"></span>e cl\u00f4tur\u00e9 au 3<span class=\"_ _0\"></span>1 d\u00e9cemb<span class=\"_ _0\"></span>re se pr\u00e9se<span class=\"_ _0\"></span>nte comme su<span class=\"_ _0\"></span>it.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff208 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff208 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff208 fs45 fc1e sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff208 fs45 fc1e sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff208 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6de ff20a fs45 fc1e sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6de ff20a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff20b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Pr\u00eats \u00e0 des parties li\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y697 ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y697 ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">433<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Augmentations ou avances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1020px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Remboursements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69b ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 1005px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69b ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 1005px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 990px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff208 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 990px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff208 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff20b fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Pr\u00eats \u00e0 des parties li\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 609px; bottom: 975px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff20b fs45 fc1e sc0 lse0 wsed\" style=\"left: 781px; bottom: 975px; z-index: 15;\">482<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 964px; height: 142px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRelatedPartyExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag330": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Informat<span class=\"_ _3\"></span>ion su<span class=\"_ _3\"></span>r les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">sec<span class=\"_ _0\"></span>t<span class=\"_ _0\"></span>eurs op\u00e9ra<span class=\"_ _1\"></span>t<span class=\"_ _3\"></span>ionnels</div>\n<div class=\"t m0 x6 h7d yf8f ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff20f fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">Information<span class=\"_ _0\"></span> g\u00e9n\u00e9rale <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1921 ff20d fs43 fc1e sc0 lsde wseb\" style=\"z-index: 15;\">Secteurs op<span class=\"_ _3\"></span>\u00e9rationnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1922 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas s\u2019organ<span class=\"_ _3\"></span>ise en <span class=\"lsf7\">ci<span class=\"_ _3\"></span>nq<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span><span class=\"wsfa\">secteurs op\u00e9ra<span class=\"_ _3\"></span>tionnels<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1923 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wsfa\">Be<span class=\"_ _3\"></span>lgique (BE)</span><span class=\"ff20d\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y1924 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wseb\">Eu<span class=\"_ _3\"></span>rope (hor<span class=\"_ _3\"></span>s Belgique)</span><span class=\"ff20d\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y1925 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsf7 wseb\">A<span class=\"_ _3\"></span>sie<span class=\"_ _3\"></span></span><span class=\"ff20d\"> ; </span></span></div>\n<div class=\"t m0 x6 h62 y1926 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wsea\">R<span class=\"_ _3\"></span>\u00e9assurance</span><span class=\"ff20d\"> <span class=\"lsdc wse8\">et</span> </span></span></div>\n<div class=\"t m0 x6 h62 y1927 ff210 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff211\"> <span class=\"_ _41\"> </span><span class=\"ff20d lsde wseb\">C<span class=\"_ _3\"></span>ompte G\u00e9n\u00e9ra<span class=\"_ _3\"></span>l.</span><span class=\"ff20d\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1928 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1929 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a <span class=\"_ _3\"></span>consid\u00e9r\u00e9 que<span class=\"_ _3\"></span> la mani\u00e8<span class=\"_ _3\"></span>re la plus<span class=\"_ _3\"></span> appropri\u00e9e de <span class=\"_ _3\"></span><span class=\"lsdc wse9\">pr\u00e9sent<span class=\"_ _0\"></span>er le </span></div>\n<div class=\"t m0 x6 h62 y192a ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">reporting sect<span class=\"_ _3\"></span>oriel selon le<span class=\"_ _3\"></span>s normes IFRS est de proc<span class=\"_ _3\"></span>\u00e9der par r\u00e9gion<span class=\"_ _3\"></span> o\u00f9</div>\n<div class=\"t m0 x6 h62 y192b ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas op\u00e8re<span class=\"_ _3\"></span>, c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"wsfa\">dire<span class=\"_ _3\"></span> la Belgique, l\u2019Europe<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span>(hors Belg<span class=\"_ _3\"></span>ique)<span class=\"lsfe ws111\">, l\u2019A<span class=\"_ _3\"></span>sie et </span></span></div>\n<div class=\"t m0 x6 h62 y192c ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la R\u00e9assu<span class=\"_ _0\"></span>rance. En out<span class=\"_ _0\"></span>re, Age<span class=\"_ _0\"></span>as pr\u00e9sent<span class=\"_ _0\"></span>e les activ<span class=\"_ _0\"></span>it\u00e9s ne rel<span class=\"_ _0\"></span>evant pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y192d ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cifiquemen<span class=\"_ _3\"></span>t de l\u2019assur<span class=\"_ _3\"></span><span class=\"lsdc\">ance, c<span class=\"_ _0\"></span>omme le f<span class=\"_ _0\"></span>inancem<span class=\"_ _0\"></span>ent d<span class=\"_ _0\"></span>u groupe <span class=\"_ _0\"></span>et </span></div>\n<div class=\"t m0 x6 h62 y192e ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019autres<span class=\"_ _0\"></span> activ<span class=\"_ _0\"></span>it\u00e9s de ho<span class=\"_ _0\"></span>lding,<span class=\"_ _0\"></span> par le bi<span class=\"_ _0\"></span>ais du C<span class=\"_ _0\"></span>ompte G<span class=\"_ _0\"></span>\u00e9n\u00e9ral, <span class=\"_ _0\"></span>qui est</div>\n<div class=\"t m0 x6 h62 y192f ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trait\u00e9 c<span class=\"_ _0\"></span>omme un s<span class=\"_ _0\"></span>ecteur <span class=\"_ _0\"></span>op\u00e9rat<span class=\"_ _0\"></span>ionnel <span class=\"_ _0\"></span>distinct<span class=\"_ _0\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1930 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1931 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cette app<span class=\"_ _0\"></span>roche sec<span class=\"_ _0\"></span>toriell<span class=\"_ _0\"></span>e est coh\u00e9r<span class=\"_ _0\"></span>ente avec l<span class=\"_ _0\"></span>e champ de<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1932 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">responsabili<span class=\"_ _3\"></span>t\u00e9s manag\u00e9ria<span class=\"_ _3\"></span>les.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1933 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1934 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tr<span class=\"wseb\">ansaction<span class=\"_ _3\"></span>s entre l<span class=\"_ _3\"></span>es secteurs<span class=\"_ _3\"></span> op\u00e9rationnel<span class=\"_ _3\"></span>s s'effectuen<span class=\"_ _3\"></span>t aux </span></div>\n<div class=\"t m0 x6 h62 y1935 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">conditions norma<span class=\"_ _3\"></span>les de march\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1936 ff20d fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e8gles de r\u00e9<span class=\"_ _0\"></span>partit<span class=\"_ _0\"></span>ion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1937 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Selon le mo<span class=\"_ _0\"></span>d\u00e8le op\u00e9r<span class=\"_ _0\"></span>ation<span class=\"_ _0\"></span>nel d\u2019Agea<span class=\"_ _0\"></span>s, les entit<span class=\"_ _0\"></span>\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance inc<span class=\"_ _0\"></span>luent</div>\n<div class=\"t m0 x6 h62 y1938 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le reporting<span class=\"_ _3\"></span> des fon<span class=\"_ _3\"></span>ctions de <span class=\"_ _3\"></span>support direc<span class=\"_ _3\"></span>tement dans<span class=\"_ _3\"></span> leurs secteur<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1939 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">o<span class=\"lsde wsea\">p\u00e9ration<span class=\"_ _3\"></span>nels.</span> </div>\n<div class=\"t m0 x6 h62 y193a ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y193b ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Lors de l<span class=\"_ _0\"></span>\u2019allocat<span class=\"_ _0\"></span>ion de r<span class=\"_ _0\"></span>ubriqu<span class=\"_ _0\"></span>es de l\u2019<span class=\"_ _0\"></span>\u00e9tat de <span class=\"_ _0\"></span>la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re <span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y193c ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">secteurs, <span class=\"_ _3\"></span>l\u2019approche <span class=\"_ _3\"></span>appliqu\u00e9e est<span class=\"_ _3\"></span> une appr<span class=\"_ _3\"></span>oche ascenda<span class=\"_ _3\"></span>nte (\u00ab<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">bottom</span>-</span></div>\n<div class=\"t m0 x6 h62 y193d ff20d fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">up<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb) bas\u00e9e <span class=\"_ _3\"></span>sur les p<span class=\"_ _3\"></span>roduits vendu<span class=\"_ _3\"></span>s aux clien<span class=\"_ _3\"></span>ts externe<span class=\"_ _3\"></span>s. </span> </span></div>\n<div class=\"t m0 x6 h62 y193e ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y193f ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour les \u00e9l<span class=\"_ _0\"></span>\u00e9ments de l<span class=\"_ _0\"></span>\u2019\u00e9tat de la sit<span class=\"_ _0\"></span>uation f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span><span class=\"lsde wseb\">re qui ne<span class=\"_ _3\"></span> se rapport<span class=\"_ _3\"></span>ent </span></div>\n<div class=\"t m0 x6 h62 y1940 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pas \u00e0 de<span class=\"_ _3\"></span>s produits ven<span class=\"_ _3\"></span>dus \u00e0 des<span class=\"_ _3\"></span> clients, Age<span class=\"_ _3\"></span>as applique<span class=\"_ _3\"></span> une</div>\n<div class=\"t m0 x6 h62 y1941 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">m\u00e9thodologie<span class=\"_ _3\"></span> sur mesure<span class=\"_ _3\"></span> adapt\u00e9e au<span class=\"_ _3\"></span> mod\u00e8le d'<span class=\"_ _3\"></span>entreprise <span class=\"_ _3\"></span>sp\u00e9cifique du<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1942 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">secteur <span class=\"_ _0\"></span>qui fait<span class=\"_ _0\"></span> l\u2019objet <span class=\"_ _0\"></span>du rep<span class=\"_ _0\"></span>orting.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1943 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h7d yf8f ff20f fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">8.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d yf90 ff20f fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Belgique (BE)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1921 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les activ<span class=\"_ _0\"></span>it\u00e9s d\u2019ass<span class=\"_ _0\"></span>urance en B<span class=\"_ _0\"></span>elgiqu<span class=\"_ _0\"></span>e, men\u00e9es<span class=\"_ _0\"></span> sous la d\u00e9nom<span class=\"_ _0\"></span>inati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1922 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019AG Ins<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> s\u2019app<span class=\"_ _0\"></span>uient s<span class=\"_ _0\"></span>ur une lo<span class=\"_ _0\"></span>ngue hist<span class=\"_ _0\"></span>oire. <span class=\"_ _0\"></span>AG Insur<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x1a h62 y1923 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> 100% d\u2019<span class=\"_ _0\"></span>AG Rea<span class=\"_ _0\"></span>l Estate, <span class=\"_ _0\"></span>qui g\u00e8r<span class=\"_ _0\"></span>e ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> immob<span class=\"_ _0\"></span>ili\u00e8res.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1924 ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1925 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">AG Insurance s\u2019adr<span class=\"_ _3\"></span>esse aux parti<span class=\"_ _3\"></span>culiers, aux PME e<span class=\"_ _3\"></span>t aux grandes</div>\n<div class=\"t m0 x1a h62 y1926 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises, et pr<span class=\"_ _0\"></span>opose \u00e0 cett<span class=\"_ _0\"></span>e client<span class=\"_ _0\"></span>\u00e8le une gam<span class=\"_ _0\"></span>me compl<span class=\"_ _0\"></span>\u00e8te de</div>\n<div class=\"t m0 x1a h62 y1927 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance vi<span class=\"_ _3\"></span>e et non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie par le biais<span class=\"_ _0\"></span> de diff\u00e9r<span class=\"_ _0\"></span>ents cana<span class=\"_ _0\"></span>ux<span class=\"ls0 ws0\"> : </span></span></span></div>\n<div class=\"t m0 x1a h62 y1928 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">courtiers ind\u00e9pe<span class=\"_ _3\"></span>ndants et canau<span class=\"_ _3\"></span>x bancaires de BNP<span class=\"_ _3\"></span> Paribas Fortis</div>\n<div class=\"t m0 x1a h62 y1929 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">SA/NV et de se<span class=\"_ _0\"></span>s filial<span class=\"_ _0\"></span>es. AG Empl<span class=\"_ _0\"></span>oyee Ben<span class=\"_ _0\"></span>efits est la di<span class=\"_ _0\"></span>vision</div>\n<div class=\"t m0 x1a h62 y192a ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sp\u00e9cialemen<span class=\"_ _3\"></span>t charg<span class=\"lsdc wse9\">\u00e9e de la product<span class=\"_ _0\"></span>ion de prod<span class=\"_ _0\"></span>uits d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e pension </span></div>\n<div class=\"t m0 x1a h62 y192b ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et soins de sant<span class=\"_ _0\"></span>\u00e9, aux gr<span class=\"_ _0\"></span>andes entr<span class=\"_ _0\"></span>eprises<span class=\"_ _0\"></span> essenti<span class=\"_ _0\"></span>ellement<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1944 ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1945 ff20f fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Europe (hors Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1946 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le secteur<span class=\"_ _3\"></span> Europe engl<span class=\"_ _3\"></span>obe les a<span class=\"_ _3\"></span>ctivit\u00e9s d\u2019<span class=\"_ _3\"></span>assurance eur<span class=\"_ _3\"></span>op\u00e9ennes <span class=\"_ _3\"></span>hors</div>\n<div class=\"t m0 x1a h62 y1947 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Belgique. Ageas<span class=\"_ _3\"></span> est actif en Portuga<span class=\"_ _3\"></span>l, France, R<span class=\"lsdc wse8\">oyaume<span class=\"ls0 ws0\">-</span><span class=\"wse9\">Uni et Tur<span class=\"_ _0\"></span>quie. </span></span></div>\n<div class=\"t m0 x1a h62 y1948 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La gamm<span class=\"_ _0\"></span>e de prod<span class=\"_ _0\"></span>uits dist<span class=\"_ _0\"></span>ribu\u00e9<span class=\"_ _0\"></span>s inclut<span class=\"_ _0\"></span> des ass<span class=\"_ _0\"></span>urances v<span class=\"_ _0\"></span>ie (Port<span class=\"_ _0\"></span>ugal,</div>\n<div class=\"t m0 x1a h62 y1949 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">France et Tu<span class=\"_ _0\"></span>rquie) et<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">vie (Portug<span class=\"_ _3\"></span>al, Royaume</span>-<span class=\"_ _3\"></span><span class=\"lsde wseb\">Uni et T<span class=\"_ _3\"></span>urquie). </span></span></div>\n<div class=\"t m0 x1a h62 y194a ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019acc\u00e8s a<span class=\"_ _0\"></span>ux march<span class=\"_ _0\"></span>\u00e9s est facil<span class=\"_ _0\"></span>it\u00e9 par une s\u00e9<span class=\"_ _0\"></span>rie de part<span class=\"_ _0\"></span>enariats av<span class=\"_ _0\"></span>ec des</div>\n<div class=\"t m0 x1a h62 y194b ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">acteurs cl<span class=\"_ _0\"></span>\u00e9s, jouis<span class=\"_ _0\"></span>sant d\u2019u<span class=\"_ _0\"></span>ne positio<span class=\"_ _0\"></span>n int\u00e9r<span class=\"_ _0\"></span>essant<span class=\"_ _0\"></span>e sur leurs marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x1a h62 y194c ff20d fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">respectifs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y194d ff20d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y194e ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019activ<span class=\"_ _0\"></span>it\u00e9 brita<span class=\"_ _0\"></span>nnique d<span class=\"_ _0\"></span>\u2019Ageas se t<span class=\"_ _0\"></span>raduit par l<span class=\"_ _0\"></span>\u2019implant<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>un des</div>\n<div class=\"t m0 x1a h62 y194f ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">grands assu<span class=\"_ _3\"></span>reurs dommages<span class=\"_ _3\"></span> du pays <span class=\"_ _3\"></span>qui recour<span class=\"_ _3\"></span>t \u00e0 une st<span class=\"_ _3\"></span>rat\u00e9gie de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1950 ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">distribution<span class=\"_ _3\"></span> multicanal p<span class=\"_ _3\"></span>ar le biai<span class=\"_ _3\"></span>s de cour<span class=\"_ _3\"></span>tiers, de pa<span class=\"_ _3\"></span>rtenaire<span class=\"lsdc\">s d\u2019affinit<span class=\"_ _0\"></span>\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y1951 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et de ses prop<span class=\"_ _0\"></span>res agent<span class=\"_ _0\"></span>s. La visio<span class=\"_ _0\"></span>n est de croit<span class=\"_ _0\"></span>re de fa\u00e7on r<span class=\"_ _0\"></span>entable su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1952 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le march\u00e9 de l\u2019<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance domm<span class=\"_ _0\"></span>ages au R<span class=\"_ _0\"></span>oyaume<span class=\"ls0 ws0\">-</span><span class=\"wseb\">Uni v<span class=\"_ _0\"></span>ia l\u2019of<span class=\"_ _0\"></span>fre d\u2019u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x1a h62 y1953 ff20d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vaste ga<span class=\"_ _0\"></span>mme de s<span class=\"_ _0\"></span>olutio<span class=\"_ _0\"></span>ns d\u2019assu<span class=\"_ _0\"></span>rances<span class=\"_ _0\"></span>, en met<span class=\"_ _0\"></span>tant l<span class=\"_ _0\"></span>\u2019accent s<span class=\"_ _0\"></span>ur les</div>\n<div class=\"t m0 x1a h62 y1954 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">assuranc<span class=\"_ _0\"></span>es pour p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span>iers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1955 ff20f fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1956 ff20f fs50 fc10 sc0 ls0 ws0\" style=\"z-index: 15;\">A<span class=\"ls132 ws15b\">sie</span> </div>\n<div class=\"t m0 x1a h62 y1957 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas est act<span class=\"_ _0\"></span>if dans<span class=\"_ _0\"></span> plusieurs p<span class=\"_ _0\"></span>ays d'As<span class=\"_ _0\"></span>ie et dispos<span class=\"_ _0\"></span>e d'un bur<span class=\"_ _0\"></span>eau</div>\n<div class=\"t m0 x1a h62 y1958 ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">r\u00e9gional bas\u00e9<span class=\"_ _3\"></span> \u00e0 Hong Kong. Les acti<span class=\"_ _3\"></span>vit\u00e9s sont organis\u00e9es s<span class=\"_ _3\"></span>ous forme de</div>\n<div class=\"t m0 x1a h62 y1959 ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coentr<span class=\"_ _0\"></span>eprises av<span class=\"_ _0\"></span>ec des inst<span class=\"_ _0\"></span>itutio<span class=\"_ _0\"></span>ns financi<span class=\"_ _0\"></span>\u00e8res et des p<span class=\"_ _0\"></span>artenai<span class=\"_ _0\"></span>res locau<span class=\"_ _0\"></span>x</div>\n<div class=\"t m0 x1a h62 y195a ff20d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">de premier<span class=\"_ _3\"></span> plan en C<span class=\"_ _3\"></span>hine, en <span class=\"_ _3\"></span>Malaisie, en<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Tha\u00eflande,<span class=\"_ _0\"></span> en Inde, aux </span></span></div>\n<div class=\"t m0 x1a h62 y195b ff20d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Philippines et<span class=\"_ _3\"></span> au Vietnam. Ces ac<span class=\"_ _3\"></span>tivit\u00e9s sont comp<span class=\"_ _3\"></span>tabilis\u00e9es comme<span class=\"_ _3\"></span> des</div>\n<div class=\"t m0 x1a h62 y195c ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">entrepr<span class=\"_ _0\"></span>ises ass<span class=\"_ _0\"></span>oci\u00e9es sou<span class=\"_ _0\"></span>s IFRS, \u00e0 l'<span class=\"_ _0\"></span>excepti<span class=\"_ _0\"></span>on d'AFLI<span class=\"_ _0\"></span>C qui est</div>\n<div class=\"t m0 x1a h62 y195d ff20d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9e par int<span class=\"_ _0\"></span>\u00e9gratio<span class=\"_ _0\"></span>n global<span class=\"_ _0\"></span>e depuis 20<span class=\"_ _0\"></span>22. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 144px; height: 817px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 144px; height: 817px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff216 fs50 fc10 sc0 ls10c ws12f\" style=\"z-index: 15;\">R\u00e9assurance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff214 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>vit\u00e9s de r\u00e9as<span class=\"_ _3\"></span>surance d\u2019Age<span class=\"_ _3\"></span>as SA/NV son<span class=\"_ _3\"></span>t d\u00e9clar\u00e9es <span class=\"_ _3\"></span>dans le</div>\n<div class=\"t m0 x6 h62 y837 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">segment<span class=\"_ _0\"></span> R\u00e9assura<span class=\"_ _0\"></span>nce. Ces act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> compren<span class=\"_ _0\"></span>nent la r\u00e9<span class=\"_ _0\"></span>assuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y876 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">intragr<span class=\"_ _0\"></span>oupe et la r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e de tiers.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Compte G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y836 ff214 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le Compt<span class=\"_ _0\"></span>e G\u00e9n\u00e9<span class=\"_ _0\"></span>ral compr<span class=\"_ _0\"></span>end les <span class=\"_ _0\"></span>activit<span class=\"_ _0\"></span>\u00e9s non <span class=\"_ _0\"></span>li\u00e9es au c<span class=\"_ _0\"></span>\u0153ur du m<span class=\"_ _0\"></span>\u00e9tier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y837 ff214 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de l\u2019ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> comm<span class=\"_ _0\"></span>e les act<span class=\"_ _0\"></span>ivit\u00e9s d<span class=\"_ _0\"></span>e financ<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>u Groupe<span class=\"_ _0\"></span> et autr<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y876 ff214 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">activit\u00e9s de hol<span class=\"_ _3\"></span>ding. Il incl<span class=\"_ _3\"></span>ut en outre la par<span class=\"_ _3\"></span>ticipation dans R<span class=\"_ _3\"></span>oyal Park</div>\n<div class=\"t m0 x1a h62 y877 ff214 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>ments et les<span class=\"_ _0\"></span> passifs li<span class=\"_ _0\"></span>\u00e9s \u00e0 la RPN(I<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y878 ff214 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d ybd4 ff216 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d ybd5 ff216 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">\u00c9tat <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>la si<span class=\"_ _3\"></span>tuati<span class=\"_ _3\"></span>on fi<span class=\"_ _3\"></span>nanci<span class=\"_ _3\"></span>\u00e8<span class=\"lsfd ws119\">re pa<span class=\"_ _3\"></span>r secteur <span class=\"_ _3\"></span>op\u00e9rationnel<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 877px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 877px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 877px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 877px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 877px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 892px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 877px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69d ff214 fs45 fc1e sc0 lse5 ws100\" style=\"left: 594px; bottom: 892px; z-index: 15;\">Tota<span class=\"_ _3\"></span>l de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 877px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69d ff214 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 892px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 877px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 892px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff214 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 877px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 892px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y69b ff214 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 877px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff214 fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 861px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 861px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 846px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 846px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 846px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 846px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 846px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 846px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 846px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 846px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 832px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 832px; z-index: 15;\">38.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 832px; z-index: 15;\">6.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 832px; z-index: 15;\">1.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 832px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 832px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 832px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 832px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 832px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 832px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 817px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 817px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 817px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 817px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 817px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 817px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 802px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 802px; z-index: 15;\">14.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 802px; z-index: 15;\">293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 802px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 802px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 802px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 802px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 802px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 802px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 787px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 787px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 787px; z-index: 15;\">4.274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 787px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 787px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 787px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 772px; z-index: 15;\">Participation comptabilis\u00e9e selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 757px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 757px; z-index: 15;\">271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 757px; z-index: 15;\">4.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 757px; z-index: 15;\">1</div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 757px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 757px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 743px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 743px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 743px; z-index: 15;\">1.971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 743px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 743px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 743px; z-index: 15;\">(1.632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 743px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 743px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 743px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 743px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 728px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 728px; z-index: 15;\">96<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 728px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 728px; z-index: 15;\">1</div>\n<div class=\"t m0 x197 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 728px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 728px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 728px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 713px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 713px; z-index: 15;\">820<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 713px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 713px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 713px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 713px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 713px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 713px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 698px; z-index: 15;\">1.423<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 698px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 698px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 698px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 698px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 698px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 698px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 698px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 698px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 683px; z-index: 15;\">2.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 683px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 683px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 683px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 683px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 683px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 683px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 668px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions <span class=\"wsed\">incorporelles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 668px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 668px; z-index: 15;\">703<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 668px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 668px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 653px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 653px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 639px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 639px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 639px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 639px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 639px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 639px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 639px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 639px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 639px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y6a0 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 639px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 624px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 609px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 594px; z-index: 15;\">23.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 594px; z-index: 15;\">574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 594px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 594px; z-index: 15;\">2</div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 594px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 594px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 594px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 594px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 594px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 579px; z-index: 15;\">24.524<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 579px; z-index: 15;\">4.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 579px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 579px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 564px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 564px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 564px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 564px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 564px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Passifs r\u00e9sultant des <span class=\"wsee\">contrats d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 549px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 549px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 549px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 549px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 549px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y691 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 549px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 535px; z-index: 15;\">1.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 535px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 535px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 535px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 535px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 535px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 535px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 520px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 520px; z-index: 15;\">3.803<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 520px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 520px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 520px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 520px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 520px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 520px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 520px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 520px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 505px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 505px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 505px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 505px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 505px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 505px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 505px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff214 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 490px; z-index: 15;\">Passifs d\u2019<span class=\"_ _3\"></span>imp\u00f4ts <span class=\"lse0 wsed\">diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 490px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 490px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 490px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 490px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 490px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 490px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 490px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff214 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 475px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 475px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 475px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff214 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 460px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 460px; z-index: 15;\">2.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 460px; z-index: 15;\">439<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 460px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 460px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 460px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 460px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 460px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 460px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 460px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 445px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 445px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 445px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 445px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 445px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 445px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 445px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Dettes li\u00e9es \u00e0 des a<span class=\"_ _0\"></span>ctifs d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 431px; z-index: 15;\">3.982<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 431px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 431px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 431px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 431px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff217 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 416px; z-index: 15;\">71.270<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 416px; z-index: 15;\">17.108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 416px; z-index: 15;\">1.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 416px; z-index: 15;\">1.849<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 416px; z-index: 15;\">(1.633)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 416px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 416px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 416px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y69d ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 416px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 386px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 386px; z-index: 15;\">1.747<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 386px; z-index: 15;\">2.043<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 386px; z-index: 15;\">4.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 386px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 386px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 386px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 386px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 386px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 386px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 371px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 371px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 371px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 371px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 371px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff214 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 371px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y68c ff214 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 371px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 356px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 356px; z-index: 15;\">2.647<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 356px; z-index: 15;\">2.125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 356px; z-index: 15;\">4.461<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 493px; bottom: 356px; z-index: 15;\">(103)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 356px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 356px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 356px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 356px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68a ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 356px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff214 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 342px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff217 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 327px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 327px; z-index: 15;\">73.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 327px; z-index: 15;\">19.233<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 327px; z-index: 15;\">6.090<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 327px; z-index: 15;\">1.746<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 327px; z-index: 15;\">(1.634)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 327px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 327px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 327px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y691 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 327px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 yb68 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 312px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff217 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 297px; z-index: 15;\">7.369<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 297px; z-index: 15;\">3.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 429px; bottom: 297px; z-index: 15;\">2.251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 297px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 297px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff217 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h67 y694 ff217 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 297px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 286px; height: 820px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 286px; height: 820px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 434px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff219 fs45 fc1e sc0 lse5 ws100\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Tota<span class=\"_ _3\"></span>l de <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff219 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff219 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff219 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 1004px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 1004px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 1004px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 1004px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 989px; z-index: 15;\">47.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 369px; bottom: 989px; z-index: 15;\">11.161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 989px; z-index: 15;\">1.458<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x1a0 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 974px; z-index: 15;\">2.850<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 974px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 974px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 959px; z-index: 15;\">13.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 959px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 959px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 959px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 959px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 959px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 959px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 945px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 945px; z-index: 15;\">6.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 915px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 915px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 915px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 915px; z-index: 15;\">4.811<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 915px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 915px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 900px; z-index: 15;\">1.353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 900px; z-index: 15;\">2.119<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 900px; z-index: 15;\">9</div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 900px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 900px; z-index: 15;\">(1.575)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 900px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 900px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 900px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 900px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 885px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 885px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 885px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 885px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 870px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 870px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 870px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 870px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 855px; z-index: 15;\">1.493<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 855px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 855px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 855px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 855px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 855px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 855px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 841px; z-index: 15;\">1.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 841px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 841px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 841px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 841px; z-index: 15;\">8</div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 826px; z-index: 15;\">604<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 826px; z-index: 15;\">718<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 826px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 826px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 811px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 796px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 796px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 796px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 796px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 796px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 796px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 796px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y699 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 796px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18f h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 284px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 752px; z-index: 15;\">25.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 752px; z-index: 15;\">3.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 752px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 752px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 752px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 752px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68c ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 737px; z-index: 15;\">25.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 737px; z-index: 15;\">5.008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 737px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 312px; bottom: 722px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 722px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 722px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 722px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6cb ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6cb ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 707px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 707px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 707px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 707px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 707px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 692px; z-index: 15;\">1.143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 692px; z-index: 15;\">317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 692px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 692px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 692px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 yb68 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff219 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 677px; z-index: 15;\">3.608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 677px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 677px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 677px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 677px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x197 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 677px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 662px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 662px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 662px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 648px; z-index: 15;\">878<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 648px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 648px; z-index: 15;\">1</div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 648px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 648px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 648px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff219 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 633px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 633px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68f ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff219 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Int\u00e9r\u00eats courus et <span class=\"wsee\">autres passifs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 618px; z-index: 15;\">2.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 618px; z-index: 15;\">509<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 447px; bottom: 618px; z-index: 15;\">9</div>\n<div class=\"t m0 x1a0 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 618px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 618px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 618px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 618px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 618px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y694 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 618px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 603px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 603px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 603px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 603px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y699 ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 603px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff21c fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 588px; z-index: 15;\">75.299<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 588px; z-index: 15;\">19.602<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 442px; bottom: 588px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 588px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 588px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 588px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 588px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 588px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 588px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 558px; z-index: 15;\">5.025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 558px; z-index: 15;\">2.400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 558px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 558px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 558px; z-index: 15;\">3</div>\n<div class=\"t m0 x2f2 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 558px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 558px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 558px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 558px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff219 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 544px; z-index: 15;\">1.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 544px; z-index: 15;\">288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 544px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y69d ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x230 h65 y69d ff219 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 544px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 529px; z-index: 15;\">6.994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 529px; z-index: 15;\">2.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 529px; z-index: 15;\">4.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 498px; bottom: 529px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y69b ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 529px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 529px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 529px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y69b ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 529px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff219 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff21c fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 312px; bottom: 499px; z-index: 15;\">82.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 369px; bottom: 499px; z-index: 15;\">22.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 430px; bottom: 499px; z-index: 15;\">4.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 499px; z-index: 15;\">1.996<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 499px; z-index: 15;\">(1.590)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 594px; bottom: 499px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 499px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 712px; bottom: 499px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h67 y68c ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 499px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6d1 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 469px; z-index: 15;\">6.111<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 469px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 442px; bottom: 469px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 469px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 469px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff21c fs45 fc1e sc0 ls0 ws0\" style=\"left: 742px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h67 y6a6 ff21c fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 469px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 458px; height: 585px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 458px; height: 585px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff220 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff220 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Compte de r\u00e9sultat par secteur op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 327px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff21e fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y69b ff21e fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lsec wsff\">Primes brutes \u00e9<span class=\"_ _0\"></span>mises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 1004px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 1004px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 1004px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 1004px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 1004px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 989px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 989px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 989px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lse0 wsee\">Pr<span class=\"_ _3\"></span>imes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 974px; z-index: 15;\">(853)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 974px; z-index: 15;\">(1.013)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 974px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 974px; z-index: 15;\">(91)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 974px; z-index: 15;\">1.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h68 y69b ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes <span class=\"lse5 wsf4\">acquises<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 959px; z-index: 15;\">4.955<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 959px; z-index: 15;\">2.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 959px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 959px; z-index: 15;\">1.500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 959px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 959px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">de placement</span> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 930px; z-index: 15;\">2.386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 930px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 930px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 930px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 930px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 930px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 915px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9sultat provenant de ventes et de <span class=\"wsed\">r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 900px; z-index: 15;\">313<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 900px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 900px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 900px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 900px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\">1</div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 870px; z-index: 15;\">(1.844)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 870px; z-index: 15;\">(697)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 870px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 870px; z-index: 15;\">1</div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 870px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 870px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 329px; bottom: 841px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 841px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 841px; z-index: 15;\">253<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 841px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 826px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 826px; z-index: 15;\">436<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x19a h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 826px; z-index: 15;\">(507)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y699 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 826px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 811px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 811px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 811px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 811px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 811px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 796px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 796px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 796px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 796px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 796px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 796px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 796px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 796px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff221 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lsee ws102\">S<span class=\"_ _3\"></span>inistre<span class=\"_ _3\"></span>s et <span class=\"lse0 wsee\">prestations d'assurance, bruts<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 752px; z-index: 15;\">(5.468)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 752px; z-index: 15;\">(2.110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 752px; z-index: 15;\">(87)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 752px; z-index: 15;\">(993)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 752px; z-index: 15;\">923<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 752px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y68c ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h68 y68c ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">- <span class=\"_ _a3\"> </span><span class=\"lse0 wsee\">Sini<span class=\"_ _3\"></span>stres et prestations d'as<span class=\"_ _0\"></span>surance, r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 737px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 737px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 737px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 737px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 737px; z-index: 15;\">(896)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68a ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h68 y68a ff221 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 311px; bottom: 722px; z-index: 15;\">(4.932)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 368px; bottom: 722px; z-index: 15;\">(1.540)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 722px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 722px; z-index: 15;\">(954)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 722px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 722px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6cb ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h65 y6cb ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 707px; z-index: 15;\">1.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 707px; z-index: 15;\">655<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 707px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 692px; z-index: 15;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 692px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 692px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 692px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 692px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 692px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 677px; z-index: 15;\">(119)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 677px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 677px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 677px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 677px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 334px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 662px; z-index: 15;\">4</div>\n<div class=\"t m0 x155 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 662px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 648px; z-index: 15;\">(704)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 648px; z-index: 15;\">(406)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 648px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 493px; bottom: 648px; z-index: 15;\">(530)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 648px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 633px; z-index: 15;\">(622)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 633px; z-index: 15;\">(234)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 633px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 633px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 633px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 633px; z-index: 15;\">3</div>\n<div class=\"t m0 x19a h65 y68f ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 633px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 618px; z-index: 15;\">(967)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 618px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 618px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 618px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 618px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 618px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 618px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 311px; bottom: 603px; z-index: 15;\">(5.755)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 368px; bottom: 603px; z-index: 15;\">(1.939)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 431px; bottom: 603px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 484px; bottom: 603px; z-index: 15;\">(1.498)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 603px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 603px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 603px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 731px; bottom: 603px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 603px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 339px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 396px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 573px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 573px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 573px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 573px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 573px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y699 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 573px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 573px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y699 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y699 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 544px; z-index: 15;\">(169)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 544px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 544px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 544px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 514px; z-index: 15;\">639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 514px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 514px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 514px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 499px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 499px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68c ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 499px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 325px; bottom: 484px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 382px; bottom: 484px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 484px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 484px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 611px; bottom: 484px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 484px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h67 y6d1 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 484px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 339px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 396px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 454px; z-index: 15;\">6.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 374px; bottom: 454px; z-index: 15;\">2.739<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 454px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 454px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 668px; bottom: 454px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y691 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 454px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Total des produits <span class=\"lse5 wsf4\">internes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 319px; bottom: 440px; z-index: 15;\">(354)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 376px; bottom: 440px; z-index: 15;\">(608)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 440px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 440px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 440px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 440px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff222 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 317px; bottom: 425px; z-index: 15;\">6.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 374px; bottom: 425px; z-index: 15;\">2.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 425px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 425px; z-index: 15;\">1.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 425px; z-index: 15;\">(539)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 598px; bottom: 425px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 668px; bottom: 425px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 425px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 425px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff21e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de <span class=\"lsde wseb\">participation discr\u00e9t<span class=\"_ _3\"></span>ionnaire) </span></div>\n<div class=\"t m0 x6 h62 yb48 ff21e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb49 ff21e fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 326px; bottom: 316px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff21e fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 316px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 316px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 316px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 330px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 316px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y694 ff21e fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 330px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 316px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff21e fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y68f ff21e fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 316px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff21e fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 316px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff222 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff221 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff21e fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 285px; z-index: 15;\">5.831<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 285px; z-index: 15;\">2.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 285px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 285px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 285px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 285px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 285px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff21e fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 270px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 270px; z-index: 15;\">778<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 270px; z-index: 15;\">561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 270px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff21e fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff21e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 270px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff222 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 255px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 255px; z-index: 15;\">6.609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 255px; z-index: 15;\">3.512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 441px; bottom: 255px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 255px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 255px; z-index: 15;\">(1.497)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 255px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff222 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 730px; bottom: 255px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff222 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 255px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 244px; height: 862px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 244px; height: 862px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 326px; bottom: 1034px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 1034px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 433px; bottom: 1034px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 461px; bottom: 1034px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y699 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y699 ff224 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 693px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 700px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff224 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 1004px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 1004px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 1004px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 1004px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 989px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 989px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 989px; z-index: 15;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 989px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 974px; z-index: 15;\">(806)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 974px; z-index: 15;\">(1.050)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 974px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 974px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h68 y69b ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 959px; z-index: 15;\">4.934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 959px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 959px; z-index: 15;\">1.479<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 959px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 959px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 959px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 930px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">produits de placement</span> </div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 930px; z-index: 15;\">2.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 930px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 930px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 930px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 930px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 915px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 900px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 900px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 900px; z-index: 15;\">3</div>\n<div class=\"t m0 x1ce h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 900px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 900px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\">2</div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">des contrats en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 870px; z-index: 15;\">1.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 870px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 870px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 841px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsed\">la <span class=\"_ _3\"></span><span class=\"wsee\">m\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 841px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 841px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 841px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 841px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 841px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 826px; z-index: 15;\">506<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 826px; z-index: 15;\">488<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 508px; bottom: 826px; z-index: 15;\">7</div>\n<div class=\"t m0 x19a h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 826px; z-index: 15;\">(534)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y699 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 826px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 811px; z-index: 15;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 811px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 811px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 811px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 811px; z-index: 15;\">8</div>\n<div class=\"t m0 x197 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 811px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 811px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Total des produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 796px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 796px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 796px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 796px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 796px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 796px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 667px; bottom: 796px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 796px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 796px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69b ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff228 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rances brutes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 752px; z-index: 15;\">(5.574)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 752px; z-index: 15;\">(2.121)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 752px; z-index: 15;\">(892)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 752px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 752px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y68c ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h68 y68c ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 737px; z-index: 15;\">513<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 737px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 502px; bottom: 737px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 737px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68a ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h68 y68a ff228 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 737px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 722px; z-index: 15;\">(5.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 367px; bottom: 722px; z-index: 15;\">(1.582)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 722px; z-index: 15;\">(857)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 722px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 722px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6cb ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x153 h65 y6cb ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 722px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 707px; z-index: 15;\">(1.167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 707px; z-index: 15;\">(405)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68a ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 707px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 692px; z-index: 15;\">(88)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 692px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 692px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 692px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 692px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 692px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 677px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 677px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 611px; bottom: 677px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 333px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 662px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 662px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 648px; z-index: 15;\">(718)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 648px; z-index: 15;\">(472)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 492px; bottom: 648px; z-index: 15;\">(558)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 648px; z-index: 15;\">535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 633px; z-index: 15;\">(560)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 633px; z-index: 15;\">(237)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 436px; bottom: 633px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 633px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 633px; z-index: 15;\">0</div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 633px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 633px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68f ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 633px; z-index: 15;\">4</div>\n<div class=\"t m0 x19a h65 y68f ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 633px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 618px; z-index: 15;\">(872)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 618px; z-index: 15;\">(351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 618px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 501px; bottom: 618px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 618px; z-index: 15;\">4</div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 618px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 618px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 618px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y694 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 618px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff227 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 310px; bottom: 603px; z-index: 15;\">(8.502)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 603px; z-index: 15;\">(3.068)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 436px; bottom: 603px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 484px; bottom: 603px; z-index: 15;\">(1.423)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 555px; bottom: 603px; z-index: 15;\">566<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 603px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 603px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 731px; bottom: 603px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 763px; bottom: 603px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 338px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 451px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 514px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 626px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 740px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 573px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 573px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 573px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 573px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 573px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y699 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 573px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 573px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y699 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\">2</div>\n<div class=\"t m0 x230 h67 y699 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 544px; z-index: 15;\">(136)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 544px; z-index: 15;\">(59)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 544px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 544px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y69d ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 544px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 514px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 514px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 514px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 514px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 514px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 514px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 324px; bottom: 499px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 385px; bottom: 499px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 499px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y68c ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 499px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 324px; bottom: 484px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 381px; bottom: 484px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 484px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 502px; bottom: 484px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 571px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 604px; bottom: 484px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 662px; bottom: 484px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6d1 ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\">2</div>\n<div class=\"t m0 x198 h67 y6d1 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 484px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 338px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 316px; bottom: 454px; z-index: 15;\">9.502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 454px; z-index: 15;\">3.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 437px; bottom: 454px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 514px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 564px; bottom: 454px; z-index: 15;\">0</div>\n<div class=\"t m0 x2f2 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 454px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 667px; bottom: 454px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y691 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 454px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Total des produits <span class=\"lse5 wsf4\">internes<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 440px; z-index: 15;\">(326)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 440px; z-index: 15;\">(596)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 451px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 490px; bottom: 440px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 549px; bottom: 440px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 440px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 440px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 yb68 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 440px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff227 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 316px; bottom: 425px; z-index: 15;\">9.176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 425px; z-index: 15;\">3.341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 437px; bottom: 425px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 490px; bottom: 425px; z-index: 15;\">1.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 549px; bottom: 425px; z-index: 15;\">(566)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 425px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 667px; bottom: 425px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 425px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 425px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb45 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb46 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yb47 ff224 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de <span class=\"lsde wseb\">participation discr\u00e9t<span class=\"_ _3\"></span>ionnaire) </span></div>\n<div class=\"t m0 x6 h62 yb48 ff224 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 316px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb49 ff224 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 325px; bottom: 316px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 337px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 367px; bottom: 316px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 395px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff224 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 434px; bottom: 316px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 450px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 460px; bottom: 316px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 513px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 522px; bottom: 316px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 594px; bottom: 330px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 582px; bottom: 316px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y694 ff224 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 651px; bottom: 330px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68f ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 650px; bottom: 316px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff224 fs45 fc1e sc0 lse0 wsed\" style=\"left: 691px; bottom: 330px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y68f ff224 fs45 fc1e sc0 lse0 wsee\" style=\"left: 698px; bottom: 316px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff224 fs45 fc1e sc0 lse1 wsef\" style=\"left: 777px; bottom: 316px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff227 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 395px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff228 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff224 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 285px; z-index: 15;\">5.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 373px; bottom: 285px; z-index: 15;\">3.181<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 489px; bottom: 285px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 285px; z-index: 15;\">(1.571)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 285px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6de ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 728px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6de ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 285px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff224 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 270px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 270px; z-index: 15;\">927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 381px; bottom: 270px; z-index: 15;\">900<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 450px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 270px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 270px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff224 fs45 fc15 sc0 ls0 ws0\" style=\"left: 740px; bottom: 270px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff224 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 270px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff227 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 255px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 315px; bottom: 255px; z-index: 15;\">6.675<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 255px; z-index: 15;\">4.081<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 450px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 489px; bottom: 255px; z-index: 15;\">1.623<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 255px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 599px; bottom: 255px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6de ff227 fs45 fc1e sc0 ls0 ws0\" style=\"left: 682px; bottom: 255px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 728px; bottom: 255px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6de ff227 fs45 fc1e sc0 lse0 wsed\" style=\"left: 769px; bottom: 255px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 244px; height: 799px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 244px; height: 799px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff22c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">8.10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff22c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">\u00c9tat <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>la si<span class=\"_ _3\"></span>tuati<span class=\"_ _3\"></span>on fi<span class=\"_ _3\"></span>nanci<span class=\"_ _3\"></span>\u00e8re <span class=\"_ _3\"></span>ventil<span class=\"_ _3\"></span>\u00e9 e<span class=\"_ _3\"></span>n Vi<span class=\"_ _3\"></span>e et <span class=\"_ _3\"></span>Non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">vie </span> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x8 h65 y69b ff22a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 421px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 464px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y699 ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 570px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff22a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 644px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22a fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff22a fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x341 h65 y69b ff22a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 1004px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 1004px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">994<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 1004px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 989px; z-index: 15;\">40.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 989px; z-index: 15;\">6.170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 989px; z-index: 15;\">46.810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 989px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 974px; z-index: 15;\">2.799<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 974px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 974px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 959px; z-index: 15;\">13.693<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 959px; z-index: 15;\">1.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 959px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 959px; z-index: 15;\">14.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 959px; z-index: 15;\">1.465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 959px; z-index: 15;\">(864)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">15.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon la<span class=\"_ _0\"></span> m\u00e9thode de la <span class=\"_ _0\"></span>mise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 930px; z-index: 15;\">4.098<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 930px; z-index: 15;\">810<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 930px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 915px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 915px; z-index: 15;\">1.882<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 915px; z-index: 15;\">(291)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 915px; z-index: 15;\">2.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 915px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 915px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 900px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 900px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 900px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 885px; z-index: 15;\">683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 885px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 885px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6a6 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 885px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 870px; z-index: 15;\">1.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 870px; z-index: 15;\">558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 870px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 870px; z-index: 15;\">1.851<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 870px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 870px; z-index: 15;\">(107)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 855px; z-index: 15;\">1.858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 855px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 855px; z-index: 15;\">2.200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 855px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 855px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 841px; z-index: 15;\">1.190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 841px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 826px; z-index: 15;\">4.205<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 811px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 811px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 811px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 811px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 811px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 811px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 811px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x34b h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 375px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 766px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 766px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 766px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 766px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6cb ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 707px; z-index: 15;\">1.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 707px; z-index: 15;\">1.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 707px; z-index: 15;\">1.887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 707px; z-index: 15;\">(769)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff22a fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 692px; z-index: 15;\">3.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 692px; z-index: 15;\">397<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 yb68 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 692px; z-index: 15;\">3.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 692px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 692px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 677px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x176 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 677px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 677px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 677px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 662px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 662px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 662px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 662px; z-index: 15;\">376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 662px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 662px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 633px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 633px; z-index: 15;\">855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 633px; z-index: 15;\">(290)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 633px; z-index: 15;\">2.615<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 633px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 633px; z-index: 15;\">(203)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 633px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 618px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 618px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 618px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 618px; z-index: 15;\">1</div>\n<div class=\"t m0 x232 h65 y694 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 618px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Dettes li\u00e9es \u00e0 des a<span class=\"_ _0\"></span>ctifs d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 603px; z-index: 15;\">3.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 603px; z-index: 15;\">(55)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 603px; z-index: 15;\">3.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff22d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 588px; z-index: 15;\">80.839<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 588px; z-index: 15;\">9.717<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 588px; z-index: 15;\">(333)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 588px; z-index: 15;\">90.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 588px; z-index: 15;\">2.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 588px; z-index: 15;\">(1.084)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 588px; z-index: 15;\">91.672<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 558px; z-index: 15;\">5.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 558px; z-index: 15;\">2.393<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 558px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 558px; z-index: 15;\">8.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 558px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 558px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 558px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 544px; z-index: 15;\">928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 544px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 544px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 544px; z-index: 15;\">1.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff22a fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y69d ff22a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 544px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 529px; z-index: 15;\">6.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 529px; z-index: 15;\">2.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 545px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 529px; z-index: 15;\">9.129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 529px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 529px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69b ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 529px; z-index: 15;\">8.632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6d1 ff22a fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff22d fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 499px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 499px; z-index: 15;\">87.459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 499px; z-index: 15;\">12.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 499px; z-index: 15;\">(334)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 499px; z-index: 15;\">99.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 499px; z-index: 15;\">2.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 499px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y68c ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 499px; z-index: 15;\">100.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y6d1 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 469px; z-index: 15;\">7.305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 469px; z-index: 15;\">5.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 469px; z-index: 15;\">13.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 469px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff22d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6a6 ff22d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 469px; z-index: 15;\">13.388<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 458px; height: 648px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 458px; height: 648px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff22f fs45 fc1e sc0 lse4 wsf3\" style=\"left: 421px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 464px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 508px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 583px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 570px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff22f fs45 fc1e sc0 lse5 wsf4\" style=\"left: 644px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 643px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff22f fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff22f fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff22f fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff22f fs45 fc1e sc0 lse1 wsef\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 1004px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 1004px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 1004px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 1004px; z-index: 15;\">724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1004px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 989px; z-index: 15;\">52.720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 989px; z-index: 15;\">7.229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 989px; z-index: 15;\">59.950<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 989px; z-index: 15;\">5</div>\n<div class=\"t m0 x176 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Immeuble de <span class=\"lse5 wsf4\">placemen<span class=\"_ _3\"></span>t<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 974px; z-index: 15;\">2.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 974px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 959px; z-index: 15;\">12.704<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 959px; z-index: 15;\">1.382<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 959px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 959px; z-index: 15;\">14.047<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 959px; z-index: 15;\">1.315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 959px; z-index: 15;\">(870)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 959px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Placements li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats en unit\u00e9s de <span class=\"_ _0\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 945px; z-index: 15;\">18.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Participation comptabilis\u00e9e selon la<span class=\"_ _0\"></span> m\u00e9thode de la <span class=\"_ _0\"></span>mise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 930px; z-index: 15;\">4.535<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 930px; z-index: 15;\">792<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 930px; z-index: 15;\">5.327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 930px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 930px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 915px; z-index: 15;\">457<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 915px; z-index: 15;\">1.959<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 915px; z-index: 15;\">(359)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 915px; z-index: 15;\">2.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 915px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 915px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Actifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 900px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 900px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 900px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 885px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 885px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 885px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6a6 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a6 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 885px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 870px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 870px; z-index: 15;\">836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 870px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 870px; z-index: 15;\">1.987<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 870px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 870px; z-index: 15;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 870px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 855px; z-index: 15;\">1.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 855px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 855px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 855px; z-index: 15;\">1.724<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 855px; z-index: 15;\">8</div>\n<div class=\"t m0 x232 h65 y68f ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 855px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 841px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 841px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 841px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 841px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y697 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 841px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Actifs d\u00e9tenus en vue <span class=\"_ _0\"></span>de la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 826px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 826px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 826px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 826px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 811px; z-index: 15;\">Total des actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 811px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 811px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 811px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 811px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 811px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 811px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y697 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 811px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x34b h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 375px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y699 ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 lse3 wsf2\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 766px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 766px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 766px; z-index: 15;\">28.688<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69d ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 766px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 766px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> de placement vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68c ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68c ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Passifs li\u00e9s \u00e0 des con<span class=\"_ _0\"></span>trats en unit\u00e9s de comp<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y68a ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Passifs r\u00e9sultant des contrats<span class=\"_ _0\"></span> d'assurance non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6cb ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6cb ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 707px; z-index: 15;\">1.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 540px; bottom: 707px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 707px; z-index: 15;\">1.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 707px; z-index: 15;\">2.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 707px; z-index: 15;\">(830)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff22f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Empr<span class=\"_ _3\"></span>unts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 692px; z-index: 15;\">3.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 692px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 yb68 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 692px; z-index: 15;\">3.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x1d4 h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 692px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 yb68 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 692px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Passifs d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 677px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 677px; z-index: 15;\">9</div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 677px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y691 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 677px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Passifs d\u2019imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 420px; bottom: 662px; z-index: 15;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 662px; z-index: 15;\">188<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 662px; z-index: 15;\">956<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 662px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d3 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d3 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 662px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 648px; z-index: 15;\">RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff22f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Int\u00e9r\u00eats courus et autres passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 633px; z-index: 15;\">2.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 633px; z-index: 15;\">1.021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 536px; bottom: 633px; z-index: 15;\">(357)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 633px; z-index: 15;\">2.903<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 633px; z-index: 15;\">131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 633px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 633px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 618px; z-index: 15;\">Provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 618px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 618px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 605px; bottom: 618px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 618px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y694 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 618px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff232 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 603px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 603px; z-index: 15;\">85.619<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 603px; z-index: 15;\">9.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 603px; z-index: 15;\">(397)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 603px; z-index: 15;\">95.148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 603px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 603px; z-index: 15;\">(1.085)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 603px; z-index: 15;\">96.967<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y697 ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 573px; z-index: 15;\">9.076<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 473px; bottom: 573px; z-index: 15;\">3.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 573px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 589px; bottom: 573px; z-index: 15;\">12.413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 573px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 573px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y699 ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 573px; z-index: 15;\">11.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 558px; z-index: 15;\">1.915<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 558px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 556px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 593px; bottom: 558px; z-index: 15;\">2.254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff22f fs45 fc15 sc0 ls0 ws0\" style=\"left: 732px; bottom: 558px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y69b ff22f fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 558px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 544px; z-index: 15;\">10.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 544px; z-index: 15;\">3.677<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 545px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 589px; bottom: 544px; z-index: 15;\">14.667<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 544px; z-index: 15;\">(493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 544px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y69d ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 544px; z-index: 15;\">14.172<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff22f fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff232 fs45 fc1e sc0 lse2 wsf7\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Total<span class=\"_ _3\"></span> des p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s et ca<span class=\"_ _3\"></span>pitau<span class=\"_ _3\"></span>x prop<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 406px; bottom: 514px; z-index: 15;\">96.610<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 467px; bottom: 514px; z-index: 15;\">13.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 536px; bottom: 514px; z-index: 15;\">(398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 514px; z-index: 15;\">109.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 514px; z-index: 15;\">2.411<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 708px; bottom: 514px; z-index: 15;\">(1.087)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 764px; bottom: 514px; z-index: 15;\">111.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 434px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 495px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 615px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 675px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h67 y68c ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Nombre d'employ\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 412px; bottom: 484px; z-index: 15;\">3.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 473px; bottom: 484px; z-index: 15;\">5.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 556px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 593px; bottom: 484px; z-index: 15;\">9.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 484px; z-index: 15;\">169<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff232 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6d1 ff232 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">10.101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 473px; height: 570px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 473px; height: 570px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff236 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">8.11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff236 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Compte de<span class=\"_ _0\"></span> r\u00e9sultat vent<span class=\"_ _0\"></span>il\u00e9 en Vie et Non<span class=\"ls0 ws0\">-<span class=\"ls11d ws144\">vie</span> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff234 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y699 ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff234 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 688px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 695px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1049px; z-index: 15;\">  </div>\n<div class=\"t m0 x341 h65 y69b ff234 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes <span class=\"lse5 wsf4\">\u00e9mises<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 1004px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 1004px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 1004px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 1004px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 989px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y68a ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 989px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 974px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 974px; z-index: 15;\">(450)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 974px; z-index: 15;\">1</div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">(466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 959px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 959px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 959px; z-index: 15;\">8.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits de <span class=\"wsed\">placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 945px; z-index: 15;\">2.377<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 945px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 945px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">2.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 945px; z-index: 15;\">45<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 945px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 930px; z-index: 15;\">139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 915px; z-index: 15;\">353<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 915px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">465<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 915px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 915px; z-index: 15;\">1</div>\n<div class=\"t m0 x1dd h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s contrats en uni<span class=\"_ _0\"></span>t\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 900px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 870px; z-index: 15;\">254<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\">7</div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 870px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 870px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 855px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 855px; z-index: 15;\">135<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 855px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 855px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 841px; z-index: 15;\">214<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 841px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 841px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 841px; z-index: 15;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 841px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 841px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 841px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 826px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 826px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 826px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 826px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 826px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 826px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 826px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, bruts<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 781px; z-index: 15;\">(4.822)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 781px; z-index: 15;\">(2.913)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 781px; z-index: 15;\">(7.735)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69b ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h68 y69b ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.732)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, part des r\u00e9assure<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x176 h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 766px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 766px; z-index: 15;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 766px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 766px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff238 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 766px; z-index: 15;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Sinistres et prestations <span class=\"wsee\">d'assurance, nets<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 752px; z-index: 15;\">(4.805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 752px; z-index: 15;\">(2.681)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 752px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 752px; z-index: 15;\">(7.487)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h65 y68c ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.484)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 737px; z-index: 15;\">2.373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 722px; z-index: 15;\">(128)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 722px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6cb ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 722px; z-index: 15;\">2</div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 722px; z-index: 15;\">(154)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 722px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 722px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(187)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 707px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 707px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 707px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 707px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x18b h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 692px; z-index: 15;\">4</div>\n<div class=\"t m0 x18b h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 yb68 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 790px; bottom: 692px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 677px; z-index: 15;\">(349)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 677px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 677px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 662px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 662px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 662px; z-index: 15;\">(889)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 730px; bottom: 662px; z-index: 15;\">3</div>\n<div class=\"t m0 x1df h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">(922)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 648px; z-index: 15;\">(801)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 648px; z-index: 15;\">(577)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 648px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 648px; z-index: 15;\">(1.360)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 648px; z-index: 15;\">(74)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 648px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.412)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 410px; bottom: 633px; z-index: 15;\">(4.317)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 470px; bottom: 633px; z-index: 15;\">(4.522)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 547px; bottom: 633px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 633px; z-index: 15;\">(8.820)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 633px; z-index: 15;\">(178)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 633px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 633px; z-index: 15;\">(8.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 735px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 603px; z-index: 15;\">933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 603px; z-index: 15;\">344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 603px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 603px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y699 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 603px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y699 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 603px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Charges d'imp\u00f4ts sur le r\u00e9<span class=\"_ _0\"></span>sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 573px; z-index: 15;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 573px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 573px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 573px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">(229)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 544px; z-index: 15;\">793<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 544px; z-index: 15;\">276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y69d ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 544px; z-index: 15;\">1.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 544px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69d ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 544px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y69d ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 529px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 529px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 529px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 529px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 514px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 514px; z-index: 15;\">225<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 602px; bottom: 514px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 514px; z-index: 15;\">153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6d1 ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 730px; bottom: 514px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h67 y6d1 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 514px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68c ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 484px; z-index: 15;\">5.220<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 484px; z-index: 15;\">4.863<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 484px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 484px; z-index: 15;\">10.069<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 484px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 735px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d1 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total des produits inter<span class=\"_ _0\"></span>nes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 469px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 469px; z-index: 15;\">3</div>\n<div class=\"t m0 x195 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 469px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 469px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 469px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 719px; bottom: 469px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff237 fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 454px; z-index: 15;\">5.250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 454px; z-index: 15;\">4.866<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 454px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 454px; z-index: 15;\">10.097<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 661px; bottom: 454px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 719px; bottom: 454px; z-index: 15;\">(66)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 454px; z-index: 15;\">10.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y199d ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199e ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199f ff234 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019encais<span class=\"_ _0\"></span>sement b<span class=\"_ _0\"></span>rut (som<span class=\"_ _0\"></span>me des prim<span class=\"_ _0\"></span>es brutes<span class=\"_ _0\"></span> \u00e9mises<span class=\"_ _0\"></span> et des primes pr<span class=\"_ _0\"></span>ovenant de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent sans<span class=\"_ _0\"></span> \u00e9l\u00e9ment de pa<span class=\"_ _0\"></span>rticip<span class=\"lsde wseb\">ation discr\u00e9tionnaire) </span></div>\n<div class=\"t m0 x6 h62 y19a0 ff234 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y19a1 ff234 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 360px; z-index: 15;\"> </div>\n<div id=\"fs_QNTFD0MCHC00000000000000000000\">\n<div class=\"t m0 x1a0 h65 y68f ff234 fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 345px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 345px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y691 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 345px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 360px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 345px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff234 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 360px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 345px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y691 ff234 fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff234 fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 345px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff234 fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff234 fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 345px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff237 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff238 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff234 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 315px; z-index: 15;\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 315px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 315px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 315px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 315px; z-index: 15;\">8.932<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 315px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 315px; z-index: 15;\">8.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff234 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 300px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 300px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 300px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff234 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff234 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 300px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff237 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 285px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 285px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 285px; z-index: 15;\">10.271<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff237 fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6de ff237 fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 285px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 832px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 274px; height: 832px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff23a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 1034px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1034px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 1034px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y699 ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 1049px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 1034px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff23a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 1049px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 1034px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 1049px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y69b ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 1034px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff23a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 1034px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69d ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lsec wsff\">Primes b<span class=\"_ _0\"></span>rutes \u00e9mi<span class=\"_ _0\"></span>ses<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 1004px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 1004px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 1004px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 1004px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 1004px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 989px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 989px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y68a ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 989px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 989px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y68a ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 989px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Primes acquises c\u00e9d\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d4 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 974px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 974px; z-index: 15;\">(432)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 974px; z-index: 15;\">(460)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Primes nettes acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 959px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 959px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 959px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 959px; z-index: 15;\">8.536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 959px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Int\u00e9r\u00eats, dividendes et autres<span class=\"_ _0\"></span> produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 945px; z-index: 15;\">2.179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 945px; z-index: 15;\">263<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 945px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">2.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 945px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 945px; z-index: 15;\">(37)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">value (moins<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">v<span class=\"_ _3\"></span>alue) la<span class=\"_ _3\"></span>tent<span class=\"_ _3\"></span>e sur RP<span class=\"_ _3\"></span>N(I)</span> </span></span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 930px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 930px; z-index: 15;\">(101)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9sultat provenant de ventes et de r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 915px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 915px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 915px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 665px; bottom: 915px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 915px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 915px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Produits d'investissement li\u00e9s \u00e0 de<span class=\"_ _0\"></span>s contrats en uni<span class=\"_ _0\"></span>t\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 900px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 870px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en <span class=\"wsed\">\u00e9quivalence<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 870px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 870px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 870px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 870px; z-index: 15;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 870px; z-index: 15;\">1</div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 870px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 855px; z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 855px; z-index: 15;\">339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 855px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 855px; z-index: 15;\">1</div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 855px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68f ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y68f ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 855px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 841px; z-index: 15;\">Autres produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 841px; z-index: 15;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 841px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 841px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 841px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 671px; bottom: 841px; z-index: 15;\">8</div>\n<div class=\"t m0 x1d4 h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 841px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 841px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 826px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 826px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 826px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 826px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 826px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 826px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 720px; bottom: 826px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 826px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y697 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 811px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 796px; z-index: 15;\">Charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 796px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 781px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, bruts<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x17b h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 781px; z-index: 15;\">(4.914)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 781px; z-index: 15;\">(2.847)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 781px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 781px; z-index: 15;\">(7.760)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 781px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69b ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h68 y69b ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 781px; z-index: 15;\">(7.757)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, part des r\u00e9assure<span class=\"_ _0\"></span>urs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x176 h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 766px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 482px; bottom: 766px; z-index: 15;\">269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 766px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y69d ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y69d ff23e fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 766px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Sinistres et prestations d'assu<span class=\"_ _0\"></span>rance, nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 752px; z-index: 15;\">(4.897)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 470px; bottom: 752px; z-index: 15;\">(2.578)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 752px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 752px; z-index: 15;\">(7.474)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 752px; z-index: 15;\">3</div>\n<div class=\"t m0 x1d0 h65 y68c ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 752px; z-index: 15;\">(7.471)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Charges li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>ntrats en unit\u00e9s de co<span class=\"_ _0\"></span>mpte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 410px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 737px; z-index: 15;\">(1.572)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 722px; z-index: 15;\">(82)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 722px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6cb ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 552px; bottom: 722px; z-index: 15;\">2</div>\n<div class=\"t m0 x1df h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 722px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 722px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 722px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6cb ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 722px; z-index: 15;\">(138)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 707px; z-index: 15;\">Variations des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y68a ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y68a ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 707px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">Variations des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 434px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 692px; z-index: 15;\">1</div>\n<div class=\"t m0 x195 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 692px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 692px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 692px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 yb68 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 692px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 yb68 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 692px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 677px; z-index: 15;\">(410)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 677px; z-index: 15;\">(803)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 677px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y691 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 677px; z-index: 15;\">(1.213)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Frais de personnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 662px; z-index: 15;\">(417)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 662px; z-index: 15;\">(404)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 662px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 662px; z-index: 15;\">(821)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 731px; bottom: 662px; z-index: 15;\">4</div>\n<div class=\"t m0 x1df h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 662px; z-index: 15;\">(852)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Autres charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 648px; z-index: 15;\">(700)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 476px; bottom: 648px; z-index: 15;\">(541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 547px; bottom: 648px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 648px; z-index: 15;\">(1.228)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 648px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 648px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 648px; z-index: 15;\">(1.269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 633px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 410px; bottom: 633px; z-index: 15;\">(8.117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 470px; bottom: 633px; z-index: 15;\">(4.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 547px; bottom: 633px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 583px; bottom: 633px; z-index: 15;\">(12.453)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 633px; z-index: 15;\">(150)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 726px; bottom: 633px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h67 y68f ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 761px; bottom: 633px; z-index: 15;\">(12.541)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 617px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 603px; z-index: 15;\">1.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 603px; z-index: 15;\">405<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 603px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 603px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 603px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y699 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 603px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d7 h67 y699 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 603px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Charges d'imp\u00f4ts sur le <span class=\"lse2 wsf1\">r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 418px; bottom: 573px; z-index: 15;\">(145)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 481px; bottom: 573px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 573px; z-index: 15;\">(196)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 573px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y699 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y699 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 573px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 558px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px; z-index: 15;\">R\u00e9sultat net de la p\u00e9riode<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 544px; z-index: 15;\">888<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 544px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 544px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 544px; z-index: 15;\">1.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 544px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69d ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 544px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d7 h67 y69d ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px; z-index: 15;\">1.016<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 424px; bottom: 529px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 487px; bottom: 529px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 529px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 529px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsee\" style=\"left: 69px; bottom: 514px; z-index: 15;\">R\u00e9sultat net revenant a<span class=\"_ _0\"></span>ux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 424px; bottom: 514px; z-index: 15;\">743<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 482px; bottom: 514px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 546px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 595px; bottom: 514px; z-index: 15;\">1.070<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 655px; bottom: 514px; z-index: 15;\">(227)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6d1 ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 731px; bottom: 514px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h67 y6d1 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 780px; bottom: 514px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68c ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Total des produits de <span class=\"_ _0\"></span>clients externes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 484px; z-index: 15;\">9.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 484px; z-index: 15;\">4.754<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 484px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 484px; z-index: 15;\">13.868<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 484px; z-index: 15;\">(96)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d1 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 484px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total des produits inter<span class=\"_ _0\"></span>nes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 429px; bottom: 469px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 469px; z-index: 15;\">2</div>\n<div class=\"t m0 x195 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 469px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 469px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 469px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a6 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 469px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a6 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 469px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff23d fs45 fc1e sc0 lse1 wsf6\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 454px; z-index: 15;\">9.150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 454px; z-index: 15;\">4.756<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 541px; bottom: 454px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 454px; z-index: 15;\">13.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 660px; bottom: 454px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 720px; bottom: 454px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y691 ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 454px; z-index: 15;\">13.772<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y199d ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199e ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y199f ff23a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019encaissemen<span class=\"_ _3\"></span>t brut (somm<span class=\"_ _3\"></span>e des primes<span class=\"_ _3\"></span> brutes <span class=\"_ _3\"></span>\u00e9mises et de<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">primes prov<span class=\"_ _0\"></span>enant de co<span class=\"_ _0\"></span>ntrats de p<span class=\"_ _0\"></span>lacement<span class=\"_ _0\"></span> sans \u00e9l\u00e9<span class=\"_ _0\"></span>ment de part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on discr<span class=\"_ _0\"></span>\u00e9tionna<span class=\"_ _0\"></span>ire) </span></div>\n<div class=\"t m0 x6 h62 y19a0 ff23a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peut se pr\u00e9s<span class=\"_ _0\"></span>enter co<span class=\"_ _0\"></span>mme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 345px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y19a1 ff23a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 360px; z-index: 15;\"> </div>\n<div id=\"fs_MOVS5FNQ6800000000000000000000\">\n<div class=\"t m0 x1a0 h65 y68f ff23a fs45 fc1e sc0 lse4 wsf3\" style=\"left: 426px; bottom: 345px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 439px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 345px; z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 497px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y691 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 510px; bottom: 345px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 585px; bottom: 360px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 573px; bottom: 345px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff23a fs45 fc1e sc0 lse5 wsf4\" style=\"left: 645px; bottom: 360px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 645px; bottom: 345px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 y691 ff23a fs45 fc1e sc0 lse0 wsed\" style=\"left: 689px; bottom: 360px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff23a fs45 fc1e sc0 lse0 wsee\" style=\"left: 696px; bottom: 345px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff23a fs45 fc1e sc0 ls0 ws0\" style=\"left: 795px; bottom: 360px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff23a fs45 fc1e sc0 lse1 wsef\" style=\"left: 776px; bottom: 345px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff23d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 439px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 617px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y694 ff23e fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 330px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff23a fs45 fc15 sc0 lsec ws109\" style=\"left: 69px; bottom: 315px; z-index: 15;\">Primes <span class=\"lse5 ws100\">brutes \u00e9m<span class=\"_ _3\"></span>ises<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 315px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 475px; bottom: 315px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 315px; z-index: 15;\">8.981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 315px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 315px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6d3 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 315px; z-index: 15;\">8.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff23a fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 300px; z-index: 15;\">Primes en comptabilit\u00e9 de<span class=\"_ _0\"></span> d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 417px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 497px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 557px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff23a fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 300px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff23a fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 300px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff23d fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 285px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 417px; bottom: 285px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 475px; bottom: 285px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 557px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 590px; bottom: 285px; z-index: 15;\">10.807<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6de ff23d fs45 fc1e sc0 ls0 ws0\" style=\"left: 676px; bottom: 285px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 725px; bottom: 285px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y6de ff23d fs45 fc1e sc0 lse0 wsed\" style=\"left: 768px; bottom: 285px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 274px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 274px; height: 769px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff242 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">8.12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff242 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">R\u00e9sultat d'exploitation de l\u2019assurance</div>\n<div class=\"t m0 x6 h62 y836 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Pour l\u2019a<span class=\"_ _0\"></span>nalyse des<span class=\"_ _0\"></span> r\u00e9sultat<span class=\"_ _0\"></span>s d\u2019assu<span class=\"_ _0\"></span>rance, Age<span class=\"_ _0\"></span>as utilis<span class=\"_ _0\"></span>e le concept<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h62 y837 ff240 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at d'exp<span class=\"_ _0\"></span>loitati<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y876 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y877 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le r\u00e9sult<span class=\"_ _0\"></span>at d\u2019explo<span class=\"_ _0\"></span>itatio<span class=\"_ _0\"></span>n inclut les<span class=\"_ _0\"></span> primes nett<span class=\"_ _0\"></span>es acqui<span class=\"_ _0\"></span>ses, les fr<span class=\"_ _0\"></span>ais, le</div>\n<div class=\"t m0 x6 h62 y878 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">revenu d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> attribu\u00e9 et<span class=\"_ _0\"></span> les plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">values ou moins<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">values </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y879 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9alis\u00e9<span class=\"_ _0\"></span>es, d\u00e9duct<span class=\"_ _0\"></span>ion fait<span class=\"_ _0\"></span>e des sinis<span class=\"_ _0\"></span>tres et avant<span class=\"_ _0\"></span>ages net<span class=\"_ _0\"></span>s et de toutes<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y87a ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les charges op\u00e9<span class=\"_ _3\"></span>rationnelles, don<span class=\"_ _3\"></span>t les fr<span class=\"lsdc wse9\">ais de r\u00e8gle<span class=\"_ _0\"></span>ment de sini<span class=\"_ _0\"></span>stres, les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y87b ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">frais d'inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span>, les commis<span class=\"_ _0\"></span>sions et aut<span class=\"_ _0\"></span>res char<span class=\"_ _0\"></span>ges, attr<span class=\"_ _0\"></span>ibu\u00e9s aux</div>\n<div class=\"t m0 x6 h62 y87c ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> d\u2019assur<span class=\"_ _0\"></span>ance et/o<span class=\"_ _0\"></span>u d\u2019inv<span class=\"_ _0\"></span>estissem<span class=\"_ _0\"></span>ent. La dif<span class=\"_ _0\"></span>f\u00e9rence ent<span class=\"_ _0\"></span>re le</div>\n<div class=\"t m0 x6 h62 y87d ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at op\u00e9rati<span class=\"_ _0\"></span>onnel et le r<span class=\"_ _0\"></span>\u00e9sultat av<span class=\"_ _0\"></span>ant imp\u00f4t<span class=\"_ _0\"></span>s, consis<span class=\"_ _0\"></span>te en tous l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y87e ff240 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">revenus <span class=\"lsdc wse9\">et les co\u00fbts non attri<span class=\"_ _0\"></span>bu\u00e9s aux<span class=\"_ _0\"></span> contrats d<span class=\"_ _0\"></span>\u2019assur<span class=\"_ _0\"></span>ance et/o<span class=\"_ _0\"></span>u </span></div>\n<div class=\"t m0 x6 h62 y87f ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ent et, par co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nt, non d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9s dans l<span class=\"_ _0\"></span>e r\u00e9sultat<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 yf58 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">op\u00e9rationnel <span class=\"_ _3\"></span>ou le r<span class=\"_ _3\"></span>\u00e9sultat de<span class=\"_ _3\"></span>s partenariat<span class=\"_ _3\"></span>s non conso<span class=\"_ _3\"></span>lid\u00e9s. Les</div>\n<div class=\"t m0 x1a h62 y19aa ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9finit<span class=\"_ _0\"></span>ions des m<span class=\"_ _0\"></span>esures alt<span class=\"_ _0\"></span>ernati<span class=\"_ _0\"></span>ves de la perf<span class=\"_ _0\"></span>orman<span class=\"_ _0\"></span>ce sont don<span class=\"_ _0\"></span>n\u00e9e<span class=\"lsef ws12b\">s </span></div>\n<div class=\"t m0 x1a h62 y19ab ff240 fs43 fc15 sc0 lsdd ws12a\" style=\"z-index: 15;\">sous les tableaux. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y19ac ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y19ad ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans ses s<span class=\"_ _3\"></span>ecteurs op\u00e9ra<span class=\"_ _3\"></span>tionnels d\u2019a<span class=\"_ _3\"></span>ssurance, Ag<span class=\"_ _3\"></span>eas g\u00e8re ses<span class=\"_ _3\"></span> activit\u00e9s<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y19ae ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">vie et no<span class=\"_ _3\"></span>n<span class=\"ls0 ws0\">-</span><span class=\"lsdc\">vie s\u00e9par\u00e9<span class=\"_ _0\"></span>ment. L<span class=\"_ _0\"></span>\u2019activit<span class=\"_ _0\"></span>\u00e9 vie i<span class=\"_ _0\"></span>nclut des<span class=\"_ _0\"></span> contra<span class=\"_ _0\"></span>ts d\u2019ass<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y19af ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvrant<span class=\"_ _0\"></span> des risq<span class=\"_ _0\"></span>ues li\u00e9s \u00e0 la vi<span class=\"_ _0\"></span>e et au d\u00e9c\u00e8s des p<span class=\"_ _0\"></span>articul<span class=\"_ _0\"></span><span class=\"lsdd ws11a\">iers. L\u2019activit\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y19b0 ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">vie comprend \u00e9ga<span class=\"_ _3\"></span>lement des con<span class=\"_ _3\"></span>trats de placement a<span class=\"_ _3\"></span>vec ou sans</div>\n<div class=\"t m0 x1a h62 y19b1 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9l\u00e9ment de <span class=\"_ _3\"></span>participation<span class=\"_ _3\"></span> discr\u00e9tionn<span class=\"_ _3\"></span>aire. L\u2019activ<span class=\"_ _3\"></span>it\u00e9 non<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">vie com<span class=\"_ _0\"></span>prend </span></div>\n<div class=\"t m0 x1a h62 y19b2 ff240 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatre branche<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span></span><span class=\"wseb\">Maladie &amp;<span class=\"_ _3\"></span> Accidents<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; <span class=\"lsf8 ws111\">A<span class=\"_ _3\"></span>uto</span> <span class=\"_ _3\"></span>; <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Incendi<span class=\"_ _0\"></span>e et autres<span class=\"_ _0\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y19b3 ff240 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dommages aux<span class=\"_ _3\"></span> biens (couv<span class=\"_ _3\"></span>rant le r<span class=\"_ _3\"></span>isque de<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pertes affectant<span class=\"_ _0\"></span> des biens </span></span></div>\n<div class=\"t m0 x1a h62 y19b4 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ou des pass<span class=\"_ _0\"></span>ifs patrim<span class=\"_ _0\"></span>oniaux<span class=\"_ _0\"></span> ou de passifs d<span class=\"_ _0\"></span>us \u00e0 des sinis<span class=\"_ _0\"></span>tres) et Aut<span class=\"_ _0\"></span>res.</div>\n<div class=\"t m0 x6 h62 y19b5 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y19b6 ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y19b7 ff240 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">dessous p<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e la ma<span class=\"_ _0\"></span>rge op\u00e9r<span class=\"_ _0\"></span>ationne<span class=\"_ _0\"></span>lle des d<span class=\"_ _0\"></span>iff\u00e9re<span class=\"_ _0\"></span>nts sect<span class=\"_ _0\"></span>eurs et s<span class=\"_ _0\"></span>egment<span class=\"_ _0\"></span>s d'act<span class=\"_ _0\"></span>ivit\u00e9 et l<span class=\"_ _0\"></span>eur ra<span class=\"_ _0\"></span>pproch<span class=\"_ _0\"></span>ement av<span class=\"_ _0\"></span>ec le r\u00e9s<span class=\"_ _0\"></span>ulta<span class=\"wse9\">t ava<span class=\"_ _0\"></span>nt imp\u00f4t<span class=\"_ _0\"></span><span class=\"lsdd\">s.<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 782px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yb7e ff240 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 797px; z-index: 15;\"> </div>\n<div id=\"fs_PB8HRZ2FGG00000000000000000000\">\n<div class=\"t m0 x1d4 h65 y69b ff240 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 337px; bottom: 782px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 782px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 797px; z-index: 15;\"> </div>\n<div id=\"fs_SQPKWXOKNK00000000000000000000\">\n<div class=\"t m0 x1d7 h65 y69b ff240 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 440px; bottom: 782px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 782px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 797px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 782px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsee\" style=\"left: 598px; bottom: 797px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 585px; bottom: 782px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6a0 ff240 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 653px; bottom: 797px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 782px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 797px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff240 fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 782px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff240 fs45 fc1e sc0 lse1 wsef\" style=\"left: 778px; bottom: 797px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff240 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 782px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6d1 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Encaissement brut en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 752px; z-index: 15;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 752px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 752px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 752px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 752px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y69b ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 752px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 737px; z-index: 15;\">Encaissement brut non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 737px; z-index: 15;\">2.403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 737px; z-index: 15;\">2.157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 737px; z-index: 15;\">1.546<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 737px; z-index: 15;\">(1.466)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 737px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6d1 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 737px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 737px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 737px; z-index: 15;\">4.638<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 722px; z-index: 15;\">Charges op\u00e9rationnelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 722px; z-index: 15;\">(642)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 722px; z-index: 15;\">(447)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 722px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 722px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 722px; z-index: 15;\">3</div>\n<div class=\"t m0 x2a9 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 722px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 722px; z-index: 15;\">(1.102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits garantis</span> </div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 693px; z-index: 15;\">414<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 693px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 693px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 693px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6a6 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y6a6 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 693px; z-index: 15;\">496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 678px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 678px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 678px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 663px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 663px; z-index: 15;\">469<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 663px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 663px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 663px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68f ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 663px; z-index: 15;\">570<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 633px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Maladie et Accidents</span> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 633px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 633px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 633px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 633px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 633px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Automobile</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 618px; z-index: 15;\">76<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 618px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 618px; z-index: 15;\">6</div>\n<div class=\"t m0 x197 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 618px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 618px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 618px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Incendie et autres dom<span class=\"_ _0\"></span>mages aux biens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 603px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 603px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 603px; z-index: 15;\">8</div>\n<div class=\"t m0 x156 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 603px; z-index: 15;\">3</div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 603px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6de ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y6de ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 603px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 589px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Autres</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 589px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 589px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 589px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 589px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 589px; z-index: 15;\">46<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 589px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h68 y697 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 589px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 574px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x341 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 574px; z-index: 15;\">227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 574px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y6a0 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 574px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 574px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y6a0 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 574px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 574px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y6a0 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 574px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 574px; z-index: 15;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff244 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 559px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 559px; z-index: 15;\">696<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 559px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 452px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x2c4 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 559px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 559px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 559px; z-index: 15;\">857<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h67 y69b ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 559px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h67 y69b ff244 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 559px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 544px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 529px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span> non affect\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 529px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 443px; bottom: 529px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 529px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y68c ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 529px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 514px; z-index: 15;\">Autres r\u00e9sultats non techniques (y compris courtage)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 514px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 514px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 452px; bottom: 514px; z-index: 15;\">9</div>\n<div class=\"t m0 x1de h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 514px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 514px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 514px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 514px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 514px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 514px; z-index: 15;\">374<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff244 fs45 fc20 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 499px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 334px; bottom: 499px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 388px; bottom: 499px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 443px; bottom: 499px; z-index: 15;\">246<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 507px; bottom: 499px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68c ff244 fs45 fc20 sc0 ls0 ws0\" style=\"left: 574px; bottom: 499px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 608px; bottom: 499px; z-index: 15;\">1.277<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 670px; bottom: 499px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68c ff244 fs45 fc20 sc0 ls0 ws0\" style=\"left: 736px; bottom: 499px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d0 h67 y68c ff244 fs45 fc20 sc0 lse0 wsed\" style=\"left: 774px; bottom: 499px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff244 fs45 fc1e sc0 lse5 ws100\" style=\"left: 69px; bottom: 470px; z-index: 15;\">Indi<span class=\"_ _3\"></span>cateu<span class=\"_ _3\"></span>rs cl\u00e9<span class=\"_ _3\"></span>s de per<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>ance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y6a6 ff244 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 470px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 455px; z-index: 15;\">Marge de souscription nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 455px; z-index: 15;\"> <span class=\"lse0 wsed\">0,01%</span> </div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 455px; z-index: 15;\"> <span class=\"lse0 wsed\">0,33%</span> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 455px; z-index: 15;\">(4,92%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 455px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 599px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 455px; z-index: 15;\">(0,04%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Marge d'investissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,77%</span> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,39%</span> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">5,29%</span> </div>\n<div class=\"t m0 x1de h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,80%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 440px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68f ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 440px; z-index: 15;\"> <span class=\"lse0 wsed\">0,80%</span> </div>\n<div class=\"t m0 x184 h65 y694 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,78%</span> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,37%</span> </div>\n<div class=\"t m0 x2f2 h65 y694 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 425px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,76%</span> </div>\n<div class=\"t m0 x196 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 425px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y694 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 425px; z-index: 15;\"> <span class=\"lse0 wsed\">0,76%</span> </div>\n<div class=\"t m0 x184 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 410px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts garantis<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,89%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">1,05%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,61%</span> </div>\n<div class=\"t m0 x2f2 h68 y68f ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 486px; bottom: 410px; z-index: 15;\">(3,01%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,91%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 410px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 410px; z-index: 15;\"> <span class=\"lse0 wsed\">0,91%</span> </div>\n<div class=\"t m0 x184 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 396px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts en<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y697 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 381px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,41%</span> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,31%</span> </div>\n<div class=\"t m0 x1d3 h68 y699 ff243 fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 381px; z-index: 15;\">(0,19%)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,36%</span> </div>\n<div class=\"t m0 x196 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 381px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y699 ff243 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 381px; z-index: 15;\"> <span class=\"lse0 wsed\">0,36%</span> </div>\n<div class=\"t m0 x184 h65 y697 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 366px; z-index: 15;\">Charges op\u00e9rationnelles en <span class=\"_ _0\"></span>% <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">des fonds sous gestion (annualis\u00e9s) en <span class=\"_ _0\"></span>vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,57%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 430px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">2,68%</span> </div>\n<div class=\"t m0 x230 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">9,82%</span> </div>\n<div class=\"t m0 x155 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,51%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 351px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 351px; z-index: 15;\"> <span class=\"lse0 wsed\">0,51%</span> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 321px; z-index: 15;\">Indicateurs cl\u00e9s de performan<span class=\"_ _0\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 321px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 306px; z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">32,0%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">36,4%</span> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,3%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 306px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 306px; z-index: 15;\"> <span class=\"lse0 wsed\">34,3%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 292px; z-index: 15;\">Ratio de sinistralit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">58,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">66,4%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,9%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,2%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 292px; z-index: 15;\"> <span class=\"lse0 wsed\">62,2%</span> </div>\n<div class=\"t m0 x184 h65 y68c ff240 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 277px; z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">92,0%</span> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">98,4%</span> </div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">99,3%</span> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">96,5%</span> </div>\n<div class=\"t m0 x196 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y68c ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 277px; z-index: 15;\"> <span class=\"lse0 wsed\">96,5%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 262px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 262px; z-index: 15;\"> <span class=\"lse0 wsed\">14,8%</span> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 380px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">4,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">2,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,8<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 774px; bottom: 262px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,8<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff240 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Passifs techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 232px; z-index: 15;\">63.860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 232px; z-index: 15;\">12.347<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 435px; bottom: 232px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 232px; z-index: 15;\">1.714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 232px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 232px; z-index: 15;\">77.917<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y691 ff240 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 232px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 232px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff240 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 232px; z-index: 15;\">77.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 221px; height: 885px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 221px; height: 885px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 69px; bottom: 1066px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69b ff246 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 337px; bottom: 1066px; z-index: 15;\">BE<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 373px; bottom: 1066px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff246 fs45 fc1e sc0 lse3 wsf2\" style=\"left: 440px; bottom: 1066px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 466px; bottom: 1066px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 1081px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 527px; bottom: 1066px; z-index: 15;\">d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6de ff246 fs45 fc1e sc0 lse0 wsee\" style=\"left: 598px; bottom: 1081px; z-index: 15;\">Total de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 585px; bottom: 1066px; z-index: 15;\">l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff246 fs45 fc1e sc0 lse5 wsf4\" style=\"left: 653px; bottom: 1081px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 653px; bottom: 1066px; z-index: 15;\">G\u00e9n\u00e9ral<span class=\"ls0 ws0\"> </span></div>\n<div id=\"fs_20MOLW5Q0W00000000000000000000\">\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 694px; bottom: 1081px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y69b ff246 fs45 fc1e sc0 lse0 wsee\" style=\"left: 701px; bottom: 1066px; z-index: 15;\">de groupe<span class=\"ls0 ws0\"> </span></div>\n<div id=\"fs_ULI3NTTQ4W00000000000000000000\">\n<div class=\"t m0 x19a h65 y6de ff246 fs45 fc1e sc0 lse1 wsef\" style=\"left: 778px; bottom: 1081px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff246 fs45 fc1e sc0 lse0 wsed\" style=\"left: 771px; bottom: 1066px; z-index: 15;\">Ageas<span class=\"ls0 ws0\"> </span></div>\n</div>\n</div>\n<div class=\"t m0 x184 h65 y69d ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y69d ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">Encaissement brut en vie<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 1035px; z-index: 15;\">4.366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 1035px; z-index: 15;\">1.853<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 1035px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 1035px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 1035px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1035px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Encaissement brut non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 326px; bottom: 1021px; z-index: 15;\">2.309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 380px; bottom: 1021px; z-index: 15;\">2.228<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69d ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1021px; z-index: 15;\">1.579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 1021px; z-index: 15;\">(1.527)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 608px; bottom: 1021px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69d ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1021px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 1021px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69d ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 1021px; z-index: 15;\">4.587<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Charges op\u00e9rationnelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 1006px; z-index: 15;\">(623)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 382px; bottom: 1006px; z-index: 15;\">(437)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 1006px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 1006px; z-index: 15;\">2</div>\n<div class=\"t m0 x2a9 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a9 h65 y68c ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 1006px; z-index: 15;\">(1.061)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 991px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 976px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits garantis</span> </div>\n<div class=\"t m0 x341 h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 976px; z-index: 15;\">448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 976px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x156 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 976px; z-index: 15;\">1</div>\n<div class=\"t m0 x341 h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68c ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y68c ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 976px; z-index: 15;\">539<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 961px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">Produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 961px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 961px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 961px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y797 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 961px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 y797 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 961px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 946px; z-index: 15;\">R\u00e9sultat <span class=\"wsee\">op\u00e9rationnel vie<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 946px; z-index: 15;\">497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 946px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 946px; z-index: 15;\">1</div>\n<div class=\"t m0 x156 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 946px; z-index: 15;\">1</div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 946px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6a6 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6a6 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 946px; z-index: 15;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 932px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 917px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Maladie et Accidents</span> </div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 917px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 917px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 513px; bottom: 917px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 917px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 yb68 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 917px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h68 yb68 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 917px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 902px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Automobile</span> </div>\n<div class=\"t m0 x341 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 902px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 902px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 902px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 902px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y694 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 902px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h68 y694 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 902px; z-index: 15;\">264<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 887px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Incendie et autres dom<span class=\"_ _0\"></span>mages aux biens<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x230 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 887px; z-index: 15;\">(142)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 887px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 887px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 887px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6d3 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h68 y6d3 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 887px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 872px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsed\">Autres</span> </div>\n<div class=\"t m0 x1dd h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 872px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 397px; bottom: 872px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 872px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 569px; bottom: 872px; z-index: 15;\">6</div>\n<div class=\"t m0 x1dd h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 872px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 872px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h68 y697 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 872px; z-index: 15;\">2</div>\n<div class=\"t m0 x1dd h68 y697 ff248 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 872px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 857px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 334px; bottom: 857px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 388px; bottom: 857px; z-index: 15;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 857px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 857px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 857px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y6de ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 736px; bottom: 857px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h65 y6de ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 857px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff249 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">R\u00e9sultat op\u00e9rationnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 842px; z-index: 15;\">622<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 842px; z-index: 15;\">255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 842px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 559px; bottom: 842px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 616px; bottom: 842px; z-index: 15;\">943<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h68 y697 ff248 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y697 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 842px; z-index: 15;\">2</div>\n<div class=\"t m0 x341 h67 y697 ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 782px; bottom: 842px; z-index: 15;\">945<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 828px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">part du r\u00e9sultat des participations selon</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6a0 ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 813px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">la m\u00e9thode de la mise en \u00e9quivalence<span class=\"_ _0\"></span> non affect\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 813px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 443px; bottom: 813px; z-index: 15;\">427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 564px; bottom: 813px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 813px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 679px; bottom: 813px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x341 h65 y69b ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 813px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 798px; z-index: 15;\">Autres <span class=\"wsf0\">r\u00e9sultats non techniques (y compris courtage)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 338px; bottom: 798px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 397px; bottom: 798px; z-index: 15;\">7</div>\n<div class=\"t m0 x1df h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 441px; bottom: 798px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 565px; bottom: 798px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 620px; bottom: 798px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 664px; bottom: 798px; z-index: 15;\">(209)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 798px; z-index: 15;\">(152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff249 fs45 fc1e sc0 lse0 wsf0\" style=\"left: 69px; bottom: 783px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 334px; bottom: 783px; z-index: 15;\">674<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 388px; bottom: 783px; z-index: 15;\">273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 443px; bottom: 783px; z-index: 15;\">403<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 507px; bottom: 783px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 783px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 608px; bottom: 783px; z-index: 15;\">1.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 664px; bottom: 783px; z-index: 15;\">(208)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 736px; bottom: 783px; z-index: 15;\">2</div>\n<div class=\"t m0 x1d0 h67 y68c ff249 fs45 fc1e sc0 lse0 wsed\" style=\"left: 774px; bottom: 783px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 69px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 768px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff249 fs45 fc1e sc0 lse5 ws100\" style=\"left: 69px; bottom: 753px; z-index: 15;\">Indi<span class=\"_ _3\"></span>cateu<span class=\"_ _3\"></span>rs cl\u00e9<span class=\"_ _3\"></span>s de per<span class=\"_ _3\"></span>form<span class=\"_ _3\"></span>ance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 348px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 402px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 457px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 519px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 574px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 630px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 684px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 741px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y68c ff249 fs45 fc1e sc0 ls0 ws0\" style=\"left: 796px; bottom: 753px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 738px; z-index: 15;\">Marge de souscription nette<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,01%</span> </div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,40%</span> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 485px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">13,29%</span> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,10%</span> </div>\n<div class=\"t m0 x196 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6d1 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 738px; z-index: 15;\"> <span class=\"lse0 wsed\">0,10%</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 724px; z-index: 15;\">Marge d'investissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,82%</span> </div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,35%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x196 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 724px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a6 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 724px; z-index: 15;\"> <span class=\"lse0 wsed\">0,72%</span> </div>\n<div class=\"t m0 x184 h65 y797 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 709px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,83%</span> </div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,75%</span> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 485px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">13,29%</span> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,82%</span> </div>\n<div class=\"t m0 x196 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 709px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y797 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 709px; z-index: 15;\"> <span class=\"lse0 wsed\">0,82%</span> </div>\n<div class=\"t m0 x184 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle produi<span class=\"_ _0\"></span>ts garantis<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">0,97%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">1,08%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x153 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 485px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">13,29%</span> </div>\n<div class=\"t m0 x155 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">0,99%</span> </div>\n<div class=\"t m0 x196 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 694px; z-index: 15;\"> <span class=\"lse0 wsed\">0,99%</span> </div>\n<div class=\"t m0 x184 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Marge op\u00e9rationnelle</span> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h68 y6ed ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 664px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">produits en unit\u00e9s de compte</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,37%</span> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,32%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,35%</span> </div>\n<div class=\"t m0 x196 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 664px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h68 y68f ff248 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 664px; z-index: 15;\"> <span class=\"lse0 wsed\">0,35%</span> </div>\n<div class=\"t m0 x184 h65 y694 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Charges op\u00e9rationnelles en <span class=\"_ _0\"></span>% <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 649px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 634px; z-index: 15;\">des fonds sous gestion<span class=\"_ _0\"></span> (annualis\u00e9s) en vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,41%</span> </div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,49%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">6,40%</span> </div>\n<div class=\"t m0 x155 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x196 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6de ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 634px; z-index: 15;\"> <span class=\"lse0 wsed\">0,43%</span> </div>\n<div class=\"t m0 x184 h67 y697 ff249 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 620px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 605px; z-index: 15;\">Indicateurs cl\u00e9s de performan<span class=\"_ _0\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 605px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 590px; z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">33,2%</span> </div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">61,6%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">38,4%</span> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">34,8%</span> </div>\n<div class=\"t m0 x196 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 590px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y697 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 590px; z-index: 15;\"> <span class=\"lse0 wsed\">34,8%</span> </div>\n<div class=\"t m0 x184 h65 y6a0 ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 575px; z-index: 15;\">Ratio de sinistralit\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">65,0%</span> </div>\n<div class=\"t m0 x14d h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">118,3%</span> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">57,2%</span> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">60,6%</span> </div>\n<div class=\"t m0 x196 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 575px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y6a0 ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 575px; z-index: 15;\"> <span class=\"lse0 wsed\">60,6%</span> </div>\n<div class=\"t m0 x184 h65 y69b ff246 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 560px; z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 321px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">98,2%</span> </div>\n<div class=\"t m0 x14d h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">179,9%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x230 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">95,6%</span> </div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">95,4%</span> </div>\n<div class=\"t m0 x196 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d5 h65 y69b ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 769px; bottom: 560px; z-index: 15;\"> <span class=\"lse0 wsed\">95,4%</span> </div>\n<div class=\"t m0 x184 h65 y68a ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 545px; z-index: 15;\">Marge op\u00e9rationnelle<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 326px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">8,3<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 375px; bottom: 545px; z-index: 15;\"> <span class=\"lse0 wsed\">25,8%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">6,0<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x155 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">8,0<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 545px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 774px; bottom: 545px; z-index: 15;\"> <span class=\"lse5 wsf4\">8,1<span class=\"_ _3\"></span>%</span> </div>\n<div class=\"t m0 x184 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 348px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 402px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 519px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 574px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 630px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 741px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 531px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff246 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 516px; z-index: 15;\">Passifs techniques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 516px; z-index: 15;\">67.349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 375px; bottom: 516px; z-index: 15;\">18.641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x1df h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 495px; bottom: 516px; z-index: 15;\">1.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 546px; bottom: 516px; z-index: 15;\">(1.551)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 516px; z-index: 15;\">86.095<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68a ff246 fs45 fc15 sc0 ls0 ws0\" style=\"left: 684px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x197 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 516px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff246 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 516px; z-index: 15;\">86.080<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 505px; height: 570px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff24b fs43 fc1e sc0 lsdc wse9\" style=\"z-index: 15;\">D\u00e9finit<span class=\"_ _0\"></span>ions des me<span class=\"_ _0\"></span>sures alt<span class=\"_ _0\"></span>ernativ<span class=\"_ _0\"></span>es de la perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e dans les tab<span class=\"_ _0\"></span>leaux<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h65 yd9d ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat de souscription net<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">La di<span class=\"_ _0\"></span>ff\u00e9rence entre les primes<span class=\"_ _0\"></span> nettes acquises et l<span class=\"_ _0\"></span>a somme des paiemen<span class=\"_ _0\"></span>ts r\u00e9els et des variations <span class=\"_ _0\"></span>des passifs d\u2019assurance, <span class=\"_ _0\"></span>d\u00e9duction faite de la </span></div>\n<div class=\"t m0 xe9 h65 y1a0e ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">r\u00e9assurance. Le r\u00e9sultat es<span class=\"_ _0\"></span>t pr\u00e9sent\u00e9 net des cha<span class=\"_ _0\"></span>rges allou\u00e9es au tr<span class=\"_ _0\"></span>aitement des sinistres, des f<span class=\"_ _0\"></span>rais g\u00e9n\u00e9raux, des commi<span class=\"_ _0\"></span>ssions et de r\u00e9assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a0f ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Marge de <span class=\"wsf0\">souscription nette<span class=\"ls0 ws0\"> <span class=\"_ _7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span></span>En <span class=\"_ _0\"></span>assurance vie, le r\u00e9sultat de<span class=\"_ _0\"></span> souscription net annualis\u00e9<span class=\"_ _0\"></span> en pourcentage des pas<span class=\"_ _0\"></span>sifs nets moyens au cou<span class=\"_ _0\"></span>rs de la p\u00e9riode con<span class=\"wsf0\">sid\u00e9<span class=\"_ _0\"></span>r\u00e9e. En </span></div>\n<div class=\"t m0 xe9 h65 y1a10 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">assurance Non<span class=\"ls0 ws0\">-</span><span class=\"wsee\">vie, le r\u00e9sultat de souscriptio<span class=\"_ _0\"></span>n divis\u00e9 par la prime<span class=\"_ _0\"></span> nette acquise.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a11 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat d\u2019inves<span class=\"wsee\">tissement net<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span>: <span class=\"_ _15a\"> </span></span>La somme des revenus d\u2019investissement et d<span class=\"_ _0\"></span>es plus<span class=\"ls0 ws0\">-</span>values ou moins<span class=\"ls0 ws0\">-</span>values r\u00e9alis\u00e9es sur<span class=\"_ _0\"></span> les actifs couvrant le<span class=\"_ _0\"></span>s passifs d\u2019assurance, apr<span class=\"_ _0\"></span>\u00e8s </span></div>\n<div class=\"t m0 xe9 h65 y1a12 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d\u00e9duction des frais de <span class=\"_ _0\"></span>gestion li\u00e9s aux placemen<span class=\"_ _0\"></span>ts. Le r\u00e9sultat d\u2019investisse<span class=\"_ _0\"></span>ment en Vie est \u00e9galemen<span class=\"_ _0\"></span>t ajust\u00e9 du montant allou\u00e9<span class=\"_ _0\"></span> aux titulaires de</div>\n<div class=\"t m0 xe9 h65 y1a13 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">police en int\u00e9r\u00eat garan<span class=\"_ _0\"></span>ti et participation aux b<span class=\"_ _0\"></span>\u00e9n\u00e9fices. Le r\u00e9sultat d\u2019i<span class=\"_ _0\"></span>nvestissement en Accidents &amp;<span class=\"_ _0\"></span> Vie (partie de Non<span class=\"ls0 ws0\">-</span>vie) est \u00e9gal<span class=\"_ _0\"></span>ement corrig\u00e9 de</div>\n<div class=\"t m0 xe9 h65 y1a14 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat garanti qui a \u00e9<span class=\"_ _0\"></span>t\u00e9 comptabilis\u00e9 en pa<span class=\"_ _0\"></span>ssifs d\u2019assuranc<span class=\"lse5 wsf4\">e. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a15 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Marge d\u2019investissement nette<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span>: <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">En assurance<span class=\"_ _0\"></span> vie, le r\u00e9sultat d\u2019investissemen<span class=\"_ _0\"></span>t annualis\u00e9 divis\u00e9 par <span class=\"_ _0\"></span>le passif net moyen <span class=\"_ _0\"></span>d\u2019assurance<span class=\"ls0 ws0\">-</span>vie au cours de la p\u00e9<span class=\"_ _0\"></span>riode consid\u00e9r\u00e9e. En </span></div>\n<div class=\"t m0 xe9 h65 y1a16 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">assurance Non<span class=\"ls0 ws0\">-</span><span class=\"wsee\">vie, le r\u00e9sultat d\u2019investissement divi<span class=\"_ _0\"></span>s\u00e9 par la prime n<span class=\"_ _0\"></span>ette acqui<span class=\"lse5 wsf4\">se.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h65 y1a17 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">R\u00e9sultat op\u00e9rationnel net<span class=\"ls0 ws0\"> <span class=\"_ _b7\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _1d9\"> </span></span><span class=\"wsee\">La som<span class=\"_ _0\"></span>me du r\u00e9sultat de souscrip<span class=\"_ _0\"></span>tion net, du r\u00e9sultat d<span class=\"_ _0\"></span>\u2019investissement et des autres<span class=\"_ _0\"></span> r\u00e9sultats attribu\u00e9s aux <span class=\"_ _0\"></span>contrats d\u2019assurance et/ou </span></div>\n<div class=\"t m0 xe9 h65 y1a18 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d\u2019investissements. La diff\u00e9rence en<span class=\"_ _0\"></span>tre le r\u00e9sultat op\u00e9rationnel<span class=\"_ _0\"></span> et le r\u00e9sultat a<span class=\"_ _0\"></span>vant imp\u00f4ts, consiste en<span class=\"_ _0\"></span> tous les revenus et<span class=\"_ _0\"></span> les co\u00fbts non a<span class=\"_ _0\"></span>ttribu\u00e9s aux</div>\n<div class=\"t m0 xe9 h65 y1a19 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">contrats d\u2019assurance et/ou <span class=\"_ _0\"></span>d\u2019investissement et, par cons\u00e9que<span class=\"_ _0\"></span>nt, non d\u00e9clar\u00e9s dan<span class=\"_ _0\"></span>s le r\u00e9sultat op\u00e9rationnel ou<span class=\"_ _0\"></span> le r\u00e9sultat des<span class=\"ls0 ws0\"> </span><span class=\"wsf0\">partenariats non </span></div>\n<div class=\"t m0 xe9 h65 y1a1a ff24b fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">consolid\u00e9s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1b ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Marge op\u00e9rationnelle net<span class=\"_ _0\"></span>te<span class=\"ls0 ws0\"> <span class=\"_ _42\"> </span>: <span class=\"_ _207\"> </span></span><span class=\"wsf0\">En assu</span>rance vie, le r\u00e9sultat op\u00e9<span class=\"_ _0\"></span>rationnel annualis\u00e9 de<span class=\"_ _0\"></span> la p\u00e9riode divis\u00e9 par la<span class=\"_ _0\"></span> moyenne des passif<span class=\"_ _0\"></span>s nets d\u2019assurance vie.<span class=\"_ _0\"></span> En assura<span class=\"wsf0\">nce non<span class=\"ls0 ws0\">-<span class=\"lse2 ws103\">vie, l<span class=\"_ _3\"></span>e </span></span></span></div>\n<div class=\"t m0 xe9 h65 y1a1c ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">r\u00e9sultat op\u00e9rationnel divis\u00e9 pa<span class=\"_ _0\"></span>r la prime nette <span class=\"_ _0\"></span>acquise.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1d ff24b fs45 fc15 sc0 lse5 ws100\" style=\"z-index: 15;\">Prim<span class=\"_ _3\"></span>e nett<span class=\"_ _3\"></span>e acqu<span class=\"_ _3\"></span>ise<span class=\"ls0 ws0\"> <span class=\"_ _162\"> </span>: <span class=\"_ _207\"> </span><span class=\"lse0 wsf0\">Les pr<span class=\"_ _3\"></span>imes \u00e9mises en non</span>-<span class=\"lse0 wsf0\">vie qui cou<span class=\"wsee\">vrent les risques pour <span class=\"_ _0\"></span>la p\u00e9riode en cours <span class=\"_ _0\"></span>nettes des primes pay\u00e9es<span class=\"_ _0\"></span> aux r\u00e9assureurs et d<span class=\"_ _0\"></span>es variations de </span></span></span></div>\n<div class=\"t m0 xe9 h65 y1a1e ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">primes non acquises.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a1f ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio de charges<span class=\"ls0 ws0\"> <span class=\"_ _184\"> </span>: <span class=\"_ _15a\"> </span></span><span class=\"wsee\">Charges en pourcentage des primes nettes a<span class=\"_ _0\"></span>cquises. Les charges i<span class=\"_ _0\"></span>ncluent les co\u00fbts internes de g<span class=\"_ _0\"></span>estion des sinistres et<span class=\"_ _0\"></span> les commissions, d\u00e9du<span class=\"_ _0\"></span>ction </span></div>\n<div class=\"t m0 xe9 h65 y1a20 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">faite de la r\u00e9assurance<span class=\"_ _0\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y1a21 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio de sinistres<span class=\"ls0 ws0\"> <span class=\"_ _198\"> </span>:<span class=\"_ _3\"></span> <span class=\"_ _207\"> </span></span><span class=\"wsee\">Co\u00fbt des sinistres, d\u00e9duction <span class=\"_ _0\"></span>faite de la r\u00e9assurance,<span class=\"_ _0\"></span> en pourcentage de<span class=\"_ _0\"></span>s primes nettes acquises.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h65 y1a22 ff24b fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">Ratio combin\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _d6\"> </span>: <span class=\"_ _207\"> </span></span><span class=\"wsee\">Une mesure de la rentabilit\u00e9 en non<span class=\"ls0 ws0\">-</span>vie \u00e9gale au<span class=\"_ _0\"></span> ratio entre les cha<span class=\"_ _0\"></span>rges totales de l\u2019assur<span class=\"_ _0\"></span>eur et les primes net<span class=\"_ _0\"></span>tes acquises. Il s'agit des<span class=\"_ _0\"></span> charges </span></div>\n<div class=\"t m0 xe9 h65 y1a23 ff24b fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">totales en pourcentage des<span class=\"_ _0\"></span> primes nettes acquises<span class=\"_ _0\"></span>. Il s\u2019agit de la so<span class=\"_ _0\"></span>mme du ratio de sini<span class=\"_ _0\"></span>stralit\u00e9 et du ratio de<span class=\"_ _0\"></span> charges.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 723px; height: 383px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 723px; height: 383px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOperatingSegmentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag420": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">T<span class=\"_ _53\"></span>r\u00e9sorerie et \u00e9quiv<span class=\"_ _0\"></span>ale<span class=\"_ _3\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">de tr\u00e9<span class=\"_ _3\"></span>sorerie</div>\n<div class=\"t m0 x6 h75 y1a2b ff251 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La rubrique Tr\u00e9sorerie et</div>\n<div class=\"t m0 x6 h75 y1a2c ff251 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">\u00e9quivalents de tr\u00e9sorerie comprend</div>\n<div class=\"t m0 x6 h75 y1a2d ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les fonds en caisse, <span class=\"_ _0\"></span>les d\u00e9p\u00f4ts \u00e0</div>\n<div class=\"t m0 x6 h75 y1a2e ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">vue et d\u2019autres instrument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1a2f ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financiers ayant une <span class=\"ws10f\">\u00e9ch\u00e9ance<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h75 y1a30 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">inf\u00e9rieure \u00e0 trois mois \u00e0 <span class=\"_ _0\"></span>compter de</div>\n<div class=\"t m0 x6 h75 y1a31 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">leur date d\u2019acquisition.<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff24f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x184 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff24f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Fonds en caisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff24f fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Cr\u00e9ances sur les banq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff253 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Total tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 683px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 683px; height: 278px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 683px; height: 278px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndCashEquivalentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag425": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">T<span class=\"_ _53\"></span>r\u00e9sorerie et \u00e9quiv<span class=\"_ _0\"></span>ale<span class=\"_ _3\"></span>nts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">de tr\u00e9<span class=\"_ _3\"></span>sorerie</div>\n<div class=\"t m0 x6 h75 y1a2b ff251 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">La rubrique Tr\u00e9sorerie et</div>\n<div class=\"t m0 x6 h75 y1a2c ff251 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">\u00e9quivalents de tr\u00e9sorerie comprend</div>\n<div class=\"t m0 x6 h75 y1a2d ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les fonds en caisse, <span class=\"_ _0\"></span>les d\u00e9p\u00f4ts \u00e0</div>\n<div class=\"t m0 x6 h75 y1a2e ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">vue et d\u2019autres instrument<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h75 y1a2f ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financiers ayant une <span class=\"ws10f\">\u00e9ch\u00e9ance<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h75 y1a30 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">inf\u00e9rieure \u00e0 trois mois \u00e0 <span class=\"_ _0\"></span>compter de</div>\n<div class=\"t m0 x6 h75 y1a31 ff251 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">leur date d\u2019acquisition.<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff24f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x19a h65 y1a33 ff24f fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 816px; z-index: 15;\"> <span class=\"lse0 wsee\">31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x184 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff252 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff24f fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Fonds en caisse<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x42 h65 y68c ff24f fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff24f fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Cr\u00e9ances sur les banq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 771px; z-index: 15;\">976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">1.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff24f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff253 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Total tr\u00e9sorerie et \u00e9q<span class=\"_ _0\"></span>uivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 741px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y691 ff253 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 741px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 683px; height: 278px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 683px; height: 278px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCashAndBankBalancesAtCentralBanksExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag417": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pla<span class=\"_ _0\"></span>cemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">fina<span class=\"_ _3\"></span>nciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff258 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les placements financiers s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y1a2c ff258 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u00e9composent comme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a3c ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a3d ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x4 h65 y1a33 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 608px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff256 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance</span> </div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Disponibles \u00e0 la vente</span> </div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 656px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">A la juste valeur par<span class=\"_ _0\"></span> le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions</span> </div>\n<div class=\"t m0 x16b h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68f ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 712px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 580px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 691px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">sur placements disponibles<span class=\"_ _0\"></span> \u00e0 la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 662px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 580px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff25a fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a45 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a46 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a47 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plac<span class=\"_ _0\"></span>ements f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers disp<span class=\"_ _0\"></span>onibles<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte d\u2019EU<span class=\"_ _0\"></span>R 2.424 <span class=\"_ _0\"></span>millio<span class=\"_ _0\"></span>ns d\u00e9te<span class=\"_ _0\"></span>nus par <span class=\"_ _0\"></span>Ageas Fr<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x21b h62 y1a48 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ont \u00e9t\u00e9 <span class=\"_ _0\"></span><span class=\"wse9\">reclass<span class=\"_ _0\"></span>\u00e9s vers la li<span class=\"_ _0\"></span>gne \u00ab actifs<span class=\"_ _0\"></span> d\u00e9tenus en v<span class=\"_ _0\"></span>ue de la vent<span class=\"_ _0\"></span>e \u00bb au 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x21b h7d y1a49 ff25b fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1a4a ff25b fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Placements d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6ed ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 489px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 474px; z-index: 15;\">d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 504px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6ed ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 658px; bottom: 489px; z-index: 15;\">\u00e9mises par des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 675px; bottom: 474px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff256 fs45 fce sc0 lse1 wsef\" style=\"left: 774px; bottom: 474px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 444px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 <span class=\"wsef\">l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 429px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier 2021</span> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 414px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 399px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 399px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 384px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 370px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 355px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 629px; bottom: 355px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 355px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 355px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 340px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 325px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 633px; bottom: 325px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 325px; z-index: 15;\">8</div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 325px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 310px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 295px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 295px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 703px; bottom: 295px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 295px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 280px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 266px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 266px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 266px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 266px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 236px; z-index: 15;\">Juste valeur au 31 <span class=\"_ _0\"></span><span class=\"wsf0\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 236px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 221px; z-index: 15;\">Juste valeur au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 221px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 221px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 221px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a5f ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a60 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a61 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur des obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> d\u2019\u00c9tat cla<span class=\"_ _0\"></span>ssifi<span class=\"_ _0\"></span>\u00e9es comme de<span class=\"_ _0\"></span>s placem<span class=\"_ _0\"></span>ents d\u00e9ten<span class=\"_ _0\"></span>us jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x21b h62 y1a62 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se base sur le<span class=\"_ _0\"></span>s cours cot<span class=\"_ _0\"></span>\u00e9s sur les mar<span class=\"_ _0\"></span>ch\u00e9s act<span class=\"_ _0\"></span>ifs (nive<span class=\"_ _0\"></span>au 1).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 147px; height: 413px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 147px; height: 814px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 147px; height: 814px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 147px; height: 814px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff25f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le t<span class=\"_ _3\"></span>ableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dessous f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>nt les obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>ons souv<span class=\"_ _0\"></span>eraines<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es comme <span class=\"_ _0\"></span>d\u00e9tenues<span class=\"_ _0\"></span> jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance,<span class=\"_ _0\"></span> par pays <span class=\"_ _0\"></span>d\u2019orig<span class=\"_ _0\"></span>ine, au 3<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9cembre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 532px; bottom: 1065px;\">Co\u00fbt historique/amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 748px; bottom: 1065px;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1035px;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 1020px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px;\">Gouvernement indien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1005px;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1005px;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 990px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 990px;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 945px;\"> </div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px;\"> </div>\n<div class=\"t m0 x184 h68 y6d1 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 914px;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 914px;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 899px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 899px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 899px;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 885px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 885px;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x184 h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 240px; height: 866px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 258px; height: 848px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 258px; height: 848px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 848px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 258px; height: 848px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 413px; height: 693px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 140px; height: 966px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 140px; height: 966px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 140px; height: 966px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 140px; height: 966px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1b2e ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b31 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b32 ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de t<span class=\"_ _3\"></span>ransaction sont<span class=\"_ _3\"></span> bas\u00e9s selon une</div>\n<div class=\"t m0 x6 h62 y1b33 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion de nive<span class=\"_ _0\"></span>au 2 (donn\u00e9es<span class=\"_ _0\"></span> observa<span class=\"_ _0\"></span>bles sur d<span class=\"_ _0\"></span>es march\u00e9s<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span>).</div>\n<div class=\"t m0 x6 h62 y1b34 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir \u00e9gal<span class=\"_ _0\"></span>ement la not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">27 </span><span class=\"ff279\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">Produits d<span class=\"_ _3\"></span>\u00e9riv\u00e9s</span> <span class=\"ff279\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">pour de<span class=\"_ _3\"></span>s d\u00e9tails </span></span></div>\n<div class=\"t m0 x6 h62 y1b35 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 549px; height: 104px; width: 339px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1b36 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b37 ff27c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Pr\u00eats <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>titre<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b38 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le <span class=\"lsde wseb\">cadre de contra<span class=\"_ _3\"></span>ts de pr\u00eat<span class=\"_ _3\"></span>s de titre<span class=\"_ _3\"></span>s, nous avon<span class=\"_ _3\"></span>s autoris\u00e9<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1b39 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tiers \u00e0 util<span class=\"_ _0\"></span>iser cert<span class=\"_ _0\"></span>ains de nos tit<span class=\"_ _0\"></span>res penda<span class=\"_ _0\"></span>nt une p\u00e9r<span class=\"_ _0\"></span>iode limit<span class=\"_ _0\"></span>\u00e9e, apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1b3a ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quoi les t<span class=\"_ _0\"></span>itres n<span class=\"_ _0\"></span>ous so<span class=\"_ _0\"></span>nt restit<span class=\"_ _0\"></span>u\u00e9s. Pe<span class=\"_ _0\"></span>ndant c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode, <span class=\"_ _0\"></span>nous</div>\n<div class=\"t m0 x6 h62 y1b3b ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">continuons \u00e0<span class=\"_ _3\"></span> percevoir<span class=\"_ _3\"></span> les reven<span class=\"_ _3\"></span>us que ce<span class=\"_ _3\"></span>s titres g\u00e9<span class=\"_ _3\"></span>n\u00e8<span class=\"wsfa\">rent. Nous </span></div>\n<div class=\"t m0 x6 h62 y1b3c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ions \u00e9ga<span class=\"_ _0\"></span>lement de ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> sous la form<span class=\"_ _0\"></span>e d'autre<span class=\"_ _0\"></span>s titres av<span class=\"_ _0\"></span>ec un</div>\n<div class=\"t m0 x6 h62 y1b3d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d'au moins 1<span class=\"_ _0\"></span>05%. \u00c0 la fin de l'<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, ces acc<span class=\"_ _0\"></span>ords</div>\n<div class=\"t m0 x6 h62 y1b3e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrai<span class=\"_ _0\"></span>ent un m<span class=\"_ _0\"></span>ontant d<span class=\"_ _0\"></span>\u2019EUR 6<span class=\"_ _0\"></span>91 mill<span class=\"_ _0\"></span>ions (E<span class=\"_ _0\"></span>UR 738 m<span class=\"_ _0\"></span>illions l<span class=\"_ _0\"></span>\u2019an</div>\n<div class=\"t m0 x6 h62 y1b3f ff276 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dernie<span class=\"_ _0\"></span>r).<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.6 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1b31 ff27c fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Int\u00e9r\u00eat<span class=\"_ _0\"></span>s dans des e<span class=\"ls111 ws135\">ntit\u00e9s structur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a h7d y1b40 ff27c fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">consolid\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b41 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Insuran<span class=\"_ _3\"></span>ce, une filiale du<span class=\"_ _3\"></span> Groupe Ageas, d\u00e9tien<span class=\"_ _3\"></span>t des titres qui<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1b42 ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sentent <span class=\"_ _3\"></span>un int\u00e9r\u00eat<span class=\"_ _3\"></span> (par le bi<span class=\"_ _3\"></span>ais de la<span class=\"_ _3\"></span> r\u00e9ception<span class=\"_ _3\"></span> du princi<span class=\"_ _3\"></span>pal et de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b43 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>) dans des ent<span class=\"_ _0\"></span>it\u00e9s st<span class=\"_ _0\"></span>ructur\u00e9<span class=\"_ _0\"></span>es qu\u2019il n<span class=\"_ _0\"></span>e consolid<span class=\"_ _0\"></span>e pas. Les ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1b44 ff276 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">struct<span class=\"lsdc wse9\">ur\u00e9es<span class=\"_ _0\"></span> investi<span class=\"_ _0\"></span>ssent dans d<span class=\"_ _0\"></span>es cr\u00e9an<span class=\"_ _0\"></span>ces hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et des </span></div>\n<div class=\"t m0 x1a h62 y1b45 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation et g<span class=\"_ _0\"></span>\u00e9n\u00e8re<span class=\"_ _0\"></span>nt des fon<span class=\"_ _0\"></span>ds via l<span class=\"_ _0\"></span>\u2019\u00e9miss<span class=\"_ _0\"></span>ion de tit<span class=\"_ _0\"></span>res ou d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1b46 ff276 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">parts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b47 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b48 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s et parts str<span class=\"_ _0\"></span>uctur\u00e9s s<span class=\"_ _0\"></span>ont ins<span class=\"_ _0\"></span>crits au post<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">placement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1b49 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Mis \u00e0 part ce<span class=\"_ _0\"></span>s titres e<span class=\"lsde wseb\">t parts, AG<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">Insurance n<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1b4a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> pas d\u2019autre int<span class=\"_ _0\"></span>\u00e9r\u00eat da<span class=\"_ _0\"></span>ns ces ent<span class=\"_ _0\"></span>it\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es<span class=\"_ _0\"></span>. L\u2019expos<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y1b4b ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">maximale \u00e0 une per<span class=\"_ _3\"></span>te d\u2019AG Insuranc<span class=\"_ _3\"></span>e est limit\u00e9e \u00e0<span class=\"_ _3\"></span> la valeur comptable<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b4c ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des titres<span class=\"_ _3\"></span> et parts<span class=\"_ _3\"></span> d\u00e9tenus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b4d ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b4e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La valeu<span class=\"_ _0\"></span>r compt<span class=\"_ _0\"></span>able de l\u2019<span class=\"_ _0\"></span>int\u00e9r<span class=\"_ _0\"></span>\u00eat d\u00e9ten<span class=\"_ _0\"></span>u par <span class=\"lsde wsea\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insurance dans l<span class=\"_ _3\"></span>e fonds </span></span></div>\n<div class=\"t m0 x1a h62 y1b4f ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eats hy<span class=\"_ _0\"></span>poth\u00e9c<span class=\"_ _0\"></span>aires s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>319 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> au 31 d\u00e9cem<span class=\"_ _0\"></span>bre</div>\n<div class=\"t m0 x1a h62 y1b50 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2022 (EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">410 millions au 31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21). La <span class=\"_ _3\"></span>valeur compt<span class=\"_ _3\"></span>able de </span></span></div>\n<div class=\"t m0 x1a h62 y1b51 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Insurance dans des cr\u00e9ances<span class=\"_ _3\"></span> adoss\u00e9es \u00e0 des </span></span></div>\n<div class=\"t m0 x1a h62 y1b52 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve <span class=\"lsff ws112\">\u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">28 millions au 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1b53 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(EUR 35 mil<span class=\"_ _0\"></span>lions au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>021). La val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable de</div>\n<div class=\"t m0 x1a h62 y1b54 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> </span>Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e dans l<span class=\"_ _0\"></span>e Capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">investissement </span></span></div>\n<div class=\"t m0 x1a h62 y1b55 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(Privat<span class=\"_ _0\"></span>e equity) s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">173 millions au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1b56 ff276 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">27<span class=\"_ _3\"></span> millions<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cembre 2021).</span></span></div>\n<div class=\"t m0 xab h9f y1b57 ff279 fs63 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b58 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b59 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b5a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fonds de p<span class=\"_ _0\"></span>r\u00eats hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es est tota<span class=\"_ _0\"></span>lement d\u00e9t<span class=\"_ _0\"></span>enu par</div>\n<div class=\"t m0 x1a h62 y1b5b ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">Insurance et<span class=\"_ _0\"></span> l\u2019act<span class=\"_ _0\"></span>if total <span class=\"_ _0\"></span>des cr\u00e9<span class=\"_ _0\"></span>ances a<span class=\"_ _0\"></span>doss\u00e9es<span class=\"_ _0\"></span> \u00e0 des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y1b5c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n s\u2019\u00e9l\u00e8ve \u00e0 EU<span class=\"_ _0\"></span>R 196 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 2022 (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">339 </span></div>\n<div class=\"t m0 x1a h62 y1b5d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au 31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span>re 2021).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 155px; height: 498px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 952px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 952px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 952px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Immeubles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">de plac<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x6 h75 y1a2b ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les immeubles de placement</div>\n<div class=\"t m0 x6 h75 y1a2c ff27f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">comprennent principalement des</div>\n<div class=\"t m0 x6 h75 y1a2d ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">immeubles de bureaux et \u00e0 u<span class=\"_ _0\"></span>sage</div>\n<div class=\"t m0 x6 h75 y1a2e ff27f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">commercial.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b61 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 816px;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 618px; bottom: 816px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 731px; bottom: 816px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 335px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 801px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 786px;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 786px;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 771px;\">D\u00e9pr\u00e9ciations sur immeubles de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 771px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 771px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 756px;\">Total immeubles de pl<span class=\"_ _3\"></span>acement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 756px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b62 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b63 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 709px;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 709px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 709px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 694px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 679px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 679px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 679px;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 664px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68f ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 664px;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68f ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 664px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 335px; bottom: 649px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 649px;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 649px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 634px;\">Augmentations/acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 634px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 791px; bottom: 634px;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 619px;\">Am\u00e9liorations/r\u00e9novations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 619px;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 619px;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 604px;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 604px;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 604px;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 590px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 590px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 590px;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 575px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 575px;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 575px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 560px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 545px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 545px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 545px;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 530px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de <span class=\"lse5 ws100\">la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1e h65 y6cb ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 530px;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y6cb ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 530px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 515px;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 515px;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 515px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 500px;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 500px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 500px;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 486px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 486px;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 486px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 471px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 471px;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 471px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 456px;\"> </div>\n<div class=\"t m0 x147 h68 y691 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 441px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 441px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 441px;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 426px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 426px;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y694 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 426px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 411px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y699 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 411px;\"> </div>\n<div class=\"t m0 x14e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 411px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 397px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 397px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 397px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 382px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 367px;\">Montant net en immeubles de placement au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 367px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 367px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b7b ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7c ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7d ff27d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au 31 d\u00e9ce<span class=\"_ _3\"></span>mbre 2022 e<span class=\"_ _3\"></span>t au 31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>, aucune <span class=\"_ _3\"></span>propri\u00e9t\u00e9 n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9 <span class=\"_ _3\"></span>mise en ga<span class=\"_ _3\"></span>rantie</div>\n<div class=\"t m0 x3b h62 y1b7e ff27d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir auss<span class=\"_ _0\"></span>i note 21 <span class=\"ff282 ls0 ws0\">\u00ab<span class=\"ff27d\"> <span class=\"lsde wsea\">Emprunts</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 293px; height: 668px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Des \u00e9valua<span class=\"_ _3\"></span>tions annuelle<span class=\"_ _3\"></span>s, faisant<span class=\"_ _3\"></span> appel \u00e0 de<span class=\"_ _3\"></span>s \u00e9valuateurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9pendants<span class=\"_ _3\"></span> qui changen<span class=\"_ _3\"></span>t selon une r<span class=\"_ _3\"></span>otation de<span class=\"_ _3\"></span> trois ans<span class=\"_ _3\"></span>, couvren<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y8b3 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quasi t<span class=\"_ _0\"></span>ous les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> Les just<span class=\"_ _0\"></span>es vale<span class=\"_ _0\"></span>urs (niv<span class=\"_ _0\"></span>eau 3)</div>\n<div class=\"t m0 x6 h62 y93e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se fonde<span class=\"_ _0\"></span>nt sur des don<span class=\"_ _0\"></span>n\u00e9es de marc<span class=\"_ _0\"></span>h\u00e9 non obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span> et/ou s<span class=\"lsde wseb\">ur des </span></div>\n<div class=\"t m0 x6 h62 y93f ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s. <span class=\"_ _0\"></span>Les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie at<span class=\"_ _0\"></span>tendus s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y940 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> se fondent sur des donn\u00e9<span class=\"_ _3\"></span>es attendues de ta<span class=\"_ _3\"></span>ux de</div>\n<div class=\"t m0 x6 h62 y941 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">croissa<span class=\"_ _0\"></span>nce des rev<span class=\"_ _0\"></span>enus locat<span class=\"_ _0\"></span>ifs, de p\u00e9r<span class=\"_ _0\"></span>iodes de v<span class=\"_ _0\"></span>acance,<span class=\"_ _0\"></span> de taux</div>\n<div class=\"t m0 x6 h62 y942 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019occup<span class=\"_ _0\"></span>ation, d<span class=\"_ _0\"></span>\u2019inci<span class=\"_ _0\"></span>tants \u00e0 l<span class=\"_ _0\"></span>a locati<span class=\"_ _0\"></span>on comm<span class=\"_ _0\"></span>e des p\u00e9<span class=\"_ _0\"></span>riod<span class=\"wse9\">es loc<span class=\"_ _0\"></span>atives<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y943 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gratuit<span class=\"_ _0\"></span>es ou d\u2019autr<span class=\"_ _0\"></span>es co\u00fbts no<span class=\"_ _0\"></span>n imput\u00e9s<span class=\"_ _0\"></span> aux locat<span class=\"_ _0\"></span>aires. A<span class=\"_ _0\"></span>geas actu<span class=\"_ _0\"></span>alise</div>\n<div class=\"t m0 x1a h62 y1b86 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les flux de tr<span class=\"_ _0\"></span>\u00e9sorer<span class=\"_ _0\"></span>ie nets att<span class=\"_ _0\"></span>endus en re<span class=\"_ _0\"></span>courant \u00e0 de<span class=\"_ _0\"></span>s taux</div>\n<div class=\"t m0 x1a h62 y1b87 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n ajust\u00e9s<span class=\"_ _0\"></span> pour le risq<span class=\"_ _0\"></span>ue. L\u2019est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n au taux</div>\n<div class=\"t m0 x1a h62 y122d ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n prend <span class=\"_ _0\"></span>en compt<span class=\"_ _0\"></span>e d\u2019aut<span class=\"_ _0\"></span>res fac<span class=\"_ _0\"></span>teurs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">co<span class=\"_ _0\"></span>mme la qualit<span class=\"_ _0\"></span>\u00e9 du </span></div>\n<div class=\"t m0 x1a h62 y122e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e2timent<span class=\"_ _0\"></span> et sa localis<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e qualit\u00e9,<span class=\"_ _0\"></span> deuxi\u00e8<span class=\"_ _0\"></span>me qualit\u00e9<span class=\"_ _0\"></span>), qualit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y122f ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cr\u00e9dit d<span class=\"_ _0\"></span>u locataire et<span class=\"_ _0\"></span> dur\u00e9e du b<span class=\"_ _0\"></span>ail. Pour le<span class=\"_ _0\"></span>s projets d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1230 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> immobilier (<span class=\"_ _3\"></span>c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"lsdc\">dire, en cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on), la <span class=\"_ _0\"></span>juste v<span class=\"_ _0\"></span>aleur </span></div>\n<div class=\"t m0 x1a h62 y1231 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspond au co<span class=\"_ _3\"></span>\u00fbt jusqu\u2019\u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">ce que l\u2019<span class=\"_ _3\"></span>immeuble soi<span class=\"_ _3\"></span>t op\u00e9rationnel<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1232 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b88 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1234 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 923px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 923px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 908px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 893px;\">Juste valeur appuy\u00e9e sur d<span class=\"_ _0\"></span>es indications du m<span class=\"_ _0\"></span>arch\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 893px;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 893px;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 878px;\">Juste valeur d\u00e9termin\u00e9e par \u00e9<span class=\"_ _0\"></span>valuation ind\u00e9pendante<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 878px;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 878px;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 863px;\">Juste valeur <span class=\"lse1 wsf6\">totale<span class=\"_ _0\"></span> des imme<span class=\"_ _0\"></span>ubles<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 863px;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 863px;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px;\">Valeur comptable totale (y<span class=\"_ _0\"></span> compris passif locatif)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 848px;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 848px;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 833px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 833px;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 833px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"_ _0\"></span> des preneurs d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 819px;\"> </div>\n<div class=\"t m0 x16 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 819px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff284 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 804px;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 804px;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 804px;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 789px;\">Gains et pertes non r\u00e9alis\u00e9s nets (non comptabilis\u00e9s en capitaux propres)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 789px;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 789px;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b92 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b93 ff284 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Immeubles lou\u00e9s<span class=\"_ _3\"></span> sous <span class=\"lsdc wse8\">contrat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>imple<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y1b94 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e certai<span class=\"_ _0\"></span>ns actifs (p<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>alement d<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles de plac<span class=\"_ _0\"></span>ement) \u00e0<span class=\"_ _0\"></span> des parties ext<span class=\"_ _0\"></span>ern<span class=\"_ _0\"></span>es dans le cad<span class=\"_ _0\"></span>re de contr<span class=\"_ _0\"></span>ats de lo<span class=\"wse8\">cat<span class=\"_ _0\"></span>ion <span class=\"wse9\">simpl<span class=\"_ _0\"></span>e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y1b95 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts minim<span class=\"_ _0\"></span>aux au titre d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on \u00e0 recevoi<span class=\"_ _0\"></span>r pour les co<span class=\"_ _0\"></span>ntrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n non r\u00e9sili<span class=\"_ _0\"></span>ables s\u2019<span class=\"_ _0\"></span>\u00e9l\u00e8vent au 3<span class=\"_ _0\"></span>1 d\u00e9cembre<span class=\"ls0 ws0\"> \u00e0 : </span></div>\n<div class=\"t m0 x6 h62 y1b96 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 679px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 679px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px;\">Jusqu'\u00e0 3 mois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 648px;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 648px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 633px;\">De 3 moi<span class=\"_ _3\"></span>s \u00e0 1 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 633px;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 619px;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 619px;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 619px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 604px;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 604px;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 604px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 589px;\">De 3 \u00e0 4<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse0 wsed\">ans</span> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 589px;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 589px;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 574px;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 574px;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 574px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 559px;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 559px;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 559px;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px;\">Total des paiements non actualis\u00e9s \u00e0 recevoir au titre des contrats de location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 544px;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ba0 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba1 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba2 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 97<span class=\"ls0 ws0\"> </span>mil<span class=\"_ _0\"></span>lions en 20<span class=\"_ _0\"></span>22 dans le T<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> paiements m<span class=\"_ _0\"></span>inima<span class=\"_ _0\"></span>ux \u00e0 recevoi<span class=\"_ _0\"></span>r dans le <span class=\"lsde wsfa\">cadre de contrats de loca<span class=\"_ _3\"></span>tion non r\u00e9siliabl<span class=\"_ _3\"></span>es concerne </span></div>\n<div class=\"t m0 x6 h62 y1ba3 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des immobilisa<span class=\"_ _3\"></span>tions corporelle<span class=\"_ _3\"></span>s (2021: EUR 66<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">millions<span class=\"_ _0\"></span>). Le rest<span class=\"_ _0\"></span>e se ra<span class=\"_ _0\"></span>pporte <span class=\"_ _0\"></span>\u00e0 des imm<span class=\"_ _0\"></span>eubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Juste v<span class=\"_ _1\"></span>a<span class=\"_ _3\"></span>leur des acti<span class=\"_ _3\"></span>fs et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">passifs fin<span class=\"_ _3\"></span>anciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff362 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x6 h75 y1a2c ff362 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">justes valeurs d\u2019a<span class=\"ws0\">ctifs et pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h75 y1a2d ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">financiers qui sont comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h75 y1a2e ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">au co\u00fbt amorti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 602px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 531px; bottom: 787px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 592px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 655px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 711px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 774px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fce sc0 lse1 wsef\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 756px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Placements financiers d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 741px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 741px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 741px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff360 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 727px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 727px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 709px; bottom: 727px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 727px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 712px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 712px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 712px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 712px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff363 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Total des actifs fina<span class=\"_ _0\"></span>nciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 649px; bottom: 697px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 709px; bottom: 697px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 545px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 617px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 676px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 736px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 795px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fce sc0 lse3 wsf2\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y183e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 652px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 652px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 652px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 652px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Emprunts, hors passifs locatif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 637px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 637px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 637px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff363 fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y69b ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 623px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 654px; bottom: 623px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 714px; bottom: 623px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1e81 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1e82 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2088 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la juste val<span class=\"_ _0\"></span>eur des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers non act<span class=\"_ _0\"></span>ivement<span class=\"_ _0\"></span> n\u00e9goci\u00e9s s<span class=\"_ _0\"></span>ur des marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x21b h62 y2089 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers peut se r<span class=\"_ _0\"></span>\u00e9capit<span class=\"_ _0\"></span>uler comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y208a ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 531px; z-index: 15;\">Type d'instrument<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsf0\" style=\"left: 405px; bottom: 531px; z-index: 15;\">Produits Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 507px; bottom: 531px; z-index: 15;\">Calcul de la juste vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 405px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 507px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 501px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">\u00e9ch\u00e9ance fixe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 501px; z-index: 15;\">Comptes courants,</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 489px; z-index: 15;\">comptes d\u2019\u00e9pargne etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 501px; z-index: 15;\">Valeur nominale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x15d h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse3 wsf1\" style=\"left: 405px; bottom: 464px; z-index: 15;\">Avances \u00e0 ter<span class=\"_ _0\"></span>me fixe,</div>\n<div class=\"t m0 x116 h65 y2091 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">d\u00e9p\u00f4ts etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 507px; bottom: 464px; z-index: 15;\">M\u00e9thodologie d'actualisation des flux de tr\u00e9sorerie<span class=\"ls0 ws0\"> ; </span><span class=\"wsee\">la courbe de taux </span></div>\n<div class=\"t m0 x10f h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d'actualisation utilis\u00e9e est la<span class=\"_ _0\"></span> courbe de swaps plu<span class=\"_ _0\"></span>s le spread (actifs) <span class=\"_ _0\"></span>ou la</div>\n<div class=\"t m0 x10f h65 y2092 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">courbe de swaps moins le spread (pass<span class=\"wsee\">ifs). Le spread se <span class=\"_ _0\"></span>base sur la </span></div>\n<div class=\"t m0 x10f h65 y2093 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">marge commerciale calcul\u00e9e su<span class=\"_ _0\"></span>r la base de la mo<span class=\"_ _0\"></span>yenne de la nouvelle</div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 416px; z-index: 15;\">production au cours de<span class=\"_ _0\"></span>s 3 derniers mois.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 392px; z-index: 15;\">Instruments avec</div>\n<div class=\"t m0 x15d h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 392px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires et</div>\n<div class=\"t m0 x116 h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">autres instruments</div>\n<div class=\"t m0 x116 h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">avec option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 392px; z-index: 15;\">Le <span class=\"wsee\">produit est scind\u00e9 entre, d'une pa<span class=\"_ _0\"></span>rt, un composant lin<span class=\"_ _0\"></span>\u00e9aire (non </span></div>\n<div class=\"t m0 x10f h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">optionnel) \u00e9valu\u00e9 en u<span class=\"_ _0\"></span>tilisant une m\u00e9thode d'a<span class=\"_ _0\"></span>ctualisation des flux de</div>\n<div class=\"t m0 x10f h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">tr\u00e9sorerie, et, d'autre p<span class=\"_ _0\"></span>art, un composant opti<span class=\"_ _0\"></span>onnel, \u00e9valu\u00e9 en se basant</div>\n<div class=\"t m0 x184 h65 y6d1 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 356px; z-index: 15;\">sur le mod\u00e8le d'\u00e9valuat<span class=\"_ _0\"></span>ion des options.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 332px; z-index: 15;\">Obligations</div>\n<div class=\"t m0 x15d h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">subordonn\u00e9es et</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 308px; z-index: 15;\">cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 405px; bottom: 332px; z-index: 15;\">Actifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 332px; z-index: 15;\">Valorisation sur la base de<span class=\"_ _0\"></span> cotations de court<span class=\"_ _0\"></span>iers dans un march\u00e9 inactif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x10f h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x15d h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">investissement</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 260px; z-index: 15;\">(Priv<span class=\"_ _3\"></span>ate eq<span class=\"_ _3\"></span>uity)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-<span class=\"lse5 wsf4\">inv<span class=\"_ _3\"></span>estis<span class=\"_ _3\"></span>seme<span class=\"_ _3\"></span>nt </span></span></div>\n<div class=\"t m0 x116 h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">et Participation non</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 260px; z-index: 15;\">cot\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 284px; z-index: 15;\">En <span class=\"wsee\">g\u00e9n\u00e9ral, les principes d'\u00e9valuation d<span class=\"_ _0\"></span>e la European Ven<span class=\"_ _0\"></span>ture Capital </span></div>\n<div class=\"t m0 x10f h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Association sont appliqu\u00e9s, u<span class=\"_ _0\"></span>tilisant des ratios tels que<span class=\"_ _0\"></span> valeurs de</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 260px; z-index: 15;\">l'entreprise/EBITDA, cours/b\u00e9n\u00e9fices, co<span class=\"_ _0\"></span>urs/flux de tr\u00e9sorerie, e<span class=\"_ _0\"></span>tc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 235px; z-index: 15;\">Actions</div>\n<div class=\"t m0 x15d h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">privil\u00e9gi\u00e9es (non</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 211px; z-index: 15;\">cot\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse4 wsf7\" style=\"left: 405px; bottom: 235px; z-index: 15;\">Actions privil\u00e9gi\u00e9es <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 235px; z-index: 15;\">Si l'action est consid\u00e9r\u00e9e c<span class=\"_ _0\"></span>omme un instrument<span class=\"_ _0\"></span> d'endettement, un</div>\n<div class=\"t m0 x10f h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">mod\u00e8le d'actualisation des flux<span class=\"_ _0\"></span> de tr\u00e9sorerie est u<span class=\"_ _0\"></span>tilis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 761px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique un<span class=\"_ _0\"></span>e politiqu<span class=\"_ _0\"></span>e pour pouv<span class=\"_ _0\"></span>oir quantif<span class=\"_ _0\"></span>ier et surv<span class=\"_ _0\"></span>eiller<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incertit<span class=\"_ _0\"></span>udes li\u00e9e<span class=\"_ _0\"></span>s au calcul<span class=\"_ _0\"></span> des justes v<span class=\"_ _0\"></span>aleurs au m<span class=\"_ _0\"></span>oyen de m\u00e9t<span class=\"_ _0\"></span>hodes de</div>\n<div class=\"t m0 x6 h62 y8b3 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation et de m<span class=\"_ _0\"></span>od\u00e8les i<span class=\"_ _0\"></span>nternes.<span class=\"_ _0\"></span> Les incert<span class=\"_ _0\"></span>itudes<span class=\"_ _0\"></span> li\u00e9es sont un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y93e ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">caract\u00e9ristiqu<span class=\"_ _3\"></span>e du con<span class=\"_ _3\"></span>cept de \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>risque de<span class=\"_ _3\"></span> mod\u00e8le<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x6 h62 y93f ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e mod\u00e8le sur<span class=\"_ _0\"></span>vient lo<span class=\"_ _0\"></span>rsque la t<span class=\"_ _0\"></span>arificat<span class=\"_ _0\"></span>ion des <span class=\"lsde wseb\">produits requiert </span></div>\n<div class=\"t m0 x6 h62 y941 ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des techni<span class=\"_ _3\"></span>ques d\u2019\u00e9valua<span class=\"_ _3\"></span>tion non en<span class=\"_ _3\"></span>core standardi<span class=\"_ _3\"></span>s\u00e9es ou <span class=\"_ _3\"></span>pour</div>\n<div class=\"t m0 x6 h62 y942 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lesquelles le<span class=\"_ _3\"></span>s donn\u00e9es ne sont pas<span class=\"_ _3\"></span> directement obser<span class=\"_ _3\"></span>vables dans le</div>\n<div class=\"t m0 x6 h62 y943 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et n<span class=\"_ _0\"></span>\u00e9cessit<span class=\"_ _0\"></span>ant d\u00e8s lors l<span class=\"_ _0\"></span>\u2019utilis<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>hypoth\u00e8s<span class=\"_ _0\"></span>es pour ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y944 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">donn\u00e9es elles<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">m\u00eames.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le d\u00e9velo<span class=\"_ _0\"></span>ppement de n<span class=\"_ _0\"></span><span class=\"lsde wseb\">ouveaux produi<span class=\"_ _3\"></span>ts sophisti<span class=\"_ _3\"></span>qu\u00e9s dans l<span class=\"_ _3\"></span>e march\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9ed ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est acc<span class=\"_ _0\"></span>ompagn<span class=\"_ _0\"></span>\u00e9 de la mise au poi<span class=\"_ _0\"></span>nt de mod\u00e8l<span class=\"_ _0\"></span>es math\u00e9<span class=\"_ _0\"></span>matiqu<span class=\"_ _0\"></span>es pour</div>\n<div class=\"t m0 x6 h62 y9ee ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les tarife<span class=\"_ _0\"></span>r. Ces mod\u00e8<span class=\"_ _0\"></span>les repos<span class=\"_ _0\"></span>ent \u00e0 leur t<span class=\"_ _0\"></span>our sur des hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es quant</div>\n<div class=\"t m0 x1a h62 ycf9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au compo<span class=\"_ _0\"></span>rtement<span class=\"_ _0\"></span> stocha<span class=\"_ _0\"></span>stique <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ables s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse9\">jacent<span class=\"_ _0\"></span>es, algor<span class=\"_ _0\"></span>ithmes </span></div>\n<div class=\"t m0 x1a h62 ycfa ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">num<span class=\"lsdc wse9\">\u00e9riques et a<span class=\"_ _0\"></span>utres app<span class=\"_ _0\"></span>roximati<span class=\"_ _0\"></span>ons \u00e9vent<span class=\"_ _0\"></span>uelles<span class=\"_ _0\"></span> pour refl\u00e9t<span class=\"_ _0\"></span>er la </span></div>\n<div class=\"t m0 x1a h62 y20a7 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>it\u00e9 des i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20a8 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20a9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es de bas<span class=\"_ _0\"></span>e d\u2019un m<span class=\"_ _0\"></span>od\u00e8le <span class=\"_ _0\"></span>d\u00e9pend<span class=\"_ _0\"></span>ant des</div>\n<div class=\"t m0 x1a h62 y20aa ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons g\u00e9n\u00e9<span class=\"_ _0\"></span>rales de mar<span class=\"_ _0\"></span>ch\u00e9 (par ex<span class=\"_ _0\"></span>emple, ce<span class=\"_ _0\"></span>rtains t<span class=\"_ _0\"></span>aux d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x1a h62 y20ab ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">volatilit\u00e9s<span class=\"_ _0\"></span>) pr\u00e9vala<span class=\"_ _0\"></span>nt au mome<span class=\"_ _0\"></span>nt o\u00f9 est le mod<span class=\"_ _0\"></span>\u00e8le est con\u00e7<span class=\"_ _0\"></span>u. En cas </span></div>\n<div class=\"t m0 x1a h62 y20ac ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de net ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nt conj<span class=\"_ _0\"></span>oncture<span class=\"_ _0\"></span>l, rien <span class=\"_ _0\"></span>ne garant<span class=\"_ _0\"></span>it que l<span class=\"_ _0\"></span>e mod\u00e8l<span class=\"_ _0\"></span>e contin<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y20ad ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de donner des<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>ats proba<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20ae ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20af ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute inc<span class=\"_ _0\"></span>ertitu<span class=\"_ _0\"></span>de li\u00e9e au mod<span class=\"_ _0\"></span>\u00e8le est quant<span class=\"_ _0\"></span>ifi\u00e9e aus<span class=\"_ _0\"></span>si pr\u00e9cis<span class=\"_ _0\"></span>\u00e9ment qu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y20b0 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>e et sert de base \u00e0 u<span class=\"_ _0\"></span>n ajustem<span class=\"_ _0\"></span>ent de la just<span class=\"_ _0\"></span>e valeur ca<span class=\"_ _0\"></span>lcul\u00e9e pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y20b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les techni<span class=\"_ _0\"></span>ques de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et les mod<span class=\"_ _0\"></span>\u00e8les inte<span class=\"_ _0\"></span>rnes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 881px; height: 225px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueMeasurementExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag418": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pla<span class=\"_ _0\"></span>cemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">fina<span class=\"_ _3\"></span>nciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff258 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les placements financiers s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y1a2c ff258 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u00e9composent comme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a3c ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a3d ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x4 h65 y1a33 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 608px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff256 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance</span> </div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Disponibles \u00e0 la vente</span> </div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 656px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">A la juste valeur par<span class=\"_ _0\"></span> le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions</span> </div>\n<div class=\"t m0 x16b h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68f ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 712px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 580px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 691px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">sur placements disponibles<span class=\"_ _0\"></span> \u00e0 la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 662px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 580px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff25a fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a45 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a46 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a47 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plac<span class=\"_ _0\"></span>ements f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers disp<span class=\"_ _0\"></span>onibles<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte d\u2019EU<span class=\"_ _0\"></span>R 2.424 <span class=\"_ _0\"></span>millio<span class=\"_ _0\"></span>ns d\u00e9te<span class=\"_ _0\"></span>nus par <span class=\"_ _0\"></span>Ageas Fr<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x21b h62 y1a48 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ont \u00e9t\u00e9 <span class=\"_ _0\"></span><span class=\"wse9\">reclass<span class=\"_ _0\"></span>\u00e9s vers la li<span class=\"_ _0\"></span>gne \u00ab actifs<span class=\"_ _0\"></span> d\u00e9tenus en v<span class=\"_ _0\"></span>ue de la vent<span class=\"_ _0\"></span>e \u00bb au 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x21b h7d y1a49 ff25b fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1a4a ff25b fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Placements d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6ed ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 489px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 474px; z-index: 15;\">d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 504px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6ed ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 658px; bottom: 489px; z-index: 15;\">\u00e9mises par des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 675px; bottom: 474px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff256 fs45 fce sc0 lse1 wsef\" style=\"left: 774px; bottom: 474px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 444px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 <span class=\"wsef\">l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 429px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier 2021</span> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 414px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 399px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 399px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 384px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 370px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 355px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 629px; bottom: 355px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 355px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 355px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 340px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 325px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 633px; bottom: 325px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 325px; z-index: 15;\">8</div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 325px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 310px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 295px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 295px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 703px; bottom: 295px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 295px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 280px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 266px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 266px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 266px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 266px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 236px; z-index: 15;\">Juste valeur au 31 <span class=\"_ _0\"></span><span class=\"wsf0\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 236px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 221px; z-index: 15;\">Juste valeur au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 221px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 221px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 221px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a5f ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a60 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a61 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur des obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> d\u2019\u00c9tat cla<span class=\"_ _0\"></span>ssifi<span class=\"_ _0\"></span>\u00e9es comme de<span class=\"_ _0\"></span>s placem<span class=\"_ _0\"></span>ents d\u00e9ten<span class=\"_ _0\"></span>us jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x21b h62 y1a62 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se base sur le<span class=\"_ _0\"></span>s cours cot<span class=\"_ _0\"></span>\u00e9s sur les mar<span class=\"_ _0\"></span>ch\u00e9s act<span class=\"_ _0\"></span>ifs (nive<span class=\"_ _0\"></span>au 1).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 147px; height: 413px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 147px; height: 814px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 147px; height: 814px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff25f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le t<span class=\"_ _3\"></span>ableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dessous f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>nt les obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>ons souv<span class=\"_ _0\"></span>eraines<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es comme <span class=\"_ _0\"></span>d\u00e9tenues<span class=\"_ _0\"></span> jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance,<span class=\"_ _0\"></span> par pays <span class=\"_ _0\"></span>d\u2019orig<span class=\"_ _0\"></span>ine, au 3<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9cembre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 532px; bottom: 1065px;\">Co\u00fbt historique/amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 748px; bottom: 1065px;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1035px;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 1020px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px;\">Gouvernement indien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1005px;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1005px;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 990px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 990px;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 945px;\"> </div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px;\"> </div>\n<div class=\"t m0 x184 h68 y6d1 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 914px;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 914px;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 899px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 899px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 899px;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 885px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 885px;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x184 h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 240px; height: 866px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 258px; height: 848px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 258px; height: 848px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 258px; height: 848px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 413px; height: 693px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 140px; height: 966px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 140px; height: 966px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 140px; height: 966px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1b2e ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b31 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b32 ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de t<span class=\"_ _3\"></span>ransaction sont<span class=\"_ _3\"></span> bas\u00e9s selon une</div>\n<div class=\"t m0 x6 h62 y1b33 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion de nive<span class=\"_ _0\"></span>au 2 (donn\u00e9es<span class=\"_ _0\"></span> observa<span class=\"_ _0\"></span>bles sur d<span class=\"_ _0\"></span>es march\u00e9s<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span>).</div>\n<div class=\"t m0 x6 h62 y1b34 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir \u00e9gal<span class=\"_ _0\"></span>ement la not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">27 </span><span class=\"ff279\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">Produits d<span class=\"_ _3\"></span>\u00e9riv\u00e9s</span> <span class=\"ff279\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">pour de<span class=\"_ _3\"></span>s d\u00e9tails </span></span></div>\n<div class=\"t m0 x6 h62 y1b35 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 549px; height: 104px; width: 339px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1b36 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b37 ff27c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Pr\u00eats <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>titre<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b38 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le <span class=\"lsde wseb\">cadre de contra<span class=\"_ _3\"></span>ts de pr\u00eat<span class=\"_ _3\"></span>s de titre<span class=\"_ _3\"></span>s, nous avon<span class=\"_ _3\"></span>s autoris\u00e9<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1b39 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tiers \u00e0 util<span class=\"_ _0\"></span>iser cert<span class=\"_ _0\"></span>ains de nos tit<span class=\"_ _0\"></span>res penda<span class=\"_ _0\"></span>nt une p\u00e9r<span class=\"_ _0\"></span>iode limit<span class=\"_ _0\"></span>\u00e9e, apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1b3a ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quoi les t<span class=\"_ _0\"></span>itres n<span class=\"_ _0\"></span>ous so<span class=\"_ _0\"></span>nt restit<span class=\"_ _0\"></span>u\u00e9s. Pe<span class=\"_ _0\"></span>ndant c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode, <span class=\"_ _0\"></span>nous</div>\n<div class=\"t m0 x6 h62 y1b3b ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">continuons \u00e0<span class=\"_ _3\"></span> percevoir<span class=\"_ _3\"></span> les reven<span class=\"_ _3\"></span>us que ce<span class=\"_ _3\"></span>s titres g\u00e9<span class=\"_ _3\"></span>n\u00e8<span class=\"wsfa\">rent. Nous </span></div>\n<div class=\"t m0 x6 h62 y1b3c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ions \u00e9ga<span class=\"_ _0\"></span>lement de ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> sous la form<span class=\"_ _0\"></span>e d'autre<span class=\"_ _0\"></span>s titres av<span class=\"_ _0\"></span>ec un</div>\n<div class=\"t m0 x6 h62 y1b3d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d'au moins 1<span class=\"_ _0\"></span>05%. \u00c0 la fin de l'<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, ces acc<span class=\"_ _0\"></span>ords</div>\n<div class=\"t m0 x6 h62 y1b3e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrai<span class=\"_ _0\"></span>ent un m<span class=\"_ _0\"></span>ontant d<span class=\"_ _0\"></span>\u2019EUR 6<span class=\"_ _0\"></span>91 mill<span class=\"_ _0\"></span>ions (E<span class=\"_ _0\"></span>UR 738 m<span class=\"_ _0\"></span>illions l<span class=\"_ _0\"></span>\u2019an</div>\n<div class=\"t m0 x6 h62 y1b3f ff276 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dernie<span class=\"_ _0\"></span>r).<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.6 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1b31 ff27c fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Int\u00e9r\u00eat<span class=\"_ _0\"></span>s dans des e<span class=\"ls111 ws135\">ntit\u00e9s structur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a h7d y1b40 ff27c fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">consolid\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b41 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Insuran<span class=\"_ _3\"></span>ce, une filiale du<span class=\"_ _3\"></span> Groupe Ageas, d\u00e9tien<span class=\"_ _3\"></span>t des titres qui<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1b42 ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sentent <span class=\"_ _3\"></span>un int\u00e9r\u00eat<span class=\"_ _3\"></span> (par le bi<span class=\"_ _3\"></span>ais de la<span class=\"_ _3\"></span> r\u00e9ception<span class=\"_ _3\"></span> du princi<span class=\"_ _3\"></span>pal et de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b43 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>) dans des ent<span class=\"_ _0\"></span>it\u00e9s st<span class=\"_ _0\"></span>ructur\u00e9<span class=\"_ _0\"></span>es qu\u2019il n<span class=\"_ _0\"></span>e consolid<span class=\"_ _0\"></span>e pas. Les ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1b44 ff276 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">struct<span class=\"lsdc wse9\">ur\u00e9es<span class=\"_ _0\"></span> investi<span class=\"_ _0\"></span>ssent dans d<span class=\"_ _0\"></span>es cr\u00e9an<span class=\"_ _0\"></span>ces hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et des </span></div>\n<div class=\"t m0 x1a h62 y1b45 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation et g<span class=\"_ _0\"></span>\u00e9n\u00e8re<span class=\"_ _0\"></span>nt des fon<span class=\"_ _0\"></span>ds via l<span class=\"_ _0\"></span>\u2019\u00e9miss<span class=\"_ _0\"></span>ion de tit<span class=\"_ _0\"></span>res ou d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1b46 ff276 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">parts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b47 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b48 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s et parts str<span class=\"_ _0\"></span>uctur\u00e9s s<span class=\"_ _0\"></span>ont ins<span class=\"_ _0\"></span>crits au post<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">placement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1b49 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Mis \u00e0 part ce<span class=\"_ _0\"></span>s titres e<span class=\"lsde wseb\">t parts, AG<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">Insurance n<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1b4a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> pas d\u2019autre int<span class=\"_ _0\"></span>\u00e9r\u00eat da<span class=\"_ _0\"></span>ns ces ent<span class=\"_ _0\"></span>it\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es<span class=\"_ _0\"></span>. L\u2019expos<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y1b4b ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">maximale \u00e0 une per<span class=\"_ _3\"></span>te d\u2019AG Insuranc<span class=\"_ _3\"></span>e est limit\u00e9e \u00e0<span class=\"_ _3\"></span> la valeur comptable<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b4c ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des titres<span class=\"_ _3\"></span> et parts<span class=\"_ _3\"></span> d\u00e9tenus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b4d ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b4e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La valeu<span class=\"_ _0\"></span>r compt<span class=\"_ _0\"></span>able de l\u2019<span class=\"_ _0\"></span>int\u00e9r<span class=\"_ _0\"></span>\u00eat d\u00e9ten<span class=\"_ _0\"></span>u par <span class=\"lsde wsea\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insurance dans l<span class=\"_ _3\"></span>e fonds </span></span></div>\n<div class=\"t m0 x1a h62 y1b4f ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eats hy<span class=\"_ _0\"></span>poth\u00e9c<span class=\"_ _0\"></span>aires s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>319 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> au 31 d\u00e9cem<span class=\"_ _0\"></span>bre</div>\n<div class=\"t m0 x1a h62 y1b50 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2022 (EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">410 millions au 31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21). La <span class=\"_ _3\"></span>valeur compt<span class=\"_ _3\"></span>able de </span></span></div>\n<div class=\"t m0 x1a h62 y1b51 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Insurance dans des cr\u00e9ances<span class=\"_ _3\"></span> adoss\u00e9es \u00e0 des </span></span></div>\n<div class=\"t m0 x1a h62 y1b52 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve <span class=\"lsff ws112\">\u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">28 millions au 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1b53 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(EUR 35 mil<span class=\"_ _0\"></span>lions au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>021). La val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable de</div>\n<div class=\"t m0 x1a h62 y1b54 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> </span>Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e dans l<span class=\"_ _0\"></span>e Capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">investissement </span></span></div>\n<div class=\"t m0 x1a h62 y1b55 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(Privat<span class=\"_ _0\"></span>e equity) s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">173 millions au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1b56 ff276 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">27<span class=\"_ _3\"></span> millions<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cembre 2021).</span></span></div>\n<div class=\"t m0 xab h9f y1b57 ff279 fs63 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b58 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b59 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b5a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fonds de p<span class=\"_ _0\"></span>r\u00eats hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es est tota<span class=\"_ _0\"></span>lement d\u00e9t<span class=\"_ _0\"></span>enu par</div>\n<div class=\"t m0 x1a h62 y1b5b ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">Insurance et<span class=\"_ _0\"></span> l\u2019act<span class=\"_ _0\"></span>if total <span class=\"_ _0\"></span>des cr\u00e9<span class=\"_ _0\"></span>ances a<span class=\"_ _0\"></span>doss\u00e9es<span class=\"_ _0\"></span> \u00e0 des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y1b5c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n s\u2019\u00e9l\u00e8ve \u00e0 EU<span class=\"_ _0\"></span>R 196 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 2022 (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">339 </span></div>\n<div class=\"t m0 x1a h62 y1b5d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au 31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span>re 2021).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 155px; height: 498px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 952px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 952px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Juste v<span class=\"_ _1\"></span>a<span class=\"_ _3\"></span>leur des acti<span class=\"_ _3\"></span>fs et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">passifs fin<span class=\"_ _3\"></span>anciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff362 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e les</div>\n<div class=\"t m0 x6 h75 y1a2c ff362 fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">justes valeurs d\u2019a<span class=\"ws0\">ctifs et pass<span class=\"_ _0\"></span>ifs </span></div>\n<div class=\"t m0 x6 h75 y1a2d ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">financiers qui sont comptabilis\u00e9s</div>\n<div class=\"t m0 x6 h75 y1a2e ff362 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">au co\u00fbt amorti.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y1a33 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 602px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y1a33 ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 721px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y68a ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 531px; bottom: 787px; z-index: 15;\">Niveau<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 592px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 655px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 711px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68a ff360 fs45 fce sc0 lsee wsf6\" style=\"left: 774px; bottom: 802px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 yb68 ff360 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 787px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fce sc0 lse1 wsef\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y691 ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h68 y691 ff364 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Tr\u00e9sorerie et \u00e9quivalents de<span class=\"_ _0\"></span> tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 756px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 756px; z-index: 15;\">1.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.937<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Placements financiers d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y691 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 541px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 741px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 741px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 741px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y691 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff360 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 727px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 727px; z-index: 15;\">13.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 709px; bottom: 727px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 727px; z-index: 15;\">15.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 712px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 712px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 712px; z-index: 15;\">1.991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 712px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y694 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">2.146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff363 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Total des actifs fina<span class=\"_ _0\"></span>nciers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">24.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 649px; bottom: 697px; z-index: 15;\">22.755<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 709px; bottom: 697px; z-index: 15;\">22.929<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h67 y699 ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">26.032<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d3 h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 545px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 617px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc19 sc0 ls0 ws0\" style=\"left: 676px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 736px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y694 ff360 fs45 fc28 sc0 ls0 ws0\" style=\"left: 795px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fce sc0 lse3 wsf2\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 617px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 676px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 736px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y699 ff360 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y183e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 652px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 652px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 652px; z-index: 15;\">2.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 652px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y183e ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.757<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Emprunts, hors passifs locatif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 637px; z-index: 15;\">2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 637px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 637px; z-index: 15;\">3.177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 714px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 637px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff363 fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pass<span class=\"_ _0\"></span>ifs fina<span class=\"_ _0\"></span>nciers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h67 y69b ff363 fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 623px; z-index: 15;\">5.699<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 654px; bottom: 623px; z-index: 15;\">5.359<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 714px; bottom: 623px; z-index: 15;\">5.804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h67 y69b ff363 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">5.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1e81 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1e82 ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2088 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la juste val<span class=\"_ _0\"></span>eur des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financ<span class=\"_ _0\"></span>iers non act<span class=\"_ _0\"></span>ivement<span class=\"_ _0\"></span> n\u00e9goci\u00e9s s<span class=\"_ _0\"></span>ur des marc<span class=\"_ _0\"></span>h\u00e9s</div>\n<div class=\"t m0 x21b h62 y2089 ff360 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">financi<span class=\"_ _0\"></span>ers peut se r<span class=\"_ _0\"></span>\u00e9capit<span class=\"_ _0\"></span>uler comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y208a ff360 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 531px; z-index: 15;\">Type d'instrument<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsf0\" style=\"left: 405px; bottom: 531px; z-index: 15;\">Produits Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208c ff360 fs45 fce sc0 lse0 wsee\" style=\"left: 507px; bottom: 531px; z-index: 15;\">Calcul de la juste vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 325px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 405px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 hbc y208d ff360 fs48 fc19 sc0 ls0 ws0\" style=\"left: 507px; bottom: 516px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 501px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">\u00e9ch\u00e9ance fixe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 501px; z-index: 15;\">Comptes courants,</div>\n<div class=\"t m0 x184 h65 y6ed ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 489px; z-index: 15;\">comptes d\u2019\u00e9pargne etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y208e ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 501px; z-index: 15;\">Valeur nominale.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 464px; z-index: 15;\">Instruments sans</div>\n<div class=\"t m0 x15d h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse3 wsf1\" style=\"left: 405px; bottom: 464px; z-index: 15;\">Avances \u00e0 ter<span class=\"_ _0\"></span>me fixe,</div>\n<div class=\"t m0 x116 h65 y2091 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">d\u00e9p\u00f4ts etc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2090 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 507px; bottom: 464px; z-index: 15;\">M\u00e9thodologie d'actualisation des flux de tr\u00e9sorerie<span class=\"ls0 ws0\"> ; </span><span class=\"wsee\">la courbe de taux </span></div>\n<div class=\"t m0 x10f h65 y2091 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">d'actualisation utilis\u00e9e est la<span class=\"_ _0\"></span> courbe de swaps plu<span class=\"_ _0\"></span>s le spread (actifs) <span class=\"_ _0\"></span>ou la</div>\n<div class=\"t m0 x10f h65 y2092 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">courbe de swaps moins le spread (pass<span class=\"wsee\">ifs). Le spread se <span class=\"_ _0\"></span>base sur la </span></div>\n<div class=\"t m0 x10f h65 y2093 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">marge commerciale calcul\u00e9e su<span class=\"_ _0\"></span>r la base de la mo<span class=\"_ _0\"></span>yenne de la nouvelle</div>\n<div class=\"t m0 x184 h65 y6a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 416px; z-index: 15;\">production au cours de<span class=\"_ _0\"></span>s 3 derniers mois.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 392px; z-index: 15;\">Instruments avec</div>\n<div class=\"t m0 x15d h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 405px; bottom: 392px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires et</div>\n<div class=\"t m0 x116 h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">autres instruments</div>\n<div class=\"t m0 x116 h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">avec option incorpor\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y2096 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 392px; z-index: 15;\">Le <span class=\"wsee\">produit est scind\u00e9 entre, d'une pa<span class=\"_ _0\"></span>rt, un composant lin<span class=\"_ _0\"></span>\u00e9aire (non </span></div>\n<div class=\"t m0 x10f h65 y2097 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">optionnel) \u00e9valu\u00e9 en u<span class=\"_ _0\"></span>tilisant une m\u00e9thode d'a<span class=\"_ _0\"></span>ctualisation des flux de</div>\n<div class=\"t m0 x10f h65 y2098 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">tr\u00e9sorerie, et, d'autre p<span class=\"_ _0\"></span>art, un composant opti<span class=\"_ _0\"></span>onnel, \u00e9valu\u00e9 en se basant</div>\n<div class=\"t m0 x184 h65 y6d1 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 356px; z-index: 15;\">sur le mod\u00e8le d'\u00e9valuat<span class=\"_ _0\"></span>ion des options.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 344px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 332px; z-index: 15;\">Obligations</div>\n<div class=\"t m0 x15d h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">subordonn\u00e9es et</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 308px; z-index: 15;\">cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 405px; bottom: 332px; z-index: 15;\">Actifs subordonn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209b ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 332px; z-index: 15;\">Valorisation sur la base de<span class=\"_ _0\"></span> cotations de court<span class=\"_ _0\"></span>iers dans un march\u00e9 inactif<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x10f h65 y209c ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">(niveau 3).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 296px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x15d h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsed\" style=\"z-index: 15;\">investissement</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 260px; z-index: 15;\">(Priv<span class=\"_ _3\"></span>ate eq<span class=\"_ _3\"></span>uity)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 284px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-<span class=\"lse5 wsf4\">inv<span class=\"_ _3\"></span>estis<span class=\"_ _3\"></span>seme<span class=\"_ _3\"></span>nt </span></span></div>\n<div class=\"t m0 x116 h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">et Participation non</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 260px; z-index: 15;\">cot\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y209f ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 507px; bottom: 284px; z-index: 15;\">En <span class=\"wsee\">g\u00e9n\u00e9ral, les principes d'\u00e9valuation d<span class=\"_ _0\"></span>e la European Ven<span class=\"_ _0\"></span>ture Capital </span></div>\n<div class=\"t m0 x10f h65 y20a0 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">Association sont appliqu\u00e9s, u<span class=\"_ _0\"></span>tilisant des ratios tels que<span class=\"_ _0\"></span> valeurs de</div>\n<div class=\"t m0 x184 h65 y68a ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 260px; z-index: 15;\">l'entreprise/EBITDA, cours/b\u00e9n\u00e9fices, co<span class=\"_ _0\"></span>urs/flux de tr\u00e9sorerie, e<span class=\"_ _0\"></span>tc.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 405px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff360 fs45 fc15 sc0 ls0 ws0\" style=\"left: 507px; bottom: 248px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 235px; z-index: 15;\">Actions</div>\n<div class=\"t m0 x15d h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsf0\" style=\"z-index: 15;\">privil\u00e9gi\u00e9es (non</div>\n<div class=\"t m0 x184 h65 y68c ff360 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 211px; z-index: 15;\">cot\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse4 wsf7\" style=\"left: 405px; bottom: 235px; z-index: 15;\">Actions privil\u00e9gi\u00e9es <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y20a3 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"left: 507px; bottom: 235px; z-index: 15;\">Si l'action est consid\u00e9r\u00e9e c<span class=\"_ _0\"></span>omme un instrument<span class=\"_ _0\"></span> d'endettement, un</div>\n<div class=\"t m0 x10f h65 y20a4 ff360 fs45 fc15 sc0 lse0 wsee\" style=\"z-index: 15;\">mod\u00e8le d'actualisation des flux<span class=\"_ _0\"></span> de tr\u00e9sorerie est u<span class=\"_ _0\"></span>tilis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 200px; height: 761px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 200px; height: 761px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 200px; height: 761px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas app<span class=\"_ _0\"></span>lique un<span class=\"_ _0\"></span>e politiqu<span class=\"_ _0\"></span>e pour pouv<span class=\"_ _0\"></span>oir quantif<span class=\"_ _0\"></span>ier et surv<span class=\"_ _0\"></span>eiller<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">les </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">incertit<span class=\"_ _0\"></span>udes li\u00e9e<span class=\"_ _0\"></span>s au calcul<span class=\"_ _0\"></span> des justes v<span class=\"_ _0\"></span>aleurs au m<span class=\"_ _0\"></span>oyen de m\u00e9t<span class=\"_ _0\"></span>hodes de</div>\n<div class=\"t m0 x6 h62 y8b3 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valoris<span class=\"_ _0\"></span>ation et de m<span class=\"_ _0\"></span>od\u00e8les i<span class=\"_ _0\"></span>nternes.<span class=\"_ _0\"></span> Les incert<span class=\"_ _0\"></span>itudes<span class=\"_ _0\"></span> li\u00e9es sont un<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y93e ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">caract\u00e9ristiqu<span class=\"_ _3\"></span>e du con<span class=\"_ _3\"></span>cept de \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>risque de<span class=\"_ _3\"></span> mod\u00e8le<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">\u00bb.</span> </span></div>\n<div class=\"t m0 x6 h62 y93f ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y940 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le risque d<span class=\"_ _0\"></span>e mod\u00e8le sur<span class=\"_ _0\"></span>vient lo<span class=\"_ _0\"></span>rsque la t<span class=\"_ _0\"></span>arificat<span class=\"_ _0\"></span>ion des <span class=\"lsde wseb\">produits requiert </span></div>\n<div class=\"t m0 x6 h62 y941 ff367 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des techni<span class=\"_ _3\"></span>ques d\u2019\u00e9valua<span class=\"_ _3\"></span>tion non en<span class=\"_ _3\"></span>core standardi<span class=\"_ _3\"></span>s\u00e9es ou <span class=\"_ _3\"></span>pour</div>\n<div class=\"t m0 x6 h62 y942 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">lesquelles le<span class=\"_ _3\"></span>s donn\u00e9es ne sont pas<span class=\"_ _3\"></span> directement obser<span class=\"_ _3\"></span>vables dans le</div>\n<div class=\"t m0 x6 h62 y943 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">march\u00e9 et n<span class=\"_ _0\"></span>\u00e9cessit<span class=\"_ _0\"></span>ant d\u00e8s lors l<span class=\"_ _0\"></span>\u2019utilis<span class=\"_ _0\"></span>ation d\u2019<span class=\"_ _0\"></span>hypoth\u00e8s<span class=\"_ _0\"></span>es pour ces<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y944 ff367 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">donn\u00e9es elles<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">m\u00eames.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y945 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le d\u00e9velo<span class=\"_ _0\"></span>ppement de n<span class=\"_ _0\"></span><span class=\"lsde wseb\">ouveaux produi<span class=\"_ _3\"></span>ts sophisti<span class=\"_ _3\"></span>qu\u00e9s dans l<span class=\"_ _3\"></span>e march\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y9ed ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est acc<span class=\"_ _0\"></span>ompagn<span class=\"_ _0\"></span>\u00e9 de la mise au poi<span class=\"_ _0\"></span>nt de mod\u00e8l<span class=\"_ _0\"></span>es math\u00e9<span class=\"_ _0\"></span>matiqu<span class=\"_ _0\"></span>es pour</div>\n<div class=\"t m0 x6 h62 y9ee ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les tarife<span class=\"_ _0\"></span>r. Ces mod\u00e8<span class=\"_ _0\"></span>les repos<span class=\"_ _0\"></span>ent \u00e0 leur t<span class=\"_ _0\"></span>our sur des hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es quant</div>\n<div class=\"t m0 x1a h62 ycf9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">au compo<span class=\"_ _0\"></span>rtement<span class=\"_ _0\"></span> stocha<span class=\"_ _0\"></span>stique <span class=\"_ _0\"></span>des vari<span class=\"_ _0\"></span>ables s<span class=\"_ _0\"></span>ous<span class=\"ls0 ws0\">-</span><span class=\"wse9\">jacent<span class=\"_ _0\"></span>es, algor<span class=\"_ _0\"></span>ithmes </span></div>\n<div class=\"t m0 x1a h62 ycfa ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">num<span class=\"lsdc wse9\">\u00e9riques et a<span class=\"_ _0\"></span>utres app<span class=\"_ _0\"></span>roximati<span class=\"_ _0\"></span>ons \u00e9vent<span class=\"_ _0\"></span>uelles<span class=\"_ _0\"></span> pour refl\u00e9t<span class=\"_ _0\"></span>er la </span></div>\n<div class=\"t m0 x1a h62 y20a7 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">complex<span class=\"_ _0\"></span>it\u00e9 des i<span class=\"_ _0\"></span>nstrum<span class=\"_ _0\"></span>ents fi<span class=\"_ _0\"></span>nancie<span class=\"_ _0\"></span>rs.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20a8 ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20a9 ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les hy<span class=\"_ _0\"></span>poth\u00e8s<span class=\"_ _0\"></span>es de bas<span class=\"_ _0\"></span>e d\u2019un m<span class=\"_ _0\"></span>od\u00e8le <span class=\"_ _0\"></span>d\u00e9pend<span class=\"_ _0\"></span>ant des</div>\n<div class=\"t m0 x1a h62 y20aa ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons g\u00e9n\u00e9<span class=\"_ _0\"></span>rales de mar<span class=\"_ _0\"></span>ch\u00e9 (par ex<span class=\"_ _0\"></span>emple, ce<span class=\"_ _0\"></span>rtains t<span class=\"_ _0\"></span>aux d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eat,</div>\n<div class=\"t m0 x1a h62 y20ab ff367 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">des <span class=\"lsdc wse9\">volatilit\u00e9s<span class=\"_ _0\"></span>) pr\u00e9vala<span class=\"_ _0\"></span>nt au mome<span class=\"_ _0\"></span>nt o\u00f9 est le mod<span class=\"_ _0\"></span>\u00e8le est con\u00e7<span class=\"_ _0\"></span>u. En cas </span></div>\n<div class=\"t m0 x1a h62 y20ac ff367 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">de net ch<span class=\"_ _0\"></span>angeme<span class=\"_ _0\"></span>nt conj<span class=\"_ _0\"></span>oncture<span class=\"_ _0\"></span>l, rien <span class=\"_ _0\"></span>ne garant<span class=\"_ _0\"></span>it que l<span class=\"_ _0\"></span>e mod\u00e8l<span class=\"_ _0\"></span>e contin<span class=\"_ _0\"></span>ue</div>\n<div class=\"t m0 x1a h62 y20ad ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de donner des<span class=\"_ _0\"></span> r\u00e9sult<span class=\"_ _0\"></span>ats proba<span class=\"_ _0\"></span>nts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y20ae ff367 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20af ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Toute inc<span class=\"_ _0\"></span>ertitu<span class=\"_ _0\"></span>de li\u00e9e au mod<span class=\"_ _0\"></span>\u00e8le est quant<span class=\"_ _0\"></span>ifi\u00e9e aus<span class=\"_ _0\"></span>si pr\u00e9cis<span class=\"_ _0\"></span>\u00e9ment qu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y20b0 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">possibl<span class=\"_ _0\"></span>e et sert de base \u00e0 u<span class=\"_ _0\"></span>n ajustem<span class=\"_ _0\"></span>ent de la just<span class=\"_ _0\"></span>e valeur ca<span class=\"_ _0\"></span>lcul\u00e9e pa<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y20b1 ff367 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les techni<span class=\"_ _0\"></span>ques de val<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on et les mod<span class=\"_ _0\"></span>\u00e8les inte<span class=\"_ _0\"></span>rnes.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 881px; height: 225px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 881px; height: 225px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 881px; height: 225px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag421": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pla<span class=\"_ _0\"></span>cemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">fina<span class=\"_ _3\"></span>nciers</div>\n<div class=\"t m0 x6 h75 y1a2b ff258 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les placements financiers s<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h75 y1a2c ff258 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u00e9composent comme suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a3c ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a3d ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x4 h65 y1a33 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 608px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff256 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 801px; z-index: 15;\">Placements financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 786px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">D\u00e9tenus jusqu'\u00e0 l'\u00e9ch\u00e9ance</span> </div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 771px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">Disponibles \u00e0 la vente</span> </div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 656px; bottom: 771px; z-index: 15;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 771px; z-index: 15;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">A la juste valeur par<span class=\"_ _0\"></span> le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 756px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 756px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsf0\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions</span> </div>\n<div class=\"t m0 x16b h65 y691 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 669px; bottom: 741px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x42 h65 y691 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 788px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68f ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 727px; z-index: 15;\">47.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y68f ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 727px; z-index: 15;\">60.279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 712px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 580px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 691px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 697px; z-index: 15;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse0 wsee\">sur placements disponibles<span class=\"_ _0\"></span> \u00e0 la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 697px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciati<span class=\"_ _0\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 662px; bottom: 682px; z-index: 15;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 580px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff25a fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 652px; z-index: 15;\">46.902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y183e ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 652px; z-index: 15;\">59.952<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a45 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a46 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a47 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les plac<span class=\"_ _0\"></span>ements f<span class=\"_ _0\"></span>inanci<span class=\"_ _0\"></span>ers disp<span class=\"_ _0\"></span>onibles<span class=\"_ _0\"></span> \u00e0 la ve<span class=\"_ _0\"></span>nte d\u2019EU<span class=\"_ _0\"></span>R 2.424 <span class=\"_ _0\"></span>millio<span class=\"_ _0\"></span>ns d\u00e9te<span class=\"_ _0\"></span>nus par <span class=\"_ _0\"></span>Ageas Fr<span class=\"_ _0\"></span>ance</div>\n<div class=\"t m0 x21b h62 y1a48 ff256 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">ont \u00e9t\u00e9 <span class=\"_ _0\"></span><span class=\"wse9\">reclass<span class=\"_ _0\"></span>\u00e9s vers la li<span class=\"_ _0\"></span>gne \u00ab actifs<span class=\"_ _0\"></span> d\u00e9tenus en v<span class=\"_ _0\"></span>ue de la vent<span class=\"_ _0\"></span>e \u00bb au 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022.<span class=\"ls0 ws0\"> </span></span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x21b h7d y1a49 ff25b fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1a4a ff25b fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Placements d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6ed ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 489px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 474px; z-index: 15;\">d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 504px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6ed ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 658px; bottom: 489px; z-index: 15;\">\u00e9mises par des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 675px; bottom: 474px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff256 fs45 fce sc0 lse1 wsef\" style=\"left: 774px; bottom: 474px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 444px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 <span class=\"wsef\">l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 429px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier 2021</span> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 414px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 399px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 399px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 384px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 370px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 355px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 629px; bottom: 355px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 355px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 355px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 340px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 325px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 633px; bottom: 325px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 325px; z-index: 15;\">8</div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 325px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 310px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 295px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 295px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 703px; bottom: 295px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 295px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 280px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 266px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 266px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 266px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 266px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 236px; z-index: 15;\">Juste valeur au 31 <span class=\"_ _0\"></span><span class=\"wsf0\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 236px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 221px; z-index: 15;\">Juste valeur au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 221px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 221px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 221px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a5f ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a60 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a61 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur des obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> d\u2019\u00c9tat cla<span class=\"_ _0\"></span>ssifi<span class=\"_ _0\"></span>\u00e9es comme de<span class=\"_ _0\"></span>s placem<span class=\"_ _0\"></span>ents d\u00e9ten<span class=\"_ _0\"></span>us jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x21b h62 y1a62 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se base sur le<span class=\"_ _0\"></span>s cours cot<span class=\"_ _0\"></span>\u00e9s sur les mar<span class=\"_ _0\"></span>ch\u00e9s act<span class=\"_ _0\"></span>ifs (nive<span class=\"_ _0\"></span>au 1).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 147px; height: 413px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 504px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 147px; height: 814px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff25f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le t<span class=\"_ _3\"></span>ableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dessous f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>nt les obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>ons souv<span class=\"_ _0\"></span>eraines<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es comme <span class=\"_ _0\"></span>d\u00e9tenues<span class=\"_ _0\"></span> jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance,<span class=\"_ _0\"></span> par pays <span class=\"_ _0\"></span>d\u2019orig<span class=\"_ _0\"></span>ine, au 3<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9cembre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 532px; bottom: 1065px;\">Co\u00fbt historique/amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 748px; bottom: 1065px;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1035px;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 1020px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px;\">Gouvernement indien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1005px;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1005px;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 990px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 990px;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 945px;\"> </div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px;\"> </div>\n<div class=\"t m0 x184 h68 y6d1 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 914px;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 914px;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 899px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 899px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 899px;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 885px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 885px;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x184 h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 240px; height: 866px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 258px; height: 848px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 258px; height: 848px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 413px; height: 693px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 140px; height: 966px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 140px; height: 966px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1b2e ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b31 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b32 ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de t<span class=\"_ _3\"></span>ransaction sont<span class=\"_ _3\"></span> bas\u00e9s selon une</div>\n<div class=\"t m0 x6 h62 y1b33 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion de nive<span class=\"_ _0\"></span>au 2 (donn\u00e9es<span class=\"_ _0\"></span> observa<span class=\"_ _0\"></span>bles sur d<span class=\"_ _0\"></span>es march\u00e9s<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span>).</div>\n<div class=\"t m0 x6 h62 y1b34 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir \u00e9gal<span class=\"_ _0\"></span>ement la not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">27 </span><span class=\"ff279\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">Produits d<span class=\"_ _3\"></span>\u00e9riv\u00e9s</span> <span class=\"ff279\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">pour de<span class=\"_ _3\"></span>s d\u00e9tails </span></span></div>\n<div class=\"t m0 x6 h62 y1b35 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 549px; height: 104px; width: 339px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1b36 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b37 ff27c fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">Pr\u00eats <span class=\"_ _3\"></span>de <span class=\"_ _3\"></span>titre<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b38 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans le <span class=\"lsde wseb\">cadre de contra<span class=\"_ _3\"></span>ts de pr\u00eat<span class=\"_ _3\"></span>s de titre<span class=\"_ _3\"></span>s, nous avon<span class=\"_ _3\"></span>s autoris\u00e9<span class=\"_ _3\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1b39 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tiers \u00e0 util<span class=\"_ _0\"></span>iser cert<span class=\"_ _0\"></span>ains de nos tit<span class=\"_ _0\"></span>res penda<span class=\"_ _0\"></span>nt une p\u00e9r<span class=\"_ _0\"></span>iode limit<span class=\"_ _0\"></span>\u00e9e, apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1b3a ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quoi les t<span class=\"_ _0\"></span>itres n<span class=\"_ _0\"></span>ous so<span class=\"_ _0\"></span>nt restit<span class=\"_ _0\"></span>u\u00e9s. Pe<span class=\"_ _0\"></span>ndant c<span class=\"_ _0\"></span>ette p\u00e9ri<span class=\"_ _0\"></span>ode, <span class=\"_ _0\"></span>nous</div>\n<div class=\"t m0 x6 h62 y1b3b ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">continuons \u00e0<span class=\"_ _3\"></span> percevoir<span class=\"_ _3\"></span> les reven<span class=\"_ _3\"></span>us que ce<span class=\"_ _3\"></span>s titres g\u00e9<span class=\"_ _3\"></span>n\u00e8<span class=\"wsfa\">rent. Nous </span></div>\n<div class=\"t m0 x6 h62 y1b3c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e9n\u00e9fic<span class=\"_ _0\"></span>ions \u00e9ga<span class=\"_ _0\"></span>lement de ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> sous la form<span class=\"_ _0\"></span>e d'autre<span class=\"_ _0\"></span>s titres av<span class=\"_ _0\"></span>ec un</div>\n<div class=\"t m0 x6 h62 y1b3d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">taux de couv<span class=\"_ _0\"></span>ertur<span class=\"_ _0\"></span>e d'au moins 1<span class=\"_ _0\"></span>05%. \u00c0 la fin de l'<span class=\"_ _0\"></span>exercic<span class=\"_ _0\"></span>e, ces acc<span class=\"_ _0\"></span>ords</div>\n<div class=\"t m0 x6 h62 y1b3e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">couvrai<span class=\"_ _0\"></span>ent un m<span class=\"_ _0\"></span>ontant d<span class=\"_ _0\"></span>\u2019EUR 6<span class=\"_ _0\"></span>91 mill<span class=\"_ _0\"></span>ions (E<span class=\"_ _0\"></span>UR 738 m<span class=\"_ _0\"></span>illions l<span class=\"_ _0\"></span>\u2019an</div>\n<div class=\"t m0 x6 h62 y1b3f ff276 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">dernie<span class=\"_ _0\"></span>r).<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x1a h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.6 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1b31 ff27c fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Int\u00e9r\u00eat<span class=\"_ _0\"></span>s dans des e<span class=\"ls111 ws135\">ntit\u00e9s structur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a h7d y1b40 ff27c fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">consolid\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b41 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Insuran<span class=\"_ _3\"></span>ce, une filiale du<span class=\"_ _3\"></span> Groupe Ageas, d\u00e9tien<span class=\"_ _3\"></span>t des titres qui<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1b42 ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sentent <span class=\"_ _3\"></span>un int\u00e9r\u00eat<span class=\"_ _3\"></span> (par le bi<span class=\"_ _3\"></span>ais de la<span class=\"_ _3\"></span> r\u00e9ception<span class=\"_ _3\"></span> du princi<span class=\"_ _3\"></span>pal et de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b43 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>) dans des ent<span class=\"_ _0\"></span>it\u00e9s st<span class=\"_ _0\"></span>ructur\u00e9<span class=\"_ _0\"></span>es qu\u2019il n<span class=\"_ _0\"></span>e consolid<span class=\"_ _0\"></span>e pas. Les ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1b44 ff276 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">struct<span class=\"lsdc wse9\">ur\u00e9es<span class=\"_ _0\"></span> investi<span class=\"_ _0\"></span>ssent dans d<span class=\"_ _0\"></span>es cr\u00e9an<span class=\"_ _0\"></span>ces hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et des </span></div>\n<div class=\"t m0 x1a h62 y1b45 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation et g<span class=\"_ _0\"></span>\u00e9n\u00e8re<span class=\"_ _0\"></span>nt des fon<span class=\"_ _0\"></span>ds via l<span class=\"_ _0\"></span>\u2019\u00e9miss<span class=\"_ _0\"></span>ion de tit<span class=\"_ _0\"></span>res ou d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1b46 ff276 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">parts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b47 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b48 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s et parts str<span class=\"_ _0\"></span>uctur\u00e9s s<span class=\"_ _0\"></span>ont ins<span class=\"_ _0\"></span>crits au post<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">placement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1b49 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Mis \u00e0 part ce<span class=\"_ _0\"></span>s titres e<span class=\"lsde wseb\">t parts, AG<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">Insurance n<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1b4a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> pas d\u2019autre int<span class=\"_ _0\"></span>\u00e9r\u00eat da<span class=\"_ _0\"></span>ns ces ent<span class=\"_ _0\"></span>it\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es<span class=\"_ _0\"></span>. L\u2019expos<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y1b4b ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">maximale \u00e0 une per<span class=\"_ _3\"></span>te d\u2019AG Insuranc<span class=\"_ _3\"></span>e est limit\u00e9e \u00e0<span class=\"_ _3\"></span> la valeur comptable<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b4c ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des titres<span class=\"_ _3\"></span> et parts<span class=\"_ _3\"></span> d\u00e9tenus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b4d ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b4e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La valeu<span class=\"_ _0\"></span>r compt<span class=\"_ _0\"></span>able de l\u2019<span class=\"_ _0\"></span>int\u00e9r<span class=\"_ _0\"></span>\u00eat d\u00e9ten<span class=\"_ _0\"></span>u par <span class=\"lsde wsea\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insurance dans l<span class=\"_ _3\"></span>e fonds </span></span></div>\n<div class=\"t m0 x1a h62 y1b4f ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eats hy<span class=\"_ _0\"></span>poth\u00e9c<span class=\"_ _0\"></span>aires s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>319 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> au 31 d\u00e9cem<span class=\"_ _0\"></span>bre</div>\n<div class=\"t m0 x1a h62 y1b50 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2022 (EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">410 millions au 31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21). La <span class=\"_ _3\"></span>valeur compt<span class=\"_ _3\"></span>able de </span></span></div>\n<div class=\"t m0 x1a h62 y1b51 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Insurance dans des cr\u00e9ances<span class=\"_ _3\"></span> adoss\u00e9es \u00e0 des </span></span></div>\n<div class=\"t m0 x1a h62 y1b52 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve <span class=\"lsff ws112\">\u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">28 millions au 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1b53 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(EUR 35 mil<span class=\"_ _0\"></span>lions au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>021). La val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable de</div>\n<div class=\"t m0 x1a h62 y1b54 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> </span>Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e dans l<span class=\"_ _0\"></span>e Capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">investissement </span></span></div>\n<div class=\"t m0 x1a h62 y1b55 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(Privat<span class=\"_ _0\"></span>e equity) s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">173 millions au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1b56 ff276 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">27<span class=\"_ _3\"></span> millions<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cembre 2021).</span></span></div>\n<div class=\"t m0 xab h9f y1b57 ff279 fs63 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b58 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b59 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b5a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fonds de p<span class=\"_ _0\"></span>r\u00eats hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es est tota<span class=\"_ _0\"></span>lement d\u00e9t<span class=\"_ _0\"></span>enu par</div>\n<div class=\"t m0 x1a h62 y1b5b ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">Insurance et<span class=\"_ _0\"></span> l\u2019act<span class=\"_ _0\"></span>if total <span class=\"_ _0\"></span>des cr\u00e9<span class=\"_ _0\"></span>ances a<span class=\"_ _0\"></span>doss\u00e9es<span class=\"_ _0\"></span> \u00e0 des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y1b5c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n s\u2019\u00e9l\u00e8ve \u00e0 EU<span class=\"_ _0\"></span>R 196 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 2022 (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">339 </span></div>\n<div class=\"t m0 x1a h62 y1b5d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au 31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span>re 2021).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 155px; height: 498px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 952px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsOtherThanInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag423": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x21b h7d y1a49 ff25b fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1a4a ff25b fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Placements d\u00e9tenus jusqu\u2019\u00e0 l\u2019\u00e9ch\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6ed ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 489px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 474px; z-index: 15;\">d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 504px; z-index: 15;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6ed ff256 fs45 fce sc0 lse0 wsee\" style=\"left: 658px; bottom: 489px; z-index: 15;\">\u00e9mises par des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y68f ff256 fs45 fce sc0 lse0 wsed\" style=\"left: 675px; bottom: 474px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6ed ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff256 fs45 fce sc0 lse1 wsef\" style=\"left: 774px; bottom: 474px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff256 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y694 ff259 fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 444px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 <span class=\"wsef\">l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 642px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6de ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 793px; bottom: 444px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 429px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">au 1er janvier 2021</span> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y697 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 429px; z-index: 15;\">4.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 414px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6de ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y6de ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 414px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 399px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 399px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69b ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 399px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 384px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 370px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2021</span> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y69b ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 370px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y69b ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 370px; z-index: 15;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 355px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 629px; bottom: 355px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 355px; z-index: 15;\">341<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 355px; z-index: 15;\">1.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 340px; z-index: 15;\">Placements \u00e9chus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 340px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y68c ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 340px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 325px; z-index: 15;\">Acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 633px; bottom: 325px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 714px; bottom: 325px; z-index: 15;\">8</div>\n<div class=\"t m0 x233 h65 y6d1 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 325px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 310px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6a6 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 310px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff256 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 295px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 627px; bottom: 295px; z-index: 15;\">(81)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 703px; bottom: 295px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y797 ff256 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 295px; z-index: 15;\">(116)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff25a fs45 fce sc0 lse1 wsf6\" style=\"left: 325px; bottom: 280px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> jusq<span class=\"_ _0\"></span>u'\u00e0 l'\u00e9c<span class=\"_ _0\"></span>h\u00e9ance<span class=\"_ _0\"></span><span class=\"ff256 fc15 ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a6 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 280px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 266px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">au 31 d\u00e9cembre 2022</span> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 266px; z-index: 15;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 266px; z-index: 15;\">314<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 266px; z-index: 15;\">5.420<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 642px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 718px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff256 fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 251px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff25a fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 236px; z-index: 15;\">Juste valeur au 31 <span class=\"_ _0\"></span><span class=\"wsf0\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y694 ff25a fs45 fce sc0 ls0 ws0\" style=\"left: 718px; bottom: 236px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h67 y694 ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 236px; z-index: 15;\">6.497<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff25a fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 221px; z-index: 15;\">Juste valeur au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 620px; bottom: 221px; z-index: 15;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 221px; z-index: 15;\">315<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6de ff25a fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 221px; z-index: 15;\">5.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a5f ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a60 ff256 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1a61 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La juste val<span class=\"_ _0\"></span>eur des obl<span class=\"_ _0\"></span>igations<span class=\"_ _0\"></span> d\u2019\u00c9tat cla<span class=\"_ _0\"></span>ssifi<span class=\"_ _0\"></span>\u00e9es comme de<span class=\"_ _0\"></span>s placem<span class=\"_ _0\"></span>ents d\u00e9ten<span class=\"_ _0\"></span>us jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch\u00e9a<span class=\"_ _0\"></span>nce</div>\n<div class=\"t m0 x21b h62 y1a62 ff256 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se base sur le<span class=\"_ _0\"></span>s cours cot<span class=\"_ _0\"></span>\u00e9s sur les mar<span class=\"_ _0\"></span>ch\u00e9s act<span class=\"_ _0\"></span>ifs (nive<span class=\"_ _0\"></span>au 1).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 147px; height: 413px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff25f fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans le t<span class=\"_ _3\"></span>ableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dessous f<span class=\"_ _0\"></span>igure<span class=\"_ _0\"></span>nt les obl<span class=\"_ _0\"></span>igati<span class=\"_ _0\"></span>ons souv<span class=\"_ _0\"></span>eraines<span class=\"_ _0\"></span> class\u00e9<span class=\"_ _0\"></span>es comme <span class=\"_ _0\"></span>d\u00e9tenues<span class=\"_ _0\"></span> jusqu<span class=\"_ _0\"></span>\u2019\u00e0 l\u2019\u00e9ch<span class=\"_ _0\"></span>\u00e9ance,<span class=\"_ _0\"></span> par pays <span class=\"_ _0\"></span>d\u2019orig<span class=\"_ _0\"></span>ine, au 3<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span><span class=\"wse8\">d\u00e9cembre.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1065px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 532px; bottom: 1065px;\">Co\u00fbt historique/amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x87 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 748px; bottom: 1065px;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6de ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x31 h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 1035px;\">4.296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1035px;\">4.776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1020px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 1020px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1020px;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px;\">Gouvernement indien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 1005px;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 1005px;\">768<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 990px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 990px;\">5.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 y6a0 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px;\">5.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 974px;\"> </div>\n<div class=\"t m0 x31 h67 y69b ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 974px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 960px;\"> </div>\n<div class=\"t m0 x31 h67 y68a ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 960px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 945px;\"> </div>\n<div class=\"t m0 x31 h65 y68c ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 945px;\"> </div>\n<div class=\"t m0 x184 h68 y6d1 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 929px;\"> </div>\n<div class=\"t m0 x31 h65 y6d1 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 929px;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 914px;\">4.304<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h65 y6cb ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 914px;\">6.399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 899px;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 899px;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 899px;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff262 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 885px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 885px;\">4.351<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x37a h67 yb68 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 885px;\">6.497<span class=\"ls0 ws0\"> </span></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x184 h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px;\"> </div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 240px; height: 866px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 258px; height: 848px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 413px; height: 693px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 140px; height: 966px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 689px; height: 417px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Det<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">sub<span class=\"_ _3\"></span>ordonn<span class=\"_ _3\"></span>\u00e9es</div>\n<div class=\"t m0 x23a h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 552px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Emises par <span class=\"lse0 wsf0\">Ageasfinlux S.A.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1 h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Billets restreints avec droits acquis Tier 1 FRESH<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Emises par A<span class=\"_ _3\"></span>geas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Titres subordonn\u00e9s perp\u00e9tuels \u00e0 <span class=\"_ _0\"></span>taux fixe \u00e0 revalorisa<span class=\"_ _0\"></span>tion temporaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse5 ws100\">T<span class=\"_ _3\"></span>itr<span class=\"_ _3\"></span>es Tier 1 r<span class=\"_ _3\"></span>estr<span class=\"_ _3\"></span>eints<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 xf7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0 <span class=\"ls106 ws0\">flottant Tier 2<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Emises par AG Insura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Pr\u00eat subordonn\u00e9 \u00e0 taux fixe puis flottant Tier 2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Obligations subordonn\u00e9es remboursables par anticipation \u00e0 taux fixe puis flottan<span class=\"_ _0\"></span>t Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Emises par Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Pr\u00eat subordonn\u00e9 restreint ave<span class=\"_ _0\"></span>c droits acquis rembou<span class=\"_ _0\"></span>rsable par anticipation \u00e0 <span class=\"_ _0\"></span>taux fixe puis flottan<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff30c fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total des dettes subordonn<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x122 h65 y69d ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 469px; bottom: 576px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 557px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 65px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y69b ff30c fs45 fce sc0 ls0 ws0\" style=\"left: 635px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xfd h68 y69b ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 801px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff30c fs45 fce sc0 lse0 wsee\" style=\"left: 67px; bottom: 545px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6cb ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 530px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68a ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 67px; bottom: 515px; z-index: 15;\">Rachat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 yb68 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 500px; z-index: 15;\">Gains r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 486px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres (voir 20.1 pour plu<span class=\"_ _0\"></span>s de d\u00e9tails)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y6a6 ff30c fs45 fce sc0 lse2 ws103\" style=\"left: 67px; bottom: 471px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e84 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e85 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e86 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des dettes<span class=\"_ _0\"></span> subord<span class=\"_ _0\"></span>onn\u00e9es en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 so<span class=\"_ _0\"></span>nt des posit<span class=\"_ _0\"></span>ions ass<span class=\"_ _0\"></span>orties d\u2019<span class=\"_ _0\"></span>une \u00e9ch\u00e9<span class=\"_ _0\"></span>ance de plus d<span class=\"_ _0\"></span>e 5 ans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e87 ff30d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e88 ff30d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Billets restreints avec droits<span class=\"ls0 ws0\"> <span class=\"ls110 ws134\">acquis Tier 1 FRESH</span></span></div>\n<div class=\"t m0 x6 h62 y1e89 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 7 mai 2002, A<span class=\"_ _0\"></span>geasfi<span class=\"_ _0\"></span>nlux S.A. a \u00e9<span class=\"_ _0\"></span>mis des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers sans</div>\n<div class=\"t m0 x6 h62 y1e8a ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">date d'\u00e9ch\u00e9an<span class=\"_ _3\"></span>ce, intitul\u00e9s F<span class=\"_ _3\"></span>RESH (titres hybride<span class=\"_ _3\"></span><span class=\"wseb\">s, subordonn\u00e9<span class=\"_ _3\"></span>s et </span></div>\n<div class=\"t m0 x6 h62 y1e8b ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">index\u00e9s<span class=\"_ _0\"></span>, \u00e0 taux f<span class=\"_ _0\"></span>lottan<span class=\"_ _0\"></span>t <span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">Floating<span class=\"_ _3\"></span> Rate Equity</span>-<span class=\"_ _3\"></span></span><span class=\"lsde\">linked Subordi<span class=\"_ _3\"></span>nated </span></div>\n<div class=\"t m0 x6 h62 y1e8c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Hybrid capi<span class=\"_ _3\"></span>tal securi<span class=\"_ _3\"></span>ties) pour un<span class=\"_ _3\"></span> montant t<span class=\"_ _3\"></span>otal en p<span class=\"_ _3\"></span>rincipal d\u2019EU<span class=\"_ _3\"></span>R 1.250</div>\n<div class=\"t m0 x6 h62 y1e8d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span>, au taux flo<span class=\"_ _0\"></span>ttant de l'<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3 mois plus 135 p<span class=\"_ _0\"></span>oints de bas<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x6 h62 y1e8e ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces titres <span class=\"_ _3\"></span>n'ont pas<span class=\"_ _3\"></span> de date<span class=\"_ _3\"></span> d'\u00e9ch\u00e9ance, m<span class=\"_ _3\"></span>ais peuven<span class=\"_ _3\"></span>t \u00eatre \u00e9chang\u00e9<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e8f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contre d<span class=\"_ _0\"></span>es actions A<span class=\"_ _0\"></span>geas au prix<span class=\"_ _0\"></span> d\u2019EUR 315 p<span class=\"_ _0\"></span>ar action \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e90 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du porteu<span class=\"_ _0\"></span>r. Les titr<span class=\"_ _0\"></span>es seront a<span class=\"_ _0\"></span>utomati<span class=\"_ _0\"></span>quement c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e91 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas si le co<span class=\"_ _0\"></span>urs de l'act<span class=\"_ _0\"></span>ion Agea<span class=\"_ _0\"></span>s est sup\u00e9<span class=\"_ _0\"></span>rieur ou \u00e9ga<span class=\"_ _0\"></span>l \u00e0 EUR 472,<span class=\"_ _0\"></span>50</div>\n<div class=\"t m0 x6 h62 y1e92 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pe<span class=\"wseb\">ndant <span class=\"_ _0\"></span>vingt j<span class=\"_ _0\"></span>ours de<span class=\"_ _0\"></span> bourse <span class=\"_ _0\"></span>cons\u00e9cut<span class=\"_ _0\"></span>ifs. C<span class=\"_ _0\"></span>es titres <span class=\"_ _0\"></span>se qualif<span class=\"_ _0\"></span>ient </span></div>\n<div class=\"t m0 x6 h62 y1e93 ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme capital<span class=\"_ _3\"></span> Tier 1 avec droits acqui<span class=\"_ _3\"></span>s (grandfathere<span class=\"_ _3\"></span>d) selon</div>\n<div class=\"t m0 x6 h62 y1e94 ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II <span class=\"_ _0\"></span>et sont<span class=\"_ _0\"></span> not\u00e9s A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s, Baa2<span class=\"_ _3\"></span> par Mood<span class=\"_ _3\"></span>y\u2019s </span></div>\n<div class=\"t m0 x6 h62 y1e95 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et BBB par Fit<span class=\"_ _0\"></span>ch.</div>\n<div class=\"t m0 x1a h62 y1e96 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 \u00e9mis p<span class=\"_ _0\"></span>ar Ageasf<span class=\"_ _0\"></span>inlu<span class=\"lsde wseb\">x S.A., et Ageas<span class=\"_ _3\"></span> SA/NV agissai<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y1e97 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tant que cod<span class=\"_ _0\"></span>\u00e9bitric<span class=\"_ _0\"></span>e. Le mont<span class=\"_ _0\"></span>ant princ<span class=\"_ _0\"></span>ipal des tit<span class=\"_ _0\"></span>res ne sera pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e98 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rs\u00e9 en num\u00e9r<span class=\"_ _0\"></span>aire. Les<span class=\"_ _0\"></span> 1,2 million d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> actuelle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 y1e99 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en circul<span class=\"_ _0\"></span>ation qu'<span class=\"_ _0\"></span>Ageasf<span class=\"_ _0\"></span>inlux S.<span class=\"_ _0\"></span>A. a mises en ga<span class=\"_ _0\"></span>rantie au p<span class=\"_ _0\"></span>rofit des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9a ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tent<span class=\"_ _0\"></span>eurs de FRE<span class=\"_ _0\"></span>SH const<span class=\"_ _0\"></span>ituent le s<span class=\"_ _0\"></span>eul recou<span class=\"_ _0\"></span>rs pour ces d\u00e9t<span class=\"_ _0\"></span>enteu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1e9b ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'\u00e9gard de la cod<span class=\"_ _3\"></span>\u00e9bitrice quant<span class=\"_ _3\"></span> au montant en prin<span class=\"_ _3\"></span>cipal. Dans l'a<span class=\"_ _3\"></span>ttente de</div>\n<div class=\"t m0 x1a h62 y1e9c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9change de<span class=\"_ _3\"></span>s FRESH con<span class=\"_ _3\"></span>tre des ac<span class=\"_ _3\"></span>tions Ageas, <span class=\"_ _3\"></span>ces action<span class=\"_ _3\"></span>s Ageas ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont assort<span class=\"_ _0\"></span>ies d'a<span class=\"_ _0\"></span>ucun droit \u00e0 di<span class=\"_ _0\"></span>viden<span class=\"_ _0\"></span>de ni droit de vot<span class=\"_ _0\"></span>e (le<span class=\"ls0 ws0\"> </span><span class=\"wse8\">nombr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y1e9e ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'actio<span class=\"_ _0\"></span>ns Ageas d<span class=\"_ _0\"></span>\u00e9clar\u00e9 en ci<span class=\"_ _0\"></span>rculat<span class=\"_ _0\"></span>ion au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre 202<span class=\"_ _0\"></span>2 incluent</div>\n<div class=\"t m0 x1a h62 y1e9f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9j\u00e0 les 1,<span class=\"_ _0\"></span>2 million d'<span class=\"_ _0\"></span>actions A<span class=\"_ _0\"></span>geas \u00e9mis<span class=\"_ _0\"></span>es dans l'o<span class=\"_ _0\"></span>bjectif<span class=\"_ _0\"></span> de cet</div>\n<div class=\"t m0 x1a h62 y1ea0 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>e).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 136px; height: 825px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de non<span class=\"ls0 ws0\">-</span>pai<span class=\"_ _0\"></span>ement de d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur les actio<span class=\"_ _0\"></span>ns Ageas, o<span class=\"_ _0\"></span>u si le</div>\n<div class=\"t m0 x6 h62 y8b2 ff310 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsde wseb\">ntant des di<span class=\"_ _3\"></span>videndes d\u00e9cl<span class=\"_ _3\"></span>ar\u00e9s est in<span class=\"_ _3\"></span>f\u00e9rieur \u00e0 <span class=\"_ _3\"></span>un certain <span class=\"_ _3\"></span>seuil pour<span class=\"_ _3\"></span> un </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercice do<span class=\"_ _3\"></span>nn\u00e9 (rendemen<span class=\"_ _3\"></span>t de divi<span class=\"_ _3\"></span>dende inf\u00e9rieur<span class=\"_ _3\"></span> \u00e0 0,5<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">%), ainsi qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans certa<span class=\"_ _3\"></span>ines autres <span class=\"_ _3\"></span>circonstances<span class=\"_ _3\"></span> exceptionnel<span class=\"_ _3\"></span>les, le pa<span class=\"_ _3\"></span>iement de</div>\n<div class=\"t m0 x6 h62 y93f ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coupons s'<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>uera en ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on d'un m\u00e9c<span class=\"_ _0\"></span>anism<span class=\"_ _0\"></span>e appel\u00e9 M\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 y940 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">alternat<span class=\"_ _0\"></span>ive de r\u00e8g<span class=\"_ _0\"></span>lement d<span class=\"_ _0\"></span>u coupon (A<span class=\"_ _0\"></span>lternat<span class=\"_ _0\"></span>ive Coupo<span class=\"_ _0\"></span>n Settlem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y941 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Method <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> </span><span class=\"wsfa\">ACSM). Le<span class=\"_ _3\"></span> m\u00e9canisme ACSM impl<span class=\"_ _3\"></span>ique l'\u00e9missio<span class=\"_ _3\"></span>n de </span></div>\n<div class=\"t m0 x6 h62 y942 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es actions<span class=\"_ _0\"></span> Ageas et leu<span class=\"_ _0\"></span>r remise au<span class=\"_ _0\"></span>x d\u00e9tente<span class=\"_ _0\"></span>urs des FRE<span class=\"_ _0\"></span>SH. A ce</div>\n<div class=\"t m0 x6 h62 y943 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour, tous l<span class=\"_ _0\"></span>es coupon<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 pay\u00e9s<span class=\"_ _0\"></span> en num\u00e9r<span class=\"_ _0\"></span><span class=\"wseb\">aire. En c<span class=\"_ _0\"></span>as de </span></div>\n<div class=\"t m0 x6 h62 y944 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clenc<span class=\"_ _0\"></span>hement d<span class=\"_ _0\"></span>e l\u2019ACSM,<span class=\"_ _0\"></span> si le capital a<span class=\"_ _0\"></span>utoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est</div>\n<div class=\"t m0 x6 h62 y945 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">insuffisant <span class=\"_ _3\"></span>pour perme<span class=\"_ _3\"></span>ttre \u00e0 Ageas<span class=\"_ _3\"></span> SA/NV d\u2019honorer<span class=\"_ _3\"></span> l\u2019oblig<span class=\"_ _3\"></span>ation ACSM,</div>\n<div class=\"t m0 x6 h62 y946 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e8glem<span class=\"_ _0\"></span>ent du coupo<span class=\"_ _0\"></span>n est report<span class=\"_ _0\"></span>\u00e9 jusq<span class=\"_ _0\"></span>u\u2019au mome<span class=\"_ _0\"></span>nt o\u00f9 la poss<span class=\"_ _0\"></span>ibilit\u00e9</div>\n<div class=\"t m0 x6 h62 y9ed ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9mission d\u2019a<span class=\"_ _3\"></span>ctions sera restau<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ee ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ef ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 novem<span class=\"_ _0\"></span>bre 2019, A<span class=\"_ _0\"></span>geas a lanc<span class=\"_ _0\"></span>\u00e9, via sa fil<span class=\"_ _0\"></span>iale d\u00e9ten<span class=\"_ _0\"></span>ue \u00e0 100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A., une <span class=\"_ _0\"></span>offre d\u2019<span class=\"_ _0\"></span>achat e<span class=\"_ _0\"></span>n num\u00e9r<span class=\"_ _0\"></span>aire de l<span class=\"_ _0\"></span>a total<span class=\"_ _0\"></span>it\u00e9 des t<span class=\"_ _0\"></span>itres</div>\n<div class=\"t m0 x6 h62 y9f1 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">FRESH e<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>lation.<span class=\"_ _0\"></span> Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A. a sim<span class=\"_ _0\"></span>ultan\u00e9m<span class=\"_ _0\"></span>ent lanc<span class=\"_ _0\"></span>\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9f2 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sollicit<span class=\"_ _0\"></span>ation <span class=\"_ _0\"></span>de conse<span class=\"_ _0\"></span>ntement<span class=\"_ _0\"></span> pour <span class=\"wse9\">pe<span class=\"_ _0\"></span>rmettre l\u2019<span class=\"_ _0\"></span>achat de<span class=\"_ _0\"></span>s titres FR<span class=\"_ _0\"></span>ESH. </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le consent<span class=\"_ _0\"></span>ement d\u2019a<span class=\"_ _0\"></span>u moins la ma<span class=\"_ _0\"></span>jorit\u00e9 du m<span class=\"_ _0\"></span>ontant pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span> cumul\u00e9 en</div>\n<div class=\"t m0 x6 h62 y9f4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation de FRE<span class=\"_ _0\"></span>SH est n\u00e9c<span class=\"_ _0\"></span>essaire po<span class=\"_ _0\"></span>ur que la pro<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x6 h62 y9f5 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des condi<span class=\"_ _3\"></span>tions de ces<span class=\"_ _3\"></span> titres <span class=\"_ _3\"></span>soit adopt\u00e9e<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 3 janvier 2<span class=\"_ _0\"></span>020, Ageas<span class=\"_ _0\"></span> a ann<span class=\"wseb\">onc\u00e9 <span class=\"_ _0\"></span>qu\u2019au t<span class=\"_ _0\"></span>otal 65,<span class=\"_ _0\"></span>50<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff310 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">818<span class=\"_ _3\"></span>.750.000) du<span class=\"_ _3\"></span> montant nominal cum<span class=\"_ _3\"></span>ul\u00e9 en circulation<span class=\"_ _3\"></span> des titres </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">FRESH ont<span class=\"_ _0\"></span> \u00e9t\u00e9 offert<span class=\"_ _0\"></span>s et accept<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019achat.<span class=\"_ _0\"></span> En cons\u00e9q<span class=\"_ _0\"></span>uence, a<span class=\"_ _0\"></span>u d\u00e9but</div>\n<div class=\"t m0 x6 h62 y9fa ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du 2e trimestre<span class=\"_ _3\"></span> 2020, Ageas a achet\u00e9<span class=\"_ _3\"></span> des titres FRESH rep<span class=\"_ _3\"></span>r\u00e9sentant un</div>\n<div class=\"t m0 x6 h62 y9fb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> de princip<span class=\"_ _0\"></span>al <span class=\"lsf8 ws0\">total<span class=\"_ _3\"></span> d\u2019E<span class=\"_ _3\"></span>UR<span class=\"ls0\"> </span></span>47.250.000 ap<span class=\"_ _0\"></span>r\u00e8s une proc<span class=\"_ _0\"></span>\u00e9dure de</div>\n<div class=\"t m0 x6 h62 y9fc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wseb\">reverse inqu<span class=\"_ _0\"></span>iry \u00bb pa<span class=\"_ _0\"></span>r un d\u00e9t<span class=\"_ _0\"></span>enteur ti<span class=\"_ _0\"></span>ers. Tou<span class=\"_ _0\"></span>s les t<span class=\"_ _0\"></span>itres FR<span class=\"_ _0\"></span>ESH </span></div>\n<div class=\"t m0 x6 h62 y9fd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">achet\u00e9s e<span class=\"_ _0\"></span>n 2020 ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9chang<span class=\"_ _0\"></span>\u00e9s en 2.749.<span class=\"_ _0\"></span>206 acti<span class=\"_ _0\"></span>ons sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jac<span class=\"_ _0\"></span>entes </span></div>\n<div class=\"t m0 x6 h62 y9fe ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019Ageas SA/NV. Ce<span class=\"_ _3\"></span>s actions sont reco<span class=\"_ _3\"></span>nnues au bilan du Gr<span class=\"_ _3\"></span>oupe en tant</div>\n<div class=\"t m0 x6 h62 y9ff ff310 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">qu\u2019acti<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons de tr\u00e9<span class=\"_ _3\"></span>sorerie et<span class=\"_ _3\"></span> ne donnen<span class=\"_ _3\"></span>t droit ni<span class=\"_ _3\"></span> \u00e0 dividende<span class=\"_ _3\"></span> ni \u00e0 d<span class=\"_ _3\"></span>roit de </span></div>\n<div class=\"t m0 x6 h62 ya00 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vote. Le <span class=\"_ _0\"></span>nombre t<span class=\"_ _0\"></span>otal d<span class=\"_ _0\"></span>\u2019actions<span class=\"_ _0\"></span> d\u2019Ageas<span class=\"_ _0\"></span> SA/NV <span class=\"_ _0\"></span>en circu<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n \u00e0 la suit<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cette op\u00e9<span class=\"_ _0\"></span>ration re<span class=\"_ _0\"></span>ste inc<span class=\"_ _0\"></span>hang\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours du qu<span class=\"_ _0\"></span>atri\u00e8m<span class=\"_ _0\"></span>e trimestr<span class=\"_ _0\"></span>e 2022, Age<span class=\"_ _0\"></span>as SA/NV a ac<span class=\"_ _0\"></span>quis pou<span class=\"_ _0\"></span>r un</div>\n<div class=\"t m0 x6 h62 ya04 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant total <span class=\"lsdc wse9\">d\u2019EUR 233,25 mill<span class=\"_ _0\"></span>ions de tit<span class=\"_ _0\"></span>res FRESH<span class=\"_ _0\"></span> \u00e9mis en 2002 p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 ya05 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> Les EUR 233,<span class=\"_ _0\"></span>25 milli<span class=\"_ _0\"></span>ons de titres<span class=\"_ _0\"></span> FRESH ac<span class=\"_ _0\"></span>quis sont</div>\n<div class=\"t m0 x6 h62 ya06 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>ement d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V et n'ont pa<span class=\"_ _0\"></span>s encore \u00e9t<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ya07 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. P<span class=\"_ _0\"></span>ar cons\u00e9qu<span class=\"_ _0\"></span>ent, au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2<span class=\"_ _0\"></span>022, un</div>\n<div class=\"t m0 x6 h62 ya08 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mont<span class=\"lsdc wse9\">ant total de EU<span class=\"_ _0\"></span>R 384 milli<span class=\"_ _0\"></span>ons en princ<span class=\"_ _0\"></span>ipal rest<span class=\"_ _0\"></span>e en circul<span class=\"_ _0\"></span>ation au </span></div>\n<div class=\"t m0 x6 h62 ya09 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _3\"></span>'Ageasfinlux S.A.<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Les EUR 233,<span class=\"_ _0\"></span>25 millio<span class=\"_ _0\"></span>ns sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s au </span></div>\n<div class=\"t m0 x6 h62 ya0a ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau du<span class=\"_ _3\"></span> groupe Ageas<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">Veuille<span class=\"_ _3\"></span>z</span>-<span class=\"lsdc wse9\">vous r\u00e9f\u00e9r<span class=\"_ _0\"></span>er \u00e0 la note 32 pour l'<span class=\"_ _0\"></span>impact </span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en r\u00e9sult<span class=\"_ _0\"></span>e sur le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at conso<span class=\"_ _0\"></span>lid<span class=\"wse8\">\u00e9.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7d yafb ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ea9 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Bill<span class=\"_ _3\"></span>ets subordon<span class=\"_ _3\"></span>n\u00e9s \u00e0 <span class=\"_ _3\"></span>taux fixe<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x6 h7d y1eaa ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1eab ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eac ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 novem<span class=\"_ _0\"></span>bre 2020, A<span class=\"_ _0\"></span>geas SA/<span class=\"_ _0\"></span>NV a \u00e9mis des<span class=\"_ _0\"></span> titres de cr\u00e9<span class=\"_ _0\"></span>ance sou<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1ead ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la forme d\u2019EUR 500 mi<span class=\"_ _3\"></span>llions de bille<span class=\"_ _3\"></span>ts subordonn\u00e9s \u00e0 tau<span class=\"_ _3\"></span>x fixe \u00e0 flo<span class=\"lsf0 ws104\">ttant </span></div>\n<div class=\"t m0 x6 h62 y1eae ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 2051.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eaf ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1eb0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Billet<span class=\"_ _0\"></span>s sont ass<span class=\"_ _0\"></span>ortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 1,8<span class=\"_ _0\"></span>75<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% payabl<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y1eb1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>lement jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion (24 nov<span class=\"_ _0\"></span>embre</div>\n<div class=\"t m0 x6 h62 y1eb2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2031). \u00c0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion, le coup<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>dra d\u00fb</div>\n<div class=\"t m0 x6 h62 y1eb3 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">t<span class=\"lsdc wse9\">rimestriel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> \u00e0 un taux flotta<span class=\"_ _0\"></span>nt corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nt \u00e0 l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 mois </span></div>\n<div class=\"t m0 x6 h62 y1eb4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>\u00e9 d\u2019un \u00e9cart<span class=\"_ _0\"></span> de cr\u00e9dit in<span class=\"_ _0\"></span>itial et<span class=\"_ _0\"></span> d\u2019une majo<span class=\"_ _0\"></span>ration de 10<span class=\"_ _0\"></span>0 points</div>\n<div class=\"t m0 x1a h62 y1eb5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de base. On not<span class=\"_ _0\"></span>era qu\u2019<span class=\"_ _0\"></span>Ageas peut<span class=\"_ _0\"></span>, \u00e0 sa discr<span class=\"_ _0\"></span>\u00e9tion, d<span class=\"_ _0\"></span>\u00e9cider d\u2019a<span class=\"_ _0\"></span>ppeler</div>\n<div class=\"t m0 x1a h62 y1eb6 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019instr<span class=\"_ _0\"></span>ument le 24 m<span class=\"_ _0\"></span>ai 2031, soit<span class=\"_ _0\"></span> 6 mois ava<span class=\"_ _0\"></span>nt la premi\u00e8<span class=\"_ _0\"></span>re date de</div>\n<div class=\"t m0 x1a h62 y1eb7 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9initialisat<span class=\"_ _3\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1eb8 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1eb9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al Tier 2 pou<span class=\"_ _0\"></span>r le Group<span class=\"_ _0\"></span>e Ageas ains<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 y1eba ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que pour Age<span class=\"_ _0\"></span>as SA/NV s<span class=\"_ _0\"></span>elon Solv<span class=\"_ _0\"></span>abilit\u00e9 II et<span class=\"_ _0\"></span> est not\u00e9 A<span class=\"ls0 ws0\">- <span class=\"lsde wseb\">par Standard<span class=\"_ _3\"></span> &amp; </span></span></div>\n<div class=\"t m0 x1a h62 y1ebb ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Poor\u2019s e<span class=\"_ _0\"></span>t Fitch. <span class=\"_ _0\"></span>Il est<span class=\"_ _0\"></span> cot\u00e9 su<span class=\"_ _0\"></span>r le marc<span class=\"_ _0\"></span>h\u00e9 r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de <span class=\"_ _0\"></span>la Bou<span class=\"_ _0\"></span>rse de</div>\n<div class=\"t m0 x1a h62 y1ebc ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Luxembourg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd4 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Titr<span class=\"_ _3\"></span>es subordonn<span class=\"_ _3\"></span>\u00e9s perp\u00e9t<span class=\"_ _3\"></span>uels \u00e0 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1ebd ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">taux fixe \u00e0 <span class=\"_ _3\"></span>revalorisation temporaire <span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Tier</span> <span class=\"_ _3\"></span><span class=\"ls100 ws11b\">1 </span></span></div>\n<div class=\"t m0 x1a h7d y1ebe ff312 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">(Perpetual Subordinated<span class=\"_ _0\"></span> Fixed Rate Resettable</div>\n<div class=\"t m0 x1a h7d y1ebf ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Temporary Write<span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Down R<span class=\"_ _3\"></span>estricted Tier <span class=\"_ _3\"></span>1 Notes)</span> </span></div>\n<div class=\"t m0 x1a h62 y1ec0 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2019<span class=\"_ _3\"></span>, Ageas SA<span class=\"_ _3\"></span>/NV a \u00e9mis d<span class=\"_ _3\"></span>es titres de<span class=\"_ _3\"></span> de<span class=\"lsf8 ws111\">tte<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ec2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">subord<span class=\"_ _0\"></span>onn\u00e9e pour un m<span class=\"_ _0\"></span>ontant t<span class=\"_ _0\"></span>otal d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"wseb\">750 milli<span class=\"_ _0\"></span>ons sou<span class=\"_ _0\"></span>s la form<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 y1ec3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">titres subo<span class=\"_ _3\"></span>rdonn\u00e9s perp\u00e9<span class=\"_ _3\"></span>tuels \u00e0 <span class=\"_ _3\"></span>taux fixe \u00e0<span class=\"_ _3\"></span> revaloris<span class=\"_ _3\"></span>ation temporaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ec4 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(Perpetual<span class=\"_ _3\"></span> Subordinated Fixed Ra<span class=\"_ _3\"></span>te Resettable Tempora<span class=\"_ _3\"></span>ry Write<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Do<span class=\"_ _3\"></span>wn </span></span></div>\n<div class=\"t m0 x1a h62 y1ec5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ec6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s sont a<span class=\"lsde wseb\">ssortis d\u2019un coupon<span class=\"_ _3\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>% payable<span class=\"_ _0\"></span> annuellem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1ec8 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avec reva<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion en juin 2<span class=\"_ _0\"></span>030 (pas de maj<span class=\"_ _0\"></span>orati<span class=\"_ _0\"></span>on) et tous les c<span class=\"_ _0\"></span>inq ans</div>\n<div class=\"t m0 x1a h62 y1ec9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la suit<span class=\"_ _0\"></span>e. Les titr<span class=\"_ _0\"></span>es n'ont pas de d<span class=\"_ _0\"></span>ate d'\u00e9ch<span class=\"_ _0\"></span>\u00e9ance pr<span class=\"_ _0\"></span>\u00e9vue et, sa<span class=\"_ _0\"></span>uf</div>\n<div class=\"t m0 x1a h62 y1eca ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans cert<span class=\"_ _0\"></span>aines cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces limi<span class=\"_ _0\"></span>t\u00e9es, ne pe<span class=\"_ _0\"></span>uvent pas \u00eat<span class=\"_ _0\"></span>re r<span class=\"wseb\">achet<span class=\"_ _0\"></span>\u00e9s par </span></div>\n<div class=\"t m0 x1a h62 y1ecb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV avan<span class=\"_ _0\"></span>t la p\u00e9riode d<span class=\"_ _0\"></span>e six mois pr\u00e9c<span class=\"_ _0\"></span>\u00e9dant j<span class=\"_ _0\"></span>uin 2030.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ecc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ecd ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> ont le <span class=\"_ _3\"></span>statut de c<span class=\"_ _3\"></span>apital Tier<span class=\"_ _3\"></span> 1 restrei<span class=\"_ _3\"></span>nt pour le<span class=\"_ _3\"></span> Groupe Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1ece ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Ils <span class=\"_ _3\"></span>sont no<span class=\"_ _3\"></span>t\u00e9s BBB+ par</div>\n<div class=\"t m0 x1a h62 y1ecf ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s et BB<span class=\"_ _3\"></span>B par F<span class=\"_ _3\"></span>itch<span class=\"lsdc\">. Ils sont c<span class=\"_ _0\"></span>ot\u00e9s s<span class=\"_ _0\"></span>ur le ma<span class=\"_ _0\"></span>rch\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y1ed0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de la Bou<span class=\"_ _0\"></span>rse de Luxe<span class=\"_ _0\"></span>mbourg.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ed1 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ed2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le produi<span class=\"_ _0\"></span>t net de l\u2019\u00e9m<span class=\"_ _0\"></span>ission a se<span class=\"_ _0\"></span>rvi aux beso<span class=\"_ _0\"></span>ins g\u00e9n\u00e9r<span class=\"_ _0\"></span>aux du Gro<span class=\"_ _0\"></span>upe et</div>\n<div class=\"t m0 x1a h62 y1ed3 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 renforcer la<span class=\"_ _3\"></span> solvabilit\u00e9 r\u00e9gleme<span class=\"_ _3\"></span>ntaire du Groupe<span class=\"_ _3\"></span> et de ses filiales<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ed4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>es, notam<span class=\"_ _0\"></span>ment en re<span class=\"_ _0\"></span>mpla\u00e7ant<span class=\"_ _0\"></span> les<span class=\"ls0 ws0\"> </span>titres FR<span class=\"_ _0\"></span>ESH dont l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1ed5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat a \u00e9t\u00e9 p<span class=\"_ _0\"></span>ropos\u00e9 pa<span class=\"_ _0\"></span>r Ageas en 2<span class=\"_ _0\"></span>019 (voir n<span class=\"_ _0\"></span>ote 20.1<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y89c ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1ed6 ff312 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Ageas SA/N<span class=\"_ _0\"></span>V Titres subo<span class=\"_ _0\"></span>rdonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux fixe \u00e0</div>\n<div class=\"t m0 x1a h7d y1ed7 ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x1a h7d y1ed8 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10 avril 20<span class=\"_ _0\"></span>19, Ageas<span class=\"_ _0\"></span> SA/NV a \u00e9mi<span class=\"_ _0\"></span>s ses premie<span class=\"_ _0\"></span>rs titre<span class=\"_ _0\"></span>s de <span class=\"wse8\">cr\u00e9ance </span></div>\n<div class=\"t m0 x1a h62 yafc ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sous la f<span class=\"_ _0\"></span>orme d\u2019<span class=\"_ _0\"></span>EUR 50<span class=\"_ _0\"></span>0 millio<span class=\"_ _0\"></span>ns de ti<span class=\"_ _0\"></span>tres sub<span class=\"_ _0\"></span>ordonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0</div>\n<div class=\"t m0 x1a h62 yafd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 204<span class=\"_ _0\"></span>9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaff ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces Billet<span class=\"_ _0\"></span>s sont as<span class=\"_ _0\"></span>sortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 3,2<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% payable<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yb00 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuellemen<span class=\"_ _3\"></span>t jusqu\u2019\u00e0 la<span class=\"_ _3\"></span> premi\u00e8re da<span class=\"_ _3\"></span>te de rach<span class=\"_ _3\"></span>at (2 jui<span class=\"_ _3\"></span>llet 2029)<span class=\"lsdc wse9\">. \u00c0 <span class=\"_ _3\"></span>la </span></div>\n<div class=\"t m0 x1a h62 yb01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re date d\u2019ap<span class=\"_ _0\"></span>pel, le cou<span class=\"_ _0\"></span>pon devien<span class=\"_ _0\"></span>dra d\u00fb trim<span class=\"_ _0\"></span>estrie<span class=\"_ _0\"></span>llement \u00e0 un</div>\n<div class=\"t m0 x1a h62 yd95 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux flot<span class=\"_ _0\"></span>tant c<span class=\"_ _0\"></span>orrespo<span class=\"_ _0\"></span>ndant \u00e0 <span class=\"_ _0\"></span>l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 moi<span class=\"_ _0\"></span>s augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019<span class=\"_ _0\"></span>un \u00e9cart <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 yd96 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit initial<span class=\"_ _3\"></span> et d\u2019une majorat<span class=\"_ _3\"></span>ion de 100 points de<span class=\"_ _3\"></span> base.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd97 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd98 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al de Niv<span class=\"_ _0\"></span>eau 2<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pour le Groupe Agea<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 yd99 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Il e<span class=\"_ _3\"></span>st not\u00e9 A<span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x1a h62 yd9a ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s et<span class=\"_ _0\"></span> Fitch. Il est c<span class=\"_ _0\"></span>ot\u00e9 sur le ma<span class=\"_ _0\"></span>rch\u00e9 r\u00e9gl<span class=\"_ _0\"></span>ement\u00e9 de la</div>\n<div class=\"t m0 x1a h62 y1ed9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bourse de L<span class=\"_ _0\"></span>uxembou<span class=\"_ _0\"></span>rg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Pr\u00eat <span class=\"_ _3\"></span><span class=\"ls111 ws135\">subordonn\u00e9 \u00e0 taux fixe puis <span class=\"_ _3\"></span></span></div>\n<div class=\"t m0 x6 h7d ybbe ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1edb ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1edc ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 27 juin 20<span class=\"_ _0\"></span>19, Ageas et B<span class=\"_ _0\"></span>NP Paribas<span class=\"_ _0\"></span> Cardif ont<span class=\"_ _0\"></span> accord\u00e9 u<span class=\"_ _0\"></span>n pr\u00eat</div>\n<div class=\"t m0 x6 h62 y1edd ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">subordonn\u00e9 d\u2019E<span class=\"_ _3\"></span>UR 300 millions au tau<span class=\"_ _3\"></span>x annuel fixe de<span class=\"_ _3\"></span> 3,25% (Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1ede ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">EUR 225 mil<span class=\"_ _0\"></span>lions<span class=\"ls0 ws0\"> ; </span>BNP Pariba<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s Cardif<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 75 millio<span class=\"_ _0\"></span>ns) en </span></span></span></div>\n<div class=\"t m0 x6 h62 y1edf ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement pa<span class=\"_ _0\"></span>rtiel des U<span class=\"_ _0\"></span>SD 550 milli<span class=\"_ _0\"></span>ons de titre<span class=\"_ _0\"></span>s rachet\u00e9s<span class=\"_ _0\"></span> en mars</div>\n<div class=\"t m0 x6 h62 y1ee0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2019. Le pr<span class=\"_ _0\"></span>\u00eat inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s entre Agea<span class=\"_ _3\"></span>s et AG <span class=\"_ _3\"></span>Insurance est<span class=\"_ _3\"></span> \u00e9limin\u00e9 au<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1ee1 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _0\"></span>u groupe<span class=\"_ _0\"></span> Ageas.<span class=\"_ _0\"></span> Ces tit<span class=\"_ _0\"></span>res sont<span class=\"_ _0\"></span> rembo<span class=\"_ _0\"></span>ursables<span class=\"_ _0\"></span>, \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1ee2 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'AG Insuranc<span class=\"lsdc wse9\">e, en tout, mais non en pa<span class=\"_ _0\"></span>rtie, \u00e0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 y1ee3 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat (27<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsdc wse9\">2029) ou \u00e0 toute autre dat<span class=\"_ _0\"></span>e de paie<span class=\"_ _0\"></span>ment d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eats </span></span></div>\n<div class=\"t m0 x6 h62 y1ee4 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A leur pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de rachat<span class=\"_ _0\"></span>, les titres<span class=\"_ _0\"></span> portero<span class=\"_ _0\"></span>nt un int\u00e9r<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x6 h62 y1ee5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux flott<span class=\"_ _0\"></span>ant corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ant \u00e0 l'Eur<span class=\"_ _0\"></span>ibor \u00e0 trois m<span class=\"_ _0\"></span>ois plus<span class=\"ls0 ws0\"> </span><span class=\"wse8\">3,80<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% par </span></span></div>\n<div class=\"t m0 x6 h62 y1ee6 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">an, pay<span class=\"_ _0\"></span>able tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yabc ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ee7 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Ti<span class=\"_ _3\"></span>tres subo<span class=\"_ _3\"></span>rdonn\u00e9s \u00e0 <span class=\"_ _3\"></span>taux <span class=\"_ _3\"></span>fixe Tie<span class=\"_ _3\"></span>r 2</div>\n<div class=\"t m0 x6 h7d y1ee8 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">(Fixed Rate <span class=\"_ _3\"></span>Reset D<span class=\"_ _3\"></span>ated Subordinat<span class=\"_ _3\"></span>ed Tier 2 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h7d y1ee9 ff316 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Notes)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y889 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 31 mars 201<span class=\"_ _0\"></span>5, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">400</span> <span class=\"lsde wseb\">million<span class=\"_ _3\"></span>s d'obliga<span class=\"_ _3\"></span>tions </span></span></div>\n<div class=\"t m0 x6 h62 y88a ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">subordonn\u00e9es <span class=\"_ _3\"></span>Tier 2 p<span class=\"_ _3\"></span>ortant un <span class=\"_ _3\"></span>taux d<span class=\"lsdc wse9\">'int\u00e9r\u00eat de 3,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et ayant une </span></div>\n<div class=\"t m0 x6 h62 y88b ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dur\u00e9e de vie de<span class=\"_ _3\"></span> 32<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ans. Les t<span class=\"_ _0\"></span>itres s<span class=\"_ _0\"></span>ont rembo<span class=\"_ _0\"></span>ursabl<span class=\"_ _0\"></span>es, \u00e0 la <span class=\"_ _0\"></span>discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></div>\n<div class=\"t m0 x6 h62 y88c ff314 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'AG<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Insuranc<span class=\"_ _0\"></span>e, en tout,<span class=\"_ _0\"></span> mais non en part<span class=\"_ _0\"></span>ie, \u00e0 la prem<span class=\"_ _0\"></span>i\u00e8re date de </span></span></div>\n<div class=\"t m0 x6 h62 y88d ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat, le<span class=\"_ _3\"></span> 30<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">juin 2027 ou \u00e0 t<span class=\"_ _0\"></span>oute a<span class=\"_ _0\"></span>utre dat<span class=\"_ _0\"></span>e de pai<span class=\"_ _0\"></span>ement d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y88e ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A la prem<span class=\"_ _0\"></span>i\u00e8re date d<span class=\"_ _0\"></span>e rachat et \u00e0 ch<span class=\"_ _0\"></span>aque cinq<span class=\"_ _0\"></span>ui\u00e8me</div>\n<div class=\"t m0 x6 h62 y88f ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">anniver<span class=\"_ _0\"></span>saire d<span class=\"_ _0\"></span>e la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de rac<span class=\"_ _0\"></span>hat, le t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat s<span class=\"_ _0\"></span>era ref<span class=\"_ _0\"></span>ix\u00e9</div>\n<div class=\"t m0 x6 h62 y10e7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour \u00eatre \u00e9<span class=\"_ _0\"></span>gal \u00e0 la somm<span class=\"_ _0\"></span>e du taux 5<span class=\"ls0 ws0\">-</span>year eur<span class=\"_ _0\"></span>o mid swap et<span class=\"_ _0\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%. </span></span></div>\n<div class=\"t m0 x6 h62 y10e8 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les titr<span class=\"_ _0\"></span>es sont c<span class=\"_ _0\"></span>ot\u00e9s \u00e0 la <span class=\"_ _0\"></span>Bourse <span class=\"_ _0\"></span>de Luxem<span class=\"_ _0\"></span>bourg <span class=\"_ _0\"></span>et se qual<span class=\"_ _0\"></span>ifient c<span class=\"_ _0\"></span>o<span class=\"lsf3 ws10c\">mme </span></div>\n<div class=\"t m0 x6 h62 y10e9 ff314 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">capital T<span class=\"_ _3\"></span>ier<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">2 selon Solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 II et s<span class=\"_ _0\"></span>ont not\u00e9s<span class=\"_ _0\"></span> A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Stan<span class=\"_ _3\"></span>dard &amp; Poor\u2019<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ea ff314 fs43 fc15 sc0 lsf0 ws0\" style=\"z-index: 15;\">et Fitch.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff316 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _3\"></span>Obligations subordonn\u00e9es</div>\n<div class=\"t m0 x1a h7d ybbe ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">remboursables pa<span class=\"_ _3\"></span>r anticipation <span class=\"_ _3\"></span>\u00e0 taux <span class=\"_ _3\"></span>fixe puis <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1edb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Fixed <span class=\"_ _3\"></span>to Floating Callable</div>\n<div class=\"t m0 x1a h7d y1eea ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Subordinated Tier 2 Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12ab ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsea\">18<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d\u00e9cembre 201<span class=\"_ _0\"></span>3, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">450</span> <span class=\"lsfe ws11a\">milli<span class=\"_ _3\"></span>ons </span></span></span></div>\n<div class=\"t m0 x1a h62 y1eeb ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'obligation<span class=\"_ _3\"></span>s subordonn\u00e9es rem<span class=\"_ _3\"></span>boursables par ant<span class=\"_ _3\"></span>icipation \u00e0 taux<span class=\"_ _3\"></span> fixe</div>\n<div class=\"t m0 x1a h62 y1eec ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">puis flott<span class=\"_ _0\"></span>ant Tier 2 \u00e0 un ta<span class=\"_ _0\"></span>ux de 5,25<span class=\"ls0 ws0\"> </span>% et ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie de</div>\n<div class=\"t m0 x1a h62 y1eed ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">ans. Ces <span class=\"_ _3\"></span>titres sont<span class=\"_ _3\"></span> remboursabl<span class=\"_ _3\"></span>es, \u00e0 la<span class=\"_ _3\"></span> discr\u00e9tion<span class=\"_ _3\"></span> d'AG I</span></span>nsurance,</div>\n<div class=\"t m0 x1a h62 y1eee ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en tout, ma<span class=\"_ _0\"></span>is non en parti<span class=\"_ _0\"></span>e, \u00e0 la premi<span class=\"_ _0\"></span>\u00e8re date de rac<span class=\"_ _0\"></span>hat (18<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsde wsea\">2024) </span></span></div>\n<div class=\"t m0 x1a h62 y1eef ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou \u00e0 tou<span class=\"_ _3\"></span>te autre date<span class=\"_ _3\"></span> de paiem<span class=\"_ _3\"></span>ent d'int\u00e9r\u00ea<span class=\"_ _3\"></span>ts ult\u00e9rieur<span class=\"_ _3\"></span>e. A leur<span class=\"_ _3\"></span> premi\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ef0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date de rach<span class=\"_ _0\"></span>at, les titr<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>ront un int\u00e9<span class=\"_ _0\"></span>r\u00eat \u00e0 taux flot<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y1ef1 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span> \u00e0 l'Euribor \u00e0 troi<span class=\"_ _3\"></span>s mo<span class=\"lsdc wse9\">is plus 4,1<span class=\"_ _0\"></span>36<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">% par an, payable<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ef2 ff314 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">trimestriellement. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ef3 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef4 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 sousc<span class=\"_ _0\"></span>rits pa<span class=\"_ _0\"></span>r Ageas SA/N<span class=\"_ _0\"></span>V (EUR<span class=\"ls0 ws0\"> </span>350 mi<span class=\"_ _0\"></span>llions) et<span class=\"_ _0\"></span> par</div>\n<div class=\"t m0 x1a h62 y1ef6 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _3\"></span>Fortis SA<span class=\"_ _3\"></span>/NV (EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">100 millions) et s<span class=\"_ _0\"></span>ont cot\u00e9s \u00e0 la B<span class=\"_ _0\"></span>ourse </span></span></div>\n<div class=\"t m0 x1a h62 y1ef7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Luxemb<span class=\"_ _0\"></span>ourg. Les<span class=\"_ _0\"></span> titres se qua<span class=\"_ _0\"></span>lifie<span class=\"_ _0\"></span>nt comme cap<span class=\"_ _0\"></span>ital Tie<span class=\"_ _0\"></span>r 2 <span class=\"wse8\">selon </span></div>\n<div class=\"t m0 x1a h62 y1ef8 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Solvabilit\u00e9<span class=\"_ _3\"></span> II et sont not\u00e9es A<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par Standa<span class=\"_ _0\"></span>rd &amp; Poor\u2019s et F<span class=\"_ _0\"></span>itch. La pa<span class=\"_ _0\"></span>rt </span></span></div>\n<div class=\"t m0 x1a h62 y1ef9 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscrit<span class=\"_ _0\"></span>e par Agea<span class=\"_ _0\"></span>s SA/NV est \u00e9<span class=\"_ _0\"></span>limin\u00e9e,<span class=\"_ _0\"></span> car il s'ag<span class=\"_ _0\"></span>it d'une tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1efa ff314 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">intra<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">groupe<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x1a h7d y1111 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1efb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Milleniumbcp Pr\u00eat subordonn\u00e9 restreint avec</div>\n<div class=\"t m0 x1a h7d y1efc ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">droits acquis remboursable par anticipatio<span class=\"ls110 ws134\">n<span class=\"_ _0\"></span> \u00e0 taux </span></div>\n<div class=\"t m0 x1a h7d y1efd ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">fixe puis flottant <span class=\"ls0 ws0\">- <span class=\"lsfd ws119\">T<span class=\"_ _3\"></span>ier 1 <span class=\"_ _3\"></span>(Fixed</span>-</span>to<span class=\"ls0 ws0\">-<span class=\"ls10d ws130\">Floating <span class=\"_ _3\"></span>Callable </span></span></div>\n<div class=\"t m0 x1a h7d y1efe ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _3\"></span>Restricted Tier 1 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1eff ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya89 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 5 d\u00e9cemb<span class=\"_ _0\"></span>re 2014, Ag<span class=\"_ _0\"></span>eas Insur<span class=\"_ _0\"></span>ance Inte<span class=\"_ _0\"></span>rnati<span class=\"_ _0\"></span>onal N.V. (5<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span>%) (AII) et</div>\n<div class=\"t m0 x1a h62 ya8a ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BCP Inv<span class=\"_ _0\"></span>estments<span class=\"_ _0\"></span> B.V. (<span class=\"_ _0\"></span>49<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">%) ont accord\u00e9 un pr\u00ea<span class=\"_ _3\"></span>t subordonn\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya8b ff314 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">120 <span class=\"lsde wsfa\">mill<span class=\"_ _3\"></span>ions \u00e0 Millenniumb<span class=\"_ _3\"></span>cp Ageas au taux annuel<span class=\"_ _3\"></span> de 4,75</span></span> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x1a h62 ya8c ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">jusqu\u2019\u00e0 la premi<span class=\"_ _3\"></span>\u00e8re date de rembour<span class=\"_ _3\"></span>sement en d\u00e9cembre 2019<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x1a h62 ya8d ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e au taux Euri<span class=\"_ _0\"></span>bor \u00e0 six mois<span class=\"_ _0\"></span> plus 475 poi<span class=\"_ _0\"></span>nts de base pa<span class=\"_ _0\"></span>r an. Au 2</div>\n<div class=\"t m0 x2e2 h76 y1f00 ff314 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2e3 h62 y1f01 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f02 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trimestre 20<span class=\"_ _3\"></span>20, l\u2019empru<span class=\"_ _3\"></span>nt d\u00e9tenu pr<span class=\"_ _3\"></span>\u00e9c\u00e9demment p<span class=\"_ _3\"></span>ar Ageas I<span class=\"_ _3\"></span>nsurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1f03 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Intern<span class=\"_ _0\"></span>ational a \u00e9t<span class=\"_ _0\"></span>\u00e9 transf\u00e9<span class=\"_ _0\"></span>r\u00e9 au bilan d\u2019<span class=\"_ _0\"></span>Ageas SA/<span class=\"_ _0\"></span>NV. <span class=\"lsde wsfa\">La part souscrite </span></div>\n<div class=\"t m0 x1a h62 y1f04 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas S<span class=\"_ _0\"></span>A/NV est \u00e9l<span class=\"_ _0\"></span>imin\u00e9e,<span class=\"_ _0\"></span> car il s\u2019ag<span class=\"_ _0\"></span>it d\u2019une tran<span class=\"_ _0\"></span>sacti<span class=\"_ _0\"></span>on intra<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 y1f05 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupe. Les tit<span class=\"_ _3\"></span>res se qualifient<span class=\"_ _3\"></span> comme capital Tier 1<span class=\"_ _3\"></span> avec droits acquis<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1f06 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(grandf<span class=\"_ _0\"></span>athere<span class=\"_ _0\"></span>d) selon So<span class=\"_ _0\"></span>lvabilit<span class=\"_ _0\"></span>\u00e9 II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 440px; height: 666px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDebtSecuritiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag415": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y1a75 ff263 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1a76 ff263 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts dispon<span class=\"_ _0\"></span>ibles<span class=\"_ _0\"></span> \u00e0 la vente <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 761px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 790px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; z-index: 15; bottom: 775px;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 761px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 790px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 775px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 761px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 yb68 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 790px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 775px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6d3 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; z-index: 15; bottom: 761px;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 yb68 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y694 ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 775px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 761px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; z-index: 15; bottom: 775px;\"> </div>\n<div class=\"t m0 x2a8 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; z-index: 15; bottom: 761px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y694 ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 775px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d3 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 761px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y694 ff261 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 730px; z-index: 15;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 730px; z-index: 15;\">596<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 730px; z-index: 15;\">(2.390)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6de ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 730px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 730px; z-index: 15;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 715px; z-index: 15;\">16.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 715px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 574px; bottom: 715px; z-index: 15;\">(1.537)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 715px; z-index: 15;\">14.725<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 715px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 715px; z-index: 15;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 700px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 700px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y6a0 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 700px;\"> </div>\n<div class=\"t m0 x8 h65 y6a0 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 700px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 685px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 685px;\">40.062<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 685px;\">650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 685px;\">(3.927)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 685px;\">36.785<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 685px;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y69b ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 685px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 442px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 671px;\"> </div>\n<div class=\"t m0 x3f h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 671px;\"> </div>\n<div class=\"t m0 x5e h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 671px;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 656px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 656px;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 656px;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 656px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 656px;\"> </div>\n<div class=\"t m0 x198 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px;\">406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 641px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 641px;\">3.448<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 505px; bottom: 641px;\">671<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 641px;\">(102)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 641px;\">4.017<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 641px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6d1 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 641px;\">3.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 626px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 626px;\">1</div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 626px;\"> </div>\n<div class=\"t m0 x3f h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 626px;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 626px;\">1</div>\n<div class=\"t m0 x5e h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 626px;\"> </div>\n<div class=\"t m0 x156 h65 y68c ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 626px;\">1</div>\n<div class=\"t m0 x184 h65 y6d1 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 611px;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 611px;\"> </div>\n<div class=\"t m0 x5e h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 611px;\"> </div>\n<div class=\"t m0 x1ce h65 y6d1 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 596px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 596px;\">3.815<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 505px; bottom: 596px;\">714<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 581px; bottom: 596px;\">(105)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 596px;\">4.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 596px;\">(211)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 596px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 442px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 521px; bottom: 581px;\"> </div>\n<div class=\"t m0 x3f h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 602px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 581px;\"> </div>\n<div class=\"t m0 x5e h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 581px;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 581px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 567px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 567px;\">43.877<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 567px;\">1.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 567px;\">(4.032)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 567px;\">41.209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 567px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y6a6 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 567px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 551px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff262 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 536px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 521px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 492px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 423px; bottom: 521px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 399px; bottom: 507px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 492px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 lse5 wsf4\" style=\"left: 498px; bottom: 521px; z-index: 15;\">Gains<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 507px; z-index: 15;\">bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 472px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 521px; z-index: 15;\">Pertes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 577px; bottom: 507px; z-index: 15;\">brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff25f fs45 fce sc0 lse0 wsf0\" style=\"left: 549px; bottom: 492px; z-index: 15;\">non r\u00e9alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 521px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y68f ff25f fs45 fce sc0 lse1 wsef\" style=\"left: 640px; bottom: 507px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 645px; bottom: 492px; z-index: 15;\">brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68f ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 492px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68f ff25f fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 507px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 492px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 442px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 521px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 602px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 661px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 738px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h68 y699 ff261 fs45 fc19 sc0 ls0 ws0\" style=\"left: 798px; bottom: 476px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 461px; z-index: 15;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 461px; z-index: 15;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 461px; z-index: 15;\">5.241<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 461px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y697 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 461px; z-index: 15;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 414px; bottom: 446px; z-index: 15;\">17.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 446px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 446px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 632px; bottom: 446px; z-index: 15;\">18.415<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 724px; bottom: 446px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 446px; z-index: 15;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 431px; bottom: 432px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 515px; bottom: 432px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 432px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; z-index: 15; bottom: 432px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 432px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x199 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 417px; z-index: 15;\">43.323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 417px; z-index: 15;\">6.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 417px; z-index: 15;\">(68)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 417px; z-index: 15;\">49.607<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 724px; bottom: 417px; z-index: 15;\">(21)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 417px; z-index: 15;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 402px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x231 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 426px; bottom: 387px; z-index: 15;\">173<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 387px;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 387px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 387px;\"> </div>\n<div class=\"t m0 x198 h65 y68a ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 387px;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff25f fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 372px;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 372px;\">4.551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 372px;\">1.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 372px;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 372px;\">5.781<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 372px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff25f fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 372px;\">5.475<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff25f fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 357px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 436px; bottom: 357px;\">2</div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 521px; bottom: 357px;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 602px; bottom: 357px;\"> </div>\n<div class=\"t m0 x199 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 656px; bottom: 357px;\">2</div>\n<div class=\"t m0 x5e h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 738px; bottom: 357px;\"> </div>\n<div class=\"t m0 x156 h65 y68a ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 357px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 342px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente en <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 449px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 530px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 669px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 749px; bottom: 342px;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff25f fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 328px;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">act<span class=\"_ _3\"></span>ions et autres place<span class=\"_ _0\"></span>ments<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 419px; bottom: 328px;\">4.726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 328px;\">1.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 328px;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 328px;\">5.975<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 328px;\">(306)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff25f fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 328px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 449px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 530px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff25f fs45 fc15 sc0 ls0 ws0\" style=\"left: 749px; bottom: 313px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff262 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 298px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 414px; bottom: 298px;\">48.049<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 298px;\">7.630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 586px; bottom: 298px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 632px; bottom: 298px;\">55.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 718px; bottom: 298px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h67 y694 ff262 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 298px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a99 ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9a ff25f fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1a9b ff25f fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 1.<span class=\"_ _0\"></span>979<span class=\"ls0 ws0\"> </span>millions<span class=\"_ _0\"></span> d\u2019inves<span class=\"_ _0\"></span>tissem<span class=\"_ _0\"></span>ents disp<span class=\"_ _0\"></span>onibles \u00e0 la v<span class=\"_ _0\"></span>ente a \u00e9t\u00e9 aff<span class=\"_ _0\"></span>ect\u00e9 com<span class=\"_ _0\"></span>me garant<span class=\"_ _0\"></span>ie (2021:<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> </span>2.032 mi<span class=\"_ _0\"></span>llions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 240px; height: 607px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff265 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">La <span class=\"wse9\">valoris<span class=\"_ _0\"></span>ation des<span class=\"_ _0\"></span> placeme<span class=\"_ _0\"></span>nts dispo<span class=\"_ _0\"></span>nibles \u00e0 la ve<span class=\"_ _0\"></span>nte se fond<span class=\"_ _0\"></span>e sur les \u00e9l\u00e9<span class=\"_ _0\"></span>ments suiv<span class=\"_ _0\"></span>ants<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff267 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff268\"> <span class=\"_ _41\"> </span><span class=\"ff265 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff265\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsdc wse9\">observabl<span class=\"_ _0\"></span>es sur des marc<span class=\"_ _0\"></span>h\u00e9s (cou<span class=\"_ _0\"></span>rs de contr<span class=\"_ _0\"></span>eparti<span class=\"_ _0\"></span>es).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 1018px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 1018px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 1018px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1018px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 1002px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 987px;\">21.723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 987px;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a0 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 987px;\"> </div>\n<div class=\"t m0 x18b h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 987px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 972px;\">12.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 972px;\">1.565<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 972px;\">626<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 972px;\">14.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 958px;\">Instruments de cr\u00e9dit <span class=\"lse5 wsf4\">structur<span class=\"_ _3\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 958px;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 958px;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 943px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 943px;\">2.621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 943px;\">934<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 943px;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 943px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 928px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 928px;\">36.864<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 928px;\">2.836<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 928px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6d1 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 928px;\">40.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa1 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa2 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 881px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 881px;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 881px;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff265 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 881px;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff265 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 881px;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 865px;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff269 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 865px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 850px;\">30.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 850px;\">551<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 850px;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 850px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 835px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 835px;\">16.002<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 835px;\">1.953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 835px;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y691 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 770px; bottom: 835px;\">18.395<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 821px;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 821px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px;\">Actions, Capital<span class=\"ls0 ws0\">-</span>investissement et autres pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 806px;\">3.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 806px;\">1.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 806px;\">936<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y797 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 806px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff26a fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 791px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> dispon<span class=\"_ _0\"></span>ibles \u00e0<span class=\"_ _0\"></span> la vent<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 791px;\">49.777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 791px;\">4.102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 791px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y68f ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 770px; bottom: 791px;\">55.255<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 780px; height: 247px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1aa5 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa6 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aa7 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les chan<span class=\"_ _0\"></span>gement<span class=\"_ _0\"></span>s dans l\u2019<span class=\"_ _0\"></span>\u00e9valuat<span class=\"_ _0\"></span>ion de n<span class=\"_ _0\"></span>iveau 3 s<span class=\"_ _0\"></span>ont les<span class=\"_ _0\"></span> suivant<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1aa8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 712px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff265 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff265 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px;\"> </div>\n<div class=\"t m0 x55 h68 y6d3 ff269 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff26a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y697 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px;\">1.312<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 667px;\">(385)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 652px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px;\">Ech\u00e9ance, <span class=\"wsf0\">remboursement (pour la p\u00e9riode)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 637px;\">(61)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 637px;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 622px;\">Acquisition<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 622px;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 622px;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 608px;\">Produits de ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 608px;\">(129)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a0 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 608px;\">(140)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 593px;\">Gains (pertes) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 593px;\">2</div>\n<div class=\"t m0 xe8 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px;\">Reprises de d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 578px;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 578px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 563px;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 563px;\"> </div>\n<div class=\"t m0 x16c h65 y68c ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 563px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff265 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 548px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 548px;\">(110)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 533px;\">Transferts entre cat\u00e9gories de<span class=\"_ _0\"></span> <span class=\"wsed\">valorisation<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6a6 ff265 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 533px;\">289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 533px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff265 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 518px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff265 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 518px;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff26a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 504px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 504px;\">1.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff26a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 504px;\">1.376<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ab8 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ab9 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1aba ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les \u00e9val<span class=\"_ _0\"></span>uation<span class=\"_ _0\"></span>s de nive<span class=\"_ _0\"></span>au 3 po<span class=\"_ _0\"></span>ur le cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\">-</span><span class=\"wse9\">invest<span class=\"_ _0\"></span>isseme<span class=\"_ _0\"></span>nt et le capit<span class=\"_ _0\"></span>al \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y1abb ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">risque ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt les j<span class=\"_ _0\"></span>ustes val<span class=\"_ _0\"></span>eurs <span class=\"lsde\">publi\u00e9es dans les <span class=\"_ _3\"></span>\u00e9tats finan<span class=\"_ _3\"></span>ciers </span></div>\n<div class=\"t m0 x6 h62 y1abc ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audit\u00e9s<span class=\"_ _0\"></span> des partic<span class=\"_ _0\"></span>ipation<span class=\"_ _0\"></span>s concer<span class=\"_ _0\"></span>n\u00e9es. Les \u00e9v<span class=\"_ _0\"></span>aluati<span class=\"_ _0\"></span>ons de nivea<span class=\"_ _0\"></span>u 3 pour</div>\n<div class=\"t m0 x6 h62 y1abd ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les acti<span class=\"_ _0\"></span>ons et l<span class=\"_ _0\"></span>es titre<span class=\"_ _0\"></span>s adoss<span class=\"_ _0\"></span>\u00e9s \u00e0 des <span class=\"_ _0\"></span>actifs r<span class=\"_ _0\"></span>ecoure<span class=\"_ _0\"></span>nt \u00e0 une</div>\n<div class=\"t m0 x6 h62 y1abe ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thodo<span class=\"_ _0\"></span>logie de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie ac<span class=\"_ _0\"></span>tualis\u00e9s<span class=\"_ _0\"></span>. Les flux d<span class=\"_ _0\"></span>e tr\u00e9sorer<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x6 h62 y1abf ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">attendus tienn<span class=\"_ _3\"></span>en<span class=\"lsdc wseb\">t compte <span class=\"_ _0\"></span>des crit<span class=\"_ _0\"></span>\u00e8res de s<span class=\"_ _0\"></span>ouscri<span class=\"_ _0\"></span>ption i<span class=\"_ _0\"></span>nitiaux,<span class=\"_ _0\"></span> des </span></div>\n<div class=\"t m0 x6 h62 y1ac0 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">param\u00e8t<span class=\"_ _0\"></span>res de l\u2019em<span class=\"_ _0\"></span>prunte<span class=\"_ _0\"></span>ur (\u00e2ge et note d<span class=\"_ _0\"></span>e cr\u00e9dit),<span class=\"_ _0\"></span> des ratios<span class=\"_ _0\"></span> pr\u00eat<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y1ac1 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur,<span class=\"_ _0\"></span> de l\u2019\u00e9volut<span class=\"_ _0\"></span>ion pr\u00e9v<span class=\"_ _0\"></span>ue des prix de l<span class=\"_ _0\"></span>\u2019immobi<span class=\"_ _0\"></span>lier et des t<span class=\"_ _0\"></span>aux</div>\n<div class=\"t m0 x6 h62 y1ac2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us de pr\u00e9pa<span class=\"_ _0\"></span>iement,<span class=\"_ _0\"></span> notamme<span class=\"_ _0\"></span>nt. Les flux<span class=\"_ _0\"></span> de tr\u00e9sor<span class=\"_ _0\"></span>erie atte<span class=\"_ _0\"></span>ndus</div>\n<div class=\"t m0 x6 h62 y1ac3 ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">s<span class=\"lsdc wse9\">ont actualis<span class=\"_ _0\"></span>\u00e9s \u00e0 des taux<span class=\"_ _0\"></span> ajust\u00e9s po<span class=\"_ _0\"></span>ur le risque. L<span class=\"_ _0\"></span>es op\u00e9rat<span class=\"_ _0\"></span>eurs de </span></div>\n<div class=\"t m0 x6 h62 y1ac4 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">march\u00e9 ut<span class=\"_ _0\"></span>ilise<span class=\"_ _0\"></span>nt souv<span class=\"_ _0\"></span>ent cett<span class=\"_ _0\"></span>e techni<span class=\"_ _0\"></span>que de f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s</div>\n<div class=\"t m0 x6 h62 y1ac5 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour val<span class=\"_ _0\"></span>oriser l<span class=\"_ _0\"></span>e capit<span class=\"_ _0\"></span>al<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">investissement<span class=\"_ _3\"></span> et le capital \u00e0<span class=\"_ _3\"></span> risque. Nous nous </span></span></div>\n<div class=\"t m0 x6 h62 y1ac6 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">basons \u00e9g<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> en partie su<span class=\"_ _0\"></span>r ces donn<span class=\"_ _0\"></span><span class=\"wseb\">\u00e9es pou<span class=\"_ _0\"></span>r valori<span class=\"_ _0\"></span>ser ces </span></div>\n<div class=\"t m0 x1a h62 y1ac7 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">instrum<span class=\"_ _0\"></span>ents. Ces<span class=\"_ _0\"></span> techniqu<span class=\"_ _0\"></span>es compo<span class=\"_ _0\"></span>rtent des li<span class=\"_ _0\"></span>mites i<span class=\"_ _0\"></span>nh\u00e9rent<span class=\"_ _0\"></span>es,</div>\n<div class=\"t m0 x1a h62 y1ac8 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toucha<span class=\"_ _0\"></span>nt par exempl<span class=\"_ _0\"></span>e l\u2019estim<span class=\"_ _0\"></span>ation du bo<span class=\"_ _0\"></span>n taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation ajust<span class=\"_ _0\"></span>\u00e9 en</div>\n<div class=\"t m0 x1a h62 y1ac9 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">fonctio<span class=\"_ _0\"></span>n du risque,<span class=\"_ _0\"></span> et l\u2019usag<span class=\"_ _0\"></span>e de diff\u00e9r<span class=\"_ _0\"></span>entes hyp<span class=\"_ _0\"></span>oth\u00e8ses<span class=\"_ _0\"></span> et donn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1aca ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">pourrait prod<span class=\"_ _3\"></span>uire des<span class=\"_ _3\"></span> r\u00e9sultat<span class=\"lsdc wse9\">s diff\u00e9rents.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1acb ff265 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1acc ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les positions<span class=\"_ _3\"></span> de niveau 3 sont surt<span class=\"_ _3\"></span>out sensibles \u00e0<span class=\"_ _3\"></span> une variation du</div>\n<div class=\"t m0 x1a h62 y1acd ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">niveau des f<span class=\"_ _0\"></span>lux de tr\u00e9so<span class=\"_ _0\"></span>rerie fut<span class=\"_ _0\"></span>urs atten<span class=\"_ _0\"></span>dus et, de ce fa<span class=\"_ _0\"></span>it, leur jus<span class=\"_ _0\"></span>te</div>\n<div class=\"t m0 x1a h62 y1ace ff265 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">valeur varie pro<span class=\"_ _3\"></span>portionnellemen<span class=\"_ _3\"></span>t aux modificati<span class=\"_ _3\"></span>ons de ces flux de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1acf ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie. <span class=\"_ _3\"></span>Les variation<span class=\"_ _3\"></span>s de vale<span class=\"_ _3\"></span>ur des inst<span class=\"_ _3\"></span>ruments de n<span class=\"_ _3\"></span>iveau 3 <span class=\"_ _3\"></span>sont</div>\n<div class=\"t m0 x1a h62 y1ad0 ff265 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">comptabilis\u00e9e<span class=\"_ _3\"></span>s dans l\u2019\u00e9ta<span class=\"_ _3\"></span>t du r\u00e9sul<span class=\"_ _3\"></span>tat global<span class=\"_ _3\"></span> (OCI). Les d<span class=\"_ _3\"></span>onn\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ad1 ff265 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quantit<span class=\"_ _0\"></span>atives <span class=\"_ _0\"></span>non obs<span class=\"_ _0\"></span>ervable<span class=\"_ _0\"></span>s utilis<span class=\"_ _0\"></span>\u00e9es lors<span class=\"_ _0\"></span> de l'\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n de la j<span class=\"_ _0\"></span>uste</div>\n<div class=\"t m0 x1a h62 y1ad2 ff265 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">valeur ne so<span class=\"_ _0\"></span>nt pas \u00e9la<span class=\"_ _0\"></span>bor\u00e9es pa<span class=\"_ _0\"></span>r l'enti<span class=\"_ _0\"></span>t\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 258px; height: 848px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff26b fs43 fc28 sc0 lsfe ws11a\" style=\"z-index: 15;\">Obliga<span class=\"lsde wseb\">tion<span class=\"_ _3\"></span>s souveraines<span class=\"_ _3\"></span> par pays<span class=\"_ _3\"></span> et d\u2019origine<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff26b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1035px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y697 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 1050px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 1035px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 1065px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y69b ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 1035px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y697 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y699 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 1050px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 1035px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a0 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 1005px; z-index: 15;\">10.324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 1005px; z-index: 15;\">(1.241)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">9.083<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 990px; z-index: 15;\">3.856<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 990px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">3.855<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 975px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 975px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 975px; z-index: 15;\">1.949<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 960px; z-index: 15;\">1.576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 960px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">1.543<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 945px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 945px;\">(53)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 945px; z-index: 15;\">1.528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 931px; z-index: 15;\">1.029<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 931px; z-index: 15;\">2</div>\n<div class=\"t m0 x5c h65 y691 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.031<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 916px; z-index: 15;\">859<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 916px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 901px; z-index: 15;\">468<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 901px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 886px; z-index: 15;\">258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 886px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 871px;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 871px;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6ed ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 871px;\">232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 856px;\">234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 856px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y699 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 856px;\">194<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 842px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 842px;\">158<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 842px;\">(36)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 842px;\">122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px;\">Gouvernement Luxembourgeois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 827px;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 670px; bottom: 827px;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 827px;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 812px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 812px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y69b ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 812px;\">2</div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 812px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px;\">Gouvernement maltais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 797px;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 797px;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 797px;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 782px;\">636<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 782px;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 782px;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 767px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 767px;\">23.813<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 767px;\">(1.794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y68a ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 767px;\">22.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 752px;\"> </div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 737px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 737px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 722px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 692px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 548px; bottom: 722px; z-index: 15;\">Co\u00fbt<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 525px; bottom: 707px; z-index: 15;\">historique/<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 542px; bottom: 692px; z-index: 15;\">amorti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 625px; bottom: 722px; z-index: 15;\">Gains (pertes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 707px; z-index: 15;\">B<span class=\"lse2 wsf1\">rut<span class=\"_ _3\"></span>s</span> </div>\n<div class=\"t m0 x233 h65 y6a6 ff26b fs45 fce sc0 lse0 wsf0\" style=\"left: 633px; bottom: 692px; z-index: 15;\">non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 722px; z-index: 15;\">  </div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 707px; z-index: 15;\"> </div>\n<div class=\"t m0 xd4 h65 y691 ff26b fs45 fce sc0 lsee wsf6\" style=\"left: 775px; bottom: 707px; z-index: 15;\">Juste<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6a6 ff26b fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 692px; z-index: 15;\">valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y797 ff26d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y797 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 677px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 662px; z-index: 15;\">Gouvernement belge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 539px; bottom: 662px; z-index: 15;\">10.891<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 662px; z-index: 15;\">2.203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 662px; z-index: 15;\">13.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 647px; z-index: 15;\">Gouvernement fran\u00e7ais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 647px; z-index: 15;\">4.689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 647px; z-index: 15;\">1.106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y694 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 647px; z-index: 15;\">5.795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 632px; z-index: 15;\">Gouvernement portugais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 632px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 632px; z-index: 15;\">357<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68f ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 632px; z-index: 15;\">2.481<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 617px; z-index: 15;\">Gouvernement autrichien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 617px; z-index: 15;\">1.722<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; z-index: 15; bottom: 617px;\">402<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 617px; z-index: 15;\">2.124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 602px; z-index: 15;\">Gouvernement espagnol<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 602px; z-index: 15;\">2.107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 602px; z-index: 15;\">287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 602px; z-index: 15;\">2.394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 588px; z-index: 15;\">Gouvernement italien<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 588px; z-index: 15;\">1.159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 588px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 588px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 573px; z-index: 15;\">Gouvernement allemand<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 573px; z-index: 15;\">830<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 666px; bottom: 573px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 573px; z-index: 15;\">1.065<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px;\">Gouvernement n\u00e9erlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 558px;\">463<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 558px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y69b ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 558px;\">521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 543px;\">Gouvernement irlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 543px;\">332<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 543px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 543px;\">365<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 528px;\">Gouvernement britannique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 528px;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 528px;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 528px;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px;\">Gouvernement polonais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 513px;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 513px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a0 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 513px;\">309<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px;\">Gouvernement slovaque<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 498px;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 498px;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68c ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px;\">244<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 484px;\">Gouvernement de la R\u00e9publique<span class=\"_ _0\"></span> Tch\u00e8que<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 484px;\"> </div>\n<div class=\"t m0 x84 h65 y68a ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 469px;\">Gouvernement finlandais<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 469px;\">91<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 469px;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 469px;\">105<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff26b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 454px;\">Gouvernement des \u00c9tats<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">Unis</span> </span></div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 562px; bottom: 454px;\">2</div>\n<div class=\"t m0 x84 h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 454px;\"> </div>\n<div class=\"t m0 x6e h65 y691 ff26b fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 454px;\">2</div>\n<div class=\"t m0 x184 h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 439px;\">Autres gouvernements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 439px;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 439px;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y6a6 ff26b fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 439px;\">905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff26e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 424px;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 539px; bottom: 424px;\">25.944<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 660px; bottom: 424px;\">5.196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 y691 ff26e fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 424px;\">31.140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 413px; height: 693px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es gains et pe<span class=\"_ _0\"></span>rtes nets<span class=\"_ _0\"></span> non r\u00e9ali<span class=\"_ _0\"></span>s\u00e9s sur le<span class=\"_ _0\"></span>s placement<span class=\"_ _0\"></span>s dispon<span class=\"_ _0\"></span>ibles \u00e0 la ve<span class=\"_ _0\"></span>nte inclus d<span class=\"_ _0\"></span>ans les cap<span class=\"_ _0\"></span>itaux pr<span class=\"_ _0\"></span>opres. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions et<span class=\"_ _0\"></span> autres plac<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> englobe<span class=\"_ _0\"></span>nt \u00e9galem<span class=\"_ _0\"></span>ent du <span class=\"lsde wsea\">capital<span class=\"ls0 ws0\">-</span><span class=\"wseb\">investi<span class=\"_ _3\"></span>ssement et d<span class=\"_ _3\"></span>u capital<span class=\"_ _3\"></span> \u00e0 risque<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1034px;\">Capital<span class=\"ls0 ws0\">-</span><span class=\"wsee\">investissement et capital \u00e0 risque<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 1019px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px;\">36.771<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px;\">49.586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1004px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 989px;\">(3.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px;\">6.284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 974px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 974px;\">752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 974px;\">(1.586)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 959px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 959px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 959px;\">(2.251)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 945px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px;\">652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 930px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 930px;\">(2.422)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px;\">3.099<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 914px;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 914px;\"> </div>\n<div class=\"t m0 x184 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 899px;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff273 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 899px;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 884px;\"> </div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 884px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a6 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 884px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px;\">Placements disponibles \u00e0 la<span class=\"_ _0\"></span> vente compris da<span class=\"_ _0\"></span>ns les actions et autres <span class=\"wsed\">pla<span class=\"_ _0\"></span>cements<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 869px;\"> </div>\n<div class=\"t m0 x55 h65 y797 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 869px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 854px;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 854px;\">4.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 854px;\">5.669<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 839px;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 839px;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 824px;\">Gains et pertes bruts<span class=\"_ _0\"></span> non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 824px;\">609<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 824px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 809px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 x16 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 809px;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 809px;\">(134)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 795px;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 795px;\">(99)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6de ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 795px;\">(756)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 780px;\">-  <span class=\"_ _1fe\"> </span><span class=\"lse2 ws103\">Imp\u00f4t<span class=\"_ _3\"></span>s aff\u00e9r<span class=\"_ _3\"></span>ents</span> </div>\n<div class=\"t m0 xe8 h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 780px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 780px;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff272 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 765px;\">Gains et pertes nets non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 765px;\">505<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 765px;\">477<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1af7 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af8 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1af9 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ations su<span class=\"_ _0\"></span>r placem<span class=\"_ _0\"></span>ents dispo<span class=\"_ _0\"></span>nibles \u00e0 la v<span class=\"_ _0\"></span>ente se pr\u00e9s<span class=\"_ _0\"></span>entent<span class=\"_ _0\"></span> comme sui<span class=\"_ _0\"></span>t.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1afa ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 686px;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 686px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 686px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 671px;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff273 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff272 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 656px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y69b ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 656px;\">(336)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 641px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 641px;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d1 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 641px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 626px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 626px;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 626px;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 611px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 611px;\">(117)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 611px;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 596px;\">Lib\u00e9ration des d\u00e9ficiences<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 596px;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 596px;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff270 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 581px;\">Reprise lors de la vente/cession<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 581px;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y797 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 581px;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 567px;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 567px;\">2</div>\n<div class=\"t m0 xce h65 y6a6 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 567px;\">1</div>\n<div class=\"t m0 x184 h67 y694 ff272 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 552px;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 602px; bottom: 552px;\">(225)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y694 ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 552px;\">(327)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 541px; height: 565px; width: 84%; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAvailableforsaleAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag422": {
   "value": "\n<div class=\"t m0 x6 h7d y1afd ff274 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1afe ff274 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Placeme<span class=\"_ _0\"></span>nts d\u00e9ten<span class=\"_ _0\"></span>us \u00e0 la juste valeur<span class=\"_ _0\"></span> par le biais du compte<span class=\"_ _0\"></span> de r\u00e9sultat<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 457px;\"> </div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 457px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y694 ff270 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 457px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 442px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff273 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 442px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 427px;\">Obligations d\u2019\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 427px;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 427px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 412px;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 412px;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 412px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 397px;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 397px;\">1</div>\n<div class=\"t m0 xce h65 y697 ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 397px;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 382px;\">Obligations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 382px;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 382px;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 368px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff270 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 353px;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 353px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 353px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff270 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 338px;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 338px;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff270 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 338px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff270 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 323px;\">Acti<span class=\"_ _3\"></span>ons et a<span class=\"_ _3\"></span>utre<span class=\"_ _3\"></span>s placem<span class=\"_ _3\"></span>ent<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 323px;\">248<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff270 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 323px;\">203<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff272 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 308px;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur par le<span class=\"_ _0\"></span> biais d<span class=\"_ _0\"></span>u comp<span class=\"_ _0\"></span>te de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 308px;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff272 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 308px;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b09 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0a ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b0b ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de</div>\n<div class=\"t m0 x6 h62 y1b0c ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at compre<span class=\"_ _0\"></span>nnent<span class=\"_ _0\"></span> princi<span class=\"_ _0\"></span>palement<span class=\"_ _0\"></span> des pl<span class=\"_ _0\"></span>acement<span class=\"_ _0\"></span>s li\u00e9s a<span class=\"_ _0\"></span>ux passif<span class=\"_ _0\"></span>s en</div>\n<div class=\"t m0 x6 h62 y1b0d ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vertu de c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d'ass<span class=\"_ _0\"></span>urance,<span class=\"_ _0\"></span> o\u00f9 les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie sont l<span class=\"_ _0\"></span>i\u00e9s, s<span class=\"_ _0\"></span>oit par</div>\n<div class=\"t m0 x6 h62 y1b0e ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contrat,<span class=\"_ _0\"></span> soit sur la ba<span class=\"_ _0\"></span>se de carac<span class=\"_ _0\"></span>t\u00e9rist<span class=\"_ _0\"></span>iques de pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1b0f ff270 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">discr<span class=\"_ _3\"></span>\u00e9<span class=\"lsdc wse9\">tionnaire<span class=\"_ _0\"></span>, \u00e0 la perfor<span class=\"_ _0\"></span>mance de c<span class=\"_ _0\"></span>es actifs,<span class=\"_ _0\"></span> et dont l\u2019\u00e9v<span class=\"_ _0\"></span>aluatio<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y1b10 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">int\u00e8gre d<span class=\"_ _0\"></span>es inform<span class=\"_ _0\"></span>ations act<span class=\"_ _0\"></span>uelles.<span class=\"_ _0\"></span> Cette \u00e9va<span class=\"_ _0\"></span>luation r<span class=\"_ _0\"></span>\u00e9duit de ma<span class=\"_ _0\"></span>ni\u00e8re</div>\n<div class=\"t m0 x6 h62 y1b11 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">significati<span class=\"_ _3\"></span>ve l\u2019inad\u00e9qua<span class=\"_ _3\"></span>tion comp<span class=\"_ _3\"></span>table qui d\u00e9c<span class=\"_ _3\"></span>oulerait au<span class=\"_ _3\"></span>trement de</div>\n<div class=\"t m0 x1a h62 y1b12 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9valu<span class=\"_ _0\"></span>ation des act<span class=\"_ _0\"></span>ifs et des p<span class=\"_ _0\"></span>assifs ains<span class=\"_ _0\"></span>i que des pr<span class=\"_ _0\"></span>ofits et pert<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1b13 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">connexes sur<span class=\"_ _3\"></span> des bases <span class=\"_ _3\"></span>diff\u00e9rentes<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b14 ff270 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b15 ff270 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les aut<span class=\"_ _0\"></span>res plac<span class=\"_ _0\"></span>ements d<span class=\"_ _0\"></span>\u00e9tenus \u00e0 <span class=\"_ _0\"></span>la just<span class=\"_ _0\"></span>e valeur <span class=\"_ _0\"></span>par le b<span class=\"_ _0\"></span>iais du c<span class=\"_ _0\"></span>ompte</div>\n<div class=\"t m0 x1a h62 y1b16 ff270 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de r\u00e9sult<span class=\"_ _0\"></span>at concer<span class=\"_ _0\"></span>nent les inv<span class=\"_ _0\"></span>estisse<span class=\"_ _0\"></span>ments da<span class=\"_ _0\"></span>ns le fonds im<span class=\"_ _0\"></span>mobil<span class=\"_ _0\"></span>ier.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b17 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> nominale d<span class=\"_ _3\"></span>es obligati<span class=\"lsdc wse9\">ons d\u00e9tenues \u00e0 la just<span class=\"_ _0\"></span>e valeur p<span class=\"_ _0\"></span>ar le </span></div>\n<div class=\"t m0 x1a h62 y1b18 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">biais du<span class=\"_ _3\"></span> compte de r<span class=\"_ _3\"></span>\u00e9sultat s<span class=\"_ _3\"></span>\u2019\u00e9tablit au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse8\">139 </span></span></div>\n<div class=\"t m0 x1a h62 y1b19 ff270 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 133 milli<span class=\"_ _0\"></span>ons).</span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 140px; height: 374px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les placem<span class=\"_ _0\"></span>ents d\u00e9t<span class=\"_ _0\"></span>enus \u00e0 la just<span class=\"_ _0\"></span>e valeur par l<span class=\"_ _0\"></span>e biais du co<span class=\"_ _0\"></span>mpte de r\u00e9s<span class=\"_ _0\"></span>ultat se pr\u00e9s<span class=\"_ _0\"></span>entent c<span class=\"_ _0\"></span>omme suit<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 1</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">cours<span class=\"_ _3\"></span> cot\u00e9s sur des march\u00e9s a<span class=\"_ _3\"></span>ctifs</span> ;<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 2</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wseb\">donn\u00e9e<span class=\"_ _3\"></span>s observable<span class=\"_ _3\"></span>s sur des m<span class=\"_ _3\"></span>arch\u00e9s acti<span class=\"_ _3\"></span>fs</span> ; </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff278 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff279\"> <span class=\"_ _41\"> </span><span class=\"ff276 lsde wsfa\">n<span class=\"_ _3\"></span>iveau 3</span><span class=\"ff276\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">donn\u00e9e<span class=\"_ _3\"></span>s non</span>-<span class=\"lsde wsfa\">observab<span class=\"_ _3\"></span>les (cours de con<span class=\"_ _3\"></span>treparties).</span> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y940 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valoris<span class=\"_ _0\"></span>ation se pr<span class=\"_ _0\"></span>\u00e9sent<span class=\"_ _0\"></span>e comme suit e<span class=\"_ _0\"></span>n fin d\u2019an<span class=\"_ _0\"></span>n\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 986px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 986px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 986px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 986px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y699 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 986px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y697 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 956px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 941px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 941px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 941px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 926px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 926px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 926px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 911px; z-index: 15;\">Titres de participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 911px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 911px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 896px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 896px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 896px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 896px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 896px; z-index: 15;\">147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la <span class=\"lse2 ws103\">juste valeu<span class=\"_ _3\"></span>r<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 882px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 867px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 867px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 867px; z-index: 15;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 867px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">373<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b2a ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b2b ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 502px; bottom: 820px; z-index: 15;\">Niveau 1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 589px; bottom: 820px; z-index: 15;\">Niveau 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff276 fs45 fce sc0 lse0 wsee\" style=\"left: 674px; bottom: 820px; z-index: 15;\">Niveau 3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6a6 ff276 fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 820px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y691 ff27a fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Obligations d'\u00c9tat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 789px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 774px; z-index: 15;\">Obligations \u00e9mises par des en<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 774px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 774px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff276 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 759px; z-index: 15;\">Instruments de cr\u00e9dit s<span class=\"_ _0\"></span>tructur\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x64 h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d3 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 759px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff276 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Titr<span class=\"_ _3\"></span>es de <span class=\"lse0 wsed\">participations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y694 ff276 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 788px; bottom: 745px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff276 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 730px; z-index: 15;\">Autres inve<span class=\"_ _0\"></span>stissemen<span class=\"_ _0\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 730px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 730px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 701px; bottom: 730px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff276 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 730px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff27b fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s place<span class=\"_ _0\"></span>ments<span class=\"_ _0\"></span> d\u00e9tenus<span class=\"_ _0\"></span> \u00e0 la jus<span class=\"_ _0\"></span>te vale<span class=\"_ _0\"></span>ur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff276 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff27b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 700px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1 wsf6\">par le biais d<span class=\"_ _0\"></span>u compt<span class=\"_ _0\"></span>e de r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 700px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 700px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 700px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6de ff27b fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 700px; z-index: 15;\">340<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 689px; height: 338px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 689px; height: 417px; width: 84%; z-index: 7;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag424": {
   "value": "\n<div class=\"t m0 x6 h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1b31 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b32 ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les d\u00e9riv\u00e9s d\u00e9<span class=\"_ _3\"></span>tenus \u00e0 des fins de t<span class=\"_ _3\"></span>ransaction sont<span class=\"_ _3\"></span> bas\u00e9s selon une</div>\n<div class=\"t m0 x6 h62 y1b33 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9valuat<span class=\"_ _0\"></span>ion de nive<span class=\"_ _0\"></span>au 2 (donn\u00e9es<span class=\"_ _0\"></span> observa<span class=\"_ _0\"></span>bles sur d<span class=\"_ _0\"></span>es march\u00e9s<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span>).</div>\n<div class=\"t m0 x6 h62 y1b34 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir \u00e9gal<span class=\"_ _0\"></span>ement la not<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">27 </span><span class=\"ff279\">\u00ab<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">Produits d<span class=\"_ _3\"></span>\u00e9riv\u00e9s</span> <span class=\"ff279\">\u00bb<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">pour de<span class=\"_ _3\"></span>s d\u00e9tails </span></span></div>\n<div class=\"t m0 x6 h62 y1b35 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">compl\u00e9mentaire<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 549px; height: 104px; width: 339px; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff355 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 lse1 wsef\" style=\"left: 363px; bottom: 1049px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 1049px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 725px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 1034px; z-index: 15;\">Montan<span class=\"ls0 ws0\">t </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1019px; z-index: 15;\">notionn<span class=\"ls0 ws0\">el </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 1034px; z-index: 15;\">Montant <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 365px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y69d ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Contrats sur taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Contrats sur actions et indi<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 751px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 751px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 736px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 736px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 736px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 736px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 736px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 721px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 721px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 691px; z-index: 15;\">De gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span>gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 691px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 677px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 677px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 677px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 677px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 666px; height: 440px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinancialInstrumentsHeldForTradingExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag419": {
   "value": "\n<div class=\"t m0 x1a h7d y1b30 ff27c fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">10.6 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1b31 ff27c fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Int\u00e9r\u00eat<span class=\"_ _0\"></span>s dans des e<span class=\"ls111 ws135\">ntit\u00e9s structur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x1a h7d y1b40 ff27c fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">consolid\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b41 ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Insuran<span class=\"_ _3\"></span>ce, une filiale du<span class=\"_ _3\"></span> Groupe Ageas, d\u00e9tien<span class=\"_ _3\"></span>t des titres qui<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x1a h62 y1b42 ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">repr\u00e9sentent <span class=\"_ _3\"></span>un int\u00e9r\u00eat<span class=\"_ _3\"></span> (par le bi<span class=\"_ _3\"></span>ais de la<span class=\"_ _3\"></span> r\u00e9ception<span class=\"_ _3\"></span> du princi<span class=\"_ _3\"></span>pal et de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b43 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span>) dans des ent<span class=\"_ _0\"></span>it\u00e9s st<span class=\"_ _0\"></span>ructur\u00e9<span class=\"_ _0\"></span>es qu\u2019il n<span class=\"_ _0\"></span>e consolid<span class=\"_ _0\"></span>e pas. Les ent<span class=\"_ _0\"></span>it\u00e9s</div>\n<div class=\"t m0 x1a h62 y1b44 ff276 fs43 fc15 sc0 lsef ws12b\" style=\"z-index: 15;\">struct<span class=\"lsdc wse9\">ur\u00e9es<span class=\"_ _0\"></span> investi<span class=\"_ _0\"></span>ssent dans d<span class=\"_ _0\"></span>es cr\u00e9an<span class=\"_ _0\"></span>ces hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et des </span></div>\n<div class=\"t m0 x1a h62 y1b45 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation et g<span class=\"_ _0\"></span>\u00e9n\u00e8re<span class=\"_ _0\"></span>nt des fon<span class=\"_ _0\"></span>ds via l<span class=\"_ _0\"></span>\u2019\u00e9miss<span class=\"_ _0\"></span>ion de tit<span class=\"_ _0\"></span>res ou d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1b46 ff276 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">parts.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b47 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b48 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s et parts str<span class=\"_ _0\"></span>uctur\u00e9s s<span class=\"_ _0\"></span>ont ins<span class=\"_ _0\"></span>crits au post<span class=\"_ _0\"></span>e \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">placement<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 y1b49 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles \u00e0 la vente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00bb. Mis \u00e0 part ce<span class=\"_ _0\"></span>s titres e<span class=\"lsde wseb\">t parts, AG<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">Insurance n<span class=\"_ _0\"></span>e </span></span></span></span></div>\n<div class=\"t m0 x1a h62 y1b4a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> pas d\u2019autre int<span class=\"_ _0\"></span>\u00e9r\u00eat da<span class=\"_ _0\"></span>ns ces ent<span class=\"_ _0\"></span>it\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es<span class=\"_ _0\"></span>. L\u2019expos<span class=\"_ _0\"></span>ition</div>\n<div class=\"t m0 x1a h62 y1b4b ff276 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">maximale \u00e0 une per<span class=\"_ _3\"></span>te d\u2019AG Insuranc<span class=\"_ _3\"></span>e est limit\u00e9e \u00e0<span class=\"_ _3\"></span> la valeur comptable<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1b4c ff276 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des titres<span class=\"_ _3\"></span> et parts<span class=\"_ _3\"></span> d\u00e9tenus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1b4d ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b4e ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">La valeu<span class=\"_ _0\"></span>r compt<span class=\"_ _0\"></span>able de l\u2019<span class=\"_ _0\"></span>int\u00e9r<span class=\"_ _0\"></span>\u00eat d\u00e9ten<span class=\"_ _0\"></span>u par <span class=\"lsde wsea\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insurance dans l<span class=\"_ _3\"></span>e fonds </span></span></div>\n<div class=\"t m0 x1a h62 y1b4f ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de pr\u00eats hy<span class=\"_ _0\"></span>poth\u00e9c<span class=\"_ _0\"></span>aires s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>319 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> au 31 d\u00e9cem<span class=\"_ _0\"></span>bre</div>\n<div class=\"t m0 x1a h62 y1b50 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2022 (EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">410 millions au 31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21). La <span class=\"_ _3\"></span>valeur compt<span class=\"_ _3\"></span>able de </span></span></div>\n<div class=\"t m0 x1a h62 y1b51 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Insurance dans des cr\u00e9ances<span class=\"_ _3\"></span> adoss\u00e9es \u00e0 des </span></span></div>\n<div class=\"t m0 x1a h62 y1b52 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de loc<span class=\"_ _0\"></span>ation s\u2019\u00e9<span class=\"_ _0\"></span>l\u00e8ve <span class=\"lsff ws112\">\u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">28 millions au 31 d\u00e9cem<span class=\"_ _3\"></span>bre 2022 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1b53 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(EUR 35 mil<span class=\"_ _0\"></span>lions au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>021). La val<span class=\"_ _0\"></span>eur com<span class=\"_ _0\"></span>ptable de</div>\n<div class=\"t m0 x1a h62 y1b54 ff276 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> d\u00e9ten<span class=\"_ _0\"></span>u par AG<span class=\"ls0 ws0\"> </span>Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e dans l<span class=\"_ _0\"></span>e Capital<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdd wse9\">investissement </span></span></div>\n<div class=\"t m0 x1a h62 y1b55 ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(Privat<span class=\"_ _0\"></span>e equity) s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">173 millions au 31 d\u00e9cembre 2022<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 y1b56 ff276 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">27<span class=\"_ _3\"></span> millions<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cembre 2021).</span></span></div>\n<div class=\"t m0 xab h9f y1b57 ff279 fs63 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b58 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b59 ff276 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1b5a ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le fonds de p<span class=\"_ _0\"></span>r\u00eats hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es est tota<span class=\"_ _0\"></span>lement d\u00e9t<span class=\"_ _0\"></span>enu par</div>\n<div class=\"t m0 x1a h62 y1b5b ff276 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">Insurance et<span class=\"_ _0\"></span> l\u2019act<span class=\"_ _0\"></span>if total <span class=\"_ _0\"></span>des cr\u00e9<span class=\"_ _0\"></span>ances a<span class=\"_ _0\"></span>doss\u00e9es<span class=\"_ _0\"></span> \u00e0 des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y1b5c ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n s\u2019\u00e9l\u00e8ve \u00e0 EU<span class=\"_ _0\"></span>R 196 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 2022 (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">339 </span></div>\n<div class=\"t m0 x1a h62 y1b5d ff276 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> au 31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span>re 2021).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 453px; bottom: 155px; height: 498px; width: 350px; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>pation<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>pta<span class=\"_ _3\"></span>bil<span class=\"_ _3\"></span>is\u00e9es selon<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">la m\u00e9thode de la m<span class=\"_ _3\"></span>ise en \u00e9quivalence</div>\n<div class=\"t m0 x6 h75 y1a2b ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les principaux placements d<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x6 h75 y1a2c ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des entreprises associ\u00e9es et</div>\n<div class=\"t m0 x6 h75 y1a2d ff298 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> <span class=\"lsf6 ws110\">sont indiqu\u00e9</span>e<span class=\"lsf5\">s dans </span></span></div>\n<div class=\"t m0 x6 h75 y1a2e ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">le tableau ci<span class=\"ls0\">-</span>dessous. Le</div>\n<div class=\"t m0 x6 h75 y1a2f ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">pourcentage d\u2019int\u00e9r\u00eat peut varier</div>\n<div class=\"t m0 x6 h75 y1a30 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">dans le cas o\u00f9 il y a de m<span class=\"_ _0\"></span>ultiples</div>\n<div class=\"t m0 x6 h75 y1a31 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entreprises associ\u00e9es et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y1bf1 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">coentreprises dans un m\u00eame p<span class=\"_ _0\"></span>ays</div>\n<div class=\"t m0 x6 h75 y1bf2 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avec diff\u00e9rents pourcentag<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h75 y1bf3 ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participation d\u00e9tenus par le groupe. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x1de h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 787px; z-index: 15;\">int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bf4 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1bf5 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 687px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 666px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 753px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Entreprises associ\u00e9es et coen<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 756px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 553px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 741px; z-index: 15;\">Tha\u00eflande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 557px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse5 wsf4\">30,87<span class=\"_ _3\"></span>%</span> </span></div>\n<div class=\"t m0 x1b h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 727px; z-index: 15;\">Malaisie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 712px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse4 wsf3\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 697px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 682px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 667px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 652px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y183e ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 637px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 623px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 608px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 593px; z-index: 15;\">Philippines<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 578px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 563px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68c ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 534px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">General Insurance Company Limited</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 534px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 534px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 534px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 534px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lsee wsff\" style=\"left: 325px; bottom: 519px; z-index: 15;\">EPB NV <span class=\"lse0 wsee\">(Eurocommercial properties)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 519px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 519px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 519px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 519px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 504px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 504px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 504px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 504px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 504px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 489px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 489px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 474px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 474px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 459px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 459px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 459px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c05 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c06 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c07 ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e Ageas <span class=\"lsde wseb\">Federal Life </span></div>\n<div class=\"t m0 x21b h62 y1c08 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce Comp<span class=\"_ _0\"></span>any Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>) de 49 %<span class=\"_ _0\"></span> \u00e0 74 %. C<span class=\"_ _0\"></span>ette op\u00e9<span class=\"_ _0\"></span>ration e<span class=\"_ _0\"></span>st cons<span class=\"_ _0\"></span>id\u00e9r\u00e9<span class=\"_ _0\"></span>e comme u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x21b h62 y1c09 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion pa<span class=\"_ _0\"></span>r \u00e9tapes,<span class=\"_ _0\"></span> la part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de 49%<span class=\"_ _0\"></span> pr\u00e9c\u00e9<span class=\"_ _0\"></span>demment<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>e est donc<span class=\"_ _0\"></span> trait\u00e9<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e si</div>\n<div class=\"t m0 x21b h62 y1c0a ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">elle ava<span class=\"_ _0\"></span>it \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e (vo<span class=\"_ _0\"></span>ir note <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> et cessi<span class=\"_ _0\"></span>ons po<span class=\"wse9\">u<span class=\"_ _0\"></span>r plus de d\u00e9t<span class=\"_ _0\"></span>ails).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1c0b ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c0c ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 une r\u00e9duct<span class=\"_ _0\"></span>ion de val<span class=\"_ _0\"></span>eur d\u2019EU<span class=\"_ _0\"></span>R 29 million e<span class=\"_ _0\"></span>n 2022 sur sa pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion dans</div>\n<div class=\"t m0 x21b h62 y1c0d ff296 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _3\"></span> General Insuran<span class=\"_ _3\"></span>ce Company Limited<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 307px; height: 654px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff29b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>es d\u00e9ta<span class=\"_ _0\"></span>ils <span class=\"wse9\">des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9tho<span class=\"_ _0\"></span>de de la mise en \u00e9q<span class=\"_ _0\"></span>uival<span class=\"_ _0\"></span>ence<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 991px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff29b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 258px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 1020px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 1035px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 1020px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 991px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 1065px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 1050px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 1035px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 1020px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 1020px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 1020px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 682px; bottom: 1050px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 1035px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 1006px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 991px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 960px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 960px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 960px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 960px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 960px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 960px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 960px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 960px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 945px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 945px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 945px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 945px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 945px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 945px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 931px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 931px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 931px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 931px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 931px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 931px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 931px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 916px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 916px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 916px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 916px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 916px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 916px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 901px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 901px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 901px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 901px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 901px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 901px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 901px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 901px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 901px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 886px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 285px; bottom: 886px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 886px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 886px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 886px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 886px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 871px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 871px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 871px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 871px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 871px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 871px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 871px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 871px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 856px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 856px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 856px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 856px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 856px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 856px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 856px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 856px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 842px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 842px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 842px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 842px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 842px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 842px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 842px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 842px; z-index: 15;\">7</div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 827px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 827px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 827px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 827px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 827px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 827px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 827px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 827px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 812px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 812px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 812px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 812px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 812px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 812px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 812px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 812px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 812px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 797px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 797px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 797px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 797px; z-index: 15;\">5</div>\n<div class=\"t m0 x197 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 797px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 797px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 797px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 782px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 782px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 782px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 782px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 782px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 782px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 782px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 782px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Ageas <span class=\"wsee\">Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 738px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 738px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 738px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 738px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 738px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 738px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 738px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 738px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 723px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 723px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 723px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 723px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 723px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 723px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 723px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 723px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 708px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 708px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 708px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 708px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 708px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 708px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 708px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 708px; z-index: 15;\">3</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Royal <span class=\"lsee wsff\">Park I<span class=\"_ _3\"></span>nvestments<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Goodwill associ\u00e9 et d\u00e9pr\u00e9cia<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 678px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 663px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 663px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 663px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 648px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 648px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 529px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 559px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 258px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 559px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 573px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 559px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 529px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 603px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 588px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 573px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 559px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 559px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 573px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 559px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 680px; bottom: 588px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 573px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 544px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 529px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a0 ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 498px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 498px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 498px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 498px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 498px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 498px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 498px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 498px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 484px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 484px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 484px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 484px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 484px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 484px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 484px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 484px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 469px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 469px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 469px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 469px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 469px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 469px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 469px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 469px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 454px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 454px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 454px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 454px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 454px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 454px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 439px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 439px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 439px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 439px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 439px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 439px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 439px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 424px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 424px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 424px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 424px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 424px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 424px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 424px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 424px; z-index: 15;\">8</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 409px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 409px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 409px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 409px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 409px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 409px; z-index: 15;\">6</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 394px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 394px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 394px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 394px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 394px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 394px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 380px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 380px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 380px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 380px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 380px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 380px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 380px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 380px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 380px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 365px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 365px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 365px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 365px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 365px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 365px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 365px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 365px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 365px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 350px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 350px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 350px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 350px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 350px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 350px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 350px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 350px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 350px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 350px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 335px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 335px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 335px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 335px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 335px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 335px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 335px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 335px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 335px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 320px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 320px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 320px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 320px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 320px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 320px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 320px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 320px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 320px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 305px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 305px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 305px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 305px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 305px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 305px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 305px; z-index: 15;\">4</div>\n<div class=\"t m0 x176 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 305px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 290px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 276px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 276px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 276px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 276px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 276px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 276px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 276px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 261px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 261px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 261px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 261px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 261px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 261px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 261px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 261px; z-index: 15;\">2</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 246px; z-index: 15;\">MB Ageas <span class=\"lse5 ws100\">Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 246px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 246px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 246px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 246px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 246px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 246px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 246px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 246px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Goodwill associ\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 216px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 201px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 201px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 201px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 187px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 187px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 187px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 176px; height: 930px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es et coent<span class=\"_ _3\"></span>reprises<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">sont s<span class=\"_ _0\"></span>oumises<span class=\"_ _0\"></span> \u00e0 des </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restrict<span class=\"_ _0\"></span>ions en mat<span class=\"_ _0\"></span>i\u00e8re de div<span class=\"_ _0\"></span>idende e<span class=\"_ _0\"></span>n raison des<span class=\"_ _0\"></span> exigenc<span class=\"_ _0\"></span>es minim<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y8b3 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de solvabi<span class=\"_ _0\"></span>lit\u00e9 et de<span class=\"_ _0\"></span> capital imp<span class=\"_ _0\"></span>os\u00e9es par le<span class=\"_ _0\"></span>s r\u00e9gulat<span class=\"_ _0\"></span>eurs dans l<span class=\"_ _0\"></span>es pays</div>\n<div class=\"t m0 x6 h62 y93e ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">o\u00f9 elles<span class=\"_ _3\"></span> op\u00e8rent. Le<span class=\"_ _3\"></span>s dividendes<span class=\"_ _3\"></span> pay\u00e9s sont<span class=\"_ _3\"></span> parfois s<span class=\"_ _3\"></span>oumis \u00e0 l\u2019a<span class=\"_ _3\"></span>ccord</div>\n<div class=\"t m0 x6 h62 y93f ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>naires des <span class=\"_ _3\"></span>soci\u00e9t\u00e9s par<span class=\"_ _3\"></span>tenaires. <span class=\"lsdc\">Dans certai<span class=\"_ _0\"></span>ns cas, l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y940 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consensus est requ<span class=\"_ _3\"></span>is avant qu\u2019un<span class=\"_ _3\"></span> dividende ne soit<span class=\"_ _3\"></span> d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 ff2a0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (co<span class=\"_ _0\"></span>ncerna<span class=\"_ _0\"></span>nt des part<span class=\"_ _0\"></span>ies qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 y943 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion dans u<span class=\"_ _0\"></span>ne soci\u00e9t\u00e9 o<span class=\"_ _0\"></span>\u00f9 Ageas ne d\u00e9ti<span class=\"_ _0\"></span>ent pas</div>\n<div class=\"t m0 x6 h62 y944 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le contr\u00f4le<span class=\"_ _3\"></span>) peuvent i<span class=\"_ _3\"></span>nclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y945 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0\">d<span class=\"_ _3\"></span><span class=\"lsdc wse9\">es clauses sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es sur les dr<span class=\"_ _0\"></span>oits de vot<span class=\"_ _0\"></span>e ou la distri<span class=\"_ _0\"></span>bution d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 yf1a ff2a0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yf1b ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 ycfb ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9goc<span class=\"_ _0\"></span>ier les acti<span class=\"_ _0\"></span>ons qu\u2019el<span class=\"_ _0\"></span>les d\u00e9tie<span class=\"_ _0\"></span>nnent av<span class=\"_ _0\"></span>ant un</div>\n<div class=\"t m0 x133 h62 ycfc ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">certain temps<span class=\"_ _3\"></span> ou sans approbation p<span class=\"_ _3\"></span>r\u00e9alable de t<span class=\"wseb\">outes<span class=\"_ _3\"></span> les par<span class=\"_ _3\"></span>ties<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 une ou pl<span class=\"_ _0\"></span>usieurs </span></span></div>\n<div class=\"t m0 x6a h62 ycfe ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>arties \u00e0 la co<span class=\"_ _0\"></span>nvention d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>nnaires,<span class=\"_ _0\"></span> y compris la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ycff ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de calcul so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente utili<span class=\"_ _3\"></span>s\u00e9e pour valoris<span class=\"_ _3\"></span>er les actions</span> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yd00 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9res<span class=\"_ _0\"></span>sement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 yd01 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 yd02 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yd03 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de non<span class=\"ls0 ws0\">-</span>concu<span class=\"_ _0\"></span>rrence li<span class=\"_ _0\"></span>\u00e9es \u00e0 la vent<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6a h62 yd04 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd05 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y122b ff2a0 fs43 fce sc0 lsf7 wseb\" style=\"z-index: 15;\">Roya<span class=\"lsdc wse9\">l Park Investment<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y12df ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s la ces<span class=\"_ _0\"></span>sion des ac<span class=\"_ _0\"></span>tifs et le r\u00e8<span class=\"_ _0\"></span>glement d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span>, l'activ<span class=\"_ _0\"></span>it\u00e9 resta<span class=\"_ _0\"></span>nte de RPI se li<span class=\"_ _0\"></span>mite esse<span class=\"_ _0\"></span>ntiell<span class=\"_ _0\"></span>ement \u00e0 la ges<span class=\"_ _0\"></span>tion des lit<span class=\"_ _0\"></span>iges impl<span class=\"_ _0\"></span>iquant un ce<span class=\"_ _0\"></span>rtain</div>\n<div class=\"t m0 x6 h62 y1c30 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>institut<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>res am\u00e9ric<span class=\"_ _0\"></span>aines.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 818px; height: 288px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestsInOtherEntitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag416": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Immeubles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">de plac<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x6 h75 y1a2b ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les immeubles de placement</div>\n<div class=\"t m0 x6 h75 y1a2c ff27f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">comprennent principalement des</div>\n<div class=\"t m0 x6 h75 y1a2d ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">immeubles de bureaux et \u00e0 u<span class=\"_ _0\"></span>sage</div>\n<div class=\"t m0 x6 h75 y1a2e ff27f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">commercial.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b61 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 816px;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 618px; bottom: 816px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 731px; bottom: 816px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 335px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 801px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 786px;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 786px;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 771px;\">D\u00e9pr\u00e9ciations sur immeubles de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 771px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 771px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 756px;\">Total immeubles de pl<span class=\"_ _3\"></span>acement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 756px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b62 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b63 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 709px;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 709px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 709px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 694px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 679px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 679px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 679px;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 664px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68f ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 664px;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68f ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 664px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 335px; bottom: 649px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 649px;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 649px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 634px;\">Augmentations/acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 634px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 791px; bottom: 634px;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 619px;\">Am\u00e9liorations/r\u00e9novations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 619px;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 619px;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 604px;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 604px;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 604px;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 590px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 590px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 590px;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 575px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 575px;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 575px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 560px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 545px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 545px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 545px;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 530px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de <span class=\"lse5 ws100\">la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1e h65 y6cb ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 530px;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y6cb ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 530px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 515px;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 515px;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 515px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 500px;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 500px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 500px;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 486px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 486px;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 486px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 471px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 471px;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 471px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 456px;\"> </div>\n<div class=\"t m0 x147 h68 y691 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 441px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 441px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 441px;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 426px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 426px;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y694 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 426px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 411px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y699 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 411px;\"> </div>\n<div class=\"t m0 x14e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 411px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 397px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 397px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 397px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 382px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 367px;\">Montant net en immeubles de placement au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 367px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 367px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b7b ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7c ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7d ff27d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au 31 d\u00e9ce<span class=\"_ _3\"></span>mbre 2022 e<span class=\"_ _3\"></span>t au 31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>, aucune <span class=\"_ _3\"></span>propri\u00e9t\u00e9 n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9 <span class=\"_ _3\"></span>mise en ga<span class=\"_ _3\"></span>rantie</div>\n<div class=\"t m0 x3b h62 y1b7e ff27d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir auss<span class=\"_ _0\"></span>i note 21 <span class=\"ff282 ls0 ws0\">\u00ab<span class=\"ff27d\"> <span class=\"lsde wsea\">Emprunts</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 293px; height: 668px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 293px; height: 668px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 293px; height: 668px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Des \u00e9valua<span class=\"_ _3\"></span>tions annuelle<span class=\"_ _3\"></span>s, faisant<span class=\"_ _3\"></span> appel \u00e0 de<span class=\"_ _3\"></span>s \u00e9valuateurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9pendants<span class=\"_ _3\"></span> qui changen<span class=\"_ _3\"></span>t selon une r<span class=\"_ _3\"></span>otation de<span class=\"_ _3\"></span> trois ans<span class=\"_ _3\"></span>, couvren<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y8b3 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quasi t<span class=\"_ _0\"></span>ous les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> Les just<span class=\"_ _0\"></span>es vale<span class=\"_ _0\"></span>urs (niv<span class=\"_ _0\"></span>eau 3)</div>\n<div class=\"t m0 x6 h62 y93e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se fonde<span class=\"_ _0\"></span>nt sur des don<span class=\"_ _0\"></span>n\u00e9es de marc<span class=\"_ _0\"></span>h\u00e9 non obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span> et/ou s<span class=\"lsde wseb\">ur des </span></div>\n<div class=\"t m0 x6 h62 y93f ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s. <span class=\"_ _0\"></span>Les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie at<span class=\"_ _0\"></span>tendus s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y940 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> se fondent sur des donn\u00e9<span class=\"_ _3\"></span>es attendues de ta<span class=\"_ _3\"></span>ux de</div>\n<div class=\"t m0 x6 h62 y941 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">croissa<span class=\"_ _0\"></span>nce des rev<span class=\"_ _0\"></span>enus locat<span class=\"_ _0\"></span>ifs, de p\u00e9r<span class=\"_ _0\"></span>iodes de v<span class=\"_ _0\"></span>acance,<span class=\"_ _0\"></span> de taux</div>\n<div class=\"t m0 x6 h62 y942 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019occup<span class=\"_ _0\"></span>ation, d<span class=\"_ _0\"></span>\u2019inci<span class=\"_ _0\"></span>tants \u00e0 l<span class=\"_ _0\"></span>a locati<span class=\"_ _0\"></span>on comm<span class=\"_ _0\"></span>e des p\u00e9<span class=\"_ _0\"></span>riod<span class=\"wse9\">es loc<span class=\"_ _0\"></span>atives<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y943 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gratuit<span class=\"_ _0\"></span>es ou d\u2019autr<span class=\"_ _0\"></span>es co\u00fbts no<span class=\"_ _0\"></span>n imput\u00e9s<span class=\"_ _0\"></span> aux locat<span class=\"_ _0\"></span>aires. A<span class=\"_ _0\"></span>geas actu<span class=\"_ _0\"></span>alise</div>\n<div class=\"t m0 x1a h62 y1b86 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les flux de tr<span class=\"_ _0\"></span>\u00e9sorer<span class=\"_ _0\"></span>ie nets att<span class=\"_ _0\"></span>endus en re<span class=\"_ _0\"></span>courant \u00e0 de<span class=\"_ _0\"></span>s taux</div>\n<div class=\"t m0 x1a h62 y1b87 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n ajust\u00e9s<span class=\"_ _0\"></span> pour le risq<span class=\"_ _0\"></span>ue. L\u2019est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n au taux</div>\n<div class=\"t m0 x1a h62 y122d ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n prend <span class=\"_ _0\"></span>en compt<span class=\"_ _0\"></span>e d\u2019aut<span class=\"_ _0\"></span>res fac<span class=\"_ _0\"></span>teurs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">co<span class=\"_ _0\"></span>mme la qualit<span class=\"_ _0\"></span>\u00e9 du </span></div>\n<div class=\"t m0 x1a h62 y122e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e2timent<span class=\"_ _0\"></span> et sa localis<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e qualit\u00e9,<span class=\"_ _0\"></span> deuxi\u00e8<span class=\"_ _0\"></span>me qualit\u00e9<span class=\"_ _0\"></span>), qualit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y122f ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cr\u00e9dit d<span class=\"_ _0\"></span>u locataire et<span class=\"_ _0\"></span> dur\u00e9e du b<span class=\"_ _0\"></span>ail. Pour le<span class=\"_ _0\"></span>s projets d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1230 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> immobilier (<span class=\"_ _3\"></span>c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"lsdc\">dire, en cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on), la <span class=\"_ _0\"></span>juste v<span class=\"_ _0\"></span>aleur </span></div>\n<div class=\"t m0 x1a h62 y1231 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspond au co<span class=\"_ _3\"></span>\u00fbt jusqu\u2019\u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">ce que l\u2019<span class=\"_ _3\"></span>immeuble soi<span class=\"_ _3\"></span>t op\u00e9rationnel<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1232 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b88 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1234 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 923px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 923px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 908px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 893px;\">Juste valeur appuy\u00e9e sur d<span class=\"_ _0\"></span>es indications du m<span class=\"_ _0\"></span>arch\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 893px;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 893px;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 878px;\">Juste valeur d\u00e9termin\u00e9e par \u00e9<span class=\"_ _0\"></span>valuation ind\u00e9pendante<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 878px;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 878px;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 863px;\">Juste valeur <span class=\"lse1 wsf6\">totale<span class=\"_ _0\"></span> des imme<span class=\"_ _0\"></span>ubles<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 863px;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 863px;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px;\">Valeur comptable totale (y<span class=\"_ _0\"></span> compris passif locatif)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 848px;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 848px;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 833px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 833px;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 833px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"_ _0\"></span> des preneurs d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 819px;\"> </div>\n<div class=\"t m0 x16 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 819px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff284 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 804px;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 804px;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 804px;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 789px;\">Gains et pertes non r\u00e9alis\u00e9s nets (non comptabilis\u00e9s en capitaux propres)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 789px;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 789px;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b92 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b93 ff284 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Immeubles lou\u00e9s<span class=\"_ _3\"></span> sous <span class=\"lsdc wse8\">contrat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>imple<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y1b94 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e certai<span class=\"_ _0\"></span>ns actifs (p<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>alement d<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles de plac<span class=\"_ _0\"></span>ement) \u00e0<span class=\"_ _0\"></span> des parties ext<span class=\"_ _0\"></span>ern<span class=\"_ _0\"></span>es dans le cad<span class=\"_ _0\"></span>re de contr<span class=\"_ _0\"></span>ats de lo<span class=\"wse8\">cat<span class=\"_ _0\"></span>ion <span class=\"wse9\">simpl<span class=\"_ _0\"></span>e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y1b95 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts minim<span class=\"_ _0\"></span>aux au titre d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on \u00e0 recevoi<span class=\"_ _0\"></span>r pour les co<span class=\"_ _0\"></span>ntrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n non r\u00e9sili<span class=\"_ _0\"></span>ables s\u2019<span class=\"_ _0\"></span>\u00e9l\u00e8vent au 3<span class=\"_ _0\"></span>1 d\u00e9cembre<span class=\"ls0 ws0\"> \u00e0 : </span></div>\n<div class=\"t m0 x6 h62 y1b96 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 679px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 679px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px;\">Jusqu'\u00e0 3 mois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 648px;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 648px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 633px;\">De 3 moi<span class=\"_ _3\"></span>s \u00e0 1 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 633px;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 619px;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 619px;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 619px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 604px;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 604px;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 604px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 589px;\">De 3 \u00e0 4<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse0 wsed\">ans</span> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 589px;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 589px;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 574px;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 574px;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 574px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 559px;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 559px;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 559px;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px;\">Total des paiements non actualis\u00e9s \u00e0 recevoir au titre des contrats de location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 544px;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ba0 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba1 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba2 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 97<span class=\"ls0 ws0\"> </span>mil<span class=\"_ _0\"></span>lions en 20<span class=\"_ _0\"></span>22 dans le T<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> paiements m<span class=\"_ _0\"></span>inima<span class=\"_ _0\"></span>ux \u00e0 recevoi<span class=\"_ _0\"></span>r dans le <span class=\"lsde wsfa\">cadre de contrats de loca<span class=\"_ _3\"></span>tion non r\u00e9siliabl<span class=\"_ _3\"></span>es concerne </span></div>\n<div class=\"t m0 x6 h62 y1ba3 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des immobilisa<span class=\"_ _3\"></span>tions corporelle<span class=\"_ _3\"></span>s (2021: EUR 66<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">millions<span class=\"_ _0\"></span>). Le rest<span class=\"_ _0\"></span>e se ra<span class=\"_ _0\"></span>pporte <span class=\"_ _0\"></span>\u00e0 des imm<span class=\"_ _0\"></span>eubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 471px; height: 635px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"_ _0\"></span>, dividendes et autres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits d<span class=\"_ _0\"></span>e plac<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Produits <span class=\"wsee\">d'int\u00e9r\u00eats sur les pr\u00eats aux <span class=\"_ _0\"></span>banques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les pr\u00eats aux clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les d\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transaction et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y694 ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividendes sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Revenus locatifs d'immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Revenus locatifs de parcs de stationnement couverts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits <span class=\"lse0 wsf0\">d'int\u00e9r\u00eats, divide<span class=\"_ _0\"></span>ndes et autres produits de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff37c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les reve<span class=\"_ _0\"></span>nus loc<span class=\"_ _0\"></span>atifs d<span class=\"_ _0\"></span>es park<span class=\"_ _0\"></span>ings, en <span class=\"_ _0\"></span>partic<span class=\"_ _0\"></span>ulier ce<span class=\"_ _0\"></span>ux situ\u00e9<span class=\"_ _0\"></span>s dans l<span class=\"_ _0\"></span>es a\u00e9rop<span class=\"_ _0\"></span>orts et <span class=\"_ _0\"></span>centres<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">villes, ont s<span class=\"_ _0\"></span>ubi un impa<span class=\"_ _0\"></span>ct n\u00e9gatif<span class=\"_ _0\"></span> en 2021 en rais<span class=\"_ _0\"></span>on de la </span></span></div>\n<div class=\"t m0 x6 h62 y2089 ff37c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentPropertyExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag426": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Immeubles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">de plac<span class=\"_ _0\"></span>emen<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x6 h75 y1a2b ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les immeubles de placement</div>\n<div class=\"t m0 x6 h75 y1a2c ff27f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">comprennent principalement des</div>\n<div class=\"t m0 x6 h75 y1a2d ff27f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">immeubles de bureaux et \u00e0 u<span class=\"_ _0\"></span>sage</div>\n<div class=\"t m0 x6 h75 y1a2e ff27f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">commercial.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b61 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 816px;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 618px; bottom: 816px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y1a33 ff27d fs45 fce sc0 lse0 wsee\" style=\"left: 731px; bottom: 816px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 335px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 801px;\"> </div>\n<div class=\"t m0 x147 h68 y6a0 ff280 fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 801px;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 786px;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px;\">3.037<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 786px;\">3.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 771px;\">D\u00e9pr\u00e9ciations sur immeubles de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 771px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 771px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 756px;\">Total immeubles de pl<span class=\"_ _3\"></span>acement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 756px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b62 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b63 ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 709px;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 709px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff27d fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 709px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 694px;\"> </div>\n<div class=\"t m0 x147 h68 y6a6 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 694px;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 679px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 679px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y694 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 679px;\">3.661<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 664px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68f ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 664px;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68f ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 664px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 335px; bottom: 649px;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 649px;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 649px;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 634px;\">Augmentations/acquisitions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 634px;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 791px; bottom: 634px;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 619px;\">Am\u00e9liorations/r\u00e9novations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 679px; bottom: 619px;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y697 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 619px;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 604px;\">Cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 604px;\">(350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 604px;\">(100)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 590px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 590px;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 590px;\">(43)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff281 fs45 fce sc0 lsed ws106\" style=\"left: 335px; bottom: 575px;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 575px;\">3.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y69d ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 575px;\">3.930<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 560px;\"> </div>\n<div class=\"t m0 x147 h68 y69b ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 560px;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 545px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 545px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 545px;\">(770)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 530px;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de <span class=\"lse5 ws100\">la vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1e h65 y6cb ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 530px;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y6cb ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 530px;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 515px;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 515px;\">(95)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68a ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 789px; bottom: 515px;\">(97)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 500px;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 500px;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 yb68 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 500px;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 486px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 677px; bottom: 486px;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e h65 y691 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 795px; bottom: 486px;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff281 fs45 fce sc0 lse0 wsee\" style=\"left: 335px; bottom: 471px;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 471px;\">(805)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y6a6 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 784px; bottom: 471px;\">(810)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff27d fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 456px;\"> </div>\n<div class=\"t m0 x147 h68 y691 ff280 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 456px;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 441px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 441px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y68f ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 441px;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff27d fs45 fc15 sc0 lse0 wsee\" style=\"left: 335px; bottom: 426px;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y694 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 426px;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y694 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 804px; bottom: 426px;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 335px; bottom: 411px;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y699 ff27d fs45 fc15 sc0 ls0 ws0\" style=\"left: 692px; bottom: 411px;\"> </div>\n<div class=\"t m0 x14e h65 y699 ff27d fs45 fc15 sc0 lse0 wsed\" style=\"left: 794px; bottom: 411px;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 397px;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 397px;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 794px; bottom: 397px;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 335px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 692px; bottom: 382px;\"> </div>\n<div class=\"t m0 x147 h67 y699 ff281 fs45 fce sc0 ls0 ws0\" style=\"left: 804px; bottom: 382px;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff281 fs45 fce sc0 lse0 wsf0\" style=\"left: 335px; bottom: 367px;\">Montant net en immeubles de placement au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 671px; bottom: 367px;\">3.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff281 fs45 fce sc0 lse0 wsed\" style=\"left: 783px; bottom: 367px;\">3.117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b h62 y1b7b ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7c ff27d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x3b h62 y1b7d ff27d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au 31 d\u00e9ce<span class=\"_ _3\"></span>mbre 2022 e<span class=\"_ _3\"></span>t au 31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>, aucune <span class=\"_ _3\"></span>propri\u00e9t\u00e9 n\u2019<span class=\"_ _3\"></span>avait \u00e9t\u00e9 <span class=\"_ _3\"></span>mise en ga<span class=\"_ _3\"></span>rantie</div>\n<div class=\"t m0 x3b h62 y1b7e ff27d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir auss<span class=\"_ _0\"></span>i note 21 <span class=\"ff282 ls0 ws0\">\u00ab<span class=\"ff27d\"> <span class=\"lsde wsea\">Emprunts</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"lsf0 ws104\">). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 293px; height: 668px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 293px; height: 668px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Des \u00e9valua<span class=\"_ _3\"></span>tions annuelle<span class=\"_ _3\"></span>s, faisant<span class=\"_ _3\"></span> appel \u00e0 de<span class=\"_ _3\"></span>s \u00e9valuateurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y8b2 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ind\u00e9pendants<span class=\"_ _3\"></span> qui changen<span class=\"_ _3\"></span>t selon une r<span class=\"_ _3\"></span>otation de<span class=\"_ _3\"></span> trois ans<span class=\"_ _3\"></span>, couvren<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y8b3 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">quasi t<span class=\"_ _0\"></span>ous les im<span class=\"_ _0\"></span>meuble<span class=\"_ _0\"></span>s de plac<span class=\"_ _0\"></span>ement.<span class=\"_ _0\"></span> Les just<span class=\"_ _0\"></span>es vale<span class=\"_ _0\"></span>urs (niv<span class=\"_ _0\"></span>eau 3)</div>\n<div class=\"t m0 x6 h62 y93e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">se fonde<span class=\"_ _0\"></span>nt sur des don<span class=\"_ _0\"></span>n\u00e9es de marc<span class=\"_ _0\"></span>h\u00e9 non obse<span class=\"_ _0\"></span>rvables<span class=\"_ _0\"></span> et/ou s<span class=\"lsde wseb\">ur des </span></div>\n<div class=\"t m0 x6 h62 y93f ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">flux de t<span class=\"_ _0\"></span>r\u00e9sorer<span class=\"_ _0\"></span>ie actu<span class=\"_ _0\"></span>alis\u00e9s. <span class=\"_ _0\"></span>Les flux <span class=\"_ _0\"></span>de tr\u00e9s<span class=\"_ _0\"></span>orerie at<span class=\"_ _0\"></span>tendus s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x6 h62 y940 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019immobilier<span class=\"_ _3\"></span> se fondent sur des donn\u00e9<span class=\"_ _3\"></span>es attendues de ta<span class=\"_ _3\"></span>ux de</div>\n<div class=\"t m0 x6 h62 y941 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">croissa<span class=\"_ _0\"></span>nce des rev<span class=\"_ _0\"></span>enus locat<span class=\"_ _0\"></span>ifs, de p\u00e9r<span class=\"_ _0\"></span>iodes de v<span class=\"_ _0\"></span>acance,<span class=\"_ _0\"></span> de taux</div>\n<div class=\"t m0 x6 h62 y942 ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019occup<span class=\"_ _0\"></span>ation, d<span class=\"_ _0\"></span>\u2019inci<span class=\"_ _0\"></span>tants \u00e0 l<span class=\"_ _0\"></span>a locati<span class=\"_ _0\"></span>on comm<span class=\"_ _0\"></span>e des p\u00e9<span class=\"_ _0\"></span>riod<span class=\"wse9\">es loc<span class=\"_ _0\"></span>atives<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y943 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">gratuit<span class=\"_ _0\"></span>es ou d\u2019autr<span class=\"_ _0\"></span>es co\u00fbts no<span class=\"_ _0\"></span>n imput\u00e9s<span class=\"_ _0\"></span> aux locat<span class=\"_ _0\"></span>aires. A<span class=\"_ _0\"></span>geas actu<span class=\"_ _0\"></span>alise</div>\n<div class=\"t m0 x1a h62 y1b86 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les flux de tr<span class=\"_ _0\"></span>\u00e9sorer<span class=\"_ _0\"></span>ie nets att<span class=\"_ _0\"></span>endus en re<span class=\"_ _0\"></span>courant \u00e0 de<span class=\"_ _0\"></span>s taux</div>\n<div class=\"t m0 x1a h62 y1b87 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n ajust\u00e9s<span class=\"_ _0\"></span> pour le risq<span class=\"_ _0\"></span>ue. L\u2019est<span class=\"_ _0\"></span>imatio<span class=\"_ _0\"></span>n au taux</div>\n<div class=\"t m0 x1a h62 y122d ff284 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n prend <span class=\"_ _0\"></span>en compt<span class=\"_ _0\"></span>e d\u2019aut<span class=\"_ _0\"></span>res fac<span class=\"_ _0\"></span>teurs<span class=\"ls0 ws0\"> </span><span class=\"wse9\">co<span class=\"_ _0\"></span>mme la qualit<span class=\"_ _0\"></span>\u00e9 du </span></div>\n<div class=\"t m0 x1a h62 y122e ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">b\u00e2timent<span class=\"_ _0\"></span> et sa localis<span class=\"_ _0\"></span>ation (p<span class=\"_ _0\"></span>remi\u00e8r<span class=\"_ _0\"></span>e qualit\u00e9,<span class=\"_ _0\"></span> deuxi\u00e8<span class=\"_ _0\"></span>me qualit\u00e9<span class=\"_ _0\"></span>), qualit<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x1a h62 y122f ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cr\u00e9dit d<span class=\"_ _0\"></span>u locataire et<span class=\"_ _0\"></span> dur\u00e9e du b<span class=\"_ _0\"></span>ail. Pour le<span class=\"_ _0\"></span>s projets d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1230 ff284 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9veloppement<span class=\"_ _3\"></span> immobilier (<span class=\"_ _3\"></span>c\u2019est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-</span><span class=\"lsdc\">dire, en cons<span class=\"_ _0\"></span>tructi<span class=\"_ _0\"></span>on), la <span class=\"_ _0\"></span>juste v<span class=\"_ _0\"></span>aleur </span></div>\n<div class=\"t m0 x1a h62 y1231 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspond au co<span class=\"_ _3\"></span>\u00fbt jusqu\u2019\u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wseb\">ce que l\u2019<span class=\"_ _3\"></span>immeuble soi<span class=\"_ _3\"></span>t op\u00e9rationnel<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1232 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b88 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1234 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 923px;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff284 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 923px;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 908px;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 908px;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 893px;\">Juste valeur appuy\u00e9e sur d<span class=\"_ _0\"></span>es indications du m<span class=\"_ _0\"></span>arch\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 893px;\">579<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 893px;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 878px;\">Juste valeur d\u00e9termin\u00e9e par \u00e9<span class=\"_ _0\"></span>valuation ind\u00e9pendante<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 878px;\">3.627<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 878px;\">3.823<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 863px;\">Juste valeur <span class=\"lse1 wsf6\">totale<span class=\"_ _0\"></span> des imme<span class=\"_ _0\"></span>ubles<span class=\"_ _0\"></span> de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 863px;\">4.206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6d1 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 863px;\">4.306<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px;\">Valeur comptable totale (y<span class=\"_ _0\"></span> compris passif locatif)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 848px;\">2.969<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 848px;\">3.057<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 833px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 833px;\">1.237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 833px;\">1.249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px;\">Gains (pertes) non r\u00e9alis\u00e9s<span class=\"_ _0\"></span> des preneurs d\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 819px;\"> </div>\n<div class=\"t m0 x16 h65 yb68 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 819px;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff284 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 804px;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 804px;\">(343)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 804px;\">(342)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 789px;\">Gains et pertes non r\u00e9alis\u00e9s nets (non comptabilis\u00e9s en capitaux propres)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 789px;\">894<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 789px;\">867<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b92 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1b93 ff284 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Immeubles lou\u00e9s<span class=\"_ _3\"></span> sous <span class=\"lsdc wse8\">contrat<span class=\"ls0 ws0\"> </span><span class=\"wse9\">de loc<span class=\"_ _0\"></span>ation s<span class=\"_ _0\"></span>imple<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 y1b94 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas lou<span class=\"_ _0\"></span>e certai<span class=\"_ _0\"></span>ns actifs (p<span class=\"_ _0\"></span>rincip<span class=\"_ _0\"></span>alement d<span class=\"_ _0\"></span>es immeu<span class=\"_ _0\"></span>bles de plac<span class=\"_ _0\"></span>ement) \u00e0<span class=\"_ _0\"></span> des parties ext<span class=\"_ _0\"></span>ern<span class=\"_ _0\"></span>es dans le cad<span class=\"_ _0\"></span>re de contr<span class=\"_ _0\"></span>ats de lo<span class=\"wse8\">cat<span class=\"_ _0\"></span>ion <span class=\"wse9\">simpl<span class=\"_ _0\"></span>e. Les </span></span></div>\n<div class=\"t m0 x6 h62 y1b95 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts minim<span class=\"_ _0\"></span>aux au titre d<span class=\"_ _0\"></span>e locati<span class=\"_ _0\"></span>on \u00e0 recevoi<span class=\"_ _0\"></span>r pour les co<span class=\"_ _0\"></span>ntrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n non r\u00e9sili<span class=\"_ _0\"></span>ables s\u2019<span class=\"_ _0\"></span>\u00e9l\u00e8vent au 3<span class=\"_ _0\"></span>1 d\u00e9cembre<span class=\"ls0 ws0\"> \u00e0 : </span></div>\n<div class=\"t m0 x6 h62 y1b96 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 679px;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff284 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 679px;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff284 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 663px;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff287 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 663px;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff284 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 648px;\">Jusqu'\u00e0 3 mois<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 648px;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 648px;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 633px;\">De 3 moi<span class=\"_ _3\"></span>s \u00e0 1 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 633px;\">156<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d3 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 633px;\">145<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 619px;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 619px;\">180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 619px;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 604px;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 604px;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6de ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 604px;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 589px;\">De 3 \u00e0 4<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lse0 wsed\">ans</span> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 589px;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 589px;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff284 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 574px;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 574px;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 574px;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff284 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 559px;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 559px;\">635<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff284 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 559px;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff286 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 544px;\">Total des paiements non actualis\u00e9s \u00e0 recevoir au titre des contrats de location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 544px;\">1.391<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff286 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 544px;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ba0 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba1 ff284 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ba2 ff284 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 97<span class=\"ls0 ws0\"> </span>mil<span class=\"_ _0\"></span>lions en 20<span class=\"_ _0\"></span>22 dans le T<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> paiements m<span class=\"_ _0\"></span>inima<span class=\"_ _0\"></span>ux \u00e0 recevoi<span class=\"_ _0\"></span>r dans le <span class=\"lsde wsfa\">cadre de contrats de loca<span class=\"_ _3\"></span>tion non r\u00e9siliabl<span class=\"_ _3\"></span>es concerne </span></div>\n<div class=\"t m0 x6 h62 y1ba3 ff284 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des immobilisa<span class=\"_ _3\"></span>tions corporelle<span class=\"_ _3\"></span>s (2021: EUR 66<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">millions<span class=\"_ _0\"></span>). Le rest<span class=\"_ _0\"></span>e se ra<span class=\"_ _0\"></span>pporte <span class=\"_ _0\"></span>\u00e0 des imm<span class=\"_ _0\"></span>eubles d<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 210px; height: 751px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 210px; height: 751px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 210px; height: 751px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 210px; height: 751px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1bcb ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bcc ff292 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">D\u00e9pr\u00e9<span class=\"_ _3\"></span>ciati<span class=\"_ _3\"></span>ons <span class=\"_ _3\"></span>des p<span class=\"_ _3\"></span>r\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 474px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> </span><span class=\"wsee\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 772px; z-index: 15;\">sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 604px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> d</span><span class=\"wsee\">e cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 772px; z-index: 15;\">s<span class=\"lse0 wsed\">p\u00e9cifique</span> </div>\n<div id=\"fs_326B7TH8R400000000000000000000\">\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x184 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff294 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des pr\u00eats i<span class=\"_ _0\"></span>rr\u00e9couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff294 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x6 h62 y1bd4 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bd5 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bdf ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1be0 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 360px; height: 746px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 360px; height: 746px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 360px; height: 746px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 360px; height: 746px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Emprun<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Op\u00e9rations de mise en pen<span class=\"_ _0\"></span>sion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Dettes envers les banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Fonds des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres emprunts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total des dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les op\u00e9rations de<span class=\"_ _3\"></span> mise en pension<span class=\"_ _3\"></span> sont essentielleme<span class=\"_ _3\"></span>nt des emprunt<span class=\"_ _3\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y1f0b ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">court terme garan<span class=\"_ _3\"></span>tis qui sont ut<span class=\"_ _3\"></span>ilis\u00e9s pour cou<span class=\"_ _3\"></span>vrir des placement<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1f0c ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques dont<span class=\"_ _0\"></span> les taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat so<span class=\"_ _0\"></span>nt r\u00e9visa<span class=\"_ _0\"></span>bles et \u00e0 des fi<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 y1f0d ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gestion de<span class=\"_ _3\"></span>s liquidit\u00e9<span class=\"lsf0 ws104\">s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f0e ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0f ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a don<span class=\"_ _0\"></span>n\u00e9 en gage de l\u2019i<span class=\"_ _0\"></span>mmobi<span class=\"_ _0\"></span>lier comme g<span class=\"_ _0\"></span>aranti<span class=\"_ _0\"></span>e de pr\u00eats et</div>\n<div class=\"t m0 x6 h62 y1f10 ff318 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>our une v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"lsde\">159 millio<span class=\"_ _3\"></span>ns (2021<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span>EUR<span class=\"_ _3\"></span> 166 </span></div>\n<div class=\"t m0 x6 h62 y1f11 ff318 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f12 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f13 ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> comptable <span class=\"_ _3\"></span>des emprunts<span class=\"_ _3\"></span> est une ap<span class=\"_ _3\"></span>proximation r<span class=\"_ _3\"></span>aisonnable</div>\n<div class=\"t m0 x1a h62 y1f14 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de leur just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> dans la mesu<span class=\"_ _0\"></span>re o\u00f9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">les \u00e9ch\u00e9ances des<span class=\"_ _3\"></span> contrats son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y1f15 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 un an (mi<span class=\"_ _0\"></span>ses en pensi<span class=\"_ _0\"></span>on) et/o<span class=\"_ _0\"></span>u les contr<span class=\"_ _0\"></span>ats port<span class=\"_ _0\"></span>ent un taux</div>\n<div class=\"t m0 x1a h62 y1f16 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> (pr\u00eats ba<span class=\"_ _0\"></span>ncaires<span class=\"_ _0\"></span>). En cons\u00e9<span class=\"_ _0\"></span>quence, l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur se fonde su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1f17 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des donn\u00e9<span class=\"_ _0\"></span>es de march<span class=\"_ _0\"></span>\u00e9 observa<span class=\"_ _0\"></span>bles (niv<span class=\"_ _0\"></span>eau<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2).</span> </span></div>\n<div class=\"t m0 x1a h62 y1f18 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f19 ff318 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Ces passifs locatifs sont act<span class=\"lsde wsfa\">ualis\u00e9s en ut<span class=\"_ _3\"></span>ilisant le taux<span class=\"_ _3\"></span> d\u2019emprunt </span></div>\n<div class=\"t m0 x1a h62 y1f1a ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">margin<span class=\"_ _0\"></span>al du preneur et<span class=\"_ _0\"></span> la charge d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s relativ<span class=\"_ _0\"></span>e au passif<span class=\"_ _0\"></span> locatif es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y1f1b ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e s\u00e9par\u00e9<span class=\"_ _0\"></span>ment des c<span class=\"_ _0\"></span>harges de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation du dro<span class=\"_ _0\"></span>it d\u2019utili<span class=\"_ _0\"></span>sation<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y1f1c ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f1d ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 477px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 477px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff31a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 446px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 446px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Transferts vers les pas<span class=\"_ _0\"></span>sifs d\u00e9t\u00e9nus en vue de<span class=\"_ _0\"></span> la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 431px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y69b ff31a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69d ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 401px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 401px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Paiements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 387px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 387px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres <span class=\"wsed\">variations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 372px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 372px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff31a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 357px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f29 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie n<span class=\"_ _0\"></span>on actuali<span class=\"_ _0\"></span>s\u00e9s des em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> hors pass<span class=\"_ _0\"></span>ifs locat<span class=\"_ _0\"></span>ifs, regro<span class=\"_ _0\"></span>up\u00e9s par cl<span class=\"_ _0\"></span>asse d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>nte au</div>\n<div class=\"t m0 x6 h62 y1f2a ff318 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y1f2b ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 263px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 263px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 263px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 232px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 232px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 217px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 217px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 217px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 202px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 202px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 202px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 188px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 188px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff31a fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 173px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 173px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 162px; height: 799px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 799px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce de la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d, la filial<span class=\"_ _0\"></span>e du Group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Interp<span class=\"_ _0\"></span>arking (d<span class=\"_ _0\"></span>\u00e9tenue \u00e0 51%<span class=\"_ _0\"></span> par AG Insur<span class=\"_ _0\"></span>ance) a pu b\u00e9<span class=\"_ _0\"></span>n\u00e9ficie<span class=\"_ _0\"></span>r au</div>\n<div class=\"t m0 x6 h62 y8b3 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premie<span class=\"_ _0\"></span>r semestr<span class=\"_ _0\"></span>e 2021 de d\u00e9ro<span class=\"_ _0\"></span>gatio<span class=\"_ _0\"></span>ns li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y93e ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'empru<span class=\"_ _0\"></span>nt. En cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e, les empru<span class=\"_ _0\"></span>nts banc<span class=\"_ _0\"></span>aires \u00e0 long te<span class=\"_ _0\"></span>rme, pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y93f ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> des d\u00e9ro<span class=\"_ _0\"></span>gations ont<span class=\"_ _0\"></span> \u00e9t\u00e9 obte<span class=\"_ _0\"></span>nues, ont \u00e9t\u00e9 r<span class=\"_ _0\"></span>eclass\u00e9s<span class=\"_ _0\"></span> de long</div>\n<div class=\"t m0 x1a h62 y1f33 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme \u00e0 cou<span class=\"_ _0\"></span>rt terme. Les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">activit<span class=\"_ _0\"></span>\u00e9s d'Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g se sont dep<span class=\"_ _0\"></span>uis </span></span></div>\n<div class=\"t m0 x1a h62 y1f34 ff31d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">redress\u00e9es, ce<span class=\"_ _3\"></span> qui a permis \u00e0 Interpa<span class=\"_ _3\"></span>rking de respe<span class=\"_ _3\"></span>cter ses</div>\n<div class=\"t m0 x1a h62 y1f35 ff31d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>. De ce f<span class=\"_ _0\"></span>ait, un e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span> banca<span class=\"_ _0\"></span>ire \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x1a h62 y1f36 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 491 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> a \u00e9t\u00e9 reclas<span class=\"_ _0\"></span>s\u00e9 de court te<span class=\"_ _0\"></span>rme \u00e0 long t<span class=\"_ _0\"></span>erme \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y1f37 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cl\u00f4tur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f38 ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f39 ff31d fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Dettes de c<span class=\"_ _0\"></span>ontrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n en tant que p<span class=\"_ _0\"></span>reneur (no<span class=\"_ _0\"></span>n actual<span class=\"_ _0\"></span>is\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f3a ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 xb1 h65 y699 ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 955px; z-index: 15;\">Paiements minimaux li\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b4 h65 y69b ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 694px; bottom: 940px; z-index: 15;\">\u00e0 des contrats de loca<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 880px; z-index: 15;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 865px; z-index: 15;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 850px; z-index: 15;\">De 3 \u00e0 4 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 835px; z-index: 15;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff31f fs45 fc28 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 609px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 781px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Charges locatives annuelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff31d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Charges financi\u00e8res futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLeasesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag556": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 210px; height: 751px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 210px; height: 751px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 210px; height: 751px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 210px; height: 751px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 210px; height: 751px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1bcb ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bcc ff292 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">D\u00e9pr\u00e9<span class=\"_ _3\"></span>ciati<span class=\"_ _3\"></span>ons <span class=\"_ _3\"></span>des p<span class=\"_ _3\"></span>r\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 474px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> </span><span class=\"wsee\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 772px; z-index: 15;\">sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 604px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> d</span><span class=\"wsee\">e cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 772px; z-index: 15;\">s<span class=\"lse0 wsed\">p\u00e9cifique</span> </div>\n<div id=\"fs_326B7TH8R400000000000000000000\">\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x184 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff294 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des pr\u00eats i<span class=\"_ _0\"></span>rr\u00e9couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff294 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x6 h62 y1bd4 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bd5 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bdf ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1be0 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 360px; height: 746px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 360px; height: 746px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 360px; height: 746px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 360px; height: 746px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 360px; height: 746px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfLoansExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag343": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 210px; height: 751px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 210px; height: 751px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 210px; height: 751px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1bcb ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bcc ff292 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">D\u00e9pr\u00e9<span class=\"_ _3\"></span>ciati<span class=\"_ _3\"></span>ons <span class=\"_ _3\"></span>des p<span class=\"_ _3\"></span>r\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 474px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> </span><span class=\"wsee\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 772px; z-index: 15;\">sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 604px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> d</span><span class=\"wsee\">e cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 772px; z-index: 15;\">s<span class=\"lse0 wsed\">p\u00e9cifique</span> </div>\n<div id=\"fs_326B7TH8R400000000000000000000\">\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x184 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff294 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des pr\u00eats i<span class=\"_ _0\"></span>rr\u00e9couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff294 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x6 h62 y1bd4 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bd5 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bdf ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1be0 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 360px; height: 746px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 360px; height: 746px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 360px; height: 746px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToBanksExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag337": {
   "value": "\n<div><br/></div>\n\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 210px; height: 751px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 210px; height: 751px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1bcb ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bcc ff292 fs50 fc10 sc0 ls100 ws11b\" style=\"z-index: 15;\">D\u00e9pr\u00e9<span class=\"_ _3\"></span>ciati<span class=\"_ _3\"></span>ons <span class=\"_ _3\"></span>des p<span class=\"_ _3\"></span>r\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 474px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> </span><span class=\"wsee\">de cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 772px; z-index: 15;\">sp\u00e9cifique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 787px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 604px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 787px; z-index: 15;\">Risque<span class=\"ls0 ws0\"> d</span><span class=\"wsee\">e cr\u00e9dit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a0 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 670px; bottom: 772px; z-index: 15;\">s<span class=\"lse0 wsed\">p\u00e9cifique</span> </div>\n<div id=\"fs_326B7TH8R400000000000000000000\">\n<div class=\"t m0 x233 h65 y6a6 ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 787px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y691 ff290 fs45 fce sc0 lsee wsf6\" style=\"left: 776px; bottom: 772px; z-index: 15;\">IBNR<span class=\"ls0 ws0\"> </span></div>\n</div>\n<div class=\"t m0 x184 h65 y691 ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff293 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff294 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 742px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x5d h67 y694 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 742px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y694 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 742px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 727px; z-index: 15;\">4</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 727px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y68f ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 527px; bottom: 712px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 712px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des pr\u00eats i<span class=\"_ _0\"></span>rr\u00e9couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 697px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6d3 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff294 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 529px; bottom: 683px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 620px; bottom: 683px; z-index: 15;\">1</div>\n<div class=\"t m0 x5d h67 y697 ff294 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 683px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y697 ff294 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 683px; z-index: 15;\">4</div>\n<div class=\"t m0 x6 h62 y1bd4 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bd5 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bdf ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1be0 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1be1 ff290 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Int\u00e9r\u00eats<span class=\"_ _0\"></span> dans des ent<span class=\"_ _0\"></span>it\u00e9s str<span class=\"_ _0\"></span>uctur\u00e9es<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wse8\">consol<span class=\"_ _0\"></span>id\u00e9es <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1be2 ff290 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce, Ageas <span class=\"_ _3\"></span>France, Ageas<span class=\"_ _3\"></span> Portugal e<span class=\"_ _3\"></span>t Ageas Rei<span class=\"_ _3\"></span>nsurance, </span></div>\n<div class=\"t m0 x6 h62 y1be3 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent des tit<span class=\"_ _0\"></span>res qui repr<span class=\"_ _0\"></span>\u00e9sente<span class=\"_ _0\"></span>nt des int\u00e9r<span class=\"_ _0\"></span>\u00eats (par le<span class=\"_ _0\"></span> biais de la</div>\n<div class=\"t m0 x6 h62 y1be4 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9cept<span class=\"_ _0\"></span>ion du princ<span class=\"_ _0\"></span>ipal et de l\u2019i<span class=\"_ _0\"></span>nt\u00e9r\u00eat) da<span class=\"_ _0\"></span>ns des entit<span class=\"_ _0\"></span>\u00e9s struct<span class=\"_ _0\"></span>ur\u00e9es qu<span class=\"_ _0\"></span>e le</div>\n<div class=\"t m0 x6 h62 y1be5 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Groupe Ag<span class=\"_ _0\"></span>eas ne cons<span class=\"_ _0\"></span>olide pas.<span class=\"_ _0\"></span> Les entit<span class=\"_ _0\"></span>\u00e9s <span class=\"lsde wsfa\">structur\u00e9es inve<span class=\"_ _3\"></span>stissent </span></div>\n<div class=\"t m0 x6 h62 y1be6 ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">dans des c<span class=\"_ _0\"></span>r\u00e9anc<span class=\"_ _0\"></span>es hypot<span class=\"_ _0\"></span>h\u00e9cair<span class=\"_ _0\"></span>es et g\u00e9n<span class=\"_ _0\"></span>\u00e8re des f<span class=\"_ _0\"></span>onds v<span class=\"_ _0\"></span>ia l\u2019\u00e9m<span class=\"_ _0\"></span>ission <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x6 h62 y1be7 ff290 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">titres. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1be8 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Mis \u00e0 part ces t<span class=\"_ _0\"></span>itres et parts<span class=\"_ _0\"></span>, AG<span class=\"ls0 ws0\"> </span>Insura<span class=\"_ _0\"></span>nce, Age<span class=\"_ _0\"></span>as France,<span class=\"_ _0\"></span> Ageas</div>\n<div class=\"t m0 x1a h62 y1be9 ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Reinsurance <span class=\"_ _3\"></span>et Ageas Por<span class=\"_ _3\"></span>tugal ne d\u00e9t<span class=\"_ _3\"></span>iennent pa<span class=\"_ _3\"></span>s d\u2019autre <span class=\"_ _3\"></span>int\u00e9r\u00eat dans<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1bea ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces entit<span class=\"_ _0\"></span>\u00e9s struc<span class=\"lsde wseb\">tur\u00e9es. L\u2019exposition maxim<span class=\"_ _3\"></span>ale \u00e0 une<span class=\"_ _3\"></span> perte d\u2019A<span class=\"_ _3\"></span>G </span></div>\n<div class=\"t m0 x1a h62 y1beb ff290 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Insurance, d<span class=\"_ _3\"></span>\u2019Ageas Fran<span class=\"_ _3\"></span>ce, d\u2019Ageas<span class=\"_ _3\"></span> Reinsurance <span class=\"_ _3\"></span>et d\u2019Agea<span class=\"_ _3\"></span>s Portugal</div>\n<div class=\"t m0 x1a h62 y1bec ff290 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">est limit<span class=\"_ _0\"></span>\u00e9e \u00e0 la v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le des ti<span class=\"_ _0\"></span>tres d\u00e9t<span class=\"_ _0\"></span>enus (<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"lsde\">2.729 million<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y1bed ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au 31<span class=\"ls0 ws0\"> </span>d\u00e9cem<span class=\"_ _0\"></span>bre 2022 et EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span>2.355 mill<span class=\"_ _0\"></span>ions au 31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _0\"></span>embre 20<span class=\"_ _0\"></span>21).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 360px; height: 115px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 360px; height: 746px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 360px; height: 746px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfLoansAndAdvancesToCustomersExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag344": {
   "value": "\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gouv<span class=\"_ _3\"></span>ernem<span class=\"_ _3\"></span>ents<span class=\"_ _3\"></span> et inst<span class=\"_ _3\"></span>itut<span class=\"_ _3\"></span>ions <span class=\"_ _3\"></span><span class=\"lse4 wsf3\">officielles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">5.020<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">5.120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s comm<span class=\"_ _3\"></span>ercia<span class=\"_ _3\"></span>ux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Pr\u00eats hypoth\u00e9caires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eats li\u00e9s \u00e0 des contra<span class=\"_ _0\"></span>ts d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">586<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9p\u00f4ts porteurs d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">567<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">390<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Pr\u00eats aux banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">325<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 697px; z-index: 15;\">15.558<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 697px; z-index: 15;\">14.521<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Moins les <span class=\"lse0 wsed\">d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 682px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total des pr\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 667px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 667px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba7 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ba8 ff28d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff289 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 573px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Immobilier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 542px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 542px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Infr<span class=\"_ _3\"></span>astr<span class=\"_ _3\"></span>uctur<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">1.951<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">1.624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Entr<span class=\"_ _3\"></span>epris<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 513px; z-index: 15;\">5.329<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 513px; z-index: 15;\">4.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Cr\u00e9ances sur contrats <span class=\"_ _0\"></span>de <span class=\"lse4 wsf3\">location<span class=\"ls0 ws0\">-</span></span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 498px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 498px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 483px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y68a ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 483px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Total pr\u00eats commerciaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 468px; z-index: 15;\">8.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 468px; z-index: 15;\">6.984<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bb1 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb2 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1bb3 ff289 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a acc<span class=\"_ _0\"></span>ord\u00e9 des li<span class=\"_ _0\"></span>gnes de cr\u00e9d<span class=\"_ _0\"></span>it pour un m<span class=\"_ _0\"></span>ontant to<span class=\"_ _0\"></span>tal d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">523 millions (31 d<span class=\"_ _3\"></span>\u00e9cembre 2021<span class=\"_ _3\"></span>: EUR 1.024<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> </span> </span></div>\n<div class=\"t m0 x6 h7d y1bb4 ff28d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1bb5 ff28d fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">\u00c9ch\u00e9ances <span class=\"_ _3\"></span>des cr\u00e9a<span class=\"_ _3\"></span>nces de <span class=\"_ _3\"></span>location<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsfd ws119\">financement</span> </span></div>\n<div class=\"t m0 x6 h62 y1bb6 ff289 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 311px; z-index: 15;\">Cr\u00e9ances de location<span class=\"ls0 ws0\">-</span><span class=\"wsed\">financement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 yb68 ff289 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 311px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y691 ff28b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Moins d\u20191 <span class=\"lse5 wsf4\">an<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 280px; z-index: 15;\">7</div>\n<div class=\"t m0 xce h65 y6a6 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 280px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 265px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 265px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff289 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 265px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y68f ff289 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 251px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 251px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 251px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff289 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 236px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 236px; z-index: 15;\">266<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff289 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 236px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff28c fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 221px; z-index: 15;\">Total des cr\u00e9ances de location<span class=\"ls0 ws0\">-<span class=\"lse1 wsef\">financ<span class=\"_ _0\"></span>ement<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 221px; z-index: 15;\">316<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff28c fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 221px; z-index: 15;\">163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 210px; height: 751px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 870px; height: 236px; width: 84%; z-index: 7;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Emprun<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Op\u00e9rations de mise en pen<span class=\"_ _0\"></span>sion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Dettes envers les banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Fonds des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres emprunts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total des dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les op\u00e9rations de<span class=\"_ _3\"></span> mise en pension<span class=\"_ _3\"></span> sont essentielleme<span class=\"_ _3\"></span>nt des emprunt<span class=\"_ _3\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y1f0b ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">court terme garan<span class=\"_ _3\"></span>tis qui sont ut<span class=\"_ _3\"></span>ilis\u00e9s pour cou<span class=\"_ _3\"></span>vrir des placement<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1f0c ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques dont<span class=\"_ _0\"></span> les taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat so<span class=\"_ _0\"></span>nt r\u00e9visa<span class=\"_ _0\"></span>bles et \u00e0 des fi<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 y1f0d ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gestion de<span class=\"_ _3\"></span>s liquidit\u00e9<span class=\"lsf0 ws104\">s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f0e ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0f ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a don<span class=\"_ _0\"></span>n\u00e9 en gage de l\u2019i<span class=\"_ _0\"></span>mmobi<span class=\"_ _0\"></span>lier comme g<span class=\"_ _0\"></span>aranti<span class=\"_ _0\"></span>e de pr\u00eats et</div>\n<div class=\"t m0 x6 h62 y1f10 ff318 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>our une v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"lsde\">159 millio<span class=\"_ _3\"></span>ns (2021<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span>EUR<span class=\"_ _3\"></span> 166 </span></div>\n<div class=\"t m0 x6 h62 y1f11 ff318 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f12 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f13 ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> comptable <span class=\"_ _3\"></span>des emprunts<span class=\"_ _3\"></span> est une ap<span class=\"_ _3\"></span>proximation r<span class=\"_ _3\"></span>aisonnable</div>\n<div class=\"t m0 x1a h62 y1f14 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de leur just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> dans la mesu<span class=\"_ _0\"></span>re o\u00f9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">les \u00e9ch\u00e9ances des<span class=\"_ _3\"></span> contrats son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y1f15 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 un an (mi<span class=\"_ _0\"></span>ses en pensi<span class=\"_ _0\"></span>on) et/o<span class=\"_ _0\"></span>u les contr<span class=\"_ _0\"></span>ats port<span class=\"_ _0\"></span>ent un taux</div>\n<div class=\"t m0 x1a h62 y1f16 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> (pr\u00eats ba<span class=\"_ _0\"></span>ncaires<span class=\"_ _0\"></span>). En cons\u00e9<span class=\"_ _0\"></span>quence, l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur se fonde su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1f17 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des donn\u00e9<span class=\"_ _0\"></span>es de march<span class=\"_ _0\"></span>\u00e9 observa<span class=\"_ _0\"></span>bles (niv<span class=\"_ _0\"></span>eau<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2).</span> </span></div>\n<div class=\"t m0 x1a h62 y1f18 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f19 ff318 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Ces passifs locatifs sont act<span class=\"lsde wsfa\">ualis\u00e9s en ut<span class=\"_ _3\"></span>ilisant le taux<span class=\"_ _3\"></span> d\u2019emprunt </span></div>\n<div class=\"t m0 x1a h62 y1f1a ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">margin<span class=\"_ _0\"></span>al du preneur et<span class=\"_ _0\"></span> la charge d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s relativ<span class=\"_ _0\"></span>e au passif<span class=\"_ _0\"></span> locatif es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y1f1b ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e s\u00e9par\u00e9<span class=\"_ _0\"></span>ment des c<span class=\"_ _0\"></span>harges de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation du dro<span class=\"_ _0\"></span>it d\u2019utili<span class=\"_ _0\"></span>sation<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y1f1c ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f1d ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 477px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 477px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff31a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 446px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 446px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Transferts vers les pas<span class=\"_ _0\"></span>sifs d\u00e9t\u00e9nus en vue de<span class=\"_ _0\"></span> la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 431px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y69b ff31a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69d ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 401px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 401px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Paiements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 387px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 387px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres <span class=\"wsed\">variations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 372px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 372px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff31a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 357px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f29 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie n<span class=\"_ _0\"></span>on actuali<span class=\"_ _0\"></span>s\u00e9s des em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> hors pass<span class=\"_ _0\"></span>ifs locat<span class=\"_ _0\"></span>ifs, regro<span class=\"_ _0\"></span>up\u00e9s par cl<span class=\"_ _0\"></span>asse d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>nte au</div>\n<div class=\"t m0 x6 h62 y1f2a ff318 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y1f2b ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 263px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 263px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 263px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 232px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 232px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 217px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 217px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 217px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 202px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 202px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 202px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 188px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 188px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff31a fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 173px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 173px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 162px; height: 799px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 799px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 162px; height: 799px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce de la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d, la filial<span class=\"_ _0\"></span>e du Group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Interp<span class=\"_ _0\"></span>arking (d<span class=\"_ _0\"></span>\u00e9tenue \u00e0 51%<span class=\"_ _0\"></span> par AG Insur<span class=\"_ _0\"></span>ance) a pu b\u00e9<span class=\"_ _0\"></span>n\u00e9ficie<span class=\"_ _0\"></span>r au</div>\n<div class=\"t m0 x6 h62 y8b3 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premie<span class=\"_ _0\"></span>r semestr<span class=\"_ _0\"></span>e 2021 de d\u00e9ro<span class=\"_ _0\"></span>gatio<span class=\"_ _0\"></span>ns li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y93e ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'empru<span class=\"_ _0\"></span>nt. En cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e, les empru<span class=\"_ _0\"></span>nts banc<span class=\"_ _0\"></span>aires \u00e0 long te<span class=\"_ _0\"></span>rme, pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y93f ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> des d\u00e9ro<span class=\"_ _0\"></span>gations ont<span class=\"_ _0\"></span> \u00e9t\u00e9 obte<span class=\"_ _0\"></span>nues, ont \u00e9t\u00e9 r<span class=\"_ _0\"></span>eclass\u00e9s<span class=\"_ _0\"></span> de long</div>\n<div class=\"t m0 x1a h62 y1f33 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme \u00e0 cou<span class=\"_ _0\"></span>rt terme. Les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">activit<span class=\"_ _0\"></span>\u00e9s d'Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g se sont dep<span class=\"_ _0\"></span>uis </span></span></div>\n<div class=\"t m0 x1a h62 y1f34 ff31d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">redress\u00e9es, ce<span class=\"_ _3\"></span> qui a permis \u00e0 Interpa<span class=\"_ _3\"></span>rking de respe<span class=\"_ _3\"></span>cter ses</div>\n<div class=\"t m0 x1a h62 y1f35 ff31d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>. De ce f<span class=\"_ _0\"></span>ait, un e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span> banca<span class=\"_ _0\"></span>ire \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x1a h62 y1f36 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 491 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> a \u00e9t\u00e9 reclas<span class=\"_ _0\"></span>s\u00e9 de court te<span class=\"_ _0\"></span>rme \u00e0 long t<span class=\"_ _0\"></span>erme \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y1f37 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cl\u00f4tur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f38 ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f39 ff31d fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Dettes de c<span class=\"_ _0\"></span>ontrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n en tant que p<span class=\"_ _0\"></span>reneur (no<span class=\"_ _0\"></span>n actual<span class=\"_ _0\"></span>is\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f3a ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 xb1 h65 y699 ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 955px; z-index: 15;\">Paiements minimaux li\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b4 h65 y69b ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 694px; bottom: 940px; z-index: 15;\">\u00e0 des contrats de loca<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 880px; z-index: 15;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 865px; z-index: 15;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 850px; z-index: 15;\">De 3 \u00e0 4 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 835px; z-index: 15;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff31f fs45 fc28 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 609px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 781px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Charges locatives annuelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff31d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Charges financi\u00e8res futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 765px; height: 341px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRepurchaseAndReverseRepurchaseAgreementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag339": {
   "value": "\n<div class=\"t m0 x6 h7d y834 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">12.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff292 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles <span class=\"_ _3\"></span>li\u00e9es a<span class=\"_ _3\"></span>ux pr\u00eats <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff290 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls des s\u00fbret<span class=\"_ _0\"></span>\u00e9s r\u00e9elles<span class=\"_ _0\"></span> et garant<span class=\"_ _0\"></span>ies re\u00e7ues<span class=\"_ _0\"></span> pour couv<span class=\"_ _0\"></span>rir les pr\u00eat<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">Exposition totale au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1018px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1018px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Valeur comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 987px; z-index: 15;\">15.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a0 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 987px; z-index: 15;\">14.492<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 972px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Instruments financiers</span> </div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 958px; z-index: 15;\">381<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 958px; z-index: 15;\">386<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 943px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 943px; z-index: 15;\">1.968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 943px; z-index: 15;\">1.999<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 928px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Autres s\u00fbret\u00e9s r\u00e9elles et <span class=\"wsed\">garanties</span></span> </div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 928px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Exposition non garantie</span> </div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 913px; z-index: 15;\">13.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y6a6 ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 913px; z-index: 15;\">12.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 898px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 898px; z-index: 15;\">835<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y6d1 ff293 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">919<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h6e y1bca ff293 fs48 fc15 sc0 lsf1 ws107\" style=\"z-index: 15;\">(1)<span class=\"ls0 ws0\"> <span class=\"_ _1f\"> </span></span><span class=\"ws108\">Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de cr\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus<span class=\"_ _0\"></span> importante que le pr\u00eat individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">jacent. <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 9%; bottom: 870px; height: 236px; width: 82%; z-index: 8;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1bd6 ff290 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsfa\">tableau ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span></span><span class=\"wse9\">dessous<span class=\"_ _0\"></span> pr\u00e9sente l<span class=\"_ _0\"></span>es d\u00e9tai<span class=\"_ _0\"></span>ls sur les s\u00fb<span class=\"_ _0\"></span>ret\u00e9s r\u00e9ell<span class=\"_ _0\"></span>es et les gara<span class=\"_ _0\"></span>nties re\u00e7<span class=\"_ _0\"></span>ues pou<span class=\"_ _0\"></span>r couvrir les<span class=\"_ _0\"></span> pr\u00eats d\u00e9pr<span class=\"_ _0\"></span>\u00e9ci\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1bd7 ff290 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff290 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de la d\u00e9pr\u00e9ciation de<span class=\"_ _0\"></span> l'exposition au risque de<span class=\"_ _0\"></span> cr\u00e9dit (pr\u00eats)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6de ff290 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 604px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 461px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff290 fs45 fc19 sc0 ls0 ws0\" style=\"left: 633px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 574px; z-index: 15;\">Encours de d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 574px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 574px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 lse3 wsf2\" style=\"left: 69px; bottom: 559px; z-index: 15;\">S\u00fbret\u00e9s <span class=\"lse0 wsee\">r\u00e9elles re\u00e7ues<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff290 fs45 fce sc0 ls0 ws0\" style=\"left: 633px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">Immobilisations corporelles</span> </div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 544px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69d ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 544px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff290 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 529px; z-index: 15;\">S\u00fbret\u00e9s r\u00e9elles re\u00e7ues en e<span class=\"_ _0\"></span>xc\u00e8s de l'exposition au<span class=\"_ _0\"></span> risque de cr\u00e9dit d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci\u00e9e (1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff290 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 529px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff290 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 529px; z-index: 15;\">8</div>\n<div class=\"t m0 x6 h6e y1bde ff293 fs48 fc15 sc0 lsf1 ws108\" style=\"z-index: 15;\">(1) Le montant de s\u00fbret\u00e9 r\u00e9elle exc\u00e9dentaire par rapport \u00e0 l\u2019exposition au risque de c<span class=\"_ _0\"></span>r\u00e9dit concerne des pr\u00eats pour lesquels la s\u00fbret\u00e9 r\u00e9elle est plus importante que le pr\u00ea<span class=\"_ _0\"></span>t individuel sous<span class=\"ls0 ws0\">-</span><span class=\"ws107\">j<span class=\"_ _3\"></span>acent.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 8%; bottom: 501px; height: 144px; width: 84%; z-index: 7;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c98 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 159 <span class=\"lsde wsfa\">millions d\u2019immobilisations corp<span class=\"_ _3\"></span>orelles a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y1c99 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">donn\u00e9 en ga<span class=\"_ _3\"></span>ge comme g<span class=\"_ _3\"></span>arantie (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span>EUR 166</div>\n<div class=\"t m0 x6 h62 y1c9a ff2b7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 695px; height: 56px; width: 325px; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Engagemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">hors bilan</div>\n<div class=\"t m0 x6 h75 y1a2b ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Les engagements hors bilan re\u00e7us</div>\n<div class=\"t m0 x6 h75 y1a2c ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">et donn\u00e9s se pr\u00e9sentent comme</div>\n<div class=\"t m0 x6 h75 y1a2d ff35b fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c63 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c64 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 720px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Engagements re\u00e7us<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Lignes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff359 fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Suret<span class=\"_ _3\"></span>\u00e9s et g<span class=\"_ _3\"></span>arant<span class=\"_ _3\"></span>ies re\u00e7<span class=\"_ _3\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Autres droits hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 687px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff35d fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total<span class=\"_ _3\"></span> re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Engagements donn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, lettres de cr\u00e9dit<span class=\"_ _0\"></span> financi\u00e8res et lettres de <span class=\"_ _0\"></span>cr\u00e9dit de bonne fin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Lignes de cr\u00e9dit dispon<span class=\"_ _0\"></span>ibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Suret\u00e9s et garanties donn\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s et cr<span class=\"_ _3\"></span>\u00e9ances c<span class=\"_ _3\"></span>onfi\u00e9<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 637px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 637px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Droits et engagements en cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Engagements immobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Autres engagements hors bilan<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff35d fs45 fce sc0 lsed ws106\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Total donn\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y206d ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206e ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206f ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majeur<span class=\"_ _0\"></span>e partie de<span class=\"_ _0\"></span>s engage<span class=\"_ _0\"></span>ments re\u00e7<span class=\"_ _0\"></span>us consis<span class=\"_ _0\"></span>te en des s\u00fb<span class=\"_ _0\"></span>ret\u00e9s et gar<span class=\"_ _0\"></span>anties r<span class=\"_ _0\"></span>e\u00e7ues sur de<span class=\"_ _0\"></span>s pr\u00eats</div>\n<div class=\"t m0 x21b h62 y2070 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e9caires r\u00e9<span class=\"_ _0\"></span>sident<span class=\"_ _0\"></span>iels et, dans<span class=\"_ _0\"></span> une moindr<span class=\"_ _0\"></span>e mesur<span class=\"_ _0\"></span>e, sur des pr\u00eat<span class=\"_ _0\"></span>s \u00e0 des assur<span class=\"_ _0\"></span>\u00e9s ou des pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y2071 ff359 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">commerciaux. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2072 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2073 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les autres<span class=\"_ _3\"></span> engagements<span class=\"_ _3\"></span> hors bilan<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cemb<span class=\"lsdc wse9\">re 2022 incl<span class=\"_ _0\"></span>uent EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">250 millions<span class=\"_ _0\"></span> d\u2019offres<span class=\"_ _0\"></span> de </span></span></span></div>\n<div class=\"t m0 x21b h62 y2074 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit en<span class=\"_ _3\"></span> attente (31<span class=\"_ _3\"></span> d\u00e9cembre 2<span class=\"_ _3\"></span>021<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsdc wse9\">521 millions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x21b h62 y2075 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2076 ff359 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9cembre 2021,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Ageas SA/<span class=\"_ _0\"></span>NV a conclu deux<span class=\"_ _0\"></span> facilit<span class=\"_ _0\"></span>\u00e9s de cr\u00e9dit r<span class=\"_ _0\"></span>enouve<span class=\"_ _0\"></span>lables<span class=\"_ _0\"></span>, EUR 250 mi<span class=\"_ _0\"></span>llions </span></span></div>\n<div class=\"t m0 x21b h62 y2077 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'une dur<span class=\"_ _0\"></span>\u00e9e de 3 ans et<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsde wsfa\">250 millions d<span class=\"_ _3\"></span>'une dur\u00e9e de </span></span>5 ans, chacune av<span class=\"_ _0\"></span>ec la poss<span class=\"_ _0\"></span>ibilit\u00e9 de</div>\n<div class=\"t m0 x21b h62 y2078 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prolon<span class=\"_ _0\"></span>ger d'un an l<span class=\"_ _0\"></span>a date d\u2019expi<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n. Ceci est in<span class=\"_ _0\"></span>clus dans<span class=\"_ _0\"></span> la rubriq<span class=\"_ _0\"></span>ue \u00ab lignes de cr<span class=\"_ _0\"></span>\u00e9dit re\u00e7u<span class=\"_ _0\"></span>es \u00bb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 379px; height: 582px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCollateralExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag341": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>pation<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>pta<span class=\"_ _3\"></span>bil<span class=\"_ _3\"></span>is\u00e9es selon<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">la m\u00e9thode de la m<span class=\"_ _3\"></span>ise en \u00e9quivalence</div>\n<div class=\"t m0 x6 h75 y1a2b ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les principaux placements d<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x6 h75 y1a2c ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des entreprises associ\u00e9es et</div>\n<div class=\"t m0 x6 h75 y1a2d ff298 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> <span class=\"lsf6 ws110\">sont indiqu\u00e9</span>e<span class=\"lsf5\">s dans </span></span></div>\n<div class=\"t m0 x6 h75 y1a2e ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">le tableau ci<span class=\"ls0\">-</span>dessous. Le</div>\n<div class=\"t m0 x6 h75 y1a2f ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">pourcentage d\u2019int\u00e9r\u00eat peut varier</div>\n<div class=\"t m0 x6 h75 y1a30 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">dans le cas o\u00f9 il y a de m<span class=\"_ _0\"></span>ultiples</div>\n<div class=\"t m0 x6 h75 y1a31 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entreprises associ\u00e9es et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y1bf1 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">coentreprises dans un m\u00eame p<span class=\"_ _0\"></span>ays</div>\n<div class=\"t m0 x6 h75 y1bf2 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avec diff\u00e9rents pourcentag<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h75 y1bf3 ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participation d\u00e9tenus par le groupe. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x1de h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 787px; z-index: 15;\">int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bf4 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1bf5 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 687px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 666px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 753px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Entreprises associ\u00e9es et coen<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 756px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 553px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 741px; z-index: 15;\">Tha\u00eflande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 557px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse5 wsf4\">30,87<span class=\"_ _3\"></span>%</span> </span></div>\n<div class=\"t m0 x1b h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 727px; z-index: 15;\">Malaisie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 712px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse4 wsf3\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 697px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 682px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 667px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 652px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y183e ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 637px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 623px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 608px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 593px; z-index: 15;\">Philippines<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 578px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 563px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68c ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 534px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">General Insurance Company Limited</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 534px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 534px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 534px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 534px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lsee wsff\" style=\"left: 325px; bottom: 519px; z-index: 15;\">EPB NV <span class=\"lse0 wsee\">(Eurocommercial properties)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 519px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 519px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 519px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 519px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 504px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 504px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 504px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 504px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 504px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 489px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 489px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 474px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 474px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 459px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 459px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 459px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c05 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c06 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c07 ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e Ageas <span class=\"lsde wseb\">Federal Life </span></div>\n<div class=\"t m0 x21b h62 y1c08 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce Comp<span class=\"_ _0\"></span>any Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>) de 49 %<span class=\"_ _0\"></span> \u00e0 74 %. C<span class=\"_ _0\"></span>ette op\u00e9<span class=\"_ _0\"></span>ration e<span class=\"_ _0\"></span>st cons<span class=\"_ _0\"></span>id\u00e9r\u00e9<span class=\"_ _0\"></span>e comme u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x21b h62 y1c09 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion pa<span class=\"_ _0\"></span>r \u00e9tapes,<span class=\"_ _0\"></span> la part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de 49%<span class=\"_ _0\"></span> pr\u00e9c\u00e9<span class=\"_ _0\"></span>demment<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>e est donc<span class=\"_ _0\"></span> trait\u00e9<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e si</div>\n<div class=\"t m0 x21b h62 y1c0a ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">elle ava<span class=\"_ _0\"></span>it \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e (vo<span class=\"_ _0\"></span>ir note <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> et cessi<span class=\"_ _0\"></span>ons po<span class=\"wse9\">u<span class=\"_ _0\"></span>r plus de d\u00e9t<span class=\"_ _0\"></span>ails).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1c0b ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c0c ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 une r\u00e9duct<span class=\"_ _0\"></span>ion de val<span class=\"_ _0\"></span>eur d\u2019EU<span class=\"_ _0\"></span>R 29 million e<span class=\"_ _0\"></span>n 2022 sur sa pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion dans</div>\n<div class=\"t m0 x21b h62 y1c0d ff296 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _3\"></span> General Insuran<span class=\"_ _3\"></span>ce Company Limited<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 307px; height: 654px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 307px; height: 654px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 307px; height: 654px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 307px; height: 654px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff29b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>es d\u00e9ta<span class=\"_ _0\"></span>ils <span class=\"wse9\">des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9tho<span class=\"_ _0\"></span>de de la mise en \u00e9q<span class=\"_ _0\"></span>uival<span class=\"_ _0\"></span>ence<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 991px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff29b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 258px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 1020px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 1035px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 1020px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 991px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 1065px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 1050px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 1035px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 1020px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 1020px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 1020px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 682px; bottom: 1050px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 1035px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 1006px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 991px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 960px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 960px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 960px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 960px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 960px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 960px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 960px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 960px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 945px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 945px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 945px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 945px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 945px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 945px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 931px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 931px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 931px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 931px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 931px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 931px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 931px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 916px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 916px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 916px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 916px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 916px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 916px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 901px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 901px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 901px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 901px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 901px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 901px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 901px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 901px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 901px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 886px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 285px; bottom: 886px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 886px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 886px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 886px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 886px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 871px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 871px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 871px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 871px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 871px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 871px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 871px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 871px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 856px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 856px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 856px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 856px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 856px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 856px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 856px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 856px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 842px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 842px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 842px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 842px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 842px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 842px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 842px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 842px; z-index: 15;\">7</div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 827px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 827px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 827px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 827px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 827px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 827px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 827px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 827px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 812px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 812px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 812px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 812px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 812px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 812px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 812px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 812px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 812px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 797px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 797px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 797px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 797px; z-index: 15;\">5</div>\n<div class=\"t m0 x197 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 797px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 797px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 797px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 782px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 782px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 782px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 782px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 782px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 782px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 782px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 782px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Ageas <span class=\"wsee\">Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 738px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 738px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 738px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 738px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 738px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 738px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 738px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 738px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 723px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 723px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 723px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 723px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 723px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 723px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 723px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 723px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 708px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 708px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 708px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 708px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 708px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 708px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 708px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 708px; z-index: 15;\">3</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Royal <span class=\"lsee wsff\">Park I<span class=\"_ _3\"></span>nvestments<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Goodwill associ\u00e9 et d\u00e9pr\u00e9cia<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 678px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 663px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 663px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 663px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 648px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 648px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 529px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 559px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 258px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 559px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 573px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 559px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 529px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 603px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 588px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 573px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 559px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 559px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 573px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 559px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 680px; bottom: 588px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 573px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 544px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 529px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a0 ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 498px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 498px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 498px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 498px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 498px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 498px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 498px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 498px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 484px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 484px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 484px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 484px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 484px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 484px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 484px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 484px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 469px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 469px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 469px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 469px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 469px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 469px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 469px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 469px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 454px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 454px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 454px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 454px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 454px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 454px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 439px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 439px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 439px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 439px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 439px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 439px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 439px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 424px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 424px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 424px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 424px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 424px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 424px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 424px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 424px; z-index: 15;\">8</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 409px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 409px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 409px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 409px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 409px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 409px; z-index: 15;\">6</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 394px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 394px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 394px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 394px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 394px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 394px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 380px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 380px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 380px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 380px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 380px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 380px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 380px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 380px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 380px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 365px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 365px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 365px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 365px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 365px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 365px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 365px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 365px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 365px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 350px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 350px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 350px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 350px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 350px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 350px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 350px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 350px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 350px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 350px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 335px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 335px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 335px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 335px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 335px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 335px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 335px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 335px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 335px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 320px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 320px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 320px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 320px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 320px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 320px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 320px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 320px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 320px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 305px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 305px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 305px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 305px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 305px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 305px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 305px; z-index: 15;\">4</div>\n<div class=\"t m0 x176 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 305px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 290px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 276px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 276px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 276px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 276px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 276px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 276px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 276px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 261px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 261px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 261px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 261px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 261px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 261px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 261px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 261px; z-index: 15;\">2</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 246px; z-index: 15;\">MB Ageas <span class=\"lse5 ws100\">Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 246px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 246px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 246px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 246px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 246px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 246px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 246px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 246px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Goodwill associ\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 216px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 201px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 201px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 201px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 187px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 187px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 187px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 176px; height: 930px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 176px; height: 930px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 176px; height: 930px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es et coent<span class=\"_ _3\"></span>reprises<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">sont s<span class=\"_ _0\"></span>oumises<span class=\"_ _0\"></span> \u00e0 des </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restrict<span class=\"_ _0\"></span>ions en mat<span class=\"_ _0\"></span>i\u00e8re de div<span class=\"_ _0\"></span>idende e<span class=\"_ _0\"></span>n raison des<span class=\"_ _0\"></span> exigenc<span class=\"_ _0\"></span>es minim<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y8b3 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de solvabi<span class=\"_ _0\"></span>lit\u00e9 et de<span class=\"_ _0\"></span> capital imp<span class=\"_ _0\"></span>os\u00e9es par le<span class=\"_ _0\"></span>s r\u00e9gulat<span class=\"_ _0\"></span>eurs dans l<span class=\"_ _0\"></span>es pays</div>\n<div class=\"t m0 x6 h62 y93e ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">o\u00f9 elles<span class=\"_ _3\"></span> op\u00e8rent. Le<span class=\"_ _3\"></span>s dividendes<span class=\"_ _3\"></span> pay\u00e9s sont<span class=\"_ _3\"></span> parfois s<span class=\"_ _3\"></span>oumis \u00e0 l\u2019a<span class=\"_ _3\"></span>ccord</div>\n<div class=\"t m0 x6 h62 y93f ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>naires des <span class=\"_ _3\"></span>soci\u00e9t\u00e9s par<span class=\"_ _3\"></span>tenaires. <span class=\"lsdc\">Dans certai<span class=\"_ _0\"></span>ns cas, l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y940 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consensus est requ<span class=\"_ _3\"></span>is avant qu\u2019un<span class=\"_ _3\"></span> dividende ne soit<span class=\"_ _3\"></span> d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 ff2a0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (co<span class=\"_ _0\"></span>ncerna<span class=\"_ _0\"></span>nt des part<span class=\"_ _0\"></span>ies qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 y943 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion dans u<span class=\"_ _0\"></span>ne soci\u00e9t\u00e9 o<span class=\"_ _0\"></span>\u00f9 Ageas ne d\u00e9ti<span class=\"_ _0\"></span>ent pas</div>\n<div class=\"t m0 x6 h62 y944 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le contr\u00f4le<span class=\"_ _3\"></span>) peuvent i<span class=\"_ _3\"></span>nclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y945 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0\">d<span class=\"_ _3\"></span><span class=\"lsdc wse9\">es clauses sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es sur les dr<span class=\"_ _0\"></span>oits de vot<span class=\"_ _0\"></span>e ou la distri<span class=\"_ _0\"></span>bution d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 yf1a ff2a0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yf1b ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 ycfb ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9goc<span class=\"_ _0\"></span>ier les acti<span class=\"_ _0\"></span>ons qu\u2019el<span class=\"_ _0\"></span>les d\u00e9tie<span class=\"_ _0\"></span>nnent av<span class=\"_ _0\"></span>ant un</div>\n<div class=\"t m0 x133 h62 ycfc ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">certain temps<span class=\"_ _3\"></span> ou sans approbation p<span class=\"_ _3\"></span>r\u00e9alable de t<span class=\"wseb\">outes<span class=\"_ _3\"></span> les par<span class=\"_ _3\"></span>ties<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 une ou pl<span class=\"_ _0\"></span>usieurs </span></span></div>\n<div class=\"t m0 x6a h62 ycfe ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>arties \u00e0 la co<span class=\"_ _0\"></span>nvention d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>nnaires,<span class=\"_ _0\"></span> y compris la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ycff ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de calcul so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente utili<span class=\"_ _3\"></span>s\u00e9e pour valoris<span class=\"_ _3\"></span>er les actions</span> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yd00 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9res<span class=\"_ _0\"></span>sement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 yd01 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 yd02 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yd03 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de non<span class=\"ls0 ws0\">-</span>concu<span class=\"_ _0\"></span>rrence li<span class=\"_ _0\"></span>\u00e9es \u00e0 la vent<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6a h62 yd04 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd05 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y122b ff2a0 fs43 fce sc0 lsf7 wseb\" style=\"z-index: 15;\">Roya<span class=\"lsdc wse9\">l Park Investment<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y12df ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s la ces<span class=\"_ _0\"></span>sion des ac<span class=\"_ _0\"></span>tifs et le r\u00e8<span class=\"_ _0\"></span>glement d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span>, l'activ<span class=\"_ _0\"></span>it\u00e9 resta<span class=\"_ _0\"></span>nte de RPI se li<span class=\"_ _0\"></span>mite esse<span class=\"_ _0\"></span>ntiell<span class=\"_ _0\"></span>ement \u00e0 la ges<span class=\"_ _0\"></span>tion des lit<span class=\"_ _0\"></span>iges impl<span class=\"_ _0\"></span>iquant un ce<span class=\"_ _0\"></span>rtain</div>\n<div class=\"t m0 x6 h62 y1c30 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>institut<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>res am\u00e9ric<span class=\"_ _0\"></span>aines.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 818px; height: 288px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 818px; height: 288px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 818px; height: 288px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 818px; height: 288px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentsAccountedForUsingEquityMethodExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag331": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>pation<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>pta<span class=\"_ _3\"></span>bil<span class=\"_ _3\"></span>is\u00e9es selon<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">la m\u00e9thode de la m<span class=\"_ _3\"></span>ise en \u00e9quivalence</div>\n<div class=\"t m0 x6 h75 y1a2b ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les principaux placements d<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x6 h75 y1a2c ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des entreprises associ\u00e9es et</div>\n<div class=\"t m0 x6 h75 y1a2d ff298 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> <span class=\"lsf6 ws110\">sont indiqu\u00e9</span>e<span class=\"lsf5\">s dans </span></span></div>\n<div class=\"t m0 x6 h75 y1a2e ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">le tableau ci<span class=\"ls0\">-</span>dessous. Le</div>\n<div class=\"t m0 x6 h75 y1a2f ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">pourcentage d\u2019int\u00e9r\u00eat peut varier</div>\n<div class=\"t m0 x6 h75 y1a30 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">dans le cas o\u00f9 il y a de m<span class=\"_ _0\"></span>ultiples</div>\n<div class=\"t m0 x6 h75 y1a31 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entreprises associ\u00e9es et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y1bf1 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">coentreprises dans un m\u00eame p<span class=\"_ _0\"></span>ays</div>\n<div class=\"t m0 x6 h75 y1bf2 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avec diff\u00e9rents pourcentag<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h75 y1bf3 ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participation d\u00e9tenus par le groupe. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x1de h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 787px; z-index: 15;\">int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bf4 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1bf5 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 687px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 666px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 753px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Entreprises associ\u00e9es et coen<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 756px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 553px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 741px; z-index: 15;\">Tha\u00eflande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 557px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse5 wsf4\">30,87<span class=\"_ _3\"></span>%</span> </span></div>\n<div class=\"t m0 x1b h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 727px; z-index: 15;\">Malaisie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 712px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse4 wsf3\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 697px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 682px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 667px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 652px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y183e ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 637px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 623px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 608px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 593px; z-index: 15;\">Philippines<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 578px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 563px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68c ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 534px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">General Insurance Company Limited</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 534px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 534px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 534px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 534px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lsee wsff\" style=\"left: 325px; bottom: 519px; z-index: 15;\">EPB NV <span class=\"lse0 wsee\">(Eurocommercial properties)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 519px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 519px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 519px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 519px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 504px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 504px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 504px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 504px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 504px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 489px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 489px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 474px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 474px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 459px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 459px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 459px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c05 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c06 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c07 ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e Ageas <span class=\"lsde wseb\">Federal Life </span></div>\n<div class=\"t m0 x21b h62 y1c08 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce Comp<span class=\"_ _0\"></span>any Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>) de 49 %<span class=\"_ _0\"></span> \u00e0 74 %. C<span class=\"_ _0\"></span>ette op\u00e9<span class=\"_ _0\"></span>ration e<span class=\"_ _0\"></span>st cons<span class=\"_ _0\"></span>id\u00e9r\u00e9<span class=\"_ _0\"></span>e comme u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x21b h62 y1c09 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion pa<span class=\"_ _0\"></span>r \u00e9tapes,<span class=\"_ _0\"></span> la part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de 49%<span class=\"_ _0\"></span> pr\u00e9c\u00e9<span class=\"_ _0\"></span>demment<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>e est donc<span class=\"_ _0\"></span> trait\u00e9<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e si</div>\n<div class=\"t m0 x21b h62 y1c0a ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">elle ava<span class=\"_ _0\"></span>it \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e (vo<span class=\"_ _0\"></span>ir note <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> et cessi<span class=\"_ _0\"></span>ons po<span class=\"wse9\">u<span class=\"_ _0\"></span>r plus de d\u00e9t<span class=\"_ _0\"></span>ails).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1c0b ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c0c ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 une r\u00e9duct<span class=\"_ _0\"></span>ion de val<span class=\"_ _0\"></span>eur d\u2019EU<span class=\"_ _0\"></span>R 29 million e<span class=\"_ _0\"></span>n 2022 sur sa pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion dans</div>\n<div class=\"t m0 x21b h62 y1c0d ff296 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _3\"></span> General Insuran<span class=\"_ _3\"></span>ce Company Limited<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 307px; height: 654px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 307px; height: 654px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 307px; height: 654px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff29b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>es d\u00e9ta<span class=\"_ _0\"></span>ils <span class=\"wse9\">des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9tho<span class=\"_ _0\"></span>de de la mise en \u00e9q<span class=\"_ _0\"></span>uival<span class=\"_ _0\"></span>ence<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 991px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff29b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 258px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 1020px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 1035px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 1020px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 991px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 1065px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 1050px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 1035px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 1020px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 1020px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 1020px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 682px; bottom: 1050px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 1035px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 1006px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 991px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 960px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 960px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 960px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 960px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 960px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 960px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 960px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 960px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 945px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 945px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 945px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 945px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 945px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 945px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 931px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 931px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 931px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 931px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 931px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 931px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 931px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 916px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 916px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 916px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 916px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 916px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 916px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 901px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 901px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 901px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 901px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 901px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 901px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 901px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 901px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 901px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 886px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 285px; bottom: 886px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 886px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 886px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 886px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 886px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 871px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 871px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 871px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 871px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 871px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 871px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 871px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 871px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 856px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 856px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 856px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 856px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 856px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 856px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 856px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 856px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 842px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 842px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 842px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 842px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 842px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 842px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 842px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 842px; z-index: 15;\">7</div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 827px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 827px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 827px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 827px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 827px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 827px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 827px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 827px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 812px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 812px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 812px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 812px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 812px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 812px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 812px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 812px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 812px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 797px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 797px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 797px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 797px; z-index: 15;\">5</div>\n<div class=\"t m0 x197 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 797px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 797px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 797px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 782px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 782px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 782px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 782px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 782px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 782px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 782px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 782px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Ageas <span class=\"wsee\">Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 738px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 738px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 738px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 738px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 738px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 738px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 738px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 738px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 723px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 723px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 723px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 723px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 723px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 723px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 723px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 723px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 708px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 708px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 708px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 708px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 708px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 708px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 708px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 708px; z-index: 15;\">3</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Royal <span class=\"lsee wsff\">Park I<span class=\"_ _3\"></span>nvestments<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Goodwill associ\u00e9 et d\u00e9pr\u00e9cia<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 678px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 663px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 663px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 663px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 648px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 648px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 529px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 559px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 258px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 559px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 573px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 559px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 529px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 603px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 588px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 573px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 559px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 559px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 573px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 559px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 680px; bottom: 588px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 573px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 544px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 529px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a0 ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 498px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 498px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 498px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 498px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 498px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 498px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 498px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 498px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 484px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 484px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 484px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 484px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 484px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 484px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 484px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 484px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 469px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 469px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 469px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 469px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 469px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 469px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 469px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 469px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 454px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 454px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 454px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 454px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 454px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 454px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 439px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 439px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 439px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 439px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 439px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 439px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 439px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 424px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 424px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 424px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 424px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 424px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 424px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 424px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 424px; z-index: 15;\">8</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 409px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 409px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 409px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 409px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 409px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 409px; z-index: 15;\">6</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 394px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 394px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 394px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 394px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 394px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 394px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 380px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 380px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 380px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 380px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 380px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 380px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 380px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 380px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 380px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 365px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 365px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 365px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 365px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 365px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 365px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 365px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 365px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 365px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 350px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 350px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 350px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 350px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 350px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 350px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 350px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 350px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 350px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 350px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 335px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 335px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 335px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 335px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 335px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 335px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 335px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 335px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 335px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 320px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 320px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 320px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 320px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 320px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 320px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 320px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 320px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 320px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 305px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 305px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 305px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 305px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 305px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 305px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 305px; z-index: 15;\">4</div>\n<div class=\"t m0 x176 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 305px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 290px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 276px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 276px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 276px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 276px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 276px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 276px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 276px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 261px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 261px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 261px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 261px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 261px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 261px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 261px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 261px; z-index: 15;\">2</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 246px; z-index: 15;\">MB Ageas <span class=\"lse5 ws100\">Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 246px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 246px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 246px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 246px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 246px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 246px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 246px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 246px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Goodwill associ\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 216px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 201px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 201px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 201px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 187px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 187px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 187px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 176px; height: 930px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 176px; height: 930px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es et coent<span class=\"_ _3\"></span>reprises<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">sont s<span class=\"_ _0\"></span>oumises<span class=\"_ _0\"></span> \u00e0 des </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restrict<span class=\"_ _0\"></span>ions en mat<span class=\"_ _0\"></span>i\u00e8re de div<span class=\"_ _0\"></span>idende e<span class=\"_ _0\"></span>n raison des<span class=\"_ _0\"></span> exigenc<span class=\"_ _0\"></span>es minim<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y8b3 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de solvabi<span class=\"_ _0\"></span>lit\u00e9 et de<span class=\"_ _0\"></span> capital imp<span class=\"_ _0\"></span>os\u00e9es par le<span class=\"_ _0\"></span>s r\u00e9gulat<span class=\"_ _0\"></span>eurs dans l<span class=\"_ _0\"></span>es pays</div>\n<div class=\"t m0 x6 h62 y93e ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">o\u00f9 elles<span class=\"_ _3\"></span> op\u00e8rent. Le<span class=\"_ _3\"></span>s dividendes<span class=\"_ _3\"></span> pay\u00e9s sont<span class=\"_ _3\"></span> parfois s<span class=\"_ _3\"></span>oumis \u00e0 l\u2019a<span class=\"_ _3\"></span>ccord</div>\n<div class=\"t m0 x6 h62 y93f ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>naires des <span class=\"_ _3\"></span>soci\u00e9t\u00e9s par<span class=\"_ _3\"></span>tenaires. <span class=\"lsdc\">Dans certai<span class=\"_ _0\"></span>ns cas, l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y940 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consensus est requ<span class=\"_ _3\"></span>is avant qu\u2019un<span class=\"_ _3\"></span> dividende ne soit<span class=\"_ _3\"></span> d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 ff2a0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (co<span class=\"_ _0\"></span>ncerna<span class=\"_ _0\"></span>nt des part<span class=\"_ _0\"></span>ies qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 y943 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion dans u<span class=\"_ _0\"></span>ne soci\u00e9t\u00e9 o<span class=\"_ _0\"></span>\u00f9 Ageas ne d\u00e9ti<span class=\"_ _0\"></span>ent pas</div>\n<div class=\"t m0 x6 h62 y944 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le contr\u00f4le<span class=\"_ _3\"></span>) peuvent i<span class=\"_ _3\"></span>nclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y945 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0\">d<span class=\"_ _3\"></span><span class=\"lsdc wse9\">es clauses sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es sur les dr<span class=\"_ _0\"></span>oits de vot<span class=\"_ _0\"></span>e ou la distri<span class=\"_ _0\"></span>bution d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 yf1a ff2a0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yf1b ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 ycfb ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9goc<span class=\"_ _0\"></span>ier les acti<span class=\"_ _0\"></span>ons qu\u2019el<span class=\"_ _0\"></span>les d\u00e9tie<span class=\"_ _0\"></span>nnent av<span class=\"_ _0\"></span>ant un</div>\n<div class=\"t m0 x133 h62 ycfc ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">certain temps<span class=\"_ _3\"></span> ou sans approbation p<span class=\"_ _3\"></span>r\u00e9alable de t<span class=\"wseb\">outes<span class=\"_ _3\"></span> les par<span class=\"_ _3\"></span>ties<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 une ou pl<span class=\"_ _0\"></span>usieurs </span></span></div>\n<div class=\"t m0 x6a h62 ycfe ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>arties \u00e0 la co<span class=\"_ _0\"></span>nvention d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>nnaires,<span class=\"_ _0\"></span> y compris la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ycff ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de calcul so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente utili<span class=\"_ _3\"></span>s\u00e9e pour valoris<span class=\"_ _3\"></span>er les actions</span> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yd00 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9res<span class=\"_ _0\"></span>sement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 yd01 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 yd02 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yd03 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de non<span class=\"ls0 ws0\">-</span>concu<span class=\"_ _0\"></span>rrence li<span class=\"_ _0\"></span>\u00e9es \u00e0 la vent<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6a h62 yd04 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd05 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y122b ff2a0 fs43 fce sc0 lsf7 wseb\" style=\"z-index: 15;\">Roya<span class=\"lsdc wse9\">l Park Investment<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y12df ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s la ces<span class=\"_ _0\"></span>sion des ac<span class=\"_ _0\"></span>tifs et le r\u00e8<span class=\"_ _0\"></span>glement d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span>, l'activ<span class=\"_ _0\"></span>it\u00e9 resta<span class=\"_ _0\"></span>nte de RPI se li<span class=\"_ _0\"></span>mite esse<span class=\"_ _0\"></span>ntiell<span class=\"_ _0\"></span>ement \u00e0 la ges<span class=\"_ _0\"></span>tion des lit<span class=\"_ _0\"></span>iges impl<span class=\"_ _0\"></span>iquant un ce<span class=\"_ _0\"></span>rtain</div>\n<div class=\"t m0 x6 h62 y1c30 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>institut<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>res am\u00e9ric<span class=\"_ _0\"></span>aines.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 818px; height: 288px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 818px; height: 288px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 818px; height: 288px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfJointVenturesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag340": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">Par<span class=\"_ _3\"></span>t<span class=\"_ _3\"></span>ici<span class=\"_ _3\"></span>pation<span class=\"_ _3\"></span>s com<span class=\"_ _3\"></span>pta<span class=\"_ _3\"></span>bil<span class=\"_ _3\"></span>is\u00e9es selon<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">la m\u00e9thode de la m<span class=\"_ _3\"></span>ise en \u00e9quivalence</div>\n<div class=\"t m0 x6 h75 y1a2b ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les principaux placements d<span class=\"_ _0\"></span>ans</div>\n<div class=\"t m0 x6 h75 y1a2c ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des entreprises associ\u00e9es et</div>\n<div class=\"t m0 x6 h75 y1a2d ff298 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> <span class=\"lsf6 ws110\">sont indiqu\u00e9</span>e<span class=\"lsf5\">s dans </span></span></div>\n<div class=\"t m0 x6 h75 y1a2e ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">le tableau ci<span class=\"ls0\">-</span>dessous. Le</div>\n<div class=\"t m0 x6 h75 y1a2f ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">pourcentage d\u2019int\u00e9r\u00eat peut varier</div>\n<div class=\"t m0 x6 h75 y1a30 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">dans le cas o\u00f9 il y a de m<span class=\"_ _0\"></span>ultiples</div>\n<div class=\"t m0 x6 h75 y1a31 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">entreprises associ\u00e9es et<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y1bf1 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">coentreprises dans un m\u00eame p<span class=\"_ _0\"></span>ays</div>\n<div class=\"t m0 x6 h75 y1bf2 ff298 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">avec diff\u00e9rents pourcentag<span class=\"_ _0\"></span>es de</div>\n<div class=\"t m0 x6 h75 y1bf3 ff298 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participation d\u00e9tenus par le groupe. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 802px; z-index: 15;\">%</div>\n<div class=\"t m0 x1de h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 787px; z-index: 15;\">int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1bf4 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1bf5 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 687px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 666px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y1a33 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y1a33 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68a ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">Valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff296 fs45 fce sc0 lse0 wsed\" style=\"left: 753px; bottom: 787px; z-index: 15;\">comptable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Entreprises associ\u00e9es et coen<span class=\"_ _0\"></span>treprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 707px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fce sc0 ls0 ws0\" style=\"left: 794px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 756px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 553px; bottom: 756px; z-index: 15;\">12,00% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span></span>24,90%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 684px; bottom: 756px; z-index: 15;\">2.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 756px; z-index: 15;\">2.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 741px; z-index: 15;\">Tha\u00eflande<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 557px; bottom: 741px; z-index: 15;\">7,83% <span class=\"ls0 ws0\">- <span class=\"_ _3\"></span><span class=\"lse5 wsf4\">30,87<span class=\"_ _3\"></span>%</span> </span></div>\n<div class=\"t m0 x1b h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 741px; z-index: 15;\">787<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 771px; bottom: 741px; z-index: 15;\">1.072<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 727px; z-index: 15;\">Malaisie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 727px; z-index: 15;\">30,95%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 727px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 727px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Taiping Reinsurance Compan<span class=\"_ _0\"></span>y Limited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 712px; z-index: 15;\">Chine<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 712px; z-index: 15;\">24,99%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 712px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 712px; z-index: 15;\">328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse4 wsf3\" style=\"left: 325px; bottom: 697px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 697px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 697px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 697px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 697px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 325px; bottom: 682px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 682px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 682px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 682px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 667px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 667px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 667px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 667px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 652px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 652px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 652px; z-index: 15;\">37,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y183e ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 652px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y183e ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 637px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 637px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 637px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 637px; z-index: 15;\">152<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 637px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lsee wsf6\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 623px; z-index: 15;\">Turquie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 623px; z-index: 15;\">36,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 623px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 623px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse6 wsf5\" style=\"left: 325px; bottom: 608px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 608px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 608px; z-index: 15;\">33,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 608px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 608px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 593px; z-index: 15;\">Philippines<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 593px; z-index: 15;\">50,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 593px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 593px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 578px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 578px; z-index: 15;\">56,50%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 578px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68a ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 578px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 563px; z-index: 15;\">Ageas Federal Life Insurance Company<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 563px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 563px; z-index: 15;\">49,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68c ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 563px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68c ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 563px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 548px; z-index: 15;\">Royal Sundaram<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y691 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 548px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 534px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">General Insurance Company Limited</span> </div>\n<div class=\"t m0 x184 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 534px; z-index: 15;\">Inde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 534px; z-index: 15;\">40,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 534px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 534px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lsee wsff\" style=\"left: 325px; bottom: 519px; z-index: 15;\">EPB NV <span class=\"lse0 wsee\">(Eurocommercial properties)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 519px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 519px; z-index: 15;\">25,60%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 519px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 519px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 504px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 504px; z-index: 15;\">Vietnam<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 504px; z-index: 15;\">32,09%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 504px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 504px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 489px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 491px; bottom: 489px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y694 ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 590px; bottom: 489px; z-index: 15;\">44,71%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 707px; bottom: 489px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 789px; bottom: 489px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 474px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 491px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff296 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 474px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 691px; bottom: 474px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff296 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 474px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 459px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 491px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h67 y697 ff299 fs45 fce sc0 ls0 ws0\" style=\"left: 621px; bottom: 459px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 684px; bottom: 459px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y697 ff299 fs45 fce sc0 lse0 wsed\" style=\"left: 771px; bottom: 459px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c05 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c06 ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c07 ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e Ageas <span class=\"lsde wseb\">Federal Life </span></div>\n<div class=\"t m0 x21b h62 y1c08 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce Comp<span class=\"_ _0\"></span>any Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>) de 49 %<span class=\"_ _0\"></span> \u00e0 74 %. C<span class=\"_ _0\"></span>ette op\u00e9<span class=\"_ _0\"></span>ration e<span class=\"_ _0\"></span>st cons<span class=\"_ _0\"></span>id\u00e9r\u00e9<span class=\"_ _0\"></span>e comme u<span class=\"_ _0\"></span>ne</div>\n<div class=\"t m0 x21b h62 y1c09 ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">acquisi<span class=\"_ _0\"></span>tion pa<span class=\"_ _0\"></span>r \u00e9tapes,<span class=\"_ _0\"></span> la part<span class=\"_ _0\"></span>icipati<span class=\"_ _0\"></span>on de 49%<span class=\"_ _0\"></span> pr\u00e9c\u00e9<span class=\"_ _0\"></span>demment<span class=\"_ _0\"></span> d\u00e9tenu<span class=\"_ _0\"></span>e est donc<span class=\"_ _0\"></span> trait\u00e9<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e si</div>\n<div class=\"t m0 x21b h62 y1c0a ff296 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">elle ava<span class=\"_ _0\"></span>it \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e (vo<span class=\"_ _0\"></span>ir note <span class=\"_ _0\"></span>3 Acquis<span class=\"_ _0\"></span>itions<span class=\"_ _0\"></span> et cessi<span class=\"_ _0\"></span>ons po<span class=\"wse9\">u<span class=\"_ _0\"></span>r plus de d\u00e9t<span class=\"_ _0\"></span>ails).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1c0b ff296 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c0c ff296 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a com<span class=\"_ _0\"></span>ptabili<span class=\"_ _0\"></span>s\u00e9 une r\u00e9duct<span class=\"_ _0\"></span>ion de val<span class=\"_ _0\"></span>eur d\u2019EU<span class=\"_ _0\"></span>R 29 million e<span class=\"_ _0\"></span>n 2022 sur sa pa<span class=\"_ _0\"></span>rticipat<span class=\"_ _0\"></span>ion dans</div>\n<div class=\"t m0 x21b h62 y1c0d ff296 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Royal Sundaram<span class=\"_ _3\"></span> General Insuran<span class=\"_ _3\"></span>ce Company Limited<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 307px; height: 654px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 307px; height: 654px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff29b fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span><span class=\"wseb\">apr\u00e8s pr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>es d\u00e9ta<span class=\"_ _0\"></span>ils <span class=\"wse9\">des part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9es sel<span class=\"_ _0\"></span>on la m\u00e9tho<span class=\"_ _0\"></span>de de la mise en \u00e9q<span class=\"_ _0\"></span>uival<span class=\"_ _0\"></span>ence<span class=\"ls0 ws0\">. </span></span></span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 991px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff29b fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 1020px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 258px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 1020px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 1035px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 1020px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 991px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 1065px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 1050px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 1035px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 1020px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1035px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 1020px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 1035px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 1020px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 1006px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 991px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 682px; bottom: 1050px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 1035px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 1020px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y68c ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 1006px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68a ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 991px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1006px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68c ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 1006px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y68a ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 991px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68c ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 960px; z-index: 15;\">131.926<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 960px; z-index: 15;\">121.692<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 960px; z-index: 15;\">10.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 960px; z-index: 15;\">2.504<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 960px; z-index: 15;\">25.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 960px; z-index: 15;\">(24.454)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 960px; z-index: 15;\">773<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 960px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 960px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 945px; z-index: 15;\">17.890<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 945px; z-index: 15;\">15.278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 945px; z-index: 15;\">2.612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 945px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 945px; z-index: 15;\">2.639<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 945px; z-index: 15;\">(2.438)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 945px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 945px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 945px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 931px; z-index: 15;\">10.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 931px; z-index: 15;\">8.652<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 931px; z-index: 15;\">1.441<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 931px; z-index: 15;\">446<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 931px; z-index: 15;\">1.806<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 931px; z-index: 15;\">(1.841)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 931px; z-index: 15;\">(35)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 931px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 931px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 916px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 916px; z-index: 15;\">6.976<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 916px; z-index: 15;\">6.416<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 916px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 916px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 916px; z-index: 15;\">1.947<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 916px; z-index: 15;\">(1.883)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 916px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 916px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 901px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 901px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 901px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 901px; z-index: 15;\">99<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 901px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 901px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 901px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 901px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 901px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 886px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 285px; bottom: 886px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 886px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 886px; z-index: 15;\">7</div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 886px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 886px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 886px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 886px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 871px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 871px; z-index: 15;\">455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 871px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 871px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 871px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 871px; z-index: 15;\">(23)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 871px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 871px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 856px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 856px; z-index: 15;\">1.563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 856px; z-index: 15;\">1.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 856px; z-index: 15;\">218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 856px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 856px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 856px; z-index: 15;\">(123)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 856px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 856px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 842px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 842px; z-index: 15;\">821<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 842px; z-index: 15;\">538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 842px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 842px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 842px; z-index: 15;\">141<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 842px; z-index: 15;\">(141)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 842px; z-index: 15;\">7</div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 827px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 827px; z-index: 15;\">887<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 827px; z-index: 15;\">713<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 827px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 827px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 827px; z-index: 15;\">78<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 827px; z-index: 15;\">(112)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 827px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 827px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 812px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 812px; z-index: 15;\">305<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 812px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 812px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 812px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 812px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 812px; z-index: 15;\">(94)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 812px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 812px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 797px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 797px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 797px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 797px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 797px; z-index: 15;\">5</div>\n<div class=\"t m0 x197 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 797px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 797px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 797px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 782px; z-index: 15;\">680<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 782px; z-index: 15;\">572<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 782px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 782px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 782px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 782px; z-index: 15;\">(328)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 782px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 726px; bottom: 782px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Ageas <span class=\"wsee\">Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 767px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 738px; z-index: 15;\">981<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 738px; z-index: 15;\">827<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 738px; z-index: 15;\">154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 738px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 738px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 738px; z-index: 15;\">(338)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 738px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 738px; z-index: 15;\">3</div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 738px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 723px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 723px; z-index: 15;\">532<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 723px; z-index: 15;\">320<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 723px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 723px; z-index: 15;\">55<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 723px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 723px; z-index: 15;\">(20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 723px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 723px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 708px; z-index: 15;\">MB Ageas Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 708px; z-index: 15;\">380<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 708px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 708px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 708px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 708px; z-index: 15;\">272<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 708px; z-index: 15;\">(269)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 708px; z-index: 15;\">3</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 708px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Royal <span class=\"lsee wsff\">Park I<span class=\"_ _3\"></span>nvestments<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x176 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 693px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Goodwill associ\u00e9 et d\u00e9pr\u00e9cia<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 678px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 678px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 663px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 663px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 663px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 663px; z-index: 15;\">9</div>\n<div class=\"t m0 x1dd h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 663px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 648px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 648px; z-index: 15;\">4.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y694 ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 648px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 648px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y694 ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 648px; z-index: 15;\">184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 529px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 257px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fce sc0 lse2 wsf1\" style=\"left: 274px; bottom: 559px; z-index: 15;\">actif<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 253px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 258px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 313px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 322px; bottom: 559px; z-index: 15;\">passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 309px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 314px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x155 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 372px; bottom: 573px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 377px; bottom: 559px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 365px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 372px; bottom: 529px; z-index: 15;\">\u00e0 100 %)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2f2 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 436px; bottom: 603px; z-index: 15;\">Part dans les<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 436px; bottom: 588px; z-index: 15;\"> <span class=\"lse0 wsee\">capitaux des</span> </div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 443px; bottom: 573px; z-index: 15;\"> <span class=\"lse0 wsed\">entreprises</span> </div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 449px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x269 h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 424px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 513px; bottom: 559px; z-index: 15;\">produits<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 511px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 573px; z-index: 15;\">Total des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 570px; bottom: 559px; z-index: 15;\">charges<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 560px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 567px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x2a8 h65 y699 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 573px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 559px; z-index: 15;\">net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 544px; z-index: 15;\">(consid\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 625px; bottom: 529px; z-index: 15;\">\u00e0 100<span class=\"ls0 ws0\"> <span class=\"lse2 wsf1\">%)</span> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y697 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 680px; bottom: 588px; z-index: 15;\">Part du r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y699 ff29b fs45 fce sc0 lse0 wsf0\" style=\"left: 680px; bottom: 573px; z-index: 15;\">des entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fce sc0 lse3 wsf2\" style=\"left: 702px; bottom: 559px; z-index: 15;\">associ\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y6a0 ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 679px; bottom: 544px; z-index: 15;\">et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y69b ff29b fs45 fce sc0 lse0 wsee\" style=\"left: 685px; bottom: 529px; z-index: 15;\">(part d\u2019Ageas)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y6a0 ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 544px; z-index: 15;\">Dividende<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y69b ff29b fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 529px; z-index: 15;\">re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 633px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 489px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 618px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 603px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 547px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 588px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 573px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6a0 ff29d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 513px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Taiping Holdings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 262px; bottom: 498px; z-index: 15;\">118.344<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 318px; bottom: 498px; z-index: 15;\">108.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 379px; bottom: 498px; z-index: 15;\">10.289<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 498px; z-index: 15;\">2.525<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 498px; z-index: 15;\">24.424<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 568px; bottom: 498px; z-index: 15;\">(23.277)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 498px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 727px; bottom: 498px; z-index: 15;\">283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 498px; z-index: 15;\">160<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 484px; z-index: 15;\">Muang Thai Group Holding<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 267px; bottom: 484px; z-index: 15;\">17.973<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 484px; z-index: 15;\">14.444<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 484px; z-index: 15;\">3.529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 466px; bottom: 484px; z-index: 15;\">1.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 484px; z-index: 15;\">2.666<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 484px; z-index: 15;\">(2.398)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 484px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 484px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 484px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Maybank Ageas Holding B<span class=\"_ _0\"></span>erhad<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 469px; z-index: 15;\">9.873<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 469px; z-index: 15;\">8.292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 469px; z-index: 15;\">1.581<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 469px; z-index: 15;\">489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 469px; z-index: 15;\">1.829<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 469px; z-index: 15;\">(1.659)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 469px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 469px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 469px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Taiping Reinsurance Co. Lim<span class=\"_ _0\"></span>ited<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 454px; z-index: 15;\">7.183<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 454px; z-index: 15;\">6.068<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 386px; bottom: 454px; z-index: 15;\">1.115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 454px; z-index: 15;\">279<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 454px; z-index: 15;\">1.908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 573px; bottom: 454px; z-index: 15;\">(1.900)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 454px; z-index: 15;\">8</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 454px; z-index: 15;\">2</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 454px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 439px; z-index: 15;\">CCN<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 439px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 439px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 439px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 439px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 439px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 439px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 439px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 439px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 424px; z-index: 15;\">HEKLA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 424px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 424px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 424px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 424px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 424px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 591px; bottom: 424px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 424px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 424px; z-index: 15;\">8</div>\n<div class=\"t m0 x196 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 424px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 409px; z-index: 15;\">Heylen group<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 409px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 409px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 409px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 409px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 409px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 409px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68f ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 409px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 409px; z-index: 15;\">6</div>\n<div class=\"t m0 x196 h65 y68f ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 409px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 394px; z-index: 15;\">DBFM<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 394px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 394px; z-index: 15;\">1.735<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 391px; bottom: 394px; z-index: 15;\">(85)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 394px; z-index: 15;\">177<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 394px; z-index: 15;\">(164)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6ed ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 394px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 394px; z-index: 15;\">5</div>\n<div class=\"t m0 x196 h65 y6ed ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 394px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 380px; z-index: 15;\">AgeSA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 380px; z-index: 15;\">614<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 380px; z-index: 15;\">413<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 380px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 380px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 380px; z-index: 15;\">185<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 380px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 380px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 380px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y699 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 380px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff29b fs45 fc15 sc0 lse6 wsf5\" style=\"left: 69px; bottom: 365px; z-index: 15;\">DTHP<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 365px; z-index: 15;\">860<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 365px; z-index: 15;\">670<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 365px; z-index: 15;\">190<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 365px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 365px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 365px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 644px; bottom: 365px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 365px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y697 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 365px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 350px; z-index: 15;\">East West Ageas Life<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 350px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 350px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 350px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 350px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 350px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 350px; z-index: 15;\">(84)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 350px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6de ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 350px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 350px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 335px; z-index: 15;\">Pleyel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 335px; z-index: 15;\">249<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 335px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 335px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 335px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 335px; z-index: 15;\">3</div>\n<div class=\"t m0 x197 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 335px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 649px; bottom: 335px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 335px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 335px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 320px; z-index: 15;\">Aksigort<span class=\"_ _3\"></span>a<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 320px; z-index: 15;\">438<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 320px; z-index: 15;\">368<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 320px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 320px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 320px; z-index: 15;\">318<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 320px; z-index: 15;\">(288)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 320px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 732px; bottom: 320px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 320px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 305px; z-index: 15;\">Ageas Federal Life Insurance Co.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 272px; bottom: 305px; z-index: 15;\">1.740<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 305px; z-index: 15;\">1.583<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 305px; z-index: 15;\">157<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 305px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 305px; z-index: 15;\">400<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y69b ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 305px; z-index: 15;\">(391)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 305px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 305px; z-index: 15;\">4</div>\n<div class=\"t m0 x176 h65 y69b ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 305px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y6a0 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 290px; z-index: 15;\">Royal Sundaram General<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 489px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 290px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 276px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Ins<span class=\"_ _3\"></span>urance Company Limited<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 276px; z-index: 15;\">968<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 276px; z-index: 15;\">777<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 276px; z-index: 15;\">191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 276px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 276px; z-index: 15;\">321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 276px; z-index: 15;\">(300)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 650px; bottom: 276px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 276px; z-index: 15;\">9</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 276px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 261px; z-index: 15;\">EPB NV (Euroc<span class=\"_ _3\"></span>ommercial pr<span class=\"_ _3\"></span>operties)<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 261px; z-index: 15;\">542<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 261px; z-index: 15;\">342<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 392px; bottom: 261px; z-index: 15;\">200<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 261px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 535px; bottom: 261px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y68a ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 261px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 261px; z-index: 15;\">2</div>\n<div class=\"t m0 x5d h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 261px; z-index: 15;\">1</div>\n<div class=\"t m0 x196 h65 y68a ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 261px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff29b fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 246px; z-index: 15;\">MB Ageas <span class=\"lse5 ws100\">Lif<span class=\"_ _3\"></span>e JSC<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 280px; bottom: 246px; z-index: 15;\">278<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 336px; bottom: 246px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 397px; bottom: 246px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 478px; bottom: 246px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 531px; bottom: 246px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y68c ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 581px; bottom: 246px; z-index: 15;\">(215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 654px; bottom: 246px; z-index: 15;\">9</div>\n<div class=\"t m0 x5d h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 246px; z-index: 15;\">3</div>\n<div class=\"t m0 x196 h65 y68c ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 246px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 231px; z-index: 15;\">Royal Park Investments<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 289px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 401px; bottom: 231px; z-index: 15;\">7</div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 484px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 231px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x176 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 231px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 216px; z-index: 15;\">Goodwill associ\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 216px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a6 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 216px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 201px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 294px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 350px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 408px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 474px; bottom: 201px; z-index: 15;\">134<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 545px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 603px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 201px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y691 ff29b fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 201px; z-index: 15;\">5</div>\n<div class=\"t m0 x1dd h65 y691 ff29b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 201px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff29e fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 187px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 294px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 350px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 408px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 466px; bottom: 187px; z-index: 15;\">5.328<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 545px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 603px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h67 y68f ff29e fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 187px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 727px; bottom: 187px; z-index: 15;\">464<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h67 y68f ff29e fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 187px; z-index: 15;\">219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 176px; height: 930px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 176px; height: 930px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les entreprises<span class=\"_ _3\"></span> associ\u00e9es et coent<span class=\"_ _3\"></span>reprises<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wseb\">sont s<span class=\"_ _0\"></span>oumises<span class=\"_ _0\"></span> \u00e0 des </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">restrict<span class=\"_ _0\"></span>ions en mat<span class=\"_ _0\"></span>i\u00e8re de div<span class=\"_ _0\"></span>idende e<span class=\"_ _0\"></span>n raison des<span class=\"_ _0\"></span> exigenc<span class=\"_ _0\"></span>es minim<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y8b3 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de solvabi<span class=\"_ _0\"></span>lit\u00e9 et de<span class=\"_ _0\"></span> capital imp<span class=\"_ _0\"></span>os\u00e9es par le<span class=\"_ _0\"></span>s r\u00e9gulat<span class=\"_ _0\"></span>eurs dans l<span class=\"_ _0\"></span>es pays</div>\n<div class=\"t m0 x6 h62 y93e ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">o\u00f9 elles<span class=\"_ _3\"></span> op\u00e8rent. Le<span class=\"_ _3\"></span>s dividendes<span class=\"_ _3\"></span> pay\u00e9s sont<span class=\"_ _3\"></span> parfois s<span class=\"_ _3\"></span>oumis \u00e0 l\u2019a<span class=\"_ _3\"></span>ccord</div>\n<div class=\"t m0 x6 h62 y93f ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>naires des <span class=\"_ _3\"></span>soci\u00e9t\u00e9s par<span class=\"_ _3\"></span>tenaires. <span class=\"lsdc\">Dans certai<span class=\"_ _0\"></span>ns cas, l<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y940 ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consensus est requ<span class=\"_ _3\"></span>is avant qu\u2019un<span class=\"_ _3\"></span> dividende ne soit<span class=\"_ _3\"></span> d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y941 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y942 ff2a0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En outre<span class=\"_ _0\"></span>, les co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res (co<span class=\"_ _0\"></span>ncerna<span class=\"_ _0\"></span>nt des part<span class=\"_ _0\"></span>ies qu<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x6 h62 y943 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion dans u<span class=\"_ _0\"></span>ne soci\u00e9t\u00e9 o<span class=\"_ _0\"></span>\u00f9 Ageas ne d\u00e9ti<span class=\"_ _0\"></span>ent pas</div>\n<div class=\"t m0 x6 h62 y944 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le contr\u00f4le<span class=\"_ _3\"></span>) peuvent i<span class=\"_ _3\"></span>nclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y945 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0\">d<span class=\"_ _3\"></span><span class=\"lsdc wse9\">es clauses sp<span class=\"_ _0\"></span>\u00e9cifiqu<span class=\"_ _0\"></span>es sur les dr<span class=\"_ _0\"></span>oits de vot<span class=\"_ _0\"></span>e ou la distri<span class=\"_ _0\"></span>bution d<span class=\"_ _0\"></span>e </span></span></span></div>\n<div class=\"t m0 x133 h62 yf1a ff2a0 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yf1b ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 ycfb ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9goc<span class=\"_ _0\"></span>ier les acti<span class=\"_ _0\"></span>ons qu\u2019el<span class=\"_ _0\"></span>les d\u00e9tie<span class=\"_ _0\"></span>nnent av<span class=\"_ _0\"></span>ant un</div>\n<div class=\"t m0 x133 h62 ycfc ff2a0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">certain temps<span class=\"_ _3\"></span> ou sans approbation p<span class=\"_ _3\"></span>r\u00e9alable de t<span class=\"wseb\">outes<span class=\"_ _3\"></span> les par<span class=\"_ _3\"></span>ties<span class=\"ls0 ws0\"> ; </span></span></div>\n<div class=\"t m0 x1a h62 ycfd ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 une ou pl<span class=\"_ _0\"></span>usieurs </span></span></div>\n<div class=\"t m0 x6a h62 ycfe ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>arties \u00e0 la co<span class=\"_ _0\"></span>nvention d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>nnaires,<span class=\"_ _0\"></span> y compris la m<span class=\"_ _0\"></span>\u00e9thod<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6a h62 ycff ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de calcul so<span class=\"_ _0\"></span>us<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">jacente utili<span class=\"_ _3\"></span>s\u00e9e pour valoris<span class=\"_ _3\"></span>er les actions</span> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 yd00 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9res<span class=\"_ _0\"></span>sement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 yd01 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 yd02 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 yd03 ff2a2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2a3\"> <span class=\"_ _41\"> </span><span class=\"ff2a0 lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de non<span class=\"ls0 ws0\">-</span>concu<span class=\"_ _0\"></span>rrence li<span class=\"_ _0\"></span>\u00e9es \u00e0 la vent<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6a h62 yd04 ff2a0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd05 ff2a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y122b ff2a0 fs43 fce sc0 lsf7 wseb\" style=\"z-index: 15;\">Roya<span class=\"lsdc wse9\">l Park Investment<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y12df ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Apr\u00e8s la ces<span class=\"_ _0\"></span>sion des ac<span class=\"_ _0\"></span>tifs et le r\u00e8<span class=\"_ _0\"></span>glement d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span>, l'activ<span class=\"_ _0\"></span>it\u00e9 resta<span class=\"_ _0\"></span>nte de RPI se li<span class=\"_ _0\"></span>mite esse<span class=\"_ _0\"></span>ntiell<span class=\"_ _0\"></span>ement \u00e0 la ges<span class=\"_ _0\"></span>tion des lit<span class=\"_ _0\"></span>iges impl<span class=\"_ _0\"></span>iquant un ce<span class=\"_ _0\"></span>rtain</div>\n<div class=\"t m0 x6 h62 y1c30 ff2a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nombre d\u2019<span class=\"_ _0\"></span>institut<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>nanci\u00e8<span class=\"_ _0\"></span>res am\u00e9ric<span class=\"_ _0\"></span>aines.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 818px; height: 288px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 818px; height: 288px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag335": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9assura<span class=\"_ _3\"></span>nce e<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">autres cr\u00e9a<span class=\"_ _3\"></span>nces</div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">part de la<span class=\"_ _0\"></span> r\u00e9assurance dans les pa<span class=\"_ _0\"></span>ssifs li\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">aux contrats d'assurance et aux contrats d'investissement</span> </div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cr\u00e9ances sur preneurs d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Commissions \u00e0 recevoir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Cr\u00e9ances sur interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Cr\u00e9ances n\u00e9es d'op\u00e9rations d<span class=\"_ _0\"></span>e r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut la TVA et d\u2019<span class=\"_ _0\"></span>autres tax<span class=\"_ _0\"></span>es indir<span class=\"_ _0\"></span>ectes, ains<span class=\"_ _0\"></span>i que le pai<span class=\"_ _0\"></span>ement ant<span class=\"_ _0\"></span>icip\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span>0,3 millio<span class=\"_ _0\"></span>ns (2021: EU<span class=\"_ _0\"></span>R 109 mill<span class=\"_ _0\"></span>ions) \u00e0 Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x6 h62 y1c38 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Forsett<span class=\"_ _0\"></span>lement (v<span class=\"_ _0\"></span>oir la not<span class=\"_ _0\"></span>e 25 Provisi<span class=\"_ _0\"></span>ons).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c39 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Variation des d\u00e9pr\u00e9ciations su<span class=\"_ _0\"></span>r la r\u00e9assurance et les<span class=\"_ _0\"></span> autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Augmentation des <span class=\"wsed\">d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Annulation de cr\u00e9ances irr\u00e9<span class=\"_ _0\"></span>couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c3c ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c3d ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 406px; z-index: 15;\">\u00c9volution de la quote<span class=\"ls0 ws0\">-</span>part de la<span class=\"_ _0\"></span> r\u00e9assurance dans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 391px; z-index: 15;\">les passifs li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats d'assurance et<span class=\"_ _0\"></span> de placement <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Autres augmentations nettes par le biais du compte de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x16 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 257px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y1a33 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 231px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 231px; height: 730px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h7d y1de4 ff2ec fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1de5 ff2ec fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats d\u2019ass<span class=\"_ _3\"></span>urance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">pour prestations d'assurance futures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 720px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2ee fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 676px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 646px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1df0 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df1 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df2 ff2ea fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es les var<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des cont<span class=\"_ _0\"></span>rats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie (brut<span class=\"_ _0\"></span> de r\u00e9assura<span class=\"_ _0\"></span>nce et avant<span class=\"_ _0\"></span> \u00e9limin<span class=\"_ _0\"></span>at<span class=\"wse8\">ions<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y1df3 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 553px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 553px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 553px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2ee fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 523px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 523px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 523px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 508px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 508px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 493px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 493px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 493px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Acquisitions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 479px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 464px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 464px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 464px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 449px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 449px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 449px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 434px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 434px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 434px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 419px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 419px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 419px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 404px; z-index: 15;\">Diff\u00e9rences de changes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 404px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 389px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 389px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 375px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 375px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e01 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e02 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e03 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e04 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">values lat<span class=\"_ _0\"></span>entes su<span class=\"_ _0\"></span>r le portef<span class=\"_ _0\"></span>euille de<span class=\"_ _0\"></span> placement<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e05 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e06 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span>Autres aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span>s, y comp<span class=\"_ _0\"></span>ris la couv<span class=\"_ _0\"></span>erture de ris<span class=\"_ _0\"></span>ques<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb </span></div>\n<div class=\"t m0 x6 h62 y1e07 ff2ea fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">concerne sur<span class=\"_ _3\"></span>tout la consommation<span class=\"_ _3\"></span> d\u2019assurance et de ri<span class=\"_ _3\"></span>sques actu<span class=\"wsea\">ariels<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1e08 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> incluses d<span class=\"_ _0\"></span>ans les cont<span class=\"_ _0\"></span>rats, et v<span class=\"_ _0\"></span>arie d\u00e8s lors e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e09 ff2ea fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">fonction des volumes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1e0a ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e0b ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie n\u2019a pas \u00e9t<span class=\"_ _0\"></span>\u00e9 signific<span class=\"_ _0\"></span>atif en 202<span class=\"_ _0\"></span>2</div>\n<div class=\"t m0 x1a h62 y1e0c ff2ea fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ni en 2021<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 222px; height: 739px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 222px; height: 739px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f3 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f3 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats de <span class=\"_ _3\"></span>placement <span class=\"_ _3\"></span>vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y699 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Passifs pour prestations d'assuran<span class=\"_ _0\"></span>ce futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> <span class=\"wsed\">polices<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x193 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2f5 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e0f ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e10 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2f5 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2f5 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e1b ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1c ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1d ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e1e ff2f1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">values l<span class=\"_ _0\"></span>atentes<span class=\"_ _0\"></span> sur le <span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille de<span class=\"_ _0\"></span> placem<span class=\"_ _0\"></span>ents. L<span class=\"_ _0\"></span>e transf<span class=\"_ _0\"></span>ert de p<span class=\"_ _0\"></span>assifs</div>\n<div class=\"t m0 x6 h62 y1e1f ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt li\u00e9 \u00e0 des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s intern<span class=\"_ _0\"></span>es entre port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les de</div>\n<div class=\"t m0 x6 h62 y1e20 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits. La<span class=\"_ _3\"></span> rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Autres aj<span class=\"_ _3\"></span>ustemen<span class=\"lsdc wse9\">ts, y compris la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6 h62 y1e21 ff2f1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb<span class=\"_ _3\"></span> concerne s<span class=\"_ _3\"></span>urtout la<span class=\"_ _3\"></span> consommation<span class=\"_ _3\"></span> d\u2019assurance <span class=\"_ _3\"></span>et de ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y1e22 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels pour le<span class=\"_ _0\"></span>s garanti<span class=\"_ _0\"></span>es inclus<span class=\"_ _0\"></span>es dans les<span class=\"_ _0\"></span> contrats,<span class=\"_ _0\"></span> et varie d\u00e8s l<span class=\"_ _0\"></span>ors</div>\n<div class=\"t m0 x6 h62 y1e23 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des volum<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e24 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1e25 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e26 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> vie n\u2019a pas \u00e9t\u00e9 si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tif en</div>\n<div class=\"t m0 x1a h62 y1e27 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2022 ni en<span class=\"_ _3\"></span> 2021.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f9 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f9 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats en <span class=\"_ _3\"></span>unit\u00e9s <span class=\"_ _3\"></span>de comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contrats de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff2fa fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e31 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e32 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e33 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019assura<span class=\"_ _0\"></span>nce en unit<span class=\"_ _0\"></span>\u00e9s de com<span class=\"_ _0\"></span>pte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e34 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acquisitions de filiales <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Diff\u00e9rences de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6ed ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent en <span class=\"lsde wsfa\">unit\u00e9s de compte.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e35 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 669px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 669px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 669px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 638px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 624px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 624px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 624px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 609px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 609px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 594px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 594px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Transfert de <span class=\"lse3 wsf2\">passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 579px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 579px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 564px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 564px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 549px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 549px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 535px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 535px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e40 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e41 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e42 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le transf<span class=\"_ _0\"></span>ert de pas<span class=\"_ _0\"></span>sifs trad<span class=\"_ _0\"></span>uit essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s internes<span class=\"_ _0\"></span> entre dif<span class=\"_ _0\"></span>f\u00e9rent<span class=\"_ _0\"></span>s types de co<span class=\"_ _0\"></span>ntrat. La r<span class=\"_ _0\"></span>ubrique \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res ajust<span class=\"_ _0\"></span>ements, y co<span class=\"_ _0\"></span>mpris la</div>\n<div class=\"t m0 x6 h62 y1e43 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de risq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span>\u00bb concern<span class=\"_ _0\"></span>e surtou<span class=\"_ _0\"></span>t la consom<span class=\"_ _0\"></span>mation d<span class=\"_ _0\"></span>\u2019assura<span class=\"_ _0\"></span>nce et de ris<span class=\"_ _0\"></span>ques actu<span class=\"_ _0\"></span>ariels<span class=\"_ _0\"></span> pour les gar<span class=\"_ _0\"></span>anties co<span class=\"_ _0\"></span>mpl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> incluses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y1e44 ff2f7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 445px; height: 661px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 445px; height: 661px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2ff fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2ff fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats d\u2019ass<span class=\"_ _3\"></span>ur<span class=\"ls11d ws144\">ance non<span class=\"ls0 ws0\">-</span>vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">R\u00e9serves<span class=\"_ _3\"></span> pour sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 945px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e47 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e48 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e49 ff2fd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les variations<span class=\"_ _3\"></span> des passifs r\u00e9sult<span class=\"_ _3\"></span>ant de contrats d\u2019a<span class=\"_ _3\"></span>ssurance li\u00e9s au<span class=\"_ _3\"></span>x contrats d\u2019assuran<span class=\"_ _3\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie (brut de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et avant \u00e9l<span class=\"_ _0\"></span>iminati<span class=\"_ _0\"></span>ons) se </span></span></div>\n<div class=\"t m0 x6 h62 y1e4a ff2fd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e4b ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 806px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 806px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff300 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff301 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 775px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 775px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 775px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Acquisitions / Cessions de<span class=\"_ _0\"></span> filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span> l\u2019exercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 745px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 745px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 731px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 731px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 731px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 716px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 516px; bottom: 716px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 716px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 701px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 701px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 701px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 686px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 686px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 686px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 671px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 510px; bottom: 671px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 671px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Variation des passifs (de l\u2019e<span class=\"_ _0\"></span>xercice en cours et<span class=\"_ _0\"></span> des exercices ant\u00e9rieurs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 656px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 642px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 642px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 627px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 627px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 627px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 612px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 612px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 612px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Ajustement de la comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 597px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 582px; z-index: 15;\">Autres changements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 582px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 582px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff301 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 567px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 567px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 556px; height: 550px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 556px; height: 550px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff305 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff305 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Tests de suff<span class=\"_ _0\"></span>isance<span class=\"_ _0\"></span> du passif d'assu<span class=\"_ _0\"></span>rance (Insu<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span> Liability<span class=\"_ _0\"></span> Adequacy<span class=\"_ _0\"></span> Testing)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff303 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les tests<span class=\"_ _3\"></span> effectu\u00e9s \u00e0<span class=\"_ _3\"></span> fin 2022<span class=\"_ _3\"></span> ont con<span class=\"_ _3\"></span>firm\u00e9 l\u2019ad\u00e9<span class=\"_ _3\"></span>quation des p<span class=\"_ _3\"></span>assifs <span class=\"lsdc\">d\u2019assuranc<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e69 ff303 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9capit<span class=\"_ _0\"></span>ulatif d<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance par sec<span class=\"_ _0\"></span>teur op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6a ff303 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente u<span class=\"_ _0\"></span>n aper\u00e7u d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> constit<span class=\"_ _0\"></span>u\u00e9s par sec<span class=\"_ _0\"></span>teur op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6b ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 956px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x64 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 692px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 956px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 925px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff303 fs45 fce sc0 lsec ws109\" style=\"left: 426px; bottom: 940px; z-index: 15;\">Primes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 402px; bottom: 925px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 940px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 505px; bottom: 925px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 605px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69d ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 925px; z-index: 15;\">V<span class=\"lse4 wsf3\">ie</span> </div>\n<div class=\"t m0 x195 h65 y69b ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 673px; bottom: 940px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 668px; bottom: 925px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69b ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 940px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 925px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 850px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 835px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 683px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e72 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e73 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 773px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 426px; bottom: 759px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x41 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 696px; bottom: 773px; z-index: 15;\">R\u00e9partition des provision<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y68f ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 759px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 728px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff303 fs45 fce sc0 lsec ws109\" style=\"left: 418px; bottom: 743px; z-index: 15;\">Primes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 393px; bottom: 728px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 743px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 500px; bottom: 728px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 602px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 610px; bottom: 728px; z-index: 15;\">vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 670px; bottom: 743px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 728px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 743px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 766px; bottom: 728px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 668px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 653px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 698px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 424px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 512px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 681px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReinsuranceExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag336": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9assura<span class=\"_ _3\"></span>nce e<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">autres cr\u00e9a<span class=\"_ _3\"></span>nces</div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">part de la<span class=\"_ _0\"></span> r\u00e9assurance dans les pa<span class=\"_ _0\"></span>ssifs li\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">aux contrats d'assurance et aux contrats d'investissement</span> </div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cr\u00e9ances sur preneurs d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Commissions \u00e0 recevoir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Cr\u00e9ances sur interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Cr\u00e9ances n\u00e9es d'op\u00e9rations d<span class=\"_ _0\"></span>e r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut la TVA et d\u2019<span class=\"_ _0\"></span>autres tax<span class=\"_ _0\"></span>es indir<span class=\"_ _0\"></span>ectes, ains<span class=\"_ _0\"></span>i que le pai<span class=\"_ _0\"></span>ement ant<span class=\"_ _0\"></span>icip\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span>0,3 millio<span class=\"_ _0\"></span>ns (2021: EU<span class=\"_ _0\"></span>R 109 mill<span class=\"_ _0\"></span>ions) \u00e0 Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x6 h62 y1c38 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Forsett<span class=\"_ _0\"></span>lement (v<span class=\"_ _0\"></span>oir la not<span class=\"_ _0\"></span>e 25 Provisi<span class=\"_ _0\"></span>ons).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c39 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 558px; z-index: 15;\">Variation des d\u00e9pr\u00e9ciations su<span class=\"_ _0\"></span>r la r\u00e9assurance et les<span class=\"_ _0\"></span> autres cr\u00e9ances<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 558px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 558px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69d ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 527px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y69b ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 527px; z-index: 15;\">54<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 513px; z-index: 15;\">Augmentation des <span class=\"wsed\">d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 513px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 513px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 498px; z-index: 15;\">Reprises des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 498px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 498px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 483px; z-index: 15;\">Annulation de cr\u00e9ances irr\u00e9<span class=\"_ _0\"></span>couvrables<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 483px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68a ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 483px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 468px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 468px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 453px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y691 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 453px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c3c ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c3d ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 406px; z-index: 15;\">\u00c9volution de la quote<span class=\"ls0 ws0\">-</span>part de la<span class=\"_ _0\"></span> r\u00e9assurance dans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 yb68 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 406px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 391px; z-index: 15;\">les passifs li\u00e9s \u00e0 des <span class=\"_ _0\"></span>contrats d'assurance et<span class=\"_ _0\"></span> de placement <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 391px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2a4 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 391px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a6 ff2a6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 376px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 361px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 361px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 361px; z-index: 15;\">720<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 346px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 346px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 346px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 331px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 331px; z-index: 15;\">176<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 331px; z-index: 15;\">179<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 316px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 316px; z-index: 15;\">1</div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 316px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 301px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 301px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 301px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 287px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 287px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 287px; z-index: 15;\">(39)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 272px; z-index: 15;\">Autres augmentations nettes par le biais du compte de r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 272px; z-index: 15;\">8</div>\n<div class=\"t m0 x16 h65 y69b ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 272px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 257px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres ajustements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 257px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 257px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y1a33 ff2a7 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 242px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 242px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y1a33 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 242px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 231px; height: 730px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 231px; height: 730px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherReceivablesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag342": {
   "value": "\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9assura<span class=\"_ _3\"></span>nce e<span class=\"_ _1\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">autres cr\u00e9a<span class=\"_ _3\"></span>nces</div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2a4 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2a6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2a4 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Quote<span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">part de la<span class=\"_ _0\"></span> r\u00e9assurance dans les pa<span class=\"_ _0\"></span>ssifs li\u00e9s<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 771px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">aux contrats d'assurance et aux contrats d'investissement</span> </div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Cr\u00e9ances sur preneurs d'as<span class=\"_ _0\"></span>surance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">409<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Commissions \u00e0 recevoir<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Cr\u00e9ances sur interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">284<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Cr\u00e9ances n\u00e9es d'op\u00e9rations d<span class=\"_ _0\"></span>e r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">366<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">2.042<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y699 ff2a4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">(52)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2a7 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.993<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2a7 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2a4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut la TVA et d\u2019<span class=\"_ _0\"></span>autres tax<span class=\"_ _0\"></span>es indir<span class=\"_ _0\"></span>ectes, ains<span class=\"_ _0\"></span>i que le pai<span class=\"_ _0\"></span>ement ant<span class=\"_ _0\"></span>icip\u00e9 <span class=\"lsf3 ws10c\">d\u2019EUR<span class=\"ls0 ws0\"> </span></span>0,3 millio<span class=\"_ _0\"></span>ns (2021: EU<span class=\"_ _0\"></span>R 109 mill<span class=\"_ _0\"></span>ions) \u00e0 Stic<span class=\"_ _0\"></span>hting</div>\n<div class=\"t m0 x6 h62 y1c38 ff2a4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Forsett<span class=\"_ _0\"></span>lement (v<span class=\"_ _0\"></span>oir la not<span class=\"_ _0\"></span>e 25 Provisi<span class=\"_ _0\"></span>ons).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 579px; height: 246px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">autres passifs</div>\n\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eats courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres charges courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xe8 h65 y68f ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Autres prestations \u00e0 lo<span class=\"_ _0\"></span>ng terme accord\u00e9es au per<span class=\"_ _0\"></span>sonnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Prestations \u00e0 court ter<span class=\"_ _0\"></span>me accord\u00e9es au personnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Passifs li\u00e9s aux options de<span class=\"_ _0\"></span> vente sur PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 637px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Dettes commerciales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Dettes envers les agen<span class=\"_ _0\"></span>ts, preneurs d'assurance e<span class=\"_ _0\"></span>t interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">TVA et autres imp\u00f4ts \u00e0<span class=\"_ _0\"></span> payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Dividendes \u00e0 payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Dettes envers les r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff336 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1fc1 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc2 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc3 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une inform<span class=\"_ _0\"></span>ation pl<span class=\"_ _0\"></span>us d\u00e9tail<span class=\"_ _0\"></span>l\u00e9e sur les pas<span class=\"_ _0\"></span>sifs li\u00e9s<span class=\"_ _0\"></span> \u00e0 des avanta<span class=\"_ _0\"></span>ges du</div>\n<div class=\"t m0 x6 h62 y1fc4 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e \u00e0 la not<span class=\"_ _0\"></span>e 6, point 6.1 <span class=\"ff337 ls0 ws0\">\u00ab<span class=\"ff334\"> </span></span><span class=\"wseb\">Avant<span class=\"_ _0\"></span>ages du </span></div>\n<div class=\"t m0 x6 h62 y1fc5 ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">personnel<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff337\">\u00bb</span><span class=\"lsf0 ws104\">. </span> </span></div>\n<div class=\"t m0 x6 h62 y1fc6 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fc7 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le poste \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res passif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb compre<span class=\"_ _0\"></span>nd les d<span class=\"_ _0\"></span>ettes li<span class=\"_ _0\"></span>\u00e9es \u00e0 la <span class=\"_ _0\"></span>compens<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x1a h62 y1fc8 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des op\u00e9rat<span class=\"_ _0\"></span>ions sur t<span class=\"_ _0\"></span>itres, les<span class=\"_ _0\"></span> gara<span class=\"wseb\">nti<span class=\"_ _0\"></span>es sur <span class=\"wse9\">sw<span class=\"_ _0\"></span>ap de taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat<span class=\"lsfe ws111\">, les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1fc9 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">liquidit<span class=\"_ _0\"></span>\u00e9s re\u00e7ue<span class=\"_ _0\"></span>s en attent<span class=\"_ _0\"></span>e d'affect<span class=\"_ _0\"></span>ation aux<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et les</div>\n<div class=\"t m0 x1a h62 y1fca ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">petites d\u00e9<span class=\"_ _0\"></span>penses<span class=\"_ _0\"></span> \u00e0 payer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1fcb ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fcc ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s peuv<span class=\"_ _0\"></span>ent \u00eatre tro<span class=\"_ _0\"></span>uv\u00e9s dan<span class=\"_ _0\"></span>s la Note 27</div>\n<div class=\"t m0 x1a h62 y1fcd ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 381px; height: 444px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 381px; height: 580px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff339 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts di<span class=\"wsfa\">ff\u00e9r\u00e9s et<span class=\"_ _3\"></span> les montants acqui<span class=\"_ _3\"></span>s sont consid\u00e9r\u00e9s<span class=\"_ _3\"></span> \u00eatre des passifs \u00e0<span class=\"_ _3\"></span> court terme dont l\u2019\u00e9<span class=\"_ _3\"></span>ch\u00e9ance est inf\u00e9ri<span class=\"_ _3\"></span>eure \u00e0 un an. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b3 ff339 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tableaux<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-</span>dessous pr\u00e9s<span class=\"_ _3\"></span>entent les flu<span class=\"_ _3\"></span>x de tr\u00e9sorerie non<span class=\"_ _3\"></span> actualis\u00e9s des<span class=\"_ _3\"></span> Dettes commerciales<span class=\"_ _3\"></span>, Dettes envers le<span class=\"_ _3\"></span>s agents, preneurs<span class=\"_ _3\"></span> d\u2019assura<span class=\"lsdc wseb\">nce et </span></div>\n<div class=\"t m0 x6 h62 y93e ff339 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>, TVA et autr<span class=\"_ _0\"></span>es imp\u00f4ts<span class=\"_ _0\"></span> \u00e0 payer, Dett<span class=\"_ _0\"></span>es enve<span class=\"_ _0\"></span>rs les r\u00e9ass<span class=\"_ _0\"></span>ureurs et A<span class=\"_ _0\"></span>utres dett<span class=\"_ _0\"></span>es, clas<span class=\"_ _0\"></span>s\u00e9s par gr<span class=\"wseb\">o<span class=\"_ _0\"></span>upe d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 1018px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 1018px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 1018px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 1018px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a0 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69b ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 927px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 927px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 927px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 927px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 yb68 ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTaxReceivablesAndPayablesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag333": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Int<span class=\"_ _1\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et autres actifs</div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Co\u00fbts d\u2019acquisition diff\u00e9r\u00e9s (<span class=\"_ _0\"></span>deferred acquisition costs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Autres charges diff\u00e9r\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits courus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des <span class=\"_ _0\"></span>fins de <span class=\"wsed\">couverture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits cou<span class=\"_ _3\"></span>rus consisten<span class=\"_ _3\"></span>t essentiellemen<span class=\"_ _3\"></span>t en produits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats</div>\n<div class=\"t m0 x6 h62 y1c38 ff2aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">courus sur<span class=\"_ _3\"></span> obligations <span class=\"_ _3\"></span>souveraines (<span class=\"_ _3\"></span>2022: EUR<span class=\"_ _3\"></span> 634 millio<span class=\"_ _3\"></span>ns<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span></span><span class=\"wsea\">2021: </span></div>\n<div class=\"t m0 x6 h62 y1c39 ff2aa fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">657 millions) et ob<span class=\"_ _0\"></span>ligati<span class=\"_ _0\"></span>ons d\u2019ent<span class=\"_ _0\"></span>reprises<span class=\"_ _0\"></span> (2022: E<span class=\"_ _0\"></span>UR 198 mill<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c4c ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span> 212 milli<span class=\"_ _0\"></span>ons).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c4d ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c4e ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb com<span class=\"_ _0\"></span>prend pri<span class=\"_ _0\"></span>ncipale<span class=\"_ _0\"></span>ment des <span class=\"lsfe ws11a\">immeubles </span></div>\n<div class=\"t m0 x1a h62 y1c4f ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">destin<span class=\"_ _0\"></span>\u00e9s \u00e0 la revent<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1c50 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c51 ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir la note 2<span class=\"_ _0\"></span>7 Produits<span class=\"_ _0\"></span> D\u00e9riv\u00e9s<span class=\"_ _0\"></span> pour plus d<span class=\"_ _0\"></span>e d\u00e9tails su<span class=\"_ _0\"></span>r les produ<span class=\"_ _0\"></span>its</div>\n<div class=\"t m0 x1a h62 y1c52 ff2aa fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9riv\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c53 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1c54 ff2aa fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019a<span class=\"_ _3\"></span>cquisition di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c55 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2ad fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs <span class=\"lse0 wsee\">d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Autres achats et ventes d\u2019<span class=\"_ _0\"></span>activit\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Autres ajustements (y compris le<span class=\"_ _0\"></span>s \u00e9carts de conversion<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ad fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 333px; height: 628px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 333px; height: 628px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag334": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Int<span class=\"_ _1\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">et autres actifs</div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2aa fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Co\u00fbts d\u2019acquisition diff\u00e9r\u00e9s (<span class=\"_ _0\"></span>deferred acquisition costs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Autres charges diff\u00e9r\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits courus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.000<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des <span class=\"_ _0\"></span>fins de <span class=\"wsed\">couverture<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Immeubles destin\u00e9s \u00e0 l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">240<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">323<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Actifs des r\u00e9gimes \u00e0 p<span class=\"_ _0\"></span>restations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">81<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">79<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">69<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Total br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 682px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 682px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 667px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y183e ff2ad fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total ne<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 652px; z-index: 15;\">1.941<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff2aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les produits cou<span class=\"_ _3\"></span>rus consisten<span class=\"_ _3\"></span>t essentiellemen<span class=\"_ _3\"></span>t en produits d\u2019int\u00e9<span class=\"_ _3\"></span>r\u00eats</div>\n<div class=\"t m0 x6 h62 y1c38 ff2aa fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">courus sur<span class=\"_ _3\"></span> obligations <span class=\"_ _3\"></span>souveraines (<span class=\"_ _3\"></span>2022: EUR<span class=\"_ _3\"></span> 634 millio<span class=\"_ _3\"></span>ns<span class=\"ls0 ws0\"> ; <span class=\"_ _3\"></span></span><span class=\"wsea\">2021: </span></div>\n<div class=\"t m0 x6 h62 y1c39 ff2aa fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">657 millions) et ob<span class=\"_ _0\"></span>ligati<span class=\"_ _0\"></span>ons d\u2019ent<span class=\"_ _0\"></span>reprises<span class=\"_ _0\"></span> (2022: E<span class=\"_ _0\"></span>UR 198 mill<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c4c ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span> 212 milli<span class=\"_ _0\"></span>ons).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c4d ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c4e ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb com<span class=\"_ _0\"></span>prend pri<span class=\"_ _0\"></span>ncipale<span class=\"_ _0\"></span>ment des <span class=\"lsfe ws11a\">immeubles </span></div>\n<div class=\"t m0 x1a h62 y1c4f ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">destin<span class=\"_ _0\"></span>\u00e9s \u00e0 la revent<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1c50 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1c51 ff2aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Voir la note 2<span class=\"_ _0\"></span>7 Produits<span class=\"_ _0\"></span> D\u00e9riv\u00e9s<span class=\"_ _0\"></span> pour plus d<span class=\"_ _0\"></span>e d\u00e9tails su<span class=\"_ _0\"></span>r les produ<span class=\"_ _0\"></span>its</div>\n<div class=\"t m0 x1a h62 y1c52 ff2aa fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9riv\u00e9s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c53 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1c54 ff2aa fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019a<span class=\"_ _3\"></span>cquisition di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c55 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2ad fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs <span class=\"lse0 wsee\">d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Autres achats et ventes d\u2019<span class=\"_ _0\"></span>activit\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Autres ajustements (y compris le<span class=\"_ _0\"></span>s \u00e9carts de conversion<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ad fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 333px; height: 628px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredIncomeExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag338": {
   "value": "\n<div class=\"t m0 x6 h62 y1c54 ff2aa fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Co\u00fbts d\u2019a<span class=\"_ _3\"></span>cquisition di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c55 ff2aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 463px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 463px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff2aa fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 463px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2aa fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y6a0 ff2ac fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 448px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2ad fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 433px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 433px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 433px; z-index: 15;\">408<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs <span class=\"lse0 wsee\">d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 418px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 418px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 403px; z-index: 15;\">349<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 403px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 388px; z-index: 15;\">(371)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 388px; z-index: 15;\">(420)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 374px; z-index: 15;\">Autres achats et ventes d\u2019<span class=\"_ _0\"></span>activit\u00e9s <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a6 ff2aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 374px; z-index: 15;\"> </div>\n<div class=\"t m0 x16c h65 y6a6 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 374px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 359px; z-index: 15;\">Autres ajustements (y compris le<span class=\"_ _0\"></span>s \u00e9carts de conversion<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 359px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 359px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ad fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 344px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 344px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff2ad fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 344px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 333px; height: 171px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredAcquisitionCostsArisingFromInsuranceContractsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag332": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">Immobilisations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">corporelles</div>\n<div class=\"t m0 x6 h75 y1a2b ff2b2 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Les immobilisations corporell<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h75 y1a2c ff2b2 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">incluent les immeubles d<span class=\"_ _0\"></span>e bureaux</div>\n<div class=\"t m0 x6 h75 y1a2d ff2b2 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et les parkings <span class=\"ws10f\">publics.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1c63 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c64 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y1a33 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 587px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y1a33 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 720px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 661px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x43 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 794px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 639px; bottom: 786px; z-index: 15;\">1.430<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">1.383<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Terrains et constructions pour<span class=\"_ _0\"></span> usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 771px; z-index: 15;\">608<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 771px; z-index: 15;\">209<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6a6 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 756px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x10 h65 y6a6 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 784px; bottom: 756px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Biens mobiliers, v\u00e9hicules et mat\u00e9riel informatique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 646px; bottom: 741px; z-index: 15;\">142<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x188 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 741px; z-index: 15;\">112<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2b3 fs45 fce sc0 lse5 wsf4\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 727px; z-index: 15;\">2.227<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x147 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 727px; z-index: 15;\">1.732<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1c65 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c66 ff2b0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d6 h65 y68f ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 543px; bottom: 665px; z-index: 15;\">Terrains et constructions pour<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 564px; bottom: 650px; z-index: 15;\">usage propre et parkin<span class=\"_ _0\"></span>gs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff2b0 fs45 fce sc0 lse0 wsf0\" style=\"left: 733px; bottom: 679px; z-index: 15;\">Biens mobiliers,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y68f ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 749px; bottom: 665px; z-index: 15;\">v\u00e9hicules et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y697 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 712px; bottom: 650px; z-index: 15;\">mat\u00e9riel informatique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 604px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y697 ff2b0 fs45 fce sc0 lsec ws109\" style=\"left: 558px; bottom: 619px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 569px; bottom: 604px; z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 601px; bottom: 634px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 619px; z-index: 15;\">(droit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 604px; z-index: 15;\">d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y697 ff2b0 fs45 fce sc0 lsec ws109\" style=\"left: 692px; bottom: 619px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x197 h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 703px; bottom: 604px; z-index: 15;\">propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff2b0 fs45 fce sc0 lse0 wsee\" style=\"left: 735px; bottom: 634px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 619px; z-index: 15;\">(droit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y699 ff2b0 fs45 fce sc0 lse0 wsed\" style=\"left: 748px; bottom: 604px; z-index: 15;\">d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y694 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 665px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 650px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 634px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 619px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h68 y697 ff2b4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 589px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2b3 fs45 fce sc0 lsed ws101\" style=\"left: 325px; bottom: 574px; z-index: 15;\">Co\u00fbt <span class=\"ws105\">d'acquisiti<span class=\"_ _3\"></span>on au 1er janvier<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1dd h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 574px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 574px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 713px; bottom: 574px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 574px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2b0 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 559px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs<span class=\"ff2b3 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y69b ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 559px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 544px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9tenus en vue de la vente</span> </div>\n<div class=\"t m0 x170 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 595px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a0 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 544px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y6a0 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 544px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 544px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 529px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 579px; bottom: 529px; z-index: 15;\">378<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 529px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 529px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 529px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 325px; bottom: 515px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 515px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 515px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 515px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 515px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 500px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 578px; bottom: 500px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 500px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 712px; bottom: 500px; z-index: 15;\">(19)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 500px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 485px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 586px; bottom: 485px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 485px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 485px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y691 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 485px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2b3 fs45 fce sc0 lsed ws106\" style=\"left: 325px; bottom: 470px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 470px; z-index: 15;\">2.334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 470px; z-index: 15;\">748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 713px; bottom: 470px; z-index: 15;\">370<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 470px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y691 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 455px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68f ff2b3 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 440px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 440px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 440px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 708px; bottom: 440px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 440px; z-index: 15;\">(25)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2b0 fs45 fc15 sc0 lsee ws102\" style=\"left: 325px; bottom: 426px; z-index: 15;\">Transfe<span class=\"_ _3\"></span>rt vers les act<span class=\"_ _3\"></span>ifs<span class=\"ff2b3 fce ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y694 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 426px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 411px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">d\u00e9tenus en vue de la vente</span> </div>\n<div class=\"t m0 x170 h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 595px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 657px; bottom: 411px; z-index: 15;\">5</div>\n<div class=\"t m0 x1de h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 724px; bottom: 411px; z-index: 15;\">3</div>\n<div class=\"t m0 x170 h65 y68f ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 411px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 396px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 584px; bottom: 396px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 718px; bottom: 396px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 396px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 381px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 578px; bottom: 381px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 645px; bottom: 381px; z-index: 15;\">(60)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 712px; bottom: 381px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y699 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 381px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2b0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 366px; z-index: 15;\">Extourne des amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 595px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 729px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 366px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 351px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite aux cessions</span> </div>\n<div class=\"t m0 x1de h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 590px; bottom: 351px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 657px; bottom: 351px; z-index: 15;\">7</div>\n<div class=\"t m0 x1ce h65 y6a0 ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 720px; bottom: 351px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 351px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y69b ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 336px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 584px; bottom: 336px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 336px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 724px; bottom: 336px; z-index: 15;\">4</div>\n<div class=\"t m0 x1de h65 y69b ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 336px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 322px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 322px; z-index: 15;\">(814)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 322px; z-index: 15;\">(219)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 708px; bottom: 322px; z-index: 15;\">(257)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 779px; bottom: 322px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 307px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2b3 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 292px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 578px; bottom: 292px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y68a ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y68a ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 292px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 277px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff2b0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 584px; bottom: 277px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 662px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 729px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y68c ff2b0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 277px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b3 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 262px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 578px; bottom: 262px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h67 y691 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 262px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2b3 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 595px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 662px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 729px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y6a6 ff2b0 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b3 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 232px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 232px; z-index: 15;\">1.508<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 646px; bottom: 232px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 713px; bottom: 232px; z-index: 15;\">113<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y691 ff2b3 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 232px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 221px; height: 740px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x199 h65 y697 ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 507px; bottom: 1096px; z-index: 15;\">Terrains et constructions pour<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a0 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 524px; bottom: 1082px; z-index: 15;\"> <span class=\"lse0 wsf0\">usage propre</span> <span class=\"lse5 ws100\">et<span class=\"_ _3\"></span> parki<span class=\"_ _3\"></span>ngs</span> </div>\n<div class=\"t m0 x1a1 h65 y697 ff2b7 fs45 fce sc0 lse0 wsf0\" style=\"left: 732px; bottom: 1096px; z-index: 15;\">Biens mobiliers,<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y6a0 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 661px; bottom: 1082px; z-index: 15;\"> <span class=\"lse0 wsee\">v\u00e9hicules et mat\u00e9riel informatique</span> </div>\n<div class=\"t m0 x184 h65 y69d ff2b7 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 1051px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1082px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y69d ff2b7 fs45 fce sc0 lsec wsff\" style=\"left: 474px; bottom: 1051px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span> propre<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 563px; bottom: 1066px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69d ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 554px; bottom: 1051px; z-index: 15;\">(droit d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1066px; z-index: 15;\"> </div>\n<div class=\"t m0 x386 h65 y69d ff2b7 fs45 fce sc0 lsec wsff\" style=\"left: 645px; bottom: 1051px; z-index: 15;\">Propri\u00e9t\u00e9<span class=\"_ _0\"></span> propre<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y69b ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 735px; bottom: 1066px; z-index: 15;\">Propri\u00e9t\u00e9 lou\u00e9e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d6 h65 y69d ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 726px; bottom: 1051px; z-index: 15;\">(droit d\u2019utilisation)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h68 y69b ff2ba fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1036px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2b9 fs45 fce sc0 lsed ws101\" style=\"left: 69px; bottom: 1021px; z-index: 15;\">Co\u00fbt <span class=\"ws105\">d'acquisiti<span class=\"_ _3\"></span>on au 1er janvier<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18a h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 1021px; z-index: 15;\">1.938<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 1021px; z-index: 15;\">613<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 1021px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 1021px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1006px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 1006px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 1006px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 1006px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 1006px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 991px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 991px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 991px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 991px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68a ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 991px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 976px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 976px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 976px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 976px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b9 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 961px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 961px; z-index: 15;\">1.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 961px; z-index: 15;\">641<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 696px; bottom: 961px; z-index: 15;\">334<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 961px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6a6 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 946px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff2b9 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 932px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 932px; z-index: 15;\">(738)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 604px; bottom: 932px; z-index: 15;\">(124)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 932px; z-index: 15;\">(247)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 932px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 917px; z-index: 15;\">Charges d\u2019amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 524px; bottom: 917px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 917px; z-index: 15;\">(63)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 917px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 917px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 902px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 535px; bottom: 902px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 902px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 700px; bottom: 902px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 902px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y68f ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 887px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 535px; bottom: 887px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 887px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68f ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 887px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2b9 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 872px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 872px; z-index: 15;\">(767)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 604px; bottom: 872px; z-index: 15;\">(171)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 872px; z-index: 15;\">(245)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 872px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 540px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y699 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 857px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2b9 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 524px; bottom: 842px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 842px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y697 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 828px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 828px; z-index: 15;\">1</div>\n<div class=\"t m0 x23a h65 y699 ff2b7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 828px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69b ff2b9 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 813px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y69b ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 524px; bottom: 813px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 711px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h67 y69b ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 813px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2b9 fs45 fc28 sc0 ls0 ws0\" style=\"left: 69px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 540px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 625px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 711px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69d ff2b7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 798px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2b9 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 783px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 783px; z-index: 15;\">1.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 783px; z-index: 15;\">470<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 783px; z-index: 15;\">89<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68c ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 783px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c96 ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c97 ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n\n<div class=\"t m0 x6 h62 y1c98 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un monta<span class=\"_ _0\"></span>nt d\u2019EUR 159 <span class=\"lsde wsfa\">millions d\u2019immobilisations corp<span class=\"_ _3\"></span>orelles a \u00e9t\u00e9 </span></div>\n<div class=\"t m0 x6 h62 y1c99 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">donn\u00e9 en ga<span class=\"_ _3\"></span>ge comme g<span class=\"_ _3\"></span>arantie (31<span class=\"_ _3\"></span> d\u00e9cembre 20<span class=\"_ _3\"></span>21<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span>EUR 166</div>\n<div class=\"t m0 x6 h62 y1c9a ff2b7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 64px; bottom: 695px; height: 56px; width: 325px; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1c9b ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c9c ff2b7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les immeubles autr<span class=\"_ _3\"></span>es que des parking<span class=\"_ _3\"></span>s sont \u00e9valu\u00e9s chaque<span class=\"_ _3\"></span> ann\u00e9e,</div>\n<div class=\"t m0 x6 h62 y1c9d ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">par des \u00e9<span class=\"_ _3\"></span>valuateurs in<span class=\"_ _3\"></span>d\u00e9pendants ex<span class=\"_ _3\"></span>ternes, qui <span class=\"_ _3\"></span>changent sel<span class=\"_ _3\"></span>on une</div>\n<div class=\"t m0 x6 h62 y1c9e ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rotatio<span class=\"_ _0\"></span>n d<span class=\"wseb\">e trois<span class=\"_ _0\"></span> ans. Les<span class=\"_ _0\"></span> justes <span class=\"_ _0\"></span>valeurs s<span class=\"_ _0\"></span>e basent<span class=\"_ _0\"></span> sur un<span class=\"_ _0\"></span>e \u00e9valuat<span class=\"_ _0\"></span>ion de </span></div>\n<div class=\"t m0 x6 h62 y1c9f ff2b7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">niveau<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">3.</span> </span></div>\n<div class=\"t m0 x6 h62 y1ca0 ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ca1 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas d\u00e9t<span class=\"_ _0\"></span>ermine les<span class=\"_ _0\"></span> justes val<span class=\"_ _0\"></span>eurs des pa<span class=\"_ _0\"></span>rkings en re<span class=\"_ _0\"></span>coura<span class=\"_ _0\"></span>nt \u00e0 des</div>\n<div class=\"t m0 x6 h62 y1ca2 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mod\u00e8les i<span class=\"_ _0\"></span>nternes<span class=\"_ _0\"></span> qui utilis<span class=\"_ _0\"></span>ent aussi de<span class=\"_ _0\"></span>s donn\u00e9es de m<span class=\"_ _0\"></span>arch\u00e9<span class=\"_ _0\"></span>s non</div>\n<div class=\"t m0 x1a h62 y1ca3 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">observables<span class=\"_ _3\"></span> (niveau <span class=\"lsdc wse9\">3). Les justes val<span class=\"_ _0\"></span>eurs qui e<span class=\"_ _0\"></span>n r\u00e9sulte<span class=\"_ _0\"></span>nt sont </span></div>\n<div class=\"t m0 x1a h62 y1ca4 ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">calibr\u00e9es <span class=\"_ _3\"></span>sur la base<span class=\"_ _3\"></span> de donn\u00e9es<span class=\"_ _3\"></span> de march\u00e9 <span class=\"_ _3\"></span>disponibles e<span class=\"_ _3\"></span>t/ou de</div>\n<div class=\"t m0 x1a h62 y1ca5 ff2b7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">transact<span class=\"_ _0\"></span>ions. D<span class=\"_ _0\"></span>es tec<span class=\"_ _0\"></span>hniques <span class=\"_ _0\"></span>de valo<span class=\"_ _0\"></span>risation<span class=\"_ _0\"></span> de nive<span class=\"_ _0\"></span>au 3 sont<span class=\"_ _0\"></span> utilis<span class=\"_ _0\"></span>\u00e9es</div>\n<div class=\"t m0 x1a h62 y1ca6 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les pa<span class=\"_ _0\"></span>rkings et<span class=\"_ _0\"></span> font princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt appel \u00e0 des<span class=\"_ _0\"></span> flux de tr\u00e9s<span class=\"_ _0\"></span>orerie</div>\n<div class=\"t m0 x1a h62 y1ca7 ff2b7 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">act<span class=\"lsdc wseb\">ualis\u00e9<span class=\"_ _0\"></span>s. Les fl<span class=\"_ _0\"></span>ux de tr<span class=\"_ _0\"></span>\u00e9soreri<span class=\"_ _0\"></span>e atten<span class=\"_ _0\"></span>dus des p<span class=\"_ _0\"></span>arkings t<span class=\"_ _0\"></span>ienn<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y1ca8 ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019inflat<span class=\"_ _0\"></span>ion att<span class=\"_ _0\"></span>endue et de la c<span class=\"_ _0\"></span>roissanc<span class=\"_ _0\"></span>e \u00e9conom<span class=\"_ _0\"></span>ique dans<span class=\"_ _0\"></span> les</div>\n<div class=\"t m0 x1a h62 y1ca9 ff2b7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">diff\u00e9re<span class=\"_ _0\"></span>ntes zo<span class=\"_ _0\"></span>nes de p<span class=\"_ _0\"></span>arking, <span class=\"_ _0\"></span>notamm<span class=\"_ _0\"></span>ent. Les f<span class=\"_ _0\"></span>lux de t<span class=\"_ _0\"></span>r\u00e9sore<span class=\"_ _0\"></span>rie nets<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1caa ff2b7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>us sont a<span class=\"_ _0\"></span>ctualis<span class=\"_ _0\"></span>\u00e9s en util<span class=\"_ _0\"></span>isant d<span class=\"_ _0\"></span>es taux d<span class=\"_ _0\"></span>\u2019actu<span class=\"wse9\">a<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n ajust\u00e9s </span></div>\n<div class=\"t m0 x1a h62 y1cab ff2b7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour le risq<span class=\"_ _0\"></span>ue. L\u2019es<span class=\"_ _0\"></span>timatio<span class=\"_ _0\"></span>n du taux d\u2019act<span class=\"_ _0\"></span>ualisat<span class=\"_ _0\"></span>ion pren<span class=\"_ _0\"></span>d en compt<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x1a h62 y1cac ff2b7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">qualit\u00e9 du <span class=\"_ _3\"></span>parking et<span class=\"_ _3\"></span> sa locali<span class=\"_ _3\"></span>sation, entre<span class=\"_ _3\"></span> autres c<span class=\"_ _3\"></span>rit\u00e8res.</div>\n<div class=\"t m0 x6 h62 y1cad ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cae ff2b7 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Juste valeur de<span class=\"_ _3\"></span>s terrains et con<span class=\"_ _3\"></span>structions pour<span class=\"_ _3\"></span> usage propre et par<span class=\"_ _3\"></span>kings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1caf ff2b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y68c ff2b7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 500px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68c ff2b7 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 500px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2b9 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d1 ff2b7 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 484px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2b9 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 469px; z-index: 15;\">Total de<span class=\"_ _0\"></span> la just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> des ter<span class=\"_ _0\"></span>rains e<span class=\"_ _0\"></span>t constr<span class=\"_ _0\"></span>uctio<span class=\"_ _0\"></span>ns pour<span class=\"_ _0\"></span> usage pr<span class=\"_ _0\"></span>opre et<span class=\"_ _0\"></span> parki<span class=\"_ _0\"></span>ngs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 469px; z-index: 15;\">2.261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 469px; z-index: 15;\">1.837<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2b7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 454px; z-index: 15;\">Valeur comptable totale (y<span class=\"_ _0\"></span> compris passif locatif)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 454px; z-index: 15;\">1.498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 454px; z-index: 15;\">1.114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff2b9 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 440px; z-index: 15;\">Gains (pertes) non r\u00e9alis\u00e9s bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 yb68 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 440px; z-index: 15;\">763<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 yb68 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 440px; z-index: 15;\">723<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2b7 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 425px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 425px; z-index: 15;\">(200)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2b7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 425px; z-index: 15;\">(176)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2b9 fs45 fce sc0 lse1 wsef\" style=\"left: 69px; bottom: 410px; z-index: 15;\">Gains <span class=\"lse0 wsf0\">(pertes) non r\u00e9alis\u00e9s<span class=\"_ _0\"></span> nets (non comptabilis\u00e9s en capitaux propres)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y6d3 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 410px; z-index: 15;\">563<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d3 ff2b9 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 410px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 399px; height: 706px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag350": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>t a<span class=\"_ _3\"></span>utres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">imm<span class=\"_ _3\"></span>obi<span class=\"_ _3\"></span>lis<span class=\"_ _3\"></span>ation<span class=\"_ _3\"></span>s incorporel<span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Concessions de services d<span class=\"_ _0\"></span>e parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2bc fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres immobilisations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2be fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e</div>\n<div class=\"t m0 x6 h62 y1cbb ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74%<span class=\"_ _0\"></span>. Un</div>\n<div class=\"t m0 x6 h62 y1cbc ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l d\u2019EUR 5 mi<span class=\"_ _0\"></span>llions a \u00e9t\u00e9 c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9 suit<span class=\"_ _0\"></span>e \u00e0 cette trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cbd ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cbe ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des licenc<span class=\"_ _0\"></span>es d'expl<span class=\"_ _0\"></span>oitatio<span class=\"_ _0\"></span>n ont \u00e9t\u00e9 ac<span class=\"_ _0\"></span>quises \u00e0 la su<span class=\"_ _0\"></span>ite de l'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1cbf ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Ani<span class=\"_ _0\"></span>ma. Cet<span class=\"_ _0\"></span>te immobil<span class=\"_ _0\"></span>isation i<span class=\"_ _0\"></span>ncorp<span class=\"lsde wseb\">orelle est comptabilis\u00e9e <span class=\"_ _3\"></span>dans </span></div>\n<div class=\"t m0 x6 h62 y1cc0 ff2bc fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00ab Aut<span class=\"_ _0\"></span>res imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>relles \u00bb<span class=\"_ _0\"></span> et a une <span class=\"_ _0\"></span>dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 y1cc1 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e. A<span class=\"_ _0\"></span>u 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022, cet<span class=\"_ _0\"></span>te immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on inco<span class=\"_ _0\"></span>rporelle a</div>\n<div class=\"t m0 x1a h62 y1cc2 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 soumi<span class=\"_ _0\"></span>se \u00e0 un test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation et un m<span class=\"_ _0\"></span>ontant d'E<span class=\"_ _0\"></span>UR 4 millio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 y1cc3 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation a \u00e9t\u00e9 co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cc4 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1cc5 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions du goo<span class=\"_ _0\"></span>dwill, d<span class=\"_ _0\"></span>e la VOBA et des c<span class=\"_ _0\"></span>oncess<span class=\"_ _0\"></span>ions de serv<span class=\"_ _0\"></span>ices</div>\n<div class=\"t m0 x1a h62 y1cc6 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de parkin<span class=\"_ _0\"></span>gs public<span class=\"_ _0\"></span>s se pr\u00e9se<span class=\"_ _0\"></span>ntent co<span class=\"_ _0\"></span>mme suit.</div>\n<div class=\"t m0 x6 h62 y1cc7 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cc8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x193 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff2bc fs45 fce sc0 lse4 wsf3\" style=\"left: 408px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6de ff2bc fs45 fce sc0 lse3 wsf2\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 523px; z-index: 15;\">  </div>\n<div class=\"t m0 x156 h65 y697 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 523px; z-index: 15;\">Concessions de services<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6de ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 508px; z-index: 15;\">de parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 402px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 702px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 711px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> <span class=\"wsed\">cessions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 710px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> <span class=\"lse5 wsf4\">vent<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 313px; z-index: 15;\">Charges d'amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 313px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 630px; bottom: 313px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 313px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 313px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 284px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x18a h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 239px; z-index: 15;\">D\u00e9pr\u00e9ciations <span class=\"wsee\">cumul\u00e9es au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 209px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 209px; z-index: 15;\">1</div>\n<div class=\"t m0 x18a h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 209px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2be fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 195px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 636px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2c2 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Un test d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciatio<span class=\"_ _0\"></span>n du good<span class=\"_ _0\"></span>will es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 tous l<span class=\"_ _0\"></span>es ans \u00e0 <span class=\"_ _0\"></span>la cl\u00f4t<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 y8b3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019exerc<span class=\"_ _0\"></span>ice en comp<span class=\"_ _0\"></span>arant la va<span class=\"_ _0\"></span>leur rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e des unit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y93e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ratrices de<span class=\"_ _3\"></span> tr\u00e9sorerie ou cash<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">generati<span class=\"_ _0\"></span>ng units (C<span class=\"_ _0\"></span>GU), \u00e0 la <span class=\"lsde wsea\">valeur </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble. La val<span class=\"_ _0\"></span>eur recouv<span class=\"_ _0\"></span>rable est<span class=\"_ _0\"></span> la valeur l<span class=\"_ _0\"></span>a plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e entre la</div>\n<div class=\"t m0 x6 h62 y940 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur d<span class=\"_ _0\"></span>\u2019usage <span class=\"_ _0\"></span>et la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r diminu<span class=\"_ _0\"></span>\u00e9e des c<span class=\"_ _0\"></span>o\u00fbts de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e. Le typ<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y941 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019entit<span class=\"_ _0\"></span>\u00e9 acquis<span class=\"_ _0\"></span>e, le ni<span class=\"_ _0\"></span>veau d\u2019<span class=\"_ _0\"></span>int\u00e9grat<span class=\"_ _0\"></span>ion op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elle et de</div>\n<div class=\"t m0 x6 h62 y942 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">management <span class=\"_ _3\"></span>commun d\u00e9termin<span class=\"_ _3\"></span>ent la d\u00e9<span class=\"_ _3\"></span>finiti<span class=\"lsdc\">on des CG<span class=\"_ _0\"></span>U. Sur la <span class=\"_ _0\"></span>base </span></div>\n<div class=\"t m0 x6 h62 y943 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de ces crit<span class=\"_ _0\"></span>\u00e8res, Agea<span class=\"_ _0\"></span>s a d\u00e9sign\u00e9 l<span class=\"_ _0\"></span>es CGU au niv<span class=\"_ _0\"></span>eau pays.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>ecouvra<span class=\"_ _0\"></span>ble d\u2019une C<span class=\"_ _0\"></span>GU est \u00e9val<span class=\"_ _0\"></span>u\u00e9e \u00e0 l\u2019aide du<span class=\"_ _0\"></span> mod\u00e8le</div>\n<div class=\"t m0 x1a h62 yf1a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n des flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des b\u00e9n<span class=\"_ _0\"></span>\u00e9fices fut<span class=\"_ _0\"></span>urs an<span class=\"_ _0\"></span>ticip\u00e9s<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yf1b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CGU. Les pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses util<span class=\"_ _0\"></span>is\u00e9es dans<span class=\"_ _0\"></span> le mod\u00e8le de fl<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x1a h62 ycfb ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>d\u00e9pendent de<span class=\"_ _3\"></span> l\u2019apport e<span class=\"_ _3\"></span>xprimant les <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>variables</div>\n<div class=\"t m0 x1a h62 ycfc ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8res et<span class=\"_ _3\"></span> \u00e9conomiques, y comp<span class=\"_ _3\"></span>ris le taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat sans risqu<span class=\"_ _3\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ycfd ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un pays donn<span class=\"_ _0\"></span>\u00e9 et une pri<span class=\"_ _0\"></span>me pour exp<span class=\"_ _0\"></span>rimer le ris<span class=\"_ _0\"></span>que inh\u00e9<span class=\"_ _0\"></span>rent de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9</div>\n<div class=\"t m0 x1a h62 ycfe ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant \u00eat<span class=\"_ _0\"></span>re \u00e9valu\u00e9<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces varia<span class=\"_ _0\"></span>bles sont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es sur la base d<span class=\"_ _0\"></span>u jugeme<span class=\"_ _0\"></span>nt du</div>\n<div class=\"t m0 x1a h62 yd01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment. Si l\u2019<span class=\"_ _0\"></span>entit\u00e9 est<span class=\"_ _0\"></span> cot\u00e9e en bou<span class=\"_ _0\"></span>rse, son c<span class=\"_ _0\"></span>ours bours<span class=\"_ _0\"></span>ier est</div>\n<div class=\"t m0 x1a h62 yd02 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 comme u<span class=\"_ _0\"></span>n \u00e9l\u00e9ment<span class=\"_ _0\"></span> de l\u2019\u00e9valu<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd03 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd04 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd05 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ventil<span class=\"_ _0\"></span>ation du <span class=\"lsde wseb\">goodwill et des d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> pour les p<span class=\"_ _3\"></span>rincipales un<span class=\"_ _3\"></span>it\u00e9s g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trices de <span class=\"_ _3\"></span>tr\u00e9sorerie au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 se <span class=\"_ _3\"></span>pr\u00e9sente <span class=\"_ _3\"></span>comme su<span class=\"lsf0 ws104\">it.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 311px; bottom: 860px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 299px; bottom: 845px; z-index: 15;\">du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 403px; bottom: 845px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 533px; bottom: 860px; z-index: 15;\">Montants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 845px; z-index: 15;\">nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 845px; z-index: 15;\">Secteur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 860px; z-index: 15;\">M\u00e9thode utilis\u00e9e pour<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff2c2 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 845px; z-index: 15;\">le montant recouvrable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c2 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 830px; z-index: 15;\">Unit\u00e9 <span class=\"lse0 wsee\">g\u00e9n\u00e9ratrice de tr\u00e9sorerie (CGU)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 343px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 569px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 815px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y69b ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 815px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 815px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Ageas (UK)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 800px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 800px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 800px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 800px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 800px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 785px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 785px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 453px; bottom: 785px; z-index: 15;\">3</div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 785px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 785px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2c4 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 328px; bottom: 770px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 447px; bottom: 770px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 770px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce5 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce6 ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ce7 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le goodwil<span class=\"_ _3\"></span>l publi\u00e9 pour<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Ageas Port<span class=\"_ _0\"></span>ugal s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>337 mi<span class=\"_ _0\"></span>llions </span></div>\n<div class=\"t m0 x6 h62 y1ce8 ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsfa\">EUR 337 mi<span class=\"_ _3\"></span>llions). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ce9 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cea ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>us, sur</div>\n<div class=\"t m0 x6 h62 y1ceb ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x6 h62 y1cec ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le manageme<span class=\"_ _3\"></span>nt d\u2019Ageas c<span class=\"_ _3\"></span>ouvrant une <span class=\"_ _3\"></span>p\u00e9riod<span class=\"lsdc\">e de trois an<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ced ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cee ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations po<span class=\"_ _0\"></span>st\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 cette p<span class=\"_ _0\"></span>\u00e9riode o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 extr<span class=\"_ _0\"></span>apol\u00e9es \u00e0 p<span class=\"_ _0\"></span>artir</div>\n<div class=\"t m0 x6 h62 y1cef ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un taux<span class=\"_ _0\"></span> de cr<span class=\"_ _0\"></span>oissanc<span class=\"_ _0\"></span>e de 2,0 p<span class=\"_ _0\"></span>our cent<span class=\"_ _0\"></span>, ce qu<span class=\"_ _0\"></span>i repr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1cf0 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue au Portu<span class=\"_ _0\"></span>gal. Le tau<span class=\"_ _0\"></span>x d\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de 8,6 pour ce<span class=\"_ _0\"></span>nt (2021: 8,<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x6 h62 y1cf1 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour cent) ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">se b<span class=\"_ _0\"></span>ase su<span class=\"_ _0\"></span>r un taux <span class=\"_ _0\"></span>moyen d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ri<span class=\"_ _0\"></span>sque, u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x6 h62 y1cf2 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surcote li<span class=\"_ _0\"></span>\u00e9e au risq<span class=\"_ _0\"></span>ue et un coeff<span class=\"_ _0\"></span>icient<span class=\"_ _0\"></span> b\u00eata. Le test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion a</div>\n<div class=\"t m0 x6 h62 y1cf3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montr\u00e9 qu<span class=\"_ _0\"></span>e le montan<span class=\"_ _0\"></span>t recouv<span class=\"_ _0\"></span>rable d\u00e9pas<span class=\"_ _0\"></span>sait la va<span class=\"_ _0\"></span>leur compt<span class=\"_ _0\"></span>able de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y1cf4 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">CGU, goodwi<span class=\"_ _3\"></span>ll inclus. Pa<span class=\"_ _3\"></span>r cons\u00e9quent,<span class=\"_ _3\"></span> le goodw<span class=\"_ _3\"></span>ill pour Ag<span class=\"_ _3\"></span>eas Portuga<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x6 h62 y1cf5 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019a pas \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cf6 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cf7 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill</div>\n<div class=\"t m0 x6 h62 y1cf8 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour Ageas<span class=\"_ _0\"></span> Portug<span class=\"_ _0\"></span>al ne serait<span class=\"_ _0\"></span> pas d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 si le taux de<span class=\"_ _0\"></span> croissanc<span class=\"_ _0\"></span>e \u00e9tait</div>\n<div class=\"t m0 x6 h62 y1cf9 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fortement n\u00e9ga<span class=\"_ _3\"></span>tif ou si le taux d\u2019ac<span class=\"_ _3\"></span>tualisation augmen<span class=\"_ _3\"></span>tait de plus de<span class=\"_ _3\"></span> 10,6</div>\n<div class=\"t m0 x6 h62 y1cfa ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfb ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas UK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfc ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll pour Ageas<span class=\"_ _0\"></span> UK s'\u00e9l\u00e8v<span class=\"_ _0\"></span>e \u00e0 GBP<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">235 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">GBP 235 </span></span></div>\n<div class=\"t m0 x1a h62 y1cfd ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions). Le<span class=\"_ _3\"></span> goodwil<span class=\"_ _3\"></span>l net apr<span class=\"_ _3\"></span>\u00e8s d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> s\u2019\u00e9l\u00e8ve \u00e0<span class=\"_ _3\"></span> GBP<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">210 mil<span class=\"_ _3\"></span>lions </span></div>\n<div class=\"t m0 x1a h62 y1cfe ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wseb\">GBP 210<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1cff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span><span class=\"wseb\">us, sur </span></div>\n<div class=\"t m0 x1a h62 y1d01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x1a h62 y1d02 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">le management d\u2019Ag<span class=\"_ _3\"></span>eas couvrant une p\u00e9r<span class=\"_ _3\"></span>iode de trois<span class=\"_ _3\"></span> ans. Les</div>\n<div class=\"t m0 x1a h62 y1d03 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions post<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es \u00e0 cette p\u00e9<span class=\"_ _0\"></span>riode ont \u00e9t<span class=\"_ _0\"></span>\u00e9 extrapo<span class=\"_ _0\"></span>l\u00e9es \u00e0 part<span class=\"_ _0\"></span>ir d\u2019un</div>\n<div class=\"t m0 x1a h62 y1d04 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux de croissanc<span class=\"_ _3\"></span>e de 2,0<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pour cent, ce qui rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e l\u2019infl<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x1a h62 y1d05 ff2c2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d07 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation de 5,<span class=\"_ _0\"></span>9 pour cent (2<span class=\"_ _0\"></span>021: 5,9 po<span class=\"_ _0\"></span>ur cent) ut<span class=\"_ _0\"></span>ilis\u00e9 se</div>\n<div class=\"t m0 x1a h62 y1d08 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base sur <span class=\"_ _0\"></span>un taux <span class=\"_ _0\"></span>moyen d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ris<span class=\"_ _0\"></span>que, u<span class=\"_ _0\"></span>ne surco<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>\u00e9e au ris<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y1d09 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un coeff<span class=\"_ _0\"></span>icient b\u00ea<span class=\"_ _0\"></span>ta. Le test de d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion a mont<span class=\"_ _0\"></span>r\u00e9 que le mont<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able d\u00e9<span class=\"_ _0\"></span>passait<span class=\"_ _0\"></span> la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table de <span class=\"_ _0\"></span>la CGU,<span class=\"_ _0\"></span> goodwi<span class=\"_ _0\"></span>ll inclus<span class=\"_ _0\"></span>, le</div>\n<div class=\"t m0 x1a h62 y1d0b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l n\u2019a donc pas<span class=\"_ _0\"></span> \u00e9t\u00e9 d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0c ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d0d ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill de</div>\n<div class=\"t m0 x1a h62 y1d0e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'activit\u00e9 bri<span class=\"_ _3\"></span>tannique ne serai<span class=\"_ _3\"></span>t pas d\u00e9<span class=\"lsdc wseb\">pr\u00e9ci\u00e9 si l<span class=\"_ _0\"></span>e taux d<span class=\"_ _0\"></span>e croiss<span class=\"_ _0\"></span>ance \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1d0f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">long terme \u00e9t<span class=\"_ _0\"></span>ait n\u00e9gat<span class=\"_ _0\"></span>if et le taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n augmen<span class=\"_ _0\"></span>tait de plus d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1d10 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">6,2 pour<span class=\"_ _3\"></span> cent.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 382px; height: 724px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 382px; height: 724px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 382px; height: 724px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 382px; height: 724px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2c6 fs43 fce sc0 lsde wsea\" style=\"z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut le good<span class=\"_ _0\"></span>will en Belg<span class=\"_ _0\"></span>ique et en In<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ff2c6 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Plan d\u2019am<span class=\"_ _0\"></span>ortiss<span class=\"_ _0\"></span>ement de la VO<span class=\"_ _0\"></span>BA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le princi<span class=\"_ _0\"></span>pal contr<span class=\"_ _0\"></span>ibuteu<span class=\"_ _0\"></span>r \u00e0 la VOBA est Ag<span class=\"_ _0\"></span>eas Fede<span class=\"_ _0\"></span>ral Life Ins<span class=\"_ _0\"></span>urance Co<span class=\"_ _0\"></span>mpany Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>). Les char<span class=\"_ _0\"></span>ges d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent atte<span class=\"_ _0\"></span>ndues de la V<span class=\"_ _0\"></span>OBA se</div>\n<div class=\"t m0 x6 h62 ye84 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye19 ff2c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x13 h65 y699 ff2c6 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d h65 y699 ff2c6 fs45 fce sc0 lsee ws102\" style=\"left: 650px; bottom: 986px; z-index: 15;\">Amortiss<span class=\"_ _3\"></span>ements est<span class=\"_ _3\"></span>im\u00e9s de la VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h68 y697 ff2c8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2c6 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Au<span class=\"ls0 ws0\">-<span class=\"lse0 wsed\">del\u00e0</span> </span></div>\n<div class=\"t m0 x39 h65 y6a6 ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2c9 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y691 ff2c9 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 856px; height: 250px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 856px; height: 250px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag346": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>t a<span class=\"_ _3\"></span>utres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">imm<span class=\"_ _3\"></span>obi<span class=\"_ _3\"></span>lis<span class=\"_ _3\"></span>ation<span class=\"_ _3\"></span>s incorporel<span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Concessions de services d<span class=\"_ _0\"></span>e parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2bc fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres immobilisations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2be fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e</div>\n<div class=\"t m0 x6 h62 y1cbb ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74%<span class=\"_ _0\"></span>. Un</div>\n<div class=\"t m0 x6 h62 y1cbc ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l d\u2019EUR 5 mi<span class=\"_ _0\"></span>llions a \u00e9t\u00e9 c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9 suit<span class=\"_ _0\"></span>e \u00e0 cette trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cbd ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cbe ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des licenc<span class=\"_ _0\"></span>es d'expl<span class=\"_ _0\"></span>oitatio<span class=\"_ _0\"></span>n ont \u00e9t\u00e9 ac<span class=\"_ _0\"></span>quises \u00e0 la su<span class=\"_ _0\"></span>ite de l'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1cbf ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Ani<span class=\"_ _0\"></span>ma. Cet<span class=\"_ _0\"></span>te immobil<span class=\"_ _0\"></span>isation i<span class=\"_ _0\"></span>ncorp<span class=\"lsde wseb\">orelle est comptabilis\u00e9e <span class=\"_ _3\"></span>dans </span></div>\n<div class=\"t m0 x6 h62 y1cc0 ff2bc fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00ab Aut<span class=\"_ _0\"></span>res imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>relles \u00bb<span class=\"_ _0\"></span> et a une <span class=\"_ _0\"></span>dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 y1cc1 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e. A<span class=\"_ _0\"></span>u 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022, cet<span class=\"_ _0\"></span>te immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on inco<span class=\"_ _0\"></span>rporelle a</div>\n<div class=\"t m0 x1a h62 y1cc2 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 soumi<span class=\"_ _0\"></span>se \u00e0 un test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation et un m<span class=\"_ _0\"></span>ontant d'E<span class=\"_ _0\"></span>UR 4 millio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 y1cc3 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation a \u00e9t\u00e9 co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cc4 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1cc5 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions du goo<span class=\"_ _0\"></span>dwill, d<span class=\"_ _0\"></span>e la VOBA et des c<span class=\"_ _0\"></span>oncess<span class=\"_ _0\"></span>ions de serv<span class=\"_ _0\"></span>ices</div>\n<div class=\"t m0 x1a h62 y1cc6 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de parkin<span class=\"_ _0\"></span>gs public<span class=\"_ _0\"></span>s se pr\u00e9se<span class=\"_ _0\"></span>ntent co<span class=\"_ _0\"></span>mme suit.</div>\n<div class=\"t m0 x6 h62 y1cc7 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cc8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x193 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff2bc fs45 fce sc0 lse4 wsf3\" style=\"left: 408px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6de ff2bc fs45 fce sc0 lse3 wsf2\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 523px; z-index: 15;\">  </div>\n<div class=\"t m0 x156 h65 y697 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 523px; z-index: 15;\">Concessions de services<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6de ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 508px; z-index: 15;\">de parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 402px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 702px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 711px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> <span class=\"wsed\">cessions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 710px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> <span class=\"lse5 wsf4\">vent<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 313px; z-index: 15;\">Charges d'amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 313px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 630px; bottom: 313px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 313px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 313px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 284px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x18a h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 239px; z-index: 15;\">D\u00e9pr\u00e9ciations <span class=\"wsee\">cumul\u00e9es au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 209px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 209px; z-index: 15;\">1</div>\n<div class=\"t m0 x18a h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 209px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2be fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 195px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 636px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 154px; height: 807px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2c2 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Un test d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciatio<span class=\"_ _0\"></span>n du good<span class=\"_ _0\"></span>will es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 tous l<span class=\"_ _0\"></span>es ans \u00e0 <span class=\"_ _0\"></span>la cl\u00f4t<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 y8b3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019exerc<span class=\"_ _0\"></span>ice en comp<span class=\"_ _0\"></span>arant la va<span class=\"_ _0\"></span>leur rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e des unit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y93e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ratrices de<span class=\"_ _3\"></span> tr\u00e9sorerie ou cash<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">generati<span class=\"_ _0\"></span>ng units (C<span class=\"_ _0\"></span>GU), \u00e0 la <span class=\"lsde wsea\">valeur </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble. La val<span class=\"_ _0\"></span>eur recouv<span class=\"_ _0\"></span>rable est<span class=\"_ _0\"></span> la valeur l<span class=\"_ _0\"></span>a plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e entre la</div>\n<div class=\"t m0 x6 h62 y940 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur d<span class=\"_ _0\"></span>\u2019usage <span class=\"_ _0\"></span>et la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r diminu<span class=\"_ _0\"></span>\u00e9e des c<span class=\"_ _0\"></span>o\u00fbts de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e. Le typ<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y941 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019entit<span class=\"_ _0\"></span>\u00e9 acquis<span class=\"_ _0\"></span>e, le ni<span class=\"_ _0\"></span>veau d\u2019<span class=\"_ _0\"></span>int\u00e9grat<span class=\"_ _0\"></span>ion op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elle et de</div>\n<div class=\"t m0 x6 h62 y942 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">management <span class=\"_ _3\"></span>commun d\u00e9termin<span class=\"_ _3\"></span>ent la d\u00e9<span class=\"_ _3\"></span>finiti<span class=\"lsdc\">on des CG<span class=\"_ _0\"></span>U. Sur la <span class=\"_ _0\"></span>base </span></div>\n<div class=\"t m0 x6 h62 y943 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de ces crit<span class=\"_ _0\"></span>\u00e8res, Agea<span class=\"_ _0\"></span>s a d\u00e9sign\u00e9 l<span class=\"_ _0\"></span>es CGU au niv<span class=\"_ _0\"></span>eau pays.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>ecouvra<span class=\"_ _0\"></span>ble d\u2019une C<span class=\"_ _0\"></span>GU est \u00e9val<span class=\"_ _0\"></span>u\u00e9e \u00e0 l\u2019aide du<span class=\"_ _0\"></span> mod\u00e8le</div>\n<div class=\"t m0 x1a h62 yf1a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n des flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des b\u00e9n<span class=\"_ _0\"></span>\u00e9fices fut<span class=\"_ _0\"></span>urs an<span class=\"_ _0\"></span>ticip\u00e9s<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yf1b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CGU. Les pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses util<span class=\"_ _0\"></span>is\u00e9es dans<span class=\"_ _0\"></span> le mod\u00e8le de fl<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x1a h62 ycfb ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>d\u00e9pendent de<span class=\"_ _3\"></span> l\u2019apport e<span class=\"_ _3\"></span>xprimant les <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>variables</div>\n<div class=\"t m0 x1a h62 ycfc ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8res et<span class=\"_ _3\"></span> \u00e9conomiques, y comp<span class=\"_ _3\"></span>ris le taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat sans risqu<span class=\"_ _3\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ycfd ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un pays donn<span class=\"_ _0\"></span>\u00e9 et une pri<span class=\"_ _0\"></span>me pour exp<span class=\"_ _0\"></span>rimer le ris<span class=\"_ _0\"></span>que inh\u00e9<span class=\"_ _0\"></span>rent de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9</div>\n<div class=\"t m0 x1a h62 ycfe ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant \u00eat<span class=\"_ _0\"></span>re \u00e9valu\u00e9<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces varia<span class=\"_ _0\"></span>bles sont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es sur la base d<span class=\"_ _0\"></span>u jugeme<span class=\"_ _0\"></span>nt du</div>\n<div class=\"t m0 x1a h62 yd01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment. Si l\u2019<span class=\"_ _0\"></span>entit\u00e9 est<span class=\"_ _0\"></span> cot\u00e9e en bou<span class=\"_ _0\"></span>rse, son c<span class=\"_ _0\"></span>ours bours<span class=\"_ _0\"></span>ier est</div>\n<div class=\"t m0 x1a h62 yd02 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 comme u<span class=\"_ _0\"></span>n \u00e9l\u00e9ment<span class=\"_ _0\"></span> de l\u2019\u00e9valu<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd03 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd04 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd05 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ventil<span class=\"_ _0\"></span>ation du <span class=\"lsde wseb\">goodwill et des d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> pour les p<span class=\"_ _3\"></span>rincipales un<span class=\"_ _3\"></span>it\u00e9s g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trices de <span class=\"_ _3\"></span>tr\u00e9sorerie au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 se <span class=\"_ _3\"></span>pr\u00e9sente <span class=\"_ _3\"></span>comme su<span class=\"lsf0 ws104\">it.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 311px; bottom: 860px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 299px; bottom: 845px; z-index: 15;\">du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 403px; bottom: 845px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 533px; bottom: 860px; z-index: 15;\">Montants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 845px; z-index: 15;\">nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 845px; z-index: 15;\">Secteur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 860px; z-index: 15;\">M\u00e9thode utilis\u00e9e pour<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff2c2 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 845px; z-index: 15;\">le montant recouvrable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c2 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 830px; z-index: 15;\">Unit\u00e9 <span class=\"lse0 wsee\">g\u00e9n\u00e9ratrice de tr\u00e9sorerie (CGU)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 343px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 569px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 815px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y69b ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 815px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 815px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Ageas (UK)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 800px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 800px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 800px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 800px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 800px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 785px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 785px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 453px; bottom: 785px; z-index: 15;\">3</div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 785px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 785px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2c4 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 328px; bottom: 770px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 447px; bottom: 770px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 770px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce5 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce6 ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ce7 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le goodwil<span class=\"_ _3\"></span>l publi\u00e9 pour<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Ageas Port<span class=\"_ _0\"></span>ugal s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>337 mi<span class=\"_ _0\"></span>llions </span></div>\n<div class=\"t m0 x6 h62 y1ce8 ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsfa\">EUR 337 mi<span class=\"_ _3\"></span>llions). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ce9 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cea ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>us, sur</div>\n<div class=\"t m0 x6 h62 y1ceb ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x6 h62 y1cec ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le manageme<span class=\"_ _3\"></span>nt d\u2019Ageas c<span class=\"_ _3\"></span>ouvrant une <span class=\"_ _3\"></span>p\u00e9riod<span class=\"lsdc\">e de trois an<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ced ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cee ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations po<span class=\"_ _0\"></span>st\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 cette p<span class=\"_ _0\"></span>\u00e9riode o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 extr<span class=\"_ _0\"></span>apol\u00e9es \u00e0 p<span class=\"_ _0\"></span>artir</div>\n<div class=\"t m0 x6 h62 y1cef ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un taux<span class=\"_ _0\"></span> de cr<span class=\"_ _0\"></span>oissanc<span class=\"_ _0\"></span>e de 2,0 p<span class=\"_ _0\"></span>our cent<span class=\"_ _0\"></span>, ce qu<span class=\"_ _0\"></span>i repr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1cf0 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue au Portu<span class=\"_ _0\"></span>gal. Le tau<span class=\"_ _0\"></span>x d\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de 8,6 pour ce<span class=\"_ _0\"></span>nt (2021: 8,<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x6 h62 y1cf1 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour cent) ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">se b<span class=\"_ _0\"></span>ase su<span class=\"_ _0\"></span>r un taux <span class=\"_ _0\"></span>moyen d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ri<span class=\"_ _0\"></span>sque, u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x6 h62 y1cf2 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surcote li<span class=\"_ _0\"></span>\u00e9e au risq<span class=\"_ _0\"></span>ue et un coeff<span class=\"_ _0\"></span>icient<span class=\"_ _0\"></span> b\u00eata. Le test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion a</div>\n<div class=\"t m0 x6 h62 y1cf3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montr\u00e9 qu<span class=\"_ _0\"></span>e le montan<span class=\"_ _0\"></span>t recouv<span class=\"_ _0\"></span>rable d\u00e9pas<span class=\"_ _0\"></span>sait la va<span class=\"_ _0\"></span>leur compt<span class=\"_ _0\"></span>able de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y1cf4 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">CGU, goodwi<span class=\"_ _3\"></span>ll inclus. Pa<span class=\"_ _3\"></span>r cons\u00e9quent,<span class=\"_ _3\"></span> le goodw<span class=\"_ _3\"></span>ill pour Ag<span class=\"_ _3\"></span>eas Portuga<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x6 h62 y1cf5 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019a pas \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cf6 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cf7 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill</div>\n<div class=\"t m0 x6 h62 y1cf8 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour Ageas<span class=\"_ _0\"></span> Portug<span class=\"_ _0\"></span>al ne serait<span class=\"_ _0\"></span> pas d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 si le taux de<span class=\"_ _0\"></span> croissanc<span class=\"_ _0\"></span>e \u00e9tait</div>\n<div class=\"t m0 x6 h62 y1cf9 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fortement n\u00e9ga<span class=\"_ _3\"></span>tif ou si le taux d\u2019ac<span class=\"_ _3\"></span>tualisation augmen<span class=\"_ _3\"></span>tait de plus de<span class=\"_ _3\"></span> 10,6</div>\n<div class=\"t m0 x6 h62 y1cfa ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfb ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas UK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfc ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll pour Ageas<span class=\"_ _0\"></span> UK s'\u00e9l\u00e8v<span class=\"_ _0\"></span>e \u00e0 GBP<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">235 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">GBP 235 </span></span></div>\n<div class=\"t m0 x1a h62 y1cfd ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions). Le<span class=\"_ _3\"></span> goodwil<span class=\"_ _3\"></span>l net apr<span class=\"_ _3\"></span>\u00e8s d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> s\u2019\u00e9l\u00e8ve \u00e0<span class=\"_ _3\"></span> GBP<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">210 mil<span class=\"_ _3\"></span>lions </span></div>\n<div class=\"t m0 x1a h62 y1cfe ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wseb\">GBP 210<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1cff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span><span class=\"wseb\">us, sur </span></div>\n<div class=\"t m0 x1a h62 y1d01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x1a h62 y1d02 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">le management d\u2019Ag<span class=\"_ _3\"></span>eas couvrant une p\u00e9r<span class=\"_ _3\"></span>iode de trois<span class=\"_ _3\"></span> ans. Les</div>\n<div class=\"t m0 x1a h62 y1d03 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions post<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es \u00e0 cette p\u00e9<span class=\"_ _0\"></span>riode ont \u00e9t<span class=\"_ _0\"></span>\u00e9 extrapo<span class=\"_ _0\"></span>l\u00e9es \u00e0 part<span class=\"_ _0\"></span>ir d\u2019un</div>\n<div class=\"t m0 x1a h62 y1d04 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux de croissanc<span class=\"_ _3\"></span>e de 2,0<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pour cent, ce qui rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e l\u2019infl<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x1a h62 y1d05 ff2c2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d07 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation de 5,<span class=\"_ _0\"></span>9 pour cent (2<span class=\"_ _0\"></span>021: 5,9 po<span class=\"_ _0\"></span>ur cent) ut<span class=\"_ _0\"></span>ilis\u00e9 se</div>\n<div class=\"t m0 x1a h62 y1d08 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base sur <span class=\"_ _0\"></span>un taux <span class=\"_ _0\"></span>moyen d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ris<span class=\"_ _0\"></span>que, u<span class=\"_ _0\"></span>ne surco<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>\u00e9e au ris<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y1d09 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un coeff<span class=\"_ _0\"></span>icient b\u00ea<span class=\"_ _0\"></span>ta. Le test de d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion a mont<span class=\"_ _0\"></span>r\u00e9 que le mont<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able d\u00e9<span class=\"_ _0\"></span>passait<span class=\"_ _0\"></span> la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table de <span class=\"_ _0\"></span>la CGU,<span class=\"_ _0\"></span> goodwi<span class=\"_ _0\"></span>ll inclus<span class=\"_ _0\"></span>, le</div>\n<div class=\"t m0 x1a h62 y1d0b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l n\u2019a donc pas<span class=\"_ _0\"></span> \u00e9t\u00e9 d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0c ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d0d ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill de</div>\n<div class=\"t m0 x1a h62 y1d0e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'activit\u00e9 bri<span class=\"_ _3\"></span>tannique ne serai<span class=\"_ _3\"></span>t pas d\u00e9<span class=\"lsdc wseb\">pr\u00e9ci\u00e9 si l<span class=\"_ _0\"></span>e taux d<span class=\"_ _0\"></span>e croiss<span class=\"_ _0\"></span>ance \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1d0f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">long terme \u00e9t<span class=\"_ _0\"></span>ait n\u00e9gat<span class=\"_ _0\"></span>if et le taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n augmen<span class=\"_ _0\"></span>tait de plus d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1d10 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">6,2 pour<span class=\"_ _3\"></span> cent.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 382px; height: 724px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 382px; height: 724px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 382px; height: 724px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2c6 fs43 fce sc0 lsde wsea\" style=\"z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut le good<span class=\"_ _0\"></span>will en Belg<span class=\"_ _0\"></span>ique et en In<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ff2c6 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Plan d\u2019am<span class=\"_ _0\"></span>ortiss<span class=\"_ _0\"></span>ement de la VO<span class=\"_ _0\"></span>BA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le princi<span class=\"_ _0\"></span>pal contr<span class=\"_ _0\"></span>ibuteu<span class=\"_ _0\"></span>r \u00e0 la VOBA est Ag<span class=\"_ _0\"></span>eas Fede<span class=\"_ _0\"></span>ral Life Ins<span class=\"_ _0\"></span>urance Co<span class=\"_ _0\"></span>mpany Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>). Les char<span class=\"_ _0\"></span>ges d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent atte<span class=\"_ _0\"></span>ndues de la V<span class=\"_ _0\"></span>OBA se</div>\n<div class=\"t m0 x6 h62 ye84 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye19 ff2c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x13 h65 y699 ff2c6 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d h65 y699 ff2c6 fs45 fce sc0 lsee ws102\" style=\"left: 650px; bottom: 986px; z-index: 15;\">Amortiss<span class=\"_ _3\"></span>ements est<span class=\"_ _3\"></span>im\u00e9s de la VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h68 y697 ff2c8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2c6 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Au<span class=\"ls0 ws0\">-<span class=\"lse0 wsed\">del\u00e0</span> </span></div>\n<div class=\"t m0 x39 h65 y6a6 ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2c9 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y691 ff2c9 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 856px; height: 250px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfGoodwillExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag354": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>t a<span class=\"_ _3\"></span>utres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">imm<span class=\"_ _3\"></span>obi<span class=\"_ _3\"></span>lis<span class=\"_ _3\"></span>ation<span class=\"_ _3\"></span>s incorporel<span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Concessions de services d<span class=\"_ _0\"></span>e parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2bc fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres immobilisations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2be fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e</div>\n<div class=\"t m0 x6 h62 y1cbb ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74%<span class=\"_ _0\"></span>. Un</div>\n<div class=\"t m0 x6 h62 y1cbc ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l d\u2019EUR 5 mi<span class=\"_ _0\"></span>llions a \u00e9t\u00e9 c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9 suit<span class=\"_ _0\"></span>e \u00e0 cette trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cbd ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cbe ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des licenc<span class=\"_ _0\"></span>es d'expl<span class=\"_ _0\"></span>oitatio<span class=\"_ _0\"></span>n ont \u00e9t\u00e9 ac<span class=\"_ _0\"></span>quises \u00e0 la su<span class=\"_ _0\"></span>ite de l'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1cbf ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Ani<span class=\"_ _0\"></span>ma. Cet<span class=\"_ _0\"></span>te immobil<span class=\"_ _0\"></span>isation i<span class=\"_ _0\"></span>ncorp<span class=\"lsde wseb\">orelle est comptabilis\u00e9e <span class=\"_ _3\"></span>dans </span></div>\n<div class=\"t m0 x6 h62 y1cc0 ff2bc fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00ab Aut<span class=\"_ _0\"></span>res imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>relles \u00bb<span class=\"_ _0\"></span> et a une <span class=\"_ _0\"></span>dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 y1cc1 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e. A<span class=\"_ _0\"></span>u 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022, cet<span class=\"_ _0\"></span>te immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on inco<span class=\"_ _0\"></span>rporelle a</div>\n<div class=\"t m0 x1a h62 y1cc2 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 soumi<span class=\"_ _0\"></span>se \u00e0 un test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation et un m<span class=\"_ _0\"></span>ontant d'E<span class=\"_ _0\"></span>UR 4 millio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 y1cc3 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation a \u00e9t\u00e9 co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cc4 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1cc5 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions du goo<span class=\"_ _0\"></span>dwill, d<span class=\"_ _0\"></span>e la VOBA et des c<span class=\"_ _0\"></span>oncess<span class=\"_ _0\"></span>ions de serv<span class=\"_ _0\"></span>ices</div>\n<div class=\"t m0 x1a h62 y1cc6 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de parkin<span class=\"_ _0\"></span>gs public<span class=\"_ _0\"></span>s se pr\u00e9se<span class=\"_ _0\"></span>ntent co<span class=\"_ _0\"></span>mme suit.</div>\n<div class=\"t m0 x6 h62 y1cc7 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cc8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x193 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff2bc fs45 fce sc0 lse4 wsf3\" style=\"left: 408px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6de ff2bc fs45 fce sc0 lse3 wsf2\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 523px; z-index: 15;\">  </div>\n<div class=\"t m0 x156 h65 y697 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 523px; z-index: 15;\">Concessions de services<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6de ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 508px; z-index: 15;\">de parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 402px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 702px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 711px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> <span class=\"wsed\">cessions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 710px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> <span class=\"lse5 wsf4\">vent<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 313px; z-index: 15;\">Charges d'amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 313px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 630px; bottom: 313px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 313px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 313px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 284px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x18a h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 239px; z-index: 15;\">D\u00e9pr\u00e9ciations <span class=\"wsee\">cumul\u00e9es au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 209px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 209px; z-index: 15;\">1</div>\n<div class=\"t m0 x18a h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 209px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2be fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 195px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 636px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 154px; height: 807px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2c2 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Un test d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciatio<span class=\"_ _0\"></span>n du good<span class=\"_ _0\"></span>will es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 tous l<span class=\"_ _0\"></span>es ans \u00e0 <span class=\"_ _0\"></span>la cl\u00f4t<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 y8b3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019exerc<span class=\"_ _0\"></span>ice en comp<span class=\"_ _0\"></span>arant la va<span class=\"_ _0\"></span>leur rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e des unit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y93e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ratrices de<span class=\"_ _3\"></span> tr\u00e9sorerie ou cash<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">generati<span class=\"_ _0\"></span>ng units (C<span class=\"_ _0\"></span>GU), \u00e0 la <span class=\"lsde wsea\">valeur </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble. La val<span class=\"_ _0\"></span>eur recouv<span class=\"_ _0\"></span>rable est<span class=\"_ _0\"></span> la valeur l<span class=\"_ _0\"></span>a plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e entre la</div>\n<div class=\"t m0 x6 h62 y940 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur d<span class=\"_ _0\"></span>\u2019usage <span class=\"_ _0\"></span>et la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r diminu<span class=\"_ _0\"></span>\u00e9e des c<span class=\"_ _0\"></span>o\u00fbts de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e. Le typ<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y941 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019entit<span class=\"_ _0\"></span>\u00e9 acquis<span class=\"_ _0\"></span>e, le ni<span class=\"_ _0\"></span>veau d\u2019<span class=\"_ _0\"></span>int\u00e9grat<span class=\"_ _0\"></span>ion op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elle et de</div>\n<div class=\"t m0 x6 h62 y942 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">management <span class=\"_ _3\"></span>commun d\u00e9termin<span class=\"_ _3\"></span>ent la d\u00e9<span class=\"_ _3\"></span>finiti<span class=\"lsdc\">on des CG<span class=\"_ _0\"></span>U. Sur la <span class=\"_ _0\"></span>base </span></div>\n<div class=\"t m0 x6 h62 y943 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de ces crit<span class=\"_ _0\"></span>\u00e8res, Agea<span class=\"_ _0\"></span>s a d\u00e9sign\u00e9 l<span class=\"_ _0\"></span>es CGU au niv<span class=\"_ _0\"></span>eau pays.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>ecouvra<span class=\"_ _0\"></span>ble d\u2019une C<span class=\"_ _0\"></span>GU est \u00e9val<span class=\"_ _0\"></span>u\u00e9e \u00e0 l\u2019aide du<span class=\"_ _0\"></span> mod\u00e8le</div>\n<div class=\"t m0 x1a h62 yf1a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n des flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des b\u00e9n<span class=\"_ _0\"></span>\u00e9fices fut<span class=\"_ _0\"></span>urs an<span class=\"_ _0\"></span>ticip\u00e9s<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yf1b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CGU. Les pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses util<span class=\"_ _0\"></span>is\u00e9es dans<span class=\"_ _0\"></span> le mod\u00e8le de fl<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x1a h62 ycfb ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>d\u00e9pendent de<span class=\"_ _3\"></span> l\u2019apport e<span class=\"_ _3\"></span>xprimant les <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>variables</div>\n<div class=\"t m0 x1a h62 ycfc ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8res et<span class=\"_ _3\"></span> \u00e9conomiques, y comp<span class=\"_ _3\"></span>ris le taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat sans risqu<span class=\"_ _3\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ycfd ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un pays donn<span class=\"_ _0\"></span>\u00e9 et une pri<span class=\"_ _0\"></span>me pour exp<span class=\"_ _0\"></span>rimer le ris<span class=\"_ _0\"></span>que inh\u00e9<span class=\"_ _0\"></span>rent de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9</div>\n<div class=\"t m0 x1a h62 ycfe ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant \u00eat<span class=\"_ _0\"></span>re \u00e9valu\u00e9<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces varia<span class=\"_ _0\"></span>bles sont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es sur la base d<span class=\"_ _0\"></span>u jugeme<span class=\"_ _0\"></span>nt du</div>\n<div class=\"t m0 x1a h62 yd01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment. Si l\u2019<span class=\"_ _0\"></span>entit\u00e9 est<span class=\"_ _0\"></span> cot\u00e9e en bou<span class=\"_ _0\"></span>rse, son c<span class=\"_ _0\"></span>ours bours<span class=\"_ _0\"></span>ier est</div>\n<div class=\"t m0 x1a h62 yd02 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 comme u<span class=\"_ _0\"></span>n \u00e9l\u00e9ment<span class=\"_ _0\"></span> de l\u2019\u00e9valu<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd03 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd04 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd05 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ventil<span class=\"_ _0\"></span>ation du <span class=\"lsde wseb\">goodwill et des d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> pour les p<span class=\"_ _3\"></span>rincipales un<span class=\"_ _3\"></span>it\u00e9s g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trices de <span class=\"_ _3\"></span>tr\u00e9sorerie au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 se <span class=\"_ _3\"></span>pr\u00e9sente <span class=\"_ _3\"></span>comme su<span class=\"lsf0 ws104\">it.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 311px; bottom: 860px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 299px; bottom: 845px; z-index: 15;\">du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 403px; bottom: 845px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 533px; bottom: 860px; z-index: 15;\">Montants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 845px; z-index: 15;\">nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 845px; z-index: 15;\">Secteur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 860px; z-index: 15;\">M\u00e9thode utilis\u00e9e pour<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff2c2 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 845px; z-index: 15;\">le montant recouvrable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c2 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 830px; z-index: 15;\">Unit\u00e9 <span class=\"lse0 wsee\">g\u00e9n\u00e9ratrice de tr\u00e9sorerie (CGU)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 343px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 569px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 815px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y69b ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 815px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 815px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Ageas (UK)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 800px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 800px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 800px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 800px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 800px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 785px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 785px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 453px; bottom: 785px; z-index: 15;\">3</div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 785px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 785px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2c4 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 328px; bottom: 770px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 447px; bottom: 770px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 770px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce5 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce6 ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ce7 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le goodwil<span class=\"_ _3\"></span>l publi\u00e9 pour<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Ageas Port<span class=\"_ _0\"></span>ugal s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>337 mi<span class=\"_ _0\"></span>llions </span></div>\n<div class=\"t m0 x6 h62 y1ce8 ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsfa\">EUR 337 mi<span class=\"_ _3\"></span>llions). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ce9 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cea ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>us, sur</div>\n<div class=\"t m0 x6 h62 y1ceb ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x6 h62 y1cec ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le manageme<span class=\"_ _3\"></span>nt d\u2019Ageas c<span class=\"_ _3\"></span>ouvrant une <span class=\"_ _3\"></span>p\u00e9riod<span class=\"lsdc\">e de trois an<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ced ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cee ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations po<span class=\"_ _0\"></span>st\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 cette p<span class=\"_ _0\"></span>\u00e9riode o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 extr<span class=\"_ _0\"></span>apol\u00e9es \u00e0 p<span class=\"_ _0\"></span>artir</div>\n<div class=\"t m0 x6 h62 y1cef ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un taux<span class=\"_ _0\"></span> de cr<span class=\"_ _0\"></span>oissanc<span class=\"_ _0\"></span>e de 2,0 p<span class=\"_ _0\"></span>our cent<span class=\"_ _0\"></span>, ce qu<span class=\"_ _0\"></span>i repr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1cf0 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue au Portu<span class=\"_ _0\"></span>gal. Le tau<span class=\"_ _0\"></span>x d\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de 8,6 pour ce<span class=\"_ _0\"></span>nt (2021: 8,<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x6 h62 y1cf1 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour cent) ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">se b<span class=\"_ _0\"></span>ase su<span class=\"_ _0\"></span>r un taux <span class=\"_ _0\"></span>moyen d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ri<span class=\"_ _0\"></span>sque, u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x6 h62 y1cf2 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surcote li<span class=\"_ _0\"></span>\u00e9e au risq<span class=\"_ _0\"></span>ue et un coeff<span class=\"_ _0\"></span>icient<span class=\"_ _0\"></span> b\u00eata. Le test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion a</div>\n<div class=\"t m0 x6 h62 y1cf3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montr\u00e9 qu<span class=\"_ _0\"></span>e le montan<span class=\"_ _0\"></span>t recouv<span class=\"_ _0\"></span>rable d\u00e9pas<span class=\"_ _0\"></span>sait la va<span class=\"_ _0\"></span>leur compt<span class=\"_ _0\"></span>able de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y1cf4 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">CGU, goodwi<span class=\"_ _3\"></span>ll inclus. Pa<span class=\"_ _3\"></span>r cons\u00e9quent,<span class=\"_ _3\"></span> le goodw<span class=\"_ _3\"></span>ill pour Ag<span class=\"_ _3\"></span>eas Portuga<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x6 h62 y1cf5 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019a pas \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cf6 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cf7 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill</div>\n<div class=\"t m0 x6 h62 y1cf8 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour Ageas<span class=\"_ _0\"></span> Portug<span class=\"_ _0\"></span>al ne serait<span class=\"_ _0\"></span> pas d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 si le taux de<span class=\"_ _0\"></span> croissanc<span class=\"_ _0\"></span>e \u00e9tait</div>\n<div class=\"t m0 x6 h62 y1cf9 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fortement n\u00e9ga<span class=\"_ _3\"></span>tif ou si le taux d\u2019ac<span class=\"_ _3\"></span>tualisation augmen<span class=\"_ _3\"></span>tait de plus de<span class=\"_ _3\"></span> 10,6</div>\n<div class=\"t m0 x6 h62 y1cfa ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfb ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas UK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfc ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll pour Ageas<span class=\"_ _0\"></span> UK s'\u00e9l\u00e8v<span class=\"_ _0\"></span>e \u00e0 GBP<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">235 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">GBP 235 </span></span></div>\n<div class=\"t m0 x1a h62 y1cfd ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions). Le<span class=\"_ _3\"></span> goodwil<span class=\"_ _3\"></span>l net apr<span class=\"_ _3\"></span>\u00e8s d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> s\u2019\u00e9l\u00e8ve \u00e0<span class=\"_ _3\"></span> GBP<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">210 mil<span class=\"_ _3\"></span>lions </span></div>\n<div class=\"t m0 x1a h62 y1cfe ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wseb\">GBP 210<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1cff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span><span class=\"wseb\">us, sur </span></div>\n<div class=\"t m0 x1a h62 y1d01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x1a h62 y1d02 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">le management d\u2019Ag<span class=\"_ _3\"></span>eas couvrant une p\u00e9r<span class=\"_ _3\"></span>iode de trois<span class=\"_ _3\"></span> ans. Les</div>\n<div class=\"t m0 x1a h62 y1d03 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions post<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es \u00e0 cette p\u00e9<span class=\"_ _0\"></span>riode ont \u00e9t<span class=\"_ _0\"></span>\u00e9 extrapo<span class=\"_ _0\"></span>l\u00e9es \u00e0 part<span class=\"_ _0\"></span>ir d\u2019un</div>\n<div class=\"t m0 x1a h62 y1d04 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux de croissanc<span class=\"_ _3\"></span>e de 2,0<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pour cent, ce qui rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e l\u2019infl<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x1a h62 y1d05 ff2c2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d07 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation de 5,<span class=\"_ _0\"></span>9 pour cent (2<span class=\"_ _0\"></span>021: 5,9 po<span class=\"_ _0\"></span>ur cent) ut<span class=\"_ _0\"></span>ilis\u00e9 se</div>\n<div class=\"t m0 x1a h62 y1d08 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base sur <span class=\"_ _0\"></span>un taux <span class=\"_ _0\"></span>moyen d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ris<span class=\"_ _0\"></span>que, u<span class=\"_ _0\"></span>ne surco<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>\u00e9e au ris<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y1d09 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un coeff<span class=\"_ _0\"></span>icient b\u00ea<span class=\"_ _0\"></span>ta. Le test de d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion a mont<span class=\"_ _0\"></span>r\u00e9 que le mont<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able d\u00e9<span class=\"_ _0\"></span>passait<span class=\"_ _0\"></span> la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table de <span class=\"_ _0\"></span>la CGU,<span class=\"_ _0\"></span> goodwi<span class=\"_ _0\"></span>ll inclus<span class=\"_ _0\"></span>, le</div>\n<div class=\"t m0 x1a h62 y1d0b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l n\u2019a donc pas<span class=\"_ _0\"></span> \u00e9t\u00e9 d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0c ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d0d ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill de</div>\n<div class=\"t m0 x1a h62 y1d0e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'activit\u00e9 bri<span class=\"_ _3\"></span>tannique ne serai<span class=\"_ _3\"></span>t pas d\u00e9<span class=\"lsdc wseb\">pr\u00e9ci\u00e9 si l<span class=\"_ _0\"></span>e taux d<span class=\"_ _0\"></span>e croiss<span class=\"_ _0\"></span>ance \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1d0f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">long terme \u00e9t<span class=\"_ _0\"></span>ait n\u00e9gat<span class=\"_ _0\"></span>if et le taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n augmen<span class=\"_ _0\"></span>tait de plus d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1d10 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">6,2 pour<span class=\"_ _3\"></span> cent.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 382px; height: 724px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 382px; height: 724px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2c6 fs43 fce sc0 lsde wsea\" style=\"z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut le good<span class=\"_ _0\"></span>will en Belg<span class=\"_ _0\"></span>ique et en In<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ff2c6 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Plan d\u2019am<span class=\"_ _0\"></span>ortiss<span class=\"_ _0\"></span>ement de la VO<span class=\"_ _0\"></span>BA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le princi<span class=\"_ _0\"></span>pal contr<span class=\"_ _0\"></span>ibuteu<span class=\"_ _0\"></span>r \u00e0 la VOBA est Ag<span class=\"_ _0\"></span>eas Fede<span class=\"_ _0\"></span>ral Life Ins<span class=\"_ _0\"></span>urance Co<span class=\"_ _0\"></span>mpany Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>). Les char<span class=\"_ _0\"></span>ges d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent atte<span class=\"_ _0\"></span>ndues de la V<span class=\"_ _0\"></span>OBA se</div>\n<div class=\"t m0 x6 h62 ye84 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye19 ff2c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x13 h65 y699 ff2c6 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d h65 y699 ff2c6 fs45 fce sc0 lsee ws102\" style=\"left: 650px; bottom: 986px; z-index: 15;\">Amortiss<span class=\"_ _3\"></span>ements est<span class=\"_ _3\"></span>im\u00e9s de la VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h68 y697 ff2c8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2c6 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Au<span class=\"ls0 ws0\">-<span class=\"lse0 wsed\">del\u00e0</span> </span></div>\n<div class=\"t m0 x39 h65 y6a6 ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2c9 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y691 ff2c9 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 856px; height: 250px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIntangibleAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag349": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Goodwill e<span class=\"_ _1\"></span>t a<span class=\"_ _3\"></span>utres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">imm<span class=\"_ _3\"></span>obi<span class=\"_ _3\"></span>lis<span class=\"_ _3\"></span>ation<span class=\"_ _3\"></span>s incorporel<span class=\"_ _3\"></span>les</div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse4 wsf3\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Concessions de services d<span class=\"_ _0\"></span>e parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2bc fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 756px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Logiciels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres immobilisations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2be fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En 2022, Ag<span class=\"_ _0\"></span>eas a augme<span class=\"_ _0\"></span>nt\u00e9 sa part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ion dans l\u2019e<span class=\"_ _0\"></span>ntrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e</div>\n<div class=\"t m0 x6 h62 y1cbb ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74%<span class=\"_ _0\"></span>. Un</div>\n<div class=\"t m0 x6 h62 y1cbc ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l d\u2019EUR 5 mi<span class=\"_ _0\"></span>llions a \u00e9t\u00e9 c<span class=\"_ _0\"></span>omptabil<span class=\"_ _0\"></span>is\u00e9 suit<span class=\"_ _0\"></span>e \u00e0 cette trans<span class=\"_ _0\"></span>action.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cbd ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cbe ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des licenc<span class=\"_ _0\"></span>es d'expl<span class=\"_ _0\"></span>oitatio<span class=\"_ _0\"></span>n ont \u00e9t\u00e9 ac<span class=\"_ _0\"></span>quises \u00e0 la su<span class=\"_ _0\"></span>ite de l'ac<span class=\"_ _0\"></span>quisiti<span class=\"_ _0\"></span>on du</div>\n<div class=\"t m0 x6 h62 y1cbf ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Ani<span class=\"_ _0\"></span>ma. Cet<span class=\"_ _0\"></span>te immobil<span class=\"_ _0\"></span>isation i<span class=\"_ _0\"></span>ncorp<span class=\"lsde wseb\">orelle est comptabilis\u00e9e <span class=\"_ _3\"></span>dans </span></div>\n<div class=\"t m0 x6 h62 y1cc0 ff2bc fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">les \u00ab Aut<span class=\"_ _0\"></span>res imm<span class=\"_ _0\"></span>obilisat<span class=\"_ _0\"></span>ions i<span class=\"_ _0\"></span>ncorpo<span class=\"_ _0\"></span>relles \u00bb<span class=\"_ _0\"></span> et a une <span class=\"_ _0\"></span>dur\u00e9e de v<span class=\"_ _0\"></span>ie</div>\n<div class=\"t m0 x1a h62 y1cc1 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ind\u00e9ter<span class=\"_ _0\"></span>min\u00e9e. A<span class=\"_ _0\"></span>u 31 d\u00e9cemb<span class=\"_ _0\"></span>re 2022, cet<span class=\"_ _0\"></span>te immo<span class=\"_ _0\"></span>bilisati<span class=\"_ _0\"></span>on inco<span class=\"_ _0\"></span>rporelle a</div>\n<div class=\"t m0 x1a h62 y1cc2 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9t\u00e9 soumi<span class=\"_ _0\"></span>se \u00e0 un test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation et un m<span class=\"_ _0\"></span>ontant d'E<span class=\"_ _0\"></span>UR 4 millio<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x1a h62 y1cc3 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation a \u00e9t\u00e9 co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lis\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cc4 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1cc5 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les variat<span class=\"_ _0\"></span>ions du goo<span class=\"_ _0\"></span>dwill, d<span class=\"_ _0\"></span>e la VOBA et des c<span class=\"_ _0\"></span>oncess<span class=\"_ _0\"></span>ions de serv<span class=\"_ _0\"></span>ices</div>\n<div class=\"t m0 x1a h62 y1cc6 ff2bc fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de parkin<span class=\"_ _0\"></span>gs public<span class=\"_ _0\"></span>s se pr\u00e9se<span class=\"_ _0\"></span>ntent co<span class=\"_ _0\"></span>mme suit.</div>\n<div class=\"t m0 x6 h62 y1cc7 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cc8 ff2bc fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x193 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 523px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff2bc fs45 fce sc0 lse4 wsf3\" style=\"left: 408px; bottom: 508px; z-index: 15;\">Goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y6de ff2bc fs45 fce sc0 lse3 wsf2\" style=\"left: 563px; bottom: 508px; z-index: 15;\">VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 523px; z-index: 15;\">  </div>\n<div class=\"t m0 x156 h65 y697 ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 523px; z-index: 15;\">Concessions de services<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6de ff2bc fs45 fce sc0 lse0 wsee\" style=\"left: 719px; bottom: 508px; z-index: 15;\">de parkings publics<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 402px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 627px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 702px; bottom: 492px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y697 ff2bc fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 492px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h68 y699 ff2bf fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 462px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 462px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 462px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 462px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 462px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 462px; z-index: 15;\">726<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 447px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 560px; bottom: 447px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 432px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x232 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 556px; bottom: 432px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 432px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 417px; z-index: 15;\">Augmentations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69d ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 417px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 711px; bottom: 417px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 417px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 403px; z-index: 15;\">Extourne des co\u00fbts suite aux<span class=\"_ _0\"></span> <span class=\"wsed\">cessions<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 710px; bottom: 403px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 388px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 405px; bottom: 388px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 485px; bottom: 388px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 388px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 388px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 388px; z-index: 15;\">(38)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y6d1 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 388px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2be fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 373px; z-index: 15;\">Co\u00fbt d'acquisition au <span class=\"_ _3\"></span>31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 373px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 373px; z-index: 15;\">648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 373px; z-index: 15;\">658<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 631px; bottom: 373px; z-index: 15;\">529<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 373px; z-index: 15;\">828<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6a6 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 373px; z-index: 15;\">844<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 1er janvier<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 yb68 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 343px; z-index: 15;\">(495)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 343px; z-index: 15;\">(485)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 343px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 yb68 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 343px; z-index: 15;\">(265)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Transfert vers les actif<span class=\"_ _0\"></span>s d\u00e9tenus en vue de la<span class=\"_ _0\"></span> <span class=\"lse5 wsf4\">vent<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 313px; z-index: 15;\">Charges d'amortissement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 313px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 313px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 630px; bottom: 313px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 705px; bottom: 313px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 313px; z-index: 15;\">(26)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 299px; z-index: 15;\">Extourne des amortissements s<span class=\"_ _0\"></span>uite aux cessions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 299px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y694 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 284px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 284px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6d3 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 716px; bottom: 284px; z-index: 15;\">6</div>\n<div class=\"t m0 x18a h65 y6d3 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 284px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 269px; z-index: 15;\">Amortissements cumul\u00e9s a<span class=\"_ _0\"></span>u 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 269px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 550px; bottom: 269px; z-index: 15;\">(508)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 625px; bottom: 269px; z-index: 15;\">(496)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 700px; bottom: 269px; z-index: 15;\">(315)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 269px; z-index: 15;\">(296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff2be fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 421px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 571px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 646px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 721px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6de ff2bc fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 254px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 239px; z-index: 15;\">D\u00e9pr\u00e9ciations <span class=\"wsee\">cumul\u00e9es au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 239px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 239px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y697 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 239px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y697 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 239px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 224px; z-index: 15;\">Augmentation des d\u00e9pr\u00e9ciations<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 421px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6a0 ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 224px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6a0 ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 224px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2bc fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 209px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 416px; bottom: 209px; z-index: 15;\">1</div>\n<div class=\"t m0 x18a h65 y69b ff2bc fs45 fc15 sc0 lse0 wsed\" style=\"left: 484px; bottom: 209px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 571px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 646px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 721px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff2bc fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 209px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2be fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 195px; z-index: 15;\">D\u00e9pr\u00e9ciations cumul\u00e9es au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 405px; bottom: 195px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 479px; bottom: 195px; z-index: 15;\">(32)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h67 y6a0 ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 705px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18b h67 y6a0 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 780px; bottom: 195px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2be fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 421px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 495px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 571px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 646px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 721px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y68c ff2bc fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2be fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 165px; z-index: 15;\">Total au 31 d\u00e9cembre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 406px; bottom: 165px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 480px; bottom: 165px; z-index: 15;\">616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 165px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 636px; bottom: 165px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 706px; bottom: 165px; z-index: 15;\">502<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y6d1 ff2be fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 165px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 154px; height: 807px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2c2 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">D\u00e9pr\u00e9ciation su<span class=\"_ _3\"></span>r goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Un test d<span class=\"_ _0\"></span>e d\u00e9pr\u00e9<span class=\"_ _0\"></span>ciatio<span class=\"_ _0\"></span>n du good<span class=\"_ _0\"></span>will es<span class=\"_ _0\"></span>t effect<span class=\"_ _0\"></span>u\u00e9 tous l<span class=\"_ _0\"></span>es ans \u00e0 <span class=\"_ _0\"></span>la cl\u00f4t<span class=\"_ _0\"></span>ure</div>\n<div class=\"t m0 x6 h62 y8b3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l\u2019exerc<span class=\"_ _0\"></span>ice en comp<span class=\"_ _0\"></span>arant la va<span class=\"_ _0\"></span>leur rec<span class=\"_ _0\"></span>ouvrabl<span class=\"_ _0\"></span>e des unit<span class=\"_ _0\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y93e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">g\u00e9n\u00e9ratrices de<span class=\"_ _3\"></span> tr\u00e9sorerie ou cash<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">generati<span class=\"_ _0\"></span>ng units (C<span class=\"_ _0\"></span>GU), \u00e0 la <span class=\"lsde wsea\">valeur </span></span></span></div>\n<div class=\"t m0 x6 h62 y93f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>ble. La val<span class=\"_ _0\"></span>eur recouv<span class=\"_ _0\"></span>rable est<span class=\"_ _0\"></span> la valeur l<span class=\"_ _0\"></span>a plus \u00e9lev\u00e9<span class=\"_ _0\"></span>e entre la</div>\n<div class=\"t m0 x6 h62 y940 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">valeur d<span class=\"_ _0\"></span>\u2019usage <span class=\"_ _0\"></span>et la just<span class=\"_ _0\"></span>e valeu<span class=\"_ _0\"></span>r diminu<span class=\"_ _0\"></span>\u00e9e des c<span class=\"_ _0\"></span>o\u00fbts de <span class=\"_ _0\"></span>la vent<span class=\"_ _0\"></span>e. Le typ<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y941 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019entit<span class=\"_ _0\"></span>\u00e9 acquis<span class=\"_ _0\"></span>e, le ni<span class=\"_ _0\"></span>veau d\u2019<span class=\"_ _0\"></span>int\u00e9grat<span class=\"_ _0\"></span>ion op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>elle et de</div>\n<div class=\"t m0 x6 h62 y942 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">management <span class=\"_ _3\"></span>commun d\u00e9termin<span class=\"_ _3\"></span>ent la d\u00e9<span class=\"_ _3\"></span>finiti<span class=\"lsdc\">on des CG<span class=\"_ _0\"></span>U. Sur la <span class=\"_ _0\"></span>base </span></div>\n<div class=\"t m0 x6 h62 y943 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de ces crit<span class=\"_ _0\"></span>\u00e8res, Agea<span class=\"_ _0\"></span>s a d\u00e9sign\u00e9 l<span class=\"_ _0\"></span>es CGU au niv<span class=\"_ _0\"></span>eau pays.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y944 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yf19 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La valeur r<span class=\"_ _0\"></span>ecouvra<span class=\"_ _0\"></span>ble d\u2019une C<span class=\"_ _0\"></span>GU est \u00e9val<span class=\"_ _0\"></span>u\u00e9e \u00e0 l\u2019aide du<span class=\"_ _0\"></span> mod\u00e8le</div>\n<div class=\"t m0 x1a h62 yf1a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019actu<span class=\"_ _0\"></span>alisatio<span class=\"_ _0\"></span>n des flu<span class=\"_ _0\"></span>x de tr\u00e9<span class=\"_ _0\"></span>soreri<span class=\"_ _0\"></span>e des b\u00e9n<span class=\"_ _0\"></span>\u00e9fices fut<span class=\"_ _0\"></span>urs an<span class=\"_ _0\"></span>ticip\u00e9s<span class=\"_ _0\"></span> de la</div>\n<div class=\"t m0 x1a h62 yf1b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CGU. Les pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span>es hypoth<span class=\"_ _0\"></span>\u00e8ses util<span class=\"_ _0\"></span>is\u00e9es dans<span class=\"_ _0\"></span> le mod\u00e8le de fl<span class=\"_ _0\"></span>ux de</div>\n<div class=\"t m0 x1a h62 ycfb ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">tr\u00e9sorerie <span class=\"_ _3\"></span>d\u00e9pendent de<span class=\"_ _3\"></span> l\u2019apport e<span class=\"_ _3\"></span>xprimant les <span class=\"_ _3\"></span>diff\u00e9rentes <span class=\"_ _3\"></span>variables</div>\n<div class=\"t m0 x1a h62 ycfc ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">financi\u00e8res et<span class=\"_ _3\"></span> \u00e9conomiques, y comp<span class=\"_ _3\"></span>ris le taux d\u2019in<span class=\"_ _3\"></span>t\u00e9r\u00eat sans risqu<span class=\"_ _3\"></span>e dans</div>\n<div class=\"t m0 x1a h62 ycfd ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">un pays donn<span class=\"_ _0\"></span>\u00e9 et une pri<span class=\"_ _0\"></span>me pour exp<span class=\"_ _0\"></span>rimer le ris<span class=\"_ _0\"></span>que inh\u00e9<span class=\"_ _0\"></span>rent de l\u2019e<span class=\"_ _0\"></span>ntit\u00e9</div>\n<div class=\"t m0 x1a h62 ycfe ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant \u00eat<span class=\"_ _0\"></span>re \u00e9valu\u00e9<span class=\"_ _0\"></span>e. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ycff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces varia<span class=\"_ _0\"></span>bles sont d\u00e9t<span class=\"_ _0\"></span>ermin\u00e9<span class=\"_ _0\"></span>es sur la base d<span class=\"_ _0\"></span>u jugeme<span class=\"_ _0\"></span>nt du</div>\n<div class=\"t m0 x1a h62 yd01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">manage<span class=\"_ _0\"></span>ment. Si l\u2019<span class=\"_ _0\"></span>entit\u00e9 est<span class=\"_ _0\"></span> cot\u00e9e en bou<span class=\"_ _0\"></span>rse, son c<span class=\"_ _0\"></span>ours bours<span class=\"_ _0\"></span>ier est</div>\n<div class=\"t m0 x1a h62 yd02 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9galem<span class=\"_ _0\"></span>ent consi<span class=\"_ _0\"></span>d\u00e9r\u00e9 comme u<span class=\"_ _0\"></span>n \u00e9l\u00e9ment<span class=\"_ _0\"></span> de l\u2019\u00e9valu<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd03 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd04 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 yd05 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La ventil<span class=\"_ _0\"></span>ation du <span class=\"lsde wseb\">goodwill et des d<span class=\"_ _3\"></span>\u00e9pr\u00e9ciations<span class=\"_ _3\"></span> pour les p<span class=\"_ _3\"></span>rincipales un<span class=\"_ _3\"></span>it\u00e9s g\u00e9n\u00e9ra<span class=\"_ _3\"></span>trices de <span class=\"_ _3\"></span>tr\u00e9sorerie au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> 2022 se <span class=\"_ _3\"></span>pr\u00e9sente <span class=\"_ _3\"></span>comme su<span class=\"lsf0 ws104\">it.<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x6 h62 yd06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 311px; bottom: 860px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 299px; bottom: 845px; z-index: 15;\">du goodwill<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 403px; bottom: 845px; z-index: 15;\">D\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 533px; bottom: 860px; z-index: 15;\">Montants<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 552px; bottom: 845px; z-index: 15;\">nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y6a0 ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 860px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y69b ff2c2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 845px; z-index: 15;\">Secteur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6a0 ff2c2 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 860px; z-index: 15;\">M\u00e9thode utilis\u00e9e pour<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y69b ff2c2 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 845px; z-index: 15;\">le montant recouvrable<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 845px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c2 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 830px; z-index: 15;\">Unit\u00e9 <span class=\"lse0 wsee\">g\u00e9n\u00e9ratrice de tr\u00e9sorerie (CGU)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 343px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 457px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 569px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h65 y69d ff2c2 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 830px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 815px; z-index: 15;\">Ageas Portugal<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y69b ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 457px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 815px; z-index: 15;\">337<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 815px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 815px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 800px; z-index: 15;\">Ageas (UK)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 328px; bottom: 800px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 447px; bottom: 800px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 554px; bottom: 800px; z-index: 15;\">237<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 800px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 800px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 785px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 333px; bottom: 785px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 453px; bottom: 785px; z-index: 15;\">3</div>\n<div class=\"t m0 x298 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 559px; bottom: 785px; z-index: 15;\">24<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h65 y68c ff2c2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 683px; bottom: 785px; z-index: 15;\"> </div>\n<div class=\"t m0 x199 h65 y68c ff2c2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 737px; bottom: 785px; z-index: 15;\">Valeur d\u2019usage<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d1 ff2c4 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 328px; bottom: 770px; z-index: 15;\">629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 447px; bottom: 770px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y6d1 ff2c4 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 770px; z-index: 15;\">598<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 683px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x22d h67 y6d1 ff2c4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce5 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1ce6 ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas Portuga<span class=\"_ _3\"></span>l<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1ce7 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le goodwil<span class=\"_ _3\"></span>l publi\u00e9 pour<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Ageas Port<span class=\"_ _0\"></span>ugal s\u2019\u00e9l<span class=\"_ _0\"></span>\u00e8ve \u00e0 EUR<span class=\"ls0 ws0\"> </span>337 mi<span class=\"_ _0\"></span>llions </span></div>\n<div class=\"t m0 x6 h62 y1ce8 ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wsfa\">EUR 337 mi<span class=\"_ _3\"></span>llions). <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ce9 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cea ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span>us, sur</div>\n<div class=\"t m0 x6 h62 y1ceb ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x6 h62 y1cec ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">le manageme<span class=\"_ _3\"></span>nt d\u2019Ageas c<span class=\"_ _3\"></span>ouvrant une <span class=\"_ _3\"></span>p\u00e9riod<span class=\"lsdc\">e de trois an<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1ced ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cee ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les estim<span class=\"_ _0\"></span>ations po<span class=\"_ _0\"></span>st\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 cette p<span class=\"_ _0\"></span>\u00e9riode o<span class=\"_ _0\"></span>nt \u00e9t\u00e9 extr<span class=\"_ _0\"></span>apol\u00e9es \u00e0 p<span class=\"_ _0\"></span>artir</div>\n<div class=\"t m0 x6 h62 y1cef ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019un taux<span class=\"_ _0\"></span> de cr<span class=\"_ _0\"></span>oissanc<span class=\"_ _0\"></span>e de 2,0 p<span class=\"_ _0\"></span>our cent<span class=\"_ _0\"></span>, ce qu<span class=\"_ _0\"></span>i repr\u00e9s<span class=\"_ _0\"></span>ente l<span class=\"_ _0\"></span>\u2019inflat<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y1cf0 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue au Portu<span class=\"_ _0\"></span>gal. Le tau<span class=\"_ _0\"></span>x d\u2019actua<span class=\"_ _0\"></span>lisati<span class=\"_ _0\"></span>on de 8,6 pour ce<span class=\"_ _0\"></span>nt (2021: 8,<span class=\"_ _0\"></span>9</div>\n<div class=\"t m0 x6 h62 y1cf1 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour cent) ut<span class=\"_ _0\"></span>ilis\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">se b<span class=\"_ _0\"></span>ase su<span class=\"_ _0\"></span>r un taux <span class=\"_ _0\"></span>moyen d\u2019<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ri<span class=\"_ _0\"></span>sque, u<span class=\"_ _0\"></span>ne </span></div>\n<div class=\"t m0 x6 h62 y1cf2 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">surcote li<span class=\"_ _0\"></span>\u00e9e au risq<span class=\"_ _0\"></span>ue et un coeff<span class=\"_ _0\"></span>icient<span class=\"_ _0\"></span> b\u00eata. Le test de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ciat<span class=\"_ _0\"></span>ion a</div>\n<div class=\"t m0 x6 h62 y1cf3 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montr\u00e9 qu<span class=\"_ _0\"></span>e le montan<span class=\"_ _0\"></span>t recouv<span class=\"_ _0\"></span>rable d\u00e9pas<span class=\"_ _0\"></span>sait la va<span class=\"_ _0\"></span>leur compt<span class=\"_ _0\"></span>able de l<span class=\"_ _0\"></span>a</div>\n<div class=\"t m0 x6 h62 y1cf4 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">CGU, goodwi<span class=\"_ _3\"></span>ll inclus. Pa<span class=\"_ _3\"></span>r cons\u00e9quent,<span class=\"_ _3\"></span> le goodw<span class=\"_ _3\"></span>ill pour Ag<span class=\"_ _3\"></span>eas Portuga<span class=\"_ _3\"></span>l</div>\n<div class=\"t m0 x6 h62 y1cf5 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019a pas \u00e9t\u00e9 d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cf6 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cf7 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill</div>\n<div class=\"t m0 x6 h62 y1cf8 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour Ageas<span class=\"_ _0\"></span> Portug<span class=\"_ _0\"></span>al ne serait<span class=\"_ _0\"></span> pas d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9 si le taux de<span class=\"_ _0\"></span> croissanc<span class=\"_ _0\"></span>e \u00e9tait</div>\n<div class=\"t m0 x6 h62 y1cf9 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fortement n\u00e9ga<span class=\"_ _3\"></span>tif ou si le taux d\u2019ac<span class=\"_ _3\"></span>tualisation augmen<span class=\"_ _3\"></span>tait de plus de<span class=\"_ _3\"></span> 10,6</div>\n<div class=\"t m0 x6 h62 y1cfa ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">pour cent.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfb ff2c2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Ageas UK<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1cfc ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le goodwi<span class=\"_ _0\"></span>ll pour Ageas<span class=\"_ _0\"></span> UK s'\u00e9l\u00e8v<span class=\"_ _0\"></span>e \u00e0 GBP<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">235 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsfa\">GBP 235 </span></span></div>\n<div class=\"t m0 x1a h62 y1cfd ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">millions). Le<span class=\"_ _3\"></span> goodwil<span class=\"_ _3\"></span>l net apr<span class=\"_ _3\"></span>\u00e8s d\u00e9pr\u00e9ciation<span class=\"_ _3\"></span> s\u2019\u00e9l\u00e8ve \u00e0<span class=\"_ _3\"></span> GBP<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">210 mil<span class=\"_ _3\"></span>lions </span></div>\n<div class=\"t m0 x1a h62 y1cfe ff2c2 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span><span class=\"wseb\">GBP 210<span class=\"_ _3\"></span> millions).<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1cff ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d00 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le calcul d<span class=\"_ _0\"></span>e la valeur d\u2019u<span class=\"_ _0\"></span>sage se fon<span class=\"_ _0\"></span>de sur des div<span class=\"_ _0\"></span>idendes<span class=\"_ _0\"></span> attend<span class=\"_ _0\"></span><span class=\"wseb\">us, sur </span></div>\n<div class=\"t m0 x1a h62 y1d01 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la base de pla<span class=\"_ _0\"></span>ns d\u2019entr<span class=\"_ _0\"></span>eprise ap<span class=\"_ _0\"></span>prouv\u00e9s pa<span class=\"_ _0\"></span>r le manag<span class=\"_ _0\"></span>ement loc<span class=\"_ _0\"></span>al et par</div>\n<div class=\"t m0 x1a h62 y1d02 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">le management d\u2019Ag<span class=\"_ _3\"></span>eas couvrant une p\u00e9r<span class=\"_ _3\"></span>iode de trois<span class=\"_ _3\"></span> ans. Les</div>\n<div class=\"t m0 x1a h62 y1d03 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">estimat<span class=\"_ _0\"></span>ions post<span class=\"_ _0\"></span>\u00e9rieur<span class=\"_ _0\"></span>es \u00e0 cette p\u00e9<span class=\"_ _0\"></span>riode ont \u00e9t<span class=\"_ _0\"></span>\u00e9 extrapo<span class=\"_ _0\"></span>l\u00e9es \u00e0 part<span class=\"_ _0\"></span>ir d\u2019un</div>\n<div class=\"t m0 x1a h62 y1d04 ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">taux de croissanc<span class=\"_ _3\"></span>e de 2,0<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">pour cent, ce qui rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>e l\u2019infl<span class=\"_ _0\"></span>ation </span></span></div>\n<div class=\"t m0 x1a h62 y1d05 ff2c2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">attend<span class=\"_ _0\"></span>ue. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d06 ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d07 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le taux d\u2019act<span class=\"_ _0\"></span>ualis<span class=\"_ _0\"></span>ation de 5,<span class=\"_ _0\"></span>9 pour cent (2<span class=\"_ _0\"></span>021: 5,9 po<span class=\"_ _0\"></span>ur cent) ut<span class=\"_ _0\"></span>ilis\u00e9 se</div>\n<div class=\"t m0 x1a h62 y1d08 ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">base sur <span class=\"_ _0\"></span>un taux <span class=\"_ _0\"></span>moyen d<span class=\"_ _0\"></span>\u2019int\u00e9r\u00eat<span class=\"_ _0\"></span> sans ris<span class=\"_ _0\"></span>que, u<span class=\"_ _0\"></span>ne surco<span class=\"_ _0\"></span>te li<span class=\"_ _0\"></span>\u00e9e au ris<span class=\"_ _0\"></span>que</div>\n<div class=\"t m0 x1a h62 y1d09 ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et un coeff<span class=\"_ _0\"></span>icient b\u00ea<span class=\"_ _0\"></span>ta. Le test de d\u00e9<span class=\"_ _0\"></span>pr\u00e9ciat<span class=\"_ _0\"></span>ion a mont<span class=\"_ _0\"></span>r\u00e9 que le mont<span class=\"_ _0\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0a ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">recouvr<span class=\"_ _0\"></span>able d\u00e9<span class=\"_ _0\"></span>passait<span class=\"_ _0\"></span> la vale<span class=\"_ _0\"></span>ur comp<span class=\"_ _0\"></span>table de <span class=\"_ _0\"></span>la CGU,<span class=\"_ _0\"></span> goodwi<span class=\"_ _0\"></span>ll inclus<span class=\"_ _0\"></span>, le</div>\n<div class=\"t m0 x1a h62 y1d0b ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">goodwil<span class=\"_ _0\"></span>l n\u2019a donc pas<span class=\"_ _0\"></span> \u00e9t\u00e9 d\u00e9pr\u00e9c<span class=\"_ _0\"></span>i\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d0c ff2c2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d0d ff2c2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Suite \u00e0 l<span class=\"_ _0\"></span>\u2019analys<span class=\"_ _0\"></span>e de sen<span class=\"_ _0\"></span>sibilit<span class=\"_ _0\"></span>\u00e9 porta<span class=\"_ _0\"></span>nt sur les<span class=\"_ _0\"></span> hypoth<span class=\"_ _0\"></span>\u00e8ses, l<span class=\"_ _0\"></span>e goodw<span class=\"_ _0\"></span>ill de</div>\n<div class=\"t m0 x1a h62 y1d0e ff2c2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'activit\u00e9 bri<span class=\"_ _3\"></span>tannique ne serai<span class=\"_ _3\"></span>t pas d\u00e9<span class=\"lsdc wseb\">pr\u00e9ci\u00e9 si l<span class=\"_ _0\"></span>e taux d<span class=\"_ _0\"></span>e croiss<span class=\"_ _0\"></span>ance \u00e0 </span></div>\n<div class=\"t m0 x1a h62 y1d0f ff2c2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">long terme \u00e9t<span class=\"_ _0\"></span>ait n\u00e9gat<span class=\"_ _0\"></span>if et le taux<span class=\"_ _0\"></span> d\u2019actual<span class=\"_ _0\"></span>isatio<span class=\"_ _0\"></span>n augmen<span class=\"_ _0\"></span>tait de plus d<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1d10 ff2c2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">6,2 pour<span class=\"_ _3\"></span> cent.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 382px; height: 724px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff2c6 fs43 fce sc0 lsde wsea\" style=\"z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> </span></span>\u00bb incl<span class=\"_ _0\"></span>ut le good<span class=\"_ _0\"></span>will en Belg<span class=\"_ _0\"></span>ique et en In<span class=\"_ _0\"></span>de.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye82 ff2c6 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Plan d\u2019am<span class=\"_ _0\"></span>ortiss<span class=\"_ _0\"></span>ement de la VO<span class=\"_ _0\"></span>BA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye83 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le princi<span class=\"_ _0\"></span>pal contr<span class=\"_ _0\"></span>ibuteu<span class=\"_ _0\"></span>r \u00e0 la VOBA est Ag<span class=\"_ _0\"></span>eas Fede<span class=\"_ _0\"></span>ral Life Ins<span class=\"_ _0\"></span>urance Co<span class=\"_ _0\"></span>mpany Lt<span class=\"_ _0\"></span>d (AFLIC<span class=\"_ _0\"></span>). Les char<span class=\"_ _0\"></span>ges d\u2019amo<span class=\"_ _0\"></span>rtissem<span class=\"_ _0\"></span>ent atte<span class=\"_ _0\"></span>ndues de la V<span class=\"_ _0\"></span>OBA se</div>\n<div class=\"t m0 x6 h62 ye84 ff2c6 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ye19 ff2c6 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x13 h65 y699 ff2c6 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d h65 y699 ff2c6 fs45 fce sc0 lsee ws102\" style=\"left: 650px; bottom: 986px; z-index: 15;\">Amortiss<span class=\"_ _3\"></span>ements est<span class=\"_ _3\"></span>im\u00e9s de la VOBA<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2c6 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x23d h68 y697 ff2c8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 971px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 956px; z-index: 15;\">2023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69d ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 956px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 941px; z-index: 15;\">2024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y69b ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 941px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 926px; z-index: 15;\">2025<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 926px; z-index: 15;\">22<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 911px; z-index: 15;\">2026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68c ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 911px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 896px; z-index: 15;\">2027<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39 h65 y68a ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 896px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2c6 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Au<span class=\"ls0 ws0\">-<span class=\"lse0 wsed\">del\u00e0</span> </span></div>\n<div class=\"t m0 x39 h65 y6a6 ff2c6 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 882px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2c9 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x15d h67 y691 ff2c9 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 867px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 856px; height: 250px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfServiceConcessionArrangementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag355": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>ux propres re<span class=\"_ _0\"></span>v<span class=\"_ _1\"></span>en<span class=\"_ _3\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">aux actionna<span class=\"_ _3\"></span>ires</div>\n<div class=\"t m0 x6 h75 y1a2b ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h75 y1a2c ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">composition des capitaux prop<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h75 y1a2d ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">revenant aux actionnaires<span class=\"_ _0\"></span> au 31</div>\n<div class=\"t m0 x6 h75 y1a2e ff2cd fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u00e9cembre 2022. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div id=\"fs_D596F2VW7400000000000000000000\">\n<div class=\"t m0 x184 h65 y1a33 ff2cb fs45 fce sc0 lse4 ws15e\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Capital souscrit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6a0 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Actions ordinaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div style=\"; bottom: 771px; z-index: 15;\">R\u00e9serve d\n\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">e primes d\u2019\u00e9<span class=\"_ _0\"></span>mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres r\u00e9serves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">\u00c9carts de conversion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 727px; z-index: 15;\">R\u00e9sultat net revenant aux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Gains et pertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2ce fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Capit<span class=\"_ _3\"></span>aux p<span class=\"_ _3\"></span>ropr<span class=\"_ _3\"></span>es reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x acti<span class=\"_ _3\"></span>onnai<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y699 ff2ce fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 324px; bottom: 687px; height: 139px; width: 479px; z-index: 4;\"><br/></div>\n\n</div>\n</div>\n<div class=\"t m0 x21b h7d y1d1f ff2cf fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1d20 ff2cf fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Actions \u00e9mises et nombre potentiel d\u2019actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d21 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans la mes<span class=\"_ _0\"></span>ure perm<span class=\"_ _0\"></span>ise par les r\u00e8<span class=\"_ _0\"></span>gles et r\u00e9g<span class=\"_ _0\"></span>lementat<span class=\"_ _0\"></span>ions,<span class=\"_ _0\"></span> et dans l\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de la Soc<span class=\"_ _0\"></span>i\u00e9t\u00e9, le Con<span class=\"_ _0\"></span>seil</div>\n<div class=\"t m0 x21b h62 y1d22 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on d\u2019Age<span class=\"_ _0\"></span>as a \u00e9t\u00e9 autor<span class=\"_ _0\"></span>is\u00e9, pour un<span class=\"_ _0\"></span>e p\u00e9riode d<span class=\"_ _0\"></span>e trois ans (2<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\">22-<span class=\"lsde wsfa\">20<span class=\"_ _3\"></span>24) par</span> <span class=\"lsfe ws11a\">l\u2019A<span class=\"_ _3\"></span>ssembl\u00e9e<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x21b h62 y1d23 ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">G\u00e9n\u00e9rale de<span class=\"_ _3\"></span>s Actionnaire<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">qui s\u2019est te<span class=\"_ _0\"></span>nue le 18 mai 20<span class=\"_ _0\"></span><span class=\"ls0 ws0\">2<span class=\"lsdc wse9\">2, \u00e0 augmenter l<span class=\"_ _0\"></span>e capital s<span class=\"_ _0\"></span>ocial d\u2019u<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x21b h62 y1d24 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> maximum d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> 1</span><span class=\"wse8\">50<span class=\"lsf8 ws111\">.00<span class=\"lsde wsfa\">0.000 \u00e0 de<span class=\"_ _3\"></span>s fins g\u00e9n\u00e9rale<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1d25 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d26 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Appliq<span class=\"_ _0\"></span>u\u00e9e \u00e0 une val<span class=\"_ _0\"></span>eur fract<span class=\"_ _0\"></span>ionnell<span class=\"_ _0\"></span>e d\u2019EUR 7,92,<span class=\"_ _0\"></span> cette aut<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on perme<span class=\"_ _0\"></span>t l\u2019\u00e9miss<span class=\"_ _0\"></span>ion d\u2019un m<span class=\"_ _0\"></span>aximum</div>\n<div class=\"t m0 x21b h62 y1d27 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 18.950.<span class=\"_ _0\"></span>000 d\u2019ac<span class=\"_ _0\"></span>tions rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>ant envi<span class=\"_ _0\"></span>ron 10<span class=\"ls0 ws0\"> </span>% du capit<span class=\"_ _0\"></span>al social t<span class=\"_ _0\"></span>otal actu<span class=\"_ _0\"></span>el de la Soci\u00e9t<span class=\"_ _0\"></span>\u00e9. Cett<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y1d28 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>ation pe<span class=\"_ _0\"></span>rmet \u00e9gale<span class=\"_ _0\"></span><span class=\"wseb\">ment \u00e0 <span class=\"_ _0\"></span>la Soci\u00e9t<span class=\"_ _0\"></span>\u00e9 de r\u00e9<span class=\"_ _0\"></span>pondre \u00e0 s<span class=\"_ _0\"></span>es obli<span class=\"_ _0\"></span>gations <span class=\"_ _0\"></span>prises <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de </span></div>\n<div class=\"t m0 x21b h62 y1d29 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9miss<span class=\"_ _0\"></span>ion de cert<span class=\"_ _0\"></span>ains inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs. <span class=\"lsde wsfa\">Des actions peuvent \u00e9gal<span class=\"_ _3\"></span>ement \u00eatre \u00e9mi<span class=\"_ _3\"></span>ses en raison </span></div>\n<div class=\"t m0 x21b h62 y1d2a ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la m\u00e9thod<span class=\"_ _0\"></span>e dite \u00ab<span class=\"ls0 ws0\"> </span>M\u00e9th<span class=\"_ _0\"></span>ode altern<span class=\"_ _0\"></span>ative de pa<span class=\"_ _0\"></span>iement de<span class=\"_ _0\"></span>s coupons<span class=\"ls0 ws0\"> </span>\u00bb (<span class=\"ff2d0 ls0 ws0\">\u00ab<span class=\"ff2cb\"> <span class=\"lsde wseb\">alternative cou</span></span></span><span class=\"wse8\">pon </span></div>\n<div class=\"t m0 x21b h62 y1d2b ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">settlem<span class=\"_ _0\"></span>ent metho<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\"> <span class=\"ff2d0\">\u00bb</span></span>, ACSM), incl<span class=\"_ _0\"></span>use dans ce<span class=\"_ _0\"></span>rtains ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts fina<span class=\"_ _0\"></span>nciers hy<span class=\"_ _0\"></span>brides (p<span class=\"_ _0\"></span>our plus de</div>\n<div class=\"t m0 x21b h62 y1d2c ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tails consul<span class=\"_ _3\"></span>ter la note<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">43 <span class=\"ff2d0 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff2cb\"> <span class=\"lsdc wse9\">Passifs \u00e9v<span class=\"_ _0\"></span>entuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"ff2d0\">\u00bb</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et la note 20 </span><span class=\"ff2d0\">\u00ab</span> <span class=\"lsde wsfa\">Dettes subordonn\u00e9<span class=\"_ _3\"></span>es</span> <span class=\"ff2d0\">\u00bb</span><span class=\"lsf0 ws104\">). <span class=\"_ _3\"></span></span> </span></span></span></span></span></div>\n\n<div class=\"t m0 x21b h62 y1d2d ff2cb fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d2e ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s propres s<span class=\"_ _3\"></span>ont des <span class=\"_ _3\"></span>actions \u00e9mise<span class=\"_ _3\"></span>s ordi<span class=\"lsdc wse9\">naires qui ont<span class=\"_ _0\"></span> \u00e9t\u00e9 rachet<span class=\"_ _0\"></span>\u00e9es par Age<span class=\"_ _0\"></span>as. Les act<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x21b h62 y1d2f ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont d\u00e9dui<span class=\"_ _3\"></span>tes des cap<span class=\"_ _3\"></span>itaux propre<span class=\"_ _3\"></span>s et comp<span class=\"_ _3\"></span>tabilis\u00e9es dan<span class=\"_ _3\"></span>s les Autre<span class=\"_ _3\"></span>s r\u00e9serves.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d30 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d31 ff2cb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le nomb<span class=\"_ _0\"></span>re total d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>ns prop<span class=\"_ _0\"></span>res (6,<span class=\"_ _0\"></span>1 millio<span class=\"_ _0\"></span>ns) est c<span class=\"_ _0\"></span>onstitu<span class=\"_ _0\"></span>\u00e9 d\u2019act<span class=\"_ _0\"></span>ions d\u00e9t<span class=\"_ _0\"></span>enues <span class=\"_ _0\"></span>au titre <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x21b h62 y1d32 ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019instrumen<span class=\"_ _3\"></span>t FRESH (<span class=\"lsf8 ws111\">1,2<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">milli</span></span></span><span class=\"wseb\">ons, voir note<span class=\"_ _3\"></span> 20.1), des<span class=\"_ _3\"></span> actions <span class=\"_ _3\"></span>sous<span class=\"ls0 ws0\">-</span></span>jacentes au<span class=\"_ _3\"></span>x titres FRESH</div>\n<div class=\"t m0 x21b h62 y1d33 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9s (2,8 mill<span class=\"_ _0\"></span>ions, voi<span class=\"_ _0\"></span>r note 20.<span class=\"_ _0\"></span>1) et d\u2019actio<span class=\"_ _0\"></span>ns d\u00e9ten<span class=\"_ _0\"></span>ues dans le c<span class=\"_ _0\"></span>adre du pro<span class=\"_ _0\"></span>gramme de r<span class=\"_ _0\"></span>achat</div>\n<div class=\"t m0 x21b h62 y1d34 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns (2,1 mil<span class=\"_ _0\"></span>lions), do<span class=\"_ _0\"></span>nt 0,1 mil<span class=\"_ _0\"></span>lion d\u2019act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> utilis\u00e9es<span class=\"_ _0\"></span> pour le pr<span class=\"_ _0\"></span>ogramme d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x21b h62 y1d35 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cessibi<span class=\"_ _0\"></span>lit\u00e9 restr<span class=\"_ _0\"></span>einte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 262px; height: 146px; width: 487px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 261px; height: 700px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 261px; height: 700px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2d2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Programme de<span class=\"_ _3\"></span> rachat d\u2019<span class=\"_ _3\"></span>actions 2021<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">202<span class=\"ls0 ws0\">2 </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 11 ao\u00fbt 202<span class=\"_ _0\"></span>1, Ageas a a<span class=\"_ _0\"></span>nnonc\u00e9 un<span class=\"_ _0\"></span> nouveau prog<span class=\"_ _0\"></span>ramme de rac<span class=\"_ _0\"></span>hat</div>\n<div class=\"t m0 x6 h62 y8b3 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns en vigue<span class=\"_ _0\"></span>ur du 1</div>\n<div class=\"t m0 xa3 h76 y8b4 ff2d2 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x2f6 h62 y8b5 ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">septemb<span class=\"_ _0\"></span>re 202<span class=\"_ _0\"></span>1 au 29 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>22 pour <span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6 h62 y8b6 ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>150 millions<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b7 ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b8 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019Assembl\u00e9e G<span class=\"_ _3\"></span>\u00e9n\u00e9rale extrao<span class=\"_ _3\"></span>rdinaire d<span class=\"_ _3\"></span>es Actionnai<span class=\"_ _3\"></span>res d\u2019Ageas SA<span class=\"_ _3\"></span>/NV</div>\n<div class=\"t m0 x6 h62 y8b9 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du 18 mai <span class=\"lsde wsea\">202</span>2 a appr<span class=\"_ _0\"></span>ouv\u00e9 l\u2019an<span class=\"_ _0\"></span>nulation d<span class=\"_ _0\"></span>e 1.301.<span class=\"_ _0\"></span>941 acti<span class=\"_ _0\"></span>ons. En</div>\n<div class=\"t m0 x6 h62 y8ba ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, le n<span class=\"_ _0\"></span>ombre tot<span class=\"_ _0\"></span>al d\u2019acti<span class=\"_ _0\"></span>ons en circ<span class=\"_ _0\"></span>ulatio<span class=\"lsde wsfa\">n est r\u00e9duit \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y8bb ff2d2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">189.731.<span class=\"_ _0\"></span>187.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d38 ff2d2 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Program<span class=\"_ _0\"></span>me d\u2019act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit\u00e9 res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d39 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a <span class=\"_ _3\"></span>cr\u00e9\u00e9 des p<span class=\"_ _3\"></span>rogrammes d\u2019ac<span class=\"_ _3\"></span>tions \u00e0 c<span class=\"_ _3\"></span>essibilit\u00e9 res<span class=\"_ _3\"></span>treinte pour<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x1a h62 y1d3a ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">membres d<span class=\"_ _0\"></span>e l\u2019Exec<span class=\"_ _0\"></span>utive and M<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent Commi<span class=\"_ _0\"></span>ttee (voi<span class=\"_ _0\"></span>r aussi not<span class=\"_ _0\"></span>e 6</div>\n<div class=\"t m0 x1a h62 y1d3b ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">point 6.<span class=\"_ _0\"></span>2 <span class=\"ff2d4 ls0 ws0\">\u00ab<span class=\"ff2d2\"> </span></span><span class=\"lsde\">Plans<span class=\"_ _3\"></span> d\u2019options <span class=\"_ _3\"></span>sur actions de<span class=\"_ _3\"></span>stin\u00e9s au <span class=\"_ _3\"></span>personnel e<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 y1d3c ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9rations<span class=\"_ _3\"></span> en actions<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff2d4\">\u00bb</span><span class=\"lsdc wse8\">).</span> </span></div>\n<div class=\"t m0 x1a h62 y1d3d ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d y10d7 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d3e ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Actions en circulation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2d2 fs45 fce sc0 lse4 ws15e\" style=\"left: 69px; bottom: 861px; z-index: 15;\">En milliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 537px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69d ff2d2 fs45 fce sc0 lse2 wsf1\" style=\"left: 539px; bottom: 861px; z-index: 15;\">\u00e9mis<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 652px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69d ff2d2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 861px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 767px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff2d2 fs45 fce sc0 lse0 wsee\" style=\"left: 744px; bottom: 861px; z-index: 15;\">en circulation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h68 y69b ff2d6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 831px; z-index: 15;\">Nombre d\u2019actions au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 831px; z-index: 15;\">194.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 831px; z-index: 15;\">(7.591)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 831px; z-index: 15;\">186.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 816px; z-index: 15;\">Annulation d'actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 538px; bottom: 816px; z-index: 15;\">(3.520)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 816px; z-index: 15;\">3.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6cb ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Solde des actions ach<span class=\"_ _0\"></span>et\u00e9es/vendues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 801px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 801px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Utilis\u00e9es pour les plan<span class=\"_ _0\"></span>s d\u2019actions destin\u00e9s \u00e0 la di<span class=\"_ _0\"></span>rection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre d\u2019actions au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 771px; z-index: 15;\">191.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 771px; z-index: 15;\">(5.296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 771px; z-index: 15;\">185.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Annulation d'actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 538px; bottom: 756px; z-index: 15;\">(1.302)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 756px; z-index: 15;\">1.302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde des actions ach<span class=\"_ _0\"></span>et\u00e9es/vendues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y691 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 742px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 742px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 742px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Utilis\u00e9es pour les plan<span class=\"_ _0\"></span>s d\u2019actions destin\u00e9s \u00e0 la di<span class=\"_ _0\"></span>rection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 727px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Nombre d\u2019actions au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 712px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 712px; z-index: 15;\">(6.075)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 712px; z-index: 15;\">183.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d4b ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d4c ff2d5 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Actions donnant le <span class=\"_ _3\"></span>droit de <span class=\"_ _3\"></span>vote et <span class=\"_ _3\"></span><span class=\"ls10f ws132\">droit<span class=\"_ _3\"></span> au<span class=\"_ _3\"></span> di<span class=\"_ _3\"></span>vide<span class=\"_ _3\"></span>nde<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1d4d ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2d2 fs45 fce sc0 lse4 ws15e\" style=\"left: 69px; bottom: 602px; z-index: 15;\">En milliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 602px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff2d7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Nombre d'actions \u00e9mises a<span class=\"_ _0\"></span>u 31 d\u00e9cembre 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x226 h67 y6de ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 571px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 556px; z-index: 15;\">Actions ne donnant ni <span class=\"_ _0\"></span>droit au dividende ni dr<span class=\"_ _0\"></span>oit de vote<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Actions d\u00e9tenues par Ageas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 542px; z-index: 15;\">4.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Actions li\u00e9es aux FRESH<span class=\"_ _0\"></span> (voir note 20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y69b ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 527px; z-index: 15;\">1.219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Actions li\u00e9es <span class=\"wsf0\">aux CASHES (voir notes<span class=\"_ _0\"></span> 23 et 43)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 512px; z-index: 15;\">3.473<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2d7 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions donnant droit au di<span class=\"_ _3\"></span>vidende et au droit de vo<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x226 h67 y68c ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 497px; z-index: 15;\">180.197<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d54 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d55 ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">\u00c9carts de conversion</div>\n<div class=\"t m0 x6 h62 y1d56 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9serve d<span class=\"_ _0\"></span>e conver<span class=\"_ _0\"></span>sion de devi<span class=\"_ _0\"></span>ses est un \u00e9<span class=\"_ _0\"></span>l\u00e9ment dis<span class=\"_ _0\"></span>tinct des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1d57 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux act<span class=\"_ _3\"></span>ionnaires dan<span class=\"_ _3\"></span>s lequel son<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y1d58 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> les \u00e9carts de c<span class=\"_ _0\"></span>onversi<span class=\"_ _0\"></span>on, r\u00e9su<span class=\"_ _0\"></span>ltant de la con<span class=\"_ _0\"></span>versi<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 y1d59 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats et de la d\u00e9te<span class=\"_ _0\"></span>ntion d\u2019act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s \u00e9trang\u00e8<span class=\"_ _0\"></span>res repri<span class=\"_ _0\"></span>ses dans les<span class=\"_ _0\"></span> \u00c9tats</div>\n<div class=\"t m0 x6 h62 y1d5a ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d5b ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d5c ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne cou<span class=\"_ _0\"></span>vre les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> nets dans des ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> n\u2019utilis<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y1d5d ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas l\u2019eu<span class=\"_ _0\"></span>ro comm<span class=\"_ _0\"></span>e monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e que si l<span class=\"_ _0\"></span>\u2019incid<span class=\"_ _0\"></span>ence de</div>\n<div class=\"t m0 x1a h62 y1d5e ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mouvements de cha<span class=\"_ _3\"></span>nge potentiels es<span class=\"_ _3\"></span>t consid\u00e9r\u00e9e comme<span class=\"_ _3\"></span> d\u00e9passant</div>\n<div class=\"t m0 x1a h62 y1d5f ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ris<span class=\"_ _0\"></span>que d\u2019Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 313px; height: 146px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 313px; height: 793px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 313px; height: 793px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2da fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2da fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Gains et pert<span class=\"_ _0\"></span>es non r\u00e9alis<span class=\"_ _0\"></span>\u00e9s inclus da<span class=\"ls10d ws130\">n<span class=\"_ _0\"></span>s les Capitaux p<span class=\"_ _3\"></span>ropres revenant aux actionnaires <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y836 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les gains <span class=\"_ _3\"></span>et pertes n<span class=\"_ _3\"></span>on r\u00e9alis\u00e9s<span class=\"_ _3\"></span> tels qu\u2019in<span class=\"_ _3\"></span>clus dans <span class=\"_ _3\"></span>les Capitaux<span class=\"_ _3\"></span> propres rev<span class=\"_ _3\"></span>enant aux a<span class=\"_ _3\"></span>ctionnaires <span class=\"_ _3\"></span>se pr\u00e9senten<span class=\"_ _3\"></span>t comme su<span class=\"_ _3\"></span>it.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 1003px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 988px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 973px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 1018px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 1003px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 988px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 973px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 1003px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 988px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 973px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 1003px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 988px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 973px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 1003px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 988px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 973px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 973px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 310px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 506px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y694 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 749px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 779px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 764px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 749px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 793px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 779px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 764px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 749px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 793px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 779px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 764px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 749px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 779px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 764px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 749px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 779px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 764px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 749px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 749px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 718px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 718px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 718px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 718px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 718px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 704px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 704px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 704px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 659px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 659px; z-index: 15;\">9</div>\n<div class=\"t m0 x235 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 659px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 659px; z-index: 15;\">3</div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 659px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 644px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 327px; bottom: 644px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 629px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 315px; bottom: 629px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 629px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 629px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 yb68 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 608px; bottom: 629px; z-index: 15;\">8</div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 629px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 629px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d75 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d76 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d77 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d\u00e9<span class=\"_ _0\"></span>sign\u00e9s<span class=\"_ _0\"></span> et \u00e9ligi<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y1d78 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme co<span class=\"_ _0\"></span>uverture de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9e<span class=\"_ _0\"></span>s au titre de</div>\n<div class=\"t m0 x6 h62 y1d79 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains ou<span class=\"_ _3\"></span> pertes non <span class=\"_ _3\"></span>r\u00e9alis\u00e9s en<span class=\"_ _3\"></span> Capitaux <span class=\"_ _3\"></span>propres. Tou<span class=\"_ _3\"></span>te inefficac<span class=\"_ _3\"></span>it\u00e9 de</div>\n<div class=\"t m0 x6 h62 y1d7a ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure est imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9e en<span class=\"ls0 ws0\"> </span>compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d7b ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d7c ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas conc<span class=\"_ _0\"></span>lut des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce qui pr\u00e9s<span class=\"_ _0\"></span>entent n<span class=\"_ _0\"></span>on seulem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y1d7d ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des \u00e9l\u00e9ment<span class=\"_ _3\"></span>s de garan<span class=\"_ _3\"></span>tie, mais \u00e9g<span class=\"_ _3\"></span>alement d\u2019au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s dont le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1d7e ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montants et <span class=\"_ _3\"></span>le calen<span class=\"_ _3\"></span>drier de d\u00e9<span class=\"_ _3\"></span>claration<span class=\"_ _3\"></span> et de pai<span class=\"_ _3\"></span>ement sont <span class=\"lsdc wse9\">laiss\u00e9s \u00e0 la </span></div>\n<div class=\"t m0 x1a h62 y1d7f ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">seule dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>n d\u2019Age<span class=\"_ _0\"></span>as. En f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> des dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>les et</div>\n<div class=\"t m0 x1a h62 y1d80 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9gales,<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions non r<span class=\"_ _0\"></span>\u00e9alis\u00e9es<span class=\"_ _0\"></span> de la juste va<span class=\"_ _0\"></span>leur des act<span class=\"_ _0\"></span>ifs li\u00e9s \u00e0</div>\n<div class=\"t m0 x1a h62 y1d81 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces contrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es, a<span class=\"_ _0\"></span>pr\u00e8s applic<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la comptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 y1d82 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">reflet, c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> p<span class=\"lsde wsfa\">ropres revenant au<span class=\"_ _3\"></span>x actionnaires, au t<span class=\"_ _3\"></span>itre </span></div>\n<div class=\"t m0 x1a h62 y1d83 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9l\u00e9m<span class=\"_ _0\"></span>ent de parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re et de gains<span class=\"_ _0\"></span> et pertes n<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1d84 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"_ _0\"></span> porta<span class=\"_ _0\"></span>nt sur de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements di<span class=\"_ _0\"></span>sponi<span class=\"_ _0\"></span>bles \u00e0 la v<span class=\"_ _0\"></span>ente.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 477px; height: 629px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 477px; height: 629px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 477px; height: 629px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns de gains et p<span class=\"_ _0\"></span>ertes non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s te<span class=\"_ _0\"></span>ls qu\u2019incl<span class=\"_ _0\"></span>us dans les <span class=\"lsde wseb\">C<span class=\"_ _0\"></span>apitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux actionna<span class=\"_ _3\"></span>ires se p<span class=\"_ _3\"></span>r\u00e9sentent com<span class=\"_ _3\"></span>me suit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1050px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 394px; bottom: 1035px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 400px; bottom: 1020px; z-index: 15;\">\u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y697 ff2de fs45 fce sc0 lse3 wsf1\" style=\"left: 454px; bottom: 1065px; z-index: 15;\">Reclass\u00e9s co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 481px; bottom: 1050px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 465px; bottom: 1035px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 485px; bottom: 1020px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y697 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 1050px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2de fs45 fce sc0 lse3 wsf2\" style=\"left: 577px; bottom: 1035px; z-index: 15;\">associ\u00e9es <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff2de fs45 fce sc0 ls106 ws126\" style=\"left: 553px; bottom: 1020px; z-index: 15;\">et <span class=\"lse0 wsed\">coentreprises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff2de fs45 fce sc0 lse0 wsf0\" style=\"left: 667px; bottom: 1035px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 668px; bottom: 1020px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6a0 ff2de fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1020px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Acquisitions et cessions de<span class=\"_ _0\"></span>s participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 886px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y697 ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 692px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 763px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Acquisitions et cessions d'e<span class=\"_ _0\"></span>ntreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la <span class=\"wsf0\">mise en \u00e9quivalen<span class=\"_ _0\"></span>ce<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 708px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 692px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d96 ff2e1 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d97 ff2e1 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Capacit\u00e9 de dividende <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h62 y1d98 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas s<span class=\"_ _0\"></span>ont soum<span class=\"_ _0\"></span>ises \u00e0 d<span class=\"_ _0\"></span>es rest<span class=\"_ _0\"></span>rictio<span class=\"_ _0\"></span>ns l\u00e9gale<span class=\"_ _0\"></span>s en ce q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 y1d99 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt des divid<span class=\"_ _0\"></span>endes qu\u2019<span class=\"_ _0\"></span>elles peuv<span class=\"_ _0\"></span>ent attri<span class=\"_ _0\"></span>buer \u00e0 leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x6 h62 y1d9a ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">actionnaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d9b ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d9c ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En vertu <span class=\"_ _0\"></span>du Code<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">des</span> </span><span class=\"wse9\">soci\u00e9t<span class=\"_ _0\"></span>\u00e9s belge<span class=\"_ _0\"></span>, 5<span class=\"ls0 ws0\"> </span>% du b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e net annue<span class=\"_ _0\"></span>l de la </span></div>\n<div class=\"t m0 x6 h62 y1d9d ff2de fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">soci\u00e9<span class=\"_ _3\"></span><span class=\"lsdc\">t\u00e9 doit \u00eat<span class=\"_ _0\"></span>re affec<span class=\"_ _0\"></span>t\u00e9 \u00e0 la r<span class=\"_ _0\"></span>\u00e9serve l<span class=\"_ _0\"></span>\u00e9gale j<span class=\"_ _0\"></span>usqu\u2019\u00e0 c<span class=\"_ _0\"></span>e qu\u2019el<span class=\"_ _0\"></span>le atte<span class=\"_ _0\"></span>igne </span></div>\n<div class=\"t m0 x6 h62 y1d9e ff2de fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">10<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% du capita<span class=\"_ _0\"></span>l social. L<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 ne pe<span class=\"_ _0\"></span>ut pas dava<span class=\"_ _0\"></span>ntage pay<span class=\"_ _0\"></span>er de </span></div>\n<div class=\"t m0 x6 h62 y1d9f ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de si l\u2019acti<span class=\"_ _0\"></span>f net de la soci<span class=\"_ _0\"></span>\u00e9t\u00e9 tombe,<span class=\"_ _0\"></span> ou tombait<span class=\"_ _0\"></span> \u00e0 la suite de ce</div>\n<div class=\"t m0 x6 h62 y1da0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de, en de\u00e7<span class=\"_ _0\"></span>\u00e0 d'un monta<span class=\"_ _0\"></span>nt \u00e9gal \u00e0 la so<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">du capital <span class=\"_ _3\"></span>lib\u00e9r\u00e9 et </span></span></div>\n<div class=\"t m0 x6 h62 y1da1 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des r\u00e9serves ind<span class=\"_ _3\"></span>isponibles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1da3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mati\u00e8r<span class=\"_ _0\"></span>e de dividen<span class=\"_ _0\"></span>des, les fi<span class=\"_ _0\"></span>liales et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es asso<span class=\"_ _0\"></span>ci\u00e9es sont</div>\n<div class=\"t m0 x6 h62 y1da4 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement s<span class=\"_ _3\"></span>oumises \u00e0 de<span class=\"_ _3\"></span>s restrictions <span class=\"_ _3\"></span>d\u00e9coulant<span class=\"_ _3\"></span> de normes</div>\n<div class=\"t m0 x6 h62 y1da5 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ad\u00e9quation <span class=\"_ _3\"></span>des capitaux<span class=\"_ _3\"></span> propres e<span class=\"_ _3\"></span>t de sol<span class=\"_ _3\"></span>vabilit\u00e9 impos\u00e9e<span class=\"_ _3\"></span>s par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1da6 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organes d<span class=\"lsdc wse9\">e contr\u00f4le loc<span class=\"_ _0\"></span>aux dans les<span class=\"_ _0\"></span> pays o\u00f9 ces fi<span class=\"_ _0\"></span>liales so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>es, </span></div>\n<div class=\"t m0 x6 h62 y1da7 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et de conv<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>ns d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res. Da<span class=\"_ _0\"></span>ns certa<span class=\"_ _0\"></span>ins cas, <span class=\"_ _0\"></span>un cons<span class=\"_ _0\"></span>ensus e<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y1da8 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires es<span class=\"_ _3\"></span>t requis pour qu\u2019un<span class=\"_ _3\"></span> dividende soi<span class=\"_ _3\"></span>t d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da9 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1daa ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre, les con<span class=\"_ _3\"></span>ventions d\u2019actionn<span class=\"_ _3\"></span>aires (concernan<span class=\"_ _3\"></span>t des par<span class=\"lsdc wse9\">ties qui </span></div>\n<div class=\"t m0 x6 h62 y1dab ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion ne donn<span class=\"_ _0\"></span>ant pas le cont<span class=\"_ _0\"></span>r\u00f4le d<span class=\"_ _0\"></span>ans des fili<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y1dac ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas) pe<span class=\"_ _3\"></span>uvent inclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y1dad ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses sp\u00e9c<span class=\"_ _0\"></span>ifiques su<span class=\"_ _0\"></span>r les droit<span class=\"_ _0\"></span>s de vote ou la dis<span class=\"_ _0\"></span>tribut<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x5c h62 y1dae ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1daf ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 y1db0 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9g<span class=\"_ _0\"></span>ocier l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons avant<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain temps<span class=\"_ _0\"></span> ou sans</div>\n<div class=\"t m0 x133 h62 y1db1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approbat<span class=\"_ _0\"></span>ion pr\u00e9<span class=\"_ _0\"></span>alable de to<span class=\"_ _0\"></span>utes les part<span class=\"_ _0\"></span>ies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db2 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 d\u2019aut<span class=\"_ _0\"></span>res partie<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x133 h62 y1db3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convent<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, y comp<span class=\"_ _0\"></span>ris la m\u00e9tho<span class=\"_ _0\"></span>de de calc<span class=\"_ _0\"></span>ul <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x133 h62 y1db4 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e utilis\u00e9e po<span class=\"_ _0\"></span>ur valori<span class=\"_ _0\"></span>ser les act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db5 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9ress<span class=\"_ _0\"></span>ement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 y1db6 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 y1db7 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db8 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span>concurre<span class=\"_ _0\"></span>nce li\u00e9es \u00e0 la v<span class=\"_ _0\"></span>ente de </span></span></div>\n<div class=\"t m0 x6a h62 y1db9 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dba ff2de fs43 fc28 sc0 lsde wseb\" style=\"z-index: 15;\">Dividende pro<span class=\"_ _3\"></span>pos\u00e9 pour 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dbb ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Vu la pos<span class=\"_ _0\"></span>ition d<span class=\"_ _0\"></span>e fonds p<span class=\"_ _0\"></span>ropres t<span class=\"_ _0\"></span>oujou<span class=\"_ _0\"></span>rs solide,<span class=\"_ _0\"></span> le Co<span class=\"_ _0\"></span>nseil</div>\n<div class=\"t m0 x1a h62 y1dbc ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on propos<span class=\"_ _0\"></span>e pour app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>n lors de l\u2019ass<span class=\"_ _0\"></span>embl\u00e9e g<span class=\"_ _0\"></span>\u00e9n\u00e9rale</div>\n<div class=\"t m0 x1a h62 y1dbd ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des actio<span class=\"wsea\">nnaire<span class=\"_ _3\"></span>s, </span>un divi<span class=\"_ _3\"></span>dende final d\u2019E<span class=\"_ _3\"></span>UR <span class=\"wsea\">1,50<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">par action ven<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x1a h62 y1dbe ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019ajout<span class=\"_ _0\"></span>er \u00e0 l\u2019acom<span class=\"_ _0\"></span>pte sur divi<span class=\"_ _0\"></span>dende d\u2019<span class=\"_ _0\"></span>EUR 1,50 ve<span class=\"_ _0\"></span>rs\u00e9 en octob<span class=\"_ _0\"></span>re 2022.</div>\n<div class=\"t m0 x1a h62 y1dbf ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cela porte le di<span class=\"_ _3\"></span>vidende total<span class=\"_ _3\"></span> sur <span class=\"wsea\">2022<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 EU<span class=\"_ _3\"></span>R 3,00 par<span class=\"_ _3\"></span> action, u<span class=\"_ _3\"></span>ne </span></span></div>\n<div class=\"t m0 x1a h62 y1dc0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hausse de 9 % pa<span class=\"_ _0\"></span>r rapport \u00e0 l\u2019<span class=\"_ _0\"></span>ann\u00e9e pa<span class=\"_ _0\"></span>ss\u00e9e, po<span class=\"_ _0\"></span>ur un montant<span class=\"_ _0\"></span> d\u2019E<span class=\"ls102 ws11d\">UR </span></div>\n<div class=\"t m0 x1a h62 y1dc1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">541 milli<span class=\"_ _0\"></span>ons de paiem<span class=\"_ _0\"></span>ent de divi<span class=\"_ _0\"></span>dendes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 414px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 241px; height: 865px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 241px; height: 865px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Rendement sur capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas calc<span class=\"_ _0\"></span>ule le re<span class=\"_ _0\"></span>ndement su<span class=\"_ _0\"></span>r capita<span class=\"_ _0\"></span>ux propres e<span class=\"_ _0\"></span>n se fonda<span class=\"_ _0\"></span>nt sur un r\u00e9su<span class=\"_ _0\"></span>ltat sur 12 m<span class=\"_ _0\"></span>ois annua<span class=\"_ _0\"></span>lis\u00e9 et la moy<span class=\"_ _0\"></span>enne nett<span class=\"_ _0\"></span>e des c<span class=\"lsde wsfa\">apitaux propres au d\u00e9b<span class=\"_ _3\"></span>ut </span></div>\n<div class=\"t m0 x6 h62 y837 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et \u00e0 la fin de la p\u00e9r<span class=\"_ _0\"></span>iode<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y876 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement sur capitaux p<span class=\"_ _0\"></span>ropres assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(hors profits et pertes latents)</span> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1dc7 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1dc8 ff2e6 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">B\u00e9n\u00e9fice par <span class=\"_ _3\"></span>action <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dc9 ff2e4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant d\u00e9ta<span class=\"_ _0\"></span>ille le c<span class=\"_ _0\"></span>alcul <span class=\"_ _0\"></span>du r\u00e9sult<span class=\"_ _0\"></span>at par ac<span class=\"_ _0\"></span>tion.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dca ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h68 y69b ff2e7 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2e8 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 800px; z-index: 15;\">R\u00e9sul<span class=\"_ _3\"></span>tat n<span class=\"_ _3\"></span>et reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x <span class=\"lse0 wsed\">actionnaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 607px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre moyen pond\u00e9r\u00e9 d'a<span class=\"_ _0\"></span>ctions ordinaires pour le <span class=\"_ _0\"></span>b\u00e9n\u00e9fice de base pa<span class=\"_ _0\"></span>r action (en milliers)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Ajustements pour<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">- <span class=\"_ _3\"></span><span class=\"lse0 wsee\">actions \u00e0 cessibilit\u00e9<span class=\"_ _0\"></span> restreinte (en milliers) p<span class=\"_ _0\"></span>otentiellement attribuables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2e8 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Nombre<span class=\"_ _0\"></span> moyen p<span class=\"_ _0\"></span>ond\u00e9r<span class=\"_ _0\"></span>\u00e9 d'act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>dinair<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2e8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1\">pour le b\u00e9<span class=\"_ _0\"></span>n\u00e9fice<span class=\"_ _0\"></span> dilu\u00e9<span class=\"_ _0\"></span> par a<span class=\"_ _0\"></span>ction<span class=\"_ _0\"></span> (en m<span class=\"_ _0\"></span>illier<span class=\"_ _0\"></span>s)<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x43 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 765px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">R\u00e9sultat de base par action (en euros par action)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">R\u00e9sultat dilu\u00e9 par ac<span class=\"_ _0\"></span>tion (en euros par action)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y196f ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd7 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd8 ff2e4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ne donnant <span class=\"_ _3\"></span>pas de d<span class=\"_ _3\"></span>roit au d<span class=\"_ _3\"></span>ividende ni<span class=\"_ _3\"></span> de droit<span class=\"_ _3\"></span> de vote, le<span class=\"_ _3\"></span>s actions</div>\n<div class=\"t m0 x6 h62 y1dd9 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas li\u00e9<span class=\"_ _0\"></span>es aux FRES<span class=\"_ _0\"></span>H ont \u00e9t\u00e9 excl<span class=\"_ _0\"></span>ues du calc<span class=\"_ _0\"></span>ul du r\u00e9sult<span class=\"_ _0\"></span>at par acti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dda ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ddb ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actio<span class=\"_ _0\"></span>ns Ageas \u00e9m<span class=\"_ _0\"></span>ises dans l<span class=\"_ _0\"></span>e cadre des CA<span class=\"_ _0\"></span>SHES sont<span class=\"_ _0\"></span> inclus<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1ddc ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>d<span class=\"lsde wseb\">inaires bien<span class=\"_ _3\"></span> qu\u2019elles<span class=\"_ _3\"></span> ne donnent<span class=\"_ _3\"></span> pas de dro<span class=\"_ _3\"></span>it au </span></div>\n<div class=\"t m0 x1a h62 y1ddd ff2e4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dividende ni de<span class=\"_ _3\"></span> droit de vote.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 577px; height: 342px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 577px; height: 529px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 577px; height: 529px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag347": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Cap<span class=\"_ _3\"></span>ita<span class=\"_ _3\"></span>ux propres re<span class=\"_ _0\"></span>v<span class=\"_ _1\"></span>en<span class=\"_ _3\"></span>ant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">aux actionna<span class=\"_ _3\"></span>ires</div>\n<div class=\"t m0 x6 h75 y1a2b ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant pr\u00e9sent<span class=\"_ _0\"></span>e la</div>\n<div class=\"t m0 x6 h75 y1a2c ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">composition des capitaux prop<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h75 y1a2d ff2cd fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">revenant aux actionnaires<span class=\"_ _0\"></span> au 31</div>\n<div class=\"t m0 x6 h75 y1a2e ff2cd fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">d\u00e9cembre 2022. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1b60 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1b61 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div id=\"fs_D596F2VW7400000000000000000000\">\n<div class=\"t m0 x184 h65 y1a33 ff2cb fs45 fce sc0 lse4 ws15e\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Capital souscrit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6a0 ff2cb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Actions ordinaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">1.502<span class=\"ls0 ws0\"> </span></div>\n<div style=\"; bottom: 771px; z-index: 15;\">R\u00e9serve d\n\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">e primes d\u2019\u00e9<span class=\"_ _0\"></span>mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres r\u00e9serves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">\u00c9carts de conversion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 727px; z-index: 15;\">R\u00e9sultat net revenant aux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Gains et pertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2ce fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Capit<span class=\"_ _3\"></span>aux p<span class=\"_ _3\"></span>ropr<span class=\"_ _3\"></span>es reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x acti<span class=\"_ _3\"></span>onnai<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y699 ff2ce fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 324px; bottom: 687px; height: 139px; width: 479px; z-index: 4;\"><br/></div>\n\n</div>\n</div>\n<div class=\"t m0 x21b h7d y1d1f ff2cf fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h7d y1d20 ff2cf fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Actions \u00e9mises et nombre potentiel d\u2019actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d21 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Dans la mes<span class=\"_ _0\"></span>ure perm<span class=\"_ _0\"></span>ise par les r\u00e8<span class=\"_ _0\"></span>gles et r\u00e9g<span class=\"_ _0\"></span>lementat<span class=\"_ _0\"></span>ions,<span class=\"_ _0\"></span> et dans l\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat de la Soc<span class=\"_ _0\"></span>i\u00e9t\u00e9, le Con<span class=\"_ _0\"></span>seil</div>\n<div class=\"t m0 x21b h62 y1d22 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on d\u2019Age<span class=\"_ _0\"></span>as a \u00e9t\u00e9 autor<span class=\"_ _0\"></span>is\u00e9, pour un<span class=\"_ _0\"></span>e p\u00e9riode d<span class=\"_ _0\"></span>e trois ans (2<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\">22-<span class=\"lsde wsfa\">20<span class=\"_ _3\"></span>24) par</span> <span class=\"lsfe ws11a\">l\u2019A<span class=\"_ _3\"></span>ssembl\u00e9e<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x21b h62 y1d23 ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">G\u00e9n\u00e9rale de<span class=\"_ _3\"></span>s Actionnaire<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">qui s\u2019est te<span class=\"_ _0\"></span>nue le 18 mai 20<span class=\"_ _0\"></span><span class=\"ls0 ws0\">2<span class=\"lsdc wse9\">2, \u00e0 augmenter l<span class=\"_ _0\"></span>e capital s<span class=\"_ _0\"></span>ocial d\u2019u<span class=\"_ _0\"></span>n </span></span></span></div>\n<div class=\"t m0 x21b h62 y1d24 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> maximum d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> 1</span><span class=\"wse8\">50<span class=\"lsf8 ws111\">.00<span class=\"lsde wsfa\">0.000 \u00e0 de<span class=\"_ _3\"></span>s fins g\u00e9n\u00e9rale<span class=\"_ _3\"></span>s. <span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1d25 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d26 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Appliq<span class=\"_ _0\"></span>u\u00e9e \u00e0 une val<span class=\"_ _0\"></span>eur fract<span class=\"_ _0\"></span>ionnell<span class=\"_ _0\"></span>e d\u2019EUR 7,92,<span class=\"_ _0\"></span> cette aut<span class=\"_ _0\"></span>orisati<span class=\"_ _0\"></span>on perme<span class=\"_ _0\"></span>t l\u2019\u00e9miss<span class=\"_ _0\"></span>ion d\u2019un m<span class=\"_ _0\"></span>aximum</div>\n<div class=\"t m0 x21b h62 y1d27 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 18.950.<span class=\"_ _0\"></span>000 d\u2019ac<span class=\"_ _0\"></span>tions rep<span class=\"_ _0\"></span>r\u00e9sent<span class=\"_ _0\"></span>ant envi<span class=\"_ _0\"></span>ron 10<span class=\"ls0 ws0\"> </span>% du capit<span class=\"_ _0\"></span>al social t<span class=\"_ _0\"></span>otal actu<span class=\"_ _0\"></span>el de la Soci\u00e9t<span class=\"_ _0\"></span>\u00e9. Cett<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y1d28 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>ation pe<span class=\"_ _0\"></span>rmet \u00e9gale<span class=\"_ _0\"></span><span class=\"wseb\">ment \u00e0 <span class=\"_ _0\"></span>la Soci\u00e9t<span class=\"_ _0\"></span>\u00e9 de r\u00e9<span class=\"_ _0\"></span>pondre \u00e0 s<span class=\"_ _0\"></span>es obli<span class=\"_ _0\"></span>gations <span class=\"_ _0\"></span>prises <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de </span></div>\n<div class=\"t m0 x21b h62 y1d29 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019\u00e9miss<span class=\"_ _0\"></span>ion de cert<span class=\"_ _0\"></span>ains inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs. <span class=\"lsde wsfa\">Des actions peuvent \u00e9gal<span class=\"_ _3\"></span>ement \u00eatre \u00e9mi<span class=\"_ _3\"></span>ses en raison </span></div>\n<div class=\"t m0 x21b h62 y1d2a ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de la m\u00e9thod<span class=\"_ _0\"></span>e dite \u00ab<span class=\"ls0 ws0\"> </span>M\u00e9th<span class=\"_ _0\"></span>ode altern<span class=\"_ _0\"></span>ative de pa<span class=\"_ _0\"></span>iement de<span class=\"_ _0\"></span>s coupons<span class=\"ls0 ws0\"> </span>\u00bb (<span class=\"ff2d0 ls0 ws0\">\u00ab<span class=\"ff2cb\"> <span class=\"lsde wseb\">alternative cou</span></span></span><span class=\"wse8\">pon </span></div>\n<div class=\"t m0 x21b h62 y1d2b ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">settlem<span class=\"_ _0\"></span>ent metho<span class=\"_ _0\"></span>d<span class=\"ls0 ws0\"> <span class=\"ff2d0\">\u00bb</span></span>, ACSM), incl<span class=\"_ _0\"></span>use dans ce<span class=\"_ _0\"></span>rtains ins<span class=\"_ _0\"></span>trume<span class=\"_ _0\"></span>nts fina<span class=\"_ _0\"></span>nciers hy<span class=\"_ _0\"></span>brides (p<span class=\"_ _0\"></span>our plus de</div>\n<div class=\"t m0 x21b h62 y1d2c ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u00e9tails consul<span class=\"_ _3\"></span>ter la note<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">43 <span class=\"ff2d0 ls0 ws0\">\u00ab<span class=\"_ _3\"></span><span class=\"ff2cb\"> <span class=\"lsdc wse9\">Passifs \u00e9v<span class=\"_ _0\"></span>entuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"ff2d0\">\u00bb</span> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">et la note 20 </span><span class=\"ff2d0\">\u00ab</span> <span class=\"lsde wsfa\">Dettes subordonn\u00e9<span class=\"_ _3\"></span>es</span> <span class=\"ff2d0\">\u00bb</span><span class=\"lsf0 ws104\">). <span class=\"_ _3\"></span></span> </span></span></span></span></span></div>\n\n<div class=\"t m0 x21b h62 y1d2d ff2cb fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d2e ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s propres s<span class=\"_ _3\"></span>ont des <span class=\"_ _3\"></span>actions \u00e9mise<span class=\"_ _3\"></span>s ordi<span class=\"lsdc wse9\">naires qui ont<span class=\"_ _0\"></span> \u00e9t\u00e9 rachet<span class=\"_ _0\"></span>\u00e9es par Age<span class=\"_ _0\"></span>as. Les act<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x21b h62 y1d2f ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont d\u00e9dui<span class=\"_ _3\"></span>tes des cap<span class=\"_ _3\"></span>itaux propre<span class=\"_ _3\"></span>s et comp<span class=\"_ _3\"></span>tabilis\u00e9es dan<span class=\"_ _3\"></span>s les Autre<span class=\"_ _3\"></span>s r\u00e9serves.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d30 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d31 ff2cb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le nomb<span class=\"_ _0\"></span>re total d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>ns prop<span class=\"_ _0\"></span>res (6,<span class=\"_ _0\"></span>1 millio<span class=\"_ _0\"></span>ns) est c<span class=\"_ _0\"></span>onstitu<span class=\"_ _0\"></span>\u00e9 d\u2019act<span class=\"_ _0\"></span>ions d\u00e9t<span class=\"_ _0\"></span>enues <span class=\"_ _0\"></span>au titre <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x21b h62 y1d32 ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019instrumen<span class=\"_ _3\"></span>t FRESH (<span class=\"lsf8 ws111\">1,2<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">milli</span></span></span><span class=\"wseb\">ons, voir note<span class=\"_ _3\"></span> 20.1), des<span class=\"_ _3\"></span> actions <span class=\"_ _3\"></span>sous<span class=\"ls0 ws0\">-</span></span>jacentes au<span class=\"_ _3\"></span>x titres FRESH</div>\n<div class=\"t m0 x21b h62 y1d33 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9s (2,8 mill<span class=\"_ _0\"></span>ions, voi<span class=\"_ _0\"></span>r note 20.<span class=\"_ _0\"></span>1) et d\u2019actio<span class=\"_ _0\"></span>ns d\u00e9ten<span class=\"_ _0\"></span>ues dans le c<span class=\"_ _0\"></span>adre du pro<span class=\"_ _0\"></span>gramme de r<span class=\"_ _0\"></span>achat</div>\n<div class=\"t m0 x21b h62 y1d34 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns (2,1 mil<span class=\"_ _0\"></span>lions), do<span class=\"_ _0\"></span>nt 0,1 mil<span class=\"_ _0\"></span>lion d\u2019act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> utilis\u00e9es<span class=\"_ _0\"></span> pour le pr<span class=\"_ _0\"></span>ogramme d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x21b h62 y1d35 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cessibi<span class=\"_ _0\"></span>lit\u00e9 restr<span class=\"_ _0\"></span>einte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 262px; height: 146px; width: 487px; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 261px; height: 700px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2d2 fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Programme de<span class=\"_ _3\"></span> rachat d\u2019<span class=\"_ _3\"></span>actions 2021<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">202<span class=\"ls0 ws0\">2 </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 11 ao\u00fbt 202<span class=\"_ _0\"></span>1, Ageas a a<span class=\"_ _0\"></span>nnonc\u00e9 un<span class=\"_ _0\"></span> nouveau prog<span class=\"_ _0\"></span>ramme de rac<span class=\"_ _0\"></span>hat</div>\n<div class=\"t m0 x6 h62 y8b3 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns en vigue<span class=\"_ _0\"></span>ur du 1</div>\n<div class=\"t m0 xa3 h76 y8b4 ff2d2 fs4a fc15 sc0 ls103 ws11e\" style=\"z-index: 15;\">er</div>\n<div class=\"t m0 x2f6 h62 y8b5 ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> <span class=\"lsdc wseb\">septemb<span class=\"_ _0\"></span>re 202<span class=\"_ _0\"></span>1 au 29 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>22 pour <span class=\"_ _0\"></span>un </span></div>\n<div class=\"t m0 x6 h62 y8b6 ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>150 millions<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b7 ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b8 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L\u2019Assembl\u00e9e G<span class=\"_ _3\"></span>\u00e9n\u00e9rale extrao<span class=\"_ _3\"></span>rdinaire d<span class=\"_ _3\"></span>es Actionnai<span class=\"_ _3\"></span>res d\u2019Ageas SA<span class=\"_ _3\"></span>/NV</div>\n<div class=\"t m0 x6 h62 y8b9 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du 18 mai <span class=\"lsde wsea\">202</span>2 a appr<span class=\"_ _0\"></span>ouv\u00e9 l\u2019an<span class=\"_ _0\"></span>nulation d<span class=\"_ _0\"></span>e 1.301.<span class=\"_ _0\"></span>941 acti<span class=\"_ _0\"></span>ons. En</div>\n<div class=\"t m0 x6 h62 y8ba ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9qu<span class=\"_ _0\"></span>ence, le n<span class=\"_ _0\"></span>ombre tot<span class=\"_ _0\"></span>al d\u2019acti<span class=\"_ _0\"></span>ons en circ<span class=\"_ _0\"></span>ulatio<span class=\"lsde wsfa\">n est r\u00e9duit \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y8bb ff2d2 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">189.731.<span class=\"_ _0\"></span>187.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d38 ff2d2 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Program<span class=\"_ _0\"></span>me d\u2019act<span class=\"_ _0\"></span>ions \u00e0 cess<span class=\"_ _0\"></span>ibilit\u00e9 res<span class=\"_ _0\"></span>treint<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1d39 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas a <span class=\"_ _3\"></span>cr\u00e9\u00e9 des p<span class=\"_ _3\"></span>rogrammes d\u2019ac<span class=\"_ _3\"></span>tions \u00e0 c<span class=\"_ _3\"></span>essibilit\u00e9 res<span class=\"_ _3\"></span>treinte pour<span class=\"_ _3\"></span> les</div>\n<div class=\"t m0 x1a h62 y1d3a ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">membres d<span class=\"_ _0\"></span>e l\u2019Exec<span class=\"_ _0\"></span>utive and M<span class=\"_ _0\"></span>anagem<span class=\"_ _0\"></span>ent Commi<span class=\"_ _0\"></span>ttee (voi<span class=\"_ _0\"></span>r aussi not<span class=\"_ _0\"></span>e 6</div>\n<div class=\"t m0 x1a h62 y1d3b ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">point 6.<span class=\"_ _0\"></span>2 <span class=\"ff2d4 ls0 ws0\">\u00ab<span class=\"ff2d2\"> </span></span><span class=\"lsde\">Plans<span class=\"_ _3\"></span> d\u2019options <span class=\"_ _3\"></span>sur actions de<span class=\"_ _3\"></span>stin\u00e9s au <span class=\"_ _3\"></span>personnel e<span class=\"_ _3\"></span>t </span></div>\n<div class=\"t m0 x1a h62 y1d3c ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">programme de<span class=\"_ _3\"></span> r\u00e9mun\u00e9rations<span class=\"_ _3\"></span> en actions<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"ff2d4\">\u00bb</span><span class=\"lsdc wse8\">).</span> </span></div>\n<div class=\"t m0 x1a h62 y1d3d ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h7d y10d7 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d3e ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Actions en circulation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2d2 fs45 fce sc0 lse4 ws15e\" style=\"left: 69px; bottom: 861px; z-index: 15;\">En milliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 876px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 537px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69d ff2d2 fs45 fce sc0 lse2 wsf1\" style=\"left: 539px; bottom: 861px; z-index: 15;\">\u00e9mis<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 652px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69d ff2d2 fs45 fce sc0 lse0 wsed\" style=\"left: 652px; bottom: 861px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y69b ff2d2 fs45 fce sc0 lse5 wsf4\" style=\"left: 767px; bottom: 876px; z-index: 15;\">Acti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff2d2 fs45 fce sc0 lse0 wsee\" style=\"left: 744px; bottom: 861px; z-index: 15;\">en circulation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 566px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69b ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 681px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h68 y69b ff2d6 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 846px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 831px; z-index: 15;\">Nombre d\u2019actions au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 831px; z-index: 15;\">194.553<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 831px; z-index: 15;\">(7.591)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y69d ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 831px; z-index: 15;\">186.962<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 816px; z-index: 15;\">Annulation d'actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 538px; bottom: 816px; z-index: 15;\">(3.520)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6cb ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 816px; z-index: 15;\">3.520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6cb ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Solde des actions ach<span class=\"_ _0\"></span>et\u00e9es/vendues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68a ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 801px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 801px; z-index: 15;\">(1.297)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Utilis\u00e9es pour les plan<span class=\"_ _0\"></span>s d\u2019actions destin\u00e9s \u00e0 la di<span class=\"_ _0\"></span>rection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68c ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 786px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68c ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre d\u2019actions au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 771px; z-index: 15;\">191.033<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 771px; z-index: 15;\">(5.296)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y691 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 771px; z-index: 15;\">185.737<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Annulation d'actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 538px; bottom: 756px; z-index: 15;\">(1.302)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6a6 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 756px; z-index: 15;\">1.302<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 742px; z-index: 15;\">Solde des actions ach<span class=\"_ _0\"></span>et\u00e9es/vendues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y691 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 742px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 653px; bottom: 742px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 742px; z-index: 15;\">(2.152)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Utilis\u00e9es pour les plan<span class=\"_ _0\"></span>s d\u2019actions destin\u00e9s \u00e0 la di<span class=\"_ _0\"></span>rection<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 727px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff2d7 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Nombre d\u2019actions au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 534px; bottom: 712px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 653px; bottom: 712px; z-index: 15;\">(6.075)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y694 ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 712px; z-index: 15;\">183.656<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d4b ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d4c ff2d5 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Actions donnant le <span class=\"_ _3\"></span>droit de <span class=\"_ _3\"></span>vote et <span class=\"_ _3\"></span><span class=\"ls10f ws132\">droit<span class=\"_ _3\"></span> au<span class=\"_ _3\"></span> di<span class=\"_ _3\"></span>vide<span class=\"_ _3\"></span>nde<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1d4d ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2d2 fs45 fce sc0 lse4 ws15e\" style=\"left: 69px; bottom: 602px; z-index: 15;\">En milliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 602px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fce sc0 ls0 ws0\" style=\"left: 461px; bottom: 586px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6de ff2d7 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Nombre d'actions \u00e9mises a<span class=\"_ _0\"></span>u 31 d\u00e9cembre 2022<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x226 h67 y6de ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 571px; z-index: 15;\">189.731<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 556px; z-index: 15;\">Actions ne donnant ni <span class=\"_ _0\"></span>droit au dividende ni dr<span class=\"_ _0\"></span>oit de vote<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y697 ff2d2 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 556px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 542px; z-index: 15;\">Actions d\u00e9tenues par Ageas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 542px; z-index: 15;\">4.841<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Actions li\u00e9es aux FRESH<span class=\"_ _0\"></span> (voir note 20)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x102 h65 y69b ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 527px; z-index: 15;\">1.219<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Actions li\u00e9es <span class=\"wsf0\">aux CASHES (voir notes<span class=\"_ _0\"></span> 23 et 43)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x102 h65 y6a0 ff2d2 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 512px; z-index: 15;\">3.473<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2d7 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Actions donnant droit au di<span class=\"_ _3\"></span>vidende et au droit de vo<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x226 h67 y68c ff2d7 fs45 fce sc0 lse0 wsed\" style=\"left: 764px; bottom: 497px; z-index: 15;\">180.197<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d54 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d55 ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">\u00c9carts de conversion</div>\n<div class=\"t m0 x6 h62 y1d56 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9serve d<span class=\"_ _0\"></span>e conver<span class=\"_ _0\"></span>sion de devi<span class=\"_ _0\"></span>ses est un \u00e9<span class=\"_ _0\"></span>l\u00e9ment dis<span class=\"_ _0\"></span>tinct des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1d57 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux act<span class=\"_ _3\"></span>ionnaires dan<span class=\"_ _3\"></span>s lequel son<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y1d58 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> les \u00e9carts de c<span class=\"_ _0\"></span>onversi<span class=\"_ _0\"></span>on, r\u00e9su<span class=\"_ _0\"></span>ltant de la con<span class=\"_ _0\"></span>versi<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 y1d59 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats et de la d\u00e9te<span class=\"_ _0\"></span>ntion d\u2019act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s \u00e9trang\u00e8<span class=\"_ _0\"></span>res repri<span class=\"_ _0\"></span>ses dans les<span class=\"_ _0\"></span> \u00c9tats</div>\n<div class=\"t m0 x6 h62 y1d5a ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d5b ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d5c ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne cou<span class=\"_ _0\"></span>vre les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> nets dans des ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> n\u2019utilis<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y1d5d ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas l\u2019eu<span class=\"_ _0\"></span>ro comm<span class=\"_ _0\"></span>e monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e que si l<span class=\"_ _0\"></span>\u2019incid<span class=\"_ _0\"></span>ence de</div>\n<div class=\"t m0 x1a h62 y1d5e ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mouvements de cha<span class=\"_ _3\"></span>nge potentiels es<span class=\"_ _3\"></span>t consid\u00e9r\u00e9e comme<span class=\"_ _3\"></span> d\u00e9passant</div>\n<div class=\"t m0 x1a h62 y1d5f ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ris<span class=\"_ _0\"></span>que d\u2019Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 313px; height: 146px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 313px; height: 793px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2da fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2da fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Gains et pert<span class=\"_ _0\"></span>es non r\u00e9alis<span class=\"_ _0\"></span>\u00e9s inclus da<span class=\"ls10d ws130\">n<span class=\"_ _0\"></span>s les Capitaux p<span class=\"_ _3\"></span>ropres revenant aux actionnaires <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y836 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les gains <span class=\"_ _3\"></span>et pertes n<span class=\"_ _3\"></span>on r\u00e9alis\u00e9s<span class=\"_ _3\"></span> tels qu\u2019in<span class=\"_ _3\"></span>clus dans <span class=\"_ _3\"></span>les Capitaux<span class=\"_ _3\"></span> propres rev<span class=\"_ _3\"></span>enant aux a<span class=\"_ _3\"></span>ctionnaires <span class=\"_ _3\"></span>se pr\u00e9senten<span class=\"_ _3\"></span>t comme su<span class=\"_ _3\"></span>it.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 1003px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 988px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 973px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 1018px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 1003px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 988px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 973px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 1003px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 988px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 973px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 1003px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 988px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 973px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 1003px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 988px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 973px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 973px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 310px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 506px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y694 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 749px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 779px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 764px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 749px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 793px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 779px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 764px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 749px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 793px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 779px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 764px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 749px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 779px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 764px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 749px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 779px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 764px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 749px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 749px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 718px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 718px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 718px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 718px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 718px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 704px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 704px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 704px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 659px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 659px; z-index: 15;\">9</div>\n<div class=\"t m0 x235 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 659px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 659px; z-index: 15;\">3</div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 659px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 644px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 327px; bottom: 644px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 629px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 315px; bottom: 629px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 629px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 629px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 yb68 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 608px; bottom: 629px; z-index: 15;\">8</div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 629px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 629px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d75 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d76 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d77 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d\u00e9<span class=\"_ _0\"></span>sign\u00e9s<span class=\"_ _0\"></span> et \u00e9ligi<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y1d78 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme co<span class=\"_ _0\"></span>uverture de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9e<span class=\"_ _0\"></span>s au titre de</div>\n<div class=\"t m0 x6 h62 y1d79 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains ou<span class=\"_ _3\"></span> pertes non <span class=\"_ _3\"></span>r\u00e9alis\u00e9s en<span class=\"_ _3\"></span> Capitaux <span class=\"_ _3\"></span>propres. Tou<span class=\"_ _3\"></span>te inefficac<span class=\"_ _3\"></span>it\u00e9 de</div>\n<div class=\"t m0 x6 h62 y1d7a ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure est imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9e en<span class=\"ls0 ws0\"> </span>compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d7b ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d7c ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas conc<span class=\"_ _0\"></span>lut des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce qui pr\u00e9s<span class=\"_ _0\"></span>entent n<span class=\"_ _0\"></span>on seulem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y1d7d ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des \u00e9l\u00e9ment<span class=\"_ _3\"></span>s de garan<span class=\"_ _3\"></span>tie, mais \u00e9g<span class=\"_ _3\"></span>alement d\u2019au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s dont le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1d7e ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montants et <span class=\"_ _3\"></span>le calen<span class=\"_ _3\"></span>drier de d\u00e9<span class=\"_ _3\"></span>claration<span class=\"_ _3\"></span> et de pai<span class=\"_ _3\"></span>ement sont <span class=\"lsdc wse9\">laiss\u00e9s \u00e0 la </span></div>\n<div class=\"t m0 x1a h62 y1d7f ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">seule dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>n d\u2019Age<span class=\"_ _0\"></span>as. En f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> des dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>les et</div>\n<div class=\"t m0 x1a h62 y1d80 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9gales,<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions non r<span class=\"_ _0\"></span>\u00e9alis\u00e9es<span class=\"_ _0\"></span> de la juste va<span class=\"_ _0\"></span>leur des act<span class=\"_ _0\"></span>ifs li\u00e9s \u00e0</div>\n<div class=\"t m0 x1a h62 y1d81 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces contrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es, a<span class=\"_ _0\"></span>pr\u00e8s applic<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la comptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 y1d82 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">reflet, c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> p<span class=\"lsde wsfa\">ropres revenant au<span class=\"_ _3\"></span>x actionnaires, au t<span class=\"_ _3\"></span>itre </span></div>\n<div class=\"t m0 x1a h62 y1d83 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9l\u00e9m<span class=\"_ _0\"></span>ent de parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re et de gains<span class=\"_ _0\"></span> et pertes n<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1d84 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"_ _0\"></span> porta<span class=\"_ _0\"></span>nt sur de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements di<span class=\"_ _0\"></span>sponi<span class=\"_ _0\"></span>bles \u00e0 la v<span class=\"_ _0\"></span>ente.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 477px; height: 629px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 477px; height: 629px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns de gains et p<span class=\"_ _0\"></span>ertes non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s te<span class=\"_ _0\"></span>ls qu\u2019incl<span class=\"_ _0\"></span>us dans les <span class=\"lsde wseb\">C<span class=\"_ _0\"></span>apitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux actionna<span class=\"_ _3\"></span>ires se p<span class=\"_ _3\"></span>r\u00e9sentent com<span class=\"_ _3\"></span>me suit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1050px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 394px; bottom: 1035px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 400px; bottom: 1020px; z-index: 15;\">\u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y697 ff2de fs45 fce sc0 lse3 wsf1\" style=\"left: 454px; bottom: 1065px; z-index: 15;\">Reclass\u00e9s co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 481px; bottom: 1050px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 465px; bottom: 1035px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 485px; bottom: 1020px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y697 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 1050px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2de fs45 fce sc0 lse3 wsf2\" style=\"left: 577px; bottom: 1035px; z-index: 15;\">associ\u00e9es <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff2de fs45 fce sc0 ls106 ws126\" style=\"left: 553px; bottom: 1020px; z-index: 15;\">et <span class=\"lse0 wsed\">coentreprises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff2de fs45 fce sc0 lse0 wsf0\" style=\"left: 667px; bottom: 1035px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 668px; bottom: 1020px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6a0 ff2de fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1020px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Acquisitions et cessions de<span class=\"_ _0\"></span>s participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 886px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y697 ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 692px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 763px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Acquisitions et cessions d'e<span class=\"_ _0\"></span>ntreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la <span class=\"wsf0\">mise en \u00e9quivalen<span class=\"_ _0\"></span>ce<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 708px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 692px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d96 ff2e1 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d97 ff2e1 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Capacit\u00e9 de dividende <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h62 y1d98 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas s<span class=\"_ _0\"></span>ont soum<span class=\"_ _0\"></span>ises \u00e0 d<span class=\"_ _0\"></span>es rest<span class=\"_ _0\"></span>rictio<span class=\"_ _0\"></span>ns l\u00e9gale<span class=\"_ _0\"></span>s en ce q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 y1d99 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt des divid<span class=\"_ _0\"></span>endes qu\u2019<span class=\"_ _0\"></span>elles peuv<span class=\"_ _0\"></span>ent attri<span class=\"_ _0\"></span>buer \u00e0 leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x6 h62 y1d9a ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">actionnaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d9b ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d9c ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En vertu <span class=\"_ _0\"></span>du Code<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">des</span> </span><span class=\"wse9\">soci\u00e9t<span class=\"_ _0\"></span>\u00e9s belge<span class=\"_ _0\"></span>, 5<span class=\"ls0 ws0\"> </span>% du b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e net annue<span class=\"_ _0\"></span>l de la </span></div>\n<div class=\"t m0 x6 h62 y1d9d ff2de fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">soci\u00e9<span class=\"_ _3\"></span><span class=\"lsdc\">t\u00e9 doit \u00eat<span class=\"_ _0\"></span>re affec<span class=\"_ _0\"></span>t\u00e9 \u00e0 la r<span class=\"_ _0\"></span>\u00e9serve l<span class=\"_ _0\"></span>\u00e9gale j<span class=\"_ _0\"></span>usqu\u2019\u00e0 c<span class=\"_ _0\"></span>e qu\u2019el<span class=\"_ _0\"></span>le atte<span class=\"_ _0\"></span>igne </span></div>\n<div class=\"t m0 x6 h62 y1d9e ff2de fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">10<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% du capita<span class=\"_ _0\"></span>l social. L<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 ne pe<span class=\"_ _0\"></span>ut pas dava<span class=\"_ _0\"></span>ntage pay<span class=\"_ _0\"></span>er de </span></div>\n<div class=\"t m0 x6 h62 y1d9f ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de si l\u2019acti<span class=\"_ _0\"></span>f net de la soci<span class=\"_ _0\"></span>\u00e9t\u00e9 tombe,<span class=\"_ _0\"></span> ou tombait<span class=\"_ _0\"></span> \u00e0 la suite de ce</div>\n<div class=\"t m0 x6 h62 y1da0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de, en de\u00e7<span class=\"_ _0\"></span>\u00e0 d'un monta<span class=\"_ _0\"></span>nt \u00e9gal \u00e0 la so<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">du capital <span class=\"_ _3\"></span>lib\u00e9r\u00e9 et </span></span></div>\n<div class=\"t m0 x6 h62 y1da1 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des r\u00e9serves ind<span class=\"_ _3\"></span>isponibles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1da3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mati\u00e8r<span class=\"_ _0\"></span>e de dividen<span class=\"_ _0\"></span>des, les fi<span class=\"_ _0\"></span>liales et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es asso<span class=\"_ _0\"></span>ci\u00e9es sont</div>\n<div class=\"t m0 x6 h62 y1da4 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement s<span class=\"_ _3\"></span>oumises \u00e0 de<span class=\"_ _3\"></span>s restrictions <span class=\"_ _3\"></span>d\u00e9coulant<span class=\"_ _3\"></span> de normes</div>\n<div class=\"t m0 x6 h62 y1da5 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ad\u00e9quation <span class=\"_ _3\"></span>des capitaux<span class=\"_ _3\"></span> propres e<span class=\"_ _3\"></span>t de sol<span class=\"_ _3\"></span>vabilit\u00e9 impos\u00e9e<span class=\"_ _3\"></span>s par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1da6 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organes d<span class=\"lsdc wse9\">e contr\u00f4le loc<span class=\"_ _0\"></span>aux dans les<span class=\"_ _0\"></span> pays o\u00f9 ces fi<span class=\"_ _0\"></span>liales so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>es, </span></div>\n<div class=\"t m0 x6 h62 y1da7 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et de conv<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>ns d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res. Da<span class=\"_ _0\"></span>ns certa<span class=\"_ _0\"></span>ins cas, <span class=\"_ _0\"></span>un cons<span class=\"_ _0\"></span>ensus e<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y1da8 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires es<span class=\"_ _3\"></span>t requis pour qu\u2019un<span class=\"_ _3\"></span> dividende soi<span class=\"_ _3\"></span>t d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da9 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1daa ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre, les con<span class=\"_ _3\"></span>ventions d\u2019actionn<span class=\"_ _3\"></span>aires (concernan<span class=\"_ _3\"></span>t des par<span class=\"lsdc wse9\">ties qui </span></div>\n<div class=\"t m0 x6 h62 y1dab ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion ne donn<span class=\"_ _0\"></span>ant pas le cont<span class=\"_ _0\"></span>r\u00f4le d<span class=\"_ _0\"></span>ans des fili<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y1dac ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas) pe<span class=\"_ _3\"></span>uvent inclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y1dad ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses sp\u00e9c<span class=\"_ _0\"></span>ifiques su<span class=\"_ _0\"></span>r les droit<span class=\"_ _0\"></span>s de vote ou la dis<span class=\"_ _0\"></span>tribut<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x5c h62 y1dae ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1daf ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 y1db0 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9g<span class=\"_ _0\"></span>ocier l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons avant<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain temps<span class=\"_ _0\"></span> ou sans</div>\n<div class=\"t m0 x133 h62 y1db1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approbat<span class=\"_ _0\"></span>ion pr\u00e9<span class=\"_ _0\"></span>alable de to<span class=\"_ _0\"></span>utes les part<span class=\"_ _0\"></span>ies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db2 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 d\u2019aut<span class=\"_ _0\"></span>res partie<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x133 h62 y1db3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convent<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, y comp<span class=\"_ _0\"></span>ris la m\u00e9tho<span class=\"_ _0\"></span>de de calc<span class=\"_ _0\"></span>ul <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x133 h62 y1db4 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e utilis\u00e9e po<span class=\"_ _0\"></span>ur valori<span class=\"_ _0\"></span>ser les act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db5 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9ress<span class=\"_ _0\"></span>ement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 y1db6 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 y1db7 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db8 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span>concurre<span class=\"_ _0\"></span>nce li\u00e9es \u00e0 la v<span class=\"_ _0\"></span>ente de </span></span></div>\n<div class=\"t m0 x6a h62 y1db9 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dba ff2de fs43 fc28 sc0 lsde wseb\" style=\"z-index: 15;\">Dividende pro<span class=\"_ _3\"></span>pos\u00e9 pour 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dbb ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Vu la pos<span class=\"_ _0\"></span>ition d<span class=\"_ _0\"></span>e fonds p<span class=\"_ _0\"></span>ropres t<span class=\"_ _0\"></span>oujou<span class=\"_ _0\"></span>rs solide,<span class=\"_ _0\"></span> le Co<span class=\"_ _0\"></span>nseil</div>\n<div class=\"t m0 x1a h62 y1dbc ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on propos<span class=\"_ _0\"></span>e pour app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>n lors de l\u2019ass<span class=\"_ _0\"></span>embl\u00e9e g<span class=\"_ _0\"></span>\u00e9n\u00e9rale</div>\n<div class=\"t m0 x1a h62 y1dbd ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des actio<span class=\"wsea\">nnaire<span class=\"_ _3\"></span>s, </span>un divi<span class=\"_ _3\"></span>dende final d\u2019E<span class=\"_ _3\"></span>UR <span class=\"wsea\">1,50<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">par action ven<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x1a h62 y1dbe ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019ajout<span class=\"_ _0\"></span>er \u00e0 l\u2019acom<span class=\"_ _0\"></span>pte sur divi<span class=\"_ _0\"></span>dende d\u2019<span class=\"_ _0\"></span>EUR 1,50 ve<span class=\"_ _0\"></span>rs\u00e9 en octob<span class=\"_ _0\"></span>re 2022.</div>\n<div class=\"t m0 x1a h62 y1dbf ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cela porte le di<span class=\"_ _3\"></span>vidende total<span class=\"_ _3\"></span> sur <span class=\"wsea\">2022<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 EU<span class=\"_ _3\"></span>R 3,00 par<span class=\"_ _3\"></span> action, u<span class=\"_ _3\"></span>ne </span></span></div>\n<div class=\"t m0 x1a h62 y1dc0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hausse de 9 % pa<span class=\"_ _0\"></span>r rapport \u00e0 l\u2019<span class=\"_ _0\"></span>ann\u00e9e pa<span class=\"_ _0\"></span>ss\u00e9e, po<span class=\"_ _0\"></span>ur un montant<span class=\"_ _0\"></span> d\u2019E<span class=\"ls102 ws11d\">UR </span></div>\n<div class=\"t m0 x1a h62 y1dc1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">541 milli<span class=\"_ _0\"></span>ons de paiem<span class=\"_ _0\"></span>ent de divi<span class=\"_ _0\"></span>dendes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 414px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 241px; height: 865px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Rendement sur capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas calc<span class=\"_ _0\"></span>ule le re<span class=\"_ _0\"></span>ndement su<span class=\"_ _0\"></span>r capita<span class=\"_ _0\"></span>ux propres e<span class=\"_ _0\"></span>n se fonda<span class=\"_ _0\"></span>nt sur un r\u00e9su<span class=\"_ _0\"></span>ltat sur 12 m<span class=\"_ _0\"></span>ois annua<span class=\"_ _0\"></span>lis\u00e9 et la moy<span class=\"_ _0\"></span>enne nett<span class=\"_ _0\"></span>e des c<span class=\"lsde wsfa\">apitaux propres au d\u00e9b<span class=\"_ _3\"></span>ut </span></div>\n<div class=\"t m0 x6 h62 y837 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et \u00e0 la fin de la p\u00e9r<span class=\"_ _0\"></span>iode<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y876 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement sur capitaux p<span class=\"_ _0\"></span>ropres assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(hors profits et pertes latents)</span> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n\n\n<div class=\"t m0 x6 h7d y1dc7 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1dc8 ff2e6 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">B\u00e9n\u00e9fice par <span class=\"_ _3\"></span>action <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dc9 ff2e4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant d\u00e9ta<span class=\"_ _0\"></span>ille le c<span class=\"_ _0\"></span>alcul <span class=\"_ _0\"></span>du r\u00e9sult<span class=\"_ _0\"></span>at par ac<span class=\"_ _0\"></span>tion.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dca ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h68 y69b ff2e7 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2e8 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 800px; z-index: 15;\">R\u00e9sul<span class=\"_ _3\"></span>tat n<span class=\"_ _3\"></span>et reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x <span class=\"lse0 wsed\">actionnaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 607px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre moyen pond\u00e9r\u00e9 d'a<span class=\"_ _0\"></span>ctions ordinaires pour le <span class=\"_ _0\"></span>b\u00e9n\u00e9fice de base pa<span class=\"_ _0\"></span>r action (en milliers)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Ajustements pour<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">- <span class=\"_ _3\"></span><span class=\"lse0 wsee\">actions \u00e0 cessibilit\u00e9<span class=\"_ _0\"></span> restreinte (en milliers) p<span class=\"_ _0\"></span>otentiellement attribuables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2e8 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Nombre<span class=\"_ _0\"></span> moyen p<span class=\"_ _0\"></span>ond\u00e9r<span class=\"_ _0\"></span>\u00e9 d'act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>dinair<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2e8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1\">pour le b\u00e9<span class=\"_ _0\"></span>n\u00e9fice<span class=\"_ _0\"></span> dilu\u00e9<span class=\"_ _0\"></span> par a<span class=\"_ _0\"></span>ction<span class=\"_ _0\"></span> (en m<span class=\"_ _0\"></span>illier<span class=\"_ _0\"></span>s)<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x43 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 765px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">R\u00e9sultat de base par action (en euros par action)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">R\u00e9sultat dilu\u00e9 par ac<span class=\"_ _0\"></span>tion (en euros par action)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y196f ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd7 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd8 ff2e4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ne donnant <span class=\"_ _3\"></span>pas de d<span class=\"_ _3\"></span>roit au d<span class=\"_ _3\"></span>ividende ni<span class=\"_ _3\"></span> de droit<span class=\"_ _3\"></span> de vote, le<span class=\"_ _3\"></span>s actions</div>\n<div class=\"t m0 x6 h62 y1dd9 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas li\u00e9<span class=\"_ _0\"></span>es aux FRES<span class=\"_ _0\"></span>H ont \u00e9t\u00e9 excl<span class=\"_ _0\"></span>ues du calc<span class=\"_ _0\"></span>ul du r\u00e9sult<span class=\"_ _0\"></span>at par acti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dda ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ddb ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actio<span class=\"_ _0\"></span>ns Ageas \u00e9m<span class=\"_ _0\"></span>ises dans l<span class=\"_ _0\"></span>e cadre des CA<span class=\"_ _0\"></span>SHES sont<span class=\"_ _0\"></span> inclus<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1ddc ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>d<span class=\"lsde wseb\">inaires bien<span class=\"_ _3\"></span> qu\u2019elles<span class=\"_ _3\"></span> ne donnent<span class=\"_ _3\"></span> pas de dro<span class=\"_ _3\"></span>it au </span></div>\n<div class=\"t m0 x1a h62 y1ddd ff2e4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dividende ni de<span class=\"_ _3\"></span> droit de vote.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 577px; height: 342px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 577px; height: 529px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIssuedCapitalExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag351": {
   "value": "\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">e primes d\u2019\u00e9<span class=\"_ _0\"></span>mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.051<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Autres r\u00e9serves<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">3.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">\u00c9carts de conversion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 741px; z-index: 15;\">60<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2cb fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 727px; z-index: 15;\">R\u00e9sultat net revenant aux actionnaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2cb fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 712px; z-index: 15;\">Gains et pertes non r<span class=\"_ _0\"></span>\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff2cb fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 712px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff2ce fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Capit<span class=\"_ _3\"></span>aux p<span class=\"_ _3\"></span>ropr<span class=\"_ _3\"></span>es reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x acti<span class=\"_ _3\"></span>onnai<span class=\"_ _3\"></span>res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y699 ff2ce fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">7.582<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 324px; bottom: 687px; height: 139px; width: 479px; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y1d54 ff2d5 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d55 ff2d5 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">\u00c9carts de conversion</div>\n<div class=\"t m0 x6 h62 y1d56 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La r\u00e9serve d<span class=\"_ _0\"></span>e conver<span class=\"_ _0\"></span>sion de devi<span class=\"_ _0\"></span>ses est un \u00e9<span class=\"_ _0\"></span>l\u00e9ment dis<span class=\"_ _0\"></span>tinct des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1d57 ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">capitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux act<span class=\"_ _3\"></span>ionnaires dan<span class=\"_ _3\"></span>s lequel son<span class=\"_ _3\"></span>t</div>\n<div class=\"t m0 x6 h62 y1d58 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> les \u00e9carts de c<span class=\"_ _0\"></span>onversi<span class=\"_ _0\"></span>on, r\u00e9su<span class=\"_ _0\"></span>ltant de la con<span class=\"_ _0\"></span>versi<span class=\"_ _0\"></span>on des</div>\n<div class=\"t m0 x6 h62 y1d59 ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>ats et de la d\u00e9te<span class=\"_ _0\"></span>ntion d\u2019act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s \u00e9trang\u00e8<span class=\"_ _0\"></span>res repri<span class=\"_ _0\"></span>ses dans les<span class=\"_ _0\"></span> \u00c9tats</div>\n<div class=\"t m0 x6 h62 y1d5a ff2d2 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financiers <span class=\"_ _3\"></span>consolid\u00e9s d\u2019Age<span class=\"_ _3\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d5b ff2d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1d5c ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas ne cou<span class=\"_ _0\"></span>vre les inv<span class=\"_ _0\"></span>estiss<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> nets dans des ac<span class=\"_ _0\"></span>tivit\u00e9s<span class=\"_ _0\"></span> n\u2019utilis<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y1d5d ff2d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pas l\u2019eu<span class=\"_ _0\"></span>ro comm<span class=\"_ _0\"></span>e monnai<span class=\"_ _0\"></span>e foncti<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>e que si l<span class=\"_ _0\"></span>\u2019incid<span class=\"_ _0\"></span>ence de</div>\n<div class=\"t m0 x1a h62 y1d5e ff2d2 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">mouvements de cha<span class=\"_ _3\"></span>nge potentiels es<span class=\"_ _3\"></span>t consid\u00e9r\u00e9e comme<span class=\"_ _3\"></span> d\u00e9passant</div>\n<div class=\"t m0 x1a h62 y1d5f ff2d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019app\u00e9t<span class=\"_ _0\"></span>ence au ris<span class=\"_ _0\"></span>que d\u2019Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 313px; height: 146px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2da fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2da fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Gains et pert<span class=\"_ _0\"></span>es non r\u00e9alis<span class=\"_ _0\"></span>\u00e9s inclus da<span class=\"ls10d ws130\">n<span class=\"_ _0\"></span>s les Capitaux p<span class=\"_ _3\"></span>ropres revenant aux actionnaires <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y836 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les gains <span class=\"_ _3\"></span>et pertes n<span class=\"_ _3\"></span>on r\u00e9alis\u00e9s<span class=\"_ _3\"></span> tels qu\u2019in<span class=\"_ _3\"></span>clus dans <span class=\"_ _3\"></span>les Capitaux<span class=\"_ _3\"></span> propres rev<span class=\"_ _3\"></span>enant aux a<span class=\"_ _3\"></span>ctionnaires <span class=\"_ _3\"></span>se pr\u00e9senten<span class=\"_ _3\"></span>t comme su<span class=\"_ _3\"></span>it.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y837 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 973px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 1003px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 988px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 973px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 1018px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 1003px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 988px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 973px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 1018px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 1003px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a0 ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 988px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 973px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 1003px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 988px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 973px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 1003px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6a0 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 988px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y68c ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 973px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a0 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 973px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68a ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y68a ff2dc fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 943px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 943px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 943px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 943px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 943px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 943px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 928px; z-index: 15;\">789<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 928px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 928px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 928px; z-index: 15;\">790<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 913px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 913px; z-index: 15;\">281<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 898px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 898px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 883px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 883px; z-index: 15;\">435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 883px; z-index: 15;\">9</div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 504px; bottom: 883px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 883px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 883px; z-index: 15;\">419<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 869px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 321px; bottom: 869px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x235 h65 y797 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 869px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y797 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 869px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 854px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 310px; bottom: 854px; z-index: 15;\">(1.506)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 854px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 506px; bottom: 854px; z-index: 15;\">632<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 854px; z-index: 15;\">83<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 695px; bottom: 854px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6a6 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 854px; z-index: 15;\">(794)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 838px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 yb68 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 428px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 520px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y694 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h67 y694 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 808px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 749px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 290px; bottom: 779px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 292px; bottom: 764px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 295px; bottom: 749px; z-index: 15;\"> <span class=\"lse5 ws100\">\u00e0 la v<span class=\"_ _3\"></span>ente</span> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 337px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x23b h65 y6de ff2d8 fs45 fce sc0 lse3 wsf2\" style=\"left: 356px; bottom: 793px; z-index: 15;\">Reclass\u00e9s<span class=\"ls0 ws0\"> <span class=\"lsec ws109\">comme<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 383px; bottom: 779px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2f2 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 366px; bottom: 764px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 386px; bottom: 749px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d3 h65 y6de ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 452px; bottom: 793px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 476px; bottom: 779px; z-index: 15;\">entreprises <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6de ff2d8 fs45 fce sc0 lse3 ws125\" style=\"left: 471px; bottom: 764px; z-index: 15;\">associ\u00e9es e<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 467px; bottom: 749px; z-index: 15;\">coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 704px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 793px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x8 h65 y697 ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 568px; bottom: 779px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff2d8 fs45 fce sc0 lse0 wsf0\" style=\"left: 574px; bottom: 764px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 574px; bottom: 749px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff2d8 fs45 fce sc0 lse0 wsee\" style=\"left: 655px; bottom: 779px; z-index: 15;\">\u00c9l\u00e9ments de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y6de ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 656px; bottom: 764px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69b ff2d8 fs45 fce sc0 lse0 wsed\" style=\"left: 647px; bottom: 749px; z-index: 15;\">discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y697 ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 779px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6de ff2d8 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 764px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y69b ff2d8 fs45 fce sc0 lse1 wsef\" style=\"left: 775px; bottom: 749px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69d ff2db fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 337px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y69d ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 733px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 718px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 315px; bottom: 718px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 718px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 498px; bottom: 718px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 718px; z-index: 15;\">5</div>\n<div class=\"t m0 x5c h65 y69b ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 718px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 718px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 704px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 704px; z-index: 15;\">(1.720)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 704px; z-index: 15;\">8</div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 704px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 704px; z-index: 15;\">(1.712)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 689px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 310px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y68c ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 689px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y68c ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 689px; z-index: 15;\">(3.007)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2d8 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 674px; z-index: 15;\">Imp\u00f4t<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6d1 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 674px; z-index: 15;\"> </div>\n<div class=\"t m0 x5d h65 y6d1 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 674px; z-index: 15;\">770<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 659px; z-index: 15;\">Participations ne donnant<span class=\"_ _0\"></span> pas le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 317px; bottom: 659px; z-index: 15;\">(875)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 424px; bottom: 659px; z-index: 15;\">9</div>\n<div class=\"t m0 x235 h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 511px; bottom: 659px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 608px; bottom: 659px; z-index: 15;\">3</div>\n<div class=\"t m0 x5c h65 y6a6 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 704px; bottom: 659px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y6a6 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 659px; z-index: 15;\">(849)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 644px; z-index: 15;\">El\u00e9ments de participation di<span class=\"_ _0\"></span>scr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 327px; bottom: 644px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 428px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 520px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 612px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y691 ff2d8 fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 644px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff2d8 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 644px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff2dc fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 629px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 315px; bottom: 629px; z-index: 15;\">2.721<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 629px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 498px; bottom: 629px; z-index: 15;\">1.147<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h67 yb68 ff2dc fs45 fce sc0 ls0 ws0\" style=\"left: 608px; bottom: 629px; z-index: 15;\">8</div>\n<div class=\"t m0 x2b h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 629px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h67 yb68 ff2dc fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 629px; z-index: 15;\">3.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d75 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d76 ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d77 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les vari<span class=\"_ _0\"></span>ations <span class=\"_ _0\"></span>de la just<span class=\"_ _0\"></span>e vale<span class=\"_ _0\"></span>ur des d\u00e9<span class=\"_ _0\"></span>riv\u00e9s d\u00e9<span class=\"_ _0\"></span>sign\u00e9s<span class=\"_ _0\"></span> et \u00e9ligi<span class=\"_ _0\"></span>bles</div>\n<div class=\"t m0 x6 h62 y1d78 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme co<span class=\"_ _0\"></span>uverture de f<span class=\"_ _0\"></span>lux de tr\u00e9s<span class=\"_ _0\"></span>orerie sont<span class=\"_ _0\"></span> compta<span class=\"_ _0\"></span>bilis\u00e9e<span class=\"_ _0\"></span>s au titre de</div>\n<div class=\"t m0 x6 h62 y1d79 ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gains ou<span class=\"_ _3\"></span> pertes non <span class=\"_ _3\"></span>r\u00e9alis\u00e9s en<span class=\"_ _3\"></span> Capitaux <span class=\"_ _3\"></span>propres. Tou<span class=\"_ _3\"></span>te inefficac<span class=\"_ _3\"></span>it\u00e9 de</div>\n<div class=\"t m0 x6 h62 y1d7a ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure est imm<span class=\"_ _0\"></span>\u00e9diatem<span class=\"_ _0\"></span>ent compt<span class=\"_ _0\"></span>abili<span class=\"_ _0\"></span>s\u00e9e en<span class=\"ls0 ws0\"> </span>compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d7b ff2d8 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d7c ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas conc<span class=\"_ _0\"></span>lut des co<span class=\"_ _0\"></span>ntrats d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce qui pr\u00e9s<span class=\"_ _0\"></span>entent n<span class=\"_ _0\"></span>on seulem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y1d7d ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des \u00e9l\u00e9ment<span class=\"_ _3\"></span>s de garan<span class=\"_ _3\"></span>tie, mais \u00e9g<span class=\"_ _3\"></span>alement d\u2019au<span class=\"_ _3\"></span>tres avantage<span class=\"_ _3\"></span>s dont le<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1d7e ff2d8 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">montants et <span class=\"_ _3\"></span>le calen<span class=\"_ _3\"></span>drier de d\u00e9<span class=\"_ _3\"></span>claration<span class=\"_ _3\"></span> et de pai<span class=\"_ _3\"></span>ement sont <span class=\"lsdc wse9\">laiss\u00e9s \u00e0 la </span></div>\n<div class=\"t m0 x1a h62 y1d7f ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">seule dis<span class=\"_ _0\"></span>cr\u00e9tio<span class=\"_ _0\"></span>n d\u2019Age<span class=\"_ _0\"></span>as. En f<span class=\"_ _0\"></span>onction<span class=\"_ _0\"></span> des dis<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>ons cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>les et</div>\n<div class=\"t m0 x1a h62 y1d80 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u00e9gales,<span class=\"_ _0\"></span> les variat<span class=\"_ _0\"></span>ions non r<span class=\"_ _0\"></span>\u00e9alis\u00e9es<span class=\"_ _0\"></span> de la juste va<span class=\"_ _0\"></span>leur des act<span class=\"_ _0\"></span>ifs li\u00e9s \u00e0</div>\n<div class=\"t m0 x1a h62 y1d81 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces contrat<span class=\"_ _0\"></span>s sont c<span class=\"_ _0\"></span>omptabi<span class=\"_ _0\"></span>lis\u00e9es, a<span class=\"_ _0\"></span>pr\u00e8s applic<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>e la comptab<span class=\"_ _0\"></span>ilit\u00e9</div>\n<div class=\"t m0 x1a h62 y1d82 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">reflet, c<span class=\"_ _0\"></span>omme c<span class=\"_ _0\"></span>apitaux<span class=\"_ _0\"></span> p<span class=\"lsde wsfa\">ropres revenant au<span class=\"_ _3\"></span>x actionnaires, au t<span class=\"_ _3\"></span>itre </span></div>\n<div class=\"t m0 x1a h62 y1d83 ff2d8 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019\u00e9l\u00e9m<span class=\"_ _0\"></span>ent de parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>n discr\u00e9t<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>re et de gains<span class=\"_ _0\"></span> et pertes n<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y1d84 ff2d8 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9alis\u00e9s<span class=\"_ _0\"></span> porta<span class=\"_ _0\"></span>nt sur de<span class=\"_ _0\"></span>s plac<span class=\"_ _0\"></span>ements di<span class=\"_ _0\"></span>sponi<span class=\"_ _0\"></span>bles \u00e0 la v<span class=\"_ _0\"></span>ente.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 477px; height: 629px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les modif<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>ns de gains et p<span class=\"_ _0\"></span>ertes non r\u00e9a<span class=\"_ _0\"></span>lis\u00e9s te<span class=\"_ _0\"></span>ls qu\u2019incl<span class=\"_ _0\"></span>us dans les <span class=\"lsde wseb\">C<span class=\"_ _0\"></span>apitaux prop<span class=\"_ _3\"></span>res revenan<span class=\"_ _3\"></span>t aux actionna<span class=\"_ _3\"></span>ires se p<span class=\"_ _3\"></span>r\u00e9sentent com<span class=\"_ _3\"></span>me suit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1050px; z-index: 15;\">Placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y69b ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 394px; bottom: 1035px; z-index: 15;\">disponibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a0 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 400px; bottom: 1020px; z-index: 15;\">\u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y697 ff2de fs45 fce sc0 lse3 wsf1\" style=\"left: 454px; bottom: 1065px; z-index: 15;\">Reclass\u00e9s co<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 481px; bottom: 1050px; z-index: 15;\">placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y69b ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 465px; bottom: 1035px; z-index: 15;\">d\u00e9tenus jusqu'\u00e0<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 485px; bottom: 1020px; z-index: 15;\">l'\u00e9ch\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x386 h65 y697 ff2de fs45 fce sc0 lse0 wsee\" style=\"left: 548px; bottom: 1065px; z-index: 15;\">R\u00e9\u00e9valuation des<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 572px; bottom: 1050px; z-index: 15;\">entreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y69b ff2de fs45 fce sc0 lse3 wsf2\" style=\"left: 577px; bottom: 1035px; z-index: 15;\">associ\u00e9es <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6a0 ff2de fs45 fce sc0 ls106 ws126\" style=\"left: 553px; bottom: 1020px; z-index: 15;\">et <span class=\"lse0 wsed\">coentreprises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x40 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x1dd h65 y699 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 661px; bottom: 1050px; z-index: 15;\">Couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff2de fs45 fce sc0 lse0 wsf0\" style=\"left: 667px; bottom: 1035px; z-index: 15;\">de flux de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y6a0 ff2de fs45 fce sc0 lse0 wsed\" style=\"left: 668px; bottom: 1020px; z-index: 15;\">tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1050px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6a0 ff2de fs45 fce sc0 lse1 wsef\" style=\"left: 777px; bottom: 1020px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 440px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 527px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 618px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 706px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h67 y69b ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1005px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 990px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 1er janvier 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 990px; z-index: 15;\">9.899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 990px; z-index: 15;\">(33)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 990px; z-index: 15;\">1.300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 990px; z-index: 15;\">(22)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a0 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 990px; z-index: 15;\">11.144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 412px; bottom: 960px; z-index: 15;\">(2.175)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 960px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 960px; z-index: 15;\">(158)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 697px; bottom: 960px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 960px; z-index: 15;\">(2.304)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 945px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 945px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 945px; z-index: 15;\">(182)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 931px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a6 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 916px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y6a6 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 916px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 901px; z-index: 15;\">Acquisitions et cessions de<span class=\"_ _0\"></span>s participations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 901px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 886px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la mise <span class=\"_ _0\"></span>en \u00e9quivalence<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68f ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 886px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68f ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 886px; z-index: 15;\">(9)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x169 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 871px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y6ed ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 871px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 856px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 428px; bottom: 856px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y699 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 695px; bottom: 856px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y699 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 856px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 417px; bottom: 842px; z-index: 15;\">7.538<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 842px; z-index: 15;\">(31)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 842px; z-index: 15;\">1.133<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y697 ff2e0 fs45 fce sc0 ls0 ws0\" style=\"left: 702px; bottom: 842px; z-index: 15;\">5</div>\n<div class=\"t m0 x170 h67 y697 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 842px; z-index: 15;\">8.645<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 827px; z-index: 15;\">Variations des gains (pertes) no<span class=\"_ _0\"></span>n r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6de ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 827px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">durant l\u2019ann\u00e9e</span> </div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 406px; bottom: 812px; z-index: 15;\">(10.144)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 812px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 812px; z-index: 15;\">(489)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 692px; bottom: 812px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 763px; bottom: 812px; z-index: 15;\">(10.441)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Reprises de (profits) p<span class=\"_ _0\"></span>ertes non r\u00e9alis\u00e9s suite \u00e0<span class=\"_ _0\"></span> des ventes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y6a0 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 797px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y6a0 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 797px; z-index: 15;\">(309)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 782px; z-index: 15;\">Reprises de pertes non r\u00e9<span class=\"_ _0\"></span>alis\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y69b ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 767px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">suite \u00e0 des d\u00e9pr\u00e9ciations</span> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 767px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 767px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 752px; z-index: 15;\">Acquisitions et cessions d'e<span class=\"_ _0\"></span>ntreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">com<span class=\"_ _3\"></span>ptabilis\u00e9es selon la m<span class=\"_ _0\"></span>\u00e9thode de la <span class=\"wsf0\">mise en \u00e9quivalen<span class=\"_ _0\"></span>ce<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 423px; bottom: 738px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 738px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 738px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68a ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 738px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 723px; z-index: 15;\">Amortissements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 440px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 523px; bottom: 723px; z-index: 15;\">1</div>\n<div class=\"t m0 x169 h65 y68c ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 723px; z-index: 15;\"> </div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 690px; bottom: 723px; z-index: 15;\">(93)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 723px; z-index: 15;\">(92)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2de fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 708px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 430px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 527px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 618px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y691 ff2de fs45 fc15 sc0 ls0 ws0\" style=\"left: 706px; bottom: 708px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y691 ff2de fs45 fc15 sc0 lse0 wsed\" style=\"left: 787px; bottom: 708px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 693px; z-index: 15;\">Gains (pertes) bruts non r\u00e9alis\u00e9s au 31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 412px; bottom: 693px; z-index: 15;\">(2.931)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 511px; bottom: 693px; z-index: 15;\">(30)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 693px; z-index: 15;\">643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 692px; bottom: 693px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6a6 ff2e0 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 693px; z-index: 15;\">(2.214)<span class=\"ls0 ws0\"> </span></div>\n\n<div class=\"t m0 x6 h7d y1d96 ff2e1 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d97 ff2e1 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Capacit\u00e9 de dividende <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h62 y1d98 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas s<span class=\"_ _0\"></span>ont soum<span class=\"_ _0\"></span>ises \u00e0 d<span class=\"_ _0\"></span>es rest<span class=\"_ _0\"></span>rictio<span class=\"_ _0\"></span>ns l\u00e9gale<span class=\"_ _0\"></span>s en ce q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 y1d99 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt des divid<span class=\"_ _0\"></span>endes qu\u2019<span class=\"_ _0\"></span>elles peuv<span class=\"_ _0\"></span>ent attri<span class=\"_ _0\"></span>buer \u00e0 leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x6 h62 y1d9a ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">actionnaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d9b ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d9c ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En vertu <span class=\"_ _0\"></span>du Code<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">des</span> </span><span class=\"wse9\">soci\u00e9t<span class=\"_ _0\"></span>\u00e9s belge<span class=\"_ _0\"></span>, 5<span class=\"ls0 ws0\"> </span>% du b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e net annue<span class=\"_ _0\"></span>l de la </span></div>\n<div class=\"t m0 x6 h62 y1d9d ff2de fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">soci\u00e9<span class=\"_ _3\"></span><span class=\"lsdc\">t\u00e9 doit \u00eat<span class=\"_ _0\"></span>re affec<span class=\"_ _0\"></span>t\u00e9 \u00e0 la r<span class=\"_ _0\"></span>\u00e9serve l<span class=\"_ _0\"></span>\u00e9gale j<span class=\"_ _0\"></span>usqu\u2019\u00e0 c<span class=\"_ _0\"></span>e qu\u2019el<span class=\"_ _0\"></span>le atte<span class=\"_ _0\"></span>igne </span></div>\n<div class=\"t m0 x6 h62 y1d9e ff2de fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">10<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% du capita<span class=\"_ _0\"></span>l social. L<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 ne pe<span class=\"_ _0\"></span>ut pas dava<span class=\"_ _0\"></span>ntage pay<span class=\"_ _0\"></span>er de </span></div>\n<div class=\"t m0 x6 h62 y1d9f ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de si l\u2019acti<span class=\"_ _0\"></span>f net de la soci<span class=\"_ _0\"></span>\u00e9t\u00e9 tombe,<span class=\"_ _0\"></span> ou tombait<span class=\"_ _0\"></span> \u00e0 la suite de ce</div>\n<div class=\"t m0 x6 h62 y1da0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de, en de\u00e7<span class=\"_ _0\"></span>\u00e0 d'un monta<span class=\"_ _0\"></span>nt \u00e9gal \u00e0 la so<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">du capital <span class=\"_ _3\"></span>lib\u00e9r\u00e9 et </span></span></div>\n<div class=\"t m0 x6 h62 y1da1 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des r\u00e9serves ind<span class=\"_ _3\"></span>isponibles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1da3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mati\u00e8r<span class=\"_ _0\"></span>e de dividen<span class=\"_ _0\"></span>des, les fi<span class=\"_ _0\"></span>liales et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es asso<span class=\"_ _0\"></span>ci\u00e9es sont</div>\n<div class=\"t m0 x6 h62 y1da4 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement s<span class=\"_ _3\"></span>oumises \u00e0 de<span class=\"_ _3\"></span>s restrictions <span class=\"_ _3\"></span>d\u00e9coulant<span class=\"_ _3\"></span> de normes</div>\n<div class=\"t m0 x6 h62 y1da5 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ad\u00e9quation <span class=\"_ _3\"></span>des capitaux<span class=\"_ _3\"></span> propres e<span class=\"_ _3\"></span>t de sol<span class=\"_ _3\"></span>vabilit\u00e9 impos\u00e9e<span class=\"_ _3\"></span>s par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1da6 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organes d<span class=\"lsdc wse9\">e contr\u00f4le loc<span class=\"_ _0\"></span>aux dans les<span class=\"_ _0\"></span> pays o\u00f9 ces fi<span class=\"_ _0\"></span>liales so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>es, </span></div>\n<div class=\"t m0 x6 h62 y1da7 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et de conv<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>ns d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res. Da<span class=\"_ _0\"></span>ns certa<span class=\"_ _0\"></span>ins cas, <span class=\"_ _0\"></span>un cons<span class=\"_ _0\"></span>ensus e<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y1da8 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires es<span class=\"_ _3\"></span>t requis pour qu\u2019un<span class=\"_ _3\"></span> dividende soi<span class=\"_ _3\"></span>t d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da9 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1daa ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre, les con<span class=\"_ _3\"></span>ventions d\u2019actionn<span class=\"_ _3\"></span>aires (concernan<span class=\"_ _3\"></span>t des par<span class=\"lsdc wse9\">ties qui </span></div>\n<div class=\"t m0 x6 h62 y1dab ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion ne donn<span class=\"_ _0\"></span>ant pas le cont<span class=\"_ _0\"></span>r\u00f4le d<span class=\"_ _0\"></span>ans des fili<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y1dac ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas) pe<span class=\"_ _3\"></span>uvent inclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y1dad ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses sp\u00e9c<span class=\"_ _0\"></span>ifiques su<span class=\"_ _0\"></span>r les droit<span class=\"_ _0\"></span>s de vote ou la dis<span class=\"_ _0\"></span>tribut<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x5c h62 y1dae ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1daf ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 y1db0 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9g<span class=\"_ _0\"></span>ocier l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons avant<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain temps<span class=\"_ _0\"></span> ou sans</div>\n<div class=\"t m0 x133 h62 y1db1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approbat<span class=\"_ _0\"></span>ion pr\u00e9<span class=\"_ _0\"></span>alable de to<span class=\"_ _0\"></span>utes les part<span class=\"_ _0\"></span>ies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db2 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 d\u2019aut<span class=\"_ _0\"></span>res partie<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x133 h62 y1db3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convent<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, y comp<span class=\"_ _0\"></span>ris la m\u00e9tho<span class=\"_ _0\"></span>de de calc<span class=\"_ _0\"></span>ul <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x133 h62 y1db4 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e utilis\u00e9e po<span class=\"_ _0\"></span>ur valori<span class=\"_ _0\"></span>ser les act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db5 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9ress<span class=\"_ _0\"></span>ement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 y1db6 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 y1db7 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db8 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span>concurre<span class=\"_ _0\"></span>nce li\u00e9es \u00e0 la v<span class=\"_ _0\"></span>ente de </span></span></div>\n<div class=\"t m0 x6a h62 y1db9 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dba ff2de fs43 fc28 sc0 lsde wseb\" style=\"z-index: 15;\">Dividende pro<span class=\"_ _3\"></span>pos\u00e9 pour 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dbb ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Vu la pos<span class=\"_ _0\"></span>ition d<span class=\"_ _0\"></span>e fonds p<span class=\"_ _0\"></span>ropres t<span class=\"_ _0\"></span>oujou<span class=\"_ _0\"></span>rs solide,<span class=\"_ _0\"></span> le Co<span class=\"_ _0\"></span>nseil</div>\n<div class=\"t m0 x1a h62 y1dbc ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on propos<span class=\"_ _0\"></span>e pour app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>n lors de l\u2019ass<span class=\"_ _0\"></span>embl\u00e9e g<span class=\"_ _0\"></span>\u00e9n\u00e9rale</div>\n<div class=\"t m0 x1a h62 y1dbd ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des actio<span class=\"wsea\">nnaire<span class=\"_ _3\"></span>s, </span>un divi<span class=\"_ _3\"></span>dende final d\u2019E<span class=\"_ _3\"></span>UR <span class=\"wsea\">1,50<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">par action ven<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x1a h62 y1dbe ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019ajout<span class=\"_ _0\"></span>er \u00e0 l\u2019acom<span class=\"_ _0\"></span>pte sur divi<span class=\"_ _0\"></span>dende d\u2019<span class=\"_ _0\"></span>EUR 1,50 ve<span class=\"_ _0\"></span>rs\u00e9 en octob<span class=\"_ _0\"></span>re 2022.</div>\n<div class=\"t m0 x1a h62 y1dbf ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cela porte le di<span class=\"_ _3\"></span>vidende total<span class=\"_ _3\"></span> sur <span class=\"wsea\">2022<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 EU<span class=\"_ _3\"></span>R 3,00 par<span class=\"_ _3\"></span> action, u<span class=\"_ _3\"></span>ne </span></span></div>\n<div class=\"t m0 x1a h62 y1dc0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hausse de 9 % pa<span class=\"_ _0\"></span>r rapport \u00e0 l\u2019<span class=\"_ _0\"></span>ann\u00e9e pa<span class=\"_ _0\"></span>ss\u00e9e, po<span class=\"_ _0\"></span>ur un montant<span class=\"_ _0\"></span> d\u2019E<span class=\"ls102 ws11d\">UR </span></div>\n<div class=\"t m0 x1a h62 y1dc1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">541 milli<span class=\"_ _0\"></span>ons de paiem<span class=\"_ _0\"></span>ent de divi<span class=\"_ _0\"></span>dendes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 414px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 241px; height: 865px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Rendement sur capitaux propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas calc<span class=\"_ _0\"></span>ule le re<span class=\"_ _0\"></span>ndement su<span class=\"_ _0\"></span>r capita<span class=\"_ _0\"></span>ux propres e<span class=\"_ _0\"></span>n se fonda<span class=\"_ _0\"></span>nt sur un r\u00e9su<span class=\"_ _0\"></span>ltat sur 12 m<span class=\"_ _0\"></span>ois annua<span class=\"_ _0\"></span>lis\u00e9 et la moy<span class=\"_ _0\"></span>enne nett<span class=\"_ _0\"></span>e des c<span class=\"lsde wsfa\">apitaux propres au d\u00e9b<span class=\"_ _3\"></span>ut </span></div>\n<div class=\"t m0 x6 h62 y837 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et \u00e0 la fin de la p\u00e9r<span class=\"_ _0\"></span>iode<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y876 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 1002px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y697 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 1002px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6de ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 986px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Rendement sur capitaux p<span class=\"_ _0\"></span>ropres assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(hors profits et pertes latents)</span> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 957px; z-index: 15;\">9,8%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y6a0 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 957px; z-index: 15;\">13,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 946px; height: 160px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfReservesAndOtherEquityInterestExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag348": {
   "value": "\n<div class=\"t m0 x21b h62 y1d2d ff2cb fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">Actions pr<span class=\"_ _3\"></span>opres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d2e ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les action<span class=\"_ _3\"></span>s propres s<span class=\"_ _3\"></span>ont des <span class=\"_ _3\"></span>actions \u00e9mise<span class=\"_ _3\"></span>s ordi<span class=\"lsdc wse9\">naires qui ont<span class=\"_ _0\"></span> \u00e9t\u00e9 rachet<span class=\"_ _0\"></span>\u00e9es par Age<span class=\"_ _0\"></span>as. Les act<span class=\"_ _0\"></span>ions </span></div>\n<div class=\"t m0 x21b h62 y1d2f ff2cb fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">sont d\u00e9dui<span class=\"_ _3\"></span>tes des cap<span class=\"_ _3\"></span>itaux propre<span class=\"_ _3\"></span>s et comp<span class=\"_ _3\"></span>tabilis\u00e9es dan<span class=\"_ _3\"></span>s les Autre<span class=\"_ _3\"></span>s r\u00e9serves.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1d30 ff2cb fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1d31 ff2cb fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le nomb<span class=\"_ _0\"></span>re total d<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>ns prop<span class=\"_ _0\"></span>res (6,<span class=\"_ _0\"></span>1 millio<span class=\"_ _0\"></span>ns) est c<span class=\"_ _0\"></span>onstitu<span class=\"_ _0\"></span>\u00e9 d\u2019act<span class=\"_ _0\"></span>ions d\u00e9t<span class=\"_ _0\"></span>enues <span class=\"_ _0\"></span>au titre <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x21b h62 y1d32 ff2cb fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l\u2019instrumen<span class=\"_ _3\"></span>t FRESH (<span class=\"lsf8 ws111\">1,2<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ls109 ws129\">milli</span></span></span><span class=\"wseb\">ons, voir note<span class=\"_ _3\"></span> 20.1), des<span class=\"_ _3\"></span> actions <span class=\"_ _3\"></span>sous<span class=\"ls0 ws0\">-</span></span>jacentes au<span class=\"_ _3\"></span>x titres FRESH</div>\n<div class=\"t m0 x21b h62 y1d33 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachet<span class=\"_ _0\"></span>\u00e9s (2,8 mill<span class=\"_ _0\"></span>ions, voi<span class=\"_ _0\"></span>r note 20.<span class=\"_ _0\"></span>1) et d\u2019actio<span class=\"_ _0\"></span>ns d\u00e9ten<span class=\"_ _0\"></span>ues dans le c<span class=\"_ _0\"></span>adre du pro<span class=\"_ _0\"></span>gramme de r<span class=\"_ _0\"></span>achat</div>\n<div class=\"t m0 x21b h62 y1d34 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019actio<span class=\"_ _0\"></span>ns (2,1 mil<span class=\"_ _0\"></span>lions), do<span class=\"_ _0\"></span>nt 0,1 mil<span class=\"_ _0\"></span>lion d\u2019act<span class=\"_ _0\"></span>ions sont<span class=\"_ _0\"></span> utilis\u00e9es<span class=\"_ _0\"></span> pour le pr<span class=\"_ _0\"></span>ogramme d\u2019<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> \u00e0</div>\n<div class=\"t m0 x21b h62 y1d35 ff2cb fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cessibi<span class=\"_ _0\"></span>lit\u00e9 restr<span class=\"_ _0\"></span>einte. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 262px; height: 146px; width: 487px; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTreasurySharesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag353": {
   "value": "\n<div class=\"t m0 x6 h7d y1d96 ff2e1 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1d97 ff2e1 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Capacit\u00e9 de dividende <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h62 y1d98 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les soci<span class=\"_ _0\"></span>\u00e9t\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas s<span class=\"_ _0\"></span>ont soum<span class=\"_ _0\"></span>ises \u00e0 d<span class=\"_ _0\"></span>es rest<span class=\"_ _0\"></span>rictio<span class=\"_ _0\"></span>ns l\u00e9gale<span class=\"_ _0\"></span>s en ce q<span class=\"_ _0\"></span>ui</div>\n<div class=\"t m0 x6 h62 y1d99 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">concern<span class=\"_ _0\"></span>e le monta<span class=\"_ _0\"></span>nt des divid<span class=\"_ _0\"></span>endes qu\u2019<span class=\"_ _0\"></span>elles peuv<span class=\"_ _0\"></span>ent attri<span class=\"_ _0\"></span>buer \u00e0 leu<span class=\"_ _0\"></span>rs</div>\n<div class=\"t m0 x6 h62 y1d9a ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">actionnaires.<span class=\"_ _3\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1d9b ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1d9c ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">En vertu <span class=\"_ _0\"></span>du Code<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">des</span> </span><span class=\"wse9\">soci\u00e9t<span class=\"_ _0\"></span>\u00e9s belge<span class=\"_ _0\"></span>, 5<span class=\"ls0 ws0\"> </span>% du b\u00e9n\u00e9fic<span class=\"_ _0\"></span>e net annue<span class=\"_ _0\"></span>l de la </span></div>\n<div class=\"t m0 x6 h62 y1d9d ff2de fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">soci\u00e9<span class=\"_ _3\"></span><span class=\"lsdc\">t\u00e9 doit \u00eat<span class=\"_ _0\"></span>re affec<span class=\"_ _0\"></span>t\u00e9 \u00e0 la r<span class=\"_ _0\"></span>\u00e9serve l<span class=\"_ _0\"></span>\u00e9gale j<span class=\"_ _0\"></span>usqu\u2019\u00e0 c<span class=\"_ _0\"></span>e qu\u2019el<span class=\"_ _0\"></span>le atte<span class=\"_ _0\"></span>igne </span></div>\n<div class=\"t m0 x6 h62 y1d9e ff2de fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">10<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% du capita<span class=\"_ _0\"></span>l social. L<span class=\"_ _0\"></span>a soci\u00e9t\u00e9 ne pe<span class=\"_ _0\"></span>ut pas dava<span class=\"_ _0\"></span>ntage pay<span class=\"_ _0\"></span>er de </span></div>\n<div class=\"t m0 x6 h62 y1d9f ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de si l\u2019acti<span class=\"_ _0\"></span>f net de la soci<span class=\"_ _0\"></span>\u00e9t\u00e9 tombe,<span class=\"_ _0\"></span> ou tombait<span class=\"_ _0\"></span> \u00e0 la suite de ce</div>\n<div class=\"t m0 x6 h62 y1da0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dividen<span class=\"_ _0\"></span>de, en de\u00e7<span class=\"_ _0\"></span>\u00e0 d'un monta<span class=\"_ _0\"></span>nt \u00e9gal \u00e0 la so<span class=\"_ _0\"></span>mme<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">du capital <span class=\"_ _3\"></span>lib\u00e9r\u00e9 et </span></span></div>\n<div class=\"t m0 x6 h62 y1da1 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des r\u00e9serves ind<span class=\"_ _3\"></span>isponibles.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da2 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1da3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mati\u00e8r<span class=\"_ _0\"></span>e de dividen<span class=\"_ _0\"></span>des, les fi<span class=\"_ _0\"></span>liales et ent<span class=\"_ _0\"></span>repris<span class=\"_ _0\"></span>es asso<span class=\"_ _0\"></span>ci\u00e9es sont</div>\n<div class=\"t m0 x6 h62 y1da4 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9galement s<span class=\"_ _3\"></span>oumises \u00e0 de<span class=\"_ _3\"></span>s restrictions <span class=\"_ _3\"></span>d\u00e9coulant<span class=\"_ _3\"></span> de normes</div>\n<div class=\"t m0 x6 h62 y1da5 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019ad\u00e9quation <span class=\"_ _3\"></span>des capitaux<span class=\"_ _3\"></span> propres e<span class=\"_ _3\"></span>t de sol<span class=\"_ _3\"></span>vabilit\u00e9 impos\u00e9e<span class=\"_ _3\"></span>s par les<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y1da6 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">organes d<span class=\"lsdc wse9\">e contr\u00f4le loc<span class=\"_ _0\"></span>aux dans les<span class=\"_ _0\"></span> pays o\u00f9 ces fi<span class=\"_ _0\"></span>liales so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>es, </span></div>\n<div class=\"t m0 x6 h62 y1da7 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">et de conv<span class=\"_ _0\"></span>entio<span class=\"_ _0\"></span>ns d\u2019act<span class=\"_ _0\"></span>ionnai<span class=\"_ _0\"></span>res. Da<span class=\"_ _0\"></span>ns certa<span class=\"_ _0\"></span>ins cas, <span class=\"_ _0\"></span>un cons<span class=\"_ _0\"></span>ensus e<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y1da8 ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">actionnaires es<span class=\"_ _3\"></span>t requis pour qu\u2019un<span class=\"_ _3\"></span> dividende soi<span class=\"_ _3\"></span>t d\u00e9clar\u00e9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1da9 ff2de fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1daa ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En outre, les con<span class=\"_ _3\"></span>ventions d\u2019actionn<span class=\"_ _3\"></span>aires (concernan<span class=\"_ _3\"></span>t des par<span class=\"lsdc wse9\">ties qui </span></div>\n<div class=\"t m0 x6 h62 y1dab ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tienn<span class=\"_ _0\"></span>ent une par<span class=\"_ _0\"></span>ticipat<span class=\"_ _0\"></span>ion ne donn<span class=\"_ _0\"></span>ant pas le cont<span class=\"_ _0\"></span>r\u00f4le d<span class=\"_ _0\"></span>ans des fili<span class=\"_ _0\"></span>ales</div>\n<div class=\"t m0 x6 h62 y1dac ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Ageas) pe<span class=\"_ _3\"></span>uvent inclure<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x6 h62 y1dad ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses sp\u00e9c<span class=\"_ _0\"></span>ifiques su<span class=\"_ _0\"></span>r les droit<span class=\"_ _0\"></span>s de vote ou la dis<span class=\"_ _0\"></span>tribut<span class=\"_ _0\"></span>ion de </span></span></div>\n<div class=\"t m0 x5c h62 y1dae ff2de fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">dividendes<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>; </span></div>\n<div class=\"t m0 x1a h62 y1daf ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsde wsfa\">d<span class=\"_ _3\"></span>es p\u00e9riodes ferm\u00e9<span class=\"_ _3\"></span>es pendant lesque<span class=\"_ _3\"></span>lles les parties<span class=\"_ _3\"></span> ne sont pas </span></span></div>\n<div class=\"t m0 x133 h62 y1db0 ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autoris<span class=\"_ _0\"></span>\u00e9es \u00e0 n\u00e9g<span class=\"_ _0\"></span>ocier l<span class=\"_ _0\"></span>es acti<span class=\"_ _0\"></span>ons avant<span class=\"_ _0\"></span> un cert<span class=\"_ _0\"></span>ain temps<span class=\"_ _0\"></span> ou sans</div>\n<div class=\"t m0 x133 h62 y1db1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">approbat<span class=\"_ _0\"></span>ion pr\u00e9<span class=\"_ _0\"></span>alable de to<span class=\"_ _0\"></span>utes les part<span class=\"_ _0\"></span>ies<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db2 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des options de ven<span class=\"_ _0\"></span>te ou de revent<span class=\"_ _0\"></span>e d\u2019act<span class=\"_ _0\"></span>ions \u00e0 d\u2019aut<span class=\"_ _0\"></span>res partie<span class=\"_ _0\"></span>s \u00e0 la </span></span></div>\n<div class=\"t m0 x133 h62 y1db3 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convent<span class=\"_ _0\"></span>ion d\u2019act<span class=\"_ _0\"></span>ionnair<span class=\"_ _0\"></span>es, y comp<span class=\"_ _0\"></span>ris la m\u00e9tho<span class=\"_ _0\"></span>de de calc<span class=\"_ _0\"></span>ul <span class=\"lsde wsea\">sous<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x133 h62 y1db4 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jacent<span class=\"_ _0\"></span>e utilis\u00e9e po<span class=\"_ _0\"></span>ur valori<span class=\"_ _0\"></span>ser les act<span class=\"_ _0\"></span>ions<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db5 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des m\u00e9canismes d<span class=\"_ _0\"></span>e clause d\u2019<span class=\"_ _0\"></span>int\u00e9ress<span class=\"_ _0\"></span>ement pe<span class=\"_ _0\"></span>rmetta<span class=\"_ _0\"></span>nt \u00e0 la partie </span></span></div>\n<div class=\"t m0 x6a h62 y1db6 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui vendr<span class=\"_ _0\"></span>ait les act<span class=\"_ _0\"></span>ions d\u2019obt<span class=\"_ _0\"></span>enir des av<span class=\"_ _0\"></span>antages<span class=\"_ _0\"></span> additio<span class=\"_ _0\"></span>nnels si</div>\n<div class=\"t m0 x6a h62 y1db7 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">certai<span class=\"_ _0\"></span>ns objectif<span class=\"_ _0\"></span>s devaie<span class=\"_ _0\"></span>nt \u00eatre atte<span class=\"_ _0\"></span>ints<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y1db8 ff2e2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff2e3\"> <span class=\"_ _41\"> </span><span class=\"ff2de lsdc wse9\">des clauses d\u2019exc<span class=\"_ _0\"></span>lusivit<span class=\"_ _0\"></span>\u00e9 ou de <span class=\"lsde wsea\">non<span class=\"ls0 ws0\">-</span></span>concurre<span class=\"_ _0\"></span>nce li\u00e9es \u00e0 la v<span class=\"_ _0\"></span>ente de </span></span></div>\n<div class=\"t m0 x6a h62 y1db9 ff2de fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits d\u2019<span class=\"_ _3\"></span>assurance.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dba ff2de fs43 fc28 sc0 lsde wseb\" style=\"z-index: 15;\">Dividende pro<span class=\"_ _3\"></span>pos\u00e9 pour 2<span class=\"_ _3\"></span>022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1dbb ff2de fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Vu la pos<span class=\"_ _0\"></span>ition d<span class=\"_ _0\"></span>e fonds p<span class=\"_ _0\"></span>ropres t<span class=\"_ _0\"></span>oujou<span class=\"_ _0\"></span>rs solide,<span class=\"_ _0\"></span> le Co<span class=\"_ _0\"></span>nseil</div>\n<div class=\"t m0 x1a h62 y1dbc ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019Admi<span class=\"_ _0\"></span>nistrati<span class=\"_ _0\"></span>on propos<span class=\"_ _0\"></span>e pour app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>n lors de l\u2019ass<span class=\"_ _0\"></span>embl\u00e9e g<span class=\"_ _0\"></span>\u00e9n\u00e9rale</div>\n<div class=\"t m0 x1a h62 y1dbd ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des actio<span class=\"wsea\">nnaire<span class=\"_ _3\"></span>s, </span>un divi<span class=\"_ _3\"></span>dende final d\u2019E<span class=\"_ _3\"></span>UR <span class=\"wsea\">1,50<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">par action ven<span class=\"_ _0\"></span>ant </span></span></span></div>\n<div class=\"t m0 x1a h62 y1dbe ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019ajout<span class=\"_ _0\"></span>er \u00e0 l\u2019acom<span class=\"_ _0\"></span>pte sur divi<span class=\"_ _0\"></span>dende d\u2019<span class=\"_ _0\"></span>EUR 1,50 ve<span class=\"_ _0\"></span>rs\u00e9 en octob<span class=\"_ _0\"></span>re 2022.</div>\n<div class=\"t m0 x1a h62 y1dbf ff2de fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cela porte le di<span class=\"_ _3\"></span>vidende total<span class=\"_ _3\"></span> sur <span class=\"wsea\">2022<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 EU<span class=\"_ _3\"></span>R 3,00 par<span class=\"_ _3\"></span> action, u<span class=\"_ _3\"></span>ne </span></span></div>\n<div class=\"t m0 x1a h62 y1dc0 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hausse de 9 % pa<span class=\"_ _0\"></span>r rapport \u00e0 l\u2019<span class=\"_ _0\"></span>ann\u00e9e pa<span class=\"_ _0\"></span>ss\u00e9e, po<span class=\"_ _0\"></span>ur un montant<span class=\"_ _0\"></span> d\u2019E<span class=\"ls102 ws11d\">UR </span></div>\n<div class=\"t m0 x1a h62 y1dc1 ff2de fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">541 milli<span class=\"_ _0\"></span>ons de paiem<span class=\"_ _0\"></span>ent de divi<span class=\"_ _0\"></span>dendes.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 241px; height: 414px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"_ _0\"></span>, dividendes et autres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits d<span class=\"_ _0\"></span>e plac<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Produits <span class=\"wsee\">d'int\u00e9r\u00eats sur les pr\u00eats aux <span class=\"_ _0\"></span>banques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les pr\u00eats aux clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les d\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transaction et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y694 ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividendes sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Revenus locatifs d'immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Revenus locatifs de parcs de stationnement couverts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits <span class=\"lse0 wsf0\">d'int\u00e9r\u00eats, divide<span class=\"_ _0\"></span>ndes et autres produits de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff37c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les reve<span class=\"_ _0\"></span>nus loc<span class=\"_ _0\"></span>atifs d<span class=\"_ _0\"></span>es park<span class=\"_ _0\"></span>ings, en <span class=\"_ _0\"></span>partic<span class=\"_ _0\"></span>ulier ce<span class=\"_ _0\"></span>ux situ\u00e9<span class=\"_ _0\"></span>s dans l<span class=\"_ _0\"></span>es a\u00e9rop<span class=\"_ _0\"></span>orts et <span class=\"_ _0\"></span>centres<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">villes, ont s<span class=\"_ _0\"></span>ubi un impa<span class=\"_ _0\"></span>ct n\u00e9gatif<span class=\"_ _0\"></span> en 2021 en rais<span class=\"_ _0\"></span>on de la </span></span></div>\n<div class=\"t m0 x6 h62 y2089 ff37c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 549px; height: 412px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDividendsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag345": {
   "value": "3",
   "decimals": 2,
   "dimensions": {
    "concept": "ifrs-full:DividendsProposedOrDeclaredBeforeFinancialStatementsAuthorisedForIssueButNotRecognisedAsDistributionToOwnersPerShare",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00",
    "unit": "iso4217:EUR/xbrli:shares"
   }
  },
  "Tag352": {
   "value": "\n<div class=\"t m0 x6 h7d y1dc7 ff2e6 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">18.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1dc8 ff2e6 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">B\u00e9n\u00e9fice par <span class=\"_ _3\"></span>action <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dc9 ff2e4 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant d\u00e9ta<span class=\"_ _0\"></span>ille le c<span class=\"_ _0\"></span>alcul <span class=\"_ _0\"></span>du r\u00e9sult<span class=\"_ _0\"></span>at par ac<span class=\"_ _0\"></span>tion.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dca ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 831px; z-index: 15;\"> </div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 831px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y6a0 ff2e4 fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 831px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y69b ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h68 y69b ff2e7 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 815px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d1 ff2e8 fs45 fce sc0 lse5 ws100\" style=\"left: 69px; bottom: 800px; z-index: 15;\">R\u00e9sul<span class=\"_ _3\"></span>tat n<span class=\"_ _3\"></span>et reven<span class=\"_ _3\"></span>ant au<span class=\"_ _3\"></span>x <span class=\"lse0 wsed\">actionnaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 607px; bottom: 800px; z-index: 15;\">1.011<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y6d1 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 800px; z-index: 15;\">845<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68c ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Nombre moyen pond\u00e9r\u00e9 d'a<span class=\"_ _0\"></span>ctions ordinaires pour le <span class=\"_ _0\"></span>b\u00e9n\u00e9fice de base pa<span class=\"_ _0\"></span>r action (en milliers)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x43 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 597px; bottom: 771px; z-index: 15;\">184.162<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h65 y797 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 765px; bottom: 771px; z-index: 15;\">186.765<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Ajustements pour<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6a6 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">- <span class=\"_ _3\"></span><span class=\"lse0 wsee\">actions \u00e0 cessibilit\u00e9<span class=\"_ _0\"></span> restreinte (en milliers) p<span class=\"_ _0\"></span>otentiellement attribuables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 741px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">140<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2e8 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Nombre<span class=\"_ _0\"></span> moyen p<span class=\"_ _0\"></span>ond\u00e9r<span class=\"_ _0\"></span>\u00e9 d'act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>dinair<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 631px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68f ff2e4 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff2e8 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 711px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse1\">pour le b\u00e9<span class=\"_ _0\"></span>n\u00e9fice<span class=\"_ _0\"></span> dilu\u00e9<span class=\"_ _0\"></span> par a<span class=\"_ _0\"></span>ction<span class=\"_ _0\"></span> (en m<span class=\"_ _0\"></span>illier<span class=\"_ _0\"></span>s)<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 x43 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 597px; bottom: 711px; z-index: 15;\">184.321<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf6 h67 y694 ff2e8 fs45 fce sc0 lse0 wsed\" style=\"left: 765px; bottom: 711px; z-index: 15;\">186.905<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 631px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y6d3 ff2e4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">R\u00e9sultat de base par action (en euros par action)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 682px; z-index: 15;\">5,49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 682px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">R\u00e9sultat dilu\u00e9 par ac<span class=\"_ _0\"></span>tion (en euros par action)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 667px; z-index: 15;\">5,48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff2e4 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 667px; z-index: 15;\">4,52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y196f ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd7 ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1dd8 ff2e4 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ne donnant <span class=\"_ _3\"></span>pas de d<span class=\"_ _3\"></span>roit au d<span class=\"_ _3\"></span>ividende ni<span class=\"_ _3\"></span> de droit<span class=\"_ _3\"></span> de vote, le<span class=\"_ _3\"></span>s actions</div>\n<div class=\"t m0 x6 h62 y1dd9 ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas li\u00e9<span class=\"_ _0\"></span>es aux FRES<span class=\"_ _0\"></span>H ont \u00e9t\u00e9 excl<span class=\"_ _0\"></span>ues du calc<span class=\"_ _0\"></span>ul du r\u00e9sult<span class=\"_ _0\"></span>at par acti<span class=\"_ _0\"></span>on.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1dda ff2e4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ddb ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actio<span class=\"_ _0\"></span>ns Ageas \u00e9m<span class=\"_ _0\"></span>ises dans l<span class=\"_ _0\"></span>e cadre des CA<span class=\"_ _0\"></span>SHES sont<span class=\"_ _0\"></span> inclus<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y1ddc ff2e4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les act<span class=\"_ _0\"></span>ions or<span class=\"_ _0\"></span>d<span class=\"lsde wseb\">inaires bien<span class=\"_ _3\"></span> qu\u2019elles<span class=\"_ _3\"></span> ne donnent<span class=\"_ _3\"></span> pas de dro<span class=\"_ _3\"></span>it au </span></div>\n<div class=\"t m0 x1a h62 y1ddd ff2e4 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dividende ni de<span class=\"_ _3\"></span> droit de vote.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 577px; height: 342px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEarningsPerShareExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag557": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h7d y1de4 ff2ec fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1de5 ff2ec fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats d\u2019ass<span class=\"_ _3\"></span>urance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">pour prestations d'assurance futures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 720px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2ee fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 676px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 646px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1df0 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df1 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df2 ff2ea fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es les var<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des cont<span class=\"_ _0\"></span>rats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie (brut<span class=\"_ _0\"></span> de r\u00e9assura<span class=\"_ _0\"></span>nce et avant<span class=\"_ _0\"></span> \u00e9limin<span class=\"_ _0\"></span>at<span class=\"wse8\">ions<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y1df3 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 553px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 553px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 553px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2ee fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 523px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 523px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 523px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 508px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 508px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 493px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 493px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 493px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Acquisitions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 479px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 464px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 464px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 464px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 449px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 449px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 449px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 434px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 434px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 434px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 419px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 419px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 419px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 404px; z-index: 15;\">Diff\u00e9rences de changes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 404px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 389px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 389px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 375px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 375px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e01 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e02 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e03 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e04 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">values lat<span class=\"_ _0\"></span>entes su<span class=\"_ _0\"></span>r le portef<span class=\"_ _0\"></span>euille de<span class=\"_ _0\"></span> placement<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e05 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e06 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span>Autres aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span>s, y comp<span class=\"_ _0\"></span>ris la couv<span class=\"_ _0\"></span>erture de ris<span class=\"_ _0\"></span>ques<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb </span></div>\n<div class=\"t m0 x6 h62 y1e07 ff2ea fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">concerne sur<span class=\"_ _3\"></span>tout la consommation<span class=\"_ _3\"></span> d\u2019assurance et de ri<span class=\"_ _3\"></span>sques actu<span class=\"wsea\">ariels<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1e08 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> incluses d<span class=\"_ _0\"></span>ans les cont<span class=\"_ _0\"></span>rats, et v<span class=\"_ _0\"></span>arie d\u00e8s lors e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e09 ff2ea fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">fonction des volumes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1e0a ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e0b ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie n\u2019a pas \u00e9t<span class=\"_ _0\"></span>\u00e9 signific<span class=\"_ _0\"></span>atif en 202<span class=\"_ _0\"></span>2</div>\n<div class=\"t m0 x1a h62 y1e0c ff2ea fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ni en 2021<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 222px; height: 739px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 222px; height: 739px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 222px; height: 739px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 222px; height: 739px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f3 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f3 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats de <span class=\"_ _3\"></span>placement <span class=\"_ _3\"></span>vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y699 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Passifs pour prestations d'assuran<span class=\"_ _0\"></span>ce futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> <span class=\"wsed\">polices<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x193 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2f5 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e0f ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e10 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2f5 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2f5 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e1b ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1c ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1d ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e1e ff2f1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">values l<span class=\"_ _0\"></span>atentes<span class=\"_ _0\"></span> sur le <span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille de<span class=\"_ _0\"></span> placem<span class=\"_ _0\"></span>ents. L<span class=\"_ _0\"></span>e transf<span class=\"_ _0\"></span>ert de p<span class=\"_ _0\"></span>assifs</div>\n<div class=\"t m0 x6 h62 y1e1f ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt li\u00e9 \u00e0 des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s intern<span class=\"_ _0\"></span>es entre port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les de</div>\n<div class=\"t m0 x6 h62 y1e20 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits. La<span class=\"_ _3\"></span> rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Autres aj<span class=\"_ _3\"></span>ustemen<span class=\"lsdc wse9\">ts, y compris la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6 h62 y1e21 ff2f1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb<span class=\"_ _3\"></span> concerne s<span class=\"_ _3\"></span>urtout la<span class=\"_ _3\"></span> consommation<span class=\"_ _3\"></span> d\u2019assurance <span class=\"_ _3\"></span>et de ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y1e22 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels pour le<span class=\"_ _0\"></span>s garanti<span class=\"_ _0\"></span>es inclus<span class=\"_ _0\"></span>es dans les<span class=\"_ _0\"></span> contrats,<span class=\"_ _0\"></span> et varie d\u00e8s l<span class=\"_ _0\"></span>ors</div>\n<div class=\"t m0 x6 h62 y1e23 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des volum<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e24 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1e25 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e26 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> vie n\u2019a pas \u00e9t\u00e9 si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tif en</div>\n<div class=\"t m0 x1a h62 y1e27 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2022 ni en<span class=\"_ _3\"></span> 2021.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 625px; height: 481px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 625px; height: 481px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f9 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f9 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats en <span class=\"_ _3\"></span>unit\u00e9s <span class=\"_ _3\"></span>de comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contrats de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff2fa fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e31 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e32 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e33 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019assura<span class=\"_ _0\"></span>nce en unit<span class=\"_ _0\"></span>\u00e9s de com<span class=\"_ _0\"></span>pte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e34 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acquisitions de filiales <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Diff\u00e9rences de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6ed ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent en <span class=\"lsde wsfa\">unit\u00e9s de compte.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e35 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 669px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 669px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 669px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 638px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 624px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 624px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 624px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 609px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 609px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 594px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 594px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Transfert de <span class=\"lse3 wsf2\">passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 579px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 579px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 564px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 564px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 549px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 549px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 535px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 535px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e40 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e41 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e42 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le transf<span class=\"_ _0\"></span>ert de pas<span class=\"_ _0\"></span>sifs trad<span class=\"_ _0\"></span>uit essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s internes<span class=\"_ _0\"></span> entre dif<span class=\"_ _0\"></span>f\u00e9rent<span class=\"_ _0\"></span>s types de co<span class=\"_ _0\"></span>ntrat. La r<span class=\"_ _0\"></span>ubrique \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res ajust<span class=\"_ _0\"></span>ements, y co<span class=\"_ _0\"></span>mpris la</div>\n<div class=\"t m0 x6 h62 y1e43 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de risq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span>\u00bb concern<span class=\"_ _0\"></span>e surtou<span class=\"_ _0\"></span>t la consom<span class=\"_ _0\"></span>mation d<span class=\"_ _0\"></span>\u2019assura<span class=\"_ _0\"></span>nce et de ris<span class=\"_ _0\"></span>ques actu<span class=\"_ _0\"></span>ariels<span class=\"_ _0\"></span> pour les gar<span class=\"_ _0\"></span>anties co<span class=\"_ _0\"></span>mpl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> incluses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y1e44 ff2f7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 445px; height: 661px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 445px; height: 661px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 445px; height: 661px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 445px; height: 661px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2ff fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2ff fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats d\u2019ass<span class=\"_ _3\"></span>ur<span class=\"ls11d ws144\">ance non<span class=\"ls0 ws0\">-</span>vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">R\u00e9serves<span class=\"_ _3\"></span> pour sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 945px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e47 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e48 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e49 ff2fd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les variations<span class=\"_ _3\"></span> des passifs r\u00e9sult<span class=\"_ _3\"></span>ant de contrats d\u2019a<span class=\"_ _3\"></span>ssurance li\u00e9s au<span class=\"_ _3\"></span>x contrats d\u2019assuran<span class=\"_ _3\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie (brut de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et avant \u00e9l<span class=\"_ _0\"></span>iminati<span class=\"_ _0\"></span>ons) se </span></span></div>\n<div class=\"t m0 x6 h62 y1e4a ff2fd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e4b ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 806px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 806px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff300 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff301 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 775px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 775px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 775px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Acquisitions / Cessions de<span class=\"_ _0\"></span> filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span> l\u2019exercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 745px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 745px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 731px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 731px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 731px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 716px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 516px; bottom: 716px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 716px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 701px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 701px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 701px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 686px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 686px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 686px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 671px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 510px; bottom: 671px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 671px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Variation des passifs (de l\u2019e<span class=\"_ _0\"></span>xercice en cours et<span class=\"_ _0\"></span> des exercices ant\u00e9rieurs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 656px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 642px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 642px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 627px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 627px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 627px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 612px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 612px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 612px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Ajustement de la comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 597px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 582px; z-index: 15;\">Autres changements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 582px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 582px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff301 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 567px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 567px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 556px; height: 550px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 556px; height: 550px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 556px; height: 550px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 556px; height: 550px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff305 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff305 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Tests de suff<span class=\"_ _0\"></span>isance<span class=\"_ _0\"></span> du passif d'assu<span class=\"_ _0\"></span>rance (Insu<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span> Liability<span class=\"_ _0\"></span> Adequacy<span class=\"_ _0\"></span> Testing)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff303 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les tests<span class=\"_ _3\"></span> effectu\u00e9s \u00e0<span class=\"_ _3\"></span> fin 2022<span class=\"_ _3\"></span> ont con<span class=\"_ _3\"></span>firm\u00e9 l\u2019ad\u00e9<span class=\"_ _3\"></span>quation des p<span class=\"_ _3\"></span>assifs <span class=\"lsdc\">d\u2019assuranc<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e69 ff303 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9capit<span class=\"_ _0\"></span>ulatif d<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance par sec<span class=\"_ _0\"></span>teur op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6a ff303 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente u<span class=\"_ _0\"></span>n aper\u00e7u d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> constit<span class=\"_ _0\"></span>u\u00e9s par sec<span class=\"_ _0\"></span>teur op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6b ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 956px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x64 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 692px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 956px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 925px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff303 fs45 fce sc0 lsec ws109\" style=\"left: 426px; bottom: 940px; z-index: 15;\">Primes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 402px; bottom: 925px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 940px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 505px; bottom: 925px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 605px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69d ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 925px; z-index: 15;\">V<span class=\"lse4 wsf3\">ie</span> </div>\n<div class=\"t m0 x195 h65 y69b ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 673px; bottom: 940px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 668px; bottom: 925px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69b ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 940px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 925px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 850px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 835px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 683px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e72 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e73 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 773px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 426px; bottom: 759px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x41 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 696px; bottom: 773px; z-index: 15;\">R\u00e9partition des provision<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y68f ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 759px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 728px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff303 fs45 fce sc0 lsec ws109\" style=\"left: 418px; bottom: 743px; z-index: 15;\">Primes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 393px; bottom: 728px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 743px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 500px; bottom: 728px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 602px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 610px; bottom: 728px; z-index: 15;\">vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 670px; bottom: 743px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 728px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 743px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 766px; bottom: 728px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 668px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 653px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 698px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 424px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 512px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 681px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 627px; height: 479px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 627px; height: 479px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfInsuranceLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag430": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h7d y1de4 ff2ec fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1de5 ff2ec fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats d\u2019ass<span class=\"_ _3\"></span>urance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">pour prestations d'assurance futures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 720px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2ee fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 676px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 646px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1df0 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df1 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df2 ff2ea fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es les var<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des cont<span class=\"_ _0\"></span>rats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie (brut<span class=\"_ _0\"></span> de r\u00e9assura<span class=\"_ _0\"></span>nce et avant<span class=\"_ _0\"></span> \u00e9limin<span class=\"_ _0\"></span>at<span class=\"wse8\">ions<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y1df3 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 553px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 553px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 553px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2ee fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 523px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 523px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 523px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 508px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 508px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 493px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 493px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 493px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Acquisitions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 479px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 464px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 464px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 464px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 449px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 449px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 449px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 434px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 434px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 434px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 419px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 419px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 419px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 404px; z-index: 15;\">Diff\u00e9rences de changes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 404px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 389px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 389px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 375px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 375px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e01 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e02 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e03 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e04 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">values lat<span class=\"_ _0\"></span>entes su<span class=\"_ _0\"></span>r le portef<span class=\"_ _0\"></span>euille de<span class=\"_ _0\"></span> placement<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e05 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e06 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span>Autres aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span>s, y comp<span class=\"_ _0\"></span>ris la couv<span class=\"_ _0\"></span>erture de ris<span class=\"_ _0\"></span>ques<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb </span></div>\n<div class=\"t m0 x6 h62 y1e07 ff2ea fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">concerne sur<span class=\"_ _3\"></span>tout la consommation<span class=\"_ _3\"></span> d\u2019assurance et de ri<span class=\"_ _3\"></span>sques actu<span class=\"wsea\">ariels<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1e08 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> incluses d<span class=\"_ _0\"></span>ans les cont<span class=\"_ _0\"></span>rats, et v<span class=\"_ _0\"></span>arie d\u00e8s lors e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e09 ff2ea fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">fonction des volumes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1e0a ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e0b ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie n\u2019a pas \u00e9t<span class=\"_ _0\"></span>\u00e9 signific<span class=\"_ _0\"></span>atif en 202<span class=\"_ _0\"></span>2</div>\n<div class=\"t m0 x1a h62 y1e0c ff2ea fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ni en 2021<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 222px; height: 739px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 222px; height: 739px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 222px; height: 739px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f3 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f3 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats de <span class=\"_ _3\"></span>placement <span class=\"_ _3\"></span>vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y699 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Passifs pour prestations d'assuran<span class=\"_ _0\"></span>ce futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> <span class=\"wsed\">polices<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x193 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2f5 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e0f ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e10 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2f5 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2f5 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e1b ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1c ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1d ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e1e ff2f1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">values l<span class=\"_ _0\"></span>atentes<span class=\"_ _0\"></span> sur le <span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille de<span class=\"_ _0\"></span> placem<span class=\"_ _0\"></span>ents. L<span class=\"_ _0\"></span>e transf<span class=\"_ _0\"></span>ert de p<span class=\"_ _0\"></span>assifs</div>\n<div class=\"t m0 x6 h62 y1e1f ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt li\u00e9 \u00e0 des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s intern<span class=\"_ _0\"></span>es entre port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les de</div>\n<div class=\"t m0 x6 h62 y1e20 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits. La<span class=\"_ _3\"></span> rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Autres aj<span class=\"_ _3\"></span>ustemen<span class=\"lsdc wse9\">ts, y compris la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6 h62 y1e21 ff2f1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb<span class=\"_ _3\"></span> concerne s<span class=\"_ _3\"></span>urtout la<span class=\"_ _3\"></span> consommation<span class=\"_ _3\"></span> d\u2019assurance <span class=\"_ _3\"></span>et de ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y1e22 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels pour le<span class=\"_ _0\"></span>s garanti<span class=\"_ _0\"></span>es inclus<span class=\"_ _0\"></span>es dans les<span class=\"_ _0\"></span> contrats,<span class=\"_ _0\"></span> et varie d\u00e8s l<span class=\"_ _0\"></span>ors</div>\n<div class=\"t m0 x6 h62 y1e23 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des volum<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e24 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1e25 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e26 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> vie n\u2019a pas \u00e9t\u00e9 si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tif en</div>\n<div class=\"t m0 x1a h62 y1e27 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2022 ni en<span class=\"_ _3\"></span> 2021.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 625px; height: 481px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 625px; height: 481px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f9 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f9 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats en <span class=\"_ _3\"></span>unit\u00e9s <span class=\"_ _3\"></span>de comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contrats de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff2fa fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e31 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e32 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e33 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019assura<span class=\"_ _0\"></span>nce en unit<span class=\"_ _0\"></span>\u00e9s de com<span class=\"_ _0\"></span>pte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e34 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acquisitions de filiales <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Diff\u00e9rences de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6ed ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent en <span class=\"lsde wsfa\">unit\u00e9s de compte.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e35 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 669px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 669px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 669px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 638px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 624px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 624px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 624px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 609px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 609px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 594px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 594px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Transfert de <span class=\"lse3 wsf2\">passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 579px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 579px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 564px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 564px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 549px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 549px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 535px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 535px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e40 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e41 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e42 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le transf<span class=\"_ _0\"></span>ert de pas<span class=\"_ _0\"></span>sifs trad<span class=\"_ _0\"></span>uit essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s internes<span class=\"_ _0\"></span> entre dif<span class=\"_ _0\"></span>f\u00e9rent<span class=\"_ _0\"></span>s types de co<span class=\"_ _0\"></span>ntrat. La r<span class=\"_ _0\"></span>ubrique \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res ajust<span class=\"_ _0\"></span>ements, y co<span class=\"_ _0\"></span>mpris la</div>\n<div class=\"t m0 x6 h62 y1e43 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de risq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span>\u00bb concern<span class=\"_ _0\"></span>e surtou<span class=\"_ _0\"></span>t la consom<span class=\"_ _0\"></span>mation d<span class=\"_ _0\"></span>\u2019assura<span class=\"_ _0\"></span>nce et de ris<span class=\"_ _0\"></span>ques actu<span class=\"_ _0\"></span>ariels<span class=\"_ _0\"></span> pour les gar<span class=\"_ _0\"></span>anties co<span class=\"_ _0\"></span>mpl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> incluses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y1e44 ff2f7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 445px; height: 661px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 445px; height: 661px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 445px; height: 661px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2ff fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2ff fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats d\u2019ass<span class=\"_ _3\"></span>ur<span class=\"ls11d ws144\">ance non<span class=\"ls0 ws0\">-</span>vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">R\u00e9serves<span class=\"_ _3\"></span> pour sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 945px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e47 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e48 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e49 ff2fd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les variations<span class=\"_ _3\"></span> des passifs r\u00e9sult<span class=\"_ _3\"></span>ant de contrats d\u2019a<span class=\"_ _3\"></span>ssurance li\u00e9s au<span class=\"_ _3\"></span>x contrats d\u2019assuran<span class=\"_ _3\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie (brut de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et avant \u00e9l<span class=\"_ _0\"></span>iminati<span class=\"_ _0\"></span>ons) se </span></span></div>\n<div class=\"t m0 x6 h62 y1e4a ff2fd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e4b ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 806px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 806px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff300 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff301 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 775px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 775px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 775px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Acquisitions / Cessions de<span class=\"_ _0\"></span> filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span> l\u2019exercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 745px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 745px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 731px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 731px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 731px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 716px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 516px; bottom: 716px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 716px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 701px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 701px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 701px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 686px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 686px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 686px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 671px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 510px; bottom: 671px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 671px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Variation des passifs (de l\u2019e<span class=\"_ _0\"></span>xercice en cours et<span class=\"_ _0\"></span> des exercices ant\u00e9rieurs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 656px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 642px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 642px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 627px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 627px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 627px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 612px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 612px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 612px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Ajustement de la comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 597px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 582px; z-index: 15;\">Autres changements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 582px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 582px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff301 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 567px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 567px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 556px; height: 550px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 556px; height: 550px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 556px; height: 550px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff305 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff305 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Tests de suff<span class=\"_ _0\"></span>isance<span class=\"_ _0\"></span> du passif d'assu<span class=\"_ _0\"></span>rance (Insu<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span> Liability<span class=\"_ _0\"></span> Adequacy<span class=\"_ _0\"></span> Testing)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff303 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les tests<span class=\"_ _3\"></span> effectu\u00e9s \u00e0<span class=\"_ _3\"></span> fin 2022<span class=\"_ _3\"></span> ont con<span class=\"_ _3\"></span>firm\u00e9 l\u2019ad\u00e9<span class=\"_ _3\"></span>quation des p<span class=\"_ _3\"></span>assifs <span class=\"lsdc\">d\u2019assuranc<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e69 ff303 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9capit<span class=\"_ _0\"></span>ulatif d<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance par sec<span class=\"_ _0\"></span>teur op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6a ff303 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente u<span class=\"_ _0\"></span>n aper\u00e7u d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> constit<span class=\"_ _0\"></span>u\u00e9s par sec<span class=\"_ _0\"></span>teur op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6b ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 956px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x64 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 692px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 956px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 925px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff303 fs45 fce sc0 lsec ws109\" style=\"left: 426px; bottom: 940px; z-index: 15;\">Primes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 402px; bottom: 925px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 940px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 505px; bottom: 925px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 605px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69d ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 925px; z-index: 15;\">V<span class=\"lse4 wsf3\">ie</span> </div>\n<div class=\"t m0 x195 h65 y69b ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 673px; bottom: 940px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 668px; bottom: 925px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69b ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 940px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 925px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 850px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 835px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 683px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e72 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e73 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 773px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 426px; bottom: 759px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x41 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 696px; bottom: 773px; z-index: 15;\">R\u00e9partition des provision<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y68f ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 759px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 728px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff303 fs45 fce sc0 lsec ws109\" style=\"left: 418px; bottom: 743px; z-index: 15;\">Primes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 393px; bottom: 728px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 743px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 500px; bottom: 728px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 602px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 610px; bottom: 728px; z-index: 15;\">vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 670px; bottom: 743px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 728px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 743px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 766px; bottom: 728px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 668px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 653px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 698px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 424px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 512px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 681px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 627px; height: 479px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 627px; height: 479px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInvestmentContractsLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag429": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h7d y1de4 ff2ec fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1de5 ff2ec fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats d\u2019ass<span class=\"_ _3\"></span>urance vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 765px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff2ea fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 765px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2ed fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 750px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2ea fs45 fc15 sc0 lsee wsf6\" style=\"left: 69px; bottom: 735px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"lse0 wsee\">pour prestations d'assurance futures<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 735px; z-index: 15;\">25.350<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 735px; z-index: 15;\">26.561<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 720px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 720px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 720px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 705px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 705px; z-index: 15;\">(46)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 705px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff2ee fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 690px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 690px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68c ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 690px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 676px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 676px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 676px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 661px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 661px; z-index: 15;\">25.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 661px; z-index: 15;\">28.673<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 646px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 646px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 646px; z-index: 15;\">(13)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 631px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 631px; z-index: 15;\">25.518<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6d3 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 631px; z-index: 15;\">28.660<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 620px; height: 154px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1df0 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df1 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1df2 ff2ea fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">dessous so<span class=\"_ _0\"></span>nt pr\u00e9sent<span class=\"_ _0\"></span>\u00e9es les var<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> des passif<span class=\"_ _0\"></span>s li\u00e9s \u00e0 des cont<span class=\"_ _0\"></span>rats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie (brut<span class=\"_ _0\"></span> de r\u00e9assura<span class=\"_ _0\"></span>nce et avant<span class=\"_ _0\"></span> \u00e9limin<span class=\"_ _0\"></span>at<span class=\"wse8\">ions<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></span></span></span></div>\n<div class=\"t m0 x6 h62 y1df3 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 553px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 553px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y694 ff2ea fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 553px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2ea fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68f ff2ed fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 538px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff2ee fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 523px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 523px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y697 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 523px; z-index: 15;\">29.990<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 508px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 508px; z-index: 15;\">(3.080)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 508px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 493px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 493px; z-index: 15;\">2.094<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y697 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 493px; z-index: 15;\">2.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 479px; z-index: 15;\">Acquisitions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 479px; z-index: 15;\">1.187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 479px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 464px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 464px; z-index: 15;\">547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 464px; z-index: 15;\">601<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 449px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 449px; z-index: 15;\">(1.449)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a0 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 449px; z-index: 15;\">(1.783)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 434px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 434px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6cb ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 434px; z-index: 15;\">(80)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 419px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 419px; z-index: 15;\">(1.559)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68a ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 419px; z-index: 15;\">(1.350)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 404px; z-index: 15;\">Diff\u00e9rences de changes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 404px; z-index: 15;\">(118)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff2ea fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 404px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 389px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 389px; z-index: 15;\">(785)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2ea fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 389px; z-index: 15;\">(711)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2ee fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 375px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 375px; z-index: 15;\">25.540<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2ee fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 375px; z-index: 15;\">28.690<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e01 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e02 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e03 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e04 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">values lat<span class=\"_ _0\"></span>entes su<span class=\"_ _0\"></span>r le portef<span class=\"_ _0\"></span>euille de<span class=\"_ _0\"></span> placement<span class=\"_ _0\"></span>s. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e05 ff2ea fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e06 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span>Autres aj<span class=\"_ _0\"></span>ustement<span class=\"_ _0\"></span>s, y comp<span class=\"_ _0\"></span>ris la couv<span class=\"_ _0\"></span>erture de ris<span class=\"_ _0\"></span>ques<span class=\"ls0 ws0\"> </span><span class=\"wse8\">\u00bb </span></div>\n<div class=\"t m0 x6 h62 y1e07 ff2ea fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">concerne sur<span class=\"_ _3\"></span>tout la consommation<span class=\"_ _3\"></span> d\u2019assurance et de ri<span class=\"_ _3\"></span>sques actu<span class=\"wsea\">ariels<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1e08 ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour les ga<span class=\"_ _0\"></span>ranties<span class=\"_ _0\"></span> incluses d<span class=\"_ _0\"></span>ans les cont<span class=\"_ _0\"></span>rats, et v<span class=\"_ _0\"></span>arie d\u00e8s lors e<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e09 ff2ea fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">fonction des volumes. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1e0a ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e0b ff2ea fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats d\u2019as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e vie n\u2019a pas \u00e9t<span class=\"_ _0\"></span>\u00e9 signific<span class=\"_ _0\"></span>atif en 202<span class=\"_ _0\"></span>2</div>\n<div class=\"t m0 x1a h62 y1e0c ff2ea fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ni en 2021<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 222px; height: 739px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f3 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f3 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats de <span class=\"_ _3\"></span>placement <span class=\"_ _3\"></span>vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x13 h65 y699 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 452px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f1 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff2f4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Passifs pour prestations d'assuran<span class=\"_ _0\"></span>ce futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1019px; z-index: 15;\">28.356<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69d ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1019px; z-index: 15;\">29.256<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> <span class=\"wsed\">polices<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1004px; z-index: 15;\">336<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1004px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Comptabilit\u00e9 reflet (shadow accounting)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68a ff2f1 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 989px; z-index: 15;\">8</div>\n<div class=\"t m0 x193 h65 y68a ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 989px; z-index: 15;\">1.075<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff2f5 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 974px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69b ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 974px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 963px; height: 95px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e0f ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e10 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 927px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 927px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d1 ff2f1 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 927px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f1 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68c ff2f4 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff2f5 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 897px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 897px; z-index: 15;\">31.629<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 882px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 yb68 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 882px; z-index: 15;\">1.928<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 867px; z-index: 15;\">Valeur temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 867px; z-index: 15;\">303<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 867px; z-index: 15;\">319<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 852px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 852px; z-index: 15;\">(2.034)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6a6 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 852px; z-index: 15;\">(2.289)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 837px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 837px; z-index: 15;\">(244)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 837px; z-index: 15;\">(255)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 822px; z-index: 15;\">Ajustements li\u00e9s \u00e0 la <span class=\"_ _0\"></span>comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 822px; z-index: 15;\">(1.067)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68f ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 822px; z-index: 15;\">(632)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 808px; z-index: 15;\">(587)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f1 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 808px; z-index: 15;\">(83)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff2f5 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 793px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 793px; z-index: 15;\">28.700<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68f ff2f5 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 793px; z-index: 15;\">30.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e1b ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1c ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e1d ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019ajust<span class=\"_ _0\"></span>ement de co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lit\u00e9 refl<span class=\"_ _0\"></span>et provie<span class=\"_ _0\"></span>nt de plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">values et moins</span>-</span></div>\n<div class=\"t m0 x6 h62 y1e1e ff2f1 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">values l<span class=\"_ _0\"></span>atentes<span class=\"_ _0\"></span> sur le <span class=\"_ _0\"></span>portefe<span class=\"_ _0\"></span>uille de<span class=\"_ _0\"></span> placem<span class=\"_ _0\"></span>ents. L<span class=\"_ _0\"></span>e transf<span class=\"_ _0\"></span>ert de p<span class=\"_ _0\"></span>assifs</div>\n<div class=\"t m0 x6 h62 y1e1f ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt li\u00e9 \u00e0 des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s intern<span class=\"_ _0\"></span>es entre port<span class=\"_ _0\"></span>efeuil<span class=\"_ _0\"></span>les de</div>\n<div class=\"t m0 x6 h62 y1e20 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">produits. La<span class=\"_ _3\"></span> rubrique<span class=\"_ _3\"></span> \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">Autres aj<span class=\"_ _3\"></span>ustemen<span class=\"lsdc wse9\">ts, y compris la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e de </span></span></div>\n<div class=\"t m0 x6 h62 y1e21 ff2f1 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">risques<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb<span class=\"_ _3\"></span> concerne s<span class=\"_ _3\"></span>urtout la<span class=\"_ _3\"></span> consommation<span class=\"_ _3\"></span> d\u2019assurance <span class=\"_ _3\"></span>et de ri<span class=\"_ _3\"></span>sques </span></div>\n<div class=\"t m0 x6 h62 y1e22 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuar<span class=\"_ _0\"></span>iels pour le<span class=\"_ _0\"></span>s garanti<span class=\"_ _0\"></span>es inclus<span class=\"_ _0\"></span>es dans les<span class=\"_ _0\"></span> contrats,<span class=\"_ _0\"></span> et varie d\u00e8s l<span class=\"_ _0\"></span>ors</div>\n<div class=\"t m0 x6 h62 y1e23 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en fonctio<span class=\"_ _0\"></span>n des volum<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e24 ff2f1 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1e25 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L\u2019impact<span class=\"_ _0\"></span> des variat<span class=\"_ _0\"></span>ions des<span class=\"_ _0\"></span> hypoth\u00e8s<span class=\"_ _0\"></span>es utilis<span class=\"_ _0\"></span>\u00e9es pour m<span class=\"_ _0\"></span>esurer les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e26 ff2f1 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passifs<span class=\"_ _0\"></span> li\u00e9s aux contr<span class=\"_ _0\"></span>ats de plac<span class=\"_ _0\"></span>ement<span class=\"_ _0\"></span> vie n\u2019a pas \u00e9t\u00e9 si<span class=\"_ _0\"></span>gnifica<span class=\"_ _0\"></span>tif en</div>\n<div class=\"t m0 x1a h62 y1e27 ff2f1 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">2022 ni en<span class=\"_ _3\"></span> 2021.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 625px; height: 481px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2f9 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2f9 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 <span class=\"_ _3\"></span>des con<span class=\"_ _3\"></span>trats en <span class=\"_ _3\"></span>unit\u00e9s <span class=\"_ _3\"></span>de comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2f7 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">Contrats d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Contrats de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 596px; bottom: 1004px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 1004px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff2fa fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 989px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 989px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y68a ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 989px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 978px; height: 80px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e31 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e32 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e33 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s d\u2019assura<span class=\"_ _0\"></span>nce en unit<span class=\"_ _0\"></span>\u00e9s de com<span class=\"_ _0\"></span>pte.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e34 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 910px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 910px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2f7 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y68a ff2fb fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 895px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 880px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 880px; z-index: 15;\">2.904<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 865px; z-index: 15;\">(1.620)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 850px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 850px; z-index: 15;\">196<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 850px; z-index: 15;\">394<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 835px; z-index: 15;\">Acquisitions de filiales <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 835px; z-index: 15;\">514<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 821px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 821px; z-index: 15;\">(263)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 821px; z-index: 15;\">280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 806px; z-index: 15;\">(47)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y797 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 806px; z-index: 15;\">(204)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 791px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 791px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Diff\u00e9rences de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y6ed ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 776px; z-index: 15;\">(51)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6ed ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 776px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 761px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 761px; z-index: 15;\">(75)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68f ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 761px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y183e ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 746px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 746px; z-index: 15;\">2.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y183e ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 746px; z-index: 15;\">3.352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y183f ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1840 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1841 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u suivant re<span class=\"_ _0\"></span>prend les<span class=\"_ _0\"></span> variati<span class=\"_ _0\"></span>ons des pas<span class=\"_ _0\"></span>sifs li\u00e9s \u00e0 des c<span class=\"_ _0\"></span>ontrat<span class=\"_ _0\"></span>s de placem<span class=\"_ _0\"></span>ent en <span class=\"lsde wsfa\">unit\u00e9s de compte.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e35 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 669px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 669px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a0 ff2f7 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 669px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y69b ff2fb fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff2fa fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 638px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y69d ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">14.186<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 624px; z-index: 15;\">Encaissement brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 624px; z-index: 15;\">1.338<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 624px; z-index: 15;\">1.825<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 609px; z-index: 15;\">Variation de la juste <span class=\"_ _0\"></span>valeur / de la valeur <span class=\"_ _0\"></span>temps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 609px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 609px; z-index: 15;\">1.019<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 594px; z-index: 15;\">Paiements dus \u00e0 des <span class=\"_ _0\"></span>rachats, \u00e9ch\u00e9ances et a<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 594px; z-index: 15;\">(1.063)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 594px; z-index: 15;\">(1.809)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 579px; z-index: 15;\">Transfert de <span class=\"lse3 wsf2\">passi<span class=\"_ _0\"></span>fs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 579px; z-index: 15;\">265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6d1 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 579px; z-index: 15;\">367<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 564px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 564px; z-index: 15;\">(8)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff2f7 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 564px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 549px; z-index: 15;\">Autres ajustements, y compris la couverture de risques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 549px; z-index: 15;\">(115)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y691 ff2f7 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 549px; z-index: 15;\">(40)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff2fa fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 535px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 535px; z-index: 15;\">13.751<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12e h67 y6a6 ff2fa fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 535px; z-index: 15;\">15.549<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e40 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e41 ff2f7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e42 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le transf<span class=\"_ _0\"></span>ert de pas<span class=\"_ _0\"></span>sifs trad<span class=\"_ _0\"></span>uit essent<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent des mou<span class=\"_ _0\"></span>vement<span class=\"_ _0\"></span>s internes<span class=\"_ _0\"></span> entre dif<span class=\"_ _0\"></span>f\u00e9rent<span class=\"_ _0\"></span>s types de co<span class=\"_ _0\"></span>ntrat. La r<span class=\"_ _0\"></span>ubrique \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res ajust<span class=\"_ _0\"></span>ements, y co<span class=\"_ _0\"></span>mpris la</div>\n<div class=\"t m0 x6 h62 y1e43 ff2f7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure de risq<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span>\u00bb concern<span class=\"_ _0\"></span>e surtou<span class=\"_ _0\"></span>t la consom<span class=\"_ _0\"></span>mation d<span class=\"_ _0\"></span>\u2019assura<span class=\"_ _0\"></span>nce et de ris<span class=\"_ _0\"></span>ques actu<span class=\"_ _0\"></span>ariels<span class=\"_ _0\"></span> pour les gar<span class=\"_ _0\"></span>anties co<span class=\"_ _0\"></span>mpl\u00e9me<span class=\"_ _0\"></span>ntaires<span class=\"_ _0\"></span> incluses da<span class=\"_ _0\"></span>ns les</div>\n<div class=\"t m0 x6 h62 y1e44 ff2f7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">contrats.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 445px; height: 661px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff2ff fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff2ff fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Passifs l<span class=\"_ _3\"></span>i\u00e9s \u00e0 d<span class=\"_ _3\"></span>es cont<span class=\"_ _3\"></span>rats d\u2019ass<span class=\"_ _3\"></span>ur<span class=\"ls11d ws144\">ance non<span class=\"ls0 ws0\">-</span>vi<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1049px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h68 y697 ff300 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 1019px; z-index: 15;\">R\u00e9serves<span class=\"_ _3\"></span> pour sinistres<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1019px; z-index: 15;\">7.783<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1019px; z-index: 15;\">7.620<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1004px; z-index: 15;\">Primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 1004px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1004px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 989px; z-index: 15;\">R\u00e9serve pour participations b<span class=\"_ _0\"></span>\u00e9n\u00e9ficiaires de titulaires de<span class=\"_ _0\"></span> polices<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 989px; z-index: 15;\">61<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 989px; z-index: 15;\">38<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Shadow accounting<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 974px; z-index: 15;\"> </div>\n<div class=\"t m0 xe8 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 974px; z-index: 15;\">49<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 ls106 ws15f\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Avant \u00e9limination<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 959px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 959px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 945px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 945px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 767px; bottom: 945px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff301 fs45 fce sc0 lse4 wsf3\" style=\"left: 69px; bottom: 930px; z-index: 15;\">Brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 930px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 930px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 915px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 915px; z-index: 15;\">(818)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6a6 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 915px; z-index: 15;\">(789)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 69px; bottom: 900px; z-index: 15;\">Net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 900px; z-index: 15;\">7.058<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 900px; z-index: 15;\">7.100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 889px; height: 169px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y1e47 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e48 ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e49 ff2fd fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les variations<span class=\"_ _3\"></span> des passifs r\u00e9sult<span class=\"_ _3\"></span>ant de contrats d\u2019a<span class=\"_ _3\"></span>ssurance li\u00e9s au<span class=\"_ _3\"></span>x contrats d\u2019assuran<span class=\"_ _3\"></span>ce non<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">vie (brut de r\u00e9as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e et avant \u00e9l<span class=\"_ _0\"></span>iminati<span class=\"_ _0\"></span>ons) se </span></span></div>\n<div class=\"t m0 x6 h62 y1e4a ff2fd fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>ent comm<span class=\"_ _0\"></span>e suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e4b ff2fd fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 806px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 806px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y691 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 806px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a6 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h68 y6a6 ff300 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 790px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff301 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 775px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y694 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 775px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 775px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 y694 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 775px; z-index: 15;\">8.744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 760px; z-index: 15;\">Acquisitions / Cessions de<span class=\"_ _0\"></span> filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 760px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 745px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span> l\u2019exercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 516px; bottom: 745px; z-index: 15;\">3.189<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 688px; bottom: 745px; z-index: 15;\">3.131<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 745px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 731px; z-index: 15;\">Sinistres pay\u00e9s de l\u2019ex<span class=\"_ _0\"></span>ercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 731px; z-index: 15;\">(1.488)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y699 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 731px; z-index: 15;\">(1.481)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 731px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 716px; z-index: 15;\">Variation des passifs de l\u2019e<span class=\"_ _0\"></span>xercice en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 516px; bottom: 716px; z-index: 15;\">1.701<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y697 ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 688px; bottom: 716px; z-index: 15;\">1.650<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 716px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 701px; z-index: 15;\">Addition aux passifs de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 701px; z-index: 15;\">(276)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y69d ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 701px; z-index: 15;\">(285)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 701px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 686px; z-index: 15;\">Sinistres pay\u00e9s des exerci<span class=\"_ _0\"></span>ces ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 510px; bottom: 686px; z-index: 15;\">(1.217)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 682px; bottom: 686px; z-index: 15;\">(1.066)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69b ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 686px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff2fd fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 671px; z-index: 15;\">Variation des passifs des e<span class=\"_ _0\"></span>xercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 510px; bottom: 671px; z-index: 15;\">(1.493)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69d ff2fd fs45 fce sc0 lse0 wsed\" style=\"left: 682px; bottom: 671px; z-index: 15;\">(1.351)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y69d ff2fd fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 671px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 656px; z-index: 15;\">Variation des passifs (de l\u2019e<span class=\"_ _0\"></span>xercice en cours et<span class=\"_ _0\"></span> des exercices ant\u00e9rieurs)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 656px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 656px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y68c ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 656px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 642px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 642px; z-index: 15;\">(44)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68a ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 642px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68a ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 642px; z-index: 15;\">(14)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 627px; z-index: 15;\">Transfert de passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 627px; z-index: 15;\">(108)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6cb ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 627px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y6cb ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 627px; z-index: 15;\">(70)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 612px; z-index: 15;\">\u00c9carts de change<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x231 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 612px; z-index: 15;\">(135)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 612px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 612px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 597px; z-index: 15;\">Ajustement de la comptabilit\u00e9 reflet<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 yb68 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 597px; z-index: 15;\">(49)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 597px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 582px; z-index: 15;\">Autres changements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 582px; z-index: 15;\">146<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff2fd fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x1b h65 y691 ff2fd fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 582px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff301 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 567px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 567px; z-index: 15;\">9.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 yb68 ff301 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h67 yb68 ff301 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 567px; z-index: 15;\">9.437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 556px; height: 550px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff305 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">19.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff305 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Tests de suff<span class=\"_ _0\"></span>isance<span class=\"_ _0\"></span> du passif d'assu<span class=\"_ _0\"></span>rance (Insu<span class=\"_ _0\"></span>rance<span class=\"_ _0\"></span> Liability<span class=\"_ _0\"></span> Adequacy<span class=\"_ _0\"></span> Testing)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff303 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les tests<span class=\"_ _3\"></span> effectu\u00e9s \u00e0<span class=\"_ _3\"></span> fin 2022<span class=\"_ _3\"></span> ont con<span class=\"_ _3\"></span>firm\u00e9 l\u2019ad\u00e9<span class=\"_ _3\"></span>quation des p<span class=\"_ _3\"></span>assifs <span class=\"lsdc\">d\u2019assuranc<span class=\"_ _0\"></span>e compt<span class=\"_ _0\"></span>abilis\u00e9s.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1e69 ff303 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">R\u00e9capit<span class=\"_ _0\"></span>ulatif d<span class=\"_ _0\"></span>es passif<span class=\"_ _0\"></span>s d'assur<span class=\"_ _0\"></span>ance par sec<span class=\"_ _0\"></span>teur op<span class=\"_ _0\"></span>\u00e9ration<span class=\"_ _0\"></span>nel <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6a ff303 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente u<span class=\"_ _0\"></span>n aper\u00e7u d<span class=\"_ _0\"></span>es passifs<span class=\"_ _0\"></span> constit<span class=\"_ _0\"></span>u\u00e9s par sec<span class=\"_ _0\"></span>teur op\u00e9<span class=\"_ _0\"></span>rationn<span class=\"_ _0\"></span>el.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e6b ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x19d h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6a0 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 956px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x64 h65 y697 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 970px; z-index: 15;\"> </div>\n<div class=\"t m0 x170 h65 y697 ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 692px; bottom: 970px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 956px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6a0 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 956px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 925px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 925px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x1ce h65 y69b ff303 fs45 fce sc0 lsec ws109\" style=\"left: 426px; bottom: 940px; z-index: 15;\">Primes <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x230 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 402px; bottom: 925px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 504px; bottom: 940px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 505px; bottom: 925px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y69b ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 605px; bottom: 940px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69d ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 612px; bottom: 925px; z-index: 15;\">V<span class=\"lse4 wsf3\">ie</span> </div>\n<div class=\"t m0 x195 h65 y69b ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 673px; bottom: 940px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y69d ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 668px; bottom: 925px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y69b ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 940px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 925px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y69b ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x23a h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 910px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 895px; z-index: 15;\">4.426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 895px; z-index: 15;\">387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 895px; z-index: 15;\">4.039<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 598px; bottom: 895px; z-index: 15;\">59.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 683px; bottom: 895px; z-index: 15;\">11.055<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 769px; bottom: 895px; z-index: 15;\">48.379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 880px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 880px; z-index: 15;\">3.317<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 880px; z-index: 15;\">795<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 880px; z-index: 15;\">2.522<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 880px; z-index: 15;\">9.030<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 689px; bottom: 880px; z-index: 15;\">4.280<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68c ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 880px; z-index: 15;\">4.750<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff303 fs45 fc15 sc0 lse3 wsf2\" style=\"left: 69px; bottom: 865px; z-index: 15;\">Asie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 540px; bottom: 865px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 604px; bottom: 865px; z-index: 15;\">1.575<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 696px; bottom: 865px; z-index: 15;\">466<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y6d1 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 865px; z-index: 15;\">1.109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 850px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 850px; z-index: 15;\">1.712<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 439px; bottom: 850px; z-index: 15;\">429<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 518px; bottom: 850px; z-index: 15;\">1.283<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 621px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 850px; z-index: 15;\"> </div>\n<div class=\"t m0 x3aa h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 850px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 835px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 454px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 835px; z-index: 15;\">(1.579)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y797 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 711px; bottom: 835px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y797 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 835px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 820px; z-index: 15;\">7.876<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 432px; bottom: 820px; z-index: 15;\">1.611<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 820px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 820px; z-index: 15;\">70.023<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 683px; bottom: 820px; z-index: 15;\">15.801<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 yb68 ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 769px; bottom: 820px; z-index: 15;\">54.222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e72 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e73 ff303 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x18a h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 432px; bottom: 773px; z-index: 15;\">R\u00e9partition des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 426px; bottom: 759px; z-index: 15;\">techniques non<span class=\"ls0 ws0\">-<span class=\"lse5 ws100\">vie br<span class=\"_ _3\"></span>utes</span> <span class=\"_ _3\"></span>: </span></div>\n<div class=\"t m0 x41 h65 y6ed ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 773px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6ed ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 696px; bottom: 773px; z-index: 15;\">R\u00e9partition des provision<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h65 y68f ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 706px; bottom: 759px; z-index: 15;\">techniques vie brutes<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 370px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y68f ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 622px; bottom: 759px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff303 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 743px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 728px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 349px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 340px; bottom: 728px; z-index: 15;\">non<span class=\"ls0 ws0\">-<span class=\"lse2 wsf1\">vie</span> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff303 fs45 fce sc0 lsec ws109\" style=\"left: 418px; bottom: 743px; z-index: 15;\">Primes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 393px; bottom: 728px; z-index: 15;\">non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y694 ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 743px; z-index: 15;\">Sinistres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 500px; bottom: 728px; z-index: 15;\">en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y694 ff303 fs45 fce sc0 lse1 wsef\" style=\"left: 602px; bottom: 743px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y68f ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 610px; bottom: 728px; z-index: 15;\">vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y694 ff303 fs45 fce sc0 lse0 wsf0\" style=\"left: 670px; bottom: 743px; z-index: 15;\">En unit\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68f ff303 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 728px; z-index: 15;\">de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff303 fs45 fce sc0 lse4 wsf3\" style=\"left: 783px; bottom: 743px; z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68f ff303 fs45 fce sc0 lse0 wsed\" style=\"left: 766px; bottom: 728px; z-index: 15;\">Garanti<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 370px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 622px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h65 y694 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x41 h68 y694 ff306 fs45 fc15 sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 698px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 698px; z-index: 15;\">4.345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 698px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 698px; z-index: 15;\">3.933<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 698px; z-index: 15;\">63.003<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 698px; z-index: 15;\">12.387<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y68f ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 768px; bottom: 698px; z-index: 15;\">50.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 683px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 683px; z-index: 15;\">3.449<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 683px; z-index: 15;\">908<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 683px; z-index: 15;\">2.541<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 683px; z-index: 15;\">15.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 686px; bottom: 683px; z-index: 15;\">6.515<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y697 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 683px; z-index: 15;\">8.676<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 668px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 347px; bottom: 668px; z-index: 15;\">1.643<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 432px; bottom: 668px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 512px; bottom: 668px; z-index: 15;\">1.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y699 ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 708px; bottom: 668px; z-index: 15;\"> </div>\n<div class=\"t m0 x5e h65 y699 ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 668px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 653px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x170 h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 341px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5e h65 y69b ff303 fs45 fc15 sc0 ls0 ws0\" style=\"left: 446px; bottom: 653px; z-index: 15;\"> </div>\n<div class=\"t m0 x18b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 506px; bottom: 653px; z-index: 15;\">(1.548)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 606px; bottom: 653px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 698px; bottom: 653px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff303 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 653px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff307 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 638px; z-index: 15;\">Total de l\u2019assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 347px; bottom: 638px; z-index: 15;\">7.889<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 424px; bottom: 638px; z-index: 15;\">1.730<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 512px; bottom: 638px; z-index: 15;\">6.110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 595px; bottom: 638px; z-index: 15;\">78.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 681px; bottom: 638px; z-index: 15;\">18.901<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h67 y69d ff307 fs45 fce sc0 lse0 wsed\" style=\"left: 768px; bottom: 638px; z-index: 15;\">59.290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 627px; height: 479px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h75 y1a2b ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">L\u2019encaissement brut en assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a2c ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Vie repr\u00e9sente les primes re<span class=\"_ _0\"></span>\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a2d ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">par les compagnies d\u2019as<span class=\"_ _0\"></span>surance sur</div>\n<div class=\"t m0 x6 h75 y1a2e ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les contrats d\u2019assurance <span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x6 h75 y1a2f ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement \u00e9mis. Les primes <span class=\"_ _0\"></span>re\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a30 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">provenant de contrats d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a31 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et contrats de placement<span class=\"_ _0\"></span> assortis</div>\n<div class=\"t m0 x6 h75 y1bf1 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u2019un \u00e9l\u00e9ment de partic<span class=\"ws114\">ipation </span></div>\n<div class=\"t m0 x6 h75 y1bf2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">discr\u00e9tionnaire sont comptabilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y1bf3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en compte de r\u00e9sultat. Les primes</div>\n<div class=\"t m0 x6 h75 y20bf ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">re\u00e7ues provenant de contrats de</div>\n<div class=\"t m0 x6 h75 y20c0 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement sans \u00e9l\u00e9ment de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y20c1 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">participation discr\u00e9tionn<span class=\"_ _0\"></span>aire, \u00e0</div>\n<div class=\"t m0 x6 h75 y20c2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">savoir essentiellement des contrats</div>\n<div class=\"t m0 x6 h75 y20c3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en unit\u00e9s de compte, sont</div>\n<div class=\"t m0 x6 h75 y20c4 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">directement comptabilis\u00e9e<span class=\"lsf6 ws110\">s c<span class=\"_ _0\"></span>omme </span></div>\n<div class=\"t m0 x6 h75 y20c5 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">passifs (comptabilit\u00e9 de d\u00e9p\u00f4t). Les</div>\n<div class=\"t m0 x6 h75 y20c6 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">commissions sont comptab<span class=\"_ _0\"></span>ilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y20c7 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en produits de commissions dans</div>\n<div class=\"t m0 x6 h75 y20c8 ff36c fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">l\u2019\u00e9tat du r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20c9 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20ca ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff36a fs45 fc15 sc0 lse3 ws125\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Encaissemen<span class=\"_ _0\"></span>t Vie bru<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Encaissement Non<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">vie brut<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et <span class=\"wsed\">\u00e9liminations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Encaissement brut total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 656px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 767px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a39 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20cb ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Primes d'assurance Vie ne<span class=\"_ _0\"></span>ttes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Prim<span class=\"_ _3\"></span>es d'as<span class=\"_ _3\"></span>sur<span class=\"_ _3\"></span>ance Non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie acquises nettes</span> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Total des primes d'assurance acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 661px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 772px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 392px; height: 569px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h63 y834 ff372 fs44 fc29 sc0 ls137 ws162\" style=\"z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd9d ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff374 fs45 fc29 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Contr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats en<span class=\"_ _0\"></span> unit\u00e9s<span class=\"_ _0\"></span> de compt<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1005px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Contrats non investis en<span class=\"_ _3\"></span> unit\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 960px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 960px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 945px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff375 fs45 fc2a sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Total des assurances groupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 601px; bottom: 931px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 916px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 901px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 901px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff375 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total des assurances <span class=\"wsed\">individuell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats non<span class=\"_ _0\"></span> invest<span class=\"_ _0\"></span>is en un<span class=\"_ _0\"></span>it\u00e9s de c<span class=\"_ _0\"></span>ompte<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 871px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 871px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Contrats d'investissement avec \u00e9l\u00e9ment de participation discr\u00e9<span class=\"_ _0\"></span>tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 827px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 827px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 812px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 812px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement avec<span class=\"_ _0\"></span> \u00e9l\u00e9ment de participation discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 797px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Revenu<span class=\"_ _0\"></span> de prime<span class=\"_ _0\"></span>s Vie br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 767px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 767px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 738px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 738px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 723px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 723px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Encaissement en comptabili<span class=\"_ _3\"></span>t\u00e9 de d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 708px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 708px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Encaissement Vie brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 678px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 678px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20d4 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20d5 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 631px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 631px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 601px; z-index: 15;\">Revenu de primes Vie <span class=\"_ _0\"></span>brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 601px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 601px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 586px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 586px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 586px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Primes d'assurance Vie nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 571px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 571px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20da ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h63 y20db ff372 fs44 fc29 sc0 lsdf ws163\" style=\"z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"ls137 ws162\">vie</span> </span></div>\n<div class=\"t m0 x6 h62 y20dc ff372 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La cat\u00e9g<span class=\"_ _0\"></span>orie \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Dommages aux biens e<span class=\"_ _3\"></span>t risques divers</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00bb <span class=\"wseb\">compre<span class=\"_ _3\"></span>nd les pri<span class=\"_ _3\"></span>mes Automobi<span class=\"_ _3\"></span>le, Incendi<span class=\"_ _3\"></span>e et Autre<span class=\"_ _3\"></span>s dommages au<span class=\"_ _3\"></span>x biens e<span class=\"_ _3\"></span>t autres</span></span> </span></div>\n<div class=\"t m0 x6 h62 y20dd ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 462px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 526px; bottom: 477px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 529px; bottom: 462px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 477px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 615px; bottom: 462px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\">  </div>\n<div class=\"t m0 x5b h65 y697 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 776px; bottom: 462px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 431px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 431px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 431px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 416px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 416px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 416px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 401px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 401px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 401px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 387px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 387px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 387px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Part des r\u00e9assureurs dans <span class=\"_ _0\"></span>les primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 563px; bottom: 372px; z-index: 15;\">2</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 372px; z-index: 15;\">6</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 372px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 357px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 357px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 295px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 525px; bottom: 310px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 527px; bottom: 295px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 310px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y797 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 616px; bottom: 295px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 310px; z-index: 15;\">  </div>\n<div class=\"t m0 x70 h65 y797 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 778px; bottom: 295px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 265px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 265px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 265px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 265px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 250px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 235px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 235px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 235px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 220px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 220px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 220px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Part des r\u00e9assureurs dans les <span class=\"wsee\">primes non acquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x298 h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 205px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 205px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 190px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 190px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 190px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 179px; height: 927px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff377 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous figure<span class=\"_ _3\"></span> la r\u00e9partit<span class=\"_ _3\"></span>ion des primes d\u2019a<span class=\"_ _3\"></span>ssurance Non</span>-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie acquis<span class=\"_ _0\"></span>es nett<span class=\"_ _0\"></span>es par sect<span class=\"_ _0\"></span>eur op\u00e9rat<span class=\"_ _0\"></span>ionnel.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x184 h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 1065px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1050px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 1065px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 1050px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y699 ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 975px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20e9 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20ea ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 913px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 898px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 913px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 898px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y68a ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 898px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 838px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 823px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sin<span class=\"_ _3\"></span>istres et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">pres<span class=\"_ _0\"></span>tations d\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 xf8 h65 y1a33 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff396 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Assurance<span class=\"_ _0\"></span> Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Assurance Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x193 h65 y691 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff398 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Total des sinistres et prestations d'assurance, net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 741px; z-index: 15;\">7.484<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">7.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a39 ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20cb ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff396 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Prestations et rachats, bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 664px; z-index: 15;\">5.096<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 664px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Variations des passifs li\u00e9s <span class=\"_ _0\"></span>\u00e0 des contrats d'assurance e<span class=\"_ _0\"></span>t d'investissement, brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 649px; z-index: 15;\">(274)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 649px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssur<span class=\"_ _0\"></span>ance Vie<span class=\"_ _0\"></span>, brut<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 634px; z-index: 15;\">4.822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 634px; z-index: 15;\">4.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Sinistres et prestations, part des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce Vie<span class=\"_ _0\"></span>, net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 604px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 604px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y211c ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y211d ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff396 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 557px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 557px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Sinistres pay\u00e9s, bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">2.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">2.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Variation des passifs li\u00e9s \u00e0<span class=\"_ _0\"></span> des contrats d'ass<span class=\"_ _0\"></span>urance, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 512px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 512px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance N<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-</span>vie, br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 497px; z-index: 15;\">2.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 497px; z-index: 15;\">2.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Sinistres pay\u00e9s, <span class=\"wsf0\">part des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y68a ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 482px; z-index: 15;\">(191)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 482px; z-index: 15;\">(193)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Variation des passifs pour <span class=\"_ _0\"></span>sinistres, part des r\u00e9assu<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 468px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 468px; z-index: 15;\">(76)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssur<span class=\"_ _0\"></span>ance N<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">vie, net</span> </span></div>\n<div class=\"t m0 x193 h67 y68a ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 453px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 453px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 442px; height: 519px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsuranceContractsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag428": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Det<span class=\"_ _3\"></span>te<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">sub<span class=\"_ _3\"></span>ordonn<span class=\"_ _3\"></span>\u00e9es</div>\n<div class=\"t m0 x23a h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 552px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Emises par <span class=\"lse0 wsf0\">Ageasfinlux S.A.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1 h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h68 y6a0 ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Billets restreints avec droits acquis Tier 1 FRESH<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 786px; z-index: 15;\">151<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 786px; z-index: 15;\">384<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fce sc0 lsee ws102\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Emises par A<span class=\"_ _3\"></span>geas SA/NV<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y691 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Titres subordonn\u00e9s perp\u00e9tuels \u00e0 <span class=\"_ _0\"></span>taux fixe \u00e0 revalorisa<span class=\"_ _0\"></span>tion temporaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 626px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y6a6 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse5 ws100\">T<span class=\"_ _3\"></span>itr<span class=\"_ _3\"></span>es Tier 1 r<span class=\"_ _3\"></span>estr<span class=\"_ _3\"></span>eints<span class=\"_ _3\"></span></span> </div>\n<div class=\"t m0 xf7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 741px; z-index: 15;\">744<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0 <span class=\"ls106 ws0\">flottant Tier 2<span class=\"ls0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 727px; z-index: 15;\">991<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 727px; z-index: 15;\">989<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Emises par AG Insura<span class=\"_ _0\"></span>nce<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y694 ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Pr\u00eat subordonn\u00e9 \u00e0 taux fixe puis flottant Tier 2 <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 697px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Titres subordonn\u00e9s \u00e0 taux <span class=\"_ _0\"></span>fixe Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 682px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Obligations subordonn\u00e9es remboursables par anticipation \u00e0 taux fixe puis flottan<span class=\"_ _0\"></span>t Tier 2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 667px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Emises par Millenniumbcp <span class=\"_ _0\"></span>Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1 h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 626px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h65 y183e ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 652px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Pr\u00eat subordonn\u00e9 restreint ave<span class=\"_ _0\"></span>c droits acquis rembou<span class=\"_ _0\"></span>rsable par anticipation \u00e0 <span class=\"_ _0\"></span>taux fixe puis flottan<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 615px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff30c fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total des dettes subordonn<span class=\"_ _3\"></span>\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x29 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 623px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x175 h67 y69b ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x122 h65 y69d ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 469px; bottom: 576px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 557px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y69d ff309 fs45 fce sc0 lse0 wsee\" style=\"left: 723px; bottom: 576px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x0 h65 y69b ff309 fs45 fce sc0 ls0 ws0\" style=\"left: 65px; bottom: 560px; z-index: 15;\"> </div>\n<div class=\"t m0 xfd h67 y69b ff30c fs45 fce sc0 ls0 ws0\" style=\"left: 635px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 xfd h68 y69b ff30b fs45 fce sc0 ls0 ws0\" style=\"left: 801px; bottom: 560px; z-index: 15;\"><span class=\"fc1b sc0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y68a ff30c fs45 fce sc0 lse0 wsee\" style=\"left: 67px; bottom: 545px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 545px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y68a ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 545px; z-index: 15;\">2.758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6cb ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 530px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y6cb ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 530px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68a ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 67px; bottom: 515px; z-index: 15;\">Rachat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 y68a ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 515px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 yb68 ff309 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 67px; bottom: 500px; z-index: 15;\">Gains r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x1c h65 yb68 ff309 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 500px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y691 ff309 fs45 fc15 sc0 lse0 wsee\" style=\"left: 67px; bottom: 486px; z-index: 15;\">\u00c9carts de change et au<span class=\"_ _0\"></span>tres (voir 20.1 pour plu<span class=\"_ _0\"></span>s de d\u00e9tails)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x12b h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 486px; z-index: 15;\">(231)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y691 ff309 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 486px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h67 y6a6 ff30c fs45 fce sc0 lse2 ws103\" style=\"left: 67px; bottom: 471px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 606px; bottom: 471px; z-index: 15;\">2.517<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h67 y6a6 ff30c fs45 fce sc0 lse0 wsed\" style=\"left: 772px; bottom: 471px; z-index: 15;\">2.748<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e84 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e85 ff309 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e86 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La plupa<span class=\"_ _0\"></span>rt des dettes<span class=\"_ _0\"></span> subord<span class=\"_ _0\"></span>onn\u00e9es en circ<span class=\"_ _0\"></span>ulati<span class=\"_ _0\"></span>on au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022 so<span class=\"_ _0\"></span>nt des posit<span class=\"_ _0\"></span>ions ass<span class=\"_ _0\"></span>orties d\u2019<span class=\"_ _0\"></span>une \u00e9ch\u00e9<span class=\"_ _0\"></span>ance de plus d<span class=\"_ _0\"></span>e 5 ans.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e87 ff30d fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1e88 ff30d fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Billets restreints avec droits<span class=\"ls0 ws0\"> <span class=\"ls110 ws134\">acquis Tier 1 FRESH</span></span></div>\n<div class=\"t m0 x6 h62 y1e89 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 7 mai 2002, A<span class=\"_ _0\"></span>geasfi<span class=\"_ _0\"></span>nlux S.A. a \u00e9<span class=\"_ _0\"></span>mis des ins<span class=\"_ _0\"></span>trument<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers sans</div>\n<div class=\"t m0 x6 h62 y1e8a ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">date d'\u00e9ch\u00e9an<span class=\"_ _3\"></span>ce, intitul\u00e9s F<span class=\"_ _3\"></span>RESH (titres hybride<span class=\"_ _3\"></span><span class=\"wseb\">s, subordonn\u00e9<span class=\"_ _3\"></span>s et </span></div>\n<div class=\"t m0 x6 h62 y1e8b ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">index\u00e9s<span class=\"_ _0\"></span>, \u00e0 taux f<span class=\"_ _0\"></span>lottan<span class=\"_ _0\"></span>t <span class=\"ls0 ws0\">- <span class=\"lsde wsfa\">Floating<span class=\"_ _3\"></span> Rate Equity</span>-<span class=\"_ _3\"></span></span><span class=\"lsde\">linked Subordi<span class=\"_ _3\"></span>nated </span></div>\n<div class=\"t m0 x6 h62 y1e8c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Hybrid capi<span class=\"_ _3\"></span>tal securi<span class=\"_ _3\"></span>ties) pour un<span class=\"_ _3\"></span> montant t<span class=\"_ _3\"></span>otal en p<span class=\"_ _3\"></span>rincipal d\u2019EU<span class=\"_ _3\"></span>R 1.250</div>\n<div class=\"t m0 x6 h62 y1e8d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span>, au taux flo<span class=\"_ _0\"></span>ttant de l'<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3 mois plus 135 p<span class=\"_ _0\"></span>oints de bas<span class=\"_ _0\"></span>e.</div>\n<div class=\"t m0 x6 h62 y1e8e ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ces titres <span class=\"_ _3\"></span>n'ont pas<span class=\"_ _3\"></span> de date<span class=\"_ _3\"></span> d'\u00e9ch\u00e9ance, m<span class=\"_ _3\"></span>ais peuven<span class=\"_ _3\"></span>t \u00eatre \u00e9chang\u00e9<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e8f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">contre d<span class=\"_ _0\"></span>es actions A<span class=\"_ _0\"></span>geas au prix<span class=\"_ _0\"></span> d\u2019EUR 315 p<span class=\"_ _0\"></span>ar action \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1e90 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du porteu<span class=\"_ _0\"></span>r. Les titr<span class=\"_ _0\"></span>es seront a<span class=\"_ _0\"></span>utomati<span class=\"_ _0\"></span>quement c<span class=\"_ _0\"></span>onverti<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1e91 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas si le co<span class=\"_ _0\"></span>urs de l'act<span class=\"_ _0\"></span>ion Agea<span class=\"_ _0\"></span>s est sup\u00e9<span class=\"_ _0\"></span>rieur ou \u00e9ga<span class=\"_ _0\"></span>l \u00e0 EUR 472,<span class=\"_ _0\"></span>50</div>\n<div class=\"t m0 x6 h62 y1e92 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">pe<span class=\"wseb\">ndant <span class=\"_ _0\"></span>vingt j<span class=\"_ _0\"></span>ours de<span class=\"_ _0\"></span> bourse <span class=\"_ _0\"></span>cons\u00e9cut<span class=\"_ _0\"></span>ifs. C<span class=\"_ _0\"></span>es titres <span class=\"_ _0\"></span>se qualif<span class=\"_ _0\"></span>ient </span></div>\n<div class=\"t m0 x6 h62 y1e93 ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comme capital<span class=\"_ _3\"></span> Tier 1 avec droits acqui<span class=\"_ _3\"></span>s (grandfathere<span class=\"_ _3\"></span>d) selon</div>\n<div class=\"t m0 x6 h62 y1e94 ff309 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Solvabi<span class=\"_ _0\"></span>lit\u00e9 II <span class=\"_ _0\"></span>et sont<span class=\"_ _0\"></span> not\u00e9s A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s, Baa2<span class=\"_ _3\"></span> par Mood<span class=\"_ _3\"></span>y\u2019s </span></div>\n<div class=\"t m0 x6 h62 y1e95 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et BBB par Fit<span class=\"_ _0\"></span>ch.</div>\n<div class=\"t m0 x1a h62 y1e96 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 \u00e9mis p<span class=\"_ _0\"></span>ar Ageasf<span class=\"_ _0\"></span>inlu<span class=\"lsde wseb\">x S.A., et Ageas<span class=\"_ _3\"></span> SA/NV agissai<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y1e97 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tant que cod<span class=\"_ _0\"></span>\u00e9bitric<span class=\"_ _0\"></span>e. Le mont<span class=\"_ _0\"></span>ant princ<span class=\"_ _0\"></span>ipal des tit<span class=\"_ _0\"></span>res ne sera pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e98 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rs\u00e9 en num\u00e9r<span class=\"_ _0\"></span>aire. Les<span class=\"_ _0\"></span> 1,2 million d'<span class=\"_ _0\"></span>actions<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> actuelle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x1a h62 y1e99 ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en circul<span class=\"_ _0\"></span>ation qu'<span class=\"_ _0\"></span>Ageasf<span class=\"_ _0\"></span>inlux S.<span class=\"_ _0\"></span>A. a mises en ga<span class=\"_ _0\"></span>rantie au p<span class=\"_ _0\"></span>rofit des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9a ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tent<span class=\"_ _0\"></span>eurs de FRE<span class=\"_ _0\"></span>SH const<span class=\"_ _0\"></span>ituent le s<span class=\"_ _0\"></span>eul recou<span class=\"_ _0\"></span>rs pour ces d\u00e9t<span class=\"_ _0\"></span>enteu<span class=\"_ _0\"></span>rs \u00e0</div>\n<div class=\"t m0 x1a h62 y1e9b ff309 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">l'\u00e9gard de la cod<span class=\"_ _3\"></span>\u00e9bitrice quant<span class=\"_ _3\"></span> au montant en prin<span class=\"_ _3\"></span>cipal. Dans l'a<span class=\"_ _3\"></span>ttente de</div>\n<div class=\"t m0 x1a h62 y1e9c ff309 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'\u00e9change de<span class=\"_ _3\"></span>s FRESH con<span class=\"_ _3\"></span>tre des ac<span class=\"_ _3\"></span>tions Ageas, <span class=\"_ _3\"></span>ces action<span class=\"_ _3\"></span>s Ageas ne<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1e9d ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont assort<span class=\"_ _0\"></span>ies d'a<span class=\"_ _0\"></span>ucun droit \u00e0 di<span class=\"_ _0\"></span>viden<span class=\"_ _0\"></span>de ni droit de vot<span class=\"_ _0\"></span>e (le<span class=\"ls0 ws0\"> </span><span class=\"wse8\">nombr<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y1e9e ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'actio<span class=\"_ _0\"></span>ns Ageas d<span class=\"_ _0\"></span>\u00e9clar\u00e9 en ci<span class=\"_ _0\"></span>rculat<span class=\"_ _0\"></span>ion au 31 d\u00e9ce<span class=\"_ _0\"></span>mbre 202<span class=\"_ _0\"></span>2 incluent</div>\n<div class=\"t m0 x1a h62 y1e9f ff309 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9j\u00e0 les 1,<span class=\"_ _0\"></span>2 million d'<span class=\"_ _0\"></span>actions A<span class=\"_ _0\"></span>geas \u00e9mis<span class=\"_ _0\"></span>es dans l'o<span class=\"_ _0\"></span>bjectif<span class=\"_ _0\"></span> de cet</div>\n<div class=\"t m0 x1a h62 y1ea0 ff309 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>e).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 136px; height: 825px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 136px; height: 825px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 136px; height: 825px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En cas de non<span class=\"ls0 ws0\">-</span>pai<span class=\"_ _0\"></span>ement de d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur les actio<span class=\"_ _0\"></span>ns Ageas, o<span class=\"_ _0\"></span>u si le</div>\n<div class=\"t m0 x6 h62 y8b2 ff310 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">mo<span class=\"lsde wseb\">ntant des di<span class=\"_ _3\"></span>videndes d\u00e9cl<span class=\"_ _3\"></span>ar\u00e9s est in<span class=\"_ _3\"></span>f\u00e9rieur \u00e0 <span class=\"_ _3\"></span>un certain <span class=\"_ _3\"></span>seuil pour<span class=\"_ _3\"></span> un </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exercice do<span class=\"_ _3\"></span>nn\u00e9 (rendemen<span class=\"_ _3\"></span>t de divi<span class=\"_ _3\"></span>dende inf\u00e9rieur<span class=\"_ _3\"></span> \u00e0 0,5<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">%), ainsi qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x6 h62 y93e ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">dans certa<span class=\"_ _3\"></span>ines autres <span class=\"_ _3\"></span>circonstances<span class=\"_ _3\"></span> exceptionnel<span class=\"_ _3\"></span>les, le pa<span class=\"_ _3\"></span>iement de</div>\n<div class=\"t m0 x6 h62 y93f ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">coupons s'<span class=\"_ _0\"></span>effect<span class=\"_ _0\"></span>uera en ap<span class=\"_ _0\"></span>plicati<span class=\"_ _0\"></span>on d'un m\u00e9c<span class=\"_ _0\"></span>anism<span class=\"_ _0\"></span>e appel\u00e9 M\u00e9t<span class=\"_ _0\"></span>hode</div>\n<div class=\"t m0 x6 h62 y940 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">alternat<span class=\"_ _0\"></span>ive de r\u00e8g<span class=\"_ _0\"></span>lement d<span class=\"_ _0\"></span>u coupon (A<span class=\"_ _0\"></span>lternat<span class=\"_ _0\"></span>ive Coupo<span class=\"_ _0\"></span>n Settlem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x6 h62 y941 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Method <span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> </span><span class=\"wsfa\">ACSM). Le<span class=\"_ _3\"></span> m\u00e9canisme ACSM impl<span class=\"_ _3\"></span>ique l'\u00e9missio<span class=\"_ _3\"></span>n de </span></div>\n<div class=\"t m0 x6 h62 y942 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">nouvell<span class=\"_ _0\"></span>es actions<span class=\"_ _0\"></span> Ageas et leu<span class=\"_ _0\"></span>r remise au<span class=\"_ _0\"></span>x d\u00e9tente<span class=\"_ _0\"></span>urs des FRE<span class=\"_ _0\"></span>SH. A ce</div>\n<div class=\"t m0 x6 h62 y943 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">jour, tous l<span class=\"_ _0\"></span>es coupon<span class=\"_ _0\"></span>s ont \u00e9t\u00e9 pay\u00e9s<span class=\"_ _0\"></span> en num\u00e9r<span class=\"_ _0\"></span><span class=\"wseb\">aire. En c<span class=\"_ _0\"></span>as de </span></div>\n<div class=\"t m0 x6 h62 y944 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9clenc<span class=\"_ _0\"></span>hement d<span class=\"_ _0\"></span>e l\u2019ACSM,<span class=\"_ _0\"></span> si le capital a<span class=\"_ _0\"></span>utoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est</div>\n<div class=\"t m0 x6 h62 y945 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">insuffisant <span class=\"_ _3\"></span>pour perme<span class=\"_ _3\"></span>ttre \u00e0 Ageas<span class=\"_ _3\"></span> SA/NV d\u2019honorer<span class=\"_ _3\"></span> l\u2019oblig<span class=\"_ _3\"></span>ation ACSM,</div>\n<div class=\"t m0 x6 h62 y946 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le r\u00e8glem<span class=\"_ _0\"></span>ent du coupo<span class=\"_ _0\"></span>n est report<span class=\"_ _0\"></span>\u00e9 jusq<span class=\"_ _0\"></span>u\u2019au mome<span class=\"_ _0\"></span>nt o\u00f9 la poss<span class=\"_ _0\"></span>ibilit\u00e9</div>\n<div class=\"t m0 x6 h62 y9ed ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019\u00e9mission d\u2019a<span class=\"_ _3\"></span>ctions sera restau<span class=\"_ _3\"></span>r\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9ee ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ef ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 novem<span class=\"_ _0\"></span>bre 2019, A<span class=\"_ _0\"></span>geas a lanc<span class=\"_ _0\"></span>\u00e9, via sa fil<span class=\"_ _0\"></span>iale d\u00e9ten<span class=\"_ _0\"></span>ue \u00e0 100<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A., une <span class=\"_ _0\"></span>offre d\u2019<span class=\"_ _0\"></span>achat e<span class=\"_ _0\"></span>n num\u00e9r<span class=\"_ _0\"></span>aire de l<span class=\"_ _0\"></span>a total<span class=\"_ _0\"></span>it\u00e9 des t<span class=\"_ _0\"></span>itres</div>\n<div class=\"t m0 x6 h62 y9f1 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">FRESH e<span class=\"_ _0\"></span>n circu<span class=\"_ _0\"></span>lation.<span class=\"_ _0\"></span> Ageasfi<span class=\"_ _0\"></span>nlux S.<span class=\"_ _0\"></span>A. a sim<span class=\"_ _0\"></span>ultan\u00e9m<span class=\"_ _0\"></span>ent lanc<span class=\"_ _0\"></span>\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9f2 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sollicit<span class=\"_ _0\"></span>ation <span class=\"_ _0\"></span>de conse<span class=\"_ _0\"></span>ntement<span class=\"_ _0\"></span> pour <span class=\"wse9\">pe<span class=\"_ _0\"></span>rmettre l\u2019<span class=\"_ _0\"></span>achat de<span class=\"_ _0\"></span>s titres FR<span class=\"_ _0\"></span>ESH. </span></div>\n<div class=\"t m0 x6 h62 y9f3 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le consent<span class=\"_ _0\"></span>ement d\u2019a<span class=\"_ _0\"></span>u moins la ma<span class=\"_ _0\"></span>jorit\u00e9 du m<span class=\"_ _0\"></span>ontant pr<span class=\"_ _0\"></span>incipal<span class=\"_ _0\"></span> cumul\u00e9 en</div>\n<div class=\"t m0 x6 h62 y9f4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation de FRE<span class=\"_ _0\"></span>SH est n\u00e9c<span class=\"_ _0\"></span>essaire po<span class=\"_ _0\"></span>ur que la pro<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on de</div>\n<div class=\"t m0 x6 h62 y9f5 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">modification<span class=\"_ _3\"></span> des condi<span class=\"_ _3\"></span>tions de ces<span class=\"_ _3\"></span> titres <span class=\"_ _3\"></span>soit adopt\u00e9e<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 3 janvier 2<span class=\"_ _0\"></span>020, Ageas<span class=\"_ _0\"></span> a ann<span class=\"wseb\">onc\u00e9 <span class=\"_ _0\"></span>qu\u2019au t<span class=\"_ _0\"></span>otal 65,<span class=\"_ _0\"></span>50<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">% </span></span></span></div>\n<div class=\"t m0 x6 h62 y9f8 ff310 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">(EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">818<span class=\"_ _3\"></span>.750.000) du<span class=\"_ _3\"></span> montant nominal cum<span class=\"_ _3\"></span>ul\u00e9 en circulation<span class=\"_ _3\"></span> des titres </span></span></div>\n<div class=\"t m0 x6 h62 y9f9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">FRESH ont<span class=\"_ _0\"></span> \u00e9t\u00e9 offert<span class=\"_ _0\"></span>s et accept<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019achat.<span class=\"_ _0\"></span> En cons\u00e9q<span class=\"_ _0\"></span>uence, a<span class=\"_ _0\"></span>u d\u00e9but</div>\n<div class=\"t m0 x6 h62 y9fa ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">du 2e trimestre<span class=\"_ _3\"></span> 2020, Ageas a achet\u00e9<span class=\"_ _3\"></span> des titres FRESH rep<span class=\"_ _3\"></span>r\u00e9sentant un</div>\n<div class=\"t m0 x6 h62 y9fb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">montant<span class=\"_ _0\"></span> de princip<span class=\"_ _0\"></span>al <span class=\"lsf8 ws0\">total<span class=\"_ _3\"></span> d\u2019E<span class=\"_ _3\"></span>UR<span class=\"ls0\"> </span></span>47.250.000 ap<span class=\"_ _0\"></span>r\u00e8s une proc<span class=\"_ _0\"></span>\u00e9dure de</div>\n<div class=\"t m0 x6 h62 y9fc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab <span class=\"lsdc wseb\">reverse inqu<span class=\"_ _0\"></span>iry \u00bb pa<span class=\"_ _0\"></span>r un d\u00e9t<span class=\"_ _0\"></span>enteur ti<span class=\"_ _0\"></span>ers. Tou<span class=\"_ _0\"></span>s les t<span class=\"_ _0\"></span>itres FR<span class=\"_ _0\"></span>ESH </span></div>\n<div class=\"t m0 x6 h62 y9fd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">achet\u00e9s e<span class=\"_ _0\"></span>n 2020 ont \u00e9t<span class=\"_ _0\"></span>\u00e9 \u00e9chang<span class=\"_ _0\"></span>\u00e9s en 2.749.<span class=\"_ _0\"></span>206 acti<span class=\"_ _0\"></span>ons sous<span class=\"ls0 ws0\">-</span><span class=\"wse8\">jac<span class=\"_ _0\"></span>entes </span></div>\n<div class=\"t m0 x6 h62 y9fe ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d\u2019Ageas SA/NV. Ce<span class=\"_ _3\"></span>s actions sont reco<span class=\"_ _3\"></span>nnues au bilan du Gr<span class=\"_ _3\"></span>oupe en tant</div>\n<div class=\"t m0 x6 h62 y9ff ff310 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">qu\u2019acti<span class=\"_ _0\"></span><span class=\"lsde wseb\">ons de tr\u00e9<span class=\"_ _3\"></span>sorerie et<span class=\"_ _3\"></span> ne donnen<span class=\"_ _3\"></span>t droit ni<span class=\"_ _3\"></span> \u00e0 dividende<span class=\"_ _3\"></span> ni \u00e0 d<span class=\"_ _3\"></span>roit de </span></div>\n<div class=\"t m0 x6 h62 ya00 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">vote. Le <span class=\"_ _0\"></span>nombre t<span class=\"_ _0\"></span>otal d<span class=\"_ _0\"></span>\u2019actions<span class=\"_ _0\"></span> d\u2019Ageas<span class=\"_ _0\"></span> SA/NV <span class=\"_ _0\"></span>en circu<span class=\"_ _0\"></span>latio<span class=\"_ _0\"></span>n \u00e0 la suit<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 ya01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cette op\u00e9<span class=\"_ _0\"></span>ration re<span class=\"_ _0\"></span>ste inc<span class=\"_ _0\"></span>hang\u00e9.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 ya02 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 ya03 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours du qu<span class=\"_ _0\"></span>atri\u00e8m<span class=\"_ _0\"></span>e trimestr<span class=\"_ _0\"></span>e 2022, Age<span class=\"_ _0\"></span>as SA/NV a ac<span class=\"_ _0\"></span>quis pou<span class=\"_ _0\"></span>r un</div>\n<div class=\"t m0 x6 h62 ya04 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">montant total <span class=\"lsdc wse9\">d\u2019EUR 233,25 mill<span class=\"_ _0\"></span>ions de tit<span class=\"_ _0\"></span>res FRESH<span class=\"_ _0\"></span> \u00e9mis en 2002 p<span class=\"_ _0\"></span>ar </span></div>\n<div class=\"t m0 x6 h62 ya05 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageasfi<span class=\"_ _0\"></span>nlux S.A.<span class=\"_ _0\"></span> Les EUR 233,<span class=\"_ _0\"></span>25 milli<span class=\"_ _0\"></span>ons de titres<span class=\"_ _0\"></span> FRESH ac<span class=\"_ _0\"></span>quis sont</div>\n<div class=\"t m0 x6 h62 ya06 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actuell<span class=\"_ _0\"></span>ement d\u00e9t<span class=\"_ _0\"></span>enus par A<span class=\"_ _0\"></span>geas SA/N<span class=\"_ _0\"></span>V et n'ont pa<span class=\"_ _0\"></span>s encore \u00e9t<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 ya07 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. P<span class=\"_ _0\"></span>ar cons\u00e9qu<span class=\"_ _0\"></span>ent, au 31 d\u00e9<span class=\"_ _0\"></span>cembre 2<span class=\"_ _0\"></span>022, un</div>\n<div class=\"t m0 x6 h62 ya08 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">mont<span class=\"lsdc wse9\">ant total de EU<span class=\"_ _0\"></span>R 384 milli<span class=\"_ _0\"></span>ons en princ<span class=\"_ _0\"></span>ipal rest<span class=\"_ _0\"></span>e en circul<span class=\"_ _0\"></span>ation au </span></div>\n<div class=\"t m0 x6 h62 ya09 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _3\"></span>'Ageasfinlux S.A.<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">Les EUR 233,<span class=\"_ _0\"></span>25 millio<span class=\"_ _0\"></span>ns sont \u00e9lim<span class=\"_ _0\"></span>in\u00e9s au </span></div>\n<div class=\"t m0 x6 h62 ya0a ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">niveau du<span class=\"_ _3\"></span> groupe Ageas<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">Veuille<span class=\"_ _3\"></span>z</span>-<span class=\"lsdc wse9\">vous r\u00e9f\u00e9r<span class=\"_ _0\"></span>er \u00e0 la note 32 pour l'<span class=\"_ _0\"></span>impact </span></span></div>\n<div class=\"t m0 x6 h62 ya0b ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui en r\u00e9sult<span class=\"_ _0\"></span>e sur le compt<span class=\"_ _0\"></span>e de r\u00e9sult<span class=\"_ _0\"></span>at conso<span class=\"_ _0\"></span>lid<span class=\"wse8\">\u00e9.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h7d yafb ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ea9 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Bill<span class=\"_ _3\"></span>ets subordon<span class=\"_ _3\"></span>n\u00e9s \u00e0 <span class=\"_ _3\"></span>taux fixe<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x6 h7d y1eaa ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1eab ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eac ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 novem<span class=\"_ _0\"></span>bre 2020, A<span class=\"_ _0\"></span>geas SA/<span class=\"_ _0\"></span>NV a \u00e9mis des<span class=\"_ _0\"></span> titres de cr\u00e9<span class=\"_ _0\"></span>ance sou<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y1ead ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">la forme d\u2019EUR 500 mi<span class=\"_ _3\"></span>llions de bille<span class=\"_ _3\"></span>ts subordonn\u00e9s \u00e0 tau<span class=\"_ _3\"></span>x fixe \u00e0 flo<span class=\"lsf0 ws104\">ttant </span></div>\n<div class=\"t m0 x6 h62 y1eae ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 2051.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1eaf ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1eb0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Billet<span class=\"_ _0\"></span>s sont ass<span class=\"_ _0\"></span>ortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 1,8<span class=\"_ _0\"></span>75<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% payabl<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x6 h62 y1eb1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">annuel<span class=\"_ _0\"></span>lement jus<span class=\"_ _0\"></span>qu\u2019\u00e0 la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion (24 nov<span class=\"_ _0\"></span>embre</div>\n<div class=\"t m0 x6 h62 y1eb2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2031). \u00c0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de r\u00e9init<span class=\"_ _0\"></span>ialisat<span class=\"_ _0\"></span>ion, le coup<span class=\"_ _0\"></span>on devien<span class=\"_ _0\"></span>dra d\u00fb</div>\n<div class=\"t m0 x6 h62 y1eb3 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">t<span class=\"lsdc wse9\">rimestriel<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> \u00e0 un taux flotta<span class=\"_ _0\"></span>nt corre<span class=\"_ _0\"></span>sponda<span class=\"_ _0\"></span>nt \u00e0 l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 mois </span></div>\n<div class=\"t m0 x6 h62 y1eb4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">augment<span class=\"_ _0\"></span>\u00e9 d\u2019un \u00e9cart<span class=\"_ _0\"></span> de cr\u00e9dit in<span class=\"_ _0\"></span>itial et<span class=\"_ _0\"></span> d\u2019une majo<span class=\"_ _0\"></span>ration de 10<span class=\"_ _0\"></span>0 points</div>\n<div class=\"t m0 x1a h62 y1eb5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de base. On not<span class=\"_ _0\"></span>era qu\u2019<span class=\"_ _0\"></span>Ageas peut<span class=\"_ _0\"></span>, \u00e0 sa discr<span class=\"_ _0\"></span>\u00e9tion, d<span class=\"_ _0\"></span>\u00e9cider d\u2019a<span class=\"_ _0\"></span>ppeler</div>\n<div class=\"t m0 x1a h62 y1eb6 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">l\u2019instr<span class=\"_ _0\"></span>ument le 24 m<span class=\"_ _0\"></span>ai 2031, soit<span class=\"_ _0\"></span> 6 mois ava<span class=\"_ _0\"></span>nt la premi\u00e8<span class=\"_ _0\"></span>re date de</div>\n<div class=\"t m0 x1a h62 y1eb7 ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">r\u00e9initialisat<span class=\"_ _3\"></span>ion.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1eb8 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1eb9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al Tier 2 pou<span class=\"_ _0\"></span>r le Group<span class=\"_ _0\"></span>e Ageas ains<span class=\"_ _0\"></span>i</div>\n<div class=\"t m0 x1a h62 y1eba ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">que pour Age<span class=\"_ _0\"></span>as SA/NV s<span class=\"_ _0\"></span>elon Solv<span class=\"_ _0\"></span>abilit\u00e9 II et<span class=\"_ _0\"></span> est not\u00e9 A<span class=\"ls0 ws0\">- <span class=\"lsde wseb\">par Standard<span class=\"_ _3\"></span> &amp; </span></span></div>\n<div class=\"t m0 x1a h62 y1ebb ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Poor\u2019s e<span class=\"_ _0\"></span>t Fitch. <span class=\"_ _0\"></span>Il est<span class=\"_ _0\"></span> cot\u00e9 su<span class=\"_ _0\"></span>r le marc<span class=\"_ _0\"></span>h\u00e9 r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de <span class=\"_ _0\"></span>la Bou<span class=\"_ _0\"></span>rse de</div>\n<div class=\"t m0 x1a h62 y1ebc ff310 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Luxembourg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd4 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.3<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d ybd5 ff312 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">Ageas SA<span class=\"_ _3\"></span>/NV Titr<span class=\"_ _3\"></span>es subordonn<span class=\"_ _3\"></span>\u00e9s perp\u00e9t<span class=\"_ _3\"></span>uels \u00e0 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1ebd ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">taux fixe \u00e0 <span class=\"_ _3\"></span>revalorisation temporaire <span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Tier</span> <span class=\"_ _3\"></span><span class=\"ls100 ws11b\">1 </span></span></div>\n<div class=\"t m0 x1a h7d y1ebe ff312 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">(Perpetual Subordinated<span class=\"_ _0\"></span> Fixed Rate Resettable</div>\n<div class=\"t m0 x1a h7d y1ebf ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Temporary Write<span class=\"ls0 ws0\">-<span class=\"lsfd ws119\">Down R<span class=\"_ _3\"></span>estricted Tier <span class=\"_ _3\"></span>1 Notes)</span> </span></div>\n<div class=\"t m0 x1a h62 y1ec0 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec1 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">d\u00e9cembre 2019<span class=\"_ _3\"></span>, Ageas SA<span class=\"_ _3\"></span>/NV a \u00e9mis d<span class=\"_ _3\"></span>es titres de<span class=\"_ _3\"></span> de<span class=\"lsf8 ws111\">tte<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ec2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">subord<span class=\"_ _0\"></span>onn\u00e9e pour un m<span class=\"_ _0\"></span>ontant t<span class=\"_ _0\"></span>otal d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"wseb\">750 milli<span class=\"_ _0\"></span>ons sou<span class=\"_ _0\"></span>s la form<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x1a h62 y1ec3 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">titres subo<span class=\"_ _3\"></span>rdonn\u00e9s perp\u00e9<span class=\"_ _3\"></span>tuels \u00e0 <span class=\"_ _3\"></span>taux fixe \u00e0<span class=\"_ _3\"></span> revaloris<span class=\"_ _3\"></span>ation temporaire<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ec4 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">(Perpetual<span class=\"_ _3\"></span> Subordinated Fixed Ra<span class=\"_ _3\"></span>te Resettable Tempora<span class=\"_ _3\"></span>ry Write<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Do<span class=\"_ _3\"></span>wn </span></span></div>\n<div class=\"t m0 x1a h62 y1ec5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Restrict<span class=\"_ _0\"></span>ed Tier 1 Not<span class=\"_ _0\"></span>es). <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ec6 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ec7 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces titre<span class=\"_ _0\"></span>s sont a<span class=\"lsde wseb\">ssortis d\u2019un coupon<span class=\"_ _3\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span></span>% payable<span class=\"_ _0\"></span> annuellem<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y1ec8 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avec reva<span class=\"_ _0\"></span>lorisat<span class=\"_ _0\"></span>ion en juin 2<span class=\"_ _0\"></span>030 (pas de maj<span class=\"_ _0\"></span>orati<span class=\"_ _0\"></span>on) et tous les c<span class=\"_ _0\"></span>inq ans</div>\n<div class=\"t m0 x1a h62 y1ec9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par la suit<span class=\"_ _0\"></span>e. Les titr<span class=\"_ _0\"></span>es n'ont pas de d<span class=\"_ _0\"></span>ate d'\u00e9ch<span class=\"_ _0\"></span>\u00e9ance pr<span class=\"_ _0\"></span>\u00e9vue et, sa<span class=\"_ _0\"></span>uf</div>\n<div class=\"t m0 x1a h62 y1eca ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans cert<span class=\"_ _0\"></span>aines cir<span class=\"_ _0\"></span>consta<span class=\"_ _0\"></span>nces limi<span class=\"_ _0\"></span>t\u00e9es, ne pe<span class=\"_ _0\"></span>uvent pas \u00eat<span class=\"_ _0\"></span>re r<span class=\"wseb\">achet<span class=\"_ _0\"></span>\u00e9s par </span></div>\n<div class=\"t m0 x1a h62 y1ecb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas SA/<span class=\"_ _0\"></span>NV avan<span class=\"_ _0\"></span>t la p\u00e9riode d<span class=\"_ _0\"></span>e six mois pr\u00e9c<span class=\"_ _0\"></span>\u00e9dant j<span class=\"_ _0\"></span>uin 2030.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ecc ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ecd ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les titres<span class=\"_ _3\"></span> ont le <span class=\"_ _3\"></span>statut de c<span class=\"_ _3\"></span>apital Tier<span class=\"_ _3\"></span> 1 restrei<span class=\"_ _3\"></span>nt pour le<span class=\"_ _3\"></span> Groupe Agea<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x1a h62 y1ece ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Ils <span class=\"_ _3\"></span>sont no<span class=\"_ _3\"></span>t\u00e9s BBB+ par</div>\n<div class=\"t m0 x1a h62 y1ecf ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Standard &amp;<span class=\"_ _3\"></span> Poor\u2019s et BB<span class=\"_ _3\"></span>B par F<span class=\"_ _3\"></span>itch<span class=\"lsdc\">. Ils sont c<span class=\"_ _0\"></span>ot\u00e9s s<span class=\"_ _0\"></span>ur le ma<span class=\"_ _0\"></span>rch\u00e9 </span></div>\n<div class=\"t m0 x1a h62 y1ed0 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9glem<span class=\"_ _0\"></span>ent\u00e9 de la Bou<span class=\"_ _0\"></span>rse de Luxe<span class=\"_ _0\"></span>mbourg.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ed1 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ed2 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le produi<span class=\"_ _0\"></span>t net de l\u2019\u00e9m<span class=\"_ _0\"></span>ission a se<span class=\"_ _0\"></span>rvi aux beso<span class=\"_ _0\"></span>ins g\u00e9n\u00e9r<span class=\"_ _0\"></span>aux du Gro<span class=\"_ _0\"></span>upe et</div>\n<div class=\"t m0 x1a h62 y1ed3 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e0 renforcer la<span class=\"_ _3\"></span> solvabilit\u00e9 r\u00e9gleme<span class=\"_ _3\"></span>ntaire du Groupe<span class=\"_ _3\"></span> et de ses filiales<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ed4 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">op\u00e9rati<span class=\"_ _0\"></span>onnell<span class=\"_ _0\"></span>es, notam<span class=\"_ _0\"></span>ment en re<span class=\"_ _0\"></span>mpla\u00e7ant<span class=\"_ _0\"></span> les<span class=\"ls0 ws0\"> </span>titres FR<span class=\"_ _0\"></span>ESH dont l<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y1ed5 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rachat a \u00e9t\u00e9 p<span class=\"_ _0\"></span>ropos\u00e9 pa<span class=\"_ _0\"></span>r Ageas en 2<span class=\"_ _0\"></span>019 (voir n<span class=\"_ _0\"></span>ote 20.1<span class=\"_ _0\"></span>).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y89c ff312 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.4<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1ed6 ff312 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Ageas SA/N<span class=\"_ _0\"></span>V Titres subo<span class=\"_ _0\"></span>rdonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux fixe \u00e0</div>\n<div class=\"t m0 x1a h7d y1ed7 ff312 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x1a h7d y1ed8 ff312 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafb ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 10 avril 20<span class=\"_ _0\"></span>19, Ageas<span class=\"_ _0\"></span> SA/NV a \u00e9mi<span class=\"_ _0\"></span>s ses premie<span class=\"_ _0\"></span>rs titre<span class=\"_ _0\"></span>s de <span class=\"wse8\">cr\u00e9ance </span></div>\n<div class=\"t m0 x1a h62 yafc ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">sous la f<span class=\"_ _0\"></span>orme d\u2019<span class=\"_ _0\"></span>EUR 50<span class=\"_ _0\"></span>0 millio<span class=\"_ _0\"></span>ns de ti<span class=\"_ _0\"></span>tres sub<span class=\"_ _0\"></span>ordonn\u00e9<span class=\"_ _0\"></span>s \u00e0 taux <span class=\"_ _0\"></span>fixe \u00e0</div>\n<div class=\"t m0 x1a h62 yafd ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> Tier 2 arriv<span class=\"_ _0\"></span>ant \u00e0 \u00e9ch\u00e9a<span class=\"_ _0\"></span>nce en 204<span class=\"_ _0\"></span>9.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yafe ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yaff ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ces Billet<span class=\"_ _0\"></span>s sont as<span class=\"_ _0\"></span>sortis d\u2019u<span class=\"_ _0\"></span>n taux de coup<span class=\"_ _0\"></span>on fixe de 3,2<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% payable<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 yb00 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">annuellemen<span class=\"_ _3\"></span>t jusqu\u2019\u00e0 la<span class=\"_ _3\"></span> premi\u00e8re da<span class=\"_ _3\"></span>te de rach<span class=\"_ _3\"></span>at (2 jui<span class=\"_ _3\"></span>llet 2029)<span class=\"lsdc wse9\">. \u00c0 <span class=\"_ _3\"></span>la </span></div>\n<div class=\"t m0 x1a h62 yb01 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premi\u00e8<span class=\"_ _0\"></span>re date d\u2019ap<span class=\"_ _0\"></span>pel, le cou<span class=\"_ _0\"></span>pon devien<span class=\"_ _0\"></span>dra d\u00fb trim<span class=\"_ _0\"></span>estrie<span class=\"_ _0\"></span>llement \u00e0 un</div>\n<div class=\"t m0 x1a h62 yd95 ff310 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">taux flot<span class=\"_ _0\"></span>tant c<span class=\"_ _0\"></span>orrespo<span class=\"_ _0\"></span>ndant \u00e0 <span class=\"_ _0\"></span>l\u2019Euri<span class=\"_ _0\"></span>bor \u00e0 3 moi<span class=\"_ _0\"></span>s augm<span class=\"_ _0\"></span>ent\u00e9 d\u2019<span class=\"_ _0\"></span>un \u00e9cart <span class=\"_ _0\"></span>de</div>\n<div class=\"t m0 x1a h62 yd96 ff310 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cr\u00e9dit initial<span class=\"_ _3\"></span> et d\u2019une majorat<span class=\"_ _3\"></span>ion de 100 points de<span class=\"_ _3\"></span> base.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 yd97 ff310 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 yd98 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Cet instr<span class=\"_ _0\"></span>ument a le stat<span class=\"_ _0\"></span>ut de capit<span class=\"_ _0\"></span>al de Niv<span class=\"_ _0\"></span>eau 2<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">pour le Groupe Agea<span class=\"_ _3\"></span>s </span></span></div>\n<div class=\"t m0 x1a h62 yd99 ff310 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ainsi que<span class=\"_ _3\"></span> pour Ageas<span class=\"_ _3\"></span> SA/NV selon<span class=\"_ _3\"></span> Solvabilit\u00e9 <span class=\"_ _3\"></span>II. Il e<span class=\"_ _3\"></span>st not\u00e9 A<span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse8\">par </span></span></div>\n<div class=\"t m0 x1a h62 yd9a ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Standar<span class=\"_ _0\"></span>d &amp; Poor\u2019s et<span class=\"_ _0\"></span> Fitch. Il est c<span class=\"_ _0\"></span>ot\u00e9 sur le ma<span class=\"_ _0\"></span>rch\u00e9 r\u00e9gl<span class=\"_ _0\"></span>ement\u00e9 de la</div>\n<div class=\"t m0 x1a h62 y1ed9 ff310 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bourse de L<span class=\"_ _0\"></span>uxembou<span class=\"_ _0\"></span>rg.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 172px; height: 934px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 172px; height: 934px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 172px; height: 934px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h7d y834 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.5<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Pr\u00eat <span class=\"_ _3\"></span><span class=\"ls111 ws135\">subordonn\u00e9 \u00e0 taux fixe puis <span class=\"_ _3\"></span></span></div>\n<div class=\"t m0 x6 h7d ybbe ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Subordinated Fixed <span class=\"_ _3\"></span>to Floating Rate</div>\n<div class=\"t m0 x6 h7d y1edb ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">Tier 2 <span class=\"_ _3\"></span>Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1edc ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 27 juin 20<span class=\"_ _0\"></span>19, Ageas et B<span class=\"_ _0\"></span>NP Paribas<span class=\"_ _0\"></span> Cardif ont<span class=\"_ _0\"></span> accord\u00e9 u<span class=\"_ _0\"></span>n pr\u00eat</div>\n<div class=\"t m0 x6 h62 y1edd ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">subordonn\u00e9 d\u2019E<span class=\"_ _3\"></span>UR 300 millions au tau<span class=\"_ _3\"></span>x annuel fixe de<span class=\"_ _3\"></span> 3,25% (Ageas<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1ede ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">EUR 225 mil<span class=\"_ _0\"></span>lions<span class=\"ls0 ws0\"> ; </span>BNP Pariba<span class=\"_ _0\"></span><span class=\"lsde wsfa\">s Cardif<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 75 millio<span class=\"_ _0\"></span>ns) en </span></span></span></div>\n<div class=\"t m0 x6 h62 y1edf ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">remplac<span class=\"_ _0\"></span>ement pa<span class=\"_ _0\"></span>rtiel des U<span class=\"_ _0\"></span>SD 550 milli<span class=\"_ _0\"></span>ons de titre<span class=\"_ _0\"></span>s rachet\u00e9s<span class=\"_ _0\"></span> en mars</div>\n<div class=\"t m0 x6 h62 y1ee0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2019. Le pr<span class=\"_ _0\"></span>\u00eat inter<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">soci\u00e9t\u00e9s entre Agea<span class=\"_ _3\"></span>s et AG <span class=\"_ _3\"></span>Insurance est<span class=\"_ _3\"></span> \u00e9limin\u00e9 au<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y1ee1 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">niveau d<span class=\"_ _0\"></span>u groupe<span class=\"_ _0\"></span> Ageas.<span class=\"_ _0\"></span> Ces tit<span class=\"_ _0\"></span>res sont<span class=\"_ _0\"></span> rembo<span class=\"_ _0\"></span>ursables<span class=\"_ _0\"></span>, \u00e0 la di<span class=\"_ _0\"></span>scr\u00e9tio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x6 h62 y1ee2 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'AG Insuranc<span class=\"lsdc wse9\">e, en tout, mais non en pa<span class=\"_ _0\"></span>rtie, \u00e0 la pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de </span></div>\n<div class=\"t m0 x6 h62 y1ee3 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat (27<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsdc wse9\">2029) ou \u00e0 toute autre dat<span class=\"_ _0\"></span>e de paie<span class=\"_ _0\"></span>ment d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eats </span></span></div>\n<div class=\"t m0 x6 h62 y1ee4 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A leur pr<span class=\"_ _0\"></span>emi\u00e8re dat<span class=\"_ _0\"></span>e de rachat<span class=\"_ _0\"></span>, les titres<span class=\"_ _0\"></span> portero<span class=\"_ _0\"></span>nt un int\u00e9r<span class=\"_ _0\"></span>\u00eat</div>\n<div class=\"t m0 x6 h62 y1ee5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 taux flott<span class=\"_ _0\"></span>ant corr<span class=\"_ _0\"></span>espond<span class=\"_ _0\"></span>ant \u00e0 l'Eur<span class=\"_ _0\"></span>ibor \u00e0 trois m<span class=\"_ _0\"></span>ois plus<span class=\"ls0 ws0\"> </span><span class=\"wse8\">3,80<span class=\"_ _0\"></span>0<span class=\"ls0 ws0\"> </span><span class=\"wse9\">% par </span></span></div>\n<div class=\"t m0 x6 h62 y1ee6 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">an, pay<span class=\"_ _0\"></span>able tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>elleme<span class=\"_ _0\"></span>nt.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yabc ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.6<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y1ee7 ff316 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">AG Insur<span class=\"_ _3\"></span>ance Ti<span class=\"_ _3\"></span>tres subo<span class=\"_ _3\"></span>rdonn\u00e9s \u00e0 <span class=\"_ _3\"></span>taux <span class=\"_ _3\"></span>fixe Tie<span class=\"_ _3\"></span>r 2</div>\n<div class=\"t m0 x6 h7d y1ee8 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">(Fixed Rate <span class=\"_ _3\"></span>Reset D<span class=\"_ _3\"></span>ated Subordinat<span class=\"_ _3\"></span>ed Tier 2 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x6 h7d y1ee9 ff316 fs50 fc10 sc0 ls110 ws134\" style=\"z-index: 15;\">Notes)<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y889 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 31 mars 201<span class=\"_ _0\"></span>5, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">400</span> <span class=\"lsde wseb\">million<span class=\"_ _3\"></span>s d'obliga<span class=\"_ _3\"></span>tions </span></span></div>\n<div class=\"t m0 x6 h62 y88a ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">subordonn\u00e9es <span class=\"_ _3\"></span>Tier 2 p<span class=\"_ _3\"></span>ortant un <span class=\"_ _3\"></span>taux d<span class=\"lsdc wse9\">'int\u00e9r\u00eat de 3,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et ayant une </span></div>\n<div class=\"t m0 x6 h62 y88b ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">dur\u00e9e de vie de<span class=\"_ _3\"></span> 32<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">ans. Les t<span class=\"_ _0\"></span>itres s<span class=\"_ _0\"></span>ont rembo<span class=\"_ _0\"></span>ursabl<span class=\"_ _0\"></span>es, \u00e0 la <span class=\"_ _0\"></span>discr\u00e9t<span class=\"_ _0\"></span>ion </span></span></div>\n<div class=\"t m0 x6 h62 y88c ff314 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'AG<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Insuranc<span class=\"_ _0\"></span>e, en tout,<span class=\"_ _0\"></span> mais non en part<span class=\"_ _0\"></span>ie, \u00e0 la prem<span class=\"_ _0\"></span>i\u00e8re date de </span></span></div>\n<div class=\"t m0 x6 h62 y88d ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">rachat, le<span class=\"_ _3\"></span> 30<span class=\"ls0 ws0\"> </span><span class=\"lsdc\">juin 2027 ou \u00e0 t<span class=\"_ _0\"></span>oute a<span class=\"_ _0\"></span>utre dat<span class=\"_ _0\"></span>e de pai<span class=\"_ _0\"></span>ement d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y88e ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ult\u00e9rie<span class=\"_ _0\"></span>ure. A la prem<span class=\"_ _0\"></span>i\u00e8re date d<span class=\"_ _0\"></span>e rachat et \u00e0 ch<span class=\"_ _0\"></span>aque cinq<span class=\"_ _0\"></span>ui\u00e8me</div>\n<div class=\"t m0 x6 h62 y88f ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">anniver<span class=\"_ _0\"></span>saire d<span class=\"_ _0\"></span>e la pre<span class=\"_ _0\"></span>mi\u00e8re dat<span class=\"_ _0\"></span>e de rac<span class=\"_ _0\"></span>hat, le t<span class=\"_ _0\"></span>aux d'<span class=\"_ _0\"></span>int\u00e9r\u00eat s<span class=\"_ _0\"></span>era ref<span class=\"_ _0\"></span>ix\u00e9</div>\n<div class=\"t m0 x6 h62 y10e7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour \u00eatre \u00e9<span class=\"_ _0\"></span>gal \u00e0 la somm<span class=\"_ _0\"></span>e du taux 5<span class=\"ls0 ws0\">-</span>year eur<span class=\"_ _0\"></span>o mid swap et<span class=\"_ _0\"></span> de 3,875<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%. </span></span></div>\n<div class=\"t m0 x6 h62 y10e8 ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les titr<span class=\"_ _0\"></span>es sont c<span class=\"_ _0\"></span>ot\u00e9s \u00e0 la <span class=\"_ _0\"></span>Bourse <span class=\"_ _0\"></span>de Luxem<span class=\"_ _0\"></span>bourg <span class=\"_ _0\"></span>et se qual<span class=\"_ _0\"></span>ifient c<span class=\"_ _0\"></span>o<span class=\"lsf3 ws10c\">mme </span></div>\n<div class=\"t m0 x6 h62 y10e9 ff314 fs43 fc15 sc0 lsfe ws12d\" style=\"z-index: 15;\">capital T<span class=\"_ _3\"></span>ier<span class=\"ls0 ws0\"> <span class=\"lsdc wseb\">2 selon Solv<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 II et s<span class=\"_ _0\"></span>ont not\u00e9s<span class=\"_ _0\"></span> A<span class=\"ls0 ws0\">- </span><span class=\"lsde\">par Stan<span class=\"_ _3\"></span>dard &amp; Poor\u2019<span class=\"_ _3\"></span>s </span></span></span></div>\n<div class=\"t m0 x6 h62 y10ea ff314 fs43 fc15 sc0 lsf0 ws0\" style=\"z-index: 15;\">et Fitch.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x1a h7d y834 ff316 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">20.7<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y835 ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">AG Insurance <span class=\"_ _3\"></span>Obligations subordonn\u00e9es</div>\n<div class=\"t m0 x1a h7d ybbe ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">remboursables pa<span class=\"_ _3\"></span>r anticipation <span class=\"_ _3\"></span>\u00e0 taux <span class=\"_ _3\"></span>fixe puis <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1edb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">flottant Tier 2 (Fixed <span class=\"_ _3\"></span>to Floating Callable</div>\n<div class=\"t m0 x1a h7d y1eea ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">Subordinated Tier 2 Notes)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y12ab ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"lsde wsea\">18<span class=\"ls0 ws0\"> </span></span><span class=\"wse9\">d\u00e9cembre 201<span class=\"_ _0\"></span>3, AG Insur<span class=\"_ _0\"></span>ance a \u00e9mis<span class=\"_ _0\"></span> EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">450</span> <span class=\"lsfe ws11a\">milli<span class=\"_ _3\"></span>ons </span></span></span></div>\n<div class=\"t m0 x1a h62 y1eeb ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">d'obligation<span class=\"_ _3\"></span>s subordonn\u00e9es rem<span class=\"_ _3\"></span>boursables par ant<span class=\"_ _3\"></span>icipation \u00e0 taux<span class=\"_ _3\"></span> fixe</div>\n<div class=\"t m0 x1a h62 y1eec ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">puis flott<span class=\"_ _0\"></span>ant Tier 2 \u00e0 un ta<span class=\"_ _0\"></span>ux de 5,25<span class=\"ls0 ws0\"> </span>% et ay<span class=\"_ _0\"></span>ant une dur<span class=\"_ _0\"></span>\u00e9e de vie de</div>\n<div class=\"t m0 x1a h62 y1eed ff314 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">ans. Ces <span class=\"_ _3\"></span>titres sont<span class=\"_ _3\"></span> remboursabl<span class=\"_ _3\"></span>es, \u00e0 la<span class=\"_ _3\"></span> discr\u00e9tion<span class=\"_ _3\"></span> d'AG I</span></span>nsurance,</div>\n<div class=\"t m0 x1a h62 y1eee ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en tout, ma<span class=\"_ _0\"></span>is non en parti<span class=\"_ _0\"></span>e, \u00e0 la premi<span class=\"_ _0\"></span>\u00e8re date de rac<span class=\"_ _0\"></span>hat (18<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">juin</span> <span class=\"lsde wsea\">2024) </span></span></div>\n<div class=\"t m0 x1a h62 y1eef ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">ou \u00e0 tou<span class=\"_ _3\"></span>te autre date<span class=\"_ _3\"></span> de paiem<span class=\"_ _3\"></span>ent d'int\u00e9r\u00ea<span class=\"_ _3\"></span>ts ult\u00e9rieur<span class=\"_ _3\"></span>e. A leur<span class=\"_ _3\"></span> premi\u00e8re<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1ef0 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">date de rach<span class=\"_ _0\"></span>at, les titr<span class=\"_ _0\"></span>es porte<span class=\"_ _0\"></span>ront un int\u00e9<span class=\"_ _0\"></span>r\u00eat \u00e0 taux flot<span class=\"_ _0\"></span>tant</div>\n<div class=\"t m0 x1a h62 y1ef1 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span> \u00e0 l'Euribor \u00e0 troi<span class=\"_ _3\"></span>s mo<span class=\"lsdc wse9\">is plus 4,1<span class=\"_ _0\"></span>36<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">% par an, payable<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x1a h62 y1ef2 ff314 fs43 fc15 sc0 lsf0 ws104\" style=\"z-index: 15;\">trimestriellement. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1ef3 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef4 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1ef5 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les titres<span class=\"_ _0\"></span> ont \u00e9t\u00e9 sousc<span class=\"_ _0\"></span>rits pa<span class=\"_ _0\"></span>r Ageas SA/N<span class=\"_ _0\"></span>V (EUR<span class=\"ls0 ws0\"> </span>350 mi<span class=\"_ _0\"></span>llions) et<span class=\"_ _0\"></span> par</div>\n<div class=\"t m0 x1a h62 y1ef6 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">BNP Paribas <span class=\"_ _3\"></span>Fortis SA<span class=\"_ _3\"></span>/NV (EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">100 millions) et s<span class=\"_ _0\"></span>ont cot\u00e9s \u00e0 la B<span class=\"_ _0\"></span>ourse </span></span></div>\n<div class=\"t m0 x1a h62 y1ef7 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Luxemb<span class=\"_ _0\"></span>ourg. Les<span class=\"_ _0\"></span> titres se qua<span class=\"_ _0\"></span>lifie<span class=\"_ _0\"></span>nt comme cap<span class=\"_ _0\"></span>ital Tie<span class=\"_ _0\"></span>r 2 <span class=\"wse8\">selon </span></div>\n<div class=\"t m0 x1a h62 y1ef8 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Solvabilit\u00e9<span class=\"_ _3\"></span> II et sont not\u00e9es A<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">par Standa<span class=\"_ _0\"></span>rd &amp; Poor\u2019s et F<span class=\"_ _0\"></span>itch. La pa<span class=\"_ _0\"></span>rt </span></span></div>\n<div class=\"t m0 x1a h62 y1ef9 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">souscrit<span class=\"_ _0\"></span>e par Agea<span class=\"_ _0\"></span>s SA/NV est \u00e9<span class=\"_ _0\"></span>limin\u00e9e,<span class=\"_ _0\"></span> car il s'ag<span class=\"_ _0\"></span>it d'une tra<span class=\"_ _0\"></span>nsactio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y1efa ff314 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">intra<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lsde wsea\">groupe<span class=\"_ _3\"></span>.</span> </span></div>\n<div class=\"t m0 x1a h7d y1111 ff316 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">20.8<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7d y1efb ff316 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Milleniumbcp Pr\u00eat subordonn\u00e9 restreint avec</div>\n<div class=\"t m0 x1a h7d y1efc ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">droits acquis remboursable par anticipatio<span class=\"ls110 ws134\">n<span class=\"_ _0\"></span> \u00e0 taux </span></div>\n<div class=\"t m0 x1a h7d y1efd ff316 fs50 fc10 sc0 ls111 ws135\" style=\"z-index: 15;\">fixe puis flottant <span class=\"ls0 ws0\">- <span class=\"lsfd ws119\">T<span class=\"_ _3\"></span>ier 1 <span class=\"_ _3\"></span>(Fixed</span>-</span>to<span class=\"ls0 ws0\">-<span class=\"ls10d ws130\">Floating <span class=\"_ _3\"></span>Callable </span></span></div>\n<div class=\"t m0 x1a h7d y1efe ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Subordinated Grandfathered <span class=\"_ _3\"></span>Restricted Tier 1 <span class=\"_ _3\"></span></div>\n<div class=\"t m0 x1a h7d y1eff ff316 fs50 fc10 sc0 ls11d ws144\" style=\"z-index: 15;\">Loan)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 ya89 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 5 d\u00e9cemb<span class=\"_ _0\"></span>re 2014, Ag<span class=\"_ _0\"></span>eas Insur<span class=\"_ _0\"></span>ance Inte<span class=\"_ _0\"></span>rnati<span class=\"_ _0\"></span>onal N.V. (5<span class=\"_ _0\"></span>1<span class=\"ls0 ws0\"> </span>%) (AII) et</div>\n<div class=\"t m0 x1a h62 ya8a ff314 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BCP Inv<span class=\"_ _0\"></span>estments<span class=\"_ _0\"></span> B.V. (<span class=\"_ _0\"></span>49<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">%) ont accord\u00e9 un pr\u00ea<span class=\"_ _3\"></span>t subordonn\u00e9<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x1a h62 ya8b ff314 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">120 <span class=\"lsde wsfa\">mill<span class=\"_ _3\"></span>ions \u00e0 Millenniumb<span class=\"_ _3\"></span>cp Ageas au taux annuel<span class=\"_ _3\"></span> de 4,75</span></span> <span class=\"lsff ws124\">% </span></span></div>\n<div class=\"t m0 x1a h62 ya8c ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">jusqu\u2019\u00e0 la premi<span class=\"_ _3\"></span>\u00e8re date de rembour<span class=\"_ _3\"></span>sement en d\u00e9cembre 2019<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x1a h62 ya8d ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ensuit<span class=\"_ _0\"></span>e au taux Euri<span class=\"_ _0\"></span>bor \u00e0 six mois<span class=\"_ _0\"></span> plus 475 poi<span class=\"_ _0\"></span>nts de base pa<span class=\"_ _0\"></span>r an. Au 2</div>\n<div class=\"t m0 x2e2 h76 y1f00 ff314 fs4a fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">e</div>\n<div class=\"t m0 x2e3 h62 y1f01 ff314 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f02 ff314 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">trimestre 20<span class=\"_ _3\"></span>20, l\u2019empru<span class=\"_ _3\"></span>nt d\u00e9tenu pr<span class=\"_ _3\"></span>\u00e9c\u00e9demment p<span class=\"_ _3\"></span>ar Ageas I<span class=\"_ _3\"></span>nsurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1f03 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Intern<span class=\"_ _0\"></span>ational a \u00e9t<span class=\"_ _0\"></span>\u00e9 transf\u00e9<span class=\"_ _0\"></span>r\u00e9 au bilan d\u2019<span class=\"_ _0\"></span>Ageas SA/<span class=\"_ _0\"></span>NV. <span class=\"lsde wsfa\">La part souscrite </span></div>\n<div class=\"t m0 x1a h62 y1f04 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">par Ageas S<span class=\"_ _0\"></span>A/NV est \u00e9l<span class=\"_ _0\"></span>imin\u00e9e,<span class=\"_ _0\"></span> car il s\u2019ag<span class=\"_ _0\"></span>it d\u2019une tran<span class=\"_ _0\"></span>sacti<span class=\"_ _0\"></span>on intra<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x1a h62 y1f05 ff314 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">groupe. Les tit<span class=\"_ _3\"></span>res se qualifient<span class=\"_ _3\"></span> comme capital Tier 1<span class=\"_ _3\"></span> avec droits acquis<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1f06 ff314 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(grandf<span class=\"_ _0\"></span>athere<span class=\"_ _0\"></span>d) selon So<span class=\"_ _0\"></span>lvabilit<span class=\"_ _0\"></span>\u00e9 II.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 440px; height: 666px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 440px; height: 666px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 440px; height: 666px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag427": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Emprun<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Op\u00e9rations de mise en pen<span class=\"_ _0\"></span>sion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">2.153<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">2.078<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">899<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">838<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Dettes envers les banques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">3.052<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">2.916<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Fonds des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">67<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 727px; z-index: 15;\">630<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 727px; z-index: 15;\">560<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres emprunts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff31a fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total des dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 697px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 697px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les op\u00e9rations de<span class=\"_ _3\"></span> mise en pension<span class=\"_ _3\"></span> sont essentielleme<span class=\"_ _3\"></span>nt des emprunt<span class=\"_ _3\"></span>s \u00e0</div>\n<div class=\"t m0 x6 h62 y1f0b ff318 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">court terme garan<span class=\"_ _3\"></span>tis qui sont ut<span class=\"_ _3\"></span>ilis\u00e9s pour cou<span class=\"_ _3\"></span>vrir des placement<span class=\"_ _3\"></span>s</div>\n<div class=\"t m0 x6 h62 y1f0c ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sp\u00e9cifi<span class=\"_ _0\"></span>ques dont<span class=\"_ _0\"></span> les taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat so<span class=\"_ _0\"></span>nt r\u00e9visa<span class=\"_ _0\"></span>bles et \u00e0 des fi<span class=\"_ _0\"></span>ns de</div>\n<div class=\"t m0 x6 h62 y1f0d ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">gestion de<span class=\"_ _3\"></span>s liquidit\u00e9<span class=\"lsf0 ws104\">s. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f0e ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0f ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas a don<span class=\"_ _0\"></span>n\u00e9 en gage de l\u2019i<span class=\"_ _0\"></span>mmobi<span class=\"_ _0\"></span>lier comme g<span class=\"_ _0\"></span>aranti<span class=\"_ _0\"></span>e de pr\u00eats et</div>\n<div class=\"t m0 x6 h62 y1f10 ff318 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">autres p<span class=\"_ _0\"></span>our une v<span class=\"_ _0\"></span>aleur c<span class=\"_ _0\"></span>omptab<span class=\"_ _0\"></span>le d\u2019EU<span class=\"_ _0\"></span>R<span class=\"ls0 ws0\"> </span><span class=\"lsde\">159 millio<span class=\"_ _3\"></span>ns (2021<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span>EUR<span class=\"_ _3\"></span> 166 </span></div>\n<div class=\"t m0 x6 h62 y1f11 ff318 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">millions)<span class=\"_ _3\"></span>. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f12 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f13 ff318 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">La valeur<span class=\"_ _3\"></span> comptable <span class=\"_ _3\"></span>des emprunts<span class=\"_ _3\"></span> est une ap<span class=\"_ _3\"></span>proximation r<span class=\"_ _3\"></span>aisonnable</div>\n<div class=\"t m0 x1a h62 y1f14 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de leur just<span class=\"_ _0\"></span>e valeur<span class=\"_ _0\"></span> dans la mesu<span class=\"_ _0\"></span>re o\u00f9<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">les \u00e9ch\u00e9ances des<span class=\"_ _3\"></span> contrats son<span class=\"_ _3\"></span>t </span></span></div>\n<div class=\"t m0 x1a h62 y1f15 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">inf\u00e9rie<span class=\"_ _0\"></span>ures \u00e0 un an (mi<span class=\"_ _0\"></span>ses en pensi<span class=\"_ _0\"></span>on) et/o<span class=\"_ _0\"></span>u les contr<span class=\"_ _0\"></span>ats port<span class=\"_ _0\"></span>ent un taux</div>\n<div class=\"t m0 x1a h62 y1f16 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">flottant<span class=\"_ _0\"></span> (pr\u00eats ba<span class=\"_ _0\"></span>ncaires<span class=\"_ _0\"></span>). En cons\u00e9<span class=\"_ _0\"></span>quence, l<span class=\"_ _0\"></span>a juste vale<span class=\"_ _0\"></span>ur se fonde su<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x1a h62 y1f17 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des donn\u00e9<span class=\"_ _0\"></span>es de march<span class=\"_ _0\"></span>\u00e9 observa<span class=\"_ _0\"></span>bles (niv<span class=\"_ _0\"></span>eau<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2).</span> </span></div>\n<div class=\"t m0 x1a h62 y1f18 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1f19 ff318 fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">Ces passifs locatifs sont act<span class=\"lsde wsfa\">ualis\u00e9s en ut<span class=\"_ _3\"></span>ilisant le taux<span class=\"_ _3\"></span> d\u2019emprunt </span></div>\n<div class=\"t m0 x1a h62 y1f1a ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">margin<span class=\"_ _0\"></span>al du preneur et<span class=\"_ _0\"></span> la charge d'<span class=\"_ _0\"></span>int\u00e9r\u00eat<span class=\"_ _0\"></span>s relativ<span class=\"_ _0\"></span>e au passif<span class=\"_ _0\"></span> locatif es<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 x1a h62 y1f1b ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9e s\u00e9par\u00e9<span class=\"_ _0\"></span>ment des c<span class=\"_ _0\"></span>harges de d<span class=\"_ _0\"></span>\u00e9pr\u00e9ci<span class=\"_ _0\"></span>ation du dro<span class=\"_ _0\"></span>it d\u2019utili<span class=\"_ _0\"></span>sation<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1a h62 y1f1c ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f1d ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 477px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y699 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 477px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 461px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y69d ff31a fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 446px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 446px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 446px; z-index: 15;\">3.920<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Transferts vers les pas<span class=\"_ _0\"></span>sifs d\u00e9t\u00e9nus en vue de<span class=\"_ _0\"></span> la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 431px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y69b ff31a fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 431px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">150<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69d ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 416px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff318 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Produits de l\u2019\u00e9mission<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 401px; z-index: 15;\">223<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 401px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Paiements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 387px; z-index: 15;\">(167)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 387px; z-index: 15;\">(375)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">\u00c9carts de conversion et <span class=\"_ _0\"></span>autres <span class=\"wsed\">variations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 372px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 372px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff31a fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 357px; z-index: 15;\">3.812<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">3.616<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f29 ff318 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tablea<span class=\"_ _0\"></span>u ci<span class=\"ls0 ws0\">-</span>dessous pr<span class=\"_ _0\"></span>\u00e9sente l<span class=\"_ _0\"></span>es flux de tr\u00e9s<span class=\"_ _0\"></span>orerie n<span class=\"_ _0\"></span>on actuali<span class=\"_ _0\"></span>s\u00e9s des em<span class=\"_ _0\"></span>prunts,<span class=\"_ _0\"></span> hors pass<span class=\"_ _0\"></span>ifs locat<span class=\"_ _0\"></span>ifs, regro<span class=\"_ _0\"></span>up\u00e9s par cl<span class=\"_ _0\"></span>asse d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance pe<span class=\"_ _0\"></span>rtine<span class=\"_ _0\"></span>nte au</div>\n<div class=\"t m0 x6 h62 y1f2a ff318 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre.</span> </span></div>\n<div class=\"t m0 x6 h62 y1f2b ff318 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff318 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 263px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 263px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y797 ff318 fs45 fce sc0 lse0 wsed\" style=\"left: 722px; bottom: 263px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 247px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 232px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 232px; z-index: 15;\">2.455<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 232px; z-index: 15;\">2.898<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 217px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 217px; z-index: 15;\">59<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 217px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff318 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 202px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 202px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 202px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff318 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 188px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 188px; z-index: 15;\">624<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff318 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 188px; z-index: 15;\">94<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff31a fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 173px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 173px; z-index: 15;\">3.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff31a fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 173px; z-index: 15;\">3.056<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 162px; height: 799px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 162px; height: 799px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 162px; height: 799px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 162px; height: 799px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme co<span class=\"_ _0\"></span>ns\u00e9que<span class=\"_ _0\"></span>nce de la pand<span class=\"_ _0\"></span>\u00e9mie de Covi<span class=\"_ _0\"></span>d, la filial<span class=\"_ _0\"></span>e du Group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y8b2 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Interp<span class=\"_ _0\"></span>arking (d<span class=\"_ _0\"></span>\u00e9tenue \u00e0 51%<span class=\"_ _0\"></span> par AG Insur<span class=\"_ _0\"></span>ance) a pu b\u00e9<span class=\"_ _0\"></span>n\u00e9ficie<span class=\"_ _0\"></span>r au</div>\n<div class=\"t m0 x6 h62 y8b3 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">premie<span class=\"_ _0\"></span>r semestr<span class=\"_ _0\"></span>e 2021 de d\u00e9ro<span class=\"_ _0\"></span>gatio<span class=\"_ _0\"></span>ns li\u00e9es \u00e0 des co<span class=\"_ _0\"></span>nventi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x6 h62 y93e ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'empru<span class=\"_ _0\"></span>nt. En cons<span class=\"_ _0\"></span>\u00e9quenc<span class=\"_ _0\"></span>e, les empru<span class=\"_ _0\"></span>nts banc<span class=\"_ _0\"></span>aires \u00e0 long te<span class=\"_ _0\"></span>rme, pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y93f ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> des d\u00e9ro<span class=\"_ _0\"></span>gations ont<span class=\"_ _0\"></span> \u00e9t\u00e9 obte<span class=\"_ _0\"></span>nues, ont \u00e9t\u00e9 r<span class=\"_ _0\"></span>eclass\u00e9s<span class=\"_ _0\"></span> de long</div>\n<div class=\"t m0 x1a h62 y1f33 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">terme \u00e0 cou<span class=\"_ _0\"></span>rt terme. Les<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">activit<span class=\"_ _0\"></span>\u00e9s d'Inter<span class=\"_ _0\"></span>parkin<span class=\"_ _0\"></span>g se sont dep<span class=\"_ _0\"></span>uis </span></span></div>\n<div class=\"t m0 x1a h62 y1f34 ff31d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">redress\u00e9es, ce<span class=\"_ _3\"></span> qui a permis \u00e0 Interpa<span class=\"_ _3\"></span>rking de respe<span class=\"_ _3\"></span>cter ses</div>\n<div class=\"t m0 x1a h62 y1f35 ff31d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">engagem<span class=\"_ _0\"></span>ents d'<span class=\"_ _0\"></span>emprunt<span class=\"_ _0\"></span>. De ce f<span class=\"_ _0\"></span>ait, un e<span class=\"_ _0\"></span>mprunt<span class=\"_ _0\"></span> banca<span class=\"_ _0\"></span>ire \u00e0 long t<span class=\"_ _0\"></span>erme</div>\n<div class=\"t m0 x1a h62 y1f36 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 491 mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> a \u00e9t\u00e9 reclas<span class=\"_ _0\"></span>s\u00e9 de court te<span class=\"_ _0\"></span>rme \u00e0 long t<span class=\"_ _0\"></span>erme \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y1f37 ff31d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de cl\u00f4tur<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f38 ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f39 ff31d fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Dettes de c<span class=\"_ _0\"></span>ontrats de l<span class=\"_ _0\"></span>ocatio<span class=\"_ _0\"></span>n en tant que p<span class=\"_ _0\"></span>reneur (no<span class=\"_ _0\"></span>n actual<span class=\"_ _0\"></span>is\u00e9es)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f3a ff31d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 955px; z-index: 15;\"> </div>\n<div class=\"t m0 xb1 h65 y699 ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 697px; bottom: 955px; z-index: 15;\">Paiements minimaux li\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b4 h65 y69b ff31d fs45 fce sc0 lse0 wsee\" style=\"left: 694px; bottom: 940px; z-index: 15;\">\u00e0 des contrats de loca<span class=\"_ _0\"></span>tion<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 940px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff31d fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 925px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 925px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69d ff31d fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 925px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 909px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 895px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 895px; z-index: 15;\">86<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 895px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 880px; z-index: 15;\">De 1 \u00e0 2 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 880px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 880px; z-index: 15;\">77<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 865px; z-index: 15;\">De 2 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 865px; z-index: 15;\">73<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 865px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 850px; z-index: 15;\">De 3 \u00e0 4 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 850px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 850px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff31d fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 835px; z-index: 15;\">De 4 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 835px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 835px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 820px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 820px; z-index: 15;\">495<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 820px; z-index: 15;\">440<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff31f fs45 fc28 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 806px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 609px; bottom: 806px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff31f fs45 fc28 sc0 lse0 wsed\" style=\"left: 781px; bottom: 806px; z-index: 15;\">766<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff31d fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 791px; z-index: 15;\">Charges locatives annuelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 791px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68f ff31d fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 791px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y694 ff31d fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 776px; z-index: 15;\">Charges financi\u00e8res futures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 776px; z-index: 15;\">222<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff31d fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 776px; z-index: 15;\">206<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 765px; height: 341px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 765px; height: 341px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 765px; height: 341px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 765px; height: 341px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfBorrowingsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag356": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls133 ws15c\" style=\"z-index: 15;\">Im<span class=\"_ _2\"></span>p\u00f4t<span class=\"_ _3\"></span>s<span class=\"_ _3\"></span> et<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">imp\u00f4ts diff\u00e9r\u00e9s</div>\n<div class=\"t m0 x6 h62 y1a2a ff321 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>fs et passifs <span class=\"_ _3\"></span>d\u2019imp\u00f4ts di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s au<span class=\"_ _3\"></span> 31 d\u00e9cembre<span class=\"_ _3\"></span> se pr\u00e9<span class=\"_ _3\"></span>sentent comme <span class=\"wsea\">s<span class=\"_ _3\"></span>uit.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y1f4e ff321 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff321 fs45 fce sc0 lse0 wsee\" style=\"left: 508px; bottom: 801px; z-index: 15;\">\u00c9tat de la situation <span class=\"_ _0\"></span>financi\u00e8re<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3b5 h65 y69d ff321 fs45 fce sc0 lse5 ws100\" style=\"left: 721px; bottom: 801px; z-index: 15;\">Compt<span class=\"_ _3\"></span>e de r\u00e9s<span class=\"_ _3\"></span>ultat<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 518px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 605px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 690px; bottom: 786px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y68c ff321 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 786px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff321 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 770px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s li\u00e9s \u00e0<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68a ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 770px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 755px; z-index: 15;\">Placements financiers (disponibles<span class=\"_ _0\"></span> \u00e0 la vente)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 755px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 755px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 755px; z-index: 15;\">(10)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 755px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y691 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y691 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 741px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y691 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 741px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y6a6 ff321 fs45 fc15 sc0 lse2 ws103\" style=\"left: 69px; bottom: 726px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s \u00e0 la clie<span class=\"_ _3\"></span>nt\u00e8le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 726px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 726px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y6a6 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 726px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6a6 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 726px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff321 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 711px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 711px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 711px; z-index: 15;\">42<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 711px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 711px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 696px; z-index: 15;\">Immobilisations incorporelles (hor<span class=\"_ _0\"></span>s goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x3f h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 696px; z-index: 15;\">8</div>\n<div class=\"t m0 x64 h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68f ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 696px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 681px; z-index: 15;\">R\u00e9serves pour sinistres e<span class=\"_ _0\"></span>t polices d'assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 681px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 681px; z-index: 15;\">664<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 694px; bottom: 681px; z-index: 15;\">(27)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y694 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 681px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 666px; z-index: 15;\">Certificats d'endettement et de<span class=\"_ _0\"></span>ttes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 666px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 651px; z-index: 15;\">Provisions pour pensions et a<span class=\"_ _0\"></span>vantages post\u00e9rieurs \u00e0 l'e<span class=\"_ _0\"></span>mploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 651px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 651px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 651px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 637px; z-index: 15;\">7</div>\n<div class=\"t m0 x3f h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 637px; z-index: 15;\">8</div>\n<div class=\"t m0 x2b h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 622px; z-index: 15;\">Charges \u00e0 imputer et p<span class=\"_ _0\"></span>roduits \u00e0 reporter<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 622px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 622px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 622px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 607px; z-index: 15;\">Pertes fiscales non utili<span class=\"_ _0\"></span>s\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69d ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 607px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69d ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 607px; z-index: 15;\">106<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69d ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 607px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 607px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 592px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 592px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 592px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 592px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 592px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6d1 ff323 fs45 fce sc0 lse1 wsf6\" style=\"left: 69px; bottom: 577px; z-index: 15;\">Actifs<span class=\"_ _0\"></span> d'imp\u00f4<span class=\"_ _0\"></span>ts diff\u00e9r<span class=\"_ _0\"></span>\u00e9s br<span class=\"_ _0\"></span>uts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y6d1 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 523px; bottom: 577px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y6d1 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 577px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y6d1 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 694px; bottom: 577px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d1 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 577px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y68c ff321 fs45 fc15 sc0 lsee ws102\" style=\"left: 69px; bottom: 562px; z-index: 15;\">Actifs d'<span class=\"_ _3\"></span>imp\u00f4ts <span class=\"lse0 wsf0\">diff\u00e9r\u00e9s non comptabilis\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y68c ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h65 y68c ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 562px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y68c ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y68c ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 562px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff323 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 547px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h67 y691 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 523px; bottom: 547px; z-index: 15;\">310<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y691 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 547px; z-index: 15;\">1.013<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h67 y691 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 694px; bottom: 547px; z-index: 15;\">(45)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y691 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 547px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 533px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff321 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 518px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s li\u00e9s<span class=\"_ _0\"></span> \u00e0<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 518px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 503px; z-index: 15;\">Placements financiers (disponibles<span class=\"_ _0\"></span> \u00e0 la vente)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 517px; bottom: 503px; z-index: 15;\">(654)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 503px; z-index: 15;\">1.489<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 503px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 yb68 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 503px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 488px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 488px; z-index: 15;\">84<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 488px; z-index: 15;\">98<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 488px; z-index: 15;\">6</div>\n<div class=\"t m0 x2b h65 y694 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 488px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff321 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 473px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s \u00e0 la <span class=\"lse0 wsed\">client\u00e8le<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 473px; z-index: 15;\">2</div>\n<div class=\"t m0 x64 h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 473px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff321 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 458px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 458px; z-index: 15;\">175<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y697 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 610px; bottom: 458px; z-index: 15;\">124<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 458px; z-index: 15;\">7</div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 458px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Immobilisations incorporelles (hor<span class=\"_ _0\"></span>s goodwill)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1b h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 523px; bottom: 444px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d3 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 444px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y6d3 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 444px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y697 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 429px; z-index: 15;\">Certificats d'endettement et de<span class=\"_ _0\"></span>ttes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 429px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y697 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 429px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 414px; z-index: 15;\">Autres provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 414px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y699 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 414px; z-index: 15;\"> </div>\n<div class=\"t m0 x2b h65 y699 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 414px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 399px; z-index: 15;\">Co\u00fbts d\u2019acquisition de polices diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 399px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 399px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 399px; z-index: 15;\">2</div>\n<div class=\"t m0 x2b h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 399px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 384px; z-index: 15;\">Charges diff\u00e9r\u00e9es et produits <span class=\"_ _0\"></span>courus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x3f h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 384px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y69d ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 384px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff321 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 369px; z-index: 15;\">R\u00e9serves r\u00e9alis\u00e9es non imposables<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 369px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y69b ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 369px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x3f h65 y69b ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 369px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 354px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 529px; bottom: 354px; z-index: 15;\">13<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 354px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6d1 ff321 fs45 fc15 sc0 lse0 wsed\" style=\"left: 699px; bottom: 354px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6d1 ff321 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 354px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h67 y68c ff323 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 340px; z-index: 15;\">Total des passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y68c ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 517px; bottom: 340px; z-index: 15;\">(210)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x18a h67 y68c ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 340px; z-index: 15;\">1.884<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y68c ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 701px; bottom: 340px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y68c ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 340px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 325px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff323 fs45 fce sc0 lsed ws106\" style=\"left: 69px; bottom: 310px; z-index: 15;\">Produits (charges) d'imp\u00f4ts dif<span class=\"_ _3\"></span>f\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h67 y6a6 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h67 y6a6 ff323 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x6 h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 694px; bottom: 310px; z-index: 15;\">(34)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5d h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 788px; bottom: 310px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 538px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 625px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 710px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y797 ff321 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 295px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff323 fs45 fce sc0 lse5 wsee\" style=\"left: 69px; bottom: 280px; z-index: 15;\">Acti<span class=\"_ _3\"></span>fs (p<span class=\"_ _3\"></span>assif<span class=\"_ _3\"></span>s) n<span class=\"_ _3\"></span>ets <span class=\"lsec wsf5\">d'impots differ<span class=\"_ _0\"></span>\u00e9s<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1b h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 523px; bottom: 280px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h67 y6a6 ff323 fs45 fce sc0 lse0 wsed\" style=\"left: 604px; bottom: 280px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 269px; height: 692px; width: 94%; z-index: 2;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les acti<span class=\"_ _3\"></span>fs et passifs <span class=\"_ _3\"></span>d\u2019imp\u00f4ts di<span class=\"_ _3\"></span>ff\u00e9r\u00e9s son<span class=\"_ _3\"></span>t compens\u00e9s <span class=\"_ _3\"></span>lorsqu\u2019il e<span class=\"_ _3\"></span>xiste un d<span class=\"_ _3\"></span>roit l\u00e9gal<span class=\"_ _3\"></span> de compen<span class=\"_ _3\"></span>sation des<span class=\"_ _3\"></span> actifs d\u2019i<span class=\"_ _3\"></span>mp\u00f4ts ex<span class=\"lsdc wse9\">igibles par les<span class=\"_ _0\"></span> passifs d\u2019i<span class=\"_ _0\"></span>mp\u00f4ts </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">exigibles e<span class=\"_ _3\"></span>t qu\u2019ils <span class=\"_ _3\"></span>concernent le<span class=\"_ _3\"></span>s m\u00eames au<span class=\"_ _3\"></span>torit\u00e9s fis<span class=\"_ _3\"></span>cales. Les<span class=\"_ _3\"></span> montants dan<span class=\"_ _3\"></span>s l\u2019\u00e9tat <span class=\"_ _3\"></span>de la si<span class=\"_ _3\"></span>tuation finan<span class=\"_ _3\"></span>ci\u00e8re<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">apr\u00e8s comp<span class=\"_ _3\"></span>ensation se pr\u00e9<span class=\"_ _3\"></span>sentent comme </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff326 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93e ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff326 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1033px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff326 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 1033px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff326 fs45 fce sc0 lse0 wsed\" style=\"left: 775px; bottom: 1033px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff326 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff326 fs45 fc15 sc0 ls0 ws0\" style=\"left: 461px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff326 fs45 fc15 sc0 ls0 ws0\" style=\"left: 633px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff326 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 1003px; z-index: 15;\">Actifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1003px; z-index: 15;\">918<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1003px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff326 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Passifs d'imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 988px; z-index: 15;\">398<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff326 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 988px; z-index: 15;\">971<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff328 fs45 fce sc0 lse0 wsf0\" style=\"left: 69px; bottom: 973px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s nets<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y68c ff328 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 973px; z-index: 15;\">520<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h67 y68c ff328 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 973px; z-index: 15;\">(871)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f6f ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f70 ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f71 ff326 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Au 31 d\u00e9c<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>022, les<span class=\"_ _0\"></span> actifs<span class=\"_ _0\"></span> d'imp\u00f4t<span class=\"_ _0\"></span>s coura<span class=\"_ _0\"></span>nts compt<span class=\"_ _0\"></span>abilis<span class=\"_ _0\"></span>\u00e9s en</div>\n<div class=\"t m0 x6 h62 y1f72 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">capita<span class=\"_ _0\"></span>ux propres s<span class=\"_ _0\"></span>'\u00e9l\u00e8ve<span class=\"_ _0\"></span>nt \u00e0 EUR 34 mill<span class=\"_ _0\"></span>ions (202<span class=\"_ _0\"></span>1: EUR (42) mi<span class=\"_ _0\"></span>llions<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1f73 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en passif d'<span class=\"_ _0\"></span>imp\u00f4ts<span class=\"_ _0\"></span> courants<span class=\"_ _0\"></span>). Les actif<span class=\"_ _0\"></span>s d'imp<span class=\"_ _0\"></span>\u00f4ts diff\u00e9<span class=\"_ _0\"></span>r\u00e9s nets</div>\n<div class=\"t m0 x6 h62 y1f74 ff326 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">comptabilis\u00e9s en<span class=\"_ _3\"></span> capitaux propre<span class=\"_ _3\"></span>s s'\u00e9l\u00e8vent \u00e0 EUR<span class=\"_ _3\"></span> 684 millions (2021<span class=\"_ _3\"></span>:</div>\n<div class=\"t m0 x6 h62 y1f75 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">EUR (841) m<span class=\"_ _0\"></span>illions<span class=\"_ _0\"></span> en passifs d'<span class=\"_ _0\"></span>imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9s<span class=\"_ _0\"></span> nets).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f76 ff326 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f77 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les actifs<span class=\"_ _0\"></span> d\u2019imp\u00f4t<span class=\"_ _0\"></span>s diff\u00e9r\u00e9<span class=\"_ _0\"></span>s sont com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>\u00e9s dans la me<span class=\"_ _0\"></span>sure o\u00f9 il est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y1f78 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">probable que<span class=\"_ _3\"></span> le b\u00e9n\u00e9<span class=\"_ _3\"></span>fice im<span class=\"wsfa\">posable fut<span class=\"_ _3\"></span>ur sera suffisan<span class=\"_ _3\"></span>t pour utiliser le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x6 h62 y1f79 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actifs d\u2019<span class=\"_ _0\"></span>imp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s.<span class=\"_ _0\"></span> Des actifs d\u2019<span class=\"_ _0\"></span>imp\u00f4ts dif<span class=\"_ _0\"></span>f\u00e9r\u00e9s o<span class=\"_ _0\"></span>nt \u00e9t\u00e9</div>\n<div class=\"t m0 x6 h62 y1f7a ff326 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9s<span class=\"_ _0\"></span> sur des p<span class=\"_ _0\"></span>ertes fi<span class=\"_ _0\"></span>scales<span class=\"_ _0\"></span> (reconn<span class=\"_ _0\"></span>ues) no<span class=\"_ _0\"></span>n utilis<span class=\"_ _0\"></span>\u00e9es et s<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y1f7b ff326 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">des cr\u00e9dits d\u2019i<span class=\"_ _3\"></span>mp\u00f4t inutilis\u00e9s pour<span class=\"_ _3\"></span> une valeur fi<span class=\"_ _3\"></span>scale estim\u00e9e d\u2019EUR<span class=\"_ _3\"></span> 73</div>\n<div class=\"t m0 x1a h62 y1f7c ff326 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">mil<span class=\"lsde wseb\">lions<span class=\"_ _3\"></span> (2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">EUR 79 millions<span class=\"_ _0\"></span>). Les pert<span class=\"_ _0\"></span>es fisc<span class=\"_ _0\"></span>ales qui n\u2019o<span class=\"_ _0\"></span>nt pas \u00e9t\u00e9 </span></span></span></div>\n<div class=\"t m0 x1a h62 y1f7d ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">compta<span class=\"_ _0\"></span>bilis\u00e9es s<span class=\"_ _0\"></span>\u2019\u00e9l\u00e8vent<span class=\"_ _0\"></span> \u00e0 EUR<span class=\"ls0 ws0\"> </span>3.374<span class=\"_ _0\"></span> millions au 31<span class=\"ls0 ws0\"> </span>d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>022</div>\n<div class=\"t m0 x1a h62 y1f7e ff326 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">(2021<span class=\"ls0 ws0\"> :<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">EUR 3.200 m<span class=\"_ _0\"></span>illions<span class=\"_ _0\"></span>). L\u2019es<span class=\"_ _0\"></span>sentiel <span class=\"_ _0\"></span>de la p<span class=\"_ _0\"></span>osition e<span class=\"_ _0\"></span>n pertes<span class=\"_ _0\"></span> fiscal<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y1f7f ff326 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">(reconn<span class=\"_ _0\"></span>ues) re<span class=\"_ _0\"></span>port\u00e9es t<span class=\"_ _0\"></span>rouve s<span class=\"_ _0\"></span>on orig<span class=\"_ _0\"></span>ine dans<span class=\"ls0 ws0\"> </span><span class=\"wse9\">l<span class=\"_ _0\"></span>a liquidat<span class=\"_ _0\"></span>ion de Brus<span class=\"_ _0\"></span>sels </span></div>\n<div class=\"t m0 x1a h62 y1f80 ff326 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Liquidation Ho<span class=\"_ _3\"></span>lding (l\u2019ancienne<span class=\"_ _3\"></span> Fortis Brussel<span class=\"_ _3\"></span>s, la soci\u00e9t\u00e9 qui<span class=\"_ _3\"></span> d\u00e9tenait</div>\n<div class=\"t m0 x1a h62 y1f81 ff326 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l\u2019ensemble d<span class=\"_ _3\"></span>es activi<span class=\"_ _3\"></span>t\u00e9s bancaire<span class=\"_ _3\"></span>s de Fortis)<span class=\"_ _3\"></span>. Du poin<span class=\"_ _3\"></span>t de vue <span class=\"_ _3\"></span>fiscal, la<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y1f82 ff326 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">perte sur l<span class=\"_ _0\"></span>a vente de Fort<span class=\"_ _0\"></span>is Bank ne s\u2019e<span class=\"_ _0\"></span>st mat\u00e9r<span class=\"_ _0\"></span>ialis\u00e9e<span class=\"_ _0\"></span> qu\u2019au mom<span class=\"_ _0\"></span>ent de</div>\n<div class=\"t m0 x1a h62 y1f83 ff326 fs43 fc15 sc0 lsfe ws111\" style=\"z-index: 15;\">la liqu<span class=\"_ _3\"></span>id<span class=\"lsdc wse8\">ation.</span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 774px; height: 332px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDeferredTaxesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag559": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">RPN(I)</div>\n<div class=\"t m0 x6 h75 y7a0 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">La RPN(<span class=\"lsf6 ws110\">I) est un instrument </span></div>\n<div class=\"t m0 x6 h75 y7a1 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">financier qui donne lieu<span class=\"_ _0\"></span> \u00e0 des</div>\n<div class=\"t m0 x6 h75 y7a2 ff32c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">paiements trimestriels, \u00e0<span class=\"_ _0\"></span> ou de BNP</div>\n<div class=\"t m0 x6 h75 y7a3 ff32c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">Paribas Fortis SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f91 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1f92 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV a \u00e9mis de<span class=\"_ _0\"></span>s titres C<span class=\"_ _0\"></span>ASHES en 20<span class=\"_ _0\"></span>07, avec Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V comme</div>\n<div class=\"t m0 x21b h62 y1f93 ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">cod\u00e9biteur. Les<span class=\"_ _3\"></span> CASHES sont des ti<span class=\"_ _3\"></span>tres \u00e9changeables en<span class=\"_ _3\"></span> actions<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">Ageas \u00e0 un prix fix\u00e9 d\u2019<span class=\"_ _0\"></span>avance </span></span></div>\n<div class=\"t m0 x21b h62 y1f94 ff32a fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">239,40 par actio<span class=\"_ _0\"></span>n. BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV et<span class=\"_ _0\"></span> Ageas SA/<span class=\"_ _0\"></span>NV faisa<span class=\"_ _0\"></span>ient \u00e0 l\u2019\u00e9po<span class=\"_ _0\"></span>que part<span class=\"_ _0\"></span>ie du </span></span></div>\n<div class=\"t m0 x21b h62 y1f95 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">groupe Fo<span class=\"_ _0\"></span>rtis et av<span class=\"_ _0\"></span>aient mis e<span class=\"_ _0\"></span>n place un syst<span class=\"_ _0\"></span>\u00e8me de Rel<span class=\"_ _0\"></span>ative Perf<span class=\"_ _0\"></span>ormanc<span class=\"_ _0\"></span>e Note, des<span class=\"_ _0\"></span>tin\u00e9 \u00e0 att\u00e9n<span class=\"_ _0\"></span>uer</div>\n<div class=\"t m0 x21b h62 y1f96 ff32a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">la volat<span class=\"_ _0\"></span>ilit\u00e9 c<span class=\"_ _0\"></span>omptabl<span class=\"_ _0\"></span>e sur les<span class=\"ls0 ws0\"> </span><span class=\"wse9\">act<span class=\"_ _0\"></span>ions Age<span class=\"_ _0\"></span>as et sur la jus<span class=\"_ _0\"></span>te valeur d<span class=\"_ _0\"></span>es CASH<span class=\"_ _0\"></span>ES dans les liv<span class=\"_ _0\"></span>res de </span></div>\n<div class=\"t m0 x21b h62 y1f97 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV. Lor<span class=\"_ _0\"></span>s de la scissi<span class=\"_ _0\"></span>on de Fortis<span class=\"_ _0\"></span> en 2009, BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis SA/<span class=\"_ _0\"></span>NV et</div>\n<div class=\"t m0 x21b h62 y1f98 ff32a fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Ageas o<span class=\"_ _0\"></span>nt conve<span class=\"_ _0\"></span>nu de pay<span class=\"_ _0\"></span>er un int<span class=\"_ _0\"></span>\u00e9r\u00eat<span class=\"_ _0\"></span> sur un mo<span class=\"_ _0\"></span>ntant d<span class=\"_ _0\"></span>e r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce d\u00e9fi<span class=\"_ _0\"></span>ni dans l<span class=\"_ _0\"></span>e cadre <span class=\"_ _0\"></span>de cett<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1f99 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Relativ<span class=\"_ _0\"></span>e Perform<span class=\"_ _0\"></span>ance Not<span class=\"_ _0\"></span>e. Le paiem<span class=\"_ _0\"></span>ent d\u2019int\u00e9<span class=\"_ _0\"></span>r\u00eats tri<span class=\"_ _0\"></span>mestri<span class=\"_ _0\"></span>el est valor<span class=\"_ _0\"></span>is\u00e9 comm<span class=\"_ _0\"></span>e un instru<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y1f9a ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">financier e<span class=\"_ _3\"></span>t appel\u00e9 R<span class=\"_ _3\"></span>PN(I).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1f9b ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1f9c ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La RPN(I<span class=\"_ _0\"></span>) existe dan<span class=\"_ _0\"></span>s la mesur<span class=\"_ _0\"></span>e o\u00f9 les titres C<span class=\"_ _0\"></span>ASHES res<span class=\"_ _0\"></span>tent en cir<span class=\"_ _0\"></span>culati<span class=\"_ _0\"></span>on. A l\u2019orig<span class=\"_ _0\"></span>ine, en 200<span class=\"_ _0\"></span>7,</div>\n<div class=\"t m0 x21b h62 y1f9d ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">12.000 titres<span class=\"_ _3\"></span> CASHES ont \u00e9t\u00e9 \u00e9mi<span class=\"lsdc wse9\">s. En f\u00e9vrier 2012, B<span class=\"_ _0\"></span>NP Parib<span class=\"_ _0\"></span>as a lanc\u00e9 un<span class=\"_ _0\"></span>e offre sur les C<span class=\"_ _0\"></span>ASHES<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x21b h62 y1f9e ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 un prix de 47,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> </span>% et a \u00e9chang\u00e9 7.<span class=\"_ _0\"></span>553 titres C<span class=\"_ _0\"></span>ASHES<span class=\"_ _0\"></span> pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. A<span class=\"_ _0\"></span>geas a</div>\n<div class=\"t m0 x21b h62 y1f9f ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">convenu d<span class=\"_ _0\"></span>e payer EU<span class=\"_ _0\"></span>R 287 milli<span class=\"_ _0\"></span>ons d'ind<span class=\"_ _0\"></span>emnit\u00e9 \u00e0 BNP P<span class=\"_ _0\"></span>aribas,<span class=\"_ _0\"></span> car l\u2019\u00e9ch<span class=\"_ _0\"></span>ange a d\u00e9cl<span class=\"_ _0\"></span>ench\u00e9</div>\n<div class=\"t m0 x21b h62 y1fa0 ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'annulation<span class=\"_ _3\"></span> pr<span class=\"lsdc wse9\">o rata du passif<span class=\"_ _0\"></span> RPN(I).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1fa1 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fa2 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">En mai 2015, A<span class=\"_ _0\"></span>geas et BNP P<span class=\"_ _0\"></span>aribas o<span class=\"_ _0\"></span>nt conven<span class=\"_ _0\"></span>u que BNP Par<span class=\"_ _0\"></span>ibas pouv<span class=\"_ _0\"></span>ait rachet<span class=\"_ _0\"></span>er des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x21b h62 y1fa3 ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">aupr\u00e8s d'inve<span class=\"_ _3\"></span>stisseurs particul<span class=\"_ _3\"></span>iers \u00e0 tout moment<span class=\"_ _3\"></span>, sous r\u00e9serve que le<span class=\"_ _3\"></span>s titres achet\u00e9s so<span class=\"_ _3\"></span>ient</div>\n<div class=\"t m0 x21b h62 y1fa4 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9s en actio<span class=\"_ _0\"></span>ns Ageas. L<span class=\"_ _0\"></span>ors de cet \u00e9c<span class=\"_ _0\"></span>hange, la pa<span class=\"_ _0\"></span>rt au pro rata du p<span class=\"_ _0\"></span>assif RP<span class=\"_ _0\"></span>N(I) ser<span class=\"_ _0\"></span>ait r\u00e9gl\u00e9e</div>\n<div class=\"t m0 x21b h62 y1fa5 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e0 BNP Pari<span class=\"_ _0\"></span>bas et Ageas r<span class=\"_ _0\"></span>ecevrait<span class=\"_ _0\"></span> une indem<span class=\"_ _0\"></span>nit\u00e9 de rup<span class=\"_ _0\"></span>ture d\u00e9pe<span class=\"_ _0\"></span>ndant du pr<span class=\"_ _0\"></span>ix auquel B<span class=\"_ _0\"></span>NP Pariba<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y1fa6 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avait r\u00e9u<span class=\"_ _0\"></span>ssi \u00e0 ache<span class=\"_ _0\"></span>ter les CASH<span class=\"_ _0\"></span>ES.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fa7 ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fa8 ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au cours de<span class=\"_ _3\"></span>s neuf p<span class=\"_ _3\"></span>remiers mois<span class=\"_ _3\"></span> de 2016<span class=\"_ _3\"></span>, BNP Paribas<span class=\"_ _3\"></span> a achet\u00e9 e<span class=\"_ _3\"></span>t \u00e9chang\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span>656 CASHES<span class=\"_ _3\"></span> dans le</div>\n<div class=\"t m0 x21b h62 y1fa9 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cadre de cet<span class=\"_ _0\"></span> accord. Ag<span class=\"_ _0\"></span>eas a vers\u00e9 E<span class=\"_ _0\"></span>UR<span class=\"ls0 ws0\"> </span><span class=\"wse8\">44<span class=\"ls0 ws0\"> </span></span>millions<span class=\"_ _0\"></span> pour le r\u00e8gl<span class=\"_ _0\"></span>ement au p<span class=\"_ _0\"></span>ro rata du RPN<span class=\"_ _0\"></span>(I), apr\u00e8s<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x21b h62 y1faa ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9duct<span class=\"_ _0\"></span>ion de l\u2019inde<span class=\"_ _0\"></span>mnit\u00e9 de ru<span class=\"_ _0\"></span>pture per<span class=\"_ _0\"></span>\u00e7ue. Cet ac<span class=\"_ _0\"></span>cord ent<span class=\"_ _0\"></span>re Ageas et BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> a expir\u00e9 fin</div>\n<div class=\"t m0 x21b h62 y1fab ff32a fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">2016 et n\u2019a pas<span class=\"_ _3\"></span> \u00e9t\u00e9 reconduit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fac ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fad ff32a fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Au cours du<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">deuxi\u00e8me se<span class=\"_ _0\"></span>mestre de 2<span class=\"_ _0\"></span>022, Agea<span class=\"_ _0\"></span>s a rembours<span class=\"_ _0\"></span>\u00e9 une part<span class=\"_ _0\"></span>ie du RPN(I<span class=\"_ _0\"></span>) pour un mont<span class=\"_ _0\"></span>ant </span></span></div>\n<div class=\"t m0 x21b h62 y1fae ff32a fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">d'EUR<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">46<span class=\"_ _3\"></span>,6</span> <span class=\"lsfe ws11a\">mil<span class=\"_ _3\"></span>lions.</span> </span></div>\n<div class=\"t m0 x21b h62 y1faf ff32a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fb0 ff32a fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, il r<span class=\"_ _0\"></span>este 3.3<span class=\"_ _0\"></span>26 CASH<span class=\"_ _0\"></span>ES en circul<span class=\"_ _0\"></span>ation.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 349px; height: 612px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 349px; height: 612px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff330 fs43 fce sc0 lsdc wse9\" style=\"z-index: 15;\">Montant<span class=\"_ _0\"></span> de r\u00e9f\u00e9ren<span class=\"_ _0\"></span>ce et int\u00e9r\u00eat<span class=\"_ _0\"></span>s pay\u00e9s<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">Le <span class=\"wseb\">montant <span class=\"_ _0\"></span>de r\u00e9f\u00e9<span class=\"_ _0\"></span>rence s<span class=\"_ _0\"></span>e calcul<span class=\"_ _0\"></span>e comm<span class=\"_ _0\"></span>e suit<span class=\"ls0 ws0\"> : </span></span></div>\n<div class=\"t m0 x6 h62 y8b3 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre EU<span class=\"_ _0\"></span>R 2.350 mill<span class=\"_ _0\"></span>ions et la va<span class=\"_ _0\"></span>leur de marc<span class=\"_ _0\"></span>h\u00e9 de </span></span></div>\n<div class=\"t m0 x3b5 h62 y93e ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">13 millio<span class=\"_ _0\"></span>ns d\u2019actio<span class=\"_ _0\"></span>ns Ageas<span class=\"_ _0\"></span> dans lesque<span class=\"_ _0\"></span>lles l\u2019i<span class=\"_ _0\"></span>nstrumen<span class=\"_ _0\"></span>t est</div>\n<div class=\"t m0 x3b5 h62 y93f ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9chang<span class=\"_ _0\"></span>\u00e9, moins<span class=\"ls0 ws0\">  </span></div>\n<div class=\"t m0 x6 h62 y940 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">la d<span class=\"_ _0\"></span>iff\u00e9ren<span class=\"_ _0\"></span>ce entre les<span class=\"_ _0\"></span> EUR 3.00<span class=\"_ _0\"></span>0 million<span class=\"_ _0\"></span>s \u00e9mis et la val<span class=\"_ _0\"></span>eur de </span></span></div>\n<div class=\"t m0 x3b5 h62 y941 ff330 fs43 fc15 sc0 lsf7 wseb\" style=\"z-index: 15;\">march<span class=\"lsdc wse9\">\u00e9 <span class=\"_ _3\"></span>des CASH<span class=\"_ _0\"></span>ES telle qu<span class=\"_ _0\"></span>e cot\u00e9e \u00e0 la Bours<span class=\"_ _0\"></span>e de Luxem<span class=\"_ _0\"></span>bourg, </span></div>\n<div class=\"t m0 x3b5 h62 y942 ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">multipli\u00e9e par<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y943 ff332 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"><span style=\"font-size: 25px;\">\u220e</span><span class=\"ff333\"> <span class=\"_ _13b\"> </span><span class=\"ff330 lsdc wse9\">le n<span class=\"_ _0\"></span>ombre de tit<span class=\"_ _0\"></span>res CASH<span class=\"_ _0\"></span>ES en circu<span class=\"_ _0\"></span>lation (3.<span class=\"_ _0\"></span>326 au </span></span></div>\n<div class=\"t m0 x3b5 h62 y944 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">d\u00e9cembre</span> <span class=\"lsde wseb\">2022)<span class=\"_ _3\"></span> divis\u00e9 <span class=\"_ _3\"></span>par le no<span class=\"_ _3\"></span>mbre de CAS<span class=\"_ _3\"></span>HES \u00e9mis \u00e0<span class=\"_ _3\"></span> </span></span></div>\n<div class=\"t m0 x3b5 h62 y945 ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'origine (1<span class=\"_ _3\"></span>2.000).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y946 ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9ed ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas pai<span class=\"_ _0\"></span>e des int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 BNP Pari<span class=\"_ _0\"></span>bas Forti<span class=\"_ _0\"></span>s SA/NV <span class=\"wseb\">su<span class=\"_ _0\"></span>r le mont<span class=\"_ _0\"></span>ant de </span></div>\n<div class=\"t m0 x6 h62 y9ee ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e moyen d<span class=\"_ _0\"></span>u trimestr<span class=\"_ _0\"></span>e (si le r\u00e9sul<span class=\"_ _0\"></span>tat de l\u2019op<span class=\"_ _0\"></span>\u00e9ratio<span class=\"_ _0\"></span>n ci<span class=\"ls0 ws0\">-</span>dessus est<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y9ef ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9gatif<span class=\"_ _0\"></span>, c\u2019est BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV qui eff<span class=\"_ _0\"></span>ectue un pai<span class=\"_ _0\"></span>ement \u00e0</div>\n<div class=\"t m0 x6 h62 y9f0 ff330 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Ageas)<span class=\"ls0 ws0\"> ;<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">les int\u00e9r\u00eat<span class=\"_ _0\"></span>s se calc<span class=\"_ _0\"></span>ulent a<span class=\"_ _0\"></span>u taux <span class=\"_ _0\"></span>Euribor \u00e0 t<span class=\"_ _0\"></span>rois <span class=\"_ _0\"></span>mois plus<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y9f1 ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">90<span class=\"ls0 ws0\"> </span><span class=\"wse9\">points de ba<span class=\"_ _0\"></span>se. Ageas a g<span class=\"_ _0\"></span>ag\u00e9 5,5<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% du t<span class=\"_ _0\"></span>otal des<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>s AG </span></span></div>\n<div class=\"t m0 x6 h62 y9f2 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Insura<span class=\"_ _0\"></span>nce en circ<span class=\"_ _0\"></span>ulation en fav<span class=\"_ _0\"></span>eur de BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis SA/N<span class=\"_ _0\"></span>V.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a6 ff330 fs43 fce sc0 lsdc wse8\" style=\"z-index: 15;\">Valoris<span class=\"_ _0\"></span>ation <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a7 ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Ageas applique<span class=\"_ _3\"></span> une notion de tran<span class=\"_ _3\"></span>sfert pour \u00e9valuer<span class=\"_ _3\"></span> la juste valeur<span class=\"_ _3\"></span> du</div>\n<div class=\"t m0 x6 h62 y9a8 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">passif RPN<span class=\"_ _0\"></span>(I). L\u2019IF<span class=\"_ _0\"></span>RS 13 d\u00e9fi<span class=\"_ _0\"></span>nit la just<span class=\"_ _0\"></span>e valeur comm<span class=\"_ _0\"></span>e le prix q<span class=\"_ _0\"></span>ui serait<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9a9 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">per\u00e7u \u00e0 l\u2019oc<span class=\"_ _0\"></span>casion de l<span class=\"_ _0\"></span>a vente d\u2019u<span class=\"_ _0\"></span>n actif, ou le p<span class=\"_ _0\"></span>rix qui sera<span class=\"_ _0\"></span>it pay\u00e9 po<span class=\"_ _0\"></span>ur</div>\n<div class=\"t m0 x1a h62 y15bb ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">transf\u00e9<span class=\"_ _0\"></span>rer une dett<span class=\"_ _0\"></span>e, dans le<span class=\"_ _0\"></span> cadre d\u2019un<span class=\"_ _0\"></span>e op\u00e9rati<span class=\"_ _0\"></span>on conclu<span class=\"_ _0\"></span>e \u00e0 des</div>\n<div class=\"t m0 x1a h62 y15bc ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conditi<span class=\"_ _0\"></span>ons norm<span class=\"_ _0\"></span>ales par des i<span class=\"_ _0\"></span>nterven<span class=\"_ _0\"></span>ants de mar<span class=\"_ _0\"></span>ch\u00e9, \u00e0 la date</div>\n<div class=\"t m0 x1a h62 y15bd ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019\u00e9valu<span class=\"_ _0\"></span>ation. I<span class=\"_ _0\"></span>l s\u2019ag<span class=\"_ _0\"></span>it expli<span class=\"_ _0\"></span>citement<span class=\"_ _0\"></span> d\u2019un p<span class=\"_ _0\"></span>rix de so<span class=\"_ _0\"></span>rtie, so<span class=\"_ _0\"></span>it un pri<span class=\"_ _0\"></span>x pay\u00e9</div>\n<div class=\"t m0 x1a h62 y1fb2 ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour tra<span class=\"_ _0\"></span>nsf\u00e9re<span class=\"_ _0\"></span>r un pass<span class=\"_ _0\"></span>if. Lo<span class=\"_ _0\"></span>rsque ce<span class=\"_ _0\"></span>s prix o<span class=\"_ _0\"></span>u cours n<span class=\"_ _0\"></span>e sont pas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb3 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">disponi<span class=\"_ _0\"></span>bles et que le p<span class=\"_ _0\"></span>assif est d\u00e9t<span class=\"_ _0\"></span>enu com<span class=\"_ _0\"></span>me actif par un<span class=\"_ _0\"></span>e autre e<span class=\"_ _0\"></span>ntit\u00e9,</div>\n<div class=\"t m0 x1a h62 y1fb4 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le passif do<span class=\"_ _0\"></span>it \u00eatre \u00e9v<span class=\"_ _0\"></span>alu\u00e9 du point<span class=\"_ _0\"></span> de vue de l\u2019int<span class=\"_ _0\"></span>erven<span class=\"_ _0\"></span>ant de march<span class=\"_ _0\"></span>\u00e9 qui</div>\n<div class=\"t m0 x1a h62 y1fb5 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9tient<span class=\"_ _0\"></span> l\u2019actif. A<span class=\"_ _0\"></span><span class=\"lsde wsfa\">geas valorise<span class=\"_ _3\"></span> ce passif au montan<span class=\"_ _3\"></span>t de r\u00e9f\u00e9rence.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y1fb6 ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fb7 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le montant<span class=\"_ _0\"></span> de r\u00e9f\u00e9re<span class=\"_ _0\"></span>nce de la RPN<span class=\"_ _0\"></span>(I) est bas\u00e9 s<span class=\"_ _0\"></span>ur le cours des<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb8 ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">CASHES et<span class=\"_ _0\"></span> de l\u2019actio<span class=\"_ _0\"></span>n Ageas. L<span class=\"_ _0\"></span>e montant d<span class=\"_ _0\"></span>e r\u00e9f\u00e9renc<span class=\"_ _0\"></span>e a diminu\u00e9,<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y1fb9 ff330 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">520,4</span> <span class=\"lsdc wse9\">millions \u00e0 la f<span class=\"_ _0\"></span>in de l\u2019ann<span class=\"_ _0\"></span>\u00e9e 2021 \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">334,3</span> </span>millio<span class=\"_ _0\"></span>ns au </span></span></div>\n<div class=\"t m0 x1a h62 y1fba ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">31<span class=\"ls0 ws0\"> </span>d\u00e9cemb<span class=\"_ _0\"></span><span class=\"wse9\">re 2022,<span class=\"_ _0\"></span> en raison du r\u00e8<span class=\"_ _0\"></span>glement pa<span class=\"_ _0\"></span>rtiel de l<span class=\"_ _0\"></span>a RPN(I) et d\u2019<span class=\"_ _0\"></span>une </span></div>\n<div class=\"t m0 x1a h62 y1fbb ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">baisse du <span class=\"_ _3\"></span>cours des CA<span class=\"_ _3\"></span>SHES de 95<span class=\"_ _3\"></span>,61<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% au 31</span> <span class=\"lsdc wse8\">d\u00e9cembre</span> <span class=\"lsdc wse9\">20<span class=\"_ _0\"></span>21 \u00e0 </span></span></div>\n<div class=\"t m0 x1a h62 y1fbc ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">79,17<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">% au 31</span> </span>d\u00e9cembre<span class=\"ls0 ws0\"> </span><span class=\"wse9\">2022,<span class=\"_ _0\"></span> qui a \u00e9t\u00e9 part<span class=\"_ _0\"></span>iellem<span class=\"_ _0\"></span>ent compen<span class=\"_ _0\"></span>s\u00e9 par la </span></div>\n<div class=\"t m0 x1a h62 y1fbd ff330 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">diminution du<span class=\"_ _3\"></span> cours de l\u2019action Agea<span class=\"_ _3\"></span>s de EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">45,55 \u00e0 EUR</span> </span><span class=\"wsea\">41,42 </span></div>\n<div class=\"t m0 x1a h62 y1fbe ff330 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">du<span class=\"lsde wsfa\">rant la m\u00eame p\u00e9riode<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y15cb ff330 fs43 fce sc0 lsde wsfa\" style=\"z-index: 15;\">Sensibilit\u00e9<span class=\"_ _3\"></span> de la valeur du passi<span class=\"_ _3\"></span>f RPN(I)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y15cc ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au 31 d\u00e9cem<span class=\"_ _0\"></span>bre 2022, c<span class=\"_ _0\"></span>haque hau<span class=\"_ _0\"></span>sse de 1<span class=\"ls0 ws0\"> </span>% du cours<span class=\"_ _0\"></span> des CASHE<span class=\"_ _0\"></span>S,</div>\n<div class=\"t m0 x1a h62 y15cd ff330 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">exprim\u00e9<span class=\"_ _0\"></span>e en po<span class=\"_ _0\"></span>urcentag<span class=\"_ _0\"></span>e de sa va<span class=\"_ _0\"></span>leur no<span class=\"_ _0\"></span>minale,<span class=\"_ _0\"></span> entra\u00ee<span class=\"_ _0\"></span>ne une</div>\n<div class=\"t m0 x1a h62 y15ce ff330 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">augmentation<span class=\"_ _3\"></span> d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">8,3 millions du m<span class=\"_ _0\"></span>ontant de r\u00e9f<span class=\"_ _0\"></span>\u00e9renc<span class=\"_ _0\"></span>e, tandis qu<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x1a h62 y15cf ff330 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">c<span class=\"lsde wseb\">haque h<span class=\"_ _3\"></span>ausse d\u2019EUR<span class=\"_ _3\"></span></span> <span class=\"lsdc wse9\">1,00 du cours de l<span class=\"_ _0\"></span>\u2019actio<span class=\"_ _0\"></span>n Ageas entr<span class=\"_ _0\"></span>a\u00eene une </span></div>\n<div class=\"t m0 x1a h62 y1fbf ff330 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">baisse d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> </span><span class=\"wseb\">3,5 mi<span class=\"_ _0\"></span>llions d<span class=\"_ _0\"></span>u montan<span class=\"_ _0\"></span>t de r\u00e9f<span class=\"_ _0\"></span>\u00e9rence.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 739px; height: 367px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 739px; height: 367px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ags:DisclosureOfRPNExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag357": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">autres passifs</div>\n\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eats courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres charges courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xe8 h65 y68f ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Autres prestations \u00e0 lo<span class=\"_ _0\"></span>ng terme accord\u00e9es au per<span class=\"_ _0\"></span>sonnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Prestations \u00e0 court ter<span class=\"_ _0\"></span>me accord\u00e9es au personnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Passifs li\u00e9s aux options de<span class=\"_ _0\"></span> vente sur PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 637px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Dettes commerciales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Dettes envers les agen<span class=\"_ _0\"></span>ts, preneurs d'assurance e<span class=\"_ _0\"></span>t interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">TVA et autres imp\u00f4ts \u00e0<span class=\"_ _0\"></span> payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Dividendes \u00e0 payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Dettes envers les r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff336 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1fc1 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc2 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc3 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une inform<span class=\"_ _0\"></span>ation pl<span class=\"_ _0\"></span>us d\u00e9tail<span class=\"_ _0\"></span>l\u00e9e sur les pas<span class=\"_ _0\"></span>sifs li\u00e9s<span class=\"_ _0\"></span> \u00e0 des avanta<span class=\"_ _0\"></span>ges du</div>\n<div class=\"t m0 x6 h62 y1fc4 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e \u00e0 la not<span class=\"_ _0\"></span>e 6, point 6.1 <span class=\"ff337 ls0 ws0\">\u00ab<span class=\"ff334\"> </span></span><span class=\"wseb\">Avant<span class=\"_ _0\"></span>ages du </span></div>\n<div class=\"t m0 x6 h62 y1fc5 ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">personnel<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff337\">\u00bb</span><span class=\"lsf0 ws104\">. </span> </span></div>\n<div class=\"t m0 x6 h62 y1fc6 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fc7 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le poste \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res passif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb compre<span class=\"_ _0\"></span>nd les d<span class=\"_ _0\"></span>ettes li<span class=\"_ _0\"></span>\u00e9es \u00e0 la <span class=\"_ _0\"></span>compens<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x1a h62 y1fc8 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des op\u00e9rat<span class=\"_ _0\"></span>ions sur t<span class=\"_ _0\"></span>itres, les<span class=\"_ _0\"></span> gara<span class=\"wseb\">nti<span class=\"_ _0\"></span>es sur <span class=\"wse9\">sw<span class=\"_ _0\"></span>ap de taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat<span class=\"lsfe ws111\">, les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1fc9 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">liquidit<span class=\"_ _0\"></span>\u00e9s re\u00e7ue<span class=\"_ _0\"></span>s en attent<span class=\"_ _0\"></span>e d'affect<span class=\"_ _0\"></span>ation aux<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et les</div>\n<div class=\"t m0 x1a h62 y1fca ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">petites d\u00e9<span class=\"_ _0\"></span>penses<span class=\"_ _0\"></span> \u00e0 payer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1fcb ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fcc ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s peuv<span class=\"_ _0\"></span>ent \u00eatre tro<span class=\"_ _0\"></span>uv\u00e9s dan<span class=\"_ _0\"></span>s la Note 27</div>\n<div class=\"t m0 x1a h62 y1fcd ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 381px; height: 444px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 381px; height: 580px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 381px; height: 580px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 381px; height: 580px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 381px; height: 580px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff339 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts di<span class=\"wsfa\">ff\u00e9r\u00e9s et<span class=\"_ _3\"></span> les montants acqui<span class=\"_ _3\"></span>s sont consid\u00e9r\u00e9s<span class=\"_ _3\"></span> \u00eatre des passifs \u00e0<span class=\"_ _3\"></span> court terme dont l\u2019\u00e9<span class=\"_ _3\"></span>ch\u00e9ance est inf\u00e9ri<span class=\"_ _3\"></span>eure \u00e0 un an. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b3 ff339 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tableaux<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-</span>dessous pr\u00e9s<span class=\"_ _3\"></span>entent les flu<span class=\"_ _3\"></span>x de tr\u00e9sorerie non<span class=\"_ _3\"></span> actualis\u00e9s des<span class=\"_ _3\"></span> Dettes commerciales<span class=\"_ _3\"></span>, Dettes envers le<span class=\"_ _3\"></span>s agents, preneurs<span class=\"_ _3\"></span> d\u2019assura<span class=\"lsdc wseb\">nce et </span></div>\n<div class=\"t m0 x6 h62 y93e ff339 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>, TVA et autr<span class=\"_ _0\"></span>es imp\u00f4ts<span class=\"_ _0\"></span> \u00e0 payer, Dett<span class=\"_ _0\"></span>es enve<span class=\"_ _0\"></span>rs les r\u00e9ass<span class=\"_ _0\"></span>ureurs et A<span class=\"_ _0\"></span>utres dett<span class=\"_ _0\"></span>es, clas<span class=\"_ _0\"></span>s\u00e9s par gr<span class=\"wseb\">o<span class=\"_ _0\"></span>upe d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 1018px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 1018px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 1018px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 1018px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a0 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69b ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 927px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 927px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 927px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 927px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 yb68 ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 871px; height: 235px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 871px; height: 235px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAccruedExpensesAndOtherLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag360": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats c<span class=\"_ _0\"></span>ourus et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">autres passifs</div>\n\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y1a33 ff334 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">166<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">155<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges d\u2019int\u00e9r\u00eats courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">72<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">50<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres charges courues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xe8 h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">D\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transactions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xe8 h65 y68f ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Passifs des r\u00e9gimes \u00e0 <span class=\"_ _0\"></span>prestations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">576<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">808<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Autres avantages post\u00e9rieurs<span class=\"_ _0\"></span> \u00e0 l'emploi<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 697px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">137<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Indemnit\u00e9s de fin de <span class=\"wsf0\">c<span class=\"_ _0\"></span>ontrat de travail<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y694 ff334 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y699 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Autres prestations \u00e0 lo<span class=\"_ _0\"></span>ng terme accord\u00e9es au per<span class=\"_ _0\"></span>sonnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 667px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Prestations \u00e0 court ter<span class=\"_ _0\"></span>me accord\u00e9es au personnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Passifs li\u00e9s aux options de<span class=\"_ _0\"></span> vente sur PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">114<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 637px; z-index: 15;\">108<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Dettes commerciales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">224<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Dettes envers les agen<span class=\"_ _0\"></span>ts, preneurs d'assurance e<span class=\"_ _0\"></span>t interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 608px; z-index: 15;\">450<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 608px; z-index: 15;\">485<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">TVA et autres imp\u00f4ts \u00e0<span class=\"_ _0\"></span> payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 593px; z-index: 15;\">148<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 593px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Dividendes \u00e0 payer<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Dettes envers les r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff334 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Autres dettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 548px; z-index: 15;\">537<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff334 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 548px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff336 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 534px; z-index: 15;\">2.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff336 fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 534px; z-index: 15;\">2.834<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1fc1 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc2 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1fc3 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une inform<span class=\"_ _0\"></span>ation pl<span class=\"_ _0\"></span>us d\u00e9tail<span class=\"_ _0\"></span>l\u00e9e sur les pas<span class=\"_ _0\"></span>sifs li\u00e9s<span class=\"_ _0\"></span> \u00e0 des avanta<span class=\"_ _0\"></span>ges du</div>\n<div class=\"t m0 x6 h62 y1fc4 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel est pr\u00e9s<span class=\"_ _0\"></span>ent\u00e9e \u00e0 la not<span class=\"_ _0\"></span>e 6, point 6.1 <span class=\"ff337 ls0 ws0\">\u00ab<span class=\"ff334\"> </span></span><span class=\"wseb\">Avant<span class=\"_ _0\"></span>ages du </span></div>\n<div class=\"t m0 x6 h62 y1fc5 ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">personnel<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"ff337\">\u00bb</span><span class=\"lsf0 ws104\">. </span> </span></div>\n<div class=\"t m0 x6 h62 y1fc6 ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fc7 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le poste \u00ab<span class=\"ls0 ws0\"> </span>Aut<span class=\"_ _0\"></span>res passif<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00bb compre<span class=\"_ _0\"></span>nd les d<span class=\"_ _0\"></span>ettes li<span class=\"_ _0\"></span>\u00e9es \u00e0 la <span class=\"_ _0\"></span>compens<span class=\"_ _0\"></span>ation </span></div>\n<div class=\"t m0 x1a h62 y1fc8 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des op\u00e9rat<span class=\"_ _0\"></span>ions sur t<span class=\"_ _0\"></span>itres, les<span class=\"_ _0\"></span> gara<span class=\"wseb\">nti<span class=\"_ _0\"></span>es sur <span class=\"wse9\">sw<span class=\"_ _0\"></span>ap de taux d'i<span class=\"_ _0\"></span>nt\u00e9r\u00eat<span class=\"lsfe ws111\">, les </span></span></span></div>\n<div class=\"t m0 x1a h62 y1fc9 ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">liquidit<span class=\"_ _0\"></span>\u00e9s re\u00e7ue<span class=\"_ _0\"></span>s en attent<span class=\"_ _0\"></span>e d'affect<span class=\"_ _0\"></span>ation aux<span class=\"_ _0\"></span> investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span>s et les</div>\n<div class=\"t m0 x1a h62 y1fca ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">petites d\u00e9<span class=\"_ _0\"></span>penses<span class=\"_ _0\"></span> \u00e0 payer.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y1fcb ff334 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y1fcc ff334 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Des d\u00e9tai<span class=\"_ _0\"></span>ls sur les d\u00e9r<span class=\"_ _0\"></span>iv\u00e9s peuv<span class=\"_ _0\"></span>ent \u00eatre tro<span class=\"_ _0\"></span>uv\u00e9s dan<span class=\"_ _0\"></span>s la Note 27</div>\n<div class=\"t m0 x1a h62 y1fcd ff334 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">D\u00e9riv\u00e9s.</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 381px; height: 444px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 381px; height: 580px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 381px; height: 580px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 381px; height: 580px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff339 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les produi<span class=\"_ _3\"></span>ts di<span class=\"wsfa\">ff\u00e9r\u00e9s et<span class=\"_ _3\"></span> les montants acqui<span class=\"_ _3\"></span>s sont consid\u00e9r\u00e9s<span class=\"_ _3\"></span> \u00eatre des passifs \u00e0<span class=\"_ _3\"></span> court terme dont l\u2019\u00e9<span class=\"_ _3\"></span>ch\u00e9ance est inf\u00e9ri<span class=\"_ _3\"></span>eure \u00e0 un an. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y8b3 ff339 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les tableaux<span class=\"_ _3\"></span> ci<span class=\"ls0 ws0\">-</span>dessous pr\u00e9s<span class=\"_ _3\"></span>entent les flu<span class=\"_ _3\"></span>x de tr\u00e9sorerie non<span class=\"_ _3\"></span> actualis\u00e9s des<span class=\"_ _3\"></span> Dettes commerciales<span class=\"_ _3\"></span>, Dettes envers le<span class=\"_ _3\"></span>s agents, preneurs<span class=\"_ _3\"></span> d\u2019assura<span class=\"lsdc wseb\">nce et </span></div>\n<div class=\"t m0 x6 h62 y93e ff339 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaires<span class=\"_ _0\"></span>, TVA et autr<span class=\"_ _0\"></span>es imp\u00f4ts<span class=\"_ _0\"></span> \u00e0 payer, Dett<span class=\"_ _0\"></span>es enve<span class=\"_ _0\"></span>rs les r\u00e9ass<span class=\"_ _0\"></span>ureurs et A<span class=\"_ _0\"></span>utres dett<span class=\"_ _0\"></span>es, clas<span class=\"_ _0\"></span>s\u00e9s par gr<span class=\"wseb\">o<span class=\"_ _0\"></span>upe d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y93f ff339 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 1018px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 1018px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6de ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 1018px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6de ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 1018px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 987px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 987px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6a0 ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 987px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y6a0 ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 987px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 972px; z-index: 15;\">1.180<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 972px; z-index: 15;\">192<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 y69b ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 972px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 y69b ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 972px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 957px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 393px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 495px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 599px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc19 sc0 ls0 ws0\" style=\"left: 702px; bottom: 942px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 927px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 437px; bottom: 927px; z-index: 15;\">Moins d\u20191 an<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 539px; bottom: 927px; z-index: 15;\">De 1 \u00e0 3 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x199 h65 y6d1 ff339 fs45 fce sc0 lse5 ws100\" style=\"left: 643px; bottom: 927px; z-index: 15;\">De 3 \u00e0 5 an<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6d1 ff339 fs45 fce sc0 lse0 wsee\" style=\"left: 742px; bottom: 927px; z-index: 15;\">Plus de 5 ans<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 393px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 495px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 599px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 702px; bottom: 912px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff339 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 897px; z-index: 15;\">Flux de tr\u00e9sorerie non actualis\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 465px; bottom: 897px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 575px; bottom: 897px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y68a ff339 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 897px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h65 y68a ff339 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 897px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 yb68 ff33b fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 882px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 465px; bottom: 882px; z-index: 15;\">1.118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 575px; bottom: 882px; z-index: 15;\">149<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h67 yb68 ff33b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 882px; z-index: 15;\">3</div>\n<div class=\"t m0 xd4 h67 yb68 ff33b fs45 fce sc0 lse0 wsed\" style=\"left: 786px; bottom: 882px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 871px; height: 235px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 871px; height: 235px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 871px; height: 235px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradeAndOtherPayablesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag359": {
   "value": "\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">Pro<span class=\"_ _1\"></span>visions</div>\n<div class=\"t m0 x6 h75 y7a0 ff33f fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">Les provisions concer<span class=\"_ _3\"></span>nent</div>\n<div class=\"t m0 x6 h75 y7a1 ff33f fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">principalement les litiges judici<span class=\"_ _0\"></span>aires</div>\n<div class=\"t m0 x6 h75 y7a2 ff33f fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">et diverses r\u00e9organisations. Elles</div>\n<div class=\"t m0 x6 h75 y7a3 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">sont bas\u00e9es sur les meilleu<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h75 y7a4 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">estimations disponibles en fin<span class=\"_ _0\"></span> de</div>\n<div class=\"t m0 x6 h75 y7a5 ff33f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">p\u00e9riode, selon le jugement du</div>\n<div class=\"t m0 x6 h75 y7a6 ff33f fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">management et le plus souvent</div>\n<div class=\"t m0 x6 h75 y7a7 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">\u00e9tay\u00e9es par l\u2019opinio<span class=\"_ _0\"></span>n des</div>\n<div class=\"t m0 x6 h75 y7a8 ff33f fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">conse<span class=\"lsf5 ws0\">illers juridiques. Le mo<span class=\"_ _0\"></span>ment </span></div>\n<div class=\"t m0 x6 h75 y7a9 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">des sorties de tr\u00e9sorerie<span class=\"_ _0\"></span> relatives \u00e0</div>\n<div class=\"t m0 x6 h75 y7aa ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">ces provisions est par natu<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x6 h75 y7ab ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">incertain \u00e9tant donn<span class=\"_ _0\"></span>\u00e9 le caract\u00e8re</div>\n<div class=\"t m0 x6 h75 y18ed ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">impr\u00e9visible de l\u2019issue et d<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h75 y18ee ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">de r\u00e8glement des litiges. <span class=\"_ _0\"></span>Il convient</div>\n<div class=\"t m0 x6 h75 y18ef ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">de consulter la note 43 <span class=\"ls0\">\u00ab </span><span class=\"ws10f\">Passifs </span></div>\n<div class=\"t m0 x6 h75 y18f0 ff33f fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">\u00e9ventuels<span class=\"ls0 ws0\"> \u00bb <span class=\"_ _3\"></span><span class=\"lsf6 ws114\">po</span><span class=\"lsf5\">ur la description des </span></span></div>\n<div class=\"t m0 x6 h75 y18f1 ff33f fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">affaires en cours.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x21b h62 yf8f ff33d fs43 fce sc0 lsde wseb\" style=\"z-index: 15;\">R\u00e8glement gl<span class=\"_ _3\"></span>obal li\u00e9 <span class=\"_ _3\"></span>aux \u00e9v\u00e9nemen<span class=\"_ _3\"></span>ts Fortis <span class=\"_ _3\"></span>de 2007 et<span class=\"_ _3\"></span> 2008<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1669 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le 14 mar<span class=\"_ _3\"></span>s 2016, Agea<span class=\"_ _3\"></span>s et les <span class=\"_ _3\"></span>organisatio<span class=\"_ _3\"></span>ns de plai<span class=\"_ _3\"></span>gnants Demino<span class=\"_ _3\"></span>r, Stichting<span class=\"_ _3\"></span> FortisEffe<span class=\"_ _3\"></span>ct, Stichting<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y166a ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Invest<span class=\"_ _0\"></span>or Claims Ag<span class=\"_ _0\"></span>ainst Fort<span class=\"_ _0\"></span>is (SIC<span class=\"_ _0\"></span>AF) et VEB ont<span class=\"_ _0\"></span> annonc\u00e9 un<span class=\"_ _0\"></span>e propos<span class=\"_ _0\"></span>ition de r\u00e8<span class=\"_ _0\"></span>glement<span class=\"_ _0\"></span> de toutes</div>\n<div class=\"t m0 x21b h62 y166b ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">les proc\u00e9dur<span class=\"_ _3\"></span>es civiles<span class=\"_ _3\"></span> li\u00e9es \u00e0 <span class=\"_ _3\"></span>l\u2019h\u00e9ritage <span class=\"_ _3\"></span>de l\u2019ancien g<span class=\"_ _3\"></span>roupe Forti<span class=\"_ _3\"></span>s pour les<span class=\"_ _3\"></span> \u00e9v\u00e9nements de<span class=\"_ _3\"></span> 2007 et<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x21b h62 y166c ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008 pour un m<span class=\"_ _0\"></span>ontant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"lsfe ws11a\">m<span class=\"_ _3\"></span>illiard. <span class=\"_ _3\"></span></span> </span></div>\n<div class=\"t m0 x21b h62 y166d ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y166e ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le 14 mar<span class=\"_ _3\"></span>s 2016 \u00e9gale<span class=\"_ _3\"></span>ment, Ageas<span class=\"_ _3\"></span> a annonc\u00e9 <span class=\"_ _3\"></span>avoir about<span class=\"_ _3\"></span>i \u00e0 un ac<span class=\"_ _3\"></span>cord ave<span class=\"wsfa\">c les as<span class=\"_ _3\"></span>sureurs D&amp;O, </span></div>\n<div class=\"t m0 x21b h62 y1fd5 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les D&amp;O impl<span class=\"_ _0\"></span>iqu\u00e9s da<span class=\"_ _0\"></span>ns les litig<span class=\"_ _0\"></span>es et BNP Pa<span class=\"_ _0\"></span>ribas Fort<span class=\"_ _0\"></span>is pour r\u00e9g<span class=\"_ _0\"></span>ler un monta<span class=\"_ _0\"></span>nt d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">290</span> <span class=\"lsfe ws11a\">millions.</span> </span></div>\n<div class=\"t m0 x21b h62 y1fd6 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fd7 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 24 mars 201<span class=\"_ _0\"></span>7, la Cour d<span class=\"_ _0\"></span>\u2019Appel d\u2019A<span class=\"_ _0\"></span>msterd<span class=\"_ _0\"></span>am a tenu une s\u00e9<span class=\"_ _0\"></span>ance pub<span class=\"_ _0\"></span>lique au co<span class=\"_ _0\"></span>urs de laqu<span class=\"_ _0\"></span>elle</div>\n<div class=\"t m0 x21b h62 y1fd8 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">elle a enten<span class=\"_ _0\"></span>du la dema<span class=\"_ _0\"></span>nde de d\u00e9cl<span class=\"_ _0\"></span>aration du<span class=\"_ _0\"></span> caract\u00e8<span class=\"_ _0\"></span>re contr<span class=\"_ _0\"></span>aignant d<span class=\"_ _0\"></span>u r\u00e8glem<span class=\"_ _0\"></span>ent ainsi<span class=\"_ _0\"></span> que les</div>\n<div class=\"t m0 x21b h62 y1fd9 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">argume<span class=\"_ _0\"></span>nts d\u00e9pos<span class=\"_ _0\"></span>\u00e9s \u00e0 son encont<span class=\"_ _0\"></span>re. Le 16 jui<span class=\"_ _0\"></span>n 2017, la Co<span class=\"_ _0\"></span>ur a pris la d\u00e9ci<span class=\"_ _0\"></span>sion pro<span class=\"_ _0\"></span>visoire de<span class=\"_ _0\"></span> ne pas</div>\n<div class=\"t m0 x21b h62 y1fda ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9clarer le<span class=\"_ _3\"></span> r\u00e8glemen<span class=\"_ _3\"></span>t contraignan<span class=\"_ _3\"></span>t dans sa <span class=\"_ _3\"></span>forme initia<span class=\"_ _3\"></span>le. Le 12 <span class=\"_ _3\"></span>d\u00e9cembre 2<span class=\"_ _3\"></span>017, les dem<span class=\"_ _3\"></span>andeurs ont</div>\n<div class=\"t m0 x21b h62 y1fdb ff33d fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">d\u00e9pos<span class=\"lsdc wse9\">\u00e9 un r\u00e8glement<span class=\"_ _0\"></span> r\u00e9vis\u00e9 et mo<span class=\"_ _0\"></span>difi\u00e9<span class=\"_ _0\"></span> aupr\u00e8s de la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam. Ce r\u00e8<span class=\"_ _0\"></span>glement </span></div>\n<div class=\"t m0 x21b h62 y1fdc ff33d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">modifi\u00e9 a tenu co<span class=\"_ _3\"></span>mpte des princi<span class=\"_ _3\"></span>pales pr\u00e9occupation<span class=\"_ _3\"></span>s de la Cour et aug<span class=\"_ _3\"></span>ment\u00e9 le budget glo<span class=\"_ _3\"></span>bal</div>\n<div class=\"t m0 x21b h62 y1fdd ff33d fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">10<span class=\"_ _3\"></span>0</span> <span class=\"lsde wsfa\">millions p<span class=\"_ _3\"></span>our le porter \u00e0 EU<span class=\"_ _3\"></span>R</span> <span class=\"lsf8 ws111\">1,3<span class=\"_ _3\"></span></span> </span>milliar<span class=\"_ _3\"></span>d.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fde ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fdf ff33d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 13 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>18, la <span class=\"lsde\">Cour d\u2019Appel d\u2019Amsterda<span class=\"_ _3\"></span>m a d\u00e9clar\u00e9<span class=\"_ _3\"></span> le r\u00e8gl<span class=\"_ _3\"></span>ement contraig<span class=\"_ _3\"></span>nant pour <span class=\"_ _3\"></span>les </span></div>\n<div class=\"t m0 x21b h62 y1fe0 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">actionnaires <span class=\"_ _3\"></span>admissible<span class=\"_ _3\"></span>s (c'est<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span>\u00e0-<span class=\"lsdc wse9\">dire les person<span class=\"_ _0\"></span>nes ayant<span class=\"_ _0\"></span> d\u00e9tenu des ac<span class=\"_ _0\"></span>tions Fo<span class=\"_ _0\"></span>rtis \u00e0 tout mo<span class=\"_ _0\"></span>ment </span></span></div>\n<div class=\"t m0 x21b h62 y1fe1 ff33d fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e des ma<span class=\"_ _0\"></span>rch\u00e9s le <span class=\"_ _0\"></span>28 f\u00e9vr<span class=\"_ _0\"></span>ier 2007 <span class=\"_ _0\"></span>et la cl\u00f4t<span class=\"_ _0\"></span>ure des<span class=\"_ _0\"></span> march<span class=\"_ _0\"></span>\u00e9s le 14 o<span class=\"_ _0\"></span>ctobre<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2008), </span></span></div>\n<div class=\"t m0 x21b h62 y1fe2 ff33d fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t \u00e0 la loi n\u00e9erlandai<span class=\"_ _3\"></span>se sur le r\u00e8glemen<span class=\"_ _3\"></span>t collectif de<span class=\"_ _3\"></span>s dommages de masse<span class=\"_ _3\"></span> (\u00ab Wet</div>\n<div class=\"t m0 x21b h62 y1fe3 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Collect<span class=\"_ _0\"></span>ieve Afwi<span class=\"_ _0\"></span>kkeli<span class=\"_ _0\"></span>ng Massasc<span class=\"_ _0\"></span>hade \u00bb ou \u00ab WCA<span class=\"_ _0\"></span>M \u00bb). En d\u00e9cl<span class=\"_ _0\"></span>arant le r\u00e8g<span class=\"_ _0\"></span>lement co<span class=\"_ _0\"></span>ntraign<span class=\"_ _0\"></span>ant, la</div>\n<div class=\"t m0 x21b h62 y1fe4 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Cour a e<span class=\"_ _3\"></span>stim\u00e9 que l<span class=\"_ _3\"></span>\u2019indemnisation<span class=\"_ _3\"></span> propos\u00e9e da<span class=\"_ _3\"></span>ns le cad<span class=\"_ _3\"></span>re du r\u00e8<span class=\"wsfa\">gle<span class=\"_ _3\"></span>ment \u00e9tait rais<span class=\"_ _3\"></span>onnable et que le<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y1fe5 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">organis<span class=\"_ _0\"></span>ations d<span class=\"_ _0\"></span>e plaignant<span class=\"_ _0\"></span>s Demin<span class=\"_ _0\"></span>or, SICA<span class=\"_ _0\"></span>F et Fortis<span class=\"_ _0\"></span>Effect \u00e9ta<span class=\"_ _0\"></span>ient suff<span class=\"_ _0\"></span>isamme<span class=\"_ _0\"></span>nt repr\u00e9s<span class=\"_ _0\"></span>entat<span class=\"_ _0\"></span>ives</div>\n<div class=\"t m0 x21b h62 y1fe6 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des int\u00e9r\u00ea<span class=\"_ _3\"></span>ts des b\u00e9n\u00e9<span class=\"_ _3\"></span>ficiaires du<span class=\"_ _3\"></span> r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1fe7 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fe8 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 21 d\u00e9cem<span class=\"_ _0\"></span>bre 2018, A<span class=\"_ _0\"></span>geas a anno<span class=\"_ _0\"></span>nc\u00e9 sa d\u00e9cis<span class=\"_ _0\"></span>ion d\u2019ant<span class=\"_ _0\"></span>iciper et<span class=\"_ _0\"></span> de clarifi<span class=\"_ _0\"></span>er la situat<span class=\"_ _0\"></span>ion en</div>\n<div class=\"t m0 x21b h62 y1fe9 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">renon\u00e7<span class=\"_ _0\"></span>ant \u00e0 son droit d<span class=\"_ _0\"></span>e r\u00e9siliat<span class=\"_ _0\"></span>ion. Par c<span class=\"_ _0\"></span>ons\u00e9q<span class=\"_ _0\"></span>uent, le r\u00e8gl<span class=\"_ _0\"></span>ement est<span class=\"_ _0\"></span> devenu d\u00e9f<span class=\"_ _0\"></span>initif. L<span class=\"_ _0\"></span>a p\u00e9riod<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x21b h62 y1fea ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u00e9p\u00f4t des<span class=\"_ _0\"></span> demandes<span class=\"_ _0\"></span> a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juill<span class=\"_ _0\"></span>et 2018 et s\u2019<span class=\"_ _0\"></span>est termin<span class=\"_ _0\"></span>\u00e9e le 28 juill<span class=\"_ _0\"></span>et 2019. A<span class=\"_ _0\"></span>u 31</div>\n<div class=\"t m0 x21b h62 y1feb ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cembre 20<span class=\"_ _3\"></span>22, un monta<span class=\"_ _3\"></span>nt d\u2019EUR 1.3<span class=\"_ _3\"></span>09 millio<span class=\"wsfa\">ns<span class=\"_ _3\"></span> avait d\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"_ _3\"></span>y\u00e9 aux actionnair<span class=\"_ _3\"></span>es admissibles<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1fec ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1fed ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion d\u2019un n<span class=\"_ _0\"></span>ombre lim<span class=\"_ _0\"></span>it\u00e9 de</div>\n<div class=\"t m0 x21b h62 y1fee ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">demandes non<span class=\"_ _3\"></span> r\u00e9solues. L<span class=\"_ _3\"></span>es derni\u00e8<span class=\"_ _3\"></span>res tranche<span class=\"_ _3\"></span>s d\u2019indemnisa<span class=\"_ _3\"></span>tion ont \u00e9t\u00e9<span class=\"_ _3\"></span> pay\u00e9es f<span class=\"_ _3\"></span>in ao\u00fbt 202<span class=\"_ _3\"></span>2. Les</div>\n<div class=\"t m0 x21b h62 y1fef ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">co\u00fbts pot<span class=\"_ _0\"></span>ent<span class=\"lsde wseb\">iels pour les d<span class=\"_ _3\"></span>emandes non<span class=\"_ _3\"></span> r\u00e9solues qu<span class=\"_ _3\"></span>\u2019Ageas s\u2019e<span class=\"_ _3\"></span>st engag\u00e9e \u00e0 <span class=\"_ _3\"></span>prendre en<span class=\"_ _3\"></span> charge so<span class=\"_ _3\"></span>nt </span></div>\n<div class=\"t m0 x21b h62 y1ff0 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">couverts par<span class=\"_ _3\"></span> la provi<span class=\"_ _3\"></span>sion mentionn<span class=\"_ _3\"></span>\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">dessous.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y1ff1 ff33d fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1ff2 ff33d fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les principa<span class=\"_ _3\"></span>ux \u00e9l\u00e9ments<span class=\"_ _3\"></span> de la p<span class=\"_ _3\"></span>rovision d\u2019EUR<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsf8 ws111\">1,3<span class=\"_ _3\"></span></span> <span class=\"lsfe ws111\">million <span class=\"_ _3\"></span>au 31</span> <span class=\"_ _3\"></span></span>d\u00e9cembre 2022<span class=\"_ _3\"></span> <span class=\"wsea\">(31<span class=\"ls0 ws0\"> </span>d\u00e9c<span class=\"_ _3\"></span>embre </span></div>\n<div class=\"t m0 x21b h62 y1ff3 ff33d fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2021: EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse8\">114 <span class=\"wse9\">millio<span class=\"_ _0\"></span>ns) sont les s<span class=\"_ _0\"></span>uivants<span class=\"ls0 ws0\"> : </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff4 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsf3 ws10c\">E<span class=\"_ _3\"></span>UR</span><span class=\"ff33d\"> <span class=\"lsdc wseb\">1.309 millio<span class=\"_ _0\"></span>ns li\u00e9s <span class=\"_ _0\"></span>\u00e0 l'acco<span class=\"_ _0\"></span>rd de r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> WCAM<span class=\"ls0 ws0\"> ;  </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff5 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsf3 ws113\">E<span class=\"_ _3\"></span>UR 1</span><span class=\"ff33d\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">millio<span class=\"_ _0\"></span>n li\u00e9s au risqu<span class=\"_ _0\"></span>e extr\u00eam<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span></span></span></span></div>\n<div class=\"t m0 x21b h62 y1ff6 ff340 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff341\"> <span class=\"_ _41\"> </span><span class=\"ff33d lsfe ws11a\">m<span class=\"_ _3\"></span>oins</span><span class=\"ff33d\"> <span class=\"lsf3 ws10c\">EUR<span class=\"_ _3\"></span></span> <span class=\"lsde wseb\">1.309 m<span class=\"_ _3\"></span>illions d\u00e9<span class=\"_ _3\"></span>j\u00e0 vers\u00e9s au<span class=\"_ _3\"></span>x actionnair<span class=\"_ _3\"></span>es admissibles<span class=\"_ _3\"></span>.</span> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 192px; height: 769px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff344 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les montan<span class=\"_ _3\"></span>ts sont com<span class=\"_ _3\"></span>ptabilis\u00e9s s<span class=\"_ _3\"></span>ous la ru<span class=\"_ _3\"></span>brique \u00ab<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span></span><span class=\"wsea\">Provisions<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">\u00bb dans l\u2019\u00e9t<span class=\"_ _0\"></span>at de la situat<span class=\"_ _0\"></span>ion fina<span class=\"_ _0\"></span>nci\u00e8re et so<span class=\"_ _0\"></span>us la rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Variation d<span class=\"_ _3\"></span>es provision<span class=\"_ _3\"></span>s</span> <span class=\"lsde wseb\">\u00bb dans </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y8b2 ff344 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le compte d<span class=\"_ _0\"></span>e r\u00e9sult<span class=\"_ _0\"></span>at.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b3 ff344 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y93e ff344 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les prov<span class=\"_ _0\"></span>isions <span class=\"_ _0\"></span>ont \u00e9vol<span class=\"_ _0\"></span>u\u00e9 com<span class=\"_ _0\"></span>me suit<span class=\"_ _0\"></span> durant l<span class=\"_ _0\"></span>\u2019exercic<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y93f ff344 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1018px; z-index: 15;\"> </div>\n<div class=\"t m0 x16b h65 y6de ff344 fs45 fce sc0 lse0 wsee\" style=\"left: 550px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6de ff344 fs45 fce sc0 lse0 wsee\" style=\"left: 722px; bottom: 1018px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 624px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff344 fs45 fce sc0 ls0 ws0\" style=\"left: 796px; bottom: 1002px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff346 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 987px; z-index: 15;\">Solde au 1er janvier<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 609px; bottom: 987px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a0 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 987px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff344 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 972px; z-index: 15;\">Transfert vers les pass<span class=\"_ _0\"></span>ifs d\u00e9tenus en vue de l<span class=\"_ _0\"></span>a vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69b ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 972px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y69b ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 972px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 958px; z-index: 15;\">Acquisitions/cessions de filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68a ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68a ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 958px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 943px; z-index: 15;\">Augmentation (diminution) des provisions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y68c ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 943px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 943px; z-index: 15;\">(15)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 928px; z-index: 15;\">Provisions utilis\u00e9es au cours de l'exercice<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 928px; z-index: 15;\">(106)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y6d1 ff344 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 928px; z-index: 15;\">(127)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff344 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 913px; z-index: 15;\">\u00c9car<span class=\"_ _3\"></span>ts de <span class=\"lse0 wsf0\">change et autres<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xce h65 y6a6 ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 913px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y6a6 ff344 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 913px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y6d1 ff346 fs45 fce sc0 lse2 ws103\" style=\"left: 69px; bottom: 898px; z-index: 15;\">Sold<span class=\"_ _3\"></span>e au 31 d\u00e9c<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y6d1 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 614px; bottom: 898px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6d1 ff346 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 898px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 887px; height: 219px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">\u00e9ve<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>t<span class=\"_ _51\"></span>u<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 x6 h7d yf8f ff3c2 fs50 fce sc0 ls10b ws12e\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff3c2 fs50 fce sc0 lsfd ws119\" style=\"z-index: 15;\">Passifs <span class=\"_ _3\"></span>\u00e9ventuels relatifs <span class=\"_ _3\"></span>aux</div>\n<div class=\"t m0 x6 h7d yf91 ff3c2 fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">proc\u00e9dures judiciaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 yf92 ff3c3 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">A l\u2019instar de tout groupe financier,</div>\n<div class=\"t m0 x6 h75 yf93 ff3c3 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">le <span class=\"lsf6 ws110\">groupe Ageas est impliqu\u00e9, en </span></div>\n<div class=\"t m0 x6 h75 yf94 ff3c3 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">tant que partie d\u00e9fender<span class=\"_ _3\"></span>esse, dans</div>\n<div class=\"t m0 x6 h75 yf95 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">une s\u00e9rie d\u2019action<span class=\"_ _0\"></span>s, de litiges et de</div>\n<div class=\"t m0 x6 h75 yf96 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">proc\u00e9dures judiciaires d\u00e9<span class=\"_ _0\"></span>coulant du</div>\n<div class=\"t m0 x6 h75 yf97 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cours normal de ses act<span class=\"_ _0\"></span>ivit\u00e9s.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x6 h62 y2176 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2177 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Par aill<span class=\"_ _0\"></span>eurs, \u00e0 l<span class=\"_ _0\"></span>a suite <span class=\"_ _0\"></span>des \u00e9v\u00e9n<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> et des f<span class=\"_ _0\"></span>aits inte<span class=\"_ _0\"></span>rvenus <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de<span class=\"_ _0\"></span> l\u2019a<span class=\"lsde\">ncien groupe </span></div>\n<div class=\"t m0 x21b h62 y2178 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Fortis ent<span class=\"_ _0\"></span>re mai 2007 et<span class=\"_ _0\"></span> octobr<span class=\"_ _0\"></span>e 2008 (l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion d'\u00e9l\u00e9<span class=\"_ _0\"></span>ments d'A<span class=\"_ _0\"></span>BN AMRO et l\u2019<span class=\"_ _0\"></span>augment<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x21b h62 y2179 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">capital en sept<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">octobre 200<span class=\"_ _0\"></span>7, l\u2019anno<span class=\"_ _0\"></span>nce du plan d<span class=\"_ _0\"></span>e solvabil<span class=\"_ _0\"></span>it\u00e9 en juin<span class=\"_ _0\"></span> 2008, la cessi<span class=\"_ _0\"></span>on des </span></span></div>\n<div class=\"t m0 x21b h62 y217a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s bancai<span class=\"_ _0\"></span>res et des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>aises<span class=\"ls0 ws0\"> </span>d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en septemb<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">octobre 2008)<span class=\"_ _3\"></span>, Ageas </span></span></div>\n<div class=\"t m0 x21b h62 y217b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est impli<span class=\"_ _0\"></span>qu\u00e9 dans un c<span class=\"_ _0\"></span>ertain n<span class=\"_ _0\"></span>ombre d'act<span class=\"_ _0\"></span>ions en jus<span class=\"_ _0\"></span>tice. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y217c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y217d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 mars 201<span class=\"_ _0\"></span>6, Ageas a co<span class=\"_ _0\"></span>nvenu d'<span class=\"_ _0\"></span>un r\u00e8gleme<span class=\"_ _0\"></span>nt pour<span class=\"_ _0\"></span> un montant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"_ _3\"></span></span>millia<span class=\"_ _0\"></span>rd avec</div>\n<div class=\"t m0 x21b h62 y217e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">plusieurs organ<span class=\"_ _3\"></span>isations de pla<span class=\"_ _3\"></span>ignants, repr\u00e9s<span class=\"_ _3\"></span>entatives d'une<span class=\"_ _3\"></span> <span class=\"wseb\">s\u00e9rie d'actionna<span class=\"_ _3\"></span>ires dans pl<span class=\"_ _3\"></span>usieurs </span></div>\n<div class=\"t m0 x21b h62 y217f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ures coll<span class=\"_ _0\"></span>ectives d<span class=\"_ _0\"></span>evant les t<span class=\"_ _0\"></span>ribunaux<span class=\"_ _0\"></span> belges et<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>ais. Le 23 mai 2<span class=\"_ _0\"></span>016, les pa<span class=\"_ _0\"></span>rties au</div>\n<div class=\"t m0 x21b h62 y2180 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e8glement,<span class=\"_ _3\"></span> c'est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire Ageas, D<span class=\"_ _0\"></span>eminor, St<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g FortisEf<span class=\"_ _0\"></span>fect, St<span class=\"_ _0\"></span>ichting I<span class=\"_ _0\"></span>nvesto<span class=\"_ _0\"></span>r Claims Ag<span class=\"_ _0\"></span>ainst </span></span></div>\n<div class=\"t m0 x21b h62 y2181 ff3c0 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Fortis, VEB et Stichting<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">FORset<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span> ont demand<span class=\"_ _0\"></span>\u00e9 \u00e0 la Cour d'A<span class=\"_ _0\"></span>ppel d'Am<span class=\"_ _0\"></span>sterdam d<span class=\"_ _0\"></span>e d\u00e9clare<span class=\"_ _0\"></span>r le </span></span></div>\n<div class=\"t m0 x21b h62 y2182 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>aignant p<span class=\"_ _0\"></span>our tous les ac<span class=\"_ _0\"></span>tionna<span class=\"_ _0\"></span>ires Fort<span class=\"_ _0\"></span>is \u00e9ligibl<span class=\"_ _0\"></span>es qui n\u2019a<span class=\"_ _0\"></span>uraient<span class=\"_ _0\"></span> pas exerc<span class=\"_ _0\"></span>\u00e9 leur</div>\n<div class=\"t m0 x21b h62 y2183 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-</span>out dura<span class=\"_ _0\"></span>nt une cert<span class=\"_ _0\"></span>aine p\u00e9r<span class=\"_ _0\"></span>iode, conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent \u00e0 la loi n\u00e9er<span class=\"_ _0\"></span>landais<span class=\"_ _0\"></span>e sur le r\u00e8g<span class=\"_ _0\"></span>lement</div>\n<div class=\"t m0 x21b h62 y2184 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">collect<span class=\"_ _0\"></span>if de dom<span class=\"_ _0\"></span>mages d<span class=\"_ _0\"></span>e masse (<span class=\"_ _0\"></span>Wet Co<span class=\"_ _0\"></span>llecti<span class=\"_ _0\"></span>eve Afwi<span class=\"_ _0\"></span>kkeling <span class=\"_ _0\"></span>Massasc<span class=\"_ _0\"></span>hade).<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a \u00e9gale<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y2185 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu un ac<span class=\"_ _0\"></span>cord avec<span class=\"_ _0\"></span> Me Arnauts<span class=\"_ _0\"></span> et Me Lenss<span class=\"_ _0\"></span>ens, deux<span class=\"_ _0\"></span> avocats qui o<span class=\"_ _0\"></span>nt intent<span class=\"_ _0\"></span>\u00e9 des actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x21b h62 y2186 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">justice con<span class=\"_ _3\"></span>tre Ageas <span class=\"_ _3\"></span>au nom de<span class=\"_ _3\"></span> plusieurs <span class=\"_ _3\"></span>plaignants, e<span class=\"_ _3\"></span>t en<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">2017<span class=\"_ _3\"></span> avec la soci\u00e9t\u00e9<span class=\"_ _3\"></span> luxembourgeoise<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h62 y2187 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Archand s.\u00e0<span class=\"_ _3\"></span>.r.l. et se<span class=\"_ _3\"></span>s affili\u00e9s <span class=\"_ _3\"></span>pour sou<span class=\"_ _3\"></span>tenir le <span class=\"_ _3\"></span>r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2188 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2189 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 16 juin 20<span class=\"_ _0\"></span>17, la Cour a pri<span class=\"_ _0\"></span>s la d\u00e9cisio<span class=\"_ _0\"></span>n provis<span class=\"_ _0\"></span>oire de ne p<span class=\"_ _0\"></span>as d\u00e9clar<span class=\"_ _0\"></span>er le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x21b h62 y218a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans sa form<span class=\"_ _0\"></span>e initi<span class=\"_ _0\"></span>ale. Le 16 oct<span class=\"_ _0\"></span>obre 2017,<span class=\"_ _0\"></span> Ageas a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de cons<span class=\"_ _0\"></span>entir un<span class=\"_ _0\"></span> dernier eff<span class=\"_ _0\"></span>ort</div>\n<div class=\"t m0 x21b h62 y218b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire d<span class=\"_ _0\"></span>\u2019EUR 10<span class=\"_ _0\"></span>0 millions.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y218c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y218d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 d\u00e9cem<span class=\"_ _0\"></span>bre 2017, le<span class=\"_ _0\"></span>s parties<span class=\"_ _0\"></span> ont d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un accord de r<span class=\"_ _0\"></span>\u00e8gleme<span class=\"_ _0\"></span>nt modifi\u00e9 et<span class=\"_ _0\"></span> r\u00e9vis\u00e9 a<span class=\"_ _0\"></span>upr\u00e8s de la</div>\n<div class=\"t m0 x21b h62 y218e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cour. Consumenten<span class=\"_ _3\"></span>claim, qui \u00e9ta<span class=\"_ _3\"></span>it oppos\u00e9e au r\u00e8glem<span class=\"_ _3\"></span>ent sous sa forme<span class=\"_ _3\"></span> initiale de 2016,<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">a acc<span class=\"_ _0\"></span>ept\u00e9 </span></div>\n<div class=\"t m0 x21b h62 y218f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de soute<span class=\"_ _0\"></span>nir le r\u00e8gle<span class=\"_ _0\"></span>ment de 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2190 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2191 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 13 juill<span class=\"_ _0\"></span>et 2018, la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam a d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9 le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt pour les</div>\n<div class=\"t m0 x21b h62 y2192 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire les pers<span class=\"_ _0\"></span>onnes ay<span class=\"_ _0\"></span>ant d\u00e9ten<span class=\"_ _0\"></span>u des action<span class=\"_ _0\"></span>s Fortis \u00e0 to<span class=\"_ _0\"></span>ut moment </span></span></div>\n<div class=\"t m0 x21b h62 y2193 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e de<span class=\"lsde wsfa\">s march\u00e9s le 28 f\u00e9vrier 2007<span class=\"_ _3\"></span> et la cl\u00f4ture de<span class=\"_ _3\"></span>s march\u00e9s le 14 oct<span class=\"_ _3\"></span>obre 2008). Agea<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y2194 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a renonc\u00e9 \u00e0 son dro<span class=\"_ _3\"></span>it de r\u00e9siliat<span class=\"_ _3\"></span>ion le 21 d\u00e9cembre 2018 r<span class=\"_ _3\"></span>endant le r\u00e8gleme<span class=\"_ _3\"></span>nt d\u00e9finitiveme<span class=\"_ _3\"></span>nt final.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2195 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2196 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Actio<span class=\"_ _0\"></span>nnaires A<span class=\"_ _0\"></span>dmissi<span class=\"_ _0\"></span>bles avai<span class=\"_ _0\"></span>ent donc dr<span class=\"_ _0\"></span>oit \u00e0 une inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour <span class=\"lsde wseb\">les \u00e9v\u00e9nements de 2<span class=\"_ _3\"></span>007<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x21b h62 y2197 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008, sous<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span> d'une d\u00e9ch<span class=\"_ _0\"></span>arge comp<span class=\"_ _0\"></span>l\u00e8te de res<span class=\"_ _0\"></span>ponsab<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 l'\u00e9<span class=\"_ _0\"></span>gard de ces \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x21b h62 y2198 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">confor<span class=\"_ _0\"></span>m\u00e9ment aux<span class=\"_ _0\"></span> (autres) m<span class=\"_ _0\"></span>odalit<span class=\"_ _0\"></span>\u00e9s de l'acco<span class=\"_ _0\"></span>rd de r\u00e8gl<span class=\"_ _0\"></span>ement. Ce<span class=\"_ _0\"></span>la signif<span class=\"_ _0\"></span>ie en outre q<span class=\"_ _0\"></span>ue les</div>\n<div class=\"t m0 x21b h62 y2199 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es qui n'av<span class=\"_ _0\"></span>aient pas ex<span class=\"_ _0\"></span>erc\u00e9 leur<span class=\"_ _0\"></span> option de no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">participation<span class=\"_ _3\"></span> dans les<span class=\"_ _3\"></span> d\u00e9lais </span></span></div>\n<div class=\"t m0 x21b h62 y219a ff3c0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">(c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dire au plu<span class=\"_ _0\"></span>s tard le 31 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>8), qu\u2019i<span class=\"_ _0\"></span>ls aient ou non d<span class=\"_ _0\"></span>\u00e9pos\u00e9 un fo<span class=\"_ _0\"></span>rmulai<span class=\"_ _0\"></span>re de </span></div>\n<div class=\"t m0 x21b h62 y219b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e dans les tem<span class=\"_ _0\"></span>ps, \u00e9taie<span class=\"_ _0\"></span>nt r\u00e9put\u00e9<span class=\"_ _0\"></span>s de droit av<span class=\"_ _0\"></span>oir acco<span class=\"_ _0\"></span>rd\u00e9 cette d\u00e9<span class=\"_ _0\"></span>charge de r<span class=\"_ _0\"></span>esponsa<span class=\"_ _0\"></span>bilit\u00e9 et</div>\n<div class=\"t m0 x21b h62 y219c ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir ren<span class=\"_ _0\"></span>onc\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 tout<span class=\"_ _0\"></span> droit e<span class=\"_ _0\"></span>n lien av<span class=\"_ _0\"></span>ec les \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 239px; height: 722px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 239px; height: 722px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La p\u00e9rio<span class=\"_ _0\"></span>de de d\u00e9p\u00f4t des d<span class=\"_ _0\"></span>emande<span class=\"_ _0\"></span>s a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juillet<span class=\"_ _0\"></span> 2018 et</div>\n<div class=\"t m0 x6 h62 y8b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est ter<span class=\"_ _0\"></span>min\u00e9e le 2<span class=\"_ _0\"></span>8 juillet 20<span class=\"_ _0\"></span>19. Au 31 d\u00e9c<span class=\"_ _0\"></span>embre 202<span class=\"_ _0\"></span>2, un monta<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y8b3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 1.<span class=\"_ _0\"></span>309 milli<span class=\"_ _0\"></span>ons avait d<span class=\"_ _0\"></span>\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"lsde wseb\">y\u00e9 aux Actionnaires<span class=\"_ _3\"></span> Admissibles </span></div>\n<div class=\"t m0 x6 h62 y93e ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une prov<span class=\"_ _0\"></span>ision re<span class=\"_ _0\"></span>stante d\u2019<span class=\"_ _0\"></span>EUR 1,3 mill<span class=\"_ _0\"></span>ion avait \u00e9t<span class=\"_ _0\"></span>\u00e9 reconn<span class=\"_ _0\"></span>ue pour le</div>\n<div class=\"t m0 x6 h62 y93f ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent (voir not<span class=\"_ _0\"></span>e 25 <span class=\"ff3c9 ls0 ws0\">\u00ab<span class=\"ff3c7\"> <span class=\"lsf7 wseb\">Pro<span class=\"_ _3\"></span>visio<span class=\"_ _3\"></span>ns</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse8\">).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y942 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019un nombre<span class=\"_ _3\"></span> limit\u00e9 de<span class=\"_ _3\"></span> demandes non<span class=\"_ _3\"></span> r\u00e9so<span class=\"wsfa\">lues. Le<span class=\"_ _3\"></span>s derni\u00e8res tranc<span class=\"_ _3\"></span>hes </span></div>\n<div class=\"t m0 x6 h62 y943 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on ont \u00e9t\u00e9 pay<span class=\"_ _0\"></span>\u00e9es fin ao\u00fbt<span class=\"_ _0\"></span> 2022. Les co<span class=\"_ _0\"></span>\u00fbts potent<span class=\"_ _0\"></span>iels pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y944 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les demandes non<span class=\"_ _3\"></span> r\u00e9solues qu\u2019Ageas<span class=\"_ _3\"></span> s\u2019est engag\u00e9e \u00e0 pre<span class=\"_ _3\"></span>ndre en</div>\n<div class=\"t m0 x6 h62 y945 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">charge sont cou<span class=\"_ _3\"></span>verts par la provis<span class=\"_ _3\"></span>ion mentionn\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">dessus.</span> </span></div>\n<div class=\"t m0 x6 h7d y843 ff3ca fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">Proc<span class=\"ls0 ws0\">\u00e9<span class=\"ls100 ws11b\">dure<span class=\"_ _3\"></span>s R<span class=\"lsfd ws119\">\u00e9s<span class=\"_ _3\"></span>iduelles</span></span> </span></div>\n<div class=\"t m0 x6 h62 yf5f ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Maintenant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">que le r\u00e8gle<span class=\"_ _0\"></span>ment est d<span class=\"_ _0\"></span>evenu d\u00e9fi<span class=\"_ _0\"></span>nitif, l<span class=\"_ _0\"></span>es parties<span class=\"_ _0\"></span> qui \u00e9taient<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yf60 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en faveur <span class=\"_ _3\"></span>du r\u00e8glemen<span class=\"_ _3\"></span>t se son<span class=\"_ _3\"></span>t engag\u00e9es \u00e0<span class=\"_ _3\"></span> mettre fi<span class=\"_ _3\"></span>n \u00e0 leurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yf61 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proc\u00e9dures j<span class=\"_ _3\"></span>udiciaires. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1758 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1759 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>es qui ont rem<span class=\"_ _0\"></span>is un avis de r<span class=\"_ _0\"></span>enonci<span class=\"_ _0\"></span>ation dans l<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h62 y175a ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peuvent repr<span class=\"_ _3\"></span>endre leur<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">proc\u00e9dur<span class=\"_ _0\"></span>es judici<span class=\"_ _0\"></span>aires aux<span class=\"_ _0\"></span> Pays<span class=\"ls0 ws0\">-</span>Bas ou, le cas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y175b ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9ch\u00e9ant, repr<span class=\"_ _3\"></span>endre ou <span class=\"_ _3\"></span>poursuivre<span class=\"_ _3\"></span> leurs proc\u00e9du<span class=\"_ _3\"></span>res judicia<span class=\"_ _3\"></span>ires en</div>\n<div class=\"t m0 x6 h62 y219e ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Belgique.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y219f ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y21a0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans les <span class=\"_ _3\"></span>paragraphes <span class=\"_ _3\"></span>suivants, no<span class=\"_ _3\"></span>us fournissons<span class=\"_ _3\"></span> un aper\u00e7u<span class=\"_ _3\"></span> complet de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y21a1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> proc\u00e9d<span class=\"_ _0\"></span>ures r\u00e9sid<span class=\"_ _0\"></span>uelles qui<span class=\"_ _0\"></span> \u00e9taient so<span class=\"_ _0\"></span>it termin<span class=\"_ _0\"></span>\u00e9es en <span class=\"lsde wseb\">2022, soit </span></div>\n<div class=\"t m0 x6 h62 y21a2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019\u00e9taie<span class=\"_ _0\"></span>nt pas term<span class=\"_ _0\"></span>in\u00e9es au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>022. Cell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsdd ws12a\">ci constituent les </span></span></div>\n<div class=\"t m0 x6 h62 y21a3 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs \u00e9ven<span class=\"_ _3\"></span>tuels sans provision<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y21a4 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wseb\">Aux Pays</span>-<span class=\"lsde wsea\">Ba<span class=\"_ _3\"></span>s </span> </span></div>\n<div class=\"t m0 x6 h7e y21a5 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Cebu<span class=\"_ _3\"></span>lon</span> </span></div>\n<div class=\"t m0 x6 h62 y21a6 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 14 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>20, la s<span class=\"_ _0\"></span>oci\u00e9t\u00e9 d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> n\u00e9erla<span class=\"_ _0\"></span>ndaise C<span class=\"_ _0\"></span>ebulo<span class=\"_ _0\"></span>n a</div>\n<div class=\"t m0 x6 h62 y21a7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engag\u00e9 des<span class=\"_ _3\"></span> poursuites <span class=\"_ _3\"></span>judiciaires <span class=\"_ _3\"></span>co<span class=\"lsdc\">ntre Agea<span class=\"_ _0\"></span>s et cert<span class=\"_ _0\"></span>ains </span></div>\n<div class=\"t m0 x6 h62 y21a8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cod\u00e9fe<span class=\"_ _0\"></span>ndeurs c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant la pr<span class=\"_ _0\"></span>\u00e9tendu<span class=\"_ _0\"></span>e commun<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n trom<span class=\"_ _0\"></span>peuse en</div>\n<div class=\"t m0 x6 h62 y21a9 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2007<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">2008. En sa qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>d'ancien<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>naire de F<span class=\"_ _0\"></span>ortis,<span class=\"_ _0\"></span> Cebulo<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y21aa ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9clame u<span class=\"_ _0\"></span>ne indem<span class=\"_ _0\"></span>nit\u00e9 pour les<span class=\"_ _0\"></span> dommag<span class=\"_ _0\"></span>es pr\u00e9ten<span class=\"_ _0\"></span>dumen<span class=\"_ _0\"></span>t subis. Le</div>\n<div class=\"t m0 x6 h62 y21ab ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tribuna<span class=\"_ _0\"></span>l comp\u00e9te<span class=\"_ _0\"></span>nt est le Tri<span class=\"_ _0\"></span>bunal de Pre<span class=\"_ _0\"></span>mi\u00e8re Ins<span class=\"_ _0\"></span>tance d'U<span class=\"_ _0\"></span>trecht<span class=\"_ _0\"></span>. Une</div>\n<div class=\"t m0 x6 h62 y21ac ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audienc<span class=\"_ _0\"></span>e d\u2019intro<span class=\"_ _0\"></span>ducti<span class=\"_ _0\"></span>on a eu lieu le 9 sept<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>020 \u00e0 Utrec<span class=\"_ _0\"></span>ht. Les</div>\n<div class=\"t m0 x6 h62 y21ad ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parties \u00e9c<span class=\"_ _3\"></span>hangent actuel<span class=\"_ _3\"></span>lement leur<span class=\"_ _3\"></span>s conclusions<span class=\"_ _3\"></span> \u00e9crites.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y21ae ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>vestisseur i<span class=\"_ _3\"></span>ndividuel h<span class=\"_ _3\"></span>ollandais</span> </span></div>\n<div class=\"t m0 x6 h62 y21af ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le 29 janvier 2021<span class=\"_ _3\"></span>, un investisse<span class=\"_ _3\"></span>ur individuel hol<span class=\"_ _3\"></span>landais <span class=\"lsdc wse9\">a intent\u00e9 une </span></div>\n<div class=\"t m0 x6 h62 y21b0 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ure contr<span class=\"_ _0\"></span>e Ageas.<span class=\"_ _0\"></span> Il a r\u00e9c<span class=\"_ _0\"></span>lam\u00e9 un<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatio<span class=\"_ _0\"></span>n pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y21b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dommag<span class=\"_ _0\"></span>es pr\u00e9te<span class=\"_ _0\"></span>ndument<span class=\"_ _0\"></span> subis en rais<span class=\"_ _0\"></span>on de la crise F<span class=\"_ _0\"></span>ortis en 2<span class=\"_ _0\"></span>007<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y21b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008. Le tr<span class=\"_ _0\"></span>ibunal com<span class=\"_ _0\"></span>p\u00e9tent est<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de Premi<span class=\"_ _0\"></span>\u00e8re Instan<span class=\"_ _0\"></span>ce</div>\n<div class=\"t m0 x6 h62 y21b3 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Utrecht. U<span class=\"_ _3\"></span>ne audien<span class=\"_ _3\"></span>ce d\u2019introduct<span class=\"_ _3\"></span>ion a eu l<span class=\"_ _3\"></span>ieu <span class=\"lsdc wse9\">le 10 mars 2021. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y21b4 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> se sont <span class=\"_ _0\"></span>mises d\u2019<span class=\"_ _0\"></span>accor<span class=\"_ _0\"></span>d pour met<span class=\"_ _0\"></span>tre fin<span class=\"_ _0\"></span> \u00e0 la proc<span class=\"_ _0\"></span>\u00e9dure <span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x6 h62 y21b5 ff3c7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">juin<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">202<span class=\"_ _3\"></span>2.</span> </span></div>\n<div class=\"t m0 x6 h62 y21b6 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">En Belgique</span> </span></div>\n<div class=\"t m0 x6 h7e y21b7 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Modr<span class=\"_ _3\"></span>ikamen</span> </span></div>\n<div class=\"t m0 x6 h62 y21b8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une s\u00e9rie d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>naires re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s par Me Mo<span class=\"_ _0\"></span>drikamen o<span class=\"_ _0\"></span>nt entam\u00e9<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y21b9 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 28 ja<span class=\"_ _0\"></span>nvier 200<span class=\"_ _0\"></span>9 devant le T<span class=\"_ _0\"></span>ribunal de <span class=\"lsde wsfa\">Commerce de </span></div>\n<div class=\"t m0 x6 h62 y21ba ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es, dema<span class=\"_ _0\"></span>ndant init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt l\u2019annu<span class=\"_ _0\"></span>lation de la v<span class=\"_ _0\"></span>ente d\u2019A<span class=\"_ _0\"></span>SR \u00e0 l\u2019\u00c9tat</div>\n<div class=\"t m0 x1a h62 y21bb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9erla<span class=\"_ _0\"></span>ndais et de la v<span class=\"_ _0\"></span>ente de Fort<span class=\"_ _0\"></span>is Banqu<span class=\"_ _0\"></span>e \u00e0 la SFPI (et ensu<span class=\"_ _0\"></span>ite \u00e0 BNP</div>\n<div class=\"t m0 x1a h62 y21bc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Paribas<span class=\"_ _0\"></span>) ou des inde<span class=\"_ _0\"></span>mnit\u00e9s co<span class=\"_ _0\"></span>mpens<span class=\"_ _0\"></span>atoires.<span class=\"_ _0\"></span> Le 8 d\u00e9cembr<span class=\"_ _0\"></span>e 2009, le</div>\n<div class=\"t m0 x1a h62 y21bd ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Tribunal s\u2019est<span class=\"_ _3\"></span> notamment d\u00e9clar\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">incomp\u00e9te<span class=\"_ _0\"></span>nt pour con<span class=\"_ _0\"></span>na\u00eetre d\u2019<span class=\"_ _0\"></span>une </span></span></div>\n<div class=\"t m0 x1a h62 y21be ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">affaire i<span class=\"_ _0\"></span>mpliqu<span class=\"_ _0\"></span>ant des part<span class=\"_ _0\"></span>ies d\u00e9fe<span class=\"_ _0\"></span>nderess<span class=\"_ _0\"></span>es n\u00e9erla<span class=\"_ _0\"></span>ndaises<span class=\"_ _0\"></span>. Le 17</div>\n<div class=\"t m0 x1a h62 y21bf ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>013, la Cour d<span class=\"_ _0\"></span>\u2019Appel d<span class=\"_ _0\"></span>e Bruxell<span class=\"_ _0\"></span>es a confirm<span class=\"_ _0\"></span>\u00e9 le jugeme<span class=\"_ _0\"></span>nt rendu</div>\n<div class=\"t m0 x1a h62 y21c0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en premi\u00e8<span class=\"_ _0\"></span>re instan<span class=\"_ _0\"></span>ce. En juill<span class=\"_ _0\"></span>et 2014, Me M<span class=\"_ _0\"></span>odrika<span class=\"_ _0\"></span>men a d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x1a h62 y21c1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi e<span class=\"_ _0\"></span>n Cassati<span class=\"_ _0\"></span>on sur ce poi<span class=\"_ _0\"></span>nt. La Cour de Ca<span class=\"_ _0\"></span>ssatio<span class=\"_ _0\"></span>n a rejet\u00e9 le<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21c2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi,<span class=\"_ _0\"></span> le 23 octobr<span class=\"_ _0\"></span>e 2015. Me M<span class=\"_ _0\"></span>odrikam<span class=\"_ _0\"></span>en a poursu<span class=\"_ _0\"></span>ivi la proc\u00e9<span class=\"_ _0\"></span>dure</div>\n<div class=\"t m0 x1a h62 y21c3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en cours dev<span class=\"_ _0\"></span>ant le Tr<span class=\"_ _0\"></span>ibunal de C<span class=\"_ _0\"></span>ommerce r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e \u00e0 la vente de For<span class=\"_ _0\"></span>tis</div>\n<div class=\"t m0 x1a h62 y21c4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Banque vi<span class=\"_ _0\"></span>sant l\u2019o<span class=\"_ _0\"></span>btention d<span class=\"_ _0\"></span>e dommag<span class=\"_ _0\"></span>es et int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 payer p<span class=\"_ _0\"></span>ar BNP</div>\n<div class=\"t m0 x1a h62 y21c5 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Par<span class=\"lsdc wse9\">ibas \u00e0 Ageas,<span class=\"_ _0\"></span> et par Ageas<span class=\"_ _0\"></span> aux plaigna<span class=\"_ _0\"></span>nts. Dans<span class=\"_ _0\"></span> un jugement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y21c6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaire du 4 no<span class=\"_ _0\"></span>vembre 2<span class=\"_ _0\"></span>014, la Cou<span class=\"_ _0\"></span>r a d\u00e9clar\u00e9 ir<span class=\"_ _0\"></span>recevab<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y21c7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">environ 50<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% des demand<span class=\"_ _0\"></span>es origin<span class=\"_ _0\"></span>ales. Le 29 av<span class=\"_ _0\"></span>ril 2016,<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de </span></span></div>\n<div class=\"t m0 x1a h62 y21c8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Commerc<span class=\"_ _0\"></span>e de Bruxel<span class=\"_ _0\"></span>les a d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e suspen<span class=\"_ _0\"></span>dre la proc<span class=\"_ _0\"></span>\u00e9dure dan<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y21c9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019attent<span class=\"_ _0\"></span>e du r\u00e9s<span class=\"_ _0\"></span>ultat de<span class=\"_ _0\"></span> la proc<span class=\"_ _0\"></span>\u00e9dure p<span class=\"_ _0\"></span>\u00e9nale. C<span class=\"_ _0\"></span>ette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e a</div>\n<div class=\"t m0 x1a h62 y21ca ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mainten<span class=\"_ _0\"></span>ant \u00e9t\u00e9 r\u00e9a<span class=\"_ _0\"></span>ctiv\u00e9e et l<span class=\"_ _0\"></span>es partie<span class=\"_ _0\"></span>s \u00e9change<span class=\"_ _0\"></span>nt leurs co<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x1a h62 y21cb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites.<span class=\"_ _0\"></span> Rien n\u2019est<span class=\"_ _0\"></span> plus dema<span class=\"_ _0\"></span>nd\u00e9 \u00e0 Ageas d<span class=\"_ _0\"></span>ans cett<span class=\"_ _0\"></span>e proc\u00e9dur<span class=\"_ _0\"></span>e. Le 7</div>\n<div class=\"t m0 x1a h62 y21cc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2020,<span class=\"_ _0\"></span> Ageas a co<span class=\"_ _0\"></span>nclu un accor<span class=\"_ _0\"></span>d de r\u00e8glem<span class=\"_ _0\"></span>ent avec <span class=\"lsde wseb\">Me Modrikamen </span></div>\n<div class=\"t m0 x1a h62 y21cd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et ses clie<span class=\"_ _0\"></span>nts qui ont exe<span class=\"_ _0\"></span>rc\u00e9 leur f<span class=\"_ _0\"></span>acult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">out, en vertu duquel<span class=\"_ _3\"></span> ces </span></span></div>\n<div class=\"t m0 x1a h62 y21ce ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nes ne pour<span class=\"_ _0\"></span>suivent pl<span class=\"_ _0\"></span>us cette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e contre Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21cf ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span>Deminor </span></div>\n<div class=\"t m0 x1a h62 y21d0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un certai<span class=\"_ _0\"></span>n nombre d\u2019<span class=\"_ _0\"></span>actionn<span class=\"_ _0\"></span>aires in<span class=\"_ _0\"></span>dividu<span class=\"_ _0\"></span>els rasse<span class=\"_ _0\"></span>mbl\u00e9s aut<span class=\"_ _0\"></span>our de</div>\n<div class=\"t m0 x1a h62 y21d1 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Deminor <span class=\"_ _3\"></span>International (<span class=\"_ _3\"></span>actuellement d\u00e9<span class=\"_ _3\"></span>nomm\u00e9 DRS Be<span class=\"_ _3\"></span>lgium) ont<span class=\"_ _3\"></span> intent\u00e9</div>\n<div class=\"t m0 x1a h62 y21d2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 13 ja<span class=\"_ _0\"></span>nvier 201<span class=\"_ _0\"></span>0 devant le T<span class=\"_ _0\"></span>ribunal de C<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1a h62 y21d3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es pour r\u00e9cl<span class=\"_ _0\"></span>amer des d<span class=\"_ _0\"></span>ommages et<span class=\"_ _0\"></span> int\u00e9r\u00eats,<span class=\"_ _0\"></span> en se pr\u00e9val<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y21d4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une com<span class=\"_ _0\"></span>munica<span class=\"_ _0\"></span>tion d\u00e9fic<span class=\"_ _0\"></span>iente vo<span class=\"_ _0\"></span>ire trompe<span class=\"_ _0\"></span>use de la part<span class=\"_ _0\"></span> de Fortis<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21d5 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">durant la<span class=\"_ _3\"></span> p\u00e9ri<span class=\"wsfa\">ode allant de<span class=\"_ _3\"></span> mars 2007 \u00e0 octobre<span class=\"_ _3\"></span> 2008. Le 28 avri<span class=\"_ _3\"></span>l 2014, </span></div>\n<div class=\"t m0 x1a h62 y21d6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le Tribun<span class=\"_ _0\"></span>al a d\u00e9clar<span class=\"_ _0\"></span>\u00e9, dans un ju<span class=\"_ _0\"></span>gement int<span class=\"_ _0\"></span>erloc<span class=\"_ _0\"></span>utoire, q<span class=\"_ _0\"></span>ue quelqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y21d7 ff3c7 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">25<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% des dem<span class=\"_ _0\"></span>andes \u00e9t<span class=\"_ _0\"></span>aient i<span class=\"_ _0\"></span>rreceva<span class=\"_ _0\"></span>bles. L<span class=\"_ _0\"></span>es part<span class=\"_ _0\"></span>ies sont<span class=\"_ _0\"></span> en trai<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x1a h62 y21d8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc\u00e9<span class=\"_ _0\"></span>dure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21d9 ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span><span class=\"ls13b wseb\">Autres actions pour le c<span class=\"_ _0\"></span>ompte d\u2019actionnair<span class=\"_ _0\"></span>es individuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y21da ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 septem<span class=\"_ _0\"></span>bre 2012,<span class=\"_ _0\"></span> Patrip<span class=\"_ _0\"></span>art, un (anci<span class=\"_ _0\"></span>en) acti<span class=\"_ _0\"></span>onnaire<span class=\"_ _0\"></span> Fortis, et sa</div>\n<div class=\"t m0 x1a h62 y21db ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re, Patr<span class=\"_ _0\"></span>invest,<span class=\"_ _0\"></span> ont intent<span class=\"_ _0\"></span>\u00e9, devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Comm<span class=\"_ _0\"></span>erce</div>\n<div class=\"t m0 x1a h62 y21dc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Bruxel<span class=\"_ _0\"></span>les, une act<span class=\"_ _0\"></span>ion en dom<span class=\"_ _0\"></span>mages et int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r la base</div>\n<div class=\"t m0 x1a h62 y21dd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inform<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u00e9failla<span class=\"_ _0\"></span>nte ou trom<span class=\"_ _0\"></span>peuse da<span class=\"_ _0\"></span>ns le context<span class=\"_ _0\"></span>e de l\u2019\u00e9mi<span class=\"_ _0\"></span>ssion de</div>\n<div class=\"t m0 x1a h62 y21de ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits de 2<span class=\"_ _0\"></span>007. Le 1er f\u00e9v<span class=\"_ _0\"></span>rier 201<span class=\"_ _0\"></span>6, le Tribu<span class=\"_ _0\"></span>nal a enti\u00e8r<span class=\"_ _0\"></span>ement re<span class=\"_ _0\"></span>jet\u00e9 la</div>\n<div class=\"t m0 x1a h62 y21df ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e. Le 16 mars 20<span class=\"_ _0\"></span>16, Patri<span class=\"_ _0\"></span>nvest a fait<span class=\"_ _0\"></span> appel dev<span class=\"_ _0\"></span>ant la Cour</div>\n<div class=\"t m0 x1a h62 y21e0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Appel de<span class=\"_ _3\"></span> Bruxelles. L<span class=\"_ _3\"></span>es partie<span class=\"_ _3\"></span>s \u00e9changent <span class=\"_ _3\"></span>leurs derni\u00e8<span class=\"_ _3\"></span>res conclus<span class=\"lsfe ws11a\">ion<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y21e1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites et<span class=\"_ _0\"></span> attendent<span class=\"_ _0\"></span> une date de pl<span class=\"_ _0\"></span>aidoir<span class=\"_ _0\"></span>ie et la d\u00e9cis<span class=\"_ _0\"></span>ion de la Cou<span class=\"_ _0\"></span>r pour</div>\n<div class=\"t m0 x1a h62 y21e2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">laquell<span class=\"_ _0\"></span>e aucune d<span class=\"_ _0\"></span>ate n\u2019a \u00e9t\u00e9 p<span class=\"_ _0\"></span>our l\u2019ins<span class=\"_ _0\"></span>tant fix\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21e3 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21e4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 29 avril 20<span class=\"_ _0\"></span>13, une s\u00e9r<span class=\"_ _0\"></span>ie d\u2019acti<span class=\"_ _0\"></span>onnaires<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s par Me Ar<span class=\"_ _0\"></span>nauts</div>\n<div class=\"t m0 x1a h62 y21e5 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on en domma<span class=\"_ _0\"></span>ges et int\u00e9<span class=\"_ _0\"></span>r\u00eats deva<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">le Tribunal<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x1a h62 y21e6 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Commerce de<span class=\"_ _3\"></span> Bruxelles,<span class=\"_ _3\"></span> invoquant l<span class=\"_ _3\"></span>a communi<span class=\"_ _3\"></span>cation par Fo<span class=\"_ _3\"></span>rtis en 2007<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y21e7 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et en 2008 d\u2019i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions inc<span class=\"_ _0\"></span>ompl\u00e8tes<span class=\"_ _0\"></span> ou trompe<span class=\"_ _0\"></span>uses. Cett<span class=\"_ _0\"></span>e action \u00e9t<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x1a h62 y21e8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente de<span class=\"_ _0\"></span> l\u2019issue d<span class=\"_ _0\"></span>e la proc\u00e9d<span class=\"_ _0\"></span>ure au p\u00e9nal. L<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y21e9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21ea ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21eb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 septe<span class=\"_ _0\"></span>mbre 2013,<span class=\"_ _0\"></span> certains<span class=\"_ _0\"></span> (ancien<span class=\"_ _0\"></span>s) action<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>e Fortis,</div>\n<div class=\"t m0 x1a h62 y21ec ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s par M<span class=\"_ _0\"></span>e Lenssens<span class=\"_ _0\"></span>, ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on simila<span class=\"_ _0\"></span>ire au civil<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ed ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Premi\u00e8r<span class=\"_ _0\"></span>e Instan<span class=\"_ _0\"></span>ce de Bruxel<span class=\"_ _0\"></span>les. Cett<span class=\"_ _0\"></span>e action \u00e9ta<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1a h62 y21ee ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente<span class=\"ls0 ws0\"> </span>de l\u2019i<span class=\"_ _0\"></span>ssue de la pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e au p\u00e9nal. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ef ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 220px; height: 886px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3ce fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">Clauses contractuelle<span class=\"_ _3\"></span>s d\u2019exon\u00e9ration</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2008, <span class=\"_ _3\"></span>Fortis a acc<span class=\"_ _3\"></span>ord\u00e9 \u00e0 cer<span class=\"_ _3\"></span>tains ancien<span class=\"_ _3\"></span>s dirigeants<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs, au moment<span class=\"_ _0\"></span> de leur d\u00e9pa<span class=\"_ _0\"></span>rt, une cl<span class=\"_ _0\"></span>ause cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y93e ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on couv<span class=\"_ _0\"></span>rant les<span class=\"_ _0\"></span> frais de <span class=\"_ _0\"></span>d\u00e9fens<span class=\"_ _0\"></span>e et, dans<span class=\"_ _0\"></span> certain<span class=\"_ _0\"></span>s cas,</div>\n<div class=\"t m0 x6 h62 y93f ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9galement les<span class=\"_ _3\"></span> cons\u00e9quences financi\u00e8<span class=\"_ _3\"></span>res de toute d\u00e9cision<span class=\"_ _3\"></span> judiciaire,<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019hy<span class=\"_ _0\"></span>poth\u00e8se o<span class=\"_ _0\"></span>\u00f9 des proc\u00e9d<span class=\"_ _0\"></span>ures en j<span class=\"_ _0\"></span>ustice ser<span class=\"_ _0\"></span>aient int<span class=\"_ _0\"></span>ent\u00e9es co<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y941 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces perso<span class=\"_ _0\"></span>nnes sur la bas<span class=\"_ _0\"></span>e de leurs m<span class=\"_ _0\"></span>andats ex<span class=\"_ _0\"></span>erc\u00e9s au sei<span class=\"_ _0\"></span>n du group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y942 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fortis. Ageas con<span class=\"_ _3\"></span>teste la validi<span class=\"_ _3\"></span>t\u00e9 de ces engagemen<span class=\"_ _3\"></span>ts d\u2019indemnisation</div>\n<div class=\"t m0 x6 h62 y943 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour ce <span class=\"_ _0\"></span>qui conc<span class=\"_ _0\"></span>erne la c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>ure des c<span class=\"_ _0\"></span>ons\u00e9qu<span class=\"_ _0\"></span>ences f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res de</div>\n<div class=\"t m0 x6 h62 y944 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cisions <span class=\"_ _3\"></span>de justice.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ou<span class=\"lsdc wseb\">tre, Age<span class=\"_ _0\"></span>as a, co<span class=\"_ _0\"></span>mme il est<span class=\"_ _0\"></span> d\u2019usag<span class=\"_ _0\"></span>e pour c<span class=\"_ _0\"></span>e type d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>actions, </span></div>\n<div class=\"t m0 x6 h62 y9ed ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu des<span class=\"_ _0\"></span> convent<span class=\"_ _0\"></span>ions avec pl<span class=\"_ _0\"></span>usieur<span class=\"_ _0\"></span>s institut<span class=\"_ _0\"></span>ions fina<span class=\"_ _0\"></span>nci\u00e8res<span class=\"_ _0\"></span> qui ont</div>\n<div class=\"t m0 x6 h62 y9ee ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facilit\u00e9 l<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent d\u2019act<span class=\"_ _0\"></span>ions Fort<span class=\"_ _0\"></span>is lors des au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ions de ca<span class=\"_ _0\"></span>pital</div>\n<div class=\"t m0 x6 h62 y9ef ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 2007<span class=\"ls0 ws0\">-</span><span class=\"wseb\">2008.<span class=\"_ _0\"></span> Ces co<span class=\"_ _0\"></span>nvention<span class=\"_ _0\"></span>s conti<span class=\"_ _0\"></span>ennent d<span class=\"_ _0\"></span>es c<span class=\"lsde wsfa\">lauses d\u2019exon\u00e9ration </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui, dans ce<span class=\"_ _0\"></span>rtaines<span class=\"_ _0\"></span> conditi<span class=\"_ _0\"></span>ons, entr<span class=\"_ _0\"></span>a\u00eenent des<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour A<span class=\"_ _0\"></span>geas. C<span class=\"_ _0\"></span>ertaine<span class=\"_ _0\"></span>s de ces i<span class=\"_ _0\"></span>nstitut<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f2 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont impl<span class=\"_ _0\"></span>iqu\u00e9es da<span class=\"_ _0\"></span>ns les proc<span class=\"_ _0\"></span>\u00e9dures jur<span class=\"_ _0\"></span>idique<span class=\"_ _0\"></span>s d\u00e9crites<span class=\"_ _0\"></span> dans la</div>\n<div class=\"t m0 x6 h62 y9f3 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e note.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans la per<span class=\"_ _3\"></span>spective <span class=\"_ _3\"></span>d'un r<span class=\"lsdc wse9\">\u00e8glement avec<span class=\"_ _0\"></span> les sousc<span class=\"_ _0\"></span>ripteurs<span class=\"_ _0\"></span> d'assur<span class=\"_ _0\"></span>ances </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de respon<span class=\"_ _0\"></span>sabilit<span class=\"_ _0\"></span>\u00e9 Directo<span class=\"_ _0\"></span>rs &amp; Officer<span class=\"_ _0\"></span>s (D&amp;O) et Pu<span class=\"_ _0\"></span>blic Offer<span class=\"_ _0\"></span>ing of</div>\n<div class=\"t m0 x6 h62 y9f7 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Securit<span class=\"_ _0\"></span>ies Ins<span class=\"_ _0\"></span>urance (<span class=\"_ _0\"></span>POSI), <span class=\"_ _0\"></span>destin<span class=\"_ _0\"></span>\u00e9es \u00e0 couv<span class=\"_ _0\"></span>rir les <span class=\"_ _0\"></span>risques p<span class=\"_ _0\"></span>otenti<span class=\"_ _0\"></span>els</div>\n<div class=\"t m0 x6 h62 y9f8 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">li\u00e9s aux<span class=\"_ _0\"></span> \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents et <span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>ons ayant<span class=\"_ _0\"></span> marqu<span class=\"_ _0\"></span>\u00e9 l'anci<span class=\"_ _0\"></span>en group<span class=\"_ _0\"></span>e Forti<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9f9 ff3ce fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2007</span>-</span><span class=\"wse9\">2008, Ageas a octr<span class=\"_ _0\"></span>oy\u00e9 une clau<span class=\"_ _0\"></span>se d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x6 h62 y9fa ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 en faveur des<span class=\"_ _0\"></span> assureu<span class=\"_ _0\"></span>rs pour le mont<span class=\"_ _0\"></span>ant agr<span class=\"_ _0\"></span>\u00e9g\u00e9 de la</div>\n<div class=\"t m0 x6 h62 y9fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure des pol<span class=\"_ _0\"></span>ices conc<span class=\"_ _0\"></span>ern\u00e9es.<span class=\"_ _0\"></span> En outre,<span class=\"_ _0\"></span> Ageas a acco<span class=\"_ _0\"></span>rd\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9fc ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indemn<span class=\"_ _0\"></span>it\u00e9 et des<span class=\"_ _0\"></span> clause<span class=\"_ _0\"></span>s d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">anciens ad<span class=\"_ _0\"></span>minist<span class=\"_ _0\"></span>rateurs et<span class=\"_ _0\"></span> dirigea<span class=\"_ _0\"></span>nts de Fort<span class=\"_ _0\"></span>is et \u00e0 BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is,</div>\n<div class=\"t m0 x6 h62 y9fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour leurs<span class=\"_ _0\"></span> frais de d\u00e9fe<span class=\"_ _0\"></span>nse futurs<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>\u2019aux admi<span class=\"_ _0\"></span>nistrate<span class=\"_ _0\"></span>urs des de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9ff ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fondations n\u00e9erl<span class=\"_ _3\"></span>andaises cr\u00e9\u00e9e<span class=\"_ _3\"></span>s dans le contexte d<span class=\"_ _3\"></span>u r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f2 ff3d0 fs50 fce sc0 lsfc ws118\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f3 ff3d0 fs50 fce sc0 ls110 ws134\" style=\"z-index: 15;\">Passif<span class=\"_ _0\"></span>s \u00e9ventuel<span class=\"_ _0\"></span>s sur des instru<span class=\"_ _0\"></span>ments hy<span class=\"ls12f ws157\">brides </span></div>\n<div class=\"t m0 x6 h7d y21f4 ff3d0 fs50 fce sc0 ls11d ws144\" style=\"z-index: 15;\">d\u2019anciennes filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y897 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2007, <span class=\"_ _3\"></span>BNP Paribas <span class=\"_ _3\"></span>Fortis SA/NV<span class=\"_ _3\"></span> a \u00e9mis de<span class=\"_ _3\"></span>s CASHES (Con<span class=\"_ _3\"></span>vertible</div>\n<div class=\"t m0 x6 h62 y898 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">And Subordina<span class=\"_ _3\"></span>ted Hybrid<span class=\"_ _3\"></span> Equity<span class=\"ls0 ws0\">-</span>l<span class=\"_ _3\"></span>inked Secur<span class=\"_ _3\"></span>ities), Ageas <span class=\"_ _3\"></span>SA/NV</div>\n<div class=\"t m0 x6 h62 y899 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">agissant<span class=\"_ _0\"></span> en tant que cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>r (BNP Par<span class=\"_ _0\"></span>ibas SA/<span class=\"_ _0\"></span>NV \u00e9tait \u00e0 ce mom<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y21f5 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une fili<span class=\"_ _0\"></span>ale). D<span class=\"_ _0\"></span>es 12.000 t<span class=\"_ _0\"></span>itres<span class=\"ls0 ws0\"> </span><span class=\"lsde\">originellement \u00e9mis, 3<span class=\"_ _3\"></span>.326 resten<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y21f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation, repr<span class=\"_ _0\"></span>\u00e9senta<span class=\"_ _0\"></span>nt un mont<span class=\"_ _0\"></span>ant nomina<span class=\"_ _0\"></span>l total d\u2019E<span class=\"_ _0\"></span>UR 831,5 mi<span class=\"_ _0\"></span>llions. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21f7 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21f8 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les CASHE<span class=\"_ _0\"></span>S n\u2019ont<span class=\"_ _0\"></span> pas de date d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance et ne s<span class=\"_ _0\"></span>ont pas</div>\n<div class=\"t m0 x1a h62 y21f9 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsables en nu<span class=\"_ _0\"></span>m\u00e9rair<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span>ils ne peuvent qu\u2019<span class=\"_ _0\"></span>\u00eatre \u00e9chan<span class=\"_ _0\"></span>g\u00e9s cont<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y21fa ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s Ageas \u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">un prix d\u2019EU<span class=\"_ _0\"></span>R 239,40 par ac<span class=\"_ _0\"></span>tion. Ils<span class=\"_ _0\"></span> sont </span></span></div>\n<div class=\"t m0 x1a h62 y21fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt \u00e9chan<span class=\"_ _0\"></span>g\u00e9s en acti<span class=\"_ _0\"></span>ons Ageas s<span class=\"_ _0\"></span>i le cours de l\u2019<span class=\"_ _0\"></span>action Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 y21fc ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est \u00e9gal ou su<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 EUR 359,1<span class=\"_ _0\"></span>0 pendant vi<span class=\"_ _0\"></span>ngt jours<span class=\"_ _0\"></span> de cotatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y21fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9c<span class=\"_ _0\"></span>utifs. BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV d\u00e9tie<span class=\"_ _0\"></span>nt 3.473.<span class=\"_ _0\"></span>271 acti<span class=\"_ _0\"></span>ons Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en v<span class=\"lsde wsfa\">ue de l\u2019\u00e9change potent<span class=\"_ _3\"></span>iel des CASHES. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y21ff ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2200 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Concernant <span class=\"_ _3\"></span>le montant <span class=\"_ _3\"></span>nominal, les<span class=\"_ _3\"></span> d\u00e9tenteurs<span class=\"_ _3\"></span> des CASHES<span class=\"_ _3\"></span> ne</div>\n<div class=\"t m0 x1a h62 y2201 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> exercer,<span class=\"_ _0\"></span> contre n\u2019im<span class=\"_ _0\"></span>porte le<span class=\"_ _0\"></span>quel des cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>rs, qu\u2019u<span class=\"_ _0\"></span>n recours<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y2202 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portant<span class=\"_ _0\"></span> sur les action<span class=\"_ _0\"></span>s Ageas d\u00e9t<span class=\"_ _0\"></span>enues pa<span class=\"_ _0\"></span>r BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y2203 ff3ce fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">ces actions so<span class=\"lsdc wse9\">nt mises en ga<span class=\"_ _0\"></span>ge en faveur d<span class=\"_ _0\"></span>e ces d\u00e9tent<span class=\"_ _0\"></span>eurs. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y2204 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2205 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis SA/N<span class=\"_ _0\"></span>V paie l<span class=\"_ _0\"></span>e coupo<span class=\"_ _0\"></span>n des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x1a h62 y2206 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riellem<span class=\"_ _0\"></span>ent \u00e0 ter<span class=\"_ _0\"></span>me \u00e9chu,<span class=\"_ _0\"></span> \u00e0 un tau<span class=\"_ _0\"></span>x variab<span class=\"_ _0\"></span>le, bas<span class=\"_ _0\"></span>\u00e9 sur l\u2019<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3</div>\n<div class=\"t m0 x1a h62 y2207 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mois + 200 po<span class=\"_ _0\"></span>ints de bas<span class=\"_ _0\"></span>e, jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9chan<span class=\"_ _0\"></span>ge des titre<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y2208 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas. D<span class=\"_ _0\"></span>ans le cas o\u00f9 Ag<span class=\"_ _0\"></span>eas ne d\u00e9cl<span class=\"_ _0\"></span>are aucun d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur ses</div>\n<div class=\"t m0 x1a h62 y2209 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> ou que le divi<span class=\"_ _0\"></span>dende ann<span class=\"_ _0\"></span>onc\u00e9 est inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 u<span class=\"_ _0\"></span>n certain se<span class=\"_ _0\"></span>uil</div>\n<div class=\"t m0 x1a h62 y220a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un exe<span class=\"_ _0\"></span>rcice donn<span class=\"_ _0\"></span>\u00e9 (rende<span class=\"_ _0\"></span>ment de div<span class=\"_ _0\"></span>idende inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 0,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%), </span></span></div>\n<div class=\"t m0 x1a h62 y220b ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que da<span class=\"_ _0\"></span>ns certai<span class=\"_ _0\"></span>nes autr<span class=\"_ _0\"></span>es circon<span class=\"_ _0\"></span>stances,<span class=\"_ _0\"></span> le paieme<span class=\"_ _0\"></span>nt de coupons<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y220c ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsde wseb\">oit \u00ea<span class=\"_ _3\"></span>tre r\u00e9gl\u00e9 <span class=\"_ _3\"></span>par Ageas SA<span class=\"_ _3\"></span>/NV par l\u2019<span class=\"_ _3\"></span>\u00e9mission de<span class=\"_ _3\"></span> nouvelles ac<span class=\"_ _3\"></span>tions </span></div>\n<div class=\"t m0 x1a h62 y220d ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t au m\u00e9canisme<span class=\"_ _3\"></span> appel\u00e9 m\u00e9<span class=\"_ _3\"></span>thode altern<span class=\"_ _3\"></span>ative de r\u00e8<span class=\"_ _3\"></span>glement</div>\n<div class=\"t m0 x1a h62 y220e ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du coupon<span class=\"_ _3\"></span> (Alternative <span class=\"_ _3\"></span>Coupon Se<span class=\"_ _3\"></span>ttlement Method <span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse9\">ACSM) tandis q<span class=\"_ _0\"></span>ue </span></span></div>\n<div class=\"t m0 x1a h62 y220f ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV dev<span class=\"_ _0\"></span>rait \u00e9mett<span class=\"_ _0\"></span>re des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9ligibles a<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x1a h62 y2210 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre d\u2019i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nts Tier 1 hybr<span class=\"_ _0\"></span>ides au prof<span class=\"_ _0\"></span>it d\u2019Age<span class=\"_ _0\"></span>as en comp<span class=\"_ _0\"></span>ensati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y2211 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des coupons<span class=\"_ _3\"></span> ainsi pay\u00e9s<span class=\"_ _3\"></span> par Agea<span class=\"_ _3\"></span>s SA/NV. En <span class=\"_ _3\"></span>cas de d\u00e9<span class=\"_ _3\"></span>clenchement</div>\n<div class=\"t m0 x1a h62 y2212 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ACSM<span class=\"_ _0\"></span>, si le capita<span class=\"_ _0\"></span>l autoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est ins<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nt pour per<span class=\"_ _0\"></span>mettre</div>\n<div class=\"t m0 x1a h62 y2213 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 Ageas SA<span class=\"_ _3\"></span>/NV de r\u00e9gl<span class=\"_ _3\"></span>er l'oblig<span class=\"lsdc wse9\">ation ACSM, le r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> du coupon </span></div>\n<div class=\"t m0 x1a h62 y2214 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sera repo<span class=\"_ _0\"></span>rt\u00e9 jusq<span class=\"_ _0\"></span>u'au mome<span class=\"_ _0\"></span>nt o\u00f9 la possib<span class=\"_ _0\"></span>ilit\u00e9 d'\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n d'actio<span class=\"_ _0\"></span>ns sera</div>\n<div class=\"t m0 x1a h62 y2215 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">restaur\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2216 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2217 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans un accord con<span class=\"_ _3\"></span>clu en 2012, d\u00e9bouch<span class=\"_ _3\"></span>ant notamment sur<span class=\"_ _3\"></span> l\u2019offre</div>\n<div class=\"t m0 x1a h62 y2218 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019achat de<span class=\"_ _3\"></span>s CASHES et <span class=\"_ _3\"></span>leur \u00e9change <span class=\"_ _3\"></span>subs\u00e9quent,<span class=\"_ _3\"></span> Ageas a a<span class=\"_ _3\"></span>ccept\u00e9 de</div>\n<div class=\"t m0 x1a h62 y2219 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">payer <span class=\"lsdc wse9\">une indemnit<span class=\"_ _0\"></span>\u00e9 annuelle \u00e0 BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis S<span class=\"_ _0\"></span>A/NV \u00e9quiv<span class=\"_ _0\"></span>alent<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y221a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde major<span class=\"_ _0\"></span>\u00e9 sur les acti<span class=\"_ _0\"></span>ons que d\u00e9ti<span class=\"_ _0\"></span>ent BNP P<span class=\"_ _0\"></span>aribas Fo<span class=\"_ _0\"></span>rtis</div>\n<div class=\"t m0 x1a h62 y221b ff3ce fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherProvisionsContingentLiabilitiesAndContingentAssetsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag358": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Part<span class=\"_ _3\"></span>icipations n<span class=\"_ _3\"></span>e donna<span class=\"_ _3\"></span>nt</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">pa<span class=\"_ _3\"></span>s le contr\u00f4le</div>\n<div class=\"t m0 x6 h75 y1a2b ff34a fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Le tableau suivant <span class=\"lsf6 ws114\">pr\u00e9sente</span><span class=\"ls0\"> l<span class=\"ls136 ws161\">es </span></span></div>\n<div class=\"t m0 x6 h75 y1a2c ff34a fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">informations sur les<span class=\"ls0 ws0\"> <span class=\"lsf5 ws10f\">principales </span></span></div>\n<div class=\"t m0 x6 h75 y1a2d ff34a fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">participations ne donnant pas le</div>\n<div class=\"t m0 x6 h75 y1a2e ff34a fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">contr\u00f4le (PNC) dans les <span class=\"_ _0\"></span>soci\u00e9t\u00e9s du</div>\n<div class=\"t m0 x6 h75 y1a2f ff34a fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">groupe Ageas<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x21b h62 yf8f ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y1a33 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d7 h65 y1a33 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 501px; bottom: 816px; z-index: 15;\">% de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 473px; bottom: 802px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 yb68 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 476px; bottom: 787px; z-index: 15;\">ne donnant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 507px; bottom: 772px; z-index: 15;\">pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y6a6 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 480px; bottom: 757px; z-index: 15;\">le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 543px; bottom: 802px; z-index: 15;\">R\u00e9sultat <span class=\"ls0 ws0\"><span class=\"fc1b sc0\"> </span></span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 566px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 547px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 556px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y1a33 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 577px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y1a33 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 596px; bottom: 816px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 601px; bottom: 802px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 621px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 602px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 611px; bottom: 757px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d7 h65 y1a33 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 667px; bottom: 816px; z-index: 15;\">% de<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 639px; bottom: 802px; z-index: 15;\">participation<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1e0 h65 yb68 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 787px; z-index: 15;\">ne donnant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d4 h65 y691 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 772px; z-index: 15;\">pas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x149 h65 y6a6 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 646px; bottom: 757px; z-index: 15;\">le contr\u00f4le<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 708px; bottom: 802px; z-index: 15;\">R\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 731px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 711px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 721px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y1a33 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x14d h65 y1a33 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 762px; bottom: 816px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y68a ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 767px; bottom: 802px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 yb68 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 787px; bottom: 787px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y691 ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 768px; bottom: 772px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x1d7 h65 y6a6 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 777px; bottom: 757px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y68a ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 802px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 yb68 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 787px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y691 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 772px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6a6 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 757px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 323px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 522px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 577px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 632px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6d3 ff348 fs45 fce sc0 lse0 wsf0\" style=\"left: 323px; bottom: 729px; z-index: 15;\">Soci\u00e9t\u00e9s du groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 522px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 577px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 632px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 742px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 798px; bottom: 729px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y697 ff348 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 323px; bottom: 715px; z-index: 15;\">AG Insurance (Belgique)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 715px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 561px; bottom: 715px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 715px; z-index: 15;\">483<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 715px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 715px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 715px; z-index: 15;\">1.617<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6de ff348 fs45 fc15 sc0 lse2 ws103\" style=\"left: 323px; bottom: 700px; z-index: 15;\">AG Real Es<span class=\"_ _3\"></span>tat<span class=\"_ _3\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6de ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 685px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">(inc<span class=\"_ _3\"></span>lus dans AG Insurance)</span> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 670px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">principalement PNC Interparking</span> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y69b ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 655px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">pour 49% d\u00e9tenu</span> </div>\n<div class=\"t m0 x1d0 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 655px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 566px; bottom: 655px; z-index: 15;\">75<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 616px; bottom: 655px; z-index: 15;\">417<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 655px; z-index: 15;\">25,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 655px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y69b ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 655px; z-index: 15;\">352<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 640px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">par les actionnaires minoritaires</span> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y6a0 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 640px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 625px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">d'AG Real Estate</span> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68c ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 625px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y68a ff348 fs45 fc15 sc0 lse0 wsee\" style=\"left: 323px; bottom: 611px; z-index: 15;\">Millenniumbcp Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 577px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 632px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 742px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x1ce h65 y68a ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 798px; bottom: 611px; z-index: 15;\"> </div>\n<div class=\"t m0 x2d7 h65 y6a6 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 323px; bottom: 596px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">(inc<span class=\"_ _3\"></span>lus dans Europe)</span> </div>\n<div class=\"t m0 x1d0 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 596px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 566px; bottom: 596px; z-index: 15;\">36<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 596px; z-index: 15;\">80<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 662px; bottom: 596px; z-index: 15;\">49,0%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x8 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 731px; bottom: 596px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x198 h65 y6a6 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 782px; bottom: 596px; z-index: 15;\">286<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2d7 h65 y691 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 323px; bottom: 581px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 522px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x156 h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 570px; bottom: 581px; z-index: 15;\">1</div>\n<div class=\"t m0 x8 h65 y691 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 621px; bottom: 581px; z-index: 15;\">70<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 688px; bottom: 581px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y691 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 730px; bottom: 581px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x156 h65 y691 ff348 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 581px; z-index: 15;\">3</div>\n<div class=\"t m0 x2d7 h67 y6a6 ff34b fs45 fce sc0 lse5 ws100\" style=\"left: 323px; bottom: 566px; z-index: 15;\">Total<span class=\"_ _3\"></span> PNC<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff34b fs45 fce sc0 ls0 ws0\" style=\"left: 522px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 561px; bottom: 566px; z-index: 15;\">212<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 566px; z-index: 15;\">1.050<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1ce h67 y6a6 ff34b fs45 fce sc0 ls0 ws0\" style=\"left: 688px; bottom: 566px; z-index: 15;\"> </div>\n<div class=\"t m0 x198 h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 726px; bottom: 566px; z-index: 15;\">171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x19a h67 y6a6 ff34b fs45 fce sc0 lse0 wsed\" style=\"left: 776px; bottom: 566px; z-index: 15;\">2.258<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y200a ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y200b ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y200c ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>cipatio<span class=\"_ _0\"></span>ns ne donna<span class=\"_ _0\"></span>nt pas le cont<span class=\"_ _0\"></span>r\u00f4le (PN<span class=\"_ _0\"></span>C) repr\u00e9<span class=\"_ _0\"></span>sentent<span class=\"_ _0\"></span> la partici<span class=\"_ _0\"></span>pation d\u2019u<span class=\"_ _0\"></span>ne tierc<span class=\"_ _0\"></span>e partie</div>\n<div class=\"t m0 x21b h62 y200d ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans les ca<span class=\"_ _0\"></span>pitaux pr<span class=\"_ _0\"></span>opres des f<span class=\"_ _0\"></span>iliales<span class=\"_ _0\"></span> d\u2019Ageas. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y200e ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y200f ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">L'augme<span class=\"_ _0\"></span>ntatio<span class=\"_ _0\"></span>n de la ligne \u00ab Aut<span class=\"_ _0\"></span>res \u00bb est li\u00e9<span class=\"_ _0\"></span>e \u00e0 la participat<span class=\"_ _0\"></span>ion da<span class=\"_ _0\"></span>ns Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x21b h62 y2010 ff348 fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">Comp<span class=\"lsde wseb\">any L<span class=\"_ _3\"></span>td (AFLIC)<span class=\"_ _3\"></span>.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x21b h62 y2011 ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2012 ff348 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">AG<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Insuran<span class=\"_ _3\"></span>ce a accor<span class=\"_ _3\"></span>d\u00e9 \u00e0 Par<span class=\"_ _3\"></span>kimo, un ac<span class=\"_ _3\"></span>tionnaire mino<span class=\"_ _3\"></span>ritaire d<span class=\"_ _3\"></span>\u2019Interparking, <span class=\"_ _3\"></span>une option<span class=\"_ _3\"></span> de vente </span></div>\n<div class=\"t m0 x21b h62 y2013 ff348 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">inconditionne<span class=\"_ _3\"></span>lle sur sa part<span class=\"_ _3\"></span>icipation de 10<span class=\"_ _3\"></span>,05<span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% dans Interp<span class=\"_ _0\"></span>arking.<span class=\"_ _0\"></span> L\u2019optio<span class=\"_ _0\"></span>n de vente a \u00e9t\u00e9 v<span class=\"_ _0\"></span>aloris\u00e9<span class=\"_ _0\"></span>e </span></span></div>\n<div class=\"t m0 x21b h62 y2014 ff348 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 la jus<span class=\"_ _3\"></span>te valeur d<span class=\"_ _3\"></span>u montant <span class=\"_ _3\"></span>du r\u00e8glem<span class=\"_ _3\"></span>e<span class=\"lsdc wse9\">nt attend<span class=\"_ _0\"></span>u \u00e0 EUR<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">114 millions<span class=\"_ _3\"></span> (2021</span> :<span class=\"_ _3\"></span> <span class=\"lsde wsea\">EUR</span> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">108 millions)<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x21b h62 y2015 ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">(voir not<span class=\"_ _0\"></span>e 24 Int\u00e9r\u00eat<span class=\"_ _0\"></span>s courus et aut<span class=\"_ _0\"></span>res pass<span class=\"_ _0\"></span>ifs).<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2016 ff348 fs43 fce sc0 lsfe ws11a\" style=\"z-index: 15;\">Filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2017 ff348 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les d\u00e9t<span class=\"_ _0\"></span>ails de l<span class=\"_ _0\"></span>\u2019\u00e9tat d<span class=\"_ _0\"></span>e la situat<span class=\"_ _0\"></span>ion fin<span class=\"_ _0\"></span>anci\u00e8re <span class=\"_ _0\"></span>d\u2019AG Ins<span class=\"_ _0\"></span>uranc<span class=\"_ _0\"></span>e sont in<span class=\"_ _0\"></span>clus d<span class=\"_ _0\"></span>ans la not<span class=\"_ _0\"></span>e 8</div>\n<div class=\"t m0 x21b h62 y2018 ff34c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u00ab<span class=\"ff348\"> <span class=\"lsdc wseb\">Information s<span class=\"_ _0\"></span>ur les s<span class=\"_ _0\"></span>ecteur<span class=\"_ _0\"></span>s op\u00e9rat<span class=\"_ _0\"></span>ionnel<span class=\"_ _0\"></span>s<span class=\"ls0 ws0\"> <span class=\"ff34c\">\u00bb</span></span><span class=\"lsde\">. Le<span class=\"_ _3\"></span></span><span class=\"wse9\">s d\u00e9tail<span class=\"_ _0\"></span>s sur l\u2019aut<span class=\"_ _0\"></span>re filiale qu<span class=\"_ _0\"></span>e d\u00e9tient<span class=\"_ _0\"></span> Ageas </span></span></span></div>\n<div class=\"t m0 x21b h62 y2019 ff348 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">comme part<span class=\"_ _0\"></span>icipat<span class=\"_ _0\"></span>ions ne do<span class=\"_ _0\"></span>nnant pas l<span class=\"_ _0\"></span>e contr\u00f4l<span class=\"_ _0\"></span>e sont<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x21b h62 y201a ff348 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 518px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff348 fs45 fce sc0 lse0 wsf0\" style=\"left: 325px; bottom: 222px; z-index: 15;\">Informations financi\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 208px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">(consid\u00e9r\u00e9 \u00e0 100%)</span> </div>\n<div class=\"t m0 x1d0 h65 y6d3 ff348 fs45 fce sc0 lse1 wsef\" style=\"left: 496px; bottom: 252px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 508px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 489px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 500px; bottom: 208px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x17b h65 y6d3 ff348 fs45 fce sc0 lse3 wsf2\" style=\"left: 548px; bottom: 252px; z-index: 15;\">Passif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 562px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 543px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 554px; bottom: 208px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 593px; bottom: 267px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 598px; bottom: 252px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 618px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 599px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 610px; bottom: 208px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x1d0 h65 y6d3 ff348 fs45 fce sc0 lse1 wsef\" style=\"left: 660px; bottom: 252px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 672px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 653px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 664px; bottom: 208px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 267px; z-index: 15;\"> </div>\n<div class=\"t m0 x17b h65 y6d3 ff348 fs45 fce sc0 lse3 wsf2\" style=\"left: 714px; bottom: 252px; z-index: 15;\">Passif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 728px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 709px; bottom: 222px; z-index: 15;\">31 <span class=\"lse5 wsf4\">d\u00e9c<span class=\"_ _3\"></span><span class=\"ls0 ws0\">. </span></span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 720px; bottom: 208px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23b h65 y694 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 757px; bottom: 267px; z-index: 15;\">Capitaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 762px; bottom: 252px; z-index: 15;\">propres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 782px; bottom: 237px; z-index: 15;\">au<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a9 h65 y6de ff348 fs45 fce sc0 lse0 wsee\" style=\"left: 763px; bottom: 222px; z-index: 15;\">31 d\u00e9c<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x19a h65 y697 ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 774px; bottom: 208px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 237px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 518px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 628px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6a0 ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 195px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff348 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 180px; z-index: 15;\">Filiale<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 518px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 572px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 628px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 682px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 738px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y68c ff348 fs45 fce sc0 ls0 ws0\" style=\"left: 792px; bottom: 180px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 165px; z-index: 15;\">Millenniumbcp Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 496px; bottom: 165px; z-index: 15;\">8.434<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 550px; bottom: 165px; z-index: 15;\">8.476<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 612px; bottom: 165px; z-index: 15;\">(42)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d5 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 655px; bottom: 165px; z-index: 15;\">10.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1d0 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 716px; bottom: 165px; z-index: 15;\">9.846<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x341 h65 y6d1 ff348 fs45 fc15 sc0 lse0 wsed\" style=\"left: 778px; bottom: 165px; z-index: 15;\">379<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 154px; height: 807px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag362": {
   "value": "\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pro<span class=\"_ _0\"></span>duits d\u00e9riv<span class=\"_ _1\"></span>\u00e9s</div>\n<div class=\"t m0 x6 h62 y2032 ff34e fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\">Contrat<span class=\"_ _0\"></span>s sur ta<span class=\"_ _0\"></span>ux de cha<span class=\"_ _0\"></span>nge<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y2033 ff34e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Les f<span class=\"lsdc wseb\">utures so<span class=\"_ _0\"></span>nt des co<span class=\"_ _0\"></span>ntrats d<span class=\"_ _0\"></span>ont le <span class=\"_ _0\"></span>r\u00e8gleme<span class=\"_ _0\"></span>nt se f<span class=\"_ _0\"></span>ait \u00e0 un co<span class=\"_ _0\"></span>urs et \u00e0 </span></div>\n<div class=\"t m0 x6 h62 y2034 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une date fut<span class=\"_ _0\"></span>ure sp\u00e9ci<span class=\"_ _0\"></span>fi\u00e9s, qui s<span class=\"_ _0\"></span>ont n\u00e9goci<span class=\"_ _0\"></span>ables dan<span class=\"_ _0\"></span>s un march<span class=\"_ _0\"></span>\u00e9</div>\n<div class=\"t m0 x6 h62 y2035 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">organis<span class=\"_ _0\"></span>\u00e9. Les forw<span class=\"_ _0\"></span>ards sont<span class=\"_ _0\"></span> des contr<span class=\"_ _0\"></span>ats de gr\u00e9 \u00e0 gr\u00e9,<span class=\"_ _0\"></span> dont le r\u00e8gle<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x6 h62 y2036 ff34e fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">intervient \u00e0 une<span class=\"_ _3\"></span> date future sp\u00e9c<span class=\"_ _3\"></span>ifi\u00e9e \u00e0 un prix n\u00e9go<span class=\"_ _3\"></span><span class=\"lsdc wse9\">ci\u00e9 \u00e0 l\u2019avanc<span class=\"_ _0\"></span>e. Les </span></div>\n<div class=\"t m0 x6 h62 y2037 ff34e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">contrats<span class=\"_ _0\"></span> de futu<span class=\"_ _0\"></span>res et f<span class=\"_ _0\"></span>orwards<span class=\"_ _0\"></span> sont d<span class=\"_ _0\"></span>\u00e9tenus <span class=\"_ _0\"></span>princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> pour co<span class=\"_ _0\"></span>uvrir</div>\n<div class=\"t m0 x6 h62 y2038 ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le risque de c<span class=\"_ _0\"></span>hange s<span class=\"_ _0\"></span>ur des actifs<span class=\"_ _0\"></span> libell<span class=\"_ _0\"></span>\u00e9s en devise<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2039 ff34e fs43 fce sc0 lsdc wseb\" style=\"z-index: 15;\">Contrat<span class=\"_ _0\"></span>s sur ta<span class=\"_ _0\"></span>ux d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eat et s<span class=\"_ _0\"></span>waps d<span class=\"_ _0\"></span>e devis<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y203a ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les contr<span class=\"_ _0\"></span>ats de swaps<span class=\"_ _0\"></span> sont des acc<span class=\"_ _0\"></span>ords entr<span class=\"_ _0\"></span>e deux part<span class=\"_ _0\"></span>ies d<span class=\"lsde wsea\">\u2019\u00e9changer </span></div>\n<div class=\"t m0 x1a h62 y203b ff34e fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des s\u00e9ri<span class=\"_ _0\"></span>es de fl<span class=\"_ _0\"></span>ux de tr\u00e9s<span class=\"_ _0\"></span>oreri<span class=\"_ _0\"></span>e contr<span class=\"_ _0\"></span>e d\u2019autr<span class=\"_ _0\"></span>es flux d<span class=\"_ _0\"></span>e tr\u00e9s<span class=\"_ _0\"></span>orerie. <span class=\"_ _0\"></span>Les</div>\n<div class=\"t m0 x1a h62 y203c ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">paieme<span class=\"_ _0\"></span>nts interv<span class=\"_ _0\"></span>iennent<span class=\"_ _0\"></span> sur la valeu<span class=\"_ _0\"></span>r notionn<span class=\"_ _0\"></span>elle des sw<span class=\"_ _0\"></span>aps. Age<span class=\"_ _0\"></span>as</div>\n<div class=\"t m0 x1a h62 y203d ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">utilise l<span class=\"_ _0\"></span>es swaps de t<span class=\"_ _0\"></span>aux d\u2019int\u00e9r<span class=\"_ _0\"></span>\u00eat au pre<span class=\"_ _0\"></span>mier chef po<span class=\"_ _0\"></span>ur g\u00e9rer les<span class=\"_ _0\"></span> flux de</div>\n<div class=\"t m0 x1a h62 y203e ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie prov<span class=\"_ _0\"></span>enant d\u2019int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"ls0 ws0\"> </span>re\u00e7<span class=\"_ _0\"></span>us ou pay\u00e9s et<span class=\"_ _0\"></span> les contrat<span class=\"_ _0\"></span>s de swaps</div>\n<div class=\"t m0 x1a h62 y203f ff34e fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de monnai<span class=\"_ _0\"></span>es \u00e9trang\u00e8<span class=\"_ _0\"></span>res pour g\u00e9<span class=\"_ _0\"></span>rer les fl<span class=\"_ _0\"></span>ux de tr\u00e9sor<span class=\"_ _0\"></span>erie en dev<span class=\"_ _0\"></span>ises.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pro<span class=\"_ _0\"></span>duits d\u00e9riv<span class=\"_ _1\"></span>\u00e9s</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 695px; height: 266px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 695px; height: 266px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff355 fs50 fc10 sc0 ls132 ws15b\" style=\"z-index: 15;\">D\u00e9riv\u00e9s <span class=\"_ _3\"></span>d\u00e9tenus \u00e0 <span class=\"_ _3\"></span>des f<span class=\"_ _3\"></span>ins de <span class=\"_ _3\"></span>transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 y697 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 1065px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 lse1 wsef\" style=\"left: 363px; bottom: 1049px; z-index: 15;\">Actifs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y6de ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 607px; bottom: 1049px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 725px; bottom: 1049px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 1034px; z-index: 15;\">Montan<span class=\"ls0 ws0\">t </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 1019px; z-index: 15;\">notionn<span class=\"ls0 ws0\">el </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 1034px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1034px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y6d3 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 1019px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y697 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 1034px; z-index: 15;\">Montant <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y6d3 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 1019px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1019px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y69b ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 1003px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 988px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 988px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 974px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 974px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 974px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 974px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 974px; z-index: 15;\">102<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 974px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 974px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 974px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y68c ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 974px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 959px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 365px; bottom: 959px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y69d ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 959px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 669px; bottom: 959px; z-index: 15;\">8</div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 959px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a6 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 944px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 944px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 944px; z-index: 15;\">512<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 944px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 537px; bottom: 944px; z-index: 15;\">165<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a6 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 944px; z-index: 15;\">2</div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 944px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 944px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a6 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 944px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6d1 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 929px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6cb ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 914px; z-index: 15;\">Contrats sur taux d\u2019int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6cb ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6cb ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 914px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 899px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 899px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 899px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 885px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 885px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 885px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 885px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h65 yb68 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 885px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 885px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y694 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 870px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 870px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 870px; z-index: 15;\">498<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 870px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 870px; z-index: 15;\">4</div>\n<div class=\"t m0 x1a0 h67 y694 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 870px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y694 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 870px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 yb68 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 yb68 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 855px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 840px; z-index: 15;\">Contrats sur actions et indi<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 840px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 825px; z-index: 15;\">Opti<span class=\"_ _3\"></span>ons<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6de ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 825px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6de ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 825px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 810px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y697 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 810px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 810px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 795px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 781px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 781px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 781px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 781px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 781px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 781px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 781px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 781px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 781px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69d ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 766px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 751px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 751px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 751px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 751px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 736px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 736px; z-index: 15;\">37<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 736px; z-index: 15;\">2</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 736px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6d1 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 736px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 736px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 721px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 721px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 721px; z-index: 15;\">3</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 721px; z-index: 15;\">6</div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y68c ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 721px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 721px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d1 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 706px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse5 ws100\" style=\"left: 69px; bottom: 691px; z-index: 15;\">De gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span>gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 691px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 691px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 677px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 677px; z-index: 15;\">125<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1df h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 407px; bottom: 677px; z-index: 15;\">1.010<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 677px; z-index: 15;\">3</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 537px; bottom: 677px; z-index: 15;\">182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y797 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 609px; bottom: 677px; z-index: 15;\">6</div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 677px; z-index: 15;\">528<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 677px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y797 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 677px; z-index: 15;\">510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 666px; height: 440px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t m0 x6 h7d y2055 ff355 fs50 fc10 sc0 lsfd ws119\" style=\"z-index: 15;\">D\u00e9riv\u00e9s de <span class=\"_ _3\"></span>couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 yb68 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 598px; z-index: 15;\"> </div>\n<div class=\"t m0 x40 h65 yb68 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 398px; bottom: 598px; z-index: 15;\">31 d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x40 h65 yb68 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 642px; bottom: 598px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 582px; z-index: 15;\"> </div>\n<div class=\"t m0 x196 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 363px; bottom: 582px; z-index: 15;\">A<span class=\"lse1 wsef\">ctifs</span> </div>\n<div class=\"t m0 x2c4 h65 y694 ff353 fs45 fce sc0 lse3 wsf2\" style=\"left: 480px; bottom: 582px; z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y694 ff353 fs45 fce sc0 lsee wsf6\" style=\"left: 607px; bottom: 582px; z-index: 15;\">Actifs <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y694 ff353 fs45 fce sc0 lsee wsf6\" style=\"left: 725px; bottom: 582px; z-index: 15;\">Passifs <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xbe h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 308px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 321px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 397px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 393px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 442px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 519px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 515px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 565px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 641px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 637px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 567px; z-index: 15;\"> </div>\n<div class=\"t m0 x1e0 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 687px; bottom: 552px; z-index: 15;\">Juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y68f ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 763px; bottom: 567px; z-index: 15;\">Montant<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2a8 h65 y694 ff353 fs45 fce sc0 lse0 wsed\" style=\"left: 759px; bottom: 552px; z-index: 15;\">notionnel<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 552px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 69px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h68 y6d3 ff356 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 536px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 522px; z-index: 15;\">Contrats sur taux de c<span class=\"_ _0\"></span>hange<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y694 ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 522px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 507px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 507px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 507px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 507px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6d3 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 507px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 663px; bottom: 507px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 507px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6d3 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 507px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 492px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 492px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 419px; bottom: 492px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 492px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y697 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 609px; bottom: 492px; z-index: 15;\">5</div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 663px; bottom: 492px; z-index: 15;\">68<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 492px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y697 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 492px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y6de ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fce sc0 lse0 wsee\" style=\"left: 69px; bottom: 462px; z-index: 15;\">Contrats sur taux d'int\u00e9r\u00eat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 371px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 492px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 615px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 737px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y69b ff353 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 462px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff353 fs45 fc15 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 447px; z-index: 15;\">Forwar<span class=\"_ _0\"></span>ds et fu<span class=\"_ _0\"></span>tures<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1a0 h65 y6a0 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 447px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y6a0 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 447px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff353 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 432px; z-index: 15;\">Swaps<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 432px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 432px; z-index: 15;\">758<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h65 y69b ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 432px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 432px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 432px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 432px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 432px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y69b ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 432px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff357 fs45 fc15 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 418px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 418px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 415px; bottom: 418px; z-index: 15;\">858<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y6a0 ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 418px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 418px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 418px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 418px; z-index: 15;\">544<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 418px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y6a0 ff357 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 418px; z-index: 15;\">689<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h67 y68c ff357 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 403px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 388px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 388px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 415px; bottom: 388px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68a ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 388px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 541px; bottom: 388px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 388px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 388px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 388px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68a ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 388px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68c ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 373px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 358px; z-index: 15;\">Juste valeur sur la bas<span class=\"_ _0\"></span>e de donn\u00e9es de mar<span class=\"_ _0\"></span>ch\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wsed\">observables<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 358px; z-index: 15;\">71<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y691 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 358px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y691 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 358px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 343px; z-index: 15;\">Juste valeur d\u00e9termin\u00e9e par d<span class=\"_ _0\"></span>es mod\u00e8les d'\u00e9valuation<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 359px; bottom: 343px; z-index: 15;\">39<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 343px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 343px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h65 y6a6 ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 343px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6a6 ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 343px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 328px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 328px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 431px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 328px; z-index: 15;\">1</div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 553px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 328px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 675px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x2c4 h67 y691 ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 328px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h67 y691 ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 797px; bottom: 328px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 371px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 492px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 553px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 615px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 675px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 737px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x1de h65 y68f ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 314px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 299px; z-index: 15;\">De <span class=\"lse5 wsf4\">gr\u00e9<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>\u00e0 <span class=\"_ _3\"></span></span><span class=\"ws100\">gr\u00e9 (O<span class=\"_ _3\"></span>TC)<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 355px; bottom: 299px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1de h65 y6ed ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 431px; bottom: 299px; z-index: 15;\"> </div>\n<div class=\"t m0 x155 h65 y6ed ff353 fs45 fc15 sc0 ls0 ws0\" style=\"left: 486px; bottom: 299px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 541px; bottom: 299px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 603px; bottom: 299px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 659px; bottom: 299px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 725px; bottom: 299px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h65 y6ed ff353 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 299px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff357 fs45 fce sc0 lse5 wsf4\" style=\"left: 69px; bottom: 284px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 355px; bottom: 284px; z-index: 15;\">110<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 415px; bottom: 284px; z-index: 15;\">914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x155 h67 y68f ff357 fs45 fce sc0 ls0 ws0\" style=\"left: 486px; bottom: 284px; z-index: 15;\">1</div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 541px; bottom: 284px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 603px; bottom: 284px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 659px; bottom: 284px; z-index: 15;\">612<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2c4 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 725px; bottom: 284px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a0 h67 y68f ff357 fs45 fce sc0 lse0 wsed\" style=\"left: 781px; bottom: 284px; z-index: 15;\">804<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 273px; height: 833px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 273px; height: 833px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag361": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Engagemen<span class=\"_ _1\"></span>ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">hors bilan</div>\n<div class=\"t m0 x6 h75 y1a2b ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">Les engagements hors bilan re\u00e7us</div>\n<div class=\"t m0 x6 h75 y1a2c ff35b fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">et donn\u00e9s se pr\u00e9sentent comme</div>\n<div class=\"t m0 x6 h75 y1a2d ff35b fs49 fc15 sc0 lsf6 ws114\" style=\"z-index: 15;\">suit.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c63 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y1c64 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 325px; bottom: 816px; z-index: 15;\">Engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsed\" style=\"left: 622px; bottom: 816px; z-index: 15;\">31 <span class=\"wsee\">d\u00e9cembre 2022<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14d h65 y1a33 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 720px; bottom: 816px; z-index: 15;\">31 d\u00e9cembre 2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h68 y6a0 ff35c fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Engagements re\u00e7us<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y68c ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Lignes de cr\u00e9dit<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 771px; z-index: 15;\">1.527<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff359 fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Suret<span class=\"_ _3\"></span>\u00e9s et g<span class=\"_ _3\"></span>arant<span class=\"_ _3\"></span>ies re\u00e7<span class=\"_ _3\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 756px; z-index: 15;\">4.574<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y6a6 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">4.182<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Autres droits hors bilan<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x41 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 687px; bottom: 741px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y691 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 741px; z-index: 15;\">207<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68f ff35d fs45 fce sc0 lse5 ws100\" style=\"left: 325px; bottom: 727px; z-index: 15;\">Total<span class=\"_ _3\"></span> re\u00e7u<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 727px; z-index: 15;\">6.122<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68f ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 727px; z-index: 15;\">5.460<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 325px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x70 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y694 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fce sc0 lse0 wsee\" style=\"left: 325px; bottom: 697px; z-index: 15;\">Engagements donn\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x70 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 696px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x3b5 h65 y699 ff359 fs45 fce sc0 ls0 ws0\" style=\"left: 795px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 682px; z-index: 15;\">Garanties, lettres de cr\u00e9dit<span class=\"_ _0\"></span> financi\u00e8res et lettres de <span class=\"_ _0\"></span>cr\u00e9dit de bonne fin<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 682px; z-index: 15;\">170<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y694 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 682px; z-index: 15;\">199<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 667px; z-index: 15;\">Lignes de cr\u00e9dit dispon<span class=\"_ _0\"></span>ibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 667px; z-index: 15;\">523<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y699 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.024<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 652px; z-index: 15;\">Suret\u00e9s et garanties donn\u00e9es<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 673px; bottom: 652px; z-index: 15;\">2.287<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y183e ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 652px; z-index: 15;\">2.184<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse2 ws103\" style=\"left: 325px; bottom: 637px; z-index: 15;\">Actif<span class=\"_ _3\"></span>s et cr<span class=\"_ _3\"></span>\u00e9ances c<span class=\"_ _3\"></span>onfi\u00e9<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 637px; z-index: 15;\">691<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 637px; z-index: 15;\">738<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 623px; z-index: 15;\">Droits et engagements en cap<span class=\"_ _0\"></span>ital<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 623px; z-index: 15;\">399<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 623px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 608px; z-index: 15;\">Engagements immobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 608px; z-index: 15;\">345<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x235 h65 y6a0 ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 780px; bottom: 608px; z-index: 15;\">531<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff359 fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 593px; z-index: 15;\">Autres engagements hors bilan<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 681px; bottom: 593px; z-index: 15;\">776<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y69b ff359 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 593px; z-index: 15;\">1.297<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff35d fs45 fce sc0 lsed ws106\" style=\"left: 325px; bottom: 578px; z-index: 15;\">Total donn\u00e9<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 673px; bottom: 578px; z-index: 15;\">5.191<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h67 y68a ff35d fs45 fce sc0 lse0 wsed\" style=\"left: 773px; bottom: 578px; z-index: 15;\">6.265<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y206d ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206e ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y206f ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La majeur<span class=\"_ _0\"></span>e partie de<span class=\"_ _0\"></span>s engage<span class=\"_ _0\"></span>ments re\u00e7<span class=\"_ _0\"></span>us consis<span class=\"_ _0\"></span>te en des s\u00fb<span class=\"_ _0\"></span>ret\u00e9s et gar<span class=\"_ _0\"></span>anties r<span class=\"_ _0\"></span>e\u00e7ues sur de<span class=\"_ _0\"></span>s pr\u00eats</div>\n<div class=\"t m0 x21b h62 y2070 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">hypoth<span class=\"_ _0\"></span>\u00e9caires r\u00e9<span class=\"_ _0\"></span>sident<span class=\"_ _0\"></span>iels et, dans<span class=\"_ _0\"></span> une moindr<span class=\"_ _0\"></span>e mesur<span class=\"_ _0\"></span>e, sur des pr\u00eat<span class=\"_ _0\"></span>s \u00e0 des assur<span class=\"_ _0\"></span>\u00e9s ou des pr\u00eat<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x21b h62 y2071 ff359 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">commerciaux. <span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2072 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2073 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Les autres<span class=\"_ _3\"></span> engagements<span class=\"_ _3\"></span> hors bilan<span class=\"_ _3\"></span> au 31 d\u00e9<span class=\"_ _3\"></span>cemb<span class=\"lsdc wse9\">re 2022 incl<span class=\"_ _0\"></span>uent EUR<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">250 millions<span class=\"_ _0\"></span> d\u2019offres<span class=\"_ _0\"></span> de </span></span></span></div>\n<div class=\"t m0 x21b h62 y2074 ff359 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">cr\u00e9dit en<span class=\"_ _3\"></span> attente (31<span class=\"_ _3\"></span> d\u00e9cembre 2<span class=\"_ _3\"></span>021<span class=\"ls0 ws0\"> : <span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsdc wse9\">521 millions).<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x21b h62 y2075 ff359 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2076 ff359 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En d\u00e9cembre 2021,<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">Ageas SA/<span class=\"_ _0\"></span>NV a conclu deux<span class=\"_ _0\"></span> facilit<span class=\"_ _0\"></span>\u00e9s de cr\u00e9dit r<span class=\"_ _0\"></span>enouve<span class=\"_ _0\"></span>lables<span class=\"_ _0\"></span>, EUR 250 mi<span class=\"_ _0\"></span>llions </span></span></div>\n<div class=\"t m0 x21b h62 y2077 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'une dur<span class=\"_ _0\"></span>\u00e9e de 3 ans et<span class=\"ls0 ws0\"> <span class=\"lsf3 ws10c\">EUR</span> <span class=\"lsde wsfa\">250 millions d<span class=\"_ _3\"></span>'une dur\u00e9e de </span></span>5 ans, chacune av<span class=\"_ _0\"></span>ec la poss<span class=\"_ _0\"></span>ibilit\u00e9 de</div>\n<div class=\"t m0 x21b h62 y2078 ff359 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">prolon<span class=\"_ _0\"></span>ger d'un an l<span class=\"_ _0\"></span>a date d\u2019expi<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n. Ceci est in<span class=\"_ _0\"></span>clus dans<span class=\"_ _0\"></span> la rubriq<span class=\"_ _0\"></span>ue \u00ab lignes de cr<span class=\"_ _0\"></span>\u00e9dit re\u00e7u<span class=\"_ _0\"></span>es \u00bb.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 379px; height: 582px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 379px; height: 582px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 379px; height: 582px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfCommitmentsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag370": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h75 y1a2b ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">L\u2019encaissement brut en assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a2c ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Vie repr\u00e9sente les primes re<span class=\"_ _0\"></span>\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a2d ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">par les compagnies d\u2019as<span class=\"_ _0\"></span>surance sur</div>\n<div class=\"t m0 x6 h75 y1a2e ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les contrats d\u2019assurance <span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x6 h75 y1a2f ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement \u00e9mis. Les primes <span class=\"_ _0\"></span>re\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a30 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">provenant de contrats d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a31 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et contrats de placement<span class=\"_ _0\"></span> assortis</div>\n<div class=\"t m0 x6 h75 y1bf1 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u2019un \u00e9l\u00e9ment de partic<span class=\"ws114\">ipation </span></div>\n<div class=\"t m0 x6 h75 y1bf2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">discr\u00e9tionnaire sont comptabilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y1bf3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en compte de r\u00e9sultat. Les primes</div>\n<div class=\"t m0 x6 h75 y20bf ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">re\u00e7ues provenant de contrats de</div>\n<div class=\"t m0 x6 h75 y20c0 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement sans \u00e9l\u00e9ment de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y20c1 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">participation discr\u00e9tionn<span class=\"_ _0\"></span>aire, \u00e0</div>\n<div class=\"t m0 x6 h75 y20c2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">savoir essentiellement des contrats</div>\n<div class=\"t m0 x6 h75 y20c3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en unit\u00e9s de compte, sont</div>\n<div class=\"t m0 x6 h75 y20c4 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">directement comptabilis\u00e9e<span class=\"lsf6 ws110\">s c<span class=\"_ _0\"></span>omme </span></div>\n<div class=\"t m0 x6 h75 y20c5 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">passifs (comptabilit\u00e9 de d\u00e9p\u00f4t). Les</div>\n<div class=\"t m0 x6 h75 y20c6 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">commissions sont comptab<span class=\"_ _0\"></span>ilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y20c7 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en produits de commissions dans</div>\n<div class=\"t m0 x6 h75 y20c8 ff36c fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">l\u2019\u00e9tat du r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20c9 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20ca ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff36a fs45 fc15 sc0 lse3 ws125\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Encaissemen<span class=\"_ _0\"></span>t Vie bru<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Encaissement Non<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">vie brut<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et <span class=\"wsed\">\u00e9liminations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Encaissement brut total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 656px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 767px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a39 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20cb ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Primes d'assurance Vie ne<span class=\"_ _0\"></span>ttes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Prim<span class=\"_ _3\"></span>es d'as<span class=\"_ _3\"></span>sur<span class=\"_ _3\"></span>ance Non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie acquises nettes</span> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Total des primes d'assurance acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 661px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 772px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 392px; height: 569px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 392px; height: 569px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 392px; height: 569px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 392px; height: 569px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h63 y834 ff372 fs44 fc29 sc0 ls137 ws162\" style=\"z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd9d ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff374 fs45 fc29 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Contr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats en<span class=\"_ _0\"></span> unit\u00e9s<span class=\"_ _0\"></span> de compt<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1005px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Contrats non investis en<span class=\"_ _3\"></span> unit\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 960px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 960px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 945px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff375 fs45 fc2a sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Total des assurances groupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 601px; bottom: 931px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 916px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 901px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 901px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff375 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total des assurances <span class=\"wsed\">individuell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats non<span class=\"_ _0\"></span> invest<span class=\"_ _0\"></span>is en un<span class=\"_ _0\"></span>it\u00e9s de c<span class=\"_ _0\"></span>ompte<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 871px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 871px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Contrats d'investissement avec \u00e9l\u00e9ment de participation discr\u00e9<span class=\"_ _0\"></span>tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 827px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 827px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 812px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 812px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement avec<span class=\"_ _0\"></span> \u00e9l\u00e9ment de participation discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 797px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Revenu<span class=\"_ _0\"></span> de prime<span class=\"_ _0\"></span>s Vie br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 767px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 767px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 738px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 738px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 723px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 723px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Encaissement en comptabili<span class=\"_ _3\"></span>t\u00e9 de d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 708px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 708px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Encaissement Vie brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 678px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 678px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20d4 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20d5 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 631px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 631px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 601px; z-index: 15;\">Revenu de primes Vie <span class=\"_ _0\"></span>brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 601px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 601px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 586px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 586px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 586px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Primes d'assurance Vie nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 571px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 571px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20da ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h63 y20db ff372 fs44 fc29 sc0 lsdf ws163\" style=\"z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"ls137 ws162\">vie</span> </span></div>\n<div class=\"t m0 x6 h62 y20dc ff372 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La cat\u00e9g<span class=\"_ _0\"></span>orie \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Dommages aux biens e<span class=\"_ _3\"></span>t risques divers</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00bb <span class=\"wseb\">compre<span class=\"_ _3\"></span>nd les pri<span class=\"_ _3\"></span>mes Automobi<span class=\"_ _3\"></span>le, Incendi<span class=\"_ _3\"></span>e et Autre<span class=\"_ _3\"></span>s dommages au<span class=\"_ _3\"></span>x biens e<span class=\"_ _3\"></span>t autres</span></span> </span></div>\n<div class=\"t m0 x6 h62 y20dd ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 462px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 526px; bottom: 477px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 529px; bottom: 462px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 477px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 615px; bottom: 462px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\">  </div>\n<div class=\"t m0 x5b h65 y697 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 776px; bottom: 462px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 431px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 431px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 431px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 416px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 416px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 416px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 401px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 401px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 401px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 387px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 387px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 387px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Part des r\u00e9assureurs dans <span class=\"_ _0\"></span>les primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 563px; bottom: 372px; z-index: 15;\">2</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 372px; z-index: 15;\">6</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 372px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 357px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 357px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 295px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 525px; bottom: 310px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 527px; bottom: 295px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 310px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y797 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 616px; bottom: 295px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 310px; z-index: 15;\">  </div>\n<div class=\"t m0 x70 h65 y797 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 778px; bottom: 295px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 265px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 265px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 265px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 265px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 250px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 235px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 235px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 235px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 220px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 220px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 220px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Part des r\u00e9assureurs dans les <span class=\"wsee\">primes non acquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x298 h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 205px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 205px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 190px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 190px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 190px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 179px; height: 927px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 179px; height: 927px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 179px; height: 927px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 179px; height: 927px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff377 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous figure<span class=\"_ _3\"></span> la r\u00e9partit<span class=\"_ _3\"></span>ion des primes d\u2019a<span class=\"_ _3\"></span>ssurance Non</span>-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie acquis<span class=\"_ _0\"></span>es nett<span class=\"_ _0\"></span>es par sect<span class=\"_ _0\"></span>eur op\u00e9rat<span class=\"_ _0\"></span>ionnel.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x184 h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 1065px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1050px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 1065px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 1050px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y699 ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 975px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20e9 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20ea ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 913px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 898px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 913px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 898px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y68a ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 898px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 838px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 823px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 797px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 797px; height: 309px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInsurancePremiumRevenueExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag369": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h75 y1a2b ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">L\u2019encaissement brut en assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a2c ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Vie repr\u00e9sente les primes re<span class=\"_ _0\"></span>\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a2d ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">par les compagnies d\u2019as<span class=\"_ _0\"></span>surance sur</div>\n<div class=\"t m0 x6 h75 y1a2e ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les contrats d\u2019assurance <span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x6 h75 y1a2f ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement \u00e9mis. Les primes <span class=\"_ _0\"></span>re\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a30 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">provenant de contrats d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a31 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et contrats de placement<span class=\"_ _0\"></span> assortis</div>\n<div class=\"t m0 x6 h75 y1bf1 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u2019un \u00e9l\u00e9ment de partic<span class=\"ws114\">ipation </span></div>\n<div class=\"t m0 x6 h75 y1bf2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">discr\u00e9tionnaire sont comptabilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y1bf3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en compte de r\u00e9sultat. Les primes</div>\n<div class=\"t m0 x6 h75 y20bf ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">re\u00e7ues provenant de contrats de</div>\n<div class=\"t m0 x6 h75 y20c0 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement sans \u00e9l\u00e9ment de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y20c1 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">participation discr\u00e9tionn<span class=\"_ _0\"></span>aire, \u00e0</div>\n<div class=\"t m0 x6 h75 y20c2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">savoir essentiellement des contrats</div>\n<div class=\"t m0 x6 h75 y20c3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en unit\u00e9s de compte, sont</div>\n<div class=\"t m0 x6 h75 y20c4 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">directement comptabilis\u00e9e<span class=\"lsf6 ws110\">s c<span class=\"_ _0\"></span>omme </span></div>\n<div class=\"t m0 x6 h75 y20c5 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">passifs (comptabilit\u00e9 de d\u00e9p\u00f4t). Les</div>\n<div class=\"t m0 x6 h75 y20c6 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">commissions sont comptab<span class=\"_ _0\"></span>ilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y20c7 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en produits de commissions dans</div>\n<div class=\"t m0 x6 h75 y20c8 ff36c fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">l\u2019\u00e9tat du r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20c9 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20ca ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff36a fs45 fc15 sc0 lse3 ws125\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Encaissemen<span class=\"_ _0\"></span>t Vie bru<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Encaissement Non<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">vie brut<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et <span class=\"wsed\">\u00e9liminations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Encaissement brut total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 656px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 767px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a39 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20cb ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Primes d'assurance Vie ne<span class=\"_ _0\"></span>ttes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Prim<span class=\"_ _3\"></span>es d'as<span class=\"_ _3\"></span>sur<span class=\"_ _3\"></span>ance Non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie acquises nettes</span> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Total des primes d'assurance acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 661px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 772px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 392px; height: 569px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 392px; height: 569px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 392px; height: 569px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h63 y834 ff372 fs44 fc29 sc0 ls137 ws162\" style=\"z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd9d ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff374 fs45 fc29 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Contr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats en<span class=\"_ _0\"></span> unit\u00e9s<span class=\"_ _0\"></span> de compt<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1005px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Contrats non investis en<span class=\"_ _3\"></span> unit\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 960px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 960px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 945px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff375 fs45 fc2a sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Total des assurances groupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 601px; bottom: 931px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 916px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 901px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 901px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff375 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total des assurances <span class=\"wsed\">individuell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats non<span class=\"_ _0\"></span> invest<span class=\"_ _0\"></span>is en un<span class=\"_ _0\"></span>it\u00e9s de c<span class=\"_ _0\"></span>ompte<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 871px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 871px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Contrats d'investissement avec \u00e9l\u00e9ment de participation discr\u00e9<span class=\"_ _0\"></span>tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 827px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 827px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 812px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 812px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement avec<span class=\"_ _0\"></span> \u00e9l\u00e9ment de participation discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 797px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Revenu<span class=\"_ _0\"></span> de prime<span class=\"_ _0\"></span>s Vie br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 767px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 767px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 738px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 738px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 723px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 723px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Encaissement en comptabili<span class=\"_ _3\"></span>t\u00e9 de d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 708px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 708px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Encaissement Vie brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 678px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 678px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20d4 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20d5 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 631px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 631px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 601px; z-index: 15;\">Revenu de primes Vie <span class=\"_ _0\"></span>brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 601px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 601px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 586px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 586px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 586px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Primes d'assurance Vie nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 571px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 571px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20da ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h63 y20db ff372 fs44 fc29 sc0 lsdf ws163\" style=\"z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"ls137 ws162\">vie</span> </span></div>\n<div class=\"t m0 x6 h62 y20dc ff372 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La cat\u00e9g<span class=\"_ _0\"></span>orie \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Dommages aux biens e<span class=\"_ _3\"></span>t risques divers</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00bb <span class=\"wseb\">compre<span class=\"_ _3\"></span>nd les pri<span class=\"_ _3\"></span>mes Automobi<span class=\"_ _3\"></span>le, Incendi<span class=\"_ _3\"></span>e et Autre<span class=\"_ _3\"></span>s dommages au<span class=\"_ _3\"></span>x biens e<span class=\"_ _3\"></span>t autres</span></span> </span></div>\n<div class=\"t m0 x6 h62 y20dd ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 462px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 526px; bottom: 477px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 529px; bottom: 462px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 477px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 615px; bottom: 462px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\">  </div>\n<div class=\"t m0 x5b h65 y697 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 776px; bottom: 462px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 431px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 431px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 431px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 416px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 416px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 416px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 401px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 401px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 401px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 387px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 387px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 387px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Part des r\u00e9assureurs dans <span class=\"_ _0\"></span>les primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 563px; bottom: 372px; z-index: 15;\">2</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 372px; z-index: 15;\">6</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 372px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 357px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 357px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 295px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 525px; bottom: 310px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 527px; bottom: 295px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 310px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y797 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 616px; bottom: 295px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 310px; z-index: 15;\">  </div>\n<div class=\"t m0 x70 h65 y797 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 778px; bottom: 295px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 265px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 265px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 265px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 265px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 250px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 235px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 235px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 235px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 220px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 220px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 220px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Part des r\u00e9assureurs dans les <span class=\"wsee\">primes non acquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x298 h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 205px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 205px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 190px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 190px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 190px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 179px; height: 927px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 179px; height: 927px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 179px; height: 927px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff377 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous figure<span class=\"_ _3\"></span> la r\u00e9partit<span class=\"_ _3\"></span>ion des primes d\u2019a<span class=\"_ _3\"></span>ssurance Non</span>-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie acquis<span class=\"_ _0\"></span>es nett<span class=\"_ _0\"></span>es par sect<span class=\"_ _0\"></span>eur op\u00e9rat<span class=\"_ _0\"></span>ionnel.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x184 h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 1065px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1050px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 1065px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 1050px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y699 ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 975px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20e9 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20ea ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 913px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 898px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 913px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 898px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y68a ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 898px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 838px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 823px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 797px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfProfitLossFromOperatingActivitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag372": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>imes</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">d<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 x6 h75 y1a2b ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">L\u2019encaissement brut en assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a2c ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">Vie repr\u00e9sente les primes re<span class=\"_ _0\"></span>\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a2d ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">par les compagnies d\u2019as<span class=\"_ _0\"></span>surance sur</div>\n<div class=\"t m0 x6 h75 y1a2e ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">les contrats d\u2019assurance <span class=\"_ _0\"></span>et de</div>\n<div class=\"t m0 x6 h75 y1a2f ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement \u00e9mis. Les primes <span class=\"_ _0\"></span>re\u00e7ues</div>\n<div class=\"t m0 x6 h75 y1a30 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">provenant de contrats d\u2019assu<span class=\"_ _0\"></span>rance</div>\n<div class=\"t m0 x6 h75 y1a31 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">et contrats de placement<span class=\"_ _0\"></span> assortis</div>\n<div class=\"t m0 x6 h75 y1bf1 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">d\u2019un \u00e9l\u00e9ment de partic<span class=\"ws114\">ipation </span></div>\n<div class=\"t m0 x6 h75 y1bf2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">discr\u00e9tionnaire sont comptabilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y1bf3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en compte de r\u00e9sultat. Les primes</div>\n<div class=\"t m0 x6 h75 y20bf ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">re\u00e7ues provenant de contrats de</div>\n<div class=\"t m0 x6 h75 y20c0 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">placement sans \u00e9l\u00e9ment de<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h75 y20c1 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">participation discr\u00e9tionn<span class=\"_ _0\"></span>aire, \u00e0</div>\n<div class=\"t m0 x6 h75 y20c2 ff36c fs49 fc15 sc0 lsf5 ws115\" style=\"z-index: 15;\">savoir essentiellement des contrats</div>\n<div class=\"t m0 x6 h75 y20c3 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en unit\u00e9s de compte, sont</div>\n<div class=\"t m0 x6 h75 y20c4 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">directement comptabilis\u00e9e<span class=\"lsf6 ws110\">s c<span class=\"_ _0\"></span>omme </span></div>\n<div class=\"t m0 x6 h75 y20c5 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">passifs (comptabilit\u00e9 de d\u00e9p\u00f4t). Les</div>\n<div class=\"t m0 x6 h75 y20c6 ff36c fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">commissions sont comptab<span class=\"_ _0\"></span>ilis\u00e9es</div>\n<div class=\"t m0 x6 h75 y20c7 ff36c fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">en produits de commissions dans</div>\n<div class=\"t m0 x6 h75 y20c8 ff36c fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">l\u2019\u00e9tat du r\u00e9sultat.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20c9 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20ca ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y1a33 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 816px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y1a33 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 691px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff36a fs45 fc15 sc0 lse3 ws125\" style=\"left: 325px; bottom: 786px; z-index: 15;\">Encaissemen<span class=\"_ _0\"></span>t Vie bru<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 786px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68c ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 786px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 771px; z-index: 15;\">Encaissement Non<span class=\"ls0 ws0\">-</span><span class=\"wsf0\">vie brut<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 771px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y691 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 771px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et <span class=\"wsed\">\u00e9liminations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y6a6 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 741px; z-index: 15;\">Encaissement brut total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 656px; bottom: 741px; z-index: 15;\">10.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x23a h67 y691 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 767px; bottom: 741px; z-index: 15;\">10.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y1a39 ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y20cb ff36a fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff36a fs45 fc29 sc0 ls0 ws0\" style=\"left: 325px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 662px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y6a6 ff36a fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 325px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 682px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x147 h65 y694 ff36a fs45 fc15 sc0 ls0 ws0\" style=\"left: 793px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff36a fs45 fc15 sc0 lse0 wsee\" style=\"left: 325px; bottom: 664px; z-index: 15;\">Primes d'assurance Vie ne<span class=\"_ _0\"></span>ttes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 664px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y68f ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 664px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff36a fs45 fc15 sc0 lse5 ws100\" style=\"left: 325px; bottom: 649px; z-index: 15;\">Prim<span class=\"_ _3\"></span>es d'as<span class=\"_ _3\"></span>sur<span class=\"_ _3\"></span>ance Non<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-<span class=\"lse0 wsee\">vie acquises nettes</span> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 649px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 y694 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 772px; bottom: 649px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff36a fs45 fc15 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 634px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 672px; bottom: 634px; z-index: 15;\">(3)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14e h65 y699 ff36a fs45 fc15 sc0 lse0 wsed\" style=\"left: 783px; bottom: 634px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y697 ff36d fs45 fc29 sc0 lse0 wsf0\" style=\"left: 325px; bottom: 619px; z-index: 15;\">Total des primes d'assurance acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 661px; bottom: 619px; z-index: 15;\">8.507<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h67 y697 ff36d fs45 fc29 sc0 lse0 wsed\" style=\"left: 772px; bottom: 619px; z-index: 15;\">8.533<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 392px; height: 569px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 392px; height: 569px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h63 y834 ff372 fs44 fc29 sc0 ls137 ws162\" style=\"z-index: 15;\">Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 yd9d ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 1065px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 1065px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6de ff374 fs45 fc29 sc0 lse2 wsf7\" style=\"left: 69px; bottom: 1049px; z-index: 15;\">Contr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1049px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1035px; z-index: 15;\">198<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1035px; z-index: 15;\">236<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1020px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1020px; z-index: 15;\">358<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1020px; z-index: 15;\">250<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats en<span class=\"_ _0\"></span> unit\u00e9s<span class=\"_ _0\"></span> de compt<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 1005px; z-index: 15;\">556<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 1005px; z-index: 15;\">486<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 624px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 796px; bottom: 990px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 975px; z-index: 15;\">Contrats non investis en<span class=\"_ _3\"></span> unit\u00e9s de compte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 960px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 960px; z-index: 15;\">371<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 960px; z-index: 15;\">354<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 945px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 945px; z-index: 15;\">902<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 945px; z-index: 15;\">872<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y691 ff375 fs45 fc2a sc0 lse0 wsee\" style=\"left: 69px; bottom: 931px; z-index: 15;\">Total des assurances groupe<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 601px; bottom: 931px; z-index: 15;\">1.273<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h68 y691 ff375 fs45 fc2a sc0 lse0 wsed\" style=\"left: 773px; bottom: 931px; z-index: 15;\">1.226<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 916px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 916px; z-index: 15;\">327<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 916px; z-index: 15;\">322<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6ed ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 901px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 901px; z-index: 15;\">426<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6ed ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 901px; z-index: 15;\">431<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y68f ff375 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 886px; z-index: 15;\">Total des assurances <span class=\"wsed\">individuell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h68 y68f ff375 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 886px; z-index: 15;\">753<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6ed ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 871px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s contr<span class=\"_ _0\"></span>ats non<span class=\"_ _0\"></span> invest<span class=\"_ _0\"></span>is en un<span class=\"_ _0\"></span>it\u00e9s de c<span class=\"_ _0\"></span>ompte<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 871px; z-index: 15;\">2.026<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6ed ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 871px; z-index: 15;\">1.979<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y699 ff375 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 856px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y697 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 842px; z-index: 15;\">Contrats d'investissement avec \u00e9l\u00e9ment de participation discr\u00e9<span class=\"_ _0\"></span>tionnaire<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y697 ff374 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 842px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 827px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 827px; z-index: 15;\">1.252<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6de ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 827px; z-index: 15;\">1.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 812px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 812px; z-index: 15;\">459<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 812px; z-index: 15;\">500<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 797px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">contrats d'investissement avec<span class=\"_ _0\"></span> \u00e9l\u00e9ment de participation discr\u00e9tionnaire<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 797px; z-index: 15;\">1.711<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a0 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 797px; z-index: 15;\">1.927<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc19 sc0 ls0 ws0\" style=\"left: 69px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff374 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 782px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 767px; z-index: 15;\">Revenu<span class=\"_ _0\"></span> de prime<span class=\"_ _0\"></span>s Vie br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 767px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 767px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 752px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 738px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes uniques \u00e9mises</span> </div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 738px; z-index: 15;\">1.288<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68a ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 738px; z-index: 15;\">1.752<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 723px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">Primes p\u00e9riodiques \u00e9mises</span> </div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 723px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 723px; z-index: 15;\">74<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lsed ws106\" style=\"left: 69px; bottom: 708px; z-index: 15;\">Encaissement en comptabili<span class=\"_ _3\"></span>t\u00e9 de d\u00e9p\u00f4t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 708px; z-index: 15;\">1.339<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 708px; z-index: 15;\">1.826<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 693px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y691 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 678px; z-index: 15;\">Encaissement Vie brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 678px; z-index: 15;\">5.631<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 678px; z-index: 15;\">6.218<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20d4 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20d5 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 631px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 631px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6d3 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 631px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 615px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 601px; z-index: 15;\">Revenu de primes Vie <span class=\"_ _0\"></span>brut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 601px; z-index: 15;\">4.293<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 601px; z-index: 15;\">4.392<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 586px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 586px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y694 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 586px; z-index: 15;\">(28)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 571px; z-index: 15;\">Primes d'assurance Vie nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 571px; z-index: 15;\">4.276<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 571px; z-index: 15;\">4.364<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20da ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h63 y20db ff372 fs44 fc29 sc0 lsdf ws163\" style=\"z-index: 15;\">Non<span class=\"ls0 ws0\">-<span class=\"ls137 ws162\">vie</span> </span></div>\n<div class=\"t m0 x6 h62 y20dc ff372 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La cat\u00e9g<span class=\"_ _0\"></span>orie \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">Dommages aux biens e<span class=\"_ _3\"></span>t risques divers</span> <span class=\"_ _3\"></span><span class=\"lsde wsea\">\u00bb <span class=\"wseb\">compre<span class=\"_ _3\"></span>nd les pri<span class=\"_ _3\"></span>mes Automobi<span class=\"_ _3\"></span>le, Incendi<span class=\"_ _3\"></span>e et Autre<span class=\"_ _3\"></span>s dommages au<span class=\"_ _3\"></span>x biens e<span class=\"_ _3\"></span>t autres</span></span> </span></div>\n<div class=\"t m0 x6 h62 y20dd ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 477px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 462px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x192 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 526px; bottom: 477px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y697 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 529px; bottom: 462px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y699 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 477px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x195 h65 y697 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 615px; bottom: 462px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y699 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 477px; z-index: 15;\">  </div>\n<div class=\"t m0 x5b h65 y697 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 776px; bottom: 462px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 568px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y69d ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 446px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 431px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 431px; z-index: 15;\">1.139<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 431px; z-index: 15;\">3.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y69b ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 431px; z-index: 15;\">4.640<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 416px; z-index: 15;\">(12)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 416px; z-index: 15;\">56<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x298 h65 y69d ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 416px; z-index: 15;\">44<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 401px; z-index: 15;\">1.127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 401px; z-index: 15;\">3.557<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y69b ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 401px; z-index: 15;\">4.684<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 387px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16b h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 552px; bottom: 387px; z-index: 15;\">(58)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 660px; bottom: 387px; z-index: 15;\">(400)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y6d1 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 387px; z-index: 15;\">(458)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 372px; z-index: 15;\">Part des r\u00e9assureurs dans <span class=\"_ _0\"></span>les primes non acquises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 563px; bottom: 372px; z-index: 15;\">2</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 676px; bottom: 372px; z-index: 15;\">6</div>\n<div class=\"t m0 x39f h65 y68c ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 372px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h67 y68a ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 357px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 357px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 357px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y68a ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 357px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f27 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f28 ff372 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 310px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 295px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x46 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 525px; bottom: 310px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x2b h65 y797 ff372 fs45 fc29 sc0 lse0 wsed\" style=\"left: 527px; bottom: 295px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x153 h65 y6a6 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 595px; bottom: 310px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y797 ff372 fs45 fc29 sc0 lse0 wsee\" style=\"left: 616px; bottom: 295px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 310px; z-index: 15;\">  </div>\n<div class=\"t m0 x70 h65 y797 ff372 fs45 fc29 sc0 lse1 wsef\" style=\"left: 778px; bottom: 295px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 681px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x84 h65 y6a6 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 279px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff372 fs45 fc15 sc0 lsec wsff\" style=\"left: 69px; bottom: 265px; z-index: 15;\">Primes \u00e9<span class=\"_ _0\"></span>mises bru<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 545px; bottom: 265px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 658px; bottom: 265px; z-index: 15;\">3.496<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h65 y691 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 775px; bottom: 265px; z-index: 15;\">4.589<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 250px; z-index: 15;\">Variation des primes non a<span class=\"_ _0\"></span>cquises, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x84 h65 y68f ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 566px; bottom: 250px; z-index: 15;\"> </div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 671px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16a h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 250px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff374 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 235px; z-index: 15;\">Primes acquises brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 235px; z-index: 15;\">1.093<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 235px; z-index: 15;\">3.510<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y694 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 235px; z-index: 15;\">4.603<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff372 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 220px; z-index: 15;\">Primes c\u00e9d\u00e9es aux r\u00e9assureurs<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6f h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 551px; bottom: 220px; z-index: 15;\">(50)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 661px; bottom: 220px; z-index: 15;\">(383)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5b h65 y68f ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 776px; bottom: 220px; z-index: 15;\">(433)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff372 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 205px; z-index: 15;\">Part des r\u00e9assureurs dans les <span class=\"wsee\">primes non acquises<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x298 h65 y697 ff372 fs45 fc15 sc0 lse0 wsed\" style=\"left: 555px; bottom: 205px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 677px; bottom: 205px; z-index: 15;\">3</div>\n<div class=\"t m0 x6e h65 y697 ff372 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 205px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h67 y699 ff374 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 190px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 545px; bottom: 190px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 658px; bottom: 190px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xd4 h67 y699 ff374 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 190px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 179px; height: 927px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 179px; height: 927px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h62 y8b1 ff377 fs43 fc15 sc0 ls102 ws11d\" style=\"z-index: 15;\">Ci<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">dessous figure<span class=\"_ _3\"></span> la r\u00e9partit<span class=\"_ _3\"></span>ion des primes d\u2019a<span class=\"_ _3\"></span>ssurance Non</span>-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">vie acquis<span class=\"_ _0\"></span>es nett<span class=\"_ _0\"></span>es par sect<span class=\"_ _0\"></span>eur op\u00e9rat<span class=\"_ _0\"></span>ionnel.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x184 h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1050px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1065px; z-index: 15;\"> </div>\n<div class=\"t m0 x169 h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 1065px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y699 ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 1050px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y697 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 1065px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y699 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 1050px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1065px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y699 ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 1050px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y697 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 1035px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1020px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1020px; z-index: 15;\">536<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1020px; z-index: 15;\">998<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1020px; z-index: 15;\">1.534<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 1005px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 1005px; z-index: 15;\">274<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 1005px; z-index: 15;\">961<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y69b ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 1005px; z-index: 15;\">1.235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 990px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 990px; z-index: 15;\">261<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 990px; z-index: 15;\">1.210<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a0 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 990px; z-index: 15;\">1.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 975px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y68c ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 975px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y68c ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 975px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 960px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 960px; z-index: 15;\">1.071<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 960px; z-index: 15;\">3.163<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y68a ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 960px; z-index: 15;\">4.234<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20e9 ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20ea ff377 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 913px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 898px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x169 h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 494px; bottom: 913px; z-index: 15;\">Maladie et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x5c h65 y68a ff377 fs45 fc29 sc0 lse0 wsed\" style=\"left: 495px; bottom: 898px; z-index: 15;\">Accidents<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 yb68 ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 579px; bottom: 913px; z-index: 15;\">Dommages aux biens<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x231 h65 y68a ff377 fs45 fc29 sc0 lse0 wsee\" style=\"left: 600px; bottom: 898px; z-index: 15;\">et risques divers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 yb68 ff377 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 913px; z-index: 15;\">  </div>\n<div class=\"t m0 x147 h65 y68a ff377 fs45 fc29 sc0 lse1 wsef\" style=\"left: 777px; bottom: 898px; z-index: 15;\">Total<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 665px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 883px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 868px; z-index: 15;\">Belgique<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 868px; z-index: 15;\">548<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 868px; z-index: 15;\">953<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 868px; z-index: 15;\">1.501<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 853px; z-index: 15;\">Europe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 853px; z-index: 15;\">251<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 651px; bottom: 853px; z-index: 15;\">988<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 853px; z-index: 15;\">1.239<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 838px; z-index: 15;\">R\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x7a h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 520px; bottom: 838px; z-index: 15;\">242<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 642px; bottom: 838px; z-index: 15;\">1.193<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h65 y694 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 838px; z-index: 15;\">1.435<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 823px; z-index: 15;\">\u00c9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xfc h65 y6a6 ff377 fs45 fc15 sc0 ls0 ws0\" style=\"left: 534px; bottom: 823px; z-index: 15;\"> </div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 654px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xed h65 y6a6 ff377 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 823px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff379 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 808px; z-index: 15;\">Primes d'assurance Non<span class=\"ls0 ws0\">-</span>vie acquises nettes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x39f h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 513px; bottom: 808px; z-index: 15;\">1.041<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 642px; bottom: 808px; z-index: 15;\">3.130<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a1 h67 y694 ff379 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 808px; z-index: 15;\">4.171<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 797px; height: 309px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 797px; height: 309px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"_ _0\"></span>, dividendes et autres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits d<span class=\"_ _0\"></span>e plac<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Produits <span class=\"wsee\">d'int\u00e9r\u00eats sur les pr\u00eats aux <span class=\"_ _0\"></span>banques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les pr\u00eats aux clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les d\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transaction et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y694 ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividendes sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Revenus locatifs d'immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Revenus locatifs de parcs de stationnement couverts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits <span class=\"lse0 wsf0\">d'int\u00e9r\u00eats, divide<span class=\"_ _0\"></span>ndes et autres produits de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff37c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les reve<span class=\"_ _0\"></span>nus loc<span class=\"_ _0\"></span>atifs d<span class=\"_ _0\"></span>es park<span class=\"_ _0\"></span>ings, en <span class=\"_ _0\"></span>partic<span class=\"_ _0\"></span>ulier ce<span class=\"_ _0\"></span>ux situ\u00e9<span class=\"_ _0\"></span>s dans l<span class=\"_ _0\"></span>es a\u00e9rop<span class=\"_ _0\"></span>orts et <span class=\"_ _0\"></span>centres<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">villes, ont s<span class=\"_ _0\"></span>ubi un impa<span class=\"_ _0\"></span>ct n\u00e9gatif<span class=\"_ _0\"></span> en 2021 en rais<span class=\"_ _0\"></span>on de la </span></span></div>\n<div class=\"t m0 x6 h62 y2089 ff37c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>oduits d\u2019i<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>estissement<span class=\"_ _0\"></span> pro<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>enant</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de con<span class=\"_ _0\"></span>trats en unit\u00e9s de compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 xf8 h65 y1a33 ff386 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff386 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff388 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s <span class=\"ls0 ws0\">\u2013 <span class=\"lsee wsf6\">cont<span class=\"_ _3\"></span>rats <span class=\"_ _3\"></span></span></span><span class=\"wsed\">d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y68c ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 786px; z-index: 15;\">(428)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y691 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 771px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">(2.643)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d\u2019investissement <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68f ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Produits d\u2019investissement <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff389 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Produits d\u2019investissement r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff386 fs45 fc2c sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff386 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff386 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff389 fs45 fc29 sc0 lse5 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total<span class=\"_ _3\"></span> produ<span class=\"_ _3\"></span>its <span class=\"_ _3\"></span>d'in<span class=\"_ _3\"></span>vest<span class=\"_ _3\"></span>issem<span class=\"_ _3\"></span>ent li<span class=\"_ _3\"></span>\u00e9s \u00e0 <span class=\"_ _3\"></span>des c<span class=\"_ _3\"></span>ontr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 595px; bottom: 667px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 656px; height: 305px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">Reve<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>u<span class=\"_ _51\"></span>s<span class=\"_ _3\"></span> d<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">commissions</div>\n<div class=\"t m0 xf8 h65 y1a33 ff38c fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff38c fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Commissions de r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff38c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commissions d'assurance et de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Gestion <span class=\"lse2 wsf1\">d\u2019ac<span class=\"_ _3\"></span>tifs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Garanties et engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xce h65 y691 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres commissions pour services financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff38e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s comm<span class=\"_ _0\"></span>issio<span class=\"_ _0\"></span>ns per\u00e7<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff38e fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff38e fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff38c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff38c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff38c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Autres commi<span class=\"_ _3\"></span>ssions pour<span class=\"_ _3\"></span> services <span class=\"_ _3\"></span>financiers</span> </span>\u00bb comprend princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt des commi<span class=\"_ _0\"></span>ssions<span class=\"_ _0\"></span> re\u00e7ues par <span class=\"lsde wsfa\">Ageas de soci\u00e9t\u00e9s de courtage pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1cbb ff38c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la vente de p<span class=\"_ _0\"></span>olices d\u2019as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e0 des part<span class=\"_ _0\"></span>ies tierc<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 638px; height: 323px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfRevenueExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag364": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"_ _0\"></span>, dividendes et autres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits d<span class=\"_ _0\"></span>e plac<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Produits <span class=\"wsee\">d'int\u00e9r\u00eats sur les pr\u00eats aux <span class=\"_ _0\"></span>banques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les pr\u00eats aux clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les d\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transaction et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y694 ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividendes sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Revenus locatifs d'immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Revenus locatifs de parcs de stationnement couverts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits <span class=\"lse0 wsf0\">d'int\u00e9r\u00eats, divide<span class=\"_ _0\"></span>ndes et autres produits de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff37c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les reve<span class=\"_ _0\"></span>nus loc<span class=\"_ _0\"></span>atifs d<span class=\"_ _0\"></span>es park<span class=\"_ _0\"></span>ings, en <span class=\"_ _0\"></span>partic<span class=\"_ _0\"></span>ulier ce<span class=\"_ _0\"></span>ux situ\u00e9<span class=\"_ _0\"></span>s dans l<span class=\"_ _0\"></span>es a\u00e9rop<span class=\"_ _0\"></span>orts et <span class=\"_ _0\"></span>centres<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">villes, ont s<span class=\"_ _0\"></span>ubi un impa<span class=\"_ _0\"></span>ct n\u00e9gatif<span class=\"_ _0\"></span> en 2021 en rais<span class=\"_ _0\"></span>on de la </span></span></div>\n<div class=\"t m0 x6 h62 y2089 ff37c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 549px; height: 412px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 549px; height: 412px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 549px; height: 412px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 549px; height: 412px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag363": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Int<span class=\"_ _0\"></span>\u00e9r\u00eats<span class=\"_ _0\"></span>, dividendes et autres</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits d<span class=\"_ _0\"></span>e plac<span class=\"_ _0\"></span>ement</div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h67 y1a33 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 801px; z-index: 15;\">Produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff37c fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur tr\u00e9sorerie et \u00e9quivalents de tr\u00e9sorerie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y68c ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Produits <span class=\"wsee\">d'int\u00e9r\u00eats sur les pr\u00eats aux <span class=\"_ _0\"></span>banques<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">25<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 756px; z-index: 15;\">1.331<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y6a6 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.355<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les pr\u00eats aux clients<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">324<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">292<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d'int\u00e9r\u00eats sur les d\u00e9riv\u00e9s d\u00e9tenus \u00e0 des fins de transaction et autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">47<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h67 y694 ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">produits d'int\u00e9r\u00eats<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.734<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.683<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff37c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Dividendes sur actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 682px; z-index: 15;\">164<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 682px; z-index: 15;\">161<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Revenus locatifs d'immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 667px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 667px; z-index: 15;\">211<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff37c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Revenus locatifs de parcs de stationnement couverts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">456<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y183e ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 652px; z-index: 15;\">346<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres produits de placemen<span class=\"_ _0\"></span>t<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">93<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff37c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">26<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff37e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s pro<span class=\"_ _0\"></span>duits <span class=\"lse0 wsf0\">d'int\u00e9r\u00eats, divide<span class=\"_ _0\"></span>ndes et autres produits de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 623px; z-index: 15;\">2.648<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69b ff37e fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 623px; z-index: 15;\">2.427<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff37c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff37c fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Les reve<span class=\"_ _0\"></span>nus loc<span class=\"_ _0\"></span>atifs d<span class=\"_ _0\"></span>es park<span class=\"_ _0\"></span>ings, en <span class=\"_ _0\"></span>partic<span class=\"_ _0\"></span>ulier ce<span class=\"_ _0\"></span>ux situ\u00e9<span class=\"_ _0\"></span>s dans l<span class=\"_ _0\"></span>es a\u00e9rop<span class=\"_ _0\"></span>orts et <span class=\"_ _0\"></span>centres<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">villes, ont s<span class=\"_ _0\"></span>ubi un impa<span class=\"_ _0\"></span>ct n\u00e9gatif<span class=\"_ _0\"></span> en 2021 en rais<span class=\"_ _0\"></span>on de la </span></span></div>\n<div class=\"t m0 x6 h62 y2089 ff37c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pand\u00e9m<span class=\"_ _0\"></span>ie de Covid<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">19.</span> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 7%; bottom: 549px; height: 412px; width: 86%; z-index: 6;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8res</div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Emprunts aupr\u00e8s de <span class=\"wsed\">banques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d\u00e9riv\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff39d fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total des charges financ<span class=\"_ _0\"></span>i\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag371": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">R<span class=\"_ _1\"></span>\u00e9sult<span class=\"_ _3\"></span>at des v<span class=\"_ _1\"></span>ent<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">et r\u00e9\u00e9<span class=\"_ _1\"></span>v<span class=\"_ _0\"></span>al<span class=\"_ _3\"></span>u<span class=\"_ _3\"></span>ations</div>\n<div class=\"t m0 xf8 h65 y1a33 ff381 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff381 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Titres de dette class\u00e9s co<span class=\"_ _0\"></span>mme disponibles \u00e0 la ve<span class=\"_ _0\"></span>nte<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 786px; z-index: 15;\">(18)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff381 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Actions class\u00e9es comme disponibles \u00e0 la vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">120<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff381 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Instruments financiers d\u00e9tenus \u00e0 des fins de transaction<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">16<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">9</div>\n<div class=\"t m0 x184 h65 y691 ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">115<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Plus<span class=\"ls0 ws0\">-</span><span class=\"wsee\">values (moins<span class=\"ls0 ws0\">-</span>values) sur la vente d'ac<span class=\"_ _0\"></span>tions de filiales<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y68f ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y68f ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y694 ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Participations comptabilis\u00e9es selon la<span class=\"_ _0\"></span> m\u00e9thode de la m<span class=\"_ _0\"></span>ise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">48<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff381 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y699 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 697px; z-index: 15;\">8</div>\n<div class=\"t m0 x184 h65 y694 ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Actifs et passifs d\u00e9tenus \u00e0<span class=\"_ _0\"></span> la juste valeur<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y694 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff381 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 667px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">par le biais <span class=\"_ _3\"></span>du compte de <span class=\"wsed\">r\u00e9sultat</span></span> </div>\n<div class=\"t m0 x16 h65 y699 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 667px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y699 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 667px; z-index: 15;\">10<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y183e ff381 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 652px; z-index: 15;\">R\u00e9sultats de couverture<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">90<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y183e ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 652px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 637px; z-index: 15;\">101<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a0 ff381 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 637px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff383 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 623px; z-index: 15;\">Total du r\u00e9sultat des ventes et r\u00e9\u00e9valuations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff383 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 623px; z-index: 15;\">621<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff383 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 623px; z-index: 15;\">294<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1e81 ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1e82 ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2088 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Comme d\u00e9c<span class=\"_ _0\"></span>rit dans l<span class=\"_ _0\"></span>a Note 20, Agea<span class=\"_ _0\"></span>s SA/NV a ac<span class=\"_ _0\"></span>quis au cours<span class=\"_ _0\"></span> du</div>\n<div class=\"t m0 x6 h62 y2089 ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">quatri\u00e8me trime<span class=\"_ _3\"></span>stre 2022 un montan<span class=\"_ _3\"></span>t nominal total d\u2019E<span class=\"_ _3\"></span>UR 233.250.000</div>\n<div class=\"t m0 x6 h62 y208a ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">millions de ti<span class=\"_ _3\"></span>tres FRESH qui avaie<span class=\"_ _3\"></span>nt \u00e9t\u00e9 \u00e9mis en<span class=\"_ _3\"></span> 2002 par Ageasfinlu<span class=\"_ _3\"></span>x</div>\n<div class=\"t m0 x6 h62 y20f3 ff381 fs43 fc15 sc0 lsf8 ws111\" style=\"z-index: 15;\">S.A<span class=\"ls0 ws0\">.<span class=\"_ _3\"></span> <span class=\"lsdc wse9\">L'acquisit<span class=\"_ _0\"></span>ion a entr<span class=\"_ _0\"></span>a\u00een\u00e9 la d\u00e9co<span class=\"_ _0\"></span>mptabi<span class=\"_ _0\"></span>lisatio<span class=\"_ _0\"></span>n du passif<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 y20f4 ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">correspondant<span class=\"_ _3\"></span> dans l'\u00e9tat consol<span class=\"_ _3\"></span>id\u00e9 de la situa<span class=\"_ _3\"></span>tion financi\u00e8re du<span class=\"_ _3\"></span> groupe</div>\n<div class=\"t m0 x6 h62 y20f5 ff381 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Ageas, g\u00e9n\u00e9ra<span class=\"_ _3\"></span>nt un<span class=\"ls0 ws0\">e<span class=\"_ _3\"></span> </span><span class=\"wsea\">plus<span class=\"ls0 ws0\">-<span class=\"lsfe ws11a\">v<span class=\"_ _3\"></span>alue</span> </span>d\u2019<span class=\"_ _3\"></span><span class=\"lsf3 ws10c\">EUR </span><span class=\"wsfa\">146,3<span class=\"_ _3\"></span> millions. Cela<span class=\"_ _3\"></span> comprend </span></span></div>\n<div class=\"t m0 x6 h62 y20f6 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">princip<span class=\"_ _0\"></span>alement<span class=\"_ _0\"></span> l'effet<span class=\"_ _0\"></span> combin\u00e9 de<span class=\"_ _0\"></span> la plus<span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">value</span> <span class=\"_ _3\"></span></span>sur la d\u00e9com<span class=\"_ _0\"></span>ptabilis<span class=\"_ _0\"></span>ation</div>\n<div class=\"t m0 x6 h62 y20f7 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">du passif et<span class=\"_ _0\"></span> de la plus<span class=\"ls0 ws0\">-<span class=\"lsde wsea\">value</span> </span>sur le r\u00e9sult<span class=\"_ _0\"></span>at de<span class=\"ls0 ws0\"> <span class=\"lsfe ws11a\">la</span> </span>couverture d<span class=\"_ _0\"></span>e flux de</div>\n<div class=\"t m0 x6 h62 y20f8 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tr\u00e9sor<span class=\"_ _0\"></span>erie assoc<span class=\"_ _0\"></span>i\u00e9e (swa<span class=\"_ _0\"></span>p de taux d'in<span class=\"_ _0\"></span>t\u00e9r\u00eat), ref<span class=\"_ _0\"></span>l\u00e9t<span class=\"wseb\">\u00e9 \u00e0 <span class=\"_ _0\"></span>la fois d<span class=\"_ _0\"></span>ans les </span></div>\n<div class=\"t m0 x6 h62 y20f9 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">lignes \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Aut<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">\u00bb et \u00ab</span> <span class=\"_ _3\"></span></span><span class=\"wseb\">R\u00e9sultat<span class=\"_ _0\"></span> de la c<span class=\"_ _0\"></span>ouvertur<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb dans le tabl<span class=\"_ _0\"></span>eau ci<span class=\"ls0 ws0\">-</span></span></span></span></div>\n<div class=\"t m0 x6 h62 y20fa ff381 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">dessus.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y20fb ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y20fc ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">La ligne \u00ab Autres<span class=\"_ _3\"></span> \u00bb comprend \u00e9galeme<span class=\"_ _3\"></span>nt une plus<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">value de </span></span><span class=\"wsea\">GBP <span class=\"lsdc wse8\">47,5 </span></span></div>\n<div class=\"t m0 x1a h62 y20fd ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">millions<span class=\"_ _0\"></span> (avant imp<span class=\"_ _0\"></span>\u00f4ts) prov<span class=\"_ _0\"></span>enant de l<span class=\"_ _0\"></span>a vente du port<span class=\"_ _0\"></span>efeuill<span class=\"_ _0\"></span>e de contr<span class=\"_ _0\"></span>ats</div>\n<div class=\"t m0 x1a h62 y20fe ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">futurs d'<span class=\"_ _0\"></span>assuran<span class=\"wseb\">c<span class=\"_ _0\"></span>e pour l<span class=\"_ _0\"></span>es ent<span class=\"_ _0\"></span>reprise<span class=\"_ _0\"></span>s au Roya<span class=\"_ _0\"></span>ume<span class=\"ls0 ws0\">-<span class=\"lsf3 ws10c\">Uni.</span> </span></span></div>\n<div class=\"t m0 x1a h62 y20ff ff381 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2100 ff381 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2022, <span class=\"_ _3\"></span>Ageas a augm<span class=\"_ _3\"></span>ent\u00e9 sa par<span class=\"_ _3\"></span>ticipation d<span class=\"_ _3\"></span>ans <span class=\"lsdc wse9\">l\u2019entrepris<span class=\"_ _0\"></span>e assoc<span class=\"_ _0\"></span>i\u00e9e<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y2101 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas Fed<span class=\"_ _0\"></span>eral Lif<span class=\"_ _0\"></span>e Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny Ltd (AFLI<span class=\"_ _0\"></span>C) de 49% \u00e0 74<span class=\"ls0 ws0\">%<span class=\"lsf0 ws104\">. </span></span></div>\n<div class=\"t m0 x1a h62 y2102 ff381 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Selon l<span class=\"_ _0\"></span>es <span class=\"lsde wsea\">norme</span>s IFRS, c<span class=\"_ _0\"></span>ette tr<span class=\"_ _0\"></span>ansac<span class=\"_ _0\"></span>tion est c<span class=\"_ _0\"></span>onsid\u00e9<span class=\"_ _0\"></span>r\u00e9e com<span class=\"_ _0\"></span>me une</div>\n<div class=\"t m0 x1a h62 y2103 ff381 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">acquisition par<span class=\"_ _3\"></span> <span class=\"wsea\">\u00e9tapes, <span class=\"_ _3\"></span></span>de sorte que la par<span class=\"_ _3\"></span>ticipation de<span class=\"_ _3\"></span> 49%</div>\n<div class=\"t m0 x1a h62 y2104 ff381 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9c\u00e9d<span class=\"_ _0\"></span>emment d<span class=\"_ _0\"></span>\u00e9tenue <span class=\"_ _0\"></span>a \u00e9t\u00e9 tr<span class=\"_ _0\"></span>ait\u00e9e c<span class=\"_ _0\"></span>omme si e<span class=\"_ _0\"></span>lle avait<span class=\"_ _0\"></span> \u00e9t\u00e9 c\u00e9<span class=\"_ _0\"></span>d\u00e9e et</div>\n<div class=\"t m0 x1a h62 y2105 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une plus<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">value hors tr\u00e9so<span class=\"_ _3\"></span>rerie d<span class=\"ls102 ws11d\">\u2019EUR </span></span></span>50 millions a \u00e9t<span class=\"_ _0\"></span>\u00e9 g\u00e9n\u00e9r\u00e9e (v<span class=\"_ _0\"></span>oir</div>\n<div class=\"t m0 x1a h62 y2106 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">note 3 Acq<span class=\"_ _0\"></span>uisitions<span class=\"_ _0\"></span> et cessions<span class=\"_ _0\"></span> pour plus<span class=\"_ _0\"></span> de d\u00e9tails<span class=\"_ _0\"></span>). Cette plus<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-<span class=\"lsf7 wseb\">value<span class=\"_ _3\"></span></span> <span class=\"lsdc wse8\">a </span></span></div>\n<div class=\"t m0 x1a h62 y2107 ff381 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">\u00e9t\u00e9 inc<span class=\"_ _0\"></span>lus<span class=\"ls0 ws0\">e <span class=\"lsde wsfa\">dans la lign<span class=\"_ _3\"></span>e \u00ab </span></span>Particip<span class=\"_ _0\"></span>ations c<span class=\"_ _0\"></span>ompta<span class=\"_ _0\"></span>bilis\u00e9es <span class=\"_ _0\"></span>selon la</div>\n<div class=\"t m0 x1a h62 y2108 ff381 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">m\u00e9thode d<span class=\"_ _0\"></span>e la mise en \u00e9qu<span class=\"_ _0\"></span>ivalenc<span class=\"_ _0\"></span>e \u00bb<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 376px; height: 585px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfTradingIncomeExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag367": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Pr<span class=\"_ _0\"></span>oduits d\u2019i<span class=\"_ _0\"></span>n<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>estissement<span class=\"_ _0\"></span> pro<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>enant</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de con<span class=\"_ _0\"></span>trats en unit\u00e9s de compt<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 xf8 h65 y1a33 ff386 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff386 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h68 y6a0 ff388 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s <span class=\"ls0 ws0\">\u2013 <span class=\"lsee wsf6\">cont<span class=\"_ _3\"></span>rats <span class=\"_ _3\"></span></span></span><span class=\"wsed\">d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y68c ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 786px; z-index: 15;\">(428)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">268<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xf7 h65 y691 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 595px; bottom: 771px; z-index: 15;\">(2.215)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">964<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Gains (pertes) (non) r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 595px; bottom: 756px; z-index: 15;\">(2.643)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y6a6 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 756px; z-index: 15;\">1.232<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff386 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Produits d\u2019investissement <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats d\u2019assurance<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y68f ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff386 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Produits d\u2019investissement <span class=\"ls0 ws0\">\u2013 </span><span class=\"wsee\">contrats de placement<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h65 y694 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">100<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff386 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">159<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff389 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Produits d\u2019investissement r\u00e9alis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">117<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">174<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff386 fs45 fc2c sc0 ls0 ws0\" style=\"left: 69px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff386 fs45 fc2b sc0 ls0 ws0\" style=\"left: 624px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff386 fs45 fc2b sc0 ls0 ws0\" style=\"left: 796px; bottom: 682px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff389 fs45 fc29 sc0 lse5 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Total<span class=\"_ _3\"></span> produ<span class=\"_ _3\"></span>its <span class=\"_ _3\"></span>d'in<span class=\"_ _3\"></span>vest<span class=\"_ _3\"></span>issem<span class=\"_ _3\"></span>ent li<span class=\"_ _3\"></span>\u00e9s \u00e0 <span class=\"_ _3\"></span>des c<span class=\"_ _3\"></span>ontr<span class=\"_ _3\"></span>ats en<span class=\"_ _3\"></span> unit<span class=\"_ _3\"></span>\u00e9s de <span class=\"_ _3\"></span>comp<span class=\"_ _3\"></span>te<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf7 h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 595px; bottom: 667px; z-index: 15;\">(2.526)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff389 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 667px; z-index: 15;\">1.406<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 656px; height: 305px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 656px; height: 305px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfNetAssetValueAttributableToUnitholdersExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag368": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">Reve<span class=\"_ _2\"></span>n<span class=\"_ _2\"></span>u<span class=\"_ _51\"></span>s<span class=\"_ _3\"></span> d<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">commissions</div>\n<div class=\"t m0 xf8 h65 y1a33 ff38c fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff38c fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Commissions de r\u00e9assurance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">107<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff38c fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Commissions d'assurance et de<span class=\"_ _0\"></span> placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">238<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">245<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Gestion <span class=\"lse2 wsf1\">d\u2019ac<span class=\"_ _3\"></span>tifs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Garanties et engagements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 xce h65 y691 ff38c fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">1</div>\n<div class=\"t m0 x184 h65 y68f ff38c fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres commissions pour services financiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">64<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff38c fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">82<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff38e fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s comm<span class=\"_ _0\"></span>issio<span class=\"_ _0\"></span>ns per\u00e7<span class=\"_ _0\"></span>ues<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff38e fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">437<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff38e fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">467<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1cb8 ff38c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cb9 ff38c fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1cba ff38c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Autres commi<span class=\"_ _3\"></span>ssions pour<span class=\"_ _3\"></span> services <span class=\"_ _3\"></span>financiers</span> </span>\u00bb comprend princi<span class=\"_ _0\"></span>paleme<span class=\"_ _0\"></span>nt des commi<span class=\"_ _0\"></span>ssions<span class=\"_ _0\"></span> re\u00e7ues par <span class=\"lsde wsfa\">Ageas de soci\u00e9t\u00e9s de courtage pour<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x6 h62 y1cbb ff38c fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">la vente de p<span class=\"_ _0\"></span>olices d\u2019as<span class=\"_ _0\"></span>suran<span class=\"_ _0\"></span>ce \u00e0 des part<span class=\"_ _0\"></span>ies tierc<span class=\"_ _0\"></span>es.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 638px; height: 323px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 638px; height: 323px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls139 ws165\" style=\"z-index: 15;\">p<span class=\"_ _2\"></span>ay\u00e9<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a5 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a5 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3a5 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Titres<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xce h65 y68c ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">1.087<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Commissions sur gestion d\u2019a<span class=\"_ _0\"></span>ctifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y6a6 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Droits de garde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y691 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres charges de commis<span class=\"_ _0\"></span>sions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff3a7 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse0 wsf0\">des commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff3a7 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff3a7 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFeeAndCommissionIncomeExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag365": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits</div>\n<div class=\"t m0 xf8 h65 y1a33 ff391 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff391 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff391 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gains sur la vente des<span class=\"_ _0\"></span> b\u00e2timents destin\u00e9s \u00e0 la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff391 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Recouvrement de charges <span class=\"_ _0\"></span>salariales et autres de <span class=\"_ _0\"></span>tiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff393 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse1 wsf6\">des autres<span class=\"_ _0\"></span> produ<span class=\"_ _0\"></span>its<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y691 ff393 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff393 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a39 ff391 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20cb ff391 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2114 ff391 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le total <span class=\"_ _3\"></span>des autres<span class=\"_ _3\"></span> produits c<span class=\"_ _3\"></span>omprend le<span class=\"_ _3\"></span> produit de<span class=\"_ _3\"></span> la vent<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x6 h62 y2115 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'imme<span class=\"_ _0\"></span>ubles dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 la reve<span class=\"_ _0\"></span>nte li\u00e9s<span class=\"_ _0\"></span> aux projets d<span class=\"_ _0\"></span>e d\u00e9velo<span class=\"_ _0\"></span>ppement</div>\n<div class=\"t m0 x6 h62 y2116 ff391 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">immobilier AG<span class=\"_ _3\"></span>RE pour un<span class=\"_ _3\"></span> montant d<span class=\"_ _3\"></span>\u2019EUR 128,1 m<span class=\"_ _3\"></span>illions (2<span class=\"_ _3\"></span>021: EUR</div>\n<div class=\"t m0 x1a h62 y2117 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">128,3 mill<span class=\"_ _0\"></span>ions), la r<span class=\"_ _0\"></span>efactu<span class=\"_ _0\"></span>ration de fr<span class=\"_ _0\"></span>ais de servic<span class=\"_ _0\"></span>e li\u00e9s au<span class=\"_ _0\"></span>x activit\u00e9<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 y2118 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, le chiff<span class=\"_ _0\"></span>re d'affa<span class=\"_ _0\"></span>ires des soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> et la refactu<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y2119 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de p<span class=\"_ _0\"></span>ersonne<span class=\"_ _0\"></span>l et autres \u00e0 des<span class=\"_ _0\"></span> tiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 652px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 652px; height: 309px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag366": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">produits</div>\n<div class=\"t m0 xf8 h65 y1a33 ff391 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff391 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff391 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff391 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Gains sur la vente des<span class=\"_ _0\"></span> b\u00e2timents destin\u00e9s \u00e0 la<span class=\"_ _0\"></span> vente<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff391 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Recouvrement de charges <span class=\"_ _0\"></span>salariales et autres de <span class=\"_ _0\"></span>tiers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">136<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff391 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">127<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff393 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse1 wsf6\">des autres<span class=\"_ _0\"></span> produ<span class=\"_ _0\"></span>its<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y691 ff393 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 741px; z-index: 15;\">296<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y691 ff393 fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 741px; z-index: 15;\">282<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a39 ff391 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20cb ff391 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2114 ff391 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Le total <span class=\"_ _3\"></span>des autres<span class=\"_ _3\"></span> produits c<span class=\"_ _3\"></span>omprend le<span class=\"_ _3\"></span> produit de<span class=\"_ _3\"></span> la vent<span class=\"_ _3\"></span>e</div>\n<div class=\"t m0 x6 h62 y2115 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d'imme<span class=\"_ _0\"></span>ubles dest<span class=\"_ _0\"></span>in\u00e9s \u00e0 la reve<span class=\"_ _0\"></span>nte li\u00e9s<span class=\"_ _0\"></span> aux projets d<span class=\"_ _0\"></span>e d\u00e9velo<span class=\"_ _0\"></span>ppement</div>\n<div class=\"t m0 x6 h62 y2116 ff391 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">immobilier AG<span class=\"_ _3\"></span>RE pour un<span class=\"_ _3\"></span> montant d<span class=\"_ _3\"></span>\u2019EUR 128,1 m<span class=\"_ _3\"></span>illions (2<span class=\"_ _3\"></span>021: EUR</div>\n<div class=\"t m0 x1a h62 y2117 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">128,3 mill<span class=\"_ _0\"></span>ions), la r<span class=\"_ _0\"></span>efactu<span class=\"_ _0\"></span>ration de fr<span class=\"_ _0\"></span>ais de servic<span class=\"_ _0\"></span>e li\u00e9s au<span class=\"_ _0\"></span>x activit\u00e9<span class=\"_ _0\"></span>s de</div>\n<div class=\"t m0 x1a h62 y2118 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locatio<span class=\"_ _0\"></span>n, le chiff<span class=\"_ _0\"></span>re d'affa<span class=\"_ _0\"></span>ires des soc<span class=\"_ _0\"></span>i\u00e9t\u00e9s de s<span class=\"_ _0\"></span>ervices<span class=\"_ _0\"></span> et la refactu<span class=\"_ _0\"></span>ratio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y2119 ff391 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">des frais de p<span class=\"_ _0\"></span>ersonne<span class=\"_ _0\"></span>l et autres \u00e0 des<span class=\"_ _0\"></span> tiers.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 652px; height: 309px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6a0 ff3b1 fs45 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Immeubles \u00e0 usage propre<span class=\"_ _0\"></span> et parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Biens mobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y699 ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Logiciels acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Logiciels d\u00e9velopp\u00e9s en interne<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y183e ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres immobilisations <span class=\"wsed\">incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Autres charges de loca<span class=\"_ _0\"></span>tion et frais y aff\u00e9rents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Paiements variables au <span class=\"_ _0\"></span>titre de la location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> \u00e0 usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Honoraires professionnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 504px; z-index: 15;\">D\u00e9pr\u00e9ciation des co\u00fbts d'acquisi<span class=\"_ _0\"></span>tion diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing et relations publiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Co\u00fbts informatiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Charges de maintenance e<span class=\"_ _0\"></span>t de r\u00e9paration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Co\u00fbt de la vente des<span class=\"_ _0\"></span> immeubles d\u00e9tenus en<span class=\"_ _0\"></span> vue de la revente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff3b1 fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Total <span class=\"_ _0\"></span>des a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>harges<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y2135 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2136 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2137 ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L'op\u00e9rateur <span class=\"_ _3\"></span>de parking<span class=\"_ _3\"></span> <span class=\"lsdc\">d'Ageas I<span class=\"_ _0\"></span>nterp<span class=\"_ _0\"></span>arking a <span class=\"_ _0\"></span>conclu d<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds selo<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y2138 ff3af fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> un loy<span class=\"_ _0\"></span>er vari<span class=\"_ _0\"></span>able est p<span class=\"_ _0\"></span>ay\u00e9 po<span class=\"_ _0\"></span>ur les pa<span class=\"_ _0\"></span>rkings.<span class=\"_ _0\"></span> Les cha<span class=\"_ _0\"></span>rges</div>\n<div class=\"t m0 x6 h62 y2139 ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locativ<span class=\"_ _0\"></span>es varia<span class=\"_ _0\"></span>bles sont pl<span class=\"_ _0\"></span>us \u00e9lev\u00e9es<span class=\"_ _0\"></span> en 2022 suit<span class=\"_ _0\"></span>e \u00e0 la repris<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y213a ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'impact de<span class=\"_ _3\"></span> la pand\u00e9<span class=\"_ _3\"></span>mie de Covid<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y213b ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y213c ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Loyers et<span class=\"_ _0\"></span> autres<span class=\"_ _0\"></span> char<span class=\"lsde\">ges directes li\u00e9es a<span class=\"_ _3\"></span>ux immeuble<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y213d ff3af fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb est en part<span class=\"_ _0\"></span>ie compens<span class=\"_ _0\"></span>\u00e9e par des pr<span class=\"_ _0\"></span>oduits t<span class=\"_ _0\"></span>els que </span></div>\n<div class=\"t m0 x1a h62 y213e ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s \u00e0 la note 35 Aut<span class=\"_ _0\"></span>res pro<span class=\"_ _0\"></span>duits. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff3b6 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff3b6 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours des<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es 2022 et 202<span class=\"_ _0\"></span>1, ces <span class=\"lsde wsfa\">honoraires se ventilen<span class=\"_ _3\"></span>t comme suit<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ce<span class=\"_ _3\"></span>s services son<span class=\"_ _3\"></span>t d\u00e9finis comme les mis<span class=\"_ _3\"></span>sions de contr\u00f4le des<span class=\"_ _3\"></span> Comptes annuels, de<span class=\"_ _3\"></span>s \u00c9tats financ<span class=\"_ _3\"></span>iers consolid\u00e9s<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y876 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la r<span class=\"_ _0\"></span>evue lim<span class=\"_ _0\"></span>it\u00e9e des \u00c9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers inte<span class=\"_ _0\"></span>rm\u00e9diai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y877 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> li\u00e9s au<span class=\"_ _3\"></span>x services <span class=\"_ _3\"></span>d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsdd ws12a\">ces services incluent les a<span class=\"lsdc wse9\">utres t<span class=\"_ _0\"></span>ravaux rel<span class=\"_ _0\"></span>atifs \u00e0 des pr<span class=\"_ _0\"></span>ospect<span class=\"_ _0\"></span>us, les trav<span class=\"_ _0\"></span>aux d'aud<span class=\"_ _0\"></span>it non stan<span class=\"_ _0\"></span>dard </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y878 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les autres<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de consu<span class=\"_ _0\"></span>ltance non li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019aud<span class=\"_ _0\"></span>it statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y879 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r conseil<span class=\"_ _3\"></span>s fiscaux</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y87a ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">a<span class=\"_ _3\"></span>utres honor<span class=\"_ _3\"></span>aires pour <span class=\"_ _3\"></span>services non</span><span class=\"ff3b4\">-<span class=\"_ _3\"></span><span class=\"lsde wsea\">audit</span> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ces<span class=\"_ _3\"></span> services repr\u00e9sen<span class=\"_ _3\"></span>tent princip<span class=\"lsdc wse9\">alement des act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s de support<span class=\"_ _0\"></span> et de consu<span class=\"_ _0\"></span>ltance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87b ff3b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 538px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 500px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 496px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 506px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 599px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 588px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 593px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 710px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 672px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 668px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 678px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 777px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 771px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 760px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 765px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Honoraires pour services li\u00e9s<span class=\"_ _0\"></span> <span class=\"wsf0\">aux services d'audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Honoraires pour services fi<span class=\"_ _0\"></span>scaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Autres honoraires pour services<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d3 ff3b9 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingIncomeExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag432": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Sin<span class=\"_ _3\"></span>istres et</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">pres<span class=\"_ _0\"></span>tations d\u2019<span class=\"_ _7d\"></span>a<span class=\"_ _3\"></span>ssurance</div>\n<div class=\"t m0 xf8 h65 y1a33 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff396 fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Assurance<span class=\"_ _0\"></span> Vie<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 786px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 786px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Assurance Non<span class=\"ls0 ws0\">-<span class=\"lse4 wsf3\">vie</span> </span></div>\n<div class=\"t m0 x193 h65 y691 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Compte G\u00e9n\u00e9ral et \u00e9liminations<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 756px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6a6 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 756px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y691 ff398 fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Total des sinistres et prestations d'assurance, net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 741px; z-index: 15;\">7.484<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y691 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 741px; z-index: 15;\">7.471<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1a39 ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y20cb ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff396 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 694px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y6a6 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 694px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y6a6 ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 694px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 679px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 664px; z-index: 15;\">Prestations et rachats, bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 664px; z-index: 15;\">5.096<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y68f ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 664px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 649px; z-index: 15;\">Variations des passifs li\u00e9s <span class=\"_ _0\"></span>\u00e0 des contrats d'assurance e<span class=\"_ _0\"></span>t d'investissement, brutes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y694 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 649px; z-index: 15;\">(274)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y694 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 649px; z-index: 15;\">109<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 634px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssur<span class=\"_ _0\"></span>ance Vie<span class=\"_ _0\"></span>, brut<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 634px; z-index: 15;\">4.822<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 634px; z-index: 15;\">4.914<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff396 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 619px; z-index: 15;\">Sinistres et prestations, part des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y697 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 619px; z-index: 15;\">(17)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 604px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssura<span class=\"_ _0\"></span>nce Vie<span class=\"_ _0\"></span>, net<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 604px; z-index: 15;\">4.805<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y699 ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 604px; z-index: 15;\">4.897<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y211c ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y211d ff396 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff396 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 557px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y69b ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 557px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y69b ff396 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 557px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a0 ff398 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff396 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 542px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 527px; z-index: 15;\">Sinistres pay\u00e9s, bruts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 527px; z-index: 15;\">2.705<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y69b ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 527px; z-index: 15;\">2.547<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 512px; z-index: 15;\">Variation des passifs li\u00e9s \u00e0<span class=\"_ _0\"></span> des contrats d'ass<span class=\"_ _0\"></span>urance, brute<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 512px; z-index: 15;\">208<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a0 ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 512px; z-index: 15;\">300<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68c ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 497px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d'<span class=\"_ _0\"></span>assur<span class=\"_ _0\"></span>ance N<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-</span>vie, br<span class=\"_ _0\"></span>ut<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 497px; z-index: 15;\">2.913<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68c ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 497px; z-index: 15;\">2.847<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 482px; z-index: 15;\">Sinistres pay\u00e9s, <span class=\"wsf0\">part des r\u00e9assureurs<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x223 h65 y68a ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 482px; z-index: 15;\">(191)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68a ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 482px; z-index: 15;\">(193)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff396 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 468px; z-index: 15;\">Variation des passifs pour <span class=\"_ _0\"></span>sinistres, part des r\u00e9assu<span class=\"_ _0\"></span>reurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 468px; z-index: 15;\">(41)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff396 fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 468px; z-index: 15;\">(76)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y68a ff398 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 453px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s sinis<span class=\"_ _0\"></span>tres e<span class=\"_ _0\"></span>t prestat<span class=\"_ _0\"></span>ions d\u2019a<span class=\"_ _0\"></span>ssur<span class=\"_ _0\"></span>ance N<span class=\"_ _0\"></span>on<span class=\"ls0 ws0\">-<span class=\"lse0 wsf0\">vie, net</span> </span></div>\n<div class=\"t m0 x193 h67 y68a ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 453px; z-index: 15;\">2.681<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y68a ff398 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 453px; z-index: 15;\">2.578<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 442px; height: 519px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 442px; height: 519px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfClaimsAndBenefitsPaidExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag434": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8res</div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Emprunts aupr\u00e8s de <span class=\"wsed\">banques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d\u00e9riv\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff39d fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total des charges financ<span class=\"_ _0\"></span>i\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 701px; height: 260px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfFinanceCostExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag437": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8res</div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Emprunts aupr\u00e8s de <span class=\"wsed\">banques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d\u00e9riv\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff39d fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total des charges financ<span class=\"_ _0\"></span>i\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _52\"></span>a<span class=\"_ _3\"></span>riations des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">d\u00e9pr<span class=\"_ _3\"></span>\u00e9ciat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a0 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a0 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Placements en actions et a<span class=\"_ _0\"></span>utres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Investissements en titres d<span class=\"_ _0\"></span>e cr\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x55 h65 y6a6 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3a0 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 741px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Participations comptabilis\u00e9es selon la<span class=\"_ _0\"></span> m\u00e9thode de la m<span class=\"_ _0\"></span>ise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 712px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 712px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff3a0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">2</div>\n<div class=\"t m0 x55 h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">1</div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff3a0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y183e ff3a2 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">variations des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y183e ff3a2 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y183e ff3a2 fs45 fc29 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff3a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff3a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff3a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une perte de v<span class=\"_ _0\"></span>aleur d\u2019EU<span class=\"_ _0\"></span>R 29 milli<span class=\"_ _0\"></span>ons a \u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9e dans la l<span class=\"_ _0\"></span>igne \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>ns <span class=\"wseb\">compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span><span class=\"wse9\">mise en \u00e9quiv<span class=\"_ _0\"></span>alenc<span class=\"_ _0\"></span>e \u00bb, </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c38 ff3a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e \u00e0 la partici<span class=\"_ _0\"></span>pation d<span class=\"_ _0\"></span>ans Royal<span class=\"_ _0\"></span> Sundara<span class=\"_ _0\"></span>m Genera<span class=\"_ _0\"></span>l Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny <span class=\"wse8\">Limite<span class=\"_ _0\"></span>d.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 579px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Commissions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls139 ws165\" style=\"z-index: 15;\">p<span class=\"_ _2\"></span>ay\u00e9<span class=\"_ _2\"></span>e<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a5 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a5 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3a5 fs45 fc15 sc0 lse1 wsef\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Titres<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68c ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 786px; z-index: 15;\">2</div>\n<div class=\"t m0 xce h65 y68c ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 786px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Interm\u00e9diaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 771px; z-index: 15;\">1.087<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 771px; z-index: 15;\">1.154<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Commissions sur gestion d\u2019a<span class=\"_ _0\"></span>ctifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y6a6 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y691 ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Droits de garde<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 xce h65 y691 ff3a5 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">6</div>\n<div class=\"t m0 x184 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres charges de commis<span class=\"_ _0\"></span>sions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">40<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a5 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">43<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff3a7 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total<span class=\"_ _3\"></span> <span class=\"lse0 wsf0\">des commissions pay\u00e9es<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x193 h67 y694 ff3a7 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 712px; z-index: 15;\">1.138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y694 ff3a7 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 712px; z-index: 15;\">1.213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 701px; height: 260px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _1\"></span>ra<span class=\"_ _3\"></span>is de</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">personnel</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges salariales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges sociales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Charges li\u00e9es aux r\u00e9gimes de<span class=\"_ _0\"></span> retraite \u00e0 prestations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Charges li\u00e9es \u00e0 des r\u00e9<span class=\"_ _0\"></span>gimes de retraite \u00e0 co<span class=\"_ _0\"></span>tisations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 xe8 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">R\u00e9mun\u00e9ration fond\u00e9e sur des actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff3ac fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> de per<span class=\"_ _0\"></span>sonnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb comprend</span> </span></span>principal<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>\u2019autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y1f0b ff3aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel \u00e0 cou<span class=\"_ _0\"></span>rt term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f0c ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y212c ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La note 6 point<span class=\"_ _0\"></span> 6.1 <span class=\"ff3ad ls0 ws0\">\u00ab<span class=\"ff3aa\"> <span class=\"lsde wseb\">Avantages<span class=\"_ _3\"></span> du personne<span class=\"_ _3\"></span>l</span> </span>\u00bb<span class=\"ff3aa\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">reprend plus<span class=\"_ _3\"></span> en d\u00e9tail </span></span></span></div>\n<div class=\"t m0 x1a h62 y212d ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l'<span class=\"_ _0\"></span>emploi e<span class=\"_ _0\"></span>t les autres<span class=\"_ _0\"></span> avantage<span class=\"_ _0\"></span>s \u00e0 long</div>\n<div class=\"t m0 x1a h62 y212e ff3aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme accord\u00e9s<span class=\"_ _3\"></span> au personnel, y<span class=\"_ _3\"></span> compris les charge<span class=\"_ _3\"></span>s de <span class=\"wseb\">retraite<span class=\"_ _3\"></span> li\u00e9es </span></div>\n<div class=\"t m0 x1a h62 y212f ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies et \u00e0 coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 592px; height: 369px; width: 88%; z-index: 5;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6a0 ff3b1 fs45 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Immeubles \u00e0 usage propre<span class=\"_ _0\"></span> et parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Biens mobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y699 ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Logiciels acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Logiciels d\u00e9velopp\u00e9s en interne<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y183e ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres immobilisations <span class=\"wsed\">incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Autres charges de loca<span class=\"_ _0\"></span>tion et frais y aff\u00e9rents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Paiements variables au <span class=\"_ _0\"></span>titre de la location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> \u00e0 usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Honoraires professionnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 504px; z-index: 15;\">D\u00e9pr\u00e9ciation des co\u00fbts d'acquisi<span class=\"_ _0\"></span>tion diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing et relations publiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Co\u00fbts informatiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Charges de maintenance e<span class=\"_ _0\"></span>t de r\u00e9paration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Co\u00fbt de la vente des<span class=\"_ _0\"></span> immeubles d\u00e9tenus en<span class=\"_ _0\"></span> vue de la revente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff3b1 fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Total <span class=\"_ _0\"></span>des a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>harges<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y2135 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2136 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2137 ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L'op\u00e9rateur <span class=\"_ _3\"></span>de parking<span class=\"_ _3\"></span> <span class=\"lsdc\">d'Ageas I<span class=\"_ _0\"></span>nterp<span class=\"_ _0\"></span>arking a <span class=\"_ _0\"></span>conclu d<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds selo<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y2138 ff3af fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> un loy<span class=\"_ _0\"></span>er vari<span class=\"_ _0\"></span>able est p<span class=\"_ _0\"></span>ay\u00e9 po<span class=\"_ _0\"></span>ur les pa<span class=\"_ _0\"></span>rkings.<span class=\"_ _0\"></span> Les cha<span class=\"_ _0\"></span>rges</div>\n<div class=\"t m0 x6 h62 y2139 ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locativ<span class=\"_ _0\"></span>es varia<span class=\"_ _0\"></span>bles sont pl<span class=\"_ _0\"></span>us \u00e9lev\u00e9es<span class=\"_ _0\"></span> en 2022 suit<span class=\"_ _0\"></span>e \u00e0 la repris<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y213a ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'impact de<span class=\"_ _3\"></span> la pand\u00e9<span class=\"_ _3\"></span>mie de Covid<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y213b ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y213c ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Loyers et<span class=\"_ _0\"></span> autres<span class=\"_ _0\"></span> char<span class=\"lsde\">ges directes li\u00e9es a<span class=\"_ _3\"></span>ux immeuble<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y213d ff3af fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb est en part<span class=\"_ _0\"></span>ie compens<span class=\"_ _0\"></span>\u00e9e par des pr<span class=\"_ _0\"></span>oduits t<span class=\"_ _0\"></span>els que </span></div>\n<div class=\"t m0 x1a h62 y213e ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s \u00e0 la note 35 Aut<span class=\"_ _0\"></span>res pro<span class=\"_ _0\"></span>duits. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 294px; height: 667px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff3b6 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff3b6 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours des<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es 2022 et 202<span class=\"_ _0\"></span>1, ces <span class=\"lsde wsfa\">honoraires se ventilen<span class=\"_ _3\"></span>t comme suit<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ce<span class=\"_ _3\"></span>s services son<span class=\"_ _3\"></span>t d\u00e9finis comme les mis<span class=\"_ _3\"></span>sions de contr\u00f4le des<span class=\"_ _3\"></span> Comptes annuels, de<span class=\"_ _3\"></span>s \u00c9tats financ<span class=\"_ _3\"></span>iers consolid\u00e9s<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y876 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la r<span class=\"_ _0\"></span>evue lim<span class=\"_ _0\"></span>it\u00e9e des \u00c9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers inte<span class=\"_ _0\"></span>rm\u00e9diai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y877 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> li\u00e9s au<span class=\"_ _3\"></span>x services <span class=\"_ _3\"></span>d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsdd ws12a\">ces services incluent les a<span class=\"lsdc wse9\">utres t<span class=\"_ _0\"></span>ravaux rel<span class=\"_ _0\"></span>atifs \u00e0 des pr<span class=\"_ _0\"></span>ospect<span class=\"_ _0\"></span>us, les trav<span class=\"_ _0\"></span>aux d'aud<span class=\"_ _0\"></span>it non stan<span class=\"_ _0\"></span>dard </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y878 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les autres<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de consu<span class=\"_ _0\"></span>ltance non li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019aud<span class=\"_ _0\"></span>it statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y879 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r conseil<span class=\"_ _3\"></span>s fiscaux</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y87a ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">a<span class=\"_ _3\"></span>utres honor<span class=\"_ _3\"></span>aires pour <span class=\"_ _3\"></span>services non</span><span class=\"ff3b4\">-<span class=\"_ _3\"></span><span class=\"lsde wsea\">audit</span> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ces<span class=\"_ _3\"></span> services repr\u00e9sen<span class=\"_ _3\"></span>tent princip<span class=\"lsdc wse9\">alement des act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s de support<span class=\"_ _0\"></span> et de consu<span class=\"_ _0\"></span>ltance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87b ff3b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 538px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 500px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 496px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 506px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 599px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 588px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 593px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 710px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 672px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 668px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 678px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 777px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 771px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 760px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 765px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Honoraires pour services li\u00e9s<span class=\"_ _0\"></span> <span class=\"wsf0\">aux services d'audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Honoraires pour services fi<span class=\"_ _0\"></span>scaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Autres honoraires pour services<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d3 ff3b9 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 778px; height: 328px; width: 92%; z-index: 3;\"><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges d<span class=\"_ _3\"></span>\u2019imp\u00f4<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">sur le r\u00e9<span class=\"_ _0\"></span>sulta<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges d'imp\u00f4ts exigibles de<span class=\"_ _0\"></span> la p\u00e9riode en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Ajustements des imp\u00f4ts exigible<span class=\"_ _0\"></span>s des p\u00e9riodes pr\u00e9c\u00e9den<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 771px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 771px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Total des charges d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 729px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s aff\u00e9rents \u00e0 la<span class=\"_ _0\"></span> p\u00e9riode en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 729px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 729px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Impact des changements de<span class=\"_ _0\"></span> taux d'imposition sur<span class=\"_ _0\"></span> les imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x16 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 715px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s r\u00e9sultant de<span class=\"_ _0\"></span> la r\u00e9duction ou (de la<span class=\"_ _0\"></span> reprise)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 685px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">d'actifs d'imp\u00f4ts diff\u00e9r\u00e9s</span> </div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 670px; z-index: 15;\">Pertes fiscales non rec<span class=\"_ _0\"></span>onnues ant\u00e9rieurement, cr\u00e9dits d'i<span class=\"_ _0\"></span>mp\u00f4ts et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 655px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">diff\u00e9rences temporelles r\u00e9duisant la charge d'imp\u00f4t diff\u00e9r\u00e9</span> </div>\n<div class=\"t m0 xce h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 655px; z-index: 15;\">3</div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 655px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3bc fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 640px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"lse2 wsf7\">(produi<span class=\"_ _3\"></span>ts) d'<span class=\"_ _3\"></span>imp\u00f4t<span class=\"_ _3\"></span> diff<span class=\"_ _3\"></span>\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h67 y6a0 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 614px; bottom: 640px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h67 y6a0 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 779px; bottom: 640px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff3bc fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges (pr<span class=\"_ _0\"></span>oduits)<span class=\"_ _0\"></span> d'imp<span class=\"_ _0\"></span>\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y797 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 613px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y797 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 613px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y2146 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2147 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2148 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente le <span class=\"_ _0\"></span>rappro<span class=\"_ _0\"></span>chement e<span class=\"_ _0\"></span>ntre l<span class=\"_ _0\"></span>\u2019imp\u00f4t s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 y2149 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at atten<span class=\"_ _0\"></span>du et l\u2019i<span class=\"_ _0\"></span>mp\u00f4t su<span class=\"_ _0\"></span>r le <span class=\"lsde wsfa\">r\u00e9sultat r\u00e9el. \u00c9tant donn\u00e9<span class=\"_ _3\"></span> que la </span></div>\n<div class=\"t m0 x6 h62 y214a ff3ba fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consolidation<span class=\"_ _3\"></span> du reporting finan<span class=\"_ _3\"></span>cier se fait au<span class=\"_ _3\"></span> niveau de la holding<span class=\"_ _3\"></span> m\u00e8re</div>\n<div class=\"t m0 x6 h62 y214b ff3ba fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">belge, Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V, le taux d\u2019im<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ion \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">groupe</span> </span>\u00bb est d\u00e9termin\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x6 h62 y214c ff3ba fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le taux d\u2019im<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on des soci<span class=\"_ _0\"></span>\u00e9t\u00e9s appli<span class=\"_ _0\"></span>cable en Be<span class=\"_ _0\"></span>lgique.<span class=\"_ _0\"></span> Les \u00e9carts</div>\n<div class=\"t m0 x1a h62 y214d ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la <span class=\"wse9\">c<span class=\"_ _0\"></span>harge f<span class=\"_ _0\"></span>iscale att<span class=\"_ _0\"></span>endue et eff<span class=\"_ _0\"></span>ective s<span class=\"_ _0\"></span>ur les reve<span class=\"_ _0\"></span>nus dans le<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y214e ff3ba fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diff\u00e9rentes<span class=\"_ _3\"></span> juridictions <span class=\"_ _3\"></span>dans lesque<span class=\"_ _3\"></span>lles op\u00e8re <span class=\"_ _3\"></span>le groupe<span class=\"_ _3\"></span> Ageas, dues<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 y214f ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des lois<span class=\"_ _0\"></span> et r\u00e9gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>scales l<span class=\"_ _0\"></span>ocales, <span class=\"_ _0\"></span>sont ment<span class=\"_ _0\"></span>ionn<span class=\"_ _0\"></span>\u00e9s aux ta<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y2150 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impos<span class=\"_ _0\"></span>ition a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>les dans <span class=\"_ _0\"></span>ces ju<span class=\"_ _0\"></span>ridicti<span class=\"_ _0\"></span>ons et se<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9partiss<span class=\"_ _0\"></span>ent entre l<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y2151 ff3ba fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubriques ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">apr\u00e8s.</span></div>\n<div class=\"t m0 x6 h62 y2152 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff3ba fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y68f ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 473px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68f ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 473px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 445px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 445px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Taux d'imposition applicable au<span class=\"_ _0\"></span> niveau groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 430px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 766px; bottom: 430px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Charges d'imp\u00f4ts attendues su<span class=\"_ _0\"></span>r le r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 416px; z-index: 15;\">308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff3bc fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Hausse (baisse) des imp\u00f4ts locaux r\u00e9sultant de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x55 h67 y69b ff3bc fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff3bc fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 386px; z-index: 15;\">Revenus exon\u00e9r\u00e9s (y compris dividende et plus<span class=\"ls0 ws0\">-</span><span class=\"wsed\">values)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 386px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 386px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Part dans le r\u00e9sultat n<span class=\"_ _0\"></span>et des entreprises associ\u00e9es<span class=\"_ _0\"></span> et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 371px; z-index: 15;\">(62)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 371px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">El\u00e9ments non admis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 356px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 356px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Pertes fiscales non comptabilis\u00e9es<span class=\"_ _0\"></span> ant\u00e9rieurement et \u00e9carts <span class=\"_ _0\"></span><span class=\"wsed\">temporaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6cb ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 341px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6cb ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 341px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 326px; z-index: 15;\">R\u00e9ductions et reprises de r<span class=\"_ _0\"></span>\u00e9duction d'actifs d'imp\u00f4ts di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s y compris<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">les pertes fiscales de l'exercice consid\u00e9r\u00e9es<span class=\"_ _0\"></span> comme non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">recouvrables<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xce h65 yb68 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 312px; z-index: 15;\">4</div>\n<div class=\"t m0 xe8 h65 yb68 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 312px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Impact de la variation <span class=\"_ _0\"></span>de taux d'imposition su<span class=\"_ _0\"></span>r les diff\u00e9rences <span class=\"wsed\">temporelles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x16 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 297px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 282px; z-index: 15;\">Incidence du diff\u00e9rentiel de <span class=\"_ _0\"></span>taux d'imposition \u00e9trangers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 282px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 267px; z-index: 15;\">Ajustements pour imp\u00f4ts courant<span class=\"_ _0\"></span>s et diff\u00e9r\u00e9s relatifs \u00e0 de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y694 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 267px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y694 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 267px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Imp\u00f4t diff\u00e9r\u00e9 sur placements dans des filiales, entreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls106 ws126\">et <span class=\"_ _3\"></span><span class=\"lse0 wsed\">coentreprises</span></span> </div>\n<div class=\"t m0 xe8 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 237px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 237px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 222px; z-index: 15;\">Imp\u00f4t local sur les rev<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 222px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 222px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 208px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(Taxes au niveau national, de l\u2019agglom\u00e9ration urb<span class=\"_ _0\"></span>aine, cantonales, communales<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 208px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 208px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 193px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 193px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 193px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff3bc fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 178px; z-index: 15;\">Charge<span class=\"_ _0\"></span>s (pr<span class=\"_ _0\"></span>oduits)<span class=\"_ _0\"></span> r\u00e9el<span class=\"_ _0\"></span>les d'<span class=\"_ _0\"></span>imp\u00f4ts<span class=\"_ _0\"></span> sur le<span class=\"_ _0\"></span> r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 178px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 178px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 167px; height: 794px; width: 92%; z-index: 3;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfExpensesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag438": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8res</div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff39b fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Dettes subordonn\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 786px; z-index: 15;\">87<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">85<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse3 ws125\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Passif loca<span class=\"_ _0\"></span>tif<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 771px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 771px; z-index: 15;\">17<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Emprunts aupr\u00e8s de <span class=\"wsed\">banques<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">27<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff39b fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Produits d\u00e9riv\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff39b fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 741px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">20<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff39b fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y694 ff39d fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Total des charges financ<span class=\"_ _0\"></span>i\u00e8res<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 712px; z-index: 15;\">187<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y694 ff39d fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 712px; z-index: 15;\">138<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 701px; height: 260px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 701px; height: 260px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfInterestExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag439": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">V<span class=\"_ _52\"></span>a<span class=\"_ _3\"></span>riations des</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls6b ws74\" style=\"z-index: 15;\">d\u00e9pr<span class=\"_ _3\"></span>\u00e9ciat<span class=\"_ _3\"></span>ions</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a0 fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3a0 fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Placements en actions et a<span class=\"_ _0\"></span>utres placements<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">128<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 786px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Investissements en titres d<span class=\"_ _0\"></span>e cr\u00e9ance<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 771px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a6 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Immeuble de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">4</div>\n<div class=\"t m0 x55 h65 y6a6 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 756px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3a0 fs45 fc15 sc0 lse2 wsf1\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Pr\u00eat<span class=\"_ _3\"></span>s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 741px; z-index: 15;\">(1)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 741px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Participations comptabilis\u00e9es selon la<span class=\"_ _0\"></span> m\u00e9thode de la m<span class=\"_ _0\"></span>ise en \u00e9quivalence<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3a0 fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">29<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y68f ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 727px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 712px; z-index: 15;\">R\u00e9assurance et autres cr\u00e9an<span class=\"_ _0\"></span>ces<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 712px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 712px; z-index: 15;\">3</div>\n<div class=\"t m0 x184 h65 y699 ff3a0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Immobilisations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 697px; z-index: 15;\">2</div>\n<div class=\"t m0 x55 h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3a0 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Goodwill et autres immobilisa<span class=\"_ _0\"></span>tions incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">1</div>\n<div class=\"t m0 xce h65 y694 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y699 ff3a0 fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Int\u00e9r\u00eats courus et autres actifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 667px; z-index: 15;\"> </div>\n<div class=\"t m0 xce h65 y699 ff3a0 fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h67 y183e ff3a2 fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s <span class=\"lse0 wsf0\">variations des d\u00e9pr\u00e9ciations<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x14f h67 y183e ff3a2 fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 652px; z-index: 15;\">167<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h67 y183e ff3a2 fs45 fc29 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">41<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1c35 ff3a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c36 ff3a0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1c37 ff3a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une perte de v<span class=\"_ _0\"></span>aleur d\u2019EU<span class=\"_ _0\"></span>R 29 milli<span class=\"_ _0\"></span>ons a \u00e9t\u00e9 com<span class=\"_ _0\"></span>ptabil<span class=\"_ _0\"></span>is\u00e9e dans la l<span class=\"_ _0\"></span>igne \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Partic<span class=\"_ _0\"></span>ipatio<span class=\"_ _0\"></span>ns <span class=\"wseb\">compt<span class=\"_ _0\"></span>abilis\u00e9<span class=\"_ _0\"></span>es selon l<span class=\"_ _0\"></span>a m\u00e9th<span class=\"_ _0\"></span>ode de la <span class=\"_ _0\"></span><span class=\"wse9\">mise en \u00e9quiv<span class=\"_ _0\"></span>alenc<span class=\"_ _0\"></span>e \u00bb, </span></span></span></div>\n<div class=\"t m0 x6 h62 y1c38 ff3a0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">relativ<span class=\"_ _0\"></span>e \u00e0 la partici<span class=\"_ _0\"></span>pation d<span class=\"_ _0\"></span>ans Royal<span class=\"_ _0\"></span> Sundara<span class=\"_ _0\"></span>m Genera<span class=\"_ _0\"></span>l Insuranc<span class=\"_ _0\"></span>e Compa<span class=\"_ _0\"></span>ny <span class=\"wse8\">Limite<span class=\"_ _0\"></span>d.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 579px; height: 382px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 579px; height: 382px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfImpairmentLossAndReversalOfImpairmentLossExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag433": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">F<span class=\"_ _1\"></span>ra<span class=\"_ _3\"></span>is de</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls16 ws19\" style=\"z-index: 15;\">personnel</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3aa fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges salariales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">653<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">590<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Charges sociales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">143<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">129<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Charges li\u00e9es aux r\u00e9gimes de<span class=\"_ _0\"></span> retraite \u00e0 prestations <span class=\"_ _0\"></span>d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 756px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a6 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 756px; z-index: 15;\">57<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Charges li\u00e9es \u00e0 des r\u00e9<span class=\"_ _0\"></span>gimes de retraite \u00e0 co<span class=\"_ _0\"></span>tisations d\u00e9finies<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y691 ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 741px; z-index: 15;\">9</div>\n<div class=\"t m0 xe8 h65 y691 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3aa fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">R\u00e9mun\u00e9ration fond\u00e9e sur des actions<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 727px; z-index: 15;\">3</div>\n<div class=\"t m0 xce h65 y68f ff3aa fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 727px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 712px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 712px; z-index: 15;\">63<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3aa fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 712px; z-index: 15;\">58<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y699 ff3ac fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s frais<span class=\"_ _0\"></span> de per<span class=\"_ _0\"></span>sonnel<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 697px; z-index: 15;\">922<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y699 ff3ac fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 697px; z-index: 15;\">852<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f08 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f09 ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1f0a ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wse8\">Autres<span class=\"ls0 ws0\"> <span class=\"lsde wsfa\">\u00bb comprend</span> </span></span>principal<span class=\"_ _0\"></span>ement d<span class=\"_ _0\"></span>\u2019autres av<span class=\"_ _0\"></span>antag<span class=\"_ _0\"></span>es du</div>\n<div class=\"t m0 x6 h62 y1f0b ff3aa fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nel \u00e0 cou<span class=\"_ _0\"></span>rt term<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1f0c ff3aa fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y212c ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La note 6 point<span class=\"_ _0\"></span> 6.1 <span class=\"ff3ad ls0 ws0\">\u00ab<span class=\"ff3aa\"> <span class=\"lsde wseb\">Avantages<span class=\"_ _3\"></span> du personne<span class=\"_ _3\"></span>l</span> </span>\u00bb<span class=\"ff3aa\"> <span class=\"_ _3\"></span><span class=\"lsde wsfa\">reprend plus<span class=\"_ _3\"></span> en d\u00e9tail </span></span></span></div>\n<div class=\"t m0 x1a h62 y212d ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">les avant<span class=\"_ _0\"></span>ages post<span class=\"_ _0\"></span>\u00e9rieurs \u00e0 l'<span class=\"_ _0\"></span>emploi e<span class=\"_ _0\"></span>t les autres<span class=\"_ _0\"></span> avantage<span class=\"_ _0\"></span>s \u00e0 long</div>\n<div class=\"t m0 x1a h62 y212e ff3aa fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">terme accord\u00e9s<span class=\"_ _3\"></span> au personnel, y<span class=\"_ _3\"></span> compris les charge<span class=\"_ _3\"></span>s de <span class=\"wseb\">retraite<span class=\"_ _3\"></span> li\u00e9es </span></div>\n<div class=\"t m0 x1a h62 y212f ff3aa fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">aux r\u00e9gim<span class=\"_ _0\"></span>es \u00e0 prestat<span class=\"_ _0\"></span>ions d\u00e9f<span class=\"_ _0\"></span>inies et \u00e0 coti<span class=\"_ _0\"></span>sations<span class=\"_ _0\"></span> d\u00e9fini<span class=\"_ _0\"></span>es. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 592px; height: 369px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 592px; height: 369px; width: 90%; z-index: 4;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag431": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6a0 ff3b1 fs45 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Immeubles \u00e0 usage propre<span class=\"_ _0\"></span> et parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Biens mobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y699 ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Logiciels acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Logiciels d\u00e9velopp\u00e9s en interne<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y183e ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres immobilisations <span class=\"wsed\">incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Autres charges de loca<span class=\"_ _0\"></span>tion et frais y aff\u00e9rents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Paiements variables au <span class=\"_ _0\"></span>titre de la location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> \u00e0 usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Honoraires professionnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 504px; z-index: 15;\">D\u00e9pr\u00e9ciation des co\u00fbts d'acquisi<span class=\"_ _0\"></span>tion diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing et relations publiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Co\u00fbts informatiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Charges de maintenance e<span class=\"_ _0\"></span>t de r\u00e9paration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Co\u00fbt de la vente des<span class=\"_ _0\"></span> immeubles d\u00e9tenus en<span class=\"_ _0\"></span> vue de la revente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff3b1 fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Total <span class=\"_ _0\"></span>des a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>harges<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t m0 x6 h62 y2135 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2136 ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2137 ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">L'op\u00e9rateur <span class=\"_ _3\"></span>de parking<span class=\"_ _3\"></span> <span class=\"lsdc\">d'Ageas I<span class=\"_ _0\"></span>nterp<span class=\"_ _0\"></span>arking a <span class=\"_ _0\"></span>conclu d<span class=\"_ _0\"></span>es acco<span class=\"_ _0\"></span>rds selo<span class=\"_ _0\"></span>n </span></div>\n<div class=\"t m0 x6 h62 y2138 ff3af fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">lesquels<span class=\"_ _0\"></span> un loy<span class=\"_ _0\"></span>er vari<span class=\"_ _0\"></span>able est p<span class=\"_ _0\"></span>ay\u00e9 po<span class=\"_ _0\"></span>ur les pa<span class=\"_ _0\"></span>rkings.<span class=\"_ _0\"></span> Les cha<span class=\"_ _0\"></span>rges</div>\n<div class=\"t m0 x6 h62 y2139 ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">locativ<span class=\"_ _0\"></span>es varia<span class=\"_ _0\"></span>bles sont pl<span class=\"_ _0\"></span>us \u00e9lev\u00e9es<span class=\"_ _0\"></span> en 2022 suit<span class=\"_ _0\"></span>e \u00e0 la repris<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x6 h62 y213a ff3af fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">l'impact de<span class=\"_ _3\"></span> la pand\u00e9<span class=\"_ _3\"></span>mie de Covid<span class=\"_ _3\"></span><span class=\"ls0 ws0\">-</span><span class=\"wsea\">19.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y213b ff3af fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y213c ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La rubri<span class=\"_ _0\"></span>que \u00ab<span class=\"ls0 ws0\"> </span><span class=\"wseb\">Loyers et<span class=\"_ _0\"></span> autres<span class=\"_ _0\"></span> char<span class=\"lsde\">ges directes li\u00e9es a<span class=\"_ _3\"></span>ux immeuble<span class=\"_ _3\"></span>s de </span></span></div>\n<div class=\"t m0 x1a h62 y213d ff3af fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">placeme<span class=\"_ _0\"></span>nt<span class=\"ls0 ws0\"> </span><span class=\"wse9\">\u00bb est en part<span class=\"_ _0\"></span>ie compens<span class=\"_ _0\"></span>\u00e9e par des pr<span class=\"_ _0\"></span>oduits t<span class=\"_ _0\"></span>els que </span></div>\n<div class=\"t m0 x1a h62 y213e ff3af fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s \u00e0 la note 35 Aut<span class=\"_ _0\"></span>res pro<span class=\"_ _0\"></span>duits. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 294px; height: 667px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 294px; height: 667px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 294px; height: 667px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff3b6 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff3b6 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours des<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es 2022 et 202<span class=\"_ _0\"></span>1, ces <span class=\"lsde wsfa\">honoraires se ventilen<span class=\"_ _3\"></span>t comme suit<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ce<span class=\"_ _3\"></span>s services son<span class=\"_ _3\"></span>t d\u00e9finis comme les mis<span class=\"_ _3\"></span>sions de contr\u00f4le des<span class=\"_ _3\"></span> Comptes annuels, de<span class=\"_ _3\"></span>s \u00c9tats financ<span class=\"_ _3\"></span>iers consolid\u00e9s<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y876 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la r<span class=\"_ _0\"></span>evue lim<span class=\"_ _0\"></span>it\u00e9e des \u00c9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers inte<span class=\"_ _0\"></span>rm\u00e9diai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y877 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> li\u00e9s au<span class=\"_ _3\"></span>x services <span class=\"_ _3\"></span>d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsdd ws12a\">ces services incluent les a<span class=\"lsdc wse9\">utres t<span class=\"_ _0\"></span>ravaux rel<span class=\"_ _0\"></span>atifs \u00e0 des pr<span class=\"_ _0\"></span>ospect<span class=\"_ _0\"></span>us, les trav<span class=\"_ _0\"></span>aux d'aud<span class=\"_ _0\"></span>it non stan<span class=\"_ _0\"></span>dard </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y878 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les autres<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de consu<span class=\"_ _0\"></span>ltance non li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019aud<span class=\"_ _0\"></span>it statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y879 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r conseil<span class=\"_ _3\"></span>s fiscaux</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y87a ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">a<span class=\"_ _3\"></span>utres honor<span class=\"_ _3\"></span>aires pour <span class=\"_ _3\"></span>services non</span><span class=\"ff3b4\">-<span class=\"_ _3\"></span><span class=\"lsde wsea\">audit</span> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ces<span class=\"_ _3\"></span> services repr\u00e9sen<span class=\"_ _3\"></span>tent princip<span class=\"lsdc wse9\">alement des act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s de support<span class=\"_ _0\"></span> et de consu<span class=\"_ _0\"></span>ltance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87b ff3b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 538px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 500px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 496px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 506px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 599px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 588px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 593px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 710px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 672px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 668px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 678px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 777px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 771px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 760px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 765px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Honoraires pour services li\u00e9s<span class=\"_ _0\"></span> <span class=\"wsf0\">aux services d'audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Honoraires pour services fi<span class=\"_ _0\"></span>scaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Autres honoraires pour services<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d3 ff3b9 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 5%; bottom: 778px; height: 328px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 778px; height: 328px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 778px; height: 328px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfOtherOperatingExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag440": {
   "value": "\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls75 ws7e\" style=\"z-index: 15;\">A<span class=\"_ _0\"></span>utres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">cha<span class=\"_ _3\"></span>rges</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3af fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc2a sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y6a0 ff3b1 fs45 fc2a sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y68c ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations corporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y68c ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 786px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Immeubles \u00e0 usage propre<span class=\"_ _0\"></span> et parkings<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 771px; z-index: 15;\">104<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 771px; z-index: 15;\">103<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Am\u00e9nagements des immeuble<span class=\"_ _0\"></span>s lou\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 756px; z-index: 15;\">6</div>\n<div class=\"t m0 xce h65 y6a6 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 756px; z-index: 15;\">5</div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 741px; z-index: 15;\">Immeubles de placement<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 741px; z-index: 15;\">95<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 741px; z-index: 15;\">97<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 727px; z-index: 15;\">Biens mobiliers<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 727px; z-index: 15;\">35<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 727px; z-index: 15;\">32<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 712px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y699 ff3b1 fs45 fc29 sc0 lse0 wsee\" style=\"left: 69px; bottom: 697px; z-index: 15;\">Amortissement des immobil<span class=\"_ _0\"></span>isations incorporelles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y699 ff3b1 fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 697px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 682px; z-index: 15;\">Logiciels acquis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 682px; z-index: 15;\">4</div>\n<div class=\"t m0 xce h65 y694 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 682px; z-index: 15;\">7</div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 667px; z-index: 15;\">Logiciels d\u00e9velopp\u00e9s en interne<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 667px; z-index: 15;\">8</div>\n<div class=\"t m0 xce h65 y699 ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 791px; bottom: 667px; z-index: 15;\">4</div>\n<div class=\"t m0 x184 h65 y183e ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 652px; z-index: 15;\">Value of Business acquired (VOBA)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 652px; z-index: 15;\">14<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y183e ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 652px; z-index: 15;\">11<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 637px; z-index: 15;\">Autres immobilisations <span class=\"wsed\">incorporelles<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 637px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6a0 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 637px; z-index: 15;\">30<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3af fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 623px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 69px; bottom: 608px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3af fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 608px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 593px; z-index: 15;\">Autres charges de loca<span class=\"_ _0\"></span>tion et frais y aff\u00e9rents<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 593px; z-index: 15;\">15<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y69b ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 593px; z-index: 15;\">18<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 578px; z-index: 15;\">Paiements variables au <span class=\"_ _0\"></span>titre de la location<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 578px; z-index: 15;\">88<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 578px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 563px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> de placement<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 563px; z-index: 15;\">52<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68c ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 563px; z-index: 15;\">51<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 548px; z-index: 15;\">Loyers et autres charges d<span class=\"_ _0\"></span>irectes li\u00e9es aux immeubles<span class=\"_ _0\"></span> \u00e0 usage propre<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 548px; z-index: 15;\">66<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 548px; z-index: 15;\">53<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 534px; z-index: 15;\">Honoraires professionnels<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 534px; z-index: 15;\">144<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y6a6 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 534px; z-index: 15;\">121<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 519px; z-index: 15;\">Co\u00fbts d'acquisition diff\u00e9r\u00e9s c<span class=\"_ _0\"></span>apitalis\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 602px; bottom: 519px; z-index: 15;\">(353)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y691 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 519px; z-index: 15;\">(416)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 504px; z-index: 15;\">D\u00e9pr\u00e9ciation des co\u00fbts d'acquisi<span class=\"_ _0\"></span>tion diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 504px; z-index: 15;\">375<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 504px; z-index: 15;\">418<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3af fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 489px; z-index: 15;\">Marketing et relations publiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y694 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 489px; z-index: 15;\">62<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 474px; z-index: 15;\">Co\u00fbts informatiques<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 474px; z-index: 15;\">213<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68f ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 474px; z-index: 15;\">197<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 459px; z-index: 15;\">Charges de maintenance e<span class=\"_ _0\"></span>t de r\u00e9paration<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 459px; z-index: 15;\">28<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 459px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3af fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 444px; z-index: 15;\">Co\u00fbt de la vente des<span class=\"_ _0\"></span> immeubles d\u00e9tenus en<span class=\"_ _0\"></span> vue de la revente<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 444px; z-index: 15;\">118<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y699 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 444px; z-index: 15;\">116<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 430px; z-index: 15;\">307<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y697 ff3af fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 430px; z-index: 15;\">290<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69d ff3b1 fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 415px; z-index: 15;\">Total <span class=\"_ _0\"></span>des a<span class=\"_ _0\"></span>utres c<span class=\"_ _0\"></span>harges<span class=\"_ _0\"></span><span class=\"ls0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 601px; bottom: 415px; z-index: 15;\">1.412<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h67 y69d ff3b1 fs45 fc29 sc0 lse0 wsed\" style=\"left: 773px; bottom: 415px; z-index: 15;\">1.269<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 404px; height: 421px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfDepreciationAndAmortisationExpenseExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag436": {
   "value": "\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h7d y834 ff3b6 fs50 fc10 sc0 lsfc ws118\" style=\"z-index: 15;\">41.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y835 ff3b6 fs50 fc10 sc0 ls10d ws130\" style=\"z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y836 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Au cours des<span class=\"_ _0\"></span> exercic<span class=\"_ _0\"></span>es 2022 et 202<span class=\"_ _0\"></span>1, ces <span class=\"lsde wsfa\">honoraires se ventilen<span class=\"_ _3\"></span>t comme suit<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span>: </span></span></div>\n<div class=\"t m0 x6 h62 y837 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ce<span class=\"_ _3\"></span>s services son<span class=\"_ _3\"></span>t d\u00e9finis comme les mis<span class=\"_ _3\"></span>sions de contr\u00f4le des<span class=\"_ _3\"></span> Comptes annuels, de<span class=\"_ _3\"></span>s \u00c9tats financ<span class=\"_ _3\"></span>iers consolid\u00e9s<span class=\"_ _3\"></span> </span></span></span></div>\n<div class=\"t m0 x5c h62 y876 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que la r<span class=\"_ _0\"></span>evue lim<span class=\"_ _0\"></span>it\u00e9e des \u00c9tat<span class=\"_ _0\"></span>s financ<span class=\"_ _0\"></span>iers inte<span class=\"_ _0\"></span>rm\u00e9diai<span class=\"_ _0\"></span>res<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y877 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r services<span class=\"_ _3\"></span> li\u00e9s au<span class=\"_ _3\"></span>x services <span class=\"_ _3\"></span>d'audit</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>: <span class=\"lsdd ws12a\">ces services incluent les a<span class=\"lsdc wse9\">utres t<span class=\"_ _0\"></span>ravaux rel<span class=\"_ _0\"></span>atifs \u00e0 des pr<span class=\"_ _0\"></span>ospect<span class=\"_ _0\"></span>us, les trav<span class=\"_ _0\"></span>aux d'aud<span class=\"_ _0\"></span>it non stan<span class=\"_ _0\"></span>dard </span></span></span></span></div>\n<div class=\"t m0 x5c h62 y878 ff3b4 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et les autres<span class=\"_ _0\"></span> servic<span class=\"_ _0\"></span>es de consu<span class=\"_ _0\"></span>ltance non li<span class=\"_ _0\"></span>\u00e9s \u00e0 l\u2019aud<span class=\"_ _0\"></span>it statuta<span class=\"_ _0\"></span>ire<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x6 h62 y879 ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">h<span class=\"_ _3\"></span>onoraires pou<span class=\"_ _3\"></span>r conseil<span class=\"_ _3\"></span>s fiscaux</span><span class=\"ff3b4\"> <span class=\"_ _3\"></span>; </span></span></div>\n<div class=\"t m0 x6 h62 y87a ff3b7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">\u2022<span class=\"ff3b8\"> <span class=\"_ _41\"> </span><span class=\"ff3b4 lsde wseb\">a<span class=\"_ _3\"></span>utres honor<span class=\"_ _3\"></span>aires pour <span class=\"_ _3\"></span>services non</span><span class=\"ff3b4\">-<span class=\"_ _3\"></span><span class=\"lsde wsea\">audit</span> <span class=\"_ _3\"></span>: <span class=\"lsde wsfa\">ces<span class=\"_ _3\"></span> services repr\u00e9sen<span class=\"_ _3\"></span>tent princip<span class=\"lsdc wse9\">alement des act<span class=\"_ _0\"></span>ivit<span class=\"_ _0\"></span>\u00e9s de support<span class=\"_ _0\"></span> et de consu<span class=\"_ _0\"></span>ltance.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></span></span></div>\n<div class=\"t m0 x6 h62 y87b ff3b4 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 538px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 500px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 496px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 506px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 605px; bottom: 923px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 599px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 588px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 593px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 y6de ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 710px; bottom: 923px; z-index: 15;\"> </div>\n<div class=\"t m0 x195 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 672px; bottom: 908px; z-index: 15;\">Auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1dd h65 y6a0 ff3b4 fs45 fc29 sc0 lse2 wsf1\" style=\"left: 668px; bottom: 894px; z-index: 15;\">stat<span class=\"_ _3\"></span>utair<span class=\"_ _3\"></span>es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 678px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x233 h65 y6de ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 777px; bottom: 923px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x232 h65 y69b ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 771px; bottom: 908px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x176 h65 y6a0 ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 760px; bottom: 894px; z-index: 15;\">auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x196 h65 y68c ff3b4 fs45 fc29 sc0 lse0 wsed\" style=\"left: 765px; bottom: 879px; z-index: 15;\">d'Ageas<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 908px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 894px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 879px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y6d1 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 863px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 848px; z-index: 15;\">Honoraires des auditeurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 620px; bottom: 848px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 848px; z-index: 15;\">4</div>\n<div class=\"t m0 x3f h65 y68c ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 792px; bottom: 848px; z-index: 15;\">2</div>\n<div class=\"t m0 x184 h65 y68a ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 833px; z-index: 15;\">Honoraires pour services li\u00e9s<span class=\"_ _0\"></span> <span class=\"wsf0\">aux services d'audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 533px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x3f h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 705px; bottom: 833px; z-index: 15;\">1</div>\n<div class=\"t m0 x64 h65 y68a ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 833px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 819px; z-index: 15;\">Honoraires pour services fi<span class=\"_ _0\"></span>scaux<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 yb68 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 819px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3b4 fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 804px; z-index: 15;\">Autres honoraires pour services<span class=\"_ _0\"></span> non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">audit<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 538px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 625px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 710px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x64 h65 y691 ff3b4 fs45 fc15 sc0 ls0 ws0\" style=\"left: 797px; bottom: 804px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6d3 ff3b9 fs45 fc29 sc0 lse5 wsf4\" style=\"left: 69px; bottom: 789px; z-index: 15;\">Total<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 533px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 620px; bottom: 789px; z-index: 15;\">3</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 705px; bottom: 789px; z-index: 15;\">5</div>\n<div class=\"t m0 x3f h67 y6d3 ff3b9 fs45 fc29 sc0 ls0 ws0\" style=\"left: 792px; bottom: 789px; z-index: 15;\">2</div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 6%; bottom: 778px; height: 328px; width: 88%; z-index: 5;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuditorsRemunerationExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag435": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">Cha<span class=\"_ _3\"></span>rges d<span class=\"_ _3\"></span>\u2019imp\u00f4<span class=\"_ _0\"></span>ts</div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">sur le r\u00e9<span class=\"_ _0\"></span>sulta<span class=\"_ _0\"></span>t</div>\n<div class=\"t m0 xf8 h65 y1a33 ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 816px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y1a33 ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 816px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 801px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 786px; z-index: 15;\">Charges d'imp\u00f4ts exigibles de<span class=\"_ _0\"></span> la p\u00e9riode en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 786px; z-index: 15;\">201<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 786px; z-index: 15;\">235<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 771px; z-index: 15;\">Ajustements des imp\u00f4ts exigible<span class=\"_ _0\"></span>s des p\u00e9riodes pr\u00e9c\u00e9den<span class=\"_ _0\"></span>tes<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 771px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 771px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 756px; z-index: 15;\">Total des charges d'imp\u00f4ts exigibles<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 756px; z-index: 15;\">195<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y6a6 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 756px; z-index: 15;\">231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y694 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 744px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 729px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s aff\u00e9rents \u00e0 la<span class=\"_ _0\"></span> p\u00e9riode en cours<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 729px; z-index: 15;\">31<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 729px; z-index: 15;\">(5)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 715px; z-index: 15;\">Impact des changements de<span class=\"_ _0\"></span> taux d'imposition sur<span class=\"_ _0\"></span> les imp\u00f4ts diff\u00e9r\u00e9s<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 715px; z-index: 15;\"> </div>\n<div class=\"t m0 x16 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 715px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6de ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 700px; z-index: 15;\">Imp\u00f4ts diff\u00e9r\u00e9s r\u00e9sultant de<span class=\"_ _0\"></span> la r\u00e9duction ou (de la<span class=\"_ _0\"></span> reprise)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6de ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6de ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 700px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 685px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">d'actifs d'imp\u00f4ts diff\u00e9r\u00e9s</span> </div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 685px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y6a0 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 670px; z-index: 15;\">Pertes fiscales non rec<span class=\"_ _0\"></span>onnues ant\u00e9rieurement, cr\u00e9dits d'i<span class=\"_ _0\"></span>mp\u00f4ts et<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a0 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 670px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 655px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsf0\">diff\u00e9rences temporelles r\u00e9duisant la charge d'imp\u00f4t diff\u00e9r\u00e9</span> </div>\n<div class=\"t m0 xce h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 655px; z-index: 15;\">3</div>\n<div class=\"t m0 x55 h65 y69b ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 655px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y6a0 ff3bc fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 640px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges <span class=\"lse2 wsf7\">(produi<span class=\"_ _3\"></span>ts) d'<span class=\"_ _3\"></span>imp\u00f4t<span class=\"_ _3\"></span> diff<span class=\"_ _3\"></span>\u00e9r\u00e9<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 xe8 h67 y6a0 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 614px; bottom: 640px; z-index: 15;\">34<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h67 y6a0 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 779px; bottom: 640px; z-index: 15;\">(16)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6a6 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 628px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h67 y797 ff3bc fs45 fc29 sc0 lse1 wsf6\" style=\"left: 69px; bottom: 613px; z-index: 15;\">Total de<span class=\"_ _0\"></span>s char<span class=\"_ _0\"></span>ges (pr<span class=\"_ _0\"></span>oduits)<span class=\"_ _0\"></span> d'imp<span class=\"_ _0\"></span>\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y797 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 613px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y797 ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 613px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y2146 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2147 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2148 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le table<span class=\"_ _0\"></span>au suiv<span class=\"_ _0\"></span>ant pr\u00e9s<span class=\"_ _0\"></span>ente le <span class=\"_ _0\"></span>rappro<span class=\"_ _0\"></span>chement e<span class=\"_ _0\"></span>ntre l<span class=\"_ _0\"></span>\u2019imp\u00f4t s<span class=\"_ _0\"></span>ur le</div>\n<div class=\"t m0 x6 h62 y2149 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">r\u00e9sult<span class=\"_ _0\"></span>at atten<span class=\"_ _0\"></span>du et l\u2019i<span class=\"_ _0\"></span>mp\u00f4t su<span class=\"_ _0\"></span>r le <span class=\"lsde wsfa\">r\u00e9sultat r\u00e9el. \u00c9tant donn\u00e9<span class=\"_ _3\"></span> que la </span></div>\n<div class=\"t m0 x6 h62 y214a ff3ba fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">consolidation<span class=\"_ _3\"></span> du reporting finan<span class=\"_ _3\"></span>cier se fait au<span class=\"_ _3\"></span> niveau de la holding<span class=\"_ _3\"></span> m\u00e8re</div>\n<div class=\"t m0 x6 h62 y214b ff3ba fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">belge, Ag<span class=\"_ _0\"></span>eas SA/N<span class=\"_ _0\"></span>V, le taux d\u2019im<span class=\"_ _0\"></span>posit<span class=\"_ _0\"></span>ion \u00ab<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">groupe</span> </span>\u00bb est d\u00e9termin\u00e9 p<span class=\"_ _0\"></span>ar</div>\n<div class=\"t m0 x6 h62 y214c ff3ba fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le taux d\u2019im<span class=\"_ _0\"></span>positi<span class=\"_ _0\"></span>on des soci<span class=\"_ _0\"></span>\u00e9t\u00e9s appli<span class=\"_ _0\"></span>cable en Be<span class=\"_ _0\"></span>lgique.<span class=\"_ _0\"></span> Les \u00e9carts</div>\n<div class=\"t m0 x1a h62 y214d ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la <span class=\"wse9\">c<span class=\"_ _0\"></span>harge f<span class=\"_ _0\"></span>iscale att<span class=\"_ _0\"></span>endue et eff<span class=\"_ _0\"></span>ective s<span class=\"_ _0\"></span>ur les reve<span class=\"_ _0\"></span>nus dans le<span class=\"_ _0\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y214e ff3ba fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">diff\u00e9rentes<span class=\"_ _3\"></span> juridictions <span class=\"_ _3\"></span>dans lesque<span class=\"_ _3\"></span>lles op\u00e8re <span class=\"_ _3\"></span>le groupe<span class=\"_ _3\"></span> Ageas, dues<span class=\"_ _3\"></span> \u00e0</div>\n<div class=\"t m0 x1a h62 y214f ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">des lois<span class=\"_ _0\"></span> et r\u00e9gl<span class=\"_ _0\"></span>ementat<span class=\"_ _0\"></span>ions fi<span class=\"_ _0\"></span>scales l<span class=\"_ _0\"></span>ocales, <span class=\"_ _0\"></span>sont ment<span class=\"_ _0\"></span>ionn<span class=\"_ _0\"></span>\u00e9s aux ta<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x1a h62 y2150 ff3ba fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019impos<span class=\"_ _0\"></span>ition a<span class=\"_ _0\"></span>pplicab<span class=\"_ _0\"></span>les dans <span class=\"_ _0\"></span>ces ju<span class=\"_ _0\"></span>ridicti<span class=\"_ _0\"></span>ons et se<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">r\u00e9partiss<span class=\"_ _0\"></span>ent entre l<span class=\"_ _0\"></span>es </span></span></div>\n<div class=\"t m0 x1a h62 y2151 ff3ba fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">rubriques ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span></span><span class=\"wsea\">apr\u00e8s.</span></div>\n<div class=\"t m0 x6 h62 y2152 ff3ba fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y68f ff3ba fs45 fc29 sc0 ls0 ws0\" style=\"left: 69px; bottom: 473px; z-index: 15;\"> </div>\n<div class=\"t m0 xf8 h65 y68f ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 603px; bottom: 473px; z-index: 15;\">2022<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xf8 h65 y68f ff3ba fs45 fc29 sc0 lse0 wsed\" style=\"left: 775px; bottom: 473px; z-index: 15;\">2021<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 460px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 445px; z-index: 15;\">R\u00e9sultat avant imp\u00f4ts<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 601px; bottom: 445px; z-index: 15;\">1.452<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x193 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 773px; bottom: 445px; z-index: 15;\">1.231<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69b ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 430px; z-index: 15;\">Taux d'imposition applicable au<span class=\"_ _0\"></span> niveau groupe<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 594px; bottom: 430px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xff h65 y69b ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 766px; bottom: 430px; z-index: 15;\">25,00%<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 416px; z-index: 15;\">Charges d'imp\u00f4ts attendues su<span class=\"_ _0\"></span>r le r\u00e9sultat<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 609px; bottom: 416px; z-index: 15;\">363<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 781px; bottom: 416px; z-index: 15;\">308<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff3bc fs45 fc29 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 401px; z-index: 15;\">Hausse (baisse) des imp\u00f4ts locaux r\u00e9sultant de<span class=\"ls0 ws0\"> : </span></div>\n<div class=\"t m0 x55 h67 y69b ff3bc fs45 fc29 sc0 ls0 ws0\" style=\"left: 624px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h67 y69b ff3bc fs45 fc29 sc0 ls0 ws0\" style=\"left: 796px; bottom: 401px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 386px; z-index: 15;\">Revenus exon\u00e9r\u00e9s (y compris dividende et plus<span class=\"ls0 ws0\">-</span><span class=\"wsed\">values)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 386px; z-index: 15;\">(72)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 386px; z-index: 15;\">(29)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 371px; z-index: 15;\">Part dans le r\u00e9sultat n<span class=\"_ _0\"></span>et des entreprises associ\u00e9es<span class=\"_ _0\"></span> et coentreprises<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 371px; z-index: 15;\">(62)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x223 h65 y68c ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 774px; bottom: 371px; z-index: 15;\">(111)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 356px; z-index: 15;\">El\u00e9ments non admis<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 356px; z-index: 15;\">23<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y68a ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 356px; z-index: 15;\">21<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6cb ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 341px; z-index: 15;\">Pertes fiscales non comptabilis\u00e9es<span class=\"_ _0\"></span> ant\u00e9rieurement et \u00e9carts <span class=\"_ _0\"></span><span class=\"wsed\">temporaires<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x16 h65 y6cb ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 607px; bottom: 341px; z-index: 15;\">(24)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6cb ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 341px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 326px; z-index: 15;\">R\u00e9ductions et reprises de r<span class=\"_ _0\"></span>\u00e9duction d'actifs d'imp\u00f4ts di<span class=\"_ _0\"></span>ff\u00e9r\u00e9s y compris<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 326px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 yb68 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 312px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">les pertes fiscales de l'exercice consid\u00e9r\u00e9es<span class=\"_ _0\"></span> comme non<span class=\"ls0 ws0\">-</span><span class=\"wsed\">recouvrables<span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 xce h65 yb68 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 619px; bottom: 312px; z-index: 15;\">4</div>\n<div class=\"t m0 xe8 h65 yb68 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 312px; z-index: 15;\">33<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 297px; z-index: 15;\">Impact de la variation <span class=\"_ _0\"></span>de taux d'imposition su<span class=\"_ _0\"></span>r les diff\u00e9rences <span class=\"wsed\">temporelles<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y691 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 297px; z-index: 15;\"> </div>\n<div class=\"t m0 x16 h65 y691 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 297px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 282px; z-index: 15;\">Incidence du diff\u00e9rentiel de <span class=\"_ _0\"></span>taux d'imposition \u00e9trangers<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 282px; z-index: 15;\">(2)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 282px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y694 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 267px; z-index: 15;\">Ajustements pour imp\u00f4ts courant<span class=\"_ _0\"></span>s et diff\u00e9r\u00e9s relatifs \u00e0 de<span class=\"_ _0\"></span>s exercices ant\u00e9rieurs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y694 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 267px; z-index: 15;\">(7)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y694 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 785px; bottom: 267px; z-index: 15;\">(4)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y6d3 ff3ba fs45 fc15 sc0 lse0 wsf0\" style=\"left: 69px; bottom: 252px; z-index: 15;\">Imp\u00f4t diff\u00e9r\u00e9 sur placements dans des filiales, entreprises associ\u00e9es<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y6d3 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 252px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 237px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"ls106 ws126\">et <span class=\"_ _3\"></span><span class=\"lse0 wsed\">coentreprises</span></span> </div>\n<div class=\"t m0 xe8 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 614px; bottom: 237px; z-index: 15;\">12<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 xe8 h65 y697 ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 786px; bottom: 237px; z-index: 15;\">19<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h65 y699 ff3ba fs45 fc15 sc0 lse0 wsee\" style=\"left: 69px; bottom: 222px; z-index: 15;\">Imp\u00f4t local sur les rev<span class=\"_ _0\"></span>enus<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x55 h65 y699 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 222px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y699 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 222px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 69px; bottom: 208px; z-index: 15;\"> <span class=\"_ _5\"> </span><span class=\"lse0 wsee\">(Taxes au niveau national, de l\u2019agglom\u00e9ration urb<span class=\"_ _0\"></span>aine, cantonales, communales<span class=\"_ _0\"></span>)<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 624px; bottom: 208px; z-index: 15;\"> </div>\n<div class=\"t m0 x55 h65 y697 ff3ba fs45 fc15 sc0 ls0 ws0\" style=\"left: 796px; bottom: 208px; z-index: 15;\"> </div>\n<div class=\"t m0 x184 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 69px; bottom: 193px; z-index: 15;\">Autres<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16c h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 613px; bottom: 193px; z-index: 15;\">(6)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x16 h65 y69d ff3ba fs45 fc15 sc0 lse0 wsed\" style=\"left: 779px; bottom: 193px; z-index: 15;\">(11)<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x184 h67 y69b ff3bc fs45 fc29 sc0 lse1 ws0\" style=\"left: 69px; bottom: 178px; z-index: 15;\">Charge<span class=\"_ _0\"></span>s (pr<span class=\"_ _0\"></span>oduits)<span class=\"_ _0\"></span> r\u00e9el<span class=\"_ _0\"></span>les d'<span class=\"_ _0\"></span>imp\u00f4ts<span class=\"_ _0\"></span> sur le<span class=\"_ _0\"></span> r\u00e9s<span class=\"_ _0\"></span>ultat<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 609px; bottom: 178px; z-index: 15;\">229<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x14f h67 y69b ff3bc fs45 fc29 sc0 lse0 wsed\" style=\"left: 781px; bottom: 178px; z-index: 15;\">215<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 4%; bottom: 167px; height: 794px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 3%; bottom: 167px; height: 794px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfIncomeTaxExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag373": {
   "value": "\n<div><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">Passifs<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls138 ws164\" style=\"z-index: 15;\">\u00e9ve<span class=\"_ _2\"></span>n<span class=\"_ _3\"></span>t<span class=\"_ _51\"></span>u<span class=\"_ _3\"></span>e<span class=\"_ _2\"></span>l<span class=\"_ _2\"></span>s</div>\n<div class=\"t m0 x6 h7d yf8f ff3c2 fs50 fce sc0 ls10b ws12e\" style=\"z-index: 15;\">43.1<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d yf90 ff3c2 fs50 fce sc0 lsfd ws119\" style=\"z-index: 15;\">Passifs <span class=\"_ _3\"></span>\u00e9ventuels relatifs <span class=\"_ _3\"></span>aux</div>\n<div class=\"t m0 x6 h7d yf91 ff3c2 fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">proc\u00e9dures judiciaires<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h75 yf92 ff3c3 fs49 fc15 sc0 lsf6 ws110\" style=\"z-index: 15;\">A l\u2019instar de tout groupe financier,</div>\n<div class=\"t m0 x6 h75 yf93 ff3c3 fs49 fc15 sc0 lsf5 ws10f\" style=\"z-index: 15;\">le <span class=\"lsf6 ws110\">groupe Ageas est impliqu\u00e9, en </span></div>\n<div class=\"t m0 x6 h75 yf94 ff3c3 fs49 fc15 sc0 lsf6 ws116\" style=\"z-index: 15;\">tant que partie d\u00e9fender<span class=\"_ _3\"></span>esse, dans</div>\n<div class=\"t m0 x6 h75 yf95 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">une s\u00e9rie d\u2019action<span class=\"_ _0\"></span>s, de litiges et de</div>\n<div class=\"t m0 x6 h75 yf96 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">proc\u00e9dures judiciaires d\u00e9<span class=\"_ _0\"></span>coulant du</div>\n<div class=\"t m0 x6 h75 yf97 ff3c3 fs49 fc15 sc0 lsf5 ws0\" style=\"z-index: 15;\">cours normal de ses act<span class=\"_ _0\"></span>ivit\u00e9s.<span class=\"ls0\"> </span></div>\n<div class=\"t m0 x6 h62 y2176 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2177 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Par aill<span class=\"_ _0\"></span>eurs, \u00e0 l<span class=\"_ _0\"></span>a suite <span class=\"_ _0\"></span>des \u00e9v\u00e9n<span class=\"_ _0\"></span>ements<span class=\"_ _0\"></span> et des f<span class=\"_ _0\"></span>aits inte<span class=\"_ _0\"></span>rvenus <span class=\"_ _0\"></span>dans le c<span class=\"_ _0\"></span>adre de<span class=\"_ _0\"></span> l\u2019a<span class=\"lsde\">ncien groupe </span></div>\n<div class=\"t m0 x21b h62 y2178 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Fortis ent<span class=\"_ _0\"></span>re mai 2007 et<span class=\"_ _0\"></span> octobr<span class=\"_ _0\"></span>e 2008 (l\u2019ac<span class=\"_ _0\"></span>quisit<span class=\"_ _0\"></span>ion d'\u00e9l\u00e9<span class=\"_ _0\"></span>ments d'A<span class=\"_ _0\"></span>BN AMRO et l\u2019<span class=\"_ _0\"></span>augment<span class=\"_ _0\"></span>ation du</div>\n<div class=\"t m0 x21b h62 y2179 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">capital en sept<span class=\"_ _3\"></span>embre<span class=\"ls0 ws0\">-<span class=\"lsdc wse9\">octobre 200<span class=\"_ _0\"></span>7, l\u2019anno<span class=\"_ _0\"></span>nce du plan d<span class=\"_ _0\"></span>e solvabil<span class=\"_ _0\"></span>it\u00e9 en juin<span class=\"_ _0\"></span> 2008, la cessi<span class=\"_ _0\"></span>on des </span></span></div>\n<div class=\"t m0 x21b h62 y217a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">activit<span class=\"_ _0\"></span>\u00e9s bancai<span class=\"_ _0\"></span>res et des act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>aises<span class=\"ls0 ws0\"> </span>d'as<span class=\"_ _0\"></span>suranc<span class=\"_ _0\"></span>e en septemb<span class=\"_ _0\"></span>re<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">octobre 2008)<span class=\"_ _3\"></span>, Ageas </span></span></div>\n<div class=\"t m0 x21b h62 y217b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est impli<span class=\"_ _0\"></span>qu\u00e9 dans un c<span class=\"_ _0\"></span>ertain n<span class=\"_ _0\"></span>ombre d'act<span class=\"_ _0\"></span>ions en jus<span class=\"_ _0\"></span>tice. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y217c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y217d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 14 mars 201<span class=\"_ _0\"></span>6, Ageas a co<span class=\"_ _0\"></span>nvenu d'<span class=\"_ _0\"></span>un r\u00e8gleme<span class=\"_ _0\"></span>nt pour<span class=\"_ _0\"></span> un montant d\u2019<span class=\"_ _0\"></span>EUR<span class=\"ls0 ws0\"> <span class=\"lsf8 ws111\">1,2</span> <span class=\"_ _3\"></span></span>millia<span class=\"_ _0\"></span>rd avec</div>\n<div class=\"t m0 x21b h62 y217e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">plusieurs organ<span class=\"_ _3\"></span>isations de pla<span class=\"_ _3\"></span>ignants, repr\u00e9s<span class=\"_ _3\"></span>entatives d'une<span class=\"_ _3\"></span> <span class=\"wseb\">s\u00e9rie d'actionna<span class=\"_ _3\"></span>ires dans pl<span class=\"_ _3\"></span>usieurs </span></div>\n<div class=\"t m0 x21b h62 y217f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ures coll<span class=\"_ _0\"></span>ectives d<span class=\"_ _0\"></span>evant les t<span class=\"_ _0\"></span>ribunaux<span class=\"_ _0\"></span> belges et<span class=\"_ _0\"></span> n\u00e9erland<span class=\"_ _0\"></span>ais. Le 23 mai 2<span class=\"_ _0\"></span>016, les pa<span class=\"_ _0\"></span>rties au</div>\n<div class=\"t m0 x21b h62 y2180 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">r\u00e8glement,<span class=\"_ _3\"></span> c'est<span class=\"ls0 ws0\">-\u00e0<span class=\"_ _3\"></span>-<span class=\"lsdc wse9\">dire Ageas, D<span class=\"_ _0\"></span>eminor, St<span class=\"_ _0\"></span>ichtin<span class=\"_ _0\"></span>g FortisEf<span class=\"_ _0\"></span>fect, St<span class=\"_ _0\"></span>ichting I<span class=\"_ _0\"></span>nvesto<span class=\"_ _0\"></span>r Claims Ag<span class=\"_ _0\"></span>ainst </span></span></div>\n<div class=\"t m0 x21b h62 y2181 ff3c0 fs43 fc15 sc0 lsf0 ws10c\" style=\"z-index: 15;\">Fortis, VEB et Stichting<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">FORset<span class=\"_ _0\"></span>tlement<span class=\"_ _0\"></span> ont demand<span class=\"_ _0\"></span>\u00e9 \u00e0 la Cour d'A<span class=\"_ _0\"></span>ppel d'Am<span class=\"_ _0\"></span>sterdam d<span class=\"_ _0\"></span>e d\u00e9clare<span class=\"_ _0\"></span>r le </span></span></div>\n<div class=\"t m0 x21b h62 y2182 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent contr<span class=\"_ _0\"></span>aignant p<span class=\"_ _0\"></span>our tous les ac<span class=\"_ _0\"></span>tionna<span class=\"_ _0\"></span>ires Fort<span class=\"_ _0\"></span>is \u00e9ligibl<span class=\"_ _0\"></span>es qui n\u2019a<span class=\"_ _0\"></span>uraient<span class=\"_ _0\"></span> pas exerc<span class=\"_ _0\"></span>\u00e9 leur</div>\n<div class=\"t m0 x21b h62 y2183 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-</span>out dura<span class=\"_ _0\"></span>nt une cert<span class=\"_ _0\"></span>aine p\u00e9r<span class=\"_ _0\"></span>iode, conf<span class=\"_ _0\"></span>orm\u00e9m<span class=\"_ _0\"></span>ent \u00e0 la loi n\u00e9er<span class=\"_ _0\"></span>landais<span class=\"_ _0\"></span>e sur le r\u00e8g<span class=\"_ _0\"></span>lement</div>\n<div class=\"t m0 x21b h62 y2184 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">collect<span class=\"_ _0\"></span>if de dom<span class=\"_ _0\"></span>mages d<span class=\"_ _0\"></span>e masse (<span class=\"_ _0\"></span>Wet Co<span class=\"_ _0\"></span>llecti<span class=\"_ _0\"></span>eve Afwi<span class=\"_ _0\"></span>kkeling <span class=\"_ _0\"></span>Massasc<span class=\"_ _0\"></span>hade).<span class=\"_ _0\"></span> Ageas<span class=\"_ _0\"></span> a \u00e9gale<span class=\"_ _0\"></span>ment</div>\n<div class=\"t m0 x21b h62 y2185 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu un ac<span class=\"_ _0\"></span>cord avec<span class=\"_ _0\"></span> Me Arnauts<span class=\"_ _0\"></span> et Me Lenss<span class=\"_ _0\"></span>ens, deux<span class=\"_ _0\"></span> avocats qui o<span class=\"_ _0\"></span>nt intent<span class=\"_ _0\"></span>\u00e9 des actio<span class=\"_ _0\"></span>ns en</div>\n<div class=\"t m0 x21b h62 y2186 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">justice con<span class=\"_ _3\"></span>tre Ageas <span class=\"_ _3\"></span>au nom de<span class=\"_ _3\"></span> plusieurs <span class=\"_ _3\"></span>plaignants, e<span class=\"_ _3\"></span>t en<span class=\"ls0 ws0\"> </span><span class=\"wsfa\">2017<span class=\"_ _3\"></span> avec la soci\u00e9t\u00e9<span class=\"_ _3\"></span> luxembourgeoise<span class=\"_ _3\"></span> </span></div>\n<div class=\"t m0 x21b h62 y2187 ff3c0 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Archand s.\u00e0<span class=\"_ _3\"></span>.r.l. et se<span class=\"_ _3\"></span>s affili\u00e9s <span class=\"_ _3\"></span>pour sou<span class=\"_ _3\"></span>tenir le <span class=\"_ _3\"></span>r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2188 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2189 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 16 juin 20<span class=\"_ _0\"></span>17, la Cour a pri<span class=\"_ _0\"></span>s la d\u00e9cisio<span class=\"_ _0\"></span>n provis<span class=\"_ _0\"></span>oire de ne p<span class=\"_ _0\"></span>as d\u00e9clar<span class=\"_ _0\"></span>er le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x21b h62 y218a ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans sa form<span class=\"_ _0\"></span>e initi<span class=\"_ _0\"></span>ale. Le 16 oct<span class=\"_ _0\"></span>obre 2017,<span class=\"_ _0\"></span> Ageas a d\u00e9c<span class=\"_ _0\"></span>id\u00e9 de cons<span class=\"_ _0\"></span>entir un<span class=\"_ _0\"></span> dernier eff<span class=\"_ _0\"></span>ort</div>\n<div class=\"t m0 x21b h62 y218b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suppl\u00e9m<span class=\"_ _0\"></span>entaire d<span class=\"_ _0\"></span>\u2019EUR 10<span class=\"_ _0\"></span>0 millions.<span class=\"_ _0\"></span> <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y218c ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y218d ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 d\u00e9cem<span class=\"_ _0\"></span>bre 2017, le<span class=\"_ _0\"></span>s parties<span class=\"_ _0\"></span> ont d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un accord de r<span class=\"_ _0\"></span>\u00e8gleme<span class=\"_ _0\"></span>nt modifi\u00e9 et<span class=\"_ _0\"></span> r\u00e9vis\u00e9 a<span class=\"_ _0\"></span>upr\u00e8s de la</div>\n<div class=\"t m0 x21b h62 y218e ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Cour. Consumenten<span class=\"_ _3\"></span>claim, qui \u00e9ta<span class=\"_ _3\"></span>it oppos\u00e9e au r\u00e8glem<span class=\"_ _3\"></span>ent sous sa forme<span class=\"_ _3\"></span> initiale de 2016,<span class=\"_ _3\"></span> <span class=\"lsdc wseb\">a acc<span class=\"_ _0\"></span>ept\u00e9 </span></div>\n<div class=\"t m0 x21b h62 y218f ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de soute<span class=\"_ _0\"></span>nir le r\u00e8gle<span class=\"_ _0\"></span>ment de 20<span class=\"_ _0\"></span>17.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2190 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2191 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 13 juill<span class=\"_ _0\"></span>et 2018, la Co<span class=\"_ _0\"></span>ur d\u2019Appel<span class=\"_ _0\"></span> d\u2019Amster<span class=\"_ _0\"></span>dam a d\u00e9cl<span class=\"_ _0\"></span>ar\u00e9 le r\u00e8gle<span class=\"_ _0\"></span>ment cont<span class=\"_ _0\"></span>raigna<span class=\"_ _0\"></span>nt pour les</div>\n<div class=\"t m0 x21b h62 y2192 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es (c'est<span class=\"_ _0\"></span><span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span><span class=\"lsdc wse9\">dire les pers<span class=\"_ _0\"></span>onnes ay<span class=\"_ _0\"></span>ant d\u00e9ten<span class=\"_ _0\"></span>u des action<span class=\"_ _0\"></span>s Fortis \u00e0 to<span class=\"_ _0\"></span>ut moment </span></span></div>\n<div class=\"t m0 x21b h62 y2193 ff3c0 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">entre la c<span class=\"_ _0\"></span>l\u00f4tur<span class=\"_ _0\"></span>e de<span class=\"lsde wsfa\">s march\u00e9s le 28 f\u00e9vrier 2007<span class=\"_ _3\"></span> et la cl\u00f4ture de<span class=\"_ _3\"></span>s march\u00e9s le 14 oct<span class=\"_ _3\"></span>obre 2008). Agea<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x21b h62 y2194 ff3c0 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">a renonc\u00e9 \u00e0 son dro<span class=\"_ _3\"></span>it de r\u00e9siliat<span class=\"_ _3\"></span>ion le 21 d\u00e9cembre 2018 r<span class=\"_ _3\"></span>endant le r\u00e8gleme<span class=\"_ _3\"></span>nt d\u00e9finitiveme<span class=\"_ _3\"></span>nt final.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x21b h62 y2195 ff3c0 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x21b h62 y2196 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les Actio<span class=\"_ _0\"></span>nnaires A<span class=\"_ _0\"></span>dmissi<span class=\"_ _0\"></span>bles avai<span class=\"_ _0\"></span>ent donc dr<span class=\"_ _0\"></span>oit \u00e0 une inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour <span class=\"lsde wseb\">les \u00e9v\u00e9nements de 2<span class=\"_ _3\"></span>007<span class=\"ls0 ws0\">-</span></span></div>\n<div class=\"t m0 x21b h62 y2197 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008, sous<span class=\"_ _0\"></span> r\u00e9serve<span class=\"_ _0\"></span> d'une d\u00e9ch<span class=\"_ _0\"></span>arge comp<span class=\"_ _0\"></span>l\u00e8te de res<span class=\"_ _0\"></span>ponsab<span class=\"_ _0\"></span>ilit\u00e9 \u00e0 l'\u00e9<span class=\"_ _0\"></span>gard de ces \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s et</div>\n<div class=\"t m0 x21b h62 y2198 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">confor<span class=\"_ _0\"></span>m\u00e9ment aux<span class=\"_ _0\"></span> (autres) m<span class=\"_ _0\"></span>odalit<span class=\"_ _0\"></span>\u00e9s de l'acco<span class=\"_ _0\"></span>rd de r\u00e8gl<span class=\"_ _0\"></span>ement. Ce<span class=\"_ _0\"></span>la signif<span class=\"_ _0\"></span>ie en outre q<span class=\"_ _0\"></span>ue les</div>\n<div class=\"t m0 x21b h62 y2199 ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Action<span class=\"_ _0\"></span>naires Ad<span class=\"_ _0\"></span>missibl<span class=\"_ _0\"></span>es qui n'av<span class=\"_ _0\"></span>aient pas ex<span class=\"_ _0\"></span>erc\u00e9 leur<span class=\"_ _0\"></span> option de no<span class=\"_ _0\"></span>n<span class=\"ls0 ws0\">-<span class=\"lsde wseb\">participation<span class=\"_ _3\"></span> dans les<span class=\"_ _3\"></span> d\u00e9lais </span></span></div>\n<div class=\"t m0 x21b h62 y219a ff3c0 fs43 fc15 sc0 lsdd wse9\" style=\"z-index: 15;\">(c\u2019est<span class=\"ls0 ws0\">-\u00e0-<span class=\"_ _3\"></span></span><span class=\"lsdc\">dire au plu<span class=\"_ _0\"></span>s tard le 31 d\u00e9c<span class=\"_ _0\"></span>embre 201<span class=\"_ _0\"></span>8), qu\u2019i<span class=\"_ _0\"></span>ls aient ou non d<span class=\"_ _0\"></span>\u00e9pos\u00e9 un fo<span class=\"_ _0\"></span>rmulai<span class=\"_ _0\"></span>re de </span></div>\n<div class=\"t m0 x21b h62 y219b ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e dans les tem<span class=\"_ _0\"></span>ps, \u00e9taie<span class=\"_ _0\"></span>nt r\u00e9put\u00e9<span class=\"_ _0\"></span>s de droit av<span class=\"_ _0\"></span>oir acco<span class=\"_ _0\"></span>rd\u00e9 cette d\u00e9<span class=\"_ _0\"></span>charge de r<span class=\"_ _0\"></span>esponsa<span class=\"_ _0\"></span>bilit\u00e9 et</div>\n<div class=\"t m0 x21b h62 y219c ff3c0 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">avoir ren<span class=\"_ _0\"></span>onc\u00e9<span class=\"ls0 ws0\"> </span><span class=\"wseb\">\u00e0 tout<span class=\"_ _0\"></span> droit e<span class=\"_ _0\"></span>n lien av<span class=\"_ _0\"></span>ec les \u00e9v<span class=\"_ _0\"></span>\u00e9nement<span class=\"_ _0\"></span>s.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 239px; height: 722px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 239px; height: 722px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 239px; height: 722px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">La p\u00e9rio<span class=\"_ _0\"></span>de de d\u00e9p\u00f4t des d<span class=\"_ _0\"></span>emande<span class=\"_ _0\"></span>s a commenc<span class=\"_ _0\"></span>\u00e9 le 27 juillet<span class=\"_ _0\"></span> 2018 et</div>\n<div class=\"t m0 x6 h62 y8b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">s\u2019est ter<span class=\"_ _0\"></span>min\u00e9e le 2<span class=\"_ _0\"></span>8 juillet 20<span class=\"_ _0\"></span>19. Au 31 d\u00e9c<span class=\"_ _0\"></span>embre 202<span class=\"_ _0\"></span>2, un monta<span class=\"_ _0\"></span>nt</div>\n<div class=\"t m0 x6 h62 y8b3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019EUR 1.<span class=\"_ _0\"></span>309 milli<span class=\"_ _0\"></span>ons avait d<span class=\"_ _0\"></span>\u00e9j\u00e0 \u00e9t\u00e9 pa<span class=\"lsde wseb\">y\u00e9 aux Actionnaires<span class=\"_ _3\"></span> Admissibles </span></div>\n<div class=\"t m0 x6 h62 y93e ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et une prov<span class=\"_ _0\"></span>ision re<span class=\"_ _0\"></span>stante d\u2019<span class=\"_ _0\"></span>EUR 1,3 mill<span class=\"_ _0\"></span>ion avait \u00e9t<span class=\"_ _0\"></span>\u00e9 reconn<span class=\"_ _0\"></span>ue pour le</div>\n<div class=\"t m0 x6 h62 y93f ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e8glem<span class=\"_ _0\"></span>ent (voir not<span class=\"_ _0\"></span>e 25 <span class=\"ff3c9 ls0 ws0\">\u00ab<span class=\"ff3c7\"> <span class=\"lsf7 wseb\">Pro<span class=\"_ _3\"></span>visio<span class=\"_ _3\"></span>ns</span> </span>\u00bb<span class=\"_ _3\"></span></span><span class=\"wse8\">).<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x6 h62 y940 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y941 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 23 juin 20<span class=\"_ _0\"></span>22, Ageas a ann<span class=\"_ _0\"></span>onc\u00e9 la cl\u00f4<span class=\"_ _0\"></span>ture du r\u00e8g<span class=\"_ _0\"></span>lement,<span class=\"_ _0\"></span> \u00e0 l\u2019except<span class=\"_ _0\"></span>ion</div>\n<div class=\"t m0 x6 h62 y942 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019un nombre<span class=\"_ _3\"></span> limit\u00e9 de<span class=\"_ _3\"></span> demandes non<span class=\"_ _3\"></span> r\u00e9so<span class=\"wsfa\">lues. Le<span class=\"_ _3\"></span>s derni\u00e8res tranc<span class=\"_ _3\"></span>hes </span></div>\n<div class=\"t m0 x6 h62 y943 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on ont \u00e9t\u00e9 pay<span class=\"_ _0\"></span>\u00e9es fin ao\u00fbt<span class=\"_ _0\"></span> 2022. Les co<span class=\"_ _0\"></span>\u00fbts potent<span class=\"_ _0\"></span>iels pou<span class=\"_ _0\"></span>r</div>\n<div class=\"t m0 x6 h62 y944 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">les demandes non<span class=\"_ _3\"></span> r\u00e9solues qu\u2019Ageas<span class=\"_ _3\"></span> s\u2019est engag\u00e9e \u00e0 pre<span class=\"_ _3\"></span>ndre en</div>\n<div class=\"t m0 x6 h62 y945 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">charge sont cou<span class=\"_ _3\"></span>verts par la provis<span class=\"_ _3\"></span>ion mentionn\u00e9e ci<span class=\"ls0 ws0\">-<span class=\"_ _3\"></span><span class=\"lsdc wse8\">dessus.</span> </span></div>\n<div class=\"t m0 x6 h7d y843 ff3ca fs50 fce sc0 ls10d ws130\" style=\"z-index: 15;\">Proc<span class=\"ls0 ws0\">\u00e9<span class=\"ls100 ws11b\">dure<span class=\"_ _3\"></span>s R<span class=\"lsfd ws119\">\u00e9s<span class=\"_ _3\"></span>iduelles</span></span> </span></div>\n<div class=\"t m0 x6 h62 yf5f ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Maintenant<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">que le r\u00e8gle<span class=\"_ _0\"></span>ment est d<span class=\"_ _0\"></span>evenu d\u00e9fi<span class=\"_ _0\"></span>nitif, l<span class=\"_ _0\"></span>es parties<span class=\"_ _0\"></span> qui \u00e9taient<span class=\"_ _0\"></span> </span></span></div>\n<div class=\"t m0 x6 h62 yf60 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">en faveur <span class=\"_ _3\"></span>du r\u00e8glemen<span class=\"_ _3\"></span>t se son<span class=\"_ _3\"></span>t engag\u00e9es \u00e0<span class=\"_ _3\"></span> mettre fi<span class=\"_ _3\"></span>n \u00e0 leurs<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 yf61 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">proc\u00e9dures j<span class=\"_ _3\"></span>udiciaires. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y1758 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y1759 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les parti<span class=\"_ _0\"></span>es qui ont rem<span class=\"_ _0\"></span>is un avis de r<span class=\"_ _0\"></span>enonci<span class=\"_ _0\"></span>ation dans l<span class=\"_ _0\"></span>es d\u00e9lais</div>\n<div class=\"t m0 x6 h62 y175a ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">peuvent repr<span class=\"_ _3\"></span>endre leur<span class=\"_ _3\"></span>s <span class=\"lsdc wse9\">proc\u00e9dur<span class=\"_ _0\"></span>es judici<span class=\"_ _0\"></span>aires aux<span class=\"_ _0\"></span> Pays<span class=\"ls0 ws0\">-</span>Bas ou, le cas<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y175b ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e9ch\u00e9ant, repr<span class=\"_ _3\"></span>endre ou <span class=\"_ _3\"></span>poursuivre<span class=\"_ _3\"></span> leurs proc\u00e9du<span class=\"_ _3\"></span>res judicia<span class=\"_ _3\"></span>ires en</div>\n<div class=\"t m0 x6 h62 y219e ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Belgique.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y219f ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y21a0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans les <span class=\"_ _3\"></span>paragraphes <span class=\"_ _3\"></span>suivants, no<span class=\"_ _3\"></span>us fournissons<span class=\"_ _3\"></span> un aper\u00e7u<span class=\"_ _3\"></span> complet de<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y21a1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">toutes les<span class=\"_ _0\"></span> proc\u00e9d<span class=\"_ _0\"></span>ures r\u00e9sid<span class=\"_ _0\"></span>uelles qui<span class=\"_ _0\"></span> \u00e9taient so<span class=\"_ _0\"></span>it termin<span class=\"_ _0\"></span>\u00e9es en <span class=\"lsde wseb\">2022, soit </span></div>\n<div class=\"t m0 x6 h62 y21a2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u2019\u00e9taie<span class=\"_ _0\"></span>nt pas term<span class=\"_ _0\"></span>in\u00e9es au 31 d<span class=\"_ _0\"></span>\u00e9cembre 2<span class=\"_ _0\"></span>022. Cell<span class=\"_ _0\"></span>es<span class=\"ls0 ws0\">-<span class=\"lsdd ws12a\">ci constituent les </span></span></div>\n<div class=\"t m0 x6 h62 y21a3 ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">passifs \u00e9ven<span class=\"_ _3\"></span>tuels sans provision<span class=\"_ _3\"></span>s.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y21a4 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wseb\">Aux Pays</span>-<span class=\"lsde wsea\">Ba<span class=\"_ _3\"></span>s </span> </span></div>\n<div class=\"t m0 x6 h7e y21a5 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Cebu<span class=\"_ _3\"></span>lon</span> </span></div>\n<div class=\"t m0 x6 h62 y21a6 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Le 14 jui<span class=\"_ _0\"></span>llet 20<span class=\"_ _0\"></span>20, la s<span class=\"_ _0\"></span>oci\u00e9t\u00e9 d\u2019<span class=\"_ _0\"></span>investis<span class=\"_ _0\"></span>sement<span class=\"_ _0\"></span> n\u00e9erla<span class=\"_ _0\"></span>ndaise C<span class=\"_ _0\"></span>ebulo<span class=\"_ _0\"></span>n a</div>\n<div class=\"t m0 x6 h62 y21a7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">engag\u00e9 des<span class=\"_ _3\"></span> poursuites <span class=\"_ _3\"></span>judiciaires <span class=\"_ _3\"></span>co<span class=\"lsdc\">ntre Agea<span class=\"_ _0\"></span>s et cert<span class=\"_ _0\"></span>ains </span></div>\n<div class=\"t m0 x6 h62 y21a8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">cod\u00e9fe<span class=\"_ _0\"></span>ndeurs c<span class=\"_ _0\"></span>oncern<span class=\"_ _0\"></span>ant la pr<span class=\"_ _0\"></span>\u00e9tendu<span class=\"_ _0\"></span>e commun<span class=\"_ _0\"></span>icatio<span class=\"_ _0\"></span>n trom<span class=\"_ _0\"></span>peuse en</div>\n<div class=\"t m0 x6 h62 y21a9 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">2007<span class=\"ls0 ws0\">-<span class=\"lsdc wseb\">2008. En sa qu<span class=\"_ _0\"></span>alit\u00e9 <span class=\"_ _0\"></span>d'ancien<span class=\"_ _0\"></span> action<span class=\"_ _0\"></span>naire de F<span class=\"_ _0\"></span>ortis,<span class=\"_ _0\"></span> Cebulo<span class=\"_ _0\"></span>n </span></span></div>\n<div class=\"t m0 x6 h62 y21aa ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">r\u00e9clame u<span class=\"_ _0\"></span>ne indem<span class=\"_ _0\"></span>nit\u00e9 pour les<span class=\"_ _0\"></span> dommag<span class=\"_ _0\"></span>es pr\u00e9ten<span class=\"_ _0\"></span>dumen<span class=\"_ _0\"></span>t subis. Le</div>\n<div class=\"t m0 x6 h62 y21ab ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">tribuna<span class=\"_ _0\"></span>l comp\u00e9te<span class=\"_ _0\"></span>nt est le Tri<span class=\"_ _0\"></span>bunal de Pre<span class=\"_ _0\"></span>mi\u00e8re Ins<span class=\"_ _0\"></span>tance d'U<span class=\"_ _0\"></span>trecht<span class=\"_ _0\"></span>. Une</div>\n<div class=\"t m0 x6 h62 y21ac ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">audienc<span class=\"_ _0\"></span>e d\u2019intro<span class=\"_ _0\"></span>ducti<span class=\"_ _0\"></span>on a eu lieu le 9 sept<span class=\"_ _0\"></span>embre 2<span class=\"_ _0\"></span>020 \u00e0 Utrec<span class=\"_ _0\"></span>ht. Les</div>\n<div class=\"t m0 x6 h62 y21ad ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">parties \u00e9c<span class=\"_ _3\"></span>hangent actuel<span class=\"_ _3\"></span>lement leur<span class=\"_ _3\"></span>s conclusions<span class=\"_ _3\"></span> \u00e9crites.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7e y21ae ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.1.2<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wseb\">In<span class=\"_ _3\"></span>vestisseur i<span class=\"_ _3\"></span>ndividuel h<span class=\"_ _3\"></span>ollandais</span> </span></div>\n<div class=\"t m0 x6 h62 y21af ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Le 29 janvier 2021<span class=\"_ _3\"></span>, un investisse<span class=\"_ _3\"></span>ur individuel hol<span class=\"_ _3\"></span>landais <span class=\"lsdc wse9\">a intent\u00e9 une </span></div>\n<div class=\"t m0 x6 h62 y21b0 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">proc\u00e9d<span class=\"_ _0\"></span>ure contr<span class=\"_ _0\"></span>e Ageas.<span class=\"_ _0\"></span> Il a r\u00e9c<span class=\"_ _0\"></span>lam\u00e9 un<span class=\"_ _0\"></span>e compe<span class=\"_ _0\"></span>nsatio<span class=\"_ _0\"></span>n pour l<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x6 h62 y21b1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dommag<span class=\"_ _0\"></span>es pr\u00e9te<span class=\"_ _0\"></span>ndument<span class=\"_ _0\"></span> subis en rais<span class=\"_ _0\"></span>on de la crise F<span class=\"_ _0\"></span>ortis en 2<span class=\"_ _0\"></span>007<span class=\"ls0 ws0\">-</span></div>\n<div class=\"t m0 x6 h62 y21b2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">2008. Le tr<span class=\"_ _0\"></span>ibunal com<span class=\"_ _0\"></span>p\u00e9tent est<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de Premi<span class=\"_ _0\"></span>\u00e8re Instan<span class=\"_ _0\"></span>ce</div>\n<div class=\"t m0 x6 h62 y21b3 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Utrecht. U<span class=\"_ _3\"></span>ne audien<span class=\"_ _3\"></span>ce d\u2019introduct<span class=\"_ _3\"></span>ion a eu l<span class=\"_ _3\"></span>ieu <span class=\"lsdc wse9\">le 10 mars 2021. Les<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x6 h62 y21b4 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> se sont <span class=\"_ _0\"></span>mises d\u2019<span class=\"_ _0\"></span>accor<span class=\"_ _0\"></span>d pour met<span class=\"_ _0\"></span>tre fin<span class=\"_ _0\"></span> \u00e0 la proc<span class=\"_ _0\"></span>\u00e9dure <span class=\"_ _0\"></span>en</div>\n<div class=\"t m0 x6 h62 y21b5 ff3c7 fs43 fc15 sc0 lsfe ws11a\" style=\"z-index: 15;\">juin<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">202<span class=\"_ _3\"></span>2.</span> </span></div>\n<div class=\"t m0 x6 h62 y21b6 ff3c7 fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">En Belgique</span> </span></div>\n<div class=\"t m0 x6 h7e y21b7 ff3cb fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.2.1<span class=\"ls0 ws0\"> <span class=\"_ _1db\"> </span><span class=\"lsde wsea\">Modr<span class=\"_ _3\"></span>ikamen</span> </span></div>\n<div class=\"t m0 x6 h62 y21b8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Une s\u00e9rie d\u2019<span class=\"_ _0\"></span>action<span class=\"_ _0\"></span>naires re<span class=\"_ _0\"></span>pr\u00e9sent<span class=\"_ _0\"></span>\u00e9s par Me Mo<span class=\"_ _0\"></span>drikamen o<span class=\"_ _0\"></span>nt entam\u00e9<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x6 h62 y21b9 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 28 ja<span class=\"_ _0\"></span>nvier 200<span class=\"_ _0\"></span>9 devant le T<span class=\"_ _0\"></span>ribunal de <span class=\"lsde wsfa\">Commerce de </span></div>\n<div class=\"t m0 x6 h62 y21ba ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es, dema<span class=\"_ _0\"></span>ndant init<span class=\"_ _0\"></span>ialeme<span class=\"_ _0\"></span>nt l\u2019annu<span class=\"_ _0\"></span>lation de la v<span class=\"_ _0\"></span>ente d\u2019A<span class=\"_ _0\"></span>SR \u00e0 l\u2019\u00c9tat</div>\n<div class=\"t m0 x1a h62 y21bb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">n\u00e9erla<span class=\"_ _0\"></span>ndais et de la v<span class=\"_ _0\"></span>ente de Fort<span class=\"_ _0\"></span>is Banqu<span class=\"_ _0\"></span>e \u00e0 la SFPI (et ensu<span class=\"_ _0\"></span>ite \u00e0 BNP</div>\n<div class=\"t m0 x1a h62 y21bc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Paribas<span class=\"_ _0\"></span>) ou des inde<span class=\"_ _0\"></span>mnit\u00e9s co<span class=\"_ _0\"></span>mpens<span class=\"_ _0\"></span>atoires.<span class=\"_ _0\"></span> Le 8 d\u00e9cembr<span class=\"_ _0\"></span>e 2009, le</div>\n<div class=\"t m0 x1a h62 y21bd ff3c7 fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Tribunal s\u2019est<span class=\"_ _3\"></span> notamment d\u00e9clar\u00e9<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">incomp\u00e9te<span class=\"_ _0\"></span>nt pour con<span class=\"_ _0\"></span>na\u00eetre d\u2019<span class=\"_ _0\"></span>une </span></span></div>\n<div class=\"t m0 x1a h62 y21be ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">affaire i<span class=\"_ _0\"></span>mpliqu<span class=\"_ _0\"></span>ant des part<span class=\"_ _0\"></span>ies d\u00e9fe<span class=\"_ _0\"></span>nderess<span class=\"_ _0\"></span>es n\u00e9erla<span class=\"_ _0\"></span>ndaises<span class=\"_ _0\"></span>. Le 17</div>\n<div class=\"t m0 x1a h62 y21bf ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">janvier 2<span class=\"_ _0\"></span>013, la Cour d<span class=\"_ _0\"></span>\u2019Appel d<span class=\"_ _0\"></span>e Bruxell<span class=\"_ _0\"></span>es a confirm<span class=\"_ _0\"></span>\u00e9 le jugeme<span class=\"_ _0\"></span>nt rendu</div>\n<div class=\"t m0 x1a h62 y21c0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en premi\u00e8<span class=\"_ _0\"></span>re instan<span class=\"_ _0\"></span>ce. En juill<span class=\"_ _0\"></span>et 2014, Me M<span class=\"_ _0\"></span>odrika<span class=\"_ _0\"></span>men a d\u00e9pos<span class=\"_ _0\"></span>\u00e9 un</div>\n<div class=\"t m0 x1a h62 y21c1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi e<span class=\"_ _0\"></span>n Cassati<span class=\"_ _0\"></span>on sur ce poi<span class=\"_ _0\"></span>nt. La Cour de Ca<span class=\"_ _0\"></span>ssatio<span class=\"_ _0\"></span>n a rejet\u00e9 le<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21c2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pourvoi,<span class=\"_ _0\"></span> le 23 octobr<span class=\"_ _0\"></span>e 2015. Me M<span class=\"_ _0\"></span>odrikam<span class=\"_ _0\"></span>en a poursu<span class=\"_ _0\"></span>ivi la proc\u00e9<span class=\"_ _0\"></span>dure</div>\n<div class=\"t m0 x1a h62 y21c3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en cours dev<span class=\"_ _0\"></span>ant le Tr<span class=\"_ _0\"></span>ibunal de C<span class=\"_ _0\"></span>ommerce r<span class=\"_ _0\"></span>elativ<span class=\"_ _0\"></span>e \u00e0 la vente de For<span class=\"_ _0\"></span>tis</div>\n<div class=\"t m0 x1a h62 y21c4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Banque vi<span class=\"_ _0\"></span>sant l\u2019o<span class=\"_ _0\"></span>btention d<span class=\"_ _0\"></span>e dommag<span class=\"_ _0\"></span>es et int\u00e9r<span class=\"_ _0\"></span>\u00eats \u00e0 payer p<span class=\"_ _0\"></span>ar BNP</div>\n<div class=\"t m0 x1a h62 y21c5 ff3c7 fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">Par<span class=\"lsdc wse9\">ibas \u00e0 Ageas,<span class=\"_ _0\"></span> et par Ageas<span class=\"_ _0\"></span> aux plaigna<span class=\"_ _0\"></span>nts. Dans<span class=\"_ _0\"></span> un jugement<span class=\"_ _0\"></span> </span></div>\n<div class=\"t m0 x1a h62 y21c6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">interm\u00e9<span class=\"_ _0\"></span>diaire du 4 no<span class=\"_ _0\"></span>vembre 2<span class=\"_ _0\"></span>014, la Cou<span class=\"_ _0\"></span>r a d\u00e9clar\u00e9 ir<span class=\"_ _0\"></span>recevab<span class=\"_ _0\"></span>les</div>\n<div class=\"t m0 x1a h62 y21c7 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">environ 50<span class=\"_ _3\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">% des demand<span class=\"_ _0\"></span>es origin<span class=\"_ _0\"></span>ales. Le 29 av<span class=\"_ _0\"></span>ril 2016,<span class=\"_ _0\"></span> le Tribun<span class=\"_ _0\"></span>al de </span></span></div>\n<div class=\"t m0 x1a h62 y21c8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Commerc<span class=\"_ _0\"></span>e de Bruxel<span class=\"_ _0\"></span>les a d\u00e9cid\u00e9 d<span class=\"_ _0\"></span>e suspen<span class=\"_ _0\"></span>dre la proc<span class=\"_ _0\"></span>\u00e9dure dan<span class=\"lsdd\">s </span></div>\n<div class=\"t m0 x1a h62 y21c9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">l\u2019attent<span class=\"_ _0\"></span>e du r\u00e9s<span class=\"_ _0\"></span>ultat de<span class=\"_ _0\"></span> la proc<span class=\"_ _0\"></span>\u00e9dure p<span class=\"_ _0\"></span>\u00e9nale. C<span class=\"_ _0\"></span>ette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e a</div>\n<div class=\"t m0 x1a h62 y21ca ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mainten<span class=\"_ _0\"></span>ant \u00e9t\u00e9 r\u00e9a<span class=\"_ _0\"></span>ctiv\u00e9e et l<span class=\"_ _0\"></span>es partie<span class=\"_ _0\"></span>s \u00e9change<span class=\"_ _0\"></span>nt leurs co<span class=\"_ _0\"></span>nclusi<span class=\"_ _0\"></span>ons</div>\n<div class=\"t m0 x1a h62 y21cb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites.<span class=\"_ _0\"></span> Rien n\u2019est<span class=\"_ _0\"></span> plus dema<span class=\"_ _0\"></span>nd\u00e9 \u00e0 Ageas d<span class=\"_ _0\"></span>ans cett<span class=\"_ _0\"></span>e proc\u00e9dur<span class=\"_ _0\"></span>e. Le 7</div>\n<div class=\"t m0 x1a h62 y21cc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">juin 2020,<span class=\"_ _0\"></span> Ageas a co<span class=\"_ _0\"></span>nclu un accor<span class=\"_ _0\"></span>d de r\u00e8glem<span class=\"_ _0\"></span>ent avec <span class=\"lsde wseb\">Me Modrikamen </span></div>\n<div class=\"t m0 x1a h62 y21cd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et ses clie<span class=\"_ _0\"></span>nts qui ont exe<span class=\"_ _0\"></span>rc\u00e9 leur f<span class=\"_ _0\"></span>acult\u00e9 d\u2019<span class=\"_ _0\"></span>opt<span class=\"ls0 ws0\">-<span class=\"lsde wsfa\">out, en vertu duquel<span class=\"_ _3\"></span> ces </span></span></div>\n<div class=\"t m0 x1a h62 y21ce ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">person<span class=\"_ _0\"></span>nes ne pour<span class=\"_ _0\"></span>suivent pl<span class=\"_ _0\"></span>us cette pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e contre Age<span class=\"_ _0\"></span>as.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21cf ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.2<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span>Deminor </span></div>\n<div class=\"t m0 x1a h62 y21d0 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Un certai<span class=\"_ _0\"></span>n nombre d\u2019<span class=\"_ _0\"></span>actionn<span class=\"_ _0\"></span>aires in<span class=\"_ _0\"></span>dividu<span class=\"_ _0\"></span>els rasse<span class=\"_ _0\"></span>mbl\u00e9s aut<span class=\"_ _0\"></span>our de</div>\n<div class=\"t m0 x1a h62 y21d1 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Deminor <span class=\"_ _3\"></span>International (<span class=\"_ _3\"></span>actuellement d\u00e9<span class=\"_ _3\"></span>nomm\u00e9 DRS Be<span class=\"_ _3\"></span>lgium) ont<span class=\"_ _3\"></span> intent\u00e9</div>\n<div class=\"t m0 x1a h62 y21d2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">une proc\u00e9<span class=\"_ _0\"></span>dure le 13 ja<span class=\"_ _0\"></span>nvier 201<span class=\"_ _0\"></span>0 devant le T<span class=\"_ _0\"></span>ribunal de C<span class=\"_ _0\"></span>ommerc<span class=\"_ _0\"></span>e de</div>\n<div class=\"t m0 x1a h62 y21d3 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Bruxell<span class=\"_ _0\"></span>es pour r\u00e9cl<span class=\"_ _0\"></span>amer des d<span class=\"_ _0\"></span>ommages et<span class=\"_ _0\"></span> int\u00e9r\u00eats,<span class=\"_ _0\"></span> en se pr\u00e9val<span class=\"_ _0\"></span>ant</div>\n<div class=\"t m0 x1a h62 y21d4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019une com<span class=\"_ _0\"></span>munica<span class=\"_ _0\"></span>tion d\u00e9fic<span class=\"_ _0\"></span>iente vo<span class=\"_ _0\"></span>ire trompe<span class=\"_ _0\"></span>use de la part<span class=\"_ _0\"></span> de Fortis<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21d5 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">durant la<span class=\"_ _3\"></span> p\u00e9ri<span class=\"wsfa\">ode allant de<span class=\"_ _3\"></span> mars 2007 \u00e0 octobre<span class=\"_ _3\"></span> 2008. Le 28 avri<span class=\"_ _3\"></span>l 2014, </span></div>\n<div class=\"t m0 x1a h62 y21d6 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">le Tribun<span class=\"_ _0\"></span>al a d\u00e9clar<span class=\"_ _0\"></span>\u00e9, dans un ju<span class=\"_ _0\"></span>gement int<span class=\"_ _0\"></span>erloc<span class=\"_ _0\"></span>utoire, q<span class=\"_ _0\"></span>ue quelqu<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x1a h62 y21d7 ff3c7 fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">25<span class=\"ls0 ws0\"> </span><span class=\"wseb\">% des dem<span class=\"_ _0\"></span>andes \u00e9t<span class=\"_ _0\"></span>aient i<span class=\"_ _0\"></span>rreceva<span class=\"_ _0\"></span>bles. L<span class=\"_ _0\"></span>es part<span class=\"_ _0\"></span>ies sont<span class=\"_ _0\"></span> en trai<span class=\"_ _0\"></span>n de </span></div>\n<div class=\"t m0 x1a h62 y21d8 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc\u00e9<span class=\"_ _0\"></span>dure.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h7e y21d9 ff3cb fs43 fc1c sc0 ls13a ws12d\" style=\"z-index: 15;\">1.2.3<span class=\"ls0 ws0\"> <span class=\"_ _207\"> </span><span class=\"ls13b wseb\">Autres actions pour le c<span class=\"_ _0\"></span>ompte d\u2019actionnair<span class=\"_ _0\"></span>es individuels<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></span></span></div>\n<div class=\"t m0 x1a h62 y21da ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 12 septem<span class=\"_ _0\"></span>bre 2012,<span class=\"_ _0\"></span> Patrip<span class=\"_ _0\"></span>art, un (anci<span class=\"_ _0\"></span>en) acti<span class=\"_ _0\"></span>onnaire<span class=\"_ _0\"></span> Fortis, et sa</div>\n<div class=\"t m0 x1a h62 y21db ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">soci\u00e9t\u00e9 m<span class=\"_ _0\"></span>\u00e8re, Patr<span class=\"_ _0\"></span>invest,<span class=\"_ _0\"></span> ont intent<span class=\"_ _0\"></span>\u00e9, devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Comm<span class=\"_ _0\"></span>erce</div>\n<div class=\"t m0 x1a h62 y21dc ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de Bruxel<span class=\"_ _0\"></span>les, une act<span class=\"_ _0\"></span>ion en dom<span class=\"_ _0\"></span>mages et int<span class=\"_ _0\"></span>\u00e9r\u00eats su<span class=\"_ _0\"></span>r la base</div>\n<div class=\"t m0 x1a h62 y21dd ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">d\u2019inform<span class=\"_ _0\"></span>ation d<span class=\"_ _0\"></span>\u00e9failla<span class=\"_ _0\"></span>nte ou trom<span class=\"_ _0\"></span>peuse da<span class=\"_ _0\"></span>ns le context<span class=\"_ _0\"></span>e de l\u2019\u00e9mi<span class=\"_ _0\"></span>ssion de</div>\n<div class=\"t m0 x1a h62 y21de ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">droits de 2<span class=\"_ _0\"></span>007. Le 1er f\u00e9v<span class=\"_ _0\"></span>rier 201<span class=\"_ _0\"></span>6, le Tribu<span class=\"_ _0\"></span>nal a enti\u00e8r<span class=\"_ _0\"></span>ement re<span class=\"_ _0\"></span>jet\u00e9 la</div>\n<div class=\"t m0 x1a h62 y21df ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">demand<span class=\"_ _0\"></span>e. Le 16 mars 20<span class=\"_ _0\"></span>16, Patri<span class=\"_ _0\"></span>nvest a fait<span class=\"_ _0\"></span> appel dev<span class=\"_ _0\"></span>ant la Cour</div>\n<div class=\"t m0 x1a h62 y21e0 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019Appel de<span class=\"_ _3\"></span> Bruxelles. L<span class=\"_ _3\"></span>es partie<span class=\"_ _3\"></span>s \u00e9changent <span class=\"_ _3\"></span>leurs derni\u00e8<span class=\"_ _3\"></span>res conclus<span class=\"lsfe ws11a\">ion<span class=\"_ _3\"></span>s </span></div>\n<div class=\"t m0 x1a h62 y21e1 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">\u00e9crites et<span class=\"_ _0\"></span> attendent<span class=\"_ _0\"></span> une date de pl<span class=\"_ _0\"></span>aidoir<span class=\"_ _0\"></span>ie et la d\u00e9cis<span class=\"_ _0\"></span>ion de la Cou<span class=\"_ _0\"></span>r pour</div>\n<div class=\"t m0 x1a h62 y21e2 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">laquell<span class=\"_ _0\"></span>e aucune d<span class=\"_ _0\"></span>ate n\u2019a \u00e9t\u00e9 p<span class=\"_ _0\"></span>our l\u2019ins<span class=\"_ _0\"></span>tant fix\u00e9<span class=\"_ _0\"></span>e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21e3 ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21e4 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 29 avril 20<span class=\"_ _0\"></span>13, une s\u00e9r<span class=\"_ _0\"></span>ie d\u2019acti<span class=\"_ _0\"></span>onnaires<span class=\"_ _0\"></span> repr\u00e9s<span class=\"_ _0\"></span>ent\u00e9s par Me Ar<span class=\"_ _0\"></span>nauts</div>\n<div class=\"t m0 x1a h62 y21e5 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on en domma<span class=\"_ _0\"></span>ges et int\u00e9<span class=\"_ _0\"></span>r\u00eats deva<span class=\"_ _0\"></span>nt <span class=\"lsde wseb\">le Tribunal<span class=\"_ _3\"></span> de </span></div>\n<div class=\"t m0 x1a h62 y21e6 ff3c7 fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Commerce de<span class=\"_ _3\"></span> Bruxelles,<span class=\"_ _3\"></span> invoquant l<span class=\"_ _3\"></span>a communi<span class=\"_ _3\"></span>cation par Fo<span class=\"_ _3\"></span>rtis en 2007<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x1a h62 y21e7 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">et en 2008 d\u2019i<span class=\"_ _0\"></span>nformat<span class=\"_ _0\"></span>ions inc<span class=\"_ _0\"></span>ompl\u00e8tes<span class=\"_ _0\"></span> ou trompe<span class=\"_ _0\"></span>uses. Cett<span class=\"_ _0\"></span>e action \u00e9t<span class=\"_ _0\"></span>ait</div>\n<div class=\"t m0 x1a h62 y21e8 ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente de<span class=\"_ _0\"></span> l\u2019issue d<span class=\"_ _0\"></span>e la proc\u00e9d<span class=\"_ _0\"></span>ure au p\u00e9nal. L<span class=\"_ _0\"></span>es</div>\n<div class=\"t m0 x1a h62 y21e9 ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21ea ff3c7 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21eb ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 19 septe<span class=\"_ _0\"></span>mbre 2013,<span class=\"_ _0\"></span> certains<span class=\"_ _0\"></span> (ancien<span class=\"_ _0\"></span>s) action<span class=\"_ _0\"></span>naires d<span class=\"_ _0\"></span>e Fortis,</div>\n<div class=\"t m0 x1a h62 y21ec ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">repr\u00e9se<span class=\"_ _0\"></span>nt\u00e9s par M<span class=\"_ _0\"></span>e Lenssens<span class=\"_ _0\"></span>, ont intent<span class=\"_ _0\"></span>\u00e9 une acti<span class=\"_ _0\"></span>on simila<span class=\"_ _0\"></span>ire au civil<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ed ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">devant le T<span class=\"_ _0\"></span>ribunal<span class=\"_ _0\"></span> de Premi\u00e8r<span class=\"_ _0\"></span>e Instan<span class=\"_ _0\"></span>ce de Bruxel<span class=\"_ _0\"></span>les. Cett<span class=\"_ _0\"></span>e action \u00e9ta<span class=\"_ _0\"></span>it</div>\n<div class=\"t m0 x1a h62 y21ee ff3c7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">suspend<span class=\"_ _0\"></span>ue dans l\u2019<span class=\"_ _0\"></span>attente<span class=\"ls0 ws0\"> </span>de l\u2019i<span class=\"_ _0\"></span>ssue de la pr<span class=\"_ _0\"></span>oc\u00e9dur<span class=\"_ _0\"></span>e au p\u00e9nal. Les<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21ef ff3c7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">parties<span class=\"_ _0\"></span> sont en t<span class=\"_ _0\"></span>rain de <span class=\"_ _0\"></span>mettre f<span class=\"_ _0\"></span>in \u00e0 cett<span class=\"_ _0\"></span>e proc<span class=\"_ _0\"></span>\u00e9dure. <span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 220px; height: 886px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 220px; height: 886px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 220px; height: 886px; width: 94%; z-index: 2;\"><br/></div>\n\n<div><br/></div>\n\n<div><br/></div>\n\n<div class=\"t m0 x6 h62 y8b1 ff3ce fs43 fc1f sc0 lsf0 ws104\" style=\"z-index: 15;\">1.3<span class=\"ls0 ws0\"> <span class=\"_ _16d\"> </span><span class=\"lsde wsfa\">Clauses contractuelle<span class=\"_ _3\"></span>s d\u2019exon\u00e9ration</span> </span></div>\n<div class=\"t m0 x6 h62 y8b2 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2008, <span class=\"_ _3\"></span>Fortis a acc<span class=\"_ _3\"></span>ord\u00e9 \u00e0 cer<span class=\"_ _3\"></span>tains ancien<span class=\"_ _3\"></span>s dirigeants<span class=\"_ _3\"></span> et</div>\n<div class=\"t m0 x6 h62 y8b3 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">administ<span class=\"_ _0\"></span>rateu<span class=\"_ _0\"></span>rs, au moment<span class=\"_ _0\"></span> de leur d\u00e9pa<span class=\"_ _0\"></span>rt, une cl<span class=\"_ _0\"></span>ause cont<span class=\"_ _0\"></span>ractuel<span class=\"_ _0\"></span>le</div>\n<div class=\"t m0 x6 h62 y93e ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on couv<span class=\"_ _0\"></span>rant les<span class=\"_ _0\"></span> frais de <span class=\"_ _0\"></span>d\u00e9fens<span class=\"_ _0\"></span>e et, dans<span class=\"_ _0\"></span> certain<span class=\"_ _0\"></span>s cas,</div>\n<div class=\"t m0 x6 h62 y93f ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">\u00e9galement les<span class=\"_ _3\"></span> cons\u00e9quences financi\u00e8<span class=\"_ _3\"></span>res de toute d\u00e9cision<span class=\"_ _3\"></span> judiciaire,<span class=\"_ _3\"></span> </div>\n<div class=\"t m0 x6 h62 y940 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">dans l\u2019hy<span class=\"_ _0\"></span>poth\u00e8se o<span class=\"_ _0\"></span>\u00f9 des proc\u00e9d<span class=\"_ _0\"></span>ures en j<span class=\"_ _0\"></span>ustice ser<span class=\"_ _0\"></span>aient int<span class=\"_ _0\"></span>ent\u00e9es co<span class=\"_ _0\"></span>ntre</div>\n<div class=\"t m0 x6 h62 y941 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ces perso<span class=\"_ _0\"></span>nnes sur la bas<span class=\"_ _0\"></span>e de leurs m<span class=\"_ _0\"></span>andats ex<span class=\"_ _0\"></span>erc\u00e9s au sei<span class=\"_ _0\"></span>n du group<span class=\"_ _0\"></span>e</div>\n<div class=\"t m0 x6 h62 y942 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Fortis. Ageas con<span class=\"_ _3\"></span>teste la validi<span class=\"_ _3\"></span>t\u00e9 de ces engagemen<span class=\"_ _3\"></span>ts d\u2019indemnisation</div>\n<div class=\"t m0 x6 h62 y943 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour ce <span class=\"_ _0\"></span>qui conc<span class=\"_ _0\"></span>erne la c<span class=\"_ _0\"></span>ouvert<span class=\"_ _0\"></span>ure des c<span class=\"_ _0\"></span>ons\u00e9qu<span class=\"_ _0\"></span>ences f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res de</div>\n<div class=\"t m0 x6 h62 y944 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u00e9cisions <span class=\"_ _3\"></span>de justice.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y945 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y946 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">En ou<span class=\"lsdc wseb\">tre, Age<span class=\"_ _0\"></span>as a, co<span class=\"_ _0\"></span>mme il est<span class=\"_ _0\"></span> d\u2019usag<span class=\"_ _0\"></span>e pour c<span class=\"_ _0\"></span>e type d<span class=\"_ _0\"></span>e trans<span class=\"_ _0\"></span>actions, </span></div>\n<div class=\"t m0 x6 h62 y9ed ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">conclu des<span class=\"_ _0\"></span> convent<span class=\"_ _0\"></span>ions avec pl<span class=\"_ _0\"></span>usieur<span class=\"_ _0\"></span>s institut<span class=\"_ _0\"></span>ions fina<span class=\"_ _0\"></span>nci\u00e8res<span class=\"_ _0\"></span> qui ont</div>\n<div class=\"t m0 x6 h62 y9ee ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">facilit\u00e9 l<span class=\"_ _0\"></span>e placem<span class=\"_ _0\"></span>ent d\u2019act<span class=\"_ _0\"></span>ions Fort<span class=\"_ _0\"></span>is lors des au<span class=\"_ _0\"></span>gmentat<span class=\"_ _0\"></span>ions de ca<span class=\"_ _0\"></span>pital</div>\n<div class=\"t m0 x6 h62 y9ef ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de 2007<span class=\"ls0 ws0\">-</span><span class=\"wseb\">2008.<span class=\"_ _0\"></span> Ces co<span class=\"_ _0\"></span>nvention<span class=\"_ _0\"></span>s conti<span class=\"_ _0\"></span>ennent d<span class=\"_ _0\"></span>es c<span class=\"lsde wsfa\">lauses d\u2019exon\u00e9ration </span></span></div>\n<div class=\"t m0 x6 h62 y9f0 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">qui, dans ce<span class=\"_ _0\"></span>rtaines<span class=\"_ _0\"></span> conditi<span class=\"_ _0\"></span>ons, entr<span class=\"_ _0\"></span>a\u00eenent des<span class=\"_ _0\"></span> obligat<span class=\"_ _0\"></span>ions</div>\n<div class=\"t m0 x6 h62 y9f1 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">d\u2019inde<span class=\"_ _0\"></span>mnisati<span class=\"_ _0\"></span>on pour A<span class=\"_ _0\"></span>geas. C<span class=\"_ _0\"></span>ertaine<span class=\"_ _0\"></span>s de ces i<span class=\"_ _0\"></span>nstitut<span class=\"_ _0\"></span>ions f<span class=\"_ _0\"></span>inanci\u00e8<span class=\"_ _0\"></span>res</div>\n<div class=\"t m0 x6 h62 y9f2 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sont impl<span class=\"_ _0\"></span>iqu\u00e9es da<span class=\"_ _0\"></span>ns les proc<span class=\"_ _0\"></span>\u00e9dures jur<span class=\"_ _0\"></span>idique<span class=\"_ _0\"></span>s d\u00e9crites<span class=\"_ _0\"></span> dans la</div>\n<div class=\"t m0 x6 h62 y9f3 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pr\u00e9sent<span class=\"_ _0\"></span>e note.<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9f4 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y9f5 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Dans la per<span class=\"_ _3\"></span>spective <span class=\"_ _3\"></span>d'un r<span class=\"lsdc wse9\">\u00e8glement avec<span class=\"_ _0\"></span> les sousc<span class=\"_ _0\"></span>ripteurs<span class=\"_ _0\"></span> d'assur<span class=\"_ _0\"></span>ances </span></div>\n<div class=\"t m0 x6 h62 y9f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de respon<span class=\"_ _0\"></span>sabilit<span class=\"_ _0\"></span>\u00e9 Directo<span class=\"_ _0\"></span>rs &amp; Officer<span class=\"_ _0\"></span>s (D&amp;O) et Pu<span class=\"_ _0\"></span>blic Offer<span class=\"_ _0\"></span>ing of</div>\n<div class=\"t m0 x6 h62 y9f7 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Securit<span class=\"_ _0\"></span>ies Ins<span class=\"_ _0\"></span>urance (<span class=\"_ _0\"></span>POSI), <span class=\"_ _0\"></span>destin<span class=\"_ _0\"></span>\u00e9es \u00e0 couv<span class=\"_ _0\"></span>rir les <span class=\"_ _0\"></span>risques p<span class=\"_ _0\"></span>otenti<span class=\"_ _0\"></span>els</div>\n<div class=\"t m0 x6 h62 y9f8 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">li\u00e9s aux<span class=\"_ _0\"></span> \u00e9v\u00e9nem<span class=\"_ _0\"></span>ents et <span class=\"_ _0\"></span>\u00e9voluti<span class=\"_ _0\"></span>ons ayant<span class=\"_ _0\"></span> marqu<span class=\"_ _0\"></span>\u00e9 l'anci<span class=\"_ _0\"></span>en group<span class=\"_ _0\"></span>e Forti<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x6 h62 y9f9 ff3ce fs43 fc15 sc0 lsdc wse8\" style=\"z-index: 15;\">en<span class=\"ls0 ws0\"> <span class=\"lsde wsea\">2007</span>-</span><span class=\"wse9\">2008, Ageas a octr<span class=\"_ _0\"></span>oy\u00e9 une clau<span class=\"_ _0\"></span>se d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de </span></div>\n<div class=\"t m0 x6 h62 y9fa ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">respons<span class=\"_ _0\"></span>abilit<span class=\"_ _0\"></span>\u00e9 en faveur des<span class=\"_ _0\"></span> assureu<span class=\"_ _0\"></span>rs pour le mont<span class=\"_ _0\"></span>ant agr<span class=\"_ _0\"></span>\u00e9g\u00e9 de la</div>\n<div class=\"t m0 x6 h62 y9fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">couvert<span class=\"_ _0\"></span>ure des pol<span class=\"_ _0\"></span>ices conc<span class=\"_ _0\"></span>ern\u00e9es.<span class=\"_ _0\"></span> En outre,<span class=\"_ _0\"></span> Ageas a acco<span class=\"_ _0\"></span>rd\u00e9 une</div>\n<div class=\"t m0 x6 h62 y9fc ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">indemn<span class=\"_ _0\"></span>it\u00e9 et des<span class=\"_ _0\"></span> clause<span class=\"_ _0\"></span>s d'exo<span class=\"_ _0\"></span>n\u00e9rati<span class=\"_ _0\"></span>on de res<span class=\"_ _0\"></span>ponsabi<span class=\"_ _0\"></span>lit\u00e9 \u00e0 c<span class=\"_ _0\"></span>ertains<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y9fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">anciens ad<span class=\"_ _0\"></span>minist<span class=\"_ _0\"></span>rateurs et<span class=\"_ _0\"></span> dirigea<span class=\"_ _0\"></span>nts de Fort<span class=\"_ _0\"></span>is et \u00e0 BNP Par<span class=\"_ _0\"></span>ibas Fort<span class=\"_ _0\"></span>is,</div>\n<div class=\"t m0 x6 h62 y9fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour leurs<span class=\"_ _0\"></span> frais de d\u00e9fe<span class=\"_ _0\"></span>nse futurs<span class=\"_ _0\"></span>, ainsi qu<span class=\"_ _0\"></span>\u2019aux admi<span class=\"_ _0\"></span>nistrate<span class=\"_ _0\"></span>urs des de<span class=\"_ _0\"></span>ux</div>\n<div class=\"t m0 x6 h62 y9ff ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">fondations n\u00e9erl<span class=\"_ _3\"></span>andaises cr\u00e9\u00e9e<span class=\"_ _3\"></span>s dans le contexte d<span class=\"_ _3\"></span>u r\u00e8glement.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f2 ff3d0 fs50 fce sc0 lsfc ws118\" style=\"z-index: 15;\">43.2<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h7d y21f3 ff3d0 fs50 fce sc0 ls110 ws134\" style=\"z-index: 15;\">Passif<span class=\"_ _0\"></span>s \u00e9ventuel<span class=\"_ _0\"></span>s sur des instru<span class=\"_ _0\"></span>ments hy<span class=\"ls12f ws157\">brides </span></div>\n<div class=\"t m0 x6 h7d y21f4 ff3d0 fs50 fce sc0 ls11d ws144\" style=\"z-index: 15;\">d\u2019anciennes filiales<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h62 y897 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">En 2007, <span class=\"_ _3\"></span>BNP Paribas <span class=\"_ _3\"></span>Fortis SA/NV<span class=\"_ _3\"></span> a \u00e9mis de<span class=\"_ _3\"></span>s CASHES (Con<span class=\"_ _3\"></span>vertible</div>\n<div class=\"t m0 x6 h62 y898 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">And Subordina<span class=\"_ _3\"></span>ted Hybrid<span class=\"_ _3\"></span> Equity<span class=\"ls0 ws0\">-</span>l<span class=\"_ _3\"></span>inked Secur<span class=\"_ _3\"></span>ities), Ageas <span class=\"_ _3\"></span>SA/NV</div>\n<div class=\"t m0 x6 h62 y899 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">agissant<span class=\"_ _0\"></span> en tant que cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>r (BNP Par<span class=\"_ _0\"></span>ibas SA/<span class=\"_ _0\"></span>NV \u00e9tait \u00e0 ce mom<span class=\"_ _0\"></span>ent</div>\n<div class=\"t m0 x1a h62 y21f5 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">une fili<span class=\"_ _0\"></span>ale). D<span class=\"_ _0\"></span>es 12.000 t<span class=\"_ _0\"></span>itres<span class=\"ls0 ws0\"> </span><span class=\"lsde\">originellement \u00e9mis, 3<span class=\"_ _3\"></span>.326 resten<span class=\"_ _3\"></span>t en </span></div>\n<div class=\"t m0 x1a h62 y21f6 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">circul<span class=\"_ _0\"></span>ation, repr<span class=\"_ _0\"></span>\u00e9senta<span class=\"_ _0\"></span>nt un mont<span class=\"_ _0\"></span>ant nomina<span class=\"_ _0\"></span>l total d\u2019E<span class=\"_ _0\"></span>UR 831,5 mi<span class=\"_ _0\"></span>llions. <span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y21f7 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y21f8 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Les CASHE<span class=\"_ _0\"></span>S n\u2019ont<span class=\"_ _0\"></span> pas de date d\u2019\u00e9c<span class=\"_ _0\"></span>h\u00e9ance et ne s<span class=\"_ _0\"></span>ont pas</div>\n<div class=\"t m0 x1a h62 y21f9 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">rembou<span class=\"_ _0\"></span>rsables en nu<span class=\"_ _0\"></span>m\u00e9rair<span class=\"_ _0\"></span>e<span class=\"ls0 ws0\"> ; </span>ils ne peuvent qu\u2019<span class=\"_ _0\"></span>\u00eatre \u00e9chan<span class=\"_ _0\"></span>g\u00e9s cont<span class=\"_ _0\"></span>re</div>\n<div class=\"t m0 x1a h62 y21fa ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des action<span class=\"_ _3\"></span>s Ageas \u00e0<span class=\"ls0 ws0\"> <span class=\"_ _3\"></span><span class=\"lsdc wse9\">un prix d\u2019EU<span class=\"_ _0\"></span>R 239,40 par ac<span class=\"_ _0\"></span>tion. Ils<span class=\"_ _0\"></span> sont </span></span></div>\n<div class=\"t m0 x1a h62 y21fb ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">obligat<span class=\"_ _0\"></span>oireme<span class=\"_ _0\"></span>nt \u00e9chan<span class=\"_ _0\"></span>g\u00e9s en acti<span class=\"_ _0\"></span>ons Ageas s<span class=\"_ _0\"></span>i le cours de l\u2019<span class=\"_ _0\"></span>action Ag<span class=\"_ _0\"></span>eas</div>\n<div class=\"t m0 x1a h62 y21fc ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">est \u00e9gal ou su<span class=\"_ _0\"></span>p\u00e9rie<span class=\"_ _0\"></span>ur \u00e0 EUR 359,1<span class=\"_ _0\"></span>0 pendant vi<span class=\"_ _0\"></span>ngt jours<span class=\"_ _0\"></span> de cotatio<span class=\"_ _0\"></span>n</div>\n<div class=\"t m0 x1a h62 y21fd ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">cons\u00e9c<span class=\"_ _0\"></span>utifs. BN<span class=\"_ _0\"></span>P Paribas F<span class=\"_ _0\"></span>ortis SA/<span class=\"_ _0\"></span>NV d\u00e9tie<span class=\"_ _0\"></span>nt 3.473.<span class=\"_ _0\"></span>271 acti<span class=\"_ _0\"></span>ons Ageas<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y21fe ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">en v<span class=\"lsde wsfa\">ue de l\u2019\u00e9change potent<span class=\"_ _3\"></span>iel des CASHES. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y21ff ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2200 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">Concernant <span class=\"_ _3\"></span>le montant <span class=\"_ _3\"></span>nominal, les<span class=\"_ _3\"></span> d\u00e9tenteurs<span class=\"_ _3\"></span> des CASHES<span class=\"_ _3\"></span> ne</div>\n<div class=\"t m0 x1a h62 y2201 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">peuvent<span class=\"_ _0\"></span> exercer,<span class=\"_ _0\"></span> contre n\u2019im<span class=\"_ _0\"></span>porte le<span class=\"_ _0\"></span>quel des cod<span class=\"_ _0\"></span>\u00e9biteu<span class=\"_ _0\"></span>rs, qu\u2019u<span class=\"_ _0\"></span>n recours<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y2202 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">portant<span class=\"_ _0\"></span> sur les action<span class=\"_ _0\"></span>s Ageas d\u00e9t<span class=\"_ _0\"></span>enues pa<span class=\"_ _0\"></span>r BNP Pari<span class=\"_ _0\"></span>bas Fort<span class=\"_ _0\"></span>is SA/NV<span class=\"ls0 ws0\"> ; </span></div>\n<div class=\"t m0 x1a h62 y2203 ff3ce fs43 fc15 sc0 lsdd ws11a\" style=\"z-index: 15;\">ces actions so<span class=\"lsdc wse9\">nt mises en ga<span class=\"_ _0\"></span>ge en faveur d<span class=\"_ _0\"></span>e ces d\u00e9tent<span class=\"_ _0\"></span>eurs. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x1a h62 y2204 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2205 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">BNP Pa<span class=\"_ _0\"></span>ribas For<span class=\"_ _0\"></span>tis SA/N<span class=\"_ _0\"></span>V paie l<span class=\"_ _0\"></span>e coupo<span class=\"_ _0\"></span>n des CA<span class=\"_ _0\"></span>SHES</div>\n<div class=\"t m0 x1a h62 y2206 ff3ce fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">trimest<span class=\"_ _0\"></span>riellem<span class=\"_ _0\"></span>ent \u00e0 ter<span class=\"_ _0\"></span>me \u00e9chu,<span class=\"_ _0\"></span> \u00e0 un tau<span class=\"_ _0\"></span>x variab<span class=\"_ _0\"></span>le, bas<span class=\"_ _0\"></span>\u00e9 sur l\u2019<span class=\"_ _0\"></span>Euribo<span class=\"_ _0\"></span>r \u00e0 3</div>\n<div class=\"t m0 x1a h62 y2207 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">mois + 200 po<span class=\"_ _0\"></span>ints de bas<span class=\"_ _0\"></span>e, jusqu\u2019\u00e0 l\u2019<span class=\"_ _0\"></span>\u00e9chan<span class=\"_ _0\"></span>ge des titre<span class=\"_ _0\"></span>s en action<span class=\"_ _0\"></span>s</div>\n<div class=\"t m0 x1a h62 y2208 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Ageas. D<span class=\"_ _0\"></span>ans le cas o\u00f9 Ag<span class=\"_ _0\"></span>eas ne d\u00e9cl<span class=\"_ _0\"></span>are aucun d<span class=\"_ _0\"></span>ividend<span class=\"_ _0\"></span>e sur ses</div>\n<div class=\"t m0 x1a h62 y2209 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">actions,<span class=\"_ _0\"></span> ou que le divi<span class=\"_ _0\"></span>dende ann<span class=\"_ _0\"></span>onc\u00e9 est inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 u<span class=\"_ _0\"></span>n certain se<span class=\"_ _0\"></span>uil</div>\n<div class=\"t m0 x1a h62 y220a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">pour un exe<span class=\"_ _0\"></span>rcice donn<span class=\"_ _0\"></span>\u00e9 (rende<span class=\"_ _0\"></span>ment de div<span class=\"_ _0\"></span>idende inf<span class=\"_ _0\"></span>\u00e9rieur \u00e0 0,<span class=\"_ _0\"></span>5<span class=\"ls0 ws0\"> <span class=\"lsff ws124\">%), </span></span></div>\n<div class=\"t m0 x1a h62 y220b ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">ainsi que da<span class=\"_ _0\"></span>ns certai<span class=\"_ _0\"></span>nes autr<span class=\"_ _0\"></span>es circon<span class=\"_ _0\"></span>stances,<span class=\"_ _0\"></span> le paieme<span class=\"_ _0\"></span>nt de coupons<span class=\"_ _0\"></span> </div>\n<div class=\"t m0 x1a h62 y220c ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\">d<span class=\"lsde wseb\">oit \u00ea<span class=\"_ _3\"></span>tre r\u00e9gl\u00e9 <span class=\"_ _3\"></span>par Ageas SA<span class=\"_ _3\"></span>/NV par l\u2019<span class=\"_ _3\"></span>\u00e9mission de<span class=\"_ _3\"></span> nouvelles ac<span class=\"_ _3\"></span>tions </span></div>\n<div class=\"t m0 x1a h62 y220d ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">conform\u00e9men<span class=\"_ _3\"></span>t au m\u00e9canisme<span class=\"_ _3\"></span> appel\u00e9 m\u00e9<span class=\"_ _3\"></span>thode altern<span class=\"_ _3\"></span>ative de r\u00e8<span class=\"_ _3\"></span>glement</div>\n<div class=\"t m0 x1a h62 y220e ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">du coupon<span class=\"_ _3\"></span> (Alternative <span class=\"_ _3\"></span>Coupon Se<span class=\"_ _3\"></span>ttlement Method <span class=\"_ _3\"></span><span class=\"ls0 ws0\">- <span class=\"lsdc wse9\">ACSM) tandis q<span class=\"_ _0\"></span>ue </span></span></div>\n<div class=\"t m0 x1a h62 y220f ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">BNP Pari<span class=\"_ _0\"></span>bas Fortis<span class=\"_ _0\"></span> SA/NV dev<span class=\"_ _0\"></span>rait \u00e9mett<span class=\"_ _0\"></span>re des inst<span class=\"_ _0\"></span>ruments<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> <span class=\"lsdc wse9\">\u00e9ligibles a<span class=\"_ _0\"></span>u </span></span></div>\n<div class=\"t m0 x1a h62 y2210 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">titre d\u2019i<span class=\"_ _0\"></span>nstrume<span class=\"_ _0\"></span>nts Tier 1 hybr<span class=\"_ _0\"></span>ides au prof<span class=\"_ _0\"></span>it d\u2019Age<span class=\"_ _0\"></span>as en comp<span class=\"_ _0\"></span>ensati<span class=\"_ _0\"></span>on</div>\n<div class=\"t m0 x1a h62 y2211 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">des coupons<span class=\"_ _3\"></span> ainsi pay\u00e9s<span class=\"_ _3\"></span> par Agea<span class=\"_ _3\"></span>s SA/NV. En <span class=\"_ _3\"></span>cas de d\u00e9<span class=\"_ _3\"></span>clenchement</div>\n<div class=\"t m0 x1a h62 y2212 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">de l'ACSM<span class=\"_ _0\"></span>, si le capita<span class=\"_ _0\"></span>l autoris<span class=\"_ _0\"></span>\u00e9 disponi<span class=\"_ _0\"></span>ble est ins<span class=\"_ _0\"></span>uffisa<span class=\"_ _0\"></span>nt pour per<span class=\"_ _0\"></span>mettre</div>\n<div class=\"t m0 x1a h62 y2213 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">\u00e0 Ageas SA<span class=\"_ _3\"></span>/NV de r\u00e9gl<span class=\"_ _3\"></span>er l'oblig<span class=\"lsdc wse9\">ation ACSM, le r\u00e8g<span class=\"_ _0\"></span>lement<span class=\"_ _0\"></span> du coupon </span></div>\n<div class=\"t m0 x1a h62 y2214 ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">sera repo<span class=\"_ _0\"></span>rt\u00e9 jusq<span class=\"_ _0\"></span>u'au mome<span class=\"_ _0\"></span>nt o\u00f9 la possib<span class=\"_ _0\"></span>ilit\u00e9 d'\u00e9<span class=\"_ _0\"></span>missio<span class=\"_ _0\"></span>n d'actio<span class=\"_ _0\"></span>ns sera</div>\n<div class=\"t m0 x1a h62 y2215 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">restaur\u00e9e.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x1a h62 y2216 ff3ce fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x1a h62 y2217 ff3ce fs43 fc15 sc0 lsde wsfa\" style=\"z-index: 15;\">Dans un accord con<span class=\"_ _3\"></span>clu en 2012, d\u00e9bouch<span class=\"_ _3\"></span>ant notamment sur<span class=\"_ _3\"></span> l\u2019offre</div>\n<div class=\"t m0 x1a h62 y2218 ff3ce fs43 fc15 sc0 lsde wseb\" style=\"z-index: 15;\">d\u2019achat de<span class=\"_ _3\"></span>s CASHES et <span class=\"_ _3\"></span>leur \u00e9change <span class=\"_ _3\"></span>subs\u00e9quent,<span class=\"_ _3\"></span> Ageas a a<span class=\"_ _3\"></span>ccept\u00e9 de</div>\n<div class=\"t m0 x1a h62 y2219 ff3ce fs43 fc15 sc0 lsde wsea\" style=\"z-index: 15;\">payer <span class=\"lsdc wse9\">une indemnit<span class=\"_ _0\"></span>\u00e9 annuelle \u00e0 BN<span class=\"_ _0\"></span>P Paribas<span class=\"_ _0\"></span> Fortis S<span class=\"_ _0\"></span>A/NV \u00e9quiv<span class=\"_ _0\"></span>alent<span class=\"_ _0\"></span>e </span></div>\n<div class=\"t m0 x1a h62 y221a ff3ce fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">au divide<span class=\"_ _0\"></span>nde major<span class=\"_ _0\"></span>\u00e9 sur les acti<span class=\"_ _0\"></span>ons que d\u00e9ti<span class=\"_ _0\"></span>ent BNP P<span class=\"_ _0\"></span>aribas Fo<span class=\"_ _0\"></span>rtis</div>\n<div class=\"t m0 x1a h62 y221b ff3ce fs43 fc15 sc0 lsf3 ws10c\" style=\"z-index: 15;\">SA/NV.<span class=\"ls0 ws0\"> </span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 5%; bottom: 471px; height: 635px; width: 90%; z-index: 4;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 4%; bottom: 471px; height: 635px; width: 92%; z-index: 3;\"><br/></div>\n\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 471px; height: 635px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfContingentLiabilitiesExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag374": {
   "value": "\n<div><br/></div>\n<div class=\"t m0 x6 h13 y7e7 ff1 fse fc2 sc0 ls42 ws47\" style=\"z-index: 15;\">\u00c9<span class=\"_ _1\"></span>v<span class=\"_ _1\"></span>\u00e9nements po<span class=\"_ _0\"></span>st<span class=\"_ _1\"></span>\u00e9rieurs \u00e0 la da<span class=\"_ _0\"></span>te<span class=\"_ _0\"></span><span class=\"ls0 ws0\"> </span></div>\n<div class=\"t m0 x6 h13 y7e8 ff1 fse fc2 sc0 ls0 ws0\" style=\"z-index: 15;\">de l<span class=\"_ _3\"></span>\u2019<span class=\"_ _7d\"></span>\u00e9<span class=\"_ _0\"></span>tat de la situation fin<span class=\"_ _3\"></span>a<span class=\"_ _3\"></span>nci\u00e8re</div>\n<div class=\"t m0 x6 h62 y222c ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le tre<span class=\"lsde wsfa\">mblement de terre </span><span class=\"wse8\">d\u00e9vastat<span class=\"_ _0\"></span>eur <span class=\"wseb\">qui s\u2019es<span class=\"_ _0\"></span>t produ<span class=\"_ _0\"></span>it en f\u00e9v<span class=\"_ _0\"></span>rier 202<span class=\"_ _0\"></span>3 en Turq<span class=\"_ _0\"></span>uie ne <span class=\"_ _0\"></span>devrait p<span class=\"_ _0\"></span>as avoi<span class=\"_ _0\"></span>r d\u2019imp<span class=\"_ _0\"></span>act sig<span class=\"_ _0\"></span>nificatif<span class=\"_ _0\"></span> sur le<span class=\"_ _0\"></span>s \u00e9tats<span class=\"_ _0\"></span> financie<span class=\"_ _0\"></span>rs </span></span></div>\n<div class=\"t m0 x6 h62 y222d ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">consoli<span class=\"_ _0\"></span>d\u00e9s d<span class=\"ls0 ws0\">\u2019<span class=\"lsde wsea\">Ageas.</span> </span></div>\n<div class=\"t m0 x6 h62 y222e ff3d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y222f ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 13 mars 202<span class=\"_ _0\"></span>3, Ageas a a<span class=\"_ _0\"></span>nnonc\u00e9 qu<span class=\"_ _0\"></span>e des n\u00e9goc<span class=\"_ _0\"></span>iations<span class=\"_ _0\"></span> exclusiv<span class=\"_ _0\"></span>es ont \u00e9t<span class=\"_ _0\"></span>\u00e9 entam\u00e9es av<span class=\"_ _0\"></span>ec La Mut<span class=\"_ _0\"></span>uelle Epar<span class=\"_ _0\"></span>gne Retr<span class=\"_ _0\"></span>aite Pr\u00e9v<span class=\"_ _0\"></span>oyance C<span class=\"_ _0\"></span>arac (\u00ab Car<span class=\"_ _0\"></span>ac \u00bb)</div>\n<div class=\"t m0 x6 h62 y2230 ff3d2 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">pour la c<span class=\"_ _0\"></span>ession d<span class=\"_ _0\"></span>e ses act<span class=\"_ _0\"></span>ivit\u00e9s<span class=\"_ _0\"></span> fran\u00e7<span class=\"_ _0\"></span>aises. C<span class=\"_ _0\"></span>ette tra<span class=\"_ _0\"></span>nsacti<span class=\"_ _0\"></span>on sera s<span class=\"_ _0\"></span>oumise <span class=\"_ _0\"></span>aux app<span class=\"_ _0\"></span>robatio<span class=\"_ _0\"></span>ns r\u00e9gl<span class=\"_ _0\"></span>ementa<span class=\"_ _0\"></span>ires<span class=\"ls0 ws0\">. </span></div>\n<div class=\"t m0 x6 h62 y2231 ff3d2 fs43 fc15 sc0 ls0 ws0\" style=\"z-index: 15;\"> </div>\n<div class=\"t m0 x6 h62 y2232 ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Suite aux<span class=\"_ _0\"></span> r\u00e9cents \u00e9v<span class=\"_ _0\"></span>\u00e9nements<span class=\"_ _0\"></span> de Credit S<span class=\"_ _0\"></span>uisse et Si<span class=\"_ _0\"></span>licon Va<span class=\"_ _0\"></span>lley<span class=\"ls0 ws0\"> <span class=\"lsde wseb\">Bank, Ageas <span class=\"_ _3\"></span>a analys\u00e9<span class=\"_ _3\"></span> son exposi<span class=\"_ _3\"></span>tion sur le<span class=\"_ _3\"></span>s banques <span class=\"_ _3\"></span>r\u00e9gionales Am<span class=\"_ _3\"></span>\u00e9ricaines et<span class=\"_ _3\"></span> Credit </span></span></div>\n<div class=\"t m0 x6 h62 y2233 ff3d2 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Suisse/<span class=\"_ _0\"></span>UBS et a concl<span class=\"_ _0\"></span>u que l'exp<span class=\"_ _0\"></span>osition g<span class=\"_ _0\"></span>lobale d'<span class=\"_ _0\"></span>Ageas n'es<span class=\"_ _0\"></span>t pas <span class=\"lsde wsea\">important<span class=\"ls0 ws0\">e</span></span></div>\n<div class=\"t carbonparamark\" style=\"position: absolute; left: 3%; bottom: 680px; height: 281px; width: 94%; z-index: 2;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag441": {
   "value": "\n<div class=\"t m0 x21b h62 y2235 ff3d7 fs43 fc15 sc0 lsdc wse9\" style=\"z-index: 15;\">Le 2<span class=\"ls0 ws0\">8 <span class=\"lsde wseb\">mars 20<span class=\"_ _3\"></span>2</span>3</span><span class=\"wseb\">, le Consei<span class=\"_ _0\"></span>l d\u2019Adm<span class=\"_ _0\"></span>inistr<span class=\"_ _0\"></span>ation a r<span class=\"_ _0\"></span>evu les \u00c9t<span class=\"_ _0\"></span>ats fin<span class=\"_ _0\"></span>anciers<span class=\"_ _0\"></span> consol<span class=\"_ _0\"></span>id\u00e9s d\u2019<span class=\"_ _0\"></span>Ageas e<span class=\"_ _0\"></span>t le </span></div>\n<div class=\"t m0 x21b h62 y2236 ff3d7 fs43 fc15 sc0 lsdc wseb\" style=\"z-index: 15;\">Rapport <span class=\"_ _0\"></span>du Cons<span class=\"_ _0\"></span>eil d\u2019Ad<span class=\"_ _0\"></span>minist<span class=\"_ _0\"></span>ration, <span class=\"_ _0\"></span>et a aut<span class=\"_ _0\"></span>oris\u00e9 le<span class=\"_ _0\"></span>ur public<span class=\"_ _0\"></span>ation<span class=\"lsf0 ws104\">. <span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t carbonparamark et\" style=\"position: absolute; left: 320px; bottom: 807px; height: 50px; width: 468px; z-index: 1;\"><br/></div>\n",
   "dimensions": {
    "concept": "ifrs-full:DisclosureOfAuthorisationOfFinancialStatementsExplanatory",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "Tag375": {
   "value": "Rue du Marquis 1, 1000 Bruxelles, Belgique",
   "dimensions": {
    "concept": "ifrs-full:AddressOfRegisteredOfficeOfEntity",
    "language": "fr",
    "entity": "scheme:5493005DJBML6LY3RV36",
    "period": "2022-01-01T00:00:00/2023-01-01T00:00:00"
   }
  },
  "footnote2": {
   "value": "<div class=\"t m0 x6 h6e y749 ff3a fs48 fc15 sc0 lsf1 ws107\" style=\"margin-left: 21px;\"><span class=\"ws108\">Les autres variations des capitaux propres comprennent les variations de la juste valeur de l\u2019option de vente sur actions Interparking, une indemnit\u00e9 pay\u00e9e \u00e0 BNP Paribas Fortis SA/NV pour les </span></div>\n<div class=\"t m0 x5c h6e y74a ff3a fs48 fc15 sc0 lsf1 ws108\">actions Ageas li\u00e9es aux titres CASHES (voir note 43.2) et, le cas \u00e9ch\u00e9ant, les r\u00e9partitions de capital aux d\u00e9tenteurs de titres FRESH et CASHES d\u00fb \u00e0 un rendement de dividende sup\u00e9rieur \u00e0</div>\n<div class=\"t m0 x5c h6e y74b ff3a fs48 fc15 sc0 lsf2 ws10a\">5%.</div>",
   "dimensions": {
    "concept": "xbrl:note",
    "noteId": "footnote2",
    "language": "fr"
   }
  },
  "footnote1": {
   "value": "<div class=\"t m0 x6 h6e y70e ff33 fs48 fc15 sc0 lsf1 ws107\" style=\"margin-left: 22px;\"><span class=\"ws108\">La variation des r\u00e9\u00e9valuations des placements disponibles \u00e0 la vente, comprend la r\u00e9\u00e9valuation des couvertures de flux de tr\u00e9sorerie et </span>est<span class=\"ls0 ws0\"> </span><span class=\"ws108\">nette d\u2019\u00e9carts de change et de comptabilit\u00e9 reflet.<span class=\"ls0 ws0\"> </span></span></div>\n<div class=\"t m0 x5c h6e y70f ff33 fs48 fc15 sc0 lsf1 ws108\">La hausse des taux d'int\u00e9r\u00eat en 2022 a eu un impact d\u00e9favorable sur la r\u00e9\u00e9valuation des titres de cr\u00e9ance et la volatilit\u00e9 des march\u00e9s boursiers a \u00e9galement eu un impact n\u00e9gatif sur la</div>\n<div class=\"t m0 x5c h6e y710 ff33 fs48 fc15 sc0 lsf1 ws108\">r\u00e9\u00e9valuation des actions. Voir la note 10 <span class=\"ws107\">Placements<span class=\"ls0 ws0\"> </span></span>financiers pour plus de d\u00e9tails.</div>",
   "dimensions": {
    "concept": "xbrl:note",
    "noteId": "footnote1",
    "language": "fr"
   }
  }
 }
}